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If you listen to the bleating of the mainstream media and economists there is absolutely nothing to worry about and Friday's employment report proves it. The official unemployment rate remained steady at 8.3 percent, and 227,000 jobs were added. Just don't look at the number of long-term unemployed, or those without jobs for more than six months, that stayed the same at 5.4 million. Don't talk about the number of those working part time but wanting to work full time, at 8.1 million, which remained unchanged as well. Most importantly don't mention that the number of new entrants into the unemployment ranks rose sharply last month as we discussed in this past weekend's newsletter. If you are lucky enough to have a job, and particularly an hourly pay job, there was little change in hours worked per week and real disposable incomes continue to lag behind inflation. With oil and gasoline prices on the rise the noose around the household budget was just drawn a bit tighter.
While the recent employment report will most assuredly give the current Administration plenty to boast about the underlying trends are far more disturbing. The ongoing structural realities, the fact that many of the jobs that have been destroyed will never return, combined with the demographic shift make the headline number much less important compared with the emerging trends. Take a look at a recent Gallup Organization poll which polls weekly, rather than one week out of a month with BLS, in regards to the emerging trends of employment. The most recent poll update shows the trend of the percentage of unemployed rising. As you can see the Gallup survey tends to lead movements in the BLS poll by about 4 weeks or so. Therefore, it is highly likely that in the coming month as the massive seasonal adjustments in January and February fade out we will see the unemployment rate rise back towards 8.5%.
More importantly, the trends of the data, reveal the existence of a very large class of unemployed, underemployed, and employed but poorly paid workers. Gallup this month actually showed the pace of layoffs increasing in January, and its surveys reveal very little change in the past two years of unemployed and underemployed, with a peak of just over 20 percent in 2010 and declining only to 19.1 percent today. According to Gallup, the jobs situation was actually better at the end of 2010 than it is now.
One of the most important components to employment is wages. An economic system whose primary growth comes from bartenders, wait staff and store clerks is not the recipe required for long term economic growth and expansion.
The year over year trend in average hourly earnings is a testament to the shift of employment in recent years. The trend toward temporary hires continues to exert downward pressure on wages. While good in the short term for corporate profit margins - it is a long term economic anathema. Without incomes growing at a rate to offset inflationary pressures consumption is constrained. As we have seen in the recent releases of consumer credit - consumers are being forced to expand credit usage without increasing consumption.
The good news that is shared by all of the employment reports released as of late is that there has indeed been job creation. Unfortunately, for the average American, it is almost been entirely in lower-income jobs. According to the recent releases of the BLS employment report the fastest-growing sector of employment is "professional and business services." While this category sounds very impressive on the surface and brings visions of men and women with white button down shirts, dark blue business suits and "power lunches" - in reality it which includes temporary hires. In this month's BLS report 45,000 of those 227,000 hires, roughly 20%, fell into that temporary hire category. The next fastest growing category is "health-care services", mostly lower-paid jobs such as caretakers, aids, and assistants followed by the "leisure" category. Most of the jobs created in the "leisure" arena were in "food services and drinking places" and includes wait staff, bartenders and cooks.
As I stated above, an economic system whose primary growth comes from lower order jobs is hardly the recipe for long-term affluence and global preeminence. Don't get me wrong - all of these jobs are very necessary and they require hard work which is most respectable. That is not my point. What is important here is understanding the shift that has occurred and the impact on the future of the economy.
When it comes to investing in the markets expectations for a high return market in a low growth economy does not compute. While the market can remain detached from the underlying economic strength, especially when plied with enough liquidity to buy 1/3 of the entire world, the reality is that eventually the markets are a function of the economy and not vice-versa. However, this is not just an employment problem. It is also a demographic problem.
While analysts and economists are quick to point out that the aging baby boomers moving into retirement is the reason for the decline in the labor participation rate. The reality is twofold. First, many of the baby boomers retiring is no longer an option after two major market declines in the last decade that has destroyed a large chunk of their retirement capital. Furthermore, most individuals are heading into their retirement years sorely underfunded and working well into their "golden years" is not a choice but a requirement. Secondly, if the assumptions that 78 million baby boomers are indeed moving into retirement then the effect on the investing markets is much more dire than analysts and economists are giving homage to. Current expectations are that they market will continue to grow over time and investors should remain committed to long term investment portfolios. The chart above is the employment to population ratio of Japan compared to the Nikkei 500. Japan has been locked into the same scenario for the last 20 years that the U.S. faces today. As employment falls relative to the population there is less and less contribution to the financial system and more demand. This supply-demand inversion has led to not only lagging stock market but also declining economic prosperity.
Unfortunately, this effect is not just related to Japan. The chart shows the S&P 500 versus the employment to population ratio in the U.S. (the dotted lines are estimates for demographic shift in the economy) The rise and fall of the financial markets coincide with the adjustments to the level of employment in the economy. The lack of real employment relative to the population, as a whole, has a long term impact on the financial markets. If the economy remains at sub-par growth rates for an extended period the employment to population ratio will continue its decline. This will lead to more assets being taken out of the investment scheme in order to fund basic living requirements. This fact will be further compounded by the massive underfunding of pension schemes that are still banking on very high rates of return to shore up a decade of shortfalls. Eventually, the strain on the system over time will be reflected in the financial markets.
Much like Japan the battle in the future will be the effect of net withdrawals from the financial system. As more and more individuals move into retirement, either by choice or force, it will contribute to sustained higher levels of real unemployment. While the headlines are replete with messages of employment growth and a return of the economy - the real question should be the return of what type of economy? The structural shift of employment into lower income producing jobs doesn't bode well for a resumption of economic prosperity or a stock market that will embark on the next great secular bull market run.
For economists and mainstream analysts the trend of the data is far more important than the headlines. For investors it is critically important to understand the impact of a sustained decline in the employment to population ratio. This is the P/E ratio that we need to be watching in the future.
This post originally appeared on Street Talk Live.


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These dot painters are sort of gimmicky, I totally admit that. I mean, they only do one thing: they paint dots.
Hence the name dot painters, you know?
And even though I originally bought them (at Learning Treasures, during their big summer all-store sale) to use as a travel activity, specifically for our plane trip to California last summer, I noticed as I was packing for that trip that each painter holds over an ounce of LIQUID paint.
The dot painters got packed away in the present closet, instead, and revealed themselves again at Christmas.
For a one-trick pony, however, they are really fun. Willow and I spent an entire evening not long ago covering sheet after sheet of Bristol board (I really should start buying some stock in Strathmore):
My artwork is generally pretty pedestrian:But Will's always pops with energy:
I didn't introduce the concept of pointilism or anything while we were playing, but I'm sure that in the future, the first time anyone exposes her to Seurat, she'll be all, "Oh, that stuff. Dude, I was doing that ever since I was five years old!"

subset: commoncrawl


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We've been talking a fair bit about Chinese import devices of late, which fall into two categories. First there are the 'no name' devices which often share a pretty common set of internal components and vary wildly in build quality. In addition to these the big Chinese manufacturers such as Huawei and ZTE also have their own locally targetted devices, which are often very similar to the devices they ship in Europe, but with specifications tailored more to their home market. One such device is the ZTE V970, which at first looks appears pretty much identical to the ZTE Grand X that we reviewed previously. The V970 variant drops the Tegra2 internals for a more commonly seen (in China at least) MTK6577 dual core chipset and adds a SIM slot - yes, the V970 is another dual SIM device. In theory, it should take all the best bits of a big name manufacturer but with the intriguing characteristics of a Chinese market device and in the process be a great competitor for the Acer Gallant Duo. But does it live up to it's promise? Read on to find out!
Review Device
The review device is a full retail unit, purchased from this seller on AliExpress.
In The Box
In the box you'll find the device, battery, manual, USB cable, power adaptor (mine came with a UK adaptor also) and a set of very cheap, naff earphones. :)
Hardware - overview
The price might be low end, but the hardware is at the high end of the MTK device spectrum. The MTK6577 is the dual core iteration of the MTK6575, but, like it's single core brother, it is available in both 512MB RAM and 1GB RAM configurations. The ZTE V970 includes 1GB RAM.
The full specs..
- Android 4.0.4 Ice Cream Sandwich (4.1 TBC)
- MTK 6577 Dual Core CPU
- 4.3" IPS qHD (960 x 540) screen
- WCDMA: 900/2100MHz
- Dual SIM cards (1 GSM + 1 3G)
- 802.11 b/g/n WiFi
- Bluetooth 3.0
- 5 Megapixel camera with LED flash and 720P video recording
- Gravity Sensor, Proximity Sensor, Light Sensor
- 127.4 x 65 x 9.9mm
- 1600mAh battery
- microSD expansion
The key things that appeal to me about the V970 are the dual core CPU, 1GB RAM, microSD expansion, Dual SIMs and the 4.3" IPS screen. For the price, there's not a lot that can touch it - it seems to tick all the right boxes.
Hardware - around the device
Let's go on a tour of the device starting with the front.
When you look at the front of the device you immediately suspect that this wasn't originally designed with ICS guidelines in mind. The bottom of the device has four white backlit capacitive keys - menu, home, back and search. Not a bad arrangement (I do like the search key), but it's somewhat opposed to what is recommended by Google and the path taken by most manufacturers now. Above the buttons sits the 4.3" qHD screen, topped by the light / proximity sensors, the green / red notification LED and the speaker. There's no ZTE branding on the front at all and no front facing camera, which makes for a super-clean appearance. The device is very rounded in each of it's corners and on it's edges, creating a shape that's quite comfortable to hold. Unlike it's Tegra2 cousin, the V970 has a shiny silver trim running right around the deivce which lends a sophisticated feel to this budget offering.
The whole of the front device is shiny and on both the Euro Grand X and the Acer Gallant Duo I highlighted that fingerprints were a real problem. I expected the same with the V970 and again it does tend to attract them, although I found it less of an issue, maybe because of the brighter screen.
The back of the device, which is removable in it's entirety, is textured black plastic. Up top, offset to the left sits the 5 Megapixel camera (which protrudes a few mm) and single LED flash, a silver ZTE logo is in the centre with what appear to be two speaker holes further down. In reality, only one has a speaker behind it. The 'bumpy' texture on the back of the device actually makes it quite pleasant to hold and the device is very slightly fatter at the bottom, almost EXACTLY like a Nexus S / Galaxy Nexus. Some clear inspiration here. Under the cover you'll find the two full size SIM slots, a microSD slot and the removable battery.
The left hand side of the device has a chrome effect volume rocker and the 'upside down' microUSB port (not my preferred place for the microUSB, they really should be on the bottom). The right hand side of the device has no buttons / ports. The top of the device has the 3.5mm headphone port and power button. The bottom of the device has the microphone hole.
How does it feel? It feels good. The all black front, polished edges and textured back put it head and shoulders above ZTE's other budget offerings. There's no real flex on the 'twist test', the buttons press with a reassuring click and it just feels solid.
The great unknown with these Chinese devices is the software - it seems to vary pretty significantly depending on where you buy the device... sometimes you get the Chinese ROM, sometimes you get a hacked together ROM with Google bits and sometimes you get a custom ROM. My ZTE V970 arrived with the original Chinese ROM, which is a good thing I think.
There's not a lot of point talking about the software that's bundled on the device, as chances are you'll disable or uninstall pretty much all of it. As you'd expect, none of the Google suite (Play Store etc.) is included, instead being replaced by Chinese equivalents giving a somewhat confusing set of apps for Western eyes. So that's the 'bad' news (ish)... the good news is that within 5 minutes of the device arriving i'd rooted, put the Play Store on there and I was away! This is also easily achieved using a custom ROM - XDA developer 'bgcngm' has a very nice looking version already available.
So if the software suite itself isn't worth talking about, what about the general OS build? It's a very stock ICS build really. The lock screen is slightly different with a press-to-unlock versus a swipe-to-unlock, there are various changes throughout for Dual SIM support which we'll come to later, but those changes aside it is as I say virtually stock. Which we like, a lot. :)
In Use
When you take the device out of the box and power it up, you're first greeted by the China Unicom splash screen (and sound), at which point you'll notice the bright screen which belies it's bargain pricepoint. On the Gallant Duo the screen, also qHD, was particularly disappointing - no such problem here.
With all of the Google bits missing, there's no setup wizard - on first boot you arrive straight away at the home screen. You'll be prompted to configure your Dual SIM setup before you do anything else.
Predictably, the device booted into Chinese - but changing it to English is dead easy if you have a basic understanding of where things live in Android. Both Chinese and English are officially supported, other languages may be available by using the 'MoreLocales' utility.
As soon as you start using the device, you'll be very pleasantly surprised at the sensitivity of the touchscreen. The very lightest of touches are registered, again something that can be an achilles heel on low end handsets.
The default home screen layout is pretty interesting - it has a 'HTC Sense' style time and weather widget, a search bar up top and shortcuts to the various (Chinese) applications. The interesting part for me is that out of the box, a Live Wallpaper is configured - a good looking forest scene with toadstools, fluttering butterflies etc. Now, Live Wallpapers are notoriously graphical-power hungry and I was immediately very pleased to see that panning around the home screens was super smooth, even with the 3D Live Wallpaper selected. The Live Wallpaper also serves to demonstrate exactly how bright and clear the screen is - the colours look fantastic and the screen is crisp and sharp. The lighting across the screen is a little uneven when compared to the best IPS panels but again, at the price, it's very impressive.
[lightboxhttp://content.modaco.net/dropzone/v970sslockscreen.png][/lightbox] [lightbox http://content.modaco.net/dropzone/v970ssfirsthome.png][/lightbox] [lightbox http://content.modaco.net/dropzone/v970sshomeclean.png] [lightbox http://content.modaco.net/dropzone/v970sslauncherclean.png][/lightbox][/lightbox] [lightbox http://content.modaco.net/dropzone/v970ssprofiles.png][/lightbox] [lightbox http://content.modaco.net/dropzone/v970ssprofilesadd.png][/lightbox]
Dragging down the notification bar reveals the standard MTK '3 page' enhancements - these add brightness, timeout and auto rotation toggles on page 1, WiFi, Bluetooth GPS, Data Connection and Airplane Mode toggles on page 2 and General, Silent, Meeting and Outdoor profile toggles on Page 3. All good additions. The profiles can be configured in the Settings app... this MTK6577 device seems to offer enhanced profile customisability compared the MTK6575 devices i've used previously. The toggles can be turned off if you choose.
In the top bar you'll see two signal indicators of course, showing both signal strength and the type of connectivity for each SIM at the time. The actual colour of each of the indicators is customisable, a nice touch.
The internal 4GB storage is partitioned rather strangely... 500MB is assigned to /data and the rest is assigned to an 'internal SD card'. When a real SD card is inserted it would be nice to assigned the whole 4GB to /data, but this isn't possible without some custom ROM hackery.
[lightboxhttp://content.modaco.net/dropzone/v970sstoggles1.png][/lightbox] [lightbox http://content.modaco.net/dropzone/v970sstoggles2.png][/lightbox] [lightbox http://content.modaco.net/dropzone/v970sstoggles3.png][/lightbox] [lightbox http://content.modaco.net/dropzone/v970ssstorage.png][/lightbox]
The device's GPS is very effective and seemed to get a decent fix quickly, the GPS also includes 'EPO Assistance', acquiring ephemeris data via data download to help speed the first fix.
Text input is provided both by the standard Android keyboard and via the TouchPal keyboard, which is frequently found on Chinese devices due to it's excellence for inputting text in Chinese. It's actually not an awful keyboard in English either, but it's not up to the standard of applications such as SwiftKey for instance. It does include it's own implemention of 'swipe input' too.
One rather cool feature, again common to most MTK phones, is the ability to schedule the phone to turn itself on and off. Handy if you want to save battery / silence the phone completely overnight. A very unusual feature inclusion that harks back to the old feature phone days!
[lightboxhttp://content.modaco.net/dropzone/v970sslocation.png][/lightbox] [lightbox http://content.modaco.net/dropzone/v970sslocationepo.png][/lightbox] [lightbox http://content.modaco.net/dropzone/v970sslocationepo2.png][/lightbox] [lightbox http://content.modaco.net/dropzone/v970sskeyboards.png][/lightbox] [lightbox http://content.modaco.net/dropzone/v970sspoweronoff.png][/lightbox]
Overall the software build is a very good, solid starting point. You'll want to either flash a custom ROM or add in the Play Store, but the odd typo aside, the base is very good. Speedy, stable and as fully featured as you'd want without becoming out of touch with it's stock ICS roots. Although a lot of Chinese software is pre-installed, most of it appears to be in the data partition... i.e. you can just 'uninstall' most of it completely from Settings. If only you could do that with carrier bloat on other devices! I was able to uninstall no less than 21 of the preinstalled apps, leaving only a handful remaining, ALL of which could be disabled without resorting to rooting / Titanium Backup etc.
[lightboxhttp://content.modaco.net/dropzone/v970ssdisabledapps.png][/lightbox] [lightbox http://content.modaco.net/dropzone/v970ssdisabledapps2.png][/lightbox] [lightbox http://content.modaco.net/dropzone/v970ssabout.png] [lightbox http://content.modaco.net/dropzone/v970ssupdatestypo.png][/lightbox][/lightbox]
I found the reception on the device to be very good on both SIMs, as well as on WiFi... calls were clear and of sufficient volume. The inbuilt speaker is relatively loud but typically not of great quality. In my reviews I often lament the lack of FM radio, but the V970 DOES have one. +1 point. :)
Interestingly, the V970 doesn't exactly blitz the benchmarks... but feels a lot smoother in use than the numbers might suggest. Of course, benchmarks don't always count for much... but i've included a selection below for your pleasure. :D
[lightboxhttp://content.modaco.net/dropzone/v970ssbenchquadrant.png][/lightbox] [lightbox http://content.modaco.net/dropzone/v970ssbenchantutu.png][/lightbox] [lightbox http://content.modaco.net/dropzone/v970ssbenchlinpack.png][/lightbox] [lightbox http://content.modaco.net/dropzone/v970ssbenchcf1.png][/lightbox] [lightbox http://content.modaco.net/dropzone/v970ssbenchcf2.png][/lightbox]
Dual SIM
One of the big selling points of the V970 compared to it's European rivals is the fact that it supports dual SIM. Let me say straight off the bat that, as on the Acer Gallant Duo, the implementation is BRILLIANT. It's nigh on perfect.
The device has two SIM slots of course, but on some devices that means that it's a case of 'switching between two SIMs with only one active at a time'. Not here. Both SIMs are active at the same time! Only one of the connections can be on 3G (I assume there's a secondary radio in the device which is 2G only), probably the one you're using for the data connection, but in reality that isn't limiting at all. Having both active means that you can receive calls, SMS etc. on either line at any time. This is good.
What about outgoing calls, SMS or data? The 'SIM management' utility lets you choose whether you are prompted when placing a call / sending a SMS to select which line to use or alternatively whether a default should be used. The utility also allows you to specify which card should be used for the data connection. Fantastically, it also allows you to associate specific contacts with specific SIMs, so calls to work colleagues could automatically go out on the work line. Excellent!
If you currently have to carry a personal phone and a work phone, the Dual SIM implementation could be the answer to your prayers.
[lightboxhttp://content.modaco.net/dropzone/v970ssnewsim.png][/lightbox] [lightbox http://content.modaco.net/dropzone/v970ssdataconnection.png][/lightbox] [lightbox http://content.modaco.net/dropzone/v970ssenable3g.png][/lightbox] [lightbox http://content.modaco.net/dropzone/v970sssimcolor.png][/lightbox] [lightbox http://content.modaco.net/dropzone/v970sssiminfo.png][/lightbox] [lightbox http://content.modaco.net/dropzone/v970sssimmanage.png][/lightbox] [lightbox http://content.modaco.net/dropzone/v970ssaddcontacts.png][/lightbox]
The camera in the device is a 5 Megapixel item using a stock ICS style camera app with a wealth of additional features. The MTK tweaks add additional scene modes, colour effects, HDR mode, a variety of 'scenes' and a very weird multi-angle mode.
The camera really is a typical low to mid tier phone camera. It's not awful, but it's not very good either. It actually does focus and take pictures quicker than some devices i've used, but pictures do look a bit washed out. The V970 is definitely not a photographer's phone... it's firmly on the side of adequate. :)
Video can be recorded in 720P resolution 30 FPS, with a number of configurable options such as EIS and the ability to toggle focus mode between continuous / infinity.
Battery Life
The V970 features a 1600mAh battery and so exceptional battery life should not be expected. And exceptional battery life is not delivered. Running dual SIMs I could get through a full day of use (just about), with notable additional stamina if one of the SIMs was either disabled or not present. This is what i'd expect from this sort of device so I was neither pleasantly surprised nor disappointed. You shouldn't have to head for a charger during the day unless you are the heaviest of users.
Rooting and Hacking
As a MTK6577 based device, the V970 was always likely to be very hackable and i'm pleased to say... it is! The bootloader is unlocked, as previously mentioned a custom ROM is already available and the phone is great for modders. MTK devices have a very low level flash tool that means it's almost impossible to brick the device, which is always reassuring!
Pricing and Availability
From the aforementioned AliExpress seller, the V970 comes in at $218.41 including DHL delivery. This converts to £135.67. You may well end up with some small custom fees on top of that, but even so, you're not really likely to pay more than the cost of a (technically inferior) Gallant Duo.
The ZTE V970 is a fantastic little handset at an excellent price. It combines solid build quality with desirable internals (particularly for those looking for a Dual SIM solution) and a software build that, while at first glance contains a lot of Chinese bloat, allows the user to remove this completely leaving a speedy, solid base that, with Google Play enabled, is perfectly usable for those of us more used to the full-fat Google experience.
Buying a device from China always has two main worries - the situation with warranty claims should something go wrong, and the uncertainty regarding future updates. Arguably the former becomes less of an issue when the device is cheaper and the latter really is an unknown for many big name brands too... but they're things to bear in mind.
I really like the device. As well as being wonderful value in itself, it bodes well for the next generation of MTK devices. Quad core and even Hex core chipsets aren't that far away - we could see low end, bargain devices really offering performance that is on par with the best from the big brands. They'd better watch out.
Pros and Cons
- Price
- Dual core CPU
- Great Dual SIM implementation
- Very sensitive touch
- Crisp, bright screen
- Speed, solid software build
[*]Potentially difficult warranty claims
[*]Unknown future upgrade plans
[*]Slightly backlighting on screen
[*]Google Play store not preinstalled
Have your say
Do you have an ZTE V970? Do you agree / disagree with my review? Post below!
- Price


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Blame Disney for your kid's poor test scores.
The giant entertainment conglomerate Friday said it will offer refunds on its "Baby Einstein" serious of videos, conceding in a lawsuit that the video exercises didn't increase infants' intelligence despite claims it would.
Lawyers threatened Disney last year that it would sue unless Disney offered a full refund -- $15.99 per video -- to customers who wished to cash in on their "Baby Einstein" stash, the New York Times reported Friday.
U.S. & World
Customers can get a discount coupon, exchange the video for a different title, or get the cash back if they redeem the refund until March 10.
"Baby Einstein" owns about 90 percent of the baby media market and its products in about $200 million in profits per year, according to the Times. About one-third of all American babies had at least one video from the chain.
Disney removed the label "educational" from the videos' marketing in 2006, giving in to public interest groups who appealed the Federal Trade Commission about the lack of results from the videos.
Disney's lawyers wouldn't dish about the decision.


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Sandra Bullock walked away with a host of accolades over the weekend as she reentered public life following her estranged husband, Jesse James', infidelity scandal — and now her career appears to be back on track too.
Access Hollywood has learned that Sandra is attached to "Most Wanted," an upcoming action film, which will pair her up again with her "The Proposal" co-star, Ryan Reynolds.
VIEW THE PHOTOS: Sandra Bullock: America's Leading Rom-Com Queen
U.S. & World
According to The Hollywood Reporter, the film would star Sandra as a woman on the run with an agent who is looking after her. Ryan would play the agent.
Universal Pictures acquired the pitch for the film from writer Pete Chiarelli, who also penned "The Proposal," a rep at the studio told Access. Another "Proposal" vet, Anne Fletcher, is in talks to direct the stars again.
VIEW THE PHOTOS: Angelina! Cameron! Jen! Smokin' Hot Ladies Of The Big Screen
The project will be produced by Mandeville Films' Todd Lieberman and David Hoberman. Additionally, Ryan and Jonathon Komack-Martin will executive produce the project through their Dark Trick Films banner.
Although most recently she scored an Oscar for her work in "The Blind Side," and has been known as a romantic comedy vet over the years, Sandra has been in a host of popular action films including her breakout project – "Speed" opposite Keanu Reeves in 1994.
Copyright 2010 by NBC Universal, Inc. All rights reserved.
This material may not be published, broadcast, rewritten or redistributed.
VIEW THE PHOTOS: Ryan Reynolds: 'Van Wilder' to 'Deadpool'
Related Content from AccessHollywood.com:
VIEW THE PHOTOS: Sandra Bullock Fashion Flashback
PLAY IT NOW: 2010 SAG Awards: Sandra Bullock 'Betty [White] And I Are Like Gangsta'
PLAY IT NOW: T.G.I.F. - Is There Peace In The Gosselin Household?
More from Access: [ Sandra Bullock Ryan Reynolds Movies ]


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Relationships with
Photo Credit: Anna Wintour's picture is courtesy of ModelLaunch. Photographic illustrations of Anna Wintour are copyright © by their respective holders. The images are published with permission or as allowed by the copyright law's fair use or quotation provisions. If any copyright holder objects to an image being included, please notify us and it will be removed immediately.
Disclaimer: This information about Anna Wintour is derived from astrological interpretation of Anna Wintour's date, time, and place of birth.


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Ya Thought Jamaica Was Wallin: Guy Trys To Lick Some Girl's B00ty Hole In A Club!
One of our viewers sent us this hot mess clip. They report "caught sum crazy shit in back of da club!! "
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Editor's note: During National Consumer Protection Week, OIC is offering tips to help protect insurance consumers in Washington.
Today, we are sharing tips with Washington insurance consumers based on questions and complaints we've received over the years. These tips are general and are intended to help you avoid common insurance pitfalls.
- If you are having a problem with your insurance company or agent that you can't get resolved, we recommend that you call us about it as soon as you are having the problem. We do get calls from people who wait years (yes, years) before they call us. By that time, it's very hard to untangle the issues. We will try, but it's significantly more difficult. Contact us at 1-800-562-6900 or on our website. The sooner you contact us, the sooner we can determine how we might be able to help.
- Do an annual review of your policies and what possessions you are covering. A lot can happen in 12 months—did you remodel your home? Buy a car? Sell a car? Buy a boat? Have a birthday? Any of these things could affect your insurance premium. For homeowner or renter insurance policies, the National Association of Insurance Commissioners (NAIC) has a home inventory checklist available as a PDF or as an app.
- Many people have their auto and home policies with the same insurer. However, many do not. If you change address or have any other issue that might involve both policies, be sure to contact both insurers to discuss your situation and make any needed changes to policies.
It's important to be an informed consumer, and we are here to help. OIC's website has a wealth of information about auto, home, health and life insurance for Washington consumers at www.insurance.wa.gov. Our consumer site is tablet- and mobile-friendly.


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Family and friends of Stephen Ponder — a partner with Van Houten, Ponder & Hahl -- shared their favorite stories at his memorial.
DAYTONA BEACH — Often when people fill the Daytona 500 Club at Daytona International Speedway, it's to celebrate NASCAR, but the few hundred people who came to the club Friday evening were there to celebrate the life of a New Smyrna Beach man who often wore ties so bright they could be mistaken for distress signals.
Stephen Ponder, 53 — a local attorney and partner with Van Houten, Ponder & Hahl, P.A. — died Sunday after suffering a heart attack while in a hot tub at his home.
Family and friends of Ponder and his family shared some of their favorite stories during a memorial at the Daytona 500 Club.
Terry Perkins, chief judge of the 7th Judicial Circuit, said Ponder didn't start out with such a strong fondness for colorful ties.
Many years ago, a judge, whom Perkins wouldn't name, required the lawyers who entered his courtroom to wear ties, and just in case they forgot, the judge kept a stash of "anti-fashion" ties for them to choose from, Perkins said.
One day Ponder wound up having to wear one of the gaudy ties, and when he won his case, those bright ties became to Ponder what a special glove or ball is to an athlete.
Ponder also was known to talk to everyone no matter where he was. It wasn't unusual for the shuffleboard player to turn what should be a 10-minute trip to Wal-Mart into an hourlong event.
Tremayne Waddy, boyfriend to Ponder's daughter, Carling Ponder, 25, said he would try to set a limit with Stephen Ponder on how many people he was allowed to talk to once inside the store, but as Waddy watched Ponder begin to push the cart through the store, he knew the conversation about limits was pointless.
"You can tell he's just scanning for people to talk to," Waddy said.
Waddy, after getting choked up, joked that Ponder would probably tell him to stop crying.
"He's really been a father to me, and I just appreciate him so much," Waddy said.
Morgan Woessner, 27, said everything her father did, he did it to the best of his ability, including wearing a kilt to the Central Florida Scottish Highland Games in 2013.
Steve McDonald, who attended law school at Florida State University with Ponder in the early '80s, said Ponder did everything "whole hog," including law school.
He said Ponder was the kid who sat at the front of the classroom and always raised his hand first.
"That did not seem like a good strategy to me," McDonald said, "but I sat with him anyway."
McDonald said he knew when Ponder met Linda, the woman Ponder would marry, it was a perfect match because Linda Ponder's penchant for living life to the fullest may have exceeded that of Stephen Ponder.
McDonald urged everyone to try and live the way his friend did.
"Embrace your inner Ponder," McDonald said. "Ask yourself, what would Ponder do?"


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RMS Beauty
Lip2cheek - Beloved
Aptly named 'Beloved', RMS Beauty's poppy-red tint will become the cornerstone of your beauty routine. Fully organic and formulated with high-pigment mineral color, this flattering shade can be worn on your cheeks for a natural flush, or applied to your lips for a soft rosy pout.
- True red with a slight poppy tone
- Certified organic
- free from gluten, GMO, soy and nanoparticles
- Formulated with rejuvenating Rose Hip Oil and hydrating Coconut Oil
Instructions for use:
- Use your finger or a brush to lightly dab color onto lips or cheeks, then blend for a seamless finish
- Apply additional layers for a rich, stain-like effect
- 4.25g/ 0.15oz.
Ingredients: *Cocos Nucifera (Coconut) Oil, *Ricinus Communis (Castor) Seed Oil, *Cera Alba (Beeswax), *Butyrospermum Parkii (Shea Butter) Fruit, *Simmondsia Chinensis (Jojoba) Seed Oil, *Theobroma Cacao (Cocoa) Seed Butter, *Argania Spinosa (Argan) Oil, Tocopherol (Non-GMO), Helianthus Annus (Sunflower) Seed Oil, Propolis Extract, Centella Asiatica Extract, *Rosmarinus Officinalis (Rosemary) Extract, And May Contain: [+/-Titanium Dioxide CI 77891, Mica CI 77019, Iron Oxide CI 77491, CI 77492, Red 30 CI 73360, Red 6 Lake CI 15850] *Certified Organic
Returns or Exchanges
Try your purchase on in the comfort of your own home and let us know straightaway if you'd like a different size or a refund and we'll collect from your home, work or an alternative address.
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text:
Cambridge University Press
Cambridge University Press advances learning, knowledge and research worldwide. They've been leading the future of publishing since 1584. Their website, built with concrete5, is a vast wealth of resources and enables purchasing of titles out of their immense publication collection. It's a multilingual site that auto-detects your location and serves content specific to your locale.
Serena Software
Serving over 2,500 active customers, this enterprise site features multilingual content, a comprehensive press room and countless product videos.
Mini UK
Immerse yourself in the world of Mini. Configure your own custom Mini, calculate financing, browse or submit customer photos and videos, and more.
Red Bull BC One
Bringing together social feeds, news, videos, and an interactive timeline, Red Bull has captured the energy of this legendary dance competition.
Vancouver Aquarium
A stunning design with a background photo based theme. Third-party CRM integration, multiple payment gateways, and custom packages power this site.
Switzerland Government
A public service information portal where administrators can update and prioritize content based on public demand. It's responsive, multilingual, and accessible.
Philippines Airlines
One of Asia's premier carriers, they serve over 58 foreign cities and domestic points. Their site features online booking, flight schedules, cargo tracking, special offers and more.
Community-Driven Showcase
View our community organized showcase of concrete5 sites that our members have kindly submitted.
Submit your Website
Have you finished a website using concrete5? Proudly submit it to our community showcase and enjoy an additional 200 karma points.


text:
Sunday, February 22, 2009
More Punisher Sketches
You may remember these studies from Amazing Spider-Man #577. I had previously posted a selection of them, but never the entire collection together. The purpose was to find my natural inking style, so I just let myself go. What resulted was a new style that is probably more "me" than my painted work — something that my friends were all quick to point out.
That issue also changed the way I work in another sense. In my painted work, every page is carefully planned with preliminary sketches and color studies. I began this project in the same way, but realized quickly that I could get away with less preparatory work. Pictured here are the only layouts I did for the issue, each 4" x 6" in pencil. For the remainder of the issue, I did very rough thumbnails directly on the script, then jumped right into penciling. You can see some of the finished pages at Splash Page Art.
4 comments:
Wow, you've very informed layouts. Interesting.ReplyDelete
I hope you don't mind me saying so, but i actually much prefer your inked work to your painted work. I just prefer an ink-line myself, but there seems to be more character in the work you ink rather than paint. Maybe because you're not labouring over the pages as much.
You Spidey/Wolvie story looked fantastic and would be my favourite work of uours to date. Colours were great too.
Okay, i've ranted on enough now.
Hey, we met at comic-con and you signed my 577. The way you draw Punisher is right up there with John Buscema. You just make him look like such a tired, angry, jerk which is how i envision the character. This is really cool to see.ReplyDelete
top notch work! thx for sharing!ReplyDelete
Yeah I've noticed that sometimes too much preparation work can slow down the overall story. I tend to try and give myself a few layouts per page but have noticed that usually my first layout tends to be my best. Lately I've been doing the same thing by drawing directly on the board and usually only laying out the more complicated scenes. It's just a faster way of working and usually adds more energy to the pages themselves. I know of other artists who always throw out their first layout and continue to spend too much time reworking a layout that they probably got right the first time.ReplyDelete


text:
September 09, 2010 - Lucca (Italy)
Eurotech upgrades to Tagetik 3.0 Enabled by Microsoft SharePoint
Consolidation and reporting solution seamlessly integrates with Microsoft Business Intelligence technology
Tagetik, a global provider of enterprise software solutions for Performance Management, Governance, Risk & Compliance and Business Intelligence, today announced that Eurotech has upgraded to Tagetik 3.0 Enabled by Microsoft SharePoint. Eurotech, a leading international manufacturer of Nano PCs and high-performance computers, uses the solution for statutory and management consolidation and corporate reporting. The company has been a Tagetik customer since 2006.
"We decided to leverage the new features in Tagetik 3.0 Enabled by Microsoft SharePoint to eliminate external spreadsheets and further simplify consolidation and quarterly statutory reporting while improving the integration with our other Microsoft Business Intelligence tools," explains Sandro Barazza, Chief Financial Officer at Eurotech. "We have been able to unify our entire consolidation and reporting processes – from collecting and adjusting data to making intercompany reconciliations and financial reports – within a single solution. In addition, we can now produce integrated corporate reporting, by collecting annual budgets, quarterly forecasts as well as weekly and monthly actual data on sales, orders, assets and KPIs for the individual companies in our group."
"Our ability to innovatively respond to customer demands has enabled us to deliver a new vision of Business Intelligence and Performance Management," adds Manuel Vellutini, Chief Operating Officer (COO) at Tagetik. "Instead of using highly complex, standalone tools, companies can now deploy a single platform that integrates financial and operational processes with collaborative decision-making features to make business information more accessible to everyone."
Eurotech, which already uses Microsoft technology, can now produce reports with Microsoft SQL Server Reporting Services and Analysis Services starting from actual and budget data directly stored in Tagetik 3.0. And users throughout the group can quickly access and share business information via Microsoft SharePoint Server. "As a result, the benefits of this solution extend far beyond finance to support operational decision-making in sales and other departments," concludes Vellutini.
About Eurotech
Eurotech (www.eurotech.com), an international manufacturer listed on Milan Stock Exchange (ETH.MI), implements cutting-edge technologies to define and penetrate new and emerging markets, breaking traditional barriers through innovation. With this vision in mind, Eurotech has focused its research and development on key high-growth sectors like pervasive computing to create innovative, integrated solutions (including software, hardware, middleware and support services) that offer the flexibility and scalability needed to capture new market opportunities. This spirit of innovation and standard of excellence have made Eurotech a leader in the field of high technology for computer miniaturization in a just a few years. The company, founded in 1992 and based in Amaro, Italy, has offices in the United States, Europe and Southeast Asia.
Request a Demo
Our personalized demo allows you to speak directly with a senior solution specialist and discover the key functionalities of CCH Tagetik.
Would you love to know more about CCH Tagetik?
For more information, please complete the form and a member of our team will reach out to you shortly!


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Used 2019 Nissan Sentra SV FWD in Carson City, NV
- Lower Taxes
- Faster Service
- Hassle Free Price
- $14,777
Vehicle Details
|Stock #
|Exterior Color
|Brilliant Silver Metallic
|Interior Color
|Gas Mileage
|City:29 Hwy:37
|1.8L 4-Cylinder DOHC 16V
|CVT with Xtronic
Currently Viewing
Used 2019 Nissan Sentra SV FWD
- Lower Taxes
- Faster Service
- Hassle Free Price
- $14,777
2019 Nissan Sentra SV Brilliant Silver Metallic 1.8L 4-Cylinder DOHC 16V FWD CVT with Xtronic! Sale price is after $450.00 after rebate for financing through NMAC
Nissan Certified Pre-Owned Certified, 4D Sedan, 1.8L 4-Cylinder DOHC 16V, CVT with Xtronic, FWD, Brilliant Silver Metallic, charcoal Cloth, 16" Aluminum Alloy Wheels, 6 Speakers, 6-Speaker Audio System, 6-Way Adjustable Driver's Seat, ABS brakes, Air Conditioning, AM/FM radio: SiriusXM, Automatic temperature control, Brake assist, Bumpers: body-color, Delay-off headlights, Driver door bin, Driver vanity mirror, Dual front impact airbags, Dual front side impact airbags, Electronic Stability Control, Exterior Parking Camera Rear, Front anti-roll bar, Front Bucket Seats, Front Center Armrest, Front dual zone A/C, Front reading lights, Front wheel independent suspension, Fully automatic headlights, Illuminated entry, Low tire pressure warning, Occupant sensing airbag, Outside temperature display, Overhead airbag, Overhead console, Panic alarm, Passenger door bin, Passenger vanity mirror, Power door mirrors, Power steering, Power windows, Premium Cloth Seat Trim, Radio data system, Radio: AM/FM/Aux-In Audio System, Rear anti-roll bar, Rear seat center armrest, Rear window defroster, Remote keyless entry, Security system, Speed control, Speed-sensing steering, Split folding rear seat, Steering wheel mounted audio controls, Tachometer, Telescoping steering wheel, Tilt steering wheel, Traction control, Trip computer, Variably intermittent wipers, 4D Sedan, 1.8L 4-Cylinder DOHC 16V, CVT with Xtronic, FWD, Brilliant Silver Metallic, charcoal Cloth.
Certified. Nissan Certified Pre-Owned Details:
* 167 Point Inspection
* Roadside Assistance
* Transferable Warranty
* Warranty Deductible: $100
* Vehicle History
* Limited Warranty: 84 Month/100,000 Mile (whichever comes first) from original in-service date
* Includes Car Rental and Trip Interruption Reimbursement
Recent Arrival! 29/37 City/Highway MPG
Additional Vehicle Information
- Features
- Specs
- Safety
- Technology
- Mechanical
- Exterior
- Interior
- Comfort
|Rearview monitor
|in dash
|Autonomous braking
|Automatic emergency braking
|Child safety door locks
|Child seat anchors
|LATCH system
|Hood buckling creases
|Energy absorbing steering column
|Body side reinforcements
|side impact door beams
|Emergency interior trunk release
|Camera system
|Impact absorbing bumpers
|Crumple zones
|front, rear
|Airbag deactivation
|occupant sensing passenger
|Side airbags
|Front airbags
|Side curtain airbags
|front, rear
|Side-curtain airbag rollover sensor
|Power door locks
|anti-lockout, auto-locking
|Anti-theft system
|engine immobilizer, alarm with remote
|2-stage unlocking doors
|Side mirror adjustments
|power, manual folding
Audio System
|voice operated, touch screen display, AM/FM
|Auxiliary audio input
|Bluetooth, jack, USB, iPod/iPhone
|Internet radio app
|Pandora, iHeartRadio
|Antenna type
|diversity, element
|Total speakers
|Radio data system
|Speed sensitive volume control
|Satellite radio
|Electronic messaging assistance
|with read function, voice operated
|Satellite communications
|voice guided directions
|Wireless data link
|hands free
|Real time traffic
In Car Entertainment
|Connected in-car apps
|Facebook, Twitter, SiriusXM Travel Link, Google POIs, SiriusXM Weather, SiriusXM Movie Listing, SiriusXM Stocks, sports, Google search
|NissanConnect, Apple CarPlay ready, Android Auto ready
|Infotainment screen size
|7 in.
|Instrument cluster screen size
|5 in.
|Trip computer
|Electroluminescent instrumentation
|Driver information system
|Digital odometer
|External temperature display
|Warnings and reminders
|lamp failure, low fuel, engine oil, coolant, tire fill alert
|Multi-function display
|Fuel economy display
|MPG, range
|Trip odometer
|Drive mode selector
|Axle ratio
|Rear brake type
|Front brake width
|Rear brake diameter
|Front brake diameter
|Front brake type
|ventilated disc
|Braking assist
|Electronic brakeforce distribution
|Power brakes
|Cornering brake control
|Front suspension classification
|Rear suspension classification
|Front struts
|Rear suspension type
|torsion beam
|Rear spring type
|Front spring type
|Front suspension type
|lower control arms
|Front stabilizer bar
|diameter 22 mm
|Rear stabilizer bar
|diameter 25 mm
|Rear shock type
|twin-tube gas
|Front shock type
|twin-tube gas
Stability and Traction
|Stability control
|Traction control
|110 amps
|Battery saver
Tires and Rims
|aluminum alloy
|Spare tire size
|Tire type
|all season
|Spare tire mount location
|Spare wheel type
|Tire Pressure Monitoring System
|Daytime running lights
|Exterior entry lights
|puddle lamps
|auto delay off, auto on/off, halogen
|Window defogger
|Front wipers
|variable intermittent
|Power windows
|safety reverse, remotely operated
Exterior Features
|Front bumper color
|Door handle color
|Mirror color
|Grille color
|black, chrome accents
|Rear bumper color
|Window trim
|Driver seat manual adjustments
|height, 6, reclining
|Rear headrests
|2, adjustable
|Passenger seat manual adjustments
|4, reclining
|Rear seat folding
|Front headrests
|2, adjustable
|Front seat type
|premium cloth
|Rear seat type
|60-40 split bench
|Seatbelt pretensioners
|Seatbelt force limiters
|Emergency locking retractors
|rear, front
|Seatbelt warning sensor
|Rear seatbelts
|Front seatbelts
|Turns lock-to-lock
|Steering ratio
Convenience Features
|front, rear
|Steering wheel
|tilt and telescopic
|One-touch windows
|Reading lights
|Power steering
|Cargo area light
|Cruise control
|Retained accessory power
|Multi-function remote
|panic alarm, proximity entry system, trunk release
|Power windows
|lockout button
|Steering wheel mounted controls
|audio, cruise control, phone
|Rearview mirror
|manual day/night
|Vanity mirrors
|Power outlet(s)
|two 12V
|Push-button start
|Assist handle
|rear, front
|Center console
|front console with armrest and storage
|front seatback, door pockets, in seat cushion
Air Conditioning
|Front air conditioning
|automatic climate control
|Front air conditioning zones
|Air filtration
Comfort Features
|Shift knob trim
|leather, alloy
|rear center folding with storage, rear center with cupholders
|Steering wheel trim
|Interior accents
|Floor material
Drive Type
|Drive Type
|Standard Seating
|Max Seating
|Head Room (front)
|39.4 in
|Head Room (rear)
|36.7 in
|Hip Room (front)
|50.9 in
|Hip Room (rear)
|50.1 in
|Shoulder Room (front)
|54.7 in
|Shoulder Room (rear)
|53.9 in
|Leg Room (front)
|42.5 in
|Leg Room (rear)
|37.4 in
|Seating Rows
Measurements of Size & Shape
|182.1 in
|69.3 in
|Width (without mirrors)
|69.3 in
|58.9 in
|106.3 in
|Ground Clearance
|6.4 in
|Track Width (front)
|60.2 in
|Track Width (rear)
|60.2 in
Measurements of Weight
|Gross Vehicle Weight Rating
|3876 lbs
|Gross Vehicle Weight Range
|3001-4000 lbs
|Curb Weight
|2895 lbs
Truck Specifications
|Max Payload
|981 lbs
Interior Dimensions
|Cargo Volume
|15.1 cu ft
|Passenger Volume
|95.9 cu ft
Performance Specifications
|Aerodynamic Drag
|0.29 Cd
|Turning Circle
|34.8 ft
Fuel Tanks
|Fuel Capacity
|13.2 Gallons
Wheels and Tires
|Front Tire Type
|Front Wheel Diameter
|16.0 x 6.5 in
|Rear Tire Type
|Rear Wheel Diameter
|16.0 x 6.5 in
Crash-Test Ratings
2019 Nissan Sentra 4 DR FWD
|Front Crash Overall
|Front Crash Driver
|Front Crash Passenger
|Side Crash Overall
|Side Barrier Overall
|Side Barrier Driver
|Side Barrier Passenger
|Side Pole Driver
|Side Combined Front
|Side Combined Rear
Green Score
EPA Green Score
( California LEV-III SULEV30
EPA and California-required standards. The names refer to tables of numerical limits for the various air pollutants allowed by the standards.
|Fuel Type
Air Pollution Score ?
The Air Pollution Score is based on the government emission standards for which the vehicle was certified to comply with and reflects vehicle tailpipe emissions that contribute to local and regional air pollution, creating problems such as haze, and health issues.
Greenhouse Gas Score ?
This score reflects fuel emissions of carbon dioxide (CO2) and other greenhouse gases.
Smartway ?
SmartWay is a designation earned by those vehicles that have combined Air Pollution and Greenhouse Gas Scores that place them in the top tier (approximately the top 20%) of environmental performers. SmartWay Elite is reserved for the best of the best.
EPA Green Score
( Federal Tier 3 Bin 30
EPA and California-required standards. The names refer to tables of numerical limits for the various air pollutants allowed by the standards.
|Fuel Type
Air Pollution Score ?
The Air Pollution Score is based on the government emission standards for which the vehicle was certified to comply with and reflects vehicle tailpipe emissions that contribute to local and regional air pollution, creating problems such as haze, and health issues.
Greenhouse Gas Score ?
This score reflects fuel emissions of carbon dioxide (CO2) and other greenhouse gases.
Smartway ?
SmartWay is a designation earned by those vehicles that have combined Air Pollution and Greenhouse Gas Scores that place them in the top tier (approximately the top 20%) of environmental performers. SmartWay Elite is reserved for the best of the best.
Other Vehicles Customers Viewed
" Nissan Carson city made my first time car buying experience so easy. James was so helpful with the whole process. I would definitely buy a car from here again. If you live in California it's worth the drive to Carson City to buy your new car. Make sure to ask for James to help you with the car buying process. "
" I bought a car from Nissan Carson City on Friday & I couldn't be happier with the service. We showed up (without an appointment) and were immediately helped by Tiffany. We told her right away that we were looking for used cars at a lower price point. She was amazing & treated us as if we were buying the most expensive vehicle on the lot. The whole process was easy, laid back. Not once did we ever feel pressured. Our financing was handled by Lucky. I can't praise him enough, absolutely wonderful! We came in with a pre-approval letter from our bank but Lucky found that we could actually get a much lower interest rate by financing through them. He made the hardest part feel like a breeze. Everyone went above & beyond for us. They even stayed open 2 hours past closing to make sure we were all set. I actually enjoyed the experience & had fun 'hanging out'. "
" Glenn was professional and didn't play games. After shopping three other dealerships early that day, only to be unsatisfied with the results, Glenn and the staff made my day. Walked out with a fair offer for my trade and fair price on a new vehicle. Would highly recommend checking them out. "
Customer Service needs some work
" I spoke to several customer service representatives and each of them failed to respond and continue helping me after I started asking for more details about the cars. It seems as if once I got interested, they got uninterested. For a new dealership in Carson, I was hoping for more. "
" Wonderful people! Great deals! Thank you Ben, Glen and Lucky for a wonderful buying experience! "
" I had been looking to buy a late model truck and settled on a Nissan Frontier. A web search included this dealership with a very good deal on a year old truck with decent mileage. Even though the stay at home order was in place, I was able to make an appointment for a test drive and ended up buying the truck. Great experience even during difficult times. "
" These guys are the best! We actually were at the honda dealer next to them and nobody came out to help us and Mike at nissan called us over and said if you want a deal we can help you over here lol. … "
" These guys are the best! We actually were at the honda dealer next to them and nobody came out to help us and Mike at nissan called us over and said if you want a deal we can help you over here lol. They gave us a steller deal we ended up buying 2 cars from them. Super friendly and funny! Great place!! "
" Carson city Nissan employees treated me with respect and professionalism. The service desk attendee Craig came out with all the updates as they were working on my vehicle. I will recommend Carson City Nissan to all my friends and family. Thank you!!! "
" Brought my car in for a service check best customer service I've ever received guys name is Craig was polite friendly and walked me through everything they did I ended up same day getting an oil change and tire rotation thanks nissan of carson city "
" I came here to service my vehicle as I did not care for the location where I bought the vehicle and wanted to try someplace new. I was delighted to find a brand new service location -- they opened in… "
" I came here to service my vehicle as I did not care for the location where I bought the vehicle and wanted to try someplace new. I was delighted to find a brand new service location -- they opened in November 2019, and have many updated features such as a high-end scanner that checks your alignment as you drive into the service bay and before you are even out of your car. The service manager, Brian, was very professional and efficient. The waiting room is bright and airy, with plenty of fresh coffee and cookies. They offered to drive me to Costco or wherever to get shopping done, which I will plan on next time as I will definitely be returning to this location for service. "
" We had a great experience at Nissan in Carson City. Mike L. was knowledgeable, patient, and really great to work with. Cathy was great, and I appreciate them staying late to help me get into my brand new Nissan Frontier! It took me several hours to come to a decision but I'm so glad I took the time to choose, and I'm grateful that we had such a patient, understanding team helping us out. Definitely recommend them to everyone! "
" they call and told me car was sold "
" I had an amazing experience with Nissan! We had gone in there a few times and spoke with Glen. I was still unsure about a car but he had asked me to come down and see him as he had the perfect car for me. When we got there, we were greeted and also dealt with the manager Jeff. It turned out to be the exact car I wanted. We later dealt with Cathy in finance who took excellent care of us!!! She addressed all of the worries I had and helped make me feel confident in the deal that I was signing. She later called back and said that she was able to get us an even better interest rate!! She went above and beyond to help us and make sure I felt comfortable with the deal and I do!! "
" We stopped by to look at a new 2020 Murano last month. They had a good selection to choose from and we ended up deciding on the vehicle we wanted the next day. Everyone there was nice and didn't pressure us into anything. When we had questions they were able to answer them. I have been to car lots before where I ask a simple question and they hmmm and hah without a definent answer..... Our Salesman was Michael L. He did a great job for us and we will return to them when we buy another vehicle. Thanks Michael! "
" Wonderful new Nissan store with fantastic sales, parts and service department. State of the art facilities. Lots of people coming in from Reno because of the way we treat people here. "
" Very friendly and accommodating staff. I worked with Michael to buy my 2019 Nissan Rogue. I love my car and i'm super impressed with my experience. I highly recommend this dealership over every other Nissan dealership in the area. "
" I have worked at a couple of other dealerships and none of them treated their customers as great as Nissan Carson City does. I absolutely love working here! We have such a different POV than any other dealership. We serve with excellence every time. Being a part of this team is AMAZING! "
" I have worked for Nissan Carson City since we opened in November and appreciate the support of management staff and fellow employees. This is a great place to work! "
" This store is amazing and a great place to work, come check us out for all of your vehicle needs and we work on all makes and models "
" Since I started working here I have never seen a better dealership. We have a great team and love working with everyone's budget and necessities. When you buy a car here you aren't just another customer, you become a part of our FAMILY! Come in and ask for me Mike Mirza, I will be sure to provide you with the best customer service and will ensure you are taken care of.(: "
" I've been working at this dealership since it's opening in November and am really proud to be a part of such a great team. We're learning and growing together and doing our best by putting our customers needs first. "
" We had the best experience with the Salesman Micheal Lawrence and the Finance Eddie ! The place was amazing and everyone worked hard to get us the best deal - the only negative was the chip Under the sales sticker on the windshield that we didn't see until after purchase and removal of the sticker - then the service department wouldn't cover it because we bought "as is" but overall we are happy "
" I have been buying cars new and used for over 50 yrs. This was one of the best dealerships I have ever dealt with. From the salesman Joel, to the sales mgr. Jeff, to the finance dept., to the service dept. All very professional staff which made our purchase almost too easy. Great price, Great staff, we would highly recommend Nissan of Carson City to anyone. Thank you Nissan Carson City. "
" While I typically hate car shopping, all the people at the new Nissan dealership in Carson City made the experience easy and enjoyable. My husband and I never felt pressured, and were encouraged to try out several different types of cars to see what would work best for us. Even though we both took a great deal of time to decide on a car, we never felt hurried. In fact, we both felt that our salesman, James, wanted us to take our time so we would be happy with our decision, and through all our discussion, James was delightfully cheerful. In the end, both James and Nissan's Ambassador, Glen helped us find the right car and then sold it to us at a fair price. I will definitely continue to do business with Carson City Nissan. They are a high quality dealership. "
" Finally, Nissan came back to Carson City and in a Big way. I toured the place. The service bays are awesome. Nice covered drop off area for vehicle service. My first trip they were able to get me a part that I had inquired at Reno twice in past 4 years. Their selection right now is amazing with great deals on newer used cars that were transfered from lots everywhere. "
" Michael Lawrence was very helpful answered all my questions and was very friendly and approachable. "
" Micheal Lawrence was very knowledgable and helpful while helping me with all my questions and concerns. Very friendly and passionate at what he does. Great experience! 😁 "
" I was just taking a peek a some of the new cars. I was greeted by a wonderful gentleman Michael Lawrence he was kind and very nice answering my questions he knew a lot about the cars. He said if i decided to buy to come back to see him. I love that i was not pressured to do anything but look. I will go back fro sure when I'm ready to buy. "
" I live in Reno and work in Carson City and decided to stop by Nissan Carson City last week for the first time. I had such a great experience. I usually shy away from dealerships however Michael Lawrence has changed my perception of typical sales person at dealerships. He showed my exactly what I asked for with no pressure. I would definitely go back and work with Michael L when I am ready to buy another vehicle. "
" I was thinking about trading in my old car for a upgraded one i stopped by and was greeted by Michael Lawrence he was very kind and funny. He was very helpful. I will come back and see him for sure. "
Dealership Information
Contact Dealer
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Shelter in Place
Click Here Download Printable Version
The appropriate steps depend on the emergency situation. If you hear a warning signal, listen to local radio or television stations for further information. You will be told what to do, including where to find the nearest shelter if you are away from your "shelter-in-place" location.
If you are told to "shelter-in-place," act quickly. Follow the instructions of local authorities. In general:
- Bring children and pets indoors immediately. If your children are at school, do not try to bring them home unless told to. The school will shelter them.
- Close and lock all outside doors and windows. Locking may provide a tighter seal.
- If you are told there is danger of explosion, close the window shades, blinds, or curtains.
- Turn off the heating, ventilation, or air conditioning system. Turn off all fans, including bathroom fans operated by the light switch.
- Close the fireplace or woodstove damper. Become familiar with proper operation of flues and dampers ahead of time.
- Assemble your disaster supplies and make sure the am/fm radio and All Hazard Weather radio is working.
- The room should have 10 square feet of floor space per person in order to provide sufficient air to prevent carbon dioxide buildup for 5 hours. In this room, you should store scissors, plastic sheeting pre-cut to fit over any windows or vents and rolls of duct tape to secure the plastic. Access to a water supply is desirable, as is a working hard-wired telephone. Don't rely on cell phones because cellular telephone circuits may be overwhelmed or damaged during an emergency. Also, a power failure will render most cordless phones inoperable.
- Take everyone, including pets, into an interior room with no or few windows and shut the door.
- If you have pets, prepare a place for them to relieve themselves where you are taking shelter. Pets should not go outside during a chemical or radiation emergency because it is harmful to them and they may track contaminants into your shelter. The Humane Society of the United States suggests that you have plenty of plastic bags and newspapers, as well as containers and cleaning supplies, to help deal with pet waste.
- If you are instructed to seal the room, use duct tape and plastic sheeting, such as heavy-duty plastic garbage bags, to seal all cracks around the door into the room. Tape plastic over any windows. Tape over any vents and seal electrical outlets and other openings. As much as possible, reduce the flow of air into the room.
- Make sure all family members know what to do in an emergency whether they are at home, school, work, or outdoors. This includes knowing the number of an out-of-town friend or relative who has agreed to serve as an emergency contact. It can be easier to reach someone out of town during an emergency than to reach someone locally, including family members. The contact can collect the information on where and how everybody is and help reassure and reunite families.
- Call your emergency contact and keep the phone handy in case you need to report a life-threatening condition. Otherwise stay off the phone, so that the lines will be available for use by emergency responders.
- Keep listening to your radio or television until you are told all is safe or you are told to evacuate. Do not evacuate unless instructed to do so.
- When you are told that the emergency is over, open windows and doors, turn on ventilation systems, and go outside until the building's air has been exchanged with the now clean outdoor air. Follow any special instructions given by emergency authorities to avoid chemical or radiological contaminants outdoors.


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Thursday, February 15
Will Tiger Woods Break the Riviera Jinx?
Riviera is called "Hogan's Alley" because Ben Hogan won there three times in 1947 and 1948, collecting two L.A. Open titles and notching a U.S. Open victory.
Many other golf greats also won at Riviera, including Byron Nelson, Sam Snead, Tom Watson, Johnny Miller and Hale Irwin. And, more recently, Ben Crenshaw, Nick Faldo, Fred Couples, Corey Pavin, Davis Love and Ernie Els.
Surprisingly, two players who have never won at Riviera are Jack Nicklaus and Tiger Woods. Both have finished second, including Jack's runner-up finish to Hal Sutton in the 1983 PGA Championship.
Woods played his first professional event at Riviera at the tender age of 16. This year he isn't competing in the Nissan Open, but you can bet he'll be back to Riviera.
Will Tiger break the jinx and one-up Jack by winning at "Hogan's Alley"?
The Armchair Golfer
(Photo: PGA.com)
4 comments:
- WannaBeBen said...
Dear Mr. Armchair Golfer,
I won four times at Riviera, not three.
I won in 1942 also.
- Miranda said...
I say no. Tiger won't win there. There are courses he doesn't like and doesn't play well and he doesn't seem interested in improving that. There's a stat floating around that 40% of his wins come on the same courses, so that tells me he only plays the courses he likes and the courses he does well on. He skipped the tour championship because he doesn't do well there and he skipped the Nissan Open for the same reason, despite his 'jet lag' excuse or whatever it was. The only way Tiger will even come close to breaking this jinx is if a major is held there and even then it would probably have to be the major that gets him the new record.
Mr. Hogan,
Is that really you? With all due respect, you did win the LA Open in '42 -- but it was at the Hillcrest Country Club.
Interesting analysis. Personally, I'm stumped. I would think he would want to win at Riviera but maybe you're right. Perhaps it's not his track.
- WannaBeBen said...
Dear Armchair,
Thanks for reminding me that it was at Hillcrest CC. My memory is not so good, as I've been dead for almost ten years.


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I know, I know, another book review. Actually, a combination book/movie review. I thought I had posted a review of Julie & Julia, My Year of Cooking Dangerously by Julie Powell. I had picked this title for my book club to read this past winter when it was my turn to choose. I did a search of my blog and can not see a post reviewing this title. Maybe I decided against it because I was the only one in my book club that liked it. I really enjoyed it, too! Nobody else did.
As most of you know, I love to cook. You may not know that when I was staying home with the boys before I went back to work as they entered school, I baked from Julia Child's Mastering the Art of French Cooking. Oh my gosh, the messes I made! I had never created such time consuming meals in my life! I had never used so much butter and cream in my life, either. I couldn't get used to all of the fat, all of the skin that I was frying, the bacon, the eggs. I haven't used so much butter since then until I found The Cake Slice!
Anyhow, Julie & Julia is about a woman who is just about to turn 30. She and her husband have just moved to a different area of town and she is unsure what to do in her spare time. She loves to eat, she loves to cook. Bingo! She decides to cook every recipe from Julia Child's Mastering the Art of French Cooking. Every recipe! 500 some recipes. She sets a goal that she will complete this endeavor in the span of one year, as she is cooking to her hearts delight she will be blogging all about it.
I enjoyed reading how Julie became absolutely consumed with cooking through Julia's book. She became obsessed. I know that feeling! I loved reading about each and every task she put herself through.
When I heard that Julie & Julia was going to become a movie I was wondering how the movie producers would fill 2.5 hours with Julie's story. Then I learned how: they were going to combine Julie & Julia with Julia Child's My Life in Paris. Of course I had to run out and read this title as well and I enjoyed it just as much as the previous. I learned so much about Julia Child that I never knew.
When I learned Meryl Streep was going to play Julia I wasn't so sure..I didn't think she could pull it off. Was I ever wrong!
I went to the movie last night and I just adored it! It is a feel-good film, a movie that held my attention from beginning to end. I enjoyed the way they combined the two books, how we went from Julie Powell's life to Julia Child's life. I think I enjoyed Julia Child's portion of the movie more than JP. Meryl Streep played Julia perfectly. There was one time during the film when I caught myself, and realized I was not watching JC. I was watching an actress portray her. Amazing.
I loved that JC didn't go to cooking school until she was in her 40s, that she was the only woman, that she was put down and then worked harder than all of the men and became a better chef than they. She was a pioneer for women to become excellent chefs.
When the film was finished the other 15 or so who were in the room with me stood up and clapped. I haven't seen that in a long time. I had tears running down my cheeks, I enjoyed the film so much.
I have to go finish watching the Twins now.
Saturday, August 08, 2009
Book Review: Julie & Julia
Labels: Book Review
4 comments:
- SteveQ said...
I think the most amazing thing about Julia Child is that she was an operative for the CIA in France. Julia was a spy!
Or maybe that she didn't have an unlisted phone number and strangers would call her with questions - and she'd take the time to answer.
- babbu said...
hi , i think this book is great for world i like it,
- Unknown said...
- This comment has been removed by the author.
- Attorney said...
hi think this is good thought ,julia is great womem.
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Make no mistake, your personal data isn't your own. When you update your Facebook page, "Like" something on a website, apply for a credit card, click on an ad, listen to an MP3, or comment on a YouTube video, you are feeding a huge and growing beast with an insatiable appetite for your personal data, a beast that always craves more. Virtually every piece of personal information that you provide online (and much that you provide offline) will end up being bought and sold, segmented, packaged, analyzed, repackaged, and sold again.
Slideshow: 7 Ways to Mask Your Internet Identity
The "personal data economy" comprises a menagerie of advertisers, marketers, ad networks, data brokers, website publishers, social networks, and online tracking and targeting companies, for all of which the main currency--what they buy, sell, and trade--is personal data.
Their databases pull user information from a long list of sources--everything from birth certificates to browsing history to Facebook "Likes"--and they're becoming better at finding patterns in the data that predict what you might do or buy in the future. A child born in 2012 will leave a data footprint detailed enough to assemble a day-by-day, even a minute-by-minute, account of his or her entire life, online and offline, from birth until death.
And the databases that collect this information are increasingly hyperconnected--they can trade data about you in milliseconds.
Facebook, to many, is the face of the personal data economy. Its entire business is aggregating the personal data that its users give at the site. Today, Facebook uses that mountain of personal data to help advertisers target ads on the Facebook site. However, as many observers have said, Facebook's investors are likely to pressure the now-public company to look for new ways to "monetize" its personal data.
"We're accepting more privacy intrusions each day, sometimes because we don't realize what we're giving out, other times because we don't feel we have a choice, other times because the harm of this isolated transaction seems so remote," says privacy attorney Sarah Downey, who works for personal data security products company Abine.
She adds, "Once collected, our data ends up in unexpected--and unwanted--places, and spam emails, inclusion in harmful information databases, and even identity theft can follow."
In the following pages I'll try to add to the personal data economy story by describing some of the latest trends in personal data collection and analysis--the combination of online and offline data, hyperconnectivity and real-time ad targeting, browser fingerprinting and tracking, and finally the new methods of analyzing huge databases of consumer information.
Combining Online and Offline Data
Personal data has become far easier to access and aggregate than it used to be. Long before we started cataloging our lives on the Internet, much of the information about us lived in hard-copy public records documents at the city hall or the county courthouse. Those public records, which include birth data, real estate records, criminal records, political affiliation and voting records, and more, have in recent years been scanned, digitized, and otherwise fed into databases. That data is now being combined with our online personal data.
A whole industry of public records data companies has sprung up to agAAgregate public records data from every city, county, and state in the union, and to make the data easily available online (for a price). Some of these firms, like Intelius.com and Spokeo, are combining public records data (originally created offline, in the physical world) with online data (information that we give out via the Internet), such as personal data from social networks.
Spokeo aggregates data taken from social media and networking sites, and it augments user profiles with public records data, the company's chief strategy officer, Emanuel Pleitez, tells me.
Intelius Inc., which owns Intelius.com and other "people search" sites, has begun augmenting its core public records data product by adding social network data to its user profiles. "It's an area we're moving in now," says Jim Adler, chief privacy officer and general manager of data systems at Intelius.
He adds, "Our job is to pull data together from whatever sources are available. If it's publicly available, we'll use it."
Today Intelius is capturing only the most basic information from Facebook, Twitter, and other social networks--names, ages, and where a person has lived. But many aggregators are just beginning to explore the uses of social networking data.
Data Combination Could Pose New Privacy Threats
What may be a dark side to this mashup of public records and social networking data is this: Public records sites such as Intelius, Spokeo, and PeopleFinders.com distribute the kind of data that landlords, insurers, employers, or creditors could easily use to screen applicants--but the sites insist that their content is not intended for such uses.
"The use of our service to screen potential employees, tenants, or for any other purpose that's restricted by the Fair Credit Reporting Act is in violation of our Terms & Conditions," Intelius's Adler wrote in an email to PCWorld.
But many people suspect that personal data offered at public records sites is being used for exactly such purposes. As FTC Commissioner Julie Brill has commented: "I have long been concerned about data that [is] used in place of traditional credit reports to make predictions that become a part of the basis for making determinations regarding a consumer's credit [and] his or her ability to secure housing, gainful employment, or various types of insurance."
And in truth, the public records sites would have no way of knowing if this happened--and may not want to know.
Add social networking info, and an employer or landlord could get a more nuanced (but potentially misleading) picture of a person. Here, data from two parts of a person's life is being accessed--public records, formal and open, and social networking data, informal and intended for "friends." An applicant for a job, a housing rental, or insurance would probably have no inkling of his or her social network data being accessed.
Combining Data for Political Targeting
High-tech targeting isn't just for selling products anymore. It's now being used to sell candidates and ideas.
Political campaigns are combining online and offline data to form a detailed picture of prospective voters, and looking for clues that a voter might be swung by a well-targeted ad. Campaigns from both major political parties are hiring political advertising and consulting firms like Aristotle, CampaignGrid, RapAALeaf, and TargetedVictory, all of which have amassed personal and political data on millions of people.
This data is gleaned from voting information in the public record--party affiliation, and how often the person has voted over the years.
Firms can combine that offline political data with other offline data such as real estate records, and then combine that with a subject's online activities, such as social network profiles, online shopping histories, contributions to charities and political causes, and arAAticles read (the types of articles you read say a lot about your political leanings--whether you're pro-guns or pro-choice, say).
Political campaigns will spend more than ever before on advertising in the 2012 elections, according to a report from Borrell Associates, and they will spend far more on online advertising than in the past. Campaigns will spend a total of $9.8 billion (much of it Super PAC money) in 2012, up from $7 billion in 2008, and online advertising spending will rise to $160 million in 2012 from $22 million in 2008.
Still, online political advertising remains in its infancy. While TV will get 57 cents of each advertising dollar spent on 2012 campaigns, online advertising will get only 1.4 cents, the Borrell Associates report says.
Online Advertising 3.0
The online advertising business is powered by personal information. In fact, the industry is being defined by an arms race to develop both new ways to collect more (and more accurate) personal data and better methods to track and analyze people's online choices and behaviors.
Virtually every player in the Web advertising business is sitting on a big database of personal data. Those databases contain the demographic, preference, and social data of millions and millions of Web consumers, and those databases are growing larger and larger all the time. Those databases have also become hyperconnected; that is, various players in the ad delivery chain can share the personal data in those databases in just milliseconds.
In the Web's early days, advertisers were content to place ads in front of people they knew little about in hopes that two or three in 100 would click on them. That "blind" ad-serving model is giving way to "smart" ad serving, where advertisers and their agencies work with intermediaries, and a lot of targeting data, to place ads in front of users likely to click on them.
They judge that likelihood by identifying a person visiting a website, and then evaluating the person's profile in a database, which might contain the person's browsing history, online buying habits, demographics, and even the likes and dislikes of their Facebook friends. After the target prospect has been identified, advertisers want to use the data in an effort to serve up a highly personalized ad to the target.
In short, advertisers are moving away from buying clicks, and toward buying "audiences," instead. The audiences are defined by commonalities in their personal data, gathered from many different sources, both online and off.
"[A]n arms race [is] going on in the data economy right now," says Shane Green, CEO of Personal.com, which offers a personal data management tool for consumers. "Everybody is working hard to find differentiated data, and differentiated analytics."
The quality and variety of what's in those databases makes all the difference in the success of an advertising campaign. "The companies that are able to use their data to best identify and serve ads to site visitors in real time will win," one advertising executive who chose to remain anonymous told me.
Real-Time Ad Targeting
Here is a radically simplified explanation of how an advertiser would place an advertisement on a website today:
When someone visits a website, that site has an opportunity to deliver a targeted ad on behalf of one or more of its advertisers. To do this in real time, the website posts the availability of an advertising opportunity on an "exchange"--a Web-based open market where advertisers can bid to deliver targeted ads.
But before the advertiser buys the opAAportunity to show its ad, it wants to know a lot more about the person who will view it. So it looks for a small bit of identifying code (an HTML cookie) that it has installed on the visitor's computer in the past. The advertiser then determines whether the cookie ID matches an audience profile in either its own database or that of one of its technology partners.
The profile databases within which the advertiser looks can contain information from hundreds of sources of offline and onAAline data, and can be augmented with information bought from large data brokers such as Acxiom or Experian, or from specialty data brokers like 33Across and Media6Degrees, which sell profiles based on people's social networking data.
If the advertiser finds a match, it then determines how much to pay for the impression based on factors that may include demographics, time of day, or even how recently the visitor last saw one of its ads.
The advertiser might then work with another technology partner to adjust the content of the ad (anything from the messaging to the color of the product) to match the likely interests and tastes of the site visitor.
All of this happens in milliseconds.
Fingerprinting Tech: Data Aggregators' BFF
Using cookies to recognize people online and sync up data about them isn't ideal, however. A cookie associated with a particular IP address might contain the browsing histories of multiple people in the household who use that PC. And cookies may not last very long in the browser: Security software is often set to delete cookies once a week. People in the online advertising industry call such deletions "cookie erosion."
Naturally, companies are springing up with technologies that reAAsolve these issues. New "fingerprinting" technologies rely on some highly sophisticated means to verify that the personal data collected at different sites at different times, and for different reasons, are all from the same consumer.
BlueCava, based in Irvine, California, has developed a "device ID" technology that identifies site visitors based on the unique combination of settings in their Web browser. The company then buys demographics, preference, and Web tracking data from site publishers all over the Web, and matches and adds that data to the identified users' profiles in its database. It can then sell all that profile data to advertisers and marketers. BlueCava CEO David Norris says that his company's technology can identify devices with 99.7 percent accuracy, and that it has already identified roughly 10 percent of the 10 billion Internet-connected devices in the world.
Fingerprinting Challenges Anonymity Online