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Built from bluish-grey pine that would otherwise be destroyed or discarded, this bookshelf reclaims wood affected by the mountain pine beetle infestation in the Rockies. The minimalist design maintains the natural characteristics and grain of the wood, complete with any parts made blue by the beetles. Each open shelf adds rustic charm to any living space, ready to be stacked with your favorite classics and coffee table books, and perhaps even topped off with your collection of succulents.
- Reclaimed beetle kill pine
- Bookshelf measures 48" x 32.5" x 14"
Note: Each piece will have slight variations in color and markings, with possible knots and cracks. Your piece will be in the design pictured, but the reclaimed wood may have unique characteristics from its past life.
About Beetle Kill Pine
The lumber used in these products has been cut down due to a beetle infestation in the Rocky Mountain forests. These damaged trees are effectively killed by the beetles, but the lumber itself is still suitable for normal use. The unique material is streaked with bluish grey from the beetles and is as sturdy as regular ol' solid pine.
This product ships from the maker within
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A smell reminiscent of San Diego County's agricultural past
Yuccas, orchid trees, and citrus in bloom
noon, March 25
Bryan Laurienti was a broker for the now (mercifully) defunct Hampton Porter brokerage house, one of San Diego's smelliest, which went out of business a dozen years ago. According to Courthouse News Service, the 9th Circuit appeals court ruled that he deserves 40 months in prison.
The firm was convicted of running a "pump and dump" scheme, by which brokerage houses or brokers pressure clients to buy stock and not sell it; then the villains dump their own stock at inflated prices. Laurienti and other brokers didn't deny the scheme existed, but originally claimed they didn't participate. Laurienti was sentenced to 40 months in prison; later it was dropped to 36 months by the appellate court.
In this go-round, Laurienti claimed that the lower court should have held a hearing on whether he knew about Rule 10b-5 of the Securities Act. This makes it illegal for brokers to defraud clients. The appellate court was incredulous that an experienced broker would be ignorant of this basic rule, although as someone who wrote about Hampton Porter, I wouldn't be surprised if it didn't tell its brokers about the rule. But anyone with an ounce of common sense would know it is wrong to defraud customers.

subset: commoncrawl


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Considered the oldest temple in Bangkok being built 200 years before this city of angels became the capital of the kingdom, Wat Pho is one of the most visited temples in Thailand. It's conveniently located close to a boat pier and Sanam Luang, the government center of Thailand, so it's very convenient to get here by river cruises or tourist/ passenger boats traversing the scenic Chao Phraya River if you want to go temple hopping. It's just across Temple of the Dawn or Wat Arun and a walking distance to Wat Phra Kaeo (Emerald Temple), both frequently visited temples in Thailand as well.
It's really amazing to see how the ancient people built a very high temple with such an impressive artistry.
Look how ornate the designs are. This made us all sigh in awe, "Truly Amazing Thailand!" Posing with the old temple guard is my former professor Dr. O, then English Chairperson of the Ateneo de Manila University.
More posts with yellows here and reds here.


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San Diego booksellers succumb
Book Ends
Matthew Lickona 10:30 a.m., March 29
This weekend we visited Mystic Mocha (2105 Mission Ave) in University Heights for coffee and Gladys breakfast burritos stuffed with chorizo, chile, egg, potato, sour cream, and salsa ($7 each). Pancakes, iced coffee drinks, and chilaquiles are equally delicious. The tables inside and outside were all full today.
Afterward, we headed out to Ocean Beach Dog Beach (W Point Loma & Voltaire St). There were probably 250 people or more spread out all over the dog beach today and maybe a third as many dogs or so.
We unleashed the dogs on the sand and took them out into the water. The dog beach provides poop bags and outdoor shower nozzles for rinsing humans and pups off.
Bring a couple tennis balls, lawn chairs, and snacks, and enjoy the warm weather, cool water, and numerous four-legged friends.


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Terri (Japanese: ツグヨ Tsuguyo) is a character of the day who appeared in Pasta La Vista. She was a former apprentice and is now the leader of a dojo in Saffron City.
In Pasta La Vista, Terri tried to convince her friend Kyle Hamm to return to the dojo his father owned. Master Hamm had been trying to force his son to take over the dojo because he wanted to start fulfilling his own dreams as well. After they each decided to battle in order to settle the decision, Terri reluctantly acted as referee for the match between Kyle's Hitmonchan and his father's Hitmonlee. However, since Master Hamm suffered from old-age injury to his back midway into the battle, Terri intervened and pointed out that he couldn't continue in his current state. Ash and May volunteered to take the place of Master Hamm and Kyle, respectively, much to Terri's shock and dismay.
Just before the battle's conclusion, Team Rocket interrupted and began to make off with Hitmonchan and Hitmonlee. Terri, not wanting the trio to get away, sent out her Hitmontop to defeat them.
After the attack, Master Hamm finally understood his son's dream and agreed to allow Kyle to pursue it while Terri took over the dojo instead.
During the episode, it was heavily implied and even stated by May that Terri had feelings for Kyle, although the only indication of this was when she blushed after admitting to him that she had hopes of them running the dojo together.
の | This article is missing information on this character's Japanese voice actor. You can help by adding this information. |
| ||
Hitmontop is Terri's only known Pokémon. He was used in battle against Team Rocket to rescue Master Hamm's Hitmonlee and Kyle's Hitmonchan.
Hitmontop's known moves are Rapid Spin and Mega Kick. | ||
Debut | Pasta La Vista! | |
Voice actors | ||
Japanese | ||
English | Michael Haigney |
Voice actors
- Terri shares some similarities with Chigusa: both wanted to run a dojo, own a Hitmontop, and are voiced by Lisa Ortiz in English.
This article is part of Project COD, a Bulbapedia project that aims to write comprehensive articles on each one-time character of the Pokémon anime. |


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Theevans's Traveler Profile
Recent Entries by Theevans
An Eventful Evening - Jul 21, 2010
On Friday we went to Recreate as usual and I spent most of the time playing cards with "The Skip-Bo Queen", we'll call her Anne for now. Anne has Hodgkinson's Disease and some kind of mental ...
Bonus Adventure - Campervanning in The UK (part 3) - Aug 15, 2015
Driving west along the north coast of Scotland was slow, twisty and magnificent. There were very few towns, mostly single lane roads and stunning mountains, valleys, lochs and cliffs. When we did p...
Bonus Adventure - Campervanning in The UK (part 2) - Aug 12, 2015
We had booked a second campervan for a week and our only plan was to go north. During our stay in Perth we had been asking locals for their tips on where in the country we should go so we had a cou...


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The FBI announced Tuesday that it will debut its first-ever mobile app right here in Chicago.
Robert D. Grant, the special agent-in-charge of the Chicago office of the FBI announced the app, alongside the Bears' Caleb Hanie.
Our very own Brad Spirrison says there are more, and better apps available to keep you children safe.
There are scores of family tracking apps available for iOS and Android devices. There is always a compromise, however, between knowing where your children and loved ones are at various points of time and making sure their privacy rights are respected.Among the more popular are Family Tracker, available for iPhones, iPads and Android devices, and Life360 Family Locator iOS and Android devices.
While it's nice that Caleb Hanie is participating in the National Child Identification program, he shouldn't lose site of his primary goal which is to identify and target receivers in Chicago Bears' uniforms.
We're inclined to agree, and now that we know the FBI knows who we are, we have to go delete our Napster account.


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It was a hectic week around the Nova Care Complex for the Philadelphia Eagles. As you all know, the Eagles fired defensive line coach Jim Washburn in a surprising late season move. It has been reported that Washburn was fired, in part, because of his attitude and behavior around the team. Many sources, including ESPN, have said that Washburn was very disrespectful to other coaches; especially former defensive coordinator Juan Castillo. Whatever the reason, head coach Andy Reid has said that this is the right move for the Philadelphia Eagles at this time.
The other big news coming from Andy Reid this week was that Nick Foles has taken over as the starting quarterback for the Philadelphia Eagles. That means that even if Michael Vick is healthy, he will not play. Vick has said that he is on board with the move. This has led many fans to believe that the Eagles will be releasing or trading Vick after this season.
What to look for:
Buccaneers quarterback Josh Freeman has had a tremendous season, passing for 3,003 yards and 23 touchdowns. Freeman, who is in his fourth year as an NFL player, has done a good job spreading the ball out to his receivers Mike Williams and Vincent Jackson. Don't sleep on tight end Dallas Clark or running back Doug Martin either. The rookie Martin has rushed for over 1,100 yards and nine touchdowns so far this year.
First year head coach Greg Schiano has proved many critics wrong by leading the Buccaneers to a surprising 6-6 record so far this year. Schiano, who spent 10 years as the head coach at Rutgers, is proving that some college coaches can be successful in the NFL. There was serious doubt in many people's minds after the failed Nick Saban experiment that a college coach could succeed in the NFL. That has now changed a little bit thanks, in part, by Greg Schiano.
The Philadelphia Eagles will once again go with Bryce Brown at running back this week. Brown, who has been successful at times but sloppy at others, will keep trying to prove that he can be a solid NFL running back. To do that, he needs to hold on to the football. He coughed up the ball at critical moments of the games against Dallas and Carolina. You can't be fumbling the ball if you expect to make it in the NFL.
The game will come down to whether the Eagles defense can stop giving up the big plays or not. The wide-nine defense will not be used as much anymore because Jim Washburn is gone. It will be interesting to see how the players react to a less complex scheme, especially in the secondary.
Buccaneers 34 Eagles 20


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Bio & Incident Details
Age: 46
Tour: 20 years
Badge # Not available
Cause: 9/11 related illness
Incident Date: 9/11/2001
Weapon: Aircraft; Passenger jet
Offender: Not available
· Leave a Reflection
· Add to My Heroes
· Update this memorial
Detective Kevin Czartoryski died from illnesses he contracted after inhaling toxic materials as he participated in the rescue and recovery efforts at the World Trade Center site following the terrorist attacks on September 11, 2001.
Detective Czartoryski served with the New York City Police Departmant for 20 years. During his career he was assigned to several commands, including the Organized Crime Control Bureau Narcotics Division and the Hate Crime Task Force. Detective Czartoryski was assigned to a makeshift morgue established at Ground Zero in the aftermath of 9/11 and later to the Office of the Deputy Commissioner of Public Information.
On the morning of September 11, 2001, seventy-two officers from a total of eight local, state, and federal agencies were killed when terrorist hijackers working for the al Qaeda terrorist network, headed by Osama bin Laden, crashed two of four hijacked planes into the World Trade Center towers in New York City. After the impact of the first plane, putting the safety of others before their own, law enforcement officers along with fire and EMS personnel, rushed to the burning Twin Towers of the World Trade Center to aid the victims and lead them to safety. Due to their quick actions, it is estimated that over 25,000 people were saved.
As the evacuation continued, the first tower unexpectedly collapsed due as a result of the intense fire caused by the impact. The second tower collapsed a short time later. 71 law enforcement officers, 343 members of the New York City Fire Department and over 2,800 civilians were killed at the World Trade Center site.
A third hijacked plane crashed into a field in rural Pennsylvania when the passengers attempted to re-take control of the plane. One law enforcement officer, who was a passenger on the plane, was killed in that crash.
The fourth hijacked plane was crashed into the Pentagon in Arlington, Virginia, killing almost 200 military and civilian personnel. No law enforcement officers were killed at the Pentagon.
The terrorist attacks resulted in the declaration of war against the Taliban regime, the illegal rulers of Afghanistan, and the al Qaeda terrorist network which also was based in Afghanistan.
On September 9, 2005, all of the public safety officers killed on September 11, 2001, were posthumously awarded the 9/11 Heroes Medal of Valor by President George W. Bush.
The contamination in the air at the World Trade Center site caused many rescue personnel to become extremely ill, and eventually led to the death of several rescue workers.
On May 1, 2011 members of the United States military conducted a raid on a compound in Abbottabad, Pakistan where Osama bin Laden was hiding. During the raid, they shot and killed bin Laden.
Please click here to visit the memorials of all of the law enforcement officers killed in this terrorist attack.


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So, here we are, rounding out 2016, and we have a new President Elect, a massive amount of fear mongering, and divisive and frantic discussions about the "future" and "next four years"…
And now, the "ZOMG RUSSIA HAXORS THE MATRIX/GIBSON/NSA/DNC/YOURMOM" and we have no actual proof of that.
and we're ejecting people from the country, and stirring up global tensions. Huh…
If you're wondering why this is happening, I would suggest that everyone think about who profits from world unrest. and follow the money.
But please, stop calling everything a hack. The Secretary of State broke the law, and the FBI Director stated that he could find no "criminal intent". However, the law doesn't REQUIRE that criminal intent be there, in order to indict. So, again, follow the money.
The DNC failed to protect their information technology systems and infrastructure using the most BASIC of controls, because they were "too cumbersome" for the DNC to use.
This isn't about "hacking", or being attacked. The DNC basically set themselves up, and exposed their data to the internet, and someone targeted their organization, to see how well/poor the organization does with information security. (Yes, a bad actor)
They found out that the information security policies weren't being followed, and found an easy way to get information and a foothold into the network. Once that happens, it's basically a lateral movement, and takeover, of which I won't bore you with… but it's pretty much over at that point. (for any organization)
If it wasn't APTnn it would have been another group, because this is a constant battle in information technology. However, it appears that businesses have lost a level of understanding around the #rigor that is needed to make systems function in a secure, reliable, and repeatable processes to further business.
As an analyst, I'm seeing a growing lack of understanding of why #rigor needs to be in the workplace, but I'll leave that for another post.
So, did Russia do it?
For me personally, I would need to see non repudiable logs of the actual network traffic, with verifiable tap source locations, and there would need to be a complete snapshot of all routing tables, etc… to actually begin to "prove" that there was, actual Kremlin involvement in the DNC leaks. Which, is most essentially, an impossible ask. Which, is why you'll hear so many information security professionals agree, "Attribution is hard"((TM) Dave Marcus).
So, what do YOU think? Leave a comment, and I'd like to wish you all a Safe, Prosperous, and Happy New Year!


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Furby is a soft loveable, teachable, interactive virtual pet game toy from Hasbro.
w/ Black Spots |
Business Week 12 October 1998 Page 105 By Neil Gross Edited by Catherine ArnstSMART TOYS DON'T NEED A LOT OF COMPUTER SMARTS. Witness Furby, a garrulous and ingratiating new fuzzball that could be this Christmas' Tickle Me Elmo. Like many other chip-enhanced dolls, Furbies talk, giggle, open and close their eyes, and respond to pokes, tilts, or tickles. But this latest electronic pet is amazingly convincing--in part because, like real pets and some family members, its reactions are a bit out of whack. Furby's inventor, David M. Hampton, planned things that way. In the process, he saved Furby's manufacturer--Tiger Electronics Ltd., a unit of Hasbro Inc.--a bundle in manufacturing costs.
To hold Furby's list price to $30, less than one-third the cost of Microsoft Corp.'s ActiMates Barney doll, Hampton and the Tiger development team used some ingenious shortcuts. Instead of expensive communications circuits--the kind that permit wireless messaging among various computer devices--Furbies exchange crude infrared signals to trigger spontaneous-sounding giggles and goofing sessions. As for processors, the toy's silicon brain is a low-cost Asian variant of the chip that powered the original Apple II.
Furby has trouble doing two things at once, and that's just fine, since carefully crafted software rules give the illusion of complexity. Talking, for example, always takes priority over listening. So Furby sometimes seems a little unresponsive--not unlike some children we all know. Likewise, while the toy is in motion, its sound sensor automatically switches off, which saves battery power and prevents motor noise from confusing the sensor. Furby's 1,000 bits of trainable memory manage a vocabulary of just 200 words. But these words get combined in ways that even the inventor never predicted. The effect compares favorably with a hamster, and beats the heck out of a pet turtle.
Copyright 1998, by The McGraw-Hill Companies Inc.
Being a Furby could be risky. Some users performed a Furby autopsy, while others tried to hack / bend his electronics.
Shelby |
Furby relied a lot on humans interpreting his actions as life like responses, and we did. He was really pretty dumb.
One source says the Classic Furby had about 80 kilobytes of chip space. 50K was used for talking, 20K for movement, and
about 8K for the program. When Furby was originally discontinued in 2000, Tiger Electronics / Hasbro quickly tried to build on that success with more interactive toy virtual pets. Shelby was announced in an April 9, 2001 press release. An animatronic / robotic clam with an attitude similar to Furby, Shelby could also speak Furbish and English, as well as interact with Furby, Furby Babies, Furby Gizmo, and Furby Emoto-Tronic (Emototronic). Shelby enjoyed some strong initial success, but started to fade. In 2002, Tiger Electronics / Hasbro launched the FurReal Cat. It enjoyed a great Christmas and has since been followed by a host of FurReal Friends. In 2005, Tiger Electronics / Hasbro relaunched the Furby as a new larger interactive virtual pet with even more features. Emoto-Tronic Furby came in several models (Furby, Furby Baby, and Funky Furby). We suspect Tiger / Hasbro will continue to milk this segment as long as these products are profitable, and hope to see some even more "life like" virtual pets from them in the future. |
FurReal cat |
In June 1999 a nice family (Rackley's) that owns 4 furbys sent us some trouble shooting tips. They are listed below. Please add this onto your page! First off, I own four Furbys. If you have lost your Instructions, or just need help, please read this note. In this letter, P=Problem and C=Cure. ok? Here we go... 1. P: My Furby isn't working properly C: Restart, reset, change his batteries. if this doesn't work, send him back to Tiger. (For more info, look at bottom of page) 2. P: How do I feed Furby? C: When he is hungry, he will open his beak and go, Ahh! Ahh! Ahh! While his beak is open, slip your finger into his mouth. when he is done going Ahh! Ahh! Ahh! press down GENTLY on his tongue. 3. P: Whenever I feed Furby, he says "Me no like" or "Kah/Boo/Toh-Loo" C: He may say this if he's not hungry and you feed him anyway. Or he might just be rebeling. They also say that when they're ill. keep feeding him, if he's ill, until he quits sneezing (See #2) 4. P: Furby keeps on sneezing C: Feed him more How to send Furby back to Tiger: If your Furby is not working properly, you can send it back to TIGER, LTD. |
Furby Board GameLike some other very successful virtual pets, for a while, Furby even had his own board game. |
Return to Virtual Pet Home Page


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Find the best Victoria Village vacation rentals with Tripping.com. Choose from 33 rentals, from studio apartments to luxurious condos to entire cabin homes. Book in advance or book instantly with properties marked as "Instabook," with prices ranging from $60 a night to $350 a night.
Our Tripping.com vacation rentals will save you hundreds, offering more amenities than the average hotel room. Going on a business trip? 23 of homes in Victoria Village offer high-speed wifi internet so you won't miss a beat. Travelling with kids? Have them splash around in any of the 1 rentals with pool or jacuzzi, or relax with the family in one of the 21 homes with cable TV.
For all those dog lovers and cat lovers, Victoria Village offers 3 pet-friendly vacation rentals at an affordable price. Book the perfect vacation home that best matches your budget and accommodation style. For the ultimate stay, check out our listings now to grab the latest deals.
Search properties from 4 rental sites in Victoria Village where the top providers in that area are HomeAway, Booking.com, and TripAdvisor. There are 14 HomeAway rentals, 9 Booking.com short term rentals and 9 TripAdvisor vacation rentals.


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KANSAS CITY, Mo.-Smith Electric Vehicles Corp. (Smith) today unveiled the Newton Step Van, an all-electric, zero-emission vehicle built on the versatile Newton platform that features a walk-in body produced by Indiana-based Utilimaster.
Smith announced the launch of the Newton Step Van in Indianapolis at the NTEA Work Truck Show, North America's largest vocational truck and equipment event. FedEx Express will be the first company to deploy the Newton Step Vans in the United States.
The Newton Step Van offers a gross vehicle weight of 14,000 pounds to 26,000 pounds and a range of approximately 100 miles on a single charge. The vehicle incorporates Smith's proprietary Smith Drive™, Smith Power™, and Smith Link™ technologies to provide superior power train performance, battery management efficiency and remote system monitoring.
"The leadership shown by FedEx in adopting all-electric vehicles has been instrumental to growing the industry," said Bryan Hansel, CEO and chairman of Smith. "We welcome FedEx and look forward to successful vehicle deployments that demonstrate the economic and environmental benefits of fleet electrification."
The first Newton Step Vans are expected to be deployed in select U.S. markets throughout the remainder of 2012.


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Thursday, 21 June 2012
2 days to go! - wedding favours
Just 2 days to go, some last minute wedding favours for the little ones that are coming along to the wedding. Had to get Percy in there somewhere!
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Does immigration cause crime? : evidence from Spain
The relationship between crime and immigration has been a matter of controversy in the US and around the world. This paper investigates empirically the case of Spain. From 1999 to 2009, Spain has had a large wave of immigration from different areas of the globe. At the same time, crime rates have increased. However, by comparison with other European countries that have received similar massive immigration waves during the same period, crime rates in Spain have increased less considerably. We show that there is a significant relationship between crime and immigration. Nevertheless, the explanation is found in the specific characteristics of the different immigration groups, particularly in the amount and type of human capital, which is a result largely in tune with previous studies on US immigration and crime.
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Date of creation: | Apr 2011 |
Handle: | RePEc:cte:werepe:we1108 |
Contact details of provider: | Web page: http://www.eco.uc3m.es/ |
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Tropical Fish Keeping - Aquarium fish care and resources
- Invertebrates
- - Instant life? =/
Instant life? =/ Ummm well i know alot about like sea monkeys which are really brine shrimp =/ and triops but i want something like the brine shrimp but like abit bigger =/ enough for me to see. and i want to put it in a five gallon tank that i have spare =/ my brother gave it to me so i wanna put some of those instant life thing to test it =/ any suggestions? like the tank its plastic so yeah ill get a heater if i need to :/ and i already have a bubbler so any suggestions of small but not soo small that you cant see instant life or anything of the sort will be appreciated. =3 please and thank you |
Well triops hatch in a day and get up to 2 inches long at most. Or fairy shrimp,but i dont no much about em |
If you actually want to keep them and raise some, you could try daphnia. They are also used as fish food but are big enough to be easy to see and only need an air stone for equipment. You can feed them on soybean meal, brewer's yeast and spirulina powder mixed together. You need to remove a part of them almost every day or the population will get so big the culture will fail. I change water on mine every week using some old tank water as the new water for them. The water that I drain from the daphnia tank goes through a brine shrimp net and what gets into the net becomes a treat for my fish. |
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5 month old barking "aggressively" at strangers?
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Join Date: Feb 2014
Location: Trenton, Ontario
Posts: 116
Originally Posted by
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very very careful management called for , this "When outside the house, she definitely has some fear elements that stick out to me as she's barking, her hackles are up and her tail is tucked, she looks like a porcupine" sounds like the dog is dangerously fearful , pretty extreme reaction.
I wouldn't try to "fix" her , she is what she is , a product of her genetics and early socialization.
I would have her kept away from people . No need for her to visit or be visited by people who want to give her attention, which is stressful for her .
When you expect people , put the dog in a crate or safe room , for her safety and security , and for the safety of the people you have invited .
this is a tough one .
Seems I got the short end of the stick on this one... None of her other litter mates have ANY of these qualities, they're all pretty happy go lucky, like people, love life dogs. I'll be contacting the breeder to see what she has to say, she was made aware early of her fearful tendencies, and my contract does hold a temperament guarantee up to three years of age... Not that I want to get rid of her, but if she's going to be a liability or a dog I can't take out with me on hikes and to actually experience life (which was a big requirement when we were outlining what we were looking for) then it may not be... I've done the whole HA dog management thing for 10yrs, and really not looking to do it over again. When we went to pick her up, she didn't really show signs of being fearful, she came up to us willingly but it seemed almost the moment we got her home, she lost all the confidence she had. We continued with her socialization, bringing her out and about, never forcing her into situations she wasn't comfortable with and just letting her experience things slowly.
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If you're on Facebook, you've probably seen these "Misson: Small Business" links go by over the past few weeks. It's a program that is offering a substantial sum of money to a group of small businesses who demonstrate some grassroots support and have a strong application outlining how they would use a grant to become more successful. Northwest Press is campaigning to be one of those small businesses and could really use your vote to get there.
I thought I would share with you some of what I wrote in the application for the grant, to let you know how much a good base of funding could do for this fledgling publisher.
Tell us about your business; how successful is it and why is it unique?
Northwest Press is a publisher dedicated to providing the best lesbian, gay, bisexual and transgender graphic novels and comics. The queer comics scene has been growing steadily over the last decade, but due to the economic downturn and other factors, the possibilities for LGBT creators have been shrinking. Northwest Press was created to provide a home for these important works and ensure that they have the best possible support and exposure.
Northwest Press has accumulated loads of glowing reviews for its books and has been the recipient of prestigious awards. The company's first two books were nominated for Lambda Literary Awards, and Jon Macy's Teleny and Camille took home the award for Gay Erotica. OUT Magazine named Northwest Press's owner and art partner to their "OUT 100" in 2011 for their work on the anti-bullying comic book The Power Within, over 1000 copies of which have been distributed for free to schools and other youth organizations. Northwest Press was named "Publisher of the Year" by Cartoonists Northwest at their annual Toonie Awards in 2012.
How is your business involved with the community you serve?
Northwest Press was started by one of the founding members of the nonprofit Prism Comics, which supports LGBT comics and creators, so community involvement is at its heart. For the past two years, it has been a major sponsor of the Lambda Literary Awards, and Seattle's Geek Girl Con, and this year sponsored the first annual Seattle Queer Geek Pride float in Seattle's Pride parade. In addition, Northwest Press does whatever it can to raise the profile of LGBT projects, providing free advertising to projects such as Jane Espenson's web series Husbands and the all-LGBT comics and pop culture convention Bent-Con in Los Angeles.
Northwest Press regularly attends numerous comic book conventions on the west coast and beyond every year, and helps to encourage and promote other LGBT creators at these shows. In such a small community as the LGBT comics scene, we are all buoyed by each other's successes, and will continue to promote all queer comics projects, as well as its own.
What would a $250k grant mean to your business plan and how will you utilize the funds to ensure long-term growth and stability?
The biggest financial challenge to a small publisher is the ability to print books in high enough quantity that the per-book cost is low. There are lots of print-on-demand options out there, of varying quality, but the profit margins on such books are extremely low, and the opportunities for outreach at events and conventions are minimal. Northwest is entering the digital market in a strong way and will continue to do so, but the market isn't mature enough yet to sustain more niche audiences.
So far, every dollar made in direct sales, at conventions and through distributors has gone right back into producing new projects, but Northwest Press has only been able to release about three print projects a year, due to budget constraints. That's despite the fact that as we've become more well-known, we've gotten requests from numerous creators with high-quality work.
Our long-term goal has always been to focus on quality and amass an amazing library of LGBT comics titles that will gain attention and audiences as the years go by, but at our current pace, it will be a long haul to get there. A solid funding base would enable Northwest Press to plan further ahead, guarantee timelines for releases, and operate more like a traditional publisher and less hand-to-mouth.
Northwest Press treats its authors very well, and is striving to be an appealing option for creators in an industry not famous for its treatment of artistic talents. Most comic creators are freelancers on tight budgets; we want to be able to offer larger advances to creators to allow them the breathing room to focus on the art, and to confirm their books on our schedule well in advance.
Funding will also enable Northwest Press to do more advertising and outreach than before. We are very confident about the quality of our books; we just need more people to know about them.
What types of challenges can you identify with your plan and how will you overcome them?
Readers have enjoyed the variety of books that Northwest Press has published, and appreciated the attention to detail and finish that we bring to each project. Our biggest problem is not the work that we release, but getting the word out about it and getting it in front of more potential readers. Right now, Northwest Press titles are carried by the largest comics distributor, Diamond Comic Distributors, as well as some other smaller outlets domestically and overseas, but we really need to secure much wider distribution and get into more bookstores.
One obstacle to that is not being able to plan a release schedule far enough in advance, which we hope to remedy with a more stable funding base to work from. Another is the number of titles; many larger distributors will only work with publishers who have a considerable portfolio of work. The sooner we can demonstrate that we will be releasing not only quality work but lots of it, we will be able to get our foot in the door and work with some larger players in the book world.
Describe the talent on your team and how they make your business successful.
Charles "Zan" Christensen, who runs Northwest Press, has a strong background in both marketing and community outreach as well as design and production, so he oversees every stage of every project, making sure it adheres to the standards of quality that Northwest has set. It is very important to have someone with a production background overseeing print projects to ensure that the artwork is ready to go to press, from resolution to color to margins to inks and finishes.
Northwest Press also has the support of its roster of artists and writers, who have stepped up and pitched in to promote their own projects like the pros they are, and been invaluable in getting the word out about their books and others'. I look forward to the day when I can give these people the VIP treatment they rightly deserve.
In closing…
Funding or no funding, whether we get there quickly or if it takes years, we will succeed, and we'll do so thanks to those who've bought Northwest Press books and supported this fledgling venture in a myriad of ways. I've always joked that the best way to demonstrate our dedication has been to start a publishing company in the midst of a recession when comics shops are folding left and right and print appears to be dying a slow death.
We do this because we love it, and we do it because we know there are countless people out there who love it, too.
We'll find you.


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10:30 am
Donna Dewberry Show
"Beautifully Organized"
Donna paints roses on graduated trunks that can help organize a home office. Then, she shows how to make a matching memo board.G
11:00 am
Cook's Country from America's Test Kitchen
"Roast Beef Dinner"
Chris visits the local butcher to learn about top sirloin. Then, Bridget shows Chris how to make affordable Roast Beef and Whipped Potatoes. Next, Chris shares the test kitchen's tips and techniques for cooking with salt. D
11:30 am
Lidia's Italy In America
"Eastern Seaboard: A Shell of a Good Time"
12:00 pm
Artifacts & Fiction: Workshop In American Literature
"Workshop 5. Domestic Architecture"
Furniture placement and interior design are two of many aspects of domestic architecture that relay information about social attitudes and norms of behavior. This session explores what these interior spaces reveal about the cultural setting and period of a literary text. D
1:00 pm
French In Action
"Portraits II"
Robert is slim, well-built, athletic and maybe just a bit less quick than Mireille. What will happen when these two meet?G
1:30 pm
French In Action
An impromptu visit to the family's country house, where we meet many of Mireille's relatives, including a 10-year old sister who has a mind of her own.G
2:00 pm
Western Tradition
"The Death of the Old Regime"
In France, the old order collapses under the attacks of revolutionists and the burden of its own weaknesses.G
2:30 pm
Western Tradition
"The French Revolution"
Liberty, fraternity, equality - must they be won by total war and revolutionary terror?G
3:00 pm
Human Condition
"What You Don't Know"
This episode identifies the linkages between environmental pollution and illnesses in communities, and discusses the impact of pollution on quality of life through a series of case studies and discusses OSHA's role in workplace protection, and offers ideas for ensuring the safe use of chemicals in the home.G
3:30 pm
Human Condition
"Food for Thought"
This episode measures the health cost of nutritional illiteracy by looking at the critical elements of good nutrition, factors that influence eating habits, and the impact that being well-informed can have on individual nutritional decisions.G
4:00 pm
Saddle Club
"Trail Ride - Part I"
Max leads an overnight ride for the three friends and others from the stable. Veronica wants the landowner's son, Phil, to notice her and rides off into disaster. Part 1 of 2G
4:30 pm
Biz Kid$
"A Closer Look at Financial Careers"
When is a job more than a job? The Biz Kids look at what it takes to find your true calling. You'll learn ways to start exploring careers. The kids talk to several celebrities and find out how they got their start and how they keep achieving their dreams. D
5:00 pm
Growing a Greener World
"Phipps Conservatory - The Greenest Conservatory in the World"
Pittsburgh, PA. - Over 100 years ago, wealthy businessman Henry Phipps built the Phipps Conservatory as a gift to the city of Pittsburg at the height of our nation's industrial revolution. Today Phipps has become a model for public gardens and conservatories around the world for sustainable building practices, energy conservation and eco-friendly methods. D
5:30 pm
Hands On Crafts for Kids
"Plants - True Plants - Trees and Bushes"
Some of the most familiar plants are trees and bushes. Trees are a woody plant with a distinct main stem, or trunk. At maturity, trees are usually the tallest of plants, and their height and single main stem are what make them different from shrubs which are shorter and have many stems. D
6:00 pm
Chef John Besh's New Orleans
Gnocchi with Crab and Truffle and Char-grilled Redfish with Corn and Ginger Salad. D
6:30 pm
Sara's Weeknight Meals
"Cooking Ahead"
Many recipes that involve tough cuts of meat and slow cooking do not require much of your time. These same recipes taste better the next day and freeze beautifully, so why not stockpile them on a Sunday to be enjoyed later on in the week? Sara's incredibly tender Braised Short Ribs are served with Oven Baked Polenta and a creamy horseradish sauce. An easy and elegant Duck Confit cooks away in the oven. D
7:00 pm
Rick Steves' Europe
"Scotland's Islands and Highlands"
Rick tosses a caber (log) at a Scottish clan gathering, remembers Highland massacres and takes a ferry to Iona.G
7:30 pm
"Guatemala's Semana Santa - Easter Week"
Throughout Guatemala, Easter Week (Semana Santa) is celebrated as the most significant and festive season on every religious and social calendar. Joseph travels to Guatemala City, Antiqua and Lago de Atitlan and discovers that while the observance is rich in Roman Catholic ceremony and tradition, at the same time it leaves room for the popular devotion and beliefs of the indigenous Mayan culture. In addition, the communal creation of hundreds of beautiful alfombras -- flower-strewn, multi-colored "carpets" -- that line the streets in front of the religious processions is something to behold. D
8:00 pm
Welcome fall, when insects and pollen are just a memory. Cool air not only coaxes us outdoors it makes it the best time for planting trees, shrubs, bulbs, and perennials. With no leaves to support, the roots of new plantings can go about their business of sinking deep into the earth. D
8:30 pm
Ask This Old House
"Installing a Recirculation Pump; Lining a Fireplace Chimney"
Plumbing and heating expert Richard Trethewey installs a recirculation pump to provide hot water quickly to a bathroom. Then, general contractor Tom Silva shares a tip for fixing the handle on a casement window. Afterward, Tom, Richard, host Kevin O'Connor and landscape contractor Roger Cook ask, "What is it?" Kevin travels to Dallas to help a homeowner line her fireplace chimney. D
9:00 pm
For Your Home
"Trim & Surfaces, Part 3"
Vicki discusses new paperless drywall. Working with natural elements, architectural details include matching stained mantle and beams and custom stove hood. D
9:30 pm
Katie Brown Workshop
"Best of What Women Love"
A special "Best of Katie Brown" episode celebrates women. In the kitchen, Katie whips up some light and tasty treats. Then, the Workshop crew makes a chic remnant tablecloth and an ornate teacup candelabra planter. D
10:00 pm
Knit and Crochet Now!
"Pampered Pets"
Today we show you how to pamper your pets with Drew's crochet plaid dog bed and Kristin demonstrates a super cute cat nip toy. Interview with Pauline Wall. D
10:30 pm
Donna Dewberry Show
"Beautifully Organized"
Donna paints roses on graduated trunks that can help organize a home office. Then, she shows how to make a matching memo board.G
11:00 pm
Cook's Country from America's Test Kitchen
"Roast Beef Dinner"
Chris visits the local butcher to learn about top sirloin. Then, Bridget shows Chris how to make affordable Roast Beef and Whipped Potatoes. Next, Chris shares the test kitchen's tips and techniques for cooking with salt. D
11:30 pm
Lidia's Italy In America
"Eastern Seaboard: A Shell of a Good Time"


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Invaluable cannot guarantee the accuracy of translations through Google Translate and disclaims any responsibility for inaccurate translations.
Lot 702: Leon - Signed & Framed Swiss Alpine Oil Painting
The Max Kuehne Collection, Fine Art & Designer Furniture
by Greenwich Auction
October 23, 2016
Stamford, CT, USA
Live AuctionDescription: Leon - Signed & Framed Swiss Alpine Oil Painting. Mountainous landscape with a chalet. Measures 12.5 x 14.5 inches. From a home owned by antique dealer / collector Rochelle Sepenuk.
Condition Report: The absence of a condition report does not guarantee excellent condition. All sales are final. Thank you. Antique Treasures LLC DBA Greenwich Auction makes no guarantees to the exact weights, measurements, karats, carats, colors, clarity, makers, etc pertaining to any jewelry lots. All descriptions are the opinion of Greenwich Auction only. In hand evaluations and additional photographs are available for ALL lots. Public preview and private viewings will be held for four days.


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Watts Temperature and Pressure Relief Valve for Toyotomi - 40XL-5 (0156731) - Non-returnable
- 150,000 btu
Product ID • WAT40XL50000
Series 40L, 40XL Automatic Reseating Temperature and Pressure Relief Valves are used in commercial water heater applications to provide automatic temperature and pressure protection to hot water supply tanks and hot water heaters. They feature a bronze body with NPT male inlet and NPT female outlet connections, unique thermostat with special thermo-bonded coating, tamper-resistant bonnet screws, automatic reseating feature, and test lever. Model 40L has a short thermostat for installation directly in available tank tapings. Model 40XL has an extension thermostat for installation in the hot water outlet within the allowable distance from the top of the tank. Series 40L, 40XL valves are ASME rated and CSA listed. Temperature Relief: 210°F (99°C), Pressure Range: 75 to 150psi (5.2 to 10.3 bar), Standard Pressure Settings: 75, 100, 125, or 150psi (5.27, 7.03, 8.79, or 10.55 bar).
Info & Links


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Template:WikiProject Novels announcements
From Wikipedia, the free encyclopedia
WikiProject Novels • (inc. novellas, novelettes & short stories) Announcements and open tasks |
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- Critique (Featured article): 33 achieved
- Novels WikiProject Peer reviews: • Sector General • Petals of Blood • Flowers for Algernon
- Improve: Oberon Old and New • The Age of Reason • Furies of Calderon • Wolf Brother • The Monk • The English Patient • Bones of the Moon
- Create: To the Vanishing Point • Spoilt City
- Recently a new worklist had been created and quietly arrived, the Cleanup listing which gives a fairly comprehensive hit list of "novels" related articles that have been tagged for something or other.
- Since then a new Article alerts listing has also been added of more topic and "urgent" items worthy of our attention.
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Games | Play free online games! |
Fast Collecting
>Pyramid Maze
Pyramid Maze
Play with your own profile by registering yourself for this fun game. You can also play as guest, but your scores and account will not be saved then.
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Pyramid Maze
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These two adventurers travel around the world to discover the biggest treasures out there. They flew to Egypt to search the giant pyramids. Work together as father and daughter and collect all the hidden gems out there. Beware, ancient old traps are hidden in plain sight.Controls
+ | Move |


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Café Review: Phonic:hoop (Shinjuku)
Far from the madding crowd… Marcus Lovitt asks why cafés like Phonic:hoop are so hard to find.
Grabbing a quick bite in Shinjuku can be frustrating, especially at lunch, when its office workers launch an all-out assault on every café and restaurant within a five-mile radius. All too frequently, the hungry café-goer is forced to wait in line and contemplate such mysteries as why Shinjuku has so little indigenous café culture. The high rent? That would seem unlikely, given that café-rich Omotesando or Shibuya actually charge more on average for a first floor retail space. A preference for big chains? Perhaps. If you're willing to wait there's the faux Starbucks, Excelsior, or the smoky Doutor. The much nicer Tully's even has drinkable drip coffee.
But where are the independent cafés? Where can the harried shopper kick back with a coffee and a snack, safe in the knowledge that nobody is going to run into him or her on their way back from the condiment bar with a oversized cinnamon-dusted full-cream mochaccino?
Only ten minutes walk down busy Yasukuni-dori is Phonic:hoop, a café/bar which goes a long way toward redeeming Shinjuku for its long lines and bland chain cafés. Even better: it's situated on two spacious floors of an office building only a short distance from Tokyo's major department stores on Shinjuku-dori.
In front of you as you enter is the first floor bar. It's a bright, sunny affair thanks to a series of floor to ceiling windows. To the right, a pair of vintage sofas. The high ceiling and polished concrete floor add to the feeling that you've stumbled into Tadao Ando's lounge. Downstairs is more intimate, with a dozen or so non-smoking tables. Antique Singer sewing machines, piled with books and magazines, separate the tables below the stairs. It's a lot less kitschy than it sounds.
But what makes a bigger impression is the music. It figures that any place called Phonic:hoop is going to take its tunes pretty seriously, and here it means a trippy Eno-like soundtrack which somehow never overwhelms conversation.
The lunch set menu (1000 yen) changes daily, but expect to find such things as a "beef plate", "curry plate" and a so-called "p:h plate". All are served with a light vegetable and egg soup. As part of the set menu, customers can choose between coffee, tea, and grapefruit juice.
While Phonic:hoop is more a licensed café than a fully-fledged restaurant, the portions are more than generous. On my first visit, I tried the curry plate, which turned out to be chicken cooked in a thick, sightly sweet sauce. While it didn't really register on the heat index, it made great comfort food. On a subsequent visit, we ordered the "beef plate" – hanbagu with rice (pictured) and the curry. The Salisbury steak, accompanying rice and salad was more than filling. The "Vietnamese chicken curry", meanwhile, turned out not to be very Vietnamese at all – a mild Thai-style dish that (we agreed) was delicious.
Lunch break over, it was back to the less sonorous sounds of the street with it's shoppers, touts, and tourists.
Directions: From Shinjuku Sanchome Station, take exit C7 and walk straight ahead to Yasukunidori. Cross this street and turn right. Phonic:hoop is approximately 100 meters down, on your left.
Tel: 03-6380-6604
Sky Building. 1F
Hours: 12:00-15:00, 18:00-29:00 (weekdays) 12:00-29:00 (Saturdays) 12:00-24:00 (Sundays and holidays)
View Untitled in a larger map
Cafe Review: Artisan Coffee, Fukuoka
Kupa Hokianga reviews Artisan Coffee in Fukuoka
Recently, a friend of mine took one of his colleagues to a cafe I recommended for its excellent macchiato.
The coffee arrived at their table, the ham-handed colleague managed to spill his before tasting it. My friend offered to order another, but the guest responded, "Ah, doesn't matter; I'm more a Starbucks kind of guy."
My heart sunk when told. I'm not sure what the moral is here, something about a horse and water.
My wife's friend recommended I try Artisan Coffee, a 12-seat, slightly bohemian cafe in Hirao (Fukuoka). It's off my normal route, but the sample of their beans I received suggested it was worth a visit.
Takamiya-dori is a busy road in a prosperous residential part of town. When we arrived, the small cafe, which could be described in a 1980 Vogue magazine as "shabby chic", was empty of customers. I ordered an espresso and my wife selected a caramel latte.
While making polite conversation with friends, I watched the barista out of the corner of my eye as he calibrated the grinder setting one notch to the right before a quick test into the palm of his hand, then fresh ground a dose of dark roasted beans before effortlessly swiping the port-a-filler level; a gentle tamp and tap and a few seconds later the extraction had started. My demitasse arrived with a perfectly proportioned warmed spoon on the side.
The espresso was near faultless – the crema maintained structure, the temperature was perfect, and the caramel sweetness from the bean came through with just a hint of bitterness. The macchiato I ordered next was excellent and is now my coffee of choice.
I cannot comment on my wife's afternoon caramel latte as that drink at that time of day goes against everything I believe in. I took her word for it when she said it tasted fantastic and the rabbit face latte art was kawaii.
Artisan Coffee is a must-do, mainly because they consistently get the coffee basics right and to a high standard and the starchy Japanese cafe culture is tossed out the window.
The barista critique and my coffee snobbery aside, if you just want nice coffee and don't mind mismatched decor, grab your favorite magazine, turn off your phone and enjoy this small indulgence. You will not be disappointed. The cappuccinos are creamy, the macchiato is full-bodied and the barista is working on his flat white.
Food selection is limited, so don't arrive hungry, but there's a relaxed, informal ambiance and outdoor smoking tables. Coffee prices start at 380 yen, which is exceptional value. Surprisingly seating always seems to be available. Their primary bean is Fidalgo Bay (organic shade grown), the espresso machine is a single-head Rocket.
This article has been edited. The original version misspelled Fidalgo. This has now been corrected.
Artisan Coffee is located on Takamiya dori. If accessing from Hirao station, it's about 5 minutes' walk on the right as you head towards Yakuin station. Open 9:30 a.m. to 9:30 p.m., six days a week. No website.
Café Review: Margaret Howell Café
Fronting half of the establishment, this café provides an alternate entrance into the Margaret Howell world of clean-cut clothing for both men and women. On a side street up the hill from TGI Friday's in Shibuya (and just around the corner from Craftheads), this little café is a delightfully quiet lunchtime option for shoppers who have found themselves on the north side of the Shibuya craziness.
Highly recommended are the limited, but delicious, lunch sets. The 'Sandwich', 'Quiche', and 'Season' (changes monthly) plates are all under 1,400 yen and include a main dish, soup, and drink. The chicken sandwich isquite good, and while the soup of the day (potato and celery) wasn't exactly to die for, the cappuccino was just what the doctor ordered while sitting in the small open-air interior of the shop with the sun shining through the floor to ceiling windows.
For the record, this is one of the few cafés in the immediate area that actually has a no-smoking section (a practical choice given that the café opens right into the clothes shop itself). The generous outdoor seating is, as one would expect in Tokyo, puff-friendly, but there's enough space between tables for this to not be too much of a factor (depending on the wind of course).
Serving lunch/brunch from 11:00, the modest menu errs on the sweet side while providing enough variety to keep those in search of light fare happy. Scones, cakes, coffee, and tea range from 400 to 700 yen. Go ahead and try the carrot cake (600 yen) with an iced latte (680). Laze around long enough and you might find that a glass of mulled wine (700) will suit the slow swing of the afternoon.
Fresh OJ and lemonade (630) might be logical options if you're hoping for a bit of brunch. A regular coffee (530) and toast with butter and jam (380) would be the perfect complement on a sunny morning on this alarmingly sedate back street not seven minutes walk from Hachiko.
For those in search of an alcoholic beverage, there's Yebisu (690) and a couple of imports (790) available for beer drinkers. Wine by the glass is 700 yen, or you can spring for a bottle of the house selection for 4,200.
Click here for a map, or click here for the Guru Navi page (Japanese).
Directions: From Hachiko go up the street on the right side of the corner building with Starbucks and Tsutaya in it. Keep going straight until you pass Tower Records (on your right). Take the left after Tower Records and then take an immediate right just before TGI Friday's. Walk straight until the small road forces you to turn left. Take the next right and walk straight for about 50 meters. Margaret Howell café is on the right.


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A series of documentaries that offers in-depth studies on the geography, history, culture and people of various Latin American countries; also informative perspectives on significant contemporary issues are addressed. Programs available on 23 individual DVDs, Digital Streaming Files or Videos; also in a 23-Disc Set. Click for more
"Highly Recommended. Something is captured here: a series of thoroughly haunting images that are clearly not random but have been arranged to cover many arenas of human existence in Guatemala. The camerawork is quite stunning and the non-narrative technique creates a feeling of staring at a culture with innocent, objective eyes, since there is nobody to analyze away deeper meanings." -VRG Review
The Guatemalan Civil War ended in 1996 and since that time the nation has been stable and witnessed successive democratic elections, which has led to a state of continuous development and economic growth. In wanting to present an objective picture of Guatemala, award-winning cinematographer Trevor Long, chose to allow the images from his camera to do the "talking" in this cinematic study of this fascinating Central American country. Here we explore the Peten Rainforest, known as the "Cradle of the Mayan Civilization"; witness a Patron Saint Day; visit La Antigua, the well-preserved formal capital, then the present capital, Guatemala City; also we discover the mountainous beauty of the country in the Guatemalan Highlands area. Produced by Televista West Productions. 02/09DE IJSCA 45 min.
Note: An unedited version, Guatemala: 7 Wind, is available.
Arts: Architecture
Arts: Art & Artists
Arts: Instruction & How-to
Arts: Music
Arts: Performing Arts
Arts: Photography
Cinema: Drama
Cinema: Family
Cinema: Literature
Cinema: Mysteries
Cinema: Westerns
Computer Science
Criminal Justice, Law Enforcement
Early Childhood
English: Language Arts
English: Literature & Writing
English: Poetry
Foreign Language Study
Foreign Language: French
Foreign Language: Spanish
Health: Aging
Health: Child Health & Safety
Health: Family & Parenting
Health: Holistic/Self-Help/Spirituality
Health: Medicine
Health: Psychology & Psychiatry
Phys. Ed.: Instruction & Fitness
Phys. Ed.: Recreation & Sports
Reading: Children's Literature
Reading: Storytelling
Science Fiction/Fantasy
Science: Agriculture
Science: Environment
Science: Natural & Physical
So. Studies/Sciences: Geography/Cultures
So. Studies/Sciences: History
So. Studies/Sciences: Law
So. Studies/Sciences: Philosophy
So. Studies/Sciences: Political Science
So. Studies/Sciences: Religion
So. Studies/Sciences: Sociology
So. Studies/Sciences: U.S./World Issues
So. Studies/Sciences: Women's Studies
Special Education
Staff Development
Voc. Ed.: Business/Career/Communications
Voc. Ed.: Family & Consumer Science
Voc. Ed.: Industrial & Technical


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Highlights of the Budget 2013-14
Following are some of the key highlights of the Union Budget 2013-14 presented by Finance Minister P Chidambaram in Parliament on Thursday.
Clarity in tax laws, a stable tax regime, a non-adversarial tax administration, a fair mechanism for dispute resolution and independent judiciary for greater assurance is underlying theme of tax proposals.
Tax Administration Reforms Commission to be set up.
In short term need to reclaim peak of 11.9 per cent of tax GDP ratio achieved in 2007-08.
Little room to give away tax revenues or raise tax rates in a constrained economy.
No case to revise either the slabs or the rates of Personal Income Tax. Even a moderate increase in the threshold exemption will put hundreds of thousands of Tax Payers outside Tax Net.
However, relief for Tax Payers in the first bracket of Rs 2 lakhs to Rs 5 lakhs. A tax credit of Rs 2000 to every person with total income upto Rs 5 lakhs.
Surcharge of 10percent on persons (other than companies) whose taxable income exceed Rs 1 crore to augment revenues.
Increase surcharge from 5 to 10 percent on domestic companies whose taxable income exceed Rs 10 crore.
In case of foreign companies who pay a higher rate of corporate tax, surcharge to increase from 2 to 5 percent, if the taxabale income exceeds Rs 10 crore.
In all other cases such as dividend distribution tax or tax on distributed income, current surcharge increased from 5 to 10 percent.
Additional surcharges to be in force for only one year. Education cess to continue at 3 percent.
Permissible premium rate increased from 10 percent to 15 percent of the sum assured by relaxing eligibility conditions of life insurance policies for persons suffering from disability and certain ailments.
Contributions made to schemes of Central and State Governments similar to Central Government Health Scheme, eligible for section 80D of the Income tax Act.
Donations made to National Children Fund eligible for 100 percent deduction.
Investment allowance at the rate of 15 percent to manufacturing companies that invest more than Rs 100 crore in plant and machinery during the period 1.4.2013 to 31.3.2015.
'Eligible date' for projects in the power sector to avail benefit under Section 80-IA extended from 31.3.2013 to 31.3.2014.
Concessional rate of tax of 15 percent on dividend received by an Indian company from its foreign subsidiary proposed to continue for one more year.
Securitisation Trust to be exempted from Income Tax. Tax to be levied at specified rates only at the time of distribution of income for companies, individual or HUF etc. No further tax on income received by investors from the Trust.
Investor Protection Fund of depositories exempt from Income-tax in some cases. Parity in taxation between IDF-Mutual Fund and IDF-NBFC.
A Category I AIF set up as Venture capital fund allowed pass through status under Income-tax Act.
TDS at the rate of 1 percent on the value of the transfer of immovable properties where consideration exceeds Rs 50 lakhs. Agricultural land to be exempted.
A final withholding tax at the rate of 20 percent on profits distributed by unlisted companies to shareholders through buyback of shares.
Proposal to increase the rate of tax on payments by way of royalty and fees for technical services to non-residents from 10 percent to 25 percent. Reductions made in rates of Securities Transaction Tax in respect of certain transaction.
Proposal to introduce Commodity Transaction Tax (CTT) in a limited way.
Agricultural commodities will be exempted.
Modified provisions of GAAR will come into effect from 1.4.2016.
Rules on Safe Harbour will be issued after examing the reports of the Rangachary
Committee appointed to look into tax matters relating to Development Centres & IT Sector and Safe Harbour rules for a number of sectors.
Fifth large tax payer unit to open at Kolkata shortly.
A number of administrative measures such as extension of refund banker system to refund more than Rs 50,000, technology based processing, extension of e-payment through more banks and expansion in the scope of annual information returns by Income-tax Department.
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Union Budget, as it unfolded on February 28
Complete coverage: Union Budget 2013-14
Budget Impact Live!
Image: Finance Minister P Chidambaram.
Photographs: Reuters.
Highlights of the Budget 2013-14
Indirect Taxes
No change in the normal rates of 12 percent for excise duty and service tax.
No change in the peak rate of basic customs duty of 10 perent for non-agricultural products.
Period of concession available for specified part of electric and hybrid vehicles extended upto 31 March 2015.
Duty on specified machinery for manufacture of leather and leather goods including footwear reduced from 7.5 to 5 percent.
Duty on pre-forms precious and semi-precious stones reduced from 10 to 2 perent.
Export duty on de-oiled rice bran oil cake withdrawn.
Duty of 10 percent on export of unprocessed ilmenite and 5 percent on export on ungraded ilmenite.
Concessions to air craft maintenaince, repair and overhaul (MRO) industry.
Duty on Set Top Boxes increased from 5 to10 percent.
Duty on raw silk increased from 5 to 15 percent.
Duties on Steam Coal and Bituminous Coal equalised and 2 percent custom duty and 2 percent CVD levied on both kinds coal.
Duty on imported luxury goods such as high end motor vehicles, motor cycles, yachts and similar vessels increased.
Duty free gold limit increased to Rs 50,000 in case of male passenger and Rs 1,00,000 in case of a female passenger subject to conditions.
Excise duty
Relief to readymade garment industry. In case of cotton, zero excise duty at fibre stage also. In case of spun yarn made of man made fibre, duty of 12 percent at the fibre stage.
Handmade carpets and textile floor coverings of coir and jute totally exempted from excise duty.
To provide relief to ship building industry, ships and vessels exempted from excise duty. No CVD on imported ships and vessels.
Specific excise duty on cigarettes increased by about 18 percent. Similar increase on cigars, cheroots and cigarillos.14
Excise duty on SUVs increased from 27 to 30 percent. Not applicable for SUVs registered as taxies.
Excise duty on marble increased from Rs 30 per square meter to Rs 60 per square meter.
Proposals to levy 4 percent excise duty on silver manufactured from smelting zinc or lead.
Duty on mobile phones priced at more than Rs 2000 raised to 6 percent.
MRP based assessment in respect of branded medicaments of Ayurveda, Unani, Siddha, Homeopathy and bio-chemic systems of medicine to reduce valuation disputes.
Service Tax
Maintain stability in tax regime.
Vocational courses offered by institutes affiliated to the State Council of Vocational
Training and testing activities in relation to agricultural produce also included in the negative list for service tax.
Exemption of Service Tax on copyright on cinematography limited to films exhibited in cinema halls.
Proposals to levy Service Tax on all air conditioned restaurant.
For homes and flats with a carpet area of 2,000 sq.ft. or more or of a value of Rs 1 crore or more, which are high-end constructions, where the component of services is greater, rate of abatement reduced from from 75 to 70 percent.
Out of nearly 17 lakh registered assesses under Service Tax only 7 lakhs file returns regularly. Need to motivate them to file returns and pay tax dues. A onetime scheme called 'Voluntary Compliance Encouragement Scheme' proposed to be introduced. Defaulter may avail of the scheme on condition that he files truthful declaration of Service Tax dues since 1st October 2007.
Tax proposals on Direct Taxes side estimated to yield to Rs 13,300 crore and on the Indirect Tax side Rs 4,700 crore.
Good and Services Tax
A sum of Rs 9,000 crore towards the first instalment of the balance of CST compensation provided in the budget.
Work on draft GST Constitutional amendment bill and GST law expected to be taken forward.
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Photographs: Reuters.
Highlights of the Budget 2013-14
Getting back to potential growth rate of 8 percent is the challenge facing thecountry.
Slowdown in Indian economy has to be seen in the context of slowing global economic growth from 3.9 per cent in 2011 to 3.2 per cent in 2012.
However, no reason for gloom or pessimism. Of the large countries of the world only China and Indonesia growing faster than India in 2012-13. In 2013-14, only China projected to grow faster than India.
Between 2004 and 2008, and again in 2009-10 and 2010-11 the growth rate was over 8 per cent and crossed 9 per cent in four of those six years.
11th Plan period had average growth rate of 8 percent, highest during any Plan period, entirely under the UPA Government.
High growth rate can again be achieved through cooperation.
'Higher growth leading to inclusive and sustainable development' to be the mantra.
Government believes in inclusive development with emphasis on improving human development indicators specially of women, the scheduled castes, the scheduled tribes, the minorities and some backward classes. This Budget to be a testimony to that commitment.
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Image: Bottling plant workers check bottles of Black Power whisky for impurities at a Tilaknagar Industries distillery and bottling unit in Srirampur.
Photographs: Vivek Prakash/Reuters.
Highlights of the Budget 2013-14
Fiscal Deficit, Current Account Deficit and Inflation
The purpose of Budget to create economic space and find resources to achieve the objective of inclusive development.
Dr Vijay Kelkar Committee made its recommendations to Government in September 2012. A new fiscal consolidation path with fiscal deficit at 5.3 per cent of GDP this year and 4.8 per cent of GDP in 2013-14 announced by the Government.
Foreign investment in an imperative in view of the high current account deficit (CAD). FII, FDI and ECB three main source of CAD Financing. Foreign investment that is consistant with our economic objectives to be encouraged.
Development must be economically and ecologically sustainable and democratically legitimate.
Battle against inflation must be fought on all fronts. Efforts in the past few months have brought down headline WPI inflation to about 7 per cent and core inflation to about 4.2 percent.2
Food inflation is worrying but all possible steps to be taken to augment the supply side to meet the growing demand for food items.
Government expenditure has both good and bad consequences and trick is to find the correct level of Government expenditure.
Faced with huge fiscal deficit, Government expenditure rationalised in 2012-13.
Some economic space retrieved. Space to be used to further Government's socioeconomic objectives.
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Image: A worker throws a broken iron chair into a furnace for recycling at an iron and steel factory on the outskirts of Jammu.
Photographs: Mukesh Gupta/Reuters.
Highlights of the Budget 2013-14
Revised Estimates (RE) of the expenditure in 2012-13 at 96 per cent of the Budget Estimates (BE) due to slowdown and austerity measures.
During 2013-14, BE of total expenditure of Rs 16,65,297 crore and of Plan Expenditure at Rs 5,55,322 crore.
Plan Expenditure in 2013-14 to grow at 29.4 per cent over Revised Estimates for the current year.
All flagship programmes fully and adequately funded and sufficient funds provided to each Ministry or Department consistent with their capacity to spend funds.
Budget for 2013-14 to have one overarching goal of creating opportunities for our youth to acquire education and skills that will get them decent jobs or self-employment.
SC, ST, Women and Children
Allocations for Scheduled Caste Sub Plan and Tribal Sub Plan increased substantially over the allocations of the current year. Funds allocated to these Sub Plans cannot be diverted.
Rs 97,134 crore allocated for programmes relating to women and Rs 77,236 crore allocated for programmes relating to children.
Ministry of Women and Child Development to design schemes that will address the concerns of women belonging to the most vulnerable groups, including single women and widows. An additional sum of Rs 200 crore proposed to be provided to the Ministry to begin work.
An increase of 12 per cent over the BE and 60 per cent over the RE of 2012-13 to Ministry of Minority Affairs.
Allocation of Rs 160 crore to the corpus of Maulana Azad Education Foundation to raise its corpus to Rs 1,500 crore during 12th Plan period.
Disabled Persons
A sum of Rs 110 crore to the Department of Disablity Affairs for ADIP scheme in 2013-14 against RE 2012-13 of Rs 75 crore.
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Image: A worker uses his mobile phone as he sits in front of logs of wood for sale at a warehouse in Chennai.
Photographs: Babu/Reuters.
Highlights of the Budget 2013-14
Health and Education
Health for all and education to all remains priority.
Rs 37,330 crore allocated to the Ministry of Health & Family Welfare.
New National Health Mission will get an allocation of Rs 21,239 crore.
Rs 4,727 crore for medical education, training and research.
Rs 150 crore provided for National Programme for the Health Care of Elderly.
Ayurveda, Unani, Siddha and Homoeopathy are being mainstreamed. Allocation of Rs 1,069 crore to Department of AYUSH.
Rs 1,650 crore allocated for six AIIMS-like institutions.
Allocation of Rs 65,867 crore to the Ministry of Human Resource Development, an increase of 17 perent over the RE of the current year.
Rs 27,258 crore provided for Sarva Shiksha Abhiyaan (SSA).
An increase of 25.6 per cent over RE of the current year for investments in Rashtriya Madhyamik Shiksha Abhiyan (RMSA).
Rs 5,284 crore allocated to Ministries/Departments in 2013-14 for scholarships to students belonging to SC, ST, OBC, Minorities and girl children.
Mid Day Meal Scheme (MDM) to be provided Rs 13,215 crore.
Government committed to the creation of Nalanda University as a centre of educational excellence.
Rs 17,700 crore allocated for ICDS in 2013-14 representing an increase of 11.7 per cent over 2012-13.
Allocation of Rs 300 crore in 2013-14 for a multi-sectoral programme aimed at overcoming maternal and child malnutrition. Programme to be implemented in
100 districts during 2013-14 to be scaled to cover 200 districts the year after.
Drinking Water
Rs 15,260 crore allocated to Ministry of Drinking Water and Sanitation.
Rs 1,400 crore provided for setting-up of water purification plants in 2000 arsenic- and 12000 fluoride-affected rural habitations.
Rural Development
Allocation of Rs 80,194 crore in 2013-14 for Ministry of Rural Development marking an increase of 46% over RE 2012-13.
Proposal to carve out PMGSY-II and allocate a portion of the funds to the new programme that will benefit States such as Andhra Pradesh, Haryana, Karnataka, Maharashtra, Punjab and Rajasthan.
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Image: A village woman holds her child while carrying clay on her head as she works at a road construction site under National Rural Employment Guarantee Act (NREGA),
Photographs: Rupak De Chowdhuri/Reuters.
Highlights of the Budget 2013-14
Rs 14,873 crore for JNNURM in BE 13-14 as against RE of Rs 7,383 crore. Out of this, a significant portion will be used to support the purchase of upto 10,000 buses, especially by the hill States.
Average annual growth rate of agriculture and allied sector was 3.6% during XI Plan against 2.5% and 2.4% in IX and X plans respectively.
In 2012-13, total food-grain production will be over 250 million tonnes. Minimum support price for every agricultural produce has increased significantly under the UPA Government.
Rs 27,049 crore allocated to Ministry of Agriculture, an increase of 22 per cent over the RE of current year.
Agricultural research provided Rs 3,415 crore.
Agricultural Credit
For 2013-14, target of agricultural credit kept at Rs 7 lakh crore.
Interest subvention scheme for short-term crop loans to be continued scheme extended for crop loans borrowed from private sector scheduled commercial banks.
Green Revolution
Bringing green revolution to eastern India a remarkable success. Rs 1,000 crore allocated in 2013-14.
Rs 500 crore allocated to start a programme of crop diversification that would promote technological innovation and encourage farmers to choose crop alternatives.
Rashtriya Krishi Vikas Yojana and National Food Security Mission provided Rs 9,954 crore and Rs 2,250 crore respectively.
Allocation for integrated watershed programme increased from Rs 3,050 crore in 2012-13 (BE) to Rs 5,387 crore.
Allocation made for pilots programme on Nutri-Farms for introducing new crop varieties that are rich in micro-nutrients.
National Institute of Biotic Stress Management for addressing plant protection issues will be established at Raipur, Chhattisgarh.
The Indian Institute of Agricultural Bio-technology will be established at Ranchi, Jharkhand.
Pilot scheme to replant and rejuvenate coconut gardens implemented in some districts of Kerala and the Andaman & Nicobar extended to entire State of Kerala.
Farmer Producer Organizations
Matching equity grants to registered Farmer Producer Organization (FPO) upto a maximum of Rs10 lakhs per FPO to enable them to leverage working capital from financial institutons.
Credit Guarantee Fund to be created in the Small Farmers'Agri Business Corporation with an initial corpus of Rs 100 crore.
National Livestock Mission
National Livestock Mission to be set up.
A provision of Rs 307 crore made for the Mission.
Food Security
Additional provision of Rs. 10,000 crore for National Food Security Act.
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Image: A worker fills diesel in a taxi at a fuel station in Kolkata.
Photographs: Rupak De Chowdhuri/Reuters.
Highlights of the Budget 2013-14
Communication with investors to be improved to remove any apprehension or distrust, including fears about undue regulatory burden.
Need of new and innovative instruments to mobilise funds for investment in infrastructure sector. Measures such as:
Infrastructure Debt Funds (IDF) to be encourged,
IIFCL to offer credit enhancement.
Infrastructure tax-free bond of Rs 50,000 crore in 2013-14,
Build roads in North eastern states and connect them to Myanmar with assistance from WB & ADB,
Raising corpus of Rural Infrastructure Development Fund (RIDF) to Rs 20,000 crore and
Rs 5,000 crore to NABARD to finance construction for warehousing. Window to Panchayats to finance construction of godowns.
Road Construction
A regulatory authority for road sector.
3000 kms of road projects in Gujarat, Madhya Pradesh, Maharashtra, Rajasthan and Uttar Pradesh will be awarded in the first six months of 2013-14.
Cabinet Committee on Investment
The Cabinet Committee on Investment (CCI) has been set up. Decisions have been taken in respect of a number of gas, power and coal projects.
New Investment
Companies investing Rs 100 crore or more in plant and machinery during the period 1.4.2013 to 31.3.2015 will be entitled to deduct an investment allowance of 15 per cent of the investment.
Incentives to semiconductor wafer fab manufacturing facilities, including zero customs duty for plant and machinery.
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Image: Neeta, 11, helps her father as she carries material to be used for burning fire in a kiln at a brickyard on the outskirts of Kota.
Photographs: Danish Siddiqui/Reuters.
Highlights of the Budget 2013-14
Need to incentivise greater savings by household sector in financial instrumnets.
Following measures proposed:
Rajiv Gandhi Equity Savings Scheme to be liberalised.
Additional deduction of interest upto Rs 1 lakh for a person taking first home loan upto Rs 25 lakh during period 1.4.2013 to 31.3.2014
In consultation with RBI, instruments protecting savings from inflation to be introduced.
Industrial Corridors
Plans for seven new cities have been finalised and work on two new smart industrial cities at Dholera, Gujarat and Shendra Bidkin, Maharashtra will start duing 2013-14
Delhi Mumbai Industrial Corridor (DMIC) to be provided additional funds during 2013-14 within the share of the Government of India in the overall outlay, if required.
Chennai Bengaluru Industrial Corridor to be developed.
Preparatory work has started for Bengaluru Mumbai Industrial Corridor.
Leh-Kargil Transmission Line
Government to construct a transmission system from Srinagar to Leh at a cost of Rs 1,840 crore.
Two new major ports will be established in Sagar, West Bengal and in Andhra Pradesh to add 100 million tonnes of capacity.
A new outer harbour to be developed in the VOC port at Thoothukkudi, Tamil Nadu through PPP at an estimated cost of Rs 7,500 crore.
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Photographs: Reuters.
Highlights of the Budget 2013-14
National Waterways
A bill to declare the Lakhipur-Bhanga stretch of river Barak in Assam as the sixth national waterway to be moved in Parliament.
Preparatory work underway to build a grid connecting waterways, roads and ports.
Oil and Gas
A policy to encourage exploration and production of shale gas will be announced.
The 5 MMTPA LNG terminal in Dabhol, Maharashtra will be fully operational in 2013-14.
In the medium to long term need to reduce our dependence on imported coal.
One way forward is to devise a PPP policy framework with Coal India Limited as one of the partners.
Ministry of Coal to announce Government's policies in due course.
Guidelines regarding financial restructuring of DISCOMS have been announced.
State Government urged to prepare the financial restructuring plan, quickly sign
MoU and take advantage of the scheme.
Micro, Small and Medium Enterprises
Benefits or preferences enjoyed by MSME to continue upto three years after they grow out of this category.
Refinancing capacity of SIDBI raised to Rs 10,000 crore.
Another sum of Rs 100 crore provided to India Microfinance Equity Fund.
A corpus of Rs 500 crore to SIDBI to set up a Credit Guarantee Fund for factoring.
A sum of Rs 2,200 crore during the 12th Plan period to set up 15 additional Tool
Rooms and Technology Development Centres with World Bank assistance.
Ministry of Corporate Affairs to notify that funds provided to technology incubators located within academic Institutions and approved by the Ministry of Science and Technology or Ministry of MSME will qualify as CSR expenditure.
Technology Upgradation Fund Scheme (TUFS) to continue in 12th Plan with an investment target of Rs 1,51,000 crore.
Allocation of Rs 50 crore to Ministry of Textile to incentivise setting up Apparel Parks within the SITPs to house apparel manufacturing units.
A new scheme called the Integrated Processing Development Scheme will be implemented in the 12th Plan to address the environmental concerns of the textile industry.
Working capital and term loans at a concessional interest of 6 per cent to handloom sector.
Scheme of Fund for Regeneration of Traditional Industries (SFURTI) extended to 800 clusters during the 12th Plan.
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Image: A vehicle moves through a bridge over river Chenab.
Photographs: Amit Gupta/Reuters.
Highlights of the Budget 2013-14
Foreign Trade
Support to measures to be taken to boost exports of goods and services.
A standing Council of Experts to be constituted in the Ministry of Finance to analyse the international competitiveness of the Indian financial sector.
Compliance of public sector banks with Basel III regulations to be ensured.
Rs 14,000 crore provided in BE 2013-14 for infusing capital.
All branches of public sector banks to have ATM by 31.3.2014.
Proposal to set up India's first Women's Bank as a public sector bank. Provision of Rs 1,000 crore as initial capital.
Rs 6,000 crore to Rural Housing Fund in 2013-14.
National Housing Bank to set up Urban Housing Fund. Rs 2,000 crore to be provided to the fund in 2013-14.
A multi-pronged approach to increase the penetration of insurance, both life and general, in the country.
Number of proposals finalised, in consultation with IRDA such as empowering insurance companies to open branches in Tier-II cities and below without prior approval of IRDA, KYC of banks to be sufficient to acquire insurance policies, banks to be permitted to act as insurance brokers, banking correspondent allowed to sell micro-insurance products and achieving the goal of having an office of
LIC and an office of at least one public sector general insurance company in towns with population of 10,000 or more.
Rashtriya Swasthya Bima Yojana to be extended to other categories such as rickshaw, auto-rickshaw and taxi drivers, sanitation workers, rag pickers and mine workers.
A comprehensive social security package to be evolved for unorganised sector by facilitating convergence among different schemes.
Capital Market
Proposal to amend the SEBI Act, to strengthen the regulator, under consideration.
Number of proposal finalised in consultation with SEBI.
Designatged depository participants, authorised by SEBI, may register different classes of portfolio investors, subject to compliance with KYC guidelines.
SEBI will simplify the procedures and prescribe uniform registration and other norms for entry for foreign portfolio investors.
Rule that, where an investor has a stake of 10 per cent or less in a company, it will be treated as FII and, where an investor has a stake of more than 10 per cent, it will be treated as FDI will be laid.
FIIs will be permitted to participate in the exchange traded currency derivative segment to the extent of their Indian rupee exposure in India.
FIIs will also be permitted to use their investment in corporate bonds and Government securities as collateral to meet their margin requirements.
SEBI to prescribed requirement for angel investor pools by which they can be recognised as Category I AIF venture capital funds.
Small and medium enterprises, to be permitted to list on the SME exchange without being required to make an initial public offer (IPO).
Stock exchanges to be allowed to introduce a dedicated debt segment on the exchange.
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Photographs: Reuters.
Highlights of the Budget 2013-14
Support to municipalities that will implement waste-to-energy projects.
Government to provide low interest bearing fund from the National Clean Energy Fund (NCEF) to IREDA to on-lend to viable renewable energy projects.
'Generation-based incentive' reintroduced for wind energy projects and Rs 800 crore allocated for this purpose.
Backward Regions Grant Fund
New criteria for determining backwardness to be evolved and reflect them in future planning and devolution of funds.
Skill Development
Target of skilling 50 million people in the 12th Plan period, including 9 million in 2013-14.
Allocation for Defence increased to Rs 2,03,672 crore including Rs 86,741 crore for capital expenditure.
Constraints not to come in the way of providing any addition requirement for the security of nation.
Science and Technology
Despite constraints substantial enhancements given to Science and Technology, Space and Atomic Energy.
Rs 200 crore to be set apart to fund organisations that will scale up S&T innovations and make these products available to the people.
Institutions of Excellence
A grant of Rs 100 crore each made to 4 institution of excellence.
National Institute of Sports Coaching to be set up at Patiala at a cost of Rs 250 crore over a period of three years.
All cities having a population of more than 1,00,000 will be covered by private FM radio services.
Panchayati Raj
Augmentation in the Budget allocation of Rajiv Gandhi Panchayat Sashaktikaran Abhiyan (RGPSA) to Rs 455 crore in 2013-14. An additional Rs 200 crore proposed to be provided.
Post Offices
An ambitious IT driven project to modernise the postal network at a cost of Rs. 4,909 crore. Post offices to become part of the core banking solution and offer real time banking services.
Ghadar Memorial
Government to fund the conversion of the Ghadar Memorial in San Francisco into a museum and library.
Central Schemes
Centrally Sponsored Schemes (CSS) and Additional Central Assistance (ACA) Schemes to be restructured into 70 schemes. Central fund for the schemes to be given to the States as part of central plan assistance.
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Image: Village women labourers work at the construction site of a road at Merta district in Rajasthan.
Photographs: Mansi Thapliyal/Reuters.
Highlights of the Budget 2013-14
More |
Three promises
Promises made to woman, youth and poor.
We stand in solidarity with our girl children and women. And we pledge to do everything possible to empower them and to keep them safe and secure. A fund - "Nirbhaya Fund" - to be setup with Government contribution of Rs 1,000 crore.
Youth to be motivated to voluntarily join skill development programmes. National Skill Development Corporation to set the curriculum and standards for training in different skills. Rs 1000 crore set apart for this scheme.
To the poor of India direct benefit transfer scheme will be rolled out throughout the country during the term of the UPA Government with the motive "Aapka paisa aapke haath".
Budget Estimates
Plan expenditure is placed at Rs 5,55,322 crore.
Non Plan Expenditure is estimated at Rs 11,09,975 crore.
Fiscal deficit for the current year contained at 5.2 per cent and for the year 2013-14 at 4.8 per cent.
Revenue deficit for the current year at 3.9 per cent and for the year 2013-14 at 3.3 per cent.
By 2016-17 fiscal deficit to be brought down to 3 per cent, revenue deficit to 1.5 per cent and effective revenue deficit to zero per cent.
Image: A woman who holds a BPL (Below Poverty Line) card buys wheat from a government-run ration shop in Ahmedabad.
Photographs: Amit Dave/Reuters.


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Shower curtain with a fun flamingo design and weighted hem. Includes shower rings. This shower curtain is not fully waterpoof, to make it so you will need to use a waterproof shower curtain liner (available separately). Rinse regularly to avoid build up of soaps and other deposits.
Check stock and price


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Canada to Reform Local Libor-Style Rates, BOC's Lane Says
Theophilos Argitis and Greg QuinnThe Bank of Canada is taking steps to shore up governance of the local equivalents of benchmark Libor rates, to ensure there are no manipulation scandals as seen in other countries, Deputy Governor Tim Lane said.
Central bank officials have discussed establishing more "formal administrative arrangements" for the Canadian dealer offered rate, or CDOR, and are reviewing the merits of changes in benchmarks for overnight index swaps and the Canadian dollar, Lane said. The government's last budget signaled new legislation will allow for a body to set regulations on how banks submit bids that help generate benchmark lending and currency rates, he said.
"Whether it is a litre of wine, a pound of butter or an interest rate benchmark, there should be no question that measurements for commercial and financial transactions are accurate and fair," Lane said in a speech to the Osgoode Hall Law School and York University's Schulich School of Business. "Better articulated governance arrangements for CDOR and other important financial benchmarks will contribute to greater financial stability."
Canadian policy makers have joined global counterparts in stepping up regulation of financial benchmarks amid growing concerns that some reference rates, such as the London Interbank Offered Rate, or Libor, had been manipulated. There has been no evidence of manipulation in the CDOR rate that backs C$130 billion ($116 billion) of floating-rate debt and payments on $9.3 trillion of Canada-dollar interest rate swaps, he said.
More Robust
Some elements of the CDOR rate make it more robust than Libor, Lane said, reiterating there have been no similar problems reported with the Canadian benchmark. Still, regulators are taking steps to strengthen oversight, a process the Bank of Canada is contributing to, Lane said.
"Work continues to strengthen other aspects of the governance of CDOR," said Lane. "We have discussed with industry the need for it to establish more formal administrative arrangements."
The Bank of Canada has also begun to look at possible changes to the Canadian Overnight Repo Rate Average, or CORRA, and to the daily indicative foreign exchange rates that it publishes in Ottawa.
"While there is no evidence of market manipulation affecting the Bank of Canada's rates, we are reviewing these rates and considering any changes that may be appropriate," Lane said. "We will examine how these posted rates are currently used by market participants to see how any possible changes could affect market functioning."
Rebuilding Trust
Worldwide, policy makers need to rebuild trust both by replacing some benchmarks with market-based measures and by overhauling others, Lane said. "You probably have to do some combination of the two to have a set of financial benchmarks that are really trustworthy," he said.
"We are actually near the completion of the big pieces of the reform agenda in response to" the global financial crisis, Lane said in response to a question after the speech.
Lane didn't mention the outlook for the central bank's 1 percent policy interest rate in the speech, reiterating in response to a student's question that policy makers focus on bringing inflation to the bank's 2 percent target.
"Recently of course, the Canadian economy has had still a situation of significant excess supply and we expect that it will take somewhere around a couple of years to get back to the inflation target and to get the economy back to its potential," he said.
Quantitative Easing
Canada was "fortunate" there was no need to make major asset purchases, also known as quantitative easing, during the last global recession, Lane said. While some emerging markets complained about the impact on local currencies of the Federal Reserve's quantitative easing, each country should focus on creating the best domestic policies, he said.
"The fact that the emerging market economies were doing a lot better than the U.S. and some other advanced economies, I think, was something that was likely to lead to a strengthening of those currencies," he said.
Lane drew guffaws from the audience when he was asked about the growing popularity of digital currencies such as Bitcoin and whether they could ever rival the Bank of Canada's own currency for stability.
"Does it look more stable?" Lane said. "When you look at how much a cup of coffee would cost in Bitcoin, does that look like it was the same from one day to the next?"
The central bank has no mandate to oversee such currencies, Lane said, but "it's something we are clearly watching very closely," without elaborating.


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This post is part of the Kids Travel 2 meme called Postcards and Rock. It sounded fun so we thought we'd join in!
Dear all,
I love being in our car.
Asking what all the signs mean from the back seat. Daddy says I'll know my highway code before I am 5. I like to know what the arrows mean, the triangles and red circles.
When the lights turn red I shout "Stop, Stop, Stop!" and when they change I yell "Get Ready!" then "Go, Go, Go". Mummy says I understand this better than Daddy does.
Sometimes I get bored and swing my legs and Daddy tells me to stop kicking him. But I'm not kicking him, I'm kicking the chair in front of me.
Mummy won't let me look at my books in the car or have any snacks because she says I'll get sick. So to cheer me up they put on some music.
My favourite is the music by the 'Something Monkeys', especially the song about the dancefloor. Me and Daddy dance along, nodding our heads and I play the pretend drums. When we're stopped in traffic people in the other cars look in and laugh. Mummy laughs too when I sing some of the words. Dancing to electro-pop like a robot from 1984. Dreams of naughtiness.
Love from
Ruby aged (nearly) 3
Our Rock : Turn it up
Thursday, 10 February 2011
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