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Green with envy! This rectangle shaped pendant features green Arizona peridots which come from the San Carlos Indian Reservation and are mined from pockets inside the volcanic basalt matrix. These unique gems are placed in three rows with four sparkling white zircons in between. The outer edges of the pendant boats detailed scrollwork with the bail and backside showing intricate beadwork and cut-outs.
Pendant can be removed from included chain.
Vendor warranty: One year from the date of purchase. Includes a gemstone romance card with purchase.
All weights pertaining to gemstones, including diamonds, are minimum weights. Additionally, please note that many gemstones are treated to enhance their beauty. Click here for important information about gemstone enhancements and special care requirements.
Vermeil Plating:
Pronounced "vermay," vermeil is an electroplating process in which 14K gold or higher is coated over sterling silver. Officially designated by the jewelry industry, items may only be sold as vermeil if they have a minimum thickness of 100 millionths of an inch (2.5 microns) of gold over the silver. Regular gold plating is less than 2.5 microns.
The "vermeil" technique of plating sterling silver with gold originated in France in the 1750s. It differs from "gold filled" or "gold plated" in terms of the thickness or thinness of the microns over sterling silver. "Gold filled" pieces have a much thicker layer, between 15 and 45 microns, which is mechanically bonded to the base metal with heat and pressure. Vermeil is a more expensive version of "gold plated". It does not wear off as quickly as gold plating does. However, over time, vermeil wears off and therefore will require re-plating.
Gold/Platinum Embraced Silver or Bronze:
Our platinum and gold embraced collections feature layers of platinum or gold over sterling silver or bronze for a lustrous, radiant finish everywhere you look and touch.
To care for your plated jewelry items:
Peridot features a lively yellow-green color that is transparent with an oily luster. The iron that creates peridot's color is an integral part of its structure, so the gem is only found in various shades of green. It is most prized in lime hues, but Italian peridot is a rich olive color and popular American peridot is a beautiful light yellow-green. The Romans called peridot "evening emerald" because its exquisite green color was said to glow at night. This is perhaps because the stone exhibits double refraction, meaning that when looking through the stone, objects appear double. So when looking into a faceted peridot, the number of bottom facets appears to be double the actual number, creating a glittering sensation.
Pronounced PEAR-A-DOE, the word "peridot" comes from the French word meaning "gem." It is the gem variety of the mineral olivine and ranks a 6.5-7.0 on the Mohs Scale.
Born in cauldrons of fire, peridot is considered the "volcanic gem," since small crystals of it are often found in the rocks created by volcanoes. In fact, Hawaiian legend called peridot the divine tears wept by Pele, goddess of the volcano. The island of Oahu even has beaches made out of olivine grains, but they are much too small to cut into peridot. Samples of the gem also have been discovered in meteorites that have fallen to Earth, many of which are more than a billion years old.
Peridot traces its jewelry roots to 3,500 years ago. The stone was first mined by the ancient Egyptians on the volcanic island of Zebargad in the Red Sea. Known as the "serpent isle," it was infested with poisonous snakes that interfered with mining activity until one Pharaoh had them all driven into the sea. Today, Native Americans mine most peridot on the San Carlos Reservation in Arizona. Interestingly, a lmost all peridot sold in Hawaii is from Arizona, despite the fact that peridot is produced by Hawaii's volcanoes. The gemstone is also found in Norway, Brazil, China, Egypt, Italy, Myanmar and Sri Lanka. An exciting new deposit was discovered in Pakistan in 1994, yielding some of the finest peridot ever seen, including one stone that weighed more than 300.00ct.
Peridot is among the oldest known stones and has been mined as a gem for thousands of years. As early as 1575 to 1350 B.C., the ancient Egyptians used peridot beads in their ceremonial jewelry. In fact, it is believed the stone was one of the favorite gems of Cleopatra and that some of the "emeralds" she wore were actually peridot.
Ancient Egyptians also carved small drinking vessels out of large chunks of peridot. Priests would drink soma from them in rituals, believing the soma would put them in touch with the nature goddess, Isis. Legend has it that King Soloman traded cedar trees from Lebanon for 12 soma drinking cups and 144 liters of soma. The Egyptians made this trade for ramp logs to build their pyramids at Gisa, while King Soloman was said to have been enlightened by drinking soma from the peridot cups. Today, Mexican hill tribes still drink soma from green glazed cups to put them in touch with nature and their ancestors' spirits. Additionally, some Native American Indians in Arizona use tea made from peyote ground with peridot crystals in their rituals.
Peridot has also been important to other cultures throughout history. Late in the Ottoman Empire (1300 to 1900), peridot was a highly prized gem and Turkish Sultans amassed some of the world's largest collections of the gemstone. It is mentioned in the Bible under the name of "chrysolite," and was used to decorate medieval churches with samples that were most likely carried back to Europe by the Crusaders. Large stones weighing more than 200.00ct adorn the Shrine of the Three Magi at the Cologne Cathedral in Germany.
Throughout the ages, peridot has been believed to hold mystical powers of protection and healing. The ancients regarded the stone as a symbol of the sun and wore it in amulets to prevent nightmares and drive away evil spirits. It was even favored by pirates to protect them against evil. Peridot was said to be useful for calming raging angers, curing nervous afflictions and promoting quiet sleep. It was also believed to strengthen any medicine drunk from goblets carved from the stone. South American Shamans used peridot to ward off snakebites and the evil spirits who have taken the form of mosquitoes who bring the sleeping sickness. They also say the heating of magic mushroom tea by peridot takes them on trips to the ancestor heavens.
Today, peridot is believed to bring the wearer success, peace and good luck. To be most powerful, it is said that the stone should be mounted in gold and surrounded with small diamonds. With powers that are thought to bring protection and health, modern folklore also says it can be used to attract love and calm anger while soothing nerves and dispelling negative emotions. T he gem is believed to protect the wearer from bad dreams when set in gold.
Peridot is considered the birthstone of August. Given as a symbol of fame, dignity and protection, this gem is also traditionally given to couples celebrating their 16 th wedding anniversaries.
Zircon often suffers for its name's similarity to "cubic zirconia," the simulated diamond. The stone zircon, however, is actually a beautiful natural gemstone. It is named from the Persian word "zargun," meaning "gold-colored." This is despite the fact that it comes in a wide range of rainbow colors . The majority of zircons are brown or yellow-brown, while pure red and green are the most valuable colors. The yellow-red to reddish-brown variety is called "hyacinth."
For many years, the most popular type of zircon was the colorless variety. More than any other natural stone, colorless zircons produce a brilliant sparkle similar to diamonds . The most popular color today tends to be the bright pastel blue variety. Sometimes called "starlite," blue zircon has recently become considered an alternative birthstone for December.
Zircon is one of the heaviest gemstones, meaning that it will look smaller than other varieties of the same weight. It ranks a hardness between 6.5-7.5 on the Mohs Scale and is mined in Cambodia, Sri Lanka, Thailand, Myanmar and Australia.
Travelers during the 11th century wore zircon amulets for protection and to encourage welcome greetings on their journeys. In the Middle Ages, the stone was said to bring wisdom and prosperity to its owner. Hindu mythology even mentions the gem when referencing the Kalpa Tree, which was a glowing tree covered with gemstone fruit and leaves of zircon.
A selection of our jewelry is made of sterling palladium alloy. Palladium is a member of the platinum group of precious metals. By replacing a portion of the copper content used in standard sterling silver with palladium, this proprietary formula renders a precious metal with superior performance attributes. Sterling palladium is five times more tarnish-resistant than standard sterling silver and has strength similar to that of 14K gold.
Palladium has been used as a precious metal in jewelry since 1939, originally as an alternative to platinum for making white gold. Its naturally white color requires no rhodium plating. Additionally, palladium is proportionally much lighter than platinum and is ideal for use in heavier gemstone jewelry. It is a more expensive alloy than nickel, but it seldom causes the allergic reactions that nickel alloy can.
To care for your plated jewelry items:


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Donors of Works of Art
Art patrons have been donating works of art to the National Gallery of Canada since its very beginning. We are pleased to acknowledge their generosity on our Donor Wall.
All donor lists are reviewed for accuracy. Please contact us if you have any corrections or concerns.

subset: commoncrawl


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Top Definition
When a male, or group of males develop alpha male characteristics and demonstrate extreme manly behavior.
'Hey look at that guy over there nailing shots and hitting on chicks...'
'Yeah dude. He's totally alphadomeing that shit'.
'Yeah dude. He's totally alphadomeing that shit'.
by HowManyDowwa April 30, 2012
The Urban Dictionary Mug
One side has the word, one side has the definition. Microwave and dishwasher safe. Lotsa space for your liquids.Buy the mug
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Scott and Dana Montgomery of Castle Dale are pleased to announce the marriage of their daughter Lacey Elizabeth to James Joseph, son of Jim and Sara Mickelsen of Moccasin Ariz. They will be sealed for time and all eternity in the Manti Temple on July 10. A reception will follow that evening from 6-8 p.m. at the Montgomery residence in Castle Dale. All friends and family are welcome.
Lacey is a graduate of Emery High School and will continue her education in nursing at Mohave Community College. James graduated from Fredonia High School and works as a mechanic for Little's Diesel Service in Kanab. The couple will make their home in Kanab.


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Sculptor Chris Antemann will receive the first prize grant award of $35,000 from the Virginia A. Groot Foundation offered since 1988 to artists working in 3D.
Antemann, a sculptor creates contemporary erotic works in porcelain dealing with intimacy, love, and power in post-modern relationships.  Inspired by 18th C. porcelain figurines, their place in the home, and the social contexts that are inherited by such materials & history.
Represented by Ferrin Gallery, Antemann is exhibiting recent sculpture and photography from her series "Battle of the Britches†at Art Chicago through Monday, May 3.


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Assessing Nikolai Kulemin; Part II - Defence
Cam Charron
June 27 2012 10:25AM
Part I of this series, from earlier today, looks at Kulemin's offensive potential.
This post will focus more on defence, and, admittedly, it isn't as sexy of a concept, but it's important nonetheless. Players spend half of a hockey game focusing on scoring goals, and the other half of their mindset has to be preventing them at the other end. One goal against negates one goal for, so one prevented goal must logically equal one goal.
A problem is that we don't have traditional statistics to calculate defensive production or ability. There are no 20-goal or 30-goal preventers as there are 20-goal or 30-goal scorers, but they must exist in some capacity. It's possible that Kulemin may be one of those guys.
Kulemin doesn't exactly have the pedigree of a defensive forward in the NHL. He's big and brawny, but he doesn't often block shots, and he was the Leafs' sixth forward option on the penalty kill this season, relegating him to a third unit that doesn't even exist in EA Sports games.
Much of Kulemin's defensive work is done on that second line he plays on at even strength. For two consecutive years, Kulemin has been put with Mikhail Grabovski and Clarke MacArthur, for the most part. Last year, Kulemin faced the highest Corsi Rel QoC of any Toronto Maple Leaf.
For those unfamiliar with Corsi Rel QoC, the simple explination is that it's a quality of competition metric. The basics are explained in the Arctic Ice Hockey FAQ page. What we need to takeaway is that Kulemin played the hardest minutes among Leafs forwards last season, seeing the bulk of his time against the Evgeni Malkins and the Jason Spezzas of the league.
|Corsi Rel
|Corsi Rel QoC
|Ozone %
Here are his basic advanced stats from Behind the Net. It's worth noting that Kulemin has always trended toward seeing tougher levels of competition than his teammates, but this season the minutes were more difficult.
As for his Corsi Rel, the important thing is that it's a positive number. Relative Corsi is how well Kulemin's line controls the puck when he's on the ice relative to his teammates. The Leafs are about 5 shot attempts per 60 minutes better with Kulemin on than off , a significant downgrade from the previous season.
Defence, to me anyway, is indicated by how well the team controls the puck when a player is on the ice. Hockey is a game of ratios, and you're trying to get 50% + 1 of the goals in any given game. The best way to figure this is get 50% + 1 of the shots and hope your goaltending holds up. The Leafs have had unenviable goaltending since the days of Ed Belfour, so judging Kulemin by his +/- rating is slightly dishonest.
Here is how many shots the Leafs have controlled with the score tied with Kulemin on and off the ice in his career:
|Kulemin On
|Kulemin Off
[These are score tied numbers taken from timeonice.com]
The Leafs' worst year from a puck-possession standpoint was 2011. They were a fairly decent team in 2010, surprisingly, but they had an awful team shooting percentage (7.6%, third lowest in the NHL) and an awful team save percentage (.906, fourth lowest in the NHL).
Either way, with Kulemin on the ice, it's clear that the Leafs do 3-4 percentage points better as opposed to without. From the wing position, he "drives play", showcasing a consistent ability to keep the bulk of the shots at the right end of the rink.
This was the case even in Kulemin's year without Mikhail Grabovski, which was 2010. The Leafs spent a lot of time in the opposing end of the ice, but Grabovski's line was Nik Hagman and Jason Blake, while Kulemin played with Phil Kessel and Tyler Bozak. One way to balance the Leafs lines may be to go back to similar units, and have Grabovski centre James Van Riemsdyk and Clarke MacArthur, and sell high on Joffrey Lupul, but I doubt the Leafs would make a decision like this.
Now, we can't place a number on that, unfortunately. Driving the play by 3-4 percentage points doesn't give us a round number of goals prevented. We can estimate that, if a player is on the ice for 1000 shots, with equal goaltending the difference between a 50% player and a 53% player will be about five goals in overall differential if save percentages.
Approximating defensive values is tricky, but Kulemin's has always been there. Every Leaf skater, with the exception of Grabovski and, for some reason, Joey Crabb, has better puck possession numbers in the last three seasons with Kulemin on the ice as opposed to off of it.
Kulemin's defence slipped a little this season, but the team as a whole was better off with Kulemin eating up some of the tougher minutes and opening opportunities for Lupul and Kessel to get the work done offensively. If he can be a positive possession player facing the toughest competition in the league, he's done his job, it's just that his job may be a little different to what some fans would expect.
June 27 2012, 11:25AM
Plenty of people think he just rides shotgun with Grabbo or Mac, glad to see the numbers don't show that.
Here's the issue with Kulemin and Grabovski. They are two of our best defensive forwards – and they need to go up against top competition because god knows Bozak and/or Connolly can't. So they're our second line, but effectively they're a combination of a shutdown/scoring line. Except Kulemin can't score.
So do we keep him with Grabo to go against the top competition in a defensive role, and accept his offensive limitations? Or do we separate the two?


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I was interviewed the other day by a journalist who asked me the following questions: Why is science outreach important? What does it matter whether people know anything about what is going on at the forefront of esoteric areas like cosmology? My response was colored by a recent experience giving a lecture to inaugurate the International Year of Astronomy at UNESCO headquarters in Paris.
I was lecturing on "The Impact of Modern Cosmology on Culture." And the point that really hit home as I prepared my lecture is the fact that the existence of the Big Bang really deeply permeates the modern Zeitgeist. The discovery in 1929 that the Universe was expanding, combined with Le Maitre's realization that Einstein's General Relativity required a Big Bang (a fact that Einstein ridiculed until he realized it was correct), meant the Universe has a beginning.
The fact that this remark may seem trivial reflects how deeply it has become a part of our cultural makeup. Until Hubble, the conventional scientific wisdom was that the universe was essentially static and eternal. Nowadays, however, no one doubts a universal instant of creation, whether or not they call it a Big Bang. It is so much a part of daily life that a popular television show can adapt the name and still be popular.
Now, does it matter that the television show The Big Bang Theory has nothing to do with the Big Bang? Not to me it doesn't. Any more than The Thomas Crown Affair used art as a mere backdrop for an action adventure. Science needs to be more heavily integrated into our culture, for reasons I will comment on in a minute, and if one way to begin the process is for it to be a poorly stereotyped backdrop in a television comedy, that is okay. I could certainly hope for better, and maybe one day I will witness it. But for the moment, somewhere out there some kid will wonder what it is those two nerds are really talking about, and maybe that will lead him or her to pick up a book…
Indeed that is the real reason for outreach. Science has produced some of the most remarkable intellectual leaps that humans have made, and we need to celebrate these as we do art, literature, music, and theater. It is simply tragic that we do not share the scientific enlightenment as broadly as we share our other cultural developments. Not because any of these may have practical spinoffs, but because by celebrating these we celebrate what is truly best about being human.
So, I write books in part to return the favor that was done to me. When I was a kid, I got turned on to science by reading popular books by Einstein, Gamow, and others. And if I can now turn a kid onto science, whether or not they pursue science as an activity, I find that immensely gratifying. Because if science gets more ingrained in our collective cultural consciousness then I think the some cultural spinoffs of science—things like a truly global appreciation of ideas independent of myopic cultural jealousies—may actually have a chance to make the world a better place in which to live, think, play, and create.


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Rainy's Round Rubber
Rainy's Round Rubber is perfect for tying your own jigs or replacing worn out hollow belly frog legs. Round rubber provides a different flare and look than the standard silicone skirt. Round rubber is great for making mop style jigs. Rainy's fine rubber is packaged loose but is held together with a zip tie, while the small/medium and large are offered in a strip as shown below.
Fine: Length 10"
Small/Medium: Length 16" Width 1"
Large: Length 16" Width 1.5"
12 Colors
More From Rainy's Skirting Material
Customer Reviews
Comments: Both Below Comments are right on, I wish I would've read them prior to purchasing. The amount of material you get is very little, especially considering other options available elsewhere
From: John: Wisconsin 2/8/17
Comments: I strongly agree with the comment below- the amount of rubber, 16", does not worth $3.
From: Ray: AL
Comments: The ammount of rubber in each package is extreemly small. In some cases not even enough to tie one jig. I will not order this rubber again.
Comments: Decided to try my hand at making my own mop jigs after seeing Dave Hite use them. $5 per jig for Buckeye mops is a bit out of hand to me. I mean, I like Davey and all, but I can buy a whole gallon of gas and a small cup of coffee out here in CA for that much, you know what I'm saying. So I clicked on the Lure Customization tab to look for non-silicone rubber skirt material and only found this stuff. I ordered a bunch along with about 30 different Skirts Unlimited silicone living image skirt colors--they are amazing! This product was a dud. There is no life in the rubber. Mop jig skirts should fan out immediately when you hold your jig just below the water surface and they should move with the slightest current. These laid there like a spent ..... after an all nighter with Raquel Welch. I did notice a little movement to them while sitting on the bottom, but not nearly as lively as they should be. Came back to TW site and looked up Skirts Unlimited on the "search by brands" page and behold--TW carries their flatline rubber skirts. They didn't come up when I searched the Customization tab--beware. The difference between the two brands is night and day. In fact, Skirts Unlimited's product is the best I have ever seen--period. Combine with their Boss brand jig heads and you have the ultimate jig for about half the price--and I mean ultimate as in best of the best. Plus you have customization options you have to see to believe. Their inexpensive skirt tool even works with both types of skirts. I combine them for color and action. Jigging out here can be difficult at times with the fish deep (lakes are deeper than a swimming pool out here) and the mop style jig adds a new dimension to the old school way of catching big fish. Thanks to TW for carrying their products--sorry Rainys, but the proof is right before your eyes.
From: KP: CA, USA


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Madden Girl Sanguine Western Boot
Sorry, this item is sold out!
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Item # dsw12prod4460017
Saddle up with the Madden Girl Sanguine western boot. This cowboy inspired boot is both fun and fashionable, and goes great with jeans or dresses.
- Faux leather upper
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- 11" shaft height, pull on
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- Synthetic sole
- Imported
- View more Women's Madden Girl Shoes
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Stylish cowgirl
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i think its never stated anywhere till now that minato was sage
Only logical conclusion there is that a genius on its own is not enough to obtain sage mode. There must be another factor(in my theory it was handling the fox's chakra over the years that gave Naruto the edge)
Long story short there must be an X factor to obtain sage mode.
Just look how many other people failed in the past. This is pretty obvious.
Look at this page pa frog said it best
Last edited by psukkar; 03-14-2010 at 07:53 AM.
There is no 'genius' involved with learning Sage Mode. The Kyuubi was not a factor in helping Naruto learn Sage Mode. All that was needed to learn Sage Mode is a large Chakra capacity. Pa Frog explained that that was the reason Jiraiya and Naruto were perfect for Sage Mode training. There is no X factor in obtaining Sage Mode aside from determination and perseverance.
Citing Naruto's mastery of the Shadow Clone technique against Kakuzu as a sign of Naruto being a "genius" is stupid. He had to be told of the true function of the Shadow Clones 3+ years after learning the technique before he actually began using them to their full potential because he didn't notice the extra ability of the shadow clone. Not exactly what I'd expect from a "genius". Not so much '3+ years' part, but having to be told of the true ability of the Shadow Clone before he could use it like he did against Kakuzu is not exactly the mark of a 'genius' in my book.
From what you have written all you need to gain sage mode is large chakra ,determination and perseverance. They both had these and yet such different result between them.
If you can't think of anything yourself don't critic other opinions, what you should do is evaluate and see how plausible the theory is.
A wise man once said
"Before you criticize, wait" -William Arthur Ward
I didn't say what I thought? Then I don't know what I wrote in my earlier post.
Anyway, the result between what Jiraiya achieved and what Naruto achieved really isn't that different at all. Jiraiya just gathered a little more Natural Chakra than was needed so he turned into a frog a little. If Jiraiya wanted to perfect Sage Mode, he certainly could have. There's no reason he couldn't have practiced and practiced some more until he got the balance perfect. Naruto put in that practice. He wanted to be better than Jiraiya. Determination and Perserverance. Oh and the KB Training method more than likely helped too.
Yea, the Kyuubi makes it difficult for Naruto to control his chakra. But honestly, the Kyuubi didn't make mastering Sage Mode any easier. If anything, it meant Naruto had to work harder to balance Natural energy perfectly inside his body. If the Kyuubi makes it difficult for Naruto to make a Rasengan as you mentioned (and still does), how would balancing Natural chakra be any easier for Naruto with Kyuubi present in his body? The presence of the Kyuubi would have made that process a degree more difficult as well. And this is what I believe and that's the reason I don't see the Kyuubi as the X factor between Jiraiya and Naruto. I'm saying mastering Sage Mode perfectly was all Naruto's own doing.
Still got their Lovers Quarrel obviously.
Duuudeeee, Naruto's dad sealed the Kyubii and Naruto resembles his dad except for the personality that is, but they look alike.
"With a thrust it's a Spear; with a sweep it's a Naginata, when you hold it, it's a Longsword; a Cane can become each of those things!"-
Kugatachi Danki
Bored? Play BattleDawn
"The Best Strategy MMO Browser Game"
although i would love to see minato using sage mode(theoretically may be possibilities are there..)
good spoiler info you had provided on so many people failing.
and as its said naruto himself has his own chakra reserve which is more than kakashi himself . which is stated by kakashi and his chakra quantity and quality makes him use the sage mode and also bear him the kyuubhi(maybe minato and known about this)
As far as naruto's relationship with nine tails which i think is
1. at first naruto was getting nine tails chakra as rent.
2.kyuubi is trying to overtake naruto till now and consume him and use him as a pawn to its anger desire.(cunning of the fox - seen at minato's fight)
3.the kyuubhi basically being it a fox i presume it n ever cant be trusted
as its associated with revenge and anger..
4. naruto on the other hand can tame and use kyyuuubhi only through his sheer force.. maybe by using his sage mode where he has his chakra and also the nature's chakra to suppress it
these are my suggestions PAL
Minato sealed only kyuubi's evil part of chakra inside naruto.
Naruto as uzumaki/namikaze clan must have good affinity and should be able to do sage mode as well.
Once he masters completely sage chakra then he can gather enough good chakras from nature to suppress the kyubi's evil chakra and to control it and use it as needed.
coz as of now.. the kyubi chakra dominates naruto's chakra and takes over his mind when used above 3 tails.
Thats one possibilty w.r.t how sanju hashirama would have controlled all the beasts using sage mode chakra.
Well, Minato probably didn't go through any Sage training.
Going from the top jounin in your village to Hokage probably didn't leave him with a lot of time to train. I'm sure if he was able to gallavant like Jiraiya/had the story called for it, Minato very easily could have learned to balance his chakra fairly quickly. He still could have for all we know. [This was in response to the first page's last post, didn't realize there was another page]
Oh also, to a previous point, I don't really think the "because Naruto has to control chakra while balancing the Kyuubi's chakra, he has better control than Jiraiya" is applicable because I don't think Naruto is balancing the Kyuubi's chakra constantly. Wasn't the whole point of Orochimaru's seal to make it so that the Kyuubi's chakra actually starts to flow into Naruto which messed up his chakra system to begin with? When that was released, his chakra control was fine, but the entire time the Kyuubi was flowing through him, his control was awful. The only time I feel like Naruto is "controlling" the Kyuubi's chakra is when he forces out so much chakra that the Kyuubi can overwhelm him and cause him to go into tailed mode, and when he is stable (ie 1-3 tailed mode) he is balancing that.


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Fox Point's village levy increases by a half-percent
Reserves being used to cover some expenses
A 2013 budget calling for a 0.5 percent increase in the property tax levy was approved Thursday by the Fox Point Village Board.
After six deliberation sessions with village staff and a public hearing, the board took action on the budget, which totals nearly $7 million. The document was approved, 6-1.
Coming in at 79 percent, property tax payments represent the majority of Fox Point's income. Additional sources include payments from other governmental agencies, license and permit fees and fine and forfeiture payments.
To make ends meet, the village is dipping into its reserves. About 5 percent of next year's expenses are expected to be covered through the fund balance (reserves).
Trustee wanted zero increase
Trustee Douglas Frazer, the dissenter, said he would have preferred the board adopt a 0 percent increase in the levy.
"This is an element I'm not happy about," Frazer said of the 0.5 percent increase. "I wish we would've kept it the same because it could've sent a signal to the rest of the community."
Village President Mike West said the levy amount was a balancing act between taxing residents and maintaining a healthy fund balance.
"Had we made (the levy) zero, we simply would've used more of the reserves," West said.
Trustee Eric Fonstad said he was content with the amount presented, pointing out there had been robust discussion at prior board meetings.
"I feel that this is one of those things where we made a reasonable determination," Fonstad said.
Village Manager Susan Robertson said she projects 15.25 percent of Fox Point's total budget in 2013 going toward the fund balance - a figure on par with the board's goals.
The meeting was lightly attended, and a few residents did address the board during the hearing portion about upcoming capital expenses.
Resident Larry Booth, an outspoken opponent of efforts to repair the Bridge Lane ravine footbridge, queried the board and village staff on the status of the line item.
The village has allocated $1.1 million toward the rehabilitation effort, and has budgeted an additional $525,000 in 2013. Additional money is being sought through fundraising efforts.
When asked by Booth how the village would proceed if costs exceeded the budgeted amount, Robertson said the footbridge effort would follow the same path as any other project.
"Staff first evaluates (the project) and looks at other alternatives," Robertson said.
Salaries and benefits represent the majority - 56 percent - of Fox Point's overall expenses. The second highest expense, shared service agreements with other municipalities, is second highest at 25 percent.
Robertson lauded the village's many shared service agreements, pointing to overall savings in such areas as the library, fire and emergency medical services and police dispatch.
Sewer rates increasing slightly
After adopting the budget and levy, the board also voted unanimously in favor of a proposed 1.7 percent increase in Fox Point's 2013 sewer rates.
Rate consultant John Mayer said the rate was designed to address several scenarios, including a decrease in overall usage throughout the village and increased costs associated with principal and interest fees.
Mayer said a typical Fox Point taxpayer should expect to pay an additional $1.41 per quarter in light of the sewer rate increase.
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At Staten Island University Hospital, our physicians have earned a reputation
for excellence and innovation in education,
research and patient care. Our doctors are
renowned in their fields and lead
exceptional teams of nurses, technicians,
clinicians and support staff that deliver
advanced, compassionate care
to their patients.
Learn More
Staten Island University Hospital provides complete medical
and surgical services in inpatient and outpatient
settings at both our North and South site locations.
Read on to learn more about the full range of
services offered at SIUH, including
locations, contact information
and descriptions of programs.
At Staten Island University Hospital, we strive to provide
the best health care for our patients. We also seek
to make their stay as comfortable as possible.
That's why we provide many helpful
resources for patients and visitors
to help them navigate our
hospital with ease.
Would you like to visit someone who is a patient at Staten Island University Hospital? If so, we welcome you. Family and friends
can play a key role in the healing process
for patients. You can serve as a
companion, advocate and be a
participant in their care.
Staten Island University Hospital is part of the Staten Island community. In addition to providing state-of-the-art healthcare services, we educate our
neighbors by sponsoring
health-related community
events and support groups.
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Providing quality health care for our patients is our greatest priority.
In order to do this, our hospital family is committed
to the education of our medical caregivers.
We provide accredited training and
educational programs for physicians, nurses,
allied health professionals and technicians.
The application deadline is October 15 of the year preceding matriculation. Applications should be submitted through PASS. Correspondence regarding application and admission procedures should be addressed to Steven Schwartz, D.D.S., Director, Pediatric Dental Residency Program, Staten Island University Hospital, 475 Seaview Avenue, Staten Island, NY 10305, Email - email@example.com.
Admission Requirements
Application is made through PASS. The program does not participate in MATCH. Applicants must have available the following items to be considered for admission:
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Showing 1-15 of 15 items found in Arts & Culture
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The 1898 Battle of Virden, the tragic result of local coal miners fighting for worker's rights, is memorialized on the northeast side town square by a large bronze mural created by sculptor David Seagraves of Elizabeth, IL.
One of the oldest colleges in Illinois, founded in 1837. Blackburn is also one of only seven colleges in the U.S. where students work in exchange for tuition credit, and the only one whose Work program is student-run. This keeps Blackburn's tuition among the lowest of all private colleges in the United States. Over the years, students have literally built Blackburn, brick by brick; the only college campus in the United States to be largely built by its students.
The Historic District includes the Macoupin County Jail, Million Dollar Courthouse, and the largest collection of Sears & Roebuck mail-order homes in the U.S.
Historic home with five rooms plus a garden area crafts, used furniture, candles, nick knacks, flavored coffees, old plows, wheel barrel and more. "Five rooms to browse".
CITY:Mount Olive
Historic Montgomery County Courthouse
This historic courthouse was built circa 1858.
This historic train depot features a preserved facade and a renovated interior that houses specialty shops.
The Litchfield Carnegie Library building is originally funded by, industrialist and notable philanthropist, Andrew Carnegie, in 1904. The library is located in downtown Litchfield in the original building designed by architect Paul Moratz in the Classical Revival style.
Litchfield Museum and Route 66 Welcome Center
Designed to reflect the Route 66 era, the museum houses exhibits which focus on the roles the railroads, Route 66, businesses, agriculture, and the military have played in Litchfield's history.
The Macoupin County Courthouse, built in 1870, used to be the largest county courthouse in the United States, with the possible exception of one in New York City. It was even larger than the Illinois Statehouse. While the courthouse still serves as the seat of county government, it has also become a showplace that attracts tourists, architects and artists from across the country, as well as overseas.
Macoupin County Historical Society Museum
The Macoupin County Historical Society Museum is housed in the John Anderson mansion, originally built in 1883. The main house is a museum with exhibits that chronicle the development of Macoupin County and its citizens. In addition to the mansion, several other buildings on the grounds emphasize the county's history: a one-room schoolhouse, blacksmith shop, church, wash house, granary and herb garden.
The historic 1869 Macoupin County Jail was designed by E.E. Meyers. It was built using the "cannon ball" method which prevented jail breaks by making it nearly impossible to remove the blocks. This unique medieval-inspired fortress housed many lawbreakers during its 119 years of use, but only one prisoner escaped. He was soon apprehended a few blocks from the jail.
Piano bar and entertainment lounge. Dinner and cocktails, wine dinners, tastings and live music.
Sky View Drive In - Litchfield
The Sky View Drive-In Theatre in Litchfield opened in the Spring of 1950 and has been in operation each season since then. We are a seasonal operation and run from the first or second weekend in April until the end of September. Open on Fridays, Saturdays, and Sundays only.
The Sky View Drive In opened in the spring of 1951 and has been in seasonal operation since. It is the last remaining original operating drive-in theatre on Route 66 in Illinois.
Westside Cinema has been entertaining Litchfield and surrounding communities with first run movies for over 30 years.
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Nike Air Posterize Basketball Shoe - Mens
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Item # 248249
The Nike® Air Posterize Basketball shoe was created with everything you need to step up your game.
- Synthetic leather and mesh upper
- Padded collar for optimal support and flexibility in the ankle
- Visible Max Air unit in the heel provides lightweight cushioning and impact protection for hard landings
- Flex-grooves for added flexibility and stability
- Solid rubber outsole
- Imported
- View more Nike
Tell us what you think!
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Not sure which accent he was going with in his Golden Globes presentation, but Sacha Baron Cohen was funny
He was speaking in that 'affected' english accent the british love to sound superior. Like the Madonna british faux accent.
He isn't for everybody but I love him and he nailed all of them on Le Miz instead of the usual gushing love fest which is boring as hell.ReplyCancel
Gahhhh I love him so, so much. Every year I have an Ali G marathon and watch the whole series in a weekend. I suppose I should do that again soon! He is HILARIOUS.ReplyCancel
He was really funny.ReplyCancel
Poor what's her name, his wife, the cute redheaded short Australian girl? Anyone recall the blind "suspected" to be about them where the husband would get completely method in these weird roles and bug the shit out of and humiliate the wife? This would get really old really quickly, but that's how he makes a living, so what can she say?ReplyCancel
I love him. I think he's uber talented.ReplyCancel
Yep, definitely funny. Especially when everyone was laughing and Ann Hathaway looked uncomfortable. I'm sure she loved that he brought that up. Haha!
And Adele's speech was awesome! Her and her girlfriend just having a girls' night out and, hey, she gets an award, too! I loved that she high fived Daniel Craig. Oh and Taylor Swift's face. I wish they would have shown her face during the "Leave Michael J. Fox's son alone" part. What a missed opportunity!
His accent is an imitation of what's known as "Received Pronunciation". I associate it with pre & post war Britain, specifically middle class people who wanted to sound posh. You don't really hear this kind of accent anymore, it sounds so retro.ReplyCancel
His wife is Isla Fisher I love her can't be easy being married to Borat
Sacha is English BTW.
I liked his earlier
TV shows which were 30 minutes and he did different characters. Like the Ali G show, that character was hysterical but he would also do other characters including Borat.
It is like SNL when it was good, even those characters didn't really work over 2 hours in a film except the Blue Brothers and Wayne and Garth. Though I thought Borat the movie was funny.ReplyCancel


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Books, journal articles and audio visual materials assigned for individual courses are placed on Reserve by members of the faculty in order to make them readily available to students. Many of these may be accessed online through E-Reserves, the Electronic Reserves System. Others are held at the Library Reserve Desks and may generally be checked out for two hours, or overnight. Selected high-demand or out-of-print books may be placed on reserve permanently.
To borrow reserve items you must present a valid Yeshiva University ID card and be registered in the library system at the time of check-out.
Visitors wishing to consult reserve materials must leave their personal ID at the Reserve Desk until the item is returned. For more information, please refer to Access Policies.
Reserve Locations
Hedi Steinberg Library - North Wing Library
Mendel Gottesman Library of Hebraica/Judaica
Circulation Desk (level 2) for general course reserves
Reference Desk (level 5) for non-course-related reserve items
Pollack Library-Landowne Bloom Collection - Circulation Desk (level 2)
Borrowing Terms
The loan period for all reserve materials is 2 hours.
Pollack Library and Mendel Gottesman Library reserve items are intended for use in the library building only. Some Hedi Steinberg Library items may be taken off the library premises. Reserve materials, with some exceptions, may be checked out for overnight use two hours before closing time and must be returned on the next day the library is open, within the first hour of opening.
During midterms and finals, reserve rules may change.
The overdue fine for reserve items is 25 cents per hour per item.
How to Find the Call Number of a Reserve Item?
In order to request reserve material you must find the call number of the item in the YULIS catalog and present it at the Reserve Desk. You may search by author or title.
If you know only the instructor's name, go to the YULIS catalog, select Reserves Search and enter the last name of your instructor. Click on your course name to find the list of the required readings with their call numbers.
Journal articles, book chapters, or other readings may be posted on E-RES for easy online access from either on-campus or off-campus locations.
Select E-reserves on the library homepage to find the readings for your course. For help in navigating the system, check out our online E-Reserves Guide.
Please consult the Reserve Guide for Faculty for contact information and guidelines.


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OGDEN/PRICE-Janet Mischelle Pate, age 39 of Ogden, passed away on Aug. 31, 2010 at her home in Ogden after a battle with leukemia. She was the only girl and the youngest of four, born Dec. 22, 1970, in Madisonville, Ky., to Joseph and Joan Pate.
Janet lived in Kentucky until the age of 9 when she and her family moved to Huntington. She attended school in Emery County and graduated from high school. In 1992 she moved to Price where she lived until moving to Ogden five years ago. Janet love to crochet, cross stitch, and she also loved cats. She was proud to be able to see her daughter graduate from high school in 2010. She will be greatly missed by her family and friends.
She is survived by her daughter, Jacinda Marie Pate of Huntington; her mother and step-father, Joan and Ed Harrison of Huntington; and two brothers Joey Pate and Jeff Pate both of Henderson, Ky. She was preceded in death by her father, Joseph Pate; brother, James Pate; and grandparents James and Irene Sisk, Bernard and Opal Pate.
Funeral services will be held Friday, Sept. 3, 2010, at 1 p.m., at Fausett Mortuary Chapel in Price (680 E. 100 S.) with Pastor Raymond Wead of Canyon Road Church of God of Ogden officiating. A viewing will be held Friday from 12-12:45 p.m. prior to services at Fausett Mortuary in Price. Funeral services will be held Tuesday, Sept. 7, 2010 at 1 p.m. at Reid Walters Funeral Home in Earlington, Ky., with Pastor George Brooks of Southern Missionary Baptist Church of Earlington officiating. A viewing will be held at 12 noon prior the services at Reid Walters Funeral Home. Interment will be in the Salem Baptist Church Cemetery in Mortons Gap, Ky., Friends and family may share memories of Janet and sign the guestbook at www,fausettmortuary.com.


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Ted Baker Ashcroft 4 Chukka Boot
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Item # 273432
The Ashcroft 4 leather chukka boot from Ted Baker is the perfect blend of comfort and style. With a sleek look and rich color, this handsome lace-up will stand out from the others and quickly become one of your go-to shoes for all occasions.
- Leather upper
- Lace-up closure
- Pull tab on heel for easy on/off
- Color contrast stitching
- Square toe
- Fabric lining
- Lightly cushioned, printed fabric insole
- Leather embossed sole with rubber heel cap for durability and traction
- Imported
- View more Men's Ted Baker Shoes
By: shoeme67
Location: Omaha, NE
May 12, 2015
luv 'em
"Fit great, very comfy, great quality... when it comes to dress up I tend to turn to these shoes, they go with jeans or suits. I really love them and own two pairs (brown and black)."
By: jamendezm
Location: Houston, TX
January 28, 2015
Love this boots
"They look very sharp!!!"
By: gmoney4
Location: MA
November 11, 2014
Great Boot
"Perfect combination of style and comfort. Great for casual and dress occasions. No complaints. Would buy in brown if still available."
By: PastorKay
Location: TX
May 29, 2014
Super Comfy
"Nice looking and very comfortable"
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How Far Does Andrew Christian Go In Latest NSFW Underwear Ad?
This latest Andrew Christian video "View From The Top" may be too hot for the Instinct page, so we'll just provide you with the very NSFW link here.
Needless to say, the line between underwear ads and soft-core porn has never been quite this blurry!
Still, if that's not your thing, it's worth watching for the special guest reveal at the end. It's a twist we love!!
What do you think of how far Andrew Christian's pushing the envelope this time, Instincters? Too far? Not enough?
(H/T: The Gaily Grind)
Everyone keeps talking about sex, and sex appeal as if it is some irrelevant and dishonest stereotype of the gay community. I have to disagree. Sex is a very large part of our culture and we need to stop thinking that we need to prove "we're just like you" to straight people to get acceptance. Whether you like it or not everything Andrew Christian portrays and promotes is a part of our gay culture. Do you really want to be accepted by people who will no longer accept you simply because they know what goes on in our clubs and behind our bedroom doors? Sex is a part of life in general. Straight people have it too, and they can fucking flaunt it all they want, but the second a fag (I am one, so I'll fucking repossess the slur) shows anything other than asexual behavior we are looked down upon. We shouldn't have to change our lifestyles or pretend to be something we're not. The fact is we are NOT like straight people, but that also shouldn't fucking matter. Just because we're different, doesn't mean we don't deserve the same rights and respect. We are different in many ways, but we are all human.
The way Andrew Christian has gone too far is no different than him and every other American-based underwear company Instinct and all the other gay magazine cover...By showing NO COLOR/ETHNIC DIVERSITY!!!
But Instinct won't touch that one. Because that's interferes with their advertising dollars.
THAT's what has gone on long enough. Hence why I've never bought any Andrew Christian underwear. And the ones I do have, I got as giveaways at nightlife events here in NYC, which are just as racist. So I use them as dirt rags around the house.
Have you not watched many of their videos? They are pretty ethnically diverse...or is black, Asian, and Latino not enough ethnicities for you? Furthermore, if you follow their blog you will find hey showcase people of different ethnicities there as well. I think you're just one of those people who see racism in everything because they want to see it.
Fags have NO morals!
No matter how defined, muscular, well hung and nice a man is to them, they ALWAYS think they can find better and suck n fuck anything that moves!
I would say these guys need to be force fucked by a prison yard full a thugs, but they prolly wouldnt feel it with those rung out ass holes a theres.
Damn, there are some prudes out there. Don't care for too much PDA but didn't really show much. As a gratefully sober alcoholic I don't miss the trash that goes on while under the influence but a good reminder of what I am not missing. Here is the video referenced: http://vimeo.com/44561183
AC should put some money into their products and spend less on porn models. Don't get me wrong, porn is fine, but in sweatshop quality drawers....Trailer Park!
Find people who can actually sew, get rid of the irritating seam your cock scrapes against constantly. Then do some hot ads...Go Gregg Homme or Addicted style not these booger drag soft core porno.
When it comes to marketing, it's not so much what's "too far" but what works, I suppose. Myself, I prefer porn of the more honest variety - porn that actually calls itself "porn." As for whether it works, I find myself less inclined not to buy any Andrew Christian products because of their insulting ad campaign - I mean, do they think they can manipulate me by appealing to such base interests?
Are up guys fucking stupid? It's a gay remake of the Smack My Bitch Up video by the band Prodigy. Lmfao its not tacky its for MEN.COM which is a gay porn site dipshits. Most of the guys on that site wear Andrew Christian underwear and are in his videos. If you haven't gotten the clue by now, Andrew Christian kind of makes his underwear for porn stars and allows us normal folk to buy them too. Jesus Christ get over it. So its a highly sexual video. Big fucking deal. I'm sure the majority of you watch a shit ton of hardcore gay porn anyway... So you can all come off your high horses now.
yea, they're not marketed to porn stars dipshit. AC has, and always will be, marketed towards the typical gay man. it just so happens that a good chunk of gay porn stars (who generally fit the description of "typical gay man") also wear them, because honestly, they're good looking underwear.
Lol right that's why they are like 40 dollars a pop for the underwear right? Because the typical gay guy can just throw down 40 dollars on one pair of underwear. Please. Haha yeah he makes them to the high paid gay men, which in term mean they are either millionaires or porn stars... Lol keep thinking that buddy.
And why does that insult you exactly? Because someone makes something for a certain industry? Do you get offended when you see movies starts wearing high disigner clothing that they only sell to the rich and famous, but then all the sudden they make a line that is available for the regular person? That's been happening for years in many industries, but omg it happens in the gay community and we all have to freak out and be offended? Why because its skimpy jock straps? You sound like an idiot.


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Telugu Panchangam 2016 – 2017 is provided by the Uttaradi Mutt and is known as the Durmukhi Nama Panchanga Samvatsara (1938) Surya Siddhanta Panchangam. The Panchanga is in PDF format and it can be downloaded for free. This Telugu Panchangam begins on April 8, 2016 and ends on March 28, 2017.
This particular Panchangam is useful for those people following the Telugu calendars. A month in this Panchangam is calculated from Pratipada after Amavasi (the day after no moon or new moon) to next Amavasi.


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This summary of UNEP's activities in 2008 provides an overview of the organization's contribution to the fight against climate change in a year in which unequivocal evidence established that global warming is the defining challenge of our era. The report also looks at the broad range of other activities carried out by UNEP as it follows its mandate to provide environmental leadership and promote sustainable development.
Published in: 2009
Download publication (English version)


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How To Register For A Class
Create Your Account
To register for a Sacramento County Public Law Library class you will need an online account. From the top of our Home Page, locate Login/Signup, click the Classes/Videos button and provide your email address and password to create an account. In your "My Account" dashboard go to Billing Address, and click Edit. Complete the registration process by furnishing your name, billing address associated with your credit card, a telephone number and email address.
Log into Your Account
Once you have created your SCPLL online account, you will use your email address and password to log in for all class registrations. You can change your email address and password at any time from your "My Account" dashboard. If your log in attempt fails, call our Circulation Desk at (916) 874-8541 and someone from our staff will assist you. Please read the following instructions on how to register for a class.
Register for a Class
After successfully logging into your account,
- Locate the MCLE Classes drop-down menu on the top menu bar. From this menu, you can choose to view classes in calendar month or week-to-week list view. From either view, select a class you wish to attend. Active classes will not be grayed out. After selecting the class you wish to attend, you will be presented with the class description page. From this page, scroll down to see the calendar.
- Click the date (will be highlighted dark green) of the class. Doing so will activate the "Book Now" button and will display the price.
- Click the "Book Now" button and the class will be put into your "Cart."
- Click the "View Cart" banner that appears above the class title to proceed, or you can click the "Cart" link on the top-right corner of the web page. Continue on with the payment process and "Proceed to Checkout" to complete the transaction.
NOTE: If you wish to book more than one class in a single transaction, you can go back to our MCLE Class Calendar to select other classes. Repeat steps 1-3 from the procedures above, and then, finish the transaction by following step 4.
Class Confirmation
Once you have successfully registered for a class, print out a copy of the class registration for your records. You will receive a class confirmation via email message. To review a list of all your upcoming classes, log in to your account and click the "My Account" link. Your classes will be listed under the "My Classes" section.
Class Cancellation
If you wish to cancel a class registration go to your "My Account" page. Identify the class you wish to cancel and click the "Cancel Registration" link. Refer to the SCPLL "72-hour Class Cancellation Policy" on your original class confirmation for details. Please also refer to our MCLE Terms and Conditions.
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Contact Us
Please use the Contact link at the top right of any page to send us an email. We welcome your comments and suggestions.


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How Would You Strengthen Medicare?
Have your say about 10 options on the table in Washington
Step 1: Read the brief description of each policy option below.
Step 2: Read the arguments for and against each option written by outside experts whose views
reflect both sides of the debate in Washington.
Step 3: Choose which of the two statements you agree with more. (You may also select "neither.")
Step 4: Choose to send a message to politicians in Washington about how you would strengthen Medicare.
Since Medicare's creation in 1965, the eligibility age has been 65 (for people without disabilities). Some proposals would gradually raise Medicare's eligibility age from 65 to 67.
Which of the following statements do you agree with more?
With more Americans living longer, and health spending on older people rising, we just can't afford Medicare at 65. It makes sense to increase the eligibility age slowly over 10 or 15 years to at least 67 — the normal Social Security retirement age — and for the eligibility age of both programs to rise gradually after that as Americans live longer. This would reduce Medicare's costs by about 5 percent over the next 20 years.
Raising the age of eligibility for Medicare at this time would be a bad idea. It would save the federal government little money, raise total health care spending, impose significant financial burdens on many financially vulnerable seniors and impose new costs on businesses and state governments.
Most Medicare beneficiaries pay a separate monthly premium for doctor visits (Part B) and prescription drug coverage (Part D). The premiums people pay for parts B and D cover about 25 percent of what Medicare spends on these services. Some proposals would increase premiums for everyone in Medicare to cover a larger portion of the program's costs. Under one proposal, the standard Medicare premiums would go up by 40 percent (or $40 per month.) Part D premiums, which vary widely by plan and region, would increase similarly.
Which of the following statements do you agree with more?
Increasing the basic premiums for Medicare Part B and Part D makes sense. It would help Medicare's finances and can be done while protecting lower-income seniors. Parts B and D are voluntary "add-ons" to the Medicare coverage seniors receive for hospital services (also known as Part A), which Americans pay for through the payroll tax.
Some upper income Medicare beneficiaries can afford — and already pay — more than the normal premium. But for too many seniors, even current premiums are burdensome. In 2012, premiums for Medicare parts B and D average roughly $1,600 for a single person, and that does not include Medicare cost sharing expenses. Across-the-board premium increases would hit elderly and disabled persons who can ill afford higher premiums.
Most Medicare beneficiaries pay a separate monthly premium for doctor visits (Part B) and prescription drug coverage (Part D). The premiums people pay for parts B and D cover about 25 percent of what Medicare spends on these services. Individuals with annual incomes of more than $85,000 and couples with annual incomes above $170,000 pay higher premiums, up to three times the standard premium depending on income level. Under several proposals, these higher-income beneficiaries would be required to pay as much as 15 percent more than they currently pay.
Which of the following statements do you agree with more?
The best way to generate more premium revenue to help pay for Medicare parts B and D is to raise premiums for higher-income seniors. That would improve Medicare's finances by bringing in more premium revenue, but without imposing burdens on modest-income seniors.
On the surface, it may seem reasonable to charge Medicare beneficiaries with higher incomes more for parts B and D coverage. However, in reality, many of these proposals will push costs on to more middle-class beneficiaries. Also, some higher-income beneficiaries may decide it is more advantageous to drop out of parts B and D, which could increase costs for beneficiaries who remain in the program, making Medicare participation more expensive for almost everyone.
Under this proposal, newly eligible Medicare beneficiaries would receive their health coverage through private insurance plans, not traditional Medicare. Beneficiaries would choose among competing plans and the federal government would contribute a fixed amount to pay the premiums for the private insurance plan. If the private insurance premiums prove to be higher than the federal contribution or the federal contribution does not increase by the same amount as the annual cost in premiums, seniors would be required to pay the difference.
Which of the following statements do you agree with more?
It makes sense to put Medicare on a long-term budget that reduces the burden on our children and grandchildren while making health care affordable for seniors. Premium support is the best way for Medicare to stay within a budget because it would give older people more control and choice over how that budget is actually spent.
All current proposals carry a threat that the vouchers (government contributions) will not keep pace with rising health costs, threatening the elderly and disabled with increased health care costs they cannot afford. Not until we find out how to effectively enroll and pay subsidies to the working age Americans in the health insurance exchanges that are called for by the health reform legislation will it be time to consider whether to take on the much harder job of shifting elderly and disabled Medicare beneficiaries into such new and untested organizations.
Even with Medicare coverage, seniors are often left with significant health care costs, so many people purchase supplemental private insurance coverage (such as Medigap plans) to reduce their out-of-pocket expenses. One proposal would charge more for certain types of supplemental plans, such as those that cover all costs so seniors incur no out-of-pocket expenses themselves. Other proposals would limit what Medigap supplemental insurance plans will cover.
Which of the following statements do you agree with more?
Current Medigap plans cover some routine costs most Medicare beneficiaries could pay for themselves, and they raise the cost of Medicare itself by increasing the use of Medicare-covered services while paying only part of the cost of this service use. Taxpayers pay the rest. Medigap plans should be changed to improve the coverage for serious illnesses and cover fewer small expenses. That change would lower Medigap premiums and Medicare costs, and improve the insurance protection Medicare beneficiaries need.
It would be unwise to increase the premium amounts for Medicare supplemental insurance, such as Medigap, or to decrease the amount of coverage available to enrollees under these policies. There is no evidence that these reforms would deter the use of unnecessary health care services. Rather, these Medigap proposals would simply raise costs for Medicare beneficiaries and have an unfair effect on lower-income Medicare enrollees and those in poor health.
The IPAB is a group of 15 health experts who are required to recommend ways to hold down Medicare spending growth if that growth exceeds a certain amount. The IPAB has the authority to reduce payments to some Medicare providers (e.g., hospitals, doctors), but it cannot raise beneficiary premiums or reduce their benefits. Some proposals would change the law to give the IPAB more authority so it could also reduce benefits, while other proposals would further limit the amount of Medicare spending growth, which could require the IPAB to further reduce spending on doctors, hospitals and other health care providers. Some proposals would eliminate the IPAB altogether.
Which of the following statements do you agree with more?
The IPAB is a promising way to limit the growth of Medicare spending without rationing care or cutting access to care by the elderly and disabled. The IPAB should be retained and strengthened so it can improve incentives for doctors, hospitals and other providers to deliver higher-quality care at reasonable costs. Some members of Congress want to kill the IPAB even before it goes to work because of a mistaken belief that it usurps congressional authority. It does not.
The IPAB was created in the new health law to cap total Medicare spending so it grows only a little more each year than the economy grows. To accomplish this, the 15 unelected board members will be able to cut payments each year to physicians, hospitals and Medicare plan providers by however much it takes to stay under the spending cap. The board's cuts will go into place automatically and nobody — not the courts or even Congress itself — can stop them. This board should be dismantled.
Medicare does not charge a copay for patients whose doctors prescribe home health care or for the first 20 days in a skilled nursing facility. Several proposals would require a copay for home health care, including one that would require a payment of $100 for home health episodes with five or more home health visits and add copays for the first 20 days of care in a skilled nursing facility. Medicare does not currently require a copay for laboratory services (such as blood and diagnostic tests). A number of proposals would require beneficiaries to pay 20 percent of the cost of laboratory services.
Which of the following statements do you agree with more?
Imposing a copayment for home health care, skilled nursing facility care and laboratory services will discourage unnecessary use of these services. Shifting more of the cost for these services to Medicare beneficiaries will also reduce Medicare costs and help to improve the long-term stability of the program.
Many Medicare beneficiaries — particularly those who are low income and do not qualify for any additional assistance — will have trouble affording new copayments for home health care, skilled nursing facility care and laboratory services.
Under current law, drug manufacturers are required to give rebates or discounts to the Medicaid program for prescription drugs purchased by Medicaid beneficiaries. However, Medicare Part D — the optional prescription drug coverage — does not require similar manufacturer rebates or discounts. This proposal would require manufacturers to provide rebates and discounts to Medicare for low-income Part D enrollees in the same way manufacturers provide rebates and discounts to Medicaid.
Which of the following statements do you agree with more?
If drug companies were required to give the same discounts for drugs for low-income seniors with Part D coverage as they now provide for Medicaid enrollees, Medicare spending would be cut $112 billion over the next decade. (The Veterans Administration demands — and gets — similar discounts.) These savings would spare the nation the need to raise taxes or cut other spending by similar amounts. This is a simple and effective way to save money for Medicare and help lower the federal budget deficit.
Some people think requiring drug companies to reduce the prices they charge Medicare for low-income seniors with Part D drug coverage would reduce Part D costs and be a good idea. It's not a good idea. Prices would just go up for other Americans, and there would be less research on cures for diseases such as Alzheimer's.
Estimates show that waste and fraud in the health care system cost taxpayers tens of billions of dollars every year. Proposals to reduce fraud include increasing the penalties for fraudulent activities, such as the illegal distribution of Medicare patient and provider information.
Which of the following statements do you agree with more?
Increasing penalties on providers and others who commit fraud can reduce such behavior and lead to substantial savings. Dollar for dollar, addressing fraud in this way is an effective strategy compared to other approaches. For every dollar spent on such activities over the past three years, the federal government has collected more than $7 in return.
There is little evidence that fraud is deterred by harsher sanctions. People who commit fraud may not care about sanctions or may gamble that the payoff is worth the risk — even if the penalty for fraud is substantially increased. In addition, the threat of harsher sanctions may intimidate physicians and other providers who fear they may be prosecuted for innocent mistakes. Some providers may stop participating in Medicare or other health care programs to avoid the hassle and expense of an audit.
The primary source of funding for Medicare hospital services (Part A) comes from the payroll tax. Workers and their employers each contribute 1.45 percent of earnings for a total contribution of 2.9 percent. It's estimated that beginning in 2024 Medicare will not have enough money to pay for all of the expected hospital expenses. Increasing the payroll tax rate by 0.5 percent to 3.9 percent (or to 1.95 percent each for workers and employers) would raise additional revenue for Medicare's inpatient hospital expenses. For an individual earning about $50,000 a year in wages, this increase would amount to an extra $250 in Medicare payroll taxes per year.
Which of the following statements do you agree with more?
Medicare hospital insurance faces a small long-term deficit. That gap can, and should, be closed by a modest increase in payroll taxes. In addition, some changes in benefits are in order to improve protections against extended or repeated hospitalizations. There is no reason to perpetuate the myth that Medicare hospital insurance is in crisis. It isn't. Vigorous enforcement of the health care law together with this modest tax increase will secure hospital insurance for current and future Medicare beneficiaries.
Addressing Medicare's long-term financial problems by raising payroll taxes on working Americans is not the answer. Doing so will make the situation worse for the economy and for our children and grandchildren, and it will erode the political will to undertake needed reforms. We need to make sure that programs like Medicare don't take such a large share of the economy in the future that there is not enough for other critical goals such as education, rebuilding our roads and bridges, and defending America. We've got to get the future costs of Medicare down, not tax Americans more.
You can review your answers below. If you would like to change any of them, select "Start Over" and you will be able to change your choice.
Raise the Medicare Eligibility Age
Not Answered
Raise Medicare Premiums for Everyone
Not Answered
Raise Medicare Premiums for Higher-Income Beneficiaries
Not Answered
Change Medicare to a Premium Support Plan
Not Answered
Increase Supplemental Plan Costs and Reduce Coverage
Not Answered
Strengthen the Independent Payment Advisory Board (IPAB)
Not Answered
Add Co-pays for Medicare Services
Not Answered
Require Drug Companies to Give Rebates or Discounts to Medicare
Not Answered
Increase Penalties for Health Care Fraud
Not Answered
Generate New Revenue by Increasing the Payroll Tax Rate
Not Answered


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Obsession Rules Harper Sculpted Wedge Bootie
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Item # 273168
The Obsession Rules Harper Bootie has a sculpted wedge, bold platform, and fringe for one trendy look. Dress up any outfit with this unique bootie and all eyes will be on you.
- Faux suede upper
- Fringe detailing
- Back zipper
- 2" hidden platform, 5¾" sculpted wedge heel
- Synthetic sole
- Imported
By: KrisAnne
Location: Nashville,TN
December 04, 2012
Stepped out of my comfort zone
"So these shoes are EVERYWHERE and I HAD to try them out. These shoes are by far the most COMFORTABLE heels EVER! No joke, everyone always asks how you can walk in them, they feel just like wedges. I wish they had the Tan in my size because I want to buy more pairs...ASAP."
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Puppy Love
Ugs, a smooth, black and tan Dachshund came into our lives at the age of four weeks. Her eyes were too big for her face. My husband took one look at her and said: "That's the ugliest dog I've ever seen." So no matter what name I had picked out for her the poor little thing got called Ugly.
Her mother had gotten milk fever so the puppies had to be weaned early. We had to buy puppy milk from the vet. We had to mix it with canned puppy food. The only problem was when we took the puppy milk away she didn't want to eat.
I was working and my husband did the worse thing he could do. He bought her a Happy Meal. She got so excited, she wanted to eat only chicken nuggets. Do not start your puppy eating human food because then they don't want to eat their dog food. Table food will add on weight and Dachshunds have the tendency to get fat because they are so short and long.
Oddly enough, in time Ugs and my husband fell in love with each other. She got sick from worms; dumb us didn't know to worm her. When she got sick we both realized just how she'd wiggled inside our hearts. We took her to a great local vet. He helped us pull her through.
I will tell you how dumb I was. When she started losing her baby teeth, I called the vet in tears wondering why she was losing her teeth. He laughed his head off. I had only been around outside dogs. I didn't know Dad had bought worm medicine and gave it to his Beatle pups. I didn't know about Parvo either. It was good that we had a vet to walk us through everything.
Later my husband had to have open heart surgery and he missed Ugs so bad that his family got together and bought a stuffed Dachshund for him to keep in the hospital room. While we were away from home my nephew kept Ugs. He said she missed us but took up with my great nephew which helped.
When my husband returned home Ugs stuck to him like glue. She'd set up on his pillow that he used to put pressure against his chest when he coughed to help with the pain. My husband got better quickly and I can't help thinking Ugs's love was the best medicine.
For more about how great adorable dogs are, check out Amazing Doggies.


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Diba Tilda Paisley Boot
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Item # 253916
Perfect your style with these pretty paisley print dress boots! The Tilda tall boot from Diba is sure to spice up any ensemble!
- Paisley print fabric upper
- 14" shaft height, inside zipper
- 14¼" calf circumference, inside topline elastic insert for stretch fit
- Round toe
- 3½" stacked heel
- Synthetic sole
- Imported
- View more Women's Diba Shoes
By: dmcm
Location: secaucus nj
October 19, 2015
f a b u l o u s
"I love these boots so much. I purchased them last year in all three colors -- Super comfy, fits true to size and so beautiful . For the price-- an awesome deal. Definitely adds pizazz to any outfit. I love them all."
By: SherylQ
Location: Staten Island NY
April 11, 2015
Diba Tilda Paisley Boot
"very pretty boots! Love the sparkle"
By: RastaOne
Location: NY
March 15, 2015
Not for the Ordinary
"Finally, a boot to match my personality! Perfect fit. Every step feels like a Red Carpet moment...."
By: GinaBean182
Location: Massachusetts
March 12, 2015
"I LOVED these boots, I'm not big on heels but these are pretty comfortable. I bought them less than 18 months ago, wore them less than 30 times... and the fabric on both boots split open right down the front/middle of the boots. I'm so sad. I would have given them 5 stars had they actually lasted. They're unique and I got so many compliments on them, even found a shirt that went with them perfectly."
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Osiris Rucker Skate Sneaker - Womens
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Item # 286333
Get on your board and pull out all the stops in the women's Rucker high-top skate shoe from Osiris. Made with abrasion-resistant materials, this sweet sneaker features bright pops of color and wicked style.
- Leather, synthetic and mesh upper
- Padded collar and tongue for comfort
- Fabric lining
- Removable, dual-density contoured insole provides cushioning and support
- Molded EVA midsole for lightweight cushioning and shock absorption
- Rearfoot air unit provides added shock absorption
- Midfoot Torsion Response System for stability
- Abrasion resistant rubber outsole with herringbone tread pattern for durability and traction
- Imported
- View more Women's Osiris Shoes
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Zigi Soho Kelis Pump
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Item # dsw12prod3580149
Step in style in this platform pump from Zigi Soho. The Kelis has a sleek silhouette and bold heel height making it the perfect peep toe pump to elevate your style.
- Leather upper
- Round peep toe
- 1½" platform, 5½" covered heel
- Synthetic sole
- Imported
By: Lynn1979
Location: Macon, GA
January 29, 2013
"After reading other reviews I ordered these a half a size larger than I normally wear. And they fit great and are a gorgeous shoe."
By: nookers
Location: Rowland Heights, CA
October 04, 2012
"shoe was true to size imo. Love the color and how it looked on my foot. Can be worn with a nicer dress or casual with jeans too. I have yet to wear these for a long time, but they don't seem to hurt so far. I'll update if I decide otherwise."
By: Bonana
Location: Bay Area, CA
August 10, 2012
Versatile Wonder
"I love this shoes. I wish I'd bought two pairs. I wear them with everything: casual dresses, jeans, business skirts. They were true to size and for heels, very comfortable. They are very lightweight for heels of this size as well. You have to be careful with scuffing them, though, I think the leather is very thin."
By: Doxiegirl3
Location: Texas
July 28, 2012
Comfortable and sexy!
"I've been searching for a new pair of nude pumps...as all of mine are either embellished, snakeskin, or patent and I wanted just a simple, sexy pair to wear with my pencil skirts and jeans. I'm so glad I decided on these! The leather is good quality and true to color (I got the taupe and it's the perfect nude!). They are very high, but stable and for those used to wearing 4+ heels like me, you should have no problem putting in an 8 hour day in these. Even my husband, who thinks all my shoes "look alike" said these are hot! Ordering the black pair now!"
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Browse by Creator
Group by: Item Type | No Grouping | Creators | Year of publication, submission, or completion
Jump to: Book Section
Number of items: 1.
Book Section
Baker, G. and French, R. (2009) Enhancing student learning: Managing tensions in a large undergraduate module. In: Buswell, J. and Beckett, N., eds. (2009) Enhancing student centred learning in Business Management, Hospitality, Leisure, Sport and Tourism. Threshold Press. ISBN 9781903152249 Available from: http://eprints.uwe.ac.uk/14738
This list was generated on Mon Feb 27 02:52:24 2017 GMT.


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Wayne Jensen is the operations manager for San Rafael Research. This business does market research and is a call center. His sister wanted to bring jobs to the area and first opened the business in the old Cleveland Town library. It did well there. The business moved to Price where it also did well. This business was sold to new management. Five of those former employees formed their own business called Info-Alliance which is headquartered in Logan. Wayne's father Randy Jensen wanted to open a call center in Emery County and about a year ago that dream became a reality as the business started. It is located in the old laundromat building in Huntington which has been remodeled to suit the new business.
The business worked through Zions Bank to obtain the needed funding for the business. The SmartSite program also helped to get the business on its feet as well as the Emery County Economic Development Council and the Workforce Services has helped to keep the new business staffed. The business has given a lot of people an opportunity to stay in the county and work. "One of the big reasons we started this business was to bring jobs into the community and to help with unemployment. We now employ 68 people and would like to get up to 100. Our phone bill for one month was $4,900. We hope to expand and fill more seats as we get more work. We have had to turn down some clients because we don't have the staff. We are also working on some new software options which help caseworkers and youth corrections and other programs," said Jensen.
Dale and Angie Fillmore operate a machine shop in Lawrence. "We operate a family business with two part-time employees. Our business has grown a lot and we have invested a lot. We do work that has brought a new business opportunity to the county. We build brakes and have a patent pending on our brake. We have designed a wet disc brake for underground equipment. We are working on expanding that product. We do a lot of machine work. We designed it, built the machine that makes it and sold it.
"We have also worked on an in-take flame trap. This works on the intake of a diesel engine and makes it flameproof. We have several orders for this product. We also produce an exhaust flame trap. We sell a lot of products in Canada. We have invested heavily in CNC equipment. We also build a nut for the power plant.
"Mike at the economic developement office and Commissioner Gary Kofford have been supportive and helpful to our business. We are looking to grow and we want to do it here," said Dale.
Todd Oldham created Rockland Music Supply, Inc. and started selling musical equipment of every kind from his home in Helper. He has done an excellent job of servicing the public as well as schools. He has now gone international and does buying and selling over the Internet. Oldham employs seven people and the business is now operating at their new location of 78 North Carbon Ave. in Price. Oldham recently purchased Breinholt Music and the business is expanding and growing at a rapid rate. Oldham reported they are the largest seller of musical instruments on e-bay. Oldham has built a relationship with Breinholt Music and Neil will stay with the company in product development. Oldham grew up in small business and his parents sold drums from their home. "You can learn a lot from other business people. Our new building is 2,200 sq. ft. and will house a music school and recital hall. We've invested some money and it's been a fun project. Our business has just evolved starting with the schools and going on the Internet and now a retail store. This area is a good place to run a company. We have two buildings in Helper to house our inventory. The music and retail part of the business are in the Price store. We couldn't have afforded a building this size in other areas, retail space is just too expensive in other areas. We have plans to build a new warehouse. Our business started in a garage. My wife is a pharmacist in the area and we are building a home, so we plan to stay. I took the NxLevel course and learned a lot about cash flow projections. Cash is king. Cash is key to any business, you have to have cash to stay in business. My father was a great mentor for me. Get up and work hard every day. Learn good business principles to survive in this area," advised Oldham. Grand opening on Nov. 4-11.
Choices is a four year old program that was developed for people with muscular dystrophy and other disablities.
Owner Jerry Chavez and her husband, Ed took in foster children while she worked at a restaurant for a while. They loved helping them and took care of more than 100 children. They have three kids. They adopted their two girls who both had special needs.
She then applied as a teachers aide at the Castle Valley Center in Price where they teach and help individuals with disabilities. She loved this job and the wonderful people she helped there. "They taught me so much more than I taught them," said Chavez.
She still felt as if something was missing. So she decided to start her own business, Choices. They then worked on getting clients. Five months later they received their first client. The next client came but the family told them they would only have him for a few weeks. It has been five and a half years now and he is still there. "We tell them that they can't have him back now," joked Chavez. They take clients in anywhere from a few hours or a few days. They teach them skills to become more independent. They also teach reading and writing.
The hardest thing was convincing businesses to hire the individuals to work for them. After they did they proved to be reliable and hard workers. A Choices staff member goes with the employee and stays with them while they do their work and then takes them home.
Choices now employs 12 staff members and has 28 clients. "We are lucky to have these individuals as our friends. There is an over abundance of love for them. It's so wonderful to watch them succeed and grow. I'm doing what I love. I can't call it a job," said Chavez.


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Every year at this time, our phones ring with questions such as "How long do I have to keep these personnel files?" or "Do we really need to hang on to these time cards?"
How about some guidelines?
Below is a short list to guide you in your year-end cleaning. Remember that many federal and state laws include provisions related to record retention. While the following does not anticipate every piece of paper, these general, and usually generous, guidelines anticipate the most common record retention questions.
Employee Compensation: Your payroll department should keep payroll records (including records of wages, hours, collective bargaining agreements, employment contracts, date of payment, amount of payment, record of straight and overtime earnings etc.) for three years. The actual time cards can be discarded after two years.
Leave of Absence Records: FMLA wants you to retain records related to leaves of absence for three years. This includes basic payroll data, FMLA leave dates, and copies of leave notices.
I-9 Documentation: Employers must retain completed I-9s for three years after the date of hire or one year after the date employment ends, whichever is later.
Pre-Employment Records (i.e. job postings, ads, applications, resumes): The Age Discrimination in Employment Act requires you to keep advertisements, job applications and resumes for one year from the date of the event.
OSHA Logs: This law mandates that logs be kept for five years following the end of the year to which the records relate.
Employment Records (including promotions, demotions, transfers, terminations): Companies must keep these records for one year from the date the record was made or the termination action was taken, whichever is later.
EEO-1 and Affirmative Action Plans: These retention requirements are not specified by law. However, EEO-1's and AAP's must be updated annually, and the most recent version must be available for review.
Documents Related to Enforcement Actions: If your company is being investigated for some reason, you should retain everything until the action is completely finalized. For example, if you are audited for alleged wage and hour violations, you must not discard wage information related to the time period being audited. If you are responding to an EEOC complaint, you must retain all the documentation related to that complaint and employee.
What about electronic documents?
The Federal Rules of Civil Procedure (FRCP) were recently revised to address issues of discovery as they relate to electronically stored information. (Basically, the FRCP are the court rules and procedures attorneys follow when conducting civil suits.) The FRCP always included rules related to the retention and discovery of documents relevant to litigation. However, because so many documents are now stored electronically, the rules needed to be updated.
If you are like most businesses, you create and save an enormous amount of data -- both electronically and hardcopy. This is a good opportunity to review and update your policies related to retention; it is a good preventative measure to save time and expense should your company ever, unfortunately, be named in a lawsuit.
How do we get rid of it?
Please be careful when disposing of documents. Imagine the outcry if you simply put in the Dumpster documents listing employees' Social Security numbers, addresses or private medical information. Many states have laws requiring organizations to carefully maintain security and confidentiality when disposing of files -- generally requiring that you render the information unreadable or undecipherable.
Office shredders are appropriate for daily use but not very efficient for large volumes or documents. A better solution is to utilize a document management company.
Whether you are still working on your end of the year file purges or are anticipating office spring cleaning, we hope you will refer to these guidelines. If you need further assistance on this or any other Human Resource issue, call on Forté Human Resources.


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Roberto Vasi Cane Sneaker
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Item # 288640
With sporty, contemporary style, the Cane sneaker from Roberto Vasi is a winner! Lace up these oxfords and kick your style into high gear.
- Leather and nylon upper
- Lace-up closure
- Reflective heel pull tab for added visibility and easy on/off
- Padded collar and tongue for comfort
- Round toe
- Fabric lining
- Cushioned footbed
- Vulcanized rubber sole
- Imported
- View more Men's Roberto Vasi Shoes
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B&Bs in Plymouth, England
Choose from our range of B&B's in Plymouth. View photos of B&B's in Plymouth and read bed and breakfast reviews. To find a B&B in Plymouth in the right location for you, view all of the Plymouth B&B's on the map and book online.
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By Brendan Conway
It's a (Communist) party.
Yesterday came word of Deutsche Wealth & Asset Management's db X-trackers Harvest CSI 300 China A-Shares Fund (ASHR), U.S. ETF investors' first direct chance to take up China's largely untapped domestic stock market. Previous efforts focused on Hong Kong's stock market, and the ones that went domestic were forced to do it indirectly, for instance via swaps. There's also a closed-end fund — more on that in a moment.
Now KraneShares, a China-focused ETF startup, tells Barron's overnight it got the nod to tap into the same "A shares" from China Securities Regulatory Commission and the country's State Administration of Foreign Exchange, meaning it can soon launch a competing fund.
A shares are a tightly restricted class of domestic Chinese stocks that trade in Shanghai and Shenzhen. Due to the tight controls, estimates of foreign A-shares ownership run as low as 1%.
KraneShares Bosera MSCI China A Share ETF (KBA) will "definitely" launch by the end of the year and "hopefully" by early December, according to KraneShares managing director Brendan Ahern. The partner firm (Chinese regulators require one) is Bosera Asset Management.
"This is the biggest thing we've been working on," Ahern says. "What makes this truly special is [that] you're getting access to a lot of midcap and smallcap names that are completely inaccessible to U.S. investors."
About the inaccessibility: Ahern says something on the order of 60% of the MSCI China A Index is not available outside China. As inaccessible markets go, it's also downright massive: the market capitalization is a roughly $3.8 trillion.


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JST, Mark 8:37–38.
Compare Mark 8:35
37 For whosoever will save his life, shall lose it; or whosoever will save his life, shall be willing to lay it down for my sake; and if he is not willing to lay it down for my sake, he shall lose it.
38 But whosoever shall be willing to lose his life for my sake, and the gospel, the same shall save it.
JST, Mark 8:42–43.
Compare Mark 8:38
42 And they shall not have part in that resurrection when he cometh.
43 For verily I say unto you, That he shall come; and he that layeth down his life for my sake and the gospel's, shall come with him, and shall be clothed with his glory in the cloud, on the right hand of the Son of man.