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Tuesday, April 13, 2010
According to a recent federal appeals court decision, a surviving spouse who was not named as a beneficiary of her deceased husband's IRA had no rights in or to that IRA, notwithstanding that the IRA was funded by an indirect rollover from an ERISA-qualified retirement plan providing for spousal protection, where the rollover from the qualified plan occurred prior to the spouse's marriage to decedent. Charles Schwab & Co., Inc. v. Debickero (9th Cir. 2010), 593 F.3d 916, 2010-1 USTC ¶50,180.
Section 205 of the Employee Retirement Income Security Act of 1974 ("ERISA"), as amended by the Retirement Equity Act of 1984, provides that "in the case of a vested participant who dies before the annuity starting date and who has a surviving spouse, a qualified preretirement survivor annuity shall be provided to the surviving spouse of such participant." [29 U.S.C. §1055(a)(2)]. As applied to a 401(k) plan, this requirement generally means that the surviving spouse is entitled to the entire plan balance as a matter of right, absent the spouse's written consent to waive that right.
Wayne Wilson ("Wilson") was employed by Siemens/GTE and participated in the company's 401(k) plan, an ERISA-qualified retirement plan. Wilson's participation in the plan terminated when he left Siemens, in 1992, to work for another company. In 1994, Wilson elected to close his Siemens 401(k) account and take a lump sum distribution, which he rolled over to an IRA with the investment firm, Smith Barney. In 2000, Wilson married Katherine Chandler ("Chandler"), a woman with whom he had been living since 1990. In 2002, Wilson opened another IRA, this time with Charles Schwab & Co. ("Schwab"). Wilson funded the Schwab IRA by transferring to it approximately half of the proceeds from his Smith Barney IRA. Despite his marriage to Chandler, Wilson named his four adult children from his previous marriage as primary beneficiaries of the Schwab IRA, telling Schwab personnel that he was divorced. In 2005, at the age of 65, Wilson unexpectedly died, survived by his children and Chandler. Because he died at the age of 65, Wilson had not yet reached the required beginning date for taking required minimum distributions from his IRA.
Decedent's adult children and Chandler asserted competing claims to the Schwab IRA. As a result, Schwab filed an interpleader action in federal district court naming Chandler and the children as co-defendants. Chandler then filed a cross-claim against the children, asserting that the surviving spouse protections under ERISA continued to apply to the 401(k) benefits even after they were rolled over to the IRA, and that, therefore, she, alone, as Wilson's surviving spouse, was entitled to the Schwab IRA. On cross-motions for summary judgment the trial court ruled in favor of Wilson's children, finding it significant that Wilson and Chandler were not married until several years after Wilson ended his participation in the Siemens 401(k) plan, and rejecting Chandler's argument that the surviving spouse protections under ERISA continued to apply even after the funds were rolled over to an independently managed IRA.
The trial court's ruling was affirmed by the U.S. Court of Appeals for the Ninth Circuit, which held as follows: "Although Wilson was at one time a participant in an employee benefit plan subject to ERISA's protections and limitations, ERISA ceased to apply when, long before his marriage to Chandler, Wilson terminated his participation in the employee benefit plan and transferred the proceeds to an independent IRA." [593 F.3d at 919]. The appellate court reasoned that insofar as the Schwab IRA was established and maintained by Wilson personally, and not by his former employer or any employee organization of his former employer, the IRA fell outside the spousal protection rules of ERISA. The court noted that IRAs are specifically excluded from ERISA's participation and vesting provisions, which include the joint and survivor annuity requirements, and concluded that "it is beside the point that the IRA proceeds originated as employee benefits within an ERISA-qualified plan." [Id.]
For additional information please contact the writer, Keith Codron, toll-free, at (800) 497-0864, or via email at firstname.lastname@example.com. Mr. Codron welcomes your inquiries.
Previous Posts
For 2010 Decedents, IRS Issues Guidance to Executors on Election to Apply Carryover Basis Rules
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Every night, for the first five minutes of every hour, 20,000 bulbs make Eiffel Tower sparkle in the Parisian sky. Having reached the end of their useful lives, 450 of these bulbs have been taken down and made into outstanding ornaments. Christened the "Diamond Light", this unique piece comes with a certificate of provenance. If you're looking for an unique gift idea and give a (little) piece of history from Paris' most famous monument, this is it!
A unique, authentic piece, imbued with emotion The Eiffel Tower is offering a limited number of these collectors' items for sale, giving the new owners some of the Tower's own sparkle. The sparkling Eiffel Tower is a daily show first created in the year 2000 by the lighting designer Pierre Bideau. The flash bulbs, true "Diamond Lights", have all been removed from the Tower and then affixed to a riveted supple steel base. Soft to the touch, it evokes the puddled iron which Gustave Eiffel used to build his tower.
Each Diamond Light is unique, and bears the marks of a life on the Tower – brush strokes, imperfections…each testament to its history and authenticity. Furthermore, its packaging was designed to fit the monument's authentic, "industrial" spirit.
To give this exceptional gift…
Imagined as a true decorative collectors' item, only 450 numbered "Diamond Lights" are available, affixed to a base in "bright Venetian red", the original colour of the Eiffel Tower from 1889 to 1892. It is available for €540 inc. VAT (including postage to any address) from the Eiffel Tower website, along with a print of Caren Georges engraving "The Eiffel Tower ablaze during the 1889 Universal Expo".
To learn more about the "Diamond Lights", head to: scintillement.toureiffel.paris
About the Eiffel Tower's sparkle
Created by the lighting designer Pierre Bideau to celebrate the new millennium, this daily spectacle continues to delight both Parisians and tourists from all over the world. 20,000 flash bulbs (5000 per side) contribute to the sparkling which runs for the first five minutes of every hour after nightfall.
About the Société d'Exploitation de la Tour Eiffel (Eiffel Tower Operating Company)
SETE is a local public company whose capital is 60% owned by the City of Paris and 40% by the Department of Paris. Its Board of Directors is chaired by Bernard Gaudillère, Councillor of Paris. SETE, which has around 340 employees and achieved a 77.8 million euro turnover in 2016, is headed by Anne Yannic.


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A petition to stop President Donald Trump from making an official state visit to the United Kingdom shot up to over one million signatures by Monday—a sign of the global backlash against his draconian executive order banning immigrants from seven majority Muslim countries.
The petition, which references Trump's "well documented misogyny and vulgarity," was posted on the UK's Government and Parliament website in November and received "just 372 signatures in two months," as CNN reports. But, CNN continues,
[n]ews spread over the weekend of Trump's travel ban, and by 10AM on Monday, the number of signatures on the petition had soared, and it's still rising fast.
Indeed, the Guardian writes Monday that "at one point was being signed by more than a thousand people a minute."
As of this writing, it has 1,324,821 signatures. It reads:
Donald Trump should be allowed to enter the UK in his capacity as head of the US Government, but he should not be invited to make an official State Visit because it would cause embarrassment to Her Majesty the Queen.
Donald Trump's well documented misogyny and vulgarity disqualifies him from being received by Her Majesty the Queen or the Prince of Wales. Therefore during the term of his presidency Donald Trump should not be invited to the United Kingdom for an official State Visit.
Labour Party leader Jeremy Corbyn encouraged people to sign the petition, and tweeted Sunday that Trump "should not be welcomed to Britain while he abuses our shared values with shameful #MuslimBan and attacks on refugees and women."
.@realDonaldTrump should not be welcomed to Britain while he abuses our shared values with shameful #MuslimBan & attacks on refugees & women
Never Miss a Beat.
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— Jeremy Corbyn MP (@jeremycorbyn) January 29, 2017
.@Theresa_May would be failing the British people if she does not postpone the state visit & condemn Trump's actions in the clearest terms
— Jeremy Corbyn MP (@jeremycorbyn) January 29, 2017
Over 1 million people have signed. @theresa_may we will not back down, cancel state visit and condemn the #Muslimban https://t.co/ySphksOliV
— Jeremy Corbyn MP (@jeremycorbyn) January 30, 2017
London mayor Sadiq Kahn, who is Muslim, writes Monday at the Evening Standard that he has "no choice but to speak out" against Trump in the wake of his immigration ban, which he argues "is both discriminatory and counter-productive." The offer for a state visit should be rescinded until it is called off, Khan writes.
The Associated Press adds: "No date has been announced for the state visit, which involves lavish pomp and ceremony, generally with a stay at Buckingham Palace."
The office of British Prime Minister Theresa May, however, said Monday that the visit is still on.
"To be clear, the Prime Minister extended an invitation on behalf of the Queen—and she was very happy to do so. The USA is one of this country's closest allies, and we look forward to hosting the President later this year," May's office said in a statement.


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150ft of high quality Video/Power Premade Siamese Cable that supports up to HD 1080P signals when used with HD over coax cameras like HDCVI cameras. It can also be used with regular analog CCTV cameras, add-on mics, and any other CCTV product that has a BNC video connection and 12V DC 2.1mm jack.
- 150ft Length
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- Cable Color: Black
- Compatible with Analog Security Cameras
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- Supports up to 1080P video resolution with HD over coax security cameras
What's included?
- (1) 150ft HD 1080P Premade Video Power Siamese Cable, Black
|Return Policy
|30 Days Return Policy. Used cabling not eligible for returns or exchange.
|60 Days
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Product Questions
Total 2 question(s)
Can this be used with a HD over coax PTZ camera?
Question by: Adam on: 2018-02-28
Sorry you cannot use premade siamese cable to operate PTZ cameras. You will need solid copper RG59 coax cable.
Answer by: Tech Support on: 2018-03-01
Can this be exposed to the outside elements or requires conduit for outside runs?
Question by: steve mills on: 2018-07-25
You can use premade cabling outside as long as it is not submerged in water along any length of the cable. For example, you can have it running on vertical surfaces where water will drain off the cable.
Answer by: Tech Support on: 2018-07-25


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Development: conducting research of natural resources and dissemination the research findings to Somali communities by providing consultation , training and guidance to natural resource through scientific research.
Networking: Cooperate with international, national, regional, and local communities in the sustainable development of natural resources and its conservation strategies and establish partnerships and cooperate with other research organizations/centers and universities for jointly research.
Contribution: To contribute to the growth of the economy sector through research, technology transfer and utilization of natural resource innovations by enhancing the food security through Research , innovation and technology programmes and create an opportunities for young generations through promotion of natural resources and maintaining the Somali ecosystems with peaceful environment.


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Welcome to Tea with DidiJan 20, 2020
Marquez Nissen posted an update 11 months, 3 weeks ago
The very idea of trekking the longest waymarked trail in Greenland must produce images of endless ice-fields, marauding polar bears, desperate struggles for survival and enormous expense. The truth is, the Arctic Circle Trail provides a pretty easy trek, provided it is approached with careful thought and planning. Ignore the huge ice-cap and polar bears, that happen to be there if you would like them, but don't feature around the trail. Instead, give full attention to one of many largest ice-free aspects of Greenland, between your airport terminal at Kangerlussuaq as well as the western seaboard at Sisimiut.
The Arctic Circle Trail is genuinely north with the Arctic Circle for its entire length, meaning that in midsummer there isn't any nightfall, but for the brief summertime ordinary trekkers can savor the wild and desolate tundra by simply following stone-built cairns. Taking into account there's absolutely nowhere you can aquire provisions on the route, for more than 100 miles (160km), the tough part is to be ruthless when packing food and all the kit you need to stay alive. Water is clean, fresh, plentiful and freely available. In the event you bring your entire food to Greenland and limit your spending, the way could be completed on a budget. Detailed maps and guidebooks can be purchased.
Some trekkers burden themselves with huge as well as packs, which require great effort to carry, which in turn means carrying a lot of food to stoke with extra calories. Think light and pack light. There are some basic wooden huts at intervals along the way, offering four walls, a roof, and bunks for between four and 24 trekkers. They aren't staffed, can not be pre-booked, and offer no facilities in addition to shelter. If you possess a tent, you are able to pitch it anywhere you prefer, subject only to the in the terrain as well as the prevailing weather.
Generally, the next thunderstorm originates from two directions – east and west. An easterly breeze, coming off the ice-cap, is cool and extremely dry. A westerly breeze, coming off of the sea, will take cloud as well as a way of measuring rain. It will not snow in the short summer months, mid-June to mid-September, and also for the remaining time, varying quantities of snow and ice will cover the way, plus the midst of winter it's going to be dark continuously and temperatures will plummet far, far below freezing for months at a stretch.
The air-port at Kangerlussuaq enjoys around 300 clear-sky days per year, therefore the weather ought to be good, along with the trail starts following a straightforward tarmac and dirt road. Beyond the research station at Kellyville, the way is only a narrow path across empty tundra dotted with lakes. If you are planning to walk from hut to hut, then a route will need maybe nine days, unless stages are doubled-up. By using a tent offers greater flexibility, and a few trekkers complete the road within weekly. Huts are situated at Hundeso, Katiffik, The Canoe Centre, Ikkattook, Eqalugaarniarfik, Innajuattok, Nerumaq and Kangerluarsuk Tulleq. Youth hostels and hotels are located in the terminal points of Kangerlussuaq and Sisimiut.
You have the replacement for work with a free kayak to paddle throughout the day down the large lake of Amitsorsuaq, rather than walk along its shore. There are just a few kayaks, of course, if they are all moored in the 'wrong' end in the lake, then walking will be the only option. The path is often low-lying, below 500ft (150m), but climbs on occasions over 1300ft (400m), notably around Ikkattook, Iluliumanersuup Portornga and Qerrortusuk Majoriaa. There's a couple of river crossings whose difficulty depends on melt-water and rainfall. These are generally difficult at the beginning of the season, but much easier to ford later. The most important river, Ole's Lakseelv, carries a footbridge if neccessary.
For more information about Sisimiut please visit webpage:


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Kris Jenner heralded in the holiday season by matching a reindeer pal and sharing a snapshot captioned "It's beginning to look a lot like Christmas!!! 🎄🎅🎁⛄"
The reindeer Kourtney spent some "fireplace time" with looked a bit worse for wear.
Time to harken back to the time when the Kardashians posted blurry Instagrams, seen here via Kim's gram featuring Rachel Roy, making the case for "spending holidays with the ones you love."
The Christmas equivalent of Khloé's less than appetizing Thanksgiving mac and cheese, courtesy of her sister Kourtney.
A true #TBT: Kim and Kendall cozying up next to their brother Rob Kardashian's ex, Blac Chyna, in a photo booth.
Kendall and Kylie had what Kendall summed up as a "romantical" time in 2013.
Kourtney began to come into her own as the cheeriest of the family in 2013, kicking things off early with an, um, "Thanksgiving tree."
How to celebrate Christmas like Kendall Jenner: pause to show off your festive midriff mid-The Grinch.
Kendall's claim to fame may have come even before she became a supermodel, when she "caught" Santa Claus himself four years ago.
Kim devoted part of her Christmas Eve to looking back on festivities past, posting this #TBT of herself (on the right) with Kourtney and Khloé.
Kris Jenner showed off one of what's since become many partnerships with the florist Jeff Leatham in 2014, while lamenting that there wasn't enough room for her polar bears.
"Lol apparently my thigh was out all night. Totally normal," read Khloé's recap of her Christmas festivities in 2014.
Get ready for the biggest year in Kardashian Christmas history: 2015. Kris appropriately amped things up a notch by matching the Christmas tree in camo.
Even Corey Gamble, Scott Disick, and Tyga got embroidered stockings that year.
Kim, Kanye, and North spent Christmas Eve with an IRL Santa. (Kanye wore a Gucci by Tom Ford silk jacket for the occasion, naturally.)
Khloé Kardashian wished her followers a merry Christmas from "Mase x KoKo."
Khloé also let her then two-year-old niece North West give her a makeover, taking on the title of "North's first makeup client."
Kris and Kendall Jenner paused to cozy up during the family's Christmas party.
In between, that is, spending time with one of their many guests, Drake.
Fret not: Kendall also managed to squeeze in some time with their guest of honor.
Though Drake admittedly did share that title with Jennifer Lopez, who brought her lookalike daughter Emme along for some hangs with Caitlyn Jenner.
Another shot of Kanye's Tom Ford-era Gucci, in perfect contrast to Kim and North's all-black.
North West even came face to face with a real-life reindeer.
Tyga followed the same dress code as North and Kim when spending some quality time with his now ex, Kylie.
At the ripe old age of 18, Kylie hosted her first-ever Christmas dinner party at her new house, which is to say a $2.7 million mansion. On the table for her pals like Jordyn Woods and Justine Skye were dishes including potatoes, onions, and bacon, which the nascent food blogger dutifully documented on Snapchat.
Kourtney shared this image of her gingerbread masterpiece with the caption, "Someone has been licking the house..."
Kylie also customized a gingerbread house for herself and Tyga—plus Tyga's son King and her four dogs, Bambi, Ernesto, Norman, and Penny.
The aftermath of the "madness" of Christmas at Kourtney's, who declared that she was "not ready for it to be over."
Kris's favorite life-sized polar bear got prime placement in 2016.
Why have one Christmas tree when you can have five? Kourtney made like Beyoncé in giving each of her children their very own, plus two for the whole house.
In stark contrast to Kourtney was "kenny's pink xmas," as her little sister Kendall put it when sharing her own decorations on Instagram.
Before she even set hers up, Kylie put both of them to shame by sharing a look at the flatbed truck that helped move in her tree—no small feat, as it towered two stories high.
She soon deleted the evidence, but the selfie she briefly Instagrammed proved the tree was indeed larger than life.
In addition to showing off her favorite polar bear, Kris took care to flex her celeb connections last year: "My BFF #Jenniferlawrence asked me what i wanted for Christmas and of course I said a Porsche, DUH. My girl didn't disappoint. Thank you Jen I love you!!! #bffsforever #christmassurprise #jlaw #soexcited."
Two-year-old Saint West made the cut into last year's snapshots, alongside his sister North.
Kourtney kicked off her Christmas celebrations early this year with a thirst trap captioned "So, I really love watches, and diamonds...a house on the beach?"
In case you couldn't tell, Kylie Jenner shared that her holiday theme this year is gold, hence the towering, 20-foot tall metallic Christmas tree she showed off on Instagram to the soundtrack of "All I Want for Christmas Is You."
Unsurprisingly, given that it's her daughter Stormi Webster's first Christmas, Kylie also went all-out by giving her a mini Lamborghini covered in Louis Vuitton monograms—no doubt the first of many presents to come, given that it came a few days before the 25th. (We wouldn't put it past her to give Stormi an actual Lamborghini when the holiday officially rolls around.)
Kourtney Kardashian hosted the family's annual holiday party in 2019, greeting guests—who ranged from the elusive Rob Kardashian to Blink-182's Travis Barker—with innumerable poinsettias and a giant upside-down Christmas tree.
Kylie Jenner might one day regret setting the bar so high for Christmas, but in the meantime, she and her one-year-old, Stormi Webster, spent a very photogenic night matching in festive custom Ralph & Russo couture.
But compared to her cousin, North West, Stormi had a relatively tame Christmas Eve. Just one of the presents the six-year-old received from her parents, Kim and Kanye, was one of Michael Jackson's signature jackets. (They took care to tack up, rather than permanently tailor, the sleeves, so that North can still wear it once she reaches double digits.)


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Proudly placing South African business on the global map
SAVANT, the government-endorsed, industry-led vanguard of the local information and communications technology and electronics (ICTE) sector, believes local businesses can benefit from the level of association and co-operation that exists between it and the Proudly South African campaign, a founder partner.
Sar'e Grobler, project manager: ICT and electronics division, Trade and Investment South Africa, the DTI, points out the synergy between the two organisations and says businesses have to come to the party to put themselves in line to benefit.
"SAVANT and The Proudly South African Campaign were both started because of an obvious need to bolster local industry and related products and services. Aside from generating awareness and promoting participation to increase benefits, the larger aim is to encourage economic growth and job creation. From an ICTE perspective, it certainly helps to have Proudly South African as a founder partner and member of SAVANT because people recognise the branding and are keen to be involved, which, in turn, fits in well with our marketing strategy," says Grobler.
"The ICTE sector has traditionally been fragmented and for some time there has been a need to unify trade and industry representatives with organisations as well as companies. Our goal is to create a sustainable and credible representative force that has the necessary infrastructure, resources, skills and knowledge base to link local players with overseas counterparts and help maintain these channels in order to gain the maximum business and trade opportunities. This is a process that involves the input of many stakeholders," she adds.
While the Proudly South African campaign continues to make inroads into the collective South African corporate psyche, SAVANT is now working within the second phase of its development, characterised by online business promotion as well as communication with international businesses and industry representative bodies.
"We have entered a highly strategic part of development. Our main focus now is to generate leads through international co-operation and increased awareness. The run up to this stage saw SAVANT creating understanding and the means to participate with a focus on local buy-in. With the support we have received thus far, as well as the government endorsement we have both at national and provincial level, our intention is to significantly raise the profile of the initiative and its participants on a global scale. There is a great deal of excitement at the moment and so far the logistics look solid," says Grobler.
Proudly South African Chief Executive Martin Feinstein agrees.
"Proudly South African supports SAVANT because we believe that it is important to identify, brand and promote the South African IT industry as South African. SA has the knowledge capital, innovative thinking and IT infrastructure to compete in a number of areas in the global arena, particularly in software development, call centre services and the manufacture of certain components. In terms of our core mission, which is the protection and creation of South African jobs through the promotion of locally made products, the IT industry has great potential," says Feinstein.
"During Proudly South African Week we encourage all IT companies that are part of the campaign to promote the campaign's objectives. We also strongly encourage South African public and private sector organisations to think carefully about their procurement decisions - and, wherever possible, support locally made products and services," he concludes.


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Let's get cookin' Michele! :-) ♥ ♥ ♥
~ Lynn
I made sure that I had all my ingredients, which included the hubby stopping by the grocery store several nights on his way home! As in all undertakings that I try to pull off... I had no turmeric. I don't even know much about it, because I have never used turmeric. I did research it and found out that you may be able to sub some dry mustard, but I had no dry mustard or saffron to even remotely try to substitute anything for it. Oops... well, continue!
I almost forgot the garlic... Can't forget the garlic.
The first step is to brown the sausage on medium. I had Italian sausage, which does tend to stick or fall apart. It started to stick and brown in the bottom of the pan, which does impart some yummy flavors.
I set the sausage aside, and browned the chicken in the drippings. However, I didn't brown it as long as I should have because I was afraid the sausage bits and drippings were getting a little too brown!
I took out the chicken and set it aside... onions and garlic were next!
I got a little excited and lost focus (no pun intended) on taking pictures. This is where I added the broth to the onions and garlic. That released all those little bits of brown goodness off the bottom! Oh! I added the rice, sausage, carrots back to the pot and topped with the chicken pieces. It simmered for about 20 minutes.
Next were the artichokes, which were jarred, not frozen, peas and black olives. I wish I had whole olives, but all I had was sliced... no biggy! :-) Back to simmer for another 20 minutes.
The final touch was adding the tomatoes and letting them heat through. Very colorful and very fragrant! I just wish I had a little more color on the chicken... I know! I am my own worst critic.
As I am writing this, (we ate a couple of hours ago) the hubby is dipping another helping out to sit down and snack on while watching tv... I guess it's a hit! :-)
The final plating!
Thanks to my friend Michele at La Belle Cuisine for agreeing to let me do this... and for helping me do this, risking her reputation! Only if you could be here to help me NOT mess it up! LOL
OH! And thanks for NOT starting me out on a baking recipe! LOLOLOLOL
XOXOXOXOX ~ Lynn
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The 'absolute crisis' engulfing AFL umpires right now
The AFL has an umpiring crisis on its hands, according to Herald Sun football writer Jon Ralph.
The 2019 season has been punctuated by numerous incidents around umpire abuse, both from players and fans.
Following Dale Thomas' alleged abuse of a boundary umpire on the weekend, former St Kilda and Essendon player Brendon Goddard gave the incident all clear on Fox Sports News last night despite it being sent to the AFL Tribunal.
Ralph said it was vital the league supported its officials as it looks to retain and increase the talent pool.
"Brendon Goddard's a bit of a dinosaur in that respect," he told Macquarie Sports Radio.
"He's straight out of the game and been a fantastic media presence but he's probably still trying to stand up for the players.
"The AFL have made a rod for their own back with Dane Rampe's fine (last week).
"They've got an absolute crisis in terms of retains its umpires and trying to bring them through their pathways.
"One league last year lost 100 of its umpires."
Click PLAY to hear more on Macquarie Sports Radio


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The Institute also develops its activity abroad.
Dr Hadi Antoun, dental surgeon, is regularly invited to conferences abroad.
In partnership with Dr Rami Sarkis, dental surgeon, specialised in implantology, the Institute offers courses in English.
Dr Rami Sarkis, dental surgeon, holds a university degree from the university of Dijon in surgery and implantology and a university degree from Paris VII in implantology. Founder and president of a dental clinic, he is also Head of the dental department in Hôtel-Dieu hospital in Lebanon and is a former assistant professor in the prosthetic dental department of the Saint Joseph University in Beirut.


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PANDORA - Give in to curiosity and open the box. Inside you will find a stunning mix of pink and gold glitter. From our Foil Reflect range, incredibly shiny with a foil finish. Perfect for adding that 'extra' glam to your night or day look.
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Posted September. 25, 2017 07:24,
Updated September. 25, 2017 08:50
Fourteen UNESCO International Advisors will be screening the applications for the Memory of the World in Paris for four days from Oct. 24. It is a meaningful task to designate records worth of global preservation every two years. However, the face of UNESCO officials before the screening is dark.
This year, more than 130 agendas will be discussed, but the interests of the member countries are in sharp contrast to each agenda. Due to pressures of the representatives of each member country, UNESCO is walking on eggshells and stuck between a rock and a hard place.
On Sept. 12, Japan's Chief Cabinet Secretary blatantly threatened to "take action" if the records of comfort women submitted by 15 civic groups in eight countries including Korea, China and Japan are listed as the UNESCO heritage. The action is likely to mean Japan's delinquent or unpaid contributions.
UNESCO is operated by the contributions of its 195 member countries. The contribution is an obligation of the members. However, some member states are abusing it as a threatening bait.
Japan, the second largest contributor, has not yet paid this year's contribution. Last year, simply because the Nanjing Massacre in China was registered as the Memory of the World, it made the organization anxious by delaying the payment of the contributions until December. Previously, Japan used to pay in April or May. This year again, it intends to decide whether or not to pay contributions depending on the results of the register application for the comfort women records.
It is said that China also puts enormous pressure when it comes to national issues although the Chinese Foreign Ministry spokesman warned last Monday that Japan should not interfere the registration of the records of comfort women. This is to prevent the photograph of a man blocking the tanks that were sent to suppress the protesters of the Tiananmen Square Massacre in 1989 from being registered as the world record heritage. China is the third largest contributor.
It is not only Northeast Asia that UNESCO should be conscious of. The United States, the largest contributor with a whopping 22 percent, has not paid a penny since 2011. It is because Palestine, which the United States cannot accept as a country, was assented as a member country. But, UNESCO has been too conscious of the United States and not been able to remove it from the executive board. The poster related to the liberation of Palestine will also be on the agenda this year. It is said that even Russia is strongly opposing the heritage application related to the Stalin government forcing the people of Baltic States to move to Siberia in 1941.
As of Thursday, 36 percent of the total amount remains unpaid, as 77 out of the 195 member states are not paying their contributions. Korea has fully paid in February.
"We are already closing down many programs because we are short of funds, and we may have to worry about our employees' salaries soon," a UNESCO official recently said.
Anyone whether it be Individuals or countries can make an application for the UNESCO Memory of the World. Although UNESCO director-general is the final decision maker, it has been common practice that the director-general signs the conclusion of the International Advisory Committee. However, as the "national interest first" has become widespread throughout the world, countries are adding pressure so severely regarding each issue that Director-General Irina Bokova cannot come to a conclusion and is expected to finish her term in mid-November.
China has made an issue of the delinquent payment of the United States and Japan, the two largest contributors, while increasing its contributions. Taking this as an opportunity, Chinese Director-General candidate has been rising as a front runner. It is said that Japan is trying desperately hard to prevent this.
U.S. President Donald Trump and British Prime Minister Theresa May also said at the United Nations General Assembly that the UN contribution is not fair and would be cut. The UN, UNESCO, the European Union, and the North Atlantic Treaty Organization, all led and established by the world powers for world and regional peace after World War II, are now facing crisis due to the "national interest first" policy of the world powers. It is an important signal that world peace is at stake.


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Imagine shepherds on horseback leading 1,500 sheep down a mountain pass onto the main street of Ketchum, Idaho, on their way to winter grazing grounds. This is not a movie -- it's a twice-yearly event which has been turned into a 5-day Trailing of the Sheep Festival, considered one of the Top Ten Fall Festivals in the World. This year, it will be held from October 10th through October 14.th
Visitors can watch Basque immigrants celebrate their sheepherding heritage with dancing and musical performances, food (all-things-lamb including lamb lasagna, lamb tacos, and lamb meatballs), wool shearing and spinning demonstrations, wooly crafts for sale, and the National Sheepdog Trials.
The festival culminates in the Trailing of the Sheep Parade, in which over 1,000 sheep are led down Ketchum's Main Street.
Sheep have always provided man with food and fiber for clothing, and the purpose of this festival is to preserve the history and culture of sheepherding in Idaho and the West. In the mid 1800s, the Basque people (originally from Spain and France) came to America to service the camps during the Gold Rush, but found they could make a better living herding sheep for ranchers. Some took sheep as wages and built their own sheep empires. By 1918, the sheep population had reached 2.65 million, which translated as six sheep to one person.
The Trailing of the Sheep Festival, which has been taking place for 22 years, started as a dispute between the Ketchum sheepherders and cyclists. The cyclists complained because sheep droppings were getting into their chains and gears on a new 12-mile bike path (built in 1991). Unknown to the cyclists, the new path included an easement for the shepherds because it was the sheep migration route. The cyclists were furious. John Peavey, a third-generation sheepherder and his wife Diane, received nasty phone calls from the cyclists who told them, 'Get your sheep off our bike path.'
Even when the Peaveys explained that the sheep were using the route long before the bike path, they got nowhere with the cyclists. So the couple figured out a way to make lemonade out of lemons: they asked the cyclists and locals to help herd the woolies as they came towards Ketchum. The cyclists and other locals loved their new assignment, and soon, the trailing of the sheep turned into The Trailing of the Sheep Festival, now a five-day event.
The Festival is ideal for both families and couples. The Wood River Valley region in south-central Idaho is a land of hills dotted with sagebrush and split rail fences –the real American West. In October, the aspens are quaking, the foliage turns brilliant colors, and the temperature is sunny and warm. Besides all the sheep festivities, there guided hikes to arboglyphs, pictures drawn on aspen trees by the early Basque sheepherders who lived in the forest while tending the sheep.
The most exciting event is the sheep parade, led by authentic sheep wagons, followed by dancing groups of all ethnicities, then Scottish highlanders blowing bagpipes (the prelude to the sheep arrival), and finally, hundreds of sheep trotting down Main Street. A priest from Ketchum blesses the sheep as they pass by.
For those headed to The Trailing of the Sheep Festival, lodging options include downtown Ketchum's Limelight hotel the boutique-y Knob Hill Inn on Ketchum's north end and the 213-room posh Sun Valley Lodge.


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Helsinki, Finland
Heikkinen-Komonen Architects
Architect MARKKU KOMONEN
ARCHI-WORLD MOVIE PROJECT presents leading Finish architect in SUSTAINABLE BUILDING SOLUTIONS.
Helsinki architect Markku KOMONEN is a pioneer in creative sustainable building solutions. His vision is inspiring, his references convincing. Markku Komonen is another great personality who brings solutions and convincing examples from his own country on how to reduce global warming by using environmentally friendly materials and saving energy today...


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Check out the 2 Minute Download as a PDF.
Equitable Workforce Pipelines
The National League of Cities shared findings this week on the need for mayors to establish equitable pipelines for skilled labor by increasing access to workforce training programs and postsecondary education. Drawing from two years of work with six cities, NLC identified some key goals and policies that can be helpful to develop local talent. Read Route Fifty's summary of the report and the briefing on its release.
Improving Access to Public Parks
ParkServe, a new database and analytics tool, launched publicly on Tuesday, offering detailed information on city parks in more than 14,000 U.S. cities. The tool also allows users to see where public parks are most needed to better guide resources and city planning, and city planners in various cities have already begun using the tool. Learn more about ParkServe from StateScoop or experiment with it yourself to learn more about your community.
NewDEALer in the Spotlight:
Tobias Read, Treasurer
Sustainability Bonds
NewDEAL Leader Oregon Treasurer Tobias Read announced new sustainability bonds sold by the state to support solutions to some of the biggest challenges facing Oregon communities in their efforts to spur economic development and improve quality of life. The bonds, which went on sale on Monday, will be used to finance critical projects, with the first round totaling $40 million for the construction of affordable housing. Check out this brief summary about the bonds, or see Treasurer Read's press release for more details.


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THE PRESS ROOM - for immediate release
The Grand Tour sets its sights on new horizons
Explore the stunning landscapes and picturesque towns of New York State and the Montérégie>> par Vélo Québec Voyages Montreal, December 15, 2009 – In 2010, the Grand Tour is offering cyclists a unique experience: a historic route following in the footsteps of Champlain. From New York State to Saint-Hyacinthe, the participants will explore a brand-new route featuring Lake George, Lake Champlain, the Adirondacks and the Richelieu River.
The trip will start in Glens Falls, a friendly little town on the Hudson River. The travellers will then pass though a series of picturesque towns and villages, while benefiting from the incomparable support provided by the Grand Tour team. After this incursion into the United States, they will cross the border to follow the Upper Richelieu and make their way to Saint-Hyacinthe.
In addition to enjoying the stunning views, the travellers will have the pleasure of riding on exceptionally well maintained roads and of selecting from among a variety of routes allowing them to cycle at their own pace and at their preferred level of difficulty. "This route has the advantage of offering various options. The most avid cyclists can choose to ride over 100 kilometres per day and to tackle some challenging climbs. Touring cyclists, who prefer to take the time to explore the regions visited, will also be delighted with the selection of less demanding routes studded with numerous tourist attractions," explains Joëlle Sévigny, Executive Director of Vélo Québec Événements and Vélo Québec Voyages.
Take advantage of this unique opportunity to explore the joys of cycling south of the 49th parallel and on magnificent routes that will expand your horizons! Since participants have the option of camping or sleeping under the covers, and of riding for six days or for three, the Grand Tour is accessible to everyone. Registration begins on January 7 by telephone (514-521-8356 or 1-800-567-8356) or on line.The detailed itinerary will also be available on line as of December 22.
The event is a production of Vélo Québec Événements and its travel agency, Vélo Québec Voyages, which organizes trips for over 6,000 cyclists every year, in North America and overseas. In addition to bicycle tourism events such as the Grand Tour, the agency offers more than sixty exclusive bicycle trips designed by its team of travel professionals.
Vélo Québec Événements and Vélo Québec Voyages form a non-profit corporation that is a division of Vélo Québec, which also includes Vélo Québec Association and Vélo Québec Éditions.
>>>All releases


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MaRyamZ Haute Couture is providing the best fashion using high quality materials and pure fabrics, carefully detailed stitching, giving attention to your desire to make your suit perfect as how you see it – all in reasonable prices.
The famous fashion couture, whose main aim is to provide quality wears and fitting to you at a very reasonable cost with the best quality fabric and latest designs prepared by their experienced team, recently launched its latest winter dresses 2012.
The couture deals in all kinds of casuals, formals, semi-formal, bridal, office wear and Party wear. These dresses are the great gift for the fashion lovers who like to wear latest dress designs according to the latest fashion trend in the country. There are more exclusive designs and dashing color scheme in these dresses.
Recently, the famous fashion brand launched the unique collection which is hard to find anywhere else due to its different look and most shining and eye-captured colors.
MaRyamZ Haute Couture, which brings you the traditional designs on western cuts and silhouettes celebrate our rich heritage yet embody style, elegance and individuality, launched another colorful collection.
MaRyamZ Haute Couture Casual Wear Collection 2013 is very beautiful and highly-worked which can provide a great look to the young girls and women. This is the successful launch in the current year 2012. There are bright and very relaxing colors used in the collection.


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It's important to develop your professional goals and how you achieve them in this course and your chosen program.
To prepare your SDLP for the review, complete the steps outlined below.
After exploring the course description, course outcomes, and unit themes and outcomes, complete your SDLP for this course. Not all courses will directly impact your strengths or your areas of development.
What do you expect to learn in this course that will help you achieve your academic and professional goals? You are encouraged to reflect earnestly about how the course content and experience might serve your goals, as well as about what you might proactively do in the course to develop in your target areas.
If you have determined there are additional areas from which you would benefit, or areas you would like to replace, this is a good time to do so. Remember, this is your learning plan, so design it to help you achieve your unique goals.Include at least 4 references.
This Assignment will be graded based on evidence of thoughtful development of your SDLP.Attached is my SDLP outline.I am a Registered Nurse who works in a labor and delivery unit.I am pursuing my masters degree on Advanced Family Nurse Practitioner.If there is any more info needed please let me know.Thank you.
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The following text summarises the most important guidelines for safe & respectful participation, please read and heed:
The Koglerhof is an inn and an organic farm.
Please respect the residents and their property for a good cooperation in the next years.
Do not walk on meadows and fields not freshly mowed or harvested, they are cultivated farm land and walkin onto may cause economic damage.
Please do not climb or the like the large foil balls / silage bales. Holes in the film may spoil the livestock stored therein.
As the Koglerhof is an inn, the preparation, consumption and carrying arround of brought or self-cooked food and drinks is only allowed in the area of the tent meadow and the camping vehicles.
Please do not carry any chairs or other furniture from the inn to the outside.
Keep instruments, clothing and other possessions that are not in direct use in your own room or in your tent or camping vehicle. Instruments can be stored in the designated room. This room is open around the clock, there is no liability for deposited items.
Escape and rescue routes, entrances and access roads in general are to be kept free.
Doing the washing up or laundry is only allowed in the area of the tent meadow and the camping vehicles.
When spontaneously singing, playing music and dancing, please pay attention to each other and behave in such a way that no one else is harmed, endangered or more disabled or harassed than unavoidably under the circumstances. Contributions announced in the Programmprognose (program forecast) take precedence over spontaneous contributions. Spontaneous contributions must therefore keep sufficient distance. In case of doubt, the decision of a representative of the team applies.
The dance floors are for dancing. If you do not dance please leave the dance floor.
In the vicinity of the tent meadow and camping vehicles please quiet down between 0h and 9h.
Please leave strong, carrying percussion instruments such as djembes at home. The terrain does not provide sufficient shielding of these instruments. As a result, such an instrument may disrupt all parallel activities, sessions and performances. Percussionists are asked to consider this when choosing their instruments and prefer to bring short-sounding, less-carrying instruments such as a cajon or a frame drum.
For the sake of legal reasons, at the Alpen-KlangRausch one may only perform music and other works (eg. texts) that are free of performance copyright. Participants who violate this must bear the resulting costs themselves. It could be that the Alpen-KlangRausch can not take place otherwise.
Please park your car in the designated areas only. Where parking is not expressly allowed its no parking. Park vehicles for camping and long-term parking only in consultation with the team. Do not drive onto the tent meadow by car.
Camping: Before spending the night in a tent or car, please read the detailed text here and take it to heart.
Smoker: Please do not throw away cigarette butts, especially in the meadows, as they could be eaten by livestock and harm them. Always dispose of cigarette butts and ashes in ashtrays.
Dogs, other pets: Lead dogs on a leash, prevent contamination by pets. Please read the detailed text here and take it to heart.
In the area of the Koglerhof is a bow-sport-way. Its use is to be paid directly to the host. Please make sure you do not get in the way of the archers, this would be life-threatening dangerous.
Open fire is forbidden.
Participation in the Alpen-KlangRausch is at your own risk.
The duty to supervise underage persons lies with their legal guardians. Neither the team and its helpers, nor the landlord and his staff take responsibility for underage persons.
No liability is assumed for instruments and other objects deposited in the instrument storage or elsewhere on the site.
Effects and consequences
To exercise property rights is up to the owners of the property, the innkeeper and their employees and the team of the Alpen-KlangRausch.
Instructions of the owners of the property, the innkeeper and their employees and the team of the Alpen-KlangRausch are to be obeyed.
Failure to comply with these principles of guidelines for safe & respectful participation or disregard of instructions may result in the immediate termination of participation in Alpen-Klang-Rausch.
I have read the house rules, recognize them and would like to continue to the ...


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About Me
Welcome to my website! I'm glad you're here and I'm excited to share my stories, adventures and life with you.
I'm a passionate explorer, entrepreneur and communications specialist who loves inspiring people to pursue their dreams.
I've traveled the world and am currently with Remote Year, a community of 75 like-minded professionals who are expanding the boundaries of a typical work day. We're spending one month in 12 cities around the world for a year, all while working full time for our employer or growing our own businesses.
I'm an accomplished communications professional with over 15 years experience, specializing in strategic communications, media relations and program development.
I also teach people how to improve their health and finances, based on my personal experience with a lifetime of digestive issues and a close brush with bankruptcy. Seeing people regain their health or pay off their debt fuels my desire to help as many people as I can!
I believe life is meant to be full of joy, inspiration, purpose and love.
– Carmen Marshall
I choose feelings over logic
adventure over perfection,
here over there,
now over then
and always love, love, love.
I'm on a journey to spread love and kindness around the world, to be adventurous and inspiring, to be curious and generous and most importantly, to laugh and have fun!
If this resonates with you, let me know – I'm here to help! Let's talk about how to live a life you love, how to take those (scary) leaps of faith, how to change your current financial or health situation, or simply how to be kind to yourself.


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Save time and money by pre-paying for your cafe vouchers* now. Purchasing in advance saves you 10%.*Full value of cafe voucher selected must be redeemed in a single transaction. Cafe voucher not valid for cash exchange.
Save UP TO 10%! Combo meal includes a choice of cheeseburger, southern fried chicken tenders, or stone hearth cheese pizza. Each combo meal includes french fries and a fountain beverage. Please present meal voucher to cafe cashier to redeem.


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Legal Innovations in Asia
Judicial Lawmaking and the Influence of Comparative Law
Edited by John O. Haley and Toshiko Takenaka
Chapter 4.1: The inf luence of Japanese law on Taiwan law
Taiwan law means, in this chapter, the law existing in Taiwan since 1895, when Taiwan became a colony in the prewar Japanese Empire. The periods of Dutch and Spanish rule (1624–1662) and Koxinga regime's rule (1661–1683) were so short in Taiwan's history that the ruled had not yet shaped their own political identity. For the next 212 years (1683–1895), Taiwan was ruled by a local government of imperial China and there was almost no Taiwanese political or cultural identity during that time. However, since 1895 a modern-style legal system was brought to Taiwan by the Japanese colonialists. More importantly, Taiwan became a specific jurisdiction within the whole Japanese empire, having its own laws and court system different from that of metropolitan Japan. The term, and concept of, "Taiwan law" thus emerged. Although Taiwan was regarded as a province of Republican China between 1945 and 1949, Taiwan has been constituted a de facto independent state since 1949, as mentioned below. Therefore, the law in Taiwan, officially named the Republic of China ("ROC") law, can be called "Taiwan law" in the international community. Taiwan law is a member of the civil law family, of which the sources of positive law are statutes. The provisions in statutes are in essence the products of the legislature, in which various political forces make their compromise; however, they are written by legal terminology and often need to be interpreted for general application to individual cases in accordance with legal theories.
You are not authenticated to view the full text of this chapter or article.
Elgaronline requires a subscription or purchase to access the full text of books or journals. Please login through your library system or with your personal username and password on the homepage.
Non-subscribers can freely search the site, view abstracts/ extracts and download selected front matter and introductory chapters for personal use.
Your library may not have purchased all subject areas. If you are authenticated and think you should have access to this title, please contact your librarian.


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A project for most artistes is a big risk. Especially when you are only scratching the mainstream surface.
It takes someone who's ready to risk it to come up with a project. Kelzurrection by Kelz was undoubtedly worth every risk the artiste took.
It got so many people talking including his idols (Kojo Cue & EL). Even landed him a feature with Kojo-Cue. After Die A Legend, with Kojo-Cue, he can't afford a slip back, he can only move up! Elevate is that song!
The WPMG Boss puts so much energy is this song and raps and sings about Elevating with his family (fans, family, 'boys boys' and everyone who vibes with his music).


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Colorado Science & Engineering Fair
The CSEF has created a Middle School Rules & Guidelines book for teachers and students in grades 6 - 8. These forms are OPTIONAL, but if you choose to use them, you MUST follow all of the middle school guidelines (main difference is a Risk Assessment Form 3 is required for all middle school projects) and use all of the middle school forms. DO NOT mix and match ISEF forms with the CSEF middle school forms or you will be asked to redo them. Below are the different sections of the rules for easy access.
The Colorado Science & Engineering Fair is affiliated with the Regeneron International Science and Engineering Fair (ISEF). For this reason, we must adhere to the international rules and guidelines set forth by the Society for Science & the Public's Scientific Review Committee. These rules outline the forms and supervision that are needed for all projects as well as those that involve human subjects, vertebrate animals, potentially hazardous biological agents and hazardous chemicals, devices and activities.
Please remember that these rules are in place to ensure the safety of the student researcher as well as the subject (human or animal) that they may be working with in their study. They are NOT trivial and are based on what working scientists must adhere to as well as federal laws and regulations.
The Scientific Review Committee (SRC) exists at the local level to evaluate those projects that involve vertebrate animals and potentially hazardous biological agents prior to the student's experimentation. At the regional and state level, this group reviews all students' projects paperwork to determine if it is eligible to compete, based on the rules set forth by the ISEF.
The Institutional Review Board (IRB) exists at the local level to evaluate those projects that involve human subjects prior to the student's experimentation prior to the student's experimentation.
Learn more about the SRC & IRB and some frequently asked questions regarding the review process.
You can also find the following help at the Society for Science & the Public web site.
As a service to students and teachers and parents involved in science fair research around Colorado, the CSEF has created the following informational pages to help guide you through the process. Each page includes a flow chart of forms that are required along with tips on how to complete them successfully.


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Assuming that Adam was placed on Earth as an infant...
Who nurtured Adam when he was an infant?
Stack Exchange network consists of 175 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers.Visit Stack Exchange
Assuming that Adam was placed on Earth as an infant...
Who nurtured Adam when he was an infant?
Here's the relevant text:
When no bush of the field was yet in the land and no small plant of the field had yet sprung up—for the LORD God had not caused it to rain on the land, and there was no man to work the ground, and a mist was going up from the land and was watering the whole face of the ground—then the LORD God formed the man of dust from the ground and breathed into his nostrils the breath of life, and the man became a living creature. And the LORD God planted a garden in Eden, in the east, and there he put the man whom he had formed.—Genesis 2:5-8 (ESV)
Thus, either:
In both cases, it is God who made sure that Adam lived.
A subsequent text suggests that option #1 is correct:
The LORD God took the man and put him in the garden of Eden to work it and keep it. And the LORD God commanded the man, saying, "You may surely eat of every tree of the garden, but of the tree of the knowledge of good and evil you shall not eat, for in the day that you eat of it you shall surely die."—Genesis 2:15-17 (ESV)
Otherwise, how could God expect the man to work and keep the garden, and how could he understand God's commands?


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Knits & Tees
Top Product Reviews
Leo Rosi Women's Faith Top with Pockets. Plus Sizes Available.
January 20, 2020
Love this top. Very warm and love the pockets. Top runs a little big, but I love it. Bought one for myself and my daughter.
Women's Thermal Waffle Knit V-Neck Tunic Top. Plus Sizes Available.
January 12, 2020
These are amazing! They are lightweight and super soft. Perfect length to wear with leggings. They run more on the loose side so not clingy at all. Easy to dress up or down for more casual looks. I loved it so much I went back and ordered it in several colors.
Women's Solid Ribbed Long-Sleeve Turtleneck. Plus Sizes Available.
August 31, 2019
Ok, these ended up being really nice! Great fit.. stretches to form body but doing enough. I like my stuff tighter to show off my curves so if that's you just order one size smaller because it fits a bit loose. Hopefully mine shrinks in dryer. Great deal for $15 each and very good quality. Thicker ribbed material that's also comfortable.
Leo Rosi Women's Grateful Thankful Blessed Top. Plus Sizes Available.
January 20, 2020
Love the shirt! Runs a little smaller than I would desire but still fits and it's not tight ( I just like my shirts a little baggy). It's warm and the arm length is great as well.
Instant Message Women's Sunflower-Themed T-Shirt. Plus Sizes Available
December 19, 2019
Very nice top but form-fitting. If you are looking for a little room, order a size larger. Also, double-check your address with Groupon before hitting send - mine had an old address on it and I was unable to change it, even seconds after the order was made. I'm happy with my purchase, though.


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Intro Zapier Ontraport
When an intelligent is met by a strong CRM Autoresponder, you receive ONTRAPORT. It's an all-in-one marketing automation tool that provides great features like strong CRM, email marketing, membership websites, one-click WordPress integration, payment processing, affiliate management and more. Zapier Ontraport
We reviewed ONTRAPORT almost two years ago, however Since then, the software has developed and they have added some new features. It's time. At first glance they have added several important new features, but also have not actually fine-tuned some old ones. Let us investigate it in depth.
Click here to subscribe to ONTRAPORT today
Company Overview
ONTRAPORT founder and CEO Landon Ray created ONTRAPORT while running another small company, when he could not locate a CRM that will allow him to run his business on a single platform. Conceptualized in 2006 and launched in 2008, ONTRAPORT has increased during the last couple of years and they have. They've won several awards including #2 nationally for CareerBuilder's'Big Strides in Small Business', #102 on the Inc 500 list of fastest growing companies in the nation, a place on the 50 Most Engaged Workplaces listing, a Red Herring Top 100, and a Forbes Most Promising Companies list.
Who's it not for?
It's not perfect for big or companies. And if you have hundreds of thousands of clients, and send out a great deal of emails every month, ONTRAPORT could prove to be somewhat costly. Businesses that run traditional sales models and don't really need autoresponder and marketing automation, can find cheaper alternatives.
Who is it for?
If you sell information products, offer coaching services, Online training or instruction, or conduct any type of paid membership website, you love ONTRAPORT. It makes your life easy by automating almost everything other CRMs will make you do manually.
Just like any other applications, ONTRAPORT has its own Pros and cons. It's not ideal, and there are things that its rivals can perform exponentially better. However, it is among the greatest — maybe the best — marketing automation software solutions out there for small companies, particularly if they sell their products or services on the internet. Zapier Ontraport
Getting started
Getting started with ONTRAPORT is not as complex as it had been two Years ago. It does not provide a trial version like most other CRMs, but does provide a 90-day money-back guarantee. If you believe the product is not best for you or you're not ready for it yet, you are going to receive full refund, no cancellation fee, no questions asked.
Signing up for ONTRAPORT is a little complicated and you can only import Contacts in CSV format. Several CRMs allow you to import contacts in various formats, or even straight from third party sources such as Gmail, social networking stations, Yahoo, Highrise etc.. On the other hand, the import process is easy and streamlined, you can even add new fields to fit from the same page.
You can add new custom fields immediately while importing contacts
There is no setup fee and you also get 2 hours and implementation. You can also get a presentation if you want to take a look at the system before purchasing it.
Workspace and user experience
The software seems somewhat less responsive than Infusionsoft, and their Main dashboard — though customizable — is not very intuitive. The dashboard displays a bunch of boxes which display the metrics you choose, but it can be somewhat confusing.
Several CRMs like Salesforce, Groove, Nimble, Sprout offer strong Social media integration to supply you with a better understanding of your clients, ONTRAPORT is missing this feature. When we analyzed ONTRAPORT time, they neither had an app nor a mobile-friendly website. Although, they Android now and have got an app for the two iOS, not one of these is updated. We tested the latter and struck too many issues to record.
Apart from the Aforementioned qualms, we liked things About the workspace: the interface is customizable, the menus are laid out, practical and standard naming conventions have been utilized, and you will find fast add/manage buttons for every single different module. You can add custom columns and up to 150 custom fields to customize the work area depending on your company needs.
Probably the characteristic that is unique and most impressive in the entire workspace Is a fast menu which appears at the top of the page once you click the little button in the upper right-hand corner. This quick menu comprises your own workflows, any unedited items, and pinned items. You can easily pin any item by clicking the trap button highlighted in the screenshot below, so you can instantly access your favourite types , contacts, landing pages or any other menus.
The work area actually excels when you want to go Beyond simply managing and contacting your customers. For example, you can make landing pages, revenue cart, internet forms and also a lot more by simply dragging and dropping things.
When we compare the job area of ONTRAPORT and Infusionsoft, it turns Out that although InfusionSoft with a few added features and bells and whistles, what one can do, another may also do. A notable difference is Infusionsoft's campaign builder, which can be more intuitive than its counterpart in ONTRAPORT.
Powerful API
Apart from integration with third party programs that are several Like WordPress, Facebook, WISTIA, Twilio, KAJABI, EVERGREEN, GoToWebinar, Authorize.Net, Elavon, eWay, UltraCART, 1ShoppingCart, and ClickBank, ONTRAPORT comes with an API which lets you incorporate it with just about any computer software.
How hot is it?
Short answer is we are not sure. They weren't Exactly forthcoming about their client base, other than it extends to over 63 countries around the world. Zapier Ontraport
Best value for money — you get a CRM, an autoresponder, a shopping cart, WordPress membership websites, affiliate management and task automation for only a few hundred dollars. On the contrary, one of their most important rivals Infusionsoft charges $1,999 kickstart fee.
Fantastic rule-based email marketing / business processes
Highly scalable and customizable CRM
On-demand postcards and voicemails
Extremely affordable two-way SMS text messaging
Powerful stats, analytics and monitoring
Divide analyzing capacity
Complete WordPress integration, and membership Websites, self-hosted order forms and landing pages
You don't even need your site because ONTRAPORT can also host your website as their sub-domain
Great customer service
- Pricing — The most obvious advantage of ONTRAPORT is that the affordability of the services. At $297/month without the installation fees and two hours of free onboarding calls, they're positioned very competitively. What is important to think about with Ontraport is that they give you access to all their features, and the capacity to keep 25,000 contacts and send 100,000 emails. While some other tools may start at a lower entry price, you'd likely pay 5-10x the price of ONTRAPORT for the exact same level of contacts & features. They're scalable so that as your business grows, they could develop with you so you do not need to be concerned about switching systems afterwards. The offer of a 90 day risk free assurance is almost unheard of nowadays together with month-to-month or discounted yearly pricing option after the 90 day risk guarantee interval.
- Great neighborhood — ONTRAPORT has award winning customer support via telephone, chat, and email during most business hours. They are clearly dedicated to the achievement of the clients, holding a 97% satisfaction rate and each of their managers operate from one central location for easy communication between support and development. They upgraded all of their servers for redundancy, invested at a content delivery system to guarantee the fastest speed globally and are continuously looking for ways to make their program quick and responsive. They also have a great community of users on their Facebook user group, an instruction site that is totally free to ONTRAPORT clients, a quarterly bootcamp and accredited consultant course and an annual business construction event in Santa Barbara, CA.
- Unified system — ONTRAPORT is your automated engine supporting your marketing campaigns, seamlessly integrating your emails, landing pages, ecommerce and more along with your CRM so you can hyper-target your prospects and convert them to customers. When you have separate systems handling all these surgeries, your information is strewn around and it is challenging to have the ability to produce data-driven decisions about your business. ONTRAPORT combines your advertising efforts into a single, central system so you have ONE place to call for assistance and ONE place to check out your organization data.
- Custom items — ONTRAPORT gives the capability to build custom items which is only accessible enterprise systems such as SalesForce, Marketo or even Eloqua. Custom items allows you to create connections between databases. Unique to your organization.
- ECommerce features — ONTRAPORT includes a large assortment of impressive ecommerce features including automatic credit card payment collections and the capacity to include upsells, cross-sells, cart abandonment and credit card expiry notification automation.
Lacks some traditional sales modules like chance management
No social media integration
Bad cellular program, not regularly upgraded
With all the e-commerce and membership site attributes, ONTRAPORT should have a customer care module where clients can increase a ticket
No visual sales funnel
Their two packages allow 25,000 contacts with 100K mails and 100K contacts with 100k mails. Meaning if you hit the upper limit for your contacts, you can only send four or one email per contact per month , and purchasing email bundles can be expensive
Click here to sign up to ONTRAPORT now
The learning curve might be a little steep, especially when you want to utilize the innovative features
Dashboard user interface — Even though you are able to create virtually any metric you would enjoy, their coverage dashboard is not particularly visually appealing as it doesn't have charts and graphs. Zapier Ontraport
Automation effort builder — Even though Ontraport's effort builder is easy to use and sufficiently powerful, it works by adding text-based rules one beneath another. We find the visual'flowchart' design campaign builder utilized by some of Ontraport's competitors intuitive to use.
Features of ONTRAPORT
Before we delve into the features of ONTRAPORT, Let us first talk about the added features: ONTRAforms, ONTRAPORT marketplace, and ONTRAPORT projects, throughout the event named ONTRApalooza, in 2015.
ONTRAPORT Projects
Powerful and another interesting attribute is ONTRAPORT Jobs. It's an in-app training plan that lets you have your company up and running instantly. Some data collects and suggests different projects based on your company requirements. You walk through the rest of the procedure when you choose a job. You even keep using features of the CRM, or can pause your project and resume it in the exact same point later.
Let us say you want to market a product for a monthly Subscription, and you're using ONTRAPORT for your first time, you don't have any idea what to do and where to start. Where Projects menu comes to a rescue, this is; it'll steer you to look after everything from establishing a product to selecting subscription fee to referrals and so forth.
ONTRAPORT Marketplace
Pretty much like a program shop, the ONTRAPORT marketplace lets you ONTRAform, ONTRAmail and Discuss ONTRApages templates together with the ONTRAPORT community. You can use templates made by other users or discuss the ones which you created with other individuals.
When they can be chosen by you to Share at no cost, free for specific customers or you may even charge for your layouts in addition to content either a one-time fee or recurring subscription fee. The software system takes care of everything, and you get 90 percent of the fee. Than most will realise this is obviously a higher value.
This is a menu that lets you Produce a series of follow up activities i.e. email, SMS, tasks, rules as well as fulfillments. These sequences can be triggered by clients through your site, email or any other supply, and the customer's request will be processed by ONTRAPORT according to the rules you defined, even while you are sleeping.
ONTRAPORT allows you to save a variety of significant details Prospects, clients in addition to in a single customizable display. While viewing a contact, you can send them an email or a text message, log a telephone call, handle their credit card, then add a task… and the list goes on and on.
To upgrade any field, simply click on the value in the Field, enter the new value and hit save button that appears next to the area. Adding tags and strings is an issue of a couple of clicks. Simply speaking, the touch menu is simple yet comprehensive.
ONTRAPORT Permits You to send normal emails, complete color, text messages Postcards, and last but not least, professionally designed, totally customizable email templates known as ONTRAmail. Based upon the pricing plan you pick, you can send a certain number of emails each month, and in case you have a very large clientele, you may end up having to buy costly additional messages. You want to pay 2 cents per message — which ONTRAPORT claims is the lowest priced in the business. Similarly, ONTRAPORT charges a bit .
The best thing about messages is They are Two-way messages i.e. the answer from the customer can trigger a sequence. Additionally, you can automatically insert merge fields to mails in addition to text messages i.e. first name/last name or some other information of this contact.
Another menu that lets you Activate sequences or activities based on whether, then conditions. By way of example, you can make a guideline to recharge all diminished transactions, remove the contact send email notification add a tag and so forth. Zapier Ontraport
Event Administration
Event management is yet another Exceptional feature of ONTRAPORT that lets you to run and manage events such as teleseminars, webinars or events. You can monitor people who attended and inform the CRM to automatically follow up with each group accordingly.
The job management automates the Majority of the procedures and saves a lot of time. You can assign prospects to your applicable teammate, path prospects based on several indexes (zip code, job title, website visits etc.). You may make conclusions of routing contributes on a percent or round-robin basis.
It is disappointing that you can't add a new task When you're seeing your tasks you need to go to Contacts or Messages to add a new task. There is absolutely no integrated calendar where you can see your tasks and appointments.
It Custom fields, import contacts, handle lead routing and scoring, manage scheduled broadcasts, and change the default value of the fields.
Partner & Affiliate Program Management
This feature lets you handle your affiliate program. Create a partner centre on your own website in minutes and provide them the desired tools. It's possible to make multiple affiliate programs for partner kinds or products. You sanction them or can also automate commissions.
You'll Should you run an ecommerce business Adore the sales module of ONTRAPORT. Here you can see all the purchases made by your clients, products that you market, create various reports such as earnings report, subscriber retention file, transaction log, open orders and much more.
When it comes to e-commerce, while ONTRAPORT does The principles right, Infusionsoft defeats on it to the punch. Firstly, ONTRAPORT doesn't have a shopping cart as discovered in Infusionsoft. To get similar functionality, you'll have to incorporate ONTRAPORT with 1 Shopping Cart. Managing payments as well as handling payment plans is relatively simpler in Infusionsoft: Infusionsoft includes an integrated merchant accounts called Infusionsoft Payments, a feature missing in ONTRAPORT.
This menu tells who's participating with your content. Unlike many other Analytic programs, ONTRAPORT monitoring not just shows you how many users are viewing your website, but it also tells you they are, precisely what pages they have viewed, when they watched it and far more.
Users can be tracked by you by effort, by lead Alerts articles, or by term and receive if your product is downloaded by someone to follow up; a hot prospect visits a landing page or anything else. Zapier Ontraport
This module create amazing as well as lets you incorporate WordPress websites Landing pages simply by dropping and dragging. Last time we reviewed ONTRAPORT, this module did not operate on Google Chrome, however we could produce a nice landing page this time.
It is a great feature for selling information products or Coaching services. You can host movies and websites for your clients, create membership amounts, and update members.
You Can Opt to create order or opt-in forms utilizing ONTRAPORT and then Host on your webpage. All you need to do is add your photographs and texts, and publish, As there are a lot of professionally designed templates available. By employing the editor that is click-to-select , customizing the cubes and using them over and over again is a matter of a few mouse clicks.
You can publish your forms as types, Image or connection, or possibly a lightbox pop-up. The most fascinating and intelligent alternative is probably the lightbox pop-up, which you can opt to be triggered when a person scrolls past proportion of the page, spends a specified timeframe on your site or plans to exit. A adequate pop-up tool by itself is quite expensive.
ONTRAPORT has recently announced a new pricing strategy, Geared towards solopreneurs, called Basic. Only one login is offered by it, is pretty affordable but lacks key features. The remainder of the 2 plans have not changed since we last reviewed ONTRAPORT, and each of the programs come with a 90-day money back guarantee.
$79/month, 1,000 contacts mails, ONTRApages webpages, amazing email templates and SMS marketing automation to get you started right
$297/month, 25,000 contacts, 100,000 emails/month, two users, 2 hours free execution
$597/month, 100,000 contacts, 100,000 emails/month, 10 users, 2 hours free execution
ONTRAPORT as a CRM impresses, and as a business ONTRAPORT impresses. Their progressiveness is represented in their merchandise. It is a game of leapfrog with all the contest, and they play it well enhancing their product. Their CRM is especially suited to companies that do sophisticated email advertising, and should you operate an affiliate reseller program (that is an ideal method to conduct a little-cost independent sales team), ONTRAPORT is an excellent tool to handle that for you, also. Zapier Ontraport
Click here to sign up to ONTRAPORT now


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Liverpool are leading Arsenal in the race to sign Stoke City goalkeeper Jack Butland, according to the Daily Star.
The England international has been linked with a £40m move away from the Bet 365 outfit and both Jurgen Klopp and Arsene Wenger have been linked with a move for a new shot-stopper in recent times.
However it is the Merseyside outfit who have been installed as favourites to secure the services of the twenty-four year old.
Butland moved to Stoke from Birmingham City in the summer of 2013 and has since racked up seventy-seven appearances in all competitions while he has been capped just six times for his country having made his debut in 2012.
However, he is expected to add to that tally this year with him seemingly the front runner to be England's first choice to start at this summer's World Cup finals in Russia.
- Soccer News Like
- Be the first of your friends!


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Bridge for Africa
Bridge for Africa is dedicated to promoting self-sufficiency and dignity for artisans in rural African communities. Your purchase promotes sustainable development in Africa by providing consistent work and fair wages to marginalized artisans, enabling them to shape their own lives and advance hope for future generations.
Bridge for Africa began in 2003 with the chance meeting of an African and an American in South Africa. They recognized that while the art emerging from Africa represents an extraordinary blend of tradition, vibrancy, and the beauty, its artisans are frequently not paid a living wage for their work. These women from two continents envisioned a nonprofit committed to "Building Resources to Inspire Dignity, Growth, and Empowerment" (BRIDGE) through trade. A member of the Fair Trade Federation, Bridge for Africa guarantees its artisans fair wages, equal opportunities, safe working conditions, and long-term relationships built on mutual respect. Today the organization's mission is two-fold: to market fine contemporary crafts to create a better life for artisans and their communities, and to educate consumers about fair trade's ability to fight poverty in the developing world.
Shop handmade products by Bridge for Africa below.


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Opening hours
- Mon - Thu 14:00 - 22:00, 14:00 - 22:00
- Fri - Sun 13:00 - 22:00, 13:00 - 22:00
Teatergaten 18, 5010 Bergen
Our homemade 180g burgers are served in a bun filled with salad, pickled red onion, tomato and dressing. Gluten free buns available.
Try our bestseller! Beef burger with cheddar cheese, bacon, BBQ sauce and topped with 2 onion rings.
Beef burger with melted cheddar cheese.
Bless your heart y'all! A cajun chicken filet burger with guacamole and a splash of lemon mayo.
Our new favourite. Beef burger with bacon, onion jam pickles and pepper cheese. Hallelujah!
A homerun for true Americans! Pulled pork with homemade BBQ sauce, coleslaw and mozzarella sticks.
This beef burger will tickle your tastebuds! With diced jalapeños, chunky salsa, tobasco sauce, chipotle mayo and chili cheese poppers.
This beef burger with ruccola, mozzarella cheese and balsamic cream will give you a taste of New York with a hint of Italy!
Beef burger with tortilla chips, guacamole, sour cream and chunky salsa.
A tasteful vegan burger based on mushroom and pumpkin seeds. Topped with homemade black olive aioli dressing and vegan cheese. Go vegan!
Choose between BBQ sauce, hot sauce or maple syrup spicy glaze. Served with salad, fries and 3 onion rings.
Half ribs and chicken wings. Choose between BBQ sauce, hot sauce, or maple syrup spicy glaze. Served with salad, fries and 3 onion rings.
Homemade tortilla chips topped with chili con carne and cheese.Served with salsa and sour cream. Choose if you want vegan or meaty chili con carne and cheese.
American pancakes. Choose between a stack of either 3 og 5 pancakes, and add your own topping!
A tasty salad with a crispy chicken, bacon, salad, tomatoes, croutons, ranch dressing & smokey baconnaise dressing.
Sausage served with fries and salad.
6 pieces of mini pancakes with blueberry jam.
Chicken filet served with fries and salad.
Beef burger with salad, tomato, red onion and burger dressing. Fries served on the side.
4 chili cheese poppers. Served with our own ranch dressing.
4 fried mozzarella sticks. Served with our own ranch dressing.
6 pieces crispy onion rings. Served with our own ranch dressing.
Fries topped with meaty chili and cheese.
6 pieces buffalo wings. Choose between our homemade BBQ sauce, hot sauce or spicy maple glaze.
Buffalo wings, mozzarella sticks, chili cheese nuggets, onion rings and tortilla chips. Served with ranch dressing, homemade BBQ sauce and salsa.
Fries topped with vegan chili.
Prøv Roxy's legendariske milkshakes
Choose between vanilla, strawberry, banana, chocolate and blueberry flavor.
Product information
Teatergaten 18, 5010 Bergen


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