text:
There are over 2.6 million group long-term care, or LTC, certificate holders in the U.S. Many of those insured believe that they have comprehensive LTC coverage that covers many types of long-term health care costs.
There are significant limitations under most group LTC coverage that may come as a surprise when one files a claim. The following are contractual provisions that may significantly impact the benefits you receive under your policy.
Nursing home benefits
These benefits are covered in full for the daily benefit amount selected under a group policy. No one wants to go to a go to a nursing home. Most want to stay at home. However, a nursing home is a typical first-stop under the contract and this step may delay one from filing for a claim. However, this changes when you review the benefits for any assisted-living expenses.
Assisted living is a preferential and needed choice over a nursing home for many people. However, benefits for assisted living may be limited to a certain percentage of the nursing home benefit (typically 60%-75 %). One group contract I recently read stated that, "room and board charges for assisted living aren't covered." That equates to a benefit that is equal to 10%-15% of the assisted-living expense in this example. In comparison, most non-group individual LTC policies available today pay full benefits for all forms of facility care, offering more flexibility for the consumer.
Home health-care benefits
In general, group contracts don't cover the cost of care for assistance with activities of daily living, or ADLs. The six ADLs include, eating, bathing, dressing, toileting, transferring and continence. ADL assistance is the major component of home health care.
For example, consider a family member with dementia that otherwise is in great health. They require constant supervision for their own safety, yet these expenses wouldn't be covered under most group contracts. Informal care such as shopping, meal preparation and other assistance with some ADLs is covered under most contracts but the benefits are limited. Benefits are typically limited to $50 a day with a $2,000 lifetime or annual limit.
Individual LTC policies that are properly designed provide a monthly, not daily, comprehensive home health-care benefit for all types of home care, including informal care services. Home health care expenses that are based on a monthly benefit provide a more meaningful benefit. A $300 charge for a single day of home health care would be limited to the daily benefit amount in the group policy whereas all expenses under an individual contract would be covered if the total cost of home health care for the month did not exceed the monthly LTC benefit.
Inflation coverage
Under most group polices inflation protection is in the form of a guaranteed purchase option every three years with a typical increase of 5% a year, not the annual inflation adjustment of 3% - 5% that is prevalent in individual policies today. Guaranteed purchase option benefit increases are based on your age when the option is exercised. As one gets older the cost of an increase in benefits may become prohibitive.
Other limitations
Many older group LTC policies exclude mental and nervous conditions. Depression, anxiety, neurosis and other mental nervous conditions are common in the older population. This can be an easy way for an insurance company to get out of paying a claim.
Potential rate increases
There is only one insurance carrier left offering true Group LTC Insurance, and they are very selective about the groups they will write. The other major carriers stopped selling the product over the past few years. Group insurance pricing is based on a steady flow of new entrants into the group. These group LTC policies are now closed blocks of business and as such are subject to multiple rate increases in the future. As these rate increases occur, many of the healthy lives will drop out of the group, which worsens the group experience, creating a never ending spiral.
It's important for anyone covered under a group LTC policy to review their coverage with a financial professional that is dedicated to Long Term Care Insurance planning. Understanding your coverage is a critical component of your overall financial and health care plan.
Deficiencies in payments for assisted living, home health care, and other group plan design issues can materially affect your financial future.
Little known Medicare fact will impact your retirement
Too young for long-term care insurance?


text: Square Enix is dropping the prices on their iPhone/iPad games more than 50% as incentive for their latest release—Final Fantasy III. Because the original prices are a bit high to begin with, and because Square Enix rarely does price drops anyway, this is a good chance to get in if you've been holding out. [TouchArcade]

subset: commoncrawl


text:
Betwixt mine eye and heart a league is took,
And each doth good turns now unto the other:
When that mine eye is famish'd for a look,
Or heart in love with sighs himself doth smother,
With my love's picture then my eye doth feast,
And to the painted banquet bids my heart;
Another time mine eye is my heart's guest,
And in his thoughts of love doth share a part:
So, either by thy picture or my love,
Thy self away, art present still with me;
For thou not farther than my thoughts canst move,
And I am still with them, and they with thee;
Or, if they sleep, thy picture in my sight
Awakes my heart, to heart's and eyes' delight.
Sonnet 47: Translation to modern English
An agreement has been reached between my eye and my heart and each one is doing the other favours now. When my eye is starving for a glimpse of you or my heart is busy smothering himself sighing for you then my eye feasts on a picture of you and invites my heart to the painted banquet. Another time my eye is my heart's guest and shares some of his thoughts of love. So either by your picture or my thoughts of love you are always with me even though you're not here. You can't travel further than my thoughts and I am always with them and they are always with you. If they go to sleep, as long as your picture is within sight my heart will wake and it will delight both heart and eye.


text:
About Us
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text:
this page generated 2.7.20 14:00 CDT
(@833 .beats)
Follow @CRZ
|3.7 19:28
|Can of Dr Pepper Dark Berry
|3.7 15:19
|Can of Diet Dr Pepper
|3.7 15:00
|SYMC closing quote: 25.10 ▲3.00 (Range: 24.95 - 25.54) New 52 week high!
|3.7 13:55
|Listened to Hank Ballard - From The Love Side
|3.7 13:52
|Listened to Hank Ballard - How You Gonna Get Respect (When You Haven't Cut Your Process Yet)
|3.7 13:48
|Listened to Prince - 17 Days
|3.7 11:39
|Listened to EARTH WIND & FIRE - Let's Groove
|3.7 11:33
|$2.649/g - SuperAmerica (Minneapolis, MN)
|3.7 11:28
|Listened to Jan Hammer - Miami Vice Theme (Extended Remix)
|3.7 03:07
|Listened to Ted Nugent - Paralyzed [Explicit]
|3.7 03:03
|Listened to Supertramp - Words Unspoken
|3.7 01:00
|Listened to Warren G - Super Soul Sis
|3.7 00:57
|Listened to Anandji V. Shah, Kalyanji V. Shah - T.J. Hookah
|3.7 00:56
|Listened to Illa J - R U Listenin'
|3.7 00:52
|Listened to Danny Kay - I've Got A Loveley Bunch Of Coconuts
|2.7 23:20
|Hooray! Joel's still older than me!
|2.7 21:15
|Happy Birthday, Karaoke Joel! - Acadia Cafe (Minneapolis, MN)
|2.7 21:07
|Listened to Aphex Twin - Wax the Nip
|2.7 21:02
|Listened to Jestofunk - If You've Got It, You'll Get It
|2.7 20:57
|Listened to Ministry - Cold Life
|2.7 16:49
|Listened to BT - Lullaby for Gaia
|2.7 16:44
|Listened to Dean Martin - Sway
|2.7 16:41
|Listened to Liberty City - Thats What I Got
|2.7 16:35
|Listened to Funkadelic - Nose Bleed
|2.7 16:29
|Listened to Lord Sitar - Daydream Believer
|2.7 16:26
|Listened to I:Cube - Vacuum Jackers (Maurice Fulton Mix)
|2.7 15:00
|SYMC closing quote: 22.10 ▲0.04 (Range: 21.96 - 22.30)
|2.7 13:55
|GO USA GO - Joe Senser's Sports Theater (Minneapolis, MN)
|2.7 13:44
|Listened to Joakim - Peter Pan Over the Bronx
|2.7 13:41
|Listened to The Future Sound of London - Yage
|2.7 13:35
|Listened to BT - Flaming June
|2.7 12:50
|Collaging is great and @aadesigncreate and Ben are doing great things helping people discover that collage might be their great thing! RT @growlermag: Local artist and @TwinCollage co-founder Ben DiNino's artwork seems to organically emerge from his sprawling collection of found items, making him the perfect artist to collaborate with for our History issue. https://growlermag.com/artist-profile-the-worlds-an-endless-sea-of-collaging-opportunity-for-ben-dinino/
|2.7 11:14
|RT @DollarBinShow: Also, the first two hour broadcast of "After Midnight" can be found archived at https://www.kfai.org/episode/07-02-2019-after-midnight/ - if you're a fan of this show and/or @CRZ, you will probably enjoy this one too!
|2.7 11:14
|RT @DollarBinShow: Here's Episode #27! Not a bad one to take a hiatus after. https://www.kfai.org/episode/07-02-2019-dollar-bin/
We'll be back after @CRZ's mini-residency is over. We'll also work on moving the Dollar Bin Archive to KFAI's Mixcloud while we're away so you can easily stream EVERY episode!
|2.7 03:09
|@zacharywefel Vox? That's Latin for "voice."
|1.7.19 20:41
|WWE putting spaces in the hashtag so they don't have to read people talking about how their idea of #2outof3falls matches pretty well suxxxx #RAW
|1.7.19 20:13
|Okay but... hear me out... what if they'd had *Take* fix all the electronics with his magic lightning bolt? #RAW #Heymanfabe
|1.7.19 19:31
|Holla, holla! <click> #RAW
|1.7.19 19:26
|Aw shoot, "repaired the electronics" WAY too fast - DOWN WITH #HEYMANFABE #RAW
|1.7.19 19:25
|If Graves doesn't fake apologise for his fake spontaneous swearing, #kayfabe is still dead (I'll give him one more segment) #RAW
|1.7.19 19:17
|Isn't this usually where Strowman shows up, yells "I'M NOT FINISHED WITH YOU" and tips over the ambo? #RAW
|1.7.19 19:16
|Oh, by the way, I'm live on the radio @kfaiFMradio for two hours tonight at midnight CDT playing music and absolutely not talking about professional wrestling
|1.7.19 19:15
|@tapemachines If you're really, really fortunate......they'll have the ability to replay the tape some time in the next 2.75 hours (at which time I'll say "TOO SOON TO RESTORE POWER WHAT ABOUT #KAYFABE")
|1.7.19 19:13
|He still didn't manage to get the crowd to not go into business for themselves, of course. Also, didn't really need Graves' punctuation on it unless they were supposed to cut his mic mid-expletive as part of the "power outage" and missed the cue #RAW
|1.7.19 19:12
|That was fun! WAY OVERDONE, but it's not like he's exactly ever been the master of subtlety. It's not gonna make me get on the phone and tell all my friends to turn to #RAW, but I *did* tweet about it...
|1.7.19 17:34
|Zesty Cheddar Ranch Grooves
|1.7.19 17:30
|Can of Diet Dr Pepper
|1.7.19 15:00
|SYMC closing quote: 22.06 ▲0.30 (Range: 21.89 - 22.29)
|1.7.19 14:43
|Any fun places I should take Kris for us to take in the USA/ENG game tomorrow? (Besides my own house of fun, that is) Are you watching it anywhere special? Did you know it was a thing? 2PM CDT.
|1.7.19 13:42
|Intense French


text:
Dear friends,
The other day I was dancing Tango with a student in my UNM Ballroom class, and he thanked me for sharing my darker story of physical challenges with the class last fall.
And then he asked that share them openly with you. Oh boy...
Here are some hard health highlights from my first 35 years:
• Cancer Survivor, age 19. No thyroid. Limited body temperature and metabolism regulation
• Missing liver enzyme, high bilirubin and immune response
• High arches and shorter right leg; corrective orthotics
• Underdeveloped vertebrae, forward pelvic tilt, permanent s- and c- spinal curves
• Occasional peripheral neuropathy, unknown cause or progression
• Four head traumas, four pregnancies but two beautiful children, epidural spinal leak, broken tailbone, nail through my left foot…
Yes... There IS more.
BUT! The reason he and so many students come to UNM PE-AP classes and I dance and teach today with minimal pain, strength, and wellness: our like-minded community is sharing it all with YOU!
The UNM Dance Fitness Clinic, April 19-20, 2016
A celebration of movement and wellness for all.
This event could be the beginning of YOUR wellness story.
- Begin to dance and compete with no one, just grow in your own way
- Try social dance even if you don't have a partner, but you may find one and you could dance together
- No matter your mood, learn simple dance moves will lift you, thrill you, relax you, elevate you, and showcase YOUR unique strengths your unique strengths
- No barriers, no experience necessary, all abilities ages 13 to 100+
Our mission to provide dance as wellness for all is and has been beyond worthwhile. UNM, guest Louis Van Amstel, and our local NM community and I are so honored and thank you for your time and consideration in joining us.
With gratitude,
Megan Merchant
Some of my UNM Stress Management students have struck gold on stress reduction techniques at our half-way class point, and others are still waiting to find their "solution".
Here are some thoughts on "Journeys and Journals". Our path lengths are all varied, but continue to "seek and you shall find!" ;D
And while you're spreading love, give love and dance to yourself today and always! XO - Megan
Warning: the following is a self-indulgent, feel-amazing playlist for your life, NO PARTNERS NECESSARY. Choose your favorites, then rock it solo or among friends!
Slow Salsa/Tango Stretch: Love Like This, Natasha Bedingfield, Sean Kingston
Cha Cha/Jive Mix: Before We Fall In Love, Damato
Viennese Waltz: The Blue Danube, Manhattan Pops
Slow Samba: You're Never Fully Dressed Without a Smile
Martin Luther King, Jr. moved his generation with a deep and demanding love, particularly song artists. In honor of the emotional and lyrical depth of those artists, here are a few of my favorite dance songs from the 1960s.
LaBlast Music of the 1960s
Dance to the Music - Sly and the Family Stone (1968), Warm-Up/Disco
Something's Got a Hold on Me - Etta James (1962), Medium Jive
Do You Love Me - The Contours (1962), Mix
Then He Kissed Me - The Crystals (1963), Paso Doble
You Never Can Tell - Chuck Berry (1960-1964), Mix
Land of 1000 Dances - Chris Kenner (1963) / Wilson Pickett (1966), Jive Twist/Kick
Twenty Five Miles - Edwin Starr (1968), Hustle
One Fine Day - The Chiffons (1963), Quick Step
Be My Baby - The Ronettes (1963-1946), Rumba
These Arms of Mine - Otis Redding (1962-1964), Rumba
Winter Wonderland - Bernard and Smith (1934) / Aretha Franklin (1964), Viennese Waltz
(You Make Me Feel) Like a Natural Woman - writers Carol King and Gerry Goffin / singer Aretha Franklin (1967), Cool Down
Some Kind of Wonderful - The Drifters (1960), Cool Down
Save the Last Dance for Me - The Drifters (1962), Cool Down
May we turn our dreams of love into action. Then dance, together. - Megan
I've been in the fitness industry for around 15 years, passing through many locations, instructing diverse populations, always loving these people and places. But over the past five years, I began witnessing colleagues really gravitate toward specific fitness groups: Les Mills, Beachbody, Zumba, TRX, Crossfit... and I had huge envy watching them become deeply passionate and fully ingrained into these groups. They found their tribe.
This finally happened to me at IDEA 2011 when I came across LaBlast Fitness. The feeling of connection was so intense I thought "I have to find a FLAW with this program or I'm in it for life!" Fast forward to today as a new Master Trainer and I feel very fortunate for my LaBlast family and experiences.
This is the power of finding your tribe. Your work turns to passion; you look forward to being involved. Your tribe makes what you need to do in life (like being physically active) so much better.
1. REALLY listen to yourself: what do you enjoy? My husband loves cycling. My sister found yoga. My daughter's teacher adores her daily run. And my friend loves her two daily hours at the gym. I love dance but LaBlast also gave me variety, authenticity, use of my own music, the option to dance with my family and friends, and much more!
2. Trying A LOT of new and varied things. Keep narrowing down who, what, where, and when might fit you until you strike gold. You can browse the myriad of my blog posts on fitness trials I have had. Around 2012 I enjoyed watching others enjoy Zumba, so a wrote an article and held a Zumba charity event for colleagues at UNM. My husband still enjoys a few Beachbody programs we starting trying several years ago (and despite it not being my fit, those programs are REALLY fantastic!) In 2011, I researched and practiced running to team up for a marathon but all of these activities felt unnatural. In contrast, I really look forward to time I spend dancing LaBlast.
3. New tribes start everyday! Among 6 billion people in the world, your tribe is either waiting for you or should be created. In a very short time and now at 800 global instructors, our LaBlast tribe feels so happy that Louis Van Amstel took the time and effort in creating our program. Other tribes are equally as grateful to their group innovators.
4. Be in more than one tribe, because:
Every tribe in your life will vary in the amount of time and level of interaction. LaBlast is my physical activity tribe that grew to enhance my occupation, intellect, and more, but I keep jogging, meditation, strengthening, and self defense in my fitness routines. My coworkers at UNM inspire me to strive higher for our students. I have a group of mom friends that share parenting stories and emotionally support one another in beautiful ways once or twice a month online. You can have more than one tribe in various areas of your life, such as your:
- environment: your location and surroundings, home, neighborhood, community, state
- career: your occupation versus your career and your finances
- social relationships: your family, friends, coworkers, neighbors...
- emotions: your feelings about actions, events, and life in general
- spirituality: your positivity and/or religious beliefs
- intellect: your education and ongoing pursuit to learn new things
- physical body: your nutrition, physical activity, sleep, stress, and overall health
Which tribes will you look for this New Year?
XO - Megan
When the dance and fitness worlds collide, four beautiful principles come together!
- Comfortable: absence of pain and distress, free of anxiety, feeling of ease and security
- Challenge: full use of your abilities and resources during trying but stimulating situations
- Compassion: awareness of the needs of others and a desire to alleviate a person's suffering
- Confidence: trust, faith, and self-assurance; a belief in your own abilities
What are the senses of comfortable challenges?
- Accomplishment striving and task completion
- A pounding but slowing heart at the end of a journey
- Heavy breathing but calm words of "Hello!"
- Reaching the final push or lift and striving a bit further
In aerobic activity, this is defined by being able to talk with single words yet you are breathing heavily during repetitive motions like walking, cycling, and swimming. In strength training, it is the moment when you can perform one more exercise safely before you loose proper form from muscle fatigue during motions such as lifting and pulling.
Reaching the CC level of intensity in both causes a safe overload: push your body to reach just slightly beyond it's capacity and doing so stimulates the body to grow stronger (muscle strength) and longer in capacity (muscle or cardiopulmonary endurance). Pushing well beyond this limit at once can burn more calories but raises injury risk and requires a longer recovery period before the next trial. Some activity is always better than none but I encourage you to give a bit more for greater results.
What do compassion and confidence look like?
- Rising posture
- Shining sweat
- Glowing yet lifted eyes
- Radiant smiles
- Open and welcoming arms
Compassion in dance connects instructors, students, and communities through movement and music. When a group moves compassionately in sync; physically connects through eye contact, partnering or circling; or simply unites in a display of positive emotion; the experience deepens support, encouragement, and unity.
Confidence is possessing faith in the class you enter when you enter, and growing your confidence during big or small dance attempts will leave you with less fear in your life. Turn your thoughts toward the similarities between you and other dancers: what is inside matters most, and what is outside becomes an aesthetic of diminished importance. Engage in every challenge with a positive goal in an open heart and mind. You will receive so much more.
Want to retain these principles? A happy child can remind you.
Wishing you comfortable challenges filled with compassion and confidence!
XO - Megan
The top educators in the world list "Setting High Expectations" as a priority step to reaching great achievements: a belief that WONDERFUL THINGS ARE going to happen to you! From your first hot air balloon ride, to switching careers, to changing your health habits: aim high to reach high in your life. Once you set a high expectation, plan 1. Resources, 2. Timed Steps, and 3. Support to move from belief to reality.
1. RESOURCES: The valid, trusted tools and knowledge to reach your goal. Seek resources that are 1. accurate and 2. level-appropriate. If your resource is convenient but not from an expert or it is from a professional but not understandable, keep searching. Correct materials at your level are worth their weight in gold!
HOT TIP: When searching online for content, resources, or products, read "Comment", "Testimonial", and "About" pages to get a feel for who the creator is and the type of client the resource was designed for.
2. TIMED STEPS: The timeline and size of steps fit into your life, today! Although vast changes are a wonderful thought, most if not all daily life changes will happen in small, quick, and simple modifications to your normal routine. Make long-term changes by repeating those small behaviors over time.
Small example steps are: taking 5 minutes a day to write down daily spending habits, swapping out the yogurt for a cleaner brand on the next shopping trip, and making a call to a local gym to ask about their programs.
HOT TIP: Keep moving forward by making the steps to your expectation REQUIRED, not optional.
3. SUPPORT: Build a support network of people who have been there, done that. Seek referrals, ideas, or experience friends, family, and area professionals: their feedback is priceless.
HOT TIP: Kiss shyness goodbye and ASK professionals the questions you have to build your plan. Experts are people just like you but simply further along on the same journey.
High Expectation: "Hey Megan, I'm going to become a fitness professional!"
|Oh, wow! Tell me more...
High Expectation with a Plan:
"Hey Megan, I would love to change careers and become a fitness professional! I can begin working one-on-one with members at a local gym but here's what I need to do:
The local gym requires an ACE Personal Trainer certification; I looked into it online and the ACE PT Exam materials and testing procedure seem valid (NCCA accreditation) and are broken down into segments that fit my 12-14 week/10 hrs per week available study time. ACE has email reminders, study guides, flash cards, and live chat support, too!
I can make it work if every Monday-Friday from 6-8 AM if I set my alarm and get going on time, plus I'll schedule in two extra study weeks in case emergencies arise before my testing date, so 14 weeks total to prep. My super family is going to limit distractions during my study hours. May I email you once or twice if I have content questions?"
|Great goal and those first steps sounds amazing! Absolutely!
The expectation may be a strong belief, but the expectation with a plan changes your reality by developing passion, preparation, obstacle avoidance, plus you will gain supporters along your journey.
Honoring the memories, tragedies, survival, and empowerment of a single day in the history of the world through dance.
"Let freedom ring... Let the weak be strong... Throw the stone away..." - Martina McBride
Embrace the rhythms.
Repeat the mantras.
To a blessed and inspired life, EVERY single moment.
- Megan
Warm-Up Traveling/Tango: Born This Way, Lady Gaga
"Spread your wings; you've got this!"
Warm-Up, Isolations Mixed with In-Place Cha Cha/Disco/Jive: Wings, Little Mix
Sept. 11, 2001
2,996 deaths; +6,000 injuries
Salsa: I'm Alive, Celine Dion
LaBlast Weight Loss Challenge
Empowering our Body, Mind, and Emotions
"Stronger, Harder, Wiser, Faster, Smarter"
Hip Hop Salsa: Fighter, Christina Aguilera
"Make Love to the DANCE FLOOR"
Cha Cha/Salsa/Jive: Dance Again, Jennifer Lopez and Pitbull
"Pride Inside You"
Disco/Strength: Rambo - Hardwell Edit, Deorro and J-Trick
Cha Cha/Salsa/Merengue Partnered: Independence Day, Martina McBride
"Trust Yourself"
Slow to Fast Jive: Proud Mary, Tina Turner
SQQ Rumba with Weights: No Air, Jordin Sparks and Chris Brown
"Party Dance!"
Samba: Save a Horse, Ride a Cowboy; Big & Rich
"Transition to Life"
Cool Down: Breathe, Faith Hill
"Feel Good. Life is Good."
Goodbyes: Feeling Good, Nina Simone


text:
Ruiz v. Gap, Inc., 540 F.Supp.2d 1121 (N.D. Cal. March 24, 2008)
In 2006, Ruiz applied for a job at the Gap and was required to provide his Social Security number. A vendor hired by the Gap for recruiting stored Ruiz's information on a laptop which, as luck would have it, was stolen.
Though he was not (at least yet) the victim of identity theft, Ruiz sued the Gap for negligence. The Gap moved for judgment on the pleadings which the court also treated as a motion to dismiss for failure to state a claim. The court denied the motion to dismiss as to negligence (and granted the motion as to claims for bailment, unfair competition and violation of the California constitutional right to privacy). But Ruiz's standing to bring the claim was tenuous.
The Gap had argued that Ruiz lacked standing. His only alleged harm was that he was at an increased risk for identity theft. The court's analysis of the Gap's objection to standing focused on the first element of the Lujan test (Lujan v. Defenders of Wildlife, 504 U.S. 555 (1992)), namely, whether Ruiz's alleged injury was "concrete and particularized."
The Ninth Circuit has held for allegations of future harm to confer standing, the threat must be credible, and the plaintiff must show that there is a "significant possibility" that future harm will ensue. The Lujan case (which is the leading Supreme Court authority on standing) essentially creates a "benefit of the doubt" for plaintiffs at the pleading stage — a court is to presume that general allegations embrace those specific allegations that are necessary to show a particularized injury. Ruiz's general allegations of the threat of future harm were thus sufficient to confer standing.
But the court gave a warning to Ruiz that the threshold of standing does not apply only to pleadings, but is an indispensable part of a plaintiff's case throughout. In other words, he'll have to come up with more later to keep the case in court.
So in denying the motion to dismiss the negligence claim, the court incorporated its standing analysis. The only issue on the point of negligence was whether Ruiz had suffered an injury. Ruiz's general allegations were sufficient.


text:
Charts: The Problem Is Not Revenue But Spending, and Chuck Schumer and President Obama Are Not Being Honest
Backing down from their hard-line stance, House Republicans said Friday that they would agree to lift the federal government's statutory borrowing limit for three months, with a requirement that both chambers of Congress pass a budget in that time to clear the way for negotiations on long-term deficit reduction.
The new proposal, which came out of closed-door party negotiations at a retreat in Williamsburg, Va., seemed to significantly reduce the threat of a default by the federal government in coming weeks. The White House press secretary, Jay Carney, said he was encouraged by the offer; Senate Democrats, while bristling at the demand for a budget, were also reassured and viewed it as a de-escalation of the debt fight.
The change in tack represented a retreat for House Republicans, who were increasingly isolated in their refusal to lift the debt ceiling. Speaker John A. Boehner of Ohio had previously said he would raise it only if it were paired with immediate spending cuts of equivalent value. The new strategy is designed to start a more orderly negotiation with President Obama and Senate Democrats on ways to shrink the trillion-dollar deficit.
On Meet the Press, where he appeared with the impressive Ted Cruz, Chuck Schumer portrayed this as a big victory for Democrats. I guess it is. You already know my view. I don't think we should be using the debt ceiling as a negotiation point, because I think Obama would love to play hardball on that, and I think it makes more sense for us to play hardball on the budget than the debt ceiling. I think requiring the Senate to pass a budget makes sense; but Democrats have to be honest about spending. Schumer was incredibly arrogant as he pronounced that the budget will have revenues, and that people like Ted Cruz are just going to have to get used to it. Watch at 12:25 and especially at 13:12
We're gonna do a budget this year and it's gonna have revenues in it, and our Republican colleagues better get used to that fact.
He can't talk about spending cuts. It's revenues, revenues, revenues. As if that's the problem.
Well, it's NOT. Schumer is not being honest. Obama (who makes the same arguments) is not being honest.
The problem is spending. Let's look at the facts. The chart shows federal revenues over the years. The blue part is what we get from income taxes:
As it says at the link: "Federal revenue has remained relatively steady, holding between 15 and 20 percent of GDP." This is true regardless of the top tax rates, which are shown in the next chart:
So, historically, you can raise that top rate to 90%, and you can't get more than 20% of GDP — likely because raising taxes generally impedes economic growth, which is a critical determinant of how much revenue the government takes in.
Meanwhile, federal spending as a percentage of GDP improved under Clinton, got worse under Bush, and then became catastrophic under Obama:
Again, because revenue never gets above 20%, we need the points on that chart to be between the bottom (15% of GDP) and about where that first point is (a bit less than 20% of GDP).
And when we talk about the spending problem, we are talking about entitlements.
I have blamed the electorate for killing any candidate who wants to talk about entitlement reform, but a friend suggests that maybe it's not the electorate's fault, because they don't really understand what is causing the problem.
I hope she is right — because if she is, we have a chance to turn this around. (I have to admit I am skeptical.)
I'm going to keep publishing these charts, hoping that my friend is right and we simply need to educate people about the problem. Then again, we're talking about an electorate where most voters in the 18-to-29 set don't even know what issue was decided in Roe v. Wade. I really worry that people who are that ignorant cannot be educated.
But I'll keep trying. We all have to try.


text:
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Joined: 11 Aug 2009
Posts: 2031
Location: Israel, somewhere in the beautiful desert
Posted: Thu 19 Aug 2010, 03:29
Post subject:
KDE 3 (Trinity) For Puppy Beta
Subject description: KDE 3 desktop environment for Puppy
Before you install anything: this is a beta. Some things do not work as they should.
I work on it from Lupu, but basically, it should be compatible with all recent puppies.
Finally, it's here: Trinity for Puppy. If Puppy has Xfce and LXDE already ... it's time to bite KDE too! Trinity is a continuation of the KDE 3.x series, which is (by far) more lightweight than KDE 4.x. It's very very very, but
fast. And, it's cute!
What I'm trying to make here is a modular Trinity - you install what you want. You're in control of your system; you choose what goes in and what stays out of the door to bark at the walls
There are 2 core packages:
: some stuff needed by Trinity that don't ship with Puppy.
: a minimal Trinity desktop: Kicker (the panel), Konqueror (file manager and browser), Konsole (terminal emulator), the help center and control center.
To install Trinity, first of all, get both SFSs and install them. Then, install the Trinity installer pet (
t) and reboot.
Once KDE is up and runnin', you can get tons of other applications from the collection I'm working on: things like Kopete, Konversation, Ktorrent, Kget and others are waiting there for you. Each application is accompanied by a list of packages included in the SFS and a md5.
Get them
. Currently there are just a few, but more will be added soon, I'm working on it
Easy, isn't it?
Current issues:
- All packages are
- No option to reboot or poweroff, only logout: you must reboot with the command "reboot" and shutdown with "poweroff". That's a Puppy-specific issue. You can add desktop icons that point to /sbin/reboot and /sbin/poweroff to make life easier.
- Puppy's tray icons won't start automatically (free memory applet, network applet ...).
- Trinity is installed in /opt so your /usr is clean and tidy.
- You can install Qt 4.x and KDE 4.x stuff alongside Trinity safely, that's one of its best features.
- I use packages from the
Trinity repo
. If you install a package and some issues are solved or you consider it to be a must-have package, post a reply and let me know.
- If you uninstall Trinity, it will surely leave big mess behind.
- Do NOT remove the installer PET! Keep it installed as long as you need KDE.
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Joined: 10 Aug 2006
Posts: 1046
Location: La Confederation Abenaquaise
Posted: Fri 20 Aug 2010, 11:07
Post subject:
Hi Iguleder!
This looks to be a
very interesting
very worthwhile
project which you're doing here! While I haven't installed this - yet! - where I love to collect window managers and desktop environments like some people love to collect wallpapers
I most certainly DO plan on keeping this page bookmarked and I'm coming back here often to check on your progress.
Currently I'm running LucidPup-5.1.0 ( update #3 ) in full HDD install and I'm enjoying it immensely. While my machine - I consider it not powerful enough anyway - doesn't have enough "oomph" for KDE4, it
have more than enough for the 3.5 version as I run KDpup by default on this ( likewise in a full HDD install
complete with Synaptic/apt-get
You have an interesting concept of using .sfs system for the apps to KDE3.5. As for myself, I've installed one of the graphical .sfs installers - "SFS_Installer-1.0-430.pet" - which is floating about these pages ( two versions: One for 4.3+ and one for 4.2.1- ) which works excellent. So for me I would simply install all the .sfs files presented here. This installer registers them with PetGet for easy removal should the need ever arise. I used this to install Lucid's devx file and it went off without a hitch! ( Unfortunately I forget which thread I found it upon... )
Keep up the great work Iguleder and I do hope to be testing this KDE as soon as time permits for me!
"L'Peau-Rouge d'Acadie"
Proud user of LXpup
3-Headed Dog.
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Joined: 11 Aug 2009
Posts: 2031
Location: Israel, somewhere in the beautiful desert
Posted: Fri 20 Aug 2010, 13:07
Post subject:
At the moment I'm improving my set of tools used to build this whole thing. I'm also doing some experiments, I want to try to make a repository for PPM ... could be useful with full installations ... a 50 MB PET is already too much for a frugal installation.
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Joined: 19 May 2008
Posts: 2460
Location: Texas, USA
Posted: Sun 22 Aug 2010, 15:24
Post subject:
Iguleder wrote:
At the moment I'm improving my set of tools used to build this whole thing. I'm also doing some experiments, I want to try to make a repository for PPM ... could be useful with full installations ... a 50 MB PET is already too much for a frugal installation.
Great work, it's hard to believe that you've already gotten such a completely operational KDE3 version already working on Lucid 5.1.0. It works fine on my system with everything I've tried working. I'm about to try it on 5.1.1.
Thanks for a fine addition,
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Joined: 10 Aug 2006
Posts: 1046
Location: La Confederation Abenaquaise
Posted: Sun 22 Aug 2010, 18:31
Post subject:
Hello again Iguleder!
At first when I installed this I couldn't manage to keep the KDE3.5 desktop "running". Allow me to explain:
I'm running a Dell, 2.6gig Celeron P4 processor with 512megs of RAM. My test distro is Lupu-508 in Frugal with a large savefile ( around 2.6gigs ). In place of using the bootmanager I chose to
the .sfs files using Trio's GUI installer, first installing the two .sfs files and afterwards the Trinity .pet.
Then I rebooted the computer selecting 508. It auto-booted into the KDE3.5 desktop ( using the .desktop file in "autostart" where you'd placed it - which I think I'll rename once I place over into my 510 system
). I remained in the desktop for 1.30 to 2 minutes until the desktop simply "cut out" and went black on me...
I'm not sure exactly
I suspect this, but I checked the "qt3" directory in "/usr/lib" and to me it seems like it should have far more than just the plugins.
So on a 'hunch' - and after several consecutive 'blackouts' as well - I decided to download a complete "qt-3.3.8" which I subsequently installed into my 508 savefile.
Upon reboot... well Iguleder... here I am now, posting this from my Midori browser in said Trinity Desktop, where I've been puttering and working around for the past 1 and a half hours now.
Seems so that's all I needed was the
qt3 directory for this to be up and functioning perfectly for whatever reason.
I just thought that I'd give you this detailed report so that you'd know.
Proud user of LXpup
3-Headed Dog.
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Posts: 1046
Location: La Confederation Abenaquaise
Posted: Sun 22 Aug 2010, 20:47
Post subject:
Hi Iguleder!
Hmm... I am having a little bit of a problem here which I'd like having resolved before I go ahead installing this into my LucidPup-5.1.0, and perhaps you could help me with this?
It's when I start up/bootup into luci-508: Regardless of whatever is written in "/etc/windowmanager" file, be it "openbox-lxde-session", or "icewm-session", etc., the desktop which keeps coming up each and every time on bootup continues to be KDE3.5.
Somehow it seems as if something keeps 'writing' to the 'windowmanager' file "startkde" at each shutdown and I can't find what it is. Do you have any idea? Or do you have any idea what is causing the 'auto-startup' of the KDE3.5 desktop? At first I thought it might be the 'kdesktop.desktop' file in "autostart" ( located in "/opt/kde3/share/autostart" where there are 8 auto-startup files ) but I seriously doubt this as I'm running KDE in KDpup and those same files don't cause an auto-startup of the desktop there.
I'm at an impasse here so any help you may be able to give me would be greatly appreciated. Thank you Iguleder!
I am enjoying the desktop otherwise!
As a sidenote: I have solved the problem on the 'shutdown' issue you were having. I use a version of the 'shutdownjwm' file which Tux wrote for Puppy-4.2.1 ( someone else has a .pet of a graphical shutdown in "Software" which would probably be more appropriate? ) and I simply link this to the taskbar, give it an icon, and voila!
I have an appropriate shutdown, reboot, drop to CLI, etc.
Once again, Thanks for your help and keep up the fabulous work!
Proud user of LXpup
3-Headed Dog.
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Joined: 19 May 2008
Posts: 2460
Location: Texas, USA
Posted: Mon 23 Aug 2010, 12:12
Post subject:
I've also had a problem with shutdown, however,
appears to solve that problem.
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Joined: 11 Aug 2009
Posts: 2031
Location: Israel, somewhere in the beautiful desert
Posted: Mon 23 Aug 2010, 12:37
Post subject:
The answer is /etc/profile.local, it makes sure Trinity starts instead of JWM. Just remove that line and JWM will be back.
By the way, the final Trinity SFS is here, I'm testing it at the moment. Got Amarok, Kopete, Konversation, K3B and pretty much anything you can think of
This time it's built with the latest Pdebthing, so all dependencies are in, the SFS and Lupu fit like two pieces in a puzzle. I want to try LXDE after this project ... it could be cool to install a LXDE desktop with Lubuntu's artwork on top of Puppy.
I'm also working on a barebones Puppy called "Baldpup": both the puplet and the Trinity thing will be uploaded and posted as one project soon.
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Joined: 10 Aug 2006
Posts: 1046
Location: La Confederation Abenaquaise
Posted: Mon 23 Aug 2010, 16:00
Post subject:
Subject description: THANKS AGAIN!! :)
Thanks again Iguleder! Found the file, hashed out ( # ) the first line which set KDE as the default desktop - and now I'm cooking! YAY!!
This is just so very awesome!
I've been showing it to the family here, along with several friends who've happened by today, and it has really peaked their interest now in Puppy and Linux -
but mainly Puppy in specific
. So that's really great!
I think what I'll do is email you a copy of my desktop running Trinity on LucidPup-510 ( I have trouble placing them here on the forum - sorry!
). It was extremely easy to go the full install using Trio's .sfs installer as I'd pointed out above.
You'd mentioned doing one of LXDE? Actually, that installs very easily from a refreshed PPM, hauling in all the needed dependencies, etc., altho people may prefer having it in an .sfs instead seeing that from Ubuntu proper it takes up around 30+megs in all. ( Myself, I have 510 on a 65gig partition so that doesn't matter. )
When I installed LXDE, while it DID also include LXDE's version of "KDM/GDM" session managers in the process, you really have to by-pass that in Puppy seeing that we use a text startup and "xwin", if you understand where I'm going here? So you need to re-route LXDE by writing a simple 'startup' file that xwin can use. I use something similar to Openbox's "session management" with a file "openbox-lxde-session".
Anyway, I'm rambling and it shows as it's been a long hard day here. My apologies...
Jim? Thanks for posting a link to that .pet! Yes, that's the one I was talking about but I couldn't recall the name. That one will work perfectly! Thank you for finding it!
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Joined: 19 May 2008
Posts: 2460
Location: Texas, USA
Posted: Mon 23 Aug 2010, 17:14
Post subject:
Iguleder wrote:
By the way, the final Trinity SFS is here, I'm testing it at the moment. Got Amarok, Kopete, Konversation, K3B and pretty much anything you can think of
Great, is this a separate sfs or does it replace kdebase-3.5.12.sfs?
It's working great on luci-018 (5.1.1). Only issue noted is shutdown and PupShutdown-1.3 provides a good substitute.
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Posts: 2031
Location: Israel, somewhere in the beautiful desert
Posted: Tue 24 Aug 2010, 02:19
Post subject:
Both, one big SFS with everything and kdebase plus individual applications.
I'm doing the last touches to a barebones puplet that has no JWM/Rox (completely naked), once I get it perfectly cut and trimmed I'll put the big SFS (with the applications) on top of it
I'll do thorough testing and post Trinity and the puplet, no worries
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DM was on fire!
Joined: 12 Sep 2009
Posts: 165
Location: N.E. Georgia Mountains, USA
Posted: Sun 12 Sep 2010, 16:47
Post subject:
Are you thinking about making a KDE 4.0 .sfs? I'd love to run 4.0 on Puppy.
I even have a blue thumb drive all ready for it so it'd match the logo.
I'll try this in a little while. Thank you!
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Joined: 05 May 2010
Posts: 6
Posted: Wed 15 Sep 2010, 05:50
Post subject:
Oh yeah, that works! I'm using it on LucidPuppy 5.1, frugal install. Thanks a lot. There are some things though which I don't get:
1. How can I add freemem applet - and perhaps some others - into tray? That's so uncomfortable being unaware of how much space is left...
2. How can I enable hotplug for USB flash drives and mount my SD card at bootup (like the oroginal Puppy did)?
... And just remembered - is there any possible way to switch between KDE and JWM? Maybe there's some PET?
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DM was on fire!
Joined: 12 Sep 2009
Posts: 165
Location: N.E. Georgia Mountains, USA
Posted: Wed 15 Sep 2010, 11:31
Post subject:
Cyril, the only way I can think to switch is ctrl - backspace and use the appropriate commands. The only problem is, I don't know what KDE's is? I know JWM's is xwin jwm, and Xfce's is startxfce4...
It ended up not working on my Puppy 4.3. :c I'm trying to decide if I wanna take the plunge on Lupu...
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Joined: 30 Nov 2008
Posts: 2817
Location: Montenegro
Posted: Wed 15 Sep 2010, 12:17
Post subject:
xwin startkde
puppy.b0x.me stuff mirrored
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Buzzfeed Gives YouTube Commenters What They Deserve
The comments section on YouTube finally gets what it deserves, courtesy of Buzzfeed.
The Internet infamously hates the comments section of YouTube, and with reason. They're completely unfiltered and get enormous traffic, so the worst of humanity comes out rather rapidly.
All Buzzfeed actually did was find some popular videos, and pull the top comment. That's all. Granted, some of them are actually pretty funny, but more often they're incredibly stupid in some way, shape, or form.
Buzzfeed doesn't really need to make fun of them, since all of these pretty much speak for themselves. As much as we really wish they didn't.


text:
On Monday, Microsoft released an out-of-band security patch to address the .LNK vulnerability. This affects Windows XP, including Windows XP SP2. Here's the problem: there's no patch for Windows XP SP2. Extended support for Windows XP SP2 ended July 31, 2010. Since this patch released August 2, 2010, it wasn't covered. If you're on Windows XP SP3, you're covered. But not SP2. And not surprisingly, right after the patch released, there were emails on the patch management lists I'm on asking if the patch installed on SP2. It didn't. And there were some folks asking what to do next. There's a registry hack, but it's not pretty. It's effects aren't very user-friendly, either. But if you're on SP2, that's your only real recourse (other than upgrading to XP SP3). Interestingly, not many folks are screaming at Microsoft. Here's why:
- May 6, 2008 - Windows XP SP3 released
- July 31, 2010 - Windows XP SP2 extended support ended
Basically, Windows XP SP3 has been available for over 2 years. Earlier this year, my organization's Microsoft contacts sent a barrage of emails reminding us that Windows XP SP2 support was coming to an end. We got the same barrage of emails when Windows 2000 support was ending, and a similar barrage for SQL Server 2000 SP3. Microsoft has been very good about sending out reminders as well as giving customers enough time to make the transition to a new service pack. It used to be you got 1 year. So if we look at those dates, that would have meant May 6, 2009. But Microsoft gave a year plus extra on Windows XP SP2, just as they did with Windows Server 2003 SP1. So what happened? And their reminders came out months ahead of time, which should have given everyone enough time to get SP3 in.
What likely happened in a lot of organizations is the service pack got pushed back because it was maintenance. Maintenance often gets kicked to the back of time. Maintenance doesn't earn you extra money; it costs you money. Money and time. And so a lot of organizations probably took the attitude of "We'll get to it." Unfortunately, the first major bug patch came just after extended support for Windows XP SP2 ended. And now there are quite a few security and systems people stuck between a rock and a hard place. They want to keep the systems secure, but they weren't allowed to execute SP3 testing and deployment in a timely manner. And now there's exploits out there taking advantage of this vulnerability that completely compromises the system.
Maintenance isn't sexy. It never will be. But it's an absolute necessity, especially when it comes to security in this day and age. With over two years after SP3 released as a buffer as well as the release of two new client-based operating systems (Vista and Windows 7), there were options and there was time. But the operations staff needs the go ahead from management to do the testing, plan the deployment, and execute. Maintenance is a lot like training. There's rarely a convenient time. But it's part of the cost of doing business, to borrow an appropriate cliche. Therefore, it must be planned for. It must be put in the timeline and done. Otherwise, key systems are left exposed and businesses are vulnerable.


text:
Hello there all, nice to meet you!I'm a conservative/libertarian fusion college student from New Jersey. I study political science. I'm glad to find such a great forum!
Hi I came here because my right-wing views were not being accepted on other forums, I've been banned out of two for them (wow people there really must not like conservatives). So I've washed ashore here to see if I cannot just discuss my political views without being smacked in the face for it and just have a good time.
Hello, I am a 35 yr old married conservative woman from pottstown, PA, with no kids. I wanted to find a place with people that have similar conservative values and just somwhere that I will fit in. It is not easy finding like minded conservatives, and I believe we are a dying breed. I've been reading Greg Gutfelds book "The Joy of Hate", and it has encouraged me to reach out as a conservative and no be ashamed and to not fear that I will not be liked. Liberals will reject you almost instantly if they found our you are consesrvative. Heck, my own sister disowned me for voting for Mitt Romney. Anyway, I hope to learn more, make more friends, share conservative ideals, and discuss even some liberal ideals while here on this site.
Day late and a dollar short, I guess. Already dropped a few posts. Long time board, forum, UG, SIG, etc user. Since like the mid 70's (ya, pre-internet).Others may know me from other boards as Byteryder. Prior to that (pre-internet) I was Max. Those are the only two handles I've used for the past 40 + years of on-line activity. Prior to that it was Amateur radio, K9PDXThe bent here is Conservative. Not radical, extreme, or activist.Be seeing you in the threads..
Good then you know your way around. My uncle was a ham operator W7DJW That was back in the 30's and 40's.Hmm...We do have one person that thinks he is a Extremest. But he is just a down home redneck 100% conservative.
I love that user name. Are you in IT?
Hello all! Was doing some research and stumbled upon this site. I'm active duty AF for tha past 12+ years and also have been continuing my education for the past few years. I always talk politics on a sports forum I am on, so I figured why not sign up on a political forum. Looking forward to posting!!


text:
Matthew 1 New American Standard Bible (NASB)
The Genealogy of Jesus the Messiah
1 The [a]record of the genealogy of [b]Jesus [c]the Messiah, the son of David, the son of Abraham:
2 Abraham [d]was the father of Isaac, [e]Isaac the father of Jacob, and Jacob the father of [f]Judah and his brothers. 3 Judah was the father of Perez and Zerah by Tamar, Perez was the father of Hezron, and Hezron the father of [g]Ram. 4 Ram was the father of Amminadab, Amminadab the father of Nahshon, and Nahshon the father of Salmon. 5 Salmon was the father of Boaz by Rahab, Boaz was the father of Obed by Ruth, and Obed the father of Jesse. 6 Jesse was the father of David the king.
David was the father of Solomon by [h]Bathsheba who had been the wife of Uriah. 7 Solomon was the father of Rehoboam, Rehoboam the father of Abijah, and Abijah the father of [i]Asa. 8 Asa was the father of Jehoshaphat, Jehoshaphat the father of [j]Joram, and Joram the father of Uzziah. 9 Uzziah was the father of [k]Jotham, Jotham the father of Ahaz, and Ahaz the father of Hezekiah. 10 Hezekiah was the father of Manasseh, Manasseh the father of [l]Amon, and Amon the father of Josiah. 11 Josiah became the father of [m]Jeconiah and his brothers, at the time of the deportation to Babylon.
12 After the deportation to Babylon: Jeconiah became the father of [n]Shealtiel, and Shealtiel the father of Zerubbabel. 13 Zerubbabel was the father of [o]Abihud, Abihud the father of Eliakim, and Eliakim the father of Azor. 14 Azor was the father of Zadok, Zadok the father of Achim, and Achim the father of Eliud. 15 Eliud was the father of Eleazar, Eleazar the father of Matthan, and Matthan the father of Jacob. 16 Jacob was the father of Joseph the husband of Mary, by whom Jesus was born, who is called [p]the Messiah.
17 So all the generations from Abraham to David are fourteen generations; from David to the deportation to Babylon, fourteen generations; and from the deportation to Babylon to [q]the Messiah, fourteen generations.
Conception and Birth of Jesus
18 Now the birth of Jesus [r]Christ was as follows: when His mother Mary had been [s]betrothed to Joseph, before they came together she was found to be with child by the Holy Spirit. 19 And Joseph her husband, being a righteous man and not wanting to disgrace her, planned [t]to send her away secretly. 20 But when he had considered this, behold, an angel of the Lord appeared to him in a dream, saying, "Joseph, son of David, do not be afraid to take Mary as your wife; for [u]the Child who has been [v]conceived in her is of the Holy Spirit. 21 She will bear a Son; and you shall call His name Jesus, for [w]He will save His people from their sins." 22 Now all this [x]took place to fulfill what was spoken by the Lord through the prophet: 23 "Behold, the virgin shall be with child and shall bear a Son, and they shall call His name [y]Immanuel," which translated means, "God with us." 24 And Joseph [z]awoke from his sleep and did as the angel of the Lord commanded him, and took Mary as his wife, 25 [aa]but kept her a virgin until she gave birth to a Son; and he called His name Jesus.
Cross references:
New American Standard Bible (NASB)
Copyright © 1960, 1962, 1963, 1968, 1971, 1972, 1973, 1975, 1977, 1995 by The Lockman Foundation
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An alleged US Army deserter has been charged with stealing the identity of Microsoft co-founder Paul Allen to run a bank fraud scam.
Brandon Price, of Pittsburgh, Pennsylvania, allegedly conned Citibank call centre workers into changing Allen's address to that of Price's modest home – as well as changing the phone number associated with his card – on 9 January. Days later he allegedly persuaded Citibank to send a replacement debit card in Allen's name to the bogus address.
"An individual identifying himself as Paul Allen called the customer service department of Citibank. The caller stated that he had misplaced his debit card at his residence, but did not want to report it stolen. The individual then successfully ordered a new debit card on the account of Paul Allen and had it sent via UPS," FBI agent Joseph J Ondercin explained in a criminal complaint (PDF).
The complaint fails to explain what personal information was used to successfully impersonate Allen. As a high-profile public figure, a great deal of personal information about Allen is in the public domain and his address and even social security number might not be hard to determine.
Citibank is defending its handling of the matter, pointing out the bank's anti-fraud systems quickly spotted something was amiss and blocked further fraud. "Through our own security procedures, Citibank identified the actions of a fraudulent account take over and turned the matter over to law enforcement. We will continue to work with law enforcement in the ongoing investigation." Catherine Pulley, a CitiBank spokeswoman, told Wired.
Prosecutors allege Price used the debit card the same day UPS delivered it on 13 January to pay $658 payment into his Armed Forces Bank loan account before unsuccessfully attempting to use it to pay for the wire transfer of via Western Union and attempted purchases from Gamestop and Family Value stores in Pittsburgh. All three of the latter transactions were blocked.
Price, who has been absent without leave from the US Army since June 2010, faces wire fraud and bank fraud charges over the alleged scam. He's been held in federal custody pending a trial, the date for which is yet to be set. ®


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SAN FRANCISCO (AP) — An invasion of aggressive lice appears to be behind the balding of deer across California and may even be linked to deer deaths, according to state wildlife officials who are studying the hair loss.
Since 2009, researchers have collected hair and blood samples from more than 600 deer and elk with symptoms ranging from a scruffy-looking coat to almost complete baldness, the San Francisco Chronicle reported Monday.
So far, the hair loss has been linked to an invasive species of biting lice that normally feeds on fallow deer native to Europe and Asia. The deer respond by biting and scratching, which researchers believe could be leading to the hair loss, Greg Gerstenberg, a senior wildlife biologist with the California Department of Fish and Wildlife, told the Chronicle.
Hair-loss syndrome is associated with poor nutritional condition, state wildlife officials say. Researchers also speculate that deer infested with the lice become easy targets of coyotes and mountain lions because they spend so much time grooming, Gerstenberg said.
"While this theory is still under investigation, what we do know is that the louse has impacted migratory populations of California deer, which now have a low fawn survival rate, making it difficult to replenish the herd," Gerstenberg said in a release put out by the state fish and wildlife department.
Researchers want to know why the lice infestations are appearing and fully understand their impacts.
Gerstenberg told the Chronicle he first became aware of the problem in the spring of 2009 when an almost completely hairless deer was found dead in Tuolumne County, on the western slope of the Sierra Nevada. Wildlife officials over a subsequent five-month period found 240 dead balding deer in the mountains outside Yosemite National Park.
The syndrome has been identified in more than a dozen counties.


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Jesuits are engaged in many international activities in support of justice efforts around the world. Some current examples are:
U.S. and Canadian Jesuits work with African Jesuits on HIV/AIDS issues, especially through the African Jesuit Aids Network (AJAN). The African Jesuits have named peace in this troubled continent as a major ministerial goal, and U.S. Jesuits support the Institute of Peace Studies and International Relations at Hekima College in Nairobi, Kenya, as well as studies in this field by African Jesuits in the United States. We are exploring new ways of advocating for American policies and practices that could serve Africa better and more justly. These include investigating U.S. corporate activities on the continent with a particular focus on extractive industries such as oil extraction and mining.
Jesuits support the work of the Jesuit Refugee Service in South Asia, particularly Sri Lanka, Indonesia, Thailand and Nepal. Lay men and women with Jesuit Volunteers International teach elementary school children in Nepal. Jesuits are present in such troubled areas as Myanmar as well as in long-term "missions" such as Japan. They assist Chinese Jesuits in education and help advocate for just policies wherever U.S. and corporate activity warrant it.
Jesuits are working with European Jesuit ministries such as the Catholic European Study and Information Center (OCIPE) to coordinate advocacy work and other efforts to create social and economic structures that are more just and equitable.
Jesuits have worked closely with the Jesuits of Colombia in their efforts to bring about peace to that conflict-torn country. We collaborate closely with the Jesuit Migration Service of Mexico and Central America on issues related to migration and development.
Jesuits and their social ministries work with international organizations such as the United Nations, the World Bank, the International Labor Organization and various regional development banks to promote more just development structures and policies. The Washington-based Center of Concern, an independent research and advocacy organization staffed and supported in part by Jesuits, has long been an important player in this arena.


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A study showing that a daily pill reduces HIV risk in gay men is reason for great hope. US agencies should waste no time in assessing the ability of Pre-Exposure Prophylaxis to slow the HIV/AIDS epidemic.
Data released today from the iPrEx study concluding that the daily use of an HIV antiretroviral medication can prevent new cases of HIV among gay and bisexual men and trans females represents the most promising development in HIV/AIDS since the introduction of triple combination drug therapy in 1996.
iPrEx evaluated the safety and efficacy of Truvada, a single pill combining two drugs, tenofovir (TDF) and emtricitabine (FTC) as part of a study package that included counseling to continue condom use, medication adherence counseling, regular HIV testing and monitoring of side effects. 2,499 participants came from the United States (San Francisco and Boston), Peru, Ecuador, Brazil, South Africa and. Trial subjects were at high risk for HIV infection based on self-reports of multiple sex partners, engagement in unsafe sex, history of sexually transmitted infections and high rates of alcohol use.
Thirty-four infections occurred among participants in the drug arm of iPrEx and sixty-six in participants in the placebo arm. Researchers calculated that, overall, TDF/FTC cut new HIV infections by 43.8 percent compared to placebo (95% CI 15.4-62.6%; p = 0.005). Adjusted for participants who adhered to medication 50 percent of the time or more, overall efficacy was 50.2 percent (95% CI 17.9-69.7%; p = 0.006). Importantly, increased adherence to TDF/FTC improved efficacy as well. Overall, participants reported increased condom use and decreased sexual partners. Some side effects, notably nausea, were experienced by participants receiving medication, but there were no major adverse events. Drug resistance did not occur among those who seroconverted and were quickly switched to triple combination treatment. But long-term safety of TDF/FTC among HIV-negative individuals and drug resistance merit additional study. A compete report of iPrEx findings can be seen at www.nejm.com.
Project Inform wants to thank and congratulate the 2,500 altruistic individuals who participated in the iPrEx trial, the researchers who conducted it, and the agencies that provided funding. The world is deeply indebted to each and every one of them for their contribution to controlling HIV/AIDS.
More than 20,000 men and women around the world are currently participating in additional PrEP efficacy trials, including heterosexual couples with one HIV-infected partner, women at high risk of HIV infection and injection drug users. These trials will provide much needed answers for how PrEP might work in different populations, against different routes of HIV transmission and in different geographic and cultural contexts. Additional PrEP trials testing efficacy of different drugs and less than daily dosing are also needed. (More information about ongoing PrEP trials is available at www.avac.org/prep.)
Project Inform's Advice to the Community About PrEP Use
As promising as the iPrEx results are, Project Inform strongly urges gay and bisexual men and trans females not to attempt PrEP on their own. We strongly discourage HIV-negative people from acquiring Truvada from HIV-positive people for PrEP, thus threatening the health of both individuals. We stress that iPrEx data are based on taking TDF/FTC daily along with participation in behavioral counseling, condom use, medication adherence counseling and clinical monitoring. There are no data whatsoever to suggest that using PrEP episodically or around the time of sex is at all effective.
HIV-negative gay and bisexual men and trans females at high risk for infection wishing to consider initiating PrEP at this time should only do so in consultation with and under supervision of a qualified physician. Conversely, physicians seeing individuals known to them to be at high risk for HIV infection should only offer PrEP if they can do it as part of the package of services described above. At the current time, insurance companies are unlikely to pay for Truvada for PrEP, the cost of which may be as high as $14,400 per year in the US. Public health care programs will not currently pay for Truvada for PrEP, and significant advocacy will be required to assure payment for this preventive intervention if and when it is fully implemented. Project Inform will be actively involved in that advocacy.
PrEP's Potential, and That of HIV Antiretrovirals, in Slowing the Spread of HIV
Gay and bisexual men continue to be severely and disproportionately impacted by the HIV/AIDS epidemic in the United States, accounting for 53 percent of the 56,300 new HIV infections each year. The rate of new HIV diagnoses among gay and bisexual men is more than 44 times that of other men. Most new HIV infections among black and Latino gay and bisexual men occur in those aged 13–29. PrEP therefore represents a long-awaited and extremely exciting opportunity to reduce the impact of HIV in this hard-hit community.
Project Inform eagerly awaits data from trials of PrEP in women, particularly women of color, who are also in great need of a prevention intervention that gives them the ability to prevent infections if their partners will not use condoms. We also eagerly await the results of trials with injection drug users.
Promising indicators of the role of ARVs in prevention place the world at a significant crossroads in the HIV/AIDS epidemic. Data show that individuals effectively treated for HIV are less likely to transmit the virus to their sex or injection drug using partners. (www.projectinform.org/pdf/tlc_caps.pdf) The CAPRISA study concluded that a vaginal gel containing the HIV antiretroviral TDF (tenofovir) prevented 39 percent of infections in a study of African women. (www.projectinform.org/news/2010/081310.shtml) Studies of a rectal microbicide for use in women and gay and bisexual men are also underway. With the release of iPrEx, the world has the opportunity, if advocates and policy makers seize upon it, to achieve progress against the epidemic unimaginable only a few years ago. This is particularly true for developing nations, where the cost of ARVs is substantially lower than in developed nations (as little as .40 per day). Although the world must proceed cautiously and thoughtfully in further assessing the effectiveness of ARV-based prevention, we must not delay.
Urgent Next Steps for PrEP
Based on the extremely hopeful iPrEx data, Project Inform believes that the US Centers for Disease Control & Prevention and National Institutes of Health should immediately move to fund demonstration projects that establish optimal strategies for delivering PrEP outside of existing clinical trials, including strategies for supporting maximum adherence to the PrEP regimen, the effectiveness of its delivery in real world settings, cost and cost-effectivness of this intervention. Gilead, its manufacturer, should pursue FDA approval for the use of Truvada for prevention, and discussions need to begin to make its use affordable.
We also hope that the results of iPrEx and CAPRISA ignite a movement among HIV-negative individuals demanding the delivery of effective and affordable biomedical prevention interventions.
Concerns About PrEP and Project Inform's View of Those Issues
We understand that there will be substantial concerns about PrEP in the US:
The cost of this intervention is potentially high, including the cost of Truvada, regular HIV testing and monitoring for side-effects, and counseling to encourage adherence to the drug and to ongoing condom or sterile syringe use. In developed nations, PrEP may only be shown to be cost-effective in individuals at highest risk for HIV infection. But just as we have fought to make sure that ARVs are available to HIV-positive people despite their high cost, we should fight for the protection of HIV-negative people despite the cost of PrEP.
Many HIV-positive people will be concerned that the cost of ARVs are part of PrEP threatens access to HIV treatment, particularly through the AIDS Drug Assistance Program. By law, ADAP cannot pay for medications for HIV-negative individuals and no HIV agency is likely to advocate that it should. Project Inform does not believe that HIV care and treatment funding should be pitted against HIV prevention funding. Both must be adequately financed. We believe that a key way to protect access to care and treatment for people who are currently HIV-positive is to prevent more people from becoming infected in the first place.
Many will be concerned that only those who can afford PrEP will have access to it, exacerbating already serious disparities in the epidemic. Project Inform believes that all people have a right to remain HIV-negative. If and when PrEP is ready for widespread implementation, we will advocate for its delivery to those groups epidemiology shows are most affected by HIV, as well as for equal access for individuals of all incomes, with an emphasis on low-income individuals.
Many will be concerned that PrEP threatens resources for behavioral prevention interventions. We believe that PrEP must be only one of a set of prevention interventions available to HIV-negative people, including behavioral counseling, mental health and substance abuse counseling, condoms, sterile syringes, microbicides, and vaccines. We also believe, however, that limited prevention funding should be directed to those interventions proven to be the most effective.
Many will be concerned that PrEP may result in a further deterioration in rates of condom and sterile syringe use by HIV-negative people. Thus far, studies do not show that "behavioral disinhibition" results from PrEP. But this possible effect has to be carefully studied and responded to so that it does not render this new intervention useless, or even counter-productive. However, due to its cost and intensity as a prevention intervention, it is critical that the gay male community continue to encourage condom use as the first line of defense against HIV, with PrEP being a strategy for high risk men.
Finally, many will oppose PrEP, even if proven to be capable of slowing the epidemic, believing that it encourages irresponsible risk-taking. Similar arguments were intense in the early years of availability of the birth control pill. The idea that a lifesaving prevention intervention should be denied to people is not without precedent, but it is immoral and unethical. It flies in the face of fiscal responsibility, as the cost of preventing a case of HIV, even if PrEP is costly, greatly outstrips the cost of a lifetime of HIV care and treatment. Additionally, federal, state and local budgets support without question huge costs for the prevention of many health conditions affecting the general public, including hypertension and heart disease. Declining to pay for PrEP, or any other effective form of biomedical HIV prevention, would be transparently hateful and discriminatory.
Additional Information on PrEP
On November 30, Project Inform will release a document prepared with advocacy partners further discussing thoughts and recommendations about the issues involved in implementing PrEP. That document will be available at www.projectinform.org. Additional resources regarding iPrEx and PrEP are available at www.globaliprex.net; www.preparesf.org; and www.avac.org.


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PORTSMOUTH — Open your heart for the holidays with Generic Theater's production of Little Gem, a bittersweet comedy set in contemporary Dublin, Ireland, playing for two weeks only, Nov. 30-Dec. 9, at The Players' Ring, 105 Marcy St.
Spicy language marks the interconnected monologues of Little Gem over a year in the lives of grandmother, mother, and daughter. Granddaughter Amber (Ally Foy of East Kingston NH) must find her footing — more quickly than she likes — as events whirl her from a freewheeling teen to a courageous adult. Her mother, Lorraine (Laurie Torosian of Atkinson), has trouble adjusting to happiness after many years of putting herself last. Kay, Lorraine's mother (Peggi McCarthy of Exeter), must deal with her offsprings' life changes while letting go of Gem, the love of her life. The three generations face all these changes together, with pragmatism, humor, exasperation, and love. Helen Brock of Dover directs Little Gem.
Show times are 8 p.m. Fridays and Saturdays, 7 p.m. Sunday, Dec. 2, closing with a 2 p.m. matinee Sunday, Dec. 9. Tickets cost $12-15 (seniors, students, and Players' Ring members receive discounts). Reserve by calling 603-436-8123 or visiting firstname.lastname@example.com. See the website also for additional offers. This first play by Elaine Murphy won the Carol Tambor Best of Edinburgh Award at the 2009 Edinburgh Fringe Festival in Scotland.
There is still time to enjoy current offering by The Players' Ring, Stop Kiss.
Prepare to be moved as director Todd Hunter offers Diana Son's powerful Stop Kiss.
The story is deceptively simple: two young women in New York meet, talk about their boyfriends, feel a growing, unspoken attraction for each other, and finally kiss. And that one innocent kiss sets off a savage gay bashing. But even as Stop Kiss confronts the reality of physical violence, Diana Son's imaginative, moving, and surprising comedy brings audiences — and her principal characters — to unexpected places.
Callie is holding down a job as a radio traffic reporter when she meets Sara, a Midwesterner who, against her parents' wishes, has moved to the city to teach third-grade students in the Bronx. As they get to know each other, their shared experiences and sense of humor create a strong bond. The tragic consequences of their kiss — the center of this powerful drama — serve as both an indictment of hatred and a moving study of the perils inherent in living life fully.
With Rebecca Rudolf, Jacquelyn Benson, Matthew Schofield, Jamie Bradley, Jasmin Hunter, Samuel Bennett, and Margaret McAleese. Lighting Design by Quentin Stockwell. Stage Design and management by Gina Bowker. Assistant SM and tech by Grady O'Neil.
Remaining performances run through Nov. 25, Fridays and Saturdays at 8 p.m. and 2 p.m., Sunday, Nov. 25.
It's a gem ... a 'Little Gem' at the Players' Ring
PORTSMOUTH — Open your heart for the holidays with Generic Theater's production of Little Gem, a bittersweet comedy set in contemporary Dublin, Ireland, playing for two weeks only, Nov. 30-Dec. 9, at The Players' Ring, 105 Marcy St.


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Update: This story now includes updates and corrections based upon responses from Suburban Express and attorney James Long.
In a repeat performance that would make even Barbara blush, Illinois bus company owner Dennis Toeppen is pushing the so-called Streisand Effect to its limits by again trying to get reddit to shut up about his company. Once notorious as a domain squatter, Toeppen more recently became notorious for his war with social media users who speak ill of his Suburban Express bus service.
Toeppen has now taken it up a notch, moving to revive legal threats and trolling his critics on reddit more ferociously. In this latest round, Toeppen's lawyer, James Long, and sent another legal threat to a redditor over a banner on the University of Illinois Urbana-Champaign subreddit.
The demand was not over the full statement on the banner, as was previously reported, but rather over the phrase "they're likely to sue." The banner on the UIUC subreddit—a discussion area for UIUC students and the community around the university— now reads, "Don't ride Suburban Express! They've sued hundreds of their customers, threatened the mods with legal action, have terrible reviews, and more." The phrase "likely to sue" has been dropped.
"Simply put, Suburban Express has received a large amount of publicity regarding its actions in the past," Long wrote to redditor Murph Finnicum. "With the information that is available to the public at large based upon the same, any prospective customers have ample evidence to make their own determination as to whether or not they want to use Suburban Express. Your false claims regarding the likelihood of the lawsuit are clearly more than an attempt to 'educate' and 'protect' the public as you have claimed, and Suburban Express requests that you remove this claim from Reddit within seven days."
Further antagonizing reddit readers, in what Toeppen said was a message to a specific person posted yesterday on the company's website, he put the following message on the home page: "Welcome, paranoid Reddit users! Got your IP address and referring URL!".
The story so far
Back in April, Finnicum was the target of another legal threat from Long and Toeppen for "allowing false and libelous" comments to be posted about Toeppen's company on reddit. Ken White, the defense lawyer behind the legal blog Popehat, offered pro-bono legal assistance to Finnicum.
Toeppen had filed more than 100 lawsuits in small claims court against customers this year alone. Most of Toeppen's targets were or are University of Illinois at Urbana–Champaign students, and the suits were filed in an adjoining county where UIUC's student legal services doesn't provide assistance. Some of these suits were over disputed payments and included "liquidated damages" claims against passengers for violating the company's terms of service.
"I believe that only three lawsuits had anything to do with the liquidated damages clause," Toeppen said in an email to Ars. "About 20-30 were for duplicate/altered/counterfeit tickets. In reality, most are dishonored payments, some are TOS, and three are liquidated damages."
The ToS states that all tickets are nonrefundable and specific to a bus run, and places steep "ticket fraud" fines on riders who present the wrong ticket for the leg of a round-trip. Some reddit users have claimed they've been banned from the company's buses after negative comments on social media. In at least one case, Suburban Express sued a passenger who spoke ill of the company—after a Facebook post from passenger Jeremy Leval, who complained about the rude treatment of a fellow passenger, Toeppen filed suit against him for liquidated damages.
"Leval's problems did not arise because of his online activities," Toeppen told Ars. "His problems are due to what we would characterize as disruptive behavior on a bus. We believe that his posts on social media support our claim of disruptive behavior. We have not pursued him because he posted trash on Facebook. His Facebook activity is merely evidence which supports our position."
The case attracted the attention of angry reddit users, the media (including First Amendment law blog Popehat), and (according to a report from The Daily Illini) the Illinois Attorney General's office. Shortly after Ken White contacted Long over the matter, the initial letter to Finnicum was rescinded. Long also requested in court that most of the lawsuits filed by Suburban Express in Ford County be dismissed. The Ford County court dismissed many of them with prejudice—meaning that the cases could not be re-filed.
"As for the AG's office, their response is best characterized as lip service," Toeppen said to Ars. "We haven't been contacted, other than a couple complaints that went through their standard workflow."
Still, Toeppen continued to wage an Internet war against Leval, posting a derogatory rant about him on the company's website. In May, he filed Freedom of Information Act requests with UIUC about Leval, Finnicum, and an employee of the university's Office of Public Affairs. Through another attorney, Suburban Express filed to appeal the status of 22 of the lawsuits that had been dismissed in order to potentially re-file; Toeppen told the Paxton Record that these cases would not be re-filed in Ford County. "I imagine that most/all of our new cases will be filed in Champaign County, so that any students we pursue have access to Student Legal Services and can feel that they have a reasonable opportunity to defend their fraudulent activities," he said.
Toeppen has also allegedly continued to troll reddit under "throw-away" accounts. redditors claim that Toeppen has posted that the FOIA requests were an effort to "dox" the Office of Public Affairs employee and prove he was a reddit user. "Reddit users claim that I have created something like 110 accounts," Toeppen told Ars."That accusation is false. Everything in there is smoke and mirrors. There are people actively pretending to be me pretending not to be me. It's quite comical."