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Heating Repair Service Contractors Dallas, GA Georgia 30157
Click To Call Now -> 888-236-8242
HVAC Service Pros Dallas, GA
Looking for affordable HVAC contractor in Dallas, 30157? Service Pros of Dallas is ready to service you for all of your HVAC needs. Call today for a free quote.
Phone : 888-236-8242
Ace Heating And Air Conditioning
229 Old Mathews Road, Dallas, GA, 30157
Abrams Heating & Air
36 Evans Point, Dallas, GA, 30157
Sype Thomason Plumbing
4399 Harmony Grove Church Road, Dallas, GA, 30132
Rhino Plumber LLC
26 Citizens Square Road, Dallas, GA, 30157
Cobb Air Inc
124 Amber Way, Dallas, GA, 30157
A New Beginning Heating Air Conditioning
255 Cristy Drive, Dallas, GA, 30157
Dobbs Heating And Air, Inc
457 Nathan Dean Blvd. Ste. 105-327, Dallas, GA, 30132
Daystar HVAC & Refrigeration
203 White Park Dr # F, Dallas, GA, 30132
Abrams Heating & Air
36 Evans Point, Dallas, GA, 30157
Rawlins Heat & A C Service
7885 Hiram Acworth Highway, Dallas, GA, 30157
HVAC Repair Services Dallas GeorgiaWhen looking for an HVAC contractor in Dallas GA, it's important to make sure that you find a reliable and experienced professional. It can be a little intimidating trying to find someone you can trust because there are so many to choose from. Just look in the yellow pages or check the internet and you will find dozens of heating and cooling companies servicing your area. Almost all of them advertise that they offer a wide range of services, from cleaning your air ducts to installing a new furnace or boiler. But if you just "let your fingers do the walking" when picking a contractor, will you end up getting a certified HVAC pro, or a handyman who tinkers with A/C or furnace repair on the side? The best way to ensure that you hire the right professional for the job is to do your due diligence and ask the right questions. Toward that end we have put together a list of things to look for and ask when hiring an HVAC specialist. But first, let's talk a little bit about what a heating and cooling company does and the services that they offer.
What do Heating and Air Specialists Do?First, let's define what HVAC stands for, which is Heating, Ventilation and Air Conditioning. Probably the only time that you think about calling an HVAC pro is when your air conditioner or furnace stops working. But they do perform a wide range of services in addition to repairs, all relating to your climate control systems. For example, they can provide an annual inspection of your air and heating systems, evaluate the efficiency of your current system and install new or upgraded equipment. They can even clean your air ducts and vents as well. Below is a more comprehensive list of some of the specific services that you can expect from a licensed and certified Dallas GA heating and cooling company.
- Furnace and Boiler installation, repair and service
- Central air conditioning installation, repair and service
- Ductless air conditioning installation, repair and service
- Thermostat installation or replacement
- Heat pump installation, repair and service
- Humidifier installation, repair and service
- Radiant floor heating installation and repair
- Baseboard heating installation and repair
- Vents and Ducts cleaning, installation and repair
HVAC CertificationsIt can't be stressed enough that when hiring an HVAC technician, it's important that he or she has been trained to properly install or repair your heating or cooling system. After all, the last thing that you would want to happen is damage to your home or worse injury to your family due to an improperly installed furnace. One way that you can ensure the Dallas GA HVAC contractor you hire has the knowledge and training to handle your job is by checking to see if he or she has earned any of the certifications that are respected within the industry. Following are brief explanations of 3 of the most highly regarded for heating and cooling techs.
- NATE Certification. The NATE (North American Technician Excellence) Certification is sometimes referred to as the "gold standard" for HVAC technicians. In order to receive this certification, Dallas GA techs must pass a comprehensive knowledge based examination. Certifications can be earned in one or more specialties after 2 years of experience, including gas or oil heating, air conditioning, and heat pumps.
- HVAC Excellence Certification. There are two levels of certification available for HVAC Excellence Certification. The Professional Level requires 2 years of proven field experience in addition to passing a comprehensive knowledge based exam in a specialty area, such as gas or electric heat, residential air conditioning, and combustion analysis. The Master Level requires 3 years of verifiable field experience as well as certification at the Professional Level.
- EPA 608 Certification. This certification is mandatory for Dallas GA technicians that handle refrigerants. There are four types of certification available: one for small appliances, two that are for either low or high pressure refrigerants, and a fourth that is a universal certification for all types of equipment regardless of refrigerant type.
How to Hire a Heating and Cooling ContractorFinding an HVAC technician is just the start of your due diligence process of ensuring that you pick the right professional for the job. There are questions that you should ask to make sure that the Dallas GA contractor you hire is both qualified and reputable. If you hire the right company, they will evaluate the installation or repair, keep you abreast of their progress during the job, and make sure that their work is completed properly to your satisfaction. We have already discussed certification, which is one way to verify experience and expertise. Following are some additional steps that you should take before committing to hiring an HVAC specialist.
- Ask friends and family for referrals. Often the best source for finding a good HVAC contractor is by asking friends and family if they have used someone that they are happy with. When you receive a referral, ask what type of work the contractor did, if they were completely satisfied with the work, and if the price was fair and in line with other Dallas GA contractors. Another way to obtain referrals that is becoming more popular is to use a service that pre-screens contractors in your area that will provide no obligation quotes for heating and cooling services.
- Verify that HVAC contractor has required licenses and insurance. Be sure to check that the Dallas GA contractor you are considering is in compliance with all local and state licensing requirements and certifications. Also, be sure to ask for certificates of insurance for the contractor's Worker's Compensation and Liability Insurance in the event that there is an injury to an employee while working or damage to your property. As a precaution, contact the insurance companies to make sure that the coverages are all current.
- Find out How Long in Business. Many new Georgia companies fail within the first few years of business, making it difficult if not impossible for their former customers to receive any warranty work in the future. Also, some less scrupulous companies close down and reopen new businesses periodically when customer complaints mount. That is not to say that all newer companies are not reputable, just try to find out a little bit more about the background of the principals involved when evaluating a new enterprise.
- Check for customer complaints. Do some due diligence by checking with your Georgia Attorney General's office and the Better Business Bureau for any complaints filed against the Dallas GA HVAC contractor you are considering. Online local rating services, such as those provided by Google and Yelp, can also give you some insight regarding the reputation of the contractor within your community.
- Ask for references. Talk with 2 or 3 past clients of the contractor to get some feedback on the quality of the work performed. Ask if they were completely satisfied with their experience, and if not, why not. Also, did the final bill come in as quoted, and if not, why not. Finally, ask them if they had a major heating or cooling project in the future, would they likely re-hire the same Dallas GA contractor.
- Meet with the HVAC contractor at your home. Before making a final assessment and providing a firm quote for services, the Dallas GA contractor should be willing to inspect your system and perform a diagnostic if necessary. Be wary of any contractor that makes a cursory inspection without asking many questions unless it is for a minor project. Also, for major projects, do not take final bids over the phone unless the contractor has already completed an inspection and follows up in writing.
- Obtain several bids before making your final choice. It is a good idea to get bids from at least 3 Dallas GA contractors before selecting the HVAC specialist for the job. Overall cost is important, but be sure to also compare the quality of the components installed or replaced, including energy efficiency and warranties. Keep in mind that always going for the cheapest proposal is not necessarily the best value in the long run.
- Get it all in writing. Once you have narrowed down your search to your final selection, ask the Dallas GA HVAC contractor to put it all in writing. Things that you want to see in writing are all of the costs and fees, start and completion dates, guarantees and warranties, and payment due dates. Most importantly, be sure that you receive a detailed summary of all work to be completed, and systems to be installed, including brand and model numbers. If permits are required, make sure that they will handle them as well. There should be no surprises or deviations from the written proposal without your approval.
Emergency Heating and Cooling Service Dallas Georgia
The role of service technicians is to install the belts and other accessories utilized in the HVAC systems. These technicians typically refrain to attempt major repairs and take care of the issue from the system in a short moment.
HVAC Companies Near Dallas GA
7 out of
10 with
33 reviews
7 out of
10 with
33 reviews


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Starbucks Charges Into Wireless Charging
What are often called chicken-and-egg problems frequently slow the deployment of new technology. Wireless charging of mobile devices has been a case in point, but Starbucks could be a force for change.
The big coffee chain, working with Duracell Powermat, on Thursday is announcing plans for a nationwide rollout of the technology. Charging services will be incorporated on the surface of tables and counters to allow customers to plop down compatible devices and fill up their batteries, for free, without any wires.

subset: commoncrawl


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Well, it's almost here...Christmas, that is. I am excited about Christmas, mainly to see how our kids (and Jeremiah) respond to the mountain of gifts under our tree. Cate knows who Santa is (sort of) now and enjoys looking at the tree and the lights outside. I'm not sure if Will knows what's going on, but he will have a blast opening all his gifts and then playing with the paper and boxes. I'm not excited that I have to work on Christmas. It is supposed to be out-of-house call, meaning that I go in, see the patients, and go home on my pager. However, my out-of-house call shift yesterday was anything but at home. Luckily, the clinic isn't open on Christmas, and most people try not to come to the ER on Christmas unless they're super sick. We're having lunch at home. We were invited to one of my boss' house, which is super sweet of her, but being on call and traveling too far from home makes me nervous. Anyway, I'm very proud of myself because I purchased all the food for our Christmas feast for the low low price of $37! Woohoo! I've learned to shop very thriftily (if that's a word) and use coupons, price matching, etc. to save some pretty decent money. I'm very sad that we won't be able to spend the day with our family. We'll be thinking of them all day and probably talk to them on the phone several times during the day. I'm praying for a day of excitement in the morning with presents, then a quick time of rounding at the hospital, yummy lunch, and quiet evening at home. Anyone who wants to pray for the same thing certainly can. I hope all of you have a very merry Christmas, get everything you put on your list, get to spend lots of time with the people you love, and spend a few moments reflecting on the true meaning of the day. We love you, and Merry Christmas! ~ The Saunders Family
It's almost here!
Posted by Mom to Will & Cate on Tuesday, December 22, 2009
Second Video of Cate
Posted by Mom to Will & Cate on Thursday, December 3, 2009
Here is the second video. Enjoy!
Video of Cate Singing
Posted by Mom to Will & Cate
Enjoy this video of Cate singing some songs she learned at school. I couldn't get them to upload to Facebook.


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HTC to "Focus on the Product" in 2012
HTC to "Focus on the Product" in 2012
Despite concerns that the company is going downhill after losing its innovative edge to competitors and a struggling fight in the patent lawsuits, Chief Financial Officer Winston Yung responded that HTC remains confident in its market strategy and will not end up as the next Nokia.
Speaking to Reuters on Monday, Yung stated that the situation is not as serious as many had claimed to be, and said the company will be "focusing on the product" in 2012 which will include releasing "some worldwide flagship products" to strengthen its position in the market.
Reuters - "We will focus on the product next year, better and more competitive. Other than new LTE phones for the U.S. market, we have phones for the global market. We will launch some worldwide flagship products. We're confident in them," said Yung.
Yung also reinforced the fact that HTC has had six quarters of improvement and is looking forward to shipments of 45 millions this year. Although this is the company's most conservative guidance, it is still significantly higher than last year's record of 25 million units shipped.
The recent leaks of high-end smartphones and an Android tablet appear to suggest that HTC has some firm plans in the pipeline to refresh its product line-up to remain relevant in an increasingly competitive market.


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Rich Tea Biscuit Mini Cushion DIY KitPrevious Product Next Product
Pop the kettle on and get ready for some biscuity craft fun with our Mini Biscuit Cushion DIY Kits!
Each kit comes complete with:
- Nikki McWilliams Printed Biscuit Cushion Fabric (100% Cotton)
- Co-ordinating backing fabric (100% Cotton)
- Mini sewing kit
- Striped bag of cushion stuffing
- Full instructions
Completed Rich Tea Biscuit cushions measure around 8 x 4.5 x 3cm in size.
Our Mini Biscuit Cushion DIY Kits come complete with FREE UK Shipping!
Please note- the photos shown show the contents of the kit as well as a sample of the finished piece. Also- Mini Biscuit Cushion kits contain a sewing needle and are not intended for very young children.
We ship worldwide- shipping costs are calculated when your delivery country is selected at the checkout. Shipping charges include packaging costs.
We endeavour to ship all orders within 3 working days of receipt of payment, unless stated otherwise in the item listing.
If you require your order in a hurry, check out our Special Delivery Service.
Our cushions are wrapped in clear cellophane and are placed within a heavy polythene mailing bag for dispatch.
All of our items are dispatched via Royal Mail 48 hour parcels- which takes approximately 2 working days to arrive and is an untracked service.
If you require your parcel to be tracked & signed for on delivery please upgrade to our Special Delivery Service.
Please keep an eye out for your Postman or a "Something For You" card in case they attempt delivery while you're out. In this instance you can collect your order from your local Delivery Office or alternatively visit the Royal Mail website to arrange re-delivery at a convenient time.
For information on the location of your local delivery office please call Royal Mail on 0845 6050767 or visit www.royalmail.com
Please make sure that your Shipping Address details are accurate at time of order. Postage paid on any orders which are returned to us due to errors in your Shipping Address will be invoiced to you (via Paypal) before the order can be re-shipped.
Depending on where you are in the world Shipping from the UK can take between 7 - 10 working days from the date of dispatch.
Due to Airmail size restrictions- our cushions must be sent individually. For example- an order of 3 cushions sent via Airmail will arrive in 3 separate parcels.
Customers are responsible for any customs charges, if applicable.
While postal delays are rare- please take into account that mail can sometimes take a bit longer than expected at busy times of the year such as Christmas. Please make sure you order in plenty of time- however if you require a quicker posting service check out our Special Delivery Service or drop us a line at email@example.com and we'll arrange that for you at an additional cost.
You can check if you have any undelivered mail waiting for you at your local Royal Mail Delivery Office by giving them a call.
For any other enquiries regarding postage delays or information specific to your order, please get in touch.
We can accept returns of products in an unused condition within 7 days of delivery with yourself. If you'd like to return a purchase drop us a line at firstname.lastname@example.com and we'll confirm the return address for you.
If you have received one of our items as a gift, we are able to provide an exchange for goods to the same value (within 28 days of the original purchase date) only if the item was purchased from us online and not via one of our Stockists' Stores.
Refunds can only be made to the original purchaser.
Please note, while we are happy to issue you with a refund/exhange for your item purchase, we're unable to refund any return postage and packaging costs involved.
In the very unlikely event that you believe your purchase may be faulty please get in touch via email@example.com and we'll do everything we can to help.
BADGES & POCKET MIRRORS The surface of our round pin badges and mirrors can be polished up using a soft cloth, or cleaned with a damp cloth, if necessary.
BROOCHES Our wooden brooches can be cleaned using a soft, dry brush if necessary. Care should be taken to remove them from clothing after wear to keep them from ending up in the washing machine- which could harm them.
ENAMEL MUGS Wash with warm soapy water and a non-abrasive cloth or sponge. Take care not to drop on hard surfaces.


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Best-in-class service, stewardship, independence, seamlessness, and transparency – these are the five core values that define the talented professionals at Andersen. We are committed to hiring highly motivated individuals who desire to enhance their career and make a distinct impact. Andersen is one of the largest independent tax firms in the United States, providing a wide range of tax, valuation, financial advisory, and related consulting services to individuals, commercial clients, and alternative investment funds. Andersen is the founding member of Andersen Global, an international association of legally separate, independent member firms with over 4,500 professionals worldwide. In the U.S., Andersen has more than 1,000 personnel located in 19 cities across the country. Our team of top advisors has extensive backgrounds in international accounting firms, law firms, IRS, and state taxing authorities. We demonstrate our commitment to our people through programs like our Women's, Veterans', and Diversity initiatives, which allow us to maintain both a positive and supportive work environment. We aim to be the benchmark for quality in our industry and serve as the standard by which other firms are measured.
At Andersen, we offer a rewarding career path for exceptional and motivated individuals. From the moment your employment begins, you will be exposed to a wide variety of projects that will give you the opportunity to stand out and make a difference. Additionally, due to our favorable Managing Director to Associate ratio, you will receive significant hands-on mentoring from our senior professionals who are invested in your growth and development. We foster an environment based on learning and allow our employees to grow through hands-on work experience, participation in local office and national training programs, and strong mentoring relationships. Through our sustained growth and best-in-class service, we can offer substantial long-term career opportunities and the tools you need to become an emerging leader. If you want to be a part of a growing and exciting organization, then consider your opportunities with Andersen – a name from the past, a firm for the future.
Please view our website at www.andersen.com for additional information on Andersen.
Andersen offers competitive salaries and a comprehensive benefits package including medical, dental, vision, retirement programs, flexible spending accounts, tuition reimbursement, professional accreditation assistance, and other employee incentives.
Corporate Tax Experienced Associates serve as members of various client service teams. Experienced Associates receive both formal and on-the-job training to hone and develop their technical knowledge. The Corporate Tax group performs corporate and partnership tax planning, consulting, compliance and provision work. In addition to the preparation of tax returns, Experienced Associates participate in the tax planning and consultation process for clients. Experienced Associates are also responsible for basic tax research.
- Bachelor's degree in Accounting, Finance, Economics or other field that would provide a strong background for qualitative and quantitative reasoning;
- A minimum GPA of 3.0; - At least one year of business valuation work experience;
- Strong multitasking, and organizational skills;
- Self-motivated and able to work in a deadline-driven environment;
- Excellent communication skills, both written and verbal;
- Strong interpersonal skills;
- Proficient use of technology including MS Excel; and
- Ability to interact with and gain the respect of all levels of internal and client personnel..
Applicants must be currently authorized to work in the United States on a full-time basis.
Andersen welcomes and encourages workforce diversity. We are an equal opportunity employer. Applicants and employees are considered for positions and are evaluated without regard to race, color, national origin, ancestry, religion, sexual orientation (including gender identity and gender expression), mental disability, physical disability, sex/gender (including pregnancy, childbirth, and related medical conditions), age, marital status, military status, veteran status, genetic information, or any other characteristic protected by federal, state or local laws or regulations. All qualified individuals, including those with criminal histories, will be considered in a manner consistent with the requirements of applicable state and local laws. Additionally, we make every effort to provide reasonable accommodations to qualified individuals with disabilities.
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We believe perfect attendance and personal achievement spell success.
Our agents are helping teachers and administrators across the country motivate schoolchildren to reach their full potential through the PASS programs they sponsor.
For each PASS program, the teacher and school/district set the criteria, decide how long the program runs and determine how prize winners will be chosen. Your local Horace Mann agent sponsors the program and provides the prizes and promotion.
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White Poly Mailers in 10
Click to enlarge
White Poly Mailers
Quantity: Pack of 10
Poly Mailers (also known as Mailing Bag/ Postage Bag/ Poly Bag/ Plastic Mailing Bag/ Poly Plastic Envelopes/ Courier Bags/ Courier Mailing Bag/ Waterproof Shipping Bags) are plastic envelopes. They can be used to mail computer accessories, fashion accessories, clothings and even shoes. Poly envelopes are a great alternative to paper envelopes, as they are lightweight and can waterproof your items.
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These are nickel-free gold metal alloy bra slide hooks with an interior measurement of 8mm or 1/4". Appropriate elastics or straps of 6mm or 7mm are appropriate for this size. Each pair includes 2 of the same piece.
Wholesale Options
Our 100 Pair / 200 Pieces option is our stocked quantity for wholesale. For larger bulk options, the minimum for this item is 2000 pieces, has a 6-8 week lead time and requires a 50% deposit when the order is placed. Larger bulk orders are not eligible for accumulating Reward Points. Pricing by request.
© Copyright 2019 Fairbanks Publishing LLC DBA Porcelynne


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In this excerpt from her book The Breakup 2.0, media studies professor Ilana Gershon explains the rituals around breakups on social networks. To defriend or not defriend? What about creating a warning ringtone for your ex?
After a break-up, people will remove all traces of their ex from their Facebook profile, deleting photos and wallposts. They will defriend the ex on their Facebook or Myspace, remove them from their IM list of contacts and delete their ex's phone number from their cell phones. All of these actions are, of course, loaded. To defriend an ex is often interpreted as a hurtful slight, an indication that the person wants to cut off all contact entirely. Anne told me how offended she was when her current boyfriend defriended her after they had broken up (and before they got back together).
Ilana: Have you been defriended?
Anne: Yes, my current boyfriend defriended me.
Ilana: Oh!
Yeah! To fill you in, I have to make you a tree chart, this is ridiculous. Chronologically, there is my freshman year boyfriend. Then I dated the boy from New York. And Kyle, my current boyfriend, that has always been all over the place. So I was with the boy from New York . . . and so I added Facebook pictures. And Kyle, I guess, still had feelings or whatever, and deleted me.
Ilana: And how did you know that he deleted you?
Because my roommate and I were both friends with him, and I was on her profile for something, and I saw him in the box of people she is friends with, but it wasn't "friends in common." And I thought: "What the hell, that's weird." So I clicked on it, and I couldn't see his profile. And I was like: "Are you serious? Did you delete me? You deleted me on Facebook?!?" I hadn't talked to him in six months, maybe nine months.
And so I sent him a message on Facebook, and an invite saying "did you seriously delete me? Like what the hell?"
I called him and I was like "Dude, did you delete me on Facebook?" And he just started laughing.
And I was like "no, seriously, did you delete me on Facebook?"
And he's like "no, it must be something wrong, I don't know what happened. Sometimes it does that."
"Well, then add me. That's stupid, you should add me. I sent you a request." And then he texted me after we got off the phone and he said: "Okay, you caught me. I deleted you."
And I was like: "What the hell? Why?!? Why would you do that? I haven't done anything to you. I haven't spoken to you or hurt you. What's your problem?"
He's like: "I couldn't see your profile anymore. I just couldn't do it."
In Anne's example, it was clear that defriending from her perspective was meant to severe all ties, and was only justified if she had done something cruel. As she explained: "That's a big step, you know it's like saying I don't care about you, I don't want updates on your life, I don't want to see you anymore, like, you don't do that, that's like cutting somebody out of your life completely." This was Anne's media ideology about what defriending an ex indicates. As I have discussed earlier, not everyone who defriends on Facebook is also trying to send the additional information that they no longer want to be in any contact with the person they have defriended.
Defriending after a break up is a very different move for people than removing someone's cell phone number from their phone. People typically talk about defriending as a way to express their hurt and anger. Defriending revolves around preventing someone from having access to your information and having contact with you. By contrast, deleting a cell phone number is all about preventing you from having access to them. College students describe removing someone's cell phone number as a way to keep themselves from calling or texting the person.
Ilana: So have you taken anyone's number out of your phone?
Yes, but I have a lot of saved text messages. They will be there. So if I am really really desperate to call them or text them, I know that I can go look at my saved text messages and they are right there. Or sometimes I — actually, this is so weird, I don't delete them, I just change the name really quickly. And then I won't know what name it is, so I can't look for it. Unless I really really want to take the time to look for it, but there are a lot of numbers so I don't. And then I don't know where the number is, so I can't text them because it is in there, I just don't know where. It works for the most part until I get really desperate, and then I look for it. . . .
In Trill's case, deleting phone numbers is not enough, she knows a bit too well that she has access through the traces on messages she tends to keep. So she has to change the information that accompanies the messages as a deterrent, changing someone's name in her cellphone. This is not always enough; when she really wants to know a number, sometimes she will ask her friends who happen to have the phone number saved on their phones.
While deleting the cell phone number is about controlling one's own impulses to contact one's ex, keeping the cell phone, or changing ringtones can be using the cell phone's potential to alert people to exactly who is calling. Maria told me that she would never remove someone's cell phone number.
Ilana: Have you ever deleted someone's phone number?
No, and I will tell you why: so you know if they call back, you won't pick it up. Although at the same time, I don't pick it up if I don't recognize the number. Even so, if a person who I don't want to talk to calls, I can see "oh, it is that person" and I am definitely not going to pick it up.
Maria here immediately thought about deleting a cell phone number in terms of screening other people, not in terms of managing her own impulses to call. At other moments in the interview, she talked about how she consciously controlled her own impulses to contact people when it would be unwise, and did not want to use her technology as this type of aid.
Other people use their cellphones' signals, and in particular their ringtones, as a reminder that they weren't all that interested in talking to someone, or that they are convinced the person is untrustworthy. Audrey explained the ways she and her roommates use ringtones to indicate how they feel about those they date.
Your boyfriend or girlfriend has their own ringtone. . . . You usually delete their number if you broke up. And then their ringtone is gone. Brad's was some song, and then I deleted it. Luckily I didn't give him a good song. I gave him a song that was popular at the time, but it isn't popular anymore. So it wasn't like a classic that I would hate to have to give up. You know, at least it wasn't something really good or something like James Taylor or something like a really romantic song. It was like some stupid top top of the chart little love ditty that they had on. . . . I wasn't about to give him a real romantic mushy song. . . . You can tell by the ringtone who it is, so you are like [as though from a roommate] "Brad is calling." [mimes answering the phone] "Brad, she's coming." . . . And then my other roommate's ringtone is "Shot Through the Heart, You Give Love a Bad Name," that's her exes' ringtone. So when her exes call, "Shot Through the Heart, You Give Love a Bad Name" will go off and everyone knows what's next. And we're like "Ian, Scott, or Patrick, which is it?" And she's like, "oh, its Scott." It's funny, she and Scott have dated off and on, but he had the ex's ringtone because he kind of screwed up in the past.
Ringtones are particularly good examples of how second-order information functions, because people can use ringtones to indicate a particular person, or a particular category of people without individualizing (all family members could be given the same ringtone). Debra told me that for awhile she had trouble because she hadn't realized that she could be using ringtones as warning. She assigned her boyfriend a ringtone, and then after they broke up, she assigned her next boyfriend the same ringtone. At first, when the phone began to ring, she couldn't tell whether it was her ex or her new boyfriend. When I asked her why she had done this, she shrugged.
She said that she thought of that ringtone as the ringtone designated for a boyfriend, and hadn't realized how complicated it could be to keep using the same ringtone for multiple people (especially an ex and a current boyfriend). The ringtone was supposed to indicate to Debra who was calling, but because she used it to signal a role (person who is or had been a boyfriend) instead of a person (Tom or Bill), for awhile she stopped being able to use ringtones to code what turned out to be necessary second-order information.
You can buy a copy of The Breakup 2.0 at Cornell University Press.
Photo by Pavzyuk Svitlana, via Shutterstock.


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WASHINGTON (Reuters) - U.S. job growth slowed a bit in July and the unemployment rate unexpectedly rose, pointing to slack in the labor market that could give the Federal Reserve room to keep interest rates low for a while.
Nonfarm payrolls increased 209,000 last month after surging by 298,000 in June, the Labor Department said on Friday. Economists had expected a 233,000 job gain.
Although job growth was below expectations, July marked the sixth straight month employment expanded by more than 200,000, a signal of strength last seen in 1997. In addition, data for May and June was revised to show 15,000 more jobs created than previously reported.
The one tenth of a percentage point increase in the unemployment rate to 6.2 percent came as more people entered the labor market, an indication of confidence in job prospects.
"It's a goldilocks report for an economy that is steadily expanding but not lifting off. It will reinforce for now the Federal Reserve's commitment to a gradualist policy approach," said Mohamed El-Erian, chief economic advisor at Allianz in Newport Beach, California.
U.S. Treasury debt prices rose as traders trimmed bets the Fed would push rates up in the first half of next year, with the liftoff date predicted by futures contracts moving to July from June. A Reuters poll of top bond firms similarly found economists predicting a move in the second half of 2015. [FED/R]
U.S. stocks briefly gained as the prospect of continued low rates soothed investors after a sharp sell-off on Thursday, but ended down on persisting worries over Argentina's debt default. The dollar fell against a basket of currencies.
The report showed average hourly earnings, which are being monitored as an early warning sign of inflation pressures, rose only one cent. That left the annual growth rate at 2.0 percent, well below levels that would make the Fed nervous. Some other measures that have shown wages rising more briskly have some economists worried the central bank could fall behind the curve.
Fed policymakers on Wednesday cautioned that "significant" labor market slack remained, signaling patience on the rate front. The central bank has kept benchmark rates near zero since December 2008.
A separate report from the Commerce Department showed inflation easing in June. A price index for consumer spending, excluding food and energy, edged up 0.1 percent after gaining 0.2 percent in May.
In the 12 months through June, the index was up just 1.5 percent, still below the Fed's 2 percent target.
The same report showed income grew 0.4 percent.
"We are looking for stronger earnings gains as slack in the labor market dissipates," said Scott Anderson, chief economist at Bank of the West in San Francisco.
The cooling in hiring did little to change expectations for strong economic growth in the third quarter. The Institute for Supply Management reported that factory activity rose to its highest level in more than three years in July, buttressing those expectations.
The rise was driven by a surge in orders and hiring.
Separately, automakers reported that July sales increased 9.1 percent from a year ago to a seasonally adjusted annualized rate of 16.48 million units. The pace, however, was down a bit from June's 16.80 million units.
The economy grew at a 4.0 percent annual pace in the second quarter after shrinking at a 2.1 percent rate in the first three months of year. While restocking by businesses lifted the figure, growth is seen remaining sturdy for the rest of 2014.
A fifth report showed consumer sentiment little changed in July as households kept an eye on the steadily improving labor market. The unemployment rate has declined from a peak of 10 percent in October 2009. While Americans leaving the workforce has been a factor, job gains have also contributed to the drop.
"The job market has moved from a 'fake recovery,' with unemployment falling due to people abandoning the labor force, to a real recovery of steady 200,000-plus payroll gains," said Ethan Harris, global economist at Bank of America Merrill Lynch in New York.
The labor force participation rate, or the share of working-age Americans who are employed or at least looking for a job, increased to 62.9 percent in July after holding at 62.8 percent for three consecutive months.
But other measures closely watched by Fed Chair Janet Yellen took a step back.
A broad measure of joblessness that includes people who want to work but have given up searching and those working part-time because they cannot find full-time employment edged up to 12.2 percent. It had touched its lowest level in more than 6-1/2 years in June.
At the same time, the ranks of the long-term unemployed swelled and the length of time Americans are spending unemployed rose after reaching its lowest point in more than five years in June.
July's job gains were broad-based. Services industries accounted for the bulk of the increase, adding 140,000 positions. That compared to a 232,000 job rise in June.
Manufacturing payrolls increased for the 12th month in a row, adding 28,000 jobs. Construction employment advanced for the seventh consecutive month, with July payrolls rising 22,000. Government employment increased by 11,000 jobs.
The length of the average workweek held steady at 34.5 hours.
Reporting by Lucia Mutikani; Additional reporting by Jennifer Ablan and Rodrigo Campos in New York; Editing by Andrea Ricci


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Transitional work
Transitional work is a work-site program that provides an interim step in the recovery for an injured worker with job restrictions resulting from a work-related injury. Transitional work uses real job duties for a specified period to gradually return the injured worker to the worker's original job.
Transitional work allows injured workers to return to work or remain at work performing physically appropriate transitional work duties in relationship to their functional capabilities. When considering transitional work duties, you need to work with the physician of record to determine the worker's restrictions and appropriate job tasks.
Contact the managed care organization (MCO) or BWC claims service specialist (CSS) for additional information.
Transitional work programs
Eligible state-fund employers with an approved transitional work plan may receive a back-end bonus for using the plan to return injured workers back to work. Our Transitional Work Bonus Program offers a potential incentive of up to a 10-percent bonus for using an established transitional work program; applicable to claims within that bonus year of program participation.
Our Transitional Work Grant Program is designed to help you develop a transitional work program that's right for your business and your employees. Eligible state-fund employers with 11 or more employees, and having not received a transitional work grant from BWC in the past, can apply for funds to help them contract with a BWC-accredited transitional work developer to create a customized transitional work program.
Transitional work developers
All transitional work developers must be Ohio licensed vocational or medical case managers, physical or occupational therapists and hold an active BWC transitional work developer accreditation. BWC maintains a list of BWC-accredited transitional work developers.
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Get it while it's… cold?
Starbucks' popular frappuccino has turned 20 and to honor the beverage's big birthday, the company has debuted a new specialty drink—the Birthday Cake Frappuccino.
The limited-time beverage, a vanilla bean and hazelnut mixture topped with raspberry-infused whipped cream, will be available at Starbucks stores in the U.S. and Canada from Thursday to Monday.
U.S. & World
The iconic drink was first released in the summer of 1995 with coffee and mocha flavors available. The drinks was initially made without whipped cream.
"The first week of launch we were tracking sales, and it was something like 200,000 drinks the first week – when we were hoping for 100,000," Dan Moore, director of brand management at Starbucks, said in a statement. "The next week it was 400,000 and the next it was 800,000. We had figured it would do well in Southern California – but it sold just as well in Chicago, Vancouver B.C. and Boston. It was huge."
The drink changed the company's customer base, giving them a way to bring in people who weren't typically coffee drinkers.
In 1999, Starbucks released the Caramel Frappuccino, complete with the now-typical "dome lid" for whipped cream.
"At the time, domed lids were radical thinking, so was the idea of adding whipped cream," said Dina Campion of Starbucks' Digital Team. "But for our customers it represented a momentary break – an escape in their day."
In 2002, came the Blended Crème beverage, followed by the Frappuccino Light. By 2010, customers could customize their frappuccinos to be made with milk or soy, various coffee types and their preferred syrups and toppings.
The blended beverages are now available in 66 countries with more than 36,000 different drink combinations.
Other countries have unique flavors like the Coffee Jelly Frappuccino and Red Bean Green Tea Frappuccino in Asia, the Algarrobina Frappuccino in Peru or the chocolate Brigadeiro Frappuccino in Brazil.


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OMAHA, Neb. (AP) Doug McDermott scored 30 points for No. 16 Creighton, which broke away late in the first half and beat Akron 77-61 on Sunday.
McDermott, who made a career-high six 3-pointers, also had 30 points against Wisconsin last month and on seven other occasions in his career for the Bluejays (9-1).
Gregory Echenique added nine points and seven rebounds for Creighton.
Zeke Marshall and Nick Harney both had 12 points for Akron (4-3), which is 0-25 against ranked opponents since becoming a Division I program in 1980-81. The Zips, who came in averaging almost 10 3-pointers a game, made a season-low four on 16 attempts and were held to their lowest point total.


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Today is the last day with everyone. Yeah sorry the trip is winding down. Thanks to everyone that tuned in during the trip, Thanks Rodent, The Mag, & the rest of the family that made this trip happen. Until next time, Click the thumbnail for more pics.
1 Only a one hour left until most of the guys had to fly home
2 Zarosh gets a quick 5.0
3 Gareth caught one too
4 Jason says goodbye
5 Brad, Kayla, Rodent and Matt watch the van while we hit the Welfare banks for a minute
6 On the way out of DC we drove the the Washington Monument
7 Rodent during the six hour drive back to NC
8 1:00am parking garage session
9 Greensboro, NC is a ghost town at 1:00am
10 Melcher is the last man standing on the tour
11 This is the only form of life in downtown Greensboro, NC


text: Suggestion - Lock channel positions Obserwuj eva 30/11/2018 22:41 Hi! Due to having a fine motor control condition, I regularly find myself dragging discord channels when intending to click on them. This isn't a particularly damaging issue but it is very frustrating and inconvenient as someone with this power in several discord servers. Talking to other server owners it would seem that people experience this issue quite regularly, especially on mobile. My suggestion is simply to add a toggle option to disable channel dragging - this could be at a server-wide scope or by category. 114


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Download Share
Download Share
All regional values are calculated by Human Progress. For more details about the calculation process, see the About Page.
Related Wealth & Poverty Datasets
- Poverty headcount ratio at $3.20 a day, adjusted for inflation and PPP, percent of population, 1977-2017
- Poverty gap at $3.20 a day, adjusted for inflation and PPP, percent, 1977-2017
- GDP per person, 2011 international dollars, PPP, 1990-2016
- GDP per person, annual growth rate, percent, 1961-2016
- GDP, 2017 U.S. dollars, PPP, millions, 1950-2018


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1 OWNER, ACCIDENT FREE ON CARFAX, SUNROOF / MOONROOF, NAV, HEATED LEATHER SEATS, BACK UP CAMERA, AROUND VIEW CAMERA, THIRD ROW SEATS, REMOTE START, POWER SEATS, MEMORY SEATS, PARKING SENSORS, QUAD CAPTAIN SEATS, 20" WHEELS, POWER LIFTGATE, SIRIUS/XM SAT. RADIO, CERTIFIED PRE OWNED / CPO, Navigation system: INFINITI InTouch Navigation.
This vehicle is equipped with: Cargo Package (First-Aid Kit, High-Density Non-Slip Rear Cargo Carpet, and Nylon-Cord Cargo Net), Navigation system: INFINITI InTouch Navigation, 13 Speakers, 2.94 Axle Ratio, 3rd row seats: split-bench, 4-Wheel Disc Brakes, ABS brakes, Air Conditioning, AM/FM radio: SiriusXM, Anti-whiplash front head restraints, Auto High-beam Headlights, Auto tilt-away steering wheel, Auto-dimming door mirrors, Auto-dimming Rear-View mirror, Auto-leveling suspension, Automatic temperature control, Brake assist, Bumpers: body-color, CD player, Delay-off headlights, Driver door bin, Driver vanity mirror, Dual front impact airbags, Dual front side impact airbags, DVD-Audio, Electronic Stability Control, Emergency communication system: INFINITI Connection, Four wheel independent suspension, Front anti-roll bar, Front Bucket Seats, Front Center Armrest, Front dual zone A/C, Front fog lights, Front reading lights, Fully automatic headlights, Garage door transmitter: HomeLink, Genuine wood console insert, Genuine wood dashboard insert, Genuine wood door panel insert, Heated door mirrors, Heated Front Bucket Seats, Heated front seats, Heated steering wheel, Illuminated entry, INFINITI Radiant Welcome Lighting, Leather Shift Knob, Leather steering wheel, Leather-Appointed Seats w/Stratford Burl Trim, Literature Kit, Low tire pressure warning, Memory seat, Occupant sensing airbag, Outside temperature display, Overhead airbag, Overhead console, Panic alarm, Passenger door bin, Passenger vanity mirror, Power door mirrors, Power driver seat, Power Liftgate, Power moonroof, Power passenger seat, Power steering, Power windows, Premium Paint - Moonstone White, Radio data system, Radio: AM/FM/HD w/Single In-Dash CD/DVD Player & MP3, Rain sensing wipers, Rear air conditioning, Rear anti-roll bar, Rear audio controls, Rear reading lights, Rear seat center armrest, Rear window defroster, Rear window wiper, Reclining 3rd row seat, Remote keyless entry, Roof rack: rails only, Roof Rail Cross Bars, Security system, Speed control, Speed-sensing steering, Split folding rear seat, Spoiler, Steering wheel memory, Steering wheel mounted audio controls, Tachometer, Telescoping steering wheel, Tilt steering wheel, Traction control, Trip computer, Turn signal indicator mirrors, Variably intermittent wipers, Voltmeter, and Wheels: 20" x 8.0" Aluminum-Alloy. Odometer is 15961 miles below market average!
Contact us now to find out why so many customers from across the US rely on Bob Moore, a family owned business since 1950, to meet their automotive needs! Outside of the Oklahoma CIty area? No problem, we offer reliable, affordable and fast shipping options to anywhere in the United States. Our shipping partners are licensed, bonded, fully insured & experienced with high-end vehicles. We also offer hassle free and competitive financing options! Let us leverage our relationships with leading banks & credit unions to get you the lowest rates and best terms for all credit types. Whether you're shopping for a new INFINITI or a quality used pre-owned vehicle you'll receive the same first-class experience from our certified staff of factory trained specialists.
Bob Moore INFINITI in Oklahoma City offers an impressive selection of new, used and certified pre-owned vehicles. Our dealership not only has crossovers like the QX50 and QX70, but also coupes and convertibles. In addition to the amazing vehicles, we have an enthusiastic staff which is willing to go above and beyond to make sure the customers are satisfied. Feel free to call us, your Norman INFINITI dealer alternative, at 405-237-5483, or email us with any questions you may have! We would also like to be your Shawnee INFINITI source.
Manufacturer's Suggested Retail Price. Excludes options; taxes; title; registration; delivery, processing and handling fee; dealer charges. Dealer sets actual selling price. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (866) 759-7009 or by visiting us at the dealership.
**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 5.9% interest and 20% downpayment.
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Open Today! Sales: 10am-6pm
Open Today! Service: 7am-6pm
Open Today! Parts: 7am-6pm


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ServerNIS (Network Information Server) mode allows communication between different hosts. Only one of those hosts, the server, needs to talk to the UPS directly.
Ensure device is connected and recognized. In most cases your UPS is connected to server via USB cable. In Linux you can check this by listing USB devices (provided by usbhid driver):
deby1:~# ls /dev/usb/ hiddev0If your device is no connected, most likely, you will get a message like this:
ls: cannot access /dev/usb/: No such file or directoryNote, in our case the UPS device is available at /dev/usb/hiddev0.
- Install UPS monitoring software. Apcupsd is a software designed to control APC UPS devices, let get it installed:
apt-get install apcupsd
- Configure apcupsd. Ensure the following settings (file /etc/apcupsd/apcupsd.conf):
UPSCABLE usb UPSTYPE usb DEVICE /dev/usb/hiddev0 NISIP 0.0.0.0Let apcupsd daemon know it is configured (file /etc/default/apcupsd):
- Start apcupsd service:
/etc/init.d/apcupsd startCheck UPS status:
apcaccess status <server name>Take a look at any errors reported (file /var/log/apcupsd.events):
... apcupsd 3.14.10 (...) debian startup succeeded
ClientThe client computer will communicate with server via network.
- Install UPS monitoring software.
apt-get install apcupsd
- Configure apcupsd. Ensure the following settings (file /etc/apcupsd/apcupsd.conf):
UPSCABLE ether UPSTYPE net #DEVICE hostname:port DEVICE deby1.dev.local:3551 NETSERVER offLet apcupsd daemon know it is configured (file /etc/default/apcupsd):
- Start apcupsd service:
/etc/init.d/apcupsd start
NotificationsYou are able receive a number of notification events, e.g. power failure, etc (see a complete list of events here). By default apcupsd calls script located at /etc/apcupsd/apccontrol. This script echo some events to user console, as well as shuts down host per doshutdown event. You can easily extend this script to email you events. Here is the script (file /usr/local/sbin/notify.sh):
#!/bin/sh domain=`hostname -d` mail=root@$domain msg=Test if [ ! -z "$2" ]; then mail=$1; msg=$2 if ! echo $mail | grep -q "$domain"; then mail=$mail@$domain fi else if [ ! -z "$1" ]; then msg=$1; fi fi # strip whitespace at the end of message msg=`echo "$msg" | sed 's/ *$//g'` echo $msg | mail -s "$msg" $mail echo $msg | wallEnsure the following in apc event handler (file /etc/apcupsd/apccontrol):
#WALL=wall WALL="xargs -0 notify.sh email@example.com"This will email all events handled by apccontrol to firstname.lastname@example.com.


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Aug 18, 2007
comfortable position travelling in style on their motorbike.
Think Extraordinary | 1:12 PM | Lifestyle |
This is a picture of a couple travelling on Haikou's Nanhai Avenue, who have obviously found a new style
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text:
I have another great Sale-A-Bration card for you today. This has two SAB sets on it: So Very Much and Delicate Details. So Very Much has a large Thank You image and Delicate Details has five lace images. If you're like me, you make Birthday and Thank You cards more than any others. So, one can never have too many Thank You stamps.
I wasn't sure how I was going to use the lace stamps, but I stumbled upon this card from Nancy Ferb. It was right up my alley. Simple, yet so very pretty. The outer lace border is Melon Mambo and the inner lace border is Pretty in Pink. I added some Stickles for a little extra sparkle. This large image, makes for a quick and simple card!
|Item# 143343 So Very Much $0.00
|Item# 143314 Delicate Details $0.00
If you'd like to add any of these products to your collection, pop me an email or click on the 'Order Online' icon in the top right-hand corner. Until March 31st, for every $50 you spend, you will earn a Free Sale-A-Bration item. It's a great time to buy! Thanks for stopping by!
Stamps: So Very Much and Delicate Details
Paper: Very Vanilla Cardstock
Ink: Melon Mambo and Pretty in Pink Classic Pads
Accessories: Stickles


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In the final chapter of One Tree Hill, the tenth anniversary of Tric brings old faces and new possibilities for the Tree Hill Family.
While Haley prepares to emcee Tree Hill's annual Burning Boat Festival, Brooke spends some time reflecting on her father's betrayal. Julian works to revive and old idea from the past, and Mouth and Millie make a change to their morning show. Clay and Quinn adjust to life at the beach house with Logan.moreless
The search for Nathan becomes even more dangerous, and Dan barely clings to life after his rescue mission. To Brooke's surprise, her father returns to town, and Clay and Quinn reconnect with Logan
With Nathan still in trouble, Dan, Chris Keller, and Julian go on a rescue mission. Brooke's situation with Xavier becomes more intense, and Clay and Quinn revisit the past.
Clay finally reaches a new understanding with Logan, while Julian and Brooke are forced to new lengths in order to protect their family. Meanwhile, Chase must face the inevitable consequences of defending Chuck and Mouth gets help from Skills to arrive at a major realization.
Haley receives some news of a possible tragedy, and Dan is forced to confront his dark past as he continues to search for Nathan. Clay takes a step forward in his treatment, and Brooke and Julian deal with Xavier. Chase is pushed to the limits as he worries about Chuck.
Haley turns to Lucas for help in the search for Nathan, who makes an attempt to escape his captors. Brooke meets face-to-face with Xavier, and Julian discovers some evidence that helps Dan in his search for Nathan. Clay makes a connection with another patient.
Dan and Julian team up in their search for Nathan. Mouth informs Clay of Nathan's disappearance, and Haley has to explain the situation to Jamie. Millie helps Brooke come up with a plan to bring patrons into an empty Karen's Café, and Chris Keller confronts Chase after learning that he and Tara have been seeing each other.moreless
Quinn tries to keep Jamie distracted while Haley desperately searches for Nathan. Clay finally gets starts to get some answers about his condition. Meanwhile, Julian attempts to return to a normal life, while Brooke tries to give Tara a chance.
While Julian struggles with his guilt, Brooke helps Haley square off against a new, rival café and its difficult owner. Meanwhile, Chase meets a new girl with a complicated secret, and Quinn goes to great lengths to help Clay understand that he's worse off than he thought.
Haley receives from help from Dan as she struggles at Karen's Café. Quinn is upset when she learns that Clay is hiding something, and Chase tries to mend a broken heart. Brooke is disappointed when lunch plans with her father don't turn out as she had hoped, and Julian makes a mistake that will change his life.moreless
Brooke discusses a new business idea with her father, and Julian continues to worry about his investment in the sound stage. Quinn convinces Clay to seek help for his sleeping problems, and Millie struggles to be honest with Mouth. Chris Keller presents Alex with a lucrative offer, and Nathan volunteers to scout in Europe, leaving Dan with Haley and Jamie.moreless
As Brooke and Julian start adjusting to life with their new children, Haley and Nathan are dealing with a similar situation at the Scott household. Although they don't know it yet, faces from the past threaten to interrupt plans for all their futures. Meanwhile, Quinn and Clay face a mysterious problem.moreless


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Streaming Music for Business
StoreStreams provides a fully accredited streaming music for business solution for any Houston Texas area company owners. The StoreStreams streaming music service is only available for commercial use and is the ideal solution for just about any Texas business owner who is needing a streaming music service for their business.
The streaming music for business service that StoreStreams gives, offers a feature rich solution that is affordable for any retailer, hotel, bar, restaurant, gym or medical facility positioned in the HoustonTexas area.
StoreStreams offers complete solutions for commercial background music services which may include all streaming music hardware. StoreStreams also sells 70 volt music systems "amps, audio system and internet radio decoder boxes", to fully licensed music programming that is ready to be used your business.
StoreStreams offers complete installation service of all equipment through out the Houston area no matter if you have one or thousands of retail locations.
For Streaming Music Service Inquiries
Charles Odom
15803 Windermere Suite 301 D Pflugerville Texas 78660
Direct: 1-866-775-1013 EXT 701
Streaming Music Service For Your Business storestreams.com
Digital Signage and StoreStreams Commercial Audio Equipment Installation
Best Buy For Business
Kris Hayes
Strategic Account Manager
Direct: 713-628-2095 / Fax: 952-430-7005
Learn how we can help at BBFB.com
Since StoreStreams is a simple streaming music solution it can be delivered quickly and anywhere. A broadband internet connection is required to access a StoreStreams streaming music feed.
Keep in mind it is important to choose a streaming music provider that fits your needs.
Ambient background Music is important for any restaurant, bar, hospitality service or retail location. This helps create the atmosphere for your business that your staff and people will experience. Streaming background music for your business can also help you increase sales in your HoustonTexas business location if used effectively.
The StoreStreams streaming music service can come up with a custom playlists that creates that perfect vibe for your business.
At StoreStreams we take the time to understand your business and most of all your patrons demographic. We work with you to develop a comprehensive music playlist that your customers and staff will enjoy.
What Does StoreStreams Offer Your HoustonTexas Business?
For the cost StoreStreams offers tremendous value for its services. StoreStreams offers streaming background music services that provide:
- Custom music playlists
- Large music selections
- Day parting "around the clock genre music swaps"
- Ability to place your own branding and advertisements
- Scalability that can meet any large multi retail location requirements
- Affordable pricing
- A solution that can be integrated into your phone system for on-hold music.
- An easy to install solution.
Still Not Convinced Here Are More Advantages For Using The StoreStreams As Your Streaming Music Service For Your Business.
- Simple streaming internet radio delivery
- Optional no hardware costs (you can use a mobile device or PC).
- Music can be completely customized for your retail location.
- Music can be edited quickly remotely by StoreStreams staff.
- Easy to implement. Just plug your mobile device into your sound system.
Additional Selling Points Include
- Huge libraries of music.
- Sometimes playlists are customized to your business.
- StoreStreams can update the platform with new features easily without you having to buy new hardware.
- No need for hardware if you have a computer.
- Fast and easy to set up.
- Completely legal we pay all royalties to Pro Music Reporting Agencies.
In the U.S. ASCAP, BMI, SOUND EXCHANGE GLOBAL MUSIC RIGHTS
In Canada Resound, SOCAN
- Easy to use and changed playlists.
- Can be integrated into your phone system for on-hold music.
- Easy to install.
You want to choose a streaming music provider that best understands your business and the atmosphere you want to project to your customers. StoreStreams will work with you to develop a streaming music playlist that perfectly reflects your business vibe and personality.
Need Streaming Music For Your Business?
15803 Windermere Suite 301 D
Pflugerville Texas 78660


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In this silliest of seasons in which the Republic is desperately trying to figure out who shall stand as the major parties' candidates for its highest office, E.J. takes a turn down another road in his "Precinct" discussion at the Post. He forms his thesis in a question...
To wit..."Is baseball the best sport?"
The baseball season dawns, a great thing for many of us. I disgree with my colleague George Will on many questions, but I love his baseball writing and his partisanship on behalf of the sport. "Baseball, which provides satisfying finality and then does it again the next day, is a severe meritocracy that illustrates the axiom that there is very little difference between men but that difference makes a big difference," he writes in a delightful column on the new season. (By the way, is that a conservative thought?) It's a risky question while so many are watching the Final Four -- though the four consist of four No. 1 seeds. (Is that a bad thing?) So please grapple with any of the questions offered in the course of this post, and the basic one: Is baseball the best sport?Once upon a time, I would have answered in the affirmative. Baseball -- in its purest form -- is a remarkable combination of individual and group activity. A unique example of some of the most difficult skills to master in all of sport played at a leisurely pace that invites contemplation and reflection.
But that was then...
Today? No, it's not the best sport. The major league flavor of the sport is a bloated, corrupt, money-addled melodrama where as much news is made outside the diamond as on it, little of it good. It is played by too many individuals with too large a sense of entitlement, managed by too many individuals with too little imagination, chronicled by too many individuals with too little love for the game.
It still draws many -- millions, in fact -- to the stands, but perhaps more out of a sense of its grand history that its scandalized present.
Nope...even with the thrilling grand opening of Nationals Park last night, we'd still choose our "adopted" sport of ice hockey.
Skill? Hitting a round ball with a round bat, squarely, might yet be -- as Ted Williams professed -- the hardest single thing to do in sports. But we'd be hard to convince that the average major league baseball player is a superior athlete to the average NHL hockey player. While baseball requires superior hand-eye coordination, reflexes, speed and quickness, and occasionally strength, hockey requires these magnified. To that add "anticipation." Whether one thinks of it as "vision" or "hockey sense," the ability to think ahead quickly separates the hockey player from the baseball player.
There is the game itself. Both are played in the context of ever-changing geometries...the curve of a pitch, the ball played off the wall...a one-timer, the angling of a skater off the puck. But hockey is played at such a ferocious pace compared to that of baseball. Even in its slower moments, the pace of the action dazzles compared to the every-fifteen-seconds of action pace of baseball.
There is the aura of mystery that surrounds baseball that is more pretentious than it would admit. "Seamheads" who can spout obscure statistics as measures of a player's or team's effectiveness..."on-base plus slugging percentage"..."batting average with runners in scoring position after the sixth inning"..."quality starts"...the whole "Sabermetric" fog that separates the "real" baseball fan from the great unwashed. It has the clarity of pudding and divides its fans into the knowledgable and the not so.
Hockey is more egalitarian (although it is seems to be moving into its own "Sabermetric" dimension). Even the most casual fan can appreciate a big hit, an end-to-end rush, a cross-ice pass.
Once upon a time, baseball had personality. Dizzy, Pee Wee, Three-Finger, Big Train, The Scooter. It had players that dazzled on the field -- and off -- and did so leaving their own imprint of character (and they certainly were characters). These days? Players that aren't finding themselves as the subject of lurid tabloid stories suffer a cookie-cutter sameness...Alex Rodriguez is a sublime talent, and is (well, maybe) a pillar of the baseball community, but he has all the programmed personality of an animatronic display.
Hockey still has its odd balls. Goalies as a class could probably qualify (ok, you go stand in front of a net throwing yourself in front of 100-mile-an-hour pucks).
You, no doubt, could think of a dozen reasons why hockey is better. We'll boil it down to one. Baseball is the best sport one day a year -- Opening Day. Hockey has the Stanley Cup tournament...two months of unrelenting suspense and drama.
Case closed.


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Received today, and hopefully the "you can quote me" part means this is an exception to NDA because it's important:
The message said "DirectX is no longer evolving as a technology." That is definitely not true in any way, shape or form. Microsoft is actively investing in DirectX as the unified graphics foundation for our key platforms, including Xbox 360, Windows Phone and Windows. DirectX is evolving and will continue to evolve. For instance, right now we're investing in some very cool graphics code authorizing [sic] technology in Visual Studio. We have absolutely no intention of stopping innovation with DirectX, and you can quote me on that. 🙂
My intent was not to start a firestorm of questioning on DirectX's future viability, and I said up-front that I felt that communication was poorly worded with regards to intent. My frustrations were also apparently poorly worded. Since I accidentally launched this, let's clear up a few things.
Number One: In the absolute (and implausible) worst case scenario that MS really scales back their Direct3D support to a minimum, that situation is still better than OpenGL. The Direct3D system is a technically superior piece of technology, and support for working with it is still better than OpenGL whether you're a hobbyist or a pro. I cannot emphasize this point enough, so for the love of god stop bringing up OpenGL. It's a badly designed API and has been since I started doing this in 2000.
Number Two: A new picture is coming into focus that shifts a lot of the DirectX SDK's burden onto VS. This hasn't been made previously clear to us on the MVP side. As I've begun to explore the tools already inside VS 2012, I like what I'm seeing. It'll take some time to see how it all plays out, but in a very real way having Direct3D integrated into core VS development is a serious promotion.
Number Three: There's more content in today's email regarding XNA which I don't care to share, thanks to a stern NDA reminder. (Ironically, when MS finally gives us what they should be saying to the public all along, I can't share it.) But this is very much a case of "put up or shut up" and defending XNA's status as a serious technology seems patently ridiculous to me right now. The community, whether it's my work or someone else's, has stepped in to integrate .NET and DirectX for many wonderful use cases. But there are things we can't do (like Xbox) and it's clear that matters to a lot of people. It's not clear that it matters to Microsoft.
That said, I am not walking back my actual complaints about how DirectX and XNA are being handled. I like the work that's been done in integrating VS and DirectX, which is arguably many years overdue. That doesn't make everything else okay. The fact that we're having this discussion, the fact that my dashed off blog post exploded on Twitter, the fact that clarification had to be written up behind the scenes — this is a problem. Which brings me at long last to the actual point I was trying to make yesterday:
As developers, we need Microsoft to communicate clearly with us, in public. As MVPs we were asked to act as community representatives, to guide everyone interested in the tech and have an open line on future development. Apparently that means we get half-hearted vague emails from time to time that dodges our serious questions and casts further doubts about the status of the technology and teams, all covered by an NDA agreement. And then, shockingly enough, people get the wrong idea. We're sitting on the outside, trying to play this stupid guessing game of "which Microsoft technology is alive?" XNA doesn't support DirectX 10+ or Windows 8, but it's still a "supported product", as if that means anything in the real world. Windows XP is still a "supported product" too.
It shouldn't take a leaked email to force a straight answer.


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Kenwood KAC Class AB Multichannel Amplifier with Variable Crossovers
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The world of healthcare seems to be constantly in flux. Growing competition, regulatory and payer demands and increased complexity make it difficult to remain independent and thrive.
Through The US Oncology Network ("The Network"), physicians have access to resources, best business practices, and the experience, infrastructure and support of McKesson, a trusted name in healthcare for over 180 years.
Our physicians have a voice, with opportunities to participate in dozens of committees that lead and guide The Network. They also play a vital role in shaping the future of cancer treatment by taking part in cutting-edge clinical trials that are leading the way in the fight against cancer.
Every day, The Network helps more than 1,200 independent physicians deliver value-based, integrated cancer care to patients―close to home. We enable value-based cancer care through an integrated and supportive network that helps comprehensive cancer centers maintain their independence and prosper in today's evolving healthcare landscape.
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Over 1,200 physicians across the nation have discovered the many benefits of joining The US Oncology Network. See why physicians are excited to be part of The Network, and learn how our oncology practice management solutions help them deliver value-based cancer care and achieve practice success.
We offer two models through which a practice can become part of The US Oncology Network to gain the many benefits our organization provides. Practices can choose the model that best meets their needs and goals.
The Network has access to great tools, resources and support necessary to succeed under value-based contracts. The collaboration with a national spectrum of practices has been very important and will be even more so in the future.


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Introducing our Loopylunaboutique Bows!
All our bows are handmade from quality cotton fabric in a variety of bright and fun patterns. They easily attach to your dogs collar via 2 velcro strips, which can be cut to fit the collar. Our bows come in 3 sizes and are a fab little accessory for your fur baby.
Make sure to tag your pup wearing their new bow!
instagram: @loopylunaboutique
The 'Prudence' Bow
Spot clean only
Please do not leave your dog unattended, always monitor your pet while wearing their bow.
Loopylunaboutique is not responsible for damage to pet or human due to misuse.
**Due to the nature of this product fabric placement may vary from the bandana pictured**


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campbell53 on Family Tree Circles
sort: Date Alphabetical
view: full | list
view: full | list
Journals and Posts
Looking for the connection between Oscar Tilden Campbell and Scotland
Oscar Campbell is my greatgrandfather. He was married to Carrie Shepard on Oct.4th 1896. I do not have any info on Oscar's parents or
any of his relatives prior to him marring Carrie.
- Displaying 1-1 of 1 Journals
- 1
- of1


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The problem I want to avoid is "brute force" attacks against a database. So if I add a 50-byte-long cryptographically random salt to my information (which I don't need to retrieve, just its hash) - is it secure enough?
I know the answer is inexact - It depends on if it's a supercomputer, or a PC etc. I want to get a general idea - can a supercomputer go through 10^9 of them in a second? 10^20? Will it take a PC a year to go through all of them? Be vague.
EDIT: The salt will remain in the hashed result only.


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Getting Your Offer Accepted! - Write an Offer with an Escalation Clause in the Case of Multiple Offers (Part 11 in a Series)
Have you found the home you want to buy and are now writing an offer? Did you just learn there are other parties writing an offer on your home too?
Welcome to a Seller's Market!
Denver real estate is currently experiencing a shortage of inventory but an abundance of buyers looking to take advantage of the low interest rates. This situation doesn't seem to be easing up especially in the price ranges less than $350,000. The lower in price the house it the more competition there is.
If you are serious about winning the bid there are some things you can do to assure the seller likes and accepts your bid above all others.
Now is not the time to play "Let's Make a Deal!" Now is the time to show the seller your good intent by offering a price on the home that exceeds the list price and includes and escalation clause.
What is an Escalation Clause?
Escalation Clauses are used in the case of competing offers. When there are more that one offer on a property an offer with an escalation clause will kick in. Typically such a clause will indicate the buyer is willing to pay $X more than the highest offer increments of $2000.00, up to a value of $X
So in simple terms say the house is listed for $300,000. There is a competing offer for $315,000. The escalation clause would make your offer $317,000.
How do you know there actually is a competing offer?
Good question, it's hard to trust when money in involved so within the escalation clause there is a stipulation that the listing agent must show the competing offer along with the lender letter indicating that the other buyer exists and can actually purchase the property.
Do Escalation Clauses Work?
In theory they do work, but as I've been discussing though out this series, sellers have different goals. Sometimes price is only one part of those goals. If your offer isn't up to the seller's standards in terms, personal property, conditions, and/or closing date then the escalation clause may not work.
You can also get out bid. The competing offer might have offered more.
Escalation Terms
There are no set rules for how large an increment you need to set or how high you should go. Knowing what the other offer is would be helpful, but that knowledge isn't something we are privy too. Some homes are bid up tens of thousands of dollars and others only a few thousand. It really depends on the value of the home and the potential future value. If you don't feel comfortable bidding the home up, then don't.
Escalation clauses are meant to help secure the home in a rising market. It is another tool to accomplish a goal.
Begin your home search online right here!
If you are just starting the home buying process and are in need of an experienced buyer broker, pick up the phone and give me a call. I work hard to make sure my clients are the ONE WINNER!


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Young Living Essential Rewards®
Essential Rewards PointsEarn points toward future product purchases with every Essential Rewards order. As your months with Essential Rewards increase, so do your rewards! For months 1-3 you earn 10% of your order back in redeemable product points. Months 4-24 earns 20% on each order, and months 25+ give a whopping 25% back in products points! Example: after being an Essential Rewards member for 4 months, every 100PV you spend on products means you receive 20PV of credit to use for additional Young Living products!
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YL GoER members can optionally subscribe to YL Go and take advantage of a subscription that offers fast, easy, and free shipping credits with priority order processing exclusively for our Essential Rewards (ER) members! These subscriptions could save you over $122.64—or more than 10 times the amount you are currently paying each year! View the infographic for easy instructions. Or watch the video!
This Month's Essential Rewards Promo!
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The average American home contains dangerous amounts of toxic chemicals. The good news? You can change your home, and we have FREE tips to get you started!


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|Dragas on Board: The Rector who wouldn't go
|Giant problem? The surprising silver lining to Seminole's loss
|Dude, where's my roundabout?
|Big Easy bound: Cox embarks on New Orleans adventure
|Intimidating? Copter may have encircled Cobbs pre-trial
|Jury nullification: The elephant in the room
|Controversial constitutionalist: 30 years of defending the people
|Just say know: Tim Wilson wants to change the world-- one story at a time
|Not guilty: Jury acquits in two pot-plant case
|Borrowed assets: Did deans plagiarize or just repeat 'gobbledygook'?
|Doctor's orders: Spiked bill has him lauding Obamacare
|Bob's mess: 'Please stop,' Governor McDonnell urges alumni, faculty, legislators
|Leadership fitness: Did Dragas engage in plus-sized bullying?
|Sullivan oustermath: A timeline of UVA in tumult
|Kaine's take: BOV secrecy a 'huge mistake'
|Strategic manager: Zeithaml skillset hailed by O'Neil
|'Resign!' Students shout at Dragas after BOV picks interim prez
|Sullivan appears: Pandemonium outside the Rotunda
|Dragas shrugged: Defiant rector hires PR firm
|Connections: Who are the BOV's Kington and Craig?
|Unauthorized dialogue: 'Palace coup meets grassroots rebellion'
|Sullivan stripped: V-P Simon hints at quit if no BOV change
|'Important alum': Donor Jones had role in Sullivan ouster
|Bad form? BOV ignored own president-replacing precedent
|Head rolls: Kiernan out as UVA faculty condemn Sullivan ouster
|'Cabal Hall': Why would Darden trump Carr's Hill?
|Taking Residence: $25mm hotel targets Random Row site
|Landmark move: Hotel shell bids due in early June
|Budget bus: Starlight gears up for big changes
|Flights slashed: CHO to LaGuardia about to get skimpier


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When we are at the lake, ocean, river or our favorite coastal destination we all like to feel like we're on vacation. Relax, relax, relax. In today's economy, with work demands plus airline travel where you may be degraded or groped, have your flight cancelled or have your luggage lost, we're all looking for a hassle-free economic getaway. What I'd like to propose is that this summer you take a staycation. Give one to yourself, your friends and family and make it a memorable evening.
Just be in agreement that you will do the first mystery dinner cruise, but let it become a shared, fun, joint event. This way YOU won't have to be the one doing all the planning and work in the kitchen rather than absorbing the atmosphere, sights, sounds as well as the food and drink as you view the sunset and moon amongst your guests.
If you own a houseboat you are halfway there. If you have some friends who also need a break from their routine, make their day. If they are real friends they will do the same for you; therefore, you get two wonderful experiences!
Pick a theme that depends of course, on the season or your menu for the meal. In Texas we have warm weather the majority of the year and our tradition is to grill or barbecue. In many states your main choice may be seafood, but no matter what your menu, make the most of your outdoor entertaining.
Your choice may be cold cut sandwiches and chips using plastic forks and paper plates for lunch all the way to your best china, crystal and linens for dinner. Remember, the idea is to make your table scape different and make you forget you are on your own boat.
Perhaps you are having seafood for dinner for four. We found fish dishes which are whimsical, but functional. If you look around in thrift stores, garage sales and cannot find a setting for four or six, it's okay to mix and match. Napkins for a good, messy menu of barbecue baby back ribs are thrifty bandanas. They come in all colors and do not show stains and endure many washings.
Your theme may be seashells. This is a very popular theme known as seascapes. In department stores there are numerous items inclusive of shells, candles, placemats and other merchandise whether you want to go plain or fancy.
Remember to not only entertain your eyes with new vibrant eye candy, but also your other senses as well. Music may be your favorite CD or romantic mood music for a more formal atmosphere. Listening to Jimmy Buffet and hearing Margaritaville all day may not be the mood by candlelight you are trying to achieve. Candles set the mood so experiment with your music to fit your purpose and theme. If you are dining and the wind does not allow them to stay lit, party lights never fail. Of course the best natural light is moonlight and you ARE good if you scheduled your evening around a full moon!
If you have access to another boat to transport the guests from the dock to the secret location of the dining experience, it adds even more to the adventure. What is more fun than your guests not knowing where they're going? Try to keep their final destination a secret, but let the valet boat driver be informed, of course. Inquisitive guests just need to know they should wait on the dock, dressed appropriately, and be on time for their adventure to begin. A valet captain picks them up with drinks and appetizers and beautiful romantic music playing as they slowly cruise to the secret destination. Suddenly, they turn into a cove and a beautiful houseboat lit up like a five-star hotel roof top patio appears. A wonderful experience awaits them, and they feel they are on vacation even for just a few hours.
Remember, you do not have to have a huge, new, fancy houseboat to entertain in style—just a vision, some creativity and a few friends. And next time go with a new location and a new theme. Keep them guessing. Be creative and have fun yourself.
If you know a teenager or two who would love to make some cash and are responsible for YOU to relax and enjoy the evening and guests, it's worth it to find them. You might even barter a day on the lake of tubing in exchange for their professional services. Enjoy your staycation every way you can, whenever you can. Life's too short; it's time to relax, relax, relax!
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WTPNewsletter 20070330
WTP Weekly What's Cooking?
Headline News!
- WTP 2.0 Now Featuring JSF and JPA Tooling!
- This week's WTP SDK and runtime zips now include the JSF and JPA projects.
- Note that JPA uses bugzilla target 1.0 for the bugzilla release and JPA is aligned with WTP proper.
- WTP 2.0 Feature Versions Updated!
- The feature versions for WST,JST, and JSF were all updated to 2.0.0
- The feature versions for JPA were updated to 1.0.0
- WTP 2.0 Deprecated Plugins Removed!
- org.eclipse.wst.internet.proxy
- org.eclipse.wst.internet.proxy.infopop
- See Bug 175171 for details
- Remaining Europa Timeline
March 2007 - June 2007 Platform +1 WTP M6 - API Freeze Mar 23 Mar 30 Apr 06 M7 - RC0 May 04 May 11 May 18 RCn... Europa Jun 29 Jun 29 Jun 29
March 23, 2007 - March 30, 2007
- Adopter Breakage Report
- Report
- Details
- In org.eclipse.wst.server.ui.internal.Messages, the fields host,name,vendor, and version were removed.
- In the internal package, org.eclipse.wst.server.core.internal, deprecated classes ModuleEvent, ModuleFactoryEvent, and IModuleListener were removed.
- In the internal class org.eclipse.wst.server.core.internal.ServerPlugin, getModuleArtifact(...) was removed.
- In the internal class, org.eclipse.jst.j2ee.internal.common.operations.JavaModelUtil, the method findType(..) changed arguments. This class is basically a copy of a JEM class to avoid adding a JEM dependency, and to keep up with changes in JEM, this class was updated.
- In org.eclipse.wst.wsdl.binding.soap.SOAPHeader and org.eclipse.wst.wsdl.binding.soap.SOAPHeaderFault, the methods getPart(...), setPart(...), getMessage(...), setMessage(...) were replaced by new methods. Details:
- The WSDL model SOAPHeader and SOAPAddress classes should have been inheriting the WSDL4J interfaces but weren't. Unfortunately the javax.wsdl interface already defines getMessage() and getPart () using a different signature. So this is a case where in order to 'fix' our model to make it comply with the WSDL4J we needed to break the 'provisional API' (these classes specified api=false in the component.xml file). Current clients will simply need to change references from getPart or getMessage to getEPart and getEMessage to access the EMF equivalent classes.
- Plugin Version Changes
Remaining for 2.0 M6
Migrating to M6
- See the M6 Migration Guide for help porting to M6
Focus Areas
March 23, 2007 - March 30, 2007
- Plugin Version Changes
Remaining for 1.5.4
Back to What's Cooking Archive


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PETALUMA— North Bay Area Small Business Development Center Advisor, John DeGaetano, has earned the national designation of being Northern California's State Star for his outstanding performance in assisting small businesses in 2013.
Every year Small Business Development Centers throughout the country nominate their peers for innovative programming and excellence in service to their respective business communities. DeGaetano is a longtime business advisor for several Northern California SBDC centers, which serve Napa, Sonoma, Marin and San Francisco small business communities. DeGaetano earned the State Star designation for helping his clients achieve the highest level of economic success with the region in 2013.
"John has been a critical team player in numerous center transitions over the past couple of years assisting North Bay and San Francisco area clients," said Ann Johnson-Stromberg Norcal SBDC Region Program Director. "I'm always really proud to share the impacts our organization helps to create by assisting Northern California small businesses, but none of that would happen without the commitment of impassioned advisors like John."
All of the nation's SBDC State Stars will be acknowledged at a national professional development conference coordinated by America's SBDC in Dallas in September.
Johnson-Stromberg said she was excited to help DeGaetano get recognition for his contributions to the regional network.
"John's down-to-Earth, realistic approach when working with clients quickly builds trust and camaraderie," said Marin SBDC Manager Miriam Karell. She went on to explain that in her center - located in San Rafael at Renaissance Marin - John works with a variety of businesses to help them get loans, organize financials and increase sales. "A recent client of his told me 'How did I get so lucky to be connected with John? Without him, I would not have been able to get my business on track and at a level where I am earning a living wage now,'" she said.
The Norcal SBDC Regional Network provides technical assistance and low cost workshops to 13 Northern California counties from the Oregon border to Santa Cruz. Those services are provided through 12 Service Centers, three satellite offices and numerous outreach locations.
To find out more about the Norcal SBDC Network and its services, go online to www.norcalsbdc.org, or call (707) 826-3919.


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Christian Counselor
John Neyman, MA., BCPC
105 S. PIKE RD (RT 356) Sarver, PA 16055, Sarver, Pennsylvania 16055 | 724-712-9449
John Neyman is a Christian Therapist and Christian Counselor in the Butler, Sarver, Natrona heights, Fox Chapel areas. He provides a biblical based therapy and has been very effective that has brought about exciting results in the homes and lives for the last 30 years. God has the answers for your problems. He has provided positive solutions in God's Word. He has equipped Counselors to draw out the problems and reveal the solutions that are specifically targeted for your problems. There is no reason that you should continue with the hurt and pain when there are viable solutions to help you. If you are in need of parenting skills, marriage counseling, personal counseling God has the answers
Christian Counselor
Pascual Chen, Psy.D.
Licensed Clinical Psychologist
6200 Brooktree Rd. Suite 110, Wexford, Pennsylvania 15090 | 412-628-2818
When clients ask for counseling within a Christian framework, I use the Bible as a resource to help clients overcome their emotional and psychological struggles in conjunction with evidenced-based therapy models, such as cognitive-behavioral therapy. After a couple of sessions, Clients usually report having a better understanding of God's love and grace, as well as gaining real tools they can use to help them through their life challenge. Clients appreciate my warm, nonjudgmental, yet direct approach in therapy. Please feel free to visit www.claritypsych.com for more information.
Christian Counselor
Michael Pecosh, M.Ed., NCC, LPC
Licensed Professional Counselor
20 Old Plank Rd. Suite 100, Washington, Pennsylvania 15301 | 724-249-2829
I am a practicing Catholic. In addition to my Master's degree in Counseling, I also hold a Master's in Sacred Scripture. If you're looking for a counselor that will respect your Christian values, I could be your guy. I tend to use a lot of story-telling in my work, because that's what the Master did, after all. I promise you that, if we work together, I will never suggest anything that would not be in keeping with your Christian values. Favorite Gospel: Luke. Favorite Saint: Francis. Favorite prayer: Prayer of St. Francis. Favorite hymn: Be Not Afraid.
15146 is a zip code located in Allegheny County and part of Monroeville, Pennsylvania. It has a land area of 19.703 square miles.  The population of 15146 is 28,323 people.


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FHA Mortgages
Highlights of the FHA mortgage program:
- Minimal down payment – as low as 3.5%
- Gift funds may be used for down payment, closing costs, and prepaid expenses
- No first-time homebuyer restrictions
- Co-signers are allowed to help buyers qualify for single family residences
- Seller concessions are allowed (i.e. closing costs such as an appraisal, credit report or title expenses)
- Liberal qualifying ratios
- Loan limits are dependent on geographic location
- Available for single family primary residences
What is an FHA Mortgage?
The Federal Housing Administration (FHA) is a division of the US Department of Housing and Urban Development (HUD). FHA mortgages are insurance backed loans made by approved FHA lenders such as Homestead Funding Corp. FHA does not lend the money; it simply insures that the total mortgage will be paid if a buyer defaults.
How an FHA Mortgage works:
An FHA loan requires as little as a 3.5% down payment. This money may be gifted to the homebuyer from an FHA allowable source. Additionally, FHA allows for the use of seller concessions to assist in paying borrower closing costs and prepaid expenses. FHA loans require upfront mortgage insurance (MIP), which may be financed into the loan as well as monthly premiums. FHA loan limits are dictated by geographic location and vary based on where the home is located (click here to check your area's specific loan limits). Closing costs for an FHA mortgage also vary based on location. Purchase and Refinance transactions are both eligible for FHA loan programs.
As an added bonus, FHA mortgages tend to have more forgiving requirements compared to conventional mortgages in terms of past credit history. A bankruptcy discharge from as little as two years ago may not hinder a homebuyer from qualifying for the FHA program.
You will benefit from the FHA loan program if you:
- Have little down payment available
- Need flexible credit score requirements
- Require less restrictive gift guidelines
- Want more forgiving requirements in terms of past credit history
Related Products: FHA Streamline, FHA 203k, VA
View FHA Mortgage Limits