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During times of economic uncertainty, owning top-quality companies that pay safe and growing dividends is one way to ride out the storm. Dividends not only provide regular income to investors, but also keep management focused on creating steady shareholder value and deploying cash intelligently.
Managers at firms such as Johnson & Johnson
But if you add writing covered call options to large, dividend-paying stocks, you have a safe and celebrated strategy for creating both extra income and better returns.
Covered calls 101
When you own at least 100 shares of a stock that has options available on it, you may write (or sell) covered calls on your shares and be paid option income.
Here's how it works: Suppose you own 300 shares of Fool Me Once, Inc. The stock trades at $30, and you'd be happy to sell your shares at $35. Looking at the options on the stock, you see that the $35 strike price call options expiring in three months bid $3 per share.
In other words, you're paid $3 per share when you write the call options -- $900 total, since you own 300 shares -- and you're obligated to sell your shares if the stock price increases to $35 or above by the options expiration date. And then you wait.
If Fool Me Once, Inc., remains below $35 by the time your options expire, you simply keep the $900 and keep your stock. You've made income, and you can now write new covered calls if you wish. If the stock is above $35 by the option's expiration, your shares are called away from you (sold from your account) at $35. Adding the $3 per share that the options paid you, you obtained a net sell price of $38 -- more than you were willing to sell for.
The downside of covered call options: If the stock soars beyond your expectations, you may end up leaving money on the table. If Fool Me Once, Inc., soars to $45 by the time the option expires, you'd still have to sell your shares at $35, for a total income of $38 per share. Missing extra upside is the main risk of covered calls, so the strategy is best for stocks you don't believe will suddenly take off.
With minimal risk, though, writing covered calls can pay 4% to 6% a year, or more, in extra annual income to your portfolio. Add that to a 3% dividend payment, and you're raking in some strong income before you even consider any share price appreciation.
Five stocks for income
So which companies are good candidates for a covered call strategy right now? I ran a CAPS screen for four- and five-star stocks that pay at least a 3% yield, then went through the list and dug for some of the strongest among the bunch. These are large, leading companies that look reasonably priced and offer safe dividends. They're also stocks on which a Foolish investor seeking still more income can write covered call options.
CAPS Rating (out of 5)
Dividend Yield
BHP Billiton
Spectra Energy
Data from Motley Fool CAPS and Yahoo! Finance.
Merck recently traded at $30. Its $32.50 call option expiring January 2010 was bidding $1.51 per share. If you bought the stock and sold the covered call, you would have a potential sell price on your shares in January of $34.01, or 13% above today's price in six months.
Meanwhile, the covered call option itself pays you a 5% effective yield ($1.51 per option payment, divided by your $30 purchase price) over the next six months. Over this same time, you'd also receive another 2.6% in dividend payments from Merck, bringing your total potential income over the six months to 7.6%. That's rather tasty.
Spectra Energy recently traded at $18. The $20 strike price call option for March 2010 was paying $0.80 per share. In this case, you would earn a 16% return in eight months if your stock is called away from you at $20. Plus, you would receive dividend payments. The call option, meanwhile, pays you an effective 4.4% yield in just six months ($0.80 divided by your $18 purchase price). Finally, if Spectra reaches March's option expiration below $20, you keep your shares, you keep the option income, and you can write new covered calls.
Make sure you're ready to sell
Writing covered calls for extra income is a reliable strategy, especially when used on strong stocks selling at reasonable prices. Covered call income can smooth out and pad your returns in up and down markets and can be generated steadily. Just make sure you're ready to sell a stock if it gets called away on you.
If you'd like to find out more about how to use options to make money in up, down, and sideways markets, check out our free video series -- just enter your email in the box below for access.
This article was originally published on Jan. 8, 2009. It has been updated.
Fool analyst Jeff Fischer owns none of the securities mentioned in this article. Johnson & Johnson, Coke, and Spectra Energy are Motley Fool Income Investor recommendations. Coke and Lowe's are Inside Value selections. The Fool has a disclosure policy.


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Mr. Popington (Byrd Gang) Got A Problem With UK Bloods "S.A.S S*ck My D*ck. Ya Aint Talk About When Ya Get Robbed. Ima F*ck Ya Up" + Says Hes Gonna Smack Ron Browz Face
HipHopBeef reports "hiphopbeef caught up with Byrd Gang's Mr. Popington behind the scenes to D-Blocks video shoot. It looks like Byrd Gang is Beefing with SAS and the UK Bloods over that Juelz Santana incident in London. They're also still Beefing with French and Max B; And Mr. popington is still gonna smack Ron Browz face off because of the "ington" slang. You just gotta watch this for yourself so you can really understand what he's talking about. But basically get use to seeing Mr. Popington"
Please click the "Report" button below if the video on this page is not working properly.
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subset: commoncrawl


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I love talking to former Major League ballplayer and Angels' broadcaster Rex Hudler. "The Wonder Dog" as he is known, just always exudes so much enthusiasm and feel-good energy. He's energetic, spiritual, and seems to spend every waking moment trying to make a positive difference in this world.
Hudler, who now does color commentary for the Kansas City Royals, will be back here in Huntington Beach this weekend for the second annual "Surf's Up for Down Syndrome" Event on Saturday.
As you might recall from when I wrote about this last year, Team Up For Down Syndrome, a nonprofit organization, was created in honor of Rex and Jennifer Hudler's son, Cade, who was diagnosed with Down syndrome 16 years ago. Although there have been challenges, Cade has inspired them to help raise awareness of the positive contributions that individuals with Down syndrome make in our society, while helping them reach their full potential.
This year, the Hudlers have teamed up with the Huntington Beach Junior Lifeguards (celebrating their 50 anniversary) to present a full day of free fun at the beach followed what promises to be a very special evening event at the Waterfront Hilton.
I don't call it "Down" syndrome, I call it "Up syndrome," the ever-upbeat Hudler told me. "And Up syndrome people have an important place in society. They're a huge asset to companies every day, and the unconditional love they show is something people don't get to see every day. I'm so blessed. I see it every day when I pick Cade up at school and he throws his hands open to say, "Dad, school was this great today! I learned this much today!" Cade is just a huge blessing in our lives."
This event kicks off with morning beach and surfing activities involving youths with Down syndrome who will interact with surfing and baseball personalities and legends, and be assisted by Junior Lifeguards. Surfing personalities who will participate include four-time world champion Lisa Andersen, local pro Danny Nichols, champion Jericho Poppler, and local hero David Nuuhiwa. Many Angel's baseball greats, current and past, are also expected to be in attendance (including Huntington Beach's own, Hank Conger).
The morning surfing and beach activities are free. The evening event at the Waterfront includes a cocktail hour with ukulele music from Shirley Orlando's ukulele ensemble, dinner, and silent and live auction that feature surfing and baseball memorabilia, as well as one-of-a kind beach, sport, and entertainment experiences.
Celebrity contributors include Angel's players Mike Trout and Albert Pujols, and surf filmmaker Timmy Turner (and there will no doubt be many of Rex's baseball buddies in attendance like last year). Valet parking is complimentary and tickets for this event are $125 per person.
Based on the success of last year's event, Hudler cannot wait to come back to town. "Last year was just life-changing. It's a thrill of a lifetime for kids with Up syndrome to get up on boards and experience the surf. It just brings such joy to their faces as they catch that very first wave. Cade has been waking up every morning in the heartland where we live now in Kansas City saying 'Surf's up, Dad!' He's as excited as I am. And this year, to be able to work with the amazing Junior Guards in Huntington Beach is an honor. And of course we'll be helping their charity, The Friends of the Huntington Beach City Junior Lifeguards, and many other organizations, too. There a ton of good will, lots of great sponsors involved and every year we want to come back to Huntington Beach and do as much as we can for as many charities."
On a side note, I asked Rex what he felt about the announcement the day before that no players will be elected to the Baseball Hall of Fame this year.
"I'm just so disappointed that they can't get this issue put away," he said, seriously. "There are guys I played with, like Lee Smith and Tim Raines and I think it's a travesty that they are not voted in. It's a tough thing that guys are getting punished for something that wasn't even against the rules back then. And it's a sad day for all baseball fans when nobody gets into the hall, regardless of what you think about the issues."
Shifting gears then, Hudler reiterated once more that he'd love to see every single one of you this weekend, either at the beach or at the Waterfront Hilton, to revel in the love and thrill of watching young people with "Up syndrome" have a magical, life-affirming day.
And trust me, he means it.
To purchase tickets to the evening event, visit http://www.teamupfordownsyndrome.org or call (714) 665-8326.
CHRIS EPTING is the author of 19 books, including the new "Baseball in Orange County," from Arcadia Publishing. You can chat with him on Twitter: @chriseptingor follow his column at http://www.facebook.com/hbindependent.


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The City of Rolla will share a portion of awarded grant funds with two other cities in Missouri for sidewalk improvements.
The Missouri Department of Transportation (MoDOT) approved the enhancement grant funds totaling $935,595 Dec. 18 for the cities of Rolla, Vienna and Potosi.
After hearing presentations from the three cities on Dec. 13, the Meramec Regional Planning Commission's Transportation Advisory Committee (TAC) evaluated and ranked three applications for the grants, which were sent to MoDOT.
The TAC ranked the City of Rolla's project third. Rolla requested $487,015, and was approved that same amount.
According to Rolla Public Works Department employee Anne McClay, the grant will be used to begin a five-year plan to replace more than 1,000 handicapped sidewalk ramps throughout the city that are not currently compliant with the Americans with Disabilities Act (ADA).
"If we were to try to do this using only city funds, we estimate that it would take 20 to 25 years to replace all of these ramps," McClay said.
The top-ranking project among TAC members was Vienna's project, which would add sidewalks and ADA-compliant parking at the city's ballpark. Vienna's request of $315,370 was approved.
Vienna Mayor Jamie Jones explained that the added sidewalks, which will adjoin a new walking trail being built, and parking would make the park more accessible while also adding safety for park patrons.
The City of Potosi's project, which ranked second, was approved for $133,210, the same as the requested amount. The project there would tie in with the city's work to make it a "more walkable community," including the residential area.
There were 16 enhancement grant applications submitted from the 18-county MoDOT Central District, totaling $4.9 million.
The Central District had $3,117,000 to award and 11 projects were selected by the Central District enhancement team, which consists of MoDOT District Engineer Dave Silvester, MoDOT staff members Dion Knipp and Jenni Jones along with representation from the two metropolitan planning organizations and the three regional planning commissions in the Central District. Executive Director Bonnie Prigge represented MRPC on the evaluation team.
In other business
Also at the Dec. 13 meeting, the TAC:
Approved the transportation goals portion of the Meramec region's Comprehensive Economic Development Strategy.
Approved the needs and strategies portion of the updated version of the Public Transit-Human Services Transportation Plan for the Meramec region.
Heard a construction update on projects throughout the region from MoDOT Central District Engineer Preston Kramer.
Discussed potential changes to the Bridge Replacement Off-System (BRO) program where MoDOT would pool the funds at the regional level with the TAC selecting BRO projects in order to spend federal dollars more quickly. MoDOT currently allocates funds to the counties for bridge selection, and counties in the Meramec Region prefer to continue this process.


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Merry Christmas Eve! I know everyone is basically done with their holiday baking at this point, but I couldn't resist squeezing in one more recipe.
I recently discovered an awesome store called Spice and Tea, which is barely a mile from where I live in Virginia. It's a tiny store with walls of spices, teas, and fancy salts, and I literally could've spent hours in there just staring. I'm still in shock that I've lived so close to it for years and had no idea it existed. I tweeted a picture from when I was there a couple weeks ago if you want to take a peek at the insane wall of spices.
Anyway, I bought a little bag of fleur de sel when I was there. I've been drooling over this recipe that Lindsay from Love and Olive Oil made last month, and decided that they'd be the first thing I baked with my fancy new salt. If you make these for someone who loves the sweet and salty combo, or the peanut butter and chocolate combo, they'll pretty much worship the ground you walk on.
I hope all of you who celebrate have a very Merry Christmas tomorrow!
Here's what you'll need:
For the brownies:
10 tablespoons unsalted butter
1 cup granulated sugar
3/4 cup plus 2 tablespoons unsweetened cocoa powder
1/4 teaspoon salt
1/2 teaspoon vanilla extract
2 large eggs
1/2 cup all-purpose flour
For the frosting:
6 tablespoons unsalted butter, softened
3/4 cup creamy peanut butter
1 cup powdered sugar
3/4 teaspoon Fleur de Sel (or another flaky sea salt)
Preheat oven to 325 degrees.
Butter an 8 inch square pan, and line with parchment paper, leaving an overhang on two opposite sides. Butter the parchment paper.
In a microwave safe bowl, combine the butter, sugar, cocoa powder, and salt. Microwave in 30 second increments on 50 percent power until the butter is just melted. Stir mixture until smooth.
Add the eggs to the cocoa mixture one at a time, stirring well after each to fully incorporate. Stir in vanilla extract. Lastly, mix in the flour, and stir about 40 times, or until just incorporated. Do not overmix! Spread the batter evenly into the pan, and bake for 20-25 minutes, or until a toothpick comes out with moist crumbs attached. Cool on a rack.
To make the frosting, cream the butter and peanut butter. Slowly add the powdered sugar, and beat until combined. Spread the frosting on the cooled brownies, and sprinkle with sea salt. Cut into 16 squares.
In an effort to cut these neatly, I froze them until the frosting had slightly firmed up. I wiped off the knife in between cuts, and dipped it in hot water, and shook off the excess before making each slice.
I put half of these in the fridge, and left half at room temperature. I strongly preferred the cold ones!
Source: adapted from Love and Olive Oil, originally from Not Without Salt


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Lord of the Wings
November 29, 2009
I overcame my fear of the fryer a few weeks ago when our newly wedded friends brought over their shiny deep fryer to cook up some wings while we watched football.
Well…in the excitement of the game, the sauce was neglected and burned and the wings were sitting in an open bag, thawing on the counter. After tweaking a Bobby Flay recipe with what we had in the cabinet, this is the yummy sauce we came up with to accompany the twice-cooked wing (a method I picked up from Wild Wing Cafe) — they were a hit!
Cilantro-Lime Wing Sauce:
- 1 1/2 cups red wine vinegar
- 3 tablespoons Dijon mustard
- 1 small can diced green chili peppers
- 3 tablespoons honey OR brown sugar
- 3 tablespoons vegetable oil
- Salt and pepper to taste
- 1 stick butter
- 2 tablespoons Emeril's Southwest Seasoning
- Juice of one lime
- Handful of fresh, chopped cilantro
Preheat oven to 400 degrees. Whisk red wine vinegar through s&p in a small pot on the stove on low. Once it starts to bubble, add the stick of butter, Essence and lime juice – keep an eye on it whisking occasionally as the butter melts. Once the butter has completely melted, take the sauce off the heat.
For the wings:
- 4lb. bag of wings
- Vegetable oil
Heat the oil in the fryer, or, if you don't have a fryer, heat oil in a frying pan, about an inch deep. Add the wings and fry until golden brown on all side.
Remove from oil and toss with wing sauce, then lay out on aluminum foil covered cookie sheet.
Drizzle additional sauce over the wings once laid out and put in the oven for about 20 minutes, turning once, until they are crispy and the sugars in the sauce have caramelized. When you take the wings out of the oven, toss with more sauce and chopped cilantro.
Especially delicious served with Avocado Ranch Dressing.
2 Responses to "Lord of the Wings"
November 29, 2009 at 10:28 pm
the wing seems to be the thing! were sorry we missed them…
Christian and Pappa
have a great week!!!
July 11, 2011 at 7:06 am
[…] MONDAY: Chicken Wings: Lemon Pepper, Hot & Cilantro Lime […]


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Datcouch team
We are a team of skilled and experienced web developers and designers. We are uniting under DatCouch name to create very comfortable designs for Ghost and WordPress platforms. Also will post some useful and beautiful plugins as well as some separate graphic kits in Envato Marketplaces, so stay tuned. Our frequency is 7 FM.
Oh and by the way we are different. You can take our word for it


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But even Paul Naschy couldn't be all joy, all the time, and as I dig deeper into the voluminous depths of his surviving filmography, more and more I discover the counterpoint to that joyfulness, the "Dark Naschy" that lay just below the surface, sometimes overlapping (as in his wonderfully villainous turns in El Caminante and Horror Rises from the Tomb), and sometimes taking over entirely. Particularly in the late-70s/early-80s segment of his career, Naschy seems to have had some demons to exorcise, springing perhaps from his sense of insufficient respect for his work, or perhaps from a deeper, more personal space. The "dark" movies sometimes lose that sense of fun that drew me to his spectacularly muscled bosom in the first place, but nonetheless show a fascinating complexity in the man I've come to know and love so well.
ruthless, unrepentant criminals, murderers and rapists who display a disturbingly bleak misanthropy (or often, more appropriately and sadly, misogyny) that could be quite jarring to viewers used to his more audience-friendly monster mashes. One such film is Muerte de un Quinqui (1975, aka Death of a Hoodlum) written by Naschy and directed by frequent collaborator León Klimovsky (Werewolf vs. the Vampire Woman, Vengeance of the Zombies, Dr. Jekyll and the Wolfman, etc. etc.).
As the movie opens we're thrown directly into the action, as a group of the quinquiest Quinquis imaginable executes a well-planned robbery on a jewelry store in downtown Madrid. Head hoodlum Marcos (Naschy, looking awesome in sunglasses and a brown leather trenchcoat) engages the clerk in engagement-ring shopping while his henchmen spread out to cover the exits. Things proceed like clockwork for a while--Naschy produces the hardware and orders the workers to hand over the loot, which they're more than happy to do. However, things take a slide to the "shit-we're-fucked" side when a prospective customer walks in off the street, surveys the situation, and abruptly karate-chops a gun-wielding guard! Not his best split second decision, as within seconds he contains more lead than a 1920s paint bucket.
Like a shark scenting blood in the water, Marcos goes all crazy-eyed and starts gunning down everything that moves, including the shop owner and several innocent bystanders. They grab as much loot as they can and hop into the waiting getaway car, driven by the Matthew McConaughey of Spain. After a quick confab it's decided Marcos will hold the loot while the others go to the big boss, Martin (silver fox Frank Braña, hot off a failed audition for the role of Johnny Quest's dad, apparently), and find out what (the fuck) they're supposed to do now. On their way the quinquis sum up Paul's character: "That Marcos is one mean bastard! I don't trust him! I think even Martin is afraid of him!" As well he should be, we'll soon see.
|"Don't make me flare my nostrils!"
Just how strong becomes clear when Marcos' girlfriend Isabel (smokin' hawt redhead Eva León) catches him packing and asks to go with him. Marcos, ever the gentleman, lets the lovestruck girl down easy:
|Harsh, but fair
So there we have it. Paul plays a psychologically scarred thief with no honor (even among his own kind), a vicious streak a mile wide, clear problems with women, and the tendency to go into a murderous rage any time someone says anything that could be even tangentially interpreted as a slight to the memory of his mother. (Interior, Quinqui HQ: "...and so I grabbed the cash, stuck the gun up the old man's nose, and pulled the trigger till it went *click*." "Damn, Marcos, you one crazy motherfucker!" "WHATDIDYOUAAUGHKILLKILLLKILLLLL!" "*gurglegurglediiie* -scene-) And he's our main character! A far cry from everyone's favorite Polish nobleman, you'll agree. More like Norman Bates with 'roid rage.
|"...and a gun. A real big gun."
Marcos has a rather liberal interpretation of the phrase "lay low," as on his way out of town he speeds like a madman and unceremoniously takes out two hapless motorcycle cops with a machine gun. As his former gang makes plans to put him down like the mad dog he is, Marcos hooks up with an old flame (and mother of his bastard son) who helps him out by getting him a gig as groundskeeper for a reclusive and filthy rich family. He hides the jewels in some nearby ruins, planning to hold down the job for a month and then come back to make his final escape.
Predictably, the family he works for are a few tiles short of a Mah Jongg set themselves. Patriarch Ricardo (Heinrich Starhemberg) is a former target shooting champion now wheelchair-bound with a debilitating spinal disease, who compensates for no longer being a "complete man" by verbally abusing his wife and daughter while sporting a fabulous series of cravats. Wife and mother Marta (Carmen Sevilla, who played Mary Magdalene in Paul's screen debut King of Kings [1961]) is nearly at the end of her rope with Ricardo's depressive/aggressive attitude, to say nothing of her own sexual frustrations. Rounding out the family unit is immediately post-pubescent daughter Elena (frequent Naschy leading-lady Julia Saly), a total Daddy's girl who is nonetheless intrigued and attracted by the buff, handsome stranger in their midst.
|Magic Eye™ Wall Tiles: The Dude-in-a-Cravat Pack
And who can blame her? While crime and thrills are the ostensible order of the day, the movie's actual purpose seems to revolve around showing Paul's finely sculpted musculature at every opportunity, and sometimes even creating opportunities where none exist. We get Paul all sweaty chopping wood, Paul wandering into the kitchen late at night wearing (appropriately) a wife-beater tee, the requisite "Paul lounging shirtless in bed" shot, and even PANTSLESS PAUL. It is to swoon! While some viewers might find this self-indulgent on Naschy's part, it has to be said that Paul is in fantastic shape here, as beefy and toned and dripping with roguish charisma as I've ever seen him onscreen. In fact, he'd be absolutely irresistible--if you hadn't just watched him stomp a mudhole in a waifish supermodel. Maybe that's why the scene was included--to keep his musky manliness from stopping the show entirely. You are a wise man, Klimovsky.
For a hardened criminal, Marcos takes the groundskeeping job surprisingly seriously, and to be fair, he's an excellent worker. He repairs things around the house, polishes trophies, cleans up laundry, and even risks life and limb to repair some fallen electrical wires, taking a tumble from the ladder as he does so. This is what leads to the shirtless-in-bed scene, as Marta dresses his wounds and thanks him for his effort. Of course Marcos knows when he's in there, and it's not long before he's turning the full force of his Molina Musk™ on the hapless, longsuffering MILF. Ricardo sees what's happening but can do little about it, other than obsessively oil his rifle and make outraged angry faces at Marcos. To her credit Marta resists as long as she can--about 15 minutes, which I think is a record--before finally collapsing into the ruffian's arms and putting an explosive end to her sexual drought.
|"Don't just stand there, woman! GIT ON IT!"
Of course Marcos is nothing if not quinqui, and seeing the opportunity to score with two generations under the same roof, he starts putting the wolfish moves on Elena as well. Saly plays Elena as a girl on the cusp of sexual awakening, flattered and a little frightened by Marcos' attention and innuendo. Of course Saly is closer to Naschy's age IRL, so having her play an almost-innocent teen is a bit of a stretch, no matter how many teddy bears and Mick Jagger and Elvis posters you plaster her bedroom with. Still, she's as hawt as ever, and her chemistry with Naschy really sizzles.
One night, while the sated (and doubtless exhausted) Marta dozes, dreaming of PaulCock, Marcos slips into Elena's room to try his luck. Having seen what's going on with Mom, Elena makes the mistake of asking, "How would you like it if YOUR mother were a hussy?"--which leads not to a beat-down, but to a rather disturbing rape scene that gets only more off-putting when Elena starts to enjoy it. I'm a Naschyphile no matter what, but even I had to shake my head and say, "Dang, Paul--that ain't right."
|Saly Got Back
Of course those tangled webs he's weaving tighten sooner rather than later: Marta discovers one of Marcos' cigars in an ashtray in Elena's room and quickly does the math, while Ricardo spies the hoodlum entering his daughter's inner sanctum (IYKWIM) and starts clearing a place on the wall for his next hunting trophy. Then the double-crossed gang (remember them?) tracks Marcos down by threatening his ex and her son, leading to a pretty wild final confrontation/gunfight at the hacienda as the Quinqui makes his admittedly spectacular last stand. No gang of thugs can destroy the Mommy-Obsessed killing machine that is Paul Naschy's Marcos, but there's something about Hell and a woman scorned...
Muerte de un Quinqui is not one of Paul Naschy's greatest films by any stretch, but it's not bad. Klimovsky's direction is solid and doesn't call attention to itself, and the flick looks good. The acting is more than serviceable as well--Saly shines as always, and Sevilla does a great job as the frustrated, downtrodden wife desperate for the attention and affection Marcos promises. Starhemberg is delightful as the mostly unhinged Ricardo, wavering between impotent rage and deep self-loathing with blinding speed. (He also has one of the best OMG OUTRAGE faces ever put to film.)
|After witnessing first-hand the power of the Naschy Thrust, Ricardo lost hope of ever being able to compete.
It will shock you to read the next sentence on this site, but what keeps the movie from being really compelling is Naschy himself (GASP!)--or rather, Naschy's character Marcos as written by Paul (*whew*). Paul plays the hoodlum with all the devilish charisma and hatefulness the script requires, and I can't fault his performance on that count. However, Marcos' character is just SO hateful and amoral, SO scarred and misanthropic, it's hard to get really involved in what makes him tick. Of course his evil is nothing compared to Alaric de Marnac, but then we aren't asked to spend the entire movie with him; we've got other heroes to latch onto. In Quinqui it's all Marcos, all the time, and I have to be honest--he's not a guy you want to hang out with.
Still, the movie does have a respectable number of gorgeous Eurobabes, some wild sequences and a slam-bang ending, and a veritable buffet of Paul-Flesh on display, so I can't hate it too much. While I much prefer the Daninsky saga or Paul's pseudo-giallos, I still enjoyed watching the "Dark Naschy" at work here. Also, it's interesting to note how in true Naschy fashion, Paul reworks story elements of an earlier movie, 1973's Crimson (failed jewel heist and vengeful thugs) and then uses elements from Muerte in a later movie, 1976's Blue Eyes of the Broken Doll (drifter wreaks havoc with dysfunctional reclusive family). Anyway, I own my bias: 2.25 thumbs. YMMV, etc.
|"Welcome...to Fantasy Island."
|"...and a woman ain't one."
|Treasure Chest at the Gun Show
|Check the other side, bro.
|Hydration is Important
|As Ricardo wheels slowly by, Paul contemplates a Leap Attack.
|"Oh yes she can, Mick. Oh yes she can."
|At least they're not kidding themselves.
|"NOW whose Momma's fat, ya bastards? WHOSE MOMMA?!?!?!"


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Personal Trainers in Portland, OR
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Portland, OR 97202
Browse the profiles below to learn more about our Personal Trainers in Portland, OR. Once you've found your trainer, you can purchase personal training sessions online. We'll do our best to match you up with the personal trainer that you choose but availability may vary.*
Not ready to choose a trainer? Purchase a Personal Training package and choose a trainer in club.


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Microsoft Security Essentials Now Free for Small Businesses
Microsoft Security Essentials Now Free for Small Businesses
Singapore, 16 November 2010 – Small businesses in Asia can now enjoy real-time antivirus and anti-malware software free of charge, as Microsoft makes its Microsoft Security Essentials available to small businesses with up to 10 PCs installed with genuine Windows software.
By offering small businesses no-cost protection from viruses, spyware and other malicious threats, Microsoft is underlining its commitment to help small enterprises save money and grow their business. This reduces their risk of exposure to viruses and malware even as the internet becomes an increasingly important resource and customer touchpoint.
"Small businesses are under constant pressure to reduce cost and increase productivity," said John Fernandes, Director, Business and Marketing Organization, Microsoft Singapore. "Small businesses tell us they need a simple and trusted solution to protect their critical business data, and that they want to minimize downtime caused by security threats or data loss, all of which can greatly impact their business. We have answered them by offering Microsoft Security Essentials at no cost."
Microsoft Security Essentials uses advanced system scanning and removal technologies that employ a definitions database which details the characteristics and behaviors of known malware. Threats are collected every month from more than 600 million PCs around the world and are assessed by the Microsoft Malware Protection Center, and new signatures are written and deployed daily.
John added: "Microsoft Security Essentials is easy to install, simple to use and always kept up to date. Its real-time protection addresses the ongoing security needs of a genuine Windows PC, and removes the need for installing other cumbersome antivirus software. Best of all, it is designed to run quietly in the background, enabling users to continue using their PCs – and run their small businesses – without constant interruptions."
The anti-malware engine used in Microsoft Security Essentials – and in all of Microsoft's security products – is regularly tested by numerous organizations around the world and has consistently been certified by the industry's leading independent certification authorities: International Computer Security Association Labs (ICSA) and West Coast Labs, VB100, and AV-Test.
Powered by the same core malware protection engine that drives Microsoft's enterprise solutions, Microsoft Security Essentials helps protect PCs from viruses, spyware and other malicious threats. The software requires no registration, trials or renewals and is available for download directly from Microsoft.com.
Microsoft Security Essentials is already offered free to consumers using genuine Microsoft software at home. OEMs and System Builders can pre-install Microsoft Security Essentials on their consumer-bound PCs to provide quality malware protection to their customers out of the box and at no cost.
Microsoft Security Essentials currently supports 25 languages including English, Japanese, Korean, Thai, Simplified and Traditional Chinese. For more information visit: www.microsoft.com/security_essentials.


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AdrianD needed a new logo design and created a contest on 99designs.
A winner was selected from 58 designs submitted by 25 freelance designers.
This is a logo for the website cityt.ag and iPhone app, and all our branding activities. City Tag provides a way for people to find, tag and easily invite people to places.
City Tag
City Tag is a combination of Yelp, Delicious and Evite. Easily organise your friends to a lunch date, or work mates Friday drink at a bar. City Tag is Google maps on steroids.
Some descriptive words to describe the imagery around the idea:
Pin point, push pin, here, tag, tap, life, find, hub, street, marker, share, gypsy, explore, stumble, smile, jump, shuffle, gps, map
- http://www.ilovecolors.com.ar/
- http://www.flickr.com/photos/greggt…/42655526/
- http://www.flickr.com/photos/semi-d…363812399/
- http://www.flickr.com/photos/416748…1477308514
- http://www.flickr.com/photos/server…266889924/
- http://www.webdesignerdepot.com/200…esign/Some corny ideas that have been thrown around:
A cross between a street sign and a clothing price tag?
A push pin with drop shadow?
- Artistic
- Hand drawn work or something quite fun and colourful
- Looks good at iPhone screen sizes
- Hi res PSD file
- Font icluded
Hard edged
Find out how a design contest works or learn more about our logo design services.


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[Free App] CryptoSafe Lite
- CryptoSafe is a professionally developed Android application that allows you to store your sensitive information, passwords, bank accounts, credit cards, etc. safely and securely inside an encrypted database.
Android Market Links:
CryptoSafe Lite:
CryptoSafe Pro:
A unique feature of CryptoSafe is that it allows you to create multiple passwords and to maintain multiple sets of entries. If one of your passwords is stolen or compromised the other passwords are still safe. If your phone is confiscated, or if you are forced to reveal your password, you can always keep some harmless-looking set of "Decoy" data encrypted under an alternate password, give up that one and keep the real entries secret.
This feature is called "Deniable Encryption" and it is only one of the ways in which CryptoSafe maintains the confidentiality of your private information, as CryptoSafe has been carefully hardened against attacks, much more than other password apps in the Android Market.
* Strong Triple-DES+AES Encryption
* Deniable Encryption
* Encrypted Database
* Multiple Passwords
* Passwords NOT stored in the phone
* Encrypted Backup to SD Card
* Encrypted Backup to e-mail
* Encrypted Backup to Google Docs
* Encrypted Backup to FilesAnywhere
* Remote Wipe via SMS
* Easy browse to websites
* Automatic Timeout
* Duress Password
* Stealth Mode
* Self-Destruct
Separate Forms for:
* Website Passwords
* Bank Accounts
* Credit Cards
* Notes
* Private Contacts
Deniable Encryption
This is the only password application in the Android Market that supports "Deniable Encryption". This feature gives you the ability to *plausibly* deny having specific information stored in your phone.
Easy Browse
CryptoSafe has a quick Browse button for anything that has a URL. The password is copied to the clipboard.
Encrypted Database
The database is kept encrypted at all times and the entries are only decrypted on the fly, as you access them. CryptoSafe never stores (or exports) your information in any other form.
Remote Wipe
If your phone is stolen CryptoSafe Pro has a Remote Wipe option that allows you to send your phone a text message to wipe the database.
Duress Passwords
CryptoSafe allows you to designate one or more of your passwords as "Duress" and deletes the real data when you log in under that password
Stealth Mode
CryptoSafe allows you to switch to Stealth Mode in which all the references, documentation and menu items related to the Deniable Encryption and Duress features are hidden from view.
Hardening against Dictionary Attacks
CryptoSafe (all versions) has been professionally hardened against attacks, including an off-line Dictionary Attack, which is the most dangerous form of attack against applications that have a local database, as is the case with all the password apps in the Android Market.
Please read the section in the documentation called "About Strong Passwords". It explains the technology behind Dictionary Attacks and how CryptoSafe protects your data against this form of attack
Backup Options
CryptoSafe gives you four options to back-up your data in encrypted form:
1) to the SD Card from the app itself
2) To your e-mail account as an attachment
3) To FilesAnywhere
4) To your Google Docs account
Please look for the CryptoSafe Backup Helper in the Android Market
CryptoSafe Lite
This version, CryptoSafe Lite gives you the full password keeping functionality but does not have some of the advanced options enabled. Please note that the Lite version of CryptoSafe is ad-supported. Many clients will not be comfortable entering their most sensitive personal information in an application that has the INTERNET permission. CryptoSafe Pro is for them ... the exact same app but with all the advanced features enabled, deniable encryption for any number of entries, no INTERNET permission and no ads07-09-2011 09:39 PMLike 0
- Forum
- Android Apps, Browsers, Games & More
- Android Apps
[Free App] CryptoSafe Lite
Tags for this Thread


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Is it time for more space? Or a move due to a new job? No matter the reason, it can be an enjoyable time planning for your next home, but emotional as you remember all your current home has provided. Fortunately, Ruhl&Ruhl provides trusted real estate advisors and resources to help you with every step of the process.
There are five things that buyers will consider when touring your home.
Of these five considerations, you, the seller, can only control the condition and the price. These two items you will need to pay the most attention to as you prepare your home to be listed.
The condition of a house is one of the most critical factors in selling a home. To evaluate your home's condition, you will want to review your property with "buyer's eyes." Take a fresh look at your home, scrutinizing each aspect from curb appeal, to sizing up the interior as though you are seeing it for the first time.
Make a mental note of the things that might put off potential buyers, along with another list of the things that first attracted you to your home. Then start organizing. Clean out the clutter and put away all personal items. Your potential buyers need help imagining what it would be like to live in your house. You may think about staging your home, or hiring a professional home stager.
The next steps are to clean, clean and clean again. It can never be too neat or orderly. Also, make any and all repairs necessary to put your best foot forward. You can find approved, bonded and insured professionals to do any work through the Ruhl&Ruhl Home Services Program.
Homes that have new carpet, new kitchens, new appliances, new furnace, air or roof, etc will almost always sell faster. These features however, don't necessarily add to the selling price. This is because most people are looking forward to some of these things in their new home.
Buyers are usually not concerned with the money a seller has spent on the house to maintain it or update it – regular maintenance and updating is expected by many buyers. To price a house based upon how much money you have spent on it or need to have, is a certain road to frustration.
In fact, the lesser the condition of a home, then the less the listing price must be lowered to compensate and make the house competitive. Peeling paint, dated plumbing fixtures or electrical fixtures, dated flooring or any wallpaper can each be detrimental to a quick sale.
Therefore, the best thing you can do starting right now is to fix or repair anything that is broken or worn out. As the saying goes, "new doesn't make it worth more, but worn out will make it worth less."
Lastly, never underestimate the front appearance when selling your home. You should exploit this as much as possible. The front appearance and yard should be inviting. Is the porch swept? Are the trees and bushes trimmed, and grass mowed? How about a flag or potted plants in front? This is the first place the buyers will judge whether or not they want to see more.
In order to determine an appropriate price for your home, your Realtor will complete a Comparative Market Analysis (CMA) to understand the property's condition, compare it to the market and set an accurate price. Setting the right price before you list is critical to getting the most for your home and selling it quickly.
Having a professional with experience in your neighborhood to prepare a CMA gives you the facts and insight to set the right price. Although a CMA is not a true real estate appraisal, your Realtor uses the same methodology as an appraiser to determine where your house fits into the current real estate climate.
Two rules to follow in real estate appraising are
Of course homes are never identical and adjustments must be made by giving value to certain features or subtracting for what is lacking. The integrity of the data rests on how close the comparable sales are to your house.
In comparing "like" homes, your Realtor will recommend a list price that is attractive to a buyer, but more importantly, in line with recent comparable sales, which is the price that real buyers are currently paying for similar homes. Be careful not to base your value on the asking price of other homes currently for sale. These are only asking prices, which likely will not be what they end up selling for.
The goal is to find a list price that makes a buyer want to make an offer NOW. If the price is too high, even a beautiful, lovely home can become "old news" and we may also have to adjust the price during the process to actually get it sold. I recommend that we pick a list price very near what we think the sales price will be to avoid the "price reduced" stigma.
On average your home will be among 10-20 homes that buyers will compare and contrast. To be picked first, your house must be perceived to be the best value. YOU control how fast your house sells when you pick the listing price.
Buyers should hear the listing price and become excited at the prospect of owning your home for what they perceive to be a "good' price. A good price is what a buyer thinks it should be.
A list price that is very close to that "good" price will bring a quick offer. And a quick offer means less negotiating for the seller! The longer a house stalls on the market without an offer, the more likely a buyer will "low ball" and the more negotiation is required.
The National Association of Realtors (NAR) has studied the relationship of the list prices vs. sale prices nationwide. NAR stats show that a house which is just 5% overpriced can increase the time spent on market by as much as 50%!
Subsequently, overpriced homes often must be reduced 3-5% every 60 days until a buyer makes an offer. And each time there is a price reduction, it's like starting from scratch with a new crop of buyers and resetting the clock. Overpricing results in a lower sale price and it most certainly increases the time it takes to sell than if the house had started at a competitive price.
One of the most important documents you will fill out as a seller is the Seller's Disclosure. This is a form that a seller must give a buyer, which details all physical problems and defects that the seller is aware of. You must be honest and as complete as possible when filling out this document. And only you, the seller, may fill it out. It's a big crime for sellers to fail to disclose any problems they're aware of.
Now it's time for marketing! Your Realtor should have presented a detailed marketing plan before you agreed to list with them. They will use that as their guide as they begin to market your property. Some of these tactics occur at the same time, right up front.
You can expect photos to be taken of the property as soon as it's cleared of clutter and personal items, staged and cleaned. Photos are the most reviewed item on a real estate website and can greatly impact the marketing and ultimately the sale of your home.
Your Realtor may recommend getting professional photographs taken, or even shoot videos to help showcase special features of your home or the neighborhood. Ruhl&Ruhl takes your property photos and turns them into a video to help bring more attention to your property.
At this time, a sign will be placed in your yard and the listing for your home will be placed on the Multiple Listing Service (MLS). In fact, Ruhl&Ruhl is a member of 10! Your Realtor may do additional marketing, for example, on websites like RuhlHomes.com, which has over 1 million visits a year, or Realtor.com, or through mailings or email campaigns.
Your Realtor will also share the property with other sales associates within our company to help find appropriate and approved buyers. They do this through weekly sales meetings, private Facebook groups with other Ruhl&Ruhl sales associates, email, and Realtor Tour, which invites sales associates into your home so they can provide feedback on the price, condition and features.
Please make sure if there are any fixtures, anything permanently attached to the land or the structure on the property, like ceiling lights, window shades, and curtains, that you would like to keep, you inform your Realtor. They will make a note of that on the MLS documents and may even put a note on the actual fixture.
Your Realtor may encourage you to allow them to host an open house. Open houses may occur at all different times and days of the week. They allow many different sets of eyes to view your home to see if it's a good fit. Often, visitors at open houses are near the beginning of their home search, but it's not out of the question to expect a visitor through an open house to end up making an offer.
To prepare for an open house, your Realtor will advertise. They may put additional signage up, promoting the time of the open house. They may send out mailings and may even place an advertisement in the newspaper, depending on the market and type of home.
You will want to make sure your home is clean, doors are easily accessible (walks are swept or shoveled), and that it smells fresh and clean. Your Realtor also may have you turn on all the lights and open blinds or curtains, so it's bright and well-lit. You also will be asked to take any pets with you during the open house.
Before you receive an offer, you will have requests for showings. This requires you to leave the home for a period of time, while a buyer's agent takes their clients through your home. Some buyers will see the home several times before making an offer.
During showings you will want to prepare the home similarly as you have for an open house. Turn on lights, open blinds or curtains, make sure surfaces are clean and decluttered, and ensure that the home smells clean and fresh. Again, you will want to take any pets out of your home.
We understand showings and open houses sometimes aren't easy and it can be difficult to keep your home clean during the listing process, but it will all be worth it when you receive an acceptable offer.
Advanced negotiation skills are a great asset. Combining advanced negotiation skills with detailed facts and specific real estate expertise achieve the maximum result. Ruhl&Ruhl has a specialized program to teach and certify our full-service agents for real estate negotiations that deliver for our clients.
Once an offer is made, your sales associate will take you step-by-step through the offer and what each section means. For example:
You may seek recommendations from your Realtor, but ultimately you will make the decisions. Then, your Realtor will go to work negotiating the offer with the buyer's agent and potential buyer. A professional Ruhl&Ruhl sales associate is key to negotiating the terms and conditions specified in the purchase contract. As the seller, you may choose to accept terms, reject the offer or present a counter offer.
It's important to consider your goals when accepting, rejecting or countering an offer. Your Realtor will provide what is often referred to as a net sheet. This is a worksheet that factors in closing costs, taxes, realtor fees, inspections you've paid for, as well as repairs that will come out of the proceeds, which provides a sum that you will net after the sale of your home. Depending on the offer, this could be a high number or a negative number. If it's a negative number, you will be bringing a check to closing.
Click here to see an example of a net sheet.
Now that you have an accepted offer, you need to locate your abstract as soon as possible. In order insure that you have good title to your home, an abstract of title is prepared from the records of the county where the real estate is located. The abstract covers not only the time during which you have held title, but prior owners as well. For an older home, your abstract can be very large, even hundreds of pages. Most lenders will require that the abstract be continued and title opinion rendered before they will make a loan.
You will need to get your abstract to your attorney so they can examine and report any liens, encumbrances, covenants, easements, right-of-ways, and other matters which may affect the buyer's purchase.
Once you have come to terms on the offer and both parties have signed the agreement, the buyer's agent will schedule the inspections that were agreed to. Most will have a whole house inspection with radon. A whole house inspection is an overview of your entire home. Radon measures the level of radon gas in the basement level of your home. It's the buyer's right to be present during these inspections. Once the inspection results are received, your agent will receive a repair addendum, which is a request for additional inspections or specific repairs the buyers would like you to complete. For example, the whole house inspection may show that the inspector couldn't get an adequate look at the roof, so the buyer may request the opportunity to pay for their own roof inspection.
The repair addendum is another opportunity for your Realtor to negotiate on your behalf. Again, another reason to have a Realtor trained with advanced negotiation skills and real estate expertise. You may choose to negotiate only those items not able to be seen by the buyer or you may choose to repair all items requested by the buyer to keep the transaction moving forward.
You may consider reviewing the Ruhl Approved Vendor List for vendors who are licensed, bonded, and insured, to complete any repairs at your home.
Once the repairs are completed, your lender will order an appraisal. A real estate appraisal is the process of developing an opinion of value for real property at market value. Your lender requires an appraisal because real estate transactions occur infrequently and each property is so unique. Once the appraisal is complete you will hear from your lender as your final loan commitment. They will also discuss with you your closing date and time.
You will want to make sure you secure home insurance. The Nelson Brothers Agency is an insurance agency affiliated with Ruhl&Ruhl Realtors. Click here to receive a free insurance quote.
After you have your closing date from your lender, you will want to contact and reserve any moving companies. Often these need to be secured a few weeks before closing. Click here to see a list of local moving companies.
The buyer of your home will do a "final walk through" with their Realtor a couple days prior to closing. They will double check that any repairs promised have been completed and look that no fixtures are missing from the home. They also may note anything that they didn't see before, now that furniture is often moved.
A fixture is anything permanently attached to the land or the structure on the property. For example, ceiling lights, awnings, window shades, and doorknobs are fixtures. In general, anything you have to use a tool to remove from your home is considered a fixture and should be sold with the home unless otherwise discussed. You will want to take care to ensure that fixtures stay with the home and if there are any lights or curtains, for example, that you would like to take with you, that you discuss that with your Realtor during time of the listing contract.
You will want to start notifying utility companies for your new home so they can be prepared to transfer the utilities to your name. This also ensures that the buyer has notified the utility companies that they will be moving to your old home. This includes gas/electric, water, trash collection, tv, internet, and phone. Click here to see our utility guide.
You will also want to notify the post office of your change of address. In addition, start contacting your banks, credit cards and other institutions that will be mailing bills. You may even consider updating your driver's license after closing.
The final step is closing the transaction. A closing takes place at an attorney's office, title company of your choice, your lender's office, or even sometimes at a real estate office. When all the applicable paperwork has been signed - and there's a lot for the buyer to sign - the keys are handed over to the buyer.
Please make sure you or your Realtor bring all keys and garage door openers to closing.
The buyer has 48 hours after closing to notify us of any issues in the home. Real estate contracts containing no repair contingencies may free sellers from post sale-closing liability except in cases of possible fraud, when disclosures are intentionally false. However, fraud or liability of home sellers for post-sale repairs is normally best handled by attorneys.
When you begin the process of selling your home, you should first consider your goals, your timeline and the current market conditions. First, think about why you would like to sell.
Take some time to think through these questions and put your answers to paper. It's important to understand what you hope to achieve so you can easily share that with your Realtor, once you interview and hire them.
Next, you need to consider your specific timeline. The home selling process can take anywhere from 45-180 days. It takes 45 days on average to close on your home sale after an accepted offer. On average, it can take 30-60 days to obtain an accepted offer. This is another reason that it's important to compellingly price your home so that you can meet your timeline. It also is very important to understand when you would like to move so you can work backwards into an ideal timeframe.
If you choose the right listing price, you should be able to get an offer within 60-90 days. Once a buyer makes a valid offer, it then takes 30-45 more days to close the sale. There's the inspection period, the appraisal by the lender, the abstracting by the attorney, etc. Therefore, if you have the right list price, the average time from listing to closing could be anywhere from 3-4 months.
Understand that the sale price relates directly to the length of time on the market - the further above "fair market" the asking price, the longer it takes to sell.
Lastly, you will want to consider the area's current housing market condition. Ask your Realtor how many months of inventory there are in your area or neighborhood. Months of inventory is a good way to measure supply and demand, which will impact how your home is priced.
Months of inventory reflects an estimate of the amount of time it would take to sell all of the current listings in a given area if no new listings became available.
Feeling overwhelmed already? Don't be! Choose a Realtor to help you start the process. A Ruhl&Ruhl sales associate will sit down with you and your family to walk you through these seller questions and help identify your goals. This will be the baseline for everything moving forward. Choose a Realtor that will listen, give sound advice, and that you work well with. They will not only help you start the process, but will be your guide throughout.
Hiring a professional to help your sell your house is an easy decision for many. They understand the importance of having an advocate who understands the market, law and paperwork, has the time for marketing, showings, negotiations and inspections, and also has been specially trained to handle any issues that may come up. There are some people that would like to 'go it alone', but we would encourage you to at least interview some Realtors to see how they would work for you.
Here are some additional things to familiarize yourself about the process of selling your home. If you choose to sell your home by yourself, you will want to understand these terms very well:
Behind every successful manager is a great team. In the game of real estate, you are the manager and you need to ensure you have the best team to help you reach your goals. It is the job of our Realtors to walk you through the process of selling a home efficiently, effectively and with as few issues as possible. But if and when an issue does arise, it's their job to offer solutions. In fact, this is what they are specially trained to do. You will always make the decisions, but your Realtor and the rest of the team will manage the process.
In every transaction there may be a few fears – fear of not getting an offer or not getting an acceptable offer, for example. This is the same in selling a home. It's the job of your first team member, your Realtor, to help you identify the right listing price and make sure they are addressing any of your fears. They are specially trained to support you through this process and will be your guide from start to finish. They are your counselor, your advocate, and are the person looking out for you and your interests. They have a fiduciary duty, or a legal responsibility, to act solely in your interest. You always stay the manager, but they will be the lead team member to get you home.
A Realtor brings a wealth of knowledge and experience to the business of selling a home. In fact, a licensed real estate professional provides much more than the service of finding an appropriate buyer. Realtors are not just sales agents. They are expert negotiators, seasoned financial advisors, and superb navigators around the local neighborhood. They are members of the National Association of Realtors (NAR) and must abide by a Code of Ethics and Standards of Practice enforced by the NAR.
Your Realtor will consult with you to get a handle on what your wants and needs and they will ask the right questions to direct you through the process. They will give advice to get your home ready for market, market your home, make appointments to show your home, host open houses, negotiate offers with your direction and much more. A professional Realtor is your best resource when selling your home.
When hiring a Realtor, don't do so based upon family relations, pricing, commission rate, or friendship. Decide who you believe in your mind is the most qualified to get the job done. A Realtor should be chosen for their expertise in guiding you through the home selling maze of paperwork, negotiations, and "what if" scenarios. Choose the person who has access to the proper tools.
This will be a close partnership and the best Realtor is one who has the necessary knowledge, acts honestly, and gives you terrific service from beginning to end. Here are some things to look for in an agent:
Your Realtor is your lead team member, but you will also select a lender, a real estate attorney, insurance provider, and different inspectors. Your entire team handles the process on your behalf, working to ensure it goes the way that you expect. They are always in your corner representing your interests.
Ruhl&Ruhl Realtors doesn't collect any money until there is a closing. When the house closes the brokerage company will collect a fee, typically a percentage of the total sales price on the offer.
The brokerage company then gives a portion of that fee to the buyer's agent's company for bringing us the buyer. This is how we "hire" Realtors from all other companies to show and sell our listings.
The real estate companies then split their percentage with their agents and if a relocation company is involved, they'll take an additional referral fee. On the listing side, all marketing dollars are paid up front by your Realtor throughout the listing period. There are no hidden extra costs.
Keep in mind that your Realtor will be paid nothing if there is no sale or closing. Realtors are all independent contractors and do not collect any salary or hourly wage from our company. Therefore, since Realtors are only paid if YOU receive results, they have a tremendous motivation to get your house sold. Ruhl&Ruhl sales associates will do everything they can to market your home to other Realtors and the buying public in order to get the house sold within your time frame. They also work to ensure that there are no surprises or loose ends that could foul up the sale once you get that buyer.
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Well, I have ran a few times this week, including a nerve-wracking workout of a 6 mile tempo run. Just, ya know, to make me extra nervous about holding that pace for 26.2 miles. FUN.
I completely reorganized my closet. Moved a dresser into there, moved a bookshelf out. Switched out some shelves.
I have finished my kitchen painting project (with the exception of the touch-ups of my regular paint that I need to do):
Before: Beige HELL.
After: Less Beige.
Most important lesson I learned from that project:
Yes, Amy. It is safe to get on top of your refrigerator.
(Important: Have your boyfriend do it first, though. Just in case.)
I have been shopping online, trying to figure out if I'm going to buy a new top for the marathon, or if I'm just going to wear something that I already have.
This jacket from Athleta is totes adorb.
(Ruffle along the zipper and all).
I got this half-zip top for Christmas. So, I might just wear it.
Bitches like purple.
I have also been experimenting in the kitchen a bit. Last night I cooked seitan for the first time ever. And last week, I made the best meal:
Faux CRAB CAKES!!!! OMFG!!!!
With tartar sauce!
Last month when we were in NYC, I dragged The KoB and our friends Jeff and Melissa to my favorite restaurant in NYC: Blossom. The thing is... the only meat I truly miss is seafood. So, when I saw Cape Cod Cakes as an appetizer on the menu, I ordered them. And holy shit, people... THEY WERE DELICIOUS. I was obsessed with finding a recipe and trying it at home and lo and behold I found a delicious recipe:
Now, it wasn't EXACTLY like the Blossom Cape Cod Cakes, but it was still really awesome and also really easy to make and cheap. (I feel like anytime I find a new recipe to try, I end up spending $50 bucks on shit like arrowroot powder and vegan worchestershire sauce. It can get ridiculous). These cakes are going into rotation IMMEDIATELY.
I should probably make them again next week. Otherwise, with the taper crazies/stress/nervousness, this is likely to be me:
What's that? Now you're craving jalapeno poppers and pixie stix?
You're welcome.
You're welcome.
What kinds of stuff do you during a taper? No, really. I need ideas, I've got another week of this shit to go.


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Drug Abuse Experts Serving Iowa
Change State | Show all Iowa experts
Find a Drug Abuse Expert
Experts in chemical dependence, the addiction and abuse of illicit drugs. Specialties include expert testimony in criminal matters (DUI)and civil (personal injury and domestic relations). Drug Abuse experts serve as expert witnesses and forensic consultants in Iowa legal matters, and provide expert reports and testimony for judges, attorneys, lawyers, law firms, insurance companies and government agencies in Federal and state court trials and arbitrations in Iowa.
The listings below are of Drug Abuse experts serving Iowa.
Expert ListingsGeneral and Forensic Psychiatry
Pogos H. Voskanian, MD
Philadelphia, PA
Board-certified in Psychiatry and Forensic Psychiatry. Forensic Psychiatric Evaluations, Consultations, and Expert Testimony. Civil and Criminal. Plaintiff or Defense.
Sanjay Adhia, M.D. Forensic Psychiatrist
Sanjay Adhia
Houston, TX
Dr. Adhia is a double board-certified Forensic Psychiatrist in civil, criminal and probate cases. Dr. Adhia is skilled in diagnosis, prognosis, and treatment plans for anxiety and depression disorders, PTSD, medication, drug, and alcohol addiction. Dr. Adhia's forensic and clinical practices overlap. His patients are victims and perpetrators of injury, fraud and violence, including sexual assault, rape, sex offenders, harassment, and misconduct. Intentional infliction of emotional distress can impact treatment and civil and criminal outcomes. Dr. Adhia's experience, with institutional standards of care and medical malpractice in hospital and correctional facilities, is applicable to private rehab or senior care. Dr. Adhia is Assistant Professor of Psychiatry at University of Texas Medical Branch. He also volunteers with Physicians for Human Rights treating victims of human trafficking, kidnapping and false imprisonment, and undue influence.
National Medical Consultants, PC
Initial Case Screening at No Charge
Bayside, NY
National Medical Consultants, PC, is the premier medical review team from some of the finest institutions in the country. Initial screening based on the summary of your case is always performed by qualified doctors at NO CHARGE. Our services are only available to medical malpractice attorneys and LNC's.
Alcohol/Substance Abuse/Correctional Healthcare Expert
Lester S. Silver, MD, FACP
Hopewell Junction, NY
Expert case analysis & testimony by Board-certified Internist/Addictionist. Plaintiff/Defense, Malpractice and/or Negligence. Prison/Jail Healthcare issues. Hospitals, HMOs, and Insurance Companies. Extensive experience. References.
Wolfgang Steudel MD
Wolfgang Steudel
Newton, MA
Dr. Steudel is a cardiovascular anesthesiologist with a background in lung research, and trained at Massachusetts General Hospital/ Harvard Medical School. Dr. Steudel is clinically active and specialized in cardiovascular anesthesia and difficult airway management, and will provide expert opinion and testimony on those, and other, anesthesia-related topics. Dr. Steudel is board-certified by the American Board of Anesthesiologists, and he is a long- standing member of the Editorial Board of the Society of Critical Care Medicine. Dr. Steudel is licensed to practice Medicine in the states of California, Massachusetts, Montana and New York. He is member of the American Society of Anesthesiologists, the California Society of Anesthesiologists, the Society of Cardiovascular Anesthesiologists, the Society of Critical Care Medicine, the Massachusetts Bar Association, the American Bar Association and the American Health Lawyers Association.
Steven L. Duckor, M.D., F.A.C.G., A.B.A.M., F.A.S.A.M
Steven Duckor, M.D.
Tustin, CA
Steven L. Duckor is a Diplomate with the American Board of Addiction Medicine, Certified Addictionologist with American Society on Alcoholism and Other Drug Dependencies and a Fellow of the American College of Gastroenterology. He is Past Chief of Staff of Chapman Global Medical Center in Orange, CA and is on their Executive Committee.
Forensic Addiction & Psychiatric Services, LLC
Shannon Miller, M.D., DFASAM, DFAPA
Cincinnati, OH
Board Certified in both Psychiatry, Addiction Medicine. FREE INITIAL CONSULTATION. Clinically active, wide forensic experience. Editor, major Addiction Medicine textbook. Court-deemed in Addiction Medicine, Psychiatry, Drug Testing, Gambling Addiction, Cough Medicine Abuse, etc.


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marketingmerge needed a new logo design and created a contest on 99designs.
A winner was selected from 164 designs submitted by 34 freelance designers.
7 Figure Buzz
Mike Klingler is and internet marketing trainer, teaching beginners and leaders how to get started on the internet and create a presence that is profitable, by attracting their prospects and clients to them. Mike is the founder of Renegade Professional, a highly successful membership site that consists of hundreds of video tutorials taking entrepreneurs and business owners step by step through everything they need to do to build their business online. Mike is charismatic, leader who inspires his tribe to take action and create results. He is the ultimate business coach. Mike is in the process of creating his new product 7FigureBuzz, which will be teaching strategies that will allow his audience to be able to faster reach the 7 income goals that they have.
His Target Audience:
Entrepreneurs from all walks of live - network marketers, small business owners, internet marketers, successful leaders with big teams. People who are not afraid to dream big and are aiming to create a 7 figure income for themselves.
Requirements begin here for Space Reasons:
We are looking for you to create an amazing graphic for Mike's next product
We have very specific vision of it already and will outlining the instructions below.
It's got to be 3D (3 dimensional). It would have to look like an atomic structure in the way the 7 Components of the image are linked together.
Requirements continued:
This will be a logo and modified to be illustrated.
The Product will be called 7FigureBuzz
To help you understand our vision will start from where we started when we brainstormed it.
Go to this link: http://hubpages.com/hub/Power-Up-Yo…g-Hot-Spot - then scroll down until you see the wheel looking image. The image has YOU in middle with arrows in a circle with youtube, twitter, facebook, SOB and Hubpages etc.
Imagine that the "You" is just a circle... a very cool circle, cool color like metallic barely red & a certain size shiny, & in the image you'll be making it won't say "you". We will call that the central ball. It is heavy, very heavy ball, shiny - from the future almost.
Then there are 6 other balls that are only two other sizes. Some of them are one size and blue metallic and others are a different size yellow metallic. They are in 3D as well surrounding the central ball that it looks almost like a Chemistry atom and there is a 3Dimensional metallic yellow shiny heavy stick that connects the central ball to the other 6 balls.
The 3D metallic stick might be more black, grey or maybe silver and looks like a solid tube (3D, curved like if u rolled it on the ground the stick would roll a long time).
Than you will have to create a buzz around it.
Just like atomic energy symbols showing a swirly curved line looping around a nucleus, we'll have lines curving & circling around the center ball.
Example: http://thesecretcitystore.com/Merch…20MAIL.jpg
Better example: http://pics.livejournal.com/madlady…f/s320x240
So, this creates the buzz effect and it should also be 3D effect not just lines, but as if it is made out of thick metallic shiny wire.
Good example: http://static-p3.fotolia.com/jpg/00…BOGMIZ.jpg
Than we will need the text - 7 Figure Buzz.
7 should be really big & 3D like the 7 here: http://7figurenetworker.com
And the 7 should be to the left of the figure. The word "Buzz" should be under "Figure" and be bigger than the text for "Figure" so it is same length as the word "Figure".
We require 3 versions: 1 of just the atomic image
- 1 of the atomic image along with the 7 figure buzz wording as one image
- and 1 where the image would be slightly modified but closely the same but only the balls would have an amazing image in them, still metallic in effect but with the words - YouTube, Twitter, FaceBook, Ads and Extra and the ball in middle will say YOU.
Looking forward to your designs! :)
Find out how a design contest works or learn more about our logo design services.


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UChicago Medicine offers primary and specialty care at over 40 locations throughout Illinois and Indiana.
Communicate with your doctor, view test results, request appointments and more.
UChicago Medicine offers a broad range of challenging clinical and non-clinical career opportunities doing work that really matters.
Learn more about clinical trials and find a trial that might be right for you.
The vocal cords (also called vocal folds) are 2 bands of smooth muscle tissue found in the larynx (voice box). The larynx is set in the neck at the top of the trachea (windpipe). The vocal cords vibrate and air passes through the cords from the lungs to produce the sound of your voice. The sound is then sent through the throat, nose, and mouth, giving the sound "resonance." The sound of each person's voice is determined by the size and shape of the vocal cords and the size and shape of the throat, nose, and mouth. Vocal cord disorders affect the vocal cords.
Some of the more common vocal cord disorders include the following.
Laryngitis causes a raspy or hoarse voice due to inflammation of the vocal cords. Laryngitis can be caused by excessive use of the voice, infections, inhaled irritants, or gastroesophageal reflux (GERD, or heartburn).
Vocal nodules
Vocal nodules are noncancerous growths on the vocal cords caused by vocal abuse. Vocal nodules are often a problem for professional singers. The nodules are small and callous-like. They most often grow in pairs (one on each cord). The nodules most often form on parts of the vocal cords that get the most pressure when the cords come together and vibrate. Vocal nodules cause the voice to be hoarse, low, and breathy.
Vocal polyps
A vocal polyp is a soft, noncancerous growth, similar to a blister. Voice polyps cause the voice to be hoarse, low, and breathy.
Vocal cord paralysis
Paralysis of the vocal cords may happen when one or both vocal cords doesn't open or close properly. A common disorder, this condition can range from relatively mild to life-threatening. When one or both vocal cords are paralyzed, food or liquids can slip into the trachea and lungs. A person may have trouble swallowing and coughing. Vocal cord paralysis may be caused by the following:
Treatment may include surgery and voice therapy. Sometimes, no treatment is necessary and a person recovers on his or her own.
Any hoarseness or change in voice that lasts longer than 2 weeks should be brought to the attention of your healthcare provider. (Sometimes the hoarseness may be from laryngeal cancer.)
In addition to a complete medical history and physical exam, the healthcare provider may examine the vocal cords internally with a small scope called a laryngoscope. In the case of paralysis, your healthcare provider may also do a laryngeal electromyography that measures the electrical current in the vocal cords.
Vocal cord disorders caused by abuse or misuse are easily preventable. In addition, most disorders of the vocal cords can be reversed. Your healthcare provider will figure out the best treatment based on:
Treatment may include any of the following:
Online Medical Reviewer: Freeborn, Donna, PhD, CNM, FNP
Online Medical Reviewer: Kacker, Ashutosh, MD
Date Last Reviewed:
© 2000-2019 StayWell, 780 Township Line Road, Yardley, PA 19067. All rights reserved. This information is not intended as a substitute for professional medical care. Always follow your healthcare professional's instructions.


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We'll stop directly shipping our Hugga comfort retail line (socks, shirts, jerseys) from December 18 until the new year. All of our goods are available on Amazon.com and shipping for Christmas Eve until the 22nd. See the deadlines at Amazon Gift Central.
Note that the socks sold out this week, but we've got new stock already en route. Clip-n-Seals are also shipping from Amazon.com.


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FORTUNE — Of two big events occurring this week — the G-8 Summit in Northern Ireland and the policy meeting of the U.S. Federal Reserve — which do you expect will attract more attention in economic policy circles and markets? It should be the former but will likely to be the latter. Understanding why says a lot about the world we live in today.
The G-8 Summit should be the most consequential economic attraction this week. After all, these Summits don't happen often, especially when compared to the frequency of Fed meetings. They convene powerful countries represented by their highest elected officials. And they start with the presumption of a common vision for the global economy, at least for seven of the eight G-8 members.
Yet there is a difference today between what should happen, and what is likely to happen. And when it comes to the latter, the Summit is likely to be less consequential than the Fed when it comes to global economic prospects.
Part of this is due to past outcomes. As British Prime Minister David Cameron noted a few days ago, G-8 Summits have a tendency to issue grand proclamations that end up leading nowhere. Thus his wise decision to opt for "an ambitiously modest agenda" — that is, something less grand but more likely to be effective.
Yet even this astute course correction is likely to fall short when it comes to material economic outcomes.
MORE: Banks face new stress tests
Undoubtedly, the world's consistently anemic economic growth (particularly in the West) and the return of financial market volatility require better global policy coordination. Yet the current G-8 membership lacks the right country composition for meaningful progress. (The G-20, while much better at including the systemic emerging economies, has proven too large and incompletely designed to be consistently effective).
Meanwhile, the Summit's agenda may well be dominated by two other important issues where differences have already come to the fore.
Leaders likely will — and should — discuss what to do about the enormous human tragedy that has been unfolding in Syria, and related regional geopolitical shifts. Here, important political differences have already emerged among certain G-8 countries even before the start of the Summit.
This week's meaningful initiation of trade negotiations between the European and the United States is also important, albeit from a medium-term perspective. Yet this encouraging initiative is already being undermined by some premature bilateral posturing.
So, despite Prime Minister Cameron's best efforts, most expect that, especially when it comes to economic issues, this Summit will again be big on proclamation but risks being largely ineffectual when it comes to immediate measures that make a difference on the ground.
Not so for the Federal Reserve where even a bland outcome can make a difference.
MORE: The real reason interest rates are rising
Western central banks in general, and the Fed in particular, have been at the forefront of efforts to revive economic growth, create jobs, and maintain financial stability. Lacking the support of other policymaking entities, they have courageously taken on important policy objectives with imperfect and highly experimental tools. As such, there is genuine uncertainty today about the future evolution of the cost-benefit equation, and what this means both for the willingness of central bankers to stay the course and for their current and future effectiveness.
In addition to listening to the Fed's assessment of economic developments and the outlook, many will look on Wednesday for three specific issues: whether the institution still intends to "taper" the exceptional support it provides markets and the economy; how concerned officials are about the "cost and risks" of their policy experimentation; and whether the negative global side effects are registering inside this important policy deliberating committee.
I suspect that the Fed will attempt to walk back on its tapering narrative, recognize but downplay the collateral damage and unintended consequences of its experimental policy stance, and convey little about negative global externalities.
I also suspect that, whether in the official statement or in the remarks that follow, officials will again call for support from other policymaking entities. And the great irony will be that this call well follow a disappointing communique from the G-8.
This week will likely be another reminder of the world's unbalanced economic policy mix. Central banks are committed, but limited by partial and imperfect tools. Others that can deliver the required policy complement are politically constrained at both the national and multilateral levels.
Until this basic imbalance is corrected, global growth and employment will fall short of what is both required and possible; and markets will lack the sustained underpinnings of strong fundamentals.
Mohamed A. El-Erian is the CEO and co-chief investment officer of PIMCO.


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Introduced in 2001, the Lexus LS430 is a luxury sedan that was regarded as the Japanese luxury automaker's flagship model during its rather brief run of production. Essentially a third generation redesign of the previously produced Lexus LS400, Lexus rechristened the model as the LS430 to signify its engine displacement. But a bigger 4.3-liter V-8 isn't the only thing the LS430 has on its predecessor. The LS430 succeeds in topping its predecessor in just about every department. During its half decade run of production, the LS430 was one of the finest luxury sedans on the market. Lexus continued to produce the LS430 until 2006 when it was replaced by the LS460.
Lexus produced the LS430 premium luxury sedan from 2001 to 2006. A redesign of the Lexus LS400, the LS430, provides superior ride quality, a fine interior, and a generous array of features and options. When compared to its predecessor, the LS430 also offers drivers more interior space, higher levels of comfort, better performance, more features, and even a more edgy design. The LS430 may lack the performance qualities of similar vehicles produced by BMW or Audi, but the LS430 focuses more on luxury and comfort than anything else. If there is one factor that might have given some drivers pause in regard to the LS430, it is the car's price tag. However, thanks to market depreciation, price no longer presents an issue when it comes to previously-owned models.
2006 was the final year that Lexus produced the LS430. For that year the LS430 came in a single, well-equipped trim level. Standard features on this model include 17-inch wheels, adaptive headlamps that swivel when cornering, dual-zone climate control, a 14-way power driver seat, a 10-way power front passenger seat, auto dimming mirrors, a dash-mounted CD changer, a moonroof, a rear sunshade, and a power trunk closer. Additional options include improved leather interior, heated and cooled front seats, a voice-activated navigation system, a rear back-up camera, and a 240-watt premium audio system by Mark Levinson. The Custom Luxury package contains all of the above options along with back-seat heaters and power door closers.
Other additional options include laser-based adaptive cruise control, or a radar-based system, that detects collision and prepares for impacts when unavoidable. Additionally, an Ultra Luxury package features all of the aforementioned extras along with a keyless ignition, Lexus link telematics, a smooth riding air suspension, upgraded power-adjustable heated and cooled rear seats, and a separate climate control system.
The rear drive 2006 Lexus LS430 contains a 4.3-liter V-8 engine that produces 278 horsepower and 312 lb-ft of torque. Transmission options are limited to a six-speed automatic.
Standard safety features include side airbags, head curtain airbags, knee airbags, four-wheel anti-lock brakes, traction control, BrakeAssist, VSC stability control, and a tire pressure monitor. Additional safety options include the aforementioned radar-based Pre-Collision system, which prepares for impacts by tightening seatbelts, applying the brakes, and activating the sport mode on models equipped with air suspension.
The interior of the 2006 LS430 is warm and opulently appointed with high-quality leather upholstery and wooden trim. The gauges are sharp and electroluminescent. The car's seats offer comfort and plentiful headroom and legroom in both the front and back seats. The vehicle also has a large trunk that can store 20.2 cubic feet of luggage.
One criticism of the Lexus LS430 is that it doesn't provide the same level of performance that many competing models do. However, one can also argue that the LS430 does not aim to be a performance model. The car provides a smooth ride, a quiet interior, and a suspension capable of absorbing any bumps along the road. These qualities make the 2006 Lexus LS430 an ideal vehicle for daily commuting or long-distance road tripping.
Lexus introduced the LS430 in 2001 and made few changes to the model during the model's run of production that lasted until 2006. Previously owned LS430s generally provide drivers with the same high-quality luxury sedan experience as the cars did when they were new. In 2004, Lexus initiated a minor mid-cycle update that included an upgrade of the transmission to a six-speed, the addition of adaptive headlights, knee airbags for front occupants, a standard moonroof, and minor exterior revisions. That same year, Lexus made several new options available including the Pre-Collision system and a keyless ignition. In 2004, Lexus also added the option of a Sport package, which includes 18-inch wheels, an enhanced navigation system, a rearview back-up camera, expanded voice recognition functionality, Bluetooth phone capability, and an upgraded stereo system by Mark Levinson.
2006 Lexus LS430
Luxury, Sedan
The LS430 sedan is part of the relatively new luxury division of Lexus.
2005 Lexus LS430
The 2005 Lexus LS430 makes one of the best choices for a luxury sedan.
2004 Lexus LS430
The Lexus LS is the full-size sedan that acts as the flagship car for the Lexus brand.
2003 Lexus LS430
The 2003 Lexus LS430 was completely redesigned in the 2001 model year to make it more competitive with European manufacturers.
2002 Lexus LS430
The 2002 Lexus LS430 is the flagship luxury sedan in the Toyota subsidiary's line-up.
2001 Lexus LS430
The 2001 Lexus LS430 is the flagship sedan of the Japanese luxury automaker.


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In this chapter, students will explore relationships between air quality and population density using the image visualization tool, Google Earth. You will learn how to download NO2 data and analyze them to develop a conceptual understanding of how... (View More) population and topography can influence the air quality of a region. Once you have learned the techniques, you are encouraged to explore seasonal changes in nitrogen dioxide concentrations at other locations. This chapter is part of the Earth Exploration Toolbook (EET). Each EET chapter provides teachers and/or students with direct practice for using scientific tools to analyze Earth science data. Students should begin on the Case Study page. (View Less)
Materials Cost: Free


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Panasonic Lumix DMC-GF2
The Panasonic GF2 is a Micro Four Thirds camera with a 3.0-inch touch screen, 1080 HD video recording and compatibility with Panasonic's 3D lens technology.
- Somewhat smaller than GF1
- Full HD video
- Functional, fluid touch LCD
- Disappointing battery life
- Costs as much as DSLR
- High ISO performance could be improved
Quick Take
The new GF2 adds an intuitive touch screen and a more svelte form factor. High ISO performance isn't on par with the best DSLRs, though overall images were very good.
Read Our Full Review: Panasonic Lumix DMC-GF2 Review


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This article was printed from mlb, originally published .
Read more news at: https://www.mlb.com/rockies/news
Rockies activate RHP Tyler Chatwood from 15-day DL
Club options INF Charlie Culberson
SAN FRANCISCO - The Colorado Rockies announced today that the club has activated right-handed pitcher Tyler Chatwood from the 15-day disabled list. To create room on the active roster for Chatwood, the club has optioned infielder Charlie Culberson to Triple-A Colorado Springs. Chatwood (#27) is scheduled to make his season debut in today's game against the San Francisco Giants at AT&T Park (2:05 p.m. MDT).
Chatwood, 24, made his second Opening Day roster before being placed on the disabled list on April 2 with a left hamstring strain (retroactive to March 29). Chatwood made one rehab start for Triple-A Colorado Springs on April 8 at Round Rock and pitched 6.1 innings and allowed one run on five hits, while walking just one and striking out eight. Last year, he started 20 games for the Rockies and went 8-5 with a 3.15 ERA (111.1 ip, 39 er), 41 walks and 66 strikeouts. His eight wins were a season high and his 66 strikeouts were eight shy of matching his season high (74 in 2011). The Redlands, CA native made five appearances/four starts in Cactus League play and did not receive a decision (15.0 ip, 15 h, 9 r/7 er, 9 bb, 9 so).
Culberson, 25, made his first Opening Day roster this year and has appeared in 9 games for the Rockies, going 2-for-18 with a double and 2 RBI. Last season, he split the year between Triple-A Colorado Springs and Colorado. With the Rockies, he played 47 games and hit .293 (29-for-99) with 5 doubles, 2 home runs, 12 RBI and 12 runs. The 6-foot right-hander has hit .245 (34-for-139) with 6 doubles, 2 home runs, 15 RBI and 12 runs in 62 Major League games.
The Rockies currently have a full 40-man roster.


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Local waters open to salmon fishing July 16
No, you can't fish local rivers year-round for salmon. As it is in ocean waters, there are season dates for salmon in rivers.
On Monday, July 16, most local rivers open to allowable salmon fishing. However, not all sections of the same river may open at the same time.
The summary includes:
Sacramento River: The stretch of river from the Deschutes Road Bridge near Anderson to 500 feet upstream of the Red Bluff Diversion Dam won't open to fishing until Aug. 1 and will run through Dec. 16.
From 150 feet below the Lower Red Bluff boat ramp downriver to the Carquinez Bridge will be fishable water from July 16 through Dec. 16.
Feather River: The section of river from the unimproved boat launch ramp above Thermalito Afterbay to 200 yards above the Live Oak boat ramp opens July 16 and runs through Oct. 15.
The section from 200 yards above the Live Oak boat ramp downriver to the mouth and confluence with the Sacramento River opens from July 16 through Dec. 16.
American River: Here, you really need to know boundary lines, as the relatively short stretch of river from the Nimbus Dam to the mouth of the American at Discovery Park is fractured into numerous fishing areas with different opening and closing dates:
* From Nimbus Dam to the Hazel Avenue Bridge, open July 16 through Dec. 31.
* From the Hazel Avenue Bridge to the U.S. Geological Survey gauging station cable near the Nimbus Hatchery, open July 16 through Aug. 15.
* From the U.S. Geological Survey cable crossing near the Nimbus Hatchery downriver to the Sacramento Municipal Utility District power line crossing at the southwest boundary of Ancil Hoffman Park, open July 16 through Oct. 31.
* From the SMUD power line to the Jibboom Street Bridge just below Interstate 5 above Discovery Park, open July 16 through Dec. 31.
* From the Jibboom Street Bridge to the mouth of the river where it meets the Sacramento River, open July 16 through Dec. 16.
There are numerous dates for various stretches of the Mokelumne River. It's advised that you pick up a copy of the current regulations, from a sporting goods outlet or online at "www.dfg.ca.gov," for additional information.
The daily bag and possession limit on all river systems is two Chinook salmon.
Current fishing
American River: Early morning and late-afternoon shad fishing is still a possibility with decent catches coming in. If nothing else, the fish nicknamed "the poor man's tarpon" is a blast to catch, especially on ultra light tackle. And, shad are excellent smoked.
Lake Amador: The lake is still in super shape, down only a couple feet from full. Bassing is hot with some real hawgs falling to something like a Brush Hawg that's Texas rigged. There are bucketmouths going more than nine pounds. Staying the night? Fire up the lantern and soak stinky stuff on the bottom. Catfish also are hitting.
Clear Lake: Hardly the best fishing right now, and with the warm weather, look for a lot of algae and moss in the water, especially close to shore. You'll find bass trying to beat the sun by hiding under docks and wherever there's structure providing shade. You can tempt the bass to come out of the weed beds and tules to attack top-water gear if you get an early start or just before the sun sets. Otherwise, it's time to work worms.
Eagle Lake: You can still launch at Spaulding, but it soon will be iffy. Local guide Tim Noxon estimates maybe another couple of weeks at most. The Community Services District has marked a channel to get in and out, but as the water drops, that also will become unusable. The only launching then will be at the southern end of the lake, where it's expected to be no problem until the end of fishing season Dec. 31.
In the meantime, with the warming temperature, trolling action has slowed to a virtual crawl. If you're bent on trolling, head for the deeper areas to find fish concentrating on cooler water. There are several underground springs in the southern end. Work the deeper water around Slough and Wildcat points, down 45-55 feet. That's also where you'll find anglers bobber fishing with a suspended crawler. The word is, however, the bobber bite is mostly over by 6:30 a.m.
Camp Far West: Recreational boating traffic on weekends is heavy, making fishing almost impossible. During the week, however, you can find quiet time, and plastics and something like a Brush Hawg is enticing a decent bass bite. This lake isn't known for super lunkers, but one- and two-pounders can keep you busy.
Lake Oroville: The lake is dropping but still around 90 percent, as they're letting cooler water out for any salmon that might be coming up the Feather River. The North Fork is kicking out a bunch of bass to 2½ pounds. Cranks and spinner baits should get you bit. Drop-shot a worm in five to 20 feet, and you should get pestered by smaller fish. Salmon have gone deeper, but big numbers are possible. It will take downriggers to get down to the 50-90 feet where they are.
San Francisco Bay: Stripers could break loose any day inside the bay. Jim Smith of the Happy Hooker and son James Smith of the California Dawn are working bay waters consistently. They're picking up some bass but not like it will be, hopefully, in the next week or so. In the meantime, they're getting halibut inside the bay with a few stripers, and going outside, under the "gate," for sack loads of rock cod.
Salmon: Salmon fishing remains excellent for the most part. There are days when everybody on board gets limits. Other days, boats have to work hard for the fish they put on board, and sometimes that might only be a fish per rod. Up and down the coast, it's really the same story with the Bay Area fleet, Bodega and Fort Bragg. Most of the Chinooks are in the teens, but true smoker hawgs are being netted, some 30-35 pounds.
Scotts Flat: This is a nice lake to visit and doesn't take much time to get to, just above Nevada City-Grass Valley. The DFG recently dumped 2,000 pounds of rainbows into the lake. Because of its lower elevation, the fish immediately headed for the depths so you need to drop down 80 feet. Head up to the inlet where cooler water enters the lake, too.
Caples Lake: Shore casters and trollers have scored on rainbows, and the fishery is only going to get better with a scheduled plant by the DFG. Some taken by those on shore have hit three pounds with Power Bait being the main enticer. Trollers have done better, size wise, by hauling a flashy lure around Wood's Creek and Emigrant Bay, with rainbows from 2-4 pounds.
Contact George deVilbiss at firstname.lastname@example.com.