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Top retail brands ranked with Personalization Index
The Retail Personalization Index ranks brands on the quality and degree of personalization in their customer experience.
Sailthru, the leading cross-channel experience management platform for the world's top retail and media companies, today announces the debut of its first annual Retail Personalization Index, a ranking of 100 top retail brands according to how well they personalize the customer experience.
The Retail Personalization Index was created to quantify how leading retailers are personalizing their customer experience; to determine gaps in the approach to personalization used by top retailers; and to examine the relationship between a personalized experience, customer satisfaction, and retention to drive revenue, reduce customer churn, and optimize engagement.
"The vast majority of the top 25 brands are growing revenues year on year, reinforcing the value of a personalized digital experience for customers as a prudent business strategy," said Neil Lustig, CEO, Sailthru. "What's even more telling about the value of personalization is that brands in the midst of executing turnaround strategies are rapidly evolving their customer experience to once again gain traction in the market."
Three key takeaways for retailers from the Personalization Index
Customer experience and personalization are inseparable; a high quality customer experience is one that is personalized, and a personalized experience likely to be high quality.
Size and scale are not necessary to execute and produce results; retailers should focus their personalization strategy on what makes them – and their buyers – unique.
Even the top brands in the study failed to score over 79 out of a possible 100; to provide a better customer experience, brands should focus on strengthening their experience across all of their customer touch points, not just on one channel.
Sailthru created the Retail Personalization Index in response to market feedback from retailers seeking a better understanding of what personalization is and which brands are taking innovative approaches. Scores were awarded on a scale of 0-100. Sephora earned highest honors on the index with a score of 79, followed by the top five brands JustFab, scoring 72, Walmart, scoring 69, Net-a-Porter, scoring 64, and Ebay, Nordstrom, and REI, all scoring 62.
Data for the Retail Personalization Index
"For a brand to achieve the highest possible score, a customer would have to find its omnichannel experience seamless - meaning no matter how they interacted with a brand, be it on mobile, desktop, email, in store, the experience would need to be fluid and comprehensive," said Jason Grunberg, Vice President of Marketing, Sailthru. "While many retailers tout omnichannel initiatives, our research proves that very few are close to meeting consumer expectations."
Research on the Personalization Index was conducted between April and August 2017 and scored 100 retail brands, as selected by Sailthru, on how they personalize the customer experience. Additionally, Sailthru fielded a survey of over 13,000 US and UK customers for each retailer (having shopped at one or more of the 100 retailers in the past 12 months) to quantify how those customers felt about the brand and their experience.


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Items where Author is "Jamalluddin, Nurul Hidayah"
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Jamalluddin, Nurul Hidayah and Tukiran, Nur Azira and Fadzillah, Nurrulhidayah and Fathi, Sharihan (2019) Overview of edible bird's nests and their contemporary issues. Food Control, 104. pp. 247-255. ISSN 0956-7135

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Summer Fun Pack Ages 3-6
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This item is only available for U.S. delivery at this time.
- Description
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The Highlights Summer Fun Pack has you covered when it's too hot or rainy for the kids to go out and play, or anytime they need a quiet break. It includes our best-selling My First Hidden Pictures book set packed with hidden-object puzzles, plus lots of age-appropriate crafts and other games and activities that will keep kids engaged with fun and learning.
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OAKWOOD — The Mic'd Up tour went to Billy Ellis Memorial Stadium just before 'Dead Week' to see what Knights' new coach Stan Luttrell is emphasizing as he tries to bring them back into the playoff conversation.
Last season Johnson notched its most wins (4) since 2012 and coach Luttrell sounds optimistic about turning the Knights into an instant competitior in 2019 in a tough Region 8-5A.
To watch the video above, click play.


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Cast your mind back to the wonderfully strange year of 2013, where Jennifer Lawrence fell down the stairs at the Oscars, the Jonas Brothers broke up, and everyone was obssessed with 'Harlem Shake' for some reason. Were we ever so young?
Well, believe it or not, it was also the year that a heavily pregnant Kim Kardashian made her Met Gala debut, wearing that iconic Givenchy dress. And while the reality star is now an effortless red carpert pro, her first ever appearance at the Met Gala didn't exactly end in the most glamorous way imaginable.
In a recent video, Kim recalled the entire story of her very first Met Gala, even revealing that, "I wasn't actually invited. I was just Kanye's plus one, and that was okay with me because I never really dreamed I would be at the Met Ball. I know no one really probably wanted me there at the time."
And even despite her excitement, Kim's night ended in tears after she saw how people were reacting to her now-iconic floral gown.
"On the car ride there I remember Kanye saying, 'You look so beautiful, I'm so happy for you.' And then I was crying the whole way home because I just couldn't believe it," she recalled.
"There were all these memes about me and this couch, and I think Robin Williams even tweeted it, said I looked like Mrs. Doubtfire. It was this whole thing and I just cried."
Luckily, Kim has very few regrets in life, and her 2013 Met Gala outfit choice is not one of them. "Now I love it," she said in the video. "I look back and I'm like, 'Wow, they [Givenchy] had the vision. This is sick.'"
Now that's what we call character development.
All images: Getty


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There's more to a vehicles safety features than airbags, plastic fuel tanks, and crash mitigating brakes. And although the Sequoia shares these features with the Pilot, it's still missing a few aspects you'll want in a new SUV. To better protect those in the passenger compartment, the Pilot utilizes a safety cell construction with a three-dimensional high-strength frame. This feature provides a more solid mounting location for door hardware while providing extra impact protection. The Sequoia doesn't have any frame members above the floor because it uses a body-on-frame design, meaning that it isn't as solidly built as the Pilot.
We know that the year 2020 is still months away, but we couldn't wait any longer to tell you about the 2020 Honda Pilot in Katy, Texas! And we can't brag about a new vehicle without comparing it to another, so keep reading to see why this Honda is the better choice over the 2020 Toyota Sequoia.
For more peace of mind, the Pilot has an optional four-wheel drive for better traction and safety for any road condition, whereas the Sequoia only offers an off-road system. For even more comfort, if you're in an accident, lock your keys in the vehicle, or even if your Pilot is stolen, HondaLink Assist will be your saving grace on the Touring, Elite, and Black Edition models. This feature uses a GPS receiver and cell system to remotely unlock your doors, track down your vehicle, and will even send emergency personnel to your location if the airbags deploy. The Sequoia doesn't offer an advanced GPS like this so that you won't have that extra security in the Toyota.
Like we mentioned earlier, the Pilot has optional four-wheel drive to provide better traction, but there is also an optional drift compensation steering on this Honda (except for the LX model). This system automatically compensates for any road conditions that would cause you to drift, making it easier to stay on the straight and narrow. Along with the drift compensation steering, there are more aspects of the Pilot that make it more efficient and easier to handle, like weighing about 1,700 pounds less than the Sequoia, being 8.6 inches shorter and hosting a unibody construction. This type of construction lowers the Pilot's center of gravity without diminishing ground clearance so you can still take this SUV off-road for unparalleled performance and adventure.
Looking into the smaller, yet still important ergonomic features of the Pilot, you will be amazed by the level of convenience Honda offers. If you ever need to let the fresh air blow through the cabin before stepping inside on a hot summer day, the driver can lower the windows from a distance thanks to the keyless remote. And if you ever leave the engine running, you won't have to worry about damaging the starter and ring gear because the engine computer on this Honda disables the starter while the engine runs. And to assist with driving at night, the Pilot's power lock, mirror, window, and cruise control switches are all lit from behind. This makes them more visible in low light, whereas the Sequoia's main switches are unlit, making them more difficult to be spotted in the dark. All of these features might seem minuscule at first, but once you have a taste of them, there's no going back.
Are you seeing in perfect 20/20 yet? If not, you can give us a call or stop by Honda Cars of Katy for a test-drive! There's more to discover about the 2020 Honda Pilot in Katy, Texas, so what are you waiting for?


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Public Server Discussion / Re: Zombies - Yay or Nay« on: January 24, 2019, 06:06:44 PM »
80%/20% - we should have done brexit on here.
This section allows you to view all posts made by this member. Note that you can only see posts made in areas you currently have access to.
but fight ony AI...otherwise the admin delete your base....Hello, Thanks for the comments.
its a PVP server...but...when you doing PVP ......you will see
spend a lot of hours on this server.....but when it goes to pvp ...the admin strikes back !!!
dont forget that Dario and otto...
and all becouse we wiped out wiper.....wtf
he shares his acc with his 11 year old son...omg lol
we kill him 3 or 4 times......and next day our base was gone...bun no chance to buy a new flag
thx remaster ...N1
its a kind of ...dont know....shit ?!
when someone who invest a lot of time on this server and the admin play god!!!!couse we do pvp on a pvp server....muahahahaha
it could be a good server...with new admin....
thx & greez
kiss wiper^^
I could have sworn I'd picked up an AA launcher and ammo from from it since then. Still put an AI squad to guard it and also the larger military bases if there will be no zombies. You dont want it to be too easy to get do you :-)
If they are removed we would need an AI squad protecting a certain lorry fully of rockets otherwise it'll be to easy to get them.I removed the rockets from said truck when I added AA and AT to the patrols..
Its been discussed a few times in game about removing the Zombie MOD, is this something everyone is happy with - could it be that it could be replaced with something else that compliments the military/survival aspect of the game - IMO the Zeds are bloody annoying - might even attract some players who don't like the old Dayz Zombies.I agree, I don't think they add much and the codebase is old and buggy.
Any thoughts?
Can we still refuel jerry can from fuel pumps?
Thought - would it make sense to charge for refuelling and re-arming?yes, however I'd need to move it from the fuel station to something else or you'd get charged to rearm and repair even if all you wanted was to refuel (if u had the cash).


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The Australian Federal Police (AFP) raids on the Melbourne and Sydney offices of the Australian Workers Union (AWU) on October 24 show the state is becoming more authoritarian at a time when more people are disengaging from politics as usual.
Our Common Cause
In the wake of US film producer and former studio executive Harvey Weinstein's outing as a sexual predator, who infamously preyed on young actresses, the hashtag #MeToo, which women are sharing to say that they too have experienced sexual assault or harassment, is now trending as an international discussion ensues about sexual violence and power.
So far more than 12 million women have shared the hashtag.
The decision by state and territory leaders at the recent Council of Australian Governments (COAG) meeting to give the federal government real time access to data, including driver's licences, is the latest measure likely to undermine civil liberties in the government's so-called war on terror.
In a September address to the United Nations Human Rights Council, top UN human rights official Zeid Ra'ad al-Hussein, described the Myanmar military's attacks on Rohingya as being "a textbook example of ethnic cleansing".
Satellite photos show the Myanmar security forces and local militia burning entire Rohingya villages to the ground. There are consistent accounts of extrajudicial killings, including the shooting of fleeing civilians.
I had the privilege of spending five days with more than 100 activists from around the country taking front-line action to stop Adani's Carmichael coalmine in the Galilee Basin from being built.
We camped just outside Bowen, about 1000 kilometres north of Brisbane, on the Whitsunday coast. A large proportion of the activists were women. There were also babies, kids, campus activists, experienced veterans of campaigns against coal and unconventional gas mining, forest blockaders and Knitting Nannas.
The time has come to scrap the misnamed Fair Work Act (FWA) and introduce genuine pro-worker and pro-union industrial relations legislation in this country.
Rising pressure on federal employment minister Michaelia Cash to resign over her cover-up of the illegal actions by former Australian Building and Construction Commission (ABCC) head Nigel Hadgkiss merely underlines the fact that Australia's industrial relations system is badly broken.
Since the High Court challenge to the federal government's marriage equality survey was dismissed and the survey received the green light, streets have been painted all the colours of the rainbow as historically large protests and displays of solidarity sweep the country.
The campaign for marriage equality has been fighting the delaying tactics and homophobic policies of Labor and Liberal governments for the past 13 years.
The threat of nuclear annihilation is closer than at any time since the end of the Cold War as two heads of state use nuclear weapons as props in what looks like a fight between two adolescent boys.
On one side is a narcissistic bully, born to inherit great power and with credible reports that his personal life includes indulging in acts of sadism, whose policies in government are driven by a combination of xenophobia, ego and whim and who is threatening nuclear Armageddon if he doesn't get his way.
On the other side is North Korean dictator Kim Jong-un.
Thanks to a passing reference in this column only a week ago about statues and other monuments featuring colonial "founding fathers" that participated in massacres of Aboriginal people and other wrongs, I got lumped into Andrew Bolt's collection of "statue haters".
Others in the corporate media suggested that even having the discussion was like Nazi book burning. Right. And we're the ones disrespecting history!
What local councils do or don't do on January 26 has burst into the national political debate, and what a good thing that is. No matter the frantic condemnation from the corporate media or the pompous and arse-about assertion by Prime Minister Malcolm Turnbull that councils were "using a day that should unite Australians to divide Australians".
These opponents of an honest examination of Australia's history may want to shut down the conversation but the opposite has happened.


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Hello readers. It is Praveen Chhikara. It is very important to know the pattern and marking scheme of the exam. I have seen that, the candidates, who appear for the exam first time, have not so much idea about it. In this post, I try to collect all the points related to it. I think it would help.
The exam has three parts, viz., A, B and C.
Part A :
- It consists of 20 Multiple-choice questions, out of which only 15 attempted questions would be evaluated.
- Each correct reponse to a question carries 2 marks, while an incorrect choice would lead to (NEGATIVE) 0.5 marks.
- The questions are asked from General Aptitude with emphasis on logical reasoning, graphical analysis, analytical and numerical ability, quantitative comparison, series formation, puzzles etc(as the notification says).
Part B :
- It consists of 40 Multiple-choice questions, out of which only 25 attempted. questions would be evaluated.
- Each correct reponse to a question carries 3 marks, while an incorrect choice would lead to (NEGATIVE) 0.75 marks.
- The questions in this part are subject-related conventional MCQs, generally covering the topics given in the syllabus.
Part C:
- It consists of 60 Multiple-choice questions, out of which only 20 attempted. questions would be evaluated.
- Each correct reponse to a question carries 4.75 marks. There is NO NEGATIVE marking in this part.
- The part contains higher value questions that may test the candidate's knowledge of scientific concepts and/or application of the scientific concepts. The questions shall be of analytical nature where a candidate is expected to apply the scientific knowledge to arrive at the solution to the given scientific problem.
Note 1: Negative marking for wrong answers, wherever required, shall be applicable as per subject wise scheme of Exam.
Note 2: If a question for any reason found wrong, the benefit of marks will be given to only those candidates who attempt the question. On review of representations by the subject experts, if it is found that along with the original answer key one more option(s) is correct then marks will be awarded to all those candidates who have attempted any one of the correct options.


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Why is this program needed?
Irrigated agriculture and related businesses drive northeastern Colorado's economy, supporting more than $2 billion in annual commodity sales (NASS, 2019). Groundwater pumped for agricultural crop production, however, is extracting water much faster than precipitation replaces it. Current pumping practices may become unprofitable as the water table drops; land values, and in some places household water supplies, may also be affected. Lacking alternative water sources, more water conservation-oriented management is needed to address regional declines in groundwater quantity and quality that threaten community quality of life and Colorado's ability to meet Compact-related obligations.
How could this program benefit you?
Colorado Master Irrigator's focus is on providing Republican River Basin irrigators the opportunity to explore how integrating different conservation- and efficiency-oriented practices and tools might have the potential to positively impact their bottom lines and the aquifer under their farms.
Why participate in Colorado Master Irrigator?
Irrigated agriculture depends on the Ogallala/High Plains aquifer resource which is declining. Significant water savings across the region are possible through advanced water management and through upgrading or improving older and less efficient systems. A key goal of this program is to extend the timeline and improve profitability of irrigated agricultural systems in this region for as long into the future for as many producers as possible.
Program history
- Colorado Master Irrigator is modeled after a highly successful Master Irrigator program that has served Texas Panhandle producers farming in the North Plains Groundwater Conservation District since 2016.
- The Colorado Master Irrigator course curriculum has been designed by a ~35-member, farmer-led project advisory committee (PAC) involving local producers, Northern High Plains Ground Water Management District and agricultural industry representatives, state and federal agency personnel, CSU Extension, and others. Representatives from Colorado who learned about the TX Master Irrigator program through attending the 2018 Ogallala Aquifer Summit formed the PAC which has met monthly since early 2019 to prepare Colorado Master Irrigator for launch in early 2020. The PAC will review and update the Colorado Master Irrigator program curriculum each year using participant feedback.
- Early financial support for Colorado Master Irrigator has come from producer-led conservation groups, Ground Water Management Districts in the Northern High Plains Designated Basin, The Colorado Water Center at CSU, and through grants awarded through the Colorado Water Conservation Board's Water Reserve Supply Fund and Water Plan Grant program.


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Business Strategy and Entrepreneurship (MSc)
- Duration: 1 year
- Mode: Full time
Conversion course
This is a conversion course. No prior knowledge or degree in the subject is required.
Why study this course
This course is designed for those with high entrepreneurial interest and potential to set up their own business, or to work in a new venture development capacity in an established organisation.
The MSc in Business Strategy & Entrepreneurship is designed for graduates seeking a rigorous foundation prior to launching their own company or entering an existing corporation in a role focused on business development and growth.
The programme will provide you with the required skills via a combination of teaching methods covering knowledge about best business practices, as well as covering the fundamental principles behind them.
Building on these skills, you will also have the opportunity to create a full plan for a new venture. The development of this new venture plan will be supported by academic faculty as well as a corporate sponsor or entrepreneur where appropriate.
The programme provides a unique mix of business strategy and entrepreneurship content that combines both leading academic research and the opportunity to apply this in a real world context.
Distinctive features
- You will be part of a community which is committed to delivering social improvement alongside economic development in the world's first Public Value Business School
- You will study at a Business School ranked 1st in the UK for research environment and 6th for research excellence (REF 2014)
- You will be a student of the only business school in Wales accredited by AACSB international (and one of only 5% worldwide)
- You will learn from internationally recognised scholars in the field, in combination with leading practitioners
- You will have the opportunity to work with a corporate sponsor or entrepreneur on the New Venture Plan.
Where you'll study
Cardiff Business School
We're an AACSB International accredited Business School with a clear purpose: to make a difference in the communities of Wales and the world.
Admissions criteria
This is a conversion course. Conversion courses allow you to study a subject unrelated to your undergraduate degree or current career, and support you with a change of career path. No prior knowledge or degree in the subject is required.
Entry requirements will normally consist of a minimum of a 2:1 (GPA 3.0/4.0) at undergraduate level from a recognised institution. Relevant work experience may also be taken into account in conjunction with an academic qualification. Non-graduates with significant work experience may also be considered.
English language requirements: IELTS with an overall score of 6.5 with a minimum of 5.5 in each subskill, or an equivalent English language qualification.
Find out more about English language requirements.
Applicants who require a Tier 4 visa to study in the UK must present an acceptable English language qualification in order to meet UKVI (UK Visas and Immigration) requirements
Criminal convictions
You are not required to complete a DBS (Disclosure Barring Service) check or provide a Certificate of Good Conduct to study this course.
If you are currently subject to any licence condition or monitoring restriction that could affect your ability to successfully complete your studies, you will be required to disclose your criminal record. Conditions include, but are not limited to:
- access to computers or devices that can store images
- use of internet and communication tools/devices
- curfews
- freedom of movement
- contact with people related to Cardiff University.
Course structure
The MSc in Business Strategy & Entrepreneurship consists of taught components, directed reading, assignments, practical sessions, written examinations and a new venture plan.
The taught component covers two academic semesters, each covering four core modules.
During Stage One, you will attend lectures, practical classes and tutorials coupled with directed reading and other assignments.
Following this, in Stage Two, you will carry out a new venture plan. The aim of the new venture plan is to integrate and apply core course concepts, skills and techniques holistically, experientially and in a self-guiding context in order to construct and present a complete plan for a new business venture.
The modules shown are an example of the typical curriculum and will be reviewed prior to the 2020/21 academic year. The final modules will be published by September 2020.
You will undertake four core modules in each semester, each worth 15 credits. These modules provide you with a thorough grounding in the theory and skills needed to become an effective entrepreneur.
Following successful completion of the taught phase, you will undertake a New Venture Plan. This consists of both group and individual components and allows you to demonstrate the theories and techniques developed in the taught phase.
|Module title
|Module code
|New Venture Plan
|60 credits
|Economics and the Business Environment
|15 credits
|Reflective Perspectives and Practices
|15 credits
|New Venture Creation
|15 credits
|Entrepreneurial Finance
|15 credits
|Innovation Management
|15 credits
|Venture Growth and Development
|15 credits
|Entrepreneurial Marketing
|15 credits
|Leadership and Personal Development
|15 credits
The University is committed to providing a wide range of module options where possible, but please be aware that whilst every effort is made to offer choice this may be limited in certain circumstances. This is due to the fact that some modules have limited numbers of places available, which are allocated on a first-come, first-served basis, while others have minimum student numbers required before they will run, to ensure that an appropriate quality of education can be delivered; some modules require students to have already taken particular subjects, and others are core or required on the programme you are taking. Modules may also be limited due to timetable clashes, and although the University works to minimise disruption to choice, we advise you to seek advice from the relevant School on the module choices available.
Learning and assessment
How will I be taught?
Our teaching is heavily informed by research and combines academic rigour with practical relevance. Our internationally leading faculty consists of academics who are at the forefront of knowledge within their field. They bring the lessons learnt from their most recent research into the classroom, giving you access to up to date real life examples and scenarios and critical business thinking.
Your teaching and learning resources will be provided and we will be responsive to your needs and views. For your part, you will need to put in the necessary amount of work both during and outside formal teaching sessions, and to make good use of the facilities provided.
Methods of teaching
Most modules involve a mixture of lectures and small group teaching (called classes, seminars, workshops or tutorials).
In a lecture, the lecturer will mainly be giving an overview of a particular aspect of the module content (as well as opportunities for you to ask questions and be reflective), while in classes and workshops you will have an opportunity to practice techniques, discuss ideas, apply concepts and consolidate your understanding in the topic.
How will I be assessed?
Assessment methods vary from module to module but, across your degree scheme as a whole, you can expect a mixture of exams, coursework, essays, practical work, presentations, and individual and group projects.
How will I be supported?
You will be allocated a personal tutor at the beginning of your studies. Normally, your personal tutor will teach on your own degree course and you will keep the same personal tutor throughout your course.
Your personal tutor will be able to give you advice on academic issues, including module choice and assessment. If you encounter any problems which affect your studies, your personal tutor should always be your first point of contact; she/he will be able to put you in touch with the wide range of expert student support services provided by the University and the Students' Union as appropriate. You are required to meet with your personal tutors at three points during each academic year but you are also encouraged to get in touch with them at any other point if you need help or advice.
For day-to-day information, the staff of our Postgraduate Student Hub are available, in person, by telephone or by email, from 8am to 6pm each weekday during term time to answer your questions.
We'll provide you with regular feedback on your work. This comes in a variety of formats including oral feedback, personalised feedback on written work, and generic written feedback.
You will be given general feedback in relation to examinations following all examination periods and you will be able to discuss your overall performance with your personal tutor.
When undertaking the dissertation/project you are expected to meet regularly with your supervisor to review progress and discuss any questions. Your supervisor will be able to provide feedback on your research plan and drafts of your work as you progress.
What skills will I practise and develop?
As a result of engaging fully with this course, you will acquire and develop a range of valuable skills, both those which are discipline specific and more generic 'employability skills'. These will allow you to:
- Grasp complex issues with confidence
- Ask the right questions of complex texts
- Have an imaginative appreciation of different views and options and analyse these critically
- Identify and apply relevant data
- Develop practical research skills
- Propose imaginative solutions of your own that are rooted in evidence
- Communicate clearly, concisely and persuasively in writing and speech
- Sourcing, interpreting and presenting relevant numerical information – to support the composition of projects reports and business cases
- Work to deadlines and priorities, managing a range of tasks at the same time
- Work as part of a team, developing a collaborative approach to problem-solving
- Use IT programmes and standard software packages, where appropriate
- Take responsibility for your own learning programme and professional development.
Tuition fees
UK and EU students (2020/21)
|Tuition fee
More information about tuition fees and deposits, including for part-time and continuing students.
Financial support may be available to individuals who meet certain criteria. For more information visit our funding section. Please note that these sources of financial support are limited and therefore not everyone who meets the criteria are guaranteed to receive the support.
EU students entering in 2020/21 will pay the same tuition fee as UK students for the duration of their course. Please be aware that fees may increase annually in line with inflation. The Welsh Government has not yet confirmed fees and funding for EU students starting in 2021/22. We will provide further details as soon as we can.
Students from outside the EU (2020/21)
|Tuition fee
More information about tuition fees and deposits, including for part-time and continuing students.
Financial support may be available to individuals who meet certain criteria. For more information visit our funding section. Please note that these sources of financial support are limited and therefore not everyone who meets the criteria are guaranteed to receive the support.
Career prospects
MSc in Business Strategy & Entrepreneurship graduates are likely to start their own businesses or join a company with a focus on business growth. Many graduates have also found the programme particularly relevant to family businesses.


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Our popular end of season feature is back as we ask play-callers around the WBBL to give us their 'High Five' of the year.
They may be the best players, they may be unsung heroes, rising stars or just people who deserve a mention.
First up for 2015-16 is Barking Abbey Crusaders' head coach Mark Clark:
Steph Gandy (Westfield Health Sheffield Hatters)
In a season that has seen Sheffield lose their league title, the response from the veteran [who spent a chunk of the campaign sidelined with injury] has been an example to all players. Her leadership and her desire to take Sheffield to the WBBL Play-Off Final at The o2 will make them a formidable contender for the season's last and arguably most prestigious piece of silverware.
Naomi Campbell (Westfield Health Sheffield Hatters)
She is the best example of how a club at the top of the game needs great players with a professional outlook who want to play and do everything for their club. In European terms, she is a local – someone that every top club has in their ranks. She does all the blue collar things that teams need and she is glue player that binds the team together.
Fiona O'Dwyer (Team Northumbria)
With her efficiency and quality, she's a great forward who I feel does not get the profile she probably deserves. O'Dwyer is a major reason for Team Northumbria being in the position they are. Sometimes she probably doesn't not see the ball enough, but she is always a real focus of our preparation whenever we are playing Northumbria!
Ashley Harris (Nottingham Wildcats)
When Nottingham have been challenged, Harris has always stepped up. She also appears to be having a big influence on Jess Hurd and Hannah Shaw too. Building teams from the inside out has always been a theme of mine and she is a solid foundation for anytime.
Diana Naydenova-Goryanova (Barking Abbey Crusaders)
At any age, Diana is a quality guard. At the end of a great career across Europe, she is what any role model should be. Her love of the game in infectious and what Diana believes is normal is where the WBBL needs to aspire to in terms of performance, behaviours and commitment.
You can follow Coach Clark @clarkabbey


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BrandRecall Premium
Based in Noida, Brandrecall is a full-service agency with a diversifie...
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As a business group known for its industrial capabilities, the brand has a substantial background in the technology that goes into producing fine needles, hooks, and accessories for the hand knitting and crochet market. As a result, they have to provide knitting and crochet tools to the European and international markets for the last several years. Their products are sold outside North America in over 45 countries worldwide under the "KnitPro'' brand which has been recognized as the fastest-growing brand in Europe in the field of knitting accessories.
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Based in Noida, Brandrecall is a full-service agency with a diversifie...
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Unique Catalogue:
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Agency's Approach:
Product Insights:
The Brand has a variety of product range to showcase and all in very creative colors. So, the catalog was designed by playing with colors to create a unique design every year.
Target Audience:
European Market:
Knit pro is the name of the brand for European and Asian countries which targets European and Asian audiences.
USA Market:
Knitter's Pride is the name of the brand for the USA Market which targets the USA audience.
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Deutsche Bank Wealth Management has announced it will offer regulated mortgages to its private banking clients in Britain.
Clients looking to buy houses in the UK and borrow £3m or more at competitive loan-to-value and interest rates will be able to use the product. The wealth manager will roll it out to clients who want to buy houses in nine other jurisdictions, including France and Italy.
The new offering will also cover mortgage refinancing and equity release, as well as being prepared to "dry lend", offering large mortgages without requiring assets under management for clients wishing to build a wider wealth management relationship.
Head of Deutsche Bank Wealth Management in the UK Michael Morley said: "This offering is a gamechanger for Deutsche Bank Wealth Management in the UK and demonstrates our commitment to this market.
"Our sophisticated clients are increasingly coming to us looking for higher-value borrowing for principal private residences, high-value buy-to-let properties and commercial buildings, here.
"We'll now be able to meet the full spectrum of their needs in the UK, putting our deep international experience and investment banking capabilities to work on their behalf."
The move follows a series of new appointments in London to bolster the firm's capabilities in mortgage lending. It appointed Saydam Salaheddin from Credit Suisse as head of real estate for Europe and James Lockyer as head of UK regulated mortgages from SG Kleinwort Hambros.
Global head of lending & deposits at Deutsche Bank Wealth Management Balaji Prasanna added: "Our strength in providing lending and liquidity solutions is a key differentiator for our business and I am confident that this decisive step into real estate lending will give us another significant way to engage with our clients and provide market leading solutions that few competitors can match."


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Public Memory
In the recent years I started keeping record of books and other reading materials. I have also write down quotes, facts, and in some cases entire paragraphs in several notebooks as an exercise of memory and discipline. If you are reading this, I hope you find something interesting to read.
2020 (July)
1. Hopscotch by Julio Cortazar, 1963. (Spanish)
2. Umami by Laia Jufresa (Spanish)
3. Culture Is Not Always Popular, Fifteen Years of Design Observer Edited by Michael Bierut and Jessica Helfand, 2019.
4. Joyful by Ingrid Fetell Lee, 2018.
5. Now You See It And Other Essays On Design by Michael Bierut, 2017.
6. The Origin of Consciousness in the Breakdown of the Bicameral Mind by Julian Jaynes, 1976.
7. User Friendly: How the Hidden Rules of Design Are Changing the Way We Live, Work, and Play by Cliff Kuang and Robert Fabricant, 2019.
8. Energy and Civilization. A History by Vaclav Smil, 2017.
1. To Kill a Mockingbird by Harper Lee
2. Guns, Germs, and Steel, The Fates of Human Societies by Jared Diamond
3. Graphic Design, History in the Writing 1983 – 2011, Edited by Sara de Bondt and Catherine de Smet
4. Leonora by Elena Poniatowska (Spanish)
5. Capitalism without Capital,The Rise of The Intangible Economy by Jonathan Haskel and Stian Westlake
6. Kentukis by Samanta Schweblin (Spanish)
1. Pedro Páramo by Juan Rulfo (Spanish)
2. Nueva Historia Mínima de Mexico de Pablo Escalante Gonzalbo y otros (Spanish)
3. A People's History of The United States by Howard Zinn
4. Elegance of the Hedgehog by Muriel Barbery.
5. Pressed for Time, The acceleration of life in digital capitalism by Judy Wacjman
6. Inventing the Future, Postcapitalism and a World Without Work by Nick Srnicek and Alex Williams
7. Post-propaganda by the dutch visual artist Jonas Staal
8. Insert Complicated Title Here, transcript of Virgil Abloh's lecture at Harvard.
9. Fourth Industrial Revolution by Klaus Schwab.
10. Candide by Voltaire
11. De que hablo cuando hablo de escribir de Haruki Murakami (Spanish)
12. Plato and the Nerd by Edward Ashford Lee
1. Matchmakers. The New Economics of Multisided Platforms by Davis S. Evans
2. Critique of Commodity Aesthetics, Appearance, Sexuality and Advertising in Capitalist Society by Wolfgang Fritz Haug
3. The Responsible Object, A History of Design Ideology for the Future by Marjanne van Helvert
4. Invisible Engines, How Software Platforms Drive Innovation and Transform Industries by David S. Evans
5. Art and Imagination, A Study in the Philosophy of Mind by Roger Scrunton
6. Más Allá del Bien y del Mal by Friedrich Nietzsche (Spanish)
7. La Gaya Ciencia by Friedrich Nietzsche (Spanish)
8. The New Typography by Jan Tschichold
9. Twenty over Eighty, Conversations on a Lifetime in Architecture and Design by Aileen Kwun and Bryn Smith


text:
out of 5
1 guest review
Most guests recommend for "couples"
(1 reviews)
Ratings are averaged based on 1 reviews.
This resort was a great place for relaxation. A bit far from any shopping locations, but overall a nice place to stay.
Subscribe for your chance to win a 6 night Samoa holiday for 2 valued at $4,600.
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text:
Belgian Chocolate Cookie
Chocolate cookies made of finest dark, milk & white belgian chocolates. Chocolate lovers just can't resist!
1 cookie for £1.00
Allergens: dairy, eggs, gluten.
- Minimum order is 4 cookies. (If not in stock)
- Pre-order at least 3 days before.
- Contact us for more details.


text:
THE pension details of more than 6,500 people have gone missing from an HM Revenue and Customs office in Cardiff, it emerged yesterday.
The data loss is the latest embarrassment for the Government after a series of blunders over individuals' private information.
HM Revenue and Customs have already had to admit that 25m people's child benefit data, stored on two disks, was lost months ago and are still missing.
The latest episode relates to private pension data sent from a Preston-based firm, Countrywide Assured, to the HMRC office in Llanishen, Cardiff.
Sent via a courier, it contained names, postcodes and National Insurance numbers of customers, and went missing after being signed for at Llanishen in September.
HMRC said there was only a remote risk that it could lead to identity fraud due to the nature of the cartridge, but coming on the back of a string of recent security breaches, it is more bad news for a Government on the defensive.
A thorough search of the premises failed to locate the missing cartridge, which HMRC had requested for tax purposes. It said the loss was unlikely to pose a risk as it can only be read by an IBM mainframe computer.
In an interview with the IRN radio network, the chief executive of Countrywide Assured, Graham Kettleborough, said he did not understand how HMRC could lose the cartridge at its secure premises.
"It is a failure I would not expect," he said.
A spokesman for HMRC said, "This was one of the seven data loss incidents reported to the Information Commissioner which Dave Hartnett referred to in his evidence to the Treasury Select Committee last week.
"It is very unlikely that any unauthorised person would be able to access the customer information due to the nature of the medium on which the data is held.
"We are taking this loss extremely seriously and have done everything possible to locate the data cartridge. We would like to apologise to those affected."
The latest blunder comes on the back of Monday's announcement by Transport Secretary Ruth Kelly that personal details of more than three million learner drivers had been lost at a "secure facility" in Iowa in the US.
Details have also gone missing after being sent to the DVLA in Swansea, and other smaller-scale breaches have come to light. The Government is now understood to be planning the creation of a new criminal offence of willfully mishandling data, and has already announced plans to send more information electronically, rather than entrust hard copies to couriers.
Jonathan Morgan, the Conservative AM for Cardiff North, said, "This is absolutely staggering news and people across Wales and indeed the rest of the country should be very worried indeed. Urgent answers are needed explaining how this could have happened."
He called for an urgent statement from the Treasury and from First Minister Rhodri Morgan.
Plaid Cymru claimed the HMRC's data loss was due to job cuts by the Government.
Chris Franks, AM for South Wales Central, said, "These losses of data are very concerning. It is even more worrying because it's not a one-off, it's systemic.
"The Government has been plain stupid. It has made a rod for its own back. You can't sack this many people and not undermine services.
"Everyone agrees that sensible efficiency savings should be made, but they have just been barmy."


text:
Help for Pascal Expert
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Room Share in Downtown Denver?
Posted by lenichols on May 16th, 2011
anyone interested in sharing a hotel in downtown denver? im coming in on fri, june 10 and staying til mon june 13.
I'm interested
Posted by cweagans on May 21st, 2011 at 4:19pm
Where did you want to stay?
downtown denver or glendale
Posted by lenichols on May 23rd, 2011 at 9:09am
Im thinking downtown denver... Somewhere decent though. I see Days Inn has some rooms for about $70 a nite. I guess i will be staying there from june 10-june 13 my flight leaves around 12noon on the 13th... what email me: email@example.com i already have a car reserved to get around in. just need to secure a hotel.
Sry, I'm rooming with Chris
Posted by cweagans on May 31st, 2011 at 1:52pm
Sry, I'm rooming with Chris Shattuck. Best of luck finding somebody :)