text:
Debates of Nov. 22nd, 2010
House of Commons Hansard #101 of the 40th Parliament, 3rd Session. (The original version is on Parliament's site.) The word of the day was indian.
- Question Period
- Strengthening Fiscal Transparency Act
- Tax Conventions Implementation Act, 2010
- Bob Cottingham
- National Holodomor Awareness Week
- Pat Burns
- Municipal Elections
- 98th Grey Cup Game
- North York General Hospital
- 2010 Canadian Bowl
- Le Tremplin High School and POSA/Source des Monts
- Pat Burns
- Club Avenir Foundation
- The Economy
- Childhood Cancer
- Canada's Economic Action Plan
- Use of Wood in Federal Buildings
- Saskatchewan Roughriders
- Taxation
- National Defence
- Government Priorities
- Taxation
- Infrastructure
- Afghanistan
- The Environment
- Afghanistan
- G8 and G20 Summits
- Government Advertising
- The Economy
- Public Safety
- Aboriginal Affairs
- Hydroelectricity
- National Defence
- The Environment
- Taxation
- National Defence
- Supply Management
- National Defence
- Food Safety
- Aboriginal Affairs
- Haiti
- City of Lévis
- Airport Security
- The Economy
- Haiti
- Poverty
- Government Response to Petitions
- Committees of the House
- Petitions
- Questions on the Order Paper
- Questions Passed as Orders for Returns
- Tax Conventions Implementation Act, 2010
- Gender Equity in Indian Registration Act
- Points of Order
- Fighting Internet and Wireless Spam Act
2010 Canadian Bowl
Statements By Members
2:05 p.m.
Kelly Block Saskatoon—Rosetown—Biggar, SK
Mr. Speaker, it is with great pleasure and pride that I rise today to congratulate the Saskatoon Hilltops, the 2010 Canadian Bowl champions.
In a fierce battle, the Hilltops defeated the Vancouver Island Raiders 34 to 23 in the national final.
Should anybody wonder why my colleague from Nanaimo—Alberni will be looking so dashing today, it is because he will be wearing a Saskatoon Hilltops jersey as part of a friendly wager between MPs.
He asked me to say that Vancouver Island residents are proud of their home team, that competitive sport never comes with a guarantee and that they will be back at it next year. He would like to congratulate the Saskatoon Hilltops for being great hosts and delivering an excellent game.
Indeed, the Vancouver Island Raiders deserve recognition for their strong showing, but in the end it was the Saskatoon Hilltops that proved to the nation that the Roughriders, soon to be the Grey Cup champions, are not the only team from Saskatchewan to watch.
Le Tremplin High School and POSA/Source des Monts
Statements By Members
2:05 p.m.
Yves Lessard Chambly—Borduas, QC
Mr. Speaker, I am pleased to speak today to acknowledge the presence of 25 young people and their chaperones from Le Tremplin high school and the POSA/Source des Monts youth organization in my riding.
Both of these institutions in Chambly help adolescents and young adults who are having problems in their lives. They provide support to these youth to help them overcome various obstacles. Le Tremplin high school provides educational services to young people who are subject to the Quebec Youth Protection Act and the Youth Criminal Justice Act. The mission of POSA/Source des Monts is to combat social exclusion and poverty among people under 35.
My Bloc Québécois colleagues and I would like to pay tribute to the staff of these two institutions for the work they are doing and commend these youths for the remarkable courage they have shown in facing and overcoming adversity.
Pat Burns
Statements By Members
2:05 p.m.
Sylvie Boucher Beauport—Limoilou, QC
Mr. Speaker, Quebeckers and Canadians were saddened to learn that coach Pat Burns had died after a brave battle with cancer. Known for his toughness and courage in hockey, Pat Burns showed the same qualities as he faced the hardest fight of his life. We were all moved to see him in Stanstead last March, when the Prime Minister announced that an arena would be named in his honour.
Certainly, winning the Stanley Cup was one of the highlights of his career, but he was also a three-time winner of the Jack Adams Award as coach of the year. He more than deserves to be inducted into the Hockey Hall of Fame.
On behalf of all my colleagues, I want to extend my sincere sympathies to the family and friends of this legend, who was a giant of our national sport. He will never be forgotten.
Club Avenir Foundation
Statements By Members
2:05 p.m.
Bernard Patry Pierrefonds—Dollard, QC
Mr. Speaker, the Fondation Club Avenir was established in 2002 as a philanthropic organization that encourages excellence in Canada's Algerian and Maghrebian community. This foundation recognizes innovation and success, hence creating a motivating force for the community.
Since its inception, more than 35 awards and distinctions have been handed out. On November 6, I had the privilege of attending the foundation's seventh gala where eight people were honoured.
The recipient of each award or distinction obtains recognition, prestige and a monetary prize: recognition by a committee of highly respected individuals who evaluate the nominees and choose the winners; the prestige of receiving a plaque and being promoted on the Internet and in the media; and a monetary prize awarded by the Club Avenir excellence fund.
In closing, I would like to congratulate the 2010 winners and thank the organizers who, by volunteering and encouraging others, make a difference in the lives of the recipients and their community.
The Economy
Statements By Members
2:10 p.m.
Ray Boughen Palliser, SK
Mr. Speaker, almost 430,000 more Canadians are working today than in July 2009.
Canada is leading the industrial world in exiting the recession. However, our Conservative government realizes that the economy is not about numbers. It is about people, families and how they feel about their financial security.
It is time to plan the next phase of the economic action plan. We will secure our economic recovery by ensuring our economic policies reflect the values and principles we share with Canadian families: living within our means, producing savings by reducing waste and duplication, and keeping taxes low to create jobs and sustain growth.
Unlike the coalition, we will not make wasteful new government spending commitments this year that would trigger higher taxes, kill jobs and reverse Canada's fragile economic growth.
While I am on my feet, I would like to offer congratulations from the Saskatchewan caucus to the Saskatchewan Roughriders. Go, Riders, go.
Childhood Cancer
Statements By Members
2:10 p.m.
Irene Mathyssen London—Fanshawe, ON
Mr. Speaker, today it is my privilege to tell the House about an incredible young woman of determination and great courage.
Stephanie Simmons is a 16-year-old grade 11 student at Clarke Road Secondary School in London, Ontario. She is also a childhood cancer survivor who has battled cancer since 2004, and understands the physical and emotional impact of the disease on individuals and their families and friends.
It is Stephanie's goal to convince Canada Post to create a commemorative stamp to promote awareness of childhood cancer in honour of the many children who have faced the disease. Today, more than 10,000 Canadian children live with cancer. Each year, 1,500 cases are diagnosed.
Stephanie's own words are the most powerful argument:
...Sometimes I wonder if there are ten thousand kids just like me...how is it that we don't hear more about kid's cancer?
...I would love to honour and thank all the survivors that have come before us, their strength and determination to beat their disease inspires all of us current warriors to dig in and keep fighting....
But mostly I want to honour all the brave warriors that have lost their battle. I want these heroes and their families to know that they have not been forgotten.....
Canada's Economic Action Plan
Statements By Members
2:10 p.m.
Jacques Gourde Lotbinière—Chutes-de-la-Chaudière, QC
Mr. Speaker, Canada's economic action plan is working, as shown by the thousands of jobs that have been created since July 2009, the restoration of economic growth and the fact that Canada is the first country in the industrialized world to recover from the recession. The economy is not just about numbers. It is about people and families.
We need to plan the next step of the economic action plan. We will ensure economic recovery by ensuring that our economic policies are in line with the values and principles we share with Canadian families: living within our means, saving by reducing waste, and keeping taxes low in order to create jobs and maintain growth.
We will not undertake any new, useless government spending that would increase taxes and make jobs vanish, thus stunting Canada's fragile economic growth.
Use of Wood in Federal Buildings
Statements By Members
2:10 p.m.
Robert Bouchard Chicoutimi—Le Fjord, QC
Mr. Speaker, the Quebec Order of Architects publicly supports Bill C-429 to promote the use of wood in the construction and renovation of federal buildings. André Bourassa, the order's president, stated, "We have the ability to integrate.... It is time to begin this shift in Quebec...."
He also disagreed with the Conservative members for Jonquière—Alma and Roberval—Lac-Saint-Jean, who are spreading false information by saying that we are not ready for Bill C-429.
The Conservative government's inconsistency when it comes to the forestry industry never ceases to amaze us. While it refuses to support Bill C-429, it initiated the North American wood first initiative, which encourages greater use of wood in non-residential construction. Yet that policy does nothing to encourage the use of wood in its own federal buildings. The Conservative government is sending mixed messages. Bill C-429 is a step in the right direction, but the Conservatives are demonstrating, once again, the lack of consideration—
Use of Wood in Federal Buildings
Statements By Members
2:10 p.m.
The Deputy Speaker Andrew Scheer
The hon. member for Wascana.
Saskatchewan Roughriders
Statements By Members
2:10 p.m.
Ralph Goodale Wascana, SK
Mr. Speaker, over the past few weeks we have heard a lot about Saskatchewan's strategic resources, especially potash, but nothing is more strategic in Saskatchewan than our precious Roughriders.
Facing temperatures of 30° below zero, the tough Calgary Stampeders, and the bad memories of last year at McMahon Stadium, the Riders came from behind yesterday in the CFL western final to seize the division championship once again. Now it is on to the 2010 Grey Cup game next weekend against the Montreal Alouettes. This will be the 98th Grey Cup.
Significantly, the Saskatchewan Roughriders pre-date the national championship. The roots of the Riders run all the way back to 1910, so this is the team's 100th anniversary. A century of Rider pride will warm up Edmonton this week.
Congratulations to president Jim Hopson, general manager Brendan Taman, head coach Ken Miller, quarterback Darian Durant, and every Roughrider and Roughrider wannabe in every corner of Canada.
Green is the colour.
Statements By Members
2:15 p.m.
Paul Calandra Oak Ridges—Markham, ON
Mr. Speaker, Tony Genco, the Liberal candidate in Vaughan, recently told the Vaughan Chamber of Commerce in regard to taxes, "We can't afford to increase them".
Unfortunately for Mr. Genco, his Ottawa boss is promising to raise taxes. The Liberal leader has promised to hike taxes on businesses, hurting our job creators when we need them the very most.
Groups such as the Canadian Chamber of Commerce have warned that the Liberal plan to raise taxes is a disastrous idea that will put the brakes on job growth, and it is the wrong thing to do if we want to create jobs and growth in the economy.
The Liberal leader has openly proclaimed that he will have to raise taxes and has said, "I am not going to take a GST hike off the table".
Tony Genco has proudly referred to the Liberal leader as his mentor. We understand why Mr. Genco would want to hide from his mentor's job-killing tax hike agenda, but that is no excuse for his attempts to mislead the good people of Vaughan.
National Defence
Oral Questions
2:15 p.m.
Ralph Goodale Wascana, SK
Mr. Speaker, in the finance minister's prebudget crusade against "risky spending schemes", he needs to look in his own backyard at the scheme to write a blank cheque for stealth fighter jets.
The Auditor General says this project is very high risk. The Pentagon and U.S. Senator John McCain said that costs are out of control. Reports today suggest billions more in cost overruns and more delay.
Will the finance minister say no to this Conservative risky spending scheme that will add billions to his deficit?
National Defence
Oral Questions
2:15 p.m.
Ottawa West—Nepean
John Baird Leader of the Government in the House of Commons and Minister of the Environment
Mr. Speaker, let me say this. The Government of Canada, when the hon. member opposite was a member of the cabinet, spent some $170 million in the development of this very same aircraft. It would seem rather strange that we would spend literally $170 million and then change our minds and go with a different plane.
This is the only option on the table, the only fifth generation stealth fighter. It is the same plane which 10 of our closest allies are purchasing. The American government has put a significant amount of money into the development of this plane. We believe that our men and women in uniform need this plane to do the job after 2020, when the logical lifespan of the CF-18s expires.
Government Priorities
Oral Questions
November 22nd, 2010 / 2:15 p.m.
Ralph Goodale Wascana, SK
Mr. Speaker, there are at least two other competitive bidders.
This is the government that increased federal spending by three times the rate of inflation before there was any recession, that put Canada back into deficit before there was any recession, that blew a billion bucks on one extravagant, wasteful weekend with the G20, and another billion on advertising consultants and a bloated PMO, plus that $16 billion for those stealth fighters and $10 billion for bigger jails.
Where is the plan to fix all these risky, reckless, Conservative schemes?
Government Priorities
Oral Questions
2:15 p.m.
Ottawa West—Nepean
John Baird Leader of the Government in the House of Commons and Minister of the Environment
Mr. Speaker, it was the Minister of Finance who stood in this place some two years ago and brought forward Canada's economic action plan, a plan that was so good, even the Liberal Party of Canada stood up and supported it.
The good news is that the plan is working. We have seen the creation of some 420,000 net new jobs. That is incredibly positive for the Canadian economy, but we must not celebrate. We must recommit ourselves to keeping taxes low and avoid the temptation that the Liberals seem to have of raising taxes.
That is our focus. That is our priority and the job is not yet done. We will continue to fight for more jobs for Canada.


text:
Oh Victor.ReplyCancel
That Hannah person looks ridiculous. She looks old, and foolish.ReplyCancel
Did Cheryl get a head transplant? Dropping weight & then pumping her face full of fillers makes her almost unrecognizable.ReplyCancel
Sydney Leroux's dress got shredded in the spin cycle and Hannah WTF??? FUGLY!ReplyCancel
The only thing that Chrissy Tiegan is sporting is her boobsReplyCancel
@SJoy Compliments to your cousin! Robin always looks phenomenal, so classy but not boring at all. Love it.ReplyCancel
Chrissy Teigan is cute but did anyone see her on Extra? She's like a mannequin, her movements were so off putting, I swear she's a Fembot in disguise!
Seriously, google it if you can be bothered! It's like her neck doesn't move, she turns her whole body instead and has this freaky smile plastered on her face the whole time.ReplyCancel
OK I'm a sports journalist and I have ask besides the Rock and Victor, who the f*ck are these people?!ReplyCancel

subset: commoncrawl


text:
Brooks Glycerin 8 Running Shoe
Sorry, this item is sold out!
Looks like you've got more shoe shopping to do - have fun!
Looks like you've got more shoe shopping to do - have fun!
Item # 236835
Explode on to the running scene with the Brooks® Glycerin® 8 running shoes strapped firmly to your feet. Ideal for neutral to mild-pronating runners looking for lightweight comfort and performance.
- Awarded "Editor's Choice" in the March Spring 2010 Shoe Guide of Runner's World Magazine
- Moisture-managing Element mesh upper with microfiber and synthetic overlays
- Moisture-managing Element mesh lining with a removable Profile sockliner
- DNA Technology for optimum cushioning for individual weight, pace, biomechanics and running environment
- Medial DRB® Accel for a smoother ride with added support
- Full-length BioMoGo midsole; Full-length S-257 Cushsole
- Built on a Universal Spring Platform
- Flexalon rubber forefoot for grip and traction
- Rubber sole
- Weight: 13 oz
- Imported
By: Surendra
Location: Fremont, CA
April 13, 2012
Good for long runs
"Fits good, Cushion is just right not too soft nor too firm. This shoe is good for long runs. It feels a littel bulky for me (may be becaus I prefer light shoes). I've used then on longer runs my feet feel fine after the run. This shoe provides all the cushioning your feet need for long runs."
Click anywhere to close this.


text:
When you are breastfeeding more than one baby at a time, it takes a little more learning and a little more commitment, but your body will learn to supply as much milk as your babies demand and all you have to figure out is how you and your babies can share and survive mealtimes together.
You should learn how to nurse two babies at a time as well as how to nurse your babies individually in order to respond to their internal schedules and individual needs - as well as your own! Some babies have a harder time than others latching on and nursing, and the learning process takes longer for some than for others. But when another baby is quite hungry, or when you're short on time, you'll be glad you know how to nurse two babies at once. Remember in doing so that your multiples are accustomed to tight quarters and enjoy the togetherness and the contact with each other, so that when you need their bodies to overlap in order to give them both access to your nipples, they will be comfortable with the arrangement. A nursing pillow may help you bring both babies up to breast level and will help support their weight. This gives you a chance to focus on positioning them so your nipples won't get sore. It's very important that you protect your own comfort in nursing so that you can continue providing your babies with nutrients and bonding time in this way.
Three popular positions for nursing two babies at once are:
You tuck each baby under an arm, with their heads facing your breasts so that they can nurse comfortably without turning. Nursing pillows make this position very easy to maintain and very comfy for many moms.
Each baby's head rests in the crook of your arm and their feet lie on each other's abdomens or legs as they nurse. This is a good way for your babies to get cozy with each other while they're cuddling up to
In this position, your babies form a straight line, with lots of overlap and both of their feet pointing in the same direction. One baby's head rests on the other's tummy with their legs tucked under your elbow, while the other's legs extend beneath their fellow nurser and across your own tummy.
You may want to offer each baby a different breast every feeding, or an assigned breast each day. Whatever works for you and your babies is the best option. There are no rules, and different babies have different needs and preferences.
Next Page >>
Cord Blood Registry
March of Dimes
Susan G. Komen
Home .
Site Map . About Us . Disclaimer . Privacy
All information on BabyWeekly is for educational purposes only. The place to get
medical advice, diagnoses, and treatment is your health care provider. If you have
any concerns about your health or the health of your baby, consult with your health
care provider at once. Use of this site is subject to the Disclaimer and Privacy
Copyright © 2000 -
CBR Systems, Inc. All rights reserved.


text:
It's the last day of 2009, the last day of the year, and the last day of the DECADE! But this year we have a problem — what to call this decade?
The years 1980-1989 are called the Eighties. The years 1990-1999 are called the Nineties. So we can say, "I like Eighties music." or "I was born in the Nineties." But what about this decade that's almost over? How are you going to say that you like the music from this decade? or whatever from this decade!
What should we call the years 2000-2009? Give me your ideas in the Comments.
— Sonja, STACKS Staffer wishing everyone a Happy New Year!


text:
The ten-unit environmental science major provides broad exposure to environmental sciences at the introductory level, focused work in science at the upper level and a set of cognates designed to show the social and humanistic context in which scientists work.
Core: Five units of science and mathematics, consisting of Biology 195, Chemistry 121, Geology 101, Geology 111 and Mathematics 141.
Science electives: Five units of focused work in science. Courses should have a central theme such as (but not limited to) habitat protection, modeling in environmental science, or water resources, and should be selected in consultation with a science faculty adviser and approved by the CSE director. Courses must be at the 200-level or higher, no more than three courses can be in one department, and at least one 300-level course must be included. Before beginning the study of theme, the student must secure the CSE director's approval of the proposed five-course sequence. This approval must be granted no later than mid-semester of the second semester of the student's sophomore year. A copy of the approved program and any subsequently approved changes are to be filed with the registrar after being signed by the CSE director.
Cognate courses: Two and one-half units, ENVN 201, ENVN 220, and one additional cognate selected from the "Society and Culture" or "Language, Idea and Image" lists in the environmental studies major.
Experiential requirements:


text:
Sinterklaas is actually closely interwined with Christmas. When the Dutch "owned" New York, then called New Amsterdam they brought this feast with them. Sinterklaas(Saint Nicholas) was part(among lots of other things) of the basis of what is now Christmas. This holiday evolved and got an whole other look and story it than Sinterklaas and came back to the Netherlands as Christmas.
Sinterklaas is a traditional giftgiver in the Netherlands. He is the saint St. Nicholas(patron saint of among other things: Children.) Sinterklaas is celebrated on the 5th of december when Santa brings the nice kids gifts and his helper black Peter(probably originated from Italian chimneysweep festival) takes bad kids in his bag to Spain, where Sinterklaas and the Peters are from. Sinterklaas arrives in The Netherlands with a steam boat about two weeks before december 5th. The 'official' Sinterklaas comes to a different city or village each year(which can be followed on tv.) In the rest of the cities help Sinterklaases arrive in the harbor. The black Peters throws traditional Dutch Candy to the children. In those two weeks children set there shoe by the fire place and Sinterklaas fills it with little gifts. The children often leave drawings for Sinterklaas and the Peters or a carrot and hay for the horse. The 5th of december is called package-evening. Usually the family sits together, than there usually is a loud banging on the door and some candy is thrown through the mailbox. A box of gifts is left in front of the front door.
The official Sinterklaas
Grown ups also celebrate it. They often draw names to select one person they have to buy a gift for and than have to make a "suprise" with a poem to accompany the gift. This means the gifts will have a very creative (self made) packaging that has something to do with the receiver. For example my brother once made a soccerfield with little puppets on top if it, he hid gifts in the field and small ones in the carboard puppets. The poems are often funny and are often somewhat teasing.
The leader of the best show about Sinterklaas that was ever made(in my opinion.) After the leader it is all in Dutch/Flemish. It is a Belgian show because they also celebrate Sinterklaas there. There are more countries and areas where it is celebrated, but they all have other traditions and aspects of the holiday.


text:
worth the trouble to disassemble and clean it when you are done for the day.
An epoxy with a ratio of 2:1 would use one pipe "piston" full, with a 2" inside diameter, the other with a 1" inside diameter
Please enter a valid email to subscribe
We need to confirm your email address.
To complete the subscription, please click the link in the
email we just sent you.
Thank you for subscribing!
via Egeo 16
Torino, 10131


text:
I can't help but wonder if the resurgence of The Great Gatsby-ish glam isn't helped a little bit by Downton Abbey's fashions. Squidoo agrees with me — the 1920s were soo elegant. Click on the photo, and it takes you to Fashionista.com and links to the film trailer. The new movie is just weeks away from hitting theaters.
"The Great Gatsby," F. Scott Fitzgerald's novel published in 1925, returns to the screen for the sixth time. Scroll to the bottom for Wikipedia's entire list of who's who in the films.
Gatsby brings us lace, drop waists, satin and flowing, fluid style. Femininity reigns. It's big fashion news in London — click here for more on that. One quirky thing is this movie was delayed in release … a few times, but fashion houses were ready. So some of us already have our Daisy Buchanan duds and frocks. I know I have at least four lacy numbers that look remarkably like what I wore in the 1970s when Gatsby was released. The colors, the fabrics — welcome back, Daisy.
Brooks Brothers is into the fashion — click here for the men's side.
I remember the 1974 movie and the style. Daisy Buchanan was played by Mia Farrow — she's now 68. Click here for an update on her. Robert Redford was Jay Gatsby. Farrow married Frank Sinatra and then settled in with Woody Allen. She was a fixture on "Peyton Place" and played the mom in "Rosemary's Baby."And who doesn't know Robert Redford?
Direct from Wikipedia– here are the six movies all sort of based on the novel:
- The Great Gatsby, 1926 – a silent movie of a stage adaptation, starring Warner Baxter, Lois Wilson, and William Powell. It is rumored ot be the best adaptation of the novel, but we'll never know. A trailer of the film at National Archives is all anyone can find.
- The Great Gatsby, 1949 – starred Alan Ladd, Betty Field and Shelley Winters.
- The Great Gatsby, 1974 – the most famous screen version and memorable to folks like me. Sam Waterston was narrator Nick Carraway, with Mia Farrow as Daisy Buchanan and Robert Redford as Gatsby. Get this — script by Francis Ford Coppola.
- The Great Gatsby, 2000 – a made-for-TV movie starring Toby Stephens, Paul Rudd and Mira Sorvino.
- G, 2002 – sort of based on Gastby and starring Richard T. Jones, Blair Underwood, and Chenoa Maxwell.
- The Great Gatsby, directed by Baz Luhrmann and starring Leonardo DiCaprio, Carey Mulligan, and Tobey Maguire. Coming our way May 10.
Pam Parker is the editor of Lake Erie LifeStyle, Her Times and House to Home at the Erie Times-News in Erie, Pa. She is the mom of three and stepmom of three.


text:
Skip to comments.Possible Credit Dislocation: Be Warned
Posted on 10/23/2009 12:40:41 PM PDT by FromLori
I have reason to suspect that the "monetary transmission mechanism" is full of rocks (again), and we are about to have another instance of what could colloquially be called "fun." (Yes, that's sarcasm.)
Here's what we know and what I can deduce from it:
JP Morgan's "cash position" was analyzed by a writer who published on SCRIBD, which showed that actual cash held has deteriorated radically. By more than half in the last year. The deterioration is continuing, not slowing.
I am hearing repeated anecdotes from multiple areas that foreclosed property held by banks with multiple full-price offers that include a financing requirement are being sold instead to people with actual cash at radical reductions from that price. This implies that these financing contingencies are regarded as not only potentially no good but factually no good, as if the banks know for a fact that the credit pipeline will (not might), within weeks or months (in the time required to close), disappear. There is no other rational explanation for this behavior.
Citibank's credit-card terms change implies a willingness to accept and even provoke a complete and intentional destruction of their credit card business as a very high probability outcome, given that nobody in their right mind will accept a 30% interest rate who has an alternative. The obvious implication is that only those who can't transfer balances out will remain and if your credit is that impaired there's a good chance you will default - either intentionally or otherwise. This too implies foreknowledge of a near-complete impending freeze in the credit markets.
The change in terms on credit accounts is NOT confined to Citibank. I have received a fax from a customer of Infibank with substantially identical terms, in which both the standard and penalty rate was adjusted to 29.99%. This strongly implies that whatever Citibank smells the problem is not confined to them.
Both of these credit card "adjustment" letters are of course marginal rate changes. That is, they are both based off the PRIME rate. The importance of that is missed by many. Don't be one of them (more on that below.)
I recently received a back channel communication indicating that The Fed is aware that this has been and still is a solvency problem and has so briefed certain members of Congress. This from a source believed reliable, but which cannot be independently confirmed. This data is not conclusive. But - if you are dependent on credit access and these anecdotes are in fact indicative of actual knowledge of an impending lock-up you are at grave financial risk.
Note that "margin" type rates that are based on the PRIME rate could hurt you far worse than you believe. With PRIME at historic lows should any such dislocation spike the prime rate your interest rate could go much higher with little or no notice or ability to do anything about it.
IF this is going to manifest as a dislocation of some sort it will probably occur within the normal closing window for real estate transactions, since the anecdotes related to that have the best-defined "reach", and the discounts being accepted to avoid this risk are massive to the point of denoting near-certainty of this event in the minds of the market participants who are electing to accept these cash-discounted offers.
Therefore, if you are dependent on such credit access I would take immediate action to do whatever is necessary to mitigate, to the extent you are able, the consequences of such a dislocation.
Consider how you survive returning to what essentially amounts to a cash economic posture in your business and personal life.
Note that the indications above are far stronger than what we saw going into last fall before the wheels came off. As a consequence if these actions are those of people with real knowledge (and this is not a guess on their part) I would expect the outcome to be worse than what we saw last fall in terms of economic impact.
Those who are short dollars (synthetically or in the actual market) need to beware - if I am reading this correctly you're about to get a really ugly surprise.
If you want to speculate on this outcome levered bets on radical dollar appreciation look like one of the best choices out there, followed closely by bearish levered bets on commodities. I would not consider such a speculative play that is not characterized by defined risk, as this analysis is based on nothing more than observation of behavior by market participants that all point toward their foreknowledge of an event that might happen in the reasonably-near future and is not, at present, backed up with actual significant credit-spread widening or other objective criteria.
Just finished readng this.
Oh crap.
I'm going to be on pins and needles for the next three weeks, praying my buyer's financing doesn't fall apart so I can get the hell out of this house.
Now, you'll please excuse me while I head down to the bank to make a withdrawal. ;-)
The posters replying to Denninger's tickers are a pretty bright bunch most of the time:
Anyone out there speak-ie the Finance language fluently who might interpret this report for Freepers not in business?
How about this. "WE'RE DOOMED!"
I'm a buyer here waiting to see if my application is going to be denied for the 4th time based on several new gov't and bank regulations hitting right now. I would never have believed that I'd be denied a loan with good credit, cash in hand for down payment, having owned a house before for 9 years, no late payments, no high credit card debt, same job for 13 years.
After two months of this full financial investigation of me, I'm about to pull the plug and say forget it. It's getting to be more stress than it's worth.
Most of the banks that I am talking to are holding onto their foreclosed properties...not selling them...not financing them...nothing.
Probably going back into a bear fund Monday. Prepared for a couple more weeks of chop before a downleg in earnest.
Mostly that's because if they hold on they can still pretend it's still worth $250,000. If they sell, they'll have to admit it's only worth $150,000 and take the loss.
Uncle Billy lost the $8,000 and will need another bailout soon.
Banks are desperate for cash, and contrary to public statements( lies ) of Treasury Secretary Geithner, Bernanke, Obama and others, these banks/firms are bankrupt. Toast. Tapioca.
They are selling anything on their books for anything they can get because they desperately need it now....and...they think that prices will crash in the future. It is a race for the door before the whole thing crashes, only they all know it, and we are being spoon fed big bowls of shinola and told it is sunshine. ( I know it's hard to believe that our political and financial elites would do such a thing, but what can I say? )
I'm no financial guru but here's something that made me go hmmm. I work in the insurance industry and Travelers (which was merged with citicorp) suddenly laid off HALF of their underwriters. Even though Travelers has shown consistent growth. My first thought was "What do they know that I don't?"
I disagree with this premise. IMO this happened because the Dem's credit card 'reforms' were trigger that week.
I read the reason they are doing that is it would totally crash the housing market it they put them all on the market at one time, so as they sell some off they put some more out there.
Credit terms are being unilaterally tightened as to be completely untenable. The very customers banks need in the credit market - credit card holders with high balances and reliable payments - are, or will be, squeezed out as interest rates skyrocket and penalties (for even minor transgressions like making payments a day late) become untenable. Customers will either bail out of the cards entirely and choose to not go back (hello), or be crushed out and be unable to return. Goose, golden egg, greed, no goose.
lol I reply on there from time to time myself. I think they are too for the most part.
That is most likely because of mark to market that way they do not have to show the crap on their books and if they did show it many of them would be shut down.
If you have a lot of credit card debt it is going to be a disaster or if you have a business and use the cards same thing.
Sure. I'll try to boil it down to the important stuff and keep it simple. Some of the points made in the article are right, others a bit off but I'll explain those.
1.) As the nation deleverages and lowers its overall debt levels, credit card companies are getting hit hard by rising defaults as people lose their job. Seeing this, the credit card companies can't issue enough commercial paper and other short term debt to fund all of the outstanding credit lines (Capital One, for example, doesn't actually have tens of billions of dollars in paper cash sitting around in bank vaults - it issues 24 hour IOU's to insurance companies, banks, and investors to fund its day-to-day operations). Without the ability to raise these short-term funds in the market, they are "unwinding" a substantial part of their business because they couldn't actually come up with the cash to fund credit card purchases if customers were to suddenly begin using cards as they lost their job. Their response is to do one of a two things:
A.) Cut credit limits or close accounts
B.) Drastically increase interest rates to attempt to get sane consumers to move their account elsewhere (in effect, getting the consumer to close the account)
In layman's terms: Imagine if you had promised to loan $1,000,000 to your friends, family, and coworkers. Suddenly, you find yourself only having $600,000 in available cash and borrowing. That means if everyone approached you about the loan you had promised, you would be $400,000 short. To fix the situation, you would either cancel your loan promises, or raise the interest rate drastically so your friends and family would cancel on you, getting you off the hook. Your goal would be lower your total potential exposure to no more than the $600,000 you had available to you.
2.) There are still a lot of foreclosures in the pipeline and no one is certain what that will mean when they hit the market. Will they lower comparable sales and cause another round of write-offs? (The answer: It depends on your community. In places like Texas, where unemployment is at a 20+ year LOW or Missouri where the average home price has fallen only 9% from peak to trough, it's not going to do a lot of damage.)
3.) J.P. Morgan's cash position isn't a problem. Buried several hundred pages into the most recent filing to the Securities and Exchange commission, you see that the reason they've blown through $25 billion in cash is because they paid back ALL of the money they borrowed from the government bailout, in full, plus interest and dividends EARLY.
Here's the actual text if you are interested:
***Pursuant to the Capital Purchase Program, on October 28, 2008, the Firm issued to the U.S. Treasury, for total proceeds of $25.0 billion, (i) 2.5 million shares of Series K preferred stock, and (ii) a warrant to purchase up to 88,401,697 shares of the Firms common stock, at the exercise price of $42.42 per share, subject to certain antidilution and other adjustments. On June 17, 2009, the Firm redeemed all of the outstanding shares of Series K preferred stock, and repaid the full $25.0 billion principal amount together with accrued dividends. Following discussions with the U.S. Treasury regarding the warrant, on July 7, 2009, JPMorgan Chase notified the U.S. Treasury that it had revoked its warrant repurchase notice. JPMorgan Chase understands, based on the U.S. Treasurys public statements, that the U.S. Treasury intends to pursue a public auction of the warrant. The U.S. Treasury has advised JPMorgan Chase that the Firm will be permitted to participate in any such auction.***
In other words: They were so confident in their profitability and the position they are in for the recovery, they parted with $25 billion in cash so they are no longer part of the bailout. The government MADE money off JP Morgan and, as tax payers, we should be proud of how they handled the situation.
4.) The dollar is going to trash. The article is correct on that - with $9+ trillion in projected deficits, the United States cannot maintain its status as the reserve currency of the world.
This doesn't have to be bad for you. Companies such as General Electric, Coca-Cola, and Johnson & Johnson make 50% or more of their profits from overseas. A falling dollar could make them BILLIONs in earnings, and their stockholders rich.
It also means there's a good chance gold and some other limited commodities could do well, as well as distressed real estate.
There are ALWAYS intelligent things to do. Even in the apocalypse, you can do right by your family and make money.
I kind of agree that is why they are doing it but then the effect is the same no matter the reason.
Thank you.
Good explanation except the part of jp morgan
Is he serious? I don't think the Citicorp credit card letters have gone out to all customers, for starters. Capital One seems upbeat in its outlook. So, maybe this is not as bad as Karl thinks. (Fingers crossed)
PING for later reading.
Isn't that where the problem lies? We are told banks are siting on Billions of dollars cash, just not lending it.
So what happened to all those Billions?
And a lot that should have been foreclosed on, haven't been. Simply living in them free, for now.
I called this week - we have a stellar rating and the rate is still going up - the operator blamed it on the govt...though couldnt cite anything specific. Fortunately, we pay off our balance each month in full.... but will be cancelling soon
Holy Smokes!
This is magnitudes worse than anything else.
Got FRNs under the mattress?
I understand what the author of the article is stating about J.P. Morgan, I just think he doesn't fully comprehend the banking industry.
Repurchasing agreements were a major source of liquidity for the markets (which he acknowledges) and the fact that it has been largely runoff has caused the M-multipliers to drop (which is why the Federal Reserve is printing so much money but it hasn't yet led to inflation - the printing has yet to exceed the amount of money created through the debt markets and activities such as repurchase agreements).
When Lehman Brothers failed, counterparty risk became the prime concern of most investors and institutions. When trust fails, the repurchase market is going to fail even most cases when the collateral covers the full 100% of the "loan" because a receivership would still cause issues and most people, rationally, don't want to deal with those problems. As a result of the credit market freeze, I currently utilize ZERO repurchase agreements, maintain cash in 30-day T-Bills only or FDIC insured bank accounts at regional banks with excessive tangible equity ratios, and we don't even lend out our securities, as we did in the past, to short sellers because we want fully custody, paid for in cash, in a third-party custodian in the off-chance that another brokerage fails. This is a rational response for me and those who have an investment in my companies.
Ten years from now, history will show that J.P. Morgan Chase used this time, and very cheap government money, to put together a collection of businesses that will make it one of the most profitable firms in history. The analysis of the cash problem isn't indicative of a problem in its cash flow, it merely represents the reality that the auction rate securities business, repurchase agreements, and a host of other commonly used financial instruments and securities, have yet to return to the level they were before the crisis (and it's not certain that they ever will). JPM is still solvent. It's a non-issue.
The only banks I liked better were Wells Fargo at any price below $15 per share and USB at the same valuation. In the interest of full discloure: We own a lot of these two banks and some JPM but it is a much, much smaller position.
Feel free to disagree with me. If you do, there's nothing more American than shorting the stock or selling put options on it =) I'm happy to take people's money.
If they had to liquidate today, you are absolutely correct, they would be bankrupt regardless of what the government says.
The paradox here is that by pretending, for the sake of the country, that they are solvent, in as little as 12-36 months, the profits generated every day that passes will be enough to plug the capital hole on the balance sheets, making up for the losses.
In other words, it's like a teenager who has trashed his parent's house. If the parents show up and lay down the law, there will be consequences. If, instead, they go spend the night at a hotel, show up the next morning like nothing happened and the house is put back together, the problem is solved (well ... the house problem is solved - you still won't trust the teenager, or bank, because you know they're prone to misbehaving).
Every day, more dollars are getting pored back into the balance sheets. It is merely a matter of time before the capital has been replaced and all is well with the world. Except for the dollar, which I maintain cannot stand the assault of $9+ trillion in deficits over the coming decade.
USB = US Bancorp
Not UBS = Union Bank of Switzerland, which is lucky it's still functioning because it is a MESS. I've never seen such horrific capital losses.
Banks are getting back more than they can handle.
Now "holding on to" often means, the houses are vacant, but the lender has not transfered title. This defers associated costs, insurance, HOA dues, and taxes are still the responsibility of the debtor.
Thanks for catching that!
I personally think that five to ten years from now, cash is trash. The combination of $9,000,000,000,000 in projected deficits combined with the fact that the United States cannot maintain its reserve currency status with China and the European Union offering more attractive terms for many nations as we ruin our balance sheet is an assault the USD simply cannot take.
This isn't a tragedy for individual investors. There are dozens of ways you can make obscene amounts of money off a declining dollar - from foreign real estate investments to holding stocks in other countries in the native currency with no hedging to issuing 30-year fixed-rate bonds (if you own a business that is large enough, which isn't feasible for most people), to buying equity to multi-nationals such as KO, GE, JNJ, etc., which I mentioned earlier, a falling dollar can make you very, very rich if you are positioned to take advantage of it.
My philosophy is, and has been, there are always intelligent things to do. Whether you believe the dollar will increase, the dollar will decrease, or we'll trade in the greenback for seashells, it doesn't matter. You can structure your life and finances in a way that you are flexible, with resources to take advantage of whatever comes our way. It's why capitalism works and why I love it.
If I were retired, I'd buy a Best Western or some other real estate holding in Canada, keep the money invested in Canadian currency in their banks (their debt as a percentage of GDP has drastically declined over the past 10 years), and then if and when the dollar fell, ship the money back to the states to live on as needed, enjoying extreme gains in real purchasing power. If the dollar appreciated, I could take more of my dollars and pour them into additional real estate holdings in Canada, using the power of the dollar as a "discount" on my acquisition price. Either way, I'd be protected.
Note: I'm not actually advocating someone do this, I'm merely pointing out that it is a practical application of my philosophy.
I have a friend who manages his family money. Very very wealth, multi jet family, yachts, in the financial papers. Anyways I asked him what he has been doing this last year with his part of the money and he said buying farms, mineral rights in western Canada.
canned beans...lots of 'em.
I would interpret this differently. This looks like the banks are desparate for cash NOW, rather than a moneymaking stream of cash flows (as they may not be in business to benefit from a long-term mortgage).....
If Bank A holds a property and gets multiple full-priced offers that are to be financed by Banks B or C, then it should not care about future income stream. At closing, Bank A would be paid in full. This is telling me that Bank A is not even confident that the buyer will be able to close. This is about taking cash today vs taking a promise of cash in 30 days or so.
I got my letter raising my rate from 5.99% to 29%. I couldn't close the account quickly enough. I seldom used the account and I have sterling credit.
Their loss.
The only question in my mind was, "What was all that consumer credit card legislation Congress passed?"
Don't bother asking me to open a new account when things are better, Citi. I no longer trust your judgment.
They did just announce a new stress test again today so that could very well be part of it too maybe they are worried they will not have adequate funds to cover? Though we all know what a joke that test was but maybe some who aren't in on obamas payoff will get taken out otherwise.
That was the joke of it all fooling the masses they gave them plenty of time in that legislation so they could get their rates up the jokes on the people once again. The responsible are being made to pay for the irresponsible the legislators do not expect their meal tickets the banks who gave them so much campaign cash to foot the bill.
That must be driving you nuts! What (if any) reasons are they giving you for this?
I missed the fact that you had already posted this article and posted it myself. Here is a link to the same article that was posted by me.
Think about what you do and be careful.
This looks like a very speculative forecast in IMO. (He's making forecasts based on what he thinks someone else is thinking?)
Present yourself to the lender as an illegal alien with no verifiable income and a criminal record in your country of origen.
Make sure they know that you've contacted ACORN to register to vote (as many times as possible) and you'll be approved post haste.
It might also help if you announced your plans to run a brothel/meth lab out of your residence.
So putting a small amount out does drive up the price. The problem is, unless it is a cash sale and the buyer is will ing to forego the appraisal, the homes are not appraising at the inflated over bids.
In some neighborhoods, the banks are now only take offers that people are going to move into, and not rent out.
IN other situations, the bank lets the deal fall through, because they won't lower to the appraisal price, which was more than likely the listed price.
I think it is costing the bank something like .005% every month they don't sell these homes.
We get calls all day long from people seeing the foreclosures in neighborhoods with the yellow signs on them that the banks haven't put on the market. There are a bunch!
In our area, it would serve the banks better just to get them out there and let people buy them now, before the homeless move in or the vandals destroy them!
I showed a house a few weeks ago, a short sale,that was very nice,about 2300sq ft with a pool nice gated neighborhood. It was priced at $225k.
I went back the other day and "someone" had taken all the copper pipe , along with the toilets sinks built in oven, and there were holes in all the walls. It was very sad!
I guess the owners saw they weren't going to be able to short it and just took anything of value!
"if you are dependent on credit access and these anecdotes are in fact indicative of actual knowledge of an impending lock-up you are at grave financial risk."
People like that should be wiped out!!!!
Bring back thq 18% prime rate!!!!
"That is most likely because of mark to market that way they do not have to show the crap on their books and if they did show it many of them would be shut down."
Foreclosed property isn't carried on their books as an asset, it isn't carried anywhere, it's just there.
They can only hold it for 18 months.
One thing they can do is sell thr forclosures between themselves, bank to bank, and get another 18 months they can hold them.
"we have a stellar rating and the rate is still going up "
If you pay your credit card bill every month why do you care what interest rate they charge?
I usually charge around $4,000/month on mine but pay it off as soon as the statement is available on line.
I have no idea what mine charges and don't give a damn!
I've never paid interest for anything in my life including my airplane except for the mortgage on my first home that has been paid off for over 20 years.
"I asked him what he has been doing this last year with his part of the money and he said buying farms, mineral rights in western Canada."
Funny since Canadian money has been buying mining properties here and in Mexico for the last 30 years.
A friend of mine sold 12 silver claims in New Mexico to a canadian mining company 25 years ago.
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.


text:
1.16.13 - Walk-in Wednesdays
Join us for Walk-in Wednesdays. The Admissions Office extends its office hours for students who are interested in learning more about the UDM Law advantage.
In addition, there will be a session on the application process at 6:00 p.m. and financial aid at 6:30 p.m. You are welcome to attend one or both.
No appointment is necessary.


text:
Agran loss bodes well for Irvine
I couldn't be everywhere Election Night, so I focused on two areas that I've long focused on: Irvine and
Costa Mesa, cities with highly divisive political factions whose election outcomes will have an impact beyond their borders. In both cities, the forces of better government won, although in Costa Mesa it was close.
In Irvine, Steven Choi's victory over Larry Agran for mayor was at once stunning and heartening. Agran and Beth Krom are now in the minority. Forming the majority I'm counting on to put an end to the Great Park madness is Choi, slate-mate co-winner Christina Shea and holdover Councilman Jeff Lalloway.
Agran's demise was the accumulation of several factors. Political consultants will tell you his "negatives" have been high for years. They grew higher as the public increasingly caught onto his shenanigans.
The negatives finally overcame Agran's incredible skills in the black art of campaign finance. That, and the fact that Choi had decent name ID plus money to run a decent campaign, finally defeated Agran. That one can deconstruct it in hindsight doesn't mean Choi's 5 percentage-point victory was anything less than jaw-dropping. Literally.
I was at the Republican Party's party at the Westin South Coast Plaza as the numbers were coming in Tuesday night. Al Tello took a photo capturing the exact moment that Lalloway told Irvine City Commissioner Kevin Trussell that Choi had won. Trussell's mouth is so wide open you could drive a giant orange helium-filled balloon into it.
Choi himself was rather inscrutable. He walked around like he knew it was going to happen all along.
The campaign mail was brutal. One Irvine voter I know got a total of 50 pieces.
Agran was up to his usual stuff. For example, as she has in the past, Laguna Beach oil heiress Anne Getty Earhart kicked in big bucks, this time $49,000 a few days before the election. The money went to an Irvine school-funding measure Agran got on the ballot as a funding mechanism that gets around the city's $440-per-person contribution limit. The campaign literature for those pieces was dominated by statements and photos touting what a swell guy Agran is.
The other side had some pretty good mail of its own. Maybe the most devastating piece featured a photo of D.A.
Tony Rackauckas with this quote: "Larry Agran weakened Irvine's sex-offender ordinance so that most sex offenders are able to roam freely in Irvine's parks." There was a mug shot of an actual sex offender, plus a grainy photo of Agran, a smiling shot of T-Rack, and a staged photo of a guy in a hoodie eying a toddler on a jungle gym. It was a Jim Bieber special if I ever saw one, with Bieber himself portraying the pervert.
"We shot it at the playground down the street," the hit-mail maestro told me proudly as we chatted at the Westin. (A few days after that piece dropped, Agran got T-Rack to do a robo-call emphasizing that sex offenders were not actually roaming Irvine's parks.)
So what now with this new Irvine majority? A hard-core performance audit showing how Agran and others burned through most of $200 million in Great Park money with relatively little to show for it would be nice. A recent L.A. Times analysis showed that less than one-fifth the $203 million spent so far went to actual park improvements. (Lalloway says the timing of this front-page piece was also helpful in defeating Agran.) But what about going forward?
For starters, it seems the majority has to cut a deal with FivePoint Communities, the Great Park residential developer, and come up with a realistic five-year spending plan for the park. Well, actually for starters, they need to rein in the existing spending, like the hundreds of thousands that go to Agran's political pals.
"Should Forde & Mollrich start trimming their expense account budget?" I asked Lalloway.
He smiled and gave me one of those scripted Lalloway quotes.
"We will definitely start from scratch at every level of the city," he said.
I hope so, because Agran will no longer take the heat if things don't shape up. The King is dead; start blaming a new King.
Tomorrow: Costa Mesa reformers eke out a council majority.
Mickadeit writes Mon.-Fri. Contact him at 714-796-4994 or firstname.lastname@example.com.
Most Popular
- 6 restaurant closures include a 30-year-old Mimi's Cafe, Souplantation and 2 Subways in I
- 3 dead, 2 injured after small plane crashes into Riverside home
- Former Santa Ana teacher gets 190 years for sexually assaulting girls during Philippines
- Johnson & Johnson completes $4.3B acquisition of Abbott Medical Optics in Santa Ana
- Irvine Jewish community center, school evacuated after bomb threat
User Agreement
Comments are encouraged, but you must follow our Privacy Policy Policy & Terms of Use
Keep it civil and stay on topic. No profanity, vulgarity, racial slurs or personal attacks. People who harass others or joke about tragedies will be blocked. By posting your comment, you agree to allow Orange County Register Communications, Inc. the right to republish your name and comment in additional Register publications without any notification or payment.


text:
Pool Hire
Hire the pool for a party or special event
You can enjoy a swimming party as part of a package or hire our pool for your swimming gala or special event.
Pool Parties
You can enjoy a pool party in our main pool or teaching pool.
View our party information in our Children's section.
Private Hire
You can hire our pool for a swimming gala, school swimming lessons or for a special event.
Contact our Bookings Co-ordinator on 01444 457337 for further information or complete an enquiry form using the link below.


text:
Sunday, March 4, 2012
Haveil Havalim #349
What a wonderful world of knowledge, of sharing! I knew I would love this - and I was right. It's a fun opportunity to read some blogs I've never visited, get back to ones I've missed reading but always know I'll enjoy, and more. So please join me on a brief trip around the Jewish/Israeli world of blogging. I'll apologize if I missed - well, I know I missed someone - but here's a quick view of some great posts over the past week.
About Judaism
In the About Judaism section, a most interesting post by Batya in Shiloh Musings. How many of us think a rainbow portends good things to come and rush to point them out to our children and share them with others. Quite some time ago, I learned that in Judaism, this is not the case. See The Rainbow is a Warning, a Reminder, Not a Comfort for a fantastic explanation of why this is.
In Kiss a Mezuzah, there's an interesting post about American atheists targeting religious neighborhoods with signs in Hebrew and English. Click here to see the post.
See The Real Jerusalem Streets' latest posting for some wonderful pictures of Israel in winter and more in Our Heritage is to live.
About Israel
If you've never been to the Israel21C website, you're missing an incredible resource for the amazing and innovative things Israel has created and continues to bring to the world. But since this is about blogs, did you know they also have a blog? If you have a second, please check out this post - and Israel in 180 seconds - it's just stunning: Foto Friday - Time Lapse in Israel.
I love reading my dear friend, Rivkah's blog, Bat Aliyah. She and her husband and their amazing two daughters (one of which I got to adopt for about a year until Rivkah made aliyah and took her back), came to live in Israel almost two years ago. Her latest blog post, Delights, simply fills you with the joys of living in Israel and some of the things that catch her eye as she goes through her days, finally at home in Israel.
It's hard to believe it has been one year since the horrible Fogel murders in Itamar. Here's an amazing post about the children, how they are - and how they remain an inspiration for all of us: A Visit with the Fogel Children on JewishMom.com
Here's another great post from Shiloh Musings on some of the great reasons to live in Israel! See Happy to Be in Israel All These Years/Decades
Me-Ander gives a wonderful view of one of the uncertainties of our lives when living in some areas in Israel. Waiting for a ride, wondering if the person who stops plans to help or harm. See As the Car Slowly Reversed in My Direction, I Wondered...
About Politics
The first time I heard the name Amir Mizroch was during the Gaza War. An Indonesian journalist named Faisal contacted me for an interview and to be safe, I asked him to send his questions in writing. He asked me my son's full name, his rank, his current location. He asked for his cell phone number, what his responsibilities were, what I'd done the night before Elie went to war [cried], and if Elie had taken anything with him. He also broke copyright laws by taking a picture of Elie to put on his blog (called HamasLovers - no, I won't give him a link!). I saw Elie's picture, there on that hateful blog, and I lost it. I threatened to sue him (reasonable), his newspaper (a bit out there, but okay), his city, his country - yeah, I'd pretty well lost it. He tried to tell me he was legitimate and told me I should write to Amir Mizroch to vouch for him. I don't remember if I did or not. But Amir's name popped up again and again in the last few years and he's a name I respect. He's got a great blog called Forecast Highs and a fantastic post we should all read: The Truth About Our Next War.
Casting the first (and last) stone provides a wonderful commentary on the last few weeks in Israel - but more, a video I had never seen - truth in journalism rarely comes better than this. This is an important clip to see - and share! Thanks to Treppenwitz for this one.
In IsraelSeen, a guest post by Lee Habeeb called Arab Like Me - Needs No Comment, shares his interesting perspectives and the hope that "Maybe, Arabs will come to see Jews not as their enemies, but as their neighbors, and as their trading partners." - Here's hoping he's right!
In the Secular Manifesto Spelled Out, Esser Agaroth comments on an article in YNET - yet another attempt to paint the right as evil, the left as righteous. There are no perfect truths, no 100%, no black and white. This post tries to add balance to a subject sadly lacking it.
About Food
Are there any among us that cannot sympathize with the panic many of us feel this time of year? Check out me-ander and It's "That" Time of The Year, Again, Food Inventory. As someone who has tremendous anxiety in the weeks before Passover, I can so relate to this.
If you're looking for a hamantashen recipe in honor of Purim, check out From Miriam's Kitchen and don't miss Yocheved's blog for Have Some Purim Fun.
About Health
One of my favorite photo blogs is Elms in my Yard by an "amateur" photographer in Jerusalem. Unlike Reuters, I've used the quotes properly here. Rachel's photographs are amazing. But beyond that, I wanted to point out this important post about the importance of women taking care of themselves: Big Squeeze/Public Service Announcement. A few years ago, on a scare that thankfully turned out to be nothing, our doctor sent me to the Hala Breast Clinic. There are no words for this place, for the kindness, the efficiency, the humanity they show through every step of the check up. If you should be going on a regular basis - try to get to this place!
Here's a wonderful blog post by Dave Bender on the amazing work of the medical clowns. See Medical Clowning in Israel - No Kidding.
About Funnies
Since Purim is just days away - I get the fun of posting some Purim and pre-Purim offerings.
See the Muqata's latest offering of The Fanat in the Hat and other Purim Stories.
By now, you probably need a good laugh and a reward for getting to the end of this long post. So, check out A Time of the Signs - it's a gem!
General Blogging Ideas and Tips
As bloggers, many of us wrestle with how to handle comments. Some just put them all through, some block them all, some censor. Here's an interesting post from Beneath the Wings entitled, Promoting Hate vs. Expanding Our Internal Eyesight.
Okay, outta time, outta days - but never outta blogs - so hoping I get a chance to do this again soon...I'll close this edition of Haveil Havalim. To my regular readers who have never encountered some of these blogs - enjoy them - I know many of the people behind these blogs and they are - every single one of them - amazing people that I respect who care enough to take the time to share their feelings, knowledge, and love of our people, our land, our religion. Enjoy!
For more update information join our facebook page.
Next week's Havel Havelim will be hosted on Esser Agaroth; send your links to send to email@example.com
5 comments:
Hi Mrs. Stern,
I am an (recently) avid reader of your blog and your comment about Hamaslovers website peaked my interest. I quickly scanned the site to get the gist of what type of blog it is, and it seems to me that his blog is more pro-Jew/Arab coexistence (I used google translate). I really don't think the blogger is trying to be hateful, but merely trying to direct attention his way with a controversial name (much like elderofziyon).
Of course I don't condone the posting a picture of your son on his blog...I think it was idiotic (and it was obviously removed) But calling the site 'hateful' may be misplaced.
- March 4, 2012 at 9:12 AM
I think this is great, kol hakavod! Just sorry I was so slow with the snow blog... too much water means no power erev Shabat.
Sharon A
The Real Jerusalem Streets
- March 4, 2012 at 9:32 AM
- Batya said...
Paula, thanks so much. This is a wonderful Havel Havelim! Next try a KCC!
- March 4, 2012 at 10:22 AM
- Esser Agaroth said...
Thanks for hosting and for including my link!
Haveil Havalim #349 Is Up!
- March 4, 2012 at 3:06 PM
- rickismom said...
Thank you!(Nice job!)
- March 5, 2012 at 2:48 PM
Copyright Statement
For permission to use pictures or text from this site, please write to: email@example.com.


text:
Added to Shopping Bag
The Candle Factory Large 15-Ounce Jar Crackling Candle, Balsam and Ced...
Listed by Marc P.
Price: $31.98
Returnable for Site Credit.
You can request a return for Tradesy Site Credit within 4 days of delivery. FREE return shipping.
If your item was misrepresented in any way, you can file a misrepresentation claim. Tradesy will investigate and you'll be eligible for a Full Refund.
Shopping Bag :
Reserved for -:--
Large 15-Ounce Jar Crackling Candle, Balsam and Ced...
Shipping Included
Pay with Credit Card, PayPal, or Affirm.
1 person saved this item
This item has original tags and shows no visible signs of wear.
Large, 15-ounce candle jar fills air with a blend of pine, eucalyptus, cedarwood and sweet balsam.
Created in The Candle Factory traditional signature design, reflecting warmth and a relaxed sense of style
Provides 110-150 hours of fragranced burning time; available in a variety of fragrances
Candle made from pure Soy wax around pure WOOD wicks; glass jar and lid
Safe for use outdoors and indoors; great gift for friends and family for any occasion
3"L x 6"H x 3"W
Style Tags:
Scented Candles, Soy Wax, Fragrance, glass, woodwicks, crackling candle, candle, candles, wood wick, The Candle Factory Fragrance
Sun 3/5/17 - Thu 3/9/17 (4-8 days)
Feel free to return this item for any reason and get Tradesy Credit. Use your credit to buy something that makes you happy. Just a heads-up, purchases outside the U.S. are Final Sale.
Submit a return request within 4 days of delivery
Pack and ship the item using our free return shipping label
Skip the return request and bring the item to your nearest for instant Tradesy Credit.
Have a similar item? Sell Yours
Authenticity Promise
Tradesy only allows the sale of authentic designer goods. If you believe your purchase is a replica, send it to our team for a free evaluation. You'll get a full refund if anything's amiss.*Learn More
Our Guarantee
Get what you ordered, or your money back. We'll give you a full refund if the condition, style, or authenticity of an item are misrepresented in any way.*Learn More
Real People, Here to Help
Need help? Have questions? Our team in sunny Southern California is available by phone, email, and chat.Help & Support


text:
M by Marinelli Tip Sandal
Sorry, this item is sold out!
Looks like you've got more shoe shopping to do - have fun!
Looks like you've got more shoe shopping to do - have fun!
Item # 206118
Sophisticated, jeweled and sure to keep you center of attention, the Tip from M by Marinelli is perfect for any special occasion.
- Jeweled satin upper
- Adjustable heel strap
- 3½" covered heel
- Synthetic sole
- Imported
- View more Women's M by Marinelli Shoes
By: AngK777
Location: NYC
July 11, 2013
highly recomendable
"These are classy and so comfortable! Perfect amount of sparkle without overpowering the shoe. It's very comfortable and true to size."
By: loveleen
Location: Bergenfield N.J
February 20, 2012
Special event type of sandal
"this sandal is good for special occasions to parties etc. Its runs ture on size. The heel is short, it is okay on comfort. If one has narrow feet you might not want to get this because it does feel a little loose in the front. It is a good quality sandal for a reasonable price."
By: fox74trot
Location: Colleyville, TX
March 31, 2011
Beautiful and comfy
"This shoe is gorgeous. It is actually more comfy than it appears. Another customer even complimented the shoes when she saw them on my feet."
By: paul712011
Location: Philadelphia, Pa
March 28, 2011
Shoes for Wedding
"I purchase this shoe for my daughter's wedding. I was looking on every web-site for the right shoe could not find anything. Yes this is the right one. The shoe runs a little big; so I purchase some shoe items to go in the bottom to make the shoe fit. The color is great and this is a stand out shoe."
Click anywhere to close this.


text:
Social and Cultural Activities
In a break from the monotony of our daily routines, ASPIRE students and staff often take excursions to basque in what the Bay Area has to offer.
ASPIRE is also a place to meet new friends and relax. We take time for potlucks, BBQ's, and cultural activities so that students, staff, and the campus community can meet and share their interests.
In December of 2008, we hosted our annual Masquerade Ball. You can be sure that when you come hang out with us, we will have fun!


text:
Sperry Top-Sider Starpoint Glitter Bootie
Sorry, this item is sold out!
Looks like you've got more shoe shopping to do - have fun!
Looks like you've got more shoe shopping to do - have fun!
Item # 263978
Experience the best of both worlds in the Sperry Starpoint. This boat shoe inspired bootie will have you styilin' in no time flat!
- Leather upper with shimmered glitter finish
- Front lace-up and 360º lacing at ankle
- Topline buckle
- 6" shaft height, pull on
- 10" ankle opening
- Rubber sole
- Imported
- View more Women's Sperry Top-Sider Shoes
By: NIKADEEKA
Location: Richmond, VA
July 21, 2013
NIce Gold Sperry Bootie
"Purchased for my daughter. She loves gold & silver shoes. Great buy for a Sperry bootie. Nice golden color. Ran slightly narrow, but sure it will break after wearing. Sperry's usually run slightly long, but these booties will work with her socks for the fall. Overall, I would recommend the buy, and especially worth the price."
By: LazyGirl
Location: SC
April 19, 2013
"I ordered the blue non-glitter version of this shoe back in February. It quickly became one of my favorite pairs of shoes! Very comfortable, standard fit, great DSW price. Quality is good, but I do have to mention that I feel weary with these in rainy weather. It feels like my feet/socks are getting. I always check but there's never been any actual wetness, just that weird sensation - something to note. Not sure if the glitter shoes have the same issue. I'd easily recommend these as must buys for anyone, though!"
By: Fumbling19
October 25, 2012
By: Hyde
Location: San Antonio
October 18, 2012
"I love these shoes. They run just a little narrow, but not too much."
Click anywhere to close this.


text:
Don't just take our word for it, see what people are saying on Trip Advisor:
'"Great customer service"'
Reviewed: 14 August 2014
'"Brilliant hotel. Very clean, great facilities and very friendly staff"'
Reviewed: 07 August 2014
'"Fantastic hotel, great team"'
Reviewed: 31 July 2014
Having a whale of a time and monkeying around doesn't have to involve going abroad...
Today we're offering you an overnight stay for 2 at Thistle East Midlands Airport Hotel including tickets to Twycross Zoo for only £89, or for a family of 5 for just £135!
If an overnight break to rest, relax and recuperate is just what the doctor ordered, make sure you don't miss out on today's fantastic overnight stay at Thistle East Midlands Airport Hotel. The hotel has recently been awarded a Trip Advisor Certificate of Excellence 2014, thanks to its attentive staff and spick-and-span interior - you can enjoy it yourself by opting to stay as two adults or a family of two adults and up to three kids. En-suite twin, double and family rooms are all equipped with complimentary toiletries and luxury rainfall showers - heaven!
You'll be treated to a full English or continental breakfast the next morning in the hotel's dining area before you head off to Twycross Zoo, based just a short distance from the hotel. The Zoo has been awarded the status of World Primate Centre - it's a fantastic chance to see the UK's only group of bonobo monkeys, plus playful penguins, sensational snow leopards, mad meerkats and more. Enjoy!
The deal can also entitle you to a Wowcher Wallet Credit. Click here for more info.


text:
Top Definition
A type of punch in which the puncher uses the side of the fist to attack the victim.
Damn, that pimp just used the emmy punch on his hoe.
by Wordwizird August 04, 2011
The Urban Dictionary Mug
One side has the word, one side has the definition. Microwave and dishwasher safe. Lotsa space for your liquids.Buy the mug
The Urban Dictionary T-Shirt
Smooth, soft, slim fit American Apparel shirt. Custom printed. 100% fine jersey cotton, except for heather grey (90% cotton).Buy the t-shirt


text:
All Jackets - Women'sProboardshop has the biggest selection of Womens Casual Jackets on the web with nearly one thousand jackets in stock now! Find an incredible amount of Casual Jackets for Women at the best prices from the best brands in the industry like Burton, DC, Oakley, The North Face, Vans, White Sierra and dozens more. Check out our filters to find the best jacket that suits your style! We'll ship out all apparel within 24 hours with a 100% customer satisfaction guarantee.
Please refine here
- Brand: Sierra Designs
- Price: 50.00 - 79.99
All Jackets
Sierra Designs Cyclone Eco Shell Jacket - Women's
Size: X-Small, Medium, LargeReg: $188.95 On Sale: $75.75
Sierra Designs Hurricane Jacket - Women's
Size: Medium, LargeReg: $89.00 On Sale: $57.95
Sierra Designs Isotope Shell Jacket - Women's
Size: X-Small, MediumReg: $138.95 On Sale: $55.75 - $69.75
Sierra Designs Tarzan Hoody Jacket - Women'sReg: $118.95 On Sale: $57.75
Size: Medium, Large, X-Large
Sierra Designs Toaster Insltd Shell Jacket - Women'sReg: $138.95 On Sale: $67.75
Size: Medium, Large


text:
By Brendan Conway
The year-to-date rally in the MSCI Japan Index stands at 12% this morning, or a remarkable 27% the last three months. How is your fund shaping up?
iShares MSCI Japan Index Fund (EWJ) has managed to rise just 3.6% on the year. File this one under "currencies matter." The iShares fund isn't built to keep up when the yen falls, since its holdings in Japanese stocks aren't currency-hedged. A slump in the yen like the last several months leaves the DB X-Trackers MSCI Japan Hedged Equity ETF (DBJP) to capture more of the upside, rising by 8.8% at this writing. But go there only if you're a trading pro, as this fund holds just $11 million in assets.
The index behind the currency-neutral WisdomTree Japan Hedged Equity Fund (DXJ) was rejiggered a few months ago to lean toward the stocks of exporters, which is one reason the fund is ahead by 9.6% YTD. The idea, with its uncanny timing just ahead of the run in Japanese stocks, has been a big hit with investors. A $2.4 billion firehose of assets has been directed at this ETF, more than doubling its assets under management. The WisdomTree fund is up nearly 27% over the last three months.
How about mutual funds? Beneficiaries are not as plentiful as you'd think, as Morningstar's Gregg Wolper writes this morning. Security selection has caused a number of should-have-been winners to stumble.
Oakmark International (OAKIX) is one standout. With a 25% weighting in Japanese stocks, this fund has risen more than 21% for the three months through Feb. 12 and 9.2% YTD. But as Wolper writes, the hefty weighting is only part of the story. Both Toyota (TM) and Honda (HMC) are top-five holdings, two export-heavy stocks that benefit from a weaker yen.


text:
Shop by category
Brand newLOWEST PRICE
Money is Love: Reconnecting to the Sacred Origins of Money by Barbara Wilder.AU $31.31Free postage
- Brand new condition
- Sold by fishpondnewzealand
- See details for delivery est.
Pre-ownedBEST PICK
USED (GD) Money is Love: Reconnecting to the Sacred Origins of Money by BarbaraAU $25.95+ AU $7.99 postage
- Good condition
- Sold by ausreseller
- See details for delivery est.
All listings for this product
Best-selling in Non-Fiction Books
Puuung Illustration Book Love Is 1 Grafolio Couple Love Story Picture Gift Essay
- AU $32.87New
Diagnostic and Statistical Manual of Mental Disorders (DSM-5) by American Psychiatric Association (Paperback, 2013)
- AU $59.28New
- AU $57.65Used
5 Love Languages: The Secret to Love That Lasts by Gary Chapman (Paperback, 2014)
- AU $20.91New
Learn to Draw Birds Bird Anatomy for Artists by Natalia Balo
- AU $39.85New
A Course in Miracles: Combined Volume by Foundation for Inner Peace (Paperback, 2008)
- AU $36.88New
The Nervous System Anatomical Chart by Anatomical Chart Co. (Fold-out book or chart, 2002)
- AU $19.66New
Save on Non-Fiction Books
The Holy Bible King James Version: 1611 EditionAU $38.44Trending at AU $43.76
Journals by Kurt Cobain Paperback Book (English)AU $35.05Trending at AU $36.61
How to Rebuild and Modify High-performance Manual Transmissions Cangialosi, PaulAU $27.64Trending at AU $34.87
Our World Little MixAU $22.22Trending at AU $30.98
Becoming the Iceman by Wim Hof (Paperback, 2011)AU $29.06Trending at AU $39.03
A Book of Pagan Prayer Ceisiwr SerithAU $20.74Trending at AU $24.25
Machinery's Handbook Guide 30: Guide to the Use of Tables and Formulas in MachinAU $28.63Trending at AU $30.29
About this product
Product Identifiers
Product Key Features
- LanguageEnglish
- FormatPaperback
This item doesn't belong on this page.
Thanks, we'll look into this.


text:
It's smart to cut costs wherever you can, so long as it's prudent. These cost cutters are neither smart nor prudent.
Today we found some stellar articles on kickstarting your inner cheapskate, maximizing charity donations, and why you didn't get a promotion.
What do you buy for people who hate to spend? These gift ideas will thrill the cheapskate on your list by saving them money.
I used to really hate haggling. That vain, self-conscious part of me that doesn't want to appear cheap, or worse, stingy, has always had an aversion to haggling. [more]
Become a fan
Follow us
Enter your email address to subscribe:


text:
Sad news about the world's only freshwater porpoise. The latest survey shows a startling decline to near extinction. It is the only one cetacean species to be found in the Yangtze river, which has turned into a busy channel with heavy boat traffic.
Read more about this critically endangered cetaecans.


text:
This field is required
This field is requiredSign in
Remember meForgot ID or Password? Register now
What is Behavioral Finance?
Victor Ricciardi
Goucher College - Department of Business Management
Helen K. Simon
Florida International University (FIU) - Department of Finance; Personal Business Management Services, LLC
Business, Education & Technology Journal, Vol. 2, No. 2, pp. 1-9, Fall 2000
While conventional academic finance emphasizes theories such as Modern Portfolio Theory (MPT) and the Efficient Market Hypothesis (EMH), the emerging field of behavioral finance investigates the cognitive factors and emotional issues that impact the decision-making process of individuals, groups, and organizations. This paper presents an introduction to some general principles of behavioral finance including: overconfidence, cognitive dissonance, regret theory, and prospect theory. Also, this article provides strategies to assist individuals to resolve these mental errors and emotional pitfalls by recommending some important investment approaches for those who invest in stocks and mutual funds.
Note: This paper serves as a very good introductory reading for an undergraduate class in finance and economics.
Number of Pages in PDF File: 9
Keywords: Behavioral Finance, Behavioural Finance, Behavioral Economics, Overconfidence, Financial Cognitive Dissonance, Regret Theory, Prospect Theory, Undergraduate, Graduate, Education, Students, Psychology, Overview, Introduction
JEL Classification: A12, G00, G14
Date posted: March 9, 2001 ; Last revised: November 27, 2008
Suggested Citation
Contact Information


text:
By John L. Pitts | NEMS Daily Journal
Note: This blog was posted before play today in various conference tournaments.
So what should we expect this afternoon at 5, when the NCAA men's basketball tournament bracket is unveiled?
When we all went to bed last night, it seems as if either Ole Miss or Mississippi State might make the field of 68. Lo and behold, however, by this morning most of the bracket projections seemed to have the Rebels and Bulldogs on the outside.
And so after projecting the SEC to put five teams in the Big Dance for weeks, it looks like the league will get only four – Kentucky, Florida, Vanderbilt and Alabama.
ESPN, with its bracketologist Joe Lunardi, has stubbornly kept MSU in its projected field until today. Now, It looks like the Bulldogs were one of the first couple of teams out.
(It's also widely expected that Southern Miss will make the field as an at-large team, while Mississippi Valley State will go dancing, briefly, as the SWAC champion.)
It was just a few weeks ago when it seemed possible that the state might have four teams make the field.
But a late flurry of 5 wins in their last 6 games doesn't appear to have been enough to boost Ole Miss, which wobbled with a 2-6 stretch in February and doesn't have a real signature victory.
Mississippi State? After beating the Rebels on Feb. 9, the Bulldogs lost five games in a row and fell out of the national conversation. Two losses to lowly Georgia, including one in the first round of the SEC tournament, offsets most of the goodwill generated by MSU's one genune high-quality victory – a one-point win at Vandy on Jan. 21.
That's a win that suggested big things for the Bulldogs. Instead, they lost 7 of their last 12 after that.
Click here for more at the Sports Buzz Blog.
Follow John L. Pitts on @johnlpitts on Twitter.
Read more about the NCAA Tournament selections today at DJournal.com and in the Monday NEMS Daily Journal Sports Section.


text:
It's definitely him, if it's not him, this is screwed
Same time the rest of the WSJ series come out... Unfortunately, the RAWs seem to be slower than most (but it's out now), and then we usually have to wait until shrimpy translates the chapter.
So probably not too long now... within the next 12 hours for sure.
Looks like i was a little off in my estimate... but now that shrimpy has made a translation, it'll be very quick now.
Cool psyren's own sub section and chapters out.
''Brother running with a torch and not a damn thing you can do about it!''
I can't believe it took me so long to read this.....I wasn't sure whether to pick up on it or just leave it. Good thing I started as it's quite nice.
Ava&Sig by Ravona
"There is nothing either good or bad, but thinking makes it so." -William Shakespeare
ipsa scientia potestas est
Senjougahara Fascination!
just started reading this manga, and i must say im pleasantly surprised. like nothing out and very interesting. up to chapter 45 right now, cant wait to catch up. it seems it would be a great anime too


text:
Pentax has launched a new camera with the odd name *ist.
To announce their new gem they took out full page ads in Swedish photography magazine FOTO carrying the headline: "A perfect body with all the right accessories."
The image they choose to go with that headline is tarnishing their image..... Read more to see the ad.


text:
Request More Info
Virtual Camera Moves
Bring your virtual environment to life with animated virtual camera moves. Adjust shot framing on the fly with manual pan, zoom and pedestal movements, or zip from one preset shot, to another without touching the camera.
2X LiveSet Shot Presets
Leagues further than just a "start and finish" zoom position, all professional TriCasters support full pan and scan configuration, with eight custom preset positions for all sets—and with the new live Shot Editor, presets can be modified even while live.
New Live Virtual Sets
The next generation of live virtual sets included in TriCaster 460 take total advantage of our full pan and scan capabilities and position presets, and now include our most updated, more life-like template sets.
Holographic Live Virtual Sets
Create a customized virtual environment from any real-world location. Turn panoramic images taken with your smartphone, DSLR or even point-and-shoot camera into a photorealistic virtual set, using the companion TriCaster VSE 2.5 software (sold separately).
M/E Record
Recording specialized sub-mixes of your live production that you can repurpose at will. Set your record source to any M/E, and capture an alternate cut of your live show, an uninterrupted feed of a select composition, or even an identical program with different branding.
Network Out
Adding more flexibility to TriCaster's outputs, a configurable over-the-network destination—just like any hardware I/O connection—can be assigned a video source and independent audio channel.
M/E Submix Out
Double your output and audience opportunities by switching two shows simultaneously or producing a secondary feed for post-show repurposing, with the ability to output an M/E sub-mix.
Social Media Share Panel
Take over second and third screens with built-in social media sharing. Real-time publishing instantly links you with all of your social networks – like Facebook, Twitter, and YouTube™ – so you can share, distribute, and engage instantly, even when you don't have a dedicated social media producer on site.
FTP & File Copy
Duplicate and transfer saved files and recordings for internal and external distribution, getting content to the people that need it more quickly and efficiently.
Clip Publishing
Prepare recorded files for publishing, creating in and out points on the frames of preference, and then uploading to the desired destination for internal use or external viewing.
Still Grab & Publish
Grab stills from all inputs (including Buffers) and main outputs simultaneously, with enhanced de-fielding for better image quality, and publish immediately to social sites or post-production workflows.
UI Enhancements
Next-generation user interface standardizes workflows and conventions across all pro-level models, providing more intuitive control placement and enhanced visuals for better performance and more efficient operation in typical control environments.
Monitoring Enhancements
Preview any source, including M/Es and Buffers, within Waveform/Vectorscope for color correction and level adjustment.
Multi-view Overlays
Individually customize each multi-view preview monitor, adjusting on the fly for fine-tuned workflow or simply for observation.


text:
Lehigh County man searching for kidney donor
SALISBURY TWP., Pa. - Christmas may be behind us, but one Lehigh County family is hoping Santa brings its mentally-challenged son and brother a late -- life-saving -- Christmas present.
Jason Parlo needs a new kidney.
"Jason has a chronic kidney condition, which was diagnosed Christmas Eve last year," said his mother, Mary Kay Parlo.
Now, Jason spends at least 10 hours a day on dialysis.
"It's been quite a roller coaster ride -- three surgeries at Lehigh Valley Hospital to get a working catheter placed into his abdomen," said Jason's brother, Greg.
None of Jason's relatives qualify to donate, and the wait for a donor can be three years or more. The treatments have made it difficult for Jason to work. As someone with mental challenges, he desperately wants to regain his independence.
When asked if he could work a whole day now, he replied, "Not yet … I get tired."
If you want to know just how labor intensive taking care of Jason is, you only have to look at the family's basements. Stacked nearly floor-to-ceiling with boxes -- which only supply his dialysis for one month.
"We connect him for a treatment. It involves setting up the machine, which takes about 20 minutes to half an hour," said his mother. "You have to wash your hands, masks, gloves."
Jason Parlo has hope that Santa may just have one more gift left.
"I want a kidney," he said. "Bad."
Jason gets treated at Hershey Medical Center. Anyone interested in donating can contact the hospital to be tested.
For more information, visit the family's Facebook page.
DISCLAIMER FOR COMMENTS: The views expressed by public comments are not those of this company or its affiliated companies. Please note by clicking on "Post" you acknowledge that you have read the TERMS OF USE and the comment you are posting is in compliance with such terms. Your comments may be used on air. Be polite. Inappropriate posts or posts containing offsite links may be removed by the moderator.
Allentown, PA 18102
- %
This Week's Circulars
Latest from the newsroom
- Weather Forecast Discussion 69 News
- Berks FreeImages.com/GlennPebley


text:
DOI Secretary Salazar's own Inspector General reportedly exonerates the canceled 77 Utah oil and gas leases.
The US Department of Interior in the first few weeks of the Obama Administration abruptly canceled 77 Utah oil and gas leases sold at auction during the December, 2008 Utah Bureau of Land Management quarterly oil and gas sale.
This cancellation after the fact came as a shock to the citizens of Uintah County and all Utahns who depend heavily on the oil and gas industry. Uintah County and others sued DOI over this cancellation, claiming it was arbitrary and unlawful. DOI's excuse against the lawsuit is that the Bush Administration BLM supposedly committed wrongdoing that made the lease cancellation necessary.
DOI's excuse has been exposed as incorrect by none other than DOI Secretary Salazar's very own Inspector General, who issued a formal Inspector General Investigative Report sometime this year under case number OI-OG-09-0173-I. (IG Report).
Well placed confidential sources have read the IG Report. It has been verified with Uintah County Commissioner Mike McKee that the report says the following:
1. No inappropriate action or any violation of any regulation, rule or policy occurred relating to the December, 2008 BLM oil and gas lease sale in Utah;
2. No inappropriate action or any violation of any regulation, rule or policy occurred relating to any of the six BLM revised resource management plans in Utah, and;
3. Allegations of political influence over these events were not supported in the course of the investigation. The Federal Judge hearing the case on July 21 should see the IG Report, because it undercuts the sincerity of DOI's criticism of the 77 cancelled leases. Uintah County has sought a copy of the IG Report, both informally from DOI's lawyers and formally through a Freedom of Information Act request made to BLM and the DOI Inspector General. Neither has responded thus far, though the requests are still pending.
Uintah County publicly calls upon the White House, the Department of Justice, and DOI Secretary Ken Salazar to reveal the IG Report now.
The courts and the public deserve to know how the cancelled 77 Utah oil and gas leases, which the Obama Administration chose to criticize to justify its unlawful cancellation, were cleared of any wrongdoing by Secretary Salazar's very own Inspector General.


text:
— Maudite —
About the Legend
Maudite (damned) was the first strong beer to be retailed in Quebec. The word "Maudite" refers here to the Legend of "Chasse-Galerie" a tribute to the early lumberjacks of Nouvelle-France. The legend tells of eight daring woodsmen who, during winter, yearned to be home for the Holidays. They conjured up the Devil and all of them pledged their soul in return for flying them in their canoe to their village. As they sailed across the moonlit sky, one of them managed to free himself from the pledge by invoking the name of God, which caused the flying canoe to come crashing down to earth.


text:
Free of: (Stew) all top allergens and gluten-free.
Dumplings (optional) contain wheat and dairy.
- 2 lb (1 kg) lamb shoulder, cut into 2-inch chunks
- 4 tbsp rice flour (or all-purpose flour)
- Pinch of each salt and pepper
- 2 tbsp vegetable oil
- 8-10 pearl onions, peeled
- 1 large sweet potato, peeled and diced
- 8-10 baby potatoes
- 4 carrots, peeled and diced
- 4 large tomatoes, diced
- 4 cloves garlic, sliced
- 2 fresh rosemary sprigs
- 2 tbsp tomato paste [look for sulphite-free brands]
- 4 cups (950 mL) vegetable broth [look for allergen-free brands]
Dumpling Ingredients
- 1 cup (250 mL) all-purpose flour
- 1 tsp baking powder
- 1 tsp salt
- 1 tsp fresh rosemary, finely chopped
- 2 tbsp olive oil
- 1⁄2 cup (125 mL) milk
- In a large bowl, toss lamb with flour, salt and pepper. Set aside.
- In a saucepan, heat oil over medium heat. Add lamb and brown on all sides. Remove and set aside.
- Add vegetables, garlic, onions and rosemary to pan, sauté for 4-6 minutes. Add tomato paste, stir to combine. Add broth and return lamb to pan. Cover and simmer for 20-25 minutes. Add salt and pepper to taste.
- Meanwhile, to prepare dumplings, combine the dry ingredients in a large bowl. Add olive oil and milk. Mix to form a soft dough and divide into 8 flattened balls.
- Place dumplings on stew and continue to simmer for another 15-18 minutes.
- Serve stew with one dumpling per person.
Recipe by Simon Clarke
Food photography, Chris Gonzaga
First published in Allergic Living magazine. To order the magazine, click here.
© Copyright AGW Publishing Inc.


text:
R. John Wright
R. John Wright has delighted collectors worldwide since 1976 with his inspired designs of dolls, bears, and animals drawn from classic children's literature. R John Wright's award-winning creations include: Winnie-the-Pooh©, Raggedy Ann & Andy™, Rose O'Neill's Kewpies®, The World of Beatrix Potter™, classic Disney characters, Paddington Bear™, Curious George®, St. Exupery's The Little Prince™, Lewis Carroll's Alice, and Thomas Nast's Santa Claus. These highly collectible dolls and animals have all been handmade in numbered limited editions by skilled artisans under John and Susan Wright's direct supervision at the R. John Wright workshop in Cambridge, New York. Each creation is distinguished by an extraordinarily high level of design and craftsmanship. In November 2004 the company moved to Bennington, Vermont, only a half hour from the previous manufacturing facility in upstate New York.
John and Susan Wright continue to oversee all phases of design and production, always stressing the integrity of design and the highest quality in craftsmanship--the twin cornerstones of all R. John Wright collectibles. R. John Wright dolls and animals have been honored with numerous awards, among them the Doll of the Year (DOTY) award, the Golden Teddy award, the Dolls Magazine Award of Excellence, the Golden George Award, and the Jumeau Trophy--all prestigious symbols of recognition for achievement in the collectibles field. The R. John Wright Collectors Club was launched in 1996, and in 2004, R. John Wright - The Art of Toys, the first fully-authorized comprehensive book on the work of R. John Wright, was published by Reverie Publishing. Toni's Collectibles is pleased to represent this outstanding line.