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A Portfolio Manager also known as Investment Counselor or Wealth Manager works for firms or individual clients.
A Portfolio Manager works on the basis of a written agreement usually known as Investment Policy Statement (IPS) which takes care of the clients' financial needs. The Portfolio Manager uses his or her own discretion in selecting a proper mix of investments for the client to gain the maximum returns from the selected investments.
In order to work as a Portfolio Manager professional a candidate has to take care of the following steps:
Candidates may acquire a Chartered Financial Analyst (CFA) degree from the CFA Institute as this degree has been given preference by many employing firms.
The pros and cons of working as a Portfolio Manager are as follows:
The first and foremost duty of a Portfolio Manager is to get the best available investment plans for the client which promises guaranteed returns in the future.
Additionally he is synonymous with the following roles and responsibilities:
On an average a Portfolio Managers annual salary ranges from $60,524 to $115,410 in the U.S. economy. Additionally, yearly bonus in between 8.5 percent to 30 percent and commissions ranging from 7 percent to 13 percent are usually earned from the clients' investment. A percentage of profit sharing from the clients' fund is usually earned which ranges in between 5 and 13 percent.
Altogether, a total annual income of $72,723 to $180,713 is generally earned by a Portfolio Manager.
The career path for a Portfolio Manager is very exciting and it is definitely a long term career choice which provides a great deal of growth opportunities. The profession requires continuous learning and keeping oneself abreast with the latest developments in the financial sector. The Portfolio Managers may initially start as an Investment Analyst, Associate Portfolio Manager, Investment Advisor or Research Analysts which helps them in gaining knowledge in the investment management sector.
An academic background with a concentration in economics, mathematics, physics or other sciences is a must in order to qualify for the position of a Portfolio manager.
The Portfolio Manager eventually work as a Senior Portfolio Manager or a as a Director in a firm which are both high paying jobs.
There is an ocean of job opportunities available for people to take up. Some choose arts, fashion, archeology and science while others are... Read more
What is Business Administration? Business administration is a branch of business management that involves organization of resources efficiently to... Read more
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Who Are School Psychologists? Emotional and mental well being is the key to facilitate learning and development in children. This is where School... Read more
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Sodas, colas, canned juices, burger, pizza; sounds mouth-watering, isn't it!? Many of us rely on junk food to meet our hunger pangs. But have... Read more
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What does a Pharmacist do? Pharmacist is a medical professional who dispenses medications prescribed by doctors to patients, and makes the patient... Read more
What is Physician Assistant? A Physician Assistant is a licensed healthcare professional who practices medicine in collaboration with a physician as... Read more
Anesthesiology career is one of the most sought after profession these days. The perquisites and contentment with this career option are simply... Read more
Biomedical Engineering or Bioengineering is the science of engineering which is applied in the field of biology and medicine. With the help of... Read more
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The first in the Alex and Alexander series, The Head and Not the Heart is told from the point of view of 25 year old Alex. Alex lives and breathes horses. As the second in charge on a racing and breeding thoroughbred establishment, she is devastated by the loss of a beloved horse at work.
This is not the first time Alex has grown attached to a promising young racehorse. It's not the first time that she's had to deal with its death, either. Although she knows she shouldn't let her heart get involved, it's hard not to at times. Her boss and lover Alexander is the same.
This most recent death seems to be drawing them further apart and Alex is not keen to go on the trip to New York City that Alexander insists she must. On the flight, her gloomy mood is matched by the wet and cold city.
Alex starts to question what she is doing with her life – what it is worth. With a boyfriend who is twice her age and a life that includes ridiculously early starts, late nights, lots of manure and never ending work, she is struggling to see the positives.
Entertaining the fanciful thought of starting again, doing something valuable with her life, Alex questions if she can do this in New York. When she spies a happy, chatty trio in a bookstore, she decides to follow them.
Although she questions her sanity, the unplanned stalking leads her to a not easily located club. As she engages in conversation with one man there, she realises she is truly in love with her horse life. She also realises she wouldn't have it any other way.
The Head and Not the Heart has a very melancholy feel to it. However, the ending is fitting and with a more positive outlook. This novel is a very realistic look into the horse world and also the characters that sell their hearts to it.
Author: Natalie Keller Reinert
Fiction – adult
In my library? It is as an ebook, yes!
Want it? Get it now on Amazon.

subset: commoncrawl


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I love celebrating and there isn't a better celebration than making your bestie feel like she is royalty :)
We followed Camille Styles lead and decided to go with everything SWEET!!! Why not have a spread that is overflowing with florals and desserts!?
If you have ever seen the movie Marie Antoinette you will remember the scene that they were playing games! Our version was creating cards with a person or place that corresponded with the wedding and we would go around giving you clues to which person or place you had!
It was a shower not to be forgotten!
What are some of your favorite shower ideas?
xoxo Darbie


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Score a touchdown with these crowd favorite Super Bowl snacks. Whether you're tailgating before the big game or having friends over to gather 'round the big screen, these snacks are perfect for your party. Football season calls for warming, homey, snacks, and meals you can eat without gathering at the table. We've got just the ticket. These party snacks, finger foods, dips and spreads, chilis, desserts, and more will ensure your get together wins the day, regardless of whether your team does. Now all you're missing is a good beer or cocktail.
Watch Now: Baked Ground Beef Nachos
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Fried Pepper Poppers
You've probably ordered these fried jalapeño poppers at a restaurant, but have you ever considered making your own? They're a lot easier than you might think, and you can either fry or bake them depending on your preference. They can also be made ahead—just freeze after assembling, then drop into oil when you're ready to serve.
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Slow-Cooker Chicken Wings
Wings in the slow cooker? You bet! These awesome garlic and ginger wings come together with a sticky, Asian-accented sauce that would also taste great on top of a stir fry or a dipping sauce if you come up with extra. It's practically hands-off, so you'll have plenty of time to bring together the rest of your dishes. If you like spicier wings, add a little hot sauce or sambal, to taste.
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Mini Italian Meatball Sliders
Put together these miniature Italian meatball sliders for a snack-sized version of everyone's favorite football-watching sandwich. Scale up this recipe for as many sandwiches as you need to feed a small group or a whole party. They're easy enough to assemble, so you can also set out ingredients and let your guests customize their own as the game goes on.
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Baked Bacon and Cheddar Chicken Strips
Bacon and cheddar are a match made in football heaven and these easy chicken strips are made for munching during the big game. They're baked instead of fried, making them a teeny bit healthier, and you can size up the recipe to suit a big crowd. Serve them with a simple Sriracha mayo for top-notch dipping.Continue to 5 of 50 below.
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Frito Chili Pie
This classic Tex-Mex Frito pie is just as delicious today as it was when you were a kid, and it will delight kids of all ages. To really elevate it, use a homemade chili that you simmer on the stove, but you can also just mix up ground beef and a packet of taco seasoning if you're short on time. Your guests will love the spicy, crunchy, meaty combo.
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Slow Cooker Chicken Chili
How about a chili bar for your Super Bowl get together? This chicken chili will surprise guests who are expecting the standard red meat version, and you can even make both to give your friends a choice. It's especially delicious with a side of cornbread or muffins, and a dollop of fresh creme fraiche.
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Tex-Mex Taco Beef Sliders
These Tex-Mex taco beef sliders are easy to prepare and assemble and since the meat stays warm in the slow cooker, guests can easily help themselves throughout the game. If you want to save even more time, purchase pre-cooked shredded beef or pork instead of making your own. To level it up just a bit, put out mini sandwich buns instead of dinner rolls.
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Teriyaki Meatballs
These succulent teriyaki meatballs combine your favorite takeout flavors with a snackable shape and they're simple to toss together for the big game. You can also adapt the recipe for a delicious lunch or dinner or as an appetizer for a fancy meal. Everyone will be asking for the recipe by halftime.Continue to 9 of 50 below.
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Spicy Meat and Cheese Stromboli
Packed with the familiar flavors of pizza, this stromboli is just like delivery in a rolled-up baked package. Stromboli is made with sauce baked into the bread, unlike calzone, which comes with sauce on the side. And because it can be eaten either hot or cold, stromboli is the perfect dish to bring if you're headed to a Super Bowl get-together instead of hosting one.
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Hummus With Tahini
Bring a Mediterranean twist to the party with this healthy and easy hummus. The popular spread is simple to make at home, and you can serve it with celery and carrot sticks, chips, or pita triangles for a pretty and un-fried snack. Add mix-ins like chopped kalamata olives, roasted red pepper, or extra garlic for some fun flare. Find tahini in the international section of your grocery store.
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Keto-Friendly Cauliflower and Lentil Pizza Crust
Following a low-carb or ketogenic diet? You don't have to miss out on all the fun! This easy cauliflower and lentil pizza crust will make a pie with toasty edges. Top it with your favorite pizza fixings for a simple appetizer that anyone can eat, even if they're avoiding carbs.
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Creamy Crab Dip
Use canned, fresh, or even imitation crab meat for this easy, creamy dip. Mayonnaise and cream cheese give it that luscious, spreadable texture and it goes great with Ritz crackers, veggies, or chips. It's a unique addition to your Super Bowl spread, but you'll definitely want to save the recipe to use as a party appetizer any time.Continue to 13 of 50 below.
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Classic Chex Mix
If you didn't serve Chex Mix, did you even have a Super Bowl party? This is the recipe you might remember from childhood, taken right off the 1950s Chex cereal box. It tastes just as great as it always did and your guests will enjoy it by the handful. Omit the peanuts if you're not a fan, and feel free to use pretzel twists instead of rods if that's what you have on hand.
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Mexican Street Corn (Elote)
With all of the meat, cheese, and fried snacks, you're going to need a veggie side dish. But don't worry, this one feels anything but virtuous. Try Mexican street corn or elote. It's slathered in mayonnaise and sour cream, then studded with cotija or queso fresco, a crumbly Spanish cheese. If you can't find those, feta will work just fine.
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Crescent Dough Taco Pizza
Sometimes, you just can't decide between tacos or pizza. With this easy homemade taco pizza, you don't have to! This pie uses the refrigerated crescent dough for quick and simple assembly, and you're free to mix up the toppings. Ground turkey makes a great substitute for beef and lights sour cream and cream cheese will shave down the calories without sacrificing taste. Serve with lime wedges for squeezing and guacamole for dolloping on top for real taco flavor.
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Classic All-Beef Chili
Many of us have strong opinions about chili. Some like it meaty, some like beans and other veggies, and some won't go near the green stuff. This meaty chili will win over every guest, regardless of preference. Serve with some sour cream, chopped chives, and green onions, and some extra hot sauce on the side for garnishing.Continue to 17 of 50 below.
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Slow-Cooker Rotel Dip Recipe
If you live in the South, you may already know all about the popular Rotel and cheese dip. This addictive slow-cooker version can be served right from the crock pot and it really couldn't be simpler. It's a cheesy, hearty dip that goes well with chips or crackers or even a variety for a fun platter.
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Party-Ready Ham Rolls
Use Hawaiian or other prepared dinner rolls for these cute little party-ready ham rolls. They're cheesy, meaty, and great for a crowd. The recipe calls for yellow mustard, but whole-grain or Dijon would also taste great. Use either cheddar or Swiss cheese, and don't skimp on the ham.
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We all love nachos and you've probably wolfed down a tater tot (or five). Why not combine them and make totchos, the best Super Bowl snack this side of the 49-yard line? Just lay down a layer of tots and smother them in queso, taco meat, lots of shredded cheese, salsa, and whatever toppings your little heart desires. This versatile, hearty recipe is endlessly customizable, so let your imagination be your guide. But you might want to make extra—they're sure to be a touchdown.
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Basic Guacamole
Once you try homemade guacamole, you'll never buy another jar again. This version uses just a few ingredients and it's completely customizable. Include some jalapenos, for example, if you like spice, but taste the guac as you add—it can get spicy quickly! Serve with your favorite tortilla chips for scooping.Continue to 21 of 50 below.
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Sticky Slow-Cooker Chicken Wings
Try these finger-lickin' good slow cooker chicken drumsticks as a tasty alternative to purchased wings. The simple sauce uses ingredients you've probably got on hand and it's so flavorful, both adults and kids will love it. Best of all, they're made in the slow cooker, so you can set 'em and forget 'em while you prepare the rest of your spread.
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Basic Beer Bread
You'll probably have a cooler full of cold ones on hand to go with the game, but why not bake beer right into your snacks? This basic beer bread recipe forms a yeasty loaf that will make great sandwiches, or you can tear it into chunks for dipping, or even serve it with butter for a simple snacker.
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Pico de Gallo Salsa
A fresh pico de gallo salsa paired with tortilla chips to keep the crowd munching their way through the game. Making your own is super simple and it has a zesty, assertive flavor that's much more exciting than the jarred kind. Serve it with blue tortilla chips for a pretty contrast.
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Deep-Fried Ravioli
All you need for these addictive deep-fried ravioli is a container of pre-made pasta and some dredging ingredients, plus some warmed marinara for dipping. Use four-cheese ravioli for the best flavor, since the regular cheese kind doesn't have quite enough flavor. You can assemble ahead of time and store in the fridge until you're ready to fry up a batch. If you use the frozen kind, make sure to defrost them entirely before breading and frying.Continue to 25 of 50 below.
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Beer Cheese Soup
What's even better than cracking open a cold beer? Combining it with cheese and slurping it up as a soup, of course! This hearty soup will warm you right up on a cold winter day and it's filling enough to hold you through the whole event. Spice it up a little by adding bacon, hot sauce, or chorizo and serve it in a bread bowl for extra flare.
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Cajun-Style Chicken Wings
If you like spicy, zesty Buffalo wings, you'll love the Bayou flavors of these spicy Cajun-style wings. Make them in your oven for less mess than frying. They do need to marinate for four hours, so prep accordingly—and make sure you use a non-reactive container like a plastic container, glass bowl, or zippered storage bag.
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Crock Pot Ground Beef and Sausage Chili
Some people don't think beans belong in chili, but this meaty chili with black beans and a selection of both hot and sweet peppers might change your mind since it will warm you right up on a chilly day. Serve it out of a slow cooker or just a big pot on the stove with a "fixings bar" nearby with sour cream, chopped green onions or chives, extra hot sauce, and some cilantro.
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Baked Potato Skins with Cheese and Bacon
Potato skins are a classic, crowd-pleasing snack for a game day party. Best of all, these can be assembled ahead of time and refrigerated until you're ready to bake. To suit your tastes, you can mix up the toppings. This recipe also scales well, so make more if you've got a big group on the way.Continue to 29 of 50 below.
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Simple Baked Cheese Straws
If you enjoy cheese crackers, try making these crispy cheese straws with a similar flavor. Use the best quality cheddar for the recipe, since it's really the star of the show. Add a little extra cayenne pepper for an even spicier cracker.
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Bacon-Wrapped Jalapeno Poppers
If you've got a taste for spice, these jalapeño poppers are just what the doctor ordered. They're also wrapped in bacon and smeared with cream cheese and apricot jam for a sweet, spicy, meaty combination that will make you forget about the sad frozen version. They don't keep, so pop them in the oven when your guests arrive and eat them right as they come out.
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Pigs in a Blanket With Crescent Roll Dough and Cheese
These easy, crescent roll-wrapped appetizers are just as much fun for kids-at-heart as the little ones, so if you've got a family-friendly Super Bowl gathering, you'll want to serve these little guys. They're also very simple to put together—the kids can even help prep them for a fun, family activity.
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Gluten-Free Macho Nachos
Got a gluten-free football fan in your group? Don't leave them out of the fun! These hearty macho nachos are made with gluten-free tortilla chips and the same cheese, beef, veggies, and toppings that make nachos the perfect Super Bowl snack. Layer the chips and toppings to avoid the dreaded naked chip at the bottom.Continue to 33 of 50 below.
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Homemade Cheese Crackers
You probably know the store-bought version that comes in a red box, but these homemade crackers have an even stronger cheesy flavor and they're not at all difficult to make. Use a blend of cheeses for the best results. Adding in some pepper jack will give them a zesty spice that will have everyone grabbing handfuls.
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Crescent Roll Pizza Pinwheels
Rather than ordering a whole pie, make these crescent roll pizza pinwheels for the same flavor. These use store-bought dough, pepperoni, and cheese, and you can mix up the other additions depending on your preference. Serve them with marinara or prepared pizza sauce for dipping and nobody will wonder why you didn't go for takeout.
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Homemade Tater Tots
If you love tater tots, you have to try making your own. They're not as hard to whip up as you might think and make them at home means they're chock full of fresh shredded potatoes, spices, and nary a processed frankenfood in sight. The fried version tastes the most like the frozen kind, but you can also bake these.
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Slow Cooker BBQ Beef Sandwiches
To serve a crowd, you can't beat hearty BBQ beef sandwiches that can be dished up right out of the slow cooker. The meat does need to cook for 7 to 9 hours, so put it together the night before so you're ready to go at kick-off. Serve them with a basket of rolls on the side, so guests can grab and go during the commercials.Continue to 37 of 50 below.
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Quick and Easy Beer Brats
Throwing back a few cold ones? Toss one of your brews into these beer brats for hearty sausages that go great with—you guessed it—a nice, cold pint. Bratwurst is the traditional sausage, but you can use any kind you like or mix it up with a few varieties. If you're an onion fan, double them. You can't have too many onions to toss on top of beer brats.
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Pepperoni Pizza Dip
Deconstruct the typical pizza with this gooey pepperoni pizza dip. Make sure to soften the cream cheese before adding for easier mixing. Using refrigerated pizza dough to make crusts for dipping will be a touchdown with your guests. No delivery tips required.
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Sloppy Joes
Crowd-pleasing sloppy Joe sandwiches are perfect if you've got a big group on the way. It couldn't be easier to present since you can serve the meat mixture straight from the slow cooker and set out buns right next to the pot. Make sure to have plenty of napkins on hand; these puppies live up to their name.
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Grilled Cast Iron Sweet Potato Nachos
Nachos and football go together like fireworks on the Fourth of July, and this grilled sweet potato version makes a tasty twist that's even more exciting than the standard tortilla chips. If you don't have a grill, you can also make this recipe in the oven or on the stovetop. Cut the sweet potatoes fairly thin so they get a slight crisp.Continue to 41 of 50 below.
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Chili Biscuit Cups
Made with canned biscuits and chili, these handheld snacks are baked in muffin tins for chili biscuit cups that are easy to eat. You can use prepared chili or make your own for a homemade touch. If you've got leftover chili from a meal earlier in the week, this appetizer comes together in no time.
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Mini Crustless Broccoli Quiches
It doesn't have to be torture to stick to a diet on game day. These crustless mini quiches are perfect for low-carb guests and they're chock full of veggies that make snacking guilt-free. They're also high in protein, so they'll keep you going through the last quarter.
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Vegan Olive Tapenade
In a sea of meaty, cheesy, fried foods, following a vegan diet can be a challenge on Super Bowl Sunday. But this delicious and healthier vegan olive tapenade will add a nice contrasting flavor and an animal product-free option to your spread. Serve it with toasted bread rounds or crackers and feel free to make it ahead; it will keep in the fridge for a few days.
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Homemade Pretzels
Move over, Auntie Anne's. These soft golden pretzels are easy to bake up at home and they'll make your guests feel like they're at the stadium snack bar. You can knead them with the stand mixer dough hook attachment or by hand, but remember to sprinkle them with big rock salt for the best flavor. Make extras and freeze them for a future event, but make sure you let them cool completely before storing, so they don't get soggy.Continue to 45 of 50 below.
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Stuffed Mushrooms With Clams
Stuffed mushrooms are a standard appetizer, but have you ever tried them with seafood? Minced clams and garlic add a really unique flavor to this variation, which will class up your get together. Don't be surprised if everyone asks for the recipe before the score is settled.
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Shrimp Cakes and Sriracha Mayo
Burgers and chili are all well and good, but how about adding some shrimp to your Super Bowl spread? These pan-fried shrimp cakes are crispy and succulent with just enough seafood flavor, and the Sriracha dipping sauce has plenty of spice to keep things interesting. You can make them larger to serve as sandwiches or smaller for finger foods. They can also be assembled and refrigerated ahead of time, so you can fry up a batch as needed.
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Chile Con Queso Cheese Dip
Head south of the border with this classic chili and cheese dip. It's best served hot, so use a chafing dish or a slow cooker to keep it warm and melty. You can adjust the level of heat by adding additional peppers, or serve a bowl of chopped peppers on the side so guests can add their own. All those bags of chips will be empty in no time.
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Simple Refried Bean Dip
You can never have too many dips at a Super Bowl party. This five-ingredient bean dip couldn't be easier to throw together, so if you're not a cook and have to host, consider this your new go-to. Use mild salsa and chilis for a smooth, kid-friendly flavor or kick it up a notch with cayenne peppers and hot salsa. Garnish with cilantro and a little green onion and serve with pita or tortilla chips.Continue to 49 of 50 below.
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Cheesy Sausage Stars
Grab a batch of wonton skins for these crispy, cheesy sausage stars. Drain the meat well and let it cool before wrapping it up so they don't get too greasy. Make sure not to overfill the wontons or that would create a real mess.
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Barbecue Pork Spring Rolls
Whipping up pork-stuffed spring rolls at home isn't as hard as it sounds. This recipe makes a dozen or so crispy-skinned rolls that will add an Asian flair to the party. You may want to get extra ingredients to give yourself some practice, since getting the hang of wrapping the rolls can take a few tries. Don't get discouraged—it's all worth the effort!


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15+ interne bewerbung muster anschreiben
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In the conceptual phases of an Entirely new business or Feature idea, you need to first understand enough about your possible user base and their needs to generate informed hypotheses about the issues they have and how you might have the ability to address them. From the close of the tutorial you may know how to play with Shapes to create and simulate buttons with transitions from 1 screen to another. Alternatively, you might add a box shape and do the exact same thing. It's also wise to incorporate high-resolution images of your merchandise. Each document should incorporate mongoose. There will be complexities which you could not have the ability to capture in the template I supplied or special reports that you are uncertain how to build. Rather than starting from scratch, there are a lot of templates out there which provide you with an excellent starting point.
You're almost re-creating the entire shopping list all over Again every moment. No matter your preferences, you will be in a position to get it done with no headache as a result of a range of menu template options. Furthermore, if you would like to make an infographic like the one below be certain to take a peek at the newMindMap infographic template . You do not have to modify your entire business model . In any case, outfitting an old food truck or moving van is a fantastic alternative to the conventional stationary store.
Adding to our stage previously, not all your employees will have The capacity to learn at the exact same manner. Although it's your business, most workers wish to feel as though they're a part of something bigger and are contributing towards a mutual goal. Based on your own management style, great employees could be team players or personnel that's self-reliant and does not require a whole lot of handholding. By understanding the reasons all your clients has come to you in the very first place, you are going to be in a significantly increased place to provide for their needs and also keep them aboard. If they buy the product, the other store will ship the item, and you will get a sales commission. Knowing how often a customer uses your product or service will be able to assist you tailor your advertisements and promotion efforts accordingly, providing each individual with an offer which makes them more likely to work with you in the future. As you learn to get clients, you should also understand the significance of generating email efforts to keep retention high.
A variety of businesses face the possibility of retail Theft, however smallish businesses are exceptionally vulnerable. If you are a skilled programmer, you are able to start a company free of cash offering your programming skills. It's hard to start or grow a business enterprise. If you're a small business, you are bound to do a small bit of marketing. In the specific same vein, a firm need not use all the behavioral data it's collected whatsoever times. For instance, a company aiming to boost its routine customer base may analyze the information it's gathered regarding the best method to reach out to one-off clients, though a company aiming to boost its loyal fan base could look to its current loyal clients to comprehend what made them become faithful from the very first place.
Personal grocery shoppers give an invaluable service to Individuals that are short on time. Grocery shopping may be a costly nightmare in case you don't make a list in advance. Help clients understand what things to do while shopping in your shop by adding CTAs throughout your site and at the close of every webpage. To be able to think of a standardized shopping list, you have to be familiar with the shop's layout. If you're in possession of a massive shop and a little staff, it may look impossible to observe every corner at all times. You are in a position to visit the grocery store after you are in the Virgin Islands.
You never understand what letters you may need from your Former boss that's the reason it's excellent for you to leave their job with a superior standing. For instance, if you are composing a letter which suggests a notice of resignation, you might want to send a carbon copy into different work partners or supervisors who might be affected. Below you'll get a few additional recommendations to consider about writing a resignation letter. Even in case you have verbally resigned, a resignation letter remains a suitable action to complete. A resignation letter not only needs to inform a company that you're leaving, but in addition, it needs to supply information regarding your final minute. Sooner or later in your career, you may have to compose a letter of resignation. Writing an official resignation letter aids the employer to realize that you're resigning out of your role.
Fortunately, with some planning you're able to compose a Letter that allows the employees down straightforward and allows them to understand the hard nature of your choice to lessen their hours. The correspondence will be filed on your personnel file, to which you won't have access, Hurwitz explained. The resignation letter a part of the documents you need to submit to be able to receive clearance from your employer. When leaving work, it's important to submit a formal letter of resignation. Communicating to your boss by composing a formal resignation letter may end up being useful to a person.
You do not have to integrate the reasons you are leaving From the letter, although you're in a position to. Do not neglect to include things such as the date in which you'll be presenting the correspondence. Drafting a cover letter can be among the most stress inducing characteristics of the search. Along with this, your cover letter may even make it at the hands of the individual you dealt with it !
The most essential part of the correspondence is the date that you Expect to be making the transfer from your current position. Below, you will find our welcome letter. Inform your former employer once the verification letter is necessary.
So as to get some benefits, such as unused vacation and Sick time, you might be asked to offer a minimum amount of notice. Check your company's policy to ascertain how much notice you are expected to provide. You work detect at your final employer to get prepared for the job which you are likely to begin. Notice the way the clean chronology is created within every substantial section, and whitespace is maintained so the info is simple to have a look at.
If it is not a necessity to state the factors for leaving, Keep off from saying one If you mean to apply for a different position in the specific same company, it's very good to say the reasons so that you enhance your authenticity Have a great motive to share with your co-workers or managers in case they ask you why you are quitting. For example, an employer may require time to hire a individual to fill the position, or they may need the time to reassign your jobs to other employees. He or she wants to receive your program and that is why saying the day you plan on quitting is good on your resignation letter. The new employer may want for one to begin once possible state, two weeks.
You may mention the particular date in your statement. You are in a position to state the specific date you will leave, or say that you're leaving two weeks from the current date. As mentioned previously, be certain that your date is in contact with your organization's policy and that you are giving adequate notice.
You will discover time to compose. Following the period arrives to Progress within the job planet, you sometimes need to make the very first move by submitting a letter of resignation. If it comes to quit a job, your current employer needs adequate notice to seek out your replacement. Like, people that are marginalized and plagued each of the time might instead not empathize with people who hurt them. The overall rule you ought to follow is that the number of time you give should be equal to the time you're given for vacation. There are negative and positive times to prevent, dependent on the slopes and valleys of business action.
Your day seems very busy and there is no opportunity to sit Down to compose. Breathe through it and know that there will be days after you just can't. Basically it said they were planning to finish out the week and after That get rid of me. Nobody will see something. In some instances, It May be one week, though others Or you would like to save a month's worth of your Salary to provide you with sufficient time to find customers.


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XSEED Games announced that they will be releasing a Limited Edition set for the the action RPG title, Ys: Memories of Celceta, alongside the standard version for the PlayStation Vita when the game releases this holiday season. The Ys: Memories of Celceta Silver Anniversary Edition will come packaged with a bunch of neat celebratory bonus items including a 3-CD collection of the original and arranged music covering the entire history of the franchise, as well as game-specific items including a cloth map detailing the lands of Celceta, a logo-emblazoned compass, and the "Adol's Travel Journal" containing adventuring strategies and artwork.
Ys: Memories of Celceta is a reimagining of Ys IV, one of the few titles in the series to never make its way over to the west. For Ys: Memories of Celceta, series creators Nihon Falcom re-worked the game from the ground up, changing the overall framing of the story itself to create a more intriguing tale.
Ys: Memories of Celceta releases on November 5th in North America. The Silver Anniversary Edition will run for $59.99, while the standard game will be $39.99.


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Hello people
Today we are going to learn about how to trade a pin bar with a long tail-some will call it a long-tailed pin bar. This is a definitely a pin bar with a difference. Why? Because it has this long wick that you can't miss. I call it the peacock of candlesticks in terms of the majesty with which it stands out among the rest of the candlesticks on the charts. Not only does it know how to make an appearance but it plays a great role in making you a decent profit too.
I can hear" Wait a minute, I thought all pin bars were the same." Well,sorry dearie, in life, not everybody is created equal. Yes, all pin bars may be simple as strong as pit bulls and very reliable. But the long-tailed pin bar is the top dog of them all. After you are done reading this post, you'll come to why the long-tailed pin bar is the top dog of all pin bars.
But first:
What's the Difference Between Normal Pin Bars from Long-tailed Pin Bars?
Well Let me show you using the price action chart below:
Now this is what the long-tailed pin bars look like up close and personal at the end of the bullish trend just before the bears take over. The long tail sticks out from the surrounding pin bars. It looks so obvious and conspicuous that there is no way you can miss this one. It has a small, or skinny body and a longer wick ,hence the nickname, long tailed-pin bar(The 'Small Body'label' says it all). When on a bullish trend the long tail of the pin bar sticks out from the top like a tower. However if it were on a bearish trend,the long tail will stick out from the bottom.You'd think it was doing a head stand..
The normal pin bar on has a bigger body and short wick, as indicated by the red arrow. It's probably jealous of all the attention is long-tailed sibling is getting.
A Few Things You Need To Know About Long-Tailed Pin Bars
Their tails are a lot longer than the surrounding pin bars. Think of Jack and the Bean Stalk when looking out for long-tailed pin bars. And they are also valuable high probability signals. In other words, they provide great opportunities to make a profit. However, a word of caution: Their appearances are very irregular but when they do show up they do cause the market to make major moves. They're like shooting stars.They're here today, gone tomorrow.
Long-tailed pin bars are more than just fancy trade signals. They help us gain valuable insight into the mindset of the majors in the market and the dynamics of the market itself. As much as a long-tailed pin bar is majestic, it also signals it's running out of gas. However, if it's a trend continuation setup, it's a strong indication that the trend continues. And at that point, the players are either bullish or bearish, depending on the mood of the market. And as a trader you'd most certainly have to keep that in mind as you scan the charts.
I guess the most appropriate question to ask will be: What Signals Do I Look When Trading Long-Tailed Pin Bars?
Look for Evidence of Confluence
I guess the best way to trade long-tailed pin bars is to look for evidence of confluence. By confluence I mean look for evidence of trade signals converging on the same key level at the same time. These key signals go by the simple acronym TSL – Trend, Level , Signal. If you can get at two out of these three indicators, you're good to go. Let's take a look at an example of confluence using the EUR/USD pair.
This a classic illustration of TSL in effect. The three circles indicate major confluence along the level of support which is also transforms into a level of resistance after a series of reversals/.. The first label indicates the bearish long-tailed pin bar touching the level of support.Along this same level of support the second circle points to a bullish long-tailed pin bar caressing the level of support. And lastly the third circle points to another bullish long-tailed pin bar .
Like I alluded to earlier, all these long tails fit the TSL requirements. Although the first pin bar looks a bit suspicious, the second and third long tails look more defined and inviting. It wont be such a bad idea to place buy pending orders above the highs of two either of these two long tails until the first close of the first candle. You'd most certainly see substantial profits heading in your direction. at
Look For Long-Tailed Protrusion At Key Levels
Yep! Look out for long-tailed protrusions by these celebrity pin bars at key levels. Doesn't get simpler than that does it? You know often times long-tailed pin bars will counter a trend after a strong move whether up the hill or down the slope. It's the nature of the beast so to speak. In that case look for these long tails to slice through these key levels within a 'cant miss' range.
Or you look for a long tail protruding through a key level at a false break ensuing as a result. Veteran traders would definitely get a kick out of a false break as a lot of rookies tend to fall through this trap quite often. Not to mention the fact that these protrusions also lend themselves as confluence for these counter-trend long tails. Let's take a look at an illustration using the USD/JPY pair.
Now take a look at the bullish long tail underneath third arrow along the new level of support. It's in the midst of the obvious range that I alluded to. Now a closer look at the bearish pin bar along that same level of support. Now that sparks a brief fakey as traders anticipated a bullish trend. This is the kind of protruding scenarios you should look out for when trading counter-trends.
But then again we could see a sharp U-turn after sustained pressure, regardless of whether it's the bulls or the bears going on a trend. Again, the long-tailed pin bar takes shape in this scenario. It's just the market' way of cooling off after heating up for a while. Let's take a look at a long tail inspired sharp reversal using the GBP/USD pair.
Now take a look at the long tail pin bar at the tail end of the bears run at the first level of support. The long tail suggests the bears are losing steam because they've gone one step too far, causing the bulls to step in and start their own fire as they try start some fiery momentum of their own. The long tail also represents the market's way of correcting itself when the engine is overheating..
Look for Long-Tailed Pin Bars With Trend and Confluence
Be on the look out for long-tailed pin bars with trend and confluence. Hmmmmm Now I can hear someone saying "What in the world is that?" Well what I really mean is look for long tails with good trend continuation signals as well.
Of course they must have that look of confluence as well. There must b a coming together of these signals. You will most certainly find them after a pull back or at or close to key swing points. Let's take a look at an illustration of this scenario.
We see a gorgeous illustration of trend and confluence along the first level of support.Take a look at the bullish long-tailed pin bar touching the level of support towards the far left . It's basically saying "Get ready for a bearish run."
Now let's takes a look at the nicely clad long tail at the resistance end , as indicated by the arrow. This suggests the beginning of a bullish offensive. However, a word of caution though: Don't always jump in just because you see a nicely decorated long-tailed pin bar. It could be a sign of a negative reversal or a major meltdown. So to be forewarned is to be forearmed.
And last but not least:
How Do I Enter Trades On Long-Tailed Pin Bar Signals?
You can enter trades on long-tailed pin bar signals a few ways:
Market Entry
This is very basic. Just go to your MT4 platform and place a 'buy order' if it's bullish pin.If it's a bearish pin you don't need me to tell you to place a 'sell order.'Do you? Below how to place a buy order
Stop Entry
Just place a stop entry at the level you want to enter the market. A word of caution though: For the market to trigger your stop entry the market should move up to touch your buy stop or move on down to touch your sell stop. You also need to understand that your sell stop order must be under the current market price(including the spread) while your buy stop must be above the going price(including the spread).
In layman's language, in a bullish pin bar formation you out in your buy order when you see the high of the pin bar break for the hills. Whereas in a bearish bar formation you put in your sell order when the low of the pin bar breaks down the slope. Let's take a look at both scenarios
As you can see the buy stop order is placed above the high of the long-tailed pin bar,as indicated by the white bar, in light of the bullish surge up the hills. You then place the stop order at the low of the bearish long-tailed pin bar on the heels of a bearish break down the slope.
Limit Entry
You place the limit entry below the going price if you are buying. And you also place the limit price above the going price if you are selling. Some of you may be wondering"Well,what's the rationale behind placing a limit entry on a long-tailed pin bar"? Well trading wisdom suggests that some pin bars pull back or retrace at the 50% level. So it makes sense to make your entry at that level with a limit order.
In light of this interesting revelation you place your stop loss just above or below the pin bar high or low.Of course this creates the possibility of a huge profit. This is perfect for long-tailed pin bars largely because of this 'cheching'(Sound of cash register) possibility. Let's take a look at how the limit entry works with the long tails
As you can see the buy stop for a bullish pin is placed below the low of the long tail. Why the sell stop for a bearish pin is placed above the high of the long tail. However, as I alluded to earlier, you make your entry at 50% retracement for both the bulls and the bears. This is because some pin bars.especially the long tails are most likely to retrace, creating huge profits possibilities.
For more information on trade entries, read up on You need to Protect Your Trading Position and Profits With Pending Orders . And if you are confused about long-tailed pin bars I suggest you read Pin Bar Strategy – How To Trade It
That's a wrap for "Long-Tailed Pin Bar – A Pin Bar With A Difference ." As you can see, long-tailed pin bars definitely know how to an appearance. Their long taily wicks stand out so obviously that you can't miss them. If you're not still flummoxed or confused about which trade setup to choose, just stick with the long-tailed pin bars. You can't go wrong with those.
Open Live Trading Account
Til next time take care.
If you're looking to open a live trading account sign up with EasyMarkets.


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WRS August Parent Letter
West Rutland School
Parent Information Packet
Opening of School
August 29, 2018
August 13, 2018
Dear West Rutland School Families:
Welcome back! We hope you had a pleasant and relaxing summer and that as with us, you are looking forward to another successful year at West Rutland School.
Summer Updates:
This summer our Tapestry program provided over 45 students with a stimulating and enriching program. The following is courtesy of our Tapestry Director, Heather Spaulding-Gale and our Family School Coordinator, Pamela Notte:
"This summer at West Rutland's Tapestry Program we had 45 students enrolled in our 7 week program Our summer enrichment theme was Exploring the Great Outdoors. Tapestry offered its students the opportunity to go on three field trips a week. Lake Bomoseen State Park, White's Pool and a different State Park each Friday, to name a few. Many students were given the opportunity to work with the tutors in the morning on academic enrichment. STEM and STEAM opportunities were also offered to the group as they explored the great outdoors. Proctor's Tapestry program came to West Rutland and we had a "field day" ending with an ice cream party. Sadly, Summer Tapestry ended August 10th.
Through our summer morning tutoring we serviced 21 students, which is approximately half our enrollment from the summer. The tutoring began July 2 and ended August 9. The focus for the tutoring was literacy and math activities. The tutors gave pre and post assessments through which the majority of the students showed improvement. In the K-2 grade group there were 10 students serviced in reading/literacy; 6/10 showed improvement; whereas 4/10 stayed the same. In the 2-4 grade group 4/6 students showed improvement in math; in reading/literacy 4/6 showed improvement. In the 4-7 grade group there were 3/5 showed improvement and 2/5 stayed the same in both areas. We will continue our tutoring program with our Tapestry program in the fall."
In addition, we have had a number of ongoing projects to the school. Paving continued in our parking area, we had twelve additional video cameras installed both in and out of the building to enhance our security system, as well as updating the software. A new door was installed in the kitchen and a new water fountain in the library hallway. In addition, a new and larger flat screen monitor has been ordered to replace that currently housed in our entryway. This larger monitor will allow easier reading of text by members of the community and provide larger and more vivid pictures of school related events.
With all the activity in the school over the summer (Extended Year School, Summer School and Tapestry/Academy) we wish to thank our custodial staff (Elmer, our Head Custodian and Carl, George, and our newest custodian, Julie) for their ability to navigate around these events and provide excellent preparation for the upcoming school year.
In addition, a very special thank you to Lynn Ackerman and Lisa Harvey for keeping the school running smoothly this summer. Their presence, patience and perseverance has significantly impacted that smooth running!
First Day of School:
Prekindergarten (3 & 4 year olds) (Refer to important dates listed)
Kindergarten (Refer to important dates listed)
Grades 1-12 Wednesday, August 29, 2018
Welcome to New Staff
We have a number of new staff members joining us this year. Please join us in welcoming them!
Lindsey Brown, Grade 4
Lindsey recently completed her Masters Degree in Elementary Education. With a Bachelor's Degree in 2015 from Castleton University, this native Vermonter graduated from Mill River High School, has prior experience at Wallingford Elementary and a number of years in the healthcare field prior to joining us. She looks forward to meeting the students, families, friends and staff that make up this great community.
Laura Daily, PreKindergarten Teacher
Another lifelong Vermonter, Laura resides with her husband and three children in Wells. An initial graduate of Norwich University with a Masters Degree from Mount Holyoke, she spends spare time volunteering at the senior center, library while enjoying what little time remains in outdoor activities with her family.
Brenda Fort, Multi-age Grade 1-2
Moving here from Northern Vermont, Brenda resides in the area with her husband and two college aged children. She enjoys downhill skiing and numerous outdoor sports with her family.
Alyssa Hartwell, Special Education
Alyssa is from Brandon, Vermont where she lives with her fiancé, son, and two dogs. She attended Castleton University for her bachelors in history and master's in special education. She is joining us from the Sheldon Academy in Rutland, Vermont and looks forward to working with us.
Markell Nault, Spanish
Markell is a recent graduate of Castleton University where she studied her greatest interests, Spanish and teaching. She loves to travel and experience other cultures and is excited to inspire her students to do so as well!
Danielle Liguori, Science
Danielle Liguori was born and raised in Vermont, where she attended both undergraduate and graduate school at the University of Vermont. She has a bachelor's degree in psychology and a master's in teaching at the middle grade level. This year, she is excited to be teaching seventh and eighth grade science at West Rutland school.
Cody Parker, Athletic Trainer
Cody graduated from Castleton University in 2013 with a Bachelors of Health Science in Athletic Training. He has worked closely with club sports and over the past three years has worked primarily at West Rutland but also per diem work with Rutland, Mill River, Otter Valley, Fair Haven, Woodstock, Burr and Burton, MSJ, Poultney and Proctor high schools. Cody enjoys being outdoors and spending time with his wife Katlyn and their dog and three cats.
Amy Torrey, Math Interventionist
Amy has spent 11 years as a classroom teacher prior to accepting the Math Interventionist/Coach position at West Rutland. She resides in Orwell with her husband and four children.
Julie Trembley, Custodian
With prior custodian experience in local school, Julia is thrilled to be joining us this year!
Dillion Zaengle, Physical Education
A graduate of Castleton State College, Dillon has taught in the Bennington Rutland Supervisory Union since August of 2015. Originally from Massachusetts, Dillon was twice an All-State Soccer recipient and has over the years coach both high school and intercollegiate soccer programs. He will assist this year with our Varsity Soccer program.
Open House
PreKindergarten Families will be notified of their specific open house time.
Kindergarten Tuesday, August 28, 2018 @ 5:30PM
This is an opportunity for Kindergarten parents only to learn about your kindergartener's day.
Grade 1 – Grade 12 Wednesday, September 12 @ 5:30-6:30
Families can meet their child(ren)'s teacher(s) and learn about the day in the classroom of their child(ren).
Student Drop-off and Pick-up
Students should be dropped off and picked up on the sidewalk in the drop off and pick up zone adjacent to the school building. Students should exit/enter car doors on the sidewalk side only. Please pull the vehicle all the way up in the drop-off/pick up lane. Cars are not to be left unattended in front of the building. If an adult needs to leave their car and enter the building they must find an available parking space.
Student parking is located in the back section of the large parking area.
The traffic pattern adopted last year will remain the same. Please use extra caution as you enter the WRS parking lot for the first time. We will have staff assisting with the traffic flow the first week of school.
Parent drop off between 7:00AM to 7:40AM. Students must report to the cafeteria. Buses generally at 7:35PM.
We have made some adjustments to or afternoon dismissal procedure as follows:
PreK 2:25PM
Walking/parent pickup 2:30PM
Tapestry 2:35PM
Bus dismissal 2:38PM Grade K-6
Grades 7-12 2:40 PM at the bell
Tuesday's dismissal will be adjusted accordingly to our 2:00PM Tuesday dismissals.
WRS Family Handbook
The updated West Rutland School Family Handbook will be available on our website by Monday, August 27th. If you would like a paper copy please send in a note indicating so and we will forward one home with your child. Please take time to review this document. There are a number of changes from last year.
Our student breakfast is $1.60. Our student hot lunch is $2.90/day. Monthly menu will be posted to the West Rutland School website. You may send payment with your child. You may also access your child's account via the Infinite Campus portal. If you have questions regarding access to the portal, please contact Lynn Ackerman, Administrative Assistant, at ext. 5207 or firstname.lastname@example.com.
During the first week of school all families will receive eligibility paperwork for free and reduced lunch. If a student is eligible for free or reduced lunch, they are also eligible for free breakfast. We know the financial challenges of raising a family; so please do not hesitate to apply. The application process is completely confidential.
We strive to ensure timely, effective and highly informative communication with our community. Our website and Facebook pages are filled with news, announcements and upcoming events. Please follow us!
Administrative Roundtable
This year we will continue to provide Administrative Roundtables designed to provide the community with topic-focused information with a segment of each session designed for questions and answers. These roundtables are structured to provide an overview of topics and are not intended to engage in dialogue related to specific students or events. In addition, from time to time we will enlist the expertise of district personnel or West Rutland School Faculty to enhance the relevance of the agendas topic.
Wednesday, September 12th "Learner-Centered Model and
Proficiency-based Reporting" 5:00-5:30 (gymnasium)
Guest Speaker: Adam Rosenberg,
Assistant Superintendent of Schools
Wednesday, October 24th "Understanding your Child's
Progress Report" 5:00-6:00 (gymnasium)
Wednesday, November 14th TBA 6:00 (gymnasium)
Wednesday, January 23rd TBA
Wednesday, April 24th TBA
Wednesday, May 22nd TBA
Learner-Centered Model and Proficiency-based Reporting
The Learner-Centered Model is designed to assist students in learning how to learn. Students will take ownership of their learning by better understanding where they are in the learning process, where they are going and how they will get there. Teachers will facilitate the learning for students by guiding them through the process.
Transitioning to proficiency-based learning impacts how we report student progress. We will continue to report out four (4) times throughout the school year. However, we will not be providing mid-quarter progress reports as parents have full access to the JumpRope reporting portal. West Rutland School has replaced the 100 point grading scale with proficiency-based reporting.
Student Information System and Student Reporting
With our continued goal to enable students and their parents to track performance against the proficiencies and their indicators, we will continue to use Infinite Campus as our student information system and the Jump Rope portal (www.jumprope) using your child's GRCSU Google account email and password information.
As noted in our introductory section, Tapestry enrollment forms for fall will go home on the first day of school. No wait list as of yet! We are not thinking we will have a wait list. Hours will be 2:30-5:30, except Tuesdays which will be 2:00-5:30. First day is Tuesday September 4th. Financial assistance is available and anyone interested can contact Pamela Notte, Family School Coordinator directly @438-5709 Extension 5209.
The schedule is as follow:
2:30-2:45 check-in (except Tuesdays, which will be 2:00)
2:45-3:15 snack
3:15 homework (older students) and recess (younger students)
3:45 recess (older students) and homework/story (younger students)
4:00-5:30 free time and crafts
Please enjoy the final days of summer and looking forward to the return of the students on Wednesday, August, 29th!
Robert Johnson Joseph Harrington
Interim Principal Associate Principal
Wednesday, August 29th First Day of School
School doors open for students at 7:00AM. All students are to report to the cafeteria until 7:45 when the first bell rings.
Wednesday, August 29th – 30th Pre Kindergarten Orientations (Separate Mailing to Parents)
Friday, August 31st Pre Kindergarten dismissal at 12:15PM
Tuesday, September 4th Regular all-day schedule for PreKindergarten
Wednesday, August 29th – 30th Kindergarten Orientation/Academic Screening
Friday, August 31st Kindergarten Dismissal 12:00PM
Tuesday, September 4th Regular all-day schedule for Kindergarten
Monday, September 3rd Labor Day, School not in Session
Wednesday, September 12th New Staff Meet & Greet Cafeteria 4:30-5:00 PM
Proficiency Presentation Gymnasium 5:00-5:30 PM
WRS Open House 5:30-6:30PM
Monday, October 1st School Picture Day
Friday, October 19th Staff Inservice Day – Student Classes not in session
Tuesday, November 6th School Picture Retake Day
Route begins at 6:55AM
Center Rutland – Pleasant Street – Whipple Hollow – Route 4A
Route begins at 7AM
Middleton Springs – Ira -Clarendon Avenue – Boardman Hill


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Let Them Eat Cake
Posted by Miranda on February 5, 2008
Browsing my aggregator this morning I noticed a comment from mrsdurff on a post I had written awhile back concerning Vicki Davis' blog, coolcatteacher. I had tried to read Vicki's blog and had given up. With all the graphics, videos, and so forth she has on there now, it just takes too long over a dial-up connection and my exasperation had finally gotten the better of me.
MrsDurff commented rather snippily that I should perhaps think about "investing" in cable. She assumes I suppose that because she has broadband, everyone does and it is only my unwillingness (or inability) to pay for it.
It's always that way. Some are quite unable to understand that the opportunities they have are not available to everyone.
I find this to be true with most of the "edu-bloggers" and to be honest with almost anyone who has broadband including my family. It's taken me years to train my friends to avoid sending me giant attachments and even as recently as a month ago my sister out in Portland, Oregon called me to suggest a link to an internet radio site.
Governor Douglas has set a goal that broadband be universally accessible to Vermonters by 2010. It is a worthy goal but there does not seem to be much progress in that direction. In addition I think the state's estimates may be a little skewed. For instance our town applied for a $50,000 grant from the state to assist with furthering wireless broadband throughout the town. We were told that our town was not eligible for the grant, that Thetford is considered to have broadband access already. That is because Thetford Elementary School. Thetford Academy and the Latham Library all have broadband access via fiber. This leaves the rest of the six square miles of the township and 95% of the households without it but the state considers that we have access.
And we do, if we want to drive the 20 minutes to town at a time that the library is open. Otherwise our access is a 40 minute drive down to a wifi hotspot in Hanover or Lebanon, NH, depending on the hour.
I have looked at satellite but with the hills around me that is not an option. Cable of course is absurd, what cable company will lay miles of cable to serve a few households? Verizon told us at a meeting with them a couple of years ago that it would be a cold day in hell before they invested the money in hardware to bring DSL to us.
I talked about a new initiative, a fiber network that folks in the area are working on in doing for ourselves. If all goes as planned the first households will be hooked up in 2009. But we will have invested a lot more than the piddley sums mrsdurff puts out every month. To get broadband we have to invest sweat as well as money.
Marie Antoinette's notorious statement seems to fit.
2 Responses to "Let Them Eat Cake"
April 8, 2009 at 6:05 pm
Miranda, I'm not sure how this blog post got linked to my article, "What Does Broadband Mean?" but it was a perfect response. I will likely post my own response soon, but to me the bottom line is choice. Right now, you have little choice but to access sources of information that are predominantly text-based, will little multi-media. For someone like me, who is not a natural reader (it's work for me, though I usually have one or two professional books, and at least two novels going at a time — right now three), this would be daunting, and there is a likelihood that wouldn't even be participating. Well I guess I would, but there are many in my shoes who wouldn't.
I continue to be irked by the fact that the U.S. Telcos promised to provide universal broadband throughout the U.S. by 2006. The federal government did not hold them to it, but were more than willing to extend the promised tax breaks.
Thanks for continuing the conversation.
November 14, 2009 at 4:49 pm
[…] time we connect at a fairly good clip for dial-up, anywhere from 49000 to 52000 kbps and before you tell me to eat cake that's all we can get at the moment. I live in a little hollow in the hills in Thetford, VT. […]
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Here is our update information to share with you! Are you now starting to ask: When can we buy again? Were you foreclosed on or did a short sale due to circumstances like a job loss or illness? The wait may not be as long as they were once told!
Many banks have guidelines that prevent them from issuing loans to people with a foreclosure or short sale in their credit history in some cases for as much as seven years. That also doesn't factor in the damage foreclosures and short sales can do to a person's credit score, and the work former home owners' will need to do to repair it so they'll have a better chance at qualifying for financing again in the future. Please contact a local lender that knows the new regulations and is recommended by your Realtor!
The wait-time varies among lenders and government entities. For example, the Federal Housing Administration says former home owners with a foreclosure must wait three years before they can qualify, while Fannie Mae and Freddie Mac require a seven-year wait following a foreclosure. So clearify this with those helping you.
As for short sales, sometimes these waits can be waived or drastically cut, depending on the borrower's situation. FHA requires a three-year wait following a short sale, but it may waive that wait if the short sale was due to a job loss.
Also, for borrowers who can come up with a higher down payment on their next home purchase, they may also not have as long to wait. For example, Fannie Mae will reduce the wait from seven years to two years for borrowers who come with a down payment of 20 percent or more.
Source: "Lost Home to Foreclosure but Ready to Buy Again? Prepare to Wait in Lender 'Penalty Box,'" Associated Press (Feb. 22, 2012)


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Welcome back! I hope you are feeling good today.
Hearkening back to my post on Project Diva Future Tone, I thought for this week's Rainy Mondays I'd write about some Vocaloid music.
After Hatsune Miku's introduction to the world and subsequent popularity across the globe, it makes sense to me that there would be creators outside of Japan interested in utilizing Vocaloid's technology for creative pursuits. Alongside their Japanese counterparts, there are plenty of talented Vocaloid producers stateside. Perhaps the most prominent among them (in my estimation) is CircusP, a young songwriter from the Northeastern United States. His songs have a very strong electro flavor to them, with very fraught lyrics. He also has an indelible knack for writing melodies. One of his best is "Patches," wherein he drops the tempo by about 20-30 BPM and offers some more healing thoughts. Though the linked version above uses KAITO and Dex's voicebanks, it is actually a slight rework of the original, which features Circus' real voice. (Alongside him in that version is KenjiB, who, thanks to tracks like "Pushing Daisies," is equally adept at producing and songwriting.) When listening to his other works, I find myself hoping that Circus will find some inner peace and joy. With "Patches," it sounds like he's on his way to uncovering it.
"Patches" is part of CircusP's most recent album, 715. 715 is available on Bandcamp.


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Written by Katy Mamen
Katy Mamen is a sustainable food and agriculture consultant based in west Sonoma County. She was previously director of programs at Ag Innovations Network and coordinated the US Local Food Program for the International Society for Ecology and Culture
The Uplifting Secret Ingredient Behind Daily Acts' Success
On the surface, the Petaluma-based nonprofit organization Daily Acts looks like many other groups working to lighten our footprint on the land. Their programs encourage the widespread adoption of household- and community-level sustainability projects, empowering people with the tools to grow their own food, reduce water and energy consumption, and other efforts to build community resilience in the face of climate change.
The group works with a wide swath of society, from individuals to municipalities, churches and businesses, to foster change one action at a time, while also working to remove policy barriers that stand in the way.
But look a little closer and you'll find that Daily Acts has a certain je ne sais quoi that reveals a richness far beyond the practical aspects of its programs: The organization radiates a particular constellation of spirit, warmth, intelligence and resolve.
Daily Acts is one of those rare organizations that manages to marry concrete and effective action for a better world with an attention to the inner landscape, which founder Trathen Heckman refers to as "personal ecology."
Take Judy Mazzeo, for example, a retired editor living with her husband in Petaluma, who says she found a new lease on life as a result of her engagement with Daily Acts. For many years, Judy was active in fighting for a better world—attending marches, speaking out on issues. One day she woke up so depressed and hopeless about the state of the world that she felt she just couldn't do it any more. The weight of the crises in the world had taken their toll.
It wasn't until she experienced the Daily Acts community and "every choice matters" message that she remembers feeling that "I can do this, I can have a positive effect on the world. It may be just a little but it doesn't matter because if a lot of people did just a little, a lot can get done. That's exactly what you see on a workday; we can transform 5,000 square feet in just a few hours."
With the encouragement and technical support of Daily Acts, Judy was one of dozens of individuals who transformed front lawns into a food forest as part of the Community Resilience Challenge (previously the 350 Home and Garden Challenge). This campaign provides a DIY guide to individuals and encourages them to save water, conserve energy, grow food and build community—lofty but tangible goals that can be easily achieved by selecting actions via their online registration.
As part of this effort, Judy installed a greywater system that has captured and repurposed 10,000 gallons of wastewater over the last two years, and she has contributed to the similar transformation of several other public sites on Daily Acts workdays.
"It's just so inspirational," she says. "There's such a feeling of camaraderie. It's the best thing I've found and it has brought such a measure of joy to my life. Most people who brush up against it have similar feelings."
Indeed, speaking with some of the people who orbit Daily Acts, it's clear that the organization has a strong magnetic effect. Inevitably, a twinkle will appear in their eyes, a slow smile will spread across their faces, and a wistful sigh might escape their lips when talking about their experience with the small but mighty organization.
Daily "Actor" Jacqui McGrath attributes her move to Petaluma to the seductive effect of this organization: "I felt like I found a place to land. There was a community of people doing work, I could immediately jump in, be in service, and learn more practical skills. It's not just about the world but about the inner terrain. Daily Acts is an organization that heals not just our connection with the Earth, but with each other and with ourselves."
Daily Acts Board President Miriam Volat echoes this curative effect of the organization's ripple effect in the individuals' lives they touch, explaining that "the way I think about Daily Acts more and more is that it's really savvy health care. If you want long-term community health care, these kind of programs are really good to be involved in and support."
Nowhere is the "special sauce" of Daily Acts more apparent than in the charismatic presence of its founder, Trathen Heckman. I visited Heckman in his lush downtown Petaluma backyard one hot day, nestling in among the cob pizza oven, greywater wetland and chicken playground. Sleeping pads were still scattered on the garden path where the family had slept under the stars the night before.
Marveling at his upbeat outlook, I asked Heckman how he managed to maintain an unfailingly positive approach in the face of such global problems. Half-expecting to hear a canned intellectual analysis, I was surprised to learn that Heckman is 99.9% optimist.
"Some people say we've already missed the boat, but that doesn't change my commitment or resolve. I'm trying to focus on being present and being reverent and focusing on creating change in all aspects of my life," he says. "I'm so focused on that that I don't spend a lot of time worried or even being attached to outcomes." Heckman's passions, which include mindful leadership and spiritual practice, have helped to infuse the organization and its activities with a sense of meaning and deeper purpose.
Heckman signs correspondence with the salutation "Take heart, take action." While many organizations are true to the latter half of this aphorism, few take on the former with such complete commitment. Heckman attributes Daily Acts' success to three things: doing what they can to sustain joy and optimism, keeping a focus on positive inspiration and maintaining a personal practice.
He explains: "A few years into Daily Acts, I got clear that heart-centered mindful presence in action is core. Being heart-centered affects your mental clarity, your effectiveness, your emotional balance, so it's a practical strategy as well as just feeling good."
Personal ecology is an integral strand in the organization's DNA. The staff work hard to walk their talk, to model what they live and love. They meditate at the beginning of each staff meeting. "A big question is, how can we support each other in living into our potential more?" says Heckman.
While it's clear that the community of people working with Daily Acts in various capacities is feeling good about the work, it leaves one wondering: Does it actually deliver real results? The answer is a resounding yes; for all its heart-centered optimism, the organization actually achieves remarkable outcomes.
Four years ago, Daily Acts launched its 350 Garden Challenge, aiming to sign up 350 families to plant water-wise food gardens in the county in one weekend. The response was tremendous: 628 families planted gardens. This year, in its updated Community Resilience Challenge, the organization aimed for 3,500 actions to build community resilience through food, water and energy conserving activities. Over 7,000 actions have been registered so far, from the planting of new gardens to grow more food to the installation of home rainwater harvesting barrels.
Daily Acts has hosted the largest do-it-yourself greywater workshop in the country and helped inspire a municipal program which has provided free resources to sheet mulch (adding a protective layer to the soil so as to conserve moisture, suppress weeds and improve fertility) over 500 lawns, resulting in an estimated savings of about 22 million gallons of water per year. Its work led to the first permitted single-household greywater system in Sonoma County and Heckman was a key architect of the collaborative effort to create and implement the Sonoma County Healthy and Sustainable Food Action Plan (SonomaCoFSA.org/fap).
Daily Acts calculates that, over the last decade, it has engaged close to 40,000 citizens in taking at least one conservation action such as these over the course of 800 program events.
Since Daily Acts got started in 2002, much has changed in the field—many more groups are now leading workshops in everything from gardening and food preservation to energy efficiency. In light of this, going forward, the organization is shifting its emphasis from delivering such workshops to supporting the success of other groups active in the field. Daily Acts is building strong alliances and networks, and supporting the leadership development of new community leaders while being a resource for model projects. It is also working to reach a broader demographic cross-section and is developing youth educational programs and partnerships by collaborating with partners who work in underserved communities.
The marriage of head and heart that lies at the core of Daily Acts' methodology represents a powerful new paradigm of activism, one that holds great hope for the future. In the words of Judy Mazzeo, "It's about having the sense that you can matter. I don't mean that in a selfish way—that's what everyone wants, to feel a part of something, to feel like their life matters. You can accomplish good things. It isn't just work, it's fun."


text: BUSINESS Bill Cosby joins comedian documentary 5:00 AM PDT 4/22/2008 by Staff report , AP FACEBOOK TWITTER EMAIL ME Empty Bill Cosby has joined a who's who of black comedians for the Robert Townsend-directed documentary "Why We Laugh: Black Comedians on Black Comedy." The Codeblack Entertainment docu, inspired by a book by comedian and writer Darryl Littleton, is a no-holds-barred, raw, uncensored and truthful look at black comedy and its cultural influence. It also takes a critical examination of the social impact of black comedy and its notable artists. Cosby joins a cast of comedians that include Chris Rock, Steve Harvey, George Wallace, Paul Mooney and Katt Williams, among others. Codeblack's Quincy Newell and Littleton are producing, along with Richard Foos. Codeblack's Jeff Clanagan is executive producing. Townsend and Angela Northingon are co-executive producing. FACEBOOK TWITTER EMAIL ME Staff report firstname.lastname@example.com @thr AP firstname.lastname@example.com @thr


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Tag: healthy recipes
The Quick Golden Milk Latte
Relationship to coffee: IT'S COMPLICATED: Anyone else? I mean, coffee would be the easy way out FOR SURE. A nocturnal …continue reading >
On Living an #Antidiet Life (& The Dill Feta Garbanzo Bean Salad)
The secret for a more effortlessly healthy and #antidiet life? Even though I knoooow, it's so tempting this time of year to …continue reading >
The Summer Meal Plan 2017: RELEASED & Full Recipe List!
Oh hi. Have we met? My name is Sarah and before you get your cute self down the page, there …continue reading >
Roasted Cinnamon Apple + Walnut Parfaits
I'm not sure why- but for some reason, I've never thought to roast fruit. Grill it? Yes. Roast? Veggies only, …continue reading >
The (Brand New) Fall Meal Plan 2016 & Full Recipe List RELEASED!
I had to wait until the weather actually turned, you know? And that it was official on that calendar. To …continue reading >
Strawberry Rhubarb Crisp/Crumble (gluten-free)
Strawberry Rhubarb Crisp Notes: The fruit filling in this recipe can be varied depending on the season! I've made it …continue reading >
Summer Picnic Poblano Salad
So, I posted this guy on instagram last week before we were heading out to a little BBQ, and immediately …continue reading >
The Spring Meal Plan // Recipe List Released!
Spring Meal Plan 2016 Recipe List: Sign up here. Plan available to start April 8th (or after). It's real food …continue reading >
(The Easiest) Chicken and Vegetable Curry
Is one of your goals to eat more veggies this year? And not spend forever trying to cook them …continue reading >
Peppery Greens Pistou (from New Day Northwest Cooking Segment)
In case you didn't catch it, here's the link to yesterday's cooking show on King 5's New Day Northwest Talk …continue reading >
Spring Green Salad with Lemon Feta Dressing (a life-changing salad)
A few weeks ago, I had the lovely job of creating a line of amazing brunch recipes for my friends …continue reading >
Sesame Stuffed Tuna Peppers
You should totally make these for Superbowl. Or, any party, actually. Easy, healthy, and perfectly bite sized. A little sneak …continue reading >


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Pattern assembly service
We know that many of you need patterns as well as fabrics. We also know that it can be very difficult to print and assemble a pattern PDF consisting of 48 A4 pages (=A0)! Some people enjoy it. Others prefer to sew in time.
We'll help you!
Let's mount the PDF! We will provide you with the composite pattern as a PDF download.
Your advantages:
- You save time that you can use when sewing!
- You get one or more plotable A0 PDFs back, which you can then plot as often as you like.
And so it goes:
- Let the assembly service under Sewing accessories into the shopping cart and send us your pattern(s) by e-mail to firstname.lastname@example.com
- We make the composite pattern available to you as a PDF download.


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Amanda A. Johanson MBA
Chief Executive Officer
Amanda Johanson first came to Holly Hill in 2013 as the director of business development and later stepped into the role of chief operations officer. In 2017, she became the chief executive officer where she works closely with her team to orchestrate the overall strategy, growth and direction of the facility as well as to synthesize internal goals with those of the community.
A native of Brunswick, Georgia, Johanson earned her undergraduate degree and a Master of Business Administration from Georgia Southern University. She is a passionate advocate for the mental health community and has supported the National Alliance on Mental Illness (NAMI) North Carolina and Wake County affiliates through board and event committee participation.


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