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Joined: 10 Sep 2001
Posts: 7
Location: braintree, ma, usa
Posted: Mon Sep 10, 2001 7:39 pm
Post subject: The Mark Quote I was lookin for - here it is!!
Just in case your interested!!
David:Its time to go Nicole. But first I want you to do the right thing and say goodbye to Daddy.
*Points gun at Mr Walker's head*
David:What? You wanna go with me dont you?
*Nicole nods*
David: Well alright them. Come over here and give your daddy a kiss goodbye. Its not easy to give away your daughter.
*Points gun at Mr Walker's head again*
avid! Dont! Please!
David: Nicole I know this is hard. And Im sorry it has to be like this. But it does. Its not our fault. Its his. I tried so hard to be nice, to get him to accept me. Cant you see all he wants is for you to be his little girl foreva? You dont want that do you?
*Nicole shakes her head, David kisses her cheek*
David: Its ok. All girls cry at their weddings. And I know this is going to be hard but we'll get over this. Together. Nobody else, remember?
*Mr Walker gets out of the handcuffs and attacks. David points the gun at his head*
Daddy, you will forever hold your peace!!
ANOTHER ONE I LOVE is when he is at the door and he says:
David:It coulda been different Mr Walker. You shoulda let nature run its course. In the end it will anyway. SO LET ME IN THE FRIGGEN HOUSE!
The face he makes is so scary lol!! Those arent funny quotes, but I think they're really good ones
Well ttyl!!
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Joined: 27 Aug 2001
Posts: 1444
Location: TX (USA)
Posted: Mon Sep 10, 2001 7:45 pm
Post subject:
Hey, good stuff!!! He is even adorable when he's a total psycho. ..as long as it's a movie! Listen next time to the tone of his voice when he says, "You want to go with me, don't you?" It's really very sexy. It sort of gets scratchy...can't explain, but check it out next time. I know, he is a total nut job! Such a waste.
"Mr. 'Wawkuh', pleasure to meet you sir"
"You know Steve, you're really not a homosexual...you seem like a pretty solid guy, you should lighten up on yourself...I'm hip to your problems"
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Joined: 10 Sep 2001
Posts: 7
Location: braintree, ma, usa
Posted: Mon Sep 10, 2001 7:48 pm
Post subject:
Hahah yeah that boy has dah sexiest voice ever! lol i watch the movie every night when I go to bed..it helps me sleep i dunno why. I think itz that voice of his!
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Joined: 01 Aug 2001
Posts: 168
Posted: Sun Sep 23, 2001 6:02 pm
Post subject:
I like the part when he's all: "You know mr. walkah, you really aren't a homosexual, you seem like a pretty solid guy you should lighten up on yourself( we aren't talkin about me we're-)of course we are.....blah blah blah and it seems you aren't keeping up so to speak your bargin with the mrs. cause if you were she wouldn't be all over my stick!" I love that that whole scene but didn't wanna type it up. I also like it when he is following gary into the woods and gives this whole "knocking down walls" thing. Does anyone know the whole quote?
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Joined: 23 Sep 2001
Posts: 1224
Location: Portland, OR
Posted: Sun Sep 23, 2001 10:18 pm
Post subject:
im watching the movie right now so this should be right:
david: hey gary
gary: david...
david: gary did u know i grew up in a lot of different places?
gary: uh no actually nicole told me u (gets cut off)
david: ah ya, bridgewater (and a couple other places but im not really sure wut they r). u know what they all have in common gare? leak walls. actually thats y they moved me around so much. id pound on the wall and id break then theyd move me to the next one and the next one until they finally got sick of buildin walls and they just showed me the door. wut a useful up-bringing it turned out tho gare. theres always walls, usually the most fleshy kind that try to get in the way of me and it, wutever it may be. silly silly people tho, then sumthin like they: dont wanna be knocked down. cant tell exactly.
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Joined: 23 Sep 2001
Posts: 1224
Location: Portland, OR
Posted: Sun Sep 23, 2001 10:20 pm
Post subject:
this is stupid but for some reason i luv the way mark says "alright" in fear. whenever me and my friends watch it they always agree. lol kinda strange. am i the only one that thinks its kute?
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Joined: 27 Aug 2001
Posts: 1444
Location: TX (USA)
Posted: Mon Sep 24, 2001 7:58 am
Post subject:
No, I noticed that too. It is hard to spell out the way he says it...sort of like "ah-right"
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Joined: 23 Sep 2001
Posts: 1224
Location: Portland, OR
Posted: Mon Sep 24, 2001 9:24 am
Post subject:
ya, kinda like that. i got this picture of him in the middle of saying alright in the movie and i luv it!
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Joined: 27 Aug 2001
Posts: 1444
Location: TX (USA)
Posted: Mon Sep 24, 2001 10:56 am
Post subject:
The time I am thinking of is when they discover the house all busted up and Logan says "Let's pay whoever did this a visit" and that is when MW says "alright" in that cute way.
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Joined: 23 Sep 2001
Posts: 1224
Location: Portland, OR
Posted: Mon Sep 24, 2001 10:08 pm
Post subject:
ah ya thats definetly my fave. and that look he has on his face while he says it... ooo thats hotta
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Joined: 13 Apr 2001
Posts: 293
Location: Ansonia,CT,United States
Posted: Wed Oct 03, 2001 9:39 am
Post subject:
What scared me a little when I saw the movie forthe first time was the fact that he was so believable. It just goes to show what a great actor he truly is. My fave line is "My parents taught me when something seems to good to be true it probably isn't." I thought I would melt when I saw the look on his face .
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Joined: 03 Oct 2001
Posts: 112
Location: Acworth, GA, USA
Posted: Thu Oct 04, 2001 7:24 pm
Post subject:
Dancindiva, when Mark is talking to Gary, he says "Weak Walls" not "Leak Walls", like he says they were weak because they couldn't hold him in.
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Joined: 23 Sep 2001
Posts: 1224
Location: Portland, OR
Posted: Fri Oct 05, 2001 5:33 pm
Post subject:
really? ive been sayin it wrong all along... somtimes its hard to understand him with his accent. well thanx for tellin me
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Joined: 07 Sep 2001
Posts: 552
Location: Canada
Posted: Fri Oct 05, 2001 6:55 pm
Post subject:
ooh, I'm reading these posts and I just have to buy the movie. I absolutely love it! I rented it fora week a while back and watched it every day but I want to see it again. I'll have to look for it in the store cuz the only one I could find to buy was The Corruptor whicH I did.
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Joined: 27 Aug 2001
Posts: 1444
Location: TX (USA)
Posted: Fri Oct 05, 2001 7:08 pm
Post subject:
Go for it...best movie purchase I never made! I tired myself of it, that is how much I watched. I was, like, manic about it! LOL
"You're not dancing"
"I know..you aren't either...how come?"
"'How come' what?"
"How come you're not dancing?"
"Well, because nobody's asked me"
Yes, that was from memory...thank you, thank you!
You know, when you just read dialogue like that, and are not seeing it performed, it is amazing how stupid and banal it sounds! But when that scene was acted I melted!
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President Obama signed the order for sequestration to go into effect on Friday evening, after his This-Is-Happening press conference in which he chided, "We will get through this. This is not going to be an apocalypse, I think, as some people have said. It's just dumb. And it's going to hurt." …Uhm, let's holdup for a second: "As some people have said"? I would hope you are referring to yourself and all of your officials that you steadily marched out to sound the alarm like so many Chicken Littles. Walkback, much?
(Education Secretary Arne Duncan tried to pull a similar walkback on Friday, by the way, after his exaggerations about the sequester's side effects on teachers were so inconveniently revealed — we just misinterpreted him, guys:
"What I said is that teachers were getting notices, and in the district we talked about, 110 teachers have gotten notices," Duncan said Friday after touring the Rolling Elementary School in Takoma Park, Md. "I think there was a misinterpretation that I meant they were being laid off tomorrow."
But the education secretary still did not indicate whether these notices could be definitively linked to the sequester, or whether they were part of an unrelated warning that affected low-income schools that receive Title I funding.
Really? Because, I'm pretty sure that your original statement last Sunday was, "there are, literally, teachers now who are getting pink slips; who are getting notices they can't come back this fall," and that with it you meant to imply that it was on account of the sequester. Literally.)
So let's have none of this "some people" nonsense, and quit pretending like the president didn't do everything in his power to make sequestration sound as godawful as possible in your attempt to hike taxes and smite Republicans.
But don't worry, friends: Perhaps "not everyone will feel the pain of these cuts right away," but I feel certain we'll be hearing about every single negative effect that does occur, described in loving detail:
The reductions, which Obama formally ordered late Friday, are likely to remain in place for the foreseeable future. …
Over coming weeks, senior administration officials said, he will highlight people and localities hurt by the sequester, with the intention of creating pressure to force Republicans to concede. But the president said that could take months.
Ugh. Let the campaigning begin. …Oh, I'm sorry, did I say begin? I meant continue.

subset: commoncrawl


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Hamurisi Coffee Table
Furniture Design Focus: Hamurisi Coffee Table
A Good Furniture design example, the Hamurisi is a creative Coffee Table design. Hamurisi was designed in 2010, and here is a how it is described by its designer: Hamurisi is an organic table inspired by rotating dough; imagine a pizza base spinning, the design is very modern and easy going and it is thought to fit any home.
Hamurisi Coffee Table Images:
End of the article, click here to go back to previous page, or alternatively go back to DXGN Design Journal homepage.


text:
4790 W. 16th Street, Indianapolis, IN 46222
(800) 822-4639 (317) 492-6700 Mon-Fri, 9a.m.-5p.m. ET
Nov 27, 2019
December 24, 2017 | By Paul Kelly, Indianapolis Motor Speedway
Editor's Note: This is the fourth of a series of 10 vignettes in which IMS Senior Communications Manager Paul Kelly picks his top 10 moments of 2017 at the Indianapolis Motor Speedway.
It's always hard to say goodbye to dear friends. But the loss of Nicky Hayden and Jim Nabors hit especially hard for us in 2017 at IMS.
It may seem odd, but there were many common bonds between motorcycle racer Hayden, who died in May at age 35, and actor and entertainer Nabors, who died in November at age 87.
Both were Southern gentlemen. Hayden hailed from his beloved Owensboro, Kentucky, while Nabors was born in Sylacauga, Alabama.
Both were world-class at their chosen fields. Hayden stunned megastar Valentino Rossi to win the 2006 MotoGP World Championship and was a mainstay of the premier class of global motorcycle road racing for more than a decade. Nabors was beloved in his TV role as Gomer Pyle and also thrilled audiences around the world with his rich baritone, which he used to sing "Back Home Again in Indiana" 36 times before the Indianapolis 500 36 between 1972 and 2014.
Both men were exceedingly friendly and gracious to their fans, always posing for photos and signing autographs.
But perhaps the bond between Nicky and Jim that resonated the most with IMS fans was their love for the Racing Capital of the World.
Hayden tirelessly worked to promote the Red Bull Indianapolis GP during its eight-year run at IMS from 2008-15. He often drove up from Owensboro, usually with at least one member of his incredibly tight-knit, fun family along for the ride, and did any promotion and PR work asked of him – always with a smile on his face.
Nabors loved returning to IMS for Indianapolis 500 Race Weekend, taking in the 500 Festival Parade, Public Drivers Meeting, Victory Celebration and other festivities with his dear friends, IMS Chairman of the Board Emeritus Mari Hulman George and fellow entertainer Florence Henderson.
Both men also had a quality so unique among celebrities. They made an instant connection with everyone they met through kindness and humility, making "regular folk" feel like they were the important ones, not vice-versa.
Hayden and Nabors also seemingly were more grateful for the privileges and access extended to them by IMS than we were for their tireless work and dedication to the track. And trust me, we loved and were so thankful for Nicky and Jim.
So news of their deaths – Nicky after a tragic bicycle accident and Jim after an illness – hit everyone hard at IMS. These guys were legends, the highest possible achievers in their fields. But they also were our friends and people who had the same passion for IMS as us.
They were one of us. And we loved them for that. So it was only fitting that the loss of both men were memorialized by poignant tributes on the IMS Scoring Pylon. Nabors also is being honored by a light display on the Lights at the Brickyard route.
Godspeed, Nicky and Jim. You'll always be remembered here at IMS.


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Creamy chicken & green bean pesto pasta
Nutrition and extra info
- Freezable
Nutrition: per serving
- kcal593
- fat28g
- saturates10g
- carbs56g
- sugars5g
- fibre3g
- protein29g
- salt0.7g
- 400g pasta shapes
Pasta is the Italian name for Italy's version of a basic foodstuff which is made in many…
- 250g green bean, trimmed
- 1 tbsp olive oil
Olive oilol-iv oyl
Probably the most widely-used oil in cooking, olive oil is pressed from fresh olives. It's…
- 1 bunch spring onions, finely sliced
Spring onionsp-ring un-yun
Also known as scallions or green onions, spring onions are in fact very young onions, harvested…
- 2 large ready-roasted chicken breasts, shredded
- 5 tbsp pesto
Pesto is a generic Italian name for any sauce made by pounding ingredients together.
- 3 tbsp double cream
- handful parmesan, grated, to serve
Parmesan is a straw-coloured hard cheese with a natural yellow rind and rich, fruity flavour. It…
Cook pasta following pack instructions, adding green beans for the final 6 mins of cooking time. Drain and reserve a few tbsps of the cooking water.
Meanwhile, heat olive oil in a large frying pan. Add spring onions and cook for 1-2 mins until soft, then set aside.
Add the shredded chicken in the pan and heat through. Stir through pesto and cream. Pop pasta and beans in with the chicken mix and stir to coat, adding a little of the cooking water. Season and sprinkle with Parmesan.


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In the summer of 2012, Princeton Professor Anne-Marie Slaughter rekindled a long-simmering debate about whether professional women can "have it all." The cover story she wrote for the Atlantic recounted how difficult it was to balance being a mother with being the first woman director of policy planning at the US State Department and concluded that the economy and society needed to change.
Her article kicked off what may be the biggest public discussion about American women and their happiness since the 1970s. Debora Spar, the president of Barnard College, wrote an article for the Daily Beast in which she described going back to the classroom a few weeks after giving birth to her second child. Sheryl Sandberg, COO and a board member of Facebook, added her two cents (and the credibility of a woman with a net worth of $2.7 billion) with a book, Lean In: Women, Work, and the Will to Lead. In the spring of this year, New York magazine hung much of a cover article about the "feminist housewife" on a description of a stay-at-home-mom in New Jersey, 33-year-old Kelly Makino, who, according to the article, "believes that every household needs one primary caretaker" and that women are better suited for it.
In this contentious and at-times maddening discussion, anecdotal evidence is abundant, particularly from and about superwomen who have had children and achieved high levels of professional success. But one thing is often missing: data. Marianne Bertrand, Chris P. Dialynas Distinguished Service Professor of Economics, has set out to correct this, replacing anecdotes with numbers, helping make possible a more data-driven, evidence-based discussion.
Like so many others, Bertrand is doing the work-family juggle. The 43-year-old native of Belgium joined Booth in 2000. She had originally intended to be a journalist until a college professor steered her towards economics and a PhD. She teaches, is a research fellow at several centers including the National Bureau of Economic Research, codirects Booth's new Social Enterprise Initiative, and is on the board of the Neubauer Family Collegium for Culture and Society at the University of Chicago as well as the Abdul Latif Jameel Poverty Action Lab. She also coedits the American Economic Review, and she has two young children.
But as an economist, Bertrand is more interested in societal trends than she is in her individual situation, drawing conclusions from large datasets. "Data give us this broader picture," Bertrand says.
That broader picture is still coming into focus. Some research shows that over the past century, women have moved closer to having it all. A 2004 study by Harvard's Claudia Goldin divides women into cohorts according to their date of graduation. Then she looks at data about marriage, birth rates, and earnings measures. In Goldin's paper, most women who graduated from college in the United States between 1900 and 1919 had a career or family, but not both. Women who graduated between 1946 and 1965 did more to combine family and career but grew frustrated with the treatment they received at work. Women who graduated between 1980 and 1990 were most successful (of the women in the paper) when it came to blending career and family. That group "probably has had the greatest achievement in this regard among all cohorts of college graduate women in US history," Goldin writes.
Measuring satisfaction and well being
Bertrand is revisiting the question—can women have it all?—and treating it like a calculation. Here's a very simplified version: say a woman gets x amount of satisfaction and well-being from work, and y amount of satisfaction and well-being from family. By having it all, do women have x + y?
How are x and y even defined and measured? In a short paper, Bertrand takes one measure from the General Social Survey, a broad survey that has been conducted nearly annually since 1972 by NORC, a social science research center at the University of Chicago. She uses answers to the question, "Taken all together, how would you say things are these days—would you say that you are very happy, pretty happy or not too happy?" She constructs a dummy variable that equals one if the respondent answers "very happy," zero if the answer is anything else.
She also uses data from the 2010 Well-Being Module of the American Time Use Survey, compiled by the US Bureau of Labor Statistics, which measures the time people spend doing various activities. Some respondents completed a 24-hour diary for the survey, and were queried about three activities from the diary. For each, respondents were asked to rate their feelings on a scale from zero to six, with six being strongest. Bertrand constructs an index that helps classify each episode as pleasant or unpleasant.
Bertrand looks specifically at data from female college graduates between 25 and 54 years old who were working inside or outside the home. She finds that when it comes to satisfaction, women with families and careers are not getting x + y—more frequently, they're getting x or y. Of this group, 43 percent say they are very happy. That's less than the 47 percent of women with families but not careers who say they're very happy, although it's also more than the 29 percent of women with careers but not families who say the same. "Among college-educated women with family, those with a career spent a larger share of their day unhappy, sad, stressed, and tired compared to those that are staying at home," Bertrand writes in the study. She finds similar patterns in the well-being data.
It seems logical that women trying to have it all would seek happiness at work and at home but be hampered by double stresses. Bertrand's research shows that women often fall behind at work when they have kids. A 2010 study, which Bertrand coauthored with Claudia Goldin and Lawrence Katz of Harvard, shows that male and female graduates of Chicago Booth's MBA programs start with nearly identical incomes. Men eventually earn much more, mainly because when they have kids, some women work shorter hours or experience financial penalties for having taken some time off from work.
Working women pay a social price
At the same time, women trying to have it all can face challenges at home, too. More Bertrand research—a recent working paper she writes with Chicago Booth Associate Professor of Economics Emir Kamenica, and the National University of Singapore's Jessica Pan, a former Booth PhD—shows that a woman who earns more than her husband is less likely to be "very happy" with her marriage and is more likely to get divorced.
This suggests that for more working women with families to be very happy, both work and home norms need to change. Workplaces should accommodate flexible schedules so women can have children and continue working as much as their male counterparts do—a point that has been discussed in the anecdotal debate. The research also suggests that social stereotypes, such as those that imply breadwinners are male, need to be reexamined by women and men. "Progress needs to be made on both sides," says Bertrand.
That assumes that life satisfaction and well-being data is the best way to measure "it all"—and it may not be. Bertrand says about her calculation that it may be "these well-being measures are not giving you a full picture of life." Available well-being measures don't account for other sentiments, such as the feeling of control that a woman gets from having an income and financial independence. Also happiness may be a moving target, a measure based on a person's own changing expectations. Research by the University of Michigan's Betsey Stevenson and Justin Wolfers finds that while the gender gap in pay narrowed in the United States and Europe between the 1970s and mid-2000s, and while women made gains at work and in education, women became less happy. One possible reason for this might be that women have over time developed higher expectations for life.
Defining exactly what to measure and calculate is more than a theoretical exercise. Women, according to research coauthored by Booth Professors Erik Hurst and Chang-Tai Hsieh, have along with black Americans spurred up to 20 percent of US growth over the last half-century. Moreover, in many parts of the world the question of what women want is profoundly shaping economies. In East Asia, where women's education and income has improved faster than their status, marriage and birth rates are plummeting as women marry later, or not at all. The mean age of marriage has risen by five years in some countries in three decades, and the fertility rate of East Asian women fell from 5.3 in the late 1960s to 1.6, according to a 2011 Economist article.
Policymakers need data to craft policy that affects millions of people and not only a narrow subset participating in a public debate. That makes "Can women have it all?" one in a series of questions worth asking—and with answers worth finding.


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stoaxc2004 wrote:Are we talking strictly basketball...cause you have many players that have made it big from ND in baseball; Chris Coste (Fargo), Roger Maris (Fargo), Darin Erstad (Jamestown), Travis Hafner (Sykeston) and these players were more than baseball players when they were in HS! Some were 2-sport, some 3-sport, and some were even 4-sport athletes!!
BballFan1307 wrote:tanner ostrom from finley sharon is close to the top. great shooter , great quickness ...pure athlete.
InsideMan wrote:Can't argue against Phil Jackson. Things have seemed to work out for him.
point/center wrote:might be Joe Hansted?
Flying Wallenda wrote:If we're talking basketball, some names to include would be:
Phil Jackson
Cavin Anderson
Steve Blehm
Scott Guldseth
Jeff Boschee
Nick Jacobson
--These guys excelled beyond high school which I think is important when talking about the best player from the state, if not you could open it up to a number of player that dominated in the high school ranks.
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Susan Gunn joined the faculty of Davenport University in 2010. Her teaching experience covers a broad range of levels from high school to college courses to medical school programs. She has taught and formulated courses in Human Genetics, Laboratory Microbiology for Nursing, Microbiology for Allied Health majors, Introductory Microbiology, and Introductory Biology.
Her doctoral studies involved analyzing the regulation of gene expression in the Adenovirus Major Late Transcription Unit. Susan's post-doctoral research was conducted with Dr. Francis Collins at the Howard Hughes Medical Institute, University of Michigan Medical School. Her project was to construct an animal model for the genetic disease neurofibromatosis.
Susan strives to ensure her students have a clear understanding of how relevant science is to their lives. She frequently tells her students "Science impacts almost every area of life. Thus, it is important to be scientifically literate as citizens."


text:
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text:
Jun 14, 2013
16 comments:
- Anonymous said...
Hmmm....I want the 90's back too :( Oh, you made me all nostalgic and senti after reading this. :(
But great write-up. Nice to see after long!
- June 14, 2013 at 9:18 AM
- simply me said...
And i too want to go back to 90's :( :(
really beautiful and touching post...
got a flash of my entire childhood in this one...how badly we want it back :) :)
- June 14, 2013 at 1:25 PM
- PeaBee said...
Beautifully written. Friends drifting apart is a tough thing to accept. =/
- June 14, 2013 at 5:08 PM
- A said...
That made me all nostalgic!
- June 14, 2013 at 7:52 PM
- WritingsForLife said...
Yes, you grow up, you drift apart. It is a blessing and a curse - change.
- June 14, 2013 at 9:18 PM
- Ire said...
Sadly 90s are over and they aren't coming back! :( I miss many things about back then too - cousins, my best friend who is now a mother too.
- June 16, 2013 at 10:34 PM
- Lubaina E. said...
Well, life is this way. But, three turns of the Time Turner and we're good, no? :3
- June 17, 2013 at 3:15 AM
- Anonymous said...
So well-written. It really hit home with me, especially since I have a best friend who is now the mother of two. And we too had a terrace to curse boys on and cry on. And now, as you so beautifully said, the heartbreaks have gotten too big. We knew all - and now know nothing. :)
- June 17, 2013 at 10:22 AM
- Anupam Gupta said...
You know, funnily enough, most of my nostalgia trips center around college. School was not such a great time for me. No close friends, no childhood crushes. I was a boring kid I think. But nevertheless, this applies to all memories which have been blown away now. Longing for "those" times never lessens, and hits you the hardest at unexpected times.
- June 24, 2013 at 7:14 PM
- Unknown said...
Oh look, it's an award!
- June 28, 2013 at 3:33 PM
- IceMaiden said...
Nice to see you here after a break too! Hope everything is going well in newly married land! I guess the 90's were where our generation made the fondest memories.. :)
@Simply Me,
Childhood was always the bestest time wasn't it? :) Thanks for stopping by!
Especially when those were once upon a time best friends. :/
There are times when you feel like trading this grown up time for the growing-up time..
I miss so many things about the 90's, its stunning sometimes to realize that we are talking about a time that is more than 15 years ago!
Ah! The Time Turner, and ALL our problems would be solved! :)
Look who came back.. I missed you! I don't know if its sad or not that there are more people who went through the same drifting away as I did..
College still feels like yesterday. And it is easy to remember how people DID have motives, and reasons and plans, when they did certain things. I may not make any sense here, but I really really miss the innocent times, when life was not a rat race... It was just one day at a time, and it really seemed like it will last forever. Sadly, it didnt.
Thanks a bunch Kanika!! :) :)
- July 2, 2013 at 12:08 AM
- Ghadeer said...
This is so beautifully written. Your post transported me to so many relationships that time and life and 'growing up' reduced to the 'occassional whatsapp'
- July 8, 2013 at 6:42 PM
- Furree Katt said...
Oh, what a lovely post. I don't really know what to say. I think I have yet to accumulate the experiences needed to be able to relate to what you've written.
♥ love you!
- July 15, 2013 at 4:57 AM
- Fatima said...
Beautifully written. Reminded me of my childhood memories :)
Take Care
- July 15, 2013 at 8:59 PM
- Alcina said...
Gosh the memories you wrote were so beautiful..If only we could turn back the time :)
But we cannot so lets try and create magic once again with the changes of course..making some more new memories!
You write wonderful :)
- July 22, 2013 at 10:29 AM
- Munir said...
At my age I long for just about four decades of good times and good music. Thank goodness for modern technology, I can listen to the music.
- July 25, 2013 at 7:57 PM


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Posted: Mar 29, 2013
The Central Connecticut softball team will host Bryant today at 2 p.m. at the CCSU Softball Field in New Britain, CT for its 2013 NEC home opener.
The Blue Devils are currently undefeated (4-0) in conference play after topping Wagner and LIU Brooklyn last week. Three out of four of Central's NEC contests were ended early by the eight-run rule and two resulted in shutouts.
The Blue Devils are 14-9 on the season and the Bulldogs are 5-12 overall, 1-3 in the NEC.
Fans can follow the action live via LIVE STATS.


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After a lesbian student at Jesse Bethel High School in Vallejo joined with the American Civil Liberties Union in 2008 to accuse the local school district of discrimination, district officials agreed as part of a settlement to show films and assign homework depicting same-sex families, beginning in elementary school.
But one night last November, more than a dozen parents, rallied by community religious leaders, attacked the school board, asserting that their rights were being violated because they had no control over whether their children received such lessons.
"No one should take my right to tell me what can be shown to my child," Cookie Gordon, a mother of two, told the board.
The clash was one of several related controversies at Bay Area schools. Polls show that the public's stance against same-sex marriage is softening, and education about gay issues has expanded dramatically in recent years around the country, but experts suggest that the battle over what should and should not be a part of public school curriculums has just begun.
Ritch Savin-Williams, a professor of human development at Cornell University, said that the question of gay men and lesbians in the military was now over the hump, and that same-sex marriage was getting close to getting over the 50 percent mark in terms of popular support in California. But the issue of school curriculums, he said, "hits at something that's far more difficult, and that's children."
California is poised to take a step sure to sharpen the debate. A bill introduced in December by State Senator Mark Leno, Democrat of San Francisco, would require all of the state's history textbooks to include figures and events in gay history and portray them "in a positive light."
To the many educators and gay rights advocates like Mr. Leno one of the first two openly gay men elected to the Legislature the need for the law is as self-evident as it is urgent.
"People oppose and fear the unfamiliar," Mr. Leno said in an interview. "When grade-school students understand the arc of the L.G.B.T. movement over 40 years, that otherness begins to dissipate. That's desperately needed right now."
Educators point to several recently publicized suicides by gay teenagers as evidence that anti-gay bullying needs to be addressed head-on, in part by integrating gay studies into the curriculum.
Political observers believe that with Gov. Jerry Brown in office, Mr. Leno's legislation is likely to become law. A similar measure passed the Legislature in 2006 but was vetoed by Gov. Arnold Schwarzenegger. The Senate Education Committee is expected to take up the bill, the first of its kind in the country, this spring.
Conservative groups have promised to fight the Leno bill.
"These controversial issues don't belong in the classroom, no matter how many times people vote on marriage," said Karen England, a member of the State Central Committee of the California Republican Party. "The homosexual activists have repeatedly been pushing for more and more in sexual curriculum when our kids can't read or write."
For parents like those who attended the Vallejo board meeting in November, it is a question of their right to control their children's education. State law does not allow parents to remove their children from particular lessons that are part of a set curriculum.
At the meeting, a mother angrily waved a crossword puzzle assigned her 9-year old daughter that included the word "lesbian." (The clue: "Two women who love each other in a romantic way.")
The parents were backed by Pastor P. Daniels Jefferson, the popular leader of the Vallejo Faith Organization, an influential evangelical Christian umbrella group. Mr. Jefferson said that while he opposed bullying, Vallejo's Christians felt that their voice was being suppressed.
"When you call us haters, or bigoted, or unintelligent because we believe in God's word," Mr. Jefferson said, "that's hate, that's bigotry."
Mr. Jefferson said Mr. Leno's bill was another step in what he labeled a long-running gay political agenda to "queer" the schools. He called the next 20 years the "most critical" period in the state's debate over gay rights. "Today's children are tomorrow's voters," Mr. Jefferson said, "and, believe me, nobody's stupid. People know that."
In 2008, some of the most powerful television advertisements broadcast by the campaign for Proposition 8, the California ban on same-sex marriage, evoked images of children's being taught same-sex marriage in school without parental knowledge.
Despite its reputation as a bastion of gay-friendliness or perhaps because of it the Bay Area has emerged as a focal point in the gay education debate. In Alameda, a group of parents sued the school district in 2009 after discovering that their children were reading "And Tango Makes Three" a book about two male penguins raising a young penguin as a part of a pro-tolerance lesson. District officials said they introduced the lesson after grade-school children were heard using gay slurs in the hallways.
The San Francisco Unified School District has what some consider the most gay-friendly curriculum in the country, publishing general guidelines to help teachers teach words like "gay" and "heterosexual," beginning in kindergarten. But beyond the general guidelines, there can often be distinctly different approaches from school to school.
Jenn Bowman, a world history teacher at Mission High School, said colleagues at her former school, Roosevelt Middle School, questioned whether it was appropriate for her to let her students know she is gay.
The atmosphere is altogether different at Mission High, Ms. Bowman said, where Gay Pride Month is celebrated exuberantly with schoolwide assemblies. There is a large drag show each year, in which the principal is usually the star. Ms. Bowman thinks it is appropriate to teach gay history. "Right here, in the classroom, is totally where it needs to start," she said.
Across the country, educators say that pro-tolerance curriculums, as well as open discussions of homosexuality in the classroom, have grown much more prevalent in the last 15 years.
When Groundspark, a San Francisco firm that produced the videos that Vallejo parents objected to, created its first film, "It's Elementary Talking About Gay Issues in School," in the mid-1990s, the producers struggled to find a handful of schools where teachers were teaching about lesbian and gay families. The film caused an uproar when it was shown on public television in 1999, said Debra Chasnoff, the producer.
Today, the company receives orders from more than 4,000 schools and school districts, from Huntsville, Ala., to Oshkosh, Wis.; from Stockholm to Tokyo.
In 1998, when Carolyn Laub founded the Gay-Straight Alliance Network, a co-sponsor of Mr. Leno's bill, the organization consisted of member clubs at 40 schools. Now there are 4,000 clubs nationwide, Ms. Laub said.
Some students said that if it were not for the school lessons, their parents would most likely not raise issues regarding their gay peers.
"I don't think we'd talk about it," said Lorenz Mateo, a 16-year-old junior at Bethel High in Vallejo. "It'd be mad awkward."
Other students said that while they doubted that the Groundspark films would change behavior in the hallways, where "gay" is often an interchangeable synonym for "dumb," watching them left an impression nonetheless.
"I know I say those things," said Julian Rodriguez, a 16-year-old Bethel junior. "But it makes you think. It puts that thing in the back of your head."


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Items where Author is "Jones, Oswald"
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Macpherson, Allan, Kofinas, Alexander, Jones, Oswald and Thorpe, Richard (2010) Making sense of mediated learning: cases from small firms. Management Learning, 41 (3). pp. 303-323. ISSN 1350-5076 (Print), 1461-7307 (Online) (doi:https://doi.org/10.1177/1350507609357002)


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Difference between revisions of "Install Panotools-Script on Windows"
m (0.08 was broke)
m (PPM can be found in the Start menu)
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=== Math::Matrix ===
=== Math::Matrix ===
You need an extra ''module'' that isn't installed by default
You need an extra ''module'' that isn't installed by default
''''the Perl Package Manager . can
install pre-built add-on modulesthis case you want to install ''Math-Matrix''.
== ImageMagick ==
== ImageMagick ==
Revision as of 22:21, 4 September 2007
Panotools::Script is a framework for scripting various panorama operations using the command-line tools shipped with hugin, it has some Documentation on CPAN.
Panotools::Script is a Perl module, so for Windows you need to download and install ActiveState Perl first, I got the MSI installer for ActivePerl-126.96.36.1992.
For some reason, the installer doesn't set the PATH correctly for manually built modules, so go to Explorer -> My Computer -> right-click -> Properties -> Advanced -> Environment Variables -> System variables. Scroll to Path, click edit, and add this path to the front of the existing list of paths:
You need an extra module that isn't installed by default. So in the Activestate part of the Start menu, run the Perl Package Manager (PPM). This can be used to install pre-built add-on modules, in this case you want to install Math-Matrix.
ImageMagick is a general purpose command-line image manipulation suite, Panotools::Script uses it for various purposes such as resizing and playing with alpha channels. I downloaded the Win32 dynamic at 16 bits-per-pixel version from the ImageMagick site. Make sure that you select Install perlMagick for ActiveState Perl when you run the installer.
Install hugin from the sourceforge download area if you haven't already. You need to fix the PATH again, add the hugin installation location the same as you did for Perl above:
C:\Program Files\hugin;
Autotrace is a tool for converting bitmap images to vector graphics, only install this if you plan on editing enblend masks in Inkscape.
Download autotrace from here. You need to manually extract and install this one, put the folder containing the various DLLs and EXE files somewhere like C:\Program Files\autotrace and add this to your PATH as you did for Perl and hugin.
Download the latest source-code for Panotools::Script. This is a gzipped tar archive, so you will need something like 7-zip to extract it.
Download nmake
make is required to build and install Perl modules, download nmake from Microsoft and double-click it to extract. Copy NMAKE.EXE and NMAKE.ERR to the directory where you extracted the Panotools::Script sources.
Test and install
Open a command window: Click Start -> Run... -> cmd -> OK.
Change to the directory where you extracted the sources:
cd Desktop\Panotools-Script-0.09
Then run the tests:
perl Makefile.PL nmake test
The tests will produce lots of output and warnings, but at the end it should report 100% success. Finally install everything:
nmake install


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You thought all was forgiven now Chris Pearson finally got bullied into split-licensing Thesis? No, of course you didn't. So here you go, more grudgewank:
Cutline was sold a few years ago and had a more restrictive license placed on it. The original author of the Cutline theme has gone on to produce other themes with more restrictive licenses. Using Cutline has been seen as a promotion of that work and that's not something we want to do–so, we made something better: Coraline!
So yeah, by the sounds of it they've tarted up Cutline with some code from the new default, changed a couple of letters in the name and are calling it a new theme.
Stay classy, guys.
I'm not really sure why they chose the theme in the first place if it's such 'junk', and I fail to see why existing users have to be screwed around. If you hate it so much, couldn't you just deprecate it by making it unselectable as a new theme? Come to that, why do we still have three versions of Sandbox cluttering up the place? I can't see what's so difficult about hiding a theme option without removing it from existing blogs. All you would have to do is add a BIG WARNING to the theme description saying that the theme is deprecated, it is recommended that you upgrade, and if you do change themes, you will not be able to get the old one back. Simples! And then I would no longer be troubled by the continuing existence of Sweet Blossoms.
[ETA: unsurprisingly, though it was a surprise for them since evidently not all Cutline users lurk in the CSS customisation forum, existing users are not massively pleased about the whole being screwed around thing.
If I were the person whose theme changed halfway through a presentation, or I were having to fend off emails from my boss about why the company blog suddenly looked weird, and then I found out the only reason this happened was because some guy had a vendetta going against some other guy because of a disagreement over SOFTWARE LICENCES… wow. I don't know how I'd even begin to compute that level of estrangement from reality.]


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Argyll College UHI is a partner college of the University of the Highlands and Islands and offers people in this area access to a range of further and higher education courses.
There are a number of centres, with ten main, manned centres at: Arran, Campbeltown, CERC (Lochgilphead), Dunoon, Helensburgh, Islay, Lochgilphead, Oban, Rothesay, and Tobermory with around 1,600 students.
Courses and subjects
Courses are available at all levels from NC and HNC to degree and postgraduate. Industry and vocational qualifications are also on offer.
Subject areas taught at the college include: Beauty, Care and Make-Up; Business and Computing; Catering and Hospitality; Creative Industries; Education; Health and Social Care; Humanities; Landbased Industries; Science, Technology, Engineering and Construction; and Sport, Fitness and Maritime.
Facilities and services
Each centre has computers, high speed internet access, video conferencing facilities and study areas available to students.
Courtesy of the University of the Highlands and Islands (UHI)
West Bay


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Here it is. My attempt, perhaps futile but an attempt none the less, to end this debate once and for all. Is Isiah Tomas a cancer to the Knicks or does he have a vision for this team that has been tainted by an inherited old and flawed roster? My attempt from this point on is to point out with no bias in any way the ups and downs of the New York Knicks during Thomas' rain as Preseident of Basketball Operations and Head Coach.
What we Know
Isiah Thomas was hired midway through the 2003-2004 season. Thomas' mandate was to make an old, slow, overpaid roster vital again. His way of doing this was making what some would call 'Questionable Trades'. With out going into detail of each trade we know that Thomas has completely changed the Knicks roster. Every player that is on the current roster has been brought in by Thomas or with is approval. We also know that during the 03-04 season Houston, the 20 million dollar a year man became injured there by ending the Knicks chances for a play off spot. Houston's salary was a major drain on the salary cap and a hindrance on the teams ability to make trades.
Recap Zek's Plan Faze One
Initially Thomas clearly was not concerned with the salary cap. In order to bring in players he traded away every expiring contract for the talent that was available at the time. This plan brought us the likes of Stephon Marbury Jamal Crawford and a few others that were later traded away.
Faze Two
Thomas traded away the Knicks only center, an aging Kurt Thomas to Phoenix for Quinton Richardson. At this point the team did not have a center so Thomas gave a whopping 5 year 30 million contract for Jerome James. This was a controversial move at the time because James had only a single good play off series under his belt. Perhaps the move was one of desperation. Later on the very same summer Thomas traded the expiring contract of Antonio Davis and a future first round draft pick for Chicago center Eddie Curry.
More Failure in a nutshell
Thomas hired Larry Brown to a 5 year 50 million dollar contract. Per Brown's request, the Knicks gave away the young and promising Trever Ariza and expiring contract of Penny Hardaway for Steve Francis. Yet another questionable move to place a star point guard on the same squad with an existing star point guard, Stephon Marbury. Brown was fired after his first year in which the Knicks had their worst record in 50 years. The Knicks and Brown settled for an undisclosed amount.
Most can agree Thomas did walk into a disaster. Many say he made that disaster worse. Yet there are high expectations for Eddie Curry and much of the Knicks roster. There is promise and there has been improvement. If the Knicks stay healthy and make it to the play offs or even to the second round, all of these things will be a distant memory and critics will be silenced. My view is history is still being written.


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Home > News & Events > Speeches & Testimony
Speeches & Testimony
Statement of Martin J. Gruenberg, Acting Chairman, Federal Deposit Insurance Corporation on International Harmonization of Wall Street Reform: Orderly Liquidation, Derivatives, and the Volcker Rule before the Committee on Banking Housing and Urban Affairs, United States Senate; 538 Dirksen Senate Office Building
Good morning Chairman Johnson, Ranking Member Shelby and members of the Committee. Thank you for the opportunity to testify on international harmonization issues related to Wall Street reform.
The financial crisis of 2008 exposed a number of serious vulnerabilities in the U.S. financial system and in other financial systems around the world. In the years leading up to the crisis, misaligned incentives, excessive leverage and risk taking, and gaps in regulation all contributed to a serious and, at the time, unrecognized increase in systemic risk. The financial crisis that followed in 2008-09 led to the most severe economic downturn since the 1930s.
In the immediate wake of the financial crisis, the Group of Twenty (G-20) nations, through the Financial Stability Board, jointly resolved to strengthen financial regulation across jurisdictions and enhance cross-border cooperation among financial regulators.1 This broad-based commitment to reform recognized both the highly interconnected nature of the global financial system and the enormous economic costs of the financial crisis. The intended result is to reduce the likelihood and severity of future financial crises, and to enhance the effectiveness of the international regulatory response should crises occur. As implementation of the Dodd-Frank Act proceeds in the United States, the FDIC continues to work with our international counterparts to undertake reforms that will be needed for a stronger and more stable global financial system in the future.
My testimony today will discuss three key areas where the post-crisis implementation of financial reforms in the United States have an important international component: (1) the cross-border resolution of large, systemically important financial institutions; (2) capital standards; and (3) capital market reforms.
Cross-Border Resolution of Large, Systemically Important Financial Institutions (SIFIs)
Section 210 of the Dodd-Frank Act requires the FDIC to "coordinate, to the maximum extent possible" with appropriate foreign regulatory authorities in the event of a resolution of a covered financial company with cross-border operations. The FDIC has been working diligently on both multilateral and bilateral bases with our foreign counterparts in supervision and resolution to address these crucial cross-border issues.
The FDIC has participated in the work of the Financial Stability Board through its membership on the Resolution Steering Group, the Cross-border Crisis Management Group and a number of technical working groups. The FDIC also has co-chaired the Basel Committee's Cross-border Bank Resolution Group since its inception in 2007.
Key Attributes
In October 2011, the Financial Stability Board released Key Attributes of Effective Resolution Regimes for Financial Institutions. The Key Attributes build on the set of recommendations developed by the Cross-border Bank Resolution Group that were published in March 2010 following its assessment of lessons learned during the crisis. The Key Attributes set out the parameters of a legal and regulatory regime that would allow authorities to resolve financial institutions in an orderly manner without taxpayer exposure to loss while maintaining continuity of vital economic functions. They address such critical issues as the scope and independence of the resolution authority, the essential powers and authorities that a resolution authority must possess, and how jurisdictions can facilitate cross-border cooperation in resolutions of significant financial institutions. The Key Attributes also provide guidelines for how jurisdictions should develop recovery and resolution plans for specific institutions and for assessing the resolvability of their institutions. The FDIC was deeply involved in the development of the Key Attributes and many of them parallel the provisions of the U.S. resolution regime under Title II of the Dodd-Frank Act. The United States has been recognized for its leadership in developing a credible resolution process for large non-bank financial companies.
In November 2011, the G-20 endorsed the Key Attributes. As a result, financial regulators from the G-20 member nations are required to move toward a resolution framework to resolve SIFIs in an orderly manner that protects global financial stability. A methodology to assess countries' progress toward implementing the Key Attributes is now under development.
Crisis Management Groups
The FDIC and its U.S. and foreign financial regulatory counterparts have formed Crisis Management Groups under the auspices of the Financial Stability Board for each of the internationally active SIFIs (termed Global SIFIs or G-SIFIs) identified by the G-20 at their November 4, 2011, meeting. These Crisis Management Groups, consisting of both home and host country authorities, are intended to enhance institution-specific planning for possible future resolution. These groups allow regulators to identify impediments to a more effective resolution based on the unique characteristics of a particular financial company.
The FDIC has participated in Crisis Management Group meetings hosted by authorities in various foreign jurisdictions. These meetings have focused on crisis management, recovery and resolution planning, and implementation issues associated with G-SIFIs from those jurisdictions. The FDIC has also hosted Crisis Management Group meetings for the five largest U.S. G-SIFIs and met with specific foreign regulators to discuss the progress these firms have made on their recovery and resolution plans as well as other related cross-border issues. The Crisis Management Group meetings have provided opportunities for the exchange of information on resolution planning and policy. We expect these meetings to assist the FDIC in developing and refining its resolution strategies for G-SIFIs and to help regulators in identifying and overcoming impediments to resolution, particularly with respect to cross-border issues.
FDIC Bilateral Discussions and Agreements
Since G-SIFIs present complex international legal and operational issues, the FDIC is also actively reaching out on a bilateral basis to the foreign supervisors and resolution authorities with jurisdiction over the foreign operations of key U.S. firms. The goal is to be prepared to address issues regarding cross-border regulatory requirements and to gain an in-depth understanding of cross-border resolution regimes and the concerns that face our international counterparts in approaching the resolution of these large international organizations. As we evaluate the opportunities for cooperation in any future resolution, and the ways that such cooperation will benefit creditors in all countries, we are forging a more collaborative process as well as laying the foundation for more reliable cooperation based on mutual interests in national and global financial stability.
It is worth noting that although U.S. SIFIs have foreign operations in dozens of countries around the world, those operations tend to be concentrated in a relatively small number of key foreign jurisdictions, particularly the United Kingdom (U.K.). While the challenges to cross-border resolution are formidable, they may be more amenable than is commonly thought to effective management through bilateral cooperation.
The focus of our bilateral discussions is to: (i) identify impediments to orderly resolution that are unique to specific jurisdictions and discuss how to mitigate such impediments through rule changes or bilateral cooperation and (ii) examine possible resolution strategies and practical issues related to implementation of such strategies with respect to particular jurisdictions. This work entails gaining a clear understanding of how U.S. and foreign laws governing cross-border companies will interact in any crisis. Our initial work with foreign authorities has been encouraging. In particular, the U.S. financial regulatory agencies have made substantial progress with authorities in the U.K. in understanding how possible U.S. resolution structures might be treated under existing U.K. legal and policy frameworks. We have engaged in in-depth examinations of potential impediments to efficient resolutions and are, on a cooperative basis, in the process of exploring methods of resolving them.
To facilitate bilateral discussions and cooperation, the FDIC is negotiating the terms of memoranda of understanding pertaining to resolutions with regulators in various countries. These memoranda of understanding will provide a formal basis for information sharing and cooperation relating to our resolution planning and implementation functions under the legal framework of the Dodd-Frank Act.
Resolution Planning Progress in the United States and Impact on Foreign Banking Organizations
In the United States, we are far along in the process of implementing the SIFI resolution provisions of the Dodd-Frank Act. We issued a final rule on our Title II orderly liquidation authority (OLA) in July 2011, and a joint final rule with the Board of Governors of the Federal Reserve System (Federal Reserve Board) on Title I financial company resolution plans in November 2011. These combined provisions give the FDIC new authorities and responsibilities for planning and implementing the orderly liquidation of a SIFI.
Since the enactment of the Dodd-Frank Act in 2010, the FDIC has been developing detailed resolution plans pursuant to our Title II resolution authorities. In addition, Title I of the Dodd-Frank Act requires SIFIs to submit resolution plans for review by the FDIC and the Federal Reserve Board. These plans detail how the firms could be resolved under the U.S. Bankruptcy Code. The FDIC would act under the Dodd-Frank Title II orderly liquidation authority only where the necessary parties agree that resolution under the Bankruptcy Code would have serious adverse effects on U.S. financial stability. If the firms are successful in their resolution planning, the likelihood of such action would be greatly reduced.
Similar to its application to U.S. based G-SIFIs, Section 165(d) of the Dodd-Frank Act requires foreign banking organizations (FBOs) with $50 billion or more in total consolidated assets to submit resolution plans. However, the plans submitted by the FBOs and any other specified foreign-based covered companies will focus their information and strategic analysis upon the firms' U.S. operations.
Submission of resolution plans will be staggered based on the asset size of a covered financial company's U.S. operations. Financial companies with $250 billion or more in U. S. nonbank assets must submit plans on or before July 1, 2012. All of the SIFIs in this initial group have been designated G-SIFIs by the Financial Stability Board. Companies with $100 to $250 billion in total U.S. nonbank assets must submit plans on or before July 1, 2013; and all other covered financial companies must submit plans on or before December 31, 2013. A company's plan is required to be updated annually or as directed by the FDIC and the Federal Reserve Board.
As with U.S. G-SIFIs, FBOs are to submit their plans in phases according to the size of their U.S. non-bank assets. Thus, FBOs with a U.S. footprint of $250 billion or more in U.S. non-bank assets will be required to submit plans by July 1, 2012. Those having $100 billion or more in U.S. non-bank assets will be required to submit plans by July 1, 2013, and the remaining covered FBOs will submit their plans by December 31, 2013.
If a resolution plan does not meet the statutory standards, after affording the covered company an opportunity to remedy its deficiencies, the agencies may jointly decide to impose more stringent regulatory requirements—such as increased liquidity requirements or limits on credit exposures—on the covered company. Further, after two years following the imposition of the more stringent standards, if the resolution plan still does not meet the statutory standards, the FDIC and the Federal Reserve Board may—in consultation with the Financial Stability Oversight Council (FSOC)—direct a covered financial company to divest certain assets or operations.
In addition, in January 2012, the FDIC issued a final rule requiring any FDIC-insured depository institution with assets of $50 billion or more to develop, maintain, and periodically submit contingency plans outlining how depository institutions could be resolved under the FDIC's traditional authority in the Federal Deposit Insurance Act. While not required by the Dodd-Frank Act, this complements the joint final rule on resolution plans for SIFIs.
These two resolution plan requirements are designed to ensure comprehensive and coordinated resolution planning for the insured depository institution, its holding company and any affiliates in the event that an orderly liquidation is required. Both of these requirements will improve efficiencies, risk management and contingency planning at the institutions themselves. The process of developing resolution plans also provides the FDIC important information for the refinement of our potential resolution strategies for SIFIs under the OLA.
FSOC Joint Rulemaking and Guidance on SIFI Designations
While all bank holding companies with more than $50 billion in assets are automatically designated as SIFIs by the Dodd-Frank Act, the Act also authorized the FSOC to determine whether a nonbank financial company is systemically important. The FDIC has been working with the other FSOC members to finalize the rule and interpretative guidance to implement this authority. When the rule and guidance are finalized, which is expected in the near future, the FSOC will begin the process of evaluating nonbank financial companies to determine whether material financial distress at one or more of them would pose a threat to the financial stability of the United States. The nonbank designation rule applies to U.S. nonbank financial companies and to foreign nonbank financial companies operating in the United States. Once designated as a SIFI, a nonbank financial company will be subject to all the supervisory and resolution requirements that apply to systemically important bank holding companies.
Improvements in Capital Standards
In the aftermath of the financial crisis, there has been an intensive international effort to strengthen bank capital standards. The result of these efforts is the Basel III capital agreement. In broad terms, the Basel III capital standards aim to improve the quality and increase the level of bank capital. Collectively, Basel III and other standards published by the Basel Committee address a number of features of capital regulation that allowed for an excessive use of leverage in the years leading up to the crisis. There are a number of such issues that are being addressed by Basel III and in a complementary way by the Dodd-Frank Act.
One of the lessons of the crisis was that high quality, loss-absorbing capital is essential to ensuring the safety and soundness of financial institutions. Basel III addresses this by establishing regulatory capital as "common equity tier 1." This results in a measure that is much closer to pure tangible common equity than the present tier 1 definition. Meeting regulatory requirements for common equity tier 1 capital will provide a much more realistic and meaningful assurance of a bank's ability to absorb losses.
In addition to the definition and quality of capital, Basel III also addresses the level of capital. At the beginning of the crisis, as today, the minimum tier 1 risk-based capital requirement was 4 percent of risk-weighted assets. Tier 1 capital was required to be "predominantly" equity. Thus, equity could comprise as little as 2 percent of risk-weighted assets.
Basel III increases the numerical minimum risk-based capital ratios. For the new concept of common equity tier 1, the Basel III minimum ratio is 4.5 percent of risk-weighted assets. For tier 1 and total capital the Basel III minimums are 6 percent and 8 percent, respectively. Capital buffers comprising common equity equal to 2.5 percent of risk-weighted assets are added to each of these minimums to enable banks to absorb losses during a stressed period while remaining above their regulatory minimum ratios.
Basel III also includes a "counter-cyclical buffer" intended to act as a stabilizer against significant asset bubbles as they develop. Specifically, regulators could increase the capital buffers by up to an additional 2.5 percent if they deem the economy to be in a period of excessive credit creation.
Basel III establishes, for the first time, an international leverage ratio. The Basel III leverage ratio is an important tool to ensure that capital exists to cover losses that the risk-based rules may categorize as minimal, but that can sometimes materialize anyway. The Basel Committee has also agreed that the largest internationally active banks should be subject to additional capital charges ranging from 1 percent to 2.5 percent of risk-weighted assets to account for the additional risk they pose to the financial system should they experience difficulties.2
In addition, to strengthen capital standards for trading book risk, the U.S. banking agencies issued a Notice of Proposed Rulemaking (NPR) in January 2011, to implement important reforms agreed to by the Basel Committee. These reforms will increase capital requirements to levels more appropriate for trading book assets. A second Market Risk NPR was issued in December 2011 to respond to section 939A of the Dodd-Frank Act. This NPR provides an alternative to credit ratings in computing trading book capital requirements. We are committed to working with our fellow regulators to finalize the important reforms to trading book capital requirements as soon as possible upon reviewing and appropriately addressing the public comments we receive.
The Basel Committee agreed that Basel III would be phased-in over a five-year period starting in 2013, and the banking agencies are drafting an NPR to implement Basel III in the United States. We believe that most U.S. banks currently hold sufficient capital to meet the Basel III capital standards. Banks that need more time by and large appear well positioned to meet the standards far ahead of the Basel timeline and mostly with retained earnings. Now that agreement has been reached on a more robust international capital standard, it is vital that the standard be implemented in a uniform manner. A comprehensive monitoring framework will be coordinated by the Basel Committee's Standards Implementation Group and will rely on peer reviews. It entails a review of members' domestic adoption and implementation timelines for the Basel regulatory capital framework.
Capital Market Reforms in the Dodd-Frank Act
Beyond the development of an effective resolution regime for SIFIs, and the capital reforms of Basel III, two provisions of the Dodd-Frank Act with potential international implications are Section 619, relating to proprietary trading, and the margin and capital requirements for over-the-counter derivatives found in Title VII.
The Volcker Rule
Section 619 of the Dodd-Frank Act, known as the Volcker Rule, is designed to strengthen the financial system and constrain the level of risk undertaken by firms that benefit, either directly or indirectly, from the federal safety net provided by federal deposit insurance or access to the Federal Reserve's discount window. The Volcker Rule prohibits proprietary trading by banking organizations and limits investments in hedge funds and private equity funds that they organize and offer, subject to certain exemptions for such permissible banking activities as underwriting, market making, and risk-mitigating hedging.
The challenge for regulators in implementing the Volcker Rule is to prohibit the types of proprietary trading and investment activity that Congress intended to limit, allowing banking organizations to provide legitimate intermediation in the capital markets and maintain market liquidity.
Last November, the FDIC, jointly with the Federal Reserve Board, the Office of the Comptroller of the Currency (OCC), and the Securities and Exchange Commission (SEC), published an NPR requesting public comment on a proposed regulation implementing the Volcker Rule requirements. On December 23, 2011, the agencies extended the comment period for an additional 30 days until February 13, 2012. The comment period was extended as part of an interagency effort to allow interested persons more time to analyze the issues and prepare their comments, and to facilitate coordination of the rulemaking among the responsible agencies.
The agencies have received a significant number of comments from international banking organizations and foreign financial services regulators regarding concerns about the potential extraterritorial reach of the Volcker Rule and the proposed regulations. Commentators have raised concerns about the proposed regulation's potential effects on foreign sovereign debt markets, the ability of foreign organizations to continue to utilize U.S. market infrastructure, and the difficulties associated with properly distinguishing permissible foreign funds from impermissible funds. The agencies are in the process of reviewing and carefully considering all of the comments received as we work toward the development of a final regulation.
As of February 13, 2012, the agencies had received approximately 17,500 comment letters from a wide variety of stakeholders. The FDIC is committed to developing a final rule that meets the objectives of the statute while preserving the ability of banking entities to perform important underwriting and market-making functions, including the ability to effectively carry out these functions in less-liquid markets.
Margin and Capital Requirements for Covered Swap Entities
In June 2010, the G-20 leaders reaffirmed a global commitment to clearing standardized OTC derivatives through a clearinghouse, and this commitment was incorporated into the Dodd-Frank Act. For derivatives that lack sufficient standardization for clearing, the Dodd-Frank Act requires dealers and major participants in such transactions to register with the Commodities Futures Trading Commission or SEC, as applicable. The Dodd-Frank Act also requires the prudential regulators—the FDIC, the Federal Reserve Board, the OCC, the Farm Credit Administration, and the Federal Housing Finance Agency—to jointly adopt margin requirements for uncleared OTC derivatives entered into by entities they regulate that also fall within the Dodd-Frank Act's dealer and major participant terms. In May 2011, the prudential regulators published an NPR proposing these margin requirements and have received numerous comments that are being carefully considered.
Since the issuance of the NPR, the Federal Reserve Board has initiated an effort to develop an international convergence in margin requirements for uncleared OTC derivatives and has asked the Basel Committee, in conjunction with the International Organization of Securities Commissions, to develop a consultation document by June 2012. Staffs from the FDIC and the other banking agencies are actively participating in the Working Group on Margin Requirements initiative. In order to reduce competitive concerns, the agencies intend to take into consideration, to the extent possible, the margin recommendations in the consultative document in the development of a final uncleared OTC derivative margin rule.
Today's testimony highlights the work of the FDIC, in conjunction with other U.S. regulators and our international counterparts, to improve resolution and regulatory regimes for the global financial system. As the global reach of the financial crisis made clear, cross-border cooperation and harmonization are essential for effective implementation of reforms. The FDIC is committed to working with our fellow federal agencies as well as our foreign counterparts to achieve this important goal.
Thank you. I would be glad to respond to your questions.
1 The G-20 is comprised of the finance ministers and central bank governors from 19 countries (including the United States) and the European Union, with representatives of the International Monetary Fund and the World Bank. Collectively, the countries represent more than 80 percent of the global gross national product.
2 The Basel Committee also established an "empty bucket" with a 3.5 percent additional capital charge designed to discourage banks from becoming more systemic.
|Last Updated 3/22/2012


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Catalogue No: SCORED43Highlights from the 40th anniversary production of Julian Slade's Magical MusicalAVAILABLE ONLY AS A DIGITAL DOWNLOAD4 tracks available for downloadFor Australia, New Zealand, Japan, Fiji,Papua New Guinea & other Oceanic territoriesclick here: For all other available territoriesclick here: streaming from our® channel, or listen now on Spotify®:SALAD DAYSSimon Connolly as TimothyNicola Fulljames as Janeand featuringKit and The WidowRecorded at CTS Studios, London, March 1996Produced for record by Stewart MackintoshEngineer: James CollinsAssistant engineer: Gavin Landlas
Prices listed are subject to change without prior notification. Purchases will be charged at prices in effect at the time order is placed.
1. We Said We Wouldn't Look Back 2. We're Looking For A Piano 3. The Time Of My Life 4. The Saucer Song
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I had the pleasure of meeting author Mark Schaefer at Social Slam in April. I was blown away by his presentation of the value of influence in social media platforms and the power of a high Klout score (i.e. hotel room upgrades)
Instead of telling you how much I enjoyed the book, I will share some of the various items I highlighted throughout the book:
"Social Media is like a Darwinian hyper catalyst. Business better adapt, adopt, and become the fittest because the societal pressures through self-publishing and reviews like this are unprecedented"
"…increasing proportions of corporate marketing budgets are now dedicated to creating content and encouraging interactions that may capture a share of that conversation"
"There is content strategy and network strategy. Content strategy is the stuff you create that is valuable to other people, and network strategy is what you have that let's you share it"
"Content is the currency of the social web, and today, creating it is as easy as typing text, uploading videos, and hitting the "publish" button"read more »


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Watch: Gloriana Dish on Tom Gossin's Bachelor Party, Rachel Reinert's Sexiest Men in Country at 2013 ToC Music Festival
Gloriana's Rachel Reinert responded to making the 2013 Taste of Country Sexiest Females in Country Music list at the Taste of Country Music Festival over the weekend. The lone female in the trio said she's both honored and embarrassed by all the attention, but she wasn't too overcome to quickly rattle off four names who top her personal Sexiest Males list.
Other details from the four-minute long sit-down with Gloriana include Tom and Mike Gossin talking about Tom's bachelor party and all three answering which member of the band is the most emotional, stubborn, likely to go on a bender and crabbiest in the morning. Watch the full video above before checking out pics of the group from their 2013 ToC Fest performance.


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How to make: Extra Large Wallpaper Panels
One of the biggest wow factors in the recent install I did was a pairing of wallpaper panels.
We knew right away that we wanted to use feather by Ferm Living.
We also knew right away that we didn't want to apply the actual paper to the wall. So of course I recommended wallpaper panels!
Seems easy right? Ah not so much. Everyone tells you it's so easy just frame it. Well when you want a frame to be 2.5 ft x 6 ft it's not that easy.
We were going to go the DIY route, but hanging the panels proved to a problem that would have required lots of holes and a damage to the trim pieces when removing it.
We also thought of a custom frame, but I got quoted $300 per piece.
I was about to freak out when Jon came to my rescue. After some strategic Google searches he found Wholesale Poster Frames. Let me tell you this company was a dream to work with. We explained what we wanted to do and very quickly told we could have a custom frame next day for the cost of $66 bucks per piece. We had to purchase a couple of other pieces for extra support so our grand total came up to around $166.
I was so nervous that it wouldn't ship next day. I actually threatened the owner that I would go to CT and beat him up if it didn't arrive. Ah I'm such a lady. The poor man just chuckled.
Luckily for both of us it arrived next day!
Here is what we got:
Actual frame pieces:
According to the company people normally use foam board and plexi-glass when using their frames. We wanted the wallpaper to be exposed so we didn't use plexi-glass and we wanted something a bit firmer than foam so we used Eucaboard .
Here is our board with the wallpaper applied and cut to size:
{ You apply the wallpaper with wallpaper paste. We let it dry for about an hour and then used our table saw to cut it down to size.}
Now build your frame you need two pieces of the frame and 2 angled hardware pieces.
You then stack the two angled pieces and slide them into the frame:
Then simply tighten with a screw driver.
You know half an L shaped piece of frame. Take your board and insert into the existing L shape piece and slide in the 2 other pieces of frame and attach with angled hardware:
You then take the spring tension clips:
And insert between the frame section and the artwork backing:
{You need to push and slide them under the frame}
Once this is done you are practically finished. You just need to place the picture hangers in the back frame channels and screw them into place. You can have them at the top and use screws/anchors to place them on the wall or place them on the slides and use the wire provided to hang it that way.
All finished:
Then just hang in your happy clients home:
The great thing about this frame system is that when you get tired of the paper you simply release the spring tension clips and unscrew the frame. Voila the piece comes out and replace it with another design!
* We randomly found this company during a Google search. This is not a sponsored post. They truly were a dream to work with and didn't break the bank.
Labels: DIY, effortless style, my work


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Dear Students
The Sikh Educational Society is resolutely committed in offering to the students the privilege and opportunity of higher education. Our aim is to motivate the young minds to right thinking and purposeful action for both leadership and engaged citizenship. Mindful that education serves society, the SES continually examines its practices to ensure that its efforts and results effectively contribute to the common good.
We constantly seek to strengthen Guru Gobind Singh College for Women. Our endeavor is to support the College's most essential requirements, equip its faculty, update facilities and sustain endowments. Our mission of educating young women is driven from a powerful conviction that women can and should make a difference to the world at large. Guru Gobind Singh College for Women is a pioneer in educating women in an academic environment wherein women develop their talents, and make excellent preparation for wholesome roles in different walks of life. The learning environment contributes in fostering confidence, decent leadership and a very high
academic success among its students.
I welcome you all on joining this campus and assure that GGSCW will uphold its distinct mission long into the future.
S Gurdev Singh Brar,
IAS (Retd) President, Sikh Educational Society


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On Tuesday, October 6, the Harwood Union Middle School XC team traveled to U32 to take on Stowe, Enosburg, Lamoille, Randolph and U32. Coming off their win at Thetford the boys were motivated to put up a good result on what will be the course used for the Divisional Championship in several weeks.
Coach Eley felt that the boys would be their own best competition at this race and instructed them to take the lead within the first kilometer. Coming into the first section of woods, the race was led by Caleb Kessler with three Highlanders right behind (Geoffrey Kazlow, Sam Nishi and Jacob Palmerio). Kessler remained on the front opening up a 10-second lead on Kazlow as the boys ran through three kilometers.
At this point in the race Nishi was leading Palmerio and both were now chasing Stowe fast-man Sam Puddicombe who was second at the Harwood home meet. As the boys broke out of the woods Kessler was still firmly in control finishing first with a time 9:07. Kazlow had no challengers for second place finishing in 9:23. Palmerio was running in third neck and neck with Puddicombe.
This was the best finish of the day as Palmerio gutted it out to beat the Stowe runner to line for third in 9:28. Nishi came home in sixth in 9:37. Jack Barnett (11th at 9:57) and Sam Robinson (12th at 9:58) both put in solid races for the team's fifth and sixth placed runners.
A strong quartet of Highlanders finished together in places 17 through 20 led by Nathaniel Kuzio and included Ethan Carr, Noah Evans and a still recovering Parker Gonnet. Rounding out the Harwood finish were Ivan Bjornlund (23rd), Parker Sheinfeld (27th), Quentin Bell (33rd) and Markus Helmken (34th). The boys won the meet with 22 points over Stowe in second place with 55 points.
On the girls' side, Stowe runner Colleen McGovern took first place. Clio Briggs continues to improve with a strong 10th-place showing (12:11). Marika Mayberry also had a good run coming home in 17th place (13:41).
On Saturday, October 10, the team traveled to Morrisville to race in the Peoples Academy Invitational. The boys' team archrival Stowe promised to be the main challenger to the Highlanders at this meet. The Stowe boys had let it be known that some of their best runners, who also play on the soccer team, would be at this race as there was no conflicting game and that as a result they expected to do well. Stowe lined up a large team in the best starting spot. The Harwood boys were assigned the worst starting spot at the far left of the starting line. As a result of the heavy rain on Friday and early Saturday the conditions on the course looked to be muddy for the runners.
At one kilometer into Saturday's race Kessler and Kazlow were at the front with a nine-second gap back to Nishi and Palmerio who were keeping the Stowe runners company. At two kilometers Kessler had opened a small four-second gap on Kazlow with Nishi pulling away from his group. Coming out of the woods Kessler was in the clear and went on to win in a time of 10:24. Kazlow took second 11 seconds back (10:35) followed by Nishi looking very smooth and running his best race of the season for third (10:53). Palmerio, having had to duke it out earlier in the week with Stowe's Puddiecomb, did not give him a chance this week moving out ahead to finish fourth in 11:07.
Pulling in as the Highlander's fifth runner in 12th was Kuzio (11:31), followed by Robinson with another solid run for 14th (11:38). Carr (11:59) and Bjornlund (12:07) came home in 17th and 18th. Bell and Sheinfeld both finished in 12:30 for 25th and 26th places followed closely by an improving Helmken in 30th (13:14). Both Jack Barnett and Parker Gonnet were suffering from injuries that kept them from competing, but both made the trip to cheer their teammates on to victory with the season's best score of 19 points, just four away from a perfect 15. Stowe ran well for second with 45 points followed by U32 with 71 and Peoples with 104.
In the girls' race, both Briggs and Mayberry took the start at Peoples, but under the weather Mayberry was forced to drop out after the first kilometer. Briggs went on to finish 20th in 13:39. The race was once again won by Stowe's McGovern in 11:52.
There are only three meets left in the 2009 season. There is a mid-week race scheduled for October 14 at Harwood. The Harwood Invitational will take place on Saturday, October 17. If you have not been out to see the team race this would be a great day to do so. The Harwood course is very spectator-friendly with lots of vantage points to catch the runners out on course. Racing will start at 9 a.m. for the middle school with the JV and varsity to follow.


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Sunday, January 1, 2012
Democracy for Dinner!
12 comments:
- Unknown said...
Cute idea!! I love the "Choc-obama-late milk" ;-) and all the names you come up with for food! :) Happy New Year to you guys! :)
- January 1, 2012 at 9:20 AM
- Four Marrs and One Venus said...
This has got to be the Cutest idea ever!!! Love this Laurie! Happy New Year to your family!
- January 1, 2012 at 9:38 AM
- Unknown said...
This is one of the cutest things I've ever seen!! I love that he wore his little tie! And the names of your food are fantastic! You seriously blow me away! Save this for later in the year and if you want, I'll post it on my blog as a guest post! You are such a fantastic mommy!
- January 1, 2012 at 9:44 AM
- The ShuFamily said...
oh wow! adorable, laurie! we need to do this. pinning now! :)
- January 1, 2012 at 11:03 AM
- The ShuFamily said...
oh wow! adorable, laurie! we need to do this. pinning now! :)
- January 1, 2012 at 11:04 AM
- Shannon said...
Happy New Year to you and your adorable family!
I just found your blog and I'm now a new follower. I love this idea and pinned it right away. Such a fun way to teach the kids about election day, can't wait to do this too!
Thanks for sharing ;)
- January 1, 2012 at 11:27 AM
- Brianna Tucker said...
this is an adorable idea!! What a great thing to do with elementary students as well.
follow me at
- January 1, 2012 at 1:13 PM
- Denise said...
That is a Super cute idea! now if only I can remember it come election time...
- January 2, 2012 at 10:11 AM
- Jen said...
I remember when you did this! Such a great idea. We have GOT to do this with our boys this year. I'm sure John will really get into it too. ;)
And how cute are those little faces? I miss those little guys!
- January 2, 2012 at 12:17 PM
- Chris said...
- This comment has been removed by the author.
- January 7, 2012 at 5:22 PM
- Unknown said...
What an awesome idea! I love new traditions! I've never heard of something like this before- I want to do a democracy dinner!
- January 7, 2012 at 5:24 PM
- KC Coake said...
I love this idea! So cute! My girls would both really get into this. I just planned all our meals for this week, so I may make a ballot and we can vote on things I already had planned...might not be quite as cute, but I think they would love it. Thanks for the great idea. I'm pinning it so maybe others will see it as well and so I can find it again in 4 years.
- November 2, 2012 at 5:49 PM


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Scotland's Oil: David Bell, Robin McAlpine and Brian Wilson on GMS with Isabel Fraser
Alex Salmond on Scotland's Oil GMS 23 Jul 2013
Scottish economy snapshot - July 2013
Scottish Oil - the manipulations and deceit of the UK to steal Scotland's natural resource
Ken Macintosh grilled over Scottish economy - and dodgy donation!
Humza versus Johann and Coalition allies - who fight like ferrets in a sack
Alex Salmond on Marr Show - 21 Mar 2013
Scotland's Financial Strength - John Swinney's closing speech at Holyrood
Oil in the sea? Oil in the rocks? Scotland's natural resources
Orkney and Shetland - and oil: home rule for Tavish?
Lamont and Davidson, the Bitter Together Sisters, get oil facts and timescale wrong
Two sides of the oil debate - Newsnicht. Swinney and Rennie
Oil - the Latin American experience and relevance for Scotland - BBC Good Morning Scotland
Oil and Scotland's Independence - BBC Good Morning Scotland - Isabel Fraser and Derek Bateman
Scotland's Oil and Scotland's future - Alex Salmond – FMQs
Oil - a finite resource? Newsnicht 2013
John Swinney and the Lords 6 - the economy, oil and gas - various Lords a-leaping
Hosie and Macintosh on Scottish oil and the IFS report
Scotland's oil and the IFS report - Douglas Fraser reports
Darling and Hosie on oil and independence - Alistair talks down his country