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Federal Financial Aid Resources
If you are new to the student loan process, we recommend the following web resources.
Federal Student Aid
Free Application for Student Aid (FAFSA)
Any student interested in being considered for financial aid through the federal government MUST file a Free Application for Federal Student Aid (FAFSA). The Santa Clara University School Code is 001326. Regardless of need, Financial Aid in the form of Federal Student loans is available for degree-seeking students who are enrolled half-time (4.5 units/quarter in Fall/Winter/Spring; 3 units in Summer) or more, and are a U.S. citizen or permanent resident. Additional information can be obtained from the University's Enrollment Services Center at 408-551-1000 or email@example.com.
Students who are interested in a Federal loan should file a FAFSA after being accepted into an ECP program.
Students filing a FAFSA prior to being admitted into an ECP program should notify firstname.lastname@example.com of their acceptance into ECP in order to trigger the FAFSA application.
Students wishing to obtain a loan in subsequent years must re-file in each year for which a loan is sought.
Federal Financial Aid will be credited to student accounts 10 days before the beginning of each term.
Graduate Student Loans
To help cover the cost of your education, you may be able to take advantage of a variety of student loan programs. Typically, these programs offer low-interest rates and repayment plans that are designed with students in mind. In many cases, you will not have to start repaying these loans until after you have graduated or enroll less than half-time.
Federal Student Loans
Most students who apply for financial aid are offered some loans that are sponsored by the federal government. These loans are typically included in your financial aid award.
William D. Ford Federal Direct Loans
The Federal Direct Loan program is generally known as Federal Stafford Loans, this loan program provides you a simple and convenient way to borrow money to pay for your education.
Federal Perkins Loan
The Federal Perkins Loan are low-interest, long-term educational loans awarded annually depending on financial need as determined by the information you provided on the Free Application for Federal Student Aid (FAFSA).
Federal Direct Graduate PLUS Loan
Federal Graduate Direct PLUS Loan are from the U.S. Department of Education for students seeking master's, doctoral or specialist degrees. The Federal Graduate Direct PLUS Loan enables graduate students to borrow up to the cost of education minus any other financial aid.
Private Alternate Loans
While federal students loans are often the most attractive lending options, you may also wish to consider loans from other sources. The Financial Aid Office encourages borrowers to do your own research to find the best lender for you. We have provided you with a Guide to Choosing a Lender that may assist in determining the best lender for you.
For more information on graduate student loan options, please visit the Office of Financial Aid website. This will provide the most comprehensive and detailed information on your options and loan limits.
Office of Financial Aid:
Campus Location - Schott Enrollment Services Building
E-mail - email@example.com
Telephone - (408) 551-1000
Fax - (408) 554-2154
Private Scholarships
In addition to federal funding options, there are plenty of other awards sponsored by corporations, civic organizations, religious organizations and other groups, which are designed to help students with their college costs.
Online Scholarship Searches
FastWeb: Scholarships, Financial Aid and Colleges
One of the first free online search services with a database of more than 400,000 scholarships.
College Board Scholarship Search
A database of scholarships, internships and other financial aid programs from 2,500 sources.
FinAid! A SmartStudent Guide to Financial Aid
A database of awards for undergraduate through post-graduate studies.
NOTE: If you have been awarded a scholarship from an outside agency, please provide the donor with our contact information. All correspondence and scholarship checks from donors should be sent to our Private Outside Scholarship Coordinator.
Private Outside Scholarship Coordinator
You can learn more by visiting the Office of Financial Aid website.
External Education Financial Assistance
Federal Student Aid Loan Services, Repayment Plans, Loan Consolidation and Loan Forgiveness
Public Service Loan Forgiveness Program
The PSLF Program is intended to encourage individuals to enter and continue to work full-time in public service jobs. Under this program, borrowers may qualify for forgiveness of the remaining balance of their Direct Loans after they have made 120 qualifying payments on those loans while employed full time by certain public service employers. For more information please visit the U.S. Department of Education, Federal Student Aid website.
Federal Teacher: Loan Forgiveness Program - FFEL and Direct Loan Programs
To qualify, a teacher must have been employed as a full-time teacher for five consecutive complete academic years in an elementary or secondary school that has been designated as a low-income school by the U.S. Department of Education. Teachers may receive up to either $5,000 or $17,500 of loan cancellation if they teach in a low-income school. A fully qualified elementary or secondary teacher is eligible for up to $5,000 in loan forgiveness if they teach in a low-income school.
Teachers may receive up to $17,500 in loan forgiveness if they are fully qualified and are:
teachers of mathematics or science in an eligible secondary school
special education teachers.
For more information, please visit the Federal Teacher Loan Forgiveness Program website.
Federal Education Grants: TEACH Program
The U.S. Department of Education funds a Teacher Education Assistance for College and Higher Education Grant (TEACH Grant) Program. The TEACH Program requires a FAFSA (see above) and provides funds to students who are completing or who plan to complete coursework that is required to begin a career in teaching, and who agree to teach full-time for at least four years. If you are interested in a TEACH Grant, please go to the TEACH Grant website for additional information or visit the U.S. Department of Education, Federal Student Aid website.
Federal Perkins" Loan Teacher Cancellation
The Federal Perkins Loan Teacher Cancellation program applies to teachers who have taught in an elementary or secondary school as a:
teacher in a school serving students from low-income families
special education teacher
teacher in the fields of mathematics, science, foreign languages, or bilingual education, or in other shortage areas in the state.
If a borrower is eligible for teacher cancellation under any of the categories, up to 100 percent of the loan may be canceled for teaching service in the following increments:
15% for the first and year second years of service
20 percent canceled for the third and fourth years
30 percent canceled for the fifth year.
For more information, please visit the Federal Perkins Loan Teacher Cancellation website for application instructions for more information.
National Health Service Corps: Loan Repayment Program
The NHSC Loan Repayment Program is open to licensed primary care medical, dental, and mental and behavioral health providers who are employed or seeking employment at approved sites.
ECP Scholarships
SEMILLA Teacher Fellowship
Fellowship Program Description
The SEMILLA Teacher Fellowship provides assistance to students pursuing the Master of Arts in Teaching with Teaching Credential (MATTC) program who:
- Agree to successfully complete a minimum of 18 units at the East San Jose campus (courses to be determined).
- Agree to successfully complete full clinical practicum in a High-Need School that is predominantly comprised of an underserved Latina/o student population while enrolled in the MATTC program.
- Agree to provide community service at the East San Jose campus during the time of enrollment in MATTC. Map
- Agree to successfully complete the MATTC program and be awarded a teaching credential from the State of California.
- Agree to teach for two years post-degree/post-preliminary credential in a High-Need School that is predominantly comprised of an underserved Latina/o student population within four years of completing the MATTC program.
Important Notes:
- This fellowship is only for students who are accepted for admission, or enrolled in Master of Arts in Teaching with Teaching Credential (MATTC) program
Upon selection as a SEMILLA fellow, student will receive a tuition scholarship which will pay for 50% of the tuition for the quarters she/he enroll AFTER being awarded the scholarship. This scholarship only applies to the tuition associated with Master of Arts in Teaching with Teaching Credential Program from Santa Clara University- Department of Education. Student is responsible for payment of the balance of tuition and fees.
Service Obligation Requirement
To meet the teaching requirement of the Fellowship Fund, SEMILLA fellows will commit to teach for two years post-degree/post-preliminary credential in a High-Need School that is predominantly comprised of an underserved Latina/o student population within four years of completing the MATTC program.
To apply, complete the online SEMILLA Teacher Fellowship Application.
ECP Tuition Scholarship
The School of Education and Counseling Psychology offers a variety of tuition and endowed scholarships for currently enrolled and newly admitted students. Scholarship awards may be awarded on a quarterly and annual basis. The FAFSA is currently not required to be considered for a scholarship. However, the following general criteria will be considered: program and emphasis area, merit, need enrollment status (full time vs. part time), and overall experience with and commitment to multiculturalism and social justice.
Important notes:
- International students are not eligible for an endowed scholarship, but may apply for a tuition scholarship.
- Non-degree students are not eligible for either scholarship.
- Prospective and Newly Admitted Students: In order to be considered for a scholarship you must have a completed application submitted (online application and supplemental materials) to one of our programs. A decision will be made only after you have been admitted into the program.
- Currently Enrolled Students: Currently enrolled students may apply for a full year scholarship award for each academic year. Please note, if you missed the application deadline, you may still apply and be considered for a quarterly award if funding still exists
All tuition scholarships and endowed scholarships will be awarded based on information provided in this single application. Please only submit one application per academic year.
To apply: ECP Tuition Scholarship Application.
Endowed Scholarships for the 2019-20 Academic Year
- Kenneth Blaker Endowed Scholarship Fund: This scholarship was established on June 12, 2007 as a gift from the SCU alumni, students, staff, faculty, and friends. The fund provides financial assistance to Counseling Psychology students in financial need.
- Edwin Brown Scholarship for Credential Students: This scholarship is for a full-time male student obtaining his multiple or single subject teaching credential.
- Edward Fellows Scholarship: This scholarship was established in 1981 by the Estate of Triscilla Fellows Foundation to provide financial assistance to deserving Education and Counseling Psychology students.
- Anita Goble Endowed Education Scholarship for Student Researchers: This scholarship was established on November 6, 2007 by Anita Goble and Dr. Cheryl Bowen, a lecturer for the Department of Education. This fund provides scholarships for Master's Degree students pursuing research with any full-time faculty member.
- Jim & Pauline Mahon Scholarship for Education Administration Students: This scholarship was established in 1988 by Lee Mahon, Ed.D., to provide financial assistance for a graduate student who has been accepted into the Educational Administration program. The applicant must demonstrate a futuristic vision for education and strong commitment to the field of administration, as well as a genuine caring for children and a strong sense of the value of education.
- Gerald E. McDonald Endowed Scholarship: Gerald E. McDonald Endowed Scholarship: This scholarship was established in 1981 for graduate Education and Counseling Psychology students.
- Nancy Ottoboni Endowed and Expendable Scholarship for Catholic Education: The purpose of the scholarship is to support the educational development of teachers in Catholic schools who are enrolled in the Department of Education. Strong preference will be given to qualified students with financial need working in high school within the geographic boundaries of the Diocese of San Jose and who are pursuing a Master's degree and/or credential.
- James W. Trent Education Scholarship Fund: This scholarship was established on September 24, 2007 by Gretchen Trent in loving memory of her husband, James W. Trent (Class of 1955). The purpose of this scholarship is to provide financial assistance to students who exhibit an exceptionally high commitment to education, broadly embracing and serving their communities. Preference will be given to underrepresented minority graduate students or to graduate students who were first generation college students.
To apply, complete the online Endowed Scholarship Application.
Tuition Scholarships for the San Jose Diocese and Sacred Heart Nativity Employees
A tuition scholarship is available for teachers, counselors, and administrators employed by the Diocese of San Jose who are taking graduate courses in the School.
To apply, complete the online Diocese of San Jose and Sacred Heart Nativity Scholarship Application.
Educational Leadership Off-site Cohort Scholarship
To apply, complete the online Educational Leadership Off-site Cohort Scholarship Application.
International Student Funding Resources
While international students are eligible to , we have put together the below list of resources that may assist you in supporting your graduate study in our School.
Please note, you may want to seek further consultation and advice on funding resources from the Consulate office in your home country.
College Scholarships
Education USA
Fulbright Foreign Student Program
Funding Study in the US
International Scholarships


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Salinity refers to the saltiness of water caused by the dissolution of minerals in rocks, soils and decomposing plant material. For instance, the level of salinity in a river depends on the geological and climatic environments through which the river flows. Salinity increases downstream, as salts are continuously added through natural and human-driven processes such as mining, industry and agriculture, but are only minimally removed through technological interventions or diluted by precipitation.
High levels of salinity can lead to the "salinisation of irrigated soils, diminished crop yields, increased scale formation and corrosion in domestic and industrial water pipes, and changes in the biotic communities." 1 000 mg/L is considered moderate salinity and is generally tolerated by humans; however, at levels above 3 000 mg/L (high salinity) fatal intestinal damage and renal damage can occur (DEAT 2009).
In the Orange-Senqu basin, the main human sources of salt load are identified and reported in UNDP-GEF (2008) and summarised in the box below.
Trends in salt concentrations in the inflow to the Vaal Dam
There are no significant trends in TDS concentrations in the VaalRiver inflow to the Vaal Dam at Villiers. However, there is evidencethat concentrations are higher in winter. Annual average TDS concentrations in the 1980's were generally around 150-200 mg/L while from the late 1990's concentrations ranged from 200-280 mg/L.
Average annual total salt concentrations in the Wilge River inflow to the Vaal Dam at Frankfort are generally lower at about 140 mg/L. TDS concentrations at this point show slight decreases since the mid 1990's, probably as a result of the import of water from the Lesotho Highlands.
Trends in salt concentrations at Orkney in the middle Vaal River
Salt concentrations in the middle Vaal River have fluctuated from over 950mg/L in the early 1980's to less than 600mg/L since the mid 1990's. There is a gradual decrease in salt concentrations over this period, due to the introduction of a dilution option. Under this option, salt concentrations in the outflow to the Vaal Barrage are kept at 600 mg/L, by releasing water from the Vaal Dam. Treatment and reuse of the acid mine water may also have some impacts on salt concentrations in the future.
Trends in salt concentrations in the lower Orange River
Salt concentrations in the lower Orange River show an increasing trend. In the late 1970's annual average salt concentrations were around 200 mg/L. These increased to 280-380 in the mid 1990's. This increase is statistically significant and may be associated with increased irrigation along this part of the river. Decreases in 2005 and 2006 were associated with higher flows and hence greater dilution. The provision of environmental flows for the estuary may regulate salt concentrations in this stretch of river in future.
Source:ORASECOM 2011
To access an overview of the water quality situation in the Orange-Senqu River basin, please consultant the: "The State of the Orange Senqu River system – A Report on ORASECOM's First Joint Basin Survey JBS-1, Centurion 2011", in the Document Library.

subset: commoncrawl


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It is our responsibility to educate our youth. In the past year I've visited 14 schools across the States. 2 Boys and Girls Clubs, 2 Juvenile Detention Services, and to what end?
The goal is to support students and encourage them to better themselves with quality education.
I believe if this is done it will help strengthen our youth and increase their value system. The goal is to build a stronger community by way of positive reinforcement.
• Positive reinforcement through learning self worth
•Teaching happiness through love and compassion
• Encouraging the value of education + their available resources
• Teaching how to deal with adversity and opposition
In summary : Adversity and challenges actually CAN make you great, its all in your outlook. Choose to live at this level daily.


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This system simplifies the process by converting a table or bench top into a clamping station, holding clamps upright and in position so all you have to worry about is assembling the parts.
Each Baltic birch plywood rail is machined with alternating 3/8" wide slots for parallel-jaw bar clamps and 1-3/32" wide slots for 3/4" pipe clamps.
The 30" long rails provide a stable base for clamping wide projects, and the only limit on how far apart you place them is the reach of your clamps. The 11/16" thick rails can be used free-standing on any table top or, for improved stability, mounted in 3/4" or 20mm dog holes using the four included platform saddles. A simple way to make glue-ups easier and more efficient.
Made in Canada.


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Super Survivors
U.S. Cancer Deaths Continue to Drop—Here's Why
The cancer death rate is continuing to drop, according to the American Cancer Society's annual report on cancer incidence, mortality and survival. Cancer mortality dropped 1.7% from 2014 to 2015—a 26% drop when compared to 1991—resulting in about 2.4 million few cancer deaths.
What is causing the decline of cancer-related mortality? It's likely that deductions in smoking and advances in early detection and treatment are responsible for a bulk of the decrease. "This new report reiterates where cancer control efforts have worked, particularly the impact of tobacco control," says Otis W. Brawley, MD, chief medical officer of the American Cancer Society. Lung cancer deaths have declined 45% from 1990 to 2015 among men and 19% from 2002 to 2015 among women. "A decline in consumption of cigarettes is credited with being the most important factor in the drop in cancer death rates," says Brawley. "Strikingly though, tobacco remains by far the leading cause of cancer deaths today, responsible for nearly three in ten cancer deaths."


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There are lots of things to consider before setting up and running a bitcoin investment platform of which one is the price of bitcoin. Since the price of bitcoin is not stable, there is bound to be problems for bitcoin investment platforms if there is a fall in bitcoin price. Check the simple analysis below
Imagine ten participants invested 0.1 bitcoin and at the time of investment, 0.1 bitcoin was worth $500. The total amount of bitcoin invested by the ten participants will be a total of 0.1 * 10 = 1 bitcoin. Asumming the investment platforms offers 100% return of investment in three weeks, these investors will be expecting a $1,000 worth of bitcoin which will be 0.2 bitcoin at the end of three weeks. The total of bitcoin to be returned in three weeks will be 0.2 * 10 = 2 bitcoin.
In reality, the investment platform will have to send more bitcoin to investors. And these bitcoins were not initially bargained for and this is bad for business. So when you see a bitcoin investment platform canceling withdrawals and upgrading their websites after a fall in bitcoin price, know that they are trying to make adjustments to pay their investors, have a little patient with them. And these investment platforms might bring new rules to checkmate the new challenges, try and be flexible with them if you trust the investment platform.


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New Ensuite
I recently engaged LCP Plumbing to build and fit an en suite bathroom in the main bedroom of my house and I am extremely happy with the work and finished result.
Lee managed the task from start to finish, bringing in other tradesmen where necessary, eg for plastering, fitting skirting boards and they worked to the same high standards as Lee.
Lee gave me support throughout, checking and adjusting my initial plan and advising regarding choice of sanitary ware , shower etc
He was always respectful of the fact that the rest of the house was being lived in, always covering areas with dust sheets and keeping everywhere as clean and tidy as possible.
The work went exactly to plan time wise, meaning that further work - fitted bedroom, carpet etc - could be planned to follow on, thus minimising the disruption.
I would most certainly recommend LCP Plumbing.


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When I started working as the Digital Marketing Director at Imaginasium, it came to my attention that our Kentico email marketing automation had several problems:
1. The "thank you" overlay wasn't consistent on all landing pages. Some pages had the incorrect message and name of the contact.
2. The "thank you" email wasn't consistently getting sent out for all landing page sign ups.
3. The email subscribers weren't automatically being added to the correct list so "thank you" emails weren't always going out correctly.
Needless to say, these were issues we needed to fix, so we got to work right away. We used a combination of "email marketing" and marketing automation" in Kentico to achieve our goals. But first, we needed to confirm with our internal team that what we had (if it actually worked) was what we wanted.
3 Items We Desired for Email Subscribers
So we met with our team and discussed three items our marketing automation needed to accomplish.
1. Initial "Thank You" Email and Overlay
We wanted subscribers to get both an overlay on the website confirming their email subscription. In addition, the first email needed to thank them and briefly introduce them to our company.
2. Subscribers Automatically Added to Email List
Having subscribers automatically added to a group seemed like a no-brainer, but sadly, it wasn't setup correctly. We needed to get this working properly.
3. Welcome Series of Emails
Once subscribed, we wanted users to get a series of three emails, spaced seven days apart with various messaging, giving them additional insight into how our company thinks. Before we implemented the three-email series, we had one "thank you" email, which was inconsistent across landing pages on our site.
5 Steps to Proper Implementation
We needed the welcome email series to look like the image above and set out with these five steps for implementation. Make sure that if you have a staging site, to complete these steps there, then push to your production/live site.
1. Create an Email Campaign
In the "email marketing" area of Kentico, make sure you have created an email campaign where all of your subscribers are or will be stored.
You can use an existing email campaign, or create a new one. Go to Online Marketing > Email Marketing application within Kentico to create a new campaign or confirm you have one to use.
2. Setup a Process for Each Contact Form on the Site
Second, create a Marketing Automation process to handle subscribing users and sending the emails. To create a new Marketing Automation process, go to the Online Marketing > Marketing automation application in Kentico. Click "New Process" at the top.
Once you create a new automation process, you can choose when to start the process. For our example, we chose "Always as a new instance". For more information on when to start your process, see the Kentico documentation.
3. Setup Welcome Series of Emails
Next, create email templates for the Marketing automation steps to use. Under Development > Email Templates, create your HTML Email Templates to use in your Marketing Automation steps.
4. Setup Steps
Now that the marketing automation process is setup, you need to add steps which will determine which action to take with the user. For our process, our first action is the "Newsletter subscription" action. Simply drag the step into your work area. Click the "edit" icon to define the step properties. Here, you can choose which email campaign to subscribe the user to.
The second action we wanted to take was to send our Thank You email. To do this, drag the "Send Email" action step into your work area and connect the steps together. Click the "edit" icon to edit the send email step properties. From here, you can choose which email template to use.
The third action we wanted was to wait 7 days before we send another email. So, drag the "Wait" action step onto your work area, connect your steps together and hit "edit" to define the step properties.
The fourth action was to send another email, so again, we chose the "Send Email" action, modified the properties to send the next email template. This continued for one more final email. Next, click on "Steps" and create the visual decision tree that you desire.
5. Setup Triggers for Each Process
Once our steps were configured, we needed to tell the process when to fire. So, we set up a trigger. In our case, we needed to fire this process anytime a user (Contact) submits a form on our website OR signs up for our newsletter.
To begin, create a new trigger and choose the type of trigger. For our example, we chose "Contact performed an activity" and chose an additional condition of "Form submission". Kentico has a lot of really useful built-in conditions for you to choose from. You can create the appropriate triggers that you want to happen once a user subscribes.
Imaginasium's Site Functions Better With Marketing Automation
Now that we have this setup properly, we are able to engage with visitors on our site, nurturing them with appropriate content and, ultimately, offering a better customer experience.


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Streamline payroll with faster, easier employee
time tracking.
Track and manage employee time on any device and ensure accuracy to save thousands per year.
Save time
Eliminate manual time entry and save 3 hours on average* each time you run payroll.
Save money
Pay employees for time actually worked and save 6% on payroll costs.*
Bill up to 11% more*
Bill more with accurate time tracked by jobs, customers, service items, classes, and more.
Real, live customer heroes
Our award-winning team is here for you
"The TSheets interface in QuickBooks Online is SO clean - it's easy to read, easy to drill down on information, and easy to make changes that need to be made. Boom, it was done. I love it."
- Mariann Bottiani, Owner of Chaos to Calm Productivity Solutions
The ultimate all-in-one time tracking solution.
Easy, accurate time tracking right inside QuickBooks Online.
Convenient mobile apps
Mobile apps for you and your employees make it easy to track, submit, and approve time on the go.
Easy scheduling
Schedule employees by job or shift, set alerts, and send notifications by text or email.
Get GPS insights
Get accurate workforce insights in real-time with precise location data.
Monitor overtime and PTO
Instant alerts keep you aware of weekly overtime limits. Customize accruals to calculate employee time off.
Time clock kiosk
Employees can quickly clock in on a single device that includes facial recognition.
See who's working
Stay informed around the clock by knowing exactly who's working, where, and on what.
TSheets Pricing
Time is money. Start saving both!
per user per month
+$20 base fee
Unlimited Users
Annual plans and plans for larger companies available.
Getting started is easy
Want to try TSheets?
- Step 1: Click for a free trial
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Already have QuickBooks and TSheets?
- Step 1: Sign in to QuickBooks
- Step 2: Go to Approve Time tab
- Step 3: Start approving time in QuickBooks
- Sign In
*Based on a survey of 924 businesses that use TSheets for payroll/invoicing and reports savings/billing more. On average, they report reducing gross payroll costs by 6%, reducing the time it takes to run payroll by 3 hours, and adding 11% more billable time to their invoices. Internal survey conducted by TSheets in January 2018.
**The survey of 500 U.S. business owners was comissioned by TSheets from Google Surveys in October 2017. The participants were identified independently by Google from a pre-selected audience panel.
Terms, conditions, pricing, features, service and support are subject to change without notice.
*Based on a survey of 924 businesses that use TSheets for payroll and report savings. On average they report reducing gross payroll costs by 6%, reducing the time it takes to run payroll by 3 hours, and adding 11% more billable time to their invoices. Internal survey conducted by TSheets in January 2018.


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Do you or a loved one have a tendency to rattle the rafters while snoring? If so, that nightly annoyance may be more than just an annoyance. It can actually be a sign of a potentially serious health problem. Dr. Greg Kerbel of Gregory Allen Kerbel, DDS, PLLC in East Dallas, TX may have the solution.
Snoring Explained
Snoring is usually caused by the soft palate in the back of the mouth or other tissues sagging so that they partially or fully block the airway. That sagging may be due to excess weight, loss of muscle tone while sleeping, or other factors. Generally, snoring impacts other people's sleep more than the snorer.
But when the snoring is caused by sleep apnea, things can get serious for the snorer. Sleep apnea isn't just snoring; it's also accompanied by stopping breathing altogether for short periods of time while sleeping; awakening many times per night (although the person may not recall being awake); periods of increasingly shorter breaths; and awakening completely unrefreshed no matter how long you sleep.
That lack of restorative sleep carries a heavy price. Sleep apnea is potentially life-threatening condition that can result in
- High blood pressure
- Stroke
- Weight gain
- Chronic headaches
- Diabetes
- Heart disease
- Daytime sleepiness
While most of these conditions may not have any outward signs – high blood pressure, heart disease, and diabetes, for instance – if left untreated they may threaten a person's wellbeing, ability to function, and life. Drowsy driving, or even falling asleep while driving or operating machinery, is a threat to self and others.
There's More Than One Kind of Sleep Apnea
The most common form of apnea is obstructive apnea which was described above. Central sleep apnea has a different cause which requires different treatment.
Dr. Greg Kerbel has found that some 70 percent of patients with obstructive sleep apnea can be helped by an oral appliance that holds the airway open. But don't waste your money on an anti-snoring device that you find online. For best results, the appliance needs to be customized specifically for you.
Sleep apnea needs to be confirmed by a sleep study before treatment begins. Call our East Dallas, TX office at 972-360-9944. We'll help you set up a sleep study. Depending on the results, a sleep specialist can provide you with a prescription for an oral appliance. We offer two completely customized options:
Silent Nite is an oral appliance that shifts your bottom jaw forwards while you sleep. That change in jaw position helps keep your airway open.
Dream Tap works in the same way, but it also has a dial system that allows you to adjust the appliance for best results.
Is Your Snoring Normal?
Don't take excessive snoring, daytime sleepiness, or other signs of sleep apnea lightly. Schedule a consultation with Dr. Greg Kerbel by calling our East Texas dental office at 972-360-9944 today. You and your loved ones will all rest easier, and the life you save may be your own.


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You ever go on trips to kind of get away from the normal crazy of your life? Then when on vacation, you're just as busy as when you're not on vacation?
About a year and a half ago I got to go on a trip through Italy, with Assisi as the main place I wanted to go. There are many reasons why and simply I just wanted to trace some roots to Saint Francis of Assisi, which is the main draw for most people to this place. I wanted to try and experience the place on foot as much as possible, by staying in a hotel within the city walls. One place that I did want to see, it was quite a distance, so I opted for the bus. On the way back however, seeing large fields below the city, it just beckoned to go for a long walk. Funny thing is, the walk was one place I got to just listen.
I had had a dream about coming to Assisi, or at least having the chance to. So, I came to see what there would be. Between the dream and coming, I lost my job, became low on funds, moved back in with my parents, and essentially faced a lot of change. In one sense everything was ok, but on the inside I was somewhat panicked. In my exploring of Italy, I was wondering what my purpose was, is, and would be. Would I meet someone along the way that would be a catalyst for something new? I did get to meet some people along the way. I did get to try new food, see new and beautiful places, but something was still nagging me.
As I walked I began praying/complaining to God again, asking why am I here. I had the dream and ventured out this far. Instead of just walking, I stopped to just look around. In some sense I was in the middle of nowhere. It was just me, standing in empty farm fields, hearing the sound of wind and cars from far away. That's how life feels. I kept walking and stopping every so often to continue just to look. I came across a solo sunflower, all withered up.
As I began to photograph the flower, it resonated with me that I feel much the same. I could hear for a moment. I heard it's just seasons, they come and go. The flower withering was once a bud waiting to blossom, only to release its seeds. The withered flower you see has lived its purpose. It will create more flowers in their season.
If God created them that way, I wondered what is my purpose? Sometimes I feel so blind to the obvious. I wonder if the flower knows what it's doing. Regardless, God's creative purpose is accomplished.
Adding on, I can wonder if our purpose is each other. In one way or another, whatever we do effects others, positively or negatively, does it not? What can we do that's loving for others? An engineer knows how to build bridges. By doing so, this enables people to pass over places safely. An artist expresses something, a politician (sometimes) works for others, a chef, a mother, a friend...everything is associated with otherness.