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Enquire Now
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Our greatest reward is the positive feedback we get from our clients.What our clients say about us
A highly experienced, professional and enthusiastic Owners Corporation Management company servicing all suburbs in the greater Melbourne metropolitan area.
An estimated 90% of dissatisfied owners corporation committees do not know how to amicably and lawfully part company with their underperforming manager.
A wonderful serenity has taken possession of my entire soul, like these sweet mornings. A wonderful serenity has taken possession of my entire soul.
It isn't only our clients that appreciate our exceptional level of service; I set myself a reminder to pass a quick note of thanks to you for your professionalism and accessibility in our brief interactions. I readily admit to some frustrations to date, in receiving support from Owners Corporation managers, but acknowledge that you have been open to what represents the best interest of your client.
With the new Management of Iconic Strata Management in place, it has been a pleasure for the committee and the Management to make definite progress in the maintenance and upkeep of our property.
Thanks you, Brigitte. I thought it was an excellent performance by Iconic Strata and made it very clear to all present why we changed agents.
Brigitte has brought about significant improvements in both our formal and informal processes, and in reporting and the provision of information. Several owners have given a strong endorsement of the establishment of an Islington Townhouses portal via the My Community website. A particularly useful feature is that access to information on our portal is offered via three categories – lot owners, residents and committee members.
I cannot thank you enough for your persistence and hard work on our behalf. I don't think we would have had this level of dedication and determination from any other company, so thank you!
Last year was one of considerable change for the property sector, with significant government and re
Six years after a permit was granted for the redevelopment of the historic Channel Nine studio site
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Do you get stressed at work? All those deadlines to meet, the to-do list getting longer, things getting in the way all the time? You're not alone! Many of us find that even the smallest setback can be a stressful event, and when they all come together, things start to get very stressful indeed!
Stress in the workplace is a common cause of loss of productivity. It can also lead to poor work relationships, and is not conducive to an enjoyable work day! Let's have a look, then, at a few great ways to make sure that you can work in a stress-free environment, so we can help you get the best out of your work life.
Plan Your Time
Now this may seem like a logical step – it is – and you might think you already plan your work day, but when you take a step back and think about it, how carefully or thoroughly do you plan your schedule?
It's all very easy to list all the jobs and tasks you have to do, but what about taking a break every now and then (more of that later)? Have you factored in the time needed to recharge your batteries once in a while?
Stress in the workplace can come about due to a heavy workload, that much is true, but it can be exaggerated by allowing your workload to be heavier than it really is. Have a look at what you need to do, allocate a time to each job, and then add a bit on. Don't simply fill your list up with everything – you won't get it all done – and make sure you allow for 15 minutes here and there, to take some time to yourself. Try it, you'll see the results immediately.
The Right Tools
Whatever job you do, if you are struggling with inadequate equipment you will not operate to your full level of efficiency. Take the computer you work with: it will most likely do the job very well, but what about the screen? You probably spend a lot of hours every day looking at your screen – we're back to taking breaks again – and there are many ways to make things easier on your eyes.
Technology has brought us many impressive developments in recent years, nowhere more so perhaps than in audio-visual equipment, and some of the monitors you can buy now are impressive.
We recommend that, if you want to give your eyes the easiest time, you get a curved monitor. The wrap-around effect gives you an impression of how you see things generally and is much easier to work with. They are not expensive either, so you can get equipped very cheaply indeed.
Early Start
There are a few reasons why an early start can help reduce stress. Firstly, if you have to commute, heading out an hour earlier than everyone else means you miss the traffic, and the stress that goes with it.
Also, you will find that if you get to the office earlier than everyone else, you can settle down with your first coffee of the day and get those little jobs that are niggling at you out of the way. The basic housekeeping is done, you can start your day properly at the normal time, and be ready to tackle whatever is thrown at you.
It really is a very sensible way to make sure that you are fully prepared for when the phones start ringing, or when your manager begins to make demands on your time. Try it, and you'll see what we mean!
Take a Break!
We had to reach this point eventually, and it really is an essential part of making sure your day is as stress-free as possible. If you work with a computer you need to take a break every now and then to prevent damage to your eyes.
Even if you don't, it is vital to withdraw from work, even if it is just for a few minutes, to get some time to yourself. It's not healthy to simply work, work, work – you need to have a few minutes on a regular basis where you can stop.
Go to the coffee machine, get yourself a drink and sit somewhere away from your desk. Don't take it back to the workplace, or you will find you have dragged into work again, without having taken any time. Do it, have that couple of minutes to yourself, and you will find life is much easier.
Make Friends
For some people, work is a place where they go to, well, work, and that's it. For others, and they tend to have the least stress in their work lives, it's also somewhere to make new friends. A good social life with your work-mates can make things a lot more fun in the office.
If you're new to the scene, people will want to know about you, who you are, and what you are like. Take up invitations to go for a drink on the way home on Friday night, get to know them and you will find it adds to the enjoyment of your days at work. Naturally, you are not going to like everyone, but it helps if you can keep things on a cordial level!
Don't Take it Home
Finally, a lot of the problems with stress in the workplace stem from not being able to separate your home and work life. Do whatever you can to not take your work, or its attendant problems, home with you. By all means, talk to your partner about your concerns and worries, but don't make it the main topic.
Work should remain in the workplace, and that will reduce the stress you have in your home life.
So, set off early, grab a coffee, get a curved monitor for better visuals, take regular breaks and make friends in the office – and when you go home in the evening, leave it all behind you until the next day!

subset: commoncrawl


text: Panel Tracks For Denver Homes Panel track blinds are a perfect match for glass doors or large windows in Denver. Ideal for patio doors, sliding glass doors, and beyond – panel tracks bring you privacy, style, and usability. Choose from a variety of fabrics, woven textures, sizes, colors, hardware and much more with panel tracks – some of the most customizable window treatments in Denver. What are Panel Track Blinds? Panel track blinds (or just panel tracks) are a modern alternative to classic hanging blinds in Denver. Hung from a carrier track, their lush fabric panels slide along the track without the hassle of turning, rotating, or tangling. The panels are much larger than most vertical blinds, giving you more privacy as well as a more modern style to your space. Panel tracks are also much lower maintenance than vertical blinds, because they have fewer moving partsand no risk of broken slats. The panels smoothly glide to stack on one another when you draw them, and effortlessly track back into place to shut. Benefits of Panel Tracks Modern, stylish, trendy – panel track blinds are among the most fashion-forward window treatments. But that's just one of their many benefits: Ease of Use: Panel tracks come with all the benefits of vertical blinds, sans the hassle of rotating them to close them, swinging slats, or tangled cords. Privacy: Sliding panel tracks always sit parallel to the window, so there's never an angle of light coming in between the panels. Light Control & Energy Efficiency: The large, bold panels let you control the lighting of your home, and they can help block energy loss through your windows. Where To Use Panel Tracks Panel tracks are best used in certain places in Denver homes. Try them out in some of these spots. Sliding Patio Door Panel Tracks Panel tracks are the perfect accent to sliding patio doors. They slide in the same direction as your door and give you the protection and privacy you want in a patio door. They're much easier to use than classic vertical blinds, which can jumble around when you're trying to use them. Panel Tracks for French Doors Like with sliding patio doors, panel tracks are beautiful accents to French doors. Slide them and stack the panels to get easy access to the door, or shut them to cover up and block the light you want. Panel tracks work best on French doors where only one door opens, because you can conserve space by sliding the panels to the side. Panel Tracks on Tall and High Wall Windows Panel tracks aren't only for doors–they're fantastic for the taller windows in your home. Sliding panel tracks let in all the light you want without covering up even an inch of your big beautiful windows. Try Panel Track Blinds in Your Denver Home Set up your free in-home consultation to see samples of panel tracks and any window coverings you're interested in. Just call 720-538-0182 today or use the form below to get your free in-home estimate.


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PetRelocation.com has just released their second annual Summer Pet Travel Survey – and the results are pretty exciting!
Sixty percent of pet owners said they traveled with their pets in 2010 … and 58% said they are planning to travel with their pets during the summer. We're thrilled so many people are including their pets in their vacation plans!
Unfortunately, 28% of those surveyed found a poor selection of pet friendly hotels to be the most difficult part of traveling with their pets. Perhaps they haven't found the 24,000+ pet friendly hotels on GoPetFriendly.com yet?
Full results of PetRelocation's survey are below.
Hey! Let's do our own little GoPetFriendly.com survey – please leave a comment below and tell us if you're planning a trip with your pet this summer and what you find to be the most difficult part of pet travel.
Planning a pet friendly trip of your own? We'll make it easy:
Pet Friendly Hotels | Pet Friendly Destinations | Pet Friendly Activities
[…] travelling with their pets -take a look at some of the pain points and considerations on this infographic you can see the high percentage of people whose travelling decisions are very much infuenced by […]
[…] This topic was researched using many great resources. Special thanks to Bill Gassett, Realtor Magazine, the Humane Society, and GoPetFriendly Blog. […]
[…] 2010 60% of pet owners reported traveling with their animals according to a gopetfriendly.com article. With pet owning families outnumbering families that have children, it's not a surprise […]
[…] Sixty percent of pet owners said they traveled with their pet in 2010. Considering 115 million households have a pet, that's a lot of misguided, anthropomorphizing, morally righteous people, wouldn't you say? […]
We probably won't have time to take a vacation this summer, bu tI just wanted to say how pretty this info-graphic is. :o)
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If you want to get the best rings for your weddings, you may need to find the best jewelry store that provide you many high quality jewelry. There are 5 stores that can be the best choice for you to find the best jewelry. You can make the best choice when you enter the best store with many option of jewelry. You not only can find the beautiful wedding rings but you can find the other jewelry for your beauty.
Tiffany jewelry Store
Best jewelry store will make you get the high quality jewelry and you should consider that the good quality of the jewelry will influence your beauty when you use the jewelry. One of the best jewelry stores that you can find as the good store is the Tiffany store. You will see this store with the wonderful design. There are the precious metals in the first entry. There are many high quality jewelries. There are the boxes with the blue green pale color that become the symbol of the quality.
The next store is the Cartier store. There is much jewelry that becomes the good choice for you. You can find the best jewelry that will make you look more glamour and luxurious. The Best jewelry stores will provide you many kind of the jewelry with many design and material. There are the luxurious jewelries with the amazing design with the lower price until the higher price that you can find. You also can find the other best store like Paiget Store. The products from this store are known as the global bran and you can make the best decision in this store.
Swarovski as the famous and the best jewelry store
There is also the Swarovski Store that become the big store and very famous in the worlds. There are many options for you that want to look like the celebrity with the best jewelry. There are many celebrities that come to this store to find the beautiful jewelry to improve their beauty. You also can find the best wedding rings for your special moment. The next best jewelry store is the De Beers store. There are many diamonds and jewelries that you can find form this modern and wonderful store in the world.


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In celebration of the successful Jets DLC take-off, Bohemia Interactive today published a brand new episode in the official Arma 3 Community Guide series (available on YouTube). The new video examines all of the aspects of jet employment in Arma 3, such as the various types of jets, munitions, sensors, threats, and tactics. In addition, the studio posted a new devblog, in which Creative Director Jay Crowe explains the role of jets in the Arma 3 sandbox, describes how the Jets DLC marked the first collaboration with a third-party development team, and offers a brief update on Arma 3′s 2017-2018 development roadmap.
Released two weeks ago, Arma 3 Jets is the first of several new DLC which Bohemia Interactive has planned for Arma 3′s fourth year of post-release support. Upcoming DLC packages include the Arma 3 Malden (free), "Orange" (working title), Tac-Ops, and Tanks. Compared to what was previously announced, the most notable change in the roadmap is that the "Orange" DLC has now been moved to the third quarter of this year. The free Malden DLC is still scheduled for release on the 16th anniversary of the Arma series; June 22nd – alongside Bohemia Interactive's new (and free) tactical multiplayer shooter, Argo.
For more information on the Arma 3 Jets DLC, be sure to read the latest devblog, and visit the Arma 3 Jets DLC official website.


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Bus Operator, Full-time at SATCo
If you have a Commercial Drivers License (CDL) with a Passenger Endorsement and no air-brake restriction, now is the time to submit your resume (with cover letter) for consideration. Qualified females and minorities are strongly encouraged to apply for our open positions.
Please note: If you submitted your resume for this position within the past one year, you do not need to do so again since it is already on file. Resumes are kept on file for a period of one year from the time it was originally received. Multiple resume submissions for the same position are not retained.
Notice: You will need a PDF Reader installed to be able to view the job description, the EEO policy and the drug policy.
Bus Operator, Full-time
The following links will open in a new browser window:
Click here to view the Job Description.


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If you are like most homeowners, to take great pride in the appearance of your home. In order to keep your home looking its best, you need to care for it and clean it often. Wood floors are a major investment. Not only will they last a long time, they also long beautiful and can increase the value of your home.
The best mops for hardwood here
If you have hardwood floors, you likely expect a lot from them. You walk on them every day, track dirt on them, the kids spill on them, and your pets run around on them, and you still expect them to look shiny and beautiful.
If you want to get your hardwood floors looking beautiful, it is important to know how to mop them properly.
Move the Furniture
Before you begin mopping, you should move all of the furniture that you can from the floor. It will make mopping easier.
If you have heavy furniture, you don't need to move it each time, however, twice a year you should consider moving all of the furniture from the room. Even though people aren't walking around where the couch is, dust can collect underneath, dulling the wood finish.
If you put furniture pads under the legs of your heavy furniture, it will make moving it much easier, and there is lest risk of you scratching the floors.
Remove the Debris from the Floor
Once all of the furniture has been moved, you want to remove all of the dirt, dust, and debris from the floor. You can do this with a broom, a dry mop, or with a vacuum.
If you are planning to use a vacuum cleaner, you should make sure that it is one that is designed for hardwood floors.
If you use a typical carpet vacuum cleaner, it will not provide enough suction against the floor, and the dirt and debris will just be blown around the room.
There are several excellent hardwood floor vacuums on the market. You can also find a vacuum that has two different settings, one for hard floors, and one for carpeting. Whether you use a vacuum, broom, or a dry mop, it is important to get all of the debris off the floor before you begin washing it.
Choosing a Floor Cleaner
It is important to choose the right floor cleaner when washing your hardwood floors. If you have polyurethane on your floors, you can use a few drops of dish washing liquid. If you have lacquer or shellac on your floors, you don't want to use any products that require you to use water. The water can stain the wood and make it buckle.
There are several products on the market that are made specifically for washing hardwood floors. You can find different brands at your local supermarket, department store, and hardware store.
Washing the Floors
When washing your hardwood floors, you want to make sure that you wash with the grain. It is important to ring out the mop well before you wash. You don't want to have puddles on the floor. When going back and forth with the grain, you want to use smooth strokes.
Buffing the Floor
After you have finished washing your hardwood floor, you want to buff it. This will lift the soapy residue off the floor, giving it a nice shine. To buff the floors, you should do so on your hands and knees with a cloth.
Regular cloths work fine, however, cloth diapers work even better. When buffing, you should rub the floors in a slow, circular motion. This can be very time consuming, however, it will be worth it in the end.
Waxing the Floor
In order to seal and protect your wood floors, you should apply a coat of wax. It is important that you know how to apply the wax so that you don't use too much. Too much wax can make the floors dangerously slippery. When it comes to the wax that you use on your hardwood floors, you have a few options.
- Solid paste wax: This is an excellent wax for wood floors that have not been varnished. You cannot use paste wax on a floor that that has a urethane finish. To apply this type of wax, you would simply apply it to a cloth, and rub it on the floors. Be sure not to use too much, as it will soak into the floor.
- Liquid wax or oil: This is much easier to apply than solid paste wax, however, it does not last as long. To apply this type of wax, you should apply it to a mop or the pad of an electric floor washer. You don't want to leave the mop or the washer on the floor for too long, because too much wax can soak in. As the wax dries, the solvent will evaporate, leaving behind a beautiful shine.
- Water based silicone polishes: This type of polish can be used on wood floors as long as they have been sealed. It is the best product to use on floors that have been treated with polyurethane. It also lasts quite a while. To apply this type of polish, you want to wet a clean mop just a bit. Next, pour some of the polish onto the mop, and a little onto the floor. Spread the polish around evenly. This will prevent bubbles from forming in the liquid. It is best to do several thin coats, rather than one thick one. This is especially necessary on high traffic areas. After the polish has dried, buff it using a clean towel or a terry cloth covered mop.
More of the best mops for wooden floors on Amazon here
Keeping your hardwood floors may seem like a lot of work, however, in the end it is worth it. Also, when you take care of your hardwood floors, they will look beautiful for years.


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Industries: health care, real estate, REIT
HCP is a real estate investment trust (REIT) that invests primarily in real estate serving the healthcare industry in the U.S., including senior housing, post-acute/skilled nursing facilities, life sciences facilities, medical offices and hospitals.
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A company creates wealth for its long-term shareholders in 2 main ways - through dividend payments and through the accumulation of retained earnings. This graph shows the accumulation of per-share equity of long-term shareholders (green bars), which consists of the retained earnings plus all capital invested in the company, and the cumulative dividends the company has paid over time per share of its stock (blue bars).
In the words of Warren Buffett: "We're looking for... businesses earning good returns on equity while employing little or no debt."
Return on equity is a key metric of financial performance, indicating a company's ability to generate earnings using shareholder capital. Over time, ROE is one of the major determinants of the rate at which a company creates shareholder wealth. The average ROE for large U.S. companies is 12%, and many investors use it as a threshold for attractive investments.
Companies can boost ROE by increasing leverage, which reduces the safety of the investment. Therefore, it is useful to look at the return on assets (ROA), which measures a company's earning power regardless of its capital structure. A widening gap between ROE and ROA may be a warning sign that should be thoroughly investigated.
Earnings per share is a popular metric used to value a company (using P/E ratio); growth in EPS is often used to judge company growth potential. However, many investors believe that EPS is an inferior metric to ROE, because it ignores the amount of capital the company used to generate earnings.
Free cash flow shows how much cash a company generates from operations, above and beyond what is required to maintain or expand its productive assets. This cash can be returned to investors, or spent by management on growing the company or paying back its debts.
Balance sheets of many companies contain intangible assets such as goodwill, trademarks, patents, etc. Many investors consider intangibles more difficult to value than physical assets. If intangible assets had been valued incorrectly, they must be impaired, resulting in a loss charged against shareholder equity. This chart demonstrates the potential loss to shareholder equity from such impairments.
Companies often use debt financing to increase their return on equity. However, as the amount of debt financing increases relative to the amount of equity financing, the company becomes more sensitive to down turns and other negative events. As a result, many investors use the ratio of debt to equity as a measure of a company's financial risk, and avoid companies that have this ratio above 1.
This chart shows shareholder equity as a percentage of total assets, allowing investors to judge the overall leverage. Companies with a higher proportion of equity can be viewed as safer investments. This metric is particularly important for highly leveraged institutions, such as banks, where it must be at least 4% according to government regulations.
This chart shows the cumulative dilution of investor ownership in a company over time. Dilution reduces an investor's participation in the future earnings. Dilution increases when a company issues new shares, and decreases when a company buys its shares back. Many investors avoid companies with large chronic dilution.
analysis provides insight into factors affecting the Return On Equity of a company.
The DuPont equation decomposes ROE as follows:
ROE = (Net margin) * (Asset turnover) * (Asset to equity ratio)
Net margin indicates operating efficiency, Asset turnover measures the total asset use efficiency, and the Asset to equity ratio is a measure of financial leverage.
The dividend payout ratio tells investors what percentage of earnings a company returns to shareholders, and what percentage it retains and reinvests. This ratio represents a major capital allocation decision by the company, and can be used to judge management rationality. Rational management should pay out all earnings that cannot be productively reinvested. Therefore, a low dividend payout ratio for a profitable company with a low growth potential may be a warning sign.
Many investors use the P/B ratio as a quick way of judging company valuation. Value investors - followers of Graham and Dodd - specifically seek out companies with low P/B ratios. However, investors should be careful not to make investment decisions on this metric alone, without considering a company's earning and growth potential, since a low P/B ratio can be a sign of a bleak future for the business.
P/E ratio is a popular way of making a quick judgment of a company valuation. Value investors - followers of Graham and Dodd - often seek solid companies with low P/E ratios as investment opportunities. However, P/E ratio represents an oversimplified approach to business valuation, and can often lead to incorrect investment decisions.
On November 4, 1999, American Health Properties, Inc. (AHE) merged with and into HCPI in a stock-for-stock transaction, approved by the stockholders of both companies, with Health Care Property Investors being the surviving corporation. AHE was a real estate investment trust specializing in health care facilities with a portfolio of 68 health care properties in 22 states. Under the terms of the merger agreement, each share of AHE common stock was converted into the right to receive 0.78 share of HCPI's common stock and each outstanding share of AHE's 8.60% cumulative redeemable preferred stock, Series B (represented by depository shares) was converted as discussed below into shares of HCPI 8.60% Series C cumulative redeemable preferred stock (also represented by depository shares) redeemable at HCPI's option on and after October 27, 2002. The Merger resulted in the issuance of approximately 19,491,735 shares of HCPI's common stock and 40,000 shares of HCPI's Series C cumulative redeemable preferred stock with a liquidation preference of $100 million. Additionally, HCPI assumed $325 million of AHE's debt upon consummation of the Merger. The transaction will be treated as a purchase for financial accounting purposes. As a result of the Merger, HCPI owns interests in 424 health care properties in 43 states.
On May 1, 2006, HCP entered into a definitive merger agreement with CNL Retirement Properties, Inc ("CRP"). In connection with the proposed merger with CRP, HCP also entered into a definitive merger agreement with respect to CNL Retirement Corp. ("CRC"), the external advisor to CRP. On October 5, 2006, HCP closed its merger with CRP for aggregate consideration of approximately $5.3 billion. In the merger, HCP paid an aggregate of $2.9 billion of cash, issued 22.9 million shares of common stock, and assumed or refinanced approximately $1.7 billion of CRP's outstanding debt. Simultaneously, with the closing of the merger with CRP, HCP also closed its merger with CRC for aggregate consideration of approximately $120 million. In the CRC merger, HCP issued 4.4 million shares.
On October 5, 2006, we closed our merger with CNL Retirement Properties, Inc. ("CRP") for aggregate consideration of approximately $5.3 billion. In the CRP merger, we paid an aggregate of $2.9 billion of cash, issued 22.8 million shares of our common stock, and we either assumed or refinanced approximately $1.7 billion of CRP's outstanding debt. We initially financed the cash consideration paid to CRP stockholders and the expenses related to the transaction through an offering of senior notes, a draw down under new term and bridge loan facilities and a new three-year revolving credit facility. Our results of operations for 2006 include the results of the combined company beginning on October 5, 2006. For more information about the CRP merger, see Note 5 to our Consolidated Financial Statements. Simultaneous with the closing of the merger with CRP, we also merged with CNL Retirement Corp. ("CRC") for aggregate consideration of approximately $120 million, which included the issuance of 4.4 million shares of our common stock.
On December 13, 2010, we signed a definitive agreement to acquire substantially all of the real estate assets of HCR ManorCare, for a total consideration of $6.1 billion that includes: (i) $3.53 billion in cash; (ii) $1.72 billion (par value) reinvestment of our existing debt investments in HCR ManorCare; and (iii) subject to certain adjustments, 25.7 million shares of our common stock to be issued directly to the shareholders of HCR ManorCare, or, at our option, a cash equivalent of $852 million.
On October 31, 2016, the Company completed the spin-off of its subsidiary, Quality Care Properties, Inc. (NYSE:QCP). The Spin-Off assets included 338 properties, primarily comprised of the HCR ManorCare, Inc. ("HCRMC") direct financing lease investments and an equity investment in HCRMC. QCP is an independent, publicly-traded, self-managed and self-administrated REIT. As a result of the Spin-Off, the operations of QCP are now classified as discontinued operations in all periods presented herein. In connection with the consummation of the Spin-Off, QCP and its subsidiaries transferred $1.69 billion in cash and 94 million shares of QCP common stock to HCP and certain of its other subsidiaries, and HCP and its applicable subsidiaries transferred the assets comprising the QCP portfolio to QCP and its subsidiaries. HCP then distributed substantially all of the outstanding shares of QCP common stock to its stockholders, based on the distribution ratio of one share of QCP common stock for every five shares of HCP common stock held by HCP stockholders as of the October 24, 2016 record date for the distribution. The Company recorded the distribution of the assets and liabilities of QCP from its consolidated balance sheet on a historical cost basis as a dividend from stockholders equity of $3.5 billion, and no gain or loss was recognized. The Company primarily used the $1.69 billion proceeds of the cash distribution it received from QCP upon consummation of the Spin-Off to pay down certain of the Companys existing debt obligations.


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I got the hang of it! I can communicate in some Shona now and that makes life way easier. When children happily shout murungu* at me, I surprise them with Seke mutema!*. I feel fortunate: I can make someone's day by just saying 'hi' and I can even deprive them of their sleep… some people say: 'Aaah, she greeted me! I am not going to sleep tonight!'
Dropping groceries
For the grocery service company of a friend we are driving in the middle of nowhere on a horrible road that is primarily 99% covered with potholes. We try to find the address where we need to drop the bags of 'mealie meal'; corn flour. It's dark already and the car is driving on its last drops. Typical… in Zim people seem always to run out of fuel. About twenty times we ask for directions and every time we are sent somewhere else. Desperate as we are we even try to get informed by four drunken guys that stumble along the road. One of us suggests that we can't find the address because many women don't know the difference between left and right. 'No offence' he adds.
For sure, this trip for the grocery service company is not lucrative, but the fellow has just started his business and is still finding out what works and what doesn't. It's 11 pm when we finally get home and eat some tasty sadza and slimy okra for dinner. I stay over at my friend's place so we can attend the famous Celebration church together next day.
My sissy and my mom
I didn't tell yet, but I have a huge number of relatives in Zim. I'm bathing when someone in the corridor says 'sister!' I don't pay attention because I am nobody's sister in Zimbabwe and I continue pouring buckets of cold water over my head. The voice is talking in Shona now. After a while I hear the voice of my friend: 'Taura chiRungu'* I realize the woman is actually talking to me and assumes there is a Shona-speaking girl in the bathroom. Excuse me sister! I think I'll have to integrate some more. With this idea in mind, I push myself to act like everybody does. Another day I ask a complete stranger to help me and afterwards I thank her with maita basa Mama!* It feels like a small victory!
Speaking some Shona words and calling people 'Mama' is not enough however. My neighbor girls are determined to give me an African makeover. Finally I give in to them and I sit down at the famous hairdressing-rock in their garden where they always braid each other's hair. They soon find out that it's hard to turn somebody into a Shona. My hair is too soft to braid and I refuse to wear any make-up. Still there's hope for me: my real sister in Holland showed me pictures of African fashion before I came to Zimbabwe. We were both so excited and I promised to bring her an African garment. Our dresses are now being made in the dressmaking workshop of Young Africa.
Best friends forever
Sitting at my table I am drawing with the neighbor boy. We both draw a lion and we let his younger brother decide which one is the most beautiful. I mention that I will be leaving Zimbabwe in some weeks. The seven-year old tries to make sense of this sad fact: 'And then you go away and then I will miss you forever.' Indeed, I will miss my big family so much, but hopefully not forever.
* murungu = white person
* Seke mutema = black person from Seke
* She speaks English
* thank you mom!


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Universal Studios Home Entertainment will serve up a three SKU helping of director Carl Rinsch's 47 Ronin this coming Apr. 1. Included in the mix are a stand-alone DVD release as well as two Blu-ray/DVD Combo Pack SKUs (one with a 3D viewing option and one without).
The ARR is a quick-to-market 95 days and the domestic box office gross was $38.3 million.
Bonus features for this Keanu Reeves and Hiroyuki Sanada feudal Japanese Samurai flick include deleted scenes and the featurette titled "Re-Forging the Legend." Exclusive to the Blu-ray editions are three additional featurettes.
To download this week's complete edition of the DVD and Blu-ray Release Report: DVD & Blu-ray Release Report


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This stone detached cottage is situated in the village of Middleton near to Wirksworth and sleeps eight people in four bedrooms.
"This wonderful, semi-detached cottage in Middleton can sleep up to five people in two bedrooms. "
A ground floor apartment located in the village of Middleton near Wirksworth in Derbyshire that can sleep two people in one bedroom.
Be the first property to be listed on this page - instant online activation.Click here to register >
Ken Smith, Property 12069
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text: Stress-Free Spring Cleaning That Won't Wear You Out Posted: Tue, Mar 20, 2018 With spring right around the corner, there's no time like the present to start organizing your annual spring cleaning tasks. What better way to greet the season than with a neat and tidy abode. By organizing chores in advance, you can avoid the stress and pressure of getting your home in order before the beginning of spring. Advanced planning is key to seniors getting things done without wearing themselves out. The following spring cleaning checklist offers some cleaning ideas to help you get started. Kitchen Clean your refrigerator inside and out. A mixture of baking soda, water, and salt make a handy refrigerator cleaner, leaving it looking and smelling fresh and clean. Wipe down counters and cabinets and deep clean sink and faucet. To get rid of lime deposits on your faucet, line the area with paper towels soaked in vinegar and leave it for about an hour. This softens the deposits for easy removal. Windows and Screens Wash your windows inside and out. If your windows are extremely dirty, a rag with soapy water will clean them better than glass spray. You can then dry them with a squeegee or lint-free rag. To clean screens, try using a carpet scrap to remove dirt, dust and grime. Drapes Refresh living room drapes by running them through the "air-fluff" cycle of your dryer together with a wet towel to get rid of dust. After 15 minutes, remove them from the dryer and hang them back up. Your drapes will look (and smell) fresh and clean. Ceiling Fans Clean ceiling fan blades with furniture polish to remove dust and give them an attractive finish. Bedding Before storing winter comforters and blankets, air them out in the sun. Pillows can also be aired out to get rid of that musty, indoor smell after being used all winter. Clutter Get rid of old magazines, worn clothing, broken electronics, outdated household goods or other items you no longer use or need in the home. Decluttering can keep your home neat and organized. It also reduces the risk of accidents by getting rid of junk that clutters stairs, closets or hallways. Important Documents Organize important documents so they're easily accessible when needed. This includes legal, health and financial documents that may be required instantly in the event of an emergency. If you have to leave your home suddenly due to a natural disaster, you'll know exactly where to find important documents so they're not lost or left behind. Evaluate Living Conditions As you grow older, it's only natural for you to evaluate your living conditions to see if they're still the best option for you. Look at such aspects as safety, comfort, functionality and convenience to determine if your current home still meets your needs. If you find it's time for a change, we can help. At Beverly Hills Carmel, we offer upscale retirement and assisted living accommodations suited to your wants and needs. Call us at 310-278-9720 to schedule a tour of our beautiful retirement community today. Tags: Spring, Cleaning, Clean, Seniors, Chores


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Mall Of Indonesia is located right in front of the entrance of Kelapa Gading. It is one of the most strategically placed malls due to it's dense population. Everyone that needs to go in Kelapa Gading will have to pass MOI.
The Mall was taken over and managed by Agung Sedayu Group.
Its original goal was to be a shopping mall which catered mostly towards children. Throughout the years, MOI has had a vast number of unique visitors due to the extremely populated residential area that surrounds it.
However, to cater to modern visitors, MOI is changing it's concept which started in 2015.


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Energy Assessment - Malawi
Energy is the foundation of all future projects in all of our countries if we strive to set up exponentially effective social enterprises.
Energy allows for light after dark, charging of phones, tablets, computers, the use of phones which in turn increases commerce opportunities and access to critical information in other fields of work; health, agriculture, education.
The data to date indicates that 85% of people in rural communities in the Nancholi region (our main area of operation) do not have access to electricity. The strongest consensus amongst the population was a desire for electric lighting, with lower but still popular desires for cooking and television.
With many NGOs and the existing government failing to effectively distribute energy across the country, the team will be aiming to understand better how income is used, the potential for basic solar setups and any training that will need to be associated with the use of equipment.
Pat McGrath Jul 27, 2017
You guys have put in a good effort starting from scratch, especially cause there was so much to assess as the first team in Malawi. I'm not sure how much research you guys got to do, but we found an Indonesian based company called Sundaya that produced small scale solar lighting, charging, fans and TVs. The interesting thing about these products is that they ran as 12 volt appliances, meaning that no inverters were needed to produce usable power. The guy we spoke to yesterday said you could get a house kitted out with lights, fans and a TV for less than US$1000.
I don't know if this helps you guys at this stage of your assessment but it might be worth looking into down the line
Ella Grier Jan 6, 2019
Status label removed: Customer Segment


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Katja Dürig
Professional career
Katja Dürig learned her trade from the ground up. During the past 20 years she has gathered agency experience first as a graphic artist, then as an art director, and she now holds the position of the agency's creative director. For some major clients she designed and developed brand identities and a variety of communication solutions. Branding design (CAS Brand Design, Lucerne University of Applied Sciences and Arts) and packaging design are among Katja's passions.
In the past she worked for the following companies:
- Sigel Werbung, Büren zum Hof
- Quer Werbefabrik AG/Appalooza, Bern
- Hofer Kommunikation, Bern
- Republica AG, Bern (9 years)
Activities and expertise
Since April 2013, Katja Dürig has been managing the creative team at Stämpfli Communication.
She has been here since day one, helping to build and develop the agency. From the initial consultation with the client all the way to conception, creation and implementation: Katja manages projects independently and accompanies the team during certain processes. She excites her clients with good ideas and successful concept and creation solutions.
Katja Dürig is a professional expert in the following areas:
- branding (CAS Brand Design, Lucerne University of Applied Sciences and Arts)
- packaging design (Cremesso/Delizio, Interdiscount, KADI, etc.)
- editorial design and corporate reporting
- signage
- trade show concepts/brands in three-dimensional space
- direct mailings
- general communication solutions (online and offline)
- marketing communication (CAS Marketing Communication, Lucerne University of Applied Sciences and Arts)
For more information please call Katja Dürig directly at +41 (0)31 300 65 32.


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The solar scorecard ranks global photovoltaic module manufactures on a range of environmental, sustainability and social justice factors. These encompass: product take back and recycling; worker health and safety issues at PV facilities and in the supply chain; chemical use and lifecycle analysis; and company disclosure statements.
With a score of 91, German manufacturer SolarWorld topped the rankings. Trina Solar came in a close second, with a score of 89. Abound Solar, First Solar and REC were all ranked third, with 87 points each.
Last year, Calyxo topped the 2010 SVTC scorecard, with 90 points (2011: 82). Meanwhile, SolarWorld received 88; Trina zero, Abound 63 and First Solar 67.
Of the top 10 manufacturers worldwide, Canadian Solar and Hanwa SolarOne received a score of zero, or "Rainy" this year, which means, says SVTC, that they "did not respond to the survey and are not transparent; its not clear if they are committed to sustainability and social justice."
Sharp and Suntech also received a score of zero, or "Rainy". In a note, SVTC says that they did contact the coalition and "worked to have a constructive dialogue, but did not complete the survey."
Key findings from the scorecard include:
- Fifteen photovoltaic manufacturing companies that responded to the survey represent 46.6 percent of the industry market share, based on module shipment statistics for 2009.
- Eleven PV manufacturers reported that they would publicly support a law requiring mandatory take back and recycling.
- Only two of the 15 photovoltaic manufacturers report that their products contain no cadmium or lead.
"Solar power is key to helping solve the worlds climate crisis," said Sheila Davis, executive director of SVTC. "However, the solar industry still faces serious environmental challenges that need to be addressed before it can be considered a truly clean and green industry."
Click here to download the full report.


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Notice Board
At Oasis Hub North Bristol we aim to have the community at the heart of everything we do. We have therefore included links and brief information about services and community groups who are active in our Hub area.
These services are not endorsed by Oasis and therefore we would ask you to make your own enquiries before engaging in these services. Please click the tabs on the left which will have a brief explanation of the service available and how to make contact.
- Ambition Lawrence Weston
- Lawrence Weston Community Farm
- Long Cross Children's Centre
- The Rock Community Centre
Ambition Lawrence Weston
Ambition Lawrence Weston is a community driven regeneration project which aims to:
• Facilitate the "Lawrence Weston Community Network" – a network that brings together all of the organisations (public and voluntary) in Lawrence Weston to encourage information sharing and joint projects and initiatives
• Conduct Community Planning – Co-ordinating the Community Plan for Lawrence Weston
• Facilitate and support Lawrence Weston Neighbourhood Planning group – a group set up to deal with all planning and land use issues in Lawrence Weston
• Support the development of a community managed website
• Produce "On Your Doorstep" – a community newsletter for Lawrence Weston
• Enrich community engagement – support is provided to a number of smaller groups (Henacre, Parent and Practitioner group) and individual residents to come together to tackle issues within the neighbourhood
Website: http://www.ambitionlw.org/ambitionlworg/link/main/one/wordpress/
Contact: Mark Pepper, Development Manager
Address: Lawrence Weston Youth Centre
Long Cross
Lawrence Weston
Tel: 07825959617
e-mail: firstname.lastname@example.com
Lawrence Weston Community Farm
Lawrence Weston Community Farm is a community-managed project that aims to improve the quality of life for local people and its service-users.
The farm does this by working with members of the local community, and others, to provide a range of innovative and exciting, educational, social, environmental, economic and recreational activities.
As well as providing opportunities to experience the daily delights of community farming and gardening, the farm also:
Brings people and communities together - make new friends, volunteering and placement opportunities, activities for children and young people, a safe and secure public green space . . .
Delivers education and skill development - hands on enjoyable learning opportunities, short course, accredited training, school groups . . .
Promotes environmental awareness - recycling, composting, wildlife, gardens, ponds, woodland . .
Encourages healthy eating and exercise - wholesome food, exercise through gardening and practical work, cooking events . . .
Produces fresh, affordable local food - vegetables, meat, honey, eggs . . .
Admission is free, and the farm is open all year round!
Website: http://www.lwfarm.org.uk/
Lawrence Weston Community Farm
Saltmarsh Drive
Telephone: 0117 939 1128
Email: firstname.lastname@example.com
Long Cross Children's Centre
Long Cross Specialist Children's Centre is located on the Oasis Academy Long Cross site in Lawrence Weston.
We are a specialist children's centre offering the following services for children aged 0-5 and their families:
- Daycare
- Groups
- Family Support Services
Please contact the Centre to find out more about their services.
Telephone: 0117 9030740
The Rock Community Centre
Activity Timetable
- The Over 50's Forum, 1.30pm held on the first Monday of each month. Open to all over 55.
- Slimming World, 6.30-9pm Open to all.
- Play Place Children's play group ages 0-5yrs open to all.
- Healthy Eating, 11.30-12.30pm open to all
- Gentle Exercise, 12.30-1.30pm, Open to all.
- Computer Courses run by Learning Communities, 9.30-2pm. Open to all but places must be booked in advance.
- Coffee Mornings, 10-12pm, open to all.
- Chiropody sessions, 9-12pm. Open to all but places must be booked in advance.
- GKR Karate, 6.15-9pm. Open to all.
- The Lunch Club, 12-2pm. Open to all.
- Gentle Exercise, 12.30-1.30pm. Open to all.
Saturdays: Children's Parties and private bookings.
Sundays: Children's Parties and private bookings.
Contact Details: Ash Hughes on 0117 938 4636 or email on email@example.com


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A stark warning that 'innovation is being hindered by regulators' has been given by the president of EPCOT International, Girish Malhotra, in the first part of CPhI Worldwide's sixth annual report.
"The problem we have presently is that for manufacturing technology innovations to be successful pharma companies (brand and generics) need to have an economic and commercial incentive," added Malhotra. "It is this incentive that drives forward innovation and advancement. But the regulators — in particular the FDA — are still dictating approaches to industry without asking what the commercial justifications are to support them."
Although the report findings predict that regulators are inducing and 'innovation inertia' it also highlights that CDMOs may potentially form a key part of the solution as they have strong economic incentives to innovate process and manufacturing improvements.
When looking at the negative impact in more detail, Malhotra argues that if regulators do not stop dictating approaches, valuable process advances could potentially be lost. In his view, the cGMP practice guidelines essentially force a 'cultural dogma' in pharma companies, where their main aim is to meet regulations rather than to encourage innovation.
Additionally, Malhotra questions whether these recommendations are being implemented by people who have had prior 'hands on' experience in process development, design, commercialisation and/or operation of pharmaceutical plants.
The report demonstrates that for companies with patented products there is little incentive to innovate as a result of the short patent life after new drug discovery, the ability to secure the selling price they demand and long approval times.
Therefore, Malhotra has suggested that shortening approval times will incentivise companies to innovate, compete on cost and quality basis and allow them to capture a bigger market.
Most promisingly, Malhotra suggests that with contract services increasing globally, and a little adjustment to the approval process, we could potentially create an entire sector innovating for its pharma customers and driving efficient manufacturing process. A new golden era of innovation and drug affordability.
"Overall my prediction is that whilst the regulators are trying to improve the situation, we will again lose any major manufacturing improvements over the next one or two years. In the longer term however, I am hopeful the regulators will pass the buck to pharma and manufacturing companies and let market forces drive process innovation. But my fear is that we are still at least three years away from this," concluded Malhotra.
Tara Dougal, head of content — Pharma at UBM, added: "This report highlights a number of important long-term issues for the industry and pharma manufacturers, suppliers and CDMOs — whose efforts to innovate in process development and formulation are often reported to be hampered by long regulatory pathways. It's also why we have a number of experts presenting at CPhI this year to discuss how the regulators and industry should tackle process timelines, whilst safeguarding patients. The agenda will also explore new manufacturing approaches, such as, continuous processing and QbD."


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Western Union Pays $586 Million Fine to Federal Government
The Western Union Company reached an agreement with the U.S. Department of Justice (DOJ) and Federal Trade Commission (FTC) to settle investigations focusing on the oversight of company agents and its inadequate anti-fraud program. Western Union will pay a $586 million fine, and will also enhance its oversight of agents to protect customers. Their actions will be reviewed by an independent compliance auditor for three years.
The federal government had been investigating the company to determine whether the Company's oversight of agents, anti-fraud program and anti-money laundering controls adequately prevented misconduct by agents and third parties. The period in question ranged from 2004 to 2012, and part of the $586 million settlement will go to reimburse Western Union customers who were affected by fraud during that period due to Western Union's alleged negligence.
"We share the government's goal of protecting consumers and the integrity of our global money transfer network, and we worked hard to resolve these matters with the government," Western Union said. "We are committed to enhancing our compliance programs to prevent illicit activity on our network and protect customers who transfer money to friends, family and businesses."
Over the past five years, Western Union has increased compliance funding by more than 200%, and now spends approximately $200 million a year on compliance. The company has also added employees with law enforcement and regulatory experiences, strengthened its agent training and consumer education programs, improved technology, and changed its governance structure so the Chief Compliance Officer must report to the Compliance Committee of the Board of Directors.
These efforts seem to be paying off. In the last 10 years, fraud reports associated with Western Union money transfers are on the decline and accounted for less than one-tenth of 1% of all consumer-to-consumer transfers. In the last five years, the dollar value of these types of frauds has dropped 60%.
This recent settlement will also resolve potential claims by the U.S. Treasury Department's Financial Crimes Enforcement Network (FinCEN). FinCEN alleges Western Union violated the Bank Secrecy Act from 2010 to 2012.


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# of Watchers: 2,327
Reviews: 5 users
Ranked #816
Popularity #1686
Watchers 1,209
North Korean detective Im Chul Ryung is sent to South Korea to catch Cha Ki Sung, the boss of a North Korean refugee crime organization. There, Chul Ryung cooperates with South Korean detective Kang Jin Tae. For the first time, the two countries cooperate to take down a criminal. (Source: CJ Entertainment) Edit Translation
- English
- Español
- Português
- Nederlands
- Native Title: 공조
- Also Known As: Cooperation , Gongjo , Mutual Assistance , 협력 , Hyeobryeog
- Screenwriters: Hwang Jo Yoon, Yoon Hyun Ho
- Genres: Action, Thriller, Comedy, Drama
Cast & Credits
- Hyun Bin
- Yoo Hae Jin
- Im Yoon AhPark Min YoungSupport Role
- Kim Joo HyukCha Ki SungSupport Role
- Jang Young NamSo YunSupport Role
- Lee Hae YoungDetective Squad Chief PyoSupport Role
Hyun Bin and Yoo Hae Jin combination were enjoyable, throughout the movie you will love it.
Hyun Bin has an iron body and whenever there is an action, he just flys/moves like a wind.
Never the less the villain Kim Ju Hyuk had shown class in his acting, high-class style for the villain character suited him well.
All the action sequences and fights were kind of new, stunt masters would have suffered is my guess.
It is a one-time watch movie, probably a week end movie to relax and enjoy.
The most loving part of the movie is there are no much sentiments, just 2 scenes.
Hyun Bin, Yoo Hae Jin, and Kim Ju Hyuk were whole and sole of the movie.
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The long until its ninety minutes would be more than enough to tell the story, after it becomes a bit cloying. His narrative makes little sense, but the film is so entertaining that it makes the viewer forget this detail. A very emblematic and adrenaline-ridden film. Recommended!
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Sharing Mana'o
Well, this is uncomfortably familiar.
Three Tuesdays ago, as my weekly "Sharing Mana'o" deadline approached, so did Hurricane Lane. The hurricane watch had been upgraded to a warning and, like most Mauians, I had taken the appropriate precautions: filling the car's gas tank, stocking up on supplies, moving lightweight objects indoors, etc. Now, with Olivia heading our way, I am again preparing for the worst while hoping for the best.
In November 1982, I was living in Honolulu, working as a reporter for KHVH Newsradio 99, and was completely unaware of the concept of hurricane preparedness. When we in the newsroom received the first alert of Hurricane Iwa, most of us scoffed, "We don't have hurricanes in Hawaii!"
Don Robbs, our news director, corrected us. "Oh yes, we do. It's just been a while." He double-checked his memory with a little research and informed us that the islands had been hit 23 years earlier by Hurricane Dot. By the time Dot passed over the Garden Island on Aug. 6, 1959, it had dwindled down to Category 1 but still packed enough wind to inflict minor damage on Kauai and Oahu. "We have to take this seriously," Don admonished us, and so we conscientiously monitored the storm's progress and continuously broadcast instructions on how best to prepare for Iwa's impending arrival.
The brunt of Iwa's impact came at night; our entire reporting staff worked throughout the ordeal. Fortunately, I had a friend visiting from Maui that week, so she and her boyfriend babysat my 5-year-old in our apartment. The next morning, when I returned home, Jimmy presented me with a drawing of the hurricane. Black swirls surrounded three stick figures — who were all smiling, to my surprise — and a giant "X" within a rectangle. I figured out that the rectangle was the sliding glass door on which my friends had placed masking tape, but I was puzzled by several unidentifiable shapes hovering over the heads of the stick people. "Are those things that got blown around by the wind?" I asked.
"No, Mommy," he laughed. "Those are my toys." My friend explained that her boyfriend had used his juggling skills to entertain Jimmy and distract him from the howling wind and rain. "Hurricanes are fun!" exclaimed my little boy.
My night wasn't fun at all, but it was certainly memorable. The KHVH office and studios were on Bishop Street, in the heart of the city, and I had walked over to City Hall for a Civil Defense briefing. After the press conference, I stepped out of the municipal building and was immediately swept up by the gusting winds. Remarkably, I wasn't knocked over, but both my feet left the sidewalk for an instant and I felt as though I was walking on air. I guess I was, literally. I'm sure the heavy equipment bag on my shoulder kept me from being blown into a tree or worse. Trudging head down and into the wind, I made it back to the radio station without further incident.
It was the first and only time I've ever seen downtown Honolulu virtually shut down. The only lights visible were the blue domes atop the police cars that occasionally passed. Except for the buildings being intact, it looked like a scene from an apocalyptic movie.
Hurricane Iniki slammed into Kauai 10 years after Iwa, exactly 16 years and a day ago. Hopefully, Olivia and the rest of this year's season will be less devastating than Iniki or Lane.
I miss the good ol' days, when we didn't have hurricanes in Hawaii!
* Kathy Collins is a storyteller, actress and freelance writer whose "Sharing Mana'o" column appears every Wednesday. Her email address is firstname.lastname@example.com.


text: The InsureNOW Mobile App, powered by Crump Life Insurance Services, will make life insurance easier than ever for consumers and producers. Consumers will be able to run term quotes and connect with producers in minutes. Producers will be able to run term and perm quotes, drop tickets, make Sales Assist requests, receive notifications, and much more while on the go.