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Clyde Holloway died December 18, 2013, in Houston, Texas. He was 77 years old. The Herbert S. Autrey Professor Emeritus of Organ at Rice University's Shepherd School of Music in Houston, Holloway earned B.Mus. (1957) and M.Mus. (1959) degrees from the University of Oklahoma, studying with Mildred Andrews, and the S.M.D. degree in 1974 from Union Theological Seminary, studying with Robert Baker.
Holloway's concert career began in 1964 when he won the National Young Artists Competition of the American Guild of Organists (AGO) in Philadelphia. He performed under the auspices of Karen McFarlane Artists, and was a featured artist at numerous AGO conventions, also appearing in recital in Mexico City, the West Indies, and Europe.
His doctoral dissertation, The Organ Works of Olivier Messiaen and Their Importance in His Total Oeuvre, remains an important monograph concerning this music. Holloway worked with the composer on several occasions, examined his works at the organ of the Church of the Holy Trinity in Paris, and performed under his supervision. As a Fulbright Scholar at the Amsterdam Conservatory, he worked with Gustav Leonhardt in the study of organ, harpsichord, and chamber music.
Clyde Holloway began his teaching career in 1965 as the youngest member of the Indiana University School of Music faculty. In 1977, he joined the faculty of Rice University's Shepherd School of Music, where he established the organ program and served as Chairman of the Keyboard Department and Director of Graduate Studies. The school's widely acclaimed Fisk-Rosales organ embodies his unique understanding of how numerous organ-building traditions and tonal designs are manifested in organ literature and will be considered his most profound contribution to Rice University, Houston, and the larger musical world. He also served as organist and choirmaster of Christ Church Cathedral in Houston for many years; in 1993, he was named Honorary Lay Canon and Organist and Choirmaster Emeritus.
Renowned as a gifted pedagogue, Dr. Holloway served on the AGO's Committee for Professional Education, addressed two conferences of the National Conference on Organ Pedagogy, led workshops and masterclasses, and served as a member of the jury for numerous competitions, including the Concours de Europe, the Fort Wayne Competition, the Music Teachers National Association Competition, the National Young Artists Competition of the American Guild of Organists, and the Grand Prix de Chartres. In 1994 he was invited to perform for the Bicentennial Festival of the celebrated Clicquot organ in the Cathedral of Poitiers, France, and served as a member of the jury for the international competition held at the end of the ten-day festival.
Sylvie Poirier, 65 years old, passed away December 21, 2013 in Montréal of cancer. Born in Montréal on February 15, 1948 into a family of artists, her father was a goldsmith jeweller, and her mother, a painter and sculptor, was a pupil of the renowned painter Paul-Emile Borduas. Influenced by her parents, she began drawing and painting, and studied piano from an early age and later studied organ at l'Ecole de Musique Vincent d'Indy, Montréal. In 1970 she gained her baccalaureat in the class of Françoise Aubut and went on to study at the Conservatoire de Musique de Montréal with Bernard Lagacé, with whom she obtained her Premier Prix in 1975. In 1976 Poirier studied at l'Université de Montréal with the blind French organist Antoine Reboulot. From 1977–1983 she was professeur affilié at l'Ecole de Musique Vincent d'Indy, presenting private music and drawing courses around Montréal.
In 1983 she became the Founding President of "Unimusica Inc." whose objective was to bring together the art forms of music, painting, enamels, as well as poetry and photography. At the invitation of the oncologist founder of "Vie nouvelle" at Hôtel-Dieu Hospital, Montréal, Poirier taught a course specifically designed for cancer patients entitled "Psychology of Life through Drawing" in the 1980s.
She gave recitals in North America and Europe and broadcast many times for Radio Canada. Her organ duet career with her husband Philip Crozier spanned eighteen years, with eight commissioned and premièred works, numerous concerts in many countries, several broadcasts at home and abroad, and three CDs of original organ duets.
Sylvie Poirier also recorded Jean Langlais' Première Symphonie, and Petr Eben's Job and The Labyrinth of the World and the Paradise of the Heart; she gave the latter work's North American première of the published version in Montréal in 2005. Poirier was also an accomplished painter and portraitist; examples of her work can be found at sylviepoirier.com.
She was predeceased by her only son Frédéric (30) in 2007. Sylvie Poirier is survived by her husband, Philip Crozier.
Phares L. Steiner died in Louisville, Kentucky, on September 14, 2013 at age 85. Born in Lima, Ohio, Steiner earned a bachelor's degree in organ at the Cincinnati Conservatory of Music, and a master's degree in organ performance at the University of Michigan in 1952, where he studied with Robert Noehren and where he began his career as an organ builder, at first working with Noehren. In 1953 with Noehren as consultant, Steiner designed the prototype of an electric-action slider chest. After service in the Army he worked with Fouser Associates in Birmingham, Michigan from 1955 to 1957. He established Steiner Organs Inc. in 1959 in Cincinnati, Ohio, and in 1962 relocated to Louisville, where he was joined in 1966 by Gottfried Reck from Kleuker in Germany. They incorporated in 1968 as Steiner Reck Inc.; Steiner was responsible for tonal matters of more than 90 organs, many of which were mechanical action.
After retiring from Steiner Reck in 1988, he continued pipe organ work on a freelance basis, including working at Webber & Borne Organ Builders, and R.A. Daffer in the Washington, D.C. area while living in Columbia, Maryland. Phares Steiner returned to Louisville in 2003 with his family, where they became members of the Cathedral of the Assumption, home to one of his largest instruments.
A charter member of the American Institute of Organbuilders, Steiner was also an active member of APOBA at Steiner Reck and a member of Phi Mu Alpha music fraternity. He also served as organist at several churches, including St. Louis Catholic Church in Clarkesville, Maryland, and Trinity Catholic Church, Louisville.
Phares L. Steiner is survived by his wife Ellen Heineman Steiner, daughter Adrienne, son Paul, and brother, Donald F. Steiner M.D.
Marianne Webb, 77, of Carbondale, Illinois, died December 7, 2013, at Parkway Manor in Marion, Illinois, from metastatic breast cancer, which she had for the past 20 years. She enjoyed a lengthy and distinguished career as a recitalist and professor of music at Southern Illinois University Carbondale (SIUC).
Miss Webb was born on October 4, 1936, in Topeka, Kansas where she exhibited an early passion for organ music. While in Topeka, she began her studies with Richard M. Gayhart and continued with Jerald Hamilton at Washburn University, where she earned her Bachelor of Music degree, summa cum laude, in 1958. She obtained the Master of Music degree, with highest distinction, from the University of Michigan (1959), as a scholarship student of Marilyn Mason. Further study was with Max Miller of Boston University and Robert Noehren at the University of Michigan.
After teaching organ and piano at Iowa State University for two years, she continued her studies in Paris as a Fulbright scholar with André Marchal. Further graduate study was with Arthur Poister at Syracuse University and Russell Saunders at the Eastman School of Music.
Marianne Webb taught organ and music theory and served as university organist at Southern Illinois University Carbondale from 1965 until her retirement in 2001 as professor emerita of music. She continued to serve as visiting professor and distinguished university organist for an additional 11 years. During her tenure, she built a thriving organ department and established, organized, and directed the nationally acclaimed SIUC Organ Festivals (1966–1980), the first of their kind in the country. The school's 58-rank Reuter pipe organ she sought funding for and designed was named in her honor.
Miss Webb married David N. Bateman on October 3, 1970, in Carbondale. Together they gave the endowment that established in perpetuity the Marianne Webb and David N. Bateman Distinguished Organ Recital Series that presents each year outstanding, well-established concert organists in recital for the residents of southern Illinois.
As a concert artist, Marianne Webb toured extensively throughout the United States, performing for American Guild of Organists (AGO) chapters, churches, colleges and universities. In addition, she maintained an active schedule of workshops, master classes, and seminars for church music conferences. A member of the AGO, she served the guild as a member of the national committees on Educational Resources, Chapter Development, and Membership Development and Chapter Support. Locally, she re-established the Southern Illinois Chapter of the AGO in 1983 and served as its dean for six years. She performed recitals and presented workshops at numerous AGO national and regional conventions. For many years she concertized under the auspices of the Phillip Truckenbrod Concert Artists. She recorded on the ProOrgano and Pleiades labels and was featured on the nationally syndicated American Public Media program "Pipedreams."
Miss Webb maintained a balanced career as both performer and teacher. Her students have distinguished themselves by winning local, area, and national competitions. A sought-after adjudicator, Miss Webb was a member of the jury for many of the country's most prestigious competitions. She also served as an organ consultant to numerous churches in the Midwest.
A special collection, which bears her name, is housed in the University Archives of Morris Library on the SIUC campus. Upon completion, this collection will include all of her professional books, music, recordings, and papers. Her "Collection of Sacred Music" has been appraised as "one of the largest private gatherings of sacred music in the world with a particular emphasis on the pipe organ."
Among numerous honors during her long and distinguished career, Miss Webb has received the Distinguished Service Award from Southern Illinois University Carbondale, life membership in the Fulbright Association, the AGO's Edward A. Hansen Leadership Award recognizing her outstanding leadership in the Guild, and the St. Louis AGO Chapter's Avis Blewett Award, given for outstanding contributions to the field of organ and/or sacred music. From the Theta Chapter of Sigma Alpha Iota at Washburn University she received the Sword of Honor and the Honor Certificate.
Miss Webb is survived by her twin sister, Peggy Westlund; a niece, Allison Langford; a nephew, Todd Westlund; a godson, R. Kurt Barnhardt, PhD; and her former husband, Dr. David N. Bateman.
Throughout her lifetime Miss Webb was confronted with great adversities, which she overcame to become a nationally recognized organ teacher and recitalist. She leaves an impressive legacy of students holding positions of prominence in colleges and churches throughout the United States. She will be remembered not only for her musical artistry and excellence in teaching, but as a woman of quiet strength, courage, and abiding faith. In gratitude to God for her lifelong career, she established the St. Cecilia Recital Endowment in 2007 to present world-renowned concert organists in recital during the biennial national conventions of the American Guild of Organists.
At a later date, a memorial organ recital played by Paul Jacobs will take place in Shryock Auditorium, Southern Illinois University Carbondale. Memorials may be sent to SIU Foundation to benefit the Distinguished Organ Recital Series Endowment.
—Dennis C. Wendell


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Hollywood regime consists of rich fruit consumption. It is thought that the Hollywood Diet appeared around 1920. Diet caused a real madness among the stars of Film City who wanted to lose weight.
Finally, the spring is here. I read some interesting articles about the way we have to treat our body at the beginning of March so we could have a lovely, healthy and beautiful spring season. So, some beauty and health tips for the beginning of spring.

subset: commoncrawl


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Areas of Practice
Our Firm
Contact Us
January 2017 Edition
In This Newsletter...
Long Term Nursing Care Seminar Schedule
Office Locations
Contact Information
Featured Article
Recipe of the Month
Quote of the Month
Living Trust Seminar
For the public and also for our existing clients who want to bring family or friends!
Saturday, January 14
Torrance DoubleTree Hotel
9:00 - 11:30 am
21333 Hawthorne
Tuesday, January 17
Torrance Main Office
9:30 - 11:00 am
990 W. 190th St, #500
Thursday, January 26
Torrance Main Office
9:30 - 11:00 am
990 W. 190th St, #500
Long-Term Nursing Care Planning
(Medi-Cal) Seminar
Thursday, January 12
Torrance Main Office
9:30 - 11:00 am
990 W. 190th St, #500
Office Locations
For your convenience, we have multiple office locations throughout Southern California.
Main Office:
Torrance Office
990 W. 190th St.
Suite 500
Torrance, CA 90502
Other Local Offices:
Pasadena Office
790 E. Colorado Blvd.
9th Floor
Pasadena, CA 91101
Woodland Hills Office
5850 Canoga Ave.
4th Floor
Woodland Hills, CA 91367
Orange Office
333 City Drive West
17th Floor
Orange, CA 92868
Newport Beach Office
5000 Birch St.
Suite 8000
Newport Beach, CA 92660
Contact Us
You may contact us to make an appointment for your initial consultation, to schedule a review of your current estate plan, or to make a referral.
Learn more about
important estate planning issues by visiting our website.
Also, visit our blog to
keep up on the latest
developments in
estate planning.
What Will the Coming Trump Presidency Mean to You?
Philip Kavesh, Attorney
Depending upon whom you talk to (or listen to), people have widely varied reactions -- from elation, to concern and even fear -- relating to the coming presidency of Donald J. Trump.
We won't attempt to sort out such big picture issues as President Trump's impact on foreign affairs, the environment, the economy, individual rights or your general quality of life. We'll just briefly look at the new President's effect on your pocketbook, in terms of both income and estate taxes, based on his announced plans to date.
Likely Good News:
Lower Income Taxes
President Trump's tax reform plan largely matches the previous proposals of the Republican controlled Congress. So his changes have a high probability of passing into law, if only a few Democrats support them and a Senate filibuster can be avoided.
The key income tax decreases that may most dramatically affect you include:
Lower ordinary income tax rates (12%, 25%, 33%)
Lower top capital gains tax rate (20%)
Elimination of the 3.8% Obamacare surtax on net investment income
Elimination of the alternative minimum tax.
Of course, the exact amount of your tax savings will depend on your individual situation.
Maybe Good News:
Repeal of the Estate Tax
This one may be a lot harder to get U.S. Senate Democrats to agree upon.
Even if the estate tax is done away with, only about 2/10 of 1% of the population will immediately benefit from it. Right now, the exemption amounts are so high that a single person can pass along about $5.49 million of assets estate tax-free & a married couple about $10.98 million.
However, a permanent repeal may be good down the road for people who now have smaller estates too - because, if current law stands, those estates could grow beyond the exemption amounts or a future Democratic Congress could decide to lower the exemption amounts.
If estate tax repeal does come, it may have a hitch, though. Trump's plan recommends replacing it with a capital gains tax, on the appreciation of assets between purchase and death. Currently, such assets get a "step-up in basis", so if sold after death the capital gain is wiped out. The silver lining here is that capital gains tax may max at 20%, whereas estate tax is 40%.
Even if no estate tax reform gets through Congress, there is still other good news. For those who have larger estates and may want to do estate tax reduction planning (which we can help you with), new President Trump has said he intends to overturn recent IRS regulations that made it harder to pursue certain kinds of gifting using "valuation discounts." (I know that sounds complicated, so let's just defer further discussion until President Trump acts!)
When Will You Know For Sure How This All Will Affect You?
Of course, this discussion is merely an informed guess until we see exactly what our new President and Congress will really do. We should have a good sense of that during the first 100 days after the inauguration, when it's expected these tax changes will be submitted to and debated by Congress.
Calendar the Following Dates!
Since we do know that, whatever the tax law changes will be, there will likely be some and they will impact many of our clients, we have already scheduled two special seminars to keep you up to date (including what you may want to do to take maximum advantage of the new laws!) Put on your calendar at March 25th and March 30th, in the morning, "New Tax Law Seminar." We'll fill you in on the details as soon as we see what transpires in Washington!
Featured Article
6 Things a Last Will and Testament WON'T Do
An article from
, published
September 15, 2016
Written by
Stephanie Anderson
If you have made the decision that the time is now to protect yourself and your family by creating your estate plan, that's great! Now it's time to decide if you will use a Last Will and Testament or a Trust to protect your family. When deciding which estate planning tool to use, it's important to know what a Last Will and Testament won't do.
1.) A Last Will and Testament Won't Avoid Probate:
A Last Will and Testament will not avoid the court process called probate. Unfortunately, distributing your assets upon your death is not as simple as reading your Will in a lawyer's office like you see in movies or television shows. Once you pass away, your Will must be filed with the appropriate probate court with a petition to probate your Will. It is the probate court that will make sure that your Last Will and Testament is valid, giving interested parties an opportunity to object to your Will. Once the court determines that your Last Will and Testament is valid, the court will appoint your executor. Once appointed, your executor can begin marshaling your assets and giving notice to your creditors so they can submit claims for payment. Once creditors are paid, and if there are assets left in your estate, your executor can begin making distributions to your beneficiaries. As you may already know, the court system can be unpredictable, and this process can take several months to complete, or even longer if someone decides to contest your will.
2.) A Last Will and Testament Won't Avoid the Need for Probate in Another State:
If you own property in another state, those assets would also need to be probated in the appropriate court in that state. This is often referred to as ancillary probate. Not only will we will need to deal with the time consuming process in your home state, but we would need to go through this process in every state you owned property to distribute that property to your named beneficiaries. It may be necessary for your family to hire an attorney in the other state to help them with the probate process. One way to avoid this is to establish a Revocable Living Trust and transfer all of your property to the trust. This would not only avoid probate in your home state, but also any other state where you owned property.
3.) A Last Will and Testament Won't Keep Your Assets & Beneficiaries Private:
Because a Last Will and Testament must be submitted to the Probate Court prior to your executor being appointed, your Last Will and Testament, including information about your assets and beneficiaries, will be public knowledge. Remember, probate is a public process so that creditors can be notified of the proceedings and to allow other interested parties to contest your will. If the idea of having information available to the public about your beneficiaries and assets concerns you, you want to plan in a way that avoids the probate process.
4.) A Last Will and Testament Won't Protect You if You Become Incapacitated:
Since a Last Will and Testament only goes into effect after you pass away, it won't guide us on who will be in control of your assets if you become incapacitated or incompetent. You will need a Durable Power of Attorney in case you are unable to manage your own financial and legal affairs and an Advance Directive of Health Care if you are unable to communicate your end-of-life decisions. One of the benefits of a Revocable Living Trust is that it will give guidance on what you want to happen in the case of incapacity
death. A Revocable Living Trust will define what disability means to you and will let us know what conditions must be met for a successor Trustee to step in and manage the trust assets on your behalf if you are unable to do so due to incapacity or incompetency.
5.) A Last Will and Testament Won't Protect Your Assets:
If you are looking for asset protection, a Last Will and Testament won't help you. While it's possible to pass down asset protection to your beneficiaries through a Last Will and Testament by creating a testamentary trust (the trust is not created until your Last Will and Testament is probated), you still own your assets outright, making them available to your creditors and other potential threats to your estate. If you are concerned about lawsuits, you will want to make sure your assets are transferred to the right type of trust to protect your assets while you are alive.
6.) A Last Will and Testament Won't Help You if You Need Long-Term Care:
A Last Will and Testament only tells us who will be in charge of your estate and who will receive your assets after you pass away. But what happens to your assets if you need long-term care? One potential threat that most people don't consider is the cost of care. According the the U.S. Department of Health and Human services, approximately 70% of Americans will need some type of long-term care prior to passing away. It is important to plan for how you will pay for this type of care before there is a crisis, but a Last Will and Testament will not help you qualify for the Federal benefits you might be eligible for if you need care.
Recipe of the Month
Eggnog Cheesecake
16 servings, total cooking time: 1 hour and 25 minutes
A delicious cheesecake for eggnog lovers
1 cup graham cracker crumbs
2 tablespoons white sugar
3 tablespoons melted butter
3 (8 ounce) packages cream cheese, softened
1 cup white sugar
3 tablespoons all-purpose flour
3/4 cup eggnog
2 eggs
2 tablespoons rum
1 pinch ground nutmeg
Preheat oven to 325 degrees F (165 degrees C).
In a medium bowl combine graham cracker crumbs, 2 tablespoons sugar and butter. Press into the bottom of a 9 inch spring form pan.
Bake in preheated oven for 10 minutes. Place on a wire rack to cool.
Preheat oven to 425 degrees F (220 degrees C).
In a food processor combine cream cheese, 1 cup sugar, flour and eggnog; process until smooth. Blend in eggs, rum and nutmeg. Pour mixture into cooled crust.
Bake in preheated oven for 10 minutes.
Reduce heat to 250 and bake for 45 minutes, or until center of cake is barely firm to the touch. Remove from the oven and immediately loosen cake from rim. Let cake cool completely before removing the rim.
A recipe from
Thank You
Here is a very special
to all of our clients who have referred family and friends, or forwarded our newsletter to them! If you are part of a group or club and you would be interested in having us speak to the members on important estate planning topics of interest, please contact us at
Quote of the Month
Every man should be born again on the first day of January. Start with a fresh page.
Henry Ward Beecher
© 2017 The Law Firm of Kavesh, Minor & Otis, Inc.


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European markets are set to open higher this morning as the U.S. NFP data released on Friday have trimmed chances of the Fed increasing the rate this year. The data was really devastating and the only aspect which could have helped the Fed to raise the interest rate is not in their corner either. Much of the disappointment was in the labour participation rate, which plunged to 62.4% and confirmed that the labour market is very fragile.
Nonetheless, bad news is turning out to be a good news for the equity market and it has taken away one element of the uncertainty, which is that the Fed will not rush now to raise the interest rate. Therefore, investors do not have to worry about the two biggest central banks, which matters the most and that they are running in two opposite directions. Most odds are stacked in favor of the Fed raising the interest rate in March next year. If that is certainly the case, we could see investors getting in a position to beef up their portfolio and try to make the most of the upcoming rally.
The Chinese stock market is closed today for the bank holiday and will not open until Wednesday. Investors are certainly eager to see the response of equity market after the Fed data and their own economic data, but unfortunately, there isn't much else can be done.
In terms of economic data, last week it was about the manufacturing data which was much softer and the U.S. was spineless too. This week will paint the picture in terms of services PMI. Spanish, Italian, France and German are going to release their own data this morning. All of them are expected to produce a number which is higher than their previous readings, the forecasts are Spain 59.7, Italian 54.8, France 51.2 and for Germany it is 54.5. The Eurozone services PMI is also due this morning and the data may just match the previous reading of 54. The UK's services PMI will hit the wire at around 09:30 BST and the forecast is 56.4


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Unlock the secrets of Burra's heritage with our unique Passport key. The town of Burra is rich with mining heritage and most of its 1840s legacy is intact. The surest way to get the whole picture is to buy a Burra Heritage Passport, which gives you instant access to see, hear and touch the past. The Passport provides first-class access to the townships most important and intriguing sites, including the Redruth Gaol, the cellars of the Unicorn Brewery, and the Miners' Dugouts (the Hobbit-like holes lining Creek Street). You will be joined by Johnny Green, miners' mascot since 1852 as you explore the townships key sites. Using your mobile phone or tablet, Johnny will guide you through each of the intriguing sites on the Passport all free of charge for the Passport holder. Be sure to grab the Heritage Passport pamphlet from the Visitor Information Centre, and collect answers to its Scavenger Hunt as you enjoy the experience. The Burra Heritage Passport also provides you with access to Burra's two museums: the Bon Accord, and Morphett's Engine House. Thanks to the Heritage Passport Key, you'll travel at your own pace, spending as long as you like at any or all of the exhibits. You really need two days to fully experience the richness of the Passport experience, and can hang onto the Passport key for the length of your visit.
The payment process on this website is protected by a digicert secure certificate that utilises 128/256 Bit Strong SSL Encryption for communication between your web browser and the booking server.
Credit card transactions through TXA's payment system protects your financial information with industry-leading security and fraud prevention systems. When you use these booking pages your financial information is not saved, stored, or shared.


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Zed, The Next Dovetail Series by Jason McIntyre
Hosted by: Charming Tours and Events
It's the waning dog days of August, 1975 and Tom Mason's in Dovetail Cove for the last few weeks of his summer job at the group home. His boss and the home's owner is Karen Banatyne, one of the wealthiest folks in town. It seems like she's got it in for Tom; she's the only one standing in his way as he scrimps for a new camera.
But Karen has her own problems. A regulatory agency might cut off her funding, plus her hubby hasn't been seen in a few weeks, and she's not saying why. Most ominous of all, it seems as though something's hiding in the hot spring north of the main beach and one of Karen's 'houseguests' is about to come face to face with evil. Tom is too.
MY RATING (out of 5)
Set in Jason McIntyre's Dovetail Cove world, ZED is a dark tale revolving around a group home run by well-to-do nurse Karen Banatyne.
But with Karen more interested in trying to keep the funds rolling in than doing anything other than pumping her "guests"full of downers to keep them in check, it falls upon summer intern Tom Mason to keep the mentally & physically-challenged "houseguests" occupied.
A trip to the local watering hole turns out to be the catalyst for a slow, simmering darkness that transforms one of Tom's charges, Zed, from the one whose "thinker's a glass bottle, crushed under a heifer and glued back together with snot" to one who can remember exactly how a childhood accident made him the man he is, as well as giving him a better idea of what is actually going on under the surface of the sleepy little town.
This part of the story was interesting and provided a thrilling undercurrent to the tale, but I kind of wished more came of it. We only see this darkness through Zed, but I would have liked Tom to have experienced the strange effects of the deeper springs.
I was actually expecting a bigger "beastie" in the book. Although there is a decent gross-out scene later that answers the question as to why Nurse Karen gets so desperate and secretive when asked about the whereabouts of her husband and partner in business, Chris, I would probably categorize this as more of a slow-burning suspense story than outright horror.
I also found a bit of head-hopping within chapters or scenes, where the POV character switched at will which got a little confusing, but all in all, I enjoyed Jason's writing style and this glimpse into Dovetail Cove in the 70's.
As this was described as a "mosaic" piece, another piece to the puzzle that makes up the author's Dovetail Cove series, I enjoyed seeing the history of the town, and it only made me want to read the other books of the series to see how these aspects made Dovetail Cove what it is today.
All in all, I'd say this was a great summer read — more suspense than horror but with supernatural nuances that kept me hooked to the very end. There were some questions left unanswered and I can only hope the author is exploring these things further in future works.


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[PDF / Epub] ★ Super Natural Home: Improve Your Health, Home, and Planet--One Room at a Time By Beth Greer – Golanvideoagency.info
Beth Greer Had Been Living What She Considered A Healthy Lifestyle When A Medical Crisis Prompted Her To Reevaluate Everything From The Food She Ate To The Personal Care Products She Used And The Environment She Lived In Now, In Super Natural Home, She Shows The Alarming Extent Of The Dangerous Chemicals We Unwittingly Expose Ourselves To Every Day As She Did In Her Own Life, She Invites Readers To Put Their Lives Under A Microscope To Scrutinize What Americans Put In And On Their Bodies And Bring Into Their Homes And To Make Personal Choices That Will Enable Them To Live Clean In A Toxic WorldThe Straightforward, Solutions Based Approach Of Super Natural Home Complete With Quizzes To Help Identify And Correct Potential Toxic Hot Zones Speaks Directly To What Environment Conscious Consumers Really Need Ultra Practical Advice On What They Can Do Right Now To Limit Exposure To The Poisons That Are Endangering Them And Their Children At A Time When Impeccable Scientific Research Points To An Alarming Correlation Between Common Chemical Compounds And Cancers, Allergies, Psychiatric Disorders, And Birth Defects, Among Other Serious Health Concerns, Super Natural Home Gives Consumers The Tools To Start Protecting Themselves And Their Families Definitely eye opening There are some areas of your life that you know, or at least suspect, as being chemically filled There were whole new places in my world that I d never though of that were brought to light Changes have already started in my home and will continue. Really wonderful collection of natural living suggestions if you re not already familiar with these ideas I found that I m already doing the things that are feasible affordable at this point in time We can only do what we can do Not everyone can run out and buy an organic mattress set and sheets to go with it But eating cleaner food, and usingnatural cleaners are doable I don t think you ll be disappointed And it s nice to read someone s story about how they recovered from some scary debilitating health situation by cleaning up their life It s really that important, not just something to consider. This was a well put together book I did not find a lot of new information here but the book was well detailed and a great reminder about every aspect of cleaning up your home. I couldn t put this book down It is well written, well organized and contains a powerful message how to improve your health and the health of those you love What could beimportant than that The book is peppered with practical ideas to insure what you eat, what you put on your body and what you surround yourself with are the very best for your well being The suggested remedies to are clearly, concisely and interestingly presented.You ll be surprised how fast you go through this book and how much it will change you And you ll want to keep it around as a reference guide A friend from Europe was reading the book at our house and insisted that she needed to take it with her as she was heading to the airport and wanted to keep reading it on the plane We immediately ran out and bought another copy even though we had finished the book Pick it up now You ll be happy you did.


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text: TKK launches allocation procedure for 26 GHz frequencies Press release dated 14 November 2006 With the publication of an invitation to tender in the Official Gazette of the Wiener Zeitung, Austria's Telekom-Control Commission (TKK) has launched the allocation procedure for frequencies in the 26 GHz range. A total of 21 frequency packets of various bandwidths will be auctioned off for six different regions of the country. The total of all minimum bids is EUR 1,294,000. The frequency packets are to be used for radio systems in the provision of communications services and can be used for end-customer broadband connections as well as the connection of mobile base stations. "The frequencies in the 26 GHz range are very well suited for high-speed data transfer – in particular, they will foster the development of broadband wireless access, especially the expansion of HSDPA," comments Georg Serentschy, Managing Director for Telecommunications at the Austrian Regulatory Authority for Broadcasting and Telecommunications, on the potential uses of this radio system. Two-stage allocation procedure – Auction in Q1 2007The two-stage allocation procedure will begin on February 5, 2007, once the tender submission deadline has passed. In the first step, the Telekom-Control Commission will review the applications received to ascertain whether they meet the relevant economic and technical prerequisites. In the second stage, all of the frequency packets will be auctioned off in an open, ascending, simultaneous, multiple-round procedure. The completion of the procedure can be expected in the first quarter of 2007, and the frequency allocations will remain valid until December 31, 2020. The tender documentation is available on the following link Links26 GHz frequency allocation (2007)


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The nomenclature of modern electronics is densely populated by various potentiometers, trimmers and resistors that largely operate on the same basic premise: they assist with monitoring or controlling either the voltage or current passing through an electrical system. Among the most fundamental of these electrical components is the resistor; a passive dual-terminal component with a pre-defined electrical resistance. This is essential for inhibiting current flow, terminating transmission signals, and other uses. A practical limitation of the ubiquitous resistor is the constancy of the material's electrical resistance, which is why variable resistors were developed.
Briefly: A variable resistor, often called a rheostat, is a component with an adjustable electrical resistance; a function that is usually conducted using an integrated wiper contact that adjusts the resistance track of the variable resistor. Measuring instruments that operate on this same basic principle with a third terminal for dividing voltage and measuring electrical potential are known as potentiometers.
TT Electronics plc (LON:TTG) is a provider of engineered electronics applications for performance-critical applications. The Company works with customers in the industrial, medical, aerospace and defence, and transportation sectors.
To read the full news article please click here


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Benefit Boi-Ing Hydrating Concealer 3.5g
4.4 of 91 reviews
4 instalments of $9.75
Or 4 instalments of $9.75 with LEARN MORE
4 instalments of $9.75
Or 4 instalments of $9.75 with LEARN MORE
Official Stockist
Is this for you?
Look great…hydrate!
What customers say
- Medium
- Sheer
Eye Concern:
- Age Prevention
- Dark Circles
- Puffiness
Frequently bought with
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Benefit Boi-Ing Hydrating Concealer Reviews
4.4 of 91 reviews
85% recommend this product
Most Helpful Positive
This is a great everyday concealer. It's extremely hydrating and pretty sheer, so might not be suitable for extremely dark circles or oily skin.
Most Helpful Criticism
Benefit Boi-Ing Hydrating Concealer
I love this product as it glides on easily onto my face after applying sunscreen. It is also easy to layer on and reapply throughout the day. The coverage is moderate but that makes the concealer lightweight and moisturising.
Sheer and hydratingThis is a great everyday concealer. It's extremely hydrating and pretty sheer, so might not be suitable for extremely dark circles or oily skin.
Great everyday productThis concealer has been my zoom meeting go to! It goes on so easily and I can just blend it out in 2 seconds with my finger and i look so much more awake. It will be my daily concealer from now on, it doesn't crease and looks good all day. Coverage is sheer to medium
No creases, hydratingI've been using the Benefit Cakeless concealer for a while (with no complaints) and decided to give the hydrating version a go. Initially I was on the fence, and preferred the cakeless over the hydrating due to the ability to apply the product with the brush. Once applied though, the hydrating blend stands out. Hydrating, smooth, no creases or powder. Definitely better for my mid 30's skin.
Doesn't crease!I've been using the tarte shape tape for ages and this concealer has become my staple. It hydrates as well as conceals and doesn't leave creases! Holy grail.
Great moisturising productThis concealer goes on really smoothly and feels nice blended into the skin, soft and nourishing but not sticky and doesn't settle into lines under the eye. Very happy with it, and a good price. Cute packaging too.
My everydayI use this everyday its hydrating for my eyes as well as really brightening for my dark circles. I will definitely repurchase this :)
Go to!Amazing for dry skin! So easy to apply its my go to concealer
Moisture and great for sensitive skinI use it every day before going to work when I'm in a rush and when I don't have to blend my liquid concealer with a beauty blender. All what you need to do is apply it and melt away with your finger and that's it. I have already hit the pan with my first one and here am I repurchased a one.
Fab just goodused this from a friends house and it seemed just so good! I want one now :D beautiful.
very hydratingthis concealer is very hydrating and the coverage is perfect. definitely recommend !
Flawless under eyesThis concealer is my second favourite after the Tarte shape tape. It hydrated my under eyes and doesn't dry them out and it doesn't crease!! I absolutely love it. The coverage I would say is medium.
AmazingThis is really hydrating and looks great on my dry skin
Amazing!I love this product as it glides on easily onto my face after applying sunscreen. It is also easy to layer on and reapply throughout the day. The coverage is moderate but that makes the concealer lightweight and moisturising.
Hydrating under eye concealerThis is a really nice concealer for those "no-makeup-makeup" days. It's light coverage and hydrating, and it works great under the eyes. It's not high coverage, so if you have really dark circles it probably wont do much to help cover them up though. I find it doesn't really crease on me, but the key is to use just a little bit of product. I apply the product onto my fingers and then tap it onto m...Read More
Natural & Moisturising ConcealerThis is the perfect concealer for a natural makeup look. The moisturiser/concealer combo gives a super lightweight feeling that melts into the skin and doesn't look cakey - an issue which I find with many concealers. I wear this every day and would definitely recommend this to someone looking for a natural light-medium coverage.
Favourite Benefit product!I love this concealer, I started using it a couple of years ago and still haven't found a rival to it. It's really hydrating around the eyes and helps me look fresh and awake. Easy to apply and lasts all day!
Benefit Boi-Ing Hydrating ConcealerI love this product as it glides on easily onto my face after applying sunscreen. It is also easy to layer on and reapply throughout the day. The coverage is moderate but that makes the concealer lightweight and moisturising.
Very light coverageWhile the product does go
On smoothly I've found it doesn't have as much coverage as I'd expect. Doesn't cake or crack though
PassVery creamy texture, unfortunately it didn't do much brightening to my eye area, neither did it hide my dark circles well. I would not recommend this concealer.
Very hydratingdidn't dry out my skin! very creamy and glides on!
Great for mature skinThis is one of only a few concealers I can actually wear in my very late 30's. It's hydrating and super quick and easy. Great value as well. if you are struggling to find a concealer that doesn't make you look old and more haggard give this a try. Super easy to apply!
SheerLeaves very natural coverage - not something for those with heavy dark circles. Light and natural coverage for sheer minimal makeup
Favourite concealer everThis is my absolute favourite concealer! I wanted something hydrating that left a really natural coverage and it does exactly that. I was finding other concealers way too dry especially when I was using it for shaping around my brows but this is perfect. It doesn't have high coverage but that's why I like it as I wanted something for day to day. Buying my next one right now!
Beautiful skinThis concealer is better at moisturising than it is coverage. I like using this under eyes & around the nose where I can sometimes be dry. If I'm after high cover for a blemish I use something else but for any dry areas or flaming I love this product. Will buy again.
HydratingHydrating and doesn't irritate flakey and dry undereyes. My undereyes look great at the end of a long day with this product
Hydrating and refreshingI have extremely dry under eyes and this is my little holy grail in a stick. Combined with Bobbi browns confidence in a stick this is my ultimate morning, confidence boosting routine without feeling caked and false looking. It is extremely light coverage but can't be built upon by adding a tiny bit of foundation or setting with a matte powder. I absolutely love this product
Super hydratingOmg I love love love this product.. you skin feels hydrated after smoothing this on & the colour is perfect to help get rid of dark circles under Ur eyes..
Great coverageGreat concealer that leaves my undereye area flawless and hydrated. Love it
Not badMoisturizing, but very sheer coverage, so i had to layer another over the top.
Not badMoisturizing, but very sheer coverage, so i had to layer another over the top.
Natural coverageThe concealer offers a natural coverage, to the point we're you could wear it alone without any other product ie foundation or setting powder. However it doesn't offer a heavy coverage. Wouldn't recommend if you are chasing something with full thick coverage. This is more for a quick natural look. Can seem a little oily as well.
Super hydratingAbsolutely loved this concealer! I have dry skin around my eyes and other concealers normally just age me but this one blending so nicely and didn't look cakey and dry
not chalkyonly concealer that looks glowy not chalky. it doesn't get in to lines and it does a decent job of covering. i use it to cover other spots on my face too. worth the price
Best concealer!This is the best concealer I've used because it is hydrating and provides great coverage!
Works wellI find lots of concealers cakey but this one is hydrating
Far the best!!I think I have tried every concealer on earth. This is by far one of the best. Very hydrating and excellent coverage. Poor shade range.
GreatI love this concealer for my dark circles, its super hydrating
AverageThis was my first concealer. It wasn't too bad but it didn't fully conceal my dark circles and it creased. It was definitely hydrating though.
+1 for HydratingIf you have dry skin, I think this would be great at concealing and hydrating.
It wasn't a total fail, but I didn't feel like it covered my under eyes very well and it just didn't work well in the heat.
goodthis works equally well as the brightening one but it probably depends on your skin type as well. personally, this worked better for me than the brightening one. it covers relatively well and stays on for about half a day before requiring any touch up. the hydrating balm leaves my skin feeling great like as though there's no make up on it.
OkThis is ok, not very strong.. it's very light coverage but it is very mouisturising. I feel like its more like a moisturiser that's tinted.
Creamy but short-livedApplies beautifully but doesn't last. I prefer it to Tarte maracuja for my dark circles, despite this.
Great concealer.As the name indicates this is a really hydrating concealer which glides on easily. I have really dark eye circles and this concealer does a top job of lightening and brightening my eye area. Only negative is it doesn't have enough staying power, although living in the tropics, this is a tall order for any product!
Simple and Worth ItI take this concealer stick with me everywhere I go, it's really easy to blend into a bare face or even underneath a full face of makeup. I personally find it doesn't crease as much as other concealers which is a huge bonus
nicesuper smooth and creamy! this is super hydrating but i wouldn't recommend for oily skin
NEWEST HG Concealer!!This concealer is SUCH a great all-rounder. If you just want a little colour correction, it comes on quite light/sheer so you can get that perfect, natural look for daily life. While it's tricky to get it right at first, the formula is actually nicely buildable so with enough practice you can totally get the cakier coverage if that's what you're after!
Extremely hydrating formula mea...Read More
A very hydrading concealerI have been using the Boi-ing Industrial Strength Concealer in shade no.2, but during winter my skin has been getting very pale and dry, so I thought of trying the Hydrading Concealer in shade no.1.
As it turns out, this lighter shade is a bit too light for my skin. It is perfect to brighten your undereyes, but if I use it too much it makes me even more pale.
Also it has a pretty ligh...Read More
Best for cream highlightingThis doesn't have much coverage but is extremely hydrating and creamy. I found it wasn't enough to conceal under my eyes so I have been using it on the high points of my face as a cream highlight, which works wonderfully.
Better than NARSI loved this for its ability to make the under eye area fresh and glowing. I have dry under eyes, no matter how much eye cream I apply and found my concealers always made the area look worse. I like this much better than my NARS radiant concealer for making the eye look bright. I do have to blot the oiliness away with a tissue once applied to increase wear time.
Perfect to even skintone & brighten undereyesThis concealer is my HG for when I haven't been getting enough sleep! It is light to medium coverage so I wouldn't use it if you're keen for a heavy concealer to cover blemishes, but damn, does it brighten your face!
This hydrating concealer is designed for the real world (not Instagram) where you don't actually want a cake face, but to look like a cleaner, fresher and (maybe) younger...Read More
Smooth but sheerI love sheer products as I don't like the unnatural look of cakey and full coverage products. I really liked this product as it appears natural, however I don't recommend for covering up red acne or anything too obvious like that (scars etc)
HydrationI've never tried a hydrating concealer before and wow. Very light coverage but so smooth and feels great.
Definitely would recommendI'm very cautious buying concealer as I have really dark under eyes. This concealer is definitely worth the money. It's not full coverage (for me) but can definitely be built up to do the job
Benefit Boi-Ing Hydrating ConcealerI do enjoy this product as it is very hydrating under the eyes. I wouldn't recommend it for blemishes as it's coverage isn't as good as benefits other concealers. I would definitely recommend setting this concealer under the eyes as it creases quite easily. But I definitely recommend this product for everyday use!
Everyday concealerThis concealer has its pros and cons. Its extremely light and glides on really nicely. I wear it daily but the coverage is really sheer. Its really beautiful as a primer but as a concealer its not the best if your looking for something to hide your dark circles.
Another pro is that it does not crease at all for me.
Application dreamThe best part of this is the easy application! Works an absolute dream. Although it's a bit harder to build on colour/pigment, it is beautifully hydrating and great for dry skins like mine.
Yasss from meWhen I bought this product I had REALLY dry flakey skin and eczema near the corner of my eye. It didn't really apply well to the flaky damaged part but it felt really nice on my skin. It didn't apply well to my really damaged skin but no makeup really did. In the days after that when it started to clear up, I was still a sufferer of dry skin but not as flakey. As someone with dry skin it was a won...Read More
Great under eye concealer - doesn't get into creasesI use this under eye concealer, it is fantastic under foundation. Great if you have a few creases around your eyes. I have sensitive and pale skin and it's absolutely perfect for me. I have been using this product for several years and need to purchase it every 6 months or so. Great value for money!
Best concealer!This is the best concealer for my dry skin. It is well pigmented so it lasts a long time and a little goes a long way! It helps hydrate my under eyes and blur my fine lines. I love the packaging too!
Not badI have oily skin and I do enjoy this product for under my eyes. It is very hydrating, which can become a little oily after a few hours of wear however I always prefer my under eye concealer to be more on the hydrating side than the drying side.
I got the shade 01 and it has a nice yellow undertone which works well with my fair/medium olive skin tone.
I would recommend this, only to bea...Read More
Great under eye coverThis is the best. I use it everyday to cover my tired dark eye circles. It last well and hydrates the skin beautifully.
Finally..It took me a while to find a concealer that was hydrating and still gave me the right amount of coverage. This has worked really well for me, it brightens my discolouration and doesn't look too cakey.
Love itI really like this product. I sometimes have dark, puffy circles under my eyes and this really helps conceal them. I actually put it on after my foundation, blend with my finger, then finish with some light powder. It will leave your skin looking shinny and dewy, but if you don't like that look you can use a finishing powder for a matte finish.
My favI have hereditary dark circles
I first use becca brightening colour corrector, then foundation, then this. Works sooo well. It is thick and creamy so don't use it too close to under eye or creasing will happen. Just use where the darkness is and it's just beautiful. It's an essential daily product I use with both a B.B. cream and full coverage makeup
Moisturises... but only for a whileI bought this as the Ooh La Lift was out of stock.
And whilst it smoothly glides on, conceals and hydrates your skin, the feeling doesn't last long leaving your under eye area dry.
ummmi only bought this based on all the good reviews i read about it,however for some reason it's doing the opposite to me ,it's actually made me have wrinkles under my eyes that i don't even have .
maybe i chose to the wrong colour or i'm not using it right so i'm not sure cause everyone swear by it and looks like it's only me not working for lol
and it wasn't easy to apply to be hones...Read More
Great hydrating under-eye concealerI'm at the age where my concealer was emphasising the fine lines under my eyes. This hydrating concealer is great - no dryness or caking. Also, I have sensitive skin and have no issues with Benefit products.
Lightweight and moisturisingI love this concealer I've tried so many and all of them make my under eyes look dry and cakey.
So glad I found this it's coverage is a little lighter but the texture and how it brightens up your under eye area is great.
New fav!Coming from the NARS concealer I wasn't sure what to expect with this, but I fell instantly in love! It's genuinely hydrating, goes on smoothly and lasts all night (for me 6-8 hours is all I need).
Only concern I have is the OCD part of me doesn't like when the concealer mixes with the hydrater aspect ruining the look, but that's a me-problem haha. Again, Benefit I find, is well worth the $...Read More
Best under eye product and concealerThis product is fantastic. I use it every day under my eyes and also on minor blemishes. Sometimes I use this product as my foundation and only put on light make to achieve a natural look. Since using it I have received many compliments on how young I look. I am now 50 and sometimes less is more as you age. This product has a lot of moisture but good coverage and therefore is great for concealing ...Read More
Great product - best under eye product I've found.Really love this product. Am going to order a couple to keep in reserve. It gives a great finish under the eye - not good coverage for dark bags but I use it more to freshen up and brighten the area, which it does very well. Doesn't settle into lines. Only downside is perhaps how fast it runs out - I've had mine for two weeks and I'm already well into it. I estimate I'd need one per month, wh...Read More
Love this product ("v")This concealer is sooo nice and creamy!! I am 28 and I was using a Nars concealer but I was finding it quite drying, and it would settle in my wrinkles by the end of the day.. When I use this Boi-ing Hydrating Concealer, it keeps the underneath of my eyes really hydrated all day long and still provides great coverage. You can build it up if you want it a little heavier. Love this product! Highly r...Read More
Greta Hydratign concealerI love this concealer for dry areas, it hydrates rather than dries out like a lot of concealers due. i have used this a lot over Winter especially around my dry / flaky nose area.
Not worth the hypeI was really excited to receive this and purchased mainly because of the reviews and the fact it's hydrating. My skin is dehydrated, I'm also quite dry and sensitive under the eye area.
So I obviously really wanted to love this product, applying the product feels like your running a lip balm under your eye. However product sits nicely on the skin and makes the under eye look hydrated but th...Read More
Absolutely in loveBought the benefit boing hydrating concealer in hope of some kind of pick me up in my pregnancy with my dry skin and omg I'm in love. People have now been complimenting me on my glow despite my little secret that I have help from a little friend benefit boing hydrating concealer! You've got a friend in me benefit thank you!
This innovative product has joined my morning ritualLet me start off with saying that I love this product. I bought this after reading an article by Adore Beauty. Ageing is a major concern for me, so I don't want something that will dry out my eyes. This concealer blends in nicely and is sort of like a lip balm for the under eye - I love the hydrating effect. I have extremely sensitive eyes and this product doesn't irritate them like just about eve...Read More
Good but not what I was hopingI was hoping this would be great for under the eyes as it's hydrating...however this just doesn't cover the darkness that lurks beneath them.
Lovely elsewhere like my dry chin and smile lines, that the foundation tends to crack and break up in.. sadly it just doesn't give the coverage I'd hoped for.
None the less, a great product if you're happy with something light and ...Read More
OutstandingI've used this concealer for many years, I recently purchased two other brands, used them once and reverted back to my old favourite.
The formula is beautiful, it glides on effortlessly, blends well and has staying power, I recommend this product to everyone and will continue to purchase and use for years to come.
One of my daily essentialsI really love this product. It's a light weight concealer but still gives great coverage and adds moisture at the same time. I apply this concealer everyday under my eyes & on my cheeks and chin, blend it & then I'm ready for the day.
Love this!!This is the best concealer I've used yet! It's so light on my skin, doesn't feel oily or greasy, doesn't look oily or greasy!
This is my new go to concealer & I'll definitely be recommending this to everyone!!!
Nice texture but poor coverageI was disappointed with this concealer - the coverage is just not good enough for me (I've got infant twins, so maybe need more help in the dark circle department!). Lovely moisturizing, hydrating feel, though.
FabulousThis is the best concealer I have ever used! It cover under eye dark circles, does not settle into the fine lines and is super hydrating. It needs to be set with powder afterwards or otherwise strays shiny looking from the hydrating part but it just kind of melts into your skin and blends in beautifully.
cute packaging nice productI Love the packaging of this concealer, great to take anywhere. I have combination skin with fine lines and this works beautifully under my eyes, it dosn't crinkle stays looking smooth and moisturised.
OverallI really love this product! I have light skin and awful dark circles under my eyes along with dry skin and this helps with everything!
The outer ring is a moisturiser with vitamin E and apple seed extract and this really helps to hydrate the skin and relive puffiness from the eyes.
You really see a difference once you put it on and the coverage is really great. Unfortunat...Read More
Best Concealer EverI don't like concealer because most of them are thick and cakey and just don't look right. this is completely different. it gets rid of the dark circles under my eyes, the weird pigmentation on the eyelids, and i just wear it by itself because it blends and gives the most natural look. when worn with makeup it gives this amazing glow around your eyes and it's so hydrating. best concealer ever.
Excellent productI received a sample of this product and have found it lovely- have dark circles under my eyes and so have used many concealers over the years. This would have to be in the top 1-2 I have used. Excellent colour, moisturizing and good coverage without looking dry or gluggy. Love it and will buy more!!
My favourite product. Ever.I am 43 years old, and have the usual fine lines around my eyes. Not only is Benefit Fake Up the perfect colour, it is long lasting and hydrates the skin around my eyes. Benefit Fake Up really is a wonderful product.
You'll love it!I am so happy with this product!
The creamy texture covers my dark circles but it doesn't look un-natural. It's also hydrating so it still looks fresh by the end of the day.
Love Love Love!This is the best concealer I have ever used and I will continue to use it. Perfect coverage without feeling or even looking heavy. Its so moisturizing and doesn't leave blemishes looking dried out.
I could rave about how much I love this product all day!
The price is pretty good too considering the quality and that it does last quite a while too.
Beats all other concealers!This is by far the most hydrating and smooth creamy concealers I've used. After years of searching for a concealer that doesn't settle into fine lines or emphasize my dry under eyes, the search is finally over! This is phenomenal. I will never buy any other concealer!
Great productThis concealer is lightweight, easy to blend, hydrating and doesn't cake or crease throughout the day. Covers blemishes and dark circles without looking heavy. Love this concealer!


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While Tuesday's election ended one election season, it is also started the next for candidates who are preparing for special elections for at least three City Council seats early next year.
In Staten Island, City Councilman Michael E. McMahon, a Democrat, won the Congressional seat formerly held by Representative Vito J. Fossella. His seat, representing the north shore of Staten Island, will be vacant at the end of the year.
That is also the case for the seat for the Queens district now represented by Joseph P. Addabbo Jr., a Democrat who was elected to the State Senate. Councilman Hiram Monserrate, another Queens Democrat, won an uncontested race for a State Senate seat, leaving his seat open.
Candidates in the three districts have already begun putting their campaigns together. The general election had a long campaign season, but the special election is to be scheduled in February, leaving candidates just a few months to prepare.
A fourth vacant Council seat is possible. Officials in both parties in Queens are waiting to see whether Councilman James F. Gennaro, a Democrat, prevails in his challenge to State Senator Frank Padavan, a Republican. Mr. Gennaro is behind in that race by a small margin. The New York City Board of Elections said its unofficial returns showed Mr. Padavan leading by 724 votes, but that the number of absentee and other paper ballots still to be counted was unclear.
"If there is a lot of paper, I think we have a good shot at winning," said Shams M. Tarek, a spokesman for Mr. Gennaro. "We'll just have to wait and see what the Board of Elections numbers turn out to be. But we did very well with newly registered voters."
Under the City Charter, the special elections for Council seats are nonpartisan, meaning that candidates may not run on the ballot lines of established political parties. Also, any registered voter in the Council district may vote, regardless of party affiliation.
"The last campaign season went on for some time and was like a marathon," said Evan Stavisky, a political consultant. "The special election is more like a 100-yeard dash. For the next 12 weeks, candidates for the Council will be aggressively fund-raising and switching their campaigns into high gear."
As an example, Frank P. Gulluscio, a Democratic district leader in the Howard Beach and Richmond Hill section of the Queens, has already announced his candidacy for Mr. Addabbo's seat and has started raising money for his campaign.
He has served as a campaign aide to Mr. Addabbo in the councilman's State Senate campaign.
"I did everything to help Joe's campaign and invested a lot of time and energy in the race," Mr. Gulluscio said. "But now, I'll be out on the streets again, meeting and greeting people and letting them know that I want their support."
Similarly, Kenneth C. Mitchell, a lawyer and the chief of staff for Mr. McMahon, said he, too, was well on his way to putting together his campaign for the Council seat in Staten Island.
"I have already put together a great group of supporters, and I've been involved in all of the councilman's campaigns," Mr. Mitchell said. He added that he was also involved in the campaign of Mr. McMahon's wife, Judith, who was elected to the State Supreme Court on Tuesday.
"We're taking 24 hours off and we'll start again tomorrow," he said.


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Another point in Adichie's talk was having a single story for a person or group of people. Having a single story about someone just means having assumptions and preconception about the person before getting to know them. What causes us to have a single story are external factors that influence us. If a cultural group is portrayed in such a way, people are going to end up viewing them in that way.
Chimamanda Adichie Single Story
Source: Serendipity


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Making your first wager on a gambling club game is a major ordeal.
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The plausibility of losing cash is one of the main musings that would be card sharks have.
I utilize a mind stunt to help me in troublesome occasions.
Really answer this inquiry. Try not to make a snap answer. Consider it and come clean.
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Choose what the most dire outcome imaginable is and check whether you can live with it.
Will the world end? Will you not eat or lose the house or will the electric be closed off?
On the off chance that any of those things will happen you shouldn't make the wager.
What Will I Do With The Money If I Win?
I like this one. In some cases regardless I consider what I'd do in the event that I hit a major win, and my first wager was put such a long time ago I nearly don't recall.
It's fine to dream about what you'll do with the cash on the off chance that you win. Numerous individuals purchase lottery tickets so they can dream about having millions.
In the event that you start pondering spending your betting rewards, consider the game you intend to play. A few games offer higher potential returns than others. You're not going to win a million playing craps or blackjack in an evening. Yet, you have a superior possibility of hitting a major success on most opening machines than you do playing the lottery.
Consider the possibility that I Make A Mistake.
What occurs in the event that I commit an error? Will somebody chuckle at me or ridicule me?
What of it? Consider the possibility that you do commit an error and imagine a scenario where somebody laughs at you. What's the most terrible that can occur?
I've been snickered at so often I can't tally that high. I giggle at myself more than others when I accomplish something senseless - after I get over being distraught at myself.
Gambling clubs, like https://bet-country.com/en/offers/mrgreen-login are loaded up with representatives who need you to be agreeable and have a decent time. On the off chance that you have any inquiries whatsoever, ask a gambling club laborer.
The vendors are quite often supportive. Take a seat at a blackjack table and tell the vendor this is your direct and might want assistance doing it accurately. On the off chance that the vendor is having a terrible day, you can move to another table.
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Making sense of what game to play is legitimately identified with your objectives.
Before setting your first bet, ask yourself a couple of inquiries.
Do I need the opportunity for a major success at the more serious danger of losing? Or on the other hand do I need a superior opportunity to win, however at a littler sum?
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Am I simply going to make one wagered, or am I ready to play longer?
As you consider your objectives and answer these inquiries, you'll show signs of improvement thought of what games you ought to think about playing.
Here's a fast guide dependent on your answers. It's a long way from a total guidance manual, however it can enable you to begin.
Space machines and keno both offer the opportunity to win an enormous sum on a solitary play, yet they don't offer numerous chances to win. You may lose a ton of cash before you hit a major win. You may never have a major score.
You can play these games for a low bet, generally $1 or less, yet the games can rapidly work through your whole bankroll. These games have probably the most elevated house edges in the gambling club.
Roulette, craps, and baccarat offer numerous wagers that are near even cash. You can have a practically half opportunity to win your first bet. Dark, red, even or odd in roulette, player and financier in baccarat, and pass line and don't pass line wagers in craps are on the whole near 50/50 bets.
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Blackjack and video poker are like roulette and craps, yet they work in an unexpected way. A solitary wager in blackjack has near an even cash result. In any case, it's not as near flipping a coin as those games.


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Excelsior Correspondent
JAMMU, Sept 17: A delegation of Chambers of Traders Federation led by Praveen Khandelwal, National secretary general, Confederation of All India Traders (CAIT) called upon, Union Finance Minister Nirmala Sitharaman today and handed over a charter of suggestions.
Neeraj Anand, president, CTF, Jammu emphasised on the need to extend dates for filing of Income Tax and GST returns till the time Internet services are restored in Jammu and Kashmir.
A host of other issues facing the trade post abrogation of Article 370 were also discussed. The delegation while assuring support of the trade to the Govt in bringing normalcy in J&K and exploring better business opportunities in J&K.
They also suggested to review new vehicles registration and age limit, dedicated corridor to ship seasonal crops from Kashmir to Jammu zone, abolition of Toll tax on goods framing of new trade policy, setting up of big/ mother industry in Jammu etc.
The Finance Minister while giving a patient hearing to the delegation, appreciated the approach of the traders and assured the delegation that Govt is tirelessly working towards ushering in a new era of development in J&K.
She assured the delegation to look into issues raised in the memorandum and soon necessary actions will be taken.
Mr Anand suggested the Minister to consider extending the dates for filing IT and GST returns till internet services are completely restored in Jammu and Kashmir. The issue of direct purchase of apples by NAFED besides need to safeguard interests of all stakeholders including cold storage owners, transporters and traders who have invested by way of advance payments towards crop purchase were also deliberated upon.
Praveen Gupta, president Jammu Fruit Association, Tushar Mahajan, secretary, CTF, Parag Abrol treasurer, CTF, Summit Aggarwal, SM head, CAIT and Lovkesh Kumar, CAIT among others were part of the delegation.


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DCR stands for Drive, Chorus, Reverb. Keeley's newest two channel effect pedal is a flexible, insert capable stompbox that belongs on any pedalboard.
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The brand new vintage fuzz and distortion pedal from Keeley Electronics sold out within hours of its official release, due to a limited supply of 20 units.
Keeley Electronics recently released two new pedals – the White Sands Luxe Drive, and the Sfocato Fuzzwah. Both pedals promise to be a great addition to the Keeley lineup, and the first 100 of each sold will be signed by Robert Keeley himself. The White Sands Luxe Drive aims to be a very light overdrive, adding a little dirt to the ...[Read More]


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UC Riverside No. 2 systemwide for renewable energy
September 8, 2017
Giant solar panels will provide shade while generating electricity for the campus.
UC campuses among the greenest in the country
August 28, 2017
Seven UCs are among 2017's top 50 "Cool Schools," according to Sierra Magazine.
Cyborg bacteria turn into tiny, zero-waste solar panels
August 23, 2017
Chemists create a more efficient photosynthesis that can help produce green fuel.
How electric vehicles could take a bite out of the oil market
July 28, 2017
Shifting to plug-in cars could play a key role in helping oil demand taper off in the next few decades.
UCLA study helps Californians save electricity — and money — this summer
July 27, 2017
To participate in the study, download a free app, which transmits real-time updates to help you tweak your usage.
How a (nearly) zero-carbon conference can be a better conference
July 19, 2017
Borrowing a page from Netflix can help slash university emissions by as much as a third.
How to pass laws to fight climate change
July 13, 2017
Don't say climate change — 'renewable energy' is the phrase that gets things done, study finds.
California could get wetter this century
July 6, 2017
An analysis of 38 climate models suggests the state may want to break out its umbrella.
How the Sierra Nevada could become a polluter
June 15, 2017
We rely on trees to process carbon. But wildfires and climate change could wreak havoc on that process.
Small climb in mean temperatures linked to far higher chance of deadly heat waves
June 8, 2017
UC Irvine-led analysis of data from India could have dire implications for the future.


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A car has crashed through a barrier and onto a busy walkway at Bondi Beach.
The small SUV left Notts Avenue, 100 metres from Bondi Icebergs, shortly before 10.45am and was left hanging precariously on a set of stairs before landing on its roof, NSW Police said.
Remarkably no one was injured despite the pathway being a hotspot for tourists taking photos of the famous beach. The area is also part of the coastal walk from Bondi to Bronte and Coogee.
Officers from Eastern Suburbs Police Area Command and were told two cars had been involved in a minor accident and as the drivers were exchanging details, one of the vehicles rolled forward.
No one was inside the vehicle at the time and no pedestrians were injured.
Notts Avenue remains closed, and police are urging people to avoid the area as a recovery operation is coordinated.
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