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YouTube Videos
The Health Insurance Game: Why the health system is broken
Join us
Help us in our efforts to improve health care
Health Care Calculator
What would single payer cost you each year?
What Single-Payer Advocates Stand For
The U.S. spends about
twice as much
on health care per person compared to all other developed countries. Yet our life expectancy is lower, our infant mortality higher, and our overall health
. More than
45,000 Americans
die each year because they lack health insurance. Currently,
of every healthcare dollar is spent on costs that have nothing to do with health care. We strongly believe that it is morally wrong to allow other Americans to suffer or die because they cannot afford to pay for health care.
Single payer, an improved "Medicare for All", is publicly funded and privately delivered health care. It is a system in which a single public or quasi-public agency organizes health financing, but delivery of care remains largely private. This is similar to how Medicare works in this country. Doctors are in private practice and are paid from government funds. Patients are free to choose their health care practitioner, hospital or clinic.
Everything can be done more efficiently and at less cost without for-profit health insurance companies. Over 90% of Americans would
pay far less
with a single payer system. Estimates are that we could save $592 billion per year just on the reduction in administrative costs that come with single-payer systems. That's more than enough to provide comprehensive health care to everyone without paying any more into health care than we already do. Think these savings are unrealistic? Germany had a
of $4 billion euros ($5.4 billion dollars) in 2011 with their national health program. These are hard facts.
Learn more
about the Single Payer Movement!
Medicare Pays for More than Health Care for the Elderly. It pays for
The sickest Americans: the elderly and the disabled
Most medical residencies - thus educating our future physicians!
For-profit health insurance companies do
pay for any of this.
In the News
Read summaries and articles about current health care
Find Shirts, Pins, Magnets, Totes and More at the
HCFAT Shop
HCFAT Spotlight
In the News
World Models
HC Movie
Who We Are
Take Action
Contact Us
Health Care For All - Texas
Texans for a National Health Program
Watch the latest HCFAT video:
A parody of Beyonce's "Single Ladies"
Healthcare Reform Updates
Germany reported a 400 billion euro ($5.28 billion dollars)
with their universal national health insurance program in 2011. So why can't the U.S. provide universal affordable health care when we already spend twice as much as Germany does? Is Germany that much better than the U.S. that we can't even cover everybody at even twice the cost?
Nielsen Poll:
70% of Texans
want universal health care; 42% want tax
Featured Article
World Health Report: U.S. infant mortality rate higher than 43 nations
Read more
single payer in the news
Learn about
single-payer legislation
Follow the Speaker
HCFAT members will present on single-payer to your organization.
See other
speaking engagements
Request a speaker
for your function
Media Inquiries
Featured Partners
Did You Know?
On May 14, 2010, Health Care for All Texas participated in a debate,
"Is Health Care a Right?"
, sponsored by the Benjamin Rush Society, a conservative medical student organization promoting free market solutions to our health care crisis.
the opening and closing remarks made by our two single payer panelists, Leonard Zwelling, MD, MBA and Christine Adams, PhD.
In Texas,
1 in 4
people are uninsured and almost
1 in 3
adults between the ages of 19 and 64 are uninsured. Less than
of small businesses offer health insurance. Fewer than half of all Texans get their insurance through an
Health insurance companies operating Texas must justify their premium rates to the Texas Department of Insurance, which also handles complaints from consumers about health insurance plans. If you have questions about the fairness of your health insurance premiums, contact the Texas Deptartment of Insurance. Here are the definitions for
"justified complaints."
Ask to be on the mailing list to get updates on Health Care Reform!
True Claims
Wendell Potter, former Cigna insurance executive turned whistle-blower, warns:
for-profit insurance is trying to scare you
with false claims about Medicare for All as support for it grows rapidly.
What is single-payer national health insurance?
The delivery of care remains largely in private providers. Patients can see any doctor or go to any hospital they want.
A single public or quasi-public agency organizes health care financing dramatically cutting administrative costs.
All other developed nations have one of the
types of national health program. These nations have better medical/health outcomes as a population than the U.S. has but these nations only pay about half as much money on health care per person as we do.
Check Out
The Healthcare Movie
Narrated by Kiefer Sutherland,
Canadians say what they really think about their single payer universal healthcare system!
Watch the
Rent the
for $4.99!
More Healthcare Reform Updates!
Taiwan celebrates
20 years success with single-payer
according to health policy research analyst, Tsung-Mei Cheng, Princeton University.
We can afford universal, high quality health care. We would save
$1.8 trillion
dollars over a decade if single-payer was adopted according to a study by Professor Gerald Friedman, Ph.D., Professor of Economics, U. of Mass-Amherst.
Learn more about how single-payer, improved, expanded "Medicare-for-All" would solve our health care crisis!
to broadcasts of our radio show, "Healthcare Rights" on our multimedia page.
Republican cardiologist
, Dr. David May calls for single payer national health insurance.
advocate for a single-payer
universal health insurance program.
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text: NWSB Insider and Vancouver Canucks blogger Reggie Gill weighs in with his ananlysis of the current situation brewing in the NHL 2012 Free Agency headlines. Mainly the news surrounding the Minnesota Wild grabbing Ryan Suter and Zach Parise this week in a HUGE Transaction for them. The NHL's northwest division just got tougher. Do the Canucks plan to go after Dan Hamhuis' former teammate Shea Weber from Nashville now?

subset: commoncrawl


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With a self-imposed August deadline looming, Democratic leaders are struggling to regain momentum for an overhaul of the nation's $2.3 trillion healthcare system.
President Obama launched a week of hard campaigning on the issue Monday with a broadside at a GOP charge that health reform would be his "Waterloo."
"This isn't about me. This isn't about politics. This is about a healthcare system that is breaking America's families, breaking America's businesses and breaking America's economy," he said in comments at the Children's National Medical Center.
But polls show the president is losing ground over his handling of healthcare. While most Americans still want healthcare reform, Obama's approval ratings on the issue dropped from 57 percent in April to 49 percent in a Washington Post-ABC News poll released today.
Opposition is building on both sides of the aisle. In the House, conservative Democrats are threatening to scuttle legislation in the Energy and Commerce Committee this week unless the long-term threat to federal deficits is addressed.
In a move demonstrating their clout, seven so-called Blue Dog Democrats sided with Republicans to give the minority a rare victory on an amendment vote Friday. Within 24 hours, all seven had been targeted by ad campaigns in their districts by the Democratic National Committee or Health Care for America Now, a coalition of unions and liberal activist groups.
The seven include: Democratic Reps. John Barrow of Georgia, Baron Hill of Indiana, Jim Matheson of Utah, Charlie Melancon of Louisiana, Mike Ross of Arkansas, Bart Stupak of Michigan, and Zack Space of Ohio.
Early on, the White House and Democratic leaders had hoped that a reform plan could squeeze waste out of the system and generate savings with reforms such as a shift to electronic medical records.
"I think the single most important thing is this proposal that we have for an independent commission to help bring down costs over the long term," said White House Office of Management and Budget director Peter Orzag Sunday.
But the independent Congressional Budget Office (CBO), which scores the long-term cost of proposed legislation, isn't buying it. Last week CBO director Douglas Elmendorf told the Senate Budget panel that neither the House nor Senate plans provided the "fundamental changes" needed to change the unsustainable rise in federal health spending.
"On the contrary, the legislation significantly expands the federal responsibility for federal healthcare costs," he said. To close that gap, Congress has two big options, he added.
One is to add to the revenue side by changing the tax exclusion for employer health benefits and/or taxing wealthy families to pay for expansion of healthcare. A second option is to offset costs by cutting Medicare or Medicaid benefits.
Both involve significant political costs. On Monday, a leading House Democrat signaled that party leaders may be backing off plans to raise taxes on the wealthy to pay for health reform. Rep. James Clyburn, the House majority whip, said that the new tax may not be needed, if savings materialize, in an interview on MSNBC's Morning Joe.
On Friday, Sen. Jim DeMint (R) of South Carolina told conservatives in a conference call that if the GOP lost on healthcare, "we'll probably have half of our economy in some way controlled by the federal government." [Editor's note: The original version gave the wrong political affiliation for Senator DeMint.]
"If we're able to stop Obama on this, it will be his Waterloo. It will break him," he said.
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Valeriamar necesitaba un nuevo diseño de logotipo y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 476 diseños de 83 diseñadores freelance.
After successfully creating Aaneta Handbags ( http://www.aaneta.com), the duo of mother and daughter designers Valeria and Ana are now preparing to launch a new collection named Valeria.
All handbags are made with the finest leather and boast the most innovative designs. They offer a solid bridge between tradition and innovation incorporating the sensual elements of Latin American culture paired with Global style.
While in the process of launching Valeria, we are now looking for graphic design experts to assist with the creation of:
1- a very special logo because it is the designers name.
2- You need to emphasize the "V" or the "Va"(Valeria by Aaneta) that can be used as a zipper puller, interior and exterior tags, logo plaques, all stationary, business cards, catalogs, marketing materials and web site, pretty much everywhere.
3. It will be used for other fashion accessory lines such as belts, scarves, shoes, gloves etc.
Please check our website http://www.aaneta.com, click on 'press', then click on 'celebrities'.
Women worldwide from their teens into their golden years.
Luxury boutiques, major department stores, duty free stores, cruise lines stores etc worldwide.
Exterior Logo - Valeria
Interior Logo Valeria By Aaneta
Exterior Tags (see attachments) . The text is:
" Leather is a product of nature and is distinguished from man made materials by inherent features, such as variations in grain, textures and colors. These natural markings do not detract from the product or reduce its strength but rather give each item a unique character."
Stationary, letterhead, business cards.
Descubre cómo funciona un concurso de diseño u obtén más información sobre nuestros servicios de diseño de logo.


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The Deals Out There Are Just Ridiculous
So sure, it's a bit redundant for us to devote a whole issue to deals. After all, we're Budget Travel; it's what we do all the time. Normally, we try not to beat you over the head with how affordable everything in our pages is. Because really, how much fun is there in that?
But things have changed recently. Affordable experiences have gotten seriously fun, and we have new work to do—celebrating the riches, decoding the challenges, and delighting in new discoveries. Ridiculous deals are making destinations accessible in thrilling new ways. A five-star suite in Vegas for $90? We couldn't make that up. Inventive travelers are discovering creative solutions to navigate the new economy and are vacationing for free—or practically nothing. Who would have thought layaway and bartering would enter the hotel world? Again, impossible to lie about that one.
Crazy ideas like these are fun to talk up at a party, but are we all actually out there traveling? Well, yes! My husband and I took our 3-month-old daughter, Mimi, to Miami for our first-ever family vacation. I found a cheap flight down on Delta from New York ($200 apiece) and took great pleasure in seeing Miami (one of our "Cities on Sale") in full swing. There were free-spending South Americans (bless them!); girlfriend getaways about to come undone; and families just like us, trying to find moments of calm in this crazy stressful storm. Did we find the best deals from start to finish? I wish I could say we had. Did we have an amazing time? No doubt. If I'd had access then to our best-ever Real Deals section (all 30 deals are exclusives for BT readers), perhaps we would have lived even larger. But I'm going to keep that section in my pocket for our next vacation. I don't know about you, but I could already use another one right about now.


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In the early twentieth century, this leafy suburb drew incomers to build some fine villas. Later, the village was swamped with some decidedly unsympathetic buildings. To find out more, look at our introduction to Portslade or pick one of the places below.
My Brighton and Hove > http://www.mybrightonandhove.org.uk/
Designed and built by Community Sites


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Skagen Bench Cushion / 1.495 dkk
Skagen Cushions are custom-made for the chair and bench in the Skagen collection – all available in three colours. They are easily tied to the seats with two strings. Made from a water and dirt repellent upholstery and with an open-cell foam filling, the cushions are strong, comfortable and weatherproof.
NB: Currently not available on the UK/US markets.
- Details
- Barriere® Liso / Sand
LxWxH: 150x43x4 cm
Item no. 1960165
- Material and care
Proper usage and maintenance
Proper usage and maintenance is vital for getting the most out of the valuable resources we have. Our designs are made to last for generations, but just like everything else, they need a little care to get there.
Barriere is our own range of Oeko-Tex certified and solution-dyed acrylic fabrics used for upholstering our cushions and pillows. The acrylic fibre we use is a synthetic but cotton-like fabric with world-class features for outdoor usage, making it:
- Extremely colour and lightfast
- Water and dirt repellent
- Free from harmful substances
- Mildew-resistant
- Removable and machine washable at 30° C.
Washing instructions
Wipe the fabric with a firmly wrung cloth. In case of more obstinate stains, remove the upholstery and machine wash it at 30° C.
If the fabric is exposed to heavy rain, we recommend that you take it off and dry it separately with the filling.
Dryfast open-cell foam has an open cellulite structure which allows both water and air to pass through freely. This makes the cushion dry exceptionally quickly – even after being soaking wet – with little to no need of maintenance. Moreover, the foam provides a firm and comfortable texture which remains the same year after year.
Another type of foam is being used for the US/UK market.


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Doctoral student earns Fulbright scholarship to study environmental issuesUniversity of Hawaiʻi at Mānoa
Posted: Aug 17, 2011
Wendy Miles, a doctoral student at the University of Hawai'i at Mānoa, has been awarded a Fulbright U.S. Student Program scholarship to Indonesia. She will travel abroad for the 2011-12 academic year to live and conduct research in Indonesia, an APEC member economy, through the Fulbright U.S. Student Program.
The announcement was made by the U.S. Department of State and J. William Fulbright Foreign Scholarship Board.
Miles, originally from Kansas, earned a bachelor's degree in Environmental Studies from Evergreen State College in Olympia, Washington, in 2003, and a Master of Science degree in Biodiversity, Conservation and Management from the University of Oxford in the United Kingdom in 2005.
Since 2008, Miles has studied under the guidance of Dr. Krisnawati Suryanata at the UH Mānoa Geography Department. Her previous honors include the Ann Dunham Soetoro Award, East-West Center Graduate Fellowship, East-West Center Distinguished Community Service Award, United States-Indonesia Society Language Scholarship, Foreign Language and Area Studies Fellowship, F.C. Osmaston Scholarship in Forestry, and Thayer Raymond Scholarship for Involvement in the Betterment of Society.
"The Fulbright fellowship is unique because of its emphasis on mutual understanding between people from different cultures," said Miles. "The goal of my year in Indonesia will be to understand the perspectives of Indonesian people personally involved in and impacted by the evolving global carbon market— particularly local people whose livelihoods depend on the rainforests being set aside for carbon sequestration. The ultimate aim of my research project is to document these people's experiences so their voices can be added to global discussions on how rainforest conservation and climate change mitigation strategies can be improved in the future."
Indonesia is estimated to be the world's third largest emitter of greenhouse gases after China and the United States. Unlike the U.S. and China, whose gases come largely from industry and fossil fuel burning, Indonesia's emissions are primarily the result of deforestation and forest fires. Indonesia is also ranked extremely high in terms of biodiversity – second to only Brazil – making it an international conservation priority.
Miles has a background in forest ecology, environmental conservation, political economy, strategic planning, and management. She has lived, worked, and studied in Indonesia. According to one of the UH Mānoa faculty members who interviewed Miles, "She has a deep and thorough understanding of Indonesia and its bureaucracy . . . and has spent considerable time there doing in-depth research related to this project."
The Fulbright Program is the flagship international educational exchange program sponsored by the U.S. government and is designed to increase mutual understanding between the people of the U.S. and the people of other countries. Recipients of Fulbright grants are selected on the basis of academic or professional achievement, as well as demonstrated leadership potential in their fields.
The program operates in over 155 countries worldwide.
For more information on the Fulbright application process at UH Mānoa, or to interview Wendy Miles, contact Graduate Division Associate Dean Kenneth Tokuno at 956-8950 or email@example.com.
For more information on the Fulbright Program or the U.S. Department of State's Bureau of Educational and Cultural Affairs, please see the website at http://fulbright.state.gov or contact James A. Lawrence, Office of Academic Exchange Programs at 202-632-3241 or email@example.com.


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In February 2007, TJX, parent company of discount stores T.J. Maxx and Marshalls, disclosed that thieves had stolen information on possibly tens of millions of credit and debit cards. The company first thought its systems had been compromised for about eight months, but it turned out the vulnerability might have lasted for almost a year longer than that. The incident wound up costing TJX millions of dollars paid to the FTC, credit card companies, banks, and consumers. Oh, and 11 hackers were eventually arrested for the break-in.
Security breaches have only increased in scope and frequency in recent years, as more businesses store their data in digital files and thieves become increasingly sophisticated in how they gain access to those files. But sometimes the attacks aren't sophisticated at all -- sometimes they just occur because someone got careless with a physical object. That's old-school data theft, no hacking required.
See Also
Nasdaq Confirms Servers Breached
Two Arrested For AT&T iPad Network Breach
Schwartz On Security: First, Know You've Been Breached
100,000 Credit Cards Compromised By Data Breach
Gawker Details Missteps Behind Security Breach


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Cops: Driver ran over pal who feared he was drunk
SETAUKET, N.Y. - An inebriated man ran over and killed a friend who had climbed out of his car and started walking home because she was worried he was drunk, police said.
The accident happened at around 4 a.m. Saturday in Setauket on Long Island.
Lawrence Pagano, 23, called 911 after his car struck 21-year-old Krystal Berkowitz, Suffolk County police said.
Police determined that Berkowitz had gotten out of Pagano's car because she feared that he was too drunk to drive safely.
She began walking home but Pagano followed her, CBS New Radio in New York reported. Police said Pagano tried to pull over to talk to Berkowitz but instead hit her with his vehicle.
Berkowitz, of Stony Brook, was pronounced dead at the scene.
Pagano, of Coram, was arrested on a charge of driving while intoxicated.


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I made this for the Daring Escape category in the CCC (colossal castle contest). Inspired by DC, Sirens-of-Titan and LL.
Robert has finally been captured and put into prison. His partner in crime, Louie, quickly digs a tunnel for him to escape.
Afterwards they rob a wealthy merchant and are making off with their loot, but the how far will they get with it?
More and bigger pics here: http://www.legocreator57.tk/CCCX-In-Out-and-Back-In-Again.php
Any C&C welcome


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PAC Fundraising Programs
Click on a program to learn more, obtain resources to help you implement, download specific reporting documents needed and understand the legal considerations of PAC fundraising.
State PAC Programs
- Lapel Pin - The premier fundraising program for the MCUL state PAC, resulting in over half of the money raised annually. Donate today and receive your lapel pin.
- Casual Days - Employees get to unwind while you build awareness and teamwork.
- Holiday Plush Sale - Help meet your year-end State PAC goal by selling adorable plush animals to your membership this holiday season.
Federal PAC Programs
- Grand Raffle - The Grand Raffle is one of the largest fundraising events in the entire credit union movement. The grand prize for this drawing is a choice between $20,000 towards the purchase of a pre-selected vehicle or $20,000 cash with the seller of the winning ticket receiving $500 cash.
- Candy Bars - Selling candy bars in your lobby is a great way to get both members, and credit union employees involved in supporting our movement.
- Deduct-a-Buck - A little here and there can go a long way. Deduct-a-Buck is another great way to get credit union members involved in supporting our cause.
A Stronger Financial Michigan Fundraising
- ASFM Golf Outing - Golfing for a good cause, is the premier fundraiser for raising scholarship money for the ASFM Michele Myrick Scholarship Fund


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Frequent Questions
This page contains a number of frequent questions received by the MICE Service:
- Organics
- Metals
- Sampling
- Other
- Batch Sizes and QC
- Status of Methods or Updates
- Used Oil Analysis
- Data Reporting
- Reactivity Characteristic
Each question is grouped into one of the 9 topic areas listed in the table of links below. The question is listed first, followed by the answer. Each of these answers has been reviewed and approved by EPA for posting on this web site. Choose the topic area that most closely matches your question from the table of links shown below. Answers to these FAQs are also available through the RCRA FAQs Database.
If, after reviewing these topic areas, you still need help, then please send an e-mail message to the MICE Service using this link:firstname.lastname@example.com.


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NCAA basketball Catholic style!
The Catholic style of NCAA basketball, not surprisingly, is winning on and off the court. And the Xavier University men's basketball team owes it success to a nun--its academic success that is.
In time for the big tournament to begin (as I write), The New York Times profiled Sister Rose Ann Fleming, S.N.D. de N. this week. As the academic advisor since 1985, she has helped all 77 men's basketball players who have played as a senior at Xavier to graduate college.
Some interesting stats and tidbits from the story:
Age: 77
Height: 5' 4"
Record: 77-0 (graduation rate for basketball players playing as seniors)
Sports: In high school/college: basketball, hockey; Today: elliptical, weight lifting, swimming. "If I wanted to shoot today, I'd have to spend a lot more time in the weight room strengthening my arms and chest."
Awards: Basketball team's 1991 MVP; Xavier's athletic hall of fame, 2000
Interesting fact: She lived across the hall from NBA forward David West
On a more serious note, I love what the NYT article says about her belief in finding the best way for students to learn: "Her belief is that if students are focused enough to harness their talent into becoming Division I athletes, they certainly have the capacity to learn."
Unfortunately, the article says, men's basketball has the worst graduation rate of the 36 sports monitored by the NCAA. It puts "March Madness"--something most of us see as entertainment--into a different light. It's just a game, but it's also these players' lives we're talking about. And as the NCAA commercial says, most athletes "go pro" in something other than their sports.
As a woman and sports fan/player, it's easy to get discouraged about the lack of opportunity for women at the professional level, but I also see this has its advantages. My theory is that schools like my alma mater, Northwestern University, succeed in women's sports (lacrosse, softball, tennis) in part because female collegiate athletes know that they want to get a good education while playing their sport. Meanwhile, studies have now proven that girls' participation in sports increases their level of achievement in their education and career later on.
The NCAA tournament bracket might lead to the Indianapolis final, but it also should lead to success down the road for the student-athletes. Something to think about as you root for your picks.


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Delivering a truly exhilarating open-top experience, the Audi A5 Cabriolet contains technology that makes it ideal for all conditions. When the sun is out the fully automatic hood can open in 15 seconds at speeds of up to 31mph which allows you to make the most of the sunshine. Choose from the TDI or TFSI engine or upgrade to quattro® permanent all-wheel-drive and you'll experience better acceleration and road-holding, with the system directing power straight to where it's needed.
To find out more about this vehicle please visit our dedicated Audi A5 Cabriolet page.
Experience the Audi A5 Cabriolet at your nearest Lookers Audi centre. Visit today to take advantage of this exclusive finance offer.
Solutions Personal Contract Plan# representative example from Audi Finance based on 10,000 miles per annum for:
|4 years
|47 monthly payments of
|Audi Deposit Contribution
|Centre Deposit Contribution
|Customer Deposit
|Recommended on-the-road price
|Amount of credit
|Optional final payment
|Total amount payable by customer
|Option to purchase fee*
|Representative APR
|Maximum annual mileage
|10,000 miles
|Excess mileage
|10.8p per mile
#Retail sales only, not for Business Users: *Payable with optional
final payment. Maximum annual mileage 10,000 miles. Excess mileage charges apply. Guarantees
and indemnities may be required. Finance subject to status. Available to
18s and over from participating Audi Centres only. Terms and
Conditions apply. For vehicles ordered before 31 March 2019 and proposed through Volkswagen Financial
Services (UK) Limited trading as Audi Finance, Customer Services,
Brunswick Court, Yeomans Drive, Blakelands, Milton Keynes, MK14 5LR.
Failure to meet payments may affect your credit rating. This promotion
cannot be used together with other manufacturer promotions and is
subject to availability. Lookers Motor Group Limited are the advertisers
and will act as introducing brokers on behalf of the lender who may pay
us for introducing you. The quoted ROTR prices and finance examples
shown reflect the current rate of 20% VAT. Offers may be varied,
withdrawn or extended at any time. Prices correct at time of
At the beginning of the agreement the owner is Volkswagen Financial Services (UK) Limited. You will not own the vehicle until all payments are made. At the end of the Personal Contract Plan there are three options available.
1) Part exchange the vehicle where equity is available
2) Pay the optional final payment (the optional final payment refers to the final payment of the agreement which will render the user able and authorised to take legal ownership of the vehicle) At the start of you agreement we set the optional final payment for your vehicle based upon our estimate of the minimum value of your car at the end of your agreement. At the start of your agreement we ask you to estimate your annual mileage and we ask during the term of your agreement that you meet our manufacturer maintenance/fair wear and tear standards
3) Return the vehicle (excess mileage charges apply) subject to it being in good condition. In the event you choose to return your vehicle to us at the end of your agreement there will be nothing further to pay (subject to your vehicle meeting our fair wear and tear standards, is within agreed mileage and your account is up to date)
If you choose option 1 or 2 at the end of the agreement you will need to pay the optional final payment plus the option to purchase fee. Optional final payment and option to purchase fee are not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess miles and other charges may be payable).
We can introduce you to a limited number of carefully selected finance providers. We may receive commission from them for the introduction.
Minimum 0% deposit required subject to underwriting.
Terms available – 18-49 months in multiples of 1 month.


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Majestic necesitaba un nuevo diseño de banner publicitario y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 50 diseños de 10 diseñadores freelance.
Majestic SEO
We require a set of compelling banners of several sizes to be able to run an ad campaign across a range of websites.
Majestic SEO owns one of the world's leading technologies for mapping the way that web sites link to each other. From this massive database of (1.5 trillion and counting) links, web marketers can use our web based system to find everything they need to know about links to their own - and importantly and their competitor's sites. We believe it is the most comprehensive back-link database available for analysis anywhere in the world.
Our primary audiences are experienced SEOs, SEO agencies and affiliate marketing managers. "Experienced" does not necessarily mean large companies. Our monthly subscriptions start at less than £10 UK a month, but rise to £250 a month and well beyond for heavier users.
Our client base is worldwide, even though our site is only in English, the backlink data and anchor text data is multilingual and very international.
We do not need to teach our audience that link building is important for SEO - if the SEO doesn't know that, they are not ready for Majestic's advanced tools. What they will have realized is just how diffiucult quality link building can be and the best link analysis data is key to this success.
A set of banners ads, based around a similar campaign theme, conveying the comprehensive size our link database and the huge amount of data that clever SEOs can extract.
We want to convey the message that no serious SEO or affiliate manager can operate effectively without ongoing use of Majestic SEO and that this data at your fingertips doesn't have to cost the earth. One challenge is that we only price in UK Pounds (£) but our audience buys (buy credit card) internationally. However - we do have a free option. So "Analyze your own back links for free and your competitor back-links for less than you think" is a message that might work if it was shorter and to the point!
We need ads in the following sizes:
* 250 x 250 Square
* 200 x 200 Small Square
* 468 x 60 Banner
* 728 x 90 Leaderboard
* 300 x 250 Medium Rectangle
* 336 x 280 Large Rectangle
* 120 x 600 Skyscraper
* 160 x 600 Wide Skyscraper
I would suggest that early design submissions concentrate on one or two layout sizes, to await feedback before completing the set.
We can accept the final banners in: gif, jpg, png, or swf formats and must be an absolute MAXIMUM of 50K each
The banner ads will link through to http://www.majesticSEO.com - so consider feeding into that branding in some way.


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Bobbi needed a new logo design and created a contest on 99designs.
A winner was selected from 67 designs submitted by 15 freelance designers.
City Neighbors Charter School
City Neighbors Charter School is an arts-integrated, project-based charter school located in northeast Baltimore City. With a diverse community, progressive educational ideals, and a dynamic Board of Directors and staff, City Neighbors is leading the way of educational innovation in the city.
We are the coolest school in the city. Where else in public education can you find an integrated school where every child in known and loved? We are a grassroots group that has grown and is thriving. We need to put an elevator in the building so that we are accessible to all. We have a matching grant of $200,000, and we need to raise $100,000 to access that money. We have a basement and three floors.
This logo will be used to reach out to the business community, the parents and grandparents of our students, and private individuals who care about public education and the children of Baltimore City.
We use real texts, real food, real relationships, and real conversations to make our school come alive. We use the arts to teach, and we ask the children to express their learning using 100 languages.... So, the logo can't be cutesy or cartoony. It seems like if it looked as though Van Gogh sketched it, that might be best....self portrait of an elevator...
So, raw materials, engineering drawings, blueprints, hopefulness, Going Up! These are the words that resonate with who we are. The tag line for our school is :Inspired to Create.
Have fun, and visit the website and look at the pictures of our students for more info: you may see them marching on City Hall, or down in DC, doing mock trials, traveling to Germany, camping out, observing nature.... you get the picture? Thanks for you efforts.
Find out how a design contest works or learn more about our logo design services.


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8th December 2016
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GAINESVILLE, Fla. -- Casey Prather left the Florida locker room after the Gators' 69-52 victory over Kentucky with a small red bump on his lower lip near the corner of his mouth.
That wasn't a lot of damage for the 6-foot-6 swingman despite an evening of playing inside against the nation's top shot-blocker and a 7-footer. The Gators hope he can hold up that well throughout the rest of the regular season.
That's pretty much the only way UF can weather the loss of Will Yeguete and put itself in position to make another deep NCAA tournament run.
"It [stepping in for Yeguete] wasn't really in the back of my mind," Prather said after scoring 12 points, grabbing three rebounds, blocking two shots, and dishing out two assists. "I would just say I was trying to give the team a big boost, big energy boost, and so I was just glad to help the team out any way I could."
The 6-7 Yeguete -- the Gators' second-leading rebounder, best post defender, and the key to UF's full-court press -- underwent surgery last Friday to clean out loose bodies in his right knee. Replacing part of Yeguete's production fell to Prather, and he has embraced the challenge. He had 12 points and five rebounds in the Gators' rout of Mississippi State last Saturday, but the Bulldogs sit in the SEC's cellar and have won just seven games. It was going to be a much bigger task to do it against Kentucky and 6-10 Nerlens Noel, the nation's leading shot-blocker (4.5 per game), and 7-foot center Willie Cauley-Stein.
Prather not only held his own, he drew three charges and had a big first half to help the Gators rally from a slow start. With Erik Murphy on the bench for much of the first half with two fouls, Prather scored eight points -- two of which came on a dunk in front of Cauley-Stein.
"It's just a matter of confidence with that guy," UF center Patric Young said. "Because, I know he can do that day in and day out. He's just really athletic with really active hands. It was a night where he could show what he can do."
Prather has had limited opportunities to do that in his three seasons. He had trouble getting off the bench because he turned the ball over too much and just didn't fit in the backcourt. He also has battled injuries throughout his career, including two concussions and a sprained ankle this season. He has played well in spurts -- he had 14 points in an NCAA tournament victory over Virginia last season -- but struggled with consistency.
Florida coach Billy Donovan, though, challenged Prather after Yeguete's injury, and so far he has responded the way Donovan wanted.
And Prather relishes the task.
"I kind of like the challenge because I'm not as strong as them, or tall as them [inside], so I just take the challenge and try to use my quickness to my advantage," he said. "I like being able to just help the team. Coach challenged me so I had to just take it on to myself as a challenge."
The key will be Prather duplicating what he did against Kentucky -- not necessarily the points, but his defensive effort and work on the boards -- the rest of the regular season, beginning with Saturday's game at Auburn. The hope is Yeguete will be able to return for the SEC tournament March 13-17.
After the past two games, he's got his teammates' confidence.
"I commend Casey a lot because he had a lot of bumpy roads since he's been here and I feel like this is his opportunity to step up and he's taking advantage of that," guard Mike Rosario said. "And I commend him because he never lost sight of getting better every day. And even though he went through his little injuries and he missed a couple games, he bounced back for us, especially when we needed him to. That shows a lot about his character and how much he cares about the team"


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Social & Emotional Activity Finder
PBS KIDS' beloved characters model behavior and provide strategies that help kids manage their emotions, build friendships and develop good character. Use this activity finder to further foster your child's growth.
Results 1 – 15 of 728
"All of Us Together" Song
The Tiger Family celebrates being together with a song around the campfire.
"All the Different Things I Can Be" song
A song that celebrates Daniel as a son, a grandson, a brother, a friend and a neighbor.
"Ask Questions about what Happened" song
A song about how friends can help if you talk with them about your sad feelings.
"Count Down to Calm Down" Song
It's time for all the neighbors to calm down and get ready for sleep.
"Freeze" Dance Make Believe
Daniel makes believe he is playing "freeze dance" with his stuffed animals.
"Friends, Friends, Friends, We Are Friends" song
Daniel and his friends explore their feelings and celebrating their friendships.
"Grr, Grr, Grr, Out Loud" Song
A song to help you keep on trying, even when something is new and seems hard to do.
"Hold My Hand and Know that I'm with You" Song
This is a song about some of those times when it helps to hold a grownup's hand.
"It Feels Good to Say, a Different Way is Okay" song
A song about being able to find new ways when things change.
"It's Okay to Make Mistakes" Strategy Song
A song that reminds us that everyone makes mistakes sometimes.


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Download the authoritative guide: Cloud Computing 2019: Using the Cloud for Competitive Advantage
ALSO SEE: 50 Open Source Replacements for Really Expensive Software
AND: 53 Open Source Replacements to Spice Up Your Desktop
Before we go any farther, we should define what we mean by "commercial open source software." As with many topics in the open source world, different people have very different opinions about what that phrase means.
Some argue that if an open source project has a commercial side it's not truly open source any more. Others hold that if you look hard enough, all open source software has some sort of commercial motive.
On this list, you'll find a variety of projects that are based on open source code and whose owners make money directly from their software. How they make that money varies: Many of the projects on the list have a "community" version that is available under an open source license and "professional" and/or "enterprise" versions that add features that are only available with a commercial, paid license.
Other projects offer the software for free, but require payment for support, maintenance, installation or other services. A few others charge for hardware products based on the software. And a growing group of organizations make money by hosting their open source software on a software-as-a-service (SaaS) basis.
This list doesn't include projects that simply request donations or those that make money only by selling hats, T-shirts and other gear emblazoned with their logo. We also left off projects that offered paid support as an afterthought or those with support and services available only from third parties.
Why put together a list of commercial open source projects at all? Many businesses find it preferable to acquire software under a commercial license because they are worried about some of the legal provisions of some open source licenses, particularly the GPL. In addition, many companies want reliable support and maintenance for their software and are willing to pay for it.
Home users are much less likely to pay for open source software, and as a result, the vast majority of the projects on this list are aimed at businesses rather than home users.
As always, if you would like to suggest a project that you think should be on our list, feel free to mention it in the comments section below.
Open Source Billing1) jBilling
This software for ISPs, telecoms, ASPs, media, software developers and other firms who charge for subscription services offers a highly scalable, robust and flexible Web-based billing solution. The complete software is available for free; support and other services are available for a fee. Operating System: OS Independent.
Open Source Business Intelligence2) Jaspersoft Jaspersoft's Web site boasts that it is "the world's most widely used business intelligence software." The company offers two separate products: JasperReports Server, which allows non-developers to create their own reports and dashboards, and Jaspersoft BI, which incorporates JasperReports Server with ETL and OLAP features. Both are available in free community editions or paid versions that add extra features and support. Operating System: OS Independent.
Used by more than 45,000 companies and downloaded more than 400 times a day, Palo adds online analytical processing capabilities to Microsoft Excel. It's available in either a community or a premium version, which includes more features and support. Operating System: OS Independent.
4) Pentaho
The "open source business intelligence leader," Pentaho offers enterprises the opportunity to cut their BI licensing costs by 90 percent. In addition to the free community edition, it's available in a variety of paid versions, including an on-demand SaaS version. Operating System: Windows, Linux, OS X.
5) OpenReports
This Web-based reporting tool boasts an open architecture, ease of use, and powerful reporting capabilities. It's available in an open source version or in a professional version. Operating System: OS Independent.
"The world-leading open-source system for data and text mining," RapidMiner combines Data Integration, Analytical ETL, Data Analysis, and Reporting in a single solution. The enterprise versions offer an extended list of features, professional support and maintenance. Operating System: OS Independent.
Open Source Business Process Management7) Bonita Open Solution
Java-based Bonita Open Solution consists of three separate parts: a process modeling tool, a BPM and workflow engine, and the user interface. The full version of the software is free, with training and three different levels of support available for a fee. Operating System: OS Independent.
8) ProcessMaker
Available in open source, enterprise, or cloud editions, ProcessMaker helps companies like Toyota, Lenovo and Honeywell simplify and optimize workflows. It allows companies to reduce their paperwork, become more efficient and improve outcomes. Operating System: Windows, Linux.
Open Source Cloud Infrastructure9) Cloud.com CloudStack
Cloud.com provides CloudStack on an infrastructure-as-a-service (IaaS) basis to companies that want to build and deploy private clouds. While the community version of the software is available under a GPL license, the enterprise and service provider editions include some proprietary code. Operating System: Linux.
10) Scalr
Similar to (but much less expensive than) RightScale, this open source cloud computing platform makes it easier to scale Web sites and Web apps up and down as needed. The development edition is available for free for those with one server farm and up to eight servers. Production and mission critical subscriptions are available for those with larger needs. Operating System: Linux.
Open Source Content Management11) Alfresco
Alfresco's open source solution offers document management, Web content management and collaboration features. It's commercial products add some records management features as well as enterprise-grade support. Operating System: Windows, Linux, OS X.
12) Liferay
Recently named the "most popular Java CMS," Liferay offers portal, publishing, content management and collaboration solutions. Well-known users include Cisco, Sesame Street, T-Mobile, Barclays and others. It offers both an open source and a supported enterprise version of its software. Operating System: OS Independent.
13) Magnolia
Like many of the other items on this list, this enterprise-focused Web content management software comes in a free open source version or a paid enterprise edition. The latest update offers excellent collaboration features, including concurrent editing, comparing revisions, deletion workflow, and content translation. Operating System: Windows, Linux.
14) MindTouch
With companies like HTC, the Washington Post, HP, Novell, Autodesk and others as clients, MindTouch claims that it "makes the world's most respected social knowledge base." The MindTouch Core product is available with an open source license, while a commercially licensed version is available in on-premise or hosted versions. Operating System: Windows, Linux.
Open Source Customer Relationship Management (CRM)15) ConcourseSuite
This java-based app combines CRM with web content management and team collaboration features. The software can be downloaded for free or used in the cloud on an SaaS basis. The company also offers service contracts for on-premise deployments. Operating System: Windows, Linux, OS X.
16) Orange Leap
This app is designed to help non-profits manage their relationships with "constituents." The base software and the "Guru" reporting add-on are available in either community or supported versions. You can also purchase it on an SaaS basis or buy other paid add-ons. Operating System: Windows.
17) SourceTap
This very flexible sales force automation tool helps companies forecast sales, recognize trends, share information and close more deals. It offers dual licensing options, and it can also be purchased on an SaaS basis. Operating System: Windows, Linux.
18) SplendidCRM
Like many of the other apps on this list, SplendidCRM can be used on-premise or in the cloud. This Windows-centric software comes in community, professional or enterprise versions with different features and support levels for each. Operating System: Windows.
19) SugarCRM
Sugar's client list includes Avis, Coca-Cola, the state of Oregon and 7,000 other organizations, making it one of the most popular open source CRM solutions. It's available in professional and enterprise editions, each of which add more functionality to the basic open source version. Operating System: Windows, Linux, OS X.
20) vTiger
vTiger offers a full range of sales force automation, customer service, marketing, inventory management and reporting features. The full version of the software with the complete list of features is available with an open source license; support and the hosted version are available for a fee. Operating System: Windows, Linux, iOS, Android.
Open Source Databases21) MySQL
Now owned by Oracle, MySQL is "the world's most popular open source database" and is used by well-known companies like Facebook, Google, Adobe, Alcatel Lucent and Zappos. The community edition is available for free, while the standard, enterprise and cluster carrier grade editions require support fees. Operating System: Windows, Linux, OS X.
Open Source Data Warehouse (DW)
22) Apatar
Apatar software helps companies integrate their data from various on-site and on-demand applications, including Salesforce.com, Quickbooks, and others. In addition to the free software, the company offers commercial support, training, and integration consulting services, as well as some on-demand integration services and some pre-built data integration solutions. Operating System: Windows, Linux.
23) MailArchiva
This app helps organizations meet their compliance requirements for storing e-mails long term. The enterprise edition adds a number of features not available in the open source edition, as well as offering faster performance for companies with a lot of users. Operating System: Windows, Linux.
24) Talend
The "recognized market leader in open source data integration," Talend offers a unified platform for data management that includes data integration, data quality and master data management tools. In addition to the free community versions of its products, Talend also offers paid support, training, commercial versions with additional features, and other services. Operating System: Windows, Linux, Unix.
Open Source Developer Tools25) Mono
Novell's Mono project offers .NET developers a number of cross-platform, open source development tools. Professional and enterprise editions of the some of the tools are available for purchase at the site. Operating System: Windows, Linux, OS X.
26) Sencha Touch
"The first HTML5 mobile Web app framework," SenchaTouch helps users create Web-based apps that look and feel like native iOS or Android apps. It's available under either a GPL or a commercial license depending on the needs of users. Operating System: OS independent.
27) Zend
Zend offers both a Web application server (Zend Server) and an IDE (ZendStudio) for PHP developers. Both are available in free, open source or paid versions, and the company also offers training and some additional commercial products and services. Operating System: Windows, Linux, OS X.
Open Source Document Management Systems (DMS)
28) Epiware
Web-based Epiware combines enterprise document management capabilities with groupware functionality like a calendar, wikis and some project management capabilities. The company offers paid support for enterprise users. Operating System: Windows, Linux.
29) LogicalDOC
Designed to be very user-friendly, LogicalDOC offers a Web-based interface and mobile versions for users with smartphones. The enterprise edition adds capabilities that aren't available in the open source community edition, and a hosted version is also available. Operating System: OS Independent.
30) OpenKM
OpenKM (short for" Open Knowledge Mangement") offers a Web-based interface for managing documents at organizations of all sizes. Professional support and training can be purchased for a fee. Operating System: OS Independent.
Open Source E-Commerce31) Magento
The "world's fastest-growing eCommerce platform," Magento boasts more than 2.5 million downloads and more than 25 billion transactions. Additional features not included in the open source community edition are available in the paid professional and enterprise editions. Operating System: Windows, Linux.
Open Source E-mail/Collaboration/Groupware32) Collabtive
Designed as an alternative to Bascamp, Collabtive offers project management, time tracking and reporting features. Like Basecamp, it's also available on an SaaS basis, and the company also offers some related services. Operating System: OS Independent.
33) cyn.in
Cyn.in aims to help teams collaborate and communicate more quickly through wikis, social networks, blogs, file sharing repositories, micro blogs, discussion boards and other communication applications. It comes in three flavors: the free community edition, the on-demand SaaS version and the on-premise appliance. Operating System: Windows, Linux, OS X.
34) Feng Office
Used by more than 100,000 people, Feng Office offers e-mail, time tracking, notes, contacts, calendar, tasks, document sharing and more. Users can choose from the free open source version, an SaaS version called "FengSky," or a supported on-premise version that also includes some additional modules. Operating System: Windows, Linux, OS X.
35) Group-Office
The paid versions (both hosted and on-premise) of Group-Office include calendar, CRM, project management, e-mail, file-sharing and synchronization. The open-source version offers slightly fewer features. Operating System: OS Independent.
36) Scalix
Used by more than 1,300 corporations with more than 2 million mailboxes, Scalix offers an alternative to a Microsoft Exchange server. It offers e-mail and calendaring, with excellent Outlook support. It's available in a free community version or paid small business, enterprise or hosting versions. Operating System: Linux.
37) Zimbra
The Zimbra Collaboration Suite calls itself "the worlds most sophisticated web application suite" and describes itself as "a next-generation Microsoft Exchange server." The open source server and the desktop client are available for free; the appliance and network editions require a fee. Operating System: Linux, Unix, OS X.
Open Source Enterprise Resource Planning (ERP)38) Compiere ERP + CRM Business Solution
This ERP solution for multi-site, multi-national corporations offers dashboards, reporting, customer history, and many other features. It can be deployed on-premise or in the cloud via Amazon's EC2. The community version is completely open source, while the professional and enterprise versions add more functionality and paid support with a commercial license. Operating System: Windows, Linux, OS X.
39) Open ERP
This ERP suite offers CRM, purchasing, manufacturing, warehouse management, project management, accounting, human resources and marketing capabilities. Open ERP charges no fees for licenses, but does charge for support and on-site deployment services or SaaS subscriptions. Operating System: Windows, Linux.
40) opentaps
Opentaps proclaims itself "the most advanced open source ERP + CRM solution." The full software is available with an open source license, or you can purchase a subscription to the Professional Edition, which includes updates and technical support. Operating System: Windows, Linux.
41) ]project-open[
The most popular open source ERP solution in Germany, project-open combines ERP features with project management features. The base software is available on an open-source basis, while additional modules, support and other services are available for a fee. It's also available on an SaaS basis. Operating System: OS Independent.
42) xTuple
xTuple's software helps businesses of all sizes keep track of sales, accounting, customers suppliers, inventory, manufacturing and distribution. The PostBooks edition of the software is available with an open source or a commercial license, and the Standard and Manufacturing editions are available with a commercial license only. Operating System: Windows, Linux, OS X, mobile OSes.
Open Source Gateway Security/UTM Appliances43) Endian Firewall
With Endian's open source software, you can turn any old PC into a unified threat management appliance to protect your network from all kinds of threats. Or you can purchase hardware or supported virtual appliances based on the same software. Operating System: Linux.
44) NetCop UTM
NetCop UTM combines the best open source security products into a single UTM solution. It comes in three versions: Free (for up to 5 users), SME (for less than 20 users) and Enterprise (for more than 20 users). Operating System: Linux.
45) Untangle
Used by more than 30,000 organizations, Untangle includes a Web filter, virus blocker, spam blocker, ad blocker, firewall, QoS, intrusion prevention, protocol control, OpenVPN, and all the other capabilities you would expect in a UTM appliance. As with Endian, you can use it to build your own appliance, or you can purchase a hardware appliance or a software package that adds more features not found in the open source version. Operating System: Linux.
Open Source Human Resource Management (HRM)46) Open Applicant
Open Applicant helps HR professionals and hiring managers sort through potential candidates to find the best applicant for a job. The application is free to download, but enterprise level support, customization, an SaaS version, and other services can be purchased from the company. Operating System: OS Independent.
47) Orange HRM
With more than 1 million users, Orange calls itself "the worlds most popular open source human resource management software." The software itself is free, but Orange also offers commercial support, training, add-ons, customization and an SaaS version. Operating System: Windows, Linux, OS X.
Open Source Middleware48) JBoss
Staking its claim as the "leader on-premise and in the cloud," RedHat's JBoss encompasses a variety of middleware offerings. The community versions are free, while enterprise subscriptions add support and other services.
Open Source Mind Mapper49) XMind
This brainstorming and mind mapping software makes it easy to see the connections between ideas. The professional version adds features for business users, like export tools and Gantt views, that aren't available in the free open source version. Operating System: Windows, Linux, OS X.
Open Source Network Monitoring/Scanning/Intrusion Detection50) Nagios
The "industry standard in open source monitoring," Nagios provides alerts that can help IT respond to problems before they can cause costly outages. Well-known users include Unisys, Wells Fargo, BT, iRobot, and the Office of the President of the United States. Commercial support and maintenance packages are available from Nagios Enterprises. Operating system: Linux, Unix.
Opsview aims to "unify your monitoring" so that you can track your physical, cloud and hybrid infrastructure from one place. An enterprise version, additional enterprise modules, support, training and consulting services are available for a fee. Operating System: Linux.
52) Snort
The "most widely deployed IDS/IPS technology worldwide," Snort boasts more than 300,000 registered users. Project owner Sourcefire offers paid consulting and training, as well as commercial products based Snort and sister project ClamAV. Operating System: Linux, Unix, OS X.
53) Zabbix
Calling itself the "ultimate open source monitoring solution," Zabbix provides a huge range of monitoring, alerting and visualization features. Several different levels of commercial support are available, as well as training and other services. Operating System: Windows (agent only), Linux, OS X.
Open Source Operating System54) Red Hat
Perhaps the most well-known commercial open source software company, Red Hat's flagship enterprise Linux product for desktops and servers comes with commercial support and other services are also available. The company also offers virtualization products based on the operating system and JBoss Middleware that is available in community or enterprise versions.
Novell's version of Linux also comes with enterprise-grade service and support. The company also offers a variety of other software projects that extend the capabilities of SUSE, as well as servers pre-configured with SUSE Linus Enterprise Server.
56) Ubuntu
Now one of the most popular versions of Linux, Ubuntu carries no licensing fees in any of its versions. Professional support and desktop, server or cloud services are available from owner Canonical.
Open Source Project Management57) Onepoint Project
This enterprise project management software is designed to be both highly scalable and easy to use. Features include the work breakdown structure, project pipeline, cost baseline, plan/actual comparisons, milestone trend analysis, resource utilization, and more. Onepoint comes in a wide variety of editions: basic and community are licensed under GPL and the professional, master, group and enterprise versions require a fee-based commercial license. Operating System: Windows, Linux, OS X.
Open Source Router Software58) Vyatta
Vyatta's software and appliances offer enterprises an alternative to expensive networking hardware from companies like Cisco. The core software is available as an open source download, or you can purchase hardware, supported software or services from Vyatta. Operating System: Linux.
Open Source School Management59) openSIS
openSIS helps school officials keep track of student information, attendance, grades, schedules, report cards, and more. In addition to the free community edition, in comes in paid district or school editions which can be deployed on-premise or accessed in the cloud. Operating System: OS Independent.
Open Source Server Software60) ClearOS
This server software for small businesses combines a gateway security, server and networking features in a single download. Key features include multi-WAN, VPN, firewall, anti-malware, anti-spam, intrusion prevention, content filtering, file and print services, mail server, Web server, groupware, and more. While the full software can be downloaded for no charge, ClearCenter also offers paid support, services and hardware based on ClearOS. Operating System: Linux. 61)
Zentyal can act as a security gateway, infrastructure manager, unified threat manager, office server and/or unified communication server. The basic software is available for free, while professional and enterprise versions add support and more features for a fee. Operating System: Linux.
Open Source Time Tracking62) TimeTrex
TimeTrex claims to be "the world's most popular open source payroll and time management software." In addition to the free standard edition, it's available in several other versions that can be deployed on-site or used in the cloud. Operating System: Windows, Linux, OS X.
Open Source User Authentication63) WiKID
WiKID offers open-source, two-factor authentication that utilizes software tokens for remote access, online banking and other applications that require strong authentication. The enterprise version adds some proprietary code not included in the community version, as well as support. Operating System: OS Independent.
Submit a Comment


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So, I know a lot of people dont like Herm. But what about this idea, bring him back as the DB's coach. For those of you who think he would be too proud to accept such a role, here is what foxsports says:
"Edwards said he will decide between taking time off, doing TV, and being a defensive backs coach, a job he truly enjoyed before becoming head coach of the New York Jets. Edwards said he does not want to be a defensive coordinator."
He was a GREAT DBs coach and we have some good young DBs that could use a great coach.
I doubt that this is at all a possibility, but an interesting idea.
Here is the source for those that want to read the whole article: http://msn.foxsports.com/nfl/story/9...wards-as-coach


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Beautiful place to stay, close to everything. Beach absolutely gorgeous and right across the road. People so friendly and welcoming, prices so good and views OMG are just PERFECT :-) Buses to get into Cairns so easy and helpful. Great private pool if you don't swim in beach and spa. Just a perfect place to stay.
We stayed in a 3 bedroom apartment overlooking the beach for 5 nights end August 2015. Perfect for grandparents, parents and 3 children. Spacious with well appointed kitchen. The facilities included swimming pool, tennis courts and covered car parking. Lifeguards patrolled the beach across the road and cafes just down the road. The only negative was the slow wifi - but if you want a holiday without internet temptation its perfect. Would happily come again.
Stayed 3 nights in early September. Great location. Beach front apartment which had everything we needed. So close to beach and restaurants. Young lady on reception was very helpful with tour bookings. Friendly management. Thankyou
My family and I had a great relaxing week where we could unwind after visiting the hustle and bustle of Melbourne/Sydney. Great welcome from the owners, staff are very pleasant and accommodating. Thanks.


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December 3, 2008
christmas came early-ish
Starbucks Bearista Bear Gingerbread Boy and Girl with a "Candle Cake", a light and crumbly gingerbread-like cake filled with cream cheese and apple pie fillings, frosted to resemble a candle with a flame. Got holiday spirit?
Last weekend I got back home in Tokyo after what seemed like years, to a stack of packages from friends all over the place. None was intended to be a Christmas present, I guess, but they nonetheless contained Christmas-themed goodies, most of which, if not all, were food or food-related. God, they know me!
The treasures I acquired include: a Panettone (or should I say Panettoni as I actually got two!) from Loison of Italy; Peppermint Bark White Chocolate Bars from funky Trader Joe's grocery store; a set of Advent calender chocolate (minus, um, calender) in wrappers with old-fashioned Christmas-themed pictures on from England; Texas Trash, or a "custom blend of cereals and pretzels mixed with fancy pecans drenched in a creamy white chocolate flavored coating" from Susie's South Forty Confections in none other than Texas; almonds coated in dark chocolate infused with chili from upscale Waitrose supermarket; and a Ghirardelli boxed chocolate assortment. And trust me, I got a lot, LOT more stuff than those, Christmas-y or otherwise.
What I thought was interesting was that I received a holiday issue of Food & Wine and Bon Appetit magazines from two different (and unrelated) friends. Now we can find these American foodmag bignames relatively easily in Tokyo, and while I often sample them at a bookstore, I find myself almost always picking Gourmet; I'd get more than one if they didn't cost ten+ bucks per copy, but oh well. So these two good people in the States, one on the sunny left coast and the other on the down south, somehow each picked a food magazine that I'd love to read, without overlapping the one I normaly get myself. Now they really know me!
So I almost feel like I've gotten all Christmas presents for the year - and they all came early! Now the question is, would I manage to save at least some until Christmas? Well, you know me.
love y'all x
posted by chika at: 12/03/2008 04:56:00 AM
5 comments:
Have you read "Cooks Illustrated"?
- 12:16 PM, December 06, 2008
- Shalum said...
that's so nice!
- 2:38 PM, December 07, 2008
- J. said...
chika, your pictures gave me such warm fuzzy feelings! happy holidays to you. -J.
- 7:33 PM, December 07, 2008
- Daniel Koontz said...
Hi Chika,
I just discovered your blog today and I'm having fun catching up.
This post gave me some great inexpensive gift ideas--thank you! What cook wouldn't love a holiday issue of Bon Appetit, or any other good quality food magazine? You get months and months' worth of great recipe and cooking ideas for a not-too-expensive price. A gift that keeps on giving!
Casual Kitchen
- 4:48 AM, December 15, 2008
- JM Loke said...
Hi Chika,
I just discovered your blog today and I must say you have very good pictures!
I'm a blog newbie. Dopay my blog a visit when you have the time. Appreciate your comments as well.
- 4:02 AM, January 03, 2009
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Friday, February 8, 2013
4 comments:
- Mari said...
Hi Brenda, over here on the island we are expecting a blizzard over the weekend ;( yikes but ill try and make it a good weekend my friend, hopes your will be better then mine ;)
- February 8, 2013 at 4:12 PM
- Shabby chic Sandy said...
You have a good weekend too--seeing all these ruffled pretties is inspiring me to get something done this weekend!
- February 8, 2013 at 6:19 PM
- Jeanette Ann O'Donnell said...
Love ruffles that is a lovely corner. Have a nice weekend too.
- February 9, 2013 at 3:05 AM
- Transformations By Jacqueline said...
wowwwww Beautiful creations! love it
- February 18, 2013 at 11:17 AM
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Our Fitness Blog
How important is Fitness to You?
We are constantly busy regardless of what roles we play in life. I am at work from 9-5 pm five days a week, a part-time student, full-time mother, and I try to cook and clean throughout the week. We all have different kinds of schedules but one thing in common. We are constantly busy. You leave work to go pick up kids from school or daycare, rush home to prepare dinner, and as you're preparing dinner you forgot to stop at the grocery store to buy an ingredient you needed to make your meal. Not only is dinner now delayed, but so is bath time for the kids. The little time you had for yourself before hitting the sheets is shortened but regardless, you were able to get them done. I know it is so frustrating when things unexpectedly come up, but we adjust to the changes. Now the question is, if we are able to adjust to those unexpected situations then why can't we "adjust" our lifestyle and make fitness an important role?
I am constantly on the go physically and mentally, but I have chosen to stay active. Here are some tips that have helped me stay on track:
Set a Schedule: During the weekend I create a schedule for the upcoming week (For example: Monday- 9Round workout @ 12:30 pm during lunch break, Wednesday- 9Round workout @ 5 pm after work… and so on.) *During my lunch break I always make sure to snack on something prior to my workout… remember, it's only 30 minutes!
Pack Your Gym Clothes: I pack my gym clothes every morning right before I leave for work
*I take it inside with me as a reminder so I have no excuse to skip my work out!
Set your alarm an hour early (TWICE): There are some days that I decide to work out in the morning before I go to work, and I always set my alarm an hour early to make sure I get up
*If you're the type to hit snooze on your phone, set one alarm for an hour early, and a second alarm for 20-30 minutes prior to that first alarm (It also wouldn't hurt to create a name for your alarm with something motivational!)
Be Positive! Always have a happy attitude throughout your day… it will create a positive environment for you.
*Going to a gym that provides an upbeat and fun workout will only boost your energy and attitude for the day
Not only is having an active lifestyle beneficial to your body, it is also beneficial to your health as you get older. One of my favorite motivational quotes is, "Do something today that your self will thank you for in the future." When you set goals and work hard to achieve those goals, you will be happy with the results! Remember, fitness should be considered an important role if your life. Don't create excuses to prevent you from becoming a stronger, better you.


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At AlexanderHancock, we are committed to business training that is not just an "event," but instead produces enduring results. Because of that commitment, we do two things:
First, we focus on building skills that can be immediately applied on the job, rather than on theoretical discussions. We believe training should result not only in knowledge, but especially in know-how, and in the commitment to do it.
Second, we customize our business training programs to fit your unique situation, business strategy, culture, and people. After discussion with you and other experts within your organization, we select the emphasis, specific skills to be developed, key learning points, exercises, and case studies for practice to create a solution tailored just for you.
Many clients ask us to develop training customized to fit a very specific situation. Here are just a few of these highly specific solutions that we have developed and implemented in the past few years:
Our customized training typically falls in one of 5 areas: leadership development, supervisory development, sales and customer service skills, staff function business partner skills, and innovation/change skills. The following lists some of the customized training solutions we have developed in each of those 5 areas. Contact us for learning solutions that are tailored for your unique needs.
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Difference between revisions of "Central Pacific Railroad"
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Revision as of 16:02, 18 March 2010
United States > Migration > Railroads > Central Pacific RailroadCalifornia, and the Union Pacific Railroad out of Omaha, Nebraska linked tracks in the Golden Spike ceremony at Promontroy Summit, Utah to form the first transcontinental railroad service in the United States.[1] [2] [3] [4] Settlers were attracted to communities near railroads because they provided access to markets. Railroads encouraged settlement along their routes to help increase the need for their service. If an ancestor settled near a railroad, you may be able to trace their place of origin back to another place along the tracks.
Historical Background
In order to bind the nation together from California to the eastern states visionaries proposed a railroad between the west and east coasts of the United States. During the Civil War Congress authorized the building of this railroad. Congress offered land grants along the tracks in a checkerboard pattern as an incentive to the builders. The company that could build the most track would receive the most land.
Starting in 1863 in Sacramento, California, the Central Pacific laid their first tracks. They slowly started their eastward race toward the oncoming Union Pacific Railroad by building to Roseville, California in 1864. In 1865 they reached Colfax, and in 1866 Cisco, California. They overcame terrific problems including, labor shortages, difficulty obtaining U.S. steel tracks, lack of blasting powder, and the expense of grading, tunneling and bridging in steep mountains. In 1868 they laid 306 miles of track across Nevada, and set a world record building ten miles of track in twelve hours in 1869. On 10 May 1869 the Central Pacific joined track with the Union Pacific at Promontory Summit, Utah north of the Great Salt Lake to form the first transcontinental railroad in the United States.[5] Later in 1904 the Lucin Cutoff was completed across the Salt Lake to shorten the route to Ogden, Utah and avoid mountain grades and curves.[6]
The Central Pacific Railrad from west to east went through the following towns (listed with their modern county names):
- Sacramento, Sacramento County
- Roseville, Placer County
- Newcastle, Placer County
- Auburn, Placer County
- Colfax, Placer County
- Through Sierra Nevada Mountains in California
- Extension to Alameda, Alamedo County
- Extension to Oakland, Alameda County
- Extension to Stockton, San Juaquin County
- Extension to Vallejo, Solona County
- Extension to Benicia, Solona County
- Reno, Washoe County
- Winnemucca, Humbolt County
- Elko, Elko County
- Wells, Elko county
- Promontory, Summit, Box Elder County
- Corrinne, Box Elder County
- Brigham City, Box Elder County
- Ogden, Weber County
- Feeder line to Salt Lake City, Salt Lake County
This railway company laid 690 miles of track. During most of its history, the Central Pacific tracks through Nevada to Ogden, Utah were controlled by the Southern Pacific Railroad.
Settlers and Records
Settlers using the Central Pacific Railroad were likely to be from Eastern or Midwestern states along the tracks of the Union Pacific and connectors such as Illinois, Iowa, Missouri, Nebraska, Wyoming, and Utah. Most would have settled in Utah, Nevada, or northern California.
There are no known Central Pacific Railroad passenger list records.
- ↑ Wikipedia contributors, "Central Pacific Railroad," Wikipedia, The Free Encyclopedia, http://en.wikipedia.org/w/index.php?title=Central_Pacific_Railroad Wikipedia contributors,
- ↑ "Union Pacific Railroad," Wikipedia, The Free Encyclopedia, http://en.wikipedia.org/w/index.php?title=Union_Pacific_Railroad Wikipedia contributors,
- ↑ "Golden spike," Wikipedia, The Free Encyclopedia, http://en.wikipedia.org/w/index.php?title=Golden_spike and Wikipedia contributors,
- ↑ "Promontory, Utah," Wikipedia, The Free Encyclopedia, http://en.wikipedia.org/w/index.php?title=Promontory,_Utah
- ↑ "Central Pacific Railroad" in American Western History Musuems at http://www.linecamp.com/museums/americanwest/western_clubs/central_pacific_railroad/central_pacific_railroad.html (accessed 10 July 2009).
- ↑ Wikipedia contributors, "Lucin Cutoff" in Wikipedia: the Free Encyclopedia at http://en.wikipedia.org/w/index.php?title=Lucin_Cutoff (accessed 10 July 2009).


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For students who ride Bus #06-90 from Callaway Elementary, Callaway Middle, and Callaway High School's, we have just been informed that Georgia Department of Transportation will close the bridge located between Leonard Rd. and Hightower Rd. beginning Monday, March 13th. Please note schedule changes in the link below. Some of them are significant.
We strive to keep you notified in a timely manner. We appreciate your understanding for any inconvenience these pick-up times may cause.
Bus #06-90 Pick Up Times


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Blog of Dr. Miland Brown that features different aspects of world history. Not everything can be covered but sites dealing with any historical issue or topic are possible future posts. Also includes sites which discuss teaching history. Dr. Brown is an academic in North America.
Saturday, March 22, 2008
10 Most Historically Inaccurate Movies?
2. Gladiator
3. 300
4. The Last Samurai
5. Apocalypto
6. Memoirs of a Geisha
7. Braveheart
8. Elizabeth: The Golden Age
9. The Patriot
10. 2001: A Space Odyssey
I do not think that 10,000 B.C. belongs on this list. It is not an attempt at history. It is straight out fiction set in a fictional remote past. 2001 is science fiction and doesn't belong either. Yes, the predictions made didn't happen but it is not a history movie. We known the Star Trek is science fiction too and not a history. Obviously, there were no Eugenic Wars and a leader known as Khan either in the 1990s. If the Star Trek movie franchise is not confused as history, why put 2001 on the list?
Films associated with Mel Gibson make the list three times. However, one of them (Braveheart) won best picture at the Oscars. They may have historical inaccuracies but these Gibson films have stimulated interest in history and given those cringing high school history teachers a tool to motivate discussions on historical topics.
I get annoyed by bad history presentations by Hollywood too. However, I do think it is OK for writers and directors to take some liberties with history to tell a good story. How much liberty they take is a matter which can be be fairly debated but I think most people are alright with some deviance from reality.
Any other films which should be on this list? Are there some which should be removed?
6 comments:
- leoeris said...
Other films which should appear on this list are those which are considered historically 'most accurate'. History is rhetoric. Film is rhetoric. Historical film is rhetoric. Nothing more, nothing less.
Any intellectual pursuit that rejects possibility and creative speculation in the name of science is just a platform for political and ideological posturing.
10,000 B.C. is a prime example. I have not seen it, but the vehemence with which the possibility of civilization in that era is denied is proof enough.
History, as it exists in schools, and in the public mind is a prime example of the logical fallacy of Denying the Antecedent. If A then B, not A then not B. Contextually, If there is evidence of a thing, then it happened; there is no evidence then it did not happen. Logic does not support this view. History, which is really only historiography, is little more than a circle jerk with competing theories on narrowly defined 'primary sources'.
Historical movies are often magnificent in presenting a taste and feel of an era. But the fact that they make anyone cringe suggests that 'history' has a handle on 'reality'. This can not be supported by reason.
Consider for a moment, reader, if your curiosity about the past of the world can not be satisfied by history at all.
- M-Dawg said...
Pearl Harbor perhaps?
An Inconvenient Truth? A century from now, people are going to laugh their rear ends off as the predictions of liberal activists who have hijacked the scientific community prove false. This is a historically inaccurate movie as the statistics for previous years are already wrong.
But if I am wrong, I look forward to palm trees here in Ontario. Bring em on.
This list, like most on the Internet, is completely bunk. Here's their beef with "The Patriot":
"Revolutionary War figure Francis 'The Swamp Fox' Marion was the basis for Mel Gibson's character, but he wasn't the forward-thinking family man they show in the flick. He was a slave owner who didn't get married (to his cousin) until after the war was over. Historians also say that he actively persecuted and murdered native Cherokees. Plus, the thrilling Battle of Guilford Court House where he vanquishes his British nemesis? In reality, the Americans lost that one."
Gibson's character wasn't based solely on Marion, the character was more a mixture of figures ranging from Marion to Thomas Sumter. If you didn't know the pair before the movie, you'd have no idea who they were after. If the film stimulates interest in learning more about the Southern Campaign of the Revolution, what's wrong with that?
I think the climactic battle scene was based more on the Battle of Cowpens than Guilford Court House. But, despite Guilford being a defeat for the Americans, the British really didn't win anything more than high casualties and this eventually led Cornwallis to turn to Yorktown. However, the battle depicted looks much more like Cowpens than Guilford.
The film also made good use of incorporating a French character, certainly almost every American seems to have forgotten what an incredible debt of gratitude we owed the French after the Revolution.
Finally, the Souhtern Campaign gets very little attention, especially in pop culture and American history surveys, so if this movie has to bend the truth to create a positive depiction of the role played by Southern militias in the overall success of the Revolution, that's fine with me and I think it does way more good than harm.
- LiberalHater said...
There's numerous world war II films that should be on that list.
2001 being #1 really discredits the list entirely, I mean it was made in 64 and had the Space Race not lost public interest humanity would have reached Mars by 2001.
When it's the year 2026 is 1927's Metropolis possibly one of the greatest films ever made considering the time and it's impact on film, be ridiculed for being historically innacurate because we won't have a city with a stoic giant tower and bullet trains running 300 meters above the ground?
- Jon said...
I think that these movies are horrible for history classes because when students watch them they don't understand that they are so wrong and believe that is what happened. It hurts our country's knowledge. Some of these movies are very good however and help get students more interested in history but film makers could make the movies more accurate and it would help a lot.


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Saying that you can wear Tibi's entire spring '13 collection to work may make it sound like a snoozy show, but au contraire — that's exactly why we loved it. Shift dresses with kaleidoscope prints, pink and black trousers, soft blue pant suits, and crisp, white, perfect-for-the-office (and your dinner date!) tops round out the sophisticated, wearable collection. And, of course, there are some after-hours wares, as well.
They come in the sweet, but not too-sweet form of cutout, daisy-print dresses, and lacquered, black frocks paired with some of our favorite heels of NYFW. The asymmetrical, sandal stilettos look awesome from every angle — so much so that we spent the better part of the show's few minutes trying to snag a great pic of each set! One final highlight? The large, leather peplum belts to wear over everything. Instantly flattering, instantly runway-ready.


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Webelos Scout Program
From MeritBadgeDotOrg
The Webelos Scout Program prepares boys who have completed third grade or are age 10 but have not yet completed fifth grade or reached age 11 1/2 to bridge into a troop. Pronounced "WEE-buh-los", the word "Webelos" means WE'll BE LOyal Scouts. After earning the Bobcat badge, a boy may earn the Webelos Badge and Arrow of Light Award. Shorter Webelos Scout Programs are available for Webelos who start in fifth grade to earn their Arrow of Light in as little as six months.
The Webelos Program is more challenging than Lion, Tiger, Wolf, and Bear programs for younger Cub Scouts. Webelos Scouts take part in Cub Scout pack meetings and activities as well as Webelos den meetings, activities, and outdoor fun. Webelos Scouts can earn Webelos & Arrow of Light Adventure Pins at any time. The Webelos uniform has eight parts (seven required, one optional).
|— Webelos Cub Scout Handbook, pg. 4
Important Notes for all Webelos Program Plans:
- The Webelos Rank requires at least 3 month active participation, Fitness, Citizen, and one other activity badge.
- The Webelos Rank can be completed by the middle of the fourth grade year.
- The Webelos Arrow of Light Award can be earned in December of the Fifth grade year allowing transition that month to Boy Scouts.
- By bridging December 1st, boys have the chance to participate in troop activities and fundraising before their first Boy Scout Summer Camp.
- The actual bridging award ceremony is typically help later and often in February at the Pack's Blue and Gold Banquet.
- The Webelos Scouts have two summers to attend Webelos Resident Camp which is tailored for their program.
- Webelos can also attend Cub Scout Day Camp although Day Camp does not focus on Webelos program.
Webelos Starting in Fourth Grade
Adapted from the Webelos Leader Guide
- Webelos starting in the fourth grade year can
- Earn to all 20 Webelos Activity Badges.
- Bridge into Boy Scouts on December 1st of the fifth grade year.
- Also earn Activity Badges (pins) by working on their own.
Plan C
For a Webelos den that has both 4th- and 5th-graders.
Plan D
Adapted from the Webelos Leader Guide
- Webelos starting in the fifth grade year can
- Earn the Webelos Rank in 3 months
- Earn the Arrow of Light in 6 months
- Bridge into Boy Scouts on December 1st of the fifth grade year.
- Also earn Activity Badges (pins) by working on their own.
|Activity Badge
|Citizen plus an Aquanaut Day
| Showman plus a Scientist
Day (with a Science Teacher?)
|Bridge Dec 1 - now Boy Scouts!
|Registered as Boy Scouts
|Ceremony at Blue and Gold Banquet
Plan E
For a pack chartered by the Church of Jesus Christ of Latter-day Saints.
See also
|Webelos Den Leader portal
- Webelos Scout
- Webelos Activity Badge Workbooks (Webelos Pins)
- Cub Scout Academics and Sports Belt Loops and Pins


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I am excited to have a new website where I can collect all my Illustrator tips and tutorials! It's still a work in progress, but far enough along where I can send you there now: it's called illustratoring.com
I've also posted a new illustrator video tutorial on YouTube. This one is about those screen tiling lines or tiling artifacts you sometimes find in your illustrator repeat pattern fills. If you want to know more about what they are and how you can get rid of them, view the video.
The video is an excerpt from my latest class: Pattern Power in Illustrator CS6, which you can read about here.
Slowly but surely, I'm moving posts relavent to Illustrator over to illustratoring.com and cleaning out the rest, so this blog will be shrinking as I do this. Thanks for stopping by.


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If you are feeling a little more adventurous, Judi Leaming suggests three recipes in case you want to A) have something special for breakfast on Thanksgiving or B) are looking for a way to just slightly change your menu without breaking too many traditions.
For most of you, your Thanksgiving menu is pre-planned by the traditions of Thanksgivings past. Almost everyone will have a turkey on their table. There will also be escalloped oysters on our table since this is a must have for Spicer and grandsons Esa and Jack. It has become a tradition for granddaughters Jehan and Rose to help their dad Tim make the cranberry sauce. This year Ami and Tim (our traditional Turkey Day host and hostess) will pull up an extra chair at the table so that their foreign exchange student, Tim, can experience his first American Thanksgiving. (Thanksgiving is not a holiday that is celebrated in Switzerland.)
Spicer and I will bring the beaten biscuits and the table will overflow with other vegetables and salads. No time for experimenting with new recipes for this holiday menu.
But, if you are feeling a little more adventurous, I'll suggest the three recipes below in case you want to A) have something special for breakfast on Thanksgiving or B) are looking for a way to just slightly change your menu without breaking too many traditions.
Our granddaughter Jehan is now a very happy and busy college student at Loyola University in Baltimore but I know that when she comes home, she'll be expecting pumpkin pie. The interesting thing, though, about Jehan is that she eats the filling and Ami then reaches over and eats the leftover crust. I immediately thought about Jehan when I first saw the recipe for Aunt Ruthie's Pumpkin Pie Cupcakes. Spicer and I discovered that we thoroughly enjoyed these as a snack or as a vegetable side dish for some of our dinners. And yes, we ate them cold even when we were considering them as one of our vegetables. Ami will just have to do without that crust.
The third recipe makes three dozen mini-muffins and I first served these for one of our Historical Society teas. What a hit! These would make a special hostess gift if you are invited to sit at someone else's table on Nov. 28 (or any other time) and I'll bet that you can't eat just one.
To contact Leaming, email email@example.com.
(Recipe from www.food.com)
1 1/4 cups all-purpose flour
2 tablespoons granulated sugar
2 teaspoons baking powder
1/2 teaspoon ground cinnamon
1/2 teaspoon ground ginger
1/2 teaspoon ground nutmeg
1/2 teaspoon salt
1 pinch ground cloves
1 cup milk
6 tablespoons canned pumpkin puree (you can freeze leftover puree for another recipe)
2 tablespoons butter, melted
1 egg
Whisk flour, sugar, baking powder, spices and salt together in a bowl. In another bowl whisk together milk, pumpkin, melted butter and egg. Fold wet mixture into dry ingredients and whisk to blend well. (Judi's note: "I let the batter sit on the counter for 15 minutes to allow the baking powder to start 'working'") Spray or grease a skillet and heat over medium heat. Pour in 1/4 cup batter for each pancake. Cook pancakes about 3 minutes (until bubbles that form on the surface start to pop) then turn and cook for a minute or two more. The recipe said that this would make about six (6-inch) pancakes but I got a few more. Serve with butter and syrup.
(Adapted from www.sugarpiefarmhouse.com)
1 (15-ounce) can pumpkin puree
3/4 cup granulated sugar
2 large eggs, room temperature
2 teaspoons pure vanilla extract
1 (5 1/4-ounce) can evaporated milk
2/3 cup all-purpose flour
1 teaspoon ground cinnamon
1/2 teaspoon ground ginger
1/4 teaspoon ground cloves
1/4 teaspoon salt
1/4 teaspoon baking powder
1/4 teaspoon baking soda
Preheat oven to 350 degrees. Grease 12 regular size (3-inch in diameter) muffin cups well – do NOT try to use paper liners. In the bowl of an electric mixer blend together pumpkin, sugar, eggs, vanilla and evaporated milk. Stir in the flour, spices, salt, baking powder and baking soda and mix until smooth. Fill each greased muffin cup 1/3 full with the batter. (I allow them to sit at room temperature for about 15 minutes before putting them in the oven.) Bake for 25 to 28 minutes until a toothpick inserted in the center comes out clean. Place on a wire rack to cool. Baked "cupcake" will be puffed up when it comes out of the oven but will "sink" as it cools and that is to be.
(Adapted from a November 2011 Southern Living magazine recipe)
Vegetable cooking spray
3 tablespoons cold butter, cut into 36 even-sized pieces
1 cup firmly packed brown sugar
1 cup chopped pecans
1/2 cup all-purpose flour
1/2 teaspoon baking powder
1/4 teaspoon salt
1/2 cup butter, melted and slightly cooled
2 large eggs, lightly beaten
1 teaspoon pure vanilla extract
1/2 cup finely chopped pecans
Preheat oven to 500 degrees. Spray three 12-section mini-muffin tins with cooking spray. Place one "bit" of butter in the bottom of each muffin cup; set aside. Combine brown sugar, 1 cup chopped pecans, flour, baking powder and salt in a large mixing bowl and form a "well" in the center. In another bowl stir together melted butter, slightly cooled melted butter and vanilla extract. Pour into brown sugar mixture and stir just until moistened. Reduce oven temperature to 425 degrees. Stick greased muffin tins with butter bits into the oven just long enough to melt the butter (about 1 minute or less). Remove as soon as butter melts and scoop dough into prepared cups, filling about half full. Sprinkle with the 1/2 cup finely chopped pecans. Bake in preheated oven for 10 to 12 minutes or until a wooden toothpick inserted in the center comes out clean. Cool on wire rack for two minutes then quickly run a knife around each of each cup to loosen muffins and remove from pans.


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Gold dropped as the stalemate in U.S. budget talks weighed on commodities, countering record assets in exchange-traded products. Silver, platinum and palladium fell.
Spot gold slid 0.2 percent to $1,712.95 an ounce at 10:13 a.m. in Singapore. Bullion for February delivery dropped 0.4 percent to $1,714.30 an ounce on the Comex in New York, while oil and copper retreated. Holdings in ETPs, up 11 percent this year, expanded to 2,623.446 metric tons yesterday, data compiled by Bloomberg show.
U.S. lawmakers are trying to avert more than $600 billion in tax increases and spending cuts starting in January. House Republicans, rejecting President Barack Obama's demand for higher tax rates, yesterday countered with a $2.2 trillion deficit-cutting plan, which White House Communications Director Dan Pfeiffer said then "does not meet the test of balance."
"Gold will be driven by sentiment in the broader financial markets in the near term as investors weigh the U.S. fiscal cliff negotiations," said Xiang Nan, an analyst at CITICS Futures Co., a unit of China's biggest listed brokerage.
Gold may advance as businesses temper spending and central- bank stimulus measures fall short, John Gilbert, chief investment officer at General Re-New England Asset Management, a unit of Warren Buffett's Berkshire Hathaway Inc., wrote in a newsletter. Buffett said in a February letter to Berkshire shareholders that investors should avoid gold, because its uses are limited and it doesn't have the potential of farmland or companies to produce new wealth.
Cash silver fell 0.7 percent to $33.42 an ounce, spot platinum lost 0.4 percent to $1,599.50 an ounce, and palladium slipped 0.7 percent to $686 an ounce.
Copyright 2014 Bloomberg. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.