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It is a challenge that wants you to add as many other challenges into the creation that you submit for them.
This week it's the turn of Digital Delights to sponsor them so as a Digital Delights fan you want to play there as if you are the winner you'll get $5 towards your next purchase!
This challenge is "Pop It Up!" and they want to see something on your card raised and on display!
I have a sample for you as I'm on the team over there too :)
I used the super sweet Floating Scrubbie Sue, cut her out and popped her on foam above a torn paper pool!
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The social and moral structure of
The largest threat to the society came from radical leftist movements. Communists almost took control in
The Catholic Church was a driving force against the communist threat, but after the Vatican II many Catholic leaders began surrendering to the Theology of Liberation. In the decades of
Liberation Theology can boast an important victory in
After the military left the government in
With such leftism, abortion and homosexuality began to be promoted as rights in the decade of
Less conservative in the heart and more in the image: the current political ethics in Brazil
However, that religious influence, both Catholic and evangelical, is increasingly less conservative and more liberal, even though the most of the population does not understand the gradual change.
Nevertheless, the best way to popular appeal in
So persuaded, these leaders became signers of the public document Manifesto de Evangélicos (Evangelical Manifesto), proclaiming to the evangelical population their stand for Lula. Among the great number of signatories were Rev. Nilson Fanni, former president of the World Baptist Alliance, and Rev. Gilherminho Cunha, a high-ranking Presbyterian minister and president of the Bible Society of Brazil. In the paper which was amply distributed by PT, all of those leaders state:
We support Lula for President because we recognize that several proposals of his Government Program are similar to the prophetic calling of the
We express our public support to Lula's candidacy in order to oppose the wicked and insignificant rumors leading some to an understanding that his election to the Presidency of Republic will obstruct the walk of the Evangelical Churches.
This public document was prepared with the assistance of MEP (Movimento Evangélico Progressista, or Progressive Evangelical Movement). Individual denominations also expressed their support, especially mainline liberal Protestant churches. For the first time Pentecostal and charismatic churches copied their example. Comunidade Evangélica Sara Nossa Terra (Heal Our Land Evangelical Community), a large national denomination, said on its website in
Evangelical Manifesto In Support To Lula's Candidacy For President of
We manifest our support to the Lula candidacy because of an established commitment between an eventual Lula government and the evangelicals here represented.
We support Lula because:
He has been demonstrating that he believes in a balanced and democratic Socialism, respecting the highest tenets of the democracy;
He has been affirming that his beliefs in the highest values of the Holy Scriptures: God, family, moral, ethics, religious freedom, and democracy;
He has made a commitment to develop our society, having the Church as a partner with his government;
He understands and believes in the existence and in the historical role of the Church as an instrument for the formation of the fundamental values for human life, both in individual and social aspects;
His greatest motivation for his government project is to help the poor and less favored people, according to the teachings of the Lord Jesus Christ and the Holy Scriptures.
Lula deserves a vote of trust from our society… Lula today is one of the more trusted leaders of our nation.
Lula has made a partnership commitment with the evangelical churches for social construction, removing the stigma that evangelicals are only sought in election times. He has also been declaring that he believes in the highest values of the Holy Scriptures, as "God, Family, Morality, Ethics, Religious Freedom, Democracy, and the Option for the Poor".
Thus, we see that the rumors saying that Lula and PT are noxious to the Gospel are now refuted, demonstrating that radical attitudes that were taken by other PT local administrations were isolated initiatives.
For all of those reasons the Sara Nossa Terra Bishop Council is confident to vote for and support the Lula candidacy for president of
Robson Rodovalho
Bishop President
on behalf of the Sara Nossa Terra Bishop Council
Comunidade Sara Nossa Terra was, until late
Even though most of the Christian denominations supporting Lula and PT do not approve of homosexuality and abortion, their shift to the role of evangélicos progressistas has left them in a strange and paradoxical position politically.
Homosexuality in
No official statistics are gathered in
There may be a religious factor in Brazilian homosexuality. A minority of the Brazilian population adheres to Candomblé and other Afro-Brazilian religions (similar to Santeria), where homosexuality is common. For a comparison, there are some
Luiz Mott, the leader of the homosexual movement in
Many famous Brazilians turn to Afro-Brazilian religions in search of miracles to solve personal or family problems. Even former President Fernando Henrique Cardoso, though a Marxist and an atheist, had sympathy for and sometimes visited Candomblé rituals.
Homosexuals were always a very small group in the society, and the current impressive homosexual growth in
Thus, surrounded by the artillery of the homosexual favoritism on the media, an increasingly large number of curious youths demonstrate interest in homosexuality.
Behind the tsunami
Capitulation to the homosexual movement on TV has been practically total, where many shows use strategies that distort reality, presenting to the public a false world where gays and lesbians are glad, happy, fulfilled, and, usually, more intelligent and sensitive individuals than normal men and women. The "dark side is properly hidden, so that nobody will see that their behavior is linked to an indisputable reality of suffering, where gays live, oppressed by serious mental, emotional, and social dysfunctions.
There is an immense effort to show that those natural consequences don't have any connection with the abnormality of their sexual acts. That effort also tries, with the assistance of fraudulent research and studies, to prove "scientifically" that the abnormal is as normal as what is really normal. In fact, the document Brazil without Homophobia says: "In the same way that heterosexuality (attraction for a person of the opposite sex) does not have any explanation, so homosexuality does not too. It depends on each person's sexual orientation." This document was published by the Lula administration to support its nationwide Brasil sem Homofobia (Brazil Without Homophobia) campaign, which was launched on May
This federal effort is producing fruits. In
Homophobia, according to the Lula administration, can be obvious or veiled, involving discrimination in selection for employment, rental of housing, entry into the armed forces, medical school, dental school, a theological college, a Christian school...Whatever its manifestation, the Brazilian government believes that so called homophobia inevitably involves injustice and social exclusion.
It wants to eliminate such "homophobia" throughout Brazilian society. To achieve such a wide goal, the Brazil Without Homophobia campaign involves twenty ministries and special secretariats: the Ministries of Foreign Relations, Justice, Education, Health, Labor, and Culture, and the Special Secretariat on Policies for Women, the Special Secretariat on Policies for the Promotion of Racial Equality, the Special Secretariat on Human Rights, and the National Secretariat on Public Safety. It also involves a series of other governmental organizations, such as the National Council on Combating Discrimination, State and Municipal Councils on Human Rights, State and Municipal Secretariats on Public Safety, universities, the Office of the Federal Prosecutor for Citizens' Rights, the Public Ministry of Labor, in addition to the Brazilian Parliament itself.
This massive effort leaves no part of society untouched. The coming generations are also of special government concern. So the Brazilian government for the first time in its history, on April
In the official curriculum of the Ministry of Education, there is the demand that every school fight prejudice against differences. The partnership with Arco-Íris is seen as a way to effectively train teachers to implement the official curriculum itself and to handle issues as human rights (for homosexuals, not Christians), homophobia, gender identity, sexual orientation and diversity. Arco-Íris has received a government grant to accomplish such goals.
Through such a partnership and other efforts from the Brazil Without Homophobia program, children are being indoctrinated systematically in the "Gospel of Sodomy."[
Brazilian President Luiz Inácio 'Lula' da Silva likes to portray his administration as a Socialist government favoring interests of less developed nations and not accepting American and European influences. Nevertheless, he has imitated their worst examples. His Workers' Party has employed actions no past government of
His actions are not original to
There should be no doubt that the current Brazilian president has a gay agenda. Twice, Lula expressed his support of the homosexual movement. In June
It is with satisfaction that I answer the kind invitation to address the participants of the
Our government was established with the firm purpose of combating the threats to the people's rights based on any kind of prejudice: of origin, race, ethnicity, age, religious belief, political conviction, or sexual orientation.
With that purpose, we have strengthened the Special Secretariat for the Human Rights, which instituted, during our administration,
Human rights education encourages people in a formal and informal way to contribute for the citizenship construction, for the knowledge of those rights, and for the consequent respect to plurality and diversity, not only sexual, but ethnic, racial, cultural, sporting, and religious.
However, schools should not be the only source promoting those ideas: the media should also get involved in this effort, for they have an enormous power for penetrating the society. The media and information outlets, through their programs and images, assume a fundamental role in the human rights education as they are committed to the propagation of ethical and citizenship values.
Because of their role as public opinion shapers, the press, radio, and TV professionals should be a source of production and broadcasting of contents related to tolerance and acceptance of multiple differences, and ultimately, the respect to the human person with a view to establish a culture of peace and love toward the neighbor and build a fairer, kinder, and more solid society.
Our government is firmly determined to defend those values and it wants to continue, especially counting on the cooperative action from the organizations that bring together gays, lesbians, and transgender people to achieve that objective, and it will remain open to welcome other contributions, as in the area of STD prevention.
I want all to know that we remain at your side in this fight. A few days ago, in the Third High Authorities Human Rights Meeting of Mercosur, in
I want this parade to result, as has been happening with other similar events, in peace and happiness, with a view to being an important sign of the increasing visibility of the homosexual movement and a sign of consequent gathering of forces in the fight against resistance and prejudice.
Receive my fraternal hug.
President Luiz Inácio "Lula" da Silva [
Of course, the Lula support is not limited to words only. The Brazil Without Homophobia program counts on a federal budget of
Such support has produced striking results. In
However, the Lula administration has not been aggressive only in its pro-homosexuality domestic push. It also has an international agenda, and it has shown its domestic policies to other nations. Before the United Nations General Assembly, Brazilian Ambassador Frederico Duque Estrada Meyer said Brazil had the program entitled Brazil Without Homophobia, which outlined actions to strengthen public and non-governmental institutions for combating homophobia; capacity-building for professionals involved in promoting the rights of homosexuals; disseminating information of rights and promoting homosexual self-esteem; and stimulating complaints on violations of rights".[
In the Organization of the American States,
During the April
The resolution was a surprise to the Brazilian Congress in
Representative Dr. Elimar Damasceno requested directly from the Brazilian government an explanation for its resolution in the UN. He noted that it "deals with a subject where there are no approved laws in our country and where there is no consensus in our society, because of its religious and cultural consequences".[
...in response to your last question on "who has authorized the [Brazilian] representatives [in the UN] to present the mentioned Proposal of Resolution," it is proper to point that... the politics of
So according to the Brazilian government's view, those practicing homosexuality are a minority deprived of protection. According to the draft of the resolution:
…human rights and fundamental freedoms are the birthright of all human beings, that the universal nature of these rights and freedoms is beyond question and that the enjoyment of such rights and freedoms should not be hindered in any way on the grounds of sexual orientation.
Brazilian Minister Samuel Guimarães, from the Foreign Affairs Ministry, affirmed, "So the main aim of the [resolution] is to guarantee the principle of non-discrimination — the cornerstone of the building of promotion and protection of human rights since its beginning in the United Nations system — regarding groups discriminated against around the world because of their sexual orientation. This position is based on the notion that advancement in the subject of human rights benefiting a discriminated minority represents gain to other groups suffering discrimination…" [
Fortunately, the Lula resolution was not successful in
In the Lula's strategic socialistic agenda, homosexuality may be sacrificed for Muslim interests, but not for the Bible or moral interests. It sacrifices
Gay strategies for visibility
The main pushes from the homosexual movement are its efforts for visibility, especially through gay parades and public kisses, where gay couples kiss one another challenging social mores. Through such actions, gay militants publicize themselves and their cause. When challenging laws restricting or prohibiting their public kisses, their maneuvers appeal for laws for their protection and against prejudice. So a mere kiss in a busy shopping mall may seem to them a significant legal achievement.
Their major visibility strategy is parades. In
The march came two days after police said about
"The traditional church doesn't want us," said Pastor Justino Luis,
Waving a banner with the words, "I'm Happy, Gay and Christian," Luis said, "I know (God) loves me the way I am, and I know when he made me he planned for me to be the way I am." [
This visibility strategy is very effective, for two days before the gay parade, evangelicals had their March for Jesus, yet the great media outlets focused their attention on the gay rally. The March for Jesus was largely ignored, except for a few gays participating and trying to show that they were also evangelical.
The political actions are very intense too. Through the assistance of gay lobby groups and leftist politicians, a Parliamentary Front for Free Sexual Expression was founded, consisting of many members of the Chamber of the Deputies. It seeks to introduce bills favoring the interests of the gay lobby.
As for the gay lobby, it seeks:
Gay and PT activist Beto de Jesus, who traveled to the U.S. some years ago to be trained by his American counterparts and who has participated in the Brazilian delegation to the UN, said: "We have a Parliamentary Front for the Free Sexual Expression comprising almost
Even though the National Congress has not given its approval to the same-sex civil partnership bill, gay activists are successfully conquering the sympathy of activist judges. In
Facing the tsunami
Liberal mainline denominations in
There is among specialists, no absolute consensus nor in the science in regard to the nature of homosexuality, nor in the biblical interpretation of those passages referring to homosexuality. Neither there is such a consensus in the
The Roman Catholic Church has an official
However, many Brazilians, especially the poor and the less intellectual, are protected from the electronic media, and they represent a serious hindrance to the establishment of amoral liberalism, where homosexuality is just an item of a larger, sinister agenda.
Among evangelicals, there are some campaigns to reach out to men and women in homosexuality. Movimento pela Sexualidade Sadia (Movement for a Healthy Sexuality), an evangelical group headed by an ex-homosexual, leads efforts to evangelize in gay parades, talking about Jesus to participants and delivering leaflets featuring the testimonials of ex-gays and lesbians.
Catholic and evangelical politicians have also been trying to counter the gay tsunami through the introduction of bills. Among them are: Bill
State representative Édino Fonseca, an Assembly of God minister, introduced a bill in the
With the kind support of Focus on the Family of Dr. James Dobson, in
The recognition of sexual orientation as a human right will demolish the universal nature of human rights. If sexual orientation (homosexuality) is recognized as a human right, laws that protect family in every country will suffer grave assault and will be changed so that individuals practicing homosexuality will have the right to marriage, to adopt children, affirmative action and service in the military, among many other privileges. If the gay lifestyle receives protection as a human rights issue, then the universal meaning of the family will disappear. Such acceptance of homosexuality will violate the rights of family and the legal meaning of marriage of the overwhelming majority of people around the world. If human rights are recognized based on the sexual behavior of persons practicing homosexual acts, then what about the "rights" of pedophiles and other perverts? This kind of approach, extremely subjective, knocks down the universal essence of human rights. Homosexuality is not a human right, nor even a human need, but only a desire to live sexually against nature, and such desires and behaviors cannot be given protection and privileges.
The draft resolution of the Brazilian government also says: "Call upon all States to promote and protect the human rights of all persons regardless of their sexual orientation." This action will be a serious menace to the right to religious freedom, a universally recognized fundamental human right. Christianity and other important world religions consider homosexual behavior to be a violation of God's laws, and if the resolution is approved, it will endanger the right to religious freedom of millions of Christians around the world. They could be prosecuted merely for expressing their beliefs about homosexual conduct and for quoting texts from the Bible disapproving of same-sex acts. Even without the approval of this resolution, it is impossible to address the problem of propagation of homosexual behavior without suffering, especially from the liberal press, accusations of homophobia (a new word coined to discourage those wanting to discuss the problem seriously), intolerance and religious extremism. Yet, the promotion of homosexual behavior, especially among males, spreads atrocious diseases.[
The resolution also notes "the attention given to human rights violations on the grounds of sexual orientation by the special procedures in their reports to the UNCHR, as well as by the treaty monitoring bodies, and encourages all special procedures of the UNCHR, within their mandates, to give due attention to the subject…"
It is a strange paradox that a large country such as
Canada and the European countries have been systematically advancing agendas that are contrary to the legal, historical, and moral values of
In the document, I introduced all the names, addresses, email and phone contacts from the Brazilian ambassadors to the UN. This alert helped mobilize some Catholic and evangelical leaders. Later, international gay groups complained about the successful Brazilian grass-roots efforts to press the Lula administration to abandon its sexual orientation resolution in the UN.
The fight of an evangelical psychologist
Usually, medical literature in
For her attitude of showing compassion to homosexuals in need, Dr. Justino has been suffering threats and intimidations even from the Federal Council of Psychology in
According to Dr. Justino, "Most of the psychoanalysts consider homosexuality to be a perversion and in a general way psychologists understand homosexuality as immaturity in the psychosexual development. The World Health Organization classifies several behaviors linked to homosexuality as disturbances and directs people to seek treatment for change. From a spiritual perspective, it is a sin. Nevertheless, the Federal Council of Psychology (FCP) issued the resolution below. Because FCP issued this resolution, pro-homosexuality activists press the
Below are excerpts from
"It establishes norms of conduct for psychologists in regard to the subject of Sexual Orientation."
WHEREAS, homosexuality is not a disease, disturbance or perversion;
WHEREAS, Psychology can and should contribute through its knowledge to clarify the subjects of sexuality, helping to overcome prejudices and discriminations;
It determines:
Sole paragraph: Psychologists shall not collaborate with events and services proposing treatment and cures of homosexualities.
What should Brazilian evangelicals do?
The homosexual expansion has been extraordinary in
Both Catholics and evangelicals need to be delivered from Liberation Theology and its Protestant versions, which keep them focused on many irrelevant and diverting issues. In order to face the social, political, and legal challenges from the gay activism, Christians in
Even though many evangelicals disagree with the abortion and homosexual position of the Lula administration, they are urged by "progressive" propaganda to divert their attention to many other issues: health, education, and job assistance to the poor, etc. Homosexuality and abortion are just minor items on a long list of leftist interests on the agenda of evangélicos progressistas. Sadly, evangelicals in
Therefore, to counter these evangelical misconceptions about social action, there is a need to launch efforts to educate the evangelical public that there is real social action other than the progressive approach. Thus they would be better prepared to face adequately major challenges, such as abortion and homosexuality. Of course the other issues would also be addressed, but not from a leftist perspective.
Brazilian people will choose their new president in
Published originally, before the Brazilian presidential election, in the printed version of The Religion & Society Report.
Julio Severo is the author of the book O Movimento Homossexual (The Homosexual Movement), published by the Brazilian branch of Bethany House Publishers. In November
Published originally in The Religion & Society Report: http://www.profam.org/pub/rs/rs.2305.htm#fn19


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Securitas Systems has strengthened its retail portfolio by acquiring Securex, a division of LP Innovations that focuses on retail security. This comes about three months after its acquisition of PEI. Here's my favorite part of what's a very short release: Securitas Systems has purchased the assets of Securex, a division of LP Innovations, Inc. The purchase price is between 5-6x EBITDA. This is a classic piece of seeming to give information without actually giving information. It's the same way they characterized their PEI deal, as a multiple of EBITDA. And maybe it's a sign they're buying healthy companies, who have solid positive EBITDAs. But a multiple of revenues or RMR would give us a much better idea of the size of the deal, obviously.
Labels: acquisitions, Securitas Systems


text: Organisational matters On this page, you will find useful information about organisational matters regarding the StartWeek at the University of St.Gallen. Senior students support each group Our 60 StartWeek groups consist of approximately 25 new students coming from different backgrounds and they are led by two tutors (i.e., peer support by senior students). The members of the support crew, who are responsible for important support processes, ensure a smooth operation. The tutors as well as the members of the support crew are specially trained for the StartWeek and prepared individually for their challenging tasks. Programme The extensive StartWeek programme lasts all day – i.e., from morning till evening – leaving little or no room for looking for accommodation, doing your shopping or visiting offices and running errands. In this case, it is advisable for students to settle in and accustom themselves in St.Gallen well before the start of the StartWeek. Introduction to the HSG IT infrastructure New students are introduced to the IT infrastructure of the HSG on Monday during the two-part information module "InfoTools". As part of the final check of student documents and certificates, students receive passwords and information to access study-relevant HSG IT systems, their HSGcard and a declaration of consent for the free electronic provision and delivery of study-relevant documents. Complete information on Bidding, the process of assigning courses and exercise groups in the Assessment Year, is included in the programme of the StartWeek. Catering The university cafeteria A, the cafeteria B in the library building and other food options are open to all new students and participants during the StartWeek, as well as the StartCafé.


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An insurance agent in Pierce County has been charged with theft and forgery for allegedly collecting tens of thousands of dollars in payments from clients but not issuing them insurance.
Nancy M. Bishop, who did business as the Nancy Bishop Agency in Puyallup, Wash., was charged Thursday in Pierce County Superior Court with one count of first-degree theft and five counts of forgery.
In late 2009, our office received a complaint from the owner of a construction company. The owner said that she'd made multiple payments to Bishop, but that the company's policy had been cancelled for nonpayment. We launched an audit of Bishop -- which she twice tried to postpone. We found that she owed policyholders more than $131,000.
Our investigation found dozens of instances in which Bishop collected premiums but provided no insurance coverage. She continued to bill clients anyway. She overcharged some customers, according to the records. We found numerous instances in which she received refunds from a finance company but apparently failed to forward those refunds back to her customers.
We also found numerous cases in which forged certificates of insurance, with Nancy Bishop's name at the bottom, were sent to state regulators. Of the 24 such instances we found, there was no actual insurance.
Arraignment is scheduled for May 18.
Friday, May 4, 2012
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What's the news?
Basically for the past few months we've been:
- -Getting the studio put together, more so aesthetically and less gear-wise these days. But my new 8-Core Mac Pro (Ursula) is very happy in it's new home.Â
- -We have successfully put up 4 bass traps. We have many more to go and it was frustrating as hell trying to figure out how to mount these suckers on the one friggin'-god-forsaken plaster wall.
- -Al and JG are married as of this past weekend. It was at Rehoboth Beach, DE. On a lavender farm Al's grandparents owned when Al was a kid. Mr. Sass-master, himself is a married man. It's official and Em made it official. It was totally a blast and reminded us of our wedding. There was rain. But luckily for them it cleared up right after the ceremony for some stellar photos and partying. Oh and Al got me a flask. Best in-wedding present ever. I've always wanted one. Glenrothes Single Malt is in the house.
- –30 Rock is my new jam. Tina Fey is my hero. On many levels.Â
- -I can't hear out of my right ear at all. I am totally Brian Wilson. I can't have a conversation while there are others going on. I have no sense of spacial difference. I can't filter. And it makes me dizzy to listen to music. It's a very odd sensation and I don't recommend it. But my lovely wife is taking wonderful care of me and she's sucking the wax/juice out of my ear, even as I type this. Not literally, of course. Well actually, but she's not sucking. The meds are.
- -Lily is 11 months old! I can hardly even believe it. It feels like yesterday that she popped in to this world and now's she's singing along to Digable Planets.


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Claire Marie MackinBy STAFF,
- 1597 reads
Claire Marie Mackin
92, Hattiesburg
Funeral services will be held at 11:30 a.m. on Saturday, May 11, 2019, at Holy Trinity Catholic Church in Columbia for Claire Marie Mackin, 92, of Hattiesburg, who died on Friday, May 3 at her residence. Burial will follow in Woodlawn Cemetery. Father Tommy Conway and Father Martin Gillespie will officiate at the services. Visitation will be held from 5 p.m. until 8 p.m. on Friday, May 10 at Hathorn Funeral Home and from 10:30 a.m. until the time of the services on Saturday, May 11 at Holy Trinity Catholic Church.
She will always be remembered as a wonderful mother who cared for and nurtured her children. She always embraced life, was a good friend and also a good steward to her Lord. She participated in the Knights of Columbus Ladies Auxiliary and was a member of the Fleet Reserves. Her family recalls her love of playing Scrabble and how music and dancing always brought her great joy and laughter. She was an avid sewer and the family fondly referred to her as their little firecracker.
She was preceded in death by her parents, Edward and Ulga Poirier Carlos; late husbands, Russell Albert Hubert and Paul Mackin; two sisters, Joyce Whiteman and Lucille Spivey; three brothers, Claude Carlos, Gene Carlos and Reuben Carlos, and two grandchildren.
Survivors include her three daughters, Joan Berry (Herbert) of Columbia, Debra Porche of Hattiesburg and Susan Haas (George) of Carson City, Nev.; two sons, Gary Hubert (Toni) of Harvey, La., and Dan Hubert (Anna) of Arlington, Wash.; three brothers, Roy Carlos, Guy Carlos and Donald Carlos, all of Bayou Black, La.; one sister, Iris Petre of Bayou Black; 14 grandchildren, and a number of great-grandchildren.
Pallbearers will be Gary Allen Hubert, Shelton Cole Morgan, Gregg Molinaro, Tony Nunes, George Hass and Chad Viniard. Honorary pallbearers will be the members of Holy Trinity Catholic Church.
Family and friends may sign an online guestbook at www.hathornfuneralhome.com.
Hathorn Funeral Home in Columbia is in charge of the arrangements.


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LearningNicole Whiteman '07 to teach in Italy
Nicole Whiteman's recent trip to Italy with some fellow student has turned into an even bigger opportunity that will take her beyond her graduation this May. In the same month, she will return to Italy to teach English as a second language at an all-boys' high school in Verona which specializes in technology and electronics.
Whiteman, a senior art education major from New Concord, traveled to Italy last Thanksgiving as a part of an education course taught by Assistant Professor of Education Dr. Filiz Shine Edizer. As a part of the trip, the students made a Power Point presentation at the school, the Istituto Tecnico Industriale G. Marconi, to explain to students and teachers there the differences between the American and Italian educational systems.
"These students did an outstanding job," recalled Dr. Shine Edizer. "I couldn't have been more proud to be associated with them."
Following their return to the United States, Dr. Shine Edizer began communicating with the school in Verona, and Whiteman's opportunity rose from that correspondence.
Despite the fact that she does not speak Italian fluently, Whiteman will teach at the school for nearly a month, and she is already communicating both with her teaching supervisor and the family with whom she'll be staying.
"I met the English teacher, Fiorenza Congedo, during my visit in November, and since then I've been emailing back and forth with her," Whiteman explained. "I will be staying with a family in Verona, and have been emailing with the son, Matteo Montaperto, who speaks very good English. He told that his parents don't know very much English, and I only know a little Italian, so that will be interesting."
Even though she is working in Italy beyond her graduation from Muskingum, the trip will further her work at the college. Whiteman intends to pursue a graduate education degree at the college, and this assignment abroad will be used as a graduate-level independent study with Dr. Shine Edizer.
"Nicole will represent both herself and Muskingum very well," Dr. Shine Edizer said, "It's a great opportunity for her, for the college and for the students and teachers in Verona who will meet and work with her."
Dr. Shine Edizer said that she hopes the relationship between Muskingum and the school in Verona can continue to grow in the future. "Everyone benefits from these experiences," she said, "and that's something very important on the way to a great education."


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VANCOUVER - Sally Gibson has been waiting nearly two decades for answers about what became of her niece, a 19-year-old forestry student from a small First Nation in northern British Columbia who vanished along the Highway of Tears.
There's the official story: Lana Derrick was out with some friends and at some point ended up in a car with two unidentified men, with whom she was last seen at a gas station along Highway 16 near Terrace in the early morning of Oct. 7, 1995.
But that's just one of the many theories, rumours and guesses Gibson and her relatives have heard over the years, a painful reminder that no one — not the family, not the police — has any idea about what happened.
"We have heard so many different stories and have been told so many different things that we don't even know," said Gibson from her home in Gitanyow, the First Nations reserve where Derrick grew up.
"It isn't like Lana died and we went and buried her and the pain will go away. She totally disappeared. That's an open wound."
Derrick's disappearance brought her family into a community of loss and despair, joining the relatives of at least 18 women and girls who disappeared or were murdered along Highway 16 and two adjacent highways.
There are the yearly walks. The memorial ceremonies. And the shared frustration that the provincial government has yet to act on dozens of recommendations to protect vulnerable women in B.C.'s north.
First Nations groups and municipal officials say the province should have acted years ago using a blueprint it already has: a 2006 report with 33 recommendations to improve transportation, discourage hitchhiking, and prevent violence against aboriginal women and girls.
That report was endorsed by a public inquiry report released in December 2012, which called for urgent action.
The 2006 report was crafted by several First Nations groups after the Highway of Tears Symposium.
Its first recommendation was a shuttle bus network along more than 700 kilometres of Highway 16 that runs from Prince Rupert to Prince George.
Other recommendations included education for aboriginal youth, improved health and social services in remote communities, counselling and mental health teams made up of aboriginal workers, more comprehensive victims' services, and, of course, money to pay for it all.
Wendy Kellas, who works on the Highway of Tears issue for Carrier Sekani Family Services, wants provincial funding to examine whether any of the recommendations need to be updated. For example, the report called for more phone booths along the highway, while the focus now would be on mobile phone coverage, she said.
Still, she said most of the 2006 recommendations remain relevant, including the need for better services not only for aboriginal women, but also for the families of the murdered and missing.
And the proposed shuttle service is needed as much as ever, she said. For First Nations women who can't afford their own vehicle, there are still few options if they need to travel for groceries, appointments or to visit family.
"I believe it is still necessary," said Kellas.
"It would have to be a system, very co-ordinated to make sure people in the more rural communities are able to get into the urban centres for the basic necessities of life."
The 2006 symposium was revived by a public inquiry that examined both the Robert Pickton serial killer case and the broader issue of murdered and missing women.
Commissioner Wally Oppal called for immediate action to improve transportation along the Highway of Tears and said the government should implement the 2006 recommendations.
But there has been little effort to hold consultations, and internal government briefing notes revealed work on the file was stalled for much of the past year. The province said it had to put its work on hold when families of women in the Pickton case launched lawsuits last year.
Justice Minister Suzanne Anton and Transportation Minister Todd Stone have declined repeated requests for interviews.
Anton insists the highway is safe, pointing transportation options including a health shuttle for medical patients and Greyhound bus service, which was dramatically cut last year.
Taylor Bachrach, the mayor of Smithers, said Anton appears to be suggesting nothing more needs to be done.
"Some of her comments seem to be trying to justify the status quo or suggest the status quo is adequate," said Bachrach.
"Transportation in the north is worse than I've ever seen it."
Nevertheless, Bachrach said he's hopeful the province will actually start its long-delayed Highway of Tears consultations soon.
Transportation Ministry staff planned to attend a meeting with the Omineca Beetle Action Coalition, of which Bachrach is a member, last Friday, and Bachrach said he expected more such meetings to follow.
"I am keen to give the government the benefit of the doubt. If they're willing to work on this, I think communities are, too."
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362 projects in 88 dioceses approved for funding
WASHINGTON (November 23, 2010)—The United States Conference of Catholic
Bishops (USCCB) Subcommittee on Catholic Home Missions has announced its 2011
grantees. A total of 362 projects in 88 "home mission" dioceses were approved at
the subcommittee's meeting in Albuquerque, New Mexico, October 27-28. Grants
were made to 73 Latin dioceses and 15 Eastern Catholic eparchies.
"Home Missions" is the name for dioceses and parishes in the United States and its territories and dependencies, which cannot provide basic pastoral services to Catholics without outside help.
Bishop Michael Warfel, chairman of the subcommittee said, "The subcommittee is pleased to be able to offer assistance to our brothers and sisters in home mission dioceses. The Church in these areas is impacted by challenges of geography, low Catholic population, a lack of pastoral resources and parishioner poverty. Through the generosity of Catholics to the annual Catholic Home Missions Appeal we can provide funds that keep vulnerable parishes open and support catechesis and evangelization to strengthen the Church here at home."
The breakdown for the $8,474,500 in approved grants is as follows:
Grants from the USCCB Subcommittee on Catholic Home Missions are ordinarily
capped at $125,000. However, due to the needs of a number of home mission
dioceses this year, the subcommittee awarded an additional $10,000 to 21
dioceses with the greatest needs. Two dioceses were funded for the first time:
the Archdiocese of Agana in Guam and the Diocese of Gaylord, Michigan.
In addition, the subcommittee approved a $40,000 grant for the newly created Apostolic Exarchate for the Syro-Malankara Catholic Church in the United States. Bishop Warfel presented the check to the exarchate's first bishop, Bishop Thomas Naickamparampi, at the subcommittee's November 16 meeting during the bishops' Fall General Assembly in Baltimore.
Approximately 90 of the 200 Latin and Eastern Catholic dioceses in the United States, about 45 percent, are unable to provide the ministries of word, worship, and service for their people without outside help. To provide a continuing source of support for needy local communities the bishops of the United States created the Catholic Home Missions Appeal in 1998. The annual collection is usually taken up on the last weekend in April.
For more information on funded dioceses and the Catholic Home Missions visit our website.
Keywords: home missions, Catholic Church in the United States, Bishop Michael Warfel, National Collections, Catholic Home Missions Appeal, USCCB Subcommittee on Catholic Home Missions
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solely for the user's convenience. By providing this link, the United
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sponsoring organizations.


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Senior Centers
Multi-purpose senior centers' located throughout Hartford where adults 55 years and older can join together in diverse activities and services. Centers' provide a resource of information for maintaining independence. Seniors can gain information on in-home assistance, health insurance and claims assistance, transportation services, home-delivered meals, volunteer and job training programs, cultural events, health and wellness educational classes, recreational activities, group meals and intergenerational programming.
For more information, visit a center near you:
Hispanic Senior Center, 45 Wadsworth St., (860) 527-1124
Northend Senior Center, 80 Coventry Street, (860) 757-0800
Parkville Senior Center, 11 New Park Ave., (860) 232-7867
Southend Wellness Senior Center, 830 Maple Ave. (860) 757-0840
Volunteer Opportunities
Commission on Ageing- Maria Negron, (860) 757-4836
Senior Center Advisory Boards. Please contact senior center's directly to learn more about how to become a board member.
Homehelp Program
Home Help Services are available to assist individuals 60 years and older who have functional and physical impairments with their essential daily activities such as cooking, cleaning, laundry and other non-personal care activities to keep individuals safe in their homes. For more information call (860) 757-4836.
Renter's Rebate Program
A state program which rebates a percentage of rent paid yearly to individuals 65 years or older and disabled individuals over the age of 18 who meet disability requirements. For more information call (860) 757-4736.
2018 Renters Rebate Schedule (By Appointment Only)
Rental Rebate Information Sheet (English)
Rental Rebate Information Sheet (Spanish)
This is a transportation service for residents of Hartford 60 years and older and/or any adult resident over the age of 18 who has a permanent disability. Trips are restricted to within city limits to medical appointments, grocery shuttle and senior center's. For more information call (860) 757-4737.
Community Court
A social support program for defendants required to perform community services for misdemeanor violations at the Community Court. Support services include case management, life coaching, information and referral services to job training, supplemental subsidies, drug/alcohol treatment and educational training. For more information call (860) 756-7978.
McKinney Homeless Shelter
Emergency temporary housing for homeless men 18 years and older. Priority for admission will be given to Hartford residents. Case management, drug/alcohol treatment, information and referral services and assistance with obtaining permanent housing is provided. For more information call (860) 757-0661.
Overnight Warming Center
This program provides temporary shelter and outreach services to homeless men in order to minimize the risk presented by extreme winter weather conditions for the period of Dec 15 - Mar 31. For more information please call (860) 757-4724.


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WEST POINT — Josh Jackson and Army's seniors were the last group remaining at Thursday's morning practice.
WEST POINT — Josh Jackson and Army's seniors were the last group remaining at Thursday's morning practice.
Lt. Col. Reyno Arredondo, the team's director of football operations, reminded the players after warm-ups Saturday to stay on the field for Senior Day.
Jackson didn't need the reminder. The reality of Jackson's career coming to a close is hitting him hard.
He'll be happy to see his parents, Leverne and Jacqueline, younger brother, Miles, and cousin, Rickey Dixon Jr., a specialist in the Army, for the on-field ceremonies. But the celebration also signals that Jackson has only two more games to strap on his helmet.
"Things start to get emotional when I start to think about all of the time and the years that you spent here," said Jackson, a three-year starting cornerback. "You think about just two more games in your career and possibly two more football games left in your life that you will be a part of and play in."
Army's 22 seniors, who play their final home game against Temple, have experienced some of the program's recent highs. Five — quarterback Trent Steelman, running back Malcolm Brown, guard Frank Allen, defensive end Zach Watts and cornerback Jackson — were starters on Army's 2010 Armed Forces Bowl championship team, the academy's first postseason win since 1985.
They snapped Army's 13-game service-academy losing streak with a 41-21 win over Air Force two weeks ago. And, they've left the field winners against Boston College, Northwestern and Vanderbilt.
"We've been there and done it all," Jackson said. "Two more games left to go and a chance to win some more important games, especially the last one on Dec. 8.
Jackson and the seniors wrap up their careers in Philadelphia against Navy in a battle for the academy's first Commander in Chief's trophy since 1996.
A struggling 2-8 season has one big goal left at the finish line. But, Jackson says Army needs to focus on Temple (3-6) first. Focus would avoid a dubious statistic entering the final game. No team has ever won the CIC trophy with less than four wins.
"It's important to go at each and every game like it's your last," Jackson said. "Honestly, nothing is promised tomorrow. Tomorrow isn't promised. You never know when your last game is going to be played. So we can't look forward to Navy and focus on that. We have to take care of business each and every week. "�We have to go into the (Temple) game like it's our last and at the end of the day, we are athletes. We want to win and that's what we are going to do."
Army coach Rich Ellerson said this senior class is as close as he's ever been around. And, they deserve to finish their careers winners.
"I'm just sick that they haven't had a chance to stack more W's on Saturdays," Ellerson said. "But here we are in the final weeks of the season and there's still so much on the table for them."


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Old Westbury - 64, Farmingdale State - 57
Old Westbury, N.Y. - The Farmingdale State women's basketball team lost their first Skyline Conference game of the season after falling, 64-57, at Old Westbury on Wednesday night. The Rams dropped to 8-7 overall and 7-1 in the Skyline, while the Panthers improved to 12-6, 7-2 in conference action.
Tied 15-15 late in the first half, five straight points for the Panthers opened up a 20-15 lead with 4:21 to play. After trailing by seven, a pair of Farmingdale State free-throws by junior guard Jeanette Zubizarreta (Bay Shore, N.Y.) cut the deficit to five, before a 3-pointer by Denise Zajonc (Staten Island, N.Y.) and two free-throws from DeAndra Scott (St. Albans, N.Y.) gave Old Westbury a 30-20 halftime advantage.
The Panthers extended their lead to 38-25 with 15:34 remaining, before an 8-0 Rams run highlighted by two Zubizarreta 3-pointers cut the deficit to 38-33. Old Westbury answered with five straight points to bring the lead back to double digits with less than 12 minutes to play.
Trailing 51-37 with 7:30 on the clock, Farmingdale State responded with a 13-2 run over the next 3:22 to pull within three, 53-50. After two free-throws from Old Westbury's Kim Weathers (Wyandanch, N.Y.), junior guard Baytania Newman (Brooklyn, N.Y.) hit a jumper for the Rams and Zubizarreta converted both free-throws on Farmingdale's next possession to cut the deficit to 55-54 with 1:26 remaining. Junior Antoinette Jolly (Inwood, N.Y.) brought the Panthers lead back to three after converting a layup with 1:06 left on the clock. Farmingdale State would close within two but Old Westbury was 4-for-4 from the free-throw line over the final 11 seconds to cap off the 64-57 victory.
Zubizarreta led the Rams with 19 points, including hitting five 3-pointers. Newman added 18 points and seven boards, while senior forward Natasha Smalls (Harlem, N.Y.) had eight points and 12 rebounds.
The Panthers were led by Weathers and sophomore guard Deslyn Applewhaite (Brooklyn, N.Y.) who each netted a team-high 11 points.
Farmingdale State next will host Mount Saint Mary in a Skyline Conference game on Saturday, January 28th at 1:00 p.m.


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| 16.2°C Belfast
Wigan goalkeeper Mike Pollitt has agreed a new one-year deal to extend his stay with the Latics into an eighth season.
The 40 year-old was the club's first Premier League signing in 2005 and, with his current short-term deal - signed last summer - due to expire, he has been handed an extension for a further 12 months.
Pollitt has spent most of his time at the DW Stadium as a back-up, reflected in his tally of just 50 appearances in all competitions under four different managers, and last featured for Wigan's first team in a FA Cup tie in February 2011.
"Above all Mike is a fantastic goalkeeper, whose experience and professionalism sets a high standard in training every day," manager Roberto Martinez told wiganlatics.co.uk.
"He has had to be patient for opportunities on the pitch, but his commitment is never questioned and for the younger members of our squad he remains the example to follow, and we're delighted to have him with us next season."


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John Keats
John Keats (31 October 1795 – 23 February 1821 / London, England)
» Click to list general statistics » OR, select a date :
Song. I Had A Dove
I had a dove, and the sweet dove died;
And I have thought it died of grieving:
O, what could it grieve for? its feet were tied
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My family loves Italian food, so what better dish than Baked Ziti for a great fall meal? This recipe is so simple and the results are so flavorful. It is also a great meal to make and then freeze half of for a later date when you are in a hurry. I found the base recipe on Allrecipes.com and modified it to be gluten-free.
- Bring a large pot of lightly salted water to a boil. Add ziti and cook for 7-8 minutes (you want it to be a little undercooked so it doesn't get mushy in the baking process; drain and rinse.
- In a medium bowl, mix ziti, ricotta cheese, mozzarella cheese, egg and 1 1/2 cups spaghetti sauce.
- Preheat oven to 375 degrees F (190 degrees C).
- Lightly grease a 9×13 inch baking dish and spoon in ziti mixture. Top with remaining spaghetti sauce, followed by Parmesan cheese.
- Bake covered in preheated oven for 30 -40 minutes; broil uncovered for 5 or so minutes; let stand for 15 minutes before serving.
Jon said that he liked this better than lasagna!!! That is quite the compliment, as he is always asking for lasagna. Don't tell him, but this dish is much simpler to put together.
I think it would be great to toss some roasted veggies in with this….mushrooms, zucchini, squash and tomatoes. My family would refuse to eat it, but I would love it! 😉
Don't forget to enter my Febreeze Home Collection giveaway! You have until Wednesday at midnight!
Filed under: Family, Gluten-Free, Gluten-Free Recipes | 9 Comments »


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According to Morningstar, there are 22,689 mutual funds, 1,457 ETFs, 14,422 stocks, and I couldn't even venture a guess as to the number of municipal, corporate and government securities on the market. Moreover, there are a number of additional investments such as UITs, CEFs, REITs, MLPs, tangible assets and more. For advisors, sifting through the multitude of information in the investment universe is a daunting task to say the least.
For advisors who use mutual funds and exchange-traded funds, this article should hold special interest. In it I will share a process that I began developing about four years ago. After much tweaking, it has been refined to a point where my ability to select and maintain high-quality funds has been greatly enhanced. I call this tool my Fiduciary Scorecard. Unlike the majority of programs used to select funds, the Fiduciary Scorecard utilizes a ranking system rather than the problematic screen.
Screens Have Holes
Most investment programs utilize screens. For example, let's say you were searching for large-cap funds with a trailing one-, three- and five-year category rank in the top 50th percentile. Some funds may meet the criteria in two periods, but miss it in the third and would be eliminated. This is true even if a fund missed the third time period by only one percentage point. Screens will eliminate everything that doesn't meet their strict guidelines. This may not pose a problem if your screen only contains one criterion, but if your screen includes multiple criteria, you could be eliminating many good funds.
Although my process begins with a screen, it is a very basic one. For example, I will screen for large-cap domestic value stocks with more than 80% invested in America. The result is a fairly large universe. Then, each fund is ranked by the Fiduciary Scorecard. In this way, a fund won't be eliminated, but if it happens to be a regular visitor in the third or fourth performance quartile, it may receive a lower score.
The Score
When I embarked on my road to independence several years ago, I needed software to help with fund selection. Although most applied some sort of screen, there were a few outliers. One such tool was from Klein Decisions. Klein has developed a system whereby you can select the data you deem most relevant. Another program I especially liked was from fi360 that analyzed and scored funds according to fiduciary standards. Although both programs were good, being the financially frugal person I am and considering they used data I didn't believe to be important, I decided to create an alternative.
When you consider the amount of information available, you quickly get a sense of the challenge one faces when selecting funds. In the course of my research, I discovered that some data is more important than others. This belief was reinforced after reading Russel Kinnel's book, "Fund Spy." Kinnel is the director of mutual fund research at Morningstar. He found certain data held greater significance in identifying future outperformers.
Portfolio Building
The process of building a portfolio of funds and ETFs involves three basic steps. First, you must identify which categories have the greatest potential to outperform given your particular global macro economic outlook. Next, you must search for the best funds and ETFs within these categories. Finally, you must determine the amount to be allocated to each fund. We will focus our attention on fund selection.
In the scoring process, each fund is measured against its specific peer group and not against the entire universe. Also, a fund with a higher score is preferred to a fund with a lower score and all data is from Morningstar.
The Five Broad Categories
There are five main areas included in a fund's fiduciary score: absolute risk, relative risk, expense, stability and relative performance (See Figure 1, below). Let's drill down and take a closer look at each category and how points are awarded.
Absolute Risk. Absolute risk is a measure of a fund's fluctuation without regard to performance. To gauge a fund's absolute risk over the past three and five years, I use standard deviation. If a fund's standard deviation is 25% or more lower than its peer group average, it receives two points. If it is 0% to 24% below its category average, it receives one point. Otherwise, no points are awarded.
Absolute Risk's contribution to final score: 6.6%.
Relative Return. Relative risk is a measure of how well a fund performs given the amount of risk it assumes. Funds with greater risk should compensate investors with a higher return. Each fund is ranked within its peer group on a risk-adjusted basis using Sharpe ratio, alpha, information ratio and risk/return.
- Sharpe Ratio. The Sharpe ratio is a risk-adjusted measure used to determine an investment's excess return per unit of risk. Its formula incorporates the standard deviation and the risk-free rate. If a fund's Sharpe ratio is greater than the average for its category over the trailing three-year period, it receives four points. Otherwise, no points are assigned.
- Alpha. Alpha can be useful in determining how much value a manager has added. Alpha is most useful when comparing funds with similar investment objectives. If a fund's alpha exceeds its category average for the trailing three-year period, it receives four points. Otherwise, no points are awarded.
- Information Ratio. Unlike the Sharpe ratio, this risk-adjusted ratio replaces standard deviation with a specific benchmark index. Because the IR is affected by a fund's tracking error, and because I don't believe tracking error is particularly useful, it receives a lower point total than the other relative risk measures. If a fund's IR is above its peer group average for the trailing three-year period, it earns three points. Otherwise, no points are given.
- Morningstar Risk/Return. Morningstar risk is an assessment of the variations in a fund's monthly returns with an emphasis on downward variation. I'll forgo divulging their secret sauce, but will mention that the top 10% of funds are given a risk score of five or "High"; the next 22.5% are scored four or "Above Average"; the next 35% are scored three or "Average"; the next 22.5% are scored two or "Below Average"; the bottom 10% are scored one or "Low."
Morningstar return is an assessment of an investment's excess return over a risk-free rate (e.g., the return of the 90-day Treasury bill), the results of which are similarly divided into one of the five aforementioned categories.
Using the trailing three- and five-year periods for each, here's how I score them: Let's assume a fund has a risk profile of Average. We would expect the return to be at least Average and hopefully higher. If a fund has a risk profile of Low and a return profile of High (the best possible outcome), the difference between the two is four sigma. In scoring, if there is four sigma difference, it receives the maximum number of points: five. If there is a three sigma difference, it receives four points, and so on. If the risk and return are equal, it receives one point. If, however, the risk is higher than the return (not desirable) no points are awarded.
Relative Risk's total contribution to final score: 35%.
Expense. Morningstar analyzes several different expense ratios. I prefer to use the prospectus net expense ratio. This measures the percentage of fund assets paid for operating expenses and management fees. In contrast to the gross expense ratio, the net expense ratio reflects any fee waivers in effect during the time period. Therefore, I believe it to be a more accurate measure. If a fund's expense ratio is more than 25% below its peer group average, eight points are assigned. If the ratio is 0% to 24% below, four points are awarded. Otherwise, no points are given.
Expense's contribution to final score: 13.5%.
Stability. Stability is determined by the length of time the fund's management has been in place. If a fund manager has been with the fund for 10 years or more, four points are awarded. Funds with management in place for five to nine years earn three points, and those with managers of three or four years receive two points. If a manager has been in place less than three years, no points are awarded.
Stability's contribution to final score: 6.6%.
Relative Performance. The final area is relative performance, which includes category performance and category rank.
- Category Performance. This category includes how well a fund's returns compare with its category average over the trailing one-month, three-month, and most recent five calendar years. The one- and three-month returns have a lesser impact on the score than the calendar years. I also believe it's important to evaluate a manager's performance during difficult periods. Therefore, 2008 has a greater impact on the score than the other four calendar years.
If a fund's return was greater than its category average for the one- or three-month period, one point is awarded. Two points are earned for above average returns in most calendar years with the exception of 2008, where four points is the maximum.
- Category Rank. Morningstar ranks a fund's performance in percentiles for various time periods. If a fund is ranked in the first percentile, then it has outperformed 99% of its peers. Conversely, a rank of 100 indicates it was at the very bottom of its peer group. I use the trailing one-, three- and five-year periods in my Scorecard. If a fund ranks in the top quartile, it receives three points. A second quartile fund earns two points and third quartile ranking gets one point. If a fund ranks in the bottom quartile, no points are awarded.
Relative Performance's contribution to final score: 38.3%.
By using so many different points of data, each with a different weighting, knee-jerk reactions can be avoided.
The Fiduciary Scorecard and My Practice
As fiduciaries, we will be measured more on our process than absolute performance. In other words, "Was there a good reason to do what we did?" The Fiduciary Scorecard fits this need for a well-defined process perfectly. Once funds have been selected, monitoring becomes the key issue.
Fund Watch List
To monitor the funds I've selected, I download all funds held across all accounts from my custodian's portal and run their score. If a fund has a fiduciary score of 75% or higher, it receives a rating of "Pass+." Funds scoring between 50% and 75% are rated "Pass." Funds from 40% to 49% are a "Watch One." Funds that score between 30% and 39% are a "Watch Two," and a score below 30% is a "Watch Three." If a fund is a Watch One, no action is taken, but I will pay a little closer attention to it. If a fund falls to a Watch Two, I'll phone the fund company and discuss it. If I believe the fund has a reasonably good chance of improving, I'll hold it. If a fund falls to a Watch Three, it's liquidated.
The Fiduciary Scorecard report includes the fund's name and ticker symbol, its sub category, the total allocation I have in the fund, its fiduciary score and its broad ranking (see Figure 2, above). Another column displays the percentage of total possible data for the fund. For example, if a fund does not have a five-year track record, it won't be penalized. The Scorecard will simply use the data it does have. However, if a fund has less than 50% of possible data, no score is awarded and "Insufficient Data" is displayed. The output is formatted as a table and, as such, can be sorted by any heading.
There's one additional item of significance. If I held a fund with a low score and had a lot of client money in it, that would be a concern. It's also important to know what percentage of funds are on the Watch List.
Account Reviews
The Fiduciary Scorecard has become a regular part of account reviews. Along with performance, composition, etc., I'll include a Scorecard for the funds held in the client's account. Clients appreciate the information, and it gives them a sense of security and comfort to know we have a good due diligence process in place. Clients can easily relate to a ranking system which ranges from. one to 100.
Even if you are not inclined to develop a similar system or pay the money to subscribe to one of the aforementioned products, it is still helpful to focus your search on the areas outlined above. Just be careful not to be too rigid with your screen.
Check out more stories on Mutual Funds at AdvisorOne, including:


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Yesterday's winner was #65. Not only did the random number generator select that winning number, it was one of the comments from yesterday that led to an outloud giggle.
#65 - Lisnaweary Quilts
I think 3 French Hens would be very posh, I think they would need their own castle..they would probably have little parasols..little pillbox hats...little bows around their necks and they would chatter all day.
Today's goodies are a full FQ set of Tufted Tweets in all 3 color stories.
- To be registered to win, just leave a comment here on this post.
- Please make sure you I have a way to contact you
- Entries from around the world welcome!! I'm happy to ship your prizes to wherever you might be.
- In your comment tell me what you'd do with two turtle doves
Good luck! And see you tomorrow for the announcement of the Day 11 winner and for the start of the Day 12 (last day!!) giveaway!!


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Sullivan Station Townhouse for sale: 6-14271 60TH Ave, Surrey BC
GET MORE INSIDE AND OUT. Each residence at Blackberry Walk has been specifically designed to help you get more from your home. Open layouts and generous space give you more room to live, work and play. Strict attention to detail in exceptio nal quality of finish and ensured longevity. Rich textures, natural materials and modern finishes give your home more style and a fresh timeless appeal. Many of our homes offer a private, basement level rec room that provides extra space and flexibility. A wide variety of upgrades and customization options bring you even more selection, quality and convenience. At Blackberry Walk you'll experience what its like to get more from your home, each and every day.
Check out all of the details of this Townhouse for sale, 6 14271 60TH Ave, Surrey, British Columbia


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Preparing Your Finances for Deployment
If you're deployed to a combat zone, the military offers financial incentives and protections.
My son is in the Army and is going to be deployed to Afghanistan in a few weeks. What does he need to do to prepare his finances for deployment?
Your son will automatically receive some extra combat pay, and most of his income will be tax-free while he's deployed in a combat zone. (He should check his leave and earnings statement, however, to make sure that it has been reported accurately and that the tax-free pay stops when his deployment ends so that he doesn't have to pay back the extra money later.) But there are two key financial moves he can make himself to take advantage of special opportunities while he's deployed.
First, he can boost his Thrift Savings Plan contributions above the regular $17,500 annual limit while receiving tax-free income in a combat zone -- up to a total of $51,000 in 2013. That can be a lot of money to set aside in one year, but many people discover that they can afford to increase their contributions because their take-home pay rises while they're deployed and they generally have fewer regular expenses. For more information, see the Summary of the Thrift Savings Plan at TSP.gov.
Also, when your son is deployed, he can contribute up to $10,000 to the military's Savings Deposit Program, which guarantees 10% annual interest while he's deployed and for up to three months after he returns. It's a good idea to ask the benefits office about requirements for setting up the account during the pre-deployment meetings. You can't actually sign up until you're gone, and the logistics can be tricky. One tip: Take a check with you to deposit while deployed. See the Department of Defense's Savings Deposit Program page for more information.
Your son needs to make arrangements to pay his bills while he's gone. Some people sign up for online bill payments with their bank and have as many bills as possible paid automatically.
Finally, when he meets with the legal affairs office before he's deployed, your son will be able to designate a power of attorney to handle his financial affairs (usually a spouse, parent or other trusted person) and to name heirs in his will. He will also be eligible for special legal protections while deployed, such as the ability to get out of a car or apartment lease.
For more information about how to prepare your finances, see the deployment chapter in our Kiplinger's Financial Field Manual: The Personal Finance Guide for Military Families.


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Sunday, June 30, 2013
Sunday, Sunday, Sunday...Aerodynamic Like A Brick
Posted by MeanMike at 11:49 AM 0 comments
Labels: 1320, respect the van
Saturday, June 29, 2013
Keep On Van'n
Posted by MeanMike at 1:58 PM 0 comments
Labels: respect the van, shovel lovin'
Don't Think...
Posted by MeanMike at 11:12 AM 0 comments
Friday, June 28, 2013
tIt's Friday...Campground Player
Posted by MeanMike at 8:52 AM 0 comments
Labels: biker tits, hookers and hot sauce, keep on van'n
Thursday, June 27, 2013
Trike Thursday...The Chuck Wagon
Posted by MeanMike at 6:52 AM 0 comments
Labels: Trike
Wednesday, June 26, 2013
Respect The Van...
Posted by MeanMike at 9:00 AM 0 comments
Labels: keep on van'n, respect the van
Tuesday, June 25, 2013
What The Hell...It's Van Week
Posted by MeanMike at 8:35 AM 0 comments
Labels: Bike Week 83, respect the van
Monday, June 24, 2013
Digger Monday...Two Bad In A Van
Posted by MeanMike at 9:18 AM 0 comments
Labels: Arlen Ness, Digger, the Ness files
Sunday, June 23, 2013
Showbike Sunday...Line 'Em Up
Posted by MeanMike at 9:15 AM 0 comments
Saturday, June 22, 2013
Sporty Lovin'...MagnaCycle Madness
Posted by MeanMike at 8:43 AM 0 comments
Labels: magnacycle, Magnuson, Sporty Lovin'
Friday, June 21, 2013
tIt's Friday...Spread 'Em
Posted by MeanMike at 7:59 AM 0 comments
Labels: biker tits, hookers and hot sauce, shovel lovin', tits
Thursday, June 20, 2013
Trike Thursday...Roth's Sketchbook
Posted by MeanMike at 4:57 AM 0 comments
Labels: big daddy, Trike, wrap your ass in fiberglass
Wednesday, June 19, 2013
Jerry Springer...
Posted by MeanMike at 7:44 AM 0 comments
Labels: addiction, filthy whore, I really need to stop buying parts
Tuesday, June 18, 2013
Theft Deterrant
Posted by MeanMike at 11:22 AM 0 comments
Labels: Go Ahead Make My Day Punk
Monday, June 17, 2013
Digger Monday...The Mark B. Files
Posted by MeanMike at 10:16 PM 0 comments
Saturday, June 15, 2013
The Age Old Debate...Harley Or Indian
Posted by MeanMike at 8:28 AM 0 comments
Labels: asstastic, hookers and hot sauce
Friday, June 14, 2013
tIt's Friday...Backwoods
Posted by MeanMike at 8:41 AM 0 comments
Labels: biker tits, hookers and hot sauce
Thursday, June 13, 2013
Trike Thursday...Asstastic Shovel
Posted by MeanMike at 6:42 AM 0 comments
Labels: asstastic, ladies love 'em long, looks like ass, road apple, shovel lovin'
Wednesday, June 12, 2013
WTF Wednesday...Creepin'
Posted by MeanMike at 6:52 AM 0 comments
Labels: biker babe, WTF
Tuesday, June 11, 2013
Simply Simms
Posted by MeanMike at 1:13 PM 0 comments
Monday, June 10, 2013
Digger Monday...Cloudy
Posted by MeanMike at 7:21 AM 0 comments
Labels: Arlen Ness, Digger, Jeff McCann
Sunday, June 9, 2013
Showbike Sunday...Kevin Ness
Posted by MeanMike at 12:32 PM 0 comments
Labels: Digger, Kevin Ness, knuck, knuckalicious
Saturday, June 8, 2013
Saturday's Shovel Lovin'...Stay Gold
Posted by MeanMike at 11:32 PM 0 comments
Labels: harmon, shovel lovin'
Friday, June 7, 2013
tIt's Friday...Some Shovel Lovin'
Posted by MeanMike at 12:30 PM 0 comments
Labels: biker babe, biker tits, hookers and hot sauce, shovel lovin', tits
Thursday, June 6, 2013
Trike Thursday...Old Pics
Posted by MeanMike at 11:57 AM 0 comments
Labels: Trike
Wednesday, June 5, 2013
Shovel Lovin' Digger Lover...
Posted by MeanMike at 11:50 AM 0 comments
Labels: Digger, shovel lovin', Smith Bros. and Fetrow
Tuesday, June 4, 2013
Keep Busy...
Posted by MeanMike at 2:48 PM 0 comments
Labels: fuckin' Bendix, WTF
Monday, June 3, 2013
Digger Monday...BlondeNess
Posted by MeanMike at 9:36 AM 0 comments
Labels: Arlen Ness, Digger, digger lover, road apple
Sunday, June 2, 2013
Showbike Sunday...Ice Time
I love shows held in hockey/ice rinks. I try to go every year to one up in NY. Actually the show is kinda small, but there's always killer old iron out in the lot. Anyways, enough of my ramblin' and check out the '68 Sporty built by Sporty Specialties. Tasty!
Posted by MeanMike at 9:45 AM 0 comments
Labels: Girl's Bike, ramblings of a madman, showbike, Sporty Lovin'
Saturday, June 1, 2013
Ladies Love 'em Long...
Posted by MeanMike at 9:27 AM 0 comments
Labels: 750, chopper lovin', hookers and hot sauce, ladies love 'em long


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Nelly Made the Trop Smolder with Heat
I headed to the Tampa Bay Rays Saturday afternoon game wearing my jeans, an old Disney character polo and of course, my old Air Force Ones. It wasn't Nostalgia Day or even 80's Day, it was my own way of celebrating Hip Hop Night at Tropicana Field. Think about that wording for a minute…Hip Hop at the Trop…..Word to your Mother!
People seem to forget if it wasn't for Nelly's emerging talent at the mic he, Nelly might have made his way someday onto the Field Turf of the Trop on his own as a baseball player. He had some mad skills in the middle infield growing up and could turn the corner on a double play like his idol, former St. Louis Cardinal Hall of Famer Ozzie Smith.
And as soon as the ball settled into the Tropicana Field stands, and the team concluded their on-field Team Meeting with Aybar as the guest speaker, then it was Aybars turn to get a ceremonial shaving cream pie to his face and head and begin getting in Nelly mode. I was already feeling the rhythm and the pulse of the bass to get out on the field and take a spot where the photos would fall like rain, and the crowd would swing in unison to the verses and song of the minstrel named Nelly. But I made a cardinal sin ( at least in my book).
I had a photographer's pass from the Rays and I wanted to get deep into the action, so I posted up on a L-shaped corner in the right end of the "Mosh Pit". At that moment it just seemed like a natural move and perfect move going from shooting the Rays first concert from the middle sections for John Fogerty, to right behind the VIP section during ZZ Top, to down in the pulsating action and sea of motion of the proverbial front row. It seemed like a natural progression….But a hasty mistake on my part.
For I had put myself in the eye of the swallowing storm on the wrong side of the steel barriers. I have been in the front rows tons of times before, but not with a camera, and surely not with a group of most teens to 20-ish fans who wanted to move and groove to every single sound wave of beat or vocals coming out of the supercharged bass system right in front of the assembled mass. From the first deep drumbeat from the DJ, there was pushing and shoving from the side and back as people began to crush forward wanting a taste of Nelly and the music.
But then again, I would have done the same thing myself 20-odd years ago. Well, I know I did. And the audience was definitely transfixed as the beats got deeper, and the crowd behind me got more animated and pulled into the rhythm and music. Out of the 480 photos I took that night, I had to trash about 200 photos due to the hands in front of the camera lens or small waves of motion around me that caused the photo to appear out of focus produced by my arm and shoulder constantly getting hit during filming. But I took the commotion and the frustration in stride as I got popped like a pinball for a few songs but within me I now wished I had taken a position on the stage side of the barrier.
But the music was the center of everyone's attention tonight as even some of the Rays players like Carl Crawford,Dioner Navarro, Reid Brignac, Joaquin Benoit, Matt Garza and B J Upton swayed and rocked to the beats while doing their own version of Nelly Karaoke on the West side of the stage region. Upton seemed to be totally into the concert as you could see him singing the words and doing his own set of dances to the beats. It was great to see the players having as much fun as the Rays fans that night.
And it is sometimes weird that Hip Hop has now been around long enough to have Nelly "classics" like "Ride Wit Me" , "Air Force Ones" and "Batter Up". I still remember watching the first broadcast of MTV at a college viewing party complete with free MTV swag and music until we left transfixed by this new style of selling the music to the public. How much we have all grown accustomed to this video and music combination that now most of us never hear the song without also seeing a video interpretation of the song at the same time.
And from the moment Nelly first emerged wearing a stylish white Rays T-shirt, the crowd on the field and in the stands were immediately consumed by the tunes and the chatter from Nelly. From his classic Nike Air Force Ones on his feet, to the diamond-encrusted dog tags, and glittering diamond watch bevel, Nelly was quickly transporting us to a part of St. Louis with his music we would never venture into alone. We were taken instantly into Nelly-ville, and he was the Mayor and the man that was definitely large and in charge.
And the Trop almost seemed to take flight the moment Nelly as his crew began to sing " E.I." as well as "C
ountry Grammar". The moment the first beats hit the speakers, the entire crowd began systematically swaying and singing to the tunes. It was definitely a well needed audience participation segment, and the assembled crowd did not disappoint as it rang out loud to an almost deafening level all around me. But people forget, it was not all about the music tonight.
But people forget it was not entirely about the music tonight as there was a large amount of young and older women inching towards the front of the stage area hoping to catch an eye glance with Nelly or getting some sort of savoring trinket to take home and cherish forever. At that moment you knew the focus and the attention was firmly bulls-eyed on Nelly as the player of the moment. When one of his crew announced he had a gig later that night at a local St. Petersburg nightclub, it was the assembled women who screamed and quickly asked the surrounding people the 5 W's of finding this club. Nelly was in full effect, and the ladies were going to be in massive tow tonight at the Push Lounge.
And with that announcement, Nelly had just found the perfect segway to pop into his classic "Hot in Here" as he quickly removed his Rays white t-shirt and threw it straight into the teeth of the crowd as people frantically pulled and yanked and finally separated the t-shirt into two sections before it fell into someone's hands firmly encasing the prized possession for the night like a prized jewel. It was a white Rays gift from one of the Hip Hop chosen ones, and it now had to be guarded and cherished from that moment.
And as Nelly let the crowd know about his forthcoming album to be released some time this Summer you could feel the crowd letting go a bit knowing their dream might end soon. Usually when a singer or group mentions this tidbit, it is nearing the end of the concert. And when he asked for three volunteers from the audience the sound was deafening as every woman within reach of the stage began cheering and more than eager a chance to be on stage with the Hip Hop icon. Three women were finally selected and it was the beginning of some interesting final moments to the concert.
Nelly even gave one of the chosen ones a photo opportunity of a lifetime as she snapped a photo with her phone of Nelly facing her with the screaming crowd behind him. Then he quickly quizzed them as to their singing abilities and then broke into his tune "Dilemma" which he did originally as a duet with former Destiny's Child singer Kelly Rowland.
The girls instantly fell into the rhythm and the rhymes of the song and began to sing and dance along with Nelly and his crew. It was one of the slowest moments of the concert, but helped the crowd recharge a bit before the night ended too soon for so many in the crowd. People wanted to hear every song from all his album in his unique styling that some have called a "Missouri Twang".
The night quickly condensed into a meandering of unforgettable song hooks based on schoolyard songs with double-dutch chants. But what is amazing is the simple fact most people do double dutch lyrics as a rap, while Nelly has primarily done them in song, which is a major reason so many see him as a Hip Hop icon. The night was truly an adventure into Nellyville (also the title of his 2nd album) that I will not soon get out of my head.
But that is the thing about great music no matter what the format or lyric style. If it is good, it stays with you for a while and maybe drills into your subconscious for a future moment or even visual stimulation brings it out again for a great memory. People say that Rap or Hip Hop artists are this generation's storytellers. They give their versions of the action and stories of life through their musical lyrics and prose. Nelly is a great example of this sage of wisdom and urban existence being told through music. And through it all, we also get a chance to see life through Nelly's eyes.
10 Comments
He looks like he made the night smoldering hot! Love The Player t-shirt.
On my way back from SD, I was thiking "Maybe I should pickup Ely for my FB team.." But someone beat to to it.
So we are tied in our meetings 1-1. Life is good! a sweep in SD and my Locos Azules in first place!
I am basically out of that league this season.
I am concentrating more right now on winning my money Fantasy League in which I have 47 wins already this season and a firm pitching staff.
I might be selling off by the thrid week in July to the highest bidder for all my players…..
I am still a bit upset with that one transaction I told you about….enough to trade to everyone but those two teams involved.
Rays Renegade
Love the pics. And I think you have a second blogging career writing about musical acts. You're good at it, Renegade! How about another blog called Renegade Rocks. Well, maybe not. LOL.
Double R…You Ol' Playa Hater! You had your cardboard box and were spinning on your head weren't you?! The pics are Great-Tastic! How did your ears survive the speakers? You were so close. Glad to here your night in Nellyville on the corner of "Retro" was a blast.
Great pics… looks like people had a blast… it's cool when they have a few chosen ones on stage…. and congrats on your current mlblogosphere ranking…
Phillies Outside
First off, thanks for that.
Anything coming from a major author, who is also on the top of our little blogging community has to be thought about with great reverance and thought process.
I am just a closet musician who always found the notes and melodies to be a great way to regulate my mood or energize me before a big game.
I do not think anyone would employ me for that, but I like that I can be considered multi-cultured enough to do both at some point in my little life.
Rays Renegade
I am far from a player hater…..Done a bit of dragging my tail through the velvet forest and also chasing my own tail.
But I am not a breakdancer in any shape or form…..I was a football player, breakdancing would be totally out of my element.
My ears ring aways from the 7 concussions I have suffered over the years. Also, I am a old rock and roll guy, so my ears were done propbably by the end of my 20's (lol).
Nelly was a bit shocked he might have picked a girl for the stage that might use a pole in her daily/nightly profession.
It was just a nice side element to the whole show…..It defintely got hot in there.
Rays Renegade
i was in 6th grade the first time I heard country grammar when it was released on the radio. it change dmy life. as a suburban white boy this introduced me to hip hop music. i would have loved to be there for this concert. had to be cool seeing the players joining in as well
It was a great time.
Except for a few elbows and possible injuries from a few who tried to "bodysurf" it seemed like smiles were on almost everyone's faces leaving the ballpark.
And for the ranking.
If it wasn't for people like you Peter coming by and reading these ramblings, I would not be blessed with such lofty heights.
And for that I am always grateful to those who read my posts.
Rays Renegade
With guys like Matt Garza who always comes out to the field before he pitches still hooked to his IPod, you know that music is a special part of his game preperation.
It was great to see the guys come out and socialize a bit near the front of the stage duirng that concert.
I have to personally say, I knew it was going to be a good concert, but I did not know how memorable it would become for me.
Rays Renegade


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- yarn or string
- small balloons (I blew up a few water balloons)
- flour and water mixture for the starch
Just when Maisy thought she was getting the hang of it...
Everything fell off in one big clump. Yep, time for me to put down the camera. This project does take some grown-up help. The process went much more smoothly if I was able to hold the balloon and have the girls wrap the yarn around the balloon.
After each girl had done two balloons, they were done. I set them on a tray and took them outside to dry. They weren't fully dry until the next day.


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Levels Three Times Higher in Toddlers Than Moms
Fire Retardants in Toddlers and Their Mothers: Acknowledgements
Special thanks to each of the 20 women and their children who volunteered to participate in this study. The donation of your time and blood samples will help to further our understanding about children's exposures to toxic fire retardants. The information from this study will add to the growing body of science that shows that children have unique exposures and vulnerabilities to toxic chemicals and will help to drive national chemicals policy reform that protects our most vulnerable populations.
We are also grateful to Dr. Åke Bergman and colleagues at Stockholm University for analyzing the samples and providing invaluable assistance and guidance throughout this study.
Thanks to EWG interns Rachel Gelbmann, Stephanie Graeter, Maya Kelmelis, and Dan Myers who assisted with research for this report. Thanks also to advocacy groups who helped us recruit study participants, Alliance for a Healthy Tomorrow, Institute for Agriculture and Trade Policy, and Washington Toxics Coalition.


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The Beast Speedboat
Book tickets to The Beast Speedboat in New York! Race through Manhattans skyscrapers on the ride of your life. It's really fun and you will never forget this. Buy tickets to The Beast here!
New Yorks very own thrill ride! Don't miss out on this wild ride "The Beast"!
Your captain will take you through New York harbour for at wet n' wild ride you will never forget. Hold onto to your hats and glasses for 30 fantastic fun-filled minutes racing past the skyscrapers at 45mph.
There will be a stop for a close-up and a quick photo opportunity of the Statue of Liberty.
Prepare yourself... It's a pure thrill!
Important information:
- Duration: 30 minutes.
- The tickets will be sent to your e-mail address immediately after you have completed your booking and your payment has been approved.
- Please remember to bring your voucher to the ticket office and exchange it for a boarding pass. Please be there 45 minutes before the tour starts for ticketing and boarding.
- The ticket is valid on the booked date!
- Children: 5 to 12 years old
- Note you MUST be at least 100cm to ride the beast
- Please note you might get wet on this cruise/tour.
- Operates daily every hour between 10:00pm and 6:00pm
- Does not operate between Oct. and Apr.
Book tickets
The Beast Speedboat
Daily every hour between 10:00pm and 6:00pm. Does not operate between Oct. and Apr.
Take the subway to 42 St – Port Authority Bus terminal and walk down to Circle Line 42 Pier 83, West 42nd Street & 12th Avenue
View map


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[17-Sep-2012]: The surname can be grouped with the Em- surnames distributed in Carcar (Emnace, Emnacen, Embalzado, Embarnace, Embate, Embrado, Embuscado, Empleo, etc). The catálogo de apellidos of the Claveria decree spells it Emnase (likewise Emnasen and Embarnasen) and the family came from Bohol (as also Emnacen and Empleo). The once distinct families Emnace and Emnacen have somewhat blurred in the town and a number of Carcaranons descended from Emnacen may now be carrying the Emnace surname — through an error. That may be why as a result there are now far fewer Emnacen in Carcar than Emnace.
In fact, the second generation Pedro Emnacen married Toribia Emnace, and Pedro's younger brother Gregorio, married Victoria Emnace. Evidences, however, point to the two Emnacen men and Emnace women as having been born in Bohol but got married already in Carcar. Pedro resided in Luanluan and became a cabeza de barangay.
[11-Feb-2013]: Two grade school classmates of mine belonged to the Emnace family. One was Aaron Alcoseba (now an Salesian priest in Thailand) whose mother was Myrna Emnace, and the other, Arlan Emnace (also living abroad). Their two lines are among the more well-known Emnace lines in Carcar.
Sometime last year, I had the chance to trace the pedigree of Fr. Aaron's grandfather, Raimundo Emnace. I texted the good priest's brother with the result: Raimundo was baptized an Emnacen and descended from the Emnacen family.
Thus I often thought of Arlan and, might his family also be Emnacen? But it was only some weeks ago at their family mausoleum at the old Catholic cemetery that I found some dates which I could hinge my search on.
And it wasn't only this week that I got to visit the Carcar convent again and, armed with the birthdate of grandfather Laureano Emnace, found his baptism in 1896. But it was for Laureano Emnacen. He was the son of Facundo Barcelona Emnacen, son of Benigno Emnace Emnacen, son of Pedro Emnacen, son of Josef Custodio. All Emnacen. And that meant my classmate Arlan and his siblings are 7th generation in the Emnacen family. By the way, Arlan's father had been baptized as Amador Emnace in 1932.
I have , however, yet to be able to find up the parentage of Benigno Emnace Emnacen's (above) mother Toribia Emnace to be able to "declare" the siblings' lineage in the Emnace family, itself. But, for sure, Amador Emnace's father, Laureano, was an Emnacen.
On a personal note, the discoveries about this latter Emnacen family had me in a glow for days. Facundo Barcelona Emnacen (Laureano's father) was married to Marta Bargamento Alesna, related to me in the Tigley family of Barili (see Family Search: A Barili family tree crosses to Carcar).
(reconstruction going on)
Author : gervacio ornopia (IP: 18.104.22.168 , acl1-1856bts.gw.smartbro.net)
E-mail : firstname.lastname@example.com
Whois : http://ws.arin.net/cgi-bin/whois.pl?queryinput=184.108.40.206
my grandmother was teresa Emnace alcos her father was emiliano zafra alcos and her mother was cristeta fernandez emnace i was told cristetas parents were tomas emnace and merced fernandez…do you have any records of any?some relatives say they are from car car some say fernandez is from talisay,and when i was a kid i remember the chapel in calamba san nicolas cemetary had many emnace names engraved on the walls but they have now since detroyed them when they renovated and "repaired"…also my great grandma merced was Mestiza espanol i assumed it was from her fernandez side bec she was born 1870s-1880s and said to be from talisay whose govenor was silverio fernandez..could it be that there is a spanish fernandez and also a fernandez surname given to another clan not related? best regards!