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This mall is owned and operated by Pennsylvania Real Estate Investment Trust, and includes its parent, affiliates, subsidiaries, shareholders, directors, officers, employees and agents. Accordingly, this site is a Pennsylvania Real Estate Investment Trust ("we", "us", or "our") web site (the "Site"). Your use of this Site is governed at all times by the following Terms of Use, as they may be amended from time to time (the "Agreement"). In our experience, it has become an undeniable fact that Internet users, and the public generally, have become more and more concerned that they are not being fully informed concerning the collection and use of their personal information. The intent of our Site is to inform you about the many buying opportunities, bargains, and mall services that will make your shopping experience with us an enjoyable and convenient one. The intent of this document is to: (1) inform you of our commitment to you to make the site a safe and secure experience; (2) inform you of our privacy policy and our intended use of information provided by you (or agreement NOT to use information provided by you in certain ways); (3) inform you about the legal limitations we place on the site to ensure service without cost to you; (4) gain your understanding and agreement that you will comply with our "Netiquette" and legal rules concerning use of the Site. CLICKING "I ACCEPT" AND/OR ANY USE BY YOU ("you" or "User") OF THE SITE, INCLUDING ANY PURCHASE, WILL EVIDENCE YOUR CONSENT TO BE BOND BY THIS AGREEMENT, WHICH IS A LEGAL CONTRACT BETWEEN YOU AND US. ACCORDINGLY, YOU SHOULD NOT USE THE SITE IF YOU DO NOT AGREE TO THE TERMS OF THIS AGREEMENT. THIS SITE IS NOT INTENDED FOR THOSE UNDER THE AGE OF 13.
1. Agreement to Conduct Transactions Electronically.
You understand and agree that all of your transactions, registration, credit card and gift certificate purchases, etc. with or through the Site may, at our option, be conducted electronically. You further agree that we may determine (from time to time) to provide all or any part of our services non-electronically, and that those services will still be governed by this Agreement unless you enter into a different agreement on a form provided by us. You agree that we may communicate with you through electronic ("email") messages, and if you forget or lose your password, you agree that we may send it to you by email. You are always free to visit one of our Pennsylvania Real Estate Investment Trust mall locations to shop, if you do not wish to have your transactions with or through the Site conducted electronically. If this is the case, you should not enter into this Agreement and you should only access the non-registered, non-transactional areas of the Site.
In order to purchase mall gift certificates on this Site, you must provide complete and accurate personal information consisting of your name, address, telephone number, e-mail address, credit card information and shipping address. Your ability to purchase gift certificates is subject to limits established by Pennsylvania Real Estate Investment Trust or by your credit card issuer. The bank may bill your credit card at the time gift certificates are ordered, in its discretion. You must pay all amounts accrued in your account, including any shipping and handling charges, when due. Pennsylvania Real Estate Investment Trust may in its sole discretion decline service to or terminate any account. Pennsylvania Real Estate Investment Trust will not be responsible for, nor will they be held liable for any breaches in transaction security by any third party.
This web Site utilizes Secure Sockets Layer (SSL) encryption when ordering mall gift certificates, an advanced encryption technology that protects the information you send us against unauthorized access. This safeguard has helped to make shopping on the Internet significantly safer than using your credit card at a restaurant or department store.
2. License to Use the Site; Restrictions.
We hereby grant you a non-exclusive, personal, non-transferable, revocable license to use the Site in accordance with this Agreement; we reserve the right to suspend or revoke this license in our sole discretion without notice. You may download and print Content, including this Agreement, to your personal computing device solely for your own personal non-commercial use. "Content" means any data accessible on the Site, including without limitation text, images, video, graphics, audio files, software, and any combination thereof. You may not otherwise use, reproduce, alter, or modify Content in any way, nor may you transmit, distribute, or display Content to third parties. User may not alter, modify or change the Licensed Property in any way. We recommend that you download and print this Agreement for your records.
3. Changes to Terms of Use.
The terms of this Agreement may change from time to time. When you visit the Site, you are bound by the version of this Agreement that is in effect at the time of your visit. We may provide notice of such changes by posting them in the Amendments to Terms of Use section of our Site, and you agree to check for such amendments. We may also, or instead, give notice of amendments by sending email to the email address you provided us during registration. If you cannot agree with such revised terms, signify this by discontinuing use of the Site. You will still be responsible for all past purchases and amounts owed.
4. Protect Your Password.
You agree that you are responsible for maintaining the confidentiality of the password you choose at the time of registration ("Password"). To the extent permitted by law, you agree to be liable for all use of your Password on the Site, whether or not you actually authorized such use. Accordingly, you should not supply or allow access to your Password to anyone who is not authorized to take actions on your behalf. If you want to change your Password, you may do so at any time by accessing your account and selecting a new Password. It is recommended to change your Password on a regular basis.
5. Privacy.
Our Privacy Policy is a part of this Agreement and its terms are incorporated by this reference. Please read it now (by clicking on the "Privacy Policy" link). The policy explains how certain information about you is collected and may be used. If you do not agree with the Privacy Policy, you should not enter into this Agreement.
6. No Payment for Submission of Comments, Ideas, and Other Information.
You grant us a royalty-free, irrevocable, unrestricted, nonexclusive worldwide license for all possible rights and all possible media now known or later developed, to use, modify, copy, sublicense, or display any submissions that you provide to us, including but not limited to feedback or ideas regarding the Site, Content, comments, suggestions, ideas, concepts, or other information (collectively, "Submission") for any purpose, commercial or otherwise, without compensation to you, subject to the terms of our Privacy Policy. Except as expressly provided in this Section 5, submissions shall not be subject to any obligation on our part, including without limitation any obligation of confidentiality, and we shall not be liable for any use or disclosure (including publication in any medium) of any Submissions.
7. Links to Third-Party Web Sites.
As a convenience to you, the Site may provide links to other Internet web sites or banner advertisements that are not under our control ("Third-Party Web sites"). The products on such Third Party Web sites are promoted and sold by the relevant third party and not by us. If you click on a link or banner ad for more information about a product offered by one of these Third-Party Web sites, a new browser window will open, and you will be transported to one of these Third-party Web sites and away from this Site. Your visit to these Third-Party Web sites, and any purchases you make from such web sites, are subject to the terms and conditions of such Third-Party Web sites, not the terms and conditions of this Site. Any links on the Site to Third-Party Web sites do not imply an endorsement of such sites by us, and no such Third-Party Web site is authorized to make any representation or warranty on our behalf.
To the fullest extent permitted by law and regardless of the form or cause of action or the alleged basis of the claim, you agree that we will not be liable for any direct, incidental, consequential, indirect, punitive, special, or other damages whatsoever, including without limitation damages for loss of profits, business interruption, or loss of information, and the like, arising out of or relating to this Agreement, even if we have been advised of the possibility of such damages and even if the remedies otherwise provided under this agreement, at law, or in equity, fail of their essential purpose.
Under no circumstances shall Pennsylvania Real Estate Investment Trust be liable to User or any other person for any indirect, incidental, consequential, special or punitive damages for any matter arising from or relating to this Agreement, the service of the Internet generally, including, without limitation, User's use or inability to use the service, any changes to or inaccessibility or the service, delay, failure, unauthorized access to or alteration of any transmission or data, any material or data sent or received or not sent or received, any transaction or agreement entered into through the service, or any data or material for a third person accessed on or through the service, whether such liability is asserted on the basis of contract, tort or otherwise. In no event shall Company's total liability for direct damages exceed the total fees paid by User to Company hereunder. Some states prohibit the exclusion or limitation of incidental or consequential damages, thus this limitation of liability may not apply to User. If User is dissatisfied with the service, User's sole and exclusive remedy shall be for User to discontinue use of the service and terminate this Agreement. In the event a court of competent jurisdiction determines that we are liable for Site-related damages of any kind, you agree that such damages shall not exceed Two Hundred Fifty Dollars (US$250).
11. Your Representations & Warranties.
User represents and warrants to Pennsylvania Real Estate Investment Trust that (a) User is over 18 years of age and has the power and authority to enter into and perform User's obligations under this Agreement; (b) All registration and other information provided by User is truthful, accurate and complete, including User's legal name, home address, e-mail address and telephone number; (c) User is the authorized signatory of any credit, debt or other charge card used to pay fees or charges at this site; (d) User shall comply with all terms and conditions of this Agreement, including, without limitations, the provisions of Section 12, Prohibited Uses and Section16, Indemnification.
12. Prohibited Uses.
User is solely responsible for any and all acts and omissions that occur under User's account or password, and User agrees not to engage in unacceptable use of the Service, which includes, without limitation, use of the Service to: (a) disseminate, store or transmit unsolicited messages, chain letters or unsolicited commercial e-mail; (b) disseminate or transmit material that, to a reasonable person may be abusive, obscene, pornographic, defamatory, harassing, grossly offensive, vulgar, threatening or malicious; (c) disseminate, store or transmit files, graphics, software or other materials that actually or potentially infringes the copyright, trademark, patent, trade secret or other intellectual property right of any person; (d) create a false identity or to otherwise attempt to mislead any person or Pennsylvania Real Estate Investment Trust as to the identity or origin of any communication; (e) interfere, disrupt or attempt to gain unauthorized access to other accounts on the Service or any other computer network; (f) disseminate, store or transmit viruses, trojan horses or any other malicious code or program; or (g) engage in any other activity deemed by Pennsylvania Real Estate Investment Trust to be in conflict with the spirit or intent of this Agreement.
This Agreement will be governed and construed in accordance wit the laws of the State of Pennsylvania, U.S.A., without giving effect to the principles of its conflict of law provisions. The parties to this Agreement agree and consent to the jurisdiction of and venue in the state or federal courts in Cambria County, Pennsylvania, U.S.A. in all disputes arising out of or relating to this Agreement.
14. Claims of Copyright Infringement.
We rely on our users to bring copyright infringement to our attention. Anyone who believes that his or her work has been reproduced in such a way that constitutes copyright infringement may contact our Agent for Copyright Infringement. Claims of copyright infringement or other alleged violation of intellectual property rights and documentary proof thereof should be sent by registered or overnight mail to Pennsylvania Real Estate Investment Trust, Attention: General Counsel, 200 South Broad Street, The Bellevue, Third Floor, Philadelphia, Pennsylvania 19102. Claimant's documentary proof must contain proof of claimant's ownership rights, details of the alleged misuse of such property, contact information of such claimant and/or their legal representative, including full name, address, e-mail address (if available), telephone and fax numbers.
15. Severability; No Waiver; Entire Agreement.
If any provision of this Agreement is found by a court of competent jurisdiction to be invalid or unenforceable, the parties agree that the remaining provisions of the Agreement shall remain in full force and effect, provided that the allocation of risks described herein is given effect to the fullest extent possible. Our failure to act with respect to a breach by you or others does not constitute a waiver of our right to act with respect to subsequent or similar breaches. This Agreement, including any notices and disclosures in the Site, constitutes the entire agreement between you and us.
16. Indemnification.
User agrees to indemnify, hold harmless and defend Pennsylvania Real Estate Investment Trust, its parent, affiliates, subsidiaries, shareholders, directors, officers, employees and agents from and against any action, cause, claim, damage, debt, demand or liability, including reasonable costs and attorney's fees, asserted by any person arising out of or relating to: (a) this Agreement; (b) User's use of the Service, including any data or work transmitted or received by User; and any unacceptable use of the Service, including, without limitation, any statement, data or content made, transmitted or republished by User which is prohibited as unacceptable at Section 11.
17. Termination.
This Agreement is effective upon User's acceptance as set forth herein and shall continue in full force until terminated. All temporary usage licenses granted to User expire on termination. User may terminate this Agreement for any reason upon notice to Company. Company reserves the right, in its sole discretion and without notice, at any time and for any reason, to: (a) remove or disable access to all or any portion of the Service; (b) suspend User's access to or use of all or any portion of the Service; and terminate this Agreement.
18. Headings.
The captions and headings of this Agreement are included for ease of reference only and will be disregarded in interpreting or construing this Agreement.
19. Force Majure.
If the performance of any part of this Agreement by either party is prevented, hindered, delayed or otherwise made impracticable by reason of any flood, riot, fire, judicial or governmental action, labor disputes, acts of God or any other causes beyond the control of either party, that party shall be excused from such to the extent that it is prevented, hindered or delayed by such excuses.
20. Survival.
The terms and provisions of Sections 8 through 17, and 20 shall survive any termination or expiration of this Agreement. In addition, all payment obligations of User shall remain intact after expiration of termination of this Agreement. USER HAS READ, UNDERSTANDS AND AGREES TO THE TERMS AND CONDITIONS OF THIS AGREEMENT AND THE PENNSYLVANIA REAL ESTATE INVESTMENT TRUST PRIVACY POLICY.
Pennsylvania Real Estate and Investment Trust and our applicable affiliates and subsidiaries, including this mall property (collectively, "we," "our," or "us,"), respect and are committed to protecting your privacy. That is why we have adopted this Privacy Policy. This Privacy Policy lets you know how and for what purposes we are collecting, processing, and using your Personal Information (as defined herein). We pledge that we will take reasonable steps to ensure that your Personal Information will only be used in ways that are in compliance with this Privacy Policy.
This Privacy Policy is in effect for any web pages, mobile applications, email lists, generic information and Personal Information collected and/or owned by us, no matter the method of collection (e.g., mail, facsimile, sign-up/sign-in page, survey), including collection through this website and any online features, services and/or programs we offer (collectively, the "Web Properties"). Notwithstanding the foregoing, this Privacy Policy is not applicable to any other web pages, mobile applications, social media sites, email lists, generic information or Personal Information collected and/or owned by any entity other than this mall. Users of the foregoing resources should refer to the Privacy Policy in effect for the applicable owner.
This Privacy Policy also does not apply to information collected by or for us through a means other than the Web Properties. If the same information is collected through the Web Properties and through a means other than the Web Properties, the terms of this Privacy Policy shall apply.
Your use of the website is also governed by the Terms of Use located at the link at the bottom of this Privacy Policy.
The types of Personal Information we may collect could include, among other things (collectively, "Personal Information"): (1) contact information (e.g., name, address, phone number, email address); (2) demographic information (e.g., date of birth, gender, marital status); (3) Internet protocol (or IP) address or device ID/UDID; (4) mother's maiden name (parent's name prior to marriage); (5) health information; (6) asset and income information; (7) bank account and credit/debit card numbers; (8) racial or ethnic origin; and (9) your physical location while at one of our properties.
We may collect Personal Information about you from the following sources:
We may sponsor competitions and/or promotions through the Web Properties. Your participation is entirely voluntary. You may be asked to provide personally identifiable information including, but not limited to, your name, email address or home address or to answer questions in order to participate. We may also transfer Personal Information to certain advertising or marketing partners from whom you have requested to receive information.
Browser Log Files: Our servers automatically log each visitor to the Web Properties and collect and record certain information about each visitor. This information includes or may include your Internet Protocol ("IP") address, browser language, browser type, operating system, domain names, browsing history (including time spent at a domain, time and date of your visit), referring/exit web pages and URLs, and number of clicks. The domain name and IP address reveal nothing personal about the user other than the IP address from which the visitor has accessed the Web Properties.
Cookies: From time to time, we and/or our advertisers or other third parties may send a "cookie" to your computer. A cookie is a small piece of data that is sent to your Internet browser from a web server and stored on your computer's hard drive and that can be re-sent to the serving website on subsequent visits. A cookie, by itself, cannot read other data from your hard disk or read other cookie files already on your computer. A cookie, by itself, does not damage your system. We, our advertisers and other third parties may use cookies to identify and keep track of, among other things, those areas of the Web Properties and third party websites that you have visited in the past in order to enhance your next visit to the Web Properties. You can choose whether or not to accept cookies by changing the settings of your Internet browser, but some functionality of the Web Properties may be impaired or not function as intended if you choose not to accept cookies. See the Third Party Opt Out section below.
Web Beacons: Some of our web pages and electronic communications may contain images, which may or may not be visible to you, known as Web Beacons (sometimes referred to as "clear gifs"). Web Beacons collect only limited information that includes a cookie number; time and date of a page view; and a description of the page on which the Web Beacon resides. We may also carry Web Beacons placed by third party advertisers. These Web Beacons do not carry any Personal Information and are only used to track usage of the Web Properties and activities associated with the Web Properties. See the Third Party Opt Out section below.
Unique Identifier: We may assign you a unique internal identifier to help keep track of your future visits. We use this information to gather aggregate demographic information about our visitors, and we use it to personalize the information you see on the Web Properties and some of the electronic communications you receive from us. We keep this information for our internal use, and this information is not shared with others.
Third Party Opt Out: Although we do not presently do so, in the future we may allow third-party companies to serve advertisements and/or collect certain anonymous information when you visit the Web Properties. These companies may use non-personally identifiable information (including, but not limited to, click stream information, browser type, time and date, subject of advertisements clicked or scrolled over) during your visits to the Web Properties in order to provide advertisements about goods and services likely to be of greater interest to you. These companies typically use a cookie or third party Web Beacon to collect this information, as further described above. Through these technologies, the third party may have access to and use non-personalized information about your online usage activity.
You can opt out of certain online behavioral services through any one of the ways described below (you do not need to go to each opt-out site, one is sufficient). After you opt out, you will continue to receive advertisements, but those advertisements will no longer be as relevant to you.
Note: If you opt out as described above, you should not delete your cookies. If you delete your cookies, you will need to opt out again.
The Personal Information that we collect is used for four main purposes:
In addition to the other times or occasions on which we might disclose Personal Information about you, we might also disclose Personal Information when required by law or in the good-faith belief that such disclosure is necessary to: (1) comply with legal processes and applicable laws; (2) enforce this Privacy Policy; (3) respond to claims that any materials, documents, images, graphics, logos, designs, audio, video and any other information provided to, from or on the Web Properties by you violates the rights of third parties; or (4) protect our rights, property or safety or the rights, property or personal safety of our visitors and the public.
We use reasonable precautions to keep the information that is disclosed to us secure. We provide Personal Information and non-personally identifiable information to our subsidiaries, affiliated companies, and other businesses or persons for the purposes of processing such information on our behalf and promoting the goods and services of our trusted business partners, some or all of which may store some or all of your information on servers outside of the United States. We require that these parties agree to process such information in compliance with our Privacy Policy or in a similar, industry-standard manner, and we use reasonable efforts to limit their use of such information and to use other appropriate confidentiality and security measures. The use of your information by one of our trusted business partners may be subject to that party's own Privacy Policy.
We may share non-personally identifiable information (such as anonymous user usage data, referring/exit pages and URLs, platform types, number of clicks, etc.) with third parties to demonstrate the usage patterns for advertisements, content, functionality, promotions, competitions, games and/or services on the Web Properties and/or on third party websites.
We also reserve the right to disclose Personal Information and/or non-personally identifiable information in connection with the enforcement of our Terms, to take precautions against liability, to investigate and defend against any third-party claims or allegations, to assist government enforcement agencies, to protect the security or integrity of the Web Properties, and to protect our rights, property, or personal safety and that of our users or others.
We reserve the right to transfer your Personal Information, as well as any other information, in connection with the sale or other disposition of all or part of our business and/or assets. We also cannot make any representations regarding the use or transfer of your Personal Information or other information that we may have in the event of our bankruptcy, reorganization, insolvency, receivership or an assignment for the benefit of creditors, and you expressly agree and consent to the use and/or transfer of your Personal Information or other information in connection with a sale or transfer of some or all of our assets in any of the above described proceedings. Furthermore, we cannot and will not be responsible for any breach of security by any third parties or for any actions of any third parties that receive any of the information that is disclosed to us.
The Web Properties may also link to other websites and contain advertisements of third parties. We are not and cannot be responsible for the privacy policies of those websites of third parties or for how they treat information (including, but not limited to personally identifiable information) about their users.
For certain features available through the Web Properties, we may require the use of encryption technologies provided for your protection and/or account. We use reasonable precautions to protect the privacy of your username, password and account information.
You, however, are ultimately responsible for protecting your username, password and account information from disclosure to third parties, and you are not permitted to circumvent the use of required encryption technologies. You agree to: (a) immediately notify us of any unauthorized use of your username, password and/or any other breach of security; and (b) ensure that you log out from your account at the end of each session. While we may provide certain encryption technologies and use other reasonable precautions to protect your confidential information and provide suitable security, we do not and cannot guarantee or warrant that any information transmitted through the internet is secure, or that such transmissions are free from delay, interruption, interception or error.
For individuals interested in job opportunities with us, the Web Properties currently or may in the future allow prospective employees to request additional job opportunity information. The Web Properties may be used to collect Personal Information from prospective employees for human resources recruitment purposes. By submitting any of the foregoing information, you consent to its dissemination to, and use by, us and our affiliates. The foregoing also applies to job application inquiries that you may transmit to us other than through the Web Properties.
We do not collect Personal Information from any person that we know to be under the age of thirteen (13). Specifically, the Web Properties is not intended or designed to attract children under the age of thirteen (13). You affirm that you are either more than 18 years of age, or an emancipated minor, or possess legal parental or guardian consent, and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in this Privacy Policy, and to abide by and comply with this Privacy Policy. In any case, you affirm that you are over the age of 13, as THE WEBSITE IS NOT INTENDED FOR CHILDREN UNDER 13 THAT ARE UNACCOMPANIED BY HIS OR HER PARENT OR LEGAL GUARDIAN.
Parents should be aware that this Privacy Policy will govern our use of Personal Information, but also that information that is voluntarily given by children - or others - in email exchanges, bulletin boards or the like may be used by other parties to generate unsolicited communications. We encourage all parents to instruct their children in the safe and responsible use of their Personal Information while using the Internet.
The Web Properties may contain various links to other websites, including, but not limited to, links to websites of various third party service providers. We are not and cannot be responsible for the privacy practices or the content of any of those other websites. Other than under agreements with certain reputable organizations and companies, and except for third party service providers (as described in this Privacy Policy), we do not share any of the Personal Information that you provide to us with any of the websites to which the Web Properties links, although we may share aggregate, non-personally identifiable information with those other third parties. Please check with those websites in order to determine their privacy policies and your rights under them.
If you are visiting us from the European Union, please note that we may transfer your Personal Information outside the European Union for use for any of the purposes described in this Privacy Policy. By using the Web Properties and providing us with your Personal Information, you consent to both our collection and such transfer of your Personal Information in accordance with his Privacy Policy.
Whether you submit any Personal Information to us is entirely up to you. You are under no obligation to provide Personal Information. However, this information is essential for the provision and quality of some of the services we offer to you (for example, enabling you to receive free Wi-Fi at one of our mall properties, if available) so we cannot provide you with certain services if you choose to withhold requested information.
You may choose to prevent us from disclosing or using your Personal Information under certain circumstances ("opt out"). You may opt out of any disclosure or use of your Personal Information for purposes that are incompatible with the purpose(s) for which it was originally collected or for which you subsequently gave authorization by notifying us by one of the methods at the end of this Privacy Policy, or by following the procedures set forth in an electronic communication from us, if applicable. Furthermore, even where your Personal Information is to be disclosed and used in accordance with the stated purposes in this Privacy Policy, you may elect to opt out of such disclosure to and use by a third party that is not acting as our agent. There are some uses from which you cannot opt out, such as our use of your Personal Information in connection with non-personally identifiable information.
Please note that opting out of the disclosure and use of your Personal Information as a prospective employee may prevent you from being hired as an employee to the extent you are using this Web Properties to apply for an open position.
If we collect Personal Information from you, such information will not be disclosed or used by us for purposes that are incompatible with the purpose(s) for which it was originally collected or for which you subsequently gave authorization unless you affirmatively consent to such disclosure and use.
You may opt out of online behavioral advertising by following the instructions set forth above under the above section "Additional Ways That Information Is Collected Through the Web Properties," subsection "Third Party Opt Out."
To access your Personal Information in our possession and correct inaccuracies of that information in our records, please contact us in the manner specified at the end of this Privacy Policy. We ask individuals to identify themselves and the information requested to be accessed and amended before processing such requests, and we may decline to process requests in limited circumstances as permitted by applicable privacy legislation.
Under California's "Shine the Light" law, California residents who provide certain personally identifiable information in connection with obtaining products or services for personal, family or household use are entitled to request and obtain from us (once a calendar year) information about the customer information we shared (if any) with other businesses for their own direct marketing uses. If applicable, this information would include the categories of customer information and the names and addresses of those businesses with which we shared customer information for the immediately prior calendar year (e.g., requests made in 2013 will receive information regarding 2012 sharing activities).
To obtain this information, please send an email message to firstname.lastname@example.com with "Request for California Privacy Information" in the subject line and in the body of your message. We will provide the requested information to you at your email address in response.
Please be aware that not all information sharing is covered by the "Shine the Light" requirements and only information on covered sharing will be included in our response.
Additionally, because we may collect your Personal Information from time to time, California's Online Privacy Protection Act requires us to disclose how we respond to "do not track" requests and other similar mechanisms. Currently, our policy is that we do not recognize "do not track" requests from Internet browsers and similar devices.
By using the Web Properties, you consent to the collection and use of your information (including Personal Information) by us as specified above or as we otherwise see fit, in compliance with this Privacy Policy, unless you inform us otherwise by means of the procedure identified below. If we decide to change this Privacy Policy or some part of it, we will make an effort to post those changes on this web page so that you will always be able to understand what information we collect, how we use that information and under what circumstances we may disclose that information to others. Your use of the Web Properties following such publication of any amendment of this Privacy Policy will signify your assent to and acceptance of its revised terms for all previously collected information and information collected from you in the future. We may use comments, information or feedback that you may submit in any manner that we may choose without notice or compensation to you.
If you have additional questions or comments of any kind, or if you see anything on the Web Properties that you think is inappropriate or incorrect, please let us know by email or by sending your comments or requests to:
Pennsylvania Real Estate Investment Trust
200 South Broad Street, 3rd Floor
Philadelphia, PA 19102
Attn: General Counsel
Copyright © 2013. Pennsylvania Real Estate Investment Trust. All Rights Reserved.
Effective as of: November 27, 2013
Last updated: November 27, 2013
This Code of Conduct is a set of general guidelines for behavior; they are not intended to apply to each and every possible act within the mall. We reserve the right to determine the appropriate manner in which all visitors are to behave. All organized activities require review and approval by management/ownership.
Jacksonville Mall, including its parking lot, is private property. The following Code of Conduct is set forth for the purpose of protecting legitimate business interests of Jacksonville Mall. Any violation of the code interferes with the commercial nature and function of Jacksonville Mall. If any guest of Jacksonville Mall should refuse to follow this Code of Conduct, the guest will be asked to leave the property. Should any guest fail or refuse to leave the property, he or she may be subject to arrest.
Jacksonville Mall reserves the right to amend this Code of Conduct at any time.
1) SWEEPSTAKES DESCRIPTION: The "PREIT Malls Shopping Spree Sweepstakes" (the "Promotion").
2) SPONSOR: PREIT Services, LLC ("Sponsor"), and its affiliates, subsidiaries, advertising and promotional agencies and partners, and the suppliers of prizes, material and services related to this Promotion (collectively, "Sponsor and its Agents").
ELIGIBILITY: This Promotion is open to eligible participants 18 years of age or older who are legal residents of Maryland, Massachusetts, Michigan, New Jersey, North Carolina, Pennsylvania, South Carolina, Virginia, and Wisconsin, and is void where prohibited by law. Employees of Sponsor and its Agents and, as applicable, their respective parents, subsidiaries, and/or affiliates, as well as members of each employee's immediate family (spouse, parents, siblings and children) and/or those living in the same household of each employee, whether or not related, are not eligible to participate or to win. Participation constitutes entrant's full and unconditional agreement to these Official Rules and to Sponsor's decisions, which are final and binding in all matters related to the Promotion. Participation further constitutes entrant's full and unconditional agreement to any and all terms and conditions of the Issuing Entity (as herein defined) whether or not entrant is expressly notified of the same.
On-Line Website Entry: Choose one (1) of the twenty (20) malls participating in the Promotion (each a "Participating Mall") and visit that Participating Mall's website and follow the applicable instructions. A list of Participating Malls and their corresponding websites is included at the end of these Official Rules.
Only one (1) email address may be used by any entrant to enter the Promotion. In the event of a dispute regarding the identity of the entrant, the entry will be deemed to have been submitted by the authorized holder of the email address as of the time of entry. For these purposes, the "authorized holder" is the natural person who is assigned to the submitted email address. The Winner shall be subject to identification verification before any Prize will be awarded.
The sole determinant of time for the purposes of receipt of a valid entry in this Promotion will be the Promotion server machine(s).
Alternate Method of Entry: To enter the Promotion without visiting and entering through the methods outlined above, send a written request via U.S. Regular Mail service to the Participating Mall selected by the prospective entrant (the addresses are found on the Participating Malls' websites, which are listed at the end of these Official Rules), addressed to the attention of PREIT Malls Shopping Spree Sweepstakes Promotion, and request that staff mail an entry form to the prospective entrant's home address. A self-addressed, stamped envelope must be provided with the written request. One (1) Alternate Entry form will then be sent by U.S. Regular Mail in the self-addressed, stamped envelope provided. All requests for Alternate Entry must be received by the applicable Participating Mall no later than the tenth (10th) day of the relevant calendar month and all Alternate Entries must be received by the applicable Participating Mall no later than the last day of the relevant calendar month. Any prospective entrant participating in this manner must complete all of the requested information on the entry form that he/she receives and mail the completed entry form to the Participating Mall's Management Office to the attention of PREIT Malls Shopping Spree so the that entry form will be received by the required date.
The Participating Malls are the only malls involved in this Promotion. All entries must comply with Promotion guidelines outlined in these Official Rules. Each entrant must fill out all the required fields on the required entry form to be entered into the Promotion including without limitation, agreeing to these Official Rules and, if applicable, the terms of use and privacy policy set forth on Sponsor's website and/or the website of each Participating Mall
Multiple attempts (i.e. more than one (1)) to enter the Promotion by the same person, by any form of entry (either for the same or for different Participating Malls) will be subject to disqualification.
5) ENTRY PERIOD: Subject to the terms and conditions of these Official Rules, entries must be received by Sponsor between January 1, 2020 (12:00 AM Eastern Standard Time) and the last calendar day of the relevant month (11:59 PM Eastern Standard Time) to be eligible for that month's Prize Drawing.
Sponsor and its Agents are not responsible for late, lost or misdirected entries or for error, omission, interruption, deletion, defect, delay in transmission of entries, or for technical, network, computer, hardware or software malfunctions of any kind or inaccurate transmission of or failure by any website for any reason whatsoever or for any errors, mishaps or problems, regardless of the cause, in the entry process.
6) WINNER SELECTION AND NOTIFICATION: There will be one (1) prize winner chosen by Sponsor per month from those eligible submitted entries directed to the Participating Malls by entrant at the time of entry (provided that such entries are received on or before the last day of the relevant calendar month and no later than December 31, 2020) (each, the "Winner"). A list of Participating Malls may be found at: www.preit.com. The Winner will be chosen by random drawing from the applicable pool of entrants by Sponsor, within three (3) business days of the last day of the relevant calendar month. The Winner will be notified by email within three (3) business days of the drawing. The Winner must claim his/her Prize (described below) within thirty (30) days of attempted notification. The Winner will be required to sign and return an Affidavit of Eligibility and a Publicity/Liability Release (where lawful) prior to claiming any Prize. If a signed Affidavit of Eligibility and/or Publicity/Liability Release is not received within five (5) business days of the date of notification, the Winner's eligibility to be awarded the Prize may be deemed forfeited (at the sole discretion of Sponsor and its Agents) and an alternate Winner may be selected. Sponsor and its Agents reserve the right to require the Winner to submit to a confidential background check to confirm eligibility and help ensure that the use of any such person in advertising or publicity will not bring the Sponsor and its Agents into public disrepute, contempt, scandal or ridicule or reflect unfavorably as determined by the Sponsor and its Agents in their sole discretion.
7) GROUNDS FOR DISQUALIFICATION: Sponsor and its Agents reserve the right, in their sole discretion, to disqualify any entrant deemed to be (a) tampering or attempting to tamper with the entry process or the operation of the Promotion or any website used by the Sponsor and its Agents in connection with the Promotion; (b) violating these Official Rules; (c) violating the terms of use, conditions of use and/or general rules or guidelines of any website, fan club, or other service used by the Sponsor and its Agents in connection with the Promotion, or (d) acting in an unsportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten or harass another entrant, Sponsor and its Agents, or any other person. Any attempt by any person to deliberately damage any website or to undermine the legitimate operation of the Promotion is a violation of criminal and civil law, and, should such an attempt be made, Sponsor and its Agents reserve the right to seek damages from any such person to the fullest extent permitted by law.
8) PRIZES: Each Winner will receive one or more "Shopping Spree" gift cards collectively worth One Hundred Dollars ($100) from a retailer located within the Participating Mall (individually and collectively, the "Prize"). Sponsor shall endeavor to obtain such Prize from a retailer of Winner's election provided, however, Winner expressly acknowledges and agrees that it may be required to provide a list of multiple preferred retailers, and the final election of such Prize's origin shall be at the sole discretion of Sponsor. The total value of the prize package to be distributed to each Winner for this Promotion is $100. The Prize may be used and redeemed only in and at the retailer issuing such Prize (the "Issuing Entity") located within the Participating Malls and the Prize must be fully redeemed on or before the expiration date set by such Issuing Entity (the "Promotion End Date"). The Prize is redeemable for merchandise or services at the Issuing Entity and fees, terms and conditions of the Issuing Entity may apply upon redemption. SPONSOR MAKES NO EXPRESS OR IMPLIED WARRANTIES OF ANY KIND REGARDING THE PRIZE AS ISSUED BY THE ISSUING ENTITY INCLUDING, WITHOUT LIMITATION, AS IT PERTAINS TO ANY MERCHANDISE OR SERVICES REDEEMED BY WINNER USING THE PRIZE. Winner acknowledges and agrees that the Prize shall be issued by the Issuing Entity, a third party unaffiliated with Sponsor, and as such any and all terms, conditions, rules, or deadlines as set by such Issuing Entity shall be applicable to the Prize. The Prize will be personal to the Winner and may not be transferred. All applicable federal, state, and local taxes associated with the awarding of any Prize are the sole responsibility of the Winner. Sponsor may, in its sole discretion, substitute prizes or cash of comparable value.
Odds of winning the Prize depend on the number of eligible entrants. For this Promotion, many will enter and only one (1) will be selected as the Winner for each calendar month (for a total of twelve (12) potential Winners).
9) WINNER IDENTIFICATION & OFFICIAL RULES: The name of the Winner will be posted on a "contest page" which will be published on each of the Participating Mall's websites after eligibility is confirmed. Or, to obtain the name of the Winner, send a request via email to firstname.lastname@example.com or mail a letter request and self-addressed stamped envelope to: PREIT, 2005 Market Street, Suite 1000, Philadelphia, PA 19103, Attn: Marketing. To obtain a copy of these Official Rules, send a self-addressed, stamped envelope to the above address, Attn: Official Rules Request, PREIT Malls Shopping Spree. Requests for Official Rules must be received by December 1, 2020.
10) RELEASES: All Promotion entrants, by participating in the Promotion, agree to release Sponsor and its Agents and the respective subsidiaries, divisions, affiliates, and all employees, officers and directors of each (the "Released Parties"), from and against any and all liability, claims or actions of any kind whatsoever for injuries, damages or losses of any kind to persons and property which may be sustained in connection with (a) participating in the Promotion, (b) receipt or use of the Prize, (c) traveling to, preparing for and/or participating in the Promotion and/or any Prize-related activity, and/or (d) any typographical or other error in these Official Rules or in the announcement or offering of the Prize. Any Prize or portion of a Prize not accepted by an eligible Winner shall be forfeited. The Winner shall bear all risk of prize loss or theft after the Prize has been delivered. Promotion entrants assume all risks associated with the Promotion, and hereby agree that the Released Parties will not be responsible or liable for any injury, harm, death, damages, costs or expenses related thereto.
Sponsor and its Agents are not responsible for any personal injury to any Promotion entrant or for property damage or losses of any kind which may be sustained resulting from participation in the Promotion or use of any website. Sponsor and its Agents are not responsible for any attempt by a Promotion entrant or other individual to deliberately damage or undermine the legitimate operation of this Promotion, including but not limited to any fraudulent assertions, statements or claims, which may be a violation of criminal and civil laws. Should such an attempt be made, Sponsor and its Agents reserve the right to seek remedies and damages from any such entrant or individual, to the fullest extent permitted by law, including criminal prosecution.
(a) Participation in the Promotion constitutes each entrant's fully binding and unconditional agreement to and acceptance of these Official Rules.
(b) By participating in the Promotion, each entrant grants Sponsor and its Agents the unfettered and unconditional right to use entrant's name, likeness, portraits, biographical information, statements, interviews or other materials relating to entrant in any media, whether now known or hereafter invented, throughout the world for any purpose whatsoever, without limitation, and without additional review, compensation, or approval from entrant or any other party, including, without limitation, in advertising and promotion related to the Promotion. Prior to being awarded the Prize, the Winner must agree to sign an affidavit and release to this effect, unless the Winner resides where such affidavit and/or release is prohibited by law.
(c) The Winner is responsible for all federal, state and local taxes applicable to the award of the Prize. All applicable federal, state and local laws and regulations apply.
(d) The Winner is responsible for all rules, regulations, terms and conditions of the Issuing Entity notwithstanding any conflict with these Official Rules.
(e) By participating in the Promotion, each entrant gives his/her express permission to be contacted by Sponsor and its Agents, by the Participating Malls, by the tenants, licensees and/or occupants at and associated with such Participating Malls, and/or by the Issuing Entity (subject to its terms), by email, mail, text message, phone, and/or other electronic means in connection with the Promotion and for marketing purposes until such time, if any, that such entrant elects to opt out of such communications.
(f) Sponsor and its Agents reserve the right to cancel or modify the Promotion if fraud, technical failures, or any other factor impairs the integrity of the Promotion, or for any other reason or for no reason, as determined by the Sponsor and its Agents in their sole discretion. In such event, Sponsor and its Agents reserve the right to (but are not required to) select the Winner at random from among all non-suspect, eligible entries received up to the time of the impairment or cancellation in a matter determined by Sponsor in its sole discretion to be fair, appropriate and consistent with these Official Rules; a notice of cancellation will be posted on each Participating Mall's website and at www.preit.com. Should Sponsor determine in its sole discretion that there are insufficient entries to proceed with the Promotion, Sponsor reserves the right to cancel the Promotion.
(g) If for any reason, any aspect of the Promotion is not capable of running as planned, including due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical or system failures or disruption, 'Acts of God' or terrorist attacks, or any other causes beyond the control of Sponsor which corrupt or affect the administration, security, fairness, integrity or proper conduct of the Promotion, or for any reason Sponsor deems it necessary, Sponsor reserves the right in its sole discretion to cancel, terminate, or modify the Promotion and reserves the right in its sole discretion to determine the Winner of the Promotion.
(h) The Promotion shall be governed by and interpreted under the laws in and of the Commonwealth of Pennsylvania and any legal action concerning the Promotion shall be brought only in a state or federal court located in Philadelphia, Pennsylvania. In all circumstances, a legal action must be brought individually, NOT as a part of a class action and the participant will only be able to recover his/her actual out of pocket costs (if any) in conjunction with participation in the Promotion and he/she expressly waives any right to all other damages (including, but not limited to compensatory, incidental, consequential or punitive damages). Should any of the provisions of these Official Rules be deemed invalid or unenforceable by any court of competent jurisdiction, that portion shall be deemed severed or restricted and the remainder of the Official Rules shall remain in full force and effect.
(i) Sponsor's failure to enforce any term or condition of these Official Rules shall not constitute a waiver of that provision or any other provision.
Capital City Mall https://www.shopcapitalcitymall.com/
Cherry Hill Mall https://www.cherryhillmall.com/
Cumberland Mall https://www.cumberlandmallnj.com/
Dartmouth Mall https://www.shopdartmouthmall.com/
Exton Square Mall https://www.extonsquare.com/
Fashion District Philadelphia https://fashiondistrictphiladelphia.com/
Francis Scott Key Mall https://www.shopfskmall.com/
Jacksonville Mall https://www.shopjacksonvillemall.com/
Magnolia Mall https://www.shopmagnoliamall.com/
Mall at Prince Georges https://www.mallatprincegeorges.com/
Moorestown Mall https://www.moorestown-mall.com/
Patrick Henry Mall https://www.shoppatrickhenrymall.com/
Plymouth Meeting Mall https://www.shopplymouthmeetingmall.com/
Springfield Mall https://www.shopspringfieldmall.com/
Springfield Town Center https://www.springfieldtowncenter.com/
Valley Mall https://www.shopthevalleymall.com/
Valley View Mall https://www.myvalleyview.com/
Viewmont Mall http://www.shopviewmontmall.com/
Willow Grove Park http://www.willowgroveparkmall.com/
Woodland Mall http://www.shopwoodlandmall.com/
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by Constance Garcia-Barrio
Could it be that the darker the cloud, the brighter the silver lining?
Their harrowing story had a very traditional start: boy meets girl. Jennifer Hodder took a small-group communication course in her junior year at the University of California's Chico campus. When Jennifer and several classmates were to meet to prepare for a debate on medical marijuana, only one, Dave Hodder, showed up.
"I told Dave I was dog-sitting and asked if he wanted to walk the dog with me," Jennifer says. "He said yes." That first yes gave rise to many more for Jennifer, then 22, a communications major, and Dave, then 19, an engineering major. They married in 2001 after they'd both graduated. The couple honeymooned in the Caribbean and settled in Roseville in northern California.
Dave, raised in Fair Oaks, California, and Jennifer, brought up in Lake Tahoe, would not learn about the existence of Chestnut Hill until their lives turned upside down. Jennifer, now 35, and Dave, now 33, had a lovely home in California when Dave landed work as a structural engineer while Jennifer worked first in sales, and then in insurance. Fulfilling lives, but for one thing. "We didn't get pregnant," Jennifer says. "It was either in vitro fertilization or adoption. We decided to adopt."
An international baby seemed natural. Dave has two Indonesian foster brothers, Rob and Mike, and two sisters adopted from Korea, Debby and Dinah. Jennifer has three brothers, Jimmy, Rick and Jeff, plus a cousin adopted from Korea and another from the U.S.
"Our daughter, Aviana, was born in Guatemala in August of 2006," Jennifer says. "It was exciting getting our home ready for her. The adoption agency sent us photos of Aviana each month." In July of 2007, they flew to Guatemala City to meet their new daughter and bring her home. Jennifer had quit her job two months earlier to make preparations. "We don't speak Spanish, but the foster family welcomed us with open arms," Jennifer says. "We saw that they loved her as they did their own children."
The family seemed complete, but Jennifer's excitement slid into uneasiness. "Aviana had an electric personality," Jennifer says. "People gravitated toward her. Yet, in Guatemala when the adoption agency put her into my arms, I didn't know who she was. I guess I had unresolved issues about not having my own (biological) child."
The bonding issues troubled Jennifer, but in time she simply surrendered. "I wrestled with the feelings, then just threw up my hands." Somehow, that worked. Jennifer began to feel closer to Aviana.
Then fate stepped in.
"It was June 17, 2009," Jennifer says. "I had gone to buy things for Aviana's birthday party while my mother and step-dad, Brenda and Gary, took her shopping. My step-dad was carrying Aviana. They were crossing a five-lane street and had almost reached the other side when a car ran into my step-dad."
The driver, a woman in her early 60s, stopped, unsure of what she had hit. The woman had been heading to her daughter's house to show off a certificate for completing a computer class. "Neither drugs nor cell phones played a role in the accident," Jennifer says. "It was just three adults not seeing each other."
Jennifer's step-dad, a mass of bruises, had cracked the windshield with his head and had broken several rib. Aviana's visible wounds included two scratches, but she had taken the full impact on her head.
A legion of neurosurgeons and neurologists told the Hodders that Aviana might not survive. Even if they removed part of her skull to make room for her swelling brain, they warned, Aviana's chances were slim. Hours after they cut away a section of bone, they returned Aviana to the operating room to remove a second piece. Flown to U.C. Davis Medical Center in Sacramento, northern California's only level one trauma center, Aviana had a third section of skull removed. Even so, specialists held out scant hope.
"Our emotions rollercoastered throughout those first weeks," Jennifer says. "Aviana was in a medically-induced coma for two weeks and on a ventilator for four. We weren't sure that she would make it from one day to the next."
Aviana remained in the hospital for three months. Once released, she couldn't walk, talk or eat by mouth. She vomited every day. "I was against nursing care until the April after the accident," Jennifer says, "but it became too much to care for her by ourselves."
Jennifer and Dave no longer feared for Aviana's life, but for the quality of it. Jennifer started a blog within days of the accident because it was too painful to discuss Aviana's condition with friends and family members. A woman with a grown daughter who'd suffered a brain injury in a car accident saw the blog. "She wrote me the longest e-mails I've ever seen," Jennifer says. "She told me that the accident had wiped Aviana's slate clean, that Aviana would never be the same person again. But she said that her own daughter had made huge strides over the years and that despite the change in Aviana, I would still have a bond with her. That worried me because I didn't have a good foundation with Aviana."
If the woman's e-mails stoked Jennifer's anxiety, they also gave her hope. One e-mail urged Jennifer to read "What to Do with Your Brain-Injured Child," a book by Chestnut Hill's Glenn Doman, founder of the Institutes for the Achievement of Human Potential (IAHP), 8801 Stenton Ave. in Wyndmoor, a non-profit organization that offers teaching programs and literature to encourage the health and neurological development of brain-injured children.
At first, Jennifer and Dave rejected the idea of flying to Philly, as they felt that they didn't have it in them to go to that extreme. The trip would mean a big investment of time, energy and money.
The American Academy of Pediatrics has criticized IAHP's controversial program as outmoded, but that did not concern Jennifer and Dave. "We had researched many facilities and felt that the approach at IAHP was our best chance," Jennifer says. "When Aviana was first released from the hospital, she qualified for three to four 30-minute sessions of physical therapy a month. It wasn't nearly enough to help her recover."
Sensory stimulation and "patterning," moving the child's limbs to ingrain motions on the child's brain, stand at the heart of the IAHP program. "They keep you busy from sunup to sundown," say Jennifer and Dave, who just returned home after a weeklong stay at IAHP. "The staff strives endlessly to help the children," Jennifer says. "Aviana had been on 42 doses of medication a week, and IAHP detoxed her down to none."
Back at home, Jennifer and Dave duplicate the patterning and sensory activities. "It's been tough for me," says Jennifer, a multi-tasker used to whipping through work. "Aviana's progress is slow. Everything is slow; everything's in her time."
But the Hodders have seen changes. "Through the Institutes' excellent nutrition program, Aviana, who'd been bloated, returned to being the lean, glowing child she was before the accident. Her respiration is much better. Thanks to detoxification, she's much more aware and alert. She also eats most of her food by mouth."
Yet, emotional aftershocks of the accident remain. "My mom's and step-dad's guilt was, and is, horrible," Jennifer says. "They joined us on our October trip to IAHP. So did my Aunt Rella and Uncle Roger, who accompanied us for our first trip (to Chestnut Hill). They all just want Aviana to be happy."
The accident wrought an unexpected change in Jennifer herself. "The barrier to bonding is gone," she says. "Now Aviana is my complete and total life. I live and breathe for her. That's the silver lining."
You can read the Hodders' blog at avianareese.blogspot.com or contact them at firstname.lastname@example.com. They will arrive in Chestnut Hill on June 13, 2011, for their next week-long visit to the Institutes. For more information about IAHP, visit www.iahp.org.

subset: commoncrawl


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Weather in Ordino
The most accurate weather forecast in your city, or wherever you are now. On WeatherIn.net you will always know the forecast for today, tomorrow, the next 3 days, a week or 10 days. Here you will find information on changes in temperature during the day, precipitation and atmospheric pressure, wind speed, daylight hours and other meteorological data. A detailed weather forecast has been compiled by professional Norwegian weather forecasters and is updated every hour.


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4th Annual Million-Dollar Ideas
This story appears in the January 2003 issue of . Subscribe »
It's crossed your mind at least once, how wonderful it would be to start your own business. You might have heard about someone else's compelling story or read a news clip highlighting an entrepreneur's success. Or perhaps you play the lottery and dream of a day when you won't have to answer to someone else. Well, this is your chance. We're bringing you the fourth annual "Million-Dollar Ideas," a look at the hottest business ideas that have more than just buzz factor--there's actual promise, backed by experts, statistics and industry trends pointing toward your pot of gold.
Take a moment to check out these possibilities, and hopefully you'll be inspired to get up and do something about it. After all, taking the first step to see where your potential can lead you means you might not have to count on lucky numbers to make you a winner.
Auto Aftermarket
At $1.5 billion and growing strong, the auto aftermarket industry--like the hot rods it caters to--is appropriately showing no signs of slowing. Aside from the obvious performance benefits of adding aftermarket accessories, "a lot of people do it for the looks," says Reginald Loterina, 31, founder and CEO of Island Motorsports Inc. Loterina, who started his Buena Park, California, company in 1995, says his sales have been growing about 25 percent a year--selling everything from lighting and exhaust kits to carbon fiber-based products such as spoilers and hoods--and he expects 2003 sales to hit $2 million.
So what are the real winners in this market? "Right now, vehicle lighting is the hottest thing going," says Jack Panzarella, 32, founder of Wayne, New Jersey-based Street Glow Inc. Panzarella's products (some of which were featured in The Fast and the Furious as well as the sequel)--neon undercar kits, glowing foot pedals, LED shift knobs, LED exhaust tips and more--have fueled Street Glow's success, with sales exceeding $100 million in 2002. More than just lighting up cars, this industry is lighting up profits--big-time.
Bed & Breakfasts
B&Bs aren't just attracting younger guests--younger entrepreneurs are looking into the allure of innkeeping, and with good reason: A survey from BedandBreakfast.com shows an overall occupancy increase of nearly 8 percent for the B&B industry since 9/11. Bobbi Zane, editor/publisher of aspiring B&B innkeepers newsletter Yellow Brick Road who also moderates a discussion for the Professional Association of Innkeepers International, has noticed a trend of many thirtysomethings looking into innkeeping. "They have seen enough of corporate life," says Zane. Add to that the sway from frilly to more modern inns, and the new generation of innkeepers is thriving.
With a quarter of inns run by owners under 40, Jim and Julie Degenfelder are in good company. They started Eaglenest Bed & Breakfast in Julian, California, eight years ago at 33 and 23, respectively. With 2003 projected sales of $125,000, the Degenfelders equip their rooms with amenities many older innkeepers try to avoid. "Some [innkeepers] fight the whole TV/VCR thing," Julie remarks. "However, to keep up with the evolution of travelers, it's important to make them comfortable." A stocked pantry filled with beverages and snacks is open to guests, and the Internet can be accessed through the phone line in each room.
PAII executive director Jerry Phillips echoes Zane's observation and also sees doors opening wider for minorities. Phillips adds, "We already have a lot of single ownerships, particularly single women." --April Pennington
eBay Aftermarket
Want an idea of the opportunities for companies selling eBay-related products and services? PayPal co-founders Peter Thiel and Max Levchin launched their online payment service in October 1999. It quickly became the standard way for users to consummate their eBay transactions. In July 2002, eBay purchased PayPal for $1.5 billion. "PayPal is the 500-pound gorilla of the eBay aftermarket phenomenon," says Adam Cohen, author of The Perfect Store: Inside eBay.
Online payment is far from the only opportunity available in the eBay aftermarket. Start-ups have blossomed offering everything from shipping supplies for sellers to sniping software that slips in last-second bids on behalf of bargain-hungry buyers. With 46 million users and 7 million items for sale on eBay at any time, there's room for almost any conceivable product or service supporting electronic auctions.
AuctionWatch.com Inc. sells software that automates the process of placing items for sale on eBay. The San Bruno, California, venture has almost 100,000 users and is profitable, says Rodrigo Sales, co-founder and CEO. AuctionWatch is the largest of several firms that provide similar products and services to eBay merchants, but Sales, 28, says getting to where he's at wasn't easy.
AuctionWatch originally offered shoppers a single site that brought together some of the hundreds of auction services that were then competing with one another. As eBay grew to dominate the space, other online auctions disappeared or became irrelevant. AuctionWatch faced a similar fate until it found a new focus selling software to eBay merchants. Today, it sells general e-commerce software to merchants selling direct from their own Web sites.
Want to succeed in the eBay aftermarket? Companies like AuctionWatch have been successful because they've managed to maintain their flexibility and have benefited from alertness to the changing needs of the still-maturing online auction business. "One of the big lessons of eBay is that it gives you access to millions of buyers," says Cohen. "They'll tell you what they need."
Home Entertainment Installation
Do you have friends who dream of custom-built home theaters with surround sound, automatic lights and a big-screen digital TV? We thought so--according to the Custom Electronic Design and Installation Association (CEDIA), 86 percent of U.S. adults want home entertainment systems. And they're creating a tidal wave of demand for expert installers.
David Harwell and Greg Hill, founders of Audio Video Unplugged in Farmers Branch, Texas, are meeting that need. Offering custom-designed systems that start at about $20,000 and go well into the six figures, the pair expects sales to top $2 million this year. Business is so robust, in fact, that the partners work only on referrals and have had to turn customers away.
The government's recent mandate that all TVs larger than 13 inches be digital by July 1, 2007 is fueling industry growth. "That gave a big boost to the audio-video industry," says Hill, 30. "If you're going to digital, you have to have people who can help you implement the technology in your home."
More than just entertainment, this industry encompasses everything from security systems to home computer networking. Right now, most clientele is affluent, though as the technology becomes more affordable, it will trickle down to more modest-income consumers, creating huge market potential, predicts CEDIA president Jeff Hoover.
This business can be tough, though: Hoover notes there's a shortage of labor who can master the ever-changing technology. Harwell, 37, agrees. "We have very competent people," he says, "[but] it requires special individuals."
In addition to finding talented employees, a key to success is making sure to pitch potential customers on the ease-of-use angle. "Nobody buys a 'home network,'" says Hoover. "What they buy is the convenience that a home networking system provides."
Instant Messaging
Internet use at U.S. companies rose 20 percent from October 2001 to July 2002, according to ComScore Media Metrix Inc., a New York City tracking firm. Meanwhile, instant messaging attracted 28 percent more business users, and MSN's IM service grew an even loftier 42 percent.
The IM explosion seems certain to create opportunities selling IM-related services and products. At the top of the list are fixes for IM's weaknesses. IM's big four--America Online, ICQ, MSN and Yahoo!--are consumer services, notes Max Kalehoff, senior manager at ComScore. Because IM messages aren't coded, virus-protected, tracked or logged, companies can't protect secrets, verify communications or block viruses. Some firms sell add-on software to log employees' IM messages. But many services employ stealth technology that is hard to detect without complex software.
In-house IM systems with built-in security may be the most practical solution. Richard Bezjian, CEO and president of Boomerang Software Inc. in Belmont, Massachusetts, says financial and health companies with regulations requiring secure client-related communications have been quick to adopt his encrypted IM system. "I wouldn't say we're making money hand over fist," says Bezjian, 48. "But I think it's a matter of time."
We see similar stories in many security, marketing and other IM-based products and services. "Is there a gold mine there?" says Kalehoff. "I don't think anyone's figured it out yet. But [IM] is a communications tool that's not going away."
"The cost of going into business is just really high, and kiosks offer the opportunity to get into business ownership at a relatively lower cost," notes Howard E. Van Auken, a management professor and academic director for the Pappajohn Center for Entrepreneurship at Iowa State University in Ames.
If you're testing a product or your own entrepreneurial aptitude, kiosks can provide a simpler business alternative. Not only do they cost less than inline stores, but they also have substantially shorter leases, ranging from as little as one month to just a year, as opposed to inline leases, which can run up to 10 years. With this flexibility, entrepreneurs can test products and decide whether to make the move to an inline store or to take on more kiosks.
When choosing products to sell at your kiosk, consider your audience and how they might react to your product. "Historically things that are demonstrated tend to do well because people are touchy-feely and like that interaction," explains Susie Grant, specialty leasing manager for the Galleria at South Bay in Redondo Beach, California.
And stay away from higher-end products. "Products [with] a higher price point may not be as easy a sell as those that are moderately priced, because the whole idea of malls having [kiosk] programs is to enhance their current tenant mix," says Grant. "It's not that the cart is going to bring the customer in; they just happen to pass by you and something catches their eye."
Maternity Clothes
By now, maternity retailers have figured out that being pregnant in the 21st century is about both comfort and style. Big names like Old Navy and Gap have entered the growing maternity market, and all the industry is abuzz over Target and its agreement with Liz Lange Maternity to sell very affordable and fashionable maternity pieces. "Value is really important to everybody these days," says Peg Moline, editor in chief of Fit Pregnancy. While she predicts activewear to continue to be a hot maternity area for 2003, Moline also notes that maternity fashions will move toward a more dressed-up look--especially since about 75 percent of moms work during their pregnancies.
Dressing up moms is what enéa maternity founder Lea Disney, 32, has done with her San Diego company, founded in 1999. Disney, who did two and a half years of research before launching her start-up, sets herself apart from the competition by playing with different fabrics, bright colors and a cleaner line. "My styles emphasize the sexy curves on a pregnant woman," she says. Disney also promotes the value angle--her prices range from $42 to $98.
Disney, who currently sells via her Web site and in boutiques nationwide and in Puerto Rico, plans to take her line to her native Greece as well, thus growing her sales that are already into the six figures.
Niche Dating Service
The quest for love eternal: Technology only kicks it up a notch in the 21st century. "After college, the pool of available people dwindles--time to meet people diminishes," observes Los Angeles psychotherapist Suzanne M. Lopez. "Dating services eliminate a lot of riffraff, and during downtime, you can look for a potential partner." And for those who want a tailored approach, niche dating allows people to get downright persnickety.
Niche dating has surfaced notably with services targeting preferences from religion to hobbies and alternative lifestyles. Although there is no specific data available on niche dating, industry-wide dating service revenues topped $917 million in 2002 and is projected to skyrocket to a whopping $1.1 billion in 2003, according to a November 2002 report, "The U.S. Dating Services Industry," by market research and consulting firm Marketdata Enterprises Inc. Research director John LaRosa has seen the industry boom after 9/11, with singles flooding the market in search of a meaningful relationship.
High-priced love meets its maker with services like the Millionaire's Club, where moneyed men seek attractive bachelorettes. Along with unlimited dates, the $10,000 to $20,000 annual membership (depending on whether it's a state or national search) buys the male suitors sessions with a dating coach, a relationship counselor and an image consultant. "The more successful the men, the pickier they are," asserts Patti Stanger, 41, owner and CEO of the Marina Del Rey, California, firm. "And they want the best." With projected 2003 sales of more than $1 million and licensing plans, Stanger and her idea are a match made in heaven.
Online Gaming
Enter a world that is enchanting, violent and full of nefarious creatures as well as heroes and warriors, and you've entered Norrath, a virtual country in the online game EverQuest--and the 77th richest country in the world, according to economics professor Edward Castronova at California State University, Fullerton.
According to the Interactive Digital Software Association, the number of users of online gaming sites is growing 12 to 15 percent per month, and some 111 million people will play online games by 2005. The opportunity for entrepreneurs, however, is more likely in advergaming-games created to help corporate clients attract users to their sites.
"An advergame has to feel like a game. If [consumers] think it's an advertisement, it won't fly," says Dan Ferguson, 35, a founding father of adver-gaming and co-founder of Dallas-based game developer Blockdot Inc.
One way start-ups can steer clear of that roadblock is to avoid pooling talent in a single area. "You're going to have a group that is very technology-savvy but not so creative," says Ferguson. "So they can make very solid games--with no sex appeal. It doesn't get people excited. Balance it out."
Ferguson says Blockdot's average advergame costs about $50,000. "You can even do a simple tic-tac-toe game [for about $10,000]," he says. With clients that include GM, M&M's and Volkswagen, Blockdot expects 2002 sales of $1.4 million. And there's room for growth. Forrester Research predicts advergaming will generate $1 billion by 2005. Overall, online gaming is expected to reach $5.6 billion by 2005, according to research firm Jupiter Media Metrix. Perhaps by then Norrath will be in the top 50.
Online Learning
With the dotcom funding boom at its back a few years ago, e-learning seemed like easy pickings. Now, funding has dried up, and corporate training budgets have been slashed, says Trace Urdan, senior analyst of learning companies at ThinkEquity Partners Inc. His numbers show industry growth falling from 34 percent in 2001 to 7 percent in 2002. Does that mean a dour future for this once-bright market?
Not exactly. Online degree programs continue to grow, the government spends more on training in the 9/11 aftermath, and such corporations as GM are shifting their training budgets to e-learning, says Urdan. "If you've got the vision, this is an area that's going to be strong," he says.
The growth comes thanks to demand for professional development and vocational training, says Angela Lovett, founder of WorldWideLearn.com, a Calgary, Alberta-based e-learning directory. The future, she says, is bright.
But business training is where the market will lie early on. "It will take a few years for the mass consumer market to embrace it," Lovett says.
Beyond creating content, Urdan says, services will be a growth market. Help companies integrate training software or structure programs. Better yet, outsource it for them by running the software, finding talent and administering classes.
That's been the approach of Knowledge Anywhere, a Bellevue, Washington-based e-learning firm. CEO Charlie Gillette says providing a soup-to-nuts employee training solution makes his company attractive to corporate clients like AT&T and E&J Gallo Winery. The 30-employee company has been experiencing 50 percent year-over-year quarterly growth by producing educational content and delivering it via its software.
Skittish VCs are unlikely to fund an e-learning venture, so plan on self-financing--including customer funding, as Gillette did to bootstrap. "Go after a very specific vertical market," he advises. That doesn't make e-learning easy pickings. But there are still pickings to be had.
Pet Products
What's too extravagant for a beloved family member? Apparently nothing, and pets reap the spoils. U.S. households will spend $30 billion on their pets in 2002, according to the American Pet Products Manufacturers Association Inc. (APPMA)--and not just on food bowls and the occasional chew toy. The upscale pet accessories market is where it's at, and entrepreneurs are cashing in with everything from high-end fashion to holistic foods.
Bobby Wise, 45, owner of San Francisco-based George, knows all about puppy love. Back in 1991, he and his partner couldn't find dog accessories that suited their tastes, so they decided to create their own line reflecting a clean modern aesthetic (think Banana Republic meets Petco) and found there was little competition. With three store locations and projected 2002 sales of $1.5 million, Wise has seen the market grow tremendously. To stay ahead of the pack, he's expanded his original line to include a full range of bedding, grooming products, clothing, treats and accessories for dogs, cats and their owners. "I think one of the keys is we've stayed faithful to our style," he says.
So why are people spoiling their pets? "We live busy lives, and pets love us unconditionally," explains APPMA's Funda Alp. "They don't complain when we get home late or tell us about their problems. The relationship you share is unmatched." Alp says many people--empty-nesters, singles and couples without children--consider pets their "babies," creating a new breed of pampered pet. For these owners, money is no object in showing their affection. Looks like the pet business is nothing to bark at.
Contact Sources
- Jim Spoonhower
1575 S. Valley Vista Dr., Diamond Bar, CA 91765
(909) 396-0289
- Regi Loterina
Island Motorsports Inc.
7235 Orangethorpe Ave., Buena Park, CA 90621
(714) 522-7457
- Jack Panzarella
StreetGlow Inc.
25 Mansard Ct., Wayne, NJ 07470
(800) 935-6366 x103
- Jim & Julie Degenfelder
2609 D St., P.O. Box 2513, Julian, CA 92036
Toll free (888) 345-6378
- Bobbi Zane
Yellow Brick Road, P.O. Box 1600, Julian, CA 92036
- Jerry Phillips
Executive Director
P.O. Box 90710, Santa Barbara, CA 93190
- Patti Stanger
4712 Admiralty Wy., #234, Marina Del Rey, CA 90292
- Suzanne Lopez, MS MFCC
- John LaRosa
Marketdata Enterprises Inc.
2807 W. Busch Blvd., #110, Tampa Bay, FL 33618
- Peg Moline
Fit Pregnancy Magazine
21100 Erwin St., Woodland Hills, CA 91367
(818) 884-6800
- Lea Disney
enéa maternity
1204 Monroe Ave., San Diego, CA 92116
(619) 688-9837
- Susie Grant
Galleria at South Bay
Redondo Beach, California
(310) 214-1955
- Howard Van Auken
Pappajohn Center for Entrepreneurship
Iowa State University
Ames, Iowa
(515) 294-2478


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.HOW TO LICENCE THIS PICTURE: please contact us via e-mail at firstname.lastname@example.com or call our offices in Milan at (+39) 02 400 47313 or London +44 (0)207 1939846 for prices and terms of copyright. First Use Only ,Editorial Use Only, All repros payable, No Archiving.© MARCO SECCHI The Island of Poveglia in the Venetian lagoon, with its haunted mental asylum and plague burial grounds.
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New study: Young credit card users are more responsible
If you think young people don't know how to manage money and pay down their credit cards, then you should think again. A new study from the W. P. Carey School of Business at Arizona State University and the Federal Reserve Bank of Richmond shows young borrowers – 18 to 25 years old – are among the least likely credit card users to have a serious default on their cards. Not only that, they're also more likely to be good credit risks later in life.
"Young credit card users actually default less than middle-age borrowers," says Andra Ghent, assistant professor in the W. P. Carey School of Business. "Also, those who choose to get credit cards early in life are more likely to learn from any minor defaults and move on, avoiding major credit card problems in the future. Plus, they're more likely to be able to get a mortgage and become a homeowner at a young age."
The new research by Ghent, as well as Peter Debbaut and Marianna Kudlyak of the Federal Reserve Bank of Richmond, is now a Federal Reserve working paper. In it, the researchers analyzed consumer data from the New York Federal Reserve Bank Consumer Credit Panel/Equifax to determine whether young borrowers are worse credit risks than others and to estimate the effect of individuals choosing to get a credit card at a young age.
The results demonstrate that part of the Credit Card Act of 2009 may not have been necessary. The act made it illegal to issue a credit card to individuals under 21 unless the person has a cosigner or submits financial information indicating an independent means of repaying the debt. It also includes a provision banning companies from recruiting credit card users within 1,000 feet of any college campus or at college events.
"Letting students apply for credit cards may actually make sense," says Ghent. "These students are the people who want credit, need to build up a good credit history and have a steeply sloped income profile. If they don't have a student loan, then a credit card may be the only way they can establish a decent credit history."
The researchers found that while people in their early 20s are more likely to experience minor delinquencies (30 or 60 days past due), they are much less likely to experience serious delinquency (90 days or more past due). In fact, someone age 40 to 44 is 12 percentage points more likely to have a serious delinquency than a 19-year-old.
However, the Credit Card Act of 2009 has clearly had an impact on how many young people are getting credit cards. Individuals under 21 are 18 percent less likely to get a credit card following passage of the act, and that's not necessarily a good thing.
"You can't learn by just watching credit card use," adds Ghent. "You have to get a card, pay it down every 30 days, and experience, in order to learn. It's also hard to get a mortgage if you can't get a credit card to build up your credit history."
The full study is available at http://www.public.asu.edu/~aghent/research/DebbautGhentKudlyak_July2013.pdf.


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After having played bit parts in a number of films, Wu-Tang Clan founder RZA's movie career is about to jump to a new level as he's set to direct and star in a kung-fu epic that he also wrote.
"The Man With the Iron Fist" promises to be a hyper-stylized take on the kung fu genre, one that RZA has repeatedly expressed an abiding love for over the years, and he's got horror master Eli Roth producing.
RZA will play the title role of a village blacksmith in feudal China who supplies his fellow townsfolk with weapons to defend themselves from an invading horde.
U.S. & World
"It started with a trip RZA and I took with Quentin (Tarantino) to Iceland in 2005," Roth told Deadline Hollywood. "We flew back, ended up snowed in in Boston, staying at my parents' house in Newton. Turned out that my dad and RZA grew up in Brooklyn and went to the same Brownsville junior high school and swam in the same public pool. He hooked me on his dream of directing and reinventing the Kung Fu movie genre. It reminded me of my love of horror."
Quentin Tarantino had RZA join him on the set of "Kill Bill" so the rap legend could compose music for the films, and ended up giving him in a crash course in directing.
A couple of years later, while Tarantino and Roth were filming "Inglourious Basterds," RZA began working on the project in earnest.
"RZA went to China to shoot test footage on his own, with all the choreography. It was very visual and I think he will bring to life a script that mixes kung fu with a spaghetti Western mindset and a hip hop influence," said Roth.
And lest you doubt RZA martial arts skills, check out this interview he gave last year where he kicks the Bionic Man off of a journalists head... (warning: some adult language)
Please, please, please let this movie be as awesome as it could be...


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High Performance Leadership
- High-Performance Leadership a highly interactive result's driven workshop on leadership offering participants the opportunity to strengthen their leadership skills, sharpen existing strengths, and acquire new ideas. Moreover, this workshop offers participants practical tools and techniques to become High-Performance Leaders.
Það sem þú lærir
Objectives • Lead and motivate others with Dale Carnegie's high-performance leadership principles • Coach individuals for cooperation and improved performance • Know the difference between being a Boss and a Leader • Lead and engage the three personality types: • Achiever • Vacationer • Hostage
Af hverju er það mikilvægt
– To handle life's daily challenges. Having leadership skills allows you to find opportunities in all of life's situations and to be a leader to others. To achieve daily life goals one must depend on their leadership skills. Leaders know their way; they do not follow the crowd.
Skrá mig á þetta námskeið
Leadership skills are important traits to possess for displaying leadership skills will help you throughout your career, especially with clients, peers, upper-management, and employees. Many successful individuals rely on their peoples leadership abilities when it comes to making important decisions that impact their team, department, division or company. Understanding the importance of leadership skills helps you set the tone for your organization and inspire others to be committed rather than compliant.


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Women's sandals are an essential part of any wardrobe and should be a staple footwear choice, especially in the spring and summer months as well as for holidays. Our range covers styles from elegant and subtle low block heels to loud statement silver sandals and everything in between. Whether you're gearing up for that needed vacation or going out for a quick glass of bubbly with the girls, sandals are always appropriate!
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For much of our correspondence, David has expressed a desire to add a book of his own to this bat-wing of world fiction, and I'm happy to announce that his first novel, FANTOMAS IN AMERICA, has just been published by Black Coat Press (imprint of Jean-Marc and Randy Lofficier, authors of the indispensible McFarland reference work FRENCH SCIENCE FICTION FANTASY, HORROR AND PULP FICTION). It was added to Amazon.com today.
FANTOMAS IN AMERICA has the distinction of being the first new Fantômas novel to appear since the last of the Marcel Allain novels, FANTOMAS JOUE ET GAGNES ("Fantômas Gambles and Wins"), was serialized in French newspapers in 1938. Allain originally conceived the character with collaborator Pierre Souvestre, with whom he wrote no less than 32 lengthy adventures between February 1911 and September 1913. (And I think VW has a punishing schedule!) Souvestre was killed in the first World War, and Allain (who subsequently married Souvestre's widow) resumed the adventures of the "Genius of Crime" in 1925, writing only eight more novels between then and 1938 -- that, David tells me, lack the verve and imagination of the original classic 32.
David's novel picks up in 1917, four years after Fantômas disappeared during the fateful cruise of the mega-ship Gigantic in the last Souvestre/Allain novel, LE FIN DU FANTOMAS? ("The End of Fantômas?")... and is partly based on FANTOMAS, a now-lost Fox Corporation film serial of 20 episodes directed by Edward Sedgwick, originally released in 1921. Some sources credit Boris Karloff among the production's supporting players, but this may be a mistake based on the resemblance of lead actor Edward Rosenman (who plays Fantômas) to Karloff in the print ads. David was able to learn about the obscure American serial by winning a rare pressbook on eBay, which provided chapter synopses for only a limited number of the film's chapters; thereafter, he was free to imagine the rest, which he managed to do by introducing as characters not only Sedgwick and Rosenman, but other characters from the silent screen such as D.W. Griffith's scrappy street gang of 1912, the Musketeers of Pig Alley. There are many other secreted pop cultural references too, including some more recent ones, but I'll leave the pleasure of discovering them to you.
The book contains approximately 50 illustrations culled from the rare Fox Corp. pressbook, making FANTOMAS IN AMERICA as pertinent a non-fiction purchase for devotées of silent film fantasy as it surely is as a bold continuation of a wonderful literary tradition.


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Dead Wrong: Mother Teaches Her Daughter To Say "Kill All The Niccas"
One of our viewer showed us this video from youtube. Parents like this our so sad
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