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Mortgage information
A mortage can be a big commitment, but getting one doesn't have to be a frightening ordeal. This page will help explain what mortages are, and how we can help you get the best deal. If you still have questions, our Mortgage Specialists are always available to help you. Call us at (204) 982-1961.
What's on this Page
About Mortgages
Most people do not pay the entire cost of a home with cash up front – people arrange for a "mortgage" instead. A mortgage is a loan for which you put up the property you are buying as collateral (technically, a mortgage is the document you take to the Land Titles Office as proof of the loan, but we'll use it with its broader meaning).
Mortgages are amortized loans. Most mortgages have an amortization (the time it takes to pay off the loan and interest) of 25 years, though some can be amortized in as few as 5 years or in as many as 40 years. Over a long period of time, even a small difference in interest rate can make a huge difference in the end. That's why you want to find the lowest rate possible – saving even just a fraction of a percentage point can help.
Separate from amortization is the term of the loan. That's how long the interest rate is guaranteed. At the end of the term, you need to negotiate a new mortgage for the outstanding part of the loan. Generally, shorter terms offer lower rates, but you run the risk of having to renegotiate at a time when interest rates could be on the climb. Conversely, longer terms may carry slightly higher interest rates, but they can give you peace of mind if rates go up.
In addition to the interest rate, there are other features to look for when getting a mortgage. For example, will you be allowed to skip a payment if you need the money for something else? What about penalties for prepayment (paying off a mortgage before its amortization)? Will your mortgage be portable (can you transfer it to a new property)? Consider the features that each lender offers.
Generally, you will have to make a down payment on any property for which you want to get a mortgage. With less than 20% down payment, you'll need mortgage insurance. However, you can now buy a home with as little as 0% down. Go to the CMHC or Genworth Websites for more information.
We are here to help you get the best deal on your mortgage. Of course, our Mortgage Specialists are always available to help you. Call us at (204) 982-1961.
About The Mortgage Centre
The Mortgage Centre Canada is a member of the CIBC group of companies. Independently owned and operated franchise offices are found across Canada. The Mortgage Centre has been helping people get the best deal on their mortgages for the past 20 years. The Mortgage Centre gets Canada's leading lenders to compete for your mortgage in an electronic bid process that, when combined with advice from your Mortgage Centre Specialist, guarantees you the best available package of rate and features. We require only one credit check and – best of all – our service is free! Visit the national Mortgage Centre Canada Website for more information.
About Total Mortgage & Credit Services
Total Mortgage & Credit Services was established May 1985. Franchise owner Brad Wladyka, has over 35 years of experience in the mortgage industry. Widely known and well respected in the industry, Brad has made it his mission to help fulfill his customers' needs by finding the best deals for them.


text: "Our lives seem to be moving faster than ever, with the speed of high tech communications, scientific discoveries, global family structures and information coming to us quicker every second. These modern miracles can both add to the excitement and fascination of today, and take us beyond our ability to adapt, 'keep up' or manage basic responsibilities. How do we allow our spiritual, mental, emotional and physical selves the space to create the balance we need? I'm honored to rejoin Unity of Tampa as we explore how practicing Intentional Balance, can bring real peace, unlimited joy and radical freedom at the speed of our modern age."

subset: commoncrawl


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Germany: Brigadelok gathering in Muskau
3 days brigade locomotive gathering on the Muskau forest railway. We pull out all the stops and show you everything that makes the heart of the narrow-gauge enthusiast beat faster. 3 steam locomotives in operation, train crossings and prestressing capacities. Coal and loaded lumber trains, brigade cars and many extras that animate the scenes. Sunset pictures and night shots, which we will illuminate with our professional lighting system.
|No. of participants
|max 36
|3 days
|Accommodation / Meals
|from 110 €
|1 seat1 available
|Book this tour now
Tour program:
27 September 2019, Friday: We start with a hearty lunch at Teichstrasse station (from 12 noon) and then drive a mixed train with coal and wooden wagons at 99 3317. Forest workers are on the way, as is a car. We operate the factory connection with the old Gmeiner diesel locomotive V 10 C. In the late afternoon, shots are planned at the Kromlau branch and at the large pond off Kromlau. Afterwards night shots in the triangle.
28 September 2019, Saturday: Today, two brigade locomotives are on duty - 99 3315 and 99 3317 cover the coal and brigade wagon trains, resulting in train crossings and prestresses. A special highlight we set again with sunset pictures at the heavy mountain.
29 September 2019, Sunday: today is all about the 1950s at the Waldeisenbahn. The locomotives run without DR plates, but only with the old HF number on the water boxes. Trains are covered with tipper trucks (of course the beautifully aged ones), the brigade wagons and a loaded wooden train. There are train crossings and prestressing capacities to photograph or film. We drive on the route Weisswasser -Halbendorf/ Kromlau - Gleisdreieck - Weisswasser.
At the current planning stage we assume 3 operational brigade locomotives.
We have reserved a complete hotel for our group. For participants of the whole event we offer single and shared double rooms.
The event ends on Sunday at about 14.00 hrs.
Prices & Services:
3 days photo program: EUR 380
Single days:
• Saturday or Sunday 160 EUR each
• Friday 110 EUR.
Optional: Accommodation in the hotel in Weisswasser, 27 - 29 September 2019:
Half double room 35 € per person per night, single room 48 € per night.
As of 1.2.2019 there are no vacant rooms left in our tour hotel, only 1/2 double room!
Our services:
authentic freight trains on the Muskau Forest Railway from 27-29 September 2019
Night shots on 27 September at Weisswasser station
Sunset pictures on September 28, 2019
we organize a lunch for the 27th, 28th and 29th of September (snack - self-payer).
Expert and experienced Tanago tour guide (German + English speaking) plus local guide.
Not included in the price are tips, alcoholic drinks and food, personal expenses, arrival and departure to Muskau.


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By Robert Wielaard2018-09-26T16:53:00+01:00
The Dutch superyacht builder has a 57m explorer yacht in the development stage
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Oct. 1, 2014
A Time to Tweet, as Well as a Time to Kill: ISIS's Projection of Power in Iraq and Syria
On June 29, 2014, the Islamic State of Iraq and al-Sham (ISIS, also known as the Islamic State of Iraq and the Levant or the Islamic State), a Sunni jihadist group with the capability of a paramilitary, established an Islamic caliphate. With 10,000 militants, the group took territory and achieved a goal that rival terrorist group al Qaeda has pursued for decades. Yet how did a group with relatively few fighters accomplish so much?
Sept. 1, 2014
The Rising Terrorist Threat in Tanzania: Domestic Islamist Militancy and Regional Threats
Despite its reputation for peace and stability in a troubled region, the East African country of Tanzania is experiencing a rising number of militant Islamist attacks that have targeted local Christian leaders and foreign tourists, as well as popular bars and restaurants. These attacks, which began in 2012, rarely make the headlines of international media. However, they should serve as a wake-up call for U.S. policymakers to increase short-term engagement with Tanzanian officials and support for Tanzanian security agencies to preempt the emergence of a more significant threat to U.S. and international interests in East Africa.
Sept. 10, 2012
Countering Violent Terrorism & the Role of Military Special Operations: A View from India
On behalf of the National Defense University's Institute for National Strategic Studies and the Program on Irregular Warfare and Special Operations, I wish to welcome you to this special event this afternoon. I'm Tom Lynch. I'm the research fellow for South Asia and the Near East at the Institute for National Strategic Studies and the Center for Strategic Research. It's my distinct pleasure to work for NDU President MG Greg Martin, his Director of Research for the Institute for National Strategic Studies, COL Tim Vuono, and the Director for the Center for Strategic Research, Dr. Nick Rostow. None of these gentlemen are here with us this afternoon, but all sent along their greetings and best wishes to General Katoch and to all of you here today. It's my pleasure to work closely with the Program on Irregular Warfare, an affiliate of the Institute for National Strategic Studies, and I'm indebted here and wish to acknowledge the hard work and support of that program's leadership, specifically Dr. Joe Tonon and Mr. Matt Reid, and thank them for their instrumental role in making this presentation, by LTG Katoch, possible here today. Thank you, gentlemen. I'm also most pleased to be sitting here next to the General today, on this his first visit ever to Washington, DC as I understand it, and to hear him speak in person on today's topic which is, "Countering Violent Extremism and the Role of Special Forces: a View from India."


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Sensual Edge Photography
A boudoir, glamour and art nude photographer based in Chatteris, Cambridgeshire
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e-mail: email@example.com


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Dyspepsia - red flag symptoms
Red flag symptoms and possible causes of dyspepsia, including assessing the timing, frequency and re-occurrence of symptoms, when urgent referral for endoscopy is needed and lifestyle advice.
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text: back Written by CentreSpringMDMarch 21, 2012 Medical Benefits of Massage CNN's Suzanne Malveaux finds out the benefits of improving health through massages from Dr. Tasneem Bhatia. Tags: blog, CNN, Dr. Tasneem Bhatia, Dr. Taz, videos Categories: Blog, Videos Related Meet Christina Connors — Our New Family Nurse Practitioner! Christina Connors is our new certified family nurse practitioner and registered nurse. From her passion to her experience, she is a wonderful addition to our team. Get to know Christina as we welcome her to the Center! Tell us... READ ON Dr. Taz Debunks Weight-Loss Myths on Live with Kelly & Michael Dr. Taz sits down with Kelly Rippa and Michael Strahan for a weight-loss quiz to separate the fact from the fiction! For the direct link to the video, click here. READ ON MIND Games: Your Balanced Mind Chronic stress, the to-do lists, constant connection to electronics can leave even the most serene of us frazzled and flustered—or worse, succumbing to anxiety and depression. Learn more about your mind before you enter the emotional abyss and build... READ ON Dr. Taz Featured on AMHQ Discuss Weather & Headaches Weather and Headaches Extreme weather is a common trigger for physical ailments. Dr. Taz Bhatia explains the relationship between weather and migraines. Posted by AMHQ on Tuesday, January 19, 2016 READ ON


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We have settled into our new office location here in Preston. Our next priority is to open our Assistive Housing Hub in partnership with Haven; Home, Safe.
The Hub will showcase an array of accommodation products, services and innovations that can be of assistance to people living with disability or experiencing mobility challenges in place to:
- Live more independently;
- Have a more dignified home environment;
- Provide improved security; and
- Off-set support provision requirements.
Through the Hub, we will assist more people with disabilities to have the home they need to live independently in the community.


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Your drains are beginning to back up, and you're Googling a ball-park figure on how much pipe relining can set you back.
Pipe relining can save you a lot of money in the long run compared to traditional pipe replacement since no digging is required. The process sees a resin tube inserted into the blocked pipe to increase the size, with the contents cleared, leaving you with clean drain pipes.
There are several benefits to pipe relining including saving time, hassle, and money, but how much does pipe relining cost? We cover that below, and what you can expect to pay per metre, plus details on why Ready Set Reline is the best suited company to clean out your drains.
How much does pipe relining cost?
Now you know how pipe relining works, you want to know how much it is going to set you back.
Homeowners can get their drains cleaned, with minimal damage, by calling Ready Set Reline, a company who specialise in pipe relining.
The family-owned plumbing service imports high-tech equipment from Germany, known as Brawoliner, confirming customers receive quality service and workmanship.
Ready Set Reline offers a 25-year warranty for each job and attaches a 50-year life expectancy on its pipe relining service. We tailor each quote to your individual needs, with the amount determined per metre (not per foot), plus diameter, length and access.
Pipe Relining Cost per Metre
Pipe relining cost per metre can be anywhere from $400 to $1100 or more. It's important to note each job can vary significantly depending on the site or equipment required, so call Ready Set Reline on 0422 704 670 for a free tailored quote today.
Pipe relining vs replacement?
You may have to re-install your driveway or undo all the work you've done cultivating your vegetable patch if you opt to replace your pipes as you'll have to dig up the yard.
Pipe relining can seem expensive in the short term when compared to traditional replacement, but it comes out on top when considering the added costs of installing a new driveway, the hassle of excavation, and the grumpy looks your neighbours might give from all the noise.


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Grape: Shiraz
Vintage: 2015
Region: Barossa Valley SA
Alcohol: 14%
Style: Big, Smooth
Thorn-Clarke is without doubt one of the most exciting Barossa brands to enter the market in recent times. The name Thorn-Clarke derives literally from the relationship between two long time Barossa families. Founders David and Cheryl Clarke (nee Thorn), work with their son and daughter, Sam and Nicole, in this family orientated business. Together, they have four family owned vineyards in the Barossa and Eden Valley.
Another great red from the multi-award winning Thorn-Clarke fold. Jammy berry flavours, fruitcake spice and juicy richness roll into toasty wood flavours and soft round tannin. It's big and bright, plump and fleshy, all things we love in a Barossa Valley Shiraz.
When: Picnic in the park or open a bottle over an eggplant lasagne, roast lamb, or a hearty steak.


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The Fort La Présentation Association held its 2019 Primitive Snowshoe Biathlon on March 2 and 3, 2019 at the St. Lawrence Valley Sportsman's Club.
The Biathlon requires that participants run (or walk briskly) along a snowshoe trail through the woods and fire a muzzleloading rifle or musket at each of 5 targets on the trail. Runners are timed, fire 2 shots at each target and throw a tomahawk; each hit reduces the runner's time by 5 minutes. Last year the Association partnered with the St. Lawrence -Lewis BOCES to replace its swinging iron targets for the annual event and they were still in great condition for this year's Biathlon!
The trail conditions this year were perhaps the best we've experienced in years in terms of the amount of snow cover and weather conditions.
The top 3 runners in each class were:
Woman's Primitive Rifle:
Wendy Butler (1st)
Amanda Faskin (2nd & 3rd)
Youth Primitive Rifle:
Joseph Hanss (1st)
Men's Primitive Rifle:
Joe Tamagni (1st),
Jacob Hanss (2nd),
Bryan Carson and Randy Butler (Tied for 3rd).
Senior Primitive Rifle:
Eric Piccioni. (1st),
Randy Butler (2nd),
Ray Haines (3rd).
Men's Smoothbore:
Lloyd Hargrave (1st)
Dallas Robinson (2nd)
Men's Elder In-Line Rifle: Matt Sheehan (1st)
The Fort La Présentation Association offers its sincere thanks to its event sponsors, including: The St. Lawrence Valley Sportsman's Club, The Heuvelton Lions Club, the Chazen Companies, T.J. Fiacco Construction, Gray's Gun Shop, Forsyth's Rifles, Inc. and St. Lawrence-Lewis BOCES.
Volunteers are critical to the success of the event. Marsha Hough, Karen Katzman, Jean Fallon and Peggy Murphy prepared food for the event and raised a total of $196.10 in donations. Volunteers from the Association and Forsyth's Rifles staffed the Biathlon; volunteers included:
Tim Cryderman, Dallas Robinson, Bill Granger, John Miller, III, Bill Merna, Charlie Shene, Matt Sheehan, Ron Keeler, John Madower, Josh Bennett, Lucas Hanss, Barb O'Keefe, Marsha Hough, Karen Katzman, Peggy Murphy, Jean Fallon, Dana Denhoff, Solange Denhoff, and Bonnie Hummel.
The 10th annual St. Lawrence Valley Snowshoe Biathlon is scheduled for March 7 and 8, 2020 at the Lisbon Sportsman's Club.


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We are a culture of busy. It's all you hear some days. "I'm too busy to get the sleep I need." "I'm too busy to go out with my friends for a drink." "I'm too busy to read." It might even be something that comes out of your own mouth regularly.
I get a lot of questions about how I manage to make the time to have a yoga practice or how I fit in exercise. Aren't I busy too? After all, I work full time out of the house, I have two elementary-aged kids, and I have a husband that I enjoy spending time with. Am I just magically creating a 25th hour in my day?
NO. No I'm not. And yes, I am definitely busy. And just between you and me, lately I've been catching myself saying that I've been too busy to fit in my yoga. I've been too busy to meditate. Too busy to do even short workouts. Too busy to read the book I've got on the go that is SO captivating. Just too busy.
Except the thing is I'm not. I do have to go to work, and I do have kids to love on, and I do have a husband that I want to hang out with watching movies. However, I am not busy every second of the day and I can find the time for the things I need to take care of myself. I'm just spending too much of that time reading Facebook and tweeting and YouTube watching, and otherwise goofing off.
Those things are fine. They're fun. The truth is, though, if I have enough time to refresh Facebook for the elventy-fifth time and to complain that no one has updated then I surely have enough time to throw down a HIIT workout or to do some yoga to unwind.
I don't have reasons, I have excuses. The valid reasons (my job, my family) are not what is getting in my way. The excuses are.
I have to teach a module for a training course at work tomorrow and I can tell you right now I'm wishing I had made time for more yoga and meditation lately. It would have been a really good idea for calming my nerves. I know I've got an arsenal of tools for taming anxiety but regular yoga would have kept me cool in the days leading up to it too.
I'm tired of my own excuses. It's time to stop being so BUSY all the time.How I stop being too busy to take care of myself - which tip can you add to your busy life?… Click To Tweet
Here's what I do when I fall into this trap:
- Schedule the things you need. We've all seen articles telling you to schedule dates with your partner. The same works for you. Make a date with YOU to unroll your yoga mat, to hit the gym, to get your nails done. Whatever it is that feeds your soul that you've been neglected needs to be written in on your calendar. Treat yourself like an appointment and stick to it. You'll never magically find the time. MAKE it.
- Let go of the guilt. I realize that you might momentarily feel bad about running off to the yoga studio when you haven't even gotten home from work yet or that you may worry about your kids feeling left out if you lock yourself in your room to meditate. Just remind yourself of the airplane analogy. You can't put someone else's oxygen mask on if you haven't taken care of your own. Take care of YOU so you can take care of THEM. They'll probably appreciate the happier, calmer you.
- Multi-task. I am terrible for making time to meditate even though I know it's so good for me. Luckily I commute to work by bus so I can put on a guided meditation and listen to it while I'm sitting in traffic. It's certainly more productive than huffing over how long the drive in is taking! What can you do? Can you get moving by dancing up a storm while you do housework? Have you asked your kids to join you with some living room yoga?
- Make sure you do things you enjoy. I love HIIT workouts. I think they're a great, effective way to work out without taking up too much time and I can do them at home. You may hate them. So don't do them! Find something that you enjoy that makes you smile. If you hate primping don't book a manicure. Schedule soul-nourishing activities that will make you happy. You're more likely to stick to them.
How about you? What are you having trouble making time for? What thrills you to the core that you keep putting off because you're too busy? Let me know in the comments! I'm working on a series of videos and blogs to help you fit in what you need and I'd love to hear some of your challenges so I can see what I can come up with for YOU.
Hey! I almost forgot – make sure you sign up for my mailing list. You get a free stress guide tool and an exclusive video just for signing up, plus I will send you little happy notes and updates from time to time. There's no charge, so come on in! Click here to sign up right away!


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Contact Information
Control Energy Costs Ltd
Tollers Farm
Drive Road
Old Coulsdon
Neil Freeman and Phil Ager of Control Energy Costs (CEC)revisit Tyneside Safety Glass for a meeting with Finance Director Trevor Storey to confirm details of a £27,000 refund, and discuss an ongoing working relationship.
CEC were invited for an initial meeting with Managing Director Chris Hannant at Tyneside Safety Glass with Chris having been impressed by the number of Glass Manufacturers CEC were already working with. CEC's Liam Conway presented services and a working arrangement was agreed on the basis that they didn't think we would find much but as only paid by results, giving CEC the opportunity to review their arrangements was a 'no-brainer'
CEC's initial review highlighted an issue with the underlying Distribution Charges being incorrect at one of their sites, and having taken the matter up with Northern Power Grid on behalf of Tyneside Safety Glass, a refund of £27,000 has now been secured with a further £9000 to follow. Correcting the issue has also resulted in an ongoing saving of £6000/annumRead more…
Over £40,000 Energy Refunds & Immediate Savings For Tyneside Safety GlassRead Article
Another Energy Refund Secured In The First 12 Months Of Working With Control Energy Costs Ltd For Salop Design & Salop Powder CoatingRead Article
New Made In The Midlands member Alpha Anodizing & Finishing secure over £30,000 energy refunds & immediate savings by working with Patron Control Energy Costs LtdRead Article
Brandauer presses forward with utility cost savingsRead Article
Control Energy Costs Ltd secure energy savings and refunds for Double R Glass & Roofing Systems LtdRead Article
MiTM Patron Outlines Examples Of Technical Errors & Areas Of Analysis For Your Energy CostsRead Article
Control Energy Costs Revisit Cubra Castings To Finalise Energy Refunds & SavingsRead Article
Made In The Midlands President Encourages Members To Approach Control Energy CostsRead Article
Petford Group Save £49,000 On Energy Costs With Control Energy Costs LtdRead Article


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Little Black Book
The Crown, Playhatch
Muddy says: A charming old pub nestled between the Chilterns and the Thames, with a hearty British menu, 10 en-suite rooms and a pretty barn space for hire.
The Maytime Inn, Asthall
Muddy says: This traditional stone pub with stylish rooms, good food and a lovely garden with views over the countryside is a great base to explore the Cotswolds.
The Swan Inn, Ascott-under-Wychwood,
Muddy says: This Cotswold corker has recently undergone a major refurb under the Country Creatures brand, with a stylish new look and rebooted menu.
The Crown Inn, Church Enstone
Muddy says: A beautifully appointed, traditional 17th century Cotswold stone inn near Chipping Norton with locally source produce and five en-suite rooms.
The Bat & Ball Inn, Cuddesdon
Muddy says: Casual pub for families, relaxed weekend lunches and evening drinks, and well priced rooms within easy reach of Oxford, each named after famous cricketers.
The Mash Inn, Bennett End
Muddy says: The Mash Inn offers open fire cooking and incredible dishes in beautiful rural surroundings. No under 16s allowed. Ideal for a special meal or a romantic stay.
The Porch House, Stow-on-the-Wold
Muddy says: England's self-proclaimed 'oldest inn' also happens to be one of the classiest I've stayed at, with stylish interiors, excellent gastrofare and luxe bedrooms. A big yes.
The Sheep on Sheep Street, Stow-on-the-Wold
Muddy says: A stylish new refurb of this Stow-on-the-Wold Inn takes it into must-try territory for pizza lovers and Cotwolds explorers.
The Lion at Wendlebury, Bicester
Muddy says: Ideally located close to the M40 and Bicester Village, this handsome stone pub with rooms has been recently refurbished by Oxfordshire super-brewers Brakspear.
The Greyhound Inn, Letcombe Regis
Muddy says: Winner of Best Destination Pub in the Muddy Awards 2018, this stylishly appointed pub with 8 bedrooms is all understated style and quiet confidence.
The Fleece, Witney
Muddy says: A corker of a Georgian pub with stylish en-suite rooms, The Fleece in Witney is the perfect spot from which to explore the Cotswolds.
The Pointer, Brill
Muddy says: The Muddy Award winner for Best Destination Pub 2017 doesn't disappoint, with stylish interiors, a pretty villlage setting and some seriously foodie credentials.
The Killingworth Castle, Woodstock
Muddy says: A stylish, buzzy, superior gastropub with rooms and a lovely enclosed garden out the back, a stone's throw from Woodstock and Bicester Village.
Horse & Groom, Bourton-on-the-Hill
Muddy says: A perfect spot for exploring the Cotswolds, this honey-stone 17th century pub with B&B rooms has excellent gastro credentials.
The Miller of Mansfield, Goring
Muddy says: An award-winning 18th century coaching inn and foodie destination in the pretty riverside village of Goring, run by two former The Fat Duck group alumni.
The Crown at Woodstock
Muddy says: A modern Scandi reinvention of the traditional inn in pretty Woodstock - a super-stylish addition to the town with great food and 5 luxe bedrooms.
The Castle at Edgehill
Muddy says: This imposing castle manages to combine elegance with a casual, relaxed vibe and is a great venue for drinks, eating out and your 'I do' moment.
The Angel, Long Crendon
Muddy says: The cooking at this rustic mid Bucks village pub is something else. No wonder it has a loyal legion of foodie fans.
The Shaven Crown, Shipton-under-Wychwood
Muddy says: A stunning 700 year old inn opposite the church and village green in the heart of the Cotswolds with retro-country stylish rooms and a super dog-friendly vibe.
The Lamb Inn, Burford
Muddy says: So quaint it'll make American tourists explode with delight, this 15th century former weaver's cottage is a hidden Burford gem.
The Crown at Radnage
Muddy says: This tiny country pub is a Mecca for cyclists on weekends and punches above its weight when it comes to food, with its Cliveden House alumni chef.
The Dog & Badger, Medmenham
Muddy says: A slice of Soho style in a rural spot between Marlow and Henley, this restaurant with rooms is glitzy, grown-up and glamorous.


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Hello my dear friends!
It's already the third week of our study after our summer holidays and all my students have learnt a lot of new things.
So I've decided to create a special post devoted to my students works which I've found to be special.
Every time when my students do their homework, their tasks vary due to their creativeness. So it's high time to share them with the public.
During the topic "My family, friends and I" my seventh graders were asked to write a post about their family members, who influenced them. Here are two works which my students and I have found the most informative and emotional.
" My name is Kate. I am a seventh former. Let me tell you about my mother. She is very special for me, because she teaches me how to cook. We cook a lot of different dishes and always try to invent something new and special.
I'd like to be as positive as my mother are."
Kate Popsulis, form 7.
"My name is Lizy.
My Granny is special for me, because she teaches me to be good, to bring all things to their end. She taught me to be cheerful.
In my childhood, when my parents were at work, she was always with me. We have a lot of fun when we are together.
I'd like to be like my Granny, because she is a very supportive and positive person.
I love my Grandmother and thank her for everything."
Lizy Riznyk, form 7.
Great thanks to my students for their creative works.
To be continued...


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Large early - mid 20th century still life depicting a bowl of citrus fruits. Oil on board, artist unknown but sourced in France. Lovely colour palette with the fruit popping against the muted background. Paired with a contemporary frame.
Dimensions: H 64 x W 77 x D 3cm.
UK/Europe: We offer a professional and quick delivery service with trusted local and global couriers in order to deliver your purchased items from Puckhaber Decorative Antiques safely to your door.
International: We regularly send pieces abroad to our client base using internationally recognised shippers. The couriers we recommend are professional, reliable and offer an insured and secure service.
Subcribe to our newsletter and you'll be the first to know about our new arrivals and shop events.


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Unsere Perspektive
Group Disability and Term Life Survey - First the Good News
Von Marcy Updike|June 04, 2014|English
There were many encouraging results to report in this year's U.S. Group Disability and Group Term Life Market Survey. After all, each of the products - LTD, STD and Life - saw positive growth in sales and in-force premium. This hasn't always...Lesen Sie mehr
Critical Illness As a Supplement to Disability
Von Steve Rowley|February 16, 2014|English
Only two things are needed to successfully sell any insurance product. The first is a belief in the product itself: A deep belief that you are doing a disservice to the community if you don't get the word out about the importance and necessity of the...Lesen Sie mehr
Going Deeper Into German Data Pools
Von Karin Brendel |January 29, 2014|English
Gen Re maintains three data pools for the German Life/Health market covering mortality, disability and annuity sales. By monitoring these important life insurance products, we can uncover trends relating to morbidity, mortality and incidence rates as...Lesen Sie mehr
Thoughts on Group Insurance - A New Year's Resolution
Von Drew King|January 24, 2014|English
Readers of this blog have probably noticed a recurring theme when I write about the challenges facing the group insurance industry: Most (but not all) group insurance companies have very little data about the individuals covered by their plans. They...Lesen Sie mehr
Time To Take a Reality Check on LTD Pricing
Von Jena Breece |January 16, 2014|English
Pricing long term disability (LTD) policies is complex enough, what with projecting incidence rates and claim termination rates, as well as Social Security and other offsets. But another increasingly crucial factor gets less attention - pricing for...Lesen Sie mehr
Critical Illness Claims Adjudication
Von Steve Rowley|June 12, 2013|English
Critical Illness claim adjudication is an important part of the risk management process. As such, it is important to recognize the unique skills required to properly adjudicate a Critical Illness claim so that the insurer provides fairly the benefits...Lesen Sie mehr


text: ePRNews techmanDirect Federal announces Donald Kelliher as Chairman of Board of Directors Aug 07, 2017 Mark 0 0 Press Release (ePRNews.com) - NEEDHAM, Mass. - Aug 07, 2017 - Direct Federal Credit Union (www.direct.com) announced today that Donald Kelliher of North Reading has been elected Chairman of its Board of Directors.Kelliher has been a member of the board since 1985, serving as Vice Chairman, Treasurer, and Chair of the Personnel/Governance Committee. He also served on the Member Service Committee and the Liquidity Committee.A graduate of Boston College with a BS in Accounting, Kelliher went on to receive his MBA in Finance from Babson College. His career as a financial and administrative executive and CPA includes tenures with Boston Trust & Investment Management Company; Hutchins, Wheeler & Dittmar; and Abt Associates Inc.Kelliher and his wife reside in North Reading and are the parents of two grown children. He is an active volunteer on the North Reading Finance Committee, Secondary Schools Building Committee, and the Capital Improvement Planning Committee.Kelliher replaces David Johnson as Chairman of the Board who recently retired from the position."It's a pleasure to pass the Chairman's seat to Don," said Johnson. "His dedication to the Board's work is uncompromising; I am pleased to leave the chairmanship in his capable hands."Joseph Walsh, President and CEO of Direct said, "We're delighted to announce Don as Chairman of the Board of Directors. His leadership skills, knowledge and commitment to the communities we serve have been demonstrated time and again during the 32 years he has been a board member; we are fortunate to have his leadership."About Direct Federal Credit UnionRecently named the fastest growing credit union in Massachusetts by the Boston Business Journal, Direct Federal offers great rates, easy access and remarkable service. Voted one of the 200 healthiest credit unions in the country, the progressive not-for-profit credit union re-invests their earnings in their membership. From mortgages, home equity lines, and auto loans to checking, savings, and CDs, Direct Federal provides an integrated array of products and services, all enhanced with the simplicity and convenience of the latest online and mobile technologies. Direct is located at 50 Cabot Street, Needham, MA. For more information, please call 781-455-6500 or visit www.direct.com. Source : Direct Federal Credit Union SHARE : You may also like this CATEGORIES : Banking, Finance, Insurance Tags : Boston area credit union MA credit union MA personal lending Report Disclaimer techman YOU MUST ALSO READ Health Insurance Costs Sharply Lower if ACA is Ruled Unconstitutional Artificial intelligence Company based in Asia has raised USD375 Million in a Series A funding arranged by by Global Private Group (GPG). Atlantic Health Announces Strategic Partnership With San Diego Insurtech Company, UE.co Arvato Launches Fully Automated ANOC and EOC Platform FinMason Competes in 2017 FUSE Hackathon, Wins Award Redi2 Introduces BillFinEnhancements Through Blueleaf Integration Please login to leave comment


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It's been 1 month since Apple launched their official Instagram. The tech giant racked up 20,000 followers in the first 40 minutes and in a month has grown to 823,000 followers!
With existing Instagram accounts for several other products including iBooks, Apple Music and other apps, there was speculation that Apple may have left it too late joining Instagram, however, at this early stage, it's looking like a good move after all.
It's common that when a social platform first starts gaining traction, almost everyone makes a few fumbles while learning how to best utilise the site. Looking back on some of your first posts can make you want to cringe. We've all archived some less-than-ideal shots from our beginnings, but no shame! It's part of the process everyone goes through when learning how to manoeuvre a new platform. Apple's delayed Instagram release means that they skipped all of this! In some way, it seems unfair – like how teenagers seem to be skipping the 'ugly kid' stage of puberty! But it's good for Apple, it means they're killing it from the get-go.
The account is currently posting images and galleries taken by various photographers using iOS equipment. In the description, they include quotes by the photographers of the featured photo and the Instagram handles of the photographers – giving them additional exposure. Apple is inviting users to share their own iPhone photography on Instagram using the #ShotoniPhone hashtag.
Utilising Stories, Boomerangs and galleries, the Apple Insta-handle has very quickly become a well-rounded account. According to Mashable, Apple has made it clear that they want to continue to keep the account curated and free of clutter (ads). Cutting out the noise from ads celebrates the Apple community, who already buy – and love – Apple products, making the account a place to see what people can create with them.
Apple has a reputation for being slow to take up social media, but it looks like the considerations around each decision have been given a lot of thought and care. The introduction to Instagram definitely looked well-considered and smooth. Despite joining Twitter in 2011, @Apple is yet to kick off on the platform. Who knows, maybe that's next for Apple???


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There are some days that like rubix cubes, in turns I think of your energy and your and gut and will growth and how it becomes dull, and atomic. Like the then and the now, the renew after flash being of energy. Dematerialization. And re-materialisation. Like the glows of the ending of the discharging waves of the twinges of the charged and thrown light of dusk.. The days die, constantly, beautiful desiccant, decampment of the suns focus of decay and beautiful rays, a daily gift. Ridged in daily job position, regardless of the sacred season. No thankyou's. Good mornings, afternoons or good evenings.
Then, I think how taxing and savage life is and just getting to know a person it all is. Growing to know and understand their traits and taxonomies, enemies of their own inner civilisations, and a juxtaposition of being their own guardians and warriors seeking and accustoming to both yourself, friends, creations of family, savages of others, even me. The solitary of self and mastery of soul, naming limits and then the heights and limitations again ironically enough is enough to inform one and send one running.
When you stand in approximation of yourself, front your structure, and me, what of it.. to sound out and of my niggling woeful blinding habituated ignorant gravity. Uh. What do I know of your humanness, other than that your mind is a core of capability and integrity an intellectual conduit, constructions connections loops, waves, hex and bands. You act, you stand, you have architectural allotment and self.
I wish I could self-adjust brainwaves like people self-adjust, their belt buckles. You are like the super awesome kind of something special. Not the window adhesive face sucking special kids either. More like the little Einstein bobble heads.
You know, you are only human, despite my faring fired up trend setting neurons in the brain that tells me otherwise on so many intrinsic levels. You must have been great with an abacus when you were young, because you are one that is able to calculate and is dependable.
I often wonder how many boxes you have or have stomped in your brain, perhaps filling cabinets in your mind, more suited effacement for storage and placement. Just wonder how you do it. Eh.
I know it in my depths, soul deep, brainwaves and complexities and perhaps this is why I ache in my bones they have become my transparencies. I will eternally with gratitude miss you and all that you have honestly and openly shown and given me.


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White Coat Ceremony
friday of Orientation Week at Nitschke Auditorium
The White Coat Ceremony, held during the week of orientation for first-year medical students, welcomes medical students to the College, and prepares them for the undertaking they are about to begin. Highlights of the event include a welcome by the Dean of the College of Medicine and Life Sciences, a keynote address on humanism in medicine, and presentation of white coats and recitation of the Medical Student Pledge of Ethics.
Live Stream
2018 Video
Watch the 2018 White Coat Ceremony in its entirety from August 2. Follow along with the ceremony by downloading the White Coat Ceremony Program (PDF).
The White Coat Ceremony is held at Nitschke Auditorium on The University of Toledo's Engineering Campus, off of Douglas Road.
From Douglas Road, turn onto Oakwood Avenue and take a right turn onto North Westwood Avenue. Park in Area 20.


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The EPYSL Board of Directors is a volunteer group of parents committed to expanding the recreational and compeititve soccer opportunities for children in the communities of Bear Valley, Arnold, Murphys, Angels Camp and Copperoplis.
The EPYSL Board meets regularly during the first week of each month, except January. Specific meeting day (Monday, Tuesday, etc) is determined based on Directors personal schedules and League needs as they relate to the promotion of youth soccer for the particular season we are administering (fall, winter, etc). Please contact us at http://www.epysl.org/page/show/244608-contact-us prior to the first week of the month for specific day and time.
Meetings are always open to the public and interested parties are encouraged to participate.
All meetings are held at the First Congregational Church on the corner of Church and Algiers Streets in Murphys at 6:30pm.
EPYSL 2019 - 20 Board
President: Jeff Gouveia firstname.lastname@example.com 209-753-2334
Vice President: Open
Secretary: Kacy Barnett email@example.com
Director of Finance: Kacy Barnett firstname.lastname@example.com
Director of Coaching (DOC) - Technical Director (TD): Joel Barnett email@example.com
Coaching Coordinator: Kimberly Pratt email@example.com
Gold FC Club Coordinator: Jeff Gouveia firstname.lastname@example.com 209-743-0836
Registrar: Rebecca Williams email@example.com
Referee Assignor: Kacy Barnett firstname.lastname@example.com
Referee Coordinator: Jessica Plowman email@example.com
Scheduling: Jason Burita firstname.lastname@example.com 209-409-4171
Uniforms & Equipment: Marilu Rodriguez email@example.com
Sponsors & Fundraising: Brittany Cockshott email@example.com
Camps & Clinics: Jason Smith firstname.lastname@example.com
Field Setup & Maintenance : Jason Smith email@example.com
Photos: Sandra Carrillo firstname.lastname@example.com


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Authors: Colin James III
We evaluate a constructive proof of Craig's interpolation theorem by way of Maehara's technique. Six equations are not tautologous, and serve as antecedents for respective conclusions of two- or four-sequents. Hence, the concluding consequents in any state of proof value will always return a tautology. This means the technique of Maehara does not produce a constructive proof of Craig's interpolation theory as applied to sequent logic for interpolation of non-normal logics. Therefore the approach forms a non tautologous fragment of the universal logic VŁ4.
Comments: 2 Pages. © Copyright 2019 by Colin James III All rights reserved. Respond to author by email only: info@cec-services dot com. See updated abstract at ersatz-systems.com. (We warn troll Mikko at Disqus to read the article four times before hormonal typing.)
Download: PDF
[v1] 2019-03-28 19:36:20
Unique-IP document downloads: 5 times
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ALA and ISTE: Education Team on the Road
The Education Team is road tripping across the US next week. First stop: SF for ALA. Second stop: Philly for ISTE.
We can't wait to meet future littleBits educators and reconnect with familiar faces! Find all of our scheduling details below:
American Library Association (ALA) Annual Conference
Meet the littleBits team in Booth #331, and enter a raffle for the chance to win a Workshop Set. We'll be in the Expo Hall from June 26-30!
International Society for Technology in Education (ISTE) Conference
Join us in the Expo Hall in Booth #312 for hands-on demos, inspirational projects, previews of our latest products and 1:1 chats with our team. We're also very excited to have Greenwich Country Day School's Media Specialist David Saunders and Westmoreland Intermediate Unit's Curriculum Supervisor Tim Hammill with us to share their expertise and experiences using littleBits with students and teachers.
Be sure to scan your badge at our booth for a chance to win the newly updated Pro Library!
Want to see and learn more at ISTE? Add these littleBits sessions to your schedule:
Invent To Learn Day of Hard Fun
Gary Stager and Silvia Martinez
Sunday, June 28th, 9AM – 3PM
Location: Maggiano's Little Italy 12th & Filbert (1201 Filbert St.), Philadelphia, PA
Price: $125 includes 6 hour workshop, meals and complimentary MakerEd book
If you'd like to schedule a time to meet with a member of our team, or want your session to be added to the list, send us an email at firstname.lastname@example.com. See you soon!


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Miami based rappers Billy Blue from Poe Boy Records, Mecca aka Grimo from Sak Pasé Records, and 2/3's of independent hitmakers Grind Mode rallied alongside a small cadre of dedicated activists, organizers, students, poets, musicians, and community members.
Check out our exclusive video of Billy Blue talking about his life. In it, he discusses how he got locked up for five years as a young kid, got sent to Haiti by his father when he was released, and there witnessed poverty, death, hunger, and revolt all around him. The video and plenty of photos are after the jump.
Longtime local Hip Hop impresario and former Luke Records affiliate Mecca aka Grimo has logged hundreds of hours of on stage as a musician, motivational speaker, and star of stage and screen. Here we see performance highlights from one of his spoken word pieces, "Boat People."Grind Mode, the group most well known for its radio smash "I'm So High," showed support through their presence and speeching, and mini performance.
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Local politcal contender Marlene Bastien, vyying for Kendrick Meek's seat, stopped by to lend a few words of support and to encourage artists and youth of all race, creeds, and classes to step up to the plate for immigrant rights.


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Oct 15, 2016
The Game by Ken Allen | Horror | Copyright 2016 | The prize
is your life, but who will win the game?
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Providing you entertainment on the drive in to work!
Flash fiction and short stories written by Carrie Zylka and Alice Nelson as well as a host of other authors. Horror, Thriller, Drama, Science Fiction, Fantasy, Comedy in more. The show is similar to Night Vale, Serial, Scarecast, Lightspeed, Nightmare Magazine and Unusually Short Stories.
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Cost vs. Price: An Overview
Cost is typically the expense incurred for a product or service being sold by a company. The costs involved in manufacturing might include the raw materials used in making the product. The amount of cost it takes to produce a product can have a direct impact on both the price of the product and the profit earned from its sale.
Price is the amount a customer is willing to pay for a product or service. The difference between the price paid and the costs incurred is the profit. If a customer paid $10 for an item that cost $6 to produce and sell, the company earned $4 in profit.
For some companies, the total costs of making a product are listed under the cost of goods sold, which is the total of the direct costs involved in production. These costs might include direct materials, such as raw materials, and direct labor for the manufacturing plant.
On the other hand, a retail store might include a portion of the building's operating expenses and the sales associate's salary in their costs. For the items sold through the company's website rather than the physical store, the expenses of designing and operating the website might be included in the costs.
Every company must determine the price customers will be willing to pay for their product or service, while also being mindful of the cost of bringing that product or service to market.
The appropriate price for a product or service is based on supply and demand. The two opposing forces of supply in demand are always trying to achieve an equilibrium where the quantity of the goods or services provided matches the demand of the corresponding market and its ability to acquire the good or service. The concept allows for price adjustments as market conditions change.
For example, suppose that market forces determine that a widget costs $5. A widget buyer is, therefore, willing to forgo the utility in $5 to possess the widget, and the widget seller perceives that $5 is a fair price for the widget. This simple theory of determining prices is one of the core principles underlying economic theory.
Supply is the number of products or services the market can provide, including tangible goods such as automobiles, or intangible goods, such as the ability to make an appointment with a skilled service provider. In each instance, supply is finite—there are only a certain number of automobiles available and a certain number of appointments available at any given time.
Demand is the market's desire for the item, tangible or intangible. The number of potential consumers available is always finite. Demand may fluctuate depending on a variety of factors, such as an item's perceived value, or affordability, by the consumer market.
Key Takeaways
- Cost is typically the expense incurred for a product or service being sold by a company.
- Price is the amount a customer is willing to pay for a product or service.
- The amount of cost it takes to produce a product can have a direct impact on both the price of the product and the profit earned from its sale.


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A Retro Affair March 10th, 2018
I was allowed to take my 60 year old Koni Omega to A Retro Affair - a vintage fashion show intended to raise money for the Star and Stripes Honor Flight. It was a challenging shoot - the digital cameras were all over ISO 3200, and I had Fuji's 400H. It's a great film, and I pushed it two stops to get these images. Still, it meant for slow shutter speeds.


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Charlie Plaid Shirt
Sold Out
Product Details
We are in love with this new brand! The Charlie plaid is a beautifully unique color combo of plums, blues, and ivory. It is not only stunning, but of course it's SUPER soft! It has a front pocket and roll tab sleeves and is sure to be a new favorite!
- fits true to size
- 100% rayon


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WATCH: Jon Stewart Gets 'Donald Trump' Makeover on Late Show
'No one's going to listen to you unless you Trump it up a bit,' Stephen Colbert tells Stewart, takes out the Cheetos and the Trump wig.
Jon Stewart crashed the Late Show Thursday night to make a pitch to Congress about health benefits for first responders, but was cut short by Stephen Colbert, who schooled him on the harsh realities of current media trends.
"No one's going to listen to you unless you Trump it up a bit," Colbert told the former Daily Show host.
But Stewart's predicament turned out to be fairly easy to rectify, and a hefty wig and some orange Cheetos dust made him a lot more appealing to the media:
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Losing vs Loser
Has your favorite sports team ever lost? Losing is part of the game. All hail the game! I lost this weekend's District 39 Toastmasters International speech contest at the District level (round 4 of 6). Didn't even place. And when the top-three winner's were announced, and I wasn't one of them, I was immediately handed two options: 1. … Read more


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404 Page Not Found
Sorry, something went wrong, try our search to find what you're looking for.
Please use the above navigation to find the area you were trying to access.
The Legal & General logo above will take you to the Employer homepage or simply use this link Legal & General Employer site.


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Boo and The Bug are sick as dogs and they've passed it along to me. I have the chills and I ache from head to toe.
But in good news, I've dropped two sizes in my jeans. This is due to running up and down the stairs 87 times a day trying to get the girls to go to sleep. And unpacking. Holy god, do I have a lot of shit.
Tuesday, November 06, 2007
I Don't Mind Them When They're Clever, part 5
Posted by Major Bedhead at 11:04 PM
3 comments:
- mamatulip said...
I'm sorry you're so sick. I caught Oliver's head cold and have felt like shit for the last few days...but I haven't lost any weight. If anything, it's made me want chocolate more.
Feel better soon.
- 07 November, 2007 08:31
- Josie said...
Aww, feel better soon. Unpacking and taking care of little ones when you feel like crap is the pits.
Take care.
- 07 November, 2007 10:33
- TSintheC said...
It's going around. I had that last week.
Feel better soon -
- 07 November, 2007 12:08
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Marketing Coordinator – India, Australia, New Zealand and Asean
Darts-ip is hiring an experienced marketing associate to lead marketing activities in India, New Zealand, Australia, and Asean as well as provide global marketing support. As a member of a global marketing team, you would be responsible for activities in your region and report to the company's headquarters in Brussels. You will be based out of Darts-ip's offices in Kolkata, India.
Darts-ip is a rapidly growing company, with a dynamic and agile work environment. Our team members are committed to supporting the growth of the business, working hard and having fun! Decisions are made with a "can-do" approach and teamwork is paramount.
- Develop and execute effective marketing campaigns targeted to legal and scientific/tech industries, and tailor to local markets;
- Develop and launch campaigns, emails, reports, webinars, and other relevant content, and tailor to local markets;
- Manage event/conference schedule and planning (e.g., registration, personnel, booth materials, design, literature, etc…);
- Maintain accuracy and efficiency in Salesforce and Pardot platforms;
- Coordinate content and design for print and digital marketing materials;
- Support sales teams across the region by providing them with market trends, and customer segment analysis
- Undertake competitive analysis by assessing competitors' market position and products characteristics
- Create synergies for marketing efforts in different regions to leverage existing talent.
- Bachelor's Degree or higher;
- 3-5 Years Experience in a Relevant Field;
- Experience with CRM and Marketing Automation Tools (e.g., Pardot, Marketo, Eloqua, Hubspot, Hootsuite, WordPress);
- Native-level English, with advanced writing and editing knowledge;
- Experience producing social media content, webinars and other content-driven ways of reaching prospects and clients;
- International experience, with an understanding of multicultural communication
- Self-motivated, with an eye for identifying opportunities and synergies.
- Knowledge of any language in addition to English;
- Experience in the legal field, knowledge of Intellectual Property matters a plus.
- Willingness to travel (1-2 weeks a year)
Please send a letter of introduction and your CV to firstname.lastname@example.com
Visit us on www.darts-ip.com
Darts-ip manages the largest and only global database of intellectual property case law. We gather cases from 135 different countries worldwide. Our clients search our database via our web-based search tool and we produce tailor-made reports on the data we gather. Our main clients are lawyers and corporates who use our information to protect their rights.2bbbb 3bbbb 4bbbb bbbb


text: The Red eTap GXP 52-36 Chainset from SRAM is already a legend in its time. The SRAM Red Exogram crankset is now available with refreshed graphics to compliment the SRAM Red eTap components with a Natural Carbon colour scheme. It features hollow construction cranks all the way to the spider and a hidden bolt pattern. The hidden bolt pattern makes better use of the carbon fibre by improving the stiffness and weight. It is 11-Speed Yaw compatible and for the SRAM seamless and flawless performance is recommended to be used with X-GlideR chainrings and SRAM eTap components.


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Discovered by Guy Messing, July 1976. Revised 2013
6 III2 6 - C3a (Near Date, Doubled Wreaths, Thread-Like Impression Ear) I-2 R-5
Obverse III2 6 - Date set further left than normal at right edge. Curved thread-like die impression at ear bottom.
Reverse C3b - Slightly doubled middle leaves in right and middle leaf in second and third leaf cluster from top of left wreath towards rim. Designer's initial M and top inside of wreath bow slightly doubled. Die marker - Vertical short die scratch at top wing-body gap of eagle's left wing (Formerly VAM-9)
1. Since VAM numbers are assigned by die classification, and not just by die pairing, multiple die pairings may exist. Reverse die may be shared with VAM-8.
LVA Plate Photos
Additional Photos
Full Coin Photos
2 Sets Full Coin Copyrighted© VAM-6 Images on loan to VAMworld courtesy ©[Heritage Auctions] ATTRIBUTED BY Ron Hagler


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Doolin Writers' Weekend - 25th-27th January 2019. Ireland
Faversham Literary Festival, 19th to 23rd February 2020- Kent.
VERVE Festival of Poetry & Spoken Word - 14-17 Feb 2019, Birmingham City Centre
Limerick Literary Festival - 22nd-24th February 2019. Ireland
Newham Word Festival, East London,25 February – 10 March 2019.
North Herts Book Festival - Rolling series generally through February
Weston Literature Festival- Friday 22nd February – Friday 1st March 2019. Weston-super-Mare, Somerset
DISCONTINUED - News anyone?
Bare Lit Festival - A Festival for Writers of Colour - 2019 TBC
Breckland Book Festival - Discontinued it seems
Caomhnú Literary Festival - Sightings?
Litro Live! - one-off event in 2012
LSE Space for Thought Literary Weekend - ran from 2009 to 2017
Purbeck Literary Festival - Ran from 2014 to 2017
Have we missed any events? Please let us know!
If you are involved in this festival you can update or change details via the organisers page . Authors can list here.
Featured Festivals
Update or list your Literary Festival
Featured Authors
Get your author details listed>>


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These chicks are absolutely horny, and naturally hairy! No razor burn for these sweet ladies! Take them just the way they cum! Fuzzy!
Curvy Teen Sucks and Fucks an Older Studs Cock
Horny Brunette Swallows a Cum Load After a Hardcore Fuck
Slim Brunette and Her Man Trade Oral Pleasures


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How to Choose a Medical Waste Management Company
Cost of Service | August 21st, 2017
Choosing to partner with another service provider should never be taken lightly, particularly when selecting a medical waste management company. After all, you will be putting a lot of trust into the partner you choose, and choosing unwisely could result in numerous fines and penalties. Improper regulated medical waste disposal can cause the spread of...READ ARTICLE


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Luxury House in James Street Precinct
Teneriffe, QLD
Property ID #9173751
Beautifully appointed, tastefully renovated, and perfectly designed to accommodate your needs, there is no doubt that this chic, inner-city residence ticks all the right boxes for holiday goers.
Ideally located and within walking distance to the James Street entertainment hub, Emporium precinct, the newly opened Gasworks Plaza, you will love the abundance of entertainment, shopping, and dining options surrounding you. Only minutes away from transport, and a few kilometers to Brisbane's CBD and major arterials, you will enjoy all that this vibrant area has to offer.
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Captain Blackwell's Prize (Blackwell's Adventures #1)
by V.E. Ulett
4.00 · 1 ratings · Published: Aug 16th, 2013 |
"A phenomenon - a romance set at sea in the age of fighting sail by an author who knows her background intimately." - Joan Druett, award-winning maritime historian and author of the bestseller Island of the Lost: Shipwrecked at the Edge of the World A romantic adventure from the days of wooden ships and iron men, Captain Blackwell's Prize is a story of honor, duty, social class and the bond of sensual love. A small, audacious British frigate does battle against a large but ungainly Spanish ship. British Captain James Blackwell intercepts the Spanish La Trinidad, outmaneuvers and outguns the treasure ship and boards her. Fighting alongside the Spanish captain, sword in hand, is a beautiful woman. The battle is quickly over. The Spanish captain is killed in the fray and his ship damaged beyond repair. Its survivors and treasure are taken aboard the British ship, Inconstant. Captain Blackwell's Prize features sword fights and sea battles alongside the manners, ideas, and prejudices of men and women from the time of Nelson and Napoleon.
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I-League: Gokulam Kerala FC clinch first win as Indian Arrows fume over conditions
The new I-League team Gokulam Kerala used height advantage to win 2-0 as their young opponents Indian Arrows floundered on a far from ideal Ambedkar Stadium pitch in New Delhi on Friday.football Updated: Dec 22, 2017 23:32 IST
The young footballers of Indian Arrows are no strangers to playing in New Delhi. Just a few months ago, they were the talk of the town and the Jawaharlal Nehru Stadium was buzzing with spectators cheering their every single move during the FIFA U-17 World Cup.
However, the support was absent on Friday when Indian Arrows were handed a 2-0 defeat by Gokulam Kerala FC in their first I-League game at the Ambedkar Stadium after playing their first two home games in Goa.
There were hardly 400-500 spectators to cheer the youngsters and an afternoon kick-off on a match day didn't help matters. Arrows coach Luis Norton De Matos was visibly upset with the lack of support for his team and also blamed the change in playing conditions.
"We don't have a home ground as we keep moving from place to place. Yesterday was the first time we played on this pitch and I was not happy with the conditions. The pitch is very hard and it is really difficult for the players to play short passes on this ground," the Portuguese manager, who had guided India in the FIFA U-17 World Cup, told the media.
"Whether it is in Goa or here (New Delhi), there is hardly any crowd for the matches, and as a result, there is no advantage we can enjoy as a home side in any of the venues."
Crowd support was not the biggest issue for Indian Arrows as they were outplayed by Gokulam Kerala FC. The height advantage the Gokulam players enjoyed proved the deciding factor and two set-piece goals by Daniel Addo (11th minute) and Khaled Al Salah (65th minute) clinched the game for the visitors.
Asked about his team's performances, Matos didn't mince words. "The first half of this game was the worst 45 minutes the team has played under my coaching. The players were extremely slow and they committed way too many mistakes," he said at the post-match press conference.
Gokulam Kerala FC registered their first win of the tournament and coach Binu George was extremely happy. "We knew the opposition will be trying to pass among themselves in the midfield. That is why we forced them to play long passes and it was an easy task for our defenders to win most of the aerial duels."


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Greetings, O Timberites! Welcome to "spring," unless it's now "autumn" for you. (I hate these fashionable nods to "global relativism," but I'm informed that some CT readers and contributors are adherents of some kind of Southern Hemisphere Standpoint Epistemology.) I fear that my nasty reputation has preceded me to this prestigious blog, but just for those of you who might be wondering who I am and why I'm here, my name is Michael Bérubé. I teach literature and cultural studies at Penn State University, where I also co-direct (with my wife, Janet Lyon) Penn State's Disability Studies Program. In future posts, I will be more than happy to remedy this blog's inexplicable inattention to (a) disability studies and (b) professional hockey in North America, but first, I should probably mention by way of introduction that I published two books last fall, one of which features my ginormous looming ghostly head and the other of which has been widely lauded for its innovative jacket design:
Hey, hold the phone!
This is the cover of my book, which was published about six months before that there book:
I imagine that some of you may have seen a brief notice of this strange coincidence in the March 9 Chronicle of Higher Education (sub only), but still, I have to ask: just what kind of publicity stunt is the esteemed Mr. Horowitz trying to pull here?
Well, it's always possible that he's trying to piggyback off one of the most remarkable publishing success stories of the twenty-first century, hoping that the teeming hordes that have stormed the malls and box stores of the exurban American landscape in search of my book will pick up one of his ill-conceived and factually-challenged screeds by mistake. What's Liberal? has, after all, been the beneficiary of an extravagant and delightful Valve book event and has even been made available in an innovative graphic novel format. (Hugo Chavez loved it!) Indeed, around the world, millions of readers have responded to the publication of What's Liberal by saying, "eh? what's that? come again?"—and dozens more have exclaimed, "Woo hoo! I loved the parts about David Horowitz! The rest of the book was kinda boring, though."
Hmmm, so maybe he's not trying to piggyback off my stunning success. Maybe he and his publisher, Encounter Books ("serious books for serious people," reads their motto, "with only a few exceptions here and there, like our new book that calls evolution 'one of the most overblown' biological theories in history, but otherwise, really, serious books for serious people, especially serious people who are big fans of Thomas Sowell and Theodore Dalrymple and books titled Vile France: Fear, Duplicity, Cowardice and Cheese and Londonistan"), are subtly mocking my book's subtle design. For while my chalkboard emphasizes the left, appropriately enough, Horowitz's is decidedly tilted to the right; where mine includes a prominent pink piece of chalk, symbolizing my book's democratic leftism and GLBT-friendliness, his suggests that the "red" element in higher education is always already under erasure. And lest you think I'm reading too much into an innocent, even nondescript photograph, I hasten to assure you that the people who designed my cover (and this one was, believe it or not, easily the best of the seven they offered me) did so in the belief that the photo suggests that my book takes an "up close" look at higher education. I betcha Encounter Books' designers said precisely the same thing to publisher Roger Kimball.
All I know is that the esteemed Mr. Horowitz, and the very serious people at Encounter Books, have precipitated a crisis in a wholly new area of intellectual property law. This, dear friends and random readers, is the Biz Markie / Gilbert O'Sullivan, "My Sweet Lord/ He's So Fine" controversy of our time. My team of attorneys has been alerted. Within a matter of months, if not weeks, the phrase "I'll see your jacket design in court" will have entered the lexicon, and remember, you heard it here first.
But perhaps you don't think this affects you. Maybe you don't see the point of caring about whose book jacket rips off whose in the name of "academic freedom," especially now that the foundations of the Bush Imperium have begun to tremble and quake, and even our pusillanimous Democrats have begun to inquire into this administration's corruption of the nation's judicial branch and its intelligence apparatus. You think there are More Important Things to Worry About. Fine. Just tell yourself this: first they came for the jacket design of What's Liberal, and I did not speak up, because I was not the jacket design of What's Liberal.


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Looking for a place to hold a meeting with your group? Team meeting, department meeting or training event, whatever the reason we will offer you the most exquisite place to hold your meeting. From us you get the all-inclusive package or whatever suits your needs the best. If our places don't meet your requirements we'll help you to find other options.
Kultaan Koskitila is the heart of our company. It's located on the shores of Kymijoki, approximately 20 minutes from downtown Kotka. From downtown Helsinki, the journey will take around 1½ hours. Kultaa is the best, that Kymijoki has to offer.
In Kultaa we have a cottage for 30 people, either for hosting a meeting or having a lunch. Our other cottage holds up to 25 eaters, and hut takes in 15 people to enjoy a lovely and relaxed evening. In addition, we have the Natural Spa. It consists of riverside sauna, barrel sauna and hot water tub. Spa also includes river, you can swim in a flowing water. During summer of 2017 we will complete our smoke sauna. Enjoy!


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Transparency Market Research Added A New Report "Medical Devices Packaging Market" And Its Full Database.
Albany, NY -- (SBWIRE) -- 05/10/2016 -- Medical Device Packaging Market is expected to expand at an above average growth over the forecast period. Western Europe, the U.S. and Japan are the largest consumers with more than half of the world consumption owing to advanced technological capabilities essential for the medical devices production.
Browse The Market Research Report of Medical Devices Packaging Market:
Growing healthcare industry is expected to drive the medical devices market which in turn affects the medical device packaging demand. However, healthcare cost reduction in the major markets as well as cost sensitiveness due to rising completion in the medical devices market might hamper the market growth. Growth in regions other than Western Europe, the U.S. and Japan is expected to present future prospects for the medical device packaging market.
Containers are the dominant product types of medical device packaging and expected to remain the largest segment over the forecast period. Other product types include pouches, trays, blister packs, clamshell packs and vials. Stringent government regulations and strict industry standards are expected to further enhance the market demand. Improved strength, barrier properties and puncture resistance have added to the attractiveness of pouches for small to medium sized packages. Multiple compartment trays and clamshell trays are other types which are gaining popularity attributed to lower risk of infection spreading and staff errors during the organization of products.
Get Free Sample Report Copy:
Europe is the leading consumer followed closely by North America. Major demand in Europe is generated from Western Europe where most of the major consumers such as GE Healthcare, Phillips and Siemens Healthcare among others are located. Asia Pacific has emerged as the fastest growing market led by India and China owing to expansion and stricter regulations for medical products industry in the region.
Some of the Players in the medical device packaging market include Amcor Limited, Chesapeake Limited, DuPont, Klöckner Pentaplast Group, MeadWestvaco Corporation, Mitsubishi Chemical Holdings Corporation and 3M Company among others.
About Transparency Market Research
Transparency Market Research (TMR) is a global market intelligence company providing business information reports and services. The company's exclusive blend of quantitative forecasting and trend analysis provides forward-looking insight for thousands of decision makers. TMR's experienced team of analysts, researchers, and consultants use proprietary data sources and various tools and techniques to gather and analyze information.
TMR's data repository is continuously updated and revised by a team of research experts so that it always reflects the latest trends and information. With extensive research and analysis capabilities, Transparency Market Research employs rigorous primary and secondary research techniques to develop distinctive data sets and research material for business reports.


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User Interfaces are the texture of this film
Although, I did feel that the bad language did little to advance the plot, The Avengers sequel was pretty awesome. My two kids and I thought it was great.
The stunning technology sequences in this movie were the real star for me. And if there's an Academy Award for user interface design, then expect to see the team at Territory in tuxedos. Wow.
All systems go.
Marvel's Avengers: Age of Ultron UI Reel from Territory on Vimeo.
Pause to appreciate the detail
More video continued below:
Leviathan LAb 01 from Territory on Vimeo.
Dr Cho 04 from Territory on Vimeo.
Dr Cho 03 from Territory on Vimeo.
Fortress UI from Territory on Vimeo.
These interfaces made all the difference
Want to compare it with the original?
We wrote a post about that too:
The first Avengers interface design by Jayse Hansen


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GMail Support
Gmail Support Number 0800-046-5077
Gmail Help Number, Gmail Contact Number, Gmail Customer Care Number, Gmail Helpline Number
Gmail Helpline Number UK
Finding the way of communication is easy because many ways are available such as messages, phone calls, video calls and more. Now, emails have been the most preferred way of communication, as we can send some urgent things like important report, files, sheets etc. Here, Gmail is a trustworthy and well-known email client which is used by millions of people to complete their daily. It gives simple features with the finest quality of emailing experience. It gives the opportunity to the people to access their account and complete their daily needs of email related communication. Gmail is a web based email client that has the initial storage capacity to make a record of your emails so that in future you can get that back to do any work.
No doubt that it still gives the best experience, but it has some technical issues which are explained by the users. We have mentioned a few technical issues that you can face while using Gmail. At this time, what you should do is to contact the technical experts.
Some Basic Specialised Tech Issues Experienced by Clients:-
- Complications in sending emails.
- Finding that account has got blocked.
- Noticing about the hacking of account.
- Issues related to logging in.
- Getting too much spam mails.
When you get any of such issue or another issue, then must get in touch with our technical experts to get that instantly resolved in a short while. They give you some below-mentioned services,
Solution Offered by Our Specialists:-
- Assist you in fixing email does not send issue.
- Assistance in account unblocking.
- Resolution of account hacked.
- Resolve all login issue very quickly.
- Help you in removing spam emails.
It is not a piece of cake to guess about when you can face technical issues while using Gmail, but resolving that is not easy to go task if you get connected with us. We are a leading technical support that has been working in the industry for a long. We give you easy to understand phone support so that you do needn't go anywhere else to get the required help. Every technician who works with us is experienced and skilled in this arena and good at resolving issues within a few minutes. Contact them anytime at our toll-free help number to achieve an instant solution for the problem.
Call UK Toll Free 0800-046-5077
Our Process
Easy and effective way to get your device repaired
when your device is need to be fixed please no panic and relaxed
Call us at 0800-046-5077 - our courteous, knowledgeable technicians are standing by to help!
We will talk over the phone to troubleshoot and securely fix all the problems
4Problem Fixed!
Our trained professionals troubleshoot and fix problems, and take measures to prevent future issues


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Carotid artery dissection occurs as a result of a tear in one of the carotid arteries of the neck. Blood under arterial pressure then enters the wall of the artery. Pressure and blood flow split the layers of the artery, which results in an intramural hematoma.
The causes of internal carotid artery dissection vary. However, in many cases a combination of factors leads to the condition. Trauma, blunt injury, and other mechanical forces have been identified as contributing factors along with underlying arterial disease. Carotid artery dissection is widely accepted as a multifactorial disease.
Pain is a common compliant of patients that present with carotid artery dissection. Patients may also present with headache, loss of vision, partial Horner syndrome, neck swelling, and pulsatile tinnitus. Follow-up test must be performed to confirm a diagnosis of carotid artery dissection. Advanced imaging techniques must be utilized to verify the presence of dissection to diagnose the condition. Patient outcomes improve with early diagnosis.
Antithrombotic treatments, which reduce the formation of blood clots, are commonly utilized in courses of treatment for carotid artery dissection. Post treatment requires routine follow-up appointments and imagining technology to monitor both carotid arteries.
1 Zohrabian, D. and Brenner B. (2016, December 14). Carotid Artery Dissection. Retrieved from emedicine.medscape.com.
2 M Arnold, R Cumurciuc, C Stapf, P Favrole, K Berthet, M‐G Bousser. (2006, September). Pain as the Only Symptom of Cervical Artery Dissection. Retrieved from The Journal of Neurology, Neurosurgery, & Psychiatry.
3 Zohrabian, D. and Brenner B. (2016, December 14). Carotid Artery Dissection Clinical Presentation. Retrieved from emedicine.medscape.com.


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One of our key account managers returned from a visit with a client recently that needed to solve a design application for its fleet of excavation vehicles. The client wanted to outfit the vehicles with a more secure latching solution for an existing exterior storage box on the outside of the excavator cab, which holds expensive tools on the jobsite. With the intention of preventing tools from going missing and lowering the risk of theft, the client came to us with very specific requirements for the application design and its operation.
The main challenge of the design requirement presented itself in the access. The client specified that the box could only be opened from the inside of the excavation vehicle, meaning that the only way an individual on the outside of the vehicle could access the box would be if it was triggered from within. To further deter theft, the box would have no visible exterior latching mechanism.
Because the interior operator would be using both hands frequently to control the machine, the control of the latching device had to be able to be triggered with simple manipulation. In addition, the client requested that the interior latching system be flush with the existing control panel, so as not to obstruct the operator, and be constructed in a durable material to withstand the impact of the construction-related wear.
The solution? Southco's AC-75 Single Point Paddle Actuator, which features a paddle-style construction with a deep recess for an easy grip or fingerpull operation. The AC-75 is constructed of powder coated aluminum for durability and usability in extreme temperatures, making it suitable for both indoor and outdoor applications.
Additionally, the AC-75 enables front mount installation with three cable mounting options and is compatible with Southco's R4 Series Rotary Latches. This complete system allows the engineer to install the AC-75 inside the excavator cab and install the R4 outside, in the box, with both connected by the cable. When the operator triggers the AC-75, it releases the rotary latch in the exterior toolbox, granting access.
Is designing for security a factor in your off-highway applications? Have a complicated latching application where we can help? Tell us in the comments.


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Doc Taylor's
If you want a great breakfast, and you're in the Virginia Beach area, then you must try Doc Taylors!
It's nothing fancy, and you might miss it if you don't know what you're looking for but I'm glad we went on a recommendation of a friend.
As you enter the restaurant, the first thing you notice is that it is an old house that's been turned into a restaurant. For me, it had that "homey" feel.
We we're seated in a small two-top in the room with the bar and kitchen. Our server, Jessica, was friendly and very prompt. We we're served two glasses of water and then I ordered The Doctor's World Famous Bloody Mary, for just $2.50, packs a punch! I opted for the regular vs spicy and it was delicious! The glass' rim is Old Bay Seasoning and it was great! I also like that it was only garnished with a slice of lime. There's so much waste in many of the other garnishes traditionally used with a Bloody Mary. I ordered a regular coffee as well.
For my breakfast, I ordered the Sweet Potato Pecan pancakes (a short which was 2 cakes), a side of Hash Browns (add onions) and a side of homemade Corned Beef Hash. The pancakes were slightly gummy in the center, however, having made similar pancakes at home, this is often the same result I got. The hash browns, with added onion, were good. A slight crispy crust on the outside and a lighter texture on the inside. As far as the corned beef hash, this was the best homemade corned beef hash that I've ever had! It's served round with a crispy texture on the outside (we were asked if we wanted it crispy) and perfect inside. If nothing else, make sure you order a side of this!!!
My husband ordered Doctor Tuttle's French Toast (large which was 4 slices) and he said they were great!
This is a really great place for breakfast! The n at time we're in town, we will make sure to return! Great service, good and prices!


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Rolls-Royce. This name rings a bell and gives us a mental image of a luxury sedan with plush interiors and a chauffeur in a crisp uniform. The mere mention of this brand is about luxury and class. Owning such a car is itself a sign that you belong to the higher end of the society. This is why when news about this luxurious automaker venturing into artificial intelligence came out; it was surprising, to say the least. The automaker has announced its interest to venture in the field of autonomous vehicles, starting with ships. In order to make this possible, it resulted in the Rolls-Royce Google partnership.
Earlier this month, the automaker announced the Rolls-Royce Google partnership on its official blog. This deal has been signed to work in collaboration on the development of intelligent awareness software. This software will help the autonomous ships function smoothly. This agreement between the tech giant and the luxury automaker is the first ever in the marine sector. The Google Cloud Summit signed the agreement in Sweden on 3rd of October 2017. According to this agreement, Rolls-Royce will have access to the Cloud Machine Learning Engine of Google. This technology will be beneficial to further mold the automaker's artificial intelligence.
Rolls-Royce Google partnership to work on artificial intelligence
The AI technology by Google will help develop object classification system for identifying, tracking and detecting objects in the sea. This technology has similar neural net-based machine intelligence software which is also present in a number of other Google products. It is present in image and voice searches as well. This technology known as Machine Learning uses a set of tools, techniques, and algorithms. Such tools mimic the way human learning works in order to solve certain problems. It also analyzes prevalent data with the aim to recognize patterns.
Karno Tenovuo, SVP Ship Intelligence at Rolls-Royce said that such a technology can make sea travel safer and more efficient. The betterment of these systems can also help in saving lives. The Rolls-Royce Google partnership will amalgamate the automaker's knowledge of the marine sector and the technological know-how of Google. The development of technology is taking into consideration the hardware model by Rolls-Royce. With the help of cloud, the data will be accessible on a global level. Therefore, the automaker can use the technology and develop hardware from any part of the world.