text:
In high school, Stephen concentrated on his math, language and writing classes. During his senior year he was also involved in drafting class, which was an all-afternoon class every day. After high school he attended a state university for four years earning a degree in architecture. Today, since the industry changes constantly, he must take continuing education classes every year to keep up with advances in the field.
Work Experiences and Internships:
Stephen's part-time jobs in high school included working as a swimming instructor and a lifeguard at the local YMCA. After graduating from high school, he spent the summer reading meters for the power company. In college he worked summers as an intern, which eventually landed him a full-time job after completing his degree. Today, he still works for the same company.
Activities and Organizations:
In high school, Stephen was a member of the swim team and also served as an assistant scuba diving instructor. In addition, he served many years as a Boy Scout and earned its highest ranking -- Eagle Scout. During his years in Boy Scouts, he was able to earn badges in both architecture and drafting.
Setbacks and Obstacles:
Other than a few minor obstacles, Stephen's biggest hurdle was a regulation that prevented him from being licensed without going back to school. Although many new policies affecting regulations allow veterans to be "grandfathered in." In his case Stephen was not allowed to do so. Luckily, his 22 years' experience assures him a long and successful career in the industry
Stephen has always enjoyed the challenges provided by mental stimulation and physical activity. From a very early age, that enjoyment motivated him to continually improve his skills. By taking advanced math classes in high school and participating in rigorous extracurricular activities, he conditioned his body and mind to succeed. Today, his work challenges him every day, so he is continually motivated to succeed in his workplace.
Even though he has always been interested in drafting, he didn't know he would end up as a construction inspector. As a junior in high school he dreamed of becoming an architect. At college he earned a degree in architecture, but he didn't know that would lead him to a career as a construction inspector. Today, Stephen's dream is to train a water tower inspector to carry on his duties after he can no longer physically perform the rigors of the inspection.


text:
Daniel Latimore
Daniel Latimore
Daniel W. Latimore, CFA, is the Senior Vice President of Celent's Banking practice and is based in the firm's Boston office. With a wide range of experience in industry and as a consultant, he brings examples from outside financial services to help banks improve their customer relationships, with a particular emphasis on the importance of technology and culture.
Dan's coverage areas include the banking ecosystem, digital and omnichannel banking, and innovation. He has a passionate interest in behavioral economics and exploring why consumers and humans make the decisions they make, and what the implications are for banks.
Dan has been widely quoted in the press, including the Wall Street Journal, American Banker, Boston Globe, CNBC, and CNBC Europe. He is also a frequent speaker at industry conferences and client gatherings, having addressed audiences ranging from intimate meetings with CEOs and central banks to keynote conference speeches in more than a dozen countries.
Prior to Celent, Dan led research groups at Deloitte and IBM, worked in industry at Merrill Lynch (where he lived in New York, Tokyo and London) and Liberty Mutual, and was a consultant at McKinsey & Co.
Dan received a Masters in Public Administration from the John F. Kennedy School of Government at Harvard, and an undergraduate degree from Dartmouth College. He holds the Chartered Financial Analyst designation from the CFA institute.

subset: commoncrawl


text:
Thought I better say hello to my fellow Michiganders.
I'm in the Flint area (technically Linden). I work in the Detroit area so I have the commute on 75 (occasionally I do the 23/696 route). I see a black 05/06 some days near Pontiac, but thats about it...that one of you here?
I'm in a 2009 gray WRX


text:
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Hong Kong - He may be world No 1 and top of the money lists on both sides of the Atlantic, but Rory McIlroy said on Tuesday that he wants to play even better next year.
The 23-year-old from Northern Ireland, who has two Major titles under his belt, has enjoyed a stellar season. It culminated in him winning The Race to Dubai at the weekend after he finished third at the Singapore Open.
He had already clinched the PGA Tour money race, becoming only the second man after Luke Donald to win both the European and PGA money titles. He was also part of the European Ryder Cup team that snatched victory at the death.
But speaking ahead of the UBS Hong Kong Open, one of his favourite tournaments, defending champion McIlroy said: "I just want to keep improving as a player.
"It doesn't necessarily mean you have to overhaul your game in any way, but just keep making improvements on different aspects of the game, whether it be your bunker play or your chipping from semi-rough or anything like that.
"There's always different aspects to your game you can improve and I'll keep trying to do that, obviously. I feel like I've gradually progressed and gradually improved every year. That's something I still want to do going into 2013."
McIlroy has ultimately set his sights on Colin Montgomerie's eight European merit wins, and even Jack Nicklaus's 18 Majors. But he declined to set any firm goals for next year.
"You pick these awards up at the end of the year and it's always a nice honour, it is always very special. But looking forward to next year, I just want to keep improving and try to become a better golfer," he said.
"If I can do that, then more tournaments and more Majors will come. I'm not naming any goals or targets like that, I just want to keep trying to improve and keep trying to get better."
The Hong Kong Open tees off on Thursday.
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Bianca Jagger
Bianca Jagger is Founder & Chair of the Bianca Jagger Human Rights Foundation (BJHRF), Council of Europe Goodwill Ambassador and a member of the Executive Director's Leadership Council of Amnesty International USA. She is a prominent international human rights, social justice and climate change advocate. She has been a voice for the most vulnerable members of society, campaigning for human rights, civil liberties, peace, social justice and environmental protection throughout the world. Recipient of numerous prestigious international awards for her human rights and humanitarian work: in 2004, The Right Livelihood Award, also known as the "alternative Nobel prize." In 1997, The Amnesty International USA Media Spotlight Award for Leadership. In 1994, The UN Earth Day International Award. Born Bianca Pérez-Mora Macías in Managua, Nicaragua Regular contributor to the Huffington Post: http://www.huffingtonpost.com/bianca-jagger Twitter @BiancaJagger
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Definition of linchpin
1 : a locking pin inserted crosswise (as through the end of an axle or shaft)
2 : one that serves to hold together parts or elements that exist or function as a unit the linchpin in the defense's case
linchpin was our Word of the Day on 02/02/2011. Hear the podcast!
Theme music by Joshua Stamper ©2006 New Jerusalem Music/ASCAP
Examples of linchpin in a Sentence
This witness is the linchpin of the defense's case.
Recent Examples of linchpin from the Web
Foster registered one goal and two assists while serving as the linchpin for the Falcons on defense.
In another crucial signal, Trump refused to reaffirm the value of NATO's Article 5 collective defense clause, the linchpin of NATO's unity and deterrence since the alliance's foundation in 1949.
The DVR, pioneered in the late '90s by TiVo, is the linchpin.
These example sentences are selected automatically from various online news sources to reflect current usage of the word 'linchpin'. Views expressed in the examples do not represent the opinion of Merriam-Webster or its editors. Send us feedback.
Did You Know?
There was the good old custom of taking the linch-pins out of the farmers' and bagmens' gigs at the fairs, and a cowardly blackguard custom it was. That custom, described by British writer Thomas Hughes in his 1857 novel Tom Brown's School Days, was "blackguard" indeed. The linchpin in question held the wheel on the carriage and removing it made it likely that the wheel would come off as the vehicle moved. Such a pin was called a "lynis" in Old English; Middle English speakers added "pin" to form "lynspin." Modern English speakers modified it to "linchpin" and, in the mid-20th century, began using the term figuratively for anything as critical to a complex situation as a linchpin is to a wagon.
Origin and Etymology of linchpin
Middle English lynspin, from lyns linchpin (from Old English lynis) + pin; akin to Middle High German luns linchpin
First Known Use: 13th centurySee Words from the same year
Other Mechanical Engineering Terms
LINCHPIN Defined for English Language Learners
Definition of linchpin for English Language Learners
: a person or thing that holds something together : the most important part of a complex situation or system
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text:
Quote:Agreed. A blue belt in BJJ would be equal to or even greater then a black belt in another martial art ... and you start with white and next proceed to blue. When or even if sometime in my life I did get a blue belt in BJJ, I know my time I put in and what I learn will be far greater a feat and more technical them most black belts in other martial arts.
Quote:And no, I would not support a Special Olympics solution. I think relegating people who now particpate in regular martial arts classes to some Gimp B-team would be a giant step backwards.
Quote:the black belt IS that minimum standard we have been talking about.
Quote:For once we can agree; it is the minimum "standard". You cannot perform the minimum standard then you don't get the belt. If this is not the case then just hand everybody the black belt when the walk in the door and we can be done with this once and for all.
Quote:I used the phrase "Special Olympics solution" because someone else mentioned the Special Olympics earlier
Quote:suggesting disabled people be denied black belts but given gold belts as a kind of hald-assed consolation prize.
Quote:I have defended the right of disabled people to parrticipate alongside able-bodied people throughout this thread
Quote:I am not suggesting disabled people "can do anything." I would not, for example, tell a disabled person they could compete in tournaments against able-bodied people. Nor would I tell someone in a wheelchair that, with enough training, they will be able to defend themselves against someone who can walk.
Quote:Cord. Read more carefully before you make snotty insinuations.
Quote:Yes, but that is the standards or emphasis put on the belt in YOUR art/dojo. In others, such as BJJ, getting a BB is VASTLY different from being in the "little league(s)".
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text:
MSEB Recruitment 2017 – 2018
MSEB Recruitment 2014 The Maharashtra State Electricity Boa
MSEB Recruitment 2014
The Maharashtra State Electricity Board recently invited applications from apt contenders so as to accomplish 133 vacant positions of Lineman. As a result, all eligible as well as enthusiastic INDIAN aspirants are suggested to have a look at the fine points available on our site and apply on or before 25th September, 2014. To get further details on this recruitment, kindly continue reading and refer to maharojgar.gov.in .
Name of Position: Lineman
Availability of Positions: 113
Place of Work: Maharashtra
Monthly Stipend: Rs.2100/-
Academic Pre requisites:
All candidates, who are looking forward to apply for this post, must be at least a Matriculate from a reputed Board of Education.
Limitation of Age:
The age of all applicants must strictly fall within the pre set age bars of 18 and 33 years as calculated on 8th September, 2014. However, there shall be a relaxation of age as per rules in case of reserved applicants.
Hiring Criteria:
Eligible and fitting contenders will be shortlisted for this job opening on the grounds of their attainment in a Face to Face Interview.
Procedure of Application:
Interested candidates, fulfilling the aforesaid criteria of eligibility successfully, are advised to send their application via online mode only. The online application link is accessible at the authorized website of- maharojgar.gov.in . Applicants simply need to visit the "Current Jobs" section on the home page, go through the instructions and click on "Login to View & Apply Eligible Vacancies" for applying online. Enter all your details in the form accurately and upload soft copies of your latest passport photo and signature. Finally, submit the form and get a print out of it after successful submission.
Deadline for submission of applications: 25th September, 2014
Refer to this link for official details and online application.
More Jobs For You
Comments - Review
when mseb kho kho form will get?mseb kho kho job is when?Posted By :pratik on
i am a b.e electrical student pursuing my final year..can i apply to mseb 2012 recruitments ?Posted By :Aashutosh on
when will be recruitment of electrical engineer?Posted By :sachin phulpagar on
when will be the MSEB Recruitment 2012 conduct?Posted By :Vrushali on
please mail your recruitment vacancyPosted By :ASHOK CHAVAN on
When MSEB will conduct the written examination for recruitment 2012?please replyPosted By :Tejashree Hatmode on
when MSEB will conduct the exam for electronics dept. of year 2012. pplz replyPosted By :Vrushali Kad on
When will be release job vacancies for Jr. Electrical Engineer.Posted By :Kalpana on
My education is ITI electrician.when mseb openings for electrical on year 2012 plz reply….
when there would be further vacancy for electrical engg.Posted By :.fahad shah on
When will be the MSEB Recruitment 2012 conduct for Electronics and Telecommunication Engineers ?Posted By :Ms. Piyusha Khupat on
i am iti electronic machanical coplitade ,and five years expriance for electrical maaintenance machine brec down ateint as work run to coumpny,Posted By :pandurang on
I am a Master of computer application student pursuing my final year..can i apply to MSEB or MSETCL FOR system analyst post ? or any other post ?Posted By :shirish on
Hello Sir, my education is ITI Electrician and Ele. Traning . when MSEB opening job vacancies for Electrical on year 2012 – 13 plz reply sir.Posted By :VIJAY BANKAR on
When will be recruitment for HR in MSEB? Please Reply………..
- Vacancy in HUGE GOVERNMENT JOBS/Last date:13-Feb
- Vacancy in HUGE TEACHING VACANCY/Last date:19-Feb
- Vacancy in HUGE RESEARCH VACANCY/Last date:20-Feb
- Vacancy in HUGE VACANCY IN RAILWAYS/Last date:21-Feb
- Vacancy in HUGE VACANCY IN DEFENCE/Last date:14-Feb
- Vacancy in HUGE VACANCY IN BANKS/Last date:21-Feb


text:
Chlordiazepoxide and clidinium (Oral route)
klor-dye-az-e-POX-ide hye-droe-KLOR-ide, kli-DIN-ee-um BROE-mide
Brand Names:
- Librax
Dosage Forms:
- Capsule
Antimuscarinic Combination
Uses of This Medicine:
Chlordiazepoxide and clidinium combination is used in combination with other therapies to treat stomach or bowel problems such as peptic ulcers, irritable bowel syndrome (IBS), and enterocolitis (inflammation of the colon and small intestines).
Chlordiazepoxide is a benzodiazepine. Benzodiazepines belong to the group of medicines called central nervous system (CNS) depressants, which are medicines that slow down the nervous system.
Clidinium is an anticholinergic agent. It reduces stomach acid and decreases bowel spasms.
This medicine is available only with your doctor's prescription.
Before Using This Medicine:
In deciding to use a medicine, the risks of taking the medicine must be weighed against the good it will do. This is a decision you and your doctor will make. For this medicine, the following should be considered:
Tell your doctor if you have ever had any unusual or allergic reaction to this medicine or any other medicines. Also tell your health care professional if you have any other types of allergies, such as to foods, dyes, preservatives, or animals. For non-prescription products, read the label or package ingredients carefully.
Appropriate studies have not been performed on the relationship of age to the effects of chlordiazepoxide and clidinium combination in the pediatric population. Safety and efficacy have not been established.
Older adults
Appropriate studies performed to date have not demonstrated geriatric-specific problems that would limit the usefulness of chlordiazepoxide and clidinium combination in the elderly. However, severe drowsiness, confusion, clumsiness, or unsteadiness are more likely to occur in the elderly, who are usually more sensitive than younger adults to the effects of chlordiazepoxide and clidinium combination. Elderly patients may require a lower dose to help reduce unwanted effects.
There are no adequate studies in women for determining infant risk when using this medication during breastfeeding. Weigh the potential benefits against the potential risks before taking this medication while breastfeeding.
Other medicines
Although certain medicines should not be used together at all, in other cases two different medicines may be used together even if an interaction might occur. In these cases, your doctor may want to change the dose, or other precautions may be necessary. When you are taking this medicine, it is especially important that your healthcare professional know if you are taking any of the medicines listed below. The following interactions have been selected on the basis of their potential significance and are not necessarily all-inclusive.
Using this medicine with any of the following medicines is not recommended. Your doctor may decide not to treat you with this medication or change some of the other medicines you take.
- Flumazenil
- Potassium
Using this medicine with any of the following medicines is usually not recommended, but may be required in some cases. If both medicines are prescribed together, your doctor may change the dose or how often you use one or both of the medicines.
- Alfentanil
- Amobarbital
- Anileridine
- Bromazepam
- Bromopride
- Buprenorphine
- Bupropion
- Butabarbital
- Butalbital
- Carbinoxamine
- Carisoprodol
- Chloral Hydrate
- Chlorzoxazone
- Codeine
- Dantrolene
- Donepezil
- Ethchlorvynol
- Fentanyl
- Flibanserin
- Fospropofol
- Hydrocodone
- Hydromorphone
- Lacosamide
- Levorphanol
- Meclizine
- Meperidine
- Mephenesin
- Mephobarbital
- Meprobamate
- Metaxalone
- Methadone
- Methocarbamol
- Methohexital
- Mirtazapine
- Morphine
- Morphine Sulfate Liposome
- Oxycodone
- Oxymorphone
- Pentobarbital
- Periciazine
- Phenobarbital
- Primidone
- Propofol
- Propoxyphene
- Remifentanil
- Secobarbital
- Sodium Oxybate
- Sufentanil
- Tapentadol
- Thiopental
- Tiotropium
- Zolpidem
Using this medicine with any of the following medicines may cause an increased risk of certain side effects, but using both drugs may be the best treatment for you. If both medicines are prescribed together, your doctor may change the dose or how often you use one or both of the medicines.
- Ketoconazole
- St John's Wort
- Theophylline
Other interactions
Certain medicines should not be used at or around the time of eating food or eating certain types of food since interactions may occur. Using alcohol or tobacco with certain medicines may also cause interactions to occur. The following interactions have been selected on the basis of their potential significance and are not necessarily all-inclusive.
Using this medicine with any of the following may cause an increased risk of certain side effects but may be unavoidable in some cases. If used together, your doctor may change the dose or how often you use this medicine, or give you special instructions about the use of food, alcohol, or tobacco.
- Ethanol
Other medical problems
The presence of other medical problems may affect the use of this medicine. Make sure you tell your doctor if you have any other medical problems, especially:
- Drug or alcohol abuse or dependence or
- Mental illness, history of or
- Weakened physical condition Use with caution. May make these conditions worse.
- Enlarged prostate or
- Glaucoma or
- Urinary bladder neck blockage Should not be used in patients with these conditions.
- Kidney disease or
- Liver disease Use with caution. The effects may be increased because of slower removal of the medicine from the body.
Proper Use of This Medicine:
Take this medicine exactly as directed by your doctor to benefit your condition as much as possible. Do not take more of it, do not take it more often, and do not take it for a longer time than your doctor ordered.
Take this medicine before meals and at bedtime.
The dose of this medicine will be different for different patients. Follow your doctor's orders or the directions on the label. The following information includes only the average doses of this medicine. If your dose is different, do not change it unless your doctor tells you to do so.
The amount of medicine that you take depends on the strength of the medicine. Also, the number of doses you take each day, the time allowed between doses, and the length of time you take the medicine depend on the medical problem for which you are using the medicine.
- For oral dosage form (capsules):
- For the treatment of peptic ulcer, IBS, or enterocolitis:
- Adults One or two capsules three or four times a day. Your doctor may adjust your dose as needed and tolerated.
- Older adults Two capsules per day. Your doctor may adjust your dose as needed and tolerated.
- Children Use and dose must be determined by your doctor.
- For the treatment of peptic ulcer, IBS, or enterocolitis:
Missed dose
If you miss a dose of this medicine, take it as soon as possible. However, if it is almost time for your next dose, skip the missed dose and go back to your regular dosing schedule. Do not double doses.
Store the medicine in a closed container at room temperature, away from heat, moisture, and direct light. Keep from freezing.
Keep out of the reach of children.
Do not keep outdated medicine or medicine no longer needed.
Ask your healthcare professional how you should dispose of any medicine you do not use.
Precautions While Using This Medicine:
It is very important that your doctor check your progress at regular visits to make sure this medicine is working properly. Blood tests may be needed to check for unwanted effects.
Using this medicine while you are pregnant may cause serious unwanted effects in your newborn baby. Tell your doctor right away if you think you are pregnant or if you plan to become pregnant while using this medicine.
This medicine may cause some people, especially elderly patients, to become drowsy, dizzy, lightheaded, clumsy or unsteady, or less alert than they are normally. Make sure you know how you react to this medicine before you drive, use machines, or do anything else that could be dangerous if you are not alert or able to think or see well.
This medicine will add to the effects of alcohol and other central nervous system (CNS) depressants. CNS depressants are medicines that slow down the nervous system, which may cause drowsiness or make you less alert. Some examples of CNS depressants are antihistamines or medicine for hay fever, allergies, or colds; sedatives, tranquilizers, or sleeping medicine; prescription pain medicine or narcotics; barbiturates or seizure medicines; muscle relaxants; or anesthetics (numbing medicines), including some dental anesthetics. This effect may last for a few days after you stop taking this medicine. Check with your doctor before taking any of the above while you are using this medicine.
Call your doctor if you experience dark-colored urine or pale stools; nausea, vomiting, loss of appetite, or pain in your upper stomach; or yellowing of the skin or eyes. These could be signs of a serious liver problem. .
Call your doctor if you have unusual bleeding or bruising or weakness. These could be signs of a serious blood problem called agranulocytosis. .
If you develop any unusual and strange thoughts or behavior while you are taking chlordiazepoxide, be sure to discuss it with your doctor. Some changes that have occurred in people taking this medicine are like those seen in people who drink alcohol and then act in a manner that is not normal. Other changes may be more unusual and extreme, such as confusion, worsening of depression, suicidal thoughts, and unusual excitement, nervousness, or irritability.
Do not stop taking it without checking with your doctor first. Your doctor may want you to gradually reduce the amount you are using before stopping it completely. This may help prevent a worsening of your condition and reduce the possibility of withdrawal symptoms, such as convulsions (seizures), stomach or muscle cramps, tremors, or unusual behavior.
Do not take other medicines unless they have been discussed with your doctor. This includes prescription or nonprescription (over-the-counter [OTC]) medicines and herbal or vitamin supplements.
Side Effects of This Medicine:
- Incidence not known
- Abdominal or stomach pain
- chills
- clay-colored stools
- confusion
- cough or hoarseness
- dark urine
- difficulty with speaking
- dizziness
- drooling
- drowsiness
- fever
- fever with or without chills
- general feeling of tiredness or weakness
- headache
- itching
- loss of appetite
- loss of balance control
- lower back or side pain
- muscle trembling, jerking, or stiffness
- nausea
- painful or difficult urination
- pale skin
- rash
- restlessness
- shakiness and unsteady walk
- shuffling walk
- sore throat
- sores, ulcers, or white spots on the lips or in the mouth
- stiffness of the limbs
- swelling
- twisting movements of the body
- uncontrolled movements, especially of the face, neck, and back
- unpleasant breath odor
- unsteadiness, trembling, or other problems with muscle control or coordination
- unusual bruising or bleeding
- unusual tiredness or weakness
- vomiting of blood
- yellow eyes or skin
- Symptoms of overdose
- Blurred vision
- change in consciousness
- difficulty having a bowel movement (stool)
- dry mouth
- lack of coordination
- loss of consciousness
- sleepiness or unusual drowsiness
- Incidence not known
- Inability to have or keep an erection
- increase or loss in sexual ability, desire, drive, or performance
- increased or decreased interest in sexual intercourse
- menstrual changes
- skin blisters
Along with its needed effects, a medicine may cause some unwanted effects. Although not all of these side effects may occur, if they do occur they may need medical attention.
Check with your doctor immediately if any of the following side effects occur:
Get emergency help immediately if any of the following symptoms of overdose occur:
Some side effects may occur that usually do not need medical attention. These side effects may go away during treatment as your body adjusts to the medicine. Also, your health care professional may be able to tell you about ways to prevent or reduce some of these side effects. Check with your health care professional if any of the following side effects continue or are bothersome or if you have any questions about them:
Other side effects not listed may also occur in some patients. If you notice any other effects, check with your healthcare professional.
Call your doctor for medical advice about side effects. You may report side effects to the FDA at 1-800-FDA-1088.
Last Updated: 9/15/2016


text:
New Hall students consistently achieve outstanding GCSE and A Level results.
2016 A Level grades built on the excellent results seen in previous years and continued the theme with a 100% success rate. This year, 48% of grades were at A*-A, 78% of grades were at A*-B and 94% at A*-C.
In 2016, 50% of GCSE grades were at A*-A. Over 23% of grades were at the top A* grade and 79% of grades were at A*-B. The Diamond model also proved to be a success as equal boys and girls achieve at least 10 A* grades.
Read about our 2016 GCSE results | Webpage


text:
Shop By Style
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Helpful Resources
How to Measure for Cushions
Updating your patio is as easy as replacing the outdoor cushions on your existing patio set. It is a cost-effective and easy option which gives you the ability to store replacement patio cushions and change out the cushions by season. The first step to purchasing any cushions are to ensure you are selecting only those with weather-resistant fabric that is intended for outdoor use.Learn More
Learn More About Sunbrella
Sunbrella has vibrant, colorful fabrics that endure from season to season, allowing you to make the perfect statement for your patio.Learn More
Sunbrella Durability Test
Would you put chocolate syrup, red wine, and even ketchup on your cushion? Sunbrella did. Watch this Sunbrella Durability Test Video to see how easy it is to remove sticky messes with no worry about stains.Watch Now


text:
Have Finance Questions? Ask a Financial Expert Online.
The general rule for determining FMV of a business is 10 times annual net revenues. IN this case you would start with 600,000 and go from there.
However that is the value of your salon. So you have to use the same kind of thing for the value of your chair or station. BUT not just that, but use what your profits are.
it is assumed that a person buying the business can make up the cost in 7 to 10 years. Anything less would be a bargain. (5 X annual earnings for example).
So if your station was responsible for 35,000, then the low side would be 150,000 and the high side would be 350,000. (includes equipment and supplies, client list, etc).
Of course no business is worth more than someone is willing to pay. If you had a transferable license that went with that chair, it would be better.
I gave you the general rule in the business world. This is the difference a higher education means. Had you asked me this question befor my Master's degree, maybe I might agree. Small businesses do not always recognize the real world. People get taken advantage of because they are unware of the true value and worth of a business in terms of Fair Market Value.
One can value a business in terms of current net worth. current net worth may be the total of all assets plus owners equity, minus liabilities. So on that basis, being a 50/50 partner, 30,000 may be ok. But I disagree with that figure.
The value of a busiess when it is bieng sold is its net worth plus future value.
So the general rule is 10 times current or net revenues. So based on that rule the business is valued at 600,000 and you would be entitled to 50% or 300,000.
Now he is offering you only one years earnings based on your 50% of 60,000. that is very cheap.
You have to consider:
1. how much you have invested into the business interms of cash, good will, and time.
2. the certification for the chair
3. value of equipmetn and supplies,
4, current earnings, 60,000 (your share of that).
5. customer list. Customers have a life time earnings capacity. For example: At each customer can be expected to use you on average 4 times a year. each customer refers on average 1 person. so you can expect each cutomer to have a life time value of at leat 1250 dollars in your industry. (could be higher)
6. factor in that you have to now find a new job, and have to live for at least six months. Or, you have to start a new business, and rebuild client lists.
7. the value of the license and or certification for that chair or space.
8. FUTURE VALUE of the company.
At 30,000, your partner is taking advantage of you, most likely because they are also not savvy about the value of business.
Savvy busines people, oftent not even knowing anything about the industry buy out businesses like tihs every day on the cheap, and then developed it into a package that could be franchised or earn 6 figures a year within 1 to 3 years of making the purchase.
Trust me on this, my friend. You value a business, generally at 10 times annual earnings. If you need to get out for some reason, then you can accept waht ever you are comfortable with. But from my perspective, unless you have a burning need to divest and move on, I would not sell for less than 90,000. AND I consider that cheap.
However, let me offer you this. I see that in many areas of the country, small operation beauty salons are being advertised very cheap. As I read those ads, i realize that most persons are trying to relocate, or are tired and need to change jobs. Essentially, they are selling a job, and most do not have bsuiness training. so they are selling thier chairs between 35,000 and 85,000 dollars (franchise). They are not selling them based on thier true value. This is an easy market to etner. I am getting an Idea, that I can buy 3 of these businesses tomorrow, and be earning six figures in a year. These are grossly undervalued. In fact, thats what I am going to do.
Tell you what. If you give me your state and county, i will proivde you the average sell price for a beauty salon.
But remember, you asked for a formula, and that formula is, 10 times annual earnings. I can not help it if your industry tends to undervalue its business.
let me have your state and county.
The average price of beauty salons in Orange County are 129,000.
the low was 59,000 and the high was 200,000 +
So if you are have of a two or four chair business, then based on demographics alone, you should not hold out for less than 60,000. I would aim a bit higher at around 96,000 and let her talk you down not less than 60,000.
I talked to some salon owners today when I got my hair cut. they agree that the typical salon owner is not aware of the higher business model for valuing their business. Some are however. the lady I talked to today said straight out...5 to 10 times earnings.
go for more. YOu should get it. but if you want to break free don't dig in your heels too much. I thank you should end up settling somewhere between 45,000 and 75,000.


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Commissioning report
The commissioning guidance has been produced in partnership with professional and patient associations – BAPEN, BASL, the IBS Network, Crohn's & Colitis UK, Coeliac UK, British Liver Trust and the BSG. It sets out the key elements of a good gastroenterology and hepatology service according to the key aspects of the NHS Outcomes Framework. The main summary report is just 15 pages. It draws upon more detailed analyses of care pathways which are also available in pdf form on these pages. We intend to update the website regularly.
Many hospitals not reaching national standards for treating IBD despite improvements in services
Care for patients with Inflammatory Bowel Disease (IBD) has improved since 2008, according to the third UK IBD Audit, but many hospitals are still not reaching the National IBD Service Standards, launched in February 2009.
The Royal College of Physicians has issued a press-release to publicise data from the Audit's third round and the efforts being made nationally to adopt the Standards:
NPSA Safety Alert: Reducing the harm caused by misplaced nasogastric feeding tubes in adults, children and infants
This Alert updates and strengthens Patient Safety Alert 05 (Reducing the harm caused by misplaced nasogastric feeding tubes) and is based on national learning since then.
The Alert must be actioned by all organisations in the NHS and independent sector where nasogastric feeding tubes are placed and used for feeding patients. An executive director, nominated by the chief executive, working with relevant medical and nursing staff should ensure, through reviewing policies, procedures and staff training that by 12 September 2011 they have met the six objectives highlighted in the Alert. These are described in full on the NPSA website.
New guidance to stop people dying from acute gastric bleeding
The CROMES Project: 'Scope for Improvement: A toolkit for a safer Upper Gastrointestinal Bleeding (UGIB) service'
A BSG led UK-wide audit in 2007 highlighted significant deficiencies and inconsistencies in service provision and care of patients presenting with UGIB. The BSG, under Kel Palmer's stewardship, undertook a piece of research, initiated under the title of Consultant Rota On-call Modelling of Endoscopy Services (CROMES).
The BSG has worked with the Royal College of Physicians, Royal College of Radiologists, National Patient Safety Agency and Royal College of Nursing to develop a toolkit to provide practical support to providers and commissioners to consider changes to their UGIB services to help improve the quality of care and outcomes for patients with UGIB. The Toolkit may be downloaded below from the AOMRC website:
BSG Response to 'Equity and Excellence: Liberating the NHS' - The White Paper
The British Society of Gastroenterology (BSG) welcomes the emphasis in the White Paper given to clinical outcomes, the ambition to improve the quality of services, the emphasis placed on clinically-led commissioning, and recognition of the need for clinical leadership. We have some specific anxieties regarding (i) the relative lack of focus on outcomes relevant to gastrointestinal and liver diseases, several of which are major causes of suffering, loss of earnings and mortality in relatively young people, (ii) the practicalities of ensuring appropriate involvement of relevant specialists in commissioning across a large number of GP consortia, (iii) the lack of any reference to the importance of secondary care prevention (for example alcoholism where patients make contact with secondary care often via A and E, (iv) the potential for GP commissioning to act as a permanent reinforcement of the gatekeeper role of general practice, sometimes resulting in delay and poorer outcomes eg in cancer.
The BSG has joined with the British Liver Trust and BASL to submit a special response on liver disease.
Both consultation responses can be read below:
- BSG Response to 'Equity and Excellence: Liberating the NHS' [ 247 kb ]
- BSG / BASL / BLT Joint Response to 'Equity and Excellence: Liberating the NHS' [ 200 kb ]
- BSG Response to 'Transparency in Outcomes: A Framework for the NHS' [ 266 kb ]
- BSG Response to'Commissioning for Patients' [ 51 kb ]
A Note on Clinical Coding – On Behalf of the BSG IPC
Members in private practice will be aware of the need to accurately assign procedure codes when they submit invoices for payment to private medical insurers in the UK.
These codes were originally developed by BUPA, and were loosely based on NHS codes though their purpose was simply to help with reimbursement arrangements. Codes used by the NHS focused on activity and epidemiology rather than financial flows though with the development of Payment By Results and 'tariff', NHS coding needs are changing.
Several private medical insurers are now working together to maintain and develop a consistent coding schedule. They work together as the Clinical Coding Schedule Development (CCSD) group. They respond to developments in clinical practice by assigning new codes where existing codes cannot capture the complexity of a new procedure. The group does not dictate fee levels, decisions about which remain with the individual insurers. Although some private medical insurers are not members of CCSD, they all make use of the group's output. The codes may be built into commercially-produced private practice management software too.
Survey of Hepatology Service Provision 2010
In 2004 Professor Roger Williams identified 34 centres in England and Wales as offering specialist hepatology services, including 6 liver transplant centres. This March 2010 report is based on a follow up survey six years later. With other sources the survey will help to build a picture of hepatology services in 2010 and how they might be developed.
- Hepatology Service Provision Survey 2010 [ 3.26 Mb ]
More Articles...
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Nothing else in the vehicle taken? If so, they definitely keyed on the pack as likely containing a weapon. This reminds me to record my serial numbers. Also,glad to hear the wife's surgery went well.
This is a discussion on P30 Stolen within the Concealed Carry Issues & Discussions forums, part of the Defensive Carry Discussions category; Yes I violated all my rules, so this is a lesson for all. My wife survived major surgery Thursday. I admit to sitting in the ...
Yes I violated all my rules, so this is a lesson for all.
My wife survived major surgery Thursday. I admit to sitting in the waiting room for 8 hours of nail biting. When the Doc came in with a smile on her face and said "It was a success." I almost cried.
2 hours later my wife was wheeled to her room and waved to me. An hour later she was awake enough to talk and she told me to go ahead and go to the restaurant we have gone to for 25 years to celebrate. Casa Molina in Tucson.
Here is where I did wrong. I had my P-30 in a Maxpidition Remura as a BUG in the back of my Tahoe. I had stashed it at the hotel and when I took my wife to the hospital for surgery we talked about it and thought it was better not to leave it in the hotel room so I put it in the foot space behind the drivers seat. Her suitcase was on top of the seat.
The second rule I broke, there was only one parking place left big enough for a Tahoe, in a far part of the lot next to the side street.
I had my P2K on me and in the magic of the moment celebrating my wife being alive I left the P30 in the Remura in the vehicle. (I easily could have carried the Remura in as a 'Man' purse. I had completely forgotten that I had the P30.
I was in the restaurant for fewer than 20 minutes. When I came out I saw that the rear window behind the drivers seat had been broken out. A crow bar had driven a wedge between the window frame and the window literally popping it to pieces.
I have a very close friend who is a Tucson cop on duty and he was at my position in short order..
We got the serial number out to every pawn shop in the Southwest in very short order. But, since these people have all of the attributes of professionals we will find the gun either in Mexico, or with a thug.
Lesson learned. I will put a steel handgun safe in the Tahoe when the damage is finished.
I will never again park in any semi-dark area anywhere.
I will try to keep my happiness contained to reality in the future
Nothing else in the vehicle taken? If so, they definitely keyed on the pack as likely containing a weapon. This reminds me to record my serial numbers. Also,glad to hear the wife's surgery went well.
Last edited by mulle46; November 16th, 2012 at 08:39 PM. Reason: Added to post
You gain strength, courage, and confidence by every experience in which you really stop to look fear in the face. You are able to say to yourself, "I have lived through this horror. I can take the next thing that comes along." . . . You must do the thing you think you cannot do. Eleanor Roosevelt
Sorry for your loss. Glad all went well for your wife.
Thank you for the post... I'll be heading to Tucson early next year for a brief trip. I'll keep your lesson in mind.
It could be worse!
I suppose
Happy to hear your wife is doing well!
The P-30 will be easier to replace then your wife! Althought my Ex got rid of 200 lbs of ugly fat* in one day!
I know the feeling as I had my backpack stolen at the range of all places in October. It was in my Jeep! I was only in there for ±15 minutes! The only thing that kept my LCR from going with it was the safe I have attached to the floor. So they got my iPad and some info and insurance cards as well my UT & FL permits. The cards are a pain to replace. The permits took only a week to get replacement. It took longer to get a police report!!
* for those slow on the up take, She got rid of me!
It does not take a majority to prevail but rather an irate, tireless minority, keen on setting brush fires of freedom in the minds of men!
Samuel Adams
"In an insane society a sane man must appear insane." Spock & Movie "Serial"
Glad the missus is okay. Sounds like a major victory and a minor loss by comparison.
Do you have an NRA bumper sticker? Marine Corps logo, perhaps?
//' British Agent
"Happiness is a warm Gun."
B A Yes Ft Huachuca enry sticker, WWA sticker on bumper, Infantry sticker on rear window. Yes, I marked myself.
Yeeks. As you have learned, don't advertise. I won't even put the little NRA sticker on my truck, for that reason.
Glad to hear your lady is well.
We have 3 close up photos of each gun, especially any special markings, along with serial #
Glad your wife's surgery went well. That's certainly something positive to concentrate on. It sounds like the BG knew what he was after. Yes, a safe bolted to the floor of the car would be a good idea.
Good lesson for everyone. Cars can be broken into in seconds. Anything of value not bolted to the car can be taken easily. The dim/dark nether regions of parking lots can be useful for avoiding dings on the doors, but they can hide approach/escape by vandals and thieves, and make it more likely an assailant can approach without being seen.
Good idea on the little packet of data for the guns: description, features, serial nbr, photos. Been doing that for years, though it hasn't yet become necessary to rely on it for a stolen gun.
Your best weapon is your brain. Don't leave home without it.
Thoughts: Justifiable self defense (A.O.J.).
Explain: How does disarming victims reduce the number of victims?
Reason over Force: Why the Gun is Civilization (Marko Kloos).
Sorry to hear you lost the P30, but it can be replaced. The important thing is that your wife is doing well.
Freedom doesn't come free. It is bought and paid for by the lives and blood of our men and women in uniform.
USAF Retired
NRA Life Member
Glad the surgery went well.
A gun can be replaced but a good wife is hard to replace. Praying for a speedy recovery.
Thank you guys. Not only do I have pics of the gun, but my LEO buddies have seen it. If it is not in Mexico it will be recovered at some time, hopefully not after it has been used to kill a good guy.
Few days are of this good day/bad day magnitude, but at the end of it all, you still had a very, very good one.
"I'm set up to play a game right now. However, I doubt most people would want to get into a gun fight with me."
Rob Leatham


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Wednesday, December 14, 2005
Inspired by Gigi
9 comments:
- UrbanBarbarian said...
...wow! Great color design. Very pleasing to look at! No wonder you're so damn busy!
- December 14, 2005 12:24 PM
- The Monkeyking said...
Not sure about the but, but great!
- December 14, 2005 4:45 PM
- Process Junkie said...
Thank you Dan, nice of you to stop by.
The Monkeyking: I fixed her cheeks some since you mentioned it, refresh your browser. Still I must say Gigi's butt is perfect and as firm as a brand new mattress I did take some liberties I hope she forgives me.
- December 14, 2005 8:09 PM
- spundman said...
Increible Alberto!!!
Lo dicho, el estilo tan personal tuyo de "una sola linea" me encanta!! ;D
- December 14, 2005 8:22 PM
- St John Street said...
Man the lines on this piece well so many words come to mind but let just say WOW WOW WOW
- December 15, 2005 2:15 AM
- ~ Lu said...
Me encanto esta ilustracion, muy original y sexy.
- December 26, 2005 5:48 PM
- Process Junkie said...
Gracias, Spundman, St. John Street.
Lucía: Me alegra que te haya gustado, a la modelo no le agradó en lo más mínimo, es una lástima porque es uno de mis dibujos favoritos...y bueno.
Tu nombre no lo había escuchado en algún tiempo y me trajo recuerdos de una de las mejores canciones de Joan Manuel Serrat: LUCIA
Me encantan tus esculturas, sos muy talentosa y versátil, buena suerte en la "U"
- December 27, 2005 4:45 AM
- Gigi La Femme said...
Alberto, I think we were just on different pages. I'm happy you were happy with the image. Hoping you had a nice holiday and I'm looking forward to hearing from you soon. xo, *g*
- December 29, 2005 1:32 AM
- Process Junkie said...
Happy new Year, Gigi! Thanks again for posing, very gracious of you.
- December 31, 2005 10:55 AM


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"Very friendly & clean workers. Job well done and looks great"Wangara, Perth
Great experience, went above and beyond to be helpful, job looks fab! Would definitely use again and recommend.
I first contacted Lindsay after contacting a number of other gardening companies with a view to getting a quote to clean up both my front and back gardens,Lindsay was the only one to offer to visit and give me a quote the others wanted to quote over the phone or visit sometime ..
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Leopard Print Mary Jane Shoes by Pedro Garcia
Leopard print stilettos... could you get sexier? Just a little bit of sweet with the Mary Jane strap... rwooowwr!
Daddy Long Legs has some really fantastic leggings.Tags: fashion, Clothes, style, apparel, leggings, leopard print, animal prints, daddy long legsAdded 8 Years Ago from My-wardrobe
They speak for themselves....Tags: shoes, pumps, leopard print, straps, slingbacks, dolce gabbana, dolce gabbana pumps strap backs leopardAdded 9 Years Ago from My-wardrobe


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HSPPR Pet of the Day: Chopper
By HSPPR On February 6, 2013 · 1 Comment · In A Big Something, Humane Society, Pet of the Day
Hi, hi, hi! I'm Chopper, a 9-month-old neutered tricolor fox terrier! I'm so excited to meet you! As you can tell, I have lots and LOTS of energy. I've been in the foster program at HSPPR for a bit to socialize me and work on my behavior, and I'm doing much better now. I love sitting on laps and getting treats. And, oh BOY, do I love going for walks and runs anytime! All I want is to see the world and everything in it. If you are looking for the cutest little tyke you have ever seen, all wrapped up in the perfect exercise buddy, come check me out today!
My adoption fee is $130 and includes a voucher for a veterinarian exam, vaccinations, 45 days of pet health insurance, a one-year dog license, and a microchip. Stop by Humane Society of the Pikes Peak Region at 610 Abbot Lane in Colorado Springs to see me and all of my friends! Click HERE for directions.
One Response to HSPPR Pet of the Day: Chopper
HSPPR says:
Adorable Chopper has been adopted!
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KRCC presents ARLO GUTHRIE
Pikes Peak Center
Saturday July 13, 2013 8pm
reserved seating through Ticketswest.com
7th Annual Blues Under The Bridge – July 20th, 2013
WATERMELON SLIM & THE WORKERS, JOHN HAMMOND, BLUES CARAVAN W/ JOANNE SHAW TAYLOR, THE SLIDE BROTHERS, D.B. REILLY, and THE JUST US LEAGUE
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KRCC Member tickets on sale for $25. General Public tickets on sale for $35. VIP tickets $91.50. Day of show tickets $40 at the west gate. Tickets available through www.TicketFly.com or at KRCC.
Pre-festival Party Friday July 19th from 5-8pm at the Wyndham Grand Mining Exchange with Watermelon Slim, and Big Jim Adams!
Pre-festival shows at Jack Quinns with:
BJ Estares and Route 66 on Wednesday July 17th at 7:30pm!
The Delta Sonics with Al Chesis on Thursday July 18th at 7:30pm!
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KRCC presents TAB BENOIT
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Water/Weather Proof Table
I have started construction of a 'Water/Weather Proof Table' using marble sheets. I acquired the table top from a scrap dealer and ordered the rest of the unit. All the parts had to weather the wet spell lying on my terrace. I started working on it today joining the two pieces which would form the lower shelf.
Actually the construction is not fish related but I needed a weather proof table for the terrace. Then again a table is a table and can be put to multiple use. One of the aspect of the table is that water cannot harm it and the other that it is going to be very sturdy and can carry a lot of weight. It just came into my mind that this table could suit as an aquarium stand and therefore the post.
If any of you are interested I can do a photo feature of the construction.
I have been wondering what you are up to!
What are you using to support the marble table top?
Pictures would be really nice!
I would like to see the construction too. Granite is very strong, so it should be an ideal aquarium stand top. (But, it is so heavy that working with it is very difficult, compared to wood.)
All that I am using is marble and epoxy cement. No wood. No Steel. The construction method is same for granite sheets too.
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To Blog or Not to Blog
While glancing at various blogs to gather some client data, the CEO of a public relations firm noticed a post about the PR industry from an undergraduate student. In her blog, the student commented about how the PR industry was changing. After reading this post, the CEO invited the student to visit his firm and ended up offering her a job. This method of employee/employer match-up is becoming more common, which means that blogging (if done properly) is a good idea.
Starting a Blog
A good way to decide whether to start a blog is to answer these two questions:
- Do you have something to say?
- Does anyone care about what you are saying?
Blogs are inexpensive to create. In fact, they're mostly free, but they're only beneficial when your information is worthwhile. When you regularly post new and meaningful information on your blog, you show your readers (and potential employers) that you invest time in expanding and strengthening your expertise. This means that it's important to genuinely elevate your professional development and expertise and stay current with your industry's trends.
Update Your Blog Regularly
Starting a blog is not hard to do. Sustaining a blog and frequently updating it might be a challenge because an effective blog needs to contain fresh content. In addition, blogging is more than writing; it is creating a forum for dialogue and a chance to promote your specific areas of expertise to your audience. The best blogs are those that provide valuable information and also request readers to comment and provide their own insights.
Avoid Disclosing Personal Information
Your credibility is on the line whenever you blog. Make sure your information is accurate, timely, and free of grammatical errors. Even more, don't allow yourself to divulge too much personal information. When you post a blog, it's out there for the world to see and what you write is a reflection of you. People follow blogs to obtain information they can use, not to read about your personal exploits. If you post unethical or questionable content, it can come back to haunt you if a current or potential employer happens to see the post. Your best strategy is to make your posts meaningful and concise. If your readers cannot see the end of your post without having to scroll down (around 800 words) they might not read to the end.
Blogging is about Exchanging Ideas
Simply creating a blog is not enough. Create awareness about your blog by including your blog address in all your business communications and emails. Blogging is a community effort. Expert bloggers recommend that you spend some time reading and commenting on other blogs. They also encourage you to spend time in blogging communities where positive energy is flowing and link to people who are experts in your field and promote on-going, dynamic communication. You can have a positive experience with blogging when you are gracious, professional, and practice professional reciprocity.


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I Am Your Leader (feat. Cam'ron & Rick Ross)- Rick Ross, Nicki Minaj
[Verse 1: Nicki Minaj]
Look sucker, this my gun butter
Street fighter bitches, this the up cutter
Nunchucka', no time to ducka'
Sign of the cross, cause this is her last suppa'
Play with me, check who came with me
I bought a couple 9′s, plus the k's with me
I breeze through Queens to check some bad bitches
I stunt so hard, assess the damages
'cause this that aw, this is that aw
And yes, I body bitches go get the bandages
Young yummy, fuck you got for me
I hate a phony bitch that front that chum chummy
I'm me top shotta' drop the top toppa'
Big fat pussy with a icy watch
I am your leader, yes I am your leader
You're not a believer, suck a big dick
[Verse 2: Nicki Minaj]
When I fly, it's one letter and one number
You wack hoes could get hot for one summer
After that the queen will still reign here
I'm Santa Claus to these hoes without a reindeer
Saint Nick, Ross, hey Rick, I just got a toy, cost 850
Now I'm in the hood, niggas is getting woodies
Hit up Hot Topic, Nicki Minaj hoodies
I'm a brand. bitch, I'm a brand
Go to Harlem, and get Cam
It's dipset, get your dick wet
Boarded the big jet, and got a big check
Now you tell me, who the fuck is winning
I'm on my Russell Simmons, Nicki denim, Nicki linen
I am your leader, yes I am your leader
You're not a believer, suck a big dick
[Verse 3: Rick Ross]
Jealous niggas is gossip, watch me tie up my laces
Bitches be jocking, tell by the look on they faces
8 digits I'm clocking, a lot of gold in my bracelet
7 figures on watches, I told my mama I made it
Made a deal for my project, just give me 10 mill I'm gravy
I went back to the projects in 2mil in Mercedes
I get head from your lady, have her bill me later
I'm old school with the hustle, just gave Rihanna my pager
Heart break hotel, I'm in the A-Rod suite
Rolls Royce wood, I'm talking playoff seat
Know that boy busy cause he balling, I like to play all week
Monday night with the 'RAW', I'm Vince McMahon with a beat
Power slamming them hammers I get you handle for free
So where the fuck is her manners, she gives brain while I tweet
DM, in the BM, you cm, you bucking, you love it
Motherfuckers on my dick, suck it
I am your leader, yes I am your leader
You're not a believer, suck a big dick
I am your leader, yes I am your leader
You're not a believer, suck a big dick
[Verse 4: Cam'ron]
See the car is European but got imported from Tokyo
Looking like a shark, the nose call it Pinocchio
Well off, wealthy, LV logo
Middle of July but the wrist on snowflow
Only do the Aspens, y'all can have the Poconos
I'm sunny and you must suck collagen dose, Calogero
Ride the whip, 5 on the hip, live with the pies got 9 for the flip
High with a bitch, she cry for the dick, oh my know why I'm fly as it gets
Now I need an aspirin
She said "You're only Cam'ron"
Girlfriend you don't know Cam'ron from nowhere so don't go tampering
You're just a nail I hammer
'nother girl that's on my camera
My name you cannot slander at all girl, watch your manners
She run and tell her mother, "I think I love him, Nana."
Because you sat upon my lap? Nah, I ain't Santa
They call me pied piper, OJ no glove I knife her
Never been a lifer, even do Rikers
Why would I fight? Don't even like her
I am your leader, yes I am your leader
I am your leader, yes I am your leader


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I even have a Winter Solstice gift for you. Our Web elves have been working night and day to finish up this project in time for us to use it for our Foolish Four Switch this year (which takes place next Monday morning).
The Foolish Buy Calculator, also known as BuyCalc by those of us who've gotten tired of saying "Foolish Buy Calculator" 20 times in a conversation, is a nifty online feature that helps you calculate the optimum number of shares to buy for your Foolish Four portfolio. It was inspired by a shareware program put together by Michael Pizolato. He created an Excel spreadsheet to help with his own portfolio purchases and graciously offered it to the world at large and to us as a basis for our online version. Check out his Web page. He has included a self-portrait at the bottom. Thanks muchly, Piz.
I really could have used this last year. I cut my calculations a bit too close and ended up with one less share of International Paper (NYSE: IP) than I'd planned on. It's easy for me to write "Take the size of your portfolio, divide by the number of stocks to get a target value, then divide the current purchase price of each stock into that target value to see how many shares you should buy." That's not so easy in practice.
It works OK as long as the prices are relatively stable, and, luckily, Foolish Four stocks don't jump around like Internet IPOs. But if your goal is to get absolutely as much of your money working for you in the market as possible, it's not optimally efficient.
For one thing, there will always be money left over. To make sure you don't go over your available cash, you have to round down the number of shares you buy. Do that once or twice, and you have enough to buy an additional share or two of the remaining stocks -- if you recalculate everything. Ideally, after you make each purchase, you should split the money left over among the remaining stocks. There will be times when even a buck left over from one purchase, added to the available cash for the next one, will make it possible to buy an additional share. Getting the most out of your cash requires an awful lot of pencil-and-paper work.
The Foolish Buy Calculator handles all of that for you, recalculating the number of shares to buy for the remaining stocks after each purchase. It also lets you set an expense limit and warns you if a particular trade will exceed that limit, which is particularly helpful in deciding whether to buy or sell shares of a stock that is staying on for another year. The program will even tell you how many shares to buy (or sell) so that an old stock will be balanced with the new ones, and will also tell you if that small trade will exceed your expense limit. You can decide to balance or just stand pat.
I'm pretty excited about BuyCalc and I hope it will make the whole buying process easier and more accurate for all of us. Right now it is still in beta-test mode, so we aren't releasing it to the entire community. But you guys are special. (Meaning you're the suckers who get to find the remaining bugs! Well, I hope not.)
We will be putting links to it in various places around the site after the holidays, but for now, it's our special toy.
It's particularly useful with mechanical strategies like the Foolish Four and Workshop, but anyone who wants to divide a set amount of money equally among several stocks will find it very helpful.
Did I say divide a set amount of money "equally"? Actually, the program is smarter than that. If you are following a "juiced" version of the Foolish Four (a double investment in the top two stocks), or any other weighted plan, the program accommodates that, too. You just enter the percentage you want the "heavy" stocks to be and the program distributes the shares accordingly, equalizing any stocks that aren't weighted. Tres cool.
Here's how you calculate the percentage for weighting. Say you have four stocks, but you want a double weighting in the top-ranked stock. In effect, that stock gets two portions and the other three stocks get one portion each, so your portfolio is being divided into five portions with two going to one stock. OK, divide 100 by 5 to get 20%. Your top stock gets 40% and the other three get 20% each, although you only have to enter the proportion for the one that is different.
Speaking of ranks, the program will let you specify the order in which you want to buy your stocks. Normally it will sort the stocks by the current price, which is the most efficient way to make sure you use as much of your cash as possible. But if you want to be sure you get all the shares of the top-ranked stocks and that any reductions affect the lower-ranked stocks, you can enter ranking numbers, and the top-ranked stocks will be listed first so that you can easily buy them in rank order.
My, I am running on about this. I just really like it! As I mentioned, though, BuyCalc is still in beta-test mode. We've tested it in-house and a small group of users (thanks, guys!) put it through its paces over the last few days, discovering a number of bugs that we hope are squashed. However, this will be the first time that it will be used by a large community. Please be gentle. There are always a few bugs left, usually related to the way different browsers work.
If you are using anything other than Microsoft Internet Explorer for Windows or Mac version 4 or higher, or Netscape for Windows or Mac version 4 or higher, then we can't guarantee it will work properly for you. We hope it will -- but if not, please send a bug report that includes your browser type and a very specific description of the problem to TMF email@example.com. Do me a favor, though -- please read the instructions first and note that you can click on any of the column headers and get a bit more help.
Comments on the instructions are also welcome. I'm writing them, and let me tell you, writing directions is a very fine art. I'll take all the help I can get.
So where is this wonder? Glad you asked. A bit of warning before you click over to it. We had to disable the Enter function to get it to work correctly with both Internet Explorer and Netscape, so just use the tab key or your mouse to move from place to place. When you move to a new field, the program will update.
OK, OK, I'll shut up and tell you where to find it. Click here: Foolish Buy Calculator
Have fun with the new toy, and try not to break it until after Christmas.
Fool on and prosper!
Send some Christmas cheer to folks in need!
Contribute to Foolanthropy!


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There are people in this world who endure persecution and oppression, but mantain their dignity as decent human beings. One man who should be honored for his diligent fight to maintain his human dignity lives in Italy. He recently told the media that a rising fury against the persecution faced by members of his loved ones compels him to finally speak the truth. "My children tell me they feel like the families of Jews in germany must have felt under Hitler's regime. The whole world is against us." The name of this fighter for human dignity is: SILVIO BERLUSCONI !! Yes, the man who has billions of dollars and numerous estates and servants and numerous newspapers and TV stations is suffering the same fate as was confronted by German Jews.
Yes, his good name has been tarnished. Yes, he no longer runs Italy. OK, he has a few billions. But, just remember, Jews in Nazi Germany were given FREE trips to nice camps! No one has offered members of his family such free gifts. How about building a Berlusconi Museum in honor of the horrors endured by members of his family??


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Sanaa Lathan Reveals She Reads The Bible, Quran & Indian Scriptures: 'I Take From All Kinds Of Religions'
How as Sanaa Lathan managed to stay sane and fulfilled in Hollywood? The 42-year-old actress says she relies on a spiritual advisor to "persevere in this business and just navigate the waters of life."
In a recent interview with Essence.com about spirituality and faith, the Love & Basketball star said she pulls from multiple religions for her spiritual base.
"I definitely am more spiritual than I am religious. I take from all kind of religions, cause I am a big spiritual seeker. I've read the Bible, I've read the Quran, I've read Indian scriptures and I really like taking from them all," she shared. "I have a spiritual advisor that I talk to. I believe that everybody should have that kind of element, whether it's a priest or a life coach. I think it's important for people to have somebody who's objective, and who's not necessarily a friend or family. That has really helped me throughout the years."
When asked to share an affirmation or proverb that helps her through tough times, Lathan said "that whole thing about reaping beauty from ashes."
"When you're going through a hard time on the opposite side of the struggle there's always the beauty of the gift that comes from the struggle. So I've definitely taken from that," she said. "I believe that having faith is being grateful and finding the gratitude. There are days when you, no matter what your life is, you're not going to feel grateful but I also really believe in the practice of gratitude. I even have a journal where I write down the things that I'm grateful for. That's a big one."
She went on to share what she's most grateful for. "Lately it's been easy because it's been really a great year so I don't have to be reminded. But there have been definitely times where you're seeing the glass half empty and you have to be reminded to say, 'Thank you for my health. Thank you for the fact that I have a family. Thank you for the fact that I have roof over my head.' It can be the simplest of things," she said. "I am happiest when I am eating a delicious meal and laughing with friends. I'm a foodie. I like to eat. It makes me happy."


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Taxi Race is now ready for iPhone and iPad and is available in iTunes for downloading. Taxi Race is a game where you can test your racing talents. The aim of the game is to race your Taxi and to push the limits. Accelerometer control helps you to jump. To complete the level you have to pick up bonus items.
Try this new app, I am sure youll like it.
iTunes link :
iPhone : Taxi Race for iPhone, iPod touch, and iPad on the iTunes App Store
iPad : Taxi Race for iPad for iPad on the iTunes App Store


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I wanted to keep you posted on all of my August Events where I'm speaking in Dallas! I'm so excited to speaking at several Events in the Dallas area from August 15th through August 19th! First up is an Event on August 15th from 6:30p - 9p CT, where I'm speaking at my good friend, Tim Gillette's DFW Coaches Event at the Coffee House Cafe! I'm excited to be sharing tips to how to JumpStart Your Business online and fast. If you are going to be in the area, click the DFW-Coaches link and register to join us! My friend, Kay Miller Smith, The Energy Dressing Coach and I are co-hosting and co-presenting "The Beauty & Business Workshop" in Hurst, TX on Wednesday, August 17th. We are … [Read more...]
Last Chance to Register for May Events!
Hey East Coast Fans – It's your LAST CHANCE to come to these fabulous Events where I'll be speaking. I'm getting ready for a whirlwind tour of the East Coast next week to help business owners and entrepreneurs learn how to make more money while enjoying the lifestyle they have been yearning for! If this describes you or someone you know, take a look at all of these offerings and sign up or share them with a business owner on the East Coast who could benefit from attending. eWomenNetwork Accelerated Networking Luncheon Event This event will be held at the Sheraton Edison Hotel Raritan Center – Edison, New Jersey Tuesday, May 17th from 11:30a.m. – 2:00 p.m. ET I love eWomenNetwork and I … [Read more...]
Automating Your Follow Up Marketing
In order to be successful and PROFITABLE in your small business you want to start embracing the power of using systems. In the marketing world, it truly is still a numbers game. Most entrepreneurs however are NOT reaching out to and marketing to or following up with enough prospects to reach your sales goals. Trying to figure out what to do and how to do it all on your own frankly however will take a LOT LONGER than if you just come learn what you need to know about certain things in your: - lead generation - marketing - follow up and - sales processes You want to learn how to automate, delegate and systematize more in your small business....yes, even if you're just starting … [Read more...]
Quick Tip for Speakers on Following Up After Presentations
Are you a speaker who doesn't seem to convert a lot of people from your audiences either into a sale or onto your email list? Are you unsure of what to do when following up? Well if this is you, then watch this video! I've been speaking for over 14 years in my own business and for other jobs that I've held as well and I learn more every year watching speakers do their thing on stage. I've also taken numerous speaking courses and trainings to upwards of $70,000 in investments in my business since I realize that speaking is the #1 very best way to capture new clients. I hope you realize how important speaking can be to YOUR business too. And following up from speaking gigs … [Read more...]
Katrina Sawa's Top 20 Networking Tips, Part 2 of 2
If you're a small business owner looking to grow your business fast, then you want to get networking! Networking in person can be your fastest path to quick cash flow if you have special offers and easy YES offers. This is the third post in the series on Networking - make sure you go read the last two posts and watch their corresponding video tips to know how to best prepare before a networking event and what to do to maximize your time during a networking event. Networking continues to be one of my BEST sources of lead generation even now, 12 years into my business. I highly recommend it to ALL of my clients as well as their #1 marketing strategy. But I've ONLY been as successful … [Read more...]
Katrina Sawa's Top 20 Networking Tips, Part 1 of 2
If you're a small business owner looking to grow your business fast, then you want to get networking! Networking in person can be your fastest path to quick cash flow if you have special offers and easy YES offers. Sure you can network online too but you most likely won't gain the trust and credibility as fast as you will when you meet your prospects in person, face-to-face. Networking continues to be one of my BEST sources of lead generation even now, 12 years into my business. I highly recommend it to ALL of my clients as well as their #1 marketing strategy. I'm not "too good" to network and go to some chicken dinner either like some coaches who've been in business as long as I … [Read more...]
The Secrets to Effective Networking & Consistent Follow Up
The number of people you have in your database is the number of people you have access to market to on a regular basis so your #1 goal in your business should be to build your database and set up a consistent, frequent system for marketing and following up with them. If this isn't your #1 goal, you're missing out on a ton of sales. If you're not networking (online and in person in some way), you're missing out on a ton of sales. Networking in person can be your fastest path to quick cash flow if you have special offers and easy YES offers. Here is a quick 6 STEP networking and follow up guide for you: Have you defined your target market? Are you sure? Who is your ideal client? … [Read more...]
Free Webinar: Jumpstart Your Marketing & Sales System
Join me on March 18, 2014 for a NEW Free Webinar: on my NEW Jumpstart Your Marketing & Sales System! Regardless of what type of business you have or when you started it, you're just probably not doing enough marketing or sales. If you're trying way too hard to make the amount of money that you thought you should be making by now then this webinar is for you. If you're just starting your business – THIS WEBINAR WILL SAVE YOU MONTHS, IF NOT YEARS OF TIME, & THOUSANDS OF DOLLARS INVESTED IN THE WRONG PLACES. You just have to trust me on that, you see, I've been there. I've invested hundreds of thousands of dollars on my business including workshops, programs, trainings, … [Read more...]
[Video Ezine] Save time & make more money doing this…
I want to share a video with you I did earlier this week recording my Jumpstart Your Business Now Radio Show for 3 reasons: The radio show this week was me doing a Solo Show without a guest which means I gave a 30 min mini training session! You definitley want to go watch it. I'm looking for guests for my 2014 shows! You can find out how to apply to be a guest here now. I wanted you to also notice first hand how I leveraged this show....I hold it for free live each week, I promote it on social media and my blog and emails, I took the video of this and posted it on youtube, pinterest and then linked it out again to my social sites in different posts automatically. If you're not … [Read more...]
Working the Room
As a seasoned networker who built my multiple six figure coaching business initially by networking and follow up, I had to learn how to meet as many people as possible in order to have more leads to develop each month. Ten years ago when I started my business I attended an average of 14 networking events every month. While the follow up of all the leads you get at such events is a crucial component of making this work, without enough leads to follow up on, you'll basically get nowhere fast. Therefore, here are a few key tips on how to make the most of your time at your next networking event - Working the Room! 1. Be Prepared: Go with a goal of how many connections you want to make … [Read more...]
Ready for a life changing weekend?
Uncover why you are not experiencing the bottom line profits you've always wanted and learn exactly what you can do to create an immediate shift. Get crystal clear about the value you deliver so your marketing message grabs the attention of your ideal client. Understand the "anatomy of a successful sales conversation" so you feel comfortable and connected and inspire more people to say YES. Embrace innovative marketing strategies that are aligned with your values and personality. Witness how to build a rock star support team that enables you to play primarily in your zone of genius. A while back, I told you how excited I am to be attending Jane Deuber's Uncommon Business Summit … [Read more...]
eWomenNetwork 2013 Conference Recap with Katrina Sawa
Hey everyone! If you missed this year's conference you definitely want to mark your calendar for next year's eWomenNetwork Annual Conference! It's literally the best conference I've ever gone to for high powered yet very friendly networking, brainstorming, training on your business and FUN with a capital F-U-N!! It's always held in Dallas, TX and next year it's happening August 7-10, 2014. Click here for info. I don't promote conferences like this hardly at all, this is the main one I recommend and I DON'T even get a kickback or commission to do so! I like to do my own, personal recap of the conference every year, sharing photos, experiences, a few tips and things I learned, etc. so … [Read more...]
How Consistent Are You In Your Biz & Marketing?
Video Tip of the Week....it's about Consistency. This week's video tip is about how to manage a consistent flow of leads coming into your business, doing consistent marketing, consistency in your follow up .... all of which lead to more consistent follow up. So how do you become more consistent? Watch and learn, come talk with me about it if you want too in a complimentary business strategy session by clicking here: http://www.AskKat.biz. … [Read more...]


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Worthless Worship – Isaiah One
Isaiah opens with a condemnation of the Children of Israel. As Isaiah described what the nation was like because of their sin, we get a picture of a people that knew nothing of the ways of God. In verse 11 Isaiah mentioned the worthlessness of their sacrifices; he stated that their traditions and worship were vain because they tolerated and lived in sin, didn't judge the wicked or support those in need. Because of this the Lord threatened to exterminate them. "'But if you refuse and rebel, you will be devoured by the sword.' Truly, the mouth of the Lord has spoken." This warning was to people who supposedly were children of God; the Children of Israel. But He gave them a way of redemption if they made their ways clean, put away their sin, "'[learned] to do good, [sought] justice, [reproved] the ruthless, [defended] the orphan, and plead for the widow.'"
How well does this warning apply to the Gentile Church today? In a church culture of raising arms in fabricated "worship" at a christian rock concert, or accepting what God calls an abomination – what kind of wrath does God have on that church? However, "'wash yourselves, make yourselves clean; remove the evil of your deeds from My sight….. though your sins are as scarlet, they will be as white as snow; though they are red like crimson, they will be like wool.'"
There is hope for the Church!
Chicago Trip ~ October 25 & 26
Briggs (my flat-mate) and I drove up to Chicago last Saturday to see some sights and hang out.
The "hotel" we spent Saturday night in (yes, we slept in the van). It even had a DVD player, so what better movie is there to watch while in Chicago than Divergent?
Saturday and Sunday morning we mostly stuck around downtown checking out the sights. We went to Moody Church Sunday morning.
After church on Sunday we headed to the more hipster part of town and hit a couple small coffee shops – I highly recommend Caffé Streets and Gaslight Coffee!
Man of God
As a man of God I should pursue righteousness, godliness, faith, love, perseverance and gentleness. I should fight the good fight of faith; take hold of the eternal life to which I was called; keep the commandment without stain or reproach until the appearing of our Lord Jesus Christ.
Taken from 1 Timothy 6:11-14
Runner Vision
I've been working on a project for the last couple of weeks (planning since last winter, though). It's an action/drama youtube series called Runner Vision. Here are the first two teasers for it:
There's one final teaser which should come out sometime within the next month.
What Truly Lasts
A week ago today I was sipping a latte in 30-30 Coffee, sitting in the second stool at the counter in front of the window, when I got a text message that made my heart stop. Karie Blair had passed into the arms of Jesus earlier that morning.
I struggled my way through the rest of the morning. It was a relief when I finally got to Mom and Dad's house and got some time by myself. I laid down in the grass in front of their house to think – think about life and death, the danger and fulfillment of friendships, and the purpose of life in general.
As I lay there I started writing down my thoughts. What came out was a poem; not of my own words (because I am by no means a poet) but words inspired by God. Here's what I wrote:
Life is a vapor, here and then past.
I think it's forever, but it flies by so fast.
Moments slip by, used once and then gone.
A new set of chances are given at dawn
To reach out to someone, to show love that lasts.
But often I miss them as my life speeds past.
A number of days – just a few years.
I live for myself, no concerns and no fears.
Compassion is missing; my hand for the poor
Is stuck in my pocket afraid to do more.
I meet friends for fun times and share a few cheers,
When what I should do is shed a few tears.
Moments are priceless, so learn from the past.
Reach out to someone to show love that lasts.
Realize the help I could give to someone;
Rather than seeking to just have some fun.
Life is a vapor, here and then past.
I choose now to live life for what truly lasts.


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These baked drumsticks truly are spicy, but not overwhelmingly so. I like to serve them with sautéed spinach and roasted butternut squash. The chicken and the squash can be roasted together in the same oven, which I find convenient.
You can leave the skin on the drumsticks and rub them with a dry rub, or you can take the skin off and rub them with an olive oil rub. Nutrition information for both options is more or less the same (except for the fat breakdown), and both are excellent, although I almost always take the skin off – chicken skin is rich in omega-6 fats, so not that healthy, and the skinless version is very juicy.
- Olive oil spray (make your own using a spray bottle)
- 8 medium chicken drumsticks (total weight 2 lb.)
- 1 teaspoon kosher salt
- 1 teaspoon garlic powder
- 1 tablespoon chili powder
- ⅛ teaspoon cayenne pepper
- 2 tablespoons extra virgin olive oil (if using skinless drumsticks)
- Preheat oven to 400 degrees F. Line a large baking dish with foil and spray it with nonstick olive oil cooking spray.
- If desired, remove the skin from the drumsticks by pinching it at the top and pulling down, using paper towels.
- Prepare the rub: In a small bowl, combine the spices and (for skinless drumsticks) the olive oil to create a thick paste. Rub the dry rub over the skin-on drumsticks, or pour the paste over the skinless drumsticks and, using your hands, rub it well into the chicken pieces, on all sides.
- Bake 45 minutes, or until cooked through and juices run clear when pierced with a fork.


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Hey guys,
I am needing some more help here. Let me explain my situation first, I had a staff infection in the military MRSA. They had to do sugery to remove a few sists that had developed from the staff infection. One of these sists developed on my knee where they had to cut right on top of my knee and drain the infected spot. I thought I was covered when I got out if my knee kept acting up because I was rated a 0% for what I thought was the entire area where they did surgery. Well, come to find out when I contacted the VA about seeing them for the problems I am having such as sharp pain when I climb steps, bend down, or even walk a lot during the day, it swells up and throbs consistently that the 0% rating was on the scars only and even if I did have knee problems due to the surgery that I had when I was in the military I couldn't been seen unless I got actually rated for my knee. I opened a case and got denied then I got very fursterated and just gave up. Now the one year time limit has elapsed and I am trying to reopen the claim. I am going to see my private doctor next week, can anyone give me some advice on what could help me out? I just got a letter from the VA today stating that I needed to provide them with new material which I am hoping to get from my doc. Any advice would be greatly appreciated. Thanks


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Jess Stratton |
Monday, December 2, 2013
Explore Monday Productivity Pointers at lynda.com.
We use web browsers for just about everything today. You're even using one right now to read this blog post. So we get frustrated when they don't behave as expected. This week's Monday Productivity Pointers shows you how to solve some of the most common web browser annoyances you may encounter.
I'm not talking about error messages or critical, show-stopping bugs, but some common problems that pop up when using web browsers frequently. For example, at some point in your web-browsing experience you may have typed the wrong user name into a website's login form—and now every time you return to that site, there are two user names in the dropdown list: the correct user name and the mistake you wish would just disappear. In the first video this week, I'll show you how to remove those mistakenly saved auto-fill entries or passwords that your web browser is holding on to.
In the second (members-only) video, I'll show you how to get rid of unwanted toolbars that take up your valuable screen real estate, restore any browser tabs that you may have accidentally closed, and resize new browser windows that may be opening up at odd, inconvenient sizes. Watch this week's videos to take charge of your web-browsing experience, and be sure to check back next week for more Monday Productivity Pointers to help make your digital life easier.
Tags: Jess Stratton, Monday Productivity Pointers, Troubleshooting, Web Browser
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Click on a thumbnail to go to Google Books.
A TREASURY OF PRAYER from the Writings of E. M. Bounds (edition 1963)
by Leonard (COMPILED BY) Ravenhill
Work details
Treasury of Prayer by E. M. Bounds
No current Talk conversations about this book.
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Wikipedia in English
Amazon.com Product Description (ISBN 0871235439, Paperback)Rev. E. M. Bounds was overwhelmingly devoted to his beloved Lord. There are few who have lived since the days of the Apostles who have surpassed him in the depths of his marvelous research into the life of prayer. This American clergyman of the twentieth century wrote seven books on prayer, many of which have frequently been unavailable to the general reading public.
Rev. Leonard Ravenhill has done the Church a great service in preparing this compilation of these seven marvelous books:
Power through Prayer
Purpose in Prayer
The Necessity of Prayer
The Essentials of Prayer
The Weapon of Prayer
The Possibilities of Prayer
The Reality of Prayer
In the Foreword, David Otis Fuller says that this book "is worth its weight in diamonds." The compiler encourages you to keep this book at hand, read it often, and practice it always! It is truly A Treasury of Prayer.
(retrieved from Amazon Thu, 12 Mar 2015 18:11:48 -0400)
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The Buckingham Hotel
Chicago All Airports, IL, US (CHI)
Hotel Specials
Package Specials
Package Specials
Suite, 1 King Bed
750-sq-foot (70-sq-meter) room with partial lake views
Internet - Free WiFi
Entertainment - 39-inch LED TV with cable channels
Food & Drink - Coffee/tea maker and minibar
Bathroom - Private bathroom, deep soaking bathtub
Practical - Safe, free weekday newspaper, and iron/ironing board; rollaway/extra beds available on request
Comfort - Air conditioning and daily housekeeping
Deluxe Room, 1 King Bed
400-sq-foot (37-sq-meter) room with city views
Internet - Free WiFi
Entertainment - 39-inch LED TV with cable channels
Food & Drink - Coffee/tea maker and minibar
Bathroom - Private bathroom, deep soaking bathtub
Practical - Safe, free weekday newspaper, and iron/ironing board; rollaway/extra beds available on request
Comfort - Air conditioning and daily housekeeping
Make yourself at home in one of the 21 air-conditioned rooms featuring minibars and LED televisions. Complimentary wireless Internet access keeps you connected, and cable programming is available for your entertainment. Private bathrooms with shower/tub combinations feature deep soaking bathtubs and complimentary toiletries. Conveniences include phones, as well as safes and desks.
Enjoy a range of recreational amenities, including a health club, an indoor pool, and a spa tub. Additional amenities at this resort include complimentary wireless Internet access, concierge services, and complimentary use of a nearby fitness facility.
You can enjoy a meal at a restaurant serving the guests of The Buckingham Hotel, or find a snack in a coffee shop/caf�. Quench your thirst with your favorite drink at a bar/lounge.
Business, Other Amenities
Featured amenities include a 24-hour front desk, luggage storage, and an elevator (lift). Event facilities at this resort consist of a conference center and a meeting room. Self parking (subject to charges) is available onsite.
Know Before You Go
- Reservations are required for massage services. Reservations can be made by contacting the resort prior to arrival, using the contact information on the booking confirmation.
- Only registered guests are allowed in the guestrooms.
- Some facilities may have restricted access. Guests can contact the property for details using the contact information on the booking confirmation.
The following fees and deposits are charged by the property at time of service, check-in, or check-out.
- Breakfast fee: between USD 10.00 and USD 20.00 per person (approximately)
- Self parking fee: USD 38 per day
- Rollaway bed fee: USD 25.00 per night
The above list may not be comprehensive. Fees and deposits may not include tax and are subject to change.
Mandatory Fees and Taxes
- Deposit: USD 25.00 per day
You'll be asked to pay the following charges at the property:
We have included all charges provided to us by the property. However, charges can vary, for example, based on length of stay or the room you book.
Renovations and Closures
The following facilities are closed on Christmas Day (25 December), Christmas Eve (24 December), New Year's Day (1 January), and New Year's Eve (31 December):
- Bar/lounge
- Fitness facilities
- Swimming pool
- 24-Hour Front Desk
- Coffee Shop
- Concierge Desk
- Elevator / Lift
- Indoor Pool
- Jacuzzi/Hot Tub
- Lounge/Bar
- Sauna
- Steam Room
(*) = Free, some restrictions may apply
Based on 178 reviews 0
|Sleep Quality
|Sleep Quality


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Lakeland woman makes Top 50 in MLB Fan Cave
by Steve Carney
Major League Baseball announced its Top 50 entrants to the 2013 Fan Cave in New York, and one of them is a Rays fan.
22-year-old Stephanie Katz of Lakeland is one of four Floridians to be in the Top 50, but the only whose favorite team is the Rays.
Katz is one of the architects behind "Rodney's Archery Club," a group of fans supporting closer Fernando Rodney, who has over 1,100 followers so far on Twitter.
CLICK HERE to vote for her. Voting runs through February 13th, when 30 finalists will be invited to Spring Training to audition for the MLB Fan Cave.