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Private Charters
Dayyan Armstrong founded the Sailing Collective out of a passion for connecting people with the world through adventure and sailing. Having been raised with values based on multi-cultural awareness and the importance of global culture, Dayyan combined his enthusiasm for sailing and exploration to create an integrated sailing vacation organization open to adventures, explorers, and sailors alike. With a background in music performance, social theory, and a graduate degree in economics from the New School for Social Research, Dayyan is always excited to participate in discourse in topics of theory, art, adventure, and exploration. Outside sailing and exploration, Dayyan is passionate about cured meats, design, Maine, social theory, Cook's Illustrated, a good museum, photography, Harper's Magazine, and various types of cooking over fire or coals.
George is an experienced captain and sailing instructor whose journeys have taken him around the world by sailboat, bicycle, and nordic skis. His passion for sailing began at the age of 5, when he experienced the joy of cruising alongside majestic humpback whales, discovered the wonders of boat-cooked meals, and learned proper seamanship from his grandfather. George has chartered luxury yachts in the British Virgin Islands and the Dalmatian Coast of Croatia, and participated in original journeys from the Gulf of Maine to New York Harbor that inspired many more Sailing Collective adventures. A certified lifeguard and an experienced tour guide, George is excited to provide a safe and fun cruising experience, and share his intimate knowledge of very special places in this beautiful world.
The Sailing Collective's Sail Sicily takes us along Italy's best-kept secret. With seven islands located off the northeast coast of Sicily, the Aeolian Islands offers unique and rustic beaches, thermal pools, and a dramatic landscape that is truly distinctive from the rest of the Mediterranean seacoast. The Aeolian Islands has been a destination to both exclusive jet-setters and rustic adventurers with a charm shared by southern Italians eager to keep this paradise unknown to the rest of the world. Home of some of the finest of traditional cuisine, Sail Sicily is a sailing vacation not to miss. Included in the cost is full provisioning for all onboard meals, seven breakfasts, seven lunch, snacks, and up to three dinners with group dinners organized throughout the week. Passengers are able to explore and dine ashore on their own or with the group. The Sailing Collective will arrange all the logistics for the trip including itinerary planning, and provisioning. Captains and the trip lead will assist with all travel planning and coordination as you make your way to the starting locations. Show up at the marina base on Day 1 and leave the rest to the Sailing Collective.
Sail Sicily journey will take place on a number of up to 55' modern design sailboats with up to 5 cabins per boat. Each boat will be skippered and crewed by Sailing Collective member captains who will take care of the itinerary and keep you safe as we sail throughout the Aeolian Islands for the week. Sail Sicily is a multi-boat book-by-the-cabin voyage with up to 5 boats sailing together in our flotilla, sailing side by side with group outings during the evening on shore. A sailing vacation with the Sailing Collective is a unique and exhilarating new way to travel. With a mix of sailing and land adventures, a sailing vacation is an alternative way of seeing secluded locations with a new perspective.
Sailing on up to 55' modern sailboats, we experience the dynamic and famous black-sand beaches, smouldering craters, rocky coastlines, and age old local villages in the most unique and versatile method. Anchor or take refuge on a pier in a local village during the evening, we get to explore all the seven islands with the comfort of our own sailboat.
The early Greeks called this place the islands of wind and fire, with active smouldering volcanoes and a dark and dramatic rocky landscape, these seven small islands north of Sicily stir up remarkable vigor with memories that stay with you for a lifetime. The Aeolian archipelago (islands) were designated as a Unesco World Heritage Site in 2000, since then, vacationers from all walks of earth have been experiencing what the locals have treasured for thousands of years. A Sailing Collective journey takes us to each of these dramatic jet-set playground on our own itinerary and leisure.
We start our sailing journey at Marina di Portorosa in the town of Tonnarella. Marina di Portorosa is central in town, when arriving, make your way to the main marina office to find out where the Sailing Collective boats are in the marina. You will see a banner on our boats with your fellow passengers, captain and crew waiting your arrival.
Meeting time at the marina is between 5:00 pm - 6:00 pm. Please notify your captain in advance if you are delayed and will not arrive by 6pm.. Upon arrival, the front desk at the marina will direct you to the Sailing Collective boats. Each Sailing Collective sailboats dons our banner andlogo where your captain and crew will be waiting for to arrive. After everyone arrives and settles in aboard, we will dine ashore. Please note: the evening of Day 1 and the morning of Day 2, passengers should purchase alcohol or other beverages for the week as well as any last minute personal provisioning.
Contact: Dayyan Armstrong
+1 (603) 969 3186 [iMessage, SMS, Whatsapp, Viber, Skype]
Catania International Airport is the nearest arrival airport, about 150 km (2-3 hours by road) from Marina di Portorosa.
Alternative airport is the Falcone–Borsellino Airport in Palermo, which is approximately 200 km Marina di Portorosa (2-3 hours by road)
Air France
British Airways
Australian Airways
Catania Airport to Tonnarella and Marina di Portorosa takes roughly 2-3 hours and there is a variety of ways to get to Marina di Portorosa. We recommend arriving in Catania, Sicily no later than 11am of Day 1 to allow time to travel to Marina di Portorosa in Tonnarella. Hotels available for early arrivals.
For groups, private vans and taxis can be arranged for approximately 200 EUR.. Other methods are bus, train, or rental car.
Bus: 2 stops, 2 hours 40 minutes - $12
Train: 4 stops, 3 hours 10 minutes - $34
Car: 1 hour 50 minutes - Fuel Cost $35 Rental Cost $35 - $100
We recommend using the travel site ROME2RIO for travel recommendations.
More options in the larger village of Milazzo, 10 minute taxi from Marina di Portorosa.
Please ensure your passport is valid for the period of travel and for six months after you return. Your passport name must match the name on the flight ticket otherwise you may not be able to travel and insurance may be invalid.
It is the responsibility of each individual to ensure relevant visas are obtained where necessary. The Sailing Collective cannot be held responsible for refusal of entry or travel due to lack of visas. If you are in any doubt please contact your Embassy for full details. Visa and passport information can be found here.
Throughout the month of June daytime temperatures will generally reach highs of around 27°C/80°F. At night the average minimum temperature drops down to around 20°C/68°F. The average daily wind speed in June has been around 11 km/h, that's the equivalent to about 7 mph, or 6 knots. In June, for the nearest coastal location, the temperature of the sea averages around 22°C/72° F.
Sailing Collective provisions each boat with local foods and produce from the region. Included in the provisioning package includes:
7 Breakfast, 7 Lunch, 3 Dinner, Snacks*, Water, Light beverages
Not included in provisioning package:
Soft Drinks, Alcohol, Wine, Beer, etc.
Cooking Aboard: Passengers and crew cook family style aboard with cooking enthusiasts welcomed. Sailing Collective skippers and crew are all talented cooks as well and will prepare meals as well. Collective groups may choose to dine out more times than scheduled if the group or individuals choose.
Dietary Restrictions: Important to notify your Sailing Collective representative of any dietary restrictions ahead of time and fill out details in the Guest Form
We start our journey at Marina di Portorosa in the town of Tonnarella. There are many hotels in the area for guests arriving or staying after the journey. Marina di Portorosa is in the municipality of Furnari with hotels and facilities at the marina. The approximately taxi transfer time from the Catania Airport to Marina di Portorosa is 2 hours and we recommend making arrangements in advance and carpool with fellow passengers to avoid high cost. Alternative bus and train routs also available. We recommend Rome2Rio travel mapping for further details.
At the centre of the archipelago, Lipari has been inhabited for some 6000 years or so. The island was settled in the 4th millennium BC by Sicily's first known inhabitants, the Stentillenians, who developed a flourishing economy based on obsidian, a glassy volcanic rock. Commerce subsequently attracted the Greeks, who used the islands as ports on the east–west trade route. Today's trade is still flourishing, with a bustling and historic main street flanked by shops, restaurants and bars. Overlooking the colourful snake of day-trippers is a grande dame of a castle, once plundered by pirates such as Barbarossa (or Redbeard), who was eager to get his hands on Lipari's lucrative obsidian and pumice mines. Read more: lonelyplanet.com
In a stark contrast to Vulcano's barren landscape, Salina's twin craters of Monte dei Porri and Monte Fossa delle Felci are lushly wooded, a result of the numerous freshwater springs on the island. Wildflowers, thick yellow gorse bushes and serried ranks of vines carpet the hillsides in vibrant colors and cool greens, while its high coastal cliffs plunge towards dramatic beaches. Read more: lonelyplanet.com/italy/sicily
Tiny Panarea is just 3km long and 2km wide and feels like a Greek island with its adobe-style whitewashed houses. Exclusive and expensive, it is the smallest and most fashionable of the Aeolians, attracting the international trust-fund babes and Milanese fashionistas for a little taste of dolce far niente (sweet nothing). In the summer, luxury yachts fill the tiny harbor while flocks of day-trippers dock at San Pietro, where you will find most of the expensive accommodation. Read more: lonelyplanet.com/italy/sicily
Stromboli's perfect triangle of a volcano juts dramatically out of the sea. It is the only island whose smouldering cone is permanently active, thus attracting experts and amateurs alike, like moths to a massive flame. Volcanic activity has scarred and blackened one side of the island, while the eastern side is untamed, ruggedly green and dotted with low-rise whitewashed houses. A youngster among the Aeolians, Stromboli was formed a mere 40,000 years ago and its gases continue to send up an almost constant spray of liquid magma. The most recent volcanic eruptions took place in February 2007 when two new craters opened on the volcano's summit, producing two scalding lava flows. Although seismic activity, including rock falls, continued for several days, fortunately no mass evacuation was deemed necessary. Read more: lonelyplanet.com/italy/sicily
Vulcano is a memorable island, not least because of the vile smell of sulphurous gases. Once you escape the drab and dated tourist centre, Porto di Levante, there is a tranquil, unspoilt quality to the landscape, and a refreshing lack of souvenir shops selling (yet more) black-lava trinkets. Following the well-marked trail to the looming Fossa di Vulcano, the landscape gives way to rural simplicity with allotments, birdsong and a surprising amount of greenery. The island is worshipped by Italians for its therapeutic mud baths and hot springs, and its black beaches and weird steaming landscape make for an interesting day trip. Read more: lonelyplanet.com/italy/sicily
The Beneteau 43.3 was designed with sailing performance firmly in mind without sacrificing comfort. A full-batten mainsail and roller-furling genoa easily drive the sleek hull in all conditions. All sail control lines are led aft to the cockpit for safety and convenience, and the mainsail has a self-stacking system and lazy jacks. The yacht also has an electric windlass, and aft is a generous swim platform. The galley is sensibly laid out along the port side and has all features. Forward is a large double cabin with en suite head with shower, and aft there are two double cabins and two heads with showers. All cabins have plenty of storage and hanging lockers, and opening ports and hatches as well as fans.
On board the Oceanis 45, harmony reigns supreme: everything is in its place on this beautiful yacht, a chart table that is also a living room table, a bilge increasing overall comfort, an open bathing platform making access to the sea easier. Comfort is built in.
Innovative, spacious, bright, and sophisticated only begins to describe the exciting Beneteau 50.5. Designed by Berret-Racoupeau and built by Beneateau, she features a sleek coachroof, long side windows, a fully-integrated mainsail arch and all the ergonomic ease of detailed design to make the most of each area. Fitted with 4 main cabins, 1 crew cabin and 4 electric heads, large salon and linear portside galley the 50.5 offers an abundance of interior space and comfort. Located forward is an additional cabin, accessed via a hatch, with berth and head. Plenty of opening ports and hatches provide excellent ventilation throughout the yacht. On deck, her spacious cockpit, foredeck and dual helm makes this yacht comfortable outside as well.
Explore photos from our past journeys


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The Euro line cord with blank endcaps is capable for mounting different tools such as theT8-pre-breed lamp with 20 Watt or 10 Watt or a small inline fan. Using some terminal strips you connect the wires according to their colors - and that's it.
5 meters long
Electicity tasks should always be carried out by experts.
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Topic closed. 1122 replies. Last post 5 months ago by Dracos.
Thanks Gold! However today I have decided I have had enough. Since winning that $500 I have lost over $1000. I said the other day my goal is to not purchase any scratch tickets in 2016. I will back that up to start tomorrow. Between all of the folks on this scratchers board no one has won over $200,000. If us hard players can't win the big one it is time to drop out. Wish me luck! This is going to be a long hard journey.
BRIZZLE - a member here several years ago won $250K - bought 10 ten dollar tickets - put 'em in his wife's Christmas stocking and BOOM !! $250K
Have not heard from him for 4 years or more. He vanished.
wins: $20K WORLD CLASS $10K Jubilee - $5K $200MS - 36 $1k's - 195 $500's - 6 $400's
" ... some days you're the bug - some days you're the windshield ..."
Thank you so much for your input goherd. I appreciate it! I'll try my luck next week when I travel up there :).
Needed this one! Said I was going to get some money and head to Shell. Instead I played a few at Publix. Blew about $120 then decided to go to Shell. Bought 2 tickets at the Shell and one was the above. Should have stuck to what I said!
lol but nice $500 goherd
Thanks yellow!
GA Lottery has put out 4 new games that all look crappy. The Shimmering Cash $20 ticket does not have any prizes over $500 except the jackpot which is 1:1.6 mill odds. Even winning $500 is 1:1,100. The $25 million Payout game has the same 1:1.36 mill odds to win $25,000 as it does $250,000. They just keep pumping out more junk. I will stick to the older games but at this rate a barely want to play anything. Winning prizes of $500 and less are a bore now. You spend almost $500 to win $500. And the chances of winning anything over $500 are horrible. I only have a month and a half before I try to quit for an entire year. I so hope I can stick to it so I can see how much money I save! Maybe that will turn off the urge forever. Good luck GA players.
probably only 2 jackpots as well which is what they seem to be doing w their $10 and $20 games lately the last time i was on their website that is a great idea - a lot of the states there are many of the same complaints w the odds and payback
my name is Goherd and I am a lottery addict. I have come to this revelation and I will never be able to play again. Everytime I say I am going to quit I don't. I just continue to lose money, sometimes money I can't really afford, hoping my results will somehow be different. Yes I have won a lot but I have lost more. It is no longer fun to me yet I still do it. Which means it is an addiction. I remember almost this same time last year losing a ton at the end of the year and vowed to quit. I did for 3 months and decided to buy one ticket and have been playing every sense. Sure I am not as bad as I used to be but I still have no control. I have only one option. I have lost thousands 2 years in a row and I am determined not to make it 3! I will keep check from time to time but the way things are looking this thread will soon be locked from inactivity! Thanks for being my sounding board because I know people here understand better than a non-gambler. God help us all trying to quit! I am out!
Haven't played in 3 days and decided to buy one Cash Spectacular from the counter. It lost. I got 4 tickets from the machine and proceeded to win $100 on Cash Spectacular and $100 on 100x the Money. The 2 $5 tickets I got lost. I went back to the counter and debated between another Cash Spectacular, a 100X or just take my $200. I got a 100X and won another $50. I thought well now I have my $20 back to make it $200, I will buy another Cash Spectacular from the roll I lost on. Sometimes your day is your day:
Now back into hiding.....
nice win go to the claim center and run away...
Nice hit on the $1,000 goherd14. I know you've won your share of $1,000 prizes, I still remember how I felt when I won my first $1,000 earlier this year. It seems like ages ago. I actually haven't played any scratch offs (in or out of state) since my last venture to Georgia. Quitting cold turkey is a very hard thing but after awhile the urge was purged from my system. I plan to play Georgia lottery next year when my tax return is deposited. The odds on South Carolina tickets seem to be going down the toilet as well.
I've become more than a little frustrated because all of the convenient stores I use to go to buy tickets all hit jackpots ($200,000 or more) during the summer earlier this year. All these stores are within 3 miles max of my house. I find it to be more than a little bit coincidental.
In a funny little story, I was on my way to the grocery store a couple weeks ago when my dad gave me his $10 scratcher to trade in for a new ticket. He told me he didn't care what ticket I brought him back as long as it's a winner. I brought him back a $10 Mighty Jumbo Bucks ticket and that son-of-a-gun was worth $200 large. Although I was happy for him, I never felt so gutted. I guess that's how the luck goes.
Hysteria's 2017 Big Wins (Georgia): None Yet!!!Hysteria's 2017 Big Wins (S. Car): Pick 4 - $200 | $500 Cash Spectacular - $500 [x3]
**Big Wins for me are anything at or above $200.**
Haven't posted in a while. Not winning too much as of late.
Bought 5 of the new $3 X The Money Bingo to give that a try. Only one of those won and it was a $15 winner (4 corners plus a line). Bingo's basically pay for themselves cause they take a good few minutes to do, but at least I won my money back.
Bought 1 of the $5 Shimmering Cash tickets and won $10, but it was a weird combo. It was 5 $1 matches and 1 $5 match. How lame is that?!
Bought 4 of the $20 Shimmering and had 3 of the 4 as Winners. They were the last 4 of the pack.
Won two tickets and $100.
Closed out 2015 losing $100 which made sure I would stick to my resolution of not playing at all in 2016. I hope I can stick to the experiment to see how my pockets look at the end of the year. I will keep checking to see if anyone finally hits it big.
New $10 ticket with the back scratch hasn't been treating me well. I have played it 5 times and haven't won yet.
I played 4 of the $2 Taxes Paid tickets today, and got a star symbol on #064. Ended up having a $2 under there for a $20 win.
Saw an ad at the store for the new tickets for this month. For the 3rd straight year they are bringing out a $30 ticket. This one is called Super Max The Money. Seems like all they did was raise the top prize and add 2 bonus spots. One bonus spot can win $100 and the other $500.
Might give it a try at some point in 2016. Its been a long time since I have played a $30 ticket.
Same here gold. Those new $10 tickets were my end of year try and I think I bought 1 more in 2016 and didn't win anything. I want to say I played 5 or 6. I saw the new ticket insert today while playing Powerball. I may try one of the new $30 game in June.
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Twelve MBEs adorn the party, the survivors from the World Cup-winning squad in Australia, and with five uncapped players it looks like a work in progress towards the 2007 World Cup in France, although Robinson says that he is not looking beyond next month's Tests against Australia, New Zealand and Samoa.
So it is farewell Will Greenwood, Julian White, Graham Rowntree, Ben Kay and Andy Gomarsall and - we are not talking like for like - a welcome to the international fringe for Mark van Gisbergen, Peter Richards, Lee Mears, Perry Freshwater and Alex Brown. It is a curious mix, containing two New Zealanders in Van Gisbergen and Freshwater, a journeyman in Richards and a couple of 26-year-old Premiership graduates in Mears and Brown. All said they were surprised to get the call.
In omitting an acknowledged scrummager like White, who has the strength of an ox with the mobility to match, Robinson says he is going for a more "dynamic and unpredictable" approach. First they have got to get the ball. "I know we have a pack that can take on any opposition," Robinson said. "That's an important part of my mantra. Last season we gave away cheap scores, made basic errors and were unable to absorb pressure. We need to find an edge."
First up, England would have it, he said, in the front row of Andrew Sheridan, Steve Thompson and Phil Vickery. The thought of that trio made Robinson laugh, as in "you must be joking if you think England won't have a world-class scrum and a much quicker one to boot".
When the Newcastle director of rugby, Rob Andrew, was quoted on the subject of Jamie Noon, there was more laughter from Robinson. "Rob says a lot, doesn't he?" And again on keeping in touch with his predecessor, Sir Clive Woodward, now of Southampton. "I never thought he could get so excited over 0-0 draws." Hilarious.
However, it was when the name of Andy Farrell was mentioned that Robinson became so creased up he nearly fell off his chair. "I have had a chat with Andy," the coach said, and he was unable to continue the sentence because he was laughing so much. What's so funny? "I'm sorry, I can't say."
Because of injuries, Robinson was unable to consider Farrell, Jonny Wilkinson (who is due to return to the Newcastle bench today) and the young Wasps flanker Tom Rees. Overall, the squad has something old, something new and something borrowed, and the impression is that England are in the unfamiliar position of not exactly being spoilt for choice in several areas.
No 8 and captain
Martin Corry or Lawrence Dallaglio. All right, Corry is the England captain and Dallaglio is not in the squad for two very good reasons - he retired from Test duty, and in any case he has not played since busting an ankle early on the Lions tour. Even so, do not be surprised if he returns as captain of his country for the Six Nations.
"I would love Lawrence to put himself forward," confided Robinson, "but it has got to be right for him and us." Corry has many admirable qualities, but his lack of pace cost him his Lions Test place and that doesn't fit with the coach's dream of a mobile pack. Robinson described him as a brilliant leader who has the support of the players. Yes, Corry is as honest as the day is long. Trouble is, the nights are drawing in.
Mark van Gisbergen or Iain Balshaw. The retirement from Test rugby of Jason Robinson has led not so much to the promotion of Van Gisbergen as of Balshaw. The suspicion is that the World Cup final try-scorer, who was one of the players seriously exposed on the Lions tour, has jumped before being pushed out of the team by the form of Van Gisbergen, an out-and-out full-back and points-scorer who has played a vital role in Wasps' recent colonisation of the Premiership. Van Gisbergen, a New Zealander, has just qualified for England on residency grounds, having served his three years.
More mysterious is what qualifies Balshaw for continued international recognition. Since his move from Bath to Leeds he has been hamstrung by injury - it prevented him from going to New Zealand with the Lions, which was a blessing - and the Yorkshire club are having a wretched time of it this season.
Charlie Hodgson or Andy Goode. Again, there is not much of a contest. In the absence of Wilkinson, who toured New Zealand with the Lions but, like Balshaw, could have done with a sickie, Hodgson is finally emerging as England's stand-out No 10. "Charlie is beginning to control games and he's full of confidence," Andy Robinson said. "He can go out and win matches." The fact that England, and Robinson, would like to have seen Hodgson wrapped in cotton wool for 11 weeks since the summer tour... well, that has been left to the politicians and lawyers.
Charlie is Andy's darling. Goode does a fine job at stand-off for Leicester and scores more points than an octogenarian heckler, but still he does not really look an international-class No 10. Provided Hodgson avoids injury, which has tended to be his middle name in recent seasons, Goode will not get a look-in.
Matt Dawson, Harry Ellis or Peter Richards. Andy Gomarsall must be doing something wrong if he cannot compete against this lot. Dawson was born 10 years earlier than Ellis, and with 70 caps has 63 more than the Leicester Tiger and 70 more than Richards, a left-field selection if ever there was one.
Dawson has a ton of experience, but the weight is beginning to tell on the old legs. He is nowhere near as quick as he used to be, but does not have a lot of competition. Ellis is every bit as feisty as Dawson and he is unpredictable, although not necessarily in a way that Robinson would admire. As for Richards, who is currently at Gloucester, he has been to more clubs than Prince Harry.Reuse content


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I am once again teaming up with Miki's Hope and Mommie…Again for the Sunday Strolls Giveaway Linky. By going to any of our blogs you can enter, post and win! We would love it if you shared this giveaway linky with your giveaway loving friends! Have you won any lately?
I would love it if you'd subscribe to my emails! I'm sure Miki's Hope and Mommie…Again would love it if you subscribed to their email lists as well. Facebook does not show our posts to many people, and we love keeping our readers up to date on our blogs! All of my follow links are on the sidebar.
Keep your eyes on my Blog, Facebook, Twitter and Google+ –there will be more giveaways coming all through the month on our blogs.
This week has been busy for me! I just got home from a Communicable Disease class for my job. I am pretty sure I am going to become a recluse! There sure are a lot of illnesses and parasites out there. Anyway, I may just stay in and enter giveaways the rest of my life lol. Hope you've had a good week!
Lilac's Linky – Thursday
RoyalLegacy Reviews and More – Tuesday
Planet Weidknecht – Wednesday
Candace's Book Blog Saturdays–Book giveaways and reviews
Susan Heim on Parenting Saturdays
Tot's and Me – Tuesday
Beck Valley Books – Friday
Journey's of the Zoo Tuesdays-Canadian
Paula Kramers Giveaway Linky Friday


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Deals with AOL and Yahoo have landed Goodmail Systems on the high-tech map and offered the strongest validation yet for its product.
So why does CEO Richard Gingras feel like he's caught in the eye of an e-mail hurricane? "I'm not too thrilled about the recent attention," he says.
It's the fallout from being the technology provider in a scrum between AOL, the No. 1 Internet service provider, which plans to charge businesses for commercial e-mail, and a coalition of 50 companies claiming the plan is e-mail taxation. The squabble has obscured what many e-mail experts, such as Eric Allman, chief science officer at e-mail security firm Sendmail, say is a sensible, effective technology to blunt spam.
When Gingras co-founded Goodmail with Daniel Dreymann in May 2003, they approached handling e-mail in a new way. "Before, all of the focus was on finding the bad mail," Gingras says. "We're at the other end of the spectrum. We identify only the good stuff and let it through."
As e-mail grows in power and capability, "consumer trust is important," Gingras says, underscoring the mission of the 35-employee company in Mountain View, Calif. Its motto: "Restoring trust in e-mail."
Gingras and Dreymann devised a service that allows Internet service providers (ISPs) to closely monitor e-mail and charge marketers to send bulk e-mail. Marketers must pass stringent certification, in which Goodmail checks their history, credit rating and use of commercial e-mail.
If they qualify, they pay about $2 per 1,000 messages to ensure delivery of e-mail, including links to websites and images.
When Goodmail launched, Gingras wasn't planning another venture. He was content advising start-ups and working on non-profits.
"I'd been around since the days of steam-powered modems," jokes the gray-haired Gingras, 54.
He worked at Symantec, Apple Computer and Excite At Home. He also played an important role in helping online news site Salon get off the ground. While at Apple in 1996, Gingras helped secure $65,000 in seed funding and "as many old Macs as I could sneak out the door" for Salon. Gingras' contributions have not been forgotten. Salon staffers jokingly refer to an old printer in their editorial offices in San Francisco as "Uncle Richard."
But the lure of fighting spam was too tempting, he says. AOL and Yahoo represent about half the adult e-mail audience in the USA, or about 73.5 million people, Gingras says.
Many marketers agree the pay-for service makes sound business sense.
"There are consultants who advise businesses on how to maneuver through spam filters and best deliver e-mail," says Bill McCloskey, CEO of Email Data Source, which sells data to e-mail marketers.
"Goodmail has developed a system that guarantees delivery, with the cooperation of the ISP. Marketers are willing to pay for that," he says.
But not everyone.
The 50-company coalition, which includes MoveOn.org Civic Action and the AFL-CIO, claim the service creates a "two-tiered Internet" in which affluent mass e-mailers pay an e-mail tax. (AOL on Friday said it will not charge legitimate non-profits and advocacy groups to have their e-mails certified and delivered. Related item: AOL won't charge non-profits for delivery of e-mail)
"For many marketers, the reasoning is, 'Why should I pay when I can be on an (approved e-mail list) for free?' " says Dave Jevans, chairman of the Anti-Phishing Working Group. It is not part of the coalition.
The protest disappoints Gingras, who simply wants to help reduce spam and other forms of e-mail fraud.
"It's unfortunate MoveOn played it this way," Gingras says. "The folks who get beyond the rhetoric believe our technology is a sensible approach."


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Land for saleHigh Oak Hill, Newington, Kent
Sold STC £800,000
Do you like this property?
Call: 01622 922031
Property Description
Key features
- Close to the Village of Newington
- Attractive Rural Site
- Outline Planning Consent
- 5 Detached Houses with Garages
Full descriptionClose to the village, but in a rural location, this residential development site benefits from outline planning permission for a bespoke scheme of 5 no. attractive detached units with garages
Location - The site is located approximately 1 mile north of Newington village centre on High Oak Hill - a rural lane.
Newington provides a range of local shops and services including a mainline station with a journey time to London of around an hour.
Further shops and services available in either Sittingbourne to the east or the Medway Towns to the west. Junction 5 of the M2 is approximately 4.5 miles to the south.
Site Description - The site extends to c. 0.61 ha (c. 1.5 acres) in size. It is generally regular in shape and is currently predominantly laid to hard standing with a range of industrial buildings to the south west boundary. Immediately beyond the northern boundary is High Oak Hill Farm House which shares the access road to the site. A drainage culvert runs along the north east and south eastern boundaries. Beyond this the site is surrounded by open fields to the east, south and west.
A public right of way runs through the site from High Oak Hill to the fields beyond.
Planning And Proposed Scheme - Outline planning permission was granted by Swale Borough Council on the 26th August 2015 under planning reference 14/504984/OUT for the demolition of the existing structures and the erection of 5 no. Detached dwellings. All matters have been reserved for future consideration.
The proposed layout shows a courtyard scheme where each large detached property shares the access drive and benefits from a double garage and private rear garden overlooking fields. The outline nature of the planning permission gives flexibility in the final design of the proposed units and it is our opinion the site provides an opportunity to create an attractive rural development that will appeal to home buyers.
Additional Land - In addition, the vendor owns c. 15 acres of adjoining agricultural land immediately to the east of the site. This does not form part of the planning application site, but has the potential to be utilised as paddocks/amenity land associated with the new houses subject to all necessary consents being obtained. This may be available by way of a separate negotiation and transaction.
Further Information - Copies of the various plan and technical documents submitted as part of the planning application are available to downloaded from our website at www.rpclandandnewhomes.co.uk.
Tenure - The site is to be sold on a freehold basis with vacant possession upon completion.
Services - Interested parties are advised to make their own enquiries with the relevant statutory authorities to ensure availability and sufficient capacity at the site in order to service the proposed development.
Vat - It is understood that VAT will not be applied to this transaction.
Viewing Arrangements - There is public right of way that runs through the site and pedestrian access is permanently available. It is recommended suitable footwear is worn and all visits are undertaken at your own risk.
Offers - Unconditional offers are invited in excess of £800,000 for the freehold by way of a private treaty.
All offers must be made in writing and accompanied with evidence that funding is in place to complete on the transaction as well as details of any on-site due diligence that will be required prior to an exchange of contracts.
The vendor is not obligated to accept the highest or any bid made.
These particulars are for guidance and whilst we endeavour to make our details as reliable as possible if there is any point which is of particular importance please contact the office and we will be pleased to check the information for you. All measurements are as accurate as possible at time of going to press. All plans are not to scale.
More information from this agent
To view this media, please visit the on-line version of this page at www.rightmove.co.uk/property-for-sale/property-56582131.html
Listing History
Nearest stations
- Newington (0.9 mi)
- Kemsley (2.2 mi)
- Sittingbourne (2.5 mi)
Nearest schoolsUse the school checker
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Nearest stations
- Newington (0.9 mi)
- Kemsley (2.2 mi)
- Sittingbourne (2.5 mi)
To view this property or request more details, contact:
How much will it cost me to call the number displayed on the site?
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There are no nearby secondary schools found.
Nearby Schools:
Due to the frequency with which Inspection bodies, such as Ofsted, provide us with updates, there could be a delay of up to 8 weeks between a rating being updated and it being displayed on Rightmove. This data is provided for informational purposes only and Rightmove plc does not accept any liability for decisions based on this data. The data is sourced from 192.com. 192.com Ltd. does not accept responsibility for any inference or conclusion derived from the data by third parties.
Market Info
Disclaimer - Property reference 26576660. The information displayed about this property comprises a property advertisement. Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by RPC Land and New Homes, Kent. Please contact the selling agent or developer directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland.
Map data ©OpenStreetMap contributors.


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Customer reviews of Urban Float
At Urban Float, we take pride in the experience we can deliver to our customers; excellent float spa services, customer service and satisfaction are extremely important to having a well rounded business. Take a moment to read just some of our real customer reviews from Google, Yelp, Facebook, Groupon, Living Social and more!
Drop us a review! Find us on Facebook – Google – Yelp
Latest Google Places Reviews
Latest Yelp Reviews
Urban Float 76 reviews
Mineva M.
Can we give more stars? This place deserves a 6 star all around! This was a birthday gift from my BF & I had no clue what this was. The gentleman at the...


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This story gets more bizarre by the day. The headline this morning that everyone is talking about is the discovery of who, exactly, the independent auditor for PFGBest was- a one-person firm located in the Chicago suburbs. There's been a lot of buzz over this issue, but, to be fair, the use of a smaller auditor isn't necessarily a problem, and the woman's work history shows no indication of prior incompetency or fraud. Realistically, a big name auditing firm means very little. The big 5 auditors were involved with Refco, Enron, Sentinel, and MF Global; bigger isn't necessarily better. And the worst travesty of all is that it shouldn't really matter who the independent auditor is, because of the very stringent (at least on paper) additional annual audits done by the NFA on FCMs.
Bottom line: A group of individuals knowingly colluded to defraud clients of funds, evading the regulators at every turn.
We've received emails and comments from some who argue that the industry should never have relied on the NFA to begin with, citing past problems with their oversight. Here's the problem: there is no alternative. Let's assume a world where we had access to those bank accounts at PFG – we could login on the bank website and look at the segregated account balance. We still wouldn't know without talking to every firm and customer of the FCM how much is supposed to be in that account. The FCM is the one who tells the world how much they have in customer funds, and the NFA is the only entity who can confirm that amount through the aggregation of customer balances reported to them by all of the registered brokers with customers at the FCM. There is zero ability for an individual firm in the industry to do this on their own; the NFA HAS to be relied on as the regulator who can force firms to report their customer assets.
They should know how much customer assets there are from three separate sources:
- Aggregation of the brokerage firms clearing business through the FCM
- Review of self-reported balances from the FCM
- Direct verification of how much money is on deposit in the accounts marked and titled customer segregated accounts with the bank in question
Really, they can verify a portion of the customer assets via a fourth avenue – the CME and other clearing exchanges who have customer funds on deposit to margin positions- but that's neither there nor here. The point is that, despite the available sources of data, no one at the NFA caught this until now. One phone call- one quick search on Google- would have shown that the P.O Box set up by PFGBest to receive the NFA's bank verification paperwork on these balances did not belong to U.S. Bank- or anyone else, for that matter. This is basic stuff.
The NFA, in our opinion, needs a thorough investigation as far as their rules and practices are concerned, but in the meantime, there are clients hanging in the balance. At Attain, we have verified with our clearing firms that they are using the electronic bank account confirmation system that PFGBest balked at to ensure no similar fraud can take place moving forward, and urge all industry participants to do the same with any and all clearing firms out there. We attempted to verify with the NFA what percentage of firms have authorized this electronic confirmation system, but they would not supply the information, so it falls to us to do their job.
We would also like to see new regulations that would require FCMs to authorize their FCM to directly access the bank account balances with the banks in question at any time- not just at an annual review. If the rest of the world can login to their bank to see their balances whenever they want, doesn't it make sense that the regulators in charge of insuring customer protection should be able to do the same on behalf of the investing public? This is 2012. The technology exists- let's use it.
With just a few common sense safeguards put in place, things would return to normal – where an FCM running out of money doesn't mean the customer is out of money. The law is clear on this: the money in customer segregated accounts belongs to the futures investors, and not the JPMorgans or stockholders of the world. CFTC regulation 190.08(b) states:
"Allocation of property between customer classes. No portion of the customer estate may be allocated to pay non-public customer claims until all public customer claims have been satisfied in full. Any property segregated on behalf of non-public customers must be treated initially as part of the public customer estate and allocated under paragraph (c)(2) of this section."
In other words, because PFGBest was an FCM, and not a securities firm as filing entity MFGH was in the MFGlobal case, futures clients should be first in line for PFGBest assets. Still, there are other issues that need to be addressed, which is why we're standing here, waving our arms and yelling at the top of our lungs, trying to tell people- it's time for some changes.


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Posted by Glenn
I have worked on legal matters with Rick and always value his knowledge and expertise. Rick is dedicated to his clients and always willing to lend a helping hand to others. A good person and an excellent attorney.
Posted by James
My wife was shopping ,was in good mental health and reasonably good physical health, when all of a sudden, she was on her back unable to get up. She sustained a concussion that gave her brain bleed that has affected not only her short term memory but a good deal of her long term memory. In order to seek compensation for our loss I began to seek a good lawyer. One that had a had a good standing with judges. I asked my neighbor, who worked for a judge, for a recommendation. He in turn asked the circuit judge who in turn recommended Mr. Kolodinsky. This was one of the few smart things I have done in my life. Mr.Kolodinsky always was very courteous as was his office and always had time to explain things to me. I am satisfied that I had as good and speedy a conclusion as could be expected
Posted by Greg, Attorney St. Augustine
I have for years referred complicated personal injury cases, including medical malpractice to Rick Kolodinsky. When I was injured in an accident and my UM carrier made a "low ball" offer, I retained Rick, who filed suit and got me an excellent recovery. In addition to his professional success, Rick is a great guy who is easy to talk to about may subjects.
Posted by Thomas
I was recommended to Mr. Kolodinsky to resolve a case. While I live in New York and the case needed to be addressed in Florida, Mr. Kolodinsky represented himself in a very professional manner. I have never met him but only interacted via telephone and e-mail. My experience was excellent not knowing who he was or how he handled himself and my situation. I must say, it was very satisfying and hope others can make an educated choice that will result in the same experience.


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Law could cut security clearance backlog by September, House chair says
Government Reform Committee Chairman Tom Davis, R-Va., calls for action on "huge problem" that has "cost the government likely hundreds of millions of dollars."
Government Reform Committee Chairman Tom Davis, R-Va., calls for action on "huge problem" that has "cost the government likely hundreds of millions of dollars."
Two firms that bitterly competed for $800 million information technology contract will split it.
Student financial aid and financial management at FAA and the Forest Service are crossed off the high-risk list amid overall progress.
Bipartisan coalition urges president to include equal pay raises in 2006 budget proposal.
Proposed budget cuts in major weapons systems could draw tough questions from lawmakers.
Performance rating numbers don't always tell the real story.
Bush administration, Senate minority leader picks pending.
Will legislators be more willing to break ranks than they have been in recent years?
Forecasting Cloud's Future
Conversations with Federal, State, and Local Technology Leaders on Cloud-Driven Digital TransformationDownload
The Big Data Campaign Trail
With everyone so focused on security following recent breaches at federal, state and local government and education institutions, there has been little emphasis on the need for better operations. This report breaks down some of the biggest operational challenges in IT management and provides insight into how agencies and leaders can successfully solve some of the biggest lingering government IT issues.Download
Communicating Innovation in Federal Government
Federal Government spending on 'obsolete technology' continues to increase. Supporting the twin pillars of improved digital service delivery for citizens on the one hand, and the increasingly optimized and flexible working practices for federal employees on the other, are neither easy nor inexpensive tasks. This whitepaper explores how federal agencies can leverage the value of existing agency technology assets while offering IT leaders the ability to implement the kind of employee productivity, citizen service improvements and security demanded by federal oversight.Download
IT Transformation Trends: Flash Storage as a Strategic IT Asset
MIT Technology Review: Flash Storage As a Strategic IT Asset For the first time in decades, IT leaders now consider all-flash storage as a strategic IT asset. IT has become a new operating model that enables self-service with high performance, density and resiliency. It also offers the self-service agility of the public cloud combined with the security, performance, and cost-effectiveness of a private cloud. Download this MIT Technology Review paper to learn more about how all-flash storage is transforming the data center.Download
Ongoing Efforts in Veterans Health Care Modernization
This report discusses the current state of veterans health careDownload
When you download a report, your information may be shared with the underwriters of that document.Privacy Policy


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Afreen Guest House is located in Srinagar, at a distance of 7 km from Pari Mahal and Lal Chowk. The property comprises of 13 well-designed and fully furnished rooms. Guests are also provided smoking rooms. It is equipped with a front desk and backup generators. The property is perfect for family holidays.
Attractions travelers recommend


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Prince Philip Barracks, Budds Lane, Bordon, GU35 0JE, Hampshire, , South East
Whitehall and Bordon Enterprise Park, formerly Prince Philip Barracks, is currently home to DSEME - the Defence School of Electronic and Mechanical Engineering (Bordon), 10 Training Battalion REME (Royal Electrical and Mechanical Engineers), and the HQ of 104 FS (Force Support) Battalion REME. The Barracks contains a number of buildings, large training areas, Single Living Accommodation and recreational facilities.
69805.00 ft2(6485.10 m2)
Stand alone industrial / warehouse unit
Stand-alone industrial / warehouse unit with fitted offcies and multiple shutter doors. The unit is arranged in 4 bays and is available on flexible terms with limited repairing obligations.
Each party to be responsible for their own legal costs incurred in the transaction
It is envisaged each property can benefit from B1, B2 and B8 consents. Planning will submitted on agreement of terms.
The accommodation is available by way of a new lease on flexible terms with limited repairing liabilities
Property Type
£3.75 Per ft²
Average Weighted lease length
Leases up uo 6 years
Additional Downloads
Property Contacts:
JLL for themselves and for the vendors or lessors of this property whose agents they are, give notice that:-
a. the particulars are set out as a general outline only for guidance and do not constitute, nor constitute part of, an offer or contract;
b. all descriptions, dimensions, references to condition and necessary permissions for use and occupation, and other details are believed to be correct, but any intending purchasers, tenants or third parties should not rely on them as statements or representations of fact but satisfy themselves that they are correct by inspection or otherwise;
c. no person in the employment of JLL has any authority to make or give any representation or warranty whatever in relation to the property;
d. Any images may be computer generated. Any photographs show only certain parts of the property as they appeared at the time they were taken.
For properties in Scotland:
e. This correspondence is expressly subject to completion of formal legal missives in accordance with Scots Law
Copyright © Jones Lang LaSalle IP Inc 2017. All rights reserved.


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Wichita Chamber hoping Jeff Turner will stay on to co-chair Leadership Council
Gary Plummer, president of the Wichita Metro Chamber of Commerce, didn't have any forewarning about Jeff Turner's retirement.
The CEO of Spirit AeroSystems announced Monday morning that he will be retiring in early 2013.
Turner and Charlie Chandler, CEO of Intrust Bank, were tapped in September to co-chair the chamber's new Leadership Council. The group is charged with looking for ways to improve the economic climate in Wichita. Plummer described it as a "think tank" with an annual budget of $300,000 — ideally, seed funding that the council would use to get projects started.
Plummer says he hasn't spoken yet with Turner about whether he'll continue on with the Leadership Council. He says he wants to give Turner the time he needs to make the professional transition, and that he'll raise the Leadership Council issue when the time is right.
"We hope he'll stay involved," Plummer said.


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I'm busy prepping for my next shows on Hochanda, which will be introducing art journaling, on 16th June. I've already shown you the test pages in the journals that will be available, but here are two sneaky peek pages featuring products available to buy during the shows. There will be more sneaky peeks on Hochanda's social media feeds during the coming week.
Tag Archives: acrylic paint
Art Journal Page: Glass Full Of Colour
In tonight's art journaling session, we're going to be playing with paint films. This is my demo page – it's one of those sort of pages that is inspired by the technique results rather than an artistic intent at the start. The glass is drawn round the paint film, which reminded me of sloshing Ribena and I went in search of a suitable quote. The full quote compares colour to be as essential as water, which is a great metaphor reflected in my layout.
Art Journal Pages: Testing Potential Journals
One side effect of being the probably the first art journaling demonstrator on a UK craft TV channel is that I need to help source journals suitable for sale during the shows. This lunchtime I had unexpected happy post containing four journals for me to test. The timing's a bit awkward – first thing this morning a delivery arrived with all the products I have to make samples with for my first show a week tomorrow… So for pure expediency, I set up a journal test bench this evening and worked my way down the three journals with the same page layout. The fourth? That one is A3 in size, and far too big to do anything in the timescale!
Art Journal Pages: Testing A Potential Journal
So you have grand plans to start art journaling, and you're wondering what your first step should be? It's important to find a journal that will take all that you throw at it. It has to be able to take wet media without the pages getting flimsy or buckling. It has to be able to lie flat so that you can work in it. You don't want pages easily detaching, nor a wire-o spine stopping you getting to the middle of the spread. Pages shouldn't be too absorbent, or too smooth – or be able to take a layer of gesso if they are. Hardback or soft cover – well that's down to personal preference. Here's a couple of pages I've done this afternoon whilst testing a new journal. Above – Dylusions Paints. Below – Distress Sprays/Inks and pigment inks.
Handmade Journal II: Part 2
In my last post, I showed the start of my hand-bound art journal in response to Wanderlust Course Week 10. I promised some more pics of the inside pages… and here they are. The scrap pages allowed for some overlapping designs across spreads, and the different colour backgrounds inspired some of the colour choices.
I've had fun doing various different techniques and experiments, varying my style and choice of media – there is something about the informal scrappy pages that releases a more creative side than normal. Just two and a bit more signature bundles to go to complete this particular journal, but in the meantime, I have another two more formal ones on the go 🙂
Art Journal Page: Humility
As one Studio regular remarked last night: 'you're doing a lot of art journal pages recently'… She'd been away for a couple of months and hadn't heard the news that I'm soon to be demonstrating on Hochanda TV channel. This week's task is to pull together a supplies list for Sam (one of the channel's buyers) so she can get some stock sorted and book me in for my first shows.
Last night, at The Studio's monthly art journal session, we were carving our own stamps and developing patterns. I decided to do one too and carved the inverse of one of the stamps I'd previously done to demo the technique. Here's the page that developed in between showing a first-timer how to build a background, and of course making the refreshments 😉
Art Journal Page: Aging
I wanted to get some practice with some crackle medium, so I got out the DecoArt Americana Weathered Wood and applied it over a black gesso ground. Once that had dried, I added acrylic paint and gesso over the top, dry brushing one into another. Once the cracking had finished, I blended the colours a little more using some of the pink on a wet wipe and moving it up into the white. I dried that and then sealed the crackle with DecoArt Ultra Matte Varnish. Then out came the Pitt Artist Pens for the knots, board joins and the text, all of which were sanded back slightly to age. The quote, by the way, was chosen once I'd done the cracked paint – I thought it was quite apt 🙂


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By now we're mostly used to Facebook moving the furniture around every once in a while. We complain for a while, then just deal with it. But in a way, it's still maddening. Your stuff was HERE and now it's HERE. (Right, right, glass houses.) But at least Facebook can't barge in and rearrange your real life. That would be terrible. [YouTube]
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Kinja is in read-only mode. We are working to restore service.


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Last month I got to tick something off my Warwick bucket list – a student takeover of one of our main social media channels! Continue reading A little bit of Instagram – a social media take over with Mambo 5
Tag Archives: content
Moving on
I've spent ages trying to think of a witty pun, or a supremely cool cultural reference to use in the intro to this post, but, in the end, nothing sat right. So instead I'll just come out with it…I've got a new job! Continue reading Moving on
10 reasons to join #casesmc this Spring!
Now that the light at the end of the long tunnel that is January is in sight, it's time to look forward to the Spring and one of the highlights of my professional calendar – the CASE Europe Social Media and Community Conference.
Of course, I'm lucky enough to be co-chair of this awesome event – so I do have something of a vested interest. However, I'm genuinely excited about this year's lineup and would love for plenty of you to join us in Brighton from 30-31 March. Continue reading 10 reasons to join #casesmc this Spring!
12 crowd-sourced tips for getting the most out of LinkedIn
I asked…and they delivered – here's a dozen golden nuggets to help you the most out of LinkedIn, crowd sourced from some of my connections! Continue reading 12 crowd-sourced tips for getting the most out of LinkedIn
Live videos? Meh…some social media predictions for 2017
Happy New Year everyone – how is 2017 treating you so far?
I had every intention of making this first post of the year a list of New Year's resolutions – like I did 12 months ago – but, after sitting down to write them, well… Continue reading Live videos? Meh…some social media predictions for 2017
Christmas crackers! 10 great articles I read in December
Well here we are, the final monthly round-up of 2016! Continue reading Christmas crackers! 10 great articles I read in December
New Year's resolutions 2016…how did I get on?
So, here we are, the end of another year – where did the time go?
Back in January I blogged my list of New Year's resolutions. Now, because I'm a bit of a nerd and to highlight the importance of evaluation, I wanted to report back on how I've done. Continue reading New Year's resolutions 2016…how did I get on?
10 noteworthy posts from November
Apologies for the slight delay in getting my monthly good reads roundup online – last week was essentially a write-off thanks to me acquiring a pole-axing cold, but I'm fighting git again now! Continue reading 10 noteworthy posts from November
Do #hashtags still matter on Instagram?
Using Instagram? Then you need to use #hashtags.
It's advice I've been dishing out for years and continue to push to this day. After all, hashtags are key to making Instagram work; there's no key word search so they're the best way to discover content and, by tapping into the most relevant tags to what you post, they're the best way for your content to be discovered and to build a following. Continue reading Do #hashtags still matter on Instagram?
The new John Lewis Christmas advert is exactly what 2016 needs
I'm not normally one of those people who gets excited about the John Lewis Christmas advert – to be honest, I've thought all of the previous ones were overly sentimental boring pieces of contrived crap, floating along with an equally awful soundtrack. However, that's not the case for this year's effort.
In fact, I would go as far as saying that this year's John Lewis ad is nigh-on perfect fodder for 2016. Continue reading The new John Lewis Christmas advert is exactly what 2016 needs


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Animals on the Farm
Written by
Illustrated by
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Autumn Publishing Ltd
Publication date
5th November 2008
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Secure A Debt-Free Future
When a homeowner chooses the option of a deed in lieu of foreclosure, he or she is voluntarily releasing the right to a property by executing a deed in the name of the lender. This option relieves the homeowner of the obligation to a property that he or she can no longer afford. When a loan modification or a forbearance plan is not possible, and bankruptcy will not help, a deed in lieu of foreclosure may be effective. A successful negotiation of a deed in lieu will relieve the homeowner of any financial obligation and recording of a foreclosure on his or her credit report.
At the Debt Relief Legal Group, our Tampa bankruptcy lawyers are experienced at handling all forms of loss mitigation techniques, including deeds in lieu of foreclosure. We will negotiate with your lender and work to achieve the best possible result for your situation. If you have questions or concerns, or your property is already pending foreclosure, talk with us as soon as possible to get answers you deserve.
If you are faced with the possibility of foreclosure in Florida, seeking a deed in lieu of foreclosure may be an effective option to preserve your credit rating and relieve you of any financial obligation.
Get more information on deed in lieu of foreclosure options by calling our Tampa bankruptcy lawyers at (813) 940-5120 today!


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Los Angeles, CA – July 7, 2015 – E! takes a wild ride into the world of some of today's hottest professional athletes from the perspective of the women who stand by their side, otherwise known as WAGS (Wives and Girlfriends of Sports Stars). These WAGS are playing the most competitive sport out there: getting and keeping that pro-athlete man. As part of an elite, exclusive group, the WAGS are close friends who are bound together by a strict hierarchy, unspoken rules and plenty of drama – and those who have the coveted ring and a husband with a contract are the ones with all the power! As in sports, this game is all about getting that "W" and this pack knows how to play the field… Jump into the competitive, fast-paced, glamorous world of "WAGS" when the new series premieres on E! Tuesday, August 18th at 10:00pm ET/PT.
The WAGS life has plenty of perks, but the diamonds and mansions don't come easy. These women are constantly strategizing and fine-tuning their playbooks to keep their place in the line-up among the other WAGS, and to maintain the high-profile celebrity lifestyle that comes along with that role. In this 8-episode series, E!'s WAGS are faced with tough decisions as players change teams, forcing some to decide whether or not to uproot their lives and move across the country. Additionally these women are constantly working to find ways to balance their own careers and interests with the demands of their partner's sports schedules. And while one WAG is planning her magical wedding, another one's fiancé is getting cold feet. E!'s WAGS are bonded together by long-time friendships, but rank has its privileges in this group and the competition to rise to the top and be "queen" of the WAGS brings plenty of drama.
Get the stats on E!'s "WAGS:"
Sasha Gates
Sasha is the queen WAG of the group, married to a 5-time All Pro Player from the San Diego Chargers who has a multi-million dollar contract. She was featured in music videos until she met her husband, but now she's a doting wife and mother to a little girl with another one on the way. However, Sasha still has her own interests as she starts looking into a music career. She also has a children's clothing line called Wittle Ones, with best friend/business partner Autumn Aijrotutu, which features cute football clothes for kids.
Autumn Ajirotutu
Autumn met Seyi Ajirotutu of the Philadelphia Eagles in college, and the two are now married with twin girls. After leaving the San Diego Chargers, Seyi recently signed with the Eagles and now Autumn is faced with having to decide whether to uproot her family and turn her life upside down to move to Philly. Autumn has always loved to party and is finding it difficult at times to transition from that life to being a new mom.
Barbie Blank
Barbie is engaged to Sheldon Souray (most recently of the Anaheim Ducks) and the two are actively planning their January 2016 wedding in Cabo! Barbie is a former WWE Diva known as "Kelly Kelly," who made her debut at only 19 years old. She performed from 2006-2012, which included being the Diva's Champion in 2011. As a former athlete herself, she's not a "typical" WAG, but with the pending wedding, Barbie is very excited to move up the hierarchy chain and legitimize her WAG status.
Ashley North
Ashley North is a WAGS descendant (her father was a Major League Baseball player who played for the SF Giants, Oakland A's and Chicago Cubs), who gets a lot of great advice from her dad on how to navigate this competitive world, including an emphatic warning not to date athletes! However, Ashley chose not to heed his advice – she has been with Dashon Goldson of the Washington Redskins for over 11 years and the two have a young daughter together named Charly. They have been engaged for a year, but Dashon's hesitation with locking in a wedding date is a serious cause for concern. Outside of her "role" as a WAG and mother, Ashley is trying to balance her own career as a celebrity stylist whose clients have included Kevin Hart, Justin Bieber and J Cole among others.
Nicole Williams
Nicole has been dating Larry English of the Tampa Bay Buccaneers for four years now, and she is ready for that ring! She is a gorgeous, successful working model who is always on the road traveling for jobs, having modeled for Old Navy, Gucci, La Senza, Macy's and more – she was even tapped to appear in Robin Thicke's "Treats" video. While she prides herself with having her own life, Nicole tries to keep Larry on a short leash as she struggles with the "jersey chasers" who follow these NFL players everywhere they go!
Natalie Halcro and Olivia Pierson
Natalie and Olivia are gorgeous, cousins and best friends who launched a beauty and fashion blog together that proved to be so successful, they are taking it to the next level – but mixing family and business is always a challenge! Natalie's boyfriend is Shaun Phillips who has played for the Denver Broncos, Tennessee Titans and Indianapolis Colts. They have been together for 2 1/2 years and while Shaun is looking to take things to the next level, Natalie is very independent and has to figure out how to balance this relationship with her own career plans, especially now that she has reached "Instafame" with a million Instagram followers! Olivia is single and a hopeless romantic, but will only dates athletes. She has been linked to players from the Denver Broncos, San Diego Chargers and Los Angeles Clippers!
Don't miss a minute of the action as E! gives you a front row seat to the real competition when WAGS premieres Tuesday, August 18th at 10:00pm ET/PT. And be sure to follow the show handle @WAGSonE and join the conversation using the hashtag #WAGS.
Photo Credits, E!, fabwags.com, balleralert.com, athletesquarterly.com
I don't do the reality shows anymore I got tired but this one looks interesting I hope it doesn't go south and there is some positivity in it.
Kita, I hope so, too. I guess we'll see.
Hmmmm interesting. I'm interested to see how this show will differ from ones like it that are already airing.
Tanay, this one does seem interesting. I just hope that there isn't a lot of fighting.
I am not much a fan reality tv but this seems interesting.
Well if you decide to watch, let's exchange viewpoints.
More reality shows with women and their men huh? When will it end…I dont know girl…I think I am over this "trend" but you never know maybe they will bring something different. We will see…
Kiwi, HA! That does seem to be all that's out there. Aren't we more than this?
Ooh, this looks like it's going to be full of drama! My daughter loves these shows. I don't watch them but she always gives me an earful!
Stacie, I'm sure that she will have a lot to say about this one!
I have never heard of this show. I am not big on TV… Most of the time when I am ready to relax it is Netflix…
I have never heard of this show. I am not big on TV… Most of the time when I am ready to relax it is Netflix… This show does look very interesting..
Aisha, I think this should be a pretty interesting one. I need to get more into Netflix. I've been paying for it for years and barely get to watch it. SMH! Thanks for stopping by.
I saw that this was in the lineup. I'm a big TV person, so I know I will watch to see what's going on! If it's good enough it will make it to my DVR. Thanks for sharing the details on the cast and relationships.
I am not a sports fan and haven't heard of any of these folks. However, I am drawn to most reality shows and will likely tune into this one.
So many shows out there I can't keep up and I feel like we've seen the wives of sports professionals before. I want to see some shows that feature women killing it on their own terms. Anyway, I love that photo of the couple with twins and their story of college sweet hearts.
The show sounds a little interesting but also a lottle like a Real Housewives copycat. We'll see what it's like. I'll probably watch at least once.
I will definitely be checking this out. I'm reality show junkie. I can't resist checking this show out.
This should be interesting. I'd be curious to learn more about the ladies with the beauty brand.
I hate reality shows right now, because I am tired of seeing black women attack each other, it is rarely positive and my hope is that we speak up more so that some changes can be made. The shows are not bad it is the behavior of these women that is so disturbing to me…


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In "The Odyssey", what does Penelope wish would happent to her rather than marry the suitor?
2 Answers | Add Yours
At one point in despair, Penelope actually prays to the goddess Diana for death so that she can avoid having to marry one of the suitors. Penelope has waited so long for Odysseus for return, and she has been told numerous times that he is near Ithaca or that he will return soon, yet he has not appeared. The suitors are becoming more and more impatient, especially after they finally figure out the trick she used to fool them by weaving the funeral shroud for Laertes by day and unraveling part of it by night. She believes she has virtually exhausted her options---but, of course, Odysseus does return.
She wishes that Odysseus will retuen home...
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Get updates on important news and legislation from the Finance Committee.
John A. DeFrancisco
February 16, 2011
This week, I discuss what we have heard in Finance Committee Budget Hearings so far. I also talk about complying with the Budget Reform Act, which ensures an on-time budget.
State Budget Includes Record Funding to Combat Heroin and Opioid Abuse
April 20, 2017
State Budget Includes Record Investment in Clean Water
April 18, 2017
State Budget Includes New Tax Relief for Middle-Class Families


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Tim Gosling in Moscow -
During the boom years up to 2008, investors hunting for Russian real estate deals were forced into taking on development risk. It's all about to happen again, but there's a short window of opportunity for those who act fast.
Moscow's first institutional real estate deals since 2008 went through in June - the first sparks of what's likely to prove a brief flurry of activity on the market. Akron Group sold the small Bahrushin office building to UFG, whilst VTB Capital, rumoured to be powered by Omani cash, bought Capital Plaza at a 15% yield. Although the latter office project is a class-B project, such a yield is unlikely to be available in the future; the number of funds aiming to get into real estate has been building over the first half of 2010 and product remains scarce.
Before the crisis, international investors were clamouring - and failing for the most part - to get exposure to the Russian market, as the economic boom and a lack of supply saw leasing rates spiral. However, poor legal protection, an immature debt market, a lack of investment-grade projects and, most of all, the extremely high pricing expectations of owners limited activity. Some simply walked away, but for most the potential prize was too great, which pushed many institutional investors into hunting down a local partner and taking on development risk.
Whilst the recent deals may whet the appetite of some who have been waiting to get their feet under the table, they'll need to act sharpish. Agents in Moscow suggest there's a window open to find an opportunity - but its about to slam shut. As Tim Millard, head of Cushman & Wakefield's Moscow office, puts it: "We're going to see real momentum in capital growth in the next three to four months, so investors should get in now."
Summer fare
Although its still tricky to quote a benchmark yield for true class-A office in Moscow due to the lack of projects, let alone transactions, Millard forecasts that potential sellers will tighten expectations by 200 basis points (bps) or so to around 8% by year's end. He says the first two deals are but the first of a series set through the summer, claiming that C&W has three waiting to close, with yields hovering at 9-11%.
Tom Devonshire-Griffiths, head of capital markets in Russia for Jones Lang Lasalle, which brokered the UFG deal, says "there's a stand-off right now between equity and the need for it." That's been the case for many years in Russian real estate, and whilst some developers feeling the squeeze a little more than they have previously - due to their lust to take advantage of economic recovery coupled with an inability to access debt for the most part - asset owners have proved many times in the past how determined they can be in sticking to expectations.
They'll only be encouraged by the capital building up on the sidelines. Devonshire-Griffiths describes "a truckload of equity in the market, 60% of it Russian." Some funds - especially those featuring cash from other emerging markets such as TFI, a tie-up between the Qatari investment authority with Gazprombank - have been raising money since the start of this year. Cash from the West meanwhile - such as the $500bn that Morgan Stanley needs to invest in the next 12 months or so - has been around since before the crisis.
All of this cash will be chasing the same prize that it was pre-crisis, with lease rates looking set to rise rapidly once again. Large tenants are now moving to secure space, as they sense the market is only headed one way, with more than a few 40,000-square-metre (sqm) requirements out there. As such deals go through, Millard predicts, it will push other occupiers into action in the coming months.
The prospect stalking the whole market is a severe supply gap, probably in the second half of 2011, say both agents. Whilst projects which were stalled during the crisis should be delivered in the meantime, a total lack of new projects even going onto the drawing board in the last two years will, assuming the economic recovery continues, hit hard. This will provide the tipping point for some investment cash, with developers desperately keen to crank up their pipeline to take advantage. However, they're all up to their eyes in restructured debt and the IPO market offers little value right now. Therefore, the sale of income-producing projects is a temptation. It's just such a scenario that's fueling speculation that Moscow could soon see its first-ever truly class-A office deal, with rumours rife that Hines will cash in on Ducat III to top up its new $200m opportunity fund.
However, Devonshire-Griffiths suggests that some will dig their heels in, as the gap between expectations of the two sides is as wide as it ever was. "Buyers are looking for 20% yields, and so are baulking at the 10% demanded," he says. "Sellers meanwhile, laugh at 20% when development offers 30%." In his opinion, this leaves only one option, with the trend for development joint ventures set to revive in the coming months.
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Chapter 4 Cells and Their Environment
Section 4-1 1 way cells maintain homeostasis is controlling movement of substances across cell membrane Cells must use energy to transport some substances across cell membrane Other substances move across cell membrane w/out energy = Passive Transport
Many substances enter/leave cells by diffusing across cell membrane
Section 4-1 Diffusion: Movement of sub from area of high [ ] to area of low [ ] by random motion of particles Many substances enter/leave cells by diffusing across cell membrane
Section 4-1 Osmosis: Diffusion of water down its [ ] gradient through a selectively permeable membrane; type of passive transport where no ATP energy is needed
3 possible directions of water movement:
Section 4-1 3 possible directions of water movement: Water moves out: Water diffuses out of cell, cell shrinks; sol'n that causes cell to shrink is hypertonic sol'n Water moves in: Water diffuses into cell, cell swells; sol'n that causes cell to swell is hypotonic sol'n No net water movement: Sol'n that produces no ∆ in cell volume is isotonic sol'n Red Blood Cell isotonic hypertonic hypotonic
Diffusion Through Ion Channels Protein Ion Channel:
Section 4-1 Diffusion Through Ion Channels Protein Ion Channel: protein channel through which ions can cross cell's membrane
Facilitated Diffusion Carrier proteins:
Section 4-1 Facilitated Diffusion Carrier proteins: Bind to a specific substance on 1 side of membrane and carry sub across cell mem (Facilitated diffusion) and release it on the other side; no ATP energy needed
Section 4-2 Active Transport: Transport sub across cell mem against its [ ] gradient; uses ATP energy
Sodium-Potassium Pump:
Section 4-2 Sodium-Potassium Pump: Important carrier protein mem pump; transports 3 Na+ out of cell and 2 K+ into cell; uses ATP; important for nerve/muscle cell functioning
Movement of sub into cell by vesicle Exocytosis:
Section 4-2 Substances, proteins/polysaccharides, are too large to be transported by carrier proteins; so, moved across cell mem by vesicles Endocytosis: Movement of sub into cell by vesicle Exocytosis: Movement of sub out of cell by vesicle
Section 4-2 Receptor proteins: protein binds to specific signal molecule, enables cell to respond to a signal molecule
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I fell in love with the creative process of this one. I worked and worked and reworked to get it the way I wanted. I call it Forest of Tears because the blue paint bleeds remind me of tears. Tears come for many reasons; joy and sorrow. This piece was created on a warm Saturday afternoon, while listening to music and enjoying my freedom from the office, if any tears were shed they were in happiness. While the title may sound sad, it's a happy painting.
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