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David Holmgren, CIO of Hartford HealthCare, a hospital fund with $3.3 billion in assets under management, paid a visit to Markets Group's New York City headquarters just prior to the Thanksgiving break and chatted with Institutional Allocator Reporter Kaitlyn Mitchell. Holmgren opined on the passive versus active debate, international politics and his work-life-balance as a single father.
IA: What is your take on the active versus passive management debate and outsourced CIOs? And, how much does this have to do with fee compression?
DH: This is one of our industry's never-ending debates, and there's no right answer. For us, we have an excellent investment team and an investment belief that at any given moment the market is full of opportunities and risks. Therefore, we're 100 percent active at all times, because [we believe this to be] the most prudent way to navigate those opportunities and risks (if we were passive, we'd be complacently accepting those valuation risks at all times). Since we're well staffed, we feel it's less risky to always look a bit different than the market by continually rebalancing away from the expense pockets and into the undervalued pockets.
The explosive growth of outsourced CIOs is a good thing, but the driver was never about costs, it was about governance. There are many plans that simply didn't have strong oversight: Maybe because they're too small to have internal investment teams or maybe their board had conflicts, whatever the case may be. In those organizations, their investment fund simply wasn't being managed to any potential. Stewardship of those assets is a mandated legal obligation and, culturally, many places viewed that obligation as just a liability as opposed to treating the fund as a genuine long-term asset. So, the growth of the OCIO model has simply been organizations looking to professionally manage a previously undermanaged asset—it's about better governance and stewardship of resources, which is really a great thing for so many smaller organizations.
IA: Can you tell us a bit about where you stand on the following asset classes currently: private equity, public equities, hedge funds, illiquid alternatives, private credit, private debt, real assets and fixed income?
DH: Similar to not being passive, we likewise wouldn't have blanket opinions on asset classes. For example, if we were passive, we might have a stance that public equity was likely a bit overvalued; however, us being active, we instead are positioned as being a bit underweight some areas like large-cap U.S. tech stocks and overweight some areas like small-cap Japanese value stocks. The point being that we see at all times there are plenty of risks and opportunities in every asset class, one just needs to do a lot of homework and log an awful lot of airline miles to form the stance.
IA: Which asset classes are you most excited about in emerging markets?
DH: Without question, the emerging markets have become cheaper as a result of the Trump trade war and the steps toward interest rate normalization in the U.S. Right now, within these regions, we are most excited about social infrastructure (ie. roads, schools, hospitals, water treatment projects) in Andean South America, power generation and distribution throughout both Emerging and Frontier Regions, and consumerism and technology sectors in developing Asian countries. We spend an enormous percentage of our research budget partnering with the best managers we can source in these verticals.
IA: Please tell me a bit about Hartford HealthCare's mission.
DH: Hartford HealthCare's mission is to improve the health and healing of the people and communities we serve.
IA: How long have you been with HHC?
DH: 8½ years now.
IA: Which consultants and managers do you use, and how many of each?
DH: We're using the specialist model as the best match for our investment philosophy to be globally diversified and fully active. Therefore, our program likely has more consulting relationships than others of similar size.
For consulting resources, we partner with Mercer for growth assets, Aksia for risk reducing assets and Pavilion for economic hedging assets. For manager resources, we have about 70 relationship partners around the globe.
IA: What is your institutions' asset allocation breakdown?
DH: Growth assets at 52%; risk reducing assets at 34% and economic hedged assets at 14%. Within growth, we're pretty excited about our recently built frontier equities and Chinese venture exposures. Within risk reducing, we're most excited by our diversified hedge fund program as well as our global private credit portfolio. And in economic hedged, we're most excited about a new social infrastructure fund we're doing in South America.
IA: How has your life path led to your role as a CIO?
DH: I did my undergraduate in Economics at Denison University (with a minor in Spanish) because I thought that I wanted to eventually be an international economics professor. But when I started the Ph.D. program at Warwick University (England) in 1985, I started working at a brokerage house there and found I had a skill and keen interest in security selection. So I dropped out of graduate school and worked in London for a couple years. I went back for my Masters in Business at Columbia University in 1995 and transitioned into global asset management at DSI (which later became part of UBS). I moved from the asset manager side to the asset owner side joining the Connecticut State Treasury in 2006 for family reasons—naïvely thinking at the time that asset owners got more time home with their kids than asset managers did. But, note to self: that's not necessarily true! (laughs).
IA: How would you characterize your investment philosophy?
DH: Long-term, value-biased, globally-diversified, bottom-up research based.
IA: What has been the best experience in your career?
DH: I've been super lucky during my career, so it's pretty hard to highlight any single experience. Just knowing that my work has helped to move the needle in contributing to the organization's ability to meet its mission is pretty great. I remember one board meeting about four years ago. When I arrived at the hospital boardroom I walked straight to the cookie tray to pull out a couple of raisin oatmeal cookies for myself before I sat down. (A strange thing about hospital meetings is that they always have good cookies.) After the meeting kicked off, the chairman presented me with a full tin of David's Cookies—'David's' brand—it was incredibly thoughtful of them. The chairman, on behalf of the board, expressed thanks to me for all that I'd done for them—it was really awesome. Knowing that I've made a difference is a satisfying experience.
IA: What has been the worst experience in your career?
DH: Recently, the global rise of acrimonious politics is sickening. I'm still bothered by the Brexit vote of June, 2016. I don't feel the 'Leave Campaign' was truthful in many aspects, which only threw fuel on the global tide of inward, isolationist policies. Politicians creating hysteria has only polarized their masses, robbing the youth of the unity that so many have fought to obtain. As a CIO, so much of our job is translating global trends and environments in the hopes of best positioning our funds for various outcomes. And having to witness the current era of global politics is truly a painful experience for any capable CIO.
IA: In what part of the industry have you witnessed the most change?
DH: Consolidation. In my 30 years in the industry, the number of traditional fixed-income houses or equity houses has been halved. A number of factors have contributed, including the corporate shift from defined benefit (DB) to defined contribution (DC), where the focus has been on cost minimization and the advancement of data sources, which drove up costs to compete for unique alpha, etc. There are noticeably fewer traditional managers, and I'm not entirely certain that's a good thing. I think return dispersion among market participants has come down as a result of more assets being clustered in fewer hands.
IA: What aspect of the industry would you most like to see changed and why?
DH: The short term-ism has made everyone afraid of being different. Our industry has become so uber-sensitive to short-term performance that many are now afraid of being viewed as being wrong, simply because their last quarter or year underperformed a benchmark. I would love to see benchmarks used more for risk analysis of one's exposures, not merely a record of one's short-term success or failure. I think to win in the long run we need to be willing to accept underperformance during the market inflection points, or short-term market distortions.
IA: Is Hartford Healthcare involved in ESG initiatives?
DH: Although we run ESG-type initiatives, we don't manage to a formalized ESG policy. We maintain an intensive governance-friendly framework that centers around our philosophy of actively partnering with like-minded investors. For example, we genuinely want to only work with nice people, so we meet every prospective manager and do an in-person cultural assessment to subjectively assess our alignment with them. Our ESG principle here being that due diligence such as this helps us avoid the risk of bad actors.
IA: Who makes up your family?
DH: I'm a single dad of three fantastic boys, Nicholas, Alexander and Marcus—my three czars—all in their early twenties, who love to argue the world order from a Millennial's perspective. A millennial believes that all issues can be easily settled by public opinion, either 'YES' or 'NO' and although I do love the optimism and believe that things could be a lot simpler, sadly we'll always take long bureaucratic paths to solve issues like environmental reforms, gun control, student debt crisis, etc.
IA: What are your hobbies?
DH: My go-to when I need to blow off steam is comedy clubs. And more recently I've taken up Hot Yoga, which in itself is super funny, given my total lack of balance (chuckles).


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Warning: If you're not caught up with "Sherlock," spoilers follow.
It was a shock when major villain Jim Moriarty (Andrew Scott) was [spoiler] killed off [spoiler] at the end of season 2.
We could have seen Moriarty and Sherlock (Benedict Cumberbatch) going head-to-head for some time on screen.
Any speculation that he may still be alive was dispelled at the show's first-ever Comic-Con appearance when show creators Mark Gatiss and Steven Moffat confirmed Moriarty is definitely dead.
With Scott gone, who will Sherlock be up against next?
Producer Sue Vertue revealed the new antagonist on Twitter. Lars Mikkelson will join the cast as Charles Augustus Magnussen.
Sherlock's new nemesis - introducing Lars Mikkelsen as Charles Augustus Magnussen. #sherlock pic.twitter.com/PyEkESbXyx— sue vertue (@suevertue) July 29, 2013
You most likely recognize Mikkelsen from AMC's show "The Killing."
Who is Magnussen? Well, there's a similar character in the Sherlock Holmes' series "The Adventure of Charles Augustus" who is described as the "king of blackmailers."
PBS has confirmed season 3 of "Sherlock" will air in the U.S. early 2014.
Episode 1 will be called "The Empty Hearse."
Oh, and in case you're wondering, yes, Lars is the brother of Mads Mikkelsen who stars on NBC's "Hannibal."

subset: commoncrawl


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T n A Run The World 16
about 1 year ago.
'T n A Run The World' is a weekly podcast with T & Ali. Tee is New York based photographer, publicist, co creator of GirlBossNYC, and co-manager of the master Sundance Industry Party List. Ali is a Golden Globe nominated (Bobby) and Sundance nominated (Come Early Morning) producer and director from New York. Topics range from sex, dating, film, fashion, music and all things NYC & the rest of the world. Twitter: @tnaruntheworld Instagram: @tnaruntheworld Facebook: @tnaruntheworld Our theme song is called 'Stars' and it's from the awesome Future Generations. They can be found at www.futuregenerationsmusic.comRSS
Updated about 1 year ago.
Tee and Ali are back! After a massive break, we are here and ready for y'all! As we prep for Sundance, we go over some preliminary events and our dating lives in 2018. Enjoy, and welcome back to our crazy life.


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A two-day workshop on State Spatial data infrastructures (SSDI) was organized in Bengaluru, India during 8-9 June, 2017. The aim was to draw a roadmap for the future. The workshop was co-organized by Karnataka State Council for Science and Technology and Natural Resources Data Management System, a division of National Spatial Data Infrastructure.
The objectives of the workshop were to technically review the project results of the SSDI in a more detailed way and demonstrate the advantages of standardization and improved access to map data towards promotion of the SDI concept and prepare a strategy for the coming years.
Both days were full of brainstorming sessions. Karnataka, West Bengal, Odisha, Uttarakhand, Kerala, and Haryana gave an overview on the progress and challenges of their respective State Spatial Data Infrastructures. Let's have a look at how these Indian states spatial data infrastructures are doing:
Kerala SDI
The state established Kerala State Spatial Data Infrastructure (KSDI) and the Geoportal on January 18, 2013 on similar lines as National Spatial Data Infrastructure. KSDI is an Internet-based Geospatial Data Directory for the state of Kerala, that facilitates users of the system to share and explore data related to political and administrative boundaries, natural resources, transportation, demography, agro and socio-economy, etc. The state geoportal is currently being upgraded using Hexagon Geospatial's Erdas Apollo 2016.
It is also integrated with Bhuvan, Open Street Maps and Google Maps, and the geoportal has key features like Map Catalogue search, Geoprocessing on Web, navigation and measurements, spatial and non-spatial query builder, Web Editing etc. It also allows users to view and download online map services. The state is on a mission to develop public utility mapping mobile app.
Odisha SDI
The Odisha government is planning to adopt the Odisha State Data Policy (OSDP), in the line of National Data Sharing and Accessibility Policy (NDSAP) soon. The main aim is to facilitate easy access and sharing of government-owned data for supporting sustainable and inclusive governance and effective planning, implementation and monitoring of developmental programs, including managing and mitigating disasters, and scientific research that aids to informed decisions for public good.
The state has signed MoU with NRSC and ISRO so that it can effectively use Remote Sensing, GIS, and IT technologies and create Web-based geospatial applications on Bhuvan platform for supporting governance. ORSAC is to host all its datasets in Bhuvan geoportal for public use. That will provide better geospatial governance support to various departments of the state and decision making for planning and development.
West Bengal SDI
In West Bengal, the State S&T wing and other departments like Forest, P&RD, Fisheries, PHED, I&WD, WRDD, Development & Planning, KMDA, etc. have already generated substantial geospatial data in various fields like natural resources management, spatial environmental planning, natural disasters, etc. The government of West Bengal aims to reach Panchayats and municipalities for local level planning for a better resource management.
Karnataka SDI
Karnataka State Spatial Data Infrastructure (KSSDI) project has developed state's Web-accessible spatial database for use in developmental planning activities and has been in operation for use and demonstration since 2009. The KSSDI portal has been supporting data update and application development for the state-level Line Departments and the Zilla Panchayaths (District Councils of India) at the districts over the past few years.
The NRDMS program is continuously updating its datasets in diverse fields with an increasing set of application requirements emerging from the end users in the Line Departments of the Zilla Panchayaths. Karnataka appears to be the only state to institutionalize usage of spatial data in decision-making at the district level for Panchayati Raj Institutions (PRIs).
Haryana SDI
Haryana has developed geoportal with the involvement of BISAG. The state aims to develop a Web-based infrastructure (geoportal) to acquire, catalogue, process, store, value adds, distribute and enhance the use of geospatial data.
Uttarakhand SDI
Uttarakhand Geoportal Server has been installed at the Uttarakhand State Council for Science and Technology (UCOST), Dehradun (Capital of Uttarakhand). However, testing of the portal is still under way. At present, Uttarakhand Web Geoportal is enabled, where around 192 Layers of different line departments at state and district levels have been uploaded to Central RDBMS. For regular updating of GIS, District GIS Cells have been established in 9 different districts.
Challenges in implementing State SDIs in India
Looking at the present scenario, it is amply clear that states in India are digitally enabled and accept the need of "State SDI". But to achieve their goals they have many hurdles in between. The main challenge that every state is facing is the lack of 'data procurement' and 'standardization'. There is a data gap as states don't have up-to-date data and Base Map on which they can rely upon for various development programs. Procuring Map from Survey of India is tedious and time-consuming so many of the departments depend upon Google Map for quick action. Different file types and the coordinate system becomes another challenge for them.
Lack of awareness about the importance of geospatial data and its applications is another challenge. And this unawareness is subsequently leading to indifference and dearth of support toward the SSDI.
In one of the sessions, a state pointed out that during initial days technical know-how for developing an SSDI was limited. And keeping pace with the rapidly emerging technology is also a great challenge for Indian states.
Tendering process for vendor selection is very slow, especially e-Tendering process. Due to lack of expertise, there is no even procedural protocol.
There is fund constraint as well. States are not getting proper fund due to which they face problem in even setting up basic infrastructure. There is a lack of collaboration as well which is ultimately resulting in data duplicity.
Recommendations for State SDIs in India
Based on the challenges outlined in the workshop NSDI recommended for a strategy for data update. Envisioned as per the State Data sharing policy, the Data Holder Departments will update their own data and will make it available through portal sharing with the other User Departments. It recommended that more inclusive coordination mechanisms need to be created which are understood and accepted by stakeholders from all communities of practice and at all levels of government so that information can be created once, and used many times across both jurisdictions and communities of practice.


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This past Tuesday night at the Mothlight was a nonstop dance party. You can always count on the Haywood Rd. venue to deliver interesting acts in a comfortable atmosphere, and Tuesday night was definitely no different. Black Marble and Body of Light came together for a stunning night of ultra-cool music.
First up was Body of Light, a duo of brothers from Tempe, AZ. The band expertly set the tone for the show with leather gloves, a single silver earring and all black clothing. The mood was dark and gloomy as the pair took the stage. The Mothlight turned into an industrial paradise as lights flashed across the venue, setting the scene for an incredible show that you could truly get lost in.
The drum machine fired up and got the crowd bobbing their heads in unison. The party was underway and the bass was thumping as vocalist Alex hooked the audience with his perfectly hypnotic dance moves. The pair not only put on an impressive stage performance, but they also captured the essence of their latest release Let Me Go perfectly: deeply moody with a twist of '80s glamour. A seriously refreshing and satisfying set from these guys—with a quick thank you to the crowd, they headed offstage.
Next up was Black Marble, and the crowd could hardly wait. Black Marble's sound complimented Body of Light's in such a natural way, and Chris Stewart is nothing short of a genius. Having written and recorded his latest release It's Immaterial all by himself, it really was a pleasure to be able to see him perform his work live. Channeling Joy Division's bassist Peter Hook, his stage presence was raw and masterful.
He teased the crowd with some old favorites from A Different Arrangement and got the nostalgic energy flowing. The performance was laid back but powerful, with a few moments of humor. An audience member screamed out "Play another song!" Stewart laughed and said "Yeah, I get that a lot." Even though we wished it would last forever, the show had to come to a close. After having just spent the night in what felt like a goth club circa 1986, it was time to return to reality. Until next time. Stay cool, guys.
All photos by Holden Mesk of Asheville Music Guide


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FRESHERS FORTNIGHT AT THE ROCKET – 22nd Sept to 3rd October
Freshers Welcome starts Monday 22nd Sept at The Rocket!
We've been getting fresh all summer sorting out a great welcome package of events for all our new and returning students.
As well as organising the events for the first two weeks, we've put together some great offers and vouchers to help you get the best out of Welcome Week! These can be found inside our "Welcome to LMU Freshers Fortnight" guide which you'll find around the campuses, being handed out by our events team and in the Met Lounges for some casual reading 🙂
Our top pick is the free morning coffee from The Rocket on Monday, Tuesday and Wednesday… get involved!
Check out our fortnight of events…
There's something for everyone with food, drink, games, parties, comedy and even magic!! It's a great opportunity to get to know other students from all round London and to explore your uni!
Our top tips are the Monday movies with free popcorn and the Full Moon Party on Wednesday 24th Sept with fire performers and free BBQ! The week after, Party @ Your Moms House on Wed 1st Oct for real freshers partying, and the incredible hypnosis show on Thursday 2nd Oct! Every night will be an amazing time so come to as many as possible!
Our top tips for getting the most out of Freshers fortnight!!
It's all very full on for Freshers as soon as you get to London so here are a few pointers to get the most out of your initial weeks at LMU!
Wristy business…
Make sure to get your LMU Freshers Wristband as soon as you get to uni so you can get to all 2 weeks of the events for free.
We will have our Freshers events team out around uni that you can pick them up from, otherwise you can get one from The Rocket Complex and we will also be hanging around all the enrolment sessions giving out lots of info too!
Discounts? YES PLEASE!
Make sure to get a 'Metcard' when you get to uni, which gives you great discounts around campus, especially on food, drink, merch and event entry! Our top tip is to use it in The Rocket where you can get the cheapest and best breakfast, brunch and lunch – Mon to Fri, great deals on drinks and event entry. You can also use it in the cafes around campus, and the book shop!
You can get your Metcard from our events team who will happily print it for you while you wait, either at the Faculty Welcome Events, Freshers Fairs or The Rocket venue.
Freshers Fair – for everything you need!
There are two Freshers Fairs, in Holloway and Aldgate Hubs. They are held in the Calcutta Basement Met Lounge (in Aldgate Hub) on Tuesday 30th Sept, and on Thursday 2nd October at the Holloway Hub Sports Hall. They have everything from info on all the great societies and sports teams you can join, to DJs and slices of free pizza… we strongly recommend you don't miss this one off event at either campus! Top tip: get your NUS Extra card and meet the Student Union. And get your Metcard!
Timings are 11am – 4pm for both events.
Freshers Welcome Party – just for you!
The Freshers Welcome Party is on Friday 10th October and is the last and biggest event of Freshers Fortnight! It's a huge party with something for everyone, and ALWAYS sells out, so make sure to get your tickets nice and early. Please note this is the only event not included in the Freshers Wristband free entry. There will be a champagne reception, London Taxi Photo Booth, free BBQ, live band and DJs, and especially important, you get 2 free drinks with your ticket!!!
Tickets are £5 student advance (£6 on the door), £7 guest advance (£8 on the door).
Tickets available online soon, find out more on our FB page.
Stay in the loop…
If you want all the latest goss and info on what's going on socially around uni, you have to get involved with our facebook and twitter – let us know you're here and get chatting, we're a friendly bunch, very worldly wise about everything to do with #Londonmet, and would love to meet you!
You can find us at:
TWITTER: @londonmetevents
See you soon!
Posted on September 10, 2014, in All Events, October 2014, Septtember 2014 and tagged amazing, cheap drinks, cinema, club, clubbing, clubnight, Comedy, dancing, djs, entertainment, events, Freshers, Freshers Fortnight, freshers week, LMU, london, londonmet, rocket, rocketcomplex, student, The Rocket. Bookmark the permalink. Leave a comment.


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Top 10: the best hotels in Glasgow city centre
An insider's guide to the top places to stay in central Glasgow, including the best for stylish interiors, historical buildings, good food – and even bagpipes.
Hotel du Vin at One Devonshire GardensGlasgow, Scotland
This began life with two townhouses as One Devonshire Gardens, and expanded to five after being acquired by the Hotel du Vin chain in 2006. The result is an inviting warren of corridors and wooden staircases with superb stained glass windows leading to opulent rooms and suites. Facilities include a small gym and spa treatment room. A favourite hideaway of the likes of George Clooney, Gwyneth Paltrow and Robbie Williams.Read expert review
From £ 97
per night
ABode GlasgowGlasgow, Scotland
Braveheart would love this hotel, its walls emblazoned with golden Scottish lions. There's also an impressive central staircase of polished granite with a water wall beneath an atrium, and a splendid gilded cage lift. The 59 rooms have a modern Scottish theme, in pastel shades with tweed notes in soft furnishings across four categories, from compact to spacious with lofty ceilings and large stained glass windows.Read expert review
Principal Blythswood Square HotelGlasgow, Scotland
When Blythswood Square was constructed in the Georgian era, it was meant to be the new centre of town. That never came to pass, but it is close to the shops in Buchanan Street, and only a short walk from all the major sights. The square is quiet, with a recently created garden in the centre and attractive old style railings around the perimeter.Read expert review
From £ 140
per night
15 GlasgowGlasgow, Scotland
All the rooms here are spacious and kitted out to a very high standard, as are the bathrooms. The best of them are calm, soothing havens, and the Drawing Room, on the first floor, spreads across the width of the house. It's in the Park area of the city, a five-minute walk from the centre, and also close to Kelvingrove Park and Art Gallery, and the Botanic Gardens.Read expert review
From £ 99
per night
The Principal Grand Central HotelGlasgow, Scotland
The Grand Central is a fusion of Queen Anne grandeur and contemporary style, evocative of a more romantic age of rail travel. The Champagne Bar has Italian marble floors and bow-fronted windows overlooking the station concourse, and the world's second biggest chandelier (the biggest is claimed to be in Bulgaria) hangs for six floors above a central staircase.Read expert review
From £ 76
per night
Malmaison GlasgowGlasgow, Scotland
Just off an elegant Georgian square in the central business district, a few steps from the shopping and nightlife of Sauchiehall Street. Theatres, concert halls and restaurants are all within walking distance, as is the 'style mile' shopping precinct around Buchanan Street. It was a former Greek Orthodox Church which has been transformed into a stylish modern boutique hotel with a lively lounge bar, excellent dining supervised by a celebrity chef, and meeting and event spaces.Read expert review
From £ 80
per night
The Pipers' Tryst HotelGlasgow, Scotland
Modern budget hotel décor is the order of the day here; Scandinavian cool with a warm Scottish atmosphere. The bar and restaurant serves as a lounge, and guests are also welcome to browse a shop and museum tracing 300 years of the Great Highland Bagpipe - the hotel is part of the National Piping Centre. Even its beautiful stained glass windows are designed as a musical score.Read expert review
From £ 65
per night
Village Hotel GlasgowGlasgow, Scotland
This hotel follows the lead of airlines in allowing guests to choose rooms and check in online, with an entry card sent to their phones. Inside, post-industrial chic meets Scandi minimalism, enlivened by Glaswegian geniality. It's ultra modern, with an open-plan reception and bar area adjoining an in-house Starbucks, generating a convivial atmosphere.Read expert review
From £ 72
per night
citizenM GlasgowGlasgow, Scotland
A quirky mix of futuristic German design and Star Trek that is gaining popularity and awards. The swirling red staircase, like a fairground helter-skelter, leads from street level to self check-in terminals airport-style, and a succession of 'living rooms' with armchairs, sofas, and work tables separated by partitions filled with books and ornaments.Read expert review
Dakota GlasgowGlasgow, Scotland
Dakota Deluxe sits on a relatively quiet street corner a few steps from Sauchiehall Street, which leads to the main pedestrian shopping precinct of Buchanan Street. An impressive addition to the Dakota brand created by Glaswegian hotelier Ken McCulloch, whose portfolio includes the Malmaison chain. An old Works and Pension building in the city centre transformed into a stylish boutique hotel offering affordable luxury and first class cuisine.Read expert review
From £ 119
per night


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Summer Theatre Trip - July, 2018
We ventured into new territory for this trip, in more ways than one!
The Watermill Theatre was a big hit with everyone, lunch was excellent and the service very efficient. Thanks to Christine Goose for suggesting it.
Jasper Britton, whose acting was brilliant, played the lead character Johnny "Rooster" Byron – a slurring, red-faced, black-finger nailed Hell's Angel of sorts in leathers.
The story was powerful, dark at times and yet very comical – all in one play. I believe we all now have several new swear words in our vocabulary – not all of which we understand! - Sue Russell


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Another great read from Diana Vincent. The story continues with many unseen twists and turns. This book will have you on the edge of your seat while Sierra and River plot to rescue a horse from certain disaster. Ms. Vincent has done an excellent job of bringing the reader emotionally into the story while keeping descriptions of training and barn life accurate. Read the whole series.
Tag: Horses
The Boy Who Loves Horses*****
By Diana Vincent
This is book two in the Pegasus Equestrian Center Series. I loved book one (below) and book two did not disappoint. The story continues to follow the progress of a young rider, Sierra but focuses on River, the even more interesting male character.
Very well written, this book had me feeling the exhilaration of a three-day event. But the story did not follow the predictable pattern of many equestrian novels. It had a completely unexpected twist that left me breathless.
As the characters age in this novel, the story leans a little more to the romance side. As a rule, I seldom read romance novels, but I was rooting for a romantic interlude in this case. Ms. Vincent did a nice job of making the romance realistic without it being too graphic.
I recommend this series to anyone over the age of ten. It is entertaining as well as educational.
Falling In **
By Clare Svendsen
This book has a great title and a nice cover. Unfortunately, that's about all. There is very little plot unless you read the whole series (like forty-some books). No character arc was evident, and I really didn't like the main character at all.
This book reminded me of the most snotty girl I ever knew in the horse world. She thought everybody owed her, and that she was better than the rest of us. Sorry, this book just didn't do it for me.


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Story highlights
- Survey published in Health Affairs shows one third of doctors don't share medical errors
- Results are unsettling, doctor says, but we should remember that physicians are human
- Doctors often try to soften the blow of a prognosis by not giving all the negative details
CNN conditions expert Dr. Otis Webb Brawley is the chief medical officer of the American Cancer Society, a world-renowned cancer expert and a practicing oncologist. He is also the author of the book, "How We Do Harm: A Doctor Breaks Ranks About Being Sick in America."
(CNN)The doctor-patient relationship is a complex one.
It occurs at a stressful and busy time for both the patient and the doctor. Because it involves at least two humans, there are usually at least three versions of the conversation: the doctor's, the patient's and the true version.
A survey published this week in the journal Health Affairs reflects this complex relationship. Lisa Iezzoni and her colleagues surveyed 1,891 physicians nationwide about how honest they are with their patients regarding medical mistakes and a patient's prognosis.
The survey found that although two-thirds of doctors agree they should share serious medical errors with their patients, one-third did not completely agree. Nearly two-fifths of the respondents said they did not disclose their financial relationships with drug and device companies. And more than 55% of physicians said they often or sometimes described a patient's prognosis in a more positive manner than the facts might support.
These survey results are unsettling. We all want to think of medicine as an honorable profession and that the people in it work with integrity.
While we should all be appalled that a doctor would deceive or lie to a patient, we should also look beyond the white coat for an explanation. While it is not a vindication, the fact is physicians are human. They have all the feelings and failings of humans.
Please keep in mind, medical errors can be due to negligence, but they are more often a failure to analyze data appropriately.
Many doctor errors are simply a matter of bad luck: The doctor was not good enough that day and would have done better the day before or the day after. Some bad outcomes are not really the physician's fault.
Some doctors do not admit error out of fear of litigation. But my experience is that the discomfort of addressing one's own failings or weakness is more commonly the reason for not coming forward.
It is a normal human tendency to not want to admit an error. Confession is difficult, especially when you have to admit responsibility to the person you have hurt.
In the case of a "bad luck" outcome, the physician may be unwilling to admit their lack of control. This is often due to a lack of communication during the consenting process -- when doctors explain the possible outcomes or side effects -- and can lead to patient anger when things go badly.
Ironically, when I have seen a doctor admit an error, the patient or patient's family is usually forgiving and rarely sues.
So why would a doctor not be honest about a patient's disease or prognosis? This is likely because doctors are not always the best communicators. Medical explanations involve defining some complicated things. This is difficult and it is often easier to just not do it. Sometimes there is a tendency to simplify to the point of not telling the truth.
It is unfortunate that our medical system pays doctors handsomely to do medical procedures, but does not reimburse well for talking to, counseling and spending time with patients.
In a normal office environment, a physician is often forced to see four or more patients per hour. Questions go unanswered or half answered as the physician moves from room to room assessing the patient, reading a patient's history and lab research, documenting and looking things up.
It's a rare private practice physician who can block extra time for a patient with special needs. This can be costly.
Telling a patient bad news is horribly difficult. It is always an emotional struggle for any caring human being. The emotional incentive is to hold back information or be less than honest. It is harder for me to tell a patient that they are dying -- and that all we can reasonably do is try to keep them comfortable -- than it is to tell a family member that a patient has died.
As someone who studies how health care is provided and how health care is consumed, this survey's findings do not surprise me and the solutions are not simple.


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CPR Centennial Train Ride!
Tickets are on sale at the Port Moody Station Museum. Cash Only. Names of the passenger will be needed for each ticket purchased.
On August 18th 2013, the Port Moody Heritage Society is proud to partner with the CPR to host a fun-filled heritage train excursion! There will be 2 trips, one in the morning and one in the afternoon. Tickets include a one way train ride to or from Mission with a bus return.Tickets will sell fast at $30 each. Please note this is a vintage train and there are accessibility issues. Please speak with staff before purchase. You must be 19 or older to purchase a ticket. You must have the name of the passenger for each ticket.
Morning Option:
1. A train ride from Port Moody to Mission with a bus back
2. A bus to go to Mission and the train coming back to Port Moody
Morning Schedule:
9:30 AM- passengers board train or bus
10:00 AM-Train or bus departs from Port Moody ( Ioco Spurline)
10:55 AM Arrives in Mission
11:05 AM Passengers disembark and begin boarding
11:30 Am- Train or bus departs Mission
12:30 AMarrival in Port Moody and Disembark Passengers
Afternoon Option will be:
1. A train ride from Port Moody to Mission with a bus back
2. A bus to go to Mission and the train coming back to Port Moody
Afternoon Schedule :
1:30 PM- Passengers board train or bus
2:00 PM- Depart from Port Moody
2:55 PM- Arrive in Mission
3:05-PM-Disembark and Board Passengers
3:30 PM- Leave Mission
4:30 PM- Arrive in Port Moody and disembark Passengers
Contact us for more info:


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- Latest
- Archive
Jan 27 2019 1:56PM
Our January newsletter, and AGM minutes are attached
Aug 23 2018 7:44PM
Our next meeting will be held at 19:30 in the Crypt of St Margaret's Church Lee terrace on Tuesday 11th September 2018. Our next letter writing will be at 19:30 at the Greenwich Tavern King William's Walk Greenwich on Tuesday 28 August...
Aug 23 2018 7:42PM
August Newsletter is attached
Jun 13 2018 9:54PM
Our next meeting is our June letter writing session on 26 June at 7:30 pm at the Greenwich Tavern, King Williams Walk Greenwich SE109JH Our next group meeting is on 10 July at 7:30 pm in the Crypt at St Margaret's Church, Lee Terrace,...
May 15 2018 9:04AM
May Newsletter is attached
Mar 17 2018 6:45PM
Our 2018 summer booksale is on Saturday 16th June at the Church of the Ascension, Dartmouth Row, Blackheath
Jan 14 2018 3:20PM
Our January 2018 newsletter, which incorporates the minutes of our AGM is attached.
Dec 24 2017 12:30PM
December Newsletter attached
Oct 21 2017 5:50PM
Our November Book sale will be on Saturday 18th November starting at 10:00 at the Church of the Ascension, Dartmouth Row, Blackheath. for further details please see our blog at www.amnestybg.wordpress.com/next-booksale
Oct 14 2017 7:10PM
Our next meetings are Letter writing meeting at the Greenwich Tavern, King William Walk, Greenwich SE10 9JH on the 24th October at 19:30 Our next group meeting will be, unusually, at the Church of the Ascension, Dartmouth Row SE10 8AN...


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Latest SPJ Leads | RSS
SPJ Leads | 11/7/2018
Sharpen your skills with the Journalist's Toolbox; The ethics of student journalists endorsing a political campaign
By Isaac Taylor, SPJ Communications Department
"Newsrooms: When you let your readers attack your reporters in the comments U R SO BIAS YOU STUPID LIBTARD #FAKENEWS does it impact your journalists credibility in the eyes of other readers? How about your organizations credibility? Yep and yep." Joshua Benton, director of Nieman Journalism Lab
Save the date: SPJ needs your help in protecting press freedom and advocating journalism ethics! In the spirit of holiday giving, consider helping us make a difference this #GivingTuesday, Nov. 27. Every donation goes toward increasing media literacy, protecting journalists and promoting a healthy media climate. Spread the word and get your community involved in #GivingNewsDay.
The deadline for applying for SPJ chapter grants has been extended to Nov. 16. Pro and campus chapters can apply for up to $500 for "innovative programs and events that help build membership." Check with Region 2 Director Andy Schotz if you have questions.
SPJ participated in International Day to End Impunity for Crimes against Journalists . The international effort brought attention to the detainment and murder of journalists over the past decade . J. Alex Tarquinio, the Society's president, gives her thoughts in her president's blog post.
The Sigma Delta Chi awards honor the best in professional journalism across print, radio, television, art/graphic and online categories plus a new podcast category! Submissions will be accepted beginning Nov. 26. Check out the rules and view previous years winners here, and contact Program Coordinator Christine Cordial with questions. Work must have been published or broadcast in the 2018 calendar year.
SPJ, the Sigma Delta Chi Foundation and the Journalism Education Association offer scholarship awards to winners of the National High School Essay Contest, open to all students enrolled in grades 9-12 in U.S. public, private and home schools. Entries are now being accepted and must be submitted online or postmarked by Feb. 22. Find rules and submission details here .
If you know someone who is dedicated to the field of journalism and displays tenacity for storytelling, nominate them for SPJ's Fellow of the Society honor. The deadline is Dec. 1. Honorees must agree to attend Excellence in Journalism 2019 in San Antonio, Sept. 5-7.
It's often said that "journalists are the first to draft history." Today's front pages are a direct reflection of that. Check out election coverage on these front pages from newspapers across the country.
The Committee to Protect Journalists published its annual Impunity Index last week which compiles the data for unsolved murders over 10 years. Impunity is entrenched in 14 nations, according to CPJs 2018 Global Impunity Index, which ranks countries with the worst records of prosecuting the killers of journalists.
Journalistic wit is an important asset to have. Being able to conceptualize new ideas or look at the usual in an unusual way makes for fantastic stories. One of the best story types is the conceptual scoop, writes James Geary, deputy curator of the Nieman Foundation for Journalism at Harvard .
Hearst Digital Media, based in New York, is seeking an enterprising editor to work in its content studio, serving as the point person on all branded content for MensHealth.com and Esquire.com.
Investigative Reporters and Editors is hiring a fourth full-time trainer to help journalists improve their watchdog and data skills. Deadline to apply is Nov. 20. Full University of Missouri employee benefits are provided. The position is remote, but provides a collaborative team atmosphere.
Colorado State University seeks an entry-level assistant professor of science communication . The ideal candidate will have significant professional experience that emphasizes the strategic communication, journalistic aspects and digital communication aspects of science communication.
Whether you're an upcoming journalist or simply looking to sharpen your skills, the Journalist's Toolbox is a great resource to help you learn various tools of the trade.
News Foundry is a new three-day, high-intensity workshop that provides 100 people working in journalism the entrepreneurial skills to start building a viable business. The first event is Nov. 16-18 at The Philadelphia Inquirer. SPJ members receive a 50 percent discount on registration. Use the code "MemberSPJ" to redeem it.
Looking for innovative ways to tell stories and engage with your audience on social media? Well, SPJ teamed up with Facebook Journalism Project to bring you a FREE training on Facebook tools for journalists. Learn more and request a free training .
Public universities can't endorse political campaigns, but it's perfectly legal for student newsrooms to do it. Even though they can, should they? When it comes to the issue of student journalists endorsing a political candidate, newsrooms are divided.
By purchasing SPJ's merchandise through the J-Mart, you're not only getting a great product, you're also supporting the Society's mission. So, browse the many products and start your holiday shopping a little early!
Copyright © 1996-2020 Society of Professional Journalists. All rights reserved.Legal • Policies


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Ivy Tech Community College North East Massage Therapy Instructional Courses
Ivy Tech Community College North East is a training facility that can offer the essential massage therapist certification to start a career within this profitable business. For those thinking about this field and would definitely like additional information, please speak to the program at (260)480-4180 or with the information which is offered listed below.
School Information
Ivy Tech Community College North East
3800 N Anthony Blvd
Fort Wayne, Indiana 46805-1430
Local: (260)480-4180
Toll Free: (If Available)


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text: When you're starting yoga, whether for the first time or coming back to it, looking at yoga class offerings can be rather confusing. With a plethora of options such as hot yoga, hatha yoga, Vinyasa flow, Kundalini, or Iynegar, you may wonder which class is right for you. To clarify, there are a finite number of yoga poses. All yoga classes have yoga poses or asanas in some form. For example, Downward-Facing Dog is a pose you will practice in a hot yoga class, a Vinyasa flow class, or a hatha class.


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Intelligence Squared Debates: Coal-fired Power will Soon be Obsolete
Climate change is intensifying, but along with the repeal of the carbon tax, the price of coal has dropped – making it more appealing as an energy source. What lies ahead … for Australia and the world?
The Australian economy is largely propped up by coal, but is the end in sight? Is China, for instance, as reliant on Australian coal as we're led to believe? And while many in the industry accept the science around climate change, what are the viable alternatives of energy supply to developing countries – is coal the only affordable option for those striving to escape poverty and destitution?
Renewable energy has not yet been developed at a rate (and for a price) that makes it a viable large-scale substitute for coal. Which begs the question: is our whole model flawed? The future of energy distribution could be local rather than centralised, with rooftops, co-generation plants and other small-scale technologies playing a vital role – avoiding the need for large systems of infrastructure for distribution.
Looking beyond the nuts and bolts of technology, what is the impact on communities of moving away from coal? Are we indifferent to the eclipse of the long history of coal mining? And what will happen to the communities that were once defined by it?
This debate was moderated by Wheeler Centre director Michael Williams.
Speaking for the proposition
· Bob Brown, former leader of the Australian Greens
· Professor Mike Sandiford, director Melbourne Energy Institute
· Lane Crockett, Executive General Manager, Pacific Hydro
Speaking against the proposition
· Dr Richard Aldous, CEO CO2CRC
· Dr Nikki Williams, former head of the Australian Coal Association
· Sinclair Davidson, professor of institutional economics at the School of Economics, Finance and Marketing RMIT, and senior fellow at the Institute of Public Affairs
Bob Brown
Bob Brown resigned as leader of The Greens and from the Australian Senate in June 2012. He led the Australian Greens from the party's foundation in 1992 until April 2012.
Mike Sandiford
Mike Sandiford is professor of geology and director of the Melbourne Energy Institute at the University of Melbourne. As director of the Energy Institute, he oversees the university energy research portfolio, and has been responsible for developing its focus on the opportunities and challenges of integration of low emission technologies in large-scale, sustainable energy systems.
Nikki Williams
Dr Nikki Williams is a non-executive director of both Tellus Holdings and Neuroscience Research Australia and chairman of the NeuRA Foundation. She is an ambassador of the Australian Indigenous Education Foundation and patron of Women in Mining (NSW).
Michael Williams
Michael Williams is the Director of the Wheeler Centre.
Richard Aldous
Dr Richard Aldous is chief executive of the Cooperative Research Centre for Greenhouse Gas Technologies (CO2CRC). With an extensive national and international career in resource development, technology research and executive management in both industry and government, Dr Aldous has worked with a number of international resource companies, including BHP, Newcrest, Iluka and WMC.
Lane Crockett
Lane Crockett is the Executive General Manager, Australia for Pacific Hydro - a leading diversified renewable energy company which operates in Australia, Chile and Brazil. Lane is responsible for leading the Australian business which is a vertically integrated clean energy utility with a portfolio of more than 300 megawatts of operating wind and hydro power facilities.
The Australian business also has a mature portfolio of wind and geothermal projects under development. Lane is a member of the board of the Energy Supply Association of Australia, the national body representing the stationary energy industry.
Sinclair Davidson
Sinclair Davidson is a professor in the School of Economics, Finance and Marketing at RMIT University and a Senior Fellow at the Institute of Public Affairs.


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Pidapipó CBD
8 Degraves Street, Melbourne CBD VIC
The next glorious chapter in the delicious Pidapipó story has begun, this time taking place on the CBD's bustling pedestrian-only thoroughfare, Degraves Street.
Joining its older siblings in Carlton and Windsor, the CBD edition of Pidapipó adds another fabulous layer of artisanal, Italian gelato to our beautiful city's array of ice creameries. Known now as Melbourne's queen of ice cream, Lisa Valmorbida has gradually established her three-strong empire and is bringing that iconic Pidapipó fun atmosphere and laid back Italian vibe to the CBD's little foodie hideaway on Degraves Street.
"We thought that the CBD would be a great next step," says Lisa, "but we didn't know exactly where. When the Degraves Street site became available, it seemed to be the right fit because it reminded us so much of Lygon Street in that its focus is food and has a very rich history."
The same sleek, now signature, Pidapipó design concept has continued in the CBD store. With the talented design team from Rabindra Naidoo Designa at the helm once more, a similar brief was given to find a harmonious middle ground between Italian Rationalist Architecture of the 1920s and 1930s and the poppy, fun festivities of the Mad Hatters Tea Party. Rabindra's custom furniture and fittings have made yet another appearance and the signature gelato pozzetti remain in pride of place on the marble counter.
The CBD store features a new addition of four granita pozzetti alongside the usual gelato and sorbetti. Guests will be refreshed by blood orange or raspberry granita in a cup, just like an Italian spider! Though the menu features some new stuff, the Pidapipó food philosophy remains the same at all three stores – to use the freshest ingredients available and nothing artificial.
"I learnt how to make gelato in Italy and, having an Italian background, I have adapted to that direction with food." says Lisa, "At Pidapipó, we focus on the ingredients and let the flavours speak for themselves rather than going too crazy with combinations. When we make a flavour, it makes sense."


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When acting for either a seller or buyer of a business under a share purchase agreement it is imperative for the lawyer acting to be aware of the distinction between a warranty and a misrepresentation.
A warranty is a term of the contract that a state of affairs exists which if then breached by the seller enables the buyer to bring a claim for breach of contract. The purpose of this is to put the buyer in the position he would have been had the contract not been breached, so it compensates him for what is known as loss of bargain. It is subject to the duty to mitigate losses. In a share purchase agreement it will involve calculating the actual value of the shares and what they are really worth as against what they would have been worth had the warranty been accurate.
A misrepresentation, in contrast, is a false statement usually made at pre contractual stage that induces the other party to enter into the contract. The remedies for misrepresentation are either rescission or damages (for more on this see my earlier article about Constable and Cadillacs). This is potentially a much wider ranging claim to bring as the aim of the exercise is to put the buyer back in the position he would have been in had he not entered into the agreement. This means the Court would need to assess the overall loss sustained by the buyer in entering into the agreement which is likely to be much more substantial than the diminution in value of the shares.
In practice this means properly advised sellers strive to make it clear that a breach of the agreement is a breach of warranty only whereas buyers would prefer to have a remedy under misrepresentation. This often forms the backdrop to much behind the scenes negotiation between the lawyers and clients.
A recent case before the High Court Idemitsu Kosan Co Ltd v Sumitomo Co Corp, heard in the late Summer of 2016, raised a novel point where the buyer claimed in mounting a claim that even though the agreement expressly stipulated the assurances given were warranties, in reality they were misrepresentations. The claim was dismissed mainly because the agreement had what is known as a full entire agreement clause which stated the buyer had not been induced to enter into the agreement on the basis of any misrepresentation.
The lessons from this.
- If acting for the seller always ensure that a full entire agreement clause that removes any possible misrepresentation claim is in the agreement for sale.
- If you are acting for the buyer try to incorporate the word "represents" into the agreement and keep a careful watch on the time limits for the buyer to claim under the warranties.
An experienced team of lawyers is on hand at this firm to deal with any queries you may have on this matter. Please call us on 01865 244661 to discuss.


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I found these carb friendly recipes in the NYTimes today. Always a great "go to" meal!
Tunisian Style Baked Cauliflower Frittata
I found these carb friendly recipes in the NYTimes today. Always a great "go to" meal!
Tunisian Style Baked Cauliflower Frittata
No time for frying pans and all the mess, here is a simple delicious way to prepare eggs. Now there is no excuse for not having breakfast! Thanks Betsy for sharing this great recipe.
Coat a microwave-safe large coffee mug or custard cup with cooking spray or butter. The eggs will rise so be sure to cover the entire area. Add two eggs, 2 T cream, salt and pepper. Beat with fork until blended. Cook on full power for 35-40 seconds and stir. Continue cooking unti eggs are set, about 40 seconds longer. (microwave times vary) Top with shredded cheese if desired.
Above is a great quick way to have breakfast, but here is my absolutely favorite way to have breakfast. Breakfast in bed brought to me by room service. I am not sure which is better breakfast in bed or eating sausages with no guilt whatsoever? A toss up..
Say it ain't so! One of the perks of low carb eating is having bacon with no guilt. Rumor has it there will be a pork shortage in the coming months. All due to drought conditions that have led to smaller herds of pigs in Europe and the United States.
I found this recipe for Oopsies while searching online for low carb bread. They remind me of a Gougère. But much quicker to do and no flour or cheese. I suppose with a little fiddling cheese could be added. They are very eggy and nothing like bread but it makes a great base for a ham and cheese melt. I think a sweetened version would be easy, add a little splenda to the batter and make one large Oopsie. Spread with whipped cream and berries.
Oopsie Bread (makes 6 medium)
Preheat oven to 300 degrees and prepare baking sheet with parchment paper.
3 large eggs, separated (whites in one bowl, yolks in another)
3 ounces of cream cheese
pinch of salt
1/2 tsp baking powder
Beat yolks with cream cheese and baking powder until creamy. Whip egg whites with pinch of salt until very stiff peaks form.
Gently add egg whites into the yolk mixture, taking care not to break down egg whites.
Mound 6 separate oopsies on prepared baking sheet spread a little to create a circle. Option-make one large oopsie for a dessert.
Bake for 30 minutes until golden brown on top.
Ham & Cheese Melt with Oopsie Bread
Welcome to my low carb life..
Life, Liberty and the Pursuit of Gluten-Free, Sugar-Free, Low-Carb, Atkins, Diabetic, Ketogenic Healthy Eating
Gluten Free, Dairy Free, High Protein, Vegan and Raw Recipes using natural, healthy and wholesome ingredients
Welcome to my low carb life..
Author of The Case Against Sugar, Why We Get Fat and Good Calories, Bad Calories
Motivation the "Forever" weight loss solution


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Convert Iranian Rial (IRR) to other currencies; Enter the amount of money to be converted from Iranian Rial to other currencies. You can filter the currencies displayed in this table by name, symbol or continent.
Iranian Rial (IRR) is the currency used in Iran. Iranian Rial currency symbol is "﷼". Iranian Rial coins available are . Iranian Rial banknotes available are .
© 2020 All Rights Reserved


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BC's Cole Wilson And Monet Chun Of Ontario Crowned Champions At Future Links, Driven By Acura Pacific Championship
- Details
- Category: Inside Golf
- Published: 2018-05-16
Cole Wilson and Monet Chun (Golf Canada/Chuck Russell)
VICTORIA, British Columbia — Team Canada Development Squad member Monet Chun held on to her second-round lead, while Cole Wilson made a hard-fought comeback to earn medallist honours in their respective divisions at the Future Links, driven by Acura Pacific championship at Bear Mountain Golf Resort.
Sixteen-year-old Chun, who led going into the final round, carded a 3-under on the front nine. The Richmond Hill, Ont., product ended the day scoring a 2-over-par 74 to secure her place in the 2018 Junior Girls Championship being held from July 31-Aug. 3 at Beach Grove Golf Club in Tsawwassen, B.C.
Cole Wilson Of Kelowna, B.C. Earned His Spot In The 2018 Junior Boys Championship With His Victory At Bear Mountain Resort In Victoria
Wilson, a native of Kelowna, B.C., posted a 1-under-par 70 to secure an exemption to the 2018 Junior Boys Championship from July 30-Aug. 2 at Medicine Hat Golf & Country Club in Medicine Hat, Alta.
Click HERE for the full story...


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Product Description
Nail Art Variety Pack
Create your own personalized manicure and pedicure with a variety pack of nail art!
- Nail art in a variety of shapes and designs - the perfect addition to any manicure or pedicure
- Flexible 3D stickers creates a beautiful look for your manicure or pedicure - Now in a Multi-pack
- Quick and easy to apply - Stays put for days
Size: 200 stickers
How to use
Whether for tips or toes, Kiss offers a wide selection of designs to satisfy any look!
- Nail Art Stickers are fast and easy to apply. Simply peel sticker off paper backing and place as desired on dry, polished nail.
- Gently press down on sticker to assure proper adhesion.
- Apply top coat over entire nail surface and let dry.
- Kiss Nail Art Stickers make it easy to enhance your manicure.
- Apply one or two layers of polish or top coat to nail.
Kiss Nail Art is especially designed to create or enhance the most beautiful manicure! All designs can be used alone or can be arranged with others for a unique creation. Have fun, be creative, and go for glamour with Kiss.
If you have any questions on how to use this product, please contact our customer service on 1800 791 381.
The brand
Kiss offers professional quality nail and lash products as well as easy-to-use, all-in-one kits to help you achieve salon results at home. With artificial nails, nail art, glue, remover and accessories, the Kiss range provides you with all the tools you need to get that perfect manicured finish. And now, with their all-new revolutionary false lash collection Kiss are proving that they really are the pioneers of home beauty innovation.
See all Kiss products.
Shipping to Australia
- FREE SHIPPING for orders over $50
- $8.95 flat fee for orders under $50
- Average delivery times (exclude order processing time): SA and WA: up to 10 working days, TAS: up to 7 working days and other states: up to 5 working days
International shipping
- At this stage, we do not offer international shipping.
For further details about our shipping policies, please visit our detailed shipping page.


text: 'Happy Fungi' is an easy to read pattern with step by step instructions, pictures and tips on how to knit this mushroom decorative garland/cat toy. It is written for the scraps of yarn accumulated throughout the years and is knitted as a one long piece, bottom to top. You can download the pattern instantly from my Etsy and Ravelry stores.


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Hi everyone!
Swap send out is approaching so I'm just checking in to make sure everything is going OK for everyone...Let me know if you're having any concerns, or if you know you might be late sending so I can note that. Koolkoala, I'm almost done with your package! One of your things is extremely detailed so I'm still working on that part. I'll be mailing out next week!


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Mailbox Monday can be found at: The Printed Page
Mailbox Monday is the gathering place for readers to share the books that came into their house last week (checked out library books don't count, eBooks & audio books do). Warning: Mailbox Monday can lead to envy, toppling TBR piles and humongous wish lists.
I got two books in my mailbox this week. The first was Zombie vs. Unicorns which I got through Book It Forward ARC Tours. I had to read this and was excited to get a chance to read it early.
The second I got through paperbackswap.com and that was The Candy Shop Wars by Brandon Mull. I loved Mull's Fablehaven series so I was excited to get another book by him to read.
I also got three books from the library: Cast in Chaos (Chronicles of Elantra, Book 6) by Michelle Sagara, Linger by Maggie Stiefvater, and Clementine (Clockwork Century, Book 2) by Cherie Priest. All books in series that I want to read but don't really want to own (well I may want to own Clementine since I loved Boneshaker, we will see).
See below for more information on these books.
Zombies Vs. Unicorns by Justine Larbalestier vs. Holly Black
First Sentence: "The girl did not ride the unicorn, because no one ever did."
From Amazon.com: "It's a question as old as time itself: which is better, the zombie or the unicorn? In this anthology, edited by Holly Black and Justine Larbalestier (unicorn and zombie, respectively), strong arguments are made for both sides in the form of short stories. Half of the stories portray the strengths--for good and evil--of unicorns and half show the good (and really, really bad-ass) side of zombies. Contributors include many bestselling teen authors, including Cassandra Clare, Libba Bray, Maureen Johnson, Meg Cabot, Scott Westerfeld, and Margo Lanagan. This anthology will have everyone asking: Team Zombie or Team Unicorn?"
The Candy Shop War by Brandon Mull
First Sentence: "The airport shuttle squeaked to a stop in the parking lot of Leslie's Diner.
From Amazon.com: "Welcome to the Sweet Tooth Ice Cream & Candy Shoppe, where the confections are a bit on the . . . unusual side. Rock candy that makes you weightless. Jawbreakers that make you unbreakable. Chocolate balls that make you a master of disguise. Four young friends--Nate, Summer, Trevor, and Pigeon--meet the grandmotherly Mrs. White, owner of the Sweet Tooth, and soon learn about the magical side effects of her candies.
In addition, the ice cream truck driver, Mr. Stott, has arrived with a few enchanted sweets of his own. But what about the mysterious man in the dark overcoat and fedora hat? Why are all these "magicians" trying to recruit Nate and his friends? Who should they trust?
The mystery deepens and the danger unfolds as the four youngsters discover that the magical strangers have all come to town in search of a legendary, hidden treasure--one that could be used for great evil if it fell into the wrong hands. The kids, now in over their heads, must try to retrieve the treasure first. And so, the war begins . . ."
From Library:
Linger by Maggie Stiefvater
First Sentence: "This is the story of a boy who used to be a wolf and a girl who was becoming one."
From Amazon.com: "In Maggie Stiefvater's Shiver, Grace and Sam found each other. Now, in Linger, they must fight to be together. For Grace, this means defying her parents and keeping a very dangerous secret about her own well-being. For Sam, this means grappling with his werewolf past . . . and figuring out a way to survive into the future. Add into the mix a new wolf named Cole, whose own past has the potential to destroy the whole pack. And Isabelle, who already lost her brother to the wolves . . . and is nonetheless drawn to Cole."
Clementine (Clockwork Century, Book 2) by Cherie Priest
First Sentence: "For six days, Croggon Hainey watched the Rockies scroll beneath the borrowed, nameless dirigible, until finally the last of the jagged ridges and snow-dusted plateaus slipped behind the ship on the far side of Denver."From Amazon.com: "Maria Isabella Boyd's success as a Confederate spy has made her too famous for further espionage work, and now her employment options are slim. Exiled, widowed, and on the brink of poverty...she reluctantly goes to work for the Pinkerton National Detective Agency in Chicago.
Adding insult to injury, her first big assignment is commissioned by the Union Army. In short, a federally sponsored transport dirigible is being violently pursued across the Rockies and Uncle Sam isn't pleased. The Clementine is carrying a top secret load of military essentials--essentials which must be delivered to Louisville, Kentucky, without delay.
Intelligence suggests that the unrelenting pursuer is a runaway slave who's been wanted by authorities on both sides of the Mason-Dixon for fifteen years. In that time, Captain Croggon Beauregard Hainey has felonied his way back and forth across the continent, leaving a trail of broken banks, stolen war machines, and illegally distributed weaponry from sea to shining sea.
And now it s Maria's job to go get him.
He's dangerous quarry and she's a dangerous woman, but when forces conspire against them both, they take a chance and form an alliance. She joins his crew, and he uses her connections. She follows his orders. He takes her advice.
And somebody, somewhere, is going to rue the day he crossed either one of them. "
Cast in Chaos (Chronicles of Elantra, Book 6) by Michelle Sagara
First Sentence: "The Halls of Law occupied real estate that the merchants' guild salivated over every time discussion about tax laws came up, and for that reason, if no other, Private Kaylin Neya was proud to work in them."From Amazon.com: "Kaylin Neya is a Hawk, part of the elite force tasked with keeping the City of Elantra safe. Her past is dark, her magic uncontrolled and her allies unpredictable. And nothing has prepared her for what is coming, when the charlatans on Elani Street suddenly grow powerful, the Oracles are thrown into an uproar and the skies rain blood….
The powerful of Elantra believe that the mysterious markings on Kaylin's skin hold the answer, and they are not averse to using her—how ever they have to—in order to discover what it is.
Something is coming, breaking through the barriers between the worlds. But is it a threat that Kaylin needs to defend her city against—or has she been chosen for another reason entirely?"
Sunday, August 15, 2010
Mailbox Monday - 8/16
Labels: Mailbox Monday
5 comments:
Great selection! I am very excited with several of the books in your mailbox: Zombies vs. Unicorns, Linger, and Clementine. I hope that they are wonderful reads!ReplyDelete
By the way, I have an award for you here.
You certainly brought a good selection home this week...The Candy Shop Wars sounds really interesting, I want to check that out
Enjoy your week reading!
Grrat mailbox! I really liked Shiver and am looking forward to Linger. Please stop by my Mailbox when you have a moment!ReplyDelete
Looks like you will be busy...enjoy your new books!ReplyDelete
I have yet to read Shiver and Linger but I have heard they are quite good. Enjoy your new books!ReplyDelete
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tag:blogger.com,1999:blog-8555835667726000878.post349151442942684776..comments2020-01-17T13:12:55.114+00:00Comments on The Beauty Scoop!: What Questions Would YOU Ask The Pixiwoo Sisters?Claire (The Beauty Scoop)http://firstname.lastname@example.com:blogger.com,1999:blog-8555835667726000878.post-22188713662442912122017-10-17T09:48:04.401+01:002017-10-17T09:48:04.401+01:00On the planet where there are plenty of timepieces...On the planet where there are plenty of timepieces which includes rolex replica are swiftly losing ground. As a method of averting this, watchmakers are designing pieces that do more than telling time. They're also meant to show wearer's class in society thus acts as hublot replica sale. Eight years following it was launched, the fake rolex sale took over the business, generating it a larger than life firm that created probably the most exclusive and spell-bounding collection of watches for men and women. Pulsar became rolex replica sale and well-known brand once they launched the very first all line rolex replica. This creation created enormous leaps and Pulsar began expanding as a brand at an international level, and now Pulsar Watches have gained the trust of men and women worldwide due to the fake rolex sale high quality of time-pieces that they deliver.
Bennyhttps://email@example.com


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Posted by on 21 February 2009 00:25 CET
The collection of catalogs was enriched with 7 new catalogs The full collection of catalogs is available from the Astronomer's Bazaar.
The 7 catalogs added are: J/A+A/494/1137 (LHO) (Liermann+, 2009); J/A+A/494/845 (Grove+, 2009); J/AJ/133/768 (Landolt+, 2007); J/AJ/133/791 (Smith+, 2007); J/ApJ/657/1013 (Tremblay+, 2007); J/ApJ/657/706 (Nandikotkur+, 2007); J/PAZh/34/920 (Karachentsev+, 2008);
This selection of new catalogs is readily accessible from the FTP server; the full access via VizieR may take a few days more.
Comments 0


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Football rumours from the media
What the papers say
David Beckham has contacted Lionel Messi over a huge money switch to Inter Miami, reports The Sun.
Manchester City are hoping to convince midfielder Leroy Sane to sign a new deal before Bayern Munich have another chance to bid for the Germany international in January, according to the Evening Standard.
Chelsea will try to sign £35million-rated Nice defender Youcef Atal in January if they can get their transfer ban lifted by the start of 2020, The Sun reports.
Tottenham will battle Paris St Germain to sign Juventus forward Paulo Dybala in January, says The Sun.
Social media round-up
Callum Hudson-Odoi looks set to extend his contract at Chelseahttps://t.co/XdMxcFDbAA #CFC pic.twitter.com/iYesgt0SxP
— Daily Star Sport (@DailyStar_Sport) September 10, 2019
Man Utd are reportedly sticking to their asking price for Paul Pogba as they prepare for Real Madrid to come calling again in January https://t.co/r3qItYUMXC pic.twitter.com/kd05Nn2IY1
— Mirror Football (@MirrorFootball) September 10, 2019
Players to watch
Josh McEachran: The Former Chelsea Academy midfielder has been handed a trial at Birmingham after also being linked with cross city rivals Aston Villa, The Sun reports.
Milan Skriniar: Manchester City failed with a bid in the summer to sign Inter Milan's Slovakia defender but could try again in January, Tuttosport claims.
Jose Gaya: Chelsea will try to sign the Valencia and Spain left-back when their transfer ban ends next summer, Talk Sport reports.


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Not Paying
Status : Scam
Active Since: December 11, 2017
Coinello is the new cryptocurrency mining and trading program in the market, which is available in online from 11 December, 2017. For partnership program, the company has been affording two levels of referral commission, where you can receive 4% and 1% of that amount when someone registered through your referral link and made a deposit.
In this program, you can pick an investment plan with a daily profit or end of the term profit. Deposit amount can be included in the daily profit in case of daily plans and in case of after plans, the deposit includes in total return.
Coins Supported : BitCoin
Payment Mode : BitCoin
Referrals : 6%-4%-2%-1%
Company Information :
Alexa Rank: 1,389,796
Domain name is registered under Namecheap, Inc since 13 October 2017
Registration Expires on 13 October 2022
Name Servers: ns26.strongns.net, ns24.strongns.biz, ns26.strongns.biz, ns24.strongns.net, ns18.strongns.biz, ns18.strongns.net
Coinello Limited is the cryptocurrency mining hardware equipment development company it also provides trading services. Trading takes place in popular trading exchanges. Bitcoin is allowable for investment.
Coinello is the best opportunity for the people who are anxious to lend in cryptocurrency mining platform. Cryptocurrency mining hardware, software and the Coinello makes this platform effective.
Investment in Coinello has started on 11 December 2017 and within few days it earns more over 2240 customers and they are investing up to 35.61379965 bitcoins and they are paid 7.35607943 bitcoins till now.
Coinello Team
The team of Coinello analyze and understand worldwide view and discover new strategic plan which satisfies the customers. And this is implementing in distinct situations and cost. This team contribution is the boon for the Coinello platform.
The team includes microchip developers, professional electronics, internet commerce specialists, financial asset management specialists and last but not least users.
- Investment through cryptocurrency
- Fully automated system
- Monthly financial reports
How to invest in Coinello?
It is very simple. Just you have to open a new account on Coinello for investing using only Gmail id, the Google mail service so that they can get receipts of letters.
Deposit the amount in your account based on the lending strategy and you can the one which suits you.
Investing is very easy for bitcoin wallet users. Lending is absolutely uncomplicated with bitcoin address, 33 alphanumeric characters.
If you deposit for the very first time you can transfer the money from your wallet. The following deposits can be done via profit that you can obtain from your previous investment. If you do not bitcoin account you need to create one with several bitcoin platforms.
Once you deposit it will be credited to your Coinello account with the time from very few minutes to one hour, unusually within 24 hours. After the mentioned time period you will be received confirmation messages otherwise you can check in "your deposits" which is in your web account. It is not a balance owing to the account is designed to show only benefits.
Investment offer
There are two types of lending plans available which listed below.
Daily plans
|Minimum deposit
|maximum deposit
|Daily ROI
|Total ROI
|20 calendar days
|25 calendar days
|30 calendar days
After plans
|Minimum deposit
|maximum deposit
|Total ROI
|10 calendar days
|15 calendar days
|20 calendar days
The frequent account checker can go with "Daily plans" and the random checker can invest in "After plans". In the daily plan, your deposit will be paid with your daily gain and will not be given at the end of the lending plan. As well as in "After days" plan your deposit will be paid together with the final benefit.
In the case of profit, you can withdraw any time if enough balance is there. After the time lapsed your deposit will be canceled and it requires reinvestment.
Reward program
Coinello offers two levels of partnership scheme which are:
Referral: If you the link to others you will gain directly with 4% of the investment they have done.
Referral of referral: Through referral your referral you will gain 1% by the indirect reference.
Note: You can do withdrawal when the amount of commission meets or surpass 0.0005 Bitcoin
Representative scheme
The company recruits their representatives all over the world who speaks differently in order to serve people from different Zone. You can utilize their knowledge about the company structure, strategy, interactions, and investors.
You too can get the chance to become your country representative if you have the potential and the will. This is the best opportunity to earn additionally at two levels with 6% and 2%.
Condition to be a representative of Coinello Limited you need to have a deposit of at least 0.25 bitcoin.
Company Features
- The UK registered company
- Availability, transparency and mutual effort with customers
- Chance to contribute company's share purchasing in IPO 2018
Social Media
Facebook: https://www.facebook.com/coinello
Twitter: https://twitter.com/coinello


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We've been reading and re-reading 'Insurgent' in preparation for what we think will be the best movie release of 2015. We don't have to wait THAT long either as it hits cinemas in the UK on March 20th.
Follow Tris as she searches for allies and more importantly allies while her and Four are fugitives on the run from Jeanine the power hungry leader of the Erudite faction.
OH MY GOODNESS. Could this look better if it tried?! The answer is no.
- Follow Veronica Roth the author on Twitter
- Find out more about the 'Divergent' series on Facebook
- Buy your own copy of 'Insurgent' here for just £3.85
Keep an eye out for free chapter giveaways, competitions and exclusive content, only on Maximum Pop!


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Consists of 1 standard adjustable base with 2 magnets, 1 rubber cradle, and 1 rubber post.
Great for hoof maintenance, treatments, bandaging, and polishing.
Heavy Duty Diamond Plate Finish
17" minimum height and 25 1/2" max height
Weight: 14 lbs
Portable Maintenance Farrier Caddy is light enough to be easily moved by hand. Large top tray to hold boxes of nails. Lower tray with trhee compartments to keep tools separated. Side loop to hold hammers or other tools with handles. V plates on each side...


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Rolls-Royce to Power New Air Lease Corporation Dreamliners
Rolls-Royce has won an order from Air Lease Corporation, worth $160 million at list prices, for Trent 1000 engines to power four Boeing 787-9 Dreamliner aircraft.
The order marks the first Trent 1000 selection by the US aircraft leasing company.
Steven Udvar-Hazy, Chairman and Chief Executive Officer, Air Lease Corporation, said: "This is ALC's first selection of Trent 1000 technology, which will power our 787-9 aircraft. We look forward to receiving these engines, which are demonstrating excellent operational performance and environmental efficiency and will help deliver real advantages to our customers."
Eric Schulz, Rolls-Royce, President – Civil Large Engines, said: "We are delighted that Air Lease Corporation has become a significant new customer for our Trent 1000 engine technology. The engine is the quietest and most efficient engine on the Dreamliner and has delivered a smooth 787 entry into service for customers on three continents."
The Trent 1000 was the first engine to power the 787 Dreamliner into service in October 2011 and has achieved more than 99.9 per cent engine dispatch reliability. It is also the launch engine for the Boeing 787-9 and has been selected to power Singapore Airlines 787-10X aircraft, subject to Boeing confirmation of the programme.
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For me, one of the best parts about going to New York City is the increased chance of seeing a celebrity just walking by on the street. Unlike LA, which revolves around the celeb scene, New York is more subdued, even ignoring celebs at times. I hear that's why famous people like to live here so much. However, I'm not from NYC, and in Kansas City, we don't have many opportunities to see famous people. So, during the whole trip, I've been keeping my eyes peeled for one of the Olsen Twins, one of the girls from Sex and the City or even Beyonce (all reported to have residences in NYC).
Well, this morning I was beginning to lose hope of seeing a celeb. So far, Stuart and I thought we saw Amarosa from "The Apprentice," but a) she's not that big of a celebrity, so I'm not sure if she counts and b) she looked really nice and friendly, so it probably wasn't her (or at least her persona on TV).
However, my fears were put to rest today at the Javits Convention Center. After coming out of part one of Robert Rose's seminar about developing a successful sport-specific training program, I saw Seth Green! (The seminar was great, by the way. Unfortunately, I couldn't stay through part two because I had a flight to catch, but if you're looking to learn more about sport-specific training, I recommend you check out his Explosive Performance facilities at www.explosiveperformance.com.) Seth, probably best known for his role as Dr. Evil's son in the movie "Austin Powers" and his voice work on "Family Guy," looked to be a happy go-lucky guy and was there for Comic Con, a massive comic book convention that was also being held in Javits. (I always thought a lot of fitness people had interesting fashion choices at times, but this convention had them beat. I saw everything from mohawks and tight black leather to girls dressed as Little Bo Peep and Princess Leia.)
Celebrity sighting? Check that one off the list! --Jennipher