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In 2003, a stockholder of the biopharmaceutical company ImClone Systems was convicted of insider trading due to her selling of her stocks after a broker at Merrill Lynch informed her that the chief executive officer (CEO) of ImClone Systems sold all of his company shares. The convicted stockholder made an early sale, selling 4,000 shares of her stocks which saved her losing as much as $45,673. Punishments for her conviction included payment of a $30,000 fine and five months imprisonment.
The crime insider trading refers to the unfair practice of making investment decisions based on undisclosed (not yet made public) information about a company's securities or stocks. An insider has access to valuable non-public information on stocks or other securities of the corporation. It can either be a person (like a broker, a client, a key employee, an executive, a director or a major owner of stocks) or an entity (such as bank, a law firm or a government institution). There are two reasons why insider trading is illegal: it gives tipped individuals market advantage over common investors (this weakens the sense of fairness in investing); and, it violates the trust investors place in the securities market.
Not all acts of insider trading are illegal, though. Its legal version is when corporate insiders, officers, directors, employees and large shareholders, buy and sell stock in their own companies. When corporate insiders trade in their own securities, they must report their trades to the SEC.
To determine illegal insider trading activities, the SEC monitors the trading volumes of stocks. Volume of stocks usually increases after information on company securities is released to the public. If volumes increase dramatically, however, even when no substantial information has been released, this will be interpreted by the SEC as a warning flag. This will then be investigated by the SEC to find out if illegal insider trading was committed.
According to securities fraud lawyers of Erez Law, the Securities and Exchange Commission (SEC) and other organizations set federal regulations for brokers, investment advisers, and firms in the United States. A few of the federal laws that firms and their brokers must follow include:
These four acts describe a few of the dozens of laws that people and companies in the securities industry must follow. In addition to federal securities laws, every state enacts their own securities law. An attorney who specializes in broker misconduct will have a comprehensive list of all laws and regulations that brokers and brokerage firms must follow and can help you explore all your legal avenues. Contacting an attorney about your losses will give you a better idea of your recovery options.Learn More
A hit-and-run is the Illegal activity wherein an individual causes an accident yet refuses to stop and provide appropriate identifying information between him and the other participant of the crash. Rather than assume liability, the individual continues driving. According to Mazin & Associates, such individuals unfairly diffuse the responsibility of the accident to the innocent party. The term hit-and-run may conjure an image of an assailant fleeing the site of a major accident. This is not always the case. The underlying concept of a hit-and-run is not the extent of damage caused by the accident, but rather the action of fleeing the scene. In this way, if an individual performs a minor accident such as a small fender-bender or accidentally bumps into a parked car and fails to leave a note with appropriate personal and financial information, then he or she has engaged in a hit-and-run. Similarly, if you are the victim of an accident, and you do not disclose personal information to the wrongdoer, then you have committed a hit-and-run. In summary, anyone involved in an accident, whether the offender or the victim, is capable of engaging in hit-and-run.
When an accident occurs, the participants involved acquire the appropriate information i.e. insurance cards and personal contact information and, dependent on the state, they must alert emergency services. When an individual does not do this, then he or she must face certain penalties. The penalties from fleeing from a scene vary widely by state. The classification of hit-and-run are dependent on the damages accrued, some are felonies while others are misdemeanors. Again, the monetary penalties of a hit-and-run vary by state with some ranging up to $20,000. Apart from the financial consequences, the wrongdoer is also subject to suspension of his or her driver's license for a specified amount of time dependent on circumstances of the accident as well as the state in which it occurred.Learn More
For most employees, not getting the right wage is an injustice. You work hard for 8 hours and even work overtime if necessary only to end up not being paid the wage they deserved. This is a longstanding problem that has plagued the American workforce. The website of William Kherkher reveals that misclassifying a regular employee as an independent contractor leaves them out on many important benefits.
For many employers, such practice saves them a lot of money so that even if the employee should be treated as such under the law, companies are willing to break the law just to save some money. The US Department of Labor revealed that around 10 to 30% of employers misclassify their employees. IN four states that have conducted studies, it was found out that around 1.8 million workers were found to have been misclassified.
As an employee, what can you do to recover the wages you have lost? First, try to talk to your employer. Clarify with them your real classification with them. Explain to them that you think they have wrongly classified you as an independent contractor. After all, you deserve an explanation from them why they consider you as a contractor than an employee.
If talking to your employer does not solve the problem, get the attention of the IRS. You can ask the agency to determine your employment status for the purpose of taxation. You can file IRS Form SS-8 and there is no fee for doing so. Upon receipt of your complaint, the IRS will call your employer in order to determine what your status should be. The decision of the IRS shall be binding on the agency and not on your employer. However, non-compliance by an employer can have legal ramifications.
If you were fired or laid off by your employer, you can file for an employment insurance claim. Tell them that you were misclassified as a contractor. If after the investigation and the state unemployment agency deemed that you should be treated as an employee, you will be entitled to receive your backpay as well as insurance premiums.Learn More
Property owners have the responsibility to ensure that your premises are safe for your tenants. This is also the assumption that they will have once they occupy one of your units. But at the same time, visitors also have a reciprocal duty of care towards the property owner. When this responsibility is breached, the tenant or visitor can file a premise liability claim.
According to the website of Karlin, Fleisher & Falkenberg, LLC, it is the duty of property owners to ensure the proper upkeep and maintenance of their surroundings. However, the liability of the property owner depends on the legal status of the visitor. Generally, there are three types of visitors in a property:
An invitee enters the premises for business purposes at the owner's request. Examples of an invitee include customers, contractors, sales people, repair men, and others.
This is a person who was invited at the premises by the property owner through invitation. For example, there is a party at the property. A licensee can make the property owner liable if they are able to prove three elements:
A trespasser is neither an invitee nor a licensee so the property owner does not have any duty of care to them. If they get injured while inside the premises, they cannot file a claim. However, the owner cannot deliberately make the surrounding risky for trespassers. If he does so, the trespasser can make him civilly and criminally liable.
While they are just visitors to the premises, they have the legal duty to mitigate any injuries. They should take reasonable precautions to prevent injury. If the visitor gets injured, they should properly treat the injury or else they could not make the property owner liable.
Likewise, in most states, comparative fault is adopted. Thus, if the visitor was partially or fully responsible for their injuries, they cannot recover damages.
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If the same problem has been the reason why a group of vehicles of the same design has been involved in an accident, then it may be necessary that such vehicle be recalled. Vehicle recalls, according to the National Highway Traffic Safety Administration (NHTSA), may be necessary:
Vehicle recalls usually happen due to complaints consumers make to the vehicle manufacturer or to the Office of Defects Investigation (ODI), a department of the NHTSA. Regarding safety belts or seat belts for example, Chrysler, specifically, is said to have recalled (in October of 2014) about 184,215 SUVs around the globe due to defective airbags and seat belts; this is besides the more than 850,000 Ford vehicles that were recalled a month earlier due to the same problems.
Seat belts are still considered the best protection for drivers and passengers during car accidents. This is because these crash-safety devices protect drivers and passengers from hitting with great force any of a car's interior parts (such as a door window, dashboard, or windshield) after the primary impact, that is when a car hits another vehicle or object. But while seat belts may be said to save thousands of lives, there have also been instances when it was rather the cause of injury or death – due to defects.
A defective or malfunctioning seat belt, may be due to poor manufacturing or poor design, can cause a person to suffer serious injuries during a secondary impact (when he or she slams into an interior part of a vehicle, or is thrown outside, smashing into the windshield and then with whatever thing in the exterior environment). In fact, every year, at least 10,000 (of the more than 30,000) individuals who die in car crashes are said to have died due to faulty seat belts.
The Massachusetts car accident lawyers at Crowe & Mulvey, LLP, know for a fact that all those who purchase vehicles fully assume that the vehicle, with all its parts, is in good operating condition, has complied with all the safety requirements set by the FMVSS and is free of any defect. While it can be said that no one more than the manufacturers would want their vehicles to be defective and, worse, be the cause of accidents and injuries, thorough tests on their vehicles' design and performance may just show a flaw they never think might exist. In short, despite the never-intended defects, once an accident occurs, its consequences would be on their shoulders.
The website yvonnefraserlaw.com also shares vital information on accident victims' right to file a lawsuit against manufacturers of defective vehicles in order to seek compensation for all the injuries, pains, sufferings and damages resulting from the accident.Learn More
There are two factors that make offshore outsourcing a continuously growing industry in developing countries: the need of a host company (from a developed country, such as the United States or United Kingdom) to cut costs and maximize profits, and the capability of a third party organization to access and deliver digital data (fast and easy) almost anywhere around the globe through the use of global electronic internet network.
Offshore outsourcing refers to the practice of contracting out a business process to an external third party organization (located in another country). Besides cutting costs and maximizing profits as the main reasons why host firms resort to this business strategy, lack of individuals with the necessary skills is also cited as another essential factor – a concern that can easily be addressed by the chosen third party firm and at a much lower cost too. This is because cost of salary and operating costs in developing countries, considering currency conversion, is definitely so much lower compared to performing the same business functions in the host firm's own country.
According to www.ppocoutsourcing.com, among the many developing countries, the Philippines is one country where offshore outsourcing has grown particularly fast. Some of the reasons for this include: the government's increasing support on IT investment and the availability of good telecommunication infrastructures that are reasonably priced; high-quality locations at low cost; income-tax holiday offered by the government; and, a large pool of graduates (up to 400,000 every year) with good English communication skills and knowledge in ICT as potential candidates for needed job vacancies (this means that outsourced projects are handled by English speaking and highly-skilled professionals).Learn More
There are different reasons why workers get injured on the job, with some injuries being serious enough as to affect their financial capacity. This happens if an injury renders a worker not capable of reporting back to work immediately due to the severity of the physical harm that he or she has sustained. Some of the most common causes of injury that the US Department of Labor has identified include:
The law allows workers who suffer job-related injuries or who develop an illness due to exposure to hazardous substances to receive financial benefits through the Workers' Compensation Insurance program (also known as Workers' Comp). This financial assistance may be received by an injured worker, regardless of whose fault the accident (which caused the injury) is; it is specifically intended to cover cost of medical treatment, lost wages, vocational rehabilitation and death.
Workers' Compensation is mandated and administered by the state. While the Federal government, through the Occupational Safety and Health Administration (OSHA), requires employers to create a safe and healthy working environment where all their employees can perform their daily job without risk or fear of getting injured, this same government, as well as state governments, also require that employers make Workers' Compensation coverage a part of employee benefits. Often, however, despite the injury or illness, employers and insurance providers make it so hard for workers to claim the benefits they are legally entitled to receive. The reason, clearly, is higher cost on the part of employers, meaning, the more workers getting injured or the higher the amount of benefits being claimed by an injured worker, the higher the insurance premiums the employer will have to pay.
Regardless of the costs an employer will have to pay though, the website of law firm Robert Wilson & Associates emphasizes the right of workers, whose injury or illness is job-related, to the cash benefits that they have a legal right to receive. It is necessary, however, that workers also understanding this right, its limits and the requirements that will make them qualify to receive Workers' Compensation benefits.Learn More
According to the National Center for Health Statistics (NCHS), about 118 million prescriptions are written by doctors for antidepressant drugs every year, making these the third most prescribed type of medication in the US. Antidepressants are usually prescribed by psychiatrists to people suffering from severe illnesses or severe cases of depression. Many doctors, however, prescribe this type of drug to those with only mild cases and even for off-label use, that is, for purposes not approved by the US Food and Drug Administration (FDA), such as treatment for headache, insomnia, premenstrual dysphoric disorder (PMDD), and as an aid in helping people quit smoking – this act is actually an issue of concern to the Department of Mental Health and Substance Abuse of the World Health Organization, which says that so many people in the US, who should not be taking the drug, are being prescribed with it anyway.
One example of antidepressant drug is Zoloft (sertraline chloride), a drug developed by Pfizer in 1990 (in the United Kingdom where it was sold under the name Lustral). It was later introduced in the US and approved by the FDA as treatment for depression, anxiety disorder, panic disorder, obsessive-compulsive disorder, premenstrual dysphoric disorder (PMDD), and post-traumatic stress disorder (PTSD). After being proven effective and with fewer side effects, as compared to other types of antidepressants, Zoloft eventually became the number one antidepressant in the US with close to 30 million prescriptions every year.
Zoloft actually comes from a group of drugs known as selective serotonin reuptake inhibitors (SSRIs); these drugs have been formulated to control major depression and other types of mental illnesses by controlling the level of serotonin in the brain (serotonin is a neurotransmitter believed to affect sleep, mood and learning.
Zoloft may have been proven safe and effective in treating depression and certain types of disorders in patients, however, if used by pregnant women or those trying to conceive, risks of serious birth defects become a threat (there is also danger if Zoloft is taken while being treated with certain types of drugs, like methylene blue injection, pimozide, and MAO inhibitor, such as selegiline, isocarboxazid, rasagiline, phenelzine, tranylcypromine and linezolid). The website of the lawyers at Williams Kherkher offers helpful information about Zoloft and the serious threats pregnant women may face if they take the drug.
Prescription drugs are not the only ones identified as causing adverse effects in patients, though. Different kinds of medical products or devices have also been linked to the development of new and serious medical conditions instead of improving patients' quality of life. One specific example of a medical device that causes complications is the Stryker Hip Implant, a prosthetic implant intended to treat people suffering from fractured hip joint, or improve or replace a patient's biological makeup.
Introduced by Stryker Corporation in 2008 and approved by the US Food and Drug Administration (FDA) a year later, this artificial medical device is placed inside the body of a patient through surgical procedure. Two products from Stryker Corp. obviously caught the attention of surgeons due to their advanced design which can be mixed and matched to suit a patient's life style and preference: the ABG II Modular Neck and Stem and the Rejuvenate Modular Hip Neck and Stem.
As many as 20,000 patients were said to have been implanted either with the Stryker ABG II or the Rejuvenate Modular Hip Neck and Stem from 2009 to 2012. Then, in 2012, even as these Stryker products continued to be implanted in patients, Stryker Corp. had these recalled due to complaints, namely, implant failure and metallosis or metal poisoning, which is the buildup of metal debris in the body's soft tissues, causing bone and tissue death and severe pain.
The website www.williamskherkher.com/practice-areas/mesothelioma-lawyer/ offers vital information about Stryker hip implants, examples of complications reported by recipients of these implants, Stryker's responsibility over patients harmed by its defective products and rights of those injured by such products.
Patients have the right to demand, first, quality care and service from doctors, who they trust will effectively treat their condition and, second, safe and effective products from manufacturers, who they believe would produce only products that will neither worsen their condition nor develop in them worse complications. Surgeons and/or manufacturers who end up violating patient trust can be made to answer in court, where they may be ordered to compensate anyone they harm, as well as be prevented from making harmful mistakes in the future.Learn More
Based on records from the Centers for Disease Control and Prevention (CDC), as many as 1.4 million drivers were arrested in 2010 due to intoxicated driving or driving under the influence (DUI), alternately referred to as driving while intoxicated (DWI) in some states. Probably due to the strict implementation of anti-drunk driving laws and the zealousness of traffic enforcers in catching violators, the number went down to 1,171,935 in 2013; despite the decrease, though, the figure is undoubtedly too high still.
All across the US the blood alcohol concentration (BAC) level limit for car drivers is 0.08% (this level can be reached after consuming four regular bottles of beer within an hour). This means that any suspected driver who registers a 0.08% (or higher) BAC level (after he or she is stopped by traffic enforcers) will be considered alcohol-impaired and charged with DUI or DWI.
Alcohol, as various studies have consistently shown, weakens an individual's motor skills and mental capacity, thus, affecting his or her perception, judgment, coordination, reaction time, and overall capability in maintaining focus on the road. According to the website of David Ravid & Associates, it is primarily due to this weakened control over these skills why drunk driving is considered a major road offense. Simply put, alcohol impairs a driver, thus, increasing risks of accident and risks of harm or injury to other motorists and pedestrians.
Despite the overwhelming figures on arrests and fatal accidents (at least 10,000 annually), the gravity of the charge, the harsh punishments (heavy fines, imprisonment and others), the continuous educational and informative campaigns, and warnings of risks of accident and injury, some drivers are just either obstinate or too careless, as they continue to get behind the wheel even when intoxicated. Due to this careless attitude the law, therefore, holds them fully accountable for any untoward event that they may end up causing – property damage, but more so, injury or death.
Car accidents, however, have far more serious results than just property damage and physical injuries. These, as stressed by Russo, Russo & Slania, P.C.'s website, also cause serious and long-lasting physical, emotional and, often, financial repercussions. Victims have a right to seek monetary compensation in court.Learn More
According to the International Association of Amusement Parks and Attractions (IAAPA), more than 350 million guests flock to theme and amusement parks annually, and this is in North America alone. Theme and amusement parks are very popular destinations, whether for individuals, group of friends or families. These are among the best places where families can have a more meaningful bonding or where anyone can have his or her fill of thrill and adventure.
Behind the thrills and excitement offered and promised by theme and amusement parks, however, the law firm Williams Kherkher points out the risks of injury visitors may be exposed to. These injuries, which range from mild to severe, and in some instances, fatal, and which are sustained by thousands of visitors every year, may be due to any of the following causes: slip-and-fall accidents; trip-and-fall accidents; assault; ride malfunction or mechanical failure; operator behavior; and, defects in ride design.
Due to these risks, amusement park owners are, therefore, charged with the legal duty of making sure that all their visitors are safe; this means keeping all features and areas of their parks in safe condition, and adhering to regulations on ride design, construction and regular inspection.
While many lawsuits filed by those who get injured base their case on employee negligence, many more pursue injury claims based on premises liability. By premises liability, what is referred to is the responsibility of property owners and residents in maintaining their environment relatively safe, holding them liable for accidents and injuries that occur therein. There are many different kinds of incidences that can lead to premises liability claims, including slip-and-fall and, in reference to amusement parks, injuries suffered on rides.
The website of The Chris Mayo Law Firm also points out the responsibility of property owners in making sure that their visitors and guests are never exposed to health and safety threats or face accountability for the results of their negligence. Despite clear proofs of injury, there can be instances when proving a property owner's liability may be more challenging.Learn More


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[SS] Where did you earn your undergraduate degree, and what was your major?
[AM] I earned my BA in Economics from Brandeis University.
[SS] Why did you choose Brandeis IBS for your Graduate Business Program and how did you decide it was the right time to get your Graduate degree?
[AM] I chose Brandeis IBS because it gave me the unique opportunity to be a part of the BA/MA class at the school. In addition, I felt that Brandeis IBS would further develop my skill set and understanding of international business.
[SS] Did you have a favorite class?
[AM] My favorite classes were those taught by Professor Ben Gomes-Casseres because he kept the students engaged and he really challenged us as we analyzed case studies.
[SS] Were there any particular resources you used to network that you found helpful when you were seeking a post grad job?
[AM] In addition to the Brandeis IBS Career Center, I found networking with Brandeis alumni and friends in Los Angeles to be a vital resource for post-graduation employment, and as I continued down my career path.
[SS] Can you tell me what your career path was like leading up to your current role?
[AM] For three years, I was the Vice President of Sales and Marketing for Stardust Diamonds, a manufacturer and wholesaler of luxury diamond jewelry, specializing in bridal jewelry for large and fancy colored diamonds.
I spent the next two years as the Director of E-Commerce and Marketing at Kobelli by Baguette World, a manufacturer and wholesaler of mass market diamond jewelry, specializing in bridal jewelry and price point diamond jewelry.
Finally, after spending several years learning about the industry and developing my network, I founded West Coast Jewelry in January of 2007. West Coast Jewelry is a leader in the fashion jewelry market. Our products are sold through WestCoastJewelry.com, as well as through some of the largest online retailers in the U.S., such as overstock.com and amazon.com
[SS] What are your day–to–day responsibilities?
[AM] When I first started the business, I was doing all of the day-to-day operations, such as shipping and receiving, online orders, billing, brand management, and marketing. However, as my business grew, I hired associates to take over these day-to-day responsibilities. This has allowed me oversee the entire organization and support my staff, as needed.
[SS] What about your current career is most exciting for you? Is there something you get to work on that you feel most proud of or that makes your day?
[AM] While it is very rewarding to know that my products are reaching people in all corners of the world, I am equally proud of the fact that I currently employ 18 people who support their families. Because we live in tough times and work is not easy to come by, it's great to see that WCJ has made a positive difference in people's lives.
[SS] What has been one of your career highlights to date? Or what are your career goals at this stage in your career?
[AM] One of the highlights of my career thus far has been starting my own business and building it from the ground up. Before I was able to grow my business, I was shipping products out of my kitchen and working long nights to meet customer demands.
While the jewelry industry is becoming increasingly competitive due to new entrants in the market, I believe that we have the right team in place and loyal customer base to increase our sales revenue further.
[SS] What is something you wish you knew prior to beginning your post grad career? Or do you have any advice for someone entering this field?
[AM] I would advise current Brandeis IBS students to network with alumni and friends as frequently as possible. The way companies hire today has changed, and it has become as much about whom you know as to what you know.
After spending the afternoon with Mr. Mahller and learning about his career path, I now feel refocused and reenergized for the next set of challenges. And while I still have a lot to learn and skills that need further development, our meeting has reassured me that I am capable of starting my own business and achieving my wild aspirations. I will undoubtedly take with me Mr. Mahller's secrets to success and raw knowledge as I progress with my MBA, and I will re-enter the work force as a more complete businessman.

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Mike 09 V
I have had extended warranties from GM before and they worked fine. I was wondering though if GM or Aftermarket Extended Warranties will cover us in the event of a power train repair if we have modded the engine and GM refuses to warranty the repair under the regular warranty. These extended warranties seem to run concurrently with the factory warranty, so I wonder if they will cover something like this. If so these warranties are certainly cheaper than a new motor or tranny.
Any body know the answer?
Any body know the answer?


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We hope to see you soon at one of A Toute Heure's exciting services...
Dinner (Tuesday - Saturday, 5-10 pm)
We are really proud of the amazing food our local sources provide - the kitchen team, led by Executive Chef and Owner Andrea Carbine, works daily to use these fresh ingredients and put together a menu that highlights the best the season has to offer. The dinner menu changes each month depending on what our farmers and markets have on offer. We recommend reservations for dinner services, and offer on-line (via the OpenTable link on our website just click the "RESERVATIONS" tab to the left) or call-in reservations up to 30 days in advance.
Lunch (Tuesday - Friday, 12 noon - 2 pm)
Our weekday lunch service is a great place to grab a hot soup and sandwich Lunchbox and head back to the office, or dine in and dive into a steaming pot of mussels! This great casual lunch will remind you of your favorite little gastropub in Belgium! We do not offer reservations for our lunch service as we seat on a first come first served basis, unless you are a group of 5 or more (then, please give us a call and we will hold you a table).
"Second Saturday" (Second Saturday of each month, 12 noon - 10 pm)
The "Second Saturday" of each month, we offer extended hours for all of our customers looking to join us for a special weekend lunch or dinner! We serve our full dinner menu from noon until close, along with a few additions for the lunchtime hours. All seating is offered by reservation, walk-ins are seated if space is available.
"Last Sunday" Brunch (Last Sunday of each month, 10:30 am - 1:30 pm)
The "Last Sunday" of each month we offer a really amazing a la carte brunch service...filled with savory and sweet treats to enjoy in the morning sunshine! Delicious ATH blend coffee, fresh squeezed local juices, pastry treats and homemade granola...who could ask for a better start to your Sunday! Grab your paper and join us, but make sure to make your reservation early, as seats fill quickly!


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Painting the underside of the roof?
We have a large Cathedral style Attic in a Victorian home - dormers on all four sides, lots of gables and interesting angles.
Originally we wanted to spray the underside of the roof deck and condition the space, but we decided it was too risky, that leaks would be undetectable until significant damage incurred and that the house had an unfinished attic for 120 years - it can stay that way.
Sadly, it's one of the most fantastic spaces I've ever seen and all of us want to use it, me as an artist, my husband as a musician and my teenager as a teenager. Abandoning the risky idea of insullation I'm thinking of making it a useable space that would depend on the weather - a single window unit in the hot summer would make it possible to hang out up there and a couple space heaters in the winter - with the hottest and coldest times being just off limits.
My question is a weird one - in order to make the space neat looking I'd love to PAINT the underside of the room (this would include the old old 2x4 rafters, the old old sheathing (? wooden cross slats under the roof material) and the paint would also get onto the back of the roofing material as well (in this case it's some black material - tar paper?
Would the paint effect moisture in a negative way or would this be harmless?
No, it's fine. Just keep in mind it will be a real mess of a room when it comes time for a new roof though.
That would take one heck of an A/C unit to even put a dent in the temp.
Most attics have soffit venting and some form of roof venting or a gable vent. It would be like trying to cool an uninslated house with the windows open, and the oven running with the door open.
That things is going to be burning through power like a nuclear sub at full tilt.
I would be surprised if it even makes a dent in the temps on a warm day.
attics are hot
yes, i agree, we were up there when we had the heat wave in august and it was probably 110 + (F) up there. initially we wanted to insulate it and convert it into living space (1300 sq. feet floor space), vaulted cathedral cielings (2500 sq. feet of ceiling and gable wall space) - but with only 2x4 old old rafters there isn't enough space to insulate and too many conflicting ideas about closed cell foam, open cell foam, firing it out, roof leaks, ventilation questions - we just stopped pursing the idea to finish it off for now and just are thinking of making it a great space for when the weather is nice - until the insulation issues are resolved.....
Painting wood in an attic is no problem (it's done all the time for mold remediation). I don't forsee any problems painting the tar paper either, both have similar moisture-permeability.
In order to heat or cool the space though, you've got to deal with the venting. Your goal is to isolate the room space for conditioning while still allowing full airflow from the soffit vents to the ridge vents. I wouldn't worry about insulating an occasional-use seasonal-use space because as you note, it adds a lot of cost, complexity, and risk. But simple horizontal furring strips across the rafters followed by drywall should let the rafter spaces breathe (to avoid moisture buildup) and let you condition the inside space somewhat economically. If you ensure that your drywall installation preserves full soffit-to-ridge airflow, I don't see a problem.
I have been wrong before though. :-P
Remember this is an attic space, no painted drywall- fire-taped joints, smoke detectors; exposed wiring, exposed rafters, exposed insulation fibers floating around ?, with possibly "and a couple space heaters in the winter". This is why there are building codes- for your safety. Just add a heat/ignition source to an exposed light-frame attic for seasonal habitual living space.... keep up on your H.O. Insurance policy.
P.S. sorry to burst your bubble.
insulating cathedral attic in old house
Just to clarify so you don't think i'm going to burn my house down and break codes. This is a totally unfinished attic with zero insulation (except some old loose stuff, think it's wool, under the floor and not much of that).
Ideally we want to finish the space off totally and move ourselves or our teenager up there. It's 1300 sq. feet of space.
There are currently ZERO roof vents. There are some vents along the floor at the edge of the roof line, but because of the many gables and odd angles they don't really vent all the way to the roof anyway. There is a vent in each of the two gable walls up high, old kinds that look like shutters.
We wanted to seal the whole space with closed cell foam, but are holding off on that for a number of reasons. 1. The roof was laid right down without plywood underneath first, so you can see the tarpaper inbetween the old wood that is on the outside of the rafters - sorry terminology of roof i don't know. So we are wondering how you possibly ever tear off a roof that has been undersprayed with closed cell foam. 2. If we spray with closed cell foam we only have a couple of inches unless we fir out our rafters, but 4-5 inches of CCF totals $10,000. 3. We are concerned about not being able to detect roof leaks with the CCF. 4. We don't have the venillation figured out for the CCF, but now it's sounding like we could use whatever HVAC system we end up using as the ventillation system? We haven't installed anything. There is nothing up there but 9 windows all around, a great vaulted ceiling and a cool old wooden floor.
Five insullation experts have looked at the space and we have five different methods proposed and all say it's the only way to go - so something isn't figured out right. We decided against open cell foam because it could mold and isn't very good on the R factor. Some tell us that 2" of CCF would really be plenty to insulate the space for winter and summers here on the border of a zone 4-5 area, but i'm not sure that's true. Any insight into what we could do to finish the space would be great.
However, if you want to get the suggestions and discussion flowing, I would suggest posting some pics.
And don't forget to update your location. It matters.
2" of ccSPF isn't cutting it regardless.
It would help mitigate the radiant heat in the summer but that is about it. Won't do much in the winter if the gables are still open and they need to be.
Attic floor needs to be air sealed in the meantime to help those gable ends try to keep up and prevent and moisture accumulation.
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Closet flange unsupported
Hey guys, this is a great forum, very helpful people!
I'm in the process of a bathroom tile job. I just removed the 5/8" particle board subfloor that was a vinyl flooring substrate. After doing this, there is about a 5/8" space between the closet flange and the floor. There were 2 large screws through the flange and the floor but I currently have removed them to take out the floor, they will be replaced.
My question is, do I need to fill the area between the closet flange and the floor or will the screws keep it sturdy enough going into 1 1/4" of plywood beneath it? I was not planning on sliding the tile backer under the edges of the flange because one full piece of tile backer fills the toilet area perfectly and I was simply planning to cut a hole so it slips right over the flange.
Thanks for your help!
I'm interested to see what the experts have to say about this.
I've done this several times now and if the 1/4 inch hardiback I use fits I slide it under the flange. I just cut the hardibacker into two pieces and it works fine.
I've wondered if it's overkill but I force thinset around and under the flange so it's supported as well as possible. Of course you need to allow room for the toilet bolts to slip into the flange.
One thing I just realized I have been doing wrong is that the flange is supposed to sit on top of the finished floor. I thought it was supposed to be flush with the finished floor. Despite this mistake I haven't had any problems (that I know of) just using the standard depth wax rings.
I did have problems with a job done by a professional tile guy who just put his floor over the old substrate so that the flange ended up well below the finished floor level. I need to remember to use a thicker wax ring there.
I'm going to look into getting flange extenders to raise the flanges where I made that mistake.
The flange MUST be in contact with the floor, never try to use thinset or concrete or any other filler to do this as it will crumble over time and cause a leak. When you install the cement board locate the flange on the cement board, next make a circle the same size as the pipe (Usually 3-5/8" or 4-5/8" for outside dimentions)
Next cut the cement board straight across the board so it passes through the center of the circle you just made. Now cut out the 2 semi circles. Remove the old screws, insert the cement board sliding it under the flange. Next install the second one the same way. Secure flange with new screws. After fastening the cement board down use tape and mud to seal the cut you made. This taping can also be done by the tile setter. If you do not want to do all that then use 2 plywood semi circles cut from plywood, remove the old screws, install the semi circles under the flange and secure with new screws. As for the above response by Davefoc, if you have a flange that is flush with the subfloor, then has cement board and tile just use a jumbo deep seal and a regular wax ring. 2 tips here. 1 is if you can not secure flange because of any reason using screws, then drill through the floor where the screws were, use long bolts with a pan head on it (A regular screwdriver slot in the top) along with a washer and nut underneath. 2 when setting any toilet set wax rings, next set toilet onto wax rings over bolts. DO NOT PUSH DOWN, rather stop and look to see if the toilet is being held up off the floor. If it is and you must use some force to push it down, then ther is enough wax. If the toilet hits the finished floor without forcing it down, then you need more. Always add a regular ring on top of another as 2 deep seals will not work togethet. 1 deep seal, then 1 or 2 regular rings is ok.
Thanks for your advice. I will make sure the flanged is fully supported. :thumbsup:
A nother tip is NOT to caulk along the bottom of the toilet when you install it. I know, lots of people do, but me, if the seal goes bad I want to see the water come out from under the toilet so I know something is wrong. If you caulk it the water is trapped under the toilet and you would never know there was a leak untill the floor rots out
deep seal jumbo gasket?
Are you suggesting to use this instead of a closet flange spacer or is this the same thing?
Thanks, Dave
As an aside, I was thinking that the effort I was putting into making the old xh cast iron flanges secure was more than was required. They seemed so strongly in place anyway. But now I realize that I should have been screwing them down. In general just out of dumb luck the flanges have been almost exactly 1/4 inch over the floor so shoving the hardibacker under them has had the effect of making them pretty secure so I suspect I won't have any problems but I will screw them down from now on.
The jumbo deep seal is one I found to be at Home Depot, or Lowes. It is a deep seal wax ring that has an additional wax ring on top of it. makes it a deep seal with 2x the wax. As far as flange extenders as long as they are caulked together and all of them screwed down is ok
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Posted by Zhi-Ying Ng on the eBusiness & Channel Strategy Professionals Blog on October 14, 2015
My recently published report, "The Mobile Payment Opportunity In Southeast Asia," finds that mobile payments are hot in Southeast Asia, with online and mobile-based purchases already exceeding tens of billions of dollars. Venture capital firms are also investing close to $75 million in mobile payments, drawn by a combination of factors including a booming digital content market, increase in online and mobile commerce and favorable government policies.
Well aware of the mobile payment opportunity, banks are scrambling to build their own mobile payment systems. But it's not just financial institutions that are competing against each other to provide the best mobile payment services to their customers. Surging smartphone penetration in the region has created revenue opportunities for mobile operators, credit card networks and financial technology startups, all of which are also rapidly ramping up their mobile payment capabilities to stay competitive.
The brutal reality is that there is a high risk some of the banks' mobile payment systems will fail. How then can banks ensure the success of their mobile payment systems?
eBusiness professionals need to keep up with the shifting landscape by understanding the market trends, usage scenarios, and local mobile payment options available to consumers. We recommend that banks incorporate three market dynamics into their mobile payment strategies:
Posted by Reineke Reitsma on the Data Insights Professionals Blog on September 13, 2013
By Anjali Lai
As the sun sets on the summer season, I made one last getaway to a local island to enjoy the final moments of warm weather. While this small, remote island offers a chance to disconnect, it doesn't forsake the conveniences we are accustomed to in the process. Despite my lack of cash to hand, making a purchase from the small businesses at a rustic farmer's market couldn't have been easier — thanks to the vendors' alternative mobile payment option.
Leveraging new devices for complex tasks that involve sensitive information or personal data demands consumer trust. The mobile payment adoption curve has been gradual for several reasons, one of which is the lack of trust, but recent news hints at the impressive connections that become possible once consumers put their trust in a service. PayPal recently announced several updates to its mobile phone application that make the app as relevant, complex, and functional as a mobile wallet. By winning the trust of a vast consumer base, PayPal is able to introduce more advanced features with the knowledge that consumers will seamlessly engage with the new offerings.
In fact, Forrester's Consumer Technographics® data shows that US online adults trust PayPal more than any other financial institution to act as a mobile wallet platform:
Posted by Benjamin Ensor on the eBusiness & Channel Strategy Professionals Blog on February 13, 2013
I've spent the past two days at Finovate Europe in London, which has rapidly established itself as the leading European retail financial technology event of the year. This year's event was bigger than last year's, with 64 exhibitors spread over the two days.
Here are my impressions from the two days:
Posted by Benjamin Ensor on the eBusiness & Channel Strategy Professionals Blog on February 17, 2012
At our Marketing & Strategy Forum last November, Sean Gilchrist, head of digital banking at Barclays Bank, talked passionately about the importance of customer experience to the work being done by his team at Barclays. It's good to see some of the results of that focus on customers in two innovations introduced by Barclays in the past few weeks:


text:
Population Studies
Websites Selected by Librarians
- Administration on Aging
- Annie E. Casey Foundation devoted to developing a brighter future for millions of children at risk of poor educational, economic, social and health outcomes
- Center for Public Affairs Research
- Demography & Population Studies
- Migration Policy Institute offers visitors a fantastic opportunity to stay on top of trends and changes in global migration
- National Coalition for the Homeless a searchable bibliographic database with references to research on homelessness, housing, and poverty as well as directories of local, state and national homeless/housing organizations
- State and County QuickFacts Nebraska Select counties or cities from drop-down menus. For town smaller than 5,000 or county subdivisions (e.g. townships, precincts) scroll to bottom of select a city menu and select "other places not listed"


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King County Assessor Lloyd Hara hosted meeting at Burien Library; Property values down, but so are taxes
King County Assessor Lloyd Hara and his colleagues from his office, the King County Tax Advisor's Office and the Treasurer's Office held a meeting March 14 at the Burien Library/City Hall Building. Only about nine citizens attended. Hara said he has hosted nearly 400 such meetings in the last few years.
Hara was introduced by King County Councilmember Julia Patterson, District 5. She and Council member Joe McDermott, District 8, represent Burien. She also represents Sea Tac and Des Moines. Also speaking were King County Tax Advisor Barbara Alsheikh who discussed the methods of "property valuations and taxes", and handling disputes, King County Treasury Office's Scott Matheson, KC Outreach Coordinator Phillip Sit, and Dept. of Assessments Residential Division, Debra Prins.
Topics included a good news/bad news scenario for Burien homeowners. According to the King County Assessor's Office, the median assessed value of property in Burien in 2010 was $238,000. The city's median assessed value of property in 2011 fell to $205,000. Burien took one of the biggest hits in King County. However, property taxes also decreased.
The 2011 tax rate per $1,000 of assessed value (based on 2010 home values) was $12.92, or $3,074.96. The 2012 rate is $13.74 per $1,000 of assessed value, so property taxes decreased to an average of $2,816.70 for 2012 in 2012.
At the meeting, Hara and the other speakers addressed the reality that in many instances a homeowner's property value may go down while their property taxes may still increase. This is due to new, unpaid school levies and other civic obligations that must be paid through property taxes despite a property's value. Again, Burien was not in this category as it has no new school levies, plus the North Highline annexation into Burien added $983 million in value to the city.
A telling pie chart was projected illustrating that while Burien property owners pay their taxes to King County, the county receives just 17 cents of every dollar. Just over half goes to state and local schools, about 18 percent to cities and towns, 4.8 percent to fire, hospital and other districts, 3.8 percent to surface water management and other fees, 2.8 percent to the King County Library District, and 1 percent to flood and ferry districts.
Those wishing to dispute their property tax rate, or need other issues resolved can visit the King County Department of Assessments website here.
We encourage our readers to comment. No registration is required. We ask that you keep your comments free of profanity and keep them civil. They are moderated and objectionable comments will be removed.


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Macramé Lace Short Shift Dress with Ruffle Sleeves
Size Guide
Use the Size Guide to choose the best fit for your measurements.
In this window, you can find out the shipping and returns options for the selected item.
In this window, you can contact customer service for further assistance.
- A macramé lace shift dress with flared ruffle sleeves. Cut for a straight fit and detailed with an exposed back zip. For an understated look, style it with slip-on trainers.
- Dress length: 88cm/34.6in. This is based on a size UK 8 as proportions change slightly according to size.
- Model's height: 175cm/5ft 9in
- Outer: 46% cotton, 34% viscose, 20% polyamide
- Lining: 97% polyester, 3% elastane
- Short ruffle sleeves
- Back zip closure
- Dry clean
- Imported
Item 40430681
Recommended Products


text: this is in my local craigslist Excellent condition with exception that the screen is failing (maybe due to the video card--not sure) and currently has 13 thin vertical lines. I hope someone has a good board/screen so they could make one good out of two. Mac OSX 10.5.8 2Gz Power PCG5 512 MB DDR SDRAM Bus 667 MHz is the vertical lines graphics or screen and how easy to fix


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Mumbai: Veena Malik, the controversial Pakistan actress who is trying to make her mark in Bollywood nowadays going to every extent she can, is again under controversies. The latest one utters that she attacked on her co-star while shooting for a film in Mumbai.
As per the reports, Veena's co-star accused her of assaulting her and getting her injured on the sets of the movie 'Mumbai 125'. This is what happened (as per the injured female star) that Veena Malik hit the actress' forehead on an iron which resulted in an injury to the actress.
The injured actress Vedita Pratap revealed that Veena was not sharing good rapport with her. As per the scene, Veena had to pull Vedita by her neck and hit her head on the iron rod in a sequence but Pratap said that she intentionally got violent and hit her very hard on the iron. The unit then called the director Hemand Madhukar there to witness the scene.
The injured Pratap was taken to the city hospital where she is presently undergoing the treatment procedure. She got a wound on her forehead.
Talking to media, Vedita said that they were shooting for an action scene where Veena was to catch her from the neck and bang her forehead to the iron rod but she intentionally turned violent and hit her forehead quite hard. She went on saying she did not know what happened to Malik that she turned violent all of a sudden?
The media asked Vedita that whether they both had any enmity? On which, she responded that Veena was just insecure and she was on way to wait for a golden opportunity to do this kind of thing and she eventually got and did so.
Well, whether Vedita is right or wrong (she may be wrong as well since for publicity stars do anything and go any extent) but the fact remains Veena likes controversies.


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#1: Are Your Friends Curly?
Out of my best friends, only 2 of us are curly (well, I'm more a wavy). The rest have bone straight hair that they curl or wave (which is weird considering the past 2 years all anyone in my schoolwanted was straight hair!). The other curly has gorgeous hair down to her waist with nice 3a curls. When she wears it curly, it's scrunched with a garnier gel I think. She isn't CG, but dang she's got nice hair.
How do your curly friends do their hair?
How do your curly friends do their hair?


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Nature's Care Goat's Milk tablets are produced from pure goat's milk which has been spray dried under stringent export regulations to ensure the highest quality and purity. These tablets are suitable to all health conscious people. Nature's Care Goat's Milk Tablet gives your body an energy boost and is a special treat for growing children.
Each Tablet Contains:
Spray dried goat's milk powder 200mg (28%)
Natural strawberry flavour
Food Colour (E129)
Anticaking agents (551, 572)
As a nutritional supplement, take 4-10 tablets daily or as directed by your dietician.
Do not use if cap seal is broken.
No added gluten, starch, yeast or sweetener.
Storage Conditions
Store below 30°C in a dry place away from heat and direct sunlight. Protect from humidity.
Always read the label. Use only as directed. If symptoms persist, please consult a healthcare professional.
Customer Reviews
Orders within Australia – Regular Post
Orders will be delivered by Australia Post.
$8.95 for orders weighing less than 3kg
$13.00 for orders weighing more than 3kg
Delivery is FREE if your order is over $149 and weighing less than 3kg.
Extremely heavy parcels may incur additional postage costs. We will contact you prior to dispatch if this is applicable to your order.
Orders within Australia – Express Post
Express Post is available for orders under 500g at a cost of $11.95 and between 501g – 3kg for $19.95. If your order qualifies for Express Post, this will be offered at checkout.
Orders outside Australia
International orders will be dispatched via Airmail. Please allow up to 14 days for international Airmail delivery.
Shipping costs depend on the order weight and destination country. Once you have added the products you require to your shopping basket, select your country from the dropdown list and the shipping cost will be displayed.
Returns Policy
We hope that you will be delighted with your order. However, if for any reason you are not completely satisfied then please contact us within 7 days of receipt of your parcel, and our customer service team will be pleased to assist you with organising a return authorisation. All returned merchandise must arrive back to us in their original, unopened and unused condition.
Payment Options
We accept credit cards and PayPal:
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For your peace of mind, credit card information does not pass through or stored on our servers. Once you pay for your order, your credit card details are encrypted and processed through the our PCI-Compliant Payment Gateway.


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|October 20th, 2009, 09:20 PM
Terminator 2
Tonight, I sprayed SILVER VEIN on the 3 good FSJ Wide Track center caps that I have. These will be going on the WT rims I did up in MIRROR BLACK and will end up on
Here's how they turned out.
Greg Taylor
Rochester Hills, MI
1989 Grand Wagoneer "Terminator 2"
330" AMC stroker V8
|January 5th, 2010, 08:21 PM
Terminator 2
Today's powdercoating fun ....
Hey guys,
Been a while since I posted on this threaad. I did some more powdercoating today. A longtime friend in our local AMC club asked me to powdercoat some Plymouth Duster, Cuda and a Javelin plasma cut designs. I bead-blasted them first. The Duster was done in Smoke Chrome and the Cuda in Mirror Chrome ... the Javelin still needs some clean-up work from the plasma cutter edges.
I blasted the early 70's Full Size Jeep "V8" badges and shot them in Mirror Chrome. I may go back and add in the RWB sections with testors enamel, as suggested previously by a member on the IFJSA.org forums. Here are some pics.
|January 6th, 2010, 06:30 PM
Terminator 2
|January 7th, 2010, 10:11 PM
Terminator 2
|January 8th, 2010, 06:24 PM
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FIgured I'd chime in here on the Eastwood Hot Coat setup. My only setup difference is we have a digital lab oven that can bracket a temp +/- 1 degree.
I bought the same thing for a starter kit for work. Tired of paying $100 for a same day emergency paint job on prototypes.
For general use, works great. However, I already want different diffuser patterns for the nozzle and doing 3/8" plate it would be nice to have more voltage for wraparound too.
As far as prep work goes, I cut 20 different test strips of metal and marked numbers on them. Then I prepped them all different ways.
The highlights for prepping metal:
What doesn't work:
Water droplets
60 grit or coarser sandpaper
Felt tip marker
Paint marker
What didn't make a noticable difference in appearance:
Sandblasting first
Just wiping off parts with a rag
oil and wipe off
wd-40 and wipe off
Pre-heat to about 350 makes for a really nice thick coat, sticks and builds up. I haven't had luck rehitting an already cooked part yet.
|January 10th, 2010, 09:26 PM
Terminator 2
Hey Lucas,
Thanks for the feedback and input on what you have tried.
On Saturday, I got my first chance at re-hitting a coated part. I was coating a 50-lb bench vise for a buddy and hit one part of it with the WRONG COLOR ... DOH! I sprayed most of it in Silver Vein and accidentally did the arm in Smoke Chome.
Luckily, I have been reading on the Eastwood powdercoating forum about rehitting coated parts. The trick is to do it while they are still HOT. Spraying powder on the hot parts, causes it to flash melt. Then you just put it in the oven and back away.
I did this with the bench vise arm and it turned out great. I also did it with the handle (in Smoke Chrome for an accent), since the handle can not be removed out of the screw mechanism.
I'll post up more pics later.
|January 13th, 2010, 07:58 PM
Terminator 2
BIG oven from a Fridge
Here are the beginning pics of and old fridge being converted into an oven. I am currently stripping the fridge down. Nice thing is that the OLDER refridgerators have fiberglass insulation instead of FOAM insulation, which comes out A LOT easier. Guys on the powdercoat forums were having to air chisel the foam out of the newer fridges they converted over.
This one will have TWO oven burners in it, and a fan most likely, to circulate the air for even heating.
|January 16th, 2010, 10:13 PM
Terminator 2
AMC I6 4-bbl intake
Hey guys,
I picked up a super sweet Offy dual-port intake for the AMC inline sixes, today. It was supposedly new and very well could have been. Either way, I got it bead-blasted tonight and powdercoated in Mirror Chrome.
I also sprayed the powdercoat differently tonight. I pre-heated the parts first for about 18 minutes, then sprayed them with powder, which flash melts on the hot surface. Then baked them to cure the powder. I like how the finish turned out better on this, than on the last intake I did.
Here are the pics. I also included a pic showing part of the intake with a bead-blasted area, so you can see the before/after difference on the same part.
|January 16th, 2010, 10:51 PM
Terminator 2
Hey guys,
Just want to share this tidbit of information on converting a fridge/freezer into an powdercoating oven. I saw on some of the conversion threads that guys were using newer fridges/freezers with a styrofoam liner. The liner needed to be chiselled out ... which is very time consuming.
What I have discovered is that the OLDER ice boxes have the yellow fiberglass insulation in them, which is not adherred to the outer shell. They come apart rather quickly.
Here are pics of me gutting the freezer I picked up, while my intake manifold was pre-heating, then baking in the oven. I got this one gutted in about 35 minutes.
BTW, I now have 3 fridges & 1 freezer, which I'll be using to make ONE oven and ONE spray booth from.
|January 19th, 2010, 02:22 PM
Terminator 2
More progress on the fridge conversion
Hey guys,
Got a little more done on the fridge conversion today. The magical Craigslist fairy decided to help out ... and with wave of his wand ... POOF! Here's where I'm at now ...
|January 23rd, 2010, 05:52 PM
Terminator 2
Roxul & exterior sheeting
Yesterday I picked up 3 bags of 3" Roxul mineral wool. This is the high-temp insulation that will line the walls of the oven.
Today, I was going to go pick up some steel sheeting for the outside, but the sheet metal company only had 20 gauge cold-rolled ... no thinner gauge galvanized. So, I called a couple of heating & cooling places this AM. One that's about 2 miles from my house had 3x8 sheets of 26 gauge galvanized in stock.
So I pay for 5 sheets of it and while we're loading it, I mention to the guy that I'll be cutting and bending it at home (by hand) ... he offers to do it all for me there. In about 20 minutes, we had the sheets cut and pre-bent and loaded in the van, since I had the oven dimensions with me. That saved me probably 10 hours of work at home!
|January 25th, 2010, 09:23 PM
Terminator 2
Progress ...
Tonight, I went around with the MIG welder and welded all the drywall studs together, to make the framework more rigid (than just being pop-riveted together). I still want to add more supports to the floor framework, than the original oven builder did. The floor is still just too flimsy to handle any real weight (like an engine block or differential).
I also picked up some high-temp appliance 12-gauge wire from a local supplier.
|January 25th, 2010, 09:25 PM
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|February 9th, 2010, 02:53 PM
Terminator 2
Today's progress on the oven build
I got more of the bottom of the oven reinforced today. Triangulated the corners where the casters will be, as well as reinforced 90-degrees across the center, for handling weight in the bottom of oven. Last two pics are of the convection oven fan from the Double Whirlpool wall oven I'm scavenging for misc. parts (lights, fans, etc).
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"I don't truly know where to start I am currently pregnant at 24 weeks. I have been taking hydrocodone off and on through my pregnancy I have decided that it is time to stop them all together but I'm still afraid of the affect they are go..."
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MandM Direct is one of the UK's leading fashion and sports retailers selling your favourite top brands - Bench, Firetrap, Timberland, Fred Perry, adidas, Nike, Puma, Henleys, Berghaus and loads more, all with savings of up to 75% off UK recommended retail prices.
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Very accurate and clear descriptions,superfast delivery and excellent communication.Definately will be using again.
was out of stock see above
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amazing prices,, always happy
The shirt is such a kind that when you put it on you stand out among people because it's special design. buttons are so nice with white letters written on them>
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Cheap prices. Excellent
First time doing on line shopping thought it was good


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Congresswoman Louis Slaughter visit to Interlock centered around the idea that a small group of people can make an impact and rediscover the future. I may be embellishing a little but I do think there was a sense that even if we did not always agree that the conversation is always worth having. The 3D printers were a big hit as they usually are and Skip was on hand to demonstrate a few of his "little" projects.
Here Skip shows how the 3D printed prosthetic hand works to the Congressman. The hands are being made for e-NABLE an organization networking volunteers using 3D printers to make and give hands to children. http://enablingthefuture.org/about/


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CIU invites homeschoolers to 'Preview Days'
Columbia International University, one of the friendliest colleges to homeschooled students, invites you to Preview Days, where you can sit in on a class, connect with professors and students, worship in chapel, and discover where your passion can lead after graduation. You also have the option of staying overnight in the dorms. A pizza dinner, night games, breakfast and lunch are included. Toward the end of the program, you'll learn about the different scholarship opportunities CIU offers. Dates are Sept. 29-30, March 8-9, 2012 and April 3, 2012. If those dates don't work for you, you're invited to schedule a personal visit. For more information, visit Columbia International University's Web site here.
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Seniors' guide to energy saving
About this guide
Your lifestyle and energy-use patterns change as you age and move from full-time paid employment into retirement. Managing your energy bills throughout the year can be challenging, particularly if you're on a fixed income, such as a pension.
This guide is designed to help you understand what you can do to lower your energy bills by changing how and when you use energy, and by choosing the energy contract most suited to your circumstances. It also includes ways to manage your payments and what to do if you're having difficulties or are threatened with disconnection.
You don't have to be a home owner to change how you manage your energy bills and to make your household more energy efficient. Nearly 30 per cent of Australians live in rented accommodation and while there are limitations on what you can change, there are ways to reduce your energy bills and improve efficiency. The options in this guide are applicable to all households.
Your Energy Savings has a wealth of additional information and tips that can assist you to take no and low cost actions, including a guide just for renters. Two of our most popular guides have also been translated into 32 languages. By trying some of the suggestions and ideas you could save money, energy and water as well as making your home more comfortable.


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Beyonce Diet
Following the popular Master Cleanse, can you shape-up like this dream girl?Top Rated Diet Shakes of 2017
Beyonce Knowles of Dreamgirls fame, has gone public to share how she gets in shape for her movie roles and appearances. She uses what is known as the Master Cleanse, or the Maple Syrup Diet. Beyonce's diet is a cleanse, meant to detoxify the body of all previous food intake, and help the person drop water weight, which can add unwanted pounds on film.
The program is a simple mixture of Grade B Maple syrup, fresh squeezed lemon juice, spring water and cayenne pepper that a person drinks for no more than 10 days. Pioneered by Stanley Burroughs in the 1950s, its practitioners and participants claim that not only do they lose weight, but they see better, smell better, hear better and feel better, while also ridding their bodies of ailments that have afflicted them for years.
Do You Know the Best Diet Shakes of 2017?
- Reported to be tasty
- Loss of water weight incites immediate weight loss
- The cleanse may improve skin tone and appearance
- Need to be near a bathroom for the first few days
- No food intake of any kind
- Could have mood swings
- No exercise recommendation
- Very low caloric intake
Using a one-gallon container:
- 3 Quarts of Water
- 1 Cup Lemon Juice
- 1 Cup Pure Maple Syrup (not maple flavored, but the REAL stuff)
- 1 Teaspoon Cayenne pepper
- Shake well and drink 8-12 glasses a day
Some following the Master Cleanse program also recommend using a senna laxative tea and saline water drink in the morning.EXERCISE
None, though it is obvious when watching Beyonce perform that she is very physically active and a very accomplished dancer.CONCLUSION
This is a cleanse, and cannot be recommended without prior medical evaluation. Ask your physician if you are healthy enough to carry out this very restrictive regimen before beginning. While weight loss experts have touted the benefits of a healthy bowel system, but forcing the bowel to cleanse, may cause future problems for a person when they begin to eat their regular food routine. No one can argue the success Beyonce has had with this diet.Common Misspellings
Maple Sirup, maple syurp, beonce diet, dreamgirls diet, lemonade diet, master cleanse diet, beyonce detox diet, beyonce's dietHow Does Beyonce Diet Compare?
- Product Name
- User Rating
- Has Good Appetite Suppressant
- Has Only Natural Components
- Good Taste
- 18Shake
(Editor's Choice)
- 97/100
- Yoli YES
- 92/100
- Isagenix
- 83/100
- Ideal Protein
- 71/100
- Vega One
- 66/100
- Beyonce Diet
- /100
User Feedback(Page 3 of 3, 45 total comments)
well this is my comment my sis in law use it for 10 days gradually started back with food not unhealthy an she lose a total of 20 pounds in10 days so i think it works if you are commited to the programs
This is the same thing as doing a "water fast", except you dont have to pay for anything, you just drink water. I've done water fasts before and drank the senna laxative tea and I had better results than this master cleanse. If anybody wants to try this, dont waste your money, do a water fast instead because its cleans out your whole system better.
i felt sick and sad for the four days that i tried it.my body was about to shut down.i lost about 2p and gained 3p two days after i stoped
I tried this. I was not as strict. I drank strictly the juice all day and limited myself to leafy greens with berries and nuts for dinner. You are not hungry and you do not have to sacrifice working out because the maple syrup gives you plenty of energy. It's definitely a diet worth trying with the added bonus of detox!
This is not called the beyonce diet.
Moe importantly its not a DIET at all, it is a cleanse. I did it for about 5 days and I stopped. I had to eat. The slat water flush is when you drink a gallon of hot water with seas salt and about 20 mins later your running to the bathroom and water is coming out among other things. I dont think this is being used correctly. If you want to cleanse then do that. Do not use this for weight loss because you will only lose water and gain it right back after your done fasting.
Featured Diets and Supplements
Related Diets: Cambridge Diet, Lemonade Diet, Maple Syrup Diet, Master Cleanse Diet, Juice Diet, 21 Pounds in 21 Days
Beyonce Diet?


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Coliseum Fireworks Fight
LOS ANGELES (CNS) - Two Los Angeles City Council members dueling over who should run the annual Fourth of July fireworks show at the Los Angeles Memorial Coliseum were asked to work out their differences today by the panel overseeing the venue.
"There will be a fireworks show at the Los Angeles Coliseum," said County Supervisor Mark Ridley-Thomas, who chairs the Los Angeles Memorial Coliseum Commission.
"The only question we have now -- instead of who will be principal sponsor or sponsors of the event -- in my view, we should work very hard to get this to be a co-sponsored event," he said.
Councilman Bernard Parks, who represents the 8th District, has been running a free, city-funded Fireworks Extravaganza event at the Coliseum for the past 11 years and said should be allowed to continue organizing it.
Last year, the City Council approved a request from his office to spend $60,000 in city general funds on the Coliseum fireworks show.
However, due to a recent change in council district boundaries, the Coliseum is now in the 9th District, which is represented by freshman Councilman Curren Price Jr, who is also looking to run a fireworks event at the venue.
Parks, a former Los Angeles Police Department chief, said today the Coliseum fireworks show "was something his office created" in 2003 to provide people in his district as well as nearby communities with a safe way to enjoy fireworks.
Parks' son, Bernard Parks Jr., who is his father's chief of staff, said the event once required one staff person to run and "now requires three people, but it's something we enjoy doing."
It was his father's "dream" to revive an event that he loved as a child, living around the corner from the stadium. The elder Parks should be allowed to run it for a 12th year, his final one before being termed out of office, he said.
"With his almost 50 years in public service, I think he more than deserves the right to continue to put on an event he founded," Parks Jr. said.
Price, a member of the Coliseum Commission, submitted his own application to do a July 4 "community fair" and fireworks show at the stadium, saying it is "highly unusual" for a councilman to be organizing an event in another member's district "no matter how well meaning or well-deserved."
"I'm merely asking to be designated as the producer, the leadership on this event. I'm certainly willing to collaborate," Price said.
Parks Jr. said "there's a possibility of working together" but he does not "recall getting an ask" from Price's office.
"We've done the event 12 years, and if you want to go over lines, guess what, a huge part of the area near this area are 8th District residents," he said.
"We never received a phone call. The first notification we got that there was interest from (Price's office) was that two of the vendors we used every year called us and said 'Why is (Price's office) calling us again?"' Parks Jr. said.
Coliseum Commissioner William Chadwick called the feud "troubling," and said he would support an event in which Price and Parks co-hosted.
Ridley-Thomas directed the commission staff to work with the two council members and to bring back a new proposal at a future meeting.


text: I have two shi-poo puppies (1.5) years old and I recently took them to be groomed. One of the puppies had to have his hair cut very short, almost shaved, due to matting he got from his harness and my having difficulty combing him. Since his trip to the goomers his behavior has changed significantly. He seems to cower, does not want to go out for a walk and seems overall sad. It has been three days since his grooming and his behavior has not improved. He used to he a happy-go-lucky dog and now he just seems sad and periodically licks his back side. However, he does not appear to have any cuts on him or any redness. He is eating and drinking well, but seems sad and less playful then usual. Is is possible that he just needs time to get used to his new shorter haircut or was he somehow really traumatized at the groomers? I am worried because I have read so much stuff on the net about dogs getting abused by groomers.


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Paper maps did not last long in rainy, humid parts of the Dominican Republic, so when a fellow Peace Corps volunteer said on a bus ride in 1988 that she planned to write National Geographic to request Spanish-language maps, Barbara Jo White balked. "I said, 'The only way you're going to get a map to stay is to paint it there,'" said White, whose next thought was "Wait, could she do that?"
The Cary native who now works as a Western Carolina University professor thought back to the Boston rock album cover painting she had made for her brother when they were younger – how she divided the image with a grid and then copied it to scale by focusing on one square at a time. Working with two teenage students in Hondo Valle, where she served as a Peace Corps volunteer, White used a similar grid method to draw and then paint a world map at a Hondo Valle school. That map marked the first of what developed into the ongoing Peace Corps World Map Project responsible for hand-created world maps in more than 40 countries on five continents today.
White's first map inspired another, which inspired another and another. The project's appeal stretched beyond promoting geographic literacy to bringing communities together, said White. "Participants go through a feeling of 'I don't know if we can do this,'" she said. "Then, when they finish the map, they are able to say, 'Look what we did together,' and take that success and teamwork to another project."
As the World Map Project gained momentum, White trained others in leading the project and wrote the first edition of what is currently an 86-page manual. In the step-by-step text, she explains the grid system to making world maps to scale. The manual addresses color schemes to make sure neighboring countries and territories are not the same color. The guide discusses map surfaces, including plaster, drywall, cinder block, wood, brick and playground blacktops. The project's guidelines warn of the dangers of painting adjacent still-wet countries (blurry borders), and suggests a strategy for directing participants less adept at map drawing. (They make wonderful map "painters," the manual says.)
Over the years, White, an assistant professor of information systems in WCU's College of Business, has received hundreds of photos and letters from project participants. One of her favorites arrived in the 1990s from Joshua Nsiah, a 19-year-old Ghanaian, who said his community had not seen art before like the map and was so pleased that he was being called "Boy Wonder." "Please, the reason why I write you this letter is that one of the Peace Corps ladies who are now in Ghana has made World Map with me at Mpasatia Secondary Technical School," sad Nsiah in the letter. "Her name is Ruth Knepell. Please, Ruth is not an artist, but she did very well on the World Map Project."
Then in 2009, she selected the World Map Project as her topic for testing a 30-day plan for successfully using Twitter, a plan that had been described in a business book she was reviewing. She was moved to discover the project still was alive and strong years later. "The World Map Project was thriving worldwide, with new maps continuing to be painted, updated and refreshed," said White.
Recent blogs written by Peace Corps volunteers tell it all. Katie Browne, a Peace Corps volunteer in Madagascar, described the World Map Project in her blog using the voice of a creation story. "In the beginning, there was only a blank wall without form, a void overlooking the schoolyard, and there was dust, dust, dust upon the face of the deep," said Browne in her blog. "And the two creators said, 'Let there be a giant blue rectangle,' and the passers-by were mystified." For Chris Rodriguez, a Peace Corps volunteer in Suriname, the project was "fun, educational, challenging and rewarding, and at times chaotic." Rodriquez came in one morning to find a 3-year-old had snuck and painted his name, "Bryan," across the Atlantic Ocean. "In the end, even though the map didn't come out perfect. I feel it served its purpose to help educate the children about geography," said Rodriguez in his blog. For Vanessa Watters, a Peace Corps volunteer in Ghana, the map was a huge hit in the primary school where it was painted. "Being able to look at a map of the world and locate Africa, then locate Ghana, and even know what part of Ghana we live in, that's a pretty big deal," said Watters in her blog post. "I'm excited about integrating the world map into this next school term, doing small projects with the classes. Geography and a basic geographic knowledge is something a lot of us take for granted."
Struck that volunteers were using World Map Project materials more than a decade old, White became interested in updating the World Map Project manual and enhancing materials. She worked with Michèle M. Magill, an associate professor of French at N.C. State University, as Magill's students translated the World Map Project manual into French. Meanwhile, WCU student Nate Hunzaker designed and created a World Map Project website as part of a computer information systems internship with White. Recently, WCU and the Peace Corps entered an agreement to have White and WCU help update the World Map Project manual through engagement projects with School of Art and Design students and their professor, Mary Anna LaFratta. The agreement was signed by WCU leaders as well as representatives of the Peace Corps.
WCU students will be involved in updating map boundaries, such as changes that capture the independence of East Timor and countries in former Yugoslavia. In addition, the update will incorporate National Geographic's change from the Robinson world map projection to the Winkel Tripel world map projection, which changes the shape of every country. White also is interested in using software technology to create labels for the maps in English, Spanish and French. In the future, she would like to survey Peace Corps volunteers to find out how they use the maps for activities and educational purposes, develop a mobile World Map Project for smartphones, create an interactive site for World Map Project educational activities and design a database to keep track of maps around the world. For WCU students, the benefit of participating will be an engaged learning experience in which they apply what they are learning to a meaningful, international project for a large nonprofit organization, said White.
The World Map Project has been so significant to the Peace Corps that its online time line of milestones during its first 50 years shows a picture of White and the first map in 1988. In an e-mail to White, Mark Huffman, editor of Peace Corps Times, wrote about the time line and shared with White that she was among the few chosen to be part of the 50th anniversary time line and noted that the World Map Project she started has had an impact on thousands. In addition, the Peace Corps will be one of three featured themes at this year's national Smithsonian Folklife Festival, and White has been invited to be one of participants representing Peace Corps to the public. The festival takes place on the National Mall each summer and is expected to attract 1 million to 1.5 million visitors in person and reach 40 million others online or through printed materials. "It's quite an honor for me and the World Map Project to be asked to be one of the select few participants representing the 50-year history of the Peace Corps," said White.
White recently enjoyed the opportunity to return to her roots in the project as a map painter. While visiting friends in Sierra Leone in summer 2010, White met with administrative officers working with the Peace Corps headquarters reopening there after a 16-year withdrawal because of civil war. White volunteered to make a world map to raise awareness of the Peace Corps World Map Project and was invited to paint one on the second-story of a building at the local Peace Corps headquarters, a prominent, highly visible location. Sierra Leone resident Brima Kamara volunteered to assist her with painting the 7-by-14-foot map and lettering, which involved climbing scaffolding and waiting through heavy rains to work. "I knew he was hooked when, on the third day, in pouring-down rain, I said we should get home, and he said no and that we must wait through the rain," said White. "It rained on us four times that day." The world map was the first White has worked on outside the United States since 1989.
For more information on the World Map Project, see www.theworldmapproject.com, designed by WCU student Nate Hunsaker with hosting donated by former student Adam Faulkner of SimpWeb. For more information on the Peace Corps or the project, contact White at 828-227-7193 or firstname.lastname@example.com.
By Teresa Killian Tate


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A decade ago, Corinthian Colleges was a Wall Street darling — a company that seemed to be able to coin money from the federal government and from desperate students. Now it is on the brink of collapse.
You may have never heard of Corinthian, but it is a principal beneficiary of federal student loans, taking in $1.4 billion a year from the government. It operates schools under the names Heald, Everest and WyoTech.
Everest has a campus in Salt Lake City.
A week ago it said it would be unable to finance its operations past the end of this month and disclosed that the Education Department had slowed the flow of federal money, pointing to what it said was admitted fraud at Corinthian in reporting both grades and job placements. But Corinthian persuaded the department to keep pumping in federal money, at least temporarily.


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Iraqi security forces battled gunmen who detonated a car bomb before blasting their way into a government compound and killing seven policemen, police and local government officials said.
The three-hour standoff between Shia-dominated security forces and suspected Sunni insurgents in Ramadi, 70 miles west of Baghdad, marked the first serious gun battle for Iraqi forces against insurgents without American backup since the US military completed its withdrawal last month.
Five gunmen wearing military uniforms and explosive-rigged vests stormed a compound, which houses Ramadi police headquarters and several federal security agencies, including an anti-terrorism police taskforce and a detention facility where terrorism suspects are interrogated.
Before reaching the compound, the gunmen set off an explosives-filled car in the eastern part of the city, in an apparent effort to draw security personnel from the heavily guarded government area, according to an Anbar government official. Comrades of the attackers were being held there on suspicion of involvement in terror attacks.
One policeman was killed and three others were injured in the blast, police and health officials said.
Sadoun Obaid al-Jumaily, the deputy president of the Anbar Provincial Council, said the gunmen drove to the entrance of the compound. Four got out of the car and clashed with the police.
Security forces killed two attackers, and two managed to get into the building where the suspected insurgents were being held.
"They came to free their colleagues … that were recently detained," Jumaily said. He said two gunmen got on to the roof of the building. They were killed after an hour-long fight with security forces.
The fifth attacker was killed in the blast, Jumaily said.
Six policemen were killed in the gunfight and 13 others were wounded.
Violence has surged since American troops left, and Iraq was plunged into a political crisis after the Shia-dominated government charged the Sunni vice-president, Tariq al-Hashemi, with running death squads, issuing an arrest warrant against him just as the last US soldiers crossed into neighbouring Kuwait.
On Sunday, a court in Baghdad ruled that Hashemi must stand trial on terror charges in Baghdad, rejecting his request to be tried in the ethnically mixed city in Kirkuk. He has fled to the autonomous Kurdish region.
Hashimi's Iraqiya party has been boycotting parliament and cabinet sessions since last month to protest against what it sees as efforts by the Shia prime minister Nouri al-Maliki to consolidate power.
The sectarian crisis in the government and the spike in attacks, including a bombing on Saturday that killed more than 50 pilgrims during a Shia procession, has raised concerns Iraq could return to the sectarian bloodshed that killed tens of thousands of civilians after the 2003 US-led invasion and brought the country to the brink of civil war.


text: The Vietnamese website Tinhte (latest iPhone 4G leak fame) recently published images and video of the new iPod touch which reportedly supports a 2 megapixel camera. Rumors about Apple's next iPod touch supporting a camera have been circulating the web for quite a while and Apple will probably introduce the fourth gen iPod touch this Fall at their iPod event. The … Read More


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Home > Resources > Christmas Crafts
[Hot] Free Transfer iPhone iPad Photo/Video/Music without iTunes
Easy and Simple 2016 Family Christmas Crafts for Kids to Make
Best 2016 Christmas Crafts Ideas
What are the most usual things you do during Christmas? Shopping? Watching TV? Play cards? No, no, no...This year, let's just spend more time and energy with our family and kids on holiday. Being one of the Christmas crafters is a good idea, and you may be standing there and watching kids Christmas crafts. There are many good Christmas crafts ideas:
Christmas tree ornaments: such as ball, dangling snowman, candy cane and elf ornaments
Handmade Christmas cards: make creative Christmas greeting cards, E cards or slideshows.
Wrap and hang Christmas gifts
DIY Christmas Decorations
Craft Christmas (countdown) calendars
Make Christmas gift stockings
Make Christmas food (snacks)
Make Christmas videos
Make Use of Christmas Crafts Videos for Kids
Method 1: Record Christmas crafts video clips
WinX HD Video Converter for Mac helps you record the kids Christmas crafts into video clips on Mac and convert the videos to different formats at one go.
Free Christmas Slideshows
Step 1. Click "Video Recorder" tab to open Video Recorder window. >>Record Screen on Mad Tutorial
Step 2. Click "Setting" button to choose the devices for Christmas crafts video recording.
Step 3. Browse to choose the destination folder where the recorded Christmas crafts videos will be saved.
Method 2: String Christmas crafts photos into a video
You may use WinX HD Video Converter Deluxe or WinX HD Video Converter for Mac to convert your shot 2016 Christmas crafts photos into a video file in any format. You can even add background music to make it moving and touching.
Step 1. Click "Photo" button to import the Christmas crafts photos folder.
Step 2. Choose the output video format, such as MP4, AVI, MPEG, WMV, YouTube FLV, etc.
Step 3. Optionally, you may click "Edit" button to add some effects on the Christmas crafts video.
Step 4. Hit Run to start converting.
Method 3: Play Christmas crafts videos on iPad Pro/mini/Air, Nexus 7, Galaxy S7
The HD video converter is extremely good at converting Christmas crafts videos to MKV, M2TS, MP4, AVI, etc., and making Christmas crafts videos compatible with all popular gadgets in the market for playback. Therefore, you can watch the videos on iPad Air 2/mini 4/Pro, iPhone 7/7 Plus, 6/6s (Plus), Google Nexus 7, Samsung Galaxy S7/S7 edge, Amazon Kindle Fire, HTC One, and so on.
See also: How to Play Videos on Portable Devices | 2016 Top 6 Christmas Vacation Movies You Can't Miss
If you have any other ideas about converting Christmas crafts videos, please feel free to Email Us >>
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Make Christmas Videos - Make Likable Thanksgiving and Christmas Videos for Kids on PC/Mac.
Edit Photo Slideshow - Make and Edit Photo Picture Slideshow Video with WinX HD Video Converter Deluxe.
Best Christmas Movies - Best Xmas Movies – Must-see Christmas Movies Not Only for Kids.
Download Kids Movie/Song - Free Download family/kids HD movies and animations safely onto Windows 10/8/7 or Mac
Convert AVCHD to M2TS - Convert AVCHD to M2TS for playback on M2TS video players.
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text:
Top Searches: Jazzmaster, Les Paul, Rickenbacker, Gretsch, JHS
Body: Hollow maple
Neck: Mahogany neck with a small "D" profile, 1 7/16" wide nut, rosewood fretboard, 14" radius, and dot inlays
Pickups/Hardware: Two single-coils (rated at 4.9kOhms in the neck and 7.4k in the bridge), three-way pickup selector switch, independent volume and tone controls
Cosmetic Condition: The body shows its age with some nice checking lines as well as a fair amount of scuffs, scratches, and small chips. The back has some signs of buckle rash but nothing that has worn through the finish. The neck is well worn with finish missing along the edges and some spots of lacquer missing down the center. The checking lines continue up the neck but end before the headstock which is clean for the most part with only minor finish wear around the edges and no cracks or repairs. This Viking is ready to sail.
Playability: The strings are nice and low, play great, and ring out clearly across the board. There is moderate fret wear but overall the frets are in nice shape for their age.
Modifications/Repairs: None
Weight: 6lbs 2oz
Case: Non-original Morgan Monroe soft shell case with broken zipper
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