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This image of a cabinet card which I found on the net depicts a young man posed outdoors, dressed in uniform, perhaps of a policeman, but I think he is more likely to be a member of some volunteer yeomanry regiment. No details of the subject are provided, but it is the photographer that interests me in particular today.
The back of the card displays a cabinet-sized version of Marion & Co's "Bamboo & Fan" design which Roger Vaughan describes (CDV card designs) as having been issued in 1884 and used until 1892. This more or less equates with the fact that thick, dark purple glossy card has been used, although my estimate would perhaps tend towards the early to mid-1890s.
The only photographer named Brawn or Braun that I can find with the initial "H" is from the 1901 Census. Henry Braun, then aged 27 and born in Islington, was living at 71 Somerset Road, Tottenham with wife and child, and described himself as a photographer (own account, at home). There was, however, a Henry Brawn who was married at Chesterfield in the 4th Quarter of 1903, about whom I have been able to unearth nothing further.
I'd be interested to hear from anyone else who has come across this photographer, or might be able to shed some light on the uniform of the subject of the cabinet card portrait.
Post Script 11 September 2011
Nigel found this image of a Victorian Blue Cloth Helmet of the Sherwood Foresters on an auction site. It looks very similar indeed to the helmet shown in the Brawn portrait.
Postcard by H.P. Hansen, Ashbourne
The uniform is also not too different to the dress uniform worn by the Sherwood Foresters in this pre-Great War group portrait by Ashbourne photographer H.P. Hansen which I wrote about previously on Photo-Sleuth (Sherwood Foresters at Clumber Park).


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CIO: Forget tech metrics; meeting business needs is measure of success
Don't ask iRobot CIO Jay Leader to calculate tech metrics on IT projects.
When Jay Leader was named CIO of iRobot Corp. in 2008, CEO Colin Angle introduced him as bringing a "proven record in leadership and accomplishment in using advanced information technology to gain a competitive business advantage."
SearchCIO.com asked Leader what he's done lately for the Burlington, Mass.-based maker of Roombas and Scoobas. He pointed to a complex $1 million integration project of core systems that will cut "lots of cycles" out of iRobot's manufacturing cycles and time-to-market, making it, in Leader's view, "incredibly valuable" to the business.
When we asked how IT's value to this "incredibly valuable" project is calculated, the infamous cloud contrarian (see "Quick take: Why iRobot's CIO doesn't like enterprise cloud computing") gave an equally unorthodox view of tech metrics.
SearchCIO.com: Talk about a recent example where you have used IT to gain a competitive business advantage at iRobot.
Leader: One would be the completion of a major project last year to integrate our product lifecycle management (PLM) system and our ERP system. We call it the Windchill-Oracle integration project because those are the two products we put together. That was an incredibly valuable, although incredibly difficult, project. But it really cut lots of cycles and lots of time out of the product development process. Most especially, it makes sure that for the engineer who started the idea all the way through the manufacturing process, there is a single system of record and consistent data used both in the engineering process and in the manufacturing process.
PTC's Windchill is the PLM system that controls your engineering processes?
Engineering processes, engineering change management, [computer-aided design] CAD documentation -- all of our design. It is our vault for design. It is the ERP of engineering, if you will.
How does the integration cut out cycles and time?
Prior to the automation and integration, everything had to happen by hand. If we made a change in engineering, we had to ripple that change through to manufacturing through manual systems. We had to key it twice to get it into Oracle. And in the other direction, if we had changes in cost to components that were important for engineers to understand as they were costing products or as they were managing to their development budgets. That information did not flow backwards.
So, we had a fundamental disconnect in our product development process that was expensive and dysfunctional to a certain extent. So, the essence of the integration is that any change made in engineering to a design automatically ripples down into manufacturing through ERP; and any change in product or component costing that happens in Oracle, which is the system of record there, flows back up into engineering for their design and costing purposes.
In talking to CIOs, I know that a major challenge is proving the value of IT to business goals. Has the company come up with tech metrics to gauge the advantage of merging these two systems?
We in IT did not. I don't know whether there are metrics in the divisions to track that.
Does it matter that IT gets credit for that in terms of bottom line results? iRobot is doing well. Revenues in the most recently available quarter were up 28%. Analysts predict earnings growth of 22% per year over the next five years. Are you expected to play a direct role in those revenue or profit goals?
I don't have goals that are formally translated into trackable metrics. I don't have to add 3 cents a share or 7 cents a share. It is much more of an indirect formula. If we agree on what's important to do strategically as a business and IT finds a way to make those processes either exist where they don't or improve where they do, then that really is how we are measured. So, when I bring to the management committee and to the board my priorities and my budget for any given fiscal year, the way that I articulate and justify this [budget] is in terms of the business strategies that we are supporting through those initiatives.
More on innovation and the cloud
Quick take: Why iRobot's CIO doesn't like enterprise cloud computing
10 tips to help CIOs demonstrate the value of information technology
I don't try to articulate a dollar savings because frankly, a lot of that is incredibly difficult to calculate and probably not worth it. But what we spend a lot of time on is explaining which business strategies are being supported by each project initiative that we take on. If the business agrees that we are aligned with the strategic imperatives and they can make the connection between what I am doing and what we as a business are trying to achieve, that is the benchmark I get set against. Then the way I am measured is, "Did you complete what you said you were going to do?"
Here at iRobot, part of our lexicon is a "Say-Do" ratio. We hold dear and aspire to having a very high Say-Do ratio. So, in a lot of ways, I ask management to validate the "say": "Is this what you want done, and do you understand the value?" If they say yes, then my challenge is to make sure I do what I said I was going to do.
By the way, do you have a Roomba vacuuming your living room?
You bet I do -- a 780. Try it, you'll like it.
Let us know what you think about the story; email Linda Tucci, Senior News Writer.
The SearchCIO.com CIO Innovators profile series highlights how CIOs use technology to meet both IT and business leadership objectives. To suggest a leader for a future CIO Innovator profile, email firstname.lastname@example.com.

subset: commoncrawl


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College students renting an off-campus apartment or house while away at school should consider purchasing renters insurance to protect their personal property, such as a computer, television, stereo, bicycle or furniture, in the event that it is damaged, destroyed or stolen.
Even if a student is a dependent under his or her parent's insurance, the student's personal property, in many cases, is not covered if the student lives off campus. Parents should check their policy or contact their insurance agent to see if renters insurance is right for their son or daughter who is away at school.
What is Renters Insurance?
Renters insurance protects your personal property against damage or loss, and insures you in case someone is injured while on your property.
Why Purchase Renters Insurance?
If you live in a rented apartment, house or condominium, your landlord's insurance doesn't cover your personal property in the event that it is stolen or damaged as a result of a fire, theft or other unexpected circumstance.
How Much Does It Cost?
The premiums for renters insurance average between $15 and $30 per month depending on the location and size of the rental unit and the policyholder's possessions.
Basic Options
Most renters insurance policies provide two basic types of coverage: personal property and liability. Personal property coverage pays to repair or replace personal belongings if they are damaged, destroyed, or stolen. This is the most commonly purchased renters policy.
Liability insurance provides coverage against a claim or lawsuit resulting from bodily injury or property damage to others caused by an accident while on the policyholder's property.
Unusually expensive items, such as fine jewelry or an art collection, may require the renter to purchase additional coverage, called a "rider" or "floater". Your insurance agent can help you determine if additional coverage is necessary.
Cash Value or Replacement Cost Coverage
Another important factor to look for when shopping for renters insurance is "actual cash value" vs. "replacement cost" coverage.
Actual cash-value coverage will reimburse the renter for the cost of the personal property at the time of the claim, minus the deductible. It's important to account for depreciation when considering this coverage option. For example, if a stereo system were stolen from an apartment, five years after the stereo was purchased, the policyholder would be reimbursed for the current value of the system.
Replacement cost coverage, on the other hand, will reimburse the full value of the new stereo system, after you purchase the new system and submit your receipts. While the up-front cost is greater, you are more likely to receive accurate compensation for your possessions.
Other Key Issues
- Make a comprehensive list of possessions, including purchase prices, model numbers and serial numbers. It also is a good idea to take photos or video footage of any personal possessions for documentation, making sure it is stored in a secure, off-site location.
- Estimate the value of your personal possessions. This is the amount of insurance you will need to replace the contents of your home if everything were destroyed.
- Research the possibility of purchasing a renters insurance policy together with your roommates. Some policies automatically extend coverage to any resident of a policyholder's household who fits the definition of a "domestic partner." Otherwise, consider carrying separate coverage for each of the adult tenants.
- Install, or have the landlord install, an anti-theft or safety device inside the rental property.
The National Association of Insurance Commissioners (NAIC), headquartered in Kansas City, Missouri, is a voluntary organization of the chief insurance regulatory officials of the 50 states, the District of Columbia and the five U.S. territories. http://www.naic.org
For more consumer information visit http://www.insureuonline.org


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Antitrust Case Filings
Antitrust Case Filings
To filter the list of cases, select desired options from the left navigation pane.
View the list of NAICS and SIC industry codes used by the Division. To view all industry codes, visit Census.gov.
Displaying 1 - 1 of 1
|Case Open Date
|Incident Date
|Case Type
|Federal Court
|Industry Code
|U.S. v. Abitibi-Consolidated Inc. and Bowater Inc.
|October 23, 2007
|Civil Merger
|District of Columbia, District of
|Newsprint Mills, Paper (except Newsprint) Mills, Pulp Mills


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Being able to print multi-page documents as a booklet in Sacramento 95814 by adjusting the print settings in any windows application is crucial. Make sure that you save the configuration shortcut for future use.
Booklet Printing Services in Sacramento Explained
For starters, if you're looking for printing services in Sacramento 95814 you'll probably save time, money, and headaches if you hired or called a professional or commercial printer in Sacramento 95814.
But, if you want to try and go for printing on your own, here's what you should do:
First, open the print dialog box from the application where you are printing for most applications.
Click file and then print or press ctrl + P on your keyboard.
Select your printer from the drop-down menu or selection box and then click properties preferences or printer properties depending on the application.
Business Card Design Psychology | Adobe Illustrator | Part 1
Click the printing shortcuts tab select a printing shortcut from the list to use as a base. This is because the shortcut will not save correctly unless you have selected a previously created shortcut. If you're having trouble with this process, make sure to contact your nearest Commercial Printer in Sacramento 95814.
Paper Quality with Booklet Printing Services in Sacramento?
Next, you're going to want to click the paper quality tab and then select the paper size of the original document. Then, click the finishing tab and finally, click the print on both sides check box.
From here, it's smart to click the booklet layout drop-down menu and then select a binding option change your page orientation if desired.
Let's head over and click the effects tab followed by a click on the 'print document on option' and then select your paper size from the drop-down menu.
Microsoft Word 2016 Essential Training | Booklet
Moving forward, click the output tab from the staple drop-down menu, select fold and stitch to fold and staple the booklet automatically return to the printing shortcuts tab. At RushMyPrints – your areas best Printing Services in Sacramento 95814, we found that following these steps below really makes the process go smoothly for you.
Here we're going to have you click save as type a shortcut name in the text field and then click OK.
One more time, you'll have to click OK followed by selecting print in order to print fold and staple the Booklet Printing Services or documents according to your settings you desired!
Booklet Printing Services in Marketing For Sacramento
Booklet Printing Services throughout history, have been known to be very successful for marketing, educating and gaining awareness. Especially if you're a startup company that needs a printing service right now.
Incorporate booklet printing into your marketing efforts for a sure way to get results.
Booklets Printing in Sacramento 95814 can help you to become an expert in your field.
AWHONN Convention 2017 Poster Presentation: A Program to Reduce Cesarean Delivery
When putting together your booklet or Bulk Order Printing Services, don't for get to incorporate images because visuals are the best way to catch a customer's attention.
Booklets help demonstrate your products and services making purchasing easy.
My name is Katy Garnier and the class thatI taught this year was the 3D modeling and prototyping class.
This class had two objectives: first, just to get them familiar with using 3D modeling software.
The second objective was just to get themthinking about a design process where you start with an idea and you endup with a physical product.
So the primary assignment was for them to create an interlocking toy set, construction toy set system, for kids who arein, like, kindergarten to second grade.
So, as much as we could, we modeled a typicalproduct design process that, you know, a toy company would go through.
You start with a discovery period.
You research the realm that you're workingin so, in this case, it was toys.
Safety was very much a concern for the age-groupthat we're looking at, they had to research the safety guidelines, so there's the kind-ofanalytical research part of it, but then, in discovery, there's also taking to your audience,watching them play, in this case, asking them about their toys, really getting asense of what they want.
The next step was for them to take those findingsand synthesize those into design ideas.
And then, they modeled those in the3D programs, printed out prototypes.
What we worked on first was just, was theiridea of how these pieces were gonna fit together really gonna work? This is a prototype, and not all the sidesfit together that well, so we've been spending some time trying to refine the design.
Here's a slightly updated version.
You can'treally see it, but we put in a little bit more space between the interlocking sides.
We wanted to see if that wouldhelp it stick together more easily.
So really important to any design processis going through a series of iterations and really, like, testing out what you've done, andcoming back to the drawing board and saying, like, 'How do we address that?' 'Howdo we fix that?' and then testing again.
We went through a few iterations of these.
But, eventually, we came up with this.
Being able to, in a few hours, print out aprototype of something is immensely powerful.
We can just realize a vision of somethingin a day, or a few days, or a week, that wasn't even possible a few years ago.
I don't think we know yet, where this is going.
Citations are like having Digital Business Cards across the Net
Also, studies show booklet printing is a successful and affordable way to reach an audience and gain their trust.
If you like to read more about booklet printing go to RushMyPrints.
And visit our Market Smarts Section.
RushMyPrints is your source for high quality quick turn booklet printing services and Bulk Order Printing.
From programs to posters or booklets the sky is the limit with RushMyPrints in Sacramento
Most importantly, we are 100% custom and able to fulfill even the most complex projects. We are able to take your order and deliver Rush Printing Services in a jiffy.
RushMyPrints offers both heat-set web and sheetfed printing which means your project will always be printed the most efficient way while providing excellent quality.
We specialize in printing for corporate publishing, and agency professionals who expect nothing less than impeccable quality and hassle free project management.
Get your instant quote now at RushMyPrints.
Why Should Startups use Rush Printing Services in Sacramento 95814?
Hi friends, it's Maia Eden and welcome back to my channel! So I figured I would go ahead and give you guys a quick Maia Eden Shop update.
I have been working pretty hard on coming up with a couple of designs here and there for getting my brand I guess you could say started up and running and I just wanted to share with you guys what I have so far, What I have been working on and just sort of, yeah, what I have so far.
So, most of this is going to be on my computer over here I have come up with a couple of, like, pin designs an icon for my brand slash business, and also a rough draft or design or I don't really know what you'd call it But a design for business cards potentially, so I'm gonna go ahead and show you guys what I have.
Yeah! So first up is this peach Maia icon, This is what I made and I'm using paint tool Sai or SAI, however you say that.
but this is I think going to be my icon for my brand I have been super into Peaches for quite a while now and it's sort of a theme of mine So I figured that I would go ahead and incorporate that into my brand because I think that it is super super cute so I think I'm going to be having this little picture of me probably on my storefront page whatever I decide that is going to be but also on my Business card, which I'll go ahead and pull up here.
So this is going to be the first side of my business card and I have made this in a website called PicMonkey, now, I do know that I think you would have to pay for PicMonkey now.
It used to be a free online thing but I actually use PicMonkey to make all of my YouTube thumbnails So I did go ahead and invest in PicMonkey in their full.
Whatever you call it, their, I guess unlocking their full website.
Now I think though you do have to pay for it to use all of its features But this is what I've been using to kind of make up my design for my store here so I think this is going to be the font and This is gonna be the one side of my business card and then on the other side, I have it open another tab here, this is probably what I'm gonna be using So as you can see I have the peach Maia icon over there And then I'm also having my name as well as all of the links that I can be reached at.
This business card is mainly for my art so it isn't going to be like a YouTube business card at all I don't even know how that would necessarily work But these are probably going to be what I'm going to be sending out with any kind of products that I make I'll just go ahead and stick one of these cards in there and in regards to where I'm going to be printing these My dad actually works in printing so I'm just gonna go ahead and have him make me some of these and kind of see How that turns out so I can at least give that for free! So onto some actual designs that I've been working on I do have a couple of templates here and designs of Pins that I want to make so I actually want to at some point make a full BTS pin series, I think would be super fun and cute.
So this is a J-Hope You could probably tell by the heart-shaped mouth Maybe you can maybe you can't I don't know and these are the colors that I'm gonna want to be using here So I figured out how to go about even making these in the first place by watching a youtuber called Katnipp Illustrations.
She actually talks about how she goes about making her pins and how to even Kind of write up the names down here.
So what I gathered is that you do have to use Pantone colors, and so I found these colors from a Pantone website that I can show you guys at some point if you want to know kind of how I figured out how to pick these colors because you can't just use any colors over here because obviously It's gonna be printed out and printed colors that don't come out the same as digital color So you do have to make them in a specific way.
I also found out that screen print is a specific thing Sorry that my also my computer screen is like a really dirty (lol) I should probably have clean it up before I started recording.
Screen print is just where they print the color directly on and they don't just fill it with enamel I guess is what that is.
? So these colors all like the brown and the skintone here is all Filled in whereas just the pink doesn't have any kind of outline on it, so that has to be printed on I guess separately I don't really know how all of that works, that is just what I found out that that was.
So yeah, that is the J-Hope design and then I have Jimin here, so I think he is really cute Jimin is my bias of BTS And I'm absolutely in love with his a pink hair color and then I have Jin So Jin is just pretty standard.
I just gave him black hair because he often has a dark hair color.
This is Jungkook I tried to make him look a little bit more mischievous since he is a pretty I guess Mischievous and silly person so I kind of wanted to get that across with his expression.
This is RM, I went ahead and gave him his purple hair since I thought that that was a really cool look for him and I also tried to give him a very I guess calm and serene expression since He is a pretty calm and serene leader of the group.
This is Suga, I absolutely love his mint hair color and I figured that was a pretty popular one So that is what I gave him.
Last but not least I have V or Tae here and I gave him blonde hair Since I didn't give any of the other members a lighter hair color besides, like, the pastel pink color So I wanted to go ahead and give Tae a blondish color So yeah, those are some of the pin designs that I have so far So in regards to actually making enamel pins um that process has been pretty slow so far because I'm still trying to Find resources as to where to even manufacture enamel pins you do have to send off your designs to a manufacturer which is why I had the colors listed down below so that these designs can be read by a manufacturer and then made in Like at an actual printing enamel pin company place.
I don't know.
I guess a lot of these places are over in China, so you do have to be aware of that when you are communicating With these companies.
I have found a couple of resources Once again, I found one from Katnipp Illustrations, but I also wanted to go ahead and do my own research And kind of reach out to a number of different manufacturers, so I haven't picked out one just yet Partially because I don't think I can afford it just yet Making enamel pins is really expensive.
You have to be prepared to spend over $100 on Making these or at least the kind that I want to make.
There's all these different types of things that you have to be aware of because as opposed to just The enamel pins themselves, you have to decide if you want soft or hard enamel.
Hard enamel which is kind of what I'm looking to do is more expensive, Screen printing is more expensive, The more colors that you have makes it more expensive.
There is also a shipping fee, a PayPal processing fee.
So there's all these different extra things that you have to take into consideration when making pins.
So the prices that I'm looking at to just make one enamel pin - Oh, and by the way to I don't mean just like one enamel pin I mean like the minimum amount that you can order of one design is 100 pieces, so if I chose one of my BTS designs and sent it off to a manufacturer they would be making a minimum of 100 pins and the cost for that has ranged between, I've gotten prices from a little over $100 to $220 - $230, like somewhere in that range So you're spending like a hundred or a couple of hundred dollars depending on what you want So it is pretty good though that I have already reached out to kind of get this information now just so I can budget for it and figure out how I want to even start this up because yeah if I want to Make even just one design, it's gonna cost me.
A couple hundred dollars probably so yeah it's, it's.
A lot to think about and it's definitely going to be an investment and I have to kind of prepare myself to lose money before I make money if that makes sense? There's just so many different aspects to it, there's the products themselves, there's packaging, there's branding, there's marketing which is a whole other world on its own.
I have to figure out how I want to market myself so yeah, it is a little bit overwhelming but I am determined to Figure this out and to.
I don't know, get it going because if other people can do it why can't I? So.
That's kind of the mindset that I'm going with all of this but yeah, I just wanted to share with you guys what I have so far in regards to designs.
Um, so I hope that this was kind of helpful for you guys Or at least just kind of insightful as to my process Feel free to comment on any of these topics down below.
I will share I guess what I've learned so far with you guys Or if you have any advice to give me too that would be spectacular! Since like I said in the first video of this series, I have no idea what I'm doing! So yeah, any and all information regarding any of this process would be really helpful.
So, yeah, but thank you guys for watching I will see you next time! Bye-bye~! :).
how to print a booklet in ms word 2016 step by step tutorial
Hello Viewer in this tutorial we will learn how to print a booklet in ms word 2016 Open word document Already created document we will set it for print go to page setup as seen in the layout tab Set margin for booklet top and bottom margin will be 1 inch left and right will be 0.
5inch orientation will be landscape Set pages option from multiple to bookfold Sheets per booklet will be by default all then click ok Now go to file tab and select print option or click ctrl+p to go to print page Select print both side of booklet to print uncheck the option print markup Now Booklet is ready for printing click on print button to print your booklet Thanks for watching.


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Operating Support
Supporters like you help us sustain our innovative learning environment.
Operating Support
Adler University works to change views on mental health, embraces community-centered care, and encourages students to give back. That's why every day, outstanding Adler University faculty, students, and alumni are advancing the practice of psychology by delivering socially-aware mental health services.
Operating support and gifts of an unrestricted nature provide Adler University the greatest flexibility in addressing the most immediate needs of the University, ultimately touching the entire school community and the work that occurs each day in our communities, classrooms, and partner agencies.
And, because our academic programs are designed to encourage and support community involvement and social responsibility, your support ensures a robust experience for all of our students across academic programs in Chicago, Vancouver and Online.
Join alumni, parents, friends, students, faculty and staff who support the Annual Operating Fund each year. All gifts provide crucial support to enhance the academic and co-curricular experiences for our students.


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We'd like to let you know that Jobspotting will close down on February 28, 2019.
Since our humble beginnings in 2013, Jobspotting's recommendation engine has helped millions of people in 12 countries discover the next step in their careers. We're incredibly grateful for the trust and support you placed in us, and we consider ourselves lucky to have played a small role in your professional journeys.
Although Jobspotting will cease to exist, our mission to connect people with jobs is far from over. We set out to change the old paradigms in the labour market, and in 2017 we joined SmartRecruiters, a company that truly shares our vision. By combining Jobspotting's powerful matching technology with SmartRecruiters' innovative recruiting software and massive adoption, we'll be even better able to help people and companies find each other.
We would like to extend our sincere gratitude to all of you who played a role in this journey. We will leave you with a manifesto that we penned when we founded the company which has served as our guiding principles along the way.
Jan, Manuel, Robin, Hessam, and the JS team
Yes. You will be able to log in and access your account through the website through February 28, 2019. No new accounts may be created.
Protecting your privacy is important to us. All of your data and account information will be permanently deleted after February 28, 2019. Your data will not be transferred to SmartRecruiters.
SmartRecruiters is a cloud-based Talent Acquisition Suite used by over 4000 companies such as Bosch, IKEA, LinkedIn, Skechers, and Visa, to attract, select, and hire the best talent. SmartRecruiters connects people with jobs at scale, and organizations trust SmartRecruiters to foster more meaningful connections between employers and jobseekers.
Email our support team at [email protected] until February 28, 2019.


text: Retirement and pensions The pension and annuity rules are changing. The need to plan for the future has not. … This content is only available to our registered users. Please log in or create a free account, to gain access to our extensive business, personal and tax guides. Login (Forgotten login?) Create new account Pension changes Changes over the last 10 years have radically changed the pension rules and savings potential. Planning for retirement For many people their retirement plans have been interrupted by various falls in stock markets, low annuity rates and the recent lack of growth in the buy-to-let marketplace brought about by changes in the taxation of income from buy-to-lets. What does a comfortable retirement look like for you, and can you improve what you will retire on? Stakeholder pensions Stakeholder pension schemes are low-cost pensions meant for people without existing private pension arrangements. They were originally targeted at people who earn more than £10,000 a year and who cannot join an occupational pension scheme. They have, however, turned out to have much broader appeal. Pension contributions and tax relief There are limits on how much can be invested in a pension scheme before a tax charge is payable. Qualifying for a state pension The Government has changed the age rules for qualification for the state pension. The state pension age was equalised at 65 for both men and women in 2018. From 2019, the state pension age will increase for both men and women to reach 66 by October 2020. The Government is planning further state pension age increases from 66 to 67 between 2026 and 2028. The state pension age would therefore increase to 68 between 2037 and 2039. State pension deferral State pension deferral is the right to defer entitlement to the state pension. In return for deferring for a period of at least nine weeks, the resulting pension increases by 1% for every nine weeks' deferral, an approximate annual rate of 5.8%. Pension credit Details of pension credits for the current year.


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Office of the President
Welcome to Case Western Reserve University.
Welcome to Case Western Reserve University. We are:
- one of the country's nine trendiest colleges;
- among 15 where "geek is chic"; and
- ranked 7th nationally for contributing to the common good.
Most of all, we are a community committed to increasing knowledge and deepening understanding. Faculty and student, staff and alumni — we all come together here with a shared sense of mission: to improve the lives of others through research, education, and creative endeavors.
I have had the privilege to lead this institution since 2007. In that time we have witnessed extraordinary progress. Our undergraduate applications have doubled. Our fundraising has climbed by more than 85 percent. And our faculty have advanced interdisciplinary efforts in areas as diverse as advanced materials and ethics, creative arts and energy innovation.
Whatever your primary reason for visiting our website today, I hope you will take a few moments to explore our online home. From groundbreaking discoveries to athletic excellence, from innovative teaching to ingenious learning opportunities, Case Western Reserve is a place where we "think beyond the possible" every single day.
Barbara R. Snyder
Barbara R. Snyder
About the President
Learn about President Snyder and her tenure:
Find information about university leadership:


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Did you know that for many of our sponsored children and aging friends, a CFCA birthday celebration may be the first time they've ever formally celebrated their birthdays?
These much-anticipated celebrations often include family members and others in the local community.
Here are a few photos of recent CFCA birthday celebrations in Guatemala, Colombia and India. They were too precious not to share with you!
Bonus: Calculating one's age in a rural village in India
People in the U.S. usually know the day, month and year when they were born, but that's not true for every sponsored friend we serve.
Sreekanth Gundoji, our communications liaison in India, recently interviewed a family in a rural area and asked about the age of their daughter, Sona.
"Her mother, Maku, thought for a while and then replied that Sona's teeth had fallen out recently, so her age must be 7 years," he wrote. "That's how they calculate their age."
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The Georgia Carnival is flying high once again over at Georgia on My Mind. Check out the first entry over there…..my young friend Ethan is upset that Georgia Educrats had all summer to tweak his grade level's math standards yet the new school year finds him with unfinished standards and no textbook. Grrr……I have to ask...what did they do for 8 weeks? Math doesn't change that much? They couldn't get a simple set of grade level standards in place over an 8 week period? There is a bright ray of sunshine for Ethan….he has a teacher with some real credentials....it's just a shame that it's now getting to the middle of September and the teacher doesn't really know what he should be teaching in October.
And now for some weekend mirth (and boy do I need some.....):
It seems everyday we have more and more reasons to bemoan educational progress therefore a little humor goes along way. Several days ago I received the following in an email from my cousin. She said she thought me when she read it and I can understand why…….true the story involves a school setting, but the title and the subject matter also involves me since I had my youngest child at home in the presence of three midwives.
….and before you ask…..yes, it was a planned birth. :)
Now, on to a bit of mirth titled Middle Wife which is apparently the product of a 2nd grade teacher somewhere in the United States:
I've been teaching now for about fifteen years. I have two kids myself,
but the best birth story I know is the one I saw in my own second-grade classroom a few years back.
When I was a kid, I loved Show-and-Tell. So I always have a few sessions with my students. It helps them get over shyness and usually, Show-and-Tell is pretty tame, Kids bring in pet turtles, model Airplanes, pictures of fish they catch, stuff like that.
And I never, ever place any boundaries or limitations on them. If they want to lug it in to school and talk about it, they're welcome.
Well, one day this little girl, Erica, a very bright, very outgoing kid, takes her turn and waddles up to the front of the class with a pillow stuffed under her sweater.
She holds up a snapshot of an infant. 'This is Luke, my baby brother, And I'm going to tell you about his birthday.'
'First, Mom and Dad made him as a symbol of their love, and then Dad put a seed in my Mom's stomach, and Luke grew in there. He ate for nine months through an umbrella cord.'
She's standing there with her hands on the pillow, and I'm trying not to laugh and wishing I had my camcorder with me. The kids are watching her in amazement!
'Then, about two Saturdays ago, my Mom starts saying and going, 'Oh, Oh, Oh, Oh!' Erica puts a hand behind her back and groans. 'She walked around the house for, like an hour, 'Oh, oh, oh!' Now this kid is doing a hysterical duck walk and groaning.
'My Dad called the middle wife. She delivers babies, but she doesn't have a sign on the car like the Domino's man. They got my Mom to lie down in bed like this.' Then Erica lies down with her back against the wall.
'And then, pop! My Mom had this bag of water she kept in there in case he got thirsty, and it just blew up and spilled all over the bed, like psshhheew!' This kid has her legs spread with her little hands miming water flowing away. It was too much!
'Then the middle wife starts saying 'push, push,' and 'breathe, breathe! They started counting, but never even got past ten.
Then, all of a sudden, out comes my brother. He was covered in yucky stuff that they all said it was from Mom's play-center, so there must be A LOT of toys inside there.'
Then Erica stood up, took a big theatrical bow and returned to her seat. I'm sure I applauded the loudest.
Ever since then, when it's Show-and-Tell day, I bring my camcorder, just in case another 'Middle Wife' comes along.


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