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I have a fun 'teen' card I'd like to share with you today. Well, I guess it's not really a 'teen' card if you think about the fact that so many adults are right there too. Where you say? With phone in hand, texting, tweeting, Facebooking, etc.
When I saw this recently released Social Media Kids file from Marjorie Ann Designs I knew it was going to be a fun one. As always, she did not disappoint. The file includes several emojis, phrases, word balloons, and characters.
For my card, I chose one of the girls and word balloons, which I changed into different sizes for stamping. Inside the word balloons I stamped words or phrases using the following stamp sets:
- Picture That, Simply Said, and Say it Big from Craftin Desert Divas
- Best Friends from Jaded Blossom
And there you have it, a fun card perfect for giving to any friend.


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0 Walter Hall Rd
New Hope, KY 40052
Lot 17 Sulphur Lick Rd
New Hope, KY 40052
With the real estate market on fire as of late, New Hope homes for sale are in high demand. When conducting your search on this site, you can be assured that you have the best tools in the marketplace available to you. Below you can access maps, school info, and UP TO THE MINUTE market statistics that will position you to WIN against the competition.
We are experts in local real estate and are immersed in it every single day. Often we have access to properties that haven't even to come to market yet. Request more information, and a RE/MAX Premier Properties agent will be glad to assist you in finding your next New Hope home!
Type anything you want here and we will see what we can find in the property descriptions. Maybe a name of a golf course you want to live by or a term like fixer upper.

subset: commoncrawl


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There are no Upcoming Shows listed for this artist.
Rudyard's British Pub
2010 Waugh Dr
Houston, TX 77006
Food, Beer, Music, Comedy, Darts. We have it all.
DJ Quik
One of the premier West Coast gangsta rap artists of the early '90s, DJ Quik was a rapper as well as a producer whose career carried on well into the next decade, as he put his career aside and began working primarily as a beat-maker. Born David Martin Blake on January 18, 1970, in Compton, California, DJ Quik made a name for himself on the mixtape circuit during the late '80s, compiling tapes also featuring fellow rappers AMG, 2nd II None, and Hi-C. On the basis of these mixtapes, he was signed to Priority Records and made his album debut with Quik Is the Name (1990), on which he produced all the tracks (as he would on each of his solo albums) as well as rapper. Quik Is the Name proved quite successful, spawning two hits ("Tonite," "Born and Raised in Compton") and going platinum.
Throughout the remainder of the '90s, DJ Quik released three further albums -- Way 2 Fonky (1992), Safe & Sound (1995), Rhythm-al-ism (1998) -- that were fairly successful, each going gold, yet none proved as popular as his debut. When his fifth album, Balance & Options (2000), failed to show a substantial improvement in sales, he was dropped by Arista (which had taken over Profile). His next album, Under tha Influence (2002), distributed by Universal, failed to resurrect his commercial standing. Again without a major-label deal, DJ Quik proceeded to form his own label, Mad Science Recordings, via which he released Trauma (2005) and Greatest Hits Live at the House of Blues (2006), and also, in 2005, re-released Under tha Influence. A collaborative album with Kurupt, BlaQKout, appeared in 2009 with the solo album The Book of David following in 2011.
In addition to his solo career, DJ Quik kept busy as a producer, beginning in 1991 on the debut albums by 2nd II None (2nd II None) and Hi-C (Skanless). In subsequent years he contributed productions to albums by AMG (Bitch Betta Have My Money, 1992), Penthouse Players Clique (Paid the Cost, 1992), Tony! Toni! Tone! (House of Music, 1996), 2Pac (All Eyez on Me, 1996), the Luniz (Lunitik Muzik, 1997), Jermaine Dupri (Life in 1472, 1998), Deborah Cox (One Wish, 1998), Shaquille O'Neal (Respect, 1998), Snoop Dogg (No Limit Top Dogg, 1999), Mausberg (Non Fiction, 2000), 8Ball & MJG (Space Age 4 Eva, 2000), Xzibit (Restless, 2000), Kurupt (Space Boogie: Smoke Oddessey, 2001), Talib Kweli (Quality, 2002), Truth Hurts (Truthfully Speaking, 2002), Jay-Z (The Black Album, 2003), Jadakiss (The Kiss of Death, 2004), Ludacris (Red Light District, 2005), Twiztid (Independent's Day, 2007), Murs (Murs for President, 2008), and Dwele (W.ants W.orld W.omen, 2010) among many others. ~ Jason Birchmeier, Rovi


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WASHINGTON (Reuters) - The United States warned Antigua and Barbuda on Monday not to retaliate against U.S. restrictions on Internet gambling by suspending American copyrights or patents, a move it said would authorize the "theft" of intellectual property like movies and music.
"The United States has urged Antigua to consider solutions that would benefit its broader economy. However, Antigua has repeatedly stymied these negotiations with certain unrealistic demands," said Nkenge Harmon, a spokeswoman for the U.S. Trade Representative's office.
The strong statement came after the tiny Caribbean country said it would suspend U.S. copyrights and patents, an unusual form of retaliation, unless the United States took its demands for compensation more seriously in a ruling Antigua won at the World Trade Organization.
"The economy of Antigua and Barbuda has been devastated by the United States government's long campaign to prevent American consumers from gambling on-line with offshore gaming operators," Antigua's Finance Minister Harold Lovell said in a statement.
"We once again ask ... the United States of America to act in accordance with the WTO's decisions in this matter."
U.S. copyright holders also blasted Antigua's plan.
"We are of the firm view that suspending intellectual property rights is not the right solution, and that state‑sanctioned theft is an affront to any society," Steve Metalitz, counsel to the International Intellectual Property Alliance, said in a statement.
Antigua, a former British colony with few natural resources, has knocked heads with the United States since the late 1990s, when it began building an Internet gambling industry to replace jobs in its declining tourist industry.
The gambling sector at its height employed more than 4,000 people and was worth more than $3.4 billion to the country's economy, but it has shrunk to fewer than 500 people because of U.S. restrictions, the Antiguan government says.
The United States said it never intended as part of its WTO commitments to allow foreign companies to offer online gambling services. In 2007, it began a formal WTO procedure to withdraw the gambling concession and reached a compensation package with all WTO members, except Antigua.
Antigua argued in a case first brought to the WTO in 2003 that U.S. laws barring the placing of bets across state lines by electronic means violated global trade rules.
It won what it considers a key victory in 2005 when the WTO ruled a U.S. law allowing only domestic companies to provide online horse-race gambling services discriminated against foreign companies.
When the United States failed to change the law, the WTO in 2007 gave Antigua the right to retaliate by waiving intellectual property rights protections on some $21 million worth of U.S. goods annually, a fraction of the $3.44 billion the island country requested.
Typically, the WTO authorizes countries to retaliate by raising tariffs. But in Antigua's case it decided the country was too small for that step to be an effective tool to persuade the United States to change its law.
Harmon said Antigua would be unwise to proceed with the plan "to authorize the theft of intellectual property."
"Government-authorized piracy would undermine chances for a settlement. It also would serve as a major impediment to foreign investment in the Antiguan economy, particularly in high-tech industries," he said.
Mark Mendel, an attorney for Antigua, said he was flabbergasted the United States would scold Antigua for seeking to impose sanctions authorized by the WTO.
"The Americans never negotiated with us. That's the thing about what they say that makes us so upset," Mendel said.
Antigua still holds out hope of reaching a negotiated settlement, but after waiting more than five years its patience is running out, Mendel said.
If the United States remains unwilling to open its market in online gambling, Antigua is interested in what else Washington can do to help it create jobs, Mendel said.
Reporting By Doug Palmer; Editing by Bill Trott and Xavier Briand


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Welcome! Please go to:
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Here you will find Crafts for Fall ,Spring, Winter, Summer, Valentine's Day and Poems, Fingerplays, Bulletin Board ideas, cooking activities and so much more!
Are you looking for preschool crafts that are easy to implement in the classroom? Look no further! I have compiled many projects over
the years and have been adding them here weekly. Feel free to click through the tabs and discover the perfect project for your preschoolers!
Preschool Crafts for every season! Including Turkey, Holiday, apples, leaf, paper plate and animal crafts,books for preschoolers, amazing products for a very low price, bulletin board ideas,door displays,check-in boards,cooking recipes,playdough recipes, puffy paint recipe,and so much more!


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- Insurance Claim
- Most Reputable Company
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To come up with the very best choices regarding Camping Showers in Burkes Garden, VA, you have to be informed. We won't let you come up with unwise choices, since we understand what we are working at, and we ensure that you know what to expect with the work. You won't confront any kind of surprises when you hire Camping Shower Guys. Step one is to call at 888-738-5523 to begin your work. We'll discuss your questions as soon as you call and help you get organized with a meeting. We will work closely with you throughout the whole project, and our staff is going to appear promptly and organized.
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You have got many good reasons to rely on Camping Shower Guys for your needs involving Camping Showers in Burkes Garden, VA. Our company has the greatest client satisfaction ratings, the very best quality supplies, and the most sensible and reliable money saving techniques. Our company is here to help you with the greatest experience and expertise in the field. Dial 888-738-5523 when you want Camping Showers in Burkes Garden, and we are going to work together with you to systematically complete your job.


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EWG's Guide to Safer Cell Phone Use: Cellphone Radiation Research
November 2013 – Cell Phone Radiation Depends On Wireless Carrier
A series of studies quietly published over the last five years show that cell phone network technologies affect radiation exposure as much as the phone design itself. These studies, mostly overlooked by the press, indicate that users of the same mobile device can absorb starkly different amounts of radiofrequency emissions, depending on which carrier serves them. Read More
June 2012 – EWG Science Review – 10 Studies Find Cell Phone Radiation Damages Human Sperm
EWG scientists have analyzed 10 scientific studies documenting evidence that cell phone radiation exposure leads to slower, fewer and shorter-lived sperm. The studies raise concerns for men who carry their phones on their belts or in pants pockets. Read more.
March 2011 - Government Softened Advisory on Cell Phones
Federal website dropped cautionary language on radiation levels after officials met with industry, documents obtained by Environmental Working Group show. Read more.
February, 2011 - Cell phone radiation alters brain activity
A team led by Dr. Nora D. Volkow, a pioneering brain imaging scientist who heads the National Institute on Drug Abuse, has reported that cell phone radiofrequency radiation alters human brain activity. The study, published by the Journal of the American Medical Association, is the first investigation to document changes in brain glucose metabolism after cell phone use. Read more.
September 2009 — Science Review on Cancer Risks and Children's Health
EWG's comprehensive, 10-month science evaluation of the hazards of cell phone radiation analyzes data from more than 200 peer-reviewed studies, government advisories, and industry documents, to provide you with the latest information on cell phone safety. Read more.
Get the Full Report (PDF)


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Concept Korea Designers on Korean Fashion, K-Pop and NYFW
48 looks. Four designers. One runway.
Concept Korea, a government-sponsored collaborative project to promote South Korean fashion designers in the U.S. market, showcased four designers at its ninth show at Lincoln Center during New York Fashion Week on Tuesday.
Designer Lee Suk Tae, under his label, Kaal E. Suktae, presented modernized grunge-inspired pieces from the '90s, including black leather jackets, fringe coats and wide-brim hats. Choi Bo Ko, whose collection is called "Fabricated Memory," showcased various coats in white and multi-color prints. Menswear designer Ko Tae Yong of Beyond Closet, inspired by his time in the military, presented pieces such as bomber jackets, trench coats and navy double-breasted suits. Park Youn Soo, under his label Big Park, showed looks inspired by a family dinner table, including checkered print tops and wine-glass printed shirtdresses.


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First order autoregressive error cova...
Mplus Discussion
Growth Modeling of Longitudinal Data
Jaime Maerten-Rivera
posted on Wednesday, February 10, 2010 - 1:14 pm
I am running an LGM and want to check a first order autoregressive covariance structure. This would mean that the elements on the main diagonal of the covariance matrix are homoscedastic (with variance ¾2) and pairs of errors have identical covariances in bands parallel to the leading diagonal. These covariances are the product of the residual variance, ¾2, and an error autocorrelation parameter, ±. Since ± is always fractional, the error covariances in the bands of decline the further out from the leading diagonal.
In other words, the error covariance structure would look like the following matrix:
¾2 ¾2± ¾2±2 ¾2±3
¾2± ¾2 ¾2± ¾2±2
¾2±2 ¾2± ¾2 ¾2±
¾2±3 ¾2±2 ¾2± ¾2
Does anyone know how to set up this covariance structure using MPlus? That is, how to get ± and set up all of the parameters to estimate as above?
Linda K. Muthen
posted on Wednesday, February 10, 2010 - 2:58 pm
We show how to do this in Example 6.17.
Jaime Maerten-Rivera
posted on Friday, February 12, 2010 - 10:26 am
Thanks so much for your help.
Jaime Maerten-Rivera
posted on Saturday, February 13, 2010 - 4:13 pm
I have a couple of follow-up questions.
1) How does the program know how to compute the corr variable? Is that predefined in the program?
2) The model that I am examining is actually a piecewise growth model with two slopes. Does the first-order auto correlated residuals model get specified differently? Is it a separate autocorrelation for each of the slopes? Do you know of any literature on this?
3) Is there a way to get MPlus to output the fitted error covariance matrix and correlation matrix?
Thanks for any info you can give me.
Bengt O. Muthen
posted on Sunday, February 14, 2010 - 9:32 am
1} Corr is a parameter that is implicitly defined in the sense that the parameters p1-p3 are expressed in terms of only 2 parameters, resvar and corr as seen in Model constraint. So corr puts a restriction on p1-p3. The analogy is that parameters are defined by putting restrictions on a covariance matrix for the analysis variables.
2) The autocorrs are for the residuals so no change is caused by piecewise.
3) You get the components printed for such a cov/corr matrix. On the diagonal of the cov matrix is resvar, one step below the diagonal you have resvar*corr, two steps below you have resvar*corr*corr, etc. The corr matrix has 1's on the diagonal, one step below the diagonal you have corr, two steps you have corr*corr, etc.
Jaime Maerten-Rivera
posted on Friday, February 26, 2010 - 11:02 am
When I ask for the RESIDUAL output, I get a table for the "Model Estimated Covariances/Correlations/Residual Correlations", but in the table only the covariances appear. Is there a way to get the correlations, or to compute them myself?
Bengt O. Muthen
posted on Saturday, February 27, 2010 - 6:31 am
You will have to compute them yourself.
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Phil: So, last week, there I was at the Holiday Inn By The Bay in Portland introducing Gov. Paul LePage to a packed house at a fundraiser for the Boy Scouts, and you barged in and interrupted my heart-warming tribute.
Ethan: Well, I couldn't very well allow you to turn a non-partisan event into a tribute to Republicanism. Phil, you know the premise of our partnership is the importance of both sides being heard.
Phil: A tribute to Republicanism!? Ethan, all I was trying to do was demonstrate how the governor embodies many of the attributes that the Boy Scouts support and encourage.
Ethan: You think the governor is a Boy Scout?
Phil: Well, think about Scout Law. Every scout must be trustworthy, loyal, helpful, friendly, courteous, kind, obedient, cheerful, thrifty, clean and reverent. Let's start with the first. Wouldn't you say the governor is trustworthy?
Ethan: Well, I certainly trust that he will tell us when he isn't pleased with something we've said on TV or radio.
Phil: I suspect you also know you can trust him to veto all those crazy spending bills your Democratic colleagues come up with.
Ethan: Not "spending." "Investments!" But how about "loyal"? How does he embody loyalty?
Phil: Well, as long as you believe in reducing state government, moving people off of welfare and helping businesses thrive, he's extremely loyal.
Ethan: Yeah, and as long as you aren't a Democrat…
Phil: How about "helpful"? Certainly the governor is helpful.
Ethan: Sure, as long as you're a Republican who wants to slash government, kick people off welfare and take down labor murals! I bet he'd even "help" you take that mural down to the basement if you asked him.
Phil: So the next characteristic is "friendly." I would say as long as you aren't a member of the press, he can be very friendly.
Ethan: Or as long as you aren't an independent member of the Maine House, as Reps. Joe Brooks, Ben Chipman and Jeff Evangelos found out when the governor slammed his fist on the table and called them "idiots."
Phil: Yeah, that did sound like a rough meeting with those so-called independents. Along the lines of friendly, wouldn't you agree that our governor is "courteous"?
Ethan: Well, he did mention in his State of the State address that he was working on his anger management issues. Any idea how that's going?
Phil: No, no. He didn't say he was angry. He said he was frustrated and passionate. Big difference.
Ethan: Well, if that is merely "passion," I would hate to see "angry." Which leads us to the next adjective, "kind." Would you say the governor is kind?
Phil: Well, he is definitely one-of-a-kind! So let's move to "obedient."
Ethan: Please. Obedient? The only person I imagine he is obedient toward is First Lady Ann LePage. I understand he's like a puppy dog around her. How about "cheerful"?
Phil: He's very cheerful when the Legislature is out of session.
Ethan: Or when he knows he only needs 39 percent to gain re-election, since that's the only way he can win!
Phil: How about "thrifty"?
Ethan: Are you kidding? Have you seen what he's trying to do with the state budget? Plus, he was the general manager of Marden's. He's got to be the cheapest guy in the state!
Phil: Not "cheap," Ethan. He's "fiscally responsible."
Ethan: Yeah, yeah. Well, how about "brave" — as in, "wasn't it brave of the head of the Boy Scouts in Maine to say he welcomed a possible repeal of the ban on gay troop leaders"?
Phil: That was certainly brave and good to see.
Ethan: So, do you think the governor is brave?
Phil: Let me put it this way, if you had to meet with an uppity lobbyist, or negotiate with an angry legislator, or tell a community you were cutting its revenue sharing, wouldn't that require bravery? I thought so. How about "clean"?
Ethan: Clean? Hmm, the only thing I can say about clean is that I know the governor often wants to clean the clock of State Democratic Party Chairman Ben Grant for simply sending someone to video a public event.
Phil: Plus, he hates "clean" elections.
Ethan: All right, last but not least, how about "reverent"?
Phil: I would say the governor is very reverent. Certainly of Maine people and of the office in which he serves.
Ethan: I'd say, as you mentioned earlier, that he's reverent toward his veto pen. I just wish he had the same reverence for his signature pen when bills other than adding three hours of drinking on St. Patrick's Day cross his desk.
Phil: So, you see, Strimling. It wasn't so far-fetched for me to say that the governor embodies all the finest characteristics of the Boy Scouts.
Ethan: Maybe so. I just hope he "trusts" that this column (and our tongue-in-cheek introduction of him last week) is in the spirit of fun and that he's "kind" to us after he reads it.


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California's proposed drinking water standard for perchlorate is a strong rebuke to the U.S. EPA's dangerously high cleanup standard. It is also in response to the failure to set a national drinking water standard for the rocket fuel chemical that contaminates drinking water supplies in 40 states, according to Environmental Working Group (EWG).
California health officials proposed a maximum contaminant level (MCL) of 6 ppb for perchlorate in drinking water. A public comment period ends Nov. 3.
Last month, Massachusetts adopted a drinking water standard and waste-site cleanup standard of 2 ppb. The EPA's cleanup standard is 24 ppb. Federal action on drinking water standards has been stalled due to opposition from the Pentagon, which is responsible for most of the contamination from military bases and defense contractors.
EPA's own Children's Health Protection Advisory Committee has criticized the agency for assuming that people are only exposed to perchlorate through drinking water, when in fact tests by EWG, academic scientists and federal researchers have found perchlorate in milk, lettuce and other foods.
"The most significant thing here is not the difference between Massachusetts and California, but that two states that are leaders in public health have affirmed that perchlorate in drinking water should be limited to the low parts per billion to account for perchlorate exposure through food and water," said Renee Sharp, an EWG senior scientist who has studied the rocket fuel chemical since 2000. "To protect children, pregnant or nursing mothers and other sensitive populations, EPA should act promptly to set a similar national standard."


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Roman Bioarchaeology Carnival XVII
It's been surprisingly quiet in Roman bioarchaeology land of late. But here's what I have for you this month(ish), much of it Medieval in date...
New Finds/Analyses
If you haven't yet, please come "Like" Powered by Osteons on Facebook! I post interesting links to news stories about osteology from around the world every day.
New Finds/Analyses
- 6 April - Two cemeteries have been discovered in Poiters, France. One was Medieval and dates roughly to the 5th-10th centuries AD. The other was Roman-era, but the only grave discovered was of a monkey. (No pictures of the simian grave, unfortunately...)
- 30 April - Another skeleton was discovered in Caistor (UK), dating to the early Medieval period (roughly 7th century AD). There seems to be a fair amount of Roman stuff at the site, though, including a possible curse tablet.
- 4 May - A skeleton dating to the Medieval period was found in the Piazza Mercurio in Massa-Carrara (Tuscany). The individual was female, but she is missing a head (from the images, it seems like a later cut through the grave disturbed it). There's also a Q&A with bioarchaeologist Barbara Lippi, who answers questions about the find and about other applications of osteology.
- 15 May - A brief reassessment of "Altamura Man," who dates to roughly 400,000-250,000 BC. The skeleton hasn't been studied in well over a decade, so researchers in Bari are trying to get the project started back up again. (More on Altamura Man, likely a member of Homo heidelbergensis, via wikipedia.)
- 16 May - And the big news this month was the discovery of a Christian-era (4th century AD) catacombs in Rome, near Tiburtina, less than 50cm below the ground surface. It includes 12 galleries and was in use until about 800 AD. There was a very high number of infant burials in the catacombs, but oddly, the director of the excavation is quoted as saying that bioarchaeological analysis verified that they were mostly male children. Unless I've missed the article somewhere, I don't know of a large-scale DNA study that has demonstrated the sex of these infant burials.
- 24 May - Some new Etruscan tombs have been found in Grosseto, dating to the end of the 7th century BC. It doesn't sound like there are any skeletal remains, but there are some artifacts.
- 25 May - A skeleton has been found in Naples in the Piazza Municipio. The skeleton doesn't seem to have been in a cemetery, and there are no grave goods. It dates to the 7th to 8th centuries AD. (Additional photos via ANSA.it.) And it may be Arab or Muslim?
- 30 May - And some skeletons have been found in Piacenza. No report yet on the date, though.
|Medieval skeleton from Naples (credit)
- 5 May - A colloquium was organized by the Research Group for Historical Locorotondo, and this summary of the meeting includes numerous photos of burials from two cemeteries at Grofoleo (in the province of Bari), both dating to the 6th to 4th centuries BC.
- 23 May - Cambridge's Museum of Archaeology and Anthropology is putting on display a Roman-era skeleton that supposedly inspired a poem by Sylvia Plath:
|Sylvia Plaaaaaaaath! (credit)
Blog Posts
- 16 April - The Physicality of Androgeny. Reminds me of eunuchs and the possible bioarchaeological correlates of that.
- 26 April - The Challenge of Assessing Co-occurrence of Cremation and Inhumation. Katy Meyers' SAA presentation is eminently relevant to the Roman world (particularly the early Empire).
- 2 May - Recipe for a Roman Diet. Did you miss my blog post on what the lower classes of Rome were eating?
- 5 May - The Bones of History. Musings on what the Romans did for fractures and other medical conditions.
- 28 May - Into the Groove. The Museum of London blog talks about Rebecca Watts' dissertation research using skeletons from the collections.
- And you might want to check out the (relatively) new blog Craniophiles. Of particular interest are the infographics (like the history of cranial surgery) and a guide to skull-peeping in London and Italy for those of you going on holiday soon. It is now in my RSS feeder.


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Lozada Playground
Carlos J. Lozada Playground
This playground is located on the north side of East 135th Street between Alexander and Willis Avenues in the Mott Haven section of the Bronx. The site was acquired in 1938 and constructed in 1939. On November 21, 1987 the playground was named for Private Carlos J. Lozada, and rededicated after major capital improvements in 1995.
The Mott Haven neighborhood is named for Jordan L. Mott, who ran an industrial complex, west of Third Avenue. Mott showed early promise as an inventor; at the age of fifteen, he invented a tape weaving machine. He received more than fifty patents, the most important of which was a patent for an anthracite coal burning stove. Mott's Iron Works cast many of the manhole covers used throughout the Bronx, as well as the wrought-iron bridges in Central Park. Products of Mott's foundry can be found around the world, from California to Turkey and from Japan to South America.
Private First Class Carlos F. Lozada of the Bronx was posthumously awarded the Congressional Medal of Honor for his selfless actions on Hill 875 in the Dak To region of Vietnam three miles from the Cambodian border. Private Lozada was part of an early warning outpost, located thirty-five meters from his company's lines. When a North Vietnamese Army Company rapidly approached within ten meters of the outpost, Private Lozada alerted his comrades.
He remained in an exposed position and continued to fire upon the opposition despite the urgent pleas of his comrades to withdraw. The North Vietnamese continued their assault, attempting to envelop the outpost. When his company was ordered to retreat, he directed his comrades to move back and announced that he would stay to provide cover for them. He continued to defend his position and his retreating company against the opposition until he was mortally wounded and carried away by his comrades.
When the site of the playground was first surveyed in October 1938, there were five brick residences along Alexander Avenue and ten wood frame residences along East 136th Street, as well as two garages. A 1939 plan for the playground construction shows playhouses and a sand pit on the west end of the site and a wading pool, comfort station, basketball court, and handball courts to the east. The plan also shows several examples of historic play equipment -- pipeframe jungle gyms and seesaws.
In 1995, Lozada Playground was refurbished with funds allocated by Borough President Fernando Ferrer under the Neighborhood Parks Improvement Program, the predecessor to the requirements contract program. Renovations included upgrading and repairing the existing play equipment, comfort station, swings, chess and checkers tables, and basketball and handball courts. In 2007, mayoral funding provided for new safety surfaces, a reconstructed swing fence and tree pruning in the playground area.


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Verification uses documentation to confirm that the information provided on a student's Free Application for Federal Student Aid (FAFSA) is correct. The federal government requires colleges and universities to verify, or confirm, the data reported by students and their parent(s) on the FAFSA. The verification process ensures that eligible students receive all the federal financial aid to which they are entitled and prevents ineligible students from receiving financial aid for which they do not qualify.
The main reasons for being selected for verification include that you were chosen randomly, the FAFSA you submitted was incomplete, your FAFSA contains estimated information, or the data you provided on the FAFSA is inconsistent. Verification is a federal regulation. Students who are selected for verification are not being punished; rather verification prevents ineligible students from receiving aid by reporting false information and ensures that eligible students receive all of the aid for which they qualify
The items being reviewed include:
- Household size
- Number in college
- Adjusted gross income
- Untaxed income
- Supplemental Nutritional Assistance Program Benefits (often called Food stamps)
- Child support paid
How do I complete, sign and submit required documents for financial aid?
How do I know if my application is selected for verification by the US Department of Education?
You may be selected for verification either by the federal processor or by the Office of Financial Aid. If you are selected for verification by the federal processor, there will be an asterisk next to your Expected Family Contribution (EFC) on your Student Aid Report (SAR). You will also be informed of having been selected for verification in the SAR Acknowledgement letter, which will be included with your SAR documents. You can view your SAR online at www.fafsa.ed.gov under Step 3, View and Print Your Student Aid Report. You should also receive a copy of your SAR at the email address you provided on your FAFSA application approximately 3 to 4 days after you submit your FAFSA application.
How will I know if my application is selected for verification by the Office of Financial Aid?
If you are selected for verification by the Office of Financial Aid, the office will inform you of this selection in writing and instruct you of any additional documentation that is required.
How will I know what additional documentation is required for verification?
If your SAR indicates you were selected for verification, or if the Office of Financial Aid determines that your application needs to be verified, you and your parent(s) will be required to provide supporting documents to the Office of Financial Aid:
- Copies of student's and parent(s)' federal income tax return transcripts. Tax transcripts can be ordered directly from the IRS web site. We cannot accept copies of tax returns from a tax preparer; you must request a transcript from the IRS.
- Student and parent(s) W-2 statements. Copies of W2s are acceptable.
- 2016-2017 Verification Worksheet
- The Office of Financial Aid will send new students a letter outlining additional documentation that may need to be submitted. Current students should check their student email and myDESU accounts for required documentation.
What do I do if I have been selected for verification but I have not yet filed my taxes?
If you completed your FAFSA before submitting your federal income tax returns, you will need to file your taxes with the IRS and request a copy of your transcript before the Office of Financial Aid can complete verification.
What is the deadline for submitted verification documents?
If the US Department of Education selects your application for verification, do not wait for the Office of Financial Aid to request additional documentation from you. It is your responsibility to review your SAR to determine if you are selected for verification. You should submit additional documentation to the Office of Financial Aid within ten days of the date of notification.
The Office of Financial Aid cannot guarantee a student's financial aid will be awarded in time to satisfy his or her fall bill by the due date if verification documents are submitted after April 30th.
Even if the US Department of Education does not select your FAFSA for verification, federal law gives a financial aid officer the ability to select your FAFSA for verification if he or she has reason to believe the data is inaccurate, inconsistent, or incomplete. If the Office of Financial Aid selects your application for verification, the office will contact you to let you know that you have been selected and what additional documentation is required. Please be sure to respond to requests for documentation within 10 days to avoid delays in processing your financial aid.
Please remember, participation in the verification process is not optional! If you are selected, you must comply to be eligible for financial aid of any sort.
If applicable, please note that additional documents* may be requested at the Office of Financial Aid's discretion including:
- 2016-2017 Non-Filers Verification Form
- 2016-2017 Standard Verification Form
*Please do not submit any of the above documentation unless the Office of Financial Aid specifically requests you do so.
How soon after I submit my documents will verification be completed?
Normal processing time is 20- 25 business days, but can be as much as 40 business days during peak processing periods (late spring and summer).
You should submit all of your documentation together and ensure that the information is complete and accurate. If the Office of Financial Aid reviews your file and then asks for missing or incomplete information, you will be subject to another processing time cycle upon receipt of the new documents.
I still have additional questions about verification and financial aid. How can I get answers to my questions?
For a comprehensive overview of the financial aid process at Delaware State University, please familiarize yourself with our New Student Checklist or "Important Things You Must Know As You Go" checklist. We encourage you to familiarize yourself with this information before contacting the financial aid office.


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MWC 15 Special
This has the potential to become something big for mobile photographers. As EyeEm, the mobile photo sharing service from Germany - which is similar to Instagram - announced this morning, it's going to launch the "EyeEm Market" later this spring. Founded back in 2009 and having over 10 million photographers from all over the world, the EyeEm team looked through hundreds of thousands of images and talked to professional image buyers. And now EyeEm believes more than ever in the huge creative potential of its community; as Florian Meissner, Co-Founder & CEO of EyeEm wrote in an E-Mail to the community. Therefore EyeEm will launch later this spring its EyeEm Market, which is said to the world's premier marketplace for real photography.
According to the invitation E-Mail, I also received, the terms are fair, easy and transparent. EyeEm photographers aka the community always remains the copyright holder of the taken images; clients will just be able to buy a license for the usage rights and the image remains for sale on EyeEm Market. Photo prices start at 1 Euro and EyeEm gives a 50 % net revenue from each photo sold.
However, participating users are somehow loosing the control about the image since EyeEm isn't excluding clients on an individual basis. The Terms and Conditions clearly state that EyeEm will not allow images to appear in a context that is slanderous, sexual, or in political extremes. Other exclusions are the usage for the promotion of tobacco or drugs or the illustration of mental and physical health problems but images can be purchased by companies of all sizes, like graphic designers, web designers, marketers, agencies and publishers - basically every company that has a website or that produces printed matter; which means images could appear on magazines, books, advertising, websites, banners, newsletters, PDF documents, blogs, brochures, documents, illustrations, booklets, billboards, business cards, packaging, presentations, postcards, calendars, posters and more.
At the moment, the EyeEm Market isn't open but ready for pre-registration. Users selected to be one of the first participants, don't need to directly upload any photos to the market since these images are already in the EyeEm profile. But EyeEm will provide a tool for participants which allows to select the photos you want to include along with adding the appropriate releases; therefore it's possible to exclude the last party shots from the EyeEm market.
The EyeEm app, which works similar to Instagram and also offers pre-defined filters, etc., is available for Android, iOS and Windows Phone.
Cheers ~ Arne
Related Articles EyeEm
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First Book and Better World Books are two resources to check. It's almost a year since you wrote the article, but I just found it while browsing today.
Blogs About Reading
Page by Page
Maria Salvadore
Reading Rockets' children's literature expert, Maria Salvadore, brings you into her world as she explores the best ways to use kids' books both inside — and outside — of the classroom.
Thankful for many things
One day every year is set aside to give thanks and to remember our history. History and family often come together. Sometimes it's through family stories shared around a dinner table or even books shared aloud. These are often times worth remembering as well as worthy of thanksgiving.
My sister works in a Title I school in Florida. The staff works hard to involve parents while empowering them to help themselves and their children. While making it fun and always free (often with food — the three primary factors in family programming!), the school staff contributes to family histories.
They hold the conviction books and stories are a fine way to engage parents with the school and their children in a lasting way. It seems to work.
Family Book Bingo events where books are prizes and parents and their children have fun with the game while building family stories are a school tradition now. Book Bingo nights are extremely well attended as are the other activities for families.
Starting around this time each year, the school staff works to provide the children in this pre-K through grade 5 school of over 500 students with something that all kids need. In the past they've given children items of clothing and small toys.
But this year, they're trying to collect new books for distribution to all of the children. Again, it's a group effort; the entire staff knows that books are gifts that last and can be shared multiple times and are often worthy of being passed down from one generation to the next.
If you know of a reliable source of new books for children from Head Start age to grade 5, let me know. You'll be building your own stories while helping other families.
I love this story!!!!!
Every December I bring a special book to school to read to my students. I read several stories to the children and then show them the inscription written in the front of the book, "Merry Christmas, Mary. 1957"! This book is a treasure of mine that Santa gave me when I was 6 years old! Folk Tales Children Love was read to me every night by either my parents or older siblings for many years. Books make a wonderful holiday gift!
Maria what a great piece about our wonderful students and staff. Yes, we care a great deal about the children and do want to enrich their lives with books. Thank you for the plug and I do hope we have benefactors who can help us this holiday season.
Thank you for the "plug" for our school. It still amazes me how few of our childen actually own their own books -- and hopefully this will be a much merrier holiday season for them!


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I've always written stories, from being about 7 or 8. By the time I was in my teens, I was writing romances, usually in instalments, for my friends to read. I wrote my first full-length novel when I was in my early 20's (it was actually an amalgam of several stories I'd written in my teens). At the time I was hooked on reading romance novels, and decided my story was as good as (if not better!) than some I read. So I typed out the manuscript (this was in the 1960's) and sent it off to Mills and Boon, the only romance publisher I knew of. I fully expected it to come winging back by return of post, but six weeks later I had a letter (signed by Alan Boon himself) accepting the novel and with a contract for two more. So – first novel accepted by first publisher – how lucky was that? I had two more novels published by M&B, and another one about ten years later by Robert Hale. Then my teaching career and family took precedence and I didn't return to fiction writing until about 5 years ago. Since then, I've had three romances accepted by Whiskey Creek Press.
A tantalising start, but I know from my own experience that life can get in the way at times. So what do you enjoy most about being a writer? And which is the hardest part of the job for you?
I love the times when the characters come alive and start to run with their story. Often they tell me something that's very different from what I'd originally had in mind, and usually it's much better! It's a real 'Yess!' moment when you realise they've become real people in your head. At the same time, the first draft is very much the hardest to do and takes me the longest time, as I do tend to agonise over sentences and words.
However, while taking part in the National Novel Writing Month last November (with the challenge of writing 50,000 words in a month), I realised I could actually turn off the 'inner editor' while I wrote the first draft. I was basically 'sprint-writing' and my mantra became 'I'll fix that later'. So I'm thinking maybe that's what I should do with my future novels – get the whole story down first, then agonise over everything else later!
You say you love it when characters come alive. How do you set about creating them?
In a sense, the characters create themselves as I write the first draft. Although I give them names and jobs and put them into a setting, they're rather like cardboard cut-outs when I first start writing. I can usually see them and I can hear their voices, and I gradually get to know them, just as you get to know people in real life. They reveal different aspects of their characters, sometimes surprising me. By the end of the first draft, they've become real people, and then I can add more depth to them as I revise and edit the story.
My first novel, with Whiskey Creek Press, HIS LEADING LADY, was exactly that. When I decided to try my hand at romance novels again, I dug out the box in which I'd dumped several unfinished stories. When I found the first half-dozen chapters of this particular story, I remembered vaguely how I'd intended to continue it and decided it was worth re-vamping. In the process, the story changed considerably from the original, but the early chapters still remained as the starting point for it.
Tell us about your latest book and what inspired you to write it.
My latest book is FRAGRANCE OF VIOLETS. The title comes from a quote by Mark Twain – "Forgiveness is the fragrance that the violet sheds on the heel that has crushed it." It's a story of two people who have to learn how to forgive both themselves and each other. It's set in the English Lake District which I know and love, and this setting inspired a lot of the story. I'm sure the village, which I've called Rusthwaite, will be immediately recognisable by anyone who knows the Lake District!
I love the Lake District too, having lived there for a number of years in my younger days, and Esthwaite Water is beautiful and a wonderful setting for a romance. I and shall look out for that. But on a lighter note can you multi-task?
I do it all the time, and often tell myself I'd be far more efficient if I concentrated on one thing at a time – but I don't listen to my own advice, I'm too busy thinking about or doing something else.
Are you into family history? Have you discovered any villains among your ancestors?
Not exactly a villain, but one of my 3xgreat-grandfathers, a captain for many years with the Isle of Man Steam Packet Company, was eventually fired for being drunk in charge of his ship.
Oh dear, so who is your favourite hero?
It has to be Mr. Darcy (the Colin Firth version - oh, those eyes!) but I also loved Hugh Jackman as Drover in 'Australia' and can't wait to see him as Valjean in the film version of Les Miserables.


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Robert Minniti
Robert Minniti CPA, CFE, Cr.FA, CFF, CVA, CGMA, MBA, DABFAMinniti CPA, LLC / Phoenix, ArizonaBob Minniti is the President and Owner of Minniti CPA, LLC. Bob is a Certified Public Accountant, Certified Forensic Accountant, Certified Fraud Examiner, Certified Valuation Analyst, and is Certified in Financial Forensics. Bob is also a licensed real estate broker in the State of Arizona. Bob is currently pursuing a doctoral degree in business administration at Walden University. Bob received his MBA degree and Graduate Certificate in Accounting from DeVry University's Keller Graduate School of Management, and received his Bachelor of Science in Business Administration degree from the University of Phoenix. Bob has over 20 years of experience in the accounting and real estate industries. He is a professor teaching graduate and undergraduate level courses in accounting, fraud examination, fraud criminology, ethics, forensic accounting, external audit, internal audit, tax, and real estate finance at DeVry University, the University of Phoenix, and Kaplan University. He is a writer and public speaker. He has experience in forensic accounting, fraud examinations, financial audits, internal audits, compliance audits, real estate valuations, business valuations, real estate financing, internal control development, business continuation planning, taxes, risk management, financial forecasting and Sarbanes-Oxley compliance work. Bob is an instructor teaching continuing professional education classes for the Arizona Society of Certified Public Accountants and the American Institute of Certified Public Accountants. Bob is the Chairman of the Executive Advisory Board of the American Board of Forensic Accounting.


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The John G. Tower Center for Political Studies offers faculty fellowships to support and enhance research and undergraduate instruction and to provide seed monies to conduct preliminary research that may lead to outside funding. The award limit is $2500.
These fellowships are open to members of the SMU faculty whose work broadly bears on international and comparative politics, political economy and institutions. The project should be described in a 3 to 5 page proposal outlining the goals of the research to be undertaken, the methodology to be used, a time schedule to be followed, and a detailed budget.
Tower Center Faculty fellowship funds are generally not awarded for domestic or international conference travel as such funds are available elsewhere in the University. The funds cannot be used to purchase computer hardware or supplement salary.
The application should include a current CV and a list of other agencies or institutions to which the applicant has applied or from which the applicant is receiving funding.
The proposal should include plans for disseminating the results of the research (including the results of previous fellowships if prior grants have been awarded) or for offering the course or curriculum to be developed. This is essential for applications made less than three years since receiving a prior grant.
The award recipient will be asked to present the results of the research in a Tower Center seminar.
The deadline for application is October 20, 2013.
This Fellowship will be awarded after a competitive review of the proposals by the Fellowship Committee of the Tower Center, chaired by the director and to include two members of the Faculty Board.
Fellows are asked to cite the Tower Center for Political Studies at SMU in any publications resulting from work done during the grant and to provide the Tower Center with copies of the work.
Please submit application and direct inquiries to Ray Rafidi, Associate Director of the Tower Center, 233 Carr Collins Hall.


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Hey, guys—guess what? It's finally summertime! If you're looking for some ideas of things to do in Dubuque on a fine summer day, I've got you covered.
One of my favorite summer activities is being on the water. Whether boating, kayaking or canoeing, being outside on the Mississippi River is always a day well spent—just don't forget your sunscreen! Can't swim and prefer to stay on land? No problem—enjoy the water from one of the many waterside establishments in the area! My personal favorite, with a view that just can't be beat, is The View Restaurant and Bar on the marina at Mud Lake just north of town—breathtaking!
You can rent kayaks, stand-up paddle boards (SUPs) and canoes from Fever River Outfitters and even take SUP lessons from Big River SUP. Renting boats is easy, too! Just visit American Lady Cruises—they rent pontoons and charter ships for dinner cruises! Looking to buy? Visit Hawkeye Boat Sales and you'll be cruising the Mississippi in no time.
The summer is alive with the sound of music in Dubuque! My friends and I take advantage of all of the live music opportunities throughout the summer—especially when they are outdoors and on the weekends! Dubuque Main Street and the Dubuque Jaycees put on Dubuque … and All That Jazz!—a monthly concert series on Friday nights with local bands at Town Clock Plaza. Summerfest Dubuque follows suit with live music at the Town Clock Plaza for all to enjoy, with an added bonus—it's a fundraiser for the Dubuque Area Labor Management Council.
Farmer's Market
What's better than eating healthy? Eating fresh, healthy foods that support local businesses and growers! Spend a Saturday morning supporting local vendors at the Dubuque Farmers' Market—a market that extends more than three city blocks on Iowa Street. I'll share some of my favorite finds with you:
- Freddie's Popcorn (need I say more?)
- Anything from The Food Store! You MUST try the eggrolls!
- Fresh produce (tomatoes are my personal favorite)
- Hand-made mittens—that's right, the Farmer's Market stays open through the end of October
Local Businesses
Paradise Distilling Co—Locally owned and operated, Dubuque's very own distilled rum is a treat, like having the tropics in our own backyard!
L. May Eatery—Who doesn't love a brick oven pizza and a glass of vino on the Main Street sidewalk? Feeling fruity? Check out the sangria! L. May is a must in town!
Dubuque Marina & Yardarm—This is a great place to visit by land or water, day or night! They offer a courtesy dock for boaters, a great deck to enjoy the sun during the day and a menu for lunch and dinner. Raining? No problem—a spacious covered bar and indoor seating keep the good times rolling because at night, the Yardarm hosts rockin' bands!
These are just a few of my favorite (summer) things! If there's something that you love about summertime in Dubuque that I've left off my list, share it with us in the comments!


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Land Grab – Uganda's farmers battle with palm oil producers and insights to the business.
What the Ministry of Agriculture press release earlier this august:
The Press Statement from the Government of Uganda
Here is another blogger who has followed the land grabbing and has great article:
And a few sheets of information to prove that their more to this business then just some words here and there!
Another fact sheet as well:
More information read this:


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Dollars by Design
So, your long-time maintenance client asks you to bid on the installation of a new landscape element on his property. You don't want to pass up the work, but you also don't want to get in over your head. What do you do? Like any service-oriented contractor, you jump in with both feet and estimate the job using the tried and true methods you apply to your every day routine.
But wait: What about that drainage running right through the middle of the new beds? By the looks of the design you're given, the landscape architect probably didn't know it was there. And who is going to remove the construction debris left from the contractor who just installed that new entrance? These aren't your every day maintenance problems.
As you soon discover, there are many elements to consider when estimating a landscape design. Unlike maintenance, which is relatively straightforward, installing a design is as unique as the site you are working on. And unless you are a design/build firm, chances are the players involved in a design project may not all be on the same page.
But there are some components that are essential to every design install. In this article, a few of The Brickman Group's in-house design-build experts offer their advice on some of the common challenges of estimating and installing a design. To look at a project from all angles, what follows is advice from experts involved in each aspect of the process, including Landscape Architect Lisa Farina (New Jersey), Estimator Gary West (Chicago) and Regional Production Specialist Joe Farina (Pennsylvania).
Q. What are some of the most important things to look for when estimating the installation of a landscape design?
- Labor
When estimating labor costs, be sure to include round-trip travel time to and from the job multiplied by the number of workers and the number of days on the job.
- Site access
It's important to know ahead of time if it is going to be difficult to get in and out of the site with the material you need to place on the site.
- Hidden fees
Including permits and especially bonds, the hidden fees can be very costly. You may not want to mark-up these items the full amount, but you should at least cover the time required to secure these items, along with interest if the bond is being held through the warranty period.
- Subcontractors
Make sure quotes you get from a subcontractor are as accurate as possible. To ensure this, work with subcontractors to make sure they have all the information they need to come up with a realistic number.
- Plant material
Aside from the mechanics of installation, you need a working knowledge of plant material and horticulture. "Designs on paper don't always translate perfectly onto a real live site," says Joe Farina, regional production specialist. "For instance, the landscape architect may have called for a certain type of tree in the parking lot islands of that school you maintain. While the tree might be lovely to look at, its growth pattern might end up interfering with school bus traffic. And when that happens, who is the client likely to come back to: the artist who drew the original design, or the guy who is on site every week maintaining it?"
Q. What are some elements that are most often overlooked in an estimate?
- Modifications for access
You may have considered how to get your materials onto the job site, but did you also consider that you may have to move utilities or change irrigation to accomplish this?
- Weather
If the weather turns from a sunny day to a rain-filled forecast, will you still be able to use your equipment? For example, even though you have a skid steer with tires, should you put some dollars into the estimate for a skid steer with tracks?
- Plant material
Try to visualize the plan in 3-D. Will the plants fit into the space? What about in six months when they've grown in? If something doesn't seem right, clarify it with the designer.
- Trees
These ornamentals can be especially problematic. Often, they will fit vertically into a design but their root ball is too big to install in the space.
- Freight
"With fuel costs rising, this can significantly affect your materials costs," says Gary West, estimator. "Be sure to check for fuel surcharges in the vendor's fine print."
- Retention
Is the client going to withhold retention? And for how long? In many cases, this could be as long as a year, starting from the date of final acceptance of the job. Can you wait that long?
- Associated (hidden) materials
Installing a water feature? Have you figured in the pump? What about re-bar and wire mesh for concrete work? Sand for prep? As you estimate, visualize every aspect of the install so you don't miss any of these hidden materials.
- Water
Is the municipality in which you are working going to let you water your material during the construction process, as well as after? Or are you going to be required to pull a permit and water meter, and pay by the gallon?
Q. What are some common challenges to installing a design?
Because you might not be the only crew working on the site, you need to know the schedule of any and all other contractors working in your area of the job site. If their work precedes yours, it could change the way you carry out your work.
Just because a design is done on a CAD system or the designer tells you he or she did the site take-off, it doesn't necessarily mean that all the plant material, seed and sod quantities and bed preparation are accurate. Don't take someone else's word for it; verify it for yourself.
Also, don't be afraid to get a second opinion, especially if the job is complicated or beyond your experience. Have a colleague come with you to estimate. Then, both of you estimate independently and compare notes.
If there is existing landscaping to be removed, make sure you walk the site to note materials that will be removed, including potential disposal fees.
Does the plant schedule match the plan and what the client has approved? "If the plan says that there are 18 shrubs, but the client sees 25 circles on the rendering, he'll be expecting 25 shrubs," says Farina. "The client purchases the design, not the estimate, so make sure you clarify any discrepancies before you get stuck footing the bill."
Q. What most often comes in over budget?
Depending on how you estimate, a couple of rain days can kill your rental budget. Also, have you accounted for the return of the rental equipment? You or a crew member will need to return it on time, so schedule for that and the cost for the time it takes to return it.
Labor is the largest variable, especially on smaller jobs. Don't overload your crews with people whose total wages are going to exceed your composite labor rate.
Maintain control of your schedule. Pulling on and off a job several times before completion will kill your estimate. The best way to control this is by not going into a job before it is ready and knowing your man-hour days. The general contractor (GC) will try to call on you at will. Your best defense here is an accurate timeline for your operations, including when other trades need to be out of your way before you can move unimpeded through the job. "If they want you in on Monday, but the electrician won't be out of the way for another week, you may have a valid reason to push off mobilization of your crew," says West. "Stating your installation requirements to the GC up front may help diminish bumping into the other trades on site, but keep in mind you are still accountable to meet the client's deadline."
If the other trades on site are running behind, it can put you behind on your planting schedule. It can cost you labor hours if, for example, you scheduled spring planting and now it's July, and you get charged extra for plant material storage, not to mention extra labor because now the plants need to be summer-dug. Of course, some circumstances are beyond your control and you can normally ask the client to cover the additional charges. But it's best to provide for that in your original estimate so that it doesn't come as a surprise to the client half way through the job.
Q. You're halfway through the install and you find you're going off the budget rails. What's the best way to get back on track?
This largely depends on why you are off budget to begin with. Is it labor? Materials? Something beyond your control?
You may be trying to do a five-man job with an eight-man crew. If you catch this soon enough, reducing the crew size may get you back on track. You can do this on larger jobs, but on a smaller job it may be impossible to take corrective action prior to job completion.
If material cost overruns are plaguing you, examine where the overrun came from. Did you underestimate? Well then, you may have to just bite the bullet and reduce your margin on this one. But if the client added materials or operations in the course of the job, be sure to get a change order. And never fall for the old, "I'll cover you on a change order later." Get them to sign off on the change before the extra work or materials get ordered.
A final note: Be sure to track your performance on every job, and use the lessons learned for future reference. Be specific with your notes so you can learn from every job. What made the job tough, or easy? What would you do differently next time? No doubt you will become more accurate with your estimates and your installs will go more smoothly the more experience you gain.
Margie Holly is the communications manager with The Brickman Group, Ltd. (Gaithersburg, Md.).
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© 2020 Penton Media Inc.


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- Brochure: Data Center Management & Automation
Discover the value and power of the Fujitsu Data Center Management and Automation solutions in our Demo Center in Frankfurt/Main.We provide hands-on demonstrations based on proven use cases of:
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Rockcliffe Landscaping has been designing, installing and maintaining exceptional landscapes since 1983. We are Ottawa's award winning landscaping company offering Custom Landscape Installation specializing in outdoor living spaces.
Our team of certified and dedicated Landscape Gardeners take pride in providing you with the highest quality workmanship and courteous reliable service. We provide a complete one stop solution for you landscaping needs and have developed expertise working with interlock pavers, natural stone, retaining walls, decks, fences, landscape lighting and custom outdoor buildings.
Call us or use the Request for Service tab and let us know how we can help you.


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Washington, DC, June 25, 2002 — The Securities and Exchange Commission announced today that the Dallas law firm Gardere Wynne Sewell LLP has agreed to pay $1.2 million for violating a court order in a pending SEC civil lawsuit against Sharp Capital Advisors Inc., one of the law firm's former clients. For 18 months, Gardere failed to produce 27 boxes of Sharp's records in its possession that the court had ordered produced. The $1.2 million being paid will be used to compensate investors who lost money in the scheme underlying the SEC's suit.
Sharp is a former registered investment adviser that catered to Mexican and other Latin American investors. The SEC lawsuit against Sharp alleged that the company and its principal, Mauricio Gutierrez, lost as much as $80 million of client funds in highly leveraged investments in speculative securities of Eastern European and South American companies without client knowledge or authorization.
In November 1998, the SEC obtained emergency orders from the U.S. District Court for the Northern District of Texas freezing the assets of Sharp and Gutierrez and appointing a Special Master to collect and maintain the assets for the benefit of Sharp's advisory clients. The orders directed Sharp, Gutierrez, and their agents immediately to provide to the Special Master all non-privileged books, records and documents relating to Sharp's activities and cooperate with the Special Master by promptly and honestly responding to all requests for information.
Sharp and Gutierrez agreed to the court orders. As their attorney, Gardere represented Sharp and Gutierrez and negotiated the terms and language of the orders on their behalf. But Gardere failed to turn over to the Special Master 27 boxes of Sharp's records until 18 months after the entry of the orders. The boxes contained relevant documents not previously produced to the Special Master.
"The SEC's efforts to seek damages against a law firm in this case emphasize the importance the agency places on compliance with court orders issued in its enforcement actions," said Spencer C. Barasch, the Associate Administrator for the SEC's Fort Worth office. "The SEC is committed to seeking reparation or sanctions against those who interfere with its law enforcement processes."
As a result of Gardere's failure to timely deliver these records, the Special Master's efforts to administer the assets maintained for investors was significantly impaired. The SEC and Special Master believe that the $1.2 million being paid is appropriate compensation for the damages caused by Gardere's failure to comply with the court orders. Gardere's agreement to settle the claims of the SEC and Special Master for this amount is subject to court approval.
In the past three years, 11 individuals have been ordered to jail for violating SEC court orders in actions brought by the Commission's Fort Worth office alone.
Previously in the Sharp litigation, the Special Master recovered more than $17 million, much of which already has been distributed to victims of the scheme. In addition, Gutierrez has pleaded guilty to criminal fraud charges brought by a federal grand jury in conjunction with the U.S. Attorney's Office for the Northern District of Texas and is awaiting sentencing. For further information about the Sharp litigation, see SEC Litigation Release No. 16946.
Press Contact:Spencer C. Barasch (817) 978-6425


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Blog Archives
Advent Reviews Day 12: The Emperor's Knife by Mazarkis Williams
As most people who follow my reviews know, I rarely do negative reviews. Part of it is my experience with doing negative reviews, and another is that I consider myself to be somewhat easy to impress (more on all that here). Another part is that I do negative reviews when I feel strongly about the work in question. If a book, for me, is bad, then that means that I consider it to be pretty terrible. Especially when I have some high expectations of it. One such novel was The Emperor's Knife, the 2011 debut by Mazarkis Williams. Now, I read the novel way back early in the year and this review is somewhat from memory, so if I get details wrong, I do apologize.


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Discover it for Students Review
If you are a college student looking to build your credit, we highly recommend the Discover it for Students credit card. Discover is offering student's the same great rewards program as the standard Discover it Card (or, if you prefer gas rewards, Discover it Chrome).
This gives you the opportunity to have a rewards card that was created for people with excellent credit, all while building up your own credit score. Though, as a student card, the interest rate is a bit higher.
What You Get*:
- 5% Cash Back on Rotating Categories (on up to $1,500/quarter of spending)
- Unlimited 1% Cash Back on All Other Spending
- 0% Intro APR for 6 months on purchases
If you choose Discover it Chrome for Students, you will get 2% cash back on up to $1,000 of combined spending on gas and at restaurants per calendar quarter, and 1% cash back on everything else. Click here to learn more about Discover it Chrome.
On top of all that, the it card has no annual fee, hidden costs or confusing rewards program and it has no penalty APR.
Click Here to Apply Now on CreditSoup(R)
Of course, that's not all the Discover it has to offer. Here's exactly why you should consider putting this card in your wallet.
How Does the Discover it Rewards Program Work?
You'll earn 5% cash back on categories that rotate each quarter, plus an unlimited 1% cash back on everything else. You can find the rotating cash back categories here.
Note: The rotating categories usually include common purchases like gas and travel as well, although you do need to sign up for each program either online or over the phone. If you exceed the specified limit for each program (usually $1,500), you'll automatically earn the usual 1% back on everything else.
Your cash back can be redeemed for a statement credit or direct deposit to your bank account in $50 increments, or gift cards and merchandise. In most cases, you'll get the best rewards redemption by just redeeming for cash, although they usually have gift cards available that give you a much better conversion. Sometimes you'll find $25 gift cards for $20 in cash back rewards, or even a $40 gift for only $20.
Introductory Promotion -- 0% APR for 6 Months
The Discover it for Student's current introductory promotion is a 0% APR for 6 months on new purchases and 10.99% APR for six months on balance transfers, after which it'll be 12.99%-21.99%. With a relatively low balance transfer fee of 3%, this card is a really good option if you're thinking about transferring a balance to finally pay off credit card debt or you want to finance a large purchase.
The standard APR is somewhat higher than the regular it card, although it is comparable to most credit cards available to consumers with good credit.
Very Few Fees
The Discover it card has no annual fee and you won't pay any other hidden costs, either. There is no pay-by-phone fee, foreign exchange fee, overlimit fee or penalty APR. The late fee for your first missed payment is also waived. This is a huge advantage if you plan to use the card overseas or you occasionally miss a payment.
With virtually all credit cards, a late payment will automatically trigger a penalty APR, which may expire after 6-12 months of on-time payments or remain indefinitely.
Excellent Customer Service
The Discover it card comes with US-based customer service available 24/7. You don't need to worry about calling at certain times or speaking to someone who doesn't speak English as a first language. Your call will even be answered in seconds with very little wait and no time wasted navigating through a menu.
Flexible Payment Options
Discover allows you to choose your own due date each month and you can pay by midnight on your due date either online or over the phone. While this may not sound like such a big deal, many cardholders attempt to pay their bill on the due date only to find out it's past the cut-off time because of time zone differences with a strict 3:00 pm EST deadline. The flexibility is definitely a great feature.
As an added bonus, they will lower your rate or payment if you lose your job.
How Does it Compare?
There is no student credit card that I am aware of that compares to Discover it for Students. This card has great rewards, great perks, and is a great fit for your wallet.
The Bottom Line...
The Discover it Student card is really an innovative credit card with a straightforward solution for consumers to avoid unnecessary fees and penalties while earning up to 5% cash back. While the APR is higher than average, you can avoid interest charges by paying your bill in full each month and use the promo 0% APR to transfer a balance or finance a big purchase. This is a great card for earning rewards or just to have on hand in case of emergency.
Click Here to Apply Now on CreditSoup(R)


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The 2012 presidential election is shaping up to be an election highly focused on economics and class. It seems that one of the main themes of the election will be class, or the gap between the rich and the poor. At this point, it's pretty likely that the main Democratic attack on Mitt Romney will be an attack based on class. Mitt Romney will be portrayed as rich and out-of-touch, a Wall Street banker.
Now what does this have to do with the title of this post?
Well, obviously this critique of Mitt Romney wouldn't work if his opponent was also a billionaire businessman. The attack against Mitt Romney relies on the fact that Barack Obama is not rich, is not out-of-touch, and is not a Wall Street banker.
Except one of these things is false. Barack Obama is rich. His income level squarely puts him in the top one percent.
One can make a good argument, of course, that Obama's wealth is a very different thing from Romney's wealth. Obama is wealthy mainly due to the success of his books. He has never been and will never be rich in the way Mitt Romney is. Before gaining political success, Obama was pretty heavily indebted. Not to mention that he deliberately chose to be a community organizer after college, not the most high-income of jobs.
But more importantly than all these facts, there is the fact that Barack Obama just doesn't look very rich. The typical American does not think of Obama as belonging to the top one percent when they look at him. Obama just doesn't exude wealth in the way Mitt Romney's very presence does.
Why is this? The answer is pretty simple: it's because Obama's black.
Despite the occasional successful black entertainer or athlete, the black community is still very strongly associated with poverty. Think about, for instance, the first image that usually comes to mind when people talk about poverty in America (and especially urban poverty).
The result is that Americans almost never associate Barack Obama with being rich, even though today he has become quite wealthy. This is one of those subconscious things which most people don't even realize is happening in their minds. Nor even do many political experts realize this. Nor did I for the longest time.
But the fact that Obama is African-American, and the fact that very few people associate African-Americans with wealth, will end up making a huge difference in the 2012 presidential election.


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1000H Vellum Roll 42 x 20YD
Clearprint drafting vellum has served the engineering and architectural professions for over 50 years. Made from oil-treated, rag content paper at the crane papermill of America, where much of the finest writing paper is made, Clearprint retains it's character, strength, printing quality and transparency under extended exposure to atmosphere, age, heat and light. It has excellent erasing strength and is ideal for ink and pencil.
Regular Price: $98.55
Buz-Line Price: $70.95


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Electric Night Collection
Tomasz Donocik plays with both Art Deco silhouettes and 80's futurism in his dazzling Electric Night collection, which he says is inspired by the "neon-lit skyscrapers" of Ridley Scott's "Blade Runner." Key to the collection are baguette-cut stones, among them amethyst, tanzanite, blue sapphire, iolite, and white diamond. Donocik works them into angular settings, as in the Disc Ring, a bold, rose gold ring set with myriad coloured stones, whose graduated shape mimics a series of skyscrapers. And making a discreet – but still striking – statement, are the designer's Vertical Cuff earrings, which sit like colourful lightning bolts on the earlobes.
Auverture Presents
Tomasz Donocik
Glimpse the alchemy that goes into creating the unique jewellery designs we carry on Auverture. Here, we go behind the scenes at Tomasz Donocik. We become the spectators seeking an overview of the whole creative process. We uncover the explanations behind the inspirations, while our cameras scan the surroundings, workspaces, objects, or books that help to inspire.
You May Also Like
Electric Night Collection:Disc Ring
€ 5,605.00
Electric Night Collection:Wing White Ring
€ 11,150.00
€ 1,925.00
€ 1,850.00
Stellar Collection:Stellar Halo Ring
€ 10,450.00
€ 6,850.00
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In this new post Snipe looks at something that we, as web developers, don't seem to think about too much when designing our applications and architectures - risk (and how to manage it).
When I talk about risk as it relates to web applications, people usually assume I'm talking about hardening applications from hackers, spammers and other ne'er-do-wells. While malicious attacks are absolutely a non-trivial part of risk management, there's a lot more to it that's just as important.
She introduces some of the basic concepts behind risk management, specifically as it relates to web applications. She points out that it's not always an external threat you'll need to worry about either. Sometimes its your own development group that introduces bugs or something that makes the system come to a crashing halt. She recommends starting all projects "risk first" and include it into your planning process. She shows how to create a "risk matrix" to get insight into the problem and the data that should be on it.
Finally, she reminds you of a few good rules (including "keep your systems simple") and that analyzing risk doesn't have to be a boring process. Figuring out where things will break, how to break them and what happens when they do can be an interesting process.


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Pelicans are water birds with abnormally large beaks due to eating nuclear waste that somebody poured into the ocean simply to save time and money. If you wish to hunt them for whatever reason, look for the nearest ocean and you'll find them at war against the seagulls.
Pelicans have abnormally large beaks which they can use to store various things, including people to smuggle across the United States border. Another important use is for the transportation of the obese population that is prevalent in the United States. For some reason they are capable of swimming, which defies the laws of birds as birds are supposed to fly and not swim. All four toes are webbed, another side effect of eating a large amount of nuclear waste. They are capable of flight, which isn't surprising considering their ridiculously large wings. They have the largest bills of any other bird, which they love to show off. They are at war with seagulls, who unlike the pelicans have not had their bills mutated by nuclear waste.
Additionally, due to their uncanny ability to quickly soak up petroleum based products and store them in their feathers they have emerged as the premier clean-up solution for oil-spills and were instrumental in mitigating the BP Gulf Oil crisis. All oil tankers must now store at least 37 emergency pelicans on board at all times.
Pelicans eat unsuspecting fish (they are also fond of animal crackers) that lurk in the ocean, along with a bunch of unlucky animals including crustaceans and even smaller birds when feeling particularly cannibalistic. They have to drain their pouches before swallowing, allowing other birds ( their natural enemy the seagull) to rob them of their seafood. How they have managed to not go extinct the world may never know...
Pelicans lay eggs as with any other bird. The young are known to try to kill each other for no reason, usually leaving only one pelican chick alive (which is actually rather convenient for the parents). Again, how they haven't gone extinct the world will never know...
Thankfully for them, most adult pelicans don't have to worry about ferocious animals that want to have them for their supper, after all, they are birds of prey. Their chicks aren't so fortunate, and have to worry about feral cats, skunks, Sean Penn and watergoing bird cannibals.
Their population is a large one, although given the fact bird hunting season is coming, this may change in the near future.


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Chinese Living Room Theme in Modern Lifestyle
There are a lot of people who are interested in having the nice looking Chinese living room style. Unfortunately, many of them also agreed that the living room style is a little bit old and will not suit the modern lifestyle. If you are one... Read more →


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We just received word here at SSN HQ that Tim Whall has left his post as CEO/headman at HSM (A Stanley Works Company). National sales manager Tony Byerly has taken over the job, effective immediately. I'd link to the news, but there's apparently no official release yet. Guess they'll want to change this page. When Stanley paid big bucks for HSM not much more than a year ago, there was a lot of talk about how Whall's presence was part of the value there. As in these quotes: Sandra Jones, head of consultant group Sandra Jones & Co., said buying HSM is "like buying the Hope Diamond, a one of a kind thing, and so it becomes much more valuable ... You're better off paying a high multiple for a good company than less for a company built on smoke and mirrors." Jones singled out Tim Whall as one of the best executives in the industry. Les Gold, a lawyer with Mitchell, Siberberg & Knupp who brought Stanley and HSM together roughly a year ago, echoed Jones's praise of Whall: "He's just as good as they come." In an interview with Stanley Convergent Technologies Group head Brett Bontrager, I got this: "What we've wound up with is a world-class management team. What Tim [Whall, HSM COO] has put together is really exciting. The culture that they have for winning starts and ends with providing world-class service; everything else will fall in place. It's a culture we'd like to spread throughout our entire convergent security group ... They put their metrics in place and diligently manage to those metrics and they're based on service to the customer." Let's hope Stanley made quick work of spreading Whall's culture throughout the group, or that Byerly and his team have plenty of that culture in petri dishes in the storage closet. Anyone want to hazard a guess on where Whall winds up? He's been in the business a long time; seems like he'd be sticking around.
Whall departs HSM/Stanley
This blog, by Paul Ragusa, the editor of Security Systems News, offers thoughts, news, and a forum for discussion for those who work in and around the physical security industry, integrating and installing security systems in North America.


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Search results for: Country Code 075
Country Code 075
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Design Label & Printing (Rating: 1) , Votes:Label World is a custom label printing company that offers a world of solutions for product branding, identification, security and tracking. The company now operates in the Rochester, NY area with an ever growing customer base across the US and beyond.http://www.labelworldusa.com/Industries/FoodAndBeverageLabeling/tabid/76/Default.aspx
Online Coupon Codes, Coupons & Deals (Rating: 5) , Votes:NewCouponCode provides a variety of free coupon codes and deals, find and share coupon codes and deals for online retailers.http://newcouponcode.netCategory: Directory/Shopping/Free Products
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Auto Insurance Products (Rating: 0) , Votes:Whether commuting to the office, traveling cross country or enjoying a weekend pleasure sport, American Family auto insurance can help make sure you and your motorized vehicle are properly covered.http://www.amfam.com/products/auto/default.aspCategory: Directory/Business/Insurance
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Ecommerce Shopping Cart Software (Rating: 3) , Votes:AspDotNetStorefront is an asp.net e-commerce shopping cart storefront complete with source code and database schema.http://www.aspdotnetstorefront.com
DanceWell Ballroom (Rating: 0) , Votes:Offers dance classes, including Ballroom, Latin, Swing, Country and Nightclub dances to those in the Portland area.https://www.dancewellballroom.com/Category: Directory/Arts & Humanities/Education
Floor Sanding London (Rating: 11) , Votes:We specialize in sanding, restoring and maintaining high quality wooden floors. We work mainly in the London area, but also undertake commissions across the country.http://www.sanding-wood-floors.co.uk/Category: Directory/Home & Garden/Home Improvement
Breast Enlargement, Breast Augmentation & Cosmetic Surgery (Rating: 3) , Votes:Harley street surgery are part of the world's largest beauty group and have access to over 100 surgeons throughout the world to ensure that we are always up-to-date with all of our procedures. We perform the J-Frame breast enlargement procedure in the UK and been part of a global group ensures that our prices are always the lowest possible for each country.http://www.harleystreetsurgery.comCategory: Directory/Health & Fitness/Women
Music News & Reviews (Rating: 5) , Votes:From R&B to Country hits, you can get all your music online at Billboard.com. See the top music charts, read the latest news and reviews, discover new artists, and much more.http://www.billboard.com/Category: Directory/Entertainment/Music
Local Yellow Pages (Rating: 1) , Votes:A local yellow pages with 600 categories. Also categoried by country and city. Listings are available and banner advertisement.http://www.yesiness.com
Muscle Car Tools (Rating: 7) , Votes:Professional shop tools and equipment used for auto repairs by technicians and car builders around the country.http://www.musclecartools.comCategory: Directory/Shopping/Automotive
Grand Canyon University - Online Degrees, MBA (Rating: 13) , Votes:Grand Canyon University is an accredited university founded in 1949. It is one of the fastest growing private Christian universities in the country. We offer online education and online degrees.http://www.gcu.edu
Stylish French Furniture Online (Rating: 5) , Votes:Offers a vast array of beautiful, unique and distinctive products. The extensive range of hand carved mahogany reproduction French furniture is available in antique white, cream, black, stone and gilt finish. Also specialises in ornate mirrors and mirrored furniture. Buy online or call them today to speak to their French furniture specialists.http://www.thefrenchfurniturecompany.co.ukCategory: Directory/Shopping/Home & Garden
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