text:
Online Payday Loans In Vancouver
Online Payday Loans In Vancouver offer those in short supply of cash the ways to cover necessary expenses and emergency outlays during periods of financial distress. They should just be entered into; however, in case a borrower possesses a great deal of knowledge regarding their specific terms. Use the tips on this page, and you'll know whether there is a good deal before you, or if you're just about to fall into a hazardous trap.
Online Payday Loans In Vancouver will not be taken in excess. Don't run around town and sign up for a dozen payday advances in the fast. You may find yourself can not repay the loans, irrespective of your income.
If you take out a payday loan, make sure that you can afford to pay it back within up to fourteen days. Online Payday Loans In Vancouver ought to be used only in emergencies, if you truly haven't any other alternatives. When you take out an online payday loan, and cannot pay it back right away, a couple of things happen. First, you have to pay for a fee to hold re-extending your loan and soon you can pay it well. Second, you keep getting charged a growing number of interest.
Make sure you borrow only the bare minimum when obtaining Online Payday Loans In Vancouver. Many people have emergencies appear and need more money, but the interest rate over a payday loan is really a lot higher than what you should pay with a bank or plastic card company. Keep the costs of your respective loan lower by only borrowing what you need, and keep up with your payments,
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When you get a payday loan, it might either turn into a great situation or perhaps a complete disaster. To keep payday advances as blessings, you must educate yourself on the subject. You're about to read superb advice when it comes to pay day loans that can help you're making your experience a powerful one.
If you want to find a cheap payday loan, make an effort to locate one that comes completely from a lender. The indirect cash advance will have fees which are considerably greater than the direct lender for the reason that indirect payday lender keeps many of the fee for his profit.
The best tip available for using payday advances is to never have to rely on them. If you are being affected by your bills and cannot make ends meet, pay day loans are not how you can get back on track. Try creating a budget and saving some money so you can avoid these types of loans.
Whenever you are submitting an application for any payday loan, always look for some form of writing which says your information won't be sold or distributed to anyone. Some payday lending sites gives important information away like your address, ss #, etc. so be sure you avoid these lenders.
If you are considering finding a payday loan, make sure that you have a intend to get it repaid right away. The loan company offer to "help you" and extend your loan, folks who wants pay it off right away. This extension costs you a fee, plus additional interest, therefore it does nothing positive for you personally. However, it earns the loan company a great profit.


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Friday, February 8, 2013
Pivot3 Partners For EMEA Distribution
Austin-based storage and computing appliance developer Pivot3 has signed up a partner to help the firm distribute its products in the EMEA. According to Pivot3, it has signed a distribution partnership with Avnet Technology Solutions, to distribute its vSTAC VDI products to its partners in the EMEA. Pivot3's appliances are used to simplify the deployment of virtual desktops via VMware View easier. Pivot3 says its products start at $29,999.

subset: commoncrawl


text:
Last November, for the first time ever, Montanans who failed to register to vote before Election Day could show up at their polling place, register and cast a ballot. Those who put off registering, didn't know any better or just simply forgot weren't left out in the cold.
But now that the Montana Legislature is back at work following its mid-session break, the Senate is set to take up a bill that would roll back the deadline for late voter registration. Under HB 281, late registration would close on the Friday before the election.
In a recent op-ed column in the Billings Gazette, Secretary of State Brad Johnson wrote in support of the bill claiming Election Day voter registration "encourages procrastination, discourages informed voting, and creates chaos for election workers."
"I think that's utter B.S.," says Kimberly Pappas, a University of Montana student who registered on Election Day and organized last-minute get-out-the-vote efforts on campus. "I think what same-day voter registration does is encourage more people to vote."
Pappas, an Associated Students of the University of Montana (ASUM) senator and board member for Forward Montana, a progressive grass-roots political organization geared toward young Montanans, also isn't buying Johnson's rhetoric about overburdened poll workers.
"I suggest staffing more people on Election Day before I would suggest telling people not to vote," she says.
Erica Henderson, who also registered on Election Day, is offended by the suggestion that same-day registration is somehow bad for democracy. Between her schoolwork, her job as an ASUM senator and her volunteer work, which included dozens of hours spent calling voters weeks leading up to the election, Henderson says registering to vote slipped her mind.
"A lot of students I called thought they couldn't vote because they weren't registered ahead of time," Henderson recalls. "It was nice to be able to tell them they could still vote."
And the numbers supported the new policy: Election Day turnout last year jumped nearly 10 percent from the previous two non-presidential elections to 63 percent, and the majority of that increase is attributed to voters who registered on Election Day.
"Politicians are always saying that people need to get more involved in politics," says Henderson. "To take same-day registration away is irresponsible."
We couldn't agree more


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Baker by Ted Baker Baby girl's multi coloured floral two in one suit
Item No.2400208442
Item No.2400208442
This babies girl's multi coloured floral designer two in one suit is from the Baker by Ted Baker range. It consists of a popper stud fastening bodysuit with a dress overlay, with ruched cap sleeves, button fastenings and a bow detail.
Sunday to Friday - order by 9pm
Saturday - order by 6pm
Monday to Sunday - order by midnight
Orders over £20 - FREE
Orders under £20 - £2
Show full delivery details
Subject to exceptions, Debenhams is happy to exchange or refund your purchase within 28 days of delivery. Please check here for more details on our returns policy and exceptions.
Open a Debenhams Credit Card today and receive:
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Credit available from NewDay Ltd to over 18s only
*Terms & Conditions apply.Find out more & apply now


text:
Fillies by Monsun and Galileo cracked the seven-figure barrier Aug. 16 at the opening session of the elite Arqana Deauville yearling sale, which saw strong trade throughout.
Soon after selling got under way, a filly from the final crop of deceased German sire Monsun sold for the highest price of €1.2 million ($1,607,986 in United States funds) to Tony Nersus, acting on behalf of Kuwaiti owners Saleh Al Homaizi and Imad Al Sagar.
The session was a huge success for Lucien Urano's Ecurie de Monceaux, which consigned five of the day's top 10 highest-priced horses, including the session-topping filly.
She was produced by the Dashing Blade mare Sasuela, who is a half sister to three group I winners: Schiaparelli, Samum, and Salve Regina, all by Monsun. The British-bred filly is a half sister to six winners including German group I winner Seismos, and is from the extended family of smashing German Derby (Ger-I) winner Sea The Moon. Ecurie de Monceaux bred her in partnership with Haras de St. Pair.
Late in the evening, a daughter of Europe's leading sire Galileo sold for the session's second-highest price, with Anthony Stroud Bloodstock for €1 million ($1,339,988) acquiring the first foal out of stakes-placed Dance Secretary, by Danehill Dancer. The dam is a half sister to 2003 Canadian champion turf male Perfect Soul , a grade I winner in the United States for owner/breeder Charles Fipke, who bred the seven-figure filly in France. Haras de la Reboursiere Et De Montaigu consigned.
Figures were up double-digit percentage points across the board. Overall, 65 of 79 horses sold for total receipts of €16,237,000 ($21,757,395), a 14% rise from last year's opening session.
The average price was €249,800 ($334,729), up 15%, and the median was €170,000 ($227,798), ballooning 32%.
The clearance rate was 82.3%
Eight horse were knocked down for €500,000 ($669,900) or more (compared with six last year) and 29 for sold for €200,000 ($$267,960) or more, pointing to a real strength in depth of the market.
A daughter of Invincible Spirit, bred in Ireland by Ecurie de Monceaux in partnership with Skymarc Farm, sold for the session's third-highest price of €850,000 ($1,138,990) to Coolmore's M. V. Magnier. Her dam is the Linamix mare Tonnara, who has produced three winners from as many to race, including 2012 St. James's Palaces Stakes (Eng-I) winner Most Improved, by Lawman, and 2013 Criterium International (Fr-I) winner Ectot, by Hurricane Run.
Offspring of second-crop sire Sea The Stars brought two of top 10 highest prices, with a daughter of the unraced Selkirk mare Vedela going to Irish agents Ross and Peter Doyle on behalf of South African Markus Jooste's Mayfair Speculators for €700,000 ($937,992). The Irish-bred filly, also bred by Ecurie de Monceaux in partnership with Skymarc Farm, is the second foal for her dam, a daughter of French group I winner Vadawina.
A French-bred Sea The Stars filly from French classic-placed Ysoldina sold to trainer Pascal Bary for €600,000 ($803,993). Group III winner Ysoldina, a daughter of Kendor who was third in the 2005 Poule d'Essai des Pouliches (Fr-I, French One Thousand Guineas), has produced two winners, both stakes-placed. The filly was bred by Aliette Forien.
Another filly from the final crop of Monsun made the top 10 horses to sell when secured by the Doyles and Mayfair Speculators for €650,000 ($870,992). Bred in France by Guy Heald, she is the second foal out of German and Swiss stakes winner Dubai Rose, a half sister to group II winner Hanami, and was offered by La Motteraye Consignment.
Ecurie de Monceaux also offered a daughter of Galileo out of German-bred 2007 Beverly D. (gr. I) winner Royal Highness, by Monsun, who sold for €560,000 ($750,393) to China Horse Club. The bay filly, bred in Ireland by the consignor, is a half sister to French group II winner Free Port Lux.
Coolmore was the leading buy at the first session with four yearlings for a combined €1,755,000 ($2,351,349). Mandore International was second with eight yearling bought for a total of €1,715,000 ($2,297,757), most notably on behalf of Sheikh Joaan Al Thani's Al Shaqab Racing.
The sale continues Aug. 17 with the second of three sessions.
For hip-by-hip results, click here.


text: I just recently installed a 3" turbo back. After that I went home and fixed my boost leaks and all i could hear was air coming from out of the breather filter on the VC. I go out to test the car and as soon as i hit 15psi the car jerks violently. I thought i blew off an intercooler coupler. but after it was over the car ran just fine. All i have as far as mods are Injen style intake, 1g bov, 14b , lower intercooler piping and the turbo back. Also i seem to have a small pool of oil in my valve cover but when i checked the plug wells, they were bone dry, but the plug wires have some oil on them. Could this be a leaking valve cover gasket? and would this cause my car to act like it hits fuel cut?


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|Topic Review (Newest First)
Beached Boat, Need idea
Sorry to hear about your misfortune, which I''m certain has been a common event along the Atlantic & Gulf waters this season. The obvious method of course, is to hire a mobile crane with a long enough reach to lift the boat up with straps & extend out to water, deep enough to float it.
You may risk damaging the hull by other methods, such as sliding back to the harbor. This can be done by jacking up the boat enough to secure lateral planks to the hull side resting on the beach. Then slide the boat down the beach on greased timber tracks with the assistance of a cable secured to either a powerboat, or tow-truck onshore. The truck cable of course, needs to transverse the water by being routed through a block secured to a distant fixed object. The geometry may or may not work, depending upon the shoreline contour.
Perhaps a line brought ashore from a secure anchor, set to the bottom with your dinghy, can be used with either your boats'' windlass or a vehicle mounted winch. Wait for a moontide to reduce the travel distance.
Good luck in whatever method you decide upon and keep us posted with the results of your efforts.
Beached Boat, Need idea
So I live on the North Shore of Boston, Salem Harbor, my 27 Hunter broke off it''s mooring and landed it self on the beach, due to the storm surge it is to high for the regular tide. It is laying on its side and I am looking for ideas on how to get this bad boy back in the water. It appears to be fine, other than it is unnaturally on dry land. Your Help is greatly appreciated
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text:
The above graph displays service status activity for Ravelry.com over the last 10 automatic checks. The blue bar displays the response time, which is better when smaller. If no bar is displayed for a specific time it means that the service was down and the site was offline.
Service Status History
|Ping Time
|Ping Time
|63.19 ms.
|67.09 ms.
|63.83 ms.
|63.83 ms.
|62.72 ms.
|63.89 ms.
|62.79 ms.
|63.92 ms.
|64.47 ms.
|64.41 ms.
* Times displayed are PT, Pacific Time (UTC/GMT 0) | Current server time is 07:30
We have tried pinging Ravelry website using our server and the website returned the above results. If ravelry.com is down for us too there is nothing you can do except waiting. Probably the server is overloaded, down or unreachable because of a network problem, outage or a website maintenance is in progress...
If the site is UP but you cant access the page, try one of the below solutions:
Browser Related Problems
Force a full refresh for the site. This can be achieved by pressing CTRL + F5 keys at the same time on your favourite browser (Firefox, Chrome, Explorer, etc.)
Clear the temporary cache and cookies on your browser to make sure that you have the most recent version of the web page. For instructions choose your browser :
Fix DNS Problems
A Domain Name System (DNS) allows a site IP address (192.168.x.x) to be identified with words (*.com) in order to be remembered more easily, like a phonebook for websites. This service is usually provided by your ISP.
Clear your local DNS cache to make sure that you grab the most recent cache that your ISP has. For Windows - (Start > Command Prompt > type "ipconfig /flushdns" and hit enter). For details choose your operating system :
If you can access a website at office or from a 3G network yet it's not working on your computer, it is a good idea to use an alternative DNS service other than your ISPs. OpenDNS or Google Public DNS are both excellent and free public DNS services.
Check our help page for step-by-step instructions on how to change your DNS.
Have tried everything above, short of changing DNS providers. Can't connect, keep getting a ERR_CONNECTION_TIMEOUT. Works fine on my phone, using my home network. This is day 2 of not being able to reach it.
cant get to site on my home internet
I've been unable to access Ravelry since yesterday afternoon, the error message says the server stopped responding - I can access other websites without problem.
just tried to add a note to one of my projects; says it can't find my page....sounds like something needs to be fixed!
Ravelry is down across all my gadgets.
Site is down for me.
error connection...:(
It isn't loading
isn't loading for me right now.
Is ravelry down? Been trying to access the site since 18 pm. No success . Anyone knows what is going on? Thanks
It's been very slow to load for me for the last several days. It was slow as well when i uploaded pictures a few days ago, and took forever to open them once uploaded.
Same issue tonight -- Ravelry is super slow again, as it has been for the last few days, and it's even worse at night than during the day. Very frustrating!
Haven't been able to access for the past few hours
I've been having trouble accessing Ravelry all day long. It's gotten worse since 4:00 pm Central DST.
Not working since this morning.
I been trying for 2 days to get on ravelry and it says it is unavailable and all my other websites work and it use to work, please help
I am always having problems with ravelry site but all other sites load up
Still can not get on. How annoying. TrishaC
I have not been able to get on to revelry since yesterday morning?
Edit (+1 day): Still having trouble getting in. I got in this morning but it was so slow.
Can't get Ravelry to open right now.
For the past half hour I haven't been able to post anything or to edit previous posts. The problem is both on my PC and my iPad.
it hasn't worked for me for the past 2 days >_
Not available for me
not available for me now
Yesterday and today (feb 21 and 22 ) I get HTTP 404 Not Found when I try to connect to ravelry.com. Help!
Haven't been able to get on all day, cleared cached, rebooted computer, nothing!
Wont even load for me right now.
no problems getting to login page, but it keeps 'refreshing' rather than actually logging me in.
I've been trying to get the website for the past hour or so with no luck.
I've been having trouble since last night. It worked for about 2 minutes this morning.
Submit a comment using your Facebook ID.
Is Ravelry.com down for you right now? Submit your comments about Ravelry.com service status or report an issue below to let others know that they aren't the only ones having trouble. Please note that your country, service provider and browser information will be displayed next to your comment to better analyze a possible outage.


text:
The problem we're seeing is that 95% of people see a kill and they start bashing the car that lost. Anyone, at any give time, could make any car faster that the wrx. I pulled on a viper from 20 to about 50 b/c he missed a shift terribly. I don't go out there saying how slow vipers are. There are so many variable that can affect any race.
Some people say that racing from a roll takes all of the driver skill out of the equation. Well, your right, thats is why I like racing from a roll. I personally don't want the driver as a variable in a race. When I race, I want to see whose "car" is faster. I could car less about the driver.
People need to pull their heads out of their A$$es before the post regarding kill stories. Wordie, this is not directed at you whatsoever, but some of those guys on po were retarded. They were saying how "weak" a wrx is. Apparanty their head are stuck so far up their own a$$es that they don't see the real world. Yeah, wordie destroyed that guy. That doesn't mean the wrxes are weak. I'm not trying to offend anyone, but you can only make a prelude so fast. A wrx has alot more potential.
Everyone just needs to respect each others hard work and motorsports in general and it will be a much happier world.
ok I'm done


text:
Berkley, MA, USA < change city >
DJs (40)
Florists (36)
Caterers (33)
Cakes (28)
Bands (28)
Wedding Day Beauty (24)
Limos (15)
Coordinators (14)
Videographers (12)
Wedding Fashion (11)
Rentals (10)
Officiants (9)
Decorations (8)
Lighting (7)
Favors (7)
Ceremony Sites (21)
Reception Sites (11)
See All Vendors >
Ocean Blue Catering at M...
55 Coogan Blvd
Mystic, CT 06355, United States
860-572-5955 ext 337
Attractions/Entertainment, ...
4 ratings, 4 reviews, 16 weddings
Mystic Aquarium was a wonderful place to have our reception. The food was absolu...
The Perfect Plan
PO Box 792
Forestdale, Ma. 02644, USA
Coordinators/Planners, Invi...
2 ratings, 3 reviews, 3 weddings
Connie Clark (owner) and her staff made our wedding! From food tastings, to refer...
Zukas Hilltop Barn
89 Smithville Road
Spencer, MA, United States
Ceremony Sites, Reception S...
2 ratings, 2 reviews, 9 weddings
The whole staff was easy to work with and very friendly. Alison in particular di...
Crazy Chefs Caterers
P.O. Box 1064
Easton, MA 02334, USA
Caterers, Coordinators/Plan...
2 ratings, 2 reviews, 2 weddings
I would recommend them to anyone. The compliments on the food and appetizers wer...
Emery's Catering
ri 02863, usa
Caterers, Bartenders & Beve...
2 ratings, 2 reviews, 2 weddings
Great communication with this vendor. We were relieved to see how flexible they w...
Chef Roland's Fine Foods
258 Teaticket Highway
East Falmouth, MA 02536, United States
2 ratings, 2 reviews, 2 weddings
Chef Roland is exceptional! He was professional, well priced and provided amazing...
B & M Clambakes
Newport, RI, USA
2 ratings, 2 reviews, 2 weddings
The guys at B & M were a dream to work with. They were familiar with our venue a...
Boston, MA, USA
2 ratings, 2 reviews, 2 weddings
The staff made planning my wedding so easy and stress free. There was a large ver...
Eat Your Heart Out Catering
79R Davis Straits
Falmouth, MA, United States
2 ratings, 2 reviews, 2 weddings
Sean Daily and his staff are beyond amazing. We chose them for our rehersal dinn...
Wildflour Catering
50 Terminal St
Building 2, 7th Floor
Charlestown, MA 02129, USA
2 ratings, 1 review, 3 weddings
Amy has beed amazing to work with. She has helped me every step of the way. My d...


text:
Giant Bubble Changes Color And Shape As Visitors Walk Through [Video]
A tactile and visual experience combines both art and entertainment.
Toyko-based design studio Team Lab built a labyrinth of floating colors at the Hong Kong Arts Centre in China. This hypnotic display of chroma, sound and luminescence, entitled "Homogenizing and Transforming World," dictates the interior space of the center in sheer wonder, and envelopes visiting admirers in a world of mesmerizing glowing globes.
Suspended in the air and hovering above the floor, the giant orbs of color, in reaction to human contact and subtle movements, will change in color and take on new characteristics.
To coordinate the motion responses, Team Lab set up a wireless connection that binds the floating orbs together, essentially creating an intricate network of exaggerated paper lanterns.
As part of the exhibit Distilling Sense: A Journey Through Art and Technology in Asia, this surreal, interactive installation is an example of how modern day information bounces and spreads back and forth between people and objects. Open until January 14th, this fascinating exhibit welcomes anyone with an appreciation for contemporary art.
For a taste of this imaginative project, take a look at the video below.
"Homogenizing and Transforming World"
Source: Designboom


text:
Oscars draw record low TV ratings
By Steve Gorman
LOS ANGELES (Reuters) - Films about psychopaths, greedy oilmen and corrupt lawyers failed to click with moviegoers, and they proved a turnoff to U.S. television viewers as this year's Oscars show hit record low ratings.
The 80th anniversary edition of the Academy Awards, dominated by European stars and films that played poorly at the box office, averaged 32 million viewers, entering the record books on Monday as the least watched Oscar telecast ever.
The national viewer tally reported by Nielsen Media Research for ABC's live, three-hour-plus telecast on Sunday was down about 1 million viewers from the previous record low, set in 2003 when the Oscars were presented just after the U.S.-led invasion of Iraq had begun.
The 2003 program was hosted by Steve Martin and featured the musical "Chicago" as best picture.
Sunday's broadcast, with comedian Jon Stewart making his second appearance as Oscar host, now ranks as the smallest U.S. TV audience for the Oscars since 1974, when actual viewer totals first became available.
The household rating, 18.7, also marks the lowest level by that measure going back to the first televised Oscars in 1953.
By contrast, the most watched Oscar broadcast on record was the 1998 show, when the box-office blockbuster "Titanic" sailed off with a record-tying 11 awards, including the prize for best picture. Some 55 million Americans tuned in that year.
Even that figure pales in comparison to the audience that tunes in annually to the National Football League championship Super Bowl game, which this year drew 97.5 million viewers. Continued...


text:
Charleston Afb, SC, USA < change city >
Photographers (69)
Bands (48)
Caterers (35)
Florists (32)
Wedding Day Beauty (31)
Coordinators (30)
Cakes (27)
DJs (14)
Officiants (14)
Videographers (12)
Limos (11)
Wedding Fashion (11)
Rentals (9)
Ceremony Musicians (8)
Invitations (6)
Ceremony Sites (173)
Reception Sites (135)
See All Vendors >
Meredith and Caleb's Wedding
Ceremony at Harbour Club
Reception at Harbour Club
"Our wedding was beautiful! Charleston in July can be hot, humid, and hor..."
Our Wedding
Ceremony at Historic Rice Mill Building
Reception at Historic Rice Mill Building
"I was worried at first about planning a wedding in Charleston from my home in Charlotte, NC, but wedding mapper reall..."
Erin and Travis's Wedding
Ceremony at St Mary's Catholic Church
Reception at Harbour Club
"Our wedding was more than I ever thought it would be! Charleston is a g..."
Jennifer and Oliver 's Wedding
Ceremony at Summerall Chapel - The Citadel
Reception at South Carolina Society Hall
Charleston Wedding In May
Ceremony at First Baptist Church
Reception at Francis Marion Hotel
"Our wedding was a dream come true! As Southerners, Charleston was the pe..."
Rindi and Correy 's Wedding
Ceremony at Hampton Park
Reception at Harbour Club
"Our wedding was great! Getting married in Charleston was really fun, but..."
Kristin and Walker's Wedding
Ceremony at John Wesley United Methodist Church
"Our wedding was fabulous! The weather was perfect in Charleston, SC for..."
Jill and Lee's Wedding
Ceremony at French Huguenot Church
Reception at South Carolina Aquarium
Jennifer and Andrew's Wedding
Ceremony at Cathedral of St. John the Baptist
Reception at The Pavilion at Patriots Point Links
"Our wedding was beautiful! Almost all our guests were from out of town a..."
Charles and Jennifer's Wedding
Ceremony at French Huguenot Church
Reception at Hibernian Society


text:
Toba Garrett's French Vanilla Bc
Decorating By WebDiva Updated 24 Mar 2006 , 10:32am by luggi
I have used Toba Garrett's French Vanilla BC to ice a cake and with a couple of layers it came out pretty well. I took a cake iced with it to a party and it was a hit. I'm doing a cake for a baby shower this weekend and DH thinks I should use this icing as opposed to a regular buttercream (with shortening). However, I'm wondering if it will be stable enough to do a border.
If not, could I maybe use it to ice the cake and another icing to do the border? Any suggestions on what I should use?
Thanks in advance,
I'm glad to hear about this recipe from Toba. I have her book and haven't tried any recipes yet.
I would use the french vanilla bc for the icing and the other buttercream with shortening for the decorations.
Thanks for the input sweetbaker and Euphoriabakery (thanks for the pics)...I'm not sure exactly what I'm going to do yet...I think I may ice the cakes and decorate the sides with French Vanilla BC and do the border in regular BC since I want it to be a bit more stiff. Euphoria, I'm not actually transporting it anywhere...the baby shower is at my house!...so that makes it a tad easier...but I will stick it in the fridge.
please give up the recipe!!! i would love to have it. TIA
HI alracntna!!! Euphoriabakery posted it earlier on another thread so I just copied and pasted it.
Euphoriabakery wrote:
French Vanilla Buttercream
Toba's comments:"This is simply the most delicious icing ever. It tastes like vanilla ice cream. Use this icing when looking for something simular to whipped cream.
1 1/2 Cups(345g) granulated sugar
3/4Cup(6floz or 180ml) milk
1 1/2Tbsp all-purpose flour
1/4tsp salt
1Tbsp pure vanilla extract
3/8Cup(3floz or90ml) whipping cream
1 1/4 lbs (567 g) unsalted butter, room temperature
1. Make custard by heating milk and sugar until sugar crystals dissolve. Add flour and salt and whisk over an ice bath until the custard has cooled, or cover with plastic wrap and refrigerate for 1/2 hour to cool the mixture. Whisk in vanilla extract.
2. Pour custard mixture into a mixer bowl with a paddle attachment. Add cut-up butter and add whipping cream. Mix on LOW speed to incorporate ingredients. Gradually increase speed to MEDIUM-HIGH until the mixture begins to thicken. It takes at least 7 to 9 minutes for the butter to be completely incorporated.
3. Put the icing in a plastic container with a lid and refrigerate. It will keep for 1 week in the refrigerator or freeze for 2 months.
Note: Don't panic if the buttercream looks like cottage cheese. The more you beat this buttercream, the creamier it gets.
Storage: Store the icing in an airtight container and freeze. The icing will keep for up to 2 months.
Yeild: 5 to 6 Cups
I can't wait to give it a try!! Hugs, ~Denise
Thank you so much. i am still working on the IMBC and i am on my 4th batch so if it does not come out again then i will do this instead. thanks again.
That sounds so good! It's different--not a powdered sugar buttercream, and not a meringue buttercream either. I can't wait to try it. Thanks for sharing.
Thank you so much. i am still working on the IMBC and i am on my 4th batch so if it does not come out again then i will do this instead. thanks again.
What trouble are you having with the IMBC?
okay here goes....
I take 1/2c water and 2 1/4 c sugar and make simple syrup that i cook till it has boiled for 7 min. then i whip 8 lg egg whites till they fluff. then i take the hot simple syrup and pour it down the side of the egg whites while whisking on about a 6 on my KA then i wait till it is completely cooled. i think this is where i mess up cause for it to completely cool it has to whip for a long time i am talking like 45 min to an hour. is this okay? anyway after that i add 3c of butter and thats when it just turns to water. i think it is cause it is still to warm when i add the butter but then i am back to the question of is it okay to whip it for so long for the syrup and egg mixture to cool? am i making since?
It shouldn't take that long to cool...
I wonder what's happening?
Mine usually takes 20 minutes or so. By the time the egg white mixture is fluffy, the mixture is cool enough to add the butter.
As you add the butter, the icing will start to break down and look kind of liquidy. Just keep beating and it will start to come together and look smooth and creamy. It's kind of like magic! The first time I made IMBC, I thought I did something wrong because it looked awful as I added the butter. But I just kept beating it and eventually it came together beautifully.
You might try making Martha Stewart's Swiss Meringue buttercream. The ingredients are similar, but instead of making the syrup, you heat the egg whites and the sugar together and then beat them.
The Toba Garrett recipe sounds easiest of all! Maybe you should cut your losses and go with that.
The IMBC and Swiss Meringues can be used to make flowers and borders as well as to ice the cake.
Is the Toba recipe good for piping flowers? Does anyone know?
Thank you i am doing this now. i will let yall know what happens. cross your fingers.
I just edited my last post and added some more info.
Good luck! I hope it works for you.
One more thing...don't soften the butter too much before you add it. It shouldn't be hard, but you don't want it melty either.
The Toba Garrett recipe sounds easiest of all! Maybe you should cut your losses and go with that.
The IMBC and Swiss Meringues can be used to make flowers and borders as well as to ice the cake.
Is the Toba recipe good for piping flowers? Does anyone know?
I iced and decorated the two cakes pictured above with this icing. But my flowers are royal icing. I'm not sure it would hold up to making flowers. It is a little softer than a normal buttercream. However you might be able to get flowers if you refrigerate it for a while and then rewhip. It seems to be a little firmer after doing this.
I suggest you use a Meringue buttercream, either Swiss or Italian as it is much firmer. I've used the French Vanilla Btcm and it is incredibly delicious...almost the same as whipped cream. But I personally find that it's too loose for my taste.
I've found that Toba Garrett's recipe tastes too much like sweetened butter. Many of my friends and family prefer the Dede Wilson's IMBC. It is very moldable when making corners, etc. My own preference is an all-butter powdered sugar BC for the taste, but it doesn't spread very well.
Well, I made the cake for the baby shower yesterday. It was a two-tier yellow cake, with raspberry buttercream frosting and French Vanilla Buttercream icing. I used Toba's "Decorator's buttercream" for the borders and decorations. It came out well. And it was a hit! Everyone thought it was delicious! It was my first cake that wasn't made for a class or just for my house. There were only crumbs left!
Thanks for the help.
BTW---I personally think that Toba's FV BC tastes almost like whipped vanilla ice cream. People making comments about how "light" and tasty it was. I think that it may have something to do with how long I mixed it to get it that "light". At any rate, people really did like it.
I just made some and I am not sure if I like it. It tastes like an extra sweet custard. I am going to try it on a chocolate cake and see what hubby thinks. He is not a good critic though cause he seems to like anything I bake. My 6 year old tasted it and liked it. I asked him what it tasted like and he said hmmmm butter. Not sure if that is good or bad
I've made it before, and I actually like using it to fill my peach cookies or clothepins. It's really good. Not sure how I like it for the cake...it is a little moist, but delicious.
Quick question: What is IMBC?
HI DeniseMarlaine!!
It's Italian Meringue Buttercream.
You have a beautiful name!! Nice to met ya!!
Hugs, ~Denise
After I beat the syrup into the whites for a while, I put a bowl of ice under it to make sure it cools completely before I add the butter. The butter is just soft enough that I can push a dent into it, not too soft.
i like Dede Wilson's the best. Also Rose Levy Birenbaums Mouselline BC. It's in the Cake Bible. The BC in the Whimsical Bakehouse are good as well as their cakes. If you have any questions Wilson will email you back as well as Rose L. Birenbaum. I think she may have a blog.
Hey, nice to meet you too Denise ! This forum is SO cool--I learn something new every time I log in. Just wish I had more time to spend here. . .
Italian Meringue Buttercream--sounds yummy. I'll have to look that one up for my next project.
Hugs back--DENISE
I put it on a cake and I won't use this recipe again. Don't use it unless you LOVE and I mean LOVE butter. That is what it tastes like. Really sweet butter. Even my kids who will eat just about anything didn't like it. Excuse the big dip in the cake I just wanted to use the ballerina and the cake was just for us. It said Happy Nothing on it.......lol.
Thanks for the warning--I guess it doesn't sound so good after all. Your cake is very pretty. What size pan did you use?
I used Toba's French Vanilla BC and I will never make it again. I had to add almost a pound of powdered sugar to make it sweet. It tasted like butter with a little bit of sugar in it. I didnt like it. I followed the recipe exactly. I am dying to try her Chocolate buttercream recipe, though. It looks really good.
I used a 11x9 I think I just needed something to put the frosting on and I really wanted to use the ballerina.....I found her at the dollar store. BAker let me know if you make the Chocolate Buttercream.....
I'm glad I'm not the only one that isn't crazy about it. Makes me feel better Seems like it just needs more substance, you know
Quote by @%username% on %date%


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German Shepherd Dog Forums (http://www.germanshepherds.com/forum/)
- Stories (http://www.germanshepherds.com/forum/stories/)
- - One scary moment (http://www.germanshepherds.com/forum/stories/412298-one-scary-moment.html)
One scary moment
Just wanted to share this incident:
Yesterday we were walking our year old at a little park downtown, high traffic area, the park is actually the traffic circle with a good amount of pedestrian and canine traffic, and surrounded by shops, restaurants, theaters, etc. Our GSD got loose, the leash had somehow slipped off his collar and before we could grab him, he raced away, there was a lot of distraction, people, kids, other dogs, squirrels and tons of birds, and worse constant stream of cars on all sides. He ran to a man about 50,60 feet away wagging his tail and sniffing. Heart in my mouth, I called him and he raced back to me happy, wagging his tail. He probably heard the desperation in my voice. I gave him a bunch of treats and lots of praise. Although later I was happy that his recall which I had never tested this way(amongst this much distraction!) before was this good, I am never repeating this experience again!
Wow, glad that worked out okay! I would be terrified too. Good boy for coming right back to you when you called him!
That is my worse fear. My one dog is a pro at slipping out of her collar. She now has a martingale collar. I'm glad he came back to you without incident.
Very scary! I had a leash "somehow" come off a collar a couple of times with my previous girl when she was a pup. It prompted me to figure out how that could happen. Turns out the collar D ring that the leash is clipped on to was not round but more square meaning it could slip thru a leash clip that was not really really tight, which most are not. I loved the collar but not the D-ring so I quit using it. The leash was a good quality leash, the collar a pet collar.
Sent from Petguide.com Free App
hmm.. yes, i am still wondering how it could have happened. I've been using leash and collar for months and this is the first time.
I know my heart would have been in my throat during all that. So glad you got the little fellow back without harm. It's always great when that training works out and the recall makes them turn and return immediately. A good thrill that your training paid off and the fact that your dog was safe. Glad everything worked out. Just curious, how did that guy your dog run up to react?
He was not too comfortable(from his body posture he looked wary), but not scared either. Luckily he just stood there and then continued walking once our dog started back toward us. I think we crossed paths with him again on our rounds around the circle, and if it was him(?), this time he laughed and reached out to pet the dog and waved to us.
This is him, he actually looks smaller, thinner and more puppyish when he is standing, but I was thinking yesterday that I would be wary of a big dog like this running up to me :)
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Over My Head
Today was a big day in MN. Today our state senate approved a bill allowing for same-sex marriage. Our house voted in favor of the bill last Thursday. And tomorrow evening, I will stand on the Capitol lawn with my 4 fellas and watch our governor sign the bill on the front steps. I am … Continue reading
Categories: Mostly Me, Over My Head 5 Comments
By now, you probably know how the MN marriage amendment vote turned out. You know, that one I've been all fired-up over for months? It was defeated. Minnesota did not write discrimination into our state constitution yesterday, and I am so grateful. Of course I cared about the elections, but this amendment thing had me … Continue reading
Categories: Over My Head 2 Comments


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Recognising gifted children
It is 3.30pm on the last Friday of the month. Between 40 and 50 youngsters are waiting in the lounge of the National Curriculum Centre in Ħamrun.
They look like any other Maltese teenagers except that they are here to attend a programme for the exceptionally gifted. Their school has selected them to attend this programme voluntarily. The session will be repeated for another set of students on another day.
This programme is led by the Education officer for Mathematics. At the beginning of every scholastic year, schools are informed about this programme. It is then up to Maths teachers to inform two of their brightest students about the programme and encourage them to take part.
In each two-hour session, the students sit around tables informally. A lecturer introduces topics that would not normally be tackled in Form 4 – such as Fibonacci numbers or Paschal's triangle.
The participants are given puzzles and problems to solve. The speed at which they find solutions is breathtaking.
In Malta, this is one of the very few efforts of the Education Department specifically aimed at exceptionally gifted teenagers.
But, who are the exceptionally gifted? Are we reaching the right people by targeting those who excel in Mathematics? Is there more we could do to try and reach all those who would benefit from this programme? And shouldn't we be identifying these children at a much younger age?
Exceptionally gifted children who are much more advanced than their peers when it comes to learning, constitute only about two per cent of the population.
Some may excel in a discipline such as music or drama. When they undertake an IQ test they score very highly, in excess of 145 points. Some may even score above 180. However, some of these very bright students do not achieve their potential if it is not properly challenged.
Every teacher appreciates the students who know all the answers and who put their hand up to answer the moment a question is asked. These children are encouraged to succeed and they do. But not all exceptionally gifted children conform easily within the school system.
Take Kevin. At the age of 11 he failed the secondary school entrance exam. By 13, he was a troublemaker upsetting his class with his unruly behaviour. He was labelled hyperactive. His headmaster threatened to expel him. Luckily, Kevin's parents took him to a psychologist who gave him an IQ test. Kevin registered an IQ in excess of 145.
Somewhere, the school system had failed this young man. School-work did not grab his interest. Instead of following the lessons, he misbehaved to attract his teacher's attention of and his peers' admiration. He was fortunate that once out of school, he found help and moved on.
There are many others like Kevin.There are those who spend the day reading a book under their desks because they finish their work too quickly. Some are considered arrogant because they challenge the content of their lessons. Some want to do nothing.
In the playground they are sometimes visible because they want to play games that have complicated rules. A few are shunned because they always want to be leaders.
Life for the exceptionally gifted is not always easy. Boys don't like to show they are clever and may opt to be troublemakers instead. Girls conform more easily, but some find schoolwork boring and want to leave school as soon as they can.
And yet these children often show their capabilities at a young age.
Take Timothy. At five years of age he could already read. He could recognise all countries on the map, draw their flags correctly and knew the names of all the capital cities.
His teacher did not know how to deal with him. All day long, he was left to trace maps from the atlas and to try and read from the encyclopaedia. He was also made the teacher's assistant to help those who could not keep pace with the rest of the class. Eventually the boy lost interest in learning, only to recover many years later.
Parents who think their children might be gifted can provide a stimulating environment by sending them to extra after-school programmes such as drama or music. Some, however, do not know what to do or cannot afford to pay for extra courses.
The aims of the new National Curriculum, aptly called Towards a Quality Education for All, is to help each child fully develop their potential. The methodology it proposes will help children move at their own pace. But for the exceptionally gifted, this may not be enough.
Malta has made huge strides to integrate socially, physically and intellectually disadvantaged children and help them cope. Perhaps it is now time to consider exceptionally gifted children and provide them with enriching programmes in several disciplines. If left unrecognised, some of these young people end up frustrated, angry and even depressed.
The first thing needed is to create awareness so that teachers can identify gifted children early on. Most schools in the US, Europe, Australia and New Zealand have specially trained teachers who devise regular programmes of creativity, inquiry, planning and debate for the exceptionally gifted.
Others have special enriching programmes during summer.
Perhaps it is also time for the University's Education Department to start thinking of introducing special training for teachers for the highly gifted at master's and doctoral levels.
The way forward is to make the best use of all human resources. According to Russian psychologist Lev Vygotsky, "the only good learning is that which is in advance of development".
Malta would benefit from recognising the exceptionally gifted and helping them channel their gifts in the right direction.
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|This article needs additional citations for verification. (January 2009) (Learn how and when to remove this template message)
An office of Iperú located at the Crnl. FAP Francisco Secada Vignetta International Airport, in Iquitos, Peruvian Amazonia.
|24 June 1994
|Lima, Perú
Region served
Official language
|Spanish, English and sometimes others, with publications in several other languages.
|Promperú and INDECOPI
Iperú Tourist Information and Assistance, or simply Iperú (with lower-case p)[1] Spanish pronunciation: [ipeˈɾu]) is the Perú tourism office provided since 1994 by the Peruvian government through the Commission for the Promotion of Exports and Tourism of Perú (Spanish: Comisión de Promoción de las Exportaciones y el Turismo del Perú, Promperú) and the National Institute for Defense of Competition and Protection of Intellectual Property (Instituto Nacional de Defensa de la Competencia y de la Protección de la Propiedad Intellectual, INDECOPI), to provide domestic and foreign travelers with objective and impartial information as well as support services. The organization's logo is the international tourist information symbol, a lower-case white "i" inside a blue circle, followed by "perú".
The Iperú headquarters are in Lima, and there are multilingual offices throughout the country.
During 2007, Iperú handled 287,492 cases, including requests for information and for assistance or both, all over Peru.[1]
Iperú has three core purposes:
- To provide visitor information.
- To advise tourists on relevant paperwork and procedures required by public and private institutions.
- To contribute to the resolution of complaints from tourists against operators of tourist services.
Iperú provides free information and services for various sorts of travelers to and within Peru – including tourists, businesspeople and academics – before, during, and even after their trip. The organization has a comprehensive database of registered tourism services in the country, as well as information about places, attractions, routes, and travel times. Iperú also provides assistance in cases of problems arises during a trip or if tourist services are not provided as hired. Iperú is responsible for handling claims submitted by tourists against the suppliers of tourism services, with mediating and conciliatory (but not punitive) powers to resolve them.
A cooperation agreement on 24 June 1994 between Promperú and INDECOPI established the Tourist Protection Service (Servicio de Protección al Turista, SPT). Through this agreement, INDECOPI gave to the new bureau the functions of the earlier Consumer Protection Commission (Comisión de Protección al Consumidor, CPC) in cases against tourism companies.
In 2001, noting the need for objective tourist information to visitors in order to prevent adverse incidents and improve the services provided by SPT, it was decided to add the Tourist Information Service (Servicio de Información Turística, SIT).
Merging the functions of both services[when?] gave rise to Iperú Tourist Information and Assistance.
The Iperú headquarters are in Lima, and there are operations in 12 Peruvian regions, with 30 local offices as of January 2009[update], which are usually named with the city in which they are located (e.g., the Iperú office in Iquitos, (Peruvian Amazon), is Iperú Iquitos). Despite being a governmental organization, is accessible in person, by phone and by e-mail 24 hours a day, every day of the week and year. Operators of Iperú typoically speak Spanish and English, and some are fluent in other languages. Local offices can typically handle 5 or more languages with staff on hand at any given time, and provide published materials in Spanish, English, French, German, Italian, Russian and Chinese.
In popular locales, Iperú installs kiosks of tourist information on events or places with large influx of visitors and foreign nationals, such as the celebration of the Inti Raymi in Cusco and the Patronal Feast of Saint John in Iquitos in the Peruvian Amazon.
List of offices[edit]
Iperú operates 14 offices around the country, in Amazonas, Ancash, Arequipa, Ayacucho, Cajamarca, Cusco, Lambayeque, La Libertad, Lima, Loreto, Piura, Puno, Tacna and Tumbes.[2]
See also[edit]
- ^ a b "Turistas disponen de servicio telefónico Iperú para denuncias e informes". Diario La República (in Spanish). 16 August 2008. Archived from the original on 9 April 2012. Retrieved 10 November 2012.
- ^ "Offices Nationwide". Iperú. Retrieved 10 November 2012.
External links[edit]
- Official tourism website of Peru
- Peru travel guide from Wikivoyage


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Second Hand - Pub & Bar Chairs(page 1 of 2)
Second Hand Pub Chairs & Bar Chairs for Sale
We have a massive range of used pub and bar chairs for sale. Our stock is sourced from leading pub and bar chains which means that the quality of our items are superb.
We have thousands of pub chairs in stock and also a large range of second hand pub stools and pub tables available.
Our furniture is stored in our large warehouse and is open to the public, so please do not hesitate to pop down and see what clearance furniture we have on offer.


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Hey there,
just stumbled across this site doing some research on ammo for my new XDm 9mm.
This is actually the first gun that I've personally owned... I've grown up shooting but I've never owned my own.
My wife and I just got back from visiting her Uncle in Maine (who is a gun afficianado) and we shot a lot. So, on coming back from that trip I picked up the the XDm (which we both love).
Probably have a Walther P22 and a 12 gauge for trap shooting in our near future... actually, thats probably the very short list. I tend to totally nerd out when I get into something.
I'll keep you all posted as we build our collection.


text: mcracing November 06, 2009 5:23 PM Last Edited 2785 days ago can i suggest to everyone that they avoid eye contact with spies fan, i think he may be mental!! dorna are worried that spies is going to destroy the field on an M1 that he has just started riding, in a wild card ride.....against stoner rossi lorenzo and pedrosa. are you hearing this. you are a fantasist of the highest order. Reply Report abuse 9 agree 0 disagree


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Finally we are at the third movie of the rebuild of Evangelion, the first two movies put just about twenty episodes from the original 1995 Shin Seiki Evangelion series into a bucket, shaked it around to a three and a half hours show, with very good music and great animation every step of the way.
Shinji awakes into what is essentially Das Boot with a mix of the bridge of the Macross. He finds out that Misato now is the captain of giant ship that has the ability to fly and is called the Wunder. You get introduced to Misato, Ritsuko, Asuka, Mari and even the Bridge Bunnies Maya, Aoba and Hyuga are back. It turns out that the Third Impact was aborted part-way and 14 years have passed since it even begun and now with Misato as the head the crew of Wunder are fighting NERV and SEELE to foil their plans for human Instrumentality.
Shinji is treated with nothing but negative emotions and distrust from everyone and noone will explain to him why Rei Ayanami soon enough attacks Wunder in the new Eva Mark.09 and takes Shinji to the old NERV Headquarters where he once again meets his father Gendo Within the old/new NERV confusion and despair continue: Most of Headquarters is destroyed and Gendo, Fuyutsuki and Rei are the only people there. Still, no one bothers to explain anything to Shinji, the rest of the plot you will have to find out yourself and i bet that you, like me will end up thinking back to the End of Evangelion thinking "WTF did i just watch?" thought on you mind.
As you may have already thought for yourself the movie has heavy focus on Shinji and Kaworu which is very true because the both of them will be interacting quite a lot and we will not se much of the other characters. Shinji's character development in this movie is executed very well, because of the earlier mentioned hate and distrust against Shinji Kawory now acts as a Ray of hope for him just like the original series but here we get to se a new depth and brutal climax because of what Kaworu is doing and one could say that everything centers around Shinji's decline into despair which we we know quite well.
I was also thinking about something else that is new in this movie, for the very first time in Evangelion history we as the viewers get to identify with Shinji how his situation currently is, when the viewer is given near to no clues about what is happening or has happened after the 14 year timeskip you are in the same boat as Shinji as you hear him saying "What is going on?" which i believe you are thinking yourself while watching and this is what we call identification with the main character. If you think back on the original Evangelion universe, when did you ever see things from Shinjis standpoint instead of silently judging him from outside in the light of his actions and surroundings? i believe that With 3.0: Anno has managed to truly revive all those factors about Evangelion and to again stir up the audience's emotions in a different way. And for this I thank him.
Now we just have to with for 4.0 and se how Anno and hes team are going to let everything play out.


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Yelp / Motor City Brew Tours - Brewery Walking Tour - April 24, 2013
Motor City Brew Tours
Wednesday, April 24, 2013 from 5:30 PM to 8:30 PM (EDT)
Yelp / Motor City Brew Tours - Brewery Crawl Walking Tour
April 24, 2013 - 5:30 p.m. – 8:30 p.m.
We will be drinking our way through the Royal Oak Breweries of Royal Oak Brewery, Lily's Seafood and Lockhart's BBQ (Michigan Craft Beer Night).
Includes: 3 pints of Craft Beer, beer tour guide and other beer specials.
Tour Start/Parking:
Inside Royal Oak Brewery
215 East 4th Street, Royal Oak, MI
For more Information: http://MotorCityBrewTours.com
or call us: 248-850-2563
Walking Tour Frequently Asked Questions
How much beer will I get on the Brewery Walking Tour? You get 1 beer pint at each stop.
Where do the walking tours begin and where should I park? Please see your ticket for the exact starting location. Royal Oak Walking Tours will depart from the Royal Oak Brewery in downtown Royal Oak. We suggest you park in one of the local parking garages for the event.
How old do I have to be to attend an event? Since our tours will involve alcohol, we only offer our tours to adults aged 21 and over. Please bring your State Identification or driver's license to present to your tour guide upon arrival. Motor City Brew Tours follows all state of Michigan liquor/consumption laws.
What if I need a ride home after a tour? We want to offer you a safe environment to tour and sample beer with us. Our commitment to your safety extends after the tour as well. Call 1-800-TaxiCab or Green Taxi - 877-476-8294, Metro Cars - 800-546-1701.
Do you offer private tours? We are available for private tours such as bachelor parties, birthdays, girls night out, work and holiday parties, fund raising and charity events and more. We can customize anything to meet your needs! Please email us: email@example.com to send you our private tour packages or call: 248-850-2563. We respond promptly to discuss your event.
Guided Bus, Bike & Walking tours to Michigan Breweries.
In order to purchase these tickets in installments, you'll need an Eventbrite account. Log in or sign up for a free account to continue.


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Recorded Music's Tomorrow
I read and think a lot about the business of recorded music. Raging today is a debate about whether streaming music services will ever be viable (even profitable), and it's difficult to see how the market will all shake out. No one is making money on streaming music except highly paid executives or engineers at the streaming companies. Spotify, the leading streaming service worldwide, has taken $537.8 million over 7 venture capital rounds according to CrunchBase to yield a ~$4 billion valuation. However, Spotify is still not profitable even though they have 50 million subscribers, 20% of which are paying for premium subscriptions.
Time magazine says that Sam Smith's megahit "Stay with Me" was played nearly 30 million times on Spotify in October 2014, which should net the total payout from Spotify to Smith, his label, publishers, and songwriters between $170,000 and $240,000. Sam Smith is a major label success as a new artist, and it has been said that to break a new artist in today's climate a major label must spend between $1 million and $2 million in marketing alone. So looking a little bit past the surface numbers, one can surmise that it's a difficult climate to make money from streaming services unless there's a megahit on an artist's horizon.
However, for the consumer, streaming is a huge win. I myself love to be able to pop open Spotify or YouTube and instantly check out some new music I've either read about or a friend suggests. My typical usage of Spotify, iTunes, and XBox Music is to either listen to a few songs at work or in the shower or pop through music I'm curious about. And yes, I'm one of those paying for a premium subscription.
Another interesting trend is the resurgence of music released on vinyl records. According to the Recording Industry Association of America (USA is the largest music market in the world), sales of vinyl LPs is up over 40% from 2013, and that upward trend has seen major growth since the mid-2000s. Numbers are still small, but New York Times notes the trend is significant, especially among young people. Record plants, which had been closing and downsizing for decades, and now so jammed that they are adding new capacity for the first time probably since the 1980s. United, the largest plant in the USA, produces about 40,000 records a day and is adding 72% more capacity. Their current operation runs 24-hours a day to keep up with demand.
My preferred format is still the compact disc, which unfortunately is not enjoying such a rebound. However, I think it's heartening that physical media is making a comeback, at least among the enthusiasts. New turntable products are coming online, and young people are buying them with fervor. I think finally people want to connect with their music a little more than just tapping and clicking around on a digital device. The visceral, tactile aspect of holding an object – sometimes beautiful – with art, creative packaging, heft, and permanence is to me something I don't want to disappear. I also remember learning so much about the music I love by reading the credits in liner notes, cross-referencing musicians, producers, recording engineers, and songwriters. When was the last time you saw any of those credits on an MP3?
My opinion is there is a place for both the new digital, streaming world (as long as someone finds a viable business model) as well as the physical recorded media world. If anything, today's complex marketplace is about choice and access. I'm glad finally that choice is beginning to include more and more physical media and even high-quality digital files. Since bandwidth is growing and devices are becoming more capable in terms of compute and storage power, high-quality streaming services and lossless digital music stores have begun to pop up. Even the loudness war seems to be waning given new loudness metering and broadcasting standards, which increases the quality of recorded music across the board.
I won't make any predictions or pretend to know what will happen in 2015 or beyond. However, with increases in access, quality, and hope that recorded physical media is not disappearing, the trends to me look quite positive. Here's to the future.Posted: December 24th, 2014 | No Comments »


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Dr. Lakisha Simmons
Assistant Professor
Email: Dr. Lakisha Simmons
- Ph.D. - University of Mississippi, Management Information Systems, Marketing minor
- B.B.A. - Tennessee State University, Information Systems
- 6 Sigma Black Belt, Caterpillar Financial Services
- IT Business Analyst, Caterpillar Financial Services
- Programmer Analyst, Caterpillar Financial Services
- Cochran, H, Velikova, M, Childs, B., & Simmons, L. L, S. (2015). Apps for Economics. The Journal of Economic Education 46, 2, 231-232. (Acceptance level: 9% per Cabell's 2015).
- Conlon, S. Abrahams, A., Simmons, L. L, (2015). Terrorism Information Extraction from Online Reports. Journal of Computer Information Systems 55, 3, 20-28. (Acceptance level: 10-15% per Cabell's 2012).
- Huang, X., Chandra, A., DePaolo, C., & Simmons, L. (2015). Understanding transactional distance in web-based learning environments: An empirical study. British Journal of Educational Technology. DOI: 10.1111/bjet.12263
- Simmons, L. L. & Conlon, S. C. (2013). Extraction of financial information from online business reports. The DATA BASE for Advances in Information Systems, 44, 3, 34-48. (Acceptance level: 15% per Cabell's 2013).
- Simmons, L. L., Simmons, C. B., Hayek, M., Parks, R., Mbarika, V.W. (2012). A cultural comparison of eLearning artifacts. Decision Sciences Journal of Innovative Education 10, 4, 547-574. (Acceptance level: 20% per Cabell's 2012).
- Annual Scholarly Activity Award – The COBA Awards (2012-2014)
- Belmont COBA Summer Research Stipend (2013 & 2014)
- Belmont COBA Summer Teaching Stipend (2013)
- Belmont Teaching Center Grant (February 25, 2013)
- Outstanding Faculty Member (Indiana State University) (April 2012)
Recognized by first-year residential students
Dr. Lakisha Simmons earned her undergraduate degree in Management Information Systems from Tennessee State University and an MBA in Technology Management from the University of Phoenix. She also holds a Ph.D. in Management Information Systems with a minor in Marketing from the University of Mississippi. Immediately prior to joining the Belmont University faculty, she taught Business Systems Analysis, Introduction to Management Information Systems, Business Information Tools, and Principles of Marketing at Indiana State University. Prior to receiving her doctorate, Dr. Simmons held several positions with Caterpillar Financial Services, including Programmer Analyst and IT Business Analyst. As a 6Sigma Black Belt at Cat Financial, she was responsible for facilitating and applying 6 Sigma methodologies to diverse improvement and implementation projects.
Her research interests include how technology can improve education, life, and business decisions. She uses mixed methods including information extraction from the Web. Her work has been published in the DATA BASE for Advances in Information Systems, Decision Sciences Journal of Innovative Education, Journal of Computer Information Systems, Journal of STEM Education: Innovations and Research, MIS Quarterly Executive, and The Journal of Economic Education. Dr. Simmons earned fellowships from the University of Mississippi Graduate School and the International Center for Information Technology and Development (ICITD). She is a member of the Honor Society of Phi Kappa Phi and Beta Gamma Sigma International Honor Society.


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Who do they think they're foolin?
Call it a "sign" of the times.
Take a look at this picture. Are you as outraged as I was? Maybe "outrage" is too strong a term. I did shake my head though and ask aloud "Who do they think they are fooling?" When did they find time to make the sign?
Lawmakers signed the $140 billion election-year budget on Tuesday (April Fool's Day btw) and touted the fourth straight on-time budget in New York State history in over 40 years, which actually should be on-time every year. I have lived my life on deadlines or faced the consequences. It shouldn't be applauded. There they were, behind the table with the big banner - or printed board - with the nifty "Grandslam" logo on it. I bet folks in Cooperstown were happy.
Are you telling me, and the rest of the taxpayers in New York, that you didn't already have that sign made up and the late night negotiations before the midnight March 31 deadline were all a big show? C'mon.
Now, before I go any further, despite the programming on this station, I should tell you that I am a news/sports person. I am not registered as a Republican or a Democrat. I consider myself independent, vote both sides of the aisle, and feel that's the best way to do my job. (To each their own for news people, but that's my view.)
Now, back to the "Grandslam." Did someone in the communications office have breakfast at a Denny's? This ploy is as transparent to me as the banner is opaque. Having a logo graphic for the TV screens is one thing, what does that cost?
But to waste time and money to have a banner printed up and unveiled only hours after the supposed "burning the midnight oil" budget is done is laughable, don't you think? How much did it cost? And if you are going to tell us that it WAS printed AFTER the budget was agreed upon, surely you paid someone overtime to design it and see that it was printed and proper in the wee hours of Tuesday. Did I mention that was April Fool's Day?
Oh, and I understand the whole baseball Opening Day metaphor, but sports fans will tell you a couple of things. First, there were several opening days this year for Major League Baseball, which made baseball fans nuts, and it was held on the Yankees "opening night" in Houston, a day after the Mets opened at home and lost in 10 innings. So the Mets are second-fiddle, again? Well, Mayor Bill DeBlasio did throw out the first pitch and he's a Red Sox fan.
Also, did the Governor send someone out Tuesday morning to Dick's Sporting Goods to buy a few baseballs to sign? But please, someone down at the Capitol tell them that a grand slam is one home run with the bases loaded, not four home runs over four years. I understand the "four" analogy but it's not a grand slam. Maybe they should have gone to IHOP and called it the "Rooty Tooty Fresh 'N Fruity®" budget. That would have been easier for voters to swallow.
-John Craig


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Tag Archives : ford splash
Spied – Ford's small car gets snapped in pre-launch disguise
Our friends at TAI sent this in - If you don't know what it is, look closely at the wheel cap. You won't mistake it.
Ford's small car to be unveiled this month; Sales begin March 2010
Ford India's small car, according to Autocar India, will be unveiled this month in India. Codenamed B517, it will be strapped with both petrol and.
Ford's new small car to come with 1.2 petrol, 1.5 diesel
Contradictory to earlier reports of a 1.4-liter 68hp diesel engine, new reports claim Ford's small car will employ a 1.5-liter diesel engine apart from the.
Spied again – Ford's small car
This is a muddy pic and you have to understand that the boot on this car is fake. Sent in by our reader Naeem Khan,.
Rendering – Ford's new small car
Autobild India carried a photoshop mock-up last month of the upcoming new small car from Ford for India and similar markets. The new small car.
Ford small car debuts at Frankfurt; uses 1.2 petrol, 1.4 diesel
Going through Ford's history, nothing like what they are going to do has been done before. The American auto maker plans to launch an assualt.
Is Ford getting unnecessarily excited about its small car?
If you ask me, Ford's getting too excited about prospects of its small car in India. I know, it is a Monday morning and people.
Rendering – Ford small car for India, Brazil, Australia, Europe + details
After going through spy shots (1, 2) of Ford's new small car, our photoshop specialist SRK, has come up with his adaptation, which should be.
They Got it! Crystal clear spyshots of Ford's new small car
Our friend Paul Maric over at Car Advice Australia, sent us a message this morning. What they have caught on camera will raise a few.
Rendering – Possible face of the new Ford small car
Ford will begin production of its new small car at its Chennai plant next year, the car will be made in both sedan and hatch.
Spied – Ford's Verve-based low-cost car for India, Europe, Brazil
Ford's new car will come in both petrol/diesel and hatchback/sedan variants. It will be Ford's entry level car in India and will be manufactured at.


text: The P220 is a single stack unlike your P226 which is a double stack. The difference is the girth of the grip. Height and length will be virtually identical. I have an older P220 that I bought CPO. It's my only .45. Internal extractor versus the current production with the external one. SiG has corrected the problems with their extractors. SIG also makes 1911's: Products & Services


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Reputational Risk and IT
Business leaders usually have a good understanding of the value of their organisation's reputation. A strong reputation generates stakeholder trust. Find out more on how security and business continuity can shape the reputation and value of your company.
Please supply your email address to receive this whitepaper


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International Tennis Hall of Fame
International Tennis Hall of Fame
194 Bellevue Ave.
Newport, Rhode Island
Map This Location
Phone: 401-849-3990
Email: Use the online form to contact this property
Website: http://tennisfame.com
Discover the history of tennis and the remarkable stories of its greatest champions through a diverse collection of memorabilia, art, video and more from the 12th century through present-day. Items on display include trophies and attire belonging to the game's biggest stars, vintage tennis equipment, video highlights of great matches, and tennis wear ranging from Victorian dresses from the 1800s to custom creations worn by the Williams sisters. Located in the Newport Casino, a National Historic Landmark, the buildings that house the Hall of Fame were initially intended as a social club for Newport's rich and famous, and are now one of Newport's most stunning architectural sites. Surrounding the buildings are 13 grass tennis courts which hosted the US Nationals from 1881-1914, and are available for public play today. Tennis in Newport and honoring the legends! Just after Wimbledon each year, top ATP World Tour pros head to Newport to compete in the Hall of Fame Tennis Championships, the first stop of the summer swing for pro tennis in the United States. Contested on the historic grass tennis courts of the International Tennis Hall of Fame, offers the only opportunity to see professional men's tennis in the Northeast prior to the US Open. The week ends with the Hall of Fame Induction ceremony as the tennis world celebrates the Class of 2016. Be a part of the celebration when the highest honor in tennis is presented to great champions of the sport and successful industry leaders. Join us as we welcome a star-studded gathering of Hall of Famers & tennis legends to celebrate!
Listing Category: Listing in Travel Guide, Listing on Web
Region: Newport County
Guide Category: Heritage- Museums, Sports & Entertainment- Tennis & Racquet Sports
Access: Complete wheelchair access (H)
Admission: Charged
Discounts: AAA, Children, Groups, Military, Senior, Student
Family: Kid friendly
Method of Payment: Cash, Debit, Major credit cards, Personal checks, Travelers checks
Restrictions: Smoke free facility
Heritage Light house: Museum
Log In to Add this Item to Your TRIP Itinerary
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During the past election, Mitt Romney and his buddy, Paul
Ryan told the American people there was only one way to end the recession. Their solution was to reduce government expenditures by one trillion dollars, fire thousands of people and raise the unemployment rate. The European Zone has witnessed such an approach. Governments are firing, reducing expenditures, and the result is –an ELEVEN PERCENT UNEMPLOYMENT RATE THROUGHOUT THE ENTIRE ZONE. Yes, Mitt, someone in the world accepts your economic thinking and it is working, just as you promised.
More people are unemployed, wages are going down due to so many seeking work, and the wealthy get off without any pain.


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DJ QBERT - LIVE w/ DJ Radar / DJ M2 / DJ Akshen & Special Guest DJ Element
Presented by Industry Events & Entertainment and Bboy House
Saturday, November 3, 2012 at 9:00 PM (PDT)
Who's Going
San Francisco, California
London, United Kingdom
Florence, Italy
Event Details
Legendary Scratch DJ
Live with DJ Radar
DJ Akshen
and Special Guest DJ Element
Saturday, November 3rd
Monarch Theatre
Doors 9PM / VIP 8:30PM
$15 Presale / $20 Door / $60 VIP Meet & Greet
VIP Reservations and Bottle Service available via firstname.lastname@example.com
Watch QBert Live Here @ R16 North America Bboy Championships 2012
Watch QBert Live Here @ LA Beatdown
A Hip-Hop DJ showcase will take the stage at downtown Phoenix's hottest nightclub, as some of Arizona's finest DJs perform live with world-renowned legendary scratch DJ, DJ QBert. The event will showcase the art of turntablism and scratching as a key element of Hip-Hop culture.
DJ QBERT is widely regarded as the most highly skilled scratching DJ that has walked the planet. His 20-year career of innovating the playing field of DJs and Turntablists worldwide has set off a generation of disc jockeys who are now regarded as musicians and not just DJs who play records. Often referred to as the Jimi Hendrix of the turntables, known to make them sing in complex and unimaginable ways, DJ Qbert has invented the most scratching techniques and musical innovations of any DJ in history. QBert is credited for being the world ambassador of the DJ as a musician and turning the turntable into a respected musical instrument.
DMC World Champion / 2010 America's Best DJ
DJ QBERT - Thud Rumble LTD - San Francisco - DJQBERT.COM
DJ RADAR first got his start in dance music when he and Emile suited up for the Bombshelter DJ's collective in the early '90s. Worldwide dates in Japan, Europe, and North America gave DJ Radar a chance to stretch his electronic palette throughout the decade. Once the new millennium rolled around, DJ Radar connected with jazz pianist Raul Yanez for an amazing experiment. The two recorded the Concerto for Turntables album, fusing a symphony with a turntable as their chief instrument. In March 2001, they made their live instrumental debut at the Grady Gammage Auditorium with the Arizona State University Symphony Orchestra. Aside from his work with Yanez, DJ Radar has released collaborative remixes with Money Mark and contributed to remix albums issued on Bomb, Matador, and Sub Pop. In 1999, Spin magazine hailed DJ Radar as the "ninth best turntablist in the world."
DJ M2 hails from Phoenix, Arizona, renowned for his intricate scratching, technical mixing and hard party-rocking style when he takes over the tables. In 2010, The Source Magazine honored M2 by naming him one of the "Top 30 DJs" in their famous Power 30 issue. In 2011, DJ M2 won first place in a battle with some of AZ's best in the RedBull Thre3Style DJ Competition. DJ M2 is a member of Monster Cables' elite group called the Monster DJs, including the likes of DJs QBert, 9th Wonder & more. DJ M2 is a unique and captivating professor of the craft and a spectacle to see mixing live.
DJ AKSHEN, aka Jay Valdez, has become one of Arizona's premier talents. DJ Akshen brings an unmatched energy to his sets as well as a combination of turntable mastery and incredible musical knowledge, which consistently creates a vibe that sets off any party. The only DJ to ever win Arizona Guitar Center's DJ Spin-off 3 years in a row, DJ Akshen continues to rock crowds at some of the hottest nightspots across the country and overseas. Through seamless mixes and an amazing sense of selection, he can transform any venue into an all-night party!
DJ ELEMENT is a Phoenix native, representing the Southwest's hip-hop scene as a member of Arizona's Furious Styles Crew as well as the infamous Armory Massive. Element fell into DJ-ing while growing up in Phoenix, AZ by way of the Salt River Indian Reservation. His style is eclectic. His repertoire is all-encompassing: Hip-Hop, Funk, Soul, Reggae, Dubstep, 80's and everything in between. This DJ is also international. He has guested at events and venues from Korea, Japan, UK, Spain, Netherlands, and Germany. He has opened for heavy hitters such as: A Tribe Called Quest, Nas, Krs-One, De La Soul, Big Daddy Kane, Rakim, and Slick Rick to name a few. He has also opened for bands such as The Roots, Jane's Addiction, Incubus, and Audiosalve. Element is one of the irreducible components of hip-hop in the Southwest and maintains flexibility and consistency in a genre that is as fluid as the Colorado River. It is a necessary attribute for longevity in a scene that makes auto-tune millionaires and broke musical geniuses.
EVENT FAQs
Are there ID requirements or an age limit to enter the event?
21+ entrance with valid ID only
Where can I contact the organizer with any questions?
Is my registration/ticket transferrable?
Tickets are non-transferrable.
Do I have to bring my printed ticket to the event?
All pre-sale guests must present ticket with valid ID for entrance to event.
What is the refund policy?
Tickets are non-refundable. All sales are final.
Winner of the 2012 Phoenix New Times Best New Nightclub Award, Monarch Theatre is conveniently located across the street from the 3rd Street / Washington light rail stop in the heart of downtown Phoenix. The venue features a spacious main floor and adjacent VIP room with a PK sound system second to none.
When & Where
Monarch Theatre
122 E Washington St
Saturday, November 3, 2012 at 9:00 PM (PDT)
Add to my calendar


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Smart meters alone may not save much energy -study
"There is the potential to use (advanced metering infrastructure) for demand reduction if there is a strong strategic intention to do so, and if the social support is there," she said in the paper. In a separate study, academics at the Delft University of Technology in the Netherlands trialled domestic energy meters with 304 participants over four months.
At the end of the trial, participants were given the option to keep the meter and were surveyed again 11 months later.
The academics found that initial savings in electricity consumption of 7.8 percent after four months could not be sustained in the medium to long term.
"Participants who kept the monitor (...) did not manage to sustain their electricity savings any better than those without a monitor," they said.
"A second finding is that certain groups of people seem more receptive to energy-saving interventions than others. A 'one-size-fits-all' approach for home energy monitors cannot be justified," they added.
In Britain, the coalition government wants utilities to install smart electricity meters in all British homes before a 2020 deadline imposed by the previous Labour government.
Last year, consultancy firm the Brattle Group estimated that the European Union would spend 51 billion euros ($65.65 billion) on smart meters by 2020 with savings of between 26 billion and 41 billion euros. (Reporting by Nina Chestney; Editing by Anthony Barker)
© Thomson Reuters 2017 All rights reserved


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/// Viacom Shows World Movie 43's Dirty Parts
Can you sell a raunchy comedy to the audience using only one cable network group? Relativity is betting you can. Viacom, parent company of Comedy Central, MTV, BET and VH1, has an unprecedented exclusive deal to hype its Movie 43 , a raunchy comedy coming out in February and starring Kate Winslet, Hugh Jackman and Liev Schreiber (yes, you read that correctly). "We're not buying any other cable at all," said Elana Sulzer, Relativity's svp, media, "even though we would normally buy Adult Swim or Walking Dead on AMC ." Sources say the cable TV spend for a comedy from a small studio in February should be near the $10 million mark although it's not clear how the exclusive would change pricing (Relativity declined to disclose terms). "[An exclusive deal like this] is very rare," said Francois Lee, group client director at MediaVest Worldwide (in fact, Viacom says it's never done this before). "If you have a limited budget, and depending on your objective, it may make sense to explore one big partnership versus buying deep." The deal was put together by Dario Spina, Viacom's evp of integrated marketing, and the mandate given the cable conglomerate by Relativity was, per Sulzer, "treat us more like family." Viacom promotes its own Paramount Studios content in-house pretty vigorously, but Relativity has had a productive relationship with the media group before, notably producing MTV's new Catfish series and integrating with MTV on its Greek warriors flick Immortals . So Spina set about to create a campaign tailored to the odd property, and that started with showing viewers things they can't see on TV. "[We did] a custom-tune into a premiere episode of Tosh.0 , where the world premiere of the green-band (read: PG) trailer was housed, so there was a throw from Daniel [Tosh] himself," Spina explained. Then Tosh gave viewers the URL for the red-band trailer. Terry Curtin, Relativity's president of theatrical marketing, said that Tosh was a must-have, and his imprimatur made waves for the movie
Viacom Shows World Movie 43's Dirty Parts
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- 12/21/2016 • Viacom's Upheaval Continues With the Exit of Music and Entertainment Group President Doug Herzog
- 11/29/2016 • AT&T Unveils Pricing and Channel Lineups for Its DirectTV Now Streaming Bundle
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New Delhi, June 16 (UNI) The Congress has formed a Coordination Committee to coordinate with the UPA allies and partners in seeking support of the parties outside the ruling alliance for UPA's Presidential nominee Mrs Pratibha Patil, party sources said.
The Committee headed by senior Congress leader and External Affairs Minister Pranab Mukherjee,includes Parliamentary Affairs Minister P R Dasmunsi, Minister of State for Parliamentary Affairs Suresh Pachouri, Political Secretary to Congress President Ahmad Patel and senior Congress leader R K Bhawan.
The Committee will seek the support of the office-bearers of the Congress Parliamentary Party(CPP) and interact with the Pradesh Congress Commitee Presidents and CLP leaders in the states, the sources said.
It will also work to rule out the possibility of cross voting in the Presidential election to be held on July 19, the sources said.
The Congress is banking on the support of the Shiv Sena and the JD(U) to UPA's Presidential candidate and some smaller parties. The Shiv Sena has hailed the selection of Mrs Pratibha Patil as the UPA's Presidential candidate and indicated the possibility of its support to her,though the party has yet to take a formal decision in this regard.
The Congress is also likely to explore the possibility of support to Mrs Patil from parties in the Third Front.


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Postgraduate Expo
Wednesday 12 February 2014,
4 - 7pm
Experimedia, State Library of Victoria
328 Swanston Street, Melbourne
Be part of Monash University where brilliant never stops. If you're ready to refresh, expand or accelerate your career, come to our Postgraduate Expo. All faculties including the Monash University Institute of Graduate Research will be represented at this event.
Find out more and register your interest
For more information, to request a brochure, or speak to a student advisor about postgraduate study options:
Phone: (+613) 9903 1400 or (+613) 1300 784 990
Email: email@example.com


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"American Idol's" Final 4 was allowed to remain a quartet on Thursday night's show (instead of getting cut down to a trio) as a result of the judges failing to cash in on their "save" this season.
AccessHollywood.com's Laura Saltman caught up with the ladies following the show to get their reaction on surviving one more week.
"It was like an overwhelming joy," Amber Holcomb said of how she felt the moment "Idol" host Ryan Seacrest announced no one would be voted off this week.
PHOTOS: The 10 Best Selling 'American Idols'
Candice Glover -- who was in Thursday's bottom 2 along with Amber -- said that while they had heard whispers of a possible save, they had no idea it was coming.
"We had a small idea because we heard rumors circling around and I just held Amber's hand and said a little prayer," she said. "I said a prayer and just hoped for the best, and I'm so happy that we got another chance."
WATCH IT NOW: How Did Nicki Minaj Get Drake To Make An 'Idol' Appearance?
Kree Harrison and Angie Miller were the top 2 contestants of the evening and were not in danger of getting sent home.
"It's a great feeling, but next week we could be [in the] bottom," Angie said. "You never know, you can never feel 100 percent satisfied because you never know what it's going to be like next week."
Added Kree, "But we can't wait to do it again."
"American Idol" continues next Wednesday night at 8/7c on Fox.
Copyright 2013 by NBC Universal, Inc. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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This is supposed to be Pierce's mean face. Please don't tell him his mean face is kind of cute and dashing. It might hurt his feelings.
We were sent this most excellent Armor for Knights costume to review for Wholesale Halloween Costumes. It came in a splendid garment bag, for easy storage throughout the year. As Pierce put this on, he kept saying, "WOW, This is so cool!"
Disclaimer: We were sent this medieval knight costume by Wholesale Halloween Costumes for review purposes. The opinions stated above are my own. The costume does not come with a sword - it may be purchased seperately.


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Fall 2009 Fashion Guide
Lists for Fall 2009 Fashion
Viewing 1-20 of 20 Lists
Top 10 Fashion Must-Haves for Fall 2009
10 item list created by LaurenMessiah
If I could only buy 10 items for Fall 09, here is what they would be.
Fall 2009 Fashion: Dark Knight/ Gothic Glam
17 item list created by LaurenMessiah
The gothic look doesn't have to be 100% freaky, it can be very glamorous too. For Fall 2009, goth glam is the name of... more
Fall 2009 Fashion: Rainbow Brights & Neon Lights
8 item list created by LaurenMessiah
For fall 2009 the color palette will be as you expect in fall; blacks, grays, oranges, yellow, reds ... BUT if you... more
Russian Inspired Fashion
19 item list created by Miata
This list was made for the Fallwear. When I came accross these Items Russian inspired It was like entering a whole... more
Fall 2009 Fashion: Grunge Goddess
12 item list created by LaurenMessiah
Channeling Kurt Cobain and Courtney Love (my favorites) for fall 2009. Think plaid, ripped up jeans, and combat boots... more
Sassy Fall Fashions For a Single Chick
36 item list created by lauren-gabrielle
I used to have this stupid theory that I would shop less if I had a boyfriend. Tried it. Didn't work. I will always... more
Fall Fashion Trends for 2009
21 item list created by easterday77
Fall is just around the corner and every fashionista is drooling over the upcoming fall fashion trends. From... more
Fall 2009 Fashion: Punk Rock Queen
15 item list created by LaurenMessiah
Safety pins, plaid, tight skinny jeans, spikes, and destruction are the name of the game when it comes to fall 09... more
My Fall 2009 Look Book!
20 item list created by DiVanityDesigns
Here's what I planning on rocking this fall!
Dark & Edgy- Fall Fashion
21 item list created by trishienow
Feeling Sharp, Looking Pointy. Glam with a Dark side!! Things that I'm loving: studs, chains and leopard print!
Mainstream is for wimps!
12 item list created by shopstrong
WOOT Fall Fashion 09
49 item list created by JustEliana
Things I need to make my Fall super
Harvest Moon
19 item list created by girlfromnorthcountry
fall fashion must-haves
Fall Clothes & Accessories I Want!
28 item list created by roxygrl
Really cute fall clothes, coats, and accessories!
Fall Essentials
212 item list created by whosdiary
Anything warm enough for Fall!
Style Inspiration: Courtney Love
12 item list created by LaurenMessiah
I really don't care how crazy people think Courtney Love is, she is one of my favorites. I love her I don't give a... more
Fall '09
60 item list created by SarahLynnBurke
Things I will/want to be wearing this fall.
Just Fashion
39 item list created by Miata
Fashion is of Virtue while Style Is of Attitude!
Fall Hat Collection
7 item list created by roxygrl
Cute hats and beanies to take you into the fall season!
Trend Alert: Mouse(ing) Around
7 item list created by LaurenMessiah
Mouse ears are all the rage right now and why not? Mouse ears are cute, fun, and youthful. So strap a pair on your... more
Viewing 1-20 of 20 Lists
Top "Fashion" Recommenders
precious robot built so frail
Here to Help!
Inside every woman lies a fashionist DIVA!
Fabulous Fierce Funky Fashionista - yup, that's me!
culture consumer + creator
Proud member of Team ThisNext, I thrive on vintage treasures, the color black, accessorizing, and movies. Welcome!
The Free People woman lives free through fashion, art, music, travel and everything in between. She pushes limits in...
Indie, vintage-inspired, retro & one-of-a-kind vintage fashion!
Lut's Dream
Fashionista at heart


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Your home-buying budget is the amount you can borrow, plus whatever savings you can contribute as a deposit.
The amount you can borrow depends mainly on how much you can afford in home loan repayments – our handy calculators can help you figure this out.
Remember to account for rates, insurance and home maintenance when you work out how much you'll be able to spend on repayments.
In most cases, you will need at least a 20% deposit. There's some great information and calculators on sorted.org.nz to help you get started.
If you're eligible for a Welcome Home Loan, a scheme supported by Housing New Zealand, you may be able to borrow with less than a 20% deposit.
It can be a good idea to save an extra $2,000 – over and above your deposit – to cover lawyers' fees, movers' fees, and the cost of things like builder's reports and registered valuations.
If you've been contributing to KiwiSaver for at least three years, you could be eligible for a KiwiSaver HomeStart grant (formerly the KiwiSaver first home subsidy). There are two levels of funding available:
For more information and an outline of the full eligibility criteria check the Housing New Zealand website.
For deposits of less than 20%, you may be charged a Low Equity Fee (LEF).It's a one-off fee charged at the start of your loan. You can choose to either add this to your loan or pay it up front.Be aware that adding it to your loan means you'll pay interest on it over the course of your loan.
Saving your deposit can be hard – but the more you can save, the less you'll need to borrow, and the sooner you might be able to get mortgage free.
If you have a deposit of less than 20% of the house's value, you might still have options. If you're eligible, you could apply for a Welcome Home Loan.
The key to building savings is adding to them regularly. You won't be tempted to touch your savings if you make sure you leave yourself enough money for everything you'll need between pays – so be realistic about how much you can save and how often.
You can also set up and track your savings with Goal Tracker.
The sorted website has some really good tip and tools on how to budget.
If you don't have a savings plan in place, you can consider putting your savings into a term deposit or a Kiwibank Notice Saver. Under these accounts, you will earn better interest on your investment than a savings account.
We've got some clever services that can save your money for you.
With a sweep, your money is automatically swept to or from different accounts when you reach a chosen maximum or minimum amount. For example, you can set a sweep on your everyday account so that everything over a specified amount is swept into your savings at the end of the day.
PayStream splits your pay before you see it. When your pay comes in, your specified amount is automatically redirected into your savings or bills accounts – before you ever see it.
Debts are taken into account when you apply for a home loan, so it's good to pay off as many as you can. Consider consolidating debts like credit cards, hire purchases or loans into one personal loan to help you pay them off faster.
Make sure you close the accounts after you consolidate cards or loans. The limits won't be taken into account in your home loan application - and you won't be tempted to run them back up again.
A conditional approval means the bank has agreed in principle to lend you a certain amount of money. It gets things moving, because when you find a house you want and it's time to complete your application, the bank already has your information.
A conditional approval is free and doesn't lock you into a loan or even a specific bank. It gives you confidence – you know how much you can spend. It also gives you bargaining power because your finance is conditionally approved.
You can apply for conditional approval online – applying takes 25 minutes, and you can save and come back to the application later if you need to.
To apply for a home loan with Kiwibank you will need to be at least 18, be a permanent New Zealand resident and have a good credit history. Get in touch if you have any questions – we'll be happy to answer them for you.Apply now
You don't have to go through the home buying process alone. Friends and family who have bought houses can provide invaluable advice about what to do and not to do. Just remember to double check anything you're told so you know you're not being put wrong.
At any stage, you can talk to one of our Mobile Mortgage Managers - experts who come to you to talk about what you want. Our Mobile Mortgage Managers can give you obligation-free advice, help you figure out what you can get, and guide you through the process and the paperwork right to the end.
We also have Banking Consultants at our branches who you can meet to talk about what you need.
Kiwibank Notice Saver is a Portfolio Investment Entity (PIE). Units in Kiwibank PIE Online Call Fund, Kiwibank PIE Term Deposit Fund and Kiwibank Notice Saver are distributed by Kiwibank Limited and are issued by Kiwibank Investment Management Limited. Download the Investment Terms and Conditions (PDF 362.4 kB) or pick up a copy from your local Kiwibank
Download the Kiwibank Term Deposit Terms and Conditions (PDF 41.0 kB) or pick up a copy from your local Kiwibank.
A Kiwibank Welcome Home Loan is only available for owner-occupied properties and may not be used to purchase an investment property or for refinancing. You must not already own a home. A minimum deposit of 10% is required. Borrowers may be able to use any KiwiSaver Deposit Subsidy and First Home Withdrawal entitlements to contribute to their deposit. A low equity fee may apply.
All banks, including Kiwibank, are subject to the Reserve Bank restrictions on lending over 80% of a property's value
This is intended as general information only. It does not take into account your financial situation and goals and is not personal advice. For advice about your particular circumstances please see a financial adviser, or make an appointment with a Kiwibank Wealth Adviser.


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Last modified: Wednesday March 08, 2017 10:52 AM
Initial License Setup
For ANSYS 12.x software (ANSYS, CFX, ICEMCFD, Fluent), you MUST set your preferences to use the academic licenses. This process needs to be done for each version on each system and applies ONLY to all ANSYS 12.x software.
- Make sure you are running a Xwindows server on your local computer and can display graphical programs remotely. For more information, see the Accessing TAMU Supercomputing Machines page.
- SSH to the system where you want to run ANSYS products.
- Run the anslic_admin command to start the ANSLIC_ADMIN utility. A window with the title ANSLIC_ADMIN Utility should appear if your local computer is configured as in step 1.
- Select Set License Preferences for User XXXX button. A popup window will appear.
- Select Use Academic Licenses button in the Global Settings section.
- Select the OK button.
- Select File from the pull down menu of the ANSLIC_ADMIN Utility and then select Exit to close the ANSLIC_ADMIN utility.
Online documentation is available for ICEM CFD versions 12.0, 13.0, and 15.0.