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The World's Best Healthcare
Dear Live and Invest Overseas Reader,
Medicare doesn't cross the border, and whatever U.S. health insurance you have right now probably doesn't either.
Now, hold on...before you begin to panic...recognize that that's only the starting point of the discussion when it comes to medical care and health insurance overseas.
You have many good options for
In fact, these issues are not nearly as scary as they may seem at first. The truth is, you have many, many good options for organizing both top-notch, international-standard healthcare...and good, comprehensive, and very affordable health insurance, as well...in many, many, many places overseas where you might well consider retiring or reinventing your life.
In reality, these critical issues need not be causes for concern at all...for, in reality, they present big opportunities, both for improving the quality of your life and for reducing your overall cost of living.
In the United States and elsewhere, health insurance has become a great, even overwhelming expense, one of the biggest parts of many peoples' budgets, costing sometimes, depending on your situation, many thousands of dollars per year.
And what do you get for that investment? Often, unfortunately, you get the runaround. You get to wait, for referrals, for appointments, for tests... And, even with a big investment in insurance premiums, you also still get to pay. Co-pays, deductibles, disputed charges... Health insurance in the United States today is a maddening, sometimes infuriating quagmire.
This isn't the reality in many, many other places around the world.
I'd like to share a story with you, a story about a friend, Lee, who has been retired outside the United States for about 12 years. In all those years living overseas, Lee has had a number of occasions to seek medical care. In one case, he had to have the exact same procedure performed in Cuenca, Ecuador, that he also had performed, at about the same time, in the United States.
I'll let Lee tell you the story himself...
"My dermatologist in Cuenca is the best I've had in my 30-year experience with dermatologists. In fact, even though I have insurance in the United States, I still return to Cuenca (when I can) for his care.
"During a recent visit, I had a small, non-threatening skin cancer removed. The total cost was US$90, which included the operation, office visit, local anesthesia, and supplies. In addition, I paid US$20 for associated lab work, meaning the total bill was US$110.
"By coincidence, I'd had the same thing done the last time I was in Arizona. The total cost there was US$5,190. Even after insurance, my portion was still US$347.11.
"To put this into perspective, it cost 300% more to be insured in the United States than it cost to be uninsured in Ecuador!"
But that's only part of the story, isn't it? The cost of the medical care we receive. The other, in fact more important part of any experience to do with seeking medical care is the quality of the care, right? We're concerned about what it costs to keep ourselves healthy and well and to seek medical attention when we need it...but we're also concerned (more concerned, really) about how we're treated in the process. That's why Lee's story gets even better...
"Now, here's the kicker," Lee continues. "The care I got in Cuenca was noticeably better than the care I'd gotten in the United States--better attention, more personalized, fewer mistakes...
"Further," Lee adds, "In Ecuador, all the results and records belong to the patient. The doctor delivers them to you, along with any recommendation, and you can do as you please, easily going somewhere else for follow-up or treatment if you like."
Old-Fashioned Care...At Old-Fashioned Prices
In many places around the world, it's possible still to enjoy very personal care, where you, the patient, work in partnership with your doctor to determine the best course of treatment. You're in control, you're respected. Further, doctors and other caregivers have time and take time to get to know you personally, to become familiar with your life and your lifestyle. They're able to do this for one very, very important reason.
The reason health care is so affordable and also so personal in Ecuador and many, many other places around the world (doctors will sit and chat with you for an hour or longer) is because there's no pressure in these places from any insurance industry...and no pressure from any pharmaceutical industry either.
Ecuador, specifically Cuenca, is a really great example of health care at its best. Cuenca has recognized the opportunity in this regard, appreciating that many would-be retirees are frustrated, even disgusted with the state of medical care in their home countries and are actively seeking out options. Cuenca is emerging as one of the best.
Specifically, Cuenca is offering city-sponsored programs promoting itself as a "Medical Tourism" destination. The city's five top hospitals have joined together to offer a package deal. They give the medical tourist an ID card that entitles you to a package of exams and standard prices, at the facility of your choice. You sign up for a bundle of medical services that best suits your needs. Prices range from US$66 to US$401 for the entire suite. Breaking down the individual items that make up the package, here are a few examples:
In addition, your medical tourist card entitles you to hotel and travel discounts throughout the city...including for things like hot springs and massages. If you'd like to see the city--while getting a great checkup at a low price--this is a good way to do it...while, at the same time, having an introduction to Cuenca's health care system.
What About Nursing Care?
Further, Cuenca is also offering very options for good nursing care. This can be an important and nagging issue for retirees abroad. The truth is, not many places around the world offer appealing nursing care choices, but Cuenca does. One new nursing facility in particular is clean and well run with professional staff and residents who are well-cared-for. A friend recently toured this facility and reported back:
"When I arrived (unannounced), I found a group of perhaps 15 residents enjoying the sun in the interior courtyard, while others were exercising with staff members or visiting family.
"The total cost is US$450 per month, which includes 24-hour doctor and nurse attendance, food, laundry, personal care, and occupational/rehabilitative therapy..."
Cuenca, Ecuador, is one of the best examples of how good and how almost unbelievably affordable health care can be overseas...but it's hardly the only example.
No Appointment? No Problem...
Another friend, Stephen, has a similar story to Lee's. Like Lee, Stephen also had the experience recently of seeking medical care both in the United States (in Texas) and overseas (Thailand) for the same condition. Here's how Stephen describes his experiences...
"Let me give you a side-by-side comparison, Texas and Thailand," Stephen says.
"To start, in Dallas, I couldn't get an appointment for three months, because I wasn't a previous patient. In Bangkok, a doctor visit was available within 20 minutes, no appointment required.
"In Dallas, my visit was at a free-standing clinic, with two doctors on duty. In Bangkok, my visit was at a world-class medical hospital.
"In Dallas, my waiting time was almost five hours--3 1/2 in the main waiting room just to see the doctor, then another hour in the examination room. In Bangkok, my wait was 20 minutes (remember, this was without an appointment).
"In Dallas, after I'd seen my doctor, I went to fill my prescription. The first pharmacy told me I'd have to wait an hour. So I drove to a second pharmacy, where I had to wait 30 minutes. Total time, including driving, was 1 1/2 hours.
"In Bangkok, the pharmacy was on-site. My medication was delivered to me 10 minutes after I'd seen the doctor.
"In Dallas, the cost was US$150 for the doctor, US$50 for an 'extra services' fee, and US $150 for the medication. In Bangkok, the cost was US$30 for the doctor, US$10 for the 'clinic fee,' and US$100 for the medication.
"Bottom line, in Dallas, I spent six hours and US$350 and was frustrated the entire way. In Bangkok, it took less than an hour to achieve the same result. It cost me US$140. And I got fast service...with personal courtesy to boot."
Lee's and Stephen's experiences aren't isolated instances. They're just two examples of the current reality. The truth today is that, not only should the idea of seeking medical care overseas not be a cause for concern, as I mentioned earlier...but, in our world today, seeking medical care overseas presents a very important opportunity. An opportunity to enjoy superior and more personal care...with less hassle, less waiting...all at a drastically reduced cost.
"Medical Tourism," as it's called--seeking out medical care overseas--is the way of the world. The sensible solution. And really, really good news for anyone considering retiring to another country.
Quality Assured
What about the quality of medical care offshore? The Joint Commission International (JCI) uses rigorous U.S.-style standards to evaluate healthcare facilities worldwide. JCI accreditation has become a recognized benchmark for excellence. The JCI seal of approval allows you to feel totally confident of the quality of the healthcare at any facility anywhere in the world.
JCI has been accrediting healthcare organizations since 1999. Since then, over 450 public and private health care organizations in 50 countries have been accredited or certified by JCI. This includes hospitals, clinics, ambulatory care facilities, labs, care services, home care, and long-term care organizations, medical transport organizations, and primary care providers.
Hospital...Or Four-Star Hotel?
"My private room after surgery was meticulously clean and spacious. It had a view of beautiful Pocitos in the heart of Montevideo, Uruguay.
"My bed was dressed in linens to match the custom drapes. My room had a large and comfortable sofa, a color TV, a closet, and a recliner. That night, as I waited to be served my steak dinner, I could hear the sounds of horse-drawn carriages outside my bay window. The soft lights reflected the polished natural teak wood floors. The artwork and Old World architecture were more reminiscent of an Italian villa than a medical facility.
"Most impressive was the care of my personal nurse, Gabriella. As part of my overnight stay, I enjoyed her professional and sensitive care throughout the night.
"The cost of all this, including private room with bath, lunch, dinner, breakfast, and the constant care of an excellent surgical nurse in my room all night? Less than US$200. Needless to say, I have never had a hospital experience like this in the United States..."
--Expat Retiree Maria T. in Uruguay
What About Health Insurance?
The cost and the quality of health care available overseas are one part of this discussion. The other is to do with health insurance.
As I mentioned above, neither Medicare nor whatever other U.S. health insurance you may have likely will cover you beyond U.S. borders. This is unfortunate; some would say it's downright wrong (more on efforts to make Medicare "portable"--that is, available overseas--in a minute). Regardless, it's the reality.
Again, though, this doesn't have to be a problem. Again, it can be an opportunity.
Given that your U.S. health insurance probably won't do you any good once you leave the United States, what are you to do? What are your health insurance options overseas?
Many. Nearly all are more affordable than U.S. health insurance options, and most cost but a fraction as much as comparable U.S. coverage. However, before you begin to consider your options for insuring against your potential medical expenses overseas, I suggest you consider another option first...
Wanna' Go Naked?
In some places around the world (including in some of the world's top overseas retirement havens), healthcare can be so cheap that it can make more sense to pay as you go for it...rather than insuring against it.
We call it "going naked," and, like everything else to do with healthcare and health insurance overseas, it's not nearly as terrifying an idea as it may at first seem.
OK, OK, come on, Kathleen (I can imagine you saying to yourself right now)...no health insurance at all? How could I possibly move to another country without any medical insurance? What would happen if I got really sick? What if I were in an accident?
Reasonable questions. How you answer them is a very personal thing. Only you know your comfort levels, your lifestyle, your retirement budget, and your long-term plan. But allow me to suggest an approach to arriving at answers to those questions.
First, understand that, in some places, the cost of medical care isn't low. It's absurdly low by U.S. standards. Friends in Thailand report that a visit to their doctor there can cost US$2. I gave you other examples of medical costs in other countries above--US$30 a night for a hospital stay...US$25 for a chest X-ray...
In Panama City, we pay US$30 for a visit to the doctor...and, if the condition continues and we have to return to the same doctor for a follow-up visit...that's free. Why would a doctor charge you for having to come back because a problem persists, ours asks. We should only charge for making you better...
US$10 A Pill....Or US$1 A Pill?
It's not only tests, procedures, hospital stays, doctor's visits, and dental care that are dramatically less costly outside the United States. It's prescription medications, too.
One important reason why medical costs are so much more affordable overseas is because there is no pressure from any pharmaceutical industry...
Almost all pharmaceutical drugs can be drastically cheaper outside the United States. The U.S. government has granted monopoly pricing protection to the big pharmaceutical companies, which are legally able to charge crazy prices for the exact same drugs available at far less cost overseas.
The bottom line of all this is that healthcare can be so affordable overseas that you may decide you don't want to invest in health insurance. At least not formal health insurance. In this case, what we suggest is creating your own health "insurance" plan. This allows you not only to rest easy, knowing that you've covered even in case of some catastrophic medical event...but it can actually allow you to come out ahead financially.
The strategy I'm talking about is detailed in full, by friends who have long followed it for their own medical expenses in the three decades they have been retired overseas, in a brand-new, fully revised, greatly expanded, and uniquely comprehensive bundle of resources we're calling our "Complete Guide To Healthcare And Health Insurance Options Overseas."
Our editors and correspondents have worked for the past four months to research and update all of the information, contacts, and recommendations in this one-of-a-kind program...that includes, again, a detailed discussion of how to go naked in your approach to healthcare overseas...and come out ahead.
Perhaps You'd Rather Go Local
However, going naked isn't for everyone. Perhaps you'd rather go local instead.
I should back up to explain. If you decide that you do, in fact, want health insurance to cover your medical expenses in your new life overseas, you have two choices, generally speaking. You can opt for international health insurance...or local coverage. Both are good options, and both, like everything, come with pluses and minuses. Your choice depends on your circumstances, your budget, your physical condition, the country (in fact, the region) where you decide to locate, and, sometimes more than anything, your age.
The good news bottom line is that you could buy all the health coverage you need overseas for as little as US$100 a month...maybe even as little as US$50 a month. I know many, many living and retired in many different places overseas who are doing just that--enjoying the comfort and peace of mind of comprehensive local health insurance for as little as US$50 a month.
Doctor Who??
You should be concerned about the quality of care offshore. It's vital that you get the best care from top professionals. So, ask yourself: Would you trust this doctor? Take a look at his bio:
Specialist in cancer surgery, general surgery, and gastroenterology. Surgical oncology specialist at South Hampton University Hospital, England.
Specialist Degrees and Council Approvals:
1982 General Surgeon - National University
Graduate Studies:
1977 - 1979 Residency in Internal Medicine - National Institute of Nutrition
A prestigious London surgeon? Maybe a top U.S. doctor now practicing in New York or Houston?
Actually, this is the real bio of a practicing Mexican surgeon based in beautiful Merida, Mexico... and there are many others just like him, from Mexico to Thailand, from Panama to Malaysia, and from Uruguay to Colombia. We tell you how to find the best hospitals on earth, in our all-new "Complete Guide To Healthcare And Health Insurance Options Overseas."
World's Finest
This insurance company has screened and invited to participate in their by-invitation-only network high-quality healthcare providers in more than 180 countries around the world. They even offer a smartphone app to help you locate them. Details are in our all-new "Complete Guide To Healthcare And Health Insurance Options Overseas."
Interested In A Little Tucking Or Lifting?
In many places around the world, it's all kinds of medical procedures that can be a bargain...including elective ones...including elective cosmetic ones. As Medical Tourism becomes an ever-more-viable option for healthcare-seekers worldwide, certain places are investing in becoming highly competitive in this arena, offering world-class services...at bargain prices.
As you know, the cost of cosmetic and elective procedures typically comes directly out of your pocket...so you want the best possible care for the best possible price. How about...
Breast enhancement?
Tummy tuck?
And keep in mind that prices elsewhere (say in New York, for example) could easily be double those for Atlanta.
With a face lift available for as little as US$2,500 for a mini and varicose vein treatments costing but US$30 a session, you can expect to save thousands of dollars having these procedures performed in places like Uruguay, rather than in North America or Europe. And you can rest assured that you'd be getting the finest standard of medical care.
In that case, why not combine your surgery with a vacation? And in one of the safest and most beautiful destinations in all South America.
The options and opportunities in this regard are many and appealing. We detail them in full in our "Medical Tourism: From New Hips To Facelifts -- Your Guide To The World's Best Options For Elective And Cosmetic Surgeries," included as part of the bundle of resources packaged together in our all-new "Complete Guide To Healthcare And Health Insurance Options Overseas."
Your turn-key medical tourism options around the world are many and include many places where you could combine your medical travel with a five-star resort/spa recovery vacation.
Again, it's all detailed in our new program.
All Your Healthcare And Health Insurance Overseas Questions Answered
I mentioned that our editors and correspondents have been working for months to create this all-new comprehensive healthcare and health insurance overseas program. In fact, that's not true. In fact, we've been working for years to create this bundle of resources. For this guide to these all-important topics, we have drawn from decades of personal experience, our own and that of our contacts around the globe. In it, we answer all of your key healthcare and health insurance questions, including...
You would be hard-pressed to try to research all this information by yourself online or long distance. You would have to figure out the right things to ask. And you'd spend endless hours just trying to find reliable sources of information. The truth is, this isn't easy information to pin down.
To help provide you with as complete and clear a picture as possible of all the questions you need to ask, all the options you should consider, and all the opportunities available to you, we have created our all-new "Complete Guide To Healthcare And Health Insurance Options Overseas," which, in fact, is not one new report, but seven important resources...
Resource #1: "Top Health Insurance Options for the Retiree Abroad" (US$47 value)
This main report covers all your best options for medical insurance abroad (and the pluses and minuses of each type of policy). You'll get complete information, showing multiple policy choices with the best companies in the industry.
This cornerstone resource addresses important questions, such as:
With this report in hand, you'll have the confidence that you're selecting a plan that meets all your needs. And you'll be able to avoid the common pitfalls that lay out there for the uninformed.
Resource #2: "The World's Top 20 Overseas Havens For Health Care And Insurance--Health And Medical Care Choices In The World's Top Overseas Retirement Havens" (US$49 value)
Of course, your options for arranging health insurance in whatever new country of residence you choose--as detailed in our "Top Health Insurance Options for the Retiree Abroad"--are just one side of the story. What about the in-country facilities in the place where you're considering spending time?
That important question is the reason we've created a second special report called "Health and Medical Care in the World's Top 20 Overseas Retirement Havens."
Frankly, the research for this country-by-country resource became a much bigger project than we expected it would be. Our goal in setting out to prepare this special report was to make it as straightforward as possible for you to compare your best options one country to another. We discovered, though, that, even with our in-country resources and contacts, this is not easily accomplished. It's no simple thing to compile consistent data.
Some countries offer a dozen or more local insurance options. Some offer a handful. The information available on the Internet is incomplete or out-of-date in most cases. This confusion is compounded by the fact that these are "local" operations, meaning the staff for any in-country insurance agency you might try to contact for more information in advance of your retirement move may or may not speak English and may not see your long-distance inquiry as a priority.
In other words, attempt this on your own, and you must prepare yourself for a challenging, frustrating, and lengthy experience.
The good news is that there's no reason for you to put yourself through all that. We've done all the hard work and have identified for you the best options country by country.
For each of the 20 featured countries, the hot-off-the-virtual-presses all-new edition of this special report covers:
And much, much more...
Some countries offer a dozen (or more) local insurance options. Some offer just a handful. And be assured the information you might find on the Internet is incomplete... or even completely out-of-date in many cases. Then the confusion is compounded by the fact that these are all "local" operations.
It's vital for you to know the up-to-date current info about your best options country by country--things change all the time. That's why we've just released this all-new, greatly expanded, and completely updated edition of this country-specific guide.
With it in hand, you can easily compare your best options...right down the list, one country to another. If healthcare is at the top of your list of criteria, you must have this information.
Resource #3: "Medical Tourism: From New Hips To Facelifts -- Your Guide To The World's Best Prices For Elective And Cosmetic Surgeries"
Medical tourism is one of the fastest-growing tourism industries in the world right now. Countries in Latin America, Asia, and Europe are competing to offer advanced treatments and procedures, often performed by American-trained doctors and specialists using state-of-the-art equipment, for a fraction the cost you'd pay in the United States.
These countries know that medical costs in the United States are spiraling out of control. They are able to offer seriously competitive alternatives at sometimes unbelievably low prices...and they want your business.
Furthermore it's not just cosmetic surgery on offer. Alternatives for dental care, hernia repair, cataract and Lasik surgery, knee and hip replacements, and diagnostic tests in key countries around the world are quickly becoming as prevalent and as appealing as options for facelifts, breast augmentations, weight loss surgery, and other cosmetic procedures.
Where are the best deals? That is, where can you go for the lowest costs, the highest standards, and the best doctors? What about these "surgery vacations," where you stay abroad for a week or two, allowing for plenty of time to relax and recover at the beach after your procedure? Tell your friends you're going for a well-deserved holiday at the beach and return home two weeks later a seriously new you.
We cover all these options and opportunities in our brand-new report, "Medical Tourism: From New Hips To Facelifts -- Your Guide To The World's Best Prices For Elective And Cosmetic Surgeries."
Resource #4: "Health Insurance After Age 74-Your Best Options Explained" (US$14 value)
One important potential caveat for the would-be retiree overseas shopping for local or international health insurance has to do with age. As with life insurance, if you're 75 years old or older your options for qualifying for a new health insurance plan overseas, or anywhere for that matter, are severely limited.
But fret not...we have you covered. Your options are more limited than if you were younger, but you do have options.
Options for qualifying for and affording healthcare and health insurance past the age of 74 are covered in our brand-new report, "Health Insurance After Age 74 - Your Best Options Explained."
In this report, included as part of our new "Complete Guide To Healthcare And Health Insurance Options Overseas," we identify four practical, cost-effective, and viable options for your health insurance needs after age 74. This is must-read material if you or a loved one is at this stage of life.
Resource #5: Audio Workshop: "Health Care for the Retiree Abroad Explained" (US$14 value)
For this resource, I asked three of the savviest expats I know--Lief Simon, Paul Terhorst, and Vicki Terhorst--to sit down and explain health care options for expats.
This talk has two agendas: First, to help you understand what you can expect of health care in a foreign country; second, to present your options for health insurance coverage. From this audio workshop, you'll find out:
Lief, Paul, and Vicki explain all of this in much more in this one-of-a-kind "Audio Workshop: Health Care for the Retiree Abroad Explained."
Plus Two More Important Bonus Reports
In addition, if you reply today, you'll also receive two additional Fast Reply Bonuses, completely FREE:
FREE FAST REPLY BONUS #1: "Medicare Overseas? -- New Developments In Medicare Portability" (US$9 value)
As I've mentioned, your Medicare policy does not travel with you when you leave the United States.
If you find that reality unfair, you're not alone. And a certain non-partisan group in Washington, D.C., is working very hard to change it. Their mission is to make it possible for expats to have access to the Medicare benefits they have paid for throughout their lives.
The hope is that Congress will see that, just as globalization has reduced costs of everything from textiles to televisions, the global healthcare market offers part of the solution to the Medicare spending crisis.
Our report, "Medicare Overseas? -- New Developments In Medicare Portability" shares the progress on this very important issue, the plan for moving this critical agenda ahead, and what we all can do to help.
FREE FAST REPLY BONUS #2 Audio Workshop: "Going Naked" (US$14 value)
Listen in on this frank discussion on how it's possible, even sensible and smart, as a retiree overseas, to go without insurance at all. These are real-world discussions and first-person stories from retirees who have been living overseas without health insurance for more than two decades...and who share, in this live recording, the complete details of how creating their own insurance "plan" has saved them more than US$250,000...
You get all five of these important resources, plus the two free special bonuses, when you order right now.
All The Health Insurance You Need For
The very good news is that you could buy all the health coverage you need overseas for as little as US$100 a month...maybe as little as US$50 a month...or you could forego the expense of insurance altogether by opting to "pay as you go" in a country where medical costs are so low (and standards so high) that taking out a health policy simply wouldn't make sense.
And, yes, under some circumstances, you could even enjoy free health care overseas.
Again, it comes down to who you are...and where you're going.
The challenge for you, as a future overseas retiree, is to find the right policy for you--a plan you're comfortable with, bearing in mind your current state of health, your age, your future needs, and, of course, your budget.
Having gone through three international moves--from the United States to Ireland to France to Panama--I can tell you that overseas health care is one of the most hard-to-research topics you'll address as you prepare for any international relocation of your own. One that's difficult to understand without knowledge of the global health insurance industry...not forgetting on-the-ground intelligence for the countries you have a special interest in.
Fortunately, in all these years of globetrotting, I've made reliable contacts in the health insurance industry...and my network of international friends and correspondents continues to grow. So, when I have an overseas health-related question, I know who to call. Now you have a chance to tap into this special network of international health intelligence with the help of this comprehensive bundle of resources on the topic, our all-new "Complete Guide To Healthcare And Health Insurance Options Overseas."
We Americans are accustomed to health insurance that costs several hundreds of dollars a month and more. I'm delighted in this new guide to healthcare and health insurance overseas to help you to discover that, in much of the rest of the world, health insurance needn't be such a significant part of your budget.
And this is only the start of the critical and potentially life-changing revelations you'll find in this new program...
Here Are Four Other Overseas Health Care Facts:
Local insurance costing as little as US$100 (or less) can be all the health coverage you need.
We're living now in Panama. In this country, a local health insurance policy can cost as little as US$100 a month or even less, and, again, it can be all the coverage you need.
In some countries, the best option can be no health insurance at all.
What's more, in some countries, once you become a permanent legal resident, you're eligible for free health care. During our seven years living full-time in Ireland, for example, we enjoyed medical care at no cost, including the delivery of our son, Jackson.
Both health care and health insurance can be both higher quality and lower cost overseas.
This is not the case everywhere in every country, of course, which is why you need help researching the situation in the countries where you're considering spending time.
The time to act is now.
If you know your plan is to live or retire to another country at some point in the future, you would be wise to organize health insurance that will cover you in that country as soon as possible. Pre-existing conditions, yes, play a role in how insurable you are. But, when it comes to obtaining a policy as a foreign resident, more important than pre-existing conditions is your age. The longer you wait to apply, the more difficult it will be to qualify for coverage.
In other words, reading our "Complete Guide To Healthcare And Health Insurance Options Overseas" could save you a considerable amount of money...and hassle...down the line. In fact, it could mean the difference between being able to qualify for international coverage...and being told that, unfortunately, you've missed your window of opportunity to do that.
Since we left the States more than 15 years ago, Lief and I have opted to carry a high-deductible policy and to pay day-to-day health costs out of pocket. We count on our high-deductible policy to cover us in the case of more extraordinary events.
What should you do? I can't make that important and personal decision for you. However, I can arm you with all the information and intelligence you need to make it wisely for yourself.
Everything you need to know is detailed in our new "Complete Guide To Healthcare And Health Insurance Options Overseas."
And, right now, you have a limited-time opportunity to purchase this important resource for only US$64.
If you purchased the individual reports that make up this bundle of resources, you'd pay US$175, meaning that you can buy this comprehensive resource right now for over full 60% off.
If you're considering a new life overseas, health insurance is one of the most important issues you must address. This all-new program provides all the tools you need to do that.
And it is available now--and for a limited-time only--for the special low price of only US$64.
We won't be able to continue to make this important resource available at this drastically reduced price very long. I urge you, therefore, to purchase your copy now.
Kathleen Peddicord
P.S. Maybe you don't need to invest in health insurance at all when you make your move overseas. This is a very personal decision. But you want to make it after considering all your options. This just-updated and comprehensive collection of special reports can help you do that.
Right now this all-new bundle of one-of-a-kind resources is available for over 60% off the regular price.
When it comes to overseas healthcare and health insurance, your options are many, your decisions complicated. This is the tool you need to make the choice that's best for you. Secure it here now, in the all-new fully expanded and updated Fourth Edition, for a limited time at the special discounted pre-release price.
"Order Now--100% Risk Free"
Our promise to you: This is the most complete and current resource to healthcare and health insurance overseas available anywhere. We guarantee it. If you are disappointed in any way with the information, insights, recommendations, and discoveries you find in this all-new bundle of resources, simply let us know. Your full purchase price will be promptly and pleasantly refunded. No delays, no hassles, no questions asked. We're that sure you'll find this information worth many, many times your investment. However, should there be any problem, this new resource, like everything we publish, comes with a 100% risk-free money-back guarantee.
Copyright © 2008-2014 Live and Invest Overseas, Publisher Kathleen Peddicord


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VANCOUVER, WA -- After experiencing revenue losses for the last several quarters, Nautilus Inc. announced plans today to consolidate its U.S. manufacturing and distribution facilities.
Nautilus will close its Tulsa, OK, facilities by the end of 2008 and transfer the manufacturing of its products to its facility in Independence, VA. The closing will reportedly affect 140 people. The company does not plan to eliminate any major product lines as a result of the consolidation, according to a company statement.
Nautilus distribution also will be consolidated into its two centers located in Independence, VA, and Portland, OR. The company is in the process of determining the costs of the planned consolidation and will disclose more information during its July 31 earnings conference call.
"By streamlining these functions, it supports our restructuring activity to provide better efficiency in our manufacturing processes and better service for our customers," Tim Joyce, Nautilus senior vice president and general manager, said in the statement.
In February, Nautilus announced that it would be transitioning a call center in Winnipeg, Canada, to the company's headquarters in Vancouver, WA. In a call with investors and analysts in April, Bill Meadowcroft, Nautilus' chief financial officer, said that the uncertain consumer environment would continue to affect the company in the second quarter.

subset: commoncrawl


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Indians add four players to 40-man roster
CLEVELAND, OH - The Cleveland Indians today announced the club has purchased the contracts of OF TIM FEDROFF and RHP CHEN-CHANG LEE from the Triple-A Columbus Clippers and RHP TREY HALEY and LHP T.J. HOUSE from the Double-A Akron Aeros, adding all four players to the club's 40-man roster.
CLEVELAND, OH - The Cleveland Indians today announced the club has purchased the contracts of OF TIM FEDROFF and RHP CHEN-CHANG LEE from the Triple-A Columbus Clippers and RHP TREY HALEY and LHP T.J. HOUSE from the Double-A Akron Aeros, adding all four players to the club's 40-man roster.
Fedroff, 25, hit a combined .316 (148-468) with 79 runs scored, 23 doubles, 10 triples, 12 home runs and 54 RBI in 123 games between Double-A Akron and Triple-A Columbus (.394OB/.485SLG/.879OPS) in 2012. Among hitters in the Indians Player Development system, he finished 3rd in batting average and runs scored and led the system in base hits. Upon his June 6 promotion to AAA Columbus he went on to hit .325 (86-265) for the Clippers with 52 runs, 14 2B, 5 3B, 9HR & 32 RBI in 69 games, finishing 4th in the International League in average, 2nd in runs and 3rd in on-base pct. (.393) and OPS (.910) in that span. The Hillsborough, NJ native is a career .296 (555-1872) hitter at the Minor League level since being selected in the 7th round of the 2008 draft out of the University of North Carolina.
Lee, 26, was limited to 5 relief appearances at AAA Columbus in 2012 (2-0, 2.57ERA) before experiencing right elbow soreness that eventually led to reconstructive surgery on June 1. The native of Peng-Hu, Taiwan owns a 4-year career Minor League record of 17-11 with a 3.00 ERA in 138 relief appearances (234.1IP, 184H, 78ER, 74BB, 286K, .216AVG). He pitched in the 2009 World Baseball Classic and 2008 Olympic for Chinese Taipei after signing his first professional contract with Cleveland in September of 2008. He was recently named the 10th best prospect in the Indians system entering 2013 by Baseball America.
Haley, 22, split the 2012 season between Class-A Carolina and Class-AA Akron with a rehab stop in Arizona, going a combined 4-1 with a 2.33 ERA in 25 relief appearances (38.2IP, 26H, 10ER, 19BB, 49K, .188AVG). He did not allow a home run for the season and averaged 11.4 strikeouts per 9.0IP while missing 7 weeks of the season (May 23-July 14) due to surgery to repair a sports hernia. Trey recently posted an ERA of 1.64 (11.0IP, 2H, 2R/ER, .065AVG) in the Arizona Fall League for Scottsdale. The 6-3 right-hander was the Tribe's 2nd round pick (76th overall) in the 2008 First-Year Player Draft out of Central Heights High School in Nacogdoches, Texas. He has posted an ERA of 2.69 (77.0IP, 55H, 23ER, 89K, .201AVG) since being shifted to the bullpen in May 2011. He was recently rated as having the "best fastball" in the Indians PD system according to Baseball America.
House, 23, spent the 2012 season between Class-A Carolina and Class-AA Akron where he went a combined 10-5 with 3.56 ERA in 27 starts (149.1IP, 131H, 59ER, 50BB, 116K, .236AVG) and yielded just 8 home runs in 149.1 innings of work. He finished 4th among Indians farmhands in innings, tied for 3rd in wins and 3rd in strikeouts. He recently completed a stint in the Arizona Fall League, going 3-1 with a 3.00 ERA in 6 starts (27.0IP, 20H, 9R/ER, 9BB, 26K, .208AVG). The Picayune, Mississippi native owns a 4-year Minor League record of 28-38 with a 3.93 ERA in 105 games/103 starts (549.1IP, 526H, 240ER, 420K). He was the Tribe's 16th round selection in the 2008 First-Year Player Draft from Picayune High School.
To allow room on the 40-man roster the Indians today outrighted INF MATT LaPORTA and INF BRENT LILLIBRIDGE to AAA Columbus and designated RHP FABIO MARTINEZ for assignment. The 40-man roster currently sits at 40 players.


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Dzanga Sangha National Reserve, [1] is in Sangha Region of Central African Republic.
The park is entirely covered in lowland rainforest and is situated adjacent to the Sangha River — a major tributary of the Congo River.
Large mammals include the western lowland gorillas, forest elephants, forest buffaloes, bongo, giant forest hog, red river hog, chimpanzee, a host of monkey species, sitatungas and a number of duiker species.
Travel within Central Africa is not as scary as it sounds but it is within Central Africa where you will find Africa in its raw form, completely uncommercialised or changed by modern tourism and most outside influences.
From Bangui the Captal Of the Central African Republic. Travel down to Bayanga by car from Bangui is one of the many routes to get to Dzanga Sangha and Sangha Lodge. Vehicles can be hired with drivers from one of several operators in Bangui. we recomend this drive in 2 legs with a stopover at N'gotto, a national park project with very comfortable accomodation at Encampment Le Buffel Rouge. The trip can be done in one very long days driving and with an early departure from Bangui in good conditions you can easily arrive before Dark. It is also possible to charter a small aircraft from Bangui to Bayanga, aproximatly 1 hours flight and cost dependent on the aircraft size are from $3500 upwards. Aircraft charters must be arranged well prior to your expected dates of departure.
From Brazzaville, capital of the Republic of Congo. IUt is possible to fly from Brazzaville to Ouesso in the north of the country on a scheduled Trans-Air Congo flight, and from there with the proper prior arrangments the Sangha lodge boat can collect you and transfer you upriver to the lodge. This is our most popular route for this trip.
From Yaounde or Douala, in Cameroon it is possible to travel overland with a stopover in the towns of Bertoua and Yakadouma to Lebongo on the Sangha river where with prior arrangement the Sangha lodge boat can collect you and transfer you upriver to the lodge.
From Libreville in Gabon It is possible to charter a plane directly to Bayanga, or to Ouesso and from there transfer to Bayanga By the Sangha Lodge Pirogue.
Cost of Activites in 2009 Park Activities
Community Activities
4X4 Vehicles can be rented from a host of samll operators in both Bangui and Bayanga. the average cost is around 100 euros per day which includes a drivor, but excludes fuel.
Pirougues, [small motorised wooden boats} can be rented from Sangha Lodge [2] for travel to and from either Cameroon or The Republic Of Congo.
Curently there are 2 lodges:
Sangha Lodge is situated on the banks of the Sangha river in the heart of the forest, and is a quiet and relaxing camp from which to base yourself. email@example.com
Doli Lodge, far larger, situated adjacent to the village of Bayanga is ideal for those who like to visit the local villages.
Contrary to all acounts of travel in Central African republic, there have been no serious threats to safety of travellers in The Dzangha Sangha special reserve, although caution should be taken if travelling in by road from Bangui.
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Category: Outline articles


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Well i'm going to have to check out Honeycomb - Frank has a certain outloook on life that always brings a wry smile when you listen to the lyrics.
Mark T.
Moderator: B&F Moderator
guillaumebougard wrote:Music has bored me to tears more often than not. Especially the kind featuring plaintive voices backed with acoustic instruments like Bob Dylan. BOOOOOOOOOOORing.
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text:
Putin also said that the three countries had been working together to remove excessive administrative barriers in order to ensure uninterrupted trade flows. Source TASS
GEFIRA provides in-depth and comprehensive analysis of and valuable insight into current events that investors, financial planners and politicians need to know to anticipate the world of tomorrow; it is intended for professional and non-professional readers.
Yearly subscription: 10 issues for €225/$250
Renewal: €160/$175
The Gefira bulletin is available in ENGLISH, GERMAN and SPANISH.
FCA Group, Ford and Volkswagen led a 4.6 percent decline in European car registrations in January, industry data showed, dampened by an economic slowdown in euro zone economies and consumer jitters over Brexit and trade. Source Reuters
Russia's Gazprom will start gas supplies to China from Dec. 1, a month earlier than planned, the gas producer said on Friday. Deliveries of gas to China via the Power of Siberia pipeline were due to begin at the end of December 2019, but the project is only expected to reach full capacity in 2025. Source: Reuters
Two days of U.S.-Chinese trade talks ended with no specific details about whether progress was made or not Friday, but Treasury Secretary Steven Mnuchin called them "productive" on Twitter. Source: WLOX


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Mar 28,2009
Central Oregon Viewing Report 3-25-09
by ODFW
The Columbia Gorge Discovery Center. Programs are included with paid admission, The Dalles
Raptor Interpretive ProgramMondays, Wednesdays, Fridays (except holidays). Meet in the Discovery Center River Gallery. See and learn about Ferguson, the Bald Eagle. You will also get an up-close experience with a smaller raptor presented by museum personnel. 11 a.m. More information.
Oregon is Indian Country Exhibit, March 8-29
A special exhibit of Oregon's Native American heritage. The exhibit was produced by the Oregon Historical Society in partnership with Oregon's nine federally recognized tribes.
Prineville Area
Prineville Area
NEW: Resident ducks and geese are to pairing up in preparation for nesting along the Crooked River and Prineville Reservoir Wildlife Area. Big game are beginning spring movement from winter ranges to higher elevation transition ranges. Good viewing for mule deer, antelope, and elk remains in many areas. The access road along the north side of Prineville Reservoir through the wildlife area remains closed to motorized access, but offers great viewing opportunities for walk-in access.
Directions to the wildlife area: From Prineville, take Paulina Highway 1.7 miles. Turn right onto Juniper Canyon Road at the Prineville Reservoir State Park sign. Take Juniper Canyon Road 12.5 miles to Prineville Reservoir State Park. Access to the wildlife area is a primitive dirt road in the northeast corner of the state park. Visitors also may continue southeast along Paulina Highway for 15 miles (from Prineville) and turn right at the bottom of the hill after passing Eagle Rock near milepost 14 onto the signed wildlife area primitive roadway. For more information, visit ODFW's Web site.
Wildlife Viewing Road Trip
For good viewing experience of wintering big game, drive from Prineville east along the Crooked River to the Paulina Ranger Station. To take this trip, turn south off Highway 26 at the east end of Prineville onto the Paulina Highway (Hwy 380). Proceed east on the Paulina Highway through the small communities of Post and Paulina. The best viewing for hunting birds of prey will be between MP 20 and 50. Approximately four miles east of Paulina proceed north to Paulina Ranger Station using Puett Road. Pay particular attention during this section for wintering deer, elk, and pronghorn using the western slopes of Powell Mountain visible from Puett Road. This drive is suitable for cars and is approximately 180 miles round trip from Prineville. Drivers should be prepared for a 6 – 8 hour trip. Bring warm clothing, binoculars, spotting scope, a camera, snacks and your favorite warm beverages. Food and fuel is available at stores in Post and Paulina.
The Dalles
NEW: Spring is right around the corner, and neotropical migrants will be right behind it. This is a great time of year to take a hike in the Columbia River gorge. The gorge is host to many migrant songbirds in the spring, as well as a great place to find wildflowers and other wildlife. The Mosier Twin Tunnels provides a great hard surface trail to avoid the spring mud. For more information visit Oregon State Parks Web site,
A few eagles are still being seen along the Columbia River. The best viewing areas for eagles are at Government Cove near Cascade Locks, and near Mayer State Park. For directions and more information on Mayer State Parks visit this web page.
The Columbia Gorge Discovery Center is now hosting a raptor interpretive program on Mondays, Wednesdays, and Fridays except holidays. Visitors will get to see the Center's Bald Eagle up close and personnel, as well as learn about other raptors in the program. For more information on the raptor program, visit the web site.
White River Wildlife Area
Elk are still near the feed sites on the area. The best viewing opportunity is generally found in and around the headquarters of the wildlife area or from the view site off of the 48 road.
Visitors to the area can see a wide variety of birds, including Lewis' Woodpeckers, Cooper's hawks and pileated woodpecker's. Deer are using the feeders throughout the area. Visitors are asked to maintain some distance between themselves and wintering deer to reduce disturbance to the animals.
From The Dalles, travel 34 miles south on Hwy. 197 to the blinking light at Tygh Valley. Turn right into Tygh Valley and follow the signs to Wamic on Wamic Market Road. Continue straight ahead on Dodson Road rather than follow the sharp curve. Continue on Dodson Road through three 90-degree turns. Turn left on the gravel road 1/4 mile past the last curve, and continue 1-1/2 miles to the cattleguard and area signs. The wildlife area headquarters is located 1/2 mile past the cattleguard. For more information, visit ODFW Web site.
Lower Deschutes Wildlife Area
Many different species frequent the Deschutes Canyon at this time of year with opportunities to view a wide variety of waterbirds, passerines, deer and bighorn sheep. Bighorn sheep are a common site in the canyon. One of the most popular spots to view Bighorn rams is across the river from Jones campground, along the Mack's canyon access road.


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high protien whole wheat flour
I am a pseudo newbie. I have been making bread with a bread machine for years but am just now braving Reinhart's BBA and doing it by hand. I was looking at his whole wheat bread recipe and he specified high protien whole wheat flour. I use King Arthur whole wheat flour and I know from experience with bread machines that I have to add vital wheat gluten to make it rise. Will adding vital wheat gluten be a substitute for the specified high protient whole wheat flour?


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- Inside Athletics
- Tickets
- Fan Zone
- Media Zone
- Social
- Shop
- Donate Now
BOONE, N.C. (Dec. 13, 2008) - ETSU's three-headed monster of Kevin Tiggs (Flint, Mich.), Courtney Pigram (Memphis) and Mike Smith (Vandalia, Mo.) left Appalachian State searching for a place to hide Saturday evening inside the Holmes Center.
Renewing a longtime rivalry that dates back to the 1920s, the Buccaneers continued their masterful play on the road, overcoming a two-point halftime deficit to simply dismantle the Mountaineers with a 54-point second half, winning 89-70 in non-conference action. The Bucs were led by Tiggs, who matched his career high with a game-high 31 points, while Pigram posted 29 and Smith pitched in 18. No player on the ASU side of the floor matched any of the Big Three in scoring on the night.
"The Big Three rose up and played great again," said ETSU head coach Murry Bartow, whose team improved to 6-3 on the year and 4-1 on their current five-game road swing. "The second half we just decided to defend harder, and for our offense to score 54 points was something special. I'm really proud of CP for coming out here and playing the way he did, especially after his grandmother passed away just a couple of days ago."
A big key for the Bucs in the game came at the foul line, where they went 23-of-26 for an 89 percent clip. Meanwhile, defensively ETSU forced 21 Appalachian State turnovers on 13 steals, and the Bucs held their own on the glass against a powerful inside game for the Mountaineers, being out-rebounded just 41-35 on the glass.
For the third game in a row, the Buccaneers got off to a strong start offensively, with Tiggs picking up three early dunks and a pair of 3-pointers from Pigram powering the Bucs to a 19-12 lead with 11:46 left in the first half. However, the Mountaineers answered by outscoring the Bucs 23-10 over the next nine minutes to build a 35-29 lead at the 2:39 mark, but ETSU managed to cut into the advantage thanks to four straight free throws from Smith and Tiggs in the final seconds, making the score 37-35 in favor of ASU at the break.
Pigram and Tiggs led all scorers in the first half, netting 15 and 12, respectively. The Bucs stayed in the game primarily thanks to their work at the foul line, hitting 10-of-11 for a 90 percent clip.
The second half began with a flurry for the Bucs, who shot out with a quick 7-0 run to lead by five at 42-37. ASU responded to tie the game at 42, but another 8-0 ETSU run powered by a Tiggs' bucket and foul shot, along with a 3-pointer from Pigram made it 50-42 and forced an ASU timeout with 16:09 left in the game. With the game standing at 58-52 with 10:47 left, the Bucs blitzed out with a 12-0 run that was eventually highlighted by a technical foul on ASU head coach Houston Fancher, which left the Bucs up 70-52 with 8:18 remaining.
ETSU kept the pressure on over the next four minutes, building the lead to 21 at 80-59 on a layup by Pigram with 4:24 left, and ultimately cruising to the win.
For Appalachian, Ryann Abraham scored 15, while Isaac Butts and Eduardo Bermudez scored 13 and 10, respectively. With the loss, ASU dropped to 4-3 on the season.
The Bucs will return to action Wednesday evening, finally returning home to take on another former Southern Conference rival Chattanooga, with the game time set for 7 p.m. Visit ETSUBucs.com for more information on the Bucs and about promotions for the game.


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Senior Dating Network is a completely private, secure and confidential senior dating service aimed at single senior men and women like yourself.
Weather you are looking for companionship, romance or excitement, we have 1000's of members for you to choose from.
Register a free senior dating trial account and post your free profile and photo today. Who knows what you might be doing tomorrow.


text:
Saddle the Horses*
after Sam Loyd
the three cards so that each rider is in his correct riding position
on top of each horse.
If you use our
PDF Print 'n' Play Version to print
out the cards, keep in mind that no bending, folding, or twisting of
any kind is needed.
If you solve the puzzle using our Flash interactive version, move the
cards dragging them, turn the cards clicking them.
When you solve the puzzle correctly, you will see a
fantastic-crazy-cool-bomb-classic race. So, what are you waitin' for?
* The puzzle is based on Sam Loyd's puzzle of THE TRICK
Step Through:
You are
at the last puzzle


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We are very excited to announce the availability of free US real-time ECN quotes on Yahoo! Finance.
Many of you will remember this was a very popular feature that Yahoo! Finance provided through August 2006 when due to consolidation in the marketplace and a new pricing structure it was removed. We've been listening to your feedback and have been looking at ways to bring back this feature. We have found a way to bringing back real-time ECN quotes by sourcing the data from BATS Trading.
If you are a newer user ECN stands for electronic communication network, and serves as alternative trading place to the various exchanges. BATS Trading is regarded as the third largest share trading market center in the US, and covers equities from NASDAQ, NYSE and Amex.
Initially, the real-time ECN quotes will be highlighted on the quote summary page.
Check it out on http://finance.yahoo.com/q?s=yhoo, and watch your favorite stock in real-time. Let us know what you think!


text:
In order to view this page you need Flash Player 9+ support!
CPRT Image List
Since 1994, CPR Technologies has forwarded the conceptual Computerized Patient Record through unique integration engine technologies, document to distribution solutions and decision support tools. CPR Technologies continues to look ahead, striving to create the best technology possible that will solve your business needs. Contact a CPR Technologies representative to see how your present and future needs may be met today.
Choose from among CPR Technologies Products and get started today. Plato Analysis is now available in the Cloud!
CPR Technologies is proud to present its new web site. Please feel free to browse around and get familiar with CPR Technologies offerings. This site also supports a new support forum and help desk system. Bookmark this page and visit often.
Plato Analysis Enterprise is a rich application offering the latest in chart and gauge visualizations for representing your data. Dynamic dashboards, created by clicking on the computer screen where you want your controls, are updated in time with the connected datasource. In addition, Plato Analysis Enterprise features it's Analyzer', with dynamic drag and drop of field elements for re-aggregating of your data on the fly. IPad, IPhone, Android, and other portable devices can receive and display dashboards created by Plato Analysis. Contact CPR Technologies for more information.
Plato Analysis is now Cloud ready! Subscribe to Plato Analysis Cloud and be ready to read and analyze file based databases such as Microsoft Access and Microsoft Excel. Installation requires nothing more than RemoteApp client distributed by Microsoft. Available for all platforms, Macintosh, Microsoft Windows, and all portable devices for which the RemoteApp client is available. Call a CPR Technologies sales representative today.
Getting started with CPR Technologies is a low resource impact proposition. Contact a CPR Technologies Representative today.
In addition to comprehensive documentation in PDF format, you also get support from our credentialed support personnel, product forums and a dedicated help desk system.
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I am new to the OpenGL world. I want my robot to move right and left.
It should move Right I press some key say (R) -->Right
It should move Left if I press (L)
I have been trying to do the code but it doesn't work. Have a look at my code and tell me what's wrong with it
if (Keyboard.isKeyDown(Keyboard.KEY_R)) {
moveRobotRight += 0.1*getAnimationScale();
else if (Keyboard.isKeyDown(Keyboard.KEY_L)) {
moveRobotLeft -= 0.1*getAnimationScale();


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Don't forget to drink plenty of water. Long waking hours, dancing and summer sun can increase your need. Safe drinking water is available from the standpipes scattered around the site, and bottled water is available at many stalls. If you're using your hands to drink, wash them first. For information about the water supply, see the Advice and Facilities area of the website.
If you're bringing your own alcohol to the Festival, remember that amounts considered beyond reasonable personal use will be confiscated at the gate. All glass bottles will also be confiscated – you must decant all contents into plastic bottles before you come to site. Beer tents on site are run by the Workers Beer Company and Avalon bars. The prices are equivalent to London pub prices.
Please take care: drugs/alcohol cocktails can be lethal. Know your limits, and those of your friends. Drunk people can be very irksome! You'll all have a much better Festival if you avoid over-doing it. If you are concerned that one of your friends requires assistance ask a steward or security personnel to point you towards The Medical Centre or Welfare Tent.
Click here to read what Festival Medical Services advise regarding alcohol.
Don't drive under the influence of drink or drugs when leaving the Festival. For more information visit www.brake.org.uk.
Challenge 21 wristbands
The Festival operates a 'Challenge 21' policy for alcohol sales. If you look under 21, you will not be served alcohol unless you can prove you are over 18 – by presenting ID, or by wearing a 'Challenge 21' wristband. These will be available from the Property Lock-ups on site, on presentation of a valid form of photo ID. The following are acceptable forms of ID:
– UK Driving Licence
– Valid Passport
– If you don't want to bring your passport or driving licence, use a PASS ID. See http://www.pass-scheme.org.uk/ for details.


text:
- http://ajax.microsoft.com/ajax/jquery/jquery-1.3.2.js
- http://ajax.microsoft.com/ajax/jquery/jquery-1.3.2.min.js
- http://ajax.microsoft.com/ajax/jquery/jquery-1.3.2-vsdoc.js
- http://ajax.microsoft.com/ajax/jquery.validate/1.5.5/jquery.validate.js
- http://ajax.microsoft.com/ajax/jquery.validate/1.5.5/jquery.validate.min.js
- http://ajax.microsoft.com/ajax/jquery.validate/1.5.5/jquery.validate-vsdoc.js
Scott Guthrie announced the launch of the Microsoft Ajax CDN on his blog last night. If you have not read his post, I recommend that you read it now to get a general overview of the CDN and how you can take advantage of the CDN to improve the performance of your ASP.NET Web Forms and ASP.NET MVC applications:
"The Microsoft Ajax CDN enables you to significantly improve the performance of ASP.NET Web Forms and ASP.NET MVC applications that use ASP.NET AJAX or jQuery. The service is available for free, does not require any registration, and can be used for both commercial and non-commercial purposes.
In his announcement, Scott describes how both the ASP.NET Ajax and the jQuery libraries are included in the CDN. There is one more set of JavaScript files that are added to the CDN today that Scott did not announce: the jQuery Validation library.
If you are not familiar with the jQuery Validation library then you should know that this is one of the most popular form validation libraries used by jQuery developers. Microsoft is shipping the jQuery validation library with both ASP.NET Web Forms and ASP.NET MVC in Visual Studio 2010. Furthermore, jQuery Validation library will be integrated with ASP.NET MVC.
Via Microsoft Ajax CDN and the jQuery Validation Library


text:
DrewT necesitaba un nuevo diseño de logotipo y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 83 diseños de 15 diseñadores freelance.
Beach Plum Media - "growing ideas into brands"
Beach Plum Media is an entertainment company dedicated to creating family entertainment across platforms including shorts, feature films, television, graphic novels and children's books.
About Beach Plums:
The beach plum (prunus maritima) is small, tough, sweet and useful. It grows wild and is not easy to come by. There is no such thing as a standard beach plum and their growth and flavor vary wildly from year to year. Often found among the dunes, a beach plum, like a good idea, is a true find.
Even though we are making children's entertainment, this is not a logo for children so no building blocks or elementary school type stuff. At the same time, we're not a bank, so nothing too formal or stuffy. This is the parent company to other intellectual property which is aimed at kids.
I love the idea of having a clean, clear vector logo that somehow features the beach plum shrub. I've very open to all your ideas.
I've attached some beach plum images for reference.
We are a fun company - have fun making the logo! Please let me know in the thread if you have any questions.
Descubre cómo funciona un concurso de diseño u obtén más información sobre nuestros servicios de diseño de logo.


text:
LANDOVER, Maryland (Reuters) - Robert Griffin III was his old dynamic self and Roy Helu Jr. rumbled for three touchdowns as the Washington Redskins rallied for a dramatic 45-41 shootout win over the Chicago Bears on Sunday.
The 83,147 fans crammed into FedEx Field put the controversy swirling around the team's name aside on a perfect autumn afternoon and were in full voice singing the team song "Hail to Redskins" loud and proud as Washington posted its first home win of the season.
It was just the second victory of the season for the struggling Redskins (2-4) but in the whacky NFC East they are still in the thick of the chase for a division crown behind the front-running Dallas Cowboys (4-2)- the only team in the division with a winning record.
Griffin, who set the NFL alight last year during a spectacular rookie season, had shown only flashes of the form that earned him rookie of the year honors as he continued his recovery from off-season knee surgery.
But the Washington quarterback was back at his brilliant best on Sunday passing for 298 yards, two touchdowns and engineering a late game-winning, 80-yard scoring drive capped by Helu diving over for a three-yard touchdown with just 45 seconds left to play.
"I had a feeling about this game," Griffin told reporters. "I talked to the guys before the game about having a breakthough.
"Had to win a shootout. That's what the team talked about if that's what it takes, that's what we have to do.
"As an offense you can always get better. There were plays out there we could have executed better but we won the game."
Griffin also rushed for 84 yards while Alfred Morris had 95 yards on 19 carries and Helu chipped in with 41 yards highlighted by his touchdown runs of 14, three and three yards.
Washington's defense has been ranked among the league worst and yielded 41 points and 359 yards total offense to the Bears. But they came up big when it mattered most, stopping Chicago on a last-ditch drive while contributing a touchdown to the cause with Brian Orakpo intercepting Jay Cutler in the second quarter and returning the ball 29 yards for the score.
It was an afternoon of edge-of-your-seat entertainment in a seesaw battle that saw the Redskins and Bears trade field goals off their opening possessions and ended with each team scoring two touchdowns in a wild fourth quarter.
The game featured a little bit of everything including an 81-yard punt return for a touchdown by Bears speedster Devin Hester.
It marked the 19th time Hester had returned a kick for a touchdown tying the NFL record set by Deion Sanders.
Bears running back Matt Forte also ran for three touchdowns. But Chicago's hopes for a win took a major blow when Cutler was knocked out of the game in the second quarter with a groin injury.
Cutler was replaced by Josh McCown, who was making his first game appearance since 2011. He did a solid job in relief tossing for 204 yards and a touchdown but could not keep pace with Griffin or a Washington offense that put up a 499 yards.
"It doesn't matter to me if I had 1,000 yards," said Forte, when asked about his three touchdowns. "If we lose, we didn't do enough."
Editing by Gene Cherry


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There are several options for the Scripture readings for the celebration of the sacrament of Confirmation. These are only a few of them.
Because Confirmation is an initiation sacrament – a beginning sacrament – of our journey of faith, it is appropriate that these Scripture readings be used for reflection by parents (and families) for prayer and reflection for months and years to come. The journey never ends.
This is the first of four "Servant Songs" in the book of Isaiah. The Lord sings to honor the servant.
Hear the Lord say to you: "My chosen, in whom my soul delights." How does that make you feel? Why does God say that to you?
God's servant is compassionate and gentle with the "bruised reeds" and the "dimly burning wicks" – the broken and the weak of the world. How have you / how can you care for those around you who are hurting? What about those that you don't know who are hurting? How can you reach out to them?
This Old Testament reading reminds us that God will remove our hearts of stone and give us hearts of flesh.
What shape is your heart in right now?
When does your heart become like a stone?
How do you keep your heart soft, loving, and open to the Spirit, so that it reaches out in respect, care, and kindness to God's people, to all you meet?
The Holy Spirit gives us a new relationship with God: adopted children. We can address God intimately ("Abba") and we are heirs with Christ.
Would you describe your relationship with God as a close friendship? What is your favorite name for God? Your favorite adjective to describe God?
Is your relationship with God different today than it was two months ago? Two years ago? Four years ago? How? What did you do to cause it to change?
Would you like your relationship with God to be closer? What might you do for this to happen?
When you experience hard times, do these bring you closer to God or cause you to drift away?
This passage reminds us of another passage: Ephesians 1:18 in which Paul tells us the Spirit enlightens the "eyes of our heart." Without the Holy Spirit we cannot see with God's perspective.
Was there a time when you wanted to pray, but weren't sure how or why to do it? What did you do? What could you have done?
Take time to write about something that is bothering you — a difficult moment at home, in school, or at work, or something happening in our world. Then ask the Holy Spirit to give you an insight about what you have written.
Paul reminds us that unity amid our differences is central to who we are. He sees in the community different gifts but always the same Spirit; different works and deeds but always the same God working through them; many people to be baptized – Greeks and Jews, slaves and free – but all part of the same body.
What are your gifts? How does God work through you to touch others with his love and courage?
Tell your spouse and your children about the spiritual gifts and Christ-like qualities you notice in them.
How did you experience God this week through someone's gift?
This passage begins with our being chosen by God and then moves into a thanksgiving prayer, followed by prayers of intercession that the disciples come to a deeper understanding of the Christian faith, and because of those insights, live in God's ways.
When did you first realize that God had called you personally, by name?
What helps, supports, gifts do you need to be a disciple, a follower of Jesus, in your everyday life?
Who are the people who support you in your family? in your faith community? Do you need to reach out and find others who share your Catholic values, so you have a wider circle of support (at school, at work, in your neighborhood, at your parish)?
Following Jesus always calls us to growth, to be a little more than we are. A disciple shares the cross of Jesus by self-denial.
When are you a disciple, following in Jesus' footsteps, in your everyday life?
Have you ever found your life by loosing it, by giving it up, by putting others first?
As Jesus came out of the water after he was baptized, he heard a voice from heaven saying, "You are my Son, whom I love; with you I am well pleased."
What would you like to hear God say to you?
Who in your life has said supporting, encouraging things to you that have called you to be your best self? Is this God talking to you?
How have you felt supported by God's love throughout your life?
When have you really felt God's love and care with you?
Jesus begins his ministry — having been baptized and receiving the Spirit of God — by reading the text from the prophet Isaiah.
What is your image of Jesus? How does Jesus describe himself in this passage?
Jesus was anointed. You have been anointed by God in Baptism; what do you feel called to do in your world?
Jesus is the Source of Living Water – and this living water of Jesus' life and love comes to us through the hearts of all believers.
Who are the people who have brought Jesus' love to you?
Who have you touched with the love of Jesus because of the way you care, the way you live generously, patiently, kindly?
Jesus' love doesn't stop with one kind of people. How can you reach out to people different from yourself?
Pray a prayer of thanks at the end of each day for the living water of Jesus that flows through you and the lives of people who have touched you.
This article is an additional resource for Catholic Parent Know-How: Confirmation.
Copyright © 1996-2019 Our Sunday Visitor, Inc.


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There are hands-on activities for children all year round at the National Wool Museum.
These include carding by hand and blanket-stitch sowing cards. These interactive activities are included when children follow the 'woolly tail trail' around the Museum which is also available all year round.
Our tours are suitable for all the family and the working machinery are greatly enjoyed by all members of the family of all ages.
There is also a self-guided walking tour for the family through the back lanes of Dre-fach Felindre to see other landmarks of the woollen industry. It is not advisable to take pushchairs on these walks.
There is an increased programme of family activities during each school holiday including an art cart where children can engage in allsorts of art work and activities and trails for children e.g. egg hunt during the Easter holidays. Often specific events are held at the Museum that coincides with school holidays.
- High Chairs
- Children's play corner in the cafe
- Baby food area with milk warming equipment and baby utensils
- Baby changing facilities
- Disabled access to all areas of the Museum
- Free Parking
The Museum Shop
There is a dedicated selection of toys and crafts for children as well as a range of books, woollen slippers and accessories for the whole family for sale in our shop.
There is also always a choice of beautiful woollen cot blankets available to buy in the shop.


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Ultrafast/Electron Beam CT Scan
Ultrafast/Electron Beam CT Scan
What is an ultrafast/electron beam CT (computed tomography) scan?
In standard X-rays, a beam of energy is aimed at the body part being studied. A plate behind the body part captures the variations of the energy beam after it passes through skin, bone, muscle, and other tissue. While much information can be obtained from a regular X-ray, specific detail about internal organs and other structures is not available.
With computed tomography (also called CT or CAT scan), the X-ray beam moves in a circle around the body. This allows many different views of the same organ or structure, and provides much greater detail. The X-ray information is sent to a computer which interprets the X-ray data and displays it in 2-dimensional form on a monitor.
A technology called ultrafast CT (also known as electron-beam tomography, or EBT) is used, in some cases, to diagnose heart disease. Ultrafast CT can take multiple images of the heart within the time of a single heartbeat. This provides more detail about the heart's function and structures, and also greatly decreasing the amount of time required for a study.
A 3-dimensional (3D) version of ultrafast CT may be used to assess the pulmonary arteries and veins in the lungs.
Ultrafast CT scan may also be used to evaluate selected heart defects after birth, as well as other structures in or near the heart.
Risks and possible complications of CT
Risks and possible complications include:
Radiation exposure from X-rays (only with CT)
Problems with undetected metal implants or foreign bodies (only with MRI)
Reaction, like headaches, shivering, and vomiting, to sedative or anesthesia
Allergic reaction, like hives, itching, or wheezing, to contrast dye
Rarely, kidney damage from IV contrast dye used in CT
Extremely rarely, an illness called nephrogenic systemic fibrosis has been linked to MRI IV contrast material
What is the preparation for an ultrafast CT scan?
An ultrafast CT scan can be performed with or without contrast dye. If your child's health care provider schedules an ultrafast CT scan of the heart or chest and decides to use contrast dye, your child may need to be NPO (fasting, nothing by mouth) for several hours before the procedure. You will receive instructions about this from your child's health care provider or another health care professional.
You will need to let your child's health care provider know if your child has ever had a reaction to any contrast dye, or if he or she is allergic to iodine. The risk of a serious allergic reaction to contrast materials containing iodine is rare, and radiology departments are equipped to handle them. A reported seafood allergy is not considered to be a contraindication for iodinated contrast. If your teenage daughter is pregnant or could be pregnant, you should notify the health care provider before the procedure.
How to help your child prepare
You can help your child by preparing him or her in advance. How you do this depends on your child's needs:
Explain the test to your child in brief and simple terms. Younger children have shorter attention spans, so do this shortly before the test. Older children can be given more time to understand the test in advance.
Make sure your child understands which body part(s) will be involved in the test.
As best you can, describe how the test will feel. An IV may be inserted into the arm or hand to give medicines or contrast dye. This may cause a brief sting. Your child won't feel any discomfort once the medicines take effect. If awake, your child may become uncomfortable from lying still.
Allow your child to ask questions and answer these questions truthfully. Your child may feel nervous or afraid. He or she may even cry. Let your child know that you'll be nearby during the test.
Many hospitals have a child life specialist. This person is specially trained to help children understand what to expect during their time in the hospital. Books, videos, dolls, and toys may be used to help explain the procedure to your child. Be sure to ask your child's health care provider about the resources available at your hospital.
How is the ultrafast CT scan performed?
The ultrafast CT scanner is located in a large room. Your child will lie on a narrow table that slides into the hollow tube-shaped scanner.
Your child will have an intravenous (IV) line if contrast medicine is being used. The contrast medicine may be injected prior to the procedure or during the procedure.
The CT technologist will be in an adjacent room where the equipment controls are located. However, they will be able to see your child through a large window and will be monitoring him or her constantly during the procedure. If your child is not sedated, he or she will be given a call bell device to let the staff know if he or she needs anything during the procedure. Speakers are located inside the scanner so that your child can hear instructions from the CT staff and they can hear your child respond. You may or may not be able to stay with your child during the procedure.
Once the procedure begins, your child will need to be remain very still at all times. Movement will not adversely affect the quality of the images. At certain times, he or she will be instructed to hold his or her breath, if possible, for a few seconds. He or she will then be told when to breathe. Your child should not have to hold his or her breath for longer than a few seconds, so this should not be uncomfortable. Young children who cannot hold still for the procedure may be given medicine to help them relax or sleep during the ultrafast CT scan.
If the ultrafast CT scan is being done "with and without contrast," your child will receive contrast medicine through an IV about halfway through the procedure. He or she may feel a warm or flushed sensation just after the dye goes into the vein. This is normal and the sensation will go away shortly.
Once the procedure is finished, the table will slide out of the scanner. If your child received medicine for relaxation or sleep, he or she will be monitored until the medicine wears off and he or she is awake again. If an IV was inserted, it will be taken out after the procedure is over and your child is awake.
You may be asked to wait for a short time while the radiologist reviews the scans to make sure they are clear and complete.
What happens after the procedure?
Without sedation, your child should be able to resume normal activities right away, unless your child's health care provider instructs you otherwise.
With sedation, your child may feel groggy, tired, or sleepy for a period of several hours after the procedure. However, the sedation effects should disappear within a day.
Depending on the results of the ultrafast CT scan, additional tests or procedures may be scheduled to gather more diagnostic information.
March 21, 2017
Reviewed By:
Bass, Pat F. III, MD, MPH,Grossman, Neil, MD


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Socialist François Hollande Wins French Presidency3:14 pm - 05/06/2012
Socialist François Hollande has been elected as France's new president.
He got about 52% of votes in Sunday's run-off, according to early projections, against 48% for centre-right incumbent Nicolas Sarkozy.
Mr Sarkozy has admitted defeat, saying: "François Hollande is the president of France and he must be respected."
Analysts say the vote has wide implications for the whole eurozone. Mr Hollande has vowed to rework a deal on government debt in member countries.
Exuberant Hollande supporters have already converged on Place de la Bastille in Paris - a traditional rallying point of the Left - to celebrate.
Nicolas Sarkozy says François Hollande must be respected as the new president
Mr Hollande capitalised on France's economic woes and President Sarkozy's unpopularity.
The socialist candidate has promised to raise taxes on big corporations and people earning more than 1m euros a year.
He wants to raise the minimum wage, hire 60,000 more teachers and lower the retirement age from 62 to 60 for some workers.
Mr Hollande has also called for a renegotiation of a hard-won European treaty on budget discipline championed by German Chancellor Angela Merkel and Mr Sarkozy.
In his concession speech, Mr Sarkozy told stunned supporters that he was "taking responsibility for defeat".
Hinting about future, he said: "My place will no longer be the same. My involvement in the life of my country will now be different."
During the campaign, he said he would leave politics if he lost the election.
Mr Sarkozy, who has been in office since 2007, had promised to reduce France's large budget deficit through spending cuts.
It is only the second time an incumbent president has failed to win re-election since the start of France's Fifth Republic in 1958.
The last was Valéry Giscard d'Estaing, who lost to socialist François Mitterrand in 1981. Mr Mitterrand had two terms in office until 1995.
The new president is expected to be inaugurated later this month.
A parliamentary election is due in June.


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Ask a question! Close
Coolers & Humidifiers / Evaporative Cooling & Humidification Media
Munters GLASdek® is a high efficiency evaporative cooling media that is engineered to provide maximum cooling and humidification, low pressure drop and years of reliable service. The media is made from inorganic, non-combustible material.
It allows the use of water straight from the tap with no need for water treatment (i.e. demineralisation plants). In cases with non-sufficient water quality, it may be necessary to add a water treatment. No silver ionization filter is needed.
- Inorganic, ceramical material
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Entrepreneurship Program Ranking Rises
September 19, 2013
Bradley University's entrepreneurship program has risen in a national ranking of the Top 25 undergraduate programs in the nation to 19th (up from 23rd in 2013), according to The Princeton Review.
Based on surveys sent to school administrators at more than 2,000 institutions from April to June in 2013, the lists recognize 50 programs in all –- 25 undergraduate and 25 graduate – for their excellence in entrepreneurship education.
President Joanne Glasser, says Bradley is focused on providing students a world class educational opportunity. "To be recognized among the top 20 in the country, is just one more acknowledgement of our continued commitment to academic excellence."
Bradley's Turner School of Entrepreneurship and Innovation and the Foster College of Business both work independently on projects and collaboratively on joint initiatives. The Foster College offers an entrepreneurship major as well as Project Springboard while the Turner School offers an entrepreneurship minor, the "Entrepreneurship Scholar" designation and The Brave Pitch project.
The Turner School of Entrepreneurship and Innovation is the newest part of the entrepreneurship program at Bradley. It was opened last September and was the first school of its type in the nation. It is a stand-alone academic unit, offering students in all disciplines opportunities to study entrepreneurship and innovation in classrooms and experiential settings. Entrepreneurship education is historically restricted to students studying business or engineering, and is housed in a specific college, while the Turner School is available to students throughout the University.
Dr. Gerald Hills, Bradley's Turner Chair of Entrepreneurship, says it's an exciting development, to again be among the Top 25 universities. "This provides evidence that our new School of Entrepreneurship and Innovation is off to a good beginning. All five of our colleges deserve the credit for working together."
Hills received a Lifetime Achievement Award at the 32nd annual Babson Entrepreneurship Research Conference. He is the founder and president of the Collegiate Entrepreneurs' Organization, which is on 240 campuses and holds an annual conference that attracts 1,400 attendees. He also is a co-founder and first president of both the U.S. Association for Small Business and Entrepreneurship and the American Marketing Association Academic Council.
The Princeton Review chooses the schools based on a wide range of institutional data it evaluates for this project. Schools are asked about the levels of their commitment to entrepreneurship inside and outside the classroom, the percentage of their faculty, students, and alumni actively and successfully involved in entrepreneurial endeavors, the number of their mentorship programs, and their funding for scholarships and grants for entrepreneurial studies and projects. The Princeton Review has reported these lists annually since 2006 in partnership with Entrepreneur Media Inc., publisher of Entrepreneur magazine.
The top entrepreneurship program lists are posted on The Princeton Review's website at www.princetonreview.com/entrepreneur. The magazine's feature article will appear in its October issue, available on newsstands September 24.


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What is Humalog and Humalog Product NDC number? Below is the most updated information on the Product NDC number 0002-7511 – Humalog drug (Insulin lispro). Medical Code Data provides all information of this drug products including NDC product code, labeler name, dosage form & certification date.
What is Humalog?
Humalog is a HUMAN PRESCRIPTION DRUG labeled by Eli Lilly and Company. Humalog, commonly known as Insulin lispro, is assigned Product NDC number 0002-7511. Humalog is marketed under the NDA category with application number NDA021017. Humalog's dosage form is INJECTION, SUSPENSION and is administered via SUBCUTANEOUS form.
General Information
- Proprietary Name / Trade Name: Humalog
- Non Proprietary Name / Generic Name: Insulin lispro
- Product Type Name: HUMAN PRESCRIPTION DRUG
- Proprietary Name Suffix: Mix75/25
Uses & dosage information
- Dosage Form Name: INJECTION, SUSPENSION
- Route Name: SUBCUTANEOUS
- Substance Name: INSULIN LISPRO
- Active strength Number: 100
- Active Strength Unit: [iU]/mL
- Pharm Classes: Insulin [Chemical/Ingredient],Insulin Analog [EPC]
We are updating more information on uses, dosage, side effects, warnings, reviews and pictures of Humalog (generic name Humalog) – Product NDC number 0002-7511 . Please visit MedCodeData.com frequently to get the most updated information
Distribution information
- Marketing Category Name: NDA
- Labeler Name: Eli Lilly and Company
- NDC Exclude Flag: N
- FDA Public: Approved (Please Visit FDA for latest update)
- Product ID: 0002-7511_a38c4048-11f9-4fb9-aba2-3c0f699ba6e8
- Product NDC Number: 0002-7511
- Application Number: NDA021017
- Start Marketing Date: 1999-12-22
- End Marketing Date:–
- Listing Record Certified Through: 2019-12-31
Above are up-to-date information of Humalog – 0002-7511. There are no other drug products that have the same NDC identifier number. You can lookup more NDC number by clicking here
Useful information of the NDC Directory by FDA
What is NDC?
NDC (stands for National Drug Code) is a universal product identifier for human drugs manufactured, prepared, propagated, compounded, or processed for commercial distribution in the United States. An NDC number for a specific drug is created by the the FDA and the manufacturer to ensure that products can be differentiated. The NDC database includes all information submitted to the FDA as part of drug listing requirements under section 510 of the FD&C Act, 21 USC 360.
How is the NDC formatted?
An NDC number contains 3 segments: the labeler code (identifies the manufacturer, repackager or distributor), the product code (identifies a specific strength, dosage form, and formulation) and the package code (identifies package types and sizes).
Lookup Drug Information at Medcodedata.com
Important notes regarding NDC
- Assignment of an NDC number does not in any way denote FDA approval of the product.
- Assignment of an NDC number does not denote that a product is covered or eligible for reimbursement by Medicare, Medicaid or other payers.
- National Drug Code Directory does not include animal drugs, blood products, or human drugs that are not in final marketed form, such as Active Pharmaceutical Ingredients(APIs), drugs for further processing,…
Keywords: NCD Code lookup 2016, NDC Code lookup 2017 , NDC Code lookup 2018, NDC number lookup 2019, NDC number lookup 2020 …
DISCLAIMER: The information in this database is intended to supplement, not substitute for, the expertise and judgment of healthcare professionals. The information is not intended to cover all possible uses, directions, precautions, drug interactions or adverse effects, nor should it be construed to indicate that use of a particular drug is safe, appropriate or effective for you or anyone else. A healthcare professional should be consulted before taking any drug, changing any diet or commencing or discontinuing any course of treatment.