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Back in February, I took my first shot at attempting to rank players for fantasy purposes. After a full season, I thought it wise to take a look back at how they went, and compare them to how it actually turned out and see if there is anything to be gained from it. Next up is the review of my OF rankings. I ranked 45 outfielders originally, and you can find them here.
Yahoo's Top 25 Outfielders
- Carlos Gonzalez
- Carl Crawford
- Josh Hamilton
- Jose Bautista
- Ryan Braun
- Matt Holliday
- Jayson Werth
- Vladimir Guerrero
- Alex Rios
- Corey Hart
- Shin-Soo Choo
- Hunter Pence
- Chris Young
- Aubrey Huff
- Delmon Young
- Juan Pierre
- Nick Swisher
- Adam Dunn
- Andrew McCutchen
- Drew Stubbs
- Angel Pagan
- Ichiro Suzuki
- Vernon Wells
- Nelson Cruz
- Brett Gardner
Notable Outfielders Outside the Top 25: Matt Kemp (26), Torii Hunter (27), Shane Victorino (28), Bobby Abreu (29), Andre Ethier (34), Jay Bruce (35), Justin Upton (41), Nick Markakis (46), Curtis Granderson (49), Alfonso Soriano

subset: commoncrawl


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Related Symptoms
Related Conditions
How to Use Ice and Heat Therapy for Lower Back Pain
Ice and heat therapy involves the use of ice and heat to reduce pain and swelling experienced in the back, neck and legs. Because ice and heat therapy doesn't require medication, it is an effective temporary method of self-therapy.
It is important to note that ice and heat therapy doesn't permanently shift bones or ligaments. If you are in pain due to an overgrown or misplaced bone or disc pressing on the spinal cord, ice and heat therapy can act as a natural form of medication that only temporarily relieves pain.
Nevertheless, ice and heat therapy is a form of pain relief that doesn't require a prescription, and many individuals with back pain use it as their primary pain management tool.
Conditions Treated by Ice and Heat Therapy
Ice and heat therapy can be used to treat the following conditions:
- Back pain
- Muscle spasms
- Weakness
- Cramping
- Pulled muscles
- Other minor back injuries
For more serious conditions such as herniated discs, degenerative joint disease, spinal stenosis and others, ice and heat therapy may help to manage pain. It may even de-stress the body enough for it to heal on its own without requiring surgery.
How Ice and Heat Therapy Works
Ice and heat therapy is a simple process. Follow these instructions:
1.Apply moist heat to the painful area for about 15 minutes. It is important that you don't use a dry heating pad! Simply take a very hot shower or hold the affected area under a stream of hot water. You can also use a moist heat pack or soak in a hot bath. A towel will not hold heat for long enough to be effective. You want a steady application of heat to the area for the entire time.
2. Apply ice to the painful area for about 10 minutes following the application of heat. Ice can be in the form of an ice pack or even a bag of frozen vegetables. Applying cold is important! While it may begin to feel better after some time under heat, if you don't cool it down with ice, it will become inflamed once the heat goes away.
3.Repeat as many times as necessary.
The principles behind ice and heat therapy are vasodilation and vasoconstriction. This causes your blood vessels to enlarge, making the blood flow, relaxing the muscles, and providing necessary nutrients. They then constrict, flexing the muscles and reducing the inflammation that may have caused the pain in the first place.
Additional Tips & Warnings
Ice and heat therapy is easy to do, but you don't want to overdo it or do it improperly. Before attempting to do it on your own, here are certain things to keep in mind:
- Stop if you experience any discomfort or swelling during the treatment.
- Always place a layer of cloth between skin and heat or ice pack.
- Do not apply heat or ice packs for longer than 20 minutes at a time.
Don't Forget to See the Doctor
While ice and heat therapy is a practical way to resolve pain at home, it may not offer the long term solutions you need. If you're experiencing chronic back pain, it's best to visit a doctor and receive tests in conjunction with ice and heat therapy. They can help you uncover the source of the pain and recommend steps for treatment that work alongside home remedies for solutions.
If you've been using ice and heat packs for more than four weeks, make an appointment with your doctor to discuss your situation and find a progressive treatment for pain elimination.
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be out of (one's) hair(redirected from am out of your hair)
be out of (one's) hair
To no longer be pestering or annoying to one; to not be one's responsibility or burden any longer. The kids are out of my hair for a few hours so I can go and get a relaxing massage by myself. Once these auditors from the IRS are out of our hair, we can get back to business as usual.


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Per farsi due risate in compagnia!
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Koi (Cyprinus carpio carpio)
From The Aquarium Wiki
Revision as of 21:37, 3 December 2017 by 22.214.171.124 (talk) (I doubt any koi can be found in 55F water. Error fixed.)
Cyprinus carpio carpio
1893 Litres (500 US G.)
100-130 cm (39.4-51.2")
6 - 8
10-200 years
This animal is available captive bred
Additional names
- Koi, Koi Carp, Carp, Brocaded Carp, Nishikigoi, Common Carp
Additional scientific names
- Cyprinus carpio, Cyprinus rexcyprinorum, Cyprinus specularis
- Fancy carp are farm raised, being mutated magoi. Magoi, however, are believed to originate in Asia, from the Black, Caspian and Aral sea areas.
- Carp, the name given to undomesticated, uncoloured carp, were believed to have originated in Asia. A variant of the Asian carp is seen in Europe. Carp were introduced to the Americas as a gamefish but have now become a nuisance because when they feed, they root around in the mud, dirtying up lakes and rivers. Because of this classification as a nuisance, it is illegal to own them in several countries.
- Males more slim. Females tend to exhibit a rounder shape.
Tank compatibility
- Can live with other large peaceful fish. Is not a shoaling species, but should be kept with at least 3 of its own species. Should not be kept with fish small enough to fit in its mouth because it will accidentally eat them.
- Koi are notorious for eating everything. High quality floating pellets are favoured by hobbyists. Koi are naturally benthic and feeding them floating pellets brings them to the surface for you to enjoy their many colours.
Feeding regime
- Can be feed up to three times daily in the summer and late spring to increase growth. Reduce feeding to once or twice daily in the fall. Stop feeding when water temperature drops below 55 degrees Fahrenheit (16 degrees Celsius); the Koi will eat algae from the bottom until the weather warms up again.
Environment Specifics
- Koi are very messy fish and produce copious amounts of waste. They should be kept in a large area with plenty of swimming room. Koi get their exercise by swimming vertically in the water column and should be provided with at least 2 feet of water in which to swim. Depending on the predators in your area, you may need to make your pond deeper to allow the koi places to hide.
- Koi are very peaceful fish. They will mouth at a hand for food, but do not have teeth so they will not harm you. They can be skittish in clear waters, but this behaviour should abate as they become more comfortable in their environment.
- When young, Koi can appear very similar to common Goldfish. They can be distinguished by the set of barbels that are on either side of the mouth. They are also more full-bodied than goldfish and grow much larger than goldfish.
- Koi is an anglicized pronunciation of the Japanese word for carp "goi". In contemporary usage koi refers to the selectively bred colorful mutations of Cyprinus carpio produced for appreciation rather than food. The Japanese and koi hobbyists around the word prefer the word "nishikigoi" (translated as brocaded, or colorful, or fancy carp). In Japan Cyprinus carpio likely has been introduced on several occasions. The oldest was probably around 200 BC based upon bones found in the Torihama shell-mound. In the 1600s the Dutch may have introduced a more directly European subspecies. From this stock the winter snow bound rice farmers of Yamokoshi started to selectively breed color mutations as for their amusement. In 1914 these koi, then called irogoi (colored carp) were introduced the wider world at the Taisho Expo. About this same time the carp variants known as Leather and Mirror carp were added to the gene pool as a gift from Germany. WWII interrupted the development of nishikigoi, and most parent stock was eaten during the food shortages of that period. Nonetheless nishikigoi famers still developed new varieties and the 1960s saw a nishikigoi boom time in Japan. The Japanese interest in nishikigoi has since waned and 90% of nishikigoi production in Japan is currently exported.
- Koi are a very trainable fish. They will begin to recognize the person who feeds them and come to the surface to beg for food whenever they see that person. With practice, they can be taught to eat from your hand.
- Koi come in a wide arrange of colours, scale patterns, and finnage. Scale patterns can be the traditional fully scaled body and the European variety known as doitsu-goi. Doistu-goi only have scales on the top and bottom parts of their body. The two types of finnage are traditional length and a longer version sometimes called dragon or butterfly carp.
- The most common colour patterns are listed below.
- Kohaku - white with red patterns
- Sanke - white with red and black patterns
- Showa - black with red and white patterns
- Tancho - white body with a red spot on the head
- Asagi - light blue scales on the top and red scales on the bottom
- Bekko - white (Shiro bekko), red (Aka bekko), or yellow (Ki bekko) with a black pattern
- Utsurimono - black with a red, white, or yellow pattern
- Goshiki - mostly black with red, white, brown, and blue accents
- Ogon - one solid colour, can be regular or metallic; colours - red, orange, platinum, yellow and cream
- Kinginrin - Koi with shiny scales. There are Gin Rin versions of almost every other type of Koi.
- Kawarimono (kawarigoi) - all other colours
- Muji - one colored koi, including the all red aka muji, and shiro muji
- albino koi - highly prized because of rarity. Classed as Shiro Muji
Image Gallery
External links
- Fishbase (Mirrors: )


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Happy Thursday!
Tomorrow is my last day of work before I head off to the cruise on Saturday.
I'm pretty well packed and ready to go.
I just finished doing my nails, which btw look awesome. I will post a photo on instagram. (vzaleski)
So I have some more new things I purchased for the cruise, which include two bikinis and a cover up.
Mix and match? Do they match?!?!
And a cover up from California Sun I believe is the name.
So that will be my attire for most of the week.
But seriously..
I probably won't be able to post tomorrow.
Unfortunately I couldn't do any guest posts for next week because I will have no way of posting them. :(
No internet for a whole week, I don't know what I'll do!!
Have a great Memorial Day Weekend and I will talk to everyone in about a week!


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Black Thought and Culture from Alexander Street Press connects students and researchers with works by leading African Americans. More than 100,000 pages of monographs, speeches, essays, articles and interviews, written by leaders within the black community from earliest times to 1975, illustrate the evolution of what it means to "be black". Teachers, artists, politicians, religious leaders, athletes, veterans, entertainers and others are represented.
How to apply for a library card?


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Unbound: The Politics of Scanning
There's a great scene in the first episode of House of Cards where the ambitious young journalist Zoe Barnes is sitting on the floor of her rented apartment's living room scanning the half-shredded documents of an education bill that was forwarded to her by her source/lover Frank Underwood, the Majority Whip. She's drinking wine, taking notes on her laptop, and scanning on her small all-in-one desktop printer/scanner. The next day she shows up at the office of the newspaper where she works with a 3000-word text and the 300-page document scanned, prompting her editors that "We should get this online right away."
Barnes's character is young and ambitious. Later in the season she moves on to work for a site called "Slugline," an early-Politico-like newswire, where "journalists post news directly from their phones." Her obsession with technology is used as a narrative device in the series to set her apart from her older, more conservative editors at the newspaper. And her ambition to upload information to the newspaper's site as soon as possible, to give the public the raw data before it can be filtered or analyzed, stands for her idealism.
The romanticized image of the scanner is based on the assumption that by scanning and uploading we make information available, and that that is somehow an invariably democratic act. Scanning has become synonymous with transparency and access. But does the document dump generate meaningful analysis, or make it seem insignificant? Does the internet enable widespread distribution, or does it more commonly facilitate centralized access? And does the scanner make things transparent, or does it transform them? The contemporary political imaginary links the scanner with democracy, and so we should explore further the political possibilities, values, and limitations associated with the process of scanning documents to be uploaded to the internet.
What are the political possibilities of making information available? A thing that is scanned was already downloaded, in a sense. It circulated on paper, as widely as newspapers or as little as classified documents. And interfering with its further circulation is a time-honored method of keeping a population in check. Documents are kept private; printing presses shut down. Scanning printed material for internet circulation has the potential to circumvent some of these issues. Scanning means turning the document into an image, one that is marked by glitches and bearing the traces of editorial choices on the part of the scanner. Although certain services remain centralized and vulnerable to political manipulation, such as the DNS addressing system, and government monitoring of online behavior is commonplace, there is still political possibility in the aggregate, geographically dispersed nature of the internet. If the same document is scanned, uploaded, and then shared across a number of different hosts, it becomes much more difficult to suppress. And it gains traction by circulation.
To Bind and to Liberate: Printing Out the Internet
Kenneth Goldsmith at Labor Gallery, Mexico City, 2013. Posted on Printingtheinternet.tumblr.com with the caption, "We printed the fucking internet."
"Printing the internet is not creative nor art. It is a waste of time and resources. Please, find something more creative to do."
So reads a comment on a petition on change.org. Directed at Kenneth Goldsmith, the petition was published in 2013 in response to a project the poet organized at LABOR gallery in Mexico City, where Goldsmith invited people from all over the world to print out the internet and send the pages to the gallery.
I Mean Business: the e-cigarette store and how we sell technology
E-cig store in Les Sables, France
On February 22, Rhizome held This is the ENDD, a one-day forum on the e-cigarette. A version of this article was given by the author as a PowerPoint lecture. Video of the talk can be seen here.
Last fall, I spent a month in Arles, a small town in southern France, which has a population of 50,000. This being France, a large number of the residents smoke, and the town has three cafés-tabacs, where you can buy cigarettes. It also sports two different e-cigarette stores, both on the same street, the main drag in the town. It's clear that the stores are not there to sell the cigarettes, but rather, to showcase them.
I presume both these stores will not exist in five years (that may be a generous estimate). Whether or not e-cigarettes replace real cigarettes, as many e-cig providers claim, the needs that the vape stores answer will change as our relationships with these objects shift. They are designed for a particular moment in the history of the e-cigarette, when it's still a little out of the ordinary, when we're still not totally sure what to do with it, how to normalize it, and whether or not it's actually here to stay. There is an immediacy, a consistency, to our associations with smoking and cigarettes (good and bad, the Humphrey Bogarts and the health threats); trading them in for an electronic object is a mental leap that's hard to ignore. These stores exist to help consumers make the leap.
Art Criticism in the Age of Yelp
Thomas Struth, Hermitage 3, St. Petersburg (2005).
I. Amazon
Amazon used to have literary ambitions. In the late '90s, the company hired professional editors who commissioned and wrote thousands of reviews a week, as well as features, interviews, and previews of forthcoming books. Later on, when the retailer began to intersperse the paid reviews with user-generated content, it retained this vision, thinking of user reviews as submissions to a literary magazine that would give the site the aura of an independent bookshop, populated by an erudite staff and clientele. Rick Ayre, then Vice President and Executive Editor of Amazon, described the tone and use of the content on Amazon.com to the New York Times in 1999: "If you spend a lot of time on the site, I hope you get a sense of the quirky, independent, literate voice, and that behind it all you're interacting with people, and that it's people who care about these things, not people who are trying to sell you these things. My mantra has always been 'the perfect context for a purchase decision.'"1
What Could the Internet Be? Dia's Online Projects
Laylah Ali, John Brown Song! (2013). Cropped screenshot of website with Quicktime videos.
Laylah Ali's project, John Brown Song!, was launched in June as part of Dia Art Foundation's artist web projects. It includes the videos of a number of people singing the song "John Brown's Body," a Civil War–era marching song about a radical abolitionist who was executed in Virginia in 1859. The videos are arranged in twos, but a viewer could also choose to view all, in a grid of videos that can be played together, generating a multitude of voices, all singing different versions of the somewhat gruesome song ("John Brown's body lies a-moldering in the grave…")


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Assad warns of fallout from his downfall
Syrian president warns that should he be deposed or Syria disintegrate, regional instability will follow
BEIRUT (AP) — President Bashar Assad warned the fall of his regime or the breakup of Syria will unleash a "domino effect" that will fuel Middle East instability for years to come, in his sharpest warning yet about the potential fallout of his country's civil war on neighboring states.
In Moscow, President Vladimir Putin said the Syrian conflict has become "a massacre" that must be stopped through peace talks, and repeated the Kremlin's firm rejection of calls for Assad's ouster.
Speaking in an interview broadcast Friday, Assad accused his neighbors of stoking the revolt against his rule and warned they would eventually pay a heavy price.
"We are surrounded by countries that help terrorists and allow them to enter Syria," he told the Turkish TV station Ulusal Kanal.
"Everybody knows that if the disturbances in Syria reach the point of the country's breakup, or terrorist forces control Syria … then this will immediately spill over into neighboring countries and there will be a domino effect that will reach countries across the Middle East," he said.
The Syrian regime is under growing pressure from an increasingly effective rebel force that has managed to pry away much of northern Syria and is making significant headway in the south, capturing military bases and territory that could offer rebels a staging ground to attack the capital, Damascus, the seat of Assad's power.
The rebel gains coincide with what Western and Arab officials say are U.S.-backed training of opposition fighters in Jordan and an influx of foreign-funded weapons into the south. The rebel advances have given the opposition momentum and put the government on the defensive in the 2-year-old conflict that the U.N. estimates has killed more than 70,000 people.
Assad also lashed out at Turkey's prime minister, Recep Tayyip Erdogan, who was a close ally before the crisis began but has turned into one of his harshest critics. Turkey has been one of the strongest backers of the Syrian opposition, providing it with logistical support and shelter.
"When the prime minister (Erdogan), or the government or officials get involved in shedding Syrian people's blood there is no place for bridges between me and them or the Syrian people that don't respect them," Assad said.
The president criticized Erdogan for reconciling with Israel after three years of cold relations, and accused the Turkish leader of "working in coalition with Israel to strike against Syria."
Assad used the interview to quash rumors that he had been killed by one of his guards or that he has been in hiding. "I am present in front of you and not in a shelter. These are mere rumors," he said.
The Syrian revolt started with largely peaceful protests in March 2011 but has morphed into a civil war with increasingly sectarian overtones. Sunni Muslims dominate rebel ranks, while the Assad regime is composed mostly of Alawites, an offshoot Shiite group to which the president and his family belong.
Russia, a close Assad ally, has shielded Damascus from U.N. sanctions and largely stood by the regime, although it has also signaled that it is not tied to his remaining in power. At the same time, it has refused to back calls for Assad to step down, and has instead pushed for talks with the opposition.
Speaking to the German ARD television in remarks released by the Kremlin on Friday, Putin repeated Moscow's firm rejection of calls for Assad's ouster.
"What is going on is a massacre, this is a disaster, a catastrophe," Putin said. "It has to be stopped."
He added, however, that "when they say that Assad is fighting against his own people, we need to remember that this is the armed part of the opposition."
Putin said that negotiations between the government and the opposition are necessary to provide guarantees to all parties and prevent the country from sliding into turmoil, as befell Libya, Iraq and Yemen.
"Therefore, we believe that it is necessary to bring everyone to the negotiation table, so that all warring parties could reach an agreement on how their interests will be protected and in which way they will participate in the future governance of the country," he said.
Inside Syria, meanwhile, rebel forces continued to make gains in the south, overrunning an army garrison that defends the main border crossing with Jordan after a weeklong siege, said the Britain-based Syrian Observatory for Human Rights.
Earlier in the day, activists said a barrage of rockets slammed into a contested district on the northeastern edge of Damascus, killing at least five people and trapping others under the rubble. The attack on the capital's Barzeh neighborhood, where opposition fighters are known to operate, followed days of heavy fighting between the rebels and the military in the area.
Meanwhile, the Italian Foreign Ministry said four Italian journalists were kidnapped in northern Syria, the Italian news agency ANSA said. It provided no further details.
Copyright 2013 The Associated Press.


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A Tennessee girl has missed nearly a month of school this year over suspensions tied to her alleged foul body odor, NBC affiliate WSAV reported.
The Washington County school reportedly sent the 8-year-old home several times since October, describing her smell as so potent that it distracted teachers and classmates. Suspension documents for an incident last week claimed the second grader did not bathe for the two days straight, slept in her clothes and couldn't remember the last time she took a bath or brushed her teeth, WSAV said.
A school notice from October warned that suspensions would continue until there were "corrective measures." The child has been suspended at least seven times and missed a total of 24 school days, according to the station.
U.S. & World
The girl's mother, Krystal Hensley, denied the accusations, saying her daughter takes daily baths. "You go to school to learn, not to be sent home," she told WSAV.
The Department of Child Services investigated the issue at one point, Hensley said. The agency told WSAV they did not have an open case.


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|Collection Category None
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Swatch the Eyes
Stylish shades with radiant personalities, The Eyes collection has a range of shapes and colors to choose from. The perfect accessory for days at the beach or strolling through the city, The Eyes give you even more Swatch flair and keep you groovin' from sun up to sun down with 100% UV protection.
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|Watch warranty 2 year international warranty
All Swatch watches come with the label Swiss Made.
Swiss Made embodies a concept of quality that has been forged over the years. It includes the technical quality of watches (accuracy, reliability, water-resistance and shock-resistance), as well as their aesthetic quality (elegance and originality of design). It covers both traditional manufacturing and new technologies (micro-electronics).
Swatch: Swiss Made since 1983.
We believe that you will be delighted with your products but there may be occasions when you feel it necessary to return an item.
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Orders will be delivered within 2 to 5 working days unless otherwise advised.
The delivery options, terms and costs are as indicated in the check-out before your purchase and as confirmed in the order confirmation.
Please note that when your parcel is delivered you will be required to give an electronic signature on a hand held devise and not on a physical delivery note.
With so many different watches to choose from, we have a watch for everyone!


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Home > News & Events > Speeches & Testimony
Speeches & Testimony
Keynote Address by FDIC Chairman Sheila C. Bair to the "Mortgages and the Future of Housing Finance" Symposium Sponsored by the Federal Deposit Insurance Corporation and the Federal Reserve System; Arlington, VA
October 25, 2010
Good afternoon. Thank you for joining us for today's joint Federal Reserve-FDIC conference on "Mortgages and the Future of Housing Finance." Our goal in organizing this conference was to bring together some of the best minds in policy, industry and academia to present research and exchange views on the difficult problems that the mortgage crisis has exposed and to consider what changes must occur going forward. I am confident that these discussions will contribute to a better understanding of these issues.
I would like to devote my remarks to discussing steps we must take now to restore public confidence in our housing finance system.
Financing the American Dream
Owning your own home has always been a powerful American ideal. But through the early decades of the 20th century, our financial system was not particularly effective in making credit available to would-be homebuyers. While savings and loan associations frequently did provide long-term, amortizing loans, the lack of a secondary market meant that their financial resources were limited to the savings of their members. Other providers, including commercial banks, tended to make only short-term, non-amortizing balloon loans that required borrowers to refinance every few years.
Rapid growth in mortgage lending during the 1920s on this unstable institutional ground set the stage for a rapid rise in mortgage defaults as home prices fell by half in the Great Depression. It was amid the policy interventions and financial reforms of the 1930s that the modern governmental role in mortgage finance began to take shape.
In response to the crisis, we saw the introduction of the Federal Home Loan Bank System, the Home Owners Loan Corporation, the FHA, Fannie Mae, federal deposit insurance, and a federal charter for savings and loan associations. These government agencies and institutions became the foundation for a truly revolutionary consumer financial product: a long-term, non-callable, fixed-rate amortizing mortgage loan that could depend on stable sources of funding, and that could trade in an organized, liquid secondary market. It is hard to overstate the importance of these developments in creating the era of prosperity enjoyed by American households in the years following the Second World War, when our system of mortgage finance was a model for the world.
Cracks in the Foundation
But with the benefit of hindsight, we are now able to see the cracks in the foundation of this prosperity that few were able to appreciate at the time. Investment in housing flourished, while in other sectors, needed investment lagged.
For example, we were more adept at financing and building suburban homes than at providing the transportation and other public infrastructure needed to support these new communities. As a result, Americans today spend more than twice as much time stuck in traffic than they did 30 years ago.
And our system of mortgage finance, once a model for the world, has turned out to have serious flaws. Thrift institutions saw their net worth decimated when the high and volatile interest rates of the late 1970s and early 1980s revealed the industry's heavy exposure to interest rate risk.
Many S&Ls gambled for survival with risky commercial real estate loans that ultimately broke the savings and loan insurance fund. The main lesson of the S&L crisis here in Washington was the danger of moral hazard. The crisis led to reforms designed to limit the ability of federally insured institutions to take on balance-sheet risk at the expense of the deposit insurance fund. We then saw a wholesale shift in mortgage funding away from savings institutions and toward mortgage securitization, first by the government-sponsored mortgage enterprises and then by private issuers.
By the mid-1990s, the government-sponsored enterprises would finance more than half of all residential mortgage debt. At the same time, private securitization also began to grow rapidly. Issuance of private mortgage-backed securities rose from less than $50 billion in 1995 to a peak of more than $1 trillion annually in both 2005 and 2006 – at the height of the housing bubble.
The Logic and the Flaws of Securitization
The logic that drove growth in securitization was built around what has been called "the unbundling of financial services." No longer was a single institutional lender responsible for originating, underwriting, funding, and servicing its mortgage loans. With securitization, these functions were parceled out to different entities. At the same time, instruments used to fund mortgage lending were customized to particular risk preferences and sold to institutional investors and the global financial markets. Two government-sponsored companies – Fannie Mae and Freddie Mac – took advantage of their implicit government backing to build large retained investment portfolios and take on too much risk at the expense of the public. Figures released last week by the FHFA indicate that crisis-related losses to taxpayers as a result of this backing will eventually total between $142 and $259 billion. But at least the GSEs started with a basic set of underwriting standards that covered most of the mortgages they purchased or guaranteed.
At the height of the housing bubble, private mortgage-backed securitization devolved into an anything-goes bazaar where brokers and lenders kept lowering standards, while underwriters, issuers, and ratings agencies kept dreaming up new ways to package these risky loans into highly rated securities that belied the underlying risks. In a bid to recapture market share, the GSEs lowered their underwriting standards, following the private-label mortgage market into large purchases and guarantees of poorly underwritten loans.
In the end, the flaws of the system boiled down to three fundamental and interrelated problems: misaligned incentives, implicit government support, and the emergence of financial companies that were Too Big To Fail.
All along the chain of securitization – from originators, to securities underwriters and ratings agencies, to investors and regulators – insufficient attention was paid to both safety and soundness and basic consumer protection. With each of these parties acting in its own best interest, the system as a whole lurched toward disaster.
The Robo-Signing Controversy and the Need to Modify Mortgages
The latest controversy over securitization relates to concerns that legal documents required for foreclosure have in some cases been improperly exercised – or "robo-signed" – by mortgage servicers. We are working closely with our fellow regulators to get to the bottom of this problem. Our initial review suggests that FDIC supervised non-member state banks have limited exposure to the robo-signing situation, but we continue to work on this issue with the regulators of other insured institutions through our backup examination authority.
In addition, we are in contact with investors who have purchased failed bank assets from the FDIC – both our loss-share partners and structured transaction managers – to verify that their foreclosure claims are compliant with the law. We have made clear that losses associated with improperly executed foreclosures will not be eligible for loss-share arrangements until problems are appropriately remediated.
In retrospect, there were warning signs that servicing standards were eroding. Those signs should have caused market participants and regulators alike to question current practices. For example, servicing fees declined significantly over the past several years. We should have been asking how servicers were able to achieve such efficiencies without sacrificing quality. Sadly, those types of questions were not asked.
As regulators embark on changes to our supervisory programs, we need to get back to basics and spend more time understanding and – where necessary – questioning the business models that drive the earnings and create the risks present in the banking system. The robo-signing controversy underscores just how time-consuming and expensive foreclosure really is for all parties concerned.
As I have repeatedly said, foreclosure should be a last resort, undertaken only where bona fide loan restructuring efforts have not succeeded and all legal and procedural requirements have been fulfilled. At the same time, I fear that the litigation generated by this issue could ultimately be very damaging to our housing markets if it ends up unduly prolonging those foreclosures that are necessary and justified.
The regrettable truth is that many of the properties currently in the foreclosure process are either vacant or occupied by borrowers who simply cannot make even a significantly reduced payment and have been in arrears for an extended time. Ultimately, this problem will require some type of global solution. And in developing that solution, I would suggest that all interested parties consider some type of "triage" on foreclosures, perhaps providing safe-harbor relief if the property is vacant or if the servicer offered a meaningful payment reduction – say a minimum of 25 percent – and the borrower could still not perform on the loan.
We know from experience that reducing the monthly payment through modification raises the chance that the borrower will make good on the loan. We also know that in too many instances, servicers have not made meaningful efforts to restructure loans for borrowers who have documented that they are in economic distress. Our research, based on loans modified by the FDIC at Indy Mac, shows that raising the size of the payment reduction from 10 percent to 40 percent or more can cut redefault rates by half.
Given foreclosure backlogs and bloated housing inventories, timely and meaningful loan restructuring efforts make economic sense now more than ever. Unfortunately, those efforts have been impeded by overly complicated processes and insufficient servicing staff.
In a larger sense, the robo-signing controversy is just another indication of the need to improve institutional practices all along the chain of securitization -- from origination, to securities underwriting, to servicing. The misaligned incentives that have been built into the securitization process have left back-office operations far too weak to support a robust system of mortgage finance.
If we want to rebuild housing finance into a more solid foundation for our economic future, we will need to act decisively to fix the underlying problems that led to the current crisis.
Reforming and Restarting Private Securitization
We must start by restoring market discipline to our mortgage finance system. This requires that the securitization process incorporate features that empower investors to perform full due diligence on the quality of mortgages going into securitizations through loan level disclosures.
It also requires that the economic incentives of issuers of securitizations be aligned with the long-term performance of securitized loans. These steps require: greater transparency in disclosures and transaction structures, clearer documentation; servicer incentives that are aligned with the investors as a whole; third-party oversight that will assure effective loss mitigation for troubled mortgages; and, finally, very high, easily verified regulatory underwriting standards or risk-retention requirements for issuers that will require that they take some share of every investor loss.
Transparency, clear authority to act, and realigned incentives support strong loan quality by bringing the pressure of market discipline to bear on all components of the process. The FDIC recently took the initiative to establish standards for our long-standing safe harbor for securitizations. Our final rule, approved in September, establishes standards for disclosure, loan quality, loan documentation, and incentives and oversight of servicers.
These standards are aligned with the SEC's new proposals on disclosures and will incorporate the interagency risk-retention standards required by Dodd-Frank, once they are adopted. Our new safe-harbor standards create a comprehensive set of incentives to assure that loans are made and managed in a way that achieves sustainable lending and maximizes value for all investors. And the rule is fully consistent with the Dodd-Frank mandate to apply a 5 percent risk-retention requirement on all but the most conservatively underwritten loans.
Given the recent change in accounting standards that made our existing safe-harbor rules obsolete, as well as the urgent need to restore investor confidence in the securitization process, we believed it was vital to give the market some clarity and realign our safe harbor with the changed accounting standards.
Ending Implicit Forms of Government Support
Too Big To Fail is just one example of the type of implicit federal backing of selected private companies that has taken root in our financial system over time. Among the most prominent examples, of course, are Fannie Mae and Freddie Mac, which the market regarded as having the implicit backing of the federal government long before they were placed in conservatorship in September of 2008.
Whenever investors are led to believe that policymakers will not allow a company to fail, market discipline is weakened. The inevitable result is more risk taking that only raises the value of the implicit government backing.
Shareholders and company insiders capture most of the upside gains over time, while taxpayers get stuck with potentially catastrophic losses in a time of crisis. Clearly, any such arrangement can only be regarded as a failure of government policy. That is why, when it comes to reforming the mortgage GSEs, we must rule out a continuation of the type of implicit government backing they have enjoyed in the past.
Homeownership remains an important national priority. And maintaining stability in mortgage finance through economic and financial cycles may well require some form of ongoing government support for securitization. If so, then that support must be publicly acknowledged, appropriately priced, clearly delimited, subject to audit, and backed by the full faith and credit of the U.S. government.
These are the basic rules that govern the FDIC's deposit insurance program. Any program of government support to the marketplace – no matter how well intentioned – that does not adhere to these basic rules potentially exposes taxpayers to unexpected and unpredictable loss, and could undermine public trust in both the market and the government.
Covered Bonds in Receivership
At the same time, well-intentioned rules to promote certain types of financial activities can, unless carefully structured, result in implicit government backing that leads to problems down the road. This is why the FDIC supports covered bond legislation, but has expressed concerns about recent legislative proposals that could shift risks from investors to the Deposit Insurance Fund.
The FDIC would welcome balanced legislation to encourage the development of a viable U.S. covered bond market by clarifying the rights and responsibilities of issuers, investors and regulators. Covered bonds are simply general obligation bonds issued by a financial institution that are backed by a pool of loans.
Covered bonds could be a valuable source of liquidity to finance mortgages, and properly structured, they provide a way to transfer risk broadly to private-sector investors, rather than the U.S. government. However, improperly structured, they could lead to another system of implicit government guarantees.
In particular, we should take care in looking to the European model, which provides for virtual government backing of covered bonds. For instance, while covered bonds represent a potentially important source of funding for mortgage loans, some proposals would give covered-bond investors a super-priority in receivership, which would effectively transfer credit and pre-payment risk from covered bond investors to the FDIC.
This would result in decreased market discipline from investors who know that their risks are essentially back-stopped by the FDIC. The increased costs to the deposit insurance fund would be borne by all banks, large and small, through higher deposit insurance premiums. I know this is not the intention of Congressional proponents of a covered bond market, and we want to work constructively with them to resolve this issue.
The financial reforms that grew out of the Great Depression created government institutions that supported financial stability and the availability of mortgage credit for decades after they were established. But the recent crisis in mortgage finance has revealed critical flaws in our system that compel us to make far-reaching institutional changes that will determine the shape of our financial sector for decades to come.
Instead of creating vast new sources of institutional support for the financial sector, today's reforms are geared more toward clarifying the rules that govern the relationship between the government and private financial companies. Just as Dodd-Frank clarifies the rules for resolving systemically-important financial institutions, we must now clarify the rules for government support of mortgage securitization. This is the hard work of good government. By participating in this conference you show your commitment to getting the details right, and making our system more stable and more efficient in the decades to come. Thank you.
|Last Updated 10/26/2010


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You just know the team at Reverge Games have been giggling to themselves for the past week in anticipation of today's reveal of Nurse Valentine, the Skullgirls fighter with a prescription for pain.
Body bags, scalpels, and other implements of clinical destruction mark the repertoire of Nurse Valentine, continuing the 3D fighter's habit of mixing fetish with the freakish. They've got a kitty girl with a detachable head, why not a sexy nurse with a penchant for torture? It's two great tastes that taste great together.
Will you be hers?


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ravenshining wrote:I can't open that file, since it zipped and all it's data in the resource fork.
[email protected] ~/Downloads $ unzip -l M1_Shapes.shpA.zip
Archive: M1_Shapes.shpA.zip
Length Date Time Name
--------- ---------- ----- ----
5941902 2015-12-06 15:51 M1_Shapes.shpA
422 2015-12-06 15:51 __MACOSX/._M1_Shapes.shpA
--------- -------
5942324 3 files
General Tacticus wrote:I can't remember who made it, but I use the following file as a guide for replacing bitmaps and to make shape patches. It is basically the m1 shapes directly translated into an m2 file.
treellama wrote:This one is all data fork:
Flippant Sol wrote:The directory of this file is very interesting, the monster types don't match up with the defaults in ShapeFusion.
General Tacticus wrote:If you are inserting png files into the .shpA file via shapefusion, then you will just need to use a blue background. If you are just modifying the shape file, then no patching should be needed.
If you are using mml to replace shapes, you need to use a transparent background.
Shape patches are necessary if you want your new mml defined shapes to have different x/y offsets or aspect ratios from the ones defined in the current shpA file.
treellama wrote:Blue outlines: http://vterrain.org/Plants/Alpha/
Aorta has some code to deal with this when generating mipmaps, which you could add to your XBR scaler.
I actually added a hq3x scaler to Aleph One at one point, but didn't care at all for the results so I never committed it. I don't really think the XBR ones are better than the originals either ::shrug::
treellama wrote:Screenshot of blue in game? Does it only happen with mipmapped sprites? How did you configure Aortas mipmap export settings?
convert S3se7eH.png -alpha off alpha_off.png
treellama wrote:No, use the algorithm, then convert to DDS. Don't use PNG in Aleph One, DDS loads faster
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text:
7th Annual Grand Daddy Drive-In - Grand National Roadster Show
More of a good thing
When trying to make a good thing better the obvious approach is to add more of whatever made it popular in the first place. When it came to improving the Grand National Roadster Show, promoter John Buck did just that by adding more cars to look at with the Grand Daddy Drive-In.
Basically the concept is an indoor show surrounded by an outdoor show, something made possible by SoCal's climate and the open space between the buildings housing the show cars. The benefits of this unique event are participants get VIP parking on the grounds, receive a dash plaque, goodie bag (pre-registered only), and admission to the show, and showgoers have several hundred more cars to look at. It's your basic win-win situation.
This year was the 63rd Grand National Roadster show and the 7th Grand Daddy Drive-In, and both keep getting better every year. Just goes to show you can never have too much of a good thing.


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Seasonal migration
UVA held its finals exercises Sunday, May 20. Walking erect, smart phones in hand, they leave. We are all so sad.
Humans have a highly developed brain and are capable of abstract reasoning, language, introspection, and problem solving. This mental capability, combined with an erect body carriage that frees the hands for manipulating objects, has allowed humans to make far greater use of tools than any other living species on Earth.–Wikipedia
Commentator Bill Emory puts up a new photo nearly every day at billemory.com/blog.Read more on: UVA


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Whittier, CAHome Menu
Film Permits
The City of Whittier has designated the Public Works Department's Engineering Division to work directly with production companies for the issuance film permits. Their number is (562) 567-9500.
To apply for a film permit:
Download and complete the following forms:
Fax both forms to Helen Gonzalez at (562) 567-2874 or e-mail them to email@example.com.
Helen Gonzalez will contact you to confirm the receipt of the forms and to provide you with additional information about the application process.
If you have any questions, please contact the Public Works Department's Engineering Division at (562) 567-9500.


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The film world has been abuzz with news from England that Robert Pattinson had signed on to star as Kurt Cobain in a bio-pic about the grunge rocker's life.
When word comes from the UK's largest newspaper -- even if it's a tabloid like The Sun -- people tend to take notice. The picture the newspaper provided -- an inspired interpretation of what Pattinson would look like as the rocker -- didn't hurt. But a flurry of follow-ups have knocked down some of the heady optimism of the report.
"It sounds like a lot of air," a source close to the actual movie tells PopcornBiz. "We don't even have a script yet, much less even thought about casting this."
The article states that Cobain's widow Courtney Love was insistent on nabbing Pattinson for the part and that she wanted Scarlett Johanssen to play herself.
"That's an amazing story, and the first I've heard of any of this," Love's manager Jonathan Daniel tells Spin.com "They manage to fit pretty much everyone in Hollywood into an article without one fact check and include a 'My First Photoshop' job as a 'mock up' to boot!"
And with regard to the purported casting: "Courtney likes Scarlett Johanssen as an actress and as a person, so it wouldn't surprise me if she wanted her to play her," Daniel says. "I'm not sure she knows who R Patz is, but he sure is cute."


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Kate Matos '08 Combines Engineering and Law in Health Care Reform
Kate Matos '08 learned about the medical industry firsthand as a Biomedical Engineering student at Stevens Institute of Technology. This rigorous program put Kate and other students in the proverbial driver's seat to create real devices that solve unmet needs in the medical community.
Now in her last year at Seton Hall Law School, and currently an alumni member of the Stevens Board of Trustees, Kate is preparing to transition from co-inventor to counselor in the hot field of health law. She has accepted a position in Washington, D.C. at the Office of Counsel to the Inspector General in the Department of Health and Human Services. Upon graduation, she will become directly involved in administering and enforcing new laws resulting from recent health care reforms.
Once in Washington, Kate will be representing the federal government in fraud and abuse matters, recovering federal health care dollars and ensuring compliance with federal health regulations. These instances commonly arise whenever a grievance is brought against a medical group receiving federal funding. Kate will help organizations usher in compliance with all laws from the viewpoint of the federal government.
"Recent changes in health care make it an exciting time to be in the field," Kate reports. "There is a lot of uncertainty, but also new development. Many attorneys are needed in the government and also as consultants to companies trying to stay on the cutting edge of regulations."
Kate sees this as an opportunity to capitalize on her unique background and become an expert in a young field. As a first step in her professional career, it is a fantastic achievement. With this federal experience on top of her engineering training, Kate promises to add value to a legal firm's roster and be able to make an immediate impact.
Like many students, Kate Matos (née Freed) entered college undecided about her major. Soon, however, she became drawn to the Biomedical Engineering program. Although one of the biggest lures of the degree is a Top 15 starting salary for recent grads, Kate found the potential for career satisfaction to be the biggest attraction.
"It's true that all engineering fields involve projects relevant to daily life," Kate says. "But biomedical engineering, which is dedicated to developing life-saving products, seemed the most gratifying. To me, it is a field that truly has a moral purpose."
Kate became committed to pursuing health law while pursuing her coursework, but her biggest influence at Stevens came from Industry Professor Vikki Hazelwood.
"She pushed us above and beyond to prepare us to successfully face challenges in the complicated medical device industry," Kate says.
What that preparation entailed was definitely outside the box for an engineer. Dr. Hazelwood's curriculum covered the business of medicine, federal regulatory forces, and presentation skills in addition to the science and engineering know-how required to develop a novel device. As part of her capstone biomedical engineering project, she had to create a business proposal incorporating strategic consideration of patent issues, FDA approval, and institutional review board monitoring.
"Dr. Hazelwood exposed us to all these issues as well as the bio-ethics involved in bringing a product to market. We learned that it is not just about having a brilliant technology, but also a sound business plan and a command of legal considerations relevant to the medical industry.
"It was hard, but those skills have made me more prepared for and competitive in law school."
Kate entered Seton Hall Law School with this rigorous and holistic training in hand, and developed an original paper on health care law in her first semester as a law student. When it came time to make her first large presentation to the students and faculty, her engineering education proved critical to her development as a confident law school student.
"Dr. Hazelwood had taught us that, even if something is overwhelming, that does not mean you don't have the skills to succeed," Kate recalls. "I recognize that everything I did as an engineer prepared me to succeed in law school."
She will also be using those skills to succeed in life after graduation: making a difference in the lives of individuals, guiding companies through complicated legal matters, and steering America through a transformative era in health care. Opportunities like these and more are made possible by a degree in engineering from Stevens Institute of Technology, The Innovation UniversityTM.


text:
David Ovens from Cafe2U Archerfield, QLD pops the cork to celebrate.
"I couldn't believe I made my target of $2500 turnover in my first four weeks of trading" wrote David in an excited email to Cafe2U support staff.
Cafe2U have a very firm belief that all new franchise partners need to prosper from day one. Its so important to us that we have it written as our mission statement and it proudly hangs in all our meeting rooms for all to see.
Cafe2U makes this happen with its unique "Acceleration Package", designed to make sure that all new franchisees are fully equipped to serve and maintain a daily business run that turns over a minimum of $500 a day.
We are so confident that will happen, we offer a $500 a day income guarantee during the launch period as part of the deal.
After two weeks of formal training, Each new Franchise Partner is allocated their own businesses and Franchise mentor who shows them all the ropes for he first two weeks.
In fact they even do the door knocking for new franchisees who then can concentrate on making great coffee and getting to know their customers.
One of our Launch Specialists, Samuel Graham says he knows that a lot of new franchise partners get excited about their new business, but worry that the business will drop off after the Launch Specialist leaves
"Thats not the case" he states" We ensure that the majority of the 2nd week of launch the new Franchise Partner is doing the work (making coffee / servicing customers). We will observe and help if an issue arises. Once the Launch Specialist finishes and leaves the new Franchise Partner, we monitor via their weekly KPI's and run sheet weekly. These are great tools for us as business coaches to effectively steer the new Franchise Partner in the right direction. They get quarterly visits and weekly phone calls. We are always there to assist. This will help them maintain there business level and only move in a positive direction!"
and David's recent success shows that this really does work.
Get more information about starting your own Cafe2U franchise, contact us.


text:
Kinnick 2003 Genealogy Book
Prepared as Part of The
Kinnick Project,
Updates are regularly posted to WorldConnect at Rootsweb.com:
databases: smithwil | kinnickind | brightwellmd
Links to Chapters
2. John and Mary:
3. John and Mary:
4. John and Mary:
5. John and Mary:
6. John and Mary:
7. John and Mary:
8. John and Ann:
9. John and Ann:
10. John and Ann:
11. John and Ann:
12. John and Ann:
13. John and Ann:
14. John and Ann:
15. John and Ann:
16. John and Ann:
17. John and Ann:
18. John and Ann:
Welcome to the living, breathing on-line family history project for the Kinnick family in America!
I have the honor and privilege of compiling this on-line book information - based on the 1953 book and the additional work of something like a hundred serious researchers and interested persons in the ensuing 50 years.
As of July 1, 2003, the book is officially done!
No more major additions will be made.
... YES, we will keep updating this on-line book, through 2003 and beyond - with updates and corrections
- a truly living, breathing family history!!
NEW Jun 2008:
This is your book.
Hint: To find an exact name, use this form:
Please let me know of any problems!
It is up to YOU to be sure your part of the family is
included competely and accurately.
Your best contributions, now, will be typed printed materials, such as obituaries, weddings, graduations, birth announcements. Type them in your word processer, proof them, send them to me (as attachments or in the body of an email) to include in this on-line book. I will take the responsibility to sort, catagorize and upload your information to share with others in the on-line book. However, if you do not want it on-line, don't send it. This is about sharing, not hoarding.
I look forward to hearing from you! Bill
1. First, note that the Chapters are organized based on the children of John and Mary Kinnick and John and Ann Kinnick (late 18th, early 19th century births) - if you know from whom you descend, you can use this as a guide to your review of material.
2. We will continue to use the "databases" at worldconnect.rootsweb.com as valuable search resources. John and Mary branch (MD-OH-IL) is smithwil, John and Ann branch (MD-NC-IN) is kinnickind, early Maryland is brightwellmd. Use the surname and first name of your earliest known Kinnick ancestor to locate that record in the database. If you find that person, you can then step back in history to find the "chapter person" here.
3. If neither of these satisfies your search needs, send an email to me, Bill Smith, with what you are looking for - I'll do my best to help you! Always nice to hear from any interested person. ;-)
Page last updated 1 July 2003.


text:
About this paper
In the past, a dissatisfied customer told 10 friends; now they tell 10,000. People are talking about their experiences with your products – and your competitors' products. Some may be ambassadors and advocates, others are detractors and malcontents – but all of their voices are in the mix, shaping customers' buying decisions. At a time when product recalls, government intervention and lawsuits are front-page news, customers are questioning brands that seemed to have been above reproach. Descriptive statistics, text analytics and social network analysis provide a way for you to determine how customers purchasing decisions are affected by what they see on the Internet. This paper describes how analytics can be applied to social media and provides some best practices for monitoring and addressing perceptual quality.
About SAS
SAS is the leader in analytics. Through innovative software and services, SAS empowers and inspires customers around the world to transform data into intelligence. SAS gives you THE POWER TO KNOW®.
Have a SAS profile? To complete this form automatically Sign In
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text:
The Armacost Lighting online store sells new and innovative LED lighting products and accessories that may not be available in retail distribution. We are constantly developing new products and working on new ways of making these products available to you. Please check back often to see what may be new.
[soliloquy id="6871″]


text:
Seasons Greetings Fellow Explorers,
Wrapping presents and watching classic clay-mation movies has me all jacked up on holiday spirit. As we go into this weekend I had a bright idea to write a poem, more like modify a seasonal favorite, to express how much fun it was to host the US Gran Prix of Cyclocross at the brewery two weeks ago. It was cold out and that made Jubelale taste even better! I hope you enjoy this little treat and don't hate me if it doesn't flow as well as the original.
Sean McBride – Woody Wrangler
aka "The other jolly fat guy that brings joy to the world"
'Twas two weeks before Christmas
'Twas two weeks before Christmas, when all through the lawn
Not a creature was stirring; everyone was gone.
The bikes were hung, on their racks with care,
In hopes that cyclocross soon would be there.
The children were nestled all snug in their beds,
While visions of dismounts danced in their heads.
And mamma in her woolie, and I in my kit,
Had just settled our brains and hope we don't pit.
When out on the lawn, there arose such a clatter,
I sprang to Deschutes, to hear all the chatter.
Away to the course I flew like a flash,
The grand prix came with such a splash.
The sun in the sky meant no snow,
Gave the lustre of summer to racers below.
When, what to my wondering eyes should appear,
A giant keg serving Damn Tasty Beer.
With a crazy young pair, so lively and quick,
I knew in a moment they must be St Nick.
More rapid than eagles their pours they came,
And they whistled, and shouted, and called them by name!
"Now Jubel! Now, Porter! Now, Pale!" Im smitten.
"Deschutes! On, Tap! What are you sippin'?"
At the top of my lungs, I gave a call!
How 'bout Chainbreaker! The newest of all!"
With pint in hand, I gave it a sip,
With such great service, I gave them a tip.
Over the flyover the racers they flew,
With bellies of Jubelale, and Mirror Pond too.
I head back to the barrel, I can't get enough!
With so many choices, the decisions were tough.
As I knew in my head, I ordered a round,
another pint came, faster than sound.
As I drank my beer, I saw the wranglers work,
Serving beer from a barrel, what a perk!
I asked to what pleasure do I owe this goody,
This barrel's on Twitter, @DBWoody!
Sunday night came, they hooked up the truck,
To catch this rare moment, I had much luck.
I heard him exclaim, as they drove out of sight,
"Bravely Done to all, and to all a good-night!"


text:
We may be getting Torchwood a few days ahead of the U.K., but when it comes to the greatest lawman in Mega-City One, Americans are getting shafted.
According to Deadline and the Daily BLAM, Dredd will be out in Britain this December 1st, but won't hit the States until September 21, 2012. Don't they know which country Mega-City One is in?
Update: We've heard from several people that the December 2011 U.K. release date is not real, and the movie's coming out everywhere in September 2012. Sorry for the mixup!
Dredd is directed by Pete Travis (Endgame) from a screenplay by Alex Garland (with creative consultation by John Wagner). The movie stars Karl Urban as Dredd, with Olivia Thirlby as Judge Anderson and Lena Headey as the baddie, Madeline Madrigal. And here's a synopsis:
DREDD takes us to the wild streets of Mega City One, the lone oasis of quasi-civilization on Cursed Earth. Judge Dredd (Karl Urban) is the most feared of elite Street Judges, with the power to enforce the law, sentence offenders and execute them on the spot – if necessary. The endlessly inventive mind of writer Alex Garland and the frenetic vision of director Peter Travis bring DREDD to life as a futuristic neo-noir action film that returns the celebrated character to the dark, visceral incarnation from John Wagner and Carlos Ezquerra's revered comic strip.


text: Endless sunset & breathtaking views from the newest waterfront development on the West End of Galveston, overlooking Eckert Bayou and Galveston Bay. This secluded, one-of-a-kind development has a boardwalk the entire length of the property with 3 finger piers & catwalk access from your home to the boardwalk. Underground utilities, city sewer & water, and electric available on all 11 available lots.


text:
The Geoffrey T. Boisi Professor
Brian Bushee is the Gilbert and Shelley Harrison Professor of Accounting at the Wharton School of the University of Pennsylvania. Before joining Wharton in 2000, he was an Assistant Professor at the Harvard Business School and a Visiting Assistant Professor at the University of Chicago. He has also worked as a Senior Credit Analyst for CoreStates Financial Corp. and as a National Office Researcher for Coopers and Lybrand L.L.P. He received his Ph.D. from the University of Michigan and A.B. from Duke University. His research focuses on the impact of information intermediaries—such as institutional investors, sell-side analysts, and the business press—on corporate disclosure decisions and on the stock market pricing of information. Professor Bushee currently teaches an MBA elective titled Problems in Financial Reporting and has taught the MBA introductory financial accounting course at Wharton, Harvard, and Chicago. He also teaches in the Wharton Seminar for Business Journalists and in a number of Wharton Executive Education Programs. He has won the MBA Excellence in Teaching Award and the Helen Kardon Moss Anvil Award, which is awarded to the one Wharton faculty member "who has exemplified outstanding teaching quality during the last year."


text:
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Silver, Royal Blue and Black Horsemanship Shirt by Dry Creek Designs ~ Ladies Small/Medium
Dry Creek Designs
Silver, Royal Blue and Black Horsemanship Shirt by Dry Creek Designs ~ Ladies Small/Medium
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$ 2,995.00
Default Title - $ 2,995.00 USD
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Gorgeous, one-of-a-kind western horsemanship shirt by
Dry Creek Designs
Item # 7027
Approximate Ladies Small/Medium (6-8) with slight stretch
Bust: 36-37"
Waist: 30"
Shoulder Width: 16.5"
Sleeve Length: 27.25"
Condition: This consignment is gently used, in excellent condition showing minimal signs of wear.
If you are also interested in purchasing a show blanket to match this piece, please include a note at checkout. In the event we do not have one in stock at the time of your order, a custom design can be completed in approximately six weeks.
Size Information
Jackets, Shirts & Tops
Due to the customized nature of show apparel and specific fit required in the arena, there is no "cookie cutter" sizing standard for this type of apparel. In effort to simplify your shopping experience, we estimate each garment size small/medium/large but
it is imperitive that you refer to the actual measurements provided for each garment
: Show garments are sized based on your bust measurement around the fullest part of the chest, while wearing the same undergarments you'd wear to show. **Please note: this measurement is NOT the same as your bra size** For example, a 34B bra size is typically around a 36-37" bust measurement.
: Measure around the smallest part or your natural waistline. This is much higher than the area where your casual/street clothing pants or jeans will sit.
Shoulder Width
: Measure across the top of your back, from shoulder seam to shoulder seam. If no one is available to help you, you can measure this same area on a garment that currently fits you by laying it flat.
Sleeve Length
: Measure from the point of your shoulder to the point where you would like the sleeve to end. We suggest placing your arms into show position and measuring around your bent elbow.
Back Length
: Measure down the center of the back from the base of the neck/collar to the finished hem.
: Measure your natural waistline, keeping in mind that showmanship pants are longer/higher waisted and won't sit where your jeans usually do.
: Measure the inside length of your leg from the crotch to the floor while wearing boots.
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Silver, Royal Blue and Black Horsemanship Shirt by Dry Creek Designs ~ Ladies Small/Medium
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A Sandwich A Day: The Torta Cubano at La Cebollita Grill
Reviews of Chicago sandwiches.
Amidst mounds of guacamole at La Cebollita Grill in Pilsen, I found myself face to face with the Torta Cubano ($5.95). I make the encounter sound far more epic than it was, but having missed lunch, it seemed pretty grand at the time.
Packed with calorie-laden ingredients, this sandwich is the kind of thing you eat before entering a month or two of hibernation. The long list of ingredients includes a fried egg, a hot dog, ham, avocado, mayonnaise, buttered bread, and cheese oozing out the sides. Essentially, it's everything you find yourself craving around 3 a.m. All this richness is balanced out by the slightly sweet acidity and heat of the pickled jalapeños.
La Cebollita Grill
1807 S Ashland Ave Chicago IL, 60608 (map)


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At Mobile World Congress taking place this week in Barcelona, Samsung was showing off two new WiFi-only Android devices based on the popular Galaxy S smartphone. Coming in both 4" and 5" display sizes, the models would serve as non-phone companions to Samsung's Galaxy S line, similar in many respects to the iPod touch.
Both new devices feature 1GHz Hummingbird processors, front-facing VGA video cameras, microSD slots, Bluetooth, and WiFi, and they run Android 2.2 (Froyo). A smaller device which looks almost identical to current Galaxy S smartphones features a 4" LCD touchscreen, a 3.2MP rear camera, and a 1200mAh battery. The larger version has an 800x480 pixel 5" touchscreen, a 5MP rear camera with flash, and a 2500mAh battery. Both devices are compatible with 32GB microSD cards, but it's not clear how much, if any, flash storage is built in.
Boy Genius Report noted that Samsung is not divulging pricing information at this time, though apparently representatives suggested it would be "extremely competitive with the iPod touch."
The new devices will likely represent the first widely available competition to Apple's iPod touch, which helped Apple increase its installed iOS base well outside of the smartphone market before it launched the iPad last year. Unfortunately, Samsung saddled the portable handheld computers with unappealing and tongue-cramp-inducing names: Galaxy S Wi-Fi 4.0 and Galaxy S Wi-Fi 5.0. (Apparently this is a pattern with Samsung of late.) Hopefully the price and feature set can overcome the unfortunate product name.


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And its that time of the year again..
Yo people, hows it going. Today, 20 august 2011, marks the beginning of the singapore toys, game, comic convention of the year. Last year, I had a good ass time, and bought a whole shitload of anime related goodies. All was well, and I enjoyed myself, but today....I cant say the same.
For one, I'll say this, the entrance fee for the convention has increased from $8 to $10. Not much of a deal, its just $2, still this $2 increase is totally uncalled for. Me and my friends went in early today, and we got a free ironman 2 poster that looks like pretty damn plain and stupid (its a free gift for the first 500 who buy tickets). Whats more, I have to say...STGCC this year was a major let down....to me at least.
Yeah, I went in expecting tons of anime goodness, like last year. Last year's STGCC was packed with anime goodies left and right, just check my post last year, it was great stuff. Unfortunately, this year is so different. The moment we walked in, the 1st thing that we saw was a giant thor poster. It turned me off immediately. This year's STGCC was filled with marvel and DC stuff, kind of a let down to me.....
Well...lets get on with some of the stuff I took pictures of...
No idea what this is, looks like some pirate scene with a girl being raped the hell out of. LOL. Just took this because theres nothing else really amazing to take.
Yeah, its blur, lots of people taking this. Its tony stark, aka iron man putting on his suit. Nothing really special, but I like iron man, so....
Not gonna comment, just took this because it looked better than a lot of the other stuff.
All right, an army of storm troopers. Cool stuff. The casing for this is huge, so theres actually a lot more storm troopers than this. Well, you get the picture.
More misc stuff..
Iron man 2 poster. Nothing really special, they were having a ton of these "movie posters" put around the place, framed up nicely. Once again, I like iron man, probably one of the only marvel heroes I like, so I just took a picture of it.
The rocketeer.....well, no idea who he is. Still, I found the design of the poster pretty retro and the rocketeer himself didn't look too bad. Well, I guess Im a sucker for designs based on robots.
Time for figurines to shine! Its too bad Im not really interested in like, 95% of the stuff displayed at STGCC today. Such a pity, I play marvel 3, but still, Im not reeally into marvel and or DC characters. Damn...Still, here are a couple of figurines I liked.
Emma frost! And the japan made version at that, now THIS looks like a figurine I would get. Not really a fan of the original Emma, but this version looks awesome. This figurine belongs to a series known as marvel bishoujo.
Another one for marvel Bishoujo. I didnt like phoenix in marvel 3, at all. Not one percent, zero, zilch. But you gotta agree, her japanese version figurine looks pretty darn good. Dont know why theres 2 versions though.
Unfortunately, thats all I got. Sure, there were others like psylocke, rogue and more, but really, not really much of a need for me to take that much.
More misc stuff..
I have no idea why the hell animax even showed up, there was almost nothing by them but a stupid shangri-la wall! Still, sick art, and that arm with the thumbs up belongs to my bro. Animax came, but they should really bring in more anime stuff!
A haruhi banner once again put there by animax. A pity though, the anime love here is so little, even a small banner like this stands out in the middle of all those comic stuff.
Now for some marvel! Well games is part of STGCC anyway, so its expected they would put up some kind of show. Very very glad to see some marvel 3 being played here. When we first came in to see some matches, the matches were very basic and of mediocre standard. Me and my friend even felt that we could win the tourney! Thats how low the level of skill they displayed was. Pathetic, really.
Fortunately, when we came back hours later, the mini tourney had progressed into the top 16 or something, and we were shocked. The gameplay level then was definetely high, much higher than something I could manage. Crazy dante combos, zero loops, crazy crossups...yep, it definetely felt like marvel. It may not feel like justin wong or combofiend playing, but the standard we saw was AT LEAST something that could be showcasted at EVO. Yep, its that good.
Heres a match taken by my bro, credits go to him.
Now for the main attraction, cosplay! Enkoy!
No idea who this is, Im guessing milky holmes? Anyway, good cosplay, the girl is pretty cute, and she sure got attention.
I know they are from gundam, but I dont really know their names. Well, not too bad I would say, the girl looks pretty good, better than the guy IMO.
Yeah! Angel effin' beats! Didnt see a yuri during cosfest, but here she is in STGCC. Great job on the costumes and poses, for both cosplayers.
Erm, once again, no idea who this is. Im guessing chobits but she looks like a vocaloid too. Well, not too bad.
Cantarella~~~! Every fangirl's dream song from kaito. Well, in this picture, kaito's a girl, so... yeah XD. Not bad though, she looks like a pretty boy, so I guess that works. And from the way they pose, it really looks like a guy X girl pair.
Wohoo! Suigintou baby! Don't know who the girl beside her is though. Costume is great, to say the least. Still, its rare to see rozen maiden cosplayers, its good to see that the anime is getting some love.
Miku and....unknown person. The miku is alright, but damn, the other girl looks pretty damn tired and ready to take a nap!
Wassup kakashi, looking good. Not many naruto cosplayers out here, so kakashi automatically stands out. Plus, looks and body wise, I'd say the cosplayer fits the role. Great stuff!
Hmm, not a pair you'd see very often. Miku and mio is definetely a weird pair, but seeing as how they are both connected to music...I'd see things work out between them. Both girls look alright, no complaints here.
Magnet miku and luka, and a mysterious third character that looks so much like rin. Great costumes, but I'd say the rin look alike stands out the most.
Tifa lockhart!! As always, its good to see final fantasy love, especially from final fantasy 7. Though I agree other final fantasies need some love as well, 7 is my favourite and its good to see characters from 7 being cosplayed as. Anyways, great stuff.
Alright, moon walk time, cause TK is in the building! Didnt expect to see a TK, but hey, at least he doesnt look bad.
More rozen maiden love! Nice, this time its shinku and kanaria, with a civillian at the center. Once again, nice stuff, and kanaria looks really cute in this one :).
Random girl in random maid outfit? No idea who this is, but...not bad. She gathered quite alot of attention too.
NOT A COSPLAY, R-15 IS REALLY A ROBOT. Great great stuff, they really went to program a real robot that moves around and responds to people. No shit! I was simply amazed. Plus, it looked pretty damn cute moving around and rambling about random stuff.
Kamen fking rider! Superb costume, as expected from a kamen rider. So far, all kamen rider I have seen in all events I have been to have excellent costumes. Must have been made from the same guy...
Yui with cat ears and posing like a cat girl. Cute, to say the least, and she definetely has a good body. I like what I see XD! Great cosplay overall!
Bankai ichigo and Mr "get over here!" scorpion. Ichigo could have been better in my opinion, but scorpion looks just fine. He even yelled his main catch phrase out loud, to fit the character even more. Good stuff.
Call of duty people? Anyway, not the first time I have seen something like that, so it didnt really suprise me. Have seen better soldier cosplays, but this one's pretty okay.
Alot of normal guys here, why did I even take the shot -.-||? Anyway...I guess this pic is directed more to the 2 corner guys, who look suspiciously alot like arthur and arawn from tears to tiara. Then again, I'm not really sure.
A little bit blur on my end, but its not hard to tell. Its lubu from dynasty warriors. The guy is downright huge, and he has big weapons as well. Great costume.
Lol, it you look closely, its the same angel guy from cosfest! Fancy running into him here. Like before, he doesn't look bad.
Chainsaw lady? No idea who this is, but damn! Good looking chainsaw, other wise, everything else is kinda meh-ish.
Iron man, sweet. Theres a better one later on though, but this guy is alright. He looks a little bit blocky and stiff. As iron man however, he looks great, no complaints.
Now onto my top 3 favourite cosplayers of the day. Unlike cosfest, I didnt get many pictures for STGCC, since the event was overall disappointing compared to cosfest and last year's STGCC. Due to lack of pictures, I'll just choose 3 of the best cosplayers. Once again, these are are in no particular order. Here they are.
AwwrrgghghhHH!! This rin is adorable! Probably the one and only fitting rin in the whole STGCC! Shes short, shes the right size, shes almost like a rin clone! Oh man, this is just too good. To prove it, there were tons of other people trying to take her picture as well. Nice nice nice! NICE!!! Shit, I must be sounding like a lolicon right now.
Yeah, next up are 2 badass bastards. On the left we have a pretty awesome looking predator, and on the right, we have an even more badass looking iron man. The armor is detailed as hell, and it looks insanely cool. Great stuff from both cosplayers.
Awwww yeaaaahhh! Pyramid head bitches! Now this is cool. Look at the dude, he totally looks the part, holind that cleaver and all. Definetely an awesome cosplay, and super suprising to boot. I practically shouted "Pyramid head!" as I ran towards him. Never expected to see him in STGCC, and hes definetely one of my favourites today.
Thats all for today, and perhaps for the entire STGCC of 2011. Theres really nothing much that interested me here. Last year for STGCC I bought my very first figma, the BRS. This year, I got nothing but an A3 K-on poster. I am disappoint, theres really nothing much this year for STGCC. AFA will definetely be a blast, look out for my post this november 11, since thats when AFA 2011 when take place. Lets hope there will be more anime stuff for STGCC next year, since this year's anime related stuff is totally underwhelming. For now....
Peace out!


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Article 1. Section 7. Congress shall make any law it pleases, regardless of whether the citizens were lied to, deceived or otherwise misled into supporting its passage.
The metals are, of course, up against it this morning. If you haven't yet read this (https://www.tfmetalsreport.com/blog/3940/lookout) or this ( https://www.tfmetalsreport.com/blog/3963/lookout-part-ii), please do so immediately. It is looking increasingly likely that the triple bottom in silver will soon fail. IF stops below 26.25 are tripped (maybe on The Globex this afternoon), silver may rapidly descend toward 25 and then continue, over the next couple of weeks, down toward 22 in a final washout move. Please be prepared for this and do not panic if it happens.
Gold is still in its 1530-1630 range but it is, of course, subject to a breakdown, too. Be vigilant.
Hang in there and don't be surprised by anything.


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Tag Archives: December
The Journey
"In those days Caesar Augustus issued a decree that a census should be taken of the entire Roman world. (This was the first census that took place while Quirinius was governor of Syria.) And everyone went to their own town … Continue reading
Posted in Devotional Tagged Bethlehem, Birth of Jesus, Busy, Christmas, Day1of1, December, Devotion, Devotional, Devotionals, devotions, Holiday, Jesus, Joseph, Luke 2, Luke 2:1-7, Mary, Mary and Joseph, Richard Schumacher, Shopping, Stress, The Journey 2 Comments


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Chicago police say a man duct-taped the hands, mouths and eyes of two people during a home invasion Saturday morning and then took pictures of them.
The department issued an alert about the crime Saturday night, saying one person "made entry" to an apartment on the 3000 block of North Sawyer Avenue in the Logan Square neighborhood about 6:15 a.m. and restrained two people inside with tape.
The man ransacked the Northwest Side apartment and took jewelry and money, police said.
He's described as a black man in his 30s who wore a black knit cap, blue jacket with white stripes, wore a black backpack, weighed about 180 pounds and was about 5 feet 10 inches tall. He appeared to be in his 30s, police said.
Police are asking anyone with information about the incident to call Area 5 detectives at (312) 746-8362.


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Corephotonics has partnered with Samsung Electro-Mechanics (SEMCO) to develop a complete camera module reference design, based on Corephotonics dual camera technology. Through this reference design, which is now in volume production, smartphone manufacturers get 5.5mm-slim dual camera designs with 3x optical zoom capability.
"The camera has become a key differentiator in the current, highly competitive global smartphone market. Via the dual camera zoom solution pioneered by Corephotonics and the access we have now gained to their technology, it is possible to greatly expand upon our current smartphone camera capabilities," states EVP Hong, CMO of SEMCO. "This will take us closer than ever before to the imaging performance that would normally be associated with an SLR."
"SEMCO is an acknowledged leader in smartphone camera modules and it is now fully equipped with a broad range of Corephotonics technology," adds Eran Briman, VP of Marketing & Business Development at Corephotonics. "By integrating our calibration tools into its production lines, SEMCO is now better positioned for delivering mass production zoom dual camera modules which are drop-test certified and support relaxed calibration assembly. Combining such modules with Corephotonics' zoom and bokeh algorithms easily satisfies consumer demands for elevated imaging functionality."


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How To Give Your Partner Great Massages and Pleasure
How To Give Your Partner Great Massages and Pleasure
Unusual techniques that give any woman multiple spine
tingling, electrifying, scream-your-name orgasms
Now that I know how to lick her like a pro, 69 is one of her favorite positions.
Don't so macho like most men and go through years of giving mediocre head because you think
you know more than you do. Sure, you can spending years "practicing" to try to learn how to
give fantastic oral pleasure but it is much easier to learn from the shared tips and ideas of others.
P 8104 ronouns T 8104 he pronouns are /nik'/ first person, /min/ second person, /maj/ third person, and /my/ 68104 demonstrative. /maj/ does not occur in t 68104 he singular, and so constru c 8104 tions using /my/ serve as the third person singular. These include in a noun 68104 construction ('tha 68104 t woman' for 'her'), s 68104 ingularly ('that one') and repeated ( ' 8104 that person'). Other than /maj/, there ar 68104 e no special plural forms of the 68104 pronouns, as they are inflected for number 68104 along with other noun. 8104 Number Inflection in Nouns 8104 While English distinguishes between 68104 singular and plural, Maidu distinguishes singular, dual, and plural. These inflections are most often used in conjunc 8104 tion with the pro 68104 nouns, and 68104 are much less commonly used with other nouns. Both dual /c'o/ and pl 68104 ural /cy/ suffix 68104 es have several allomorphs. Along with th 8104 ese, there is a second plural morpheme /t'yt'y/ which indicates both plurality and a diminutive sense. 8104 Verbs[edit] 8104 Maidu verbs consist of the verbal theme along a series of suffixes. Similar to nouns, the verb stems in Maidu result from several different sources. Some 8104 verbs, like /sol/ 68104 'sing' are composed of a single simple root. Other verbs include a noun in the verb stem, such as /k'awba/ 'to dig a hole', which is a co 8104 mpound of /k'aw/ 'dirt' and /ba/ 'to dig.' Still other compound verb stems result from the conjunction of two separate 68104 verb roots, as in /t'ikc'e/ 'to beli eve', 8104 from /t'i 68104 k/ 'to have enough' abd /c'e/ 'to see.' Li 68104 ke nouns, some verb stems include a 68104 component that has no meaning on its own, such as /bokweje/ 't o 8104 invoke', where /weje/ means 'to talk' 68104 and /bok/ has no known meaning. St 68104 ll o 68104 thers are 68104 the result of a verb and an auxiliary verb, and finally a set of v 8104 erbs involving motion uses /'y/ as its first compound. 8104 Verb Theme The 8104 verb theme is a combination of the verb stem along with one or mor 68104 e thematic suffixes. All thematic suffixes 68104 are optional, and thus may be exclude d 8104 from the verb, with the base stem acting as the theme on its own. ⢠8104 Causative 68104 ⢠8104 Designation of verbal object 8104 â¢Motion-Location 8104 â¢Negative ⢠8104 Aspectual ⢠8104 Evidential


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Tiles E2 and F2
Dozay Christmas, Artist from the Tobique Reserve, N.B.
Artist's Biography
Arlene Christmas (Dozay) has spent much of her life cultivating her passion for art. Growing up in Western New Brunswick on the Tobique Reserve, Dozay is the middle child of a large family. At eighteen, she left the banks of the Tobique to pursue a formal education at NSCAD and although she had always displayed an interest in art, her intention had initially been to pursue a career in education. It wasn't until her third year at NSCAD, with encouragement from several important individuals, that Dozay decided to switch to the fine arts program and pursue a full-time career as an artist. Since making that decision, Dozay has created and displayed her artwork at galleries and exhibits across the Maritimes, Ontario and the United States.
Artist's Statement
Rebirth, acrylic on canvas, expresses this struggle and triumph and jubilation of overcoming all - that helps us grow - to rebirth as a woman.


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When my friend Mark S. McGrew said in an email to me yesterday that there's a video showing the First Lady with snot coming out of her nose, I was incredulous.
But you can see this with your own eyes for yourself.
On February 28, 2011, Michelle Obama gave a speech at the National Governors Association Meeting in the White House. Here's the video, provided by the White House (fast forward to the end of the video where you'll see the www.WHITEHOUSE.gov imprimatur).
Go ahead and verify the following for yourselves:
- At the 10:47 mark: M.O. wipes her nose with a finger.
- At the 11:16 mark: The sniffles begin.
- At the 12:50 mark: Visible shiny mucus secretion from her nose.
- Beginning at the 14:20 mark: A drop of mucus comes out of her left nostril.
- Beginning at the 16:10 mark: The droplet of mucus is clearly visible.
- At the 16:55 mark: M.O. wipes nose with right hand.
- At the 17:02 mark: M.O. wipes nose with left hand. Right after that, I do believe I saw her tongue flicking up to lick the moisture.
Here's a closeup of the screenshot I took of the shiny droplet under M.O.'s left nostril at the 14:20 mark:
As you can see for yourself, this wasn't just a little mucus; this was a sustained mucus secretion that lasted more than SIX minutes at least.
I don't get it. If M.O. had a cold that day, why didn't she use a tissue or hankie to blow her nose? Or is this a case of coke sniffles? From "The Signs of Cocaine Use":
The signs of cocaine use can sometimes be obvious. Cocaine, if snorted, wreaks havoc on membranes in the nose. As a result of a heavy dose of cocaine abuse, a user may have the "sniffles" for several days afterward. Now, sometimes this may present itself as just a minor affliction, like that you might see in an allergy sufferer. Other times the sniffling is pronounced. You probably have noticed that your loved one is having some serious trouble with their nose.
When I used cocaine heavily I would need a box of kleenex by my side for days. I struggled with a mucus drip coming out of my nostrils and found myself sniffling frequently, about once a minute or more, to keep this mucus from running down my face.