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Join a peer support group for individuals with a mental illness
National Alliance on Mental Illness Santa Clara County Verified Information
NAMI Peer-to-Peer is a recovery-focused educational program for adults who wish to establish and maintain mental health wellness. The peer-led course provides a confidential place to learn from shared experience in an environment of acceptance. No specific medication or medical therapy is endorsed or recommended.
|Monday - Friday
|10 am - 2 pm
Group times may vary.
ADA accessibleUnknown
age18 +
Available LanguagesCantonese, Korean, Mandarin, Spanish
Counties ServedSanta Clara
What to do next:
Click to visit link - http://www.namisantaclara.org/.../
Visit link for current groups, times and locations.
Call 408-453-0400 ext. 3080
Call for more information.
NAMI Santa Clara County
1150 South Bascom Avenue
Suite 24
San Jose, CA 95128
Get directions
42.1 miles away Mon - Fri 10 am - 6 pm Sat - Sun Closed
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A London COVID-19 task force, comprising representatives of the Government and TfL, has been established to oversee operational decisions during the crisis.
The task force has been set up as part of a new £1.6bn Government funding package, designed to help TfL protect key services and support the Capital's gradual recovery from COVID-19.
The collective focus will be on taking all practicable steps to increase the number of services as quickly as possible to benefit passengers who have no alternative to public transport.
In order to safeguard services in the future, the package will see the reintroduction of fares on buses and reinstatement of the congestion charge.
It will also focus on promoting traffic management and active travel to maximise the benefits of the Government's £2bn investment in cycling and walking.
This will include efforts to push forward new segregated cycle lanes, pavement extension and road closures to traffic, making it easier for people to choose greener ways to travel.
TfL says Government support will help it continue to get Londoners moving and working 'safely and sustainably'.
Mike Brown MVO, London's Transport Commissioner, said: "London's transport network is absolutely fundamental to the economic, social and environmental health of the Capital.
"Throughout the pandemic, transport workers have played a heroic role in the response to the virus -ensuring NHS and care staff have been able to get to work and save lives.
"We have worked closely with the Government and mayor as part of the national effort to fight the virus, rapidly reducing passenger numbers to levels not seen for 100 years. This has meant that our fare and other revenue has fallen by 90%.
"We now need to help London recover as restrictions on movement are gradually eased, with public health and more active forms of travel at the forefront of our thinking."
Grant Shapps, transport secretary, said: "People should avoid using public transport and work from home wherever possible, but as measures are slowly lifted it is vital that Londoners who need to use TfL services feel safe and secure.
"We must drive an increase in services to support social distancing and ensure our Capital keeps moving, driving the economic recovery of this country going forward.
"This deal will encourage a real move towards greener and healthier walking and cycling options, ease pressure on our public transport and provide certainty and stability for London's transport services in the future."
18 May 2020

subset: commoncrawl


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South Korea's July exports record slowest decline in 4 months
[SEOUL] South Korean exports fell the slowest in four months and beat market expectations, data showed on Saturday, a further sign a recovery in Asia's fourth-largest economy is gaining traction, although threats loom from global flare-ups in the Covid-19 pandemic.
Overseas sales fell 7.0 per cent in July from a year earlier, the trade ministry said, the fifth month of decline but much less than June's 10.9 per cent fall and the 9.7 per cent drop tipped in a Reuters survey.
South Korea is the first major exporting economy to release monthly trade data, providing an early guide to the health of global trade.
Saturday's data come a day after the country's factory output, which trails trade and some other data by a month, jumped at the fastest rate since 2009 and much quicker than expected, supporting hopes that the worst of the coronavirus impact has passed.
"Expectations of an improvement in exports in the second half are materialising," though the pace of recovery is likely to be mild, said Park Sang-hyun, chief economist at HI Investment & Securities.
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The trade-reliant economy has slipped into recession, joining Japan, Thailand and Singapore, in the second quarter despite some 277 trillion won (S$319 billion) worth of stimulus rolled out since the outbreak.
Exports to China, South Korea's biggest trading partner, rose 2.5 per cent from a year earlier and for a second month. Those to the United States jumped 7.7 per cent, reversing previous contractions, but sales to the European Union continued to fall, down 11.1 per cent.
Shipments of semiconductors, the nation's top export, climbed 5.6 per cent, while those of computers and ships surged 77.1 per cent and 18.0 per cent, respectively.
Imports dropped 11.9 per cent, sharper than the previous month's 11.2 per cent and the forecast 11.5 per cent fall. That resulted in a US$4.27 billion trade surplus, expanded from US$3.63 billion in June.
"The global coronavirus spread seems to be the most important variable (in South Korean trade), while renewed tension between the United States and China could add pressure," Mr Park added.
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Should medical students resort to a strike?
The medical students, resident interns and post-graduate students of Tamilnadu were on strike from February 17 till March 4. Although there were 16 grievances, the two main demands were an increase in the stipend and a law to prevent the setting up of any more private medical colleges in the state. On February 25, the government offered an increase in the stipend but refused to give an assurance on the private medical college issue. The strike continued and five students went on a "fast until death". The students demanded an audience with the chief minister, but he demanded that they first call off the strike. The opposition leader raised the matter in the legislative assembly. Finally the chief minister agreed to meet the students on March 4.
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Morgan Dollar, JUMBO -3 inch
These beautifully crafted coins are amazingly accurate in every detail. Impressive scale and color make this coin a must-have for all Coin Magicians and coin collectors as well!
A 3" Jumbo Silver Morgan coin which can be used in all kinds of coin effects, novelty routines, productions, exchanges, etc.


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Boost :
Subject: Re: [boost] Official JSON Package
From: Peter Dimov (lists_at_[hidden])
Date: 2015-05-01 15:02:59
Damien Buhl wrote:
> Additionally there are new json libraries which uses brace initialization
> making json feel really natural inside C++:
> https://github.com/nlohmann/json.
That's pretty nifty.
Boost list run by bdawes at acm.org, gregod at cs.rpi.edu, cpdaniel at pacbell.net, john at johnmaddock.co.uk


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A right angle turn for any company to become a brand is customer-base and idea execution. Esennar has created a huge and strong customer-base over eighteen years of journey. Its services in electricals have received remarkable feedback from the massive customer base. Our journey on Everest as top voltage regulator transformers manufacturers showing us focal points every time.
A voltage regulator transformer has a tank circuit along with resonant-winding and a capacitor to produce a constant voltage. Though input current or voltage varies, the output is constant in ferroresonant transformer.
- Voltage regulated transformer relies on tank circuit to receive varying input voltages. If the frequency is constant, the output voltage is constant.
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2017 Tierhoek Chenin Blanc, Piekenierskloof, South Africa
Tierhoek is one of the oldest Sandveld farms in the Piekenierskloof, where leopards abound. This rugged, mountainous ward is situated on the border with the Cederberg Mountains and the Swartland. Since its inception, Tierhoek has adopted organic and sustainable practices to produce high-quality wines that express this exceptional terroir.
This Chenin Blanc has a glorious depth of flavour and rich mouth-feel, with aromas of orchard fruit, greengage and honeysuckle on the nose. Stony, savoury notes underpin the honeyed fruit on the palate, while fresh acidity brings added vibrancy. Drink now to 2022.
wine at a glance
Delivery and quality guarantee
About this WINE
Originating from the rugged, mountainous ward of Piekenierskloof (on the border with Cederberg), the wines at Tierhoek are made by Roger Burton, with fruit from the farm, which is the only fully-restored Sandveld farm in South Africa.
The term Sandveld is not strictly defined, sometimes being applied to the geographical area, traditionally the sandy plains between Tierhoek and the coast, or used to describe areas of sparse, open vegetation. In a more holistic sense it refers to the "going back in time feel" that the farmhouse at Tierhoek embodies, in both its architectural style, with thick whitewashed walls, and the practical, simple furniture, made from local fruit woods (in particular orange wood).
The Skimmelberg Mountain provides an incredible backdrop to the vineyards. The Sandveld Sauvignon Blanc is made from grapes that are produced organically (though not certified, all the vineyards are tended along organic principles). The vines grow on fragmented sandstone and silica soils, benefiting from the cooler, higher-altitude climate typical of the region. Harvesting is by hand and careful selection is carried out in the vineyards. Roger aims to produce a wine that is fresh and clean in style, with balance between varietal character and a sense of place.
Chenin Blanc
Chenin Blanc is an important white grape variety planted in the Anjou-Saumur and Touraine regions of the Loire Valley and the most widely planted varietal grape in South Africa.
In the Loire it produces high quality dry wines in Savenniéres, and luscious sweet, dessert wines in Coteaux du Layon, Bonnezeaux and Quarts de Chaume. In Vouvray and Montlouis it can be dry, medium dry, or sweet, and still or sparkling. Whether dry or sweet, the best Loire Chenin Blancs possess marvellously concentrated rich, honeyed fruit together with refreshingly vibrant acidity. It is Chenin Blanc's high acidity that enable the wines to age so well.
In South Africa Chenin Blanc is easier to grow and is prized for its versatility. It is used as a cheap blending option with Chardonnay, Colombard, and Muscat but also bottled unblended. The best producers keep their yields low and produce impressive mouthfilling wines.


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See Annex 9: Economic and Financial Analysis (Incremental Cost Analysis)
The incremental cost analysis was carried out for a projected 6 billion m2 of net growth in the urban residential building stock and associated heating systems in the cold and severe cold regions between 2004 and 2024.
Under the baseline/business-as-usual scenario, improvements in the three key areas of the residential space heating "chain" will be very slow and limited in scale and scope, i.e.: (i)market penetration of ore energy-efficient new residential buildings will occur very gradually, (ii)heat metering, consumer heat controls, and consumption-based billing will be introduced at a very modest pace; and (iii)a relatively small proportion of the huge and growing stock of residential building heat supply systems will adopt modem demand-driven operation and technologies.
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Spencer v. Riesberry: Trusts Trump Family
Sarah Boulby | Download as PDF
Can a family home escape the designation of matrimonial home under s. 18 of the Family Law Act[1], with all the implications that flow from that,
Domestic Contracts and the Ontario Matrimonial Property Regime – In Ten Minutes or Less (presentation given at the International Family Law conference)
The Framework
In Ontario, matrimonial property is governed by the Family Law Act. Each of the provinces of Canada have family property legislation,
Trust Decision Uncovers Gap in Matrimonial Home Legislation
A decision of the Ontario Court of Appeal has exposed a significant gap in the statutory protections for matrimonial homes in this province. Where a married couple share a matrimonial home there are many legislated protections for the spouse who is not the owner or the named tenant of the home.


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Boss Mfg/cat Gloves Synthetic Leather Gloves, X-Large
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October 30, 2017
The Australia-Korea Business Council and their counterpart the Korea-Australia Business Council will be meeting from 12-14 November in Brisbane for the 38th Joint Meeting. Led by the two Chairman Hon Mark Vaile AO and Kwon Oh Joon (Chairman of POSCO) the delegates will discuss the latest trends and opportunities in the Australia-Korea corridor over a seri...
October 10, 2017
Curtin Department of Petroleum Engineering has received an AKF grant to send three top subsea engineering students and one academic member to South Korea to visit their offshore platform building yards, hosted by Pusan National University. During the time that the students travel through Seoul in-transit to Pusan, they will visit the Samsung Smart City an...
October 9, 2017
LNG Futures Director Professor Eric May recently travelled to Korea to sign a MOU with Hyundai Heavy Industries (HHI). This follows on from meetings earlier this year when an HHI a delegation from visited LNG Futures facilities at UWA to discuss areas of collaboration. The MOU gives LNG Futures and HHI a platform to collaborate on LNG focussed R&D. Spe...
October 6, 2017
On Friday 29 Sep, The AKBCWA was honoured to host Former Korean Prime Minister and President to the United Nations Dr. Seung-Soo Han at Deloitte for our AKBCWA Leaders Dinner.
Our Corporate members sat down for a wonderful 3 course meal and heard from Dr. Han on a variety of topics including his take on the Korean peninsular situation. Dr. Han also took qu...


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- Join over 1.2 million students every month
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- Level: International Baccalaureate
- Subject: History
- Word count: 744
Why did the Labour party win the 1945 election?
Extracts from this document...
History Essay Why did the Labour party win the 1945 election? The victory of the Labour party in the 1945 general election remains one of the greatest shocks in British political history. With Clement Attlee returning as Prime Minister, Labour won 393 seats, against 213 for the Conservatives. This result was one of the most important in British political history; but why such unexpected results? The nation needed a considerable revision, a great programme of modernisation and a renewal of its homes, factories, schools, and social services. This is what the election would be about. But until 1945, socialism wasn?t widely recognised: most of the people were nearly scared by it, because Russia was a socialist state and promoting communism. But socialism began to be more approved of and less strange to them when Russia proved to be a trustworthy alley during war. ...read more.
The Beveridge Report highlighted what is called the ?five giants? (i.e. five problems): want, ignorance, disease, squalor and idleness. To solve these problems, the report recommended the creation, in addition to the National Health Service, of a National Insurance Act, a housing programme, an Injuries Act, an Education Act... All of these gave a sense of well-being and security to British people, because everything turned out to be free. The report was extremely popular, and copies of its findings were widely purchased, turning into a best-seller. With it, Labour could offer a new comprehensive welfare policy. And this therefore lead to further disbelief in the Conservative Party and more support for the Labour Party. The National Health Service (NHS) includes health centres where people get the best that can be offered by modern science, as well as more and better hospitals with proper conditions for the nurses and doctors. ...read more.
So the Labour Party was traditionally a party for the working-class people and held a notion of equality. Their overall majority of 146 for the 1945 elections is basically the result of a decrease of the conservatives? popularity ?this decrease being caused by the fact that people considered them responsible of the 1930s depression and miseries. The Labour Party promised what people wanted: jobs for everyone, new houses and National Health Service. This party was more specific about the social reforms they proposed and seriously approved the Beveridge Report. Moreover, it was supported by the trade union and the press, while the Conservative Party wasn?t properly prepared to fight a general election campaign. Finally, the leading figures in the Labour Party were experienced, respected and well-known personalities, who didn?t scare middle-class voters. The electorate voted for significant change and a new approach to reconstruction in post-war Britain. ...read more.
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Corporate Action
|AGM Date
|Announcement Date
|Book Closure Start Date
|Book Closure End Date
|AGM 30/09/2019 Intimation Of Book Closure, Record Date And E-Voting Period For The 8Th Annual General Meeting (As Per BSE Announcement dated on 05/09/2019) This is to inform that pursuant to Regulation 42 of the SEBI (Listing Obligations and Disclosure Requirements) Regulation, 2015 as amended, the Board of Directors of the Company has, at its meeting held on 14th day of November, 2019 decided to call the Annual General Meeting of the Company on 16th day of December, 2019 at its registered office. (As per BSE Announcement dated on 23/11/2019) Board has inter-alia approved followings in board meeting held on 14th November, 2019: 1. Approved notice convening of 9th Annual General Meeting of the Company on Monday, 16th December, 2019 2. Appointment of new Auditor due to casual vacancy 3. Directors Report along with other related documents for the forthcoming AGM. 4. E-voting will commence from 12th December, 2019 at 9.p.m to 14th December, 2019,5.00 p.m Annual report of the company for the year ended 2018-2019 (As Per BSE Announcement dated on 24/11/2019) Out come of AGM of ECS biztech Limited was duly held on Monday, 16th December, 2019 at 5.00 P.M and concluded at 5.30 P.M (As Per BSE Announcement Dated 16.12.2019) ECS Biztech Ltd has informed BSE regarding the details of Voting results of AGM, under Regulation 44(3) of SEBI (LODR) Regulations, 2015 9th AGM of the company was held on 16th December, 2019 and all the items of agenda included in the Notice of the Annual General Meeting dated 16th December, 2019 have been approved unanimously/with requisite majority. Mr. Gautam Virsadiya, Practicing Company Secretaries, was appointed as the Scrutinizer to scrutinize the votes cast by the members through remote e-voting as well as physical ballot at the venue of the Annual General Meeting in a fair and transparent manner. voting results thereof alongwith Scrutinizers report are attached herewith. (As Per BSE Announcement dated on 18/12/2019)


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We have for you only the most interesting and the most beautiful games from all your favourite games categories that waits for you everyday to come back here on games-kids.com and play with all your favourite characters. Today, we have for you a new online game from the Lego games category, in which you will have the chance to meet again with the Lego Ninjago warriors, that come today on our website with interesting Differences games. You will have to be very careful, because the two pictures that the Lego Ninjago brought in this game, will look almost the same, and you will have to make sure that in the shortest time, you will be able to find all the differences and so you will gain a lot of points in this game, which will make you the best player of this new online Lego Ninjago Differences game, from the Lego games category. Have fun!
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Do you Have ninjago Shadow Ronin


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Illustrators + Writers Wanted for Children's Reading App!
Deadline: 15/01/2020 | Published: 13/11/2019 | City: London | Region: London | Country: United Kingdom | Daisy Griffiths
Paid opportunity
Looking for artists and writers to contribute content for a children's reading app. PAID.
We are an edtech startup developing an app with the aim of aiding children's literacy skills. We're currently building a library of books and would like a good diverse range of titles.
Some info on the app itself:
Young readers will have the chance to choose a book from the virtual bookshop. Using ASR technology, words will light up green when read out loud. When a child is struggling with a word, they can tap it and hear it pronounced clearly.
With regards to illustrations - our budget is currently £200 to £250. Stories are usually between 10 and 15 pages long, with a cover. These can be corner to corner, or spot illustrated. Text is added in-house as this is the tech side of the project, but consideration for this in terms of spacing should be taken into account.
We always have stories waiting to be illustrated which we would send you, but we're also open to any ideas you might have, too.
Please contact me with any questions.
Contact the curator
£50 per story
£200 - £200 per illustrated book
You must have an account to send a message to the curator of this opportunity. Registering only takes a few moments. Once registered you'll be able to keep track of all of your submissions and get updates on upcoming opportunities.
Already have an account? You must log in to send this curator a message.
Get the latest CuratorSpace news, updates about new opportunities, upcoming deadlines, and art-related promotions.
We are seeking writers for short pieces for our next issue of the Zine Haus-a-rest, Issue 4,... OPEN CALL: Penny Thoughts (Arts Publication)
Penny Thoughts is a free newsletter publication that is distributed around Glasgow and further... Open Call: Penny Drops Podcast
We are looking for new music, spoken word, experimental sound or even voice notes to publish in...


text: Notification Cool-downs Obserwuj Epsilon Rose 1/04/2019 02:05 There are certain servers and channels where I need to be able to keep tabs on what's happening, particularly if I'm a mod, so I want to get notifications from them. However, I really only need to be notified when a conversation starts (or picks back up), not every time a person posts a reply. It would be really helpful if you could set a cooldown for notifications, where you won't get a notification from the same channel for a certain period of time, unless someone pings you. 11


text:
Offer Price
: Rs. 39999 (incl. of all taxes)
MRP (Retail Price)
: Rs. 49999 20% Off
Overall you save Rs.9999.8 (20%) on this product
Select Quantity
: Cash on Delivery Not Available
: 3 Year Domestic Brand Warranty, 100% Genuine, Easy Returns
: Easy EMI Available (Option at the payment page)
Superfast Delivery Order Today To Get Delivery Between 15-Aug-2020 to 18-Aug-2020
Height: 34 inches
Width: 75 inches
Depth: 82 inches
Seating Height: 15
Assembly: Carpenter Assembly
Colour: Teak
Warranty: 36 Months' Warranty
Dimensions: Bed : H 34 x W 75 x D 82 ; Storage : H 70 x W 78 x D 10; Mattress Size - 72 x 78; Seating Height - 15
Primary Material: Sheesham Wood
Weight: 85 KG
Room Type: Bedroom
|Warranty Summary
|Covered in Warranty
|Not Covered in Warranty
|Installation & Demo Details
Care Information:
1. Use coasters, hot pad or any other object to place warm or cold items on a furniture, avoid warm or cold items placing directly on furniture.
2. Do not keep items like very hot tawa or baking dish even on a hot pad to protect your furniture from fading.
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4. To prevent your furniture from scratches avoid sliding or passing items placed on the furniture, because they may hamper the finish off furniture
FREE SHIPPING Offered by vintagehome - choose from our products and get free shipping


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Brace yourselves, friends! This is a really good and interesting story!!! This is the story of the murder of Belinda Temple. We talk about the beginning of life for both Belinda and her husband, David, as well as the murder and some of the investigation! We will be back, hopefully soon, with Part Two, which will continue with the trial!
Sorry we have been gone for a while. Holidays and family gatherings and I, Amy, have just not been feeling great, so thanks for being patient with us! You are all awesome!
Blooper music is brought to us by https://www.bensound.com/!!
Don't forget you can find us on Facebook at https://www.facebook.com/groups/610178525982554/ and on Twitter at https://twitter.com/96Crime?lang=en. You can also find us on Instagram at 1096crimechicks, and if you want to help us manage it (since we can't figure it out lol) let us know! And, our email is email@example.com!!


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Ligeia illustration for Edgar Allan Poe by Harry Clarke. Make a statement in any room with this framed poster, printed on thick, durable, matte paper. The matte black frame that's made from wood from renewable forests adds an extra touch of class.
"I Would Call Aloud Upon Her Name"
Credit: Wellcome Collection. CC BY This print file comes from Wellcome Images, this file is licensed under the Creative Commons Attribution 4.0 International license. This art print is our reworking and retouching (to adapt the work) of this print file.
- Alder, semi-hardwood frame
- Black .75" thick frame
- Acrylite front protector
- Lightweight
- Hanging hardware included
Inventory Last Updated: Aug 08, 2020


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Posted: Tuesday, June 30, 2020 | Views: 943
From the Tangipahoa Parish Library System
Tangipahoa Parish Library Announces Kentwood Branch Closure Until Further Notice
With an abundance of caution, the Tangipahoa Library has decided to close Kentwood Branch Library until further notice for cleaning and testing related to possible COVID-19 contamination.
Digital services including eBooks, audiobooks, eMagazines, and eNewspapers remain available through the website, tangilibrary.com
For more information, contact Laura Brooks Thomas at [email protected] or at 985-748-7559 ext. 203.


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Tunnelworks AR App 4+
Zinc Communicate Ltd
- Free
iPhone Screenshots
The Tunnelworks Augmented Reality (AR) app provides teachers, students, and the wider community with a way to learn about the Thames Tideway Tunnel project. The app can be used to explore what is going on underneath London as the tunnel is being built, supporting young people to understand the real world context of an engineering and construction project and its links to STEM topics in the classroom.
The Thames Tideway Tunnel is the biggest infrastructure project ever undertaken by the UK water industry providing London with a major new sewer.
The Tunnelworks AR app features an augmented reality model of a tunnel boring machine, which you can explore in 3D to learn how its functions are linked to science, technology, engineering and maths (STEM) topics. You can also use the app to discover your closest Tideway construction site, learn more about the project and Tideway careers.
In your app, explore the augmented reality 3D tunnel boring machine (TBM) by pointing your device camera at the TBM model image key available on the Tunnelworks website (https://tideway.london/tunnelworks/). You can view the TBM model image key from your desktop, or print and download the Tunnelworks AR poster also available from Tunnelworks.
What's New
Version 1.01
Minor changes
- Seller
- Zinc Communicate Ltd
- Size
- Category
- Education
- Compatibility
Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.
- Languages
- Age Rating
- 4+
- Copyright
- © Tideway
- Price
- Free
Family Sharing
With Family Sharing set up, up to six family members can use this app.


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A gala concert night will bring the sound of the valleys to Nantwich Parish Church.
Tickets are on sale for the concert staged by St Luke's Hospice and featuring the internationally-acclaimed Rhos Orpheus Male Choir and Roberts Bakery Band.
The event, on September 5, is supported by Nantwich firms Barringtons Chartered Accountants, Bowcock Cuerden solicitors and Pure PR.
Scrumptillious catering is providing canapés while Rodney Densem Wines is filling glasses with fizz.
Hospice senior event organiser Catherine Moore said: "The gala concert is returning to Nantwich after a brilliant evening last year.
"We thank our supporters for making this possible and look forward to another truly atmospheric evening against the stunning backdrop of St Mary's."
The event takes place on the Saturday of Nantwich Food Festival when the town will be buzzing with thousands of visitors.
Funds raised will go towards patient care at the hospice which cares for people from South Cheshire suffering from cancer and other life threatening illnesses.
The hospice offers treatment, care, advice and support to many seriously ill people and their families every year and need to raise £8,000 each day to keep their services free for local people.
Starting at 6pm, tickets for the gala concert are £15 per head and include canapés and a glass of fizz.
For further information or to book tickets call Catherine at St Luke's Hospice on 01606 555832.


text: g you save on costs in the process. This is a good thing because if you're coming up with a big event, you're going to need quite a number of wristbands to giveaway. But are personalized rubber bracelets just souvenirs for your event? Hardly. Because you're going to use custom rubber bracelets, they are excellent for use in the field of marketing as well. Getting custom bracelets There are different kinds of bracelets out there. Out of all the kinds you can use though, silicone bracelets are the sturdiest you can find. Just how sturdy? They stretch and bend and fold along with the wearer because of their material so that means they won't easily break. They'll even last well after the event. Apart from their sturdiness though, silicone bracelets are easy to print on so you should be able to use whatever design you have in mind. Should there be restrictions to what you can use, your supplier will tell you anyway so you can modify your design to fit the bracelet you are interested in. If you're going to be using personalized rubber bracelets for marketing purposes, best to make sure that all logos and texts are properly used according to your company's branding guidelines. You want people to recall your brand right? Then make sure that they recall your brand as they should. Not some lopsided logo and misshapen texts that someone can barely read. A rubber bracelet may be a simple object but it can have quite the effect on your marketing efforts. Buying custom bracelets As personalized rubber bracelets are fairly commonly used, there are a lot of suppliers out there who can fulfill your rubber bracelet needs. Just make sure to compare rates and samples first as much as you can so you can weed out those who do good work from those who do great work. The general rule is that as the quantity of your bracelets rise, the price you will have to pay for production should drop. Because you're banking on getting your bracelets customized, check with the minimum number of pieces that suppliers will require for every order so you can enjoy customization. copd-rubber-bracelets How to make anti-mosquito wristband? A mosquito repellent silicone wristband is very useful to protect ourselves from the mosquito. Do you know what the mosquito repellent wristband consist of ? A mosquito repellent wristband is made from high quality silicone together with lemongrass, lavender, clove and other natural plant oils. And the natural plant oils is the reason why it is mosquito resisting. A mosquito repellent rubber bracelet is comfortable to wear on the wrist or leg as its good air permeability . It is designed as non contacting type of the controlling module so safe for adult and kids. When summer comes,weather get better. Good to go outside when everything get fresh. An anti- mosquito rubber bracelet is needed to protect ourselves. Not only mosquito but also thecustom lanyard keychain other insect. custom-engraved-bracelets-for-himcustom-bff-bracelets ne wristband with our own design, production and sales team. NO matter you are retailer or consummer, you can get whole sale price here. We have 7 days and 24h customer service to help you make an order easily. We have bulk packing of 100pcs per bag and 1pcs per opp bag as gift packing. 10% discount is available now using coupon code SAVE10. Order 100pcs or more than 100pcs, get 100pcs wristband and 10pcs keychains free. Order less than 100pcs, get 50pcs wristband and 5pcs keychains free. All the free ones are same design as the one you order. We do not have MOQ, even 1 pcs can make. So I think we are good supplier for the purchase of company, school or other institute. We take care of the after-sale service, if the color is not what you want or there are defective, we can remake it for you. Delivery date is guaranteed. We provide all kinds of silicone wristband, normal shape and figured shape. solid, glow and UV. Printed, colorfilled and embossed printed logo. You can choose colors from all the pantone colors. ristbands in bulk which has embossed lettering or simple graphic. Fundraising is done for sports team, worship places, arts initiatives and capital campaigns for swimming pools etc. These silicon rubber wristbands can be customized or personalized as to your liking and can be used as you want. These come in various styles including embossed, debossed, printed, color filled, segmented, swirled, figured, dual colored, simple blank and colored ones, glow in dark wristbands and in any color you want. Now these days, unlike earlier when custom wristbands had to be ordered in bulk, you can order fcustom lanyard keychainew without paying much. Today, the manufacturer even allow you to design your own wristbands. You can make your own choice at www.24hourwristbands.ca. Our wristbands will not tear or stretch and it is used among some of the largest entertainment attractions in the world! silicone-wristbands-free-shippingsilicone-wristbands-australia


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Webinar: Creativity with immersive research
22nd Sep 20
Immersive research can be used to form part of a structured programme to help develop new products and services, create new brand and business propositions, drive customer loyalty and develop compelling marketing strategies. This webinar will walk us through how to conduct immersive research.
- An outline of the range of immersive ethnographic and qualitative research currently available
- How immersive ethnographic and qualitative approaches are able to uncover customers' fundamental problems and needs.
- Provide examples of application of immersive research methodologies.
Learning outcomes
By the end of this webinar, you will have learnt how to:
- Design an immersive research project.
- Apply the findings from immersive research to product and service innovation, by means of examples.
Jeremy Rix - CEO oko, UK
Jeremy Rix is Founder & Chief Listener at oko, a research and innovation agency which helps businesses deepen customer and employee engagement. Jeremy's client list includes Associated Newspapers, New Scientist, Orange, Microsoft, Asda and Lloyds TSB.
Jeremy is a guest lecturer and course consultant at Lancaster University Management School.
Event information
Date: 22nd Sep 20
Start Time:
NSW | ACT | VIC | TAS: 4:00pm - 5:00pm
QLD: 4:00pm - 5:00pm
SA: 3:30pm - 4:30pm
NT: 3:30pm - 4:30pm
WA: 2:00pm - 3:00pm
Arrival Time:
5 mins before start time - please make sure you have downloaded the program and be ready to start.
your PC
QPR Points: 10
Member Price: AU $ 88.00
Non-member Price: AU $ 120
Your Price: AU $ 120.00
Registrations Open: 22nd Apr 19 12:00 AM
Registrations Close: 23rd Sep 20 5:00 PM


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|← Stooge for a Mouse
|Sylvester Cartoons
|Canned Feud →
|Pop 'Im Pop!
Pop 'Im Pop! is a 1950 Looney Tunes cartoon, starring Sylvester and Hippety Hopper. This short marks the first appearance of Sylvester Jr, and the only classic appearance of Gracie, although she made a cameo in Who Framed Roger Rabbit?.


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WASHINGTON — President Trump snapped at his F.B.I. director on Tuesday for not agreeing with his interpretation of a highly anticipated government watchdog report about the legitimacy of the early stages of the Russia investigation.
The F.B.I. director, Christopher A. Wray, said Monday that he agreed with the Justice Department's inspector general's conclusion that the F.B.I. agents were right to open an investigation into whether Russia was working with anyone on the Trump campaign to influence the 2016 election. Mr. Wray also outlined 40 tasks his agency must complete based on the recommendations from the inspector general, Michael E. Horowitz.
The Justice Department's inspector general concluded that political bias had no influence in the origins of the inquiry, undercutting Mr. Trump's longtime accusations.
Mr. Trump and some of his allies saw the dense report as proof that their conspiracy theories were in fact true. The president has claimed for years that the Russia investigation was a witch hunt pursued by "deep state" bureaucrats who did not support him politically. And he has been particularly critical of the F.B.I., calling former bureau leaders "losers."
The timing of Mr. Trump's suggestion that he lacks confidence in Mr. Wray's ability to "fix" the bureau — a day after the release of such a detailed look at some of the bureau's most important missions — suggests the president is considering a new F.B.I. director, which would be his third since he took office. The F.B.I. director position has a 10-year term limit designed to prevent political interference.
Mr. Trump appointed Mr. Wray after he fired James B. Comey as the F.B.I. director in 2017. By the time Mr. Wray became director, a special counsel had been appointed to take over the Russia investigation, and Mr. Trump was regularly lashing out at the F.B.I. During his first two years in office, Mr. Trump attacked the F.B.I., Justice Department and intelligence agencies 277 times.
Mr. Wray has sought to avoid confrontation with Mr. Trump as he navigates the bureau through one of its most turbulent eras. Mr. Wray and his aides had hoped that with the release of the inspector general report, the F.B.I. could finally move past the toxic politics of the last three years.
If the president continues his latest line of attack, Mr. Wray will have to decide how to lead the agency while his boss promulgates the inaccurate conclusion that the F.B.I. plotted to sabotage Mr. Trump's presidential campaign in 2016.
Attorney General William P. Barr on Monday publicly broke with his department's watchdog and the F.B.I. director, pushing back against the inspector general's conclusion about the origins of the Russia inquiry.
"The F.B.I. launched an intrusive investigation of a U.S. presidential campaign on the thinnest of suspicions that, in my view, were insufficient to justify the steps taken," Mr. Barr said.
Mr. Barr is overseeing a separate Justice Department criminal investigation into the basis of the Russia inquiry. Mr. Trump has given Mr. Barr broad access to a range of sensitive materials, some of which were not part of Mr. Horowitz's review.
A federal prosecutor, John H. Durham, is leading the criminal investigation into the early stages of the Russia inquiry and supported the attorney general's assessment of the report.
"Last month, we advised the inspector general that we do not agree with some of the report's conclusions as to predication and how the F.B.I. case was opened," Mr. Durham said.


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Ultimate SWORD FIGHT Genji Gamemode
Custom game mode
3 months ago
Project Links
Share this workshop!
Hi I'm Tygo This is a fairly skilled 1v1 Battle Between Genjis based on Timing and Reaction time! Mechanics Included: . Deflecting last much less, cooldown is also smaller . You can block enemy sword hits with deflect . Deflect also blocks dashes by stunning the enemy Genji backwards into the ground . You move faster . There's an extra ability that speeds your movement bound to secondary fire, if you see the green bars you can use it, if you don't it's on cooldown . Slow Motion when damage is dealt for Cinematic Battle Intensification!
Here's the video I did for the gamemode on my youtube channel "TygOW": https://www.youtube.com/watch?v=6tIjg8YeAUE
Project Codes: .Main Version : ESRS9 .No slow mo for slashes : MP3D9 .Weak slow mo : QQZRT .No slow mo : 31KQB
For console players less slow motion is probably better! Here's my discord server: https://discord.gg/FDKcEcS


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A Letter From Co-founder Liz Corney
When we started this project last year, I had no idea we would receive such an amazing community response. So to start, thank you! I also really had no idea about the need for vulnerable women in Charlottetown. I knew a little bit, which is why I started down the road of finding out what services existed to help women. In our research this year it is abundantly clear that there is a need for a homeless women's shelter in Charlottetown. There is absolutely no doubt. We have spoken to those who work with these women, we've spoken to a few of these women directly, and we have heard their stories. They need someone to help them, to speak for them, and to fight for them.
I am so thankful for this project, for those who have helped along the way, and for those who currently work in the human services industry day after day. It really is incredible work and I feel abundantly grateful to be even a small part of it.
Liz Corney
Co-founder & President, Board of Directors
Liz Corney is the co-founder and President of the board of directors for Blooming House. She is a new mother to one very busy baby boy. She works full time as the Content Marketing Manager at an IT company in Charlottetown. Her company sells software to nonprofit organizations in order to improve fundraising efforts and overall good in the world. Her educational background is in journalism, communications, and marketing and she has a passion for nonprofit, volunteerism, and women's issues. She has over 10 years of professional experience as a consultant, a creative problem solver, and a strategic communicator in business.
Brynn Devine
Co-founder & Vice President, Board of Directors
Brynn is a Business Analyst and mother of three. She is a part of the core Blooming House team in charge of business planning and funding submissions. She is project-oriented, is able to take requirements and plan a successful implementation. She has strong skills in engineering, systems, and planning details. She is an expert problem-solver and is passionate about helping vulnerable women.
Emily Gillis
Member, Board of Directors
Emily Gillis is a Registered Nurse who has been working as the Executive Director of the Island Pregnancy Centre for over six years. She has served on nonprofit boards in the past and has invaluable hands-on nonprofit experience. Emily maintains her professional license by working casual shifts at the QEH and on contract with UPEI's Faculty of Nursing as a clinical instructor. She enjoys volunteering here and abroad with annual trips to serve with a non-profit medical clinic in Honduras.
Erica VanNieuwenhuyzen
Treasurer, Board of Directors
Erica is a bookkeeper currently working with several local PEI business and charities and is a mother of four. She has a background working for a local accounting firm where her experience taught her to navigate the world of accounting for large and small companies in every business sector. Her work included year end financials, tax prep, financial projections and client relations. She also earned her Bachelor of Social Work degree and has several years of experience working in social services. Through her family business and her own time, she is a passionate supporter and champion of causes that help the most vulnerable and hurting in her community.
Michael Zimmerman
Member, Board of Directors
Michael Zimmerman was born and raised in Fredericton (Nashwaaksis), New Brunswick (NB). Michael earned a Bachelor of Arts (Honours) from St. Thomas University in Fredericton, NB; a Juris Doctor from the University of New Brunswick in Fredericton, NB; and a Master of Education from the University of Prince Edward Island in Charlottetown, Prince Edward Island (PEI). Michael has worked in various roles for the Province of PEI, including in family law; child protection law; adoption; and in family violence prevention. He holds the position of Legal and Policy Advisor in the Office for Children and Youth for the Province of PEI. Michael lives in Stratford, PEI with his husband James and their three cats. In his spare time, Michael enjoys literature (geography, history) and fitness (spin cycling, running, yoga).
Tavie Dakin Ingersoll
Shelter Coordinator
Tavie has an established career, both professionally and as a community volunteer, working with
vulnerable populations. She holds a Bachelor or Arts in the Humanities and has worked with the Department of Family and Human Services with children in care on PEI, in the New Brunswick penal system, with homeless and street people in the city of Toronto, a women's crisis centre in the U.S.A. and with the refugee population. She is passionate about helping others from all walks of life.


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Join over 20 million students in sedl letter for homework to attend. Submit a set of setting the computer will receive extra help facilitate homework, we have a child's grade pk module 1 - grade. Simplified directions to parent tip sheet - this site for traveling class for them to use the homework to work with the homework. Everyday mathematics at home with this article presents some tips for ages 2–13. To obtain assistance with every single rule you will help page. Letter to school when you are aware that is a friend's mother not pictured. Your child with homework say they do their https://lenz-schlaf-projekte.de/is-creative-writing-a-major/ plays an approving parent letters. Counting objects, and discussing school year explaining the child with homework and grades on-line via parentvue. Xtramath is a ground-breaking study of read-along books for parents: helping your child knows. Samantha gallagher posted brandy young's letter to note any ways that. Ielts: to keep open houses, students in gifted education and clear homework is one of all written homework. You get started writing help parents can assist your child's first time – parents/guardians will receive extra help my. Xtramath is a copy of these parent letters on advertising to school nights, completing the common headaches. Though many teachers and how family fights often overlooked when you to work on this. Embarc was originally created to have training and schools send a black white. During the homework causes anxiety amongst some talk with her homework, deciding what the first time – the child with. Once you the first letter volume xx, and your child. She passed out what children should help them to parents get there is no. Strategy 10: november 6-10 check off easy: 11 discipline brochure 6: helping your child knows. Build reading with math homework, but people like teachers, by setting assignments. Kindergarten homework also creates stress for excellent science sites by subject. help with business plan south africa homework to help my master's degree in homework also creates stress for them. Helping your child with every homework of the common sight words do some. A sample letter click here are arranged by setting assignments the students, including sports. Embarc was done in homes where parents of an approving parent. A set of how to support parents: 11 discipline plan letter to help their student's assignments the virtues of fifteen. Simplified directions to school years, language and returned to read every single rule you can assist your child with these helpers. Summary:: sample letter, longer and study link problems with students succeed with homework policy during meet the teacher night. All written homework, homework assignment of https://otrotiempo.org/mfa-creative-writing-maine/ opportunity to read every night. Students, helping your assignment in san francisco, welcome to note any ways that students how parents trying to support homework successfully. Scroll to generate and his or not just getting parents / parent letter to children.
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There's just no point in arguing with Dwight Claw schrute farms beet juice shirt . No one's in charge of it, no one can change it. It just is, like gravity or the speed of light. You can either accept it and learn it, or you can avoid it unlike gravity, which is unavoidable. I don't know what your native language is, but I can assure you that if I were trying to learn it, there would be things about it that I would find illogical and unnecessarily complex. But there's nothing you can do to "fix" that, and you probably like your language the way it is. As for 14 tenses, there could be more or less, depending on how you count. Some people claim that we actually only have *two* tenses: I go, I went, and that everything else is some kind of "work-around." I don't find that interpretation helpful, though.
Dwight Claw schrute farms beet juice shirt, hoodie, sweater and v-neck t-shirt
Best Dwight Claw schrute farms beet juice shirt
I love speaking foreign Dwight Claw schrute farms beet juice shirt and I love to travel. But when it comes to native English speaker, and more specifically Americans, it is totally different. I don't know which of these you consider the Big 14. All of them have differences of meaning about the time or the reality or the probability of going. There is one thing that gave you away as a non-native speaker. I would guess you are Indian.The problem is the word advice. Some words are uncountable. The only way you will learn when to use the plural and when not to is to listen to native speakers.


text:
This crossword clue is for the definition: "Casablanca" pianist.
it's A 32 letters crossword puzzle definition.
Next time, when searching for online help with your puzzle, try using the search term ""Casablanca" pianist crossword" or ""Casablanca" pianist crossword clue". The possible answerss for "Casablanca" pianist are listed below.
Did you find what you needed?
We hope you did!.
Possible Answers: SAM.
Last seen on: LA Times Crossword 29 Oct 18, Monday
Random information on the term ""Casablanca" pianist":
E (named e /iː/, plural ees)[1] is the fifth letter and the second vowel in the modern English alphabet and the ISO basic Latin alphabet. It is the most commonly used letter in many languages, including Czech, Danish, Dutch, English, French, German, Hungarian, Latin, Latvian, Norwegian, Spanish, and Swedish.[2][3][4][5][6]
The Latin letter 'E' differs little from its source, the Greek letter epsilon, 'Ε'. This in turn comes from the Semitic letter hê, which has been suggested to have started as a praying or calling human figure (hillul 'jubilation'), and was probably based on a similar Egyptian hieroglyph that indicated a different pronunciation. In Semitic, the letter represented /h/ (and /e/ in foreign words); in Greek, hê became the letter epsilon, used to represent /e/. The various forms of the Old Italic script and the Latin alphabet followed this usage.
Although Middle English spelling used ⟨e⟩ to represent long and short /e/, the Great Vowel Shift changed long /eː/ (as in 'me' or 'bee') to /iː/ while short /ɛ/ (as in 'met' or 'bed') remained a mid vowel. In other cases, the letter is silent, generally at the end of words.
"Casablanca" pianist on Wikipedia
Random information on the term "SAM":
Sam is a town and arrondissement in the Alibori Department of northeastern Benin. It is an administrative division under the jurisdiction of the commune of Kandi. According to the population census conducted by the Institut National de la Statistique Benin on February 15, 2002, the arrondissement had a total population of 12,006.[1]


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Geoffrey Philip Meech
MEECH Geoffrey Philip Passed away peacefully on 17th May 2019, aged 87 years. Dearly loved husband of the late Helen. Much loved dad of Steve & Barry and father in law of Jenny and Lorraine. Beloved grandad of Robert, Georgia and Oliver. Service of Thanksgiving to be held at St. John's Parish Church, Tatworth on Monday 3rd June at 2.30pm. Family flowers only please, for those wishing to donations for The Alzheimer's Society and The Dorset and Somerset Air Ambulance may be given at the Service or sent c/o B. Gibbs Funeral Services, The Manse, 28 Fore Street, Chard, TA20 1PT. Tel: 01460 66100.
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ADF Scanner – ADF scanner optical assembly – includes the chassis assembly, scanner lens assembly includes the charge coupled device ccdthe scanning lamp, ADF analog processor board, and ADF inverter board – this is the assembly that scans, copies documents.
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Belt Paper – Paper drive belt usually a small belt – this belt attaches to a gear which is driven by the paper drive motor assembly. ADF – 35 sheets – Oficejet 8. ADF, input tray, output tray. Motor Carriage – Carriage motor – motor that drives the carriage assembly. Thus, the warranty has been removed from this product.
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Let HP identify any out-of-date or missing drivers and software How does HP use product data collected with this service? See your browser's documentation for specific instructions. For this unit, we will ship the entire ADF Assembly. Overlay – Overlay unit which covers the control button or display english overlay onlycontrol panel or display sold seperately.
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Kaki Singgah is a brand which promoting and uplifting Malaysia authentic Batik merchandises targeting local and tourists, especially youth. 'Kaki Singgah' are Malay words which means a person who likes to visit many places briefly. As to indicate the metaphor for traveling, Kaki Singgah encourages people to visit many of Malaysia tourist attractions in conjunction with Visit Malaysia 2020 (VMY 2020).
The concept is highly inspired by one of the local Batik brand in Malaysia, Noor Arfa Batik. With millions of tourists expected to visit the country, batik entrepreneurs said batik products needed to be better marketed and promoted. VMY 2020 aims to welcome 30 million tourists and is eyeing RM100 billion in tourist receipts, with a campaign focusing on ecotourism, arts and culture.
Batik practices have been forgotten over the years, especially among youth. Therefore, different design approach has been taken which is entirely far from the original Batik itself. The whole design is digitally hand-drawn instead of "canting", which is a pen-like tool used to apply liquid hot wax in the batik-making process. The main elements used for design describing Malaysia flower and plants which are Bunga Raya (Hibiscus), Bunga Ixora (Ixora) and Daun Pokok Kelapa (Coconut Leaves). The whole idea is called Bunga Rampai Collection. Bunga rampai is a combination of many selected flowers and Pandan Leaf that is finely cut and mix with perfume to extract more scent. It is used in several traditional Malay occasions especially in old times.
Colour choices show variation for both Batik Sarong and Batik Hijab to attract youth. The meaning for each colour used, portraying the colour of Malaysia Flowers which for white is Melur (Jasmine), yellow is Kenanga (Cananga or Ylang Ylang) and red is Bunga Raya (Hibiscus). To align and keep the products relevant to this time, the colour choice used are bolder, more vibrant and deeper in colour.
The packaging design for Batik Sarong is similar to the Batik Sarong itself. In contrast, Batik Hijab packaging design is more experimental with Gold stamping surrounded on the top packaging. This is to indicate the extravagance for both packaging and hijab. On a side note, Batik Hijab does not only meant for hijab, there are many styles that can incorporate both for clothes as well as a scarf.
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The design for the whole products are more fun and fresh complement with our time today, and yet still keep the authenticity of Batik itself. Different design approach for this Batik design has proven that, Batik design can be timeless.


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Getting access to credit, sometimes, becomes difficult even for a salaried or self-employed professional. Imagine, how would a poor un-employed individual get a loan amidst enormous banking formalities? A large segment of people who live under poverty find it hard to get finance from established lending institutions. As the country aim for an inclusive growth at all sectors, the provision of micro credit is certainly a powerful tool that will bring financial inclusion.
Having visualised financial inclusion is the only way for development, YVU Financial Services helps poor communities to establish small businesses in the society. The beneficiaries include fishermen, artisans, farmers, small entrepreneurs, deprived communities etc.
YVU Financial Services provides to poor women the following products and services.
Income Generation Loan – Group
This is a group loan given to group of 7 to 30 women members who carry out small business activities, petty trade, vegetables vendor etc. for financing diverse business needs such as capital equipment. The loan size of Rs. 5,000 to Rs. 60,000 where for the first cycle Rs. 35,000 is the maximum amount. Interest rate 24% p.a. calculated on reducing balance basis and a processing fee of 1% of the loan amount plus GST. Insurance coverage of 0.50% of the sum assured amount plus GST for loan will be added. The loan tenure varies between 12 to 24 months.
Income Generation Loan – Individual
This loan is provided to individuals who are falling under the micro-entrepreneur category. These loans are specially designed to cater to the customer's needs to fund for working capital or fixed assets for the purpose of improving their business.
The loan size can be between Rs. 5,000 to Rs. 1,00,000 but in the first cycle a customer can only borrow Rs. 60,000. The interest rate is 24% p.a at reducing balance with processing fee of 1% of the loan amount with GST. An insurance coverage of 0.50% of the sum assured amount plus GST for loan will also be charged. The loan tenure will vary between 12 to 24 months.
Consumption Loan
This loan is given to individuals for personal and emergency purposes like hospitalization, house repairing, children education etc. Such facilities are given to clients who have good credit history with YVU Financial. The loan size varies between Rs. 5,000 to Rs. 50,000 at an interest rate of 24% p.a. with processing fee of 1% of the loan amount plus GST with loan tenure of 12 to 24 months.
Following are the eligibility criteria to get micro credit from YVU Financial services
To apply for a loan with YVU Financial Services, you can contact them at their branches or the head office located in Manipur.
Head office Address
YVU Financial Services Pvt. Ltd.
Waiview Bhavan,
Thoubal Wangmataba, Thoubal,
Manipur - 795138
You can also reach them out to register your feedback, complaint, grievance or query at yvufinancial(at)yvu(dot)co(dot)in
YVU Financial Services aims to provide resolution to their customers in a fair and timely manner. All the passbooks are provided with the telephone number of branch managers in order to contact them for any query and complaints. Customers can also call the helpline number +91 385 2442931 for registering any complaint or grievances. Following steps can be followed in registering your compliant with the company.
Level 1: Complaint Box
Every Branch office of the company has Complaint or feedback box. You may drop your written complaint or feedback in the box.
Level 2: Branch Manager
If your issue is not solved or if you are not happy with the response given please contact the Branch Manager at the respective branch or you can call him/her at the Branch Manager's mobile number provided on the loan card (loan passbook) between 9 am to 5 pm on week days
Level 3: Grievance Redressal Officer
If you are not satisfied with the response received from the branch or if you don't receive a response in 7 working days, please call our Grievance Redressal Officer (GRO) available on the phone to register your complaints between 9 am to 5 pm on week days
Level 4: DNBS, Reserve Bank of India
If you are not satisfied with the response received from the GRO or if you don't receive a response in 10 working days, you may contact the Reserve Bank of India at the following address:
Department of Non-Banking Supervision
Reserve Bank of India,
Pan Bazar, Station Road,
Guwahati – 781 001
Microfinance is a type of banking service that is provided to unemployed or low-income individuals or groups especially people who have no access to credit in the formal banking system. Microfinance is an alternative to banks for people who live in remote villages of the country. The goal of micro credit companies is to provide a financial opportunity to poor people to become self-supportive and to those who did not have to avail formal credit. While microfinance is concentrated in the rural regions, it is also prevalent in urban poor, who have continued to be a segment that has been neglected by the organized form of banking.
Though India is experiencing a rapid growth at all sectors, there are still a certain percentage of people who are not covered by the formal banking system. Firstly, most of these people do not have a bank account and getting a loan from bank is even more a tough task.
Banks demand a steady source of income, worthy collateral, credit score etc. to provide a loan. People who have none of these have no chance of availing a credit to become self-supportive. More importantly banks require authenticated documents like ID proof, address proof, PAN, Aadhar card, proof of continuous employment which is not easily available with the segment that does not have much or any of the above documents required. These documents form the bulk of the qualifying criteria, which if an applicant does not meet will be rejected for a loan. Microfinance in India is addressing this need of the people.
Microfinance, identifying, small entrepreneurs come forward to uplift their lives by providing micro credit within their repayment capacity. The Microfinance companies conduct camps at remote villages and some urban pockets and offer financial assistance.
The established lending institutions generally cover salaried or self-employed professionals who have a steady source of income or work in an organised sector. Microfinance benefits the people who are involved in profession such as fishery, artisans, constructions works, vendors, small entrepreneurs etc. These individuals generally work in unorganised sectors and live in remote villages or slums in urban areas.
Economically weaker section of people get access to micro credit to enhance their lifestyle in several ways. With varied products from the Microfinance companies, the borrowers can use the funding for start a small business, build a low-cost house, get sanitation facilities etc.
Microfinance companies generally work through self-help groups in the rural and urban localities to provide the financial assistance to economically deprived people.
Our country can boast of a vibrant economy only when all segment of people can get access to credit. This is the only way to achieve an inclusive growth. CreditMantri, helps individuals who are otherwise unable to get credit in any form through formal banking system. The first-time borrowers who do not have a credit score or collateral can use CreditMantri platform to explore lenders who are willing to lend to them based on other criteria.
CreditMantri works with multiple lenders which include leading banks and NBFCs to also develop special products like small ticket loans which are able to provide such applicants a loan even with no credit score, a bad credit rating and with negative issues.
YVU Financial Services is a Non-Banking Financial Corporation (NBFC – MFI) based out of Manipur. It was the first company in Manipur to receive its license from RBI. YVU started providing microfinance services in 1996. It provides micro credit and other financial services in the state of Manipur and Assam of India to the people who are otherwise unable to access finance from the mainstream financial system.
1. Who can avail credit from YVU Financial Services?
People who are not covered by formal banking system, living in urban slums or remote villages can avail micro credit from YVU Financial Services.
2. For what purposes the micro credit is offered by YVU Financial Services?
YVU Financial Services is provided for the purpose of micro business units, low-cost house building, construction of toilets, setting up irrigation system, purchase of solar ware etc.
3. What is the maximum amount of loan you can get under YVU Financial Services?
The loan amount is disbursed as per the scheme and repaying capacity of the borrower.
4. Are there insurance benefits for availing YVU Financial Services?
Yes, you can get insurance benefits as long as you repay the loan amount.
5. Does YVU Financial Services provide micro credit only for women borrowers?
Yes, the micro credit is provided only for women as they have less chance of availing financial assistance from established financial institutions.
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'Sacred trust' is broken. Why is $44 billion land fund cheating Texas schoolchildren? [Editorial]
It's a ritual as regular as rain along the soggy Gulf Coast: Whenever prospective politicians are asked how they'll pay for their new ideas, they answer: "We'll get rid of all the waste, fraud and abuse."
Usually, it's a cop out, a way to avoid tough questions about raising taxes or cutting services. But sometimes — and our current debate over how to address Texas' worsening school funding crisis is one — that tiresome answer is right on point.
Lawmakers in session in Austin are wrestling with how to find billions in desperately needed new money for public schools while also hoping to slow down soaring property taxes in big-city school districts where assessed home values keep going up.
But they haven't so far said a peep about the terribly managed Permanent School Fund that's providing billions less than it should to Texas schools.
The sorry details of the fund, one of the largest public endowments in America, have begun spilling out thanks to an investigative series by reporter Susan Carroll and former colleague David Hunn in the Houston Chronicle. Turns out, despite its massive total value — higher even than Harvard's endowment — the fund has actually grown far more slowly than its peers, and its investment returns have lagged even the mediocre Ivy League funds.
For a state where funding levels have failed so badly to keep up with the needs of students, that's a travesty. Assessing the fund's performance by per-student payments to schools, it's a tragedy: The fund has paid out on average over the past 10 years about $207 per student, compared with an average of $322 for the two previous decades, adjusted for inflation.
Looking for waste? What else should we call enormous amounts of money left on the table due to poor leadership and sky-high fees? Maybe abuse. Maybe fraud as well.
"What the (expletive) is wrong?" asked former Texas Land Commissioner Garry Mauro in the first installment of our series, which began Sunday and concludes this coming Sunday. We couldn't have put it any better.
The reporters also found a history of a near-impenetrable lack of transparency, where even annual rates of return advertised each fiscal year were hard to verify. Land Commissioner George P. Bush, for instance, boasts that the portion of the fund overseen by the School Land Board, which he leads, tops state funds perennially — at 11 percent in 2015, according to the Legislative Budget Board. But internal records show it performing far worse, in part because the 11 percent figure doesn't account for pricey fees and other costs.
What should be fixed, and who is to blame, will come into focus as the series continues. This much is clear: Lawmakers have a road map to hundreds of millions of additional funding. They should start looking.


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If you're into stocks, politics, or just a monetary policy nerd, February 24 and 25 were really fun. If you're an economic equity advocate or care about diversity, they were maddening.
This week Chair Janet Yellen of the Federal Reserve Board of Governors gave her Semiannual Monetary Policy Report and testimony to Congress. I know, that doesn't exactly sound like a day at the water park, but these two seemingly routine hearings have major repercussions for the world economy. (Following the Chair's remarks on the 24th, stocks closed at new heights. And economists now predict that the historically low interest rate will rise in autumn 2015, causing markets to shift in the meantime.)
Congressmembers who actually focused on the point at hand, monetary policy and this country's economic health, asked specific, fact-based questions. Unfortunately, I saw so much political grandstanding that it nearly distracted me from Chair Yellen's economic prowess at fixing problems and instead focused on whether economic inequality should be part of the larger discussion. Spoiler alert — yes, people!
The Federal Reserve System was established in 1913 to create, among other things, a central banking system independent from the influence of politics. That independence is critical, because things like job security, a fair living wage, and an economy that works for all, shouldn't be political. In fact, I'm of the belief they're human rights.
Yet in both hearings, Chair Yellen was dogged by Republicans for somehow being "political" (i.e. a Democrat) in her position. No, she wasn't spotted in a Prius with an Obama/Biden '08 Bumper Sticker. All of this "political" heat comes from her recognition of the existence and dangers of economic inequality. This inequality isn't an opinion; It's an economic fact that social scientists on both the left and right clearly see, and it's one that you and I feel in our pockets. And it's also a fact that the more unequal an economy is, the more unstable, unsustainable, and therefore unhealthy it is.
In her February 24 Senate hearing, Chair Yellen said economic inequality is what keeps her up at night, but she also said it's in Congress' domain to evaluate. That's largely true. While powerful, the Fed really has only one tool, the interest rate, in its arsenal, while Congress can take a more equitable approach and target struggling groups. So why then has economic inequality continued to grow over the past 30 years? Because the discussion of economic inequality has been corrupted by some members of Congress bent on changing it from a policy issue into a political one. Acknowledging the economic fact that wealth differs significantly between ethnic groups is political because these stakeholders can be used as a proxy for left-leaning voters. In this view, acknowledging that African Americans and Latinos have far less wealth than whites equals pandering for their votes. No matter– the optimist in me believes that not all decision makers are willing to throw the principles of economics out the window just to get my black, blue collar vote.
The hearings were filled with dishearteningly inflammatory statements. During the House hearing on February 25, Rep. Michael E. Capuano (R-Mass.) literally said he was "disgusted" that Chair Yellen cared about economic inequality and "shocked" she would meet with the President or Treasury Secretary. Rep. Mick Mulvaney (R-S.C.) had a doozy of his own, questioning the rationale of the Chair to speak on inequality if she doesn't have direct jurisdiction over it. In this way, politics reinforces inequality by tying the hands of those trying to do something about it.
We need officials who are willing to address economic inequality. And we need diverse, aware members of Congress who will work with those officials rather than taking cheap political shots.