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Cutler: 'It's going to come down to a lot of different things'
Based on how much attention is being paid to them by local and national media alike during their respective playoff runs, the quarterback battle between Jay Cutler of the Bears and Aaron Rodgers of the Packers could very well decide the outcome, even with Defensive Player of the Year candidates like Chicago's Julius Peppers and Green Bay's Clay Matthews do doubt having a say, too.
Because there are so many factors that go into this game on offense, defense and special teams, not to mention the fact that this is the third showdown between the two storied franchises in four months, it's more complicated than Cutler vs. Rodgers.
"It's too hard to say that," Cutler said Wednesday before practice at Halas Hall. "If we both play well, it's going to come down to a lot of different things. If I don't play well and he does, we could still win the ballgame, and it could work the other way around. I plan on playing well, and I am sure he does, too."
Backing up Cutler's point, Rodgers was the superior QB in Week 3 at Soldier Field, as his 92.5 passer rating was noticeably higher than Cutler's 82.5, yet Chicago prevailed 20-17 thanks in large part to Devin Hester returning a punt 62 yards for a touchdown in the fourth quarter.
Briggs: 'We are playing a very familiar foe'
Four seasons ago, linebacker Lance Briggs was 26 years old, finished second on the team to Brian Urlacher with 130 tackles and had been named to his second straight Pro Bowl, while now he's 30, again second on the club behind Urlacher with 89 stops and is going to the league's all-star game for the sixth consecutive time.
Briggs will be leaning on his experience Sunday at Soldier Field, when the Bears face division-rival Green Bay in the NFC Championship Game, with the winner headed to Dallas for Super Bowl XLV.
"[2006] was the first time," Briggs said Wednesday before practice at Halas Hall. "You kind of don't know what to expect. We had to drive all the way downtown, put on a big suit and answer a bunch of questions. This year, I guess the one thing that makes it a little more comforting is that we are playing a very familiar foe. We're playing here in Chicago again. I guess that's just it, just the experience."
Aside from Briggs, four additional starters on the 2010 edition of the Chicago defense also started in the 2006 NFC title game, which was a 39-14 beatdown of Drew Brees and the Saints: Urlacher, Charles Tillman, Chris Harris and Danieal Manning.
Forte: 'We have to run the ball effectively'
Chicago has lost a total of five times, including Week 17 at Green Bay, and in those five games Forte has 54 carries for 194 yards (3.6 yards per attempt), which is an average of 10.8 carries and 38.8 yards per game.
So the formula for the Monsters of the Midway emerging victorious in Sunday's NFC title game against the rival Packers seems elementary: give Forte the ball, make reservations for Big D.
"It's not that simple," he said Wednesday before practice at Halas Hall. "In order for us to win, we have to run the ball effectively. I think if we get more than 10 or 11 carries, that allows me as a running back to get into rhythm and the offensive line to get into rhythm and make our running game effective."
While the ground game was indeed quite effective in the finale at Lambeau Field against these same Packers, as Forte ran 15 times for 91 yards (6.1 yards per attempt), the Bears inexplicably dialed up 47 passing plays in what was never more than a one-score affair and lost 10-3.
Smith: 'It's not like a lot of people expected us to be in this position'
Local and national experts alike figured the Bears would be lucky to reach the .500 mark this season, and facing what appeared to be a daunting schedule when it was originally released back in April, some pigskin pundits forecasted no more than six or seven wins for a team coming off a disappointing 7-9 campaign the year before.
Picked to lose most of their big games this season, including both matchups with the hated Packers, the first at home in Week 3 and the second on the road in Week 17, Bears coach Lovie Smith has gotten used to the role of the underdog in 2010.
"It's definitely been a part of what we've dealt with this year," he said Wednesday before practice at Halas Hall. "Coming out of nowhere, it's not like a lot of people expected us to be in this position. The Packers were supposed to be in this position, so I guess I can see why. But to me, [in] the playoffs, it's pretty hard to say a team should be the underdog in the playoffs. We've played them twice this year. We had two great games. The last time, up at their place, [it] went right down until the end. Expect it to be the same type of game. Whether we're an underdog or not, we'll see."
Despite the Bears being double-digit favorites at home in the divisional round of the playoffs against an 8-9 Seattle squad, there were still whispers around the league that the Seahawks righted the ship in a 41-36 wild-card upset of the defending-champion Saints and would walk out of the Windy City with another W – they trailed 28-0 in the third quarter and eventually lost to Chicago 35-24.
Martz: 'We didn't play very well and certainly didn't coach very well'
However, offensive coordinator Mike Martz curiously reverted back to air-raid mode in the season-finale defeat at Green Bay, although it may have had something to do with the fact that Chicago had already locked up the No. 2 seed in the NFC by the time the game started, and results from earlier tilts that afternoon meant there was no chance to move up to No. 1.
So, BearReport.com posed this question: In retrospect, did Martz call the same type of game he would have had the result actually meant something to the Bears?
"I did not do a good job calling the game at all, really," Martz said Wednesday before practice at Halas Hall. "I probably got away from some things. We tried to create some things on first down in the passing game that I thought would be good. We just didn't execute very well, we didn't play very well and certainly didn't coach very well in that game. It was uncharacteristic of who we are. As you go back and look at it, we did some pretty good things in the running game. But the passing game, we were really off, really out of sync in all aspects of it. I thought it was disappointing. Of course, when you throw it on first down and don't complete [the pass], it's second-and-10 like we did and you're obliged to make it up another way. Of course, they're going to pressure you. I just did a bad job, really, in that game. You go back and reflect on that and look at how you dealt with some of those things and try and correct that."
Martz and the Midway Monsters responded with a season-high 45 rushing attempts in the division-round win over Seattle, resulting in 176 yards, 37:10 in time of possession and, most importantly, a win and a date in the NFC Championship Game.
John Crist is the Publisher of BearReport.com, a Heisman Trophy voter and a member of the Professional Football Writers of America. To read him every day, visit BearReport.com and become a Chicago Bears insider.
From the Podium: Bears Wednesday
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Stayed two nights with the kids. The room was ready when we arrived, check in was smooth and staff friendly. A huge plus was the hotel parking for only $25 per night, with elevators straight up to the hotel.
The room was clean and comfy. The only thing to complain about really was the free wifi which was sporadic at best.
Room service was quite pricey, and unfortunately not very attentive. We ordered both breakfast and dinner, and both times the orders were mixed up. Not a big deal, just a bit annoying considering the steep price.
The hotel is situated right downtown, easy to get anywhere. Would stay here again.
- Official Description (provided by the hotel):
- Novotel Toronto is nestled in the historic district of Old Town Toronto. Get a glimpse into Toronto's past strolling through cobblestone streets, enjoy a wide array of gastronomical international treats at the St. Lawrence Market or savour the flavours from myriad restaurants and pubs. Just steps from the Hockey Hall of Fame, Harbourfront and Union Station, the Novotel is 30 minutes from Pearson International Airport and 5 minutes from Billy Bishop Airport.With a European flavour, whether you are staying for business or pleasure the hotel offers a variety of services to make any stay exceptional. ... more less
- Reservation Options:
- TripAdvisor is proud to partner with Expedia, Orbitz, Hotwire, Hotels.com, Travelocity, Priceline, ACCOR, Booking.com, Cancelon, TripOnline SA, getaroom.com, Evoline ltd and HotelQuickly so you can book your Novotel Toronto Centre reservations with confidence. We help millions of travelers each month to find the perfect hotel for both vacation and business trips, always with the best discounts and special offers.
- Also Known As:
- Novotel Toronto Centre Hotel Toronto
- Accor Toronto Centre
- Toronto Novotel

subset: commoncrawl


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It is not exactly the greatest incentive to keep turning them, though, when the subject of a weighty biography admits in the first chapter that, if he is honest, he feels he has wasted his life. If the sometime trainee Jesuit priest, pop band manager, racehorse trainer and one of the most successful professional gamblers of modern times doesn't think much of what he has done in his 59 years, it is perhaps a bit of a cheek to expect anyone to pay money to read about it.
Curley's reputation to the outside observer is confrontational. There is no doubt that one of the attractions of the sport to some is its image of shadiness, to which the book panders unashamedly, and those looking for tales of strokes, scams, punts (not always successful; he lost pounds 150,000 when Golden Fleece won the 1982 Derby) and run-ins with racing's masters will certainly not be disappointed. Yellow Sam, at the little Co Meath track of Bellewstown in 1975, was the first coup; pounds 200,000 was netted at 20-1 after one of Curley's aides blocked the only phone line to the off-course betting shops. But he gives away no secrets about how to win a fortune, just tells the tales, in some detail. The sagest advice in the book is what most know anyway: use your own eyes and back your own judgement.
Whether his antics are those of a loveable rogue, a cheat, a clever man or a man who thinks he is clever, or someone in many ways naive must be left to the individual. Perhaps enough people testify in his favour to tilt the balance towards the more flattering verdict. But (and probably through no fault of his co-writer Nick Townsend), he comes across as a man of limited humour.
Apart from his brush with the priesthood, religion has played a large part in the monk-headed Irishman's life. He is Catholic-born and raised in Ulster and his account of his youth in Co Fermanagh during and just after the Second World War, and his observations on the subsequent social and political scene in the strife-torn region, make an interesting document.
It has been since Curley moved to Newmarket 14 years ago, after narrowly avoiding a three-month prison term for offences against the Gaming Act when he controversially made pounds 1m by raffling his Irish home, that he has seen himself as a thorn in the side of bookmakers and those running racing. He makes some very good points, but he has made them all before.
The death of his son Charlie in a car crash three years ago and a visit to Zambia last year have, apparently, altered his perspective and the proceeds of the book are going to Direct Aid For Africa, the charity set up by Curley and his great friend Dettori.
Another aspect that makes you think he can't be all that bad and actually might be a man of fine judgement is that he doesn't think much of John McCririck, and says so.
- More about:
- Frankie Dettori
- Monks
- Newmarket Racecourses
- Punishment


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Emson 7 Qt Electric Indoor Pressure Smoker (Was $249.99)
This is the indoor pressure smoker that cooks barbecue brisket in only one hour-five times faster than traditional methods! Combining a pressure cooker and smoker in one appliance, the Emson Indoor Pressure Smoker increases the internal pressure by 15 psi, cooking food up to 70% faster while causing wood chips to release their fragrant, flavor-enhancing smoke. Score it as one of the Staples daily deals for $79.99 (Reg $249.99). Shipping is free. Deal ends 9/9 or while supplies last.


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Sign into your Dawg Post account, read Dawg Post stories and access the Dawg Post forums - all within the free app for iOS users.
Enjoy Dawg Post's content and community in a streamlined format, follow your favorite forums and get instant notification alerts for breaking news stories.
Click here to get the free iOS app or search "Scout.com" in the Apple App Store. After downloading and installing, open the app and sign in to your Dawg Post account. Click the pulldown menu below the header to select however many Dawg Post forums you want in your feed. Click the Notifications tab at the bottom to select if you want to get push notifications whenever Dawg Post publishes an important breaking story.
Note: An Android version of the app will be released this summer.


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- Electric Rotating Stand For 7.5' Tree. Holds 80 lbs. For use with standard 3/4" or 1 1/4" pole.
Since 1940, Vickerman Company has been dedicated to creating the highest quality of Christmas products on the market. A company that values customer service and satisfaction, Vickerman continues to exceed the expectations of their valued clientele. Each year, Vickerman remains committed to reinventing all of their Christmas products to ensure that they are top of the line. The company offers the most realistic looking holiday foliage in addition to a full line of unique display trees.
8 x 26 x 26
3 lbs


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Health & Fitness, Life Management
SMART Goals: 5 Ways To Get Yourself Into Shape For The New Year
Every new year, the most common resolution is a personal goal to "lose weight". In this post, we are going to use SMART objectives to help you plan that ultimate goal for 2017. SMART goals may be used in business, school and in daily life. It can also be effective in planning for a weight loss goal. […]


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This Review contains the aggregated industry-wide statistics gathered anonymously from the ISU's membership. It is a useful tool for analysing and tracking industry trends. … Find our more
The Quarterly Newsletter of the ISU
Salvage World contains the operational and corporate news from the ISU, its members and associate members. Dramatic photographs and discussion of current issues affecting the … Read the newsletter
Lloyd's Open Form
Lloyd's Open Form, the most commonly used salvage contract, has been in use for over 100 years. The International Salvage Union supports and promotes the use of this unique … Visit the LOF microsite
Our Latest News
International Salvage Union members provide services in cases involving more than 2.5 million tonnes of potential pollutants in 2016
Issued 22nd March 2017 Members of the International Salvage Union (ISU) provided 213 services to vessels carrying more than 2.5 million tonnes of potentially polluting cargoes during operations in 2016. It is a major demonstration of the value of their work towards protecting the marine environment. President of the ISU, John Witte, said: "Members of the ISU are often the only agency available with the necessary resources and experience to intervene in a casualty situation. And there is no doubt that, yet again, in 2016 our members' services have helped to protect the marine environment … Read more
International Salvage Union presents its Meritorious Service Award to Italian Coast Guard
Issued 22nd March 2017 The International Salvage Union today presented its Meritorious Service Award to the Italian Coast Guard in recognition of the extraordinary efforts of its men and women in handling the Mediterranean migrant crisis. The Award was presented to the Italian Coast Guard's Head of Plans and Operations Department, Rear Admiral Nicola Carlone, by the President of the International Salvage Union, John Witte, and the Secretary General of the International Maritime Organisation, Ki Tack Lim. The ceremony took place at the ISU's annual Associate Members' Day Conference in … Read more
Benefits of membership of the ISU
The ISU's primary role is to represent, promote and safeguard the interests of member salvors in legal, political and commercial arenas. Beyond acting as an effective lobbying organisation for the salvage industry, the ISU also works to foster co-operation between members. In addition, it maintains regular contact and positive relations with regional and national salvage […]
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Before you purchase a mattress, be sure you test it. Lay down on the mattress and try distinct sleeping positions. You will probably find that the mattress is simply too soft after all. Plus, you may want to record the measurements of your bed framework prior to choosing a mattress. Getting the proper mattress size that suits onto the base of the your bed is definitely necessary. A smart course of action will be to rest sufficiently before you go looking for a mattress so you can make an educated decision.
When you are presented with a particular mattress, try not to be confused by any complex phrases that you may possibly hear. You ought to only have confidence in medical endorsements put forward by skilled medical bodies.
Additionally it is highly recommended that you acquire a handful of extras that may come together in a package deal with the mattress. Some might offer considerably better ease and comfort or practicality to the mattress. These might include mattress covers. We highly recommend that you thoroughly clean or swap out your mattress covers at times. Mattress covers are indeed inexpensive and can be bought independently from the mattress.
Sleep at night is surely a definite necessity in all our day-to-day lives. While asleep, the tissues inside our entire body will begin to repair it. Whenever we do not follow the proper sleeping behavior, we will always feel drained through the day. Getting to sleep at the proper time is a lot more essential than the duration of our sleep at night. People that are sleeping less than seven hours every day might have a shorter life span.
How soundly we rest through the night will depend on a number of variables. Should you sleep in a very bright place that has a noise-filled environment, you simply will not sleep well at all. It is actually hard to fall asleep within a hot bedroom as well. You must give attention to your entire mattress quality to experience more effective sleep at night. Be sure to buy the ideal mattress or pillow depending on your sleep behavior. You could potentially select a very soft mattress or possibly a hard mattress depending on your own inclinations. Everybody has completely different tastes in relation to mattresses. Picking out the perfect mattress is just not a simple procedure.
Ideally, the mattress you get needs to be determined by the way you sleep through the night. Those who regularly sleep on their tummy will usually choose a firmer mattress. A mattress which is more firm in nature is required due to the backbone support attribute. If you frequently sleep on your side, you might want to opt for a more delicate mattress rather. Back sleepers will want to acquire a mattress which is slightly firmer than normal. This can help in keeping your shoulders straight during the night while you are asleep.
Mattress toppers may also be acquired as a stand alone from the mattress. Mattress toppers are placed over the mattress and are basically an added cushioning. Almost all mattress toppers are manufactured from memory foam.
To keep up your mattress's level of quality, you really should use the other part of it by turning it around. The modern styles of mattresses feature handles. By utilizing the handles installed on the mattress, it is possible to shift it around faster. Many memory foam mattresses don't need to be flipped however they continue to reap the benefits of being swiveled once in a while.
There are many different mattress sizes, which can vary from twin to queen. If you are searching for the best king size mattress, click here. The bigger the mattress is, the more relaxed you will be resting on it. The size of the bed would undoubtedly relate with how well you sleep through the night. Without the proper mattress size, you can find yourself continually waking up during your sleep.
There is a huge variety of mattress types that one could find nowadays. You'll definitely be able to find one which fits your financial budget. A trusted and low-cost option would be the spring mattress. Cost-wise, memory foam is often more costly. A suitable substitute will be to choose a latex mattress.


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Advert Description
Brand new been tried on but does not fit. In excellent condition and has a good width flat noseband. Nice show bridle. Photo taken with pink, navy and silver diamond browband and can include this at extra cost of £20 or include leather browband.
Does not include pelham and can 1 set of brown half rubber reins also new and just tried at £15+
Has always been kept inside.


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Guyanese students witness launch of rocket from French Guiana
A group of science students from Guyana were able to yesterday witness the launch of an Automated Transfer Vehicle (ATV) into space from Europe's Spaceport in Kourou, French Guiana, a release from the Ministry of Education said.
What they witnessed was the last of the European Space Agency's (ESA) ATV project, with the launch of ATV- 5 yesterday en route to the International Space Station.
Top students, who represented their region at the National Science and Technology Fair 2014, were thrilled by the experience of seeing a rocket launched into space, before their very eyes, the release said.
Making the trip to the European Spaceport were students from each of the ten regions: Vivian Henry (Region One – Santa Rosa Secondary); Devindra Persaud (Region Two – Abrams Zuil Secondary); Laksman Ramdat (Region Three – Zeeburg Secondary); Kenya Maynard (Region Four – President's College); Jeremy Baran (Region Six – Berbice High School), Shonetta Tyrell (Region Seven – Three Miles Secondary); Travis Warner (Region Eight – Mahdia Secondary); Leana Lindie (Region Nine – St Ignatius Secondary); Jahni Williamson (Region Ten – Mackenzie High School); Nicolas Elliot (Georgetown – Queen's College); and Dwight Ferguson (Georgetown – St. Joseph High).
The release said that the trip was planned and organized by the Ministry of Public Works and Communication,
and facilitated by the Guyana Civil Aviation Authority in conjunction with the Ministry of Education. The effort saw each student, who brought first in his or her respective region during the Ministry of Education's National Science and Technology Fair 2014, being selected to be part of this historic event.
Team leader and trip coordinator, Senior Air Traffic Control Officer (Guyana Civil Aviation Authority), Courtney Frank said that the Ministry of Public Works and Communication through its Minister, Robeson Benn commenced a series of initiatives designed to engage Guyanese students in various scientific experiences to further stimulate their interest in the sciences.
The release said that the students were accompanied by Assistant Chief Education Officer (Secondary), Leslyn Charles, along with two teachers, Colin Moses (St Stanislaus College), and . Kamini Ramrattan (Richard Ishmael Secondary).
Students awestruck
"This is just amazing. I am lost for words. I will always remember this moment", Vivian Henry said.
"This was a thrilling experience for me. Witnessing this live is momentous. I am really happy to a part of this experience", Laksman Ramdat said.
"I am shocked. I never dreamed I would have witnessed this. I am very happy to be here to share this experience with other students from Guyana", Leana Lindie said.
The ATV, Georges Lemaître is due to dock with the Station on 12 August, 2014 and will remain attached for up to six months before leaving with waste material for destruction along with the spaceship during atmospheric re-entry.
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Nature forest
By Fashionista
from Windsor ON
I ordered these in the Green Amber and they remind me of laying on the ground in a dense forest and looking up seeing the sunshine through the trees. The are very pretty. They come sealed in a plastic bag with a moisture pouch inside all in a nice gold box with magnetic closure. The earrings are shiny silver, well made and sturdy and you hear a "click" when you close the clasp. I do find the posts are larger than I am used to. Putting them on the first time took time and patience and hurt a little. I almost returned them for this reason. Because they are such a perfect size for my short hair and SO pretty I persevered and wore them 2 more times. Day 3 I now find them very comfortable. I don't feel them on at all. Now I don't want to take them off. I've even fallen asleep watching TV and they don't bother me at all. LOVE LOVE THESE EARRINGS !!
Bottom Line Yes, I would recommend this to a friend
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Posts too large.
By Margaret
from Ottawa(On)
I rated these earrings earlier as a 5 but now I do not think that is true. They are beautiful and I hated to return them but I now know what the previous reviewer was saying about the posts. They are too large for my piercings. I refuse to stretch my piercing to fit one pair of earrings. If the post weren't so thick I would have kept them.
Bottom Line No, I would not recommend this to a friend


text: New Delhi, March 20: Samajwadi Party leader Ram Gopal Yadav on Monday said that the Election Commission should clear doubts over electronic voting machines (EVMs). "We are not casting aspersions over the commission's intentions. But the poll panel must satisfactorily address the doubts raised by several quarters," Yadav, a Rajya Sabha member, said outside Parliament. On the newly elected Bharatiya Janata Party government in Uttar Pradesh, Yadav said his party would desist from commenting on the development for six months. "Give the new Chief Minister (Yogi Adityanath) some time. Let them settle down." (IANS)


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India puts record 104 satellites into orbit with one launch
As if launching a rocket with some payload wasn't enough of a gamble, try launching one with hundreds of those payloads. That is exactly the record-breaking feat that the Indian Space Research Organisation or ISRO accomplished. At close to midnight Eastern (10 a.m. local time), the ISRO confirmed that not only did it make a successful launch of a PSLV-37 rocket, it also successfully put 104 satellites into orbit. All from that single launch.


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Latest Weather Blog
Citizens Insurance gets line of credit increase
BATON ROUGE - State officials have given Louisiana's property insurer of last resort the approval needed to bump up its bank line of credit to $125 million.
Backing Thursday from the State Bond Commission gives the Louisiana Citizens Property Insurance Corp. more resources to cover claim costs if the state is hit with a significant storm.
Citizens officials say the increase - from $75 million - combined with the company's own insurance coverage will provide financial protection through hurricane season.
The bank line of credit works as short-term borrowing for the company, available to give Citizens upfront cash to pay claims and other expenses if the insurer doesn't have enough money on hand for the costs.
The money would have to be paid back with interest if the line of credit is used.


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How To Vacation Without Going Broke
BY MARY HUNT Dear Mary: We have a large family, and we plan to take a road trip this summer because it's significantly cheaper than flying. We often are tempted to spend a lot on eating out when we take road trips, as we cannot bring the kitchen with us. What suggestions do you have… Continue Reading How To Vacation Without Going Broke


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Apply Online for Diploma Engg. Course
Apply Online for Diploma Engg. Lateral Entry (LEET)
Apply Online for Diploma Pharmacy
Admission Online for B.E/B.TECH (LEET) for the Session 2017-18
Haryana Residence Certificate-regarding admission in educational institutions (including medical and technical institutions)
Sample for Online Entrance Test (OLET)
Regarding confirmation of Seats for admission to Lateral Entry to Diploma Engg. for the session 2017-18
Regarding Admission to MCA, MBA & M.Tech Courses from the session 2017-18 onwards
Ensuring AICTE approval before admitting the students.
Equivalence of Diploma 10+2 for Govt Job in Haryana State
All Private Universities/Deemed to be Universities situated in the State of Haryana, to adhere the admission schedule laid down by Hon'ble Supreme Court in CA No. 9048 of 2012 titled as 'Parshavnath Charitable Trust & ors. Vs AICTE & ors'.
Decision of Hon'ble Supreme Court in I.A. No. 50 to 56 of 2014 in Civil Appeal No. 9048 of 2012
Office Order regarding LPA No. 2441 of 2016 titled as Irshall Ali & Ors. Vs. State of Haryana & Ors.
Notice regarding LPA No. 2441 of 2016 titled as Irshall Ali & Ors. Vs. State of Haryana & Ors.
Supreme Court directives academic calender
Amendment in Service Rules of the Departments/ Boards/ Corporations/ Universities to the effect that the Diploma of minimum two years' duration awarded by Haryana State Board of Technical Education, Panchkula is equivalent to 10+2 qualificaion for the purpose of recruitment.
Instructions regarding uploading of grievances complaints of employees on CM Window
Regarding Criteria for preparation of Haryana Govt. School Topper (HGST) merit list in B.Tech except for Bio-Tech
Discontinuation of Scholarship Schemes of HSTES.
Regarding Hardship Based Scholarship.


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Toward Quotes (displaying: 1 - 10 of 10637 quotes )
Truth has power. And if we all gravitate toward similar ideas, maybe we do so because those ideas are true...written deep within us. And when we hear the truth, even if we don't understand it, we feel that truth resonate within us...vibrating with our unconscious wisdom. Perhaps the truth is not learned by us, but rather, the truth is re-called...re-membered...-re-cognized...as that which is already inside us.
Toward early morning he woke, sat up quickly and looked about him. It was still dark and the fire had long since died, still dark and quiet with that silence that seems to be of itself listening, an astral quiet where planets collide soundlessly, beyond the auricular dimension altogether. He listened. Above the black ranks of trees the mid-summer sky arched cloudless and coldly starred. He lay back and stared at it and after a while he slept.
Toward the end of their relationship she'd told him once, "I wish I could give you what you're looking for, but I don't know what it is. There's a part of you that you keep closed off from everyone, including me. Its as if I'm not the one you're really with. Your mind is on someone else." He tried to deny it, but she didn't believe him. "I'm a woman - I know these things. When you look at me sometimes, I know you're seeing someone else. Its like you keep waiting for her to pop out of thin air to take you away from all this...


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From the Publisher
Children in today's times are faced with many issues that can be hard to discuss and even harder to comprehend. Several of those issues are prejudice, teasing, and low self-esteem. Prinsetta is a short story of a young African-American girl who encounters those issues on the playground at school. It addresses the issues in a manner that is both realistic and presented in a way for children to understand, and it gives the reader a look at how a negative experience can have a positive outcome.
Published: AuthorHouseBooks on Apr 25, 2006


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Beautiful apartment in Prcanj, Kotor Bay - Peaceful Village Location Close To Kotor Old Town
This newly built apartment is located in the waterfront village of Prcanj, 10 mins drive from the historic and UNESCO protected old town of Kotor. It is the perfect place to unwind either by the pool or swimming in the still waters of the bay a short walk away or enjoying the bars, restaurants and cafes of Kotor. The spacious ground floor apartment is within a recently built development of similar apartments. It has a balcony from which you can relax over a glass of wine whilst marvelling at the wonderful panoramic views over Kotor Bay and the mountains. Prcanj is a wonderful base to explore the beautiful surrounding area, the excellent beaches and the many historical sites. We love the apartment and the peaceful views and hope you do too!
Top Traveller Review
Stunning apartment next to the sea, wonderful view
About the Owner
About Sandra Stocks
Hello, I'm Sandra:) I grew up and still live in London. I have my own business as a Lifecoach, NLP Practitioner and Energy worker and as a working mum and wife, life is extremely busy!
Sandra Stocks purchased this apartment in 2007
Why Sandra Stocks chose Montenegro
Why did we fall in love with this area? You really need to see it to understand why. It is truly stunning. It is the only fjord in southern Europe and to have the Bay and the mountains is just wonderful. I never get bored with coming out onto the balcony of the apartment for breakfast and seeing the majestic view and revelling in the peace and beauty of it all. It really is unique and very special. And with the apartment only one minute walk away from the Bay, we feel especially spoiled!
3 Reviews
4.3/5 -
(3 traveller reviews)
Stunning apartment next to the sea, wonderful view
Lovely apartment with great views, very clean, safe and comfortable great place for a holiday. We spet a wonderful holidays with two kids (5 and 10). Anka was very helpful, and good organized. Beach very close and clean. Local shop nearby which was also convenient. Swimming pool is really clean and very helpful, when traveling with children.
Beautiful apartment but could be made better
Sandra was so helpful prior to our trip during correspondence about the apartment and local area. We met the agent looking after it when we arrived in Kotor and followed her to it.
The apartment is beautiful and very clean. It is a short drive from Kotor but the journey is a little hairy until you get used to it! This is the same around most of Kotor Bay. Views make it worth it. The access to the apartment is very steep and we were unable to get the car up the drive one night as it was raining so hard. This could be a problem for anyone with mobility issues.
The apartment is comfortable and spacious but I felt was missing some things one would take for granted in such a standard of accommodation - for example, hairdryer. There was no information in the apartment about the local area which would have been useful, eg. information such as where local supermarkets are located/medical centres in case of emergency or maps/brochures. The agent had told us we could contact them 24 hours but when we needed to their phones were turned off.
Pool clean with great views. Small pebble beach at the bottom of the drive which was great for our kids to play at and for us all to enjoy the water.
I really would recommend this apartment
"Thank you for letting us stay at the apartment which lived up to it's description 100 %. The added bonus of secure underground parking meant we did not have to worry about our hire car on the very narrow roads! The apartment is very well located in one of the best places around Kotor Bay. Local restaurants you can walk to or a 5 euro taxi ride will get you to Kotor Old Town in 5 minutes which can be described as very similar to Marbella Old Town. Anika's assistant was excellent and very helpful.
I really would recommend this apartment for a family of 4. Sandra and John (in the UK) were very helpful and bent over backwards to make sure we had a well organised lovely break."
Angela Green
From the Owner
"Why did we fall in love with this area? You really need to see it to understand why. It is truly stunning. It is the only fjord in southern Europe and to have the Bay and the mountains is just wonderful. I never get bored with coming out onto the balcony of the apartment for breakfast and seeing the majestic view and revelling in the peace and beauty of it all. It really is unique and very special. And with the apartment only one minute walk away from the Bay, we feel especially spoiled!"
Activity and Interests
70m from the still waters of the Bay. 10 mins drive from the UNESCO protected medieval walled town of Kotor. Most beaches are nearby - 20 mins drive from the famous Jaz and Tresteno beaches. 30 mins drive from the walled beach town of Budva on the Adriatic coast and a 40 min drive to the beautiful island of Sveti Stefan and Petrovac beaches.
Tivat airport is 15 mins drive. Dubrovnik airport is less than 90mins drive away (120 mins during peak season including short ferry crossing costing 4 euros). Daily direct flights with BA. Also Croatia Airlines, Thomson, Flybe and Avro in conjunction with Cosmos fly direct from the UK.
Car hire is also readily available at airports (please ask for recommendation).
Kotor 4.5km, Tivat 15km, Perast 18km, Budva 25km, Sveti Stefan 35km, Petrovac 40km, Cetinje (the old hill capital) 60km, Lake Skadar 70km, Dubrovnik 85km, Dubrovnik airport 65km, Podgorica (the capital) 90km.
Further Details:
There are shops, bars and restaurants within 50m. Kozel restaurant- if you want to walk. Café Centar as recommended on Tripadvisor
Pizzeria in old town. Bus stop within 50m with regular buses to Kotor. The Hotel Splendido (with an excellent restaurant) is within 800m. The old town of Kotor with bars, restaurants, cafes, banks, shops is within 4km. Eating out is very inexpensive (excellent fish and meat and local organic vegetable produce together with the wonderful local wine and beer make it an eating out experience).
Prices and Availability
Rental rates
|Rental Period
|Minimum Price
|Additional Nights
|Weekend Night
|Event Price
Low Season
4 Sep 2016 - 16 Jun 2017
4 night minimum stay
for 4 nights
My Standard Rate
4 night minimum stay
for 4 nights
Additional pricing information
|No additional mandatory fees
|Refundable Damage Deposit
Booking Notes:
A 20% non-refundable deposit is required to confirm booking. The balance is payable no later than 6 weeks prior to arrival. Payment is accepted in UK pounds via cheque or bank transfer. 150 euros damage deposit is payable on arrival. Further details will be emailed to you on receipt of payment.
Changeover Day:
We try to be flexible, but tends to be Saturday.
Notes on prices:
Prices are for the property per week in UK Pounds and include utilities
(Long lets considered.)
Owner's Cancellation Policy
- 50% refund for cancellations more than 30 days before check-in date.
- 100% refund for cancellations more than 60 days before check-in date.
- 12
- Available
- 12
- Unavailable
Property Type
- apartment
- wheelchair inaccessible
Location Type
- beach
- mountain
- near the sea
- town
- village
- bay
- churches
- marina
- restaurants
- ruins
Leisure Activities
- paddle boating
- sight seeing
- walking
Local Services & Businesses
- ATM/bank
- groceries
- hospital
- medical services
Sports & Adventure Activities
- jet skiing
- paragliding
- swimming
- Bathroom 1 - Toilet, Bath (no shower), Shower Enclosure
- Large, tiled bathroom with wc, good shower with door, vanity unit, electric heater and washing machine. The apartment block also has a reserve water tank in case of water shortages which can occur in Montenegro.
- 2 Bedrooms, Sleeps 5
- Bedroom 1
- Bedroom 2
- Description of sleeping capacity: Sleeps 5 (2 Bedrooms + 1 single sofa bed) Notes on bedrooms: Bedroom 1 has a double bed, wardrobe, bedside tables with bedside lamps. Bedroom 2 has twin beds, wardrobe, a bedside table and bedside lamp.
House Rules
- Max. occupancy: 5
- non smoking only
- pets not allowed
- children welcome
- An amazing Property Manager who look after your every need! Notes on accommodation: Air-conditioned/heating. Reserve water tank. Maintenance person on-site. Apartment is non-smoking and no pets are allowed. Outside: Side and front roadside parking. The swimming pool is for the sole use of the residents of this small development with terraces for sunbathing (swimming pool in use in the peak months, beginning of May to the end of September). Utility Room: Washing machine. Cleaning / Towels / Linen / Maid service: Towels and all bedlinen are provided. The property is cleaned and linen changed once a week, more frequently can be arranged. Other: Large balcony with patio table and 4 chairs with stunning views of the sea and mountains.


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President's Report Scottish Society of Tidewater July 5 th, 2006
Flowers of the Forest Asheville, NC - James Ben Ballew, 69, formerly of Sweeten Creek Road, died Monday, June 26, 2006, at his. He was a U.S. Marine Corps veteran, a member of the VFW Post #3040, the DAV Post #14 and a retired employee of Progress Energy. Ben is survived by his wife of 46 years, Glenna Boone Ballew; two daughters, Genene Butler, and her husband Mark, of Virginia Beach, Va. and Denese Ballew of Waynesville; two grandchildren, James Adrian Butler of Skyland and Charles Dean Butler of Virginia Beach; two great grandchildren, Mark Riley Butler and John Devon Butler. Also surviving is a sister, Mary Elizabeth Waycaster of Marion, a brother, Archie H. Ballew of Burnsville and a very special friend, Paula Adams of Waynesville.
Update on Book Order Sons of the Mountains: The Highland Regiments First order was placed a couple of weeks ago Just shipped this morning! I will get them to you ASAP! Contact me if you are interested in getting in on a second order
Recent Events 3rd Annual Newport News Police Pipes & Drums Independence Day Picnic Sat. July 1, 2006 Thanks to NNPPD for good food, and good music! Recent fundraising allowed them to send four members to the National Piping Centre's Shenandoah Summer School
Recent Events
Recent/Upcoming Events World Cup Football Many SST members came out to see the debaucle that was the USA vs. Italy match at Conklin's on Saturday, June 17 th Nevertheless, a good time was had by all! The only team remaining with any semblance of Celtic blood in them is France!
Recent/Upcoming Events Scottish Ceilidh Dancing Lynnette Fitch Brash has given two successful "all Scottish" ceilidh dance workshops recently for the Southside Ceili(dh) Dance class (directed by Lisa Hunt) More to come in the future … Check the website for dates/times
Outreach Efforts Personal genealogical research led me to the Island of Tiree. Made contact there with the archivist at "An Iodhlann" – a project to "gather the cultural harvest of the island" They are interested in any genealogical information that you may have on anyone who emigrated from the island … in return, they can help you with access to records, etc. An interesting idea for other islands/districts/regions in Scotland http://www.smo.uhi.ac.uk/~iodhlann/
Outreach Efforts Prince Michael of Albany He does NOT want to be "King of Scotland"!
Outreach Efforts Worked in the Scottish tourist industry for 11 year, seeking to improve the image of Scotland Set up a network of Royal House of Stewart Embassies worldwide Purpose to give a FACTUAL image of Scotland, either cultural, political, or industrial Former local piper, Jim Gee, is the Prince's Ambassador in America to the Royal House of Stewart. SST Members Rob Lockwood, Lynnette Fitch Brash, and Edward Brash have recently been commissioned in the Ecossaie Royale support of this effort
Outreach Efforts On the weekend of July 15/16, Lynnette and I have been invited to hold a workshop for the St. Andrew's Society of the Adirondacks (in Lake Placid, NY) Sessions on Highland dancing, Scottish step dancing, ceilidh dancing, Gaelic language and Gaelic song Participating in the processional for a Scottish- themed production of the symphony
Upcoming Events Grandfather Mountain Highland Games 50 th Anniversary Year If you are attending, check in with Edward/Lynnette before you leave, to exchange contact information
Upcoming Events Conklin's is organizing a once-a-month "Pipers Night" featuring local pipers/bands. Drink specials, food spread More information to come … watch the website!
Upcoming Events TIAS Irish Breakfast – Sun. August 20 th, at Murphy's - $12.00 – All are welcome! Dougie MacLean – Sept. 15 th – sponsored by TFFM - $24/$20 in advance, $28/$24 at the door – Kaufman Theatre at the Chrysler Museum in Norfolk Annual Half-Way-to-Paddy-Day Pub Crawl – Sept. 16 th. See Tom or Lynette Crouch for more details …
Upcoming Events Alexandria Christmas Walk & Bus Trip Saturday, December 2 nd See Scott MacGregor for more details $35.00 per person Deadline of November 2 nd – please don't wait until the last minute!
Upcoming Events SST Picnic Saturday, September 23 rd, 2006 Picnic Area at Church of the Ascension on Princess Anne Road 1:00pm-5:00pm Local Scottish Traditional Trio – "Fyvie" - be playing! Got grill? We need several …
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Kedar Vaidya began studying a month before his Class 12 HSC board exams and still scored 95%. So when he discovered that his score in the state common entrance test for engineering (MH-CET) was a mere 149 on 200, or less than 75%, he was shocked.
"I don't understand what happened," said Vaidya, who had been studying the MH-CET syllabus for two years.
Candidates need a minimum score of 170 - or 85% - to make it to a top-level engineering college; the first round of engineering admissions is currently underway.
Though the MH-CET is based on the Class 12 syllabus, this year several students who scored high marks in the HSC exams have fared poorly in the common entrance test, according to an HT analysis of data provided by the Directorate of Technical Education, which conducts the entrance test.
A comparison of the scores shows that 1,908 students who scored more than 90% in Class 12 have scored less than 150 - or 75% - in the CET. Worse, 145 students who scored more than 90% in Class 12 have scored less than 100 - or 50% - in the CET.
Educationists say this is because students do not understand the concepts that they are studying and instead rely on rote learning.
"CET tests the application of basic concepts, while the Class 12 exams simply test theory," said Tushar Desai, principal of DG Ruparel College.
While rote learning is effective when it comes to theory, at the CET level, the student's true grasp of the subject is revealed.


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We have have the following guide to get you started in setting up both TouchKit hardware and software. Please post in our forum if you need additional assistance or have comments.
The TouchKit Run package comes with screen, camera, lens, infrared filter, power adapter, and firewire cable. For a complete multitouch system you will also need a recent (as in >5 year old) computer and a video projector. While we have setup the screen by leaning it against a stack of books in the past we definitely suggest properly mounting it into a table, wall, or on a stand for longer term use or application.
The setup process breaks down to:
The TouchKit API is implemented as an addon to OpenFrameworks. With "TouchKit API" we generally mean OpenFrameworks + ofxTouch. To get started developing TouchKit apps you will have to setup OpenFrameworks and add the ofxTouch addon to it. OF makes it easy to extend with additional libraries and ofxTouch is no exception to this.
The OpenFrameworks project comes with extensive setup guides for a wide variety of platforms and IDEs. At the moment we specifically support Xcode (mac) and Code::Blocks (windows). VC++ (windows) and Makefiles (linux) are expected to work but we currently do not supply these kind of project files for our example code. Consider linux as being in Beta.
For step one of the software part you will need to setup OpenFrameworks and get one of the included examples running. This should be very straight forward. Download the release for your preferred IDE and follow the corresponding setup guide. You will have the option between the normal and "FAT" version. Download the "FAT" version:
For step two add the ofxTouch addon. If you are familiar with OF addons expect nothing special here. Download the addon, unzip, and copy the ofxTouch folder to the addons folder of your OpenFrameworks installation.
For step three add the following code to ofAddons.h of your OF installation:
#ifdef OF_ADDON_USING_OFXTOUCH #include "ofxTouchMain.h" #endif
In your coding project make sure all the files in ofxTouch/src are included. Details are in ofxTouch's install.xml. Alternatively, as a step four, you can take any of the example projects we provide and use it as a starting point. Please post any cool apps to our forum. We always love to see what people make.
NOTE: On Windows you might have to install the Quicktime Player.
It's up to you how you mount the screen. One thing to keep in mind, the camera and projector need roughly 1.1m (3' to 4') spacing behind the screen. The precise location is not very critical as long as the camera sees and the projector covers the entire screen. This is easy to figure out and not as scary as it sounds. Once the hardware is in hand we suggest testing the distances before putting time into building an encasement. Most of the alignment and calibration can be done in software.
The screen has numerous mounting holes around its perimeter. We suggest using plastic screws (M3 size) like the 95258A132 from McMaster to mount the screen in place.
If you are unsure we can suggest the following two mounting option. One uses tape and insulation foam board and works well for a lab setup. The other is based on a custom-welded steel-tube frame and makes the screen very presentable. If you don't have access to a welder, you can also try mimicking the design in a heavy wood.
Once you have the helloWorldExample app (or any other example app for that matter) running you can start with the screen calibration. In the running app simply press ENTER. You will be presented with a small keyboard-operated menu. The items of interest are Graphics Warp and Vision Warp. For each adjust the four corners so they align with the TouchKit screen.
Generally starting with the Vision Warp and then adjusting the Graphics Warp works better. Keep adjusting the Graphics Warp corners until the fingers register precisely under them throughout the entire screen.
Once you are done, completely exit the menu by pressing [BACKSPACE] or [DELETE]. This will save the settings/calibration to settings.xml in the data folder. Next time you run the app the same settings will be used. To reuse these settings simply copy the settings.xml to the new app's data folder.
Another menu item of interest is the threshold. This is a number between 0 and 255. The lower this number is the more sensitive the screen becomes. Usually a threshold between 20 and 80 works well.
You should now have a working system. It's time to write your own applications. A good starting point for this is the example code section.
Produced with the support of Eyebeam Atelier.


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Everyone likes a website, that bewilder their audience. Our PHP web design company in Nigeria takes this concept to a supreme level to unleash the capabilities of this technology. Learn how it can enhance your web-space from Kordahi Technologies.
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The Seattle Mariners are 17-20 and currently in 3rd place in the AL Western Division. Their 2nd baseman Robinson Cano has had a rough start and probably wishes he was still with the Yankees. With a sub-par season, it has not been easy for passionate fans of the Mariners. However even with this losing season there are tons of great Mariners tickets available to many games.
So with your baseball team languishing you need to blow off a little steam on a Saturday night game. Enter stage left will be the Boston Red Sox. The Red Sox came into town on Saturday night and the fans took the opportunity in the middle innings to blast Tom Brady with a thunderous 'Brady cheated' chant.
With the Mariners trailing 3-2 and their ace, Felix Hernandez, working through a difficult inning, the uneasy crowd burst out into a 'Brady cheated' chant referring to Tom Brady's 4-game suspension due to #Deflategate.
It's obvious that many Seattle sports fans are still steaming from their painful loss in the Super Bowl to the New England Patriots. Especially with Pete Carroll's bad play call on the final play of the game.
The 'Brady cheated' chant in the middle innings was fun while it lasted because later on reality settled in as the Red Sox got the last laugh and beat the Mariners 4-2. New England sports seems to own Seattle sports these days.
Check out the video.
- Football Player Radar: Matt Johns (QB) Virginia
- Football Player Radar: Andre Patton (WR) Rutgers
- Football Player Radar: Anthony Burch (DT) Free Agent
- Football Player Radar: Chris Barrett (QB) Ursinus College
- Get Ready for the Cheltenham Festival 2017
- Atlanta Falcons Pick Wrong Jersey Color for Super Bowl
- Football Player Radar: John Lamour CB) Mayville State University
- Football Player Radar: Michael Reives (S) Averett University
- The Season For Underdogs [VIDEO]
- Joachim Holmstoel Talks About His Dream of Competing in the Rolex 24 Race


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At some point last month, I decided to give up and quit writing. Writing fiction I mean. As in short stories and novellas and novels. Just quit writing those, and forget fiction. I can't actually quit writing, as that is a huge part of what pays the bills. For those
Tag "writer"
Hey, I am keeping this up and trying to write almost every Monday 😀 I should get a cookie or something. Seriously, I will take cookies for more writing–on the blog, in my WIPs, on other blogs… Just give me those cookies, and we're golden. Just kidding, getting cookie bribes is complicated
This is not really me whining, just me being honest. There are days when I do think I should give up this writing thing and find something else to do. Nothing I write or have written so far seems good enough, and some opinions tend to reinforce that. Those are


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5th Annual Youth Fishing Rodeo
Bring your budding fisherman/fisherwoman to catch stocked trout and other fish at Fort Frederick's Beaver Pond. The event is open to children ages 15 and under. Pre-registration is not required. Meet at gravel parking lot after RR tracks. All children must be accompanied by an adult over the age of 18. Bring your own gear and bait. Staff will be available to assist. Open 8 am to noon. Park entrance fees apply.


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Marc by Marc Jacobs
863 Willa Dot Bright Navy Scarf
Sign up now to get your own personal style guide to what to wear and to see clothes recommendations from over 500 retailers.
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Marc by Marc Jacobs ? Willa Dot, womens large bright navy and ecru striped and spotted scarf with a fringed navy edge. 160 x 224cms Marc by Marc Jacobs at Coggles.com


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What would be its basic military needs if the United States were to pursue a grand strategy of peaceful trade with all, entangling alliances with none? The answer would depend on the desired flavor of what Herbert Hoover called independent internationalism.
This article will be posted in full nine months after its initial print publication. To read the article now, please download it via the Independent Review app for $2.99, or buy a print copy of this issue for $12.00.
|Other Independent Review articles by Ivan Eland
|Fall 2015
|Suicide Pact: The Radical Expansion of Presidential Powers and the Lethal Threat to American Liberty
|Fall 2013
|Warfare State to Welfare State: Conflict Causes Government to Expand at Home
|Fall 2003
|The New Nuclear Danger: George W. Bushs Military-Industrial Complex
|[View All (5)]


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Intel wants to make laptops more
accessible to users and would like to make devices more akin to their
desktop counterparts. With the company's new Interchangeability
Initiative, components including the optical drive, LCD screen,
battery, power adapter and keyboard would all be upgradeable and can be
swapped between notebooks. Hard drives are already for the most part
interchangeable as long as you decide on PATA or SATA.
Intel is currently working with Asus,
Compal and Quanta on development of 11 new notebook designs that will
use the aforementioned interchangeable components. Intel expects to see the fruits of its labors within the next three to five years.
"When your notebook display cracks
on an airplane you are talking about a 10-week waiting period for a
spare part. You are without your notebook for too long," said
Intel director of American Distribution and Channel Sales and
Marketing Steve Dallman.
Given the proprietary nature of
notebook computers and the high cost associated with replacing such
items as batteries and LCD screens, it's a blessing that a company such as Intel is throwing some weight at creating more standardized
configurations for notebook designs. Hopefully other companies will follow.
Now if I could just get a ThinkPad keyboard in an Asus notebook...


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Brim Highlights & Essential Things To Do
Discover Your Local Brim Area
AroundYou will help you discover local businesses, events and things to do in and around Brim, within Wimmera. AroundYou supports the local community in Brim by making it easy to discover fun community events, activities & things to do as well as the best Brim businesses, as determined by other Brim locals.
Major & Upcoming
Brim Events & What's On
The Great Trentham SpudfestSaturday, 6 May Quarry Street Reserve, Trentham
The Great Trentham Spudfest is a charming Central Victoria Highlands village festival themed around the importance to Trentham of local potatoes, f... more
2017 Grampians Grape Escape6 May to 7 May Halls Gap Recreation Reserve
Escape to the Grampians for a culinary adventure with Western Victoria's finest food and wine producers. The Grampians Grape Escape has something ... more
Clunes Booktown Festival6 May to 7 May Clunes Booktown
Clunes Booktown Festival is an annual weekend where up to 18,000 book-lovers unite for author talks, book sales, entertainment and activities for a... more
Kinky Boots at Her Majesty's Theatre31 Oct 2016 to 1 Jul 2017 Her Majesty's Theatre
Kinky Boots is Broadway's huge-hearted, high-heeled hit and it's coming to Melbourne! Charlie Price is struggling to live up to his father's expec... more
SES Training @ SES Depot6 Jun 2016 every week on Mon until 1 May 2017 SES Depot
State Emergency Service ( Training & Callouts) What: SES Training - St Arnaud Unit When: Every week on Monday, 07:00PM Where: Cnr Wheeler St & N... more
BisNet Breakfast with Tony ClarksonTuesday, 2 May The Provincial Ballarat
Tony Clarkson is the Head of Clinical Development & Prevention at the Victorian Responsible Gambling Foundation . He has been the Clinical Services... more
Try expanding your search to include:Wimmera Area Highlights & Essential Things To Do
Brim Top Picks & Articles
The Unforgettable Great Southern Rail
Looking for a way to travel and explore our great and vast sunburnt country in style, comfort, and ease? The Great Southern Rail provides three rai... more
The Weird and Wonderful: Australia's Natural Phenomena
Australia is weird and proud of it. Our Aussie slang, the coat hanger above the harbour and the big red rock in the outback makes for an odd, yet f... more
Brew Your Own Beer
To all the real life Homer Simpsons out there who feel incomplete without a beer in their hand, how about taking your passion to the next level? If... more
Top Ice Skating Rinks
Due to the climate and culture, winter sports like ice-hockey and ice skating have always been destined to struggle in Australia under the shadows ... more
24-Hour Gyms in Australia
Working out? Ain't nobody got time for that, right? If you're working or studying and still trying to maintain an active social life, going to the ... more
Brim Attractions
Art Gallery of Ballaratopen on Mon Tue Wed Thu Fri Sat Sun Art Gallery of Ballarat
Art Gallery of Ballarat Open daily, 10am to 5pm Art Gallery of Ballarat, 40 Lydiard St N, Ballarat VIC 3350 Admissions: Admission is free. Who sh... more
Ballarat Wildlife Parkopen on Mon Tue Wed Thu Fri Sat Sun Ballarat Wildlife Park
Ballarat Wildlife Park York Street cnr Fussell Street, Ballarat East, VIC, 3350 Open 7 days a week. Opening Hours: - Monday 9:00am to 5:30pm - Tu... more
Grampians National Parkopen on Mon Tue Wed Thu Fri Sat Sun Grampians National Park
Grampians National Park Open Daily Victoria, Australia Admissions: Admission is free. Who Should Go? This is open to everyone. How To Get There... more
Jimmy Creek Campgroundopen on Mon Tue Wed Thu Fri Sat Sun Jimmy Creek Campground
Jimmy Creek Campground Open Daily Grampians Rd Mafeking VIC 3379 Admissions: Advance bookings and payment are required year round. Please see the ... more
Trentham Fallsopen on Mon Tue Wed Thu Fri Sat Sun Trentham Falls
Trentham Falls Trentham Falls Road Trentham, VIC 3458 Admissions: Free. Who Should Go: People of all ages will enjoy visiting the Trentham Falls.... more
St Anne's Vineyardopen on Mon Tue Wed Thu Fri Sat Sun St Anne's Vineyard - Myrniong
St Anne's makes a range of premium table wines rhine riesling, chardonnay, cabernet sauvignon and shiraz and is also well known for outstanding for... more
Brim Local Businesses
Weight and Fat Lossopen on Mon Tue Wed Thu Fri Sat Sun Weight and Fat Loss
Weight and Fat Loss is located at 50 Swann St, Brim, VIC, 3391. Please contact Weight and Fat Loss using the contact details provided on this page ... more
RedSpa Sanctuary - Daylesford Remedial Massageopen on Mon Tue Wed Thu Fri Sat Sun RedSpa Sanctuary
Soothe your tired and overworked muscles at RedSpa Sanctuary. Visit our Daylesford day spa for a replenishing remedial massage or foot treatment in... more
Probe Building & Pest Inspectionsopen on Mon Tue Wed Thu Fri Sat Sun Probe Building & Pest Inspections
At Probe Building & Pest Inspections, we understand how important it is for you to know the condition of your property. That's why we offer outstan... more
Samadhi Health and Wellness Retreat and Spaopen on Mon Tue Wed Thu Fri Sat Sun Daylesford
Samadhi welcomes you to an environment that naturally celebrates the uniqueness of each individual. The Wellness Spa delights in bringing you heali... more


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Lilia M Santiago-Connolly - Articles and news items
Food Safety supplement 2014
Issue 1 2014, Supplements • 6 March 2014 • François Bourdichon, Lilia M. Santiago-Connolly, Raghu Ramaswamy
Barry Callebaut's François Bourdichon looks at Listeria monocytogenes and what we've learned from the last 30 years, while Lilia M. Santiago-Connolly and Raghu Ramaswamy from Heinz look at the need for risk assessment and validation in frozen food manufacturing…
The Food Safety Modernisation Act: A food manufacturer's perspective
Issue 2 2012 • 7 May 2012 • Lilia M. Santiago-Connolly, Senior Manager Food Safety, Heinz North America and Kurt E. Deibel, Chief Quality Officer, Heinz North America
Food manufacturers in the US regulated by the Food & Drug Administration (FDA) are preparing for forthcoming challenges related to the Food Safety Modernisation Act (FSMA) which was signed into law by President Obama on 4 January 2011. The globalisation of the food supply, the aging population and an improved understanding of the food safety paradigm through better surveillance are some of the major reasons this act was needed. In general, the food industry is very supportive of this law and is working collaboratively with the Agency to develop regulations that focus on risk prevention.
FSMA is focused on four key themes: Prevention; Inspection; Compliance and Response; Import Safety and Enhanced Partnerships.
Prevention is focused on identifying known food safety hazards through the supply chain from growing, harvesting, processing, distribu – tion and finally consumption. The complexities of a global supply chain with diverse processing, products and go to market strategies makes this initiative complex. The FDA has written a detailed proposed rule on Preventive Control and at the time of the completion of this article, the rule was not available for review. The proposed rule should require food manufacturers to establish a comprehensive sciencebased food safety plan that includes the evaluation and identification of known or reasonably foreseeable hazards, monitoring the effectiveness of the identified preventive controls, and a plan in place for verification and corrective actions to prevent recurrence of any failures.


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The accident injured 42 men, said John Mohan, a spokesman for the Department of Corrections.
"The injuries for a majority of the former inmates were not serious," Mohan said. "One had a dislocated shoulder, but the rest were not badly injured."
The passengers, who had just been discharged from Rikers, were taken to seven nearby hospitals with injuries ranging from a broken leg and a shoulder dislocation to two with head lacerations. Most of the former prisoners were treated and released within hours of the accident.
Two of the men were taken to Elmhurst Hospital with head lacerations and were released less than 24 hours later, said Dario Centorcelli, an Elmhurst Hospital spokesman.
The driver of the bus, a Department of Corrections employee whose name was not released, volunteered to take a Breathalyzer test after the early-morning crash Nov. 15, and the test did not show any traces of alcohol in his system, said Police Officer Valerie St. Rose, a police spokeswoman.
"He passed the drug test," Mohan said. "Basically he offered to take the Breathalyzer, but a drug test is a pretty routine thing that we do in any kind of accident."
St. Rose said no charges will be filed against the driver.
The van was traveling west on Northern Boulevard at about 3:15 a.m. when the driver swerved to avoid a tractor-trailer that had pulled onto the road between 56th and 57th streets, St. Rose said. When the driver tried to regain control of the vehicle, it flipped on its left side and skidded about 75 feet before crashing into a white Lincoln Town Car.
Both the driver of the bus and the driver of the Town Car - a livery cab - were treated and released, St. Rose said. Their names were not released.
Mohan said ex-inmates are usually dropped off at Queensborough Plaza, about two miles away from Rikers, because of the many trains and buses available n the area, and each former inmate is given a MetroCard.
Mohan said the bus was equipped with seat belts, but he was not sure if the vehicle was filled to capacity.
The bus is very much like a standard school bus, with seats for 32 passengers and room in the aisle for 20 standing passengers, he said.
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|Reviews for One Night Stand
| 90MLLu chapter 3 . 1/20/2009
Hahah yeah that is disturbing to know that...hihi. Great job but the length of it is maybe to... short. All in all I like it(v)
| 90MLLu chapter 2 . 1/20/2009
It's great. I like the dialog they are having and the last part "But I don't mind losing it to you-
-as long as I'm on top."
made it all funny
Good Work!
| 90MLLu chapter 1 . 1/20/2009
I'm also writing a collection of one-shots about the Naruto-characters. Clever heads think a like(v)
Anyway... I like this one-shot a lot. It's so touching and emotional, I like those kinds of FanFics. This line sure did the trick for me "The tears fell before he even knew he was crying, mixing with the drying blood on both they're faces." It moved me a lot. Love this one-shot. Keep making these if you can(v) Fanatstic job!
| Stary Knight chapter 4 . 6/27/2007
WELL IT'S ABOUT BLOODY TIME YOU POSTED,not to be mean or anything. its just you know all that waithing and stuff. Any way i think it was kinda weird. i didnt get a some stuff. but hey what ever. so yeah. POST SOONER NEXT TIME WONT YAH! ok i'll forgive you this time. so cant wait for the next chapt. :)
| Wrestlin'Cookies chapter 3 . 4/4/2007
Eventhought it is short, I still think it's funny. Only you could think of such a plot Nee-chan~ _
| Stary Knight chapter 3 . 4/3/2007
Hey there. I really enjoyed it even if it was short and all but that's kool. Any way the last line was really funy ( ha he ha he) and all that. So my advice to you is to keep on writing and I cant wait for your next story. I hope its awwsome.
well bye bye
| Michelle Santos chapter 2 . 3/3/2007
| Wrestlin'Cookies chapter 2 . 2/28/2007
XD I luv this one 'cause it's dirty XP Your dirty! LOL Laurel's really rubbin' off on you isn't she? LOL I like it tons and tons and tons *heart*
| Stary Knight chapter 2 . 2/28/2007
Hey b-chan,
man this was an awsome. I mean I liked it. It was kinda not your writing style, but it really was good. I mean i could take it so many ways its unbeleave able. ( if thats how you spell it)
any way it was awsome.
well keep up the good work
bye bye
stay knight
| Sallt chapter 2 . 2/28/2007
It worked. I think it could have been made clearer that Sasuke was surprised, but other than that, it was good, and cute!
It's very different form the previous chapter.:)
| Hikari-light29 chapter 1 . 2/19/2007
hey I really like your story. It was very moving i think. any way keep up the good work and I can't wait for the next one.
Bye bye
| Anmoi chapter 1 . 2/19/2007
Nee-chan...XD sadness -.- ;( Very good job overall...but sadness!
| Alexa chapter 1 . 2/19/2007
Really well done. I liked it! Keep sending them to me and I'll keep reading.
| anon chapter 1 . 2/18/2007
Good start.
| Sandra-chan chapter 1 . 2/17/2007
Some small grammatical and punctuation errors, but generally well thought out. Perhaps more descriptive embellishment to really emphasize the character's emotions/thoughts and to add to the reader's experience. But overall, excellent work.


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External Sales Executive -CCF
A busy and fast paced business with great benefits, and plenty of opportunities for career progression – join CCF as an External Sales Executive and share our success and good times with a hard-working, friendly bunch of people.The roleWhilst effectively developing and maintaining new and existing customer relationships, everything you do is to drive our business strategy forward and to achieve the objectives set within the Flooring team. You'll work towards increasing sales whilst building strategic relationships with subcontractors in the supply chain of products and services. You'll maintain excellent communications with key stakeholders in our business and introduce and manage the local relationship between the customer's regional team and the local CCF Branches ensuring sales and relationships are maximised to their full potential.What we are looking forYou will be a natural leader with bags of confidence and great communication and interpersonal skills. Your organisational and time management skills will be excellent as you drive the business forward by improving performance and sales. Commercial awareness and the ability to interpret information will also be key.About usAs part of the Travis Perkins Group, one of the UK's leading companies, CCF are one of the fastest growing businesses in our Sector. We are one of the biggest distributors of specialist interior construction materials in the UK, and we supply Flooring, Dry-Lining, Insulation, Suspended Ceilings and Glazed Partitioning materials to some of the largest Specialist Contractors in the country. If you would like to be a part of our ambitious and driven business which will equip you to be the best External Sales Executive that you can be, then we would like to hear from you.


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A Traveller, Sep 2016, GB
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Traditional Education in a Modern Context
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There are many businesses focused on helping inventors develop and monetize their ideas. There are companies that, for instance, help people seek patents on their inventions, license their inventions, turn their ideas into tangible products, and promote those products. World Patent Marketing in Florida bills itself as one of those companies. But according to a complaint filed by the Federal Trade Commission this month,… More
Category Archives: Patent
Sue-per Bowl Shuffle III: The Year In NFL-Related Intellectual Property Litigation
Two years ago, I started worrying about what would happen if someone at a Super Bowl party asked me to explain an NFL-related lawsuit, particularly one of those intellectual property lawsuits that sports fans assume IP lawyers know about. This anxiety led me to put together the Sue-per Bowl Shuffle I and Sue-per Bowl Shuffle II: guides to trademark, copyright, patent and other intellectual property disputes concerning the NFL during 2014 and 2015 respectively.… More
Ninth Circuit Extends Octane Fitness Attorneys' Fee Analysis To Lanham Act Cases
In the 2014 case of Octane Fitness, LLC v. Icon Health & Fitness, Inc. (and a companion case), the Supreme Court articulated a standard for courts to use when deciding whether to award attorneys' fees in patent cases. As we reported here, Section 285 of the Patent Act authorizes an award of attorneys' fees to the prevailing party in "exceptional" cases.… More
Potential Legal Implications Arising from "Brexit"
Trademark and Copyright Law Blog author Catherine Muyl, alongside fellow Foley Hoag attorneys Christina G. Hioureas and Mélida N. Hodgson, have released a new publication discussing the potential legal implications arising from Brexit, including the impact on patents, trademarks and copyrights. You can access a free copy here.
Other Brexit-related posts appearing on this blog include:
Harry Potter And The Cursed Legal Update
It has been about a year since we published Harry Potter Lawsuits and Where to Find Them, my attempt at a comprehensive review of Harry Potter-related litigation. Why update the article now? Two reasons. First: The long-awaited book version of Harry Potter and the Cursed Child hits the shelves on July 31, 2016.… More
The Pleads Of The Many: 50 Years of Star Trek Lawsuits
This year marks the fiftieth anniversary of the premiere of the original series of Star Trek, which first aired on NBC in September 1966. On July 22, this milestone will be marked in earnest when Paramount Pictures releases the new film, Star Trek Beyond (which sadly includes the final Chekovian performance by the recently-departed Anton Yelchin).… More
Q&A: Catherine Muyl On Brexit's Impact On European Patents, Trademarks
Trademark and Copyright Law Blog author Catherine Muyl was interviewed by Andrew Chung of Reuters yesterday about the impact of Brexit on European Patents and Trademarks. You can find a link to the story here. Catherine's blog posts about the implications of Brexit for trademark owners are available here and here.… More
Brexit: Potential Consequences For European Union Trademarks
Updated June 24, 2016
A few hours ago, citizens of the United Kingdom voted in favor of leaving the European Union. This is a monumental step which historians will analyze in order to understand why and how it became possible. In the meantime, lawyers will have to figure out the consequences, including how to untangle this 60 year-old relationship.
European patents should not be affected by Brexit because the Munich Convention is not a European Union instrument.… More
Eat Your Art Out: Intellectual Property Protection for Food
Let's face it, we live in a food-crazed world. Our current preoccupation with food has less to do with eating it; we also are fascinated with looking at it. Posting photos of food on Instagram is now a universal pastime. Food reality shows like Top Chef, Cake Boss, and Chopped are extremely popular and chefs are now considered bona fide celebrities,… More
The Internet Archive Wayback Machine: A Useful IP Litigation Tool, But Is It Admissible?
The Internet Archive's Wayback Machine archives copies of websites every few weeks or months, going back to 1996. The Wayback Machine currently has almost 500 billion archived webpages. By entering a website into the Wayback Machine, a user can see what archived copies of the website are available and then view those historical copies. For example, this link brings you to a copy of the Trademark &… More
Congress Passes Sweeping New Legislation To Protect Trade Secrets
Last week, in a departure from the partisan gridlock that has gripped Washington, the House of Representatives joined the Senate in passing a sweeping new statute to protect trade secrets. The legislation, which President Obama strongly supported and is expected to sign within days, creates a new federal civil cause of action for trade secret theft.
The speed with which Congress passed this legislation – entitled the Defend Trade Secrets Act of 2016 (DTSA) – reflects the increasing importance of trade secrets to American business.… More
From Runway to Replica: Intellectual Property Strategies for Protecting Fashion Designs
Designers like Alexander Wang, Rebecca Minkoff, and Michael Kors are all gearing up to premier their 2016 fall/winter collections this month during New York Fashion Week. Fashion Week draws more than 230,000 attendees each year to over 500 runway shows and events in New York City. The economic impact of this biannual event is estimated to be close to $900 million.… More
Sue-per Bowl Shuffle II: The Year in NFL-Related Intellectual Property Litigation
Around this time last year, I started worrying about what would happen if someone at a Super Bowl party asked me to explain an NFL-related lawsuit, particularly one of those IP-ish lawsuits that I'm supposed to know about. So I put together the first Sue-per Bowl Shuffle, a guide to the year's gridiron disputes over trademarks, copyright, the right of publicity and other matters with a First Amendment flavor.… More
The Twelve Res of Christmas: Yule-Themed IP Matters in 2015
It is often said Christmas is creeping ever-backwards, each year striving to begin its domination of our collective consciousness and consumer dollars at an earlier date. In the realm of litigation, Christmas creep manifests itself in part in the Yule-themed disputes that can occur at any time of the year, particularly in the areas of intellectual property and free speech. In order to get the Trademark and Copyright Law Blog into the holiday spirit,… More
Patent Strategies For Start-Up Companies
Patents can be vitally important for protecting the innovations of a start-up company, just as it is important for start-ups to be mindful of trademark, copyright, and domain name strategies (see our other guides for start-ups, including Trademark, Copyright, and Domain Names). A patent is a government-granted right that prevents others from making, using, selling, or importing a patented invention.… More
Authorship Credit for Scholarly and Creative Works: The Elusive American Attribution Right
What if were to tell you that I jointly authored this article with a colleague, but that I'm not going to give her any credit or attribution because I don't feel like it? Can she sue me for copyright infringement? No, because we are joint authors, so I have as much a right to publish this article as she does. If we lived in Europe, my colleague might have relied on her inherent right of attribution,… More
Marshmallow Justice: 10 Tales of Legal Fluff and Other Stuff
Just about one hundred years ago, Archibald Query of Somerville, Massachusetts invented the first commercial marshmallow cream, which he pedaled door-to-door in Union Square. Around 1917, he sold the recipe for $500 to two candy makers in Lynn who had just returned from World War I, and their company (Durkee-Mower) still makes Marshmallow Fluff today. In 2006, Union Square boosters began celebrating Query's achievement with the Fluff Festival,… More
Top Eight Things You Should Know About the Hague System For International Registration of Designs
U.S. applicants will soon be able to use a streamlined international filing procedure for design patents similar to the Madrid Protocol for trademark registrations. Currently, U.S. applicants seeking to protect designs in multiple countries must file separate applications for each of the countries through their national or regional patent offices. Starting May 13, 2015, when the Hague Agreement Concerning the International Registration of Industrial Designs goes into effect in the U.S.,… More
And the Lawsuit Goes to . . . An Oscar-Time Guide to "Best Picture" Intellectual Property Litigation
The film that wins the Best Picture Oscar this year is certain to attract more viewers and more box office receipts than it had before receiving the award. But Best Picture winners also tend to attract more lawsuits, including intellectual property claims. Plaintiffs show up out of nowhere claiming to be the true authors of the underlying work, infringing defendants come out of the woodwork to unlawfully grab a little bit of the success for themselves,… More
Sue-per Bowl Shuffle 2014: The Year in NFL-Related Intellectual Property Litigation
Heading into this year's Super Bowl party season, there are two things every lawyer should be concerned about. First, why can't your team get it together? Second, what do you do if you are asked to explain to your friends and neighbors some NFL-related litigation that you haven't been following? We can't help you with the first problem (although, as an Iggles fan living in the heart of Patriots Nation,… More
A Trap For Santa: The First Santa Claus IP Fight
At this time of year, you may be wondering about the first intellectual property case involving Santa Claus. And even if you are not, we are going to tell you.
The Biograph Company was founded in 1895 by William Kennedy Dickson, a former employee of Thomas Edison. Biograph became known for its two-minute long documentaries made using a 68mm film format (in order to avoid the litigious Edison's patents on 35mm technology),… More
Opportunities for Trademark and Copyright Lawyers To Volunteer During Pro Bono Month
October is Pro Bono Month in many states, including Massachusetts, New York, Michigan, New Hampshire, Maine, Rhode Island, Indiana, Tennessee, and Alabama. The ABA has created an annual weeklong National Pro Bono Celebration, which this year is October 19-25. Recognizing the countless lawyers who devote their time and efforts to representing people of limited means, and urging all lawyers to do more, these pronouncements remind us that every attorney has an ethical responsibility to make sure that our system of justice is open to all persons,… More
Supreme Court Rulings Will Make Fee Awards More Likely In Trademark Cases As Well As Patent Cases
Yesterday, the United States Supreme Court decided Octane Fitness, LLC v. Icon Health & Fitness, Inc. and Highmark v. Allcare Health Management System, Inc., companion cases that will make it easier for prevailing parties to recover attorneys' fees in patent infringement litigation. Together, the cases may have far-reaching consequences for litigation strategy and case management in cases involving a range of intellectual property disputes, not just patents.… More
Can a Website Disclaimer Prevent Declaratory Judgment Actions in IP Cases? Maybe…or Maybe Not
A decision this week from the Federal Circuit, in a patent invalidity action, has been getting a lot of press for its suggestion that patent (and by implication trademark) holders may be able to avoid challenges to the validity of their IP simply by crafting a website disclaimer explaining that they will not sue certain competitors or other potential challengers. The decision has been argued by some to be an extension of the reasoning of the U.S.… More
FiberCore Case Illustrates Ownership and Transferability of "Shop Rights" to Patented Inventions
An employer may have rights in a patent on its employee's invention in three situations:
(1) if there is an express agreement to assign or license the patent to the employer,
(2) if the employee was "hired to invent" and the employer can show an implied contract to assign the patent rights in the invention, or
(3) if there was no express or implied agreement but the employee used the employer's facilities to conceive of the invention. … More
Sliding the Scale: The UK's New "Small Claims" Court for Intellectual Property Disputes
An often-frustrating aspect of IP law is that in relatively small matters, the cost of litigation can quickly become disproportionate to the value of the intellectual property in dispute. In other words, there is no automatic sliding scale of expenses that shifts according to the value of the IP.
That may be changing in the UK. On October 1, 2012, the UK government launched a new "small claims track" in the Patents County Court) ("PCC"),… More
Practice Tips for Employee IP Assignment Agreements
A recent Federal Circuit decision discussing the effect of an Employee Intellectual Property Assignment Agreement upon the ownership of inventions made by the employee (Preston v. Marathon Oil Co., Nos. 2011-1013, -1026 (Fed. Cir. July 10, 2012) (decision here)) offers a number of practice pointers. Marathon Oil had filed suit against Preston, its former employee, claiming ownership of a patent obtained by Preston on an invention made while Preston was employed by Marathon.… More
Senators Scott Brown and John Kerry Propose Massachusetts as Location for Satellite Patent Office
On November 17, 2011, Senators Scott Brown and John Kerry sent a letter to David Kappos, the Under Secretary of Commerce for Intellectual Property and Director of the United States Patent and Trademark Office, urging him to consider Massachusetts as a location for one of the satellite patent offices that was authorized under the recently enacted America Invents Act.
The letter points out that Massachusetts is home to many world-class universities,… More


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The telephone insurance company owned by Royal Bank of Scotland made a negligible pounds 5m before tax in the first six months of the year compared with pounds 45m a year earlier, because of falling motor insurance premiums and higher household claims as a result of the weather.
The bad weather knocked a pounds 22m hole in Direct Line profits and the motor price war cost another pounds 25m.
However, Royal turned in a strong banking performance that more than compensated for its insurance subsidiary's difficulties, so group profits were 11 per cent higher at a record pounds 301m for the six months.
Direct Line has shaken up the industry and is widely credited with creating the intense competitive pressures in motor and household insurance that led to last week's proposed pounds 6bn merger between Sun Alliance and Royal Insurance.
Peter Wood, founder and chairman of Direct Line, said: "The past six months have been the most difficult trading environment we have ever faced."
He said the price war was unsustainable. "We have no doubt that the cycle will turn soon. When it does we are best placed of any insurer to benefit." Motor insurance rates - down 20 per cent over two years - were going up, so the second half would be better than the first, he added.
"We are sneezing and the rest have a high fever," Mr Wood said. Direct Line might raise premiums 2 to 3 per cent, but competitors would need 10 per cent a year two years running to break even, he claimed.
On household insurance, Mr Wood said: "Competitors will have to come down to compete with us." Direct Line's rates were static, it had good reserves and had provided well for subsidence claims caused by last year's drought.
Dr George Mathewson, chief executive of the parent bank, said the Royal and Sun Alliance merger marked "the beginning of a process of strategic consolidation in the UK general insurance market which will cut capacity and ensure the survival of only the most efficient players".
Direct Line has increased its market share and raised its efficiency during the price war, so the operating cost per policy fell pounds 6 to pounds 45, Mr Wood said. But falling rates cut premium income pounds 2m to pounds 306m.
The most dramatic effect of the price war was a fall of more than a quarter in new household and motor policies taken on compared with a year earlier, as Direct Line restrained itself from chasing unprofitable business.
Royal Bank of Scotland's interim dividend rose 17 per cent to 5.4p and bad debts and other provisions fell from pounds 71m to pounds 45m. Profit before provisions rose pounds 5m to pounds 346m.
Lord Younger, the chairman, refused to give any clues about whether the bank would buy a building society such as the Woolwich.
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