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About Us
Info for Patients
Clinics & Programs
Social Work
Diet & Nutrition
Patient Resources
Clinical Research Opportunities
Maps & Directions
Public Transportation
Guest Assistance Program
Interpreter Services
Referring Physicians
Our Faculty & Staff
Fellowship Training Program
News & Events
Internal Resources
Internal Medicine Divisions
Nephrology Nutrition Services
Nephrology Nutrition Staff
Nutrition Information
Additional Resources
Chronic Kidney Disease Education 2015
Free education meetings at two locations: U of M Hospital in Ann Arbor, and Northville Health Center in Northville.
Session 1 - summary of how kidneys work, causes of kidney disease, and how to keep your kidneys as healthy as possible. Review of nutrition and adjusting to chronic illness.
Session 2 - Treatment options for kidney failure, resources, nutrition and adjusting to chronic illness.
Click here for more information.
As kidney disease progresses, nutritional needs change. The Nephrology nutrition staff assist patients in learning about food and understanding the changes required through each stage of their disease: pre-dialysis, dialysis and transplant.
Pre-dialysis patients should ask their Nephrologist for a referral to a Nephrology dietitian as soon as possible so their regular diet can be assessed and adapted to their specific kidney function and needs.
Dialysis patients see their Nephrology dietitian regularly. Labs are reviewed and changes to diet made as needed to address any problems.
A post-transplant diet is much less restrictive, but should still be heart-healthy.
Always direct any specific diet and nutrition questions to your dietitian.
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Amy Peregord
(Ann Arbor MDS)
Tracy A. Pluta
Clinical Dietitian
(Livonia Dialysis Unit)
Julia Poole
(Acute Hemodialysis)
Ann M. Twork
Senior Dietitian
(UM Hospital)
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Fluids - Your kidneys may still be able to remove some fluid or they may not remove any fluid at all. That is why every patient has a different daily allowance for fluid. Talk with your dietitian about how much fluid you can have each day.
Any food that is liquid at room temperature also contains water, including soup, Jell-O and ice cream. Many fruits and vegetables contain lots of water, too, including melons, grapes, apples, oranges, tomatoes, lettuce and celery. All these foods add to your fluid intake.
The best way to reduce fluid intake is to reduce thirst caused by the salt you eat. Avoid salty foods like chips and pretzels. Choose low-sodium products. Drink from smaller cups or glasses. Freeze juice in an ice cube tray and eat it like a popsicle.
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Potassium - Healthy kidneys keep the right amount of potassium in the blood to keep the heart beating at a steady pace. If your potassium begins to rise, talk with your dietitian about ways to limit the amount of potassium you eat.
Potassium is a mineral found in may foods, especially milk, fruits and vegetables. To control potassium levels in your blood, avoid foods like avocados, bananas, kiwis and dried fruit, which are very high in potassium. You can remove some of the potassium from potatoes and other vegetables by peeling them, then soaking them in a large amount of water for several hours. Drain and rinse the vegetables before cooking them.
Phosphorus - Too much phosphorus in your blood pulls calcium from your bones making them weak and likely to break. It may also make your skin itch. Talk with your dietitian about ways to limit the amount of phosphorus you eat. You may also need to take a phosphate binder to control the phosphorus in your blood.
Phosphorus is a mineral found in foods like milk and cheese, dried beans, peas, colas, nuts and peanut butter.
Protein - Proteins help build and maintain muscle, bone, skin, connective tissue, internal
organs, and blood. They help fight disease and heal wounds. But proteins also
break down into waste products that must be cleaned from the blood by the
kidneys. Eating more protein than your body needs may put an extra burden on the
kidneys and cause kidney function to decline faster. Talk with your dietitian about the amount of protein and the sources of protein
in your diet.
Animal sources of protein such as egg whites, cheese, chicken, fish and red meats contain more of the essential amino acids your body needs. A well-balanced vegetarian meal plan can also provide these nutrients. Eating mostly high-quality proteins is important because they produce less waste than others. High-quality proteins come from meat, fish, poultry and eggs (especially egg whites).
Fat - Fat provides energy, helps produce hormone-like substances that regulate
blood pressure and other heart functions, and carries fat-soluble vitamins. You
need fat in your diet, but some fats are healthier than others. Saturated fats
and trans-fatty acids can raise your blood cholesterol levels and cause clogging
of blood vessels. Talk with your dietitian about healthy and unhealthy sources of fat.
Saturated fats are found in animal products like red meat, whole milk and butter. These fats are usually solid at room temperature. Trans-fatty acids are often found in commercial baked foods like cookies and cakes, and in fried foods like doughnuts and french fries. Vegetable oils like corn or safflower oil are healthier than animal fats like butter or lard. Avoid hydrogenated vegetable oils, which are high in trans-fatty acids. Monounsaturated fats - olive, peanut and canola oils - are healthy alternatives to animal fats.
Saturated fats
Monounsaturated fats
Trans-fatty acids
Sodium - Too much sodium in your diet can be harmful because it causes your blood to
hold fluid. The extra fluid raises your blood pressure and puts a strain on your
heart and kidneys. Talk with your dietitian about ways to reduce the amount of
sodium in your diet. Look for the sodium content on the nutrition labels of the
foods you buy. Choose "sodium-free" or "low-sodium" food products.
Sodium is found in ordinary table salt and many salty seasonings like soy sauce and teriyaki sauce. Canned foods, some frozen foods, and most processed meats have large amounts of table salt. Snack foods like chips and crackers are also high in salt. Try alternative seasonings like lemon juice, salt-free seasoning mixes, or
hot pepper sauce. But avoid salt substitutes that use potassium.
Calories - Calories provide energy for your body. Talk with your dietitian to
determine how many calories you need each day to maintain a healthy weight.
As chronic kidney disease (CKD) progresses, you may find that foods do not taste the same, and you may lose your appetite. Your dietitian can help you find healthy ways to add calories to your diet if you are losing too much weight.
Vitamins and minerals - Vitamins and minerals may be missing from your diet because you have to avoid so many foods. Your Nephrologist may prescribe a vitamin and mineral supplement. Do not take vitamin supplements that you can buy off the store shelf. They may contain vitamins or minerals that are harmful to you. Talk to your dietitian if you have any questions about vitamin supplements.
Low Protein Recipes
Main Dishes
Apple Rice with Chicken
Applesauce Meatloaf
Pacific Pork
Pork Stir Fry
Sloppy Joes with Veggies
Tuna Macaroni Salad
Tuna Salad Sandwich
Vegetable and Beef Burger
Orange Beets (not for use by diabetics)
Sweet and Sour Cabbage
Apple Tapioca Dessert (not for use by diabetics)
Banana Apricot Dessert
Low Protein Recipes
The Renal Gourmet
Mardy Peters
Emenar Incorporated
Southwest Cookbook for People on Dialysis
Developed by the El Paso Chapter Council on Renal Nutrition and the National Kidney Foundation of Texas, Inc.
Published by a grant from Amgen, Inc.
Creative Cooking for Renal Diets
Cleveland Clinic Foundation
Senay Publishing
Creative Cooking for Renal Diabetic Diets
Cleveland Clinic Foundation
Senay Publishing
Kidney Friendly Comfort Foods
Shire US Inc.
Cooking for David
Culinary Kidney Cooks
The Renal Gourmet
Mardy Peters
Emenar Incorporated
Southwest Cookbook for People on Dialysis
Developed by the El Paso Chapter Council on Renal Nutrition and the National Kidney Foundation of Texas, Inc.
Published by a grant from Amgen, Inc.
Creative Cooking for Renal Diets
Cleveland Clinic Foundation
Senay Publishing
Creative Cooking for Renal Diabetic Diets
Cleveland Clinic Foundation
Senay Publishing
Kidney Friendly Comfort Foods
Shire US Inc.
Cooking for David
Culinary Kidney Cooks
Other Resources
National Kidney and Urologic Diseases Information Clearinghouse (NKUDIC)
Nutrition for Early Chronic Kidney Disease in Adults
Nutrition for Later Chronic Kidney Disease in Adults
Eat Right to Feel Right on Hemodialysis
National Kidney Foundation
Dining Out With Confidence: A Guide for Patients with Kidney Disease
How to Increase Calories in Your Renal Diet
Nutrition and Chronic Kidney Disease
Nutrition and Hemodialysis
American Association of Kidney Patients
Kidney Beginnings: A Patient's Guide to Living with Reduced Kidney Function
National Heart, Lung, and Blood Institute Information Center
Facts About the DASH Eating Plan
Dietary recommendations to prevent calcium oxalate stones
Patient Resources
National Kidney and Urologic Diseases Information Clearinghouse (NKUDIC)
National Kidney Foundation
American Association of Kidney Patients
National Heart, Lung, and Blood Institute Information Center
University of Michigan Health System
1500 E. Medical Center Drive Ann Arbor, MI 48109 734-936-4000
(c) copyright Regents of the University
of Michigan
Template developed & maintained by: Public
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Health Topics A-Z
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Search Tools & Index


text:
I once heard that the reason there are less chocos running tests and trials is that they are all gone hunting.
I hope to respond to this thread with positive news in a couple years!
Brown dogs on the move regards!
__________________________________________________ _____________
Brownstone's Harley- "Harley" 7/29/2009 (By CH Woodhull's Roger That)
Maple Hill's Ella Enchanted QAA- "Ella" 8/30/2011 (FC AFC Land Ahoy x Stella's Duck Delivery MH)
Good Idea's The Cutting Edge- "Edge" 9/29/2014 (Grady x Good Idea's Touch of Class)
speaking of chocolate titled dogs, didnt ammo title?
Kevin, Keep up the work with your nice chocolate. Good Luck! Thanks for all the help when I judge for your club last weekrnd. Jeff
Rick Curtis ~ Currently in Ontario, CA by way of Spokane, WA and Northern CA.
Little Man Caught It On The River SH ~ "Ace"
Handlers Handle, Dogs Dog, Judges Judge
"If you train a young dog for momentum, precision will arrive. If you train for precision, demanding perfection, momentum will depart."
~Rex Carr
Last edited by Rnd; 12-08-2012 at 09:13 PM. Reason: added P.S.
May you pin all the marks and line the blinds
God bless!- Jamee
"If your dog doesn't like someone you probably shouldn't either"[/U]- Author unknown
My team:
HR Dr. J's RxRated High Caliber JH, QA2 "Kali"
Jamstar's Hot Tubb "Cuzzi" (NAFC Tubb x HR Kali JH QA2)
Watermark Shadow's Sweet Addiction "Jones" (FC AFC Shadow X Watermark's One Way)
#1 cheerleader: SJ's Gotta-Lot-A Go Lil "Jake"
Gone but never forgotten:
HR Stevie-Joe's Super "Star"- my heart dog, I love you baby
October 24, 2001-January 6, 2013
Last edited by Hunt'EmUp; 12-10-2012 at 11:31 AM.
"They's Just DAWGS"; "I train dogs, Not papers"
"Hunting is a skill to be learned whether you do it early or late it still needs to be learned"
GMRH-I HRCH Quick MH (most importantly Duck/Upland Enthusiast) Rip. July-2014
GMHR HRCH Lakota MH (most importantly Upland/Duck Enthusiast)
MHR HR Storm SH (Beginning Upland & Waterfowl Enthusiast)

subset: commoncrawl


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LiverKick.com Middleweight Rankings - December 2012
- Written by Rian Scalia
|Giorgio Petrosyan
|Murthel Groenhart
|Robin van Roosmalen
|Artur Kyshenko
|Andy Souwer
|Hafid El Boustati
|Davit Kiria
|Andy Ristie
|Shemsi Beqiri
|Batu Khasikov
Welcome back to the LiverKick.com rankings. These rankings are an attempt to break down the top 10 fighters in four different weight classes - Heavyweight, for fighters above the 85kg limit, Middleweight, for fighters at the 70-72.5kg limit, and Lightweight, for fighters at the 60-63.5kg limit. Our rankings are based on in-ring accomplishments and recent wins and losses. We hope they reflect where these fighters currently stand, although we recognize that all rankings are inherently subjective. Rankings are compiled by Rian Scalia and Dave Walsh.
December 2012
Note that these are kickboxing rankings and do not incorporate Muay Thai in any way. All criteria used to rank these fighters is from kickboxing matches only.
One thing about December's middleweight rankings hasn't changed, and that's that Giorgio Petrosyan remains in the #1 spot. He comes off winning the GLORY 3 Rome Final 8 tournament, which included beating the at the time #2 ranked Robin van Roosmalen in the final. Someone is going to have to beat Petrosyan to take his spot.
Jumping all the way from being unranked to the #2 spot is Murthel Groenhart, due to his tournament win at the K-1 MAX Final 8. In it, he defeated previously #10 ranked Mike Zambidis and previously #3 ranked Artur Kyshenko. Murthel's win over Kyshenko also came right after Kyshenko beat previously #4 ranked Andy Souwer, so he definitely had some strong and ranked wins.
With the addition of Murthel Groenhart, most of the rankings stay the same for the most part, except that everyone shifts down one spot, making previously #10 ranked Mike Zambidis drop off. Robin van Roosmalen comes in at #3, with Artur Kyshenko right behind him at #4. The reason Robin still stays above Kyshenko is that ultimately, Robin beat Kyshenko last year and that can't be overlooked, since out rankings take into account the current year and the year before.
At #5 is Andy Souwer, who still managed to get a good win over previously #7 ranked Andy Ristie. Hafid El Boustati fills in at #6, riding the coat tails of that cut stoppage of Robin van Roosmalen, while Davit Kiria fills in the #7 spot, taking into account his win over Shemsi Beqiri.
Andy Ristie is still riding the win over an at the time ranked Hinata in January and fills in at #8. Shemsi Beqiri is right behind him at #9. Taking the #10 spot is Batu Khasikov, who again is riding on his wins over Albert Kraus and Mike Zambidis last year, but he's going to have to get a good win pretty soon or he could likely get dropped.


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The night life is what you live for – leaving a party early is never an option for you. Make sure your style is on point all night long with this Dublin T-shirt from O'Neill. It features soft hand O'Neill printed graphics on the chest below "First In Last Out" lettering. With this tee, you'll be the life of the party!
- 100% Cotton fabric
- Soft hand screen print graphics
- Imported
- Premium tee
- Tagless collar
- Short sleeve
- Imported
- Brand: O'Neill
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Manufacturer direct items are shipped directly from the manufacturer. These items are not available for international or expedited shipping.
Customized items can be personalized with options such as your name, your favorite number, and/or designs. Some options may be limited by league rules.


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My question is: Is it wise or good practice to use a voltage divider on the AC side of the bridge to knock down the voltage so the 7805 doesn't have to get rid of so much?
I just looked and both the 7805 and 7812 say 35v max, and when I hooked up the caps and bridge I got over 40v with no load. Is there an easy way to knock this down?
although finding one that goes above 40V may be difficult.
I found one that goes up to 40V at
Does anyone have any thoughts about induced voltage being used for something like this?
I saw somewhere a small device that I think was meant to measure load on an AC line like an amprobe ??
Again also, can someone give their opinion of a tiny transformer.
What is the difference between a signal transformer and a power transformer?
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Web Stories
Service in Style hosts charity fashion show, April 22
Posted April 19, 2004; 11:57 a.m.
Service in Style will present its third annual charity fashion show, with proceeds benefiting Operation Smile, at 8 p.m. Thursday, April 22, on the south lawn of the Frist Campus Center.
Operation Smile is a nonprofit international organization that funds the surgeries of children born with facial deformities.
The event will feature students who will model popular designer fashions, as well as student designers who will showcase their work.
Tickets are $7 for students and $10 for the general public. They are available at the Frist ticket office, (609) 258-1742. All ticket holders will be eligible to win door prizes.
The show is sponsored by the Undergraduate Student Government Projects Board, Office of Admission, Pace Center for Community Service, Program in the Study of Women and Gender and Program in African Studies. For more information, contact Artilie Wright .
Contact: Ruth Stevens (609) 258-3601


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ansible and cloud instances
A few days ago I posted about using ansible to provision persistent ip instances in a public or private cloud.
Today I finished up the next piece I needed to make this work for copr builders w/transient ips/instances.
I needed a way to create a new instance, provision it as if it was one of the normal inventory of our systems, and return back the ip of that was given to it via eucalyptus (or ec2) automatically. And when I was done with it – I didn't want any record of it preserved in our inventory system. I wanted it gone.
The problem was ansible wants to act only on the hosts it knows about in its inventory. This is quite understandable. But since I'm not specifying an ip to this host and I don't know it in advance I wanted a way, in a single playbook to do this.
So I wrote add_host an action_plugin for ansible. These let you interact with the internal state of the inventory/playbook/etc while executing a playbook.
All it does is to add the host to the in-memory inventory the ansible playbook object has. And it adds that host to a group you specify. This is so in the second play in the playbook you can say 'oh operate on hosts in this special group name' and that will be the only host in that group.
I've sent in a pull request for it but it's not been accepted quite yet. However, if you want to try it out you can just toss it into your action_plugins dir in ansible and call it.
Here's an example playbook. It's very similar to the one for creating a persistent instance. In the fedora public ansible repo we are, in fact, importing the same set of tasks from another file to set them up the same.
It just means if anyone wants an instance in our private cloud running f17 or el6 it is incredibly trivial to make one available for you.


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Alternate name: Pale Goat-chicory
Family: Asteraceae, Aster view all from this family
Description Several leafless stalks, each with a yellow flower head at the top, grown from a basal rosette of linear, fleshy, bluish-green leaves. Variable appearance.
Habit: native perennial herb, subshrub, or shrub; milky sap; long, erect, hairless, hollow flower stalks; clumping; deep taproot.
Height: 8-32 in (20-80 cm).
Leaf: basal, waxy, grass-like, vertical, pale mid-vein, blue-green to dark green, to 18 in (46 cm) long, to 1 in (25 mm) wide, margins smooth (rarely toothed or lobed).
Flower: dandelion-like, solitary, 1/2-2 in (1-5 cm) wide; 15-150 yellow rays; rays in the center are very short, sometimes darker; no disk.
Fruit: dry beaked seed, 1/4-1/2 in (6-12 mm) long, tapering; held in airy white sphere, to 1 in (25 mm) wide.
Flower May to July.
Habitat Open mountain areas: coniferous forests, sagebrush.
Range Native to the northern Great Plains, from Alaska east to Ontario, south to California and Arizona mountains; east across the West to New Mexico, Nebraska, Minnesota, Michigan, and Ontario.
Discussion Also known as: pale agoseris, prairie agoseris, short-beaked agoseris, false dandelion, tall false-dandelion, mountain dandelion, goat chicory. Listed as threatened in Michigan. There are six named varieties apart from the species. Several other yellow-flowered species of Agoseris, called False Dandelion or Mountain Dandelion, are distinguished from this one by technical features of the fruit. The true Dandelion (Taraxacum) is also similar, but has minute pegs all over the top of the fruit and usually has bracts curved back beneath the involucre.


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"There is a promise Holy Mother makes to us," explains Dr. Clarissa Pinkola Estes, "that any soul needing comfort, vision, guidance or strength, can cry out to her, flee to her protection, and Blessed Mother will immediately arrive with veils flying. She will place us under her mantle for refuge, and give us the warmth of her most compassionate touch, and strong guidance about how to go by the soul's lights." Untie the Strong Woman is Dr. Estes' invitation to come together under the shelter of The Mother - whether she appears to us as the Madonna, Our Lady of Guadalupe, or any one of her countless guises.
©2011 Clarissa Pinkola Estes (P)2011 Sounds True
"Gorgeous recording by a gifted storyteller."
Yes. This is the kind of book that audio books were created for. The author seems to be speaking to me rather than reading her book. I could read it but I don't know if I would have imagined some of her emphasis. And she has a masterful 'pause' that couldn't possibly come out in a book.
Her previous book, Women Who Run With Wolves. I haven't been downloading audiobooks long enough to have a huge history with how other authors have read their books.
Her voice is hypnotic. The words are evocative. I thought I could listen to this book and work at the same time. I actually just sat back and drank my tea - and listened.
Awaken the Holy Mother.
This is a truly unique audiobook experience. I highly recommend it.
"CPE Reads, and will swaddle you in love"
I've listened several times already. There's so much more being said in this book than the words would lead us to believe. Each time I listen, I am allowed to drop into a deeper layer of understanding.
Her voice. CPE's voice, her slight accent, the way we are allowed to hear words form in her mouth, the way she laughs, and lets you feel as though you *could* be listening to your grandmother telling her own stories - this reading of Untie the Strong Woman is a Soul-balm, soothing, comforting and captivating.
I only gave 4 stars for the reading because it is a bit soft - which may be an enhancement, lending to the atmosphere if you can listen in an quiet environment. For me, in my car, or at the computer in the office, it's a bit tricky to get the volume balanced.
"Not at all what I thought it was going to be"
I'm a Catholic, and was expecting this to be more in the line of Catholic teaching on Mary. It is not. It very well may be Mexican tradition of Mary. The first part I can very much identify as I believe to have been visited in a dream by the Holy Mother during a difficult time in my life. But the writer goes too far into non Catholic teaching and crosses into paganism. Clearly she's very passionate about our Holy Mother. But she lost me in the second section as she got off track, and ended up making this more about Mexican spirituality and less about Jesus and His mother.
"Passionate words of Faith!"
I am new to Dr. Pinkola Estes and now quickly becoming a big Fan of her words of faith.
"Yes, Untie the Strong Woman"
Re-opened my heart to some of my richest spiritual moments. With deep appreciation and gratitude.
Report Inappropriate Content
If you find this review inappropriate and think it should be removed from our site, let us know. This report will be reviewed by Audible and we will take appropriate action.


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Getting To Know Myself Through DNA Testing
The undiscovered countries lying within our cells
by Patricia Valoy Continue reading
The undiscovered countries lying within our cells
by Patricia Valoy Continue reading
Double X Extra: A monomer is a building block (mono = one) and a polymer is a chain of monomers. With a few dozen monomers or building blocks, we get millions of different polymers. That may sound nutty until you think of the infinity of values that can be built using only the numbers 0 through 9 as building blocks or the intricate programming that is done using only a binary code of zeros and ones in different combinations.
Double X Extra: The specific reaction that hooks one monomer to another in a covalent bond is called dehydration synthesis because in making the bond–synthesizing the larger molecule–a molecule of water is removed (dehydration). The reverse is hydrolysis (hydro = water; lysis = breaking), which breaks the covalent bond by the addition of a molecule of water.
Double X Extra: We call a fatty acid a fatty acid because it's got a carboxylic acid attached to a fatty tail. A triglyceride consists of three of these fatty acids attached to a molecule called glycerol. Our dietary fat primarily consists of these triglycerides.
Double X Extra: A triglyceride can have up to three different fatty acids attached to it. Canola oil, for example, consists primarily of oleic acid, linoleic acid, and linolenic acid, all of which are unsaturated fatty acids with 18 carbons in their chains.
Double X Extra: A hormone is a blood-borne signaling molecule. It can be lipid based, like testosterone, or short protein, like insulin.
Biohazard!The names associated with nucleic acids can be confusing because they all start with nucle-. It may seem obvious or easy now, but a brain freeze on a test could mix you up. You need to fix in your mind that the shorter term (10 letters, four syllables), nucleotide, refers to the smaller molecule, the three-part building block. The longer term (12 characters, including the space, and five syllables), nucleic acid, which is inherent in the names DNA and RNA, designates the big, long molecule.
Prenatal care and treatment access are big factors.
By Laura Newman
Last week, the media got all excited about the possibility of a cure for HIV perinatal transmission. What was lacking was the recognition that the public remains largely ignorant about HIV in pregnant women. Yet with good wellness care, prevention, HIV testing, and medication,HIV transmission from mother to child can be close to zero. The public needs to know that women who are pregnant and HIV positive can also live good-quality lives, as can their children.
Thanks to Dr. Judy Levison, an obstetrician/gynecologist whose career centers on caring for HIV-pregnant women, I began to learn how scientific advancements in HIV-care make it possible for pregnant women with HIV and HIV-positive men to have children and not transmit the virus to their newborns. In the midst of this learning experience, I found out that a young woman I know, "Angela*," was HIV positive and wanted to plan a pregnancy. I was shocked; I knew plenty of gay men with HIV, but rarely had I met a woman who had contracted the virus. Planning a pregnancy while being infected with HIV was something that I couldn't imagine.
"Angela" is married and has lived with HIV for some years, with a low viral load by taking good care of herself and taking recommended antiretroviral therapy, when needed. She sought artificial insemination, one of several options available to HIV-affected couples. It worked. When she was planning her pregnancy, her parents were resistant. They worried that even though she is healthy now, that might change. They couldn't imagine being saddled with taking care of a young child. Her parents' resistance reminded me of the old coming-out stories we used to hear and how parents adapted to learning their child is gay. To their credit, both parents soon rose to the occasion. Angela and her spouse have a healthy toddler, and the grandparents love spending time with him.
Angela's story isn't everyone's story. The hubbub at the recent 20th Conference on Retroviruses and Opportunistic Infections was not on the "functional cure" of the baby born to a pregnant woman with HIV, but on why, in this day and age, the mother doesn't seem to have received the recommended prenatal care and antiretroviral therapy herself. Under what circumstances did she deliver? How did mom and baby get lost in the healthcare system? It's far too easy to be captivated by a potential breakthrough and forget that plenty of people don't get access to basic science-backed care that prevents HIV transmission in the first place.
As I describe below and as Angela's experience illustrates, a lot of evidence shows that it is very safe for women with HIV to get pregnant, have healthy babies, and not transmit HIV to their children. Unfortunately, for many pregnant women with HIV, harsh judgments and inaccurate assumptions often carry the day. Let's just say that HIV-positive moms and their kids have not earned the acceptance allotted to, say, a Magic Johnson, who has had HIV for decades, and with good HIV and wellness care, lives a good-quality life.
These inroads in science-based HIV prevention and care that have helped Johnson so much lag behind in poor and minority communities in the United States and low-resource countries around the world. HIV disproportionally affects African-Americans in the United States, and access to care, Medicaid cuts, and poverty reduce the chance that many people in need will receive good state-of-the-art prevention (regular testing, practicing safe sex, not sharing drug needles) and wellness care. Perinatal transmission could well rise in these communities.
Facing down ignorance
At first, being pregnant was not easy for Angela — not because her pregnancy was hard (it was not) — but because of the uneasiness some of her coworkers expressed about her becoming pregnant as an HIV-positive woman. Even though Angela worked in healthcare, some of her coworkers thought she had no business being pregnant. When she complained to her supervisor, the manager urged Angela to take it upon herself to educate staff about scientifically proven treatments for pregnant women with HIV that help moms stay well and prevent transmission to the baby. Angela asked instead for an in-service training, which was scheduled. Her colleagues' attitudes turned around after the in-service.
It meant a lot to her to change the culture.
Angela had a normal term delivery, gave birth to a healthy baby, who is now a toddler, with no sign of HIV infection. Angela's viral load remains undetectable. They are living healthy, high-quality lives like many other families, moms, and children.
The parents and prenatal planning
The ideal in the setting of HIV infection is that both partners are involved in preconception planning. Prevention of transmission of HIV from an HIV-positive father to an HIV-negative mom and fetus is now possible. The door is now open to HIV-positive men and women who want families but have HIV. Any plans they had to become parents have not simply vanished.
HIV research has advanced to the point that we now know that if HIV-positive individuals work with knowledgeable medical providers and have good access to proven practices, parents and children do quite well. Essential practices include:
In general, people infected with HIV who are not pregnant begin taking anti-HIV medications when their CD4 counts fall below 500 cells/mm3 (HIV targets these immune cells and destroys them, compromising a person's immunity). The medication regimen during pregnancy depends on whether or not you are taking medication to improve your own health or just your baby's. In many cases, healthy women delay starting antiretroviral medication until the second trimester, which is when all women should be on HIV medication. However, HIV medication and interactions with other drugs and the fetus are complicated and require consultation with a physician. If women are diagnosed later in a pregnancy, they should start HIV drugs then. You can find detailed recommendations here.
During childbirth, women whose viral loads are still undetectable can have normal vaginal deliveries. However, according to the National Institutes of Health and other authorities, scheduled cesarean delivery at 38 weeks of gestation is recommended to reduce perinatal transmission of HIV for women with HIV-RNA levels >1,000 copies/mL or unknown HIV levels near the time of delivery, regardless of whether they were taking recommended antiretroviral drugs during pregnancy. The guidelines state that when there is a low rate of transmission (viral loads lower than 1000 copies/mL), the benefits of a scheduled c-section are unclear. Dr. Levison, an obstetrician/gynecologist at Baylor College of Medicine, Houston, TX, says that in her practice, women rarely need a cesarean section.
The newborn child
In the United States, breastfeeding is discouraged because HIV can be transmitted in breast milk. According to the Centers for Disease Control and Prevention (CDC), the risk for HIV transmission goes up as much as 45%. However, the topic of breastfeeding remains controversial. In healthy women with no HIV history, the broad consensus is that breastfeeding is best, giving babies excellent nutrition and helping the infant bond with mom. And many parts of the world have problems with sanitation and dirty water, making breastfeeding preferable to mixing formula. Outside of the US, according to Levison, in the UK, breastfeeding guidelines are more liberal. Furthermore, in some cultures, women are afraid not to breastfeed for fear that they will be outed as having an HIV infection, according to Levison, so many treating physicians adapt practice to the culture, preferences of the mom. Internationally, for example, in Africa, women often breastfeed and remain on antiretroviral drugs during that time. Formula is also costly. In the US, poor moms are eligible for formula through the federal Women's Infants and Children's nutritional support program.
Besides breastfeeding, HIV-positive moms need to know that pre-chewing of food before feeding baby is a transmission risk.
As soon as a woman goes into labor and during childbirth, the infantmust begin a six-week course of the antiretroviral medication zidovudine (AZT). Current guidelines also state that the baby should be tested for HIV at 14 to 21 days, at 1 to 2 months, and again at 4 to 6 months. If the viral load remains undetectable after two tests, the baby is considered to not have gotten HIV.
Resolving resource disparities
The moms, dads, and kids with HIV have enormous potential to live healthy lives for decades on proven antiretroviral drugs.
In fact, a December 2012 CDC Fact Sheet states that the number of women with HIV giving birth in the United States increased approximately 30% from 6,000 to 7,000 in 2000 to 8700 in 2006. During that same time frame, the estimated number of perinatal infections per year in all 50 states and 5 dependent areas continued to decline.
It's not all good news, though, because of marked disparities in resource allocation and pre- and perinatal care. According to CDC data, 63% of perinatal infections were in blacks/African-Americans; 22% were in Hispanics/Latinos, and 13% were in whites. That leaves a lot of work to be done in enhancing targeted prevention programs.
Another recent milestone is that the US Preventive Services Task Force is finally about to endorse universal HIV testing, long after the CDC backed such a move in 2006. This milestone is important to because it is also linked to health reform. All public and private health plans are required to provide coverage for U.S. Preventive Services Task Force-recommended preventive services without patient copayments.
With this availability, perhaps women might learn about an HIV infection before they become pregnant, giving them time to have their own treatment in place before it is too late to protect the baby. The case report of the baby cured of HIV gives a lot of hope, but even more preferable would be preventing HIV infection in the first place, through safe sex and not exchanging needles. Once people become infected, for whatever reason, their lives should no longer be viewed as if they are at in a holding pattern until death.
The world needs to know that just like every other mom, dads and pregnant women with HIV can parent children, stay healthy, and not transmit the virus to their babies. Paramount in this is universal HIV testing for adults and teens, prevention programs, and ensuring scientifically proven treatment of the mother before, during, and after her pregnancy.
*Named changed to protect identity. Continue reading
|World Population: 1800 – 2100 (Wikimedia Commons)
Protip: Don't diagnose based on speculation.
by Jessica Wright Continue reading
|Baby girl born at 26 weeks, 6 days of gestation,
weighing less than 2 pounds. Via Wikimedia Commons.
Credit: Chris Sternal-Johnson.
A new study out in The Lancet Continue reading
The power of social ties may be stronger than you think.
by Tara Haelle Continue reading
|Young love. Like older love, it too can spread HPV.
Image via Wikimedia Commons, public domain image.
January was Cervical Cancer Awareness Month, but we'd like to note that sexually active people should be aware of cervical cancer in any month and continue the recommended preventive and early detection measures for it, which includes keeping up with Pap tests. To maintain awareness, we're kicking off the month for lovers–February–with a post about cervical cancer and the human papillomavirus (HPV).
Is constant digital access changing more than how we communicate?
by Alexa C. Kurzius Continue reading
Five women in the history of science who have been overlooked
Written by Adrienne M. Roehrich, Chemistry Editor


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7975 S Autoplex Loop Rd
Directions Tempe, AZ 85284
There's a reason why Tempe Chrysler Jeep Dodge RAM is a premier new and used car dealer in the Phoenix Metro area. It's because we provide quality automobiles at prices our customers can afford. Our knowledgeable staff will answer your questions, help you find the right new car, and can assist with financing. So if you're looking for a new or used Chrysler, Dodge, RAM or Jeep in the Phoenix area, stop in to Tempe Chrysler Jeep Dodge and we'll get you into the car of your dreams! Have questions to ask first? Call us or contact us online today!. We look forward to serving customers from the communities of Tempe, Scottsdale, Phoenix, Chandler, Gilbert and Mesa.
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Read about us, visit our dealership at 7975 S Autoplex Loop Rd, Tempe, AZ 85284 or give us a call at 888-803-8297. Our team is available to answer your automotive questions. Thanks for visiting our site, and we hope to see you at our Tempe car dealership soon! Visit us by following our step by step directions from Phoenix, Scottsdale, Mesa, Gilbert and Chandler.
Second set of keys, floor mats, navigation SD cards/DVDs and owner's manuals may not be available on all pre-owned vehicles. While every reasonable effort is made to ensure the accuracy of this data, we are not responsible for any errors or omissions contained on these pages.


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Circa 1910
An antique pendant light with porcelain and polished nickel fittings. Having a knit wire frame protecting the glass.
Current height: 127 cm
Minimum height: 38 cm
Overall: 11 cm diameter
CE wiring available, contact sales for a quote.
CE Lamping: Single SES/E14 socket, maximum 60 watts.
1 fixture total available.
Please contact your local showroom about viewing this item.


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searun cutthroat trout
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Coast2coast Flyfishaholic
Join Date: Jan 2000
Location: Steelhead country|striper coast|bonefish belt
Posts: 20,594
searun cutthroat trout
Searun brook trout are talked about a lot in New England. Because of the damage to estuarine systems many strains have gone by the wayside. Out in the west, there are many healthy runs of coastal searun cutthroat trout ("cutts" we call 'em), some reaching several pounds. These populations give me a sense of assurance that we could restore searun brookie runs in the northeast some day.
I recall a guy who had recorded a steelhead on his permit and sat down to stop fishing. I went over and realized the fish was a cutt... a HUGE cutt! Upon realizing my observation was true, he stood up and walked away to start fishing down the river bank since he had not limited out - thinking of the fish as a "bonus". Unlike him, I was spellbound by this incredible cutt and could not stop looking at it for several minutes more. Most searun cutts are in the 1-3 pound class (by my experiences). They take flies aggressively and fight with purpose. They have the most beautiful golden hue, like a searun brown, and brilliant silver sides when fresh from the sea. Unlike browns, they do not have the large spots with light aureoles around them - and i would venture to say they lack the brown's volmer teeth as well. The spots are often x-shaped and smaller than salmon spots, and the tail is delicately ribbed with spots along every ray.
They are called harvest trout in the northwest because they return in the fall and I think it has something to do with the incredible eating quality of these fish. Some strains are endangered so I almost always release them.
(images and fly patterns to follow)
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Thanks moosegooser for the link idea. We have to be careful throwing marks if the ground is too slippery or the snow too deep. Had one of mine blow a crusiate winter training here in the great white north.
i love our club training days. if i don't feel like training dogs the day it is scheduled.....i always go!
just kidding. our hrc club trains one saturday a month outside of hunting season. the sessions are always good but people usually seem to enjoy a "pic nic" test environment more than marking drills. we always do a big ft setup in the afternoon too. last spring i did a new puppy class with live bird introduction as part of our membership push at one training day.(i enjoyed it, not too sure about the new folks?)
our ft club trains every saturday. we have fun......mostly!
john mccallie
The next time you come to play with us John, be sure to bring Justin.
Field Trials are competitions....not everyone gets a "participation ribbon" and they do "keep score"
Music for walking to the line
River Bottom Retrievers
HRCH River Bottom Riparian Backwater MH - "Timber"
(FC Riparian Windfall X HRCH Drenicks Castile Creek Allie MH)
River Bottoms Simply Elegant - "Pearl"
(FC Drake's Bay Parting Of The Sea X Oldsquaw's Miss Darla QAA)
River Bottoms Leather N Lace - "Lacey"
(FC AFC Wood River's Franchise X CFC Baypoints My Girl)
I've always heard "join a club,"join a club" "join a club" when people are talking to new folks just getting into the game but I seeing several people here say its basically a waste of time. What gives?
I'm in west KY and the nearest HRC clubs that I can find on the net are about 2 hours away in TN. Will I be wasting my time joining or is it a club by club deal where some are good and some others..not so much?
For some reason, I'm getting this picture of JFK's inauguration...."Ask not what your ........"
As to the O.P.
Our club will usually have a Sr/Master level setup (multiple marks with a blind). At times, it can take too long to get things setup & there can be too much time between dogs, but I still find a way to work on something with my dog and hangout with my dog friends. It ain't perfect, but there are worse things to do on a Saturday.
Last edited by TN_LAB; 01-23-2013 at 07:57 AM.
Stray labs make great pets.
Proud member of the FF society.
An armed man is a citizen
An unarmed man is a subject
My club holds maybe a dozen "training days" throughout the year. It's a HT based club . We train on State Properties most of the time. So, I would say that the major drawback is quality of the grounds first and foremost. Very little tech water. Do the best with what you have though. We do have nice rolling farm fields.
I usually chair a few sessions a year . I try to find out in advance if there is a common concept that alot of people need to work on and then we try to repeat that concept in the two or three series of work we can accomplish during the session.
Because of the different levels of dogs/trainers present, you always try to have multiple options for blinds, and some of the other work. We usually devise one or two SH level blinds off to the side of the marks, vs. the MH level blinds that will be up the middle of the marks, or tight to the back of gunning stations etc. etc.
To make it all work though, you've got to delegate some of the jobs out, start working at the designated time, and everyone who comes "works". Keep it fun, and try to teach and reinforce something each session. And, have some fun !
"Are you a good witch, or a bad witch ?" Glinda, the good witch of the North.


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TIL Emacs's "echo area" is a different thing from the minibuffer.
I was looking for a way to write to the *Messages* buffer only, and not to the "echo area" at the same time. The function message writes to both the "echo area" and the *Messages* buffer, which is too noisy for my little Emacs extension, desktop-auto-save.


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I think I'm done with this, I didn't mean to be an *******. I'm just analytical and this didn't seem logical when analyzing it truly. I hope I didn't cause you to show "clean pics" as I don't want the site to get in trouble, even though it would be stupid if it did, considering what is shown in some pics. I just wanted to give you and other's something to chew on. You know, just think about it.
I understand some of your arguments and I'm not saying you don't have any common sense but in this type of situation it's best not to rock the boat. It's nice that this forum is here. My IT dept only sees the "finheaven" domain and doesn't give it a second thought. It would suck if this forum wasn't here and allow me the simple pleasures of life without IT and or the wifey knowing. Pushing for strict guidelines and rebelling just for the sake of a nip or two doesn't help. The only reason one would want strict guidlines any way is so that they can complain and cop a technicality when a pic or an entire post is removed.
I just wanna see some lovely ladies. Let's not ruin it my fellow fin fans.
Some of this is subjective. What is indecent to one may not be to another. Our gudielines are that if any of it shows than the image goes. No Nips, No Kitty, No ballon Knot, etc. None. Not even a little. We have the best Moderators there are but we sometimes we can't catch every image every time. If something is on this site and it reveals the above mentond anatomy, then report it and we will remove it. It is not their because we are OK with it. In general we stick to the major media standards but remember we are a site geared toward a specfic demographic.
Cltchperf I am not sure where you are coming from on this. Do you feel there is too little or too much nudity/sexuality in this forum? Or is it a general commentary on censorship thresholds in America?
I am interested in posting pictures as well, but not familiar with the process. Please inform me so I too can join this wonderful site you have established sir...
Thank you in advance.
Less talky, more pics.
Fair warning, thank you.
guess i am no longer wanted bye


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Competition does not build character - It reveals it.
Home of:
FC/AFC Freeridin Wowie Zowie (2003 NARC Finalist)
FC/AFC Sky Hy Husker Power
FC/AFC Freeridin Smooth Operator
FC/AFC Freeridin Vampire Slayer (2007 NARC Finalist)
AFC Freeridin Maserati (Double Header Winner)
FC/AFC Freeridin Miss Kitty
So why should one enter a FT, if most likely you are gone in the first series. might as well spend the money on a hunting trip, dog gets more flyers, and doesn't get dropped.
its simple, if you want more "players" you gotta let them play ! I doesn't take away anything from the dogs that place to let the newbees play. It is better for ALL. "You can't get your feet wet, if you don't make it to the water series."
The pros generally have very young dogs. If you are a good student of the game, then your older dog should have much success.
The purpose of a trial is to find a winner. NOTHING more. The judges just have to find a winner. They are not even obligated to give away any other placements. There is no obligation to "let you play" dogs no longer "in contention" should be dropped.
The reason for the trial is to evalute under a standard set of test which retriever best displays the working traits and qualities we would want to see in breeding stock.
So unless you wish to prove the merits of a retriever as potential breeding stock. Can accept the fact that the purpose of the event is to find the dog most capable on that weekend on those tests, run the trial. If NOT go hunting. That's really the short and simple of it. Once upon a time there were no hunt tests, no dock jumping, no SRS, no national pheasant open, no nothing but a AKC or a CKC Field Trial.
Personally I would like to go hunting. Not because of not playing, not winning or any other reason than for the most part I'm an introvert who enjoys being alone with my dog(s) and sleeping in my own bed rather than being at a trial.
Not intended as "RIP" just different perspective.
Discipline is no excuse for a lack of enthusiasm !!
So why don't more owners run the dogs instead of their pros?? derby thru opens? Randy
CHRIS ATKINSON...PLEASE don't QUIT CHANGING MY PROFILE PAGE!!
"And if you have a golden, bring TWO towels!"
I hate rude behavior in a man, won't tolerate it. Captain Woodrow Call
My fondest FT memory so far is beating Farmer and Rorem in an open when they each had 6 bullets in the 4th. Talk about a rush. Also they other Am's at that trial went crazy with congrats at the news. Even some that I beat out their pro handled dog.
So get out there and just do it.
ps. Are not the majority of dogs in a master stake pro handled?
'I make my practices real hard because if a player is a quitter, I want him to quit in practice, not in a game.' - Bear Bryant / Alabama
"I love the rod and gun and where they take me."
"Do not judge a man until you have walked two moons in his moccasins."
The main thing is train smarter, learn what you and your dog are lacking and train for that. Most important, HAVE FUN!
'I make my practices real hard because if a player is a quitter, I want him to quit in practice, not in a game.' - Bear Bryant / Alabama


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Inspire and shape the digital energy revolution
The challenge of low oil and gas prices is driving companies to transform their businesses. The pace of business is as fast as it's ever been, and it's only continuing to accelerate. To compete and win in today's market reality, companies must fundamentally transform their business models, processes and the IT operations that support both.
Download the whitepaper
See how industry is using the OSISoft HANA Connector to integrate IT with OT data


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Alternate name: Witherod
Family: Caprifoliaceae, Honeysuckle view all from this family
Description Also called withe-rod viburnum, northern wild raisin, possum haw.
This plant's leaves are glossy green in the summer, but fall is when it really shines, putting on a colorful display. Leaves change first to orange-red then crimson and finally a deep rich purple. The real show-stopper is the fruit, changing from green to pink then red to blue and finally black.
Habitat Swamps (fresh & salt), Scrub, shrub & brushlands, Watersides (fresh).
Range Plains, Mid-Atlantic, Eastern Canada, Southeast, Great Lakes, Texas, New England.


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Interested in Fort Lauderdale?
We'll send you updates with the latest deals, reviews and articles for Fort Lauderdale each week.
4800 Powerline Rd, Fort Lauderdale, FL 33309-3808
1221 W State Rd 84, Fort Lauderdale, FL 33315-2349
1180 Seabreeze Boulevard, Fort Lauderdale, FL 33316-2426


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charlie elk wrote:Also check to see if there are any farms who have been issued turkey shooting permits in the area you want to hunt. The farmer must allow hunting on their land. They do not have to give you one of their permits, you can use your license there. Since these farms have an "overpopulation" of turkeys hunting is excellent. I hunt a lot of them in the fall.
How do you find out which farmers have been issued turkey shooting permits?
You still need to get permission to hunt the don't you?


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As many of you know a lot of turkey, ducks and song birds nest in hay fields where they may fail to fledge young or even be killed by hay mowers. Changes in the way hay is managed lead us to look at new ways to deploy an old tool, the flushing bar. I am running a project for 2012 to try out some of these tools on fast modern mowers in 2012. You can track progress at the web site
I hope to be able to accept contributions at this site later this month. I am still looking for farmers to participate, especially those running trailed disk mowers and swing tounge mowers. Bars will be provided free of charge and other practices are also available for cost share.
Mark P. Ludwig
> Allegan Conservation District
> Conservation Innovation Grant Technician
> Balancing Agricultural Production and Grassland Bird Reproduction
> 269-673-8965 ex 4
> 616-240-7135 cell
> firstname.lastname@example.com
> The Flushing Bar Project - Designing Wildlife Protection for 21st Century
> Forage Mowers


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Charles G. Adams
Marvalene Hughes
Photos: Courtesy of Charles G. Adams and Marvalene Hughes
Web Stories
King Day celebration set for Jan. 16
Posted December 21, 2005; 10:40 a.m.
The University will commemorate the legacy of Martin Luther King Jr. with its annual King Day celebration at 1 p.m. Monday, Jan. 16, in Richardson Auditorium of Alexander Hall.
The event, which is free and open to the public, will include: remarks by Marvalene Hughes, president of Dillard University in New Orleans, who will be recognized for her leadership; an address by the Rev. Charles G. Adams of the Hartford Memorial Baptist Church in Detroit; musical selections by the Princeton University Jazztet; and the presentation of awards to essay, poster and video contest winners from area schools.
In addition, the University will present the MLK Day Journey Award,
recognizing a member of the Princeton faculty, staff or student body
who best represents King's continued journey. The event will be Webcast live.
Hughes was appointed as Dillard's ninth president on July 1 -- two months before the historically black institution was devastated by flooding from Hurricane Katrina. In September, Princeton and Brown universities formed a partnership to help Dillard restore operations, designating personnel to assist in vital areas such as physical planning, facilities, libraries, academic offerings, campus life, human resources, computing and development. The school is planning to resume offering classes in January at a downtown hotel and various campuses around New Orleans.
Adams, a renowned pastor, activist and leader in faith-based economic development, has been cited by Ebony Magazine as one of America's 15 greatest black preachers and among Ebony's top 100 influential black Americans. He has spoken around the world, including before the United Nations on South African apartheid and the World Council of Churches on the rioting in Los Angeles following the verdict in the Rodney King case. He has served as president of the Detroit chapter of the NAACP, the largest branch in the country.
This year's contests for area school children were intended to emphasize the power of the vote. This past Aug. 6 marked the 40th anniversary of the Voting Rights Act, which has been called the single most effective civil rights legislation enacted by Congress. Students in grades 7 through 12 were invited to submit original essays or video presentations expressing their feelings about the power of the vote. Fourth- through sixth-graders were invited to create posters depicting or symbolizing this fundamental component of democracy.
Winners of the essay and video and poster contests are listed on the University's King Day Web site, along with images of the winning posters. Excerpts from the essays also will be posted on the site. Many of the posters will be displayed during the program.
The event is convened by the University's Martin Luther King Day Committee and is coordinated by the Office of Communications.


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Posted February 11, 2000; 10:23 a.m.
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Tunisian TV station's suspension reflects tenuous freedom
On Sunday, the privately owned broadcaster Hannibal TV was forced off the air for more than three hours. The state-owned news agency Agence Tunis Afrique Presse (TAP) issued a statement stating that an arrest warrant had been issued for the station's owner on charges of "high treason" for an alleged "plot to destabilize national security." The statement accused the owner of using the Hannibal broadcasts to undermine Tunisia's stability.


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This is a very lengthy read but worth the effort if you really want to understand why we are in our current economic mess.
Not A Rocket Surgeon Regards
This is a very lengthy read but worth the effort if you really want to understand why we are in our current economic mess.
Not A Rocket Surgeon Regards
"Do more than is required of you"
General George S. Patton
Wouldn't that be " Rocket Scientist"?
Since the saying is usually "this ain't rocket science or brain surgery" some w/ offbeat sense humor are referring to the "obvious" as "rocket surgery" now.
"It's not that government is inherently stupid, although that's a debatable question."
Rand Paul CPAC speech 2011
I would rather be exposed to the inconveniences attending too much liberty than to those attending too small a degree of it. Thomas Jefferson to Archibald Stuart, 1791
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This is as I understand it. UB
The financial crisis explained in simple terms:
Heidi is the proprietor of a bar in Berlin. In order to increase sales,She decides to allow her loyal customers - most of whom are unemployed alcoholics - to drink now but pay later. She keeps track of the drinks consumed on a ledger (thereby granting the customers loans).Word gets around and as a result increasing numbers of customers flood into Heidi's bar.Taking advantage of her customers' freedom from immediate payment constraints, Heidi increases her prices for wine and beer, the most-consumed beverages. Her sales volume increases massively.A young and dynamic customer service consultant at the local bank recognizes these customer debts as valuable future assets and increases Heidi's borrowing limit.He sees no reason for undue concern since he has the debts of the alcoholics as collateral.At the bank's corporate headquarters, expert bankers transform these customer assets into DRINKBONDS, ALKBONDS and PUKEBONDS. These securities are then traded on markets worldwide. No one really understands what these abbreviations mean and how the securities are guaranteed. Nevertheless, as their prices continuously climb, the securities become top-selling items.One day, although the prices are still climbing, a risk manager (subsequently of course fired due his negativity) of the bank decides that slowly the time has come to demand payment of the debts incurred by the drinkers at Heidi's bar.However they cannot pay back the debts.Heidi cannot fulfil her loan obligations and claims bankruptcy.DRINKBOND and ALKBOND drop in price by 95 %. PUKEBOND performs better, stabilizing in price after dropping by 80 %.The suppliers of Heidi's bar, having granted her generous payment due dates and having invested in the securities are faced with a new situation. Her wine supplier claims bankruptcy, her beer supplier is taken over by a competitor.The bank is saved by the Government following dramatic round-the-clock consultations by leaders from the governing political parties.The funds required for this purpose are obtained by a tax levied on the non drinkers.
Finally an explanation I understand .....
When the one you love becomes a memory, that memory becomes a treasure.
That article was good, but it left out or glossed over several key components that came together to seed the perfect storm, including names we now see in the Obomo Admin.
That brilliant social architect Jimmy Carter laid the groundwork with his Community Reinvestment Act (CRA) from the late 70s, but it was a little-used tool until Clinton and his Fannie Mae/Freddie Mac cronies beefed it up.
excerpts from the New York Times, 1993
note: Raines departed Fannie Mae after authorizing the largest bonuses in its history and under a cloud of millions unaccounted for; he was Obomo's chief financial advisor during the campaign and architect of some of Obomo's wealth redistribution projects.In a move that could help increase home ownership rates among minorities and low-income consumers, the Fannie Mae Corporation is easing the credit requirements on loans that it will purchase from banks and other lenders.
The action, which will begin as a pilot program involving 24 banks in 15 markets -- including the New York metropolitan region -- will encourage those banks to extend home mortgages to individuals whose credit is generally not good enough to qualify for conventional loans. Fannie Mae officials say they hope to make it a nationwide program by next spring.
''Fannie Mae has expanded home ownership for millions of families in the 1990's by reducing down payment requirements,'' said Franklin D. Raines, Fannie Mae's chairman and chief executive officer. ''Yet there remain too many borrowers whose credit is just a notch below what our underwriting has required who have been relegated to paying significantly higher mortgage rates in the so-called subprime market.''
Fannie Mae, the nation's biggest underwriter of home mortgages, was put under increased pressure from the Clinton Administration to expand mortgage loans among low and moderate income people (loans the banks would not make on their own).
Then, **imagine this** Obomo's boy Eric Holder, then U.S. Attorney, settled a landmark case in 1994 in which two D.C. area banks were accused of bias in not serving certain (blighted) areas of the District. Chevy Chase S&L denied the charges of bias, but did agree to make $140 million in subsidized or below-marketrate mortgage loans in to neighborhoods it was accused of discriminating against.
Holder bragged that the settlement was unique because cash was funnelled directly to the community rather than to the government. The banks were also forced to fill quotas and open branches in underserved areas (ghettos) and all the employees had to take 'sensitivity training'.
(National Review, 1993)
Assault on the mortgage lenders continued in the name of racial justice as the Clintonites wanted the power to decide who got a home of his own with imposition of regulations on banks to make loans even if applicants are not creditworthy:
QUIETLY, behind the scenes, the Clinton Administration is preparing for the biggest regulatory crackdown of recent years. Attorney General Janet Reno is linking up with banking regulators and with HUD Secretary Henry Cisneros to end the supposed epidemic of discrimination against minorities in making home loans. The implications for society at large are ominous.
Here, as in affirmative-action efforts in hiring, college admissions, and the drawing of voting districts, the Washington establishment is obsessed with "disparate impact," which it equates with racism. In the mortgage-lending area, there is ample evidence of disparate impact to feed this obsession. Data collected by the Federal Government revealed that in 1992, while 16 per cent of white applicants for mortgage loans were rejected, 36 per cent of black applicants were rejected.
But does disparate impact indicate racism? According to Lawrence Lindsey, the Federal Reserve governor who oversaw the collection of mortgage lending data, even the celebrated Boston Fed study that inspired this crusade found that factors other than race--such as one's credit record and whether one has sufficient income to meet the payments--are enough to account for nearly all the difference in rejection rates.
In short, the banking and housing crisis was created by the Democrats' grandiose plans to share the wealth even with those unable and unvilling to repay loans.
Note: Much of this is from an article I saved from the Richmond Times Dispatch Jan. 18th about banking deregulation. It was written by Walter Williams, a college professor who also happens to be black. I can't find it on the Times-Dispatch website or I'd link to it.
Unfortunately, I think you're suffering from ideological myopia.
The overwhelming bulk of all mortgages outstanding today have been issued since 2001. Not only that, the bulk of mortgages outstanding today are the resulting of refinancing. Similarly, the overwhelming bulk of subprime mortgages outstanding today resulted from refinancings. While the proportion of mortgages classified as subprime has been growing as a percentage of all mortgages, that growth happened beginning in 2002/2003, not in the 90's as a resulted of the CRA.
In fact, delinquency rates declined through the 90's before beginning to grow following the Internet bubble collapse and the 2001/2002 recession. Delinquency then declined again to relatively low historic levels until late 2005/early 2006 as interest rates finally began to rise and housing price growth plummeted. As recently as late 2006/early 2007, the Mortgage bankers Association was predicting a rapid turnaround in the housing market and a return to higher growth levels and gorwing mortgage issuances, declaring that the sligh rise in delinquencies should not threaten anything. Subprime mortgages were welcomed because they were more profitable than prime mortgages. Competition in this market remained intense and the market share held by government financing programs (HFA/VA) declined as the fianncial services industry fought to gain these borrowers.
The mechanics of the bubble and the collapse are complex. I believe the collapse was at least largely caused by a "perfect storm" of
The house of cards did not collapse because of subprime mortgages; these simply led the way much like canaries used in the mines to tell miners wehn the air is going bad. As interest rates finally began to rise in 2006, the housing market began to slow until prices actually began to decline in 2007. Delinquencies went up, but consumption fell even further since it could no longer be financed with home equity. That spiraled into increases in unemployment, reductions in real income for the majority of the population, etc., etc. The growth in delinquencies among the subprime mortgages by itself would have been manageable. What is hurting now is the growth in delinquencies among prime mortgages combined with the dramatic fall off in consumption.
- historically low interest rates,
- an unprecendented volume of capital needing investment attributable to a foreign capital influx linked to massive growth in our current account deficit reduced regulation allowing US financial firms to dramatically increase their leverage
- a growth in consumption among the 90% of people who lost real income during the period 2001-2006 that was financed by borrowing against inflated home values under relaxed credit standards that allowed borrowing a higher percentage of home value.
Jeff Goodwin
You missed a couple steps, Heidi sold off all that debt to someone else who re-packaged it into the bonds. She took all that profit and paid her bartenders huge incentive bonuses to keep the fluids flowing while continually selling of the debt to someone else and skimming profit off the top.
Heidi and her bartenders are livin' large while the rest of us clean up the mess via income confiscation/socialism.


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Edit: Having trouble embedding the pic, so I stuck it on as an attachment.
A world of dew,
and within every dewdrop
a world of struggle.
Nice dog. You should get a few more once you get this one trained. LOL
We got a new dog about 2 months ago. Named her Coaley. She ****s everywhere and barks while I'm trying to sleep. I hate her.
4 dogs in my avatar all can do more than 10 tricks. The 5th is passed away now but could do 30 tricks.
The key is to train with dog treats. Keep the treats available on your person so you can reward the dog when it does a command successfully.
When training state the dogs name and then the command. (e.g. Fido, Sit.) If multiple people are training the dog make sure you are using the same commands so as to not confuse the dog.
Keep your commands short and speak clearly and directed at the dog. You can also include hand signals with the verbal command if you'd like the dog to respond to hand signals also. You should never reapeat commands. Tell them to sit and if they don't do it, make them sit by pushing down on their butt. Then praise the dog for following your command. Give them a treat. If you keep repeating this the dog will eventually sit down on its own. If you repeat command you'll get a dog that doesn't listen the 1st time.
Be the leader of your dog. When you walk him on leash keep them behind you and make sure you are walking them instead of them walking you. It is easier to get this done when they are small instead of waiting until full grown and they are pulling you.
Potty training is just a matter of contantly taking the dog outside and telling it to go pee or whatever you decide is your bathroom command. This command you can repeat. You can't really force the dog to pee. LOL. Eventually it will relate this command to the act of going to the bathroom outside. My dogs will pee on command.
Good luck and keep us updated on the progress you make.
Hey Bumpus...great puppy. I would agree with the poster who talked about crate training your dog. Usually when I get a new puppy they spend most of their first couple weeks in a crate. I still walk them a lot and stuff, but their crate becomes their home for them and they usually learn not to pee or poop in their crate as they don't want to have to lay in it. Usually after a couple weeks I could leave the crate door open for them to come and go as they please. After feeding them take them out of their crate and outside to do their business and then really praise them a lot. Say, "Good dog," rub their head and really make a big deal out of it.....I know it probably sounds dumb but your puppy will figure out that he gets a lot of praise (and maybe a treat?) when he goes to the bathroom outside. My pups figured it out really fast. Occasionally they will mess up and still go in the house, but most of the time they get it. My puppy chewed up my linoleum in the kitchen of the first condo I bought and I just looked at him and felt like screaming at him, but I just ended up just laughing as he didn't know any better. He also chewed on some floor boards and slippers, but he grew out of this puppy stage. I have an 18 pound Pomeranian right now, and I am thinking about getting a Siberian Husky. I hear Boxers are really smart and good around others. Here is my dog Kipper.
Zonk is learning quickly about where to ****.
He's pretty good about not barking/whining at night too.
Now, if I could just do something about his nails & teeth ****ing my arms up when I'm playing with him. (He did finally decide yesterday that he likes tug-of-war.)
Thus far, Zonk is quickly learning:
- Outside? (Do you need to go potty?)
- Sit.
- Off. (Quit chewing on me/furniture/shoes.)
He's highly motivated by both praise and treats, & he's pretty damn smart. He's gonna be one helluva great dog when he matures a bit!


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Latest Headlines
Selfish motives can hardly augur well for future of cricket
Posted on 1 Sep 2010 by Suneer Chowdhary.
Pakistani cricketers Salman Butt, Mohammad Amir and Mohammad Asif have been allegedly involved in match-fixing in the Lord's Test match between Pakistan and England. They have been accused of bowling no-balls at pre-decided times in collusion with a bookie. It is a menace that had first exploded in this sport in 2000. Since then, the ICC, cricket's highest body, has endeavoured to keep the ...


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Family: Carcharhinidae, Requiem Sharks view all from this family
Description Elongated and fusiform, narrowly rounded with long snout, round eyes, and nictitating membrane. Serrated teeth are long and triangular, broader and curved on top jaw, center tooth of top jaw very large. 5 short gill slits, last 2 over pectoral base. First dorsal fin low, its origin well behind pectoral fins; no ridge between dorsals; pectorals very long, narrow, slightly curved, pointed tips; tail base with small keel; tail asymmetric, well developed lower lobe, upper lobe notched under tip.
Back dark blue, flanks intense blue, white belly, dark colored tips of pectoral and anal fins.
Dimensions Up to 12'7" (3.8 m); 437 lbs (198 kg).
Warning Although it is not particularly aggressive, the Blue Shark often circles divers and has attacked on occasion.
Habitat Ocean or bay shallows, Open ocean.
Range New England, Mid-Atlantic, Southeast, Florida, Texas, California, Northwest, Eastern Canada, Western Canada, Alaska.
Discussion Not considered an aggressive species and rarely attack humans. Are the most heavily fished sharks with an estimated 10-20 million killed each year. The flesh is edible, but not widely sought after; it is consumed fresh, dried, smoked and salted and diverted for fishmeal. The skin is used for leather, the fins for shark-fin soup and the liver for oil. Like most pelagic sharks, tend to fare poorly in captivity.


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Now after you read these two post, you will see that you are not comparing apples to apples. You will also see the actions that we have taken to avoid it again, and then look at what Europe is doing and compare those to our failures during the great depression and you will see that we have taken the right actions and your tea party bull would have put us all in a soup line again.
Also look at how long it took to overcome this worldwide depression/recession and then give the president a break.
This would actually make a good ad for Obama because it sizes it all up really good and its hard to argue with history.


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Bikol & Chavacano Localization Fever Starts
Robert "Bob" Reyes
With the localization & translation efforts for the Mozilla Firefox Aurora in Tagalog Project almost 100% done (we're in the process of reviewing and approving all of your translation suggestions – thank you!), community members the Bicol and Zamboanga Peninsula regions had started their own efforts to localize our favorite web browser and even parts of the Mozilla website. Central Bikol (or simply Bikol) is the most-spoken language in the Bicol region. With around 2.5 million users in the country,… Read the rest