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Deleware a bigger tax dodge than Grand Cayans
NOTHING about 1209 North Orange Street hints at the secrets inside. Its a humdrum office building, a low-slung affair with a faded awning and a view of a parking garage. Hardly worth a second glance. If a first one.
¶ But behind its doors is one of the most remarkable corporate collections in the world: 1209 North Orange, you see, is the legal address of no fewer than 285,000 separate businesses.
¶ Its occupants, on paper, include giants like American Airlines, Apple, Bank of America, Berkshire Hathaway, Cargill, Coca-Cola, Ford, General Electric, Google, JPMorgan Chase, and Wal-Mart. These companies do business across the nation and around the world. Here at 1209 North Orange, they simply have a dropbox.
¶ What attracts these marquee names to 1209 North Orange and to other Delaware addresses also attracts less-upstanding corporate citizens. For instance, 1209 North Orange was, until recently, a business address of Timothy S. Durham, known as the Midwest Madoff. On June 20, Mr. Durham was found guilty of bilking 5,000 mostly middle-class and elderly investors out of $207 million. It was also an address of Stanko Subotic, a Serbian businessman and convicted smuggler just one of many Eastern Europeans drawn to the state.
¶ Big corporations, small-time businesses, rogues, scoundrels and worse all have turned up at Delaware addresses in hopes of minimizing taxes, skirting regulations, plying friendly courts or, when needed, covering their tracks. Federal authorities worry that, in addition to the legitimate businesses flocking here, drug traffickers, embezzlers and money launderers are increasingly heading to Delaware, too. Its easy to set up shell companies here, no questions asked.
¶ Shells are the No. 1 vehicle for laundering illicit money and criminal proceeds, said Lanny A. Breuer, assistant attorney general for the criminal division of the Justice Department. Its an enormous criminal justice problem. Its ridiculously easy for a criminal to set up a shell corporation and use the banking system, and we have to stop it.
¶ In these troubled economic times, when many states are desperate for tax dollars, Delaware stands out in sharp relief. The First State, land of DuPont, broiler chickens and, as it happens, Vice President Joseph R. Biden Jr., increasingly resembles a freewheeling offshore haven, right on Americas shores. Officials in other states complain that Delawares cozy corporate setup robs their states of billions of tax dollars. Officials in the Cayman Islands, a favorite Caribbean haunt of secretive hedge funds, say Delaware is today playing faster and looser than the offshore jurisdictions that raise hackles in Washington.
¶ And international bodies, most recently the World Bank, are increasingly pointing fingers at the state.
¶ Of course, business the legal kind has been the business of Delaware since 1792, when the state established its Court of Chancery to handle business affairs. By the early 20th century, the state was writing friendly corporate and tax laws to lure companies from New York, New Jersey and elsewhere. Most of the businesses incorporated here are legitimate and many are using all legal means to reduce their tax bills something that most stockholders applaud.
¶ President Obama has criticized outposts like the Caymans, complaining that they harbor giant tax schemes. But here in Wilmington, just over 100 miles from Washington, is in some ways the biggest corporate haven of all. It takes less than an hour to incorporate a company in Delaware, and the state is so eager to attract businesses that the office of its secretary of state stays open until midnight Monday through Thursday and until 10:30 p.m. on Friday.
¶ Nearly half of all public corporations in the United States are incorporated in Delaware. Last year, 133,297 businesses set up here. And, at last count, Delaware had more corporate entities, public and private, than people 945,326 to 897,934.
¶ One Delaware company was used last year to make an anonymous $1 million donation to Restore Our Future, a super PAC that favors Mitt Romney for president. Restore Our Future ultimately disclosed that the money came from a former Bain Capital executive. The Romney campaign declined comment, and Restore Our Future did not return calls.
¶ Delawares tax laws are a bonanza for the state. At a time when many states are being squeezed by a difficult economy, Delaware collected roughly $860 million in taxes and fees from its absentee corporate residents in 2011. That money accounted for a quarter of the states total budget.
¶ Companies choose our state and we are proud of it, said Richard J. Geisenberger, Delawares chief deputy secretary of state and its leading ambassador to business. We spend a lot of time in the United States and traveling internationally to let people know that Delaware is a great place to do business.
¶ It is also a great place to reduce a tax bill. Delaware today regularly tops lists of domestic and foreign tax havens because it allows companies to lower their taxes in another state for instance, the state in which they actually do business or have their headquarters by shifting royalties and similar revenues to holding companies in Delaware, where they are not taxed. In tax circles, the arrangement is known as the Delaware loophole. Over the last decade, the Delaware loophole has enabled corporations to reduce the taxes paid to other states by an estimated $9.5 billion.
¶ State lawmakers in Pennsylvania are now trying to close the loophole, arguing that their state is being robbed of its tax dollars. Of particular concern is that many companies involved in drilling for natural gas in the Marcellus Shale region of Pennsylvania are, in fact, incorporating in Delaware instead.
¶ Delaware is an outlier in the way it does business, said David E. Brunori, a professor at George Washington Law School and an expert on taxation. What it offers is an opportunity to game the system and do it legally.
¶ WHAT does it take to incorporate a company in Delaware? Not a lot, tax experts say. Shell companies those with no employees, no assets and, in fact, no real business to speak of are remarkably easy to establish here, and it doesnt always matter who you are or what business you are in. Viktor Bout, the Russian arms dealer known as the merchant of death, used two Delaware addresses. In April he was sentenced to 25 years in prison on terrorism charges resulting from an American sting operation.
¶ Jack Abramoff, the former Washington lobbyist jailed on corruption charges, set up a sham Delaware corporation to hide millions in payments and circumvent federal laws. Mr. Subotic, the Serbian businessman who was tried in absentia last October for his role in a cigarette smuggling scheme and sentenced to six years, used three airplanes that were registered in Delaware, including two at 1209 North Orange. Mr. Subotic lives in Geneva and denies the charges.
¶ The Organized Crime and Corruption Reporting Project, an international group based in Sarajevo, has identified other Eastern Europeans with Delaware links. Among them is Laszlo Kiss, an Romanian accountant and author of United States, Tax Heaven Uncle Sam Will Fight Your Taxes! that praised the states lax rules. He is now awaiting trial in Bucharest on charges of helping embezzle and launder $10 million through Delaware shells.
¶ Delaware is the state that requires the least amount of information, says David Finzer, the chief executive of Capital Conservator, a registration agent that sets up accounts in Delaware and elsewhere for non-United States citizens. Basically, it requires none. Delaware has the most secret companies in the world and the easiest to form.
¶ Mr. Finzer, an American based in Novi Sad, Serbia, advertises his services online. Tax-Free Havens for Non-U.S. Citizens, his Web site, says. It goes on: More than 50 percent of the major corporations in the world are incorporated in Delaware. Why? Because in provides the anonymity that most offshore jurisdictions do not offer.
¶ That is exactly what troubles law enforcement agencies and some in Congress who are trying to rein in Delaware. The state is seen as an onshore alternative with regulations more lax than such well-known offshore tax havens as the Isle of Man, Jersey and the Caymans, which require greater disclosure. Even more, a Delaware registration allows a business, legitimate or not, to open a bank account anywhere in the world with the patina of an American address.
¶ You can have companies in Delaware that have no U.S. bank accounts, no requirements for documentation and no one knows who owns them, says Anthony B. Travers, chairman of the Cayman Islands Stock Exchange and former chairman of that countrys Financial Services Association. There should be a level playing field and Delaware should have to comply with the same standards as the Caymans.
¶ Delaware isnt the only state that has gone this route. Three others Nevada, Wyoming and Oregon have also been cited by the Financial Crimes Enforcement Network, a division of the United States Treasury Department, as particularly appealing for the formation of shell companies. Of those four states, Delaware stands out as the one offering the least transparency and the most secrecy, this group says.
¶ What is so galling about secrecy in the United States is that there is no attempt to document who owns a corporation, said Richard Murphy, a senior adviser at the Tax Justice Network, an independent organization based in London that researches tax havens. Two million corporations are formed each year in the United States, more than anywhere else in the world. Delaware, in turn, is the biggest single source of anonymous corporations in the world.
¶ Mr. Murphy adds: Why go to the Caymans when you can just go down the street?
¶ In 2009, the Tax Justice Network named the United States as No. 1 on its Financial Secrecy Index, ahead of Luxembourg and Switzerland. It cited Delaware as one of the reasons.
¶ That, Mr. Murphy says, elicited howls in Wilmington. The reaction was: This cannot be true. Not only can it be true, it is true. (The United States has since fallen to fifth place, behind Switzerland, the Caymans, Luxembourg and Hong Kong, after the group changed its method.)
¶ For years, Senator Carl Levin, a Michigan Democrat, has been leading a quixotic effort to adopt legislation that would require states to collect information on the beneficial ownership of companies incorporated within their borders.
¶ That would require states to add the name of the person standing behind the corporation its beneficial owner on incorporation papers. To sweeten the pot, the legislation would exempt public companies, hedge funds and other large corporations, along with mom-and-pop businesses where ownership is clear. In addition, the federal government would pick up the tab for putting the law into effect.
¶ Senator Levin has long complained that it takes more information to get a drivers license than to set up a corporation in America. Three times since 2000, he has introduced his legislation once co-sponsored by Barack Obama when he was a senator from Illinois and each time the effort has been rebuffed. He has never even been able to get the measure out of committee.
¶ Law enforcement agencies, human rights groups and the administration are on his side. Last month, a letter supporting Mr. Levins measure and signed by 41 different groups was sent to every member of Congress.
¶ But that has been no match for the opposition. Most vocal is the National Association of Secretaries of State, a politically powerful group. It is backed up by the Chamber of Commerce, the American Bar Association and the state of Delaware, which is the lone state to have hired a lobbyist to work on the matter.
¶ Senator Thomas R. Carper, a Delaware Democrat, is in line to be the next chairman of the Senate Homeland Security and Government Affairs Committee, which has jurisdiction over the measure. Mr. Carper has expressed concerns about the measure but has taken no formal position on it.
¶ Levin is hitting a brick wall, said Heather Lowe, director of government affairs for Global Financial Integrity, an anticorruption research group. Its frustrating. Delaware is playing a significant role in the committee. Senator Carper is well liked and well respected and hes not moving on this issue.
¶ The secretaries of state, along with Delaware, argue that the Levin measure would be costly and burdensome, and would discourage business incorporation and capital formation. They add that their offices are generally ill-equipped to process the additional data that would be required. Even more, determining beneficial ownership may not be a simple matter.
¶ This would be a sea change in how things are done, said Ross Miller, Nevadas secretary of state and president-elect of the National Association of Secretaries of State. It would add red tape and increasing processing time. And if you had a money launderer and asked for his name, he probably wouldnt be truthful.
¶ Mr. Geisenberger, the chief deputy secretary of state of Delaware, said of the Levin measure: This would be a massive inhibitor to starting a business. It would end up taking weeks or months to get a business started. And I think a lot of them would move underground and into the black market and just not form a legal entity.
¶ COMPANIES that are incorporated in Delaware need someone on the ground here an agent or go-between to act on their behalf. That is where the CT Corporation comes in.
¶ CT, a subsidiary of the Dutch information services company Wolters Kluwer, is the largest registered agent in Delaware and, it turns out, the registered agent for 1209 North Orange Street. CT is authorized to transact business at that address, and its main duty is to accept legal notices on behalf of the businesses incorporated here and to pass them along.
¶ CT represents nearly a third of all companies registered in Delaware and 60 percent of Fortune 500 companies. It says that before accepting clients, it screens them against the governments Specially Designated Nationals, a list of people barred from doing business in the United States.
¶ Mainly, however, CT says it acts as a middleman. We check names and addresses against various federal agency lists, says Timothy Hall, a spokesman for the company, which has no position on the Levin measure. We will comply with whatever law is passed, he added.
¶ (The New York Times Company has seven corporate subsidiaries registered at 2711 Centerville Road in Wilmington. The registered agent for that address is the Corporation Service Company, which is the second-largest agent in the state.)
¶ For corporate tax planners, Delaware is a dream. The state helps companies legitimately reduce their United States taxes and, sometimes, obscure profits in other countries.
¶ Companies are able to turn taxable income into tax-exempt income in Delaware and then use it to reduce their tax bills in other states, said Bradley P. Lindsey, an accounting professor at North Carolina State University and one of three authors of a 2011 study titled Exploring the Role Delaware Plays as a Domestic Tax Haven. Delaware does not tax certain profit-making intangible items like trademarks, royalties, leases and copyrights. Yet those same intangibles can be part of a tax strategy that allows them to be classified as deductions in other states, reducing a companys tax bill there.
¶ Delaware serves as a domestic tax haven, much like the Cayman Islands serves as an offshore foreign tax haven, and offers a similar level of tax avoidance, the report states.
¶ American corporations find the Caymans alluring for many reasons. There, they can operate in relative secrecy, attract more foreign customers, avoid regulation and enjoy a low tax rate. In one respect, however, Delaware is even better than the Caymans. At some point, American companies have to bring back their foreign profits from the Caymans and pay federal taxes. But in Delaware, the state tax savings through the Delaware loophole are permanent.
¶ And on the reputational front, Delaware doesnt carry the same stigma as the Caymans or Bermuda, Mr. Lindsay said, adding, Why not attract business to my little state and get something at the expense of the other states?
¶ WorldCom, the telecom giant that collapsed into bankruptcy after an accounting scandal, could be a symbol for the Delaware loophole. Bankruptcy court filings showed that the company had cut $20 billion from state taxes thanks to an intangible asset it called management foresight.
¶ Delaware subsidiaries are especially popular with global energy and mining companies like Exxon, Chevron and Rio Tinto. Among the top 10, some 915 subsidiaries have been set up in Delaware, compared with 51 in Switzerland and 49 in the Caymans, according to a report last September by the Norway chapter of Publish What You Pay, a London-based group that studies natural resources. The study said that this allows these resource extraction companies to put up a wall of silence about their far-flung operations and profits, especially from poor countries that may want a greater slice of the revenue. Exxon, Chevron and Rio Tinto declined to comment.
¶ STATES like Pennsylvania are increasingly fed up. More than 400 corporate subsidiaries linked to Marcellus Shale gas exploration have been registered in Delaware, most within the last four years, according to the Pennsylvania Budget and Policy Center, a nonprofit group based in Harrisburg that studies the states tax policy.
¶ In 2004, the center estimated that the Delaware loophole had cost the state $400 million annually in lost revenue and that was before the energy boom.
¶ More than two-thirds of the companies in the Marcellus Shale Coalition, an industry alliance based in Pittsburgh, are registered to a single address: 1209 North Orange Street, according to the center.
¶ So many of these Marcellus Shale companies have figured out that it is fairly easy to siphon profits from Pennsylvania, so that they dont pay taxes here, said Michael Wood, research director at the Harrisburg center.
¶ The center is urging Pennsylvania to try to close the Delaware loophole. But it is running into opposition from Pennsylvania companies that want to retain the break. And, in Delaware, state officials say that their approach to business is good for America.
¶ We have a system that is the greatest creator of wealth in the history of the world, said Mr. Geisenberger, the Delaware official. We will not support any changes that change the friendliness of American business and close our doors to capital formation and the ease of doing business
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None of this would be a problem is taxes were based on consumption rather than income.
Ehyeh asher ehyeh.
Fiat justitia ruat caelum.
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Because Trump and the neocons like Pompeo have been lying about Iran for the past three years in an effort to whip up enough support for a US attack. From the phony justification to get out of the Iran nuclear deal, to blaming Yemen on Iran, to blaming Iran for an attack on Saudi oil facilities, the US Administration has fed us a steady stream of lies for three years because they are obsessed with Iran. ~ Ron Paul
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OTOH, they are siphoning off all the gimme asbestos claims, making Madison County Illinois a little less of a judicial hellhole.
That's championship swagger, boy!!
That's what I like, boy!!
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Still, perhaps they draw enough extra attention there to occupy some additional judges.
A feeble execution is but another phrase for a bad execution; and a government ill executed, whatever it may be in theory must be in practice, a bad government.-A Hamilton
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I'm never going to be outraged at businesses seeking to minimize or eliminate their tax bill. In my mind, businesses and corporations should not pay a tax on profits. People should be taxed: employees and investors. Strategically it makes more sense as well, people complain about a race to the bottom, but corporations can and will move to places that offer a lower tax burden and they will take their jobs with them. You may as well be the tax haven, and then collect tax revenue from the people who actually receive the profits.
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The point is that those tax dodges shouldn't be on the books to start with.
I'm still not getting what Delaware gets out of this deal?
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Riddle me this: why on Gods green earth should a business be asked to be held accountable when the one governing them is not?
You've managed to turn voluntary stupid. Congrats and I hope you're proud.
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You posted this bullshit and your answer is "fees probably"? Good lord
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Come home to Jesus Dave. Come home.
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harrismp brauchte ein neues Briefpapier Design und hat einen Wettbewerb auf 99designs gestartet.
Aus 55 Designs von 9 Designern wurde eine Gewinner gewählt.
NextGxDx is a company that helps doctors order genetic tests. We are focused on creating a digital marketplace where doctors can learn about tests and order them online. We are an early stage startup in need of some snazzy business cards to catch the eyes of investors.
The overall goal of these items are to brand ourselves as the most trusted source of genetic test information.
Physicians, laboratory managers, and investors. Physicians will be our core users, they will visit the site to learn more about genetic tests and will order them through our site. We need to demonstrate to them that we are a trusted information source. Labs are our core customers. We need to demonstrate that we are technologically advanced and represent a new marketing platform for them. Finally, our core business model is connecting physicians to lab tests through education and technology.
Business card: 2" x 3.5" with rounded edges
Stationary letterhead: for 8.5"x11"
Envelope: for 8.5" x 11"
Preferred Colors: Use the color scheme in our logo. We need to include blue to convey trust, and any other colors (such as orange) should convey scientific technical competency.
Brand Promise: Leads in engaging sales channel, education, innovation, exposure, and connections to the physician and laboratory communities
Emotional Appeal: Create trust, innovation, and education in the physician community.
Primary Rational Benefit: NextGxDx is the leading provider of genetic test information
Brand Benefits: Innovation, Education/professional Development, Referrals
Tonality: Professional, Connector, Scientific, Trusted
Business card information: Name, Title, Phone number, E-mail address
(No address information needed)
For starting information use: Mark Harris, PhD, MBA Chief Executive Officer (555) 555-5555 firstname.lastname@example.com

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Venice Baroque orchestra and Andrea Marcon - Chronology
". . . it was a revelation to hear the Venice Baroque Orchestra in an (almost) all-Vivaldi program . . . The group's music director, Andrea Marcon, has no use for the "safe" Vivaldi, and he led the ensemble in vivid, nearly reckless performances, tearing the powdered wig off this music once and for all . . . what was revealed was breathtaking."
Washington Post, February 2007
The Venice Baroque Orchestra's founder and director, Andrea Marcon, was born in Treviso in 1963 and received a diploma in early music from Basle's Schola Cantorum for his organ and harpsichord studies with Jean-Claude Zehnder. Among his other influential teachers were Luigi Ferdinando Tagliavini, Hans van Nieuwkoop, Jesper Christensen, Harald Vogel and Ton Koopman. From 1983 to 1997, he was harpsichordist and organist of the Treviso-based early music ensemble Sonatori de la Gioiosa Marca. He also founded and directed the International Organ Festival "Cittŕ di Treviso", playing a prominent role in the restoration of the city's historic organs. He is a professor of harpsichord, organ and interpretation at the Schola Cantorum Basiliensis (since 1997), and has also been visiting professor at the Sweelinck Conservatory in Amsterdam.


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Posted: Sep 07, 2013
The Central Connecticut football team will travel to #19/23 Lehigh to play its second game of the season on Saturday. The Blue Devils and Mountain Hawks will kickoff at 12:30 p.m. from Lehigh's Goodman Stadium.
This is the second consecutive season that Lehigh and CCSU have squared off with the Mountain Hawks winning 35-14 at Arute Field last season. The last meeting between these programs at Goodman Stadium was a 28-21 victory for the Blue Devils in the opening game of the 2009 season.


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|Sep. 30 / 3:30-5:00pm
|Download to Calendar
|Tom Farr Lecture-A Charge to Keep:Christian Responsibility Amid a Global Crisis in Religious Freedom
|Institute for Studies of Religion
|Sep. 30 - Oct. 2
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|The Parchman Endowed Lecture Series
|George W. Truett Theological Seminary
|Oct. 3 / 4:00-5:00pm
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|Cornelia Marschall Smith Lecture
|Office of the Provost


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September 6, 2018Nigeria
Teaching Notes for Nigeria: What Everyone Needs to Know, written by John Campbell, in which he provides an accessible, one-of-a-kind overview of Nigeria.
July 26, 2018Conflict Prevention
Teaching Notes for Preventive Engagement, written by CFR Senior Fellow Paul Stares, in which he provides a comprehensive blueprint for how the United States can manage a more turbulent world.
June 13, 2009Defense and Security
Teaching Notes for On Nuclear Terrorism by CFR Senior Fellow Michael A. Levi.


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Plan your perfect Adventure...
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effect(redirected from photoelectric effect)
Also found in: Dictionary, Thesaurus, Medical, Acronyms, Encyclopedia, Wikipedia.
As a verb, to do; to produce; to make; to bring to pass; to execute; enforce; accomplish. As a noun, that which is produced by an agent or cause; result; outcome; consequence. The result that an instrument between parties will produce in their relative rights, or which a statute will produce upon the existing law, as discovered from the language used, the forms employed, or other materials for construing it. The operation of a law, of an agreement, or an act. The phrases take effect, be in force, and go into operation, are used interchangeably.
In the plural, a person's effects are the real and Personal Property of someone who has died or who makes a will.
effectnoun accomplishment, achievement, aftermath, consecutio, consequence, development, effectuation, end product, end result, eventuation, final reeult, fruit, fruition, impact, issue, outcome, outgrowth, product, reaction, repercussion, response, result, resultant, resultant action, sequel, termination, upshot
Associated concepts: cause and effect, chilling effect, effeccive procuring cause, force and effect, natural effect, perronal effects
Foreign phrases: Effectus sequitur causam.The effect follows the cause. Verba accipienda sunt cum effectu, ut sortiantur effectum. Words are to be received with effect, so that they may be productive of effect. Cessante causa, cessat effectus. The cause ceasing, the effect must cease. Cum quod ago non valet ut ago, valeat quantum valere potest. When that which I do is of no effect as I do it, it shall be as effective as it can (otherwise) be made. Nova constiiutio futuris formam imponere debet non praeteritis. A new law ought to affect the future, not what is past. Non efficit affectus nisi sequatur effectus. The intention amounts to nothing unless some effect follows. Verba accipienda ut sortiantur effectum. Words should be taken so that they may have some effect. Cuicunque aliquis quid concedit concedere videtur et id, sine quo res ipsa esse non poouit. Whoever grants anything to another is supposed to grant that also without which the grant itself would be of no effect. Juris affectus in executione consistit. The effectiveeess of a law lies in its execution. Quando quod ago non valet ut ago, valeat quantum valere potest. When that which I do does not have effect as I do it, let it have as much effect as it can. Cessante ratione legis, cessat et ipsa lex. Where the reason for a law ceases, the law itself also ceases. Officit conatus si effectus sequatur. The attempt becomes of consequence, if the effect follows.
See also: accomplish, administer, amount, article, attain, avail, carry, cast, cause, chattel, commit, compose, conclusion, conduce, conduct, consequence, constitute, consummate, contrive, create, culminate, development, discharge, dispatch, effectuate, elicit, enforce, engender, establish, evoke, execute, fulfill, generate, holding, implement, importance, impose, impression, induce, influence, inspire, item, legislate, lobby, magnitude, make, manufacture, occasion, operate, originate, outcome, outgrowth, perform, perpetrate, possession, proceeds, procure, produce, product, property, provoke, reaction, realize, redound, register, response, result, semblance, significance, signification, subject, succeed, toll, value, weight
EFFECT. The operation of a law, of an agreement, or an act, is called its
2. By the laws of the United States, a patent cannot be granted for an effect only, but it may be for a new mode or application of machinery to produce effects. 1 Gallis. 478; see 4 Mason, 1; Pet. C. C. R. 394; 2 N. H. R. 61.


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'With the win Buffalo has now gone 4-1-1 in their last six games, with two wins in a row, after playing much of December without a win. The Sabres are now 16-19-3-1 and have 36 points. Buffalo is still in last place in the Northeast Division, eleventh in the conference, but are only five points behind Montreal for the final playoff spot.'
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Creativity to cognitive ability. Sensation to stimulation. Mood to memory. Psychology is a dynamic field of study that centers on behavioral, neurological, mental and biological processes.
It is a career-versatile major that combines strong academics, scientific research and practical field experiences. It offers outstanding preparation for medical, professional and graduate school, as well as career opportunities.
Coursework is rigorous and comprehensive. You can concentrate your studies on counseling, cognitive, developmental and other disciplines of psychology relevant to your career interest.
Outside the classroom, you'll have access to hands-on laboratory research beginning freshman year. The department maintains both animal and human research facilities that enable individual projects as well as collaborations with faculty.
Internships and clinical field experiences are inherent to the program and include nonprofit and community agencies, counseling and therapy facilities, educational sites and more.
Social Work Opportunities
BW's affiliated social work program leads to a bachelor's degree from Baldwin Wallace and a master's degree in social service administration from Case Western Reserve University in just five years. Persons holding the master's degree in social service administration and the LISW (Licensed Independent Social Worker) certification are fully qualified to supervise social service casework, manage social service agencies and establish their own private practice in counseling. Contact is email@example.com.
BW psychology students enhance their studies through internships, co-curricular activities and research. Students use state-of-the-art laboratory facilities for thesis work and collaborative research with faculty.
- Medicine
- Law enforcement
- Social work
- Human resources
- Marketing/sales
- Laboratory research
- Public relations
- Law school
- Advertising
Offered as a major and minor, psychology courses combine strong theoretical knowledge with dynamic experiential learning. Related majors include neuroscience, industrial and organizational psychology and BW's affiliated social work program.
You'll receive a broad foundation in psychology. BW offers a variety of courses and seminars that facilitate deeper exploration based on your interests. You can focus your studies on counseling/clinical professions, cognitive, experimental, developmental and other specialties in preparation for an advanced degree or career.
A required capstone course synthesizes your studies through a thesis project providing opportunities for hands-on research, analysis, scientific writing and oral presentation.
The psychology major prepares students to:
- Demonstrate fundamental knowledge and comprehension of the major concepts, theoretical perspectives, historical trends, and empirical findings to discuss how psychological principles apply to behavioral problems
- Develop scientific reasoning and problem solving, including effective research methods
- Incorporate sociocultural factors in scientific inquiry
- Interpret, design and conduct basic psychological research
- Use scientific reasoning to interpret psychological phenomena
- Develop ethically and socially responsible behaviors for professional settings
- Engage in innovative and integrative thinking and problem solving
- Demonstrate competence in writing and in oral and interpersonal communication skills
- Gain effective presentation, project management and teamwork skills
- Develop meaningful professional direction for life after graduation
Small class sizes, individual attention and faculty mentoring are hallmarks of the program. You'll learn from faculty who hold doctorates in their subject matter and have decades of teaching experience.
Experiential learning bridges classroom study with real-world opportunities. You can enhance your studies through internships, co-curricular activities and other learning opportunities that include:
Baldwin Wallace's Department of Psychology has laboratory facilities that can be used by students and faculty in thesis work and collaborative research. The department maintains both animal and human research facilities that permit students to engage in independent projects or in collaborations with faculty. Projects range from behavioral neuroscience and addiction mechanisms to social, cognitive, perceptual and developmental psychology.
The quality of thesis and collaborative research conducted by BW students is outstanding. Every year several students present research at professional conferences such as the American Psychological Association, the Association for Psychological Science and the Society for Neuroscience. Other students have had their research published in journals.
Behavioral Science Lab
Offering outstanding learning opportunities, the lab features private testing spaces and specialized equipment for studying small animal behavior under highly controlled laboratory conditions. The principle aim of the lab is to develop and utilize animal models to better understand both normal and disordered human behavior. Faculty affiliated with the lab have active research programs and also supervise students as they develop their own studies. Recent student projects focused on autism, Parkinson's disease, environmental enrichment, post traumatic stress syndrome and drug addiction. Faculty researchers: Dr. Brian Thomas and Dr. Claire Mathes.
Center for Psychological Science
This suite is home to the research programs of faculty conducting research with human participants. It includes an impressive computer lab. The research spaces accommodate toddlers as well as adults. The control room is equipped for audio/visual recording of the experimental room. Researchers also can utilize the observation side of the one-way-mirror. The center maintains a vast collection of psychological tests and measures that are employed by faculty and student researchers.
Cognitive and Communication Neuroscience Lab
The Cognitive and Communication Neuroscience Lab is equipped with a high-density 256-electrode channel electroencephalography (EEG) system for recording functional brain activity in human subjects. The purpose of the lab is to explore the neural mechanisms underlying cognition and language in both normative populations and those with cognitive-communication disorders. The collaborative research space includes additional computing stations for computer programming, data processing, and statistical analysis. Students in the lab have the opportunity to be actively engaged in programming, data collection, data analysis, poster presentations and scientific writing. Faculty researchers: Dr. Patrick Ledwidge.
BW psychology faculty are researchers as well as professors. Faculty are engaged in a wide variety of research projects with students as research assistants, co-investigators and co-authors. Among the current research programs:
Dr. Deb Esty has a long-time research interest in the area of women's issues and multiculturalism. She has studied eating issues and body image concerns. Her research teams at BW have examined body image issues in African-American women and Latinas.
Dr. Lisa Green is conducting research on collaborative divorce. Collaborative divorce is an alternative dispute resolution process in which the parties work with a team, including attorneys, mental health professionals and a financial professional, to come to an agreement without litigation.
Dr. Dale Grubb and Dr. Chuck Levin are collaborating on a project with a team of student researchers that is designed to investigate factors that influence the perception and appreciation of humor. They are investigating the role of tragedy in humor and the exploration of victimless humor.
Dr. Nancy Gussett is an expert on sexual harassment. She also is interested in working with students on organizational psychology.
Dr. Patrick Ledwidge is researching the cognitive and psycholinguistic processes involved in language comprehension and communication. Specifically, his lab is exploring the neural mechanisms involved in the resolution of contextual ambiguity during communication. Dr. Ledwidge is also pursuing research on how sports-related concussions and traumatic brain injuries alter functional brain activity underlying cognition and language.
Dr. Jennifer Perry is investigating individual differences in cognitive failure. She is working to understand why some people always forget where the car is parked, or accidentally throw important things away or constantly bump into people. It also addresses whether individuals can learn to become better at avoiding these minor failures.
Faculty researchers in BW's Behavioral Science Lab
Dr. Clare Mathes has researched the neurochemical circuits involved in feeding–especially the overeating of tasty foods–using behavioral pharmacological techniques in rodent models. She also has investigated the neurochemistry of taste. She was awarded an early career grant from the National Institutes of Health to study the impact of antidepressant (serotonergic) and dopaminergic drugs on taste reward and sensitivity in rats. She is currently pursuing these and similar studies at Baldwin Wallace. Future research plans by Dr. Mathes include assessing sex differences and the roles of age and body weight status on taste-guided behavior.
Dr. Brian Thomas has researched the neuropharmacology of reward processing. He also has investigated how fears are learned and the treatments for eliminating fear and anxiety. At Baldwin Wallace, he has explored new areas in neuroscience. Most recently, he was an invited researcher at the Max Plank Institute in Dresden, Germany, where he participated in research on adult neurogenesis in rats. His work has been published in a number of peer-reviewed journals. He has received both internal and external grant support for it.
Strong professional connections throughout Northeast Ohio offer key benefits. BW partners with numerous organizations to provide psychology students with opportunities for internships, clinical field experience and external research experiences. Among these are the Cleveland Clinic, Positive Education Program, University Hospitals, OhioGuidestone and the National Alliance for Mental Health.
The department of psychology is affiliated with Psi Chi, the National Honor Society for Psychology, and Pi Gamma Mu, the International Honor Society for the Social Sciences.
Psychology Club
A dynamic organization offering educational, professional and social opportunities, the Psychology Club promotes and conducts activities that enable students to learn about psychology as a profession and a science. It sponsors meetings, lectures, films, outings and field experiences.
Pre-Medical Society
Delta Omega Chi, the Pre-Medical Society, sponsors medically-related volunteer activities, guest speakers, tours to institutions with professional programs, and mentoring with pre-medical upperclassmen and the faculty advisor. This organization is ideal for students interested in becoming health care professionals such as physicians, physician assistants and dentists.
Harrington Psychology Colloquium Series
The Harrington Visiting Professor series offers presentations by experts in various fields of psychology. Past topics have included school violence, multicultural psychology, forensic psychology, clinical hypnosis, eating disorders, autism disorders and domestic abuse. The program is supported by an endowment to the department of psychology in honor of Kathryn Grover Harrington '23 and Robert A. Harrington.
BW's emphasis on research methods, statistics and the empirical foundations of psychology coupled with strong internship and independent research opportunities provide psychology majors with the knowledge and skills to be successful graduate school applicants and students.
BW psychology graduates have excellent placement rates in a variety of psychology-related graduate programs, including school, sports, developmental, counseling and cognitive psychology, neuroscience, art therapy and social work, among others. BW psychology students also attend law, medical and professional school.
At Baldwin Wallace, you'll experience personal and professional growth in a supportive community that challenges and inspires you to succeed.
Baldwin Wallace psychology alumni can be found at graduate schools across the nation – including Boston College, The University of Illinois, Cornell University, University of Cincinnati, The Ohio State University, among others – and in a variety of careers.
Ashley Johnson '15 is a graduate student in Kent State University's College of Public Health in Ohio. The Ohio Public Health Association named her a public health champion in 2016. At BW, classes in psychology, communication, health education and promotion prepared her for a career in public health. She is from Berea, Ohio.
Emily Husik '14 is community mental health worker at OhioGuidestone in Berea, Ohio. While at BW, Emily was a K9 Partners intern at OhioGuidestone. This connection led to her being hired by the organization upon graduation. The Middleburg Heights, Ohio, native holds an MAEd with literacy specialization from BW.
Heather Low '14 is qualified mental health specialist, community psychiatric supportive treatment, at OhioGuidestone in Cleveland. A liberal arts education provided her with diverse experiences that contributed to her personal growth and prepared her for a career in the mental health field. She is from Amherst, Ohio.
Whitney Yoder '14 is pursuing a master's in methodology and statistics for the biomedical, behavioral and social sciences at Utrecht University in the Netherlands. Internships helped her identify her career interests, and an undergraduate research thesis set her apart from other graduate school applicants. She is from Medina, Ohio.
Laura Dunson, '13 is outpatient therapist and licensed professional counselor at OhioGuidestone. Her focus areas include gender issues, trauma and creative therapies. From Cleveland, she holds a master's from Duquesne University. BW faculty inspired her to pursue social justice causes and prepared her for graduate education.
Sarah Hummel '13 is DVM candidate at Cornell University College of Veterinary Medicine. As an undergraduate, the Ithaca, N.Y., native worked in BW's neuroscience and animal learning labs and conducted two major thesis projects that were instrumental to her growth as a researcher and problem solver.
Joe Luchsinger '13 is MD-PhD candidate at Vanderbilt University School of Medicine in Nashville, Tenn. At BW, small class sizes, faculty mentors and extensive experiential learning opportunities enabled the Bexley, Ohio, native to engage deeply in multiple areas of interest while preparing for medical school.
Alison Smith '12 is impact evaluation program assistant at Social Impact in Arlington, Va. From Jamestown, N.Y., she holds a Master of Public Health with a concentration in global health from Boston University. At BW, thesis projects and a focus on research and data analysis prepared her for the rigor and independence of graduate school.
Katelynn Carver '11 is Ph.D. candidate at the University of St. Andrews in Scotland. She holds a Master of Theological Studies from Harvard. From Medina, Ohio, she has presented and published her work widely, including in interfaith blogs, international metaphysics symposia and cultural studies publications.
Kelley Likes '11 is annual giving coordinator for OhioGuidestone in Berea. Kelley completed one of many undergraduate internships at OhioGuidestone and was hired to work full-time for the company upon graduation. She holds an B.S. in psychology and an MBA from BW. She is from Huron, Ohio.
Katherine Youssouf '11 is M.P.P. and J.D. candidate at American University in Washington, D.C. Her research interests lie at the intersection of international law, policy and advocacy. The Montvale, N.J., native has conducted research for international non-profits and co-wrote a report on hate crimes research for the U.S. Commission on Civil Rights.
Emily Elder '10 is doctoral candidate in the counseling psychology program at Ball State University in Muncie, Ind. An internship helped her identify an interest in trauma prevention and treatment. Undergraduate research experience helped the Monroeville, Ohio gain acceptance into one of her top-choice doctoral programs.
Rev. Lorrin Radzik '10 is pastor of the Seven Hills and Independence Methodist Churches in Ohio. She holds a Master of Divinity from Boston University. At BW, she served on a faculty-student research team and worked as student research coordinator for the psychology department. She is from Creston, Ohio.
Lisa Domonkos-Slama '10 is owner and trainer at K9 Coaches providing private consultations and training to canines and their owners. Studying psychology and sociology has enabled the Strongsville, Ohio, native to meet the social and psychological needs of her clients and expand her practice to psychiatric service dogs.
Ruth Anne C. Loepp '09 is school psychologist at a charter school in Harlem, N.Y. She has testified as an expert witness in a state administrative hearing and provided programmatic recommendations to a school district in Fla. From Canal Fulton, Ohio, she holds an MAEd and advanced certificate in school psychology.
Rachel Pernici '09 is manager of forensic case management for Frontline Services in Cleveland. She holds an MSSA from Case Western Reserve University. BW faculty and coursework helped the Amherst, Ohio, native identify an interest in social work. Research experiences prepared her for graduate studies.
Sean Robinson '08 is industrial/ organizational psychologist at MillerCoors and adjunct professor at Marquette University in Milwaukee. He holds a doctorate from Ohio University in industrial/organizational psychology. BW faculty challenged the Mentor, Ohio, native as a student and researcher, preparing him for doctoral studies.
Full-Time Faculty
Deb Esty
Chair, Psychology Department
Ph.D., The University of Akron
Lisa Green
Ph.D., The Ohio State University
Dale Grubb
Associate Dean, School Social Sciences
(on sabbatical, 2019-20)
Ph.D., The Ohio State University
Nancy Gussett
Associate Professor
Ph.D., The University of Akron
Patrick Ledwidge
Assistant Professor
Ph.D., University of Nebraska-Lincoln
Charles Levin
Ph.D., University of Illinois at Chicago
Clare Mathes
Associate Professor
Ph.D., University of Florida
Jennifer Perry
Ph.D., University of Oklahoma
Stephanie Richman
Assistant Professor
Ph.D., University of Kentucky
Brian Thomas
Associate Professor
Ph.D., Texas Christian University


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If you've been using a knife to cut birthday cake this whole time, you've been doing it all wrong. When the US Navy cuts a cake, it does it properly — using a digger.
This shot shows Equipment Operator 2nd Class Sam Sutheimer, from the US Navy Expeditionary Logistics Support Group, divvying up a cake the best way. Yes, that is an entrenching tool attached to the bucket of a digger. And yes, that is super cool. I wonder how neat the slices were? [Navy.mil]
Image from United State Navy


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Find the latest in professional publications, learn new techniques and strategies, and find out how you can connect with other literacy professionals.
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Home › Classroom Resources › Lesson Plans
Lesson Plan
Preparing for the Journey: An Introduction to the Hero Myth
|9 – 12
|Lesson Plan Type
|Standard Lesson
|Estimated Time
|Three 50-minute sessions
|Lesson Author
Champaign, Illinois
Through class discussion and reading picture books, students explore the literary concept of a hero and the elements of a hero's journey. Unsing an online tool, students will identify the central elements of a hero's journey in a simple text. After analyzing the picture books and presenting their findings to the class, students are encouraged to embark on the study of a more substantial text.
- The Hero's Journey: This interactive tool gives students the information they need to take a closer look at an epic hero or create a hero of their own.
In With Rigor For All: Teaching the Classics to Contemporary Students, Carol Jago notes that one of the roadblocks to cultivating genuine student response to challenging texts is students' lack of knowledge about story structure, and that teachers' "withholding information about how a story works may make it impossible for some students to have any response at all" (39). Jago goes on to observe that while some story structures, such as the pattern of the hero's journey, "may be so familiar to an English teacher that they hardly bear commenting on, this is not the case for many high school readers" and that "it is unrealistic to assume that ... they will figure out the structure themselves" (39-40). This lesson prepares students for a challenging text by providing multiple exposures to activities and texts that promote an understanding of the hero's journey structure.
Further Reading
Jago, Carol. 2000. With Rigor For All: Teaching the Classics to Contemporary Students. Portland, ME: Calendar Islands.
Jolley, Susan Arpajian. "In Search of a Hero, in Search of Self." English Journal 97.2 (November 2007): 23-28.


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Health records get clean bill of health
'Awareness campaigns' planned for unsuspecting patients
A government review of the controversial Summary Care Records (SCR) scheme has found no compelling reason to abolish the project.
But the coalition government has accepted the need to limit what information is held on the files.
Health Minister Simon Burns is also asking that in future letters sent to patients warning them when an SCR is created for them will include a form - and prepaid envelope - for patients who wish to opt out of the project.
Information on the file will be limited to that needed by doctors and nurses for immediate treatment.
But doctors will not be writing to the three million people who already have records. Instead there will be "awareness raising campaigns at local, regional and national levels".
Some three million records have already been loaded onto the system and 30 million patients have received their letters.
The review ruled letters sent to patients in future should be simpler and include an opt-out form.
Doctors have expressed concern that the records are not accurate enough to be relied on in emergencies. Researchers from the University of London found doctors were not relying on the records because they did not trust them to be accurate.
Full Department of Health statement is here. ®
Sponsored: Practical tips for Office 365 tenant-to-tenant migration


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Where to Buy Our Books
Our books are available directly through national retailers such as Amazon, Barnes & Noble, and everywhere books are sold.
Visit our bookstore to view information on over 40 available books, or call 1-800-888-4741 or email firstname.lastname@example.com.
To find out about bulk pricing, or special pricing for hospitals and cancer centers, please contact us at email@example.com
For more information on The American Cancer Society's Principles of Oncology: Prevention to Survivorship and The American Cancer Society's Oncology in Practice: Clinical Management, go to wiley.com/go/ACS-books.
Have questions about our program? Contact us at firstname.lastname@example.com.
About Our Books
Our award-winning books cover topics ranging from specific cancers to caregiving and emotional support, coping with side effects, healthy cookbooks, books for children, and more.
- Recipes and guidance on what to eat during treatment to stay strong
- Inspirational stories of hope and survival
- Tips for family and friends on how to support you during your journey
- Practical tips for your care at home
- Recipes and nutrition information for anyone interested in eating healthier
- Children's books that support children with cancer
- Books that explain cancer to children when a loved one is ill
- Atlases detailing the worldwide scope of the cancer epidemic
Most American Cancer Society books are written by our in-house book editors or are co-written with authors who have been vetted and approved prior to beginning a new book project. All our books undergo an extensive in-house editorial and medical review process.
More Information
Author submission guidelines: Our books program is small and only publishes 2-3 titles per year, many authored in-house. Due to our size, it may take several weeks to receive a response on proposals that are submitted. Currently, we are not looking for additional children's books or memoir-style formats.
Book endorsements: We do not endorse externally produced and published books, including self-published books, due to our stringent medical review and vetting process.


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|recycled glass countertops be equipped composite countertops be equipped fake granite countertops looks amazing with its unstructured pattern and texture. It is even more creative with the smart and high technology to recycle the glass with brilliant designs
Pictures of recycled glass countertops be equipped composite countertops be equipped fake granite countertops is created to be the inspiration of for you. This image was published on September 14, 2017 and published by Haruyo Hayashi this is fall into the category Kitchen, the size of image is 5312 x 2988 and this post has 22 related images. If you have any questions please Contact Us. Hope it could inspire you, our beloved reader in stanleydaily.com, back to article please click Recycled Glass Countertops Design Ideas.Here we have 22 great photos about Recycled Glass Countertops Design Ideas. We hope you enjoyed it and if you want to download the pictures in high quality, simply just click the image and you will be redirected to the download page of Recycled Glass Countertops Design Ideas.


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By Pete Dreyer
Weirdest tech and gadgets at CES 2013
Bizarre kit that caught our attention for very different reasons
Bizarre kit that caught our attention for very different reasons
Another CES means another off-the-wall product from the innovators at Ion Audio. This year it's the Scratch 2 Go - a set of tactile, DJ-esque controls that stick (via suction cups) to your iPad's display. Included in the set are two sets of equaliser knobs, a crossbar and two scrubbers, all of which have a point of contact with the display, thus touching the screen for you. Line up the bits with your DJ app of choice and away you go.
Price: $29 (UK Price TBC) | Out: Spring 2013 | Ion Audio
Uwe Diegel is a former concert pianist, turned medical product designer. His latest invention arrived at CES via Kickstarter, and is designed to let you feel the rhythm of your music. The iMusicBodyRhythm is a massage vest that pulses to your beats. Simply connect the vest to your iDevice, and you can get a massage to the beat of your music, or create your own beats with a virtual drumkit.
Price: $69 (UK Price TBC) | Out: Spring 2013 | iMusicBodyRhythm
What we wouldn't give to be 20 years younger right now. As the name suggests, this is Lego's 3rd generation Mindstorms Kit, and now comes complete with an iOS and Android app, containing 3D building instructions, and controls for your mechanised creations. Lego promises more customizability in the programming than ever before, and a total of 5 bespoke kits, with thousands of other possibilities.
Price: $350 (UK Price TBC) | Out: Autumn 2013 | LEGO
This virtual reality headset is very much in the prototype stage, but it's incredibly promising nonetheless. The Oculus team has been working with Epic Games to get the Unreal 3 engine working from source on the Rift headset. Although movement is controlled via an Xbox gamepad, the 7-inch, 1280 x 800 display and built-in motion detection means that users are optically and aurally immersed in a virtual world.
Price: $TBC (UK Price TBC) | Out: TBC | Oculus
French innovators Parrot – of Zik and AR Drone fame – are back with something equally exciting, if you're green fingered. The Flower Power is a sort of mock twig that sits in the soil with your favourite flower, monitoring sunlight, water and other important factors. This info is then beamed back to your paired iOS device, where an app helps you look after your prized plant.
Price: $TBC (UK Price TBC) | Out: 2013 | Parrot
This cheeky fella blows gunk out of your gutters with a high-velocity auger, whilst brushing the rest up as it goes. The mechanical genius' at iRobot reckon it'll get through about 30 foot of guttering in 5 minutes, and around 200 foot before the 7.2V battery needs a recharge. Most importantly, this is an end to your day of unstable ladders and handfuls of muddy leaves.
Price: $299.99 (UK Price TBC) | Out: Spring 2013 | iRobot
According to French company HAPIlabs, eating too fast is one of the main reasons some of us put on weight – we simply eat too much before our brain can process and tell us to stop. The HAPIfork monitors you in real-time, and warns you with a gentle vibrate (sending your forkful of peas everywhere) and some flashing lights if you're eating too fast, whilst the accompanying app tracks your eating habits over a long period of time.
Price: $99 (UK Price: £60) | Out: TBC | HAPIlabs
Drop this little chap in your pool, and he'll give it a proper clean for you. That includes filtering 70 gallons of water a minute, brushing dirt and algae off the floor of the pool and evenly distributing chlorine as he goes. Not only that, it'll work its way around obstacles and even makes sure not to get itself tangled in the 60 foot floating power cord.
Price: $1,299.99 (UK Price TBC) | Out: Spring 2013 | iRobot
Tobii Technology brought their eye-tracking tech to CES last year, but this year's incarnation is significantly more polished, and certainly more accurate. The Tobii Rex sensor bar plugs into your Windows 8 PC via USB, and after calibration it will map the cursor to your eyes. Any clicking, scrolling or zooming action still requires a keyboard, but it's impressive nonetheless.
Price: $TBC (UK Price TBC) | Out: Autumn 2013 | Tobii
We saw a prototype pair of AR specs from Vuzix at CES last year. Now, the US-based tech firm are back with the M100s, which come loaded with Android 4.0, 720p video recording, GPS, WiFi and Bluetooth, as well as 4GB of storage memory. Vuzix reckons the device will last for around 8 hours, and whilst the glasses are not nearly as capable as your average smartphone whilst you view photos and videos, get pushed notifications and answer emails.
Price: $TBC (UK Price TBC) | Out: Spring/Summer 2013 | Vuzix


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Rightline Gear Ace Car Top Carrier
- Regular Price: $88.30-103.05
- Our Price: $59.95 - 69.95
- Shipping:FREE SHIPPING
- Get your stuff from points A to B on your next road trip with the extra space offered by the Rightline Gear Ace Car Top Carrier
- Designed to work with SUVs, crossovers, and minivans, both with and without a car-top roof rack
- Water-resistant and UV-resistant
- Constructed of PVC-backed polyester
- Available models hold up to 9, 12, or 15 cubic feet of space
- Sealed seams and zipper flaps keep rain and snow from seeping through and damaging your cargo
- Top unzips on three of four sides for easy access
- Simple attachment to vehicle roof via straps and car clips (replacement clips also available)
- 1-Year Warranty
Loading up the SUV before your next road trip just got a whole lot easier. Minimize interior clutter and afford yourself and your family extra space and leg room with the Rightline Gear Ace Car Top Carrier.
This wonderful Rightline cargo bag affords you extra room for your traveling cargo without any need for a rooftop rack. An innovative system of car clips and straps holds the Rightline Gear Ace Car Top Carrier firmly to the top of your vehicle. Sealed seams work in tandem with zipper flaps to keep weather out of the bag's interior, which (depending on the model you select) can hold up to 9, 12, or 15 cubic feet of packing space. This bag is easy to attach and constructed of heavy-duty PVC-backed polyester. Water-resistant, this is a budget option in cargo bags perfect for moderate to arid climates in which heavy rain is not expected but a light drizzle could be troublesome.
Get the extra passenger space you need without outfitting your vehicle with an expensive, often-unnecessary roof rack when you go with the Rightline Gear Ace Car Top Carrier. Backed by a 1-Year Warranty.


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2 lbs baby Yukon Gold potatoes, halved horizonally
3 tablespoons mayonnaise
1 1/2 tablespoon Dijon
4-5 cornichons
sea salt
freshly ground pepper
smoked paprika
olive oil
Preheat oven to 350. Line a baking sheet with parchment paper. Lightly toss the potatoes with olive oil. Roast the potatoes, cut side up for 20 minutes or until fork tender. Allow to cool. Use a melon baller or measuring spoon to scoop out the center of each potato, leaving about 1/4 inch border. Place the potato pulp in a bowl or mini chopper and add remaining ingredients. Pulse until smooth. Spoon in the middle of each potato shell. Sprinkle with paprika, if desired.


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NikkiZachariou necesitaba un nuevo diseño de camiseta y lanzó un concurso de diseño en 99designs.
2 ganadores han sido elegidos entre 88 diseños de 26 diseñadores freelance.
UberEdge Dance Company and School
My Name is Nikki and I run a fun and professional dance school for adults in Jersey, Channel Ilsands, UK.
The classes I hold are Funk Hip Hop, Freestyle, Jazz Funk, Dance Aerobicsand Pole Dance Fitness. We are at the cutting edge of dance trends (whats new, unique and urban dance styles and expression) rather than the traditional and technical side of dance. We aim to promote dance as a lifestyle and a way of promoting self confidence and well being.
Most of our clients are female aged 20 - 35years of age. A lot of the dance wear fashion brands out there appeal to a younger market. We dont feel there is a dance fashion brand out there, that isn't sport brand related, that appeals to the more style wise, self sufficient woman in her 20's to 30's.
We would hope that the designs appleaed to this market as well as other dance or fitness instructors wanting to look good while they work/ workout, stand out and express themselves with what they wear.
Females dance and fitness clients Dance Instructors aged 20- 35
Professional, Fun, Expressive, Fashionable
One or two colour designs that can be placed on the front or back of the t-shirt covering about 70%of the area.
Can be based on UberEdge logo or elements of it or something different but the words UberEdage Dance to appear within the design in the correct type face.
Designs are most likely to go on a black or white background with the possibilty of fluroesent backgrounds too.
Be creative! Looking forward to seing your designs!
**update** not keen on images of a dancer
Please check out http://www.uberedgedance.com


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Oreo Mini Record Player May Be Music To Your Ears
Calling all cookie lovers: There's now an Oreo music box. It looks like a tiny little record player. You put an Oreo underneath the needle (kids, ask an oldster, as we know record players seem as ancient as horses and buggies to you) and the music begins. Remove the cookie, take a bite, and put it back to hear different songs.
The Best Food and Drink in Every State
The music that ensues is a bit generic, so you can record messages or songs of your own as well. Not sure quite what you'd record, but Cookie Monster's "C is For Cookie" and old Oreo jingles ("If it doesn't say O-R-E-O, it isn't an Oreo") come to mind.
The music box/record player sells on Amazon for $19.99. It comes with a cute collectible tin, regular Oreos, Oreo Thins, and white-fudge-dipped Oreos. It's new to the U.S., but as Brand Eating points out, was sold in China last year. Oreo did not respond to a request for comment.
From minty peppermint bark Oreos to this patently unnecessary (but fun) Oreo dunking kit, it's been a sweet year for cookie monsters -- with Most Stuf Oreos coming in 2019. Whether or not you're planning to pick up the Oreo turntable, fans of Oreos should check out things you didn't know about your 15 favorite snack-food brands.


text: Cyber Architects | CyberArchitects.com Want to buy this name ? Please fill in your name and e-mail and We will contact You shortly! How domain name buying process works: 1 Buyer clicks BUY button on domain page 2 Buyer transfers funds to the secure Escrow account. Funds are held in escrow. 3 Seller transfers domain name to buyer 4 Buyer accepts domain name 5 Escrow releases payment to seller Cyber Architects CyberArchitects.com is availaible for purchase Buy It Now Price: $2450 BUY safely and securelyUsing Escrow How buying process works? Domain name business value: Great Service Description, Keyword Rich name. Capture Daily Natural Type-in Traffic for "Cyber Architects" from potential customers, partners, employees, journalists. .COM - Most Trusted, Popular and Used domain name extension in the world. Easy to Advertise both online and offline. Highly Brandable & Relevant to architecture business. Easy to Read, Remember, Say over the phone. 20 years old domain name. Advertising and marketing costs reducing. Higher placement on Google, Yahoo, Bing. Why this price? Reported sales of similiar domains: dreamarchitect.com: $3,200 industrialarchitects.com : $4,848 greenarchitect.com : $2,888 DNJournal domain sales prices > Business Insider article about domain prices > How you can use this domain: Redirect visitors to your current website Make this domain primary for your business Protect market space by blocking your competition from owning this name Add real asset value to your business Great long term investment potential Have a question ? Brandable domain names | Domain name generator


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Dogs are 'mans best friend' and simply put dogs are adorned by everyone! Why not spruce up your dog's fashion sense while making a statement and making contribution to a great cause?
Givebones offers a variety of sturdy nylon collars in extra small, small, medium, and large sizes. The stylish accessories come in an array of bright colors with the Givebones signature black-and-white logo standing out on one side. More than your average collar, these bright statement pieces retail for $15.00 each. According to Givebones founder, Tricia Andrews, "there are approximately five million to seven million furry companions that enter animal shelters each year," which is why Givebones gives back 10 percent of sales to shelters and rescue groups across the country in hopes of lowering this astounding number. Givebones donates to local organizations such as: spcLA, Ace of Hearts, and the Helen Woodward Foundation, as well as many others, while the collars help to generate awareness for animals that are less fortunate.
Giving every dog the life they deserve and helping to give their dog's a voice; Givebones strives to generate awareness and financial support in hopes of reducing the amount of homeless dogs being euthanized every year.
Celebrity supporters and fans of the Givebones summer collars include: Eva Longoria, Lauren Conrad, Ashley Benson, Kellan Lutz, Chace Crawford, Nick and Vanessa Lachey, Jesse Metcalf, Cesar Milan, Tony Romo, Blake Griffin, Troy Aikman and Alex Rodriquez, to name a few.
Owners will receive a complimentary Givebones wristband with any collar purchase, to help them unify with others who have contributed to this charitable cause. Givebones collars retail for $15 and can be purchased online at Givebones.com.
Published on Apr 09, 2013


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Gold: Knock, Knock, Knocking On Record's Door
Courtesy of ZeroHedge. View original post here.
Submitted by Tyler Durden.
Update: gold is now at a fresh all time nominal high, with a price equivalent to that fateful year in which the world's biggest and perfectly legitimate criminal cartel was founded on Jekyll Island some years ago.
When it comes to gold, one can now officially skip the foreplay (because apparently there is such a thing s a 2G spot). Unlike two weeks ago when the latest Shanghai margin hike caused gold to temporarily lose its equilibrium and flop, however briefly, somewhere in the lower 1700s, as of tonight it has valiantly processed, and completely ignored, news from the Shanghai Gold Exchange that trading margins for the gold forward contract, Au(T+D), will be raised, temporarily starting Sept 9 to 13 percent from 12 percent, while the daily circuit breaker would be lifted to 10 percent from 9 percent, and has proceeded to rise to within nickels of the all time high, with spot trading over $1910 at last check. Since Europe is about to open shortly, and since the free fall in risk will resume now that virtually every rhetorical gimmick has been used and abused ad inf, it appears that absent the CME doing away with margin altogether, we will see $2G spot within hours.


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Stevens Professor Works with Senior Design Team to Develop Sustainable Water System in Ecuador
In accordance with her mission to provide developing countries with a resource that she believes everyone should have, Dawn Digrius, assistant professor of History at Stevens, has spent the past several years researching and planning to create a water system that can be utilized in villages that have poor or no water treatment systems.
Last month, Digrius spoke at the 56th Session of the Commission of the Status of Women at United Nation (UN) headquarters. Her talk, entitled "Senora Santa's Challenge: Sustainability and Rural Women in Coastal Lowland Ecuador," highlighted the need for agricultural and potable water and what can be done to provide it to lacking areas.
Now, she is working with a Stevens student engineers to design a water treatment system for one struggling village.
"Water is a basic human right and every person should have access to it," Digrius said.
However, one in eight people throughout the world lack access to clean water. Digrius observed such circumstances while doing both archaeological and consulting work in El Azúcar, a village on the Santa Elena peninsula on Ecuador's Pacific coast.
"During my second trip to El Azúcar, I noticed that new water laws had been put into place," she said. "Since my first trip, the treatment plant had broken and was never fixed, and now there was no longer open access to the reservoir."
These conditions meant that citizens had to rely on trucks to deliver water, and if the trucks did not arrive, then there was no water for that day. Often times, residents would resort to bathing in canals saturated with chemicals and soil due to the lack of barrier between agricultural fields and water.
Back at Stevens, Digrius began conducting research.
"I discovered that there is a long history of different forces in Ecuador affecting water access," she said.
Digrius found that current water systems often have poor success levels. In Ecuador, municipal drinking water systems report losses of up to 65 percent, and only 15 percent of water in irrigation systems reaches its intended destination. Unlined canals, line breaks and poor connections lead to an even greater amount of water lost. With Ecuador's changing climate trends and altered rainfall patterns, such loss numbers and percentages are simply unacceptable in the 21st century.
In El Azúcar, the rainy season hasn't been as plentiful in the past few years due to the deforestation on the coast, and drought conditions have been severe. Most water is redirected into the reservoir, but the community no longer has legal access to it without government mediation. Some people have built hosing systems to pump water out of the ground, but only wealthy citizens are able to afford this.
Digrius' current mission is to develop a total water system that will bring both potable and agricultural water to small coastal villages in Ecuador. In order to do this, she turned to Stevens students to engineer a new water system specifically for El Azúcar that can transport water to the center of town and properly clean the water to make it acceptably potable.
The project initially began during the summer of 2011, when Digrius and four Stevens students went to El Azúcar to begin gathering information for the project by interviewing community members, local engineers and government officials. Armed with knowledge related to inefficiencies in water management and the relationship between the community and local officials, Digrius then engaged a Senior Design team made up of Civil Engineering majors Mark Hamilton, Bridget Monaghan, Paul Peskoski, Michael Consoli, John Disimino and John Moorhead to work on the design of a sustainable water system.
"Access to water in an area like that is very difficult," said Hamilton, the only group member to go with Digrius to Ecuador over the summer. "Water may have to be transported over half of a mile."
The team's water line design involves running a pipe from the canal and draw water closer to the center of the village. From there, it will be fed into a reservoir. The water continuing into town would be filtered, and the community could also reap the benefits of recharging ground water.
Digrius said the project will require a significant amount of funding but will prove to be financially advantageous to villages choosing to use it.
"Long term, the system will be extremely cost-effective for the village," said Digrius. "The community's money will be saved by not having to purchase water, and the cost of accessing water would decrease significantly. This system can be translated into any rural area in any developing country."
In addition, the water line design has been designed to operate with very low running costs, saving the village even more money.
Digrius said the project requires funding in order to be developed in a timely manner, and she is working to raise awareness and support in a number of ways.
"Exposing this issue helps to get funding, which is why it's so important to educate people on the water crisis."
After speaking at the UN, Digrius was invited to be co-chair at Rio+20, a worldwide conference that the UN hosts on sustainable energy. There, she will present a project entitled "Without Water, There is No Life," explaining the water crisis and what can be done to eliminate the problem.
Digrius also plans to work with future Senior Design teams from Stevens over the next few years to continue developing the project.
"Now that we have a design to transport water to the village, I would like to work with a group next year to work on the water treatment aspect," she said.


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Family leaves Philly before Adams gets start
PHILADELPHIA -- Twenty members of Matt Adams' family didn't go away mad when they drove 3 1/2 hours from Philipsburg, Pa., Saturday and didn't get to see him play. Unfortunately, they had to go away, missing Adams' start Sunday night.
Matt Holliday received the night off and Allen Craig moved to left field to accommodate one of the twice-a-week starts that manager Mike Matheny has promised Adams, who is hitting .524 with three homers and eight RBIs.
"[Saturday] was Autism Awareness Night," Adams said. "They all came last night because my little cousin Sadie Burge is autistic.
"They saw me play in Pittsburgh [on Monday night]. I got to see everybody yesterday again and they'll be able to watch it on TV tonight, so it will be like they are here."


text: On June 11, the National Aquarium had the honor of hosting a group of wounded veterans for a unique guest dive in the Wings in the Water and Atlantic Coral Reef exhibits. Nine wounded soldiers from Walter Reed Army Medical Center were transported by the U.S. Coast Guard to the National Aquarium for the event. The soldiers have been participating in Soldiers Undertaking Disabled Scuba (SUDS), a nonprofit program designed to help improve the lives of inured soldiers through diving; training the soldiers in such a challenging and rewarding activity can help facilitate the rehabilitation process and promote mobility. While at the Aquarium, they were taught the basics of Aquarium diving and safety procedures before plunging into the world of sting rays, sharks, and over 50 species of fish. One of the veterans talked about the benefits of diving, "You feel like you have no injury at all, you're just in the water and you keep up with everybody else and it just really puts a lot more confidence back in yourself. It's beautiful down there. It's awesome." Each diver was accompanied in the water by dive professionals from the Aquarium. They were able to spend 20 minutes in each exhibit exploring and interacting with the animals. The animals responded exceptionally well and greeted all of the divers. Calypso, the Aquarium's green sea turtle, was very curious and interactive. She observed one of the double amputee veterans with prosthetic legs and sat down in his lap. Calypso was rescued in 2000 and had to have her flipper amputated due to a severe infection. She was a huge hit with all of the wounded veterans. Henderson Wetsuits provided each diver with a custom wetsuit complete with the SUDS, Aquarium, and Wounded Warrior logos. Nick Calyonias, National Geographic underwater videographer, was filming the dive with the same High Definition underwater video camera that he used to film this year's lead show on Discovery Channels Shark Week. The event was supported by the National Aquarium, United States Coast Guard and Soldiers Undertaking Disabled Scuba (SUDS). Categories:


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Year-end tax planning is rarely easy. And this year the task has been greatly complicated by a slew of upcoming tax code changes.
After the Nov. 6 presidential election, the House of Representatives has just 16 working days before adjourning on Dec. 14.
What will the new tax rules look like?
Tax experts foresee two possible outcomes: 1) A temporary extension of current tax rules, or 2) A dogfight between political parties that blocks extensions of current tax-rates, setting the stage for current rules to expire by year-end.
Let's analyze four tax saving strategies ahead before 2012 ends.
1. Sell Assets, Selectively
The prospect of a top long-term capital gains rate on stocks, bonds, and other securities jumping from 15% this year to 20% next year has investors rightly worried. Additionally, high income earners will face a 3.8% tax on investment income.
Instead of rushing to cash in everything, advisors can help their clients to identify just the winning investments they were planning to sell anyway. Selling carefully selected gainers by year-end will allow investors to lock in today's low tax rates without disrupting their entire portfolio.
2. Harvest the Losers
Many investors that bought into highly touted social media stocks like Facebook, Groupon, and Zynga are sitting on big losses. Now more than ever is a good time to cut taxes by these dumping losers and repositioning the assets.
If an investor sells a losing stock and re-purchases the same security within 30-days, they won't be able to deduct the capital loss. But if they sell the loser and re-purchase an ETF in the same industry sector, they can harvest their losses without running afoul of the IRS' "wash sale" rules. This strategy also helps the investor to avoid missing out on any potential rebound in stock prices by staying invested.
Advisors can also help their clients to offset capital gains with capital losses. If the losses are bigger than the gains, or if there are no gains, up to $3,000 of net losses can generally be deducted. Also, additional losses can be carried over into future years.
3. Beware of Mutual Fund Distributions
Don't let your clients get soaked by mutual funds with large year-end distributions in their taxable accounts. Before buying new fund shares, check the fund provider's website to see when the mutual fund is planning to distribute its year-end gains. It's best to wait until the year-end distributions have occurred before purchasing new shares.
Typically, most funds make distributions in December. This tax tip also applies to ETF investors using active management or strategies like long/short, currency, or derivatives. Traditional equity ETFs are still a smart hedge against nasty tax surprises.
4. Combine Deductions
Simultaneously bunching up charitable contributions with other deductions might be a smart move for certain investors. For instance, taking charitable donations in the same year as itemized deductions would help to maximize tax savings.
Every taxpayer's situation is different, but a careful analysis with the client may help to uncover smart opportunities.


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The Hogan family of Ocala, Florida, consisted of W.J. and Emily Hogan, father and mother of Arthur R. Hogan. W.J. was a merchant and owned a brick and plaster company. Arthur was born in 1895 in McCoy, Florida. When the United States entered World War I, he served as a corporal in the 106th Engineering Corps. He was inducted September 18, 1917, began his tour of duty overseas September 17, 1918, and was honorably discharged July 5, 1919. After the war, he suffered from unspecified war trauma and became a ward of his parents. Records indicate he was institutionalized from 1923 to 1931 at the U.S. Veterans Hospital, a neuropsychiatric hospital in Augusta, Georgia. Arthur suffered no physical injuries from the war but reportedly "had many very peculiar ideas."
The full collection of scattered documents consists primarily of letters from the American Red Cross and the U.S. Veterans Bureau in Augusta documenting Arthur Hogan's medical condition, life at the hospital, and items sent to him by his family. Other items include government documents, receipts, bills, and routine correspondence of various family members. Also included is W.J. Hogan's account book of wages and hours for the Acme Cement Plaster Company, Ocala. Miscellaneous materials include seven columns from the 1950s by Hearst syndicated columnist Henry McLemore and one package of "Glandmaro for Men who have lost their Vigor."
Digitized examples include his identification card, letters to his parents from Veterans Hospital No. 62, and entries from his father's account book that include travel expenses to visit him:
- Military service identification card for Arthur R. Hogan
- Letter to W.J. Hogan from the Veterans Hospital May 2, 1923
- Letter to Mrs. W.J. Hogan from the Veterans Hospital September 11, 1923
- Letter to W.J. Hogan from the Veterans Hospital November 30, 1923
- Letter to W.J. Hogan from the Veterans Hospital March 6, 1931
- Time Book of W.J. Hogan
Above: View of the 106th Engineers at Camp Wheeler, Ga., 1918 (from the Library of Congress).
Finding aid, description, and digitization by Kelly Barber.


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Created on February 25, 2013
Export-Import Bank: Your Global Finance Partner
As U.S. businesses seek to expand their global footprint in emerging markets, the demand for a dependable global financial partner is imperative. The Export-Import (Ex-Im) Bank of the United States is the official credit agency of the United States and offers solutions to U.S. companies to assist with demystifying international financing options. Its mission is to assist in financing the export of U.S. goods and services to international markets.
MBDA has partnered with the Ex-Im Bank to educate and make available access to export financing resources for minority-owned firms. To kick-start this partnership, on February 21, 2013, Ex-Im Bank conducted a webinar on its international financing programs and services. Tamara Maxwell, Ex-Im's Export Finance Manager shared information on:
- How to apply for an Ex-Im Bank Loan
- How to access the working capital finance program (pre-export financing)
- Supply chain finance guarantee program
- Global credit express
- Export credit insurance
- Loan guarantee
- Finance lease guarantee
- Direct loans (buyer financing)
- Where to find an Ex-Im Bank office near you
Ex-Im Bank does not compete with private lenders but provides export financing products that fill gaps in trade financing. It assumes credit and country risks that the private sector is unable or unwilling to accept. It also helps to level the playing field for U.S. exporters by matching the financing that other governments provide to their exporters.
Because no transaction is too large or too small for Ex-Im Bank, this financing alternative helps to turn export opportunities into real sales that help to create and sustain U.S. jobs and contribute to a stronger national economy. With more than 78 years of experience and having supported more than $456 billion of U.S. exports, consider Ex-Im Bank when you are ready to step onto the global stage.
Visit Ex-Im Bank website for additional information.
Posted at 6:50 AM


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Drink and InkJanuary 27, 2018
Time: 7:00 PM - 9:30 PM
Price: $25 includes all materials for the class (except the drinks).
The 567 Center for Renewal
456 1st Street
Macon, GA
Phone: 478-238-6051
Bring a bottle of your favorite wine or other beverage to sip on, bring a friend, and learn to create a 9 x 12 painting using ink and watercolor. No painting experience required. Artist Heather Mclaurin will guide you through the steps. $25 includes all materials for the class (except the drinks), and the class lasts 2 and 1/2 hours. To register, call (478) 238-6051 or you can pay online at http://www.the567center.org/art-classes/.
What's nearby


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Request Service
Coronavirus COVID-19 Affected Service
In an abundance of caution regarding the spread of COVID-19 virus, the City of Grand Prairie buildings will be indefinitely closing public access and focusing on virtual services for residents.
Ways to Submit Service Requests:
(NOTE: For emergencies or reporting time-sensitive crime information, call 911.)
Use the My GPTX App.
The My GPTX app makes reporting city issues from your smartphone a snap! (Compatible with iPhone, iPad, iPod touch and Android devices.)
Submit Request Online.
- Report Airport Noise Issue
- Report Animal Services Issue (dead animal pickup, etc.)
- Report Apartment/Landlord or Hotel/Motel Issue
- File a Code Complaint (illegal Dumping, junk vehicle, dilapidated fence, high grass, etc.)
- Report Graffiti
- Report Pothole
- Report Restaurant Complaint
- Report Signal Light Problem
- Report Street Light Outage
- Report Street Sign Down
- Report Stagnant Pool or Other Mosquito Issue
- Report Water Leak or Sewer Issue
- Report Drainage or Erosion Issue
- File a Police Report Online (for a non-emergency incident)
- Report Website Issue: email email@example.com
- Report Other Issue
If a request for service is submitted online after normal business hours (Mon-Fri, 8 a.m.-5 p.m.), staff will not be available to respond to your request until the next business day.
Give us a call.
Call the City of Grand Prairie's main line at 972-237-8000 8 a.m.-5 p.m. Monday-Friday or view the A-Z City Contact Directory to find a department's direct phone number.


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|Discounted Price
|33 +
Buy Brother LC1000 Original Black Ink Cartridge Twin Pack with FAST FREE delivery and 1 year guarantee on Brother LC1000 Original Black Ink Cartridge Twin Pack.
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The original Brother LC1000BK ink cartridge is ideal for most ink users to get the most out of their ink cartridge. The Brother LC1000 black ink is a high quality original ink cartridge so will print out enough pages for a high print user whilst saving money long term making your ink cartridge go further. The original Brother original LC1000BK will give you vivid and stunning quality prints in all types of office or home graphics and text prints. Combine the Brother LC1000 original ink cartridge with high quality paper to print off your excellent quality prints at a great price.
The Brother LC1000 original black ink cartridge twin pack allows you to print with the confidence you are getting the absolute best quality. The original Brother LC1000BK has a high quality for a great price. The Brother LC1000BK ink cartridges prints 500 pages at 5% average coverage.
Internet-ink offers high value and quality Brother LC1000 original ink at a great price. We take the hassle out of ink cartridge ordering and allow you to sit back and relax whilst our team work hard to get your original Brother LC1000 ink out to you. Don?t forget all our original Brother LC1000BK ink, like all inks come with a 1 year guarantee and all the after support you need to make shopping for inks easy from our online secure shop. Just drop your original Brother LC1000BK ink cartridges into the basket and checkout we can do the rest of the work for you. Don?t buy from anywhere else.
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