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The ink is soon to be set on Belgium's long-awaited covered bond legislation which has the country's borrowers gearing up to access the market as early as January 2013.
To view the digital version of this report, please click here.
Belgium is now on a clear path to seeing the launch of the country's first covered bonds in January next year as bankers expect the final details of long-awaited legislative framework will be agreed upon in the coming months.
The National Bank of Belgium, in consultation with the banking sector, has been working on a draft legislative framework.
Belgium is one the few European countries that has no dedicated legal framework in place, something that has prevented the country's banks from taking advantage of the most cost-efficient form of public funding available.
It has been a long road to bring about legislation for the country that holds the record for operating without an elected government. Belgium was without a government for 541 days, having been run by a caretaker government from April 2010 to December 2011.
"The fact that the country was without a government made the prospect of introducing covered bond legislation impossible. And while it is taking longer than we would have hoped for, it should be hopefully complete by September/October with the first bond coming in early January," said Frank Will, covered bond analyst at the RBS.
Market participants involved in the legislation explained that previous regulatory set-ups like that of Italy and the UK took a significant amount of time to iron out and at the end of the day the Belgian authorities just want it to be airtight before they give it the final sign-off.
The new law is likely to benefit issuers such as BNP Paribas Belgium, Fortis, KBC and Dexia and of the potential issuers that may sell bonds under the framework all eyes are on Dexia Banque Belgium, the 100% state-owned bank which will be looking to build up its term funding structure this year. The entity was spun out of Dexia at the end of 2011 after the bank had to be rescued by the French, Belgian and Luxembourg governments.
KBC is another bank for which the new legislation could prove useful.
Until now, Belgium's banks have been relatively inactive in the public markets, issuing occasional senior unsecured and RMBS transactions, but mainly relying on retail deposits for funding.
Fine tuning
At present the process is being held up by a number of nitty gritty details that include final provisions for the structure of Belgian covered bonds. "Investors want to know what happens in the event of an insolvency so they are trying to be extremely investor friendly and make sure the legislation is water tight," said Will.
"The third quarter seems like a reasonable target to get this legislation approved," said Sylvia Kierszenbaum, Belgium-based partner at Allen & Overy. "The proposed Belgian legal framework is very robust and we are looking forward to it being put in place."
Two pre-draft bills are currently with the Belgian Minister of Finance. The further parliamentary process is expected to be initiated soon in order to allow the Belgian parliament to consider the draft regulatory framework.
"The proposed Belgian legal framework is very robust and we are looking forward to it being put in place"
"The Belgian government is also looking at what flexibility they can give to issuers that won't be too unattractive to investors. For most borrowers the fact that their bonds are UCITs and CRD compliant is the most important thing to them," said Will.
Belgian banks have been at a distinct cost disadvantage to other European credit institutions as they cannot offer investors UCITs and CRD-compliant bonds. One DCM banker said, in the past, issuers have been expected to add as much as 10bp to the price of a bond if it is not backed by a legal framework.
Syndicate bankers, issuers and investors are welcoming the fact that the final piece of the European covered bond puzzle that now see the country on a level playing field with its European counterparts as well as new jurisdictions that have recently opened up.
"The Belgian government is also looking at what flexibility they can give to issuers that won't be too unattractive to investors. For most borrowers the fact that their bonds are UCITs and CRD compliant is the most important thing to them"
The new legislation is being modelled on Germany's existing framework that will see issuers segregate assets from their balance sheets to be used to back covered bonds but will also incorporate some elements of the commonwealth structure.
"The Belgian proposed legislation contemplates ring-fencing assets on balance sheet and thereby follows the approach of the German Pfandbriefe model. Belgium also benefits from being the last western European country to introduce covered bond legislation so the Belgian authorities were able to draw on the experience of different jurisdictions," said Kierszenbaum.
Reaction to the legislation has been resolutely positive as the European Central Bank said it welcomed the draft legislation. "It will enable credit institutions to issue covered bonds that are attractive to a wide range of investors and expand their ability to use credit claims as collateral, thereby enhancing access to sources of refinancing by credit institutions," it said.
Embracing the new
Although borrowers in the country welcome the introduction of a new legislative framework, convincing AXA, the borrower with the only outstanding covered bonds to turn its back on the French framework will be no easy task.
AXA Bank issued the first non-traditional covered bonds in October 2010, a 10-year €750m RMBS-backed covered bond issue.
In what is now considered something of a backdoor structure, the Belgian bank issued its first covered bonds in France under the Obligations Foncieres programme because Belgium had failed to enact covered bond legislation in time for the sale.
"Belgium also benefits from being the last western European country to introduce covered bond legislation so the Belgian authorities were able to draw on the experience of different jurisdictions"
At the time, one of the leads explained that AXA needed to transfer mortgages from Belgium to France, and the easiest way to do that was through securitisation.
In April this year AXA Bank Europe again favoured the loyal support of French while marginalising its Belgian base when it sold a €1bn covered bond.
A banker at one of the lead management group of Barclays, BNP Paribas, Credit Agricole CIB, HSBC, Natixis and Societe Generale said that with the established Obligations Foncieres sector at AXA's disposal it did not make sense for the issuer to wait for Belgium to introduce its own covered bond legislation and says it is committed to the Obligations Foncieres structure for future transactions.
"The Obligations Foncieres legal framework has over a 10-year track record that investors are comfortable with and they are also comfortable with AXA as a credit as it has such strong roots in France," said a banker.
At the time of the offering AXA said it would not be wise to issue bonds under two different legislative frameworks.
Belgian restraint
The RMBS-backed transaction proved a hit, with 110 investors contributing to the €1.25bn book, though Belgian buyers were noticeably restrained, accounting for only 6% of the book.
The reason for this reticence came down to pricing. The offering priced at mid-swaps plus 70bp, inside OLOs, and offered investors a modest 5bp new-issue premium over AXA's secondary curve. French investors by contrast took 43%.
According to bankers, once the Belgian covered bond market opens, a Belgian issuer may be able to achieve covered bond pricing at senior unsecured levels minus 50bp–100bp.
However, another banker said that it would still take some time before programmes were ready to go, even after the relevant bill had been approved. "What AXA has done is smart and I think it has offered investors what they wanted," he said.
Under the terms of the new law, investors will have dual recourse to the issuing bank as well as the cover pool of assets. The cover pools can consist of residential mortgage, commercial mortgage loans, exposure to the public sector, risk on financial institutions and derivatives.
The cover pool can be composed of assets out of the five categories but per programme assets out of the first three need to represent a value of at least 85% of the pool.


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I am working for a moving company (again). I am sweatin' off the pounds while I am picking up hide-a-beds and toting them down from third floor apartments. I am bored out of my gourd while I am driving to different parts of the country.
But hey, I'm bringing home the bacon!
I will try to write more later but right now I am just a simple truck driver.
How about you? What are you doing this summer? Why don't you drop me a comment and let me know how things are going.

subset: commoncrawl


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When: 5 April 2020
The Schneider Electric Marathon de Paris offers a unique opportunity to make the city yours by participating in one of the most prestigious races over the legendary 42.195 km distance. The Schneider Electric Marathon de Paris is now one of the biggest marathons in the world, as much for the size of its field as the performances of its runners. Each finisher comes home with incredible memories.
The marathon itself combines personal challenge with the chance to discover one of the world's great cities. The athletes will pound the pavements of the French capital's most famous avenues and plazas, from the foot of the Arc de Triomphe, where they take the start, towards the Place de la Concorde. From the Rue de Rivoli they'll then sweep through the Place de la Bastille. After a glimpse of greenery in the Bois de Vincennes, views of Notre Dame and the Eiffel Tower point the way home.
You must be a New Zealand citizen or New Zealand resident to purchase this package.
To view to 2020 brochure, click here
Register for the Schneider Electric Marathon de Paris 2020 now!
To run my first marathon in Paris was an amazing experience and even though it took a long time to reach the finish it was worth every moment!


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"The guitar is a very intimate instrument — it's part of your body," says Sharon Isbin, who has been playing the instrument since she was nine. "When you play the guitar, you cradle it, caress it; there's direct contact with the strings. There are no bows, no pedals, no keys. It's the flesh of the hands producing the sound, which creates a very personal kind of experience and its incorporation into your spirit."
The glamorous, Grammy Award-winning guitarist, author, and pedagogue is making her New York Philharmonic debut in the Orchestra's Summertime Classics, kicking off the new series on June 24 and 25, 2004, in the program entitled
Viva España
. She points out that it is the first Philharmonic collaboration with a guitarist in 26 years. "It's more of a
debut than
debut!" she says.
Gaining Insight
Ms. Isbin, who studied briefly with Andrés Segovia, and worked for 10 years with harpsichordist Rosalyn Tureck on performance practices of the Bach Lute Suites, is performing one of the most famous works in the guitar repertoire: the
Concierto de Aranjuez
by the Spanish composer, Joaquín Rodrigo, who died in 1999. Ms. Isbin met Rodrigo in 1979 in Madrid, when he sought her out after hearing her live broadcast of the
as a winner of the Madrid Queen Sofia Competition. It was the beginning of a 20-year friendship and an opportunity for her to gain firsthand insight into the man and the performance of his works, and the circumstances under which he wrote his famous
"He had already begun the concerto," she explains, "and then, when his wife had a miscarriage of what would have been their first child, it was devastating. He was mourning this loss, and then, in a short period of time, she was so ill herself from the experience that nobody knew whether she would live or die. Rodrigo would come back from visiting her in the hospital and unable to sleep, sit at the piano and just begin to express himself. And what emerged was the beautiful adagio theme from the slow movement. He was thinking of their honeymoon in the gardens of Aranjuez, where they walked hand in hand, so it was imbued with this sense of terrible loss, nostalgia, very deep love and passion, and enormous sadness. It's something that emotionally reaches people of all cultures and generations. Even if they don't know the story, they are moved by the music."
Ms. Isbin, who has performed the concerto hundreds of times, says that people frequently come up to her saying, "I don't normally cry at concerts, but I was weeping at that movement." "To me," she says, "that's the greatest compliment because it means that I am somehow able to communicate that spirit to the audience."
Numerous Passions
An intense, highly articulate, and animated woman, Sharon Isbin has undeniably brought the guitar to new heights. The Minneapolis-born musician, who holds a B.A. from Yale and a master's from the Yale School of Music, has had works written for her by Christopher Rouse, Tan Dun, Aaron Jay Kernis, Joan Tower, David Diamond, Ned Rorem, Joseph Schwantner, and John Corigliano. She has made more than 20 recordings of works of all styles and periods — from Baroque, Spanish/Latin, and 20th century to crossover and jazz-fusion — and earned a 2001 Grammy Award for Best Instrumental Soloist Performance, the first time a classical guitarist had received a Grammy in 28 years. She performs 60 to 100 concerts a year, is the author of the
Classical Guitar Answer Book
, and is the director of the guitar departments at the Aspen Music Festival and The Juilliard School (a department she created in 1989). Add to that a passion for travel, especially to Latin America, where she has performed at the famous Teatro Amazonas, and watched monkeys in the wild. Ask her about the two Guenon monkeys, now living in Florida, whom she grew to love when they were just babies, and she will tell you how she gave them guitar lessons. "They never got their left and right hands coordinated," she laughs. "But they loved to strum."
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Sharon Isbin performs Rodrigo's
Concierto de Aranjuez
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June 24-25
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Dad Shares Conversations With His 4 Daughters And They Are HilariousBy Mark Pygas
Kids are known for being unintentionally hilarious at times. Whether it's because they don't have a complete grasp on language yet, or just because they don't fully understand the world. There is a reason there was a show called Kids Say the Darndest Things — because they say exactly what is on their mind without a filter, which is often times refreshing to hear. Like these kids who did not hold back on answering their homework assignments with such brutal honesty their teachers couldn't help but laugh.
But in the case of James Breakwell, a comedy writer and father of three girls, it's probably because his kids have inherited the comedian gene. Breakwell, aka @XplodingUnicorn, shares the hilarious conversations he has with his daughters on Twitter every day, and they're pure gold.
1. Dragons > math.
3. It's worth it, though.
5. Burn.
7. They smell.
9. Ouch.
11. Do you want hyper inflation? Because that's how you get hyper inflation.
12. It's serious.
13. That's how you get cooties.
15. Vegetables are the worst.
17. It definitely wasn't me.
19. Nightmare material.
21. Not gonna happen.
23. Preach, girl.
26. She really likes cupcakes.
28. We can relate.
30. Do we have to do this every morning?!
33. Call 911.
35. It's not a very good one.
40. Here's an insight into Easter from a very wise 7-year-old.
42. Trust me, teach.
43. It'll be our secret.
45. She's just thinking of you.
48. That's day one information.
50. Winner winner chicken dinner.
More from Distractify:
35 Passive Aggressive Neighbor Notes So Funny You Can't Even Be Mad
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More From Distractify
People Are Commiserating Over Stories of Their Terrible Landlords
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Mom's Viral Post Explains That Both She and Her Husband Need Personal "Hunting" Time


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The new trailer for Marvel's Runaways on Hulu has arrived, and for those hoping for dinosaurs are in for a treat.
Every teenager thinks their parents are evil. What if you found out they actually were? Marvel's Runaways is the story of six diverse teenagers who can barely stand each other but who must unite against a common foe – their parents.
We are less than a month away from the debut of The Runaways. November 21st will be a busy day for Hulu.
via Marvel


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Michigan Association of State Universities
The Michigan Fifteen Public Universities
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Teacher Preparation
(View as PDF)
State-Institutional Collaboration in Strengthening Teacher Preparation
As in most states across the country, enrollment in undergraduate teacher preparation programs in Michigan has been declining in recent years. A combination of factors account for this, including: demographics (decreasing number of high school graduates), finances (Michigan public school districts have struggled with funding during and after the Great Recession, leading to diminished hiring of new teachers), and criticism of public schools and the teaching profession in the media and among some policymakers. Collectively, these influences have led to a drop in interest in the teaching profession. Many students who do graduate with teaching degrees are accepting employment opportunities that are out of state, despite reported teacher shortages in many regions of the state. The educational policy environment in the state may well lead to continued challenges in teacher preparation. Further, leading professional organizations, including the American Statistical Association, have cautioned against the use of such student test data in assessing teachers.
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Promote collaboration between institutions and state officials to strengthen collegiate teacher preparation and professional developments programs.
Caution against using student test scores in evaluating teachers, and teacher preparation and professional development programs.
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For Best Results visit Dr. Juris Bunkis. - I always have the best results by going in to Dr. Bunkis I tell my friends about his practice as I know that they will be very happy as I am Today it is so important to trust your doctor completely.In addition he has wonderful staff. More
So pleased - Dr. Bunkis listened to every concern and request I had while providing his expertise on what the best option would be to achieve the results I wanted. The staff is wonderful and went above and beyond to make sure I was always comfortable and satisfied. More
Dr. Bunkis explained to me about the process - Dr. Bunkis explained to me about the process. In particular areas of concern normally a patient would have to make the right choice. He encouraged me to get a second opinion and look at my options before making the final decision. More
Always a great experience to visit the staff and Dr. Bunkis.. - Always a great experience to visit the staff and Dr. Bunkis...they are all very professional and friendly. More
The visit was great and the results are beyond my expectations - The visit was great and the results are beyond my expectations. I am looking forward to scheduling my next procedure. More


text: Mr Adnan Bawarish « Locate our hospitals » Make your booking Consultant Orthopaedic Surgeon Mch Orth, FRCS Specialty + Orthopaedic surgery ACL Reconstruction SurgeryBunion SurgeryFoot surgery for toe problemsHip Replacement SurgeryKnee ArthroscopyKnee Replacement Surgery Personal profile Mr Bawarish has been working ar Darlington Memorial Hospital for more than 15 years. "And I am proud to say that I've provided 100% attention to all my patients," he says. Mr Bawarish is a well-established surgeon and the most serior consultant orthopaedic surgeon ar Darlington Memorial Hospital and in the south County Durham. He has significant experience of managing trauma and elective general orthopaedic surgery, with a special interest in lower limb arthroplasty, primary and revision surgery including hip,knee, ankle, and foot joint replacement, forefoot reconstrauction and arthroscopic prodedures for the knees, ankles and so on. Hospitals County Durham, BMI Woodlands Hospital Request an appointment Clinical InterestsSpecialises in hip and knee replacement with a specific interest in reversion and reconstruction surgery for hips, knee, and ankle. Lower limb arthroplasty, hip resurfacing, knee and ankle replacements, arthroscopic procedures for ankles and knees. Contact us now Call us free on: 0808 101 0337 Make an enquiry Live chat Book an appointment Back to top Facebook Twitter Linked in Pinterest


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Port of Djibouti (Transport Course)
Syllabus of the Subject - Ports of Djibouti, Tadjourah and Goubet. Access to Ethiopia.
Maritime Transport in Africa (East African Ports)
Example of the Online Subject: Ports of Djibouti
Description of the Subject: Ports of Djibouti
The largest ports of Djibouti are:
Port of Djibouti:
Port of Tadjourah.
Goubet Port.
The Port of Djibouti belongs to the East African Economic Area (African Civilisation).
Trans-African Highway: Djibouti-N'Djamena Corridor
African Regional Economic Communities:
More information about Djibouti (EENI Business School African Portal).
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Bundle and save with the Lifestyle Refresh "Starter Pack".
Apple cider vinegar (ACV) boasts a long history as a health tonic and as a natural remedy for a wide variety of conditions – from regulating blood sugar to treating acid reflux and aiding in weight loss. Now you can enjoy the healthy benefits of apple cider vinegar without the nasty acidic taste and smell. Body Science Organic Apple Cider Vinegar is the perfect addition to your daily diet and wellness regimen.
Now available in capsule form, you can easily keep track of your apple cider vinegar intake every single day, all without the need to take out your measuring cup or carry around your vinegar bottle. This makes it extremely convenient to ensure you reap the great benefits of ACV, even when at work or when travelling.
Let's face it, in our fast-paced lifestyle, drinking ACV in its liquid form is not exactly a desirable option. In addition, the unpleasant throat burning sensation makes it difficult to stick to on a daily basis. The good news is, you don't have to suffer just to reap the rewards of good health. Made from the finest organic apples, Body Science Organic Apple Cider Vinegar is now available in 60 capsules for a full month supply.
Find out more about Apple Cider Vinegar
Carnitine RX is an amino acid derivative biosynthesized from the amino acids lysine and methionine. The amino acids used in Carnitine RX are derived from plants.
Carnitine RX plays a critical role in energy production. In human cells, it is required for the transport of fat (fatty acids) into the mitochondrial matrix so the fatty acids can be broken down via oxidation to obtain usable energy. By converting the body's existing fat stores into energy, Carnitine RX is a must-have for anyone looking for more visible muscle definition, or those looking to accelerate burning those stubborn last few kilos.
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Boule de Neige is a dependance of Casa Smitt in the charming hamlet of Riva Valdobbia, 3 km from Alagna centre, well connected with a free shuttle. Completely renovated in November 2018 in a pretty location for your mountain holiday.
The spacious accommodation is located on the 2nd floor, can accommodate 4/5 people and has: entrance hall, 1 double bedroom, 1 bedroom with 2 single beds, living room-kitchen, bathroom and intimate corner of relaxation. Apartment has everything you need to enjoy your holiday at the foot of Monte Rosa.
It is located in the centre of the hamlet in a very quiet area that enjoys the wonderful view of our Monte Rosa.
Boule de Neige has been designed with the idea of giving guests a home feeling. Well-equipped kitchen has also dishwasher and washing machine.
Valeria and Romina, the owners are there for all your needs and will welcome you with a homemade welcome cake.
- 1 - 23/12; 6-27/01; 24/03- 15/04
- € 600,00
- 23 - 30/12; 27/01- 24/03
- € 850,00
- 26/12 - 6/01
- € 950,00


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All roads in the I-League will lead to the Kanchenjunga Stadium, Siliguri this weekend as the 316th derby between East Bengal and Mohun Bagan takes place at a pivotal time in the ongoing season.
The first recorded derby took place between these sides on May 28, 1925 in a Calcutta Football League match, about five years into East Bengal's formation. Despite Mohun Bagan being the more established club, having been set up in 1889, East Bengal would win the first meeting 1-0, with the winner scored by Nepal Chakravarty. In the years that have followed, East Bengal have edged the head-to-head 120-87, with 108 matches ending in draws.
Here's a look back at five of the most iconic derbies in the storied rivalry between these crosstown rivals.
November 27, 1960, Rovers Cup semi-final
East Bengal 2-1 Mohun Bagan
Derby matches between East Bengal and Mohun Bagan have always galvanised supporters, whether they have been played in Kolkata or elsewhere. The Rovers Cup semi-final of 1960 was no exception, and the occasion was made bigger as the rivals were facing off in Mumbai for the first time, and that too just a few days after having shared the Durand Cup title in Delhi.
There was a smattering of glamour at the Cooperage, with singer Hemanta Kumar and actor Biswajit rooting for Mohun Bagan and music director Sachin Dev Burman, his son Rahul and actor Ashok Kumar all East Bengal supporters.
Legend has it that singer and Bagan supporter Manna Dey ended up hugging Burman senior, who he was seated next to, when Mohun Bagan scored first. The latter didn't say a word and asked the young Dey to leave his side as soon as the first half ended. East Bengal would go on to win 2-1, powered by goals by Arun Ghosh and Lakshminarayan.
September 10, 1967, Calcutta Football League
Mohun Bagan 1-0 East Bengal
Mohun Bagan beat East Bengal 1-0 in a Calcutta Football League match played at the Eden Gardens, a result that meant Mohammedan Sporting went on to win the league for only the third time since independence, and collect their first title in 10 years.
The complete domination of East Bengal and Mohun Bagan in the CFL can be gauged by the fact that since that year, the title has gone to any other club only once, when Mohammedan Sporting won their last title in 1981. There was a sweet footnote for Chuni Goswami, who scored the winner for Bagan on the day, as he reached home to find four packets of biryani sent to him by Mohammedan Sporting club as a gift.
September 30, 1975, IFA Shield final
East Bengal 5-0 Mohun Bagan
The East Bengal - Mohun Bagan rivalry was dominated by East Bengal for a long period in the 70s, which included a spell of 1559 days when they were undefeated against their arch rivals. That spell was broken by Mohun Bagan in a Durand Cup semi-final in January 1975, but their clash in the IFA Shield final eight months later saw a 5-0 win for East Bengal, a record for biggest margin of victory in the derby that still stands.
Shyam Thapa scored a brace of goals to spearhead the East Bengal win, as a young Bhaskar Ganguly in the Bagan goal found himself at the receiving end of relentless attacks from the opposition. The match was played at the Mohun Bagan ground, and the fans of the home side were irate at the end of the game.
Bagan stars Subrata Bhattacharya and Prasun Banerjee found an escape route and spent the night hiding in a boat on the river Ganges. Incidentally, Banerjee's elder brother and legendary former football PK was the coach of East Bengal for this game.
July 13, 1997, Federation Cup semi-final
East Bengal 4-1 Mohun Bagan
A few years ago, while on a television panel ahead of a Kolkata derby, Nigerian-born former striker Chima Okorie was asked which game in a Mohun Bagan jersey did he think his team played their best in. His response was a bit of a surprise; a 4-1 defeat at the hands of East Bengal in the 1997 Federation Cup semi-final, played in front of about 140,000 fans at the Salt Lake Stadium.
This match featured one of only two hat-tricks ever struck in the 92 years of the derby, with Bhaichung Bhutia leading the line for East Bengal and playing what many describe to be the game of his life. This was also the phase when slick television production and prime-time telecast of Indian football had just taken off, and the broadcast was made available to fans of Indian football across Asia.
An enduring image featured Bhutia celebrating one of his three goals by planting a kiss on a camera lens located at the level of the pitch. The euphoria for East Bengal fans would be short-lived, as Bruno Coutinho scored a Golden Goal five days later to help Salgaocar beat East Bengal to the Federation Cup title.
October 25, 2009, I-League
Mohun Bagan 5-3 East Bengal
The record books were sent flying out of the window in the I-League fixture played at the Salt Lake Stadium between Karim Bencherifa's Mohun Bagan and Subhash Bhomick's East Bengal in October, 2009.
Edeh Chidi of Nigeria became the first player on either side to score four goals in one match, sparking a Bagan fightback after falling behind 1-0 to a Nirmal Chhetri header off a corner early in the first half for East Bengal, the designated home team of the day.
A record-breaking six goals were witnessed in the first half which ended with the teams locked at 3-3, with Manish Mathani scoring one of Bagan's goals to cancel out a brace by Yusif Yakubu. Chidi's second half goals meant the most goals scored in a derby, and Mohun Bagan left the ground happy with a 5-3 win, having exacted a measure of revenge for the five goals conceded in 1975.
At the end of the season, both teams failed to make any significant impact on the points table, with Mohun Bagan finishing fifth to East Bengal's ninth out of 14 teams.
With inputs by Gautam Roy, football historian and media manager of East Bengal football club.


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The Best Water Heater Install And Repair Indianola IL
Among the most difficult gadget to set up in your home is a warm water heating system. If you do not have the tools or skills necessary to do this type of work, or if you have merely never set up one in the past, it is in your best interest to call a trustworthy plumbing in the Indianola location that will have competent employees all set to dispatch to your area to assist you out. Whether you are installing a brand-new one, or if you have to have them look at your existing hot water heating system so that it can get the appropriate repair work, you will only want to work with a business that has a credibility for supplying quick estimates and repairs on any kind of hot water heater that is servicing the Indianola location.
Drain Cleaning Indianola IL
If you are not getting hot water in your sink or shower, there is the possibility that your hot water tank might have to be replaced. When you have a plumbing come out to evaluate the condition of your water heater, and they have actually determined that it would cost you more in repairs than it would to get a new one, the very best strategy is to follow their recommendations. As with fixing your hot water heating unit, if you have no idea the best ways to do this, you will definitely want to call a trusted hot water heating unit installation business that has a track record for supplying excellent service. For either repair work or brand-new setups, Call A Plumber is the company that you will want to work with. plumbing repair Indianola
Hot Water Heater Leaking
Something that you may discover on your own, depending upon the area of your hot water heating system, is that it may actually be leaking. Most people observe this initially because of a puddle of water that has appeared on the ground adjacent to the warm water tank, prompting them to provide a plumbing technician a call. There are several things that a person can do to try to repair this by themselves such as switching off your electrical or gas hot water heater using either the circuit breaker or on off switch, respectively. You ought to likewise shut off the cold water turned off valve then try to figure out where the leakage is which could be anything from a leaky pipeline, a valve that has to be replaced, or perhaps a rupture in your tank. If you can not discover where the problem is, or perhaps if you do, and can refrain from doing the repairs on your own, it regional plumbing professional ought to be called to assess the circumstance and fix the problem so that you will have the ability to utilize your hot water heater once again. Related: Mike May Plumbing Indianola
Gas Hot Water Heater Repair
There are a couple of various hot water heater that you might actually have it your house. The first and most common is an electrical water heater, and the other will operate on gas. Both of these are very dangerous to deal with so unless you have some prior experience with operating the shut down valves, and replacing the unit on your own, an expert must always be hired. An electrical hot water heater could cause electrocution, and a gas hot water heater might lead to a prospective explosion, factors that plumbers must be called in when things fail. They will have the understanding and tools needed to examine exactly what's going on, repair work or change your gas hot water heating unit, permitting you to avoid any possible harmful or costly complications. Related info: When Plumbing Was Invented Best Plumber Indianola Illinois
Electric Hot Water Heater Repair
The most typical hot water heating system is usually an electric one, in addition to the least pricey to acquire. Depending upon the quantity of use that your warm water heating unit will get, they can often last for a years or more. However, if you have a big family that is constantly showering, and if you are cleaning clothing frequently, there is constantly a high probability that when this decade mark is reached, you will start to see some considerable problems. It could begin with a little leakage, followed up by periodic functionality which might be the outcome of a faulty electrical processing system. If you contact a regional plumbing technician in the Indianola location, they ought to be able to fix the electrical hot water heating system that you have in no time at all.Plumbing Inc Indianola
No Hot Water In House
One last problem to think about is no hot water in your house which is generally reflective of a water heater that is not functioning effectively, or has just quit working altogether. When you contact the experts at brand name, they will be able to look at all the possibilities as to why you not have warm water throughout your entire home, and will also have the ability to repair the issue. This might need the replacement of tubes, water lines, or even replacing the entire system. They will be able to reveal you precisely where the problem is, offer you with the many various alternatives that you may need to fix it, or simply tell you that it is beyond repair which they will have the ability to set up a new one for you.
If you go on the Internet, you can learn more about this company by checking out GetAPlumberNow. They are market leaders in the Chicago location, a business that is recommended by those that have used to their services, clearly showing that they are among the best. brand name is a great business to get in touch with and will be more than pleased to use their professional services for you and your family. They have years of experience in this market, and will be able to not only repair work or replace your warm water heating system for you, however can likewise offer you fantastic tips on the best ways to make sure the problem does not occur again. Their advice will also extend into the area of helping you make a challenging choice if it is financially based, revealing you just how much loan you may be losing because of your existing warm water tank, and how much money you will save in the long run. This normally makes it possible for people to make that leading choice in using the services of this pipes company in Call A Plumber Indianola for warm water heating unit repairs and replacements.


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who we are
customers area
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Verdana does everything right on screen; it has a large x-height so characters look bigger.Verdana is extended, but more importantly, it has extra space between characters so they don't touch. The bolds are quite bold, ensuring that you can always tell the difference between bold and roman, yet the bold characters never fill-in, even at small sizes (you can still read it at 4 point, at least under Windows).Special care has been taken with letters like 1, I, l, i and J so that they aren't confused. Letter combinations such as "fi" "fl" and "ff" are designed so they clearly do not touch, as touching letters can create hard-to-read blobs on-screen. Microsoft's web site states, "Curves are reduced to a minimum in the counters. Lowercase characters are a pixel taller than their uppercase counterparts at key screen sizes, to aid the distinguishing of particular characters."Even though it was designed for the screen, Verdana is attractive on paper. While some have compared it with Frutiger, a closer look reveals more of a resemblance to Carter's own Bell Centennial. Because it's spaced widely for the screen, it has a more "typewriter"-like feel to it on paper.
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Matthew Carter, *1937 Verdana Designer
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Graphics Card Upgrade Necessary?
alphasapphire, in Graphics Cards
· 9 replies
Found out which iGPU youve got from Intel (https://ark.intel.com/products/90729/Intel-Core-i3-6100-Processor-3M-Cache-3-70-GHz-), then compared it to the card you wrote, youve got on www.videocardbenchmark.net. I suggest a GTX 1050 Ti, but I think u dont really need it if the only think u wanna do is emulating GC games.


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The perfect winter tipple
This wintery cocktail is perfect for cosying up by the fire, festival treat in hand - with hints of almonds and vanilla, this bison grass flavoured vodka is earthy and accompanied perfectly by sweet apple and tangy lime. Shake well before serving.
Zubrowka bison grass vodka
traditional pressed cloudy apple juice
Squeeze of lime
Add a sprinkle of cinnamon or nutmeg on top to add a festive twist!
Garnish with dried apple slice to serve


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A Green Street resident asked me this morning about the projected timing of the work and we got this response from Mike –
Gentlemen: I am wondering if you can give me an update on the schedule for the work on Green Street. Over the past several week, some work was done to prepare for sidewalks to be placed between Brook Street and Hinkley Pond – but in the past week, no work at all has taken place.
Any information you can provide would be welcome!
Ken is on vacation today and Monday, so I'll tell you what I know about Green Street. I spoke to Ken yesterday and he too is concerned with getting Green Street done as quickly as possible. It is his number one highway priority. I do know they were having troubles getting some of the castings delivered, but they should be here by now. The water lines have already been replaced so most of the work would will be at the surface level. Once they get going, it should move quickly. I'm copying Ken and Bobby Kennedy on this so they can update you when they have a chance, as they know a lot more about this than I do. Have a good weekend. Mike Sullivan


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Gac attack: New GacLife sports nutrition line debuts amid superfruit push
10 Jan 2019 --- GacLife, supplier of beverages infused with the superfruit gac (Momordica cochinchinensis), is eyeing new opportunities in the sports nutrition market with the addition of Gac Sports to its range. The Southeast Asian gac fruit is touted as packing a potent phytonutrient, carotenoid and electrolyte punch. Its use in NPD has risen strongly in recent years, albeit from a small base.
Superfruits are increasingly finding their way into sports nutrition products, as consumer awareness of their nutrient-density rises and research continues to tout health benefits.
The rarity of the gac fruit is reflected in its usage across categories, however, there is notable growth. Data from Innova Market Insights reveals a 41 percent CAGR for product launches tracked with gac fruit as an ingredient since 2015. 2018 saw the most activity to date, largely influenced by GacLife's expanding portfolio.
The potent carotenoid levels in the gac fruit are vital for its sporty positioning. For athletes, carotenoids provide powerful protection for muscle, vision and lung functions, leading to potential improvements in overall stamina and performance.
"Carotenoids act as antioxidants within the body, protecting muscles, inflammation, eye-to-hand coordination and protection against UV rays. When coupled with vitamins A, E and C, such as those found in Gac Sport, carotenoids delay the onset of muscle soreness. This helps sports people to heal faster and grow stronger," the company says in a statement.
One 12 oz. can of Gac Sport includes 20mg of carotenoids, which is equivalent to consuming one head of cabbage, five large tomatoes, 15 large carrots and 30 bunches of spinach, GacLife notes. The company also highlights that the gac fruit has 70 times more lycopene than tomatoes.
The "low sugar" box is also checked. Gac is mild tasting, similar to avocados with a cucumber-like aroma. It also contains very little sugar – 7g sugar to 100g of fresh gac fruit.
GacLife's previous launch – that was tipped as "the world's first line of gac-based wellness products that help promote skin and vision care" – strongly touted itself as an all-natural, drinkable beauty boost. The company noted that carotenoids also play a large role in protecting against cellular damage, the effects of aging and vision impairment.
The US has also seen Vietmanese company Xoi launch a superfruit juice blend which included gac fruit alongside apple juice, maple syrup and cinnamon. In 2015, a 100 percent gac fruit juice hit shelves from company Chapter 1.
Superfruit infused beverages account for a sufficient share of superfruit products. According to Innova Market Insights the market researcher, the top three categories for superfruit NPD are currently juices, fruit-based snacks and teas. As consumers are drawn to nutrient dense products and producers innovate with NPD, the superfruits' healthy reputation looks set to continue.
Innova Market Insights has noted that 2019 is poised to become the year of the "adventurous consumer," with meaning that lesser known rare superfruits forming one are that may well be a category set to attract a surge in more interest.
Click to EnlargeOther superfruits, such as baobab, have also been highlighted for their sports nutrition potential. Baobab is touted as having a low GI status, prebiotic benefits, a high dietary fiber content and strong vitamin C levels. Its health halo stretches from Type 2 diabetes management to sports nutrition capabilities. According to EcoProducts, who supply the African superfruit, its strong sports nutrition prospects lie in its high vitamin C levels. The company is reportedly developing a sports beverage targeting the athletic market.
Similarly, ashwagandha's growth is especially strong in the sports nutrition industry. According to Innova Market Insights data, one in three product launches which list the ingredient have been under the nutritional sports category globally between 2015 and 2018. A further two in five launches featured an energy or alertness claim.
Carotenoid-rich, natural ingredients, such as tomato extracts, have garnered recent attention for their potential in the sports nutrition space. According to Lycored research, consuming supplements that are rich in carotenoids can help reduce muscle damage associated with exercise, specifically running.
According to the researchers involved in the study, these initial results open the door for additional studies to further explore the role of carotenoids and phytonutrients in complementing an active lifestyle and allowing people to reap the benefits of exercise.
By Laxmi Haigh
To contact our editorial team please email us at firstname.lastname@example.com
Subscribe now to receive the latest news directly into your inbox.


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Night Walk on the Beach – Julia Ross
Night Walk on the Beach
Gallery Wrap 37 x 37″
Walking on the beach at night, you experience a calm and hypnotic sounds of waves hitting the sand that almost glistens under your feet, by the light of the moon. Original acrylic and ink painting that is framed in a black floating frame to fit flush to the top of the canvas. The dark tones of blue, melt into the black sky with the waves of turquoise, green, aqua and white highlighted by the moonlight. The golden sand glistens under water.
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Harvard Health Letter
A risky combination: Healthy weight but unhealthy activity level
News briefs Many people think the only reason for regular exercise is that it helps you maintain a healthy weight. Not true. A sedentary lifestyle can cancel the potential heart benefits of weight control, according to a study published online Dec. 4, 2018, by the American Journal of Cardiology. Researchers looked at five years' worth of health survey responses and weight calculations from thousands of overweight and normal-weight people ages 40 to 79


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have been taking it for one week now, (first 50mg per day and now 75mg). frankly i cant discern any positive or negative effect on sexuality. the only thing i think im noticing is (get ready for ugly) a difference in gastrointestinal motility (in a positive way) and in how easily i can get rid of mucus in my throat.
ill finish the package at 100mg dosage per day and it should last two more weeks


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You may be done with all-nighters and term papers on graduation day, but your student loan repayments are just beginning. Consider these steps to help you navigate the repayment process:
Step 1: Create a student loan inventory
Make a list of your student loans, and note the principal and the interest rate for each to determine exactly how much you owe. Find your federal loan servicer through the National Student Loan Data System (NSLDS) , which helps borrowers determine what federal student loans they took out and where to go with questions.
Step 2: Select a payback method
You can build momentum with the debt "snowball" approach, for example, where you pay off your student loans one at a time in full, starting with the smallest debt and working your way to larger balances. You can also try the "avalanche" strategy, where you tackle the loan with the highest interest rate first.
Tip: Remember to make at least the minimum payment across the board to stay in your lenders' good graces.
Step 3: Pay extra
Put extra cash each month toward the principal for the loan you're trying to pay off. If you have the wiggle room, send in a payment once every two weeks—instead of once a month—to shrink the life of your loan and save on interest.
Step 4: Know when to hit the brakes
Sometimes your student loans may need to take a backseat. If you have another debt with a higher interest rate, such as a credit card, you may want to use extra funds to pay it off first.
Step 5: Look for alternatives
If you're stretched thin financially, check to see if you qualify for an alternate repayment plan offered for graduates with federal student loans.


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Are we losing the ability to ponder?
I think we are. Life in the 21st century is busy, and incredibly noisy. Even when we aren't glued to the screen, television blares in the background of our homes. Our smart phones call out to us all day long, telling us where we need to be and who is trying to get in touch with us. We have constant electronic access to the non-stop party of social media. We willingly risk a traffic ticket by reaching for our phones while waiting for a red light to turn green, because we feel the urge to fill even those 30 seconds with something, anything. It's as if we were afraid of being alone with our thoughts.
All of this is toxic to the art of pondering. It takes time to ponder, and not just any time. Silent time, contemplative time, significant time, are required. That kind of time doesn't happen by accident.
God's word is clear on the subject, and in many ways counter-cultural in our day. Psalm 4:4 tells us to ponder in our hearts, on our beds, and to be silent. In Psalm 143, David ponders the work of God's hands. Mary treasured the events of the birth of Christ, "pondering them in her heart" (Luke 2:19).
There is no doubt about it – God likes us to think, to contemplate, to meditate. He loves it when we take time to connect the scattered dots of our lives, to try to make sense of them in the light of His goodness. He wants us to think deep thoughts about Him, to turn down the noise and recognize His presence and His work in us and around us.
He is honored when we take to heart the advice of the old hymn: "Ponder anew what the Almighty can do if with His love He befriend thee."
As I start my fourth year in the diligent pursuit of God's gift of Sabbath rest, I find myself as motivated as I was in the Fall of 2011 – in some ways even more so. I began this pursuit in the hope that I would enjoy and benefit from the rest itself, and I have. But I didn't anticipate how delightful it would be to see pondering become a regular part of my life. I'm surprised at how wonderful it is to turn down the noise, set aside the craziness, and let my thoughts flow in the direction of the God with whom I walk.
I didn't realize how much I missed the ability to ponder until I intentionally set aside time do it. And when I did, I wished that I had started sooner.
Can I invite you to commit to the art of pondering? It will require you to make some changes, to become intentional, to turn off the TV and the phone, to close a door, to open your Bible, take a drive, go for a walk. But I guarantee you will find this a small price to pay in comparison to what you will receive.
Asaph said to God, "I will ponder all Your work, and meditate on Your mighty deeds" (Psalm 77:12). Wouldn't it be great to be able to say it with him?
If you would like to subscribe and receive future Sabbath Thoughts posts as an e-mail, please click on "Follow" in the lower right corner of your browser window.


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When hunters stop at the game check station on U.S. 93 near Olney during next year's season, one very notable face won't be there.
After 31 seasons of volunteering at the Montana Fish, Wildlife and Parks check station, 76-year-old Leonard Howke has decided to take a step back.
Howke's passion for his work hasn't dimmed, but concerns about his eyesight while driving after dark ultimately made up his mind.
Rachel VandeVoort, 40, is one of many people who are truly going to miss seeing Howke at the Olney check station.
"When I heard, I thought 'What's the check station gonna be like without Leonard?'" she said.
VandeVoort is a Flathead Valley native who grew up hunting with her dad, Rick Schmidt. She is the director of the Montana Office of Outdoor Recreation. She also teaches hunter education.
Howke has checked every deer she has ever bagged, including her first deer, a spike she killed in 1990. He also checked her most recent buck, a 4x4 she bagged on the second to last weekend of the season. Howke also checked the first buck her 11-year-old son, MacLean, bagged.
"Leonard has always been there," VandeVoort said. "He's such a great guy."
Howke graduated from Whitefish High School in 1959. He has worked in the timber industry, at a taxidermist shop on Central Avenue in Whitefish, and 17 years at the Columbia Falls Aluminum Co.
Spending time outdoors has been a major part of his life. Frequent camping trips with his family were a big part of his youth, as well as hunting and fishing.
In the early 1960s, Howke and some friends wanted to raft the Middle Fork of the Flathead River from up in the Schafer Meadows area in the Great Bear Wilderness, years before it had been designated as such by Congress in 1978.
"The Fish and Wildlife Service people told us we were crazy, but they said 'go ahead,' so we did," Howke said.
Howke said he still floats the Middle Fork from time to time and does a little fishing.
While Howke won't be working at the check station as much as he used to, he has no plans to stop teaching hunting education.
"I'll stick with that," Howke said. "I'm going to finish the school year for the Hooked on Fishing program and then want to come back to the check station to help out a little bit."
He said he has had second thoughts about not being as involved.
"At the check station, I'll miss the guys and the hunters stopping in to talk and with the fishing, I'll miss the kids, but it's been very meaningful to have been able to be so involved in helping kids learn about the outdoors and how to do it safely," Howke said.
Howke's history of volunteering for Fish, Wildlife and Parks also has included working on white-tailed deer studies, capturing bears in the Swan Valley, trapping and transplanting Columbian sharp-tailed grouse, and helping with bighorn sheep trapping and transplanting operations.
"Trapping sheep off Wild Horse Island was my favorite thing to do and I've been involved with the work that was done up in the Woods Ranch area, too," Howke said.
He said one of the sheep trapping events was amazingly successful.
"When we dropped the nets on them, we caught 34," Howke recalled.
Some of the work was to transfer sheep to areas in Montana where they didn't exist or to determine if they had any diseases.
Howke was honored in 2015 with a 50-year hunter education award by Fish, Wildlife and Parks. He also received a Hall of Fame wall plaque and honorarium for his volunteer service.
He first got involved with teaching hunter safety in 1965, leading classes at the old Whitefish Central School.
He won a career achievement award from the Northwest Montana Game Wardens Association in 2003, was the 2007 recipient of the Montana Wildlife Society's Wildlife Conservation Award and was the winner of the Flathead Audubon Society's Conservation Achievement Award in 2010.
Reporter Scott Shindledecker may be reached at 406-758-4441 or email@example.com.


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Barrier Technologies is our Partner for Radiation Protection of Personnel and Patients. The exclusively in the USA manufactured Products all come with full 2 Years of Warranty. The innovative and light Radiation Protection Aprons and the Protection Eyewear are highly appreciated by our Swiss Customers out of University and Cantonal Hospitals, Private Clinics, GPs and Veterinary Hospitals all over Switzerland. We also offer tailored Items, Embroidery of Logos and/or Names and most modern outer Fabric Designs.
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Bioteque Corp. from Taiwan is Manufacturer for high-quality Products in Interventional Radiology and Interventional Cardiology as well as Neqhrology and Intensive Care.
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CIRCA Scientific is the innovative, US-american manufacturer of the CS-1000 Esophageal Temperature Monitoring System, which can be used for RF, Laser and Cryo Ablation.
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The contrast agent injectors of the Japanese manufacturer Nemoto offer innovative functions for each imaging modality. Whether CT, MR or angiography - the Nemoto contrast agent injectors are extremely reliable, easy to use and secure.
In MR field the Nemoto Sonic Shot GX is the only injector worldwide which gives you the opportunity to use pre-filled syringes of any manufacturer. Simply click the syringe into the appropriate adapter and the device does the rest for you. Modern functions such as determination of the injection protocol on the basis of body weight, auto-fill, storage options for custom protocols and the unique anatomical interface with touch screen round out the features of the devices. Nemoto and Medicor offer only the best for your imaging!
PenBlade is a young Company from the USA, which – led by an Anesthesiologist – makes the most innovative and easy-to-use disposable Safety Scalpels in our Opinion.
They are exclusively distributed in Switzerland by us. To our customers we count University Hospitals, Cantonal Hospitals as well and Private Clinics all over Switzerland, that want to use only the best material for their Patients.
Let us convince You from these Products and contact us today – Every Secound Counts.
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Getting rid of the polluting and noxious diesel generators, this battery connected with solar panels and monitor provides clean energy for isolated areas.
My Joule Box brings solar energy through leasing to enable development in rural area in Africa as 600 million of African people do not have access to electricity. This solution consists of an intelligent monitor which operates with solar panels, battery and so on. It works on a wide range of powers (from 50 Wp to 30kWp) in AC or in DC, with the flexibility to evolve according to the needs for the customer, without total replacement of the system. Working only with local companies that create local jobs and skills for a sustainable development, My Joule Box brings financing to their partners for the sale of the systems on credit over 3 years.
Key features
- •The old batteries are sent to be recycled.
- •Avoid 1580 gCO2/kWh emitted by diesel generator.
- •No fume results in no pollution and no harm to the consumer.
- •A paygo business model which fits African rural constraints.
- •Solution cheaper than diesel generators.
- •Approx. $35 of savings per month.
Categories of Application
- •Photovoltaic
- •Smart metering
- •Communication systems
Company Profile
Company Profile
75018 Paris, France
SDG's of Application
SDG's of Application
Maturity Stage
Maturity Stage
- Medium and large scale commercialization
- Small scale commercialization
- Initial market commercialization
- Prototype testing in the real world
- Prototype testing 1:1 in the lab
Looking For
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The information set out above, is solely for the purposes of information and the Solar Impulse Foundation does not provide any guarantee as to its authenticity, completeness or accuracy. This information does not constitute investment advice or a recommendation to buy into, transact or to enter into any agreement with any of the parties or persons mentioned above. Potential investors or interested parties are solely responsible for their investment or business decisions and for performing any due diligence required by the circumstances.


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What is Tars? Order Taking
Tars is a platform that helps save Leads from Google Ads. For this, you function potential customers an experience with a bot instead of static and unengaging landing pages. Consequently, prospects are more likely to convert and you get a much higher chance of increasing your profitability in addition to profit ROI from your ad spend. Order Taking
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What Problems Will Tars Solve?
High Price per Lead
Marketing and promotion campaigns are expensive. But they become more expensive when they are not currently providing adequate returns. Tars changes that by raising your conversion prices so you can catch more prospects.
Low Conversion Rates
Google Ads are costly and you need a plan that is robust to Profit ROI out of your ad spend. With Tars, about losing prospects from Ads clicks 17, you don't need to worry. That's because the platform allows you to create chatbots that may save those clicks and also convert them.
Function Hour-based Lead Production
Companies that rely on phones to generate leads Have costs per direct and have trouble generating leads beyond work hours. By using Tars, these associations can engage clients outside business hours and even. Order Taking
Summary of Tars Benefits
Higher Conversion Rates
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Custom Made Conversation Workflow
When you begin creating your chatbot, Tars manuals You throughout the procedure with its workflow builder. With it, you can personalize the conversations your customers will have with your chatbot. If you find that time consuming, you can use any of the pre-built templates of the platform to accelerate the creation process that is chatbot.
Leads Qualification
Before sending leads to your CRM, your Tars chatbot qualifies them. It does that by asking questions which can help it filter prospects. The process is quicker and more effective compared to making forms fill up.
Powerful Data Analytics
Tars is equipped with an application that Provides you. You can find ways to optimize your webpages that are conversational to maximize your conversion prices.
Unique Chatbot URLs
As chatbots behave they reside In their special URLs. As a result of this, you may produce chatbots for targeting various audiences or to serve unique functions. In addition to that, this functionality allows you to organize, segregate, and filter prospects.
API Integration
Tars make available its strong set of APIs to your Company to connect any of your chatbots. In that way, you don't have to move leads and prospects' information to ERPs or your CRMs from your chatbots' systems. Order Taking
Overview of Tars Features
- Conversational Bots
- Bot Design Customization
- Conversation Workflow Creation
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If You're interested in Tars it might be sensible To explore other subcategories of Best Marketing Software. Campaign Management Software, Demand Generation Software, Search Marketing Software
You will find well-liked and widely used software In each software category. However, are they necessarily the best match for your business's specific needs? Can it present exactly what you need, although A trendy software product could have thousands of subscribers? Because of this, do not shell out for systems. Read at least a few Tars testimonials and think about the factors that you wish to get in the software like the price tag, chief features, accessible integrations etc.. Then, pick a few options that match your needs. Check out those platforms' free trials, browse reviews, get explanations against the seller, and also do your own homework. This comprehensive research is guaranteed to aid you choose the most excellent software solution for the special needs of your organization. Order Taking
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Tars provide three options for enterprise pricing. The particulars of these bundles are outlined here to help you choose which is the most suitable for your company.
Professional — $149.00/month or $1,499.00/year
- All Tars Basic Tools
- 5 Chatbots
- 2,000 Chats a Month
Business — $499.00/month or $1,499.00/year
- All Skilled Characteristics
- 10 Chatbots
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Enterprise/Agency — request pricing info
- All Business Features
- More than 20 Chatbots
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text: Uncategorized Everything You Need to Know About Our New Subscription Boxes Published on August 27, 2018 Since the beginning of human existence, the tradition of using sacred spaces to honor sources of origin and divinity through ceremony has been a cornerstone of life on earth. Yet, in today's busy world, many of us have forgotten or are too busy to utilize this timeless practice. Bodhi Tree recognizes that people crave a quiet moment to pause and just be, but rarely give themselves the time or permission to do so. Originally, we were the Bodhi Tree Bookstore located on Melrose Avenue in Los Angeles and focused on spiritual and metaphysical books and goods. As a destination for spiritual seekers from all walks of life, Bodhi Tree's mission is to provide high-vibrational altar tools and educational resources for creating sacred space as well as personal rituals and ceremonies that are as powerful and unique as you are. Our signature line of intention-based ritual boxes contain carefully curated offerings to help you shift your focus, find your center and reconnect with that still place inside. Meet Our New Boxes 1) The Bodhi Tree Smudge Essentials Single Gift Box is the perfect gift or starter box for seekers who love to smudge, or beginners who are simply curious about the world of energy clearing. A great gift for someone or yourself. What's Inside? This box contains a bundle of ethically grown and harvested California white sage, a stick of palo santo, a clear quartz seed crystal as well as a sustainably sourced abalone shell, turkey feather, a small vial of sand and a simple smudging ritual — all for $35 with free shipping. Available here. 2) Our Bodhi Tree Seasonal Subscription Box is an exquisitely themed quarterly box sent to subscribers for every season (Winter, Spring, Summer and Fall). It launches in early November. What Kind Of Offerings Will the Bodhi Tree Subscription Box Hold? Featured Items Include: Smudge – Sage, Palo Santo, Cedar, Sweetgrass & more Crystals Candles Journals Incense A simple how-to guide on various rituals and educational resources. What Makes Our Boxes Different from Other Boxes & Rituals Kits? We've seen the emergence of the subscription-box trend, but many brands have yet to offer products in the ritual and ceremony sector that also focus on ethically sourced and mission-based items. We want to share the experience of introspection, pause and delight that each box embodies. Our diverse selection of goods and thoughtfully designed packaging create a well-balanced offering with a sacred surprise inside. Why We Care About Ethical & Sustainable Sourcing Every item is selected with the intention of quality and good karma in mind. We want people to feel great about the tools they receive from us, and spread that positive energy out into the world. That's why we're passionate about supporting mindful makers who are in alignment with sustainable business practices. In addition, a portion of the profit from every box will be donated to support Native American communities. Each subscription box focuses on a universal theme and includes a ritual you can do to bring those vibrations into your life. You'll also receive an educational resource guide that teaches you about the origins of the ritual and tools, making each ceremony-in-a-box complete. Subscription Box Themes Include Count Your Blessings: for harvesting gratitude (Fall) Let It Go: for surrender & release (Winter) R&R: for renewal & reconnection (Spring) Act, Believe, Receive: for taking action and manifesting results in your life (Summer) How Our Subscription Box Works You will receive your first box immediately, and the theme will be based on the season when you placed your order. Your next box will be sent between the 5th and 10th of February, May, August and November. Pricing & Plans $35 for the Smudge Essentials Single Gift Box (available now) $45 per Subscription Box (launches in early November) Buy 6 months (2 boxes) and receive 5% off ($85.50) Buy 1 year (4 boxes) and receive 10% off ($162.00) Who Will Love Our New Boxes? Beginners in the world of ceremony & sacred spaces Ritualists Witchy women Mindful moms Affirmation lovers Intention setters Those who respect their ancestors Life learners Spiritual explorers Young seekers Crystal lovers Great Gifts for Family members, friends & clients Perfect for Giving On Holidays, housewarmings, anniversaries, birthdays, graduations, back to school, weddings Treat Yourself to a Bodhi Box, Or Gift the Magic to Someone Else Shop Bodhi Boxes here Published on: August 27, 2018 Previous Journal Body, Mind & Spirit 3 Ways to Take Your Sound Bath to the Next Level Next Journal Astrology Mars Turns Direct, Signaling Action & Forward Movement


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Off-plan property
Off-plan property
Our best articles about Alicante and Spain
Costa Blanca: affordable property on Spain's sun-drenched coast
5 great places to buy a holiday home and play golf in Spain
Tourism, terrorism and British buyers: Spain's property market in 2016
Dos and don'ts: our top six tips from Tranio clients in 2015
Alicante is a province in the
Houses for sale in Alicante sell for at least
Alicante homes for sale in Jávea, Calp or Moraira is a property of choice for connoisseurs of ancient architecture, nature and beach vacations. Benidorm offers a lot of opportunities for sport and active leisure. The town Orihuela Costa is the most upscale on the coast, with the most expensive villas, golf courses and yacht clubs.


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Amy Trunt
Last updatedSeptember 19, 2019
Coming up: Amy can be seen playing Lady Macbeth in Slap Happy Studios' production of Macbeth at Bryant Lake Bowl Theater this fall: October 19th, 26th, and November 2nd.
Amy Trunt is a young actor based in the Twin Cities. She is most passionate about performing and collaborating on new works, as well as projects by and about young people, the female experience, and mental health. In addition to performance, Amy collaborates with vocalists and musicians worldwide to create covers of songs in various languages. She holds a B.A. in theatre from St. Olaf College.
Recent credits include:
- Handled by Shayne Kennedy; Wildwood Theatre Co. at the Off-Leash Art Box: April 2019 (Shiny Penny)
- Romeo & Juliet produced by Slap Happy Studios, Bryant Lake Bowl Theater: April 2019 (Juliet)
- Footprints by Slap Happy Studios, Bryant Lake Bowl Theater: October 2018 (Linda/Gwen)
- Star Baby by Kristine Holmgren, staged reading: July 2018 (Duchess)
- SUPERHERO by Samantha Johns & George McConnell, The Southern Theatre: July 2018 (Ensemble)
- Spontaneous Combustion by Dennis Bush; Wildwood Theatre Co. at the Off-Leash Art Box: April 2018 (Tracy)


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Connect group for Young Professionals in their 20s & 30s
Meets weekly for Bible Study
Monday at 7:00pm
Casa de Yoder | 3607 Chaco Drive, Gallup
The Impact also get together for social events and service projects periodically. Check the calendar for additional dates.
Need more info? Call Pastor Steve at 505-870-5033


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This is the drawing received to represent young people from Belarus. Thank you to everyone involved.
We all wish for Peace because have friends that then we can Travel and Play together.
The Belarusian flag's decorative pattern symbolizes Belarus' rich cultural heritage, its spiritual continuity, and the unity of its people.


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WAIVER: I, the undersigned participant (and my parent or guardian if I am younger than 18 years of age), intending to be legally bound, do hereby forever release and waive any and all rights, claims, and actions for damages that we, our heirs, executors, administrators, and assigns may have, or that may hereafter accrue against any and all persons, organizations, and other entities associated with the event, including but not limited to Saints and Sinners Events, Boulder City, Clark County, United States of America, Lake Mead National Park, individual race organizers, and volunteers, arising out of or in connection with my involvement before, during, or after the event. I verify that I am physically fit and sufficiently trained to participate in this event and I assume the risks involved in this activity. I further attest that I will be mindful of traffic along the race course, and hold said sponsors and organizers blameless in any harm that may happen. I also give my permission for the free use of my name and/or pictures in telecasts, broadcasts, newspapers, posters, advertising, etc. I also understand that the entry fees are non refundable nor transferable. The undersigned, as a participant in the Saints and Sinners Half Marathon, Half Marathon Relay or 2.2 Mile Run, an activity taking place at a Boulder City Facility, the undersigned, as a participant or legal guardian of the participant in the listed activity, do understand that, in consideration of the Parks and Recreation Department, I do release them, their officers, agents or employees from all liability demands or claims for loss, damage or injury resulting from participating in the mentioned activities, as there is no insurance provided. If I elect the Virtual Race option, I will also hold all associated with the event blameless in the same manner. I recognize and understand that the described activities require that I be in good health. I warrant and declare that the participant is in good health. If the participant is a minor, I also give my consent for his/her participation in the activity, and for any necessary emergency medical treatment. I know that running [volunteering for] a road race is potentially hazardous activity, which could cause injury or death.
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Gizmodo thinks that this is a genuine video from a MacBook owner, but I would bet my last dollar that someone from ShieldZone, makers of the Invisible Shield, created this video. That said, it worked on me: I'm going to spend the $55 to protect my MacBook.
Technorati Tags: Apple, Gadgets, Invisible Shield, Laptops, MacBook, Video, YouTube


text: How can you reason with or be civil with people who believe it is impossible to be civil to you? So many things come to mind when seeing this video of Hillary Clinton. Most importantly, I think of the parallel between the rhetoric of the Democratic Party and Hitler's. In both cases, we hear the attacker blaming the victim for the fact that they are being attacked. Nazis reasoned away their need to attack Jews because, after all, Jews were the reason everything was going so poorly for the rest of the "world." To hear many in the Democratic Party, they need to attack conservatives because conservatives help to keep President Trump's agenda moving forward, and by default cause all the problems the democrats and the rest of the world are dealing with. Don't fall for it. We can be civil, and when we are, it only makes their aggressiveness that much more obvious.


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Limited Edition 330ml Can – Once it's gone, it's gone.
Style: IPA
'G'WAY' is an old sckool American style IPA, brewed with Pale malt, Cara Blond, Cara Gold and Wheat. For the hopping, we used Colombus for bittering with a big dose of US Cascade as the flavour addition. Azacca & Amarillo were used for the late addition, whirlpool addition and the dry hop addition alongside another big dose of Cascade.
Dank and resinous, not light and fluffy!
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The University of Aberdeen is delighted to be trialling a new initiative, Experience Science.
Experience Science is an excellent opportunity for S4 and S5 pupils to visit the University of Aberdeen to try out a selection of STEM science subjects. Each evening session will showcase one science subject and participants will have the chance to get involved with experiments, workshops and practical sessions. Participants are welcome to try as many evenings out as they wish, and this is something they can then talk about within their UCAS personal statement.
Experience Science will take place on the following Tuesday evenings from 6.00-7.30pm on campus. Participants are encouraged to take part in as many of the subjects on offer as they wish.
- 19th January (Geology)
- 23rd February (Mathematics)
- 29th March (Engineering)
- 26th April (Computing science)
- 24th May (Biology)
- 28th June (Physics)
- 26th July (Chemistry)
Places are limited by venue capacity, and the events will be highly popular so we ask that participants register early. For more details and to register please visit: www.abdn.ac.uk/study/ExperienceScience.php
Facebook post: Interested in science subjects? Register for Experience Science, a programme of events from University of Aberdeen – Apply Aberdeen for S4 and S5 pupils. http://www.abdn.ac.uk/study/ExperienceScience.php
Twitter: Interested in science? Register for Experience Science, a programme from @ApplyAberdeen for S4 & S5 pupils. http://www.abdn.ac.uk/study/ExperienceScience.php