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The life of a car reviewer involves pitfalls. Namely, you are a professional sybarite: Each week, a hot new machine is thrust upon you. It's great at first, but after you've driven every car you ever dreamed of, a strange ennui sets in – another day, another Lamborghini.
So you'll understand my initial reluctance when I got the opportunity to drive the Pagani Huayra BC. The Huayra is made in a tiny Italian factory, it has 789 horsepower, and it costs $2.5-million in Canada. Whatever. I've driven my share of supercars and most leave me cold. After you've done a few thousand kilometres in low-slung compensation devices with zero luggage space and race-track pretensions, you've had your fill. You get sick of the noise, the gun-slit door openings and people wondering why you, and not Brad Pitt, stepped out of that beautiful machine.
So I approached the Huayra with more than a little skepticism. On the face of it, this was just another ill-conceived fantasy car, an overpriced contraption that would soon join my dusty collection of barely remembered automotive toys.
Little did I know. I came away from my encounter with the Huayra BC a changed man. Many cars call themselves exotic, but the Huayra is in a league of its own. It is a beautiful, densely compacted collection of extraordinary components and swooping, extraterrestrial shapes, rendered in carbon fibre, titanium and milled aluminum. Every knob, switch and panel is sheer art, with the shimmering beauty of a jewelled watch movement. This is the Sistine Chapel with headlights and turbochargers.
After staring at the Pagani for a while, it was time for a drive. With nearly 800 horsepower and a curb weight of just over 1,200 kilos, the Huayra has the kind of power-to-weight ratio you normally find in machines like the F-18 fighter jet. The Huayra's acceleration is best described as hallucinatory (zero to 100 km/h takes 2.8 seconds). Top speed is in the region of 380 km/h.
Out on the road, the Huayra BC is an apex predator, ruling its tarmac domain as surely as a Great White rules the waters off the Farallon Islands. Everyone stares. Operating the Huayra in everyday highway traffic is like commanding a starship: Cars and trucks flicker past like asteroids. The V-12 motor howled behind my head, an internal-combustion aria that urged me to keep my foot on the accelerator even as the numbers on the digital speedometer flicked up into Indictable Offense territory.
When I put on the brakes, solenoid-controlled carbon flaps rose from the Huayra's body, pressing it down onto the road like an invisible, aerodynamic hand. The steering was so accurate and flawless that I felt like a surgeon guiding a scalpel.
All too soon, the ride was over. The Huayra's scissor doors swung up with effortless precision, balanced on a set of perfectly calibrated gas struts, and I stepped out, glad that I still had my driver's license. I had visited automotive Valhalla and returned unscathed. Not everyone does.
Last year, the bodyguard of a wealthy Chinese businessman lost control of his boss's Pagani and drove it into a steel fence, resulting in the largest car crash claim in the history of Aviva insurance company. This was the car's second major crash – a few years earlier, a friend of the previous owner loaned it to a "famous racing driver" who managed to drive it into a telephone poll. This summer, a Pagani Huayra was crashed in Paris. In 2012, a British entrepreneur died in his new Pagani after he lost control near his newly built home.
But good Lord, what a machine. For the first time in my life, I wondered exactly how I might come up with $2.5-million. The Pagani Huayra BC is the ne plus ultra of road-going machinery. I could spend days staring at its autoclaved carbon body panels, which are woven with strands of titanium. Every bracket, arm and fitting is a masterclass in design and production technology. Next to the Huayra BC, a Porsche 911 seems like a Ford Pinto.
The Huayra is the brainchild of Horacio Pagani, an Argentinian-born engineer and designer who went to Italy as a young man with nothing but a bicycle, a pup tent, and a burning desire to make it in the high-performance car business. He got his big break at Lamborghini, where he designed the unforgettable Countach. After founding his own namesake company, he branched into ultra-exotic manufacturing, building parts for Formula One teams, and sketching out no-compromise street machines.
Pagani's hero is Leonardo da Vinci, the Renaissance genius who believed that "art and science can work hand in hand." After my encounter with the Huayra BC, I understood Pagani's obsession. If da Vinci were to build a car, this is what it might be like.
Of course, the Pagani Huayra makes no sense. It costs a fortune. It has limited luggage capacity. Its capabilities are so extreme that it should come standard with a ride-along lawyer. Never mind all that. Just flip up the car's rear hood, spend a few hours drinking in all the perfectly machined metal and sculpted carbon, and remember what da Vinci once said: "Details make perfection, and perfection is not a detail."


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Kampala, Uganda | THE INDEPENDENT | The police have started the gun fingerprinting exercise in West Nile. The six-day exercise kicked off on Monday at Arua police grounds.
Thomas Kamugisha, the team leader for the firearm verification team, says that the team is capturing the data of each individual gun and marching the data with the holder.
He says any of the registered firearms used to commit crime will easily be tracked and criminals apprehended since the record of the gun will be available in the electronic system.
During day one of the exercise registered an overwhelming number of guns from the UPDF, Police and Uganda Prisons.
Josephine Angucia, the police spokesperson for West Nile region warns gun holders against not responding to the exercise.
In 2018, President Museveni told a special sitting of Parliament during his address to the nation that all guns in the country will be fingerprinted.
He said fingerprinting guns will help security agencies track which gun fired killer bullets based on the cartridges recovered from a crime of scene.

subset: commoncrawl


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cf. Sphaerophoria scripta (Linnaeus, 1758) - Hover Fly
Author: Pavel Krásenský [Other photographs by this author]
Determination author: Gabor Keresztes [Determination history and verification]
- Approximate determination (cf.)
Czech Republic, Škrle
Krásenský P.: Macrophotography.cz [http://www.macrophotography.cz]
Note: If not otherwise indicated image is property of its author and cannot be used without his permission.


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This Life in the UK practise test quiz number one consists of ten multiple-choice questions. Only one answer is right. Read the questions carefully.
Let's get started. All the best.
What is the official name of the country in which you live?
What language did Iron AgeBritons speak?
Which of these countries is part of Great Britain?
Which of the following is NOT a stated responsibility of a British Citizen?
A single TV licence is enough for one house except when:
TRUE or False: Anyone on electoral register can be selected to serve on a jury.
Who appoints the government in Britain?
Who was elected prime minister after the war in 1945?
In the UK electoral system, what is the name for the collective number of people who can vote?
Last question: What is the main reason the UK does not have a written constitution?
You needed to score 75% to pass this quiz. How much did you score?


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After selling 3 223's in the past I've almost convinced myself I need one again and if I'm going to have one it may as well be an A cat AR15 but I am also open to a nice bolt action with a detachable mag.
Before I start looking at new ones does anyone have a tidy one, preferably scoped and suppressed, they are thinking of selling?
My main pre requisite is accuracy with factory ammo as I need to be killing hares at 200+m.
Sent from my SM-G935F using Tapatalk


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- On sale!
Designer Stool Tulip 543 by...
- On sale!
The Tulip table is the first one-legged table in furniture history. The famous Bauhaus designer Eero Saarinen designed it in the 1950s. His plan was to do something about the boring and ugly four-legged tables. He used an aluminum pillar base to provide a clear design and as a table top he chose different shape (round, or ovale) and used material - laminate, or marble.
The result is the elegant Saarinen tulip tables, whose sweeping shape creates a sophisticated impression in all environments.
Of course, matching tulip chairs are also available for these impressive tulip tables.
Bank Transfer
Coffee table Tulip Oval shape by Bauhaus designer Eero Saarinen, who was experimenting with new, unusual shapes. He designed in 1956 this trumpet-shaped base construction. This impressing base and the matching oval-shaped upper surface of Carrara marble gives the work special balance and a slim profile. The table provides an elegance and the slender impression.
traditional Italian handicraft production
Quality certificate
5 year manufacturer's warranty.
You might also like


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Recent Posts
Featured Posts
October 27, 2015
Our stall at the exhibition attracted a large number of visitors that showed great interest in the Services offered by SIKRAFT INFOTECH in Power & Industry Sector.
Overall it was a commendable group effort in terms of Teamwork,Creative thinking, Strong Event leaderships, getting involved in the nitty-gritties and making our first event a big success.
Apart from allowing us to reach prospective clients (National & international companies and their decision makers), the Indian Nuclear Energy Summit platform increased our visibility in the Nuclear Sector.
We welcomed hundreds of guests to our creatively made stall, and established a connection with each of them through our smart technical communication, eyecatching stunning brochures, well planned posters,3 D Nuclear Model and presentations through audiovisual channels.
I'm busy working on my blog posts. Watch this space!


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Développeur des Opérations Services - Gennevilliers H/F
Gennevilliers, Île-de-France Region
Logistics & Supply Chain
Full Time
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You are eager and self-driven to constantly develop and demonstrates a willingness to develop skills and effective ways of working to benefit IKEA and personal growth. By being customer oriented you see the customer first and consider the impact on the customer when taking decisions. You naturally share the IKEA vision, values and culture and have a strong interest in home furnishing. You enjoy applying tactical and operational approach for analysing business opportunities from customer perspective and inspired by challenging situations. You have an eagerness and desire to understand the IKEA business, the customer and co-worker needs and influence improvement of the business with a focus on customer satisfaction.
For this role you should have a university degree in preferred Logistics, Economics, business administration or relevant work experience. You bring with you 2-4 years working experience from supply chain on operational and/or tactical level. You have experience of project management and working in a fast changing environment. You are comfortable in communication and presenting in English and have a proven analytical and numerical skills. You have strong computer skills and very high proficiency in Microsoft Office applications; high proficiency with connected IKEA System landscape applications is a plus. You have knowledge and experience of meeting and interacting with various business partners and are self-reliant and motivated with a proven ability to work as part of a team as well as independently. You bring with you experience in the developing and improving ways of working and gets energized by problem solving. You have a strong interest for Retail/home furnishing/supply chain/customer service.
You have knowledge in the following areas:
• IKEA business model, the strategic landscape and IKEA ways of working
• Business understanding: understanding of key performance measurement used
• Knowledge of IKEA processes, supply chain, warehousing operations and service business leading to an excellent customer fulfilment
• Excellent understanding of the customer and co-worker needs, demands and expectations on the markets
• Knowledge of market/industry intelligence: applies market/industry knowledge to achieve organisational goals and objectives; understanding of KPIs used for success measures for own function
• Knowledge of change management and leading in the unknown/exploring
• Vendor management: evaluating and monitoring vendor performance, ensuring that contract terms are followed, managing contract changes, negotiation technics
• Financial competence: ability to understand and communicate financial impact; applying financial knowledge to achieve organisational goals and objectives; knowledge about how internal and external financials impact the business of IKEA
• Knowledge of indirect and interdependent leadership
• Knowledge of the IT solutions within Service Business
As a person you have a strong collaborative mind-set in building relationships across the organisation and use your good communication and negotiation skills. You have the ability to respond to business and customer needs by providing creative solutions and developing implementation plans that deliver. You possess the capability to translate business and customer needs into development initiatives. You have the ability to act within the global framework in order to achieve local/market/organisation goals. In planning and maintaining work processes you have an end-to-end approach and you possess the ability to apply strategic and analytical process oriented thinking.
The purpose of the role is to take responsibility for the performance of assigned service partner(s) or partners including:
• Daily operations for services connected to internal and external service partners
• Operational excellence
• Efficiency and continuous improvement
• Short and mid-term capacities
• Cost development
• Lead-time development
• Communications
• Sustainability
You will contribute to the operations and development of the Service Fulfilment organisation both directly and through the work of with the assigned service partner(s) with a customer-centric and collaborative approach in focus.
In this role you will contribute to creating the right prerequisites in the organisation to enable the growth agenda and secure the Group and market Customer Fulfilment agenda is translated into the Service Fulfilment organisation and you will be the main speaking partner for the assigned service partner(s).
You will be:
• Responsible for securing high performing daily operations connected to service fulfilment through the performance of the assigned service partner(s)
• Responsible to secure excellence in operations and quality under the scope of Service Fulfilment on the market through the performance of the assigned service partner(s)
• Responsible for short-, mid-term and long-term operational development of assigned existing service partner(s)
• Responsible for ensuring short and mid-term capacities and resources in the market's service fulfilment network through the work with the assigned service partner(s)
• Contribute to negotiate cost development of the Service Fulfilment function through the work with the assigned service partner(s)
• Responsible for securing efficiency and implementing improvements on the market in cooperation with relevant stakeholders throughout the organisation
• Contribute with both knowledge and expertise to optimal multichannel development and tendering activities as well as to all matrices, global initiatives and competence networks
• Contribute to the work of Operations Specialist with relevant input regarding IT solutions to secure that IT solutions are maintained and updated.
• Responsible for promoting and stimulating entrepreneurial orientation within the assigned service partner(s) or service partner(s) in an assigned geographical area to bring development and innovation ideas to Service Fulfilment and total IKEA in close cooperation with the Group Functions.
• Responsible for the implementation of the Customer Fulfilment sustainability agenda for Service Fulfilment through the work with the assigned service partner(s)
We're the team behind the scenes that make the IKEA products available to the many people. As a diverse mix of co-workers we use our supply process expertise to balance range and space capacity with forecasting and ordering to provide customers with high availability while minimizing costs. If you've wonder who's responsible for finding effective and efficient ways of picking up the products for our customers, that's us. We're passionate about working together to improve the customer experience at IKEA!
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Spécialiste des Opérations Services - Gennevilliers H/F
Gennevilliers, Île-de-France Region
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Jordan - Instructional
Event box
Jordan - Instructional
Form Name: Library Instruction Request Form - Oak Creek
Description: This form requests individual course information in our effort to provide subject focused library instruction to your course. We will use subject related resources to enhance instruction and learning.
Report link: http://matc.libsurveys.com/
Faculty / Staff Name: Karen Jordan
Email: firstname.lastname@example.com
Phone #: 4144210746
Building where your class meets: A Building
Course Title: Communication Skills 152
Course Number and Section: 152-500
Day(s) of the week class meets: Thursday
Class start time: 6:30
Class end time: 9:25
Number of students: 10
Description of research project or assignment: data base research for project proposal. Need to find 3 sources to support problem/solution proposal. Will send assignment when closer (same work as previous semesters). Will like 30 minute database overview and then students will search for sources and stay in computer room. Would like librarian help on 10/31/19.
Date the project will be assigned: 10/24/2019
Due date of project: 11/21/2019
- Date:
- Thursday, October 24, 2019
- Time:
- 6:30pm - 9:00pm
- Location:
- Oak Creek: A202A (Lab)
- Campus:
- Oak Creek campus
- Categories:
- Instructional Session


text: Mariocrazy's Mum 0 Posted August 3, 2005 Aww Tam, I'm so sorry .. but sometimes it's just the shock of it all. For your Dad to suddenly see that (gorgeous ) whopper of a tank compared to a 20 gall ... and taking into account he wasn't expecting it ... You can see how it would look to him What I've always done (first with parents and now with Husband) is to over state the case, so when they finally see whatever it is, they are just relieved it isn't so bad as they imagined, that they happily agree!! Well, it doesn't always work of course, but it works alot. Maybe you could try that tactic another time? Hope it all comes right for you and they soon come round 0 Quote Share this post Link to post Share on other sites


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$35.00 - $130.00 $130.00 - $169.99 Up to 73% Off
- QuickFit Upper with honeycomb air mesh fiber - 3X buckle and 2 Velcro straps closure system - Force Drive composite outsole, with Streamlined Tread & anti-slip Replaceable Heel Rubber studs - AirStreaming 5-Vent Cooling System - 2Density EgroComfor footbed with TransTexturaPlus anti-odor Tech
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Identical to the SELECT Thermal Cycling Tight, but without the built in chamois. Pull these over your favorite shorts and keep riding well into the cooler months. - Updated Anatomic multi-panel design - Flatlock seams - 7-inch lower leg zipper with zipper garage to protect ankle - BioViz reflective elements for low-light visibility
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All the functionality and performance of Pearl Izumi's best-selling mid-weight Women's Sugar Thermal Cycling Tight, but in a ¾ length that's perfect for cool-conditions. - SELECT Thermal fabric sets the benchmark for moisture transfer and warmth - 6–panel anatomic design - Silicone leg gripper - Women's SELECT Escape 1:1 Chamois is smooth next to skin with blended edge-free cushioning for maximum comfort - Flattering wide waistband for superior comfort - Key pocket - 20-inch inseam [size medium] - BioViz reflective elements for low-light visibility
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Already a legend in its time, the SRAM RED crankset is now available with refreshed graphics to complement the SRAM RED eTap componentry. The SRAM RED crankset features a completely hollow construction all the way to the spider. Its hidden bolt pattern makes better use of carbon fiber to further improve stiffness and shed weight. As always, for seamless, flawless performance and Yaw compatibility, pair this crank with X-GlideR chainrings. - SRAM Road 11-speed compatible - Compatible with SRAM RED eTap components - Exogram technology uses a large, hollow cross section all the way to the spider, minimizing weight while maximizing stiffness - SRAM's stiffest crank ever - Hidden bolt pattern leverages the characteristics of carbon fiber while presenting a sleek appearance - Stiffer X-GlideR chainrings feature thicker construction and advanced shift timing pins and ramps, which are optimized for shifting with the Yaw front derailleur - Arm Material: Carbon - Chainring Material: Machined alloy - Weight: 557 grams (BB30 172.5mm 53x39 BB not included) - Compatibility: SRAM RED & SRAM Force Yaw Front Derailleur, SRAM RED 22 & PC1170 chains - Finish: Carbon - Bottom Bracket Compatibility: BB30, PressFit 30
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An Uncommitted Companion Often you might discover that although you are ready to commit, your partner doesn't want to resolve. They may watch for the optimal individual who can fulfill their dreams as well as whims. . . some optimistic vision of what an enthusiast should be. Many people think that they can hang on to their Tuckahoe Virginia 16 dating apps and make them remain.
When we are triggered, particularly from childhood pain, what is being triggered oftentimes is possibly, and shame dating apps in order Tuckahoe relating to this shame. The problem with shame is the fact that it's a spiral, as opposed to, for example, sadness. You can be sad, walk through despair, and you'll eventually get to its other side. You can face your fears and reach another side of those.
Calling a nice man cheap doesn't mean that he does not have cash, but it means he is too needy and doesn't understand how to take care of women or how to use his period. He thinks he was being romantic and caring, but from the world, he is a wuss- bag and needs to be bitch- slapped to an alpha.
In addition, you need to understand that when she is casual encounters Archdale NC a signal that is not a great one to you, it doesn't mean that she's rejecting you. She is not attracted to you. You are able to turn it around by having sport and being persistent. In the event that you know what you are currently doing, She'll turn around.
Do not work yourself up ahead. Think about it; anything happens, meeting new people is good and refreshing. Refusing to go on a blind date ends up limiting your options! Worst- case situation: she's a mutant- looking bitch who hates your guts; what exactly do you do? Laugh it off and shrug your shoulders because there's no skin off your back is there? Tuckahoe VA the ejector seat on her and proceed! In any android sex dating sims Tuckahoe Virginia, it's a great story! Telephone Her In Advance. You should call her before the date but until you do, get your matchmaker to tell her thatyou're going to call. That way understand who you are, and will not think thatyou're a telemarketer trying to get her to buy beans.
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He arrived at my door and that he didn't seem like his photos. I knew that I didn't want to shag him. But that's precisely what I invited him. Icouldn't say could I? Now he knows where I live. I shagged him anyway. It was nothing to write home about, okay. However, once it was finished, he didn't leave as I hoped he would, and that I didn't understand how to ask.
KEEP PERSPECTIVE Maybe you need achievement in a date. Her waist and your standard of having the ability to get your arm a fifth of the way to get around it have met with. Maybe you heard her talking about how good she's at frying beef from a can, and the interests you.
Do not sibling fuck buddy Walworth NY in to the trap of doing any of the following: Age women were the culprits in lying about their age. In age thirty- nine, I dated in my age group to forty- seven and it wasn't uncommon for a woman to knock off their age. When I questioned why I got the exact same reply each moment.
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Men with Timing Someone once said that three things will need to be in line when you begin dating somebody: timing, beliefs, and fascination. A tendency is for us to make exception to try to mould whomever we find in the person of our dreams. Of those three, there is nothing more annoying than the uncontrollable dating variable of timing.
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Alright with the negative off the beaten track, here are some good habits to use: Pictures outdoors, or in public locations These pictures reveal that you like going out, and that you like experience. A widely favorable sub- communication. If you have actually traveled you might want to set up some refined travel images of you having fun, this is a wonderful DHV.
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ago431 days ago
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To view this Resource, use the form on the right
Download to learn the 10 steps to help you win support and secure investment for cloud-based expense management.
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You Can Buy a Home in 2019 with These Low Income Mortgage Programs. Tim. VA loans are more lenient on debt ratio and credit score requirements. Many low income individuals and families have used a VA loan to buy their first home.. Grants for Low Income Families to Buy a House. All across.
Buying a House with Bad Credit. Even for borrowers with low credit scores the American dream of homeownership still exists, although with a higher interest rate. Make sure you check your credit and fix any errors. Maximize your credit score by paying down your credit card balances.
How to Buy a House With Bad Credit: 6 Tips – LifeLock – But what if you have bad credit? Can you still buy a home with a low FICO credit score? Maybe. But you'll likely face two requirements:.
Mortgage lenders often take a close look at your financial situation and credit when reviewing your application. Having an excellent credit score and a low debt-to-income ratio (DTI) can help you secure the lowest interest rates. Even if you have bad credit, you might be able to get a mortgage.
line of credit interest rates today IRS Issues Guidance For Deducting Home Equity Loan Interest Under The New Tax Law – today. qualifying mortgage interest for purchases of a home up to $1,000,000 plus an additional $100,000 for equity debt. The new law appeared to eliminate the deduction for interest on a home.
How to Purchase a Home When You Have Low Income – discover.com – Fortunately, there are many programs available to help low- to moderate-income buyers make their dream a reality. The following steps will help you prepare to buy your first home. Lenders are available to help guide you along the path to homeownership. Step 1: Address your credit. The credit score is an important factor in the lending process.
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Helping Low-Income, First-Time Homebuyers | HCIDLA – The Low Income Purchase Assistance Program helps first-time, low income homebuyers purchase homes by providing loans to cover the down. this program may also be required to apply for the Mortgage Credit Certificate Program (MCC).
The Downside of Durham's Rebirth – She takes me to a house she's planning to buy soon in East Durham. and the Self-Help Credit Union are active all over Durham, fixing up properties and helping low-income residents become homeowners.
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Company Folio
TDM Constructions deliver an extensive range of specialised building services
with ultimate focus being on the development of successful long term
relationships with our clients through exceptional quality of work, and dependable ongoing performance.
Growth, Stability
& Leadership
Established 2003, TDM Constructions has grown with stability over the past 15 years with the company now annually turning over in excess
of 30 million.
An Australian building and construction Company, TDM employs 35 to 50 staff, and up to 150 specialised tradespeople, delivering projects across the Gold Coast and Brisbane regions including the Ipswich and Logan shires.
TDM Constructions well demonstrated culture of 'family' has ensured the establishment of a highly skilled, 10 plus year long term senior management team each bringing a wealth of knowledge, expertise and team leadership qualities.
The Complete Suite
Of Services
Design & Construction of Building Works
Lump Sum General Construction Contract Works
Project Management Services
Renovations Extensions & Alterations
Sub Contract Masonry Works
Sub Contract Hebel Works
Sub Contract Formwork
Joint Venture Construction Works
Team Work
A Rewarding Experience
'Mutual growth, result & strength
of partnership'
Specialising in multi level apartment complexes, TDM Constructions also deliver complete building projects for the commercial, residential and industrial sectors.
Warehouses, carparks and industrial office buildings feature in the TDM Constructions folio along with an extensive range of homes, high rise city towers, multi level apartment complexes and custom renovation projects.
A highly experienced professional 'inhouse' team of block layers, formworkers and specialist tradespeople ensure meticulous attention to detail, reliability, efficiency and time frame completion versatility.
Solid & Stable
Genuine levels of professional courteous service build the way for mutually successful and rewarding projects all designed, built and delivered with meticulous attention to
detail and focused commitment of the highest level.
The companies senior management team are all long standing employees, each bringing
a specialised and highly developed skill set, further adding to the solid and stable structure of the business.
Cornerstone Strength
& Dependability
Ongoing project excellence is achieved through the performance and loyalty of TDM Constructions key senior management team and extensive group of full time site managers and specialist tradespeople.
The core management team has remained constant throughout the journey creating a valued and long standing close knit family atmosphere.


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Course application
As a student enrolled in a KTH programme you have to apply for courses.
Do not forget to apply for your programme courses for the autumn term 2020. Information will be provided in preparation of the application. It is very important that you get this information in order to be sure what the specfic requirements for the courses are, which courses are mandatory, which tracks you can choose and other things to consider. If you don't know how or where you can find the information, please contact the student counsellor for your programme.
The web application for courses within programme (AKP) will be open 1-15 May 2020.
The application is done via universityadmissions.se for all programme students.
For more information on how to apply, see the PDF document "Course application via Universityadmissions.se" below.
Course application via Universityadmissions.se.pdf (pdf 588 kB)
The notification of selection results will be sent out on August 5 2020.


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Before to know Paquito I was not very able to use computer tools, with him I have discovered a new world Made of so many useful programmes. In Gand Our team realized a particular turism's brochure. We choose "Le Castella"(a wonderful sea-place in Calabria) to make it known in the world. Our is not the … Continue reading
Tagged with FRANZICO JOSE GARCIA GOMEZ …
If you are located in Murcia, Spain, and you are lucky, you can have lunch at the restaurant of the CCT ( Centro de Cualification Turistica ) . Dining at CCT is a unique experience, unparalleled. You will be greeted by a waiter who all 'entrance, cordially, leading to the table. The atmosphere is relaxed, … Continue reading


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Romelu Lukaku scores four goals on Inter Milan debut after leaving Manchester United
Manchester United weren't able to sign a replacement, but they were still happy for Romelu Lukaku to complete a £74 million move to Inter Milan at the end of the summer transfer window.
The Belgium international finalised his switch to Italy on Thursday after weeks of speculation.
Inter was his preferred destination but Juventus were also keen on signing the 26-year-old, who had been deemed surplus to requirements at Old Trafford by Ole Gunnar Solskjaer.
Lukaku, who scored 42 goals in 96 games for the Red Devils, wasn't the striker that Solskjaer wanted leading the line at United.
The Norwegian coach has subsequently left himself with Marcus Rashford, Anthony Martial and 17-year-old Mason Greenwood as the club's only centre-forwards. And even then, it could be argued that none of them are out-and-out number nines in the same way Lukaku is.
- Mourinho names four teams that can win PL title
- Neville gets into Twitter spat over Glazers
- Bradford fans sing Harry Maguire chant at steward
Many football fans believe Solskjaer has left United short in attack by selling Lukaku without signing a replacement.
Paulo Dybala and Mario Mandzukic were both linked with moves to Old Trafford towards the end of the transfer window but neither deal materialised.
Lukaku wasn't involved in Inter's 1-1 penalty shoot-out victory over Valencia on Saturday evening, but he did make his first appearance for his new employers on Sunday.
And he made quite the impact.
The powerful striker, who will wear the No. 9 shirt this season, scored four goals - yes, four - in an 8-0 victory over Virtus Bergamo.
Virtus Bergamo play in Serie D, but take nothing away from Lukaku's performance on his debut: four goals is an excellent start against any opponent.
Matias Vecino and Sebastiano Esposito scored braces to complete the rout, per Football Italia.
Lukaku will be hoping to make his competitive debut for the Nerazzurri against Lecce when the 2019/20 Serie A campaign gets underway in two weeks' time.
Interestingly, Lukaku is currently the sixth favourite with the bookmakers to win the 2019/20 Serie A Golden Boot award.
Juventus superstar Cristiano Ronaldo is the favourite (unsurprisingly), followed by Krzysztof Piatek, Mauro Icardi, Duvan Zapata and Fabio Quagliarella.
Have Man Utd made a mistake selling Lukaku? Leave your thoughts in the comments.News Now - Sport News


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Number of the records: 1
Polyphasic characterization of Westiellopsis prolifica (Hapalosiphonaceae, Cyanobacteria) from the El-Farafra Oasis (Western Desert, Egypt)
- 1.0482415 - BÚ 2018 RIV US eng J - Journal Article
Saber, A. A. - Cantonati, M. - Mareš, Jan - Anesi, A. - Guella, G.
Polyphasic characterization of Westiellopsis prolifica (Hapalosiphonaceae, Cyanobacteria) from the El-Farafra Oasis (Western Desert, Egypt).
Phycologia. Roč. 56, č. 6 (2017), s. 697-709. ISSN 0031-8884
R&D Projects: GA ČR(CZ) GA15-11912S
Institutional support: RVO:67985939
Keywords : 16S rRNA * Egypt * Westiellopsis
Subject RIV: EF - Botanics
OBOR OECD: Plant sciences, botany
Impact factor: 1.798, year: 2017
Westiellopsis prolifica, a true-branching cyanobacterium isolated from the hyperarid desert soil habitats of El-Farafra Oasis (Western Desert of Egypt), was investigated with a polyphasic approach. The main morphological characteristics of our material, together with its habitat properties, corresponded (with minor discrepancies in the dimensions) to descriptions in the literature. On the basis of molecular data of the 16S ribosomal RNA gene, the strain of W. prolifica isolated from the El-Farafra Oasis clustered with available isolates of Westiellopsis and other genera of Hapalosiphonaceae. Bio-organic screening showed the presence of thylakoid lipids characterized by low unsaturation index and short fatty acyl chains, features presumably ensuring membrane functionality at high temperatures. Carotenoid and xanthophyll composition were typical of cyanobacteria (a/b carotene 38.1%, echinenone 14.3%, zeaxanthin 13.4%, and myxoxanthophyll 8.8%). This study improved the knowledge on the distribution, autecology, phylogenetic position, and bio-organic characteristics of W. prolifica. Moreover, it confirmed that polyphasic studies of cyanobacteria are not only an important prerequisite for species delineation, but are also useful in characterizing ecophysiological adaptive mechanisms to special habitats.,
Permanent Link: http://hdl.handle.net/11104/0277823
Number of the records: 1


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Terrence D. Julien was a stunt performer in Black Panther.
He was also a stunt double for J. August Richards in the Agents of S.H.I.E.L.D. episodes Pilot, The Hub, The Bridge, The Magical Place, Seeds, End of the Beginning, Ragtag, Beginning of the End and The Frenemy of My Enemy.
- Terrence Julien was a stunt performer in the DC Extended Universe production Batman v Superman: Dawn of Justice.
- Terrence Julien portrayed Cell Guard in the DC Extended Universe production Birds of Prey (and the Fantabulous Emancipation of One Harley Quinn).
External Links
Community content is available under CC-BY-SA unless otherwise noted.


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DetailsDate Submitted: July 11, 2019 Country: Mexico
Pray for the work in Arúmbaro, where we have lost the majority of the children who attended our classes on Saturdays. The official religion began a competing kids' activity to take them away. We continue with the small group of adults, and are encouraged with their growth and insight. Pray that the Lord would be at work in this village, to encourage the believers and to bring others to the light.


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Where do we go when we seek the divine?
We seek the guidance of a spiritual Master to guide us. The Muslims call such a great soul, 'Murshid' and the Hindus and Sikhs call 'Guru'. Unlike us ordinary mortals, they have only come to give.
Shri. Guru Har Gobind ji the sixth Sikh Guru and the true Sikh disciples themselves provide numerous examples of universal brotherhood, love and devotion. Guru ji was and is revered not only by Sikhs, but by Muslims and Hindus as well.
One such instance is the 'Guru ki Maseet' (Guru's Mosque).
In 1630 the peace loving Guru Har Gobind ji and 700 of his disciples who had camped at Ruhela (Panjab) were attacked by 10,000 soldiers of the army sent by the tyrannical governor of Jalandhar Ali Beg (Abdullah Khan). The greatly outnumbered Sikhs led by Guru Har Gobind ji all but destroyed in the Battle of Hargobindpur, Abdullah Khan, his stooges Karam Chand and Ratan Chand and their armies.
It was plain to see that dignity, valour, righteousness and justice with the grace of the Guru had prevailed over greed, arrogance and wealth. Soon after the victory and hearing of the great bravery, spiritual and noble nature of the Guru, Muslim residents of the area approached the Guru with a long standing problem they faced, they had no place to pray.
To a Guru all people are the same. Protecting the weak from oppression, to care for the needy, to spread prosperity, harmony, love and amity by their every word and action is the Guru's nature. In probably the only known such example in history, the Sikh Guru immediately had a mosque built for the Muslims. Located at Sri. Hargobindpur, in Panjab's Gurdaspur district, midway between Jalandhar and Amritsar. The mosque picturesquely situated on a hill overlooking a curve on the banks of the mighty Beas river catered to the needs of the Muslims until August 1947.
During the horrific partition of India in 1947, all the Muslim residents abandoned the town and fled to Pakistan. Soon thereafter the local Sikhs got together and used the mosque as a Gurdwara (congregation hall) at the same site. Here prayers were offered and hymns sung from the Guru Granth Sahib (the holy book containing the hymns of all the Sikh Gurus, various great Hindu, and Muslim saints (30 of them in number). It was protected and served by the valiant and noble Nihang Sikhs, as their solemn responsibility.
The Sikhs always maintained that this place belonged to the Muslims and wanted to return it to them. They constantly nagged the government and the Punjab Waqf Board to get Muslims to start offering Namaz at the mosque and to take over its upkeep. The Muslims were mostly poor laborers who could not build a mosque for themselves and since 1947 they had to travel 10 to 15 kms away for offering prayers. Though the mosque was a splendid structure it was in disrepair, and who would replace the Sikh staff who all worked as volunteers? The Punjab Waqf Board requested the Sikhs to continue to look after the mosque, while they found a solution.
'Guru Ki Maseet' during restoration
Commemoration stone on site
'Guru Ki Maseet' after major restoration
As the Sikhs have learnt from their Gurus, that they must take responsibility and the initiative to always be noble and do what is right. By 1997 a group of Sikhs and Muslims had come together, roped in the Cultural Resource Conservation Initiative (CRCI), and UNESCO to set things right. The restoration work began in 2000 with Sikh families donating some land adjoining the Mosque. The Nihang Sikhs and the local population volunteered for most of the spade work.
Muslim and Sikhs discussing historical texts about the mosque's history
By 2002 the restoration was complete and Maulana Hamid Husain Qasmi, the Imam of the Jama Masjid in Amritsar, led the first prayers in the mosque. Even now 388 years later, those values and that spirit the Guru espoused are vibrantly alive in the hearts and minds of many, as can be seen from the restoration, presentation of the mosque to the Muslim community and their protection by the Sikhs.
This is but one example of how magnanimous the Guru's Sikhs truly are. They embrace thus unite all of humanity with nobility, chivalry, devotion and selfless service to all of creation. This unconditional giving irrespective of religious belief of the recipients, all attributable to the teachings of the Sikh Gurus.
Nihang Sikhs, taking care of and protecting the Mosque
The Gurus taught that it is the solemn duty of Sikhs to fight against injustice, save the oppressed, share with others and particularly the needy. Finally to remember always that one formless Creator /God (Naam) that makes all things possible.. Sikhs are reputed for their gregarious, passionate, noble, valiant, sacrificing, honest, steadfast, and intelligent nature. Time and again one can experience these qualities when interacting with Sikhs.
Sadly, some ungrateful people think that these noble qualities of the Sikhs, are the hallmark of simple fools, who give so much without asking anything in return.
Note: Shri. Guru Har Gobind ji the 6th Guru is different from the 10th Sikh Guru, Shri. Guru Gobind Singh ji.


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We're taking on a Human Computer Interaction master student as an intern in the STRIA project. The Internship position concerns research in the STRIA projectRead more
Category: Master Thesis Work
On Working Remotely as a UX Professional
My name is Johannes Geiser, and I am currently writing my master thesis in those precarious times of COVID-19 about how UX professionals are workingRead more
Remote Working and Testing doing a Master Thesis
Last week I finished transcribing the interviews. Next up was the theme analysis with the coding. Out of recommendation, I started using a programme calledRead more
How COVID-19 affected my research and notion for remote work
Hi, my name is Johannes Geiser, a Master student in Human- Computer Interaction at Uppsala University. I started with my Masters two years agoRead more
Master's Thesis proposal from the HTO group: "Human Resources Self-service–the next generation"
ARCHIEVED! This proposal is no longer open. It is just left here for reference and as an example of possible topics within our subject. Self-serviceRead more
Closed Loop Medication
wUppsala University Hospital intends to introduce Closed Loop Medication [1] to its whole workflow. Pre-studies have already been carried out and certain funds are available for this ambitious project. This suggested solution concerns almost everyone involved in healthcare.Read more
What is DevOps? Is it a person? A tool? Maybe a culture? Or all of the above?
How can a term that is interpreted differently and always evolving be of success where it sets its foot, or is it just that people say that they use this "so called DevOps" to be cool on the market and that in real life the people within the process does not like it at all?Read more
Presentation on "Individualizing Without Excluding"
Anna Normark and Rebecca Oskarsson presented their interesting master thesis on filter bubbles today. In their work they answer several research questions through the useRead more
Automated Bots – the Mission of Creating Filter Bubbles
Are you aware of that even the smallest actions you do and the likes you give online, can put you into a filter bubble? InRead more
What is a Filter Bubble?
Since the late 40's, every president of the United States obtains multiple documents of informations several times a day. The documents are adjusted according toRead more


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The Internal Revenue Service has released cost-of-living adjustments to pension plans and other retirement-related items for 2020 in IR-2019-179.
Many of the limits applicable to pension and other retirement plans have increased, however, the limit on annual contributions to an IRA remains unchanged at $6,000. The additional catch-up contribution limit for individuals aged 50 and over is not subject to an annual cost-of-living adjustment and remains $1,000.
Summary of Changes
- The elective deferral limit for employees participating in 401(k), 403(b), and most 457 plans has increased from $19,000 in 2019 to $19,500 in 2020.
- The "catch-up" contribution limit for employees aged 50 and over participating in 401(k), 403(b), and most 457 plans has increased from $6,000 in 2019 to $6,500 in 2020.
- The annual compensation limit has increased from $280,000 in 2019 to $285,000 in 2020.
- The limit on annual contributions to a SIMPLE plan has increased from $13,000 in 2019 to $13,500 in 2020.
- The defined contribution plan limit has increased from the 2019 level of $56,000 to $57,000 in 2020.
In addition, the income ranges for determining eligibility to make deductible contributions to traditional IRAs, to contribute to Roth IRAs, and to claim the saver's credit all increased for 2020.
- The deduction for taxpayers making contributions to a traditional IRA is phased out for single individuals and heads of household who are active participants in a qualified plan and have adjusted gross incomes between $65,000 and $75,000, increased from between $64,000 and $74,000 in 2019. For married couples filing jointly, if the spouse who makes the IRA contribution is an active participant, the income phase-out range is between $104,000 and $124,000, increased from between $103,000 and $123,000 for 2019.
- For an IRA contributor who is not an active participant and is married to someone who is an active participant, the deduction is phased out if the couple's income is between $196,000 and $206,000, increased from between $193,000 and $203,000 in 2019. Finally, for a married individual filing a separate return who is an active participant, the phase-out range is not subject to an annual cost-of-living adjustment and remains $0 to $10,000.
Details on these and other retirement-related cost-of-living adjustments for 2020 are in Notice 2019-59.
Planning for optimum retirement plan contributions each year must incorporate the adjusted thresholds. Should you have questions or comments, please contact Bob Grossman or Don Johnston at 412-338-9300.


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The Stooges
- Music Reviews
- August 7, 2020
Live at Goose Lake, August 8th, 1970 (Third Man Records). Review by Scott Adams.
Andrew Ellis gets the low down on the return of Birmingham, Alabama modern rockers Mars Electric, and finds out about everything from life after a major label, Headbanger's Ball and lead singer Jacob Bunton's new-found bluegrass obsession.
There Will Be Blood Tonight (Fugitive). Review by Daniel Mitchell.
Adam Klein takes us through the world of drug addiction and the ghosts that refuse to leave. Daniel Mitchell gives us the lowdown.
Accelerated Evolution (InsideOut / SPV). Review by Stein Haukland.
The Impossibility of Reason (Roadrunner). Review by Stein Haukland.
What a novel concept — Kevin Costner and Robert Duvall playing cowboys. Open Range, however, is much more than your standard shoot-em-up. Our man in the saddle, Steve Stav, has both barrels ready in this fair and balanced review.
Nail Yourself to the Ground (No Idea). Review by Daniel Mitchell.
01 (self-released). Review by Stein Haukland.
Benson Burner (Jetset). Fair and Balanced Review by Stein Haukland.
Chrome Rats vs. Basement Ruts (Gold Standard Laboratories). Review by Daniel Mitchell.
Birds of Pray (Radioactive). Review by Daniel Mitchell.
Pistols At Dawn (BYO Records). Review by Daniel Mitchell.
New Mexican Disaster Squad (A-F). Review by Troy Jewell.
Basic Instructions EP (Epitaph). Review by Daniel Mitchell.
The Man on the Burning Tightrope (jetset). Review by Terry Eagan.
Nowhere To Be Found (C Student). Fair and Balanced Review by Sean Slone.
Rock Kills Kid (Fearless Records). Review by Daniel Mitchell.
WWII re-enacting, a bully, a great friend, and first love. Sound like your senior year of high school? For our man in the trenches, Steve Stav, it's pretty close. Reel back some years as he reviews the latest Project Greenlight film.
Evolution Revolution (Basin Street). Review by Bill Campbell.


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Verona Tiny Loft: the apartment for rent a few steps from the Adige river
The apartment for rent for your holiday in Verona
A few minutes from the banks of the Adige river, here is the Verona Tiny Loft apartment: one of the three apartments for rent Verona Easy Apartments right in the center of the beautiful city of Verona!
Verona Tiny Loft is located in via Timavo and consists of:
- a bedroom
- a bathroom
- an equipped kitchen
Inside this cozy two-room apartment for rent, equipped with three sleeping accomodations, you will find at your disposal a television, free wifi, air conditioning and heating.
As for our Verona Easy Loft, pets are also allowed in this apartment.
Moreover, just 200 meters from the Verona Tiny Flat, there is a parking at a meter for your car.
Those arriving in Verona by train, instead, can reach our apartment in a few bus stops.
Places to visit near Verona Tiny Loft
The two-room apartment Verona Tiny Loft is located between two historic buildings in the beautiful city of Verona: the Natural History Museum and the church of San Tomaso.
In particular, the headquarters of the Civic Museum of Natural History is just a few meters from the beautiful apartment in Via Timavo.
Palazzo Pompei - Museum's headquarter - represents one of the most important buildings in the history of Verona.
Designed by the architect Sanmicheli between 1530 and 1550 and commissioned by the Lavezzola family, from 1833 it became the property of the Pompei family who - later - donated it to the Municipality of Verona.
Inside the building you can admire the sixteen exhibition rooms, the collections warehouses, the Museum offices, the laboratories and the library.
The church of San Tomaso - instead - draws its origins from the Roman period, although it appears to reflect the architectural features of the '500.
Inside the church, where the Renaissance style prevails, there are - besides - the mausoleums of two illustrious Veronese figures: the architect Michele Sanmicheli and Don Nicola Mazza.
A particular element of the church of San Tomaso is the amazing Baroque Organ: one of the most beautiful and ancient instruments still present today in Italy.
Consider that this magnificent organ was played in 1770 by Mozart, when he was a teenager.
Where to eat in Verona?
If you are planning to stay at Verona Tiny Loft, the owner of Verona Easy Apartments - Emanuela - recommends two places to enjoy the delicacies of the beautiful Venetian city.
The Leon d'Oro pizzeria - located a few meters from the two-room apartment, precisely in Via Pallone - is really charming: thanks to the combination of the harmony of the metropolitan spaces and the elegant nineteenth-century patrician facade.
The flagship of this pizzeria is a particular ingredient: the stone-ground flour, which makes the pizzas unmistakable in taste and healthy in terms of nutrition.
Moreover, all the ingredients are of Italian origin!
Also along Via Pallone - instead - is the Trattoria Il Bersagliere: an opportunity to taste the authentic flavors of the splendid Verona between first courses, second courses and delicious desserts.
However, remember that the restaurant is closed on Sundays and Mondays!
An unforgettable stay in Verona
The two-room apartment for rent Verona Tiny Loft for the central position in which it is located and for the cozy rooms it has, is the ideal apartment to stay when planning a vacation in the city of love!
Checking the availability of the two-room apartment in Via Timavo you can discover the days in which to book your fabulous stay in the beautiful city of Verona.
For any information do not hesitate to contact us!


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Absolutes are the concentrated alternatives of essential oils used in aromatherapy. Absolutes used in aromatherapy includes lavender, rosemary, chamomile, rose. Absolutes are used to treat various skin conditions, some of the absolute oils also contain anti bacterial properties.
Aromatic absolutes
Absolutes like essential oils are extracted from plants. While essential oils are extracted using steam distillation process, absolute oils are extracted with the help of solvent extraction. Various chemical solvents are used for the extraction process. For each different plant a separate chemical solvent is used. For instance lavender is extracted using alcohol.
Use of absolutes
- Absolutes can be used in place of essential oils. This is a more pure and concentrated form of essential oil so care should be taken to use it accordingly.
- Jasmine absolute oil is believed to relieve headaches and also helps in regulating the menstrual cycle. Rose oil absolutes are often used in lotions and soaps. This is also effective in treating viral and bacterial conditions.
Lavender oil is used in many health care and beauty products.
Types of absolutes
Some of the popularly used absolute oils are:
- Lotus absolute oil
- Oakmoss absolute oil
- Jasmine absolute oil
- Vanilla absolute oil
- Lavender absolute oil
- Violet leaf absolute oil
- Labdanum absolute oil
- Rose absolute oil
- Angelica root absolute oil
Absolute oils tips
- Absolute oils are more concentrated than essential oils. So a small amount is sufficient for use.
- Unlike essential oils absolute oils are for external use only. While extracting, traces of the chemical solvent is often left behind. Thus internal intake is hazardous to health.
If you are using absolute oils for the first time, then it is suggested that you dilute it before smelling


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Monetary Economics Program Meeting
November 4, 2011
Bartosz Mackowiak, European Central Bank, and Mirko Wiederholt, Northwestern University
Why were people so unprepared for the global financial crisis, the European debt crisis, and the Fukushima nuclear accident? To address this question, Mackowiak and Wiederholt study a model in which agents make state-contingent plans - they think about actions in different contingencies - subject to the constraint that agents can process only a limited amount of information. The model predicts that agents are unprepared in a state when the state has a low probability, the optimal action in that state is uncorrelated with the optimal action in normal times, and actions are strategic complements. The authors then compare the equilibrium allocation of attention to the efficient allocation of attention. They then characterize the conditions under which society would be better off if agents thought more carefully about optimal actions in rare events.
Ivan Werning, MIT and NBER
Werning studies monetary and fiscal policy in liquidity-trap scenarios, where the zero bound on the nominal interest rate is binding. He works with a continuous-time version of the standard New Keynesian model. Without commitment, the economy suffers from deflation and depressed output --surprisingly, both are exacerbated with greater price flexibility. Werning examines monetary and fiscal policies that maximize utility for the agent in the model and refers to these as optimal. He finds that the optimal interest rate is set to zero past the liquidity trap and jumps up discretely upon exit. Inflation may be positive throughout, so the absence of deflation is not evidence against a liquidity trap. On the other hand, output always starts below its efficient level and rises above it. Werning then studies fiscal policy and show that, regardless of parameters that govern the value of "fiscal multipliers" during normal or liquidity trap times, optimal spending is above its natural level at the start of a liquidity trap. However, it declines over time and goes below its natural level. He proposes a decomposition of spending according to "opportunistic" and "stimulus" motives. The former is defined as the level of government purchases that is optimal from a static, cost-benefit standpoint, taking into account that, due to slack resources, shadow costs may be lower during a slump; the latter measures deviations from the former. He shows that stimulus spending may be zero throughout, or switch signs, depending on parameters. Finally, he considers the hybrid where monetary policy is discretionary, but fiscal policy has commitment. In this case, stimulus spending is typically positive and increasing throughout the trap.
Eric M. Leeper, Indiana University and NBER; Nora Traum, North Carolina State University; and Todd B. Walker, Indiana University
Leeper, Traum, and Walker note that Bayesian prior predictive analysis of five nested DSGE models suggests that model specifications and prior distributions tightly circumscribe the range of possible government spending multipliers. Multipliers are decomposed into wealth and substitution effects, yielding uniform comparisons across models. By constraining the multiplier to tight ranges, model and prior selections bias results, revealing less about fiscal effects in data than about the lenses through which researchers choose to interpret data. When monetary policy actively targets inflation, output multipliers can exceed one, but investment multipliers are likely to be negative. Passive monetary policy produces consistently strong multipliers for output, consumption, and investment. Keywords: government spending; monetary-fiscal interactions; prior predictive analysis
Ruediger Bachmann, University of Michigan and NBER; Tim Berg, Ifo Institute; and Eric R. Sims, University of Notre Dame and NBER
There have recently been numerous suggestions for monetary policy to engineer higher inflation expectations so as to stimulate spending. But what is the empirical relationship between inflation expectations and spending? Bachmann, Berg, and Sims use the underlying micro data from the Michigan Survey of Consumers to test whether increased inflation expectations are indeed associated with greater reported readiness to spend. Cross-sectional data deliver the necessary variation to test whether the relationship between inflation expectations and spending changes in the recent zero lower bound regime compared to normal times, as suggested by many standard models. The authors find that the impact of inflation expectations on the reported readiness to spend on durable goods is small in absolute value when compared to other variables, such as household income or expected business conditions. Moreover, it appears that higher expected price changes have an adverse impact on the reported readiness to spend. A one percent increase in expected inflation reduces the probability that households have a positive attitude towards spending by 0.15 percentage points. At the zero lower bound, this small adverse effect remains, and is, if anything, exacerbated. The researchers also extend their analysis to the reported readiness to spend on cars and houses and obtain similar results. Altogether the results tell a cautionary tale for monetary (or fiscal) policy designed to engineer inflation expectations in order to generate greater readiness to spend.
Susanto Basu, Boston College and NBER, and Brent Bundick, Boston College
Basu and Bundick examine the role of uncertainty shocks in a one-sector, representative-agent dynamic stochastic general-equilibrium model. When prices are flexible, uncertainty shocks are not capable of producing business-cycle comovements among key macro variables. With countercyclical markups through sticky prices, however, uncertainty shocks can generate fluctuations that are consistent with business cycles. Monetary policy usually plays a key role in offsetting the negative impact of uncertainty shocks. If the central bank is constrained by the zero lower bound, then monetary policy can no longer perform its usual stabilizing function and higher uncertainty has even more negative effects on the economy. Calibrating the size of uncertainty shocks using fluctuations in the VIX, the authors find that increased uncertainty about the future may indeed have played a significant role in worsening the Great Recession, which is consistent with statements by policymakers, economists, and the financial press.
Atif Mian, University of California, Berkeley and NBER, and Amir Sufi, University of Chicago and NBER
A drop in aggregate demand driven by shocks to household balance sheets is responsible for a large fraction of the decline in U.S. employment from 2007 to 2009. The aggregate demand channel for unemployment predicts that employment losses in the non-tradable sector will be higher in high leverage U.S. counties that are most severely impacted by the balance sheet shock, while losses in the tradable sector will be distributed uniformly across all counties. Mian and Sufi find exactly this pattern from 2007 to 2009. Alternative hypotheses for job losses based on uncertainty shocks or structural unemployment related to construction do not explain these results. Using the relation between non-tradable sector job losses and demand shocks, and assuming Cobb-Douglas preferences over tradable and non-tradable goods, they quantify the effect of aggregate demand channel on total employment. Their estimates suggest that the decline in aggregate demand driven by household balance sheet shocks accounts for almost 4 million of the lost jobs from 2007 to 2009, or 65 percent of the lost jobs in their data.
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Best Way To Buy A House With No Money Down
If coming up with a down payment is a struggle, an alternative to buying a house with no money down is an FHA loan. The FHA does not offer a no-money down loan. However, they do allow for loans with a down payment as low as 3.5% of the home's purchase price.
Where To Get Mortgage Loan Financing Rental Property With No Money Down Purchasing Real Estate With No Money Down | legalzoom.com – Seller Financing. Another easy way to acquire property with no money down is with the help of the seller. For example, a seller may decline a down payment in return for higher monthly payments. Or, the seller may pay for the buyer's down payment in order to sell the property faster. negotiate the Down PaymentGet Mortgage Loan – The mortgage calculator will help you plan the amount you will pay over the life of the loan. These are fees paid to the lender and are strongly linked to current interest rates. Once you have zeroed in on a home mortgage refinancing specific lender, you should try to negotiate the terms of contract.
The easiest way to buy an investment property with little money down is to buy as an owner-occupant, satisfy your loan requirements, rent out the property, and keep it as an investment. Most owner-occupant loans require the buyer to occupy the home for at least a year.
After all, it can't be as simple as getting a loan on an automobile with no down payment, right? While there is a bit more paperwork and time needed to complete a home loan it is still possible to purchase a house with either zero down payment or very little down payment. There are actually multiple ways to buy a home without a down payment.
Learn how you can buy a house with no money down.. enough saved for the down payment, your dream of owning a home is still possible.
How Do I Refinance Best Company To Refinance My Home Home Equity Loan On Fha Mortgage Refinance Loans – champagneswines.com – Refinance Loans. Using a tri-color container, you must replace the entire unit even if just pay loans interest one color runs out.Accuracy customersIn case you develop a wide, frequently unpredictable mix of different business paperwork with color printing : spreadsheets, business graphs, PowerPoint presentations – then your best printer for your needs would possibly be one that takes separate.How Do I Refinance My Home – If you are looking for an easy mortgage refinance, then we can help. Find out how much you can save today.
Buying a home with no down payment takes care of one of the most difficult parts of a home purchase: the down payment.It's difficult to save that much money, and it's scary to put it all into a home when there are other needs and uses for that money.
Probably the easiest way to purchase a property with no money down is by borrowing the down payment. Either find a lender offering a low interest rate, or use a home equity or other line of credit loan, which will still have the tax benefits of a normal mortgage.
6 low and no down payment loan options for home buying in 2019.. allows first- time home buyers and repeat home buyers to purchase property with no money required at.. No down payment: USDA loans (100% financing).
Refi Rates 30 Year Fixed With a fixed-rate mortgage, your monthly payment stays the same for the entire loan term. find information and rates for 15, 20 and 30-year fixed-rate mortgages from Bank of America.
Learn how to buy a house with little to no down payment.. loans that allow for 100 percent financing, meaning borrowers can put zero dollars down and finance .
"That is what this election is all about, that's what it's coming down to: Who do you trust to put more money in your. of.


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The Dialogue between the Church of the G.O.C. of Greece and the Orthodox Ecclesiastical Community of Those in Resistance
Tenth Joint Statement
Thursday, December 20, 2013/January 2, 2014, at around 5:00 p.m., the Tenth Joint Deliberation of the Committees for Dialogue Between the Church of the G.O.C. of Greece and the Orthodox Ecclesiastical Community in Resistance took place in Galatsion, Athens, in the hall of the Church of St. Spyridon.
All of the appointed members of both committees were present, except for the Reverend Father Jiří Ján, who was absent abroad.
At the outset, there was a discussion about certain unfinished documents. The deficiencies in these were pointed out, so that the Secretariats of the two committees might make it their concern to resolve them.
Subsequently, His Grace, Bishop Photios of Marathon informed those present about the recent visit of His Beatitude, Archbishop Kallinikos of the G.O.C. of Athens to the Church of the G.O.C. of Romania, accompanied by three Hierarchs, including himself.
His Grace conveyed the desire of the Genuine Orthodox Hierarchs of Romania for the attainment of unity between the Church of the G.O.C. of Greece and the Orthodox Ecclesiastical Community in Resistance on the basis of a common confession, pertaining chiefly to ecclesiology, and also their desire to come to Greece in order to participate in a three-day meeting and consultation, for the purpose of arriving at a joint accord on the subject of ecclesiology.
In view of this, there was a discussion of the basic framework of a joint ecclesiological statement, which will constitute the primary objective of the forthcoming Joint Deliberations until the three-day meeting in question.
The next Joint Deliberation will take place on Thursday January 3/16, 2014 in the Monastery of Sts. Cyprian and Justina in Phylē, Attica.
From the Joint Secretariat of the Committees for Dialogue.
Galatsion - Phylē
December 21, 2013/January 3, 2014
Translated from the Greek
The "Father of Fathers, the Thirteenth Apostle and the Judge of the World (as his pheme states), Pope and Patriarch of Alexandria, Theodore sent a message to the Muslims of Egypt upon the feast of Ramadan. It is as follows:
"The most sacred month of the Islamic calendar, the chief month of personal worship and great awareness of the Divine for every faithful Muslim ends today with the festive, joyous season of Eid al-Fitr. Read more...
Jonesboro is a town located near the Eastern border of Arkansas, with a population of approximately 60,000. From a human standpoint, it's not the most likely candidate for a traditional Orthodox mission, but for an Orthodox Christian who orders his priorities around Christ and His Church, it makes perfect sense. Read more...
Q. There seems to be a lot of variation in how people observe fasting, but my confessor told me to fast from oil on Wednesday and Friday. Oil is a pretty vague category, though, and I was wondering if I could get a more explicit description of what kinds of food and drink are excluded on strict fast days. Read more...


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The last week has been quite an adventure. While there has been the occasional yelling at the walls in frustration over another box of books and yet no bookcases, it's been pretty great overall. The movie just gets better! Moving in is going well as is dating life. I've come across some interesting things that have been in storage all this time – floppy disks, an old computer, chocolate…you get the idea. I was talking to my insurance agent today, getting renter's insurance and told him about all this stuff (including a table saw) and he said sounds like it'll be Craigslist time! Definitely.
Dating life is going very well – I've been on three dates in the week I've been back, all with the same guy. We apparently kind of like each other, lol. Date number three, which was originally going to be date number one, was sushi and pub trivia. While we came in a respectable sixth in trivia, we won tickets during prize round to see a band in October – I look at this as a good sign! We are definitely Lucky Lucy (our team trivia name, which I may explain in a future post). While some of my friends worry that I dive into these new adventures head first, I have a hard time doing it any other way. I think it's fine though – we seem to be on the same page as far as that goes.
Today I got out in my car for awhile – I forget how freeing it feels to drive your own car around, having been in Baghdad the last two years. I also packed another suitcase, as I'm returning to Minnesota tomorrow for a family reunion this weekend! It'll be nice to see the masses of relatives I haven't seen in years. And when I say masses, I do mean it! When my grandmother died, they said she had over 150 direct descendants – and that was over a decade ago – so I am sure we have to be close to 200 by now!


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Boris Johnson will this week urge European Commission president Ursula von der Leyen to open intense trade negotiations within weeks, as fears mount in Whitehall that the EU will push the UK against another Brexit cliff-edge at the end of the year.
Ms Von der Leyen last week used an end-of-year interview to suggest that Mr Johnson would need more time to negotiate a trade deal, telling Les Echos she had "serious concerns" about the deadline of December 2020 set by the prime minister.
The new commission president, who will meet Mr Johnson on Wednesday and make her first major Brexit intervention at a speech at the London School of Economics, also suggested that both sides might conclude by the middle of 2020 that "an extension is needed".
Mr Johnson, who returned to Downing Street from a 12-day Caribbean break on Sunday, will insist that a trade deal can be agreed and ratified in less than a year and that he will not countenance any extension of the standstill transition period, currently due to end on December 31.
"His message will be that we need to crack on with the process," said one ally of the prime minister, adding that Mr Johnson did not want to be drawn into a pointless argument about whether the transition period was going to be extended.
Mr Johnson has repeatedly insisted that the transition will not run into 2021, suggesting that if a trade deal was not in place then Britain would trade with the EU on World Trade Organization terms, with tariffs, quotas and a host of regulatory checks.
The prime minister and his ministers are bullish about the prospects of a trade deal, but some inside Whitehall share the concerns of Ivan Rogers, Britain's former EU envoy, that negotiators in Brussels will try to run down the clock.
You can read the article here: Boris Johnson to seek fast-track EU trade talks
Source: FT


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Searchlight - The Entrepreneurs Journey
By Entrepreneurs Journey - by Advicepoint Business Consulting and Bay FM 100.3
Each month we explore the key points on the Entrepreneurs Journey from concept to successful startup. In each program we hear from an established and successful entrepreneur about their particular journey. We also have a guest who is a specialist in the topic at hand, plus we spotlight a featured startup.
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Entrepreneurs Journey June 8 2020
Searchlight - The Entrepreneurs Journey
By Entrepreneurs Journey - by Advicepoint Business Consulting and Bay FM 100.3
Jun 9
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Entrepreneurs Journey August 3rd 2020
For the August 3rd edition of Searchlight Entrepreneurs Journey we take a look at why speed to market is so critical and important for Startups and exploring the thinking behind the concept of the 'Minimum Viable Product'. Joining co-hosts John Burkett and Sharyn Doolan are guests; Llew Jury, founder and MD of Sprint Ventures. Llew has also founded several other successful startups including Advancer and digital marketing group Reload Media. Llew is also the Entrepreneur in Residence at Brisbane's River City Labs. Colin Kinner, founder and CEO of Startup Onramp, the training and mentoring program for startup founders. Phil West, co-founder of Siren Cameras, a line attached dual-facing camera for fishing. Trish Mackie-Smith, CEO of Inndox the digital property logbook, designed to speed and ease the property handover process for builders. Inndox replaces a mass of bound documents with an on-line property log book for units, houses and commercial properties.
August 6, 2020
Entrepreneurs Journey July 6th 2020
This month, we turn the spotlight towards considering the importance of having the right business structure in place and also looking at the 'Solo / Co-founder' conundrum. Do startups fare better with a solo founder or with co-founders at the helm? Joining co-hosts John Burkett and Sharyn Doolan are; Daryl Pattemore of Pattemores Meats. Alex hills based Pattemore's Meats is a name synonymous with quality meat products, and with the Redlands. Cathy Young of The Local Business Network, Redlands City - Cathy, along with husband Geoff, share their accumulated business knowledge and experience though their coaching and mentoring work. Nicholas Robertson, Founder of SwapU - Nic wanted to help people to swap and share, so he developed SwapU, an app that helps people swap (pretty much) anything and everything. Robert Buehrig Founder of Cogniom - A not great experience with a relative in hospital convinced Robert that organisations need to better understand workflows and efficiently prioritise improvement projects by their return on investment potential.
July 8, 2020
Entrepreneurs Journey June 8 2020
For our June program we take a look at understanding your business model and how that links to the importance of having a clearly defined value proposition. Joining co-hosts Sharyn Doolan of Bay FM and John Burkett of Startup Redlands & Advicepoint Business Consulting are guests; Mike O'Hagan – Best known locally as the founder of Brisbane success story Mini Movers, Mike is an international serial entrepreneur. Mike shares with us his Entrepreneurs Journey and his thoughts on the essentials of what makes a great entrepreneur. Donna Stone - Donna is a local Redlands based business coach who helps business owners to achieve their goals through business education, support, guidance and accountability. Donna shares with us some of the common themes she's seen with customers over the Covid-19 crisis along with her thoughts on our key topics. Steve Lambourne – Steve tells us how his business SS Signs has evolved from a local signage company to being Brisbane's leader in LED digital signage and about how their business model had changed on that journey. Steve also shares with us some of his vision for the new Hub58 precinct he has played a key role in establishing at the old Rural Press site at Ormiston. Amanda White – Amanda is the GM of Capalaba based Freelance Robotics. Amanda tells about how their business model has transitioned in response to customer needs and also sheds light on precisely what the 'Industry 4.0 revolution' means for businesses in the Redlands, and the whole of Australia.
June 9, 2020
Entrepreneurs Journey May 11 2020
This month we continue looking at the world of Startups and consider how it's necessary to deal with the 'What problem are you solving' question. We also look at this idea can be applicable to any business dealing with the effects of the COVID-19 emergency. Joining co-hosts Sharyn Doolan of Bay FM and John Burkett of Startup Redlands & Advicepoint Business Consulting are guests; Jeff McEvoy of Salads Made Fresh - Jeff tells us about his Entrepreneurial journey and also outlines what Salads Made Fresh have done to pivot into home delivery in the COVID-19 world. Warren Maris of Magnus Business Advisers and Accountants – In a follow up to last month's program, Warren provides an update on the range of financial business support programs available to businesses affected by COVID-19. Colin Kinner of Startup Onramp - Colin gives us some useful insights into how Startups, or for that matter, any business, could and should address the 'What problem are you solving' question. Andrew Curnow of Miit – Our featured startup this month, Andrew tells us about Miit.co and the need for a 'Social Utility' to combat social isolation and loneliness as opposed to yet another social media platform.
May 12, 2020
Entrepreneurs Journey April 6 2020
In a change to our usual focus on Startups, we will be looking at the impact of the COVID-19 emergency on our local business community and exploring ideas and inspiration to keep our business community thriving. Joining co-hosts Sharyn Doolan of Bay FM and John Burkett of Startup Redlands are a fantastic selection of guests; - Rodney Winkleman of Elysium Restaurant & Bar will tell us his Entrepreneurs Story and offer some tips for those in the hospitality sector. - Steve Baxter our local 'shark' and former QLD Chief Entrepreneur will give is his thoughts and ideas. - Warren Maris - Business Adviser with some specific info on the government support programs available. - Mark Jones of Your Digital Solution will be looking at things from the marketing perspective. - Innovation Ecosystem expert Tony Wheeler will be telling us about some different COVID-19 response programs he has underway. - Our featured local startup will be Way We Do with co-founder Jacqui Jones.
April 7, 2020
Entrepreneurs Journey March 9 2020
Each month we explore what it takes and what it means to be an entrepreneur. This month with a fantastic panel of women we ask - What kind of mindset does an entrepreneur need?
March 12, 2020


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Herman Sourdough Starter
This is a recipe for a sweet sourdough starter known as Herman. There are a number of things that can be made from it. It's very important to NOT use metal utensils or bowls! It will take 15 days for the starter to mature and be ready to use the first time you make it. After that it can be ready for use every 10 days.
Original recipe yields 8 servings
Nutrition Facts
Per Serving:
382.3 calories; 8.9 g protein; 82.2 g carbohydrates; 4.9 mg cholesterol; 28.6 mg sodium. Full Nutrition


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High Court of Judicature at Allahabad
Case Details
Case Law Search
Dr. Rakesh Jain v. State Of U.P. & Others - CRIMINAL MISC. WRIT PETITION No. 1725 of 2007 [2007] RD-AH 2957 (22 February 2007)
Crl. Misc. Writ Petition No. 1725 of 2007
Hon'ble Sushil Harkauli, J.
Hon'ble G.P. Srivastva, J.
No good ground for either quashing of the First Information Report or staying the arrest has been made out because the petitioner has been actively associated with the transaction.
We, therefore, decline to either quash the F.I.R., or stay the arrest.
However, if the petitioner surrenders and applies for bail in case crime No. 26 of 2007 under section 420 I.P.C., P.S. Sadar Bazar district Mathura, his bail application will be considered and disposed of by both the Courts below expeditiously.
The writ petition is disposed of as above.
Dated: February 22, 2007
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