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Guaranteed Value: Guaranteed Value: We are so confident that our programs will help you we offer a 100% money back refund policy. If you change your mind about completing our programs for any reason at all within the first 7 weeks, email us and we will give all of your money back.
Give us a test drive by registering today and you will see why over 3,000 participants like you have completed our training programs. There are no hidden fees, and everything but the required readings are covered by this single tuition payment, which is less expensive than a single University course. We live in a knowledge economy and your investment in knowledge today will provide you with:
1) Lifetime access to exclusive instructional videos
2) Free career coaching
3) Expert audio interviews with industry practitioners
4) Resume template in Word Document format and FREE resume feedback
5) Practice examination in Excel
6) Timed online examination
7) Certificate presented in a leather diploma holder (seen right)
Need Help? Please call us at (503) 922-2752 to place your order over the phone during Pacific Time business hours, or email us at [email protected]
The following are quotes from some of the over 3,000 participantswithin the training programs provided by the Global Training & Certification Institute (G.T.C. Institute) and Business Training Institute. The programs we offer here and through the G.T.C. Institute cover many industries, and in the past year alone we have added more than 140 new quotes to our website.
We have been able to deliver high quality global business certification programs with our proprietary certification delivery platform and our more than 325 internal operational processes. These have evolved and been refined over the past several years, and we continue to improve our processes.
Testimonial #1: Tom Jordan
"This designation is a great program to educate new employees."
Testimonial #2: Jeffrey Ziglar | Vice President of Hedge Fund Strategies at Goldman Sachs & Co.
"The curriculum is a great place for people within or entering the industry to gain a fundamental foundation on the history, structure, and concept with freedom of time allocation and limited cost."
Testimonial #3: Majieb Zain | Trader at Barclays Bank Plc
"The course subjects allow you to develop an in-depth understanding of the portfolio analytics methods and measures, which are constantly evolving. The organizers were able to accommodate my unique request and prompt to resolve any issues encountered."
Testimonial #4: Nick Asmus
"The industry is becoming more popular every day and more competitive as well. This is why I believe this program is a good way to show potential employers that you are dedicated to the industry. I recommend this program to everyone."
Testimonial #5: Issam Roumani | Managing Director
"The program definitely enhanced my knowledge from a true novice to a professional. Many ideas, tips and selling techniques are known to me that can make a big difference. This program was one of my best choices. Thank you for the program."
Testimonial #6: Shin Hwang
"I think that this exam gave me a broad sense of what the industry was. Although I was a buy-side analyst, I learned so much about it while preparing for the exam."
Testimonial #7: Gregory Eberhart
"The sales and marketing materials were excellent in getting right to the bottom line for success. I know exactly how to move forward on sales and marketing, you provided those critical steps. Right on."
Testimonial #8: Mario Di Marcantonio
"I began using this program as a resource as an intern while still in college. Now, employed full-time, I continue to use the website to increase my knowledge and now to secure a certification which will help me advance within my company. Many thanks for being a such a user-friendly channel for those seeking to expand their knowledge."
Testimonial #9: Steve Vennerbeck | Real Estate Investor
"What I liked about this company was that I no longer needed to learn this subject matter on my own. I had the resources of literally thousands of qualified individuals all distilled into a single site. Since joining the program my learning curve has turned upward dramatically. My next goal is to complete the Level 2 portion of this program while simultaneously looking into entity structuring my business."
Testimonial #10: Andy R. | Hedge Fund Manager
"I believe that this designation is a long overdue way to separate the wheat from the chaff in an industry that, while currently in a down cycle, will remain as an integral component for financial planning and asset allocation in the future."
Testimonial #11: Technical Analyst For Wachovia | Sumeer Kapila, Level 1 CHP, CFA Level 3 Candidate
"This designation is a focused program. A program which details and provide inside information. The study guide provide you the rules of the game, keeping you informed about the legal and regulatory perspective. This program helps you to keep the integrity by raising industry standards."
Testimonial #12:
"I had been tracking the develop of this designation for several months, and now that I'm running my own business I needed more of a broad base of the industry knowledge. In the past as a trader, I learned a lot about investing and alternative asset types, but I completed this course to learn more about the structure and direction of the industry, and I feel it has served this need greatly."
Testimonial #13: J.P.
"To me, this program embody the principles and will come to represent a unique brand of individuals."
Testimonial #14: Chai Foong | Algorithmic Forex Market Trader
"I'm a algorithmic trader. I have been searching for a training program related to the markets but I could not find any suitable until a friend told me about this program. This program helps me build credibility in the market place and adds to my relevant experience in the field. I believe the program is what is needed to step inside the industry."
Testimonial #15: Private Wealth Management Executive
"The program stands at the forefront of our industry's progressive growth, providing a designation which will prove invaluable and recognizable world-wide. With impeccable timing, the designation is emerging into the best buyers' market of our lifetimes."
Testimonial #16: Dominic Di Bernardo | Student
"I am taking this program to expand my knowledge. I also believe that this designation will give me an edge over others trying to enter the industry. And lastly I believe that I will be able to gain valuable contacts through this program's website, other designation candidates, and anyone else that stands behind this designation."
Testimonial #17: Professional Placement Agent for Hedge Funds
"This program has been fabulous. They answer every question quickly, accurately and professionally. It's this stuff that, quite simply, builds credibility. For once I'm actually studying something"
Testimonial #18: Derivative/Technical Analyst | Leading brokering firm
"This program is of the best courses I could find in the market. Not only is the course vigorous and up to date, but they also help you with access to industry recruiters for career advice and job opportunities. Another reason I registered was so that I could build my contacts. To me the value was in the complete package for a successful career."
Testimonial #19: Algorithmic Trader for a Private Capital Group
"I am an algorithmic trading software developer working for a capital firm. I have been doing just-in-time learning all the time, in an undisciplined fashion. I think the goal of achieving this program would enforce a formal approach to my education in this dynamic field. Besides, in my readings, I am hitting areas and terms I did not know. This program would give me the confidence of a firm background knowledge, in pursuing my career."
Testimonial #20: Bob Beller, Executive Vice President | Financial Advisory Firm
"Objective standards are established by progressive thinkers. For me, the concept of this program is at the cutting edge of an industry that requires more uniform and measurable standards. That's where I want to be for people I represent and that's exactly what I want to pass along to people I mentor. Timing is everything."
Testimonial #21: Jennifer Hrabik | Wealth Management Associate
"Early on in my finance career I recognized I am very interested in alternatives and knew that learning more about this area would give me a competitive edge. I researched programs and found this one to be the best as it also provides networking and mentor opportunities. It excites me that the program is new and I can be one of the first in the industry to earn this designation. I also like the two level approach. Level one provides a thorough overview while level two focuses on training. For someone just a few years into their career, level two is really helpful in narrowing down what you want to "major" in."
Testimonial #22: Soumen Gopal | Hedge Fund Manager (Partner)
"There are three reasons why I joined this program. The first reason is the focus, this program is focused very deeply, performance and investment strategies and this is tailored to my needs. The other important point about this program is the speed of completion, many programs take much longer to complete. The last reason was the networking benefits, you can come out of this program and attend networking events and meet others in the industry and this is very helpful."
Testimonial #23: Timothy Brady
"I enjoyed the readings required for the program. Also, the communication provided by the group was great."
Testimonial #24: Shian-Shian Khern
"Very comprehensive and useful structure. The program provided me with valuable knowledge and information. I now feel well versed in this industry."
Testimonial #25: Henrik Lalund
"I think the program gives a good introduction to and overview of the industry. I enjoyed reading all the 3 books and think they contain the right amount of knowledge."
Testimonial #26: Alexander Haardt
"The readings were very well chosen. This program has helped me better understand the industry as a whole as well. Tough at times, but lots of fun!"
Testimonial #27: Gregory Blair
"I really enjoyed the content that we had to learn. Good dynamic course for an individual interested in getting involved in any type of investment situation or career."
Testimonial #28: Choong Foon Chai
"This program helped me become more knowledgeable and this has been a valuable experience. The program is unique and provides something which really doesn't exist elsewhere in the market. I took this program because it helped me increase my credibility in the industry."
Testimonial #29: Sunny Youn
"Completing the program has been a good experience, covering out a variety of topics of interests."
Testimonial #30: Peter Schaffer
"I think it is a good test for professionals to complete. I now look forward to Level 2 of the program."
Testimonial #31: Antony Ghee
"The materials and topics covered were not overwhelming, yet not overly simplistic. It is my view that the program strikes the appropriate balance for anyone that seeks to learn about or build upon their knowledge."
Testimonial #32: Kwee-Lam Teo
"The program provides participants with extensive knowledge to strengthen our professionalism in the industry. It really carries weight and improves our quality standards."
Testimonial #33: Anil Sharma
"Good coverage of topics, testing of deep understanding, and well constructed examination as well. Thank You!"
Testimonial #34: Kaustav Bagchi
"Preparation material like the practice exam could be more frequently released. They were very helpful in understanding the different subject areas as well as gave good preparation. Also, the study material was very comprehensive and summaries of the material are extremely useful. I would definitely sign up for the Level 2."
Testimonial #35: Alexander Moreno
"My experience with the exam has been great. I gained a better understanding of hedge funds, learned more about basic hedge fund strategies, and how they play a big roe in the financial industry. The reading material was excellent, and the exam was very relevant."
Testimonial #36: Susan Swift
"Very broad learning experience. Good overall coverage of material."
Testimonial #37: Vincent Tange
"Great to have a programme entirely focused on this growing industry. Very useful literature; suitable and interesting for a diverse audience of participants. Looking forward very much to develop myself further in the industry, thanks to insights gained from this program."
Testimonial #38: Haifeng Xi
"The exam and related video content is a great motivation for self learning! The test preparation materials are great help in the process, please keep up the good work."
Testimonial #39: Scott Ingerto
"I thought the book selection was great. The test was complete and fair. Thank you!"
Testimonial #40: Jimmy Huang
"I have had a great experience studying for the program, thank you for making it available."
Testimonial #41: Mike Peterson
"The Level 1 Program was an excellent program in a broad overview."
Testimonial #42: Shiu Hong Chu
"I think the exam is good; the question's difficulty was optimal, and the time is enough for a candidate to complete. Also, it covers all the main ideas, and the essay questions were good for testing the candidate's knowledge of different strategies. Good job!! I enjoyed the program."
Testimonial #43: Vadim Alexanrov
"Great interactions with anyone I was trying to reach/ask a question. Straightforward curriculum. Nice preparation guides. Thanks!"
Testimonial #44: Manik Chhabra
"Great experience. Excellent curriculum exposure. Looking forward to the next steps in finding opportunities in the industry."
Testimonial #45: Elaine Fox
"Broad questions covering all areas. Very helpful. Some tricky questions in there on the examination."
Testimonial #46: Richard Langevin
"This is a very nice program and I'm very proud to be part of it. I'm sure it will grow very fast in the coming years !!! I plan to start working in the industry in the coming years and this designation will help me a lot! Thanks for setting up this program."
Testimonial #47: Sachin Obaid
"This was an awesome exam! It gave me a great opportunity to read books, which I generally would not pick as light reading, and I have learned a lot. Thank you for creating such a great program. "
Testimonial #48: Matthew Archie
"The designation program has greatly improved my knowledge. Improvement: The study guide could have been completed earlier last year, glad it is now complete though. Thank you for the opportunity!"
Testimonial #49: Christopher Eberhart
"The team has been very supportive since I registered for the program. They provided responsiveness and the knowledge I needed from the program."
Testimonial #50: Manik Chhabra
"Great experience. Excellent curriculum exposure, too. Looking forward to the next steps in finding opportunities in industry."
Testimonial #51: Hai Le
"I love the program so far! Thanks for the program."
Testimonial #52: Mario Tate
"I like the freedom of taking the test online, I can go to a quiet place and not be distracted by crowds. I also like the updated study guide, which included tips on which chapters to focus on; this was really helpful."
Testimonial #53: Jose Carlos
"Even though I have managed derivatives for a long time, I was able to learn a lot about the small and big differences to approach from a relative value point of view. It has been a very good approach too, and the books included as material should be a absolutely necessary readings for any investor interested in absolute returns, capital preservation and interested to manage the Risk/Return in an efficient way."
Testimonial #54: Christine Zaremba
"I attest that this program is helpful on generating positive returns. I hope that course 2 continues to provide me with the detailed knowledge and videos provided. Thanks!"
Testimonial #55: Najieb Zain
"I think an online exam makes it convenient for candidates from across the country to pursue the program. Thank you for the pleasant experience."
Testimonial #56: Bradley Robinson
"The overall customer service provided by the team before the exam was excellent. I enjoyed the readings. The program still has a small "feel" to it unlike the other programs out there."
Testimonial #57: Howard Klemmer | Hedge Fund Manager
"This was a fine experience for me and this exam let me test what I do vs. what other people thought I did."
Testimonial #58: Al Behbehani
"I think the exam was well constructed. Thanks."
Testimonial #59: Jean Paul Van Straalen
"The online exam provides the industry a tool to build a more professional image and reliable and responsible attitude of the manager."
Testimonial #60: Venugopalan Mauralidharan
"This has been a good experience for me. I have learned a lot."
Testimonial #61: Darius Paris
"The program organization does a good job supporting the candidates with preparation. I like the flexibility of the online exam format. Thanks."
Testimonial #62: James Day
"The information contained within this program has been helpful for starting my own business."
Testimonial #63: Steven Pliszka
"I believe that what you are doing is very constructive and I appreciate the opportunity."
Testimonial #64: Mammad Guliyev
"Thanks for the program. Everything you offer is excellent and I have received a lot of value from the training."
Testimonial #65: Mark Babineau
"As a college student studying for the program, I have learned an enormous amount about this industry. I would highly suggest this program for anyone looking to get into this business."
Testimonial #66: Michael Drover
"I think more emphasis on trading strategies would be useful. But this is a minor point – generally speaking, a well-designed program!"
Testimonial #67: Abdikarim Karshe
"I think this is a well prepared test and I think many people benefit from this test. Best regards."
Testimonial #68: Paul Maggs
"Really enjoyed studying for the course. It was good that the study material was broad and authored by different individuals. The ability to ask questions was also a huge benefit as this isn't something I have had on previous courses in the UK."
Testimonial #69: Victor Leon
"So far so good. I really hope I pass both levels this year so I can add this to my resume!"
Testimonial #70: Scott Jelen
"This has been a positive experience because it dispelled some of the myths. I especially liked the books. I also thought the discussion of the different strategies was very interesting."
Testimonial #71: Michael Kennedy-Gestring
"This course was great. Thank you!"
Testimonial #72: Benjamin Shellington
"This program has helped me tremendously in learning what hedge funds are all about."
Testimonial #73: Ray Mustafa
"So far I believe that the program has been helpful. The reading material covered a large range of information. I do look forward to completing level 2."
Testimonial #74: Jim Hughes
"Program is educational besides informative. Extremely helpful and insightful formats."
Testimonial #75: Ashutosh Kaduskar
"One of the best initiatives that provides outside with an exposure. I have gained good knowledge about the various basics through the reading materials."
Testimonial #76: Joseph Del Principe
"I enjoyed learning the information in the texts and materials. I have a new understanding of the complexities now. The test was challenging but fair."
Testimonial #77: Nick Asmus
"I found the program to be very helpful. I enjoyed studying and finding a reason to really comprehend and delve into numerous concepts and materials. It also gave a good foundation of what things you "need to know". "
Testimonial #78: Melissa Standstring
"I enjoyed the program. Learning about the different strategies has helped to make me a more knowledgeable member of our team."
Testimonial #79: James Klauzner
"Very good set of questions, does a good job of "probing" the general Alternative Investment field knowledge of the individual. I can see how this kind of certification would help the prospective employee and the hiring firm get a better idea of what each party is offering/getting in terms of the candidate's knowledge base."
Testimonial #80: Trent D'Ambrosio
"The test was very broad and covered a great deal of information; I think it was a great baseline. I am most impressed with the selected reading; I found it extremely valuable."
Testimonial #81: Jeremy McIntosh
"This has been a great experience. I enjoyed the required readings."
Testimonial #82: Ashish Agarwal
"Good program. Thanks for creating it!"
Testimonial #83: Sanket Ajmera
"Excellent program."
Testimonial #84: Todd Hickman
"Great job. Thanks."
Testimonial #85: Herman Pretorious
"This program opened a new level of understanding for me within this area."
Testimonial #86: Tilak Pati
"The CHP is very detailed and requires a depth of knowledge to complete."
Testimonial #87: Anthony Caramagno
"Positive Experience: "I found the self-study program to be very rewarding. It was a pleasure and very interesting to study and learn. I feel enriched by this program."
Testimonial #88: Andrew Valerie
"Even as a 20 year financial services industry executive, I found the required reading materials extremely valuable and will continue to use the books as reference guides. I look forward to the next steps in the education process."
Testimonial #89: Jeffrey Hochman
"The learning process was very good, some of the examples within the readings were outdated but overall this was a high value program."
Testimonial #90: Nicholas Manciero
"Some of the questions were debatable, but overall a good exam."
Testimonial #91: Todd Fitzpatrick
"I found the program to be very useful and informative and feel like i have achieved my goal of gaining a good foundation in a very complex industry. "
Testimonial #92: Craig Ferguson
"I have learned a lot of general knowledge. I look forward to the Level 2 training. "
Testimonial #93: Mike Mitchelson
"This gives me a good feel of where I am. With all the information provided, I was given a good gauge to see if I am ready for the next step. It also helped to show me how much more I need to sharpen my knowledge."
Testimonial #94: Bum Joon Suh
"Thanks for the opportunity to complete this program."
Testimonial #95: Mario Fernandez | Directory & Senior Vice President – EFG Capital
"The certification program has thus far been very educational, introducing some new concepts and refining others. In deciding on which of the three Level 2 specialties to concentrate on it would be interesting to be able to select two or maybe all three (like a dual or triple major)."
Testimonial #96: Kalyan Saripalli
"Very good experience."
Testimonial #97: Thomas Staskiewicz
"Great addition. This program provides further education and experience for a career path in the industry."
Testimonial #98: Vivek Jain, FRM
"I have just completed the Level 2 Exam, and I thoroughly enjoyed the process. I have gained definitive insights and knowledge, and I would like to thank the entire team! Again, thanks a lot. It was a great experience!"
Testimonial #99: Scott Valenti
"I have come significantly far in my venture thus far and a good deal has been due to your network and resources. Thank you again and I look forward to gaining leverage from the distilled content of your program as I study."
Testimonial #100: Ortwin Klose | Senior Systems Consultant at Aflac
"Thank you very much for providing this challenging certification program. I'm certain that this program designation provides great visibility and credibility within the industry. The program designation is an excellent way to formalize one's knowledge and demonstrate one's desire to enter the world industry!"
Testimonial #101: Philipp Pingel | Assistant Vice President at Credit Suisse
"A deep level of knowledge is necessary to do well in this program, thank you for providing it."
Testimonial #102: Ajay Sangha | Investment Manager at Hamilton Bradshaw
"I have had to quickly move up the learning curve on the program and this has been both challenging and exciting for me."
Testimonial #103: Gabriel Morris | Administration Manager at Campbell & Company, Inc.
"The program training has provided me a well rounded knowledge. I hope to share my experience with my colleagues and encourage them to use this program as a training grounds for new team members."
Testimonial #104: Vincent Tange | Financial Analyst at Knight Vinke Asset Management.
"I really enjoyed the reading material and videos."
Testimonial #105: Philip Sosnovsky
"The Level 2 examination was put together very well."
Testimonial #106: Luna Tjung
"Completing the program was a rewarding experience."
Testimonial #107: Thomas Ritter | Partner at Multiplicity Partners AG
"This program is a great program, nice idea to split Level 2 into specific specializations."
Testimonial #108: Chuan Xia Loh | Treasury Specialist at Standard Chartered Bank
"Coming from the wealth management space, this course has certainly provided me with a good insight to the world. This will allow me to better provide product advisory to my high net worth customers with regards to investing in the alternative investments space."
Testimonial #109: Marc Puppo | Consultant at Hunthill Capital
"I found the program to be valuable and was impressed with the materials selected for this course."
Testimonial #110: Peter Huels | Consultant
"As a relative newcomer to the industry, I found the program very helpful and insightful, as it tries to draw on many sources of professionals within the industry to provide a balanced view of the current key drivers in the business."
Testimonial #111: Richard Langevin | Portfolio Manager at National Bank of Private Wealth
"Very good books, websites, and materials. I hope other people from Canada will take your course!"
Testimonial #112: Jennifer Eisenecker | Associate at BNP Paribas Wealth Management Singapore
"Thank you for the designation program!"
Testimonial #113: Joshua Hoo | Director at Hoo and Partners Limited
"The reading materials are very practical and useful for capital raising exercise."
Testimonial #114: Amit Kapoor | Chief Operating Officer at 10X Partners
"This program has been great!"
Testimonial #115: Sanket Ajmera | Team Leader of Fund Administration at Societe Generale Ltd.
"It was a truly great experience pursuing this program. I recommend it to others frequently."
Testimonial #116: Purtis Marks
"The program was so challenging. You must read the material to pass."
Testimonial #117: Yatindra Chugh
"Thank you for putting this program together."
Testimonial #118: Priyadarshini Kuma | Business Analyst at Bank of America
"This program designation is very detailed exam and really tests out your knowledge."
Testimonial #119: Albert Waski
"I loved this program. It taught me so much and made me grow even more. I can't wait to be a part of it. Thank you!"
Testimonial #120: Robert Wattie | Portfolio Manager at Newland Capital
"The program was great at giving one a general view of the industry and the different strategies involved."
Testimonial #121: James Cornell | President of Lenrock Capital Partners
"This designation has been an excellent experience. The text books helped build a solid foundation and the online content and tutorials brought the concepts to life. A very well done program!"
Testimonial #122: Constantin Rueter | Analyst at ADIA
"This program is very good and I always got fast responses from your team. Thank you."
Testimonial #123: Enoch Osei-Adu
"I am very grateful for your teams working up the program over the years into what it has become today."
Testimonial #124: Girard Hemminger
"I came to the program, not so much for the 'credential', but for the broader legal, regulatory, and business perspective that it encompasses. It has provided me with a great deal of valuable information in a cost-effective way."
Testimonial #125: John Lilley | Director of Investments at Citi Private Bank
"The designation is bound to become more important for the industry as more people learn about it. It should be required for people involved in the industry."
Testimonial #126: David Blair | Managing Member of Red Star Partners, LLP
"I enjoyed the reading required within this program, thank you."
Testimonial #127: Kalyan Saripalli
"Its a wonderful program. I have gained tremendous knowledge. Really Great work!"
Testimonial #128: Jacob Triodl | Woodard & Curran
"The course allowed me to develop a holistic understanding. I really enjoyed the reading material."
Testimonial #129: Oliver Neal | Head of Alternative Investments at Credit Suisse AG
"This program has been an eye opener."
Testimonial #130: Danny Fernandes | Investment Middle Office Analyst at Hartford Investment Management Company
"All in all I feel that the books, study guides, and other study materials helped me gain a better understanding of the industry. The information I learned will help me in my pursuit. I will recommend this program to family, friends, and co-workers."
Testimonial #131: Peter Goldsworthy | Financial Analyst at Royal Bank of Scotland
"I thoroughly enjoyed the program. The prescribed texts are interesting and challenging and provide a good foundation for understanding the basic concepts. I believe that this designation will make me more marketable. The course administrators are friendly and efficient in dealing with any query that I had, thank you for your assistance."
Testimonial #132: Tracy Knudsen | Senior Vice President of Research at Lowry Research Corporation
"I enjoyed this course and feel I learned an abundance of relevant information."
Testimonial #133: Troy Wilson
"Thank you for the program."
Testimonial #134: Joshua Roach | Director at PHI Group Investments, LLC
"Thanks for everything that your team put together in the certified program."
Testimonial #135: Guido Giaclone
"Great program!"
Testimonial #136: Gregory Eberhart | Managing Partner at Calmac Group
"This has been an amazing program and I have expanded my knowledge tremendously since I first picked up the first book. I hope to be full charter holder in a month's time."
Testimonial #137: Sean Sum Gopal
"Excellent Program. Brilliant mix of practical application and theoretical knowledge as well as academic rigor."
Testimonial #138: Henry De Valle | Senior Investment Analyst at EFG Capital
"The course provided a clear understanding of the hedge fund strategies used in the investment world."
Testimonial #139: Reginald McNair
"This program has been an excellent source for enhancing my knowledge in the industry. I have learned many things that would have been much more challenging to learn outside of program. I am very impressed with the amount of video content and work that went into putting this program together."
Testimonial #140: Bouaze Pierre | Globaleye
"This certified program provides phenomenal training and a challenging exam. This training gives me confidence that I have stretched myself for the good and will be successful in my career."
Testimonial #141: Doan Tran Huy | Head of Proprietary Trading at Asia Commercial Bank
"I have learned a lot by completing the program, thank you."
Testimonial #142: Kirill Vinokurov
"Thank you for offering the certified designation."
Testimonial #143: Muhayyodin Ghulam | Manager at Ernst & Young
"It was a great experience. I have gained so much knowledge while studying for the program and I believe that this designation will open doors for me to excel even further within the Industry."
Testimonial #144: Trent Brown | President of Lone Capital Advisors, LLC
"I have enjoyed the process of learning even more. The books that were the reading materials for the program were very informative."
Testimonial #145: Faisal Arif | Consultant at Infonetrics, Inc.
"The program provided me with excellent knowledge and information about the industry. It has been a great experience."
Testimonial #146: Louis Priebe | Financial Advocate at Apogee Physicians
"The program has helped me achieve a broad based knowledge on the industry to move toward the ultimate goal of helping clients."
Testimonial #147: Stuart Pack | Regional Vice President
"Thank you for the educational opportunity. I thought I knew a lot about the industry, but this program designation has really opened my eyes. I'm looking forward to the second part!"
Testimonial #148: Alexandra Rumie | Senior Vice President at EFG Capital
"Thank you for putting together this certified program."
Testimonial #149: Vincent Giardini | IT Director at 1st Lake Properties
"I would like to say that the curriculum that this program has put together is excellent. My knowledge has increased tremendously by using the program. I am looking forward to advance to level 2 and to start my own business."
Testimonial #150: Gary SwimanTjung | President of ICS Compliance
"The program required a great deal of study, but it was well worth it. It gives a certain sense of credibility to your knowledge. I feel I know a ton more than I did previously, thanks to this exam."
Testimonial #151: Kristi Subramanian | Investment Analyst at PNC Asset Management
"This is a great program. I enjoyed reading the books. Hopefully I'll pass this level because I am looking forward to completing the due diligence section of level 2. Thanks!"
Testimonial #152: Stan Hopkins | Consultant to Lifesciences Industry at Trinity Partners
"For an outsider looking for professional self-improvement education in the industry, the program is invaluable in educating and providing useful resources."
Testimonial #153: Marco Rainaldi | Portfolio Manager at Lombard Odie Darier Hentsch
"I have learned a lot during my readings. I am looking forward for the Level 2! It is really a great idea to have organised such a training. Thanks!"
Testimonial #154: David Stybr | Investment Manager at Coober Ltd.
"It is very good program that helped me target to specific information and can choose these information."
Testimonial #155: Randall Saulnier | Financial Representative at MassMutual
"I enjoyed the broad scope of the required readings and the attention to the subjects that mattered."
Testimonial #156: Gregory Deligiannis | Technical Business Analyst at Thomson Reuters
"This level 1 preparation was exactly what I needed to get my foot in the door. I gained valuable knowledge and learned the lingo to have intelligent conversations with big managers."
Testimonial #157: Alonso Rivas
"As the team wrote, this is not an overnight exam. Reading and reading and re-reading is necessary to cross-over information of the underlying preparation material and to have a clearer map of the whole thing. It is a good exam, as it goes into every aspect."
Testimonial #158: Mohamed Jarraya | Account Manager at Future Trends International Corporation
"I truly enjoyed the books recommended by the program. I have learned many insights and increased my knowledge in the industry. Thanks."
Testimonial #159: Gur Sheps | Associate of Investor Control Team at Gottex Fund Management
"I think the program is comprehensive, and is starting to get appreciated in the Industry."
Testimonial #160: Sergio Nozal | Trader
"I am happy with this program, since it shows you the most important items to know in the industry in a relatively short period of time."
Testimonial #161: Federico Hirlemann | Chief Financial Officer (CFO) at Passageway
"The customer service team is very prompt in responding to e-mails! Thank you!"
Testimonial #162: Andy Hunt
"This designation is a great online course, very informative."
Testimonial #163: Casimir Klimasauskas | Senior Engineer at Forte Design Systems
"It is clear that a lot of work went into this certification. I am grateful for that. I have learned a great deal."
Testimonial #164: Peter Miltner
"I did like your simple explanations in the educational videos provided to participants in the program."
Testimonial #165: Peter Huels
"Overall I found the program very helpful. Thank you."
Testimonial #166: Colin Shepherd | Managing Director at High Octave Investments (PTY) LTD
"The program provides a global view of the industry and improved my knowledge and skills in preparation for alternative managements."
Testimonial #167: Gregory Blair | Financial Manager at Elcon
"I enjoyed the program extremely the second time around."
Testimonial #168: Edmund Van Der Byl-Knoefel | Analyst at Douse Associates, LLP
"I liked how the designation program has such a smooth running testing system in place. Thank you."
Testimonial #169: Tara Lazzarotto
"This designation was a great experience!"
Testimonial #170: David Gerlack | Manager of Fund Services at SZ Fund Services, LLC
"Being new to the industry I needed to gain the knowledge to provide my current clients with the appropriate expertise. The program gave me the core knowledge that I needed. Gave me the confidence that I needed to go out into the industry and be able to converse with seasoned providers."
Testimonial #171: Linda Reeves | Realtor at Solid Source Realty
"The certified program provides great websites and networking guidance for the curious individual."
Testimonial #172: Attorney from Mick & Associates, P.C., LLO
"Whatever the outcome of the test, I have increased my knowledge of the industry. I think that the designation process is important for anyone looking to enter the industry directly, or who provides a service. For myself, the knowledge is an invaluable tool to use in my daily activities."
Testimonial #173: Amit Kapoor | 10X Partners
"The CHP designation is a great program!"
Testimonial #174: Anuj Gandhi | Senior Business Analyst at Indus Valley Partners
"I like the focus of this program and its exclusivity on the industry!!"
Testimonial #175: Massimo Scholari | Chief Investment Officer (CIO) at Pragma Alternative Sgr
"I found the program to be very enlightening and interesting. I would encourage anyone interested in finance generally to take the program. Thank you for this great opportunity. It is very useful to come back to the textbook and to test our knowledge and skill."
Testimonial #176: Gregory Eberhart | Managing Director at Calmac Group
"Having a securities background in the past, this CHP program brought my past knowledge base forward to the present and into the current industry base of knowledge. I found the test and materials very practical to the focus of succeeding in this industry. It greatly prepared me for the next level in this career. Thank you!"
Testimonial #177: Vincenzo Villamena | 10X Partners
"Thanks for this opportunity to complete the program. I found it interesting and enlightening."
Testimonial #178: Brenton Rupple Jr.
"This industry is inherently fascinating and the various reading materials and study guides for the program designation provides a marvelous window into this fascinating world."
Testimonial #179: Paul Kress | Derivatives Account Manager at Morgan Stanley
"Thank you for putting together this program."
Testimonial #180: Jean-philippe Gosselin
"I think this course is great to get educated and I am looking forward to do the level 2 and then start networking in the industry and hopefully get a job. Thank you for putting this together."
Testimonial #181: C.J. Coletta, CFA CMT | President of C.J. Coletta & Company
"This program is a great way to immerse yourself into the world industry and internalize their strategies."
Testimonial #182: Alexander Akinwumi | Investment Analyst at Knights Capital
"I am very grateful that the CHP program makes this opportunity cheaply available for an aspiring manager like myself in a far away location like Nigeria. I am going to help spread the reach here."
Testimonial #183: Gregoire Theron | CEO of Reportfolio
"This has been a fantastic course, even for a person that is employed. I can recommend this course to anyone in the industry or interested."
Testimonial #184: Alexandre Corsini | Pictet Alternative Investment
"The reading books were really interesting and I appreciated to read them even if English is not my mother tongue."
Testimonial #185: Sonia D'Souza
"This program is a good introduction to the industry."
Testimonial #186: Martin Biely | Portfolio Manager at First Private Investment Management
"Thank you for collecting all of this knowledge and including it within the designation program."
Testimonial #187: Bartosz Trafidlo
"I think that it is great. I really learned a lot from the readings and your videos within the program. Keep up the great work."
Testimonial #188: Jose Alcazar | Analyst
"I have found the website and videos very useful and informative. Thank you for putting them together."
Testimonial #189: Michael Newton | President of Zaitech
"I look forward to studying for the next level."
Testimonial #190: Eli Kent | Principal of Moody Aldrich Partners, LLC
"This program provides a very helpful foundation for learning about hedge fund concepts."
Testimonial #191: Gabriel Morris | Fund Administration Manager at Campbell & Company
"Even though my study time ran a little shorter than I hoped, I have gained a considerable bit of knowledge from this program. I found the reading to be helpful, not just with this examination, but also with my overall job knowledge. I am looking forward to begin working on the next level. Thank you. "
Testimonial #192: Ming Chiu | Vice President of Structuring at Conventry Capital LTD
"The reading list is helpful. The web site and contents are useful for smaller to medium sized managers. The program was great. Thanks!"
Testimonial #193: Kelly Patrick | Financial Representative at Fidelity Investments
"The material was very thorough, the team has done a great job designing this designation. If nothing else, it exposes individual, like myself, to books that insiders have deemed to be more relevant and worth reading. You indicated that, in order to become an expert, we should read two books a month for 2 years. It makes sense, and this is the foundation of that quest. And the program designation on my business card will not hurt either.
Testimonial #194: Jonathan Heller | Associate at Lazard
"I work in the industry and studying for the program exam really expanded my knowledge base and helped me understand more topics that we discuss at work."
Testimonial #195: Marc Puppo | Consultant at Hunthill Capital
"Although I've worked in the field, I felt like my knowledge base was strengthened with the required readings. I enjoyed taking the program level 1 and I am hopeful that the recognition of this new designation will grow."
Testimonial #196: Yatindra Chugh | Infinera
"Keep up the good work, thank you for putting the program together."
Testimonial #197: Brian Kordeck | Accounting Manager at TIFF Advisory Services
"The program is well designed and provides potential members with all of the tools to be successful."
Testimonial #198: Gina Versella | Administrative Assistant at Moelis & Company
"The website was very helpful. The study guides helped me prepare for the program examination."
Testimonial #199: Rij Basak | Director at Sylphia Consulting Inc.
"I am extremely impressed by the quality of the course materials. The books prescribed for this course give excellent idea of the industry and are very helpful in gaining a great deal of knowledge. Before starting the course I hardly knew anything about the industry; after reading the books and some of the white papers I feel I can teach several people within the finance and banking industry. The team was extremely helpful and provides the right kind of guidance and advice. I am glad that I took this course and look forward to doing Level II."
Testimonial #201: Shan Tjung
"Good professional designation for professionals; thank you for putting it together."
Testimonial #202: Ezzat Faltas | Trader
"This program is a great resource & guide to anyone serious about the industry. If you need direction, education and resources, the CHP program is the way to go!"
Testimonial #203: Ningyun Huang | Risk Analyst at Chase
"The program is good and worth completing."
Testimonial #204: John Keller
"Thank you for offering this very professional program."
Testimonial #205: Amor Gomez | Fund Accountant
"The study guide has been very helpful to me and the required readings have provided me with the additional knowledge on the industry."
Testimonial #206: Amrit Singh | Investment Banking Analyst at Bank of America
"This is a great program and if you follow the curriculum properly, you will learn a lot."


text:
|Permission given to use clip art by Bio Organics
Over the years, I have received hundreds of requests for help, I would say half of them I am able to help, which brings quite a bit of satisfaction. However, the others, if after my suggestions don't pan out, the person is usually left with a brick wall. This past week, I received two such requests and suddenly thought, why not post their letters. I have my own Brick Walls on a blog post, why not post theirs. I'll either use their entire letter or parts of it with pertinent information. If anybody has information on these unknown people, please write me and I will put you in touch with the appropriate person.
In addition, if anybody wants to write a piece on their brickwall, please do. Just send them to me, and I'll post here. This will be like a query board. Let's see what happens.
#1 "Hello Barbara,
It is me again. I had contacted you concerning the Lowrey / Grinnell Families and your help was so wonderful. I have followed your blogs ever since and find them so interesting. Again, thank you for all of your work!
Well, in reading the last few weeks, I noticed your connection to Momence, Illinois and the Hess family of the region. I've hit a stone wall with my great-great-great grandfather Andrew G. Hess who lived in Iroquois County Illinois (near Momence). He was supposedly born in 1830 in Pennsylvania although I found in the 1860 Census his birthplace was listed "unknown". He was a drayman and married Sarah Sapp (born 1836 in Illinois, the daughter of Asa and Allie (Thomas) Sapp. Her nickname was Sallie.) The couple had children Ally (1854), Phebe (1856), LAVINA SEREPTA -my line (1859), twins Calvin and Benjamin (1866), Samuel (1868) and Andrew E. (1871). Andrew was buried in Oak Hill Cemetery when he died in Watseka, Illinois July 13, 1884( Find-a-Grave) but no mention of Sallie's burial there.
I was just wondering if in your years vast research, if you ever came across mention of him, his parents or his family? Hess is a very popular name since a whole German part of the country seems to have used this but the geographical location of the family and the early date of living in the same area may be coincidental or they may actually tie in somewhere to the Scramlin - Hess Family that you have researched.
Thanks again for all your efforts!
#2 "Hi Barbara,I have started researching my Westover genealogy. My father was Orville Francis Westover (1915-1992). My grandfather was Thomas Francis Westover (born in NY in April 1885 or 1887). My great-grandfather was Stephen Westover. According to the 1900 Census, he was living in Oneonta, Ostego, NY. He was born in Canada in October 1857. He had been married to Josephine Shortsleeve Westover (nickname "Rina"?) for 22 years. Josephine was born in May 1861 in New York. Their children are Thomas, May, Della, Harry, Arthur, Roy, and Reva.There is one other child that I don't know the name of. Both Thomas and Stephen were boilermakers for the railroad and the family moved frequently.
I am wondering if this Stephen Westover might be the Stephen that is on your family tree (born 1859 in Canada, son of Orange Westover). Do you have any suggestions on how to figure out if these are the same people?
Thanks for your help!
Nancy Westover S."

subset: commoncrawl


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Aventura ParkSquare is a vibrant new Community designed by Zyscovich Architects. Office space available FOR LEASE - fully customizable and designer ready. Folio # 1007 - 1,119 total Sq Ft. Located at the Medical Office Building inside Aventura Park Square, new Health and Wellness Oriented Community. 50,000 SF of retail and entertainment. Class A office spaces. Luxury living Residences, 207 Hotel rooms combined with a state-of-art Center with in walking distance. Valet Parking and Community parking. All around Shopping and Dining possibilities with many retail and Restaurants soon to open on the same area. 5 miles away from beaches Close to Aventura Hospital and Mt Sinai. 0.5 miles away from Aventura Mall.
One Sotheby's International Realty
The data relating to real estate on this web site comes in part from the Internet Data Exchange program of the MLS of the Miami Association of REALTORS®, and is updated as of July 11th, 2020 at 8:07pm EDT (date/time).
All information is deemed reliable but not guaranteed by the MLS and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor The Keyes Company shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. © 2020 MLS of MAR.
The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing


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Agatha Christie(redirected from Dame Agatha Christie)
Also found in: Dictionary, Thesaurus.
Related to Dame Agatha Christie: Mary Westmacott
Christie, Agatha
Born Sept. 15, 1891, in Torquay, England, died Jan. 12, 1976, in Wallingford. British writer.
A master of the detective story, Christie is the author of more than 60 novels, 20 plays, and many collections of short stories. Her best works include the novels Poirot Investigates (1924), The Secret of Chimneys (1925), The Murder of Roger Ackroyd (1926; Russian translation, 1970), and N or M? (1941) and the plays The Mousetrap (1954) and Witness for the Prosecution (1954; an American film of the same name, 1957). In these works the crime is solved not so much with the aid of clues as by the psychological insight of her heroes and the extraordinary intuition of the Belgian detective Hercule Poirot.
WORKSDestination Unknown. [London] 1969.
Selected Stories. Moscow, 1969.
In Russian translation:
Zagadka "Endkhauza." In A. Christie et al., Shag v storonu …. Moscow, 1965.
Vostochnyi ekspress. In 95–16; Zarubezhnyi detektiv (series). Moscow, 1967.
Smert' v oblakakh. Literaturnyi Azerbaidzhan. 1970, nos. 8, 10–12.
REFERENCESBehre, F. Studies in Agatha Christie's Writings. [Göteborg, 1967.]
Ramsey, G. Agatha Christie: Mistress of Mystery. New York [1967].


text:
The most recent survey of small businesses by American Express revealed a mixed bag of economic news for Illinois.
But some McHenry County small businesses are bucking the trend and enjoying better times than what the results show.
The twice-yearly nationwide survey of 1,000 businesses with fewer than 100 employees revealed that the number of Illinois owners who pay themselves a salary has plummeted over the past year from almost two-thirds to just over half. That salary, too, shrank significantly – it averages $60,000 now, compared with $83,900 last year.
Also down from past surveys is hiring. Twenty-nine percent plan to hire over the next six months, down significantly from 45 percent this spring and 40 percent in fall 2012.
But times are good for Exceed Floor and Home in Crystal Lake and Huntley Gymnastics Academy.
Exceed, which employs 10 full-time workers, has been "in a hiring mode for the past two years" as business has grown, owner Haig Haleblian said. The business at 5186 Northwest Hwy. opened in 1993 and does flooring, countertops, cabinetry and plumbing work.
"Our business is really, really good. but I work it really hard. I'm here six days a week," Haleblian said.
Haleblian has been able to pay himself a salary since shortly after his business opened, and was somewhat surprised by the survey that half of Illinois small business owners are not.
"I think maybe the first few months I started out I didn't, but I've since been fortunate enough to do so," he said.
Times are good as well for Amy Krotser, owner and head coach of Huntley Gymnastics Academy. She opened the 10763 Wolf Drive business two years ago and employs between 20 and 25 part-time and full-time coaches.
The academy has 700 students, and its official gymnastics team boasts 100 members. Times are good, she said, because her business is a niche market on which parents are willing to spend.
"My business is doing very well – I have a different business, though. People stopped taking vacations, they drive cheaper vehicles, but they won't take their kids out of gymnastics. I think people make their children a priority," Krotser said.
Krotser pays herself a salary, but added that she pays all of her coaches more than what she takes home.
Business owner Lori McConville wants to earn a salary, but anticipates that day is at least three years away.
She opened Marvin's Toy Store, which sells toys that encourage children to use their imaginations, June 1 at 64 N. Williams St. in downtown Crystal Lake.
McConville employs one full-time and three part-time employees.
McConville and Haleblian credit the city of Crystal Lake for creating what they call a pro-business environment that helps people start up a business or grow an existing one. The city boasts that every retail space on Williams Street in downtown is rented out.
"The resources I got were at the local level," McConville said. "Crystal Lake is organized and holds events to bring in customers. The city itself offered a grant for me to get started."
Haleblian shares her sentiments. He, like many people in the state's business community, said that the state of Illinois needs to fix its business environment.
"Dealing with the city of Crystal Lake is a complete joy. I have absolutely no issues. If Illinois was run the way Crystal Lake was run, Illinois wouldn't be in the mess it's in, period," Haleblian said.
By the numbers
A poll of Illinois small business owners by American Express revealed a mixed bag of economic news compared with last year:
• Half are likely to pay themselves a salary, down significantly from 65 percent last year.
• That salary averages $60,000 a year, also down significantly from $83,900 last year.
• The number of businesses with cash-flow issues has dropped to half, compared to 64 percent a year ago.
• Just under 30 percent plan to hire within the next six months, down from 40 percent last fall and 45 percent earlier this year.
• They have experienced higher revenue growth on average – 14 percent – compared to a 10 percent average in the Midwest and nationwide.
SOURCE: American Express OPEN Small Business Monitor, Fall 2013 survey


text:
Today sees the launch of the latest Empire.Kred extravaganza to celebrate the events of the weekend.
Join us at Empire.Kred!
Starts today at 8:00 pm ET and runs through to the 5th July ,
There are two parts to the celebration
You can send SPARKLERS to your friends on Empire.Kred so that they can light them in celebration of the weekend's events , everyone you send a sparkler to will also receive eaves .
Note : Please do not light the sparklers before you send them !!
The second part is the hunt for Sparkling clues scattered throughout the site by Squirrel , the Empire.Kred moderators and friends , You will find them on missions and in the forums.
Crack the clue , find the matching member profile and post your answer on their timeline. If you have the correct answer and the correct profile you will earn a reward…
View original post 103 more words


text:
September 15, 2007
Cool Recent Art, Pt. 2
- Portrait of the Artists as Minifigs: the Young Woz & Jobs Lego set. [Via] (For a little Apple/MS balance, the weirdos commenting about Bloods & Crips might enjoy Bill Gates thug life; the splayed fingers really make the shot.)
- Also comprised of small blocks are these unusual mosaics:
- Albanian artist Saimir Strati creates huge portraits using nails and toothpicks. Check out the making of his 880-pound Leonardo nail mosaic on his site. [Via]
- 19-year-old David Alvarez has depicted Ray Charles using 2,000 Post-Its.
- David Litwin depicts Stephen Colbert using Rubik's Cubes. Here he talks about the project. [Via]
- Slightly visually related: Frustrated that Google Maps wouldn't flag the Royal College of Art, Robert Sollis created the "Google Carpet" to get the job done. [Via]
- Nicholas Kolyas creates lovely, minimalist cut paper and currency cities. [Via]
- Like Nicholas, Kako Ueda works in paper. The beautifully detailed Memento Mori looks to have crawled out of Donnie Darko's subconscious–or possibly a Gnarls Barkley video. [Via]
- Jason Bruges Studio's Wind to Light –a system of 500 mini wind turbines–beautifully "explore[s] the power of the wind in the city, visualising it as an ephemeral cloud of light." [Via]
Sorry, the comment form is closed at this time.


text:
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text:
Weseta Shower Towel
General Information
In our quest to guarantee you the best possible reliability and functionality in products, at times there is the need to be inventive: our team develops tailor-made solutions in-house or recommends product upgrades corresponding to our guiding principles to associated manufacturers.
Swiss Innovation. Light Terry Towelling Fabric with High Absorbency.
Terry towelling is a loop pile fabric consisting of a three-thread system. The warp and the weft form the backing; the third thread forms the loop. Because of the loop warp, terry towelling is much more voluminous and absorbent than two-thread – warp and weft – terry with an effect yarn bringing about the loops. In three-thread terry towelling, the threads are usually equally thick.
The Swiss weaving company Weseta has taken a new direction here, keeping the ground warp and weft backing relatively light with a fine yarn but using a heavier yarn than usual for the loop. This produces a more medium-weight towelling cloth but one that is as absorbent as heavier towelling. And in contrast to thicker cloths, it dries more quickly.
The following products are made of this voluminous, yet relatively light fluffy towelling. The cotton is GOTS-certified and comes from small farms in Tanzania, where it is spun and sold under fair trade conditions. The cotton yarns are processed at all stages of production by Weseta in the Glarus Alps; only dyeing takes place externally at a dyeing workshop also based in Switzerland.
Wash towels with textiles of the same or a similar colour.
Product Information
Article Number 13944
72 x 145 cm
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text:
What do you do when you have merchandise that you want to move out? You have a sale right? During craft show season this can be a bit tricky. How do you let your customers know that you have one going on? Well you post a sign - or two of course.
See when I do most of my craft shows it's not just me in the booth. My mom, sister and I will buy two or three slots and we'll set up together. The pro to this is that it helps to really draw in a crowd for us because of the variety of merchandise we can offer. They crochet and paint. I papercraft, loom knit, sew and embroider. The con is that our booth can seem very disorganized in that we do not tend to create multiples of items but rather one of a kinds.
A while back work was getting rid of all these small sign holders, and since the office manager knows I craft she figured I could use them. I went through the stack and took several of the ones that were in the best shape. Not knowing what I'd actually use them for I set them on the shelf. A couple months later I came across this Sale It design from Cuttable Designs and knew it would be perfect. After all our area is know as the World's Luckiest Fishing Village.
In my stash I had scraps of this great water paper that I used as my sign insert. I then cut the sale design from Oracle 651 and applied it to the front of the acrylic holder.
Now I have a sign that's perfect for grabbing the attention of our customers.


text:
Portland voters on Tuesday delivered some good news and some bad news to Mayor Michael Brennan, who on Monday joined Superintendent Emmanuel Caulk to urge passage of a $96.36 million school budget and denial of a question that would keep in place the annual public referendum on the subject.
By similar margins, residents who turned out at the polls did indeed approve the budget — details of which you can read about here and here — but they also voted "yes" on the follow-up question, meaning the yearly school budget will continue to be brought to voters for public passage.
On the budget referendum, 1,395 Portland residents approved the fiscal year 2014 school spending plan, while 971 voted against it — that breaks down to about 59 percent in favor and 41 percent against.
On the question of whether to maintain the annual referendum system, mandated statewide during former Gov. John Baldacci's 2007 school consolidation plan, 1,319 voters said "yes" and 1,032 said "no." That's a 56 percent-44 percent breakdown.
As a result, next year at this time, voters will be called back to the polls to consider whether to approve the Portland Public Schools' fiscal year 2015 budget. The public referendum cycles under this system go in three years, so city residents will next get a chance to throw out the extra step — if they choose to do so — in 2016.
Brennan's argument against the school budget referendum is that the one- or two-question ballot typically attracts a low turnout and costs the city between $13,000 and $15,000 per vote event, and, he argued, the previous time-worn system of allowing the city council to approve or deny the school budget (as the council does with every other city department budget) was working just fine.
A majority of the voters disagreed.
After the vote results came in last night, Caulk issued this statement, primarily focused on the approval of the expenditure figures:
Thank you to the voters of Portland for showing their support for the Portland Public Schools by approving our proposed budget for the 2013-2014 school year.
This has been a very challenging budget to craft. We deeply regret the number of layoffs that will occur and the resulting loss of many talented teachers and staff. At the same time, we recognized the need to keep property taxes affordable for Portland residents.
The budget passed tonight allows us to maintain core programs and to continue down a path towards improving Portland schools. Our district staff, parents and community share the goal of creating learning opportunities for all students. Together, we will make a great
school system.


text:
On 14 April 1964, a NASA Atlas D rocket lifted off from Cape Kennedy, Florida, bearing the first Flight Investigation Reentry Environment (FIRE) payload. Project FIRE was intended mainly to gather data on Earth atmosphere reentries at lunar-return speed - about 36,000 feet per second (fps) - to aid Apollo Program engineers in developing the heat shield for the conical Apollo Command Module (CM) (image above). Project FIRE, initiated in 1962 and managed by NASA's Langley Research Center in Virginia under the overall direction of the NASA Headquarters Office of Advanced Research and Technology, focused mainly on testing instrumented model CM capsules in environment simulation chambers. Engineers realized, however, that there would be no substitute for data gathered in the spaceflight environment.
By the time the first Project FIRE test mission began, NASA engineers had a considerable mass of data on blunt-body reentry from low-Earth orbit (LEO). The first object recovered following reentry from LEO was the Discoverer 13 capsule on August 11, 1960, and four Mercury astronauts had returned from LEO by the end of Project Mercury in September 1963. A typical Earth-orbiting spacecraft enters the atmosphere moving at "only" about 25,000 fps, however, and engineers were not fully confident that they could extrapolate the effects of reentry at lunar-return speed from the LEO reentry data.
The Atlas D rocket lobbed the Project FIRE payload, the 14-foot-long, 4150-pound Velocity Package (VP), onto an arcing course toward remote Ascension Island in the South Atlantic Ocean, a British possession that had been home to U.S. missile tracking facilities since 1957. VP cast off its two-part aerodynamic shroud and separated from the spent Atlas D a little more than five minutes after liftoff, then used attitude control motors mounted in its roughly cylindrical support shell to adjust its pitch so that its nose pointed at Earth at a shallow angle. About 21 minutes after separation from the Atlas D and about 800 kilometers above the Earth, three rockets on the support shell ignited to spin the VP, providing it with gyroscopic stability. Three seconds later, the VP cast off the support shell, revealing the engine bell of its Antares II-A5 solid-propellant rocket motor, a proven rocket stage that also served as the third stage of the Scout research rocket. Three seconds after support shell separation, the 24,000-pound-thrust motor ignited, driving the VP toward Earth's atmosphere.
The Antares motor burned out after 33 seconds, by which time the VP was plunging toward the atmosphere at nearly 37,000 fps. About 26 seconds later, the Apollo CM-shaped Reentry Rackage (RP) separated. Seven seconds later, the 200-pound capsule fell past 400,000 feet, where the first aerodynamic effects of reentry began to occur. The RP's heat shield began to heat rapidly as the falling capsule compressed and heated the atmosphere in its pat.; The shock wave just in front of the heat shield soon attained a temperature of about 20,000° Fahrenheit (that is, about twice the temperature of the Sun's surface). Ascension Island tracked the RP capsule as it cast off two instrumented heat shield layers in succession and, 33 minutes after launch, splashed into the Atlantic about 4500 miles southeast of Cape Kennedy.
NASA carried out a second Project FIRE flight test 13 months later, on 22 May 1965, after which its engineers felt confident that they understood the atmosphere reentry effects the Apollo CM would experience when it returned from the moon. In November 1967 and April 1968, the unmanned Apollo 4 and Apollo 6 missions carried out full-scale Apollo CM reentry tests. Astronauts first put the CM heat shield to the test at lunar-return speed during the Apollo 8 mission, which saw the second manned Apollo Command and Service Module spacecraft orbit the moon ten times on Christmas Eve 1968. Frank Borman, Jim Lovell, and William Anders reentered Earth's atmosphere at nearly 36,000 fps on 27 December in the Apollo 8 CM and splashed down safely in the Pacific southwest of Hawaii.
The FIRE flight tests were fresh in the minds of three engineers with Bellcomm, NASA's Apollo planning contractor, when they drafted a 14 April 1966 memorandum proposing heat shield tests ahead of manned Mars and Venus missions. D. Cassidy, H. London, and R. Sehgal wrote that a manned Mars flyby mission with a duration of 1.5 years - a mission which at the time they wrote their memo NASA hoped to launch in late 1975 - would return to Earth moving at between 45,000 and 60,000 fps, depending on where Mars was in its elliptical orbit relative to Earth at the time of the flyby. A two-year Mars flyby mission would reenter Earth's atmosphere at between 45,000 and 52,000 fps. An opposition-class (short-stay) Mars stopover (orbiter or landing) mission would reach Earth traveling at between 50,000 and 70,000 fps.
For Venus, with its nearly circular orbit around the Sun, all flyby missions would return to Earth moving at about 45,000 fps, and all Venus stopovers would reach Earth moving at between 45,000 and 50,000 fps. An opposition-class Mars stopover mission that flew past Venus before reaching Mars to speed up so that it could use a slow Earth-return path or flew past Venus during return from Mars to slow its approach to Earth would also reenter at between 45,000 and 50,000 fps.
Cassidy, London, and Sehgal noted that, at speeds beyond 50,000 fps, Apollo reentry data no longer applied. Reentry heating would occur through different mechanisms and encompass a broader swath of the electromagnetic spectrum. This would increase turbulence and decrease the effectiveness of Apollo-type ablative heat shields (that is, heat shields designed to char and erode to dissipate reentry heat). In fact, shield fragments detached through ablation could contribute to turbulence and heating.
The Bellcomm engineers acknowledged that braking propulsion might be used to slow a crew capsule to an Earth-atmosphere reentry velocity that was better understood. They calculated, however, that including propellants to slow a capsule from 70,000 fps to 50,000 fps would double the mass at Earth-orbit departure of a Mars stopover spacecraft. This was because propellants and tankage for boosting the Earth-reentry braking propellants from Earth to Mars and back again would be required. Doubling the mass of the Mars spacecraft would in turn double the number of expensive rockets required to launch its components and propellants from Earth's surface to assembly orbit.
They acknowledged that ground tests had provided some data on the interplanetary reentry regime, but added that the problem of aerodynamic surface heating involved "a complex interaction of vehicle size, shape and heat protection characteristics." There was, they wrote, "no substitute for testing specific configurations and materials in the actual environment of interest."
Cassidy, London, and Sehgal proposed to obtain interplanetary reentry data during the Apollo Applications Program (AAP), NASA's planned post-Apollo program of Earth-orbital and lunar missions. AAP aimed to use Apollo lunar mission technologies and vehicles in new ways. In addition to keeping the Apollo industrial team intact, AAP would see astronauts perform pioneering space biomedical and technology testing in Earth and lunar orbit, paving the way for interplanetary missions in the mid-to-late 1970s and the 1980s.
The Bellcomm engineers proposed that up to eight reentry test capsules with solid-propellant boosters be included on an AAP Saturn V flight. These might be housed in the adapter linking the Saturn V S-II second stage with the S-IVB third stage. Each would be mounted on an individual spin table to spin it about its long axis for gyroscopic stability.
For an interplanetary reentry test during a manned lunar-orbital mission that included an Apollo Command and Service Module (CSM) and a small orbital laboratory derived from the Apollo Lunar Excursion Module (LEM) lander, the S-IVB would accelerate itself, the eight reentry capsules, the LEM Lab, and the CSM out of Earth parking orbit. The CSM would detach, turn, dock with the LEM Lab, and withdraw it from the front end of the S-IVB stage. It would then ignite its Service Propulsion System main engine to complete insertion onto a trans-lunar path.
The S-IVB stage would retain about 30,000 pounds of liquid hydrogen/liquid oxygen propellants after the CSM and LEM Lab went on their way. About 12 hours after departure from parking orbit, the S-IVB, with its cargo of reentry capsules, would reach its maximum altitude above the Earth. The stage would then aim at Earth, restart, and burn all of its remaining propellants, attaining a velocity of about 41,100 fps. The spin tables would spin up the reentry capsules, which would then detach and ignite their motors.
Cassidy, London, and Sehgal calculated that Project FIRE's Antares II-A5 motor could raise the reentry speed of a 10-pound AAP RP to 56,100 fps and that of a 200-pound RP to 48,500 fps. A TE-364 motor of the type used to brake unmanned Surveyor landers during descent to the lunar surface could, on the other hand, accelerate a 10-pound AAP RP to nearly 60,000 fps. A 200-pound capsule could attain 53,500 fps.
Reentry Heating Experiment on Saturn V AAP Flights or Unmanned Saturn IB Flights - Case 218, D. Cassidy, H. London, and R. Sehgal, Bellcomm, 14 April 1966.
"NASA Schedules Project FIRE Launch," NASA News Release No. 64-69, April 19, 1964.


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make_it_stop wrote:BWAHAHAHA! I can just imagine Faramir trying to fix the hole in the cave at Hennuth Annun...poking at it wanly with his sword....getting showered by rocks and dust.....
BTW, it looks like we're approaching 300 posts soon and time for a new Faz thread title...."Songs from the Red Bedroom", anybody?
oh my! That's one of my favorite parts, next to the head in the roof!


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