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Motorcycle Accident Lawyers, Law Firms in Miami, Florida
Motorcycle Accident Attorneys
Panter, Panter & Sampedro, P.A.
Miami Personal Injury Lawyers
(305) 662-6178Panter, Panter & Sampedro, P.A. is a successful, innovative law firm practicing personal injury, medical malpractice and accident law throughout the state of Florida. The firm's focus is on protecting the rights of those injured due to the negligence of others.
What makes...
Friedman & Friedman, P.A.
Personal Injury Lawyers in Miami
(305) 446-6485The law firm of Friedman and Friedman handles all types of accident injury cases including catastrophic injuries, auto accidents, truck accidents, medical malpractice, and slip and fall injuries. The firm has won hundreds of millions of dollars in verdicts and settlements on behalf...
Law Firm's OverviewLipcon, Margulies, Alsina & Winkleman, PA
Nationwide Maritime & Admiralty Law Firm
(877) 233-1238Lipcon, Margulies, Alsina & Winkleman, P.A. is a Florida-based law firm with a focus on admiralty, maritime and litigation against cruise lines. We also handle matters involving personal injury, wrongful death, airplane accidents, automobile accidents, commercial torts and class...
Firm's Videos
Freidin, Dobrinsky, Brown & Rosenblum, PA
Miami, Florida Personal Injury and Auto Accident Attorneys
(305) 371-3666Freidin, Dobrinsky, Brown & Rosenblum, PA focuses on the areas of personal injury, where it truly excels for its clients. The trial attorneys at the firm have participated in more than 300 jury trials, and while not every case goes to court, they are ready and willing to go before...
The Law Office of Russell A. Cohen, P.A.
Criminal Defense, Personal Injury, and Family Attorney
(305) 705-5780The Law Office of Russell A. Cohen, P.A. specializes in representing clients in family, criminal law, and personal injury law cases. Located in Miami, Florida, the firm is committed to providing clients with highly personalized, professional and solution-oriented legal assistance.
Law Firm's OverviewNeufeld, Kleinberg & Pinkiert, P.A.
Miami Personal Injury Lawyer
(305) 330-1324With more than 80 combined years of experience representing Florida clients in even the most complex personal injury matters, Neufeld, Kleinberg & Pinkiert, PA, has gained a reputation as a trusted legal resource.
Whether your injury was caused by a motor vehicle accident,...
Law Offices of Joseph I. Lipsky, PA
Miami, Florida Personal Injury Attorney
(305) 821-7333The Law Offices of Joseph I. Lipsky, P.A. in Miami, Florida is a full service law firm in Florida, specializes in the representation of victims of serious personal injuries from car accidents, truck accidents, bike accidents, those injured at a business or apartment complex from...
Law Firm's OverviewJonathan Blecher
Miami, Florida DUI and Criminal Defense Lawyer
(305) 670-1800Jonathan Blecher Law Firm is a Miami criminal defense law firm dedicated to providing exceptional legal services to clients who have been accused of committing misdemeanor and felony crimes. With over 28 years of experience in the Florida criminal justice system, Mr. Blecher has...
Articles Firm's Videos
Hannon & Boyers, PA
Miami, Florida Personal Injury Lawyer
(305) 358-3109Hannon & Boyers, PA is an AV rated civil trial law firm, representing clients in personal injury, medical malpractice, wrongful death, dangerous premises, defective product, and other serious injury cases as well as in complex business litigation.
Law Firm's OverviewThe Law Offices of Mark A. Kaire, P.A.
Personal Injury and Medical Malpractice Attorney in Miami, Florida
(305) 372-0123The Law Offices of Mark A. Kaire, P.A., founded in 1997, focuses on personal injury law. Mr. Kaire has become a significant player on Miami's legal scene since then. At The Law Offices of Mark A. Kaire, P.A., we have the resources, experience, knowledge and skill to handle personal...
Law Firm's OverviewFerrer Shane, PL - Personal Injury
Miami Personal Injury Lawyers
(305) 262-2728Ferrer Shane is an experienced, dedicated law firm located in Miami, Florida. We represent individuals, families and survivors of those killed in fatal accidents. We are known for our tenacious advocacy. Everything is done with your interests in mind. For us, client service is paramount.
Youngs and Associates, P.A.
Car Accident Attorneys - Former FBI Special Agent Attorney
(305) 948-0008Youngs and Associates, P.A. has over 75 years of combined experience handling car accident cases. Our senior partner has 38 years experience working auto accident cases and has handled car accident cases as an FBI Special Agent Attorney representing the government for over 25 years....
Law Firm's OverviewThe Law Offices of Michael D. Stewart
Full-Service Law Firm in Miami, Florida
(305) 590-8909The Law Offices of Michael D. Stewart, a full-service law firm based in Miami, Florida, represents clients against personal injury, litigation, criminal defense, foreclosure defense, loan modification, appeals, federal cases, and many more.
Attorney Michael D. Stewart is...
Orner Law Firm, PLLC
South Florida Criminal Defense, Family Law, Personal Injury & Business Litigation Law Firm
(561) 347-1336The Orner Law Firm, PLLC is a South Florida personal injury firm representing clients in cases involving medical malpractice, family law, violent crimes, and business litigation.
Law Firm's OverviewDonet, McMillan & Trontz, P.A.
Criminal Lawyers in Miami, Florida
(305) 444-0030Donet, McMillan & Trontz, P.A. is a pre-eminent Miami criminal defense law firm with over 40 combined years of experience defending clients charged with a wide variety of offenses, both in state and federal court. DMT understands the stress involved in being charged with a criminal offense.
Law Firm's OverviewFlaxman Law Group
South Florida Personal Injury Law Firm
(305) 621-0099Flaxman Law Group is a South Florida Personal Injury Law Firm, with a concentration on accident and personal injury cases including automobile accidents, motorcycle accidents, truck accidents, slip and falls, dog bites, inadequate security and premises liability issues.
Law Firm's OverviewGalanter Law
Miami Criminal Defense Attorneys
(305) 576-0244The Law Offices of Yale L. Galanter, P.A. is a criminal defense law firm located in Miami and Fort Lauderdale, Florida. The attorneys at the law firm have been able to achieve successful results for their clients through aggressive negotiation and effective litigation. Our lawyers...
Articles Firm's Videos
Freidin Dobrinsky - Car Accidents
Florida Personal Injury and Car Accident Law Firm
(305) 371-3666Freidin Dobrinsky is experienced in many high-stake cases arising from all types of car accidents, medical malpractice, business torts and other injuries due to corporate or individual negligence. We know that many factors can enter into your trucking accident case, and the quality...
Law Firm's OverviewFerrer Shane, PL
Miami, Florida Personal Injury, Criminal, DUI, Traffic, Real Estate, & Bankruptcy Lawyers
(305) 262-2728At Ferrer Shane, PL, we have the resources and knowledge necessary to represent you in all manner of personal injury claims, criminal defense, traffic tickets, real estate law, foreclosure defense, bankruptcy, and lottery disputes.
When you're facing a legal problem, it can be...
Friedland Law Group
Coral Gables, Florida Personal Injury Lawyers
(305) 661-2008Friedland Law Group is an aggressive and proven personal injury law firm located in Coral Gables, Florida. Our lawyers have represented thousands of individuals from all areas of Miami and the State of Florida.
Our law firm is dedicated to protecting the rights of our clients...
Sackrin & Tolchinsky, PA
Probate, Real Estate, Personal Injury, Foreclosure Defense & Business Formation Law Firm in Florida
(954) 458-8655Sackrin & Tolchinsky, PA is a Broward County law firm serving all of South Florida since 1982. Our attorneys have extensive experience in many areas of the law, including: real estate, foreclosure defense, probate, personal injury, civil litigation, business, and family law matters.
Law Firm's OverviewAlexis Izquierdo, P.A.
Hialeah, Florida Personal Injury Attorney
(305) 826-9994Alexis Izquierdo, P.A. is a Hialeah personal injury law firm representing clients in medical/dental malpractice, wrongful death, and auto accidents.
Law Firm's OverviewSteinger, Iscoe & Greene
Florida Personal Injury Lawyers
(305) 569-6000At Steinger, Iscoe & Greene, our injury lawyers are experienced in advocating for clients in all areas of personal injury, including: car accident, product liability, medical malpractice, Social Security Disability and workers' compensation.
Steinger, Iscoe & Greene is...
Mesa Law Firm
Miami and Coral Gables Personal Injury Lawyer
(305) 831-4533Based in Miami, Florida, the Mesa Law Firm has established themselves as dedicated advocates for the rights of personal injury victims. They were founded on the principle of professionalism and have since been committed to providing skilled legal representation that is effortlessly...
Law Firm's OverviewCulmo Trial Lawyers
Miami, Florida Medical Malpractice Law Firm
(305) 200-5281Culmo Trial Attorneys is a medical malpractice law firm in Miami, Florida. We provide full service representation across all areas of complex civil litigation while bringing dedication, discretion and determination to each case.
Over the years of trying cases throughout Florida,...


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Renewable Choice Blog Archives
Sustainable Business
- Celebrating Telluride Bluegrass Festival's 40th Anniversary (06/14/2013)
- Renewable Choice Honored as a 'Best for the Environment' B Corp (05/29/2013)
- Ceres Conference Offers Something for Everyone (05/13/2013)
- A Little Energy to Save a Lot: Why Your Company Should Become Energy Star Certified (04/03/2013)
- Sustainability in Supply Chain Remains Top Priority for Major Brands (03/13/2013)
LEED Green Building
- 7th annual Los Angeles Business Council (LABC) Sustainability Summit (04/29/2013)
- Greening the Green Building Industry (03/26/2013)
- Earth Rangers Journey to LEED® Platinum (02/21/2013)
- Energy Boost: How RECs Support LEED® Certification and Renewable Energy Development (02/14/2013)
- Making the Most of LEED® (01/31/2013)
Industry News
- Colorado "Head of Class" for Electric Vehicle Policies (06/10/2013)
- AWEA 2013: Production Tax Credit, State RPS, and Direct Corporate PPA Interest Hot Topics (06/04/2013)
- Good News from Duke Energy (05/29/2013)
- The High Price of Natural Gas (05/24/2013)
- Understanding the Greenhouse Effect (05/23/2013)
Showing: 2010
Steelcase Wege Wind Farm Real Time Data
by Heather Philipp on 10/26/2010
Tags: Client News, Renewable Energy Credits, Wind Power
In 2008, Steelcase expanded its award-winning sustainability efforts by making a first-of-its-kind, long-term commitment to a single U.S. wind farm. It was named 'The Wege Wind Energy Farm' in honor... [more]
Walmart Global Sustainability MIlestone Meeting 2010
by Heather Philipp on 10/22/2010
Tags: Corporate Sustainability, Supply Chain Sustainability, Sustainability Initiatives
400 [more]
LED Fluorescents Ready For Prime Time?
by Heather Philipp on 04/28/2010
Tags: corporate sustainability, sustainability best practices
Here's a quick intro and link to an article from Software Advice regarding new LED Fluorescent technology.
From our friends at Software Advice...Light emitting diode (LED) fluorescent tubes are all the rage in the lighting market. The technology promises to be more energy efficient, less environmentally... [more]
Happy Earth Day from Biz Markie
by Heather Philipp on 04/22/2010
Tags: Biz Markie, Clean Energy, Earth Day, RePower America, Video
Watch the Earth Day video team-up between Biz Markie and RePower America here.
Here's the freshest message we saw on the interwebs today: Biz Markie rapping about America's need for clean energy. Thanks RePower America for this innovation and the salute to two... [more]
Ray Anderson's Business Logic of Sustainability
by Heather Philipp on 04/20/2010
Tags: corporate sustainability, sustainability best practices
An oldie but a goodie - this video features Ray Anderson at TED telling us how to make a real difference.
"Believe it or not, I come offering a solution to a very important part of this larger problem with the requisite focus on climate. Adn the solution I offer is to the biggest... [more]
Green Power for LEED Certification Search Story
by Heather Philipp on 04/19/2010
Tags: corporate sustainability, leed, renewable energy credits
Renewable Choice can help you earn up to 6 pts. for LEED certification with Green Power.
Get Green Power. Help save the planet. And why not get a few more points towards your LEED certification while you're at it? Why not, indeed.You are searching for ways to... [more]
Renewable Choice Green-e Certified Search Story
by Heather Philipp on 04/19/2010
Tags: corporate sustainability, sustainability initiatives
Renewable Choice has the Green-e wind power you may not know you were looking for.
We've got your Green-e Energy Certified wind power right here! When it comes to making your home or business more sustainable, Renewable Choice should be at the top... [more]
Renewable Choice Sustainability Search Story
by Heather Philipp on 04/19/2010
Tags: business sustainability, renewaable choice, sustainability, video
Let Renewable Choice help you meet your sustainability goals with a free consultation today.
Search no further. When it comes to making your business more sustainable, Renewable Choice has the products and services to help you do it, and very well. With thousands... [more]
Showing 1 - 8 of 22 Articles | Page 1 of 3

subset: commoncrawl


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SLIDESHOW: Thief cuts hole to gain access to store More>>
Kaitlyn Hunt's supporters say she is being prosecuted because she was in a sexual relationship with someone of the same sex. Authorities say it isn't a gay rights issue at all, but rather a simple case of an adult inappropriately involved with a minor.
More >>


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According the Fort Oglethorpe Police Department:
Savannah Mae Fuller, 17, of Ronnie Lane in Tunnel Hill, Ga., was arrested on Sunday, Dec. 16, on a charge of possession of marijuana less than one-ounce.
Fuller has been released from jail on bond.
The incident occurred just before 1 a.m. when an employee of the Mapco Mart at 3668 Ga. 2 (Battlefield Parkway) informed police of two suspicious people hanging out in the store's parking lot.
"While out conducting a business check, I was advised by the clerk that a white car had been parked on the lot for a lengthy period of time and that a male subject had entered the store acting very suspicious," officer Michael Cannon said. "I walked over to the listed vehicle to check on the two subjects, and when I approached the vehicle, I detected the strong odor of marijuana coming from inside the vehicle."
A clear plastic bag containing marijuana was located in the front driver's side floorboard during questioning of the duo, reports show.
"The male subject stated that he had been contacted by Fuller and asked to hang out," Cannon said. "He stated that when he picked her up, she advised that she had marijuana and wanted to smoke it. He added that they arrived at the store to purchase a 'blunt' wrapper to smoke the marijuana."
Fuller explained that she had purchased the marijuana in Red Bank, Tenn., and that she brought it back to Ringgold, Ga., where she met up with the male subject, reports show.
"She (Fuller) advised that they were preparing to roll the 'blunt' when I walked up," Cannon said. "She stated the marijuana did belong to her, and she was placed under arrest. The male subject was released to a licensed driver due to his possible previous use of marijuana earlier in the night."
Fuller was transported to Catoosa County jail without incident, and the marijuana was recorded as evidence.


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This group does not exist.
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41 members Latest Activity: May 2 a group for people who are growing food without a garden
6 members Latest Activity: Oct 13, 2012 A place for teachers, helpers, parents and maybe children to share their experiences and top tips on gardening projects at school
12 members Latest Activity: Dec 11, 2012 There's many insects, amphibians and reptiles which will help out in the garden or on the plot in exchange for a bit of shelter - and others that…
5 members
Latest Activity: Apr 24
For all those interested in attracting wildlife into their gardens.
5 members
Latest Activity: on Thursday
Well - this is just as its name says - if you live in Leicester, have any sorta garden from a sprawling orchard or a backyard which you are…
32 members
Latest Activity: May 4
Getting the most out of your Polytunnel and Greenhouses Share your tips with everyone else
13 members
Latest Activity: May 4
Its apparently shaping up to be a sizzling hot summer, and it will be wonderful to feed friends and family with produce from the garden.
9 members Latest Activity: May 4 The place to go to give or receive advice on growing particular fruit & veg.
11 members
Latest Activity: Jan 30
If you keep bees or are thinking about keeping bees in your garden, in an orchard or on the allotment, this is the group for…
64 members Latest Activity: May 4 A group to promote the preserving of the fruits and veg of our labour!!! To swap recipes, hints and tips!
42 members Latest Activity: Apr 24 If you keep chickens or are thinking about getting chickens, this group is for you.
96 members Latest Activity: May 4 I thought it would be good to have a place to share any freebies that you might see (e.g. seeds) or any good bargains (e.g. plants, equipment)
22 members Latest Activity: Oct 11, 2012 For anyone who Grows & Shows
21 members Latest Activity: May 4 Whether it's top or soft fruit; heritage or modern varieties, this is the spot for you
31 members
Latest Activity: May 4
For people who are growing things organically or who are interested in doing so.
Lets encourage each other and exchange tips.
15 members Latest Activity: Jan 11 Share sowing dates and info across the UK (and the World?) for harvesting in difficult times of the year.
57 members Latest Activity: Feb 10 Gardening with the younger members of your family really can be fun - and teach them a skill for life. Share your top tips here!
34 members
Latest Activity: Feb 4
Flowers delight the eye and should be grown alongside vegetables as companion plants and cut flowers for the home. Share your love of them…
99 members Latest Activity: Mar 29 A group to discuss what people are growing to eat. And why.
59 members Latest Activity: on Thursday A forum for the ever increasing band of folk who just love both growing and cooking with chillies
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The National Centre for Information Systems Research
PhD Scholarships in Information Systems Programme Management
Applications now open. Visit the NCISR Scholarships page for further informaiton.
About NCISR
The National Centre for Information Systems Research has, as a primary aim, the conduct of research on business information systems and e-commerce relevant to industry and government. The group achieves this aim through close links with business organizations, industry associations, government bodies, consulting groups and leading researchers worldwide. Applied research projects and consultancies are undertaken.
Canberra is Australia's capital and the centre of government. Thus, the group can work closely with government organizations with an interest in e-commerce and information systems. The group can draw on staff with expertise in all areas of business from its base in the College of Business and Economics. Staff are active in research collaboration with other academic institutions, industry and government.
The major research areas of NCISR include:
- Strategic use of ICT
- Project management
- Web applications
- ICT and government
- ICT milieu and industry trends
- Accounting and Finance Applications
- Information Systems Research


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Having been with MTN developing the Group's strategy for Mobile Money outside of South Africa after the MTN Banking experimentation in that country, could you give us some insight into this experience, and why you think mobile financial services has been so successful in Africa?
I think that there are two measures of success that need to be paid attention to here. The first one is getting the mobile industry to buy into the case of mobile financial services. From that point of view, it is a definite success as more operators are weighing the variable cost of investment with the cost of not rolling out services along with the social benefits it can bring to Africa. More and more operators feel the scales have been tipped and cannot afford to be left behind. So we continue to see new deployments and services. Expectations have been exceeded here, as the mobile industry receives strong support from governments, development organisations, NGOs and in many instances financial regulators across the continent. In short, we have come a long way in a short time and there is clear momentum behind mobile financial services. The second measure of success – the one that really matters in the long run – is utilising mobile financial services to benefit millions in Africa. I think that is still a work in progress. Successes are still too far between and isolated. But this is not cause for despair. Most innovations follow an even slower adoption curve. The uneasiness that some industry practioners and analysts are feeling comes mostly as a result of the high expectations placed on mobile financial services. It reminds me of the 3G rush in the late 90s. It developed more slowly than we all anticipated but now it's a reality in markets globally.
Why do you think the M-PESA Model has been so successful in Kenya? And do you think the recent launch in South Africa of M-PESA by Vodacom and Nedbank will be as successful as the Safaricom deployment? And why?
I think the M-PESA story has been much commented and documented. The general consensus on why it's been such a runaway success is as follows: a) It was launched in a favorable market with a void around simple and affordable ways of transferring money and paying basic bills b) It is a very simple service with a great educational campaign c) The support of The Central Bank of Kenya was key d) The commitment of Safaricom at the highest level of the organization to the service. In my opinion the last two are probably the most important ones and also the hardest to replicate. South Africa is a very different market and Vodacom knows that. So I expect the team will keep what needs to be kept and change what needs to be changed. One word I don't believe in is "impossible". It could just be hard. And I think South Africa will be harder than Kenya because bank penetration is higher with multiple options to send money and pay bills. In South Africa, an obvious target market is illegal migrant workers who cannot access banking services for transfers, and therefore would current regulations allow for M-PESA to enroll them? Again, the M-PESA team in South Africa certainly knows all of this and has factored it in.
Africa has been an innovator in the mobile financial services space. How do you feel that this is changing Africa and where do you see the future of M-Banking taking Africa?
The changes are currently more apparent in the East than anywhere else. Besides M-PESA, we now have MTN Mobile Money in Uganda and Rwanda. MTN Ghana, Cote d'Ivoire, Benin and Cameroon have also launched their service and are at various level of uptake. We have Zain Zap and not to forget the banks' own initiatives to provide mobile access to their existing clients. One good thing that the mobile financial services has already done for Africa is to attract attention to the need for better financial services. I think financial institutions, from large banks to smaller microfinance institutions (MFIs), insurance companies and investement houses, are now looking at ways to leverage mobile technology to expand reach and lower cost. So give it few more years and more tangible results will start appearing.
Coming back to yourself, Mobile Financial Services (MFS) Africa, is a new venture that you started, which seems to have the vision of bridging the gap between current mobile financial services products and a full set of financial services? Is this an accurate summation and please give us a brief description of how you see this being possible?
MFS Africa has been set up indeed to bridge what we call the "mobile financial services gap". The gap is in the disconnect between the expectations of mobile financial services operators (on what service they will be able to provide) and the reality of what they are actually providing. Many players underestimate what a huge undertaking it is to rollout a mobile financial services scheme that can simply do domestic transfers and airtime top-up. To put these basics in place, you still have to deal with matters of regulation, agent network setup and management, platform implementation, marketing aspects, and the day to day operation of the business. MFS Africa bridges that gap by providing a range of value added services on a turn-key basis. Take international remittance for instance; all mobile financial services operators have it high on their roadmap, but most are discovering that it is quite challenging to implement. What MFS Africa brings in this context, is a "ready to use" connection to a number of money transfer companies that can cover the target markets (where senders are based). All the mobile operator needs to do is to include the product in its offering and market it locally. We take care of the sending markets and the management of the money transfer companies. In this way, the operators' clients could receive money from anywhere directly on their mobile wallet.
MFS Africa aims to accelerate the growth of mobile financial services. How can this be achievable in such a complex business environment working with the telecommunications and financial regulators and operators?
We thrive best when faced with complex issues. It is exactly because the mobile financial services ecosystem is complex that MFS Africa was established to deliver offerings that take away the complexity for the key players in the market and lets them focus on what they do best. For all the services that we provide we spend lot of time and energy analysing the specific value chain and rearranging the different pieces so that we can provide a simple and cost effective service through the mobile phone. For all of them we, consistently ask four questions: What can we eliminate? What can we introduce? What can reduce? and what can we augment? So what we offer today, is a package that is the result of asking again and again these questions across markets. Operators benefit from this refinement and can therefore accelerate the monetization of their investment in mobile financial services.
You have Plug & Play Integration with your Clients Information Systems. This must involve some fairly complex programming considering the number of different systems that are run across Africa. How has this been achieved?
It does. And again that's our strength. The team has a very deep understanding of how mobile financial services are designed and deployed, and all of us have been part of deployment teams across Africa and beyond. The MM VAS-Box (Mobile Money Value Added Services Box) that we deploy has been designed to take away the complexity of mobile financial service platforms and connect them to the simple world of web services. But our proposition does not stop at the technical level. We see that as a hygiene factor really. We pride ourselves in also simplifying operational complexity (which is the main complexity in deploying these services) and design services that work with the networks. So when we work with an insurance company, for instance, to design and deploy m-insurance services, we do not only simplify the technical complexity of such service through our MM VAS-Box, but we ensure that the product we are designing can be consumed through the mobile device. As you can imagine payment is only one aspect of this. We have to re-engineer the entire client life cycle, from acquisition to the processing of claims. And we do this with two main things in mind: simplicity and cost effectiveness.
In which countries are you currently operating and how can a startup manage to operate across the continent?
We are currently operating in several countries: Ghana, Cote d'Ivoire Uganda and Congo (DRC). In each of the countries, we are in discussions with a number of mobile financial service operators to provide our services. In Ghana, Cote d'Ivoire and Congo, we are already at the pilot stage and will commence commercial operation soon. Nigeria, Cameroon, Benin, Malawi, Rwanda and Morocco are our next target markets. Nigeria (which is the biggest market of the four) is still waiting for the Central Bank of Nigeria to issue the required licenses. I learned quite a few things from my MTN experience about operating across Africa these included:
a) You need good people who are comfortable with traveling and operating across languages and cultures; so we are very picky and apply strict rules in our recruitment (for instance we all speak fluent French and English in addition to our native languages)
b) Mobile financial service models need to be standardized to enable economies of scale and part of it has to be localized to meet local demand; for this, we partner with local entrepreneurs that can support us in localizing the proposition.
c) You have to be driven by a purpose that is beyond immediate financial gain to cope with the adverse business environment that you encounter. Our purpose is to make life a bit better for millions across the continent by providing, simple, relevant and affordable financial services.
Currently, you have 4 service offerings, namely Bill Payments, International Money Transfer, Online Payments and Microfinance Transactions. Could you tell us more about these offerings also with specific reference to the differences between the Bill and Online Payments offering?
Our International Money Transfer service allows existing money transfer companies to send money to mobile wallets across Africa. Mobile money transfer companies already offer different payout options such as cash (the main one) but also directly into a bank account, or as a check. We simply allow them to add onother option, the one that is likely to be the most relevant in Africa in the near future: the mobile wallet payout. Our Bill Payment Service complements the traditional bill payments that mobile money operators offer directly. It goes beyond simple payments to offer a complete shopping experience over the mobile phone. Many of our clients want their customers to change their options, and add new services, before they pay. Most mobile money operators do not have the ability to handle such complex demands. Online payment refers specifically to e-commerce where we enable websites to accept payment from mobile wallets. Our MFI transactions include services such as credit (apply for and receive loan through the phone), savings and insurance (buy and pay for basic coverage through the phone).
In the future, do you see the possibility for all current banking offerings such as investments through unit trusts and other such complex saving structures to be offered to mobile financial services clients?
Definitely. Although this may sound like a niche product, there is no reason why mobile technology cannot open up new opportunities like these offerings. The mistake will be to only see the payment component that makes mobile financial services possible. We take a holistic view. From how I acquire the clients to how I retain him, with the mobile as the key technology throughout. It is our ability to take a broader view and transform a service such as a unit trust investment and make it available to millions though the mobile phone. If you focus on just the payments you will miss out on the broader and bigger opportunities.
Having been a founding member of the GSMA Working Group for Mobile Money Transfer and Mobile Money for the Unbanked, how do you feel the African perspective is different from other parts of the world where Mobile financial services are taking off such as Latin America and the Asian Pacific regions?
In many ways the market conditions and challenges are similar. But the differences are probably around the much lower financial services penetration in Africa when compared to places like Asia where MFIs have been able to pull quite a large number of people in the financial system, or Latin America where banking penetration is relatively high. One of the root causes of this is obviously the smaller infrastructure base that we have in Africa which constrains the growth of many industries not just financial services. And it is precisely because of this lack of infrastructure that development has been held up. Mobile represents a fantastic opportunity to change this as it takes away time and distance. That is why we are also seeing more mobile financial services activity in Africa than anywhere else.
What do you think some of the major risks are in the mobile financial services in Africa? Do you offer solutions that overcome these risks which would be of benefit to operators and financial institutions wanting to role out M-Banking services in Africa?
The biggest risk I see might well be impatience. Impatience of players, analysts and investors to monetise this opportunity. What we offer (at MFS Africa) are ways to shorten the "time to money". We are able to offer the appealing services that operators need to drive uptake and usage.
Is MFS Africa focusing its energies solely on Africa? And do you think that your expertise will be exported to other markets where similar challenges and opportunities lie? Where do you think this will be in the future?
Our roots are solidly in Africa, but our perspectives are global, as our clients and investors. Our plan is to perfect our model in Africa first and take it to other emerging markets as the next step. We have not identified a specific region yet, but we are watching closely the developments in key markets like Pakistan, Brazil, Indonesia and Mexico.


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Switching to the fuel may make sense even for sites far from pipelines. |
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03/13/2013 |
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Optimize Reactive Crystallization Understanding the impact of several key factors is crucial. |
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02/26/2013 |
Porous Nanostructure Boosts Selectivity "Yoke-shell" design affords greater control of chemical reactions. |
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Confront Control System Challenges Five key hurdles to security and compliance can complicate modernization efforts |
02/20/2013 |


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What is it?The first of Porsche's facelifted Panamera models, the S E-Hybrid. The...
Audi A3 images leak ahead of Geneva motor show reveal
Eastern Europe has proved to be the gift that keeps on giving over the past couple of days. First, images of the Volvo V40 leaked via a Polish Facebook page, Latvian loonies Dartz announced their Prombron Black Dragon, and now a Russian Web site has spilled a plethora of images of the A3 to be unveiled at the Geneva motor show next month.
The car is both unmistakably A3 and utterly Audi-nouveau, with the more trapezoidal grille from the latest larger exemplars of the line and taillights reminiscent of those on the A6.
The Russians note that this FWD three-door will be available with either a 1.6-liter diesel or your choice of turbocharged direct-injection gasoline engines making either 122 hp or 180 hp. Transmission choices include a dual-clutch, seven-speed S-Tronic or a six-speed manual. Four-door sedan and five-door hatch models will follow.
Other future developments in store for the A3, according to Google's translation of the Russian article? Besides the obvious addition of a quattro system, Audi is at work on a hybrid model, as well as on one that burns compressed natural gas.
Naturally, don't expect every upcoming iteration of the premium C-segment machine to reach our shores, no matter how much certain Audiphiles might beg.
Get more car news, reviews and opinion every day: Sign up to have the Autoweek Daily Drive delivered right to your inbox.
Autoweek loves passionate comments and debate, but remember that you're part of a diverse community. Above all: be respectful. Critique statements, not people; talk about the automotive world, but skip the political rhetoric, hate speech, and obscenities. While we can't read every post, this site is moderated and Autoweek will remove comments as we see fit. Questions? Read our Terms of Use or email


text:
market updates, new research information,and more ...
This report provides detailed insights on the commercialization phase of the mHealth market incl. business models, best practises, market sizes etc.
A detailed fact book of the smartphone app market incl. devices sales, market shares, app store, app categories, app downloads and more...
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How big is the potential reach of mHealth apps in USA today? Read the benchmarking report of the most successful mHealth apps in the US market.
How big is the potential reach of mHealth apps in Germany today? Read the benchmarking report analying most successful mHealth apps in the German mark
With case studies, survey results and and strategies this report gives a unique perspective of the enterprise app markets' challenges and trends.
The report compares multi-platform and white-label solutions of 60 key players in the market.
The "Top 5 EU App Market Monitor" provides an actual status on the European App Market.
This report provides a comprehensive and detailed overview on the actual status of the market as well as an outlook until 2017.


text:
Moderators: cassiegose, Boss Man
fitoverforty wrote:where is the blister?
amatlack wrote:stuff between my toes kind of freaks me out.
Bonnie wrote:Pedicure sounds nice, will try one someday
feelin-great wrote:But on the plus side it sounds like I have 3 different running partners now The one that I have run with a few times is a friend I have had since elementary school. Then I have an ex-coworker that wants to start running with me some (she may run the 1/2 marathon with me). And yesterday I just found out that one of my current co-workers wants to help me train She has helped others train and she is super athletic. So now I should have plenty of people pushing me to keep going!
Yes!! There is strength in numbers! You could run with each one on a different day, that way you would always have a reason and motivation to stay on track with your training schedule.feelin-great wrote:But on the plus side it sounds like I have 3 different running partners now
fitoverforty wrote:I've never had a pedicure either. For the summer I usually paint mine a bright pink or orange and stick a little glittery stone, or a little flower sticker on each of my big tootsies.
Users browsing this forum: No registered users and 0 guests


text: When your training demands more than just a t-shirt, reach for the men's adizero™ Short Sleeve Tee shirt by adidas. Super light and comfortable, it adapts to the intensity of your workout to keep you cool and fresh. The FORMOTION™ design is sculpted to your body for a superior range of motion.


text:
In the Woods is a police procedural on the surface. A girl is murdered, and the protagonist and his partner try to find the killer. Underneath, howeve..Show More »
This may be the first review I've written on Audible (I'm a long-time listener, first-time caller). Both this book and its superb narration (by Heath..Show More »
I didn't just listen to this book; it's more like I was consumed by it. Tana French doesn't write in a serial fashion like other mystery authors. Sh..Show More »
While those who have read Faithful Place were introduced to Frank "Skorcher" Kennedy, we obviously didn't scratch the surface. He starts Broken Harbor..Show More »


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Messi |
Tuesday, 22 May 2012 21:22 |
The reason why Messi scored so many goals this year was because for most of the season he was the only pure striker with Villa going down. He played along side Sanchez for most of the season who isn't a pure striker and in my opinion doesn't belong in a possession-based 4-4-2 system.
Don't believe me? When I was watching the CL semi-finals against Chelsea I heard the commentator say that Sanchez had only assisted on ONE of Messi's goals. How do you play alongside one of the most proflific scorer's in history and not assist on one of his goals. Something to think about alright!
This is a comment on "Euro 2012: Ronaldo's shot at greatness"


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You are viewing our forum as a guest. Join our free community to post topics and start private conversations. Please contact us if you need help with registration or your account login. -
The Muppet Movie coming to Blu-ray in August
Watch a preview trailer and discuss The Muppet Movie Blu-ray with fans. Pre-order The Muppet Movie on Blu-ray and receive a low price guarantee. Let us know your thoughts on this anticipated release!
Next Muppet Replicas: Gonzo, Animal
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Why You Should Buy:
- Charges your iPhone or iPod as you listen to your favorite music
- Crisp and resounding sound thanks to 2 micro-Titanium drivers housed in a single speaker unit
- Comes with audio port to connect to headphones when you need to keep the noise down
- Conveniently portable size and lightweight composition that's still durable
- Powered by USB power cable or batteries, allowing you to take this item with you on-the-go
- Available in your choice of vibrant colors, including blue, pink, green, black, silver or purple
What You Should Know:
No expiration date.
Buy unlimited vouchers for yourself and unlimited as gifts. Package includes an iPod/iPhone mini speaker docking system in your choice of blue, pink, green, black, silver or purple. Please allow 2 to 5 weeks for order processing and shipping from the date this deal closes. Please call 1.866.287.4429 for inquiries. Final sale - no refunds unless damaged or defective. Does not ship to PO Boxes. Taxes and shipping included. No cash back or credit. Not valid with other offers. Redemption occurs at time of purchase.
Read The Deal FAQ for the basics.


text:
Information Hub
IHS Information Hub quality assures raw data, enhances and integrates it, and makes it accessible in a meaningful form to our intuitive, powerful software applications and third-party applications, via Information Hub Direct Connect.
Information Hub is the central repository containing information that IHS gathers on a daily basis, quality assures, enhances and manages. IHS obtains this information from every available source, including; operators, government agencies, public documents and customers. We consolidate leading, reliable data sources including; IPL, QCDATA, P/I (IHS), GeoFluids, MapIt, Ensight, CHD, RapiData and LogTech. The information combines consolidated and collected historical data, as well as new sources that are added to the IHS database continuously.
Our experts spend a considerable amount of time reviewing the physical data and incorporating your feedback, which we then deliver to you through our powerful, intuitive software, Information Hub Direct Connect. With Information Hub, you gain access to the entire IHS inventory of information and more than 100 GIS-Ready Datasets containing geospatial data.
Who uses the service? How? - Oil and gas operators that want real time access to the comprehensive data attributes stored in the Information Hub's Oracle tables.
- Third-party application vendors access the Information Hub to provide their customers with IHS information.
- Access the Information Hub using SQL queries, IHS applications or their own proprietary applications.
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Benefits:With Information Hub, customers benefit from:
A single source for log data - The Information Hub Direct Connect is the only software that manages and integrates IHS digital log data with your company's proprietary digital log data.
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For answers to your
questions or for
additional support,


text:
Family of Man Shot By Officers Speaks Out
By: Victor Sotelo
Updated: August 14, 2012
The Martinez family has been in the news before. In 2007, Patrick Martinez's niece, four-year-old, Janie De La Paz was shot and killed in a drive-by shooting while she slept in her bed leaving the family to ask why.
Patrick says, today all those feelings came flooding back. The family is once again asking why after Miguel Martinez was shot after a a run-in with police.
Patrick also has another question, he says his mother wants answered. He just can't believe his brother, Miguel Martinez would pull a gun on an officer, much less have a gun
The Abilene Police Department says they can not disclose that information at this time because the case has to go to a grand jury. APD went on to say officers are not required to give warning when confronted with deadly force. As you can imagine, deadly force encounters do not always lend themselves to such opportunities.
Patrick did say his brother liked to drink and he was separated from his wife, but to go this far was not like him.


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In the middle - say "surprise" to stop screaming! "It's not rape - it's surprise sex....SURPRISE!"
Rape videos | |||
1. | rape | ||
A crime. Quite terrible in nature. Often causes sever phycological damage to victim. Forced sexual intercourse. Often very violent in more then just a sexual way. No I am not some feminazi either! I am a male solider in the airbourne. So dont be saying its only somthing whiny girls dont like.
"That MOFO raped my good friend. So I took my boys out and we beat him into the hospital." "That MOFO raped my good friend. So I took my boys out and we beat him into the hospital."
2. | Rape | ||
To utterly defeat another person in any form of competitive activies. Dude, I totally raped your ass during that last game of Age of Empires.
3. | rape | ||
To utterly defile a victimized person of either sex. Can occur at any age, by anyone to anyone. It is not a joke. It is the subject of many UD submissions, but should not constitute as a form of entertainment, nor amusement. This terrible act ruins a person on many levels for the rest of their life. It is considered a greaat subject of high school and peri-adolescent males and females alike. However, should they grow up and consider the feelings of those survivors of said act they would come to realize how heedy this particular subject truly is. Tulsa, Oklahoma recently caught a suspect accused of serial rape. The sick son of a bitch raped at least eleven victims ranging in age from TWO YEARS OLD to twenty. I hope they fry the shithole for his calculated serial rape crimes.
4. | Rape | ||
1. To force someone to ingage in unwanted sexual activities.
2. To total annihilate in an activity. see own, ownage, and pwn 3. To bother one 1. Kobie raped her!
Men can rape men and women. Same goes with women, ever heard of dildos? 2. I'm going to rape you on SOCOM Seals II tonight. 3. My punk music shall always rape my parents ears. |
5. | Rape | ||
What most lifetime movies are about. lifetime movies are gay enough, making 4648393 movies about rape is just gayxcore.
6. | rape | ||
A European plant (Brassica napus) of the mustard family, cultivated as fodder and for its seed that yields a valuable oil. Also called colza, oil-seed rape. The beautiful fields of glowing yellow rapeseed plants.
7. | rape | ||
A viscious crime in which somebody forces somebody else into having sex, entirely without the other person's consent.
Rape is not erotic at all and it is not about sexual pleasure; rape is about power and control over another. Usually, rape is reported as a man raping a woman; men who rape often have sex quite often and/or have a sexual dysfunction. In the case of the dysfunction, he could be taking out his frustration by rape. Other times, men feel threatened by women and their rising status and want women back where they were, so they attack women, wanting to hurt them, embarrass them, and frighten them. This case is especially true in places where traditional gender roles are rigid and where the "ideal" male is aggressive, unfeeling, and strong. Women, on the other hand, are totally capable of raping men. A common way that they do so is to |


text:
Author: AKIYAMA Haru | Artist: AKIYAMA Haru
Chapters: 17 | Updated: Aug 21 2009 | Status:
Tags: Yuri,
Summary: "Ever since I was a little girl, I've been infatuated with the "other side"; the world of splendor. Yes, I wanted to become one of those glittering stars. And so, my dream has come true. But now…All I want is to be beloved by someone."


text:
- Date: 14 May
- Newcastle Upon Tyne, Tyne And Wear
- £15,000 - £35,000 per annum
- 84 applications
Are you ready for a challenge? We are looking for talented, dedicated, motivated individuals to join our client in their new offices in Newcastle upon Tyne. Our client is the UK`s leading mortgage broker. They`ve won more awards for their service than any other UK broker and have twice been in the Sunday Times Fast Track 100 list of Britain`s fastest-growing companies. They provide expert ad...


text:
On 20/06/2013,
you requested for the version in force on 20/06/2013
incorporating all amendments published on or before 20/06/2013.
The closest version currently available is that of 01/03/2012.
Distribution of property
—(1) Whenever the Official Assignee has sufficient funds in hand for the purpose, he shall, subject to the retention of such sums as may be necessary for the expenses of the bankruptcy, declare and distribute dividends among the creditors in respect of the debts which the creditors have respectively proved.
(2) The Official Assignee shall give notice of his intention to declare and distribute a dividend.
(3) Where the Official Assignee has declared a dividend, he shall give notice of the dividend and of how he proposes to distribute it.
(4) The notice given under subsection (3) shall contain the prescribed particulars of the bankrupt's estate.
(5) In the calculation and distribution of a dividend, the Official Assignee shall make provision —
for any provable debt which appears to him to be due to any person who, by reason of the distance of his place of residence, may not have had sufficient time to tender and establish his proof;
for any provable debt which is the subject of any claim which has not yet been determined; and
for disputed proofs and claims.
(6) No dividend shall be paid to any creditor which does not amount to $50.
—(1) A creditor who has not proved his debt before the declaration of any dividend shall not be entitled to disturb, by reason that he has not participated in it, the distribution of that dividend or any other dividend declared before his debt was proved.
(2) When a creditor has proved his debt, he shall be entitled to be paid out of any money for the time being available for the payment of any further dividend, any dividend or dividends which he has failed to receive.
(3) Any dividend or dividends payable under subsection (2) shall be paid before that money is applied to the payment of any such further dividend.
—(1) When the Official Assignee has realised all the bankrupt's estate or so much of it as can, in the opinion of the Official Assignee, be realised without needlessly protracting the proceedings in bankruptcy, he shall give notice in the prescribed manner of his intention to declare a final dividend.
(2) The notice under subsection (1) shall contain the prescribed particulars and shall require claims against the bankrupt's estate to be established by a date (referred to in this section as the final date) specified in the notice.
(3) The court may, on the application of any person, postpone the final date.
(4) After the final date, the Official Assignee shall —
defray any outstanding expenses of the bankruptcy out of the bankrupt's estate; and
if he intends to declare a final dividend, declare and distribute that dividend without regard to the claim of any person in respect of a debt not already proved in the bankruptcy.
—(1) Where one partner of a firm is adjudged bankrupt, a creditor to whom the bankrupt is indebted jointly with the other partners of the firm, or any of them, shall not receive any dividend out of the separate property of the bankrupt until all the separate creditors have received the full amount of their respective debts.
(2) Where joint and separate properties are being administered, dividends of the joint and separate properties shall, subject to any order to the contrary that is made by the court on the application of the Official Assignee or any person interested, be declared together.
(3) The expenses of and incidental to the dividends shall be fairly apportioned by the Official Assignee between the joint and separate properties, regard being had to the work done for and the benefit received by each property.
—(1) No action for a dividend shall lie against the Official Assignee.
(2) If the Official Assignee refuses to pay any dividend, the court may, if it thinks fit, order the Official Assignee to pay the dividend, and also to pay out of the Consolidated Fund interest thereon for the period that it is withheld and the costs of the application to the court.
—(1) The bankrupt shall be entitled to any surplus remaining after payment in full of his creditors, with interest as by this Act provided, and of the costs, charges and expenses of the proceedings under the bankruptcy application.
(2) Notwithstanding subsection (1), the court may make an order directing the Official Assignee not to pay the surplus or part thereof to the bankrupt if —
the Attorney-General applies for an order under this section; and
the court is satisfied that —
proceedings under any written law dealing with confiscation of the proceeds of crime are pending; and
the property of the bankrupt may become subject to a confiscation order or be required to meet some other order made on those proceedings.
(3) The court may, on an application, vary or revoke an order made under subsection (2).


text: ALLEN – Citizens National Bank was the target of a robber Monday afternoon. Kentucky State Police receive a report of the robbery at 1:41 p.m. According to information obtained at the scene, a man entered the bank, brandishing a knife and demanding money. After getting an undisclosed amount of cash, he then fled on foot. The male is described as approximately 5 feet, 6 inches tall, with a thin build. He was wearing a white thermal shirt, blue jeans, gloves and a black hood covering his face and head. No one was injured during the incident. Early Monday evening, detectives combed the streets of New Allen, interviewing potential witnesses. The bank remained closed following the robbery, and bank employees would not speak to reporters. Nearby residents to whom The Times spoke were unable to provide any details. The incident remains under investigation by KSP Det. Tony Tackett. Police ask anyone with information to contact Kentucky State Police Post 9 in Pikeville at (606) 433-7711 or (800) 222-5555.


text:
Alexander McQueen is a designer favored by some of Hollywood's more kooky celebrities; if you need any proof, Lady Gaga wears the brand on a regular basis. But there's a reason McQueen dresses are so popular: despite their oddness, they still usually manage to be elegant and gorgeous. The brand's Spring/Summer 2013 line hit the runway last week, and it's just as mesmerizing as ever.
I will admit that I don't like these as much as past McQueen styles. All the outfits seem a bit too cohesive and similar. Nonetheless, this collection is still stellar, and I hope to see it on the red carpet soon. Head on over to the source to see even more looks! [via The Examiner]
What do you think of these looks? Which ones are your favorites?


text:
More Reviews by mardraum
Doom (PlayStation)
Doom has evolved into its very own software platform, and because of that, all of its straightforward console versions would be useless even if most of them wer... |
Castlevania: Circle of the Moon (Game Boy Advance)
It's no secret that Castlevania: Symphony of the Night was absurdly easy, but I've always found a certain beauty in that. While I wouldn't want every game to be... |
Scythe (PC)
Almost every Doom II mod out there, good or bad, takes the same approach: endless sprawl, insane enemy counts, and the subtlety of whichever metaphor cliché you... |
If you enjoyed this Doom review, you're encouraged to leave feedback and talk about it with members of the site's community. You don't even need an HonestGamers account to get involved in the discussion. Please remember to keep your comments respectful and on-topic or they may be deleted by a moderator. Thank you for your understanding!
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text:
I don't know how many times I've told you that I adore pistachios , I don't know whether it's necessary to repeat this concept again or I have to say it in other languages , but I love pistachios, this is the reality. Sure, it's difficult having doubts after my pistachio mille-feuille or since I put pistachios even in a meatloaf but, as Latins said, repetita iuvant.
So, having 100 g of precious Bronte pistachios flour I bought last summer in Calabria (the same I used in these ricotta truffles) to get rid of (I didn't want to get rid of it, let's be clear, but you can't store it for too long, or it may go rancid, and it would be a mortal sin), I wanted to find a recipe that would fully enhance the green gold. Moreover, having only a small amount of this, flour I couldn't make some of those Sicilian pistachio mini-cakes that I love so much.
And so -here it is the stroke of genius- I thought: why don't make a caprese cake with pistachio flour instead of almond flour? The result is simply delicious: you can taste pistachio just a bit (its taste is a bit stronger than almond taste), and it's a pleasant aftertaste to the caprese cake, already a real delicacy, that I love and adore. And I love pistachio caprese cake even more (if it's humanly possible).


text:
Two games into the season there are few things that you can say with conviction about any NFL team. It would seem safe to say at least one thing of the Buffalo Bills; they have a very good front five. Jeremy White takes a closer look at Cordy Glenn.
Cordy Glenn, selected in the second round of this year's NFL draft, plays left tackle for the Bills. That's an upset to some who had him pegged as a guard. On draft day there were plenty of analysts and experts claiming that he just didn't have the make-up to play what is arguably the most important position on the offensive line.
While it's early it's easy to see why Buddy Nix joked that watching film of Glenn cheers him up when he's down. Glenn appears to be the final piece to what has turned into a very solid line.
in the win over the Chiefs all five positions on the line imposed their will. There's plenty to say about Andy Levitre and Eric Wood but I'll focus for the most part on Cordy Glenn. Two games in, he's the story of a line that's kept Ryan Fitzpatrick standing, and set CJ Spiller free to run for more yards than any back in the league.
I'll start with the first TD run of the day for CJ Spiller. The line blocks down and to the left (as you're looking at the picture...when in reality they're pushing out to the right). Glenn is the only one who stays in his spot, and handles Tamba Hali on a kick out block. The play itself comes out of the shotgun formation and at the snap the KC linebackers collapse down in to the center of the defense. Spiller runs to the left of a very effective seal leaving a giant hole created between Glenn and his teammates.
Glenn engages Hali right around the hashmark on the block and the most important thing to notice, or perhaps the most impressive, is the quickness with which he gets there. It's somnething the Bills have talked about quite a lot. He has quick feet for a big man. There's no doubt about that. Time and time again you see Glenn exploding at the snap and getting out into his assignment with incredible speed.
By the time Spiller gets to the hole, it's all CJ's speed from there. Glenn, out on the island, did what he had to do.
If you clicked the link on the Cordy Glenn draft review you heard Mike Mayock (who still could be right in the long term about Glenn's feet and career projections) say that he's a "massive human being". This is not debateable.
In the 2nd quarter the Bills run a routine handoff to CJ Spiller and the tape on Glenn indicates just how powerful he is. The run is not to his side, but you can see that from the moment he engages his block....
to the moment he finishes....
He's pushed his man 5 yards backwards and lands on top of him. This is the 5-yard-pancake. Glenn showcasing a bit of the "road grader" lineman skill set here. In the run game, his ability to get out into space is only part of it. He also seems to be very good at locking on to his counterpart, while also avoiding holding calls.
On CJ Spiller's second touchdown of the day the Bills employed something that every one of you has. They did what we all do while playing video games...the old "Motion-the-receiver-across-the-formation-to-bring-the-defender-in-man-coverage-away-from-the-side-you're-running-to so that there's more room to run. TJ Graham motions across, and the Cordy Glenn-led swing toss to Spiller is set perfectly.
Glenn gets out quickly. You can see just how far he's moved in the time it takes Ryan Fitzpatrick to pitch the ball to CJ Spiller. Also worth noting here is the play made by Donald Jones. Jones gets a piece of his man before passing him off to Glenn and attacking the safety. By taking care of the safety, Jones ensures that the Bills have a power play going to the corner. It's Cordy Glenn and CJ Spiller vs. Javier Arenas. Advantage Buffalo.
Glenn 343 lbs v. CB 197 lbs = CB running the other way after getting handled.
A 150 pound advantage is unfair in close quarters. So what do you do when he's coming at you in the open field? That's up next.
The Bills third touchdown, a Ryan Fitzpatrick pass to Scott Chandler was set up by a bubble screen to CJ Spiller.
Tamba Hali beats Glenn around the edge...because Glenn was on his way to set the screen with Andy Levitre. You see the two get into space...a lot of space.
Spiller coasts for a bit following the blocks of Glenn and Levitre, both showing some very good mobility in leading Spiller all the way to the 2 yard line.
In fact...it even looks as though Spiller tries to duck back behind Glenn for that last push into the endzone.
By the time the play is over, both Levitre and Glenn are standing at the same yard line as a gamebreaking running back who lined up at WR.
So we've seen Glenn in the run game, and the screen game. Up next pass protection. The 4th TD of the day comes on a Ryan Fitzpatrick TD pass to a WIDE open Stevie Johnson. Wide open. HOLY wide. Wait until you see.
A 4 wide receiver set features Johnson split out at the top of the screen. As he cuts in the Chiefs DBs back off entirely leaving Johnson open to catch the ball with lots of room to move.
In the pocket, Ryan Fitzpatrick moves from his first read (to the left) over to Johnson (on the right).
It's possible that Fitz was looking off Johnson but the point remains the same...the protection is there long enough to get it done. Glenn is singled up with Tamba Hali as he was most of the day.
He handles him...as he did most of the day.
Conclusion -
The offensive line looks to be a strength of the team, and 2nd round pick Cordy Glenn certainly looks like he can play left tackle in the NFL. There are many more plays to show you...many more to break down. Glenn is starting to make a name for himself. This week he was mentioned by Peter King as a star in the trenches as well. It is without a doubt, the Bills best offensive line in recent memory.
Ok one more...just a subtle little move that you should see. Leodis McKelvin's 88 yard punt return was set up by great blocking and all that BUT...McKelvin made a move that opened it all up.
You see that there is a bit of a lane for a good return. McKelvin takes two steps to his left and then plants and drives up the field. Those two steps open his lane as the Chiefs special teamers screaming at him at top speed, also go to the left.
That little bit of space is the difference between what might have been an 8 yard return, and an 88 yard TD. Good work from Leodis.
All the film I look at and break down is available to everyone. NFL.com Game Rewind is $70 and for my money - worth every penny. Hope you enjoyed. Talk to you next week.


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Welcome Hearth.com Guests and Visitors - Please enjoy our forums!
Hearth.com GOLD Sponsors who help bring the site content to you:
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Simple Baffle Solution for your old FISHER ! More Heat Less Smoke under $25
Post in 'Fisher Stove Information, Parts, History and More' started by coaly, Oct 31, 2011.
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The current BVA/KC scoring scheme for elbow dysplasia (ED) was launched in 1998. Dysplasia means abnormal development, and the degree of elbow dysplasia present is indicated by a grade assigned to each elbow on a scale of 0 to 3 (0 being the best and 3 being the most severe). Only the highest grade of the two elbows is taken as the elbow grade for that dog. The minimum age for elbow grading is one year, and each dog is only ever graded once under the scheme. Advice to breeders is wherever possible to use only those dogs with grades of 0 or 1 for breeding.
Any breed may be screened under the scheme, but there are a number of breeds which have been shown to have a higher incidence of elbow dysplasia. These breeds include: Basset Hounds, Bernese Mountain Dogs, English Mastiffs, German Shepherd Dogs, Golden Retrievers, Great Danes, Irish Wolfhounds, Labrador Retrievers, Newfoundlands and Rottweilers.
Owners should make an appointment with their vet who can take the required X-rays of the dog's elbows. The vet then sends the X-rays to the British Veterinary Association where they are examined and "graded" by a panel of experts. Once the X-rays have been graded, the result is returned to the vet, who relates it to the owner, and a copy is sent to the Kennel Club for recording on the registration database and publication in the KC Breed Records Supplement. There is a time limit of 45 days and a set procedure for appealing against results under the Scheme.
More information can be found at www.thekennelclub.org.uk/item/309
The BVA website can be found at www.bva.co.uk


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At the worldwide summit, held at IEDC-Bled School of Management in Bled, Slovenia, from March 16 – 21, 2012, a group of 80 exceptional youth from 45 countries will join educators and business and political leaders to explore the global agenda and share their solutions to global challenges.
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Trevster wrote:'tis indeed - lets hope for lots more interesting acts to come, both in the air and on the ground!
Trevster wrote:Updated first post with full list from official site (with PdF added )
agdickie wrote:Hope it's coming up via dedicated sponsorship. The cat's well and truly out the bag with regards to it being too expensive an act.
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A pair of investment firms have combined to acquire the Planet Fitness health club franchise for Connecticut.
Financial terms of the deal that Boston-based Exlatare Capital Partners and Brightwood Capital Advisors of New York City have made with Orange-based PFC Management LLC were not released. The owners of the Connecticut franchise for Dover, N.H., Planet Fitness – Joe Pepe Sr., Ron Pepe and Chuck Esposito – have 15 locations, including clubs in Branford, East Haven, Guilford, Hamden, Milford, New Haven, North Haven, Orange and two in Shelton.
But the agreement calls for the Pepes and Chuck Esposito – to retain a small equity stake in the business and for the current management team to remain in place. Ron and Joe Pepe Jr., the nephew and son of Joe Sr., will serve as president and vice president of operations, respectively.
Omar Simmons, managing partner of Exaltare Capital, said in a written statement that his company and Brightwood Capital plan to invest in new equipment and amenities to make the Planet Fitness locations more attractive to potential members.
Joe Pepe Jr. said in an interview Tuesday that Exaltare and Brightwood "are well-suited to provide us with an opportunity to achieve our strategic objectives."
"It will allow us the necessary capital to make improvements to some of our older locations, possibly relocate into some new space and expand into new locations around Connecticut, much quicker than we would have been able to on our own," Joe Pepe Jr. said. As part of the Exaltare and Brightwood acquisition of a majority ownership stake in PFC Management LLC, Joe Pepe Jr. said the two investment firms also purchased franchise rights to expand into other parts of Connecticut.
PFC Management LLC employs 150 people in Connecticut.
Call Luther Turmelle at 203-789-5706.
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Unity in the Foothills
102 Prospect Street, Torrington, Ct 06790
A Course in Miracles Tuesday evenings 7 p.m
Transformational Prayer Group Thursday 1:15 p.m. and Sunday 9 a.m.
Northfield Bible Church
10 Camp Hill Road, Northfield, CT 06778
860-283-9598 www.nccindependent.org
Bible Doctrines Class: Sunday at 9:00 a.m.
Sunday Service at 10:00 a.m.
Bible Study: Wednesday at 7:00 p.m.
Pot Luck Supper every 4th Friday of the Month at 6:15 p.m.
First Assembly of God
387 New Harwinton Road, Torrington, CT 06790
860-482-7464 www.firstagtorr.org
Sunday School for all ages 9:30 a.m.
Sunday Worship Service at 10:45 a.m.
Family Night Thursday at 7:00 p.m.
Adult Bible Study Prayer Service: Saturday at 9:15 a.m.
Cable 5 Sundays, Wednesdays, and Fridays at 3 p.m.
Founders Congregational Church
41 Birge Park Road, Harwinton, CT 06791
Sunday School and Services 10:00 a.m.
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