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Primers & Undercoaters
InterLux and Pettit Paint are in stock now- along with other top selling brands. The Proper Paint Primer is key to proper shine and coverage, and at Wholesale Marine we are more than happy to help you find the primer you need each and every year.
Interlux Interprotect, Pre-Kote, Primocon, and Surface Prep products are perfect for laying a firm foundation. They are excellent for usage on underwater metals, hulls, and keels.
Aquagard Primers are formulated to be used prior to anti-fouling paint, resistant to hostile marine environments, resistant to corrosion, and are even available in a water based form.
Moeller Marine Spray Primers are great for both below and above your boats waterline. Iron and steel surfaces will embrace that extra protection, especially welded joints. Zinc is prevalent and helps with creating maximum resistance against solvents and abrasions.
Our Pettit Paint Primers, Sealers, Surface Preps, and Undercoaters have been helping customers for decades find the perfect paint for their boat. Pettit Paint products are suitable for use on all underwater metal running gear, and fiberglass, stainless steel, galvanized steel, and even raw wood.


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|>> Archive: Salmon & Steelhead Flies Spey flies to mixed wings, new innovations
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Green Widow
Fly Tyer: Smolt (Charles)
Name: The Green Widow
I do not know the history of the Green Widow, but I do have a story as to how I became familiar with the pattern.
During the last week in July of 1988, I was one of a group of eight fishermen from various parts of Maine who met to fish the Main SW Miramichi River in New Brunswick. We were fortunate enough to be fishing the Big Hole Pool for three days. If not the best, Big Hole is one of the two best pools on that entire river system, so we were expecting good things.
When we woke up to fish on the first morning, the sky was crystal clear, the weather was pleasantly cool, and the water was at a perfect level and temperature. Unfortunately, the fishing was slow. Two and one-half hours passed and none of us had a hook-up.
One of the fellows in the group and the most experienced Atlantic Salmon fisherman among us Fred Evans should like this was a banker named Fred from Millinocket. Looking for some way to break the drought, he dug around in a fly box he seldom carried with him and took out a really old fly, the name of which he could not remember, tied it on, and proceeded to catch three salmon before lunch, i.e., in the next hour and a half.
He was the only person who caught fish that morning. Big Hole is such a large pool all eight of us could fish at one time without any trouble. Consequently, we all knew how everyone else was doing, especially Fred.
It is not an overstatement to say that when we got back to camp to have lunch and a rest before the evening fishing, everyone wanted to know what fly Fred had used to catch his fish. He showed us and was quick to point out that he had only one, the one HE was using.
After inspecting the fly, and notwithstanding the fact that we didnt even know the name of the fly, two members of the group jumped into a car and, not even waiting until after lunch, drove to the W.W. Doak fly shop in Doaktown to buy some. No luck. The people at Doaks didnt have and had never heard of any flies that met the mystery flys description flat silver tinsel body with an oval silver tinsel rib, black hair wing, a green hackle collar, and a black head.
Now, whenever I go salmon fishing I try to drive so that I can bring with me a supply of fly pattern books and as much fly tying material and equipment as I feel will not be too embarrassing. I had driven on that trip and had a full supply of books and material with me. After a review of the patterns in Hair-Wing Atlantic Salmon Flies by Fulsher & Krom, I was able to identify the fly as the Green Widow.
After lunch I tied as many as I could and divided them up among the group. That evening, the Green Widow accounted for five out of the eight fish caught. In the three days we fished, the Green Widow accounted for nineteen of the thirty-nine fish brought to net by the group. It was a very, very good three days.
The punch line to all of this is that, when I returned to fish the Miramichi the next summer, I went into Doaks to nose around. You guessed it. The fly case was full of Green Widows tied in various sizes on both double and single hooks with a sign up touting it as the newest and hottest fly on the river.
I have never repeated the success we had with the Green Widow in 1988, but the fly is one I always take with me whenever I fish any salmon river. You never know when it will work its magic again.
HOOK: Any single of double UE or DE salmon fly hook ( I have used Partridge M size 4 singles or Partridge P size 4 doubles)
Thread: Black 6/0 or 8/0
BODY: Flat silver tinsel with an oval silver tinsel rib
WING: Black hair (bear, squirrel, fox, etc.)
THROAT: Green hackle tied as collar
HEAD: Black
Last edited by pmflyfisher; 03-09-2003 at 10:44 AM.
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subset: commoncrawl


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Badgers advance at women's Big Ten Tournament
Wisconsin rallies to knock off 6th seed Illinois
Morgan Paige scored 18 points, including two free throws with 3 seconds remaining, and 11th-seeded Wisconsin beat Illinois 58-57 in the first round of the Big Ten tournament on Thursday.
Illinois, which trailed 54-44 with 6 minutes left, took a 57-54 lead on Amber Moore's 3-pointer with 42 seconds left. Tessa Cichy made two free throws to get Wisconsin within a point.
The Badgers (12-18), who will play Purdue in Friday's quarterfinals, were 21 of 21 from the free-throw line, led by Paige who made all 10 of her foul shots.
Jacki Gulczynski had 15 points and eight rebounds and Cassie Rochel had 10 points and 13 rebounds. Wisconsin out-rebounded Illinois 41-29.
Ivory Crawford led the sixth-seeded Illini (16-13) with 14 points. Moore scored 13 and Adrienne GodBold had 12 points and eight rebounds.
Illinois led 30-20 at halftime. Crawford had nine points in the half to lead all scorers.
Wisconsin will face 3rd seed Purdue Friday afternoon at approximately 2 pm in the second round.
Latest Sports Headlines
- Kawhi Leonard scores 29 as Spurs put out Grizzlies
- No new names join Packers during first round of NFL draft
- Steelers select TJ Watt with 30th pick
- Ryan Ramczyk selected by Saints with 32nd pick
- Raptors blow 25-point lead, but beat Bucks 92-89
- Pirates beat Cubs 6-5 as Ngoepe becomes first African in MLB


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After a month's suspension (no doubt waiting to see if the backlash would subside) for calling RG3 a "cornball brother" based on his persona and Caucasian fiancee This is the same moron who asked then Detroit HC Rob Marinelli if he wished his daughter was married to a better DC than his son in law, who was the Lions DC. Good riddance to bad rubbish - one douchebag down, many more to go.
Now if only Omar was a little less circumspect and subtle in his obvious agenda (there I said it!!!)
ESPN has severed ties with embattled Detroit commentator Rob Parker, according to profootballtalk.com.
Parker had been suspended for 30 days for his racial comments about Washington Redskins quarterback Robert Griffin III, including referring to him as a "cornball brother."
While still suspended, Parker appeared on WDIV-TV (Channel 4) on Sunday night and said he was "shocked" by the public backlash.
In a statement issued to Pro Football Talk today, ESPN said it decided not to renew Parker's contract for 2013 after "evaluating our needs and his work."


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Latest Headlines
NFL'13 Cherry Picks W12: JFK Life
Posted on 19 Nov 2013 by Steven Keys.
John F. Kennedy (1917 – 63) November 22, 1963…the day the dream died. It's been 50 years since that dreadful day in Dallas Dealey Plaza when President Kennedy was murdered in ambush in what we now know was a carefully crafted coup d'état. Most Americans in '63 had lived through World War, economic depression and nervously waited-out a nuclear stand-off less than a year earlier,...


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.223, 22-250, .243, 6mm, they'll ALL get the job done. My personal preference is a .243 for 'yotes
BUT...FOM mentioned neighbors and all of those are real loud, loud enuf to be an annoyance to some neighbors. Iffen that's the case, you can't beat the lowly .22 Hornet with a 40-45 gr. Hornady SX bullet you can knock 'em down out to a bit over 200 yds with no range compensation. The quiet-er alternative.


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NFL First Round Draft: Who Went Where?
Apr 26, 2013 9:46 AM EDT
Where will Manti Te'o go in the NFL draft? Not before the second round.Yup, the Notre Dame linebacker was passed over in the first round Thursday, allowing pundits and football and non-football fans alike to prattle for another day about the repercus… Read more


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We're concerned about the financial well being of our members. Whether you're interested in developing a workable budget, getting out of debt, taking a look at your credit report, buying a home, or planning for your financial future, we want to help. That's why we've provided access to free financial education and confidential financial counseling through the BALANCE Financial Fitness Program.
To speak to a financial counselor
Mon.-Thurs. – 8am-11pm
Friday – 8am-8pm
Saturday – 11am-8pm
Email: email@example.com
Please do not email any sensitive information including your account numbers or social security number.
We value the trust you place in us. We will remain vigilant and committed to protecting our members from fraud of any kind. Our Security Center will feature security alerts regarding current threats being perpetrated in our community so our members don't unknowingly fall victim to identity theft, phishing scams, etc. We encourage our members to educate themselves about security and to use the fraud protection tips we've provided.
Although we have monitoring systems in place to detect and prevent fraud, it is always a good practice to monitor your account closely for unusual activity. If you are concerned about the possibility of fraud, call Member Services at (407)-896-9411 or (800)-771-9411 outside Orlando, option 3.
Amazon Scam Targets Holiday Shoppers
Decemebr 9, 2016
A new scam involving Amazon.com proves that when it comes to holiday shopping, crooks always play the role of the Grinch.
Customers are being told to look out for emails that look like they're from Amazon, but are clever fakes that appear authentic.
The emails state that a recent order cannot be shipped and there are problems with processing that require the customer to confirm information so they can access their accounts or place future orders.
When shoppers click on the link to confirm their account, they are taken to a page where they are told to enter their name, address and credit card information. The page, of course, is a fraud. There are many ways to identify whether you are being targeted for this scam:
Amazon officials say if customers are concerned about orders placed from the retail site, they should head to Amazon.com and confirm email details match order information under "Your Orders."
NCUA Warns of Text Phishing Scam
August 23, 2016
The National Credit Union Administration is warning consumers about a telephone texting scam in which consumers are contacted by text messages claiming to come from the agency. The text message reads: "National Credit Union Administration Alert for (recipient's phone number). Contact 844-234-5445."
A press release from the NCUA stated, "This is not a communication from NCUA. The agency does not seek personal information through the internet or on the telephone."
For those receiving one of these messages, the NCUA urged consumers to contact NCUA's Consumer Assistance Center at 1-800-755-1030 between 8 a.m. and 5 p.m. Eastern. NCUA also recommended members contact their credit union, local law enforcement, or the Internet Crime Complaint Center, a partnership between the Federal Bureau of Investigation and the National White Collar Crime Center.
NCUA operates an online Fraud Prevention Center that offers information about avoiding frauds and scams on its MyCreditUnion.gov website.
Tax Refund Scam Artists Posing as Taxpayer Advocacy Panel
April 6, 2016
The IRS reminds taxpayers to guard against all sorts of con games that arise during any filing season. A new email scam targeting taxpayers has emerged. According to the Taxpayer Advocacy Panel (TAP), taxpayers are receiving emails that appear to be from TAP about a tax refund. These emails are a phishing scam, where unsolicited emails which seem to come from legitimate organizations -- but are really from scammers -- try to trick unsuspecting victims into providing personal and financial information. Do not respond or click the links in them. If you receive an email that appears to be from TAP regarding your personal tax information, please forward it to firstname.lastname@example.com and note that it seems to be a scam email phishing for your information.
TAP is a volunteer board that advises the IRS on systemic issues affecting taxpayers. It never requests, and does not have access to, any taxpayer's personal and financial information such as Social Security and PIN numbers or passwords and similar information for credit cards, banks or other financial institutions.
Scam Artists Claiming IRS is Demanding Tax Payments
March 4, 2016
Recently, many residents of Central Florida received a telephone call from scam artists fraudulently claiming that they were about to take drastic action relating to IRS tax payments. These scammers try to scare their victims. Do not believe them!
The real IRS will not:
If you receive a scam call, do not provide any information to the caller. Hang up immediately. Contact the Treasury Inspector General for Tax Administration at www.treasury.gov/tigta/contact_report_scam.shtml or contact our 7th Congressional District office at (407) 366-0833.
NCUA Posts New Online Resources to Help Consumers in Fighting Identity Theft
January 25, 2016
With tax season beginning, the Federal Trade Commission has announced Tax Identity Theft Awareness Week for 2016 (Jan. 25 - 29), and the National Credit Union Administration has new online resources to help consumers protect themselves.
NCUA has updated its tax identity theft resources page on the MyCreditUnion.gov consumer website. The page includes useful information for preventing or reporting identity theft that may be perpetrated using fake contacts that appear to be legitimate Internal Revenue Service requests for taxpayer information. Credit unions are encouraged to share this information with their members.
"Cyber hackers and old-fashioned thieves can trick people into divulging personal and financial information not only during tax season, but all year long," Board Chairman Debbie Matz said. "NCUA has an ongoing commitment to protecting and educating consumers, helping them understand how they can prevent theft and informing them where to get help should they become victims of fraud."
Consumers should be aware the IRS does not initiate contacts with taxpayers by email, text messages or social media channels to request personal or financial information.
Use caution with EMV Cards at ATMs and Gas Pumps
January 15, 2016
As retailers push to update their credit card readers and systems to be compatible with EMV chip technology, crooks have turned their attention to gas pumps and ATMs to steal card information. Law enforcement officials are reporting a spike in the use of credit card skimmers at ATMs and fuel pumps, according to media sources. Skimmers are devices — often nearly undetectable — that fit over a card reader and copy credit or debit card information from the magnetic strip when you swipe. Identity thieves can then use the data to run up fraudulent charges. This means that even though you might be carrying new cards with EMV chips, they're just as susceptible to fraud at the pump or an ATM as they were before. In fact, they may be more vulnerable now that identity thieves are targeting those terminals more.
If something looks suspicious, ask someone from the bank, credit union, or gas station to inspect the reader — or simply use another one.
Read the entire article at NerdWallet.com, a personal finance website.
NCUA Warns Consumers about Telephone Scam Seeking Personal Information Page
December 18, 2015
The National Credit Union Administration is warning consumers about a telephone scam in which consumers are contacted by a caller claiming to work for NCUA and asking for personal and financial information.
The caller tells the consumer her or his credit card or debit card has been frozen or blocked. The caller then asks for the consumer's Social Security number, account number, date of birth and home address to supposedly verify the information.
Consumers should not provide this or any other information to the caller. NCUA would not request personal or financial information in this manner. See NCUA's Privacy Policy for more information.
NCUA offers extensive information to help consumers identify frauds and scams at its Fraud Prevention Center. Consumers who suspect they may have become victims of identity theft should immediately contact their financial institutions and, if necessary, close existing accounts and open new ones.
NCUA urges consumers also contact the three major credit bureaus—Equifax (866-349-5191), Experian (888-397-3742) and TransUnion (800-916-8800)—to request a fraud alert be placed on their credit reports.
NCUA supports credit unions and their members with financial literacy and consumer protection resources available without cost at MyCreditUnion.gov.
NCUA also provides up-to-date financial education information on the agency's YouTube channel, Facebook page and consumer Twitter feed.
Warning About a Debit Card Scam Targeting Senior Citizens
November 23, 2015
CFE is advising members to use caution with their debit cards as there are identified cases of suspects convincing people to turn in their debit cards. The suspects are primarily targeting senior citizens, telling them their cards are compromised and convincing them to disclose their account numbers and pins. The suspects often ask victims to drop their debit card in the mailbox to be picked up.
A number of people have been contacted as part of this scheme. CFE has proactively been working with law enforcement which has resulted in the arrest of one of the suspects, but another is still being sought.
Please remember that CFE Federal Credit Union will never call a member and ask them for their debit card or pin number and will never ask them to be placed in a mailbox for pickup.
Phishing Scam Phone Number Alert: 888-503-0711
May 12, 2015
This is a phishing scam stating your Debit MasterCard has been locked. A robotic recording asks you to "push one (1) to reactivate and speak with fraud prevention department". Beware of phishing phone calls! Treat all unsolicited phone calls with skepticism. Do not provide any personal information.
NCUA Warns Consumers about "Spoofing" Scam Mimicking Agency's Telephone
March 25, 2015
The National Credit Union Administration is alerting consumers that texts they receive from an agency telephone line, 703-518-6301, asking for personal information are not coming from NCUA. NCUA does not request personal or financial information from consumers. See NCUA's Privacy Policy for more information.
This attempted fraud scam is called "spoofing." The perpetrators are able to mimic a telephone number to generate text messages. The texts may warn of a debit card reaching its limit or use some other trick to persuade individuals to provide personal information or go to a malicious website. Consumers should not click on links in the message, provide information to any websites referenced in the message nor attempt to conduct any financial transactions through those websites.
More than 40 consumers around the country received text messages yesterday. Consumers receiving these texts should contact NCUA's Consumer Assistance Center Hotline at 800-755-1030. NCUA also offers information about avoiding frauds and scams at MyCreditUnion.gov.
Consumers who suspect they may have become victims of identity theft should immediately contact their financial institutions and, if necessary, close existing accounts and open new ones. When identity theft occurs, NCUA urges consumers also contact the three major credit bureaus—Equifax (800-525-6285), Experian (888-397-3742) and TransUnion (800-680-7289)—to request a fraud alert be placed on their credit reports.
NCUA Warns Consumers about "National Credit Union" Phising Scam
March 17, 2015
The National Credit Union Administration has received reports of an online phishing scam that uses a website with a logo and a design similar to the agency's own site in an attempt to convince unwary customers to provide information or send money.
Consumers have received emails from the National Credit Union website, which apparently originates in Australia and claims to offer services in the United States, Europe and the Commonwealth of Independent States. This website is not affiliated in any way with the National Credit Union Administration, a federal agency, and the emails are not from NCUA.
The emails attempt to persuade individuals to provide personal information, such as Social Security numbers, account numbers and login information, or transfer large amounts of money. Consumers should neither provide information to this website nor attempt to conduct any financial transactions through it. NCUA would not request personal or financial information in this manner. See NCUA's Privacy Policy for more information.
Consumers receiving such emails should call NCUA's Fraud Hotline toll-free at 800-827-9650 or 703-518-6550 in the Washington, D.C., area. Consumers should also contact the Internet Crime Complaint Center, a partnership between the FBI and the National White Collar Crime Center. NCUA also offers information about avoiding frauds and scams on its MyCreditUnion.gov website.
Consumers who suspect they may have become victims of identity theft should immediately contact their financial institutions and, if necessary, close existing accounts and open new ones. NCUA urges consumers also contact the three major credit bureaus—Equifax (800-525-6285), Experian (888-397-3742) and TransUnion (800-680-7289)—to request a fraud alert be placed on their credit reports.
Data Security: How CFE Federal Credit Union is Looking Out for You
March 3, 2015
As data breaches at merchants continue to permeate the news, we want you to know that CFE Federal Credit Union is ready to help if your personal or financial data is ever compromised. We take service to our members seriously and will do everything we can to ensure that action is taken – quickly – to help you avoid becoming a victim of identity or account theft.
Your credit union is subject to strong data security standards established by Congress and federal regulators. While data breaches can happen anywhere, we are ready with a plan designed to ensure the safety and confidentiality of your sensitive data.
Unfortunately, merchants and retailers aren't subject to these federal requirements. Many of them follow their own data security standards, but, as the crush of data breaches over the last couple of years has shown, these self-imposed merchant standards are no substitute for a stronger federal standard. When it comes to protecting your personal information, every measure counts.
When your debit or credit card data is breached at a merchant, the cost of card replacement or account reimbursement to you is typically paid by your credit union and not the retailer where the breach occurred. Unfortunately, this can become a very expensive proposition for the credit union, as we are often never reimbursed for these costs by merchants—as there is no liability requirement on them to pay for data breaches that occur on their watch.
We want you to know that in the event of any breach affecting your accounts, this credit union will always do what we can to make you whole. In the meantime, credit unions around the country are leading the effort to get Congress to pass legislation ensuring merchants and retailers meet a national standard for protecting any of your financial data they collect when you make a purchase and are held liable for breaches that occur on their end. We hope you will support us in this effort.
While we can't control what happens at merchants and retailers, we want you to know that CFE Federal Credit Union will do everything we can to assist you and your family if a breach does occur when you use your debit or credit card. You can always feel free to reach our Member Service Center at 407-896-9411 option 3.
NCUA Videos Educate Consumers on Frauds, Scams, and Cyber Threats
January 9, 2015
Credit union members have a new resource to educate themselves about frauds, scams, and cyber threats. The National Credit Union Administration released a two-part video on how to recognize, avoid, and report cyber fraud.
Available on the NCUA's YouTube channel, the videos are part of NCUA's Consumer Report series developed by the Office of Consumer Protection.
The Home Depot Warns of Possible Phishing/Smishing Scams
November 10, 2014
On November 6, 2014, Home Depot issued an email to their customers warning of a possible phishing/smishing scam that may have occurred simultaneously to the recent payment card breach of their stores.
Some customer email addresses are reporting to have been acquired during the incident; however, Home Depot has stated that they do not believe that email passwords, payment card information or other sensitive information was compromised.
We advise you to use caution against phony emails requesting personal or sensitive information.
Customers with concerns or that would like more information regarding the alleged email breach are being asked to visit the Home Depot website or call 1-800-HOMEDEPOT.
Russian Hackers Amass Over a Billion Internet Passwords
August 7, 2014
On Aug. 5, The New York Times broke a story that may have wide-reaching implications for CFE members.
Members should assume their personal information may have been stolen and:
Test Message "Smishing" Scam
June 9, 2014
Please be aware of a scam currently being sent via text message to phone numbers in the Central Florida area. The message states that your card has been locked and to call a phone number. You are then asked to provide your card information.
If you receive a suspicious message, do not call the phone number or respond to it. These messages are fraudulent attempts to collect your personal information.
REMINDER: CFE will NEVER ask you to provide confidential information, such as account numbers, card numbers, or social security numbers via email, text message, direct mail, or over the phone.
Debit and ATM card PIN security precautions
May 20, 2014
Members are encouraged to protect the secrecy of your Personal Identification Number (PIN). Protect your Debit or ATM card as though it were cash. Don't tell anyone your PIN! CFE will not ask you for your PIN. Don't give anyone information regarding your Debit or ATM card or PIN over the telephone or if approached by anyone. Use caution when utilizing any ATM that does not look genuine, has been modified, has a suspicious device attached, or is operating in a suspicious manner. Don't write your PIN where it can be discovered. For example, don't keep a note of your PIN in your wallet or purse. Never relinquish your Debit or ATM card to anyone with your PIN in return to get cash for allowing them to make check deposits with your Debit or ATM card. This would make you a participant in a fraud against a federal credit union. If you have any questions please contact CFE Federal Credit Union at (407) 896-9411, option 3.
Apple iOS Security Flaw Prompts Patch Advice
February 27, 2014
Apple announced a significant security flaw affecting literally hundreds of millions of iPhones®, iPads® and iPod Touches® running iOS 7, the latest version of the company's mobile operating system. Baked into the system was a flaw that allowed an attacker, under certain circumstances, to intercept and read in plain sight traffic the users thought was encrypted via Secure Socket Layer technologies. That would include email, tweets, Web browsing and, potentially, mobile banking sessions that occur within the Web browser.
Mark Bower, a vice president at Voltage Security, elaborated: "For quite some time, attackers with knowledge of this bug had the ability to mount man-in-the middle attacks to users operating Apple devices. This could have allowed interception or modification of SSL communications which are supposed to be private and encrypted."
Experts appear divided as to whether this flaw also impacted traffic via apps, such as mobile banking apps. On Friday, Apple issued a patch that it said fixed the problem on iPad®, iPhone® and iPod Touch®. However, the company also indicated that a related flaw exists in its OS 10 operating system for desktop and laptop computers. No patch has been issued so far, although Apple has indicated that one is imminent. Note, too, the SSL attack can occur only when the hacker has control over a WiFi network (typically a public network) or has erected a rogue cellular network (technically doable but sophisticated and rare). This requires significant skill on the part of the attacker, said experts.
Users who never access public WiFi probably have nothing to fear, said most experts. Experts also, unanimously in this reporter's poll, urged Apple mobile device owners to download the security patches as soon as possible. Experts also suggested that financial institutions such as credit unions alert their members who use Apple devices to the need to download the patch, which is free.
NCUA Warns about Telephone Fraud
January 21, 2014
The National Credit Union Administration today warned consumers to beware of a new telephone fraud, known as a "vishing" scheme, that is using the agency's name in an attempt to obtain personal financial information. Several credit union members have been contacted by an automated phone call claiming to be from NCUA and notifying consumers their debit cards have been compromised. The call then asks the receiver to follow prompts, which request personal information, including sensitive financial data and personal identification information.
Anyone contacted by this so-called "vishing" scheme should immediately contact NCUA's Consumer Assistance Center Hotline at 800-755-1030 or by email at email@example.com to report the scam. Operators answer calls Monday through Friday between 8 a.m. and 5 p.m. Eastern.
NCUA neither seeks personal information from consumers over the telephone nor handles day-to-day maintenance of member account information. NCUA works with law enforcement agencies, including the FBI, to protect consumers from frauds of this nature. NCUA urges consumers to never verify or release personal financial information to unknown callers.
Major Retailer Security Breach
December 19, 2013
Target recently announced a security breach involving debit and credit cards used to make purchases in their stores between November 27 and December 15, 2013. Click here for more information.
On a daily basis, we receive listings of compromised debit and credit cards from Visa and MasterCard. Our standard procedure is to reissue cards identified on the reports and follow up with a letter to explain why a new card was issued. In addition, we closely monitor card activity for possible fraud. If we identify a problem, we communicate with the affected cardholder and place additional protective measures on their account(s). If we are notified of a problem on your card, we will then implement the above process.
It is always prudent to monitor your accounts frequently for unauthorized transactions, and contact us at 407-896-9411, or 1-800-771-9411 outside Orlando, option 3, if you see suspicious activity on your account.
CryptoLocker Ransomware Infections
November 6, 2013
Please be advised, CryptoLocker appears to have been spreading through fake emails designed to mimic the look of legitimate businesses and through phony FedEx and UPS tracking notices. As of this time, the primary means of infection appears to be phishing emails containing malicious attachments. The malware has the ability to find and encrypt files located within shared network drives, USB drives, external hard drives, network file shares and even some cloud storage drives. To protect yourself from the CryptoLocker infection do not follow unsolicited web links in email messages or submit any information to webpages in links and use caution when opening email attachments. Refer to the Recognizing and Avoiding Email Scams (pdf) document for more information on avoiding email scams.
July 29, 2013
CFE is receiving multiple calls from members who are receiving phone calls from an automated message stating that their card has been compromised and asking the member to press 1 to activate their cards. These telephone calls are not from CFE. There are several phone numbers listed below that have been reported to us from our members and we have had more than 20+ calls from the Call Center thus far regarding this.
If you receive a similar call, please contact CFE at (407) 896-9411, option 3.
You can report phishing to the US government by sending an email to email@example.com.
"Phishing is an illegal attempt to obtain important personal information, such as usernames and passwords. Learn how to protect yourself from the various forms of phishing."
Money Mule Scam
August 22, 2012
A number of credit unions have reported that their members are being recruited as money mules by fraudsters. Money mules unknowingly assist fraudsters in laundering stolen funds. The source of the stolen funds received by the money mules is often from account takeovers at other financial institutions through online banking systems.
In one case, a credit union member was recruited to assist a foreign company in purchasing heavy construction equipment. The fraudsters deposited the stolen funds to the member's account via wire transfer. The member even received a bogus purchase invoice for the equipment from the fraudsters. The member was instructed to wire the funds to the equipment manufacturer's account, which turned out to be a fraudulent account opened by the fraudsters. The deposits made to the money mule accounts via ACH and/or wire transfer were actually stolen from deposit accounts at other financial institutions and investment accounts held at brokerage firms. Using sophisticated banking Trojans, such as Zeus, fraudsters steal the login credentials of online banking users and investors who access their investment accounts online. The fraudster logs into the account and transfers funds via ACH and/or wire transfer to the money mules' accounts.
If you or someone you know is falling victim to the money mule scam, contact our Risk Management department by calling (407) 896-9411 or (800) 771-9411 ext. 2357 or email email@example.com.
Fraudulent Emails from Sprint
August 9, 2012
Any members participating in the Sprint Credit Union Member Discount program should be on alert. Sprint has been notified recently that there may be members receiving emails that claim to come from Sprint in an attempt to collect on a bill for mobile service. These are fraudulent emails. Sprint is currently investigating a phishing scheme involving bogus email disguised as a Sprint e-bill (online bill) notification. These emails are being sent to both Sprint and non-Sprint customers and will look like they have come from Sprint. The phony emails will notify the customer of an unusually high balance due.
Anyone who receives an email of this nature should not click on any links in the email and delete the email immediately. If you think you or someone you know has given out personal information about a Sprint account (such as a Sprint account number, online profile name, password, or PIN), or typed it into a website that may not be legitimate, immediately contact Sprint at 888.211.4727. Dial *2 from your phone. Sprint will take steps to help secure your account. For more information about this phishing scheme, contact CU Solutions Group Sprint Partnership Director Lisa Treat at 800.262.6285, ext. 523 or email firstname.lastname@example.com.
Sweepstakes Scam Alert
June 12, 2012
Please be advised, a telephone scam emerged last month promoting a "sweepstakes" by the Consumer Financial Protection Bureau, promising prizes up to $1.5 million after the consumer pays "taxes." The scammers try to trick the intended victim into cashing a fraudulent check in order to send a portion of it to them. The CFPB does not host sweepstakes and will never ask you to send us money in exchange for us sending you money in return.
Furthermore, sweepstakes sponsored by CFE FCU (and/or UCF FCU, a division of CFE FCU), never require the winner to pay taxes up front, and we do not collect taxes. Depending upon the prize amount, we issue winners a 1099 form at the end of the year for income tax reporting purposes. We never collect personal information over the phone. We provide a winner's affidavit to the member and ask that it be returned securely, preferably in person. If in doubt it is always best to contact your financial institution and inquire of the validity of any contest.
Local Vishing Attempts
May 30, 2012
On May 25, our Member Service Center reported at least 12 "vishing" calls that were received by members. Vishing is the criminal practice of using social engineering over the telephone system, most often using features facilitated by Voice over IP (VoIP), to gain access to private, personal and financial information from the public for the purpose of financial reward. The term is a combination of "voice" and phishing. Please remember that we will never contact you attempting to gain access to private, personal and financial information. If anyone is attempting to gain access to your information, please contact us immediately.
Fraud Alert: Phishing attempts are on the rise!
February 3, 2012
NACHA continues to receive reports that individuals and/or companies have received a fraudulent e-mail that has the appearance of having been sent from NACHA. These emails vary in content and format, and appear to be transmitted from email addresses associated with the NACHA domain (@nacha.org). Some bear the name of fictitious NACHA employees and/or departments. NACHA does not send communications to individuals or organizations about individual ACH transactions that they originate or receive. NACHA has requested that you please forward fraudulent emails claiming to be from NACHA to email@example.com.
Other phishing attempts have surfaced that spoof the Federal Reserve Bank, the FDIC, and even some Regional Payments Associations as the sender. Like the emails purporting to be from NACHA, these emails typically claim that a recently-initiated transaction was cancelled. The links in these fraudulent emails are directed to web pages that host malicious code and software. Do not follow web links in unsolicited e-mails from unknown parties or from parties with whom you do not normally communicate, or that appear to be known but are suspicious or otherwise unusual. If malicious code is detected or suspected on a computer, consult with a computer security or anti-virus specialist to remove malicious code or re-install a clean image of the computer system.
Publishers Clearing House Scam
January 31, 2012
ConsumerAffairs.com is warning consumers about a phony Publishers Clearing House Sweepstakes scam in a recent article. Criminals are notifying victims through the mail that they have won a large amount of money from the Publishers Clearing House Sweepstakes. The letter asks the victim to call the suspects of the scam. When the victim calls the suspects, they tell them that they need to pay the taxes on the winnings (usually around $15,000) before they can collect the prize. The sweepstakes scam is one of the older schemes designed to separate consumers from their money. Sweepstakes "winners" should never send money to "claim their prize."
Ramnit Worm is Evolving
January 25, 2012
Ramnit is a worm, which means, unlike malware, it can spread to other computers without being sent through e-mail or a malicious website.
Researchers at Seculert say the Ramnit worm, which last year defeated two-factor authentication measures used to protect online banking accounts and corporate networks, is now targeting Facebook. Lab researchers working for the Israel-based provider of cyberthreat management services say Ramnit has been linked to the compromise of more than 45,000 Facebook log-in credentials, primarily hitting users in the United Kingdom and France. "We suspect that the attackers behind Ramnit are using the stolen credentials to log in to victims' Facebook accounts and to transmit malicious links to their friends, thereby magnifying the malware's spread even further," says a blog posted on Seculert's website Jan. 5. "In addition, cybercriminals are taking advantage of the fact that users tend to use the same password in various web-based services (Facebook, Gmail, Corporate SSL VPN, Outlook Web Access, etc.) to gain remote access to corporate networks."
In August 2011, security vendor Trusteer was the first to discover Ramnit's merger with the Zeus variant designed to target online banking accounts. The Ramnit-Zeus hybrid was superior because of its advanced man-in-the-browser capabilities, which enabled it to steal online banking and corporate log-in credentials. The Ramnit hybrid bypassed two-factor authentication, and between September 2011 and December 2011, Trusteer estimated that some 800,000 machines had been infected. Amit Klein, chief technology officer of Trusteer, says Seculert's new findings show how quickly Ramnit is evolving to use multiple distribution vectors. "The combination of file infection, social network propagation and man-in-the-browser capabilities creates an aggressive threat," he says. Ramnit's man-in-the-middle looks like an actual social-media or bank-account sign-in page that captures a user's ID and password, and sometimes other personal information en route to the actual log-in page. The difference, however, is that the page in the middle captures authentication data and allows the attacker to gain access to the victim's accounts at will.
A Call for Multifactor Authentication
Bill Wansley an analyst at Booz Allen Hamilton, says every organization should take Ramnit's rapid evolution as a sign that outdated authentication measures are no longer effective. "Everyone needs to go to multifactor authentication - like Google has recently - for social-media sign-in, and certainly for anything that is for financial or medical-related accounts," Wansley says. Passphrases are better than passwords, but multifactor authentication is the new standard. "Nobody should be using their social-media passwords or phrases for their financial accounts," Wansley says. In the financial space, cybercriminals increasingly use older malware to capture individual passwords and personal information that is later exploited to gain access to financial accounts. Ramnit is actually an older malicious code that has been updated with new features to achieve other purposes.
As with all financial transactions, please exercise discretion when using an automated teller machine (ATM) or night deposit facility. For your own safety, be careful. The following suggestions may be helpful.
Identity (ID) Theft is when a person uses your information, such as your name and social security number, to commit fraud or other crimes. Learn more to keep yourself protected from ID Theft.
Phishing is an illegal attempt to obtain important personal information, such as usernames and passwords. Learn how to protect yourself from the various forms of phishing.
Does the credit union ask for information via emails?
We have never and will never use email to request account information such as account numbers, credit card numbers, social security numbers, PIN codes, or any other personal identifiers. We will not ask you to join a security protection plan via email.
How do I report a phishing email?
If you receive a request for any personal information by email, forward the email to: email@example.com. Then delete the email. Do not respond to it or click on any links within the email.
We offer a large number of online calculators to help you with a variety of financial topics such as: "Should I refinance?", "How much car can I afford?", "How long will it take to pay off my loan?", "How much should I save each month?", "How much do I need to fund my retirement?", and many more financial calculators for topics related to:
Important Account Information For Our Members:
Credit Card Disclosures:
The MEMBERS Financial Services program has one objective: to help you reach your financial goals. The program works in cooperation with the credit union to help you make sound financial decisions. Consider attending a complimentary seminar to learn more.
Take a minute to consider your various financial goals, from sending your kids to college to purchasing adequate life insurance to retiring. We can help! We provide a range of products and services that can be tailored to your unique needs. For a no cost, no obligation meeting, contact a MEMBERS Financial Services Representative. Call (407) 228-7600 to set up your appointment or click the "Contact Me" button.
Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America.
Check the background of this firm on FINRA's BrokerCheck.
Learn to make sound, educated financial decisions that will afford you the opportunity to fulfill your financial goals. MEMBERS Financial Services offers complimentary workshops and seminars. These seminars are open to the public, so feel free to invite a guest!
Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members.
Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution.
CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America.
Have changes in your financial circumstances made it difficult to meet your financial obligations or are you concerned that you may fall behind?
Life doesn't always go according to plan, and when the unexpected happens a financial hardship can result. Our promise is to always be there with each step along the individual financial paths of our members, especially during the difficult times. We have a genuine concern for our members' financial well being, and we've developed programs that may help you get back on track.
What is a Loan Modification?
When a significant life event occurs resulting in a financial hardship, we will evaluate the member's current financial position to determine if the loan(s) can be modified for a more affordable monthly payment. Loan products that are eligible for restructuring include:
Valid Hardship Reasons:
Below is a Modification Application Worksheet and a set of printable checklists based on the type of loan(s) that you may have with us. They will serve as a guide to help you gather the necessary information and documents that will be required for us to assist you. Although we cannot promise that we will agree to modify your loan(s), we do hope to find a solution that is acceptable to you and to us.
Once your required documentation is gathered, you can submit the packet by dropping it off at any branch or you may fax it to our Loss Mitigation department at (407) 893-5124 After the information is received, someone from the Loss Mitigation department will contact you within 3 – 5 business days.
We hope to have a decision within 30 days of receiving your information. If you have questions regarding your modification assistance, email us at email@example.com.
Please note: If a modification is granted the following will apply:
We want to help you achieve your financial goals, whether that means getting out of debt, sending the kids to college, or retiring. We've established a partnership to make sure you have access to comprehensive, confidential financial education and counseling.
We have partnered with BALANCE, a financial education and counseling service to provide our members with the resources to be financially successful. Through BALANCE, members will receive free, unbiased information and assistance.
In many cases BALANCE counselors can answer your questions immediately. If you're wondering how long something stays on your credit report, then you'll get the answers as soon as you call. For more complex issues, like debt or money management, an appointment will be scheduled – allowing enough time to go over your budget and discuss options.
Appointments are available weekdays, evenings, and weekends. The average counseling session lasts approximately one hour, and there is no limit on the number of sessions you may have. To schedule an appointment, call (888) 456-2227 or email firstname.lastname@example.com.
Counselors are qualified to discuss general money management, credit and housing topics including goal setting, spending and savings plans, credit and credit reports, debt management, mortgage delinquency, and foreclosure prevention. Each session is goal oriented and results in a written action plan clearly outlining the steps you and your counselor decide to take in order to establish personal financial control.
Here are some BALANCE courses and publications to help:
The US Treasury has created a fund, entitled the "Housing Finance Agency (HFA) Innovation Fund for the Hardest-Hit Housing Markets", to assist qualified homeowners in foreclosure prevention. CFE Federal Credit Union filed with the Florida Housing Finance Corporation as a participating servicer/lender, but the State of Florida determines who qualifies for assistance.
To see if you qualify and to apply:
Homeowners in Florida can submit applications via the Hardest Hit Fund (HHF) website: https://www.flhardesthithelp.org
Two program options:


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White Textured Coffee Table
No longer available
- Overview
Light cafe. Designed with a clean, modern design, our White Textured Coffee Table is topped off with a rustic lacquer finish for a perfect blend of functionality and style. Use it indoors or even as a table on the porch.
- Solid wood legs.
- 43.1"w x 25"d x 18"h.
- Engineered wood top and shelf.
- White lacquer finish.
- Bottom shelf provides extra storage space.
- Assembly required.
- Wipe clean.
- Made in India.
- Details + Dimensions
- Overall product dimensions: 43.1"w x 25"d x 18"h.
- Clearance from bottom shelf to floor: 5".
- Number of boxes: 1
- Shipping package: 47.75"w x 28.5"d x 10"h.
- Packaged weight: 66 lbs.
Assembly required. View assembly instructions.
Wipe with soft dry cloth. Avoid the use of chemicals and household cleaners as they may damage the finish. Hardware may loosen over time. Periodically check that all connections are tight.


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Good Evening:
I was hopeful that one of you great banner makers would be willing to cook me up a Jason Taylor banner.
I'm pretty unparticular as to what I'm looking for, so anything you create I'd be grateful for.
Sizewise, I was hoping for something 400x200, maybe a tad bigger.
Thanks in advance for your help!


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With the Alabama Crimson Tide and the Florida Gators holding the top two spots currently in the BCS standings, that can only mean one thing: it's getting closer to the date when all college football fans put down whatever they're doing – the laundry, the paperwork, the baby – and all eyes become glued to the television for the BCS game. Well, not all fans, since some will be lucky enough to see it live! No sports bar patrons jostling their way in front of the TV or hefty pay-per-views to sit and watch the game from afar, but the real sights and sounds of the BCS Championship Game at Miami Gardens this January. Can you picture yourself there? It'll be easier if you take the plunge and order tickets now, while there's still time to plan on that sick day from work, and while the best seats are still available.
Check out the selection of BCS Championship Game tickets here!


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Coal mining, extraction of coal deposits from the surface of Earth and from underground.
Coal is the most abundant fossil fuel on Earth. Its predominant use has always been for producing heat energy. It was the basic energy source that fueled the Industrial Revolution of the 18th and 19th centuries, and the industrial growth of that era in turn supported the large-scale exploitation of coal deposits. Since the mid-20th century, coal has yielded its place to petroleum and natural gas as the principal energy supplier of the world. The mining of coal from surface and underground deposits today is a highly ... (100 of 10,679 words)


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You are here:
Home>About Us>Press Room>2008 Press Releases>Hugh Douglas Hamilton: A Life in Pictures
An exhibition to celebrate one of Ireland's most accomplished portraitists of the eighteenth century, Hugh Douglas Hamilton (1740-1808) was formally opened by Dr. Martin Mansergh, TD, Minister of State with responsibility for the Arts, in the National Gallery of Ireland, on Wednesday 19 November.
Hugh Douglas Hamilton: A Life in Pictures brings together 62 oils, pastels and drawings by the artist drawn from the National Gallery's collection complemented by loans from public and private collections in Ireland, Italy and the UK. The display features full-length portraits, magnificent allegorical paintings, albums, prints, and his trademark small oval pastel portraits.
Anne Hodge, exhibition curator and editor of the accompanying catalogue to the show, says: "Though Hamilton was a popular and prolific artist during his lifetime, there has never been a major show devoted to the artist until now. This year, on the occasion of the bi-centenary of his death, we celebrate his life and work with a display of pastels, paintings and drawings which not only demonstrate his skills as an artist and businessman but also illustrate his enduring popularity as a portraitist."
Hugh Douglas Hamilton: A Life in Pictures opens in the Beit Wing on 22 November 2008 and continues until 15 February 2009. Admission is free.
Exhibition Curator: Anne Hodge, Curator of Prints and Drawings, National Gallery of Ireland.
Catalogue Edited by exhibition curator, Anne Hodge, the accompanying illustrated catalogue includes commentaries on the 62 works in the show, together with essays by Ruth Kenny (the early pastel portraits c.1760-80); Nicola Figgis (the Italian sojourn), Adrian Le Harivel (Hamilton and his rivals in the 1790s), and Louise O'Connor (Hamilton's pastel portraits, materials and techniques). Published by the National Gallery of Ireland, price €16.95 (ISBN 978-1-904288-35-0).
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On the Call: Chevron waits for access to Gulf
— The oil industry says it recognizes why the U.S. would push to increase safety regulations for offshore oil drilling following the massive spill in the Gulf of Mexico. But more than three months after the government lifted its moratorium on deepwater exploration, the drilling activity remains at a standstill. Chevron Chairman and CEO John Watson told Wall Street analysts in a conference call that the wait has been frustrating.
The San Ramon, Calif., oil giant said the slowdown cost the company $100 million in 2010. QUESTION: How has the moratorium slowed you down? ANSWER: "I can't tell you how fast this is going to proceed," Watson said. "We seem to take a step forward and then a step back with difficulties in interpreting the new (rules) that are out there. We try to be of assistance. But the bottom line is they're not issuing permits. Until they issue permits, wells won't be drilled."


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East Director: Andy Kaasa
Gabe Vogler
Tay Vang
Tiger Thao
Tim Bunnell
Andy Kaasa
Emily Fischer
04e Girls Coach
03e Girls Coach
99 Elite Girls Coach
East Academy Coaches
Tim Bunnell
Email: email@example.com
Phone: 651-338-5855
Tim has been an intergral part of the East Academy since 2007. He has helped to build and shape numerous teams that have come through the East Academy and moved into our Elite Program on both the boys and girls side.
Tim currently coaches the 02e and 01e Girls teams
Tim is an experienced High School Coach and has coached the
Armstrong Boys for 2 years
Park High School Girls for 7 years
East Ridge High School for 4 years- Current School
Tim graduated from Cooper High School and went on to play for four years at Augsburg College.
Tim currently lives with his wife Mary, son Austin, and daughter Emily in Cottage Grove.


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I'd like to make this personal plea to the Jewish community:
Many of us had relatives who were killed in the Holocaust, and if they were closely related to our parents or grandparents, it's likely that we always knew the victims' names and something about them. But our parents and grandparents did not always know the names or fates of their more distant relatives — their second or third cousins, for example. Some of us, through our genealogical searches, have managed to find information about these relatives that our elders never knew.
This is important, because, as most of us know, Yad Vashem, the Israeli Holocaust Museum and Memorial, has been collecting Pages of Testimony about the victims for decades (since 1955), and currently, according to its own website, has about 2.5 million of them. This means that there are several million victims who are still uncommemorated. Some of us who know that our parents or grandparents wrote Pages of Testimony for relatives may not realize that they probably wrote these Pages for their closest relatives only, and not for the more distant ones they didn't know well or have information about.
I believe that any of us who have found solid information about a Holocaust victim, especially someone only distantly related to us or perhaps not related at all, should check Yad Vashem's website to see if there is a Page of Testimony for him or her. And if there is not, to write one. We may be rescuing an entire family from fading into oblivion.
This Holocaust Remembrance Day, I urge you to check your research notes on any Holocaust victims, and then check Yad Vashem's website, and, if necessary, make the effort to write a Page of Testimony for an otherwise unremembered person. It's the least any of us can do.
The Yad Vashem Central Database of Holocaust Victims' Names is on:
Guest Blogger – Miriam Bulwar David-Hay,Raanana,Israel.


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The question isn't how good Molina is. He's very good.
The question is how did he get this good?
Baseball players just don't suddenly, at age 28, go from 6 years of .688 OPS to over two years of .840 OPS. At least not without some help. The only time I can remember that happening was in the mid 1990's. Now what was special about that time in MLB?
I wouldn't be surprised if eventually, we find Molina on a list in MLB offices similar to the one from that clinic in Miami. In fact, I'd be surprised if we don't.


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By Tiernan Ray
As Apple (AAPL) rolls toward general availability of the iPhone 5S and 5C at retail in several markets around the world at midnight tonight, there's still time for analysts to submit their prognostications as to what they think will happen in the anxiously followed first weekend of sales.
BMO Capital Markets's Keith Bachman , who has an Outperform rating on Apple stock and a $480 price target, writes that if Apple provides any data on sales this coming Monday, investors should not expect a big number.
In fact, sales of the iPhone 5C, which was available for pre-order last Friday, and the iPhone 5S, which only becomes available to buy tomorrow, may well be below the 6 million iPhone 5 sales a year ago, which he considers the proper benchmark:
However, the comparison for this year's launch to last year's launch is not that clear. First, we do not think the iPhone 5c is the hot product. Given the small price disparity of approximately $100 per unit, we think that most consumers will have much greater interest in the 5s, not the 5c. The 5c has been available for preorders since September 13, so it will have approximately 10 days of availability for preorders/shipments for any potential press release on Monday morning. However, the more intriguing product, the 5s, will have been available for only 3 days (the 5s was not made available for preorders). Further, as we have said in past notes, we think that supply will be very limited for several weeks. In addition, Apple will not allow orders through the Apple Store app and in-store pickups for the 5s and 5c. Therefore, as the 5s will have been available for far fewer days when compared to last year's launch (3 days this year vs. 10 days last year), we expect that unit preorders and shipments for the combined 5s and 5c to be far lower than the 6 million units mentioned above for the 5.
Bachman's use of 5 million as the benchmark is different from the approach taken yesterday by BTIG Research's Walter Piecyk yesterday, who considers only the actual 5 million iPhone 5 sales officially reported by Apple last year as the relevant benchmark.
Other analysts have cited supply constraints as a possible hindrance for the iPhone 5S, including Piper Jaffray's Gene Munster, in a note yesterday.
RBC Capital's Amit Daryanani, who has an Outperform rating as well on the stock, and a $525 price target, writes that Apple "should be able to sell 6 million iPhones" of both flavors, combined, this weekend.
He thinks more of the units will be of the 5C because of reports of supply constraints on the 5S.
"Our impression talking to investors is expectations are for 6M+ units to be sold this weekend," he writes.
"Sub 5M units would be considered a material disappointment for AAPL in our perspective, while something north of 7M+ units would be a notable positive for the stock near-term."
But unlike Bachman, Daryanani thinks Apple may very well sell more iPhones this weekend than in the iPhone 5′s first weekend:
We expect AAPL will sell more phones this weekend vs. what they have done historically, largely driven by 2 factors – i. China: for the 1st time is a launch country at the onset, which should increase the number of potential buyers significantly, ii. More models: AAPL has 2 phones catering to different price-points that should drive demand higher. We estimate AAPL should be able to sell ~4M+ units of iPhone 5c, while iPhone 5s sell-through should be around ~2M. We note that recent reports of material supply shortages around the iPhone 5s will impede the true sell-through of the 5s and we expect the 5s will be largely sold out over the weekend.
Previously: This Morning: ORCL Climbs the Cloud, Counting iPhones, INTC Skeptics, September 19th, 2013.


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Ask Melvin Manhoef Anything For a Chance at Winning GLORY Gear
- Written by Dave Walsh
If you'll remember back to our crowd-sourced Nieky Holzken interview we are once again running a similar interview, this time with GLORY Last Man Standing's Melvin Manhoef. Melvin Manhoef will be involving in the GLORY Last Man Standing Middleweight Championship tournament on June 21st live from Los Angeles. LiverKick has teamed up with FightStadium.com to bring this interview to you with incentives.
Get your questions in for Melvin Manhoef by June 7th and be entered to win free GLORY merchandise, including hats and t-shirts. The best question will be chosen by Melvin Manhoef and the winner will walk away with free GLORY swag courtesy of GLORY Sports International, LiverKick.com and FightStadium.com. So feel free to leave your questions on Facebook, Twitter or in a comment on this article.


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Affordable Cheap Used cars in Raleigh NC
So how does it work, and what does it mean? Find cheap used cars for sale to consumers at local Raleigh, NC dealerships used car lots, or shop high end luxury used cars, suv, and trucks 4 sale in your metro area. No credit? Use our enterprise car financing to buy a car for under
2000, or
with less than 500 down.
We've consolidated vast used car classifieds, cars for sale by owner, private seller, one owner, auction cars online, used police cars, repo cars, and auto sales from Wake County North Carolina dealership used car lots and surrounding areas. Buying good affordable low cost used cars and trucks is easy when you search for a used car on our website.
For Sale by Owner Cars
Are you're looking for reports of cars for sale by owner in Raleigh? If you have a low credit score and have no cosigner we recommend that you get approved for a car loan first..
Find an available low priced, nice used car below blue book with pay weekly or monthly financing. It doesn't matter if you're paying cash, need car financing, or a discount buy here pay here, no credit, bad credit, no credit check, no cosiger car lot with low monthly payments and in house financing located near Raleigh, North Carolina. Our friendly staff are champions at finding the all best prices.
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If you need a new set of wheels and are searching Google, Yahoo, or eBay to view certified used cars under 5000 or 4000 near your town, we can provide you a list of the lowest priced used cars from locals to fit your individual needs. Buy, finance, lease, or rent to own a used car below Blue Book with our AAA rated used car buying service. Find the deal of a lifetime at Raleigh, NC used car shops with used car loans. Purchase an older car with a warranty, on the northeast, southeast, northern, eastern, east side, or west side of Raleigh.


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Have a basic version of Object working until toad and I flesh out the view/filter hierarchy. Shouldn't be too bad, it's just a little repetitive.
I also finished a caching mixin for all the Data subclasses. It will basicly memoize any search result in a (presumably) faster cache collection class. As long as the cost of lookup in the cache is lower then the cost to look things up in the the collection that is using the cache mixin, it's a win in time, if not space. At least the cache stores thing in strong references right now, rather then having a second copy of the data.
3 days till I fly to London. Hopefully, what I'm current suffering from is allergies, and not a cold. At any rate, I'm gonna need to stock up on decongestants, or risk rupturing one of my eardrums again.
Don't feel entirely prepared -- my slack coefficient at work is rather high, so the ratio of work completed/work that needs to be finished is slowly approaching zero. Blah. Need to finish documenting/exporting the db schema so I can load it up on the host machine once I get there. Worst thing is that we won't have a machine to install things on until midweek. Delays in shipping, I guess.
My stepdaughter is beginning to pull out of her depressive slump. And I seem to be reaching a new level of acceptance. She asked if she could call me 'dad' the other day. That felt good.


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ACHICA > Holiday Jewels > Elkin 'Don't Lose Your Head' 1 Skull Bracelet, Copacabana Blue
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Elkin 'Don't Lose Your Head' 1 Skull Bracelet, Copacabana Blue
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UK Delivery: Estimated 15th - 22nd Jul - we'll email you once your items have been dispatched.
Returns: Click Delivery & Returns or check your delivery confirmation.
If you are ordering multiple items, ACHICA aim to send as few deliveries as possible for your convenience – you will only pay one delivery charge.
|Product Information
Details: Waxed handwoven cord bracelet with an antiqued yellow gold plated brass skull, studs and crystal fixer.
Product Code ELKCOPBLU
|Delivery & Returns
We hope you will be thrilled with your purchases but in the unlikely event that you want to return something, you can find full return instructions on the back of your delivery note or click here


text: Yup, it's about that time! Another month, another chick! This month we highlight Dancing With The Stars' own Cheryl Burke and it was a no-brainer. With those dancer's legs, scrumptious thighs and perfect hips, we've willfully seen more than our fair share of DWTS episodes to catch a glimpse of Cheryl in her skimpy getups. And with the show returning this fall, we'll be right there again, watching and wondering "what them thighs do?"


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New Issue of JIMEL Showcases Perspectives of British, Argentine and Canadian Legal Scholars
Volume 4, Issue 2 of the Journal of International Media and Entertainment Law (JIMEL), published in conjunction with the American Bar Association's Forums on Communications Law and the Entertainment and Sports Industries, is now available. According to Professor Michael Epstein, the Journal's supervising editor, this is the first time all contributors are scholars based outside the United States.
Professor Henry Lydiate, a British scholar-practitioner in art and museum law who also teaches in the Biederman Institute's Summer Program in London, leads off with a comparative analysis of the cultural and legal issues relating to the enforcement of artists' rights. Written from the perspective of an art law historian, Lydiate applies his insights to his own experience as an attorney immersed in international Star Wars enforcement actions.
An article by Emilio Cárdenas, the former Argentine Ambassador to the United Nations and an adjunct professor at the University of Michigan Law School, shares recent developments in Argentina's media laws. Amb. Cárdenas offers a clear-eyed examination of the current state of press freedoms in that country based on eye-witness accounts of press discrimination.
Rounding out this volume, Lisa Macklem '11, a graduate of Southwestern's LL.M. program in Entertainment Media Law who specializes in Canadian and U.S. copyright law, offers a comparative analysis relating mash-ups and re-mixes by recording artists. Macklem, an emerging scholar at the University of Western Ontario, focuses on the challenges these creative compositions have presented to the law of both countries, and changes in the Canadian approach within the last year under the new Canadian copyright act and five Canadian Supreme Court cases.
As the Journal prepares for Volume 5, the editors have a lot on their plate, including an international conference on drone technologies in February. More details on that event will be posted in the Fall.


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The umbilicus ("belly button") is in the center of the lower abdomen. It is the site through which vessels which provide nutrients to the fetus from the mother during development penetrate the fetal abdominal wall.
Umbilical hernias are fairly common. They are obvious at birth and are caused by a small defect in the abdominal muscles which allows a portion of the peritoneum (lining of the abdominal cavity) to protrude, and push the umbilicus outward. This is more obvious when the infant cries and the increased pressure results in more visible bulging. The defect is not usually treated surgically. In most cases, by age 3 the umbilical hernia shrinks and closes without treatment.
The indications for umbilical hernia repair include:
General anesthesia is used. A curved incision is made under the umbilicus.
The hernia sac is identified and dissected from the underlying tissues, and cut out. The underlying tissues are then closed with strong nonabsorbable sutures. Skin edges are held with paper tape (steri-strips). The surgical scar should be hidden in the umbilical depression.
Children can usually go home within one to two days of an umbilical hernia repair. Recurrence is rare.
A.D.A.M., Inc. is accredited by URAC, also known as the American Accreditation HealthCare Commission (www.urac.org). URAC's accreditation program is an independent audit to verify that A.D.A.M. follows rigorous standards of quality and accountability. A.D.A.M. is among the first to achieve this important distinction for online health information and services. Learn more about A.D.A.M.'s editorial policy, editorial process and privacy policy. A.D.A.M. is also a founding member of Hi-Ethics and subscribes to the principles of the Health on the Net Foundation (www.hon.ch)
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Web Stories
Punk rock legend Patti Smith to appear
Tuesday, Dec. 7, 2010, 8 p.m. · McCosh Hall, Room 50
Posted November 30, 2010; 06:19 p.m.
Legendary punk rock musician and writer Patti Smith will present "Picturing Robert" -- featuring her songs, poems and excerpts from her memoir about her friendship and artistic relationship with the late photographer Robert Mapplethorpe -- at 8 p.m. Tuesday, Dec. 7, in McCosh Hall, Room 50. No tickets are required. Doors will open at 6:30 p.m., and seating is on a first-come, first-served basis. The event also will be simulcast in McCosh Hall, Room 46.


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75th annual garden show a 'blooming success'
"A Blooming Success," 75 years of Garden Show history, was the theme for the 75th annual Garden Show sponsored by the Nisswa Garden Club on Wednesday, July 31, at Lutheran Church of the Cross in Nisswa.
The show boasted 461 total exhibits from 65 exhibitors who received 366 ribbons. Guests numbered 225.
Court of Honor winners included:
• Artistic: first, John Wgeishofski (Floor Arrangement); second, Wgeishofski (Dried Arrangement); third, Wgeishofski (Free Interpretation).
• Horticulture: first, June Zuroski (Orienpet Lily-Conca D'Or variety); second, Michael Sukalski (Dahlia-Dinner Plate variety); third, Zuroski (Papyrus Grass-Princess Variety).
• Hosta: first, Jill Macnamara (Sum and Substance); second, Macnamara (Frosted Mouse Ears); third, Macnamara (Collection of Five Varieties).
• Potted Plants: first, LaMerna Olson (Fuchsia).
• Fruits, Vegetables and Herbs: first, Ervin Reuther (Derby Bush Beans); second, Reuther (Sweet Baby Girl Tomatoes); third, Joan Lofgren (Shady Acres Rosemary).
Viewer's Choice Awards:
• Artistic: Reuther, Calla Lily Arrangement-Free Interpretation.
• Horticulture: Zuroski, Papyrus Grass-Princess Variety.
Exhibitors who won the most blue ribbons: Macnamara, 30; Geri Seaberg and Janice Bradshaw, 10; Jean Segerstrom and Reuther, nine; Wgeishofski, eight; and Lois Erickson, Zuroski and Dorothy Johnson, five.


text: Francesco Solimena was one of a family of painters and draughtsman. A prolific artist he dominated Neapolitan painting in the first half of the 18thcentury and won admiration for his art throughout Europe. The influence of Luca Giordano can be seen in a dramatic handling of light and shade. In this work Solimena emphasised his dignity and fame as a painter whose paintings were prized by the most distinguished princely patrons.


text: For those who worry about clearances between front derailleurs and both rear suspension linkages and swing arms, SRAM's XX Low Clamp's cage is shorter and narrower than a triple-specific front derailleur. And it's not just a compact-double road front derailleur, either -- the XX Low Clamp is its own thing, specific for mountain bike use. The aluminum links that shape the travel of the cage are extremely wide, increasing the distance between the pivots for greater stiffness. And the derailleur cage itself is made from steel for maximum durability. Both of these features play into XX's superior gear changes. SRAM claims that the XX front derailleur will work on just about any bike. That's because SRAM has both high and low clamp versions in four sizes each and four different direct mount versions (and there are three different clamps for each chainring configuration within the direct mount line). In addition, both the high and low clamp versions use a thin, flexible steel band clamp that holds quite well at relatively low clamping pressure -- a safe recipe for carbon fiber frames. The SRAM XX Low Clamp Front Derailleur is available configured as either top or bottom pull. The 34.9 clamp size is adjustable, and with an included shim kit, it can be used with frames that require a 31.8mm clamp. - $108.76


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You might think the holiday shopping season is all about electronics and toys, but it turns out December is actually one of the best times to buy both small and large home appliances. Be sure to check Best Buy and Costco when shopping for appliances, as they actually tend to have better prices than most of the home appliance stores. December is also a great time to find deals on gas grills.
If you're in the market for new furniture, be sure to shop the summer sales. Typically, Memorial Day offers killer deals on mattresses, while June and July are better for sofas, tables, beds, etc. In terms of where to buy, you could go the Ikea route, but Sears and Sears Outlets tend to have some of the best furniture discounts. Also, don't rule out Amazon. They have so much to choose from that it's not hard to find an amazing deal. The summer months are also great for buying dishes, home decor and new carpeting. However, if it's bedding and other linens that you're after, you'll likely find better deals during "white sales" in January.
For deals to help you spruce up the outside of your abode, start shopping in the spring. April and May often bring great deals on lawn mowers, while plants, shrubbery and patio furniture tend to go on sale toward the end of summer in August and September.


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|Topic: A Mother's Love
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Posts: 4813
| Topic: A Mother's Love
Posted: 03 February 2009 at 10:34am
" A Touching Story of A Mother's Love "
My mom only had one eye. I hated her... she was such an embarrassment. My mom ran a small shop at a flea market. She collected little weeds and such to sell... anything for the money we needed, she was such an embarrassment. There was this one day during elementary school, I remember that it was field day, and my mom came. I was so embarrassed. How could she do this to me? I threw her a hateful look and ran out. The next day at school..."Your mom only has one eye?!" and they taunted me.
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|Posted: 03 February 2009 at 11:43am
O mankind!......reverence Allah, through Whom ye demand your mutual (rights), and (reverence) the wombs (that bore you) : for Allah ever watches over you. (4:1)
'Trust everyone but not the devil in them'
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|Posted: 30 September 2009 at 11:13pm
Nice story,reminded me to care about my mother.
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Note: The 99 names of Allah avatars are courtesy of www.arthafez.com


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Web Stories
Panel discussion planned on pornography, April 6
Posted April 2, 2004; 12:48 a.m.
A panel of undergraduate and graduate students will share their perspectives in a discussion on "Pornography: Innocent Entertainment or Sexual Violence?" at noon Tuesday, April 6, at the Women's Center, 243 Frist Campus Center.
The event is sponsored by the Sexual Harassment/Assault Advising, Resources and Education Office of University Health Services and the Women's Center. .
Contact: Ruth Stevens (609) 258-3601


text: I'm looking for some information from others that have done it. Purchased a new electric smoker recently. I want to smoke some turkey breasts whole in it. I need help on how to prepare them, what kind of seasonings did you use, and how long you smoked them and at what temps. I know I'm asking for alot but don't want to screw them up on the first try.


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LONDON — Prince William and Catherine Middleton sealed their wedding vows with a traditional kiss on the balcony of Buckingham Palace Friday as millions in London and around the world roared their approval.
The short peck — and a slightly longer smooch a couple of minutes later — followed a glittering service at Westminster Abbey in which the prince and the newly created Duchess of Cambridge were pronounced husband and wife.
The kisses were followed by a traditional fly-by of vintage and modern planes from Britain's Royal Air Force.
About two hours later, the couple surprised crowds gathered outside the palace by emerging in a blue convertible Aston Martin and driving around for a few minutes. The car was decorated with a multicolored ribbon across the hood and dragged what appeared to be tin cans, a traditional British touch.
The couple took their vows at about 11:15 a.m. (6:15 a.m. ET) with the Archbishop of Canterbury, Rowan Williams, officiating.
The prince, 28, dressed in the resplendent red tunic of the Irish Guards, appeared to initially struggle to get the wedding ring, made of Welsh gold, onto the elegant, tiara-bedecked Middleton's finger.
William said "I will" in a clear confident voice, when asked if he would "love, comfort, honor and keep" Middleton, 29. She appeared slightly emotional as she repeated her vows.
The prince was spotted winking at his new bride — the first "commoner" to marry a prince in close proximity to the throne in more than 350 years — after they exchanged vows.Slideshow: Will and Kate's royal wedding (on this page)
Middleton had arrived at the abbey on time at 11 a.m. and, as soon as she did, Buckingham Palace issued the long-awaited details of what she was wearing: a long-sleeved lace gown and veil, designed by Sarah Burton, creative director for Alexander McQueen.
According to the U.K.'s Press Association, Prince William told a joke at the altar before the ceremony, saying: "We were supposed to have just a small family affair."
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The line was spotted by Tina Lannin, lipreader for O'Malley Communications, the Press Association said. She also spotted Prince Harry, William's best man, nervously comment "Right, she is here now," as Middleton arrived.
An estimated million well-wishers — as well as some protesters — flooded into the areas surrounding Buckingham Palace, Westminster Abbey and other London landmarks.
Some were up at dawn waving flags for television cameras under steely gray skies and cool temperatures.
Cheers erupted as huge television screens showing the service began broadcasting at Trafalgar Square and Hyde Park.
'She is beautiful'
Brenda Hunt-Stevenson, a 56-year-old retired teacher from Newfoundland, Canada, said there was only one thing on her mind.
"I want to see that kiss on that balcony. That's going to clinch it for me. I don't care what Kate wears. She is beautiful anyway," she said.
Even astronauts on the International Space Station offered best wishes to the couple in a video posted on YouTube.
Some 8,000 reporters and support staff have descended on the capital to capture the occasion in words and images, and, while some question a British government estimate of a global audience of two billion, hundreds of millions are certain to tune in.
Security was tight and as of 11 a.m. local time, police reported 18 arrests had been made for a variety of offenses including, possessing an offensive weapon, sexual assault, assault, criminal damage, a drug offense and being drunk and disorderly, NBC News reported.
Ecstatic crowds
The ceremony ended at about 12 noon (7 a.m. ET) and the newly wed couple traveled along street lined with even more ecstatic crowds in an open carriage.
Both smiled and waved as they made the journey, surrounded by cavalry soldiers in dress uniforms to Buckingham Palace.
The palace announced early Friday that the couple would be known as the Duke and Duchess of Cambridge.
Middleton will now be "Her Royal Highness" and also Princess William of Wales, but the latter title will not be used.
The second duke of Cambridge, Prince Adolphus Frederick, was the seventh son of King George III. Defying the Royal Marriage Act, he married his mistress, Sarah Louisa Fairbrother, an actress and a commoner, in 1847. Since the marriage wasn't legal, his children were all illegitimate.Video: Queen Elizabeth reigns over royal nuptials (on this page)
In contrast to the clamor outside, inside the abbey all was airy and calm during the service. The long aisle leading to the altar was lined with maple and hornbeam trees as light streamed in through the high arched windows.Video: Royal groom, best man arrive for nuptials
Some 1,900 guests filed into the abbey before the wedding, the vast majority of women in hats, some a full two feet across or high. Some looked like dinner plates.
One woman wore a bright red fascinator that resembled a flame licking her cheek. A BBC commentator noted there were some "very odd choices" in fashion walking through the abbey's door.
The guests included some 50 heads of state, British Prime Minister David Cameron, diplomats from around the world, along with celebrities such as Elton John, David Beckham and even the comic actor Rowan Atkinson, known for his portrayal of "Mr. Bean."
Light relief
The marriage is providing some welcome light relief amid general economic gloom in the U.K.
The year-old Conservative-Liberal Democrat coalition government is in the process of introducing swinging spending cuts designed to cut the deficit.
Related content
- Kisses seal marriage of William and Kate
- A frugal Britain considers cost of royal wedding
- On the royal occasion, remembering Diana
- Wedding planners set for royal-style requests
- How Kate and William's wedding cakes stack up
- How much is Queen Elizabeth worth?
- Who's invited to the royal wedding?
- UK: Syrian official not welcome at royal wedding
New figures for the first three months of 2011 showed that the U.K.'s GDP grew by just 0.5 percent, prompting the leader of the opposition Labor Party, Ed Miliband, to claim Wednesday that the economy had "flat-lined."
But while the wedding might lift the spirits of many in the country, some slightly dour economists have estimated that the extra public holiday created to allow people to join in the celebrations will cost billions of pounds, with one even saying it will knock a quarter of a percentage point off second-quarter GDP growth.
And not all Britons are celebrating. An Ipsos MORI poll for Reuters this month found 47 percent of Britons were either not very or not at all interested.
"It's just a wedding," said 25-year-old Ivan Smith. "Everyone is going mad about it. I couldn't care less."Video: Why are ex-lovers invited to wedding?
However, for the majority, the marriage between William, second in line to the throne, and Middleton, dubbed "Waity Katie" for their long courtship, has cemented a recovery in the monarchy's popularity.
Three-quarters of those polled by Ipsos MORI on the wedding said they favored Britain remaining a monarchy.
A series of scandals involving senior royals, Britain's economic difficulties and Princess Diana's death in 1997 aged 36 in a car crash after her divorce from Prince Charles led many to question the future of an institution rooted in the imperial past.
Video: How Princess Diana shaped William's ideals
But William's image as a more rounded, less distant figure than his father, and the fact that Middleton is the first "commoner" to marry a prince in close proximity to the throne in over 350 years, appear to have worked in the monarchy's favor.
William has deliberately tried to keep the memory of his mother alive and gave Middleton his mother's sapphire and diamond engagement ring.
"Their marriage will breathe new life into the monarchy as the queen enters the twilight of her reign, bringing new blood and a fresh perspective to an institution that faces criticism for being elitist and out of touch," royal biographer Claudia Joseph told Reuters.
Reuters, The Associated Press and NBC News contributed to this report.


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The missions
Trip Start Feb 07, 2009
2Trip End Feb 07, 2009
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Next we progressed to the second site. Both Quarai and Grand Quivera are made with sandstone, one gray, one red, and even more remote than Abo. The drives from site to site are peaceful and serene. There were fascinating abandoned school houses and old adobe homes that we stopped to photograph along the way. Near Mountainair you can also see the Tibetan monk's land whose entrance is marked by two towering golden lions on pedestals. It's striking since they suddenly appear roadside and are in contrast to all of the surrounding ranch entrances. There are lots of old Spanish family ranches with names hanging elegantly over main drives. The drive itself was almost as beautiful as the sites.


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Log In now to add this Gigapan to a group gallery.
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About This GigapanToggle
- Taken by
- Chris
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- 0.36 Gigapixels
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- 6724
- Date added
- Jan 13, 2008
- Date taken
- Jan 12, 2008
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- shed, england, railway, station, hexham, beta, historic, goods, bridge, signal, cauk
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Some of the old buildings on the left of this image and hidden behind make this one of the oldest working railway stations in the world (built in 1835) and now Grade II listed. This panorama should also have shown the signal box mounted over the railway lines to the left of image, but unfortunately a picture taking fault and a train to catch mean that we'll have to wait for the full panorama to be retaken!


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I am planning for your state & KS for 2014 April 11th-22nd; border hunt one or the other 1st or both preferred. I am a former Archer now restricted to a cross bow, but very mobile I still ride my bike & pull a trailer with all my junk. Not givin' that up too, my health has taken it's toll on me after 40 years hard labor. Joint replacement & multiple surgeries needed to fix this old dog, and now the "cancer" man is knockin' so WTH
Let's go huntin' !


text: The Kansas City Retriever Club is having a training day on Saturday, March 9 beginning at 9:00 a.m. Location is Blackwater; we'll be meeting at the north end of the property. Limit of two dogs per handler. Hope to see you there. For more info, contact Philip Carson at 913-645-6401.


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- 6 years ago by Liana Maeby
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Sometimes we make lists in our head of the pros and cons of having babies, and high up in that "pro" column is: "Get to dress them up as Christmas trees." Because seriously — is there anything cuter than a 'lil infant in a teeny, tiny, star-covered tree costume? What about one in a mini Xmas tree hat? And that's without even sprinkling on the tinsel!
BRB, gonna go get pregnant now. More


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Home Sales Drop Sharply
September 25, 2010,
Compared to July 2009, sales of existing single-family houses, townhomes, condos and co-ops fell 25.5%, according to the National Association of Realtors.
"Sales are at the lowest level since the total existing-home sales series launched in 1999, and single family sales - accounting for the bulk of transactions - are at the lowest level since May of 1995," according to the association.
That is likely to remain true for several months, said Lawrence Yun, NAR's chief economist.
"Consumers rationally jumped into the market before the deadline for the home buyer tax credit expired. Since May, after the deadline, contract signings have been notably lower and a pause period for home sales is likely to last through September," he said.
"However, given the rock-bottom mortgage interest rates and historically high housing affordability conditions, the pace of a sales recovery could pick up quickly, provided the economy consistently adds jobs.
He added: "Even with sales pausing for a few months, annual sales are expected to reach 5 million in 2010 because of healthy activity in the first half of the year. To place in perspective, annual sales averaged 4.9 million in the past 20 years, and 4.4 million over the past 30 years."
The national median existing-home price for all housing types was $182,600 in July, up 0.7% from a year ago. Distressed home sales are unchanged from June, accounting for 32% of transactions in July. They were 31% in July 2009.
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