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Search found 115 matches
|Topic: cake anyone?
Replies: 1
Views: 1894
|Forum: Lucid Adventures
Subject: cake anyone?
Posted: Tue 28 Apr, 2009
http://i83.photobucket.com/albums/j287/DarkRaven42/ga yrodfink_1.gif
The cake is a lie, my friend. The cake is a lie.
|Topic: Movie thread Part IV
Replies: 133
Views: 94239
|Forum: Lucid Lounge
Subject: Movie thread Part IV
Posted: Thu 05 Mar, 2009
My mom rented "Blindness" the other day and it was the worst...movie...ever.
|Topic: 360 Degree Vision while lucid??
Replies: 32
Views: 15778
|Forum: Lucid Adventures
Subject: 360 Degree Vision while lucid??
Posted: Thu 15 Jan, 2009
I've done it before in the form of wind/air, it's AMAZING. It was an LD where I was trying to be different elements, (not just use them, actually be made of them, have the form of a human, but be made ...
|Topic: One Superpower?
Replies: 94
Views: 35593
|Forum: Lucid Lounge
Subject: One Superpower?
Posted: Thu 18 Dec, 2008
I want it so that the CSI Miami theme plays any time i say a sentence interupted by a short pause and putting on sunglasses...
"well i guess im off..*sunglasses*...to my lunch break"
|Topic: Ways to defeat dream monsters
Replies: 24
Views: 9554
|Forum: the Stuff Dreams are made of...
Subject: Re: Ways to defeat dream monsters
Posted: Sun 12 Oct, 2008
I don't consider these kinds of dreams nightmares - I consider them adventures
Same. I think it all depends on how you look at things, you could look at a monster as, "Oh, no! A monster, ...
|Topic: Anyone else had experience with extremists?
Replies: 27
Views: 9619
|Forum: Lucid Lounge
Subject: Anyone else had experience with extremists?
Posted: Tue 01 Jul, 2008
but what abot here in ld4all, an in the internet in general? here in ld4all, by far, the extremists that annoy me the most are the atheists. not the "i simply don't care" atheists (myself ...
|Topic: New RCs, Invent!
Replies: 49
Views: 21997
|Forum: Quest for Lucidity
Subject: New RCs, Invent!
Posted: Tue 01 Jul, 2008
One RC I've done a few times is to draw on myself with marker, (I drew it once on my leg and a couple of times on the palm of my hand) I write the letters "RC" and every time I see them I do ...
|Topic: Music in LD's
Replies: 42
Views: 19460
|Forum: Lucid Adventures
Subject: Music in LD's
Posted: Thu 26 Jun, 2008
About two weeks ago I was lying in bed with my mp3 player on "sleep" and then the song "Lucy in the Sky with Diamonds" by the Beatles came on. I'm not sure why, but almos ...
|Topic: Movie thread Part III
Replies: 149
Views: 78229
|Forum: Lucid Lounge
Subject: Movie thread Part III
Posted: Fri 11 Apr, 2008
I allso cant wait for "No country for old men" Theres something about the villans haircut. I think thats the only reason I want to see it.
Maybe it's because he looks like this guy:
http ...
|Topic: Dont hold your breath. (How long can you go?)
Replies: 59
Views: 27809
|Forum: Lucid Lounge
Subject: Dont hold your breath. (How long can you go?)
Posted: Mon 07 Apr, 2008
1:10, I about died. For some reason I find it easier to hold my breath underwater. And listening to music made it a lot worse, I think that made it 47 seconds or something. o_O By the way, 5 freak ...
|Topic: PG -> Cloud -> PG [april fools] (merged into one now)
Replies: 49
Views: 28732
|Forum: Helpdesk
Subject: PG -> Cloud -> PG [april fools] (merged into one now)
Posted: Tue 01 Apr, 2008
Me and HebrewB were discussing about how it was obviously an April fool.
As always the Dark SiDe will prevail!
And finally, that was far to evil...
...and I kept PMing HewbrewB about how tick ...
|Topic: postcount at zero
Replies: 40
Views: 19869
|Forum: Helpdesk
Subject: postcount at zero
Posted: Tue 01 Apr, 2008
Hey, Bruno. How'd you get that "skin" I guess you'd call it for LD4all? I love it.
|Topic: PG -> Cloud -> PG [april fools] (merged into one now)
Replies: 49
Views: 28732
|Forum: Helpdesk
Subject: PG -> Cloud -> PG [april fools] (merged into one now)
Posted: Tue 01 Apr, 2008
You made me cry. I hope you're happy, you evil mods, you.
|Topic: Cure Phobias in Dreams?
Replies: 9
Views: 6328
|Forum: Lucid Adventures
Subject: Cure Phobias in Dreams?
Posted: Tue 01 Apr, 2008
i went up in the hershey kissing tower at hershey park, and i was holding onto something pressed up against the inside wall the whole time, peeking out the window from there haha.
even though i ...
|Topic: Changing your eye color
Replies: 85
Views: 192934
|Forum: Lucid Lounge
Subject: Changing your eye color
Posted: Sun 24 Feb, 2008
My eye color changes with my moods, sort of like a mood ring. When I'm happy they're dark blue, when I'm neutral it's a lighter blue, when I'm mad or upset they turn this blue-ish steel grey col ...
All times are GMT + 2 Hours


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"Decrepit Eyes ~ Antique from Gothic Rose Antiques
Apple Mac Mini ~ w/ DecalGirl Checkered Skin
OMG, I remember that one...wasn't it with Telle Savales?? Hey, I'm a "Twilight Zone" whore...never miss those marathons on SyFy!! Have a great week and again, have a wonderful birthday!! Mine was on the 1st of Feb. Was born 5 mins. before midnight...I would have been a Ground Hog baby if my mother had not pushed harder!!! LOL TMI!!!!
LOL ~ OMG I'm so sorry I missed your birthday!!!
Happy belated Georgina and hope it was GRAND fellow Aquarius!!!
mE :-))
Happy Birthday, Chris! Talking Tina always gave me the creeps, but then so did Telly Savales! hahah! Love your Mac cover, and your antique eyes, and the MJ dvd. Have fun and here's to a spooky birthday! xox Pam
Thanks SO much Pam!

subset: commoncrawl


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Project Description
Easter Playpark
Mall @ Carnival JHB
One of our most memorable shopping mall activations to date. Two concepts were tied in together to create a hugely successful activation. The Easter Playpark included our 3D printers printing bunnies for kids to create key rings and magnets. Our biscuit printer designed the cutest bunny faces on our delicious biscuits. Not to mention our ever so popular face painters were back to create gorgeous Easter bunny face art. We had 5 mascot characters in the mall which were incorporated in our Character Hunt. Did we mention our jumping and jiving Easter Bunny? This bunny was no doubt the funkiest bunny you have ever seen! Thousands of kids entered the zone. A hugely successful activation by our JHB team. The activation was conceptualized and executed from top to toe by our team.


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SongHi Music Making Game Launched
SongHi Entertainment has launched the unique SongHi music making game that makes creating music easy and fun. With SongHi, anyone can become a virtual superstar! You can also turn your avatar into a fan of other artists.
Songhi.com is a music making game that combines the fun of on-line games and the joy of creation. In SongHi, everyone can make their own music, whether or not they know anything about notes or playing music. All you need is a computer with an internet connection. By registering, you gain access to a free virtual studio with instruments, and you can style your own star avatar. You can also comment and share your music with your friends in social media.
"It feels awesome to release SongHi to the public. We're excited to see how the game is received. We're hoping for as much player feedback as possible, so that we can make the game even better. We will reveal additional features during this summer," says Marketing Director Veli Palevaara at SongHi Entertainment Ltd.
"In addition to beta test participants, SongHi has been received stunningly well by people in several fields of business. The first launch partner in Finland is Sony Music. More information about other collaborations will be forthcoming in the near future," Palevaara hints


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(92) Days of Movies
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Month: October 2015
October 22, 2015
October 22, 2015
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International Merchants of Exotic Natural Products since 1992
This website processes U.S. orders only. Please contact us for overseas orders. All orders ship from Niagara Falls, New York.
Your cart is empty!
These skulls have been professionally cleaned and prepared. They come with the teeth and lower jaw. They average around 5" (12.5 cm) long, 2.5 - 3" (6.5 - 7.5 cm) tall, and 3" (7.5 cm) wide. They weigh about 2 oz. (58 grams).A USFWS export permit is required for all shipments outside of the U.S.


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Bond Cleaning In Perth
We are one of the best vacate cleaning service providers located in Perth, Western Australia. Our company has established a unique presence in Perth by providing high-end professional bond cleaning and other cleaning solutions. These services are offered at highly affordable prices. Our experts have excellent knowledge of cleaning work, and they will help you in getting your security deposits back with ease. Apart from this, we also deal in other cleaning services such as
- Window Cleaning
- Carpet Cleaning
- Oven & BBQ Cleaning
- Commercial Cleaning
- Spring Cleaning etc.
We are providing 100% vacant money back guarantee to all our customers. For more info, visit our website bondcleaninginperth.com.au/vacate-cleaning, or call us @ 1300 599 644 for a free quote.


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Manuel Luis Lozano Leyva > Director of Uranium Supplies
|Industrial Engineering Degree, majors in Electric Power and Industrial Organization, from the ETSII of Madrid, and Master's Degree in Economics and Business Management from the IESE. Languages: French, English and German.
He is Director of ENUSA Uranium Supplies, Chairman of the EURODIF Monitoring Committee and Representative for Spain in the EURATOM Supply Agency. His functions are procurement of uranium and enrichment services, amounting to €250 M/year, for the Spanish Nuclear Power Plants; he chairs the highest governing body of the European uranium enrichment enterprise EURODIF; and he advises EURATOM, representing Spain, on matters of uranium supply safety.
He has been Financial Director and Commercial Director in ENUSA, Managing Director of the European Fuel Group, member of the Directory and Financial Director in EURODIF (Paris) and Financial Administrator of the European Space Agency (Paris). He has also been Vice President of the International World Nuclear Fuel Market Association and member of the Boards of Directors of the mining company COMINAK in the Republic of Niger, the French-Spanish Chamber of Commerce, GENUSA, AIE ENUSA-ENWESA, ETSA, MOLYPHARMA and IONMED.


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Last week I sent an email to Metro Trains.
I haven't yet heard anything back from an official representative, but reader Veloaficionado has had an excellent stab at responding on their behalf:
… Read the rest
Dear Mr Haught,
As a representative of Metro, I will take the opportunity to reply to your latest letter. At Metro, we pride ourselves on keeping abreast of all commentary on our performance, and although some may call this paranoid and in the vein of witch-huntery, Section G-37-B is very good at its job. The surveillance equipment they deploy is second to none, and the data encryption and database security employed is world class, deep within the reinforced concrete 3rd basement level where it is stored.
So rest assured that we are aware of your reputation and previous correspondence with other instrumentalities and businesses, and we wish to reassure you that we take your views of our performance very seriously.
However, we must take issue with absolutely everything that you say, even that we seem to employ public image management that is somewhat amateurish and implausible, or to you, it seems, laughable. We have spent a substantial amount of public money on such well-credentialed public relations advisors, who have offices in major European capitals and both the east and west coasts of the US.


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A lumineer is very similar to a veneer. Dental veneers are small covers that go on your front teeth to cover discolorations or imperfections. Veneers are made to look like the teeth they cover and also match their natural color to blend in. A lumineer does all this too, but there are some differences.
A lumineer is actually thinner than a veneer, which is fairly thin as well. Even so, they are still strong enough to allow you to eat normally. Even foods that tend to be sticky should not risk pulling them off.
Because they are so thin, lumineers require less time and effort to apply. With veneers, some enamel has to be removed. Because of this, you will always need veneers to cover that area to keep it safe and protected. With lumineers, only some small etching is needed, and not as much enamel will be taken off.
Another advantage which lumineers have over veneers is that they can be removed if you decide you do not like them. As we mentioned, your enamel is not really compromised with lumineers, so your teeth do not need them for protection.
Some of you may wonder if this is a painful process and if you will need to be sedated. No, getting lumineers should be a painless process and no anesthetic should be needed.
If you would like to try lumineers to make your smile look nice again, come to Seretti Comprehensive Dentistry in Houston, Texas. Our dentist, Dr. Celso Seretti, will help you decide whether lumineers are the right cosmetic dentistry option for you. To schedule a visit, we invite you to call 281-486-9440.


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In her 3/2/2015 email, Nancy Stroud mentioned that our PeopleSoft financial accounting system was being upgraded, to be completed on 3/31/2015. This upgrade adds new features and modifies the previous version of the Travel & Expense (T&E) Module. These features/changes are summarized below. Additional resources to assist in completing Expense Reports in the T&E Module can be found at http://www.mga.edu/accounting-services/documents.aspx under "U".
New T&E Module Features:
- One link for creating and modifying an Expense Report
- Previously, there were separate "Create" and Modify" Expense Report links. They are combined them into one.
- All expense information is now entered on the same page
- The "Detail" link at the end of each expense transaction has been removed and all expense information is now entered on the same page.
- The menu bar at the top changes. First it's report-based, then it is expense-based.
- No odometer readings for mileage
- Enter total miles and commute/personal miles
- Per diem on first/last day of travel – 25% deduction
- This is a link now and not a check box. The traveler must also check a "Deduction Flag" box.
- Quick-Fill
- A Quick-Fill link has been added allowing a range of dates to be entered and expense types that apply to the range.
- "Commercial Transportation" available as an expense type
- Attachments can now and must be included in the Expense Report
- Scanned attachments of receipts or other documentation can now be uploaded into the Expense Report through the "Attachments" link and will stay with the Expense Report. The traveler (or their Authorized Alternate Expense User) has to upload the attachment – this cannot be done in Accounting Services. If documentation is omitted, the report will be sent back for the traveler to upload the documentation. All receipts and other documentation are required to be submitted this way and not through email.
- Online verification
- Expense reports no longer need to be printed and signed by the traveler. Instead, the traveler must now complete an online verification (check box) attesting to the accuracy of the expenses.
- NOTE: All Expense Users must sign the "Authorize Alternate Expense User" form if they want to authorize another employee to enter expenses and check the expense authorization box on their behalf.
- Option to withdraw report
- Report can be withdrawn by traveler if it has not been acted on in the approval process.
Also of note are a couple of "known issues" (as of 3/31/2015) related to the upgraded T&E Module. ITS is aware of these and is currently working to correct them.
- Quick-Fill
- When information is entered in the "Quick-Fill" and "OK" is clicked, the box will pop up again. Don't re-check the boxes or the entries will be doubled. Just click "OK" again.
- Per diem on first/last day of travel – 25% deduction
- Occasionally, when clicking the "First or Last Day of Travel" link, the per diem amount shows as 0.00 and after clicking "OK" an error is returned. Click the "First or Last Day of Travel" link again and the correct per diem amount is populated.
Please contact Christy Colvin at email@example.com or 478_757_3602 with any questions.


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"Island of Lemurs" is an eco-journey and a great story
Lose yourself in Morgan Freeman's smooth voice and discover the mesmerizing life of lemurs as the Academy Award-winner narrates the new documentary in IMAX 3D, "Island of Lemurs: Madagascar."
The film takes viewers on a spectacular journey to the remote and wondrous world of Madagascar. This visual adventure tells the incredible true story of how nature's greatest explorers, lemurs, came to their island kingdom. Freeman narrates as the creatures are seen traveling as castaways and landing on the beautiful island millions of years ago. The peculiar and lovable lemurs have since evolved into hundreds of diverse species—but today they are highly endangered.
Director David Douglas and writer/producer Drew Fellman collaborate to create a journey for the audience to follow, alongside trailblazing scientist Dr. Patricia Wright on her lifelong mission to help these bizarre yet adorable creatures survive in the modern world.
This 3D IMAX film will have the lemurs jumping off the screen and into your hearts. It is now showing at the Tennessee Aquarium's IMAX 3D theater in downtown Chattanooga. Showtimes are daily at noon, 2 and 4 p.m. Additional showtimes are Friday and Saturday at 6 p.m.


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2020 Calendar
My 2020 Bird Calendars have been ordered! I hope you like the images. 🙂 Please let me know if you would like to purchase one or more:
Cost for the calendar is:
- Large: 11.25″ x 14.5″ — $25
- Medium: 8.5" x 11" — $20
- Small: 6.5″ x 8.5″ — $15
- plus $5-$7 shipping if I can't hand it to you in person.
Note: if the images look a bit over-saturated, don't worry; they won't look like that in the calendar — printing always desaturates.
To order:
- pay using PayPal – my PayPal address is firstname.lastname@example.com, and shoot me an email with your address, number and size of calendars.
- OR send me an email with your name, email address (and phone if you don't mind), number of calendars and size, to firstname.lastname@example.com, or fill out the form on the contact page and then we'll communicate about payment.Thank you!!
Images in the Galleries
All images in the galleries on this website can be purchased, and are available as prints, framed or unframed, matted or un-matted, on canvas, metal, acrylic, wood (duraplaq), etc., as well as on mugs and other items. Available print sizes vary by image; all can be printed at least as large as 14″ x 11″, most are available in larger and possibly much larger sizes as well. Please check with me on specifics.
- Unframed prints on paper, canvas, metal, acrylic and wood are a little less expensive when purchased directly from me than from the sellers below
- Greeting cards — singles and variety boxes of 10 cards
- 2019 calendars
You can purchase prints, greeting cards and calendars directly from me. Or see below for purchases on other media.
33% of the proceeds of all purchases are donated to local bird and wildlife rehab organizations. The main two are Greenwood Wildlife Rehabilitaion Center and Birds of Prey Foundation.
Other places to purchase these images on various media
Fine Art America, where you can purchase all images on canvas, metal, acrylic, wood and plain prints, framed photos, as well as pillows, bags, towels, t-shirts, phone cases, mugs, etc., etc., and even shower curtains with the image on them.
Thank you!!


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What is the StepUp4KiDs™ Virtual StepAThon?
It's a FUN event that challenges adults and kids to be healthy and active by walking the most steps for a week. The goal is to raise funds to combat childhood obesity by supporting under-served kids and sites wanting to join the Healthy LifeStars® program.
Here is how you can participate.
Step with us from April 21 – 27, 2019
It's FUN and Easy! Sign up as an individual, create a team or join a team, and start your own fundraiser.
- Track your steps
- Log your steps
- College Students and Kids 17 years and younger participate for free!
What do I need to do?
- Register (18 and older) as an individual, create a team or join a team.
- Kids participating in the Healthy LifeStars program will receive pedometers.
- Use a pedometer, a device like a Fitbit or a smart phone with a free app to track your steps.
- Log in once a day and enter your day's total steps.
- Encourage friends, family members, and colleagues to support your or your team's StepaThon efforts by sponsoring you or your team.
- You can also double your StepAThon donation with the "Corporate Matching Challenge" by partnering with your employer. Simply create a team using your companies name, have your employees register under your team, then we will send the company a statement at the end of the StepAThon for the total dollars matched.
- Top kid winner in each state will receive a grand prize!*
- Top 25 kids will receive a Healthy LifeStars® medal and recognition at the StepUp4KiDs™ Celebration, November 6, 2019.
- Top 3 adults will receive a Healthy LifeStars® medal and recognition at the StepUp4KiDs™ Celebration, November 6, 2019.
- Top team will receive a Healthy LifeStars® medal and recognition at the StepUp4KiDs™ Celebration, November 6, 2019.
- Top fundraiser in each state will win $250!*
* Each state Healthy LifeStars®serves. (I.e. Arizona, Colorado, Iowa, and Ohio)
Want to support the kids with a donation?
Donate to the program and support our kids
Start Your Own Fundraiser to support the kids in our program.
Support a friend, family member, or colleague who is participating in the StepAThon. Don't forget to enter their name after you click the button below.
Did you know?
As little as $50 will give one child continued FREE access to the Healthy LifeStars program FOR AN ENTIRE YEAR! Your help provides a child a chance of a lifetime of self-esteem and good health!
Thank you for your help!
StepUp4KiDs™ Celebration – November 6, 2019
Meet some of our amazing LifeStars and cheer on our winners. But most importantly, have lots of fun celebrating!
- Enjoy a great dinner!
- Come shop and take home some very special auction items!
- And hear about the kids and how your support helps them!


text: Healthcare Professionals Geriatric Care Caring for Clients Print Nurse Hand Washing Is Key to Infection Control Here's how to do it properly By Anthony Cirillo facebook twitter linkedin Anthony Cirillo, FACHE, ABC, is a writer, consultant, and professional speaker who helps family caregivers and individuals make educated aging decisions. Learn about our editorial policy Anthony Cirillo Medically reviewed by Medically reviewed by Michael Menna, DO on November 10, 2019 Michael Menna, DO, is a board-certified, active attending emergency medicine physician at White Plains Hospital in White Plains, New York. Learn about our Medical Review Board Michael Menna, DO on November 10, 2019 More in Healthcare Professionals Geriatric Care Caring for Clients Nursing Homes The Business of Aging Home Health Healthcare Compensation Office Management Medical Technology Medical Supplies Good hand hygiene is one of the most important actions healthcare workers can take to reduce the spread of infection while increasing quality. In fact, quality of care suffers when people do not wash their hands. While all health professionals have a responsibility to do this, it is especially important that nurse hand washing be particularly monitored in health facilities. Hand hygiene and good infection control practices in nursing homes and other care settings can go a long way in helping contain germs and disease. The Verywell.com Guide for COPD offers some great tips: Good hand hygiene includes handwashing with soap and water and using an alcohol-based hand sanitizer in between washings.Avoid close contact by staying away from congested crowds or from anyone who is sick.Cover your nose and mouth when you sneeze with a tissue. Throw the tissue away promptly and then wash your hands.Avoid touching your eyes, nose, and mouth as germs are easily transmitted.Stay home from work if you get sick. This helps to keep the virus from spreading to others. Teach Your Staff Proper Hand Washing Wet your hands using warm, running water. Add soap.During the hand washing process, rub your hands vigorously for a minimum of 20 seconds, paying special attention to the backs of your hands, wrists, in between your fingers and underneath your fingernails.Rinse well while leaving the water running.With the water continuing to run, use a single-use towel and pat your hands dry.Turn off the water faucet using the paper towel covering your clean hands. Have Fun With Hygiene Make hygiene and infection control fun and it will reinforce the messages you want to convey and help staff to develop lasting habits. One hospital in N.C. has won awards for its hand hygiene program. Novant Health feels so strongly about hand hygiene and improving the quality and safety of patient care, it makes its resources available free of charge to other organizations. Find easily downloadable marketing materials at their site. And as they correctly state - "Keep in mind that results can be achieved only by changing the culture of your organization and making people accountable for their behavior. It starts at the top and requires everyone's support." For generations, hand washing with soap and water has been considered a measure of personal hygiene. Only in the last two centuries has the link between handwashing and the spread of disease been clearly established. Studies have documented that the area under the fingernails or in chipped or cracked nail polish often harbors high concentrations of bacteria. Artificial nails and chipped nail polish should be avoided. Was this page helpful? Thanks for your feedback! Stay up-to-date on the latest health trends and studies. Sign Up You're in! Thank you, {{form.email}}, for signing up. There was an error. Please try again. What are your concerns? Other Inaccurate Hard to Understand Submit Continue Reading


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Happ is the Yankees' second high-profile acquisition of the week, as the team traded for now former-Orioles closer Zach Britton on Tuesday. These two moves come as the team attempts to keep pace with the Boston Red Sox in the competitive American League East division. Despite the team's 64-36 record, the second-best record in baseball, they currently sit 5 1⁄2 games out of the division lead.
Click here to read the full article on Beyond The Box Score.


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The journal, Literature Compass, has released an "early view" version of an article by Mary Favret (English, Indiana University), entitled "The Study of Affect and Romanticism." We thought it might interest some of you. To access the article, click here.
Here is the abstract:
What follows is a review essay in two parts: the first, a consideration of the general problem affect poses for literary criticism and for romantic studies in particular; the second a review of some recent, outstanding work on affect and its significance to Romanticism. The problem of affect derives primarily from the difficulty of defining or locating affect and from its equivocal relationship to modern science – as both an object of scientific scrutiny and as an emblem of the pseudo- or even unscientific. The articles and books discussed in the second half of this review handle this problem in sophisticated and surprising ways, unlocking the critical possibilities available when we read affect with less skepticism and more self-reflection.


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Programs that Work
Residential Student Assistance Program
Program Info
Program Overview
Program Reviews
Program Info
Healthy and Safe Children
Youths not using alcohol, tobacco, or illegal drugs
Topic Areas
Age of Child
Adolescence (13-18)
Type of Service
Youth Development
Type of Outcome Addressed
Physical Health
Substance Use and Dependence
Evidence Level (What does this mean?)
Other Reviewed Programs
Program Overview
The Residential Student Assistance Program is a substance abuse prevention program designed to prevent and reduce substance use among high-risk adolescents ages 14 to 17 who live in residential childcare facilities. Trained professionals are placed in residential facilities to provide a full range of substance abuse prevention and early intervention services including information dissemination, normative and preventive education, problem identification and referral, and community-based intervention.
Program Reviews
The Residential Student Assistance Program has not yet been thoroughly reviewed by PPN, but preliminary review suggests it may be effective at improving outcomes for the indicators listed above.
This program is highly regarded by other credible organizations and reviews of the program can be found online at the websites listed below:
SAMHSA's National Registry of Evidence-based Programs and Practices (NREPP)


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Check out the new series! (click below)
A multimedia story about an old dog named "PEPPER". PEPPER's story was made at P.A.W.S (Pets Are Worth Saving) animal shelter in Rockport, Maine.
World Without People
Stifling. Quiet would be the norm. Abandoned buildings would resemble Halloween Haunts. The Earth will turn - without people.
Just Out of the Dektol
I peel back the shadows, and make my discoveries. Letting in as I always do, a little of the light. The silver in the print reflects the sensuality of the photographic medium.
The Canadian Rockies are overwhelmingly magnificent. The scenery communicates the spectacular. Canada offers a view of Mother Nature's paradise, a place unto itself.
Ancient stonewalls provide the guidance into a land of wonderment. Ireland is a landscape of light, culture, and a blanket of Irish luck.


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Global Challenges
World Data Lab specializes in creating economic and demographic models that help organizations make data-driven decisions. Our global team of data scientists, economists, demographers, and developers are passionate about combining new data sources with groundbreaking methods to push the frontiers of what is knowable.
Poverty Mapping
As technology evolves, so do our methods for modeling and forecasting poverty. Since 2018, World Data Lab has been experimenting with machine learning as a mechanism for processing daylight satellite images as well as uncovering powerful relationships between geographic features and economic activity. This method offers the promise of mapping entire countries and continents at the 5-10 square kilometer level using a consistent and reliable approach. There is little doubt that AI-based poverty mapping will soon fundamentally revolutionize the way public planning and development activities are designed and delivered.
Neural Networks
The Convolutional Neural Network model produces highly granular poverty estimates for selected geographies by using a method that combines the latest developments in computer vision and deep learning with data sourced from daylight, nightlight, and geo-coded survey microdata. This method requires a wide range of technologies to process the data and develop the full cycle of modeling, including: AI frameworks, database frameworks, geometry and satellite data processing tools, clouds, virtual machines, multiple programming languages, and graphical processing units.
To Work
Poverty Together
Partner with us to apply machine learning techniques to your poverty mapping project. In addition to providing custom code and outputs from our AI-based algorithm, we also provide training sessions regarding the method and the tools needed to deliver it.


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ASSOS fuguCap_S7
April 2019: ASSOS end of production sale item
New version of this item available: ASSOS Cap Winter
Add warmth and wind resistance by donning the ASSOS fuguCap, which provides targeted air-blocking in a compact and breathable package.
Keeping the cold on the outside without the risk of overheating, the ASSOS Fugu Cap provides tailored wind resistance and insulation while retaining superb breathability. Composed of two different textiles, eight patterns and five components this high performance cycling cap features our proprietary Stratagon Airblock fabric towards the front for increased protection. Areas less affected by the wind while cycling are rendered in more readily permeable materials to keep the rider's temperate comfortably regulated. Reflective edging and eyewear retention loops add functionality to this premium cycling cap
size range: O, I, II
color: whitePanther
• 0 = 48-53cm / 19-21"
• I = 53-58cm / 21-23"
• II = 58-63cm / 23-25"


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A story about a bosnian sister (narrated by Mo`azzam Begg in his book Enemy Combatant) that just broke my heart..
"I had asked my Bosnian friend, Edin, about Bosnian cuisine once, and he invited me for a traditional meal at his friend's house. The friend was a young Bosnian Muslim woman who had come to live in Birmingham as a refugee. As she couldn't speak English too well, Edin translated some of the little that she said. Her face looked worn, and her eyes distant. After we left Edin told me her story. It was beyond anything I had ever heard, or imagined. Serb soldiers had raided her house and raped her in front of her husband. The gang rape continued over the screams of their three-month-old baby. As long as the child cried at least she'd known it was alive. When the crying stopped she begged the soldiers, 'Where's my baby? What have you done to him?' A soldier came in carrying the child's head and placed it on a table next to her, before he raped her again. In England, she was receiving psychiatric care, but also her community were trying to find her a husband. Hers had been killed, just after they had raped her."


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Manchester City star İlkay Gündoğan has revealed how Pep Guardiola's experience as "a top player" has helped the Citizens evolve into one of the best teams in Europe.
The former Borussia Dortmund midfielder believes that Guardiola's attacking philosophy - something he witnessed firsthand when the Spaniard was in charge of Bayern Munich - has helped City become ruthless in front of goal.
"Everyone is capable of scoring a goal; we've become more efficient in front of the goal," Gündoğan told Blick. "He's been a top player himself, can think in our shoes, can handle different player types, has a clear philosophy on the pitch, and is always capable of turning the right screws.
"He wants attractive football to be played. Already when I was at Dortmund and he coached Bayern, I admired that. Wherever he worked, the overall atmosphere was good. And he improves young players."
(You may also like Former England Skipper Joe Hart Denied World Cup Lifeline as West Ham Reject Newcastle Loan Offer)
Despite being recognised as one of the most injury-prone players in European football, Gündoğan has been able to accumulate 19 Premier League appearances this season.
Manchester City will be hoping that their 27-year-old midfielder can stay fit for the rest of the campaign as the club look to wrap up the Carabao Cup and league title, as well as having strong performances in the FA Cup and Champions League.


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Difference between revisions of "Meetings/Neutron-L3-Subteam"
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= Meetings =
= Meetings =
No meetings are planned at this moment. Stay tuned.
No meetings are planned at this moment. Stay tuned.
Revision as of 01:27, 28 January 2014
The L3 Neutron sub-team exists to help members on the Neutron community reach consensus on various L3 subjects. This does not automatically include every L3 subject, especially those that are progressing well and mature on their own. Initially, this team's charter will include ...
- Build community consensus around distributed/ha routers.
- Build some definition around the subject of dynamic routing within Neutron.
- possibly with the goal to split this subject in to a few well-defined sub-cases.
- Target the Atlanta design summit for some sub-set of these use-cases.
Partial list of relevant blueprints
- neutron-ovs-dvr
- l3-high-availability
- bgp-dynamic-routing
- (l3-agent-consolidation) ?
- (l3-router-service-type-framework) ?
L3-DVR-Meeting Link
No meetings are planned at this moment. Stay tuned.
You may be interested in the Distributed-Virtual-Router meetings which are already going on. It deals with a specific use case under this sub team. We may start to piggy back off of the meeting slot if there is room or I may find another meeting time.
Agendas for 2014
Meeting Logs and Minutes
Previous meetings, with their notes and logs, will be found under http://eavesdrop.openstack.org/meetings/neutron_l3 .


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The night may be dark and full of terrors, but the year is bright and full of incredible books to get you through. Seriously, there are so many amazing young adult fantasy books hitting shelves in the next year that we don't even know how we're going to get through them all.
Okay, that's a lie, we do. We have a reading challenge. But we're impatient, okay?!
These novels have everything from snarky assassins to clever, magic manipulating girls. They tackle real issues in fantasy worlds with enough strength and subtlety that you aren't overwhelmed—simply awed by just how skilled the authors are. Becuase, really, the genre just keeps getting better. We included both sequels, standalones, and series starters below, but made sure to designate if anything was part of a preexisting series. We're here for you, and all of these books. And because we don't want to waste any more of your time, let's get to them!
Young Adult Fantasy Novels
1. The Gilded Wolves by Roshani Chokshi
Paris, 1889: The world is on the cusp of industry and power, and the Exposition Universelle has breathed new life into the streets and dredged up ancient secrets. In this city, no one keeps tabs on secrets better than treasure-hunter and wealthy hotelier, Séverin Montagnet-Alarie. But when the all-powerful society, the Order of Babel, seeks him out for help, Séverin is offered a treasure that he never imagined: his true inheritance.
To find the ancient artifact the Order seeks, Séverin will need help from a band of experts: An engineer with a debt to pay. A historian who can't yet go home. A dancer with a sinister past. And a brother in all but blood, who might care too much.
Together, they'll have to use their wits and knowledge to hunt the artifact through the dark and glittering heart of Paris. What they find might change the world, but only if they can stay alive.
2. King of Scars by Leigh Bardugo
This book is: Set in the Grishaverse, but the start of a new duology!
Nikolai Lantsov has always had a gift for the impossible. No one knows what he endured in his country's bloody civil war—and he intends to keep it that way. Now, as enemies gather at his weakened borders, the young king must find a way to refill Ravka's coffers, forge new alliances, and stop a rising threat to the once-great Grisha Army.
Yet with every day a dark magic within him grows stronger, threatening to destroy all he has built. With the help of a young monk and a legendary Grisha Squaller, Nikolai will journey to the places in Ravka where the deepest magic survives to vanquish the terrible legacy inside him. He will risk everything to save his country and himself. But some secrets aren't meant to stay buried—and some wounds aren't meant to heal.
3. The Wicked King by Holly Black
This book is: Sequel to The Cruel Prince!
After the jaw-dropping revelation that Oak is the heir to Faerie, Jude must keep her younger brother safe. To do so, she has bound the wicked king, Cardan, to her, and made herself the power behind the throne. Navigating the constantly shifting political alliances of Faerie would be difficult enough if Cardan were easy to control. But he does everything in his power to humiliate and undermine her even as his fascination with her remains undiminished.
When it becomes all too clear that someone close to Jude means to betray her, threatening her own life and the lives of everyone she loves, Jude must uncover the traitor and fight her own complicated feelings for Cardan to maintain control as a mortal in a Faerie world.
4. Circle of Shadows by Evelyn Skye
Sora can move as silently as a ghost and hurl throwing stars with lethal accuracy. Her gemina, Daemon, can win any physical fight blindfolded and with an arm tied around his back. They are apprentice warriors of the Society of Taigas—marked by the gods to be trained in magic and the fighting arts to protect the kingdom of Kichona.
As their graduation approaches, Sora and Daemon look forward to proving themselves worthy of belonging in the elite group—but in a kingdom free of violence since the Blood Rift Rebellion many years ago, it's been difficult to make their mark.
So when Sora and Daemon encounter a strange camp of mysterious soldiers while on a standard scouting mission, they decide the only thing to do to help their kingdom is to infiltrate the group. Taking this risk will change Sora's life forever—and lead her on a mission of deception that may fool everyone she's ever loved.
5. The Cerulean by Amy Ewing
Sera Lighthaven has always felt as if she didn't quite belong among her people, the Cerulean, who live in the City Above the Sky. She is curious about everything—especially the planet that her City is magically tethered to—and can't stop questioning things. Sera has always longed for the day when the tether will finally break and the Cerulean can move to a new planet.
But when Sera is chosen as the sacrifice to break the tether, she feels betrayed by everything in which she'd been taught to trust. In order to save her City, Sera must end her own life.
But something goes wrong, and Sera survives, ending up on the planet below in a country called Kaolin. Sera has heard tales about the dangerous humans who live here, and she quickly learns that these dangers were not just stories.
Meanwhile, back in the City, all is not what it seems, and the life of every Cerulean may be in danger if Sera is not able to find a way home.
6. Bloodwitch by Susan Dennard
This book is: The next book in the Witchlands series!
Fans of Susan Dennard's New York Times bestselling Witchlands series have fallen in love with the Bloodwitch Aeduan. And now, finally, comes his story.
High in a snowy mountain range, a monastery that holds more than just faith clings to the side of a cliff. Below, thwarted by a lake, a bloodthirsty horde of raiders await the coming of winter and the frozen path to destroy the sanctuary and its secrets.
The Bloodwitch Aeduan has teamed up with the Threadwitch Iseult and the magical girl Owl to stop the destruction. But to do so, he must confront his own father, and his past.
7. Four Dead Queens by Astrid Scholte
Seventeen-year-old Keralie Corrington may seem harmless, but she's, in fact, one of Quadara's most skilled thieves and a liar. Varin, on the other hand, is an honest, upstanding citizen of Quadara's most enlightened region, Eonia. He runs afoul of Keralie when she steals a package from him, putting his life in danger. When Varin attempts to retrieve the package, he and Keralie both find themselves entangled in a conspiracy that leaves all four of Quadara's queens dead.
With no other choices and on the run from Keralie's former employer, the two decide to join forces, endeavoring to discover who has killed the queens and save their own lives in the process. When their reluctant partnership blooms into a tenuous romance, they must overcome their own dark secrets in hopes of a future together that seemed impossible just days before. But first they have to stay alive and untangle the secrets behind the nation's four dead queens.
8. Crown of Feathers by Nicki Pau Preto
I had a sister, once…
In a world ruled by fierce warrior queens, a grand empire was built upon the backs of Phoenix Riders—legendary heroes who soared through the sky on wings of fire—until a war between two sisters ripped it all apart.
I promised her the throne would not come between us.
Sixteen years later, Veronyka is a war orphan who dreams of becoming a Phoenix Rider from the stories of old. After a shocking betrayal from her controlling sister, Veronyka strikes out alone to find the Riders—even if that means disguising herself as a boy to join their ranks.
But it is a fact of life that one must kill or be killed. Rule or be ruled.
Just as Veronyka finally feels like she belongs, her sister turns up and reveals a tangled web of lies between them that will change everything. And meanwhile, the new empire has learned of the Riders' return and intends to destroy them once and for all.
9. Courting Darkness by Robin LaFevers
This book is: Set in the world of His Fair Assassin, but the start of a new series!
Sybella has always been the darkest of Death's daughters, trained at the convent of Saint Mortain to serve as his justice. But she has a new mission now. In a desperate bid to keep her two youngest sisters safe from the family that nearly destroyed them all, she agrees to accompany the duchess to France, where they quickly find themselves surrounded by enemies. Their one ray of hope is Sybella's fellow novitiates, disguised and hidden deep in the French court years ago by the convent—provided Sybella can find them.
Genevieve has been undercover for so many years, she struggles to remember who she is or what she's supposed to be fighting for. Her only solace is a hidden prisoner who appears all but forgotten by his guards. When tragedy strikes, she has no choice but to take matters into her own hands—even if it means ignoring the long awaited orders from the convent.
As Sybella and Gen's paths draw ever closer, the fate of everything they hold sacred rests on a knife's edge. Will they find each other in time, or will their worlds collide, destroying everything they care about?
10. The Priory of the Orange Tree by Samantha Shannon
A world divided.
A queendom without an heir.
An ancient enemy awakens.
The House of Berethnet has ruled Inys for a thousand years. Still unwed, Queen Sabran the Ninth must conceive a daughter to protect her realm from destruction—but assassins are getting closer to her door.
Ead Duryan is an outsider at court. Though she has risen to the position of lady-in-waiting, she is loyal to a hidden society of mages. Ead keeps a watchful eye on Sabran, secretly protecting her with forbidden magic.
Across the dark sea, Tané has trained all her life to be a dragonrider, but is forced to make a choice that could see her life unravel.
Meanwhile, the divided East and West refuse to parley, and forces of chaos are rising from their sleep.
11. We Set the Dark on Fire by Tehlor Kay Mejia
At the Medio School for Girls, distinguished young women are trained for one of two roles in their polarized society. Depending on her specialization, a graduate will one day run a husband's household or raise his children. Both paths promise a life of comfort and luxury, far from the frequent political uprisings of the lower class.
Daniela Vargas is the school's top student, but her pedigree is a lie. She must keep the truth hidden or be sent back to the fringes of society.
And school couldn't prepare her for the difficult choices she must make after graduation, especially when she is asked to spy for a resistance group desperately fighting to bring equality to Medio.
Will Dani cling to the privilege her parents fought to win for her, or will she give up everything she's strived for in pursuit of a free Medio—and a chance at a forbidden love?
12. The Blood Spell by C.J. Redwine
This book is: A standalone novel set in the Ravenspire universe!
Blue de la Cour has her life planned: hide the magic in her blood and continue trying to turn metal into gold so she can help her city's homeless. But when her father is murdered and a cruel but powerful woman claims custody of Blue and her property, one wrong move could expose her—and doom her once and for all. The only one who can help? The boy she's loathed since childhood: Prince Kellan.
Kellan Renard, crown prince of Balavata, is walking a thin line between political success and devastating violence. Newly returned from boarding school, he must find a bride among the kingdom's head families and announce his betrothal—but escalating violence among the families makes the search nearly impossible. He's surprised to discover that the one person who makes him feel like he can breathe is Blue, the girl who once ruined all his best adventures.
When mysterious forces lead to disappearances throughout Balavata, Blue and Kellan must work together to find the truth. What they discover will lead them to the darkest reaches of the kingdom, and to the most painful moments of their pasts.
When romance is forbidden and evil is rising, can Blue save those she loves, even if it costs her everything?
13. Lady Smoke by Laura Sebastian
This book is: Sequel to Ash Princess!
The Kaiser murdered Theodosia's mother, the Fire Queen, when Theo was only six. He took Theo's country and kept her prisoner, crowning her Ash Princess–a pet to toy with and humiliate for ten long years. That era has ended. The Kaiser thought his prisoner weak and defenseless. He didn't realize that a sharp mind is the deadliest weapon.
Theo no longer wears a crown of ashes. She has taken back her rightful title, and a hostage–Prinz Soren. But her people remain enslaved under the Kaiser's rule, and now she is thousands of miles away from them and her throne.
To get them back, she will need an army. Only, securing an army means she must trust her aunt, the dreaded pirate Dragonsbane. And according to Dragonsbane, an army can only be produced if Theo takes a husband. Something an Astrean Queen has never done.
Theo knows that freedom comes at a price, but she is determined to find a way to save her country without losing herself.
14. Sherwood by Meagan Spooner
Robin of Locksley is dead.
Maid Marian doesn't know how she'll go on, but the people of Locksley town, persecuted by the Sheriff of Nottingham, need a protector. And the dreadful Guy of Gisborne, the Sheriff's right hand, wishes to step into Robin's shoes as Lord of Locksley and Marian's fiancé.
Who is there to stop them?
Marian never meant to tread in Robin's footsteps—never intended to stand as a beacon of hope to those awaiting his triumphant return. But with a sweep of his green cloak and the flash of her sword, Marian makes the choice to become her own hero: Robin Hood.
15. Bloodleaf by Crystal Smith
Princess Aurelia is a prisoner to her crown and the heir that nobody wants. Surrounded by spirits and banned from using her blood-magic, Aurelia flees her country after a devastating assassination attempt. To escape her fate, Aurelia disguises herself as a commoner in a new land and discovers a happiness her crown has never allowed. As she forges new bonds and perfects her magic, she begins to fall for a man who is forbidden to rule beside her.
But the ghosts that haunt Aurelia refuse to abandon her, and she finds herself succumbing to their call as they expose a nefarious plot that only she can defeat. Will she be forced to choose between the weight of the crown and the freedom of her new life?
16. The Queen's Resistance by Rebecca Ross
This book is: Sequel to The Queen's Rising!
Brienna is a mistress of knowledge and is beginning to settle into her role as the daughter of the once disgraced lord, Davin MacQuinn. Though she'd just survived a revolution that will return a queen to the throne, she faces yet another challenge: acceptance by the MacQuinns.
But as Queen Isolde Kavanagh's closest confidant, she'll have to balance serving her father's House as well as her country.
Then there's Aodhan Morgan, formerly known as Cartier Évariste, who is adjusting to the stark contrast between his pre-rebellion life in Valenia and his current one as lord of a fallen House. As he attempts to restore the Morgane name, he let his mind wander—what if he doesn't have to raise his House alone? What if Brienna could stand by his side?
But Brienna and Cartier must put their feelings aside, as there are more vital tasks at hand—the Lannons' trial, forging alliances, and ensuring that no one halts the queen's coronation. Resistance is rumbling among the old regime's supporters, who are desperate to find a weakness in the rebels' forces.
And what makes one more vulnerable than love?
17. King of Fools by Amanda Foody
This book is: Sequel to Ace of Shades!
On the quest to find her missing mother, prim and proper Enne Salta became reluctant allies with Levi Glaisyer, the city's most famous con man. Saving his life in the Shadow Game forced Enne to assume the identity of Seance, a mysterious underworld figure. Now, with the Chancellor of the Republic dead and bounties on both their heads, she and Levi must play a dangerous game of crime and politics…with the very fate of New Reynes at stake.
Thirsting for his freedom and the chance to build an empire, Levi enters an unlikely partnership with Vianca Augustine's estranged son. Meanwhile, Enne remains trapped by the mafia donna's binding oath, playing the roles of both darling lady and cunning street lord, unsure which side of herself reflects the truth.
As Enne and Levi walk a path of unimaginable wealth and opportunity, new relationships and deadly secrets could quickly lead them into ruin. And when unforeseen players enter the game, they must each make an impossible choice: To sacrifice everything they've earned in order to survive…
Or die as legends.
18. Descendant of the Crane by Joan He
Tyrants cut out hearts. Rulers sacrifice their own
Princess Hesina of Yan has always been eager to shirk the responsibilities of the crown, but when her beloved father is murdered, she's thrust into power, suddenly the queen of an unstable kingdom. Determined to find her father's killer, Hesina does something desperate: she engages the aid of a soothsayer—a treasonous act, punishable by death… because in Yan, magic was outlawed centuries ago.
Using the information illicitly provided by the sooth, and uncertain if she can trust even her family, Hesina turns to Akira—a brilliant and alluring investigator who's also a convicted criminal with secrets of his own. With the future of her kingdom at stake, can Hesina find justice for her father? Or will the cost be too high?
19. Wicked Saints by Emily A. Duncan
A girl who can speak to gods must save her people without destroying herself.
A prince in danger must decide who to trust.
A boy with a monstrous secret waits in the wings.
Together, they must assassinate the king and stop the war.
In a centuries-long war where beauty and brutality meet, their three paths entwine in a shadowy world of spilled blood and mysterious saints, where a forbidden romance threatens to tip the scales between dark and light. Wicked Saints is the thrilling start to Emily A. Duncan's devastatingly Gothic Something Dark and Holy trilogy…
20. The Tiger at Midnight by Swati Teerdhala
Esha lost everything in the royal coup—and as the legendary rebel known as the Viper, she's made the guilty pay. Now she's been tasked with her most important mission to date: taking down the ruthless General Hotha.
Kunal has been a soldier since childhood. His uncle, the general, has ensured that Kunal never strays from the path—even as a part of Kunal longs to join the outside world, which has only been growing more volatile.
When Esha and Kunal's paths cross one fated night, an impossible chain of events unfolds. Both the Viper and the soldier think they're calling the shots, but they're not the only players moving the pieces.
As the bonds that hold their land in order break down and the sins of the past meet the promise of a new future, both the soldier and the rebel must decide where their loyalties lie: with the lives they've killed to hold on to or with the love that's made them dream of something more.
21. Finale by Stephanie Garber
This book is: The final book in the Caraval trilogy!
Welcome, welcome to Caraval… all games must come to an end.
It's been two months since the last Caraval concluded, two months since the Fates have been freed from an enchanted deck of cards, two months since Tella has seen Legend, and two months since Legend claimed the empire's throne as his own. Now, Legend is preparing for his official coronation and Tella is determined to stop it. She believes her own mother, who still remains in an enchanted sleep, is the rightful heir to the throne.
Meanwhile, Scarlett has started a game of her own. She's challenged Julian and her former fiancé, Count Nicolas d'Arcy, to a competition where the winner will receive her hand in marriage. Finaly, Scarlett feels as if she is in complete control over her life and future. She is unaware that her mother's past has put her in the greatest danger of all.
Caraval is over, but perhaps the greatest game of all has begun―with lives, empires, and hearts all at stake. There are no spectators this time: only those who will win… and those who will lose everything…
22. We Hunt the Flame by Hafsah Faizal
Zafira is the Hunter, disguising herself as a man when she braves the cursed forest of the Arz to feed her people. Nasir is the Prince of Death, assassinating those foolish enough to defy his autocratic father, the king. If Zafira was exposed as a girl, all of her achievements would be rejected; if Nasir displayed his compassion, his father would punish him in the most brutal of ways.
Both are legends in the kingdom of Arawiya—but neither wants to be.
War is brewing, and the Arz sweeps closer with each passing day, engulfing the land in shadow. When Zafira embarks on a quest to uncover a lost artifact that can restore magic to her suffering world and stop the Arz, Nasir is sent by the king on a similar mission: retrieve the artifact and kill the Hunter. But an ancient evil stirs as their journey unfolds—and the prize they seek may pose a threat greater than either can imagine.
23. Sorcery of Thorns by Margaret Rogerson
All sorcerers are evil. Elisabeth has known that as long as she has known anything. Raised as a foundling in one of Austermeer's Great Libraries, Elisabeth has grown up among the tools of sorcery—magical grimoires that whisper on shelves and rattle beneath iron chains. If provoked, they transform into grotesque monsters of ink and leather. She hopes to become a warden, charged with protecting the kingdom from their power.
Then an act of sabotage releases the library's most dangerous grimoire. Elisabeth's desperate intervention implicates her in the crime, and she is torn from her home to face justice in the capital. With no one to turn to but her sworn enemy, the sorcerer Nathaniel Thorn, and his mysterious demonic servant, she finds herself entangled in a centuries-old conspiracy. Not only could the Great Libraries go up in flames, but the world along with them.
As her alliance with Nathaniel grows stronger, Elisabeth starts to question everything she's been taught—about sorcerers, about the libraries she loves, even about herself. For Elisabeth has a power she has never guessed, and a future she could never have imagined.
24. Kingsbane by Claire Legrand
This book is: Sequel to Furyborn!
Rielle Dardenne has been anointed Sun Queen, but her trials are far from over. The Gate keeping the angels at bay is falling. To repair it, Rielle must collect the seven hidden castings of the saints. Meanwhile, to help her prince and love Audric protect Celdaria, Rielle must spy on the angel Corien — but his promises of freedom and power may prove too tempting to resist.
Centuries later, Eliana Ferracora grapples with her new reality: She is the Sun Queen, humanity's long-awaited savior. But fear of corruption — fear of becoming another Rielle — keeps Eliana's power dangerous and unpredictable. Hunted by all, racing against time to save her dying friend Navi, Eliana must decide how to wear a crown she never wanted — by embracing her mother's power, or rejecting it forever.
Separated by a thousand years, connected by secrets and lies, Rielle and Eliana's fight continues amid deadly plots and unthinkable betrayals that will test their strength—and their hearts.
25. Shadow & Flame by Mindee Arnett
This book is: Sequel to Onyx & Ivory!
They call her the Wilder Queen. It's a title given to Kate Brighton for her role in the war between the wilder rebellion and the Rimish empire. It's a title that was hard earned: Kate may have saved her people, but many were lost in the conflict, immortalized in the tattoos of fire that grace her arms. And it's a title that Kate never wanted. The rebellion may have made a home for themselves in a country that wants to cast them out, but the peace will never be safe while Edwin, the illegitimate king of Rime, sits upon its throne. And for that, the Wilder Queen must keep hers.
Now war is brewing once again. Kate and her allies receive word of a threat to their ambassador in the Rimish capital; meanwhile, across the channel in Seva, an army is being assembled to conquer Rime—and a prisoner slave named Clash may hold the key to ending the conflict once and for all. As enemies close in on Kate and Clash from all sides, they must choose where their loyalties lie—with their people, with their loved ones, or with themselves.
26. The Beholder by Anna Bright
Selah has waited her whole life for a happily ever after. As the only daughter of the leader of Potomac, she knows her duty is to find the perfect match.
But after an excruciatingly public rejection, Selah's stepmother suggests an unthinkable solution: Selah must set sail across the Atlantic to visit a series of potential suitors—and if she doesn't come home engaged, she shouldn't come home at all.
From the gardens of England to the fjords of Norge, Selah's quest will be the journey of a lifetime. But her stepmother's schemes aren't the only secrets hiding belowdecks…and the stakes of her voyage may be higher than any happy ending.


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Technical & Manufacturing Operations – Seattle, Washington
Zymeworks is a clinical-stage biopharmaceutical company dedicated to the discovery, development and commercialization of next-generation multifunctional biotherapeutics, initially focused on the treatment of cancer. Zymeworks' suite of complementary therapeutic platforms and its fully-integrated drug development engine provide the flexibility and compatibility to precisely engineer and develop highly-differentiated product candidates.
About the Position
The Associate Director, Analytical Development is accountable for all phases of analytical method development and product characterization as well as supporting the GMP manufacture of novel therapeutic antibodies and antibody drug conjugates. This position is responsible for leading the analytical activities and supporting manufacturing collaboration with contract manufacturing organizations and quality control groups. This will include visits to development and manufacturing sites as necessitated by the ongoing activities. Cross-functional collaboration with other departments, including project management, clinical, quality assurance and regulatory will be routinely required.
Key Responsibilities
Skills and Abilities
Why Work for Us?
Zymeworks' employees are passionate, engaged and extremely motivated to succeed. We are excited by the cutting-edge science and technology, the endless possibilities this union holds and the sheer opportunity to be a part of something big. To learn more about Zymeworks Inc. and our current openings, please visit our website at www.zymeworks.com.
We offer challenging career opportunities, competitive benefits and an environment that recognizes and rewards performance.
How to Apply
If you are interested in this challenging opportunity, please apply online at https://zymeworks.bamboohr.com/jobs/view.php?id=255. Due to the high volume of applicants, only those selected for interviews will be contacted.
NOTE TO EMPLOYMENT AGENCIES: Zymeworks values our relationships with our Recruitment Partners. We will only accept resumes from those partners whom have been contracted by a member of our Human Resources team to collaborate with us. Zymeworks is not responsible for any fees related to resumes that are unsolicited or are received without contract.
Zymeworks Biopharmaceuticals, Inc.
Reference Job Code: 255
Zymeworks Biopharmaceuticals, Inc. is an Equal Opportunity Employer
Submitted: 01/04/2020
UtahLifeScience.com, owned and published by Info.Resource, Inc.,
is a resource for the life science industry in the state of Utah.


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(PITTSBURGH, Pa.) - The Carnegie Mellon University men's basketball team entertained the University of Chicago on Sunday afternoon and overcame a slow start to down the Maroons 71-69. The University Athletic Association (UAA) win moves the Tartans record to 9-11 overall and 4-5 in the UAA. The Maroons, who were tied for the top spot in the UAA heading into play Sunday afternoon, are now 13-7 and 6-3.
Carnegie Mellon shot 42.4% from the floor while Chicago shot 45.2%. The Tartans held a 37-34 edge on the glass marking the 12th time this season the Cardinal and Gray have outrebounded their opponent.
Junior Colin McNeil (Ringoes, N.J./Hunterdon Central Regional) dished out five assists in the win and the junior now has 250 for his career tying him for 10th all-time in program history.
Junior Zach Howarth (Freehold, N.J./St. John Vianney) les the Tartans with 20 points after shooting 8-of-16 from the floor. It marked his third straight 20-point game and sixth of the season. Senior Seth Henry (Fulton, Md./Reservoir) and sophomore Zach Watson (Dublin, Ohio/Jerome) both scored in double figures. Henry scored 15 points and was 7-of-9 from the foul line while Watson chipped in with 10 and was perfect from the charity stripe making all six attempts. Junior Trent Suddeth (Winter Park, Fla./Trinity Prep) hauled down a team-best nine rebounds.
Cole Schmitzled a trio of Maroons in double figure scoring with 20 points. Jordan Baum scored 16 points and Dominic Laravie ended with 10 points and grabbed a game-high 10 rebounds for the double-double.
The Tartans started slow out of the start missing their first eight field goal attempts and trailed 12-3 four minutes into play. With the score 17-8 at the 13-minute mark, Carnegie Mellon used a 14-2 run over a six-minute span to grab a 22-19 advantage. During the spurt, six different Tartans accounted for the scoring. With 3:36 remaining in the half, a layup by Henry gave the Tartans a 29-27 lead, but the Maroons scored the last six points of the first half and led 33-29 at the break.
Chicago pushed its lead to eight points, 41-33, four minutes into the second half, but the Tartans chipped away at the lead and a triple by Howarth with 9:46 to play in the contest gave the Tartans a 51-50 lead.
From there, the lead changed four more times along with three ties before the home team took the lead for good with 5:04 to play. A layup by Howarth followed by a steal by McNeil and a fast break layup by sophomore Daniel Weiss (Marlboro, N.J.) gave the Tartans a 63-60 edge. The Tartans then sealed the win converting 4-of-5 from the foul line in the closing 1:08 of play, starting with a traditional three-point play by Howarth that made the score 68-64.
Carnegie Mellon will head to Waltham, Massachusetts on Friday, February 8 for an 8:00 p.m. tip at Brandeis University.


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Become Your Own Super Hero
Written By Nick Curtin
Too often we are waiting to be rescued. Whether that's being rescued from a negative person, a situation, a job, or a way of life. This presetting can stem from a sense of entitlement, a fear of change, an apathetic mindset, or any other misconstrued reasons built into our brains. This mindset creates a world of consistency where the occupants never rock the boat, no matter how far off course. Where the singular benefit is being able to anticipate all the negative and positive things as they drift along in a world of consistency. Nevertheless, that is a dangerous world because you are not satisfying your inner desires. This "waiting for help" will not only take a toll your physical health, but your mental health as well.
We all have a responsibility to manifest our personal greatness. You have to be your own super hero. The only person that is responsible for your health, happiness, and success is you. I am not equating a successful life to being rich. For some people that may be the case, but I prefer to think of it as a level of satisfaction acquired through purposeful living. What is required for purposeful living as your own super hero? It implores you to maintain an open mind, embrace the unknown – being lost is not as scary as it seems, cutting away the negative cancer in your life, implementing short and long-range goals, a positive attitude, and either searching or living out your passions.
Every super hero holds one commonality; they have a super powers. Human beings are incredible creatures of nature, but are there super powers within each and every one of us? I am telling you right now it is not about your level of intelligence or the talent you possess, all humans have the capability of utilizing the super power of perseverance. It is a mindset that you are going to go for what is yours in this world. To become your own super hero you have to make a declaration of what you stand for, you know what you want and you are going to go all out to have it, take leaps of faith, and to make the daily commitment to develop yourself in an image you deem necessary.
Being your own super hero is not going to be easy. You will be going against the tide and life may try and push back with adversity – there will be challenges, critics, and even low periods in your life. These are the most important moments of your life; do not run from them, embrace them. This is where the personal growth takes place and the hard work begins. Anybody can be a super hero when they feel good, when they have their health, happy relationships, anybody can be a super hero in a positive state. The real challenge of growth mentally, emotionally, and physically is when we rise up to adversity. As a moment can be defined as either an exact point in time or signifying importance, then I say declare these chapters in your life as your momentous moment. Wherein you beat back the challenges with your superpowers of perseverance and determination, as both are omnipotent in the face of adversity.
More importantly, when you begin to commit to positive daily action as your own super hero, you become a beacon for others and allow for the transference of empowerment. Helping others by helping yourself. A funny notion…yes, but look at the classic character traits of a leader – vision, commitment, and integrity. The authentic personality generated by self-confidence of being your own super hero displays integrity, the decisive and goal-oriented thought pattern exemplifies vision, and the super power of perseverance embodies commitment. People are naturally drawn to individuals that exhibit these qualities and are willing to support you and your goals along the way.
Now swell with this knowledge gained, emit energy and passion in all directions, be like the Sun gazing from the center of the universe, reach out to the stars, where our true self exists, your cosmic purpose discovered and destiny remolded in your hands. So harness your will, in spite of all opposing forces, know that you are in control and nothing will let get you down.


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Christmas is always just around the corner so... Let it Snow, Let it Snow, Let it Snow!
The Love & Light Project is very excited to showcase SNOWFLAKE as this year's christmas seasonal fold. We believe this is the perfect combination of elegance and sophistication that awakens the senses, in time for the coming festivities.
SNOWFLAKE is made from the same high quality material used for our hand pleated lighting, in a choice of sizes.
The SNOWFLAKE design evokes that welcomed cold of the new season, the pure white snow and happy families coming together to decorate the home for Christmas.
We do our best to bring you something new each year to help generate funds for those who do not have a voice.
So... we look forward to your support, as proceeds from the profits will be donated to The Love & Light Project.
I would like to say a very big Thank you and I wish you all a very merry christmas
Isa Dawn Whyte Jensen
Founder of The Love & Light Project
Click here to read more about the Love & Light Project.
|Model 81340, X-small, dia. 29 cm, RRP in Denmark, EURO 120,00
|Model 81341, Small, dia. 37 cm, RRP in Denmark, EURO 134,00
|Model 81342, Medium, dia. 43 cm, RRP in Denmark, EURO 148,00
Incl. elec. hang-up with white plastic cord and G9 socket. 3W LED. Energy Label A+ (A++ - A).
XL size only available as special order – contact LE KLINT Customer Service at email@example.com


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Super soft peanut butter cookies with a milk chocolate center – best served warm with a big glass of milk!
- 1/2 cup butter, room temperature
- 1/2 cup granulated sugar
- 1/2 cup brown sugar
- 1/2 cup creamy peanut butter
- 1 egg, room temperature
- 1 1/4 cups all-purpose flour
- 3/4 teaspoon baking soda
- 1/2 teaspoon baking powder
- 1/4 teaspoon salt
- Approximately 40 chocolate stars
- Preheat oven to 375°F. Using an electric stand or hand mixer, cream together butter, granulated sugar, and brown sugar. Add peanut butter and egg, beating until combined. Slowly mix in flour, baking soda, baking powder, and salt.
- Recommended, but not required: chill for at least 30 minutes. Form approximately 40, 1-inch balls of dough, spacing out evenly on a cookie baking sheet. Press 1 chocolate star gently into the center of each dough ball (pushing about halfway down).
- Bake cookies for 9-11 minutes, until just turning golden brown along edges. Let cool on baking sheet for 1-2 minutes until able to transfer to a cooling rack. Store in an airtight container.
To freeze baked cookies, place in a single layer in a large freezer safe bag (highly recommend Stasher bags); thaw before serving and heat in microwave if desired.
- Category: Dessert
- Method: Baking
- Cuisine: American
Keywords: christmas, cookie, kid friendly, holiday, easy


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Lombok Fishing Packages
Lombok Fishing Package 4D/3N ( a combination of fishing and other daily tours )
Day 01: Arrival at Senggigi – Transferred to Hotel.
Pick up and meeting services at Lombok Internartional Airport, Directly transfer to your hotel at Puri Senggigi Hotel Or at Sunset House Senggigi and overnight.
Day 02: Fishing Tours with outrigger boat
Early morning wake up to start your fishing trip, Fishing around Lombok Strait and try to catch big fishes at Deep Sea of Lombok, Catch and release or you can bring home for Dinner. Overnight at Puri Senggigi Hotel or At Sunset House Senggigi hotel.
Yummy! make grill your fishe at your hotel at Sunset House by the beach front restaurant and do Party.
Day 03: Lombok Fishing or To Visit Waterfalls.
On day 3 to do Lombok Fishing tour or to do Lombok waterfalls tour. You can choose either one. After breakfast in the morning at around 09:00 am, we pick you up at your hotel for waterfall tours which takes you for 6 or 7 hours trip. As a part of waterfall tours on the way, we could visit some places like Pusuk Pass ( monkey forest ) and rice paddies view through north of Lombok and other interesting views en route like Lombok traditional house and Bayan Old Mosque ( _+ 300 years )
Day 04: Free and Easy and Transfer to Airport.
Free and Easy after breakfast. Proceed to Lombok International Airport for your flight back to Bali or to your next destination.
|Lombok Fishing Package Of 5D/4N
|Minumum Participant
|2 persons
|Rate per person
|Rate in USD$
|1 Person
For Further Information and reservation, please contact us


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Red Hot Chilli Pipers–15th Anniversary Tour, Hamburg 2018 By Rainer Kerber Location: Markthalle, Hamburg Date: April 21st, 2018 Rock, Metal, Pop played with bagpipes. Is that possible? Of course. The Red Hot Chilli Pipers from the Scottish metropolis Glasgow prove this impressively. Since their founding in 2002, musicians have toured around the world. Awards
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The new age of manufacturing unifies employees, customers, products and intellectual properties with revolutionary technologies in what is known as the Fourth Industrial Revolution or Industry 4.0.
Intelligent Manufacturing
Progressive technologies such as the Internet of Things (IoT), the Factory of the Future, Machine Learning & Artificial Intelligence are all making headlines and rapidly transforming the global manufacturing landscape. The ultimate goal and a way to stay ahead of the competition is to automate the processes of monitoring and control in order to boost productivity and efficiency on the factory floor.
However, Intelligent Manufacturing doesn't stop there, it allows key decision-makers to understand the interrelationships between high-level goals and objectives and on what actions need to take place to achieve them. And not only improvements for the supply chain and factory floor – but also an improved customer experience.
Most organizations in the manufacturing industry have not yet gone through the technology transformation required to succeed in the future. Manufacturers of all sizes can achieve future growth by embracing the digital age.
Driving Industry 4.0
Industrial Internet of Things (IIoT)
IIoT brings together machine-to-machine communication, advanced data analytics, and people through a network of devices that results in systems that can monitor, collect, exchange, and deliver valuable information for smarter business decision making. Sensors embedded in automation controls, equipment, mobile tablets or even smart shelves are drivers to manufacturing processes for transformational business outcomes.
Big Data Capabilities
Big data tools like Power BI enable processing of vast streams of data received from connected devices to allow operational visibility, analysis and diagnostics over assets, processes and the entire supply chain. This allows manufacturers to predict events like equipment maintenance, demand planning or capacity fluctuation while analyzing trends and patterns that allow for planning and decision making.
Cloud Managed Services
Cloud Managed Services is a service made available to users on demand through the internet from a cloud computing provider's servers rather than being provided from an organization's own on premise server or data center. It enables ubiquitous, convenient, on-demand network access to a shared pool of configurable computing resources (e.g., networks, servers, storage, applications, and services) that can be rapidly provisioned and released with minimal management effort or service provider interaction.
Intelligent Machines and Advanced Robotics
Intelligent machines and equipment can achieve a high level of autonomy while communicating with other manufacturing and IT systems. Technology today enables them to learn on their own and produce successful results, recognizing product configurations and diagnostic information, allowing them to make decisions and solve problems without employee intervention. Robots have enhanced sensors, agility and intelligence to perform tasks without being pre-programmed as they can learn from experience. Embedded sensors notify them of their environment and ensure meeting safety standards for employees around them.
Our next blogs on Manufacturing Operational Excellence will focus on the manufacturing metrics that matter the most. We will break down the main metrics that contribute to operational excellence and how to calculate them. Until then, feel free to read through the trends that will be defining Intelligent Manufacturing in 2019.


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Challenges you will experience with wearing a newly fabricated denture: Dentures are a replacement for not having teeth versus a replacement of teeth; subtle difference in terminology that represents a substantial difference in practicality! Incising or biting into food using the front teeth of a denture (eating corn off the cob, biting into a sandwich, biting... Continue Reading →
🔑 Key Questions from New Denture Patients
🔑 Where do I start if I think I need dentures? The best starting point for determining whether or not you need dentures is to schedule a complimentary consultation with one of our wonderful doctors in Indianapolis, Lebanon, or Kokomo. If dentures are not a good option for you, we work with many talented general... Continue Reading →
5 Myths about Toothaches
5 Myths about Toothaches Ryan McCall, DDS Pain is not something to be ignored. With access to the internet and it's wealth of knowledge, it is important that we can separate fact from fiction at McCall Dentures on the key issue of toothaches. Knowing the myths behind toothaches can help you make a logical, informed decision... Continue Reading →
Partial Dentures: What are my options?
Did you know we make our own partial dentures in our Indianapolis Dental Laboratory? Partial Dentures are a wonderful way to replace one or a few missing teeth, especially for those who can't afford more costly dental implants! At McCall Dentures you have three good options: 1. Cast Metal Partial Dentures Most conventional partial dentures... Continue Reading →
5 Qualities of a Good Dentures Dentist
Most dentists dislike doing dentures We love them Here is a list of the top 5 qualities that help us make your denture experience perfect. 1. We're Good at Storytelling Telling a story helps us relate to our patients and establishes a common connection early on during the denture process. This builds trust, and breaks... Continue Reading →
Breaking free: How to help conquer an addiction
Five years ago we moved from Fort Collins, CO to Indianapolis. I love the Hoosier people and our family missed the Midwestern hospitality, so we packed up everything up and moved East. That move has truly been a blessing for our family and the McCall Dentures family, but it came with a striking surprise. Addiction... Continue Reading →


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Our Listings
1425 Canal Road in Ramara: Freehold for sale
1425 Canal Road Ramara K0M2B0 :
Three Bedroom Bungalow On A Good Size, Treed Lot Close To A Nice Waterfront Park On The Trent Canal. Home Boasts Fair Size Principal Rooms, Laundry Room, Attached Garage, Steel Roof, And Hardwood Flooring And A Wood Stove In The Living Room. In Need Of Some Tlc. Great First Time Buyers Or Retirement Home. Easy Commute To Orillia And Lindsay. Incl. Fridge, Stove, Dishwasher, Washer, Dryer, Hot Water Tank, Water Pump
Data was last updated January 21, 2020 at 11:55 PM (UTC)


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A new rookie boy band by the name of The Rose officially made their debut with the full MV of their single, "Sorry"!
The Rose will be bringing new sounds to the stage with their live band. "Sorry" is based on British pop sounds and speaks of the regrets of a separated relationship. The song is composed and produced by all 4 members of The Rose, with Woosung and Dojoon showcasing their charming vocals while Jaehyung and Hajoon play the bass and drums, respectively. Member Woosung is also known for his unique voice, first introduced to the public through 'K-Pop Star 1'.
Check out The Rose's debut MV above!
Check out The Rose's debut MV above!


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See which products we rate
- Tools
Personal Plans
Personal Plans
- Money Guides
- Money Goals
- Money Tribes
- Articles
- Ask an Expert
as of 16/07/2019 at 8:10 am
Nutmeg is the most established of the 'robo advisers' and it offers a great option for people who want to invest without the hassle. It's lost some of its start-up spark with some new boring corporate imagery :0) but the service is good and the communication of complex notions is tackled well: it's simpler than many, pretty slick and the communications are good. We did find that the back-end of the website doesn't quite live up to the simplicity of the front end.
We score each provider on about 20 different criteria including cost, service, website, functionality, customer feedback and our experience of the service. All overseen by our PhD gonk!
Beginner Investor
Confident Investor
Really easy to use
Pre-packaged investments
The most established 'robo'
Don't want to take our word for it? We ask existing customers and investors to rate their experience with the company – based on value for money, overall service and the website. We need at least 20 customer reviews before we add anyone to our Best Buys list.
Based on 99 reviews
Showing 1 - 9 of 99By Date (Recent - oldest) By Rating (Highest - lowest)
Easy to use and functional. Not enough detail on monthly/yearly performance. Figures show overall performance.
Signed up through a website link a couple of months ago for free management fees for 12 months and transferred both my £145,000 SIPP and £33,000 Cash ISAs. Very poor online communication and documentation i.e. initial adviser on their chatline used technical jargon which didn't mean a thing to me and their system wouldn't accept my pension application and had other problems. Nearly gave up, but eventually was told these problems often due to using an old iPad and was sent a paper form. I haven't received any (agreed) official hard copies of documents either! Won't use for drawdown!
They asked me to invest as one of their customers in their crowdsourcing and I lost all trust in Nutmeg. I spent time signing up, expressing interest and reading up on nutmeg. Logged in on the first day and saw there was ages before the investment closed. So I went away as I had to release some funds to invest, and by the time I was ready they had pulled the investment, days if not weeks early. Basically if you're capital rich and investment experts you got to invest, but if you are novices like me (who Nutmeg are supposed to be there for) you lost out. Their communication has been terrible.
Good basic platform.
Introductory offer. Don't drop in investment
It's very easy and user friendly. I don't think I can set up a standing order to pay money monthly into the accounts.
each stock you hold could show whether it is in deficit or profit
The free cashback! Return on investments
Transparent pricing. User friendly app. Easy to set up new pots and adjust risk comfort level.
Like that its easy to use. Would add more products
Like the simplicity & hands off approach. Would improve performance!!
Like the simplicity, ease of use and understanding. Would improve costs as they are high compared with Vanguard
Good customer service and good returns. Would like more rewards for staying with them over long periods.
No comment
Like that professionals are creating your portfolio. App could be improved as it is useless
I opened a Nutmeg ISA on the recommendation of a money saving website, and a supposed 9 month % fees offer which did not materialise. I found the communications from Nutmeg were patronising, and after losing money I withdrew my money to another provider, who is a lot better. I would not recommend Nutmeg from my experience.
No comment.
Helpful explanation from the start, online and by phone. Easy to use and understand with regular, clear updates. Good performance too, over the 15 months I have had mine.
Quite good, but mobile app could have improved functionality.
no comment
Trying company out at regular investment project.
Like their website.
It's pretty simple to use. I like the grips and modelling tools. It's accessible and not as confusing as many investment sites. I like that I can change things easily. I like their monthly updates in simple language. I feel like they are at least attempting to be transparent and offer something different.
Easy to use, nicely set out app and website. Decent returns so far.
I liked the initial introduction and e-mails. Not much information once invested.
Fair return on my investment. Too early to offer thoughts on improvement.
Simple, clear website.
I'm relatively new to their services but pleased with everything so far.
Very easy, both to set up an account and keep an eye on how things are going. Not the cheapest, but the customer service is good.
Make charges upfront.
Easy to use website is good. I'd like to see some graphs on the percentage performance.
Easy set up, simple to understand and minimal effort required by me.
Provides data on movements in easy to understand graphs.
I like how easy it is to set up and how responsive they are. Unfortunately they do not offer specific investment products for US citizens so I will have to move my ISA out.
Easy to use for people with little knowledge of stocks and shares.
Fees are too high as balances grow. Will eventually move my accounts away from Nutmeg.
Ease of access, helpful breakdown of investments and performance chart. Also liked that my portfolio is based on my attitude to risk.
Website and app very easy to use. It encourages me to invest more.
Simplicity of service. Relatively low fees. Early returns seem to be good relative to peers.
Very nice service if you want a simple savings strategy. Love the monthly webcast updates on investment strategy.
I like how it invests all your money in fractions of shares so it doesn't keep much as cash buffer.
Takes care of investing for me, robo adviser, a range of portfolios, good website tools. Fees opaque, although I don't get a good feel for performance over time compared to other funds etc, lack of benchmarking.
Communication. Don't like not being able to see which ETFs in my account are winners or losers.
Very clear and easy to understand website. Invest and forget type of investment but with regular monthy video updates. Range of products on offer could be better, but are OK for me.
Good clean and modern website with support for two-factor authentication. The returns this year are good. It would be nice if they had a mobile app.
Easy to use platform, and ideal for the first time investor unsure of where to place their money. Nice app, nice website.
Only a single level of security. Returns very good.
I think the Nutmeg website platform is the best I've used. Very user-friendly. Interactions with staff have always been friendly, quick and effective. They seem to ensure you deal with the same person for a particular issue and the continuity makes things more effective. My only criticism is that with Vanguard offering the same investment model more cheaply, they might lose business.
Easy to use, decent website and app, good introduction offers. Excellent investment performance so far.
Everything works well and very easy to navigate.
Simple to use.
Ease of use.
Nice and easy to use. Good updates. Could be made easier to have a few different pockets of money in different risk profiles.
Simple and easy to use, strong investment management.
No comment
Would love to see a JISA offered.
Good products.
They have a great value proposition. Don't really have to think much about it. The funds perform well, but nowhere near the returns I am getting with Hargreaves Lansdown.
Simple and easy - and uses classic tracker methodology.
Had a lot of issues setting up this account and transferring in my ISA from another provider. More investment news would be good
The online user experience is excellent, the platform is slick and fun to use, and the customer service is decent. I was frustrated with fairly low returns though and somewhat expensive fees in relation to the returns I was getting (for the passive investment option).
Just simple and all the fees upfront.
Ideal for those not confident in investing in funds themselves. Takes away work of doing so. Spreads risk. I sometimes find the performance details rather opaque compared to fund factsheets on Fidelity as an example. Sometimes gains aren't as large as I might expect and hard to get a handle on why.
Being new to investing, I like the simplicity and information available not only on the website, but their blog "Nutmegonomics" is also very interesting. It also gives the whole company a very personal feel and whenever I've had questions the online chat facility is very good.
App is amazing.
DFM service and digital footprint.
I quite like using this. It's pretty simple. Some stuff is a bit hidden – cannot find any help I need for my tax return. But in general works well.
Decent service
Good advertising, easy to use website and app.
Reputable, historically good performance.
The simple layout is good.
Simple to use. Great customer service.
I like that it's simple. The fees are too high.
Good customer service.
Nothing really.
Simple, clear way to invest. Good detail on funds and investing. Website is a bit plain, could be improved.
Good all round service. Good website but mobile app could be better.
Was recommended as one of the best LISAs to get so have only just opened the account.
it's easy to use.
I like the simplicity. Clear website and offer. I think the SIPP drawdown product could be improved.
Value for money with low charges for trading. Great if you want to be a passive investor.
Its easy to understand and managed for me. Possibly providing other products would improve the service.
I like the modern interface and the new customer offers.
I like the ease of use but needs more products.
Simple, intuitive and very responsive. I love the five min investment updates every month. Just gives the impression of being friendly and accessible. Returns have also been quite acceptable.
Lovely website and easy to get information on holdings valuations etc. Very modern and clean interface. Better performance information on individual holdings of a portfolio would be good to see.
Good customer service, easy to understand and easy to use/make changes.
Clear and precise investment strategy. I like it.
Service fees are small. The website is generally good and the customer service is helpful. The returns on the investment are low. Around 0.5%
I like everything about this service!
Most things are clear, they are certainly keen to make sure the customer knows what he or she is saying but not so open about invididual investments in a portfolio. I feel this company is less open than they claim to be. I also believe that their business model is not much different to that of others. Smoke and mirrors!
Simple to use, fast and user friendly.
Lots of information in personal account. I would like to see a table to see how the ETFs are performing in your personal account so that they show if they are losing or making money as it doesn't have this.
I almost understand it! Other options seem scary and complicated. I sometimes think I'd like to understand how it works a bit more but if I did wouldn't I choose a more active form of investing?
Great experience, simple without being patronising. Good quality products. Mobile experience is pretty basic.
Good communication about markets, would benefit from lower fees.
Stocks and Shares ISA
Lifetime ISA
Investment Account
Sustainable & Ethical
Ethical investments
Chosen for you
Robo advice / ready-made portfolios
The biggest of the UK 'robo advisers' with over £1.5bn under management today. Suits people who don't know where to start or who are not interested in managing their investments on an ongoing basis.
You choose between 10 different options according to your financial situation and attitudes and get plopped into a ready-made portfolio of lots of different investments from across the globe. You can only use their portfolios – you can't pick your own funds or shares.
You can choose their low cost automated 'fixed allocation portfolios' or pay a bit more if you'd like their team to manage your investments in a more hands-on way. They also offer a range of socially responsible portfolios which are managed by their team. The managed portfolios cost around 1.01% per year, or £10.10 on every £1,000. Socially responsible portfolios cost around 1.15%, or £11.50 on £1,000 invested.
A nice digital option which will suit busy people on-the-go. With 5 years under their belt, by far the most experienced of the UK 'robo advisers'.
|Provider Size:
The largest UK robo-adviser, with over £1.5bn invested
|Minimum amounts:
|£500 minimum initial amount for an ISA, pension or investment account.
£100 minimum for a Lifetime ISA
|12 month indicative performance:
A medium risk portfolio returned -5.9% in 2018, after charges.
"I'm a 48 year old with minimal pensions. I would like to start a new pension to save for the next 12 years. I've already set up a Stocks & Shares ISA with Nutmeg, so would like to start my pension with another provider. I know little about investments so would like to use a company that has ready made funds based on risk assessment. Which would you recommend?"
Sam, Norfolk
30/05/2019Read our reply
"I am a beginner investor and would like to invest in a "socially responsible" Stocks & Shares ISA. I have looked into the Nutmeg and Wealthify funds, having found out about them through the Money Saving Expert website. Is there information about any other such providers on your website? And do you have any advice about how to compare the "socially responsible" criteria on the different funds?"
Joy, Glamorgan
16/04/2019Read our reply
"I have a rough total of £30,000 in two separate company pensions from previous employers. For the last 12 years I have not contributed to a pension. I am now 44 and know I need to put money into one. I'm not financially aware and the robo providers sound tempting but, obviously, I want the possibility for the best return at medium risk. I aim to invest about another £30k immediately. Your Q2 2018 results update showed Nutmeg's Portfolio 10 as returning 7.92%, but the Best Buys page for Nutmeg says it returned -5.9% in 2018 - I read at as a 5.9% loss. Please can you advise why the figures are so different? I've also heard that things like Vanguard Lifestrategy 60 are also a good choice but they don't have a SIPP - but then I don't know if I need a SIPP - I just want a good, solid pension. Many thanks."
Dave, West Yorkshire
26/03/2019Read our reply