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If you're in the market to buy a new home, it's a great time to do so since interest rates are at an all-time low.
But a lot of factors go into determining your rate. So, what can you do to ensure that you score a low one? Well, you probably already know that having a good credit rating and a steady job definitely help, but having little debt and researching lenders could also make a big impact on your score.
Want to make sure you get the best deal on your mortgage overall? Here are some tips to help you get a low interest rate…
Tip #1: Negotiate Closing Costs and Interest Rate
When you take out a loan, you'll have to pay fees known as closing costs.
Closing costs can run anywhere from 3 to 6 percent of the loan, and typically include fees such as an application fee, a loan origination fee, and an appraisal fee, just to name a few, according to the Federal Reserve Board (FRB).
Luckily, you can save on those costs by negotiating with the seller to have them pick up some - if not all - of the tab through what's called "seller concessions," says Rod Zacharias, a Boise, Idaho mortgage broker.
What's more, seller concessions are not only limited to covering closing costs. You can also use seller concessions to lower the interest rate on your loan by "buying down" your interest rate. When you "buy down" the interest rate, you pay a certain amount of money up front to reduce the interest rate for the term of the loan.
Zacharias provides this example: If the purchase price on a home is $250,000 and the borrower is able to negotiate a 3 percent seller concession, the amount of the concession would be $7,500. If the closing costs total $4,000, for example, the borrower can use the remaining funds - $3,500 - to "buy down" the interest rate.
[Think refinancing is for you? Click to compare rates from multiple lenders now.]
How much you can "buy down" your interest rate will vary from lender to lender.
Tip #2: Understand Your Debt-to-Income Ratio
Lenders want to make sure you'll be able to make your monthly payments comfortably so you don't default on your loan. So naturally, they'll look closely at your debt-to-income ratio - which compares your debt with your income. This typically includes long-term debts like car or student loan payments, alimony, or child support, according to the Federal Housing Authority (FHA).
After reviewing your finances, lenders will reward borrowers who have a low ratio with a lower interest rate, according to Zacharias.
What kind of debt-to-income ratio should you strive for? According to the FHA, your monthly mortgage payment and any other long-term debt you may have (car loans, credit cards, etc.) shouldn't total more than 41 percent of your gross income - although that threshold can vary by a few percentage points depending on the lender. So if your potential new mortgage would put you over that threshold, you could be looking at paying higher interest rates to compensate.
Zacharias recommends that you work on lowering your debt-to-income ratio by paying down any revolving debt (like credit cards) to a low balance. Not only will that improve your debt-to-income ratio, it can also improve your credit score.
Tip #3: Get a 15-Year Mortgage
What's another way to score a low rate on your mortgage? Get a short term loan.
In fact, "shorter-term mortgages - for example, a 15-year mortgage instead of a 30-year mortgage - generally have lower interest rates," according to the Federal Reserve's mortgage refinancing guide.
How much of a lower interest rate can you get on a shorter-term mortgage? According to Mortgage News Daily, an organization that provides housing and news analysis, the interest rate for a 30-year fixed-rate mortgage on March 7, 2013 was 3.63 percent. Compare that with the 15-year fixed rate of 2.95 percent, and you can understand why you'll see significant savings.
"Securing a shorter term loan is a great way to get a lower interest rate, and a great way to save money on your mortgage overall," explains Zacharias. However, he does note that though short-term loans have lower interest rates, the monthly payments are also higher, so you'll want to make sure you can handle the payments.
Tip #4: Don't Put all of Your Eggs in One Basket with One Lender
The mortgage industry is a competitive market, so use it to your advantage. The more you make it known to lenders that you could go elsewhere for your loan, the more they'll be willing to negotiate your interest rate.
In fact, the Federal Reserve recommends comparing mortgage terms from several lenders to make sure you get the best deal.
"Shop around and compare all the terms that different lenders offer - both interest rates and costs. Remember, shopping, comparing, and negotiating can save you thousands of dollars," notes the Federal Reserve in its refinancing guide.
But be prepared. Bring updated copies of your credit report and make sure you keep very good notes about what you've learned from each lender (you can get a checklist from the Federal Reserve's website, www.federalreserve.gov).
And the process isn't over once you decide on a lender. You'll also need to lock in the deal and have your lender put their money where their mouth is. When you choose a lender, the Federal Reserve advises that you ask about a rate lock-in for the interest rate offered to you. A rate lock-in is a written agreement between you and your lender that your rate will remain the same for a specific amount of time, according to Freddie Mac.
This way, you'll hold the lender accountable and won't be in for any surprises in rate hikes when it comes time to closing.


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We offer a spaceous flat located in an apartment block in Chisinau.Buiucani is a name of the area ,being very green and beautiful of the town(and it is only 7 minutes by minibus to the downtown!!!!!)
It is a flat with windows facing a green cortey and with children playing games and old men playing chess or cards in the warm time.The flat is very big and clean .
Rooms are cosy and clean.Bathroom is big ,it has a shower and bath,and offcourse it has washing machine allowing our guests to do their laundry.In the close neighborhood: UMC supermarket (24/24), Andys pizza, Rondo pizza, Dance Caf and cinema Flacara,shopping center Elat,and local market where you can buy all that could be necessary for you.
In the area:
- MOLDEXPO exhibitional centre;
- Botanical garden;
- 'Ion Creanga' pedagogical university;
- buses to Cojushna wine cellar and Capriana monastery
Our support (list of things and services we will do for our guests):
- airport / train station pick up and transfer,
- neighborhood orientation tour,
- travel information and advise,
- Chisinau orientation tour,
- tour to Orheiul Vechi, Saharna, Tipova, Soroca and other destinations in Moldova,
- tour to Milestii Mici, Cricova & Cojusna wineries,
- rent a car / van with driver,
- Tiraspol tour,
- buy a train/bus ticket,
- cell phone rent,
& many more upon the request of our guests!
Guided tours to Orheiul Vechi, Saharna, Tipova, Soroca,or tours to the wineries can be organised, but should be arranged in advance by email firstname.lastname@example.com
Availability & RatesTo view availability and prices please select dates and click 'Update Dates'
B&B Facilities & Policies
- Free Breakfast
- Card Phones
- Ceiling Fan
- Child Friendly
- Cots available
- Elevator
- Free City Maps
- Hair Dryers
- Self-Catering Facilities
- Late check-out
- No Curfew
- Pet Friendly
- Reception (limited hours)
- Tea & Coffee Making Facilities
- Towels Included
Cancellation PolicyThis property has a 1 day cancellation policy. Failure to cancel within this time will result in a cancellation charge equal to the first night of your stay.
DirectionsShow MapHide Map
From the Airport :
Minibus number 165 to central market ( central bus station) , change to minibus number 160.
You should ask the driver to make a stop near Dance-Cafe FLACARA( near dance cafe FLACARA you can find without any problems Alba-Iulia 10 ap.53)
Taxi from 8 to 10 euro
From the Train Station
(9 minutes by mini bus}
Minibus number 160,174 Ask the driver to make a stop at the first station after dance cafe FLACARA.Near the the station you will see House number 10,Alba-Iulia street.
Taxi from 2 to 4 euro
From the South Bus Station :
Minibus number 124. Ask the driver to make a stop on Alba-Iulia 10(at the first station after Flacara dance-Cafe)
Taxi from 3 to 6 euro
From the North Bus Station:
Minibus 171 to central market ( central bus station) , change to minibus number 160
( Armianskaya street) .You should ask the driver to make a stop at the first station after dance cafe FLACARA.Near the the station you will see House number 10,Alba-Iulia street.
Taxi from 3 to 5 euro
Located Near
In the area:
- MOLDEXPO exhibitional cetre;
- Botanical garden;
- 'Ion Creanga' pedagogical university;
- busses to Cojushna wine cellar and Capriana monaster

subset: commoncrawl


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Ulster booked their place in the Heineken Cup Final after putting in a professional showing to beat Edinburgh 22-19 in Dublin on Saturday.
Ulster booked their place in the 2012 Heineken Cup Final after putting in a professional performance to defeat Edinburgh 22-19 on Saturday.
It was a win starring scrum-half Ruan Pienaar, who contributed not only seventeen points but also guided Ulster from minute one in Dublin.
He was backed up by number eight and fellow countryman Pedrie Wannenburg as he scored the game's only try in his last term in the white shirt.
The Ravenhill outfit must now wait to see whether they will face Leinster or Clermont in the final, which will be played at Twickenham on May 19.
On this form though, Ulster will fear neither side as they had a collective steeliness that saw them largely control their own destiny at Aviva Stadium.
Pienaar started the scoring in the sixth minute from the tee but after a good period of possession from the Scottish side, Greig Laidlaw made it 3-3.
Scotland's nuggety back was then on the mark again with a second three-pointer that put his side ahead with twelve minutes played in the Irish captial.
Back came Ulster through their destructive forwards and when Wannenburg went over ten metres to the right of the posts, Pienaar was beginning to show the army of travelling Ulster supporters that the South African was in one of those metronomic moods off the kicking tee.
With Ulster 10-6 up coming up to the half-hour mark, it was looking like being a typically tense semi-final. And things were about to increase thereafter when Stefan Terblanche was yellow carded by referee Romain Poite after he seemed to slap Ross Ford in the face.
Edinburgh could not capitalise on their numerical advantage, however, and in fact only troubled the scorers once the South African veteran returned to the field. That was via the boot of Laidlaw, who made it 13-9 at the interval. A major concern for Ulster was flanker Stephen Ferris hobbling toward the changing rooms with both knees heavily strapped.
Ferris emerged for the second 40 minutes seemingly in good shape as Ulster continued to press home their superiority at the set-piece – a strange throw from Ford to Mike Blair was just one sign that the Ravenhill side were beginning to get under the skin of their rivals.
Laidlaw did cut the gap to just one point though but when Pienaar capitalised on some more sterling work from his pack with three successful kicks, it looked like Ulster's passage to Twickenham was all but assured. But as has been Edinburgh's wont in this competition this season, they did not go down with a whimper as replacement Jim Thompson finished a slick move in added-time, which Laidlaw converted, for the most redundant of consolations.
The scorers:
For Ulster:
Try: Wannenburg
Con: Pienaar
Pen: Pienaar 5
For Edinburgh:
Try: Thompson
Con: Laidlaw
Pen: Laidlaw 4
Ulster: 15 Stefan Terblanche, 14 Andrew Trimble, 13 Darren Cave, 12 Paddy Wallace, 11 Craig Gilroy, 10 Paddy Jackson, 9 Ruan Pienaar, 8 Pedrie Wannenburg, 7 Willie Faloon, 6 Stephen Ferris, 5 Dan Tuohy, 4 Johann Muller (capt), 3 Declan Fitzpatrick, 2 Rory Best, 1 Tom Court.
Replacements: 16 Nigel Brady, 17 Paddy McAllister, 18 Adam Macklin, 19 Lewis Stevenson, 20 Robbie Diack, 21 Paul Marshall, 22 Ian Humphreys, 23 Adam D'Arcy.
Edinburgh: 15 Tom Brown, 14 Lee Jones, 13 Nick De Luca, 12 Matt Scott, 11 Tim Visser, 10 Greig Laidlaw (capt), 9 Mike Blair, 8 Netani Talei, 7 Ross Rennie, 6 David Denton, 5 Grant Gilchrist, 4 Sean Cox, 3 Geoff Cross, 2 Ross Ford, 1 Allan Jacobsen.
Replacements: 16 Andrew Kelly, 17 Kyle Traynor, 18 Jack Gilding, 19 Steven Turnbull, 20 Roddy Grant, 21 Chris Leck, 22 Phil Godman, 23 Jim Thompson.
Referee: Romain Poite (France)
Assistant referees: Jérôme Garces (France), Pascal Gauzere (France)
Television match official: Giulio De Santis (Italy)


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First Floor! Washer and Dryer In Home!
| Experience luxury living at The Landing
the place where we bring you all of the marvelous amenities of the Ocean View Hills lifestyle. Our special location in the South Bay makes it easy to hop on the freeway to downtown or shop and dine in our community where all the conveniences you need are only minutes away. At The Landing we have thought of everything
| all you have to do is come home and enjoy. Choose from three distinctive floor plans
each with designer features such as crown molding
| nine-foot ceiling
private balcony or patio
| spacious living room
full-size washer & dryer
| fully-equipped kitchen and more! Looking for fun and relaxation? Then you'll enjoy our resort-style swimming pool and spa
dry sauna and state-of-the-art fitness center.
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|Zoom In
When the goal is stopping power, maximizing surface area and clamping force is paramount. To evenly distribute forces throughout larger pads, high-performance vehicles sport multi-piston calipers. Avid's not wet behind the ears to the multi-piston game, but -- unlike the newly designed XO Trail brake -- its earlier offerings were solely intended for gravity use, and could easily double for boat anchors.
Lucky for the all-mountain/enduro set, Avid didn't just go digging in its extensive parts bin to pair an XO master cylinder to Code calipers. Instead, what you get is a completely unique four piston caliper that won't weigh your rig down. The resulting two-piece caliper houses 16mm and 14mm pistons.
This combination offers the perfect balance of modulation vs. power, allowing a controlled speed scrub to full on, eyeball elongating power. The minimalist caliper uses a post mount, and the line is connected via an adjustable banjo bolt on the back. This allows a clean installation on a variety of frames -- including the current trend towards chainstay mounts.
At the levers, Avid took the time to beef things up from the standard XO offering. Instead of a hollow pivot rotating on a bushing, the XO Trail's lever rides on dual sealed bearings. This adds strength and long-lasting, smooth action to the picture. Avid's Taperbore technology is employed here, but with the all new internals that feature a relocated, easy-to-access bleed port and an air trap to automatically isolate any tiny bubbles from the system.
The XO Trail master cylinder has lever reach and pad contact adjustment to accommodate individual rider preferences, and the clamp is matchmaker compatible for plenty of handlebar/shifter/remote mounting options. Connecting the caliper and lever is a high-strength, braided polyester hose that ensures lever input are not lost to expansion.
The Avid XO Trail Disc Brakes come in either Silver or Black, and with three rotor optoins; 160, 180, or 200mm.
|Avid X0 Trail Brake
|Avid X0 Trail Pads
|Avid X0 Disc Brake
|Avid 2013 Elixir X0 Trail Lever Internals Kit
Rider Profile:
6 ft, 215 wt.
150/140 Travel 27.5 trail bike
180 F 160 R Rotor
Similar Products used: Formula RX, Shimano XTR Trail, Shimano XT, Avid Juicy 7 Ultimates
Honestly, a lot of the below reviews are correct. These brakes do require maintenance, but not nearly as much as people make it out to be. Maybe I got a good set, who knows, but they functioned perfectly out of the box. After one full season (May-Oct) of riding between 2-7 days a week in Utah, they have performed better than any brake I have ridden.
Out of the box, they do require more adjustment to get dialed, once they are, they are the best. Organic pads and 4 pistons stop me on even the fastest descents. If you dial the contact all the way out, then use a zip tie between the pads to set the contact as close to the rotor as possible, you get instant engagement and then as the pads wear, you can dial the contact point in. Once you?ve ran out of this adjustment (a month or so of riding for me) you just do the process over again. I bled my brakes once this season, and really didn?t need to after I discovered the above trick.
I found myself riding some popular descents in Park City, one of which has a nice cheese wedge lip into a downhill into a flat left corner, and going in to the whole setup faster than ever before, because even over the chatter braking bumps in the landing I knew I would be able to grab enough brake to make the corner successfully. The slow speed modulation and working techy sections in Moab are no problem, and shutting it down while in a sketchy situation is optimal.
These brakes are not for everyone. They have more power than the XT?s and bite harder. They do require some maintenance, but if you are lubing your chain, and adjusting your derailleurs once a month, it doesn?t hurt to take an extra 15 minutes and adjust your brakes. If you are looking for set it and forget it, then look towards other brakes, but if you are ok with a little work to make your
I know everyone thinks the new XT's are the be all, end all brakes but its not all about brute power. I have had the current XT's and loved them once I got used to them, but they are basically an on/off switch with hardly any modulation.
The new 4 piston Sram trail brakes have comparable levels of power but due to the dramatic nature of the XT's they feel much more powerful.
If you do not have experience trimming the lines and/or bleeding them, do yourself a favor and take them to a shop after install to get them set-up right. Then enjoy.
Lighter than the XT's and the new HS1 rotors are light and quiet on my bike. I went from 180mm fr/rr XT icetech rotors to 160mm fr/rr HS1's with the X0 trails, that says allot.
I'm a big rider, about 230#, and they work perfectly with no fade anywhere I've ridden, even with the smaller rotors. And they have gotten rid of the CPS washer system on these, nice.
I am a bike fan of the SRAM Avid brakes, great stopping power, low maintenance and light weight.
Until recently I would have said these are the best brakes on the market, but Shimano has really stepped it up in the lastest generation XT and XTR brakes, which have insane stopping power and the icetech rotors are impossibly good at shedding heat. I still think the Avid Trails are a five star brake and I am happy to see Shimano and SRAM pushing the envelope of what is possible. If I was building up a bike today I am not sure which brake I would choose, it would likely come down to a cost decision.
Lightweight, powerful brake which has been more than enough for All-Mountain riding to laps in the park to full on DH. They do require a little more attention (even more so than the standard x0's), but have stood up to plenty of abuse and I have no complaints otherwise.
These brakes require A LOT of maintenance. Not only do they need bled a lot, but they are very difficult to bleed. Save yourself the time and frustration and take them to a bike shop. I've been through two sets of X0s and one set of trails and have since switched to Shimano. The XTs have as much power as the trails and they are extremely low maintenance and a fraction of the price.
Save yourself a lot of headache. Buy the xt or xtr. More power and reliability .
I have used 4 different sets of XO trail brakes in the past 2 seasons, and they have multiple consistent problems. Usually, out of the box they need to be bled again. After 2-3 months of riding, all of mine had to be bled again. I personally feel the lever is too long, and doesn't allow for good modulation until the lever is close to the bar; by that time, I am slamming on the brakes because it took so long to catch up with my attempt to modulate. Ran Avid Elixir 5s last year as well, no problems. I am now using Shimano XTs and feel they are the best bang for the buck.


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That one in the ebay link looks a bit different than the one the guys are hacking...Does this one also require hacking?
The problem that I found is that the "Reset" pin on the board is not one you can use to reset your Aquino and start you download. It is an input to the CP2102 to reset the converter chip.The board I got off eBay had an exposed DTR. You need a Capacitor between this 'pin' and reset (pin 1) on the Atmel chip.I attached a couple photos of a board like mine. I got it to work without too much difficulty.
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For the fourth year in a row, Charity Navigator awarded IIE four out of a possible four stars for excellence in non-profit management.
View IIE's Charity Navigator Profile
The Institute is committed to the highest standards and best practices in nonprofit management and in managing our growth. The rankings that follow demonstrate IIE's efficiency and position relative to other not-for-profit institutions in the United States: 4-star rating by Charity Navigator; 99 percent efficiency in fundraising in Forbes; among the top three largest nonprofits in New York.
The Institute is governed by a dedicated Board of Trustees that brings a diverse set of skills from leadership positions in the public and private sectors, including colleges, universities, corporations, and philanthropy.
Learn more
By supporting IIE, you are providing life-changing opportunities for students and scholars. Your funds help ensure that IIE works not only to empower those from underserved communities but also to foster academic freedom around the world.
View IIE's Complete Audited Financial Statements
View more financial details, including a link to IIE's IRS Form 990, from IIE's GuideStar profile
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Annual Report Home
Jonah Kokodyniak Deputy Vice President, Strategic Development E-mail: firstname.lastname@example.com
Sharon Witherell Director, Public Affairs E-mail: firstname.lastname@example.com


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13th International DOCOMOMO Technology Seminar, "Perceived Technologies in the Modern Movement, 1918-1975"
Published byon
This international seminar focuses on the following questions: How modern architects perceived technology, how was working with the engineers and the selection of appropriate construction materials and systems in the design process?
Based on international examples and expertise the 10. KARLSRUHE CONFERENCE of the series "The architectural heritage" discusses with the questions: How was technology perceived by designing architects? How was the collaboration with engineers and the selection of adequate building materials and systems as a part of the design process. The conference is organised in cooperation with the International Scientific Committee Technology (ISC-T) of Docomomo International.
Click http://docomomo-us.org/files/111154_flyer_docomomo2013_take6.pdfdocomomo-us.org/files/111154_flyer_docomomo2013_take6.pdf for a PDF description of the event.
Date information
Friday, January 25, 2013 2:00PM


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Pack 'n Play® Playard Quilted Sheet
Bassinet Sheet
Pack 'n Play Playard Sheet
We offer a variety of printed, solid, and quilted sheets for playards, bassinet sheets, and changer pad covers. Our playard accessories help you provide a fresh, clean, and comfortable environment for your little one.
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Lee Kidz Linen Denim Jumpsuit, $75.02
Buy it!
Pumpkin Patch Dark Wash Jean, $22.27
Diesel Girls Pink Straight Leg Jeans, $65.65
Lee Kidz Lightweight Jean, $67.99
Tags: Acne, ASOS, Cacharel by Eley Kishimoto, D&G, Diesel, Lee Kidz, Matthew Williamson. McQ by Alexander McQueen, No added Sugar, Pumpkin Patch, Sass & Bide, Vivien Westwood


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Lenora Belle Kurto, 96, of Harrisburg passed away at 2 a.m. Sunday, Dec. 30, 2012, at Heartland Regional Medical Center.
She was born on Feb. 9, 1916, in Harrisburg to the late Henry and Bertha (Crowell) Dodd. On Jan. 1, 1935, she married Charles W. Kurto and he preceded her in death on July 29, 1989. Lenora was the former owner and operator of Poor Boys Market and a member of McKinley Avenue Baptist Church.
Surviving family members include several nieces and nephews.
She was preceded in death by her parents; three brothers, Edgar Dodd, Arthur Dodd, and Bill Dodd; and four sisters, Anna Mae Beal, Edna Stocks, Charlene Brown and Lydia Johnson.
Funeral services will be held at 1 p.m., Wednesday, Jan. 2, 2013, at Reed Funeral Chapel in Harrisburg. The Rev. Richard Reed will officiate. Burial will follow in Sunset Lawn Cemetery. Visitation will be from 5 to 8 p.m, Tuesday, Jan. 1, 2013, at Reed Funeral Chapel. Condolences may be sent to the family through the obituary page of www.reedfuneralchapel.com.
Location, ST | website.com


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Talon Custom Lures Rattling Original Flipping Jigs
6 Colors
More From Talon Custom Lures Jigs
Customer Reviews
Comments: This jig, with a chunk trailer, is absolute murder on smallmouth bass in N. Wi. It has a double rattle and is sturdy. Excellent for swimming. The hook is super sharp. One negative. The bristles for the weed guard are too stiff, and too many in my opinion. It's excellent for avoiding snags (especially over submerged timber) but not so excellent for hook setting purposes (though still good). Cut half or so of the bristles off (like I did) and work it lightly (ofcourse it will be prone to snag a little more often) and you won't lose fish. Leave it in stock form and you'll land most of the fish. Fish aren't always hitting baits hard enough or correct enough to crush such a stiff guard. I don't know. I could be wrong.
From: Daniel: Waterman, Il
Comments: Nice jig, well tied and great colors just wish they had some watermelon red and or green pumpkin
From: Jason: racine wi
Comments: these are hard to chip very tough great colors and feel they stand up for sure
From: Brian: Lake Forest, USA


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Diagnosed: 2002Patient-to-Patient Support Line Volunteer since: 2005
I feel like I bring my sense of humor with dealing with pulmonary hypertension to those I speak to on the Support Line. Sometimes I hear a caller saying they are having a bad day. I encourage them to do what I do and call those "bad" days "not so good" days. I want to bring positive thoughts and laughs during my calls when I can.
After getting PH, I was never able to go back to my career. PH is my new normal, and I absolutely enjoy being a Support Line Volunteer. My old life was taken, and this new life with PH and being a Support Line Volunteer has given me a new purpose in life.
Smile, it's contagious. And there's always hope. With 12 treatments, we have so much hope.
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- INTERPOL Beograd
Member since :
24 de septiembre de 2001
The Ministry of Internal Affairs (MIA) of Serbia is responsible for all law enforcement services, with numerous municipal and district branches throughout Serbia. Its core responsibilities include crime prevention, counter-terrorism, anti-corruption, drugs and disaster relief. The Ministry is also responsible for issuing national identity documents.
General Police Directorate
The MIA's General Police Directorate has the function of police headquarters and is headed by a Police Director. It operates with the strength of 45,000 officers and 15 organizational units which address different forms of organized and transnational crime.
Some of the operational units which make up the Ministry's General Police Directorate include:
- Criminal Police Department;
- Department of Police;
- Security Department;
- Traffic Police Department;
- Border Police Department;
- Operations Centre;
- Gendarmerie;
- Special Antiterrorist Unit;
- Helicopter Unit;
- District Units.
INTERPOL Belgrade
As part of the Criminal Police Department's Division for International Police Cooperation, the INTERPOL National Central Bureau (NCB) for Serbia is the exclusive platform for Serbian investigations requiring assistance and information from abroad. It is the Serbian police body responsible for the implementation of international police cooperation agreements.
Principal activities:
- Publication of INTERPOL Notices;
- Tracing of foreign fugitives in Serbia and Serbian fugitives abroad;
- Coordination of extraditions with INTERPOL member countries;
- International legal assistance;
- Assisting INTERPOL member countries in criminal investigations involving Serbia or Serbian nationals;
- Cooperation with other domestic bodies within and beyond the MIA;
- Promoting INTERPOL during lectures delivered at educational institutions.
Priority crime areas:
- Drugs;
- Trafficking in human beings;
- Financial fraud including counterfeiting and money laundering.
INTERPOL lanza una operación contra la venta en línea de medicamentos y productos falsos
Incautación de armas y explosivos en una operación dirigida por INTERPOL
Long-term INTERPOL investigation lands one of Slovakia's most wanted behind bars
Se decomisan artículos falsificados por valor de casi 1 millón de USD en una operación coordinada por INTERPOL
Goran Hadzic, el último prófugo de la guerra de los Balcanes, es detenido gracias a la determinación serbia
INTERPOL elogia a las autoridades serbias por la detención del prófugo Ratko Mladic, presunto autor de crímenes de guerra en los Balcanes
Serbian Minister offers share of seized criminal assets to INTERPOL to support fight against transnational crime
INTERPOL coordina una operación contra el tráfico ilegal de medicamentos obtenidos de la flora y fauna silvestres
INTERPOL celebra la captura por las autoridades serbias de Radovan Karadzic
Red Notices 8
MILAN Age today: 42 years old
ANDREJ Age today: 43 years old
Nationality: Slovakia
Yellow Notices 4
SKELJZEN Age today: 23 years old
Nationality: Serbia
MILISLAV Age today: 58 years old
Nationality: Serbia


text:
[Hvile] 1905
oil on canvas
canvas 49.5 (h) x 46.5 (w) cm
Musée d'Orsay, Paris , Purchase with the assistance of Philippe Meyer 1996
© RMN (Musée d'Orsay) / Michèle Bellot
A woman sits on a chair, close to us, alone in an almost empty room. Most unusually, we look at her from behind, with no indication of features nor facial expression. Light falls slowly into the room from a doorway or tall window at left, behind her, touching the wall softly. Hammershøi's composition presents strong verticals, the axis of seated figure, chair and shadow on the wall contrasting with the horizontals of tabletop, chair rungs and skirting board. Such stark geometry is challenged by the curves of the woman's neck, head and clothing, the scalloped dish and carved chairback. The palette is reduced to grey, white, black, brown, warmed by a dark red tablecloth and the palest flesh tones. But Hammershøi also plays with our perceptions of hard and soft, real and imagined. Hard porcelain materialises in white paint, while the painted white plaster or wooden skirting board is less defined, and immaterial light brightens a painted wall. The woman's black skirt disappears as light plays across the stuff of her grey blouse.
We assume the sitter is the artist's wife Ida, his favourite model. The two married in 1891. But who is she in essence? What is she doing or thinking? Is she resting from domestic toil, remembering, thinking of the future? There seems to be no class marker, as her blouse could be velvet or cotton, and she might be a wife or a servant. The only movement on the canvas is in the blouse, where creases in the sleeves and bodice and a slightly angled closure at the nape gently animate the surface. Overall there is an air of intimacy and mystery, even secrecy. Does the artist understand this woman, her thoughts and feelings? Can he communicate the unknowability of another person?
The great poet Rainer Maria Rilke admired Hammershøi's painting. The artist 'is not one of those of whom it is necessary to speak [of] quickly,' he wrote in 1905, the year Rest was made. 'His work is long and slow and at whatever moment one grasps it, it will always give ample opportunity to speak about what is important and essential in art.'1 Ideas about modern art after Impressionism spread across Europe, to Belgium and the Nordic countries in particular. Hammershøi in Copenhagen, like Khnopff in Brussels, combined radical portraits with non-threatening intimist interiors.
The Danish painter reinvented the rear view, an unusual pose in the millennia-old tradition of the portrait. Sitters were almost always portrayed frontally, or at an angle, or in profile. In the seventeenth century the Dutch master Johannes Vermeer depicted women from behind in domestic interiors, while early in the nineteenth century Caspar David Friedrich showed a man from behind as a symbolic figure in the landscape. Hammershøi's rendering of a lone subject, usually his wife, mother or sister, is made unfamiliar and strange by the anonymity of an unseen face.
Christine Dixon
Text © National Gallery of Australia, Canberra 2009
From Masterpieces from Paris: Van Gogh, Cézanne, Gauguin and beyond Post-Impressionism from the Musée d'Orsay exhibition book, National Gallery of Australia, Canberra 2009
- Letter to Alfred Bramsen, 10 November 1905, quoted in Anne-Birgitte Fonsmark and Mikael Wivel, Vilhelm Hammershøi, 1864–1916: Danish painter of solitude and light, New York: Solomon R. Guggenheim Foundation 1998, p. 191.


text:
Home Sweet Home
Works from the
Peter Fay collection
11 October 18 January 2004
Melbourne, Australia 1959
Xena 2000
charcoal on paper
50.4 X 33.2 cm
PF This square, the text, and the black object are vying for attention, vying for story telling. Whose story is it here that we are looking at? What is the relationship of the so-called 'dimension of television'; of these fake characters, in our own lives?
All of these sort of dynamics played out as we see within the picture frame; we see this tension the object and the text. And this of course is a dialogue which has run right through painting and mark-making at the end of the twentieth century, so it's an extraordinarily intellectual picture, yet at the same time it delivers a message coming out of the pop culture.
And I think this sense of the relationship of the relationship of the pop culture to the 'high' culture is something which has certainly interested me, and as I look back at this collection I can see it sort of coming through in so many of the works that are on display here.


text:
First time poster (so I hate opening a new thread) but I was curious as to whether this was a unique problem.
I had looked into waiting for the Asus Transformer Prime to be released but was ultimately sold on the Thinkpad Digitizer Pen option and Keyboard portfolio. I had originally wanted a X220 TP Laptop but decided to get T420 and Tablet.
Anyway - my order TPT arrived today (I am in the US, South Florida) and I can't figure out what the heck is going on. All the apps are in Chinese - maps, ereader, games, are all Chinese. There's no McAfee. Weirder is that the model is not a 32GB model but a 16GB model which annoys me but then it has 3G? and is not Wifi only. The language was changed to English so that is the base language but much of what's installed is still Chinese.
The model is listed as 1838 3HC and not 1838 CTO.
What concerns me most is that the warranty card is all in Chinese, the one page manual is in Chinese. Will the 3G work in the US (there's a SIM Card port built-in but just puttin a regular iPhone AT&T card in there didn't get registered).
Did I just get shipped complete the wrong thing? Am I going to have to ship this thing back to China? Wait a week for that to happen and then have another one shipped back? I tried looking up 1838 3HC and all the sites are Chinese. Or is this something I can just request partial credit for (I assume 16GB + 3G < 32GB in $)
Advice appreciated... or at least let me know if I should find this funny. I had heard about Lenovo's supply chain problems but this seems far fetched even for them. I'm excited to see what comes for my Laptop tomorrow - maybe that will be Chinese too.
On the bright side the tablet seems nice and the keyboard portfolio is really slick. If I have to send it back I might just wait for the Transformer Prime because sometimes beauty is smaller and shinier and it will come with keyboard.
Lenovo must send you a wrong model, so you should contact their service to change a right model.
Not sure I can be bothered to wait the turnaround time for this - I wish I'd paid with Credit Card.. just put the money back now and ship vs waiting the full cycle for a refund.
I guess I'll call Lenovo tomorrow.


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Mercanti Fiorentini Andie Flat
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Click anywhere to close this.


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By GARY ARRINGTONSports writer
Green River High went on their annual southern region road trip and came home with four victories as they swept Navajo Mountain and Monument Valley. The boys won 70-23 and 67-51 over the two schools while the girls won 76-33 and 52-42. On Friday at Navajo Mountain, Green River took a 33-1 first quarter lead over the undermanned opponent and then cruised to the easy victory. With Navajo Mountain only dressing five players, the game was really no contest. The next night at Monument Valley, in a very physical ball game, Green River again got out to a big first quarter lead and then never relinquished it. In this game they had a 30-11 first period lead.
Against Navajo Mountain, Brennan Bigelow and Jason Johnson each scored 14 points to lead the team in scoring as nine different Pirates scored in the game. Also in double figures for the night were Kayden Mecham with 11 points and Holden Marshall with 10 points. Tyson Johnson had eight points, Adam Steuer scored five points, Justin Johnson scored four points and Josh Smart and Cody Seager each scored two points.
The next night, Jason Johnson led the team with 18 points while Tyson Johnson and Kayden Mecham each scored 15 points in the win. Brennan Bigelow scored nine points, Holden Marshall scored four points and Adam Steuer, Josh Smart and Hayden Pfander each scored two points. Bigelow hit three 3-pointers in the game.
The Lady Pirates outscored Navajo Mountain 27-10 in the first quarter, 19-0 in the second quarter, 16-11 in the third period and 14-12 in the final quarter.
Brandi Webster led the way with 15 points while Lindsey Spadafora scored 12 points and Sarah Swalberg scored 10 points. Also scoring were Tracy Engleman, Melissa Antillon and Courtney Carter with six points each. Crosby Hatt scored five points with Brittney Bastian and Cady Mecham each scoring four points. Rounding out the scoring were Bailie Packer, Diana Flores and Bianca Trejo with two points each.
Against Monument Valley, Green River only led 14-9 after the first period and 29-17 at the half. They extended the lead to 16 points after three periods before Monument Valley won the final quarter 13-7 to keep the score close.
Webster led the team again in scoring, this time with 19 points. Mecham also scored in double figures with 10 points. Carter scored seven points with Packer, Crosby Hatt and Engleman each scoring four points. Swalberg and Spadafora each scored two points in the game. The boys now travel to Wasatch Academy this Friday night while the girls travel to Monticello this Thursday night.


text: Do you have any ideas for an arts integration project that you've always wanted to do in your classroom? Maybe there's a little nugget or seed of a thought about bringing in your favorite artist to work with your students and colleagues in the back of your mind? The PIA Awards Letter of Intent(LOI) is a great opportunity to get that seed in the ground, and with 4-5″ of rain being dumped on us by Sandy over the next 24 hours or so, germination chances are high. The LOI deadline is December 7, 2012 and the New & Improved online application form makes it easier than ever to submit your proposal. PIA Awards range from $1500-$10,000 and support professional development, visiting artists, supplies and field trips. You can also schedule a FREE workshop for your school or interested team of teachers, and Liz or I will come out and help you turn that seed into a big ol' tree of a transformative cross-curricular integrated project. So before you lose power and have to go back to school, check out the link above, get that seed in the ground and watch that tree grow.


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Forgive my frankness but it seems to me you both not only misunderstand the character but also his motivation as an indirect and shrewd guardian.
The loving brother stuff is plain garbage! He had pushed his deception to sasuke up to well after he was sick and up to the very point of his death. Where in the entire battle between sasuke and itachi would be an appropriate moment for itachi to say what you think he would have? Edo itachi? Oh please, he was almost indifferent to sasuke even knowing of izanagi. Not only that, itachi never opened the style of dialogue that would have served a working context to talk about rinnegan. He was a loving brother but you are completely ignoring the complexity of how that relationship worked. It was full of deceits and shame and never a direct warning for sasukes well being.
The loving brother did not exist to sasuke after the massacre until tobi told the truth. You also forget that itachi's manipulations pushed sasuke the young boy into the fold of orochimaru and later akatsuki! Itachi planned and manipulated sasuke into the company of the very same people you think Mr loving brother is going to warn sasuke about being used by. I'd say more but that's for another thread and its the main reason i enjoy kishimoto.
Warning sasuke about rinnegan or mentioning it was making him sick destroys what he wanted to accomplish through his manipulation of sasuke (it extends further than just him and sasuke), defies his character, and sabotages all other motives.
The issue of sasuke or not getting rinnegan needs separate discussion but it does tie into this particular argument IM making here and further establishes why itachi would most certainly keep his mouth shut.
Back on topic, itachi's illness is well within the realm of possibility being an onsetting mutation/evolution of his sharingan into rinnegan. Going off topic, it would harm him on several levels beyond just his physical condition. It would have adverse effects on his goals and would severely imbalance power within akatsuki. If it is revealed he did indeed near rinnegan then it will be revealed he willingly tried to suppress it. It would be up to sasuke to harness that power at the APPROPRIATE TIME!!


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Martens, B. (2010) Vatican ceremonies and tourist culture in nineteenth-century British travelogues. In: Hollington, M., Waters, C. and Jordan, J., eds. (2010) Imagining Italy: Victorian Writers and Travellers. Newcastle: Cambridge Scholars Press, pp. 14-34. ISBN 9781443823845 Available from: http://eprints.uwe.ac.uk/15790
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Ashland, Ky. - King's Daughters welcomes family nurse practitioner Melissa Leuenberger to Health Plus, 255 Old Viking Drive, Morehead. Leuenberger joins fellow family nurse practitioner Wendy Fletcher.
Ashland, Ky. - King's Daughters welcomes family physician Russell Hartwick, D.O. Dr. Hartwick joins fellow family physicians Patrick Ball, D.O.; Stephen Owen, D.O.; and Teresa Tenpenny, M.D.; as well as nurse practitioners Jennifer Duncan and Kimberly Tolle at King's Daughters Medical Specialties, 14395 State Route 93, Jackson, Ohio.


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text:
Illinois has several hundred caves, many of them in nearly pristine condition.
This unique and fragile environment is home to a diverse array of creatures,
including organisms that are completely limited to the cave environment,
species that may be found in similar habitats above ground, and the many
animals that accidentally wander, fall, or are washed into caves. Many
cave animals are highly adapted for the unique and harsh living conditions
they encounter underground.
In Illinois,
caves can be found in four distinct karst regions: in the Mississippian
limestone of the Shawnee Hills, in the Salem Plateau and in the Lincoln
Hills, and in the Ordovician limestone of the Driftless Area. These caves
have been forming though the interaction of geology vegetation, and rainfall
for the past 300 million years. Shallow seas covered much of Illinois
during the Mississippian Period. When the seas receded, forests grew over
the exposed sedimentary rocks; and rainwater-which had become slightly
acidic through interaction with carbon dioxide from both the atmosphere
and the bacterial breakdown of organic material-then seeped into cracks
and bedding planes. As the limestone dissolved, conduits formed. These
conduits eventually developed the geologic features characteristic of
karst terrain-caves, sinking streams, springs, and sinkholes.
Caves can be divided into three ecological zones. The entrance zone is
similar in light, temperature, and relative humidity to the surrounding
surface habitat, and the creatures that live there resemble the animals
that live in the moist shaded areas near the cave. Hear we find the eastern
phoebe (Sayornis phoebe), a small gray bird whose nest is constructed
on bare bedrock walls out of mosses and other debris. In the leaf litter,
we find many animals of the forest floor: redbacked salamanders, harvestmen
(or daddy-longlegs), snails, earthworms, millipedes, centipedes, beetles,
ants, and springtails. Cave entrances are often funnel shaped or have
sheer vertical walls, and organisms and organic debris tend to concentrate
at the bottom. The entrance zone also provides a highly protected environment
for overwintering organisms.
Deeper inside the cave, in the twilight zone, there is much less light,
and photosynthesizing plants are no longer able to grow. The temperature
and relative humidity fluctuate here, but the environment is usually damp
and cool. Many animals from the entrance zone wander into the twilight
zone, but most of these creatures must eventually return to the land above.
Several species of cave crickets are common in this part of the cave,
sometimes appearing in large numbers on walls or ceilings.
In larger caves, there is a dark zone characterized by constant temperature
(about 54-58*F in Illinois) and the absence of light. Here, the relative
humidity approaches the saturation point. Many animals in the dark zone
are capable of completing their entire life cycles without leaving the
cave although food is scarce in the absence of photosynthesis. In this
zone, there are fewer species of organisms. Creatures who live here eat
primarily organic debris-wood, leaves, and accidental animals. Dark-zone
dwellers get some of their nutrients from the feces of bats and cave crickets,
animals that leave the cave at night to feed on the surface. Raccoons,
common cave explorers in Illinois, also leave their waste behind. A wide
array of bacteria and fungi feast upon these nutrient-rich items. Other
animals then feed upon the fungi and bacteria. Springtails, minute insects
typically overlooked by the casual observes, are important fungus feeders,
and a variety of beetles, flies, and millipedes get their nourishment
this way as well. These organisms may then become the prey of cave-inhabiting
spiders, harvestmen, predacious fly larvae known as webworms, and an occasional
cave salamander. In the winter, pickerel frogs, mosquitoes, and some moths
move into cave to wait for warmer weather.
Animals that live in caves vary greatly in their degree of adaptation
to the cave environment. Accidental animals live there only temporarily;
they will either leave or die. Animals that frequent cave but must return
to the surface at some point in there life cycles are know as trogloxenes.
Bats and cave crickets are two examples. Troglophiles are animals that
can complete their entire life cycles within a cave, but they may also
be found in cool, moist habitats outside of caves. Tow troglophilic vertebrates
found in or near Illinois caves are the cave salamander (Eurycea lucifuga)
and the spring cavefish (Forbesicthys agassizi).
Most cave animals are trogloxenes and troglophiles; only 20 to 30% of
the animals in North American caves are troglobites. Troglobites are animals
that live exclusively in caves; they are especially interesting because
of their unique morphological, physiological, behavioral, and life-history
adaptations. Many troglobites, for example, lack body pigment. Because
they live where there is no light, there is no evolutionary advantage
for them in maintaining the colors that might be characteristic of their
relatives and ancestors that live above ground. In cave-adapted species,
the evolutionary pressure to maintain functional eyes is also greatly
reduced, and these species have been under strong selective pressure to
evolve other means of sensing their surroundings. Their legs and antennae
usually have more sensory nerve endings than related above-ground species.
These appendages serve important tactile functions and are often greatly
elongated in cave-dwelling creatures.
Adaptations that allow species to exist in an environment with very low
nutrient input are not as obvious. Many cave-adapted species produce fewer
offspring than their surface-inhabiting relatives, but individual eggs
may contain more nutrients. In some species, timing of reproduction may
be synchronized with spring flooding and its new supply of nutrients.
Other species, lacking the above-ground seasonal cues of temperature and
photoperiod, may reproduce year-round. Cave adaptations may include a
reduced metabolic rate, allowing animals to live on limited food resources
for long periods of time. Illinois has many troglobitic invertebrates
but no troglobitic vertebrates.
As cave-adapted species become specialized, they also tend to become
geographically isolated. The geological and hydrological history of some
areas may divide species into isolated populations, and these populations,
over time, may evolve into distinct species. During glacial periods, caves,
as serve as refugia for some aquatic, soil-, and litter-inhabiting animals.
These species may become "stranded" in caves when glaciers retreat
surface conditions are not suitable for recolonization.
Human disturbance affects cave ecosystems just as it affects other ecosystems.
As a result of changes we make on the surface, we unknowingly alter cave
environments, destroying unique and valuable organisms before we even
know of their existence. The public knows very little about caves and
the organisms that inhabit them. Small wonder then that the importance
of protecting groundwater, caves, and cave life is not fully appreciated.
It is not uncommon to find sinkholes filled with trash, serving as natural
garbage cans for rural waste disposal. Visitors sometimes permanently
damage caves with graffiti, break stalactites and stalagmites, and carelessly
set fires.
The very adaptations that allow troglobites to survive in the harsh cave
environment make these animals more vulnerable to changes made by humans.
The reduced metabolic rates that allow these animals to survive in a nutrient-poor
environment also make them less competitive when organic enrichment is
introduced in the form of fertilizers, livestock and agricultural waste,
and human sewage. In Illinois, this effect is commonly seen in stream-inhibiting
amphipods (small shrimplike animals) and isopods (small crustaceans related
to terrestrial pillbugs or sowbugs). These groups contain troglobites
that are highly adapted to cave environments; they also contain more opportunistic
troglophilic species, which have a competitive advantage in the presence
of high levels or organic waste.
Amphipods and isopods feed on small particles of organic debris and on
decomposers such as bacteria and fungi. Because they ingest large quantities
of this material, they are exposed to contamination from a variety of
pollutants. In Illinois, samples of these animals collected in 1992 were
found to contain dieldrin and breakdown products of DDT. They were also
found to contain moderate levels of mercury, although mercury was not
detected in any water samples from the same sites.
Sedimentation also threatens aquatic species. Topsoil run-off from rural
development and agricultural fields enters caves readily when vegetative
buffers around sinkholes are too small or nonexistent. This sediment fills
the spaces in gravel streambeds, eliminating the microhabitats that allow
many cavedwelling species to exist. As a result, cave streams with high
sediment loads ten to contain few species.
Sometimes, humans can't easily see the value of these subterranean systems,
especially when their own interests conflict with the health of cave communities.
Such a conflict is occurring now in our most biologically and hydrologically
significant karst area, the Salem Plateau of Monroe and St. Clair counties.
As part of the greater St. Louis metropolitan area, the Salem Plateau
is experiencing rapid population growth. Scientists can estimate the level
and types of threats that this growth brings to the biological integrity
of the region, but it's much more difficult to develop protected areas,
educational programs, and new regulatory mechanisms within the existing
political, social, and geographic framework. Illinois caves are a high
priority for conservation because cave organisms face serious threats
from agriculture and increasing urbanization. Also, the unique and fragile
cave and environment provides a home for organisms found nowhere else
in the world.
It is not usually possible to include the entire drainage basin of significant
caves within nature preserves or other conservation easements. To manage
a cave effectively, scientists must understand the hydrology of a cave's
subterranean conduits. This knowledge is gained by doing extensive dye
tracing studies and cave mapping. Both of these activities are time- and
labor-intensive. Already, the drainage basins of some of our largest cave
systems are being compromised by agriculture and rural housing projects.
Educating the public-particularly politicians, farmers, and children-about
land use and the impact of human activities is key to the long-term health
of cave communities. We must also enact appropriate regulations for rural
residential development-especially wastewater treatment-and for agricultural
activities in a karst landscape.
For more information on cave conservation and management, contact the
National Speleological Society, 2813 Cave Avenue, Huntsville, AL 35810-4431,
or Steven Taylor or Donald Webb at the Center for Biology, Illinois Natural
History Survey, 607 East Peabody Drive, Champaign, IL 61820.
Steven J. Taylor is an aquatic entomologist in the
Center for Biodiversity at the Illinois Natural History Survey in Champaign.
Donald W. Webb is an insect systematist, also at the Center for Biodiversity.
In a few caves in Monroe and St. Clair counties, you can find a
small shrimplike creature that exists nowhere else in the world.
The Illinois cave amphipod has made our corner of the world its
home, but it may not be here long unless humans take steps to protect
its environment. This unassuming cave creature has been proposed
for listing as a federally endangered species.
Cave amphipods inhabit the bottoms of pools and riffles in large
cave streams, where they creep among cobbles and under stones, feeding
on decaying leaf litter and organic debris. Food is scarce in this
environment, and the amphipods have developed chemosensory structures
that detect the odor of food sources, such as dead or injured animals.
Injured or dying amphipods are vulnerable to such predators as
flatworms, cave salamanders, and even other amphipods. But
the greatest threat these vulnerable creatures face is the
deterioration of the environment. The Illinois cave amphipod
lives near the greater St. Louis metropolitan area, a region
that has been experiencing dramatic population growth for
the past 10 years. Continued urbanization without appropriate
sewage treatment and disposal is especially threatening to
the amphipods existence. Other serious threats are siltation
and the presence of agricultural chemicals in subterranean
Fortunately for the amphipod, the quality of life for people on
the land above depends on water quality in streams below. Because
agricultural chemicals and bacteria associated with sewage have
been found in well water, springs, and cave streams in this area,
a concerted effort is being made to improve the water quality in
this karst region. Efforts to provide communities with safe drinking
water could also provide a healthy cave environment and help ensure
the further existence of our underground neighbor, the Illinois
cave amphipod.


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Nike Lunar Swingtip Golf Shoe - Mens
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Item # 303677
Dig in and swing for a birdie! The men's Nike Lunar Swingtip suede golf shoe has super springy Lunarlon™ cushioning, weight activated rubber lugs and wingtip styling for one classy, performance shoe.
- Suede upper
- Lace-up closure
- Wingtip styling
- Brogue details
- Padded collar and tongue for comfort
- Fabric mesh lining
- Contoured footbed provides great underfoot cushioning
- Lunarlon™ technology provides superior lightweight cushioning and shock absorption
- Weight activated rubber lugs for traction, grip and durability
- Imported
- View more Nike
By: kuvegas
Location: las vegas
September 06, 2014
"sent two different shoes. They did return them at brick and mortar location and were very nice and apologized.."
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Shipping & Returns
Returns Policy
Returning Faulty or defective items.
Where an item you have purchased is faulty or defective in some way, you are obliged to return the item to us within a reasonable period of time and may request either (i) an exchange item or (ii) a refund of the price paid.
What to return?
(i) the item
(ii) proof of purchase (i.e. copy of invoice/ web order)
(iii) Write a returns letter containing:-
(a) reason for return
(b) address where replacement/exchange item is to be sent (if applicable)
(c) a contact number
(d) any other relevant details
Where to send return items?
To return an item, please send it to:
Teejac Sports, Niwbwrch, Pentir, Bangor, Gwynedd, LL57 4DY
Please note: For your protection we recommend that you use a recorded delivery service, as we cannot be held responsible for items not received.
Cost in returning items:
Where the item is faulty or defective, we will refund to you the cost of return (provided a receipt is enclosed).
Time to process returns:
We will try to process your exchange or refund as quickly as possible. Please allow up to 14 working days for us to action your request (up to 5 weeks for bespoke items).
Other enquiries:
Please feel free to call us on 01248 353575 with any enquiries, or e-mail us on firstname.lastname@example.com
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Standard or Recorded delivery is available on all orders; prices will be automatically added to your final cost or your invoice.
Delivery is free on all orders over £300.
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We accept orders for delivery to any part of the world. If you require delivery outside of the EU, please contact us for a quote and we will deal with the order directly.
When ordering goods from us for delivery overseas, you may be subject to import duties and taxes which are levied once the package reaches your country. These are solely your responsibility as buyer, and Teejac.com accept no responsibility for these. Orders from overseas will be posted via International Registered or Recorded, depending on the country of destination.


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In order to provide safe, reliable electrical service, we maintain the rights-of-way under our power lines. We do this through right-of-way and vegetation management. This requires pruning, removing or replacing trees, cutting brush, and applying herbicides to prevent vegetation from interrupting your electric service.
Residential Vegetation Management
Tree limbs that come in contact with power lines are a major cause of electrical outages. To reduce outages caused by tree contact, Georgia Power prunes trees away from its power lines on a planned cycle.
Learn More
Transmission Vegetation Management
The Georgia Power vegetation management program involves mowing, cutting, pruning, applying herbicide and removing trees in transmission line right-of-way areas. This is necessary to provide reliable and economical service to all customers and adhere to federal standards.
Learn More
Right-of-Way Use
Right-of-way refers to the strip of land surrounding our electric utility equipment such as power lines that is granted to Georgia Power through an easement. In order to provide safe, reliable electrical service, we maintain the rights-of-way under our power lines.
Learn More
Right-of-Way Applications
Access Right of Way, Easement, Quit Claim, GPC Claim applications and more. We have all the necessary information and sample drawing diagrams to help maintain your Georgia Power right-of-way property.
Right-of-Way Applications
Tree Line USA
The Arbor Day Foundation, in cooperation with the National Association of State Foresters, recognizes public and private utilities that demonstrate practices that protect and enhance America's urban forests. The Tree Line USA program promotes the dual goals of safe, reliable electric service and abundant, healthy trees across utility service areas.
The Tree Line USA program seeks to promote best practices in utility arboriculture and public education through five core standards: quality tree care, annual worker training, tree planting and public education, tree-based energy conservation programs, and participation in Arbor Day.
Georgia Power distribution and transmission forestry has achieved ISO 9001:2008 certification for its newly established quality management system—the first vegetation management program to receive certification in the United States. ISO 9001:2008 certification means that Georgia Power's forestry program has implemented processes to drive continuous improvement, customer satisfaction and effective management of all aspects of the business.
More detail about the requirements for ISO 9001:2008 certification can be found here.
Did You
Georgia Power has planted more than 1.4 million trees across the state over the past five years! Learn how we are improving air quality.
Learn how Georgia Power manages rights-of-way and why it's important to you and your family.
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Looking forward to the end of the week? Thank God it's Friday with Richard Glover and friends
June 5th, 2015
Episode 80 of 155 episodes
The best way to end the working week. This week's panel were Tommy Dean, Jennifer Wong and Lex Marinos.
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Adrienne Vittadini Carmen Wedge Sandal
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Item # 241998
Embrace the spring season in the Adrienne Vittadini Carmen. This wedge is just what you've been searching for to spice up your sandal collection.
- Tri-color leather upper
- Also available in a metallic leather upper
- Heel zip closure
- Braided t-strap
- ¾" platform, 3½" cork wedge heel
- Rubber sole
- Imported
By: LEDO
Location: Ithaca, NY
February 04, 2013
Can't wait for summer!
"Bought these shoes online and can't wait for summer to wear them with everything! I think the zipper up the back is a unique and interesting detail and I really like the way the straps hug my feet. The height is good too, not so high that it's uncomfortable, but high enough to show off some leg. I'm looking forward to the versatility of this shoe."
By: KoKoMo25
Location: Whittier, CA
January 07, 2013
Adorable shoes
"I really wanted to keep these shoes. They felt good on my feet and they are really cute and seemed like they could match any outfit. Great for spring and summer. But the back went up too high and kept rubbing the backs of my heels and hurt. Had to return and I was so sad."
By: dorish
Location: Los Angeles, CA
October 19, 2012
LOVE these shoes!
"I love these shoes! In the beginning the straps are a bit tight in the front, but once they're broken in, they're very comfortable."
By: CarolinaGirl25
Location: Charlotte, NC
July 11, 2012
Love Look but Wish fit better
"I really love the overall style of this wedge. The colors match well with practically everything in your wardrobe. The only reason I have to return them is because my heal was rubbing on the back of shoe and causing discomfort. I have a high arch so this shoe would be great for those with more a flat foot."
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Dear List-Members,
after reading "Basics of Verbal Aspect" (Constantine Campbell) I ordered:
- Verbal Aspect and Non-Indicative Verbs: Further Soundings in the Greek of the New Testament
- Verbal Aspect, the Indicative Mood, and Narrative: Soundings in the Greek of the New Testament
Both books haven't arrived yet, but I'd be interested, if anyone has read these both books already and is able to tell something about them.
Thank you...
Have a nice Sunday !
Peter, Germany


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Showing 1-18 of 18 items found in History
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Downtown Charleston includes a historic courthouse and many historic homes listed on both the Coles County Register for Significant Places and the National Register of Historic Places.
Crawford County VFW 459 Military Museum and Memorial Wall
The remodeled ICCR depot features an etched granite memorial wall and various artifacts of military memorabilia.
Soaring nearly 200 feet into the Midwestern sky, the Cross is a landmark for the more than 19 million travelers who pass through Effingham each year along Interstates 57 and 70. Other features of the site include a visitor center, chapel and a 10 Commandments display.
View the burial site of Abraham Lincoln's tutor in the Old City Cemetery.
This campus consists of 316 acres. German Gothic architecture of Old Main towers above the campus.
The courthouse was built in 1871 after Effingham was named the county seat. The courhouse retains a pristine exterior and is listed on the National Register of Historic Places. It also features a museum inside. The museum displays two rooms devoted to the military, which gets changed throughout the year. It also has a room dedicated to the railroads in Effingham County. The Effingham County Courthouse is open Tuesday and Saturdays from 10 a.m. to 2 p.m.
Effingham County Veteran's Memorial
The Effingham County Veteran's Memorial wall is dedicated to all the men and women who served from all five branches of the armed forces. The names on the walls for from past and present. Every year they add more names to the wall.
The Heart Theatre is located across the street from the Effingham County Courthouse. The theatre is one of the two examples in Effingham of the Art Deco style that was popular from 1920 to 1940.
Historic Charleston Courthouse Square
See the majestic Coles County courthouse and discover historic murals in Charleston's Courthouse Square.
Illinois Oilfield Museum & Resource Center
One of only seven of its kind in the nation, this museum at Oblong Park highlights an industry that revolutionized the country.
Charleston's newest heritage tourism attraction. Learn more about the 1858 political debates between Abraham Lincoln and Stephen A. Douglas. This site is a designated, "Looking for Lincoln" site.
Lincoln Log Cabin State Historic Site
The last home of Thomas and Sarah Lincoln, Abraham Lincoln's parents. It shares the site with the Sargent farm, an 1840's living history farm.
The Lincoln School Museum is a restored 1880's one-room brick school located one mile north of Martinsville, Clark County, Illinois on a spur of the National Road. The Lincoln School is representative of the brick construction of one-room schools built during the 1880's, representing the typical one-room school of the era, and the education available of that time. The Lincoln School Museum is open to the public on weekends from June through August and any time by appointment.
This is the preserved home of Reuben Moore and his wife Matilda, who was a daughter of Sarah Bush Lincoln and stepsister of Abraham Lincoln. The frame Moore Home dates back to the late 1850s.
Showcasing classic and one-of-a-kind Corvettes and memorabilia, My Garage Museum is a must-see attraction for any car enthusiast. Corvettes on display include Indy pace cars, racing machines, the last C-4 and the first 21st century model.
The Embarras River, near Greenup, was the site of a covered bridge built by Abe and Thomas Lincoln and Dennis Hanks. The original bridge was 200 feet long. The reconstructed bridge was dedicated in 2000.
See displays of early life in this German Catholic community, founded in 1838. The first Franciscans arrived in October 1858, and the three priests and six brothers quickly set about building a parish and friary.
Thomas Lincoln Cemetery and Shiloh Church
This cemetery is the final resting place for many Civil War veterans, as well as Thomas and Sarah Lincoln, Abraham Lincoln's father and stepmother.
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By Stephen Hadland
Observer Publisher
Former Culver City Mayor Scott Malsin has endorsed Sebastian Ridley-Thomas in the special election for the 54th Assembly District seat and has withdrawn his endorsement of Christopher Armenta due to a controversial campaign mailer.
Sebastian Ridley-Thomas said, "I'm grateful for the endorsement and support of former Culver City Mayor Scott Malsin in my campaign for the 54th Assembly District. I share Scott Malsin's concerns and interests regarding our state's need to help our cities grow sensibly and smartly while creating new jobs that can put unemployed and under-employed residents back to work full time."
Armenta charged Supervisor Mark Ridley-Thomas, Sebastian's father, of influencing the Governor to set the special primary election for December 3 during the Jewish holiday of Chanukah.
Malsin, who resigned his council seat to keep lifetime medical benefits for his family and then was defeated when he ran to regain his council seat four months later, explains his actions in a letter to the editor found on page 9 and on the Observer's website at www.culvercityobserver.com.
I always felt and shared Walker is the best journalist in Los Angeles area. His Westside reports are always been microcosm of the macrocosm of Los Angeles politics. However, I am disappointed in his single-sided bias journalism on Chris Armenta whom I do not even know to date. Gary did not vet the claims Armenta was stating as facts and called it negative campaigning... He gave free ink to Ridley-Thomas endorsers. Only conclusion is Walker and Ridely-Thomas are both African American politicos.
11/25/2013, 3:59 pm


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works very good for facials too.
no smell, not greasy and spreads evenly
It was too smelly and it had a gritty feeling to it.Not enough for the price. Poor quality for what you need it to do which it didn't do. Buy Versa instead.
The product does not break down easily and leaves a wax feeling residue on any area of skin it touches. I also has a horrible odor to it that not one of my clients like. I have received many complaints from my clients about this product and the clients made it clear to me to never use this cream on them again.
too waxy feeling,funny smell
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Epistle Reading
Document Actions
Acts of the Apostles 10:44-48; 11:1-10
Prokeimenon. Grave Mode.
Psalm 98.9,1
Exalt the Lord our God.
Verse: The Lord reigns; let the people tremble.
IN THOSE DAYS, while Peter was still saying this, the Holy Spirit fell on all who heard the word. And the believers from among the circumcised who came with Peter were amazed, because the gift of the Holy Spirit had been poured out even on the Gentiles. For they heard them speaking in tongues and extolling God. Then Peter declared, "Can any one forbid water for baptizing these people who have received the Holy Spirit just as we have?" And he commanded them to be baptized in the name of Jesus Christ. Then they asked him to remain for some days. Now the apostles and the brethren who were in Judea heard that the Gentiles also had received the word of God. So when Peter went up to Jerusalem, the circumcision party criticized him, saying, "Why did you go to uncircumcised men and eat with them?" But Peter began and explained to them in order: "I was in the city of Joppa praying; and in a trance I saw a vision, something descending, like a great sheet, let down from heaven by four corners; and it came down to me. Looking at it closely I observed animals and beasts of prey and reptiles and birds of the air. And I heard a voice saying to me, 'Rise, Peter; kill and eat.' But I said, 'No, Lord; for nothing common or unclean has ever entered my mouth.' But the voice answered a second time from heaven, 'What God has cleansed you must not call common.' This happened three times, and all was drawn up again into heaven."
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The English text of the Acts of the Apostles and Epistles is based on the Revised Standard Version from "The Apostolos" by Holy Cross Press, Brookline, MA.
The Revised Standard Version of the Bible is copyrighted 1946, 1952, 1971, and 1973 by the Division of Christian Education of the National Council of the Churches of Christ in the U.S.A. and used by permission.


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adidas 11Nova TRX AG Soccer Cleats - Mens
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Item # 267431
Bring on your "A" game and continue your winning streak in the men's adidas 11Nova AG soccer cleat, for use on artificial turf.
- Soft full grain leather upper
- Synthetic suede inner lining
- Lightly padded collar and tongue
- Comfort midsole
- TPU plate for lightweight performance and durability
- Cleated TRAXION® outsole for use on artificial turf
- Imported
- View more adidas
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Dr. Querine Hanlon
Dr. Querine Hanlon is the National Defense University Senior Fellow at the United States Institute of Peace (USIP). Dr. Hanlon is currently on sabbatical from her appointment as Dean of Academic Affairs at the College of International Security Affairs, National Defense University (NDU). At USIP, Dr. Hanlon, with Dr. Richard Shultz of The Fletcher School, is conducting a major research project entitled, "Designing Security Sector Reform for the 21st Century." Dr. Hanlon is also working on security sector reform in North Africa and recently traveled to the region on a USIP engagement trip. At the National Defense University, Dr. Hanlon was instrumental in designing the College's post-September 9, 2011-focused security studies curriculum. During her tenure, she transformed the institution from a small University component to NDU's newest degree-granting college, and negotiated, funded, and implemented NDU's first satellite campus at the John F. Kennedy Special Warfare Center and School in Fort Bragg, NC. Dr. Hanlon also expanded the College's International Counterterrorism Fellowship Program, a partnership capacity-building program into NDU's largest international graduate program with over 400 graduates from 85 partner nations. Dr. Hanlon is Associate Professor at the College of International Security Affairs. Previously, Dr. Hanlon was also a nonresident Fellow at the National Strategy Information Center, participating in two key projects on "Adapting America's Security Paradigm to a New Era: Conflict, Coalitions, and Capabilities in the Contemporary Security Environment" (2008-10) and "Teaching About Armed Groups and Irregular Warfare" (2006-08). Dr. Hanlon's recent publications include "Security Sector Reform in Tunisia: A Year After the Jasmine Revolution," USIP Special Report No. 304 (March 2012); Adapting America's Security Paradigm and Security Agenda (Washington, DC: National Strategy Information Center, 2011), with Roy Godson, Richard Shultz, and Samantha Ravich; "The Sources of Instability in the 21st Century," Strategic Studies Quarterly, Vol. 5, No. 2 (Summer 2011), with Richard Shultz, Roy Godson, and Samantha Ravich; The Three Images of Ethnic War (Praeger Security International, 2009); Armed Groups and Irregular Warfare: Adapting Professional Military Education (Washington, DC: National Strategy Information Center, 2009) with Roy Godson and Richard H. Shultz, Jr.; and "Globalization and the Transformation of Armed Groups," in Armed Groups: Studies in National Security, Counterterrorism and Counterinsurgency, Jeffrey Norwitz, ed. (Naval War College Press, 2008). Dr. Hanlon is a graduate of the Edmund A. Walsh School of Foreign Service, Georgetown University, and holds an M.A.L.D. and Ph.D. from The Fletcher School, Tufts University.
*The above information may not be current. It was current at the time when the individual worked for SSI or was published by SSI.
SSI books and monographs by Dr. Querine Hanlon
The Prospects for Security Sector Reform in Tunisia: A Year After the Revolution
September 19, 2012
Authored by Dr. Querine Hanlon.
The Arab Spring began in Tunisia, and in the year since the revolution, Tunisia has undergone a remarkable transition to democratic rule. The legacy of the previous regime looms large, however, as Tunisia's new government faces major challenges implementing Security Sector Reform.


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Berrios (1-0), one of the Twins' first-round picks in this year's Draft, struck out seven, walked one and allowed just one hit -- a two-out double to left by Carlos Franco in the first inning.
The 18-year-old escaped his worst threat an inning later when he walked Aris Alcantara and beaned Edison Sanchez, but Blake Brown bounced into a double play and Berrios caught Ronald Luna looking for the third out.
Beginning with the double play, Berrios retired 15 straight before handing the ball over to Tyler Duffey, who whiffed four over two perfect innings. J.T. Chargois surrendered the Braves' second hit in a scoreless ninth to finish off the win.
For Berrios, the No. 32 pick in the Draft out of Papa Juan XXIII High School in Puerto Rico, the win comes in only his fourth Appy League start. The right-hander went 2-0 with a 1.29 ERA in three starts for the Twins after appearing in eight games (one start) for Minnesota's Gulf Coast League affiliate earlier this summer.
In 30 2/3 regular seasons innings, the Bayamon, Puerto Rico native struck out 49 batters and walked just four.
Walker, who went 3-for-4, crushed a two-run shot in the second after D.J. Hicks reached on a leadoff double. The right fielder doubled and scored in the sixth and then singled and stole second in the eighth.
Byron Buxton, the Twins' No. 1 pick in the Draft, went 1-for-3 with an RBI.
In other Appy League action:
Johnson City 2, Burlington 1
Cardinals starter Silfredo Garcia struck out six and held the Royals to a pair of hits over six frames and Carson Kelly homered to help Johnson City take a 1-0 lead in its semifinals series.
Kelly led off the fourth with a homer off Burlington starter Christian Binford, and Johnson City took a 2-0 lead in the seventh on Jeremy Schaffer's RBI single. Humberto Arteaga scored the Royals' lone run in the eighth on a fielder's choice and an error -- Terrance Gore was thrown out at the plate on the play, keeping the Cards ahead.
Binford struck out six, but allowed a run on three hits to suffer the loss. Box score.
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Top Stories on MiLB.com
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- Farm System Rankings: Pitchers (10-1)
- M's O'Neill calmly climbing toward Majors
- Longtime Tides GM Rosenfield passes away
- Bauers powers Rays rout with homer, double
- Farm System Rankings: Pitchers (20-11)
- Braves' Swanson off to flying start in Florida
- Phillies' Appel ripe for return to mound


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The Harrisburg portion of the Tunnel Hill Bike Trail has been a bit brighter in recent days.
Seven new additions came seemingly out of nowhere on about July 18, baffling and charming residents. Bicycles painted in bright, solid colors from the tips of their handlebars to the bottom of their tires appeared. Each had a basket attached to the handlebars and in each basket was a bright bouquet of synthetic flowers.
Questions popped up on Facebook and so we asked on The Daily Register Facebook page if anyone knew who was responsible.
Responses came quickly. The painted bicycles had not gone unnoticed.
"They are beautiful. I wish someone would put something like that on bike paths in Eldorado," Christina Robbins-Elderbrook posted.
One writer said she wanted to leave a note of thanks.
"I hope someone recognizes it their awesome. I wanted leave a ty note lol An so creative with old bikes," Paula Mason Hicks posted.
And then one response took the mystery to another level.
"Yes Cave In Rock has several. Hbg has 3 or 4 that I've seen," Amy Casteel Beupre posted.
It appeared the painting of old bikes as decoration was a regional fad, until Marcia Tomichek Casteel's post indicated Harrisburg's bikes may be a product of a national movement.
"When I went to Sarasota Fla this summer, people had those everywhere there. Good to see it here and great idea to whoever did it!!" Casteel posted.
It is obvious to anyone who sees them the bikes are decorative. Painted in solid yellow or blue or red or purple, they stand as statues or monuments. But the intent and the guilty party was not clear to the newspaper until Tuesday afternoon.
Mona Nelson's post suggested who had done it and Greg Harris' affirmed Nelson's statement.
"It was Harold and Julie Wilson, they placed one at each path, they deserve a pat on the back for being so community minded," Mona Nelson posted.
As it turns out, the mystery was not that complicated. Facebook readers had solved it in its entirety without even knowing it.
Harold Wilson, owner of WKI, when contacted at his business quickly admitted to being an accomplice, and almost as quickly gave up the mastermind — his wife, Julie.
Julie thought she could get away undetected, but said enough friends, family and neighbors seen the painted bikes in her yard that she knew her enterprise was to be a poorly-kept secret.
"I tried to be anonymous, but it didn't turn out that way," Julie said.
Her motive?
Page 2 of 3 - "To bring a few smiles to some faces," she said.
"That was the idea, just to promote the bike trail in Harrisburg, add color and a little humor, too," Harold said.
She and Harold found seven bikes for sale at a yard sale, each selling for $5 and each in a poor, unrideable state.
Each bike required three cans of spray paint, a cheap basket and a flower bouquet.
There was no great riddle in the link to Cave-In-Rock. Julie had seen the bikes in Cave-In-Rock and that gave her the idea.
"We have a place down on the Ohio River and a woman there has several bikes in a small area," Julie said.
Julie admitted to the Cave-In-Rock bike decorator she had stolen her idea.
"But she said she had seen it in Punta Gorda, Florida," Julie said.
A Cave-In-Rock resident visited Florida, saw a decorating idea, brought it to Hardin County where a Harrisburg resident was also inspired. But the bike painting trend extends even beyond those locales. A Google search for "painted bicycles" reveals there has been controversy in New York over bicycles painted orange chained at bike racks with the intent to promote physical fitness. And authorities are hauling them away since they are inoperable and chained to public property. There is also a somber bike painting tradition of people painting bikes white and calling them "ghost bikes" as tribute to bicyclers who have been killed enjoying their sport.
But apparently there is a whimsical trend, too, of painting old bikes bound for the scrapyard to use as yard ornaments.
"I've heard since then of other communities doing it. My thought was just to kind of promote the bike path," Julie said.
"I thought that would start a trend and other businesses might pick it up and go with it and it would be a sort of thing where we could say, 'Come to Harrisburg and see the bikes, see the bike path.'"
Will the bikes remain? So far, the track record is not good. Starting out with seven bikes, only four remain. As of Tuesday morning those are a blue bike at the north end of the trail at the Small Street Veterans Drive intersection, a red one at the intersection with Raymond Street, a yellow one at the south at Feazel Street and U.S. Route 45 and a purple one where the path approaches Harrisburg Middle School.
The rest have been taken, though they have little value.
"There's more in the paint than they can get from the bike," Harold said.
Page 3 of 3 - "I'm not going to get upset about a handful of kids," Julie said.
She thinks someone might have taken them for a bit of scrap metal.
Regardless of the whether the bikes remain or businesses decorate with painted bicycles, the Wilsons have made a statement. People have paid attention to the bike path and have a new decorating idea.
"It was something I was kind of proud of," Julie said.
People have asked her if she asked permission to place the bikes.
"My husband has always kind of gone with 'do it first and ask permission later,'" she said.
Harrisburg Police Chief Bob Smith said if residents complain about the bikes the department would have no choice but to look into the matter, but did not appear to be greatly concerned Tuesday. He was not aware of any of the bikes being an obstruction.
Wilson said she was concerned the bikes could cause a problem for mowers so sprayed weed killer underneath so grass would not grow beneath them.
Location, ST | website.com