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Summary Report for:
13-2041.00 - Credit Analysts
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decision making.
Sample of reported job titles: Analyst, Credit Administrator, Credit Analyst, Credit and Collections Analyst, Credit Manager, Credit Representative, Credit Risk Analyst, Risk Analyst, Underwriter
Tasks | Technology Skills | Tools Used | Knowledge | Skills | Abilities | Work Activities | Detailed Work Activities | Work Context | Job Zone | Education | Credentials | Interests | Work Styles | Work Values | Related Occupations | Wages & Employment | Job Openings | Additional Information
- Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- Generate financial ratios, using computer programs, to evaluate customers' financial status.
- Consult with customers to resolve complaints and verify financial and credit transactions.
- Prepare reports that include the degree of risk involved in extending credit or lending money.
- Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
- Review individual or commercial customer files to identify and select delinquent accounts for collection.
- Confer with credit association and other business representatives to exchange credit information.
- Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
- Analyze financial data such as income growth, quality of management, and market share to determine expected profitability of loans.
- Evaluate customer records and recommend payment plans, based on earnings, savings data, payment history, and purchase activity.
Technology Skills
- Analytical or scientific software — SAS
- Business intelligence and data analysis software — Oracle Business Intelligence Enterprise Edition
- Content workflow software — Equifax Application Engine; Experian Transact SM
- Data base user interface and query software — Microsoft SQL Server ; Structured query language SQL
- Development environment software — Microsoft Visual Basic
- Document management software — Credit adjudication and lending management system CALMS
- Enterprise resource planning ERP software — Microsoft Dynamics ; Oracle JD Edwards EnterpriseOne ; SAP
- Financial analysis software — CGI-AMS Strata; Experian Quest; Fair Isaac Capstone Decision Manager; Moody's KMV Risk Advisor (see all 21 examples)
- Information retrieval or search software — CGI-AMS BureauLink Enterprise
- Office suite software — Experian Strategy Management; Microsoft Office
- Presentation software — Microsoft PowerPoint
- Spreadsheet software — Microsoft Excel
- Word processing software — Microsoft Word
Hot Technology — a technology requirement frequently included in employer job postings.
Tools Used
- Economics and Accounting — Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data.
- English Language — Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.
- Mathematics — Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications.
- Customer and Personal Service — Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.
- Clerical — Knowledge of administrative and clerical procedures and systems such as word processing, managing files and records, stenography and transcription, designing forms, and other office procedures and terminology.
- Critical Thinking — Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
- Active Learning — Understanding the implications of new information for both current and future problem-solving and decision-making.
- Active Listening — Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
- Judgment and Decision Making — Considering the relative costs and benefits of potential actions to choose the most appropriate one.
- Reading Comprehension — Understanding written sentences and paragraphs in work related documents.
- Speaking — Talking to others to convey information effectively.
- Mathematics — Using mathematics to solve problems.
- Complex Problem Solving — Identifying complex problems and reviewing related information to develop and evaluate options and implement solutions.
- Writing — Communicating effectively in writing as appropriate for the needs of the audience.
- Service Orientation — Actively looking for ways to help people.
- Mathematical Reasoning — The ability to choose the right mathematical methods or formulas to solve a problem.
- Problem Sensitivity — The ability to tell when something is wrong or is likely to go wrong. It does not involve solving the problem, only recognizing there is a problem.
- Deductive Reasoning — The ability to apply general rules to specific problems to produce answers that make sense.
- Inductive Reasoning — The ability to combine pieces of information to form general rules or conclusions (includes finding a relationship among seemingly unrelated events).
- Number Facility — The ability to add, subtract, multiply, or divide quickly and correctly.
- Oral Comprehension — The ability to listen to and understand information and ideas presented through spoken words and sentences.
- Oral Expression — The ability to communicate information and ideas in speaking so others will understand.
- Information Ordering — The ability to arrange things or actions in a certain order or pattern according to a specific rule or set of rules (e.g., patterns of numbers, letters, words, pictures, mathematical operations).
- Near Vision — The ability to see details at close range (within a few feet of the observer).
- Written Comprehension — The ability to read and understand information and ideas presented in writing.
- Speech Clarity — The ability to speak clearly so others can understand you.
- Speech Recognition — The ability to identify and understand the speech of another person.
- Written Expression — The ability to communicate information and ideas in writing so others will understand.
- Category Flexibility — The ability to generate or use different sets of rules for combining or grouping things in different ways.
- Flexibility of Closure — The ability to identify or detect a known pattern (a figure, object, word, or sound) that is hidden in other distracting material.
- Selective Attention — The ability to concentrate on a task over a period of time without being distracted.
Work Activities
- Getting Information — Observing, receiving, and otherwise obtaining information from all relevant sources.
- Interacting With Computers — Using computers and computer systems (including hardware and software) to program, write software, set up functions, enter data, or process information.
- Communicating with Supervisors, Peers, or Subordinates — Providing information to supervisors, co-workers, and subordinates by telephone, in written form, e-mail, or in person.
- Analyzing Data or Information — Identifying the underlying principles, reasons, or facts of information by breaking down information or data into separate parts.
- Making Decisions and Solving Problems — Analyzing information and evaluating results to choose the best solution and solve problems.
- Establishing and Maintaining Interpersonal Relationships — Developing constructive and cooperative working relationships with others, and maintaining them over time.
- Documenting/Recording Information — Entering, transcribing, recording, storing, or maintaining information in written or electronic/magnetic form.
- Communicating with Persons Outside Organization — Communicating with people outside the organization, representing the organization to customers, the public, government, and other external sources. This information can be exchanged in person, in writing, or by telephone or e-mail.
- Processing Information — Compiling, coding, categorizing, calculating, tabulating, auditing, or verifying information or data.
- Organizing, Planning, and Prioritizing Work — Developing specific goals and plans to prioritize, organize, and accomplish your work.
- Resolving Conflicts and Negotiating with Others — Handling complaints, settling disputes, and resolving grievances and conflicts, or otherwise negotiating with others.
- Updating and Using Relevant Knowledge — Keeping up-to-date technically and applying new knowledge to your job.
- Identifying Objects, Actions, and Events — Identifying information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events.
- Evaluating Information to Determine Compliance with Standards — Using relevant information and individual judgment to determine whether events or processes comply with laws, regulations, or standards.
- Interpreting the Meaning of Information for Others — Translating or explaining what information means and how it can be used.
- Performing Administrative Activities — Performing day-to-day administrative tasks such as maintaining information files and processing paperwork.
- Judging the Qualities of Things, Services, or People — Assessing the value, importance, or quality of things or people.
Detailed Work Activities
- Analyze business or financial data.
- Assess risks to business operations.
- Calculate data to inform organizational operations.
- Correspond with customers to answer questions or resolve complaints.
- Prepare financial documents, reports, or budgets.
- Prepare contracts or other transaction documents.
- Analyze market conditions or trends.
- Examine financial records.
- Confer with others about financial matters.
- Advise others on financial matters.
- Assess financial status of clients.
Find occupations related to multiple detailed work activities
Work Context
- Electronic Mail — 90% responded "Every day."
- Telephone — 90% responded "Every day."
- Spend Time Sitting — 70% responded "Continually or almost continually."
- Contact With Others — 60% responded "Constant contact with others."
- Indoors, Environmentally Controlled — 87% responded "Every day."
- Face-to-Face Discussions — 60% responded "Every day."
- Letters and Memos — 47% responded "Every day."
- Frequency of Decision Making — 53% responded "Every day."
- Importance of Being Exact or Accurate — 40% responded "Very important."
- Time Pressure — 50% responded "Once a week or more but not every day."
- Structured versus Unstructured Work — 57% responded "Some freedom."
- Impact of Decisions on Co-workers or Company Results — 57% responded "Important results."
- Importance of Repeating Same Tasks — 33% responded "Extremely important."
- Freedom to Make Decisions — 57% responded "Some freedom."
- Duration of Typical Work Week — 66% responded "40 hours."
- Work With Work Group or Team — 37% responded "Very important."
- Spend Time Making Repetitive Motions — 30% responded "More than half the time."
- Deal With External Customers — 27% responded "Extremely important."
- Frequency of Conflict Situations — 33% responded "Once a year or more but not every month."
- Deal With Unpleasant or Angry People — 43% responded "Once a month or more but not every week."
- Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls — 37% responded "Never."
Job Zone
|Job Zone Four: Considerable Preparation Needed
|Most of these occupations require a four-year bachelor's degree, but some do not.
|Related Experience
|A considerable amount of work-related skill, knowledge, or experience is needed for these occupations. For example, an accountant must complete four years of college and work for several years in accounting to be considered qualified.
|Job Training
|Employees in these occupations usually need several years of work-related experience, on-the-job training, and/or vocational training.
|Job Zone Examples
|Many of these occupations involve coordinating, supervising, managing, or training others. Examples include real estate brokers, sales managers, database administrators, graphic designers, chemists, art directors, and cost estimators.
|SVP Range
|(7.0 to < 8.0)
Interest code: CE Want to discover your interests? Take the O*NET Interest Profiler at My Next Move.
- Conventional — Conventional occupations frequently involve following set procedures and routines. These occupations can include working with data and details more than with ideas. Usually there is a clear line of authority to follow.
- Enterprising — Enterprising occupations frequently involve starting up and carrying out projects. These occupations can involve leading people and making many decisions. Sometimes they require risk taking and often deal with business.
Work Styles
- Integrity — Job requires being honest and ethical.
- Attention to Detail — Job requires being careful about detail and thorough in completing work tasks.
- Analytical Thinking — Job requires analyzing information and using logic to address work-related issues and problems.
- Dependability — Job requires being reliable, responsible, and dependable, and fulfilling obligations.
- Self Control — Job requires maintaining composure, keeping emotions in check, controlling anger, and avoiding aggressive behavior, even in very difficult situations.
- Stress Tolerance — Job requires accepting criticism and dealing calmly and effectively with high stress situations.
- Initiative — Job requires a willingness to take on responsibilities and challenges.
- Cooperation — Job requires being pleasant with others on the job and displaying a good-natured, cooperative attitude.
- Persistence — Job requires persistence in the face of obstacles.
- Achievement/Effort — Job requires establishing and maintaining personally challenging achievement goals and exerting effort toward mastering tasks.
- Adaptability/Flexibility — Job requires being open to change (positive or negative) and to considerable variety in the workplace.
- Independence — Job requires developing one's own ways of doing things, guiding oneself with little or no supervision, and depending on oneself to get things done.
- Leadership — Job requires a willingness to lead, take charge, and offer opinions and direction.
- Concern for Others — Job requires being sensitive to others' needs and feelings and being understanding and helpful on the job.
Work Values
- Relationships — Occupations that satisfy this work value allow employees to provide service to others and work with co-workers in a friendly non-competitive environment. Corresponding needs are Co-workers, Moral Values and Social Service.
- Support — Occupations that satisfy this work value offer supportive management that stands behind employees. Corresponding needs are Company Policies, Supervision: Human Relations and Supervision: Technical.
- Independence — Occupations that satisfy this work value allow employees to work on their own and make decisions. Corresponding needs are Creativity, Responsibility and Autonomy.
Related Occupations
Wages & Employment Trends
|Median wages (2019)
|$35.41 hourly, $73,650 annual
|State wages
|Local wages
|Employment (2018)
|75,800 employees
|Projected growth (2018-2028)
|Average (4% to 6%)
|Projected job openings (2018-2028)
|State trends
|Top industries (2018)
Source: Bureau of Labor Statistics 2019 wage data and 2018-2028 employment projections . "Projected growth" represents the estimated change in total employment over the projections period (2018-2028). "Projected job openings" represent openings due to growth and replacement.
Job Openings on the Web
Sources of Additional Information
Disclaimer: Sources are listed to provide additional information on related jobs, specialties, and/or industries. Links to non-DOL Internet sites are provided for your convenience and do not constitute an endorsement.


text:
Good morning,
It is time to announce the winners of our Challenge #33 Anything Goes or Monochrome
The random draw winner of 3 Scrapper's Delights digi stamps is......
Drum roffle.........
No.47 Jose
Congrats on your win, please contact me
(Angelique) at email@example.com
to claim your prize.
For this top three we turn to Christine and here are her choices in order of entre:
Congratulations ladies, please grab your badges from the side bar
Thank you everyone who entered our challenge.
Dont forget, our current challenge is still up and running
You can visit the link above or leave your entre with the linky below
Okay, time to get crafty

subset: commoncrawl


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Set in Mumbai, Khaali Peeli tells the story of a one night chance encounter between a boy and a girl. The drama film is a Hindi movie starring Ananya Panday and Ishaan Khatter in the lead roles. It is directed by Maqbool Khan.
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Whats Happening This Week
There is much more to explore in our calendar. Find other important events in literary history, authors' birthdays, and a variety of holidays, each with related lessons and resources.
Looking for age-appropriate book recommendations, author interviews, and fun activity ideas? Check out our podcasts.
Home › Classroom Resources › Calendar Activities
December 17
The Wright brothers made their phenomenal flight!
|3 – 6
|Calendar Activity Type
|Historical Figure & Event
Wilbur and Orville Wright's landmark flight at Kitty Hawk, North Carolina, was the realization of their dream of powered human flight. Although their historic achievement lasted only 12 seconds, it continues to symbolizeeven after more than 100 yearshuman determination, imagination, creativity, and invention.
The anniversary of the Wright brothers' amazing flight offers a great opportunity for a highly motivational learning experience. After your students learn about the Wright brothers, have an anniversary party to showcase their creative work. Remember to include a cake in the shape of an airplane!
In addition, the following activities for elementary school students can be used as extensions to the lesson plans listed below:
- Students can create a multimedia timeline presentation on the lives of the Wright brothers or on aviation over the last 100 years.
- Ask students to compare the Wright Flyer, which Wilbur and Orville flew, with the planes we have today. Have them imagine what airplanes will be like 100 years from now and design or illustrate a future model.
- The Wright Brothers and the Invention of the Aerial Age
This website provides information about the Wright brothers' development of the first powered aircraft; included are interactive experiments, an electronic field trip, and information on the restoration of the Wright Flyer.
- Celebrate the Centennial of Flight!
The Franklin Institute provides an excellent multimedia resource for students interested in learning more about the Wright brothers and seeing film clips of early flights.
- Celebrating 100 Years of Flight
This page from Scholastic celebrates 100 years of flight with a biography of the Wright brothers, information on how they invented their plane, and an activity that walks you through making some of the decisions you'd have to make to build your own plane.
- UEET Kid's Page
NASA provides this site for kids, which includes information about the history of flight, how flight works, and how jet engines work. Also included is an interactive game about the Wright brothers.
Grades 3 – 5 | Lesson Plan | Standard Lesson
Biographies: Creating Timelines of a Life
In this lesson students explore a number of sources to create a biographical timeline about a selected person. Students collaboratively research and resolve conflicting information they find during their investigation.
Grades 6 – 8 | Lesson Plan | Standard Lesson
Timelines and Texts: Motivating Students to Read Nonfiction
In an effort to help motivate students to read nonfiction, students are challenged to use a timeline to help them name the year when certain products were invented.
Grades 3 – 5 | Lesson Plan | Standard Lesson
Great American Inventors: Using Nonfiction to Learn About Technology Inventions
Who are the people behind the world's greatest inventions? Students read biographies of a terrific trio of American inventors and create presentations that highlight how their inventions from the past impacted the future.


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This was a huge learning experience for me, and there's more learning to come. I have been very fortunate in that I got work within the first weeks of signing and it's been fairly steady ever since. There will be times of feast and famine with any market, but I am incredibly grateful to be where I am right now. But here's how I got to where I am.
To start, I talked to some of my friends and peers who were already working with agencies to find out how that was working for them. All in all, their experiences have been positive, so I decided to look more into it and ask myself some questions:
1.) What does an agency do?
Well, as I understand it, an agency does a lot of networking, advertising and marketing for you, the artist! Agencies often have access to jobs and projects that are not publicly announced, and can negotiate good rates for you, though it varies. Of course, this comes at a cost - an agent will take an average commission of 30% - 40% from the work they find for you. Bear in mind that you will *also* be paying 30% of your earnings to Uncle Sam in taxes (if you live in the States), so at the end of the day you might only pocket 30% of the original commission. Ouch.
Some agencies will also charge you a percentage of the advertising costs they spend on you annually. Only you can decide if that's worth it to you; in the end, I was happy to pay to be represented in trade shows and annuals that I had no access to any other way.
It's rough, but the folks at the agency gotta eat too, and the idea is that you get enough work at good enough rates to make this viable for yourself. It takes time to establish regular clients, so be sure to have a plan B or some savings while this is happening. I cannot stress enough how important this laSt part is. Publishing often works at a snail's pace, and even after you get work with an agency, payment can take 30 - 60 days to process after invoicing. There is no shame in being a barista or moonlighting as a circus clown in the interim.
2.) What do I want to do?
This probably seems like an obvious question, but it's important to be clear on the type of artwork you want to do, because every agency's body of work is different. Some agencies focus on editorial illustration, some on sci-fi, some concept design, some children's media and some are exclusively children's books.
While my heart is still in vis dev for animation, I've been really curious about doing children's books, greeting cards, stationery, wrapping paper, fabric patterns... so, being that I don't have many connections in these fields, going through an agent would be a great way to break the ice and see how that all fits. I researched lots of kid-friendly agencies online and selected the ones that had the most variety in the projects and clients they worked with.
It really is crucial that you do your research before contacting any agency; if I just submitted my stuff to an agency that specializes in, say, medical illustration, it would be obvious that I didn't take any time or consideration in choosing them, and that would reflect very poorly on me.
3.) How will this agency represent me?
My goal was not to be represented exclusively by an agent; that is, I wanted to open myself up to new clients and markets in addition to the ones I had already been working with, without the agency getting a cut from my existing, regular clients. This is a very important distinction to make, as some agencies prefer to take you on exclusively and all work, past and present, must be brought through them.
This arrangement works out well for some established illustrators who are specialized in their field, and I suspect that artists who choose to be exclusive might get top billing in the agency (but don't quote me on that, it's my own speculation). For me, however, this wouldn't work well. I live in one of the most expensive cities in the country and I have some very much beloved clients that I've worked with over a decade, so I didn't want to risk losing my existing income to commissions.
4.) How does this agency treat its artists?
I was lucky and recognized a few artists who were already represented by some of the agencies I was interested in, so I contacted those artists and asked about their experiences. How much was their agency's commission? How often were they getting work inquiries? How fast was payment? How aggressive are they with clients who do not pay? How was communication with the artist? What was it like if the artist could not accept work at the time? How high pressure was it?
If you don't recognize anyone with an agency that catches your eye, take a good, long look at the agency's website. Does it look professional? Is it current? How often is it updated? How readily available is each artists' work and contact info? An agency should be working hard for you, so that, in turn, you can work hard for it.
5.) What kind of work should I submit?
I touched on this before, but really take the time to see what kind of work will have the most appeal to an agency and what format/how many images they have requested. Often times these guidelines are posted on the submissions page/form of the website. Every agency is different, even the ones that represent the same types of illustration.
For the most part I submitted PDFs of my work from my self-published books, some older personal work and some professional work that I had full permission to use. Never, ever submit work that is NDA protected, even if you think no one will notice. That is how bridges get burned and why lawyers get paid.
Though most of my work is animal-centric these days, I made sure to include the rare human that I've drawn from time to time. It's good to have some versatility to show, but try not to be all over the map stylistically. Just because I *can* do clean UI vector art, doesn't mean I need to show it to an agency that favors painterly cartoon animals. ...besides, I hate doing UI with a passion. ;)
So I submitted to about a dozen well-researched agencies, and I waited.
About a month later, I got my first reply, which was a rejection and was chided for not having a cleaner-looking website. Oof! Of course, they were right about my website being a mess, so a good rule of thumb is to have your website updated and clean, because those art directors look at art websites all day, every day, which leads to burn-out. They don't want to have to dig around to get a clear idea of your body of work, and you shouldn't make them.
A month after that, I still hadn't heard from 8 agencies, got 1 more rejection and finally I heard from 2 more agencies, who were selecting their new artists at the end of the year. It so happened that both of these agencies do quarterly reviews for new artists, so maybe that's a common thing.
Anyway, yet another month passed and I kept in touch with the agencies while they sorted things out, and then singled out 1 of the 2 agencies, by virtue of my admiration of their artists and that they were great communicators, down to earth and very nice people all around.
When they came around with an offer, I was thrilled and confident in choosing them, having talked with one of their artists personally about their experience, and by building a relationship with their staff via email exchange. We negotiated an agreement, and here I am!
I hope this helps some of you who are thinking of going down this road. It's all new and wonderful for me right now and I really hope to make some fantastic work for new, wonderful people in this part of my journey.


text:
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The Kardashian sister trio is complete again. Khloe Kardashian-Odom finally joined her sisters, Kim and Kourtney, over in London this weekend (after finishing up her X Factor duties). Khloe arrived just in time for the official launch of the Kardashian Kollection for Dorothy Perkins at the Westfield Shopping Centre.
London LOVES the Kardashians, y'all. Like LOVES them. Loves them so much they caused a stampede at the mall this weekend! If you take a peek in the gallery (second page) below you'll see shots of the sea of madness! Police had to talk to the crowd and worked hard to keep things under control. There were a few reports of injuries and girls fainting. The shopping center let people camp overnight before the line opened up at 7 a.m. Media outlets report that "when the number of fans reached 10,000, the situation became chaotic."
That is crazy. Overnight camping for a meet and greet / clothing line launch? I think someone lied and told them it was a Twilight premiere.


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This achievement is gained by not destroying any of the saronite vapors, thus allowing them all to coalesce into a 2nd "boss" type add: the Saronite Animus. You must defeat this Animus before defeating Vezax in order to earn the achievement. The biggest difficulty this poses to groups is that you cannot drop the saronite vapor puddles to provide mana for your healers, because doing so will prevent the animus from spawning.
Our lock got a video!! You can d/l it from filefront here, or view it at Youtube here. From a warlock perspective, this video shows the dodging/casting/puddle-dance the ranged dps need to do!
Raid Makeup:
On our kill, we used:
- Prot Pally
- Resto Druid
- Holy Pally
- Disc Priest
- Fury Warr
- Ret Pally
- Feral Druid
- Surv Hunter
- Destro Warlock
- Frost Mage
We split our raid with 6 players in melee, and 4 in the "outfield" as it were. The disc priest danced around the shadow crashes with the ranged DPS while the resto druid and holy pally stood in melee range. This limited the number of players having to dodge the shadow crashes and lifeleeches, let the pally not have to interrupt his casting to move, and allowed the resto druid to punch the boss to proc clearcasting.
I recommend that, if you go with this raid makeup or something similar, you place all of the ranged players together in the same group so that when the animus spawns, the priest can use PoH to AoE heal her party. It is a party-only spell, and it is the only group heal that a disc priest will have.
|Resto druids:
you will need to be punching the boss as often as possible to allow for Omen of Clarity to proc clearcasting. Stand behind the boss with the rest of the melee so that you won't get parried, and give those branchy limbs of yours a workout!!
P1: "Before the Animus"
The tank and melee should run in together so that the melee can begin immediately, and interrupters will be in range to quickly stop any of Vezax's Searing Flames casts. HoTs can be applied before the boss is pulled, but make sure all mana is regenerated before entering combat.
- Tank: get aggro and keep timing on Surge of Darkness casts. If you and your healers are well-geared and have adequate shields to protect against the damage influx, you will not have to kite out of the Surges.
- Melee DPS: go to town, just mind your aggro. There should be one player dedicated to interrupting the Searing Flames, so that the others do not have to break their dps rotations. Avoid cleaving or AoEing any of the wandering saronite vapors.
- Ranged DPS: with-hold using mana when outside of the shadow crash puddles. I will assume that your group will know the strategy from none-hardmode Vezax, so I won't go into much detail, but suffice to say, don't get hit by the shadow crashes and don't life-leech on each other. For the sake of mana, you should only cast mana-using spells when you are standing in the black puddles to reduce your mana cost.
- Healers: you have the hardest job. Congratulations! We had the holy pally and resto druid doing the bulk of the healing in this phase. The disc priest did spot healing on the raid and cast shields on the tank from within the shadow crash puddles, where the spell cost was significantly reduced. We had our prot pally and holy pally trade cooldowns to guard against the extra damage from the Surge of Darkness casts; if the holy pally is using hand of sacrifice, the other healers will need to be ready to heal them as well.
|Holy Pallies:
You cannot, under any circumstances, use Divine Shield when using Hand of Sacrifice on the main tank. You will need to save Divine Shield so that you have the cooldown available when you use Divine Sacrifice in P2, or you'll die in less than a single gcd!
|Resto Druids:
3.2 Edit: grumble grumble, clearcasting no longer procs for casters on this fight. Strat changes are pending further testing/experience.
3.1 strat: Keep a rejuv on the tank as often as possible, though you do not need to refresh it immediately if the tank is beng shielded and isn't taking damage at that moment. Use ALL of your OoC procs to cast lifebloom. If you get an OoC proc, use it to cast lifebloom! Let them bloom rather than refreshing them without an OoC proc, if at all possible. When you get a stack of 3 such lifeblooms on the tank, let them bloom before casting a new one (aka don't roll it!) so that you can get mana back from the bloom. The blooms will give you mana back even though you spent none on the cast due to the clearcasting proc. This is how you will be able to have the mana to heal through this fight!!
Regrowth is also useful, even though it has a relatively heavy mana cost, because it has a very long-duration HoT. Living Seed is be useful to have in this fight because of regrowth and bloom crits, but try to save NS+HT for P2.
Overall, rejuv and lifebloom will be most of your healing done, and you will probably find yourself on the top of the healing charts from these alone. The OoC procs for Lifebloom casts are critical (or were, in 3.1!).
Once all 8 of the vapors have spawned, they will collect together in the spot where Vezax stands before the pull, and coalesce into the Animus. We did try having two tanks for this, but found it split healing too much and gimped our dps; we had more success by having only one tank, making our MT pick up this add in addition to holding Vezax. The animus is NOT tauntable, so DPS cannot begin attacking it until the tank has established threat. Vezax will have a personal damage shield up while the animus is active so dps on Vezax will be tiny (casters should just stop and save their mana), but the dps needs to hold back from attacking the animus until the tank is ready so that they do not pull aggro.
We found that Vezax will not cast Searing Flames while the animus is active, so once threat is established, all dps can move over to the animus to bring it down quickly, even those that would be interrupting the Searing Flames cast. Vezax will, however, continue to cast Surge of Darkness, so vent needs to stay clear so that the healers and tank can continue to coordinate their shields. The tank will be taking excessive damage in this phase, so all 3 healers need to be on their toes.
The animus himself will cast Profound Darkness every couple seconds, doing raid-wide damage.
- Tank: you should carefully position yourself so that you're standing in Vezax's starting position, so that when the animus spawns in the spot, you can quickly get aggro before it floats over and smacks down a healer. Call out on vent when you feel like you have sufficient threat so that dps can begin. You will need to continue monitoring Vezax's surges, however, so make sure those are still coordinated. The use of focus targets will help a lot, along with mods that show your focus target's cast bar.
- Ranged DPS: You NEED to continue to pay attention to shadow crashes and life leech. The stacking debuff will quickly reach a point where shadow crashes can one-shot you, and healers will be busy enough as it is with keeping the tank alive. Use healthstones as necessary, and make sure you don't run out of range of the healers for very long. Again, use puddles to conserve mana and don't start dpsing the animus until the tank has established aggro.
- Melee DPS: No more interrupts are necessary until the animus dies, so just switch over to killing the animus as soon as the tank has picked it up and has sufficient threat. Kill animus. /stabby stabby.
- Healers: all three of you should be healing the tank at this point. Provide HoTs to the rest of the raid as necessary to keep their health from getting low with the profound darkness ticks. You will still need to keep track of surges and shield through them. This phase will blow most of your mana, so it is preferable to enter this phase with 60-75% mana or more. You can have your priest help heal the ranged with PoH.
|Ret/Holy Paladins: In this phase, you may want to pop Divine Shield and then use Divine Sacrifice on the raid (holy pallies may want to thus pick up Divine Guardian in their spec for this fight). If there are multiple pallies available to do this, then time yourselves so that you do not overlap. With 2 pallies doing this for us, the animus was in execute range by the time the second sacrifice wore off, and this saved a lot of the mana needed to get through the remainder of the fight.
If you have multiple pallies as well, we recommend having a ret pally handle keeping Sacred Shield up on the tank, to conserve the healers' mana.
|Resto Druids:
On top of rejuv, regrowth (as a HoT), and lifebloom from OoC procs (pre-3.2), you may need to cast swiftmend, NS+HT, and nourish to help keep the tank alive. Rejuv will be cheap to cast, especially if you have the Idol of Awakening and Spark of Hope, so you may want to help raid heals by popping a rejuv on those that need it. Having the 4-pc T8 bonus will also help.
P3: "Phew, just hold out now!"
Once the Animus dies, you continue on with killing Vezax just as was done in P1. There are no changes, just kill him before mana runs out, and keep dodging lifeleech/shadowcrash! Your interruptor will need to remember to still look out for Searing Flames casts and stop them, as Vezax will resume casting them once the animus is down.
Have fun, and good luck!


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text: Pure Effect Water Filters Want the best overall water filter for your home, office or RV? Pure Effect Water Filters are that by a country mile. I'm sure you know by now that if you value your health and sanity, you should not drink tap water period. There are just too many toxic heavy metals, radiation, viruses, pathogens, flushed prescription medicines, brain eating amoeba and industrial chemicals that are still alive and running amok in your tap water. Having the best water filter you can get is no longer a luxury but a necessity! The pure effect water filters are the top of the line and easiest to install of all home water filters. That is the purpose of this pure effect water filter review to show you exactly why you will want to choose this filter over all others. And, it removes all the nasties that all other filters can't, because of it's micronized zeolite filters and ultraviolet filters (UV filters) that are in the best water purification units you can get. Pure Effect Water Filter Review This Pure Effect Water Filter Review will show you the benefits of these advanced water filters and how it can protect you from all the stuff you don't see in your drinking water, but is there and can damage your health. This one, pictured above is the one I love most as it is simple, easy to install, easy to replace filters, yet one of the most powerful water filters on the planet, even besting Reverse Osmosis units, which are considered the gold standard. Only the Pure Effects filters have natural zeolite in …Read More »


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Photo: Wikimedia Commons
GUANTANAMO BAY NAVY BASE, Cuba — The Army officer in charge of the prison for war on terror captives testified Wednesday that he was unaware that the FBI had hidden microphones inside his compound where lawyers meet prisoners, did not know that Navy engineers had disconnected the bugs during renovations in October and that an intelligence unit had reconnected them in December, on his watch.Nonetheless, Army Col. John V. Bogdan testified that he had total control of the compound called Camp Echo II, where his guards are under verbal orders not to listen in on confidential conversations between prisoners and their lawyers.
"We understood that any listening to an attorney-client meeting is prohibited," said Bogdan, who is effectively the warden in charge of the 166 war on terror captives here.
At issue is whether anyone has been listening in on lawyers, both military and civilian, charged with defending the alleged mastermind Khalid Sheik Mohammed and four accused plotters of the Sept. 11 terror attacks.
defence lawyers discovered the hidden microphones last week while preparing an emergency motion to halt pretrial hearings — after an undisclosed intelligence agent reached into the courtroom Jan. 28 and muted the audio of Mohammed's lawyer during a discussion of the CIA's secret prison network.
The judge, Army Col. James L. Pohl ordered all outside audio kill switches disconnected. Now he's letting the defence lawyers investigate, as he put it in court Wednesday: "Was there eavesdropping on the conversations?"
There's been no precise proof, but the lawyers did uncover secret microphones inside devices that both troops and civilians thought were smoke detectors.
Tuesday, the prison's staff attorney, Navy Capt. Thomas Welsh, testified that he discovered the eavesdropping capacity of the camp where captives consult their lawyers in January 2012 — six months before Bogdan took over. Welsh saw an agent in a headset sitting in a control centre listening as a detainee and his lawyers discussed a plea deal — a meeting that carried no confidentiality.
But the Navy lawyer was so surprised by what he saw, that he sought out the warden prior to Bogdan, Army Col. Donnie Thomas, to get assurances that no one was listening in on confidential conversations. Thomas left in June. Bogdan testified Wednesday that no one told him about the bugs.
Echo II is used exclusively by attorneys and the 16 former CIA prisoners at Guantanamo. They are segregated from the other 150 captives so no word can get out of where they were held, or what the agents did to them beyond leaked reports that described waterboarding, mock executions, sexual humiliation and sleep deprivation.
Echo II is an old Caribbean seafront compound of eight huts with 16 cells inside. And it's adjacent to Bogdan's headquarters.
Once eavesdropping became an issue, Bogdan said he did some research on the lawyers' meeting place and learned that the FBI had control of it until 2008. The Army got it with the bugs already installed. Bogdan's guard force controls access, and keeps watch on prisoners brought there. The prison's intelligence unit, called the J-2, controls and manages the technology.
But until last week, Bogdan said, he had never noticed that each cell had a microphone in a device that resembled a smoke detector. Backtracking, he discovered that the bugs worked when he took charge — but he wasn't told about them. Then, in October, he approved renovations of the huts — but nobody told him that Navy engineers working there snipped the audio wires.
Nor did the intelligence unit tell him that it reconnected the microphones in December.
Rather, the colonel said, he authorised entry for intelligence contractors to upgrade video cameras that are plainly visible in each cell. His troops don't listen in, Bogdan said, but they do use video monitors in a control centre at Camp Echo II to watch lawyers meet with clients strictly for security reasons. They zoom in on a prisoner's hands, he said, and watch for contraband but never to read privileged legal papers.
The strange eavesdropping investigation is not over. But while defence teams continue to look for evidence, Pohl agreed to hear other pretrial motions this week on legal arguments that could underpin the actual trial, including defence allegations of a flawed charging process.
The Pentagon's senior official for military commissions, retired Vice Adm. Bruce MacDonald, is to undergo questioning by defence attorneys Thursday morning by video-teleconference from Washington, D.C. At issue in that testimony is whether there was political influence on his decision to go forward with the complex conspiracy military prosecution of the five men accused of orchestrating, funding and providing training for the terror attack that killed 2,976 people on Sept. 11, 2001. ___
(c)2013 The Miami Herald
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Basic Tees for Women
Basics are a staple in every wardrobe, and nothing is more simplistically trendy than a classic tee or cami. Perfect for every day and every outfit, our basic tees for women are a must-have. We keep up with all the latest trends and update our collection regularly to ensure you always find exactly what you need to fit the moment!
Back to Basics
Our basics collection gives you the daily comfort you're looking for with a boho chic touch. We offer all the cuts, colors, and patterns you're looking for. From basic camis and long and short sleeve pieces to v-neck, scoop neck, and high neck tees, we stock a large variety to ensure a versatile collection.
These basic tees for women also come in a number of different patterns and materials. You'll find materials and prints appropriate for any season—from bold graphics for summer to subtle hues for fall. Layer them under our boutique cardigans for a no-fuss and in-demand ensemble.
Size & Fit
At Magnolia Boutique, all our products run true to size, so your shopping experience is simple and stress-free. For additional details regarding specific measurements, materials, and care instructions, please review the individual product page. You can also find instructions on how to measure yourself for our basic camis and tees, as well as our models' measurements, in our sizing guide.
Don't forget to browse our boutique bottoms and boho jacket collection to create the perfect pairing with these cute basic tees for women! Shop Magnolia Boutique now and create the outfit of your dreams!


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Whiteboards are great for brainstorming and keeping track of projects, but incorporating one in a home office so that it blends in with the décor isn't easy, especially if you work out of a small studio apartment. The solution? Camouflage it! In the first part of this episode, you'll find out about DIY whiteboard options that can easily be concealed with a picture frame. In the second half, you'll learn how to make a simple DIY wood picture frame to cover up the whiteboard, and see how engineering prints can be a great inexpensive alternative to print large black and white photos.
|Add your comments
Shop for items related to this project via the EYS Amazon Store. Other sources for materials: Home Depot, Staples


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Menlo Park, CA:
March 20, 2012
Team Phoenicia announced today they were selected to provide the rocket engines to power Team JURBAN's competition lunar lander for its landing on the surface of the Moon. Both teams are competing for the $30 million Google Lunar X PRIZE, the largest incentivized competition offered to date, challenging space professionals and engineers from across the globe to build and launch to the moon a privately funded spacecraft capable of completing a series of exploration and transmission tasks.
Both teams expressed mutual interest in collaborating after they met in the Google Lunar X PRIZE Team Summit last summer where they participated and discussed the rules of the competition as well as presented their progress and status of their bids to land onthe Moon. The first area of collaboration is the outfitting of JURBAN's lander withTeam Phoenicia's engines.
Team JURBAN's lander will incorporate two Z150a rocket engines that will be fired to decelerate and land on the Moon. This is a crucial step inwinning the Google Lunar X PRIZE. "The safe landing of the rover for theGoogle Lunar X PRIZE is crucial and difficult. JURBAN's selection of TeamPhoenicia's engines both honors and delights us. We are going to the Moon! Not just once! Not just through our own efforts! But with another team as well!" stated Team Phoenicia's Team Leader, William Baird. "Having a rocket engine in hand has already created additional investors and sponsor interest, and has energized our team members who are anxiously waiting to see some fire," stated Blaze Saunders. "With JURBAN being a computer science and electrical engineer strong team, the mutual data and hardware exchange partnership with Team Phoenicia will allow both teams to move much faster."
To date, there is only one minority group in the personal space flight industry that merits attention – the JURBAN team, directed by Dr. Jayfus T. Doswell and technically and artistically managed by Blaze Sanders and Morgan Glaze respectively. JURBAN or the *Juxtopia® Urban RoboticsBrilliant Application Network* team plans to win the $20 million X PRIZE Grand Prize by using our new shiny engines in a single 526 second burn to slow down the JURBAN airbag landing system from 3,580 mph to a gentle 60mph impact: a simple and low cost / sustainable system that will open up the Moon and Mars to scientists around the world.
"Team Phoenicia has always felt that the Google Lunar X PRIZE is not just about getting to the Moon, but fostering the NewSpace business ecology. Our partnership with Team JURBAN is another outstanding example of the links in that ecology growing under the auspices of the Google Lunar X PRIZE," said Team Leader William Baird. The Z150a Rocket engine is primarily a RP-1/LOX engine with 150 lbs-f thrust. The Z150a differs from the previous Z150 engines with the addition of an integral ignitor. The Z150, Z150a and Z550 along with as yet unrevealed engines are designed and built by Team Phoenicia at its Menlo Park facility. The Z-series engines can be used with other hydrocarbon fuels besides RP-1 and have been.
The JURBAN Team is from Baltimore, Maryland and comprised of African American high school and college students from Historically Black Colleges and Universities (HBCU) and Minority Serving Institutions (MSI) as well as professional engineers in management positions.
Team Phoenicia is a Google Lunar X PRIZE participant and is looking to land its rover on the Moon in 2014. Team Phoenicia has been pursuing the Google Lunar X PRIZE since November 2007 and is based in Menlo Park, CA.
Generously funded by Google, the $30 million Google Lunar X PRIZE is an unprecedented competition to challenge and inspire engineers and entrepreneurs from around the world to develop low-cost methods of robotic space exploration. To win the Google Lunar X PRIZE, a privately-funded team must successfully place a robot on the Moon's surface that explores at least 500 meters (1/3 of a mile) and transmits high definition video and images back to Earth. The first team to do so will claim a $20 million Grand Prize, while the second team will earn a $5 million Prize. Teams are also eligible to win a $1 million award for stimulating diversity in the field of space exploration and as much as $4 million in bonus prizes for accomplishing additional technical tasks such as moving ten times as far, surviving the frigid lunar night, or visiting the site of a previous lunar mission. To date, more than 20 teams from a dozen countries around the world have registered to compete for the prize. The Google Lunar X PRIZE is available to be claimed until the end of the year 2015. For more information, visit www.googlelunarxprize.org
Founded in 1995, the X PRIZE Foundation, a 501(c)(3) nonprofit, is the leading organization solving the world's Grand Challenges by creating and managing large-scale, high-profile, incentivized prize competitions that stimulate investment in research and development worth far more than the prize itself. The organization motivates and inspires brilliant innovators from all disciplines to leverage their intellectual and financial capital for the benefit of humanity. The X PRIZE Foundation conducts competitions in four Prize Groups: Education & Global Development; Energy & Environment; Life Sciences; and Exploration. Prizes won include the $10 million Ansari X PRIZE for private, suborbital space flight; the $10 million Progressive Insurance Automotive X PRIZE for creating safe, affordable, production-capable vehicles that exceed 100 MPGe (energy equivalent); the $2 million Northrop Grumman Lunar Lander X CHALLENGE for advanced rocket development; and the $1.4 million Wendy Schmidt Oil Cleanup X CHALLENGE for highly effective, ocean
surface oil spill cleanup methods. Active prizes include the $30 million Google Lunar X PRIZE, the $10 million Archon Genomics X PRIZE presented by Medco, and the $10 million Qualcomm Tricorder X PRIZE. For more information, go to www.xprize.org
Google's innovative search technologies connect millions of people around the world with information every day. Founded in 1998 by Stanford Ph.D. students Larry Page and SergeyBrin, Google today is a top web property in all major global markets. Google's targeted advertising program provides businesses of all sizes with measurable results, while enhancing the overall web experience for users. Google is headquartered in Silicon Valley with offices throughout the Americas, Europe and Asia. For more information, visit www.google.com


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"A grander perspective on the universe . . . a novel that sets its sights on God."—The Wall Street Journal
"Dazzling . . . The true miracle of City of God is the way its disparate parts fuse into a consistently enthralling and suspenseful whole."—Time
"Blooms with humor, and a humanity that carries triumphant as intelligent a novel as one might hope to find these days."—Los Angeles Times
"Radiates [with] panoramic ambition and spiritual incandescence."—Chicago Tribune
"One of the greatest American novels of the past fifty years . . . Reading City of God restores one's faith in literature."—The Houston Chronicle


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Visit our U.S.A. & International site for relevant pricing, distribution and product availability information.Go to StarTech.com
USB 3.0 Capture Device for High-Performance DVI Video - 1080p 60fps - Aluminum
Record DVI video to your computer, and embed a 3.5mm audio source, at 1080p 60fps resolution
Product ID: USB32DVCAPRO
- Seamless picture quality with USB 3.0 bandwidth enabling you to capture 1080p video at 60 FPS
- Wide device playback support with universally encoded video files
- Raw/lossless video capture ensuring DirectShow™ compatibility on Windows devices
- Separate 3.5 mm audio input for added voice commentary or audio track
- Includes a DVI pass-through port for a monitor to watch your video as it is captured
This DVI to USB 3.0 video capture device records high-definition DVI video to your computer. With an aluminum enclosure, this device is built strong for fixed-location or on-the-go capture. It offers a separate 3.5 mm audio input for accompanying audio or voice-overs, and a DVI pass-through port for connecting a monitor to review the video as it's captured.
Capture HD video at 1080p 60fps
Record 1080p video at 60fps (frames per second), to save your content so it can be shared, stored, or edited. Capture from security equipment, control rooms, medical, or other industrial DVI devices, directly to your computer.
Easy video recording on Windows and Mac
The included software makes recording easy. Using a widely adopted codec, videos saved in StreamCatcher™ work with almost any video player and require no converting or editing.
Live stream on Windows
On Windows, you can live broadcast your video over the internet, using Twitch™ or other third-party video streaming platforms, with the included software.
DirectShow compatibility on Windows
With this capture device, you're not tied to the included software. You can record raw/lossless video using any third-party DirectShow™ compatible software, such as Open Broadcaster Software (OBS).
Capture video from HDMI®, VGA or DVI devices
This versatile DVI capture device works with HDMI to DVI and VGA to DVI adapters, so you can record video from an HDMI or VGA source.
The USB32DVCAPRO is backed by a 2-year StarTech.com warranty and free lifetime technical support.
- Record video for training and tutorial purposes from technologies that output DVI
- Capture raw, uncompressed video using your preferred DirectShow compatible software
- Great for recording the output from your PC, server, or POS station, when creating software training and tutorial videos
- Add your own independent audio source for voice-over commentary
Product Numbers
Ingram Micro Italy
Tech Data - Italy
UPC Code
Technical Specifications
|Warranty Information
|2 Years
|AV Input
|AV Output
|Chipset ID
|Mstar - MST3363CNK-170
|Industry Standards
|Video Encoding: MPEG4/H.264
|DirectShow Compatible
|Audio Specifications
|2-channel stereo audio
|Maximum Analog Resolutions
|1920 x 1080 60 FPS
|Maximum Digital Resolutions
|1920 x 1080 60 FPS
|504,825 Hours
|Supported Resolutions
|1920 x 1080, 1280 x 720, 1024 x 768, 800 x 600
|Wide Screen Supported
|Connector A
|1 - 3.5 mm Mini-Jack (3 Position) Female Input
|1 - DVI-I (29 pin) Female Input
|Connector B
|1 - USB Type-B (9 pin) USB 3.0 Female
|OS Compatibility
|Windows® 7, 8, 8.1, 10
MacOS® 10.11 to 10.14
|Special Notes / Requirements
|This video capture device requires a USB 3.0 port (or higher). The video capture device does not work with USB 2.0 ports (or lower).
|Power Source
|20% to 80% (non-condensing)
|Operating Temperature
|0°C to 40°C (32°F to 104°F)
|Storage Temperature
|-5°C to 40°C (23°F to 105°F)
|Physical Characteristics
|Product Height
|2.4 cm [1 in]
|Product Length
|92.2 mm [3.6 in]
|Product Width
|61.1 mm [2.4 in]
|Weight of Product
|102 g [3.6 oz]
|Packaging Information
|Package Height
|52 mm [2 in]
|Package Length
|21.7 cm [8.5 in]
|Package Width
|15 cm [5.9 in]
|Shipping (Package) Weight
|0.5 kg [1 lb]
|What's in the Box
|Included in Package
|1 - USB 3.0 capture device for DVI video
|1 - USB 3.0 cable
|1 - quick start guide
MacOS® 10.11 to 10.14
6 ft HDMI to DVI-D Cable - M/M
Connect an HDMI®-enabled output device to a DVI-D display, or a DVI-D output device to an HDMI-capable display
6 ft DVI-D Single Link Cable - M/M
Provide a high-speed, crystal-clear connection to your DVI digital devices
Product Support
- [MStar MST3363CNK] USB 3.0 Video Capture Device Drivers.zip Version: 22.214.171.124.4
- Windows Video Capture Software.zip Version: 126.96.36.199.0.1
- Mac Video Capture Software.zip Version: 1.0.5
Data Sheets
Frequently Asked Questions
Before You Buy
You can use a video capture device to capture or record an audio and video output signal to a connected computer. You can use USB, ExpressCard, or PCI Express technology to connect a video capture device to a computer system. StarTech.com has video capture devices that can capture audio and video from sources such as HDMI, DVI, VGA, S-Video, component, or composite. The captured signals are usually recorded with software that is included with the video capture device. Some software will also stream the captured signals online.
Select a capture device that features the audio and video connections you want to use. These can be identified on the product page, under the Technical Specifications tab. Whenever possible, you should avoid using adapters or converters with video capture devices as they can cause issues or negatively impact the quality of the audio or video signals being captured.
When looking at a video capture device that requires software to use, it is important to consider the operating system you want to use it on. You can find this on the product page under the Technical Specifications tab, which only lists supported operating systems.
Consider what resolution and refresh rate you require. You can find the supported resolutions and refresh rates on the product page, under the Technical Specifications tab in the Performance section.
Video capture device usually use drivers and software to record audio and video. Both the drivers and the software can be found on the product page under the Support tab. Different software will have different features so it's a good idea to review the software to make sure it is a good fit for your intended usage. You can do so by looking at the manual for the device, also located on the Support tab. StarTech.com only supports the software included with the video capture device.
HDCP stands for High-Bandwidth Digital Content Protection. This system protects high definition video from being intercepted, modified, or recorded between the source and the display. All StarTech.com devices adhere to the HDCP standard, so they do not record HDCP-protected content. HDCP content that is being blocked often appears as a blank screen or a screen with an HDCP error shown on it.
Certain video capture devices allow you to stream video feeds online with streaming platform such as YouTube. For more information, review the product manual or watch our video on this subject. You can find a link to the video in the description. If at this point you have further questions about a Startech.com video capture device contact our technical support team for further assistance.
Although you may be able to plug in all of the connectors used for video standards associated with video capture cards/cables, you may still encounter issues that may prevent the video from being captured correctly.
About copyright protection
Some video sources implement copyright protection when you are plugging into a non-display device. Examples of copyright protection include the following:
High Definition Content Protection (HDCP). This type of copyright protection is included with DVI and HDMI® and can appear as a video error or blank screen. HDCP may also appear on the screen.
Analogue Content Protection (ACP). This type of copyright protection is included with analogue video (for example, composite, s-video, or component). ACP can appear as a brightness pulsing up and down.
Copyright protection cannot legally be bypassed, and StarTech.com does not offer any products that do so.
Using video adapters
It is possible to passively convert video signals to different connector types, but the video standards will not always match between the video source and video destination. You may need to actively convert from one video type to another to ensure that the correct conversion is being made. When a passive converter is not available, most video standards can be converted with active converters.
Examples of incompatible passive conversions include the following:
- VGA source to composite or component (RCA) video, or composite or component (RCA) video to VGA.
- Composite (RCA) source to s-video.
- VGA to DVI-D and DVI-D to VGA.
Note: S-video to composite can be passively converted. DVI-I/DVI-A and VGA can be used bidirectionally.
About output resolution
If your video source has the ability to change resolutions (for example, a computer), it may be possible to send an incompatible resolution. To verify that the correct resolution is being used, navigate to www.StarTech.com and click the Technical Specifications tab for your product. Make note of the Industry Standards and Maximum Resolution specifications.
In the operating system's display management, you can adjust your video source to match or go below the maximum resolution and if possible, the refresh rate of your capture card.
Due to High-bandwidth Digital Content Protection (HDCP), it is not possible to record from certain gaming consoles. HDCP content (for example, movies) are protected, but the console itself may or may not have permanent HDCP enabled on the HDMI output.
For more information about consoles and their permanent HDCP enforcement, consult the following table:
|Permanent HDCP
PlayStation 3
|PlayStation 4
Optional. You can change the settings in the menu.
Wii U
XBox 360
|XBox One
You can use a video capture card with consoles that do not have permanent HDCP enabled.
Certain StarTech.com video capture cards are compatible with DirectShow and will work with many third-party video capture applications that are compatible with DirectShow. For more information on DirectShow compatible video capture cards, refer to the following FAQ: https://www.startech.com/faq/video-capture-cards-directshow.
Although third-party software might work with this video capture card, StarTech.com does not officially support or endorse the use of third-party applications.
This video capture card uses a DirectShow compatible driver and can be used with many third-party video capture applications. The driver for your video capture card still needs to be installed. You can find the driver by entering the product ID at http://www.startech.com/Support.
StarTech.com does not officially support or endorse the use of third-party applications. Any use of applications not provided by StarTech.com with our hardware must be independently supported.
Yes, if you use this capture card with third party software, it is possible to turn your video camcorder into a webcam.
Although third-party software might work with this video capture card, StarTech.com does not officially support or endorse the use of third-party applications.
This video capture card cannot record from more than one input at the same time.
Note: Although the USB2HDCAPS can be connected to multiple computers on the same network, only one device can capture video at a time.
Starting in High Sierra 10.13, macOS enforces stricter security policies than previous revisions. As a result of these changes, software packages, like those used in this installation, will need to be allowed within the macOS Security and Privacy settings, immediately after the software has been installed, in order for the device to operate.
To allow the software, follow these steps after you've completed installation on your Mac:
- Open System Preferences.
- Open Security & Privacy.
- Click the Allow button near the bottom of the General tab.
Note: The option to allow the software will be available within the Security & Privacy settings for 30 minutes. If the software is not allowed within that time frame, the software must be reinstalled in order for macOS to grant the opportunity to allow it again.
How to
- Open a web browser and navigate to https://www.youtube.com/live_dashboard.
- Under Encoder setup, copy the Server URL from the bottom of the page.
- Add a slash mark and your stream name or key to the end of the URL (for example, rtmp://a.rtmp.youtube.com/live2/USERACCOUNT-8033.d1fj-m8d7-ds8y-41qj).
- Copy the RMTP link (you will need it to complete step 8).
- Open Stream Catcher.
- Click Settings > Streaming Settings.
- In the Streaming Protocol Type drop-down menu, click RTMP.
- In the Streaming Public URL field, paste the link that you copied in step 4.
- On the Stream Catcher home page, click the blue record icon.
A Windows 10 update may prevent a Capture Device from being detected by your Computer. Enabling access to your Camera and Microphone will resolve this issue.
To enable access to your Camera:
- Click the Start icon.
- Click the Settings icon.
- Click the Privacy tile.
- Click Camera.
- Locate the slider that says Let apps use my camera. Toggle this slider to the On position.
To enable access to your Microphone:
- Click the Start icon.
- Click Settings icon.
- Click Privacy tile.
- Click Microphone.
- Locate the slider that says Let apps use my microphone. Toggle this slider to the On position.
When you troubleshoot issues with a video capture device, there are some quick tests that you can complete to rule out potential problems. You can test to make sure that the following components are working correctly and are not the source of the issue:
Video cables
Video source
Video capture device
To test your setup components, try the following:
Use the video cables, source, and capture device in another setup to see if the problem is with the components or the setup.
Use a different video cable, source, and capture device in your setup to see if the problem persists. Ideally, you should test a component that you know works in another setup.
When you test your cables, it is recommended that you do the following:
Test each cable individually.
Use short cables when you are testing.
When you test the video cables and source with the video capture device, make sure that the following is true:
Other video destinations work with the same video source. For more information, visit http://www.startech.com/faq/video_capture_cards_source_compatibility.
Adapters and extenders are kept to a minimum.
The video source is not copyright protected (for example, HDCP).
The video standard (for example, NTSC, PAL, HDMI, and so on) of the video source matches the Technical Specifications of the video capture device.
To check if the video capture device is detected in Windows®, complete the following:
Press the Windows key + R, type devmgmt.msc, and press Enter to open Device Manager. Check to see if your device is listed under Sound, video and game controllers.
Do one of the following:
If you do not see the video capture device in Device Manager, for more information, visit https://www.startech.com/support/faqs/technical-support?topic=expansion-cards#pci-pcie-cannot-boot-os-or-detect-windows
or https://www.startech.com/support/faqs/technical-support?topic=expansion-cards#usb-cannot-detect-windows.
If the device is listed with an error, follow the instructions on the Support tab on the StarTech.com product page to reinstall the drivers.
When you test the video capture device on your computer, make sure that the driver and capture software is installed on your system for your adapter. Some cards may be able to support third party software, however, support is limited. For more information, visit https://www.startech.com/faq/video-capture-cards-third-party-software.
Note: The USB3HDCAP requires a compatible USB 3.0 card.
Before you begin to troubleshoot StreamCatcher, make sure that you have tried to troubleshoot the video capture device by referring to the following FAQ: www.startech.com/faq/video_capture_cards_general_troubleshooting.
If you are unable to display or record video, complete the following in Device Settings:
Make sure that the input that you are trying to record or display is selected in Video Source.
Make sure that the video standard is set correctly for your region (for example, NTSC for North America, PAL for Europe, and so on).
If your audio is not working, make sure that you selected the correct audio source in Audio Source.
If the recorded video is poor quality, navigate to Record Settings and change the following settings to best suit your setup:
Record Resolution
- High
- Low
Record Mode
- VBR (Variable Bit Rate) adjusts the bit rate based on the complexity of the video and saves space.
- CBR (Constant Bit Rate) maintains the same bit rate regardless of complexity and offers the best recording quality.
Record Quality
- The VBR quality level increases from 1 to 10, with 10 being the highest quality level.
- The CBR quality level goes from 2 Mbps to 16 Mbps, with 16 Mbps being the highest quality level.
If you are experiencing any issues with streaming, make sure that the following is true:
The target IP address is correct.
The correct protocol is selected.
You tested a low resolution and low bit rate to get the best performance.
Compliance and Safety
Compliance Letters
Safety Measures
- If product has an exposed circuit board, do not touch the product under power.
- If Class 1 Laser Product. Laser radiation is present when the system is open.
- Wiring terminations should not be made with the product and/or electric lines under power.
- Product installation and/or mounting should be completed by a certified professional as per the local safety and building code guidelines.
- Cables (including power and charging cables) should be placed and routed to avoid creating electric, tripping or safety hazards.
* Product appearance and specifications are subject to change without notice.


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Two deaths are now being blamed on Hurricane Michael. News reports say a Georgia child is the second person to die from the powerful hurricane. WMAZ in Macon says an eleven-year-old girl died in Seminole County when a tree fell on her home Wednesday afternoon. Earlier in the day, a man died in the Florida Panhandle after a tree crashed into his house. Officials in Gadsden County say downed power lines and fallen trees blocked emergency crews from reaching him.
Photo: Getty


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Free: Contests & Raffles
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text: ASUS R9 Fury X delivers pumped gaming performance and extreme reliability GPU Tweak II with Xsplit Gamecaster provides intuitive performance tweaking and lets you stream your gameplay instantly. DirectX® 12 technology gets intense gaming performance and unrivalled image quality. 4GB 4096-bit high-bandwidth memory for higher bandwidth performance and less power consumption. Shop Modal header Game Faster. Quieter. Cooler. ASUS R9 FURY X graphics card is powered by the brand-new Radeon™ R9 Fury X graphics-processing unit (GPU) and bundled with a free 1-year premium license of customized ASUS GPU Tweak II and XSplit Gamecaster for intuitive performance tweaking and online streaming. With 4GB of 4069-bit high-bandwidth memory and Microsoft® DirectX® 12 technology, the ASUS R9 FURY X is a revolutionized graphics card for pumped gaming performance and extreme reliability. I/O Ports Highlight 1 x Native HDMI 3 x Native DisplayPort GPU Tweak II with Xsplit Gamecaster Tweak Till Your Heart's Content With an intuitive new UI, GPU Tweak II makes overclocking easier than ever, and features Game Booster to maximize graphics performance and XSplit Gamecaster to stream or record your gameplay. XSplitGamecaster Now, you can also launch XSplitGamecaster to bring up the in-game overlay and start streaming or recording your gameplay with the click of a button. You can also try the in-game annotations and video editor features to enhance your game stream experience. Learn more about XSplitGamecaster Powered by AMD Radeon™ R9 FURY X AMD Eyefinity Technology: Extend the view across up to 6 displays to immerse yourself in gameplay and entertainment. CrossFire Support Multi-GPU technology for extreme performance. AMD HD3D™ Technology: Optimize stereoscopic 3D gaming and movie-watching entertainment. PCIE 3.0 Delivers double the bandwidth per lane of PCIe Gen 2 for faster GPU – CPU communication. Brings new levels of visual realism to gaming on the PC and get top-notch performance.


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The 6 Essential Requirements for Managing ADC in Hybrid Cloud Environments
Now that your organization is deploying apps on-premise and in the cloud, you need an ADC that can manage, monitor, and troubleshoot applications across your entire hybrid and multi-cloud landscape.
How do you select a solution that can help you deploy and monitor your application infrastructure end-to-end?
Download "The 6 Essential Requirements for Managing ADCs in Hybrid Cloud Environments" to learn more.


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From Bravewords.com:
On May 18, Michelle Meldrum, leader of the band Meldrum and former Phantom Blue guitarist, was rushed to St. Joseph's Hospital in Burbank in critical condition. She passed away late afternoon Wednesday, May 21, 2008 as a result of a cystic growth on her brain that had restricted oxygen and blood flow to her brain rendering her brain dead.
Meldrum had just completed writing and recording the bands soon to be released album with drummer Gene Hoglan, along with the new lineup Michele Madden (vocals) and Laura Christine (bass). The surviving band members plan to release the album later this year in tribute to their fallen band-mate.
Those who knew Michelle recognize that she lived every moment for the music, and was regarded as both an exceptional guitarist and a nurturer by her associates, friends, family and son.
Meldrum, 39 is survived by her parents and three year old son, Jake Thomas. Her family and band members appreciate all the support that has been shown over the past few days through this trying time. A memorial tribute benefit will be announced in the following weeks.
Michelle Meldrum was born on Sept 28, 1968 in Detroit, Michigan to a family of musicians and actors. At 13, Meldrum moved to Los Angeles, California and started her career in music by forming the thrash metal band WARGOD with drummer Gene Hoglan (DARK ANGEL, DEATH, and STRAPPING YOUNG LAD). When WARGOD disbanded Meldrum continued her search for a band and become both co-founder and lead guitarist in all girl metal/rock band PHANTOM BLUE. PHANTOM BLUE released their self-titled debut album on Shrapnel Records as well as Roadrunner Records, and eventually landed a deal with major label Geffen.
Once PHANTOM BLUE disbanded after a successful run at fame, Michelle Meldrum moved to Sweden and formed her current band MELDRUM. After many triumphant tours with such acts as MOTÖRHEAD and BLACK LABEL SOCIETY, she reunited with Hoglan in 2006. Hoglan had appeared as a special guest on the MELDRUM album prior and played several events. Inspired to once again collaborate, Meldrum moved back to America where she and Hoglan began writing the aforementioned third MELDRUM album together.
Another life taken too soon. I became a Phantom Blue fan when I picked up their self-titled debut when it came out in '89. Unfortunately, I hadn't really kept up with the band or Meldrum. Thanks to Michelle for being a part of the soundtrack to my life and my condolences to her family, friends, and bandmates. Rest In Peace Michelle…..
— Steve


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A very smart idea of a French bistro from New York, reimported back to the mothercountry for easy consumption by Anglo or Anglo seeking hipsters in South Pigalle, Buvette Gastrotheque is a simulacrum, a Kinfolk wet dream of an eatery, a little too perfect, a little too Brooklyn meets Pigalle, but still, I liked it a lot.
Rant over, it's a comfy, friendly place that serves up old school Gallic comfort food as seen through the eyes of a Yankee chef (Jody Williams) , and it's very decent, although I couldn't help thinking "what a great business idea" all the time. The space is all eclectic, with rickety vintage school chairs, bar counter stacked with fresh desserts, a vintage ham slicer, glass jars full of apples.. half of the clientelle seemingly bobo lifestyle journalists and bloggeuses whiling away the afternoon, strutting their Isabel Marant press sale threads while furiously jotting down details in their Moleskins and iPads.
The copious croque Madame, unfortunately sans oeuf (forgotten) was thick and crunchy, smoked salmon and scrambled eggs textbook, ratatouille quite delish, accompanied with fresh goat cheese and the desserts just what the doctor ordered: homemade waffles with fresh forrest berries, tarte tatin with fresh, just slightly sour as it should be, cream. All in all, it did seem a little too much esprit de Village , but sometimes that is just what you need (either that or a cheapass flight ticket to JFK). And plus they're open all day long, and closed only on Mondays.


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WOODSTOCK – A commission whose handling of an ethics complaint against Undersheriff Andrew Zinke is being questioned will hear Zinke's complaint next week against the blogger who filed it.
The five-member McHenry County Ethics Commission will convene Thursday to determine whether Lakewood blogger Cal Skinner's complaint – that an email Zinke wrote to County Board members constituted campaigning on taxpayer time and resources – was frivolous.
Zinke's email, sent from his county account during work hours, rebuts statements and pictures posted on Skinner's blog at www.mchenrycountyblog.com that he gave Skinner the middle finger during the Crystal Lake Independence Day Parade. The July 10 email made several references to Zinke's campaign for sheriff. His boss, Sheriff Keith Nygren, is not running for re-election next year.
The commission ruled at a July 25 hearing that Skinner's complaint was insufficient to warrant forwarding it to the state's attorney for prosecution. Skinner faces a fine up to $5,000 if the commission sides with Zinke in his countercomplaint.
Zinke attorney Mark Gummerson in a six-page filing requests that Skinner be penalized, alleging that the complaint was meritless and caused harm to his client.
"On its face it is clear that the Undersheriff was merely advising the board members as to a baseless attack upon his person and his family, and the circumstances of such and was not political in nature, again as defined under the Ethics Ordinance," Gummerson wrote.
Skinner attorney Robert Hanlon counters in a 16-page response that finding Skinner's complaint frivolous after the commission "simply got it wrong" by dismissing it last month would silence whistleblowers and violate Skinner's First Amendment rights.
The Ethics Commission has received three complaints since its 2005 seating, and Skinner's was the first to go to a hearing.
"When government seeks to punish its citizens for advancing peaceable grievances, our system of government has failed and has arisen to a level of tyranny ... what Andrew Zinke is asking this commission for is an endorsement of tyranny," Hanlon wrote.
The commission's agenda following the hearing includes reviewing its ordinance and procedures in wake of criticism. The issue of how the commission follows its own rules and procedures plays a role in Hanlon's defense, just as it did when Gummerson challenged the commission at Zinke's hearing.
Hanlon alleges in his response that the commission's own rules forbid making a motion for dismissal during the hearing, which he said invalidates Zinke's motion for sanctions against Skinner.
Furthermore, Hanlon alleges that the commission's rules end the case the moment a complaint is found insufficient, meaning that Zinke has no mechanism under the ordinance to pursue a claim against Skinner.
The July 25 hearing, in which the commission often appeared to be struggling with how to proceed, prompted the County Board's Management Services Committee to pursue its own review of the ethics ordinance and the commission's rules.
Skinner's complaint is sure to become an issue in the acrimonious race to replace Nygren. Zinke is facing a GOP primary challenge from former Des Plaines Police Cmdr. Bill Prim, and the winner would face independent candidate Jim Harrison, a labor lawyer and former sheriff's deputy.
What it means
The McHenry County Ethics Commission will hold a hearing on whether a complaint filed against Undersheriff Andy Zinke by Lakewood blogger Cal Skinner was frivolous.
The commission meets at 3 p.m. Thursday at the county Administration Building, 667 Ware Road, Woodstock.


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A few new images from the real-life drama Hitchcock have landed online. The film stars Anthony Hopkins as the legendary director and centers on his relationship with his wife Alma Reville (Helen Mirren) during the troubled production of Psycho. Fox Searchlight recently pushed the film into a prime awards season November release date, and the pic is slated to make its world premiere at the AFI Fest on November 1st. These images give us a look at Scarlett Johansson as Janet Leigh, Jessica Biel as Vera Miles, and James D'Arcy as Norman Bates himself, Tony Perkins. We also get a look at Hopkins and Mirren as Mr. and Mrs. Hitchcock. Backstage stories are always fascinating and I can't wait to see what director Sacha Gervasi has put together.
Hit the jump to check out the images. The film also stars Toni Collette, Michael Stuhlbarg, and Danny Huston. Hitchcock opens on November 23rd.
Via People.


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via press release:
|ACCESS HOLLYWOOD: Charlie Sheen On Getting 'Two And A Half Men' Axe Via Text: 'It's Just Deplorable'
|ACCESS HOLLYWOOD: Charlie Sheen On Getting 'Two And A Half Men' Axe Via Text Message: 'It's Just Deplorable & They Should Be Ashamed!'
ON TONIGHT'S ACCESS HOLLYWOOD (Syndicated, Check Local Listings)
Charlie Sheen has blasted his former bosses at "Two and a Half Men" after they fired him on Monday afternoon.
In his first interview since learning the news, Sheen told Access Hollywood's Billy Bush that his former bosses at Warner Bros. Television, which produces the show, did not contact him to break the news – he found out via technology.
"I got a text or something. Here's another thing — these guys are such yellow cockroaches that they didn't even have the decency to call me. I put 5 bill[ion] in their cheap suit pockets and another half a bil' in what's-his-cheese's pockets and this is the f***ing respect I get?" Sheen told Bush. "It's just deplorable and they should be ashamed of themselves!"
Sheen blamed his firing – not on his recent media onslaught – but on his former bosses not understanding the actor.
"Whatever. I guess if you can't process a guy, or realize his value, you must terminate him," Sheen told Bush. "That's real high-brow thinking, really evolved thinking. I don't know. It is what it is. I'm more worried about my children [Bob and Max] right now than any of this nonsense, you know."
Sheen confirmed to Bush that he plans to move forward with potential legal action against his bosses for breach of contract.
"I think that they realized that," Sheen said. "They exercised such a cheap move and [this is] so silly and so transparent and… it's so juvenile. It is the work of infants. It is the work of silly infants and it's just — if this is what it had to come to, to get me out of those silly shirts, then so be it. So maybe I'll wear one, just on the final day when I go and remove all of their bazillions."
As previously reported on AccessHollywood.com, on Monday afternoon, Warner Bros. Television, which produces "… Men" confirmed they had fired Sheen.
"After careful consideration, Warner Bros. Television has terminated Charlie Sheen's services on 'Two and a Half Men,' effective immediately," the statement read.
The news was annoucned just weeks after CBS and Warner Bros. Television pulled the plug on the remainder of the "Two and a Half Men" season after Sheen made a series of radio rants.
"Based on the totality of Charlie Sheen's statements, conduct and condition, CBS and Warner Bros. Television have decided to discontinue production of 'Two and a Half Men' for the remainder of the season," CBS said in a statement at the time.
Since production was halted on the current season of the show, Sheen has spoken out in a host of interviews, including Access Hollywood, and his own Internet talk show over the weekend.
Sheen had told Access Hollywood's Billy Bush he hoped to work things out recently, noting his lawyer was going to give his terms to CBS CEO Leslie Moonves.
It was not immediately clear what the plans were for the future of "… Men," but a report had surfaced multiple times that bosses were talking to "Glee's" John Stamos.
"I love him. I like John, but he doesn't have what I have and the show sucks if he's on it," Sheen previously told Bush before changing his position days later.
"I was out of line and you're a beautiful man, and a talented man, and if you get the gig, we should talk," Sheen told Los Angeles' KTLA News last week.
CBS had no comment on the news that Warner Bros. Television had fired the actor.
**If you use this information, please attribute "Access Hollywood" and link back to www.accesshollywood.com


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Peterson, Harvin and Guion Miss Practice For Vikings
The Vikings practice without start players running back Adrian Peterson and receiver Percy Harvin Thursday. Defensive tackle Letroy Guion (turf toe) also missed practice for the Vikings Thursday. Peterson sat out because of an illness but is expected to play Sunday against Detroit. Harvin missed a 2nd straight day of practice with an ankle sprain. Harvin was spotted in the locker room limping badly.
The Vikings are hoping that Peterson and Harvin can return to the practice field today. Guion seems unlikely to play for the Vikings Sunday. Fred Evans and Christian Ballard would see time at defensive tackle with Guion out. If Harvin can't play Sunday the Vikings would use more of Devin Aromashdu and a possible season debut of Jarius Wright.
The Vikings are 1-point underdogs against Detroit Sunday at noon, pregame on WJON at 11am. The Vikings are 5-4 while Detroit is 4-4.


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Home > Fitness & Health > Health Library > Thyroid Storm
Thyroid storm (thyroid crisis) is a potentially life-threatening condition for people who have hyperthyroidism. Thyroid storm happens when your thyroid gland suddenly releases large amounts of thyroid hormone in a short period of time. If you have thyroid storm, you will need emergency medical treatment.
Thyroid storm is more likely to develop when a person has a serious health problem in addition to hyperthyroidism or in people who have untreated or undertreated Graves' disease. The problem usually happens after a stressful event or a serious illness, such as a major infection. It may also be triggered by surgery or by using iodine for a CT scan or in radioactive iodine therapy.
Symptoms of thyroid storm include:
Thyroid storm can lead to coma, heart failure, or death.
Health Tools help you make wise health decisions or take action to improve your health.
Current as of: July 29, 2019
Author: Healthwise StaffMedical Review: E. Gregory Thompson MD - Internal MedicineKathleen Romito MD - Family MedicineAdam Husney MD - Family Medicine
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Bikes > Frames
The heart of any bike, the frame is the most important part bar none. Choose wrong and nothing else you put on there will matter. From ultralight carbon race bikes through to freeride and downhill rigs capable of smashing up any World Cup course, there is plenty of excellent choice