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Client Services
Our Integrated, Full-Service Perspective
Whatever accounting services your business or individual needs require, Donovan & Wagner offers personalized quality service. This listing highlights many of our most requested services, but please inquire about others.
Tax Services
Trust, Gift and Estate Tax Preparation
Effective estate and gift planning facilitates the orderly transfer of assets to your beneficiaries, provides security for your surviving spouse, and can reduce or eliminate the tax due on the transfer of your business and other assets. For business owners, providing for business continuity and succession of ownership is essential.
IRS Representation
During our years of experience dealing with many taxing authorities, we have achieved a level of competence that can ensure our clients they are being properly represented before the various federal and state tax agencies.
Payroll Services
Growing a business often involves hiring more employees, which can result in increased payroll administration. We can assist you in implementing the controls necessary to ensure a reliable, efficient and effective payroll system. Our firm can also help you develop a payroll system and prepare all necessary payroll tax returns.
Sales Tax Services
Many of our clients are responsible for collecting and submitting sales taxes in many different vicinities. We can assist your company in the compilation of information and preparation of sales tax returns in an efficient and timely manner.
Tax Planning
By making tax planning part of your overall business strategy, you can use our experience and access to the most current new developments in the tax laws to minimize both your current and future tax liabilities.
Tax Preparation
Our significant investment in computerized tax preparation and research software enables us to accurately and efficiently prepare returns for various types of entities including individuals, corporations, partnerships, trusts, estates and not-for-profit organizations. We specialize in multi-state, complex individual tax situations.
Consulting Services
Business Entity Selection
Choosing the form of entity of your business (e.g. "S" corporation, sole proprietor, limited liability company) is a crucial decision that can have longstanding tax implications, positive or negative. We can assist you in evaluating the pros and cons of each entity type.
Business Succession Planning
Effective coordination of the transition of your business to your successors is critical to ensure its continued success. We are fully qualified to address the complex issues of business continuation and can assist you in developing a strategically sound plan.
Estate Planning
Effective estate planning facilitates the orderly transfer of assets to your beneficiaries, provides security for your surviving spouse and can reduce or eliminate the tax due on the transfer of your business and other assets. For business owners, providing for business continuity and succession of ownership is essential. We can guide you through this complex process.
Financial Planning
A properly structured financial plan enables you to face financial challenges at each stage of life. We can help you assess your financial needs and develop strategies that will enable you to achieve your goals and strengthen your financial security.
Retirement Planning
Successful implementation and periodic review of your financial plan will ensure financial independence during your working years and through your retirement years.
Accounting Services
Meaningful, well-organized financial records ensure that your business operations will run more efficiently on a daily basis. We can help you maintain the good bookkeeping that is the foundation of a successful business.
Financial Statement Preparation
Your business may have bookkeeping handled in house. We will advise you of the appropriate journal entries and adjustments necessary to assist Management with preparation of Financial Statements.
We view our role in the financial reporting process as an opportunity to provide constructive solutions for maximizing your company's profitability and efficiency. Compilations differ from reviews and audits as they are based upon client information provided and used primarily for internal use only as no assurance is expressed.
Other Services
ElderCare Bookkeeping
Seniors need a trusted source of assistance with sensitive financial matters. We will review and pay bills, balance the checkbook and credit card accounts, sort through old files, and other related requests as requested.


text: Eskom's load shedding in the light of ongoing protest and strike action by workers is impacting South Africa's economy negatively, Alan Mukoki, CEO of the SA Chamber of Commerce and Industry (Sacci) told Fin24 on Friday."Our members' productivity is on the line. Everyone is already on the back foot due to the SA economy not being great," said Mukoki. "Load shedding means manufacturers have to stop production, while their costs are not stopping at the same time."He said some Sacci members had indicated that they had deadlines to meet regarding export orders, which they are relying on to survive."They will find themselves in very serious difficulties due to an irregular power supply from Eskom," said Mukoki. "So it will have a very negative impact on SA's economic growth in an environment which is already negative."READ: UPDATE: 'High risk' of load shedding likely over weekendSacci called on Eskom's directors to "fix" the situation."Grandstanding by Eskom and by big labour will not help anybody. We cannot afford to lose our production pace. Government will lose out on income too in the process," said Mukoki."Government does not produce any money itself, and our business sector cannot sell anything to pay tax on if they cannot produce due to a lack of electricity."Fin24 understands that Business Unity South Africa and its membership - including the Energy Intensive User Group - are monitoring the Eskom power supply situation and watching developments closely.* Sign up to Fin24's top news in your inbox: SUBSCRIBE TO FIN24 NEWSLETTER

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Trout Bum Diaries, Vol 2, New Zealand
Prepare yourself for 75 minutes of pure fly fishing insanity with Trout Bum Diaries Vol 2: Kiwi Camo . In this installment, the usual suspects of the Angling Exploration Group take you on a hair-curling 4 month expedition into New Zealand's shadowland as they attempt to seduce the world's largest & most elusive backcountry brown trout. In addition to the non-stop trials & triumphs of these angling addicts, Kiwi Camo delivers a behind the scenes look into what drives the seemingly crazy trout-bum lifestyle. If you enjoyed TBD v1: Patagonia, this one is sure to hook you instantly. Run time : 75 minutes NTSC letterbox Dolby Digital stereo Region-free DVD
Ships in 1-2 Days


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Early one morning I felt assaulted by intense pain. My first thoughts were, "What? How did this happen? Did a bug sting me? Am I allergic?" The symptoms worsened, but I just wanted to know and think about my spiritual being as God's reflection, which I knew would bring peace and healing.
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Category - Ignite Daily
This section features Susan's daily thoughts from her personal FB page. Her goal is to "Ignite Your Energy–daily". Ignite Daily will provide value to help you achieve your best each day when it comes to mental and physical awareness, habits, and discipline. Connect with Susan on FB: Facebook.com/IdentityMag


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Darren Tay Wen Jie, a 27-year-old lawyer took the top spot at the World Championship of Public Speaking in Washington, DC, on 20 Aug 2016. The championship has been held by Toastmasters International since 1938, with a two-year break during World War II. 30,000 competitors from the global network of clubs promoting public speaking competed at their local levels before 90 best speakers were selected to compete in the US semi-finals. These were later filtered down to 10 finalists delivering speeches of between 5-7 mins.
Tay is the best-selling author of the book, Express to Impress, and also trains others at his Public Speaking Academy.


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Digital technologies have driven radical change and disruption in the service sector. Customers are now seeking a new class of more personalized service offerings. In order to stay ahead, companies need to capitalize on these predictive and prescriptive technologies to uncover transformative outcomes.During this 30-minute on-demand webinar, Vele Galovski, VP, Field Services Research for TSIA along with customer of Astea International Kevin Chlopecki, Vice President of Service Operations for Konica Minolta Healthcare Americas, Inc. will discuss how companies will need to reinvent customer relationships, embrace new technologies and business models to demonstrate meaningful value to customers and drive growth to survive. In this session, you will:
Presented By:
VP Research, Field Services, TSIA
Vice President of Service Operations, Konica Minolta Healthcare Americas, Inc.
VP, Global Marketing, Astea International
Publish Date: March 8, 2017
The Technology Services Industry Association (TSIA) is dedicated to helping technology and services organizations large and small grow and advance in the technology industry. Find out how you can achieve success, too. Call us at (858) 674-5491 or we can call you.


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ANCHORAGE, Alaska (AP) - The Alaska Marijuana Control Board is expected to continue the debate on whether people should be allowed on–site pot consumption in authorized stores.
Marijuana graphic by MGN.
The board has been working on the concept since 2015 but abandoned their efforts last February, stating they had concerns about how the Trump administration might view marijuana.
However, on March 7th, in a 4 to 1 vote, the board agreed to reattempt to draft the onsite use rules.
The state's chief medical officer, Jay Butler, is pushing against the concept. He says on–site use of marijuana comes with health concerns like driver impairment and second hand smoke.


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"Therefore leaving the principles of the doctrine of Christ, let us go on unto perfection; not laying again the foundation of repentance from dead works and of faith toward God, of the doctrine of baptisms, and of laying on of hands, and of the resurrection of the dead, and of eternal judgment. And this will we do if God permits." Hebrews 6:1-3
No true interpretation of Scripture can be clearly understood when that scripture is isolated from its context. Not only must the expositor consider the relation of the text to the context, but in order to arrive at a correct exposition, he must know the historical background of the book and the theme and purpose of its author.
Dr. Charles Ratz
Additional Comments:
The reason that I have chosen this portion of Scripture from the commentary by Dr. Charles Ratz on Hebrews is the fact that Hebrews 6:1-3 has often been used by many well-known men of God to establish a sure platform of truth for the New Testament believers of the present day Church. However, in tholeir desire to lay down a sure foundation of truth for NT believers, they have overlooked the overall theme of the book of Hebrews in that the Hebrew believers continually longed to return to their old familiar and seemingly reliable traditions, This is why the writer of Hebrews presents a contrast in the first 3 verses of chapter 1, making a clearly distinction between the Old and the New Covenants. The difference is Jesus Christ Himself, not another substitute person or any other Jewish means of sanctification, but God speaking in these last in His Son, i.e. in the Greek "in Son."
With this is in mind we need carefully study the background truth to not be taken in by the seemingly apparent development of truths as NT teachings. In a most careful study Dr. Charles Ratz has presented us with a most excellent insight into these Scriptures. Trusting these truths may be used to correct current inaccurate interpretations regardless of how well meant they are.
Heb 6:1 Therefore, (leaving) having left the principles of the doctrine of Christ, let us go on unto perfection; not laying again (the) a foundation of repentance from dead works, and of faith toward God.
John Mol, M. Div.
Excerpt from Outlined Studies in Hebrews
The proposition set forth in this epistle is to show that the New Covenant is superior to, and supplants the Old Covenant. These Hebrews who had been brought to the knowledge of the New Covenant were in danger of lapsing back to the Old Covenant with its types and shadows, and its multiplicity of symbols and sacrifices. Though they had been made 'partakers of the heavenly calling" they were sluggish, they had make no progress. The apostle had given them a serious rebuke for their spiritual inertia. Instead of being teachers, they were only babes needing instruction in the first principles of the oracles of God. (Heb. 5:11-14)
In the first three verses of chapter six the apostle exhorts the Hebrews to progress in spiritual realities. They were to abandon the first principles of the doctrine of Christ and go on to perfection. The strong appeal is found in the words 'leaving the principles of the doctrine of Christ, let us go on unto perfection" This does not mean, as many have thought, leaving the elementary Christianity and going on to the higher life. The principles which these Hebrews are exhorted to put away, are not the teachings taught by Christ, nor the fundamental principles of the Christian religion. They refer to the Levitical ritual and things taught in Judaism in their time of infancy, when Israel was under the Old Covenant.
There was a time of infancy such as we see in the fourth chapter of Galatians where Judaism is spoken of as a period of infancy, when 'a child differeth nothing from a servant, though he be lord of all, but is under tutors and governors until the time appointed of the father. (Galatians 4:1-5, 3:24,25) "The Law was a school master to bring us to Christ." The fullness of time had come. Christ had redeemed them from the law. The time of infancy had come to an end. These Hebrews are no longer under tutors and governors. They had graduated from the kindergarten of law to the university of grace in accepting the new covenant. They were now under a new instructor, the Holy Spirit, who would guide them in all truth.
The Hebrews were dull of apprehension in the spiritual realities. (Heb. 5:11) They were in constant danger of lapsing back into earthly types and shadows. (Heb.10:1; Col. 2:17) The apostle appeals that they progress and go on into perfection. The word 'perfection' here can be translated 'maturity.' To remain or to turn to the old covenant with its symbols and sacrifices demonstrated that these Hebrews were immature. Since the new covenant had been ushered in by the death of the Messiah, they were to leave the principles of he doctrine of Christ, leave the shadows and go onto perfection which is only realized by embracing the new covenant.
The law made nothing perfect. It was holy, God given, but weak through the flesh. The old covenant could not make the comers or worshipers perfect, pertaining to the conscience. (Heb.10:1-4) These Hebrew believers are strongly urged to be borne along in the new covenant and thus go on to perfection, which is only possible through the mediation of the new covenant. To go back to the old covenant would be laying again the foundation, the principles of the doctrine of Christ, namely Levitical ritual.
The word 'perfection' and its cognates appears 13 times in the epistle. It is found 12 times translated from the Greek word 'teleos' meaning to mature or equip. It is found once translated from the word 'katartitzo' meaning to adjust.
The former word, 'teleos' meaning to mature or equip can be illustrated as follows: "An institution brings perfection when it effects the purpose for which it is instituted and produces a result that corresponds with the idea of it." For example, a college which is equipped with the proper facilities, is provided with an efficient staff of teachers, and has all that which is required to fulfill the purpose for which it was intended, is fully equipped. It is a perfect institution.
The old covenant was an institution to bring the worshiper to God. However, the Law and Priesthood in this covenant was not perfect. It was not equipped with the necessary thins which would remove sin and its guilt. It did not remove the obstacle out of the way that hindered man from approaching into the presence of God. The blood of the old covenant in spite of its many sacrifices could not remove the sin that was lying on man's conscience. There was no access to God. Thus the old covenant was imperfect. "The Law made nothing perfect, but the bringing in of a better hope did by which we draw night unto God."
The new covenant mediated by the Messiah through His blood was ushered in at Calvary and is fully equipped and brings perfection to every believer. Only as these Hebrew believers are borne on unto perfection through the new covenant can they realize perfection. Perfection can only be realized through the offering of Christ on Calvary and His own personal life. "Therefore leaving the principles of the doctrine of Christ (the Old Covenant) let us go on unto perfection." To go back to the Old Covenant sacrifices would mean the laying again of the foundation of the old covenant and building upon it again. The apostle describes this foundation as follows: Repentance from dead works and faith toward God, The doctrine of baptisms; laying on of hands, resurrection of the dead, eternal judgment. These are the principles of the doctrine of Christ.
- Of Repentance from dead works and faith toward God.
All through the Old Testament repentance was constantly spoken. Perpetually wandering from Him, God was constantly calling the Hebrews back to repentance. Their works were but dead works. You will find no Gentiles ever commanded to repent from dead works. The Gentiles were to repent of sin. Dead works were the works of the law, of no avail as regards to obtaining eternal life. The conscience was cleansed from dead works by the blood of Christ. The law is a ministration of death and must be repented of must as sin must be. Faith toward God is first testament teaching and is contrasted with New Testament teaching of faith in our Lord Jesus Christ. No longer resting in dead works of the law but in a faith in Christ and His finished work which alone brings life is the requisite for those who would enjoy the blessing of the new covenant.
- Of the doctrine of Baptisms and of laying on of hands.
This is the next couplet which describes Judaism in its ceremonial character. The teaching of baptisms does not refer to water baptisms, neither John's nor sill less Christian baptisms and definitely not the baptism of the Holy Ghost. It is the same Greek word translated 'washings' and a word entirely different from that referring to water baptism or the Holy Ghost baptism. It refers to ceremonial ablutions or washings of Judaism. It had to do with the sprinkling of the blood, the washing of the laver, and other ceremonial ordinances connected with outward approach to God and is typical of the cleansing of the conscience from dead works to serve the living and true God (Heb. 9:14) by the washing of regeneration and renewing of the Holy Ghost. (Titus 3:5)
The laying on the hands, closely connected with baptisms, is not Christian laying on of hands. If one refers this to things of Christianity, he will miss the entire connection and importance of this passage. It refers to the imposition of hands by the offerer upon the sacrificial offerings. (Lev 1:4) This is also typical of the act of the sinner today laying his hand of faith upon the head of the spotless Lamb of God.
- "And of the resurrection of the dead, and of eternal judgment."
The resurrection of the dead was also an Old Testament doctrine. (Isa. 26:19, Dan. 12:2; Job 19:25) The Jews in the days of the apostle were divided in their opinion respecting a general resurrection of the bodies of men. However, it was a resurrection of the dead, not a resurrection of the saints. The out-resurrection from among the dead indicates there are two resurrections, one of the saints and one of the lost, with a period of time intervening between the two events. This time element between the two resurrections was foreign to the Old Testament. As to eternal judgment, there was no knowledge of the fact that there was no judgment. The old covenant was one of perpetual sacrifices, a remembering of sins every year, but no remission of sins; thus offering only eternal judgment. What a contrast to the new covenant which cries, "There is therefore now no condemnation." (Rom 8:10 The man Christ Jesus by one offering 'perfected forever them that are sanctified.' (Heb. 10:14) when He had Himself purged our sins.
"And this will we do if God permit." This seems to be a strange statement. The apostle had exhorted that they go on unto perfection and then says, "This will we do if God permit." It was God's purpose for these Hebrews to go on unto perfection. But God's will for these could be thwarted if these Hebrews were not willing to go forward in the New Testament teaching. Though there is such a thing as the sovereign grace of God, yet there is also such a thing as the free will of man. God never violates man's free will in that which pertains to his salvation and spiritual development. The choice of progressing, going unto perfection depended upon these Hebrews. Either they would go back to the Old Hebrews. Either they would go back to the Old Covenant or progress in the New Covenant. To persist in spiritual declension would eventually put them beyond the reach of the Holy Spirit. They are warned against hardening their hearts. To harden their hearts to the Holy Spirit would lead them into apostasy.
Study taken from Outlined Studies in Hebrews, by Dr Charles A. Ratz.
Used by permission


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March 14, 2019 – Calstrip Industries, a multi-facility ferrous and non-ferrous flat rolled coil and sheet distributor and processor headquartered in Mira Loma, CA, has placed an order for a Braner/Loopco Hi-Performance Flying Shear Multi-Blanker System for installation its new green field coil center under construction in Blytheville, AR.
The new Multi-Blanker will have the ability to convert 72" wide bare and coated carbon steel, aluminum alloy, and stainless coil in gauges to .135" into flat sheet products and precise tolerance blanks. The new Multi-Blanker will feature the latest production efficiency and safety technology that includes a precision CNC Cassette style Leveler, flat pass line Servo Driven Flying Shear, PVC and Interleaved Paper Laminators, quick-set-up Precision Slitter, product quality Inspection Station, Hands-Off Defective Part Reject Station, Automatic Skid Injector, and a wide array of machine safety permissives and safety apparatus.
In addition to the Multi-Blanker, Calstrip Industries' new Blytheville facility will also house a new 72" x .250"/.015" Braner/Loopco Turret Head™ Slitting Line and an Automatic Slit Coil Packaging Line. The new Calstrip Arkansas coil center will complement Calstrip flat rolled coil operations in Mira Loma, CA, Santa Teresa, NM, and Mission, TX, where among other coil and sheet production equipment Calstrip operates four (4) Braner/Loopco Turret Head™ Slitting Lines and two (2) Braner/Loopco CTL/Multi-Blankers.


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The purpose of TOGAF® Essentials 2018 Accredited Training is to verify that the individuals who have completed it can participate in the evaluation of their current knowledge and understanding of the changes introduced in the TOGAF Body of Knowledge in 2018, within version 9.2. In this one-day training we will show you the comparative and interpretative analyzes with the previous standard and we will further explain the application of the information you have gained in practice.
Individuals who want to show that they have up-to-date knowledge of the
changes that have been reflected in The TOGAF Standard, version 9.2.
Participants who pass an accredited training course and become successful in
the assessment will demonstrate their understanding and knowledge in the
following areas:
Accredited Training Course
Online Internet Based Assessment
Professional explanation with practical samples and examples.
Togaf guide book for this course.
Q. My trainer has asked me for my Candidate ID. How do I find that?A.
There are two ways to find this.: - Select the "Goto Pearson VUE" link
on the Take Exam page at https://certification.opengroup.org/take-exam. The
summary page shown will include your Candidate ID in the Personal
Information.- Alternatively, login to your TOGAF 9 Certification account at
https://togaf9-cert.opengroup.org, and select View/Edit my Certification Record.
The Candidate ID is at the top of the Certification Information. Please note
that your Certification ID (CID) is not a Candidate ID.
Q. When and where can I take the Assessment?A. You will be sent an
invitation to take the assessment by email. You can take the assessment at a
time and location of your choosing.
Q. I did not receive my invitation to the assessment. What should I do?A.
Ensure that your spam filters do not block email from firstname.lastname@example.com .
If you need the invitation resent please contact badges(at)opengroup.org
Q. Can I access the course handouts and other materials when taking the
Assessment?A. Yes, the Assessment is not proctored and is Open Book. You are
encouraged to access notes and course handouts while taking the assessment.
Q. Can I buy a voucher to take the online assessment?A. No, entry to the
online assessment is only included as part of an Accredited Training Course.
Q.What if I fail the assessment?A. The system will allow two retakes
automatically. If you fail three times and want a retake an administration fee
is due.
Q. What are the system requirements to take the assessment?A.In order to
take the assessment you should ensure that Javascript, popups, cookies, and SSL
are all enabled within your chosen Web browser. Supported browsers include
recent versions of Google Chrome, Apple Safari, Microsoft Internet Explorer, and
Microsoft Edge. Please note that Mozilla Firefox is not currently supported.
Q. How long will it take for a student to receive the invitation?A.
Accredited Training course providers submit candidates to The Open Group. Once
payment is received and the list of candidate IDs validated, candidate details
are loaded to the assessment system within 3 business days.Candidates will
then receive an invitation to a practice assessment. Once they pass the practice
assessment they will receive an invitation for the live assessment usually
within 1 business day.
Q. How long are the invitations valid for?A. The assessment invitations
are valid for at least 60 days.
Q. In case a student fails the assessment, can he/she retake it for
free?A. Yes, two free retakes are available for the live assessment. If a
student fails three times, then one additional retake can be obtained for an
administration fee.
Q. After a student completes the assessment, how long does it take The Open
Group to notify the student for his/her credential?A. The assessment system
displays the results immediately. The credential badge is issued within 6
working days (badges are issued once per week)
Q.Is there a Practice test provided for my candidates?A. Yes, this is
provided as part of the online Assessment. A PRACTICE Assessment is made
available to candidates first, which they must pass in order to take the live
Q. Is there an assessment plan detailing the number of questions per learning
unit?A. Yes, see below.
Unit 1: Structural changes : 4 QuestionsUnit 2: Business Architecture
: 4 QuestionsUnit 3: 40210 Alignment: 2 QuestionsUnit 4: TOGAF
Content Framework : 3 QuestionsUnit 5: Security : 3 QuestionsUnit 6:
Other Changes : 2 QuestionsUnit 7: Definitions : 2 QuestionsUnit
8: TOGAF Credential Program : 0 Questions
Copyright © 2019 GOPAS a.s., All rights reserved.


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Building Your Business Credit
At Business Finance 123 our mission is to help you grow your business with more options to leverage business capital.
Our free courses are designed to help you, the business owner, to go though a self passed do it yourself course to establish $15,000 to $25,000 in business credit. .
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Wine Spectator's well-known restaurant ratings were recently released. As usual, we have quite a number of winners in our county alone, and in Florida overall.
There are three tiers to Wine Spectator's 2012 Restaurant Awards: Grand Award (75 internationally), Best of Award of Excellence (878) and Award of Excellence (2,842 restaurants). The awards are given to restaurants around the world, and both wine and food menus are taken into account by the magazine's judges.
The Palm Beach County list has one new addition this year: Ironwood Steak & Seafood, at the PGA National Resort & Spa in Palm Beach Gardens earned an Award of Excellence. Says Karen Cantor, manager of public relations, "We are extremely honored to be one of only two restaurants in our ZIP code to achieve this award, especially knowing that, just on PGA Boulevard alone, competition is fierce with over 61 Zagat-rated restaurants.
"Ironwood Steak & Seafood boasts one of the most extensive wine lists in South Florida, with over 350 top-shelf selections… Federica Davis, Ironwood Steak and Seafood's manager, pays special attention to handpicking wines produced by PGA Tour golf legends like Jack Nicklaus, Greg Norman, Ernie Els, Nick Faldo and Luke Donald. As a side note, we are pleased to offer many wine pairing dinners and wine lovers events here that locals are welcome to attend throughout the season."
Some interesting numbers: Bern's Steak House in Tampa, long noted for its wine list that resembles an old-fashioned phone book with its thousands of selections, has 6,800 different wine selections available – and has an inventory of 500,000 bottles.
Our own Breakers' L'Escalier on Palm Beach (now closed for renovations and scheduled to open for the coming season), has 1,550 wine selections, with an inventory of 28,000 bottles. If you like wine, you're in the right area.
Congratulations to the following restaurants for their outstanding wine lists. We've noted here if the restaurant received other than the Award of Excellence:
- Abe and Louie's, Boca Raton
- Arturo's Restaurant, Boca Raton (Best Of)
- The Bistro, Jupiter
- Café Boulud, Palm Beach (Best Of)
- Café Chardonnay, Palm Beach Gardens
- Café L'Europe, Palm Beach (Best Of)
- Caffe Luna Rosa, Delray Beach
- The Capital Grille, Boca Raton
- The Capital Grille, Palm Beach Gardens
- Captain Charlie's Reef Grill, Juno Beach
- Casa D'Angelo, Boca Raton (Best Of)
- Chops/Lobster Bar, Boca Raton
- City Cellar Wine Bar & Grill, West Palm Beach
- City Oyster & Sushi Bar, Delray Beach
- Fifth Avenue Grill, Delray Beach (Best Of)
- The Flagler Steakhouse, Palm Beach
- Gol! The Taste of Brazil, Delray Beach
- Ironwood Steak & Seafood, Palm Beach Gardens
- Legal Sea Foods, Boca Raton
- L'Escalier at The Breakers, Palm Beach (Grand Award, received each year since 1981)
- Marcello's La Sirena, West Palm Beach (Best Of)
- Morton's, The Steakhouse, Boca Raton
- Morton's, The Steakhouse, West Palm Beach
- Prime Catch, Boynton Beach
- Ruth's Chris Steak House, Boca Raton
- Ruth's Chris Steak House, North Palm Beach
- Ruth's Chris Steak House, West Palm Beach
- Seasons 52, Boca Raton
- Seasons 52, Palm Beach Gardens
- Trattoria Romana, Boca Raton
- Trevini Ristorante, Palm Beach
- Truluck's, Boca Raton
- Village Tavern, Boynton Beach


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Health Benefits Of Chickpeas
Did you know that chickpeas (aka, garbanzo beans) are a healthy food that can help you lose weight? Read on to learn more.
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Health: Diet
Health: Food & Nutrition
Full Description
Chickpeas, also known as Garbanzo beans, are a small legume, popular in the Mediterranean, Middle Eastern, and Indian cuisine. Their delicious nut-like taste and buttery texture make them a versatile ingredient, used in a variety of dishes.
Chickpeas are, however, most popular because of their health benefits. They're extremely rich in proteins, fibers, and various vitamins and mineral, while still being moderately low in calories.
Like any other beans, they're rich in fiber, which helps maintain the proper digestion and can also help you, if you suffer from bloating or constipation. In fact, around 60-70% of the fiber, found in the Garbanzo beans are insoluble, which means that it remains undigested all the way to the final segment of your large intestine.
Apart from an excellent source of fiber that can improve your digestion and finally help you get rid of the bloating, chickpeas are also very rich in proteins and manganese. The latter is a necessary cofactor in a number of enzymes, associated with energy production and antioxidant defenses. Garbanzo beans can also boost your energy because of their high iron content. Iron is a vital part of hemoglobin, which transports oxygen from the lungs throughout the body, and is essential for your body's well-maintained metabolism.
Apart from the obvious health benefits, chickpeas are also a great choice, if you're trying to lose weight. Because of their high fiber content, they will leave you feeling satiated for a longer period of time, which means no excess snacks or binging on foods. A study in the Journal of Medicinal Foods also discovered that if you include chickpeas in your menu, you'll be far more successful at losing weight than if you simply start cutting calories! The easiest way to consume is to make yourself a healthy salad with chickpeas for protein. They're tasty and will keep you full for longer, as well as help you control the food cravings.
Chickpeas are also great for lowering cholesterol and preventing type 2 diabetes. In fact, regular intake of chickpeas has been demonstrated to lower LDL cholesterol (the bad cholesterol), as well as the total amount of cholesterol. That's because the carbohydrates in the legumes are absorbed and digested more slowly, reducing your blood sugar risks. The chickpeas can stabilize your GI (glycemic index) and stabilize your blood sugar levels, which makes them an excellent choice for people suffering or predisposed to diabetes.
Even more, the chickpeas are rich in a phytochemical, known as saponin. It acts as an antioxidant and reduces the risk of breast cancer in women, protects against osteoporosis and can even minimize the hot flushes, caused by post-menstrual syndromes. They also help strengthen the walls of blood vessels and promote cardiovascular health - as if you need another reason to include them in your menu!
The good news is that chickpeas are not just incredibly healthy and can help you lose some weight, but they can also be extremely tasty! If you're a fan of seafood, you can try a simple Italian recipe with chickpeas and prawns. If you're not into complicated dishes, however, you'll probably be excited to learn that chickpeas go extremely well with almost any Indian, Middle Eastern, or Mediterranean dish. The chickpea, spinach, and squash gnocchi is one of the easiest, yet tastiest recipes. You can also add them to a simple Greek salad and pair with sardines, lightly dredged in flour and sautéed in olive oil. And if you're in the mood for some party food, roast the chickpeas in a hot oven and spice them according to taste - they'll make an excellent low-fat substitute for nuts!
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VIDEO: GIS Plays Important Role in Resacas Restoration
The Brownsville Public Utilities Board's Resaca Restoration Project is currently underway.
This project is necessary because sediment, tires, trash, and other debris has built up over the years, impeding water flow in these waterways. The only way to return the resacas to their original depth is to dredge them.
The Geographic Information Systems Department is an integral part of the Resaca Restoration Project. This week's BPUB Update provides a glimpse of how GIS records resaca depths.


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As loyal readers of this publication know, I keep my eyes open for interesting real world deal stories to share with you folks so you can see that many of the research findings we discuss in these articles are not "ivory tower" fluff pieces but are actually borne out and proven in the real world.
So I was intrigued by an article published recently by Inc. on its website, Inc.com. Entitled "Inside the Sale of an Inc. 5000 Company" and written by Jeremy Quittner (who does a really good job of getting detailed information on this investment), the piece highlights three key concepts that we have been discussing for years:
And actually the article's title is a bit misleading. As you will see, the acquired company was actually probably much too small to be even in the Inc. 5000, at least when it was first acquired.
The nuts and the bolts of the acquisition are these: Evolution Capital Partners, founded by Brendan Anderson and Jeff Kadlic in Cleveland, was launched in 2006 and created solely with the idea of investing in lower middle-market companies, turning them around, and selling them at a 20-30% ROI (return on investment). They started with only $75 million in committed capital, primarily from wealthy entrepreneurs located in Cleveland who shared their same vision for acquisition targets.
In 2009, after acquiring three companies and investing most of the initial committed capital in the fund, they stumbled upon an interesting investment opportunity and acquired Accurate Group, a mortgage-servicing firm in Charlotte, North Carolina. Accurate owned "a powerful suite of mortgage-servicing software capable of managing thousands upon thousands of real estate transactions. Kadlic and Anderson had a hunch that the software could be upgraded and marketed to banks nationwide."
What strikes me was this description of the condition of the target (Accurate Group) at the time Evolution Partners looked at it. Reporter Quittner paints this picture:
"Brendan Anderson and Jeff Kadlic opened the door to the storage room and stopped short. This was not what they were expecting to see.
A large blue plastic tarp was suspended like a tent from the ceiling. The tarp protected a set of blinking computer servers from water that trickled through the cracked ceiling whenever it rained. A small portable fan whirred away and oscillated, cooling the machines.
Anderson and Kadlic looked at each other. This was what they were going to spend millions to acquire?"
Can you imagine planning to acquire a company whose entire business was based on software and servers that were covered from the elements by a blue tarp? So we start with the first point above to say that these two guys had the ability to see possibilities in Accurate. This is how Quittner describes their vision:
"Accurate seemed ripe to grow, but it was stuck in neutral: Revenue hovered at about $6 million, and its owner, Paul O'Connor, wanted to leave the business and spend more time on his 50-foot yacht. Doman [a business associate of Anderson and Kadlic's] proposed that he and Evolution team up to buy the company, which he would then manage."
Now, let's take a step back in time and remember where the lending/housing/mortgage business was in 2009: heading into a deep, deep foreclosure hole. But Anderson and Kadlic had a long-term vision for the business and realized that with some attention, hard work, and managerial oversight, there was potential.
So the first lesson of this story for entrepreneurs is that there are investors out there who are willing to see potential; however, you need to make sure you can educate them about it. Although the article does not mention how O'Connor (the original owner) was able to get the two fellows past the blue tarps, somehow he was able to sell them on the potential. You will need to be able to do the same when you approach the market.
The second lesson is this: Unlike what you hear in the business media about mega equity firms, those that focus on companies in the lower middle-market (those valued, let's say, below $25 million) do so to help them grow. These firms don't make investments using extreme leverage, hammering the balance sheet with extraordinary amounts of debt, nor do they do so to break the company up and sell its assets individually. I mean, in this case, how much can you get for a blue tarp, the real world "firewall" that Accurate used to protect its servers?
Here is the description of Accurate's growth trajectory:
"During the first 12 months, long-overdue investment vacuumed up most of the company's cash flow. But by Year Two, the investments began paying off. By 2011, with new customers such as Royal Bank of Scotland and KeyBank, cash flow jumped to nearly $3 million, and the company landed at No. 1,153 on the Inc. 5000. By the end of 2012, it was No. 936 on the list, and Doman forecast EBITDA would close in on $7 million or even more."
OK, so I stand corrected, the company did reach the Inc. 5000 list. But it only did so because the two founders of Evolution Capital Partners teamed up with Paul Doman, a 20-year veteran in the banking and mortage service industry.
Although the article doesn't focus on this, I would bet that the turnaround in the business, post-acquisition, entailed the three of them implementing basic financial, managerial, and marketing controls that helped the company achieve growth that under its original founder was neither probable nor possible. And this is vital to how private equity firms in this niche operate: They have to grow their investments, not tear them apart, because that is the only way to eventually provide an ROI to their limited partners.
Which brings us to the last point in the list above: Lower middle-market equity firms are more interested in the opportunity and the potential than the size. Here is how the author of the Inc. article described the situation:
"Anderson and Kadlic took a hard look at Accurate's EBITDA--earnings before interest, taxes, depreciation, and amortization--the amount of cash generated by the company. This is a key metric in most private equity deals. Anderson and Kadlic usually seek cash flow of $500,000 to $2 million--which, as a rule, provides them enough cash to reinvest in the business without having to take on debt. Accurate had EBITDA of only $350,000,but with a profit margin of about 10 percent, the pair bet that sales growth could make up the shortfall."
Consider for a moment that their normal lower threshold is around $500K ... Accurate was far BELOW that threshold, which probably made it easier to invest what was left in the original fund, but also, I am sure, caused some concern on the part of their LPs, especially since even a 30% ROI on $350K would not yield all that much cash.
But Anderson and Kadlic had a plan, worked the plan, acquired the company (again, consider the condition of the mortgage industry at that time), and through their hard work and dedication, grew the company to $7 million in EBITDA in 2012 and sold it at the end of that year to a larger equity firm – a true success story in action.
Now, naturally, not every lower middle-market company starting with blue tarps protecting servers ends up with such an amazing turnaround. In most cases, you will be better off preparing your company for sale far in advance (which means actually patching the roof and getting rid of the blue tarp) if you want to attract equity firms.
This was a very rare case where the two founders of Evolution Capital Partners teamed up with a knowledgeable industry expert to get beyond the condition of the company and see the future. Most professional buyers won't, even in the lower middle-market. However, by taking some well planned, value-building steps, you can significantly improve your position in the market relative to other investment opportunities.
The history of the M&A industry is replete with stories like this where folks took a chance on a lower middle-market company and turned it into a profit. Generational Equity has helped a number of clients do the same, i.e., find a buyer willing to make an investment and reap a profit. Keep in mind that in this case the original owner was cashed out. In many cases, the owner stays on board and participates in a "second bite of the apple" when the larger entity is sold or taken public.
If this story intrigues you, if you own a company and have reached the point where you want to spend more time on your 50-foot yacht (or even your 12-foot sloop) or if you want to stay with the company but just need capital and professional guidance to help it grow, I suggest that you attend a Generational Equity exit planning workshop. These are designed to help business owners discover how to remove the blue tarp (figuratively speaking) and position their companies to be ready for buyer attention.
Special thanks to the founders of Evolution Capital Partners for sharing the details of this transaction with us and to Jeremy Quittner for writing such an excellent, insightful piece.
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3 bedroom villa for sale
Cyprus - Famagusta, Agia Thekla
like this property?Call: 03339 395955
Full description:
New Villa in Ayia Thekla
It will be an exclusive gated community of seven boutique villas located within walking distance of the picturesque Potamos, Ayia Thekla Beach and the Marina. With large plots of up to 473 m2 each property affords a feeling of privacy and space. The contemporary design with clean architectural lines explores the dynamics of space to produce a seamless blend of indoor and outdoor living. The open-plan layout of the ground floor, with plenty of glass which allows an abundance of natural light to enter, creates a light and bright feel. On the first floor, there is an en-suite master bedroom, two spacious guest bedrooms, the main bathroom and a balcony.
Nearest Airports*
- Larnaka (INTERNATIONAL), 19.2 miles
- Ercan (LOCAL), 27.5 miles
- Pafos (INTERNATIONAL), 84.6 miles
*Distances are straight line measurements. This feature is currently in beta.


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Introducing Kool Kids Casting Club
At Kool Kids Casting Club, we offer both parents and children the opportunity to have loads of fun while also earning money. Our business lies in the recruitment of babies, toddlers, young kids and teenagers for local and international television and advertisements. We also cast for stills, catalogues, films, and more. If your child is interested in being an extra on a film set, we can also assist. Our company opened its doors in 2000 and since then we have grown into a flourishing and well-known casting agency.
The fact that we are a small, owner run casting agency, ensures that we can operate with a hands-on approach at all times – when running the business and working with clients. We mostly receive great feedback from parents and children working with us, and we aim top uphold this unbeatable service delivery.
Call this advertiser on 082 805 9052 or send your email here:
What to expect
Not sure what to expect when joining the exciting world of kids' casting? We at the Kool Kids Casting Club can assure you that it is a fun industry, with new opportunities arising everyday. We cast for a wide range of shoots on a daily basis, and we have done successful castings for TV series, films, corporate videos and ads, social media, magazines, catalogues, billboards, and so much more. Some of the global brands that we have worked with, include Johnson & Johnson, Mercedes, McDonalds, Kleenex, to name only a few!
Since casting is such a booming industry, we are always looking for new talent, and we are open to recruiting kids of all ages and backgrounds in order to expand our portfolio.
If you are interested in signing up your child, feel free to get in touch with us today for more information.


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Timestamps are in UTC.
hi there. I'd like to run my own, personal openid server, for me and (possibly, but not for now) some friends. I do have shell account with apache set up, and would like to stay away from PHP for memory consumption and security reasons. can you recommend software that fits my needs? (I run Debian Stable on that box)
GNU\colossus: any particular preference for language platform aside from no php?
yangman: well, I'd be particulary happy with Python, Perl, or bourne shell, as their interpreters are already required to run on the machine on a frequent basis. not requiring a RDBS is also a must.
well, there's this: http://yangman.ca/poit/ </self-plug>
should definitely do a new release, though
flaccid: http://wiki.openid.net/Website_Software
[09:28am] flaccid: http://wiki.openid.net/Run-your-own-identity-server
These logs were automatically created by OpenIDlogbot on
using a modified version of the Java IRC LogBot.


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We have been working with Raman Systems for decades.
Describe your project below and our experts will respond to your questions within one business day.
Raman Spectroscopy Systems
Raman spectroscopy is essential for measuring and understanding the molecular composition of any sample. About one in every million photons that impinges on a material scatters with a slight shift in energy corresponding to a deficit (or addition) related to a ro-vibrational quantum of energy. By measuring the scattered spectrum, rejecting the incident laser light, we can determine the molecular characteristics of the sample.
There are broad applications for Raman spectroscopy both in laboratories and in industrial settings. Raman testing can be used for reaction monitoring, sample identification, and dynamic changes during processes. For example, Raman can monitor surface changes to catalysts during reactions.
Our Products
We carry handheld Raman spectrometers to Raman spectrometers to integrate to in your lab. We have recently added a full suite of lasers suitable for Raman applications. Let us know how we can help apply Raman spectroscopy to your challenging measurement needs.
Scroll through our selection of Raman Instruments
Our Raman Products
Fluorescence-minimizing Raman Instrument
Broadband fluorescence can mask the Raman signal from many samples, including biological, mineral, and advanced material samples. The patented TimeGate® system uses a short-pulse laser and a high-speed detector to capture the Raman signal before fluorescence occurs. Tests on many Raman applications that previously suffered from fluorescence interference have shown 90-95+% reduction in the fluorescence.
Full Raman Systems
Flash is proud to carry the MarqMetrix All-in-One, a full-featured, compact Raman solution with an onboard computer, Raman analysis software, cooled detector, and TouchRaman™ technology. The All-in-One is competitive with other full-featured laboratory systems.
Raman Sample Probes
Flash carries the patented MarqMetrix™ Ballprobe, which is excellent for solid, gas, and particularly liquid samples. We can also carry many other standard probes and microscope interfaces.
Handheld Raman Systems
The EZRaman-H is a high performance handheld Raman analyzer for rapid material identification and verification in a cGMP environment. Applications include raw materials identity verification, inspection of intermediate and final products, process troubleshooting, and counterfeit detection.
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Raman Lasers
Flash carries a complete set of single mode and multi-mode DPSS lasers from 405 – 1064 nm, with optical power between 50 – 500 mW depending on the wavelength. Please call for details!


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Taipei, June 30 (CNA) United Microelectronics Corp. (UMC), the second-largest contract chipmaker in Taiwan, is planning to sell shares of a subsidiary based in China through an initial public offering (IPO) in Shanghai. In a news conference held on Friday ... ( read original story ...)
China warns Western firms over Taiwan
In recent months, many multinational companies, from airlines to clothing brands, have been getting on the wrong side of Beijing. They have done so by listing Taiwan under the title "country" in their website's drop down menus, or by suggesting the island ... ( read original story ...)
Taiwan needs foreign investors for growth, but hurdles remain
Worries about the island's longer-term economic outlook and the trend of local companies investing abroad also make foreigners pessimistic about pursuing their business ideas in Taiwan. Finally, there is the issue of intellectual property rights ... ( read original story ...)
Reed Cavendish Wealth Management – China's Property Prices Rise
TAIPEI CITY, Taiwan, June 29, 2018 /PRNewswire/ -- Analysts at Taipei ... Reed Cavendish Wealth Management analysts say that, on a yearly basis, property prices increased 4.7 percent last month, a slight decline from 4.9 percent annual growth in March. ( read original story ...)
China says U.S. should tell airlines to change websites in Taiwan row
BEIJING (Reuters) - China said on Friday that the United States should tell its airlines to change their websites to refer to self-ruled Taiwan as Chinese territory, after the United States said China had rejected requests for talks on the matter. ( read original story ...)
Taiwan's top companies over-reliant on Apple: report
Taipei, June 28 (CNA) Six of Taiwan's top 10 corporations by net revenue are electronics companies that are part of Apple's supply chain, resulting in an over-reliance on the American multinational technology company, according to a report by China Credit ... ( read original story ...)
Apartment in Taipei City by Taipei Base Design Center
Located in Paris, France, this modern industrial apartment was designed in 2017 by Sabo Project. Description by Sabo Project The apartment ... This contemporary two-story house located in India, was designed by GA design. Photography courtesy of GA design ... ( read original story ...)


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To safeguard future trade opportunities for U.S. pork, the National Pork Producers Council has secured funding with USDA's Animal and Plant Health Inspection Service (APHIS) to test 6.2 million samples of U.S. pork for trichinae over the next two years.
To move away from inefficient, costly and unreasonable trichinae mitigation efforts, the NPPC and the National Pork Board worked with APHIS to change standards within the World Organization for Animal Health (OIE) and the Codex Alimentarius.
In July 2015, the CODEX adopted a new global standard to define negligible risk for the trichinae parasite in swine. To comply with new science-based standard, the U.S. pork industry must demonstrate through sampling that the risk within the U.S. herd is negligible.
However, in order to comply, they need data, says Bobby Acord, former USDA APHIS Administrator. And to get the data, they need samples and support from the U.S. packing industry.
"Packer participation in the surveillance program is key," Acord says. "The producers have eliminated trichinae from the U.S. swine herd. Now we need packers to help us collect these samples so we can eliminate any trade restrictions based on unwarranted trichinae concerns."
A Look Back
In recent years, the U.S. pork industry has taken it for granted that the risk of the trichinae in commercial U.S. hogs is negligible because of the extremely low incidence of human infection.
"At one point, trichinae was a big issue – the way to mitigate the problem was to overcook pork, test every carcass at the packing plant or freeze the pork carcass for a period of time," Acord says.
Moving pork production indoors and implementing the PQA Plus program basically eliminated trichinae in modern pork production, he says.
"Today you rarely see any trichinosis cases in the U.S.," Acord says. "If you do, it often comes from bear meat, wild boar meat or backyard pigs (which is rare). The source has been eliminated and it's basically not an issue."
Still, the U.S. pork industry needs to prove that risk is negligible – not because of U.S consumption concerns, but for purposes of trade. Without data from a sampling program, the U.S. could be vulnerable to a challenge at the World Trade Organization, which could jeopardize all chilled pork shipments.
"The surveillance project will allow us to prove that we don't have a trichinae problem," Acord says. "Many of the countries we trade with have a problem with trichinosis. They want more than our word when they trade with us."
A Low-Cost Opportunity
The combination of change in international standards and funding by APHIS for sample testing has created a rare, one-time opportunity to address the trichinae issue at the least cost to the industry.
USDA engaged the Agricultural Research Service to conduct the testing, train personnel to assure quality in performance of the testing, maintain and report on testing results and provide packers with appropriate shipping materials for shipping samples. APHIS will pay for the testing and shipment of samples. The only cost to U.S. packers is the labor to collect the samples.
"All the packer has to do is collect a thumb-sized piece of tissue and ship it to us for data collection," Acord says. "We've had a little pushback about the cost of time collecting samples. But the reality is that the benefits far outweigh the cost. Once we establish negligible risk, we can continue the process and not worry about some country pushing back or blocking importation of U.S. chilled pork because of trichinae."
Testing a representative sample is a lot cheaper than testing every carcass, Acord adds. In the end, he believes this effort will help U.S. pork reach more, lucrative international markets.
Moving Forward
U.S. packers can sign up for the Trichinae Surveillance Program through NPPC or the National Pork Board. APHIS will cover all other costs for shipping materials, testing, etc. NPPC will continue to advocate for USDA funding of sample testing and support for the testing program. Along with the National Pork Board, NPPC will provide general program oversight and work with USDA and the testing facility to assure quality of testing process and address any issues during the testing phase.
"The Trichinae Surveillance Program is one more block knocked off the precautionary wall that stifles innovation and puts significant upward pressure on global food prices," Acord says. "The NPPC is committed to developing international markets for U.S. pork that are free from all tariff and non-tariff barriers and that accept modern, science-based production methods that meet international standards."
Related Article:
Overcooking Pork Should be a Rare Occurrence


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Tenacious Bra
Brand Kyodan
Are you looking for a cute strappy look? The Tenacious bra is made with high-performance fabric and features crossed bottom band to enhance high-impact support. Plus, the straps are adjustable to fit you perfectly. Pair it with the one of Tenacious leggings for a matching set.


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I've been impressed with how Microsoft finally took smart phones seriously and did a great re-think on how a mobile OS should look and work. Now they're doing amazing things with tablets. As you know, I'm an Android geek, but this new Windows 8 tablet makes me wonder if perhaps my first tablet shouldn't be a Windows tablet. I was going to go with an Android, especially since I'm now so into Google music.
One of the things that makes me think about a Windows tablet is also that I'm a big Word user and you know there will be a robust version of Word for Windows tablets. This would make taking work with me on the go so damn easy. No need to be hooked to my desktop–I know, I'm one of the few left who still prefer a desktop to a notebook. Please keep in mind that price has a lot to do with that.
We'll see. Perhaps Google Music will have a Windows app. Sigh. As is always the case, I'll only know when I'm ready to make a purchase.
Windows 8 Hands-On: Your Desktop Is Dead | Gadget Lab | Wired.com


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Dealing With Garage Door Hardware Damage? What To Repair And When To Replace
Posted on: 30 September 2016
If your garage made a snap or crunching noise and you've noticed some metal fragments or damaged parts on the opening system, you'll want to call a garage door professional do to some replacement or repair work. There are a few things that are worth repairing, and others that aren't worth the money. Here are a couple things you want to consider repairing so that you can restore the system to its regular use.
Spring Repair
The springs on the garage door can break from wearing and use, especially if you use the garage door frequently. If the garage door repair expert claims there is a spring that needs replaced or damaged, this is a small repair that is worth the cost, and you can consider replacing all the springs since the professional is already at your house.
Broken Cable
Cables will break and snap, and often it's because the cable gets rusted. If you live in a very humid area or you have a lot of moisture in your garage, the metal components like the cable will rust more quickly. Have the cable replaced, and then have the other cables and metal components inspected.
Items to Replace
Although springs and cables can be replaced, there are some other items that you should chose to not replace and update your garage system. These different items include:
- The electrical system and control
- The chain that runs the motions
- Damages to the track
If any of these things are damaged, it may be time to update your system. Getting a system that has a belt that runs the door motions instead of a chain is quieter and you don't worry about rusting, and updating to a new wireless system gives you smart phone controls and capability. You have to make sure the repairs you are considering making are worth the investment.
Have the spring replacement expert come to your home and give you a cost to replace all of the broken or damaged components, and then have them give you a quote for a new updated garage door opening system. If the cost of the opening system isn't more than twice the cost of the repairs, it may be time to make the upgrade and to be smart with your money. You don't want to pay to repair a bunch of things, only to find out you need to replace the system later on. Contact a company like AAA Garage Door, Inc. for more information.Share


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funny valentines day gifts online
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Home > People Finder > Nathan Powers
Milwaukee - The Boerke Company731 N Jackson StSuite 700Milwaukee, WI 53202United States
Nate joined The Boerke Company's Retail Team in the Fall of 2012. Prior to The Boerke Company, Nate worked as a commercial real estate advisor at Apex Commercial, Inc., now a Jones Lang LaSalle Milwaukee branch. Nathan started his career in the commercial property realm at Havenwoods Economic Development Corporation, and has a strong background in economic development and community revitalization. Nathan specializes in the listing and sale of freestanding and multi-tenant retail buildings. He also assists national and regional clients in site selection, purchase and sale, lease negotiations, and development projects.
Dickey's Barbecue Pit
Cricket Communications, Inc.
Realty Management Partners
J & J Crestwood
Federal Deposit Insurance Corp.
School of Rock
Value Beauty
City of Greenfield
Iron TitalAsset Management
Well Fargo Bank, N.A.1


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Hello everyone! I'm more into pastel mode right now! So I'm here with a dreamy card with a dreamy background and dreamy friends! :)
- Toboggan Together
- Stuck on You
- Pizza My Heart
- I followed the sketch of Lawnfawnatic's current Sketch Challenge. So I trimmed a white panel slightly smaller than the main card base and die-cut a circle out of it using Circle Framelit Dies and Big Shot Plus Machine.
- I also die-cut the brick wall from Mixed Media #3 out of white card stock.
- Over the smaller panel I ink blended half of the portion with Sweet Sixteen and the remaining with Bellini inks.
- To add more depth and interest, I added splatters of water, gold and silver paint to the panel. The background was really shiny and beautiful but the camera couldn't capture it well.
- Onto the main card base, I applied Pixie Dust ink where the window is present. To create more depth I added splatters of water and blotted the excess with a tissue paper.
- I stamped all the solid images with Archival Green ink and Party Dress Ink on white card stock. I also stamped the deer and colored them with Permanent Pens fussy cut them and kept aside.
- I glued the brick wall die-cut over the smaller panel and stacked the animals inside the window and adhered all the solid stamped images forming a wreath.
- Finally stamped the sentiment on vellum card stock and gold embossed it.
- To embellish the card I added a few clear sequins from Mudra.
- Time Out Challenge #109
- Inkspirational Challenge 160 Purple and Gold
8 comments
It's an Adorable card Deepti ! Loved the colors too :)ReplyDelete
How fantastic! I love the beautiful scene with the brick wall and the touch of gold. Thanks for sharing with us at Inkspirational!ReplyDelete
Hello :-) First, I want to thank you for all the lovely comments you left on my blog! How kind of you!ReplyDelete
I just had some time to check out your creations... You make awesome cards! This one is so darling, love how you arranged everything!
Crafty greetings from Switzerland, Nicole
This is just fabulous. I love that brick wall treatment! Your coloring is wonderful, I love the gold sentiment... Just an awesome creation. Thanks as always for sharing at Time Out!ReplyDelete
Oh my! You're 110% right about having created a dreamy card with a dreamy background and dreamy friends! The deer couple is darling; the brick wall so pretty; the shaker element a special touch! Ultra sweet in every way! So thrilled you shared this gem in the Inkspirational gallery!ReplyDelete
Wow, this is so beautiful. Love your coloring and that brick detail on the background. This card is indeed dreamy. Thanks for sharing it with us at Lawn Fawnatics!!!ReplyDelete
this is so gorgeous! wow!! LOVE the colors! love the texture!! and wow - the coloring of those deer...amazing! thank you so much for playing along with the Lawn Fawnatics Challenge! <3ReplyDelete
What an adorable scene you created! Every detail is perfect!ReplyDelete
Thank you so much for playing with us at Time Out!


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Blood Bowl Team Obsidian Dust
We´re gratefull to paint this Blood Bowl Team! (a team of Druchii). For many years there is the emblematic game Blood Bowl. In fact, Games Workshop recently renewed the game. It is one of those games that have endured thanks to the desire of the players to keep it alive.
Several brands began to make miniatures for this fantasy football game, and Greebo Games is one of them.
And we have had the opportunity to paint by comission this miniatures!.


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6 Tips To Beat Parenting Stress!
Created by Richa Priyadarshini Updated on Oct 18, 2019
When you're expecting your baby, a common comment from anyone you meet will be that a baby will completely turn your world upside down. You might have been incredulous at the time, but once your newborn arrives, you realize that it isn't far from the truth. A newborn brings in happiness and excitement for the parents and family. Let's say it also has some worries and stress associated. Your daily routine changes drastically, and everything involves this tiny being, So, how do you adjust and adapt? Read on to find out how you can deal with the change and the stress associated with it.
How Will My Life Change With A Newborn?
The emotions and experiences that come with becoming a parent can be overwhelming. Here are some practical ways in which your life changes-
- Routine: If you're a stickler for routine and the predictable, be prepared for that to be turned upside down. Babies are unpredictable, and planning is done around their schedule
- Anxiety and stress: You find that you're constantly stressed about things that need doing for the baby. You're also constantly worried about her safety
- Marriage: It is natural for your relationship with your partner to change when a baby arrives. With the baby needing all the care and attention, you may find that you have barely a minute to make conversation with your partner
- Relationship with friends and family: You might find that your relationship with your parents, changes now that you're a parent, and you might experience new-found respect for the bond. With the daily challenges of new parenting, it's possible that you don't have the time and mind space to keep in touch with friends and family
How Do I Deal With Parenting Stress?
While your life will never be the same, and on some days you feel like the stress is too much, here are some tips to help you beat it:
- Self-Care: It is common for new parents to neglect themselves. A little care will go a long way in helping you feel better-
- Have a healthy diet,and drink plenty of water through the day to stay hydrated
- Reduce the consumption of caffeine
- Nap when your baby naps. It's easier said than done, and most of us want to finish chores when the baby sleeps. But try and get at least a half an hour's power nap. This will help you regain the energy you need to take care of your baby and yourself through the day
- Establish hygiene rules: With the arrival of your new born, it's quite natural that friends and relatives would visit you frequently. And it is also natural for you, as a parent, to stress about hygiene and the baby's wellbeing. Prepare visitors for a limited interaction time with baby. Make sure that visitors have sanitized their hands before holding the baby. If you have a nanny for baby care, insist on proper hygiene at all times
- Travel care: Are you planning to travel with your baby? Budget enough time for packing the supplies for your baby such as diapers, food, clothes, necessary medicines, bottle sterilizer, her toys and more. Planning ahead will help minimize stress during travel. Also, please find a more detailed account on these here
- A break from daily routine: Plan your day's routine ahead so that you have some leeway
- Store used clothes in a laundry bag and wash on a pre-scheduled day as per your routine. Try to wash them every 3-4 days instead of washing daily
- Cook simple meals with a few fresh ingredients. You can cut and freeze vegetables. If you wish, you can freeze batches of meals, too
- Take a refreshing walk: If you find yourself getting frustrated with the unforgivingly hectic routine, take a walk outside with your baby if the weather permits it. In case of bad weather, you can take a stroll indoors with your baby in a stroller and with some music playing
- Prioritize your marriage: It is easy to let your marriage take a backseat, what with the little one needing you always. However, don't let your partner feel like you've forgotten your marriage. It takes conscious effort from both people to keep the relationship going.
Parenting is hugely challenging. And there are days when you feel like you just don't have your best game. That's when you need to take a deep breath and take a step back and do something for yourself. This won't just recharge your batteries, but will also make parenting enjoyable.
What do you do to beat parenting stress? Tell us in the comments section!
- If you can arrange baby care, step out for a Friday night dinner date to rekindle the love and friendship. Even if you can't, have a nice evening at home when your baby naps
- Surprise your partner with little gestures like notes in the lunch bag, or sweet texts during the day
- Communicate constantly. Not talking about what both of you are going through, puts a huge stress on the relationship
- Nurture other relationships:Although your baby needs all your love and attention, you need to take care of your other relationships too-
- If you have an elder sibling, create some time when it's just you and her. This could be when the baby sleeps or when someone else is taking care of the baby
- Make some time for your close friends. Even when it's a challenge to beat the traffic and meet, pick up the phone and chat away like old times.
- Learn the art of asking for help: If you are in a joint family, this is the time to seek help from family members. If they can take care of your baby for a few hours, it can ease off your stress. You can plan a movie or can have a date with your partner. Or you can take that much needed nap. So, it's time to learn the art of seeking help from family members
| Oct 19, 2019
Ma postpartum depression me hn main kya krn
| Oct 05, 2017
self care plays the most important role accoding to me to beat the stress post delivery. thanks for the blog.
| Jun 09, 2017
good suggestion
| May 09, 2017
as the summer has come by angel 10onths old has stopped having food . her quantity has reduced... please. help me suggest as what to do to have her food.. she is on breast feed ...please help
| May 04, 2017
| Feb 20, 2017
0tvvbgjhlŕ§d p
| Feb 18, 2017
| Jan 27, 2017
very nice suggestion
| Jan 21, 2017
Nice suggestion thank u
| Jan 20, 2017
very good advice thank you
| Jan 20, 2017
thank you very timely advice for me as i was in the stressful situation your suggestion gives me new hope
| Jan 20, 2017
thanks and very useful
| Jan 20, 2017
thnx for heartily advice
| Jan 20, 2017
good suggestions for new parents
| Jan 20, 2017
Gud one... thx fr sharing
| Jan 20, 2017
Very well written.....
| Jan 20, 2017
very nice article.. in joint family ... to ask help big prob.. if so taken care of baby .. not plan a movie or date.. but hve to finish d house wrk .. n sleep wen baby sleeps.. not happening one
| Jan 19, 2017
Good read. Thank you.
| Jan 19, 2017
Very Useful .. thanks
| Jan 18, 2017
Useful blog... Good job


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We're talking about two functions that will give birth to new opportunities.
I hope it drives sales - DT needs to do something tout de suite to stay in the top 4 for me.What amuses me is the way they talk about it as if they invented it. And this goes for all agencies who, despite the fact some contributors think of them as virtual online art galleries for the discerning buyer are nothing more than bang 'em out retailers - and being shopkeepers should have taken their cue from Amazon and others years ago to enhance the contributor/customer experience.
I was hoping they introduced batch editing/submitting.But then again, it's only 2014. Maybe in 10 years.
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Buyer's Remorse: What Home Buyers Would Do Differently
Verani Realty
As the saying goes, hindsight is 20/20. When you're a homebuyer it's natural to be worried that once you close on that home you will have regrets about your decisions. Buying a home is one of the biggest purchases of your life, and since you will become more savvy along the way, you may have things you would do differently the next time around.
You are not alone. In fact, half of people surveyed said if they could repeat the homebuying process, they'd do at least one thing differently.
The best you can do is to research and learn from their missteps. Knowledge is power! Here are a few of those things that buyers surveyed said they would change if they had it to over again.
According to the survey, 61% of Generation Xers wished for a homebuying do-over and 57% of millennial homebuyers had regrets. The most comfortable? You guessed it - Baby Boomers. More than half of Baby Boomers said they didn't have any second thoughts about buying their home.
This could be because most Baby Boomers had bought a home before and had learned to avoid all those little missteps that can cause regrets. Perhaps they were also more financially savvy when it came to financing, or they didn't need financing because they were downsizing. Regardless, age and experience seemed to make for buyers who were pretty content with their decision.
No matter your age or experience level, if you work with a qualified real estate agent and consider those little things that some buyers wish they did differently, you too can emerge as a content new homeowner with few or – even no - regrets.
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Jan 242019
Slide 1 title
Slide 2 Three useful website
Slide 3 Five questions
- Visit your Google Classroom to open the blank Slides
- Subject
- Choose a small subtopic for your presentation
- Add a title on the first slide
- Add more slides – choosing an appropriate layout
- Theme
- Choose a suitable theme
- If you are going to use picture backgrounds…
- Same one for all slides? Different
- Muted/darker?
- Images need to be "labelled for non-commercial reuse"
- If you are going to use picture backgrounds…
- ** Can you use a template? File – new – from template
- Can you save this in your Classroom folder in Google Drive? It needs to appear in my Classroom folder…
- Decide on fonts and colours
- Choose a suitable theme
- Information
- Find at least three useful and reading/age-appropriate websites on the subject
- Paste the links on Slide 2 using bullet points
- Write 5 questions that you would like to answer on Slide 3
- Slides
- Plan each slide – give each slide a title
- Add information in your own words
- Images
- Search for images for your Slides
- Use search tools – usage rights – marked for non-commercial use