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OTTAWA – Passengers aboard a double-decker city bus screamed "Stop! Stop!" as the driver plowed through a flashing level crossing and into a passing Via Rail train Wednesday morning, killing at least six people and injuring many more.
The horrific collision sheared off the front of the bus and knocked the Via locomotive and one of four passenger cars off the tracks.
Six people were killed, one of them the bus driver, while several area hospitals were flooded with 30 patients, including 10 in critical condition.
"People started screaming, 'Stop! Stop!' because they could see the train coming down the track," said Carleton University student Tanner Trepanier, who was in the upper level of the new, double-decker OC Transpo bus.
Both levels of the front end of the bus, extending back to the driver's seat, were ripped off by the impact.
"There was a lot of screaming, but then people were actually relatively calm, considering the situation," Trepanier said of the aftermath.
Alex Begin, on his way to his job in downtown Ottawa, was midway back on the lower level of the bus and said the driver hit the brakes only after passengers started yelling warnings.
"Oh yeah, we went right through the (safety) barrier," said Begin, who was at a loss to explain the driver's apparent lapse of concentration.
"I don't know, too early in the morning? He just wasn't fully conscious or something," said Begin. "Because until people started yelling, I guess he didn't even realize what was going down."
Romi Gupta, a 40-year-old downtown office worker, boarded what she called the "overfull" bus at its last stop before the crash.
"The driver was OK, I got in a minute before and I said hello to him and he was fine," said Gupta.
She, too, could see through the bus windows that the train was coming.
"The bus was too fast I find, he could not put the brakes on."
The head of the transit union local confirmed the driver was among the dead.
"It looks like a bomb went off almost," Craig Watson of the Amalgamated Transit Union told the CBC after visiting the scene.
The bus was on a dedicated transit line that runs parallel to a busy commuter artery just east of a suburban Via Rail station, about 10 kilometres west of Parliament Hill.
Witnesses on the ground said the northbound bus simply didn't stop, despite flashing lights and lowered safety barriers warning of the westbound train which had already stopped commuter traffic nearby.
"Boom! It went into the train like that," said Pascal Lolgis, who watched the bus smash through a safety barrier.
"He just didn't stop. He just keep going like that. Then he got hit."
Another witness, Mark Cogan, also said the safety barrier was down.
"I just thought maybe there's a side way around or something but instantly he just … he smoked the train," said Cogan. "He went through the guard rail and just hammered the train and then it was just mayhem."
A broken safety barrier was visible under the bus carriage.
The Via locomotive and one of four passenger cars could be seen resting askew on the tracks, but Via officials said there were no injuries among the more than 100 passengers aboard. The company suspended its Ottawa-Toronto service as a result of the crash.
Rescue crews swarmed over the mangled bus wreckage as ambulances, fire trucks and police vehicles flooded the scene, rushing the injured to area hospitals.
"This is one of the worst events we have seen in the city or at this hospital; the tragic injury and loss of life to people," said Dr. Andrew Falconer of the Queensway-Carleton Hospital.
"It is overwhelming to imagine the suffering that is going on. We have had other mass casualties (events), but not for many years. This one is definitely tragic."
The accident occurred just before 9 a.m. and a number of students from Algonquin College and Carleton University were aboard the bus.
A trauma centre for worried families was set up at a nearby sports complex; by midday, fearful-looking people were arriving in small groups.
Lee Tran, however, had to leave without learning the fate of a family member who he said routinely rides that same bus daily to Carleton University.
"We just have to wait," Tran said.
Abera Feyissa, meanwhile, received good news. His Grade 12 son was on the bus and on his way to his job downtown. Feyissa managed to reach his son by cellphone at a local hospital, unhurt.
"It's a shock," Feyissa said as a police officer guided him to his car.
Another woman arrived with several teenagers in tow, wiping her eyes. She wouldn't talk, but nodded when asked if she had a loved one on the bus.
"It is a tragic morning in the nation's capital, as a devastating accident between a bus and train has caused injury and death," Prime Minister Stephen Harper said in a statement.
"On behalf of all Canadians, Laureen and I extend our thoughts and prayers to all those affected by this tragedy."
The Transportation Safety Board dispatched 11 investigators to the scene to start what a senior board official said will be a very complex job that could take months.
Jean Laporte, the board's chief operating officer, said the team will be thorough.
"We are documenting, photographing the wreckage and the accident site," he said. "We will be assessing the crossing, it's design and the sight lines, we'll be checking the warning systems and the gates at the crossing to ensure they were functioning correctly.
"We'll be retrieving, downloading and examining the data from the locomotive event recorder as well as from other recording devices that might be available."
With files from Murray Brewster, John Ward, Jennifer Ditchburn and Steve Rennie


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Planning for an Equitable Los Angeles: A Guide to Shaping LA's New Community Plans
Photo attributed to Mike Dennis. [Screenshot from report]
This guide is a resource for community-based organizations (CBOs) and city residents to advance equitable development through active engagement in the City of Los Angeles community plan update process.
- Part I Provides an overview of the community plan update process and offers key considerations for effective community engagement.
- Part II Provides a toolkit of planning and policy tools to advance equitable development outcomes within these new community plans. These tools are organized according to five broad principles of equitable development.
This guide is non-exhaustive, and meant to spur thoughtful dialogue among engaged residents and organizations. Ultimately, it is the leadership and experiential knowledge of affected low-income communities that will drive an equitable community plan campaign. Specific strategies will be responsive to the unique circumstances and dynamics of each community plan area. This guide is intended to support that effort.

subset: commoncrawl


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By Carrie Murray, Friday, Nov 25, 2016
As an Android user who owns a Samsung Galaxy, HTC One, Sony Xperia, Motorola, and more, you must have heard the term "Recovery Mode". However, not everyone knows what exa......Read More
By Carrie Murray, Thursday, November 2, 2017
Recovery mode works great to fix Android system problems. It is a separate partition available in all Android devices: Samsung Galaxy S8, S7, LG V30, HTC U11, LG G6 and more. You c......Read More
By Carrie Murray, Wednesday, November 23, 2016
Your Samsung device may be stuck in boot screen for many reasons:A system update that went wrong;Malware downloaded outside of Google Play Store;Applications with bugs;Software cus......Read More
By Carrie Murray, Friday, November 21, 2016
Although there are many rooting tools online, some users prefer to root or unroot their Android device manually using recovery mode. Some software may charge for the rooting or unr......Read More
By Carrie Murray, Thursday, September 01, 2016
If you just start to learn about flashing Samsung device, you might be confused about the terms like recovery mode, download mode. This post is going to explain what exactly recove......Read More


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Jumping | FEI Eventing Nations Cup™ 2019 | Strzegom (POL)
Strzegom (POL) offers the perfect setting for eventing. Follow the complete fourth stage of the FEI Eventing Nations Cup™ live on FEI.tv. Dressage and Jumping are available for free. Subscribe to access the Cross-Country.


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Published at Saturday, September 14th, 2019 - 10:17:00 AM. . By Demi Howe.
Excerpt from 48 Excelent Heaven Coloring Pages :
Manna from heaven coloring pages for kids disney to print all dogs go printable. Coloring pages disney treasures in heaven sheet free for kids printable pictures jesus and manna. Pin on bible journaling inspirationaven coloring pages manna from for preschool sheet thunderbolt all dogs go to.
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Pityrisasis rubra pilaris
From dermoscopedia
Editor: Aimilios Lallas
|This chapter describes the dermoscopyThe examination of [skin lesions] with a 'dermatoscope'. This traditionally consists of a magnifier (typically x10), a non-polarised light source, a transparent plate and a liquid medium between the instrument and the skin, and allows inspection of skin lesions unobstructed by skin surface reflections. Modern dermatoscopes dispense with the use of liquid medium and instead use polarised light to cancel out skin surface reflections. of pityriasus rubra pilaris
|Sabine Ludwig · Aimilios Lallas
|Responsible author
|Aimilios Lallas → send e-mail
|Status update
|July 11, 2017
|Status by
|Ralph P. Braun
Pityriasis rubra pilaris, General medicine Pityrisasis rubra pilaris – cite! Pityrisasis rubra pilaris (message) Pityrisasis rubra pilaris – participate!
Pityriasis rubra pilarisThis glossary term has not yet been described.
Whitish keratotic plugs and linear vesselsLinear mildly curved vessels considered irregular when different sizes shapes and curves with a haphazard or random distribution are presented and considered regular when short and fine (thin) linear vessels prevail various diagnoses either solely or mixed with dotted vesselstiny pinpoint vessels on a yellowish background are the most frequent dermoscopic features reported for pityriasis rubra pilarisThis glossary term has not yet been described..[1] This observation suggests that pityriasis rubra pilaris shows no typical characteristics of psoriasisThis glossary term has not yet been described., which is the most common differential diagnosisis the identification of the nature and cause of a certain phenomenon. Diagnosis is used in many different disciplines with variations in the use of logic, analytics, and experience to determine "cause and effect". In systems engineering and computer science, it is typically used to determine the causes of symptoms, mitigations, and solutions. [2][1][3]
- ↑ 1.0 1.1 Abdel-Azim et al.: Differentiation of pityriasis rubra pilaris from plaque psoriasis by dermoscopy. Arch. Dermatol. Res. 2017;309:311-314. PMID: 28280914. DOI.
- ↑ López-Gómez et al.: Dermoscopy of circumscribed juvenile pityriasis rubra pilaris. J. Am. Acad. Dermatol. 2015;72:S58-9. PMID: 25500045. DOI.
- ↑ Lallas et al.: Photoletter to the editor: Dermoscopy for discriminating between pityriasis rubra pilaris and psoriasis. J Dermatol Case Rep 2013;7:20-2. PMID: 23580911. DOI.


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Title: Chair of Cleaner Communities O&S Committee
Party: Labour
Ward: Two Locks and Henllys
Other councillors representing this Ward:
Councillors Jones and Thomas hold their surgeries on the first Saturday of every month at Hollybush Community Centre from 10am - 11am, followed by a surgery at Henllys Village Hall from 11.15am - 12.15pm.
Councillor Jones will also join Councillor Fay Jones at her surgery on the first Saturday of every month (except August) 12.30pm - 1.30pm at Cwmbran Community Centre, Cocker Avenue.
Correspondence address:
Torfaen County Borough Council
Hanbury Road
Mobile: 07484 734251
Email: firstname.lastname@example.com
Download Councillor Peter Jones contact details as VCard


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Waco Family Law Attorney
Assisting in Complicated Family Matters, Call (254) 237-5602 Today!
If you are faced with complex and difficult family matters, the Waco family law attorneys at Sutton Milam & Fanning, PLLC have more than 30 years of experience guiding families through custody, divorce, support, and many other legal matters. We recognize that of all legal arenas, family law is often the most emotional for all parties involved. Here, you are dealing with issues that directly impact you, your children, your finances, and your familial relationships. Addressing such matters is often extremely taxing.
You have the opportunity to get the help you need to make better decisions. You can focus your energy and time on reevaluating your life and rebuilding a brighter future – while your Waco family lawyer protects your interests throughout this tough time in your life. We have established a reputation for our commitment our clients in these trying times.
Why Should You Hire Sutton Milam & Fanning, PLLC?
- We have a track record of success
- We have 30+ years of experience
- We offer personalized defense
- We offer comprehensive consultations
To find out how we can help you, call us at (254) 237-5602 for a consultation today!
Addressing All Types of Family Controversy
At Sutton Milam & Fanning, PLLC, our Waco family lawyers are dedicated to providing quality counsel and aggressive representation in all types of family law matters throughout Waco, Lorena, the Baylor University area, across McLennan County and the surrounding communities.In taking on any family law case, we take care to provide our clients with personal service. We are also meticulous in our preparation of such cases, as we realize how important an initial approach can be to a successful and swift resolution.
Specific types of family law matters we represent:
- Divorce
- Child custody
- Child support
- Spousal support
- Grandparents' rights
- Fathers' rights
- Prenuptial and postnuptial agreements
- Post-divorce modifications
- Adoption
- Domestic violence
- Guardianship
- Paternity
- Estate planning
Get in Contact with Us Today for a Consultation
With so much at stake and all the emotions involved during such complex circumstances, you need to be certain that your legal rights are protected. Put our Waco family law attorneys at Sutton Milam & Fanning, PLLC in your corner. We will treat your case with the same commitment you would, if you could represent yourself.
Call us at (254) 237-5602 for your comprehensive, confidential case evaluation.


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We work for your freedom...
Van Riper & Nies believes in personal attention, open and honest communication and hard work when fighting for their clients' freedom.
Florida Penalties for DUI First Conviction
Any DUI violation resulting in damage to property is a misdemeanor of the 1st degree. Any DUI violatino, which results in serious bodily injury to another is a 3rd dedgree felony under Florida law. Any DUI violation that results in the death of another is DUI manslaughter, which results in either a 1st or 2nd degree felony, depending on the facts of the case.
For more information about our DUI defense practice, please contact us at 772-460-2352, e-mail Christian Van Riper at email@example.com, or complete the form below. We are available night and day.
The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience. This web site is designed for general information only. The information presented at this site or the submission of any form or email should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.
Christian Van Riper is an experienced DUI lawyer representing Defendants in Port St. Lucie charged with DUI. who help those charged with DUI throughout Florida. Most commonly, they handle Driving Under the Influence cases in St. Lucie County, Martin County, Indian River County, and Okeechobee County. Christian and Jeff typically help clients with DUI charges arising out of Stuart, FL -Jensen Beach, FL - Hobe Sound, FL - Palm City, FL - Port St. Lucie, FL - Ft. Pierce - FL Vero Beach, FL - Indiantown, FL - Okeechobee, FL. Our DUI lawyers in Port Saint Lucie Florida offer free consultations and payment plans. Visit our site www.stuartcriminallawyer.com or www.floridabuilawyer.com for more information about our criminal defense practice. Our D.U.I. defense attorneys are both former prosecutors and we help those charged with DUI and BUI offenses in Stuart, Port St. Lucie, and Fort Pierce, FL. Our DUI criminal defense attorneys in St. Lucie Florida represent clients accused of driving under the influcence of alcohol or boating under the influence of alcohol. Our defense lawyers offer free consultations for clients charged with BUI or DUI and offer payments plans. If you have been arrested for DUI in Hobe Sound, Ft. Pierce, Vero Beach, Stuart, Jensen Beach or Palm City, FL our criminal defense attorneys can represent you in court. Penalties in Florida and St. Lucie for DUI and BUI. DWI Penalties under Florida Law. DUI Defense Lawyers. Stuart FL Criminal Defense Law Firm: Stuart Florida Criminal Attorneys.
DUI Defense lawyers representing defendants in Drunk Driving Offenses in St. Lucie County, FL.
Stuart FL personal injury trial lawyers - Van Riper and Nies Attorneys, P.A. Litigation attorneys handling all civil and criminal litigation cases in Martin County, FL. Auto accident attorneys in Martin County, FL. Christian Van Riper, trial attorney. Defense Base Act Law.


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Lets say you want to have Lasik and your eyes are dry. There are some special problems related to living in So Cal. It is dry. Even though we are next to an ocean, humidity is low. The tears from eyes evaporate at a fast rate. This causes dry eyes. When it rains you may have noticed the moisture increases. Your eyes become comfortable. That may be an ideal time to have lasik eye surgery.Only if that was not such a rare event. So unpredictable too. You could leave Los Angeles and move away. Easier said than done.
We therefore need to treat dry eyes.
The current options to treat dry eyes range from the simple to the exotic. Warm compress and lid massage which cost a few cents. Lipiflow which burns a hole in your pocket. Inexpensive lubricant eye ointment at bedtime. Or the costly restasis eye drops. Humidifiers, Artificial tears fit in between. What about the current rage of nutritional supplements?
Omega 3 fish oil is popular. few years ago the buzz word was flax seed oil. Either way good balanced nutrition is important. Healthy food leads to healthy eyes.
As usual this is for informational purposes
Rajesh Khanna, MD
Beverly Hill Lasik eye surgeon | LASIK California | LASIK Surgeon California | LASIK Doctor California
Los Angeles Lasik Surgeon Rajesh Khanna MD is a recognized pioneer in Presbyopic Implants for correction of aging eyes. He has popularized Cornea Cross Linking and Intacs forKeratoconus. He is an Expert Cataract, Pterygium Eye Surgeon, A Cornea Specialist he performs Laser Corneal Transplants, DMEK, DSEK and DALK. Rajesh Khanna MD is a well known medical writer. He has published the bestseller "The miracle of Pi in Eye".He is also a columnist for the newspaper Acorn. Dr.Khanna also hosts "Medical Magic". In his spare time he hikes with his family and German Shepard or does yoga. He also plays field hockey and loves swimming.


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TAMPA, Fla.—March 28, 2015— Tampa dads will experience intentional fatherhood with their children at the All Pro Dad Father & Kids Experience, sponsored by Bright House Networks, held at Raymond James Stadium on Saturday, March 28, from 9 a.m. to Noon EDT. This event, presented by Family First, the Florida Coalition Against Domestic Violence (FCADV) and Bright House Networks provides the opportunity to collaborate and share their common messages about safe and healthy relationships.
The Father & Kids Experience provides fun, inspirational opportunities for dads and their kids to strengthen their relationship through interactive games and hands-on experiences on the Tampa Bay Buccaneers field. Practical fatherhood tips are shared to motivate dads to become better at their most important job: being an All Pro Dad.
The All Pro Dad Father & Kids Experience has been held over 80 times in 21 different NFL, MLB and NCAA markets since 2002. Each Father & Kids Experience is designed to create opportunities for fathers to deepen their relationships with their children.
All Pro Dad is the fatherhood program of Family First, a national nonprofit organization based in Tampa, Fla. Former Tampa Bay Buccaneers and Indianapolis Colts head coach Tony Dungy helped found the innovative and unique organization that seeks to help every father become passionate about his role in the family. Serving families and fathers for more than 17 years, All Pro Dad provides resources, training and events to help fathers rightly train up their children for a hopeful future.
Admission is $15 per family. For more information and to register for the All Pro Dad Father and Kids Experience in Tampa on March 28, please visit AllProDad.com.
The 2015 All Pro Dad Father & Kids Experience is sponsored by Bright House Networks, the Florida Coalition Against Domestic Violence, Nielsen and media sponsor 99.5 WQYK-FM.
Family First is a national nonprofit organization that reaches thousands of parents each day through its three primary programs: All Pro Dad, AllProDad.com; iMOM,iMOM.com; and the Family Minute with Mark Merrill, FamilyMinute.com.
FCADV serves as the professional association for Florida's 42 certified domestic violence centers and works to end violence by providing leadership, advocacy, education, training, technical assistance, public policy development, public awareness and support to certified domestic violence centers in Florida. www.fcadv.org
Bright House Networks is the sixth largest owner and operator of cable systems in the U.S. and the second largest in Florida, with technologically advanced systems located in five states including Florida, Alabama, Indiana, Michigan and California.
Bright House Networks serves approximately 2.5 million customers who subscribe to one or more of its video, high-speed data, home security and automation and voice services. The company also offers a strong portfolio of customizable, advanced business solutions for video, voice, data, cloud-based and managed services. The company is MEF-certified and also recently received the Cisco® Master Service Provider Certification under the Cisco Cloud and Managed Service Program, the first cable operator in the United States to achieve this designation. Bright House Networks also owns and operates exclusive, award-winning, local news and sports channels in its Florida markets. For more information about Bright House Networks, visit (www.brighthouse.com).
For More Information, Contact:
Brandon Patrick, 404-694-3044
Receive daily parenting and marriage inspiration from one of the newsletters below.


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acme real estate
Presentation Design
ACME Real Estate is a Los Angeles based luxury real estate agency. Their brand is very editorial and clean, with pops of yellow and greys throughout an otherwise black and white color palette. Asha Elise Design created their 2019 pitch deck based on these brand guidelines. We also added subtle animations throughout to keep the audience engaged.
Press Play Below:


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art, design, colour and more…
After growing up in the small town of Frodsham, Cheshire, I have moved around the country but now settled in Tunbridge Wells, surrounded by the stunning rolling green hills of the Kent countryside. When not working, I enjoy being outdoors with my partner Steve and our fluffy four legged friend, Dexter. Looking after my son, chatting with good friends over coffee and browsing a gallery or two in London.
Previously keeping my artistic lives apart – I now know one definitely feeds the other. My new found love of photography, new skills in jewellery making and knowledge of design have become a melting pot of fresh ideas, spending weekends taking new images to fuel my design process. Some for artistic inspiration, composition, textures and colours, others just for fun. Thankful for finding my calling as an artisan, I'm developing a unique and recognizable style, originality of design and quality of craftsmanship. There are many famous artists/jewellers, such as Alexander Calder, Hans Arp, Man Ray, Pablo Picasso and Josef Hoffmann who definitely inspire me to think outside the box by using various mediums.
Each artwork is unique and amazing, just like the person who owns it. Some you can hang on the walls, others just hold onto dearly.
Art – is my main love and enjoy using the vibrant colours of oils, taking inspiration mainly from Mother Nature, her colours, texture, shapes and patterns. My style of painting is quite realistic but admire and the more impressionist style of painters, the works of the Pre-Raphaelites, Glasgow Boys, the Newlyn School and Gustav Klimt.
Design – Studied Graphic Design at Buckinghamshire College of Higher Education and have gone on to work in a number of creative environments including studio manager for a design consultancy in Knutsford and various freelance projects whilst moving around the country. Introducing a number of design led images soon.
Jewellery – I inherited my father's engineering genes, who over the years built boats, extensions, electronics. I'm now engineering my own objects, with albeit smaller tools. Who knew that a birthday book received from my mum in 1991 called 'The Master Jewellers" which was subsequently read on many occasions, enjoying the beautiful designs and detailed work of Fabergé, Lalique, Cartier, Verdura, and Bulgari, would ultimately lead to a passion for jewellery design. Channeling my inner 'George Jensen' and Torun Bülow-Hübe, which have influence my practical unfussy style and filtered into all of my creative pieces.
Fractals – I am a founder member of The Fractals Project, a collaborative group of local artists, poets and photographers, something that is close to my heart, great enjoyment is gained from watching friends exhibit work inspired by each other. Please visit our Fractals Project page for more information.


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Your shortlisted jobs will appear here. To view your shortlist, please
login or
JOB TYPE: Permanent, FullTime
CitySprint are looking for van drivers in Redhill. We want the best self-employed van drivers, who have expert geographical knowledge of Redhill, and the surrounding area to support our customers. We are growing faster than ever before and have one of the busiest courier circuits in the UK, so it's the perfect time to sign-up with CitySprint.
What you'll get?
Being a self-employed courier means you are your own boss. The more you're available, the greater the earning potential. We operate 24/7 to service a wide mix of clients and their needs
Apply today – start tomorrow
Earn between £600 - £900 p/w (based upon both local and national average earnings)
Access +15,000 jobs across the U.K daily
Weekly payments
What you'll need to apply
- A suitable van in good condition
- Your National Insurance Number
- Your Passport / documents to prove your nationality and entitlement to work in the UK
- Your Driving Licence
- A recent image of the Van you will be using
- A mobile phone using Android (6 or above) or an iPhone using iOS (11 or above)
- Vehicle insurance documents and courier insurance - required for all vehicles
So, what are you waiting for? Apply to be a Courier Driver today!


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Calling all Ladies!
As part of our commitment to football, we are launching a limited, one-time special offer to all Ladies and Girls football teams and clubs, with a 50% discount across all of our bespoke club website packages.
Usually costing £60 per year for our 'Starter' package (packed with just more than the essential features), Ladies and Girls football teams will be able to take advantage of Team Websites's generous offer and create their own new website for the new season for just £30 per year, while our 'Amateur' website package promises that extra little more, with your own online club shop and priority technical support, with a reduction to just £60 per year. Our 'Legend' package, down from £300* to £150 per year, goes that extra yard and is for the club who wants to take it to the next level, and with a custom-made template designed to your club's needs and the ability to create as many email accounts as you wish, you will not regret the setup or move to the Team Websites club website platform.
Be part of a winning team and feel like a winner off-the-pitch, while focusing more time and attention on what happens on the pitch than off it.
To note, there would be no yearly price increase after the first year… Women's football teams from any league, division, ranking, age or level are welcome to take advantage of this offer and have until Thursday 1 June 2017 to do so. Simply apply voucher (coupon) code WomFootball17 at checkout, after selecting one of the suitable following packages on our 'Pricing' page. From there, click "Purchase" and you will be directed to a checkout page, be sure to enter the above (emboldened) coupon when prompted to be applicable for the discount and from there, appropriately enter your club's details. With this method, you can pay by either debit or credit card.
For alternative ways to pay, such as bank transfer or cheque, please email Morgan on: firstname.lastname@example.com.
Terms and conditions apply, available upon request. Please be advised of the above-stated deadline and coupon code.
* This marks the price, as if it were paid on a yearly basis, compared to what is usually charged as per our 'Pricing' page.


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Dependable Accountant in Commack, NY
If you, like many of our clients, are weary of going through earnings and bank statements, organizing information from multiple accounts, or developing a workable budget for you and your family in Commack, NY, an accountant from Joseph Emmett CPA is here to give you all the help you need to get your finances on track. Why should you struggle alone when a professional CPA could provide you with the services you need at a reasonable price?
Along with quality financial services, we strive to provide each of our clients with a positive experience from start to finish. We believe in building lifelong relationships with our customers based on trust and reliability. For this reason, we:
- Never send your calls to voicemail during the workday
- Provide advice on improving your finances
- Offer affordable rates
If you believe you would benefit from a premier accounting service in Commack, NY, an accountant at Joseph Emmett CPA may be just the answer. Contact us today for additional information or to schedule your initial consultation.
Please click the link below to write us a review on Google. We are always looking for feedback from our valued customers.


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March 30, 2015
- in Danny
Danny Hauger play by play on Stanford and Cal baseball? Yes! Yes! Yes! (Sorry, I watched Wrestlemania yesterday) I'll be bringing you the game live Friday, April 10th through Sunday April 12th. You'll be able to hear the action FREE live on KZSU 90.1 FM and streaming to all devices at http://kzsulive.stanford.edu/ and I'm excited to get back on the air for Stanford Cardinal Baseball.
Also in the news for me is my new album, "If I Grow Up" which is now available on iTunes, Amazon, and Google Play,
as well as free streaming on Spotify. DannyHauger.com is under
maintenance for a bit, so enjoy my podcast for all the latest Danny
Hauger updates.
On this edition of Danny Hauger podcasts:
1) Wrestlemania - Stock fall? Sun in your eyes much? Good show and bright sun in Santa Clara.
2) Stanford Baseball broadcasts next weekend!
3) If I Grow Up
4) Social Media
5) rhythm guitar / straight man correlation
Follow myself (@DannyHauger) and my music on Twitter @DHXmusic


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Hairy Woodpecker on Birch
A Limited Edition Print
by Robert Bateman
17" x 11 7/8" 4500 s/n
"Is it a Hairy or a Downy?" I couldn't count all of the times I've asked myself that question. It probably started, in my case, at the age of 12, the year I had my first bird list. This question is the beginning of seeing the world as a birder sees it. Does the bird seem to have a sort of heavy bill or a more petite bill? Is it more like 9-1/2" or 6-1/2"? These are judgment calls. One could say that many things in life are judgment calls. After some experience, one just gets the feel of the distinction. The Hairy Woodpecker is bigger both in size and in relative bill size. He is also "bigger" in his sharp call. To be sure, it is always best to get a glimpse of the outer tail feathers. The Hairy has clear, white feathers while the Downy has a few black marks. I tell all of this because of my strong belief that being a birder is good for one's powers of observation. Paying attention to particularity in nature is a good thing in my opinion. And birds are a good place to start.
The white birch, of course, caught my eye because of the flourishing curls of the peeling bark. These trees are not only a part of the natu ral world of my childhood, they hold the fascinating connection as a useful resource material for birch bark canoes and other utensils of our native peoples. -Robert Bateman
"BIRDS" The Collectors Edition
The Limited edition print
"Hairy Woodpecker on Birch"
the book
"Birds" by Robert Bateman,
signed by the artist!
Hardcover, 176 pages, 200 color plates
foreword by Peter Matthiessen
with special Gallery Edition cover
and the cameo print.
"Downy Woodpecker"
6"x 6" image size
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- Home
- Structured Settlements
- Annuities
- Selling Payments
- About Us
- Contact
Required Documents and Other Assorted MinutiaThere's a great deal that goes into a successful structured settlement sale beyond just making the decision to sell in the first place. You have to ensure that you choose the right buyer, make sure that you're selling for the right reason and more. Some of the other things that you'll need to know about include the following:
- Required Documents
- How Courts and Judges Work
- Personal Representation
- Laws and Regulations
- More about Secondary Marketplace Buyers
- Paying Off Debt
Required Documentation for Selling a Structured SettlementAs soon as you decide that it's time to sell your structured settlement, you'll need to begin getting your paperwork together. While there's not a ton of paperwork involved in the process, there are some very specific things that you'll need, both for the buyer and for the judge who will be approving the sale ultimately. Here's a list of what you need:
- Your Valid ID – You have to have valid state-issued identification, and you'll need two forms of it. You can use your valid driver's license (one form must be picture ID). You can also use your passport if you like, your birth certificate and your Social Security card.
- Your Application for Sale – Make sure you completely fill out this two-page form. It's available from your factoring company, and should be sent to you automatically.
- Your Settlement and Release Agreement – You'll need a copy of your Settlement and Release Agreement. This document is usually between three and 10 pages in length, and is what you signed on acceptance of your structured settlement. You should have been provided with a copy at that point.
- Your Annuity Policy – You should have a two to three-page document with the dates of all your annuity payments extending through to the end of the agreement. It should list both the dates and the amounts of each payment. If you don't have this document, contact the insurance company that issued the annuity and request it.
- Annuity Payment Check Stub- You may also need a check stub from a recent annuity payment. This is not always required, but can be used to stand in for some other documents. It's wise to have it even if you have all the other documents listed above.
A Look at Courts and JudgesIt's difficult to imagine anything with more impact on your final sale than the court and judge responsible for approving the transfer. There are 48 states in the country that require a judge to approve your sale, so chances are excellent that you'll be going to court here. In addition to the hassle of going through the court, the process of determining whether the sale is in your best interest isn't all that straightforward – it's subjective. Different judges use different criteria to determine if you are actually making the right decision for yourself and your family. To that end, it pays to be prepared for any eventuality, including the various questions that a judge might decide to ask you. Here's a sampling of what you may encounter when you arrive in court.
Why do you need to sell your structured settlement? What do you intend to do with the lump sum payment? - This is the most important question you'll be asked. It might seem like an invasion of privacy; after all, what business is it of the judge's what you intend to do with that money? It's yours. However, unless you can prove that you have a true need for a lump sum, you can bet that your sale won't be approved.
Are you sure that you've chosen the right buyer? Have you shopped around and researched your options? – Not all buyers are worth your time and effort. Some pay very low amounts. Others have spotty reputations. The judge wants to make sure that you've done your due diligence here and have chosen a quality buyer.
Do you understand that you are selling your payments at a discount and that you will not receive the face value of your settlement? - The judge needs to make sure that you are aware that you're selling your settlement or payment rights for less than what you would receive if you waited on the payments to arrive over time.
Have you received independent third party counseling, and do you understand the transfer agreement?- The judge wants to ensure that you've gotten good, impartial advice. Many states make this a requirement of the sale process. The judge also wants to make sure that you're not unclear or confused by any language in the sale agreement.
Do you have any ongoing medical needs that might be impacted by selling this settlement?- The judge wants to makes absolutely sure that if you have ongoing medical care or physical needs, that you'll have the financial resources available to take care of those needs.
Have you contacted other interested parties and given them an opportunity to voice their opinions? – "Interested parties" is a somewhat confusing term, but it applies to anyone who might have a vested interest in your settlement amount, including your heirs and others. They have a say in whether you're able to sell your settlement, at least to some extent.
What If Your Transfer is Denied?While it's not that common, sometimes the transfer of a settlement agreement is denied. There can be many different reasons for this. In most cases (95% of cases, actually), the judge agrees to the transfer. However, if you are not able to answer the questions to the judge's satisfaction, if there's an issue with the buyer, or there is another problem, you may be denied. Here are some examples of that:
A court in Minnesota denied a transfer in 2011 because it was not in the seller's best interests. The seller also had not received independent counsel, and had been previously denied for this same transfer.
A New York court rejected a transfer for of a settlement amounting to $70,000 in exchange for an incredibly low $6,000 lump sum. This was most certainly not in the best interests of the person selling the settlement, as it would have resulted in a massive loss of future income. New York also denied another transfer when the court determined that the discount rate was too steep. The transfer in this case was $31,000 in exchange for a settlement amount of $76,600 over time.
Plan, and Plan SmartPlanning is important in selling a structured settlement. You need to ensure that you have a smart plan going into the process. One of the aspects involved with proper planning is ensuring that you're not inadvertently contravening another state law of federal statute. For instance, some benefits are prohibited from being reassigned (those under the Longshore and Harbor Workers' Compensation Act for instance), and you'll be denied.
Plan ahead. Plan well. Make sure that the plan is reasonable and fair to both parties. If the structured settlement transfer is one-sided, you can bet that the judge will deem it unfair. That means you need to ensure that you work with a reputable company willing and able to take the time necessary to create the fairest possible transfer.
Finally, judges are not cold, calculating machines. They are human beings with emotions. Often, those emotions are colored by past experiences and encounters. Some judges may be sympathetic toward your case, while others will be almost brusque in their treatment of you or your situation. Make sure that you are courteous, responsive and listen to the court's recommendations.
Personal Representation – Needed or Not?Part of selling your structured settlement is going back to court. Federal and state laws mandate that only a judge is able to approve a transfer of your structured settlement. That means a day in court, and you might wonder if you need a personal lawyer at your side. Generally, the answer is yes. You should have an attorney when you go before the judge.
This is an important part of protecting your rights and ensuring that the sale is actually in your best interests. However, that doesn't mean that you have to rush out and hire an attorney on your own. You'll usually have one provided by the company buying your structured settlement. Of course, most states allow you the right to bring your own attorney in if you prefer, and some states actually make it mandatory that you hire your own lawyer. Still other states require that you sign a waiver if you opt not to bring in your own legal expert.
But Why Do You Need an Attorney?Some of you might be wondering why you need an attorney at all during this process. There are several reasons that you want to have an experienced attorney standing beside you during this process, but the most important reason is that transferring your structured settlement is not a simple process. It's quite complex, and you will need some help navigating these legal waters. Each transfer agreement needs to be handled by an attorney with experience – no, you shouldn't bring in your family lawyer. You need someone who's been through this process before and knows the ropes. You need an expert.
Yet another reason you need to have a legal expert on your side is that those judges most familiar with structured settlement sales usually handle all of them for a specific area. That means your lawyer may well be familiar with the judge and have information that may be able to help ensure that you get a beneficial verdict here, and that's important.
Experts who've watched the structured settlement sales process for many years say that most judges will take one of two positions when faced with such a sale. They will either A) take on a guardian or parent-like role, or they will B) take on the process of a process caretaker. Generally, it's hoped that you end up with type B, as they are usually more amenable to you doing what you want with what's yours. Type A is usually more hawkish in ensuring that you are truly doing what they feel is best for your future.
Working with Your AttorneyThus far, we've talked a good bit about the judge's role in determining whether you're making the right decision for your needs. However, the judge is not the only person who needs to do this. You do, certainly, but so does your attorney. In fact, your attorney is your first line of defense against a possible bad situation. He or she will have the experience and expertise necessary to ensure that you're not only getting a decent deal, but one that's fair and equitable, while watching for hidden threats buried in the language of the transfer agreement.
If you opt to work with the attorney appointed for you buy the factoring company, you'll generally meet with each other a few days before the court date. This gives you both a chance to get to know one another, and for the lawyer to go over the transfer agreement with you while explaining all the pertinent details. You'll also go through a preparation period to ensure that you can answer the questions the judge will ask. This is necessary, because the judge will ask probing questions about the settlement, your understanding of the agreement and, most importantly, your need and purpose for selling your settlement in the first place.


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1121 Old Country Rd. Westbury, NY 11590
Westbury Toyota Dealership near Bayside has the perfect vehicle for you, whether you're in the Bayside area, or traveling from any of the surrounding cities and communities. We have an enormous selection of new and used cars, including many tempting incentives on the 2015 Toyota Tundra for our local Bayside customers. No matter the drive you have to make to get to our dealership, we promise you won't be disappointed when you're driving back home in a luxurious 2015 Toyota Tundra, or any used or certified pre-owned vehicle.
Westbury Toyota Dealership nearby Bayside is proud to be one of the top Toyota Dealers in the Southeast, as well as the top competitor in pre-owned cars, trucks, vans, and SUVs in Bayside and surrounding communities. We are a proud family owned and operated Toyota dealership, and we take pride in servicing our customers with the utmost respect. Please feel free to look through our vast new and used inventory of 2015 Toyota Tundra and other desired Toyota vehicles. We have hundreds of new and pre-owned vehicles in stock, ready for instant delivery. Therefore, we look forward to assisting you in any way we possibly can and doing whatever it takes to earn your trust and business.
381 hp and 401 lb.-ft. of torque, a 6-speed automatic transmission, plus a standard Tow Package with added engine and transmission oil coolers equal heavy-duty towing capability.8 Add Double Overhead Cams (DOHC), a 32-valve head design and Dual Independent Variable Valve Timing, and you get a drivetrain that can tow a space shuttle.
To handle the torque of Tundra's available 5.7L V8, our engineers fitted the rear differential with a massive 10.5-inch ring gear. This allows use of an aggressive 4.30 rear axle ratio to help amplify and transfer the 401 lb.-ft. of torque the 5.7L V8 produces to the ground.
Power is nothing without control. Tundra features class-leading 13.9-in. rotors with 4-piston calipers up front, and 13.6-in. rotors in the rear for impressive stopping power. We built it the way you would.
All Tundras have another level of style with a bold front grille, refined interior and the latest tech to help you arrive in style no matter where you go. Whether it's date night, family night or a meeting with a new client, Tundra has it handled.
Stamped big and bold on the right-hand side of the easy lift and lower tailgate is one word that is known for capability and toughness: TUNDRA. Now the next time you tow your friend out of trouble, he knows who to thank.
Tried and true. These wheels are standard on SR and SR5 grades and are as tough and rugged as they come.
An interior that inspires with finely stitched seats, a driver-focused center stack and crisp gauges. We paid special attention to the details of nearly every interior surface so, no matter where you sit, you'll feel like it was made just for you.
Form and function unite in the interior of the Platinum CrewMax. French stitching on the seats and eye-catching trim gives the cabin a warm, inviting ambiance. Platinum CrewMax works hard to serve and reward the driver and passengers.
Tundra is available with dual zone automatic climate control with individual temperature settings for the driver and front passenger. We know your truck can double as your office, so this helps keep everyone comfortable.
The customizable 3.5-in. Multi-Information Display provides odometer, tripmeter, instant/average fuel economy, distance to empty, average speed, and trip timer—all this right where the driver needs it most, right in front.
Job sites are rarely on a map, but with Tundra's available navigation system featuring a 7-in. high-resolution touch-screen display, you'll find your way home, or to the lake no problem.
Nothing makes a long drive a little easier than some tunes, and nothing makes backing up a trailer a little easier than the wide-angle backup camera. Both are standard on Tundra, to make your drive and workday a little bit easier.
Tundra comes standard with the Star Safety System™, a suite of six advanced safety features that includes Vehicle Stability Control (VSC), Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology® (SST).
Tundra comes equipped with driver and front outboard passenger airbags, side curtain and front seat-mounted side airbags. And only Tundra has driver/front outboard passenger knee airbags. No other truck has that.
To help keep children safe and secure, Tundra has LATCH, which stands for "Lower Anchors and Tethers for Children." With lower anchors on the outboard rear seats and a tether anchor on the rear center seat, LATCH allows you to securely mount a child seat quickly and easily.
Toyota is devoted to safety and dependability, and proper vehicle maintenance is important to both. That's why we include a no cost maintenance plan with the purchase or lease of every new Tundra for 2 years or 25,000 miles, whichever comes first. 24-hour roadside assistance is also included for 2 years, regardless of mileage.
It was busy at Toyota in 2015. Although a few models remained unchanged, others received significant updates. The list of standard features increased on some to include a sunroof, rear-view camera, paddle shifters, and blind spot monitoring. Select models received a complete redesign that included brand new exterior front and rear styling, updated interior that added more equipment and higher quality materials, and tweaks that improved handling. Improved Entune infotainment was added to some to include a convenient touchscreen with an option of navigation available. On select models, a new stronger structure in front was added to improve safety scores. In 2015 some models also received some package revisions to include the addition of a new Blizzard Pearl Appearance Package and a Driver Convenience Package. Some of the favorite Toyota trim models received a new fold-down center armrest in the rear seat. New trim levels were introduced to the lineup of some with added ornamental equipment for a more eye-catching appearance. A power lift gate was added to the options list as were stylish new wheel choices. Still, other models were equipped with a larger assortment of off-road upgrades. To be sure, 2015 was a highly purposeful year at Toyota.
If you're looking for a classy Toyota close to Bayside, be sure to stop by our proud dealership and check out our large inventory of new and used vehicles. You will find all the necessary help and information with our friendly sales staff and knowledgeable financing department to get you into an enticing 2015 Toyota Tundra or any Toyota of your choice. Also, if for some reason you cannot find the right Toyota for you, take advantage and utilize our CarFinder tool to complete the form and let us know exactly what Toyota you desire. We encourage our customers to browse our website, search through our inventory, schedule test drives, and ultimately come to Westbury Toyota for your ideal 2015 Toyota Tundra.


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Finding an alternative to AdSense is an important part of making money from your website. There's nothing wrong with AdSense as such but, as I've said before, putting all your eggs in one basket isn't a particularly clever idea. Besides, your earnings can fluctuate wildly with AdSense so it's good to have other ways of making money.
My love affair with Text Link Ads is no secret. Hell I'd marry these guys if I could but I must admit that I've been unfaithful. I've been playing around behind their backs with someone else and, if I'm honest, it feels good.
AuctionAds is a relatively new venture by ShoeMoney. You'll possibly be familiar with the Shoemeister thanks to his infamous AdSense check that regularly features on websites about making money. Well the idea behind AuctionAds is a very simple one and it's one that you can get running on your website or blog in minutes.
Everyone is familiar with the online auction company eBay, right? Well they offer an affiliate program through Commission Junction whereby every time you introduce a buyer to eBay you get paid a commission. The more buyers you introduce to eBay, the higher your commission payouts. All pretty straight forward so far.
Well what AuctionAds does is leverage the collective power of it's own affiliate network and instantly puts you onto eBays highest commission structure meaning that you start earning a decent commission from day one. Even if you only refer one buyer to eBay, you'll get paid as if you'd referred 100.
You can place your AuctionAds on the same page as AdSense because it's not a competing service, you can run as many ads on a page as you like and the payment threshold is a much more acceptable $10. You chose what keywords fit your website or blog and the AuctionAds code does the rest.
I'll say now that it works best for sites that have a matching eBay category set. Twenty Steps, for example, wouldn't be a good match because it covers subjects that don't necessarily have an eBay market. However I've just installed it on a sports site of mine and have started to see some returns so if you're blogging about technology, fashion, books, cars, films – heck anything apart from making money – there's a good chance that you'll earn some money.
AuctionAds Tip: If you're struggling to find the right keywords to use on your ads, use the AuctionAds URL converter. Navigate to the section on eBay that you're interested in, copy the URL into the converter and then paste this as your link on your site. Here's an example: eBay DVDs. Using this technique you can replicate AdSense text links in a matter of minutes.
It's free to join and if you needed any more encouragement, they're currently offering new affiliates a $5 sign up bonus so head on over to AuctionAds and check it out. Let me know how you get on.
Tech Tags: Making Money, AdSense, AuctionAds, ShoeMoney, Affiliate Programs


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The Rugby Football Union have confirmed they have agreed a deal for Great Britain rugby league captain Andy Farrell to join Saracens.
Farrell will be unveiled at a press conference at the Zurich Premiership team's Vicarage Road tomorrow afternoon.
The RFU, who have identified Farrell as a potential England player, agreed a deal with Farrell's Super League club, Wigan, earlier this month and have since been in negotiations to place the 29-year-old with a Zurich Premiership club.
Andy Farrell factfile
- 1975: Born May 30, Wigan
- 1991: Signs for Wigan from local amateur club Orrell St James and makes his senior debut at 16 as a substitute in a 32-8 Regal Trophy second round home tie against Keighley on November 24
- 1993: Becomes the youngest winner in a Challenge Cup final at 17 years 11 months as a substitute for Wigan against Widnes
- 1994: Named young player of the year
- 1996: Appointed Wigan captain in July and becomes the youngest-ever Great Britain skipper for the tour to Papua New Guinea, Fiji and New Zealand at 21 years 4 months. Wins the prestigious Man of Steel award in October
- 1998: Leads Wigan to victory in the inaugural Grand Final at Old Trafford
- 2000: Signs a new six-year contract with Wigan worth £1 million
- 2001: Sets the Wigan record for most points in a season with 429 and the Super League record for most points in a season with 388
- 2004: Named Man of Steel for second time, chosen as Super League player of the year and wins the Golden Boot as international player of the year
- 2005: Awarded OBE in New Year Honours list. March 23: Agrees deal with Rugby Football Union and Saracens to switch codes


text: With his luxurious coat, fuzzy snout, perky ears, piercing green eyes and bushy tail (16 inch) Frederick Buddy Fox is one fabulous looking Fox, belongs to the specialty line using ultra soft fur. Self-contained stuffing pods for the head and belly are removable through a hidden zipper making it machine-washable and embroidery-friendly. Exceeds all applicable U.S., Canadian, and European safety standards.


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This is George. He is a special needs cat because he is blind. He came into the shelter because he was hit by a car, that accident caused him to be blind. Other than that he is s sweet cat. George is probably 4 to 5 years old and he would need a home that would keep him inside only. He came into the shelter in 2011.
The shelter is Beverly Animal Shelter in Waterloo New York. The web site is Beverlyanimalshelteronline.com
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