text:
Hopes are rising that there may not have been any lives lost despite the ferocity of Tasmania's devastating bushfires.
Police have now searched more than 800 properties on the Tasman and Forestier Peninsulas.
But they warn it is still too early to definitively say no-one has died in the bushfires.
While bushfire conditions have eased, authorities are warning the threat is far from over with alerts remaining for several big fires.
Firefighters are still trying to contain bushfires at Curries River in the state's north and Montumana in the far north west.
Both fires are currently burning out of control.
The Montumana fire has burnt 3,000 hectares and the one at Curries River has burnt 70 hectares.
About 150 firefighters are still working in the Forcett area while 80 crews, including a team of New Zealand remote access specialists are fighting the Lake Repulse fire.
Deputy Chief Gavin Freeman says about 110,000 hectares have now burnt out across the state.
"We're not by any stretch of the imagination out of the woods," he said.
There are still 21 active fires in Tasmania.
Bushfire information:
Police are hoping to start letting bushfire victims return to their homes on Friday.
More than 1,000 people have been evacuated from the fire-stricken peninsulas by boat or in car convoys since the weekend.
Bushfires there have now destroyed about 150 properties, most of them in Dunalley and Boomer Bay, and the Arthur Highway remains cut at Forcett.
Acting Police Commissioner Scott Tilyard says he understands many residents are anxious to return home, but it is not yet safe.
"We are hoping on Friday that we can start facilitating some of those returns and that will be primarily in the Dunalley area," he said.
"There will be some public information sessions for residents of Dunalley tomorrow (Thursday) to pre-register for that process."
Search teams inspecting fire-damaged properties in the south-east are finding hundreds of stranded domestic and farm animals.
The animals are desperate for food and water and some investigators have even bringing in pet food each day as they search through properties.
Tourism toll
Thousands of tourists have been scrambling for accommodation and cancelling tours as the fires wreak havoc on their Tasmanian summer holiday plans.
Attractions including Port Arthur remain closed. The historic site usually draws more than 1,000 a day.
Another tour provider has reported turning away 300 tourists in one day.
The Tourism Industry Council's Luke Martin says the Tasman Peninsula has been hardest hit, but Bicheno and Coles Bay are also struggling.
"The impact's not just directly on businesses within the bushfire-affected areas," he said.
"It's also on the tour companies and on booking agencies that operate in these areas.
"The biggest issue is the loss of the peak tourism season, it's the biggest worry for us.
"A lot of these businesses particularly in regional areas, they rely on January February to hold them over until the end of the year."
"At the moment it's about getting the message out that the areas are open for business and the core tourism infrastructure or the tourism experience has not been affected."
The Tasmanian Travel and Information Centre's Anne McVilly says her staff have been inundated.
"We've had 2,000 to 3,000 people every day coming in for visitor information and assistance."
Tourists have struggled to find accommodation.
English tourists Judy and Clive Jakeman were concerned they would have to cancel their trip.
"The pictures on the news are just horrendous. I rang up the airline and they said yes, we're flying so I knew it was alright."
Hobart will be inundated with thousands of tourists with the arrival of the Crystal Symphony and Voyager of the Seas cruise ships.
More than 16,000 passengers are expected to visit the city over four days.
The State Government and tourism operators will meet next week to discuss strategies for rebuilding the industry.
Bogus collectors
The Tasmanian Government has issued a warning amid reports about profiteering from the bushfires.
The Consumer Protection Minister, Nick McKim, says there are cases of excessive prices being charged for goods and services, and bogus collectors seeking donations for the bushfire appeal.
He says while most people in the community are generous and caring, a tiny minority will exploit others when they are most in need.
People are urged to report suspicious activity to the office of Consumer Affairs and Fair Trading.
Emergency Links
Stay safe and informed with ABC's checklists & survival kits.Plan for BushfiresPlan for a Heatwave


text:
Mobile App Security Test
- iOS/Android Security Test
- Mobile App Privacy Check
- OWASP Mobile Top 10 Test
- Static & Dynamic Mobile Scan
Free online security tool to test your security
500,412 applications tested
How-To Test
Below are simple instructions on how to use Mobile App Security Test for your Android and IOS applications.
Android Applications
All you need is a valid APK archive for the application. APK's can either be compiled from the application source code, or, if already in Google Play market, downloaded via F-Droid or androidappsapk.co.
Please follow the steps below to test Android APK:
- Click on "Choose file" button and select the APK, file upload will start immediately.
- Once uploaded, the test will take approximately ten minutes, depending on application size and complexity, as well as our current system load.
- Once the test is finished, you will be provided with a detailed report. The report is located on a secret link available only to you. The report is stored for your convenience for 90 days and then automatically deleted. You can delete the report yourself just after the test.
iOS Applications
All you need is a valid IPA archive for the application compiled as a Simulator App (see below).
Please follow the steps below to test iOS IPA:
- Click on "Choose file" button and select the IPA, file upload will start immediately.
- Once uploaded, the test will take approximately ten minutes, depending on application size and complexity, as well as our current system load.
- Once the test is finished, you will be provided with a detailed report. The report is located on a secret link available only to you. The report is stored for your convenience for 90 days and then automatically deleted. You can delete the report yourself just after the test.
How to compile your iOS app as a Simulator App:
1. Run XCode and open your project;
2. Right-click your Project Name and select "Show in Finder.";
3. Right-click YourProject.xcodeproj and navigate to "Open With > Terminal";
4. Run "cd .." - your current working directory is now your project's main directory;
5. Determine which iPhone Simulator you can build to by running "xcodebuild -showsdks";
6. Build your app with the following command "xcodebuild -arch i386 -sdk iphonesimulator{version}";
7. Go to build/Release-iphonesimulator and zip file YourProject.app;
About the Service
Mobile App Security Test is a free product available online, provided and operated by ImmuniWeb.
The service can test mobile applications for the following platforms:
- Android
- Native Applications
- Hybrid Applications (Cordova, PhoneGap, React, Xamarin)
- iOS
- Native Applications
- Hybrid Applications (Cordova, PhoneGap, React, Xamarin)
It promptly detects the wide spectrum of most common weaknesses and vulnerabilities, including OWASP Mobile Top 10, and provides a user-friendly report with the discovered issues.
We provide the following automated tests of the mobile application:
- Static Application Security Testing (SAST)
- Dynamic Application Security Testing (DAST)
- Behavior Testing for malicious functionality and privacy
- Software Composition Analysis
- Mobile Application Outgoing Traffic
- Mobile App External Communications
Please note, that the most dangerous vulnerabilities usually reside in the mobile back end (i.e. Web Services and APIs) and not in the application. Therefore, to complement your mobile security testing we strongly encourage you to thoroughly test the backend via ImmuniWeb® MobileSuite.
Mobile App Security Test performs Static Application Security Testing (SAST) to detect the following weaknesses and vulnerabilities:
Mobile App Security Test performs Dynamic Application Security Testing (DAST) to detect the following weaknesses and vulnerabilities:
Mobile App Security Test performs behavioral testing to detect when mobile application tries to access some sensitive or privacy-related functions:
Software Composition Analysis
The mobile application uses third-party libraries that may represent a security and privacy risk if they come from untrusted source or are outdated. Trusted and commonly accepted libraries (e.g. Google SDK, Facebook SDK, Signal SDK) are not displayed.
Mobile App External Communications
Specific SAST test reveals all remote hosts present in the source code of the mobile application where the application may connect to send or receive data at occurrence of a specific event (e.g. user action).
Mobile Application Outgoing Traffic
Specific DAST test provides a comprehensive list of all HTTP/S requests sent by the mobile application without interaction with user.
ImmuniWeb Discovery
For continuous monitoring purposes, we suggest you exploring our award-winning ImmuniWeb® Discovery offering tailored for continuous monitoring with flexible 24/7 notifications.
Commercial API
ImmuniWeb provides a commercial access to the Mobile App Security Test API with extended limits to the number daily tests. Please get in touch with us to get a personalized quote. Prices start at 1,000 USD per month.
Non-profit, research and academic institutions may request commercial API for free. Please send your API usage requirements to for additional information.
Free API
ImmuniWeb provides you with a free API to test your mobile application for most common weaknesses and vulnerabilities. To assure high speed of service and availability for everyone, the free API allows 1 request in 3 minutes, and 10 requests in total per 24 hours, from one IP address.
In addition, there are different tiers of user, with each providing a different level of usage with the API. If the daily test limit is exceeded the results will be only be avaliable after upgrading to a paid subscription.
License notice: The API is provided for free both for private and commercial purposes. When using the free API, a clearly-visible credit to ImmuniWeb® Community when displaying results is mandatory. Failure to properly do so may trigger a ban and legal consequences.
The groups listed below will vary in how many tests they may run in parallel, over a three minute period and how many tests are allowed in one day.
|Free users will limited to 1 parallel test.
|Paid users will limited to 4 parallel tests.
|Whitelisted users will limited to 5 parallel tests.
API Documentation and How-To
API Specifications
|Field Name
|Request Type
Example of Transaction Using CURL
# Uploading APK/IPA file and starting test: $ curl -F malware_check=0 -F hide_in_statistics=0 -F firstname.lastname@example.com https://www.immuniweb.com/mobile/api/upload
# Get test results:
In previous example, if app is found and test is started, we will get test ID in response. Once we have test ID, we can query API for test results. We can query either by full ID (id) or by short ID (short_id).
$ curl https://www.immuniweb.com/mobile/api/test_info/id/[TEST_ID]
# Delete test (possible only for manually uploaded APK/IPA files): $ curl https://www.immuniweb.com/mobile/api/delete/id/[TEST_ID]
# Refresh test by redownloading (possible only for APKs downloaded from Google Play) $ curl https://www.immuniweb.com/mobile/api/refresh/id/[TEST_ID]
Example of Server Response
Mobile Apps: Vulnerabilities and Weaknesses
|Application Name
|Application ID
|Test Date/Time
|Security Flaws
Malicious Apps: Malware Found by VirusTotal
|Application Name
|Application ID
|Test Date/Time
OWASP Top 10 Mobile: Statistics
Purposefully Insecure and Vulnerable Android Application (PIVAA)
For bench-marking testing, we created a Purposefully Insecure and Vulnerable Android Application (PIVAA) to replace quite outdated DIVA. Test results are available here.
Try Other ImmuniWeb® Free Products
Do not close this window, please.

subset: commoncrawl


text:
Cent OS - Remote SQL server connection
$link = mssql_connect(72.xx.xxx.xxx, username, password);
If you are not getting success, please check
There is certainly a php-mssql package available in the extras repository so just a `yum install php-mssql` should sort that out - it pulls in freetds as a dependency too. If you already have those installed but it doesn't seem to be connecting, the one possibility is that you are being blocked by SELinux. To check that run
# getsebool -a | grep httpd_can_network_connect
httpd_can_network_connect --> on
httpd_can_network_connect_db --> on
and to enable them if they are not on, do
setsebool -P httpd_can_network_connect 1
setsebool -P httpd_can_network_connect_db 1
taken from


text:
Skip navigation.
Pine Manor College | 400 Heath St. | Chestnut Hill, MA 02467
For directions: www.pmc.edu/directions
FAFSA Day Massachusetts (A College Goal SundaySM Program) is a volunteer-driven effort in its 8th year providing FREE assistance to students and families seeking to complete the FAFSA, the Free Application for Federal Student Aid.
Families will receive:
• Free assistance completing the FAFSA.
• Access to experienced financial aid administrators, and FAFSA experts, available to answer FAFSA questions.
• Guidance on the financial aid process and next steps after filing the FAFSA. Many locations include online FAFSA filing capabilities and translation services.
Visit www.FAFSADay.org to register and for site locations, dates and times, directions, a list of services available at each site, and information on what to bring. To learn more about how you can participate, please e-mail firstname.lastname@example.com or call 877-4CGSMAS.
Phone (617) 731-7000 | Fax (617) 731-7199 | 400 Heath Street, Chestnut Hill, MA 02467
Copyright © 2009, Pine Manor College
All Rights Reserved.


text:
When reading the information below, I would like you to keep a couple things in mind.
First, this is a level 85 guide based on the information I have available at the time it this was posted. A lot of this is likely to be relevant to level 90 raiding as well, but there are some differences and I wouldn't be surprised if there was a lot of design changes between now and Sept 25th as well.
Second, I've been doing a lot of analysis using Simulation Craft over the past couple of weeks. Without it significant portions of this post would not be possible, because maintaining my own excel based simulator was a pain in the butt. So I want to thank Starfox and everyone involved with Simulation Craft for maintaining such a great tool.
Important Changes To Remember
Specialized Eclipses: The two Eclipse buffs have never really been equal, but for the first time they are now designed to be different. Lunar Eclipse now favors single target DPS with Starfire being a bit stronger then Wrath and the ability to cast Starfall as soon as you enter Lunar. Solar Eclipse favors AoE DPS as it always has but with a new design. Hurricane is a bit stronger then Astral Storm and Wild Mushroom is still buffed by Solar even though it should no longer be a regular AoE tool.
New Cooldowns: Moonkins will have the potential to have multiple cooldowns in MoP. The only standard cooldown is Celestial Alignment and it does requite some skill to use it correctly, since it consumes all energy when used. The other cooldowns are from talents or other spells which I will tlak about later.
Higher Eclipse Uptime: Euphoria is no longer a random proc but a constant benefit that always doubles energy generation out side of Eclipse. This significantly increases Eclipse uptime
Talent and Glyph Changes
Tier 4 Talents: This is the DPS or Output tier of the talent tree and honestly it's the only significant choice a moonkin has to make before level 90 and Tier 6. I've run a lot of tests on these talents using Simulation Craft and have gotten fairly consistent results about which is the best. Here is the current ranking:
Incarnation > Force of Nature > Soul of the Forest
In every test I ran at level 85 Incarnation beat the other two choices by a significant margin. If you read Elitist Jerks you may have seen some comments that suggested SotF is best at some gear levels, but those tests were done at level 90 and I wasn't able to find any situation where that is the case at level 85. That said, I do think Soul of the Forest is probably best for leveling with quests.
The Other Talents Tiers: Most of the choices in the other talent tiers are fairly situational and not all that significant to be completely honest. I expect to use this build as a general rule, but what you choose depends on the situation and personal preference.
Another Glyph Revamp: I'm not sure if Glyphs can go through an expansion without getting revamped. In MoP the Prime Glyphs have been eliminated and with them most of the reasons why a Moonkin should care about glyphs at all. I honestly don't think I'm being overly dramatic in my assessment either. Any moonkin could pick their glyphs at random and it wouldn't significantly hurt them. However, there are five that I think are a bit better for raid PvE then other choices available.
I am picking Glyph of Rebirth, Glyph of the Moonbeast, and Glyph of Stampede. I'm sure that GoR will still be requited my many raid leaders since it reduces the risk that a battle rez is waisted, and there is really no reason for a Moonkin not to pick it up. GotM is great if you frequently heal yourself or pop Tranquility for the raid. GoS is nice because it gives me an those near me an extra speed buff without having to shift forms.
The other possibilities are Glyph of Stampeding Roar and Glyph of Innervate. Both could be useful in the right situation, but I think the others I've chosen are more universally useful. As far as Minor glyphs go, they don't matter at all. Pick which ever one makes you happiest.
New Rotations
Please keep in mind that I am speaking generally with regard to the rotations below. There are exceptions to all of them depending on the situation, but I am not going to go through all of the exceptions.
Starting Rotation: The main thing you are trying to do with your starting rotation is maximize your buffs and cooldowns.
- Use Astral Communion until you are one Wrath away from Lunar Eclipse.
- After the pull cast Starfall and then Wrath. This uses your Starfall cooldown and immediately resets it by entering Lunar Eclipse.
- After entering Eclipse cast Incarnation, followed by Moonfire and Sunfire to get both DoTs on the target.
- At this point you want to start casting towards Solar Eclipse. Cast Starsurge on cooldown and fill the rotation with Starfire. Also make sure to recast Starfall when it falls off, and before you leave Eclipse.
- Once you leave Eclipse Cast Celestial Alignment and recast Moonfire no matter how much remains to apply both Moonfire and Sunfire
- Again cast Starsurge on cooldown and fill the rotation with Starfire. Also make sure to recast Starfall when it falls off. It's also a good idea to cast a Moonfire at the end if both DoTs don't have much time left.
With this rotation you are casting three Starfire's fairly quickly, getting two Nature's Grace Buffs and a whole lot of buffed nukes and DoTs.
- The buffed DoT should always be recast when you enter Eclipse no matter how much is remaining on the current uneclipsed DoT. For example, if you have 6 seconds left on MF and you enter Lunar Eclipse recast MF on the target.
- In my testing I found very little benefit to clipping a DoT at the end of Eclipse. My Simulation Craft tests did indicate that you could improve your DPS by 0.20% by clipping a DoT with 3 or 4 seconds left at the end of Eclipse, but that benefit is so small and risky that it's not really worth it.
AoE Rotation: The Moonkin AoE spells are changing in two big ways in MoP.
Second, Wild Mushroom is much easier to use, but was nerfed quite a bit. Wild Mushrooms should only be used for AoE if they can be placed ahead of time. Otherwise they don't keep up with the improved Hurricane. Also, it is important to remember that they are still buffed by Solar Eclipse despite there being some talk of them not being buffed by either version.
Movement Rotation: Movement DPS hasn't really improved for Moonkin in MoP but it is a little different then what we have on live currently. Lunar Shower still has problems, but it no longer generates energy in MoP. Therefore you can spam MF or SnF while moving, but be careful which one you spam because you don't want to overate and eclipsed DoT with the uneclipsed version. Wild Mushroom is also still available for movement DPS and as said before is now easier to use.
Hit Cap Change: For casters the base chance to miss a Skull level boss is being reduced from 17% to 15% in patch 5.0.4. This means the hit cap is shrinking from 1743 to 1535.
How players will value Haste and Mastery is not clear at all, and really depends on the individual. Some of my tests slightly favored Haste. In other's Mastery was a little bit better. How you value these stats depends on what gear you have an you have reforged it. I had to run 3 or 4 simulations to figure out what was the best set up for reforges. If you are looking to maximize your gear you will have to do the same.
Other Changes
Balance Power Tracker: This is the addon I used to track Eclipse in Cata and there is a new version for MoP. You can find it here.
Fewer Heals: Many of the healing spells Moonkin are used to having are no longer standard for druids. If you have self healing macro please realize that you only have Rejuv and Healing Touch after the patch.
Things You Won't see
Tier 6 Talents: These talents require level 90 and obviously won't matter until MoP is released and we level up. Therefore there is no point in talking about Dream of Cenarius vs Nature's Vigil in this post.
Symbiosis: The Symbiosis spell is gained at level 87 and not available at this point. That said, I think it's a big disappointment for PvE.
Fae Empowerment: This was a failed experiment that was scrapped a little over a month ago. If you are Moonkin three is no reason to cast Faerie Fire unless your raid needs the debuff.


text: DMC #1 Posted January 29, 2019 Carry on... Divisions linger in Trump world over emergency gambit Quote The idea of President Trump declaring a national emergency in order to build his southern border wall is back on the table at the White House — but it is a divisive suggestion, even among his own advisers. Hard-liners, including senior adviser Stephen Miller and, reportedly, trade adviser Peter Navarro, are among those advocating for such a declaration. But others, including the president's son-in-law and senior adviser Jared Kushner, are much more ambivalent. Share this post Link to post Share on other sites


text:
Sharon Duke Estroff
Photo: © Coleen Lou
About the Author
SHARON DUKE ESTROFF is an internationally syndicated columnist whose articles on parenting issues within a Jewish context appear in more than fifty publications and reach nearly two million readers. An award-winning educator with experience in both public and private schools, she is currently an educational consultant with Perimeter Education and Psychological Services in Atlanta and co-creator/co-director of Epstein Summer Adventure, a popular Atlanta day camp. She lives in Marietta, Georgia.


text:
Part 26b: We finished fireblocking (we think)...put up more wood blocks, and stuffed rock wool in the odd spaces. We did NOT use Great Stuff (TM) because the can says that it's highly flammable. Doesn't seem appropriate for fireblocking, but what do I know? The inspector is coming this morning, so we'll see what happens! We have the Great Stuff (TM) if she wants us to put it up.
Part 28: All of the wires are pushed back in the boxes, taped, and ready for drywall. The recessed lights are hardwired to the circuit breaker (no light switch) so that we can turn them on or off, but don't have a switch in the way for the drywall guy (our friendly electrician is friends with our drywall guy, and he's thoughtful).
Part 29: We ran pipes between the sections of the entertainment center, under/behind the wall, for any cords/wires that aren't built-in. Right now, we just think it'll hold an HDMI cable, but the pipes will make it easy to run additional cords in the future if needed!
Part 30: The bathroom fan is installed, and it works!
The Basement (Parts 26b and 28-30 of 184)
Friday, November 16, 2007
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text:
Gobe was founded on the principles of environmental sustainability while continually striving to have a direct and positive impact on the environmental crisis we undoubtedly face.
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text:
Our @ groups/ParadiseLampworkCollection @ groups/ParadsieBeads @groups/HeartofGlassStrands @Beadsbot.com
After 2 weeks your items will automatically renewed for another 60 days and $0.23 per item will be added to your billing ledger.
While you were away our TOU was updated,
read the terms of use here.
*No action is required on your part.


text:
"There are tens or hundreds useful emacs packages on the web that are not bundled with emacs. Some are for special purposes such as making emacs act as a mp3 player, some others are written by third-parties, others are in the process of being bundled with the next release of emacs.
When you download a emacs package, typically there's a README/INSTALL file of install instructions. Or, the elisp file itself will contain installation guides in the header. Follow those. Here we give general instructions on installing packages..."
*Via Newsgroups: comp.lang.lisp, comp.emacs - Jul 8 2008
*NB: js2-mode http://code.google.com/p/js2-mode/


text:
Kristen Wiig stars in one of the year's best comedies, as a woman who finds herself overmatched by the demands of being maid-of-honor to her best friend--features a breakout performance from newly minted Emmy winner Melissa McCarthy. Now on home video, read our theatrical review and watch the trailer
Dumbo (2-Disc 70th Anniversary Combo Pack)
You're favorite flying elephant is back, this time in every format this side of 8-track. Now on Blu-ray, watch the trailer
The Kennedys
Barry Pepper won an Emmy for his portrayal of Bobby Kennedy in this mini-series starring Greg Kinnear and Katie Holmes about a storied political dynasty. Now on home video, watch the trailer
Breakfast at Tiffany's (50th Anniversary Edition)
Audrey Hepburn in her most iconic role, as Holly Golightly, a young woman who like millions before and since heads off the New York City to reinvent herself and fall in love.. Now on Blu-ray, watch the trailer
The Others
Nicole Kidman stars in this gripping haunted house tale about a young mother trying to keep her children safe in the wake of WW II while they await the return of their dad. Now on Blu-ray, watch the trailer
Set Up
Bruce Willis, Ryan Phillippe and 50 Cent star as three friends who plan a heist--but one of them has designs on taking all the loot for himself. Never saw the light of a theater. Now on home video, watch the trailer (WARNING: ADULT LANGUAGE)
Captain America
Long before you'd ever heard of Chris Evans, Matt Salinger (son of J.D.) starred as the most patriotic of superheroes, in this laughably low-budget incarnation that was never released in U.S. theaters. Now on home video, watch the trailer
Bride Flight
Three young women flee post-war Europe by hopping on a plane bound for New Zealand, where they hope to find new lives--and loves. Now on home video, watch the trailer
We Are the Night
A sect of sexy vampires troll the underground clubs of Berlin looking for fresh meat and new members. Now on home video, watch the trailer
New on Home Video: "Bridesmaids" a Bridesmaid No More


text:
Landscape and portrait Design
optimized for printing / 300 dpi.
Cmyk color mode.
3.75 x 2.25 inch dimension included bleed.
included files are psd (front & back) , jpg(front & back) & help.txt.
all psd files are layered, so,you can easy to edit.
Adobe Photoshop CS2 version.
font used = Myriad Pro
0 Comments


text:
In football, Slavia Prague defeated their traditional rivals Sparta 2:0 in a Czech league game at the Letná stadium on Sunday. Maris Mešanovic opened the scoring in the 62nd minute, and Jaromír Zmrhal added another goal in 79th. The victory in the 286th Prague derby moves Slavia to the fifth place in the table.
Prime Minister Bohuslav Sobotka on Sunday advocated keeping production of the L-410 airplanes manufactured by the Russian-owned company Aircraft Industries in Kunovice, South Moravia. The employees went on strike alert on Wednesday over fears that production will be reduced or shifted to Russia. The future of the company is scheduled to be discussed by all parties concerned in Prague on Monday. The situation in the company has been deteriorating, with sales of the LET aircraft in one of the main markets, Russia, dropping sharply. Many of the 900-strong workforce have been forced to take leave with reduced wages.
After a three-day journey on road from Prague, a former government airplane Tupolev Tu-154 arrived in the Kunovice Air Museum in South Moravia on Sunday. The 45-meter long plane, which carried former presidents Václav Klaus and Václav Havel or the the gold-winning Czech hockey team from Nagano, was saved from demolition by a group of enthusiasts. After covering the distance on 383 kilometers on a semitrailer, its transport now aspires for an entry into the Czech book of records.
Friends of a Czech businessman, who was killed in London on Friday by a gang of teenagers, have raised money via the internet to help finance the repatriation of his body to the Czech Republic. The campaign, set up on a crowdfunding website GoFundMe, has reached its target of 10,000 pounds (or 312,000 Czech crowns) in just 24 hours. The 31-year old Zdeněk Makar was attacked by a gang of teenagers on Friday following a row inside a fast food outlet. Three people have been arrested over the killing of a Czech businessman working in London.
Minister of environment Richard Brabec wants to earmark another three billion crowns next year to fight drought, he announced on a political debate programme on Czech Television on Sunday. According to Mr Brabec, the ministry has handed out EU subsidies totalling three billion crowns since 2014. The environment minister also wants to submit a national action plan on climate change adaptation with measures aimed at reducing the effects of climatic change in the Czech Republic.
Three quarters of Czech drivers admitted to deliberately exceeding the speed limit, according to MobilityMonitor survey, carried out by LeasePlan among 4000 drivers from 17 countries. That puts the Czech Republic one percentage point above the worldwide average. According to the survey, the highest number of drivers not respecting speed limits are in Scandinavia, while the most disciplined drivers come from the US and Greece. One third of Czechs said they only speed when there is no traffic on the roads and around one tenth of respondents says they never risk when taking children.
Several thousand people marked the anniversary of the 1938 Czechoslovak mobilisation on Saturday night by illuminating hundreds of concrete bunkers in the border regions of the Czech Republic. The system of the concrete World War II-era bunkers have been unused by the military and many of them are being maintained by various institutions or fan groups and are accessible to tourists. For the first time, a similar event took place this May on the anniversary of the liberation of Czechoslovakia in 1945. This year, around 300 bunkers and fortresses participated in the event, including those in neighboring Slovakia.
Several dozen people attended a meeting organized by anti-Islam activist Martin Konvička on Malostranské náměstí on Saturday. The participants of the meeting marched to the US Embassy shouting slogans in support of the Republican presidential nominee Donald Trump. Several police officers oversaw the gathering but no incidents were reported. A previous meeting organised by Konvička in Prague's Old Town Square at the end of August caused controversy when he and a group of followers decided to stage their interpretation of an Islamic State "invasion" of the Czech Republic.
Temperatures are likely to stay above average for the rest of September, according to a regular monthly weather forecast issued by the Czech Hydro-Meteorological Institute on Saturday. On some days the temperature will reach up 24 degrees Celsius. During the first three weeks of October, daily temperatures are expected to drop to around 16 degrees Celsius. Rainfall levels over the next four weeks should be below the average for the time of year.
A massive anti-flood exercise took place in Prague on Saturday. Some 350 fire-fighters, rescue workers and other city employees have raised over one kilometer of barriers by the Vltava River at the Holešovice district. The overall anti-flood measures are nearly 20 kilometers long and have cost the city around three billion crowns. The massive exercise, the biggest since 2011, cost over one million crowns.


text:
Add another voice to the chorus swirling around the Charlie Sheen controversy: Roseanne Barr.
The comedian - who has courted controversy herself on numerous occasions over the course of her career - took to her blog in semi-defense of Sheen.
It turns out Barr is no fan of "Two and a Half Men" creator Chuck Lorre's either.
U.S. & World
According to posts quoted by Deadline, Barr claims she and Sheen are not alone.
"Me, Cybil S(hepherd), Brett Butler, Charlie Sheen (stars who lost big when working with Chuck)"
She goes on to claim that the best thing for Sheen to do would be to take a break.
"I fired Chuck Lorre for being a big drunk on my show, and he went on to become one of tv's most successful writers (about dick jokes)."
"I feel sorry for Charlie Sheen, (and Brett and Cybil, both of whom were often out in the parking lot screaming at Chuck and crying) who has to not only be the bi-polar wizard Charlie Sheen, but had to toil as a tool for Lorre Enterprises Inc. and ... Julie Chen's very old comedically incontent husband, Les, the power behind CBS, the network of choice for the dentally challenged."
"Charlie, take a break dude. Go to Greece, Paris, China, look at great art and lay low. You got fired, dude. Anybody can do your job, really. Other guys are funny and not repulsive to intelligent women, though those sh*t Chuck Lorre lines could choke a f**king horse, and render any actor who recites them stone cold soul dead."
Apart from a "vanity card" at the close of a recent "Two and a Half Men" episode, Lorre has remained silent about the Sheen situation and has not said a word about the star's recent firing by Warner Bros.


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Here, grilled chicken turns into a fiesta-style main course. Use leftover canned chipotles to flavor mayonnaise for sandwiches, or butter for chops and steaks.
- Yield
- Makes 4 servings
- 1 1/4 pounds boneless chicken breast halves with skin
- 6 tablespoons extra-virgin olive oil, divided
- 2 1/2 teaspoons minced fresh oregano
- 3 teaspoons finely grated lemon peel, divided
- 2 garlic cloves, pressed
- Freshly ground black pepper
- 1 1/2 pounds large carrots, peeled, cut on deep diagonal into 1/4- to 1/3-inch-thick slices
- 3/4 teaspoon minced canned chipotle chiles*
- Coarse kosher salt
- 2 tablespoons fresh lemon juice, divided
- 1 1/2 teaspoons honey
- 1/4 cup chopped fresh cilantro
- 4 ounces feta cheese, coarsely crumbled
- Place chicken between 2 sheets of plastic wrap; pound with meat mallet to 1/2- to 3/4-inch thickness. Place chicken in 11 x 7 x 2-inch glass baking dish. Drizzle with 4 tablespoons olive oil. Sprinkle with oregano, 2 teaspoons lemon peel, garlic, and pepper. Turn to coat. Cover and let stand 1 hour at room temperature.
- Fill large bowl halfway with ice cubes and water. Cook carrots in boiling salted water until crisp-tender, about 2 minutes. Drain. Immediately place carrots in bowl of ice water to cool. Drain carrots; pat dry.
- Prepare barbecue (medium-high heat). Toss carrots, 1 tablespoon oil, and chipotle chiles in large bowl; sprinkle lightly with coarse salt. Place chicken, skin side down, on grill, along with carrots. Grill chicken until cooked through, 5 to 6 minutes per side. Grill carrots until tender and grill marks appear, about 3 minutes per side. Transfer chicken to cutting board. Transfer carrots to large bowl. Drizzle carrots with remaining 1 tablespoon oil, 1 tablespoon lemon juice, and honey. Add cilantro and remaining 1 teaspoon lemon peel; toss to coat. Season with coarse salt and freshly ground black pepper. Slice chicken on diagonal. Arrange on platter, surround with grilled carrots, and sprinkle with crumbled feta. Drizzle remaining 1 tablespoon lemon juice over and serve.
- Dried, smoked jalapeños in a spicy tomato sauce called adobo; available at some supermarkets and at specialty foods stores and Latin markets.
Per serving: 478.0 kcal calories, 57.3 % calories from fat, 30.4 g fat, 8.1 g saturated fat, 95.7 mg cholesterol, 19.7 g carbohydrates, 4.8 g dietary fiber, 10.7 g total sugars, 4.9 g net carbohydrates, 31.4 g protein


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Mini-slide with integrated electrical drive saves time
The MSC-EL mini-slide by Rexroth saves time, simplifies start-up, improves safety, cleanliness in work areas
The new, ready-to-install MSC-EL mini-slide with integrated electrical drive from Rexroth reportedly reduces the time required to plan, install and start up customized handling systems. Ideal for small pick-and-place applications, the new MSC-EL was designed to offer proven Rexroth precision and performance in applications requiring multi-point positioning control in the same size package as the pneumatic MSC version.
Available initially in two sizes, the MSC-EL-12 and MSC-EL-16 can be ordered in standard lengths and are capable of travel to any position from 50 mm to 150 mm (size 12 = 80 mm). Each module has the same mounting and cross-section dimensions as the pneumatically driven MSC mini-slide. CamoLINE connectivity resulting from the Easy-2-Combine interface provides for quick connection without the need for auxiliary adapter plates and extensive adjustment.
A brushless, 24 V dc motor efficiently powers the new MSC-EL. With an integrated belt drive gear as well as a ball screw assembly and ball rail system lubricated for life, the maintenance-free unit provides high performance within compact dimensions. The maximum load for size 12 is 4 kg for horizontal motion and 2.0 kg for vertical motion applications. The maximum load for size 16 is 5 kg for horizontal motion and 2.5 kg for vertical applications. An optional holding brake is available for vertical installation.
To save time and simplify start-up, basic axis-specific parameters have been pre-programmed in the sequence control system for the drive amplifier. Parameterization of up to 15 positions takes place conveniently via PC. With its precision ball screw drive, the mini-slide is able to achieve repeatable positioning of 0.01 mm and can be integrated into many automated structures with its digital I/Os. The drive controller also features a CANopen interface. Pre-assembled cable sets and standard electrical components reduce start-up time substantially.
The enclosed unit improves safety and cleanliness in the work area, which is particularly important for applications in the semiconductor, automation, automotive, medical equipment, and electronics industries. Easy attachment of Rexroth rotary modules and mechanical grippers allows for a wide range of handling tasks.


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Details emerge about Titusville man's violent death
Amanda Blair charged with second-degree murder
Bloody handprints on the wall are among new details emerging in a mysterious Titusville death.
Police have revealed few details, but on Thursday public records are telling a story of prostitution and violence.
Amanda Blair, 24, was arrested in Flagler County Friday and is charged with second-degree murder in the death of 62-year-old Benjamin Wojenski.
Records show that Wojenski's home was smeared with blood in the bedroom, shower and garage.
Wojenski was found dead in the dining room of his Titusville home Dec. 12. He was already covered with a sheet with puddles of blood nearby after being stabbed in the head, face and neck.
According to arrest documents, a female arrived at Wojenski's home by taxi on Dec. 11, and that he had been contacting prostitutes online.
Blair said she had "tricked" with Wojenski and that he tried to rape her, police said.
Authorities said Wojenski's big-screen television, laptop computer and cellphone had been stolen. Blair was arrested while driving Wojenski's Corvette in Flagler County, according to investigators.
Officials' said Blair told them she fled to Flagler County because she didn't think anyone would believe her about the rape attempt.
Blair lived in a mobile home with her stepfather and sister in Mims. Her stepfather said Blair was involved with drugs and had a difficult upbringing.
She is being held without bond in the Brevard County Jail.


text: I have been researching this topic for a little while but wasn't too sure on how to approach this topic. Here is what I am trying to do; I want to create a mail server, either built-in to windows ( which hasn't been working) or a 3rd party mail server that I can easily manage. I want to be able to send a text message from my phone and have that text be received on my listening mail server and then from there can be interpreted however I deem necessary for the specific operation or task. I have seen mail scripts that can connect to a server, start listening, etc. But none seem to work well with what I have. Can anyone help me find a third party application like this and how to use code to login, and listen for text messages from my phone. I have some third party applications, but I am unsure how to make them work with my C++ code. All help is greatly appreciated.


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8 comments:
Men du, du har virkat?! Underbara!ReplyDelete
Nope, I don't know how to crochet... They are knitted! Cast on 40 stitches, cast off one, knit 7, cast off one etc until finished. Cut off the thread, pull through all the stitches on the needle, pull tight and you've got a flower! Make one more (65 stitches), sew them together and you've got a double one. :-)ReplyDelete
Å så söta!ReplyDelete
oh my goodness - could you be any cuter!! I see that your incredibly lovely piece made it safely to Austrailia - oh what fine and colorful work that was BIG GRINReplyDelete
Love it. You definately put a smile on my face. Keep it coming :o)ReplyDelete
You have influenced me.. I have started knitting flowers.. hope you don't mind a 'sister' guerilla knitter in the states! The local art gallery has a flower exhibit.. I think they need some flowers on their grounds. don't you?ReplyDelete
LOL Go for it, girl! I'm sure they need some flowers at the exhibition. :-)ReplyDelete
Of course I don't mind, I'm happy if I get a sister knitter, the more we are the better, don't you think?
Thanks for letting me know that I inspired you, it makes me really happy!
*wow, I influenced someone, how cool is that?*
- Anonymous20 July 2009 at 12:06 pm
Such inspiration. I'm usually such a selfish person, but I would love to "plant" some flowers as long as someone will enjoy them. Southern California, USA is about to be flowered!ReplyDelete


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Search Top Lawyers Near You
Enter legal issue and location
Top Barwick ERISA Lawyers - Georgia
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Attorneys Dell & Schaefer, Chartered is a nationwide law firm dedicated exclusively to disability insurance. We have represented thousands of disabled claimants with their claims for either short term disability, long term disability, or long-term care benefits against every major disability insurance company. Our law firm has a national reputation in the field of disability insurance law and...
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Retired: More Resources & Tools
Health, Wellness and Aging
Aging Well Village: This is a wellness site for mature adults seeking healthy lifestyles. It offers articles on nutrition, fitness, healing, medications, safety, and more.
Alzheimer's Association: This Web site provides comprehensive information on Alzheimer's disease for patients, caregivers, and healthcare professionals. Locate local a Alzheimer's Association chapter, request informational materials, or get questions about the disease answered via e-mail.
Benefits Checkup: Created by the National Council on the Aging, this Web site uses an online questionnaire to identify federal and state assistance programs for older Americans.
Mayo Clinic: The Mayo Clinic senior health site contains information on many health issues facing seniors today. Includes information on aging, healthy living, and advice on making informed health care decisions.
National Council On Aging: Founded in 1950, the Council is the nation's first association of organizations and professionals dedicated to promoting the dignity, self-determination, well being, and contributions of older persons.
NIH Senior Health: The National Institute of Health's senior health site offers easy to read and understand health information for seniors and their family members. The site was developed by the National Institute on Aging and the National Library of Medicine.
Senior Health: About.com's comprehensive guide to senior health covers a host of illnesses and issues and also offers a free e-mail newsletter.
An Elderly Wish Foundation: The mission is to enrich the days of the elderly by granting a life-long wish of terminally ill seniors.
Mesothelioma: Mesothelioma treatments, research, and statistics are changing all the time. With our free help guide and other online resources, you can feel confident that you're getting the most reliable, up-to-date information.
Lifestyle, Leisure, and Travel
Budget Travel Magazine: The online portal for Budget Travel magazine is a great resource for information on affordable travel. You can forget about seeing links to $200 a night hotel rooms here. Check out the "Real Deals" section, which is updated daily, for huge savings on travel packages to locations in every corner of the globe.
Grandtimes Magazine: Here's a weekly Internet magazine for active older adults.
Retirement Living Information Center: The Center focuses on housing issues for older Americans, including information on retirement communities, senior housing, state taxes, and assisted living.
RetiredTeachers.net: Find a place to connect online with other retired educators across the country.
SeniorNet: This national nonprofit organization provides adults age 55 and older with information and instruction about computer technology.
Third Age: Check out articles on money matters, technology, travel, relationships, and more or sign up to receive daily news via e-mail.
Walking Adventures International: This company brings active people together for great walks, sightseeing excursions, and cultural experiences worldwide.
Politics and Advocacy
National Council on Teacher Retirement: This independent organization is dedicated to safeguarding the integrity of public retirement systems for teachers.
America's Promise: America's Promise, founded by Secretary of State Collin Powell, seeks to engage all Americans in building the character and competence of our nation's youth.
Senior Corps: This network of programs taps the experience, skills, and talents of older citizens to meet community challenges. Programs include Foster Grandparents and Senior Companions.
VolunteerMatch.com: Search this database of thousands of volunteer opportunities to find the one that's perfect for you.
Youth Service America: This alliance of more than 300 organizations is dedicated to improving opportunities for young people.
Financial and Legal Planning
California State Teachers' Retirement System: You'll find retirement information, forms, publications, and tools including a retirement calculator.
CCH Financial Calculators: This page contains dozens of easy to use, free, financial calculators. Many of them include a graph so you can see exactly how you can make your investments grow.
Five Wishes Document: Create a legal document that lets your loved ones know how you want to be treated if you are seriously ill and unable to speak for yourself.
Quicken.com: You'll discover a variety of retirement, investment, and savings calculators to help plan your future.
Social Security Administration: The official Web site of the Social Security Administration includes information about social security benefits, budget, planning and financing, international programs, and regulations.
Yahoo Finance: The Yahoo Finance post-retirement section has great information on how to best protect all your investments. Includes information about IRAs, 401(k)s and tax havens, among others.


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Greensboro Library, NCHome Menu
Advanced English Literacy
- Date: 01/08/2017 3:00 PM - 5:00 PM
- Location: Glenwood Branch Library
1901 W. Florida Street
Greensboro, North Carolina 27403
- Cost
This class is for advanced learners of English for Speakers of Other Languages who would like to improve their English in the areas of pronunciation, academic listening and writing, and advanced grammar. Registration is required. Call 336-297-5000 for more information.Return to previous page >>


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Karcher Water Pumps
Kärcher is the world's largest manufacturer of cleaning equipment and the world market leader in electric water pumps. Kärcher have been at the forefront of innovation, design and manufacturing for over 75 years and produce the most advanced, economical and reliable range of cleaning machines in the world. For every customer's cleaning requirement, Kärcher has a cleaning solution!
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1970 Pontiac Trans Am - Top Speed Trans AM
Just A Couple Of Guys Driving Flat-Out In An American Car On The German Autobahn A9 Trying To Reach 200 Mph From Munich To Berlin.
People in Germany know how to drive. That astute observation was volunteered by Charlie Conklin as he cruised the fast lane on the A9 Autobahn, shoveling the local Euros to the right. His goal was to reach 200 mph as he wound his way toward Berlin on a high-speed test lap ignoring thoughts and worries that might betray him. People stared. It's not every day the German businessman sees a Trans Am, especially one piloted by foreigners wearing helmets. Charlie summed up his rational for us. "After I built this car, I didn't know how it would act at high speed. So I figured, hey, I have to go try it."
But that was last year's news. Today, we're sitting shotgun on an American piece of topsoil holding up the guys trying to do 65 mph in the fast lane so we can take pictures. The car will do that in First gear.
He recalled the beginning during a long interval between the Second to Third shift as the tach neared 6,000 and the speed digits tripled. The car was quiet and smooth.
"Friends and I watched all the Cannonball Run movies and were bench racing a cross-country freeway car. And that's when I saw the '69 Camaro called Big Red that R.J. Gottlieb ran over 200 mph. Aerodynamically, that car looked stock. It was the suspension that was worked. I wondered why we couldn't do that, so in 1997 I got some money together and found the Trans Am with 46,000 original miles on it. I thought that the body style looked more aerodynamic than the Camaro and that the Trans Am would be cool to race."
After realizing that the first Gottlieb Camaro ended up wadded into a ball on the side of a Mexican highway, Charlie hatched another plan. "My wife is from Hungary and my friend has a connection in the shipping business so it was easier to use the German Autobahn for high-speed testing. The roads are better and they don't heat the tires or abuse the car. I'd hate to wreck a car with original paint," he said.
During the conversation, Charlie opened it up and held it before the pump-gas detonation made him lift. The four-speed is modified with a 0.82 Overdrive. That, combined with 2.41:1 axle gears and tall tires, audibly lugs the engine in any gear above Second at legal speeds. His claim to us was an over-200-mph blast on the A9 based on a reading from an in-car GPS designed for speed-over-ground calculations. At the time, he used 19-inch Budnik wheels and BFG KD G-Force tires rated to 186 mph. "I don't have the safety equipment for sustained speeds so I have to just blast up there and back. I am going to have to prep this car and take it to Bonneville eventually to see what it can really do." We'll see him there.
Tech NotesWhat: '7011/42 Pontiac Trans AmOwner: Charlie Conklin, proprietor of a trailer-hitch and snowplow company.Hometown: Norwalk, Connecticut. Home of snow.
Speed secret: A Pontiac 400 bored 0.030-over with massively reworked 72cc cylinder heads combined with domed pistons from Weisco for 13:5:1 compression.
Heads: John Anzalone from Champion Engines ported the iron 670 castings to flow 356 cfm on the intake and 261 cfm on the exhaust at 0.700 lift. The valves are 2.125/1.750 Ferrara stainless with titanium retainers and the rockers are 1.65:1 from Crower.
Rotating assembly: The 400 uses 6.625-inch Eagle H-Beam rods and a cast crank. Charlie doesn't rev too far beyond 6,200 rpm. It is a four-bolt block with standard caps with a windage tray-nothing too wazoo.
Headers: We couldn't see the Hedman 211/48-inch headers through the heat wrap, but we could hear the 311/42-inch collector and 3-inch Dynomax Bullets. We avoid endorsing the wrap.
Intake: Bad news. Edelbrock doesn't make the low Pontiac Torker I single-plane intake anymore. It's low enough to fit under the air cleaner and use the original shaker hood.
Carburetion: Stanford Carburetor has wrestled with the Holley 830-cfm mechanical-secondary carb to get it to work around town without sacrificing too much top end. They're still at it.
Ignition: The MSD Ready-to-Run Pro Billet distributor and Mallory Pro Master coil and Mallory Hy-Fire 6A were error-free on the banzai runs. Good thing too; imagine needing one in Deutschland.
Fuel Pump: He feeds it all with a Mallory Model 140 electric pump. He tried to use the stock one for stock looks but it was too stock to keep up with the non-stock engine. Get that?
Cam: He called Erson and said that he wanted to run a sustained speed of 200 mph and drive it on the street. The company sent him a mechanical roller cam with 283/288 duration at 0.050 on a 114-degree lope separation angle with 0.705/0.676 lift.
Transmission: Liberty Transmission took the Muncie M22 and rollerized some internal bearings and swapped Fourth gear to an overdriven 0.82:1.
Suspension: His thinking: For a straightaway car, you don't need to go nuts. He put 500-pound springs in the front with QA1 adjustable shocks. The sway bars are stock with polyurethane bushings. The rear uses Landrum circle-track springs.
Body: The paint and the decals are original. We love that body style. Why would you change things?
Goodies: Since the stock speedo is worthless much over 140, a Raymarine GPS system is used to calculate speed. Charlie said it rarely loses the signal.
Rearend: It's a 10-bolt from a '76 Trans Am with Moser axles and an Auburn carrier with 2.41: 1. He would have used a 12-bolt, but he couldn't find anything lower than 3.08:1.
Wheels and tires: The meats in the photo are stock, but on the high-speed runs, Charlie uses 235/35ZR-19/RF and 255/35ZR-19RF BFG g-Force KDW tires and Budnik Diamond Light Fat Lip wheels.


text: BWF Referee Torsten Berg, center, urges Indonesia's Greysia Polii, center, and Meilana Jauhari, bottom right, and South Korea's Ha Jung Eun, back right, to play fairly in their women's doubles badminton match during the London 2012 Olympic Games in London on Tuesday. Adek Berry /AFP/Getty Images hide caption toggle caption Adek Berry /AFP/Getty Images The Torch Reports: Eight Badminton Players Tossed Out Of Olympics July 31, 2012 They're accused of "not using one's best efforts to win a match." The matches drew boos.


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One month ago, when discussing the most recent trends in the US subprime auto loan space, we revealed how despite a virtual halt in direct loans by depositor banks to subprime clients following the financial crisis, the US banking sector now has over a third of a trillion dollars in indirect subprime exposure, in the form of loans to nonbanks financial firms which in the past decade have become the most aggressive lenders to America's sub-620 FICO population.
As we further explained, the banks' total indirect exposure to subprime loans – not just auto loans, but also subprime mortgages, and subprime consumer loans – could be pieced together through public filings, and according to FDIC reports, bank loans to nonbanks subprime lenders soared this decade, with the following 5 names standing out:
- Wells Fargo: $81 billion, up from $13.4 billion in 2010
- Citigroup: $30 billion, up from $4.1 billion in 2010
- Bank of America: $30 billion, up from $2.8 billion in 2010
- JP Morgan: $28 billion, up from $10.4 billion in 2010
- Goldman Sachs: $22 billion
- Morgan Stanley: $16 billion
But while the supply side of the subprime equation is clearly firing on all cylinders - as only the next crash/crisis will stop desperate yield chasers - things on the demand side are going from bad to worse, and according to the latest Fitch Autoloan delinquency data, consumers are defaulting on subprime auto loans at a higher rate than during the 2008-2009 financial crisis.
The highly seasonal rate for subprime auto loans more than 60 days past due reached the highest in 22 years - since 1996 - at 5.8%, according to March data; this is well over 2% higher than the comparable March default rate in the low 3%s hit during the peak of the financial crisis a decade ago.
The more recent April data, showed a delinquency rate of 4.3%, higher than the 4.1% last year, and the second highest April on record. Keep in mind, April is the "best" month of the year from a seasonal perspective as that is when the bulk of tax refunds hit, which are then promptly used to repay outstanding bills - it's all downhill from there... or rather uphill as the chart shows ever higher default rates.
And while delinquencies have been rising, the number of auto loans and leases to subprime borrowers has continued to shrink, falling 10% Y/Y according to Equifax. However, as we showed at the top, it's not due to supply constraints at the nonbank subprime lenders, the slide in subprime loan volume is all on the demand side: auto-lease origination by subprime customers tumbled by 13.5%.
Meanwhile, as Bloomberg reports, the volume of bond sales backed by these loans are likely to remain the same because banks and credit unions don't turn most of their loans into securities: "ABS is a fraction of the total auto credit market, which is mainly funded on balance sheets," Wells Fargo analyst John McElravey told Bloomberg in an interview. "If the pullback from subprime is more from the balance-sheet lenders, banks, then maybe securitization keeps moving along."
Not maybe: definitely. As the following chart show, the percentage of subprime securitization of all auto ABS as a share of total loans has not only surpassed th pre-crisis peak, it is at a new all time high.
Call it the latest "new (ab)normal" paradox: the underlying auto subprime loan market is shrinking fast, and yet the market for subprime auto ABS securitizations has never been stronger.
Subprime-auto asset-backed security sales are on pace with last year at about $9.5 billion compared to $9.6 billion a year ago, according to data compiled by Bloomberg. With new transactions from Santander, GM Financial, Flagship, and Credit Acceptance expected to hit the market this week, volume may exceed 2017's total of about $25 billion.
And while it is safe to say it will all end in tears - again - as it did a decade ago, with the next recession the catalyst, the shape of the next crash will be very different. As we explained last month, this subprime bond market is vastly different from what it was even a few years ago, let alone during the last crisis as an influx of generally riskier, smaller lenders flooded into it in the post-crisis years, bankrolled by private-equity money and funded by big bank loans, pursued the riskiest borrowers in order to stay competitive.
"Neither banks nor credit unions have done 'deep subprime' lending," Gunnar Blix, deputy chief economist at Equifax told Bloomberg. "That's mainly done by smaller dealer-finance and independent finance companies" who rely almost solely on ABS for funding. According to Bloomberg, only about 10% of $437 billion of outstanding subprime auto loans have been securitized into ABS, according to Wells Fargo, which means that underwriters are generally massively exposed to the subprime auto loan crunch that is already playing out before our eyes, and which will be magnified exponentially in the next recession.
* * *
The latest subprime delinquency data seemed confusing, almost a misprint to Hylton Heard, Senior Director at Fitch Ratings who said that "it's interesting that [smaller deep subprime] issuers continue to drive delinquencies on the index in an unemployment environment of around 4%, low oil prices, low interest rates — even though they are rising — and a positive economic story overall." In other words, there is no logical explanation why in a economy as strong as this one, subprime delinquencies should be soaring.
Unless, of course the real, unvarnished, and non-seasonally adjusted economy is nowhere near as strong as the government's "data" suggests.
Making matters worse, rising interest rates have made interest payment increasingly unserviceable for those subprime borrowers who are currently contractually locked up - hence the surge in delinquency rates - or those consumers with a FICO score below 620 who are contemplating taking out a new loan to buy a car, and suddenly find they could no longer afford it, an ominous development we first described one month ago in "Subprime Auto Bubble Bursts As "Buyers Are Suddenly Missing From Showrooms."
And even if the subprime bubble hasn't burst just yet, every incremental 0.25% increase in rates assures it is only a matter of time. For once, St. Louis Fed president James Bullard was not wrong when he warned this morning that he sees Fed policy as the reason behind the flattening of the yield curve, saying that "it's been the Fed, I think, that has flattened the curve more than worries by investors on the state of the global economy."
"My personal opinion is the Fed does not need to be so aggressive that we invert the yield curve" he noted, adding that "I do think we're at some risk of an inverted yield curve later this year or early in 2019," and "if that happens I think it would be a negative signal for the U.S. economy."
If he's correct, it begs the question: why is the Fed seeking to crash the economy and, by implication, the market?
We'll close with a quote from the last Comptroller of the Currency, Thomas Curry, who during an October 2015 speech said that "what is happening in [the subprime auto lending] space today reminds me of what happened in mortgage-backed securities in the run up to the crisis." It's only gotten worse since then.


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Stocks slide following Dow's rally to 14,000
Stocks are falling on Wall Street after the Dow Jones industrial average hit its highest level since the financial crisis last week.
The Dow was off 118 points at 13,891 shortly before noon Eastern time. Travelers and Merck fell the most of the 30 stocks in the index.
The Standard & Poor's 500 index dropped 13 points to 1,499. The Nasdaq composite index fell 37 to 3,142.
On Friday the Dow closed above 14,000 for the first time since 2007, before the financial meltdown that routed world markets.
The Dow is still up 6 percent this year. Yet Wall Street's celebratory mood was a distant memory Monday, as U.S. stocks followed European markets lower. France's CAC-40 was down 2.9 percent, Germany's DAX 2.4 percent.


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Career Preparation Tips
The documents linked below provide overviews and advice on key topics related to career readiness and preparation. Unless otherwise specified, these materials have been compiled by AAG staff affiliated with the Enhancing Departments and Graduate Education (EDGE) Project (www.aag.org/edge).
- Career planning for geographers
- Focused job seeking: A measured approach to looking for work (Occupational Outlook Quarterly)
- Four tips for a non-teaching academic job search (The Chronicle of Higher Education)
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- Online presence and reputation (Kansas State University Career and Employment Services)
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- What can I do with this degree? (University of Tennessee-Knoxville Career Services)
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Unofficial Opinion 95-14
County Attorney
Forsyth County
Forsyth County did not establish a county police force when it created a county marshal's office in 1985 and, therefore, the county governing authority must comply with the requirements of O.C.G.A. § 36-8-1(b) before creating a county police force.
You have asked for my opinion on whether Forsyth County, by its action in creating a county marshal's office in 1985, created a county police force, thereby rendering inapplicable O.C.G.A. § 36-8-1(b), which requires a referendum before a county governing authority may create a county police force. It is my unofficial opinion that Forsyth County did not establish a county police force when it created a county marshal's office in 1985 and, therefore, must comply with the requirements of O.C.G.A. § 36-8-1(b) before creating a county police force.
Official Code of Georgia Annotated § 36-8-1(b) provides, in pertinent part, that:
(1) Each county governing authority may authorize, through proper resolution or ordinance, the creation of a county police force. No resolution or ordinance adopted pursuant to this paragraph shall become effective until the governing authority of the county has submitted to the qualified electors of the county the question of whether the resolution or ordinance shall be approved or rejected. . . .
Official Code of Georgia Annotated § 36-8-1(c), however, states that: "The provisions of subsection (b) shall not apply to any county which has created a county police force prior to January
1, 1992, which county police force remains in existence and operational." (Emphasis added.)
Thus, the question is whether a marshal's office is the same as a county police force; or, stated a different way, whether a marshal is the same as a county police officer.
The term "marshal" is not defined under Georgia law, and the only express statutory reference to marshals is in O.C.G.A. § 15-10-100, the title of which is "Appointment of constables; compensation; chief constable." The relevant portion of that statute, although enacted in 1991, indicates that a marshal is, in fact, a constable, the difference being that a constable is appointed by a chief magistrate, whereas a marshal is employed or appointed by the governing authority of a county in order "to perform the duties of constables." O.C.G.A. § 15-10-100(c.1)(1). Earlier opinions of the Attorney General support that proposition. See 1983 Op. Att'y Gen. U83-13 (equating powers and duties of marshals and constables for purposes of the State Indemnification Act); 1982 Op. Att'y Gen. 82-45 (referring to marshals and constables as "personnel of courts of limited jurisdiction").
Further, I note that the Forsyth County Board of Commissioners, in its July 10, 1985 letter appointing the first County Marshal (Exhibit 4 to your letter), clearly seemed to indicate that its newly-appointed marshal would be part of the Magistrate Court's personnel:
The purpose of the office of Forsyth County Marshal is to afford the means to enforce its ordinances which presently have no such means. . . . Again, as we have discussed, the methods by which we intend to enforce ordinances will begin with the diss[emination] of information, assistance, encouragement, persuasion, warning, citation, and prosecution in the Magistrate Court in the order listed.
Additionally, although O.C.G.A. § 15-10-100(c.1)(3) mandates that a person employed or appointed as a marshal must meet the requirements of Chapter 8 of Title 35 (relating to certified peace officers), O.C.G.A. § 15-10-100(c.1)(2) expressly limits the scope of a marshal's powers and authority:
No person employed or appointed as a marshal pursuant to paragraph (1) of this subsection [i.e., employed or appointed as a marshal by the governing authority of a county] shall exercise any of the powers or authority which are by law vested in the office of sheriff or any other peace officer, including the power of arrest, except as may be authorized by law.
The scope of a constable's powers and authority is similarly limited by statute. See O.C.G.A. § 15-10-103 ("Constables shall exercise the power of arrest only with a warrant or at the direction of and in the presence of a magistrate or the judge of another court"); O.C.G.A. § 15-10-102 (powers and duties of constables). There are numerous opinions of the Attorney General which hold that constables possess only those limited powers conferred upon them by statute, that they do not have general police powers, and that they are not charged with a general duty to enforce the criminal laws of this state. See, e.g., Ops. Att'y Gen. 69-214; 69-217; U87-21; U83-13; U78-30; U75-17. Of course, a county and, thus, its agencies and departments, "may exercise only powers that are expressly given or necessarily implied from the express grant of other powers." Twiggs County v. Atlanta Gas Light Co., 262 Ga. 276, 277 (1992), citing Dekalb County v. Atlanta Gas Light Co., 228 Ga. 512, 513 (1972) and Ga. Const 1983, Art. IX, Sec. I, Para. I (1994).
In contrast, O.C.G.A. § 36-8-5 provides that county police officers have:
(1) The same power to make arrests and to execute and return criminal warrants and processes in the county of their election or appointment only, as sheriffs have; and
(2) All the powers of sheriffs as peace officers in the county of their election or appointment.
See also 1969 Ga. Laws 875-76 (former O.C.G.A. § 15-17-17), repealed by 1983 Ga. Laws 884, 992 § 4-2, effective July 1, 1983, providing that "Constables shall not hold themselves out to the public as State police or county police or use the name 'State Police' or 'County Police' on their automobiles or any other property;" and Ops. Att'y Gen. 69-214; 69-217; U78-30; U75-17 (interpreting that statute and its predecessor, Ga. Code Ann. § 24-823).
Based on the foregoing authority, it is my unofficial opinion that a county marshal's office is not equivalent to a county police force and, therefore, Forsyth County did not establish a county police force when it created a county marshal's office in 1985. Consequently, the county governing authority must comply with the requirements of O.C.G.A. § 36-8-1(b) before creating a county police force.
Prepared by:
Assistant Attorney General


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By Toby Connor, GoldScents
I think it's clear by the action in the dollar index this morning and the response by risk assets in general, that the bottom I have been looking for is here.
Today will be the first day in a commodity rally that should last roughly 2 years topping in mid-to-late 2014 when the dollar puts in its next three year cycle low.
The next two or three weeks should produce an exceptionally violent rally from extreme oversold conditions followed by a consolidation period as the dollar bounces weakly out of its intermediate bottom and rolls over quickly signaling that the three year cycle has topped.
The last two three year cycle lows in 2006 and 2009 generated a 20% and 32% rally during the initial move out of the final low.
This is day one of what should be roughly a two year rally into a massive parabolic spike sometime in 2014.
Let me reiterate that the initial rally out of one of these major cycle lows is always extremely aggressive. Today you have a chance to get in on the first day of this initial move. Those that wait will end up chasing into overbought conditions very quickly.
As is often the case, gold sniffed out this bottom early in May. The rally today confirms that we have a daily cycle bottom in place and a new cycle beginning that should last 15-20 days before the next short-term correction.
Miners confirmed this major bottom with a 24% initial rally on huge volume. This should be a multi-year low that will not be violated until the secular bull comes to an end.
To find out how cycles analysis enabled me to predict this major bottom I have reactivated the one week trial subscriptionto the premium newsletter.


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Student Activities
Explore what you care about. Be active in your college experience. Have fun while practicing skills for life. Write the narrative instead of reading it.
Get Involved
- Go to an event
- Go to a meeting
- Get popcorn on Wednesdays
- Run for office
- Write for the newspaper
- Fix your bike
- Dance [if you want to]
Evergreen students run more than 70 different groups focusing on art, politics, science, gaming, crafts, and so much more.
- Engage with your academic interests in new ways outside of the classroom.
- Help people on campus or in the wider world.
- Enjoy your favorite arts and hobbies with other Greeners.
- Meet people with similar interests and develop life-long friendships.
Find a group that's right for you.
Student group leaders also develop valuable skills in organizing, facilitating, budgeting, and working with people. See resources for group leaders.
One Idea + 4 Students = A Student Group
You can start a group. Student Activities can help your group thrive.
Official student groups have access to resources like space on campus, equipment and materials, a staff advisor, and funding for activities.
Find out more and start your group.


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Season may kick off without NZ TV deal
THE New Zealand broadcast rights are set to be the last piece of a $1.2 billion financial puzzle left to be solved when new NRL chief executive Dave Smith starts work next week, with most players understood to have voted for a new collective bargaining agreement.
Since Smith's appointment in November, the ARL Commission has followed up on the record $1.025 billion free-to-air and pay TV rights agreement with Channel Nine and Fox Sports by negotiating long-term online, radio and naming rights deals, and a five-year agreement with players.
The five-year sponsorship and online rights agreements with Telstra, which are believed to be worth more than $150 million, were announced on December 12, while details of the radio rights deal with 2GB and Triple M are still being finalised. The bargaining agreement, which will mean the salary cap increases to $5.8 million this season, is also yet to be signed by the NRL and Rugby League Players' Association but it is understood most players have endorsed it.
While the RLPA was still waiting earlier this week for players from five clubs, including the Warriors, to cast their votes, Fairfax Media was told that barring a dramatic turn there was already enough players in support to ensure the CBA was accepted.
However, the NRL may be forced to start the season without a new television deal in New Zealand as negotiations with Sky NZ drag on. Sky NZ chief executive John Fellet indicated he was confident of retaining the rights but Fairfax Media understands the NRL is considering a deal with a free-to-air broadcaster.
''As far as I know we are still negotiating and we have got the highest bid on the table,'' Fellet said. ''Last year we did the deal two days before the season. It is not uncommon for it to go four weeks into the season.''
It is understood Sky NZ paid $14 million to broadcast NRL matches and all Warriors under 20s games and officials believe the rights are worth more - given the Australian deal has doubled in value. In addition, the return of Kiwi star Sonny Bill Williams to the NRL this season is considered a major drawcard and it has been suggested that his presence increases the value of the New Zealand television rights by $1 million.
However, without another bidder in New Zealand the NRL has little leverage to gain an increased deal and Fairfax has been told an alternative being considered was to sell the rights to a free-to-air network. By doing so, the NRL may not secure any more money from television in New Zealand but the greater exposure would significantly benefit the game across the Tasman.
The NRL interim chief executive, Shane Mattiske, hoped all broadcast deals would be finalised by the start of the season, which kicks off with Williams's Roosters hosting South Sydney on March 7. ''We still have a strong focus on having our New Zealand television and new media arrangements resolved before the start of the season,'' Mattiske said. ''It and the finalisation of our radio contracts will complete the broadcast negotiations.''
Smith officially starts work next Friday, February 1, but he is understood to have been a regular visitor to Rugby League Central in recent weeks to familiarise himself with the issues in the game.