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...for those with students in this age bracket, or having kids coming up for higher ed soon. this may be of interest to you.
Student Loans Going the Way of Housing
Dear Laissez Faire Today Reader,Colleges are good at getting people enrolled. They get kids lined up with education loans. The money goes to pay exorbitant prices on textbooks. It pays for meal cards. Tuition is crazy high. Parents go along and shell out until their bank accounts are barren.
Douglas French
What colleges are not good at is getting the kids degrees. And those without those degrees have a hard time getting a good job to pay back a student loan. Instead, they fall into delinquency, starting off life saddled with an unpayable debt.
According to Fair Isaac Corp. (FICO), delinquencies on student loans made in the last two years have reached 15%. The pool of loans made between 2005-2007 is almost as bad, with 12.4% past due. Bloomberg reports that "almost 60% of bank managers surveyed in December expect delinquencies to worsen in six months, FICO said."
The analogy with housing is unavoidable. Do you remember 2007? The peak in the price of housing had come and gone. But the leverage of the major investment banks was peaking at over 30 times at Bear Stearns, Merrill Lynch and Morgan Stanley.
Freddie Mac announced it wouldn't buy risky subprime mortgages and mortgage-related securities. Subprime lender New Century failed. Bear Stearns liquidated two hedge funds that invested in mortgage-backed securities. The interbank market froze completely. A deal to take Sallie Mae private fell apart.
And in the middle of 2007, subprime delinquencies reached 15%. Catch that number? It's the same as the student loan delinquency rate today.
Of course, when the subprime delinquencies hit 15%, that market was circling the drain, but few people realized it. In contrast, more and more people are realizing that there is a serious problem with student loan debt.
"This situation is simply unsustainable, and we're already suffering the consequences," stated FICO analyst Andrew Jennings. "When wage growth is slow and jobs are not as plentiful as they once were, it is impossible for individuals to continue taking out ever larger student loans without greatly increasing the risk of default."
Curiously, Sallie Mae stock (SLM) rose on the delinquency news. But then again, the company would appear to be very much a going concern. Core earnings for 2012 were more than $1 billion, benefiting from the lowering of loan loss reserves and operating expenses.
Charge-offs increased to 4.19% of loans in repayment. Not to worry, says Sallie Mae: It expects that to decline in 2013. The company pays a 50 cent annual dividend, so it sure beats money market rates. And SLM says it will make $2.30 a share this year.
What could go wrong?
"You're starting to see delinquencies pick up, and that trend is going to continue," Compass Point Research & Trading's Michael Tarkan told Bloomberg. "That's the reality that we live with in student loans."
The day after Bloomberg spilled the news from Fair Isaac, TransUnion made public that according to their work, "more than half of student loan accounts are in deferred status, where the repayment of the principal and interest of the loan is temporarily delayed. Deferred loans now represent 43.5% of all student loan balances."
TransUnion points out that "more than half of college graduates under 25 are unemployed or underemployed -- the highest rate in 11 years." This makes going back to school and racking up debt a reasonable option.
"With the economy either in recession or slowly coming out of it during the study period, we had expected that student loan balances might increase as consumers frustrated with the job market went back to school to work toward a different career path," said Ezra Becker of TransUnion. "However, the rate of growth we observed was truly eye-opening," he added.
What kind of lender would be lending money to permanent students with bad prospects? The government, of course. "Between 2007-2012, federal loan balances jumped 97%, while private loan balances only rose 4%," writes TransUnion.
There is a wide difference in delinquency rates between student loans backed by the government and private student loans. "From 2007-2012, federal student loan delinquencies rose 27%, while private loan delinquency rates actually dropped 2% in that same time frame," claims TransUnion. "The 90-plus-day delinquency rate for federal loans was 12.31% as of March 2012, compared to 5.33% for private loans."
The idea of students actually graduating from college is starting to get some attention. The New York Times reports:"'This is the first time in the history of modern higher education in which all the communities have come together -- community colleges, research institutions, public universities, and small liberal arts colleges -- and reached agreement that completion needs to be our most important priority,' said E. Gordon Gee, the president of Ohio State University and chairman of the National Commission on Higher Education Attainment."The Times points out that 80% of students think they'll graduate. Well, statistics show only half that number actually get the job done. So a report coming out this week calls for colleges to:"find ways to give students credit for previous learning, through exams like the College Board's College-Level Examination program, portfolio assessments, or other college equivalency evaluations. It also calls for more services and flexibility for nontraditional students, suggesting innovations like midnight classes, easier credit transfers, and more efficient course delivery, including online classes."Another idea gaining attention: a $10,000 degree, a so-called 10K-B.A. The extremely smart head of the American Enterprise Institute writes that this is what he obtained. "It is true that I am no Harvard man," he writes. "But I can say with full confidence that my 10K-B.A. is what made higher education possible for me, and it changed the course of my life."
While traditional colleges wrestle with the quandary of passing out degrees, you might wonder if Sallie Mae's dividend is safe. Everything looks peachy over there. But one should remember Sallie's sister, Fannie, that paid $1.18 in dividends in 2006 and $1.50 in 2007. The stock traded just below $66 a share in August 2007.
Today, it fetches less than 28 cents, and dividends are a distant memory. Get ready: We could be on the precipice of a wild ride in the student loan market. How it will play out in real life will be as surprising as the wreckage of the housing crash.
Doug French


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I just got a pair of these and am VERY Happy with the Sound!
Compared to the Pioneer phones I just got, these BLOW them Away!
These Panasonic's have Better Mid Bass and Bass, they do not have that annoying short cable on one side (UGH!!!), and they are more forgiving (soft) around my ears! I can listen to these all day long in comfort and enjoying the sound! And they don't fall off or out of my ears when I'm moving around :-)
They Sound Great! Much like the Panasonic "Slimz" that I have, wish I could get more of those too!!!
For this price - I Promise you won't be upset with the sound!
Not everyone likes the over the ear thing - but I like that they stay on my ears! These are not quite as "low profile" around my ear as the "Slimz" were. But I think the "Slimz" was the best design EVER for active fit headphones! These are Way More comfortable than the 5x higher priced Pioneers i have now For Sure!!! Sad, cause I love all my other Pioneer gear!
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Recommend A Book
Have you read a book that you thought was really great?
Would you like other children to know about it?
If you would like to recommend a book, use this form
to tell us what makes that book so special.
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School: Some School
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|I read this great book:
|Ivy and Bean 6
|Written by:
|Annie Barrows
|The book's main subject is:
|About a 2 girls that tought that dance class would be fun but they made a deal with their moms that if they joined the class they could not quit the class. So they try to run away at the aquiam that they go on a feild trip to the try to and it do not work out so well.
|The author's main point is that:
|If you don't know what it is like then do not join.
|One of the most interesting things in this book is:
|At the aquiam when they enter th cage.
|In my opinion, this book is:
|I liked the book.
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|I explained it corretlyand exactly right


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Thread: Return Line Spray Head
Return Line Spray Head
Things are coming together. I now have a question regarding the return line in the tank.The bulk head comes in appx 6" below the water line and the overflow box is directly above it.I was thinking of just coming out of the 3/4" bulkhead with a pvc tee allowing the water to disperse to the left and right. Is this ok or do I need to plumb it so that it is at the surface? I want to keep it as clean as possible. You can just see the black line where the bottom of the coast to coast is going to be.
120g Mixed Reef In Progress
120g Reef Journal55g Freshwater - Out of Service
My 55g Tank Remodel Project72g Bowfront -Out of Service
Plumb it so it is at the surface. Keep in mind that if your return pump stops working, you will also get drain back into the sump from the return line as well.
I like using line lock fittings and lines to direct the flow from the return line to the direction and hight that I want. Just position it up and over the overflow to the direction and depth you want. You can always add a powerhead to keep the water moving from the tank into the drain line / overflow.
Example below
Last edited by Cliff; 02-15-2013 at 09:14 PM.If you take your time to do the research FIRST, you can successfully set-up and keep ANY type of aquarium with ease.
"Not using a quarantine tank is like playing Russian roulette. Nobody wins the game, some people just get to play longer than others." - Anthony Calfo
Fishless Cycle Cycling with Fish Marine Aquarium Info [URL="http://saltwater.aquaticcommunity.com/"]


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Web Stories
'Pakistan and India Under the Nuclear Shadow' documentary to be presented, Feb. 21
Posted February 14, 2002; 05:01 p.m.
A film on "Pakistan and India Under the Nuclear Shadow" will be shown at 4:30 p.m. Thursday, Feb. 21, in Bowl 1, Robertson Hall.
The screening will be followed by a discussion with Zia Mian, research scientist with the Program on Science and Global Security and lecturer of public and international affairs at the Woodrow Wilson School, and Smitu Kothari, visiting lecturer of public and international affairs at the Woodrow Wilson School.
The 35-minute documentary, from the Eqbal Ahmad Foundation, was written by Mian and produced and directed by Pervez Hoodbhoy. It takes a critical look at the period following May 1998, when India and Pakistan tested nuclear weapons. It includes commentary from senior Indian and Pakistani military leaders, heads of Islamic religious organizations and militant groups, leading peace activists, academics and journalists.
The program is sponsored by the Woodrow Wilson School of Public and International Affairs .
Contact: Marilyn Marks (609) 258-3601


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Recent comments
Forum topic: Something New
This games uses RenPy and is written in python, thus, it's cross-plataform.
It should work on any linux machine, even debian, apparently.
Also, when you right-click you open the save/load screen, that's a shortcut like 'Esc'. Left clicking should not do that. (Except by the fact that it did with me a few times...)
Forum topic: Fun, but...
If I'm not mistaken, there is a button to you skip the battles, that can be enabled by accessing the file "game/options.rpy" and changing the 'config.developer=False' to 'config.developer=True'.
(please note capitalization: "TRUE" or "true" will not work, case sensitive.)
meh its either free or commercial(subscription, f2p, one time)
Somewhat reminds me those of in-game-payment shall get a category too.
Forum topic: Cool but slow
The AI's thinking time is the AI's level in seconds, you can decrease the level for faster play. Default is 6s.
ok i added f2p as a category/tag: http://www.lgdb.org/category/payment/free2play
Forum topic: free alpha?
Forum topic: nice
Hey, developer here. Thanks for featuring Dimension Drive! Hope you like what we have cooked. Thanks also for all the bug reporting, the more feedback we get the better the final game will be :)


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Seasons & Occasions
Cilantro Rice
Tonight, make your family cheer by swapping plain white rice for this flavorful classic – Cilantro Rice. Here, the rice gets a double dose of flavor: First it's simmered in chicken broth spiked with GOYA® Recaito – Cilantro Cooking Base, made with onions, garlic and cilantro. Then, the cooked rice is tossed with freshly chopped cilantro for a bright burst of flavor. Serve with your favorite stewed beans, vegetables and meat for an extra-delicious meal.
Makes 8 Servings
Prep time: Less than 5 min.
Total time: 35 min.
1 tbsp. GOYA® Extra Virgin Olive Oil
˝ cup GOYA® Recaito – Cilantro Cooking Base
1 packet GOYA® Cubitos Chicken Bouillon mixed with 3 cups water
2 cups CANILLA® Extra Long Grain Rice, rinsed
Ľ cup finely chopped fresh cilantro
|Heat oil in medium saucepot over medium heat. Add Recaito. Cook, stirring occasionally, until sizzling, about 2 minutes. Add chicken bouillon mixture; bring to boil. Stir in rice; return liquid to boil. Reduce heat to medium-low. Simmer without stirring until water evaporates, about 12 minutes. Gently stir rice with wooden spoon, scraping bottom of pot. Cover pot. Reduce heat to low. Simmer, covered, until rice is tender, about 12 minutes more.
|Remove pot from heat. Add cilantro to pot; gently fluff rice with fork to combine; cover pot. Let sit 5 minutes. Serve warm.
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I'm now a member of the MP Grimlock owners club! The packaging isn't as large as I thought it would be so I really should've just bought him at SDCC.
JT, I saw an HA Sideswipe at either Burbank Marshall's or TJ Maxx yesterday but didn't really want to bother with having to make another trip to WM.
I also picked up Legends class Longhaul at La Brea Target.
Oh, almost forgot, I also picked up a Voyager ROTF Screamer from Beverly Connection Ross for $11. I figured at just a bit over the deluxe retail price, why not?


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Dimebag Darrell: Animal House
Pantera holes up in Dimebag Darrell's beer-soaked home studio and emerges with The Great Southern Trendkill, its loudest, rowdiest album to date.
A man's home may be his castle, but for Pantera's Dimebag Darrell, it's also a fully stocked rock and roll playground. Part crash pad, part recording studio, part wet bar, Sir Dime's palace is littered with Gold and Platinum records and a hard liquor collection that would make a Hooters bartender blush. A large Seagram's 7 display plaque hangs behind the television, a Coors Light keg sits in the living room, and Washburn Dimebag signature series guitars lurk, ready for action, in every room. There's even a cheap nylon-string acoustic in the bathroom.
"Yeah, nothing feels better than knowing that I can put a guitar in my hands at any time and rip—even when I'm taking a crap," laughs the purple-goateed cowboy from hell. "I guess you could just call me a shithouse poet!"
Located in a sedate Arlington, Texas, suburb, Darrell's home on the range is clearly a source of pride. And despite dorm-room atmosphere, the house represents the twentysomething Dimebag's first tentative step into (gasp!) adulthood.
"I've always wanted a place to jam," he says. "So, when we had some time off after our last tour, I'd decided that I'd do myself right for a change. Instead of spending all my money on beer and tattoos, I thought I'd buy something that's worth a shit for once."
Decked out in an Ace Frehley T-shirt and baggy shorts, Dime leads me to a converted RV garage in his backyard. Everything but the vocals on Pantera's new album, The Great Southern Trendkill, were recorded here. (Vocalist Phil Anselmo tracked his parts in Trent Reznor's New Orleans studio.)
"It started off as a jam room," explains the guita rist as we stroll across the brown, unmanicured lawn toward the makeshift recording complex. "But then we decided to do our demos he re, so we brought in so me gear—three Tascam DA-88s and a little Mackie board. The demos were so tough and lethal sounding t hat we were like, 'Man! That's almost it, right there.' Then we got hold of an M CI500 console—the board we've used to record all our albums—and we were set. It's a full studio!
"At any time, we were looking at having to record in Dallas, which is 45 minutes from my place. And I've gotta tell you, bro, I wasn't into that idea at all. Y'know, you wake up, you get your dick hard, you jump in your hot rod. But by the time everybody's made it to the studio, somebody's hungry so you go out and get a bite to eat. That leaves you all tubbed up and unmotivated. So you sit around and watch the big screen TV, play pool and drink beer. I didn't want that to happen, so we just did it here."
As expected, Dime's studio has a dark, homey, practice-room vibe. The tiny control room is packed with state-of-the-art gear. But, ominously, in the middle of the floor there is an eerie chalk outline of a body. Was this the scene of a grisly murder? Did a recording engineer cross the line?
"Naw, that's just where I collapsed one night after a heavy session." Darrell laughs. "I'll sleep anywhere!"


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A backcountry rucksack for fast and fun wintersports action. The pro pack comes with an additional large two-way opening at the back for easy access to the main compartment without having to unfasten your snowboard or snowshoes. The highly durable attachment options guarantee a quick and solid mounting of your skis, board, etc.
Deuter USA, Inc. warrants its products against defects in materials and workmanship for the lifetime of the product. This warranty does not cover the damage caused by extreme use, improper care, or the natural breakdown of material over time. If a product is deemed defective, Deuter will repair or replace it. Because Deuter does not sell direct to consumers, monetary refund or credit is not possible. If damages are not covered under warranty, Deuter offers repair services. Charges for repairs will be figured at time of evaluation. Please note that Deuter USA, Inc. does not warrant or offer repair service on any products that are sold and purchased through online auction sites. For additional information concerning warranty, parts, or repairs please contact our warranty department via email email@example.com. If you believe your Deuter product is defective, please follow this link: http://blog.deuterusa.com/about-deuterusa/warranty
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" I love to see well-established audio companies with a solid lineup on offer. Someone like Parasound, Sennheiser, or PSB will almost always have their bases covered with budget, midrange, and fairly expensive models to choose from. That's great because it allows access for all sort of folks, regardless of budget. But you know what I love even more than..." --project86
Lear LCM-5
" Introduction LEAR (an acronym of "Listen & Learn Everything. Acoustic & Audio Revolution) is a Hong-Kong based audio-products manufacturer founded in 2008 (which has recently also opened an HQ in Japan). The company makes portable headphone amplifiers, some different types of cables and adapters and also custom-fit in-ear-monitors ("CIEMs"), but in the past, they've also made..." --ItsMeHere
"A while ago, Lear from Hong Kong, a Head-Fi sponsor, launched BD4.2 in both universal and custom shell. Tatco, the CEO of Lear, decided to organize an Australian tour for LUF-BD4.2 and a few listeners didn't leave positive feedbacks as well as people who tried demos in some audio shops. Honestly, I had some questions and doubts before getting it. BD4.2 comes in two versions. LCM (Lear..." --MikePortnoy
" Preamble: Before I move over to my preamble, I'd like to give out a warm thank to Tatco Ma, the man behind LEAR, for providing me with a sample of the updated NS-U1 in-ears and NSC-03 cable free of charge in exchange for my honest, unbiased opinion. LEAR, founded 2008 in Hong Kong by the Hong Kong Forever Source Digital, one of the most well-known local..." --HiFiChris
Lear LCM-2B
" Lear LCM-2B (all pictures can be clicked to open full sized version) Custom IEMs these days come in all shapes and sizes. With literally dozens of manufacturers out there, one can choose from any number of configurations – acrylic or silicone, full shell or canal-sized, armature or dynamic driver (or combination of the two), single..." --project86
LEAR LCM-A1d
" Review LCM-A1d I was watching LEAR for some time, particularly their range of custom headphones. LEAR has a good reputation in the field and turned heads with their innovations like the hybrid LCM-BD4.2. When they recently the LCM-A1d, a single dynamic driver custom IEM, whose sound signature is tunable via a integrated potentiometer and starts selling for 2'000 HKD (260 USD, ..." --cyph3r
Sport MP3 Wireless Wrap-Around Headphones / Headset with Built in 2GB MP3 Player. (Includes USB Cable)
Tired of your MP3 player headphones getting in your way and falling off your head? The sport MP3 player is a perfect workout companion with its wrap around design and wire fee operation it will stay on your head and out of your way. The tight design allows for multiple workout positions including: bench press, sit ups, hard running and aerobics. 2 GB of space stores plenty of songs for...


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Philips SHS8105A/28 Ear-Hook Headset for Android (Black)
The Earhook headset for Android comes with 8.6mm speaker drivers for suberb sound and supreme comfort. These rotatable earhooks adjust to your ears for a soft but highly secure fit. The choice of three ear cap sizes ensures a perfect seal to enhance the premium quality sound.
Q:Electronics Noise-Isolating Ear Buds with Volume Control (Silver)
Designed to funnel pure sound clarity, the Noise-Isolating Ear Buds with in-line Volume Control, create the perfect listening experience with its snug fit padding thats suitable for all-day wear. Replace those old uncomfortable earphones youve used for so long and start listening to clear, unimpeded sound with the Noise-Isolating Ear Buds. The Volume Control gives you the ability to turn down...


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You are here
South Dakota's Small Business Person of the Year for 2013
Midwestern Mechanical, Inc. is a plumbing, heating, HVAC and fire protection contracting firm with a reputation for providing quality work design and service in the region. The work performed includes new work, additions, alterations, maintenance and repairs. Midwestern Mechanical has offices in Sioux Falls and Rapid City in South Dakota, and Sioux City and Spencer in Iowa. In 1983 at the age of 23, Dwayne Klarenbeek established the business in Sioux Falls and has successfully grown the operation over the past 29 years. Throughout the years, the business has expanded from a start-up two-man shop to the current 125 employee operation it is today. Many of its employees have been with the company since its inception. Expansion began in 1998 whenDwayne opened the location in Sioux City. The business expanded again in 2009 to Spencer and then in 2010 a fourth location was opened in Rapid City. These expansions were made possible through guaranteed loans with the U.S. Small Business Administration. In 2012, Dwayne turned to Dakota BUSINESS Finance to assist him with obtaining an SBA 504 loan to refinance his existing building in Sioux Falls which was completed in 2008. While sales have steadily increased to a level of approximately $20 million per year, competition and the cost of materials have also continued to increase. In response to adversity and the changing economic climate, Dwayne implemented several significant changes to address the issues. Midwestern Mechanical has reportedly dramatically changed its focus and direction and now focuses on margins, profitability, efficiencies and relationship building. Dwayne also shows personal involvement in the day-to-day operations of the business. Monthly meetings are held with the foreman to discuss quality and performance issues such as job layout, manpower scheduling, material ordering, quality control and safety issues. These brainstorming sessions often include the owners and project managers. Dwayne has also started making regular brand and jobsite visits which have shown to boost employee morale and improve quality and efficiency. In addition to being an experienced businessman and successful entrepreneur, Dwayne understands the importance of community involvement as well as continued improved and innovative business ideas. Midwestern Mechanical is a member of the South Dakota Association of Plumbing – Heating – Cooling Contractors, Inc., which Dwayne has said has helped him develop important relationships with other contractors and supplies. He also supports the local Chambers of Commerce in the cities where his businesses are located. Dwayne was named the South Dakota Small Business Person of the Year for 2013.


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You've heard the saying:
It's not that a man doesn't want commitment. It's that he's doesn't want to commit to YOU.
Ouch, right? A punch to the gut.
And sometimes a man isn't ready for commitment, and there is no "right woman" for him if he's not ready. Yet, more often than not, when a man stalls on moving forward with you, it's because you aren't the one for him.
I see this situation a lot in my work with women dating separated and divorced (particularly recently divorced) men. Often, like I discuss in Dating the Divorced Man, men in these situations can date and even fall in love with a woman, just to wind up: Read More
Last time, I talked about change: why change is necessary in dating, the difference between changing who you are and changing ineffective behaviors or habits, and why people resist change. This is such an important topic that one could write volumes on it. After all, change is often the one thing standing between you and what you want.
One of the tough things about change is facing the unknown. What's familiar, even if it sucks, can be comforting because you know what to expect from it. Change means facing the unfamiliar, the foreign, the unexpected. It means facing a period where you feel a bit… lost.
That's what people — including self-help gurus — don't often tell you when they're busy pushing you to try something different, make a change in your life, or leave your comfort zone. Read More
One of biggest challenges in dating — as in life — is knowing when you need to change. If you face rejection more than you would like, attract the wrong people, or have just dated for years and years without finding what you want, do you need to change in the hope that your dating life will also change and you'll meet the right person? Or do you need to stick to your guns and accept who you are, in the hope that you'll eventually meet the person who "gets" you?
The answer, unfortunately, is not that simple.
To Change or Not to Change?
In my books, my blog, and pretty much all dating advice, change is a constant theme. Yet, so is understanding who we are, deep down. When it comes to change, you need to know when to change and when to honor who you are. However, this isn't always easy. Let's go with an example: Read More
You can't browse Facebook or the internet without some article about how introverts are different, how misunderstood they are, how to identify them, how to identify yourself as one, and what their needs are. We've officially reached introversion saturation, much like we have with articles about narcissism or paleo diets.
I don't say this to complain or because it's a bad thing. It's a natural thing–when something reaches that tipping point and takes off, it means it's resonating with a lot of people and that its time has come. It's also a good thing, as the saturation ensures we are slightly more educated about others (and ourselves) than we used to be.
But, as with anything that becomes a mainstream topic, everyone becomes an expert on it. I've read more articles on narcissism than I can count, and every one defines it differently and offers different signs of it. Some of the articles even contradict one another. And it's the same with introversion.
So, to begin what will likely be a series on introversion, I'm going to take a look on how it's currently being defined. Read More
People who dispense dating advice will often tell you that confidence is sexy, sexier than a good income or a great face, and a key to attracting the other sex. And they're right. However, it's more of a challenge to define what confidence is and how to convey it. Sometimes, it's easier to offer examples of what confidence ISN'T.
Last time, I talked about confidence and why it's important. In my mind, confidence is believing in yourself. It's being comfortable in your own skin and making peace with your imperfections and insecurities. I allude to this in Changing Your Game and It's Not Him It's YOU. Confidence isn't something you just "have" or "don't have" — it's something you build with experience. This is why older people are more confident in themselves than younger people, and why risk-takers have more confidence than those who avoid risk — they've experienced difficulties, faced some of their demons, and have learned that they can handle whatever comes their way. Read More


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hungryhouse is the UK`s premier online platform for takeaway and food delivery. With more than 10,000 restaurants on our platform, ordering food delivery from your local takeaway has never been easier. From Birmingham to Glasgow, London to Manchester, hungryhouse has partnered with the finest takeaway restaurants from across Britain so you can find and order a delicious takeaway in minutes.
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Rosewill RHTS-12004 3.5mm Golden-Plated Connector High Fidelity Passive Noise Isolating Rosewood Earbuds
" These were free on Cyber-Monday; thank you to the Deals thread! If you got these on the deal or not, let us know over here --> http://www.head-fi.org/t/639086/rosewill-rhts-12004-quite-shocked-at-the-quality#post_8942097 These Rosewood RHTS-12004 woodies are really a nice surprise. They definitely have the..." --iPhone IEM
Phiaton PS 200 Sound Isolating In-Ear Earphones with Dual Micro Transducers (Woofer andTweeter)
" Fit and finish The PS200 fits well in my ear canals, although the body is on the large side. Because of this, they constantly push against my antitragus, making it sore after a while. However, I doubt this will happen to other users. Isolation is quite good; they isolate about as well as my ER6s, despite using single-flange tips. However, the tips are quite thick, and don't squish down quite..." --12345142
Phiaton PS 210 Sound Isolating In-Ear Earphones with 4 Silicone Sizing Buds and Carry Case
" First, I want to thank Phiaton for the review sample. As a headphone brand, Phiaton is relatively new to the scene. But as a company, it has a rather long history. Phiaton was setup by Cresyn Korea in 2008 as an initiative to launch its own high end headphone line. Up to that point, Cresyn has been very successful in the headphone OEM/ODM business all over the world, yet not quite known..." --ClieOS
Phiaton PS 20 Half In-Ear Premium Earphone (Glossy Black)
"Bought the active noise cancelling version of these as a daily deal on Amazon for <$20. Active noise cancelling completely broken on both my original unit and the replacement - so on one hand the quality was horrific. That said, I really enjoy their overall sound - slightly warm, bass present but not overwhelming, polite treble. Shallow fit IEMs not designed for..." --DrikTheTroll


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Family: Picidae, Woodpeckers view all from this family
Description ADULT Can look rather dark in dull light, but, seen well, upperparts, including upper tail, are mostly dark glossy green. Chest is pale gray and this extends as a narrow collar around neck; collar is striking in flight, particularly when seen from above. Breast and belly are pink while vent and undertail are dark. Face is deep red with dark surround on crown, nape, and throat. JUVENILE Resembles an extremely dull adult with rather scaly-looking underparts.
Dimensions Length: 10 1/2 -11 1/2" (27-29 cm)
Habitat Locally fairly common summer visitor (mainly Jun-Aug) to a range of forested habitats, including ponderosa pine woodland and pine-oak forests. In winter, also found in more dry, open woods with grassland and nomadic to a degree if food is in short supply.
Observation Tips Often perches in the open, on dead branch, making observation easy.
Range Southwest, Northwest, Plains, California, Rocky Mountains, Texas, Western Canada
Voice Utters a range of agitated and rapid chattering calls.
Discussion A distinctive and easily recognized woodpecker. Feeds on nuts, seeds, and wood-boring insects, but also catches flying insects in aerial sorties, when flight looks relatively slow and controlled. Sexes are similar.


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Who would think that our beloved goofy Gooser is a very talented wood worker and has a heart of gold?
We returned from the honeymoon to find the most beautiful urn ever waiting for us at home, custom built by the Gooser for our recently lost Choppy puppy.
We've spent hours staring at it. Thinking about Chopper. Smiling, crying, and talking about him and what he meant to our little family.
Thank you so much Mike for doing this for us. It means so much to Staci and I, and will forever be in our home making sure Chopper is always with us.
Shayne & Staci
The top has a place for a photograph, but i think i like the way it looks with the decoy in it.


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Track Similar to domestic dog's but larger. Foreprint 4 1/45 1/8" (110130 mm) long; hindprint slightly smaller. Walking stride 30" (75 cm). Hindfeet usually come down in forefeet prints (as in Coyote), producing tracks in straight line; dog prints show zigzag pattern. Gray Wolf tracks measure about 914" (230360 mm) from one toe tip to the one behind it, Coyote's about 68" (150200 mm).
Sign Heavily used trails where prey is plentiful.
Scent posts: Scraped patches of ground, rocks, or stumps marked with urine.
Den: Entrance 20" x 25" (500 x 650 mm), with burrow 430' (1.29 m) deep, often marked by fan or mound of earth and sometimes by bones or scraps of prey brought for pups.
Rest or rendezvous area: Usually a grassy expansedry marsh, old burn, or meadow with plenty of mice and a wide viewwhere pack gathers when den is vacated. It is marked by scat, tracks, well-worn trails, and sometimes diggings where food has been cached and later uncovered.
Scat: Resembles a large domestic dog's but often contains hair of prey.


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OP thinks Henne is a franchise QB. This guy was probably a sure fire HOFer.
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Op is dumb af he said luck and gabbert are similar and that he would probably
Take luck over him.
Then like 3 posts later he said he thinks Gabbert will/can win his job back because he didn't get benched he just needed surgery. I showed him where Mularkey said GABBERT WAS BENCHED. And he ceased to reply.
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text: Talking Management Video: Why charismatic leaders are sometimes ineffective ones Add to ... Special to The Globe and Mail Published Wednesday, Apr. 04, 2012 5:13AM EDT Last updated Monday, Sep. 17, 2012 10:23AM EDT Martin Kilduff tells Karl Moore that leaders who are put on a pedestal are rarely approached and are not asked for advice Watch More Video: What businesses should be learning from NGOs Video: How to keep repeating your greatest successes HR needs to be at the CEO's decision-making table In this Digital Age, is there an absence of accountability? Factor in emotions when planning strategy Get with the team: Meeting the growing need to collaborate When a work environment is too positive Putting collective intelligence to work on a global threat Why an engaged work force drives the bottom line Getting staff to buy in on corporate strategy Why modern managers must learn the art of the 'pivot' Life lessons from the top of the world A passion for breaking the poverty cycle Olympian Jennifer Heil on conquering the pressures of competition Video: How to dress for a management job interview Developing a corporate vision with meaning How to dress for the tech job interview Tapping the potential of bi-cultural employees Why it's up to you to manage your career Uncertain world upends best career plans Comments Share via email Share on facebook Share on twitter Share on LinkedIn Print More Related to this Story Transcript: Why charismatic leaders are sometimes ineffective ones Follow us on Twitter: @Globe_Careers


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WTF are you blubbering about??? The conservatives that read the bilge produced by just you and Roger are so completely unsheltered it's amazing we are still sane. Then we have to put up with the phoney 'independants' that are the most ludicrous in their rants for trying to make us believe their stands are anything but completely socialistic.
Top all that off with the rash of RINOs on board, that don't grasp the difference between a conservative and a bleeding heart liberal...and we're the ones that are "sheltered"???
We can't get away from your messiah's message; It's everywhere we look. From the MSP...to the local brain-washed AP news-readers on radio and TV, to the namby-pamby pablum-slobbering 'editorials' that make me want to just wipe my arse with them. Yep, WE are the 'sheltered' class.
However, I'll gladly accept that definition, as opposed to the hypocrites, a-holes, and imbiciles you are surrounded by. Keep falling on the sword for your annointed leader. You have two years to go, and it won't matter who runs against him, he'll be a one term asterisk in the history books.


text: Migration Info This species winters from the extreme southern United States (Texas and Florida) to the Peruvian Andes. It displays extreme variability in the types of habitats in which it is found both during winter and on migration. The only requirement seems to be the presence of trees on which this bark specialist can feed. It is among the earliest species to reach the U.S. Gulf coast in spring, often appearing in early March in significant numbers. This is one of the most common "vagrant" warbler species in spring along the west coast, perhaps indicating that migratory routes of the westernmost populations are scattered throughout the western states.


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in the middle his son Rudolph, and on the right his wife
Alvina Tobien Schulte holding daughter Ida, about 1875
The Schulte surname comes to me via my grandma Evelyn Hauer Kerr. Her third great-grandfather was:
- Balthasar Meÿer of Herzfeld, Westfalen, Germany. He would have been born before or about 1730. His wife was Maria Kochs. He was my fifth great-grandfather.
- Joan Herman Meÿer, christened 24 March 1750 in Herzfeld. He married Maria Clara Friderici. Joan and Maria were my fourth great-grandparents.
- Johann Hermann Meyer, christened 14 December 1788 in Herzfeld. He married Maria Gertrud Hagedorn on 11 August 1840 in Beckum, Westfalen. He died of Wassersucht (dropsy, congestive heart failure, edema) on 20 May 1855 in Beckum and was buried there three days later. Johann Hermann and Maria Gertrud were my third great-grandparents.
- Joseph Meyer Schulte, born 7 February 1843 in Beckum and christened there two days later. About 1866 in Germany, he married Alvina Tobian. Joseph, Alvina, and their 2-year-old son Rudolph arrived in the U.S. on 24 April 1872. Joseph died in Detroit, Michigan on 16 October 1921 and was buried at Trinity Cemetery on Mt. Elliott in Detroit. Joseph and Alvina were my great-great-grandparents.
- Elizabeth Louise Schulte, born 28 June 1872 in Detroit and christened 11 August at Trinity Lutheran Church. She married first Felix Hauer on 21 June 1893 in Detroit, and second George T. Corneilson on 31 December 1902. She died 25 June 1930 and was buried three days later at Mt. Elliott Cemetery in a plot already shared by both of her husbands. Elizabeth and Felix were my great-grandparents.
See also Surname: Meyer.


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Family: Cathartidae, American Vultures view all from this family
Description ADULT Has blackish plumage, except for silvery white primaries. Bald head and upper neck are gray with a wrinkled texture. Bill is relatively slender and pale-tipped. JUVENILE Similar to adult, but with dark head, neck, and bill.
Dimensions Length: 22-24" (56-61 cm); Wngspn: 4' 6" (1.4 m)
Habitat Very common resident in southeast, favoring range of open habitats; visits garbage dumps. Some birds migrate south of region in fall.
Observation Tips Hard to miss.
Range Eastern Canada, New England, Rocky Mountains, Southeast, Plains, Texas, Florida, Mid-Atlantic, Southwest, Great Lakes
Voice Mostly silent.
Discussion Compact vulture with all-dark plumage. In flight, note the broad wings and silvery white tips (primary feathers), most striking when seen from below; tail is proportionately short. Soars and glides with wings almost level. Gregarious when feeding on carrion, and when roosting. Often perches with wings outstretched. Sexes are similar.


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By Bobby Harrison/NEMS Daily Journal
JACKSON – Low-income parents in Northeast Mississippi who receive a federal voucher to help them with child care costs will have to be finger scanned, starting in February.
Mississippi Department of Human Services officials said the controversial finger scanning system is being initiated to save funds by not paying for children who are not actually in day care on any particular day.
DHS "is working to maximize federal dollars so that more low-income families in Mississippi have access to quality child care," said a news release from DHS spokeswoman Julia Bryan. "Through these changes, a larger population of low-income families can be served so Mississippians can move from welfare to work."
On Wednesday, more than 100 day care providers and parents attended a public meeting at the Mississippi Public Broadcasting Auditorium to express their opposition to the program to Human Services officials.
They complained about the program scaring away parents who need child care and of using federal funds to pay for the finger scanning program that could go for additional slots for low-income children. The providers also expressed concerns about additional costs that might be passed on to them.
DHS officials listened to concerns and recorded them, but did not answer any of the questions during the public meeting.
The state has entered into a contract with Xerox to install the finger scan devices. According to a DHS handout, $1.6 million in federal funds will be spent in the current fiscal year for operations and maintenance.
Carol Burnett, executive director of the Mississippi Low-Income Child Care Initiative, said the state committed more than $12 million to the program over a five-year program. She said it was initiated during the administration of former Gov. Haley Barbour and is being enacted now.
It will be enacted in some parts of the state in November. Parents, others designated to pick up children and daycare directors in Northeast Mississippi are slated to undergo training on the new system in November through January.
Burnett said the program will use funds that could have gone to provide more openings for children at daycare centers.
The program provides vouchers for child care for parents who earn less than 80 percent of the state's median income. Burnett said because of limited funds the program normally covers only parents who earn less than 50 percent. The parents must work, or in certain instances, be in school to qualify for the federal program that is administered by the state.
As of Aug. 12, there were 18,500 children in the program with more than 8,000 on a waiting list.
She said Louisiana is the only state with a similar finger scanning program.


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Women of Will: The Overview
Following critically acclaimed runs at CSF, Prague and New York City, Tina Packer brings her fresh, funny, brilliant exploration of Shakespeare's women back to Boulder with the incomparable Nigel Gore. The overview is a comprehensive presentation of Shakespearean scenes, insights, and discussion taken from the full five-part series. You won't want to miss this very special return engagement; two performances only!
"The pair have an … astonishing chemistry as they inhabit Shakespeare's creations." — The Denver Post
On performance evenings, tickets will be available for sale and pick up in the University Theatre box office starting one hour before each play begins.
Scenic Designer, Costume Designer
Assistant Stage Manager
Stage Manager
Voice and Speech Coach
Sound Designer
Production Stage Manager
Shakespeare's women, Shakespeare's psyche
By studying the female characters in Shakespeare's plays in the order in which the playwright wrote them, I have been tracing their development and maturation over the span of the canon.
Through his relationship with the women he creates, Shakespeare reveals much about his own character and spirit as an artist. Because the women generally survive outside the power structure of society, they look at, maneuver and reflect upon the workings of that society, not unlike an artist. The feminine sensibilities of intuition, feeling and relationship parallel those of the artist.
So, if you want to know what Shakespeare thinks, listen to the women. Because there are fewer women than men in the plays, the women often have a clear definition of being the "other." And often they manifest the very souls or spirit of the stories.
The women have a specific progression from the fighting warrior women and virgins-on-the-pedestal of the early plays to the heroines who struggle to find themselves in the middle plays, to the daughters who, through their own wholeness, are able to guide their fathers back to life in the late plays. I believe the women reflect the development of Shakespeare's own psyche. Shakespeare, being one of the greatest artists who ever lived, is able to reveal— over a 25-year span— his mind to us, and this in turn actually exposes on an archetypal level the development of a universal human psyche.
I have come to understand myself through this study. I, too, have been immersed in the plays for 35 years, both as a director and as an actress, and have an intimate relationship with most of Shakespeare's writing. In many ways, my own development as an artist is reflected in the development of his women. First there is the battle, then the negotiation. In order to survive, I personally went underground and now I am coming back from the underground to a new birth — the maiden phoenix, if you will. And whole, in a way I never was before.
— Tina Packer, writer and performer
Women of Will: From CSF to Prague, to New York, and back again
In the summer of 2012, the Colorado Shakespeare Festival paved the way for plaudits around the world when it staged Tina Packer's brilliant five-play cycle, Women of Will, which explores Shakespeare's evolving ideas about women through his best-known female characters.
"Bravo, Colorado Shakespeare Festival, for bringing the incandescently thoughtful Shakespeare expert and actress and Women of Will … to Boulder," wrote Lisa Kennedy of The Denver Post in her "Highlights of the 2012 Theater Season." "Packer's chemistry — volatile, erotic, humorous — with Nigel Gore, her collaborator, scene partner and the work's atypical Everyman, was thrilling."
Packer and Gore took their scintillating show on the road after CSF, landing first at the prestigious Prague Shakespeare Festival, where the Prague Post proclaimed, "When it comes to the Bard, Packer is … positively riveting."
In early 2013, they opened their one-night version of the play cycle, Women of Will: The Overview, Off Broadway to no less acclaim.
"When (Tina Packer) and (Nigel) Gore get down to the business of acting, it's not just poetry in motion, it's thought made flesh," wrote the New York Times.
"By turns playful and fierce, Packer alters mercurially from a 'woman warrior' like Joan of Arc to a bashful young Juliet to a despairing Lady Macbeth, to name but a few of the most familiar," wrote the Huffington Post.
Having played host to the full cycle for the first time outside of Massachusetts in 2012, the Colorado Shakespeare Festival is proud to bring Tina and Nigel back to Boulder this summer for an exclusive, two-performance engagement of Women of Will: The Overview.


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First time out bargain hunting in months - Suncoast has Final Fantasy Copperhead Deluxe Playset, by BanDai. It's an Action Fleet-sized ship. Very nice looking. Sorta reminds me of a StarshipTroopers TAC Fighter / Aliens Drop Ship. Interesting use of hard plastic and rubbery wing pylons. Comes with four ever-so-slightly-smaller than AF figures, and two gray plastic parts I have absolutely NO IDEA what they do/where they go!!! Nothing in or on the box explains them. The ships are all in minty boxes, and marked at $19.95. I just had an instinct, and asked the cashier to scan one, and it came up as $4.99 (plus tax). Yeeee-freakin'-haaaaa!!!!! I bought 3, and there were still at least one or two more still left. I intend to keep two - one is already unboxed & on my shelf - and I want to keep one boxed, as well. But the other one I have is available, plus I'd be happy to go get any others that are left at Suncoast if any MM forum regulars would like one. The one I opened looks very nice next to the SW & SST Action Fleets. The boxed ones display nicely too. Although the box design is completely different from Action Fleet, it does have a clear window to see the ship - mainly from a top view.
I'm gonna try to attach a zip of some scans I just took of the ship....
If this works, you'll see top, front, side & bottom views. The bottom view has the nacelles pivoted to landing position, where small flaps rise at the trailing edge/bottom edge of the nacelles, revealing landing gear. The scans make the ship appear more avian than it looks in person.
(added note: I just looked at the scans, and should mention that the side view is just slightly distorted towards the rear fuselage. The graphics on that section are not crooked like it shows. I was holding the ship sideways - in my unsupported hand during the scan process, and my hand didn't keep perfectly still.)


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lots of realworld stuff done: cleaned house, finished taxes, finished fafsa, changed oil in car, fixed brakelights in car, fixed odor in car ;-) ...
it's spring break and i'm expecting lots of progress (and hopefully stopping points) on lots of my projects. and some extra time to enjoy being with my family.
question. what is a good name for my software project that does (dave winer's idea of) xml-rpc resource subscription/notification? i'm at a loss. if anybody's creative juices are flowing better than mine, it'd be super appreciated. thanks!
here's some quick, off the cuff ideas:
- smokesignal
- csana (content subscription and notification architecture)
argh! i can't think of anything i like... oh well. i'm sure something will come.
after some discussion with my father-in-law about back in the day gaming (he hadn't heard of myst), and a cool slashdot article regarding classic sierra games, i've had a great time remembering my beginings in the world of computer gaming. man oh man was it soooooo much fun back then. gaming now makes me pine for earlier days. no crappy "run and shoot" (tm) stuff because the hardware wouldn't do it. there was a lot more imagination required, a greater dependence upon the storyline. and we had to walk uphill both ways... but in all seriousness - please god - deliver us from doom-esqe gaming... i remeber a few years back i played a game i *really* liked. i guess it'd be just a prettied up incarnation of those previous sierra adventure genre games. here's a link to the game at amazon. the last express. if anybody has any recommendations on a similar game, i'd love to waste some hours on it. :)
dreaming: wouldn't it be nice to play (commercial, and high quality) games natively on linux.... :) maybe someday i'll ditch wine and all the headaches.
gotta do stuff.


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Just wondering if anyone has used these decoys ,I just received mine in the mail and havent had a chance to use it. It seems tough ,but we will see.
Just wondering if anyone has used these decoys ,I just received mine in the mail and havent had a chance to use it. It seems tough ,but we will see.
how long did it take to get it ? I ordered a decoy from them a month ago..........
still waiting >
Seems like a lot of stuff to keep up with and set up.
looks like a lot of work
If you cannot stand behind our troops, please feel free to stand in front of them!!!!
Live today as if it is your last, for no man is guaranteed tomorrow.
Note to Self........ Be fast on the Whistle and slow with the Cast
JAVA - My 1st hunting / Test Dog - I miss him
Dixie - Left us way to soon
Abby - She makes my daughter smile
Storm - my constant shadow
2012-11-15 15.25.23.jpgField report- They where very quick to send order ,maybe 2 weeks tops (I ordered around the time I posted this thread).Since then I have used it apx.6 times,the supplied anchor cable does not work very well ,it holds solid but if you dont get it pushed in deep enough the decoy hits the cable in shallow water and will not dip deep enough to work properly,so I switched to an anchor which helped.
The rubber feet that are shown on the you tube video are now styrafoam and are impossible to transport without bending and coming loose,the only way to keep them in place is to super glue them,if you decide to remove them after each use they will not stay in the previous holes used.
When you do finally get these bugs worked out and are able to use it as described the balance weight that is attached to the breast area rubbs the body and QUICKLY creates large divots in the body and once the paint is wore of the foam begins to seperate.
I have emailed them several times addressing this issue with no success,as they where quick to return emails when I was looking to order and spend $$,but they have not returned 2 emails I ve sent questioning these problems especially the weight eating away the body.I see no possible way that this can not be a problem on every decoy .
My over opinion is that this product is extremely over priced ,and would not recommmend purchase.
I now use it as a bobber to pull my jerk rig back with regular decoys attached ( $65 bobber )
Last edited by shawninthesticks; 11-15-2012 at 03:46 PM.
Thanks for the update. I wasn't al all impressed with the looks of it to begin with.
Thanks for the update Shawn, you save me some money as well.
canine n. Synonymous with courage, valor, trust, selflessness. If we learned to be half of what dogs are, the world would be a much better place


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Ratchet & Clank
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The Congress
The Amazing Spider-Man 2
Saving Mr. Banks
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Diversity & Inclusion
Our Commitment to Diversity and Inclusion
Diverse is Who We Are
Workforce Diversity: Statistics
Cultural Awareness & Outreach
How to Apply for Community Grants or Sponsorships
Recent Awards & Recognition
Our accomplishments and leadership in diversity are both a source of pride and an inspiration to us.
DiversityInc Top 50 Companies for Diversity (2014)
DiversityInc ranked SCE (#2) on their specialty list. "The DiversityInc Top 7 Regional Utilities for Diversity List." Notable areas include:
- Company-funded, Employee Resource Groups (ERG)
- Diversity training
- Philanthropic endeavors directed toward multicultural groups
- Marketing/advertising efforts in multi-cultural media
- Supplier Diversity Program
- Variety of inclusive benefits for all employees
G.I.JOBS Military Friendly Employers Designation (2016)
Military veterans make up 5% of our employee population. We were included in the list because of our:
- Strategic recruiting efforts
- Active partnerships with local military bases
- Our new military-focused employee resource group "Valor"
- Competitive pay and benefits package
HispanicBusiness Magazine Top 60 Best Companies for Diversity (2014)
SCE ranked #1 on this year's list of Diversity companies.
Notable areas include:
- Diversity Recruitment
- Marketing and Community Outreach
- Supplier Diversity
- Board of Director, Leadership & Personnel
Human Rights Campaign Corporate Equality Index (2016)
SCE achieved the top rating of 100 percent this year. -Criteria rated on as follows:
- Non-discrimination policy, diversity training – sexual orientation
- Non-discrimination policy, diversity training & benefits – gender identity and gender expression
- Domestic Partner benefits
- Equal health coverage
- Our employee resource group for LGBT employees
- Engages in appropriate and respectful advertising and marketing or sponsors LGBT community events or organizations
LatinaStyle 50 Report (2014)
SCE was selected by Latina Style Magazine as one of the Top 50 Companies of the Year for Latinas to work for in the USA. Notable areas include:
- Total Latina employment ≥5%
- Hispanic Association
- Recruitment through Hispanic media
- Women task-force


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Aid worker diary: Devastation in the Philippines
More than 350,000 people have lost or fled their homes following the devastating earthquake that struck the central-Philippines island of Bohol on 15 October. OCHA's Prerna Suri was part of a team that visited towns near the quake's epicentre.
It's been five days since Roddel Barace last slept. He lost four of his family members, including his 6-year-old son, to one of the worst earthquakes to hit the Philippines in years.
"It started off as a perfect day," Roddel recalls. "My father was repairing a chair in our front yard and my mother was washing clothes in the house. My wife and I had gone out for some errands. Suddenly the ground beneath us started shaking.
"I ran back and saw my son disappear."
Roddel's son, parents, sister and brother were buried alive, trapped inside their collapsed home for over six hours. "It was unbearable to hear them screaming, crying out for help."
It took more than eight hours for help to arrive. But by then it was too late. Shame Gyle, Roddel's son, would have turned seven yesterday (20 October).
The road to Antequera
Antequera is a popular tourist destination on Bohol Island. The area is famous for its waterfalls, but it also sits directly on an active fault line.
The earthquake has reduced this once-booming town to rubble. Roads are cracked open and debris is strewn about. Many homes have been abandoned, giving the town an almost eerie feeling.
Since the earthquake, over 1,000 aftershocks have been recorded by the Philippines Institute of Volcanology and Seismology. Subsequent landslides have made many major highways, roads and bridges impassable.
The bridge into Antequera has collapsed, so we had to cross the river on a small wooden boat (a "bumboat" as it is known in South-East Asia). We then took motorbikes along dirt roads, weaving past landslides and uprooted trees. We hiked the last few hundred metres as the road was too steep for our bikes.
When we finally arrived, families told us we were the first people to reach them. The earthquake knocked out the power supply, which meant that few people had access to clean water (most rely on ground pumps to draw their water). Because of its inaccessibility, Antequera remains one of the hardest areas to deliver aid.
More than 350,000 homeless
On the second day of our mission we visited Sagbayan, an area east of Antequera and closer to the earthquake's epicentre. While Antequera was like a ghost town, Sagbayan was chaotic. Hundreds of people had gathered around the town square waiting for something to happen.
We met Linda. For the past five days she had been living under a plastic sheet in the ruins of her home. She told us her story. For 27 years, she was a domestic worker in Hong Kong. During that time, all she dreamed about was saving enough money to buy her dream home.
Her dream came true a year ago when she finally bought a three-bedroom house.
"Little by little, I scraped and saved for the past 27 years to have that house," she said. "Now, I'm too old to even work. My husband has left me, my children live away and I have no one to support me. What am I supposed to do?"
The earthquake has displaced more than 350,000 people. It will take months before most of them can rebuild their lives.
Humanitarian Response
"We have identified emergency shelter and clean drinking water as immediate needs," said David Carden, the Head of OCHA in the Philippines. He took part in the assessment of Antequera and other areas hit by the earthquake. "We also need to ensure everyone affected by this earthquake has adequate food and medicines, and access to latrines. Debris must be cleared so that they can start rebuilding their lives."
In response, the United Nations and its humanitarian partners are sending food, water, tents, hygiene kits, generators, water bladders and life-saving medicines to the affected areas. OCHA has been supporting the Government to coordinate relief efforts, updating and distributing information to its partners. OCHA plans to be in Bohol for the next six months.
Glimmers of hope
Amid the sadness, fear and grief, we also found glimmers of hope. We met Rosaria, who had just given birth to a girl in the back of an ambulance. She was assisted by midwives who worked without obstetric kits or specialized medical equipment. "I'm thankful to these brave nurses who have helped me despite what they've been through," she said.
Similar stories echo around Bohol. Stories of traumatized people who may have saved their homes, but they are too terrified by the aftershocks to live in them. Stories of neighbours helping each other by providing shelter. Stories of resilience that gave us hope that, despite the damage we had seen, the people of Bohol will overcome the challenges they now face.


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Contact: Jana Goldman
News Releases 2006
NOAA Home Page
NOAA Public Affairs
Jackson State University received $499,999 under a new competitive grant program to encourage high school students to study science. The program was added this year to the National Oceanic and Atmospheric Administration's effort to develop and enhance educational opportunities at minority-serving institutions.
Also receiving grants are Florida A& M University in Tallahassee, Fla., Miami Dade College in Miami, Fla., The University of Alaska, in Fairbanks, Alaska, and Universidad del Turabo in Gurabo, Puerto Rico.
"The High School Pipeline projects will attract, recruit, and train a 'pipeline' of high school students to pursue careers, advanced degrees, or environmental entrepreneurship opportunities in the sciences directly related to NOAA's mission," said Jacqueline Rousseau, director of NOAA's Educational Partnership Program. "Minority-serving institutions will partner with NOAA, local high schools, academic institutions, and the public and private sector. The ultimate goal of the project is to ensure students have an understanding of the fundamental concepts of NOAA sciences."
Five other institutions in Georgia, New York, Washington, and California, received grants of about $500,000 each to develop and enhance educational programs and hands-on learning experiences for students in atmospheric, environmental, oceanic sciences and remote sensing technologies.
The EPP program, in its fourth year, also provides funding to cooperative science centers, and undergraduate scholarship and graduate sciences programs to support educational and research opportunities.
"This educational initiative is a special partnership between NOAA, several academic institutions and the public-private sector aimed at preparing the next generation of students to pursue careers, advanced academic studies, and new opportunities in the NOAA sciences," said retired Navy Vice Admiral Conrad C. Lautenbacher, Ph.D., undersecretary of commerce for oceans and atmosphere and NOAA administrator.
The recipients are:
High School Science Pipeline Projects
The National Oceanic and Atmospheric Administration, an agency of the U.S. Commerce Department, is dedicated to enhancing economic security and national safety through the prediction and research of weather and climate-related events and providing environmental stewardship of our nation's coastal and marine resources. Through the emerging Global Earth Observation System of Systems (GEOSS), NOAA is working with its federal partners and nearly 60 countries to develop a global monitoring network that is as integrated as the planet it observes.
On the Web:
NOAA: http://www.noaa.gov
NOAA Administrator Conrad C. Lautenbacher: http://www.noaa.gov/lautenbacher.html
Partnership program with Minority Serving Institutions: http://epp.noaa.gov/


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Binghamton University and IBM challenge future engineers
Binghamton University's Thomas J. Watson School of Engineering and Applied Science and IBM will sponsor a National Engineers Week Challenge for middle school, high school and college students from 10 a.m to 4 p.m. Saturday, February 22, on the University campus.
The challenge will feature a full slate of activities for young people to learn more about engineering while having a lot of fun.
All events are free. Participants will be able to create web pages, drive a simulator, steer a laser beam, explore robots at work, experience speech through engineering and see demonstrations of a solar-powered car.
A highlight of the challenge will be a spaghetti bridge building contest. Teams will compete in a timed head-to-head competition to build a bridge that can hold the most weight. Two divisions composed of high school and college teams will be judged separately to determine a winner in each category.
Sign-ups are encouraged. For more information, contact Marie Ciotoli at 607-755-9911.


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Discontinued Product
Professional 30" Double Wall Oven
Sorry, the manufacturer is no longer producing this product.
Description & Highlights
Frigidaire Professional 30" Double Wall Oven - Stainless Steel
Turn your home kitchen into a professional kitchen with the Frigidaire Professional 30" Double Wall Oven (FPET3085KF). This unit is made of real stainless steel, which is easy to clean and protects the finish from smudges and fingerprints. It also features the PowerPlus preheat and convection, which transforms your food into delicious perfection in less time.
The one-touch controls allow you to easily cook a dish with the press of a button, while the keep warm setting keeps your food fresh and hot while everything else is being prepared. The 24 hour delay start allows you to set a timer to start heating your food whenever you need it to, so your food doesn't have to wait on you. The flexible SpaceWise half rack system adjusts to cook multiple dishes at once, or it can be removed to cook taller dishes.
SpaceWise Half Rack:Can cook multiple dishes or can be removed to make room for taller dishes
"My Favorite" Settings:Conveniently program your most used setting
Even Baking:Even baking technology makes sure food is cooked evenly
- Model: FPET3085KFSpaceWise half rack
- Brand: FrigidaireEffortless convection
- PowerPlus preheat & convection"My Favorite" settings
- Pro-Select controlsOne-touch controls
- Delay startOven capacity: 4.2 cu. ft.
Exterior Dimensions:50 7/16" H x 30" W x 24 1/2" D
Interior Dimensions:16 1/2" H x 24 1/8" W x 18 1/32" D
Cutout Dimensions:48 7/8"-49 7/8" H x 28 1/2"-29" W x 23 1/2" D


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Ever since I worked at the Star Tours ride back in 1996, yes I was one of the Rebel Technicians that gave that famous line just before blastoff, "May the Force be with, Cause I won't." I have been craving figures and even the transport ship from that ride.
If Hasbro does release these figures hopefully the shuttle will not be far behind.


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Get the Wolves newsletter
10:44 28th January 2014
Jackett praise for winger's response
Kenny Jackett has praised Bakary Sako's response to being left out of the team after the winger came off the bench to clinch victory against Bristol City.
Sako had been left out of the starting line-up for the last two games, but produced a lively cameo against City which culminated in an impressive third goal in the 3-1 win.
Was the winger trying to prove a point? Jackett certainly hopes so!
"I've seen no let-up in Bakary's attitude at all," says the Head Coach.
"He's shown a good attitude, responded very well and, when he got his chance, he scored a good goal.
"He also gave Adam El-Abd some problems and drove him back because El-Abd was a big personality on the pitch.
"At 2-1 the game was evenly poised and I felt he did make the difference.
"It was exactly the right type of response – making a point to me, making a point to himself, to his own team-mates and to the supporters.
"I certainly hope it was all of those things and it's the type of reaction you want when you get onto that pitch.
"You fight for the shirt and then, after that, if you get it you fight even harder to keep it.
"Bakary has never expressed to myself or to Kevin (Thelwell) or Jez (Moxey)that he dislikes it here and his demeanour and his manner and body language is anything but.
"I think he likes being here and is a good team-mate to the other lads – he has also shown a good attitude in helping Nouha (Dicko) to settle in.
"You have to continually re-prove yourself, whoever you are, and whatever you've done in the past, and the same goes for me."
Elsewhere meanwhile, Leigh Griffiths will remain in the Wolves squad unless there is any fee agreed with Celtic for his services.
Both Jackett and Celtic boss Neil Lennon have confirmed there is dialogue between the two clubs after an initial bid for the Scottish international striker was rejected.
"As it stands Leigh is in my plans – mentally he's fine and dialogue has been open which is a good thing," added Jackett.
"He's expressed his interest in Celtic publicly and for a Scottish lad the pull of a club that size is a big one.
"But he knows the deal has to be right for us and, as with any player,if they agree they then need to talk to see where they fit in.
"That's where we are at present but he certainly hasn't closed the door on Wolves at all and he will be at Boundary Park."
Jackett also confirmed Wolves are continuing to scour the market to try and add to the ranks before Friday's 11pm transfer deadline, irrespective of what happens with Griffiths.
"The squad has evolved in a good way, it has generally improved and we are looking to improve it again," he added.
"I don't think there will be anyone in or out for the Oldham game but by Saturday much depends on other clubs and their stance in terms of whether that will change."
*Kick off at Boundary Park tonight is 7.45pm and tickets will be available to Wolves fans on the gate at the same price as was sold in advance.
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Ensoniq EPS
EPS means 'Ensoniq Performance Sampler'. The EPS is just that with clever new features that make it not just a professional studio music production tool, but also a powerful live performance instrument. Its biggest feature is its ability to load new samples while playing the instrument, a feature you'd be lucky to find on current synth/samplers. The EPS is somewhat multitimbral in that you can have 8 instruments on-line one at a time or stacked* and switching between them is as easy as pushing one of the 8 instrument buttons. The 'Patch Select' buttons over the Mod-Wheel allow for on-the-fly patch switching from a spot where your hand is likely to be while performing!
Its unique 13-bit sampler is highly versatile with multiple sample rates to choose from (6.25 to 52kHz). However, higher sample rates mean less polyphony and sample time. Unfortunately sample memory is miniscule at 480 Kb yielding anywhere from 5 to 41 seconds of sample time. Fortunately it is expandable up to 896 Kb (with optional 2x expander) or 2.1 Mb (with optional 4x or 4x+SCSI expanders) allowing as much 167 seconds of sample time. Some of the EPS's goodies include an 8 to 16 track sequencer (which steals its memory space from the same RAM that holds the samples) with quantizing, digital filters that seem like analog and preset template envelope options.
The EPS brought together many facets of synthesis at its time: sampling, synthesis and performance. It blended these together in a superb machine that, despite its limited sample memory, is quite popular and useful even today. Though it was later upgraded to the full 16-bit EPS-16+, the 13-bit EPS is a very cost-efficient alternative for any musician in search of classic keyboard-samplers!
* Although you usually play one instrument part at a time, you can get all 8 up at a time. With the EPS in Load mode by first selecting an instrument and then double clicking another instrument both will be played together. Continue double-clicking the other instrument buttons to layer all 8 instruments! (submitted by Rod Wesson and John Rule).
The EPS has been used by Cirrus, Wu-tang producer RZA and filmaker/composer John Carpenter.
Lookup Ensoniq EPS Prices
The link above will take you to an eBay search for this synth to see active listings with more images, specs and information. If you don't find it there, try looking in our forum marketplace. Our marketplace gets thousands of visits every week so make sure to check back often if you want to buy or sell a synth.
Related Forum Topics
User Comments & Reviews
Are you looking to buy or sell a Ensoniq EPS? Post an ad in Gear For Sale or a request in Gear Wanted. For spare parts and repair services check out Gear Services & Other Goods. Our forums also has a Buyer's Guide section where you can ask for advice on buying synthesizers.
- Demos & Media
Audio Clip 1 - Take a listen to the EPS-16+ for a good idea of the EPS sampler potential.
- Specifications
- Polyphony - 12 voices at 52 kHz.
16 voices at 39 kHz.
20 voices at 31.2 kHz.
- Multitimbral - 8 parts.
- Sampler - Mono 13-Bit A/D input, 16-bit D/A stereo output. Variable sample rates from 52kHz to 6.25kHz; Sample-time: 5 seconds (52kHz) to 41 seconds (6.25kHz).
- Filter - Independent dynamic digital filter per wavesample, multi-mode digital low pass or variable-width band-pass with many slopes
- VCA - 6-stage envelope including envelope preset templates
- Sequencer - 8 tracks with separate instrument, volume, and MIDI channel. 80,000 notes limit.
- Keyboard - 61 keys (velocity and aftertouch)
- Memory - 512 Kb (480 Kb to be exact) internal (expandable to 896 Kb w/ 2x expander, 2.1 Mb w/ 4x expander)
- Control - MIDI, Disk Drive (800K double-sided 3.5" micro-floppy), SCSI (w/ 4x+SCSI expander)
- Weight - 29 pounds (13 kilograms)
- Date Produced - 1988
- Websites of Interest
Sample Magic: Mastering the EPS/ASR Samplers
- Shop for Keyboards, MIDI & Gear
Guitar Center: Synths and MIDI
Sweetwater: Hot items in Keyboars section
The Musician's Friend: Keyboard gear
AMS: Brand synths and accessories
The Woodwind & Brasswind Store
music123.com: Synth Blow Out Deal Section
zZounds: Keyboards and MIDI equipment
Errors or Corrections? Send them here.


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Thanks so much everybody. It seems that my co-workers always come to me with their dog questions. Except one lady that has a labradoodle (she did not like what I had to say about the "breed"). If anyone has any breeder recommendations, please let me know. You can pm me with any negative info you have about specific breeders.
Thanks again


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PRINCETON — Pastor Lauren W. Gerber, 92, of Princeton went home to be with his Lord and Savior after faithfully serving Him for over 65 years surrounded by his family who loved and adored him especially his two granddaughters, Rachel Mary and Abigail Lauren, who will dearly miss their papa.
Lauren was born July 29, 1920, in Tampico, the son ofĀ Frank and Laura (Linder) Gerber. He was united in marriage to Mary Bakalar on April 19, 1958, in Chicago.
He was a graduate of Tampico High School in 1938, he then graduated from Moody Bible Institute in Chicago in pastoral studies in 1944. Pastor Gerber earned his Doctorate in Theology from Clarksville School of Theology. He started new churches in rural Iowa and Nebraska before serving as pastor at the First Baptist Church in Bradford for 24 1/2 years. He supplied pulpits in many surrounding churches during his retirement until being placed on staff at Bunker Hill Church of God in Buda as a senior saints pastor until his health declined.
He is survived by his wife, Mary Gerber of Princeton; five daughters, Rose Marie (John) Wilson of Yelm, Wash., Debbie Pease of Princeton, Cheryl Gerber of Vernon Hills, Marilyn (Rob) Jensen of Princeton and Carol (Tom) Smith of Princeton; one son, Daniel Gerber of Princeton; numerous grandchildren, including June, Scott, Dale, Rachel and Abby; one sister, Carolyn Marquis of Sycamore; and numerous nieces and nephews.
He was preceded in death by his parents; his first wife, June; one daughter, Ruth Ann; one son, David; two brothers, Milton Gerber and Lowell Gerber; one sister, Joyce Gerber; one brother-in-law, Melvin; and one son-in-law, Tony Pease.
Services were held Monday at the Bunker Hill Church in Buda with the Rev. Stephen Myong, the Rev. John Erickson and the Rev. Ken Wilson officiating. Burial was in Elm Lawn Memorial Park, Princeton.
Visitation was held Sunday at the church.
A memorial has been established in his memory.
The Garland Funeral Home in Walnut is in charge of arrangements.
Online condolences may be left at www.garlandfuneralhome.com.


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River Island Short Open Cardi
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After the success of The Body Snatcher and with Isle of the Dead finally wrapped and ready to be released, RKO decided to 'reward' Lewton by upping his budget for what would transpire to be his last B Horror movie for them. As well as receiving $350,000 Lewton was also given a staggering 8 months for post-production – unheard of for a B movie at the time.
Following on from Isle of the Dead and The Body Snatcher, Bedlam was another 'period' film with astounding attention to detail lavished upon it, and like Isle of the Dead was also inspired by a painting – William Hogarth's Bedlam Plate 8: The Rake's Progress. The script was written by director Mark Robson and Val Lewton, under his pseudonym Carlos Keith, and was apparently also inspired by the ponderous writings of Casanova and English poet Nicholas Breton. Whilst the dialogue is immensely decorative and accomplished, it was initially criticized for being to 'high-brow', although now it is considered amongst Lewton's best work. Lewton also gathered together a few familiar and trusted colleagues, including composer Roy Webb, who provides a fittingly baroque score, cinematographer Nicholas Musuraca, who had previously lensed Cat People, Curse of the Cat People, The Ghost Ship and The Seventh Victim. The cast also compromised of a few familiar faces too, such as Jason Robards, Elizabeth Russell and Skelton Knaggs. The producer also insisted that Anna Lee portray the headstrong Nell Bowen, as he had wanted to work with her since I Walked with a Zombie, a film she narrowly missed out starring in.
Unfortunately, the extra eight months Lewton was given to put the film together in post-production would conspire to rob the film of its already dwindling potential audience. Post War audiences wanted realism – they wanted to be cheered up and reminded that they were alive and that being alive was a good thing and blah, blah, blah. In other words, no one wanted to watch horror films and be reminded that the world could be a dangerous and scary place. Bad news for Bedlam, which was heavily marketed as a horror picture – its lurid posters visually squealing about the promise of seeing 'Beauty at the Mercy of Madmen!' and 'The shocking truth about 18th Century London's ill-famed House of Horrors, where only death could free its hopeless inmates from the foul and fancy tortures of a master in monstrousness!'. Yes, they put ALL that on a poster.
What many didn't realise, much to the chagrin of its star Karloff, was that Bedlam was really a delicately crafted, if a quite often creepy and sadistic, message movie about the ill-treatment of the mentally ill. In this respect, Bedlam was very ahead of its time – tackling issues (albeit within the guise of a 'chiller') that most other films of this time would only shirk from. According to an interview with star Anna Lee in a 1991 edition of 'Science Fiction Stars and Horror Heroes': 'Boris used to get quite annoyed when people referred to it as a horror picture. He said 'It's not a horror picture, it's a historical picture', and he was right, absolutely dead right.'
Dir. Mark Robson
Nell Bowen (Anna Lee), the spirited protégé of the very rich and very pompous Lord Mortimer, is quietly horrified by the conditions of the infamous St. Mary's of Bethlehem Asylum – Bedlam - when she visits it for a 'jest'. Encouraged by her friend, Quaker Hannay (Richard Fraser), she attempts to reform Bedlam, but the cruel apothecary general, Master Sims (Boris Karloff), resents her interference and has her committed there. Winning over the inmates with her kindness and self-sacrificing nature, Nell soon has it in her power to turn the tables on the sadistic Sims once and for all.
Whilst Lewton's most identifiable trait throughout his film work must surely be his use of ambiguity and suggestiveness – Bedlam is quite different from his other productions, with its no-holds barred depiction of the horrors and atrocities of humanity. The cruelty and lack of compassion people often express towards one another, particularly those who are considered 'different' by society, is the dark core of this film. Of course, this being a Lewton production, it is still handled tastefully and is grounded firmly in the world of literature and art.
The scenes within Bedlam are suitably atmospheric and creepy, as bodies lay strewn about the place amongst filthy straw beds, chains and unidentifiable debris. A truly effective shot of hands reaching out through the bars of dark cells along a corridor reveals the plight of many inmates. Director of photography Musuraca drenches his carefully composed filmic canvas in dramatic lighting and a rich visual texture. The interior of Bedlam is a mass of expressionistically angled shafts of light and shadow, highlighting its uneven kilter as a house of the damned and anguished. When Nell has her first glimpse inside the asylum, we are treated to a wonderful shot of her startled face before the camera pulls back, and keeps pulling back, to gradually reveal the degradation she sees spread out before her. As mentioned, Bedlam was inspired by Hogarth's painting sequence The Rake's Progress, notably its final panel showing the eponymous rake in an insane asylum. The film begins with a montage of excerpts from Hogarth's paintings, and at various times throughout the film, other excerpts appear briefly onscreen. As Nell moves around the asylum, various little segments from Hogarth's paintings are recreated in the onscreen action.
A particularly disturbing moment that also forms one of the film's most notorious scenes occurs as affluent and exquisitely attired guests assemble for the banquet Sims has thrown. The sumptuousness and opulence of the guests and their lavishly laid out dinning table contrasts quite powerfully with the suffering and eventual death of the feeble boy standing before them covered in gold gilt. They laugh and chatter and fan themselves as he is made to recite a poem as he suffocates within his own skin. When he drops dead they react as though his suffering were a mere trifle, and carry on with the festivities as before. This is the moment that reaffirms Nell's realisation that the 'loonies' aren't quite as funny as she initially thought they'd be, and it is quite haunting in its simplicity and cruelty.
Anna Lee breathes life into Nell, enlivening proceedings whenever she is onscreen. She is headstrong, good natured and sharp-witted – typical of Lewton's leading ladies and it is easy to like her – if only because Sims is such a conniving nemesis. The rapid-fire exchanges of dialogue between her and, well, anyone else in the film, are definite highlights. Her transformation into a saintly, Florence Nightingale-type is believable, if a little hasty. Lee also conveys Nell's vulnerability quite well, as demonstrated in the rather taut trial scene in which she is committed to Bedlam. The scene is edited in such a way as to highlight her mounting frustration with the increasing number of absurd questions fired at her by a room full of judges. Elsewhere, Richard Fraser as the kindly Quaker comes across as stiff, handsome and quite bland – typical of leading men in 1930s/40s horror films. Elizabeth Russell is a hoot as Sim's boozy floozy and it's nice to see her in a slightly comic role for once, as she usually portrayed tragic, doomed women in Lewton's films.
Karloff provides another richly textured performance that, while not quite as nuanced as his portrayal of Gray in The Body Snatcher, still ensures that the otherwise unsavoury and malignantly cunning Sims manages to invite our sympathy at various times. Cordial, droll and immensely sadistic, the apothecary general is still open to ridicule from time to time – especially from takes-no-bullshit-Nell. Whereas she is strong and principled, he is corrupt, cruel and obsequious enough to worm his way into the ranks of society he fancies he belongs to. And yet when we first see him, it is as he sits anxiously outside Lord Mortimer's chamber waiting to be quizzed about the death of an inmate Mortimer was acquainted with. The complexity in his character is also evident when he is being judged by his own inmates in a tense kangaroo court. As he defends himself, it would be easy to dismiss his pleas as those of a man who would say anything to save his snake-like skin – however, because of Karloff's conviction, we aren't too sure about Sims – maybe he is telling the truth.
We never find out though, as events climax in a shuddersome Poe-inspired finale.
Bedlam may at times appear to be unsure of what kind of film it wants to be – a horror film? A period thriller? A 'message' movie? A restoration satire? In fairness, it is all of these things. It is also a finely crafted and moving film with credentials that completely belie its B grade status.
Bedlam marked the final collaboration between Karloff and Lewton – a fitting end to a most fruitful partnership. Karloff received rave reviews for his performance, and perhaps due to his successful work with Lewton, won three major roles the following year in three big budget mainstream movies: The Secret Life of Walter Mitty, Lured and Unconquered. His second 'terror' omnibus, entitled And the Darkness Falls, was released to coincide with Bedlam, and was also received favourably.
Follow the links to read more about Karloff's collaborations with Lewton.
Dark Dignitaries: When Karloff met Lewton Part I: Isle of the Dead
Dark Dignitaries: When Karloff met Lewton Part II: The Body Snatcher