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Product Summary
The IOGEAR GCS1102 DVI KVM Switch charts a revolutionary new direction in KVM switch functionality by providing an interface for today's digital monitors while integrating a 2-port USB KVM switch with USB 2.0 peripheral sharing capabilities. As a KVM switch, the unit allows the user to access two computers from a single USB keyboard, USB mouse, and monitor, and also share among the computers USB 2.0 peripherals such as external hard drives, printers and scanners.
General Information
Product Type | KVM Switch |
Manufacturer Part Number | GCS1102 |
Manufacturer Website Address | www.iogear.com |
Manufacturer | Iogear, Inc |
Product Name | GCS1102 DVI KVM Switch |
Brand Name | Iogear |
Technical Information
Number of Computers | 2 |
Graphics Resolution | 1920 x 1200 @ 60 Hz |
Number of Users | 1 |
Video Signals | WUXGA |
Computer Ports | 2 x DVI-I Female Video |
2 x Audio | |
2 x Type B USB | |
User/Console Ports | 1 x DVI-I Female Video |
1 x | |
1 x Audio | |
2 x Type A USB |
Physical Characteristics
Weight (Approximate) | 1.68 lb |
Height | 2.0" |
Width | 8.5" |
Depth | 3.3" |
Package Contents |
Standard Warranty | 3 Year |
This product is shipped only within Canada and Warranty valid for Canada only.
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eBay by "meat-market" of Meat Market Vintage
I've been SO bad about posting this month! I think the summer heat here in Atlanta has sent me into a warm, gooey coma. Now, with this post, hopefully I can emerge from it.
Previously, I posted two examples of felt (raw edge) applique skirts I made. My goal was to make a dress eventually and I used the skirts as warm-ups. This post is dedicated to the first felt applique dress I have made.
This is one of those hell projects. The ones that you toil over and debate over for days. Before this dress, it had been a long time since I had one of "these" projects. Oh well, at least I am *relatively* happy with the result. It's always worse when you're totally unhappy with the final product.
2.) FIT: This dress marked a significant change in terms of fit. I ended up going with the 32.5 bust pattern instead of the 34. I had been wanting to try it for a while because I kept getting dresses that were significantly too big when I used the size 34. I have to say that the 32.5 is actually much closer to my size. I'm not sure why I was under the impression that I needed a 34. I will say that when I measure my bust, it measures 34, which might be the source of my mistaken impression. However, I'm thinking that the size issues relates to two factors: a.) most of the fabrics that I use have stretch so measurements can be smaller and still stretch to fit nicely; and b.) vintage patterns have more ease than I prefer and/or realized. So, my bust is bigger than 32.5 but both stretch and ease make the fit better than the 34.
These photos show the dress prior to my de-emphasizing the A-shape. They also show 2 of the designs I contemplated-- the designs were pretty cool
but the shapes were too big which was bad for my proportions.
This is how the dress looked after I decided to make
the A-shape less pronounced
3.) DESIGN: I spent WAY too much time deliberating about how to arrange the arrows on this dress. Even before I decided to de-emphasize the A-shape, I spent about 3 days (maybe a grand total of 8 hours) trying to decide how the design should look. I experimented with circles, arrows, question marks, etc. Luckily, I was able to use my computer to take a picture of the dress without any design and then experiment digitally with how the design should look. I also used cutout paper templates for some of my design experimentation. I'm fairly pleased with the design I came up with. I think the proportions of the shapes are correct and that the layout looks cool.
4.) APPLIQUE OF FELT AND RIBBON: As I said earlier, appliquing felt onto a stretchy fabric was a bit challenging. Also, challenging was sewing the white ribbon trim onto the dress bottom. I guess my mistake came when I assumed that you could just pin the ribbon trim to the dress and sew it on. Not really. It ended up looking kind of bubbly in some spots, where the ribbon wasn't laying flat. My stitching also ended up looking goofy, because I made several rows of oddly placed stitches in a last-ditch effort to get the ribbon to lay down and stop looking all wrinkly. My husband claims it doesn't look that bad. It's kind of an eye-sore, IMO.
5.) THE FADE SNAFU: Oh and before I forget, I must mention that the vintage fabric I used happened to have a long faded strip running down the middle of the right side of the fabric (at the fabric's natural fold). And after I started making the dress, I realized this and had to reverse the entire thing, so that I would be using the wrong side of the fabric, which didn't have the fade stain. Otherwise, I would have had a faded streak running down the middle of my dress! Luckily, you couldn't really tell the difference between the right side and the wrong side. It was irritating to reverse the dress, though, because I had to transfer my dart markings to the other side of the fabric.
So, overall, this was one challenging project but I did learn a lot from it and my follow-up projects ended up being more successful as a result. I do like the look of the dress, but I do wish I had been more careful when I tailored it, and I do wish that the ribbon trim didn't look so wonky! You can't really tell from the pictures but trust me, it looks pretty crazy!
Sigh...I had such high hopes for using ribbon in my designs but now I'm not so sure.
Happy sewing!

subset: commoncrawl


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Easy Smoked Salmon Canapes Recipe
this is so easy and looks like you really fussed... and looks expensive...it's another recipe from the Gooseberry series... i don't know how many it serves...depends...
www.grouprecipes.com - Similiar recipes
Baked Lemon Pepper Salmon Recipe
Can be baked in the oven or placed on a BBQ for summer. Prep:15m
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Smoked Salmon, Dill, and Goat Cheese Quiche
lemon zest, +pie dough, +olive oil, +shallot, +salmon, +goat cheese, +eggs, +milk, +cream, +dill weed, +black pepper
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We do a lot of art projects around here. The backyard is a swampy, muddy, snowy mess so we steer clear of that. The front yard is covered in a blanket of second-hand cigarette smoke so we steer clear of that. The neighborhood in general is a terrifyingly desolate place so we steer clear of that. Instead, we're inside covering things with glue.
It's a lot of fun, though, and it keeps Aspen happy. And, thankfully, this month's Better Homes and Gardens magazine had a lot of suggestions for sorting and storing the massive amounts of projects kids create these days. Which means that eventually I'll get to that six-inch stack of paintings and drawings that Aspen has created during the time we've lived in West Jordan.
I've been thinking of scanning some of our favorite projects to keep digital copies long-term. And perhaps we'll get a binder with plastic sleeves for others that we definitely want to keep hard copies of. What do you do to keep track of the things your kid(s) make? I admit I've recycled a few of the less-amazing ones... but I definitely want to keep some of Aspen's stuff.
Monday, December 24, 2012
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These twice-baked cookies may look a lot like those biscotti fellas, but trust us, they're a little softer and a whole lot more flavorful. In other words, you don't need coffee to make all-natural soft-baked biscotti taste good. And with this product you'll receive a case of 24 individually wrapped, single serving cookies. Perfect to toss in a lunch bag, grab on-the-go or enjoy anytime.
The Original: dark chocolate -covered raisins, toasted California walnuts and semi-sweet Guittard chocolate chips with a dusting of cinnamon & sugar on top. Contains: wheat, eggs, nuts and soy & milk.
Chocolate Chip Brownie: rich cocoa, Guittard dark chocolate chips and espresso. Contains: wheat, eggs and soy.
Banana Bread (Gluten-, Dairy- & Soy-Free): real bananas, pure maple and toasted California walnuts dusted lightly with cinnamon and sugar.
Contains: nuts & eggs.
This product ships from the maker within
5 days, via USPS
Unused and unopened items may be returned within 30 days


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Please choose a body region on the right for you to pin point the problem area of your body.
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Item # PERI-PC B CS | SKU # DER-00198
An antimicrobial non rinse personal cleanser for the perineal area, PeriGiene Perineal Cleanser is gentle, Dye-Free, Fragrance-Free and non-irritating. PH balanced, it eliminates odors on contact.
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Grandma B's Broccoli & Pasta
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Recipe by JHargrove
Great quick meatless meal. or you can add shrimp.
See Discussion:
Ingredients Nutrition
- 6 garlic cloves (chopped)
- 1 cup olive oil
- salt
- 16 ounces broccoli (fresh or frozen)
- 1 lb pasta
- 1 lb shrimp (optional)
- 6 -8 sun-dried tomatoes (cut into strips) (optional)
- Put chopped garlic in pan with lots of olive oil. Heat until warmed, add broccoli & salt. Cook until broccoli is hot and tender. Add cooked pasta and top with Parmesan cheese to taste.
- You can add more oil or water if you need it.
- you can also add shrimp, or sun dried tomatoes, or both.


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Lovina is a quiet coastal town on the North Bali coastline 5 km west of the city of Singaraja, though the main street, Jalan Raya Singaraja, which crosses the town parallel to the coast, is noisy and congested with sidewalks to walk but as many other parts of Bali not well maintained.
Lovina is a relatively new name coined in the 1950s by a local Buleleng Regency official with a good eye for future tourism-based development. It consists of seven traditional villages, which all merge into one on a ten kilometre stretch of the main road which hugs the north coast to the west of Singaraja: Temukus, Kalibukbuk, Anturan, Pemaron, Tukad Mungga, Banyualit and Kaliasem. Kalibukuk is the main hub of this area and is often thought of as the "Lovina town centre".
The whole stretch of coast here is fringed by narrow black sand beaches, which are accessed by a multitude of small lanes which run perpendicular to the east-west coast road. The beaches are generally safe for swimming, and the waters of Bali's north coast, in direct contrast to the crashing surf of the south, are relatively calm.
Diving, snorkelling and dolphin watching are the main activities, but perhaps above all else, this is an area in which to relax and take in a very slow, traditional pace of life. It can get a little crowded in July and August, outside that peak season, this is a quiet part of the island.
Lovina also has a large number of cafés. Some of these establishments are not selling tea and sandwiches. They often provide loud music and an expensive and often boring assortment of alcohol. Many of the girls working there keeping the patrons company during the evening may be of questionable or negotiable virtue having little issue in following the patrons home after closing time.
It is also not unusual to see older white men in the company of much younger local girls, with the girls acting as short-term girlfriends during the weeks or months the men stay in Indonesia.
Get in[edit]
By bus[edit]
Perama offers transportation from major tourist destinations in Bali and has a local Lovina office in Anturan. Perama shuttle buses to Lovina leave from Kuta, Sanur, Ubud, Candidasa and Padang Bai. They use mini buses without air-conditioning and the prices are more than reasonable.
By bemo[edit]
Long distance bemos are a bit of challenge, but the most experienced of budget traveller. It is always possible to get to Lovina from most major towns in Bali, almost always via Singaraja.
By car[edit]
Most visitors arrive in Lovina from the south in a self-drive hire car or with a car and driver. A journey from Kuta takes about 3 hours and from Sanur slightly less. Ubud is a 2 hour car journey over the central highland range. Many visitors from the south choose though to break their journey at Bedugul or Kintamani.
By taxi[edit]
A pre-paid coupon taxi direct from the airport will cost you Rp 450,000 and takes about 3 hours.
Get around[edit]
This is a good area for walking as the roads are relatively quiet and the beaches long and easily passable.
Renting a bicycle is popular and again, easy to find. Many hotels have their own. You should be aware though that away from the coast road, there are a lot of steep hills.
The easiest way to visit the surroundings of Lovina is by renting a motorbike. There are many roadside outlets and expect to pay between Rp 50,000-90,000 per day. The roads are quite good here and nothing like as crowded as in south Bali.
Local bemos ply the north coast road between Singaraja and West Bali, stopping at all points on the Lovina stretch. You will need some patience and they can be very crowded indeed. As there is only one main road it is hard to get lost.
Lovina's black sand beaches are quite lovely and lend themselves well to exploration on foot at a leisurely pace. The sea is very calm here and is safe for swimming. The feeling on the beaches is one of laid-back tranquility with small, colourfully decorated traditional outriggers called perahu dotted along the shoreline. These are a reminder that you are in a traditional fishing community. There are a few hawkers, but nothing like as many as on the southern beaches, and this is as good a place as any in Bali to explore quiet beaches at your own pace. At the highest of tides the beaches can get a little difficult to traverse in places, so it is best to time your walks for a falling tide. Be aware that many of the 'black sand' beaches (particularly in the central area) are an unappealing dirty brown with significant amounts of plastic rubbish
The small road that runs down to the beach-front from the main east-west coast route at Kalibukuk is called Jalan Bina Ria. At the beach end of this road is a dolphin statue (complete with one-jawed rusting dolphins). Apart from being a notable piece of kitsch, this is a reminder of the reason for the initial drive beind tourist development at Lovina (dolphins, obviously). Mini wooden and stone replicas of this statue are for sale widely in the area.
- Brahma Vihara Arama, Dencarik. Bali's largest Buddhist monastery located near the village of Dencarik. The monastery is absolutely charming and commands lovely views. Whilst obviously Buddhist with its orange roof, numerous gold Buddhas and stupas recalling those at Borobudur, the carvings and ornamentation are very Balinese. The combination works well and if it were in a location easier to reach, this attraction would receive far more visitors than it does. A visit here combines well with Banjar Hot Springs. Donation.
Coba Baca Public Library, Coba Baca is a library located in the center of Lovina. The collection of the library consists of Indonesian, English and Dutch books. Courses in Indonesian language are offered for tourists and expats. The main activity of the organization is to increase the knowledge level of the local inhabitants. This is done with help of English courses, books and other activities. The NGO was founded in 2009 and the amount of members is growing. A visit to the library combines well with nearly all the activities in the area http://www.cobabaca.org/.
Your hotel can (and will offer repeatedly) day tours to the nearby sights including the beautiful highland scenery of Munduk to the south, the beaches of Pemuteran to the west, and the city of Singaraja to the east. All are within easy reach.
You can arrange a half day trip to the Les village waterfall, bat cave and coral protection project, which is around 40 km to the East.
You will be offered dolphin sighting trips every other minute. These leave the main beaches each morning at dawn, and have mixed reviews as the boats tend to outnumber the dolphins. It can though still be an enjoyable ride, and if you do find a pod of dolphins it is of course very worthwhile. The price is fixed by the local boatmen's association, and is currently Rp 60,000 per person. If you are in a group, ask about chartering your own private boat.
Cockfights are popular around Lovina, perhaps more so than anywhere else in Bali. This is taken very seriously, and you will see many older men training the cocks at the roadside throughout the area. At the fights, huge sums of money change hands as illegal gambling on the outcome is rife. Given the cruelty, and deaths of the birds, think twice about attending.
- Banjar Hot Springs (Air Panas), Dencarik (about 10 km west by road to Dencarik, then an ojek ride on rough paths). 7AM-6PM. Located west of Lovina, this is an enchanting hot springs with stone carved mouths gushing water in a lush garden setting. The waters are naturally a very pleasing temperature and have a high sulphur content. The whole experience here is extremely therapeutic and cleansing. Changing rooms and lockers are provided on site. This is not a straightforward place to get to, and for that reason it is often way less crowded than you would expect for such a lovely spot. Rp 3,000.
There are several dive operators based out of Lovina that operate daily dive and snorkeling trips to Menjangan Island, Tulamben and Amed, as well as dives from the local beaches. Be sensible and careful as some hotels and counters try to sell unlicensed diving trips that may look official on paper. Do not pay before you have seen the dive centre, and check that you will dive with certified divemasters/instructors.
- Bali Spice Dive, ☎ +62 362 41305, e-mail: firstname.lastname@example.com. Offers day trips to all of the dive spots on the northern coast of Bali. Guides are available in a variety of languages and multi-day discounts are available. Long-established and the largest dive operator in the area. Has a handy booking office in Jl Bina Ria, Kalibukuk, and the main centre is on the beach at Kaliasem close to the Aditya Beach Resort. US$55-75.
- Lovina Dive, Jalan Banyualit, Kalibukuk (just east of Kalibukuk), ☎ +62 812 3842415, e-mail: firstname.lastname@example.com. PADI dive centre with a full range of courses and fun dives to the major dive sites in north Bali. US$55-75.
- Sunrise Dive Centre, Jl Bina Ria, Kalibukuk, ☎ +62 362 411820.
Lovina has several spa facilities. While they are more low key than the spas in south Bali, the service is excellent and the prices are much lower than in the south.
Also, do not under-rate or overlook the traditional massage women who work on the beaches at Lovina. Most of these women come from families where massage skills have been passed down through many generations, and they really know what they are doing. A beach massage will also cost you less.
- [dead link]Agung's Spa (close to Damai Lovina Villas, in the hills 4 km inland from Kalibukuk), ☎ +62 362 42018. 9AM-9PM. Offers body scrubs, facials, massage, etc. The nicest spa facility in Lovina, though it is much smaller and basic than what you would find elsewhere on the island.
- Bali Samdahi Spa, Tejakula (east of Singaraja), ☎ +62 813 38275206. 9AM-10PM. Offers a variety of massages.
Cooking schools[edit]
- Adjani, Enjungsangiang, ☎ +62 812 36232019, +62 87762361709, e-mail: email@example.com. Daily 10.00am-13.00pm Book at least 1 day ahead. Small family-run cooking school near the post office on the main road at Kaliasem. Classes include a trip to see the growing of medicinal herbs and a spice garden. In 2-3 hr students learn 5 Balinese recipes. Vegetarian class, US$30; non-vegetarian, $35; mixed program, $40; Balinese cooking, $45.
Kalibukuk has a number of shops both on the main coast road and on Jalan Bina Ria selling the usual selection of Bali goods. You will find everything from arts and crafts to T-shirts at prices very marginally higher than you would pay in south Bali.
A Lovina speciality though are dolphin statues, usually carved from wood (don't believe those trying to convince they are from ebony!). This is due to the strong association of Lovina with dolphins, and if you want to take home just one souvenir from Lovina, then this is the most appropriate.
- Barakuda, Jl Mawar, Kalibukuk, ☎ +62 362 41405, e-mail: firstname.lastname@example.com. 9AM-9PM. Popular restaurant specialising in Indonesian style seafood. Have a good value set menu options.
- Kakatua, Jl Bina Ria, Kalibukuk, ☎ +62 362 41344. Popular with tourists and not without reason. The menu is varied, the staff friendly and you can see the food being prepared and cooked from fresh ingredients. 11AM-10PM.
- Kopi Bali, Jl Bina Ria, Kalibukuk (near the dolphin statue). 11AM-9PM. Cheap and cheerful Indonesian food. Extremely popular with budget travellers and a good place to hang out to talk travel.
- [dead link]Kubu Lalang, Tukad Mungga. 8AM-9PM. A quality restaurant with some excellent takes on local food here and a good value set menu. Located at the bungalows of the same name at the beach end of a quiet lane in Tukad Mungga.
- Sea Breeze, Kalibukuk (on the beach just west of the dolphin statue). 8AM-9PM. Very well known eatery on the beach in Kalibukuk. Been around for many years serving good value meals. Fish is especially recommended here.
- Warung Bambu Pemaron, on the entrance road to the Puri Bagus resort, ☎ +62 362 27080. 11AM-9PM. Balinese and other Indonesian food at excellent value prices. Often has live dance performances and also offer cookery courses.
- 1 Warung Jegeg, Jalan Raya Singaraja-Seririt, Kalibukbuk (next to Library Coba Baca, under Hotel 'Bali Jegeg'), ☎ +62 81337996096, e-mail: email@example.com. The really nice lady Wayan offers not only authentic and delicious Balinese/Indonesian cuisine but cooking classes as well. Great value for money!
- Pasha Nightclub, Jalan Raya, ☎ +62 362 700 5272. Bar and nightclub with DJs and live music.
- Volcano Club, Banyualit (on the main road, can't miss it), ☎ +62 362 412222. 6PM-late. The only disco in town. A rather bizarre rustic building which resembles a concrete cave. Rp 25,000.
- Waru Bali, Jl Mawar, Kalibukuk. 11AM-late. Cool place to get get a beer and watch the sun go down. One of the oldest warungs in Kalibukbuk and still very popular. Stay late and you might enjoy a singalong with some of the locals.
- ZiGiZ Bar, Jl Bina Ria, Kalibukuk, e-mail: email@example.com. 4PM-midnight. Acoustic music with 2 guitar players and DJ every night, starts around 8PM. Large cocktail selection. Satellite TV sports broadcasts on 4 screens.
- Apple Warung, Jl. Mawar (close to the beach). 11AM-11PM.
- Triple 9, Jl.Mawar (in the middle of the road), ☎ +62 81 33 708 4318. Bar / restaurant operated by Dutch owner. They have good food, live music and very good cocktails. Happy hour: Heineken only Rp. 15.000
This guide uses the following price ranges for a standard double room: | |
Budget | Under Rp 200,000 |
Mid-range | Rp 200,000-1,000,000 |
Splurge | Over Rp 1,000,000 |
There is a huge amount of budget and mid-range accommodation in Lovina and many visitors turn up without reservations. Options at the higher end tend to be more limited in availability.
- Lovina Beach Hotel, Kalisem, Lovina Beach (Located on the road with parking lot and the hotel area extends to the beach, swimming pool, restaurant), ☎ +62-362-41005, fax: +62-362-41473, e-mail: firstname.lastname@example.com. Check-in: 02.00-12PM, check-out: before 12.00 Noon. Standard @Rp.150,000.-& DeLuxe Bungalow @Rp.200,000.- ask for special prices.
- Angsoka Hotel, Jl Bina Ria, Kalibukuk, ☎ +62 362 41841, e-mail: firstname.lastname@example.com. 44 room hotel, has been around a long time and it will win no design awards. The cheapest rooms are very cheap indeed though and it is a popular choice with backpackers for that reason. Also have more expensive and grander accommodation options. From Rp 100,000.
- Elsa II, Kalibukuk (near The Angsoka off Jl Bina Ria). A small but excellent new budget option in Kalibukbuk. Opened in June 2008. Clean rooms, hot water, with fan or air-con and breakfast is included. From Rp 100,000.
- Gede Homestay Bungalow, Anturan, ☎ +62 362 41526, e-mail: firstname.lastname@example.com. The rooms are clean with air-con and hot water. A small family run homestay with a good restaurant and nice seats in front of the bungalows. From about Rp 120,000.
- Happy Beach Inn, Happy Beach, Tukad Mungga, ☎ +62 362 41017. Just 4 basic rooms with no hot water arranged in a nice little garden. 2 min walk to Happy Beach. Rp 100,000.
- Harris Homestay, Kalibukuk (between The Angsoka and Elsa II, off Jl Bina Ria), ☎ +62 362 41152. Nice homestay owned by a German-Indonesian aged couple. Cheap, but well maintained and unusually (for budget Indonesian homestays) clean rooms with new furniture. Fan-cooled and without hot water, but price speaks for itself. Good choice for extremely tight budgeted travellers. Breakfast is included. From Rp 70,000.
- [dead link]Mas Bungalows, Jl Laviana, Banyualit, ☎ +62 362 41773, e-mail: email@example.com. Check-out: 12noon. Quiet bungalow complex offering a range of accommodation options. The cheaper rooms have no air-con but all have hot water. Rooms have fridge, cableTV, free WiFi but connection is not stable sometimes. Large pool and simple cafe. Nice staff and a green garden. From Rp 150,000 with breakfast.
- [dead link]Mega Ayu Homestay, Jl Raya Singaraja-Seririt, Kaliasem in Central Lovina (Near the Dolphin statue and next to the beach), ☎ +62 813 3803 0275, e-mail: firstname.lastname@example.com. Has a very central location at the beach in central Lovina, but is normally not noisy. Some quiet music may be heard in the night. The cheapest you can get in the area with good rooms and ambience, situated nearby to the shops, cafes and bars of central Lovina. Electricity, but no electrical socket for electronic devices. In high season it is often full. All rooms are provided with a fan. From Rp 50,000.
- 1 Mumbul Guesthouse (Pondok Wisata Mumbul), Jl Raya Singaraja-Seririt, Anturan, ☎ +62 858 5743-8882, e-mail: email@example.com. Located in the fishing village of Anturan and just a short walk to the beach. 4 rooms with hot water and air-con, all look out onto the adjacent rice field. Large pool and separate kids pool. Free WiFi, breakfast and taxes are included in the price. Rp 200,000.
- Puri Bali Lovina, Jl Mawar, Kalibukuk, ☎ +62 362 41485, e-mail: email@example.com. 30 room hotel with traditional style rooms around a large pool. Standard restaurant, a secondhand book store/exchange and an internet cafe. Free wifi. 5 minute walk to the beach. The cheaper rooms have no air-con. Also has a nice two bedroom family unit for those travelling in a group or with children. From Rp 130,000.
- Rini Hotel, Jl Mawar, Kalibukuk, ☎ +62 362 41386, e-mail: firstname.lastname@example.com. A good budget option and they take credit cards. The cheaper rooms do not have air-con. Good sized salt-water swimming pool. From Rp 150,000.
- Sanders, Kalibukuk. Situated beach-side. Rooms are clean with no hot water. One of the better backpacker places in town. Rp 100,000.
- Puri Manik Sari, Kalibukuk (In a little side street of jalan binaria, in front of Elsa II), ☎ +62 362 41 089. Check-out: noon. Hotel located in the absolute center of Lovina. Close to all the bars, restaurants and the beach. A budget option. Located in a Balinese garden. Tours can be booked at the reception Starting from Rp 100,000 for a economy room. Prices of the bungalows and air-con rooms are higher..
- Villa Agung Beach Inn, Anturan (close to the petrol station), ☎ +62 362 41527, e-mail: firstname.lastname@example.com. A splendid little family run hotel right by the beach. Very quiet location. Offers a range of accommodation, some rooms have air-con. From Rp 300,000.
- Perama Bungalow, Anturan, ☎ +62 362 41161, fax: +62 362 41992, e-mail: firstname.lastname@example.com. Check-out: 11:30PM. Clean room with air-con or fan, hot & cold water, and a bath in the bungalow. Cold shower with fan for economy room. The bungalow is 200 m from the beach. Restaurant onsite. Bookings for daily tours (1 day or half day tours), dolphin & snorkelling (lovina area or menjangan island), daily shuttle bus, travel bookings and arrangements. From ~Rp 100,000 for economy room and Rp 150,000-250,000 for bungalow.
- Aditya Beach Resort, Kaliasem/Temukus, ☎ +62 361 8528521, e-mail: email@example.com. Variety of accommodation available in this large beach front resort. Cafe, bar, in house massage treatment and large swimming pool. From US$35.
- Bali Paradise Hotel, Kalibukbuk-Lovina Beach (set back about 200 m from the beach), ☎ +62 362 41432, fax: +62 362 41432, e-mail: email@example.com. Check-in: 2PM, check-out: 12 midday. Ocean and mountain views, huge swimming pool and large rooms. This is a good option for any visitor who wants to stay away from the from the beach but still close to all the facilities. SatTV and WiFi available throughout hotel. Incorporates the Le Gong restaurant, poolside or inside with air-con, open from 9AM-10:30PM. From US$79.
- Bali Taman Lovina Resort and Spa, Anturan, ☎ +62 362 41126, e-mail: email@example.com. Good value beachfront resort with large pool, restaurant, and a notably good in-house spa facility called Arjuna Spa. From US$35.
- [dead link]Banjar Hills Retreat, Tegehe, ☎ +62 815 58083880, e-mail: email@example.com. Beautiful laid back hill resort close to the Banjar Hot Springs, about 10 km west of Lovina proper Rp 250,000.
- Chonos Hotel, JL Singaraja Seririt, ☎ +62 362 41569, e-mail: email@example.com. 12 renovated rooms, all are air-con, hot and cold water, minibar. Swimming-pool in the garden. Free WiFi available. Also a nice restaurant with western and Indonesian food, very good breakfast. Rp 550,000.
- Nugraha Lovina Seaview Resort & Spa, Kaliasem/Temukus, ☎ +62 362 41601, e-mail: firstname.lastname@example.com. Small resort with large waterfront swimming pool. 17 rooms in large, pleasant gardens, include 1-bedroom villa & 2-bedroom villas, all with ocean views. Hotel is in a coconut grove along Lovina Beach waterfront. From US$75.
- Puri Saron Baruna Beach Hotel (formerly Baruna Beach Cottages), Tukad Mungga, ☎ +62 362 41252, e-mail: email@example.com. 35 rooms in large, pleasant gardens close to the beach. The cheaper rooms are inward looking while the more expensive options have great ocean views. Large swimming pool located right on the waterfront. From US$65.
- Rambutan Beach Cottages, Jl Mawar, Kalibukuk, ☎ +62 362 41388, e-mail: firstname.lastname@example.com. A lovely little family hotel near the beach. It has two pools and a pleasant restaurant with a mix of excellent local and western food. This hotel has good rooms and gardens and many amenities for children. The owners and staff are extremely helpful and friendly. US$25-155.
- 2 Starlight Restaurant and Villas, Jl Starlight (between Aneka and Sunari), ☎ +62 362 7005271, e-mail: email@example.com. On the beach near the centre of Lovina, opened in 2011. Cottages with double bed, large wardrobe with shelves, tea and coffee making ingredients, a small refrigerator and flatscreen TV with sat channels. Cottages have safes, air-con, fan and a mosquito net, high-quality modern sanitary facilities and walk-in showers with extra large shower heads. 4 person cottages have a second, twin-bedded room. The restaurant has an open kitchen, beachside dining and life acoustic music. Depending on the weather you may be able to sit on the beach with a bonfire or at one of the outdoor areas. Sometimes it is possible to spot dolphins from the beach or the restaurant. Free internet for guests.
- Sunari Villa and Spa Resort (formerly the Sol Lovina), Kalibukuk, ☎ +62 813 37536464, e-mail: email@example.com. Large resort by Lovina standards with 129 rooms and eight individual villas. A variety of different room standards, large communal pool and bar/restaurant. From US$60.
As of December 2016, there are at least 4 starred hotels in Lovina and no 5-star choices.
- Damai Lovina Villas, Jl Damai, Kayuputih, ☎ +62 362 41008, e-mail: firstname.lastname@example.com. 14 very charming high-end villas in the hills 4 km inland from Lovina. US$160-699.
- [dead link]Frangipani Beach Villa and Hotel Bali, Jl. Kartika, Kalibukbuk-Lovina, ☎ +62 81 353 077 095, e-mail: firstname.lastname@example.com. Two villas, each with two independent deluxe rooms. Located on the Lovina beachfront with views of the Bali Sea, mountains and surrounding rice fields. A short walk from the heart of Lovina in a quiet area. From €75.
- 3 Lilin Lovina Beach Hotel (ex Karina), Jl Singaraja-Seririt (on beachfront 1 km from dolphin statue), ☎ +62 36241670. Check-in: 3PM, check-out: 12noon. Beachfront villas with private plunge pools, garden courtyards, and beachfront lounges. Air-con and fan cooling, TVs/DVDs on request, free WiFi and a breakfast served in your room or at your private beachfront lounge. From Rp 1,100,000.
- [dead link]Puri Bagus Lovina, Tukad Mungga, e-mail: firstname.lastname@example.com. Pleasant beach front setting in a very quiet part of Lovina. Mature gardens and a decent restaurant. Some of the individual cottages are much nicer than others. US$100-280.
- Zen Resort Bali, Seririt, ☎ +62 365 93578, e-mail: email@example.com. A small boutique resort offering integrated ayurveda, yoga, pranayama & meditation. Very quiet and beautiful location close to Seririt on the coast road between Lovina and Pemuteran. From €90.
- 4 Villa Insulinde, Jl. Lotus M9, e-mail: firstname.lastname@example.com. Private villa for 10 - 12 persons with large pool and own staff, located directly on the beach near Lvina, North Bali
Stay safe[edit]
Visitors to Lovina are often offered magic mushrooms. Although the Indonesian legal position on mushrooms is unclear, this is very much at your own risk and best avoided.
The telephone area code for Lovina is 0362.
You can use some free wifi sharing password such as Instabridge or Free WiFi in cafes not as common here as in the main South Bali tourist destinations, so specialist internet cafes are still quite numerous.
- Bits and Bytes, Jl Raya Singaraja, ☎ +62 817 522511. 8AM-8PM, later in the peak season. Decent 256 kbps connection and good range of facilities. Rp 25,000 per hour.
- Inet, Jl Pantai Bayualit, ☎ +62 817 522511. 8AM-midnight. Close to the beach at Banyualit. Check your email in the open air while hearing the waves. Rp 30,000 per hour.
- Spicelink Internet Cafe (not to be confused with Spice Dive) in Lovina, Jalan Binaria (street w/ dolphin statue at the end of it). +62 81362 41509, open daily 08:00-22:00, Rp 2,000/min, minimum 10 min. It has A/C and some drinks. They also have landline phones (though not cheap), a scanner and can email you the scanned document, and fax (though fax is not always reliable). Internet is relatively fast and they also sell wireless cards so you can use the internet in and around Lovina with your laptop if the signal is sufficient. If you plan to stay in Lovina long-term, they can arrange internet services at your own premises.
- Mitsuya Cafe has very slow internet. It is just east of Malibu Dive on Jalan Raya Singaraja.
- Restaurants, cafes, bars and convenient stores are now offering free WiFi if you patronise their venues.
Go next[edit]
- From Lovina you can continue your Bali trip 50 km westwards to Pemuteran and West Bali National Park for more diving, trekking and birdwatching.
- The old administrative capital of Bali at Singaraja is just 20 minutes to the east.
- Bedugul area for lakes, mountains and the botanical gardens, 20 km south, approximately 40 minutes by car.


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Bulgarian Establishments to Stage Smoking Ban Boycott
Beginning December 15, the managers of Bulgarian bars, restaurants and coffee shops will allow smoking in their establishments despite the full smoking ban being effective in the country.
The Chairman of the Bulgarian Association of Hotel and Restaurant Owners (BHRA), Blagoy Ragin says the boycott will, most likely, last until the end of the year and aims at showing the difference in profits when smoking is allowed inside.
The warning will turn into reality if lawmakers fail to listen and respond favorably to demands of BHRA members to return to having smoking and no-smoking spaces inside establishments.
The owners and managers are going to pay any fines imposed on them for the boycott.
On Tuesday, Ragin met with Prime Minister, Boyko Borisov, and Health Minister, Desislava Atanasova, but has been told they back the full smoking ban and BHRA needs to find a lobby in the Parliament. Atanasova, however, said later the Members of the Parliament also want the full ban to remain in force.
Meanwhile, Ragin insisted that MPs from the two main opposition formations – the left-wing Bulgarian Socialist Party, BSP, and the ethnic Turkish party Movement for Rights and Freedoms, DPS, have given BHRA 100% support.
Dian Chervenkondev, MP from Borisov's ruling, center-right Citizens for European Development of Bulgaria party, GERB, in contradiction of what was reported by Atanasova, said there would be separate spaces for smokers and non-smokers in an attempt to achieve balance and reasonable consensus.
Chervenkondev grounded his statement on the fact the revenues of the establishments were collapsing, forcing many to close and layoff staff.
Last Thursday, MPs from GERB declared that the full smoking ban in indoor spaces in Bulgaria would remain without any future changes. Their statement came on the heels of reports about Bulgaria's Parliament considering easing the full smoking ban in closed public spaces that was imposed in the country on June 1. The Standard daily wrote earlier that the ban may only be lifted in bars and night clubs and only after 10:00 pm.
On Sunday, in a TV interview, Borisov pointed out that, since the full smoking ban is an important measure, it has to be discussed again, and hinted he would see the above decision as a reasonable move.
In November, Bulgarian business representatives, as well as regular citizens assembled in front of the Bulgarian Parliament in Sofia to rally for a lifting of the full smoking ban in closed public spaces.
Bulgaria is consistently ranking among the top 5 European countries in terms of smoking rates, both in the general population and among the young.
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Wrong! Your so-called country (where everyone actually speaks German with a permanently blocked nose - probably from smoking pot) is required by the EU Fuehrerin to welcome all the dregs of Europe and treat them as your own. Your punishment for not supporting the Glorious Reich is for the tsigani to come and pillage your flat and boring German Province.
I do not smoke So I have never smoke Pot. What do you know about Pot? Post is forbidden in Bulgaria, So how do you know what Pot is? How do you know Pot is more or less healthier than smoking. I suppose you have smoked Pot than. Otherwise you are not able to know if it is healthier or not
my friends and my colleagues are all non-smokers. Nobody smoke in my house and I entered in Holland only bars and restaurants where they do not smoke.
I do not want that they smoke when I am eating. So I hope to find a non-smoking restaurant in Bulgaria.
I know that will be very hard to find.
I wonder why you don't like "smoking" restaurants in Bulgaria when allow smoking of pot in Holland? So smoking pot is OK but tobacco not?
Isn't that hypocrisy in its finest?
Crazy! Bulgaria really remains a lawless society, where business always overrides the interest f its citizens. This smoking ban is about health and conern for BG's citizens. These business people don't care, and want their profits no matter what, not to adopt to a normal international standard of banning smoking, but to make Buglaria a unique smmokers paradise. SMoking is an epidemic in BG, why not give the ban a chance, and find a way to adapt.


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Please comment on what you think this car is REALLY worth: http://www.autotrader.com/fyc/vdp.j...ds=25&cardist=751&standard=false&rdpage=thumb
I would guess he won't sell it at that price, even though it is like new. I would say high $20s or $30k, but not much more. You can now get e36 M3s for $5k, trashed, but still $5k. Great looking car though, hope it goes to a good home.
Obviously, a car's worth is defined simply by whether someone will pay it or not. There are probably no other e36 m3's of that low mileage anywhere in the country, so you're really talking about a rare commodity. That said: - There have been e36 m3 Lightweights (extremely rare) posted on ebay with only slightly more miles for less money. -There are two e36 m3's on autotrader with less than 30K miles. This one is only $17K. -Here is one for $21K. Bear in mind that that car was about $40K brand new. Has it lost only $5K in value in 15 years? I doubt it. That car is worth maybe $20K-$25K I think... dan
I would say that is abuse. I would have to guess the suspension is shot just sitting there. An engine that is hardly started, how good could that be? I guess it doesn't really matter since it will not be driven. I guess the only person who would buy this is a collector who will keep it a garage queen. And a collector where money is no object.
My exact thought, on both mechanical and philosophical grounds. Beautiful (love that E36 M upholstery) but you're right, it's probably destined to remain a museum piece. Just for fun, I looked up the NADA & Edmunds valuations--anyone want to guess? Anyone? Bueller? (Answer below.) Sorry to wander off-topic a bit but I got a chuckle out of this, from Edmunds' description of the 1999 M3: (1999 M3 Coupe, loaded; Edmunds: $8,650. NADA: $14,050. <-- Highlight w/mouse to view. Someone doesn't believe low mileage is worth much....)
Unless the car was properly prepped for long-term storage, I wouldn't touch it. Cars are meant to be driven, not put on your coffee table.
He will get his price if he's willing to wait. Undoubtedly there are still people with more money than they know what to do.
as an aside I am in NY and if you would like I will go look the car over....HOWEVER I tend to agree with the others...when a car like this or any other for that matter sits...even in a climate controlled room...rubber rots, drys, cracks...seals wither away from lack of use...be prepared to change RTABS, hoses, etc..... sometimes these "time capsule" cars are more trouble than you may think...and at the end of the day from a $$$ point of view you own a 13 year old car which has depreciated as such regardless of miles... someone mentioned the LTW M3...know that is a different kettle of fish due to lack of #s but even that is a question of finding the right arse for the right seat.... $35k buys me alot of other cars...
I wish I could find and convince those people that I can help them "manage" their money. I bought my 02 M3 used, and it was on the used car lots for over a year. A couple weeks after I bought it and was driving it, it was leaking oil from the rear main seal, the oil pan gasket, the valve cover, the VANOS lines were cracked, and the belts were deteriorating. And that was only after a year of non/light use! I'm glad I opted for the aftermarket warranty that paid for the $2500+ in service!


text:
Unique and stunning designs spring to life with your vision and the nearly limitless possibilities of Armstrong Flooring's Natural Creations Mystix Collection. Overlays of textiles and textures, colors and hand-painted art, capture contemporary interior trends while offering maximum design flexibility, the textures and colors within the Mystix collection can mix and coordinate to create distinctive floors in commercial environments from corporate and retail to hospitality and beyond.
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International Specifications | ASTM F1700 (Class III, Type B, Embossed Surface) Manufacturing Facility – ISO 9001 |
Warranty | 20-Year Commercial Resilient Limited Warranty |
Installation & Maintenance | |
Maintenance Options | Low Maintenance: No Polish, No Buff Diamond 10 Technology is manufactured with high performance, hydrophobic, urethane finish providing improved maintenance characteristics and options. Floor must be activated to accept floor finish and disinfectant cleaners prior to initial maintenance procedure. See Maintenance Brochure for full recommendations. |
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EPD (Environmental Product Declarations) indicate a product that has been third-party certified (Type III) with regard to life-cycle environmental impacts that conform to ISO 14025, 14040, 14044, and ISO 21930. APD (Armstrong Flooring Product Declarations) disclose product ingredients, reporting their Chemical Abstracts Service Registry Number (CASRN®), role, and screening against regulatory and non-regulatory references; provide a snapshot of environmental impact reports in our EPDs; detail key sustainability information; and summarize performance attributes of the product.
Armstrong Flooring is a responsible manufacturer, implementing and using processes that are both socially and environmental responsible, including deliberate raw materials and product testing and selection for the highest quality products
Product has been tested and complies with the California Department of Public Health (CDPH) Standard Method V1.1 (2010) and/or the South Coast Air Quality Management District Rule #1168.
FloorScore® provides third-party certification that products are tested and comply with the California Department of Public Health (CDPH) Standard Method for Testing and Evaluating Volatile Organic Chemical (VOC) Emissions. As part of FloorScore certification, manufacturing processes, supply chain, and chemical sources are also verified and audited. FloorScore certified products meet strict Indoor Air Quality (IAQ) requirements.
Product contains no Ortho-Phthalates.


text:
Nate is the biggest fool in the whole world, hands down.
Rating System (Stolen ideas from Shatnershaman):
5 Stars - Perfect
Only Give to the best shows I've seen and my favorites. Very exclusive.
4.5 Stars - Excellent
Given to shows that were extremely good, not perfect, but really dang close.
4 Stars - Very Good
Given when a show was really good and definitely worth the watch.
3.5 Stars - Good
Given to shows that were... well... good! It's easier to say that shows in this range were slightly above average.
3 Stars - Average
Shows rated 3 stars were nothing special and I probably wouldn't recommend them except to Fanboys of the series and people with special interest in the show or its genre.
2.5 Stars - Below Average
It wasn't a good show. Glad I watched it for the experience but that's about it.
2 Stars - Poor
This show sucked and I wouldn't recommend it to anyone.
1.5 Stars - Bad
The show was hard to watch and I had to power through to finish.
1 Star - Very Bad
Holy s!@# that was bad. Don't ever make me watch it again... ever.
0.5 Stars - Painful
I wouldn't even recommend this show to my worst enemies. This was so bad I don't even know how it got produced. My reaction to anything in this category: http://www.youtube.com/watch?v=31g0YE61PLQ x9001(credit Shatnershaman)
Favorite Quotes:
Support Japan!
The tsunami in Japan has left many people in need, show your support by donating at:
https://gienkin.jrc.or.jp/ (Click the green button)
1,549 total episodes
You already shot down my favorite :c
BRS has its cool moments, that should build up to an epic battle finale. Ep 4 will air tomorrow.
PapaKiki has its heart-felt moments and is this season's loli fix. Reminiscent of Usagi Drop, but only as far as setup goes. Funny, cute, etc.
InuBoku is this season's most underrated; a mythical-styled romance. You have very unique characters that have the blood of their ancestors allowing them to take forms of demons/animals, and there is nice romance thrown in. With 6 eps, its definitely not action-oriented. Also funny and cute.
Jualseta doesnt like Symphogear.
HighSchoolDxD if you dont mind uncensored boobs in your face, and its seemingly not just a dumb pure-ecchi series. Surprisingly there is a plot, although its in a snag right now.
Rinne I am absolutely loving. They say its a mecha, but thats <25% of it. So far, maybe 10-15%. Alot of it has been Madoka and her budding relationships with Lan and the new Muginami girl. Once again, funny and cute. <3 Lan.
Thats all i can think of right now from what i think you like. :)
What Kaosu said.
And where have you been? xP I just marathoned the rest of Madoka ^^


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The Western Athletic Conference is expected to announce on Thursday the addition of the University of Texas-San Antonio and Texas State University, along with the University of Denver as a non-football member.
A person familiar with the decisions, speaking on condition of anonymity because final approval of the additions were still being worked out, told The Associated Press on Wednesday night that the three schools will become members of the WAC in 2012.
Texas-San Antonio administrators were scheduled to appear in Austin on Thursday before the UT System board of regents and discuss a change in conferences.
WAC commissioner Karl Benson had a teleconference with reporters scheduled for Thursday at 3 p.m. MST to make an announcement about WAC expansion.
The WAC needs to replace Boise State, which is moving to the Mountain West Conference after this school year, and Fresno State and Nevada, which will join the MWC in 2012.
The additions of Texas-San Antonio and Texas State will give the WAC eight football members in 2012.
UTSA is starting a football program that will begin play in 2011. Former Miami coach Larry Coker is the Roadrunners' coach.
Texas State plays in the Southland Conference in the Championship Subdivision of Division I, but has been exploring the possibility of moving up to FBS. The Bobcats are 4-5 overall and 1-4 in the Southland Conference this season.
Denver competes in the Sun Belt in most sports and does not have a football team.
The University of Montana, an FCS powerhouse, is also considering a move to Division I's top level. If it does, it could also find a home in the WAC.
The other members of the WAC are San Jose State, Idaho, New Mexico State, Hawaii, Louisiana Tech and Utah State.
Hawaii has been considering becoming an independent in football.


text:
Proteins with unstable 3-D structures help the microscopic animals withstand drying.
Researchers have isolated a new kind of antibiotic from a previously unknown and uncultured bacterial genus.
Covering the life sciences inside and out
Researchers have isolated a new kind of antibiotic from a previously unknown and uncultured bacterial genus.
Ebola, MERS, and enterovirus D68; polio eradication efforts; new regulations on potentially dangerous research
This year in life science was marked by paltry federal funding increases, revelations of sequence contamination, and onerous regulations.
Bacteria in the gut of a pregnant mouse strengthen the blood-brain barrier of her developing fetus.
Scientists uncover striking differences between mouse and human gene expression across a variety of tissues.
The ongoing Ebola epidemic in West Africa is drawing more money to study the virus, but what about funding for African science in general?
A light-inducible optogenetic implant in mice, powered by EEG, responds to a human participant's mental state.
Researchers are putting a fresh crop of phage-based products to agricultural and medical use, on farms and in early-stage clinical trials.
Documenting the epigenetic landscape of human innate immune cells reveals pathways essential for training macrophages.
Exercise-induced muscle metabolites protect the brain from stress-induced depression in a mouse model.


text:
After last week's gruelling European fixtures, the Aviva Premiership returns to centre-stage this weekend as we head to the business end of the season. With just three games to go till the play-offs, there are still many things to be decided; who will secure a play-off berth, the final Heineken Cup qualifying position and Premiership survival?
Sale Sharks look to have built enough of a gap between them and London Welsh, who look likely to go straight back down after one season in the top flight. However, they will need a win against Gloucester tonight to confirm their safety when the two meet at the Salford City Stadium.
Sharks' Director of Rugby announced this week that Welshman Andy Powell will be leaving the Salford club to switch codes and join up with the Wigan Warriors, and the Number 8 doesn't feature in the match day squad. The only change see's Will Addison come in on the right wing in place of Charlie Amesbury, meaning Danny Cipriani continues his role as a replacement for the starting Nick Macleod.
With Gloucester level on points with fourth-placed Northampton Saints, Director of Rugby Nigel Davies has retained the majority of his pack that suffered a comprehensive defeat to Biarritz last week in the Amlin Challenge Cup quarter-final. The only change up front see's Huia Edmonds come in at hooker in place of Koree Britton, but there are four changes in the back-line with Dan Robson, Shane Monahan, Billy Twelvetrees and Rob Cook returning to the starting line-up.
Gloucester and England fans will be pleased to see that Ben Morgan (pictured) makes his return to action - albeit from the bench - as he has recovered from an ankle injury that he suffered in England's opening Six Nations victory against Scotland.
Saturday's action gets underway at the Twickenham Stoop with Harlequins hosting Bath, with both sides looking to return to winning ways following European quarter-final losses. Harlequins lost a frantic game to Heineken Cup veterans Munster, who arrived in London with a much larger fan-base than Quins allocated. This lead to the reigning Premiership champions releasing a statement that they will not tolerate any fans that sell their tickets to away fans, and that they will be fully investigated.
On the pitch, Conor O'Shea has made four changes to the starting line-up with Sam Smith, Matt Hopper, Joe Gray and Tom Guest starting in place of Ugo Monye, Tom Casson, Rob Buchanan and Maurie Fa'asavalu. For Monye, it is a significant blow to any Lions chances that he harboured, as there are just a handful of games before Warren Gatland announces his touring squad, and with Monye dropped to the bench, you have to think his slim chances of making that squad have all but extinguished.
Bath are without a number of their first-team players, with Tom Biggs, Nick Abendanon, Matt Banahan, Carl Fearns and Ben Skirving all ruled out through injury. However, Dave Attwood returns to partner captain Stuart Hopper in the second-row, with a further five changes to the side that lost to Stade Francais. Michael Claasens comes in for Peter Stringer at scrum-half, with the former Munster man now signed on at Bath for another season in the West Country. Stringer was the victim of a spitting incident that saw Stade scrum-half Jerome Fillol banned for 14 weeks for his actions.
Horacio Aguila moves to the wing to cover for Abendanon, with Olly Woodburn coming in for Biggs on the other wing. Semesa Rokoduguni comes in to partner Kyle Eastmond in the centre, while Ross Batty starts at hooker, with Eusebio Guinazu poised to make his debut from the bench. Stuart Taylor switches to Number 8 to cover for Skirving, with Mat Gilbert coming in at blindside flanker.
Exeter Chiefs host London Irish at Sandy Park with both teams still having something to play for. The Chiefs are just two points away from another season of Heineken Cup rugby, while Irish will be looking for one more victory to confirm their Premiership survival - though they look to be safe as they are provided London Welsh don't make the comeback of all comebacks.
Exeter retain many of the side that secured an away win against Worcester last time out, with just two changes to the starting line-up. Brett Sturgess comes into the front-row in place of Carl Rimmer, while Ben White is given the nod ahead of Dave Ewers in the back-row. On the bench, James Hanks has suffered a collarbone injury, and is replaced by Aly Muldowney.
London Irish recall Topsy Ojo and Jebb Sinclair to the starting line-up at wing and openside flanker respectively, while Leo Halavatau starts at tighthead prop. Darren Allinson will partner Ian Humpreys at half-back, and there is a welcome return to England prop Alex Corbisiero, who will feature from the bench.
For London Welsh, the situation they find themselves in continues to worsen as they welcome fourth-placed Saints to the Kassam Stadium on Sunday afternoon. Following their five-point deduction, Welsh look as good as down barring the greatest of Premiership comebacks, as they sit eight points off of eleventh-placed Sale.
They make four changes to the side that lost 40-25 to Bath two weeks ago, with Gonzalo Tiesi ruled out due to injury, forcing Tom Arscott to come in at full-back and Seb Jewell switching to inside centre with former Wales international Sonny Parker starting outside him. Wing Phil MacKenzie is also missing with injury, so Nick Scott will start in his place.
Saints will be looking for a much improved performance after their humbling defeat to rivals Leicester Tigers, and they take a full-strength team to the Kassam Stadium for their first trip in 10 years. England contingent Ben Foden, Lee Dickson, Dylan Hartley, Courtney Lawes and Tom Wood all start, while Stephen Myler continues to start at fly-half with Ryan Lamb on the bench. Luther Burrell starts at inside centre in place of Tom May, who drops to the bench, and George and Ken Pisi will start at outside centre and wing respectively.
Premiership leaders Saracens ring the changes for the visit of Worcester Warriors after their impressive victory over Ulster at Twickenham last week, as they push-on as the sole English team remaining in the Heineken Cup semi-finals. Flanker Jacques Burger will make his first start since December 2011 following his recovery from a serious knee injury, and there are also starts for Charlie Hodgson, Ryhs Gill, John Smit, George Kruis, Moritz Botha, Jackson Wray, Neil de Kock and Chris Wyles.
England fly-half Owen Farrell is rested from the squad, along with Schalk Brits, Alistair Hargreaves, Ernst Joubert and captain Steve Borthwick, so Scotland captain Kelly Brown will lead the side out at Allianz Park. The replacements see's youngsters Eoin Sheriff and Duncan Taylor earn a spot, while Alex Goode, Richard Wigglesworth and Mako Vunipola providing some international experience should they need it.
Worcester name Danny Gray at fly-half in place of veteran Andy Goode for the trip to Barnet, while the other change to the starting line-up see's John Andress replace Euan Murray at tighthead prop due to Murray's religious beliefs. The Warriors actually beat the league leaders 12-3 when the two met in November, with Saracens missing a number of first-team players due to the Autumn Internationals, and Worcester will be looking to take advantage of a similar situation with the number of players that Sarries have rested.
The final game of the weekend see's second-place Leicester Tigers entertain long-time rivals London Wasps at Welford Road. The Tigers will be playing at home for the first time since the beginning of March, and they will be hurting following their narrow loss to Toulon in the Heineken Cup quarter-finals last time out.
Toby Flood again leads the side out, with Marcos Ayerza ruled out after suffering a broken collarbone last week. Logovi'i Mulipola replaces the Argentine, with Fraser Balmain taking Mulipola's vacant position on the bench. That change is the only one as Richard Cotterill seeks an improved performance from the side, meaning Martin Castrogiovanno and Thomas Waldrom will have to make an impact from the bench.
Wasps will be led out by centre Chris Bell for the first time due to Marco Wentzel ruled out through injury. Wentzel joins Hugo Southwell, Stephen Jones, T Rhys Thomas, Phil Swainston and Tim Payne on a lengthy injury list, but Wasps will still harbour hops of securing the final Heineken Cup qualifying place.
Premiership leading try-scorers Tom Varndell and Christian Wade continue on the wings with the former returning to his previous club, while Charlie Hayter starts alongside Bell in the centres. Charlie Davies starts at scrum-half in place of Joe Simpson, who drops to the bench, and Billy Vunipola returns to the back-row after starting from the bench last time out. James Cannon starts in the second-row, and internationals Joe Launchbury and Andrea Masi are both rested as Dai Young manages his side, who had the relieving news that local businessman Derek Richardson has become the Principal Shareholder of the club.
Aviva Premiership - Round 20:
Sale Sharks v Gloucester - Friday 7.45pm, Live on ESPN
Harlequins v Bath - Saturday 2.15pm, Live on ESPN
Exeter Chiefs v London Irish - Saturday 3pm
London Welsh v Northampton Saints - Sunday 3pm
Saracens v Worcester Warriors - Sunday 3pm
Leicester Tigers v London Wasps - Sunday 3.45pm, Live on Sky Sports 2.


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The BT 4500 Cordless Phone with Answering Machine is a smart and simple way to stay in touch at home, with great usability features to suit your lifestyle. Stop annoying calls getting through Equipped with the ingenious nuisance call block feature, this BT 4500 Home Phone gives you the facility to prevent bothersome callers from ringing you. If youre receiving repeat calls from the same numbers, add them to the phones call control list to decisively prevent them from getting through and preserve the peace in your home. The phone is also equipped with Caller Display so you can check whos calling before you answer, keeping you in control and letting you talk when its convenient for you. A phone to make life easier The BT 450-0 Cordless Phone offers an answering machine to record up to 60 minutes of calls, so you wont miss any important information or surprise calls while youre busy or away from home. The stylish satin silver and black handset also features large buttons to make dialling easier and more comfortable - particularly handy when youre in a rush or in a dim room. Make sure youre contactable with the BT 4500 Cordless Phone with Answering Machine , keeping you in control of the conversation. *You must subscribe to a Caller Display service from your network provider for the nuisance call block feature to work. Charges may apply.
Check stock and price


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John Schmeelk and Lance Medow discuss rule changes and more from the NFL annual meetings
North Carolina won the Giants Bracket Challenge. Go to Giants.com/Bracket for full results
Are Jason Pierre-Paul and Olivier Vernon the best DE duo in the NFC?
Lance Medow and John Schmeelk answer your mailbag questions
RB Shaun Draughn explains his decision to sign with the Giants
A look at some of the best players that were scooped up in the 2nd round since 2012
NFL.com's Bucky Brooks names the best NFL Draft prospect at each position.
Giants.com looks at the team's last 10 first-round draft picks coming out of college.


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(A) Persons otherwise qualifying for membership in a credit union under this section, the articles, and the regulations, and who are elected to membership by the board of directors, shall become members of a credit union, provided that in lieu of electing persons to membership, the board of directors may elect or appoint one or more membership officers and delegate authority to any such membership officer to accept persons into membership.
(B) No person shall become a member of a credit union who has not subscribed to or purchased at least one membership share of such credit union. Each member is responsible for maintaining a current address with the credit union.
(C) The membership of a credit union shall be limited to groups having a common bond of occupation or association or groups within a well-defined neighborhood, community, or rural district; however, except as otherwise provided in the articles or regulations, a person shall be deemed to retain affiliation with the credit union so long as he remains a member of the credit union even though no longer within the field of membership.
(D) Unless otherwise provided in the articles of incorporation or the code of regulations, and subject to such conditions as the superintendent of credit unions may establish, groups composed of persons within the field of membership of a credit union may become members of such credit union.
(1) Any credit union may, with the approval of the superintendent, pursuant to section 1733.33 of the Revised Code, amend its articles of incorporation and, if appropriate, its code of regulations, to permit select groups having a common bond of occupation or association or select groups within a well-defined neighborhood, community, or rural district, to become members of such credit union in accordance with rules adopted by the superintendent.
(2) Before the select group is permitted membership in a credit union, the superintendent must approve, in writing, both the select group and the credit union.
(E) With the approval of the superintendent, any select group, within a field of membership and described in division (D)(1) of this section, may disaffiliate from the credit union with which it is associated if a majority of the persons within the select group vote for disaffiliation. Any such proposed disaffiliation must be pursuant to a written plan approved by the superintendent. This plan shall be distributed to such persons in advance of the vote on the proposed disaffiliation, which plan must have due regard for the equitable division of assets and liabilities, including share accounts and loans of the select group seeking to disaffiliate, and any other consideration required by the superintendent.
(F) Credit unions qualified to do business in this state have a common bond of association for the purpose of forming and operating a corporate credit union.
(G) No interstate charter amendment, conversion, merger, or other expansion of a credit union field of membership shall be authorized without the approval of all supervisory authorities affected, whether state or federal, in accordance with rules adopted by the superintendent in terms of administrative control and authority, the location of the surviving credit union in the case of a merger, or the home office in the case of an expansion, is controlling.
Effective Date: 09-29-1994 .


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The Poems of Emily Dickinson: Series One
by Emily Dickinson
Love, Poem 15: Resurrection
Additional Information
- Year Published: 1896
- Language: English
- Country of Origin: United States of America
- Source: Dickenson, E. (1896). The Poems of Emily Dickinson: Series One.Boston, MA: Roberts Brothers.
- Flesch–Kincaid Level: 6.6
- Word Count: 77
- Genre: Poetry
- Keywords: 19th century literature, american literature, emily dickinson, poems, poetry, series 1
- ✎ Cite This
'T was a long parting, but the time
For interview had come;
Before the judgment-seat of God,
The last and second time
These fleshless lovers met,
A heaven in a gaze,
A heaven of heavens, the privilege
Of one another's eyes.
No lifetime set on them,
Apparelled as the new
Unborn, except they had beheld,
Born everlasting now.
Was bridal e'er like this?
A paradise, the host,
And cherubim and seraphim
The most familiar guest.


text:
Updated on 15 June 2015
Wet AMD is caused by excessive growth and leakage of blood vessels
Singapore: Australia based, Circadian Technologies, through its wholly owned subsidiary Opthea has recieved USFDA approval for the application to initiate its Phase 1 clinical trial of Investigational New Drug (IND) OPT-302 in patients with wet age-related macular degeneration (wet AMD).
Dr Megan Baldwin, CEO and managing director, Circadian, "The FDA's acceptance of our IND for the Phase 1 clinical trial of OPT-302 is a major milestone for the Company. It is the result of a detailed review by the FDA of our non-clinical data package including preclinical safety/toxicology, efficacy testing and manufacturing processes for OPT-302, as well our Phase 1 study design. We look forward to bringing this important novel therapy to wet AMD patients for whom there remains a significant unmet medical need."
Opthea's first-in-human multi-centre clinical trial is a sequential dose escalation study of OPT-302 administered to patients with wet AMD on a monthly basis for three months by ocular injection either alone or in combination with ranibizumab (Lucentis).
Wet AMD is the leading cause of blindness caused by excessive growth and leakage of blood vessels at the back of the eye that leads to a chronic and often rapid loss of vision.
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コメント (10) Damm boy you have one of the most Well Rounded Perfect Bubble butts I Have seen lately. I would love taking some time on that Ass. Let me know what other videos you have. Would love the real thing on my face. I get wet just watching you...number one on my list. yum Really handsome boy with a perfect butt, but what a pity he hardly ever showed it at its best - which is.standing up STRAIGHT without bending, (bending flattens the buttocks) & when he did, his pants weren`t far enough down for us to see the really sexy bit where buttock meets thigh. | |||||||||||||||||
Select video quality |


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The Impact of the New Rural Cooperative Medical Scheme on Activities and Financing of Township Hospitals in Weifang, China
Since 2003, the New Rural Cooperative Medical Scheme is gradually implemented in China, in order first, to increase access of the poor to health services, reduce out-of-pocket expenditures and avoid catastrophic health expenditures and second to re-oriented patient to township hospitals. The paper estimates the impact of the New Rural Cooperative Medical Scheme on a sample of 24 township hospitals of Weifang prefecture (Shandong province), using a generalized form of differences-in-differences model on longitudinal data over the period 2000-2008. The estimations conclude to the significant and positive impact of the New Rural Cooperative Medical Scheme on inpatient activities and on the bed occupancy rate, and to the significant and negative impact on the average length of stay. As expected, the impact on inpatient activities is higher in poor areas than in non poor ones and the marginal impact is decreasing over time.
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Length: | |
Date of creation: | 30 Mar 2011 |
Handle: | RePEc:hal:wpaper:halshs-00553318 |
Note: | View the original document on HAL open archive server: https://halshs.archives-ouvertes.fr/halshs-00553318v2 |
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References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- de Janvry, Alain & McIntosh, Craig & Sadoulet, Elisabeth, 2010.
"The supply- and demand-side impacts of credit market information,"
Journal of Development Economics,
Elsevier, vol. 93(2), pages 173-188, November.
- Alain de Janvry & Craig McIntosh & Elisabeth Sadoulet, 2006. "The supply and demand side impacts of credit market information," Proceedings, Federal Reserve Bank of San Francisco, issue Nov.
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text:
Jewish World Review June 6, 2008 / 3 Sivan, 5768 The Boston Celtics ascend from the abyss By Dave Weinbaum
http://www.JewishWorldReview.com |
As you read this, the Boston Celtics have completed the first game of the NBA Championship series against arch rival Los Angeles.
I'm in hoops heaven.
I'm a Celtic fan from way back.
As an impressionable seven year old, I remember watching basketball on the tube�no not You Tube, but the ole' black and white in our duplex on the South Side of Chicago. I've been a Boston Celtics nut for all of my 33 years. What? You're laughing? Hey, when you get YOUR column, you can lie your butt off about your age, too. Alright already! Now at the ripe old age of 35 (happy now?), I still hanker for the glory days of the Celtics.
I wasn't sure what I was watching but was fascinated by the fluidity of it all. I couldn't leave the tube while they were playing.
You'll never hear a Jew say, "I broke my hand on the rim when I dunked."
Later, I found out who was responsible for putting Boston on the hoop map. His name was Arnold Jacob "Red" Auerbach.
Auerbach, a Jew, grew up in the 20's in Brooklyn. He earned his nickname as a kid, playing basketball in Williamsburg with red hair and a temper. While playing college ball at Washington University, he learned the fast break.
It's pretty simple.
You gain the advantage through a quick outlet pass to three guys streaming up the floor against two or one defenders, passing the ball creatively, usually resulting in a wide open lay-up or in these days a slam dunk, the highest percentage shot in sports.
Small of stature Red decided to coach. He floated with smattering success from team to team for nine years until he found his lifelong home as head coach then president of the Boston Celtics, a relationship that lasted for the last 56 years of his life.
You don't have to have a title to be a leader.
Besides installing the fast break as a mantra to his Celtics, Red pioneered much of what you see as good in the NBA:
The most important lesson you can learn from winning is that you can
Combining all these initiatives, Red started collecting world championships. The Boston Celtics dominated, earning nine NBA titles from 1956 to 1966, a record eight in a row. All total the Celtics have earned 16 championships under Auerbach's leadership tenure.
Let's not ignore the heartbreak. The untimely deaths of Len Bias, all American out of Maryland and Reggie Lewis put Boston on long downturns, besides the great loss borne by their families.
Some fans abandoned the Celts.
I didn't. I'm loyal to a team that tries its best.
I even made a side trip to Boston in 1987 to see the parquet floor and watch the Bird led Celtics beat the Detroit Pistons in overtime.
Russell, Cousy, Havlicek, Sanders, Jones (KC and Sam), Johnson, Bird, Parrish, McHale, Ainge, Silas, Howell, Heinsohn, Archibald, Cowen, Walton, Chaney, Maxwell, Ford, Carr, Henderson, Silas, and Howell.
They gave it their all.
I especially thank Red Auerbach, who died in 2006. Red lives in Celtic legend as their "sixth man" for eternity.
Go Boston! Beat LA!!
Every weekday JewishWorldReview.com publishes what many in the media and Washington consider "must-reading". Sign up for the daily JWR update. It's free. Just click here. JWR contributor Dave Weinbaum, originally from Chicago, is a businessman, writer and part-time stand-up comic. He resides in a Midwest red state. Comment by clicking here.
© 2005, Dave Weinbaum |
Lifestyles |


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Once again, LinuxFest Northwest provided a full track of PostgreSQL talks during their two-day conference in Bellingham, WA.
Gabrielle Roth and I presented our favorite features in 9.0, including a live demo of Hot Standby with streaming replication! We also demonstrated features like:
- the newly improved 'set storage MAIN' behavior (TOAST related)
- 'samehost' and 'samenet' designations to pg_hba.conf (see CIDR-address section)
- Log changed parameter values when postgresql.conf is reloaded
- Allow EXPLAIN output in XML, JSON, and YAML formats (which our own Greg Sabino Mullane worked on!
- Allow NOTIFY to pass an optional string to listeners
- And of course - Hot Standby and Streaming Replication
The full feature list is available at on the developer site right now!


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Social Question
What are some of the ways masculinity is policed in your life?
Asked by Simone_De_Beauvoir (38917)
April 28th, 2011
Check this out for an example. Additional question: must it always be about denigrating things associated with women or are there other types of policing masculinity?
Keep the discussion to policing of masculinity, not any other gender identity, just would like for the q to remain focused.
Observing members:
Composing members:
60 Answers
Answer this question
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text: New Metal Gear Solid 4 FootageBrian Ashcraft6/02/08 6:00amFiled to: ClipsMetal Gear Solid 4Mgs4PS3Playstation 3Konami55EditPromoteShare to KinjaToggle Conversation toolsGo to permalink UK cable show Playr's got new Metal Gear Solid 4 footage! It's a cut scene from act two, so if you are trying to stay spoiler-free, you might want to avoid. Everyone else, watch, watch, watch. AdvertisementThanks hdtv!Reply55 repliesLeave a reply


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kristofferBlu-ray SamuraiCommunity profile |
Last Activity: Today 11:16 AM
About Me
- About kristoffer
- Location
- Denmark
- Occupation
- High School Teacher
- Hands off the compression button, Music Industry!
Hands off the DNR button, Blu-Ray producers!
Films are supposed to have grain!
- Hands off the compression button, Music Industry!
Contact Info
- Home Page
- https://twitter.com/Kristofferabild
- This Page
- http://forum.blu-ray.com/member.php?u=109003


text:
About this entry:
A name of the Ered Lithui, the northern mountain-fence of Mordor.
Ered Lithui, Haunted Pass
For acknowledgements and references, see the Disclaimer & Bibliography page.
Website services kindly sponsored by Axiom Software Ltd.
Original content © copyright Mark Fisher 1998, 2001, 2017. All rights reserved. For conditions of reuse, see the Site FAQ.


text:
Earn fast with data entry
This project received 26 bids from talented freelancers with an average bid price of $265 USD.
Get free quotes for a project like thisProject Budget
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text:
Invaluable cannot guarantee the accuracy of translations through Google Translate and disclaims any responsibility for inaccurate translations.
Lot 50: Important, large and rare blu and white porcelain plate
Chinese Ceramics and Works of Art
by Czerny's International Auction House
22 October 2016
Sarzana (SP), Italy
Live Auction
dating: Jiajing (1522-1566)
provenance: China
Placed on a short, ring-shaped feet; the inside of the plate decorated with a beautiful ensemble of lotus flowers; painted with six flying storks and six clouds at the back; featuring Arabic writings and a five-pointed star at the base. A big headline at the center with a small restoration; a small glaze-defect. See a very similar plate at the Topkapi Museum in Istanbul, lot number TKS 15/1892.
See the book Chinese Ceramics in the Topkapi Saray Museum, Istanbul, A complete catalogue, Vol. 2, Yuan and Ming Dinasty Porcellains; Regina Krahl in Collaboration with Nurdan Erbahar, by John Ayens; Sotheby's Pubblication, pag. 721 fig. 1273
dimensions: diameter 40 cm.


text:
Wednesday, 29 Oct 2008 09:27 PM
A Newsmax investigation of Obama/Biden campaign contributors, undertaken in conjunction with a private investigative firm headed by a former CIA operations officer, has identified 118 donors who appear to lack U.S. citizenship.
Some of these "red flag" donors work for foreign governments; others have made public statements declaring that they are citizens of Cameroun, Nigeria, Pakistan, Canada, and other countries.
A Newsmax sampling of about 3,400 donors also found hundreds more who showed "yellow flags" such as not having used a Social Security number or a known U.S. address. Most U.S.-born citizens are issued Social Security numbers at birth or by the time they enter kindergarten.
Under federal law, only U.S. citizens or permanent residents may donate to federal political campaigns. It is illegal for the campaigns to accept money knowingly from foreign donors.
The McCain-Feingold campaign finance reform bill of 2002 placed new restrictions on political fundraising after the scandals of 1996, when the Clinton-Gore re-election campaign was exposed for having taken millions of dollars of unregulated soft money from donors with ties to Chinese military intelligence.
But even with the new laws, it remains very difficult to identify with any precision foreign money if a campaign itself does not cooperate with the Federal Election Commission and perform its own due diligence.
Until very recently, the Obama campaign had no safeguards in its online fundraising Web site designed to weed out foreign donors. Instead, its operations appeared to be designed specifically to enhance the flow of illegal money.
The Newsmax investigation focused only on donors whose names the Obama campaign disclosed, which are available to public scrutiny through the Federal Election Commission Web site.
In addition to the donations the campaign has disclosed, however, it has taken an unprecedented $218 million from donors whose names it is keeping secret, according to FEC spokesman Robert Biersack.
That money came from individuals who in theory never passed the threshold of $200, the limit the FEC set for public disclosure of a donor's name and place of residence, so there is no way of knowing how much foreign money could be included in that amount.
For example, hidden away amidst the unprecedented $150 million Obama claims to have raised from individual donors in September was more than $42 million raised from secret donors. These donations appear in the records as a single entry under the heading, "Donors, Unitemized."
Newsmax retained the services of former CIA operations officer Frederick W. Rustmann Jr. and a team of international forensic accounting experts to comb through Obama's donor list to identify those who apparently aren't U.S. citizens or residents. Rustmann, a 24 year veteran field officer, operates CTC International Group Ltd., a West Palm Beach, Fla., firm that provides business intelligence services and analysis.
Using sophisticated Internet search tools, fee-based data bases, and other public records, CTC attempted to identify Social Security numbers and U.S. addresses connected to the Obama donors. Most of these donors gave obvious overseas addresses when they made their donations, but the Obama campaign had no security screen to detect them.
"Hillary and McCain demanded proof of citizenship of all their donors," Rustmann said. "Obama did not, so he benefitted by receiving an enormous amount of money from foreign donors who wanted to influence the U.S. election process."
Rustmann and his investigative team expressed "high suspicions" that 118 donors flagged as "red" were not U.S. citizens.
"That's all we can say for certain, because it's difficult to prove citizenship with no database that lists citizens," Rustmann said.
Typical is Victor A. of Lagos, Nigeria, who gave $500 to the campaign in May. In the FEC database, his address is listed as Ikoyi, NA. But a closer look at the actual itemized receipts filed by the campaign shows that he declared his address as 9e Awori Street Dolphin Estate, Lagos, Nigeria.
That apparently slipped by the eagle eyes of the Obama campaign's finance team.
A survey of the Obama donor base returns 8,794 donations from individuals who gave their state as "NA." They included donors from Bangalore, India; London; Dubai, United Arab Emirates; Lagos, Nigeria; and Riyadh, Saudi Arabia.
Thousands more gave state abbreviations that, combined with the city addresses they listed, clearly referred to foreign countries. Examples include IT (Italy), FR (France), GR (Greece), NZ (New Zealand), JP (Japan), GA (Gaza).
Another 2,372 donors gave their state of residence as "ZZ," with cities including Moscow, Barcelona, Beirut, London, Lausanne, Singapore, Hagatna, Gunma-Ken, Buelach, Shanghai, Geneva, Prague, Aichi-Gun, Kiev, Hong Kong, and others.
The Obama campaign claims that these donors with overseas addresses are Americans living abroad, but there is no way of knowing that for certain because the campaign has not systematically required proof of citizenship from overseas donors.
The pace of foreign donations and other questionable fundraising practices has increased during the past few weeks, even as Obama campaign spokesmen say they have closed loopholes on their Web site and changed the credit-card authorization procedures that have allowed such donations. The Federal Election Commission had flagged 16,639 potential foreign donations as of Oct. 21 that brought in $5,249,263.96 to the campaign.
Take the case of Jo Jacquet, who gave $23,065 to Obama in 23 separate contributions last month. CTC found three people with variations of the name "Jo Anna Jacquet" who had U.S. addresses and Social Security numbers. It is not clear whether this specific Obama donor is a U.S. citizen.
"Jo Jacquet" made all of her contributions on two days, alternating between $5 and $2,300 charges to a credit card.
On all of the donations, she gave her employer as "DFDFGDFG," and her profession as "DFGDFGDFGHFGH." None of this attracted the suspicions of the Obama campaign or of Chase Paymentech, the company that processes the Obama campaign's credit card donations.
The FEC requested that the Obama campaign re-attribute or re-designate all of the money from "Jo Jacquet" that went beyond the $4,600 limit but did not require that it be refunded. Under campaign finance rules, the campaign can shift this money into the "Obama Victory" account, a joint fundraising committee with much higher individual limits that it operates with the Democratic National Committee.
One apparent reason for the unusual number of foreign donors who may not hold U.S. citizenship is the fact the Obama campaign turned off the security features most merchants demand for customers when doing online transactions, such as verifying the card number against the cardholder's name and billing address.
Another major loophole is the apparent widespread use of gift cards, which notoriously have been used for money-laundering purposes, especially in places such as Russia and Ukraine, industry security analysts tell Newsmax.
Newsmax asked James Wester, a spokesman for Chase Paymentech, who was responsible for taking the unusual step of deactivating the Address Verification Service recommended by VISA USA on the Obama Web site. Such security features can be deactivated by the processing company, or at the request of the merchant, in this case, Obama for America.
Wester said that Paymentech was "not going to be issuing a statement at this time."
VISA USA has a series of verification tools it recommends to online merchants to prevent online credit card fraud and to guarantee the security of personal credit-card information.
"Fraudsters have been known to test credit card numbers by making online donations to charitable organizations," a credit-card industry insider told Newsmax, on condition of anonymity.
In fact, by operating as a "high-risk merchant," the Obama campaign could put both its donors and Chase Paymentech at risk, he said.
"A legitimate online merchant or charity would call in the Secret Service or the FBI" if it saw the high fraud rates that have appeared on the Obama campaign Web site.
"If they are not taking basic security safeguards to prevent such obvious online fraud as you have found, then how can any donor have confidence that they will protect credit card information? But if cash flow is the name of the game, it doesn't matter as long as they get the money up-front and get the job done. They can pay the fines later," he added.
Following are a few of the individuals the Newsmax/CTC International investigation found of overseas donors. To demonstrate its compliance with FEC regulations, the Obama campaign should request proof that these individuals are, indeed, U.S. citizens;
Although CTC had no way of accurately evaluating the real amount of foreign donations based on the survey they did for Newsmax, Rustmann said he believe that the anecdotal evidence was clear.
"In my opinion, from what I have seen here, millions of dollars came from illegal donations, because the Obama campaign did little to vet the donors," Rustmann said.
An earlier Newsmax estimate, based on the unusual occurrence of unrounded contributions, which fundraising experts attributed to foreign currency donations, concluded that as much as $63 million could have come from foreign sources.
A veteran investigator with the Criminal Investigative Division of the U.S. Secret Service told Newsmax on Monday that most of the donor fraud Newsmax has identified could fly under the radar of federal investigators, unless the feds received a complaint from a victim of identify fraud.
Identify fraud certainly appeared to be the case when it came to the $174,800 donated in September in the name of Manchester, Mo., resident, Mary T. Biskup. A retired insurance manager, Biksup told The Washington Post that she never gave the money to the Obama campaign, and had checked her credit-card statements and couldn't find any trace of a charge to her account.
"We're not out a penny," Biskup said. "I gather that someone has hacked into something using other people's credit cards and putting my name on it."
The credit-card industry often covers up identify fraud, such as apparently occurred with Biskup. Credit-card companies would rather swallow losses and chargebacks than admit to consumers that criminals have cracked their security systems, insiders tell Newsmax.
© 2017 Newsmax. All rights reserved.
Newsmax, Moneynews, Newsmax Health, and Independent. American. are registered trademarks of Newsmax Media, Inc. Newsmax TV, and Newsmax World are trademarks of Newsmax Media, Inc.