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Your local Mortgage Brokers in Melbourne
Our experienced Mortgage Brokers will help you find the best home loan!
Call us today on (03) 8602 6777 and we'll help you find the right loan to suit your needs.
Stephen Zamykal
With an Accounting degree and several years' experience in the finance industry already under his belt, Stephen was looking to embark on a new challenge when the opportunity to join the Mortgage Broking industry surfaced.
Stephen's motivation to join Mortgage Choice arose largely through his passion for numbers and for helping everyday Australians achieve their financial goals.
Since joining Mortgage Choice, Stephen has published two books; Property Rich and The Investment Property Plan. He has been a guest on the Channel 7 Mornings program and various radio networks. He contributes his finance tips and hints to various industry publications and conducts seminars and webinars on Creating Wealth Through Property on a regular basis.
Stephen is also the Founder of the Australian Property Club, an online network that specialises in helping people invest in property.
Since joining Mortgage Choice in 2000, I've enjoyed helping thousands of everyday Australians achieve their property ownership dreams. For me, there's nothing more satisfying than seeing the joy on a client's face, when they progress forward with their property purchase and realise that their home ownership dreams can actually become a reality
I enjoy helping my clients - whether they are first home buyers or seasoned investors - secure their financial future by using my specialist skills and experience to customise a solution for them across all aspects of lending, finance, insurance and investment.
It's a rewarding experience and the reason I enjoy coming to work every day.
Cameron Price
Time flies! I've been with Mortgage Choice for 12 years and we're still going strong.
Our staff are what sets us apart and our customer service and knowledge keeps our clients returning and referring.
I love meeting new clients and also catching up with existing clients and watching them go through life events such as purchasing property, starting families and building wealth.
Completing a legal studies degree and working in several fields prior to joining the mortgage broking industry has assisted me in developing a wider sense of what a business needs, where it can improve, and why our clients choose us.
We work extra hard to make sure you are happy with our service.
We've been lucky enough to consistently rank in the Top 5 Mortgage Choice franchises Australia wide, and we continue to improve our business and outcomes for our clients.
Chantelle Medenilla
After eight years as a CPA Accountant, Chantelle sought out a more exciting, enchanting and rewarding career using her skills and knowledge to help others with their financial decisions, particularly in home loans and managing them for the best outcomes.
Chantelle is a great communicator - she's tenacious and a hard working broker. With her extensive knowledge of the individual lenders' approval policies and 'peculiarities', Chantelle will provide you with accurate and reliable information so you can make informed decisions.
Julius Fisher
With over 13 - years experience as a loans consultant with Mortgage Choice, I have helped many customers achieve their dream of buying, or building, their own homes, as well as increasing their investment property portfolio to build wealth.
During my time as a mortgage broker, there has been an incredible amount of change in the banking and financial services industry. This has resulted in a more competitive and better- governed industry.
My role as a consultant is to make the lending process an easy and comfortable experience for my clients.
Before joining Mortgage Choice in 2003, I completed a diploma in Agricultural Business Studies, worked as a foreman for a racing stable, and ran my own Jim's Mowing Franchise. These experiences expanded my knowledge and understanding of working with people and growing a business.
It's a rewarding experience helping clients achieve their financial goals and dreams.
Michelle Liddle
Michelle has a passion for finance and loves working closely with her clients to help them on their journey to financial freedom. She is committed to saving you time and giving you peace of mind that your finances are in good hands. Michelle provides an honest and proven (she's achieved financial independence for her family) service that helps people balance saving for the future whilst enjoying the journey!


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Noel and Joel's wedding was our first wedding of the season and they couldn't have asked for a more gorgeous Spring day in Denver.
Their ceremony and reception were held in downtown Denver at the stunning Brown Palace Hotel + Spa, Denver's 2nd oldest hotel. They had a Roaring 20's themed reception that was complete with all the glamour and unpredictableness you would expect from the magnificent decade. The fedoras, long pearl necklaces and feather accents were just a few of the details they incorporated into the cocktail hour and reception.
We had a great time celebrating with this beautiful couple and we wish them much joy and many years of happiness!
Be sure to Comment | Like | Share

subset: commoncrawl


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Mommy Would Never Hurt You
Mommy Would Never Hurt You is a TV movie starring Micavrie Amaia, Zack Gold, and Libby Munro. Riley wants to rebuild her relationship with her mother and little sister, who are shut-ins due to her sister's illness. When Riley...
Genres: Thriller
Actor: Micavrie Amaia, Zack Gold, Libby Munro, Kristen Vaganos
Director: Daniel Lusko
Country: USA


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Since it's first game back in 1951, the All Star Games have been a playground for sneakers. Now it's become more than anyone could have imagined. The celebrity affair is studded with fashion and the industry personas we have come to see each day.
Story By: Kingsley Pascal
Images By: NBA via Instagram
Although showing off your sneakers is nothing new to NBA all star weekend, as it was all the way back in 1996 when Michael Jordan debuted his "Colombia" XI's (that couldn't have matched the uni's more), it was when Kobe brought out the "American Flag" PE's of his Adidas Kobe II model to honor America during the 2002 game that the tide really began to change with All Star sneaks.
Whether they planned it or not, that was also the same year that Chris Webber donned the loudest shoes, until that point, it was the "chrome" version of his Dada "CDUBBZ" that ruled the world, – back when Tracy McGrady threw the ball to himself off the backboard, which perhaps signified the game less as a time to worry about winning, but more of a time for flash and fun.
Since 2002 we've been accustomed to seeing not only All Star Originals, but sneaker brands like Nike and Adidas releasing their special "All Star Make Up" editions of player signatures, which they've been doing for stalwarts like Dwight Howard, Kobe and LeBron for years.
With notable iterations such as the "wheat" Nike Zoom Generation, and the "Kryptonate" Foamposite P.E that Nate Robinson wore in the 2009 dunk contest, it doesn't look like the head turning intensity that is The All Star Weekend footwear is going anywhere anytime soon.


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Think You Knew How Water Boils? Turns Out, You Don't!
While boiling water is perhaps the simplest process known to humans, turns out that we don't understand it completely. Some scientific gaps in the process of boiling water leaves room for boosting efficiency of nuclear power plants by 20%.A study published in the journal Physical Review Letters sheds light on the dynamics of heat transfer while boiling water. Mattero Bucci, assistant professor of nuclear engineering at Massachusetts Institute of Technology


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This is all preliminary because I haven't made it to 450 yet. But here's what I've done so far, and my plan to get to 450.
Pick up all of the new recipes from the trainers in the starting cities. Using them to level to 400 is pretty easy. Especially if you're leveling fishing at the same time.
Above 400 you'll need to be doing the Dalaran Cooking daily quests to earn enough Dalaran Cooking Awards to buy the new recipes from Misensi the cooking supplies vendor. You can pick up the daily quests from Awilo Lon'gomba in the Horde side Inn in Dalaran (Same for the Alliance in their Inn). If you can get to Dalaran you might as well start doing them now to stock up on the cooking awards. You're going to need a lot of them after you hit 400.
Get the new recipes from the cooking supply vendor. Most of them turn green early on so you'll need a LOT of meat and fish to level to 425. The Critter Bites recipe seems to stay yellow fairly long (It turns green at 415 and you'll need it for the Critter Gitter achievement), but it requires Northern Spices. Cuttlesteak, Blackened Worg Steak, Blackened Dragonfin, Dragonfin Fillet, and Critter Bites stay yellow the longest but they all turn green at 415. And you can't use the next level recipe until 425. This is the range that I'm at right now. I'm almost to 420.
More Cooking dailies to be able to buy the following recipes.
Small Feast and Gigantic Feast from the same vendor. Everything else goes gray at 425.
So now the question on my mind is where do I find Deep Sea Monsterbelly for the Gigantic Feast recipe?
According to WowHead they are fished and require 555 fishing skill to catch.
Get some Elixir of Water Walking and head south from the Unu'pe pier to around (coordinates 30,66) where you'll find pools of Deep Sea Monsterbelly and Moonglow Cuttlefish grouped together.


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ON AIR - The Hit Mix
with Steve Haze
Ashton revealed on his website that they have named their first born baby daughter Wyatt Isabelle Kutcher.
Ashton, 36, made the announcement on his aplus.com website last night and added that he hopes the liddler's life - who was welcomed by her parents on Monday - will be filled with "wonder", "love" and - most importantly - "privacy."
He wrote: "Mila and I would like to welcome Wyatt Isabelle Kutcher to the world. May your life be filled with wonder, love, laughter, health, happiness, curiosity, and privacy."
The 'Two and a Half Man' star also uploaded several shots of newborns - along with a dog and what appears to be an alpaca - asking fans/the press at large to guess which of the babies is theirs.
He quipped: "Can you guess which one is ours, or does it really matter? All babies are cute."
31-year-old Mila and Baby Wyatt are said to be "healthy and happy" following the birth at Cedars-Sinai Medical Centre in Los Angeles.
A source close to Ashton and the Black Swan actress confirmed news of the birth, saying: "She's here and healthy." So, whaddaya reckon? My money is on the one who looks like Winston Churchill.
Story by Sheena McGinley | 08:09 | Friday 3rd October 2014


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Some people have expressed an opinion that they should be able to powerlevel, or twink, or exploit gaps in the code preventing the collection of valuable in-game assets, or otherwise get around the rules of a massively multiplayer game as those rules were designed by the developers. Their excuse for this: they're not breaking the rules, they're "meta-gaming."
Umm... no. They're cheating.
I've heard "meta-gaming" defended as acceptable behavior by gamers unknowing using precisely the same justifications tendered by hackers for breaking into someone else's systems:
- it's so clever that the entertainment value outweighs any ethical concerns
- if the developers didn't want players doing some thing, they would have written code to prevent doing that thing
- exploiting a bug is being "helpful" by exposing the bug to the developers in an impossible-to-ignore way
The point here is that massively multiplayer online games are not single-player games. If you (generic you) are playing a solo game and you want to "meta-game" (or whatever the PC term for cheating is these days), so be it -- you're only hurting yourself by depriving yourself of the entertainment experience you paid for. If you don't find the results sufficiently entertaining, don't even think about complaining to or about the developers.
But while getting around the rules can be tolerated in a single-player game, it can't be permitted in a multiplayer game because what you do as a player -- what you're allowed to do -- directly affects the entertainment experience of other paying customers.
In a massively multiplayer game, it's not just that "the player's fun comes first" -- it's that "the fun of all players in the game should be maximized." That's sometimes going to mean that what a few people find personally enjoyable has to be squelched for the good of all the other players.
And it has to be this way. The idea that it's OK if just a few players are allowed to get around the entertainment experience as designed is bogus in a mass entertainment medium. To try to insure that the most participants are getting their entertainment dollar's worth, the designer -- not players -- must control the game.
How long would Vegas last if some players could "twink" their buddies on the blackjack table with face cards, or be "powerleveled" on the roulette wheel with knowledge of where the ball will land?
For mass entertainment games, the designer has to be in control of the game, or it stops being entertaining for the masses.
Of course game designers are not always right. They're people, too, and as such are more than capable of making lousy (i.e., not-fun) design decisions. They can also write buggy code that allows unscrupulous people to exploit those bugs for personal advantage. But massively multiplayer game designers being fallible and limited does not justify players taking the law into their own hands, because:
- Most players aren't thinking of others, but only of themselves.
- Most players don't have as much massively multiplayer game design experience as even fallible developers.
- Most players don't have adequate big-picture or behind-the-scenes knowledge about a specific game.
Ceding control to the very small number of entertainment consumers who are objective, experienced and informed won't work, either. All that does is create class warfare between the haves and the have-nots, and blur the lines of responsibility for providing enjoyable gameplay content.
And blurred responsibility never, ever works out well.
Thus I conclude that both the right and the responsibility for controlling a mass gameplay experience must reside with the developers, not the players, and that position should be stated clearly to everyone and enforced. Ceding either the right or responsibility will make any mass entertainment product less entertaining than it should and could be. And that ultimately hurts us all, producers and consumers alike.
Game designers are by no means perfect, but it's still their job to determine how a massively multiplayer game should work -- not the players'.


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What is Deferred Action for Childhood Arrivals (DACA)?
On June 15, 2012, the Secretary of Homeland Security announced that certain people who came to the United States as children and meet several key guidelines may request consideration of deferred action for a period of two years, subject to renewal, and would then be eligible for work authorization.
Only individuals who can prove through verifiable documentation that they meet these guidelines will be considered for deferred action. Determinations will be made on a case-by-case basis under the guidelines set forth in the Secretary of Homeland Security's memorandum.
On September 5, 2017, the Trump Administration announced that the DACA program would be rescinded and no new applications would be approved.
On January 9, 2018, a federal judge issued an injunction that temporarily stopped the Department of Homeland Security from proceeding with the termination of the DACA program.
For information and eligibility requirements, visit the Consideration of Deferred Action for Childhood Arrivals (DACA) site. Source: USCIS.GOV
More DACA resources can be found at www.E4FC.org, https://unitedwedream.org,and at www.NILC.org.
What is AB540?
On October 12, 2001, Governor Gray Davis signed into law Assembly Bill 540 authored by the late Assemblyman Marco Antonio Firebaugh. The law added a new section to the California Education Code that created a new exemption from the payment of nonresident tuition for certain nonresident students who have attended high school in California and received a high school diploma or its equivalent. [Education Code section 68130.5]
- Who qualifies?
You are an AB 540 student, and exempt from paying non-resident enrollment fees, if you meet all of the following criteria:
- Attended a California high school for at least three years;
- Graduated from a California high school, got a GED or passed the California High School Proficiency Exam;
- Are registered or enrolled at a California community college; AND
- If required, complete an affidavit saying you have filed (or will file when you are eligible to do so) for legal immigration status.
AB 540 students may be:
- Students who are U.S. citizens, but who are not CA residents
- Students who are undocumented
AB 540 students are not:
- Students with a non-immigrant Visa status (U-Visa and victims of sex trafficking may be eligible for AB 540 status)
- Students "home-schooled" by a parent who does not hold a CA teacher credential
- Students living out-of-state and enrolling in a private California "internet high school"
*New AB540 Students
Before enrolling, in order to be considered AB540 and eligible for the CA Dream Act, students must complete, sign and submit the California Nonresident Tuition Exemption Request to the Admissions Office. Official High School transcripts must be attached to the request in order to determine eligibility.
Please click here for deadlines and more information about residency determination at Cal State L.A. Deadlines are strictly enforced. The web address is: www.calstatela.edu/admissions/resforms.php
This is an expansion of AB540. It increases the scope of student eligibility for students who graduated early from a California High School with the equivalent of three or more years of credits. If student graduates early, they must have attended CA elementary or secondary schools for a cumulative total of 3 or more years.
What is the California Dream Act?
The California Dream Act allows eligible undocumented student to receive California State sponsored financial aid. Authored by Assembly Member Gil Cedillo (Los Angeles), it became law in 2011 through the passage of two Assembly Bills, AB 130 and AB 131.
AB 130 allows students who meet AB 540 criteria (California Education Code 68130.5(a)) to apply for and receive non-state funded scholarships for public colleges and universities.
AB 131 allows students who meet AB 540 criteria to apply for and receive state-funded financial aid such as institutional grants, community college fee waivers, Cal Grant and Chafee Grant.
Please click here to access the California Dream Act website from the California Student Aid commission. The website is https://dream.csac.ca.gov/
- Who qualifies?
The California Dream Act allows certain students who meet the requirements to apply for and receive state financial aid at California public and private colleges and private scholarships administered by California public colleges.
- Available Aid from the California Dream Act
- Cal Grant
- Chafee Grant
- Middle Class Scholarship
- UC Grants
- State University Grants
- California Community College (CCC) BOG Fee Waiver
- Some University scholarships
- Some private scholarships administered by campuses
The application deadline for all Dreamer Cal Grants and most of the other aid listed above is March 2.
Dreamer Cal Grants include:
- High School Entitlement Cal Grant A & B
- CCC Transfer Entitlement Cal Grant A & B
- Cal Grant C
(Dreamers are not eligible to receive Competitive Cal Grants.)
You must meet the application deadline and all applicable eligibility requirements to qualify for any financial aid listed above.
Get help on your application at a Cash for College workshop in your area.
Where can I go to find out about scholarships for undocumented students?
- For Cal State LA scholarships, visit http://www.calstatela.edu/financialaid/scholarships for current applications. You may also visit the following websites: www.e4fc.org or www.maldef.org or www.salef.org . These sites provide a list of scholarships that do not require you to be a US citizen or a legal permanent resident, and do not ask for a social security number.
- The Glazer Family Dreamers Resource Center provides a list of scholarships to students.
UNDOCUMENTED STUDENTS FAQs
If I am undocumented, can I go to college?
- Yes, You can go to any college or university in California, if you meet the admissions requirements.
- You cannot be denied admission based on your immigration status to any state schools in California.
- You can pay in-state tuition if you meet the criteria for state law AB 540.
If I am undocumented, can I receive financial aid?
As an undocumented student, you may currently qualify for state financial aid. The California Dream Act, divided into AB 130 and AB 131, provides access to private funding in the form of scholarships and state aid, specifically the California Cal Grant, for those who qualify
What does Non-Immigrant mean?
- Students with current nonimmigrant visas are not eligible for this tuition exemption (exp. Tourist (F Visa) or student (B Visa).
- A student whose visa has expired and is now "out of status," will be eligible for in-state tuition fees if they meet their state undocumented stated requirements.
- Students categorized as AB 540 (undocumented) will not be classified as California residents.
- A student with "any" legal status is not considered undocumented.
What are AB540 facts?
- AB540 does not apply to private colleges or universities, unless they decide to abide the set requirements.
- AB540 does not grant legal residency to qualifying students.
- AB540 does not grant state or federal financial aid.
- AB540 only provides an exemption to the requirements of paying nonresident tuition for students who qualify.
What are the AB 540 requirements?
- Student must have attended a high school in California for three years or more.
- Student must have graduated from a California High School or attained the equivalent of a high school diploma (i.e. Passed the GED or CA High School Proficiency Exam).
- Student must register or be currently enrolled in one of the three state institutions of higher learning (UC, CSU, Community Colleges).
- Student without Immigration status must file an affidavit with the public college or university stating that he or she has applied to legalize his or her legal status or will do so as soon as he or she is eligible to do so. (Some private schools may also require this, not enforced)
- All information provided by the student will be kept confidential by the college or university.
Does filing an AB 540 affidavit impact my California Legal Residency?
AB 540 does NOT establish legal residency for immigrant students or for undocumented students who are eligible for AB 540. It only exempts students from paying non-resident fees. Undocumented students who have questions about their legal residency should consult an immigration attorney.
Is My Information Private?
The information a student shares with a college or university is protected by federal law and CANNOT be shared with anyone, including immigration officials. It is protected by the federal Family Educational Rights and Privacy Act (FERPA) of 1974. The school legally cannot share this information with third parties including the Department of Immigration and Naturalization (INS), now the Immigration and Customs Enforcement (ICE).
Also, not all AB 540 students are undocumented. Many are legal residents. AB 540 forms are worded in a way so as to protect undocumented students from having to declare their status (they are grouped with US citizens and permanent residents). The affidavit says "IF" they are an "alien without lawful immigration status," then they will pursue a means to change their immigration status when it becomes available.
What is the Affidavit?
- The affidavit states that the student will adjust their status, as soon as they are eligible to do so.
- The affidavit is required by example at end of document law by the public college where the students will be attending.
- Students are not required to submit a new affidavit when there is continuous enrollment.
- The information on the affidavit is kept confidential, as required by law.
Please click here for the Affidavit, also known as the California Nonresident Tuition Exemption Request.
What are the differences between the California Dream Act and the Federal Dream Act?
The California Dream Act occurs at the state level. The passage of AB 130 and AB 131 by Governor Brown made The California Dream Act of 2011 an effective law in the state. The law at the state level allows certain undocumented students to apply and receive state financial aid and receive scholarships funded through private donors. On the other hand, the Federal Dream Act seeks to bring conditional residency for qualifying undocumented individuals. Although not yet passed by the United States congress, some of the stipulations concerning the Federal Dream Act will require applicants to be of good moral character, have graduated from high school, be currently enrolled or completed two years of college or university, and/or have enlisted in the US army for at least two years.
Where do I go to fill out the Dream Act Application?
Students can fill out the Dream Act Application at the following link: https://dream.csac.ca.gov/ ·


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Located on the ground level of the venue, the space features floor to ceiling windows displaying the breathtaking Victoria Harbour and tranquil Docklands marina.
Bright, natural lighting illuminates the space by day. By night, the Lounge and Bar evolve with the city skyline while the Melbourne Star silhouette comes to life, exuding an inviting and relaxing ambience.
The Bar area includes retractable doors that lead to the outdoor beer garden, complete with optional parasols and ample heating during the cooler months.
The Lounge and Bar are adjacent spaces which can be combined or used separately, depending on your event requirements and number of guests. When combined, the Lounge and Bar is our largest function area.
The Lounge's ample inbuilt technology, including a screen and projector, are ideal for corporate events and conferences. Combined with the Bar though, the area becomes the perfect location for larger events such as Weddings, engagements, trade shows, product launches, runways and corporate celebrations.
Lounge 60 seated, 80 standing
Main bar 120 standing
Combined 110 seated, 200 standing
Private bar, mounted LED TVs, private sound system, private outdoor area, fireplace display & inbuilt projector and screen
The Pavilion is most popular for its 230˚ panoramic harbour views. Set by the edge of the water, the Pavilion is a glass-encased space designed as a series of retractable, floor-to-ceiling windows, leading onto our expansive outdoor decking.
Match this with the Melbourne city skyline and spectacular golden sunset over the Bolte Bridge, this room exudes luxury and extravagance for a unique private dining experience, while ensuring your guests receive the highest-level of personal service.
Your guests will also be treated with their own private bar. Select a few must-have items from our beverage menu, and we'll stock the bar for your event.
Perfect for wedding ceremonies, engagement parties, birthday celebrations and so much more.
60 seated, 100 standing
Private bar, mounted LED TV, private sound system & private outdoor area
Situated on the top floor of Watermark, the Loft is preferred for its privacy and seclusion. The glass windows showcase the vast city skyline views, encapsulating the essence of docklands, from the harbour piers, extravagant boats, and the Bolte Bridge.
Your guests will be treated with their own private bar. Select a few must-have items from our beverage menu, and we'll stock the bar for your event.
50 seated, 70 standing
Private sound system & LED TV
The Gallery is sought after for its more intimate dining experience, while exhibiting some of Melbourne's finest artwork.
With its intimate lighting, the Gallery is a relaxing haven perfect for private dining with friends, family or colleagues.
The VIP dining experience allows your guests to be treated with our pairing packages, providing enticing meals that infuse with our specialty cocktails.
30 seated, 50 standing
Private sound system


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15 November – 23 December 2018
Christmas in York is a magical experience. Often touted as the UK's capital of Christmas York has world class shopping, festive markets a range of independent food shops and eateries. We've got the season wrapped up with all the information you need for the ultimate Christmas experience in York.
York Christmas Light Switch On
15 Nov 2018
Things will kick off with the official light switch-on. The festivities start at 6.30pm, enjoy music and appearances from local personalities whilst getting in the Christmas spirit.
St Nicholas Christmas Fair
15 Nov 2018 – 23 Dec 2018
One of the UK's favourite Christmas markets with fine Yorkshire produce from crafters and makers and traditional Christmas gifts galore!
Santa's Grotto in Coppergate
15 Nov 2018 – 23 Dec 2018 (10am to 6pm daily)
New for 2018! Meet a real elf, talk to Santa and leave with a wonderful gift and souvenir photo.
Advent Procession at York Minster
2 Dec 2018, 17:15–18:00
An atmospheric and breath-taking candlelit service of music, readings and prayers for Advent.
Yorkshire's Winter Wonderland
Sat 17 Nov 2018 – Sun 6 Jan 2019
Recently voted York's Family Friendly Experience, the four-time award-winning festive event is back and it's bigger than ever!
Home to the North of England's largest outdoor ice rink. With its iconic 30ft high Christmas tree, the rink and its surroundings will once again be inspired by the magic of Christmas.


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Though 3G and 4G service in Pakistan is not an old story, but the followers it has gained in such time is phenomenal. Especially, the advent of 3G/4G in Pakistan has changed the living of Pakistani people, from paying bills to shopping or connecting with each other, around everything is changed.
At the same time those who are satisfied with 3G-4G should think twice as 2020 is the year of launch of 5G, and surprisingly Pakistan might be one of the first countries to test latest technology 5G.
Pakistani Minister for IT, Anusha Rehman, recently confirmed with ProPakistani that they are putting in efforts to get 5G testing before anywhere else.
If that happens it will be a great news for the Pakistan to hand the latest technology before the anyone in the world, and for sure it will be taking things to the whole new standard.
On the other hand, Zong cane be the one to get hands on to the 5G as it seems showing some interest to be part of the IMT Advanced Group, which is a group of early operators and vendors who will be testing the 5G services at first in 2020 after its launch.
Zong is also the one to introduce 4G services in Pakistan, and there are some clear chances that they'll also be introducing 5G in Pakistan.


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To download the FREE EDITING EXERCISES or any of the media for sale in our PROJECTS MEDIA SHOP or our MUSICAL MEDIA SHOP you must register and become a member.
It's very simple.
Step 1 Fill out the form to verify your email address and hit 'Register'
Step 2 We will send you a 'welcome' email
Step 3 Follow the email link to confirm your registration
Once you have registered…
• You'll get unlimited access to all our free sample editing media on this site.
• You can download (and pay for) further edit practice media from our Media Shop
Note: The remaining editing media associated with my book, is not available on this site. This can only be acquired with the purchase of the book.
• You can join the forum and swap ideas with fellow editors and moan about my finished versions of the exercises.
• I promise we will not plague you with useless e-mails. However, we might let you know when we have some new media for you.
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Five area wrestlers win Division II titles
GLENS FALLS -- Qualifying for the New York State Wrestling Championships is nothing new for Maple Hill's Trent and Caleb Svingala.
Trent will be making his fourth appearance in the state tournament , while his younger brother Caleb will be competing for the third time after both earned Section II Division II championships on Saturday at Cool Insuring Arena in Glens Falls.
A total of five local wrestlers won Section II Division II championships and two earned second place finishes. Along with the Svingala brothers, Ichabod Crane's Jair Gomez (99), Greenville's Aidan Cullen (126) and Coxsackie-Athens' Devon Shader (195) earned titles.
Greenville's Kieran Cullen (99) and Catskill's Rich Forbes (170) finished second in their respective weight classes.
Each weight-class winner, along with a number of at-large qualifiers to be determined next week, advance to the state tournament on Feb. 22-23 at the Times Union Center in Albany.
Trent Svingala, who will attempt to win his third straight state championship, pinned Tyler Stuart of Schalmont in just :42 in Saturday's semifinal round in the 132-pound weight class, then defeated Hoosick Falls' Matt LaPorte by technical fall at 4:30 to punch his ticket to the state championships.
Caleb Svingala, competing at 106, decisioned Devlin Blanchard of Corinth, 6-0, in the semifinals, before pinning Chris Petteys of Hudson Fall in 1:08 in the finals.
In the 99-pound weight class, Riders' Gomez decisioned Caleb Kenfield, 7-2, and Greenville's Kieran Cullen pinned Luke Yorke in 4:46 in the semifinals to set up an all-local match for the title.
Gomez went on to pin Cullen in 5:37 in the final to qualify for the state championships for the first time.
At 126, Greenville's Aidan Cullen needed just :42 to pin Zach Carpenter of Warrensburg in the semifinals, then pinned Austin Lints of Schoharie in 4:59 in the finals to earn a return trip to the state championships.
C-A's Shader defeated Brendan Covey of Whitehall-Fort Ann by decision, 6-4, to advance to the 195-pound final where he earned an victory by injury default over top seed Nolan McNeill of Warrensburg. Shader will be making his first appearance at the state championships.
Catskill's Forbes won by technical fall over Duanesburg's Joe Boni, 15-0, in the semifinals, then suffered his first loss of the season, falling to No. 1 seed Ethan Cooper of Cobleskill-Richmondville in the final, 13-5.
Coxsackie-Athens' Marc Martinez finished third in the 285-pound class, while his teammate, Logan Campbell, was fourth at 113.


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"You won the war. Now we're fighting the peace. It's a lot more volatile."
(Enemy of the State, 1998)
My initial reaction upon seeing Dunkirk was 'I look forward to seeing the final cut'. It felt unfinished, a work in progress, what's known in the industry as 'the suicide cut' - the term given to the rough assembly of footage following completion of principal photography that's so disheartening for the filmmaker to watch after all of their dreams and hard work that it makes them want to kill themselves (I feel that way after some of my final cuts). It's at this point that the hard work to salvage the movie begins - to 'fix it in post'. Seasoned filmmakers can at least reassure themselves that this is a perfectly normal part of the process. Or, in the case of mega successful filmmakers who have amassed so much power and self-regard, not even bother to fix it because screw conventional narrative, I'm an Auteur dammit. But Dunkirk is not Nolan reaching the heights of Stanley Kubrick. It's a boy playing with his toy soldiers while Nanny prepares a picnic of jam sandwiches and lashings of ginger ale.
My second reaction was 'I suppose UKIP will love it' (as would the late Bernard Manning no doubt), thanks to its palpable nostalgia for a stiff upper lip Anglo Saxon monoculture, like a war film made by a lobotomised Richard Curtis. So it was no surprise when Nigel Farage tweeted his endorsement. For all its War Is Hell trappings, Dunkirk is a paean to a lost Edenic England, set during the last hurrah of the British Empire, prior to the decisive intervention by America that would usher in a period of US domination that is only now being usurped by pesky foreigners. Why make this film, I wondered, in an era when seven decades of relative peace is at risk of being undermined by rampant xenophobic machismo? Especially since Nolan's last film, the flawed but superior Interstellar, whilst similarly an elegy for a bygone era - the space race - was ultimately a hopeful film about anachronistic men passing the baton onto women as the future pioneers of enlightened civilisation amongst the stars.
A possible answer manifested itself almost immediately. Dunkirk ends on a young soldier reading a newspaper containing Churchill's iconic "We shall fight them on the beaches..." speech, a poignant moment that we in the audience grasp with hindsight signals a turning point in the War. Upon leaving the cinema, I opened a news app on my phone and the first headline was about a man convicted of rape. The contrast was sobering. Dunkirk is a counter-myth of masculinity, harking back to a more innocent time when men were heroes and women were grateful.


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Why LeafOps in AZ Dispensaries?
It works how you work
Whether on a tablet, phone, or computer, your operation is always at your fingertips. From dispensary floor to back office reporting, our software will run your shop with ease.
UP-TIME you can count on
Reliability is our #1 focus. Each customer gets their own database and servers that are ready to scale when you get that 4/20 spike. LeafOps will grow as your dispensary grows. No more dealing with down-time and manual sales tracking headaches.
Work seAmlessly side-by-side with adhs tracking software
Cannabis software should help keep your stores compliant. LeafOps helps your bud tenders keep track of patient purchase limits by tracking weight and displaying the total weight at the end of each sale.
Dispensary Point of Sale and Inventory Mangement Features - Catered to AZ
Check-in Your Patients and Make Sales with Ease
Whether it is a cash customer, caregiver, or a loyalty member, the LeafOps POS was designed with ease-of-use and compliancy in mind.
Multi-store Medical Support
Each store is connected with your other POS systems. Share patients and employees between stores while keeping orders, reports and other important data separate.
Granular Permissions
We know that no two employees are the same, and their permissions shouldn't be either. With LeafOps, each employee's access can grow as their trust grows with your Arizona dispensary.
More Features:
All of your data is stored on your own database that uses medical HIPAA compliant methods to secure and store your data, as required by Arizona law.
Medical-grade Security & Storage
Offer incentives to buy more product to your customers. This works for either weigh-on-sale, or pre-packaged MJ items. The more your patients buy, they more they can save, and the more revenue you will make!
Tiered Pricing
Don't want to deal with loose change? You can set all of your prices to include tax. LeafOps will help you intellegently price out your products by showing your the pre and post tax amounts.
Tax Inclusive Pricing
Our discounts engine supports just about any rule you can throw at it, and it just works. Automatic discounts, time-of-day, day-of-week, enter-at-register, target specific brands, suppliers, or products. Any discount rule you can dream up, LeafOps can handle.
Flexible Rule-Based Discounts
Dealing with banks and change can be a challenge and a time sink for dispensaries. Not only does it take more time to deal in change, it can cause more human error and discrepancies. LeafOps can help solve this by rounding all order totals to minimize the use of change in your store. Round up to the nearest nickel, dime, quarter, or dollar.


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Kingspan Access Floors has gained the BS OHSAS 18001 Occupational Health and Safety Management System standard to add to its ISO 9001 quality standard and ISO 14001 environmental standard.
To gain accreditation, a two-day pre-audit was followed up with a four-day audit assessment. This was a comprehensive appraisal of Kingspan's health and safety management system, covering the manufacturing facility in Hull and the installation of over 29,000 sq m of floor panels at the prestigious 52-storey Leadenhall Building in London.
Kingspan Health & Safety Adviser Iain Gillyon said: "We are delighted to have gained OHSAS 18001 to add to our two ISO standards and the Achilles BuildingConfidence accreditation. OHSAS 18001 is an important standard because it demonstrates that we take health and safety very seriously and that we are always looking to continually improve our business."


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At the end of 2009 Seamus Milne wrote a political round-up of the decade in which he claimed that 'the rise of China' was 'the third vital change of the past 10 years':
[China] has not only taken hundreds of millions out of poverty as the economic gap with the US has halved (China has in fact overtaken the US in domestic capital generation), but also begun to create a new centre of power in a multipolar world that should expand the freedom of manoeuvre for smaller states. Its blithe disregard for free market orthodoxy has only added to its success in riding out the west's slump.
At that time I wondered if the far left was falling out of love with Islamic fundamentalism. The hammering that the parties of God have taken at the Middle Eastern ballot box plus a growing resistance movement in the world's premier theocracy may well have given Milne some doubts about Islamism as a viable alternative to Western mixed economy systems. There has to be somewhere else to go and the notionally communist hyperpower in the east can seem an attractive proposition to someone in search of a tyrannical fatherland. I wondered if others on the anti-imperialist faction would follow his lead.
Paul Sagar reports from the recent Progressive London conference:
Ken Livingstone gave a speech in which he declared that the proof that government investment ends recessions lies in China's staggering rates of state spending, and enormous correlate levels of growth.
Later, John Ross of Socialist Economic Bulletin (and Ken's former economic adviser) took some time out from claiming that Britain's national debt didn't need to be repaid, that the triple-A rating is meaningless, and that all spending cuts are completely a choice and not imposed by brute economic circumstances, to cite China as proof-positive that government-led investment ends recessions. He waxed lyrical about China's 9% growth in the last quarter, and how the Chinese government simply told banks to lend and – hey presto – they lent.
Also appearing was Andy Newman, Socialist Unity proprietor and notorious apologist for the China regime. Look at his post celebrating sixty years of the Glorious Republic:
It is easy to criticise China, but much of the criticism doesn't take into account the historical context of their development, and the urgent requirement for economic growth as a precondition for social justice and progress. Nor do the critics acknowledge the degree to which the Communist Party of China is self-aware of the difficulties and negative aspects of Chinese society – but there are often no easy answers to solve problems overnight.
At Liberal Conspiracy, Sagar asks the question that's eluded Milne, Newman and Martin Jacques: how has the China regime achieved this staggering economic growth?
The answer, of course, is that it screws its workforce:
[L]et's remember a key method by which China achieves its phenomenal growth: by systematically denying the civil and economic rights of its domestic population. Chinese workers have no meaningful union rights. They are paid pitifully low wages (averaging around $0.50 an hour in 2006), and have no hope of securing anything better. That's a key way in which China's export-manufacturing sector booms: low wages equal low costs, after all.
Another way China grows is by doing what I observed last summer: going to places like 1000-year old Yancheng, raising it to the ground, and erecting a city the size of Chicago in its place. And what do you think happened to the people living in Yancheng who didn't want to have their homes demolished.
Do you think they were consulted nicely and offered new places to live with guaranteed legal redress? Or do you reckon they were forcibly re-located as is the Communist Party's preferred approach?
We have been here before on the left.


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BOONE, Iowa -- The year 2018 will be very busy for the staff of Ledges State Park. The Ledges Campground will be closed for an upgrade for the entire year.
"Our campground is almost 35 years old and the 30 amp electrical service will be upgraded to 50 amp service," said Andy Bartlett, Ledges State Park Manager. "Also, we're extending the water and sewer systems a little bit to incorporate some full hookup sites, which we didn't have before."
That would be enough for any park to have going on, but at Ledges there's more. The Canyon Road is undergoing a half-million dollar repair after the road washed out in 2017.
"The contractor has until July 27 to finish this project, and is hoping he'll be out of here a lot sooner than that, sometime in June might be a reality, and in good weather," said Bartlett. "If they do park at the top and walk down in (on Canyon Road), we just ask that they stay out of this construction area, there's some signage to detour pedestrians off the roadway, and just a shortcut through the woods, just to skirt the project and stay out of the way of the contractor."
Bartlett says the park and canyon are both open, but visitors will have to walk into the canyon. If the road opens as planned, for part of the summer people will be able to drive though the area.
On July 24th, Ledges will get a visit from RAGBRAI, when the event pedals past the south canyon entrance. If Canyon Road is open, riders will have the option of an uphill pedal through the park.
Also under construction is a new boat ramp to give access to the Des Moines River on the western edge of the park.


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Have you ever watched The Chronicles of Narnia: The Lion, the Witch, and the Wardrobe? Do you remember the scene when the four children stumble across a closet door to discover another world full of wonder — the land of Narnia? Nothing in England compares to the beauty and adventure they find in this magical Kingdom.
This focus on kingdoms seems to be a trend: all kinds of myths, fairy tales, fantasy shows or historical dramas seem to fill our movie theaters and television schedules.
Why are such stories so popular? What is the appeal of kings and queens and kingdoms in our modern, democratic world?
Is it possible such stories appeal to us because we all yearn for our own kingdom? Do we dream of becoming the heroes of our own stories, winning treasure, defeating foes, finding great love and purpose?
Are we all trying to become kings and queens in some way or another?
I think so. It seems to me that some of us attempt to build our kingdom on the rock of academic success, believing that if we succeed in this endeavor, it will give us treasure, a prominent identity or the approval of others. It's as if we are involved in a battle strategy. We consider sacrificing time, energy, or friends to gain what we ultimately seek. We fortify our gains by adding new credentials to our resume, like landing a great internship, or graduating with honours. Every day is another day of kingdom-building — acing this assignment, putting in the extra hours — all to reach the ultimate dream: financial wealth, a relationship which "completes us", or maybe the approval of others, success…
My kingdom-building was centered around athletic performance. While in college in Alberta, I played basketball in a top level Canadian Collegiate League (CCAA). Up to that point basketball was such a key part of my life that I sacrificed regularly to become the best player I could be. So when I was bumped off the starting line-up my sophomore year, I was devastated. I didn't realize how much I was building my kingdom on athletic success. I was basing my identity on being good at it, and when this treasure of mine was threatened, I became depressed, angry and bitter. My kingdom was crumbling. Later on, I realized that I had built my kingdom on something too small, too fragile, too easily lost.
But what if my problem was that I wasn't supposed to be building my own kingdom at all?
What if true happiness, true purpose, true success, came from both belonging to and helping build someone else's kingdom instead?
I had known for a while that that was what Jesus invites us to do: seek first His Father's kingdom, not ours (Matt. 6:33). And so, after seeing my kingdom crumble, I began to look more closely at what living for His kingdom could mean.
Jesus speaks of a Kingdom that will never perish and that surpasses any other kingdom in authority, scope, beauty and satisfaction: the Kingdom of Heaven.
This Kingdom brings life. Jesus came into a world filled with injustice, sin, disease and death. He lived among us as one of us, subject to all the sufferings we are. He was sent by His Father to begin the Kingdom of Heaven on earth and call us to leave His enemy's kingdom and enter His. Long ago, our first ancestors had rejected that Kingdom by rebelling against God (Gen. 3). When they chose to disobey Him and listen to the enemy instead, they left God's perfect Kingdom and became the subjects of a fallen world. Their tragic choice resulted in the spread of death, suffering and evil.
But when Jesus came, he proclaimed that God was offering us the possibility of leaving the power of the enemy to return to God's Reign, a Kingdom that will restore this world to perfection (Mark 1:15). During His time on earth, Jesus demonstrated his power to heal, to forgive, and to even bring the dead back to life (Mark 1-5). He told us that by dying on the cross he was offering us a way back to God (Mark 10:45). He was accepting the punishment all our rebellion and evil merited so that His Father could welcome us once again into His Kingdom, purified and made holy by His Son. Through His own death and resurrection, Jesus has proven that He has the power to give this eternal life to all who chose to be reconciled to God through Him as King.
His Kingdom is imperishable. All the kingdoms we seek to build through academic success, money, relationships or reputation can easily be taken away. Our kingdoms all perish at death if not before. But God's Kingdom is an eternal, indestructible kingdom. What an amazing privilege God offers us by inviting us to be a part of it forever!
All the while I was busy building a perishable kingdom in college, Jesus was offering me citizenship in His imperishable and perfect Kingdom. However, it took seeing my kingdom crumble to begin to discover more that there is no greater purpose, no greater privilege than abandoning my own kingdom to join Jesus in the building of His Kingdom here on earth.
Have you chosen to cease being the king of your own domain to become a citizen of the Kingdom of Heaven and follow Jesus as King?
If so, how have you seen Him transform your life? If not, what is standing in your way?
(Edited by Anne-Marie Montgomery)


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This picture was taken many years ago when I was only 43-years-old. (My parents are now deceased.)
The year before, I had a heart cath and was diagnosed with coronary artery disease. . .and eventually prediabetes, hypertension, and a myriad other diseases that were totally preventable and reversible. But the many physicians I was seeing at the time only recommended drugs.
I was sitting on a ticking bomb and still had five children living at home--the youngest being only five.
If you are in a similar predicament, it's not too late to reclaim your health!
Don't believe the lie that it's impossible. You can be free from the captivity to unhealthy food!
Be changed by the renewing of your mind.
Someone needs to hear these words today.


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Museum of Ice Cream
Imagine a world with life size pools made out of colorful, rainbow sprinkles; Editable helium inflated, sugar balloons; Giant seesaw ice cream scoopers to ride on, a land of endless amount of ice-cream art and tasty, marvelous goodies to enjoy. It almost sounds too good to be true, right? Indeed, there is a museum of ice cream and I want to give you the inside scoop on what's good (no pun intended).
We walked to Museum of Ice Cream not having previously purchased tickets (this pop up museum is officially sold out; you need to purchase tickets online in advance) and we used 'Manifestation' as our tool to try to get in. On our walk there, we said lets actually imagine ourselves jumping in the sprinkle pool and eating delicious ice cream inside. This is creative visualization at its finest. We walked up to the ticket collectors and as they asked for our tickets, we kindly explained we did not purchase tickets, that we are best friends from upstate New York and Miami that reunited in the city and if they would simply just please let us into the exhibit, as this is how we wish to enjoy our evening. Obviously they laughed at us and told us to leave. We walked around the block eagerly, once more and we both agreed to try to use our charm and ask again.
When we asked them again, they laughed and said you won't believe this but there was a glitch in our online booking system that moved all the 5pm reservations to 5:45pm. For the first and one time only, they were going to sell tickets at the door for the next half hour. Magnificent! & Just like that, we were in… YAS! We were ecstatic and giddy like two kids going to their favorite candy shop.
You truly can manifest anything you want. For my post on manifestation click here.
The museum of ice cream is everything you have imagined, like something out of Willy Wonka's Chocolate Factory. My bestie Miltiadis and myself decided to set off on this delicious venture last week in NYC. Located in the Meatpacking district, you can find true happiness in this ice cream wonderland. This 3,000 square foot of ground floor space spans six rooms. Here you will not only find ice cream inspired art and history, but a magical land that includes a swimmable sprinkle pool. Yes, a delightful life-size pool of faux sprinkles that brings my wildly colorful, sprinkle fantasy to life.
Contributing our scoops to deposit it into "The World's Largest Ice Cream Sundae.
Receiving my edible helium balloon!
Dangling light fixtures created by artist Alex Garnett in a room dedicated to ice cream & waffle cone walls.
Seesawing on an ice cream scooper in Tinder Land. Tinder collaborated with the Museum and created Tinder Land which we found in the last room. Tinder Land is a custom app that matches visitors, & can find their true flavor match. How sweet.
Enjoying ice cream and art


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Thursday, May 16, 2013
Barbara's Canyon Quilt--In The Cravasses
I searched my stash to find Puma fabrics and I found one African fabric that worked. I had a wolf fabric with piercing eyes also and cut those into strips with others that reminded me of mountainous rocks. I printed the mountain fabrics with my hand cut stamps to create more texture. The quilting is large hand running stitch in some of the strips and outlining a real Puma paw print. To make the paw stand out, I used Fabrico Pen in gray and brown around the stitching. I am very pleased with the results. Alice, I should have taken your help with posting this before my total right knee replacement surgery!
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Barbara! I love this. Love it so much. It is so original and creative and those eyes peering out, the hand stitching, etc. etc. YES, you should have taken me up on my offer. Hope the surgery went well! Know so many who've endured this surgery and the very difficult rehab following it.ReplyDeleteReplies
Hi Barbara ! What a stunning quilt ! Never would I have thought of something like this, and your description of how you came up with the idea, and how you actually made the quilt was terrific :-D I also remember the Smothers Brothers (are we all 'dating' ourselves ?) and laughed out loud when I watched the You Tube clip ! You did a great job - thanks for taking Canyon into a brand new direction !ReplyDelete
I too watched the video. I forgot how funny they were! Thanks for refreshing my memory. I am continually amazed at where we find our inspiration for these challenges - there is always a unique perspective. This is certainly one of those. Love the colors and textures and the Puma print accents it perfectly. You made me smile :)ReplyDelete
Everyone said it so well before me. I reeeeealllly like this quilt. Wow! Nice depiction of canyon life and mountain colors.ReplyDelete
Love your quilt! Your thought process was so original and the execution just is perfect!!!! Great jobReplyDelete
Just when I think I have seen all of the hidden images, another one comes into view.ReplyDelete
Love it!
Wonderful use of fabric and value. The shadow around the paw was a great idea too.
I have really enjoyed viewing all of the MM 12x12 pieces. Thanks.
Best wishes for a speedy recovery.
I love the hidden eyes I see, suddenly staring out at me! This is a delightful interpretation and I totally enjoyed seeing the Smothers Brothers skit. It brought back great memories - the only one I remember from my childhood is the one my sister and I enjoyed together "Mom loves you best!".ReplyDelete
I hope recovery goes well - I have been putting off getting replacement parts for my knee
"Piercingly" clever!ReplyDelete


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We love our conventions!
We all had a wonderful time at the 2018 SayWhatClub Convention in Saint Paul, Minnesota and look forward to doing it again this year in Sacramento, California on July 31-August 3, 2019! Registration is open. Don't miss out on the fun. Click here to go to register.
Suggestions for future conventions?
If you have a suggestion for a future convention, please let the Convention Steering Committee (CSC) know. We are currently looking for proposals for the August 2020 convention site in the eastern region of the U.S., and the August 2021 convention site in the central region of the U.S. All proposals should contain the following:
- Name of location
- Why it would make a good convention site
- Transportation overview such as airports and ways to get around town
- Possible hotel suggestions
- Things to do
- Local SWC members and willingness to be a local chair
Proposals can be sent to the CSC Chair.
- Sponsorship is a wonderful way to show your support for the hearing loss community. For details email: email@example.com
SWC 2018 Convention PARTNERS
Thank you, Sponsors, Vendors, and Providers, for your generous contributions and donations, and for helping to make the 2018 SayWhatClub Convention a time of learning, inclusion and communication with friends. SWC cons are empowering and we're glad you were a part of our 2018 convention in St. Paul, Minnesota. A special "thank you" to Jeff Coppola & Rick Simeonoglou of the The Okonite Company for printing our program book.
SWC Convention History
Back in the mid-1990's founding members of the SayWhatClub met online and saw the benefit of connecting with others with hearing loss. It didn't take long to get to know one another and to talk about meeting in person. Thus, our annual SayWhatClub conventions were born.
Those first few years were more informal—1997 in Monterey, California, and a camp-out in Colorado in 1998—but the gatherings in years following became more organized and "official". Below is a reverse chronological list of where we have gathered over the years.
- 2019 Sacramento, California (July 31 – August 3, 2019)
- 2018 Saint Paul, Minnesota
- 2017 Savannah, Georgia – Program Book
- 2016 Boise, Idaho – Program Book
- 2015 San Antonio, Texas
- 2014 Madison, Wisconsin
- 2013 Williamsburg, Virginia
- 2012: Salt Lake City, Utah
- 2011: Baltimore, Maryland
- 2010: Denver, Colorado
- 2008 Philadelphia, Pennsylvania
- 2007 Las Vegas, Nevada
- 2006 St. Louis, Missouri
- 2005 Clearwater Beach, Florida
- 2004 Bloomington, Minnesota
- 2003 Seattle, Washington
- 2002 Alexandria, Virginia
- 2002 Amsterdam, The Netherlands*
- 2001 Chicago, Illinois
- 2000 San Diego, California
- 1999 Cape May, New Jersey
*SayWhatClub's first International get-together!
SWCers love to take pictures at the conventions! Take a look!


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Corporate Anniversary Parties planned by us are planned with the objective of helping clients celebrate successes of the previous year. Our services include venue sourcing, guest management and RSVP, theme decor, food and beverage, equipment rental, logistics and on day event management.
This event was the 2nd Anniversary Bash for Centerstage, the entertainment tabloid by MID-DAY newspaper.
The party event saw many celebrities in attendance and was well received by one and all.


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To set up Google Analytics, you'll need a Tracking ID from Google.
- If you already have a Google Analytics account, login and:
- Click on Admin
- In the Property section, click on Tracking Info
- Click on Tracking Code
- Locate and copy your Tracking ID
If you don't yet have an account, you can register for one here.
- Visit Thesis Admin → Site → Google Analytics, paste your Tracking ID, and click "Save Google Analytics"
Here's a 1-minute walkthrough video:


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Some things just don't go together.
Al Gore and the Macarena.
Kim Kardashian and authenticity.
President Obama and being "Anti-Woman."
That's just one of the chismes in Pulitzer-prize winning columnist Ron Suskind's book, Confidence Men: Wall Street, Washington, and the Education of a President.
The White House acknowledges that at the beginning, the male advisors closed rank on the President. None of the women are Latinas, who would have driven their stilettos deep into the top of these guys' penny loafers, and while they were doubled over in excruciating pain, these Doña Bárbaras would have click-clicked over them to talk estrategia with the Prez.
The Administration is said to have encouraged this book, to show that Mr. Obama had done away with the Animal House frat feel of 1600 Pennsylvania Avenue NW. To what, the womb?
Instead, this strategy backfired:
Like Secure Communities, the DHS deportation net that snared DREAMer students and dads who had forgotten to signal a left turn.
And the stimulus, now the longest four letter word, when in fact it is the biggest tax cut in history.
Who are the MacArthur Geniuses in charge of the President's communications strategy?
Danielle Belton of the politics and pop culture blog the Black Snob, Nia-Malika Henderson of The Washington Post, Anne Emanuel, a Georgia State University College of Law professor, and I discussed this hot topic on NPR's "Tell Me More with Michel Martin." We also talked about Troy Davis' execution, Dominique Strauss Kahn's "apology," and the Real Housewives of Atlanta spin-off series.
The "Beauty Shop" segment is modelled after the diverse conversations women have while at the salon.
Click below to listen:
At your workplace, where do women cluster on the career ladder?


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Congratulations to rookie group Playback who has finally hit 1 million views for their debut music video Playback!
The 4 girls who just made their debut caught many attention with their cute, friendly qualities, as well as their well arranged choreography and strong vocals. Their title track Playback is a groovy R&B dance track which reminiscence music from the 90s, while depicting romance between young couples.
If you haven't check out the music video above!
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MOMOLAND made their comeback stage on 'The Show'. They presented two songs, '너, 어느 별에서 왔니?What Planet Are You From?' and …


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Your Five Good Reasons to Climb Mount Kinabalu – Another One of The Natural World's Extremely Dearest Mountains
For everybody who is currently hesitant regarding selecting the ideal spot for your vacation, it's high time you package your baggage and get ready to climb Mount Kinabalu, which might be easily thought to be one of the wonders of the world.
Perhaps you may contemplate what is so amazing regarding Mount Kinabalu and just what exactly causes it to become seriously worth exploring. Well, here are the finest 5 logical reasons why you ought to climb Mt Kinabalu:
1. Observe one of the earth's foremost biological destinations
Mutually a National Park and a Heritage Site, this magnificent mountain has an awful lot to offer to the holidaymakers: alpine meadows, many unique varieties of plants and numerous varieties of avian species, combined with awesome and unique panoramas.
2. Check out steep mountainsides alongside undamaged environments and large animal variety
As soon as you climb Mt Kinabalu, probabilities are that you discover more vegetation species that you'd typically find in Europe and America altogether and, more excitingly, incredible varieties that will solely be spotted in the Kinabalu Park. The large rocky inclines will reveal to adventurers greater than 800 one of a kind varieties of elegant orchid flowers. This massive selection of plant life is caused by Mount Kinabalu's exceptional location enabling a vast climate spectrum, several types of rocks and earth, rainfalls and weather conditions instability ranging from remarkably chilly cycles to devistating droughts.
3. Overcome the highest peaks and discover the mountain's genesis
Mt Kinabalu is a relatively youthful mountain formed around 10 million years back and the craggy rocky peaks corroborate the granite make up and the glacial conformative processes. The mountain's natural splendor tend to be searched both at lesser elevations in addition, on the summit, every one of them being remarkably engaging. The two climbing trails can be searched with endorsed guide only. Guides must be sure regulations are respected as a way to retain the outdoors in this national park.
4. Travel back in time the moment tales and myths were true life accounts
Along with its physical appearance that can take your oxygen away, there are lots of tales with regards to origin of the mountain, that should undoubtedly shock you. As an example, you will find out about the meanings of the identity Kinabalu. As outlined by some places, it indicates "the revered place of the dead" or "Chinese Widow". The stories surrounding Mount Kinabalu might tell you about life, love and loyalty
5. Experience your lodge at the center of Mt Kinabalu National Park
There are numerous hotel facilities to match anyone's needs, even if you wish to lodge in the park or outside. You have comfortable access into the couple of main climbing tracks perhaps by bus or by walking. For 3 to 5 hours, get ready to enjoy examining the mountain as well as walk on exposed granite rock, which is unearthed towards the summit. A person must pay attention, though, that breathing is more and more troublesome as you climb Mt Kinabalu.
This is a simple fact: if you want to encounter something fresh and challenging, you should certainly climb Mt Kinabalu and allow it overcome you gradually.


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Behavioral Health/Chemical Dependency
Intensive Outpatient Co-Occuring Program
Nearly 9 million Americans with a mental health disorder also have a substance abuse disorder. This co-occurrence is also known as dual diagnosis.
These individuals face a lot of challenges when they take the first steps toward recovery. The mentally ill are less likely to seek out treatment for addiction, and more likely to be noncompliant with therapies or medications. When mental illness and substance abuse are treated at the same time, under the same roof, the chances of successful recovery are greatly increased.
The complexity of issues for individuals with co-occurring disorders makes diagnosis, care and treatment more difficult and requires specialized interventions.
Fortunately, specialized dual diagnosis recovery services are available at Silver Cross Hospital. Our cross-trained counselors are credentialed in both addiction therapy and mental health. We offer a supportive environment that motivates and empowers the patient as well as family members.
Admission Criteria
- Significant life problems stemming from alcohol/drug use and mental health issues
- Adults (18 years or older)
Program Features
- Free comprehensive and integrated assessment
- Individualized treatment plans
- Integrated treatment
- Medication management and medication-assisted treatment
- Random urine drug screening and breathalyzers
- Evidence-based treatment modalities
- Family program
- Recovery planning
- On site access to inpatient mental health and comprehensive medical services
- Master's prepared counselors dually credentialed in mental health and substance abuse
Insurance Accepted
Services are covered by most major health insurances, Medicaid and Medicare. Discounts and payment arrangements are available through the Patient Accounts department.
To schedule a free and confidential assessment or to learn more about our services, call (815) 300-7528.
Referrals, insurance or discharge information may be faxed to (815) 300-4710.


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Alternatives to flovent for children
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Board of Directors
The Doorways' Board of Directors serves as the leadership and foundation of our mission. Comprised of the local community and business leaders,
our Board of Directors helps ensure we are achieving our mission and looking forward to future opportunities to serve.
2018-19 Board of Directors
Brett Mutnick
Melissa Ball
Immediate Past Chair
Ball Office Products
Susan Frank
Gaye Montgomery
Montgomery Compliance Law
Stacy Brinkley
President & CEO
The Doorways
2018-19 Directors
Mark Ambrogi, Francos Fine Clothing
Joyce Burgess, MCVH Auxiliary
Maureen Denlea, Consultant
Richard Dickinson, Towne Bank
Oscarlyn Elder, SunTrust
Leslie Hintz Flanary
Don Gehring, Retired Executive
Kathy Graziano
Lynn Green, Davis & Green Electrical
Jim Jollay, Retired Executive
Kevin King
Fred Moore, Big River Advertising
Blair Nelsen, SCI Management
Earl Ferguson, Retired Executive
Cathy Plotkin, Community Volunteer
John Presley, Presley Consulting
John Syer, Anthem
Vickie Snead, Community Volunteer
Tom Tichenor, Marsh & McLennan Companies
Penny Trentham, VCU Health
Bobby Whitten, Whitten Brothers
Matt Williams, Acima Private Wealth
Steve Zacharias, Transact Capital


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Image: Volkswagen
The Volkswagen Group is to take over WirelessCar, a Swedish telematics specialist, from Volvo, buying a 75.1pc stake to support its connected vehicle ecosystem. WirelessCar, founded in 1999 and based in Gothenburg, has developed a series of in-car services such as billing and concierge, safety and emergency, and remote diagnostics and breakdown: 3.5 million cars worldwide from different manufacturers are said to already be connected via its platform. It has around 370 employees worldwide, with additional offices in the US and China.
WirelessCar will become Volkswagen's third major partner in its Automotive Cloud [depicted], alongside Diconium and Microsoft; it will specifically work on safe and stable data exchange between vehicles and the cloud, and on the future in-car device platform software architecture.
Christoph Hartung, Volkswagen's head of digital & new business/mobility services, said in a statement: "Our aim is to develop Volkswagen into a mobility provider with a fully-connected fleet. Our customers will be able to use digital value-added services in their cars or on their mobile devices at all times. We are switching up a gear with this development… We are now really stepping on the gas and focusing on integrating the technologies."
Martin Rosell, WirelessCar CEO, added: "Volkswagen has the most ambitious future strategy for connectivity in the automotive industry. This aspiration is the perfect match for our vision to lead the automotive industry into the digital society. We are highly motivated and willing to play our part to make a difference."
Volvo Group CEO Jan Gurander, meanwhile, said of the SEK 1.1billion divestment: "This agreement will enable us to fully focus our resources and efforts on connected solutions for commercial vehicles."


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A10 Fusion powers Apple's new iPhone 7 — Apple executives say the new A10 Fusion is the fastest smartphone chip ever. "Apple's chip team has been killing it in performance," said Phil Schiller, Apple's senior vice president of marketing.
Apple's new ARM processor allocates low-effort jobs to special low-powered cores, then ramps up the performance when needed. The upshot of this is better battery life. No, iPhone 6s and 6s Plus cases won't fit the iPhone 7 and 7 Plus. iPhone 7 now or updated SE Later? The 4-Inch iPhone power user's dilemma. Why Apple killed the headphone jack [I've had a lot of discussion about that – Apple users don't seem to realise that Samsung is the only major smartphone manufacturer that still uses the 3.5mm stereo jack, and even then, not all Samsungs still have it.] Anyway, Apple includes a Lightning to 3.5mm headphone jack adapter in every iPhone 7 pack, and will sell you another for NZ$15/US$9.
There's more: stereo sound on iPhone 7 uses standard speaker plus earpiece in landscape mode – the iPhone 7 series of phones utilises the bottom speaker in conjunction with a balanced earphone on the device, instead of a second edge-mounted speaker. And finally, here's a hands-on with the new EarPods (which Mac Observer calls 'impressive').
Instagram to take advantage of iPhone 7 Plus cameras, wide color gamut display in app update — Popular photo sharing app Instagram is developing an app update specifically designed to take advantage of Apple's upcoming iPhone 7 and 7 Plus, the latter of which boasts two cameras for wide angle and telephoto photography.
Apple debuts new videos promoting health, 107-second iPhone event recap — Following Apple's iPhone event yesterday, the company released a handful of videos showcasing the keynote and upcoming products, including iPhone 7, Apple Watch and AirPods, as well as five shorts promoting healthy life choices.
Apple drops prices, bumps storage on iPad line — The iPhone 7 and Apple Watch Series 2 were in the spotlight Wednesday morning, Apple quietly lowered the prices on the iPad line while bumping up storage. The 16GB storage option is gone and a 256GB option is available … just like the iPhone 7.
Apple's instincts about the Watch buyer mentality prove correct — In May of 2015, when the Apple Watch first shipped, a few observers opined that it would be wise to buy the cheapest possible version, the Sport Watch. That's because Apple would, they claimed, come out with a new model in 2016 that would callously make the original painfully obsolete. That would destroy any initial investment in high end models. But it looks like Apple's instincts, in contradiction to that notion, have proved correct.


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South Carolina Wildlife intern Grant McClure visits Waddell Mariculture Center where he meets Director Erin Levesque, and partakes in a sampling for spotted seatrout.
Photos and text by Grant McClure
I pull up to the Waddell Mariculture Center on a warm July morning where Director Erin Levesque prepares a net. Towed by a golf cart, the sled-style net is designed with tiny mesh for sampling seatrout. After preparing the net, Erin guides me around the sleek new lab in the indoor facility.
We enter a warehouse space filled with fish tanks, including a twenty foot pool designed to accompany spawning cobia. Last year, Waddell introduced ten juvenile cobia into the Port Royal Sound to help conserve a genetically distinct population.
The new climate controlled facility, scheduled for completion in November, will allow researchers to breed fish populations year-round by manipulating light and water temperatures.
Erin points toward two incubators labeled male and female. The temperature of the incubators determines the sex of diamondback terrapins. Erin says, "An easy way to remember it is that terrapins are the opposite of alligators, so the girls like the hot incubator, and the boys like it cold."
These incubators are part of a research grant that aims to protect the diamondback terrapins found in the Lowcountry salt marsh. Comprehensive Wildlife Conservation lists diamondback terrapins as a high priority species for conservation.
Erin describes a new attitude toward protecting terrapins. "The idea is to take a more proactive approach to species extinction. We want to know if accelerated growth in terrapins translates to accelerated breeding." In addition to growth and reproductive studies, the terrapin research examines nutrition and wintering habits.
As a kid, I hand-lined crab baskets off my grandmother's dock on the Whale Branch River in Beaufort County. On occasion I pulled up diamond back terrapins snacking on my chicken neck bait. The marine turtles felt hefty in the crab basket. I released the terrapins to live another day after admiring their speckled black-and-white pattern, webbed feet and hawk-like bill.
Other terrapins are less fortunate, and drown in commercial crab traps, unable to surface for air. Bycatch Reduction Devices (BRDs) limit terrapin entry rates in crab traps, but may lower blue crab catch yields. SCDNR researchers are working on a new BRD that satisfies conservationist and the commercial fishing industry.
Back outside Erin's staff samples a pond stocked with ten-day-old spotted seatrout. The fish grow faster during high temperatures like today. The morning sun beams down on our necks while we walk between the rows of saltwater ponds.
Water pumped straight from the Colleton River bordering the property fills the ponds. Filters separate unwanted microorganisms and larvae. However, the mesh allows the entry of plankton that comprise the base of the fish food-chain.
Erin's team drives the golf cart, which drags the net at a slow, steady pace. She explains what we're looking for: "This sampling gives an indication of growth. Most of the fish here grow for about thirty days, then we release them. These ten-day-old fish should be anywhere from thirty to thirty-five millimeters." The sampling happens twice a week.
The biologists empty the net, then scan for the rice grain-sized fry. At this size, they identify the seatrout by their disproportionate eyes. In another twenty days, these fish will be escorted from the warm, sheltered ponds at Waddell and stocked in designated locations across the Lowcountry.
Erin explains the goal of seatrout stocking. "We have specific family groups identified by genetic tags that we release at specific times. We can collect these fish in the rivers and process their DNA in tissue samples to determine if a fish is wild or stocked. It's not always about putting fish out, because it's also about learning from wild populations."
Growing up I used to motor a sixteen-foot johnboat up McCauley Creek to a bend with an oyster point. On the incoming tide I drifted popping corks along the edge of the spartina grass, where seatrout sucked down my live shrimp. Today, the trout are few and far between at the oyster point.
As a result of a cold snap in January 2018, SCDNR encouraged anglers to catch-and-release spotted seatrout until the end of September to allow the fish to spawn. The work conducted at Waddell takes on a special significance at a time when wild fish populations are struggling.
The seatrout sampling finishes, and we walk to a pond stocked with red drum for kids fishing rodeos, then to a pond hosting adult diamondback terrapins. I get ready to leave, but decide to walk out on the dock at Waddell that looks over the Colleton River. A blue crab scuttles across a shallow mud flat. Schools of mullet leap out the water. A wood stork flies overhead.
Strolling toward land, I think about how the research conducted at Waddell protects the balance of the Lowcountry's ecosystem. From cobia to terrapins to red drum the work of SCDNR's fisheries biologists ensures future generations can enjoy our state's natural resources. Come October, I will ride the johnboat down to the oyster point, throw my line in the water and hope for the familiar tug of a spotted seatrout.
Read more about terrapin research.
Grant McClure is a senior at Wofford College.
Disclaimer: The views and opinions expressed on South Carolina Wild are solely those of the authors, and do not reflect official policies, positions, or endorsements of activity or products by the South Carolina Department of Natural Resources.


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Some Simple Guidance On Smart Products Of Doctor Home Loan Sydney Australia
Clarifying Convenient Strategies In Sydney Australia
Dr Nasrin Haque, who has lived in Australia with her daughter Sumaya for the past eight years, works in two medical practices in Sydney. Her application for permanent residency was rejected because Sumayas condition, which is described as a moderate developmental delay, was deemed a burden on Australian taxpayers. Authorities gave her until Friday medical doctor home loan Oak Laurel 24 February to book flights out of the country, or face deportation to Hungary Dr Haque, who is doctor home loan rate Oak Laurel originally from Bangladesh, also has a 14-year-old son, and under Australias so called one-fails, all-fail visa rule for family applications, all three of them must leave the country. However, Dr Haque and her son are able to apply for temporary visas if they wish to stay on after Sumaya leaves. Dr Haques sister, brother and parents are all Australian citizens. I still cannot believe how this could be happening. I cry every time I think she has to leave, Dr Haque told the Sydney Morning Herald. My children have been doing well in school, they have a lot of friends. I'm working in two practices, I have a lot of patients I have been doing everything I can, hoping to have a good result. It's an impossible decision, Dr Haque added. I cannot imagine how I will live without my daughter I don't actually know what I will do. Brad Frankum, the president of the New South Wales branch of the Australian Medical Association said the Australian governments decision was disgraceful.


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We all know we should be leaving our cars at home if we are to help reduce the harmful environmental effects of carbon dioxide emmissions – but did you realise your dinner could be increasing the global warming problem? Today, in the final part of our sustainability series, Joanna Geary investigates how many miles your Christmas dinner will travel to reach your plate
Roast turkey with all the trimmings is traditional British fare when it comes to Christmas. But, depending on the food you buy, your turkey dinner could turn out to have a rather international flavour and have massive impact on carbon dioxide emissions.
Using some of the destinations that supply the UK with food, your meal could travel over 40,000 miles to reach your plate - nearly one-and-a-half times round the world!
But if you buy your Christmas food from West Midland producers, it could have travelled as little as 440 miles.
The turkey could come frozen from Brazil, 5,464 miles away from Birmingham, compared to 8.3 miles away if the bird was from Wythall in Worcestershire.
Wine creates some of the largest food miles with red wine from Chile travelling 7,254 miles and Australian white wine 10,554 miles – a whopping 17,700 miles further than wine from Welford-on-Avon in Warwickshire and Stourport-on-Severn in Worcestershire.
Substituting a few of the more exotic additions to your festive fare could also slash the total.
Swapping Champagne for sparking wine from Worcestershire could cut the total by 188 miles. Choosing mature carrots from Stretton under Fosse in Warwickshire over baby carrots from Kenya could cut down the mileage by more than 4,200 miles.
Louise Pickford, Business Development Manager for Heart of England fine foods, said: "Buying locally not only helps reduce food miles and the associated environmental impact, it also contributes to sustaining the local economy and gives the added confidence of knowing exactly where and in what conditions your food has been produced. "
Jeanette Longfield, co-ordinator for the UK alliance for better food and farming Sustain, said she shocked by the figures and urged consumers to think carefully when shopping for their Christmas meal.
"One of the really positive things is that people are starting to realise that it's madness for the environment, the local economy and animal welfare to ship all this stuff in from all over the planet," she said.
"I am not suggesting that the UK develop a siege mentality and only live off turnips over the winter. As long as we keep global warming under control, I think we will always have imports of exotic foods such as kiwis and mangoes.
"But if we can get what we need form the UK in the right season then, for goodness sake, we should provide for ourselves here."
Ms Longfield's comments were echoed by Chris Crean, spokesman for Friends of the Earth in the West Midlands.
"This shows how the footprint of consumption at Christmas effects the planet and society as a whole," he said.
"If we can all start to think about the source and methods by which our food is processed and brought to our table, then we can massively reduce our carbon footprint and enable local farmers to develop closer markets.
"This would bring the farmer's gate closer to the dinner plate."
>> Tomorrow's World: Ethical banking


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Copyright ?2011 Pupugames.com. All rights reserved. All games, animations, images, and sprites are copyright to their respective owners or creators.
Powered by Play Free Games


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Chef Alfy's Red Curry Paste makes 3 cups
· 4 oz Fresh Jalapeño
· 1/1 C coriander seed
· ½ C chopped onion
· ½ C chopped garlic
· 2 T chopped galangal
· 2 Kaffir or lime leafs
· ¼ C chopped lemon grass
· 2 T shrimp paste
· 1 T paprika
· 1 tsp sea salt
Method: Place all ingredients into a food processor and blend until smooth store under refrigeration or use immediately.
Note: Galangal In its raw form has a citrusy, piney, earthy aroma, with hints of cedar, its flavor is milder than its relative ginger, but galangal has less of the peppery heat that raw ginger has. It is very hard, and slicing it requires a sharp knife.


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Eden, D. J.; Moore, T. J. T.; Plume, R.; Urquhart, J. S.; Thompson, M. A.; Parsons, H.; Dempsey, J. T.; Rigby, A. J.; Morgan, L. K.; Thomas, H. S.; Berry, D.; Buckle, J.; Brunt, C. M.; Butner, H. M.; Carretero, D.; Chrysostomou, A.; Currie, M. J.; deVilliers, H. M.; Fich, M.; Gibb, A. G.; Graves, S.; Hoare, M. G.; Jenness, T.; Manser, G.; Mottram, J. C.; Natario, C.; Olguin, F.; Peretto, N.; Pestalozzi, M.; Polychroni, D.; Redman, R. O.; Salji, C.; Summers, L. J.; Tahani, K.; Traficante, A.; diFrancesco, J.; Evans, A.; Fuller, G. A.; Johnstone, D.; Joncas, G.; Longmore, S. N.; Martin, P. G.; Richer, J. S.; Weferling, B.; White, G. J. and Zhu, M.
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We present the first data release of the James Clerk Maxwell Telescope (JCMT) Plane Survey (JPS), the JPS Public Release 1 (JPSPR1). JPS is an 850-µm continuum survey of six fields in the northern inner Galactic Plane in a longitude range of ℓ = 7°–63°, made with the Sub-millimetre Common-User Bolometer Array 2 (SCUBA-2). This first data release consists of emission maps of the six JPS regions with an average pixel-to-pixel noise of 7.19 mJy beam−1, when smoothed over the beam, and a compact-source catalogue containing 7,813 sources. The 95 per cent completeness limits of the catalogue are estimated at 0.04 Jy beam−1 and 0.3 Jy for the peak and integrated flux densities, respectively. The emission contained in the compact-source catalogue is 42 ± 5 per cent of the total and, apart from the large-scale (greater than 8 arcmin) emission, there is excellent correspondence with features in the 500-µm Herschel maps. We find that, with two-dimensional matching, 98 ± 2 per cent of sources within the fields centred at ℓ = 20°, 30°, 40° and 50° are associated with molecular clouds, with 91 ± 3 per cent of the ℓ = 30° and 40° sources associated with dense molecular clumps. Matching the JPS catalogue to Herschel 70-µm sources, we find that 38 ± 1 per cent of sources show evidence of ongoing star formation. The images and catalogue will be a valuable resource for studies of star formation in the Galaxy and the role of environment and spiral arms in the star formation process.
|Item Type:
|Journal Item
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|2017 The Authors
|surveys; stars: formation; ISM: clouds; submillimetre: ISM
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|Faculty of Science, Technology, Engineering and Mathematics (STEM) > Physical Sciences
Faculty of Science, Technology, Engineering and Mathematics (STEM)
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|G. J. White
|Date Deposited:
|25 Apr 2017 08:38
|Last Modified:
|02 May 2019 20:28
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Training takes place every Sunday morning at Les Ozouets Playing Fields 11.00am - 12.30pm .
Please attend a session or feel free to contact the RBSI Guernsey Rugby Academy U16's Head coach Steve Melbourne on email@example.com. Other staff for this age group can be contacted here
The Academy is operated and managed by adult volunteers, with the support of a full time Rugby Development Officer and the Community Rugby Coaching Team. Our coaches, assistant coaches, referees, helpers and other volunteers are DBS checked and appropriately qualified for their role. Where possible they are encouraged to complete training and CPD above and beyond the basic requirements of their role to provide a dynamic and positive team of committed adults.


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At Price Point Medical, we represent your best interests and are here to direct you through the complex world of personal and business finance. Our focus is structuring financial solutions to meet your requirements now and in the future.
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Our priority is to achieve the best-cost outcome for you through needs analysis, loan structure and of course, negotiating the best available rate.
* Lenders terms and conditions apply. Changing circumstances can change the offer at anytime
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