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Board of Directors
Dennis Bakke
Dennis Bakke cofounded AES, a multinational company that at one time was the third largest owner of electrical power in the world. AES and Dennis gained international attention through his unusual business practices of decentralizing decision-making among his 36,000 employees, his low overhead corporate office of less than 100 employees, and his purchase of millions of acres of rainforest to offset power-plant carbon-dioxide emissions. Prior to 1981, Dennis was Deputy Director of the Energy Productivity Center, Carnegie-Mellon University. In addition, he served for 18 months as Chairman of the International Energy Agency Conservation Group in Paris, France. He graduated with distinction from the National War College, and with honors from the University of Puget Sound. He went on to receive an MBA from Harvard University. In 2005 he published the NY Times best-selling book Joy at Work in addition to the award-winning documentary "The Power Trip" that chronicled AES' work in Tbilisi, Georgia. Mr. Bakke is a regular lecturer at Kellogg, Duke, Stanford and Harvard Schools of Business. Dennis is currently the President of Imagine Schools, a company that operates elementary and secondary (K-12) charter schools in 12 states and the District of Columbia, serving over 40,000 students.
David Hataj
As the current President and co-owner of Edgerton Gear, Inc, Dave has served the past 21 years in their second generation family business. Dave has led his company to be an example of a business with a culture that empowers people to make decisions that affect their work, and creates a vision in employees for the significant contribution they make to the world through their calling in their workplace. Completing his Master's thesis of "Systems Theory and a Family Business" from Regent College in Vancouver, B.C. in 1994, his innovative approach to small business has birthed two more small businesses, two charitable trusts, and a partnership with the local high school in mentoring youth in the trades. Crediting his passion for the Marketplace and Theology of Work to the late Pete Hammond of IVCF and Dr. Paul Stevens of Regent College, Dave is a frequent speaker and consultant on the meaning and value of work. Together with his wife, Tracy, they also serve extensively in Honduras, focusing on community transformation through the education and mentoring of young people. Raising their 3 college age sons on a small farm in rural Wisconsin, Dave is truly "blue collar," as he enjoys gardening, hunting, bee keeping, raising their own cattle and chickens and cutting wood to heat their home during the long Wisconsin winters. Dave serves on the Board of Bakke Graduate University and is also a student in BGU's DTL program, developing a character based curriculum for young people desiring to enter the trades.
Brad Smith
President; Professor of Transformational Leadership
Brad Smith is the President of BGU and board member of the World Evangelical Alliance, Leader Formation International, and board chairman of visionSynergy. He served as a legislative assistant to two U.S. Senators in areas of foreign relations and agriculture and was on the founding team of the Center for Christian Leadership at Dallas Seminary in 1986, where he spent seven years developing spiritual formation and leadership programs. President Smith also was the founding pastor of Kessler Community Church in Dallas, Texas. He also served as the President of Leadership Network.
David Syre
As Chairman and C.E.O. David Syre has guided Trillium Corporation from a regional real estate development company in 1974 to an international global investment company with a strategically diverse portfolio and an asset value approaching $500 million. Prior to founding Trillium Corporation, David was in a private law practice and commercial banking. He obtained a Bachelor of Science degree in Agriculture from Washington State University and a law degree from Gonzaga University. Throughout his career, David has been active in a diverse range of professional and community projects, including the Board of Directors of Western Foundation at Western Washington University and the Foundation's Executive Committee, the Board of Trustees for the Washington State University Foundation, and Board Member of Seattle Pacific University Fellows.
Jack vanHartesvelt
Jack vanHartesvelt has had a distinguished career in hotel development and is currently President of Hartland Hotels. A speaker at numerous hotel industry forums and a frequent college lecturer, Jack was voted Outstanding Alumnus in 1982 from Michigan State University's School of Hotel, Restaurant and Institutional Management from which he graduated in 1975. He has spearheaded a number of mission renovation projects, and the hallmark of all of them has been the organization of volunteer workers in a way that enables both skilled and unskilled laborers to come together and completely renovate a building in a few days at a considerably reduced cost. Since 2002, he has executed an extreme makeover of 4 churches, including one in New Orleans after Hurricane Katrina, an orphanage in Tijuana, Mexico and 3 buildings in Seattle, Washington used by local philanthropic organizations. Jack and his family are members of Mercer Island Presbyterian Church.


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Inside the 49ers
The 49ers' decision to go backward with their offensive approach is really no surprise.
Full Story
December 2, 2004
Ware's Future in Jeopardy
The charge was minor. The end result might not be. At least when it pertains to Kevin Ware's future with the Redskins.
Full Story
June 29, 2004
TE Kevin Ware: Could see some action
Full Story
September 11, 2003
TE Kevin Ware: Practice squad may come in handy
Full Story
September 8, 2003
The Morning Report - Day 17
The Redskins displeasure with their punter situation showed this morning when they worked out David Leverton, a former fifth-round pick by Jacksonville. They won't sign him--his mechanics need a little tweaking and he's not as fast getting his punts off as the Redskins two punters. But that doesn't mean they're going to stop looking.
Full Story
August 13, 2003
Scouting the Tight Ends
Insiders will take a look at each position, analyzing the Redskins' strengths and weaknesses. Today we look at the Tight Ends. Key players: Zeron Flemister, Robert Royal, Leonard Stephens. Others: Kevin Ware (rookie from Washington).
Full Story
July 18, 2003
Grading the Draft: Washington Redskins
The Redskins started their draft back in February on the first day of free agency. It seemed owner Daniel Snyder had an infatuation with players wearing New York Jets jersey's as he signed four and as a result gave away the teams' selection in the first and fifth round. In the end the Skins were left with only three draft choices making the weekend non-dramatic for the franchise.
Full Story
May 8, 2003
Four Dawgs sign deals
Despite a historic drought, four Washington Huskies from the class of 2003 have signed free-agent contracts to play football in the NFL. For the first time since 1936 a football player from the University of Washington was not drafted. However, these four, and perhaps at least one more (Kai Ellis) will do their best to uphold the Huskies' proud pro tradition.
Full Story
May 2, 2003

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The Haunting Of Molly Hartley (DVD)
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Supernatural horror. 17-year-old Molly Hartley (Haley Bennett) moves away from Boston to start a new life with her father (Jake Weber) in the small town of Huntington after surviving a bizarre and near-fatal attack at the hands of her psychotic mother. As well as making new friends and trying to fit in at her new school, Molly has to contend with nightmarish hallucinations, nosebleeds and creepy voices in her head. Has Molly inherited her mother's insanity, or are there even darker forces at work?
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what's going on Liam'Zed the designerand in this video we're going to talk about life after design and art school.
So you're a graphic design graduate nowyou're into the big wide world and it's a little daunting your little nervousyou don't know what to do and where to go.
So in this video I'm going to giveyou some tips and tricks that helped me when from design student to designprofessional and just get me better prepared for the professional world andlife as we know it so check it out videos i tend to talkabout some of the techniques and skills I've learned in my professional careerto help get me to where I am today as a successful freelance graphic designerand I also go over some tips and skills to prepare you for some of the toughestquestions in the design world that you face as a newbie young student or evenveteran graphic designer and one of the toughest things is preparing yourselffor the next stage of life after design art school or college.
It's difficultit can be scary there's what's known as the postgraduate funk which is like kindof this depression froggy mood and you're just kind of at home eating icecream watching that flicks with no real clue to go and in this video I'm gonnahelp you get out of that I'm gonna help you get into the next stage of yourcareer this big bold and exciting career so one of the things i learned out ofDesign School was I'd be looking for jobs online and they would have a listjust a mile-long list expectations and people that they wanted from theircandidate and i thought i had to fulfill all of them i thought i needed to do allthis stuff i need to know all the HTML and that's not the case that's what's called the ideal candidate ok that's what they're looking for itdoesn't mean that's what they're going to get it just means that's what theywould look for in an ideal world ok so don't don't overwhelm yourself ifyou don't know every line of HTML or every in and out of motion graphics youcan learn you can learn on the job will train you on the job and you can in your own time so don't stress overthat ok and still apply still apply for those are the jobs that are coming upwhen you're searching for jobs still apply.
ok don't worry don't stress okay theother big delima is am I a freelancer or am I going to work in a nine-to-fiveor studio environment.
That also comes in time.
Some of the best ways that you cangrow as a designer's it is in a studio.
learning the business learning the insand outs seeing what clients want, seeing what an art director does.
Working asa part of a team.
But that isn't necessarily to say that you shouldn't bea freelancer either because maybe that's what you want.
maybe you do want to have that wholeexcitement of not knowing where your your next job is coming from andbuilding out a successful business in that case you might need more school tolearn design management skills are you you might need to learn some businessskills from online tutorials and you might be watching people like me who'vebeen in the industry for a while who have some tips and tricks to show youthe the reality is it's it's a big wide world out there so don't be scared you're fine i like everybody else out ofdesign and art school so don't feel overwhelmed ok the next thing is foundthat when you're in design school you have this notion of how the industry isyou have this perceived idea of this is how the design world works and I'm readyfor it and then you get in there maybe you did a co-op for an internship and ifthey hired you great if they didn't hire you then you know you're you're you'relooking for a job and you started to see okay maybe this idea of how the designworld works isn't what I thought it was maybe it isn't maybe it isn't this way maybe it's adifferent way or or maybe it's more than what I thought it was so your perceptionstarts changing and that's also really normal because that just means you'regrowing you're growing as a designer and you're growing as an artist and you'regrowing as a young professional and that's ok that's all fine that's allnormal there's nothing wrong with you ok so the other thing is that you startto see and realize is that when you're a designer and if you'refreelance designer you have a lot of people asking for free work or devaluingyour skills and your starting to get desperate because you want money so youstart taking those jobs and don't take those jobs don't take those jobs betterjobs are going to come better clients are going to come just be patient andbecome because when you start taking those rush to the bottom jobs you'redevaluing yourself you're devaluing their skills and you start losingconfidence in your job and who you are as a professional you think okay I justgot to keep undercharging because that's the only way I'm gonna make money or ifi charge people what I'm actually worth no one's gonna want to buy my skills orno one's going to want to hire me don't think that way never think thatway because there's always a market for the skills you're offering check outsome of my other videos where I go over pricing strategy getting a stablepaycheck as a freelance designer and charging for your skills and findingclients and that will help put some of those fears to rest but you're fine okaythis is the key of this video find your exactly where every other student out ofart school in design school is and that's what's most important ok and this is just a one giant learningcurve you're on in order to build your professional career ok the other thing is why don't you tryand find people who are in your industry to discover what it is your passion thegraphic design is a big broad industry there's there's a lot of differentaspects too graphic design and brand managing and stuff like that so if youknow someone or a professor or a friend who were who's been in the field alittle bit longer than your pick their brain a little bit about some of thepitfalls that they've discovered some of the challenges some of the successes butthey love what they hate so that you can get a better understanding of where itis you're going in your own professional career now that you've graduated schoolyou know it's perfectly common in graphic designers and design studentsthat once you've finished your school and your in your academic career to feellost in a bit out at sea I mean that's the same for anybody who's it goingunder a major change in their life be a professional personal so you're notreally in a box here you're not really alone inthis it's very common but you need to learn the skills to get yourself out ofthat box and into the professional world and that that comes with time that comeswith time trust me and learning but the other thing comes with learning maybeyou do need to go back to school maybe you want to specialize in something thatyour course didn't cover that's fine that's ok maybe take a design managementcourse I myself study visual effects after college and university III had areally weird academic journey ended up going to business school for a while Istudied advertising and marketing accounts management media sales I hatedit i went back to school again I study design and so I had kind of the skillsin order to manage my own career effectively in that way but I was stilllost i was still out at sea I still don't know what i want to do so i wentto more school which is kind of the cycle you get into for a little bit andthen eventually I was able to build my client base and that will come with youto it comes in time but you need to keep learning and keep progressing you gottakeep putting yourself out there on a date today level because nothing's goingto come from sitting at home binge-watching whatever on netflix andeating junk food you need to get out there and that takes time so maybe justdo artwork every day in order to keep that creative muscles moving andeventually you'll find a job or eventually you'll start landing andclient and eventually you'll start getting paid what you're worth ok but it takes time and that's allcommon out of college night school like I've been saying throughout the sort ofcalled college or school you have career centers at your school you have alumninetwork give all this stuff but what's important is that you keep going keepbuilding momentum in yourself and that takes time I myself watch a motivationalvideo everyday and before I start making cold calls and connecting with olderclients and going to meet new clients because that's that's that's what's keythat's what's important to keep getting the information you need stay calm stay motivated keep goingyou're on the right path the worst thing you can do is stay stuckin the funk because then you won't go anywhere youneed to pull yourself out of that and pull yourself out of that is realdifficult but you can do it because we've all been there we've all beendesigned students we've all been art students maybe you need to take apart-time job for a little while at a cafe or you know doing something youmight not necessarily be 100-percent passionate about you know but you justuse that to pay the bills you still look for jobs is still lookfor freelance opportunities until you get to a point of stability and then youcan leave that part time job and jump into your new career it's ok it's a building block life is ajourney and all that fun stuff so just be patient with yourself be gentle withyourself push yourself and kind of just step bystep day by day set some goals set some creative accomplishment set someprojects for yourself so that you can keep the momentum of college life andthe structure it provided you going and eventually you'll get your careereventually you'll get your client and eventually you'll find your place in theprofessional world I'm leaves at the designer check outsome of my other videos if you have questions or comments leave them belowas always if you do have a question and enough people are interested in it iwill obviously do a video.
I'm here to help you guys thanks.


text:
Putting the Battery in Moonbattery
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You have to wonder what Freud would make of the moonbat obsession with bodily functions. They advocate making do with one square of toilet paper and want to ban flush toilets. Lefty bubblehead Drew Barrymore took a "poo in the woods hunched over like an animal" and described the experience as "awesome." Now this:
The Nopopo batteries use a combination of magnesium and carbon that can be mixed with a variety of fluids (including urine) to produce a charge. These batteries only last around 500mAh, which is far less than your average alkaline AA battery, but at least you won't have to kill the earth to recharge them.
Nopopo stands for "no pollution power." Apparently piddling all over yourself as you attempt to recharge the batteries doesn't count as pollution — presumably because it could only improve the smell of most environmentalist moonbats.
Hat tip: BelchSpeak. Cross-posted at Moonbattery.
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Van Helsing


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Reserve Your Cubs Weekends Now(12 Reviews)
The owner has been emailed.
To book this property, you need to complete your booking through checkout on the VRBO website. We can't protect your payment if we don't know you've booked through us. Learn more
- Minimum stay:2-3 nights
- Sleeps:8
- Bedrooms:3
- Bathrooms:2
- Property type:Condo
- Internet:No
- Pets considered:No
- Wheel chair accessible:No
About the Property
Condo, 3 Bedrooms + Convertible bed(s), 2 Baths, (Sleeps 6-8)
Newly remodeled, this unit has everything that you will want for a relaxing stay. With a spacious layout; including 3 bedrooms and a queen pullout sofa; 8 people can very comfortably enjoy the space. With very comfortable beds, marble bathrooms, and meticulous design; every minute you spend here will be enjoyable.
Partake in some of the city's best cuisine just blocks from your doorstep; use our guide to find Chicago's best pizza; or use the kitchen or grill to cook your own feast. Whatever your taste, you will find it here and want to come back for more.
Chicago Vacation Rental License No: 2084269
Keywords: Condominium
When you're ready to book, here are some tips to keep in mind.
Paying with a credit card on VRBO protects your payment for up to $10,000 against listing fraud. We recommend completing your booking on VRBO.Learn more
Member since: 2009
Property Type
- Condo
House Rules
- Max. occupancy 8
- Children Welcome
- Non Smoking Only
- Pets Not Allowed
Accommodation Type
- Vacation Rental
- Wheelchair Inaccessible
Bedrooms: 3 Bedrooms, Sleeps 8, Beds for 6-8
- Cinemas
- Live Theater
- Museums
- Restaurants
- Zoo
Leisure Activities
- Shopping
- Sight Seeing
Sports & Adventure Activities
- Cycling
RatesCurrency Conversion
|Weekend Night
|Monthly *
High Season
Apr 28 - Oct 31, 2017
3 night min stay
Rates are based on 4 guests; add $25 per night, per additional guest
My Standard Rate
2 night min stay
Thu, Fri, Sat, Sun
Rates are based on 2 guests; add $25 per night, per additional guest
Additional information about rental rates
- Cleaning Fee $100 + tax
- Tax Rate 21.4%
Minimum of 1500 + tax required for most weekends May-August.
All rates are subject to change without notice until reserved.
4 night min May-October.
2-3 night min on weekends Nov-April
Owner's cancellation policy:
50% refund for cancellations more than 14 days before check-in date.
100% refund for cancellations more than 30 days before check-in date.
Don't forget your vacation protection! Get protected now
Adding our Vacation Protection services can make sure your getaway goes smoothly, no matter what. We offer Cancellation Protection and Damage Protection so you can truly relax.
Wrigley Field
Owner info
Year Purchased: 2002
About the owner: This is a great unit that I just remodeled. I used to live here, but have moved to the suburbs. I am happy to share this great building with visitors to Chicago.
The Unique Benefits at this Condo:
This unit is in the absolute perfect location. Bordering Lakeview and Wrigleyville, it is great for any activities that you want. Only five blocks south of Wrigley field and close to the 3 major train lines; this building is surrounded by fabulous restaurants and nightlife; all while nestled into a quiet street. With everything in the condo brand new and designed for a luxurious get away; guests will be happy to find that we have taken extra steps to ensure that every need is fulfilled.
Contact us
Send email
- Primary: +1 7732556684
- Secondary: +1 (773) 255-6684 (Illinois, USA)
Links to more information:
- Click Here to see All My Rental Listings
Family Room
Dining Room
Kitchen..Brand new
This listing was first published here in 2009.
Date last modified - Friday, April 28, 2017
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Torrieston is an immaculate property set in an enviable rural location, a short commute from Elgin and with school transport, available to both Mosstowie Primary School and New Elgin High School. Pluscarden Abbey and Torrieston woodland walks are both close by. The property has a two bedroom self...
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Delightful building plot, with full planning permission, located in the Pluscarden Valley some 6 miles outside of Elgin. The plot size extends to approximately 0.695 acres and the plans encompass either a single storey, 3 bedroom dwelling house or a 1 1/2 storey, 5 bedroom house. The plot current...
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Do any moms out there watch or read it and what are your fav. ones?Answer Question
Asked by nickynova at 2:37 PM on Jul. 23, 2009 in Just for FunLevel 14 (1,408 Credits)
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This red-haired young woman staring moodily out of a window had recently been centre stage in a major exhibition in Chicago before it set a world record price for the artist at Christie's, New York, on Tuesday. The identity of the successful bidder is not known.
Painted 1886-87 when the artist was about 23, the work had belonged to Chicago collectors and philanthropists Neison Harris, who died in 2001, and his wife Bette, who died this summer.
Toulouse-Lautrec had always liked redheads and his model for this work is Carmen Gaudin, described by the artist in a letter to his mother as having hair of gold. The work depicts one of Paris's many laundresses, who often also worked as prostitutes, in a world of glamour and tawdriness which was also depicted by Emile Zola's novels. It is an early work of the type for which Toulouse-Lautrec would become famous, transforming the sad and tatty details of everyday life into something rather beautiful.
Au Moulin de la Galette, by PIERRE AUGUSTE RENOIR, £44.5M, MAY 1990
The girl in the white dress is said to be Estelle, the sister of Renoir's model, Jeanne. Another of his models, Margot, is on the left, dancing with a Cuban painter, Cardenas. Several of the artist's friend are at the foreground table. A smaller version of a work of the same name at the Musee d'Orsay in Paris, the Moulin de la Galette, near the top of Montmartre, was a place of entertainment where Renoir delighted in observing Paris at play. There is also a sketch of the same subject in the Ordrupgard Museum near Copenhagen. Like the Portrait of Dr Gachet [opposite], this was bought at auction by Ryoei Saito, the Japanese businessman from John Hay Whitney, former US ambassador to Britain. Saito caused outrage in 1991 when he apparently suggested he wanted this work and the Dr Gachet portrait cremated with him when he died. It is understood to have been since resold privately by Sotheby's for $50m.
Garçon à la Pipe, by PABLO PICASSO, £58M, MAY 2004
Painted by Picasso in 1905 when he was 24 and in his so-called Rose Period, the portrait depicts a young Parisian working boy crowned with a garland of roses, holding a pipe. He is thought to have been a young boy known as "P'tit Louis" who inspired other works of the period.
It was sold last year by the philanthropic foundation of the late John Whitney, a former American ambassador to Britain, who had bought it in 1950 for $30,000. The buyer was anonymous but the high price provoked speculation that it could only be a handful of American billionaires such as Microsoft founder Bill Gates. The price reflected its good condition and its rarity. Picasso produced only about 15 paintings during his brief Rose Period, named after the lighter palette he was using. Picasso is one of the most expensive artists in the world with several works having made exceptional prices in recent years. As long as 1989 Les Noces de Pierrette made £28m at auction; in 1997, La Reve sold for £27.4m and five years ago Femme aux Bras Croises made £28m.
Massacre of the Innocents, by PETER PAUL RUBENS, £49.5M, JULY 2002
Painted between 1609 and 1611, after Rubens returned to his home town of Antwerp, Belgium, after formative years studying in Italy, this work is now regarded as a masterpiece.
But until four years ago, it had been lost to view for 200 years having been wrongly attributed to Jan van den Hoecke, a minor follower of Rubens. For a long time it was on loan to a monastery in Austria because its then owner loathed it. At the age of 89, she decided to sell and consulted experts at Sotheby's, London, who decided it was a Rubens.
It was bought at auction by David Thomson, chairman of the Thomson newspaper group, for his father, Lord Thomson of Fleet. He is lending it to the National Gallery, London, where it is currently in the Rubens exhibition, but the work will eventually go to the Art Gallery of Ontario.
The painting tells the brutal Biblical story of when King Herod ordered new-born boys to be killed to prevent one becoming the Messiah.
Portrait of Dr Gachet, by VINCENT VAN GOGH, £47.1M, MAY 1990
Dr Gachet was the Dutch artist's doctor in the last months of his life and a man whose competence in that role has been much questioned.
It is one of van Gogh's most famous paintings and the subject of one of the most intriguing disappearing acts in art history. When the hammer came down at Christie's in New York 15 years ago, it emerged that the painting's owner was Ryoei Saito, a major Japanese manufacturer, who locked it away. When Saito died in 1996, it was unclear who owned the work - his heirs, his company or his creditors. It was not the first time the work had disappeared. In the 1930s, when the Nazis condemned modern works as "degenerate", the portrait was confiscated from a Frankfurt gallery and sold to purchase some politically acceptable hunting tapestries. Today it is now believed to be in a private collection.
Other highly priced van Goghs include Irises, which sold for £28m in 1989, and Portrait de l'artiste sans barbe, which sold in 1998 for £37.1m.
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Find your nearest Panasonic Store and start shopping online. Panasonic has a network of Premier Dealers dedicated to selling Panasonic products. Shop directly with these stores - for delivery to your door or collect in-store.
Welcome to the Panasonic Accessory sale shop. You can search by model or use our accessory 'Quick Find' search tool to purchase a range of accessories for your Panasonic product.
Don't miss out on this fantastic selection of offers on a wide-range of award-winning Panasonic products, including VIERA TVs, Wireless Speakers, LUMIX Digital Cameras and a range of Home Appliances.


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The Future of Influencer Marketing Research Report 2017
TopRank Marketing and Traackr, in partnership with Altimeter, released a brand new report this week. The goal of this report was to clarify the definition and meaning of influencer marketing and provide solid future direction to influencer marketing programs through research. For example, 71% of marketers said their influencer marketing programs are strategic or highly strategic, but account for less than 10% of total marketing budget. As Lee said in his blog post: "Clearly, enterprise companies need to put their money where their strategy is." Online Marketing Blog.
Facebook Overhauls Trending and Will Now Show the Same Topics to Everyone
Facebook announced on Wednesday that it won't be personalizing their list of trending topics going forward, meaning that everybody will see the same stories in Facebook's Trending section without consideration given to location. This is done in an effort to help users avoid missing important news. Entrepreneur


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A video has been released of the French hostage Serge Lazarevic who has been held for two years in the Sahara by al Qaeda's North African wing.
In it Lazarevic says he is ill and in a critical condition.
He called on France to negotiate with his captors, as they did in 2010 for four other French nationals who were kidnapped and then set free.
Lazarevic, is the last of a series of French hostages held by militants in the Sahara region.
The presence of hostages in the area has complicated French-led efforts to drive al Qaeda-linked militants from northern Mali, which was over-run by Islamists in 2012.
France sent troops to Mali, its former colony,last year.
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Peruvian Amazonite/White Sapphire Ring, Size 6, with Matching Earrings
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Peruvian Amazonite/White Sapphire Ring, Size 6, with Matching Earrings
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Beautiful top quality Amazonite Ring is intricately set in Sterling Silver, overlaid with 18K Gold. Three White Sapphires are set on either side. The matching lever-back earrings are 2.5" long and the Amazonite Orb is topped with a tiny bright blue sapphire. Six peacock pearls dangle from silver chains beneath. Absolutely love this set, but ring is too small for me now! Designed by world class gemologist Michael Valitutti.
Wed 5/3/17 - Sun 5/7/17 (4-8 days)
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ePharmacy : The House Of Wellness February
ePharmacy Catalogue 10 – 23 February 2017 – Do you know what's in and what's hot in the ePharmacy Australia for this week? If you haven't, using the store's weekly advertisements will be your great guide.
Latest ePharmacy catalogue specials 10/2/2017 – 23/2/2017:
Find amazing prices in the latest ePharmacy catalogue for your favorite local store. Always check your local catalogue as it may not have all the deals and items.


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Rudy Project Ryzer Xl
Ryzer are customisable sports glasses with an aggressive and attractive design. With the frame, the enhancers can be changed to customise your glasses depending on the mood of the moment
It is available in 7 versions, equipped with different types of lenses: RP Optics, the photochromic and polarized ImpactX unbreakable lenses, or ImpactRX shatterproof lenses. Guaranteed for life against breakage or cracks, ensuring clarity and exceptional visual comfort thanks to their transparency and superior optical quality.
Adjustable Nose Piece:
Adjustable nose pieces are outstandingly comfortable and offer an exceptional fit for any shape of face. This system can also be used to adjust the glasses? height and their distance from the face to prevent misting.
Adjustable Temples:
Create a fully-customised fit and a perfect grip. Simply apply a gentle pressure to adjust these terminals in any direction.
A new, advanced lens-changing system allows for numerous colour schemes so your eyewear always matches your clothing and the colour of your bike. High-performance Flip Change Technology means lenses can be changed quickly and easily. This Rudy Project registered technology makes it even simpler to replace lenses; just raise the front insert, fit in the lenses then lower the insert.
Grilamid frame:
Rudy Project uses Grilamid, a shock-resistant, hypoallergenic, high-quality, light thermoplastic for its stability, flexibility and durability.
Safety Project:
Our products are designed for sport, incorporate state-of-the-art technology and ensure a matchless fit.
We are committed to providing superior safety through integrated hinges and soft, thermoplastic elastomers which prevent injuries in the event of falls or collisions.
Soft, thermoplastic skins are mechanically mounted and can be replaced by means of the new T-Lock system, for the ultimate personalised, exclusive look.
Are you going to buy Rudy Project Ryzer Xl? All the products from Rudy Project have the best quality so that you can enjoy your activities without any complications. Place your order of Rudy Project Ryzer Xl and receive it in a few days. Our aim at bikeinn is to make good deals accessible to all. We have a large offering of bike equipment and life style items that is unique.
View more related products to:Rudy Project - Glasses - Men´s glasses
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Privacy Policy
Privacy Policy of Gicree.com
Please read the Privacy Policy document completely in order to understand our current website policies and rules. We provide here correct and precise information on how we will treat your data and other details that you have provided us. If in any way you are not thoroughly convinced with Gicree.com working style and practice then make your own choice whether to join and continue with the services we provide. Please read our policy statements from time to time to keep track of any changes in our way of approach and thinking. If you carry on using our website then it is a clear indication that you are a willing person and are in agreement with any changes in our rules and regulations. We request you to please read the following information so that you are aware of our current work programs, updates (if any), plans and future endeavors.
- Minimum Age Limit to Create and Account in Gicree.com
We do not accept and promote children below the age of 13 years to create an account in Gicree.com website. We do not in any way intentionally accept any information of children who are under aged. If you are below 13 years of age, then please do not provide any personal information in our site. We are not responsible for any actions that are falsely given to us including the agreeable minimum age limit details.
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We at Gicree.com take your privacy seriously and personally. The secure website environment does not allow any selling or renting of your personal info to any third party. We do not disclose it to others other than for promoting your work that you have provided for, in our website. We allow you to purchase, sell, and share various details that you want to distribute, here. This includes pay for products/services, post reviews, comments and other related activities.
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Sadler's Wells is, quite simply, the outstanding European stallion of modern times. Yet, even for him, last week proved a bit of a bonanza.
On Friday, his daughters filled the first three places in the fillies' classic, the Vodafone Oaks.
Imagine beat the Queen's Flight Of Fancy and Relish The Thought to record a clean sweep. Less than 24 hours later, Galileo won the £1million main event. Justice done in an epoch-making moment.
Sadler's Wells had, as of that morning, sired four Oaks winners, but no Derby equivalent. Sure, he had five near-misses - Blue Stag in 1990, King's Theatre in 1994, Tamure in 1995, Dushyantor in 1996 and Daliapour in 1999 were all second, but this was a yawning chasm in an otherwise impeccable CV.
But in setting the record straight in memorable style, Galileo fittingly wrested for his father the title of world's leading sire of individual Group or Grade One winners.
Sadler's Wells had previously shared that honour with New Zealand star Sir Tristram on a tally of 45. Great American sire Mr Prospector was one behind on 44.
But now he's reached the magic 46, Sadler's Wells can be expected to put clear, blue water between himself and his nearest rivals.
While they are no longer with us and their progeny increasingly rare, this 20-year-old has - if the Gods are smiling - up to seven years left of breeding. Indeed, were it not for the tenacity of Godolphin's Mutafaweq in the Vodafone Coronation Cup 45 minutes prior to the Oaks, Wellbeing would have brought his dad the title a day earlier with an amazing whitewash of Epsom's Group One events.
Is this modern-day phenomenon a rags-to-riches tale? The case of an unlikely hero?
Well, no. It's much more rare than that. This is a story of great expectations, met . . . and then exceeded. Sadler's Wells' dam Fairy Bridge was purchased for Robert Sangster - a founding partner of Ireland's giant Coolmore Stud enterprise.
She was mated to sire of sires Northern Dancer and the product raced 11 times as a juvenile and three-year-old winning six times for illustrious trainer Vincent O'Brien.
Both victories at two years of age came with wide margins, including a Group Two, but his later career prompts ultra-modern comparisons with Giant's Causeway. Like last year's people's champion, when Sadler's Wells won in his three-year-old year of 1984, it wasn't by much.
He won the Irish 2,000 Guineas, but his most famous win came in the Eclipse when he cut down the early leader and showed fierce resolution to deny the late challenges of Time Charter and Morcon.
Another strength was his resilience. In the twilight of an un-remitting three-year-old campaign asked of few top-class horses in the modern era (except Giant's Cause-way), he bounced back from a below-par effort to take the Phoenix Champion Stakes in his homeland.
But he was not the best racehorse of his generation - official figures crown stablemate El Gran Senor - nor unique as a well-bred son of Northern Dancer.
What made Sadler's Wells different was only partly circumstance.
It helped that the Maktoum family's millions had priced Sangster out of the bloodstock-auction ring, so Coolmore's merry-go-round of newly-retired, beautifully bred, potential stallions slowed a little.
But his success is of his own making. He is related to Nureyev, the deposed 1980 2,000 Guineas winner who was already a commercial success as a sire. In hardy Sadler's Wells was the prospect of betterhumoured, more relaxed progeny that stayed far better. So it proved - and rather more immediately than could have been dreamed.
From his first crop, Prince Of Dance and Scenic dead-heated for the 1988 Group One Dewhurst Stakes, Old Vic completed the 1989 French-Irish Derby double and In The Wings won the 1990 Coronation Cup.
His second crop included triple Group One heroine Salsabil, and on it goes - Opera House, Barathea, Entrepreneur, Kayf Tara, Dream Well, King Of Kings, Montjeu. For novelty value, don't forget triple champion hurdler Istabraq.
Sadler's Wells is a licence to print money for Coolmore. A lofty initial covering fee in 1985 of IR125,000gns was immediately justified and is now worth IR200,000gns.
He began by covering around 60 mares a year, was upped to a ton in the early 1990s and last year mated with 196 - a massive number for a stallion of his calibre. That's earning-power on paper of £40m in 2000.
Champion Flat sire for 10 of the past 11 years, it's not premature to predict that Galileo's big moment has already secured Sadler's Wells a 10th consecutive title.
- More about:
- Irish Sea
- New Zealand
- Sadler's Wells
- Vodafone


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Striker Ice Hardwater Jacket
Striker Ice HardWater Jacket
It Floats!
The Striker Ice HardWater Jacket combines safety with staying warm and dry to give you one of the best ice fishing jacket options in the industry. Designed to provide maximum protection in all conditions, this suit is a virtual furnace. The HardWater will protect to temps far below zero and in shelter-lifting winds. Cool down quickly and comfortably with the unique down to the skin venting. The durable shell is extra tough, and is waterproof/breathable and windproof.
The Black/Gray style is available in sizes 5XL and tall sizes (add $30).
Sizing Note: Please refer to the size chart for sizing instructions. Generally, this item runs about a half size larger than normal sizing. The tall sizes add about 3 inches to arms and length.
- 600D Endura Waterproof/Breathable outer shell
- Hydrapore™ 5000 W/B rated at 5,000mm/5,000gr
- Fixed liner with poly-tricot in the body and 230T in the sleeves
- 150g Thermadex insulation
- 360 degree reflective material
- YKK 2-way heavy duty (10 gauge) front zipper
- Underarm "through-t
- Sureflote buoyancy material throughout jacket
- o-skin" zip vents
- Shock cord drawstring at waist and hem
- Expandable cargo pockets
- 2 exterior D-rings for accessory attachment
- Removable hood with memory wire visor
- Soft Touch inner neck collar for comfort
- Extended Lycra inner wrist cuffs
- 100% PU seam taped
- Velcro adjustable stretch cuffs at wrist
- Left sleeve key pocket
- Quick access pockets with interior D-rings for attaching safety picks
- Heavy duty storm flap protects front zipper from wind and water
- Napoleon pocket accessible without opening front zipper
- Inner cell phone and zippered breast pockets
- Soft Touch side access hand pockets
- Fast draining hem and cuff vents for releasing excess moisture/water
Technical Specs
- is a high performance waterproof/breathable PU laminate that is built
- into the outer shell fabric. HYDRAPORE
- system technology is specifically designed to provide maximum
- protection against extreme weather elements. HYDRAPORE has a superior
- 5000mm/5000g/m2 rating for resisting water penetration and for
- breathability. Please note that the rate at which W/B systems expel moisture
- vapor is variable with external temperature.
- brand thermal insulation is designed for use in outdoor active wear
- where light weight, superior insulating performance and minimal loft is
- required. Thermadex provides a high level of warmth in active
- applications such as in alpine skiing, snow boarding, snowmobiling and
- nordic skiing. Thermadex provides warmth, softness and breathability
- without the bulk.
- Microfiber Construction
- Thin, Low-Loft Density
- Ultra Light in Weight
- Breathable Technology
- is made from expanded low density polyethylene foam that traps air in
- closed cells constructed into multi-layer membranes to create internal
- air pockets for added buoyancy. The SUREFLOTE membrane is moisture
- resistant and provides superior user mobility and added protection in
- the extreme cold. The combined jacket and pant/bib with SUREFLOTE
- provide flotation assistance for up to two hours for an average person.
- SUREFLOTE is designed to provide added buoyancy to a person's body
- weight for flotation assistance. An average sized adult needs 7-12 lbs
- of buoyancy to keep their head afloat. Suits with the SUREFLOTE system
- are designed to provide approximately 10-12 lbs of buoyancy depending on
- size and style.
Important: SUREFLOTE is Not Coast Guard
- Approved. This item is not approved by the Coast Guard as a personal
- flotation device or life preserver. SUREFLOTE may be rendered
- ineffective in adverse conditions such as strong water currents. The
- SUREFLOTE system does not protect against hypothermia in extreme cold
- water.
Fast-Drain Hems
- garment features our exclusive fast-drain hems (patent pending). These
- are built in mesh drains on the bottom hem and cuffs of the jacket and
- on the bottom leg of the bibs. This feature allows any built up excess
- moisture trapped inside the shell to escape, even if the garment is
- hanging on a hook in your closet. Even our premium waterproof/breathable
- shells take some time to expel trapped body moisture, particularly in
- very cold temperatures. Just imagine what kind of yuk can accumulate
- between the layers in a lower-end flotation suit. But even more
- important, these mesh drains allow for the quick exit of any water taken
- on if you go in the drink. Consider the extra effort involved if you
- are carrying an extra 5 gallons of water with you as you try to crawl
- out onto the ice. Our drains provide an added sense of security knowing
- that you will not get bogged down wearing this suit.
Warmth Rating
- Brands uses a Warmth Rating Indicator to provide information regarding
- the relative warmth of our garments. Since every person is different and
- reacts differently to the cold, this indicator can be a valuable tool
- in selecting a suitable garment. A garment with a rating of 10 is our
- highest rated garment. Remember that garments with SUREFLOTE will
- provide increased protection in extreme conditions. Also note that
- proper base layering will greatly increase the performance of any
- outdoor suit.
Striker Brands LLC has patents pending for a number of technical features found in this garment.
|Striker Brands


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Category Archives: integration
ISL Online integrates with Autotask to deliver best-in-class IT business management and remote desktop service
We are excited to announce ISL Online is now integrated with Autotask, one of the world's leading IT Service Management solutions, and available to MSPs and other Autotask users. The integration is designed to help Managed Service Providers and IT … Continue reading
ISL Light integrated with Devolutions Remote Desktop Manager
We are happy to announce the updated ISL Light plugin has been added to the Devolutions Add-on family. The new ISL Light Add-on further integrates Devolutions All-in-one management solution Remote Desktop Manager (RDM) with ISL Light software and allows you … Continue reading
ISL Online showcases enterprise remote desktop software at GITEX 2015
For the sixth year, ISL Online is exhibiting its Enterprise Remote Desktop solutions at Dubai's GITEX Technology Week, 18-22. October, the number 1 technology event in the MEASA region with 130,000+ ICT professionals from 150 countries. You are welcome to … Continue reading
Posted in corporate remote desktop, integration, isl online, remote desktop support, trade show Tagged @GITEXTechWeek #GTX #GTX2015 #Dubai #Technology #IoT #Mobile #UAE, enterprise remote desktop, Fujairah government, gitex, gitex 2015, gitex technology week, MEASA, Sheikh Saeed hall, Zabeel Hall Leave a comment
AVG Business Adds ISL Online Powered Premium Remote Control in their Managed Workplace 9.2
Tweet this: @AVGFree partners with @ISL_Online to provide an integrated #RemoteAccess solution from one platform to their #MSP ISL Online, the enterprise remote desktop software provider, is proud to announce OEM partnership with AVG® Technologies N.V. (NYSE: AVG), the online … Continue reading
Posted in corporate remote desktop, integration, ISL Light, isl online, remote access, remote desktop, remote mobile control, Uncategorized Tagged access remote computers, AVG Business, AVG Technologies, integrated remote access, integrated remote control, managed service provider, Managed Workplace 9.2, MSP, OEM, Premium Remote Control, remote access, remote desktop control software, remote monitoring and management, RMM Leave a comment


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Ordtak fra sørstatene
Utforsk lignende emner
Eight 8x10 Printable Southern Sayings in classic black and white mixed script fonts.
Southern Sayings: 8 x 10 Sweet Southern Charm Prints
A GREAT OLD SOUTHERN SAYING....Can remember my Grandmother saying this...my Daddy also, and now I use it. Been around a long time....but still applies. Yup....the creeks do rise round this part of the country and when that happens, the Good Lord is not gonna let you get anywhere. Love the country sayings. SH
well butter my butt and call me a biscuit, southern sayings, shabby chic, watercolor flowers by twolovinghands on Etsy
photo SouthernSweetandSassy12x24_zps6d6e264c.jpg
Seriously...if your family really cared about you they'd have an intervention and have you commited. Actually, if they cared about your kids they would. Just a fact, folks!
Preview of Southern Sayings Stamp Set ( Is it sad that I actually say some of these)
Southern Momma Sayings | ... ? If you're not from the South..do you think us Southern's are crazy
Yup I use all of the above #GrammarLesson #Southernisms #TheTruth
Southern Sayings - Smack dab


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- Practical advice to help you regularly save money and invest
- Find companies you can trust and the best financial products
- Impartial pensions and Isa tips without the financial jargon
- Your one-stop shop for all money matters
Back in January this year we set out the case against the insurance companies that are failing to encourage their pension customers to shop around in the open market when they come to take an annuity or retirement income from their pension funds.
As a result, up to two-thirds of retirees end up with the annuity offered by their pension company - even though it's typically not the best rate and often not the most appropriate product for their circumstances.
This month, we'll look in more detail at how the system could be improved, and what other options are available to you when drawing from your pension.
As things stand, the default position is that although pension companies must tell their customers about the open-market option and their right to compare annuity rates from other providers, it's not exactly trumpeted.
So some of us don't realise that we might get a better income elsewhere, while others simply can't be bothered to make the extra effort involved.
Either way, too many of us accept the annuity quote from our pension company. It's easy money for the providers.
Moneywise backs the proposal from the Pension Income Choice Association (PICA), which is currently under discussion in the industry. This basically does away with the idea of an optional open market and instead makes 'shopping around' the default position for retirees, via a three-step process.
PICA's Three Step Process
1. As retirement approaches, instead of the current 'wake-up pack' from the provider, you're sent a short, simple, generic brochure outlining all the options for retirement income and what you need to do.
2. Nearer the date, instead of an annuity quote, your pension provider sends you a pre-filled 'Pension Passport' - a standard one-page document with the basic details about you and your pension fund. You'll use that form to get quotes from other providers, ensuring you end up with the right kind of product and the best rate - whether through an annuity supermarket, by phoning individual annuity providers, or via an IFA.
3. When you've made your mind up, you simply let your pension provider know which company and product you would like to go with.
To test the idea, PICA did some market research, which was independently analysed. The findings, says PICA's board director Steve Lowe, were "unanimously positive".
Not only would pensioners be better off financially (by sums ranging from a few pounds a year to many thousands), but those questioned were very enthusiastic about the three-step process as an alternative to the existing system.
Of course, insurance companies are not so enthusiastic and put a different slant on the situation. At Prudential, head of business development Vince Smith-Hughes, says: "PICA needs to be careful that it doesn't throw the baby out with the bathwater. People are aware of the open market option, but a lot choose to stay with their provider.
"For instance, many people with small funds know they could get a better rate elsewhere but don't want the delay of a month or six weeks that's involved in moving to another annuity provider."
Annuity alternatives
However, Moneywise and PICA both believe that people should consider the whole spectrum of retirement income options, not just lifetime annuities, when they come to make a choice.
"At the moment, conventional annuities account for nine out of 10 of all sales in the market - but is that a matter of choice, or is it apathy and the tactics of the insurance companies?" asks Lowe.
What are the choices available?
For retirees who want a secure income without any investment risk, annuities remain the obvious choice, especially for those with smaller pension pots - £10,000 is the usual industry minimum.
Pension companies will automatically offer you a conventional annuity, but even quite minor medical problems may qualify you for a so-called enhanced annuity paying a higher income (Association of British Insurers figures suggest that only 50% of those eligible for an enhanced annuity actually buy one).
But there are downsides to annuities. Current buyers are faced with falling annuity rates - yet once you've bought these products there's no going back if rates pick up or your circumstances change. Moreover, your remaining pension fund effectively 'dies' when you do, ending up in the insurance company's coffers.
Fixed-term annuities sidestep some of those problems and are growing in popularity as a "good compromise", according to IFA Peter Leonard at the Munro Partnership. They deliver the same secure income as lifetime annuities but run for a chosen term - the minimum is three years.
On maturity, a pre-determined sum of the pension pot is returned and you can buy another fixed-term annuity or any other available retirement income product.
There are several advantages to fixed-term annuities. First, they work for all sizes of pension pot, in the same way as a conventional annuity - for example, market-leading provider Living Time has dealt with pension pots as small as £4,000.
Secondly, says Chris Glazier, managing director of IFA Tom French & Associates, "you can delay the commitment to a lifetime annuity until later in your life - one in two of those who are healthy at 65 are no longer in good health by the time they reach 75".
Brian Farquhar, aged 65, who recently retired from his job as a sheet metal worker in Edinburgh, was steered towards a Living Time 10-year annuity by his IFA Duncan Philp of Macbeth Currie. "I had a pension pot of £50,000, so it was important to make the most of it, and this gave me the best rate available to me," he explains.
Moreover, although Brian still enjoys good health, by the time his annuity matures he may qualify for an enhanced rate if he has developed any medical problems.
Fixed-term annuities have another advantage: because there's no lifetime income purchase involved, they count as 'unsecured pensions' (like income drawdown-based plans). That means the remaining pension pot can be returned to your spouse or estate if you die during the term.
There is some risk attached. Annuity rates could continue to fall, so you could eventually renew your annuity contract on an even worse rate - although falling rates are likely to be offset by your greater age and potentially deteriorating health. But, conversely, rates could rise, further boosting the income from your next annuity.
The other options all involve some stockmarket exposure - but also the potential for a rising income over time. They include with-profits annuities, where your lifetime annuity is backed by a with-profits fund, which means any capital growth is 'smoothed' to provide a steady increase in income over the years.
But with-profits funds are expensive and complex. A more transparent (but riskier) alternative is a unit-linked annuity, where an ordinary unit trust is used for the investment.
If you have at least £100,000 and can stomach the stockmarket rollercoaster, then income drawdown is a highly flexible alternative, again with the big advantage that the pension fund can be returned to the family if you die. But you risk seeing your pension pot possibly halve in value if markets crash.
Certainly, once they stop working altogether, most people look for greater income security than conventional income drawdown can provide. This is where so-called variable annuities from providers such as MetLife come in. They still aim for investment growth, but it's lower because some of it is used to provide an income guarantee.
Alan Loomes of IFA Fraser Heath stresses: "The choice is very much driven by the client's individual needs. For instance, you'll pay annual charges of between 3% and 3.5% for a variable annuity. However, I have found that many of my clients are prepared to pay that cost because they want the income guarantee, plus some growth potential, as well as the death benefits."
This range of options beyond the lifetime annuity arena is likely to expand further as the annuity landscape changes.
But the difficulty is that while it's straightforward to compare conventional annuity rates through comparison sites or by ringing a broker, if you want to explore the alternatives you really do need the help of a specialist IFA who can assess what's best for you, given your circumstances, health, resources, attitude to risk and so on.
However, the additional cost of such professional advice is something that many people with smaller pensions and fewer realistic choices will baulk at. So where will such support come from, in the brave new world of shopping around?
Culture shift
"It would be lovely if everyone was on safe, straightforward final salary pensions, but that's not possible, so in the end it has to be the responsibility of the individual to work out what they need and find the best option," says Tom McPhail, chairman of PICA and head of pensions research at broker Hargreaves Lansdown.
"But we need to make it as easy as possible for people to make these decisions."
Do you feel you are receiving a raw deal when drawing your pension? Voice your opinion and join our campaign for fairer annuities
In the UK, stocks are fixed-interest securities such as corporate bonds and government gilts. In the US, stock is the most widely used term for shares; a diminutive of the term "common stock".
A collective investment vehicle (known in the US as a "mutual" or "pooled" fund) and similar to an Oeic and investment trust in that it manages financial securities on behalf of small investors who, by investing, pool their resources giving combined benefits of diversification and economies of scale. Investors buy "units" in the fund that have a proportional exposure to all the assets in the fund, and are bought and sold from the fund manager. The price of units is determined by the value of the assets in the fund and will rise or fall in line with the value of those assets. Like Oeics (but unlike investment trusts) unit trusts and are "open ended" funds, meaning that the size of each fund can vary according to supply and demand of the units form investors. Unit trusts have two prices; the higher "offer" price you pay to invest and the "bid" price, which is the lower price you receive when you sell. The difference between the two prices is commonly known as the bid/offer spread.
With-profits funds are administered by life assurance companies and access to them is through the life company's products such as bonds, endowments and pensions. Your monthly contributions are pooled with other investors' money and invested in a mixture of shares, bonds, property and cash. Each year, a "reversionary" bonus (a declared percentage) is added to your investment and a large part of the policy's final value depends on these bonuses during the investment period. In years when the with-profits fund performs well, some of the return is held back and paid out in years when the fund does badly and this "smoothing" process makes with-profits investments unique. When the policy matures, the life company may pay a discretionary "terminal bonus".
People who have a money purchase or defined contribution pension, at retirement must use their fund (minus an optional 25% as tax-free cash) to purchase an annuity. As the annuity market is very competitive and rates differ vastly between annuity providers on a daily basis, the open market option is your right to shop around and buy the annuity from the company offering the highest rates at that time.
An alternative to an annuity, income drawdown (also known as an unsecured pension) allows you to take income from your pension fund while the fund remains invested and so continues to benefit from any fund growth. The drawdown of income has to be calculated carefully as taking too much income could exhaust the pension fund so experts say the annual drawdown must not exceed what the assets would normally yield in an average year. The invested pension fund could also be hit by market turbulence and the value of the assets could fall.
Established in 1985, the ABI is the trade body for UK insurance companies. It has more than 400 member companies that provide around 90% of domestic insurance services sold in the UK. The ABI speaks out on issues of common interest and acts as an advocate for high standards of customer service in the insurance industry. The ABI is funded by the subscriptions of member companies.
Everything you own: all your assets (property, cars, investments, savings, insurance payouts, artwork, furniture etc) minus any liabilities (debts, current bills, payments still owed on assets like cars and houses, credit card balances and other outstanding loans). When you're alive this is called your wealth; when you're dead, it becomes your estate.
In exchange for any lump sum – usually your pension fund – an annuity is "bought" from an insurance company and provides an income for life. When you die, the income stops. Annuity rates fluctuate daily and depend on your sex (although from 21 December 2012 insurers will no longer be able to use gender as a factor when calculating annuities), age, health and a number of other factors, so you have to pick the right one and, once bought, its terms cannot be altered, so seek financial advice.
A financial adviser who is not tied to any financial services company (such as a bank or insurance company) and is authorised by the Financial Services Authority (FSA). They can advise on financial products to suit your circumstances. All IFAs have to give consumers the choice of paying by fees or commission and have to explain which would best suit the customer in that particular instance. Also, if commission is paid either by the client or the financial service provider recommended by the IFA, the IFA must disclose what that commission is.


text:
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LAP LAMBERT Academic Publishing
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In pre-history, people of the great lakes region of the Nile Valley almost spoke the same language. Some scholars especially Sir Harry Johnson, mention that the language could have been the Runyamwezi. However for Nyakatura, it could have been the Runyoro. They shared a lot in common regarding cultural and historical tradition, social structure, ideology of leadership and religion. For almost over a century, Belgian scholars created divisions and classes among Rwandans. They used the time tested weapon of divide and rule. They favored one class and neglected others whom they later said were mistreated. One of the weapons they used to achieve their colonial-racist-ideology was the distortion of our history. The aim of this book is to restaure the history of one part of Africa, that has been distorted.


text:
My Little Arrow Is Finally Here!!
>> Friday, July 30, 2010
Like arrows in the hand of a warrior, So are the children of one's youth. Psalm 127:4
Yep, he's finally here!! Born Sunday, July 25th weighing 6 lbs. 4 oz. and 18 and 1/2 inches long.
Praise God! Read more...


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Steelex | SKU: D3622 | Model: D3622
9" Wire Stripper
Price: $8.50
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Kazushi Sakuraba: 5 Defining Moments
They broke the mold when they made Kazushi Sakuraba.
Stipe Miocic: 5 Defining Moments
He broke up what was thought to be a logjam atop the Ultimate Fighting Championship heavyweight division, the title spending the better part of...
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All Categories > Agricultural / Forestry > Telehandlers
All Categories > Lifting Equipment > Telehandlers
All Categories > Construction > Telehandlers
4900 hours
Height 13 Mt
Capacity 3500 kg
Street sign
Fully functional
Price € 20 900
Dieci Pegasus ETP 3513
Anno 2002
Ore 4900
Altezza 13 Mt
Portata 3500 kg
Targa stradale
Tutto funzionante
Prezzo € 20900
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Bleckley Summer Theatre Camp presenting "Camp Rock" June 15-25.
Bleckley Summer Theatre Company will present Disney's Camp Rock July 15-25. Auditions are July 15 from 10 am-2 pm with camp July 18-22. Community performances will be July 22 at 7 pm and on July 23 at 2 and 7 pm. Camp will be held at House of Grace Church, 133 Jac Arts Rd. Cost is $125 per child for ages 4-12. Forms, available here, can be emailed along with payment via PayPal, to email@example.com or mailed to 231 Country Club Rd, Cochran, GA 31014. Call Kelli Greer, (478)972-2023 for more information. Registration is due by July 6.


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Paraguay overflight confirms Brazilians' destruction of Ayoreo land
A Survival International overflight of the Chaco forest in Paraguay has confirmed fears that cattle ranchers are destroying the last hiding place of uncontacted Ayoreo Indians.
Aerial views of the Chaco in northern Paraguay show large tracts of barren land that have been deforested to make way for hundreds of cattle.
Brazilian owned companies River Plate S.A. and BBC S.A have both been caught illegally clearing land that belongs to the Ayoreo.
Contacted members of the tribe have repeatedly expressed their fear for the lives of their relatives who remain hidden in the forest.
But the farmers continue to operate in the area, despite several court charges brought against them.
A Survival spokesperson who was present during the overflight said, 'The thing which struck me most was how small the Ayoreo's area is.
'Anyone living within the core must be very well aware of what is going on around them and feel very threatened. The encroaching farms are like a tightening noose and it cannot be easy to cross to reach other undisturbed areas.'
Government authorities recently confirmed the presence of uncontacted Ayoreo on River Plate's land, but it is unclear what actions will be taken to protect them.
Related news articles
- Talks begin at last over fate of uncontacted tribe 22 March, 2017
- Paraguay: Government defies order to protect uncontacted tribe 13 September, 2016
- Paraguayan response to Inter-American Commission condemned as 'totally inadequate' 1 April, 2016
Most recent
- Brazil: Government abandons uncontacted tribes to loggers and ranchers 26 April, 2017
- Simon McBurney partners with Survival International for theatrical special in San Francisco 25 April, 2017
- Earth Day: Eight amazing facts that prove tribal people are the best conservationists 21 April, 2017
- Brazilian tribal leader fronts global protests for land rights 18 April, 2017


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Meet a Payoff Goal
Determine the finances needed to pay off your mortgage within a certain time frame.
Payoff Goal
Added Monthly Payment Necessary to Meet Goal ---
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Learn How To Oil Paint
€ 3,53
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November 2014
BeschreibungThis informative guide will help you learn different oil painting techniques, comprehend the tools to fresh paint, which help you appreciate the significance of elements and concepts of art and style.
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