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Ferrari 575 Maranello for Sale
Selected Filters:Type of Ad: Vehicles for Sale Make: Ferrari Model: 575 Maranello Remove All
2002 Ferrari 575 Maranello
Astoria, NY
?Extremely Rare 2002 Ferrari 575M Maranello with 6-Speed Manual Gearbox This 2002 Ferrari 575M Maranello is 1 of just 246 produced with a 6-speed manual... More
Advertiser since 2005
2003 Ferrari 575 Maranello
Astoria, NY
2003 Ferrari 575 Maranello with 6-Speed Manual Gearbox: 1 of just 209 This 2003 Ferrari 575 Maranello is 1 of about 209 factory 6-speed... More
Advertiser since 2005
2003 Ferrari 575 Maranello Fiorano Handling Pack
London, United kingdom
FERRARI 575M MARANELLO, RHD, 2003 MILEAGE 29,800 MILES NUOVO NERO DAYTONA, SABBIA 4310 HIDE WITH NERO CARPETS CHASSIS NUMBER: ZFFBT55C000131303 ENGINE NUMBER: F133E73078 MANUAL TRANSMISSION, DAYTONA STYLE SEATS,... More
Advertiser since 2013
2002 Ferrari 575 Maranello
Philadelphia, PA
Chassis # ZFFBV55A220128463 Offered With 9,300 Miles From New Recently Serviced & Clean CARFAX Report For a sports car to be considered a grand tourer, it must... More
Advertiser since 2013
2003 Ferrari 575 Maranello
Brummen, Netherlands
Really incredibly beautiful Ferrari 575M Maranello. Delivered new in Munich on the 30th of June in 2003 by Ferrari Deutschland GmbH. The car has... More
Advertiser since 2015
2003 Ferrari 575 Maranello
Roswell, GA
FERRARI 2003 575M MARANELLO, Here is a beautiful low mileage Ferrari 575M Maranello in Argento Nurburgring, has the beige interior with Daytona seats with... More
Advertiser since 1986
2005 Ferrari 575 Maranello
Brummen, Netherlands
Price in euro's 159.000... More
Advertiser since 2015
2004 Ferrari 575 Maranello F1
San Diego, CA
Rare World Market car 23,300km, F1 gearbox, Daytona seats . . . Looks and drives outstanding.... More
Advertiser since 1985
2003 Ferrari 575 Maranello
Waltham, MA
Built to be an evolution of the beloved 550 Maranello, the 575 stepped up Ferraris Grand Touring game across the board. Along with a... More
2002 Ferrari 575 Maranello
Houston, TX
2002 Ferrari 575M Maranello VIN : ZFFBV55A620129485 Assembly No. 46607 Stunning Grigio Alloy Paint over Blue Full Leather Interior One of Only 246 Examples... More
Advertiser since 2009
2002 Ferrari 575 Maranello Coupe
Lake Park, Florida
2002 Ferrari 575M Maranello!Tour De France Blue with Tan Leather Interior!Only 11,648 Miles!SHOWROOM CONDITION!!-Loaded!-Power Seats!-Daytona Seats!-F1 Transmission!-Xenon Headlamps!-Black Brake Calipers!-Factory Ferrari 575M Wheels!-Extremely Rare... More
Advertiser since 2015
2004 Ferrari 575 Maranello Maranello F1
Los Angeles, CA
JUST ARRIVED!!!... A highly sought after 2004 Ferrari 575 Maranello F1. This beautiful Ferrari is remarkably colored in Nero Daytona over Cuoio interior. Graciously... More
Advertiser since 2006
2003 Ferrari 575 Maranello 2D Coupe
Hinsdale, IL
Fiorano Handling Package, Leather Rear Shelf, High Power Hifi Sound System, 19" Alloy Wheels, Daytona Style Seat Trim, and Scuderia Ferrari Shields On Fenders.... More
Advertiser since 2013
2003 Ferrari 575 Maranello
Livingston, NJ
We are pleased to offer the discerning collector one of the Ultimate Grand Touring Ferraris in existence designed by Pininfarina. This 2003 Ferrari 575M... More
2005 Ferrari 575 Maranello COUPE 2-DR
Atlanta, GA
2005 Ferrari 575M MaranelloBelow is a 2005 used Ferrari 575M Maranello with 33k miles and a Rosso Corsa finish over beige leather interior. The... More


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Some typefaces are drawn by a single hand, while others need a whole posse of designers to give them shape and get them out into the world. Helvetica had passed through several iterations over six decades before it was taken up in the late fifties by Mike Parker, the British-American typographer who died this week at age 84.
Mr. Parker did more than anyone else to make the clean and simple font ubiquitous. American Apparel, Toyota, Microsoft, the National Film Board and countless other companies and government agencies use it to present their names and crystallize their brands.
For many people, it's the font they see everywhere but never really notice. It's the carrier of maximum content in minimal form, designed to deliver a message without adding any special typographical flavour. Wim Crouwel, a veteran Dutch graphic designer interviewed in Gary Hustwit's 2007 documentary Helvetica, put it this way: "The meaning is in the content of the text, and not in the typeface." Mr. Parker was more poetic about Helvetica's appeal. "It's not a letter that's bent to shape; it's a letter that lives in a powerful matrix of surrounding space," he told Mr. Hustwit's camera. "What it's all about is the interrelationship of the negative shape, the figure/ground relationship, the shapes between characters and within characters."
Take that, Harry Lime
In the 1949 film The Third Man, Orson Welles's character quips that centuries of war in Italy yielded the Renaissance, while a long era of peace in Switzerland birthed only the cuckoo clock (which originated, in fact, in Germany). A few years later, in 1957, two Swiss graphic designers tweaked a 60-year-old German font into a new form they called Helvetica (Latin for Swiss). Mr. Parker spotted the font, liked its non-committal clarity, and began promoting it in the United States. Its neutrality and lack of ornament suited the mid-century taste for boxy buildings and streamlined shapes. Thus began an international career that has made Helvetica one of the most ubiquitous and successful Swiss exports.
Say it with a billboard
Helvetica is the name font for companies that sell a huge range of products and services, from luxury cars (BMW) to hamburgers (McDonald's), from bus rides (Greyhound) to transatlantic flights (Lufthansa). Fierce competitors arm themselves with it, including Microsoft and Apple. Somehow, we never get confused, never think "Egg McMuffin" when we see a Toyota dealership. Helvetica's not such a winner on the page, however, for reading book-length stretches of type. "There's some science to show that for novels, a serif typeface is easier to read," says Dave Watson, creative director of design at TAXI, a Toronto advertising and design company. But so what? Helvetica's strength on a billboard, jet chassis or T-shirt has made it one of the dominant fonts of the public world.
Screen test
The popularization of desktop computers in the 1980s demanded typefaces that could communicate on cathode ray screens, whose resolution was far lower than the average LCD screen today. Serif letters, or any that approached the flow of hand-written script, tended to run together and confuse the eye; while the "grotesques" (the original term for sans serif) stayed relatively sharp. Helvetica secured a place among the 11 fonts bundled with Apple's early desktops, which meant that computer graphic designers were pretty much obliged to use it. Score another crucial platform for a font on its way up.
Little black dress
Helvetica's use and appeal has waxed and waned over the past six decades, but its lack of ornament, its sense of style beyond style, has made it one of the great survivors of 20th-century graphic design. It's like the little black dress: a choice that is always within bounds and sometimes more elegant than showier options. Therein, too, lies one of Helvetica's weaknesses. "For some people, it becomes a default, because of its clarity and neutrality," says Mr. Watson. "In the right hands, it's brilliant, but in hands less skilled, it can be very boring and almost medicinal. The federal government's use of Helvetica looks atrocious in most cases."
Divide and conquer
For something designed to be inconspicuous, Helvetica can be a lightning rod for fierce opinions. "It's interesting that a typeface can conjure up so many feelings, from love to hate," says Mr. Watson. In 2007, New York's Museum of Modern Art marked Helvetica's 50th anniversary with an exhibition devoted to the script that New Yorkers see every time they enter their subway. That show, and the concurrent appearance of Mr. Hustwit's film, put Helvetica into play as a topic of popular discussion. For a while it seemed as if everyone was talking about the lean, clean Swiss typeface, thereby helping it become what it is today: a rock star among fonts.

subset: commoncrawl


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How to pack stylishly for Jordan
My first thought when my trip to Jordan was confirmed: what to wear? As it was my first trip to the Middle East, I knew that it would be not only much warmer in temperature but much more conservative in style. I wanted to be as respectful as possible while still being comfortable and on trend–and be carry-on only!
Turns out I worried far too much about erring on the conservative side: while most Jordanian women are covered from head to toe, it's not expected of Western women. While it's best to cover your chest, shoulders and legs in cities like Amman, the rules are bit looser when you're surrounded by other Westerners at the tourist sites.
However, I'm glad that I chose to cover my shoulders and legs most days: I felt much more at ease among locals. When we were only among our tour group, I usually ditched the sweater in an attempt to come home with a little bit of color.
Here are the key pieces that made Middle East mixing and matching a breeze (and let me get away with just a small duffel for 10 days):
Maxi skirt that doubles as a dress
A floral maxi skirt is an easy way to be chic but conservative: this has actually become one of my favorite work looks in New York City! The woven belt is key to this look: being able to cinch in the waist is what allows it to work as a dress. (Note: this was the day we were heading to a five-star resort on the Dead Sea, so my shoulders were only really exposed for a bit of a photo shoot. Usually I had a sweater on top.)
Basic solid tees
I've recently discovered Everlane, and I'm obsessed. The prices are very affordable ($15 for a tee!) for such high quality, and it's free shipping and returns. The solid-color crewneck tees were perfect to pair with a maxi skirt: they covered my shoulders and my chest without being matronly. Bonus: they just released a bunch of spring colors that would be perfect in the warmer climate!
Something to cover up
I recently bought this super-soft chambray, and it's without a doubt the best spring staple possible! It was perfect for Jordan since it wasn't too heavy in the heat, but still covered my arms when we were in more conservative areas.
An "active" outfit
When I saw hiking on the Jordan itinerary, I groaned: it's one thing to mix and match for city days and nights, but active clothes throw a whole different curve into the mix. And again, I wanted to err on the conservative side: I didn't pack the short running shorts or sports bra tank that I would have generally worn. My parents (who are avid golfers) kindly sent this Swing Cool Elements shirt: UV protection, cooling, moisture-absorbing and fast-dry! Unlike the rest of the group who wore T-shirts and shorts, I actually stayed fairly cool and hydrated through the hike–and I didn't have to worry about sunburn! Definitely worth investing in if you're going to be doing a lot of outdoor activities in the Middle East. (Note: one thing I do wish I had packed was more active outfits: the adventure activities in Jordan like hiking, riding in the back of a 4×4 in a desert, riding a camel and canyoning all would be best in comfortable outfits that you don't mind getting a little dirty.)
The MBD
When I wrote how to not look like a backpacker while living out of a backpack, one of the things I recommended was a multi-functional little black dress. For Jordan, a maxi black dress was the ultimate perfect-for-everything outfit. It was super comfy–even on long bus rides–and could be dressed up with a funky necklace or dressed down with a chambray on top. I usually kept my shoulders covered with a checkered scarf worn as a shawl or a wore the same scarf around my neck to cover up my chest.
A pair of patterned pants
So, obviously, these are the fiercest pants possible. But what I love about them is that they're super lightweight and loose: even though they cover my legs, they're not hot and heavy like a pair of jeans. They also roll up nice and small without wrinkling: key when you're camping!
Not this.
Honestly, I saw about the same amount of women wearing a full burka in Jordan as I do in my day-to-day life in New York City. They're definitely a few, but it's not every woman. You will be required to fully cover if going inside a mosque, but other than that, Jordan is very liberal by most Middle East standards. Most Jordanian women had a scarf pinned over their hair, and wore stylish clothes that covered their chest, arms and legs. You'll honestly feel comfortable in anything in Jordan–and no one is going to give you a hard time if you choose to flash a little calf or forearm–but I definitely think it's important to be respectful of the more conservative culture. And hey–I learned that a maxi skirt and a chambray looks just as chic in New York City as it does in Amman.
Have you ever traveled to the Middle East? What do you recommend packing?
Note: I was a guest of the Jordan Tourism Board, but all opinions are my own.


text: ok .. Have you left your car unused for extended periods of time ? If so please ask the service centre to check the valves and the injectors . Ask the service guys to check if there is a difference in the engine noise . Even for brand new cars the cars are in storage for extended periods of time ,especially Fiat cars due to low sales . Also try disconnecting the air mass sensor and drive the car . Let us know if you find any difference in mileage . When you disconnect the air mass sensor you might get a warning or an error , just ignore it .


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Reuters Staff
1 Min Read
June 14 (Reuters) - Mahindra And Mahindra Ltd:
* Gets members' nod for scheme of arrangement between co & Mahindra Two Wheelers Ltd
Source text - bit.ly/2roRTDU
Further company coverage:
All quotes delayed a minimum of 15 minutes. See here for a complete list of exchanges and delays.
© 2018 Reuters. All Rights Reserved.


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You've heard us say it a million times– the BEST part of working in the wedding industry is getting to see how couples make their engagement and wedding their own, and unique to them. So when we saw this t-rex 'engagement' session, set in Spokane, on the local news stations, we knew we had to feature it on Apple Brides! While the people behind the dinosaurs are just friends, and not actually engaged, we still think this shoot is so fun. We LOVE a couple with a sense of humor, and these two certainly have that! Besides, if you can't have fun with each other, what's the point, right? This will definitely go down in the books as one of our favorite e-sessions, real or make believe.
Photography: Greg Basel & Maria Adams Photography


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Open Source Basics
The concept of open source coding has been around since the beginning of the computer age. It's pretty simple. A program developer comes up with an idea and gets it to work on a computer. He/she then makes the application available to the world at no charge, including the computer code. Another developer picks up the code and changes (improves?) it, then once again releases it to the computer community. It's known as "open source" because the underlying code is available to whomever wants to use it.
Open source programs once fell under the mantle of "shareware." At one time, using shareware was somewhat of a shaky proposition. Best practices in coding were just being developed. You had no idea how good the developer was or what his/her agenda might be, and sometimes the outcome of using the application was disastrous. No, you may not ask me how I know that!
Thankfully, due to the efforts of literally thousands of reputable programmers, the situation has largely changed for the better. While you still need to be vigilant , open source programming can be quite good, and in the case of OpenTX, it's outstanding! You can use either OpenTX or OpenTX Companion with confidence.
Origins of OpenTX
It's important to note that there are different flavors of open source RC transmitter programming (also known as ' Firmware '). Because the code is readily available, developers are free to modify the code to their hearts content. This has resulted in an inter-relationship of sorts where one edition of a particular firmware will give rise to another and that one to another, and so forth. Each branch is known as a "fork", and while it's origins may be based on the work of others, it is significantly different in one or more ways from its predecessors. In fact, this cooperative development process forms the core for the success of open source. The beautiful part of that situation is that as pilots, we have the option of selecting the firmware and hardware package that best suits our circumstances. OpenTX isn't the first open source firmware (TH9X, ER9X, Gruvin9X and others–especially the work by Mike Blandford–all come to mind), and the developers acknowledge that they stand on the shoulders of those who have gone before. All of us who use open source firmware owe a great debt of gratitude to the unpaid volunteers who work tirelessly on these firmware projects.
Having said that, this site will concentrate exclusively on the OpenTX firmware package as being run on the FrSky Taranis radio.
Open Source Advantages
So, why use open source, and in particular, OpenTX? Well, try these on for size:
- One of the dirty little secrets of radio control is that it's not so much the transmitter hardware (the switches, chips, pots, gimbals, etc.) that determine the capabilities of your transmitter, but the programming (aka: You guessed it–the firmware). In other words, you're paying for the firmware as well as the hardware. OpenTX is free!
- The OpenTX developers are volunteers. They donate their work to this project. As such, they are not bound by corporate concerns such as marketing, profit margins, or all of the other hoopla that goes with running a business for profit. However, they do accept donations to help defray out of pocket costs for providing server bandwidth, etc. If you use OpenTX, I strongly encourage you to donate to the cause at: OpenTX Donations. Drop them a few bucks to let them know how much you appreciate their efforts.
- OpenTX (and open source generally) is user driven. As users, we determine what direction we wish the firmware to take. Because the developers are not hindered by corporate structure, the firmware can move in directions not originally envisioned. Changes and improvements can be implemented in a much shorter time than when dealing with major manufacturers, usually days, sometimes even hours.
- With a big name manufacturer, when it comes to updates and fixing bugs in the firmware (or as Microsoft likes to call them, "undocumented features") you're pretty much at their mercy. Their release schedule is determined by how serious they see the problem, what it will cost them to fix it, and whether or not they can bundle it with their next generation radio as the latest and greatest thing to ever hit the RC community. Furthermore, in the past, if you could update your firmware on your own, you had to jump through some pretty complicated hoops to do so. That has changed a bit in recent years, but you're still tied to the manufacturers apron strings. You don't have that problem with OpenTX.
- Finally, there's the role that FrSky has played in the OpenTX saga. Pilots have been doing firmware transplants for years. However, most of them were not excited about attempting it on their $1500+ major manufacturer radio. As a result, they turned to the much less expensive radios out of China: Walkera, FlySky (NOT to be confused with FrSky), Turnigy, and others. There were quality issues with both the factory supplied firmware and the hardware, but they were inexpensive and the rewards great enough that it was worth the slight risk involved. FrSky was well known for marketing rock solid receiver hardware. The OpenTX developers and FrSky linked up, and a transmitter that was designed and equipped to use open source firmware out of the box was the result. The Taranis (aka: X9D) was born! It has all of the hardware bells and whistles you need to jump right in. The combination of a fantastic firmware, a great computer interface manager, and decent hardware has ignited the OpenTX community. Now, open source is within the reach of all.
There are probably a couple of dozen other really good reasons to use OpenTX (Telemetry, anyone?), but these are a few of the more obvious ones.


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The Roots latest LP, How I Got Over, will be available at a store near you in less than 24 hours. As a nice little bonus, here's a remix that won't be found on the album. The Roots crew recruited the help of ATlien B.o.B to hop on the first verse of their song, "The Fire," for this remix. B.o.B's verse fits in nicely like it was meant to be there.
Download: The Roots feat. B.o.B & John Legend – The Fire (Remix)
Via OKP.


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Sponsoring Churches Upgrade Cabins
We are really blessed to have all of our cabins sponsored by congregations from throughout the state. They have all been active recently in upgrading the quality of their cabins. Here are some highlights.
The Rockledge Church of Christ has just recently taken over the sponsorship of the boy's cabins. Assuming sponsorship also means having naming rights, so the West Orange Corral will henceforth be called "RockLodge." A really awesome sign has been placed on the street-side of the cabin, so be sure to look for it next time you are on campus. They are also planning on making some improvements on the cabin.
The Sanford Church of Christ has sponsored the Eagles' Nest cabin for many years. In the past several months they have done some major renovations in this cabin. These include: adding a deck on the lakeside of the cabin, replacing the roof, adding top rails to all of the bunks, replacing the windows, replacing the tile flooring, and several minor repairs both inside and out. They have really done a good job and still plan to do more including purchasing new mattresses for all of the bunks.
The Eustis Manor cabin is sponsored by the Orange Avenue Church of Christ in Eustis. They have recently added a deck, purchased new mattresses for all of the bunks and added a much needed second entrance to the street-side of the cabin.
One of the oldest buildings on campus, the Staff Bunkhouse, has never had a sponsor… until now. The Vero Beach Church of Christ has recently taken on this cabin, which houses three staff bedrooms and our Clinic. The Sojourners have also been busy with enhancements to this building, including adding a covered deck on the Dining Hall side and replacing a hedge with a planter. This will be a great spot for our kitchen staff to sit and relax after a long day feeding our campers.
The Mount Dora Church of Christ sponsors Langford Cottage on the girls' side of the campus. Within this past year they have replaced the roof with a metal roof and purchased new mattresses for all of the bunks.
The Bartow Cottage, also on the girls' side, is sponsored by the North Jackson Avenue Church of Christ in Bartow. It now has all new mattresses due to the generosity of several of their members who donated the needed funds.
We cannot express our appreciation enough to these congregations and so many others who support the ministry here both with their dollars, time and talents.


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Muslim's Guide to Debt and Money Management Part 1
I. Debt Perceptions – The Consumer Culture in America
To owe someone $8,000, for about $6,500 worth of stuff, and be enslaved to paying a small fee of it every month, for 15+ years is normal to most Americans. The average American household, according to many statistics, is over $8,000 (if not 9,000) just in credit card debt.
This doesn't include the $200,000 house that you will pay approximately $303,000 with mortgage, or the $25,000 car you drive that will end up costing you closer to 30 after it is all said and done. Oh, and did I mention the $50 a month for the new furniture, $30 a month for the new computer, and the $15 a month for the new washer you had to buy because the old one unexpectedly broke down?
Such is the way of life for an average household. Enslaved, almost quite literally, to the monthly payment. A simple purchase transaction goes something like this:
Consumer: I'd like to buy this item.
Business: Great, how about we sell this to you at 28% interest?
Consumer: As long as the monthly payment is not more than $40 it's ok!
It has gotten to the point now, that even experts differentiate now between "good" debt and "bad" debt. One article I came across said,
…experts say, your total monthly long-term debt payments, including your mortgage and credit cards, should not exceed 36 percent of your gross monthly income.
Hold on. That sounds nice, but let's rephrase it. For every dollar you make (after taxes), you should keep only $0.64 for yourself, and pay $0.36 to the bank. That's for your long term debts. As interest accumulates, is there any hope of ever paying it off? Of that 36 cents there is a good chance that 24 cents are going to interest/fees, meaning only 12 cents will actually go to the principal amount. That is for every dollar you earn. Put it another way, for every hour you work, 15 minutes of that hour are for the privilege of paying someone back more than they lent you, so you could enjoy something you cannot afford in the first place. And this is recommended by experts. Does anyone see anything wrong with this picture?
Did you know, that for every dollar a credit card company collects in principal, they collect $2 in interest/fees?
I remember a conversation I overheard between 2 people at work. One was mentioning how his family was doing Dave Ramsey's debt snowball plan to get out of debt (a lot more on this later in the series), and the other person responded by saying, you mean completely out of debt? He said yes, and she said, "Why? It's good to have some debt."
If you watch TV, you cannot help but see this new Visa commercial where a person who is not paying with Visa is all of a sudden disrupting some kind of flow everyone else has going on – i.e. to pay with anything other than a credit card is now slow and uncool. This is the culture we have created. It was not terribly long ago that fast food chains did not accept credit cards, now they happily take any card you have, even for 99 cent chicken nuggets. Alhamdulillah, our halal meat store owners are still keeping it real though, with their hand written signs posted at the one cash register with a working credit card machine, "No Card for Less Than $10 Charge. Thanks You, Management."
There is no concept of saving up and buying something on cash. In a world where installment plans are the bread and butter of a Sunday ad paper, people simply think that to purchase any item, it must be on credit or on payments. Car ads don't even advertise the price anymore! New Accord, $199/month. Does anyone even care what the bottom line is on these items?
In fact, the consumer culture has made it 'financially' attractive to open a credit card account. Purchasing furniture? Put it on the store brand credit card, and save 10%! Do you buy gas? If so, then open up a British Petroleum credit card to get 5% back on your gas!! That's right, to save 15 cents a gallon, you simply have to sign over your financial future. And don't forget about the rewards!! If you spend $10,000 on your credit card, you can get a $75 gift card to Babies R Us or Banana Republic! It doesn't take an MBA to figure out the faulty math here. They would not be offering these things if the vast majority of people did not end up paying significantly more than the 'reward' amount back in interest.
It is no wonder that this cycle has created an entire generation of paycheck-to-paycheck households. How much can you truly enjoy all this stuff when most of your paycheck is spent before you even receive it? Most of these households have no chance at ever establishing any kind of savings. If an emergency comes up, just add it to the (ever expanding) line of credit that you have. It's no surprise that things like predatory lending (the practice of a lender deceptively convincing borrowers to agree to unfair and abusive loan terms, or systematically violating those terms in ways that make it difficult for the borrower to defend against) are on the rise. Some are faced with the choice of either payday loans, cash advances, loans based on car titles, or other such abusive practices in order to prevent defaulting on their credit cards, car payments, or worse, house payments. It should come as no shock then, that things like house foreclosures are on the rise.
This drive to attain material goods is causing families to lose their homes, declare bankruptcy, have their marriages split apart – all because of their debts. It is a vicious animal that does not get much attention. In the consumer culture we live in, credit is made out to be this great thing that allows you to get everything that you need easily and 'affordably.' In the next part of the series we will explore the Islamic view of having debts insha'Allah.
For a better picture of the ideas expressed here, I very highly recommend watching the movie Maxed Out, a documentary about the debt crisis in America. If you simply own a credit card or have ever contemplated having one, much less have one with money you owe on it, this is a must see.
Coming up next… What Islam says about debts.
38 responses to "Muslim's Guide to Debt and Money Management Part 1"
what abt debt with no interest. 0% apr? paying full every month on credit cards w/o interest.
[…] Read the rest of this great post here […]
There is a Dua' to help us get out of debt and the grief and anxiety which accompany debt.
It is found in the Hadeeth where the Prophet sallallaahu 'alaihi wa sallam went into the mosque one day and found Abu Umaamah, may Allaah be pleased with him, and said: "O Abu Umaamah! Why do I see you sitting in the mosque when it is not prayer time?" Abu Umaamah, may Allaah be pleased with him, replied: "It is due to Anxiety and grief, which resulted from debts that I owe." So the Prophet sallallaahu 'alaihi wa sallam said: "Shall I teach words which will take away your grief and by which Allaah will help you repay your debts, if you were to say them?" Abu Umaamah, may Allaah be pleased with him replied: "Yes! O Messenger of Allaah." Thereupon, the Prophet sallallaahu 'alaihi wa sallam said: "Every morning and every evening say, O Allah! I seek refuge in you from anxiety and grief, weakness and laziness, miserliness and cowardliness, the burden of debts and from being over powered by men." After this, Abu Umaamah, may Allaah be pleased with him, commented that: "I did this and Allaah relieved my sorrow and anxiety and helped me repay my debts."
Jazakallahukhair for the excellent article.
I'm really looking forward to future posts.
People may think they own something, but wait till they miss 2 payments. The real owners will have the house, car, or computer.
I know you said that homeyk's question will be answered in the next segment of the article, but I don't understand that 'in general', how is paying off your debt without any interest the same as drinking responsibly? Drinking is haraam. Having debt isn't haraam, is it? it's just that one must hurry to repay it. perhaps you can clarify in general…or i will patiently wait for part 2 :)
btw, great topic discussion! mashaAllah!
"Alhamdulillah, our halal meat store owners are still keeping it real though, with their hand written signs posted at the one cash register with a working credit card machine, "No Card for Less Than $10 Charge. Thanks You, Management.""
oh that's too classic lol.
Love the 'series' theme. Anxiously awaiting student loan discussion…
" Anxiously awaiting student loan discussion… "
me too!
Also when we use the word "credit card" we are not referring to debit cards interchangeably, I assume?
Islamically, is there any difference of opinion on debit cards (sorry if this is tangential, I am just curious)
Western society is based on using plastic to purchase anything and everything. I find debit cards a good idea because the amount purchased is withdrawn from your bank account right away. Credit cards can be used responsibly but even if the card is temporarily at 0% interest free, sometime later (6 months or 1 year later) it will hike as high as 20% APR. I used to use a 0% APR credit card but then stopped because I found just using one debit card is more efficient for me and I don't have to worry about any hidden charges or change of interest rates.
I would like to know the perspective on taking interest free loans. I find it very hard to save up for a car in full (even a decent used car), but with a 0% APR loan it's a lot easier to make a purchase and then pay off the debt quickly.
I also would like to know what are the alternatives to paying for college and a car instead of taking loans. From what I see and know I don't see any alternative to the home mortgage system. Also, I don't understand how someone who say makes $50K/year can buy a $250,000 home. My husband's brother paid for his first home in cash with his savings 4 years ago. I think that is wonderful. No home payments for life. I don't know why this system isn't encouraged. It seems ppl will do anything to set their foot in a home right away. Most of the ppl I know who have a mortgage struggle every month to pay it. Both spouses have to work just to keep the home, furnishings, babysitter/daycare, and two cars. They also use the 'tax break' theory as an incentive to have a mortgage. I still don't see any benefit in that if the mortgage is based on riba.
Can't wait to hear more on this series!
i am so glad i live in pakistan..away from the system that enslaves people to credit cards and interest and everything u seem to own ..is not really yours!
alhamdulillah alhamdulillah alhdmulillah
Sadly, it's coming to Pakistan… everything can now be bought on credit and installments, even home appliances. If it hasn't come to your area, then Alhamdulillah. If it has, stay away.
"Sadly, it's coming to Pakistan… everything can now be bought on credit and installments"
So true. Very sad because now that credit cards dominate peoples' lives there, in cities like Karachi with already a lot of traffic, there are 100s of cars/pollution being added to the already hectic roads.
On the other hands, there are a bunch of Islamic banks rising and increasing. Scholars such as Mufti Taqi Usmani are very influential in bridging this gap between modern economics/banking AND Islamic values.
I agree with AnonyMouse, money is scary. Can't wait for the rest post on this issue in sha' Allah.
I found this article from soundvision that I saw before and i found it- Its on how to teach your kids to manage money
Also, can you discuss things like La-Riba or Guidance financial organizations how they can help and how they are halal?
[…] Intro and Part 1 before […]
[…] the Intro, Part 1, and Part 2 before […]
[…] | Part 1 | Part 2 | Part […]
to get out of debt read suarh mulk before you sleep…also it will save you from grave punishment
I am out of debt Mashallah the dua worked I got ..also there's individual duas one can read found in books such as Hisnul Muslim.
[…] | Part 1 | Part 2 | Part 3 | Part 4 | Part […]
[…] Guide to Debt and Money Management Part 6 Intro | Part 1 | Part 2 | Part 3 | Part 4 | Part 5V. Cars, Houses, and ….. oh yes… STUDENT […]
[…] | Part 1 | Part 2 | Part 3 | Part […]
[…] This was a hot article from Muslim Matters on controlling your debt. […]
[…] | Part 1 | Part 2 | Part 3 | Part 4 | Part 5 | Part […]
[…] | Part 1 | Part 2 | Part 3 | Part 4 | Part 5 | Part […]
[…] Hate Receiving or Giving Interest? Well if your a Muslim you certainly do. If your not, then you still should because if by any chance we fall in debt and sink deeper into it, we become financially enslaved to the ones we owe. It's strictly prohibited in Islam and you can read a great article on a guide to debt here from MuslimMatters.org. […]
[…] Hate Receiving or Giving Interest? Well if your a Muslim you certainly do. If your not, then you still should because if by any chance we fall in debt and sink deeper into it, we become financially enslaved to the ones we owe. It's strictly prohibited in Islam and you can read a great article on a guide to debt here from MuslimMatters.org. […]
[…] Guide to Debt and Money Management: Intro | Part 1 | Part 2 | Part 3 | Part 4 | Part 5 | Part […]
What a greatly written article love the simple common sense logic written all over this post. The hikma that this brother has put in this post is so true to the contemporary problems that are occurring in the world. Man that's why i try my best to avoid any type of interest in my daily chore that regard to financing. I recently realized how much i have spent over all in the past 5 months then i could have possibly saved if i had the tangible cash, although i use my credit card but i always try to pay it before the interest catches me. Now that i think of IF i was using cash i would have not spent it on stuff which the did when i use my credit card because it so convenient to use a card and have no worries when you know you can pay it later all it was doing is bring my cash flow to zero and bringing me to a point zero start every month. Although i take extra precaution about owing any financial institution, Alhamdullilah I have no debts anywhere. Great work Brother Omer keep bringing the facts to us about the sad reality of our times.
[…] Source: muslimmatters […]


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The #percentage of completion (POC) technique is regularly used with construction based projects that continue to run over the course of many years. The approach of percentage completion #accounting is preferred over the Completed Contract Method by the accountants because it provides a more rational outlook of the company and its revenue streams and cash flows. This #revenue recognition method avoids variation in the P&L where costs and revenues have to be matched.
The formula for Percentage of completion basically takes a projected percentage of how close the project or task is to being fulfilled by taking the cost to date for the project over the sum of the estimated cost. Then the percentage calculated is multiplied by the total projected revenue through, which the calculation of revenue for the period is computed. The income for construction then can be derived by subtracting the cost from the period revenue.
The percentage completion formula and other associated formulas can be simplified as follows:
Step 1:
Period Costs (annual, quarterly, etc.) = Percentage Completed
Total Estimated Cost
Step 2:
Percentage Completed * Total Project Revenue = Period Revenue
Step 3:
Period Revenue – Period Costs = Project Income
Example 1 of the Percentage of Completion Method
The Boulders Construction Company is constructing a modern style office building for a company specializing in clothing wholesale business. Thus far, Boulders has accumulated $810,000 in expenses on the project and billed the customer $1,000,000. The estimated gross margin on the project is 28%.
The total of expenses and estimated gross profit can be calculated by:
$810,000 divided by 0.72 (1 – 0.28) = $1,125,000
Since this figure exceeds the billings to date of $1,000,000, the company can recognize additional revenue of $125,000.
Costs + Profit $1,125,000 -/- Billed to Customer $1,000,000 = $125,000
The resulting journal entry is:
Debit Credit
Unbilled contract receivables 125,000
Contract revenue earned 125,000
Since, Boulders must also recognize a proportional amount of expenses in relation to the revenues recognized because of this it should credit the construction in progress #account and debit the cost of goods sold account.
The cost of goods sold is derived by multiplying the recognized revenue figure of $125,000 by one minus the gross margin, or 72%.
Cost of Goods sold: $125,000 x 0.72 (1 – 0.28) = $90,000
Example 2 of the Percentage of Completion Method
Under an alternative scenario, Boulders has billed the customer $1,200,000, while all other information remains the same. In this case, the amount of revenue earned is $1,125,000 which is $75,000 less than the amount billed. Consequently, the company must record a $75,000 liability for the incremental amount of work it must still complete before it can recognize the remaining revenue that has already been billed. The resulting journal entry would be:
Debit Credit
Contract revenue earned 75,000
Billings exceeding project costs and margins 75,000
Key #requirements for Using this Method:
See also our article on SAB 104 Revenue Recognition but in addition:
#profitability of the project needs to be reasonably determinable
This method should give a more realiable measure of progress towards completion than recognizing income than when the contract would be completed (matching principle)
- Periodic recognition opposed to irregular streams of income only when contracts are completed
- More accurate way of reporting income and expenses
- Estimations are used in the process making this method a subjective one
- Accounting system needs to be projects based with ability to keep track of projects over several years
Full #fasb 56 Statement (supplemented by AICPA Statements of Position 81-1, Accounting for Performance of Construction-Type and Certain Production-Type Contracts, and 81-2, Reporting Practices concerning Hospital-Related Organizations)


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text: My difficult child is 8 but is of a 4 or 5 year old mentality which is why I am posting here. I don't even know where to start. I am exhausted and feel like I am out of options. The therapist cannot even help with the problems my difficult child is having. He was diagnosed with ADHD a little over 2 years ago. Things are up and down, some weeks better than others. However for the last 4 or 5 months all chaos has broken out. He is never happy about anything he does/has. Take him to McDonald's and it's the wrong one. Make him a dessert and he doesn't like it. Plan dinner based on what he has said he wants and he refuses to eat. His modd swings back and forth all day long. From crying to happy to absolutely furious. When he gets angry he hits and calls names. Consistently kicks the dogs and screams at them. He doesn't care about anything (and will tell you so). He is mean and nasty to adults and doesn't care who he hurts in the process. Will not do schoolwork and if let out of the classroom without an adult escort he will go off and do whatever he wants around campus. Has left campus on several occasions, by lying to the "gatekeepers". Lies about everything no matter how small. Has been labeled the "bad kid" by family, friends, and school. I have tried grounding, restrictions, behavior charts, rewards, punishments, etc. You name it and I have done it. I just don't know what else to do to reach him. The therapist has run out of options for me and has pretty much thrown his hands in the air. The teachers dread him coming to school and I dread him coming home. He takes 40 mg of Adderall XR (tried Vyvance, Ritalin, Strattera with no change) and 250 mg of Depakote. Can anyone offer any suggestions of what I can do to reach him? I know he really wants to do good and he cries because he knows he has been labeled a bad kid, but I cannot figure out how to help him gain control of himself.


text:
Here is a list of the books and journals I've read this year, in vaguely chronological order:
The Girl with the Dragon Tattoo / Stieg Larsson
The Girl Who Played with Fire / Stieg Larsson
The Girl Who Kicked the Hornets' Nest / Stieg Larsson
Readings and Writings: Forty Years in Books / ed. Jason Cotter and Michael Williams
Dead until Dark / Charlaine Harris
Living Dead in Dallas / Charlaine Harris
Kill Your Darlings Issue 1
Pippi Longstocking / Astrid Lindgren
Under Stones / Bob Franklin
Blink: The Power of Thinking without Thinking / Malcolm Gladwell
I Will Surprise My Friend / Mo Willems
Don't Let the Pigeon Drive the Bus / Mo Willems
When You Reach Me / Rebecca Stead
The Knife of Never Letting Go / Patrick Ness
The Theory of Light and Matter / Andrew Porter
In Other Rooms, Other Wonders / Daniyal Mueenuddin
Will Grayson, Will Grayson / John Green and David Levithan
The Road / Cormac McCarthy
Kill Your Darlings Issue 2
Known Unknowns / Emmett Stinson
Miscellaneous Voices / ed. Karen Andrews
Kissing Frogs / Andee Jones
Possum Tale / Lucienne Noontil
Exposure / Joel Magarey
My Pilgrim's Heart / Stephanie Dale
The Nine Flaws of Affection / Peter Farrar
Ondine / Ebony McKenna
Offset Journal
Thirty Something and Over It / Kasey Edwards
Palimpsest / Kathryn Koromilas
Crackpot / Fiona Trembath
Love Machine / Clinton Caward
In Lonnie's Shadow / Chrissie Michaels
Putting Pen to Paper / Caroline Webber
harvest magazine issue 5
This is Shyness / Leanne Hall
The Family Law / Benjamin Law
The Good Man Jesus and the Scoundrel Christ / Philip Pullman
Speak to Me / Sarah Hopkins
Growing up Asian in Australia / ed. Alice Pung
Unpolished Gem / Alice Pung
Little Paradise / Gabrielle Wang
The Wildkin's Curse / Kate Forsyth
The Brain that Changes Itself / Norman Doidge
Tokyo Vice / Jake Adelstein
The Byron Journals / Daniel Ducrou
Lunatic in My Head / Anjum Hasan
Torpedo 5 / ed. Chris Flynn
How a Moth Becomes a Boat / Josephine Rowe
Kill Your Darlings Issue 3
Sleepers Almanac 6 / ed. Zoe Dattner and Louise Swinn
Light Boxes / Shane Jones
Having Cried Wolf / Gretchen Shirm
Tamara Drewe / Posy Simmonds
Catching Fire / Suzanne Collins
Mockingjay / Suzanne Collins
The Dead Fish Museum / Charles D'Ambrosio
The Dirt / Mötley Crüe with Neil Strauss
Once upon a Time in the North / Philip Pullman
The Collected Stories of Lydia Davis / Lydia Davis
India Dark / Kirsty Murray
The Beautiful and Damned / F. Scott Fitzgerald
The Penguin Book of the Ocean / ed. James Bradley
Beloved / Toni Morrison
Freedom / Jonathan Franzen
The Easter Parade / Richard Yates
A Curse Dark as Gold / Elizabeth C. Bunce
Half a Life / Darin Strauss
Into the Woods / Anna Krien
Land's Edge / Tim Winton
Persuasion / Jane Austen
Harry Potter and the Deathly Hallows / JK Rowling)
For a total of 72 73 books, two of them re-reads. Which is by no means a boast; three of the books listed above are children's books, sixteen of them are young adult books, and there's a sprinkling of page-turners in there for good measure. I did not post about about all these books, but if you click on the '2010′ tab to the right, you can find out which ones I did write about. Pop over to Killings, too, for interviews and reviews with some of these authors.
The main thing that strikes me about this list is how many new titles it contains. That's not a surprise: this year I've done some book reviews and author interviews (although this list doesn't count books I've edited or proofread), which means I've read many more new books than I usually would. Forty-two of the 72 73 books here had a work output, such as an interview or a review, which means that my reading this year was predominantly governed by new publishing.
The other thing that strikes me about this list is the absences: no poetry, and few journals apart from Kill Your Darlings. That's mostly because this list doesn't include partially read books; if I did add those, I would be obliged to mention the excellent Torpedo 4, for example, which is a tribute to Richard Brautigan, some issues of Overland, Meanjin and McSweeney's, and The Lifted Brow 6. On the poetry side, I'm troubled not to have had more time with the Oxford Book of Sixteenth-Century Verse, which is infinitely more fun than it sounds, and Nathan Curnow's The Ghost Poetry Project. There are no magazines on this list, either, so thanks to The New Yorker for being my constant breakfast companion.
Further, there are plenty of books I didn't get a crack at this year, which I will verily attempt to rectify in the early parts of 2011. (Read: Lloyd Jones' Hand Me Down World, Sloane Crosley's essay collections, John Cheever's short stories, Black Inc.'s end-of-year collections, Russell Brand's My Booky Wook, Lili Wilkinson's Pink, etc. ad infinitum.)
On the one hand, these lists seem to do nothing but instil in me a sense of panic, as they're a reminder not only of what I've read but of what I haven't. Yet, on the other hand, it's a great way to look back on a year of outstanding books, including many I've not been able to post about here. I loved John Green and David Levithan's Will Grayson, Will Grayson, and the larger-than-life, heart-of-gold character Tiny Cooper, who warrants any hyphenated clichés I attach to his name. Anna Krien's excellent Into the Woods is alone responsible for my resolution to read more non-fiction next year, and Tim Winton's Land's Edge, recently re-released, cemented him in my mind as Australia's best communicator of our oceans' crashing surfaces and mesmeric depths.
Happy new year to you – and here's to a giant ol' 2011.


text:
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Home » NE » Fremont NE » Hunting Gear
Competitive Hunting Fremont NE
This page provides useful content and local businesses that give access to Competitive Hunting in Fremont, NE. You will find helpful, informative articles about Competitive Hunting, including "The Scoring Game". You will also find local businesses that provide the products or services that you are looking for. Please scroll down to find the local resources in Fremont, NE that will answer all of your questions about Competitive Hunting.
Sports Authority(402) 289-0439
Whispering Ridge Shopping Plaza, 17021 Evans Plaza
Omaha, NE
Omaha, NE
Golf Day Shop, Golf Simulator, Golf Trade-In Program, Bike Tech Shop, Firearms/Hunting, Delivery & Assembly
Monday - Saturday: 9:00am - 9:30pm
Sunday: 10:00am - 8:00pm
Holiday hours may vary.
Golf Day Shop, Golf Simulator, Golf Trade-In Program, Bike Tech Shop, Firearms/Hunting, Delivery & Assembly
Monday - Saturday: 9:00am - 9:30pm
Sunday: 10:00am - 8:00pm
Holiday hours may vary.
Arms And Ammo Sporting Goods / One Click Shooting(866) 727-1401
1900 East Military Suite 280
Fremont, NE
Fremont, NE
Fords Trading Post402652373
640 E 10Th St
North Bend, NE
North Bend, NE
Next Generation Skate Shop(402) 721-9177
1614 N Grant St
Fremont, NE
Fremont, NE
Lou's Sporting Goods(402) 721-6040
523 N Main St
Fremont, NE
Fremont, NE
Brass Action402721221
245 W County Rd T
Fremont, NE
Fremont, NE
Peters, Ronald D402478447
630 N 12Th Box 113
Arlington, NE
Arlington, NE
Nordstrom, Leland Frank402427539
Box 62 308 Pine St
Kennard, NE
Kennard, NE
Greenfield Inc(402) 721-1133
520 N H St
Fremont, NE
Fremont, NE
Nebraska Sports(402) 721-5255
866 E 23rd St
Fremont, NE
Fremont, NE
The Scoring Game
What is it about antler mass that gets hunters so worked up? I've gotta admit, I too fall victim to the bottom line score now and again. So prominent is the numbers game that it frequently defines our hunting success.
Within our fraternity, scoring has become the vehicle for measuring trophy excellence. Outside our sub-culture however, many chastise us under the politically incorrect label of 'trophy hunters'. Society, under the misguided direction of mainstream media, has been fleeced; convinced that trophy hunters care only about antlers to the exclusion of the animal itself. Attracted exclusively to the rack, big buck hunters are immediately assumed to not give a 'tinker's you know what" about the meat. This couldn't be further from the truth. In fact each and every scoring club from Boone & Crockett to Buckmasters maintains a strict conservation ethic. Sure there are those among us who hunt irresponsibly. I'd be remiss not to recognize the few bad eggs that spoil our public image. On the other hand, I'd venture to say most sportsmen, that is to say, those ascribing to the true trophy hunting mentality, place infinite value in not just the size of a deer's headgear measured by the bottom line score, but most importantly on wildlife management as a whole.
Scoring is Fun
Start to finish, scoring is a proven method of evaluating the size of an animal. From Boone & Crockett to Pope & Young and Longhunter, each represents a standard for North American big game taken with rifle, bow or muzzleloader respectively. The only exception is Jackie Bushman's revolutionary Buckmasters BTR system which accounts for every inch of antler without deduction for abnormalities.
Personal philosophies aside, scoring offers a consistent way to compare what some consider, 'apples with apples'. While more traditional scoring categorizes antlers in typical or non-typical categories, the BTR system counts every inch of antler growth whether it is entirely symmetrical or irregular.
An unfortunate reality, some hunters today place infinite value on the almighty score. Losing sight of the historical premise upon which conservation-based scoring clubs were founded, record classification becomes the 'be all and end all' in their pursuit of game. Too few recognize that each and every scoring organization places a high value not only on trophy classification, but more importantly on preservation of wildlife and the environment...
Click here to read the rest of this article from BigGameHunt.net


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Chia seed, or Chia Gel made of Chia seeds, is a nutritional superfood that offers health benefits whether or not you need to lose weight.
Tag Archives | superfoods
Adding Flaxseed to Your Diet is a Smart Move
By DrBruce, last updated Mar 17, 2014 @ 7:16 pm in Healthy Diet Plan
Even if you aren't trying to lose weight, adding flaxseed and flax oil to your diet is a smart move. For dieters, it's extra-helpful.
Coconut Oil is a Dietary Superfood
By DrBruce, last updated Mar 8, 2014 @ 4:59 pm in Healthy Diet Plan
Coconut oil is a dietary superfood that supports weight loss, and is one of the best fats you can choose for a healthy lifestyle. Learn why.
Healthy Foods to Lose Weight: Quinoa
By DrBruce, last updated Oct 6, 2014 @ 9:02 am in Healthy Diet Plan
The "Ancient Grain" Quinoa is one of the best healthy foods to lose weight. Learn why this protein-rich superfood is a great substitute for rice or pasta.
Try A Supernutrient Green Smoothie
By DrBruce, last updated May 6, 2013 @ 4:09 pm in Healthy Diet Plan
Here's a recipe for a 100 calorie supernutrient green smoothie that's easy to make and chock full of delicious nutrients.
How to Lose Pregnancy Weight
By DrBruce, last updated Feb 17, 2014 @ 5:55 pm in Pregnancy Weight
It's normal to have some extra weight after giving birth. Here are four of the main steps to lose pregnancy weight fast, and keep it off.


text:
SALES. The mere thought of selling your art can inspire fear, uncertainty, and avoidance. However, if you're ignoring this essential piece of the client experience you may be limiting sales and quite possibly conveying the wrong impression to your clients.
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Use the Gallery Sales Guides to help your clients begin to imagine how they may use their session photographs as decor for their home. We suggest creating a booklet or album with the guides and leaving it with your clients at the end of their sessions to set the stage for their order. For even greater personalization, insert their session images into the layer PSD files and show the examples online. Many clients need help with visualizing, and the Gallery Sales Guides are a convenient and powerful tool that very often leads to a collection of larger-sized prints beautifully displayed in your clients' homes.
Without having to resort to a dreadful, heavy-duty sales pitch, you will send the impression that you are a confident, competent resource for your clients. You also show that you care about their long-term enjoyment of the art you create.
For a very limited time, we are offering this set of 10 layered Photoshop stylish Gallery Sales Guide templates complimentary with your gift of $30 or more. Stock up on other Studio Essentials such as our Cropping Guide or Ordering Guide. (Pairing these with the Gallery Sales Guides helps make the sales part of your workflow even more painless and seamless.) We also have a beautiful collection of holiday cards and marketing tools to get you ready for 2014 in style.
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text:
Hello dear friends. I wanted to get your feedback on the book I was starting to write….the fiction one anyways (the other one will be nonfiction). I'd greatly appreciate your comments, suggestions, and anything else you want to tell me. You can even tell me that it is garbage. But if you are going to tell me that my work is garbage, please explain why and have something constructive to say to back it up. I take constructive criticism pretty well.
Fast forward X number of years and I am in the midst of reviving what I had started. However, this time, I am quipped with the experiences of actually having been through the brutal, soul crushing industry that we kitchen slaves have come to know as "kitchen life". I think I will be able to make the kitchen industry scenes more realistic and dramatic now.
I would love everyone's feedback on this excerpt. Forgive me that this is only a rough draft and VERY MUCH unedited. You may find loose ends here and there. There may or may not be grammatical errors (gasp). I will edit after the end of each chapter, and then again when the entire novel is complete. This is just me rambling and brainstorming.
The main character, Tiffany Hansel, has pretty much lived a spoiled princess life her entire life. Never did she think that her princess life would be taken from her. But that's life. Being a Hansel meant being set for life, financially and socially. She always had everything handed to her. Her name alone opened doors and deserved ass kissing from everyone around her. With the bankruptcy of her family's empire, her world comes crumbling down. Tiffany feels like her life just ended. She does not have the real world skills and street smarts to survive, can't hold down a "real" job, and goes into depression.
Tiffany does some soul searching to figure out what she wanted to do with her life. She has always had a passion for food and decides that she wants to learn as much as she could about food and cooking. Becoming a cookbook author seemed promising, and she also wanted to explore other possibilities as well. She enrolls in culinary school. And from there on, her ventures in the culinary world begin. As her journey in the culinary world continues, she gets put through many situations that are deemed "beneath" her. That is where you will see humorous conflicts…..but with each experience comes growth. By the end of the book, she will be a completely different person than she was at the beginning of the story.
There is going to be a lot of food and cooking scenes in the story since I am writing it with the food loving audience in mind. Personally, I am a huge fan of "chick" material when it comes to movies and books. Therefore, I want to write as if I am writing for MYSELF (and the likes) as the reader. I am a huge sucker for stories with yummy food, smut, revenge, growth, and secrets. So you can expect to see these components in the story.
Sometimes I don't have a title for my stories until I am done writing. I don't have a title for this yet. I think I have already said too much. Well, here it is. Enjoy….
The time on my phone was showing 3:57. For the past two weeks, this would have been around the time I'd be finishing up everything at the second job that I had just been disgracingly been fired from since I lost the prominent title that I had to my name for the past eight years. I had been working my ass off at these last two places, and in positions that were far beneath what I was deserving….WORK!! Ick…Why does working suck so much? My name and resume alone gets me into the doors of almost any job I want. I was a Hansel, and a former VP of the illustrious Hansel Group. I've learned the hard way that when you've had a VP title to your name, people actually expect you to know how to do stuff. But God's honest truth was, I did not know how to do squat. And if you don't know how to do squat, employers are not likely to keep you around.
As a VP, I had a huge room to myself overlooking the Pacific Ocean. Dad used to call it Princess Tiffany's little hideout. The hideout was used as a ME room. It's where I came to hang out and do my daily tasks, -catching up with friends via Skype, watching movies, catching up on my reading, browsing around the net, watching the food channels, and drinking coffee. Dad never gave me any responsibilities and said that his little princess did not need to do anything. I was VP in name only. And that was good enough for me. I mean, how many other people have that advantage of being in a high position while not having to actually do anything at all? Anyone that had a problem with it was nothing but a hater. And so what if my salary was technically more of an allowance than an actual earned salary? Certain people (like Philip, who has worked in our accounting department for 20 years) would go out of their ways to give me shit about that, but obviously, they were just jealous.
Well, the life of being daddy's VP princess ended six months ago. Today, instead of being in my luxurious hideout office, sipping coffee and catching up on TMZ, I was sitting alone at a Starbucks, unemployed and nowhere to go. I was on my laptop browsing through Facebook, too defeated to post or comment on anything. It was depressing me. Everyone was doing something meaningful and exciting with their lives, – Kelly, my college roommate just got accepted to law school. Paul, my BFF from elementary school, whom I haven't seen or spoken to since his wedding four years ago, was about to become a father. Cathy, my friend from high school, whom I haven't seen since high school, was traveling through South America on a missionary assignment, bringing hope and love to the poor souls and whatnot.
"We are not finding you to be a good fit for our company," they said, just like the first company that had fired me. Well, screw them. Who do they think they are? Don't they know who I am? I am Tiffany Hansel, former VP of The Hansel Group. HANSEL…the name anybody who is anybody in the business knew of. It's the name that opened doors…the name I was proud to call mine. Who knew that this day would come when Tiffany Hansel would be degradingly fired again from one of the nobodies of the industry…a company whose yearly revenue isn't even surmountable to The Hansel Group's monthly or even weekly revenue. How dare they do this to Tiffany Hansel, former VP and heir of The Hansel Group empire?
It was around the peak of fall last year when our world fell apart right in front of our eyes. As the economy was starting to spiral downwards, so did the empire of the Hansels. According to dad, everyone saw it coming. Given the drastic economic condition that was starting to happen a couple years ago, I was soon to learn that we had been hanging by thread. But what did I know? I was never involved in any of the important meetings, had no idea of anything that was going on with anything. Dad never discussed business matters with me. I was stuck in my own little world for eight years during my time of being VP.
Dinner that evening got off to a great start. We had Chef Yoshi Tahnashi preparing the food. We usually only had private chefs come over for parties and get togethers, but everyone was craving sushi that night and wanted to have some quiet time alone in our backyard. California is so lovely during the fall. We wanted to be outside. And dad said he had something to tell us. But it was to wait until after dinner. Whenever dad had something serious to say, he started with feeding us an amazing meal. Putting us into foodgasmic comas was his way of softening us up. He knew that good eating made us happy. And he wanted us to be in good moods first whenever he had something not so pleasant to say. It was sort of a weird family quirk of ours.


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Weird Santa Costume
Just in time for Christmas... Santa Claus carrying and elf costume. While dressing up as Santa Clause of Christmas is a fun idea, usually kids are excited to see him carrying presents. An elf may be a bit of a disappointment. Still, this Christmas costume is a fun way to get into the holiday spirit and will definitely get attention at the next holiday party. Source
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Mr & Mrs Creepy Clause with dead elf and red nose rain deer. i came up with this concept for my wife and I to […]


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I made this Grilled Chicken in Garlic and White Wine Sauce for Winefest this past weekend. When we were trying to come up with a name for it, we considered Chicken Awesomeness, but thought that wasn't descriptive enough. We settled on Grilled Chicken in Garlic and White Wine Sauce because the sauce is what made this dish so fabulous!
Level of Difficulty: Easy
Time Required: Prep Time – 10 min; Cook Time – 15 min.
Ingredients for 4 people:
4 boneless skinless chicken breasts
3 T. salted butter
6 cloves garlic, minced
2 T. flour
1/2 c. chicken broth
1/4 c. fresh parsley, chopped
1/2 c. white wine (preferably sauvignon blanc)
1/2 tsp. salt (plus more for seasoning chicken)
1/4 tsp. pepper (plus more for seasoning chicken)
1 c. light sour cream
Preparing Grilled Chicken in Garlic and White Wine Sauce:
Preheat grill to medium high heat. Sprinkle both sides of the chicken with salt and pepper. Grill the chicken until no longer pink inside. The exact amount of time will depend on the thickness of the breasts.
Meanwhile, melt the butter in a medium saucepan over medium high heat. When the butter starts to bubble, add the garlic and stir for about a minute. Stir in flour and cook, stirring constantly, for one minute. Reduce heat to medium and add chicken broth, wine, parsley, salt and pepper. Cook until sauce starts to thicken (about 3-4 minutes). Stir in sour cream and continue cooking over medium heat until heated through (about 5 minutes).
Serve the sauce hot over the chicken!!
Got Leftovers?:
The sauce would be good on just about any poultry. I might try it on top of steamed vegetables or roasted potatoes next!


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It's the wellness elixir lining the shelves of conventional and nonconventional grocery stores alike. Generally low in sugar and oh-so-gut-healthy.
Can you guess what yumminess we're referencing?
If you guessed KOMBUCHA, then, ding ding ding – you would be correct. See, if you're breathing, you've probably heard of kombucha, and if you weren't sure about the hype, read on for all the goods.
So, what exactly is kombucha?
It's a fermented tea and it's been around for centuries. Kombucha also has gut healing properties, which is great because we could all use some gut love living in the modern world. It's full of enzymes, minerals, and vitamins and comprised mainly of black tea and sugar. But before you go stressing over the sugar content (too much wreaks havoc), you'll be delighted to know that 90% of the sugar is absorbed by something called the SCOBY or MOTHER (yes, we know, super cultish). The SCOBY/Mother is a culture of bacteria and yeast and aids in the fermentation process. Now, we realize that up to this point you're probably going "Ewwww!" but bear with us: the finished product is just shy of Heaven.
What is the SCOBY, and what's with the nickname "Mother"?
A great analogy we came across: think of the SCOBY as the coral reef for the yeast and bacteria Universe. It stands for "Symbiotic Culture of Bacteria and Yeast". We know, DELICIOUS, right? 😉 The name "Mother" comes from the fact that the SCOBY is considered the parent culture from which the tea is born. If you're curious (we know you are!) as to what it looks like:
PERTY, huh? Fun fact: in order for the kombucha to grow and flourish, one mechanism of the SCOBY is to seal it from the air.
Just A Few of the Many Kombucha Benefits:
1. It's FIZZY!
Love soda but hate the side effects? We often "prescribe" kombucha to our soda addicts during and after they embark on our Cleanse30 program. It satisfies that craving while nourishing the body instead of sapping it of nutrients.
2. Gut Health.
Like we said earlier, we could all use some extra gut love in our life. Up to 70% of our immune system is comprised in our digestive system aka the gut …. still think what you eat and drink doesn't affect overall health? In addition to vitamins, enzymes, and minerals, kombucha contains naturally occurring probiotics (good bacteria) to help win the war on disease and gut imbalance.
3. Free Radical Fighter.
Whenever we talk free radicals and the role of antioxidants we liken it to a game of Pacman. Think of antioxidants as the Pacman eating all the baddies (free radicals). Free radicals contribute to the mutation and transformation of a cell which could then potentially lead to cancer. We are not capable of producing antioxidants on our own, so our diet is where we can obtain them. Annnnd guess what? Kombucha has a TON of antioxidants, so drink up!
4. Increased energy.
While it's fermenting, iron is released from the black tea and is aided by something called chelation which contributes to more tissue oxygen and thus more energy! In addition, kombucha contains B Vitamins and a small amount of caffeine. The energy you feel with kombucha should feel less frenetic and more steady state; that is, you'll feel a lift but your mind won't race at 100 miles per hour.
5. Joint support.
If you've been around us for any length of time, you know how passionate we are about proper hydration. One of the many stellar benefits of frequent (quality) water consumption is the lubrication of your joints. This helps reduce and/or eliminate pesky joint pain. Kombucha is also touted as joint friendly as it naturally contains something called glucosamine (yup, similar to the over-the-counter stuff you've heard of) which also helps to lubricate the joints. Now, we aren't suggesting that you just start downing kombucha to get rid of joint pain, but it does contribute to helping ease the discomfort while being full of nutrients, so we consider that a win-win 🙂
What's In A Bottle?
One of our favorite brands is GT's Synergy Kombucha line. Their flavors hit the spot and they're just the right amount of fizzy. Here's the nutrition facts from one of our favorite Synergy flavors, Trilogy:
Is There Really Alcohol in Kombucha?
Due to the natural fermentation process, there is a small percentage of alcohol – we're talking 0.50% to 1%. To put that in perspective, you'd have to drink around 6-7 bottles to even get close to the amount of alcohol in one beer. Still, it's important to note if you abstain completely from alcohol, are pregnant/nursing (talk to a functional medicine and/or naturopathic doc to see what they recommend) or have any other concerns that may warrant abstaining from alcohol in even really small amounts.
What About Home Brewing?
First, it is SO FUN to go through the at-home kombucha process. It's exciting to watch something that you create (literally) grow over time, and then you can enjoy the fruits of your labor! If you'd be interested in a video where we detail our at-home kombucha adventures, let us know in a comment below. Once there's enough interest we'll create a fun step-by-step tutorial!
Talk Soon,
Sham & Christina
Inspired Wellness
About Inspired Wellness
We are a wellness movement aimed at cultivating greatness in all areas of life. We believe that everything is connected and that having the body of your dreams shouldn't come at the price of your mental and emotional health. You CAN have it all; you just need some determination, grit and the desire to truly change your life!
Catch us locally in sunny Sacramento CA inspiring lives at our wellness center with fitness, nutrition and lifestyle programs, or online doing the same thing with our new online training site + community coming soon!
Want more content like this delivered straight to your inbox? Get a weekly dose of inspiration by subscribing here.
Let's get social! Come connect with us in these places:
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Court cautions media against speculation on Ayodhya verdict
Lucknow : The Lucknow bench of Allahabad high Court Tuesday firmly told the media Tuesday to shun speculation on the much-awaited Ayodhya verdict scheduled to be delivered Sep 30.
In the larger interest of security and safety of the litigants, they have been advised to keep away from the court premises on judgment day.
In an 11-point guideline issued by the high court registrar Tuesday evening, media has been advised not to speculate about the court order until a copy of the operative part of the order is made available to them.
Entry to the court room in which the judgment is to be pronounced would be restricted only to the parties and their respective counsel against special entry passes.
Even the court staff not directly connected with the Ayodhya case will not be allowed to step inside the court room, the registrar said.
As for the media, the district administration has been asked to make special arrangement for dissemination of the court order to the media in the district collectorate premises just across the road.
A special website www.allahabadhighcourt.in/ayodhyabench.html, has been created to ensure prompt availability of the operative part as well as the overall order in the case.
The court has also banned cellphones inside that court room and lawyers have been advised to deposit their cellphones outside before entering the court room, the guideline said.
The registrar advised lawyers who do not have listed cases on that date to avoid coming to the court. In any case, the general entry to the court premises would be allowed only against passes issued by the Oudh Bar Association, the registrar said.
Vehicle parking, except that for the judges, has been banned inside the court premises. Separate arrangements for parking were being made for vehicles belonging to the court staff and lawyers, the registrar said.


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Firm Wants Insurers To Cover Deal With Spy's Wife
The firm's Miami office and one of its attorneys sued First Mercury Insurance Co. and State National Insurance Co. on Wednesday in the U.S. District Court for the Southern District of Florida, accusing them...
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The Peoples Democratic Party (PDP) Caucus in the House of Representatives has berated the Independent National Electoral Commission (INEC) for suspending the declaration of results of the rerun elections in Rivers State held last Saturday.
Leader of the Caucus and minority leader of the House, Hon. Leo Ogor, who addressed a press conference on Tuesday in company of the PDP lawmakers, said the essence of the media parley was to call on the electoral umpire to release the remaining election results without any further delay.
"It would be very embarrassing that people will conduct election as an umpire and after that the people have given their mandate, have casted their votes for the right candidate and the right people have won and they have decided to hold back the results.
"It is known to everybody that these results are before the public and any attempt to change them will not be accepted, we will follow all legal process to challenge it but they should play the role of an umpire rather than siding a section," Ogor said.
The PDP lawmakers also condemned the involvement of military personnel in the exercise, calling on President Muhammadu Buhari to institute an investigation into their roles at March 19, 2016 elections.
"The concept of using the Army in any election which APC even went to court to even challenge has now become the order of the day, I find it very embarrassing," he added.


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If you want to pay your bill, please visit Dillards.com/payonline.
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Adorable Pencils
By MelissaV
from Deltona, FL
See all my reviews
Comments about kate spade new york Pencil Set:
All of the pencils are nicely sharpened and are in a great little box. Each pencil has a different saying on each pencil.
Bottom LineYes, I would recommend this to a friend
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From the moment I shut my computer after Skyping with Dani and Troy over a year ago, I KNEW…just knew that theyView full post »
The sun was peaking through the clouds and the girls were giddy in the barn while getting ready! We walking through theView full post »
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It felt like Christmas for a few weeks in July…three magazine features for the summer months! WOAH! :)
Lauren andView full post »
Just a little peek into Millie and Ben's AMAAAAZING backyard wedding in Door County! :)View full post »
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Cost Reporting Software for Manufacturing
Now You Can Know How Profitable Each Job Is—At Any Time
JobBOSS offers powerful, robust cost analysis tools and reporting for both completed and work-in-progress jobs. Now you can be confident in your ability to accurately capture labor time and log material costs back to each job to know which jobs are making and losing you money.
If it's important to keep part history for repeat jobs, JobBOSS cost analysis will help you in re-quoting a part, or similar parts, and allow for quick analysis of part cost and profitability trends. With these powerful tools, you can project profitability on similar orders in the future. The streamlined process with enhanced visibility helps you keep costs in line for customers while ensuring the business stays healthy.
Isolate Problem Jobs While in Progress
Every job is different. You need the ability to review actuals and estimates on each job while they are happening in order to make informed decisions and ensure issues are not repeated in future jobs.
Cost reporting provides information used to analyze job, part, and overall shop performance while jobs are in process and after they are completed. Having information readily available creates accurate estimates – improving overall efficiency and profit margins. With JobBOSS cost analysis, you can:
- Compare estimates vs. actuals
- Adjust sell price for repeat orders to increase profitability
- Maintain part history information for each time you ran a specific part
- Monitor the progress of a job while on the shop floor and spot problems before they get out of hand
- Analyze profitability by customer
- Know when to pass on a job that will cost you money
- Bid competitively and profitably
- Understand your overall costs and grow your business


text: > Isn't all that sort of anal? I don't get it. Why all the bother? It isn't all that time consuming. I always pay at the pump and before I leave I scratch the mileage on the receipt and throw it in the glove box. When a few build up I take them in and enter them on an XL spreadsheet. Not that big a deal but I use XL every day at work. How many times do hear someone say something like; "I got 50 miles per gallon on the highway". You press him a little and find out he did that calculation in his head while at the gas pump filling up with a 1/4 tank. or "I'm getting horrible gas mileage, there's something wrong". How horrible and what kind of a change and when was it? __________________________________________________ Do You Yahoo!? Tired of spam? Yahoo! Mail has the best spam protection around http://mail.yahoo.com


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DIY floral grapevine wreath for spring
An interesting fact about my little Chicago apartment: it's only my second ever apartment to offer a front door closed off to the general public. You need two keys to get to it: a building key, and a unit key.
All but one of my college apartments and houses had outdoor-accessible doors. This meant that anything you left by the front door — doormats, shoes, shovels,
half-finished bottles of pomegranate Burnett's, seasonal decor, mail — would end up stolen.
So, one of the things I love about #aptwithani is the hallway-facing front door, because it means I can decorate it for each season with a beautiful wreath, without having to worry quite so much about it disappearing.
I have a small collection of fall and Christmas wreaths that I've picked up on sale at JoAnn Fabrics throughout the years. Seriously you guys, I go insane for those post-holiday clearance deals where everything is marked down 90 percent.
But, I haven't been able to find a spring wreath that I really, truly love. Maybe I'm crazy, but I'm not willing to embrace the succulent trend this much? A little bit of an extreme example I know, but I just couldn't find anything I really loved last season or this season.
So, because Pinterest is the constant enabler in my life, I decided to make my own.
There are a few popular bases to choose from when it comes to wreath-making. I knew I wanted to make something with a grapevine, which is a circle of simple intertwining vines. Other popular wreath bases include wire, styrofoam, straw and twig.
I culled together some inspiration from Pinterest (one, two, three, four) and went straight to the floral section at Michael's to start mixing and matching artificial blooms. I ended up with a combination of ocean blue forget-me-nots and pure white tulips surrounding one sky blue peony. I actually picked this combo pretty quickly! I spent a moment debating between the peony and a cluster of soft blue hydrangeas, but now I think I'm glad I went with the peony.
I wish I'd taken photos while putting this piece together, but I was way too into the project. Luckily, it's simple enough to explain without photos. Just use a pair of wire cutters to snap all the individual flower pieces off of the bouquet that they come in. Then, stick them into the wreath vines at an angle, so they go with the flow. Everything should actually hold fairly securely! Because the artificial peony was so large and heavy, I left a bit of extra stem on it. I poked it straight through the vining, and then used pliers to bend the stem at a 90-degree angle to keep it in place.
Once everything is placed how you'd like it, just flip the wreath over and use hot glue or craft glue to secure everything.
And, that's it!
I really love how my wreath turned out! It's a beautiful spring addition to my front door, and it looks much more welcoming to guests than the bare plastic 3M hook that had been left hanging on the door since the holidays.
Next up? A fun summer piece to swap it out with. I've already got sunflowers and daisies on the mind!


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What happened to the square shaped iPod nano?
The one you can turn into a watch
- Asked by Gordon P from Kota Kinabalu
1 Answer from the Community
The sixth generation iPod nano is no longer sold in favor of the new, seventh generation iPod nano, which features a bigger screen capable of video playback and more comfortable use.
- Answered by Greg W from Kanata
- 31-May-2014


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PS4 Dualshock USB Wireless Adapter drops to retail
By News Division On September 23, 2016 · In News, Peripherals, Playstation 4, Retail, Systems
Sony Corp. this week released the Dualshock 4 USB Wireless Adapter for the Playstation 4 to U.S. retail.
The Dualshock 4 USB Wireless Adapter allows users to utilize the Dualshock 4 on PC for Playstation Now, or on PC and Mac for PS4 Remote Play.
It sells at $24.99.
Playstation Now is a cloud-based streaming gaming service that will allow users to access a back catalog of Playstation 3 titles on the Playstation 4, Playstation 3, PS Vita, and the Playstation TV.
The Playstation Now service includes more than 250 titles including God of War: Ascension, Infamous, and Ultra Street Fighter IV.
Usage includes continuous play of PS Now games between the PS4, PS3, and PS Vita. In addition, consumers can rent titles or purchase a subscription to play PS Now titles.
Follow us on Twitter @PunchJump, @WeLoveHotDeals, @PreOrderBonus, @SQUARE Gentleman, and visit us at Facebook and YouTube.
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