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Warmup & Cool Down
Cooling Your Horse Out on Cold Days
Learn how to properly cool your horse out after cold weather exercise to avoid chills and muscle tension.
Photo by Anne M. Eberhardt/The Horse
Shipping and Showing Horses
Monitor and optimize your horse's training, diet, health, and shipping experience in order to help him perform his best.
Photo by Anne M. Eberhardt/The Horse
Winter Workouts
Consider how current weather conditions will affect your horse and adapt your workouts accordingly.
Photo by Keith Larson
Cooling Your Horse Out on Cold Days
November 08, 2016
Learn how to properly cool your horse out after cold weather exercise to avoid chills and muscle tension.... Read More
Horse Blanketing FAQs
October 18, 2016
On or off? Hot or cold? Lightweight or heavyweight? We'll answer these questions and more. ... Read More
Shipping and Showing Horses
July 27, 2016
Monitor and optimize your horse's training, diet, health, and shipping experience in order to help him perform his best.... Read More
Should a Body-Clipped Horse Warm Up in a Quarter Sheet?
January 25, 2016
Our panelists discuss the benefits and uses of a wool or fleece quarter sheet.... Read More
Winter Workouts
January 08, 2016
Consider how current weather conditions will affect your horse and adapt your workouts accordingly.... Read More
How Do I Keep a Sweaty Horse Warm in Winter After Riding?
February 20, 2015
Horses for Clean Water's Alayne Blickle offers tips for helping a horse dry off and cool out after winter riding.... Read More
Bundle Up! Riding Senior Horses in Cold Weather
December 10, 2014
Do you keep your older horses working throughout the winter? What precautions do you take when you ride?... Read More
How to Properly Longe Your Horse
October 30, 2014
Tips on why to longe a horse and how to do it right from Michelle Motyle of Castro Valley, California.... Read More
Spanish Riding School Debuts Arena with Mobile Roof
October 01, 2014
The Summer Riding Arena's mobile roof construction enables riders to train their stallions in the fresh air year-round.... Read More
Poll Recap: Bath Time
June 24, 2014
Of the 1,198 respondents, 790 (66%) said they rinse their horse after every ride during the warm months.... Read More
Winter Horseback Riding Tips
January 28, 2014
With a little bit more consideration for both horse and rider winter riding can be an enjoyable experience.... Read More
Endophyte-Infected Fescue Seeds' Effects on Equine Exercise Recovery
February 28, 2013
Researchers say endophyte-infected tall fescue seed consumption could negatively affect exercise recovery.... Read More
Managing Dehydration, Exhaustion in Horses (AAEP 2012)
February 25, 2013
With proper management, most horses recover well from dehydration and exhaustion.... Read More
Top 5 Stretches for Healthy Horses
September 15, 2012
Learn the top physical therapy exercises to perform for strength training horses in all lines of work. ... Read More
Clipping, Blankets Helpful in Cold-Weather Exercise Recovery
August 24, 2012
Clipped horses achieved faster post-exercise recovery than unclipped horses when working in cold temperatures.... Read More
Sport Horse/Jumpers Practice Table Topic (AAEP 2011)
December 26, 2011
Attendees discussed the horse's overall work program, assessment, conditioning strategies, and more.... Read More
Efficacy of High-Intensity Training for Racehorses
December 11, 2011
One common training method might not be as effective at conditioning racehorses as once thought.... Read More
Conditioning Through the Seasons: Fall and Winter
November 03, 2011
With a little knowledge and planning, the colder months can be a safe and productive time for your horse.... Read More
How to Stretch Your Horse
October 03, 2011
Learn about why and how to stretch your horse with Dr. Heather Woodruff of Hagyard Equine Medical Institute.... Read More
Are High-Speed Treadmills Safe for Horses?
August 23, 2011
Researchers determined that few injuries occur to horses during treadmill exercise. ... Read More
Ask the Vet Live Q&A: Conditioning Horses Now Available
May 31, 2011
TheHorse.com's Ask the Vet LIVE event on conditioning horses was held on May 26, and the recording is now ... Read More
Conditioning Horses
May 30, 2011
Learn about how your horse's body adapts to exercise and how to optimize his fitness.... Read More
Conditioning Through the Seasons: Spring and Summer
April 25, 2011
How your horse's body adapts to exercising and how he acclimates to spring and summer weather conditions. ... Read More
Dynamic Mobilization Exercises Activate the Sport Horse's Core
September 28, 2010
Anyone who has pilates classes knows how it strengthens your 'core' muscles, but did you know similar stretches and exercises can also strengthen and condition your horse? Hilary Clayton, BVMS, PhD, MRCVS, Mary Anne McPhail Dressage Chair in Equine ... Read More
Health Risks Associated with Competition
August 17, 2010
... Read More
Related Topics
Related Multimedia & Downloads
How-To Video
How to Properly Longe Your Horse
Special Report Download
Top 5 Stretches for Healthy Horses
Special Report Download
Conditioning Through the Seasons: Fall and Winter
How-To Video
How to Stretch Your Horse
Ask TheHorse Audio
Conditioning Horses
Special Report Download
Conditioning Through the Seasons: Spring and Summer
Farm Call: Your Questions Answered
Cooling Overheated Horses
Q. Q: With summer upon us, I am concerned about exercising my horse in hot weather. What can I do to make sure my horse is properly cooled out? Are there steps I can take before, during, and after exercise? A: There are many variables involved in this question. The answer depends on how much exercise your horse will undertake and how strenuous the exercise is. Also, it is necessary...
Blog: Horse Sense (and Sensibility)
- 9 Ideas for Giving Tuesday
- Two Very Different Racehorses
- Snapshots of Safety: Riding Helmets as a Habit
- Sometimes the Kitchen Sink is Necessary
- Prepurchase Exams are Rarely Black and White
- For Want of an Curbed Appetite
- A Happy Year
- Six Take-Homes from My Saddle Fitting Session
- 5 Practical Things Breyers Taught Me about Real Life with Horses


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PRICE-Our loving husband, brother, and friend to all, Jerry Wayne Campbell, age 62, passed away Aug. 9, 2010 at home while surrounded by his family.
He was born Feb. 19, 1948 in Price, Utah to Ray Allen and Ella Robbins Campbell.
On Oct. 20, 1999 Jerry married the love of his life Becky Hadden in Las Vegas, Nev.
Jerry was raised in Wellington and graduated from Carbon High School. He later attended and graduated from Lincoln Institute of Technology in Phoenix, Ariz. Jerry resided in Carbon County for most of his life where he loved being a long haul truck driver for several years. He also worked as a coal miner for Hiawatha and the US Steel coal mines. Jerry shared a special love for animals and the outdoors. He was a member of CCOHVA where he enjoyed riding his ATV.
He is survived by his wife, Becky Campbell, Price; two brothers and one sister, RD (Peggy) Campbell, Marilyn (John) Reva, Clayton (Betty) Campbell, all of Wellington; and many other extended family members and dear friends.
The family would like to thank Dr. Brian Tudor and the staff at Central Utah Cancer Clinic, Sherry King at Castleview Hospital, Dr. Sterling Potter, and the nursing staff at CNS Hospice.
A celebration of Jerry's life was held, Saturday, Aug. 14, 2010, 11 a.m., at the Carbon Emery Church of Christ, 3300 South Highway 6, Price. At Jerry's request he will be cremated and his ashes will be scattered by family members at a later date.
In lieu of flowers, Jerry has requested donations be made to the American Cancer Society in his memory.
Arrangements entrusted to Mitchell Funeral Home of Price where friends are welcome daily and encouraged to share memories of Jerry online at www.mitchellfuneralhome.net.

subset: commoncrawl


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Levity Kaitlyn Platform Sandal
Sorry, this item is sold out!
Looks like you've got more shoe shopping to do - have fun!
Looks like you've got more shoe shopping to do - have fun!
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March 05, 2013
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February 11, 2013
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Location: Mall of America
January 31, 2013
Too good to pass up!
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Click anywhere to close this.


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Spring for a brunch! No last-minute scrambling is needed with this easy egg bake!
Offer sides of steamed asparagus, fresh fruit and assorted rolls to complement this egg bake.
You can purchase precubed cooked ham in the refrigerated section of the supermarket where ham is sold.
© 2015 ®/TM General Mills All Rights Reserved


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UPDATE: Rango replied! You can read his answers to your questions here.
You may remember a few months ago when the Rango movie came out, we interviewed Abigail Breslin, the 14-year-old star who plays Priscilla. Well, the DVD is coming in July, so next month, Rango, the famous funny lookin' lizard himself, will answer YOUR questions. Now is your chance to ask Rango anything you want to know. Questions like. . . How does it feel to be a legend in your own time? What is it like being the sheriff of Dirt? How can a lizard shoot a gun?
Image courtesy of Paramount Pictures


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I've been trying to spend a little bit more time over on Google+ over the past couple of weeks and it's definitely growing on me, until now the only social network I've frequented on a daily basis has been Twitter and that still takes up a large chunk of my day although it's taken a Google+ shaped hit recently.
One of the features of Google+ which got a lot of praise after the initial launch was the ability to create various circles in order to segment those people/pages you are following and it's definitely a feature I've found really handy as I have been adding new people to my fold. One thing which I have been doing is seeking out some of my favourite SEO's and Internet Marketing hero's and also the key agencies these guys are often a part of.
Initially this was for my personal use but last week I started to share the circles I had created for 5 of my all time favourite agencies, 1 per day Monday – Friday. I had some great feedback from people following me on Google+ and also from the agencies themselves which was a surprise so I decided to add all the circles to one blog post. This one, in case you were wondering..
Day 1 – Koozai
First up is the brilliant Koozai team from the UK. Some of be best digital marketing advice coming out of the UK at the moment is over on their blog via Mike Essex, Samantha Noble, Tara West, Anna Lewis, Alec Sharratt and others… not to mention their speaking events.
Well worth circling the team!
Day 2 – SEER Interactive
Second digital marketing agency in this series of Google circles is Philly based SEER Interactive founded by Wil Reynolds . SEER's blog delivers again and again, the post by Rachael Gerson on screaming frog is the latest example of top notch content.
Just get on these folks right now!
Day 3 – Distilled
3rd instalment in the series of leading iMarketing agencies to follow is the epic Distilled! Like many others in the field I'm a massive fan of the distilled blog, videos and slide. They are true leaders in the world of SEO and wider online marketing.
I had the great fortune to interview co-founder Will Critchlow in my "Very British SEO interview" and am extremely grateful for his time. Shout outs to for Paddy Moogan, John Doherty and Tom Critchlow all of whom have helped me out (sometimes without knowing)
Day 4 – BlueGlass
The penultimate SEO agency circle in my series is Tampa based BlueGlass. Once again I love the quality of information on the agency blog which covers, SEO, Social and Content strategy.
Well worth Circling!
Day 5 – SEOMoz
Last, but by no means least in the series of SEO agency circles is probably the most well known of them all! The SEOmoz crew. The irony of course is that these guys aren't actually an SEO/inbound/digital marketing agency at all, they packed in that game years ago to concentrate on business of creating some of the best industry tools out there.
Besides not actually offering a consultancy service any more SEOMoz is still in my eyes the greatest SEO resource anywhere on the net thanks to contributions from Rand Fishkin, Jennifer Sable Lopez, Casey Henry, Gillian Muessig and a host of other well know faces.
If you only take on one of the 5 agency circles I've posted this week it has to be this one.
Post by Gaz Copeland


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Liev Schreiber Gossip
Liev Schreiber gossip, latest news, photos, and video.
Naomi & Liev are over
Taylor Hill / Steve Sands/ Getty Images
Naomi Watts and Liev Schreiber announced yesterday that they're over releasing a statement Full Story
Liev Schreiber is The Bleeder
Tara Ziemba/ Taylor Hill/ Getty Images
Mercury is in retrograde, so yada yada yada, I walked in to my screening of The Bleeder late. The night before, for the red carpet for The Bleeder, Lainey and I had to rush there due to some technical woes. It all worked out, and we got some great interviews with Naomi Watts Full Story
Naomi Watts: Oscar Prom Dress
Jeff Vespa/ Steve Granitz/ Ethan Miller/ Kevork Djansezian/ Todd Williamson/ Getty Images
I think a few times before I've been not so down with Naomi's red carpet style. I think it's totally fair that we just don't necessarily jive, style-wise. I bet she's really upset about it too. But in all seriousness, that's cool. Something isn't unattractive just because I don't like it, especially if everyone else does. Full Story
Celebrity Home Porn: Naomi & Liev edition
There have been rumours about Naomi Watts and Liev Schreiber recently because a tabloid – I think Star? – keeps reporting that they're done. As you know, the two were at the SAGs together last weekend – click here for a refresher – so, for now, they're telling us that they're together. Full Story
Naomi & Liev at the SAGs
Jason Merritt/ Frazer Harrison/ Dan MacMedan/ Kevork Djansezian/ Kevin Winter/ John Shearer/ Steve Granitz/ Getty Images
There's been some noise around Naomi Watts and Liev Schreiber lately. I think it's STAR Magazine that's been calling a breakup? No one's paying attention, really, because it's STAR Magazine. Naomi wasn't with Liev at the Golden Globes. That, presumably, was why STAR decided to jump on the story. Full Story
Rachel wins with Spotlight
Larry Busacca/ Theo Wargo/ Andrew Toth/ Taylor Hill/ Jemal Countess/ Bryan Bedder/ Getty Images
Have you seen Spotlight yet? The film won Best Feature and Best Screenplay last night at the Gotham Independent Film Awards, strengthening its position as a frontrunner for Best Picture at the Oscars. There is no doubt – Spotlight will be nominated in the category. Right now it's about what other films it'll face in the race. Full Story
Naomi Watts, Emmy Spouse
FameFlynet, Charley Gallay/ MARK RALSTON/ Steve Granitz/ John Shearer/ Getty Images
Whaaaaat…is this dress? I mean, I can't help laughing over this. It's short, it's at least two fabrics, it's kind of a slimmer line in the front than it is in the back, where it wafts out all Fairy princess, slash your great-aunt's curtains from the 80s. It's got a pocket, but either it's so far down or the dress is sliding down such that she has to streeeeeeetch to get her hand into the pocket. Full Story
TIFF Review: Spotlight
Alberto E. Rodriguez/ Getty Images
Hands down the best movie I've seen at TIFF, Spotlight is a phenomenal film, absolutely pitch perfect from start to finish. This could be my whole review—this film is flawless and if it doesn't affect you, then you are a monster. It will break your heart. It will make you so, SO angry. Full Story
Spotlight at the top
We must be approaching award season because the fall festivals have announced their lineups, led by TIFF, and now we're starting to get trailers for the Oscar baity movies we'll be watching in the fall. There's a lot of good-looking stuff coming up, but the one film I'm most looking forward to—and have been since it was first announced—is Tom McCarthy's Spotlight, about the Boston Globe breaking the story of the Catholic priest sex abuse scandal. Full Story
Liev Schreiber: on Naomi, marriage, and kids
KAMINSKI/ Splash
Vulture just posted a really good interview with Liev Schreiber. Why good? It's candid. Liev is currently promoting his now Showtime series, Ray Donovan, premiering on June 30. He speaks honestly about why he was initially averse to doing television again -- because he gets bored playing the same role over and over again -- and what it was about this particular character that changed his mind. Full Story
Naomi wants it too
Naomi Watts and Liev Schreiber are spending NYE in St Bart's with their children. Here they are on the beach today, perhaps some downtime before awards season and what's looking like a very possible Oscar run...and win? She's been nominated for both a Screen Actors Guild Award and a Golden Globe. Full Story


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About Player Housing -
I enjoy player housing in Vanguard/Everquest 2 was wondering if FF14 ARR is going to have this feature?
• Instanced Housing System (3 sizes, small, medium, large. Medium and Large cost high amounts of gil.) – Need to read more on this. Comprehensive Info.
Only information I have seen thus far.
Originally posted by Epic1oots
I wish you can have real neighbors or maybe a guild mansion....
You will.
Originally posted by Epic1oots
I wish you can have real neighbors or maybe a guild mansion....
guild mansion would be a cool concept
has any of these things been confirmed?
if the instance is a world with everyones' houses and guild houses that would be totally cool but if it is instance like EQ2 then it is meh...
The concept is akin to LOTROs housing neighbourhoods, but without the fail 'hook' system, so there are basically instances that contain a certain number and variety of houses.
It's been confirmed that crafters can build and upgrade parts of the house as well, with YoshiP giving an example of crafting a new style of roof through the efforts of multiple players.
It seems there's a focus on making housing a social feature as the larger houses are designed to be too expensive for a single player to maintain and customising them seems to require help from multiple players.
Originally posted by ozerinx
thats cool have they announced the price of a basic housing unit for individual players or the ones for guilds?
I don't have a quote handy but Yoshi-P said it would cost every single piece of gil you earn from questing from 1 to max level [presumably with 1 class] for the cheapest housing...if you don't spend anything, ever.
Originally posted by Divinefairy
Sounds like a alot, but that is likely rather cheap after finding a few or creating a few desirable items.
It's enough to make it feel important, and make getting a house feel like an achievement, but also realistic enough for most people to afford one if they level multiple jobs. The two larger sizes cost several times that amount though, so guild halls are going to be a real status symbol.


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By Carl KemGreen River
When I came back to Green River, I heard rumors of a reactor that was going to get put in. I really didn't give those rumors much credit because this place is, of all things, not the most ideal for a reactor. I suppose I could sit and sketch out an idea or two on it, but until I came here I really had no idea how serious people are about this. Truly my error as I should have researched it on the internet.
I for one do not support the idea of a reactor here. I guess you could call it the "NIMBY" syndrome. "Not In My BackYard" happens everywhere, really. But for now until I make Green River my home, it's really not my "backyard", and really not something I feel I should interrupt.
Something I feel those not living here should respect. But telling them that will more than likely falls on deaf ears.
I came here for several reasons- first, there aren't very many people; second, the folks that I knew previous to coming here (the Veteres, the Hatts, the Dunhams, the Thaynes, etc.) are all good people. I found that Green River has a higher per capita of good people in it than most any other place in Utah. County-wise as well, and that is one of my concerns.
Will having a reactor affect the moral integrity of the community? Perhaps not the reactor itself, but the people that come with it. What about the increase in crime? When you have the temporary workers coming here, you have an increase in crime. That is a guarantee, I don't care how strict the contractors are with their hiring practices. The more temporary workers, the more crimes. As I have been told, Green River is looking at around 3-5,000 people coming here. I certainly hope I heard wrong. With such a change, can Green River safely grow? There is no police department here. Just county sheriff and highway troopers. The fire department, volunteer and small. Will they be able to handle the growth?
The city water and sewer systems. Can they handle it, and has the technology improved to make a reactor a "safe bet", compared to the reactors in use today? Fukashima isn't even in the picture here, because while an earthquake can happen anywhere, somehow I can't seem to imagine a tsunami hitting Green River.
But other reactors in the US that use the same design are having problems. The Vermont Yankee Station is a good example. It has its differences from the Fukashima design, but it's leaking, never the less. How would Green River react and be affected by something small such as a leak or something more severe?
On top of that, has anyone considered the possibility that this whole thing could go flop? Grand Junction and the surrounding communities experienced that when the oil shale projects ended decades back, and it took a long time for the community to recover. Green River has seen that. I feel what is overlooked is the funding for the reactor. Most of the folks here I have talked about this reactor with think I'm nuts when I say that until that reactor is built and running, anything can happen. They think they have the money now, or do they? Money on paper isn't as good as cash on hand.
As for the folks in Moab and Grand Junction that oppose the reactor, I think they should read Matthew 7:3-5. They still have their own nuclear problems to deal with.
So that's my opinion, whatever it's worth, and for all I may know, I could be totally wrong about everything here.


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News // Evidence
5.3.13 Watch: Soundset 2013 - Let's Go!
Tickets are on sale online at www.ticketweb.com and Fifth Element (2411 Hennepin Ave. S, Minneapolis). General admission tickets are $49 ($3 facility fee and parking are included in ticket price). VIP tickets are SOLD OUT. RSVP on Facebook.
Confirmed artists for Soundset 2013 include:
Atmosphere, Snoop Dogg, Mac Miller, Tech N9ne, Busta Rhymes, Brother Ali, Juicy J, P.O.S, Schoolboy Q, Aesop Rock with Rob Sonic & DJ Big Wiz, Joey Bada$$, Step Brothers (Evidence & Alchemist), Sean Price, A$AP Ferg, Dizzy Wright, Apollo Brown & Guilty Simpson, R.A. The Rugged Man, Abstract Rude & Musab, Melo D – Beat Junkies, Diamond D (All 45s DJ Set), Kid Koala, Skratch Bastid, Psalm One & Oh No, The Reminders, Mixed Blood Majority, The Chalice, Open Mike Eagle, Greg Grease, Haphduzn, Meta, Major G, DJ Top Speed, Dan Speak, Jimmy2Times, Verb X, DJ Mad Mardigan, DJ Lean Rock and Edison.
Hosted by Sway Calloway, Blueprint, J Pratt.
RSVP to Soundset 2013 now. Use hashtag #Soundset when tweeting to join the discussion!
Soundset: SoundsetFestival.com | Facebook | Twitter | Google+ | Instagram
Rhymesayers: Facebook | Twitter | YouTube | Google+ | Flickr | Soundcloud | Myspace
5.12.13 TWO WEEKS until Soundset 2013
We thought we'd shoot out a quick reminder that Soundset 2013 is in only TWO WEEKS.
Get those…← Newer Post
3.9.13 Soundset 2013 tickets on sale to…
Tickets are on sale NOW online at www.ticketweb.com and Fifth Element (2411 Hennepin Ave. S,…Older Post →


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For Immediate Release Friday, February 9, 2001
WASHINGTON, D.C. - The United States Department of Justice's Office of Community Oriented Policing Services (COPS) today announced grants totaling $70 million to hire 640 new police officers to work in the nation's schools. These grants will be awarded to 348 law enforcement agencies representing cities and towns in 47 states across the country.
"This initiative enables police departments and school systems to implement a proactive school safety plan that includes a police officer being permanently assigned to the school system," said COPS' acting director, Ralph Justus. " As the recently publicized occurrences of school violence have shown us, deterrence and the type of early intervention that can be achieved by an officer working directly in a school are key components of school safety."
Today's grants were awarded under the COPS in Schools program, which funds both the hiring of community policing officers to work in schools, and training for the grant recipients on school safety issues. The grants will provide up to $125,000 to pay for the salary and benefits of each new officer over three years.
Since the inception of the COPS in Schools Program in 1998, the COPS program has provided $420 million to fund and train more than 3800 officers.


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Skip to comments.Post your Super Bowl XLIII Predictions
Posted on 01/29/2009 8:07:03 PM PST by Perdogg
Post your Super Bowl XLIII predictions. Okay, the joke about the "team with more points win" is old and no longer funny or clever.
I am going with the upset
Arizona Cardinals 21
Pittsburgh "0bama - I have always been a fan of " Steelers 13
24-16 Ariz.
Or, too close to call.
Cards, baby. Because Jesus has Kurt's back....and I have money riding on the Cards. ;)
I would if I cared about it. Bigger fish to fry right now.
Steelers 31, Cards 17.
Not a prediction really... actually more of a hope!
Barry is going for Pittsburgh, so how can anyone disagree? This 'hope and change' thing is so contagious! Barry is magical! If he says they will win, then no one can say otherwise.
33-31 Cards which will portend a bad week for Zero.
My prediction? No wardrobe malfunctions.
Super Bowl MVP.
Commercials better than the game.
13 million gallons soda consumed
22 million gallons beer consumed
1 million pounds aggregate weight gain
2 very creative commercials
5 commercials that were lame and look like the ad agency ripped off the client
2 commercials which were OK but for which most people cannot remember the advertised product
1214 hold-my-beer related injuries
237 sofa related injuries
144 'high five' related injuries
3 cheese related injuries
I also expect an upset.
I believe Warner's experience, along with the Arizona offense will barely overcome the Steelers great defense.
My prediction: Cardinals by 4.
That reminds me of a line in a Dave Barry book:
For the American Revolution is without doubt the single most important historical event ever to occur in this nation except of course for Super Bowl III 1
1 Jets 16, Colts 7. This historian won $35
I heard on ESPN radio yesterday the last four Superbowl champions wore white. Pittsburgh wore white in it's last two Superbowl victories.
GO PACKERS! (Runs and hides)
You guys really need to get over your Steelers Derangemant Syndrome. Seriously. You're starting to sound like libs who resent success and achievement through hard work. "Punish those Steelers for being successful!". Am I at FreeRepublic or DumbocratUnderground?
Rushie's and America's Steelers- 24
Cardinals- 17
I'm looking for a surprise win by the Cornhuskers.
Pulling for the Cards, but I don't make predictions.
Some men will play a child's game.
They will collect huge paychecks.
Media people and members of the public will shower half of them with adulation, half with disparagement.
At least one murder, 25 assault and batteries, and 500 emergency room visits due to physical injury, and 5 for alcohol poisoning, will result. Depending on the home city of the losing team (as opposed to "Losers", which defines the entirety of the NFL and a good chunk of its fan base), there may be a car fire and several arrests for vandalism and looting.
I don't care if you don't think this is funny. It's not meant to be.
The really sad part...I no longer care if all of that comes true.
Post your Super Bowl XLIII predictions. Okay, the joke about the "team with more points win" is old and no longer funny or clever.
"the team with the lessor points loses"
I will go with the cards, Steelers will control the game till the 4th quarter when Obama will order them to withdraw by the two minute warning.
So you're a Lions fan, huh?
Adrian Wilson will be the MVP....great article about him on the Arizona Cards web site
that's funny right there !
Steelers pound them. I'm rooting for the Cardinals (Ravens fan) :) but I don't see Arizona getting anything but beat up by Pitt...
I wish it had been me a couple years ago who first said...
"Go, Lions...
...and take the Tigers and Red Wings with you!"
Cardinals 42
Pittsburgh 17
Being a Raiders fan, I don't really have a dog in this fight, but anyhoo....
The Cardinals have been utterly amazing this year. Whether or not they win the Superbowl, Kurt Warner has proven to everyone who wrote him off that he does in fact belong in the league. That said, they will be up against one of the strongest defenses in the NFL, and Superbowls often come down to who has the better defense.
Meanwhile, on the Steelers' offense, Roethlisberger continues his usual patter of either pulling off big plays or getting knocked on his butt.
I think it'll be close, but I'm picking the Steelers, mostly on the basis of that stellar defense.
Have you been watching the ESPN coverage? This going to be a Stiller homegame...they can't find a Cardinal fan to put on air (yesterday they found, for guest commentator Donovan McNab, Eagles fans in Tampa...but COULD NOT FIND A RED JERSEY). Anywhere.
So, white shirts notwithstanding...the crowd is an 80/20 split for the beloved Black and Gold (yunzers travel well).
Now, I had to do this on another thread...the Burgh bashing is getting old. The Bamster was a teen during the Steel Curtain era...of course he followed the Stillerz...alot of our generation did, and for Barry, even a stopped clock is right twice a day; Jack Murtha does not represent Pittsburgh in the US Congress...he represents Johnstown, PA...folks get a map and a clue; Dan Rooney is the lib Rooney Brother; he has other conservative brothers who were/and still are to an extent owners of the team; and there are Christian, faith filled players on the Black and Gold as well.
There...I feel better...don't make snap my Terrible Towel...
Steelers 35 Cards 10.
So is syphilis.
Ah, the Detroit Lions...The France of the National Football League
His usual PATTERN, even. Jeez, I haven't had THAT much wine!
Arizona 31 - Pittsburgh 27.
As a Raiders fan, I'm thankful that the Lions suck more. :)
I predict a really close game, and the Cardinals win by 1 point.
ReneeLynn, there is no such thing as "anything-derangement-syndrome in football!" Some of us have been hatin' on other teams for years and years, it's part of the enjoyment of football season to trash talk other teams and other team's supporters.
Troy Polamalu will be MVP :)
Keith Olberdork doing any commentary?
If so my prediction is...I won't be watching.
Game prediction? Steelers by a comfortable margin(but would prefer AZ)
Oh and...the hell with Springstink...I'll be watching Puppy Bowl VI on Animal Planet .
Arizona 30-27 on a last minute FG.
Renee!!! Funny how two 'girls' wind up defending the Stillerz on these night time threads. Great post...and I don't know about you...but I will really miss Rush not being on, on Monday to celebrate. Mebbe he will call in :)
4 Stars! because i don't know how to post 4 7/16 stars
Apologies to Rush. I'm a Cowboy fan.
Not when you tie Obama with it and make my Steelers his team. He's a poser, not a Steelers fan.
Yes, I've been a Steelers fan for ages, I know about the trash talk. Which is why I'm trash talkin' back. SDS! It's real and it's here!
Go Steelers!
And a congratulations to Mike Tomlin on being named NFL Coach of the Year.
Pitsburgh is wearing their white jerseys so playing on a sod field may require so extra help to clean their unifroms after the 31-10 drubbing of the Cardinals.
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.


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By Esther Quintero
Esther Quintero is a senior research fellow at the Albert Shanker Institute. This post first appeared on the Shanker Blog.
How much do preschoolers from disadvantaged and more affluent backgrounds know about the world and why does that matter? One recent study by Tanya Kaefer (Lakehead University) Susan B. Neuman (New York University) and Ashley M. Pinkham (University of Michigan) provides some answers.
The researchers randomly selected children from preschool classrooms in two sites, one serving kids from disadvantaged backgrounds, the other serving middle-class kids. They then set about to answer three questions:
- Do poor and middle-class children possess different knowledge about the world?
- Do differences in knowledge influence the children's ability to learn in the classroom?
- If differences in preexisting knowledge were neutralized, would the two groups of children learn similarly?
To answer the first question, the researchers determined how much children from both groups knew about birds and the extent to which they were able to make inferences about new words based on such knowledge.
Not surprisingly, lower-income children had significantly less knowledge about birds and bird behaviors than did their middle-class peers. To rule out the possibility that these differences were the result of disparities in language proficiency, Kaefer et al. measured the children's receptive vocabularies. This way, they were able to establish that poor kids knew less about birds, not merely because they knew fewer words related to birds, but because they had less information about the domain in general.
To answer the second question — whether differences in knowledge influence the kids' ability to learn in the classroom — a second study evaluated children's ability to understand words out of context and to comprehend a story that was read to them. As predicted, children from middle-class backgrounds, who had greater knowledge about the domain category (i.e., birds), performed better in these two tasks than children with more limited knowledge about the domain.
It may not be obvious to adults, but learning words from books is not an automatic or straightforward task for young children. In fact, argue the authors of the paper, one of the factors influencing this process is children's preexisting knowledge. Previous research (cited in the paper) has established that children with larger vocabularies acquire new words implicitly from storybooks more readily than children with smaller vocabularies. At least two mechanisms might explain the relationship between vocabulary and learning.
First, the authors note, one possible explanation is that metalinguistic factors (e.g., verbal IQ, working memory) explain the relationship between vocabulary knowledge and implicit word learning.
Alternatively, if children's vocabulary is viewed as an indicator (or "reflection") of their general background knowledge, it may be the breadth and depth of their preexisting knowledge that influences their implicit word learning.
The logic of the second mechanism is as follows: Children's preexisting knowledge creates a framework that facilitates the acquisition of new information; knowing more words and concepts scaffolds children's ability to slot new information in the "right places," and to learn related words and concepts more efficiently.
To recap, the first study discussed above established that children from disadvantaged backgrounds know less about a topic (i.e., birds) than their middle-class peers. Next, in study two, the researchers showed that differences in domain knowledge influenced children's ability to understand words out of context, and to comprehend a story. Moreover, poor kids—who also had more limited knowledge—perform worse on these tasks than did their middle-class peers. But could additional knowledge be used to level the playing field for children from less affluent backgrounds?
In study three, the researchers held the children's prior knowledge constant by introducing a fictitious topic—i.e., a topic that was sure to be unknown to both groups. When the two groups of children were assessed on word learning and comprehension related to this new domain, the researchers found no significant differences in how poor and middle-class children learned words, comprehended a story or made inferences.
These results:
- Add to the body of research showing that preexisting knowledge shapes incidental vocabulary learning and comprehension for children, and that this is true for children as young as preschool age;
- Highlight the need to build children's background knowledge more systematically and strategically, and suggest that procedures to activate children's prior knowledge—e.g., storybook reading—may prove fruitless when such knowledge does not exist.
While this research, like all research, has limitations—see the paper for a discussion of these—the results taken together suggest that one powerful way to level the "learning field" for all children is to facilitate poor kids' access to "taken for granted" knowledge that middle class children, on average, are more likely to possess, primarily because they have been exposed to it in the first place.
When poor and middle-class children are given the same opportunities to assimilate new knowledge, their subsequent learning is comparable. Of course this is only one study, but the main finding and its implications are extremely powerful. It suggests that if preschool programs are not making a difference for children from disadvantaged backgrounds, it might be the case that the programs are not tackling an important but solvable problem: A deficit in knowledge.


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'Bringing Up Bebe' Author Discusses New Book
'Bringing Up Bebe' Author Discusses New Book
Oscars host Jimmy Kimmel preparing for 'standoff' with nominee Matt Damon
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'Bringing Up Bebe' Author Discusses New Book
Pamela Druckerman chats about the French approach to parenting in her book, "Bebe Day by Day."
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Oscars host Jimmy Kimmel preparing for 'standoff' with nominee Matt Damon
Kimmel spoke to ABC News' T. J. Holmes in an interview for "GMA."
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Teenagers fall through ice in Central Park
Good Samaritans jumped into frigid water to rescue several teenagers who fell through the ice in the New York park.
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'GMA' Hot List: Angelina Jolie opens up about her new movie and her family
Plus, Christina El Moussa speaks out after her split from Tarek El Moussa and Maks and Peta announce their return to "Dancing with the Stars."
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Mardi Gras flash mob leads to marriage proposal
John Galloway, 26, danced his way to asking Wendy Hernandez, 23, to marry him.
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Coyote follows doctor into office
The scary incident was captured on surveillance video.
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Will 2011 be the year that inspired the government to really get serious about teleworking.?
Was the tragic, surprise news from Kim Kardashian the tipping point? Consider:
People have been pushing teleworking for a long time. Especially after 9/11. Continuity of operations is the name of the game. We know we've got to keep going, no matter what Mother Nature or terrorists throw at us.
The future pace of teleworking will be largely decided inside the Beltway. And it's been a rough year, both weatherwise and emotionally here. It feels like we've had an unusual number of events here, and elsewhere, that make teleworking look more important than ever.
Federal employee bill tracker: How pending legislation could affect your bottom line
Federal employee bill tracker: How pending legislation could affect your bottom line
While things were even tougher in other parts of the country (much of Texas baked, the South and Midwest had killer tornadoes and New Englanders went many days without power), what happens in D.C. is important because this is where most of your bosses live. And where Congress, when it's in town, does its thing. For instance:
We were hit with 5 to 10 inches of snow in January 2010, followed by a 30-plus inch deluge in February that President Obama, a veteran of some tough Chicago winters, nicknamed Snowmegeddon. Many D.C. area workers had eight-hour commutes. Some camped in their cars.
The blizzard shut down most nonessential (and even some essential) government operations for a week. It also emphasized that in order to work from your home computer you need electricity which 750,000 people didn't have for a week or more.
This August, we had a rare 5.8 earthquake which cracked the Washington Monument, did damage to the National Cathedral and rocked a nearby nuclear plant. A few days later Hurricane Irene slammed the East Coast. No volcanic activity, yet.
In between the earthquake and the hurricane, parts of the country saw record drought and record heat then record rainfall which some meteorolgists said was a thousand-year rain. Late last month, we had a rare snowstorm and our coldest-ever temperature for that date in October.
To add insult to injury, in September my daughter's cat ran away. ( Fortunately there are three left).
Then this week, perhaps the cruelest cut of all. Kim Kardashian tweeted that she was ending her 72-day marriage, which many of us thought was made in heaven and would last forever. Thanks to the miracle of Twitter some of us probably knew it before her former soulmate got the word. Some younger feds are still in a state of shock.
And it's only November. The congressional supercommittee is yet to be heard from. Democracy can only handle so much stress.
Many experts say the best way Uncle Sam can survive weather or man-made disaster, not to mention protect the environment and reduce gridlock, is to have more people working from home. And the ability to have tens of thousands ready, will, able and authorized to work from home as part of the COOP.
The General Services Administration has announced a new emphasis on governmentwide teleworking programs. Previously, the Merit Systems Protection Board issued a 91-page report on teleworking in 2009. Both were done before the crushing news about Kim.
Question: Did the GSA and MSPB folks who wrote on the report work on it from home? If not, why not?
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Two teenagers who wrote award-winning essays received a big reward recently�two fun-filled days of fishing in northeastern Utah with Utah Bass Pro Wayne Crowder and Division of Wildlife Resources conservation officers from across the state.
Conservation officers with the DWR put the trips together, which took place during the first and third weekends in July. Several wildlife officers participated in the trips, as did representatives from Sportsmans Warehouse, which provided many of the prizes.
"We wanted to give kids in Utah a chance to share their feelings about fishing and then provide two lucky winners with the fishing trip of a lifetime," said Stacey Jones, a sergeant with the DWR. "I don't know who had more fun on the trip, though; us or the kids."
The two lucky winners were 15-year-old Hunter Maldonado of Green River and 18-year-old Chris Matern of West Jordan. Their two-day trips included specialized fishing instruction from Crowder, DWR conservation officers and Sportsmans Warehouse representatives.
Essays were accepted from junior and high school age students across Utah late last winter. The students were asked to focus their essays on their "Best Utah Fishing Trip," and prizes were awarded to three winners in two age categories.
"In February, the essays started to arrive," Jones said. "The entries were judged based on how accurate and descriptive they were; on the absence of illegal activity; on how their family was involved in the trip and most importantly: why did this experience make an impression on them?"
"This is why the officers felt this project was so critical," Jones said, "In order to hook kids of all ages on fishing, we need to build memories that keep them coming back on the mountain for a family experience, rather that sitting in front of a video game at home."
One of the award winners, Hunter Maldonado, a freshman at Green River High School, has grown up in a small town filled with hunting and fishing traditions.
"His dad loves to fish for bass, but Hunter is an avid goose hunter and has always been a little lukewarm about fishing," Jones said. "However, after writing a fantastic essay about a fishing trip with his dad and grandfather to Lake Powell, Hunter won his own fishing trip to Flaming Gorge."
Hunter split his time between bass fishing on the lake and trout fishing on the Green River with his parents, a group of wildlife officers, Sportsmans Warehouse reps and Crowder.


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Olivia Garden
Olivia Garden Ceramic + Ion Turbo Vent Boar Styler
- Overview
- Features
- 100% Boar
- Maximizes Heat Distribution
- Large Vents for Faster Drying
- Ceramic + ION Coated Barrel
- Ergonomic Handle
- Lightweight Body
- Retractable Pick
- Comfort Grip
- Achieve a Smooth, Shiny Finish
- Ideal for Thick & Curly Hair
- Eliminate Frizz & Fly-Aways
- Snag Free Neck Ring
- Gentle on Fine Hair
- Unique Shape
- About the brand
Olivia Garden Ceramic + Ion Turbo Vent Boar Styler features natural bristles set into a vented ceramic barrel for faster and more consistent styling. This unique brush also includes an ion charged material designed to help smooth and shine hair.
Olivia Garden was founded in Belgium in 1968 by Jean and Cathy Rennette. The company has a long history of designing and promoting innovative high quality products engineered to fulfill hairdressers' professional needs. The company started by manufacturing and distributing wigs with its own sales force to Belgian hairdressers.
EhThe bristles didn't do much...I think that they are supposed to smooth my hair, but it just felt like it was on top of the hair, not doing much. The pick fell out every time I used it too.Dec 3, 2014SallyHAIR TYPEOily Hair
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Olivia Garden Brushes Are One Of My Favorite Brands In Brushes!I saw the rating for this brush and could not help myself from writing a review... I am a hairdresser and have been in the business for 12 years and I can say from myself and my clients that this is an amazing brush that is easy to use with amazing smoothing and adds shine to the hair because it helps lay the cuticle down and give a beautiful bend that creates softness to the style. I use many different brushes from this company and ALL brushes (from any company) are made to style and manipulate hair differently. Not all brushes are made for all hair types and you should maybe get advice from your trusted hairstylist as to what would work best for you and your desired look. As far as this brush goes it deserves 5 stars!!!Apr 22, 2013Lindsey
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Not At All What I ExpectedThis hairbrush is not well made at all for the money spent. The first time I used it, many of the bristles came out. Also, it doesn't appear to have the "ceramic" finish that they claim, it just feels like cheap plastic. I wouldn't reccomend you waste your money on this product at all. Ironically, I bought this natural bristle hairbrush hoping to reduce static in my hair, but due to the cheap plastic construction of this brush, my static got worse. I will save this brush for use only when I have an up do and need to smooth some small flyaways .Apr 10, 2013Alexis / USAHAIR TYPEBlonde / Chemically Treated Hair
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By PATSY STODDARDEditor
A discussion at the recent public lands council meeting concerning the proposed Utah Association of Counties Wilderness Bill brought up both sides of the wilderness issue. UAC is proposing that on a county by county basis each county recommend an acreage of wilderness that they could live with. Bringing the bill before Congress and having them deal with Utah Wilderness with a designation in Utah would, they hope, put an end to the wilderness debate and quiet the environmentalists.
Commissioner Drew Sitterud said that some of the counties will have their recommendations in by Aug. 15. Commissioner Gary Kofford said, "We have been living with WSAs since 1974 and dealing with not having access for the past 30 years." Commissioner Kofford said the current WSAs in Emery County encompass 420,000 acres. He felt if the bill can resolve conflicts then why not go ahead.
Vernell Rowley from the lands council brought up the water issues with wilderness designation. Craig Johansen pointed out that we are indeed vulnerable on water issues. The UAC proposal contains strong wording on water that was written by Johansen. It was mentioned that the UAC proposal was for 1.9 million acres of wilderness statewide and the governor is going with the 3.2 million acre figure. Either way the Emery County portion would remain around the 420,000 acre figure.
The BLM wilderness survey identified 1.9 million acres of true wilderness in the state.
Commissioner Sitterud said the UAC bill has probably no chance of passing. Ray Petersen, public lands director for the county, said he sees no sense in going forward with any type of bill that is less than the 3.2 million acre statewide figure and that, "It wouldn't get off the ground."
Johansen mentioned the county's own proposal from 1995 was for 184,000 acres which was less than the BLM preferred proposal. The committee that was formed at that time held public hearings and put together the proposal. That committee was the forerunner of the present day lands council.
Kirk Johansen posed the question, "Are they only proposing this to avoid something worse?" Commissioner Kofford said that only Congress can designate wilderness and the WSAs have been in existence since 1974 and the thought is to resolve an issue that you've had before you for 30 years. Each county has different circumstances and the West Desert counties did not want some of their area designated because it is used for training for Hill Air Force base. Kane County has the Grand Staircase Escalante National Monument and doesn't feel the need for WSA on top of the monument.
Mike Reberg, the state director for Jim Matheson's congressional office was also present at the meeting. He said Matheson's office has not been presented with the UAC proposal and he was not aware of who would sponsor such a bill if it came forth. He felt any bill which is not fully vetted and didn't have byoff by all stakeholders would be problematic. He did state however that Matheson doesn't support the nine million acre Red Rock Wilderness Bill. He said that language in such bills is often as much a problem as the acreage involved.
Sen. Bennett's representative, Donna Sackett said that Sen. Bennett would not support anything without county and state support of a proposal.
Commissioner Kofford said what the commission needs to know is whether to support, pursue or stay out of such a bill. It was determined that the commission will hold public hearings to present the information to the public and hear public input on the matter. The first of such meetings will be held on Sept 2. at 7 p.m. at the Museum of the San Rafael.
Dennis Worwood who is the public lands chairman was not in attendance at the meeting that day, but had sent a letter to the commission and the lands council stating his position on the UAC Wilderness Bill. His concern being that a bill of 1.8 or 1.9 million acres would have little chance of passing and he sees a danger in bringing such a bill forward. "In 1995 when Utah went to Congress with its 1.8 million acre wilderness bill, SUWA had 12,000 members and when the bill was defeated one year later, SUWA's membership had swelled to 21,000 members and their budget nearly doubled in that years time. It is SUWAs goal to make Utah Wilderness a national issue as was done in Alaska when 57 million acres of wilderness was designated over loud objections by that state," said Worwood.
Randy Johnson who is the governor's public lands consultant felt like the UAC bill could put Emery County in harm's way. The BLM found 3.2 million acres statewide, but only recommended the 1.8 million acre figure. "This lower figure now does not represent the political reality of the wilderness debate in Utah. The concern with this bill is that some counties with large areas of beautiful BLM lands, like Emery County could be vulnerable to the amending process if this bill starts moving in Washington and more acreage is added to make it more politically acceptable."
Johnson also commented on Governor Leavitt's possible appointment to head the environmental protection agency.
"The governor will be bound by law and his first allegiance is to environmental law, but a western perspective in the EPA would be very refreshing and especially Gov. Mike Leavitt being able to take his enlibra principles and help make environmental policy more collaborative and less contentious," said Johnson.


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The Seeley fire which started on June 26 continues to burn. The number of personnel involved with fighting the fire and support staff is 690. The fire command post is the Canyon View Junior High in Huntington. There are 22 engines on the fire and eight aircraft. There are 15 hand crews with 20 people each. The fire is 17 percent contained at this time. The fire is spreading to the north and northeast. There are two bulldozers on the fire. The fire spans a 42,126 acre area which is 65.8 square miles. The Cost to date: $3,846,672.
The Weather Forecast for Thursday includes a moist trough of low pressure which has developed over the area continuing to bring an increased chance of erratic winds and possible dry lightning.
Wednesday's Fire Activity included: Seeley Mountain on the southwest side showed little smoke as most of the dead and down fuels have now burned out. Fire crews continued to monitor a spot fire on the west side of Seeley Ridge. A hand crew used direct attack to build an additional section of fire line on the west side of the fire near Candland Mountain. Overall risk to structures on the west side of the fire has significantly diminished. Hughes Canyon continued to burn as it has for the past couple of days.
A burnout operation was completed on a southeast slope all the way to the top of the ridge. This is part of the plan to establish a good solid black line for containment of the fire along the north perimeter. This has helped to keep the fire south of the community of Clear Creek. An additional burnout operation was also initiated which established a solid black line at the north to northeast fire perimeter along the pipeline easement and into Bob Wright Canyon. Fire activity remains low along the east to southeast side of the fire with crews continuing to patrol and mop-up. Smoke continued to be visible from stringers of dead spruce burning near the southern edge of the fire line.
On Thursday weather conditions permitting, burnout operations will continue to be executed from the northwest to northeast corner of the fire. Residents can expect to see smoke over the Huntington Creek, Castle Valley and Bob Wright Canyon areas. A hand crew will continue to improve existing and build additional fire line near Candland Mountain. Crews will continue with mop-up and patrol along the east, southern, and southwest perimeter of the fire. Structure protection remains in place if needed.
SR-31, the Huntington Canyon road, remains closed at Crandall Canyon and the Miller's Flat road is closed from SR-31 to Potter's Pond.


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Handmade Indian Table Décor Rectangular Floral Print Cotton Tablecloth 60" x 90" 6 Seater ,ZTCR01-2611
3 In stock
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Rectangle Table Cover Printed 6 Seater
Size-60 inches x 90 inches
Machine washable, Don't Soak, Cold Wash, Dry in Shade
Made in India
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At 60 inches in width by 90 inches in length, the Handmade Indian 60" x 90" Tablecloth will fit many dinner tables. You can use it on the table where you're gathering for a meal or on a buffet table where you have foods set up for a get-together.
The Handmade Indian 60" x 90" Tablecloth is an excellent choice of gifts for any occasion because it is something not found in stores and truly of exceptional quality. You can present the tablecloth for a bridal shower or wedding gift, a birthday gift, a housewarming gift, a hostess gift or a Christmas gift. You can even use it to wrap up dinnerware as an eco-friendly gift wrapping that can be enjoyed for years to come.Order the Handmade Indian 60" x 90" Tablecloth now, and we'll send one on its way from India to your home. Our quick shipping means your new tablecloth will arrive in no time for you or the recipient of your gift to enjoy.
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There are two types of internships in the Coggin College of Business, academic and non-academic internships. Each is explained below. For both types of internships, it is the student's responsibility to find and secure their own internships. Students can visit Osprey CareerLink to search for opportunities or schedule an appointment with the Career Management Center to discuss additional search strategies.
Students may be able to receive academic credit for an internship that is directly related to their major. Each major has different criteria for what is required in order for the student to receive credit for the internship. There are varying different criteria, guidelines and procedures based upon the internship in which you are applying for. Please read over the specific guidelines for your respective internship. With a few minor exceptions, all academic internships must be paid.
Non-Academic Internships
Non-academic internships are essentially the same experience as an academic internship but without the academic credit component. Students do not receive academic credit, nor are they required to work with an internship coordinator or academic advisor for approval. The internship timeline, pay and internship job requirements are all determined by the student and the employer.
The UNF Coggin College of Business is an excellent place for employers to recruit new employees. Our students can offer employers not only an excellent foundation of knowledge, understanding, and insight gained from UNF's outstanding academic programs, but also bring a wide range of skills, abilities, and values to enhance and contribute to their careers as well as lifelong professional development.
If you would like to offer an academic internship that will enable a student to gain valuable real-world experience and earn academic credit towards their major, please review the applicable academic internship guides above. The guides outline the criteria that is required for a position to qualify as an academic internship experience. It is important to note that ALL CCB majors require that their internship be paid in order for the student to receive credit.
While there are no "formal" requirements for non-academic internships, you might find the following information for "typical" internships helpful in structuring your internship
Organizations offering unpaid internships are welcome to advertise their position(s) to CCB students using Career Wings and other recruitment methods. However, it is the organizations responsibility to ensure that they are in compliance with all relevant state and federal laws, including the Fair Labor Standards Act. This US Department of Labor Fact Sheet may provide some useful information.
The most effective way to get the word out about your available positions is to post for free in our online jobs database called Osprey CareerLink. Our listings are accessible by UNF students and alumni 24 hours a day, 7 days a week. For more information and instructions on how to use Career Wings, visit our Posting Positions page.
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2016 Planning and Progress Study — Living Single
"As demographics shift and lifestyle trends continue to evolve, single households are now 45% of the U.S. population – and growing. Understanding the unique needs of this vital segment should be a key priority for the financial services industry."
— Rebekah Barsch, Northwestern Mutual vice president of planning and salesRead the findings. News Release, 10/5/16
2016 Planning and Progress Study — Assessing Financial Security
"It's much easier to navigate the path to financial security with your eyes wide open to all the realities you are facing. Like with any other situation, operating in the dark makes the process feel more challenging and intimidating."
— Dave Simbro, Northwestern Mutual vice president of life and annuity productsRead the findings. News Release, 9/13/16
2016 Planning and Progress Study — Millennials
"It's encouraging to see that Millennials are striking a balance between being realistic about the implications of extended longevity and remaining positive about building a solid financial future."
— Rebekah Barsch, Northwestern Mutual vice president of planning and salesRead the findings. News Release, 8/17/16
2016 Planning and Progress Study — People Plus Technology
"As people's financial and personal lives become busier and more complex, they want expert guidance tailored to their needs that they can access anywhere at any time."
— Tim Schaefer, Northwestern Mutual vice president, client and digital experienceRead the findings. News Release, 7/18/16
2016 Planning and Progress Study — Closing the Gap
"For individuals it means that financial security is not something that is typically achieved quickly or entirely on its own. It requires serious planning, professional help and strong discipline over a long period of time. By not taking action, people risk making the long road to financial security even longer."
— Greg Oberland, Northwestern Mutual presidentRead the findings. News Release, 6/21/16
2016 Planning and Progress Study — Financial Anxiety
"There's the sense that people are just staying afloat; that they're meeting their most immediate financial needs, but they're worried about what they can't see or don't expect. They don't know how to plan for the unplanned, and they worry that if something unexpected happens, it could have deep and lasting consequences."
—Rebekah Barsch, Northwestern Mutual vice president of planning and salesRead the findings. News Release, 6/8/16
2016 Planning and Progress Study — The Financial States of America
"The prospect of an extended retirement in an environment of diminishing safety nets makes it even more imperative that your financial plan is flexible enough to stretch as long as needed."
—Rebekah Barsch, Northwestern Mutual vice president of planning and salesRead the findings. News Release, 5/24/16
2016 Planning and Progress Study — The American Dream
"Financial security has emerged as the very pillar of The American Dream today, and a distinct catalyst toward leading a happy life. Optimism is great, but it needs to be backed up with consistent action."
—Rebekah Barsch, Northwestern Mutual vice president of planning and salesRead the findings. News Release, 4/26/16
Studies and Research
Northwestern Mutual periodically researches people's attitudes, perceptions, motives and behaviors toward certain financial issues.
C.A.R.E. Study 2017Learn More
Planning & Progress Study 2016Learn More
Planning & Progress Study 2015Learn More
Planning & Progress Study 2014Learn More
C.A.R.E. Study 2015Learn More
Long-Term Caregiving Study 2014Learn More
Long-Term Caregiving StudyLearn More
Cost of Long Term Care StudyLearn More
Elements of Success Study 2014Learn More
American Reality StudyLearn More
7 Financial Habits StudyLearn More
Life Insurance Awareness PollLearn More
State of Planning in America StudyLearn More
"Stick with It" StudyLearn More
Long-Term Care Awareness StudyLearn More
- News Releases
- Executive Bios
- Tools and Resources
- Media Contacts
- Multimedia
News Releases
Northwestern Mutual Named as a FORTUNE Magazine "Most Admired" Company
MILWAUKEE, Feb. 16, 2017 /PRNewswire/ -- Northwestern Mutual has been named one of the "World's Most Admired Companies" in its industry according to FORTUNE Magazine's annual survey. For more … More
Growing Consumer Demand Drives Northwestern Mutual's Strong 2016 Business Results
MILWAUKEE, Feb. 15, 2017 /PRNewswire/ -- Northwestern Mutual delivered another year of strong performance in 2016, despite industry-wide pressure posed by an unprecedented low interest rate environment. … More
Northwestern Mutual C.A.R.E. Study Reveals One Third of Current Caregivers' Monthly Budgets Spent on Expenses
MILWAUKEE, Feb. 8, 2017 /PRNewswire/ -- The latest Northwestern Mutual C.A.R.E. Study released today finds that despite recognizing the financial and lifestyle complexities of providing care to an elderly … More
Executive Bios
John E. Schlifske
Chairman and Chief Executive Officer
John E. Schlifske is chairman and chief executive officer of Northwestern Mutual and a member of the company's Board of Trustees. After joining Northwestern Mutual in 1987 as an investment specialist, Schlifske moved from portfolio manager to senior executive overseeing a variety of its investment operations. He later headed different parts of the company's business operations.Download high-res image Download pdf of bio
Gregory C. Oberland
Gregory C. Oberland is president of Northwestern Mutual and leads the company's agencies, sales and marketing function. In this role, he is responsible for the company's strategy of growing and enhancing its field force and delivering financial security to clients. Oberland joined Northwestern Mutual in 1982 as an attorney. He has held numerous executive-level positions with increasing responsibility for a variety of product line and operational areas, including Disability Income, Life Underwriting, Policyowner Services and Information Systems.Download high-res image Download pdf of bio
Joann M. Eisenhart
Senior Vice President – Human Resources
As senior vice president–Human Resources, Joann M. Eisenhart leads the human resources, facilities and philanthropy function, which includes the Human Resources, Facility Operations, and Strategic Philanthropy & Community Relations departments. Prior to joining Northwestern Mutual in 2011, Eisenhart was senior vice president of Human Resources at Pfizer, Inc., where she led a global human resources team that supported more than 100,000 employees worldwide.Download high-res image Download pdf of bio
Michael G. Carter
Executive Vice President and Chief Financial Officer
As executive vice president and chief financial officer, Michael G. Carter is responsible for the company's financial management functions, strategic planning and enterprise risk management oversight. Carter joined Northwestern Mutual's law department in 1994 and went on to serve in a number of executive leadership roles in operations, planning and distribution. Since 2008, he has served as the company's chief financial officer. Prior to joining the company, he was an attorney with Quarles & Brady in Milwaukee.Download high-res image Download pdf of bio
John M. Grogan
Senior Vice President – Insurance and Investment Products
As senior vice president–Insurance and Investment Products, John M. Grogan is responsible for the overall strategy and design of the company's integrated suite of insurance and investment products. This includes overall leadership responsibility for the Life and Annuity Products, Disability Income, Long-Term Care, and Product Finance departments, and for the Northwestern Mutual Wealth Management Company and Northwestern Mutual Investment Services. Grogan joined Northwestern Mutual as an attorney in 1992. He has a broad background as a company attorney, as well as having agencies and product experience, including leading the Field Services and Support and Disability Income departments. He also served as chief executive officer of the Northwestern Mutual Wealth Management Company during the financial crisis.Download high-res image Download pdf of bio
Raymond J. Manista
Senior Vice President – General Counsel and Secretary
As senior vice president–general counsel and secretary, Raymond J. Manista is responsible for the company's law and public affairs function, including the Law, Communications, Compliance/Best Practices and Government Relations departments. He also chairs the company's Executive Leadership Team. Manista has held various leadership roles since joining Northwestern Mutual in 1998, including vice president–Corporate Planning, where he oversaw the company's strategy development and planning, and vice president–Litigation Counsel. Prior to joining the company, he was a shareholder at Godfrey & Kahn, S.C., in Milwaukee, where he practiced commercial litigation.Download high-res image Download pdf of bio
Ronald P. Joelson
Executive Vice President and Chief Investment Officer
As executive vice president and chief investment officer, Ronald. P. Joelson oversees management of the company's $174.0 billion general account investment portfolio, which supports the company's surplus and its insurance and annuity products. Joelson is responsible for the company's three investment subsidiaries: Mason Street Advisors, LLC; Northwestern Mutual Capital, LLC; and Northwestern Mutual Real Estate Investment, LLC. Prior to joining Northwestern Mutual, he served as chief investment officer of two global insurance companies: Genworth Financial and Prudential Financial.Download high-res image Download pdf of bio
Timothy G. Schaefer
Executive Vice President – Client and Digital Experience
As executive vice president–client and digital experience, Timothy G. Schaefer is responsible for Northwestern Mutual's overall client experience, digital strategy and technology. He is also a member of the company's Executive Leadership Team.Download high-res image Download pdf of bio
Tools and Resources
We're helping people plan for their financial security so they can get more out of life. Learn how we're helping people reach their goals in our Annual Report stories below. For a more interactive online experience, check out the tablet version of our report.Download the Company Fact Sheet Download Disability Insurance Fact Sheet Download Fact Sheet: The State of Long-Term Care Try Our Tool Social Security Simplified
Media Contacts
Thank you for visiting Northwestern Mutual's online News Room. If you're a member of the media, please contact us via phone or email:
A member of the public relations team will respond to your inquiry at our earliest convenience.
Flexibility of life insurance
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June 30, 2013 Interest Rate Update
June 30, 2013 Sign up to receive the Monthly Interest Rate Summary email
The immediate interest rate for valuing lump sum payments for the month of July 2013 is 1.25%. The deferred interest rate I1 is 4.00%, I2 is 4.00%, and I3 is 4.00%. (The immediate interest rate for June 2013 was 0.75% for lump sum payments; the deferred interest rate I1 was 4.00%, I2 was 4.00%, and I3 was 4.00%).
NOTE: The Pension Protection Act of 2006 changed the interest rate methodology to be used to determine the present value of vested benefits for purposes of the variable-rate premium (i.e., the "premium funding target") for plan years beginning on or after January 1, 2008. Under the new rules, present value is determined using three interest rates ("spot segment rates"), each of which applies to cash flows during specified periods. See IRC section 430(h)(2)(B) for a description of these periods. The spot segment rates are based on the yields on high quality corporate bonds as determined by the Internal Revenue Service. IRS publishes the spot segment rates monthly. For premium purposes, the applicable segment rates are the rates for the month preceding the month in which the plan year begins.
See also PBGC's final rule implementing changes in the variable-rate premium made by the Pension Protection Act of 2006.
The spot first, second, and third segment rates for determining the variable rate premium amount for premium payment years commencing in June 2013 are, respectively, 0.97%, 3.76%, and 5.01%. The spot first, second, and third segment rates for determining the variable rate premium amount for premium payment years commencing in May 2013 were, respectively, 0.93%, 3.61% and 4.88%.
The select and ultimate interest rates for valuing annuity benefits in single-employer plans and multiemployer plans for the month of July 2013 are 2.60% for the first 20 years following the date of plan termination, and 3.43% thereafter, respectively. (The select interest rate for June 2013 was 2.50% for the first 20 years and the ultimate rate was 3.20%).
The interest rate that PBGC will charge on employer liability, unpaid contributions, and unpaid premiums, for the calendar quarter beginning July 1, and ending September 30, 2013, is 3.00%. (The interest rate for April 1 to June 30, 2013 was 3.00%).
The interest rate to be charged by multiemployer pension plans on withdrawal liability payments that are overdue or in default, or that is to be credited by such plans on overpayments of withdrawal liability during the calendar quarter beginning July 1, and ending September 30, 2013, is 3.25%. (The interest rate for April 1 to June 30, 2013 was 3.25%).
This page was updated on June 28, 2013.


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Sherrington: Texas A&M's Johnny Manziel must continue to improve to fit the mold of the 'cookie cutter' NFL
SportsDay columnist Kevin Sherrington answered reader questions about the college football season during a live chat Wednesday. Here are some highlights:
Who leaves for the pros sooner: Manziel or Sumlin?
Kevin Sherrington: I'm not sure that's Sumlin's goal, although I wouldn't rule anything out after the success he's had this year. He's certainly been fortunate with QBs. When he didn't have Case Keenum at Houston, he went 5-7. He goes to A&M and walks into the best situation in the country at QB. Having said that, he made it happen, too. You win with players, not schemes. As for Manziel, there's no way he's 6-1, 200 pounds. As he said the other day, the first thing that opponents say when they finally tackle him is that he's not as big as they thought. He's probably 5-11, 190. The cookie-cutter pros don't like that model. Manziel will need to continue to improve his throwing and get stronger. If he gets into the right situation, like Brees did in New Orleans, he could be great. But the NFL isn't exactly made up of a bunch of guys who like to think outside the box.
Do you have a Heisman vote? If so, have you fallen in love with Johnny Football?
Kevin Sherrington: Yes, I have a vote, Dan, but love is a pretty strong word. I wrote a column yesterday outlining why Manziel should win the Heisman. We're not supposed to reveal our votes, but I think you can read between the lines.
Football fans in the state might like it, but I think the media is more eager than realistic on the Cotton Bowl matchup. If they have the potential to pit a SEC and Big 12 school, why would they want a matchup everyone has seen when an OU-LSU matchup might have more national appeal?
Kevin Sherrington: I assume you're talking the potential Texas-Texas A&M matchup. Outside of the BCS title game, I think it would be the best matchup of all the bowls. There's a real rivalry there absent any of the others. And there's a lot at stake. Texas doesn't want to play the game, partly because of its grudge against the Aggies for leaving and endangering the health of the league, and partly because of the success the Aggies have had. A&M could win that game by two touchdowns, at least, and give recruits even more reasons to go to A&M. That's a lot riding on a bowl game, plus, you get the probable Heisman Trophy winner and most exciting player in the country. When Field Scovell and Hoss Brock were inviting teams to the Cotton Bowl, they were always looking for the best players. It's a good formula.


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Community Information Database
You are browsing the Subject Heading Leadership Development which contains 18 record(s)
- Alcance
ALCANCE is a program of the Community Action Board of Santa Cruz County (CAB). It was created in 2014 as a result of the merging of two of the agency's successful employment programs; the Communi... [Full Record] [Add to Personal List]
- Boys & Girls Club of Santa Cruz
Shoreline/Live Oak Teen Club (located at Shoreline Middle School) 855 17th Avenue Santa Cruz, CA 95062 831-477-4095 Jennifer Sherry, Unit Director email@example.com The Boys &am... [Full Record] [Add to Personal List]
- Evening Toastmasters Club
Organization for people who wish to improve their communication and leadership skills. Affiliated with Toastmasters International. Every Monday evening our talented & creative members gather t... [Full Record] [Add to Personal List]
- Exchange Club of Scotts Valley
Exchange, America's Service Club, is a group of men and women working together to make our communities better places to live through programs of service in Americanism, Community Service, Youth A... [Full Record] [Add to Personal List]
- Girl Scouts of California's Central Coast
Para mas informacion contactar a: 800-822-2427 ext. 307 Girl Scouts is the world's preeminent organization for developing leadership skills in girls and young women, building girls of coura... [Full Record] [Add to Personal List]
- Girls For A Change
Girls For A Change (GFC) is a national organization that empowers thousands of teen girls to create and lead social change. GFC provides girls with professional female role models, leadership training... [Full Record] [Add to Personal List]
- Leadership Santa Cruz County
The Leadership Santa Cruz County program provides a broad base of community knowledge and experiences to class members. Each session focuses on a different essential component of our community - from ... [Full Record] [Add to Personal List]
- Live Oak Community Resources
Drop-In Hours: Tuesday & Thursday, 1-5pm; Wednesday & Friday, 9am-5pm, closed 12-1 Information and links to community services on a drop-in basis, Second Harvest food distribution site, co... [Full Record] [Add to Personal List]
- Neighborhood Services Division
Neighborhood Services has moved to 37 Davis Avenue in Freedom as part of its ongoing mission of focused neighborhood development in the City. The Neighborhood Services Division reinforces the City&... [Full Record] [Add to Personal List]
- Oceanseed Project
Oceanseed Project is an environmental based, socioeconomic oriented non-profit organization providing a world of natural wonder, inspiration and empowerment to at-risk and disadvantaged youth. Ocea... [Full Record] [Add to Personal List]


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The third annual Canyon River Runners art show is slated to run from June 1-30 at the John Wesley Powell River History museum in Green River.
Entries in original paintings, all media and sculptures of river runners, landscapes, wildlife, and outdoor activities related to canyon areas, historical and present time are needed. No photographic entries.
The art will be on display and there will also be articles of art that can be purchased.
Categories will include professional, amateur, young amateur and junior amateur.
Each artist may submit two entries.
The art show has grown each year due to the work of those involved in promoting the show and encouraging entries from local artists and school children.


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about 8 years ago
14 comments
That's cool. Elletsville is about 5 miles or so from me.
i know. I am just playing with you. I am a little bored right now
about 8 years ago
776 comments
Hey you! Sorry, it's been a busy week - we're moving from a 1BR to a 2BR apartment this week, so spent all day carrying stuff up and down stairs - blah! The weather is crazy here - was cold, then went up to 72 yesterday, now tomorrow the high is in the 40s again. How's things in Baltimore?
no prob ha ha ha ha ha ha
HA HA HA HA HA. I have been sitting at my deck listen to music and waiting for something to break. ha ha ha for you I guess
It was a very quite day just like today
Yes it is Tom
that he is at a fun age and i love it
I am a electrician and a age tech. i love both of them. as a civ i work as a electrician in boston
I work on a base like any other reserve person. I just had drill this past weekens. will go back to base on 2nd weekend of january. and thanks for the flowers how sweet
at anygiven time within 72 hrs i can be shiped any were in the world. pluse i do my 1 weekend a month 2 weeks ayear
i am wicked pissah just so u know
drill was fun. worked on a B-1 stand and had a comanders call. pluse one of my Sgt was promoted to SMsgt over this UTA. it was at my base
hows it going? sorry i went away for drill this weekend
about 8 years ago
10 comments
Once or twice, but it's been a long time since I've been in Chi-town. The closest I get to there is Sterling/Rock Falls, I have family there.


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Time and Location: 2nd Wednesday, 12:20-1:20pm, AD 243
Mission Statement
The mission of the committee is to coordinate the process by which students are enrolled and class sections are offered in order to achieve maximum access and success for students. Such coordination will be executed in the context of the college's Mission and Master Plan as well as fiscal and physical considerations.
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