text:
NuVasive Inc 3/12/13
Department of Health and Human Services
|Public Health Service
Food and Drug Administration
|Los Angeles District
19701 Fairchild
Irvine, CA 92612-2506
Telephone: 949-608-2900
March 12, 2013
Keith C. Valentine
President and Chief Operating Officer
NuVasive, Inc.
7475 Lusk Blvd.
San Diego, California 92121
Dear Mr. Valentine:
During an inspection of your firm located in San Diego, California, on October 29, 2012, through November 2, 2012, an investigator from the United States Food and Drug Administration (FDA) determined that your firm manufactures the Affix Spinous Process Plate System. Under section 201(h) of the Federal Food, Drug, and Cosmetic Act (the Act), 21 U.S.C. § 321(h), these products are devices because they are intended for use in the diagnosis of disease or other conditions or in the cure, mitigation, treatment, or prevention of disease, or to affect the structure or any function of the body.
Our inspection revealed that the Affix Spinous Process Plate Systemis adulterated under section 501(f)(1)(B) of the Act, 21 U.S.C. § 351(f)(1)(B), because your firm does not have an approved application for premarket approval (PMA) in effect pursuant to section 515(a) of the Act, 21 U.S.C. § 360e(a), or an approved application for an investigational device exemption under section 520(g) of the Act, 21 U.S.C. § 360j(g). The device is also misbranded under section 502(o) the Act, 21 U.S.C. § 352(o), because your firm did not notify the agency of its intent to introduce the device into commercial distribution, as required by section 510(k) of the Act, 21 U.S.C. § 360(k). For a device requiring premarket approval, the notification required by section 510(k) is deemed satisfied when a PMA is pending before the agency. [21 CFR 807.81(b)] The kind of information that your firm needs to submit in order to obtain approval or clearance for the device is described on the Internet at http://www.fda.gov/MedicalDevices/Device RegulationandGuidance/HowtoMarketYourDevice/default.htm. The FDA will evaluate the information that your firm submits and decide whether the product may be legally marketed.
For example, the "ILIF Surgical Technique" indicates that the Affix plate may be used "as an adjunct to interbody fusion (XLIF®, ALIF, PLIF, and TLIF.)" Although your firm has multiple 510(k)s cleared for this device, none of them include the use of the Affix plate with only an intervertebral body fusion device. This constitutes a new intended use and a new 510(k) is required in accordance with 21 CFR 807.81(a)(3)(ii).
Your firm should take prompt action to correct the violations addressed in this letter. Failure to promptly correct these violations may result in regulatory action being initiated by the FDA without further notice. These actions include, but are not limited to, seizure, injunction, and civil money penalties. Also, federal agencies may be advised of the issuance of Warning Letters about devices so that they may take this information into account when considering the award of contracts.
Please notify this office in writing within fifteen business days from the date you receive this letter of the specific steps your firm has taken to correct the noted violations, as well as an explanation of how your firm plans to prevent these violations, or similar violations, from occurring again. Include documentation of the corrections and/or corrective actions (including any systemic corrective actions) that your firm has taken. If your firm's planned corrections and/or corrective actions will occur over time, please include a timetable for implementation of those activities. If corrections and/or corrective actions cannot be completed within fifteen business days, state the reason for the delay and the time within which these activities will be completed. Your firm's response should be comprehensive and address all violations included in this Warning Letter.
Your firm's response should be sent to: William S. Vitale, DMD, Compliance Officer, U.S. Food and Drug Administration, Los Angeles District Office, 19701 Fairchild, Irvine, California 92612. Refer to the Unique Identification Number 392911 when replying. If you have any questions about the contents of this letter, please contact: William S. Vitale, DMD at (949) 608-2919, (949) 608-4415 (fax) or, via e-mail to email@example.com.
Finally, you should know that this letter is not intended to be an all-inclusive list of the violations at your firm's facility. It is your firm's responsibility to ensure compliance with applicable laws and regulations administered by FDA. The specific violations noted in this letter and in the Inspectional Observations, FDA 483, issued at the close of the inspection may be symptomatic of serious problems in your firm's manufacturing and quality management systems. Your firm should investigate and determine the causes of the violations, and take prompt actions to correct the violations and bring the products into compliance.
Alonza E. Cruse, Director
Los Angeles District
Patrick Kennelly, Acting Chief
California Department of Public Health
Food and Drug Branch
PO Box 997435
1500 Capitol Avenue, MS-7602
Sacramento, CA 95899-7413


text:
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subset: commoncrawl


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A new study by Canadian academics says Mother Teresa was a product of hype who housed the poor and sick in shoddy conditions, despite her access to a fortune.
The Times of India, reporting on the controversial essay, wrote that the authors asserted Mother Teresa saw beauty in the downtrodden's suffering and was far more willing to pray for them than provide practical medical care. Meanwhile, researchers say, the Vatican engaged in a PR ploy as it threw aside concerns about her suspicious financial dealings and contacts to forgo the five-year waiting period to beatify her.
One of the researchers, Serge Larivee of the University of Montreal's department of psychoeducation, told the school's website, "Given the parsimonious management of Mother Teresa's works, one may ask where the millions of dollars for the poorest of the poor have gone?"
The research paper claims that the celebrated nun had 517 missions in 100 countries at the time of her death, but that the majority of patients were not cared for properly and many were left to die, according to the university website. In addition, the Vatican is said to have ignored a doctor's assertions when it concluded that a Mother Teresa miracle healed a woman who had tuberculosis and an ovarian cyst.
Researchers Carole Senechal of the University of Ottawa and Larivee and Genevieve Chenard from the University of Montreal came to their conclusions by examining 96 percent of the originally researched, published works about Teresa, according to the U of M website. Their findings are to be published in French-language journal Studies in Religion/Sciences.
Read the rest here.
Well, gee whiz, what took them so long? Christopher Hitchens was debunking the supposed saint of Calcutta back in 1995 with his book, The Missionary Position. Why should it take 18 years for the rest of the world to wake up to the fact that Ma. Teresa was a fraud who seemed to worship suffering, particularly that of her charges, rather than take any meaningful action to ameliorate that suffering?
I doubt this will have any impact on the efforts of the RC church to fast-track the process of promoting Ma. Teresa to sainthood, but perhaps it will wake up some others to the propaganda surrounding her and her cult.
Views: 853
A worthy lawyer might advise the poor unfortunate victims of negligent industrial poisoning in India to seek compensation from the multi-national corporations responsible for it. Mother Theresa's advice was to 'forgive, forgive' - she said it twice passionately.
I think she gets off on the suffering of other people. You know, it bring them and her closer to the lord. She had the power, means and connections to turn her Calcutta hospice into a proper hospital to western standards.
Alas, the dying lay on the floor and receive little comfort until the end.
The catholic church is an international fraud run by criminals. It is slowly being stitched up in the western world.
That MT got off on the suffering of others is all but a documented fact. That she improved the condition or reduced the suffering of her charges is, conversely, questionable as hell. Far as I'm concerned, she is a fraud, even as the Hitch labeled her as such, 18 years ago, and deserves about as much adulation as those damnable pedophile priests do.
I agree. Her fraud has been known for years. She didn't even give the people in her care pain medicine, but she got the best medical care for herself.
Being raised mormon, I never believed the positive hype about her or the catholic church, but since thinking for myself and listening to several atheists and agnostics, I see what a horrible person she was, and what a horrible religion it is.
I think mormonism is horrible, but I'm starting to see that catholicism is probably worse.
once one escapes the tar and feathers of mormoron-ism, one commonly envisions all other religions on a scale of evil, which is good, but may be confusing. let me assist, if i may? there is no god, therefor the so-called 'religions' are invalid. the members of an such group will defend their ummmm, 'right' to errrrr, 'believe' and their ahhhh, 'faith' will sustain them thru any such attack upon their ritualized suicidal path....some will become quite violent if not in act, at the very least, voices. the human 'rights' are not the issue for thinkers, only for the mind dead religious. there is NO defense for genital mutilation. ordered by their god. no defense for slavery, which is ordered, again. and women?? to be quiet and obedient following the man whom she is ordered to stay with for life, even if he's a violent alcoholic pedophile? read everything by hitchens or harris or me, this will provide you with many useful phrases in defense of the reality we share and the opposition will fade rapidly...into silence and don't forget to not be afraid of the mormoron chuch, those stupid fuckers, eden in mo? what person could possibly 'believe' that claim? no defense for religion, folks. none. to suspend the physical laws of the universe, because granny's knee hurts and i rilly want it fixed, is simply an affront to the idea of a totalitarian leader, to think god would stop being god and listen to your pitiful lies and desires while ignoring the 6000 kids who will be having their ritual genital mutilation ceremony today! maybe that's why it happens? because the chuchy's are taking up all of god's time with personal bullshit, NOT issues which would make human life MUCH easier....there is no god. loose all faith. depend entirely on your human ability to reason. semper fi motherfuckers!
Glad to see Hitchens vindicated and glad to see some open discussion about this parasitic nun. If someone in the US ran a hospice like hers, they would have been arrested. Probably some prison time for abuse of the sick and dying. It's why we have adult protective services
I doubt she brought as much into the Catholic Cabal as Mussolini, but she did her part.
Vile, inhumane, abusive, hypocritical fraud. She'll be deified for sure.
Amazing. Pedophile priests get a pass because they're supposedly "respectable." Nun with a suffering fetish runs her hospice like a torture chamber and gets a pass for the same reason. Someone must be passing out rose-colored spectacles like topsy to keep these assholes' reputations intact.
the fast track to sainthood, indeed. she will almost certainly become the new ummmm, rcc star of hope? imagine being left alone in a crowded room filled with the cries of agony the cancerous and terminal humans who, are provided with a simple cot. and a wall to lean on while you shit yourself to death! no paper, use your left hand. no blankets, it's bombay! it's always warm. and THIS tiny hate filled thing is the reason! the rcc has a long standing manner when regarding the imminent death of a parishoner, visit the family, find out about their wealth or lack of it, convince the fam that their beloved can purchase an indulgence. the money will never be seen again by the needy, it must be relocated to the MOST needy first. how does this make any sense at all? once i give you money, it's yours, not mine anymore, no longer any concern of mine. but, what about the care i paid for? a waiting list? what about the fast-track you spoke of? wellll, they ALWAYS answer with, god works mysteriously don't he? how could that make any sense? there is no debate that terry was hard line rcc. she stated in public that the greatest threat to humanity in africa was condoms!!??!!??? fucking rubbers? worse than aids? go fuck yourself terry. and take the rcc with you. tax the chuch, watch the economic meltdown NOT happen. watch the deficit disappear! this year! i have read of the driver, who is a minister, and gets a $60000 annual paycheck. all tax free, of course, he's got god. play their game, get mo' money. all religion is poison. ALL. thanks for your time, my apology for the rant. fuck the chuch. semper fi motherfuckers!
thanks for the reference. everyone we know is introduced to Hitch, should they not know of him. the bbc piece was excellent as Hitch had final cut approval, but, the reporting and research he accomplished is unparalleled in modern print. such a great loss. he gives us voice and many tools to use against the un-reason we face day to day. also his piece on our need to be offensive. more offensive, means simply to refuse to be bullied any longer by the chuch bullshit we are forced to deal with! bless you, or i'm praying for you? don't. prayer is a good way to avoid any contact with another human. a good way to do nothing but, look good at chuch! send money if you want to help. don't insult us with your imaginary friends and their worthless promise.
Why should mother theresa's wealth to charity ratio be any smaller than the vatican's?
She was probably saying to the boys' club in Vatican City (sotto voce, of course!): "See, guys? Us gals can raise money to glorify ourselves, too!"
[sigh] Who on this earth has raised so much money (and from questionable sources [the Duvaliers, anyone?!?]) and done so little good with it?
The odd thing is how little she cared about spending that wealth to make her own life more comfortable. What the fuck good is that kind of money if it isn't being spent on something. The pope was spending the vatican's cash like a drunken sailer, with custom slippers and vatican remodels that were grotesquely over budget and so gaudy that Jesus would have strangled him with his bare hands, if he were real. Clearly, if mother theresa were honestly concerned for the well being of the unfortunate, she wouldn't have been letting a boat load of cash sit there and do nothing.
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text:
About Dr S Y Govender
Dr. S. Y. Govender (Sagie) is the senior minister of Antioch Christian Tabernacle and founder and presiding apostle of ABC Ministries. Antioch Christian Tabernacle is the local church and ABC Ministries is the resource centre that resources pastors globally.
Page 6 of 6
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...I wept.
Big. Fat. Wet. Tears.
Tuesday, April 26, 2011
I'm Man Enough to Admit It...
...I wept.
Posted by The Vicar of VHS at 5:12 PM
Labels: Paul Naschy
6 comments:
- Samuel Wilson said...
So did Frankenstein, apparently....But if the trailer makes you weep, you're going to be inconsolable when you see the feature!...;}
I must admit, though, I get just a little misty at the thought of seeing it myself.
- April 26, 2011 at 8:34 PM
- Jenn said...
Oh. Hell. Yeah.
- April 27, 2011 at 10:07 AM
- The Vicar of VHS said...
@Samuel--they were tears of joy, my friend! It was lovely seeing him getting the respect he craved during his life, from such varied and even mainstream sources. I simply cannot wait to see the whole documentary. I hope it gets a stateside release.
@Jenn--I knew you'd like it. ;) Viva El Hombre-Lobo!
- April 27, 2011 at 11:09 AM
- Al Bruno III said...
That really was great and thanks to this website I own (and love) a DVD of THE HUNCHBACK OF THE MORGUE. So in your way you are spreading knowledge of this man's work.
Now get back to writing before I come over dressed as Richard Simmons and carrying a bullwhip.
Writer's block my ass...
- April 27, 2011 at 1:25 PM
- The Vicar of VHS said...
@AlBruno--I'm getting back to the SOURCE here, man! It's all part of my recovery scheme...
- April 27, 2011 at 1:38 PM
- The Duke of DVD said...
First of all, that trailer made me tear up and gave me a chub at the same time (kinda like my Saturday nights, amirite? BOOYAH!)
Ahem, anyway, I'm voting for Al Bruno showing up at the Vicarage dressed as Richard Simmons and wielding a bullwhip. I'd pay monies to see that. Many monies.
- April 27, 2011 at 1:45 PM


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Thursday, April 6, 2006
Boyer's Mallo Cup
While on that fateful trip to Pennsylvania in February I picked up some Mallo Cups. How could I not? They're made right there in Altoona by the Boyer Candy Co. Soon, I will have tasted all the marshmallow cups there are. Boyer is known for cup candies, they also have the Smoothie Peanut Butter Cup, which has a devoted following.
The Mallo Cup is the East Coast version of the Cup-o-Gold which consists of a milk chocolate cup filled with marshmallow (of differing consistencies) and a little coconut on the top.
The coconut smell is quite apparent when raising the cup to the mouth. The chocolate is sweet and very creamy with the coconut bits providing a chewy texture. The marshmallow center is soft and runny, but not too flowing as to make a mess.
Like the Valomilk, the Mallo Cup suffers from some structural integrity issues - in this case the chocolate base is too thin, so I was not able to remove either cup in my package from the paper without leaving some chocolate behind - basically bottoming out. (If you look closely at the photo, which you can click to enlarge, you'll see that there is no base at all as I wasn't able to peel it off for the photo. Maybe refrigeration would help.) The marshmallow itself has a nice flavor and consistency - it's not at all foamy but not viscous or grainy like some others marshmallows. It doesn't have any perceptible flavor of its own so I came away with more of a chocolate/coconut vibe.
I liked it quite a bit better than the Cup-O-Gold, I liked the sweetness of the chocolate, nutty scent of the coconut and mellow filling and the proportions seem better balanced (the Cup-O-Gold seemed to be too much chocolate and of course was single cup in a package).
The unique selling proposition of the Boyer Candies, though, is the "Play Money Rebate Offer". The tray in the Mallo Cup package is actually a coupon advertising their rebate program - save up 500 Points and you can get a $1.00 rebate. Each Mallo Cup tray is worth 5 points. Yes, you get a dollar for every 100 Mallo Cups you buy! The points are also good for other merchandise such as candy tins, sweatshirts, mugs and caps. I have no idea how long they've been doing this, but the copyright notice on the package says 1983.
Other opinions: Writers/Artists Snacking at Work gave it a 7.5, Candy Wrapper Museum just doesn't like marshmallow, Taquitos.net thinks it smells like coconut and finally, read about the long road back for the Mallo Cup production line.
Related Candies
POSTED BY Cybele AT 6:34 am
Next entry: The Saga of the Valomilk: Four of Five
Previous entry: The Saga of the Valomilk: Episode Three of Five
Meticulously photographed and documented reviews of candy from around the world. And the occasional other sweet adventures. Open your mouth, expand your mind.


text:
This blog is designed to explore the wide gap between those who have access to technology and use it effectively and those who do not. The technology gap exists between those who can create and innovate to produce new technologies and those who cannot. It also exists between those who can access, adapt, master and use existing technologies and those who cannot. If we don't begin to embrace technology we risk the chance of becoming an extinct population of society in the workplace.
Friday, June 21, 2013
Sunday, June 16, 2013
Wednesday, June 5, 2013
Check out What's New in June 2013 @ TAB Training & Consulting, LLC
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text:
|2012-12-21, 17:05
|Link #881
Senior Member
Join Date: Oct 2007
argument continues.
But I suppose saving lives is more important than pride
The bigger issue would be cost as mentioned, such that even Foxnews' iffy at this idea. Assuming the armed security guard has similar salary to teachers, that would be like 1-2 extra teachers for every school in terms of cost.
Last edited by maplehurry; 2012-12-21 at 17:35.
|2012-12-21, 17:47
|Link #882
Join Date: Nov 2003
Location: Hamburg
Age: 49
1) Make sure that every firearm needs to be registered and assigned to a person. Hold this person liable for crimes committed with the firearm, for lack of oversight and irresponsible behavior. So that whoever owns a gun better keeps it safe and locks it away.
2) Make sure that it is illegal to carry unregistered guns. Fine whoever is found in possession of an unregistered gun to kingdom come, and immediately confiscate and destroy the weapon.
3) Pay bounties to whistleblowers who tip off successful police raids which lead to weapon confiscations. Take the money out of the point 2)-based fines.
This way, you can fulfill your second amendment and still reduce the number of weapons on the streets significantly. And then letsee if it helps.
If you disagree with this proposal, please give reasons why.
Violent crimes in general are still more prevalent in the US compared to e.g. Europe, but not remotely by 8 times. Which means that your criminals are made "more effective" by firearms.
Besides, where to draw the line? Pepper Spray? Flashbangs? Concussion grenades? Fragmentation grenades? Chemical weapons?
In this world, guns are a necessary evil. It's just my opinion that it should be restricted to those persons and organizations that actually need it. Not to push up everyone's testosterone. If you don't, stuff happens much more often. Fact.
|2012-12-21, 18:11
|Link #883
blinded by blood
I actually agree with your ideas, Mentar, except I'd like to add the stipulation that licensing and registration of firearms should either be free or no more expensive than obtaining a driver's license. If you don't ensure this, it'll just wind up being yet another discriminatory measure against those who are not wealthy. Already the rich can basically ignore existing gun laws and do whatever they want. I'd prefer not making it worse.
Also, if an unlicensed individual is found in possession of a stolen weapon that was promptly reported, the stolen item should be returned to its owner and not destroyed (after the process of justice is complete, of course). There's enough of that crap already where the police either destroys or just keeps stuff that people stole instead of returning them to their rightful owners. A gun owner shouldn't be penalized for being victimized, especially if they immediately report the missing weapon(s) and all of its identifying characteristics to the police.
|2012-12-21, 18:21
|Link #884
The Comet has Come
Join Date: Feb 2008
Location: Republic of California
Age: 41
Such a thing would get a lot of resistance. There is a sizable collection of people that dispite not being criminals, do not want the government tracking their weapons. Mostly on the notion such records will be used for confication purposes (became the prevalent though in the late 1980s and 1990s).
I also seem to remember some sort of computer game or maybe it was a movie were the US was invaded (somehow) and the invaders systematically hunted down everyone that owned a gun via their registered weapons in the BATF's records. Though for some reason I think the invasion was from Mexico (Don't remember clearly, it was a long time ago. Was like a rising of LA RAZA backed by Soviets or something. I think the game was about doing airstrikes from a carrier offshore if you lost our airbase to whatever it was).
|2012-12-21, 18:23
|Link #885
books-eater youkai
Join Date: Dec 2007
Location: Betweem wisdom and insanity
"Smart guns" show promise, but not readily available on U.S. market
|2012-12-21, 21:03
|Link #887
Senior Member
Join Date: Apr 2006
Location: Physics Lab
I'll leave this here and let you draw your own conclusions from this study.
|2012-12-21, 21:13
|Link #888
Obey the Darkly Cute ...
Join Date: Dec 2005
Location: On the whole, I'd rather be in Kyoto ...
Age: 61
|2012-12-21, 21:40
|Link #889
Love Yourself
Join Date: Mar 2003
Location: Northeast USA
Age: 33
The same pattern appears when comparisons of violence to gun ownership are made within nations. Indeed, data on fire‐ arms ownership by constabulary area in England, like data from the United States, show a negative correlation,10 that is, where firearms are most dense violent crime rates are lowest, and where guns are least dense violent crime rates are high‐ est.11
This is in conflict with the data from the American government database. Citation 11 (which covers the statement about the United States) refers to an article from Psychology and Social Policy. While I find psychology to be an interesting field, I do not hold it nor experiments related to it in high regard as a science in general. I'll try to get a hold of the original article to determine what data bank and statistical analysis they used, or whether they made this assertion based off of psychological questionnaires. If it's based off of statistics from a different data set, that will be interesting. If it's based off of psychology, well... excuse me for preferring numbers of actual events.
One example of shifty citations:
As of 2006, if the police catch a mugger, robber, or burglar, or other minor criminal in the act, the policy is to release them with a warning rather than to arrest and prosecute them.24
Citation 24 refers to an article in The Daily Mail. That's a tabloid. I don't know whether this is the true policy or not in England, but surely there was a better, more... reputable source than a tabloid? It doesn't discredit the article to have this citation in there, but it means that you can't accept a statement with a citation number next to it as being something solid.
|2012-12-21, 21:59
|Link #890
Join Date: Feb 2008
And yes, please continue to sling mud, I guess someone has to right?
As for the specific cases I was talking about, no, the "deed" wasn't already done. In the case of the church shooter, he killed himself right after he was wounded by a guard while attempting to carry out his mass shooting.
and in the case of the principal, he was able to stop the shooter from further attack and detain him until the police arrived.
Escape is not always an option, depending on the design of the building and you (and the shooter's) position, or as it was in Virginia Tech, literally impossible due to preemptive measures by the shooter.
As for rushing, these shootings are not taking place on a wide open field where you're starting from 500 yards downrange. These are extremely close quarter affairs where the shooter are in the same room as his victims, it doesn't take much time to cover even the maximum distance - back of the room to the door, this leaves the shooter with only a few seconds at the most to deal with a rush.
Also, real life is not like the movies, you don't get flung back 20 feet and insta-gibbed because you got hit with a bullet in you arm or your shoulder. With the typical classroom size of 20-30, the shooter would have to be a real life version of a headshot aimbot to do what you think would happen. In the real world? Not even Carlos Hathcock can do what you think would happen.
Basically, don't try to talk tactics when you obviously have no clue about them.
Lastly, and I'm getting real sick of this, if you're not willing to put in even the smallest of efforts to know what an automatic weapon or an assault rifle is, then I see no point in carrying on this conversation - it's like trying to talk modern astronomy with someone who still believes in the geocentric model.
But hey, dont' let me stop you trying to sling mud at Americans at every opportunity
|2012-12-21, 22:28
|Link #891
Custom User Title
The fact that any adult in the US can just buy a gun and ammunition is absolutely ridiculous. There is not a single reason why this should be allowed when faced with the reality that any mentally fractured person can take the life of another person. The possession of firearms should always, in all cases, require the aquirement of a written, legal permission that also stands as a testament to an individual's ethic maturity. The fact that there are people who do not share this view point scares me, to be honest.
|2012-12-21, 22:28
|Link #892
Senior Member
Join Date: Oct 2007
The conclusion mentioned another study that compare Canada and USA's murder rate in 1976-1980.
The murder rate was similar while USA had much higher gun ownership at the time.
So the pro-gun people can say, higher gun ownership does not lead to more murder.
While the anti-gun people can say high gun ownership has failed to deter crime.
Both sides WIN.
|2012-12-21, 22:46
|Link #893
Obey the Darkly Cute ...
Join Date: Dec 2005
Location: On the whole, I'd rather be in Kyoto ...
Age: 61
Not every adult in the US can buy a gun. There are all kinds of restrictions (felons, age, domestic abuse, brakes on the purchase transaction, etc.). Are they working? Well, they're not implemented very well or they're underfunded.
Who is writing these "permissions"? On what basis do we trust the permission granters? How have we vetted them? How is that different than vetting the purchaser?
Women often resort to guns when the men in their life are violent jackasses. Its an equalizer. Will the permission granter giver her a nod? What if he's the abuser? Just following ramifications.
Fear is usually mitigated by knowledge. I'm quite aware the status quo is busted and we need solutions. I just want the solutions to actually work and not just make people with no clue feel better or make the problem worse.
|2012-12-21, 23:03
|Link #895
Custom User Title
I'm not here to talk specifics. I'm just here to talk common sense. Baseball bats and knives can kill, sure. A gun, however, will kill if used even semi correctly, without leaving the victim any chance. That is just too much power at the finger tip of a single human being to just let anybody have it. You were saying that that's not the case entirely and also suggesting that the access restrictions are not implemented well. I would agree on that, but I would add that they are simply not restrictive enough. Here in Germany, I don't know a single person on a personal level, who owns a gun. Not one. And I don't think I would feel comfortable knowing that they had one.
|2012-12-21, 23:10
|Link #896
Obey the Darkly Cute ...
Join Date: Dec 2005
Location: On the whole, I'd rather be in Kyoto ...
Age: 61
I've got bruises on my forehead from facepalming at the dozens of jackass stupid "oh, he played video games" "he wore black" "he listened to metal" irrational nonsense being uttered (whether it is the moron LaPierre, a half dozen politicians from both parties, or the last interviewed "soccer mom idiot") I've been inundated with over the last few days.
I'm not going to dispute a gun-less society might feel safer to most people (ignoring possible problems with governments going haywire) but the problem in the US --> how do you get there without creating havoc and chaos? Our law enforcement ratio is really low. Where I live, police response time is 15 to 30 minutes and I'm only 20 minutes from the center of a large metropolitan area. Police in the US are legally not required to prevent crime (judicial rulings) or even protect civilians. Their only legal bounding is to clean up afterward. So if I or my neighbor experience a home invasion - we are really on our own. In other words, there are a ton of issues that have to be dealt with simultaneously.
Last edited by Vexx; 2012-12-21 at 23:22.
|2012-12-21, 23:11
|Link #897
The Dark Knight
Join Date: Dec 2005
Location: From the deepest abyss in the world, where you think?
Age: 33
I mean if a guy shows up and starts shooting, then the teachers "could" retaliate with their guns but then you end up with a shooting spree. If I recall correctly these "bad guys" come armed not with guns but lots of ammo AND bullet proof vests and they are prepared. A teacher would just be armed with a regular handgun and it'd be a spur of the moment. How does the math teacher across the school know what the English teacher whose engaged with the shooter doing?
Plus when the cops show up how do cops know whose the bad guy? They rush in with guns drawn and they see an adult with a gun who could mistakingly point it at them or they think from their angle that it's pointed at a child and they end up shooting him/her?
As for armed guards...I'm not sure but in schools since 2000 we always had police officers around and one "designated resource officer" who patrolled the halls and at times gave lectures about safety. Honestly I don't see an issue with having a guy around but there's more to the problem than just placing a guard at each school.
|2012-12-21, 23:11
|Link #898
The Comet has Come
Join Date: Feb 2008
Location: Republic of California
Age: 41
Just out of curiosity, is Germany heavily anti-gun for citizens, or has it been regimented for a generation or two? It just seems the ones that are the most anti-gun here are German, which just leads me to question why this is, as oppose to say Dutch or French.
I don't recall when firearms for civilians became illegal for German citizens. Or is it just a heavy restriction? It doesn't sound like it with the ideology we've been getting is pretty much "guns belong in the hands of the military and the police....no one else", or something similar.
It just increased my curiosity, that's all.
|2012-12-21, 23:32
|Link #899
Custom User Title
The German gun laws are definitely among the strictest on the planet, even though owning a gun is not illegal. In order to simply own a gun, you need a certain license called 'Waffenbesitzkarte'. To be able to access one, you need to fulfill different criteria like for example physical and mental capability. You also need to give a written explanation as to why you would like to apply for a license (hunting, sports, collecting etc.). Depending on your reason, there are additional restrictions.
In order to be legally allowed to carry a weapon outside of your house, you need a completely different license, though ('Waffenschein'). Such a license is only ever permitted in exceptional cases. I googled it. You need to proof that owning a gun would considerably lessen the danger of a position you are in, and that this certain position renders you more endangered than the general public. Not all weapons are allowed to be carried with that license, though, and there are places you will never be allowed to take a gun to like for example at public events.
As to why this is the situation with Germany, I have no idea. What I can say, is that even though getting a license that allows you to have a gun at home is not all that hard, few people actually feel the need to make use of that.
|2012-12-21, 23:51
|Link #900
The Comet has Come
Join Date: Feb 2008
Location: Republic of California
Age: 41
Interesting. I wonder how or what difference there was between East and West Germany, though that was now well over 20 year ago. Or if that even mattered when it came to gun regulation, or probably more importantly to the topic of US civilian ownership of firearms, the mentality of the German people towards to subject matter?
If you are wondering, I am simply trying to figure out how the various stances came about. I know of US regulations and a little bit about UK and some of the Commonwealth countries regulations, but not the rest of Europe for example.
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Mark Knickrehm is group chief executive of Accenture Strategy, which focuses on solving clients' most pressing challenges at the intersection of business, technology and operations—helping C-suite executives develop strategies to transform their organizations. He is also a member of Accenture's Global Management Committee.
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Mr. Knickrehm holds a bachelor's degree from Northwestern University and a master's degree in business administration from the University of Chicago. He is currently based in Los Angeles, after spending three years living and working in Asia.


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An Introduction to Stem Cell Maintenance
Related Product Information
Pluripotent Stem Cells (PSCs) can divide indefinitely, self-renew, differentiate and functionally develop into almost any cell in the body, given the right conditions. There are several kinds of pluripotent stem cells:
- Embryonic Stem Cells: Isolated from the inner cell mass of the blastocyst stage of a developing embryo. These early cells were destined to create a fetus following implantation.
- Embryonic Germ Cells: Derived from aborted fetuses. These early cells were destined to become sperm and eggs.
- Embryonic Carcinoma Cells: Isolated from certain types of fetal tumors.
- Induced Pluripotent Stem Cells: Generated via ectopic expression of one or more genes to reprogram an adult somatic cell.
PSCs are generally maintained on a layer of feeder cells for many passages without any compromise to proliferation, pluripotency or differentiation potential. Feeder cells are usually murine embryonic fibroblasts (MEF), which must be irradiated or chemically treated to inactive them (noted as iMEF) prior to culturing with PSCs. Alternatively, PSCs can be maintained in feeder-free conditions using specialized media systems on a matrix-coated tissue culture surface. This introduction will discuss the feeder-dependent and feeder-free culture of human ESCs and iPSCs (noted as hESCs and hiPSCs), which will be referred to as PSCs.
Feeder-based medium is comprised of basal medium supplemented with 15–20% KnockOut™ Serum Replacement (KSR) and other additives. Feeder-free medium is either Conditioned Medium (CM), which is comprised of feeder-based medium that has been conditioned on iMEFs and therefore can be used to grow PSCs in the absence of feeders, or commercially available media that support feeder-independent growth of PSCs.
- General maintenance of PSC cultures requires daily removal of spent media and replenishment with fresh PSC medium. It is crucial to add fresh bFGF, aseptically on a daily basis, to the pre-warmed media prior to adding to the cells. Daily visual inspection of cell morphology is highly recommended for proper growth and for the removal of any differentiating colonies via manual dissection.
- As daily maintenance of the PSC cultures is required, it is helpful to develop an optimal working schedule. PSCs should be split every 3–4 days, based on colony size and distribution. Hands-on experience and a keen eye are most important in PSC culture. To avoid spontaneous differentiation of the colonies, do not:
- allow colonies to overgrow and touch each other
- over incubate the colonies in enzyme, when passaging them
- passage huge colonies
- Generally, a manageable 7-day schedule for PSC culture is employed as follows:
- Monday: Feed existing PSC cultures and make iMEF plates
- Tuesday: Split PSC cultures onto iMEFs prepared Monday. A 1:3 or 1:4 split, meaning one dish passaged into 3 dishes or 4 dishes, respectively, is good for maintenance.
- Wednesday: Feed PSC cultures.
- Thursday: Feed existing PSC cultures and make iMEF plates (unless you have remaining iMEFs from Monday, which may be used at this time).
- Friday: Split PSC cultures onto iMEFs. A 1:4 or 1:5 split is good for maintenance over the weekend.
- Saturday/Sunday: Feed PSC cultures.
Optional: If cells cannot be fed both weekend days, you may skip a single day and just feed your cultures an additional 1-2 mL of media the day before.
In general, split cultures when the first of the following occurs:
- iMEF feeder layer is 10 days old; usually differentiation will occur more frequently if MEFs are too old
- PSC colonies are becoming too dense or too large
- Increased differentiation occurs
Enzymatic Passaging of hPSCs
Enzymatic passaging of PSCs will vary from cell line to cell line. Some hESC cell lines or hiPSCs may not react in the same manner to enzymatic passaging, and consequently the enzyme's type, concentration, and exposure time must be empirically determined for the particular cell line to be passaged. If the hESC or hiPSC line being cultured is not optimally passaged enzymatically, manual or mechanical passaging must be performed.
Mechanical Passaging of hPSCs
During the culture of PSCs, it may be necessary to manually dissect PSC colonies to either remove undesired portions of a colony or whole colonies, or to break up and passage individual colonies. Traditional tools include a drawn-out glass Pasteur pipette and needles that can be used to dissect individual colonies. In particular, this method is used for maintenance of PSC colonies by removing unwanted differentiated colonies and for manually passaging colonies of PSCs that cannot be passaged enzymatically. Mechanical passaging is also an important tool for hiPSC selection and maintenance.
Mechanical Passaging of hPSCs Using the StemPro EZPassage™ Disposable Stem Cell Passaging Tool
A typical passage schedule for PSC is as follows:
- Day 0: Seed iMEFs on Attachment Factor–coated tissue culture plates or dishes.
- Day 1: Seed PSCs on attached iMEF feeder layer.
- Day 2–4: Change media and monitor for distribution and morphology of attached colonies.
- Day 5: Passage PSCs onto iMEF coated dishes.
- It is important to remove spent culture media and add fresh media every day. Most often, differentiated cells at the edges of each colony can be mechanically removed with a 27-gauge needle before passaging. It is critical to observe the distribution of attached colonies 24 hours post-passage.
- Colonies sometimes can all be clustered towards the middle, close to each other or on top of each other. An even distribution of colonies is critical for the maintenance of undifferentiated colonies during expansion. It is also important to monitor the attachment and morphology of the colonies. In all dishes there will always be some areas with unattached cells or cells that look differentiated. However, the majority of the colonies in the dish must be well-separated, with a pristine morphology.
Day 2
Days 3–4
Day 5
MAN0006676 03-Mar-2012
For research use only. Not intended for any animal or human therapeutic or diagnostic use.


text:
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RBC Wealth Management Canada > RBC Dominion Securities > Investor Tools & Resources > Investor Education Centre > Estate Planning Guide > Estate Planning Guide
If you die without a Will you are considered to have died "intestate." Unfortunately, many individuals believe that if they were to die without a Will that their estate would simply pass to their spouse. While a spouse and children will likely end up with the estate's assets it is very likely it will not happen exactly as you would have intended.
Each province has a set of intestacy rules that define the estate's beneficiaries and how much each is to receive. These rules are fairly simple in that they do not allow for any flexibility in how much and who will benefit from your estate.
Typically, the spouse will receive a preferential share of the estate ranging from the first $40,000 to $200,000 of estate assets. The balance of the estate is divided between the surviving spouse and children.
Most provinces do not recognize the common-law spouse status under their intestacy rules. This may result in a common law spouse being left out of the estate entirely. However, in most provinces, a common law spouse may petition the courts for support as a dependent.
In addition to the above issues, there are many other problems that can arise from dying without a Will.
For more information on Wills, please see: Methods of Transferring Your Estate.
Our Investment Advisors are here to help recommend the solutions that are best for you. To learn more, please contact an advisor or ask an advisor to contact you.


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|Giannini, Amadeo Peter
Born in 1870. Giannini, who in 1904 founded Bank of America in San Francisco, originally called Bank of Italy (until 1930), virtually invented branch banking. Giannini's bank was "for the little fellows" at a time when banks generally lent only to the wealthy. Giannini's first foray east was to reach across the continent to form the East River National Bank in New York City in 1919. He then bought the Bowery National Bank in 1925 and New York's small Bank of America in 1928. In 1928, banker Giannini formed Transamerica Corporation as a holding company for all his Californian interests. Transamerica Corp. held 99% of the stock of Bank of America and it continued buying up banks in Oregon, Nevada, Washington and Arizona. Right after Transamerica was created, Giannini retired to Italy. He put New York banker Elisha Walker, who headed Blair & Co. until it was taken over by Transamerica in March 1929, in charge as CEO. Elisha Walker was a director of American International Corp., once set up by the Morgans and Rockefellers, together with Percy Rockefeller, Pierre du Pont, Otto Kahn, William Woodward (director NY Fed), and George Herbert Walker (father of Prescott). Elisha became a senior partner in Kuhn Loeb & Co. in 1933, which was managed by Felix Warburg (Pilgrims Society family; 18% interest) and Otto Kahn (Pilgrims Society; 14% interest), successors to Rothschild agent and Pilgrims Society member Jacob Schiff. Elisha held 13% of the bank's stock in 1933, the same amount as John Schiff, son of Jacob Schiff. In the 1960s, after Giannini's death, Bank of America even became larger than First National City Bank and Chase Manhattan of Wallstreet. Giannini was a great admirer of FDR's New Deal. Lawrence Mario Giannini, son of founder Amadeo Peter Giannini, was elected president of Bank of America in 1936. In 1945, Bank of America became America's largest bank, with assets of $5 billion. A.P. Giannini died in 1947. In 1953, regulators succeeded in forcing the separation of Transamerica and Bank of America.
Bank of America founder A.P. Giannini in 1929
|Nationality: United States
Executive summary: Founder of Bank of America
Son of immigrants from Genoa, and worked as a partner in his stepfather's grocery business until 1901. After experiencing banking at the Bank of Columbus in the North Beach part of San Francisco, he and several others founded the Bank of Italy in 1904, later becoming the Bank of America. Giannini's revolutionary idea was to lend money to working class people, an entire class of people who were deemed by banks at the time as uncreditworthy. He was able to keep his bank open in the aftermath of the 1906 earthquake, while many other banks were forced to fold. He build Bank of America into the nation's first statewide branch-banking system. Also founded Transamerica as a holding company.
Beautifully engraved specimen from the Transamerica Corporation. This historic document was printed by the Security Banknote Company in 1929 and has an ornate border around it with a vignette of an allegorical woman between two globes. The certificate has the printed signature of the company's president, A.P. Giannini.
|History of Transamerica Corporation
Transamerica Corporation is involved, largely through semi-independent subsidiaries, in life insurance, financial services, and real estate services. Through its Transamerica Life Insurance Companies subsidiary, it is the eighth-largest life insurer in North America, and its life insurance operations generated 48 percent of Transamerica's 1994 earnings. Financial services operations generated 40 percent of 1994 earnings, and centered around consumer and commercial lending, as well as the leasing and managing of transportation equipment. Transamerica Financial Services ranks fourth in the United States in consumer lending; Transamerica Commercial Finance is a leading commercial lender in the United States and the largest in Canada; Transamerica Leasing has the second-largest fleet of container equipment for rail, steamship, and motor carriers in the world. Real estate services comprise Transamerica's smallest general area of operation, with 12 percent of 1994 earnings. Transamerica Real Estate Tax Service is one of the leading real estate tax operations in the United States, while Transamerica Realty Services oversees a real estate and mortgage portfolio that includes the holdings of both Transamerica's parent company and its subsidiaries.
When Peter Amadeo Giannini, the son of Italian immigrants, began dreaming of his career in turn-of-the-century San Francisco, he had not set his heart on building a banking empire. Instead, at the age of 12 he was sneaking out of his home at night to work in his stepfather's produce business and, by the age of 19, was a full partner. His early success at this business allowed him to retire at the age of 31 with a modest, but comfortable, fortune. His foray into the banking world did not begin until several years later when he received a legacy from his father-in-law, Joseph Cuneo, who had made Giannini a director of his Columbus Savings and Loan Society, a building and loan association in San Francisco. Giannini's career in banking lasted for over forty years, and during this time he established the Transamerica Corporation.
After Giannini was appointed a director of Columbus Savings and Loan he became immersed in a number of disagreements with other directors of the bank over policy issues. He consequently left the Savings and Loan Society and established his own banking business which was located directly across the street from Columbus Savings and Loan. Giannini organized the Bank of Italy with $150,000 in capital contributed by his stepfather and ten friends. He envisioned the bank as an institution for the "little fellow," and the bank subsequently made loans to merchants, farmers, and laborers who were mostly of Italian descent.
Ironically, the San Francisco fire and earthquake of 1906 established Giannini's reputation in the banking world. As he stood amid the rubble of his bank on the morning of the earthquake, he was able to salvage over $2 million in gold and securities. In order to avoid the looters who were running through the city, he hid his bank's resources under piles of vegetables in a horse-drawn cart borrowed from his former produce business. Giannini immediately alerted his depositors that their savings were safe and began making loans to businessmen who had lost their savings and their companies.
Giannini's success as a banker is also clearly evidenced by his anticipation of the 1907 stock market crash, and his accumulation of gold before the crash. When the crash came Giannini was able to pay his depositors in cash while other banks were using certificates for cash. From this experience, Giannini realized that only larger banks would ensure security, and therefore he began purchasing small banks and converting them into branches of the Bank of Italy. With these acquisitions Giannini established the first branch banking policy in California.
The Bank of Italy grew so rapidly that by 1919 Giannini was able to form Bancitaly Corporation to organize the expansion. In 1928 Bancitaly Corporation was followed by Transamerica Corporation, which was formed as a holding company for all Giannini's banking, insurance, and industrial concerns.
Giannini's expansion into other areas of the financial services had established him as a leader in the financial services field. By 1929 he had moved into the New York banking scene and purchased the solidly established Bank of America. The following year after this important acquisition, all of Giannini's banks were consolidated into Bank of America National Trust and Savings Association. Transamerica played the role of parent company throughout this period.
In 1931, just a year after the consolidation of his banks under Bank America, Giannini retired and left the top post to Elisha Walker, a Wall Street investment banker. Walker did his best to break up this "empire" created by Giannini. Not surprisingly, Giannini forced Walker out in what was called a "furious proxy battle" at the 1932 annual meeting.
During the previous few decades Giannini's operations had been closely observed by both Wall Street and regulatory branches of the U.S. government; Giannini's success had found critics within both these institutions. Throughout the 1930s Transamerica experienced problems with regulatory procedures and changes enacted by the government. In 1937 Transamerica sold 58 percent of its stock in Bank America, although it still controlled the board of directors. At the time of his death in 1949, Giannini was embroiled in a fight with the Federal Reserve Board as to whether or not Transamerica had violated the Clayton Anti-Trust Act in creating a "credit monopoly" by placing directors on the boards of banks in the huge chain owned by Bank of America. It was the Reserve Board's belief that Transamerica still controlled the bank even after the 1937 split.
-- The Vatican awards Knighthood in the Order of Malta to two San Franciscans, Transamerica Corporation President Amadeo Peter Giannini and American Trust Company President John S. Drum. The knighthood is the oldest and most distinguished decoration of laymen conferred by the Catholic Church.
Circumstantial evidence:
|In the 1930's, the Illuminati' Bank of America financed Walt Disney. Years before, the Bank of America had been quietly created from Bank of Italy which was controlled by the same oligarchy that has run the Knights of Malta and renaissance Venice. The Bank of Italy was a powerful bank in Hollywood's first years. It's representatives A.P. and Atillo Giannini financed Walt during the 1920's with petty cash to keep him going, but not enough to get him out of financial bondage.
Below is an excerpt from a very recent email exchange I had with researcher Eric Jon Phelps in which I requested him for further evidence of SMOM membership of Giannini. Although he could not give any, he did submit evidence regarding the remarkable affinity the Jesuit Order has with the Bank of America, which they funded right from its very inception. Here's what Phelps wrote:
|Here is a quote from Avro Manhattan in his The Vatican Billions (1983), pp. 183-184, 191, 216, 220:
"The most important order, however, as a true religious order, in terms of importance and of influence, is that of the Jesuits. The Society is paramount in the educational and in the financial fields. . . .
"Even more telling is the fact that fifty years ago, they furnished A. P. Gianni, an Italian promoter, with half or the starting capital for the Bank of America. Today, the Jesuits still own 51 per cent of the stock. . . .
"The pugnacious Jesuits, about 8,000 in the U.S. alone, out of 35,000 in the Order, by 1983-4 had increased their income to between 300 to 350 million dollars, and were the controllers, even if tangently, of the largest bank in the world, the Bank of America. . . .
"Sindona had his first studies with the Jesuits, then at Messina's University where he became one of its youngest lawyers. . . . By now, Sindona was acting, not only for the Vatican, but also tangently for the no less powerful concerns, enjoying by now, the confidence of a growing number of American business companies, beginning with the Jesuit controlled Bank of America, the Celanese Corporation and other big U.S. bodies."
The Jesuit rule of the Bank of America is undeniable. The Bank is a member of Cardinal Egan's CFR in New York. Thus, even though you have only one reference to the fact that the Order's front man in the founding of the Bank of America, Italian Roman Catholic Amadeo Peter Giannini, was a Knight of Malta, that will be sufficient.
Social Network Diagram:
* Adams,J.R. Frantz,D. A Full Service Bank. 1992 (19-20)
* Lundberg,F. The Rich and the Super-Rich. 1969 (73-4, 382-4)
* Naylor,R.T. Hot Money and the Politics of Debt. 1994 (51)
* New York Times Book Review 1994-11-06 (26)
* Nikitin,V. The Ultras in the USA. 1981 (253)
* Sale,K. Power Shift. 1976 (5)
* Sampson,A. The Money Lenders. 1982 (56-62, 83)
* Tosches,N. Power on Earth. 1986 (145)
* Tye,L. The Father of Spin. 1998 (153-4)
* Van der Pijl,K. The Making of an Atlantic Ruling Class. 1997 (101-2)
pages cited this search: 24


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|October 05, 2010
|Singapore Business Registration for Foreign and International Companies
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|September 23, 2010
|Singapore Changi Airport Garners Six "Best Airport" Awards
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|September 22, 2010
|All About the Singapore Representative Office
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|September 21, 2010
|Singapore Company Incorporation: What You Need to Know
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|September 16, 2010
|Singapore Subsidiary Company: Feasible Singapore Business Model
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|September 15, 2010
|Singapore Subsidiary Company: The Most Ideal Business Entity for Foreign Entrepreneurs
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|September 14, 2010
|Three Business Entities for Foreign Businessmen
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|August 05, 2010
|Singapore very attractive for hedge fund managers says Singapore company formation
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The registration process of companies in Singapore is relatively easy for most foreign enterprises and individuals, especially if they have a good reputation and track record, entrepreneurial skills and sound business plan.
Singapore company registration business AsiaBiz Services Company Law requires all foreign enterprises and individuals a professional company who rent their business applications in its process name.
"It is important to note the record, which is prohibited under the Singapore Companies Act, foreigners are owners of their companies. In this way we can avoid dealing with corporate policies and laws that can lead to sanctions," the company.
Currently, there are three divisions to adopt structures of foreign firms to operate in Singapore. This is the representation of the ideal starting point for studies and market research, establishment, is considered as an extension of its parent and subsidiary, is treated as a separate legal entity from its headquarters.
A representative office is ideal for companies wishing to explore business opportunities in the country and is prohibited in all income-generating activities to participate.
"While this office is only permitted for non-commercial activities such as market research, monitor the activities of the parent company of local distributors and agents and providing non-technical customer service, this configuration is very suitable for foreign companies seek to ensure that their business profitability before large investments, "said AsiaBiz.
For foreign companies involved in commercial revenue generating activities, and recommended the registration of a trade specialist to log on to a subsidiary or branch in Singapore.
However, these two business structures, advantages and disadvantages that should be considered strong.
A subsidiary, offers all the tax benefits and exemptions to all local authorities, although entirely by a foreign company or person possessed.
Meanwhile, a disadvantage that have a subsidiary to its management and control systems in Singapore.
Still, most foreign companies prefer this configuration as a limited liability enjoyed, especially, financial liabilities for losses and debts of their company based in Singapore.
Moreover, a branch is covered in the legislation as an extension of his father, and as a result, not eligible for incentives and exemptions from local taxes rather than a subsidiary.
In addition, foreign companies do not enjoy limited liability, which protects them from the economic losses are established.
However, one advantage of the solution that foreign firms enjoy greater control over its subsidiary in Singapore.
AsiaBiz is a company that provide Singapore branch office services to local and foreign entrepreneurs and investors and offer consultation regarding the immigration and taxation law, accounting and book keeping requirements, and other compliance matters stated under the Singapore law.
For more information:
address: 120 Telok Ayer Street Singapore 068589
phone: 6563034614
website: http://www.asiabizservices.com/
September 23, 2010 - For its continued excellence in the past two months, Singapore's Changi Airport was given six "Best Airport Awards" by leading travel organizations in the world, the Changi Airport Group announced on Tuesday.
For the past 22 years, readers of the UK-based travel publication Business Traveler named Changi as the "Best Airport in the World" in its annual Business Traveler Awards.
Also, UK-based Conde Nast Traveler has named the Singapore airport as the best in the world for the sixth consecutive time in its Readers' Travel Awards 2010 for its highly rated facilities and dining.
Meanwhile, across the Atlantic Ocean, Conde Nast Traveler counterpart in the United States has also named Changi as the "Best International Airport" in the world for the seventh time in its annual Business Travel Awards.
According to the US-based publication, Changi Airport was able to top all subcategories for the award – including amenities, shops, foods, connectivity, comfort and design.
For the 19th consecutive years, readers of the Business Traveler Asia-Pacific also picked the Singapore airport as the best in the world; while China's leading trade publication TravelWeekly-China has given the "Best International Airport" award to Changi during its China Travel and Meeting Industry Awards 2010.
Changi also topped the online polls conducted by Smart Travel Asia in its Top 10 airports Worldwide for three straight years.
Changi Airport Group chief executive Lee Seow Hiang attributed the continued success of the airport to their commitment to provide passengers the best service they can have every time they visit Singapore.
Based on records, Changi Airport has garnered more than 350 "Best Airport Awards" since its opening in 1981.
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AsiaBizServices is the leading provider of Business Solutions in Singapore and has successfully helped thousands of foreign and local entrepreneurs incorporate a Singapore Company.
address: 120 Telok Ayer Street Singapore 068589
phone: 6563034614
email: email@example.com
website: http://www.asiabizservices.com/
September 22, 2010 - There are three business models a foreign company can adopt if it wants to have a presence in Singapore: a subsidiary company, branch office, or representative office which is ideal for companies wanting to explore the viability of their business before plunging into a full-blown operation.
"A representative office is usually popular among foreign companies that are operating in a speculative market and want to know if they have a high success rate in the country," business solutions provider AsiaBiz Services said.
In legal terms, a representative office is an extension of a foreign parent company. With this arrangement, the main headquarter is directly liable for the acts, losses, and debts of its Singapore representative office.
Meanwhile, foreign companies should consider that a representative office is only allowed to conduct market research and other non-commercial activities that should not generate revenue.
"It is important to note that a representative office is not really a legal business entity per se since its activities are very limited," AsiaBiz said.
According to the business registration firm, these are the only activities a representative office can be engaged to: oversee the activities of its foreign parent company; provide customer assistance that will not involve repair or technical services; and perform market research to determine the viability of its parent company's nature of business.
Foreign companies and businessmen should only see a representative as a short-term arrangement since the government does not allow anyone to operate this for more than three years.
To legally operate a representative office, a chief agent from the main headquarter must be relocated in Singapore to supervise the activities of this office. Aside from this requirement, foreign companies are only allowed to hire a limited number of staff, both local and foreign, who will run the operation and activities of its Singapore-based auxiliary office.
Because foreign companies and businessmen are prohibited to register their own business in Singapore, it is a legal requirement to appoint a professional registration firm that will act on their behalf during the application process.
"This requirement is stated under the Singapore Companies Act in an effort to prevent foreign companies from overlooking corporate policies and law," AsiaBiz added.
To register a Singapore representative office to the International Enterprise Singapore, foreign companies should provide these following documents: registration of foreign company or its certified copy of the Certificate of Incorporation; copy of audited financial statements; and copy of the headquarter's latest annual report.
For more information:
address: 120 Telok Ayer Street Singapore 068589
phone: 6563034614
email: email@example.com
website: http://www.asiabizservices.com/
September 21, 2010 - In an effort to attract foreign companies and businessmen to invest and setup a Singapore company, the government has lowered the corporate tax rate from 18 to 17 percent in 2007. And if this is not enough, the country follows a single tier tax system which means that tax are deducted from the corporate level while the shareholder's dividends are excluded.
"When it comes to tax benefits, Singapore corporation is very attractive that the country attracts thousands of foreign companies and investors every year," business registration specialist AsiaBiz Services said.
Aside from the tax advantages, this business entity also provides limited liability protection which means that shareholders will not lose their personal assets such as their cars and houses in case of bankruptcy.
"The limited liability arrangement is the main feature of corporation. And with this, local and foreign businessmen and investors will have a security that their personal assets cannot be liquidated to pay off their business' debts and losses," the professional firm added.
Another advantage of a corporation is that the business can enjoy "perpetual operation" unless the shareholders have decided to dissolve the company or merge with another business organization.
"Being a separate legal entity from the people who run and own the business, a corporation can exist regardless of the change in management or shareholders," AsiaBiz said.
Meanwhile, a corporation comes in two categories: a private limited company which has less than 50 shareholders who are responsible for raising funds, and a public limited company which may have more than 50 shareholders who can invite the public to deposit money in order to raise capital.
"When it comes to tax benefits and exemptions, a private limited company provides more advantages. For example, a newly incorporated private limited company can enjoy 100 percent tax exemption on its first S$100,000 chargeable income within three years of being incorporated," the registration firm said.
However, AsiaBiz said that a public company is sometimes better especially when shareholders need to raise funds for their business expansion without the need to get bank loans which are always associated with high interest rates.
But to turn into a public company, a corporation should be registered to the Singapore Exchange and the Monetary Authority of Singapore.
It is important to note that a public company may delist itself from the stocks exchange if the shareholders have decided to return to a private limited company.
AsiaBiz is a company that provides Singapore branch office services to local and foreign entrepreneurs and investors and offer consultation regarding the immigration and taxation law, accounting and book keeping requirements, and other compliance matters stated under the Singapore law.
For more information:
address: 120 Telok Ayer Street Singapore 068589
phone: 6563034614
email: firstname.lastname@example.com
website: http://www.asiabizservices.com/
September 15, 2010 - There are three business models which foreign business owners, shareholders, and companies can use in order to effectively and legally operate in Singapore namely: a subsidiary company, representative office, and branch office which have their own purposes and goals.
According to the leading Singapore Subsidiary Company registration company AsiaBiz, it is vital for foreign entrepreneurs to correctly set their objectives before adopting the type business model they want to operate.
"Each of these business models has a specific purpose which ideally should be thoroughly considered in order to ensure a successful company or auxiliary entity in Singapore, AsiaBiz spokesman said during an interview.
For entrepreneurs planning to conduct in market research, the firm believes that a Singapore representative office is usually the most ideal, particularly for foreign company owners who are not yet sure of the viability of their business in the country.
It is important however to note that a representative office is prohibited to engage in any activities that will generate revenue since it is not considered as a business entity per se.
Generally, this auxiliary office is seen as a short-term arrangement since the government does not allow this to operate for more than three years as it deems that this period is enough for foreign companies to determine the profitability of their services or goods.
According to AsiaBiz, a representative office may upgrade to a subsidiary company or branch office if it wants to continue its presence in the country and engage in a full-blown operation. However, the company said that these two business models have differences that must be considered.
First, a subsidiary company is allowed to engage in any business activities unlike a branch office which should only perform the undertaking of its parent company.
Another difference is that a subsidiary company is treated as a separate legal entity from its main office unlike a branch office which is considered as an extension of its parent company. With this arrangement, a branch office does not enjoy local tax benefits while a subsidiary company is eligible for these advantages.
Also, a foreign company with a branch office is legally liable for the latter's losses, liabilities, and debts. This is not the case for a subsidiary office in which its parent company enjoys limited liability protection.
"Because of the advantages of being a subsidiary company, most foreign entrepreneurs, investors, and business organizations prefer this model over a branch office," AsiaBiz said.
However, note that that foreign businessmen are prohibited to self-register their own Singapore company which means they are required to hire a professional firm that will conduct the processes involving business registration.
More information on how to form a Singapore company. AsiaBiz has successfully helped thousands of foreign entrepreneurs who wish to form a Singapore company by securing their work visas using employment pass route once they have incorporated a Singapore Company.
For more information:
address: 120 Telok Ayer Street Singapore 068589
phone: 6563034614
email: email@example.com
website: http://www.asiabizservices.com/
Singapore Business registration firm AsiaBizServices believes that a subsidiary company is the most ideal business formation for foreign companies and entrepreneurs who want to expand their operation to Singapore.
"There are three business formations a foreign company or businessman can adopt—a representative office, branch office, and subsidiary company which we believe as the most ideal with its tax benefits, limited liability, and bankruptcy protection", AsiaBizServices spokesman said.
A subsidiary company, which allows a 100 percent foreign ownership, can enjoy local tax benefits since it is incorporated in Singapore. With this advantage, this business entity has become popular among foreign entrepreneurs and investors.
Another advantage is that a foreign company can enjoy limited liability which means that it is not legally liable for any losses, liabilities, and debts of its Singapore subsidiary company.
When it comes to tax benefits, a subsidiary company has countless to offer since it is treated as a local resident (being incorporated in Singapore). This is not the case for a branch office which is considered as a legal extension of its parent company.
According to AsiaBizServices, a subsidiary company may have a different name from its main office and is allowed to conduct any business activities as long as these are considered legal in the country. Meanwhile, the business solutions provider added that this is not the case for a branch office which is only allowed to conduct activities performed by its parent company.
When it comes to disclosure requirement, a subsidiary company is better than a branch office since it is only obligated to submit its own audited account and not its parent company's. This arrangement does not apply to a branch office which may not be appealing to some foreign investors and businessmen.
It is important to note that foreign businessmen and companies are prohibited by the government to self-register a subsidiary company or any business entity. With this, they need to hire a professional firm that will conduct all the processes involved in business registration and compliance matters.
In addition, it is a requirement to appoint at least one local resident director who may be a Singaporean citizen or holder of Permanent Residence Status, EntrePass, or Employment Pass; designate a qualified resident secretary; and maintain a registered office address where a subsidiary company's statutory documents are kept.
"There are several compliance matters which must be met so that foreign businessmen can legally operate a Singapore company. With this consideration, they should hire a professional firm which must be accredited by the Accounting and Corporate Regulatory Authority (ACRA)," AsiaBizServices added.
Singapore EntrePass is a special employment pass designed specifically to facilitate the entry and stay of entrepreneurs who are ready to start a new business in Singapore. View more information on How to apply for a Singapore EntrePass to relocate to Singapore.
address: 120 Telok Ayer Street Singapore 068589
phone: 6563034614
email: firstname.lastname@example.com
website: http://www.asiabizservices.com/
September 14, 2010 - With Singapore's strong economy, world-class infrastructure, pragmatic government, and corporate tax benefits, the country has always been considered as one of the best business hubs in the Asia Pacific region.
With this, the city-state has created three business entities specifically for foreign businessmen and investors who want to have an auxiliary company in Singapore, according to business solutions provider AsiaBiz.
"These business entities—the subsidiary company, branch office, and representative office have a specific purpose and advantages. With this consideration, any businessman should first determine their main goal and reasons why they want to form a Singapore company," an AsiaBiz spokesman said.
For foreign businessmen and investors planning to engage in a full-blown operation, they may register a subsidiary company or branch office which are the two business entities allowed to perform the same activities of their parent company. But aside from this basic similarity, there is a significant difference between these two.
A subsidiary company, being locally incorporated, is considered as a separate legal entity from its parent company. With this, the main office cannot be legally held liable for losses, debts, and liabilities of its Singapore subsidiary company.
On the other hand, a branch office is considered as a legal extension of its parent company. With such arrangement, the headquarter is directly liable for all the debts, losses, and liabilities of its Singapore branch office.
Being a legal extension of its parent company, a branch office is also treated as a non-resident business and is taxed as a foreign entity. This is not the case for a subsidiary company which can enjoy local tax benefits since it is incorporated in Singapore.
With the advantages of a subsidiary company, AsiaBiz usually recommends this business entity to their foreign clients who want to form a Singapore company or have an auxiliary entity in the country.
AsiaBiz is a company that provides Singapore Subsidiary Company business services to local and foreign entrepreneurs and investors and offer consultation regarding the immigration and taxation law, accounting and book keeping requirements, and other compliance matters stated under the Singapore law.
For more information:
address: 120 Telok Ayer Street Singapore 068589
phone: 6563034614
email: email@example.com
website: http://www.asiabizservices.com/
Hedge funds startups in Singapore are on the rise after the central bank approved new rules that will exempt most funds from obtaining Capital Market Services licence.
Mr James Nuben of Asiabiz, a professional firm that provides Singapore Company Formation as well as work visa application thinks this is great news.
Hedge fund managers in Hong Kong face the same licensing requirements as mutual-fund managers. Singapore and Hong Kong are strong leading rivals for the global trillion-dollar hedge fund industry in the region.
"With the rest of the world tightening financial regulations on hedge funds, Singapore is making it easier for investors to incorporate a hedge fund company with lightweight regulations," said Mr Nuben.
The number of new funds in 2009 fell from 13 to 26 per cent, making it the lowest drop since 2003. Mr Peter Douglas, principal of GFIA, which advises investors seeking to allocate money to hedge funds said: "The lack of clarity on Singapore's rules last year made relocation to the city-state a difficult decision and cost business."
After a consultation with the industry, Singapore's central bank said in April that managers with less than S$250 million ($183 million) and serving not more than 30 qualified investors can submit a notification to the Monetary Authority of Singapore to be exempted from obtaining a Capital Markets Service licence.
To be eligible for this new rule, managers and their bigger licensed partners must maintain a minimum base capital of S$250,000 and have at least two directors.
"Singapore has recognized the needs of startups and smaller managers not to be overburdened by regulatory costs," said Michael Coleman, chairman of the Singapore branch of the Alternative Investment Management Association.
"The proposed changes will, and already are, taking off the brakes that were applied because of regulatory uncertainty. Singapore is now fully back on the map as an attractive location for our industry," said Mr Douglas who also runs a wealth management business on the island.
This move, according to Eurekahedge, prompted a boom for the industry as seven new hedge funds were set up in May and June. Although smaller hedge fund manager will not need to obtain a licence, they will still have to follow Singapore's rules on securities, futures trading, and money laundering. According to MAS, the hedge fund industry grew to S$43 billion in 2009, with 320 hedge fund managers as compared to fewer than 20 managers before 2001.
"Singapore has been as sensible and forward thinking as they can be about growing the hedge funds industry," said Peregrine Cust, founder of Prana Capital, which moved its investment team to Singapore from London in April.
"It's a very high-margin business, it brings lots of highly paid professionals into the local economy. It's not going to take them that long to take this industry to critical mass," said Mr Cust.
Clifford Chance's partner Ho Han Ming, who heads the law firm's fund practice group in Singapore said more enquiries have been coming in since the rules were announced. Clifford Chance is one of the first international law firms awarded a Singapore license.
"A lot of guys are revamping their strategies, a lot of them are kick-starting their processes which they've put on hold," said Mr Ho.
According to the Accounting and Corporate Regulatory Authority (ACRA), hedge fund managers who have registered their offices in Singapore include the US$1.5 billion London-based Algebris Investments LLP, and Fortress Investment Group LLC, which was the US$42 billion buyout and hedge-fund firm co-founded by Wesley Edens.
Singapore's low personal income tax rate of 20 per cent is another attraction for managers from Europe to relocate. The United Kingdom recently increased personal income tax to 50 per cent while European regulators work on implementing tougher rules.
Singapore also bagged the number one spot as Asia's most liveable city in a Mercer Consulting survey in May. Hedge fund giant Pure Capital is also "seriously considering" relocating its head office from London to Singapore. The firm had plans to move more of its operations to London last year in order to be closer to investors.
"Europe is going to very much become the 'old world' and get left behind. The hedge-fund industry will move towards Asia over decades to come," said Anthony Limbrick, chairman and chief investment officer of Pure Capital.
"We may yet be a year or two away, but we like Singapore's attitude to encouraging new business."
Since 1998, AsiaBiz Services has been providing a highly professional Singapore company incorporation services, both in attractive standard packages as well as customized services. Online incorporation being a hallmark service, other services of AsiaBiz include Offshore Incorporation, Singapore Employment Pass /EntrePass /Personalized work Pass application, GST Registration.
Visit http://www.asiabizservices.com for more information about this topic and the services we provide for company incorporation in Singapore.
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