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Monday, 27 February 2012
Awful, awful.....
The Tax Justice Network today produced its first podcast.
It's a very jolly 15-minute broadcast, with jaunty music and a presenter who was obviously chosen for the fake cheeriness of her voice. I found it all rather patronising, rather like those awful radio adverts that the Child Tax Credits people produce from time to time - you know, the ones that make thinly-veiled threats to remove benefits if you don't tell them your circumstances have changed. But what bothers me far more is the dangerous inaccuracy of many of the statements made, and the unsupported allegations against companies, institutions (including the police) and individuals. If these allegations are true, they are dynamite. If they are false, they are also dynamite - for the Tax Justice Network.
There are four claims in the podcast:
1) that Barclays only pays around 1% corporation tax on its profits
2) that the City of London Police pursue high-profile tax evasion cases against private individuals that they have no hope of winning in order to distract attention from their failure to prosecute banks for tax evasion
3) that bankers' bonuses are a way of avoiding tax
4) that the sovereign states Ireland, Luxembourg and the Netherlands are "secrecy jurisdictions", which by concealing their tax affairs deliberately encourage companies to avoid tax legitimately due in other countries.
Let's unpick each of these in turn.
1. Barclays corporation tax payments
In 2010 there was a huge furore when the Guardian, in an muddled report, reported that Barclays had only paid tax of £113m on profits of £11.6bn, which represented 1% of its total profits. Presumably this is where Tax Justice got its figure from.
But this turns out to be not quite what it seems. Barclays' taxable profits in 2009 were actually £5.3 bn, the remainder being the AFTER TAX profit from Barclays' sale of Barclays Global Investors to Blackrock Inc. On page 103 of the 2009 report and accounts there is the following note:
"On 1st December 2009 the Group completed its sale of Barclays Global Investors to Blackrock, Inc. (Blackrock). The consideration at completion was US$ 15.2bn (£ 9.5bn), including 37.567 new Blackrock shares. This gives the Group an economic interest of 19.9% of the enlarged Blackrock group, which is accounted for as an available for sale equity investment. The profit on disposal before tax was £ 6,331m, with a tax charge of £43m, reflecting the application of UK substantial shareholdings relief in accordance with UK tax law".
In other words, Barclays claimed perfectly legitimate UK tax relief on its profit from the disposal of Barclays Global Investors, because as part of the deal it took on new share ownership in the acquiring company.
However, £113m on profits of £5.3bn is still pretty low - until you realise that these were the 2009 results, which were carrying heavy losses borne by Barclays in the 2008 financial crisis. Under UK tax law, companies that make a loss in one year are allowed to "carry forward" that loss to offset against profits in future years. This is what Barclays did in its 2009 accounts, which is why it paid so little tax in 2010. All perfectly legal and above board.
So the Guardian report is misleading, suggesting as it does that Barclays had failed to pay tax due on that asset disposal and had failed to pay the right amount of corporation tax. In fact it had paid all the tax it was liable to pay under UK tax law, which was 1% of its total profits that year including the disposal.
But this is 2012, and the podcast has only just been released - yet Tax Justice is still claiming that Barclays only pays 1% tax. Is this true? Barclays' 2011 results were released a couple of weeks ago, so I had a look at its report and accounts. The short answer is, no, it isn't true. Barclays reported profits before tax of £ 5.879 bn and paid corporation tax of £1.928 bn. This is an effective tax rate of 32.8% - considerably higher than the UK's corporation tax rate. On page 6 the Group Finance Director notes that the high tax rate is partly because the Group was forced to "impair" its holding in Blackrock, but was unable to offset that loss against tax. You could argue that the Treasury has therefore clawed back some of the tax relief that Barclays claimed in 2009!
I wondered whether the high tax rate was exceptional, so I looked at the 2010 accounts as well. These give profits before tax of £ 6bn and tax paid £ 1.5bn, an effective tax rate of 25%.
Tax Justice in their podcast imply that the percentage tax paid in 2009, an exceptional year, is the percentage tax GENERALLY paid by Barclays. They have ignored the results from the two following years in order to perpetuate a poisonous myth of large-scale tax avoidance or evasion by this company. If I were Barclays I would be considering an action against them for libel.
2. City of London police
In the podcast, the presenter starts by pointing out that the City of London Police is partly funded by banks. If the presenter means that banks DIRECTLY fund the City of London Police, I beg leave to doubt it, frankly, and I want to hear her evidence. I suspect, though, that she is referring to the fact that they are funded by their local authority, the City of London Corporation, which derives a large part of its income from banks located in the Square Mile. But that's ridiculous. We could claim that all police forces are part funded by banks - after all, banks, like all businesses, pay business rates which are distributed to all local authorities under the block grant system. That doesn't mean that banks influence the conduct of the police.
She also ignores the fact that although the police investigate crimes and recommend cases for prosecution, it is the Crown Prosecution Service (CPS) that decides whether there is sufficient evidence to proceed and puts the case together. They do get it wrong - as the Harry Redknapp case shows. But does that mean they, and the police, are corrupt? Well, according to Richard Murphy of Tax Research, it does.
When interviewed by the presenter, Richard Murphy remarked that "it strikes of, frankly, a police authority seeking to get headline news for itself to distract from the fact that it isn't prosecuting in the City of London. Harry Redknapp was found not guilty, but they didn't bring the right charge. And that has put back the whole process of tackling those who do use tax havens, because it's seen, bluntly, he got away with it."
And later on, Murphy goes on to suggest that the City of London Police is not prosecuting the right people, even though in his view there was more to the Redknapp case than came up in court. I find this a bit odd. If he thinks that Redknapp was actually doing something nefarious but was acquitted because the City of London Police didn't investigate it properly, how can he then claim that the City of London Police is not prosecuting the right people? Incompetent they may be, but a prosecution is still a prosecution.
Anyway, according to Murphy, Redknapp is actually guilty, even though the court has acquitted him. And that acquittal apparently is because the City of London Police only prosecuted him as a smokescreen, so to ensure he didn't end up in clink they brought a charge against him that they knew wouldn't stick. And the CPS are either complete dimwits or involved in the scam themselves. Blimey.
Actually, this is a very serious allegation. If true, it is corruption at the highest level in the City of London Police Force and possibly also in the Crown Prosecution Service. I hope, for their sake, that Tax Justice and Richard Murphy have evidence to support these claims. If they have, then they must - in the interests of rooting out corruption in our justice system - submit their evidence to the Justice Secretary and to the Police Independent Complaints Commission. If they have not, then they are once again in serious danger of legal action against them for libel and misrepresentation. Making unsupported allegations against the police and the legal system is unacceptable. They should either put up, or shut up.
3. Bankers' bonuses are a way of avoiding tax
I'm tempted to say "oh no, not this old chestnut again". But let's actually deal with the points made in the podcast.
Richard Murphy claims the following as evidence that bankers' bonuses avoid tax:
- Banks pay bonuses from untaxed income, which reduces their corporation tax bill. Murphy describes this variously as a "subsidy" and "tax relief". It is neither of these. It is simply an operating expense. All employee remuneration, including bonuses, is legitimate business expense and is therefore deducted from operating profits before tax. This is UK tax law as it applies to all companies, not just banks. I don't really see why there should be one tax law for banks and another law for all other companies.
- If bonuses are paid in shares, they suffer Capital Gains Tax instead of income tax, which is likely to be a lower rate (18-28% instead of 20-50%). This is true - when the shares are sold. But most bonuses paid in shares have restrictions that prevent share sale for a period time, or have embedded options which means they only "trigger" when the share price is high enough. In this way the employee takes a personal stake in the future success of the company: if the company goes bust, the employee gets nothing. And all dividends received on those shares are taxed at the employee's highest rate, probably 50%. I really can't see why this should be regarded even as tax avoidance, and it certainly isn't tax evasion.
What Murphy wants to do is distinguish bankers' bonuses (but not bonuses in other industries, including the public sector) from all other types of employee remuneration and disallow them as business expenses. This would mean that the effective tax rate on bank bonuses would be whatever tax rate the employee pays on the bonus plus corporation tax suffered. The lowest possible rate at the moment would be 25% corp tax + 18% CGT = 43% (assuming a low-paid employee and no dividend payment, which is unlikely). More likely would be 25% +28% (top rate CGT) = 53%, plus dividends at 50%. The highest effective tax rate would be on cash bonuses paid to high earners: 25% + 50% = 75%. I've assumed personal allowances don't apply because wages are high enough to absorb them. I've also ignored employees' National Insurance payments on the assumption that the earnings would be above the upper limit - but if not, then NI needs to be added to the effective tax rate as well since it is in reality a tax. All of these effective tax rates will also be inflated further by employers' NI.
Well, I suppose charging those effective tax rates would be a disincentive to pay bonuses. But boy is that steep. And it's inconsistent, particularly when the bonus is paid in shares. Why on earth should banks (but not other companies) pay corporation tax on shares they issue to employees, when they don't pay tax on any other shares they issue?
4. Ireland, Luxembourg and the Netherlands are "secrecy jurisdictions"
What Tax Justice has done here is lump together Ireland, the Netherlands, Luxembourg and the Cayman Islands, ignoring the fact that the first three are sovereign states and the other is a dependency. Sovereign states are at liberty to set their own tax rates and design their own tax regimes, and neither the UK, US nor any other country has the right to interfere with this. Ireland is under pressure from the EU to increase its tax rates because it is receiving assistance with its awful debts at the moment. But that certainly isn't true of the Netherlands or Luxembourg, both of which are models of fiscal rectitude.
In the podcast, Richard Murphy explains how Facebook uses Ireland, which charges a low tax rate of 12.5% anyway, as a conduit to channel funds out of the US into even lower tax jurisdictions such as Bermuda. Well, this may be true. BUT IT IS A SOVEREIGN STATE. If it wants to arrange its tax affairs in such a way that companies can do that, it has the right to do so. And to describe it as a "secrecy jurisdiction", implying that it is a naughty boy for failing to disclose its tax affairs for all the world to see, is nonsense. Sovereign states have the right to conceal their tax affairs from other countries. After all, tax is one of the ways in which they compete with each other to attract business. In fact the ability to charge very low corporation tax rates is virtually essential for small countries competing against much larger ones.
So the description "secrecy jurisdiction" may indeed be true - but that doesn't necessarily make the activities of either Ireland or Netherlands illegal or immoral. As both are members of the EU, if the EU were to agree on tax harmonisation they would then have to fall into line. But at the moment tax harmonisation is an AWFULLY long way off. They can do as they please.
In fifteen minutes of podcast Tax Justice has managed to make two possibly libellous allegations and several claims that are demonstrably false. There are a number of smaller errors and inconsistencies as well, most of which are not worth repeating here. But I must finish with this one, which is an absolute howler.....
"Shadow banking". Oh dear. No, "shadow banking" ISN'T the network of tax havens. Shadow banks are unregulated "quasi-banks" that do much the same job as banks but are not subject to the same regulation and in theory don't get the same support either. We don't really have them in the UK, but the US has lots of them, although it is bringing the largest ones such as Goldman Sachs and JP Morgan under the regulatory supervision of the FED. Shadow banks unquestionably use tax havens, but it is incorrect and misleading to conflate shadow banking with tax havens.
Tax Justice's next podcast is in a month. I await with interest to see if it is as awful as this one.
19 comments:
Well said. I wouldn't bother. The Tax Justice Network are not taken seriously, except occasionally by the BBCReplyDelete
I've always thought of UKUncut as similar to Aberdeen Angus Steakhouses.ReplyDelete
All Aberdeen Angus Steakhouses have to do is cook steaks. So they should be excellent at it. But for some reason they are hopeless.
UKUncut should be pretty good tax experts by now, but they are not only wholly ignorant but they don't seem to have learned a thing about tax in the last couple of years. It is bizarre.
They could have made real progress with a campaign to stop stamp duty avoidance on property purchases via offshore companies but instead they just bang on and on about Vodafone and the ancient history of Philip Green's wife's tax status.
Good points. A simpler way to make the Barclays case - because certain people might like to imply that complicated phrases like "carry forward" must be hiding some sneaky tax dodge - is to point out that the £113m was the tax on two years worth of results not one. Across 2008-09 Barclays presumably made a very small net profit (if any) and so £113m might be quite a high rate.ReplyDelete
Having said that, the figures that I can find for Barclays in 2008 are £6bn profit (not loss) and so I'm not sure this does explain it. They did write off £8bn, so maybe that £6bn was operating profit before writeoffs, but I don't think so. I imagine they must have made much of that profit in the US and paid tax on it there. In any case it's a bit more complicated.
On the last point, I agree there is no point complaining to the UK government about the behaviour of other countries, but it is legitimate to raise a concern about tax rate competition and profit shipping. I wouldn't have thought of the Netherlands as an attractive destination for this but Luxembourg and Ireland may well be. Of course the issue is more complicated than TJN would probably admit, but worth talking about.
On points 2 and 3, I completely agree with you.Replies
Leigh, thanks. I didn't look at the 2008 accounts - will do so now. Barclays themselves said the low tax rate was due to losses carried forward. I'm not sure what losses they took on the part of Lehman's business that they managed to acquire.Delete
The plot thickens....
On further investigation it appears that the Guardian's figure of £113m can't be substantiated from the 2009 report and accounts. According to those accounts, tax paid was £1.354bn on profits of £11.6 bn. If you take out the acquisition, which as I pointed out in the post is an AFTER-TAX figure, that means an effective tax rate of 25.5%. Note 11 to the 2009 accounts gives the effective tax rate as 23.4%, but that is only tax borne on profits from continuing operations. They give the following reasons for the effective rate being below the UK corporation tax rate: non-taxable gains and income, different tax rates applied to taxable profits and losses outside the UK (I guess this would include offshore), disallowed expenditure and adjustments in respect of prior years. I REALLY want to know where the Guardian got their figures from!
Re 2008, the Lehman acquisition was originally stated as a profit in the preliminary accounts, then I think they realised they'd been sold a pup....it turned into a sizeable loss in the final accounts. Their effective tax rate in 2008 because of this was 8.8% according to the note in the 2009 accounts.
Gah, I mean "if you take out the disposal", of course. Getting my acquisitions and disposals mixed up!Delete
I'm going from memory here.. but my recollection is that another of the errors made by the Guardian article was in comparing UK tax paid to global profits.. so completely ignoring all the tax that was paid in other countries.Delete
That article was probably the worst piece of financial journalism I've ever seen. And that is rather an achievement in these curious times. The worst thing is that Richie, for all his faults, knows enough to know that the reporting was awful and the 'Barclays pays 1% tax' claim is deeply misleading. He, along with many others who know this, are entirely unwilling to try and educate their audience.. they are happier with the lie.
I agree with Shinsei, above. UK Uncut could actually play a useful role in educating and informing.. but they're just encouraging ignorance, and I fail to see how that helps anyone. If there are instances where reform is desirable, having a bunch of people equipped with some actual facts would be helpful.. having them equipped with misinformation will not.
Thought GangDelete
Ah, I'd forgotten about that error by the Guardian. Would that be enough to explain the discrepancy, do you think? Even using the lower figure, 23.4% down to 1% is a HUGE drop.
I'm fast reaching the conclusion that Murphy is not making errors, he is deliberately leaving figures he knows to be wrong uncorrected because they support his political stance. Which might explain why he is so rude to people who point out the errors - as in his comment on this blog, for example.
I thought Shinsei made a good point about UK Uncut.
Let's be clear - redknapp was innocent on the charges made against him. The programme made that clear.ReplyDelete
Asking why police decide to prosecute is an important part of the duty of any citizen. You seem not to know that. Unless such discussion takes place the police are not held to account. They have to be in a democracy because they do make mistakes. If they ever sued on the basis of such discussion we would have a police state. Maybe that's your aim but it's hard to reconcile with the position of your libertarian friends.
The rest of what you write is just wrong - and not worth commenting on. You can't read accounts, do not understand offshore and do not seem to realise 2008 happend. You also do not seem to understand taxing harmful behaviour is an important part of tax policy. But I guess that's the problem of being an ex banker. You may think the time for remorse is over: society does not.Replies
"Asking why police decide to prosecute is an important part of the duty of any citizen."
In England and Wales it is the CPS that decides whether or not to prosecute. The CPS specifies the charges and the police charge the offender.
With what offence(s) should 'the bankers' be charged?
Accusing other people of not being able to read accounts is a bit rich when you've just been caught out telling porkies.Delete
Mark, I suspect the reason for that comment was the fact that I had queried the figures. If I can't read accounts then my comments aren't credible, are they? But this blog has been read by at least six other experienced accountants to my certain knowledge and none of them have complained about my figures.Delete
>> - If bonuses are paid in shares, they suffer Capital Gains Tax instead of income tax, which is likely to be a lower rate (18-28% instead of 20-50%). This is true - when the shares are sold... <<ReplyDelete
This is not true. Bonuses paid in shares are subject to income tax at the time they vest (which is usually one, two, or three years after the award date). They are subject to capital gains tax on any gains after the vesting date.Replies
Paul, thank you for a very clear answer to something I wondered about but had been too lazy to look up. I have a slightly off-topic query.Delete
I have heard a lot of fuss about how private equity uses "carried interest" to turn what is really employees' income/bonuses that would be taxed at 40/50% into capital gains that are lower taxed. Is this really a bit of a (legal) dodge or are these guys actually putting their own money, from taxed income, into the underlying investments, along with outside money?
May be a US issue (see Buffett/Romney) but I remember John Moulton saying something similar to Buffett.
Feel free to ignore, particularly if private equity is not really your area.
Banks funding City of London Police? Normally a reference to the DCPCU (Dedicated Cheque and Plastic Card fraud Unit). Which is 50% funded by the banks and 50% by the Police Authority and often has bank staff seconded to it. Note that these are rarely investigating large scale bank fraud - simply because cheques and plastic aren't particularly efficient vehicles for such.ReplyDelete
As for Luke's private equity question - it's more complicated. If you own shares in the business you are part of, you get special CGT treatment. It used to be "taper relief" - which meant (approximately) a 50% cut in CGT liability if you held the shares for a year and if you held them for 2 years, a 75% relief - hence, at the time, the 10% CGT statements. This has been replaced by "Entrepreneurs' Relief" which restricts it to a narrow class of employee (you need to be a partner or an officer and more than 5% shareholder) and restricts qualifying gains to a "lifetime limit" - currently £5m.
Paul is also slightly incorrect on the taxation of share bonuses. If the "Corporate Share Ownership Scheme" which holds the shares is HMRC approved (the ones for the very high paid employees may well not be) you can take the shares out after 3 or more years, free of income tax.
SE: there's a "Company Share Option Scheme", which awards share options. Or a "Share Incentive Plan", which awards shares free of all tax. Neither is relevant to bankers' bonuses in the sense we're discussing.ReplyDelete
Luke: It's common for hedgies (and private equity guys) to keep their own money in the funds they manage. But the Carried Interest treatment applies equally to management fees they receive proportional to fund performance. I see no justification for this, and I don't know why HMRC agreed to it: it seems not to be required by law.Replies
AFAIK share incentive plans are only free of all taxes if they were either part of an SAYE scheme or a share options scheme where the options had to be current for 3 years. I had both some years ago but things may have changedDelete
Paul and SE, thanks v much (and Frances for original post)ReplyDelete
RM: << Asking why police decide to prosecute is an important part of the duty of any citizen.>> The police don't make the decision to prosecute; the Crown Prosecution Service does. You seem not to know that.ReplyDelete


text:
Chandler, John, b. 1836
Ship's captain and whaleman in Provincetown, Massachusetts, and farmer in Bucksport, Maine. Account book/diary includes ledger accounts for crewmembers on various voyages, accounts for labor, supplies, and merchandise, pasted-in bills for taxes, clothes, coal, boots, and other commodities, and a journal of Chandler's farming activities (consisting of performed labor, sold items and livestock, weather accounts, new purchases, and notation of personal visits and trips).
John Chandler was born in Massachusetts in 1836. By 1860,
he was working as a whaleman and, with his brother George (a
housepainter), was boarding in the house of Nathan Dunham, a
seaman. During the 1860s, Chandler became a ship's captain,
undertaking voyages to Barbados and St. Vincent in 1867 and
1868. Sometime in the 1860s or 1870s he married a woman named
Ruth and they moved to Orrington, Maine. Then, in 1874, John
and Ruth Chandler executed an agreement (copied into the
account book near the back) to take care of Nathaniel and
Nancy Rider of Bucksport, Maine, in return for the deeding of
land in Bucksport to the Chandlers. Captain Chandler settled
into agricultural life in Bucksport for the next forty
The organization of the account book/diary is haphazard.
The first entry is a record of hauling loads of hay in 1896.
The next twenty pages contain ledger accounts for crewmembers
on voyages to Barbados and other places in 1867-1868 and
1876-1877. Following are 10 pages of various accounts for
labor, supplies and merchandise, headed "Bucksport" and
dating from 1878 to 1882. These accounts are followed by
about thirty pages of pasted in bills for taxes, clothes,
coal, boots and other commodities, dating from 1853 to 1866,
all in the town of Provincetown, Massachusetts. Concluding
are approximately 75 pages of a farm journal covering
Chandler's activities from 1899 to 1914. Included in this
last part are notations about livestock, selling apples, work
performed and general mention of the elder Chandler's comings
and goings. The wide range of Chandler's economic activities
— he sold apples, cream, and livestock; performed labor or
carted goods for his neighbors; and he leased parts of his
farm — are documented on a regular basis, as well as
personal items such as travels and visits, weather, and new
The collection is open for research.
Cite as: John Chandler Accounts (MS 287). Special Collections and University Archives, W.E.B. Du Bois Library, University of Massachusetts Amherst.
Acquired from Charles Apfelbaum, 1987.
Processed by Ken Fones-Wolf, 1989.
- Bucksport (Me.)--Economic conditions
- Bucksport (Me.)--Social life and customs
- Farmers--Maine--Bucksport--History
- Merchant mariners--Massachusetts--History--19th century
- Provincetown (Mass.)--Economic conditions--19th century
- Ship captains--Massachusetts--History
- Voyages and travels--History--19th century
- Chandler, John, 1836-
Types of material
- Account books

subset: commoncrawl


text: I know that no two situations are the same, but I was given a 0% rating for migraines when I first got out, I immediately submitted an appeal.. After the appeal I noted other OIF vets claiming headache disorders under the same diagnostic code as migraines and in numerous decisions individuals were awarded 30% without prostrating attacks, yet I received 0% while actually having migraines in my SMR's and a diagnosis at my C&P. As a OIF vet is it now better to claim headache disorder or is it better to claim migraines get a 0% rating and then appeal. Additionally my civillian dentist is trying to link my migraines to my service connected TMJ 10% and now my VA neurologist is trying to link my headaches and sleep apnea together.


text:
Welcome to the Orange Islands! Please remember to read the rules. Come chat with us on our IRC channel and enjoy your stay!Welcome to Smogon Forums! Please take a minute to read the rules.Click here to ensure that you never miss a new SmogonU video upload!
Challenge The Orange League - Round 1: Congratulations Team SteelSeed!
Discussion in 'Orange Islands' started by TheOrangeLeague, Sep 4, 2012.
Page 1 of 3
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text:
Hi fellow Fetters.
I entered my costume into the Krispy Kreme costume competition. I will be able to win a **** load of doughnuts if I get enough votes. haha. Help a fellow Fetter out, please?! I will be very grateful. Cheers
Follow the link:
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text:
An overview of the Sahel Humanitarian Response Plan 2014-1016
Mali Humanitarian Crisis
The Crisis in Mali
1.5 million people people are at risk of food insecurity. And one in eight children is affected by malnutrition.
Blogs From Mali
Visit our Notes From The Field blog for stories from CARE staff and refugees effected by the crisis in Mali.
496,000 children younger than 5 are at risk of malnutrition
You can help today by making a gift to support CARE's emergency relief efforts in Mali and poor and war-torn countries around the world.
Let's Not Forget Those Who Have Suffered the Most
What has been grabbing fewer or no headlines at all is the number of people who have been forced to flee their homes amidst the fighting – wives torn apart from their husbands, children from their parents, families from their communities. They have been forced to flee ...
Nightmare in Mali
"It was total panic everywhere in the town of Diabaly and the population had only one choice: hide in their houses and pray to God."
Read "Nightmare in Mali," a first person account of the violence in Diabaly, Mali, as told to CARE.
Crisis Update
By the numbers:
- 4 million people in need of humanitarian assistance
- 137,00 people displaced within Mali's borders
- 141,000 refugees
- 1.5 million at risk of food insecurity
- 496,000 children under 5 at risk of malnutrition
Millions remain in need of assistance with an early lean season approaching.
CARE has been helping drought, disaster and conflict-affected communities in Mali with food security and nutrition since the Sahel food crisis began in June 2012. Today, millions of people are still in need of humanitarian assistance.
To make matters worse, more than 137000 people remain displaced from their homes – on the move because to drought, disaster and conflict. Today, many are trying to get by without adequate access to food, shelter, protection or basic services, such as education and healthcare.
The combined effects of armed conflict and the lasting impacts of the 2012 food crisis in the north of Mali, combined with poor recent harvests, have had a severe effect on populations, limiting access to food and livelihoods for the most vulnerable.
Children have been hit hard.
When the displacements began, there were reports that some children were traveling by themselves, while others were hiding in their homes without access to food, water or basic resources. Parents on the move pulled children out of school. With the savings from school fees, some were able to find shelter, but many were not as fortunate. So many children have been traumatized by conflict, suffered from malnutrition and fallen behind in their development and education. For them, food and a place to call home cannot come soon enough.
Women are suffering disproportionally, too. Women are the ones who are most often on the run, with their children in tow. In regions where fighting occurred, women reported cases of physical, psychological and sexual violence, as well as a lack of resources and services to which they can turn.
CARE is there.
Our emergency response operations in Mali have been ongoing since June 2012 in the regions of Mopti, Segou and Timbuktu, where we are reaching more than 500,000 people. CARE, in coordination with the United Nations World Food Program, has distributed nearly 30,000 tons of food to 300,000 beneficiaries in these three regions, paying special attention to children under 5 and lactating women. We've also distributed blankets, tarps, cooking pots and utensils; supported farmers and families with seeds and tools to grow food (and helped construct gardens); implemented cash-for-work programs to help people generate an income while benefiting whole communities by rehabilitating dams and roads and constructing water and sanitation facilities - and more.
How CARE works in emergencies
In 2011 alone, CARE reached 12 million people affected by natural disasters, conflict situations and other crises.
In emergencies, CARE is among the first to arrive and the last to leave. When it comes to responding to an emergency, timing is crucial.


text:
Yesterday I took my first photography class by my friend Lesley of Kensington Blue. I was a little late and the only place left to sit was right next to a box of donuts. Oh man, they smelled so good. I can't believe I didn't eat one!
There are about 10 other women taking the class. I'm sure they all have their own reason. I signed up so I can learn how to take pictures when the lighting isn't perfect. Since I've gotten my camera
So this weekend I'm making the switch the manual. Have you made the leap yet? I'm nervous I'm going to miss out on some good shots while I learn. I hope it's worth it in the end.
I have a list of assignments to do this week before the second class. It's on the top of my list of things to do! Here's what I'll be working on:
Shallow Depth of Field
Large Depth of Field
Freeze Motion
Capture Motion
Underexposed image
Overexposed image
Front Lighting
Side Lighting
Back Lighting
Lens Flare
Creative Assignment
That's quite the list! I can't wait to get started. I think a box of donuts just might make the perfect subject. But this time, I'm eating some.
Have a good weekend! I hope you learn something, too. :)


text:
Media reactions
You can filter the media reactions by subject and/or by date.
Oxfam's response to the death of Nelson Mandela
Winnie Byanyima, Executive Director of Oxfam International
"My direct contact with President Nelson Mandela was in the context of helping Burundian women to participate in the Arusha peac
Leaked EU document proves financial transaction tax is legal
A leaked European Commission document dispels earlier warnings that the fin
Geneva peace conference on Syria conflict must not be talks for the sake of talks
Nigel Timmins, who is heading up Oxfam's response to the Syria Crisis, said: "This announcement is long overdue.
Massive public pressure needed to rescue climate deal after Warsaw farce and fiasco
Only massive public pressure can rescue a climate deal, warned Oxfam today, as the Warsaw negotiations drew to a close after a fortnight of farce and fiasco.
Oxfam joins civil society walk out from climate change talks in Warsaw
Explaining Oxfam's decision to join civil society movements and trade unions in walking out of the UN climate change talks today, Winnie Byanyima, Executive Director of Oxfam International said:
G77 Countries walk out of climate negotiations on loss and damage - Oxfam comment
Commenting on the decision by developing countries to walk out of negotiations on loss and damage in the early hours of this morning at the UN COP19 climate talks, Tim Gore, Oxfam's climate spokesp
Rich countries must end obsession with private climate finance
Rich countries' obsession with private finance means millions of poor and vulnerable people could be left to face increasingly extreme and erratic climate alone warned Oxfam today as minist
Oxfam reaction to EU Finance Ministers' debate on tax issues
Today EU Finance Ministers discussed tax matters, including money laundering and automatic exchange of information between tax authorities.
UN Security Council: Oxfam reaction to the situation in Eastern DRC
In reaction to today's UN Security Council statement on the situation concerning the Democratic Republic of the Congo, Oxfam urged the Congolese military, MONUSCO and the UN Force Intervention Brig
Update on Oxfam Typhoon Haiyan response, 13 November 2013
We are esponding to Typhoon Haiyan currently with four teams in the affected areas (Northern Cebu, Leyte and Samar) providing water and hygiene kits.


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Topic: system upgrade (debian)
hi all,
i have a install iredmail on debian 6.0... today have make a apt-update && apt-upgrade and found 3 update for postfix....
"postfix postfix-mysql postfix-pcre"
can i make upgrade without any problem or risk to block a system??
is need to backup postfix folder (/etc/postfix) or another file before upgrade??
sorry but this first time i upgrade postfix and i wan't block the system!!
Get fast and professional support from iRedMail developers:


text:
Can I get opinions on the 1996 Don Post Boba Fett helmet as far as quality, accuracy etc. Also, is it painted ESB or ROTJ version or is there even a difference when it comes to the lid.
Can I get opinions on the 1996 Don Post Boba Fett helmet as far as quality, accuracy etc. Also, is it painted ESB or ROTJ version or is there even a difference when it comes to the lid.
The '96 DP is a pretty nice starter bucket, but will require a complete repaint to make it resemble either of the screen used helmets. A little undersized as far as movie accuracy and a little thinner mold than the DP '95. But still WORLDS better than the DP '97 or Rubies version. As for the paint job, I would say its the DP version rather than ESB or RotJ as there are no identifiable scratches or dings that are conducive to either of the film used buckets. Plus it has the ESB colored killstripes and the RotJ ears.
i got lucky w/ my DP 97' . back in 97 i had ordered it directly from don post studios, and to me looks way different than alot of them. mine is remarkably sturdy and holds its shape.
id say for a starter bucket if u can land a DP go 4 it over a rubies. but honestly if ur gonna pay in the ballpark of $70+ for it, save a little bit more and try to get a sgt fang kit instead. keep ur eyes peeled in the cargo hold or pm sgt fang and see if he's taking orders/availability.
heres pics of my DP b4 and after some paint re-work. its still not finished
If accuracy is what you are going for then forget the Don Post ... it is small and needs a really good paintjob to get it to look decent AND you need to change the visor. For less than 50$ I would say it's a good starter helmet (it's what I have). Make sure it has kept it's original shape because re-shaping can be a pain in the butt.
Get a SgtFang or from thers makers on this site... they will be way more accurate and require about the same amount of work... I wish I had known that before I re-did my Don Post helmet....
Now you know, and knowing is half the battle!
Here is a pic of my Reworked Don Post 1996 with new visor, interior lining and complete paint job (2 full days). My helmet actually retained it's shape quite nicely.
All I can say is "WOW" those look awesome. SAdly, I don't think I have the skill to take on a re-work of a helmet.......at least not yet. The Don Post is up for grabs on EBay and at $45 right now. Probably will let it go. There is another auction going on for a set of Fett armor. it includes the flak jacket, chest and neck armor, cod piece, shoulders and knees. Seller is in Australia. If i provide a link would anyone oyt there be willing to wiegh in on how it looks. If it were clone armor, I would be able to judge for myself, but not anything Fett. Thanks in advance..............
Last edited by FlukeStarbucker; Nov 25, 2007 at 12:10 PM.


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By Chris Harris
Theo Walcott is back in the Arsenal squad for Saturday's game against Birmingham - but Laurent Koscielny will miss out.
The centre back has been struggling with a back problem and his absence may open the door for Johan Djourou to return to the side with Thomas Vermaelen (Achilles) also injured.
Arsène Wenger told Arsenal TV Online on Thursday that Walcott could return from the ankle problem he suffered on international duty five weeks ago and those plans were firmed up at the manager's pre-match press conference.
"We have Theo Walcott who is coming back and we have Nicklas Bendtner back in the squad. The team is not picked yet, but they are back in the squad," said Wenger.
"It is good because they have been out for quite a while. Since last November, Bendtner has been in and out, and he was never really himself. Walcott has been out now for five weeks so it is good to have them back."
Then came the bad news.
"We have lost Laurent Koscielny who is injured with his back. Thomas Vermaelen is still out, he is ten days away," reported Wenger.
The Frenchman also confirmed that Cesc Fabregas would miss the visit of Birmingham but the captain could return to face Shakhtar Donetsk at Emirates Stadium three days later.
"He has a chance for Tuesday," said Wenger. "I thought he would play tomorrow. There is nothing specially wrong, he is just a bit short for tomorrow."Copyright 2017 The Arsenal Football Club plc. Permission to use quotations from this article is granted subject to appropriate credit being given to www.arsenal.com as the source


text:
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I meant left. Me fail english? That's unpossible.
I meant left. Me fail english? That's unpossible.
Thanks Jaster...
Now all I need is to figure out how to get that to work in my gauntlets. Actually, I first need the gauntlets...and then I can figure out how to get that to work!!!
How are guys weathering your jango helmets?
Mine is almost all painted (95 reg DP) and now I need to weather it. I have some ideas already, I just want to know what you guys that have finished yours have done.
I did a light circular sand with 1500 grit sandapaper to get the swirls that you see in real metal if you look at in in the light. Then I used some acrylic black & rust craft store paint, watered it down slightly, dabbed it on with a stencil brush, dabbed with a sponge to remove the brush marks & make it more random, then dabbed with a rag to remove the sponge marks. You can also get a good effect by giving the piece a wash & wiping most of the paint off. This makes it look as if it has been "cleaned". If you do this technique a couple of times the result is truly great!
I'm new here, where are you all getting your Jango helmets? Are they modified Boba helmets? Or have they started selling Jango's?
To answer your question. Most of the people who are making Jango costumes are using Fiberglass ones, however some (like me) are using DP Boba Helmets that are being converted. I know Rubies is makinhg a Jango helmet b8ut from reviews from the board it isnt all that great. As for finding helmets try ebay or ask around the board. Welcome to the board. Hope this helps. Later.
If I use a Don Post Boba helmet for a base what mods besides paint and a new lense(and the dent filled in)are needed to do the jango helmet?
That would be about it. The list goes on if you want goodies though; RF controlled rangefinder servo, voice changer/amplifier, ventilation fans, helmet padding/head harness, & whatever else your imagination can dream up!
You'll also have to get rid of the small round circle on the right cheek and fill in the rectangle on the left cheek as well.
neither of those are present on Jango's helmet either.
I'm working on converting a 1995 DP helmet to a Jango Fett helmet. I would appreciate any suggestions or recommendations on making the two black pin stripe lines on Jango's helmet.
Mahalo, Gregg.
Just do a search on pinstriping & you can find it in past threads. Auto pinstriping works beautifully!
Go to your local hobby shop that sells R/C cars and plane stuff, most well stocked shops will have pin stripe tape that comes in several different thickness's on the same roll that is all rolled up and packaged in a small clear tube. I have used this on my 1st Jango helmet and other projects and it works great! It'll cost $3-5.
has anyone tried the plastikote automotive paints ? I am going to use Chevrolet Blue and Pacific Blue for mine with dark accents added with airbrush flat black.
I can't wait to show you guys.
Thanks for the replies. Did a search, but nothing turned up. Anyway, I'll follow-up on the autostriping and R/C car shop suggestions.
Mahalo, Gregg.
A quick and cheaper way to do pinstriping.. (as I do when I airbrush cars and stuff) is get some masking tape.. and go around the helmet... and then mask off the area you don't want the paint to go.. and leave a area you wan the paint to obviously go.. and start painting.
Works well.. if you got a good eye and a steady hand.. Give it a try.
I had all but given upon my Jango costume. All of my armor was a bit off, and I am pretty broke. However, my wife bought me the Rubies helmet today, and voila, I'm re-inspired. The Rubies looks pretty good on me (I guess I have a small head). The only bad things I've noticed are -- there are no black pin stripes (how could they forget THAT), the licensing info is in raised print on the OUTSIDE of the helmet (on the lower back right of the helmet), and the tinted part does not go all the way down in the front (only about half way). So, it's still gonna take some work. But all in all, not a bad deal. I just hope I stick with it this time.
Won't the auto pin striping leave a seam? I'd rather use the tape type than paint it (I'm no artist), but I don't want to leave an obvious seam.
the stripe on the real jango helmet has a natural seam where it "runs into" the earpiece (the one with the rangefinder). So, yes- there will be a seam, but there is SUPPOSED to be one! Lucky for us, eh?
Duh. Maybe I should look before I post, huh? Thanks. Unfortunately, the Rubies earpiece doesn't go up high enough for that. The bottom stripe will hit the finder, but the top won't. But it'll still be hidden behind the rangefinder (until I lower it anyway). Yes, I know what everyone thinks of the Rubies here, but I'm telling you, it looks pretty dang good on me.
Go to yourlocal auto prts store.Look at auto pinstriping.
You should be able to find it in diff. Thickness.Find the one that best suits your needs.After you have it on,Hit it with A
clear coat.Bam your done.
I makeing my Jango helmet from a kit of a 95 Boba. How can i get the right ear peice to look right. It should fit into the lower ear part but that just wont work. What do i do to make that happen?
You'll have to cut off the pin that the post pivots on & glue the earcap in the lowered position. It should still work fine without the pin because there is an indent for the round part in the helmet & it shouldn't pull out. If you are worried about this you could reglue the pin or go from the inside of the helmet with a screw to the earcap.
I know what your saying but what i mean is that it should fit into the lower piece and not stick out.
In that case, you'll have to do what I am doing & either cast a new earcap or trim the original down.


text: Defective mine breathing devices being phased out By Ken Ward Jr. April 26, 2012 Story Share Read more: http://blogs.wvgazette.com/coaltattoo/ CHARLESTON, W.Va. -- Federal regulators on Thursday announced plans to phase out the coal industry's use of a defective model of emergency breathing device, giving the nation's mine operators up to 20 months to replace nearly 70,000 units.The move by the U.S. Mine Safety and Health Administration comes more than six years after the 2006 Sago Mine Disaster, where survivor Randal McCloy said four units failed the 12 miners who died after being trapped deep underground following a powerful explosion.MSHA and the National Institute for Occupational Safety and Health acted only after a two-year investigation that started in February 2010 when the maker of the devices, Pittsburgh-based CSE Corp., reported an oxygen starter problem similar to that described by McCloy.Last week, NIOSH issued its long-awaited report of that investigation, confirming a "critical" defect in the oxygen bottles meant to kick-start CSE's SR-100, the mining industry's most widely used model of self-contained self-rescuer, or SCSR.The phase-out announced by MSHA gives mine operators until Dec. 31, 2013, to replace any and all SR-100 units they have with other models of SCSR approved by the agency.In a prepared statement, MSHA chief Joe Main defended the nearly two-year timeline for replacing all of the units."Due to the large number of CSE SR-100s in underground coal mines, multiple SCSRs available to miners, the low probability of failure and the shortage of immediately available replacements, MSHA and NIOSH have determined that an orderly phase-out will better protect the safety of the miners than immediate withdrawal of the devices," Main said.Under the MSHA plan, miners who rove around underground -- such as safety examiners or water pumping crewmen who don't have easy access to backup caches of units -- must be given a different model SCSR or a backup SR-100 to wear within 30 days. All other miners must be given new or backup equipment by April 26, 2013, and all SR-100s must be out of the mines by Dec. 31, 2013. CSE stopped making and selling the SR-100 and last year began marketing a new model of SCSR that the company says is smaller, lighter and produces 40 percent more oxygen than the SR-100, which was rated to supply at least one hour of breathable air."We have complete confidence in all of the products we produce and want our customers to know that we are prepared to support their needs during this time of orderly transition and in the future," CSE said in a statement issued Thursday afternoon.Other SCSR makers include Wisconsin-based Ocenco and the German firm Drager.Bruce Watzman, vice president for safety issues at the National Mining Association, said his organization was still reviewing the MSHA announcement and had no immediate comment. "We have encouraged MSHA to be aggressive in dealing with this issue, and we believe this initiative meets that goal," said Phil Smith, a spokesman for the United Mine Workers union.In 1969, Congress required coal operators to provide all miners with an emergency device that would provide them at least one hour of breathable air to help them escape in the event of an underground fire or explosion.The SR-100 model uses a chemical process to generate oxygen, based in part on a reaction with carbon dioxide being exhaled by its user. Miners are supposed to start the unit by exhaling into it. Over the years, coal miners had expressed complaints about SCSRs not starting or appearing to start slowly. Government and industry officials generally dismissed those complaints, saying the real problem was that miners didn't understand how to use the units properly.After Sago, McCloy testified that the SR-100s of four of the 12 miners trapped by the Jan. 2, 2006, explosion wouldn't start.MSHA dismissed McCloy's complaints. "Some of the miners had trouble donning their SCSRs and breathing through them," the MSHA investigation report on Sago said. "However, testing indicated that the units produced oxygen as intended."Later, lawmakers in West Virginia and then Washington also ordered companies to add extra breathing devices to be stored in key locations underground. They took no action about the SR-100 concerns described by McCloy.Separate reports by mine safety expert Davitt McAteer and the UMW's safety department recommended much tougher scrutiny of the SR-100 and the speedy development of better and more reliable SCSRs that were also easier to use.Under federal regulations, MSHA and NIOSH jointly certify the devices as complying with government standards, and the agencies have an agreement through which they are jointly charged with dealing with any problems that come up later when devices are in use. In 2010, MSHA and NIOSH launched a joint investigation of problems that were eventually traced to the oxygen cylinders used in the initial start-up of the SR-100 devices. Initially, CSE said it had instituted a "recall" of the troubled units, but later conceded it had not actually ordered coal companies to stop using the devices.In lawsuits after the Sago disaster, families of the miners were investigating concerns that the SR-100 cylinders, made by a vendor for CSE, somehow leaked, leaving the units without enough oxygen to start properly. Those suits were settled, and the terms were kept confidential.Reach Ken Ward Jr. at email@example.com or 304-348-1702. Story Share Story Share Trending Now 1 Six arrested in Capito's office after day of protesting health care bill 2 Dozens go topless, braless in Charleston to normalize female bodies 3 'There is no justice in bargaining against the people's interest': Federal judge rejects drug plea 4 SBA gives $6.7M to Fayette, 9 other counties; snubs Kanawha, Cabell 5 Gazette editorial: Charleston's benefactor John McGee Discovery of mad cow in Calif. was 'stroke of luck' Previous Story Review: Kanawha Players gives splendid rendition of 'Little Women' Next Story


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Internet Explorer XP 8.0 RC1
Windows Internet Explorer 8 improves browser interoperability and advances the Web by delivering a better implementation of Web standards. Although this is a move in the right direction, you might encounter compatibility issues with some sites that still rely on the behavior of earlier versions of Internet Explorer. Common symptoms of site compatibility problems are out-of-place menus, images, or text.
Compatibility View resolves most site compatibility issues and makes Web sites that are designed for older browsers look better.
To enable Compatibility View for specific Web sites that are not displayed correctly or that are not working, follow these steps:
1. In Internet Explorer RC1, open the Web site that is not displayed correctly or that does not work correctly.
2. Click the Compatibility View icon. This icon is located to the right side of the address bar. Or, click Compatibility View on the Tools menu.
You can see a list of major sites that are best viewed in Compatibility View n the Compatibility View settings dialog box. When you visit a Web site that is on the list, Internet Explorer 8 automatically displays the site in Compatibility View.
If you use Reset Internet Explorer Settings (RIES), and you have the Delete personal settings check box selected, the Compatibility View list feature may stop working. To resolve this issue, follow these steps:
1. In Internet Explorer, click Tools, and then click Internet Options.
2. Click the Advanced tab, and then click Reset.
3. Click to clear the Delete personal settings check box.
4. Click Reset.
5. Close and then reopen Internet Explorer.
A full change log is available from http://support.microsoft.com/kb/949787


text:
|Topic Review (Newest First)
just got a reply from comp cams/ rhs & it loks like the heads are good to go.
just need to sort out this carb now
|cool rockin daddy
|These are all questions best asked of who you are buying the heads from. They are the ones that you will be dealing with if you get something you don't want. You should call your vendor and tell him what you want exactly.
RHS PRO TORKER 12402 HEADS & QuadraJet Questions
Im about to place an order for these heads & valve train items but am uncertain on a couple of things & was wondering if anyone is using these or can help as I need to factor in any possible machine shop work & hidden surprises.
1: does anyone know if these heads are pre machined "out of the box" ready to accept guide plates for roller tip rockers? or are they ment to be used with stock valve train components?
2:are they pre tapped for screw in studs?
3: the heads come with valve seats pre cut, but do I have to pay for valves to be cut to match , or can I just lap valves in & run?
4: on a totally different tangent, Ive got an old carter quadrajet which came with the motor which i planned on giving a go, but can someone tell me how to plum in the hot air choke on a quadrajet when using a edelbrock performer inlet manifold?
Ive never used one of these carbs & if its going to be aggro ide rather pick up a second hand Holley as parts availability hear in uk for quadrajets is all but non existent.
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At Globe University and Minnesota School of Business, we prepare students for exciting careers in high-value fields. Imagine getting paid for what you love doing. It all starts with career-based training at any one of our Globe University or Minnesota School of Business campuses. We offer master's, bachelor's and associate degrees, diplomas and certificates. Our graduates are prepared for careers in business, health science, technology, legal science and creative media.
Here you will find a dynamic learning environment, with hands-on training that gives you the experience you need to succeed in the real world. We're committed to helping you succeed, not only in your training, but in your chosen career.
Why choose Globe University?
- Career services to help you find the job you want
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|Topic Review (Newest First)
Non-profit paper-work is already being filed by my attorney and I have several people wanting to put money into this (six-figures).
The bottom-line is I can afford to pay for the boat, trip, etc., on my own... With the right PR, we could potentially get some national exposure, which could mean big bucks for my non-profit.
I'm not really on here to discuss how to raise funds... I joined the sailing forum for advice on sailing.
Please tell your investors, for the sake of the kids, to donate their money now to the kids as it will take you years to gain enough experience to do this sail safely.
The above comments were written by a sailor with 30+ years experience 15 of those being open ocean and a father who has a child with cancer!!!
OK, advice purely on sailing:
Take a series of courses at an ASA-certified sailing school, or one of the well-known independent schools. Basic, advanced/spinnaker/racing, liveaboard/bareboat, then passagemaking. The first two will typically be three days, the latter two week-long each. See how you take to it, you can schedule them all within a two-month window if you want to push, or spread them out further. But, I would urge you to get at least into the "bareboat" course and then look into crewing or charter opportunities. The more you can schedule during bad weather--the better. Because going around the world, you will have to do foul weather sailing and that really can put a damper on things.
Experiment with seasickness meds in adavance, at home, so if there is a bad reaction you have the luxury of being warm and dry at home when it happens. If you are one of those lucky people who is never seasick, congrats!
There are plenty of books and web threads on what is a "bluewater" boat, you may want to really tear into them and make some personal decisions about how much boat you want and which philosophies you want to follow.
Once you've taken the basic courses, become a dock rat. Find some local yacht clubs, find out when the race nights are, and ask who needs crew. With boat shoes, adequate clothes, and a smile, you can get picked up as crew almost every night. That's a great way to learn what people are doing, why they are doing it, and get different opinions. Racing skills can be very important to a cruiser--you may NEED to get your boat moving faster sooner or later, and over the course of a week or two-week passage, that little biut faster can make abig difference. It also forces you to learn concentration.
Also consider that if you are going round the world solo, you will be in violation of the laws of every nation. Yes, it is done all the time, but going solo means that you cannot keep an adequate watch on deck at all times--which is a real danger, not just a legal violation. Picking up partners for different segments of the trip might be a way to add "local interest" and raise more support, as well as increasing your safety.
Frankly, I think you'd be safer, and raise more support and interest, by looking at something like "two pros, plus two kids in remission on each segment" so that the kids were being given the opportunity to be part of things, also ensuring 2 crew on watch at all times.
Hey all!
I know you all will think I'm crazy, but I have never sailed in the ocean before.
I never been more than a passenger on a sailboat for that matter.
Any advice during my perparation for this is much appreciated.
Fire away with any specifics...
I have never sailed in the ocean before. I never been more than a passenger on a sailboat for that matter.
I'm not really on here to discuss how to raise funds... I joined the sailing forum for advice on sailing.
Non-profit paper-work is already being filed by my attorney and I have several people wanting to put money into this (six-figures).
The bottom-line is I can afford to pay for the boat, trip, etc., on my own... With the right PR, we could potentially get some national exposure, which could mean big bucks for my non-profit.
I'm not really on here to discuss how to raise funds... I joined the sailing forum for advice on sailing.
A poster had mentioned whether this would be solo or crewed, and I am thinking a crew of 2-3 people including myself.
I would also advise you to get some experience on a short trip just to get an idea of what it is you are suggesting, and possibly reconsider.
I'm not going to knock you for having something that you feel strongly about and wanting to do something that helps others, but you seem to come across as not having a realistic idea of what it is you are getting into. That will tend to generate quite a bit of critisim here.
I do wish you the best of luck in your endevour to help sick children, and I hope you don't kill yourself.
If you choose to continue, and provide more details with more specific questions, you will find that you get more useful advice.
Too bad "Captain Heathers" log is gone from the web...it might be instructive.
Here's Ken Barnes' log. KenSolo
This is a really bad idea both from a fund raising standpoint and from a danger to life and limb standpoint.
I suggest you go out on someone else's boat in a gale in the ocean before going too much further with this idea. There ARE offshore sailing schools that can give you that experience.
A resource for sailing, yes.
A resource for fund raising? No.
Fund raising is quite an art, everyone is asking for dollars. And you're not going to see many of them unless you start a 501-c-3 formal not-for-profit corporation, or find one to sponsor your trip and accept the donations.
Then there's the question of whether your expensive trip is going to be a more effective fundraiser than something simple, like canoeing from Maine to Oregon.
If you want to sail around the world, that's one thing. If you want to raise money for a good cause--do that research first, then ask yourself if the sailing project is the right or wrong way to do that. There are plenty of regattas and races and other special events for charity. Starting a single foundation, or donating the boat you buy to one, and then using it to take kids out for sailing lessons and daysails, might raise more money.
Its still going to be a LOT of paperwork and overhead.
Originally Posted by chucklesR View Post
While that is a good cause perhaps you can find a way to raise money for it that actually raises money without
a) costing a arm and a leg
b) risking a arm and a leg
c) doing something most folks dream of doing as a life's ambition, in your case hopefully one paid for by others.
I currently own a successful insurance agency, and there have been a couple of situations I have run into that have really touched my heart. Every day, my goal in life is to build my business and I want to turn that around and give something back.
To answer some other questions, I'm going to be purchasing a small "training" boat in the next few months. I have not made up my mind on this boat yet, but they idea will be to auction this off to purchase the vessel that will make the global voyage.
I honestly feel that something this drastic will receive publicity, which in turn will enable me to raise a very generous sum for this great cause. Someone sailing around the world with virtually zero experience is a big deal...
After completing the voyage (assuming I do...), I plan to auction the boat off and donate the proceeds into the charity as well.
A poster had mentioned whether this would be solo or crewed, and I am thinking a crew of 2-3 people including myself.
I dont mean to be critical....wait yes I do....but your trip is going to cost a bundle in and of itself...sailing to basicly undeveloped or under developed countries where Just making a living is difficult for most...whom do you think is going to give you money there? Sounds like another angle to get cruising funds to me...Hope Im wrong....
Welcome aboard anyway..
PS: Dont take it personal ...we see it all around here..
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Terry McCamis / Bob Barzelay
Claiming a Tournament Result is our way of giving you the ability to have AnglerHub Tournament Results collect against your profiles. Naturally this isn't to be taken lightly. An email that you have made this claim will go to and be reviewed by site administrators. Any accounts abusing this privilege will be blocked.
Tournament Day:
Number of Fish:
5 Fish
Big Fish Weight:
9.56 lbs
Gross Weight:
21.54 lbs
0.00 lbs
Total Fish Weight:
21.54 lbs
Tournament Entry Type:
Team vs Team (or Individuals)


text:
It's all over the place that facebook is now encouraging users to report their organ donor status, along with all the other stuff in your profile. The San Jose Mercury News has even reported that it's already increasing registrations in California. What gives?
Nurse: The upshot is that Facebook hopes that asking people to list their organ donor status on their Facebook page will create peer pressure to sign up as a registered donor. This is a potentially good strategy to get people who would be fine with organ donation, but never bothered to sign up, to do it, or at least to think and/or talk about the issue. Especially if Facebook uses their spying/linking/advertising mojo to link you to your DMV. No harm there, right? Interesting– framing organ donation as a social issue. I can't really see a valid argument that peer pressure will cause people who aren't ok with donation to sign up. I don't see this as controversial, but then again, I'm usually wrong about that kind of thing. . .
Lawyer: I guess it just depends on whether you see it as a personal/private kind of decision, or whether the "greater good" notion of having a donor registry to begin with really makes it a public-spirited thing anyway. Is it just sort of like the "I voted" sticker that you get on election days? Like the tote bag or bumper sticker that says you gave to NPR? Or is it somehow more private because it's about your body? I guess I agree that I have a hard time objecting, especially since as I understand it, you can leave it blank, and it never appears.
Nurse: The interesting question was whether Facebook could ever be used as a source of information for hospitals about the patient's wishes if they did not officially register. The article suggests that, rather, Facebook could let the family, who makes the decision if the patent didn't register, know what the patient wanted– essentially that they would have consented. Could it ever lead to a direct use by hospitals of this information? Probably not anytime soon, but it sounds like Facebook is adding more health features to its site– maybe we are moving towards an online "personal health record" style repository of information that could, some day, be useful in that way– but honestly, I don't see that happening yet.
Lawyer: And ew, would you want it to? I already find it sort of annoying when people use status updates to report on their various symptoms and/or dietary and exercise achievements. A platform that's created to be social and very adept at trying to sell you things based on your personal information seems like a bad place for personal health information.
As to the consent issue, I think that's probably right — and it probably would lead to at least some increase in donations, assuming there are a fair number of cases where the family says no because they're not sure whether the person wanted it. But then, I like all kinds of things on facebook. You have to wonder if any of that could come into play after you'd died. (Imagine leaving a big chunk of money to a charity which, unknown to you, has dispanded before you die; what do they do with the cash? I could see using an online profile to find information about what you would've wanted.)
And with my cynic hat temporarily on: Surely they did this to get some good press as a socially positive company in advance of their IPO…?


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Windham celebration kindles community holiday spirit
By BARBARA TAORMINA
Union Leader Correspondent | December 09. 2012 10:39PM
Families stay warm at around the bonfire on the town green at Saturday's annual community Christmas celebration in Windham. (BARBARA TAORMINA PHOTO)
The Salem High School marching band escorted the holiday's head honcho to the Windham Town Common where, after greeting fans, he headed inside the Armstrong Memorial Building to begin several hours of toy talks and negotiations.
While kids waited in line to speak with Santa, the Windham Community Band belted out a long program of Christmas hits to keep the mood merry. And the hot chocolate flowed freely, thanks to a group of volunteers from Chunky's Cinema Pub.
"The best part of this is seeing the community come out," said Cheryl Haas, coordinator for the town's recreation department,which hosted the event.
Windham has been turning out for its annual community Christmas party for decades, and Saturday's raw drizzle was never a credible threat for the long-standing tradition.
And besides, Windham was prepared. Boy Scout Troop 266 built a bonfire in the middle of the town green, where people kept stopping to warm their fingertips and toes.
"We do this every year, or for at least as long as I can remember," said Scoutmaster Dee Deranian as he tossed a pallet into the flames. "We're the Boy Scouts."
Deranian was helped by scouts including David Pierson, who may be best known around town for helping kids learn coordinated martial arts movements that look like geometric ballet.
"There's a huge sense of community in Windham," said Pierson, a 2008 Eagle Scout.
Girl Scouts from Troop 12338 also was helping people stay warm by collecting hats and mittens for those in need. The troop was working with Windham Helping Hands, a town network that reaches out to neighbors when they need some help.
"We try to support families who are struggling," said Helping Hands board member Patti Letizio.
She noted that despite Windham's reputation as an affluent community, it does have people who need help.
Over at the Armstrong Building, Mrs. Claus was manning the door and quietly chatting with kids lined up to see Santa. She kept reminding everyone to whisper.
Santa was not only meeting with kids on the other side of the door, he was also broadcasting live on Windham Community Television.
Slayde Watson, 6, who lives on Cobbetts Pond, munched on a candy cane and said he told Santa all he wanted was his two front teeth. "He told me to go to bed extra early on Christmas Eve," said Watson who added that, in addition to the dental work, a pogo stick would be nice.
Watson's sister, Shaye, 4, said she was also hoping for a pogo stick until her grandfather reminded her about the doll house she has been talking up.
As it started getting dark, Haas rallied the Windham Middle School Chorus for their performance during the town tree lighting.
Windham High School doesn't have a group of marching horns and drums, and Haas said the town really appreciated Salem High's band stepping in to play for Santa's arrival. "And what's really nice is they said they'll continue coming, so they'll be here next year," she said.
* e-Edition subscription required


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text:
60 gallon hex
decided to jump in to the planted tank thing, i had a 20g with dirt and a couple plants in it earlier but this is my first attempt at doing it well. the journal is an after thought so i don't have any before pics but i'll document how i go. started this all a month ago now, just uploading now.
soil base with a sand cap, sand was taken from a local sand quarry/pit. we will see how that goes.
2x 20w t8 (i think but not entirely sure i'm doing this from work)
diy yeast co2
i'm using flourish for ferts right now, i don't really know anything about ferts but i figure it's what plants crave
amazon sword
jungle val
anubias minimas
anubias nana
flame moss
neon tetra x 15
pond snails
assassin snails
so i got it all planted. i had the jungle val in my other tank and had trimmed it down so i put that up from with the idea that i could trim it and keep it as a shaggy carpet i put the moneywart in the back with the swords and the anubias taking up the middle. i definately should have washed my sand (hahah) it was sooooo murky at first after planting, but it settled soon enough. here is the first look.
as i have been doing this i've also discovered that hex tanks suck at being photographed. there is always part that is either cut off, distorted, or has a corner ruining the shot. not that i'm a pro or anything but so far thats been my experience.
here are some clearer shots
i didn't really like how that was set up so i moved the bacopa from in the middle to the sides
that pic is terrible i know, but i thought i'd throw it in there because i have since take the bacopa out completely. a couple of the neons had neon tetra disease so fishing them out from the tank in between all the bacopa got annoying, so i moved it out into my 20 g for now, i plan to move it back in later. i really wish it would grow straighter for me, i've heard they grow straight up when out of water but they are super curly in the tank and get all tangled.
i also went and got some narrow leaf chain sword and some giant val. the chain sword is great so far, it's throwing runners all over the place so i'm pretty stoked. i also added another peice of driftwood and moved the wood to the edges trying to create sort of a clearing type scene.
here is the tank without the bacopa, it's a bit empty looking in the pictures, it doesn't look so bad in person. again sorry for the bad pictures
i taped some black poster board to the back sides of the tank hoping to give better contrast to the neons. i'm still undecided on that. i'd rather just have a thick wall of tall plants but not yet i guess.
looking at the pictures it really looks empty up top. i am still waiting for everything to really grow in. i think i need to stop tampering with it too and just let it go for a while. if you have any suggestions or see anything i'm doing wrong let me know. should i move some of the bacopa back in?
so i've made some more changes. i think i'm a bit compulsive when it comes to my tank. oh well. so i put the bacopa monneris back in scattered around, put in a couple more dwarf chain swords and i picked up a spathiphyllum wallisii which is labeled as brazil sword at the store, i've read it's also called peace lily and it may or may not be true aquatic. so i guess i'll have to wait and see with that one. i also picked up this another plant which didn't have a tag so it's a mystery but it has floating leaves and long string like stems. it's pretty neat so i hope it does well. i'm trying to fill in the top sections of the tank without crowding it too much so it fits well
the neons seem pretty happy with it all the morning after i added the rest of this last batch of plants. kind of wish i had a darker substrate, or some darker plants at the bottom so it doesn't wash out their colour so badly.
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text:
Hi Ladies! Duck season opened up for us here in Central MA yesterday, and I was able to get out for a quick hunt with my husband this morning before work. He did the work, I did the shooting It was a great morning; he called in a few ducks, I got a few shots, and took my first hen mallard. Looking forward to deer opening up on Monday! Now if I can just find a way out of work
Anyone else have anything so far this year?


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Can anyone help me decipher what this "sign" says? I found this "Tomb" in the cemetary... It may have an important message for me!
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In accordance with industry accepted best practices we ask that users limit their copy / paste of copyrighted material to the relevant portions of the article you wish to discuss and no more than 50% of the source material, provide a link back to the original article and provide your original comments / criticism in your post with the article.
[quote:Earth Daughter:MV8xODgxNTQxXzMxNDIwNzYxXzFGNzU1NTIx] [quote:Anonymous Coward 9690284:MV8xODgxNTQxXzMxNDIwNjM1XzY0QUQwRjRB] [quote:Earth Daughter:MV8xODgxNTQxXzMxNDIwNDg1Xzg0REQwMkVG] [quote:psyoptics:MV8xODgxNTQxXzMxNDE5NTAwXzcwNDIzMDU=] [quote:Serendipitous:MV8xODgxNTQxXzMxNDE4NjcyXzFDQjEwREQy] [quote:Serendipitous:MV8xODgxNTQxXzMxNDE4NjM5X0VGMEYxMTVF] One more thing! This man is undoubtedly a member of the Theosophical Society there in Wheaton. Check out the Theospophical Society's webpage! This is EXACTLY the type of stuff on the mausoleum! http://www.theosophical.org/ They will most [u]DEFINITELY[/u] be able to cypher this all out for you if for some reason you can't get Mr. Schumann. Wow...just read that website. I think a lot of us here should be members!! [/quote] Or just go visit their library with your pics!!! The Henry S. Olcott Memorial Library: The Theosophical Society in America, 1926 N. Main Street, Wheaton IL 60187 (630) 668-1571, ext. 304 or firstname.lastname@example.com http://www.theosophical.org/library "The Henry S. Olcott Memorial Library is a unique library bringing together the religious, philosophical, and spiritual traditions of the East and West, emphasizing the Ancient Wisdom tradition—Theosophy." Man, I wish I lived near Wheaton Illinois!!! I'd love to visit that library. [/quote] i would also go into some hardcore science and math sections for this. funny i just had a thought.... chaos therory was the reconnection of math and physics.... i had heard read about chaos that the next step would be the connecting of science and religon..... [/quote] That's what the ETs teach. That the way we have separated all the various scholastic disciplines is what is holding us down from true knowledge. They teach that all that knowledge is intertwined and connected. That is the way they learn it. Once we start thinking like that, our civilization will develop at record speeds. [/quote] The Secret Doctrine was "dictated" to her by Djwhal Khul -- a demon... or perhaps it was from some other 'Ascended Master", e.g., Koot Hoomi... Demons nonetheless. BEWARE. From Helena Petrovna Blatatsky, the torch passed to Annie Besant and then to Alice Bailey... the demon went from one woman to another... See the Fabian Society and Lucifer Trust... Google "Djwhal Khul" etc. You will find this is a long-term subverting invasion by demonic evil forces... Blavatsky was the aunt of Count Witte: http://overlordsofchaos.com/html/1850-99.html http://www.blavatsky.net/blavatsky/madame-blavatsky.htm "After the death of their mother, at age 28, Helena with her sister and brother lived with their maternal grandparents. The grandmother, Helena Palovna de Fadeev, was a princess of the Dolgorkurov family, and a famous botanist. So from her mother and grandmother HPB inherited her characteristics of stubbornness, a fiery temper, and a disregard for social norms, all of which she amplified." http://blavatskynews.blogspot.com/2012/02/count-witte.html http://blavatskyarchives.com/witte.htm Sergei J. Count Witte was the Prime Minister of Russia in the 1800s. http://books.google.com/books?id=R-87HDP5IcQC&pg=PA93&lpg=PA93&dq=disraeli+%22count+witte%22&source=bl&ots=MwRAvA3OA9&sig=cuFGjK__j8tdGgO31CQawwGo_JU&hl=en&sa=X&ei=DJ3DT8G7CemW2AW6_dmRAQ&sqi=2&ved=0CFMQ6AEwAQ#v=onepage&q=disraeli%20%22count%20witte%22&f=false Annie Besant: http://www.spartacus.schoolnet.co.uk/Wbesant.htm Alice Bailey: http://www.google.com/search?tbm=bks&tbo=1&q=Alice+Bailey&btnG=#sclient=psy-ab&hl=en&tbo=1&tbm=bks&q=Alice+Bailey+Djwhal+Khul&oq=Alice+Bailey+Djwhal+Khul&aq=f&aqi=&aql=&gs_l=serp.3...11239.14617.0.14918.104.22.168.0.0.0.126.1094.9j3.12.0...0.0.hrPitfO4ExY&pbx=1&bav=on.2,or.r_gc.r_pw.,cf.osb&fp=d652e7735c617007&biw=1647&bih=825 http://www.terrorism-illuminati.com/salafi http://books.google.com/books?id=O3wZ4mbPb-AC&pg=PA251&lpg=PA251&dq=blavatsky+disraeli&source=bl&ots=UmARyJ4018&sig=MANMiIo-Qny3s6XK0cZcCwAzGJ0&hl=en&sa=X&ei=j5bDT_HuB8Ps2QWNxZx5&ved=0CE8Q6AEwAw#v=onepage&q=blavatsky%20disraeli&f=false http://ofepicproportions.blogspot.com/2009/01/whats-deal-with-vril.html Note this: http://www.conspiracyarchive.com/NWO/Vril_Society.htm These bastards are Luciferian subverting "The Plan" or "The Work" subverters... 5th column poison who are destroying the world for Lucifer/Satan. BEWARE. [/quote] Did you ever wonder why someone would warn you from eating from the Tree of Knowledge? Who would want to keep you ignorant and fearful? Hmmmm...? Who would possibly benefit from the masses not knowing the things they know? In fact, afraid of knowing the things they know? I'll give you a hint. It wasn't God or ETs or demons. [/quote]
Original Message
Can anyone help me decipher what this "sign" says?
I was guided to this after I had prayed, while visiting My boyfriend who passed away last July very suddenly of leukemia. I was visiting him at the cemetary and I heard my inner voice telling me to go look around because there was a surprise waiting for me. While walking I found a headstone with my last name on it. I thought that this was the "sign" untill I turned around and saw this huge tomb with very strange markings on it. This tomb has been set aside for someone who has not passed away yet. I found it all to be very interesting since it was written in greek and my boyfriend who passed away was greek as well! I will post pictures off all the different things inside this tomb so you can see them better. I would appreciate ANY help anyone could give in regaurds to what it all means!
I do believe this message I found is very important and feel it has to mean something I need to "Know" since I was led to it through either angels or my higher self! Thanks again!
Picture#8 I am familar with what Schumann Resonance means.
:cem13: Picture#10
For any info you have could you please state the piture # and what info you can provide for it? Thank you soooo Much! It means alot to me! :)
Ok, this is the email I received from a fellow GLPer who got in contact with the "tomb owner".
This is
the information I received and that is it! Some of this may surprise some of you because of it's simplicity, compared to the vast amount of information, which was uncovered throughout the thread!
Here is the email..
Mr Schumann is a scientist, but one with some religious beliefs of his own design.
He doesnt want to be cremated, he doesnt want to be buried, so he opted for a cript.
The StMarks crest is a double meaning, for his own name, plus his religious beliefs,
and the tombe next door. The big one.
He is NOT illuminati!!
Now it gets interesting...
He passed me on to the glass designer. Her name is Joyce Tamm. I wrote her a looong letter.
Here is her response -
Good Morning,
What a wonderful surprise to hear about my work. I feel very flattered at the attention you have given me with this piece. I hate to admit it but the window is not nearly as intriguing as all that. My customer wanted a piece that reflected what kind of person he is. With that said, your theories are correct to a point- The symbolism of life after death into the universe are correct, but more basic than that is this man is simply intrigued with the whole solar system & the thoughts of possible life beyond what we know- hence the space ship-"saucer". He also is very interested in physics which led us to the mathematical equations.
The door is significant to entering a new dimension as well as just a piece of esthetics. The overall piece is designed simply because this is a man who does not want to be interred into the ground or cremated. The overall process for me was based on all of his thoughts and wishes, hence the design evolved. The carving by his name is the symbol or monogram for St. Mark –Double meaning- his name as well as the religious convictions for Mr. Schumann . When we are all gone the idea is that for someone following us in time will look at this piece and know something about the person who is entombed there.
I wish there was a lengthy philosophical answer to all of your questions- but as you see it was a somewhat simple artistic combination of things that most represent a specific man in life. I am VERY proud of the work and honored to have received this e-mail from you.
I could not wish for more as a designer- what is it that you design? I would love to know. All the best to you and again thank you for your compelling information and interest.
With all best wishes!,
Ok, So there you have it! For all of you who have waited patiently! I wanted to thank everyone again who participated especially EZRIN...
Even though it has gotten a bit "crazy" at times with all the information discovered in the "rabbit hole", I did come out of this learning an unbelievable amount of knowledge... in a "fun" and "entertaining" way!
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