text:
The tax relief offered to buy-to-let owners should be removed, says the president of the Chartered Institute of Housing (CIH).
Paul Diggory has called on the government to tackle the "runaway" market which he says is contributing to problems faced by first-time buyers.
He says buy-to-let owners have a financial advantage over those trying to buy their first home, and push house prices even higher.
We asked for your comments, a selection of which are below. This debate is now closed.
Listen to yourselves. We have become a nation of greedy, self-centred, something-for-nothing pension and house-price obsessives. And if you haven't got it, you squeal because someone else has. Being young, healthy and free with loving family and friends beats all the pension nonsense hands down.F Gray, Laide
I am a buy-to-let landlord but can see no logic at all in mortgage tax relief. It allows higher prices to be afforded and provides an unfair advantage over first-time buyers. Landlords do not qualify for business capital gains taper relief so why should they get business tax relief on loan interest?Michael Hunt, Hungerford
Brilliant idea! Tax to the hilt the very people who are providing a solution to those that cannot afford to buy, so there will be an even worse housing crisis! Sheer genius!Rob Cargill, London
I own one property which I let out. If tax relief on mortgage interest was abolished, the only thing this would achieve would be to push up rents by about 40% - hardly good news for tenants.Mr M, London
Buy-to-let is just the same as if a small number of speculators bought up all the food, and then when people were hungry enough, sold it back to them at inflated prices. The practise of BTL should be heavily discouraged, it's the main cause of the misery of high house prices.Tomo Redfern, London
Buy-to let landlords provide my family with a rented home. Where will we live if buy-to-let ceases to be a wise investment? Surely the UK is still a "free" land where we are not forced to buy property to live in a house, or does the government wish to own property again. I think not. Steven Hunt, Ashford
I suggest if you can't afford to buy and you're in the position of having to pay extortionate rents to private landlords; join the social housing list and put pressure on them to find you somewhere. The people I know who rent socially pay about 1/4 of the price of private rents and they have pretty good place. David, London
Ninety per cent of those demanding the change in the law are people who wish they were in the position to own a buy-to-let property themselves . There is no empirical evidence that landlords are crowding out the property market and if anything, demand for rented accommodation is, more often than not, helping to regenerate parts of towns and cities in this country that were totally forgotten. Juan Carlos Grinan, Walton on Thames
One way of reducing the number of empty properties is to slash the time taken for planning permission and building regulations approval - in our area the whole process can take six months (it is wise to wait for planning permission before applying for building regulations). If you buy a house that needs total renovation and extension, it can sit empty for six months before work can start. This often happens as more people now rent for a few months to break the house purchase chain and to enable them to take on a "project".Phil Ainsworth, St Albans
The BTL investors are a similar breed to those who drove the dot-com bandwagon over the cliff and to those Lloyds "Names" who lost their shirts a few years back. They believe that their investment is so sound that they cannot possibly lose. However, in reality, they are gambling money (often borrowed money that they cannot afford to lose) on a short priced favourite.Paul, Devon
We've made the decision not to sell off our farm cottages, instead we have kept them and let them out for shorthold tenants. We have been offered silly money to sell the houses, but know that they would end up becoming second homes, which would remove even more properties from the housing market. By keeping them as letting property, we are at least giving a chance to locals to live in the local area, where they are usually pushed out by the second home market. Jason Borthwick, Burnham Deepdale, Norfolk
All these people complaining about landlord's. I suggest they try letting a property out. Letting law heavily favours the tenant. Letting property is not something to be done on a whim - a lot of responsibilities come with it. That's why a landlord is entitled to make some money in the same way as any other business. Jim, Scunthorpe
If you want to increase supply - do away with capital gains tax for selling. Many landlords can't afford to sell since there isn't enough equity in their properties to pay the taxman.Colin Gordon, Edinburgh
Once upon a time a BTL mortgage was considered as a commercial loan, finance was relatively hard to come by, and the interest rates were considerably higher than for a normal home loan. Now lenders are competing to give money away cheaply for BTL mortgages without the traditional income multiples which apply (especially) to first-time buyers. These developments have given the BTL investors far too big an advantage and have inflated the house market unnaturally.Richard Rogers, Cambourne
Buy-to-let landlords are always wanting to make a profit at the expense of those of us wanting to buy our first home! I think something should be done soon! Like many, both my husband and I work full time but cannot afford a mortgage, let alone raising the money for a deposit, when we are ourselves funding these buy-to-let landlords!Tracey, Maidstone
I lost a lot of money on buy-to-let and have losses which I cannot offset against other income. These losses are real and are run up on credit cards for which I have to repay out of taxed money. To disallow interest from tax calculations would be to ignore the economic reality of the venture and would be a huge mistake. Arnie, Edinburgh
A fair solution would be to enable first-time buyers to pay interest on their mortgages from their pre-tax salary. Introducing a new tax for buy-to-let landlords won't help first-time buyers a bit. It is just a trick for getting more tax.Nenad, London
I hear pension, pension, pension. Property has always been a safe investment but when you get into the situation we are in with massively over-inflated prices we could be in for another pensions crash. We hear about how we've had 10 years of growth but it's all based on debt.Danny, Gravesend
Most BTL landlords I have come across do not pay any tax whatsoever. They remortgaged their properties when prices went up and used the money as new deposits to buy more properties. If they were honest with the taxman most would not be able to build up a portfolio that fast.John, London
The biggest issue here is about housing being more affordable and not building more affordable housing. I think the best approach would be for all new-build properties with two bedrooms or under (first-time buyer properties) to be sold only for primary occupancy and not to investors. The new build house we are renting would be perfect for us to buy, we pay £600 pcm rent although the current market value of the house would mean we couldn't afford to actually purchase it! John Moore, Northampton
If tax relief on interest payments will be scrapped, will capital gains tax also be scrapped?!Paul, Manchester
People should be allowed to get tax relief on tenancy income on one property, but perhaps it should be abolished for any subsequent rental property after the first one. This should slow the market slightly by pushing out some existing or prospective multiple buy-to-letters.Lee McCarthy, Rainham
The solution is really very simple. Restore the rights of sitting tenants. Mortgage companies will only lend so cheaply on buy-to-let because they see no risk - they can repossess at any time and the tenant cannot stop them. Meanwhile it is impossible to get anything other than a shorthold tenancy, so tenants have no security. Put back secured tenancies and the market will calm itself down quickly and the lunacy will end.Silas Denyer, London
My wife and I have been buy-to-let landlords for 3 and a half years. We have never made any money from our properties - in fact, the running total of our losses over that period stands at over £27,000. We are currently losing around £700 a month. Because the market is so saturated, we haven't made any capital gain, either - our properties are now worth less than when we bought them. An awful lot of people have been seduced into the idea of buy-to-let as a great money making scheme - it just isn't. Our agent in Manchester, where we have one of our flats, told us last year that there were about 25,000 properties available for rent, chasing approximately half that number of prospective tenants - and that's why properties stay empty. Tony Jefferson, Oxford
Though I do not have a buy-to-let property at the moment, I do not think that the government should consider any tax rules to discourage buy-to-let investors. I know many investors work very hard to put down a very large deposit. Why should people be penalised when they work hard for it? Many have no confidence in their future pension income so if they have taken steps to build up their property portfolio, leave the investors alone. Comment about investors leaving their properties empty is exaggerated. Who wants to be paying a hefty mortgage and leaving properties empty? Jan, London
This is typical of the way we always look for someone to blame. I agree with the view that people who buy property and then leave it empty should not benefit, but they can only offset the interest against income from the property. Good landlords rent at affordable market rates. The real issue is that there is no local authorities building social housing and of course Thatcher gave you all the right to buy. How many people bought up the social housing stock, and have reaped a healthy profit. That is the real issue. Stop the blame culture and address the issue, we must build more houses.Kris Hurman, Ashford
This argument would not have come about if it was not for the laughable inflation targets set by Brown leading to ludicrously low interest rates, and secondly the supply side constraints on house building. If we build more houses and set interest rates against a basket of measures rather than CPI, the price of houses will fall and many highly speculative and amateur BTL landlords will be forced to sell uneconomic so-called investments. Steven Farrall, Ipswich
We need a partnership between local councils and buy-to-let money. The councils would get the finance to build social housing. The buy-to-let people would benefit from the councils' expertise and a greater spread of properties. There would also be more homes for renting and for buying. Finally, we need to halt the forced sale of council houses at knock down prices, which has already done too much harm.Chris Grey, Guildford
Their pension is our homelessness. All property owners exploit a monopoly position - a monopoly in something everyone needs just to be able to have a settled home somewhere and find work. Their capital gains, like those of any owner, are caused by the relative popularity of a location - something their investment itself does nothing to achieve. Their mortgages, like all mortgages, are the core of our money supply and the root of inflation. This isn't about buy-to-let per se, but about our relationship to land as a society. Land Value Tax would encourage such people to put their savings into genuinely wealth-producing assets, not zero sum gains that exclude others from life's essentials.Jock, Oxford
The reason for the buy-to-let boom is the ridiculous state pension, the uncertainty of company pensions, the ability of the chancellor to destroy private pensions and the risks as shown by the Equitable Life debacle. All these things can be solved by introducing a decent state pension. John, France
The buy-to-let bubble will eventually take down the whole housing market. In reading all of the comments below it is clear that interest rate rises are already starting to pinch. More rate rises to come? Most likely, and when the landlords start to see that they cannot even break even there will be a stampede for the exits and prices will drop like a stone. This is a disaster in the making. And after that there will no doubt be affordable housing again for the first-time buyers but not before many have lost their shirts.Nicky, Southampton
The BTL industry in the UK is needed, especially in large, high-density urban areas. Getting rid of tax relief is a half-baked idea - it would be insignificant. It is a highly complex problem to provide enough homes for all and sundry in the south east at the right price. Everybody should have a home in a civilised society but don't blame BTL. Blame Gordon Brown and co - they run the country and they planned wrong.
Joe Regan, London
Maybe if currently insecure pensions were restored and protected again people wouldn't need to invest in property as an alternative. My own employers, a blue chip multinational, have followed the market and ended the final salary pension scheme, cutting prospective pensions in half despite making record profits. Buy-to-let is a symptom of this more fundamental disease and taxing such landlords further will only add to the burden of future taxpayers who will have to meet the cost of today's failed pensions. Deal with the real issue first please and put pensions before shareholder and board greed.Stephen, Glasgow
Interest relief serves to reduce the rents to millions of tenants... so this is another spun-up non-story. Hugh Burnett, London
In the past couple of years interest rates have increased dramatically but rents have been stagnant. As an average investor I am making a loss on my properties. There is already a charge on empty property (council tax) and I would be mad to voluntarily have a property empty, bringing in no income. Unfortunately, sometimes it is difficult to find tenants when you need them. The "tax-relief" on buy-to-let mortgages is a complete nonsense. The mortgage interest (at much higher rates than an a standard mortgage) is one of the costs that needs to be offset against the income.Colin Allinson, Munich
I assume that those complaining about the supposed unfair tax advantages for landlords will be happy to pay Capital Gains Tax on any gains they make on their own homes. After all, why should people who have to live in rented houses subsidise potentially "fat cat" home owners? Yes, the argument is ridiculous but before envy and claims of unfairness are allowed to destroy a vital source of housing for people on benefits, students, older people without pensions and so on, please can we get our facts straight? I am amazed that the NLA spokesman did not make this point.John Bird, Billericay
It is not just first-time buyers who are being squeezed out by those looking for investments but also those who need to downsize or even move on the same level. Short-term tenants and second home owners do not contribute towards the community either economically or socially. Investment property owners always seem to have the necessary cash to outbid any owner-occupier buyer in the medium to low-priced property categories particularly in the nicer parts of this town.Julia, Eastbourne
What a load of rubbish is spoken about investors buying properties and taking them from first-time buyers. The comments I hear most often are first-time buyers can't afford the deposits, therefore if investors can and they buy them - at least that is providing homes that those very people can live in - whereas if they had to save up a deposit, they would not be living in them. Rob Cargill, London
Offsetting interest against rent is not a "tax break". Any business making income from owning an asset pays tax on the net income after the costs of running and owning those assets, which includes interest payments incurred as a result of borrowing money to purchase those assets in the first place. BTL is no different. Unlike homeowners, BTL landlords will pay Capital Gains Tax on any gain in value when they dispose of the property. Everyone running a business is treated the same (and fairly so), and it is homeowners that get the tax break.
Chris Baverstock, Fareham
Buy-to-let landlords getting tax breaks is a total disgrace. It is absolutely clear that first-time buyers are taking out ruinous loans. The buy-to-let lobby and the mortgage providers have sewn up the UK housing market - it is scandalous. The so-called "housing market" has become the world's biggest ever pyramid-selling scam. It is ruining many, many people's lives. Houses are already only affordable by average people having to take out loans well over 10 times income. Paul Shooter, Salisbury
Affordable Housing is quite rightly discussed on numerous occasions on radio and TV - but no one says how much in cash terms they mean by affordable. Anyone willing to come forward with an answer?Pat Bourchier, Yateley, Hampshire
We don't need any more new houses to be built especially on Greenfield sites. What most people don't realise is that for every person who wants a home there are five empty houses built before 1960. Quentin Williams, Bristol
Buy-to-let owners who leave properties empty are not receiving any rent. Interest tax relief is only allowable against earnings from the rental income. Therefore, mortgages on empty properties do not attract tax relief.Malcolm Johnson, Stoke-on-Trent
The buy-to-let landlord's mantra seems to be: "Gordon stole our pensions, so we have to invest in property." So one generation gets their pensions stolen, and now the next generation has had affordable housing stolen from them. What a triumph for our society.
Matt O'Donnell, London
The comments we publish are not necessarily the views of the BBC but will reflect the balance of views we have received. It is helpful if contributors state if they work for any organisation relevant to an issue discussed. Readers should form their own views on whether messages published represent undeclared interests, or views prompted by a common source.
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subset: commoncrawl


text:
Factbox: The culture of Cognac
(Reuters) - Cognac is a brandy made from white grapes grown in the region surrounding the western French town of the same name. Here are some facts about cognac and the four main brands: Hennessy, Remy Martin, Martell and Courvoisier.
- The Cognac region has had vineyards since Roman times, but it was 16th century Dutch traders who began to distil the wine into brandy so it would survive long sea journeys.
- The Cognac AOC (Appellation d'Origine Controlee) is strictly regulated, dictating the six growing areas, grape varieties, distillation and aging. For example, distillation must finish by 31 March following a harvest and the resulting "eau de vie" must be aged for at least two years in oak casks.
- Cognacs often blend dozens of eaux de vie. The main categories are VS, VSOP and XO - acronyms for "Very Special," "Very Superior Old Pale" and "Extra Old". In a bottle of VS that may cost $33, the youngest eau de vie will have been aged for two years, while for XO, which can cost around $200, it will be at least six years.
- Louis XIII de Remy Martin, a luxury blend of up to 1,200 eaux de vie which takes over 100 years to make, can cost around $3,000. The brand just made a film staring Hollywood actor John Malkovich that will be stored for 100 years. A thousand guests will be given invitations to pass on to their descendants to attend its "premiere" in November 2115. Continued...


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Anybody got any idea?
Hi all,
I have just installed the new BT2 final version!! It looks great with all the updated software and even my internal wifi is working.
But I have my Senao Prism card which I want to use for use with aircrack etc. When I go into Konsole and type Airmon-ng it says eth2 Chipset Hermes1 and Driver orinoco for my senao card.
Anybody know how to get this all correct to work with aircrack-ng suite? Thanks all for you help and I think many people have this "problem"
Anybody got any idea?
is there maybe a BT developer who can help with this issue?
yeah, I'm interested to see if our Senao cards are supported out-of-the-box with BT2 final. I'll find out tonight and report back. As long as I can get into monitor mode without jumping through hoops I'll be happy.
awesome, I'll give it a try tonight. Thanks for the link.
ghaze is starting to be some sort of a backtrack god for me haha
Thanks again!!!
Senao works like a charm now. Just managed to get my own wep 128 bit key
packet injection works like a champ after doing this:
bt ~ # rmmod orinoco_cs
bt ~ # rmmod orinoco
bt ~ # rmmod hermes
bt ~ # modprobe hostap_cs
horray for getting my senao card in monitor mode.
when using the card in monitor mode after doing the above, 2 questions
how do you change the mac of the card
and am i suposed to use eth0 or wlan0 ? i cant get either to do much
they both recieve arp requests and start sending packets but the arp count stays very low and the ivs count is very very low
oops forgot to say it is a senao card with prism chipset
Here's a permanent fix for a hard drive install. If you are running a livecd, you'll need to do this every time. With a livecd, it's probably easier to do it the way the wiki says.
rm /lib/modules/2.6.20-BT-PwnSauce-NOSMP/kernel/drivers/net/wireless/orinoco*
rm /lib/modules/2.6.20-BT-PwnSauce-NOSMP/kernel/drivers/net/wireless/hermes.ko
nano /etc/modprobe.d/blacklist
comment out the following lines in /etc/modprobe.d/blacklist
#blacklist hostap_cs
#blacklist hostap_pci
#blacklist hostap_plx
#blacklist hostap
insert card
with some laptops you might need to
pccardctl insert
bt ~ # lsmod
Module Size Used by
hostap_cs 56500 1
hostap 107540 1 hostap_cs
If you want to keep the orinoco and hermes modules for use with another card, try adding them to /etc/modprobe.d/blacklist. You could write a script to switch between them.


text: So, Jean Claude Biguine is taking fashion bloggers seriously. A bunch of us were invited for a workshop on beauty and hair tips for the summer. It wasn't all serious business though. We indulged in wine, food and pampering sessions. This time around, I thought I'd try the mini manicure. I picked a bold purple colour. I'd met Aastha earlier in the day to discuss the upcoming yard sale. And she wanted a mini mani too. We were like girls right out of a tv show, spending an evening chatting over manis. MissMalini and Sue were there too! 🙂 We met girlyhour. And it's really funny when you finally meet people you've been interacting with through blogs, emails and technology. Sonu and Jasleen from Fashion Bombay were there. It was a lot of fun talking to so many different people. Hoping for more fun! 😀


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text:
wax ring thickness
There seems to be a lot of differing opinion on what the optimum position of the flange (relative to the finished floor) should be.
The top of my closet flange sits about 1/4" (plus or minus about 1/16") above my finished floor.
My question is whether or not a standard wax ring would work for a flange set at this height, or if I should go with a thicker ring? I'm thinking about using the thicker ring, but I'm wondering if it is possible to actually use too much (too thick) wax, creating a problem?
No a thicker one will not cause an issue, one thing I would do is sit on the toilet to smoosh it down , snug the nuts up, use it a few days and do it again to make sure it's snug.
Thanks for the reply. I'll go with the thicker ring.
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text:
LOVE #5 Spring Summer Kate Moss, Lea T Photo Shoot
Kate Moss and transgender model Lea T share a kiss on the cover of Love's spring 2011 androgyny issue, which was styled by Katie Grand and shot by Mert Alas and Marcus Piggott. Justin Bieber also joined the pair on a second cover.
The full photo shoot can be seen below. Note, it's NSFW.


text:
3D Prints Morph Into Human Sculptures
3D printed facial masks that bring digital simulacrums into the physical world.
The latest innovations in 3D printing and augmented reality are morphing the human form to become even more realistic and somehow magical.
Mask-like human face sculptures form the 'Replicants' series by Lorna Barnshaw, a UK-based fine art student. The series is inspired by creating digital simulacrums of the physical world. Barnhaw's passion for the convergence of digital art and sculpting has led her to created a triptych of 3D Prints that represent human faces. Each facial sculpture has a different aesthetic depending on the different computer applications and software used in its creation, such as Autodesk, 3D scanning or computer animation. "I interfered with the software as little as possible, comparing the digital attempts at replicating reality", Barnshaw expresses in her website.
Her work, along with many other emerging artists was recently displayed at Squieze.


text:
Bard envisions the liberal arts institution as the hub of a network, rather than a single, self-contained campus. Numerous institutes for special study are available on and off campus, connecting Bard students to the greater community.
The Center for Civic Engagement at Bard College embodies the fundamental belief that education and civil society are inextricably linked. In an age of information overload, it is more important than ever that citizens be educated and trained to think critically and be actively engaged with issues affecting public life.
Robbins Annex, phone: 7433
E-mail: email@example.com
Website: www.bard.edu/counseling
Monday, Tuesday, Wednesday, Friday 9:00 a.m. – 5:00 p.m.
Thursday 9:00 a.m. – 7:00 p.m.
Bard College is committed to the success of all students, including those with mental health conditions and psychological disabilities. To this end, counseling services and mental health treatment are available to any student affected by mental health disorders such as, but not limited to, depression, anxiety, bipolar disorder, and other mood and personality disorders. The Counseling Service is staffed by clinical social workers, psychologists, a consulting psychiatrist and a consulting nutritionist. When school is in session, emergency services are available 24 hours a day/7 days a week (see Emergency Response Team).
Counseling services are provided free of charge to all students on a voluntary basis. Students may be referred by the Dean of Student Affairs Office to the Counseling Service in cases where they exhibit academic, behavioral, or other difficulties that appear to be due to psychological or mental health conditions, and in cases where the student has made a suicidal gesture or is known to have contemplated suicide. If a student who has been so referred does not seek or receive services through the Counseling Service, the Counseling Service or the Dean of Student Affairs Office will make individualized efforts to encourage the student to access services.
Counseling services are confidential, and information about students receiving counseling will not be shared with faculty, staff, administrators, or others without the student's consent. When appropriate, students may be encouraged to consent to share information with their families or members of the college community. As permitted by law, the Counseling Service may disclose information about a student to the extent needed to protect the student or others from a serious and imminent threat to safety. Such disclosures will occur only when the student will not consent to interventions that will ameliorate the risk.
Students with diagnosed psychological illnesses may be protected by the Americans with Disabilities Act (ADA) and be entitled to reasonable accommodations or modifications to help them meet academic standards and maintain normal social relationships at the college. See Services for Students with Disabilities in this handbook for more information.
Students with psychological illnesses who need to interrupt their studies at the College for medical reasons are entitled to take a personal leave of absence for up to one year. In exceptional cases in which a student's psychological illness impairs the student's ability to remain safely at the College and meet the College's academic standards, the student may be placed on a medical leave of absence. See Non-academic Leaves of Absence for more information.
Please Note: The Counseling Service primarily offers short-term counseling. If long term treatment is necessary, it is best to seek therapy with a private therapist in the area. Incoming students who are currently taking medications for an emotional condition, mood stabilization, or attention deficit disorder should make arrangements to have the medication monitored by the prescribing physician at home, or should transfer their care to an off-campus physician in the Bard College area. The Counseling Service can provide a list of psychiatrists and/or psychotherapists in the area (also available on website). A student who is seeing an off-campus therapist or psychiatrist is responsible for all arrangements, including appointments, transportation, and fees. The College health insurance policy provides limited coverage for psychotherapy with a private, off-campus clinician.


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Intense weekend weather brings area hail, tornado
Roswell and surrounding areas saw some intense weather over the weekend, including a tornado that a local storm chaser said touched down for five minutes about 15 miles north of Roswell and two-inch hailstones that were reported at Lake Arthur, Dexter and the Roswell Correctional Center.
The tornado [auth] was spotted Saturday and an amateur video of the storm was broadcast by Albuquerque TV stations.
Skies were cloudy and temperatures were cool throughout the day Sunday. Then the storm activity fired up around 5 p.m., said Tim Shy, a senior forecaster with the National Weather Service in Albuquerque.
Shy said the size of the hail increased rapidly as the storm progressed, until egg-size hailstones were pelted from the sky around 6 p.m.
"There was quite a bit of hail for Chaves County," he said.
Fortunately, there were no reports of serious injury or death in any of the storms that raged over the weekend throughout the state, Shy said. The Roswell Fire Department also had no reports of injuries or serious property damage.
"It's always a relief to us (at the NWS) when there's no deaths or significant injuries," Shy said.
An egg-size hailstone can pack quite a wallop, Shy said.
"To give you a perspective of the impact, a hail stone that big is traveling 60 to 70 mph. If you got hit, it would be like getting hit by a pitch from a major league pitcher."
Shy said the mission of the NWS is to protect life and property, and in achieving that goal the service relies heavily on volunteers like amateur radio operators and weather spotters.
"We have a lot of fancy gadgets here at the weather service in Albuquerque but nothing beats a pair of eyeballs and a well-trained brain," he said. "We had many spotters call us."
Also called ham radio, amateur radio operators use a designated radio frequency spectra for purposes of private recreation, non-commercial exchange of messages and emergency communication.
Shy said ham operators in Chaves County are well-trained and stand out head and shoulders above their peers in the state.
Shy said he is an amateur radio operator, and that's what got him interested in working for the NWS.
An obvious downside to all the rain the area has had in recent weeks is an explosion in the mosquito population.
The good side, Shy said, is the official total for 2014 at the Roswell International Air Center is now 5.3 inches.
"You guys are doing great," Shy said. "That's two inches more than usual for this time of year. It's a welcome change for you guys, you have been running a deficit for years."
Shy said Sunday's storm passed directly over the airport, where a half-inch of rain was reported. At Bitter Lake National Wildlife Refuge, the total was a quarter of an inch. The Roswell Daily Record's gauge logged one-tenth of an inch.
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University of Saint Mary
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Project Faculty Leader (HRSA Grant)
This grant funded position is responsible for managing the overall content and direction of the Círculo de Cuidado program and instructing pre-nursing, and nursing students as a faculty member. The grant supports scholarships for Hispanic nursing students and benefits areas underserved by health care professionals. The BSN program is approved by the Kansas Board of Nursing and is accredited by the Commission on Collegiate Nursing Education*. The new MSN program is in the application process.
- MSN degree required, Doctorate in Nursing preferred.
- Licensure as a Registered Professional Nurse in the state of Kansas and Missouri or the ability to obtain such licensure prior to finalization of contract.
- Bi-lingual in Spanish and English.
- Previous experience with leading similar community reform initiatives.
how to apply
For more information on this position please refer to www.stmary.edu/hr.


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One hundred and fifty 'Welcome to our World' Junior Gunners were selected to attend Gunner's Play Day on Friday, October 4, after applying through the JG website.
The Junior Gunners team opened up the Highbury Suite and divided it into different-themed areas.
The youngsters experienced three hours of fun with loads of different soft-play activities as well as a chance to sing and dance.
To celebrate the Junior Gunners scheme turning 30 years old this season, there was also a birthday-themed area where the young 'Welcome to our World' members decorated cupcakes, ate treats and got to fill out a birthday banner with their creations.
The kids were also given the opportunity to play in the football zone, where they were looked after by coaches from Arsenal in the Community.
And the lucky JGs were even treated to a surprise visit from Spanish star, Santi Cazorla.
All pictures from the event will be available soon on Arsenal Pictures.
We'll inform all event attendees when the pictures are ready to be downloaded.
Copyright 2017 The Arsenal Football Club plc. Permission to use quotations from this article is granted subject to appropriate credit being given to www.arsenal.com as the source.


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See Sam Smith's "I'm Not The Only One" Music Video
photo credit: YouTube
It was unrequited love that inspired Sam Smith's album, In The Lonely Hour, but it's the affects and heartbreak of cheating that's Sam explores in the music video for his new single, "I'm Not The Only." The video stars Dianna Agron, as a wife devastated by her husband's cheating, played by Chris Messina.
And if you're a fan of Sam Smith, you'll want to check out his amazing live performance of "I'm Not The Only One" from the iHeartRadio Theater a few weeks ago.


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Wow ! category image is of a Theodore Haviland Limoges piece, probably from the late 19th century. Theodore Haviland left Haviland to start his own in 1893 A set in every home became Theodores goal and full services of china for $29.95 are found in the Sears catalogs of the 1920s. Several patterns from both firms were used as premiums by the Jewel Tea Company. It is estimated that there are over 30,000 patterns and variations.Charles Havilands company went out of business in 1931. Because of the approaching hostilities in Europe, Theodore moved his company to the United States in 1936 which operated until 1957. The patterns of both companies were gathered and bought in 1941 by William Haviland who retired in 1972. Although the name Haviland remains today the firm has gone through several changes in ownership. Information from Haviland collectors site
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Summer 2007 - Volume III, Issue 4
Editor's Note: In this essay Professor Estrella explores eliciting the development of the imaginative capacity in the process of healing, and the ability to act on one's images, through expressive therapies.
First let me thank Susan Gere and Michele Forinash for bringing together IBMS and the Expressive Therapies PhD community. Thank you Yishiuan and Mandi for your support and hard work, and thank you Jared for an interesting talk, and for many years of scholarship and commitment to spiritual development as a resource for resilience, wellbeing, and peace.
I'd like to begin my remarks with reading a short paragraph from a collection of essays by the poet Robert Hass from a text called Twentieth Century Pleasures. He says:
It seems to me that we all live our lives in the light of primary acts of imagination, images or sets of images that get us up in the morning and move us about our days. I do not think anyone can live without one, for very long, without suffering from deadness and futility. And I think that, for most of us, those images are not only essential but dangerous because no one of them feels like the whole truth and they do not last. Either they die of themselves, dry up, are shed; or, if we are lucky, they are invisibly transformed into the next needful thing; or we act on them in a way that exposes both them and us. (p.303)
Now I don't know about how it is for you, but Hass is making it sound a whole lot easier than I think it is for me. Sure, occasionally I'm able to grab hold of that light that shines off a primary act of imagination that graces me… but more often than not, I lose track of the image that gets me up in the morning or moves me through my day. Yes, my images die, dry up, and shed—on most days, before I even get out of bed! Occasionally, very occasionally, I am able to act on my images in a way that exposes them and me—I will tell you about one of those occasions in a minute—but first I wanted to say that I think I was able to act on my images because I have come to practice a way of attending to those images that I learned because of the practice of expressive therapies. It is the very practice of playing mid-wife to these images that I think of, when I think of the practice of expressive therapy. For me, expressive therapy is about eliciting the development of the imaginative capacity in the process of healing.
Steven Levine, a Toronto-based expressive therapist, poet, and philosopher writes,
Psychological suffering is intrinsic to the human condition; in that sense psychopathology is normal. The task of therapy is not to eliminate suffering but to give a voice to it, to find a form in which it can be expressed. Expression is itself transformation; this is the message that art brings. (Levine, 1997, p. 15)
And if ever we were in need of a source of light, we are in need of one now. Jared has already explained so eloquently, the need for an antidote to our current world's chains of pain. The arts offer themselves to us as a path to wholeness.
As with nature, the arts are for many their avenue to the divine. Many people have spoken of creativity's connection to spiritual practice. Julia Cameron's work comes easily to mind—in her book The Artist's Way, Cameron proposes that by opening ourselves up to a creative practice we open ourselves up to divine energy.
Carl Rogers' daughter, Natalie Rogers, has developed an orientation to expressive therapy called The Creative Connection, and in this practice, she explains: The Creative Connection describes the process of allowing one art form to influence another directly. Using various expressive arts in sequence heightens and intensifies our journey inward… By moving from art form to art form, we release the layers of inhibition that have covered our originality, discovering our uniqueness and special beauty. Like a spiral, the process plumbs the depths of our body, mind, emotions, and spirit to bring us to our center. The center or core is our essence, our wellspring of creative vitality. (Rogers, 1994, p. 43)
For many, their experience of art, music, dance, or poetry brings them directly into contact with their God, and allows them not only to have that experience of inner connection but of outer connection as well.
So what does it mean to engage the imaginal—to live with images? To act on them? I was recently on sabbatical. During my sabbatical I decided to do three things that I hoped would feed my future work as an expressive therapist. And I've come to see these things as my way of engaging the imaginal.
The first thing I did was to begin taking cello lessons. When I was ten years old I played the cello—and I was so discouraged by how heavy I thought it was in those nine blocks between the school and my house, that when we had a chance to switch instruments six months later, I asked for the smallest instrument they had. I played flute for the next thirty-seven years. Yet somewhere in the back of my heart, I think I have always nurtured a dream of being a cellist in an orchestra, and I think on some level, that dream became one of those images that got me up in the morning. I saw the sabbatical as a chance to see if I could act on the image of me becoming a cellist in the community orchestra, to see if I could fatten the image even more.
The second thing I did was to join a women's interfaith book club. I've always been a big novel reader, and I found the idea of creating interfaith dialogue through a book club compelling and inviting. I knew about the group for years before I joined, and perhaps it too had become one of those things that had captured my imagination. Perhaps somehow I had begun to see myself there, engaging in dialogues that were rich and engaging. In my own mind, the book group became a vehicle of arts for social change—I imagined us, a group of women, reading novels and bridging gaps of understanding and difference.
One of the things I was able to do with this group was to travel to Spain. A group of us from several branches of this interfaith group went to Spain in January for two weeks. While we were there we traveled to Avila, the home of the mystic Teresa of Avila. Now the town of Avila is an old world city with a walled city center, and interesting enough, the city is known for its storks. So talk about an image… between it being close to Christmas, and the story that storks mate for life, and of course our old stories of storks and babies, I felt full of images of the town—enough so that I wrote a poem entitled The Storks of Avila within a day of my visit. This was the kind of imagery I was used to. I felt graced by the poem that allowed me to capture and expose the image and myself, to capture and expose our group to itself. I felt a sense of wonder and holding as I shared it with my fellow travelers.
The storks of Avila for the Daughters of Abraham
In real life they are regal austere overseers, tall and elegant, the white of their bodies in stark contrast to the black tips of their wings and the deep coral of their beaks,
not at all like the fairy-tale deliverers we're used to.
So much is not how we imagine.
Along the walled city we stand, ten women, modern and yearning, watching old men in berets and blue jackets walking arm in arm with the sun on their faces through the gates to the plaza for a mid-morning coffee.
Later, at the train station we watch as one, then two, take flight,stunned by the effort it appears to take,and by the incongruityof our lives with this place.
What birth within us have they heralded? What purge?With whom shall we walk arm in arm?
The last thing I did was to go to the American Art Therapy Association conference in New Orleans. The setting and the conference both seemed to act on my imagination in such a way that by the end of the conference I had decided to develop a course in Expressive Therapy and Social Action.
Like playing the cello, and joining the book group I did not believe that any of these actions had begun as acts of the imagination—I did not think of the images I carried about each action as even an image—instead I only saw them as conscious choices motivated by will, not the imaginal. It was only in preparing this talk that I came to see that Hass' images did not only mean the images I could easily imagine turning into art, but the images that capture my dreams as well.
Prior to this paper, I thought of the imaginal realm much more concretely—for example, as the storks. How I see that images act on us in many ways.
I believe the work of expressive therapies is to accompany our clients in the work of midwife-ing their images—of helping them to recognize the images that get them up in the morning, and of helping them to act on those images in a way that exposes them and us, in a way that makes the world less dead and futile, in a way that enlivens an awareness of spirit, of meaning and connection, not only to self but to others.
But this work is not only for those that suffer the psychological wounds in the clinic, I believe Hass is calling us all—to enliven our world, to allow the imaginal to awaken our spirits and to move us towards resilience, well-being, and peace.
Cameron, J. (1992). The artist's way: A spiritual path to a higher creativity. New York: Putnam/ Tarcher.
Hass, R. (1984). Twentieth century pleasures. New York: Harper Collins.
Levine, S. (1997). Poiesis: The language of psychology and the speech of the soul (2nd Ed.). London and Philadelphia: Jessica Kingsley Publishers.
Rogers, N. (1993). The creative connection: Expressive arts as healing. Palo Alto, CA: Science and Behavior Books, IncReturn to the Journal of Pedagogy, Pluralism and Practice Main Page
Journal of Pedagogy, Pluralism and Practice Main Page
Summer 2007 Issue Main Page
Susan Gere - Introduction to IBMS
Julia Byers, Robyn Flaum Cruz and Louise Pascale - Well Being, Chocolate and You
Joan Drescher and Liz Ennis - Symbols of Hope and Healing
Lily Fessenden - Toward a Participatory Worldview
Dicki Johnson - Remembering the Collective Body
Joan Klagsburn - Clearing a Space
Vivien Marcow Speiser and Michael Franklin - Authentic Movement as a Meditative Practice
Nathaniel Mays - Mr. Rickey, I've Got Two Cheeks
Marion Nesbit and Susan DeCristofaro - Creative Arts as Companion Therapy in Cancer Treatment
Jana van der Veer - A Needle in the Head is Worth Two in the Back
Buki Papillon - Institute for Body, Mind and Spirituality Conference, March 2007 Conference Summary
Jared D. Kass - Spiritual Maturation: A Developmental Resource for Resilience, Well-Being, and Peace
Karen Estrella - Awakening the Imaginal
Cheryl A. Giles - Developing Spiritual Maturation
Farid Esack - Working Creatively with Others to Transform Unjust Social Structures
John Woodall - Suffering, Art, and Healing
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The Intermodal Expressive Therapies Program Coordinator at Lesley, Dr. Karen Estrella has centered her work on developing an integrated arts approach to both psychotherapy and counseling. Dr. Estrella's scholarly interests also include psychotherapy's applications to expressive therapies, as well as activism and social action through the arts.
Explore the full content catalog of Lesley's Journal of Pedagogy, Pluralism and Practice, featuring articles by leading faculty and practitioners in education, the social sciences, humanities, and the arts, by returning to the Journal's Main Page


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There's no single route to success. Take Aerobie, which makes flying discs but also managed to create the hottest home coffee maker in years. Or Jason Blum, who produces low-budget movies that gross millions. Or John Henry, who rebuilt the Red Sox based on theories he developed as a commodities trader. As you'll see, the path to success is more important (and more interesting) than the rewards of being successful.
These stories also celebrate winning by doing the thing that isn't supposed to work, like selling chain saws by shunning Home Depot. It's about taking chances, like quitting your job on live TV. And it's about succeeding again and again—who better to ask about that than Shaquille O'Neal, a self-described Froot Loops guy in a Wheaties world? He's doing better now than ever.


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Stainless Steel Measure Cups
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|90' +3
|Into added time of the added time. AND IT'S A RED CARD FOR JURGEN KLOPP! He's sent to the stands!
|FULL-TIME: Eintracht Frankfurt 3-3 Dortmund
|90' +2
|Matmour is on the break, hassled by Subotic, but he can't find Inui and Lanig at the other end. He's won a corner. Tense times in Frankfurt.
|90' +1
|Kittel with a hurried block to deny Schmelzer progress. Gotzee crosses in at the far post, Trapp is caught here............
|OH MY WORD IT'S CLEARED OFF THE LINE! SCHWEGLER THE HERO! Lewandowski lets off an audacious overhead kick, which sails over the goalkeeper, but the captain fantastic saves his side. WHAT DRAMA!
|M. Lanig enters the game and replaces A. Meier.
|Frankfurt sub: Martin Lanig comes on for Meier. Into TWO minutes of added time.
|And at the other end, Kittel chases a 50 yard pass from the defence, with Weidenfeller claiming the ball in the end. End to end ending here, and we have a final substitution for the hosts.
|P. Schwegler gets yellow.
|ZAMBRANO! Superb clearance. Anderson found himself in a pickle, with Gundogan breaking free. Instead of shooting,he squares the ball, with Zambrano nullifying the threat. Klopp fumes on the touchline!
|GOTZE! Superb run, made by Grosskreutz. The substitutes combine, and Gotze darts in past a number of defenders, but takes one touch too many as Trapp comes to the rescue at his feet.
|Little under five minutes plus stoppage time left in a whirlwind encounter at the Commerzbank Arena. Will it end 3-3? Will Dortmund reclaim the lead, and the initiative? Or will Frankfurt maintain their perfect 100% record? I wish I knew.
|S. Kittel enters the game and replaces S. Aigner.
|İ. Gündoğan enters the game and replaces J. Błaszczykowski.
|Substitution from the hosts too: Sonny Kittel replaces the impressive and adventurous Stefan Aigner.
|Are Dortmund about to lose further ground in the title race.......in September?! BVB's final substitution, and it's Gundogan in place of Blaszczykowski.
|Matmour feeds Aigner with a weighted pass, before Leitner's hurried tackle which fails to come to the attention of the referee. Frankfurt still breaking, but Inui's ball outpaces him.
|AIGNER! It was close! Dortmund's susceptibility at set-pieces is being exposed here, as a dangerous inswinging ball is almost forced in, but luckily cleared by BVB's hurried pack of defenders.
|R. Lewandowski gets yellow.
|Lewandowski booked now and here we have another issue as referee Meyer hands Eintracht a free-kick after a challenge on Aigner. Schmelzer is not happy, and makes issue with the linesman.
|Dortmund not letting go without a fight here, as Lewandowski powers through the midfield and picks out Schmelzer on the left. An overhit cross follows, as Grosskreutz fails to connect at the far post.
|TV replay of that Anderson goal, and it was Hummels who was surprisingly suspect in the air, as the defender stole in. Armin Veh delighted on the touchline. An intriguing last ten minutes or so awaits.
|Surprising that Frankfurt who were just promoted last season, have even the nerve to trouble the champions this much. Utterly superb, and they'll do well to even make it five out of five wins, such is their dominance.
|Dortmund well and truly rocked, and the hosts' faithful are bouncing up and down. Lewandowski gives chase to a loose ball played by Gotze, but it's stopped by the offside flag.
|It truly is a fantastic spectacle at the Commerzbank Arena. Frankfurt, for all of their attacking forays and passing movement have done their bit, and have equalised for a second tiem! Can they hold on? Or even do better?
|Anderson Bamba has scored a goal for Eintracht Frankfurt! Assist by B. Oczipka.
|GOAL! MY WORD, WHAT A GAME! FRANKFURT HAVE DONE IT! It's 3-3! From the cross, it's played short by Inui, into Oczipka who crosses perfectly into the near post.Met by the head of Anderson, it sails into the net!
|Long throw-in launched from the left, but Rode in the box is easily beaten by the might of both Hummels and Subotic, who display their superiority in the air. It's still all Frankfurt.
|19 minutes for Frankfurt to try and salvage their perfect record. Dortmund need the win, especially with FC Bayern Munich ahead in tonight's other game against Wolfsburg. It makes for a tense finish here.
|Jurgen Klopp having a few words with the assistant, and after Zambrano takes down Lewandowski outside the area, the referee issues a prompt "get up" order.
|K. Großkreutz enters the game and replaces I. Perišić.
|Second substitution from Dortmund: Ivan Perisic is off for Kevin Grosskreutz.
|Immediately, the substitution Grosskreutz is clear, and almost in a position to pull the trigger before a superb last-ditch sliding tackle from Zambrano thwarts him. Absolutely brilliant.
|MEIER! Frankfurt are lining up to take shots, Dortmund are THAT stretched. Aigner crosses in deep, but a mix-up in the defence sees Meier fail to get a clean hit on it. The hosts are on top.
|INUI! Double chance spurned, and it was a great opportunity to draw level. The winger picked up the ball on the wing, easily getting past Perisic, and then Piszczek, before firing low with Weidenfeller equal to it. The second time, he is blocked.
|The lively Gotze attempts to evade the challenge of Jung on the touch-line, but Sebastian Rode gets involved, with BVB being awarded the throw-in. Veh is furious.
|Frankfurt still searching for that elusive equaliser, especially after that poor goal conceded by a lapse in concentration by the defence. Raucous atmosphere building here.
|Rohit Rajaram comments: Brilliant match!!!..... - I'll say! Send me your comments via Twitter to @mohammedali_93.
|K. Matmour enters the game and replaces E. Hoffer.
|First substitution of the game for Frankfurt. The somewhat isolated and disconnected Hoffer has been replaced by Karim Matmour. Hopefully, he can make some impact.
|C. Zambrano gets yellow.
|First booking of the match, and it's awarded to Carlos Zambrano who catches Lewandowski with a poor tackle. Free-kick drifted in, and it's an easy take for the keeper.
|KUBA! GLORIOUS CHANCE! And it's a top save by Trapp. The wingers are going crazy, as Gotze crosses one in towards the Pole, who ought to have really buried that. Should've been 4-2, and it isn't.
|It's truly end to end here at the Commerzbank Arena as Hoffer surges forward and shoots narrowly over Weidenfeller's goal. Given the circumstances of the last few moments, I thought it would be in!
|M. Götze has scored a goal for Borussia Dortmund!
|GOAL! DEFENDERS WHERE ARE YOU?! It's Dortmund who take the lead again, as Gotze intercepts Anderson who is totally lost on the ball inside his own penalty area, and the substitute calmly dribbles past and shoots low under Trapp. SILENCED!
|Those two goals were Armin Veh's 300th and 301st as a Bundesliga coach. Klopp got his 400th earlier on this evening. Milestones all round!
|T. Inui has scored a goal for Eintracht Frankfurt! Assist by S. Aigner.
|GOAAL! UNBELIEVABLE! ARMIN VEH'S SIDE HAVE PULLED IT BACK! Two goals in one minute for the promoted side, as Dortmund are stunned! Takashi Inui with the goal!
|The Commerzbank Arena has gone absolutely nuts in the last few seconds. Frankfurt, already on a high for pulling one back, have equalised. It's Aigner, who scored just moments ago, with a lovely cross from the right, beating Schmelzer, and Inui heads in at the far post.
|S. Aigner has scored a goal for Eintracht Frankfurt! Assist by T. Inui.
|GOAL!! STEFAN AIGNER MAKES IT 2-1! A brilliant counter, as Sebastien Kehl is intercepted in the hosts' half, as Frankfurt surge forward. It's Meier who has plouged through the defence, setting up Aigner who curls a delicious shot outside the area, and in! GAME ON!
|Good introduction for Gotze, as he pings two or three passes to Kehl and Schmelzer. Meanwhile, Hoffer is penalised for a rash challenge, the referee isn't happy at that.
|Leitner the victim of a poor tackle by Anderson, and referee Florian Meyer has a word with the defender. But the hosts are on the break here........
|Substitution at half-time by the champions: Mario Gotze has replaced the goalscorer Marco Reus.
|M. Götze enters the game and replaces M. Reus.
|WE ARE UNDERWAY FOR THE SECOND HALF! Dortmund 2-0 up.
|45' +1
|HALF-TIME: Eintracht Frankfurt 0-2 Borussia Dortmund.
|PERISIC! It's wide! The champions are looking for a third, but the Croatian's header from the corner is wide, with Lewandowski unable to get a touch.
|The patient 40,000 inside the Commerzban Arena have a free-kick to look forward to, after Kehl's late challenge. Meier is over it, but he fires it well over the bar.
|Bastian Oczipka's own goal is Jurgen Klopp's 400th as coach in the Bundesliga. Great milestone, as Dortmund have trouble at the back with Weidenfeller spilling a ball. Subotic on hand.
|MEIER! Oh it's pulled back for offside, and I'm not sure it was. Meier latched onto a beautiful ball from the midfield,past the last defender, and he selflessly squares for Inui who cannot tap into the net, it wasn't to be a goal anyway.
|Lewandowski has been rather isolated up front, but no matter. Cross in by Kuba is delivered deep, but the referee has spotted an infringement, as the hosts gain a free-kick.
|BLASZCZYKOWSKI! Good stop by Trupp who needed a second attempt to finally smother the ball. Great hit by the Polish international who smashes it first-time, curling furiously towards the corner, but the goalkeeper is equal to it.
|MEIER! It was poor, when it should've been better. Frankfurt overflowing on the left flank, as the cross comes in too fast for Hoffer to connect with. Instead, it falls at Meier who cannot adjust himself to take it well, as it sails over the bar.
|Rode surges forward, and carves out a great opportunity for Inui on the left. The winger, who has been rather quiet recently fails to get past Subotic as Hummels mops up behind. Still, the hosts are threatening.
|Oh, harsh decision from the referee, as Kuba tussles with Inui, but is penalised for a handball which he truthfully could do nothing much about.
|Ouch. Not a nice collision by Schwegler and Reus, who clatter each other after the Frankfurt captain missed the ball, and twisted his ankle. Both are alright, and will run it down.
|Superb move again by Dortmund as Frankfurt look to concede more territorial advantage to the champions. They're lining up on the left as Perisic and Schmelzer combine, but Jung tracks back well.
|MEIER! Ohh, that was close to being 2-1. Super hit from a free-kick by the midfielder, and it narrowly edges wide of the goal. Frankfurt are building momentum here.
|Piszczek is having an absolute stormer of a first-half here. Oczipka is having trouble even getting anywhere near him. The Pole has scored (dubiously, it was an own goal!) and assisted in less than three minutes. What a half!
|M. Reus has scored a goal for Borussia Dortmund! Assist by Ł. Piszczek.
|GOOALL! IT'S 2-0! MARCO REUS! What a finish, and what a move. The champions are back with a bang! Kehl plays a super pass to Piszczek on the right, and he pulls it back outside the area. Kuba leaves it, and the advancing Reus takes no second invitation to absolutely smash that into the bottom corner. Unbelievable.
|Well, it's gone down as an own goal by Bastian Oczipka, but he didn't know much about it. Poor goal for Frankfurt to concede, but the lovely techincal play from both Hummels and Piszczek was well worth it. 1-0 Dortmund.
|Ł. Piszczek has scored a goal for Borussia Dortmund! Assist by M. Hummels.
|Great interception by Hummels who clears the ball quickly before the interception of Hoffer. As BVB sound out a counter-attack, Schwegler brings down Perisic. Free-kick.
|A nice statistic: 12 of Dortmund's 13 goals (all competitions) in 2012/13 have been scored and/or assisted by their Polish stars Lukas Piszczek, Jakub Blaszczykowski and Robert Lewandowski. - all three are on.
|REUS! It's offside, but he's dragged it wide anyway. Lovely move by Kuba, finding Lewandowski who immediately plays a first-time ball towards Reus, but he's moved a fraction too early. The finish is dragged wide, despite pressure by Zambrano.
|Free-kick to Dortmund in a dangerous position as Perisic is tugged down by Rode. Reus curls in a cross, but it's an easy header for Anderson, rising above Lewandowski.
|Half-chance for Frankfurt as they attack down the right. Aigner once more evades the challenge of Schmelzer, but after being driven to the by-line, he is closed down. Signal of intent.
|Nice pass from Piszczek who attempts to hold off the challenge off Schwegler, and place a through ball for Kuba to chase on the wing. It sadly goes out, as Gotze looks on from the bench.
|Corner to Dortmund, as Blaszczykowski's searing run is checked by Jung. Reus' delivery picks out Kehl at the near post, but he pings a header harmlessly wide.
|On the balance of things, it certainly appears that Frankfurt could pose one or two problems for the champions, with Inui and Aigner particularly active on the sides.
|Free-kick conceded by Rode, after a late challenge on Kehl. On the touch-line, Klopp certainly doesn't look happy about something. Dortmund free-kick it is then.
|Both defences finding it hard to get on top of things as we approach ten minutes past. Lewandowski plays a delightful through ball in towards Leitner, who looked to have been pushed by Pirmin Schwegler. Nothing given, and play moves on.
|INUI! Oh, that was close as well. A particularly fluid start to proceedings here. Frankfurt hit on the counter, and it's Inui who comes in off the flank, deceiving Piszczek and shooting low and hard, as it edges wide.
|LEITNER! Great stop by Trapp, but the real damage was done by Piszczek on the wing. He left Oczipka for dead with a fine bit of skill and trickery, paving the way for a low cross which was deflected. Leitner let fly first-time, and it's beaten away for a corner.
|Blaszczykowski aims to locate a weighted pass in towards the advancing Reus, but it is overhit a tad. A poor ball by Jung almost catches goalkeeper Trapp, who gets the ball away from Lewandowski.
|Aigner somewhat lively on the wing, giving Schmelzer one or two problems. Meanwhile, an offside flag curtails Dortmund's progress.
|Oh, intuitive play from die Adler, but a mis-control of the ball by Aigner scuppers what could've been a very promising move building up on the flank. It was a lovely through ball from Zambrano to Aigner via Rode, but it didn't pay off.
|Early action taking place inside the Dortmund half incidentally, as Jung launches a throw-in into the box. Schmelzer fails to clear, but the inswinging shot by Inui sails high over Weidenfeller's goal.
|Good start by Dortmund, who immediately recoup the ball after losing it at the kick-off. Takashi Inui, scorer at the weekend surges forward, but is blocked out by an alert Neven Subotic.
|WE ARE UNDERWAY! Florian Meyer gets us started in tonight's match, as Dortmund attack from left to right.
|Good evening, and welcome to Goal.com's LIVE! text commentary from the Bundesliga. Tonight's encounter sees flawless Eintracht Frankfurt take on current champions Borussia Dortmund, at the Commerzbank Arena in Frankfurt. Unexpectedly somewhat, this has the makings of an intriguing match. Stay around for some team news.
|First of all, let me introduce myself. I'm Mohammed Ali, and I'll be guiding you through today's events for the next two hours. Don't forget to use Twitter to send us your predictions, musings and comments and tell me what you think throughout the 90 minutes - the handle is @mohammedali_93.
|Yes, it's been a solid month for Armin Veh's men who unceremoniously began their season with a German Cup defeat to minnows Aue in August. Since then, convincing victories over the likes of Bayer Leverkusen, Hoffenheim and Nurnberg has seen the hosts propel to the top of the league, bettered only by Bayern - and that's only on goal difference!
|Meanwhile, Borussia Dortmund suffered the ignominy of a first Bundesliga defeat in 31 games, or little over a year in Saturday's exhilarating 3-2 defeat to Hamburg. Despite Ivan Perisic's double, Son's strikes meant die Borussen could not add to their streak, with Hamburg's own 36-game record still yet to be beaten, despite being set 30 years ago.
|Some nostalgia surrounding this fixture. The last time these two met in Frankfurt in die Adler's last season in the top flight in 2010-11, Theofanis Gekas netted to earn Eintracht a 1-0 victory. The return, will go down in BVB's history, as it was the match they sealed their first of two consecutive titles.
|A few statistics from Opta: Eintracht have won two of their last three games against Dortmund (3-2 away, February 2010 and 1-0 at home, December 2010), but they were relegated from the Bundesliga in May 2011 after a 3-1 defeat in Dortmund. Frankfurt have scored more than one goal in just one of their last 11 meetings with Dortmund (in the 3-2 win in February 2010), while Borussia have scored more than one goal in just two of their last 16 visits to Frankfurt (4-3 win in 1995 and 2-0 in 2009). Dortmund have celebrated more Bundesliga victories against Frankfurt (36) than against any other team.
|EINTRACHT FRANKFURT: Trapp - Jung, Zambrano, Anderson, Oczipka - Schwegler, Rode - Aigner, Meier, Inui - Hoffer
|BORUSSIA DORTMUND: Weidenfeller - Piszczek, Subotic, Hummels, Schmelzer - Leitner, Kehl - Blaszczykowski, Reus, Perisic - Lewandowski
|TEAM NEWS The big news is that Mario Gotze doesn't make the starting line-up, with Jakub Blaszczykowski returning to the side, which also features Ivan Perisic. Youngster Moritz Leitner is given a run-out by Jurgen Klopp in place of Ilkay Gundogan, whilst the defence remains predictably unchanged. For the hosts, Schwegler returns from a knock suffered on Saturday, but on-loan Napoli forward Erwin Hoffer replaces the injured Olivier Occean, with the Austrian scoring at the weekend.
|It's a really good omen for Frankfurt, relegated the last time out in the Bundesliga. No promoted side have won four games in a row, and the 14 that have, have never finished below seventh place. In fact, six of them went on to win the entire thing.
|Atmosphere building at the Commerzbank Arena. Kick-off is imminent.
|An enjoyable half in the Bundesliga, as Dortmund's determination paid off with two quick-fire goals through Oczipka (OG) and Marco Reus. The hosts have been threatening, but they are lacking the killer pass in the final third. Join me again in 15 minutes for the second half!
|WHAT A GAME! Congratulations to both sets of players, it was a wonderful spectacle. Dortmund lose further ground, and Eintracht have lost their 100% record, but they won't care. A superb football match. Utterly brilliant.
|That's it from me tonight, join me - Mohammed Ali - again for live Ligue 1 on Saturday as PSG take on Sochaux. Stick around for further match coverage from tonight's other games here on Goal.com - until next time, good night!


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David & Victoria Beckham Arrive in Paris with the Kids
Fresh off celebrating Cruz's 8th birthday in London, David and Victoria and the rest of the Beckham brood arrived at the Gare du Nord train station in Paris on Monday (February 18).
The fashion designer matriarch looked chic in a blue and black short-sleeved top and navy skirt with her pointy heels while her dashing soccer star hubby held an adorable Harper in his arms.
Just two days earlier, the 38-year-old mother-of-four took part in London Fashion Week by helping to judge the Woolmark prize.
Along with fellow judges Diane von Furstenberg, Donatella Versace, and Natalie Massanet, she awarded the prize to an emerging international fashion talent. This year's winner is Belgian designer Christian Wijnants.
Enjoy the pictures of David and Victoria Beckham at the train station with their children (February 18).
Photo Credit: PacificCoastNewsOnline.com Photo Credit: FameFlynet.com


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Chestnut Crossing Apartments, located in Coshocton, Ohio, offers a world of convenience and comfort for family living at an affordable price. Our beautiful community is on 11.5 acres in a country setting with panoramic views and provides easy access to local schools, with bus transportation for K-12 students!
At Chestnut Crossing Apartments, we offer beautiful two, three, and four bedroom floor plans. Our bright, airy, and spacious townhomes are filled with wonderful amenities, including an all electric kitchen, plush wall-to-wall carpeting, a private balcony or patio, central air and heating, and extra storage.
Chestnut Crossing Apartments offers a tranquil haven for its residents. The peace and privacy of our community is just one of the benefits that our community offers. Access to public transportation, a children's play area, on-site clothes care facility, and a regular full-time on-site staff are just a few more. Come home to Chestnut Crossing Apartments today!


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Product Description
Manufactured in House
43 inch Single Plasma, LCD TV and Led Screen Flight Case
A protective Single Plasma Flight Case for a 43" screen.
We have designed this plasma case to be the best value on the market, large latches for longer life and stronger hold, heavy duty 35mm aluminum edging makes the construction ultra strong, UK rubber wheels with a high load rating and protective internal foam.
- Finished in black.
- Lift-off lid with 4 large butterfly latches.
- Weight of empty case approximately 40.0kg.
- 8 recessed flip handles.
- 4 x 100mm blue rubber castors (2 braked) - rated at 800KG per set.
- 35mm Aluminum edging (UK standard only 30mm)


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Welcome to Browning Caterers
FOOD ALLERGIES AND INTOLERANCES: Please ring for details if you are concerned about any allergies or intolerances in our menus and a member of our staff will be able to advise you.
10% discount on a Hog roast or a disposable buffet if you book our Wedding package for your wedding breakfast. Please ring for details.
We now accept Credit/ Debit card payments. Please go to our booking page for more details.
Tel: 01443 432539/ 07813525894 Email :firstname.lastname@example.com
See full details here Wedding Package 2017
We are proud to announce that we've been awarded a five star rating for our hygiene standards by the Foods Standard Agency Wales after our recent inspection on the 7th June 2016. Go to our Photos section to view the certificate.
We provide an expert Mobile Catering Service throughout the Southeast and Southwest Wales area. Offering an extensive range of hot, cold and buffet menus that can be altered to suit your own requirements. We can arrange anything from Chair covers, table linen to mobile bar hire and much much more.
Specialising in large or small functions such as Weddings, Christenings, Business Lunches, Social functions and Birthday Parties; we now have a fleet of four modern vehicles to deliver your orders directly to your door.
Please check out our menus and prices. All prices quoted are for 40 or more guests. Please enquire about prices for parties of less than 40.
If you would like us to cater a forthcoming event, please contact Neil or Karen to check the availability of the date or check the calender in our booking form page:
Telephone 01443 432539/ 07813525894
Email: email@example.com
If the date is available, complete the booking form, and submit it to confirm your order. Alternatively, you can print the form, then fill it in and post it to the address in the contact section, along with your deposit.
We also have a list of the venues we have catered at. These venues are open to weddings and all social functions. Please contact the venues for details.
And check out the links page for information about local florists, discos, chair covers, photographers, jewellerey and local venues. Please let them know that you heard about them from our website.
Please Note:
- We require a £100.00 non-refundable deposit to confirm your booking. We will hold the date for 7 days pending receipt of your deposit. If a deposit is not received, we will release the date again.
- We reserve the right to alter prices and the contents of chosen menus if necessary. Please check our web site regularly for changes.
- Final number of guests are given three days before the date of the function and shall be charged for at the full rate.
- Tables are covered with paper banqueting roll which is included in the price. Linen cloths are available for hire if needed. Please follow the additional extras link for costing or please ring for details.
- For weddings in 2016/17 we require 50% of the final balance to be paid six weeks before the date of the wedding, Please ring for details.
- Card payments now taken. Charges apply on payments over £100-00. 0.5% on debit cards and 1% on credit cards


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Social Security
Ask Social Security Questions and Get Answers ASAP
Thanks for your follow up question.
Thanks for requesting me.
You should be fine, because social security goes by the date of disability when determining whether or not you are eligible for benefits.
ok, that is how I read it but wanted to make sure they didn't disqualify or penalize for not applying at the time of the disability.
No, they shouldn't.
Is there anything else I can help you with today? If not, please rate my response positive so that I may receive credit for assisting you further today
ok, thanks. It spells it out pretty clearly in their booklet about "recent work test" and it fits the criteria, but it can be confusing. So you think not to worry about that?
I would not worry about that.
Thanks. Anything else?
I think I'm good. I appreciate your help. A lot of information to dig through on this topic.
Yes, I understand. If you need anything else, you know where to find me.
I think most people apply for SSD right away and since we did not, and are just now getting ready to do so, I did not realize there would be these kinds of questions. You have answered them and I think I am fine with all that. I didn't think SS could disqualify based on applying years after the fact, but it certainly was a concern when I saw that on the recent statement.
Yes, I understand your concern about this. Now, they may deny you at first, but if you get a good SS attorney he will ensure you get your benefits. Don't worry if you are denied at first. a large percentage are even if they apply right away.
Thanks for that... yes, I understand about possibly being denied being a good possibility at first, just based on the disability part. I wanted to make sure I understood everything regarding actually qualifying, which I do, and then add in the WCC settlement, which you helped me understand that impact, and it appears that it will not impact any benefits I would get. I have a recommendation for a 30+ SSD attorney and will consult with him before applying and enlist his help in doing so. Thanks for easing my mind.
Any time. Please let me know if I can help you any more.
Also, please don't forget to rate before exiting the chat today
Megan - sorry to be a pain, I am wondering if the specific language of lifetime expectancy is not used in a WCC lump sum settlement agreement, then SSD can use other methods to determine offset, which could be detrimental to the claimant. See below I found:
If no rate was specified in the settlement, the SSA would be free to use the state workers' comp maximum. If the state maximum is $370 a week ($1,603.33 a month), that alone exceeds the 80 percent rule and the claimant will lose $800 Social Security benefits for more than 12 months. ($20,000 at $1,603.33 a month=12.47 months.) On the other hand, the claimant could have structured the workers' comp settlement at a payment rate of $140 a month for 142 months. The $800 a month Social Security benefit plus $140 a month offset for the lump-sum award does not exceed the maximum ($1,600), so no reduction in Social Security benefits would occur. The total savings to the claimant are almost $10,000. ($800 x l2.47 months = $9,976.) Courts have upheld an SSA decision to apply either the rate used before settlement or a state's maximum workers' comp rate as within the discretion of the secretary of HHS.(11) Most cases that have challenged these decisions are found in favor of the secretary. Therefore, proper planning at the time of the workers' comp settlement is essential to achieve a favorablefa·vor·a·ble adj.1. Advantageous; helpful: favorable winds.2. Encouraging; propitious: a favorable diagnosis.3. ..... Click the link for more information. outcome for a claimant. Case law demonstrates the pitfalls of inadequate planning of workers' comp settlements. Unplanned or inadequately specified settlements often give the SSA the discretion to adopt a proration ProrationA situation during a corporate action in which the available cash or shares are not sufficient to satisfy the offers tendered by shareholders. Therefore, a proportion of both cash and shares is granted for each offer tendered. that is less favorable to the claimant.
I will be doing a consult with an attorney. I was just trying to figure out if there would be an offset and if so, how much. Everything I read indicates that SSD will only use the lifetime expectancy if that language is contained in your settlement agreement. If not, then they can use prior WCC payment amount, from date of disability to age 65, so that effectively changes the offset to more than if you use life expectancy.
ok, that makes sense. I was getting confused thinking they would use the weekly workers comp amount of $775 paid out back in 2005 before the settlement and divide that by 65,000 and come up with 20 months that SSD could be offset. That all seems so complicated.
if they use the 20 years between age 45 disabled and 65 retirement age - then i would be ok
ok, thanks for staying, and your extra explanations.


text: Art Stage Singapore is the leading Asian art fair connecting the world to the best of Asian contemporary art. With a deep understanding of Asia's dynamic visual arts scene, Art Stage Singapore presents the diversity of contemporary art rising from the region. Presenting handpicked galleries from Asian and Western countries that complement each other, Art Stage Singapore promotes dialogue not only between Asia and the West but amongst the countries of the Asian region as well. Art Stage Singapore's consistent support of Asian galleries, artists and art practices positions the fair as the region's international voice, representing the interests of Asian contemporary art in the global arena. More than a market platform, Art Stage Singapore is the definitive rendezvous point for discourse and exchange of ideas on the ever evolving Asian art scene.


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Ronkonkoma, NY, USA < change city >
Florists (32)
Bands (24)
DJs (23)
Wedding Day Beauty (23)
Caterers (21)
Limos (17)
Cakes (12)
Videographers (9)
Invitations (7)
Wedding Fashion (6)
Coordinators (6)
Officiants (6)
Tuxedos (5)
Jewelry (3)
Rentals (3)
Ceremony Sites (102)
Reception Sites (73)
See All Vendors >
Hank Lane Music
65 West 55th Street
New York, NY 10019, USA
Bands/Live Entertainment, C...
11 ratings, 11 reviews, 13 weddings
We wanted to have a Motown, Funk, 50's, 60's, 70's vibe to the music at our weddi...
Duet Photo/video
Long Island, NY, USA
5 ratings, 5 reviews, 7 weddings
I loved working with Duet for our wedding. Danny's team was great to work with & ...
Skyline Orchestras
85 Widgeon Ct
Great River, NY, United States
Bands/Live Entertainment
4 ratings, 3 reviews, 5 weddings
Absolutely Perfect. They read my guests and played music that kept them on the fl...
NY Filmworks
47-39 43rd street
Woodside, NY 11377, United States
718 406.6778
Videographers, Photographers
3 ratings, 3 reviews, 3 weddings
We recently had our wedding at Guastavino's in New York and wanted to share our f...
Daffy Apples
Burlington, WI, USA
3 ratings, 3 reviews, 3 weddings
We had a fall wedding and had carmel apple favors. Daffy Apples were easy to work...
Lands End Caterers
80 Browns River Rd
Sayville, NY, United States
Reception Sites, Ceremony &...
3 ratings, 2 reviews, 20 weddings
OMG! They truly out did themselves. Land's End (Lovin Oven) are truly magnificent...
The Inn at Longshore
260 South Compo Road
Westport, Connecticut 06880, USA
Ceremony Sites, Reception S...
3 ratings, 2 reviews, 15 weddings
Beautiful location, great food and super accomodating. The minute that my husband...
Venetian Yacht Club
494 Fire Island Ave
Babylon, NY 11702, US
Ceremony Sites, Reception S...
2 ratings, 2 reviews, 12 weddings
The Venetian is unbelievable. The amount of food they put out in the cocktail hou...
Gardenia Organic
150 W 28th Street
15th Floor
New York, NY 10001, USA
2 ratings, 2 reviews, 2 weddings
Very flexible, very creative, and high quality work. We also liked the organic n...
Christina Bohn Photography
1113 Rt 25a
Stony Brook, NY 11790, USA
2 ratings, 2 reviews, 2 weddings
Christina is the best to work with. You don't even know she is there and yet you ...


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Flashing penetrations in new construction brick veneer.
I'm building an addition that will have a full brick veneer exterior (not thin brick). I've found lots of info about flashing windows, doors, ledges for brick but nothing about other penetrations.
I'm uncertain about how to prepare the following penetrations before the brick mason arrives: dryer vent, water spigot and A/C lines. I might also be having a propane line put in. That would likely be a 1" black iron pipe through the wall that a regulator will mount to just outside of the brick wall.
So how are these pentrations set up, sealed or flashed before the brick masons arrives?
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text: I just fixed this problem and wanted to put the info out there. Mine was not the AIR motor, I could hear it running every cold start. I checked the solenoid and it was working. I then checked each check valve with a vacuum pump and found the rear one not pulling a vacuum. I plugged the vacuum hose going to the rear check valve and the code went to P1415 (AIR system bank 1). Replaced the valve, no more check engine light.


text:
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Hosts: Vincent Racaniello, Dickson Despommier, Alan Dove, Rich Condit, and Kathy Spindler
The TWiV team consider how the kinase mTOR modulates the antibody response to provide broad protection against influenza virus, and explore the problems with scientific research.
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text:
Roasted Eggplant with Goat Cheese and Sun Dried Tomatoes
Slideshow: More Eggplant Dishes
- Active:
- Total Time:
- Servings: 4
- 1 medium eggplant (1 pound), cut into 1-inch dice
- 3 tablespoons extra-virgin olive oil
- Kosher salt and freshly ground pepper
- Crumbled goat cheese
- Thinly sliced sun dried tomatoes
How to make this recipe
Preheat the oven to 425°. On a large rimmed baking sheet, toss the eggplant with the olive oil and season with salt and pepper. Roast for about 20 minutes, tossing half way through until golden and tender. Transfer to a bowl and toss with the coat cheese and sun dried tomatoes.
Contributed By Melissa Rubel Jacobson


text:
Letter to the Editor: Levine supported for post
October 25, 2013 10:50 AM
As a tax collector myself and a co-worker in the treasurer's office, I have had the opportunity to work with Barb Levine, the Democratic candidate for tax collector in White Township.
She works well with the public, has great communication skills and is very detail oriented.
Barb possesses the knowledge and skills necessary to be an efficient tax collector.
She would be a definite asset to White Township and to the Indiana County Tax Collector Association.
Debbie Boring
West Wheatfield Township tax collector


text:
Cars > Events > 10th Annual Corvette Spring Fling
Contact Information
- Dan Hickman
- 515-961-7339
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About 10th Annual Corvette Spring Fling
10th Annual Corvette Spring Fling
Tenth Annual Corvette Spring Fling
On The Square in downtown, Indianola, Iowa
Saturday, June 7, 2008 — Rain or Shine
The largest all Corvette car show in Warren County.
The Warren County Corvette Club invites you to join us kick off the 2008 car show season. The show will include.............
• 50/50 Drawing;
• Good Food;
• Great Music;
• Many Awards, Raffles, Door Prizes and Surprises throughout the day!
Vettes on The Square will start off another great Corvette summer.
Registration. . . 9 AM to Noon
Participant Judging. . 1 to 2 PM
"Hot Pipes" competition. . . . 2 PM
Awards . . . 3 PM sharp.
Prize Categories
• C-1 Stock (1953 – 1962)
• C-2 Stock (1963 – 1967)
• C-3 Stock (1968 – 1982)
• C-4 Stock (1984 – 1996)
• C-5 Stock (1997 – 2004)
• C-6 Stock (2005 – 2007)
• Best of Show
• Best Host Cars
• Best Sounding Pipes
• Largest Club Participation – Cash Award
• Mayor's Choice
WCCC Board breaks all ties and will pick Best of Show.
$15 Registration Fee (Includes Show Photo and "Goodie Bag")
Proceeds go to local charities
Official Registration Form 2008
Corvette Year (s)_________________________Class____________ /_______________
Name__________________________________ Address__________________________
City_____________________________ State____________ Zip _____________
Phone____________________________ E-Mail____________________________
Spouse/Friend_____________________ Car Club__________________________
Liability: Entrants and participants by execution of this Registration Form agree to accept full liability for any injury or loss of property, agent and employees at anytime and from any cause on premises of this event. I expressly release the WCCC, their Officers, all Poker Walk stops and the City of Indianola from any liability for such loss or injury and agree to provide and pay for my own insurance.
Signature (required)_____________________________ Date_____________
The Corvette Show will be held on the square in downtown Indianola, Iowa. Registration will begin at 9 AM and close at Noon. Judging will be from 1 to 2PM by participants with awards being presented at 3pm. WCCC Board will pick Best of Show. Best sounding pipes event will be held at 2 PM. Food and shopping are available on the Square. Door prizes, shirt sales and a 50/50 drawing will be awarded between 1PM and 3PM.
Please make checks payable to the Warren County Corvette Club. Mail your signed form and check to PO Box 476, Indianola, IA 50125. If you have any questions, call Dan Hickman at 515-961-7339 or check out our web site at http://clubs....m/wccorvette.
Please plan on participating in the fun and enjoyment of showing your Corvette on the Square in Indianola.
The registration fee is $15 per car with proceeds donated to local charities.
Saturday, June 7, 2008 – On The Square
Rain or Shine
Date and Time
Sat Jun 7, 2008 from 9:00 am – 3:00 pm (CDT)
Location and Mapindianola, IA at the square
Indianola, Iowa 50322
United States