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|Office of Community
Oriented Policing Services
U.S. Department of Justice
The Community Policing Self-Assessment Tool (CP-SAT) is an online survey that helps your agency measure its progress in implementing community policing. CP-SAT confidentially captures information about community partnerships, problem solving, and organizational change. Upon completion, agencies will receive an easy-to-use Summary Report that summarizes their data so agency management can identify the community policing strengths and areas for improvement. It is mandatory that all 2013 COPS Hiring Program (CHP) grantees administer the CP-SAT in their agency at the beginning of the grant period and at the end of the grant period. All 2013 CHP grantees will be contacted by ICF International, our project partner for administering the CP-SAT, with their assigned administration date. CHP grantees will be notified again towards the end of the grant period for their second assigned CP-SAT administration date.
Introduction: It is mandatory that all 2013 COPS Hiring Program (CHP) grantees administer the CP-SAT in their agency at the beginning and at the end of their grant period. This survey is intended to be a useful management tool for your agency and will not negatively impact your grant or future funding opportunities with the COPS Office. This survey captures overall community policing efforts and does not assess an agency's community policing implementation under a specific grant. It is also different from the progress reports required for your COPS hiring grant(s).
If you are a 2009 COPS Hiring Recovery Program (CHRP) grantee looking for information on the CP-SAT, please refer to the CHRP CP-SAT page. If you are both a 2009 CHRP grantee and a 2013 CHP grantee, please refer to FAQ #18.
Purpose of CP-SAT: This assessment allows agencies to measure the extent to which community policing has been implemented within their agency.
Background of CP-SAT: This tool was developed with significant input from community policing experts and practitioners and was designed to meet scientific standards for rigor, while also being user-friendly. This tool was created based on over five years of work by the COPS Office, ICF International, and the Police Executive Research Forum and has been administered in agencies across the country. The tool is currently being administered by ICF International on behalf of the COPS Office.
The CP-SAT will measure the three key components of community policing:
Community Partnerships. Collaborative partnerships between the law enforcement agency and the individuals and organizations they serve to develop solutions to problems and increase trust in police.
Problem Solving. The process of engaging in the proactive and systematic examination of identified problems to develop effective responses that are evaluated rigorously. This module is based on the SARA model (i.e., Scanning, Analysis, Response, Assessment).
Organizational Transformation. The alignment of organizational management, structure, personnel, and information systems to support community partnerships and proactive problem solving.
Estimated to take approximately 15 minutes per participant.
Completed by sworn staff at all levels, civilian staff who work on community partnerships and/or problem solving, and representatives from community partners who are knowledgeable about the agency and how it interacts with partners.
Includes questions tailored for different agency stakeholder types (e.g., patrol officers, command staff, community partners*)
* Community Partners include individuals/organizations who have formally agreed to work together in the pursuit of common goals. Community partnerships involve a two-way relationship that involves collaboration, shared power, and shared decision-making with the law enforcement agency.
The CP-SAT allows agencies to measure the extent to which community policing has been implemented in various units and ranks within their agency.
Agencies will receive a Summary Report, which summarizes their results in a user-friendly format. A new feature in the Summary Report provides benchmark data from other agencies to serve as a comparison and better help with interpretation of your agency's strengths and weaknesses. Click here for an excerpt from an example report.*
Agencies will be able to enhance community policing efforts through the identification of community policing strengths and areas for improvement.
*Agencies with fewer than five sworn staff members will receive a copy of their survey responses, even though they will only submit one survey on behalf of the agency.
Process for Participation: Overall Steps
Step 1: Agency receives email from ICF International with assigned CP-SAT administration period (specific dates to be determined - see CP-SAT FAQs, #4).
Step 2: Agency selects a key contact to be responsible for administering the CP-SAT to agency staff and community partners.
Step 3: Agency emails or calls ICF (email@example.com or 877.99.CPSAT) to confirm they have received their assigned administration date and to start the CP-SAT process.
Step 4: Once agency contacts ICF to agree to administration date, agency receives email from ICF International with details about CP-SAT administration (including example invitation and reminder email language, survey URL, and agency passcode).
Step 5: Agency key contact:
Step 6: Agency key contact emails survey invitation and two survey reminders to staff and community partners on specified dates.
Step 7: ICF tracks response rate and emails agencies with low response after two weeks of administration.
Step 8: After the three-week administration period ends, ICF generates an agency-specific Summary Report, which is provided to the agency chief executive and key contact.
Email or call ICF at email@example.com or 877.99.CPSAT (877.992.7728) with any questions.
If you do not work for the police agency, please select "Community partner." A community partner is an individual who has, or works for an organization that has, formally agreed to work in a partnership with a law enforcement agency in the pursuit of common goals. Community partnerships involve a two-way relationship that involves collaboration, shared power, and shared decision-making with the law enforcement agency (e.g., media, business owner, city employee in Public Works department).
If you are a volunteer for the police agency who provides support services to the agency without monetary benefit, please select "Civilian". Services a volunteer performs typically include community outreach, telephone work, research, and other administrative tasks.
If you are a detective or a member of a special operations unit (e.g., gang unit, SWAT, school resource officer), please select the level of sworn staff that best fits with your level in the agency. For example, please select "First-line supervisor/Middle management" if you are a supervisor, but select "Line officer" if you have a non-supervisory position in your unit.
* Agencies with fewer than five sworn staff members will receive a copy of their survey responses, even though they will only submit one survey on behalf of the agency
Are all responses kept confidential?
Responses to this survey will be kept confidential to the extent provided by law. There are no individual identifiers in the data that the agency will receive, and the agency will not be able to link an individual's data to the participant. Note that since agencies with fewer than five sworn staff will be completing and submitting only one survey, that group's responses will be identified. Agencies of this size must complete the survey as a group, and the responses will reflect the group's perspectives, rather than that of any individual(s).
As a participant completing the survey, will my administrator or agency leadership have access to my responses?
No. Responses to this survey will be kept confidential to the extent provided by law. There are no individual identifiers in the data that the agency will receive, and the agency will not be able to link an individual's data to the participant. The survey administrator and police chief or sheriff will have access to the agency final report that will provide a summary of all participants' data from your agency. For agencies with fewer than five (5) sworn staff members, see FAQ #12.
Who sees my agency's results?
The final report will be provided to the chief executive of the law enforcement agency. The executive will determine how the report is distributed in his or her agency. To maximize the benefit of the CP-SAT, we encourage you to share the results with your organization and community partners in order to congratulate them on the successes and identify strategies to enhance your delivery of community policing.
How can the COPS Office support my agency in areas of community policing that need improvement?
Your agency may contact the COPS Office Response Center at 800.421.6770 or email at email@example.com if the assessment results show the agency is low in an area of community policing. The COPS Office is well-equipped to provide your agency with various resources (e.g., knowledge products, toolkits, and/or training opportunities). Additionally, you can visit this website www.cops.usdoj.gov/Default.asp?Item=2589 for a set of helpful community policing resources.
What if I am a 2009 CHRP grantee looking for information on the CP-SAT?
As a part of the 2009 COPS Hiring Recovery Program (CHRP) grant, you will have the option of participating in the CP-SAT in spring of 2014.Please refer to the CHRP CP-SAT page for more information.


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- Collections
The first floor of the Saint Louis University Museum of Art is a 6,500 square foot gallery space utilized for temporary exhibitions for both the Saint Louis University Museum of Art as well as for the Samuel Cupples House.
Listed below are the most recent exhibitions in the gallery.
(please click on each image for more information about the show)
Persuasive Politics - Presidential Campaign Memorabilia
September 5 - December 21, 2008
Diebenkorn, Hockney, and Dine: Selected Prints from the Bank of America Collection
September 5 - December 21, 2008
Discerning Palette: Jerry O. Wilkerson Retrospective
March 28 - August 24, 2008
Elusive Light: Michael Eastman Retrospective
February 23rd - December 2007
Roads to Freedom - Europe Through Solidarity
January 26th - February 18th, 2007
The Lincoln Legacy: Presidential Years
August 25th - December 17th, 2006
Keen Vision: The Gary C. Werth's Collection
February 17th - July 16th, 2006
Treasured Jade
Ronald S. Poe Collection of Chinese Jade
August 25th - December 11th, 2005
Art Struck
The William D. Merwin Collection of Contemporary Art
April 8th - July 17th, 2005

subset: commoncrawl


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Monday, January 23, 2012
From First to Final: A Journey Through Edits
31 comments:
- Lucy V Morgan said...
Thanks for this--very interesting. I am always trying to be sparser with words, but it's so easy to get carried away...
- January 23, 2012 at 9:28 AM
- Kiersten White said...
Totally okay to get carried away in a first draft! That's what first drafts are for. Polish is for edits : )
- January 23, 2012 at 9:38 AM
- Small Town Shelly Brown said...
That's great stuff. Thanks :) As someone perpetually in edits it's good to see this stuff and get reminders
- January 23, 2012 at 9:39 AM
- Leigh said...
This is great. Thanks for doing this! I just started my first ever round of revisions on a whole novel so I love reading these. It's great to know how much thought goes into what words are there and even what words aren't there.
- January 23, 2012 at 9:44 AM
- Whirlochre said...
Thanks for sharing the Evieolution of this particular scene — it happens to be one of my favourites.
What's interesting is how it gets better and clearer the more some of the initial 'clarity' is removed.
Even more interesting is the fuzziness of commas. I'm forever removing them and adding them as I read through my stuff aloud and it's like the punctuation equivalent of trying on fake eyelashes in a beauty store (not that I ever shop in such places).
Even even more interesting is how much of your initial work makes the final edit. A word added here, a sentence trimmed there, maybe, but what you ended with is pretty similar to what you started with.
So pleased you didn't go with "a big fat zit on the end of my nose" after the initial (original) "Like I'd never seen this one before" line or Evie might not have made it through the edits without being carpet bombed.
- January 23, 2012 at 9:56 AM
- meganwagnerlloyd said...
This is so interesting! I'm working on a rough draft and it's encouraging to me to see how much you were able to tighten things up in revision.
- January 23, 2012 at 11:19 AM
- Virginia said...
This was very enlightening. Now I've got to go get the book just to see what happens. :D
Thanks so much for letting us see what goes on behind the scenes. Gives the rest of us some ideas of how to do it ourselves.
- January 23, 2012 at 11:24 AM
- Daisy Whitney said...
You're so organized to even have these edits to share!
- January 23, 2012 at 11:51 AM
- Amanda Olivieri said...
Thanks so much for posting this!! It's so helpful to see what you changed and why. I read Maggie's editing post also, and I hope you guys will do more!
- January 23, 2012 at 12:32 PM
- Anthony said...
Thanks for posting this! This was awesome.
- January 23, 2012 at 12:54 PM
- Louis said...
Thank you so much for this - I found this as useful as Maggie's post on The Scorpio Races. It's so useful to SEE how you arrived at the edits you made, and why.
So incredibly useful for us mere aspiring mortals!
Thank you again - so much!
- January 23, 2012 at 2:42 PM
- readerfreak22 said...
Thanks for the tips! That will really help in my writing. Did you know I am going to try to get a book published! First step is to write it though!
- January 23, 2012 at 3:07 PM
- Tiffany said...
Thanks for this! I'm working on a manuscript rewrite now and have been pulling out my hair trying to figure out where to start, but seeing this sort of before-and-after example gives me an idea, so thanks!
- January 23, 2012 at 4:16 PM
Thank you for sharing! Great edits.
- January 23, 2012 at 4:38 PM
- Delia said...
Extremely useful, Kiersten. Thank you.
- January 23, 2012 at 6:25 PM
- Heather Sunseri said...
I was thinking the same thing as Daisy, above. Can't believe you even had these edits to share.
Also, I love your thought on the comma between "Mine's pink" and "with rhinestones." I totally see your point, and this sort of drives home the idea of how important copy editing really is - that yes, every comma, etc. is important.
Thanks, Kiersten, for sharing.
- January 24, 2012 at 2:17 AM
- Melissa said...
This is an amazing blog post. Love it!
- January 24, 2012 at 2:17 AM
- Marewolf said...
This is great! And perfect timing, I'm in the beginning of a first draft, and my internal editor is driving me nuts.
Time to let go and overwrite all I want. :)
- January 24, 2012 at 5:54 AM
- Kelly Bryson said...
Thanks for sharing that, Kiersten. Less is more, sometimes. I try just to keep adding words in the first draft, then prune later, but it's hard bc I want it to be all perfect and shiny from the beginning:)
- January 24, 2012 at 6:29 AM
- Rebecca T. said...
Not that I'm saying anything that hasn't been said, but this was so super helpful. Editing is the absolutely hardest thing for me and this gives me an idea of how to take the next step on my WIP :)
- January 24, 2012 at 8:26 AM
- Olivia Haberman said...
"Don't have something happen and then have your narrator think about exactly what just happened." So true! I've been keeping that in mind while editing and it's amazing (embarrassing) how much unnecessary stuff I've cut.
- January 24, 2012 at 9:00 AM
That is really great advice! Thank you!
And don't worry, when I heard you read aloud the first part of the first chapter at TABC last year, you said "Mine's pink with rhinestones," with a pause, so when I read it myself I added the pause in. Also when I read it aloud to others (telling them they have to read this book, just listen to the first page and you'll be caught) I always add the pause in. :)
- January 24, 2012 at 9:36 AM
- Madeleine said...
This is so neat! I am terrible with revisions. Not only do I hate doing them, but I am also very bad at them. Whatever comes out is either changed to much or hardly at all. This was a nice example of something that actually works! ;)
- January 24, 2012 at 3:56 PM
- Kathryn Purdie said...
- This comment has been removed by the author.
- January 24, 2012 at 3:56 PM
- Kathryn Purdie said...
Fascinating. Most interesting to me was your less is more advice, as far as background info goes. It's so hard, when writing fantasy or paranormal, to know how much background info is enough or not enough in the first chapters. Let me know if you have a magic formula!
- January 24, 2012 at 3:59 PM
- Samantha Jean said...
I've wanted to see what a published writer's revision looked like for a long time. Much of what you said and did I'd heard before but not seen put onto action quite like how you shared. Very helpful and encouraging! Thanks!
- January 24, 2012 at 8:42 PM
Thank you so much for taking the time to do this, Kiersten. I'm editing at the moment and it's so helpful to see somebody else's process. Also - what a great opening! Thank you again.
- January 25, 2012 at 5:17 AM
- Renee Sweet said...
Thanks so much for taking the time to do this. I really appreciate the insight!
- January 25, 2012 at 6:34 PM
Thank you for this glimpse into the editing process! It's really fascinating and helpful.
-Christine from Arizona
- January 25, 2012 at 7:24 PM
- mbc said...
Thank you so much for sharing this! Lots of authors talk about the ruthless slashing that is revision but it is completely different to actually see how it works. You've given me some much needed confidence to continue on with my own first draft knowing I can fix it later. Thank you!
- January 29, 2012 at 7:30 PM
- Christy said...
Thanks Kiersten, those edits are helpful. It also makes me realize the all important fact that I can just write in a first draft and it doesn't have to be perfect. Then I can go back and edit later.
- January 31, 2012 at 9:46 AM


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U.S. forces give Afghans the lead role in many missions in order to prepare them for the 2014 U.S. withdrawl. (Carmen Gentile, Emaun Kashfi)
GARDEZ KHALA, Afghanistan — Armored vehicles carrying U.S. and Afghan Special Forces arrive at this remote village and are greeted by dozens of angry men.
They scream that the Afghan Local Police (ALP), men trained by coalition forces to keep the Taliban out, are holding their sons captive inside the fortress-like walls of a police checkpoint on suspicion of working for the Taliban.
What they don't know is that the arrests are fake, a ruse by Afghan special forces soldiers to obtain information on Taliban activity. Among those "arrested" are secret village informants who need to deliver their reports to the Afghan police out of sight of Taliban spies.
"It was a trick so the Taliban won't come to the village and kill them (the informants)," says Capt. Abdul Monir Jabar Khal of the Afghan National Army Special Forces, grinning with pride.
The method is unconventional by American military standards, but Afghans are adapting U.S. counterterrorism methods to their culture in preparation for a drawdown of American forces begins early next year. And it's working, some say.
"We're trying to let them (Afghan special forces) run the show," says Col. Patrick Roberson with the Combined Joint Special Operations Task Force-Afghanistan, also known as CJSOTF-A.
The police force was begun years ago under Afghanistan forces commander Gen. David Petraeus as the best way for Afghans to keep out the Taliban from remote villages once U.S. troops are largely gone in 2014. Cops in every hamlet and city in Afghanistan keep an eye out for Taliban infiltrators and confront them when necessary.
The job of creating the force went to NATO Special Operations, which over the years have helped the ALP overcome corruption and ineptitude in its ranks to push the Taliban from their region.
The Green Berets and other special operations units are to remain in Afghanistan after the 2014 drawdown, but they are providing less NATO combat assistance this year than in previous years, and the ALP is stepping up, the U.S. military says.
In one example in Andar province, the Taliban recently launched a coordinated attack on several ALP checkpoints but were beaten back and left behind two dozen dead fighters. Green Berets did have to pitch in to the battle, however.
"We didn't do too much," says Colby, the captain of a Green Beret force numbering less than a dozen at a small outpost known as District Stability Platform Miri. Special operations units do not allow their members to be identified by full name.
"Every ANSF (Afghan National Security Force) element responded in some way or another."
Afghan Local Police recruits are selected by tribal leaders from their home villages, in essence protecting families and friends. After a three-week training program they return home to protect their villages with NATO Special Operations, who school them in real-world security for at least another six months.
They fight as well. The casualty rate for the ALP is nearly three times that of the Afghan National Army.
"One of our main goals is just creating a sustainable ALP that's capable of operating after we eventually leave," Colby says.
The progress can be seen in Andar, a farming district of mostly unpaved roads in Ghazni province and a known hub for Taliban and al-Qaeda, according to The Long War Journal. Senior Taliban and al-Qaeda foreign fighter facilitators are known to operate in the district.
In recent months, the ALP and other Afghan forces have set up numerous checkpoints throughout the district, carving out territory once dominated by the Taliban and its shadow government. One of those place is the Miri Bazaar, a few blocks of produce sellers, mobile phone shops and auto parts sellers that until recently was largely shuttered by the Taliban.
Now, children play in the street near the bazaar, while ALP on motorcycles armed with automatic weapons race up and down the stone-paved street.
"This time last year there were only one or two shops open," says Colby, while walking the bustling lane with his men and the Afghan special forces.
Andar District Governor Mohammed Kasim Disiwal says the reopening of Miri is a milestone for the people.
"Eight months ago we (U.S. special operations forces and local officials) started working together," Disiwal says. "Now the market is open, the kids are going to school and people can go to the health clinic for care."
Produce seller Amin Jaan returned to Andar a month ago from Kabul. A native of Andar, Jaan says he reopened his shop after he heard that the market was doing business.
"It's safe here now," Jaan says while bagging vegetables purchased by the American soldiers for that night's dinner. "But there are Taliban around … and they are difficult to recognize."
Colby agrees.
"I'm sure there are Taliban still in here, but overall, I think the people understand the benefits of the ALP program."
The Taliban disagrees.
"These claims that the mujahadeen (Taliban) are facing problems or were forces to leave some areas of Andar is total propaganda," says Taliban spokesman Zabihullah Mujahid.
The Taliban clearly sees the ALP as a problem. Earlier this year, in separate attacks, the Taliban executed 17 members of the local police at their checkpoints.
As much as Colby praises the ALP and other Afghan forces for their efforts, he concedes that abuses of power are not uncommon to the ranks of the local police in Andar and the civilian anti-Taliban movement that started here last year gaining international attention.
The members of the uprising are accused of abusing their newfound authority, extorting locals in exchange for protection.
An anti-Taliban movement leader, Haji Faizullah Faizan, downplays reports of abuses, saying the Taliban are the real culprits.
"The Taliban put the people of Andar in a cage — they couldn't leave their homes," Faizan says. "So now that the Taliban are gone from some areas, they say the ALP and the anti-Taliban movement are abusing their own people."
Amid the accusations, Andar ALP commander Latifullah Kamran has also been accused of abusing his authority by stealing funds for his police officers appropriated by the Afghan Ministry of Interior.
Though Colby works closely with Kamran, he concedes there are "corruption issues" associated with the ALP leader and his men, who are accused of shaking down the merchants in Miri for protection money.
Chris Reid, an American civilian adviser to the Afghan Uniform Police, agrees that corruption exists but that the ALP is getting better.
"Eight months ago, the ALP were shooting each other in the market," Reid says. "Now they are just shaking down merchants for a little protection money. I call that progress."
During the fake arrests in Gardez Khala, the ALP asks the young men they detained if they are willing to join their ranks and fight the Taliban. Most say no, obeying the wishes of their fathers.
"They told me they don't want their sons to join the ALP because the Taliban will harass their families and try to kill them," Capt. Khal says.
Contributing: Zubair Babakarkhail in Kabul


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Special enough for guests yet easy enough for weeknight dinners, this meatless manicotti entrée is a delight to serve!
If you would like to use dry-pack sun-dried tomatoes instead of those packed in oil, just rehydrate them first by following package directions.
For ease when filling the manicotti shells, shape ricotta mixture into log with fingers and simply place inside cooked shells.
© 2015 ®/TM General Mills All Rights Reserved


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Top Definition
Term for the New Orleans Saints who, depsite having years of losing streaks, kicked serious ass in 2006. Many people may rag on the Saints, but that's because their hemmorhoids are inflammed. The Saints probably have the most loyal fan base in NFL history, as their fans have "Kept the Faith" for over 30 years of futility.
"The Bless You Boys are now 9 - 4, and they'll be 10 - 4 next week after beating The Redskins"
by Widow1 December 11, 2006
The Urban Dictionary Mug
One side has the word, one side has the definition. Microwave and dishwasher safe. Lotsa space for your liquids.Buy the mug
The Urban Dictionary T-Shirt
Smooth, soft, slim fit American Apparel shirt. Custom printed. 100% fine jersey cotton, except for heather grey (90% cotton).Buy the t-shirt


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Keen Rintin Boys Toddler & Youth Slip-On
Sorry, this item is sold out!
Looks like you've got more shoe shopping to do - have fun!
Looks like you've got more shoe shopping to do - have fun!
Item # 284014
The Keen Rintin Slip-On is the perfect casual shoe for school. This comfortable and durable shoe is sure to last him all season long!
- Suede upper
- Heel pull tab for easy on and off
- Mesh lining with cushioned insole
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- Imported
- View more Boys Keen Kids Shoes
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The Sak Deena Crossbody Bag
Sorry, this item is sold out!
Looks like you've got more shoe shopping to do - have fun!
Looks like you've got more shoe shopping to do - have fun!
Item # dsw12prod3680191
The Deena cross body bag from The Sak is stylish and fun. With plenty of room and a stylish design, this bag is perfect for shopping or errands.
- Leather cross body bag
- Flap with magnetic snap closure
- Fabric strap with shoulder guard adjusts to 25" drop
- Zip pocket on flap
- Printed fabric lining with zip pocket and two slip pockets
- Dimensions: 9" x 6" x 8"
- Imported
By: LoverofShoesinPA
Location: Philadelphia, PA
December 08, 2012
"Nice bag, but decided I didn't like the way it zipped at top -- too hard to get things out of it...."
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Location: tx
October 28, 2012
"I was also sent an off-white color, which is not what I ordered."
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Location: LaOtto, IN
October 03, 2012
"As with the other 2 reviewers, I also received this in a Gosh Awful cream color. I sent it back and hopefully will get the right one the second time around."
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Location: New York, NY
September 17, 2012
They sent the wrong color....
"The same thing that happened to the last reviewer happened to me - I order the bag in brown and they sent an off-white one instead. Not what I wanted at all and really frustrating. The fact that it happened twice is really strange and something I would not expect from DSW. I also really like the style but I do not want it in white so I will definitely be returning it."
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Emery Water Conservancy District, headquartered in Castle Dale, is the recipient of a $369,600 federal matching grant from the U.S. Department of Commerce's Technology Opportunities Program (TOP). The grant funds a three-year project that will develop a telecommunications network to help resolve conflicts related to resource management in Emery County and will improve security and public safety at some of the county's critical infrastructure sites.
The project aims to build a communications network that will link the Museum of the San Rafael in Castle Dale, and the district, with kiosks in key remote locations of the county. These kiosks will dispense real-time weather and water flow data and information about land and trail use. Also, the project will enhance displays at the Museum of the San Rafael with audio-visual and Internet technologies.
Jay Humphrey, manager of the district, states, "There are varied issues and interests connected to the users of public lands in Emery County. We hope that this project will provide timely information to the various land users that will encourage better utilization of our natural resources and minimize the impacts to the public lands."
Participants in the project include The Museum of the San Rafael, Emery Telcom, StoneFly Technology from St. George, Utah State University, the U.S. Bureaus of Land Management and Reclamation, U.S. Forest Service and Utah Department of Natural Resources. StoneFly Technology, the systems integrator for the project, will provide design and deployment services for the communications network.
See on the Web:
EWCD: www.ewcd.org
TOP: www.ntia.doc.gov/otiahome/top/
Museum of the San Rafael: www.co.emery.ut.us/Museum/SanRafael.html
StoneFly Technology: www.stoneflytech.com
Contact Jay Humphrey, Jan Petersen and Bret Berger for more information.


text:
Dissatisfied with how the teeming and swarthy masses in Denver are influencing the politics in their state, local officials in eight rural Colorado counties having been talking of late about seceding and creating a 51st state known as North Colorado.
This hare-brained idea has even spread to parts of two other states.
HERE's one take on the matter:
In 1969, Norman Mailer and Jimmy Breslin ran for mayor and City Council speaker of New York City on a platform of making the city the 51st state. The movement went nowhere.
Read more


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By PATSY STODDARDEditor
A 1996 Nissan Quest Mini-van crashed on I-70 on Sept. 22. A call came into the Emery County Dispatch at 8:19 a.m. The van carrying 11 people rolled when the driver apparently fell asleep at the wheel. The driver and the passenger in the front were the only ones not ejected from the vehicle and they were belted in. Eyewitnesses reported the driver fled the scene of the accident heading south through the desert.
The van traveling east towards Green River went off the left shoulder of the road and the driver overcorrected and went off the left shoulder again where the vehicle rolled several times.
Trooper Michael Bradford reported the driver was a coyote bringing illegal aliens into the country to work. The trip originated in Phoenix and was headed for a job in Georgia at the time of the accident. The van had North Carolina license plates. The Utah Highway Patrol has no idea as to the identity of the driver.
Those injured in the accident included: Berta Aroyza, 18 with head injuries, Rafael Garcia, 15, torso injuries, Alexi Lopez, 23, head injuries, Georgino Epitacio, 37, head injuries, German Perez, 24, torso injuries, Amado Onofre, 22, walking wounded, cuts and bruises, Alejandra Carrillo, 21, head injuries, Pascual Zamorano, 41, head injuries, Armando Zamorano, 28, head and brain injuries. Veronica Solis, 24, was pronounced dead at the scene of the accident.
Trooper Bradford reported that four patients were transported by Careflight to St. Mary's Hospital in Grand Junction. Two patients were transported by fixed-wing from the Green River airport to St. Mary's Hospital. Four patients were transported by ambulance to St. Mary's Hospital. The injuries were listed as critical, but the patients are recovering. It was reported that when the patients are released from the hospital the Department of Immigration will transport them back to Mexico. Five of the individuals in the accident were reported to be cousins. Green River ambulances and fire department responded to the accident.


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Leinster defied a highly-charged performance from Glasgow to set up an all-Ireland RaboDirect PRO12 final against Ulster.
Leinster defied a highly-charged performance from Glasgow to set up an all-Ireland RaboDirect PRO12 final against Ulster.
A try from Jamie Heaslip and 12 points from the boot of fellow British and Irish Lion Jonny Sexton helped the former Heineken Cup champions to a 17-15 victory that sees them through to their second Dublin final.
Already assured of a place in the European Challenge Cup final at the RDS Stadium on May 17, Leinster went into the game as favourites against a side they defeated by four points at the same stage of the competition this time last year. And it was the Irish province who were first on the scoreboard when Sexton made no mistake with his second attempt at goal on 12 minutes.
However, Glasgow responded almost immediately to take the lead after Leinster had been rocked by the loss of talisman Brian O'Driscoll to injury.
Livewire scrum-half Nikola Matawalu burrowed his way over from close range to score a try under the posts which Stuart Hogg converted, before Glasgow went close to extending their advantage only for prop Ryan Grant to be held up over the line.
Hogg struck a penalty to make it 10-3 to Glasgow, but Leinster hit back with a try for Heaslip when the number eight broke free from a driving maul to score the second try of the evening.
Sexton missed the conversion but added a penalty late on in the half while Matawalu was in the sin-bin to hand Leinster a one-point interval lead.
What the third quarter lacked in points it more than made up for it in the physicality stakes with big hits going in from both sides. With just over an hour gone Leinster were denied a second try because of a forward pass but Sexton punished Glasgow ill-discipline with another three-pointer.
Sexton struck the upright with his next shot at goal but the attempt that followed, from the halfway line, was true to hand Leinster a seven-point cushion.
Glasgow's never-say-die spirit kept them in the hunt and they were rewarded with a try for Mark Bennett. Crucially the conversion was missed and Leinster hung on to maintain their hopes of a league and cup double.
The scorers:
For Leinster:
Tries: Heaslip
Pens: Sexton 4
For Glasgow:
Try: Matawalu, Bennett
Con: Hogg
Pens: Hogg
Yellow Card: Matawalu
Leinster: 15 Rob Kearney, 14 Fergus McFadden, 13 Brian O'Driscoll, 12 Gordon D'Arcy, 11 Isa Nacewa, 10 Johnny Sexton, 9 Isaac Boss, 8 Jamie Heaslip, 7 Sean O'Brien/Shane Jennings, 6 Kevin McLaughlin, 5 Devin Toner, 4 Leo Cullen (c), 3 Mike Ross, 2 Richardt Strauss, 1 Cian Healy.
Replacements: 16 Sean Cronin, 17 Jack McGrath, 18 Jamie Hagan, 19 Quinn Roux, 20 Shane Jennings/Rhys Ruddock, 21 John Cooney, 22 Ian Madigan, 23 Andrew Conway.
Glasgow: 15 Stuart Hogg, 14 Sean Maitland, 13 Sean Lamont, 12 Alex Dunbar, 11 DTH Van der Merwe, 10 Peter Horne, 9 Niko Matawalu, 8 Ryan Wilson (c), 7 John Barclay, 6 Josh Strauss, 5 Al Kellock, 4 Tim Swinson, 3 Jon Welsh, 2 Pat MacArthur, 1 Ryan Grant.
Replacements: 16 Fraser Brown, 17 Moray Low, 18 Ed Kalman, 19 Tom Ryder, 20 Rob Harley, 21 Henry Pyrgos, 22 Ruaridh Jackson, 23 Mark Bennett
Referee: Pascal Gauzere


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Style # 207209
Contrast sequin embellishments and sparkling zigzag design make this sophisticated bebe cocktail dress a total knock out. Try it with a pair of studded black pumps and a gold clutch to up the ante.
- 94% polyester, 6% spandex
- Center back to hem: 24" (61 cm)
- Jersey lining
- Invisible zipper
- Dry clean
- Imported
- Model is 5'9" and is wearing a US size S
Rated 4 out of 5�by 2 reviewers.
Rated 5 out of 5�by AnnaK Love this dress! This dress is very unique! Love the design and everything else about this dress! Fabric is stretchy, so it fits perfectly. June 17, 2013
Rated 3 out of 5�by Panama Runs BIG! I'm glad I waited to get this dress for my daughter at the store instead of ordering online. She usually wears a Bebe Medium , but this dress in a M looked more like XL. So she tried on the XS and it was a perfect fit. It's a bit short on her but it is a beautiful dress . February 3, 2013
1-2 of 2


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Applying for a home loan is a complicated process, and if we've learned anything from the recent round of foreclosures and the credit crunch, it's not a purchase that allows for unrealistic views of personal finances. Saving money for a respectable down payment is just the beginning of the planning process, so here are the things to consider before you apply for a home loan.
How much house can I afford?
Your income, debt and assets all have an impact when you're applying for a home loan. Several online calculators exist that can give you an idea of how formulas operate, but when you sit down with a professional mortgage broker or lender to do the real work, they'll be helping you to calculate two numbers critical to qualification for a loan: a front-end ratio and a back-end ratio, each based on a percentage of your gross monthly income.
The front-end ratio represents how much of your income is spent on monthly housing expenses, such as mortgage principal and interest, taxes and insurance. The back-end ratio represents your monthly debt spending, including auto loans, student loans, child support payments and credit cards. So, as an example, with a ratio tally of 28/36, 28 stands for 28% of gross monthly income devoted to front-end spending, and 36 stands for 36% of that same income spent on back-end costs.
What your mortgage broker needs from you
In order to calculate front-end and back-end ratios properly and find the best home loan for you, a mortgage professional will be doing some very thorough, very personal info gathering while looking into your not-so-distant future.
"Everyone's different, so what I do is meet with the customer face-to-face the first time, just to get as much information as I can," says Ken Gunther, president of First Interstate Financial Corp., a mortgage banking group based in Shrewsbury, New Jersey. "I ask them a lot of questions, like where they think they're going to be in five years and if something's going to change. In other words, will there be a job promotion, or are they getting married? You try to get as much information as possible so that you can steer them toward the right loan for them."
When applying for a home loan, you'll also need to be prepared with hard numbers for the following items:
- Your credit score, preferably in report form so that you can check for and correct any errors
- Your gross income
- Current records for all financial accounts (checking, savings, money market, etc.)
- Amount of monthly debt
- Information on long-term investments and reserves, including retirement accounts and owned properties
- Information on the source of funds to be used for a down payment, whether contained in an existing account or to be received as a gift from a family member
All of the above must be current, valid and based in the now, because using inflated numbers when you are applying for a home loan can end up bringing down the roof later. Says Gunther, "Someone may say, 'I'm making $70,000 a year,' and then you find out that they're really making $50,000, but they're anticipating a year-end bonus of $20,000 more that they've never received in the past. So, although they're going to get the bonus, we can't use it in the calculations because, technically, they haven't received it."
Similar specifics apply to debt payments, another possible point of confusion in the home loan application process.
"An applicant may say, 'I have this loan' or 'I have this charge card,' and again, we just have to make sure they're accurate in what they're reporting on that," adds Gunther. "They may quote their minimum monthly payment as $300, while their credit report says it's only $75. They're saying $300 because that's what they choose to pay every month, but that's not what we would count against them. We would only count the $75 according to the credit report information."
Knowing your own tolerance for risk
While applying for a home loan, you also need to think about all of the standard and sometimes surprise costs of owning a home. As well as taxes and insurance, there's the factor of contributions to a cash reserve that'll be ready to cover emergency repairs and seasonal needs. How much that reserve contains will depend on the age and condition of the home you're hoping to buy, and this is where a thorough, professional home inspection is critical. A deal on a fixer-upper may not be so hot if the after-purchase costs to make and keep it livable are beyond your means, so know what you can live with and stick to it. You'll then be able to enjoy the right home when it comes along, without becoming house-poor thanks to a home loan that's hard to pay back or struggling with a case of buyer's remorse.


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We are pleased to offer the ease and convenience of making online reservations directly with us for no additional service fees. The majority of our rooms are represented online, so if your preferred dates are not available, please consider alternate dates. We occasionally receive last minute cancellations or arrival and departure changes, so you may consider bookmarking our Web site so you can easily come back to check the current availability.
Please use the reservation form to the left (at the top on mobile devices) and select the dates you are interested in reserving accommodations for.


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Adult Protective Services offers protective services to elderly and dependent adults who are at risk for abuse, neglect, or exploitation by themselves or others. We investigate reports of alleged elder or dependent adult abuse and can help you obtain additional supportive services. The focus of APS is to help maintain older and dependent adults in their own homes.
• Physical, Sexual, Financial, Psychological and Mental Suffering. • Neglect by Others - Neglect, Abandonment, Isolation, and Abduction. • Self Neglect - Physical and Medical Care, Health and Safety Hazards, and Malnutrition and/or Dehydration.
Monday - Friday 8:00am - 5:00pm (707) 253 - 4398
Nights and weekends (888) 619 - 6913
Please call if you suspect that an elder or dependent adult is being physically abused, neglected, or financially exploited.
Also contact us if you believe that an elder or dependent adult is self neglecting due to diminished mental capacity or physical limitations.
You do not have to give us your name or other personal information for us to investigate the allegations, unless you are a mandated reporter.
A mandated reporter is any person who has assumed full or intermittent responsibility for care or custody of an elder or dependent adult, whether or not the person receives compensation, including administrators, supervisors, and any licensed staff of a public or private facility that provides care or services for elder or dependent adults, or any elder or dependent adult care custodian, health practitioner, employee of a financial institution or employee of a county adult protective services agency or local law enforcement agency.
Failure to report physical abuse, abandonment, isolation, financial abuse, or neglect of an elder or dependent adult, is a misdemeanor. If the abuse results in death or great bodily injury, and the mandated reporter willfully fails to report then it is punishable by not more than one year in a county jail or by fine or both.
Click here for a complete list of mandated reporters, on the Report of Suspected Dependent/Elder Adult Abuse (SOC 341).


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|1 person marked this as a favorite.
The Rules Blog items (while not super common, or as common as they could ideally be) nonetheless contain important information needed to interpret the rules... One such case I just came across was the 'rule' that Drag/Reposition CMBs can be done with a weapon ONLY if said weapon has the Trip Weapon Quality, otherwise the maneuvers don't use a weapon. This information is found ONLY in the Rules Blog, the rules text (in APG) for said maneuvers doesn't even use the standard 'in place of attack' wording used to indicate 'weapon usage' for other 'weapon using' maneuvers (Trip, Disarm, Sunder). Given the potential importance of the Rules Blogs, I would say that they should be linked directly from the 'FAQ page'.
Also, there is several 'rules issues' which have never been given proper FAQs, even though they warranted messageboard posts from Paizo developers... I am specifically thinking of Vital Strike/Attack Action, which was commented on/explained prior to the FAQ system existing. Given the number of questions some of these issues (e.g. Attack Action) seem to continually provoke, and the fact that developers felt the topics important enough to warrant one or several messageboard posts, a real FAQ entry seems warranted, for the benefit of those players who don't exhaustively track every developer post on the messageboards.
|Andrew Betts
|Chris Lambertz Digital Products Assistant


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Bills Beat Blog
By Joe Buscaglia
Brought to you by:
Bills Draft Outlook: Cornerback
by Joe Buscaglia
posted Apr 22 2014 7:04PM
With the help of the pressure brought on by the front seven of the defense, and with a couple of roster improvements, the Buffalo Bills cornerbacks had a better year than they did in 2012. The position struggled mightily in the early going of 2013, but once usual starters began to return from injury, the corners settled in a bit more.
Even still, the Bills are bringing in a number of top cornerback prospects to meet with coaches and see the ground in Orchard Park for pre-draft visits. It's interesting considering their current roster makeup and for the fact that cornerback is one of the forgotten positions when it comes to the draft.
Could it be that where there is smoke, there is fire as well? Might the Bills actually draft a cornerback earlier than anyone is thinking at this point? Let's examine:
What they have
: Stephon Gilmore, Leodis McKelvin, Nickell Robey (nickel)
: Corey Graham, Brandon Smith, Ron Brooks, Mario Butler
What they need
- Regardless of when it comes to fruition, the Bills will eventually need to find a longterm starter to pair with Stephon Gilmore to finally put the cornerback need to rest. Entering his third season, the Bills are hoping Gilmore can put his injury behind him and continue down the same path he was on during training camp of developing into a shutdown corner.
They'll need him to regain that form, because the defense under coordinator Jim Schwartz will likely have a much different feel to it. While Mike Pettine specialized in bringing blitzes from all different places and sending more than four rushers on occasion, Schwartz shifts the philosophy back to having a dominant front-four and, in turn, putting more pressure on the cornerbacks on the field.
The big question is not about Gilmore — at least not at this point. One would have to believe that the concern is how Leodis McKelvin, who is heading into his seventh year, will do with more time in coverage. There isn't any doubt that his season in 2013 was the best he's had since his rookie year. If you study the tape, however, it's fair to ask if it was merely a byproduct of Pettine's pressure-packed defense.
Here's another caveat to consider: McKelvin's cap number takes a 50-percent jump up from the 2013 season to 2014. And if you go based on his 2013 number, his 2015 cap hit goes up nearly 61-percent. While there is no immediate danger to McKelvin, who turns 29 in September, it would be shortsighted to not at least wonder if the Bills are trying to find that longterm replacement.
Considering his age, his past struggles, a lack of playmaking ability (interceptions) and with more dynamic return specialists on the roster currently, it's fair to consider if the former first-round pick could be in trouble after 2014. After all, McKelvin is owed a $750,000 roster bonus ahead of the 2015 season, and the normal rule of thumb for cornerbacks is to gently bring them up to the starting lineup after learning the NFL game.
Some will ask about free agent acquisition Corey Graham, but it seems he's more of a situational player that will be used at both cornerback and safety depending on how the offense lines up. Graham will likely be a jack-of-all-trades type based on his skill set.
Nickell Robey is a solid nickel corner and will continue in that role, so there isn't any reason to move on from the former undrafted free agent. Past those four, though, the Bills lack depth. Former fourth-round pick Ron Brooks has been a humongous disappointment in the rare times that he's been healthy and could be entering a "prove it" training camp in 2014. Brandon Smith is an intriguing developmental player, but is far from being ready to contribute.
If the right player is available and depending about how they feel about McKelvin, cornerback could be the sneakiest "need" position for the Bills in 2014.
How will they do it?
- If the Bills stand pat at ninth overall, it would be a bit of a stretch to consider one of the top cornerbacks being in consideration for that pick. Based on the talent level of this draft that will likely push the top cornerbacks down the draft order, the Bills could be in prime territory at 41st overall to land a cornerback that could have been selected in the first round during weaker draft years. They've been bringing in numerous fringe-first round cornerback types, and some that could even be available in the third round. It would not be surprising at all if the Bills used a Day Two selection on the position, considering the type of pressure that will be put on them this coming season.
Players connected to the Bills (will be updated)
Kyle Fuller, Virginia Tech (Pre-Draft Visit)
Bradley Roby, Ohio State (Pre-Draft Visit)
Phillip Gaines, Rice (Pre-Draft Visit)
Bashaud Breeland, Clemson (Pre-Draft Visit)
Ross Cockrell, Duke (Pre-Draft Visit)
Walt Aikens, Liberty (Pre-Draft Visit)
Previous 'Bills Draft Outlook' Editions
Wide Receiver
Defensive End
Running Back
Defensive Tackle
Tight End
Offensive Tackle
Twitter: @JoeBuscaglia
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Brandon Smith
Corey Graham
Jim Schwartz
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Leodis McKelvin
Mario Butler
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Ross Cockrell
Stephon Gilmore
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And if you look at it, BB's df is a great match-up to Luffy's! The gura gura nomi won't affect Luffy like normal people would as he is made of rubber. Luffy will be able to take the damage better because of that. Luffy is physically a beast too so he would be able to match BB zoan body/strength/speed just like he did with Lucci. BB will have to use his yami yami nomi to neutralize Luffy's df to inflict real damage which would open up his defense and Luffy would sneak in an attack too just like Ace did. It will go down to whose gonna be able to take a hit better.
If I could make up a match-up like that, tells us that BB having 3 df ain't overkill. Sure he will improve by then and may have come up with combo attacks but so does Luffy.


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|Release Date: 05/29/09
Camping fee adjustments announced
KREMMLING, Colo. – Visitors to the Bureau of Land Management Pumphouse and Radium recreation areas on the Upper Colorado River will notice some changes in day-use fee requirements beginning this weekend.
All vehicles at the recreation sites will now pay the $3 day-use fee. The first vehicle in a camping area will pay the camping fee ($10 at Pumphouse, $6 at Radium), which includes the day-use fee. This was the original fee structure authorized in 1998.
For the past several years, an exception for the $3 day-use fee was allowed for a second vehicle at an individual campsite, or three additional vehicles at a group campsite.
Additionally, group campsites at Pumphouse and Radium will now follow the same fee structure as individual sites. The $30 fee for group campsites will be eliminated.
"These are not new fees, just a return to what was originally authorized in 1998," said Kremmling Field Manager Dave Stout. "Our motivation is not to generate more revenue, but to simplify the fee structure so it will be easier for the public to understand and for BLM to enforce."
Given the adjustment of the day-use fee requirement and the group-campsite fees, BLM doesn't expect much change from the current revenue generated at these sites.
Last year 46,353 people visited the fee sites, but only 2,649 visitors camped. Most visitors were day users who floated the Colorado River from Pumphouse to Radium. More than $52,000 was generated from the use-fees in 2008.
BLM began charging use-fees at these areas in 1998 under the Recreation Fee Demonstration Program. Revenue generated from these fees is used for maintenance and to improve these sites. A major renovation of the Pumphouse Campground scheduled for this summer, for instance, is being partly funded by these user fees.
For additional information, log on to www.blm.gov or call (970) 724-3000. Reservations for the group campsites can be made at this number as well.
David Boyd
Public Affairs Specialist, Northwest Colorado
Bureau of Land Management
50629 Highway 6 & 24
The BLM manages more than 245 million acres of public land, the most of any Federal agency. This land, known as the National System of Public Lands, is primarily located in 12 Western states, including Alaska. The BLM also administers 700 million acres of sub-surface mineral estate throughout the nation. The BLM's mission is to sustain the health, diversity, and productivity of Americas public lands for the use and enjoyment of present and future generations. In Fiscal Year 2015, the BLM generated $4.1 billion in receipts from activities occurring on public lands.
Bureau of Land Management 50629 Highway 6 & 24 Glenwood Springs, CO 81601
|Last updated: 06-08-2009
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Skip to comments.Please Dont Secede, TexasWe Need You
Posted on 02/12/2013 9:48:31 AM PST by SeekAndFind
The Lone Star state boasts all-star status when it comes to job creation and economic growth. Writing for City Journal, Wendell Cox brings us a great in-depth look at one of the healthiest state economies in the U.S. Texas job creation is well above the national average, with the number of jobs having grown 31.5 percent since 1995. Even more impressive, many of the new jobs were high-paying, coming from professional and technical fields. Cox explains why:
A pro-business climate has unquestionably been a substantial advantage. In its annual ranking of business environments, Chief Executive has named Texas the most growth-friendly state for eight years in a row. (California has been last for the same eight years.) The reasons included low taxes and sensible regulations; a high-quality workforce (Texas ranked second only to Utah in that category in 2012); and a pleasant living environment….
Part of the explanation for the high living-environment score is doubtless Texass low cost of living…. More than three-quarters of the cost-of-living difference between Texas and California can be explained by housing costs….
Read the whole thing. Cox makes well-supported points about why this particular state is doing so well.
Other states should be looking to Texas for inspiration. It's no coincidence that Cox compares Texas and California so frequently in his article. California may still have the biggest economy, but at the moment Texas has all the momentum.
[Image courtesy of Shutterstock.com.]
My understanding is that Texas entered into this mutated Union as a Sovereign Republic (a free 'country'). If they want to secede from a "freely entered" union, they should be completely free to leave it. I wish more states would consider the same. This union is no more.
Some wit suggested that were Texas to secede, their first act should be to make communism, socialism, and the Democrat party unlawful.
Texas ping! Thought you might like this article.
Secede the northeastern states and the west coast, instead. ;-)
This is exactly the reason that Texas needs to secede. Hopefully, a few other conservative states will join it.
Texas has 3.2 million on Medicare and 4.5 million on Medicaid.
I doubt they'll be seceding anytime soon.
"My understanding is that Texas entered into this mutated Union as a Sovereign Republic (a free country)."
I'm only aware of 2 states that entered the union as sovereign Republics - Texas and California.
>>My understanding is that Texas entered into this mutated Union as a Sovereign Republic (a free country). If they want to secede from a freely entered union, they should be completely free to leave it. <<
That is urban myth. Upon statehood any territory becomes the same as any other state. The War of Northern Aggression cemented that relationship.
Never understood this notion that a union needs to be perpetual. What for? Because it feels good to know that?
Just look at how much Europe changed over the past 800 years. Nations like Milan, Prussia, Argon, Wales, Yugoslavia, and the Kalmar Union no longer exist and the world got along just fine. One day Scotland, Venice, and Catalonia will be independent nations and the world still wont implode.
Hell, no one said N. America would become a battleground just because there are several new nations here. What would be the point of that?
Actually California spends a lot more on the education system. I doubt that they spend as much on real education.
Texas is not going anywhere. It will go blue before seceeding. This national push to flood it with California commie refugees and a few more illegals will guarantee it.
That kind of assumes that Texas is looking for anybody's permission to secede.
Not at all a bad idea.
Perhaps Boehner and his pals might want to take that up.
After they grow a pair, that is.
How about this for an idea?
Tell California, New York, Massachusetts, Illinois and a few other states that they are no longer needed or wanted to remain as states?
That from this point on, they are on their own.
>>That kind of assumes that Texas is looking for anybody's permission to secede. <<
When it comes down to it I, as a new Texan, will stand with my Texas brethren against the progressive obama states of liberalism.
Texas cannot secede but it can divide into five states. It should seriously consider this option.
Going from 2 to 10 senators would fundamentally change national politics.
Texas was not a territory when it joined the Union.
Resolution Annexing Texas to the United States
(1 March 1845)
The annexation of Texas was a key issue in James K. Polk's U. S. presidential election campaign of 1844. As a result, Polk's victory that November was interpreted in the United States as a mandate to annex the ten-year old republic. Early the following year, a joint resolution for annexation passed both houses of the U. S. Congress—even before Polk's inauguration. It was signed by outgoing President Tyler on March 1, 1845, subject to acceptance by the Republic of Texas.
The following summer, the Convention of 1845 met in Texas to consider the annexation issue. By a vote of fifty-five to one, the convention accepted the annexation offer by passing an Ordinance with virtually the same wording as the U. S. resolution.
The resolution, as shown below, contains several interesting provisions unique among the states. Under the agreement, Texas was to retain all of its "vacant and unappropriated lands," as well as its public debts. In addition, Texas, which claimed a land area about 50 percent larger than that of the present state, was given the option to form out of its territory up to four additional states. The issues of land boundaries and public debt, however, would not be finally resolved until the Compromise of 1850.
Resolved by the Senate and House of Representatives of the United States in Congress assembled, That Congress doth consent the territory properly included within, and rightfully belonging to the Republic of Texas, may be erected into a new State, to be called the State of Texas, with a republican form of government, to be adopted by the people of said republic, by deputies in convention assembled, with the consent of the existing government, in order that the same may be admitted as one of the States of this Union.
2. And be it further resolved, That the foregoing consent of Congress is given upon the following conditions, and with the following guarantees, to wit:
First, Said State to be formed, subject to the adjustment by this government of all questions of boundary that may arise with other governments; and the constitution therof, with the proper evidence of its adoption by the people of said Republic of Texas, shall be transmitted to the President of the United States, to be laid before Congress for its final action, on or before the first day of January, one thousand eight hundred and forty-six.
Second, Said State, when admitted into the Union, after ceding to the United States, all public edifices, fortifications, barracks, ports and harbors, navy and navy-yards, docks, magazines, arms, armaments, and all other property and means pertaining to the public defence belonging to the said Republic of Texas, shall retain all the public funds, debts, taxes, and dues of every kind, which may belong to or be due and owning to said Republic of Texas; and shall also retain all the vacant and unappropriated lands lying within its limits, to be applied to the payment of the debts and liabilities of said Republic of Texas, and the residue of said lands, after discharging said debts and liabilities, to be disposed of as State may direct; but in no event are said debts and liabilities to become a charge upon the Government of the United States.
Third, New States, of convenient size, not exceeding four in number, in addition to said State of Texas, and having sufficient population, may hereafter, by the consent of the said State, be formed out of the territory thereof, which shall be entitled to admission under the provisions of the federal constitution. And as such States as may be formed out of that portion of said territory lying south of thirty-six degrees thirty minutes north latitude, commonly known as the Missouri compromise line, shall be admitted to the Union with or without slavery, as the people of each State asking permission may desire. And in such State or States as shall be formed north of said Missouri compromise line, slavery, or involuntary servitude, (except for crime) shall be prohibited.
3. And be it further resolved, That if the President of the United States shall in his judgement and discretion deem it most advisable, instead of proceeding to submit the foregoing resolution of the Republic of Texas, as an overture on the part of the United States for admission, to negotiate with the Republic; then,
Be it Resolved, That a State, to be formed out of the present Republic of Texas, with suitable extant and boundaries, and with two representatives in Congress, until the next appointment of representation, shall be admitted into the Union, by virtue of this act, on an equal footing with the existing States as soon as the terms and conditions of such admission, and the cession of the remaining Texian territory to the United States be agreed upon by the Governments of Texas and the United States: And that the sum of one hundred thousand dollars be, and the same is hereby, appropriated to defray the expenses of missions and negotiations, to agree upon the terms of said admission and cession, either by treaty to be submitted to the Senate, or by articles to be submitted to the two houses of Congress, as the President may direct.
Approved, March 1, 1845.
Never understood the concept of deceptive practice and misrepresentation ? Consider the "Columbia Recod Club" as a parallel.
I believe VT was independent before it entered the union.
If Texas does secede, I'm outta here. I'll be on my way to Texas in a heartbeat. My oldest son has been trying to talk us into moving there anyway.
Great research, EB! But it does say what I said — Texas is a State with no special secession privilege.
As to being a "territory," I meant it was a definable area when it was admitted as a State (from your post: "That Congress doth consent the territory properly included within").
But "Republic of Texas" would have been more accurate.
Depending on where they draw the borders, a couple of those states could be Democrat controlled. Regardless, they can't do it without consent of Congress and I don't see Congress allowing it.
I'd like to see a broader secession movement but the first state that tries it has a death wish unless someone does them a solid and uses one of the mythical missing Soviet suitcase nukes on DC first. Sure, Texas has great resources and infrastructure and could make it on it's own. Unfortunately DC has a dozen carrier battle groups. Just one of those could turn Texas into a 3rd world country. And anyone who thinks Americans won't fire on Americans needs to crack a history book. It's happened more than once. A lot more.
This is under three terms of pro-gun, pro-life, pro-religious freedom, pro-capitalism Rick Perry. Folks were too hard on him. We'd be in a much better place right now if he were president.
" Texas is not going anywhere. It will go blue before seceeding. This national push to flood it with California commie refugees and a few more illegals will guarantee it."
This. I looked long and hard at Texas as a potential relocation possibility. I wanted to love it and there was a lot to love, BUT demographically, the game is already over. CA just tipped over the demographic edge this year and went majority hispanic. It is already a one party state and a majority hispanic population will ensure it will never recover. Texas is running the same deficit and will turn into the same situation, it will just take a little longer. Throw in a little amnesty and it will be quicker.
"...VT was independent before it entered the union."
That is so cool - The Vermont Republic, Freedom and Unity.
"Some wit suggested that were Texas to secede, their first act should be to make communism, socialism, and the Democrat party unlawful."
And unless we also deported the life-long parasites that vote Democrat, secession would not accomplish too much.
Good post on Right to Seceed:
"That kind of assumes that Texas is looking for anybody's permission to secede."
That's it exactly. When it comes down to the 'Declaration of Independence" moment, there are 2 ways to go - easy or hard.
"Texas cannot secede but it can divide into five states. It should seriously consider this option."
Yes and no. This was a provision in the first Texas constitution, but there have been several constitutions since then. I believe that first Texas constitution also had provisions for Texas withdrawl from the union within a certain time-frame, but it has been a few years. The modern Texas constitution doesn't have this stuff in it.
Texas founding is unique in our history and so worth studying.
I've read arguments that Texas "isn't allowed" to secede.
Well, neither were the original colonies.
"It's against the law!" Say some.
What law, citizen?
Some law back in your hometown?
STFU, GTFO and take your fail with you!
(My apologies to Heinlein for bastardizing his quote)
"That is urban myth. Upon statehood any territory becomes the same as any other state. The War of Northern Aggression cemented that relationship."
Funny, King George also thought it was illegal for states (colonies) to secede.
>>Funny, King George also thought it was illegal for states (colonies) to secede.<<
He was right. If it comes to arms, then so mote it be.
That kind of assumes that Texas is looking for anybodys permission to secede.
Thats it exactly. When it comes down to the Declaration of Independence moment, there are 2 ways to go - easy or hard.
Remember the civil war didn't start because the south seceded... It started when the south attacked Ft. Sumter...
If Texas was really careful there could be no reason for the US to attack them.
We have been telling our out of state kin, including our daughter and SIL, that they had better make sure their passports are current when visiting us in Texas.
"If Texas was really careful there could be no reason for the US to attack them."
We all love them, but "Texan" and "Careful" are not 2 words I associate :)
Rather, let's pray that we can right this republic.
The difference is that as usual, Texas was the real deal, created in war, with it's own Navy and consulates, a real nation. Texas had to continue fighting and defending itself during it's period of Sovereignty.
TEXAS-*"Formed as a separate nation after gaining independence from Mexico in 1836, the republic claimed borders that included all of the present US state of Texas as well as parts of present-day Oklahoma, Kansas, Colorado, Wyoming, and New Mexico based upon the Treaties of Velasco between the newly created Texas Republic and Mexico."
CALIFORNIA-*" Six days later, Fremont learned that American forces under Commodore John D. Sloat had taken Monterey without a fight and officially raised the American flag over California. Since the ultimate goal of the Bear Flaggers was to make California part of the U.S., they now saw little reason to preserve their "government." Three weeks after it had been proclaimed, the California Republic quietly faded away."*
VERMONT-*"The term Vermont Republic has been used by later historians[1] for the government of what became modern Vermont from 1777 to 1791. In July 1777, delegates from 28 towns met and declared independence from jurisdictions and land claims of British colonies in New Hampshire and New York. They also abolished slavery within their boundaries. The people of Vermont took part in the American Revolution and considered themselves Americans, even if Congress did not recognize the jurisdiction.[2] Because of vehement objections from New York, which had conflicting property claims, the Continental Congress declined to recognize Vermont, then called the New Hampshire Grants. Vermont's overtures to join the British Province of Quebec failed.[3] In 1791, Vermont was admitted to the United States as the 14th state."*
Thanks for the background. It is all facinating history.
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.


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Bacco Bucci Herridge Oxford
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Looks like you've got more shoe shopping to do - have fun!
Looks like you've got more shoe shopping to do - have fun!
Item # 251801
Classic and sophisticated, the timeless Bacco Bucci Studio Herridge oxford is the perfect go anywhere, do anything shoe. This lace up models the lines of a saddle shoe and will keep your feet feeling terrific no matter what the occasion.
- Leather upper with saddle inspired detail
- Leather lining
- Comfort cushioned leather insole
- Leather sole with synthetic heel for increased traction
- Imported
Tell us what you think!
Everyone has an opinion. Here's your chance to share yours! Be the first to write a review of this product and help your fellow shoppers pick the best of the best.


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Supplies Needed:
- Cotton Fabric, two coordinating prints, about a 16" square of each, and a 2 1/2" x 22" strip of one.
- Fusible Webbing, about a 16" square
- Cotton Batting (I prefer Warm & Natural), about a 16" square - Optional
- Thread
- Embellishments (I used embroidery floss and felt)
- Nice to have: Cutting Mat, Rulers, Rotary Cutter
1) Cut two squares of fabric into equal squares. One square will be used for the outside of your hanging Valentine cone, and the other the inside. I used my ruler, shown below, that measures 16 1/2".
15) I found that I needed to pin my batting to the outer fabric to hold it in place before the next step. I did so on each side, as you see below.
16) Turn in the raw edges of your opening in your inner/liner fabric and pin closed. Don't worry if you have a hard time with the tip. No one will see it ;)
25) I flattened my tube along the seam, working my fabric away from it. Press your handle flat.
28) Fold your handle in half, so that the raw edges of your ends are facing each other. Then, pinch the opposite end together.
32) Pin your handle in place, matching it to the center of the pins you placed on the right and left side of the cone. Make sure the raw edge of your handle's end (which was turned under in Step 26) is against the cone and not showing.
34) Your hanging Valentine is now ready to be embellished! I chose to cut a heart out of felt and embroider mine. Sew cute!!


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Lulu Townsend Gloria Platform Pump
Sorry, this item is sold out!
Looks like you've got more shoe shopping to do - have fun!
Looks like you've got more shoe shopping to do - have fun!
Item # 228469
The Lulu Townsend Gloria is the essence of femininity. With gorgeous lace and soft ruffles, this platform pump is a stunning standout.
- Satin upper with lace overlay
- Satin ruffles over heel
- Round peep toe
- ?" platform, 4?" covered heel
- Synthetic sole
- Imported
- View more Women's Lulu Townsend Shoes
By: mischu
Location: Arizona
October 18, 2013
"I love these shoes. The combination of lace and ruffles is both unique and classy, and they are comfortable and easy to walk in as well! One of my top favorites."
By: Knelson82
Location: Muscatine, IA
September 15, 2013
Bought for a wedding
"These shoes have a higher heel than I am used to (about 4 inches). For being so high, they are actually pretty easy to walk in. Comfort I would say is average...they pinch a little bit in the toe area. Otherwise, very attractive!"
By: MEL15
Location: Fairfax, VA
July 27, 2013
Unique and pretty
"These were an impulse buy. I don't usually like peep-toed shoes, since my feet aren't particularly petite and don't usually look that great in them, not to mention the fit isn't so great either. These fit pretty well and I have gotten more compliments on them that any other black pump I own."
By: Ashni
Location: California
June 20, 2013
My favorite!
"I have been using these shoes for a while now and it still stands as my personal favorite! I have received a number of compliments every time I wear them. They look great with dresses. Morning wear or an evening wear; it just goes well. Surprising although the heel looks tall, it is actually pretty comfortable to walk in.Takes some time to break in, I normally apply some vaseline around the edges of the shoe so that they don't hurt me when I walk.LOVE LOVE LOVE these shoes!"
Click anywhere to close this.


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Customer Service: 1-800-536-7607
Persian Calligraphy Welcomes You!
Welcome to PersianCalligraphy.org the most comprehensive reference about Persian calligraphy on the web. By surfing our website you will become more familiar with one of the most beautiful forms of Persian arts, the art of Persian calligraphy. Even if you do not speak Persian (Farsi), your eyes still will enjoy the harmony of curves as stretched words dance around and showcase rich Persian poetry in an elegant fashion.
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Richardson's representatives sent a memo to all 32 teams informing them of the procedure, ESPN NFL Insider Adam Schefter reported Wednesday.
A person familiar with the procedure told Schefter the surgery was "no big deal at all."
According to the memo, Richardson is expected to be able to participate in on-field activity by the end of March. Alabama's pro day is slated for March 7.
The NFL Network reported earlier Wednesday that Richardson was injured in a practice leading up to the Allstate BCS National Championship Game and had the surgery roughly three weeks ago to ease discomfort.
The 5-foot-11, 224-pound running back has made good progress since the procedure, the report said, but will skip the drills as a precaution.
Richardson set school single-season rushing records with 1,679 yards and 21 touchdowns in his lone season as a full-time starter in 2011 after running behind 2009 Heisman winner Mark Ingram.
Richardson was a Heisman Trophy finalist and the Doak Walker Award winner as the nation's top running back. He is the No. 1-ranked running back prospect in April's draft by both ESPN's Scouts Inc. and ESPN NFL draft analyst Mel Kiper Jr., and is a projected top-10 pick.
I would personally love if Richardson fell to us. If Sparano wants to go ground-&-pound then we need a stable of running backs, and Richardson is a game-changing talent. I know we have other positions that we need to address, but some of those can be shored up by: resigning Braylon/grabbing a later round WR (think Fuller or Quick a little earlier), grabbing a RT in the 2nd, and making room for Michael Griffin. Then we're only lacking a pass rusher, but there are no elite rushers in this class, or free agency anyway aside from Super Mario, and we all know that's a pipe dream.


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Thigpin joins the Dixie State coaching family after one year as an assistant coach at Pacific West Conference rival, Fresno Pacific, and four years coaching at Buchanan High School in Clovis, Calif. She brings to Saint George a wealth of experience both as a coach and a player.
"She already knows the conference, she knows the competition and she knows what we need to bring in to help us win the conference," Turner said. "Her strength is working with the post players, so that will compliment our staff well."
As the head coach at Buchanan in 2009-10, she led the team to a 22-7 record (the most wins in school history), reaching the final four of the Central (CA) Section playoffs. In addition to three years of head coaching experience at Buchanan, Thigpin was program director for eight years of the Hanford Heat AAU team.
A graduate of Fresno State, Thigpin played one season with the Bulldogs after spending three seasons playing in the Pac-10 at Arizona State. She appeared in every game for ASU in her sophomore and junior seasons, as well as all 30 games for Fresno State as a senior. In the 2003-04 season, she scored 18 points in 15 minutes to lead the Sun Devils to an upset win over seventh-ranked Stanford.
"Her background is in Division I, so she played at the highest levels," Turned added. "I'm excited to see what she will bring to our team with her knowledge and experience."
Thigpin had a sensational career at Hanford High School, where she was the 2002 Visalia Times-Delta Player of the Year and a finalist for the McDonald's and Women's Basketball Coach Association All-American teams. She earned first-team all-state Division II honors and was a member of the all-state third team as a senior.


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Holy Saturday
Document Actions
May 04
On Saturday, the high priests and Pharisees gathered together before Pilate and asked him to have Jesus' tomb sealed until the third day; because, as those enemies of God said, "We suspect that His disciples will come and steal His buried body by night, and then proclaim to the people that His resurrection is true, as that deceiver Himself foretold while He was yet alive; and then the last deception shall be worse than the first." After they had said these things to Pilate and received his permission, they went and sealed the tomb, and assigned a watch for security, that is, guards from among the soldiers under the supervision of the high priests (Matt. 27:62-66). While commemorating the entombment of the holy Body of our Lord today, we also celebrate His dread descent with His soul, whereby He destroyed the gates and bars of Hades, and made His light to shine where only darkness had reigned (Job 3 8 : 17; Esaias 49:9; 1 Peter 3:18-20); death was put to death, Hades was stripped of all its captives, our first parents and all the righteous who died from the beginning of time ran to Him Whom they had awaited, and the holy angelic orders glorified God for the restoration of our fallen race.
Apolytikion of Holy Saturday in the Second Tone
Lowering Your pure body from the Cross, Joseph wrapped it in clean muslin with fragrant spices and laid it in a new tomb.
When You descended to death, O Immortal Life, then, the light of Your divinity destroyed Hades. When You raised the dead from the depths of darkness, all the heavenly powers cried out, "Glory to You our Christ, the Giver of Life."
Standing by the tomb the angel said to the Myrrh-bearing women: "Myrrh is for the dead; but Christ has shown Himself stranger to death."
Kontakion of Holy Saturday in the Second Tone
He Who enclosed the deeps is now seen dead; and the immortal One is laid in a tomb enclosed in a shroud with myrrh. Women, too, come to anoint Him, weeping bitterly and lamenting: "This Sabbath is blessed above all others, for Christ, having fallen asleep, will rise on the third day."


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Lady Cats early leaders
May 12, 2007
ALBUQUERQUE — Clovis High's girls are leading Class 5A after the first day of the state track meet at the University of New Mexico, but coach Darrel Ray is anything but confident.
The defending 5A champion Lady Wildcats scored 21 points in five field events on Friday, but left some points out there that Ray isn't sure they can overcome against favored La Cueva.
"We were hoping to qualify some things (for today's finals), but we didn't," Ray said of his team's five-point lead over Rio Rancho, with Alamogordo third at 12 and La Cueva fourth at 10. "We scored down a little bit in high jump and discus.
"We just didn't have a real stellar day."
The boys also had a tough time. They are in fifth place after getting eight points from junior Manuel Robles with thirds in high jump (6-5) and long jump (22-5 1/4), and trail first-place Cibola by 10.
Senior Kacee Escobar had the best day for the Lady Cats, although she fell a little short of what she'd hoped to do. Tied with Alamogordo's Noel Cardon at 38-4 1/4 going into the final throw in shot put, the Lady Tigers' senior popped one 40-1 1/2 to take the victory.
Escobar led a 3-4-6 Clovis finish in discus at 120-5, about eight feet off her season best. Cardon finished second to Rio Rancho's Nicole Zarrella, who went 126-2.
"It was a disappointment," Escobar said. "I felt I let myself down, and I let my team down.
"I'm happy with my marks, but not satisfied. It's just a matter of it's your day sometimes or it's not."
Lorena Garza came in behind Escobar at 118-4, while sophomore Meagan Baglien placed sixth at 103-7. Both were well off their season-bests.
"These girls have done some amazing things throughout the year," said CHS assistant Gabe Apodaca, who coaches the Lady Cats' throwers. "It just wasn't their day today, but I'm very proud of what they've done this year."
Clovis also got a third from junior Jasmine McDonald at 5-1 in high jump, and a sixth from freshman Antiesha Brown at 16-8 in long jump.
McDonald, who had a 5A-best 5-5 coming in, easily cleared the first three heights but didn't come close at 5-3.
The Lady Cats had class-best times in three relays coming in and were second to La Cueva in the 1,600 relay. They advanced all four to today's finals, although they struggled mightily in the 1,600 relay with a time of 4:24.58 — well off their season-best of 4:07.73.
Also making it to the finals on the track were freshman Tara DeWitt, who qualified eighth in the 200 in 26.65 seconds, and junior Bianca Hampton, seventh in the 100 hurdles in 16.92.
Other events for the Lady Cats today include sophomore Alexa Armijo in pole vault, Brown and junior Janea Eshleman in triple jump and sophomore Caitlin Waters and freshman Michelle Schenk in the 800.
Robles and most of his competitors struggled in high jump, but Rio Rancho's Marcus Williams finally cleared 6-7 after the others had gone out on 6-5. Williams tried to go 7-1 and break the 5A record of 7-0 — shared by former Cats standout Hank Baskett — but clipped the bar with his heal on his final attempt.
In long jump, Robles was more the victim of bad luck. Hobbs' Morrecis Franklin went 22-5 1/2 on his final jump to edge Williams and Robles by a quarter inch.
Williams got the tiebreaker over Robles for second based on next-longest jumps.
"I could've done a little better," said Robles, who later qualified for the finals in the 200 with a time of 22.63 and remains a solid favorite to win his third consecutive 5A triple jump title today. "I feel all right about it. I came out and performed my best."
The Cats qualified senior Brian Mead fourth for today's 110 hurdles finals in 14.98 seconds, while senior Kolt Merren (11.45) in the 100 meters and the 800 relay team (1:32.24) advanced with eighth-place finishes on Friday.
CHS boys coach Darren Kelley had hoped for a strong weekend to contend for a trophy position (top three).
"It wasn't a great day by any means, but most of the kids competed well," Kelley said. "It's hard to be disappointed when they competed as hard as they did.
"We've still got some guys (today) who can score."
Junior Jordan Mendoza has 5A's top distance in javelin coming into today's competition at 182-7. Also, senior Michael Cohen and junior Taylor Muse are seeded 3-4 entering today's shot put event.


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Packing some pool-side punch, these bright striped beds will allow your pooch to lounge like a star! Because they are made with fade resistant, stain resistant Crypton, they'll stay as clean and fresh as the day you bought them. Leave it out - rain or shine. Pattern on top & bottom.
All Crypton pet beds are hand-made, one-of-a-kind items that are made-to-order. As such, please allow 2 - 3 weeks for delivery.
Only Crypton's patented technology can create eco-friendly pet beds that are stain, moisture, odor and bacteria resistant. You won't find a more long-lasting, beautiful pet bed for your pet.
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Virgin Blue Urges Minister Of Transport To Intervene24/07/2002
Virgin Blue has written today to Minister of Transport, The Honourable John Anderson, to intervene to break the impasse on access to the Ansett terminal at Sydney Airport.
Virgin Blue has asked him to direct the Department of Transport and Regional Services to urgently form a working group between the airlines and the airport so that the present deadlock can be broken.
Virgin Blue has offered to work alongside representatives from the airport, Qantas and Australia wide to ensure that the development of the former Ansett terminal meets the needs of all parties.
The presence of Transport officials will also ensure that the interest of any new entrant carrier will be properly represented in a way that is balanced and is not meant to drive any party's particular agenda.
Virgin Blue Deputy CEO, Rob Sherrard, stated, "We hope the Sydney Airport Board meeting on Friday will break the deadlock with an expedient solution that meets the needs of the travelling public, otherwise the Department seems to be the only neutral body that will be able to cut through some of the bureaucracy and misleading statements impacting on Virgin Blue and our customers."
Virgin Blue would welcome the opportunity to attend such a meeting at any location at the earliest possible date as the situation is urgent.


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The FR 2030 is an application for the issuance of Federal Reserve Bank stock and is submitted by de novo national banks. The application requires a resolution by the applying bank's board of directors authorizing the transaction, an indication of the capital and surplus of the bank, and an indication of the number of shares and dollar amount of Federal Reserve Bank stock to be purchased.
Purpose: The application is required by the Federal Reserve Act and Regulation I and is necessary in order to obtain account data on the bank's capital and surplus and to properly document requests for issuance of Federal Reserve Bank stock.
National banks are required to become members of the Federal Reserve System and must subscribe to the capital stock of the Federal Reserve Bank of the district in which the bank is located.
Respondent Panel:
Organizing national banks.
Event generated.
Public Release:
The information is not published but is not considered confidential.


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Tullio Levi-Civita
Levi-Civita, Tullio (tōlˈlyō lāˈvē-chēˈvētä) [key], 1873–1942, Italian mathematician. He taught at the universities of Padua (1898–1919) and Rome (1919–38) and was noted for his researches in pure geometry, hydrodynamics, celestial mechanics, and tensor analysis (see tensor), on which Einstein's work depended in part. He wrote Simplified Presentation of Einstein's Unified Field Equations (authorized tr. 1929).
The Columbia Electronic Encyclopedia, 6th ed. Copyright © 2012, Columbia University Press. All rights reserved.
See more Encyclopedia articles on: Mathematics: Biographies


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Amboy Direct Introduces Money Market Max More With Competitive Rate
Availability:Residents of New Jersey
Amboy Direct, the internet arm of Amboy Bank (New Jersey) has introduced its new Money Market Max More account, which earns 1.27% APY on balances between $40K and $250K. Balances between $5K and $39,999 earn 0.25% APY. (While the Money Market Max More account can be opened with a $100 deposit, $5K is the minimum eligible balance to earn any interest).
This a promotional offer and, as stated on Amboy Direct's Money Market Max More page, the APY is guaranteed for six months.
Thanks to DA member, Michael Greiner, for his Forum posting about this Money Market Max More deal!Anytime Access CD
Amboy Direct continues to offer its Anytime Access CD (1.15% APY $10K-$100K), which I first wrote about in a February 2014 posting. Details on the Anytime Access CD can be found here, but essentially it's a 3-year CD that allows you to withdraw (penalty free) up to 25% of the original balance each year. While you can make the withdrawal at any point during the year, you are only allowed one withdrawal per year.
Amboy Direct is the internet division of Amboy Bank, a New Jersey full-service commercial bank that is headquartered in the Township of Old Bridge. Accounts at Amboy Direct are available to New Jersey residents (18 years or older) who are U.S. Citizens or U.S. Resident Aliens.
Opening a Money Market Max More account can be done online, by mail, or by phone (877-22AMBOY). The Mail-In Application is available for download.
Bank Overview
Amboy Direct has an overall health rating of "B" at DepositAccounts.com, with a Texas Ratio of 35.69% (average), as of September 30, 2014. Amboy Direct has an excellent capitalization level of 13.97%, a result of holding $2.15 Billion in assets, with $300.58 Million in equity. Please refer to our financial overview of Amboy Direct for more details.
Amboy Direct's parent company, Amboy Bank, was founded in 1888 and has grown into a multi-billion dollar institution, with over 20 branches across central New Jersey. Amboy Direct was established as a division of the Bank in 1995, and became an internet banking service in 2003.
How Money Market Max More Compares
While the 1.27% APY is not the highest for comparable Money Market Accounts available to New Jersey residents, the higher maximum balance ($250K) is 5 times higher than EverBank's Money Market Account, making Money Market Max More very competitive.
The above rates are accurate as of 1/26/2015.
To look for the best nationwide Money Market rates and the best Money Market rates in your state, please refer to our Money Market rates table.


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Home Location Newsletter News Articles Resident Resources Contact Us
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Call (239) 425-2340 or toll-free (877) 809-9444 for more information.
Home View Miromar Lakes On Film Neighborhoods Beach Club Golf Club Location News Articles Contact Us Careers Terms of Service
Miromar Lakes Beach & Golf Club is the #1 Community in the United States and #1 Clubhouse; awarded the Gold Awards for Community of the Year and Best Clubhouse by the National Association of Home Builders. The only Florida community to receive these building industry top honors.
Miromar Lakes is the only community in Southwest Florida to offer waterfront living, beaches and golf all within one luxurious location. A wide range of residential choices includes Beachfront Residences, Waterfront Residences, Grand Estate Homes, Estate Homes, Luxury Villas, Full Floor Residences and Coach Homes. New home buyers can select from preferred builders including Arthur Rutenberg Homes/Lyons Housing, LLC , Bateman Communities, Distinctive Communities, Divco, Gulfshore Homes, Harbourside Custom Homes, London Bay Homes, and Randall Mitchell Companies.
Miromar Lakes Sales Gallery10160 Miromar Lakes Blvd.Miromar Lakes, FL 33913(239) 425-2340Driving directions >
Miromar Lakes Beach Club18061 Miromar Lakes Pkwy. Miromar Lakes, FL 33913(239) 415-7376
Miromar Lakes Golf Club 18520 Miromar Lakes Blvd.Miromar Lakes, FL 33913(239) 482-7644
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Miromar Development Corporation. All rights reserved.


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Don Oberdorfer
Speaker: Don Oberdorfer
Date: September 17, 1981
Reporter and Washington correspondent for the Charlotte Observer, Charlotte, NC (1955-1961). Assistant editor for the Saturday Evening Post, Washington, DC (1961-1965). National correspondent for the Knight Newspapers, Washington, DC (1965-1968). White House reporter and columnist for the Washington Post, Washington, DC (1968-1972). Discusses his memories of covering the Vietnam War.