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Valley View Hutterite Colony in Swan Lake, Manitoba, was founded in 1986 as a division from the Elm River Hutterite Colony. In 2012 the Valley View Hutterite Colony was a Schmiedeleut Group 1 colony. The minister was Jacob Hofer and the manager was Levi Hofer.
[edit] Additional Information
Location: Swan Lake, Manitoba (coordinates: 49.352778, -98.794722 [49° 21' 10" N, 98° 47' 41" W])
Address: Box 366, Swan Lake, MB R0G 2S0
Phone: 204-836-2263
[edit] Maps
Map:Valley View Hutterite Colony, Swan Lake, Manitoba
Author(s) | Bert Friesen |
Date Published | March 2013 |
[edit] Cite This Article
MLA style
Friesen, Bert. "Valley View Hutterite Colony (Swan Lake, Manitoba, Canada)." Global Anabaptist Mennonite Encyclopedia Online. March 2013. Web. 24 Mar 2017. http://gameo.org/index.php?title=Valley_View_Hutterite_Colony_(Swan_Lake,_Manitoba,_Canada)&oldid=139498.
APA style
Friesen, Bert. (March 2013). Valley View Hutterite Colony (Swan Lake, Manitoba, Canada). Global Anabaptist Mennonite Encyclopedia Online. Retrieved 24 March 2017, from http://gameo.org/index.php?title=Valley_View_Hutterite_Colony_(Swan_Lake,_Manitoba,_Canada)&oldid=139498.
©1996-2017 by the Global Anabaptist Mennonite Encyclopedia Online. All rights reserved.


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Rhett Butler is one of the main characters of Gone with the Wind by Margaret Mitchell.
More on Wikipedia…
(2 quotes found)
"Frankly my dear, I don't give a damn (Clark Gable)"
Rhett Butler
"[The Victor Fleming-directed Gone With the Wind was originally marketed with the tagline] The most magnificent picture ever. ... Frankly, my dear, I don't give a damn."

subset: commoncrawl


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"After a long period of darkness, Bungie is ready to unveil its new universe filled with mystery, adventure, and action. For the first time, the team — including studio co-founder and project director Jason Jones — talks about its vision, and the creative process behind Destiny, Bungie's most ambitious project yet."
This looks like it is going to be amazing!! Check out a more in depth coverage of the game over at IGN.com
Written by: Oly
- Senior PR Manager


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Christopher J. Paolella
Chris Paolella is an experienced litigator whose practice focuses on appeals and critical motions. He has represented clients before the United States Supreme Court, the federal courts of appeals, and federal and state trial courts.
His practice covers a broad range of litigation including complex commercial litigation, constitutional law, securities litigation, consumer and employment class actions, hostile takeover litigation, corporate and non-profit governance, and claims under the Foreign Corrupt Practices Act.
Some of his representative commercial matters include:
- Successfully defending a major investment bank in connection with Enron-related class actions;
- Representing and helping to obtain a favorable settlement for an Ivy League university in a lawsuit brought by a donor's descendants seeking the return of a $700 million endowment;
- Obtaining summary judgment for an international glass manufacturer in an antitrust class action alleging an industry-wide conspiracy to fix prices;
- Serving as part of the trial defense team of a prominent American investor charged with money laundering and conspiring to bribe foreign officials in Azerbaijan;
- Obtaining dismissal of the primary claims against one of the country's largest hospital systems in a putative employees' class action alleging wage-and-hour violations and RICO claims; and
- Representing a prominent activist shareholder in connection with his legal fight for corporate control over a well-known independent film studio.
An experienced Supreme Court advocate, Chris has represented parties and amici before the nation's highest court at both the certiorari and merits stages. His clients have included the Cato Institute, the National Federation of Independent Businesses, the National District Attorneys Association, and the Seventh Day Adventist Church. During the 2012 Term, he was appointed by the Court to represent the petitioner in Millbrook v. United States, a case concerning the scope of the United States' waiver of sovereign immunity under the Federal Tort Claims Act. Chris's advocacy secured a unanimous opinion in favor of his client reversing the court of appeals' holding. (Click here to listen to Chris's oral argument before the Supreme Court in Millbrook.)
Chris also has an active pro bono practice. He was part of the legal team that represented Senator John McCain in defending the constitutionality of the Bipartisan Campaign Reform Act, which the Supreme Court upheld in McConnell v. FEC. He also successfully argued before the U.S. Court of Appeals for the Seventh Circuit and the Board of Immigration Appeals the cause of a Cameroonian asylum seeker who had been beaten and raped by paramilitary police in her home country. Chris's advocacy obtained a full reversal of the immigration judge's deportation order and a grant of asylum. (Click here to listen to his oral argument before the Seventh Circuit in that case.)
Chris received an A.B. degree in public policy from Princeton University's Woodrow Wilson School of Public and International Affairs, where he was the top-ranked college debater in the nation. He received his J.D. from Harvard Law School.
After graduating from law school, Chris clerked for Judge Samuel A. Alito, Jr. on the U.S. Court of Appeals for the Third Circuit in his home town of Newark, New Jersey. Several years later, after Justice Alito's confirmation to the United States Supreme Court, Chris returned to clerk for Justice Alito during his first full Term on the Court.
In 2013, the New York Law Journal named Chris to its inaugural class of "Rising Stars" – lawyers under 40 who are "top contributors to the practice of law and their communities." The same year, he was named "Appellate Litigator of the Week" by The National Law Journal. Chris has been selected to the New York Super Lawyers list for appellate and business litigation from 2014 through 2016. He has presented before the Federal Bar Council, the National Association of Criminal Defense Lawyers, and other legal organizations.
Prior to co-founding Reich & Paolella in 2011, Chris was counsel at the New York City office of Winston & Strawn. He previously practiced at Cravath, Swaine & Moore and at the New Jersey-based law firm of Lowenstein Sandler.


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This post is also available in Spanish
Happy Valentine's day everyone! I hope you all have a wonderful time with the people that you love.
I want to share the recipe with you for one of my favorite desserts, flan, but this time I made a chocolate version to celebrate Valentine's Day. Simple and easy to make, yet special and delicious.
Feliz Dia del Amor y la amistad!
(6 Servings)
- Caramel
- 1 cup sugar
- ¼ cup water
- Flan
- 5 Whole eggs
- 2 egg yolks
- 1 can sweetened condensed milk
- 1 can evaporated milk
- 1 cup heavy cream
- 1 ½ tablespoon sugar
- 3/4 cup cocoa powder
- To prepare the caramel, put 1 cup of sugar in a small pot with ¼ cup of water. Bring to a boil over high heat. Stir once and reduce the heat to medium and cook about 5 minutes or until the syrup turns a caramel color.
- Immediately pour an equal amount of the caramel into each ramekin or any oven proof mold you want to use. Swirl each dish to coat the base with the caramel, work fast as the caramel will harden quickly as it cools. Place all the ramekins in a large roasting pan and set aside.
- Preheat the oven to 350 F.
- In a medium bowl, using an electric mixer, mix the eggs, egg yolks and 1 ½ tablespoons of sugar for 2 to 3 minutes. Add the condensed milk, heavy cream, evaporated milk and cocoa powder and mix for 1 more minute.
- Carefully pour an equal amount of the flan mixture into the caramelized ramekins in the roasting pan. Then add hot water to the roasting pan, not to the ramekins, until the water comes half way up the sides of the ramekins.
- Place the roasting pan in the oven and bake for 1 hour or until a knife inserted in the center of the flan comes out clean.
Like this recipe? Please say thanks by sharing it...


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Welcome To Camp Dickenson
Nestled in a quiet bend of New River, Camp Dickenson sits on 524 acres of natural beauty. Camp Dickenson provides a peaceful place for a wonderful retreat and summer camp experience. We also offer a 29 site RV Campground for family camping. Camp Dickenson is dedicated to providing a place for groups, families and individuals to experience God in the beauty of creation. Our Summer Camp and Retreat Programs offer fun and adventurous ways for kids to connect with God and forge relationships that last a lifetime. Established in 1970, Camp Dickenson has served the Wytheville District of Holston Conference of the United Methodist Church for over 40 years. Whatever the reason for your visit at Camp Dickenson, you'll always find the cornerstones that have made this such a special place…a focus on serving others, a commitment to excellence, and a passion for sharing the love of Christ. |
New Health Form/Authorization Form Information.
Interested in applying to work at Summer camp?
We have started to build our 2017 summer staff! If you want to be part of our team and help spread the love of Christ this summer, click the links below! If you have questions about working at camp or want to explore more click the first button. If you want to go directly to where you can find the applications and forms to print out and send to camp, click the 2nd button.
More information about staff |
Staff applications |


text: Citizens gear up for drilling waste hearing By Ken Ward Jr. February 18, 2014 CHARLESTON, W.Va. -- Citizen groups are gearing up for a public hearing this evening on a bill aimed at exempting from West Virginia's landmark landfill tonnage limits waste from the boom in natural gas drilling in the state's Marcellus Shale region.The House Judiciary Committee scheduled the public hearing on the bill (HB4411) for 5 p.m. at the House chamber.Activists and citizens from the Marcellus region were at the Capitol already for the West Virginia Environmental Council's annual "E-Day" lobbying event.The bill, supported by the state Department of Environmental Protection, would help state regulators quell an ongoing controversy over the dumping of huge amounts of gas-drilling waste -- in some cases in violation of existing landfill waste caps. "The caps were sacred, and DEP has done away with them with the stroke of a pen," said Norm Steenstra, who was environmental council's lead lobbyist two decades ago when the Legislature passed tough new garbage laws.Steenstra referred to a January 2013 memo in which DEP allowed landfills accepting drilling waste to exceed their current monthly caps if they are seeking new state permits to increase those caps. The new legislation would essentially write DEP's action into state law.DEP Secretary Randy Huffman previously described the issue as "kind of an emergency situation" in which some landfills were in danger of exceeding their legal tonnage caps.Scott Mandirola, director of DEP's Division of Water and Waste Management, said that under the existing tonnage caps, "There aren't enough landfills to take the material" from the state's natural gas drilling boom.As part of Gov. Earl Ray Tomblin's "Horizontal Drilling Act," passed during a special session in December 2011, lawmakers tried to encourage disposal of solid wastes from drilling operations in permitted landfills. Prior to the law, some drilling companies disposed of these materials on the drilling sites, sometimes without the consent of the surface landowner, and sometimes without liners and other environmental protections required of modern landfills.The 2011 law said that solid wastes from drilling had to be sent to permitted landfills or could be disposed of at drilling sites if the surface landowner consented.But, the new law created a conflict with monthly landfill tonnage caps created by lawmakers two decades ago as a safeguard against the creation of "mega-dumps" that proposed to bring millions of tons of out-of-state garbage to West Virginia.Now, though, gas-drilling wastes represent nearly a third of the materials being accepted at the six West Virginia landfills that are taking in such wastes, according to data from DEP for the period from July 2012 to July 2013. Those landfills are in Brooke, Harrison, Ohio, Wetzel and Wood counties.As originally proposed, the legislation at issue would allow landfills to "lawfully receive" drilling wastes in amounts "above the monthly tonnage limits," provided that drilling wastes were dumped in separate parts of the landfills.The bill is pending in the House Judiciary Committee after passing the House Energy Committee. Environmental groups are concerned that, among other things, previous actions by DEP and the agency-backed legislation ignores provisions in state law giving local citizens more of a say in decisions about the size of landfills in their communities.Don Garvin, current lead lobbyist for the environmental council, said that one bright spot is an Energy Committee amendment that would require the installation of radiation monitors at landfills accepting drilling wastes because of concerns over potential radioactivity of those wastes.Garvin said his organization wants lawmakers to require separate landfills for drilling wastes, and to require drilling companies to pay for the construction and operation of those landfills.Reach Ken Ward Jr. at firstname.lastname@example.com or 304-348-1702.


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Posted May 12, 2014 A release: THE JOYCE THEATER ANNOUNCES ITS 2014-2015 FALL / WINTER SEASON New York, New York, May 12, 2014 – Linda Shelton, Executive Director of The Joyce Theater, announced today the organization's programming for its 2014-2015 fall/winter season, launching September 9 with the New York premiere of Christopher Wheeldon's extravagant production of Alice's Adventures in Wonderland, danced by the magnificent dancers of the National Ballet of Canada at the David H. Koch Theater at Lincoln Center.Ballet will also be highlighted throughout The Joyce's season in its landmark Chelsea home, with audience favorites like Pacific Northwest Ballet, and Aspen Santa Fe Ballet on the roster. Especially exciting performances by principals and soloists from the renowned Royal Danish Ballet will follow the ever-delightful Les Ballets de Trockadero de Monte Carlo, returning for its bi-annual holiday engagement. Moving beyond ballet to contemporary dance, the season will include Complexions Dance Company, Lar Lubovitch Dance Company, Doug Varone and Dancers, and Parsons Dance, all of whom have danced on The Joyce stage for many years, and Russell Maliphant, who returns for the second time. Also on tap will be a shared week by the New York-based doug elkins choreography, etc. and BODYTRAFFiC, from Los Angeles. The season has an international focus, too, with the return of Soledad Barrio & Noche Flamenca, from Spain, Nederlands Dans Theater 2, and the New York debut of Cia. Unión Tanguera, with roots in both Argentina and France. Closer to home, the New York-based American Dance Machine for the 21st Century will perform choreography from revered Broadway shows.The following is a complete roster of companies who will be appearing at The Joyce Theater this fall and winter.Christopher Wheeldon'sAlice's Adventures in WonderlandThe National Ballet of CanadaDavid H. Koch Theater, Lincoln CenterSeptember 9–14 Tuesday-Thursday 7:30pm; Friday 8pm; Saturday 2pm & 8pm; Sunday 2pmTickets are $35-$145 and can be arranged through DavidHKochTheater.com or by calling 212-496-0600The Joyce is thrilled to open its fall season with the National Ballet of Canada's performance of Christopher Wheeldon's Alice's Adventures in Wonderland and to bring this astonishing piece to New York for the first time. Combining a "scenic spectacle of unprecedented extravagance" with "the extraordinary skill, versatility and spirit of the Canadian dancers" (Los Angeles Times), Wheeldon's interpretation of Lewis Carroll's immortal story is a true fantasia of dance. Experiencing this magnificent production on the Koch Theater stage is the perfect way to appreciate the startlingly beautiful sets and costumes by Tony Award winner Bob Crowley and the sublime score by the talented British composer Joby Talbot. Without doubt, this Alice is a brilliant theatrical gift. A co-production of The National Ballet of Canada and The Royal Ballet (UK). Cia. Unión TangueraNuit Blanche September 23-October 5Tuesday-Wednesday 7:30pm; Thursday-Friday 8pm;Saturday 2 & 8pm; Sunday 2pmDance Chat: Wednesday, October 1Tickets: $10-$49 (Joyce Members $26-$37)Cia. Unión Tanguera, the celebrated French/Argentinean company, is an ensemble of extraordinary dancers and musicians who weave together sensuality and human emotion through the dance and music of contemporary and traditional Argentinean tango. Set to classic tango recordings and original compositions played live by a quartet of Buenos Aires' finest musicians, Nuit Blanche (Sleepless Night) examines with humor the desires and fears that are revealed in the course of a late-night milonga. Supported by The R. Britton Fisher and Family Gift for International Dance. Pacific Northwest BalletOctober 8-12Wednesday 7:30pm; Thursday-Friday 8pm; Saturday 2pm & 8pm;Sunday 2pm & 7:30pmDance Chat: Thursday, October 9Tickets: $10-$59 (Joyce Members $26-$44)Heralded for its artistic excellence and creativity, Pacific Northwest Ballet performs a sensational program that features the New York premieres of works by Christopher Wheeldon and Alejandro Cerrudo. Wheeldon's Tide Harmonic, an enchanting work performed by four couples, is set to a score for chamber orchestra of the same name by British composer Joby Talbot. Cerrudo's Memory Glow, a Joyce commission and the first piece that the choreographer has created for Pacific Northwest Ballet, is characterized by smooth, fluid movement that highlights the dancers' masterful technique.Lar Lubovitch Dance CompanyOctober 15-19Wednesday 7pm; Thursday-Friday 8pm; Saturday 2pm & 8pm;Sunday 2pm & 7:30pmDance Chat: Thursday, October 16Tickets: $10-$59 (Joyce Members $26-$44)The internationally renowned Lar Lubovitch Dance Company follows its highly successful 45th anniversary season with the world premiere of a major new dance to be accompanied by live music. The company is uniformly praised for its supremely gifted dancers and its devotion to live music, and Lubovitch's dances are likewise famous for their musicality, rhapsodic style and sophisticated formal structures. "Lar Lubovitch's choreography is a thrilling sight…ravishing the eye…telling stories both complicated and mysterious." (The New Yorker).This new dance by one of America's master choreographers is supported in part by the National Dance Project.Aspen Santa Fe BalletOctober 22-26Wednesday-Saturday 8pm; Sunday 2pmDance Chat: Thursday, October 23Tickets: $10-$59 (Joyce Members $26-$44)For nearly two decades, Aspen Santa Fe Ballet has created cutting-edge global choreography from a base in the American West. The company returns for a seventh Joyce season with its winning stable of dancers, a stellar choreographic roster, and an unwavering commitment to advancing the art form through its unique brand of contemporary ballet. ASFB's high-octane offeringsCayetano Soto's evocative Beautiful Mistake, Ji í Kylián's seminal and rarely performed Return to a Strange Land, and Nicolo Fonte's exuberant work, The Heart(s)pace, promise a program of compelling and innovative dance. Soledad Barrio & Noche FlamencaNoche Flamenca y AntigonaOctober 29-November 9Tuesday (Nov 4 only)-Wednesday 7:30pm; Thursday-Friday 8pm;Saturday 2pm & 8pm; Sunday 2pmSunday (Nov 2 only) 7:30pm Dance Chat: Thursday, October 30Tickets: $10-$59 (Joyce Members $26-$44)Following well-deserved critical accolades for her previous Joyce seasons, Soledad Barrio and her astounding company, Noche Flamenca, come back with Noche Flamenca y Antigona, featuring a night of flamenco with excerpts from Sophocles' tragic tale. Again the company performs to live music, propelling the dancers to an incredible height of drama that "goes straight for the expressive tension that seems to be at flamenco's very heart" (The New York Times) and elicits cheers from sold out houses of loyal fans. Supported by The R. Britton Fisher and Family Gift for International Dance.American Dance Machine for the 21st CenturyNovember 11-16Tuesday-Wednesday 7:30pm; Thursday-Friday 8pm;Saturday 2pm & 8pm; Sunday 2pm & 7:30pmDance Chat: Wednesday, November 12Family Matinee: Saturday, November 15 2pmTickets: $10-$59 (Joyce Members $26-$44)A living archive of musical theater dance, American Dance Machine for the 21st Century (ADM21) was founded by Artistic Producer Nikki Feirt Atkins. With Margo Sappington as Artistic Director, to date ADM21 has reconstructed original choreography from such revered musicals as Contact, A Chorus Line, 42nd Street, Jerome Robbins' Broadway, Big Deal, and Promises, Promises. On tap for its Joyce debut is an enchanting program featuring live music and special guest stars who will present the best of classic show-stopping musical theater dance.Complexions Dance CompanyNovember 18-30Tuesday-Wednesday 7:30pm; Thursday 7pm; Friday 8pmSaturday 2pm & 8pm; Sunday 2pm & 7:30pmDance Chat: Wednesday, November 19Gala: Thursday, November 20For Tickets: 212-777-7771No performance on Thanksgiving, Nov 27Tickets: $10-$59 (Joyce Members $26-$44)Featuring choreography by Dwight Rhoden that "grabs the viewer by the eyeballs and refuses to let go" (Dance Magazine), Complexions celebrates its 20th Anniversary season by showcasing the diversity of its repertory and the brilliance of its artists. On a program of repertory favorites and premieres, Artistic Directors Rhoden and Desmond Richardson salute the company's inaugural 1994 performance with appearances by special guest artists, including the phenomenal Desmond Richardson. Highlights include the premiere of Rhoden's The Groove, set to the music of legendary New Orleans jazz musician Terence Blanchard, and Rhoden classics like Hissy Fits and Ave Maria. Completing the program are Surface, the 2008 work by Jae Man Joo, a new work by Marcelo Gomez, and the ballet Duo by William Forsythe.Doug Varone and DancersDecember 27Tuesday-Wednesday 7:30pm; Thursday-Friday 8pm;Saturday 2pm & 8pm; Sunday 2pm & 7:30pmDance Chat: Wednesday, December 3Tickets: $10-$49 (Joyce Members $26-$37)Gala: Tuesday, December 2; For Tickets: 212-279-3344Whether he is creating dazzling, complex whirlwinds of movement or tracing the interior landscape of terse gesture, an indelible humanity lives at the core of Doug Varone's world. The company returns to The Joyce with three New York premieres, including Symmetry and Narrative, a work set to Christopher Rouse's Pulitzer Prize-winning Trombone Concerto that explores dynamic new territory.Russell MaliphantStill CurrentDecember 9-14Tuesday-Wednesday 7:30pm; Thursday-Saturday 8pm; Sunday 2pmDance Chat: Wednesday, December 10Tickets: $10-$49 (Joyce Members $26-$37)A program of works created by acclaimed choreographer Russell Maliphant, Still Current features newly created duets, trios, and solos danced by Russell Maliphant and his remarkable company, including Thomasin Gülgeç, Dickson Mbi, and Carys Staton, all of whom recently stunned audiences in Maliphant's The Rodin Project. The award winning solos Afterlight (Part One) and Two are also on tap. A diverse physical language links the pieces, integrating vocabulary from contemporary, ballet, and martial arts. Performances feature outstanding lighting by long-time Maliphant collaborator Michael Hulls, musical compositions by Erik Satie and Armand Amar, and new music by Andy Cowton and Mukul. Produced by Sadler's Wells, with funding from the Arts Council England. Supported by The R. Britton Fisher and Family Gift for International Dance.Les Ballets Trockadero de Monte CarloDecember 16-January 4Program A December 16-17, 29-30 7:30pm;December 26-27, January 2 8pm; December 27-28 3pm;December 31 5pmProgram B December 18-20, January 3 8pm;December 20-21, 24, January 3-4 3pm; December 23 7:30pmDance Chat: Wednesday, December 17No performances on December 25 or January 1Tickets: $10-$59 (Joyce Members $26-$44)The internationally adored Trocks, the all-male troupe who risk comfort for brilliant pointe work, achieve "the perfect balance of tribute and sendup" (The Washington Post) as they tread lightly through the classics of ballet. For its 40th anniversary year, the company is guaranteed to bring down the house with two programs featuring some of its most beloved productionsGo For Barocco, ChopEniana, Don Quixote, and Swan Lake, as well as the New York premiere of excerpts from the delightful La Naiade et Le Pecheur, which made its world premiere in London in 1843. More than 170 years later, the Trocks bring it back for more.BODYTRAFFiCJanuary 6-10Tuesday 7:30pm; Thursday 8pm; Saturday 2pm & 8pmDance Chat: Thursday, January 8Tickets: $10-$25 Founded in 2007, Los Angeles-based BODYTRAFFiC was named one of Dance Magazine's "25 to Watch" in 2013 and was praised by the Los Angeles Times for its "most hopeful combination of choreographic and performing excellence." The Joyce program includes Dust by Hofesh Shechter, the Israeli-born British-based choreographer known for his blunt, earthy style, and a new work by Victor Quijada, the Montreal-based choreographer whose work blends break dancing and ballet.doug elkins choreography, etc.January 7-11Wednesday 7:30pm; Friday 8pm; Sunday 2pm & 7:30pmDance Chat: Friday, January 9Tickets: $10-$25"One of the most musical, witty and inventive choreographers of his generation," (The New York Times), Doug Elkins comes back to The Joyce with the New York premiere of HAPLESS BIZARRE, a delightful dance for six performers including a new vaudevillian, which explores the intersections between physical comedy, choreography, flirtation, and romance; and MO(OR)TOWN/REDUX, which revisits, as only Elkins can, both Shakespeare's Othello and Jose Limón's seminal modern dance work The Moor's Pavane.The Royal Danish Ballet: Principals and SoloistsJanuary 13-18Tuesday-Wednesday 7:30pm; Thursday-Friday 8pm;Saturday 2pm & 8pm; Sunday 2pmDance Chat: Wednesday, January 14Tickets: $10-$49 (Joyce Members $26-$37)Sixty years after The Royal Danish Ballet's U.S. debut, principals and soloists from this internationally renowned company perform a fantastic program featuring excerpts from works by August Bournonville, the acclaimed 19th century Royal Danish Ballet choreographer and ballet master who created more than fifty works for the company. A highlight of the Joyce season, this engagement promises to be a memorable one. Supported by The R. Britton Fisher and Family Gift for International Dance. Parsons DanceJanuary 21-February 1Tuesday (January 27 only)-Wednesday 7:30pm; Thursday-Friday 8pm;Saturday 2pm & 8pm; Sunday 2pm & 7:30pmDance Chat: Thursday, January 22Family Matinee: Saturday, January 31Tickets: $10-$59 (Joyce Members $26-$44)New Orleans takes center stage as David Parsons presents a New York premiere set to music by the legendary Allen Toussaint. The company known for its sexy athleticism and stunning ensemble work also performs the world premiere of a work by former Parsons dancer, and Generation NOW Fellow, Natalie Lomonte. Also on tapBachiana, a humorous look at the formality and grandeur of baroque tradition set to Bach, and the perennial favorite Caught. Four family-friendly matinees will feature repertory for dance fans of all ages and a special opportunity to meet the dancers. Nederlands Dans Theater 2February 3-8Tuesday-Wednesday 7:30pm; Thursday-Friday 8pm;Saturday 2pm & 8pm; Sunday 2pmDance Chat: Wednesday, February 4Tickets: $10-$49 (Joyce Members $26-$37)One of the most revolutionary contemporary dance companies in the world, this ensemble of raging young talents was founded in 1978 as an internal training ground for the highly respected Nederlands Dans Theater. Its Joyce season, the first in five years, promises to be a spectacular one, featuring the witty Shutters Shut and the expressive Subject to Change by NDT's house choreographers, Artistic Director Paul Lightfoot and Artistic Advisor Sol León; I new then by NDT Associate Choreographer Johan Inger; and Sara, a provocative work by Israeli choreographers Sharon Eyal and Gai Behar. Supported by The R. Britton Fisher and Family Gift for International Dance. Share this post Link to post Share on other sites
Posted May 12, 2014 Thanks for this. Most of the ballet portions of the season look great (especially Royal Danish). However, the Canadians coming with only kiddie fare ALICE...really? Of all venues, I wouldn't expect the Joyce to pander 'family-friendly fare'...maybe the Met, Koch or City Center. What's next: a DRACULA or PETER PAN at the Joyce? Share this post Link to post Share on other sites
Posted May 12, 2014 While I think there are strengths and weaknesses in Wheeldon's Alice, I wouldn't describe it as "only" for children. Share this post Link to post Share on other sites
Posted May 13, 2014 Nice to have Lar Lubovitch Dance company and Danish Ballet in NY! Share this post Link to post Share on other sites
Posted December 11, 2014 If anyone is planning on going to the Joyce this week to see Russell Maliphant, you're in for a big surprise. He did not perform tonight, the opening night of his company's one week engagement at the Joyce. The program and casting was completely shuffled due to his absence. Very disappointing. No info on whether he will be out for the entire engagement. Share this post Link to post Share on other sites


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The new game footers are brought to you by Encyclopedia Gamia and our very own Games Hub. The basic goal is simple: draw together Wikia communities in one location that enjoy the same genres and hopefully expose them to some new games and communities they might be interested in. Our secondary goal is to try and connect editors looking for help with members and administrators from other wikias who are interested in helping them out, whether it be with content, technical knowledge, or insight gleaned from running a community.
If you haven't already been approached, feel free to include your site in the submission section below in the genre you feel is most appropriate for the game you cover. Note that, with rare exception, a game should only…
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If the Alan Wake 2 will be released, how it should be? For my, it should be sandbox with option to travel along Bright Falls and that town from "2" what about Sam Lake was talking. The Taken should have riffles from Nineteenth century. And it should be some machine gun, cause hunting riflfes from Alan Wake 1 wasn't the best gun I've ever seen in this game. And it could be a co-op with Barry/Sarah in one console and split screen or by the internet. What's your opinion?
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As part of Steam's Holiday Sale, you can get Alan Wake for 90% off it's original sale price... both games that is.
Both Alan Wake and American Nightmare are up for sale, so click the link and buy the franchise now.
Kranitoko (talk) 18:19, December 30, 2013 (UTC)
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How would you like to win a signed Alan Wake's American Nightmare photo, signed by the one and only Fred Berman, who played the characters of Barry Wheeler from the Alan Wake franchise and Vinnie Gognitti in Max Payne 2?
Fansite "The Sudden Stop" is giving you this very opportunity.
Go here to find out how to win: http://www.alanwake.info/2013/12/4th-december-2013-advent-calendar-02.html
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Alan Wake has been give a dose of the Steam Summer Sale. Everything related to Alan Wake is now 50% off.
- Alan Wake is now $14.99
- Alan Wake's American Nightmare is now $7.49
- Alan Wake Collector's Edition Extras is now $4.99
- Alan Wake Franchise which includes everything above is now $19.99
Alan Wake now has steam trading cards, you can purchase it on steam here
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As the Weekly Humble Bundle ends for Alan Wake, which sold 286K copies, generating $647K that went to the Remedy, charities and Humble themselves, Steam have decided to go all out on the franchise too.
You can now buy Alan Wake for 90% off the original price. That means you can buy the franchise for just £3.10/$4.00.
Remember, the franchise itself comes with:
- Alan Wake
- Alan Wake: Collectors Edition Extras
- Alan Wake's American Nightmare
You can buy each game separately too. Everything Alan Wake related on Steam is 90% off.
Go here to have a gander. You don't want to miss this.
The deal ends Monday 3rd June 10AM Pacific Time.
P.S. The next Humble Bundle weekly sale includes Telltale's amazing Game of the Year, The Walking Dead. I'd get it if I…
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When Remedy revealed their newest game, Quantum Break, there were a lot of people who were less than pleased with it. Many fans were expecting Alan Wake 2, only to be disappointed.
A day after the announcement, Sam Lake took to YouTube and talked to Remedy's fanbase about the prospects of Alan Wake 2 and why it is not in development.
"When Alan Wake came out, it was not a huge hit on day one. It has been doing really well since then, and has moved more than three million – which is a nice figure. But when the game was released, that was not the case immediately. And even though we worked hard on it, the sequel was not happening. The time wasn't right for that."
Although things seemed doomed, Lake did not say this was the end.
"We definitely wa…
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The next Xbox was revealed today, being called the "Xbox One". Whilst most of us were hoping for an Alan Wake 2 announcement, we got something else instead.
Mixing live-action scenes and gameplay, Remedy announced Quantum Break. Not much is known about it yet, but what we saw was a family moving house with a little girl revealing she has some strange power to her mother. We then see a ship crash into a boat.
The game will use the element of time, much to that of Remedy's "Bullet time" in Max Payne. The tagline is "Time is the fire in which we burn."
The game is due to be released exclusively on the Xbox One in 2014.
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In February, Sony took to the stage to reveal their next generation console, the Playstation 4. This May, it's officially Microsoft's time, where they have scheduled an event Xbox related, with the tagline "A New Generation Revealed".
"On Tuesday May 21st, we'll mark the beginning of a new generation of games, TV and entertainment," Major Nelson wrote.
"On that day, we'll be holding a special press event on the Xbox campus and we invite you to join us via the live global stream that will be available on Xbox.com, Xbox LIVE and broadcast on Spike TV if you are in the US or Canada.
"On that day, we'll share our vision for Xbox, and give you a real taste of the future. Then, 19-days later at the Electronic Entertainment Expo (E3) in Los Angeles,…
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You can now buy Alan Wake's American Nightmare for 600 MSP less than it's original price, leaving you only needing to pay '600 MSP'.
American Nightmare involves Alan Wake being trapped in the dark place and his fight to try and escape it and be with his wife. His only way to try and do that is to try and alter the world around him to his will and defeat Mr. Scratch.
Click here to check out the deal.
Charlie | Kranitoko
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So I've been an administrator for the Alan Wake Wiki for almost 3 years now. I've loved being an administrator, and although I may not always be around, there's no doubt I'm still going to be an administrator for this wiki for a good while yet.
We're well into the new year, and there's no doubt an announcement for Remedy's new game is just on the horizon (here's hoping it's Alan Wake 2). So I thought, to celebrate, let's set up a small competition.
I'm giving you all a chance to win a digital copy of "Alan Wake Collectors Edition" for PC. Included in the collectors edition are:
- Alan Wake Game
- The Signal (Special)
- The Writer (Special)
- The Alan Wake Files PDF (130 pages of goodness)
- The Alan Wake Soundtrack (featuring 13 songs)
Now in order to win, …
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Alan Wake is 75% off for 12 hours on Steam.
It won the community choice for the game that would be discounted more than it already is for a short period of time.
It ends at 4AM BST.
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Alan Wake/Alan Wake's American Nightmare is once again on sale for 50% off. Click the links below to check them out.
The sale will end in 2 weeks time (January 5th 2013) so buy it while you can. Whether you hold off to a day when it might be 75% off is up to you.
Alan Wake - http://store.steampowered.com/app/108710/
American Nightmare - http://store.steampowered.com/app/202750/
Franchise (including LE extras) - http://store.steampowered.com/sub/15407/
If you've come to this wiki to see what Alan Wake is all about, go away and buy the game on Steam. It's worth it!
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It's here. The next sale. It's christmas come early.
All Remedy titles are up to 50% off in Steam's Autumn Sale.
Alan Wake and Alan Wake's American Nightmare - 50% off Max Payne and Max Payne 2 - 50% off Death Rally - 50% off
Get them while you can. The sale ends on the 26th November!
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So, last year I wrote an evaluation essay for a college compositon class about the game Alan Wake. Below is the full text, hope whoever reads this enjoys it.
Alan Wake: More than Just a Video Game
If a video game exists today that can be called a work of art, it's Remedy Entertainment's Alan Wake. As a game, Alan Wake's genre is "third-person shooter/psychological thriller". The game isn't strictly horror-based, just as it isn't strictly a shooting game. Rather, the game is more about survival and telling a story in a similar way to some of the best novels written by Stephen King himself. Like King's novels, Alan Wake has a story that is full of vivid descriptions, foreshadowing, and cliffhangers in addition to the actual horror elements…
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I forgot to add something- I didn't know I would only be blocked for 3 days, I thought it would be indefinite.
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Because of my past actions [inserting gibberish into pages] I would like to apologize to this wiki and especially RadiNightingale. I hope you could forgive me too and accept me back into this wiki.
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Hello! Once again, guys! Since my former account won't let me login, I started a new one! Which means I'M BACK for MORE EDITING AND ACHIEVEMENTS!
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If I may remember correctly I found out about Alan like 2 or 3 years ago on a YouTuber's Gaming Channel. And I instantly got hooked. I loved the graphics, the story, the characters, the achievements, the items, the songs and the weapons! Everything was INSANE! And when the American Nightmare game came out earlier this year it reminded me of all those memories.
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You have to be quick. You only have 7 hours to pick up all the Alan Wake games on Steam, which is 75% off until 4PM BST (9AM approx in eastern America) (check time zones for conversion).
After the time ends, the franchise should go back to 50% off, so get it while it's cheap!
You're looking at just under £8/$10 for the entire franchise if you buy it as a bundle.
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Hey guys,
So if you're someone visiting this wiki for the first time, or perhaps own the games on the Xbox 360 and want them all over again, good news.
Alan Wake and Alan Wake's American Nightmare are both 50% off on Steam.
- Alan Wake - £11.49/$14.99
- American Nightmare - £5.99/$7.99
And if you already own Alan Wake on PC, you'll still be eligible to get 15% off American Nightmare!
Buy them! Offer ends 23 July 2012! Here's hoping they may be further discounted later on in the sale! But don't just think as Alan Wake as the only game you need to buy. So many other great games are on sale too!
The Max Payne franchise, the other gem Remedy developed, are on sale too, with the first 2 games selling for just £2.99/$4.99. And although it's not deve…
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"Ordinary" could be the setting of the next Alan Wake game. In the alternate reality blog, This House of Dreams, that Sam Lake commented on in July 5th, a woman named Samantha has recently bought a house in the town called "Ordinary", (which could be the exact town that is located in Virginia with the same name). Samantha also found a shoebox in her attic that contains poems from Thomas Zane and pictures with a man and a woman in a boat with their faces smudged with black ink. (most likely Thomas Zane and Barbara Jagger). Ordinary, Virginia is right next to the ocean and could be connected to Alan's last words in the end of Alan Wake (Season 1): "It's not a lake, it's an ocean". The shoebox, that Samantha found, dissapeared for 3 fictional …
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I guess all of you saw that tweet from Sam Lake... I'm just so excited. I'm almost 100% sure it won't be a spin-off, because of Nightingale (based upon the blog he is the "new Barbara Jagger".)
What do you think about the blog, the news, about a possible new Alan Wake? What do you think will Ordinary look like?
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Hello people.
So I'm obviously new to this wiki and I was just wondering how many users are out there?
If you are an active user, leave a comment, just so I can get an idea.
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More info will be out closer to the release date, hopefully it will come with a few extras like the Alan Wake PC edition did.
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because they have complex code? anyone know why?
LaVolpesBite 08:12, May 13, 2012 (UTC)
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Hey all,
You guys may be happy to know that Alan Wake's American Nightmare will arrive on PC on May 22nd.
You may want to pre-purchase it now too on Steam, because you'll get 10% off if you do, PLUS an extra 15% off if you own the first Alan Wake on PC. Better yet, the first Alan Wake on PC has had it's price slashed in half until Thursday by 50%, so get them now.
You can check the links by clicking on the titles below:
American Nightmare PC
Alan Wake PCThanks!
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Hey Guys,
So yesterday, I updated the default achievements for the wiki.
I have now added 4 more sets of achievements you can earn from either:
1. Editing either Alan Wake (Character), Insane Alan and Mr Scratch. I only want the "Alan Wake (character)" on these three characters. If the tag is placed on any other character for cheating, then you have been warned...
2. By editing any Character article that has the "Characters" tag on it.
3. By editing any Achievement article with the "Achievements" tag on it.So that adds another 1140 points to earn! :D
Thanks again,
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Hey Everyone, this may be old news to some of you, but the Poets of the Fall (aka Old Gods of Asgard) released a song a while back entitled "War." It is actually one of my favorites by them, and while it might hold some symbolic references to the Alan Wake series, there is nothing really explicit. But what you might not know/have seen is the music video for the song....which is nothing less than awesome. Featuring Ilkka Villi as Alan Wake. So for those of you who have not seen it, enjoy, if you have seen it before, why not see it again? link
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Hey Guys,
So ToCxHawK and LaVolpesBite thought that maybe this Wiki should include achievements. I wanted to do this months ago, but had no idea how to. I have figured it out now, and now you can have fun on the wiki with lots of achievements you can earn.
I have updated the titles so something more... Alan Wakey. Some simple achievements you can earn:
False Identity?
Add to your own user pageRadio Show Host
Write 1 blog post (0/1)"You Suck, Eddie"
Write a comment on 3 different blog posts (0/3)"Try the Coffee"
Leave someone a message on their talk pageThese four are so simple! Feel free to leave me a message on my talk page. You know, just for the achievement :D Also, leave a comment on this blog post. It'll count towards the "You Suck, Eddie" a…
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Hey Everyone, seeing as how this is, after all, the Alan Wake wiki, I just wanted to extend an invitation to all you Facebook users out there to take a look at the Alan Wake Facebook page. Here I keep everyone up to date on the latest Alan Wake news, screenshots, and videos; as well as updates from Remedy Entertainment. So head on over if you want to keep informed on all things Alan Wake. Please note that with this Facebook page, I am trying to generate interest in the Alan Wake series, as well as help out the community of Alan Wake fans already out there. So please follow the link and give it a like, also, be sure to tell your friends and anyone you know that is a fan of the series. Anyway, here's the link.
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Hey guys, Charlie here.
I've been watching all of the things you guys have been helping with; adding story elements, fixing grammar and punctuation (some from me. Haha). I just thought I'd say that you guys are doing a brilliant job to helping make this Wikia great.
Hope you're all enjoying Alan Wake as much as I am and keep up the great work! :)
Charlie (Admin)
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If you don't already know, you can now download Remedy Entertainments next Alan Wake game, American Nightmare, on the Xbox Live Marketplace for 1200.
It tells the story of Alan and Mr Scratch. Alan finds himself in Night Springs, caught in Mr Scratch's trap which he himself has to try and find a way out of.
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It took just under 2 years, but it is finally here on the PC. You can buy the game through steam for £22.99 for the UK and $29.99 for the US.
Just thought I'd tell you too that for a limited time, you'll get the collectors edition for those prices instead of the standard edition. This includes the Soundtrack, The Alan Wake Files in PDF and the Developers commentary. This is up until the 23rd February 2012 so you better hurry!
Alan Wake PC: http://store.steampowered.com/app/108710/
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Remedy Entertainment has announced that within the spin-off Alan Wake's American Nightmare, there will be an arcade mode entitled Fight 'Till Dawn, which will have players placed into an intense battle with waves and waves of enemies coming after Alan Wake. Wake will attempt to overcome these enemies as he gains new weapons and safe havens and attempts to rack up a higher and higher score. This mode will also feature online leaderboards that will enable you to see who is the best player out of all of your friends.
What do you think about the addition of this arcade mode? I personally think that it will lead to a lot more replay value in the game and it seems pretty cool.
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It's a PC gamers dream! What started out as a rumor when the game was found on Steam's registry just yesterday, it has been announced that Alan Wake is indeed coming to PC.
In 2005, the game was originally going to be on the PC. Throughout the years, the Xbox 360 and PS3 were added to that, until finally the game only came out on the Xbox 360. Finally, the PC gamers dream has come true.
For more details: http://www.nave360.com/alan-wake-officially-coming-to-pc/
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Earlier today, Alan Wake was found on Steam's registry. This could be all that is needed to confirm the existence of the PC release, after Sonic Generations was also placed on the registry, where the PC version was later confirmed and released.
Just after the reveal of Alan Wake's American Nightmare, Remedy's Aki Järvilehto said in an interview:
"We have received feedback from a lot of PC gamers, and I have to admit that yes, we somehow ignored that. Let's see if in the near future we could have some positive news to tell you about dating!"
Go here: http://www.nave360.com/alan-wake-found-on-steams-registry/ for full details and pictures.
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The VGAs have ended, and with it came the brand new trailer of the next Alan Wake game called Alan Wake's American Nightmare.
You can find the trailer online, but it seems to be out of sync. For an indepth view of the trailer, go here.
The game is to be released Q1 2012.
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Remedy Entertainment have revealed that they are working on an Alan Wake game, however, it is not Alan Wake 2, neither is it more DLC.
"Oskari Häkkinen said "Fans of the franchise will be excited to learn that, yes, more Wake is coming! But to be absolutely certain to avoid confusion, this next Wake installment will not be Alan Wake 2. But neither will it be DLC. The rest we're saving for our official announcement when we'll actually SHOW YOU.""
Gohere to read all about it.
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It's been a while since the last Alan Wake-related news. However, it looks like Alan Wake 2 might be coming soon!
Althea Gata, an artist who worked at Halon Entertainment in April 2011, mentioned having worked on in-game cinematics for Alan Wake 2 on her LinkedIn page. This bit has since been removed. Halon Entertainment is a company responsible, among other things, for the Deliver Hope live-action trailer for Halo: Reach.
Alan Wake developer Oskari Hakkinen said last year that Microsoft had the option to pick up a sequel to the original game and suggested that the second game would be developed more quickly than the first time, which was being worked on for 5 years.
Source: 1Up
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Alan Wake was placed 1# out of 10 other games in Times "Best of 2010" vote. Alan Wake was also nominated for best Xbox 360 game by Spike at the 2010 VGA's and was nominated for Gamespot's "Most interesting character".
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Alan Wake also won a few awards for best story and best soundtrack by other reviewers. Post them up if you find em. -
The 2010 Spike VGA has nominated Alan Wake for the best Xbox 360 game. For some reason, we can't vote (I don't know if it's temporarily or something. Just hope it does get an award against Halo Reach and Mass Effect 2.
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The latest and last DLC for Alan Wake, The Writer, is out now for download.
The DLC is said to bridge the gap between this season and the "hopeful" sequel/season two. This is the last DLC released for Alan Wake and will hopefully clear up some questions raised in The Signal, which began it's own story arc.
The DLC will cost 560MSP.
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Alan Wake "The Writer" achievements are out now! They add up the total gamerscore to 1500 gs. Just compare Alan Wake achievements with a friend and there they are. I can't be bothered writing them myself but hopefully someone else will.
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Alan Wake "The Writer" achievements are out now! They add up the total gamerscore to 1500 gs. Just compare Alan Wake achievements with a friend and there they are. I can't be bothered writing them myself but hopefully someone else will.
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Hey Wakeys,
Great news! GameTrailers posted an exclusive trailer for the upcoming Alan Wake DLC, The Writer, and the date of released was revealed as October 12th.
Click here for more details!
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Remedy should make a Halo-like Firefight gametype where you are in a house like Nazi-Zombies from CoD: WaW, and you have to fight wave after more difficult waves of Taken! Then the final wave you have to verse Jagger! How cool!
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Just wanted to share with everyone that I have completed every achievement on alan wake! The run on sentence was really difficuilt but with alot of patience it is possible. The way I did it was to take it slow, make sure you dont make silly mystakes like falling off a cliff or wasting ammo. The boss was quite hard but if you save flares and flare gun ammo it is a piece of cake! hope this helps somone.Rebornghost man 17:50, July 28, 2010 (UTC)
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This post is part of an ongoing series on getting my financial house in order. In this post I'm going to cover all the ins and outs of refinancing your mortgage and talk about my most recent refinancing experience.
I bought my home in 2004 and since then I've refinanced it twice. The first refinance was in 2007 and my goals at the time were to switch from an adjustable rate mortgage (ARM) to a fixed rate mortgage, get rid of private mortgage insurance (PMI), and switch to a 15 year loan so that I could save money and pay the house off quicker. I just got done refinancing again and this time the goal was to simply reduce my interest rate and save even more money. These are all great reasons to consider refinancing and if any of these sound like things you'd want to do, read on and I'll walk you through the process.
Getting Your Ducks in a Row
When you're applying for a loan you're going to need to have some info on hand. These are the key bits:
- Loan amount (how much you want to borrow, likely the payoff of your current loan).
- Approximate value of your home (get this from Zillow.com).
- Do you want an escrow account with your new loan? Your escrow account is the account that your lender uses to pay your property taxes and homeowners insurance with. You will probably want one and your lender probably requires it anyway. There doesn't seem to be any benefits to paying these yourself anyway unless you're trying to game the tax system by timing your property tax payments so that two land within the same tax year.
- When did you buy your home and what did you pay for it?
- About how much do you pay per year in property taxes (you can usually get this online from the county assessors office or from your current lenders escrow statement).
- Do you currently pay for a homeowners association (HOA) and if so what does it cost monthly?
- Employment history for the last 5 years or so (employment start dates, how much you made, etc).
- How do you intend to pay for closing costs? Closing costs will be in the neighborhood of $2,500-$3,500. These can probably be rolled into the new loan, but if you can, pay for them with cash on hand so that you're not paying interest on that money.
- What are your expenses (credit cards, loans, and leases)? You don't need to put in things like monthly utility payments here, these are generally expenses like other debts you're paying on.
Next you need to figure how long you want your new loan to be for. You want to try and get the shortest loan you can afford, but also consider how long you really intend to keep the loan. For example, if you know that you're going to move in 5 years, you might opt for a 5/1 adjustable rate mortgage (ARM) (5 years locked interest rate, then changes every year thereafter). Sometimes the ARM loans have lower interest rates than the fixed rate loans, but sometimes they don't, so compare both. In general I like to stick with fixed rate loans but everyone's situation is different.
So how do you figure out what you can afford? Use an amortization calculator to calculate out what your monthly cost would be. My favorite calculator is this guys. Get the shortest loan that you can afford. You will save a ton of money that way. Here's a comparison to illustrate:
Loan 1: $100,000, 30 years @ 4% interest
Loan 2: $100,000, 15 years @ 4% interest
With loan 1 your monthly payment would be $477.42 (not including your escrow amount) and if you were to keep the loan the full 30 years you would have paid a total of $171,871.20 for the loan.
With loan 2 your monthly payment would be $739.69 (not including escrow) and you'd end up paying $133,144.20 for the loan. In other words, if you can swing another $262.27 a month, you could cut your loan length in half and save $38,727.00 in interest!
Another thing to consider when choosing loan length is that you can almost always make additional principal payments without penalty. Where this comes into play is when a lender is offering a really great rate on say a 20 year loan, but you really only want a 15 year loan. If you're disciplined and make additional principal payments, you could pay the 20 year loan off in 15 years and the overall cost might end up lower. Here's an example:
Loan 1: $100,000, 20 years @ 3%
Loan 2: $100,000, 15 years @ 3.5%
Loan 1 would be $554.60 per month and cost you a total of $33,104.00 in interest. Loan 2 would be $714.88 per month and cost you a total of $28,678.40 in interest. Now let's say you went with the first loan. If you paid an extra $138.00 per month you'd have the loan paid off in 15 years and your total monthly payment would still be lower than loan 2's payment. You'd also save $8,893 in interest by paying it off earlier, bringing the total interest cost down to $24,211.00, that's a savings of $4,467.00 compared to loan 2. I used this calculator to calculate the early payoff savings.
Shopping for a Lender
Before you go submitting a bunch of applications, do some shopping around. You should narrow your search down to a few lenders before you apply because you don't want to reduce your credit score by applying at a bunch of places. Oh, and don't do anything that would mess with your credit in general, like open up a new credit card or get a new car loan. Lenders do a last minute credit check before finalizing your new loan and anything that has changed since you applied for the loan will throw up a red flag and slow things down.
For my refinance I decided to go with Pentagon Federal Credit Union (PenFed). I learned of them a few years ago when shopping for a car loan and I'm so glad I stumbled across them. They are a no-nonsense type of credit union. Low rates, good customer service, no added frills or schemes to rip you off. Prior to PenFed I was using Desert Schools Credit Union for my mortgage and auto loans. They're fine too, but PenFed's rates are better and their web site isn't stuck in the stone ages like Desert Schools' is. My advice would be to shop around different credit unions and check out some of the rates listed on bankrate.com, then compare them to PenFed. I think you'll like PenFed. BTW, you don't have to be a member of the military to join PenFed, you can make a one time donation of $15 to a charity when signing up to become a member.
When comparing loan offers, you'll first want to look at the Annual Percentage Rate (APR). The APR basically factors in the interest rate of the loan, some of the closing costs, and any discount points you pay so that you can get a better idea of what the loan is really going to cost you.
I just mentioned discount points, so lets explain what those are. The general idea behind points is that you can pay a "point" to reduce the interest rate of your loan. Each point represents 1% of the total amount you're borrowing, so if you're borrowing $100,000, each point will cost you $1,000. If you can afford to pay points and the reduction in interest will save you some money, go for it. However, pay close attention to the overall APR because sometimes the lower interest rate doesn't save you any money after all. For example, here are two different loan offers I found from the same bank, one with points and one without:
Loan 1: $100,000, 10 years @ 2.625%, no points.
Loan 2: $100,000, 10 years @ 2.375%, 2.875% points.
Loan 1 is going to end up costing $13,806.80 in interest if you kept the loan the entire 10 years. Loan 2 is going to end up costing $12,443.60 in interest plus you need to pay an extra $2,375.00 for the points, so overall loan 2 is going to cost you $14,818.60, which is more than loan 1.
You also want to try and get an idea of the closing costs that the lender is going to want to charge you. Sometimes lenders will give you an estimate before you apply, sometimes you have to wait until the application has gone through and the lender has provided you with a good faith estimate which breaks out the closing costs. Again the APR should give you a general sense of their closing costs, just know that lenders don't always include all of their closing costs in the APR.
Applying for the Loan
Now that you've got your ducks lined up and a potential lender or two picked out, it's time to submit your application. When I applied through PenFed, I just submitted the application online.
One of the things they asked me for was a debit or credit card that they would charge for any third party fees like running my credit check. If you apply at a few different places you might have to pay for a couple credit checks at about $10 a pop, but normally that cost is rolled into your closing costs if you go through with the loan.
Another thing they asked was whether or not I wanted to lock in my interest rate. I personally am not much of a gambler, so I like to lock in the rate right away.
They also asked if I was interested in making bi-weekly payments versus monthly. I think there is nothing wrong with doing bi-weekly payments, just know that all you're really doing is making an extra small payment each year. You'll shorten the loan a little bit and save a little on interest, but most lenders will also let you just do additional principal payments whenever you want or include an additional principal payment with your monthly payment too. I'd rather control when I make the additional payment then get locked into a payment plan.
After you've submitted your application, if you've been pre-approved, you should get some paperwork from the lender explaining the details of the loan application. The most useful document you'll get is the Good Faith Estimate (GFE). The Good Faith Estimate shows the general terms of the loan and forces the lender to disclose any shady type stuff they might be trying to pull, like charging prepayment penalties and anything that might change your interest rate during the loan. Another piece of useful information on this form is the origination fee. That is the amount of money the lender is charging you up front to give you the loan. You should also see a breakdown of your other settlement charges, like home appraisal, title insurance, and the initial deposit for your escrow account.
One thing that can be confusing is settlement charges versus closing costs. When you are comparing loans and the lender gives you an estimated closing cost, these are generally the things they include in that number:
- Loan origination (what the bank charges to give you the loan)
- Points you pay to get the loan
- Home appraisal
- Credit report
- Tax service
- Flood certification
- Title insurance
- Government recording
However, they don't generally include things like:
- Initial deposit for escrow account
- Daily interest charges
So when you're comparing closing costs between lenders, you'll want to exclude things like escrow charges and daily interest charges. One thing to note here too is that you'll likely get some money back from your current lender when you pay off the existing loan because they're going to refund you whatever was already in your escrow account.
Another thing to be aware of is how the daily interest charges work. First we'll look at daily interest charges on your existing loan, this is separate from the interest charges on your good faith estimate. Let's say you currently pay your mortgage payment on the 1st of each month. You apply for your refinance loan on June 1st and your loan ends up closing on June 15th. Your current lender is going to want you to pay off the principal balance of your loan plus any daily interest between your last payment and when you actually paid off the loan, so in this case 15 days of additional interest.
Now we can look at the daily interest charges on the good faith estimate. These are interest charges for the days between when the loan closes and the day that your first mortgage payment is due. Usually banks will make your first payment due on the first of the month following a full month from your closing date. For example, if your loan closed on June 15th, your first mortgage payment would be due on August 1st. The reason they throw a full month in there is because mortgage interest is paid in arrears, so your August payment will actually be paying for July's interest. What happens to those 15 days left over in June? Those are your daily interest charges that the good faith estimate is talking about.
Processing Your Loan Application
The next thing that should happen is that you'll be assigned a loan processor. This is the person which is going to walk you through the rest of the loan process. When I applied at PenFed, my loan processor asked me send him the following:
- Copies of my most recent pay statements.
- Copies of the last two years W2s.
- Bank statements from the last two months.
- Verification of liquid assets that I'd use for closing costs. In my case this was coming out of my checking account.
- A copy of my homeowners insurance policy showing PenFed and the new loan number within the mortgagee clause. I had to call my insurance company and actually switch this over to PenFed.
- An HOA statement showing that I'm current on my homeowners association dues.
The loan processor also arranged to have a home appraisal done and I received a call from the appraisal company within about a week or so to schedule their visit. The appraisal guy came out and checked out the property and took a few pictures. He was there maybe 30 minutes.
Once your loan processor has everything and has processed it all, they should sent you a Settlement Statement (HUD-1) that breaks down all the near-final figures for your loan.
Closing on the Loan
Once the loan application has been completed, your loan processor will ask your current lender for loan payoff statement. It's a good idea to ask your processor for a copy of this for your records. When I received a copy of my loan payoff I noticed that my old bank was charging a $25 payoff fee and a $10 recording fee. Of course my loan with them was supposed to have no prepayment penalty, so I don't know how they can get away with charging a payoff fee, but not worth worrying about.
The final step is to sign all the loan paperwork and finalize the loan agreement. Generally you go down to the title insurance company and sign all your paperwork. This time around, since PenFed is their own title insurance company and they don't have any branches where I live, they arranged to have a third party company handle the signing. The company they used gave me the option of meeting them somewhere or just coming out to my home. I opted to have them come out to my home which worked out great. My wife and I signed a mountain of paperwork and it was done. Refinance your mortgage achievement unlocked!
Final Thoughts
For me the entire process took about a month. I refinanced my 15 year loan @ 6.125% (I had 7.5 years left on it) into a 10 year loan @ 2.75%. When it was all said and done, I paid $3,680.58 out of pocket at settlement: $2,537.71 in closing costs and $1,142.87 in prepaid items (escrow items and daily interest). I got back about $800 from my previous lender when they refunded what was in my old escrow account. I also had a month where I didn't have a mortgage payment of about $1,300 too, so really I only had to float about $1,500 overall and I should make that back from the savings on my new loan within 5 months.


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This section contains 2,050 words (approx. 7 pages at 300 words per page) |
Dictionary of Literary Biography on Zoe Akins
Zoë Akins was born in Humansville, Missouri. Raised in a well-to-do and strongly political Republican family, she fell in love with the stage after seeing productions of touring companies at various St. Louis theaters. She wrote her first play at the age of twelve, and her early poetry was published in William Marion Reedy's St. Louis Mirror, a journal that had earlier recognized the talents of Fannie Hurst, Sara Teasdale, and Edgar Lee Masters. Her first professional work for the stage was a three-act comedy titled Papa. It was performed with moderate success in many cities throughout the United States, but ran for only twelve performances when finally produced at the Little Theatre in New York, on 10 April 1919. The Magical City, written after Papa, was her first play to be produced in New York. A one-act melodrama in verse, it was performed by the Washington Square Players...
This section contains 2,050 words (approx. 7 pages at 300 words per page) |


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High in the sky on a warm Spring day
White clouds come alive with kites colored bright
They float on the breeze, their tails do sway
Circles of rainbows, a child's delight
Some dip in the wind and soar over the bay
Looking like swallows in playful flight
Too soon we grow up and the fun fades away
Still the child in us clings, to the string of a kite
© Copyright 2017 zephyrmail. All rights reserved.
Nicely light, lyrical and fanciful. Most enjoyable. Another great one to read to a child.
Happy trails,
Ed Bradley.
yes, very enjoyable to read--wish I one now.
Very peaceful, light and oh so true. Very pretty little piece of writing.
Pretty and lovely. Relaxing, too!
made me feel light and child-like....excellent work Z:)
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Country: UNITED KINGDOM
Face of Fear
Le Voyeur
Fantastic review man, I was afraid I would not appreciate Peeping Tom the first time I watched it, but it truly is a master work that is finally finding the critical acclaim it deserves so many decades later. This tops the list of new films I have discovered for myself over the last year, and I was pouring over all of the additional content you added above!
Im a HUGE Man Bites Dog fan as well, and I did like The Last Horror Movie, though it doesn't come anywhere near these other two.
Cheers Carl! - I'm glad you enjoyed the review. Its also good to see you're enthused for Peeping Tom, because it is a very important horror film. Its not to everyone's liking (but then radical films rarely are), but I consider it a notch above another major horror film that was released in 1960 - namely Psycho.
ReplyDeleteThanks for stopping by Stacia, and for the compliment. Yes it possesses a strange insidiousness, many images are clammy and stick to one's psyche long after the DVD has been put away. I think this sensation it creates makes it far more powerful and affecting experience than Psycho for example.
ReplyDeleteIt does worry me that 'Peeping Tom' and 'Psycho' are so closely aligned in film criticism. I find them to be utterly different films (albeit with somewhat similar concerns): tone, style, approach, characterisation, effect - they differ greatly in my mind.
It was refreshing to see that you left your 'Psycho' reference to the comments section, Shaun, rather than present it in the body of the article. Nice one.
I think it is more a case of proximity Johnny, two major horror productions that made headlines in a way the gothic horror films didn't, released within months of each other. You're right to point out their differences, but it is this idea of the modern horror film that unites them. But their influence wouldn't actually be felt in the genre for several years. I think Polanski was the first to pick up on it with REPULSION.


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Analyst: Linux Kernel Code Seems to be Copied
On the day that IBM "Our review of source code and documents appears supportive of SCO claims,
though we are not legal experts and IP matters are not always transparent,"
Deutsche Bank Securities analyst Brian Skiba said in a research note
Thursday after visiting SCO's headquarters in Lindon, Utah, Wednesday.
"A direct and near-exact duplicate of source code appears between the Linux
2.4 kernel and Unix System V kernel in routines shown to us."
Skiba agreed to a non-disclosure agreement in order to view SCO's evidence. He noted that he does not own SCO stock, nor does Deutsche Bank have a banking relationship with SCO, though he did say that Deutsche Bank's asset management firm may own some SCO stock.
The report comes on the same day that IBM filed its own counterclaims lawsuit in a Utah court against SCO.
Skiba also pointed out that none of the allegedly copied code shown to him
was contributed by IBM.
"They said it was from another hardware vendor, but they didn't say who,"
Skiba told internetnews.com. "I think it's clear that they didn't
mean HP
He added, "We didn't discuss it, but I didn't get the feeling that the
issues with IBM were related to literal copying. I think the issue with IBM
is predominantly around derivative work."
SCO (formerly Caldera), a founding member of the UnitedLinux group and
until recently a Linux distributor, upset the Linux party in March when it
turned its legal guns on IBM
On March 6, the company sent a letter to IBM Chairman and CEO Sam
Palmisano, warning him that IBM had allegedly breached its contract with
SCO by contributing portions of its Unix-based AIX code to the open source
movement, and by introducing concepts from Project Monterey, a joint effort
by SCO and IBM to develop a 64-bit Unix-based operating system for
Intel-based processing platforms, into Linux. IBM scrapped Project Monterey
in May 2001.
SCO claims the AIX code IBM contributed is a derivative work of SCO's Unix
System V and UnixWare intellectual property, making Linux an "unauthorized
derivative" of Unix, according to SCO. The firm has also claimed that the
code, and possibly code from other Unix vendors which have contracts with
SCO, was foundational in allowing Linux to make the leap to Symmetrical
Multi-Processing (SMP) capabilities, which are essential to making Linux an
enterprise-grade operating system.
Red Hat
But so far, SCO has yet to take legal action for the alleged copied code in
"The purpose of the literal copying display is really for CIOs to evaluate
whether there's potential IP violation that they may be liable for," Skiba
Still, Skiba said he was not passing judgment on the case. Instead, he is
concerned with whether the case will cause CIOs to rethink the "torrid
pace" with which they are adopting Linux.
"The whole legal debate over derivative work is going to be something that
the courts are going to decide," he said. "The question is, will there be
any degree of momentary pause in Linux adoption?"
He added, "If that's the case, then it's going to be good for Sun and
Microsoft and it's bad for Red Hat and some of the other guys."
But so far, most CIOs have not really changed their plans, Skiba said.
"At this point it hasn't really hit the radar," he said. "They're aware of
the suit but it hasn't materially changed their plans at this point. Ninety
percent of the people say 'IBM is a bunch of smart guys, they're a credible
company. If they say it's okay, then it's okay, despite the fact that they
won't indemnify us.' IBM lends credibility to Linux, clearly, as well as
legal credibility."
That's born out in a survey recently completed by Evans Data Corp. The survey found
that few Linux developers are troubled by SCO's assault on Linux.
"SCO has not done its job in making its case," Nicholas Petreley, Linux analyst with Evans Data, noting that recently released Summer 2003 Linux Development Survey showed that Linux adoption has accelerated, not declined, since SCO began its crusade against IBM.
"The best it can do is pull aside some people in private, make them sign an NDA, and show them some code out of context. That's not a very convincing case," Petreley told
"The SCO threat seems to have generated far more heat than light," Nicholas
Petreley, Evans Data's Linux analyst, said in his analysis of the survey.
"Fully 88 percent of developers responding say that the SCO vs. IBM
intellectual property lawsuit against Linux will have absolutely no effect
on their plans, probably no effect, or they have no opinion on the matter.
Only 6 percent are certain the SCO lawsuit will affect their plans, and
another 6 percent think the lawsuit will probably affect their plans.
Obviously, the SCO strategy of keeping its evidence against IBM secret (or
made available only through second-hand sources who are under
non-disclosure agreements as to what they can report) has limited impact of
its litigation threats."
Specifically, 45.5 percent of respondents said the suit would "absolutely
not" have an effect on their plans, 20 percent said "probably not," and
16.1 percent said "no opinion."
Evans Data sent invitations to participate in the survey to developers from
the EDC International Panel of Developers, and to various opt-in lists. EDC
surveyed 435 developers online.
"People are adopting Linux more and more," Petreley said. "They're
switching from Windows to Linux faster. You'd expect that to have slowed
down a little bit if it were to be affected by the SCO lawsuit, and the
numbers just don't show that kind of slowdown."
and SCO Group
escalated their ongoing legal battle of misappropriated source code, SCO Group received some surprising backing of its claims that the 2.4 version of the Linux kernel contains code copied from SCO's Unix System V kernel.
or Sun
with a $1 billion (now raised
to $3 billion) lawsuit
alleging breach of contract and the sharing of trade secrets.
launched its own suit against SCO this week in an attempt to protect Linux, while
IBM Thursday unveiled a countersuit of its own.


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PS3 / XBOX 360 / PC | Japan |
By Spencer . April 29, 2013 . 1:42am
Capcom will promote Resident Evil: Revelations in Japan with a music tie-in. The publisher is working with rock group Dragon Ash to make a music video for the song "Trigger" with scenes from Revelations.
The special trailer will debut in mid May. Here's a preview.


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Help: 1lb ground turkey
I have 1lb of ground turkey and have no idea what to do with it. any cheap, easy, ideas?
Started by Sarah on 02/11/2009 in Kid-Friendly Recipes
Last update on 02/11/2009 by Nikki
I have 1lb of ground turkey and have no idea what to do with it. any cheap, easy, ideas?
Last update on 02/11/2009 by Nikki
Ok, so I make meat loaf, hambergers, stuffed bell peppers already. What else is there to make with ground beef? My mom keeps buying it and I don't know what else to make with...
Last update on 10/19/2014 by Susan
The only way I know to cook ground beef is meatloaf, spagetti (sp?), and beef tacos. I would appreciate any other ideas or even a new twist on an old idea.
Last update on 01/05/2011 by Tiffany
I am looking for some ground beef reciepes that are quick to make or that can be made ahead and frozen. Besides meatloaf, enchiladas, tacos and nachos. Thanks
Last update on 09/18/2011 by Ashley
I am in dire need of some new ground beef/hamburger recipes. The only meat my husband eats is hamburger. I am so sick of the few things I know how to make with it that I'm going...
Last update on 01/10/2015 by Nancy
i make the same old same old all the time and need some ideas...anyone know of any?
Last update on 11/25/2008 by Jill
We recently purchase 1/3 of a cow and the majority of the meat is ground. I'm looking for some new and creative ideas using ground beef. We are tired of eating spaghetti with...
Last update on 08/31/2009 by Sabrina
I have 2 pounds of ground beef and need an idea that my husband and I would like as well as a 3 1/2 year old. Any ideas?
Last update on 12/11/2013 by Nancy
Seems like I make the same things over and over again with ground beef. I would like some new ideas to make it a bit more exciting to have for dinner!! I do meatloaf, or...
Last update on 01/12/2010 by Catherine
Last update on 01/16/2013 by Janine
Ok ladies, I need some help. I have some ground beef thawed for dinner tonight, but I can't decide what to do with it. We're beyond tired of spaghetti and Hamburger Helpers, but...
Last update on 07/14/2009 by Beth
I am such a horrible cook, I try so hard to make up new recipes! I think if I end up making one more thing that is absolutly discusting my husband is going to kill me!!!...
Last update on 03/17/2009 by Caroll
Chili, spaghetti, burgers & meatloaf...These are staples for me, but anyone have anything different that they have actually tried?
Last update on 04/08/2009 by Kristen
My son enjoys ground beef a lot, so I end up making dinners that have ground beef in them. But I'm getting tired of spaghetti and meatloaf! What else can I make with ground beef???
Last update on 01/05/2011 by Jessica
We just moved into our house and we don't have a lot of different kinds of foods and spices yet. I'm looking to do something with about a pound of ground beef I have in the...
Last update on 05/05/2009 by Tanya
Need some quick and easy recipes that use ground beef as main ingredient?? Any Help would be great
Last update on 05/03/2010 by Bethanie
1 1/2 to 2 lbs. ground beef (to your liking) 1 bunch celery 1 package mushrooms 1 large onion 1 can cream of mushroom soup 1 cup cheddar cheese Dill weed Chop celery,...
Last update on 02/18/2009 by Krista
tired of same menu need help. but please only recipes that can be made on a budget.
Last update on 11/28/2008 by Lauren
anyone know any good easy dont take much recipes for ground turkey??? but not turkey loaf???
Last update on 09/26/2009 by Laura
I found this recipe at Walmart and I decided to try it. It came out great and it was so quick and EASY! There is plenty of room for adding your own ingredients to enhance the...
Last update on 03/11/2009 by Nichol