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The Lloyd's Market Association (LMA), an organisation set up to represent the interests of the Lloyd's community, has published a number of new clauses for the property and marine markets that aim to provide clarity for cyber coverage under first-party property damage policies.
The publication comes as part of a push for more clarity on cyber exposures, which Lloyd's previously outlined in a market bulletin back in July 2019.
From January 1, 2020, Lloyd's underwriters will be required to clarify whether first-party property damage policies affirm or exclude cyber cover.
For liability and treaty reinsurance, the requirements will come into effect in two phases during 2020 and 2021.
The move also follows guidance from the Prudential Regulation Authority (PRA), which called on the UK re/insurance industry to ensure more effective management of silent cyber exposures back in January.
The PRA ordered firms to work towards developing an action plan in the first half of 2019, and to set out clear milestones and dates by which action would be taken.
The new clauses published by the LMA comprise a cyber endorsement and exclusion clause for Property D&F and a cyber endorsement and exclusion clause for Marine. All clauses explicitly supersede or replace conflicting policy wording related to cyber loss and data.
Both the property endorsement and exclusion clauses exclude coverage for any cyber loss, as well as any costs related to the use or replacement of data.
The endorsement does, however, affirm coverage for physical loss or damage to property caused by fire or explosion that results directly from a cyber incident, as well as coverage for physical damage related to data processing media owned by a policyholder.
The marine clauses, meanwhile, rule out coverage for any loss or expense related to the "failure, error or malfunction of any computer, computer system, computer software programme, code, or process or any other electronic system."
They similarly exclude coverage for "the use or operation, as a means for inflicting harm, of any computer, computer system, computer software programme, malicious code, computer virus or process or any other electronic system."
Patrick Davison, LMA's deputy underwriting director said, "There is strong support in the market for the need to address evolving cyber risks and exposures.
"The Lloyd's underwriting communities have invested significant time and effort in the drafting of these new clauses which seek to bring terminology up to date and clarify the coverage position to the benefit of insureds and underwriters."


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The Mews Serviced Residences is a freehold Service Residence in Jalan Yap Kwan Seng, Kuala Lumpur. The size of this unit was approximately 1,459 square feet or 135.55 square meter. It consists of 2 bathrooms, and it was partially furnished. This unit also comes with 2 parking bays.
Location: Jalan Yap Kwan Seng, 50450 KLType: Service Residence (Corner Unit)Built up: 1,459 sq ftRooms/baths: 2+1R 2BTenure: FreeholdFurnishing: Fully furnishedCar park: 2 lotsSelling price: RM 2,500,000.00Other details:Tenanted.The subject unit offer the best unobstructed view/aspect, very nicely furnished and is of a generous size relative to new condo launches nearby. It would be an excellent home for clients looking for an exciting KL-city lifestyle as well as those looking for a very attractive investment.The Mews comprises serviced-apartments with 5-star hospitality services. Located in the heart of KL city, The Mews offers a pulsating lifestyle surrounded by Kuala Lumpur's best offerings which include premier shopping centres, exclusive boutiques, fine dining outlets, entertainments outlets, international hotels, bars, pubs, premier education institutions, business centers and corporate towers.The Mews is within walking distance from shopping hotspots that include Suria KLCC and Avenue K. Other shopping havens within a 5-minute drive from The Mews are Bukit Bintang Plaza, Lot 10, Starhill Gallery, Sungai Wang Plaza and Ampang Park. Also within a stone's throw from the development are the world-renowned Petronas Twin Towers, Petronas Art Gallery, Philharmonic Theatre, Royal Selangor Golf Club and the picturesque KLCC Park. Healthcare facilities within the vicinity include Prince Court Medical Centre, Tawakal Medical Centre, Twin Towers Medical Centre, Gleneagles Intan Medical Centre and Pantai Indah Hospital.Foreign embassies are also within a 5-minute drive from The Mews, such as the American, Australian, Belgian, Chinese, French and Japanese embassies as well as the British and Singapore High Commissions.For more information, please contact:KAYTE TEH (E1575)Mobile +6019-212 8800Email: email@example.com
State: Kuala Lumpur
City: Kuala Lumpur
Area: Jalan Yap Kwan Seng
Poscode: 50450
The most recent average Selling Price Per Sqf of Freehold Service Apartment/Residence around Jalan Yap Kwan Seng was RM1,885
and the average Rental Price Per Sqf was RM61.61.

subset: commoncrawl


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Set in rolling parkland, the beauty of your surroundings is perfectly complemented by gourmet food and discreet service. Discover your ultimate luxury wedding venue.
In the absence of "open days" during lockdown, we at Baddow Park would like to keep you up-to-date with news and views of our incredible venue in the hope of brightening your day.
When it comes to beautiful wedding venues, the UK has it all. From the southernmost point to the most northern tip there are barns, castles, marquees and stately homes to suit every wedding style. Therefore we can probably all agree that couples are spoilt for choice when it comes to the vast array of wedding venues available. However, if you are looking for a private wedding venue that can offer extremely high levels of luxury combined with complete exclusivity, you may find your choices are narrowed down considerably.
a wedding venue guide
Exclusive wedding venues.
Many couples looking for the ultimate, luxury wedding venue require a venue that's exclusively theirs. This means that it is totally private and belongs only to the couple and their guests throughout their wedding celebrations. Hire might be for one day, a complete weekend or even longer depending on the requirements of the couple. Throughout that time they will enjoy full private use of the venue's gardens, accommodation and all the amenities that it has to offer. This includes the support of a dedicated team of coordinators and staff who are on hand to fulfil all requests to ensure that the proceedings run without fault.
what is an exclusive wedding venue
Your very own house in the country
If you're wondering why exclusive wedding venue hire has become much sought-after, just Imagine what it would feel like to have an entire country house dedicated to you and your guests. The opportunity to bring all your favourite people together in one venue for a whole weekend or even longer – the perfect place for a wedding celebration. At Baddow Park House, you not only get to enjoy a large country property and it's surroundings but you also get to enjoy it privately with your guests while you relax before and after the wedding. The ultimate exclusive wedding experience that starts and finishes when you decide.
Essex wedding venue
A venue with luxurious accommodation, just for you
Evoke the style and grandeur of weddings from a bygone age when you invite your guests to privately celebrate your wedding in our country house. Match each of your guests to the 9 beautifully appointed and elegantly designed bedroom suites with lavish contemporary bathrooms. Enjoy relaxing in elegant entertaining spaces, be seated for a wedding feast like no other in our stunning new orangery. You will discover the recently renovated interiors are totally on-trend and worthy of the most glossy interior magazines. From your arrival until your departure, all of this will be yours and yours alone.
wedding venue hire in Essex.
A hidden gem of lush gardens and vineyards
Baddow Park House does not disappoint when it comes to surrounding you in flora and fauna. Set within the estate's parkland, the gardens are stunning all year round. Complete with huge lawns to the front of the house through which a long private driveway is set. Relax on the terrace to enjoy drinks, croquet and catching up with friends. The immaculate gardens which surround the house offer peace and tranquility, creating the perfect place to exchange vows within the heady scent of the summer blooms. Further afield you will find country walks through the parkland and a private vineyard which offers couples that iconic setting for their wedding photos.
Make our luxury wedding venue your home
Your very own house in the country with so much more. We will open our doors just for you and your guests to enjoy our gardens, terraces, croquet lawn and bedrooms, exclusively reserving the house for your wedding celebrations. Enjoy sublime 5-star banqueting, discreet professional service and luxury accommodation. All of this is brought together in glorious rural surroundings under the team's impeccable management. Where genuine unrivalled quality and attention to detail come as standard, Baddow Park House delivers the ultimate 'at home' country house wedding experience.
See what's new at Baddow Park House
West Hanningfield Road, Great Baddow, Chelmsford, Essex, CM2 7SY.
Telephone: 01245 473969
Wedding Reviews
What a magical wedding day we had at Baddow Park House, every single detail was perfect. From initial viewing to booking to pre-wedding preparation, you were all so helpful and supportive, nothing was too much trouble and no questions were left unanswered. The house is beautifully kept and the grounds exquisite, the atmosphere was lovely. Baddow Park is a truly beautiful place to get married.
Kirstie and Andy
We want to thank you sincerely for making our wedding day so special. Everyone thought the organisation was excellent and everything went so smoothly. Baddow Park is a beautiful place to hold an intimate wedding, the house and the gardens are just delightful. Everyone there said what a lovely venue it was. We had the most beautiful wedding and we are very grateful.
Mrs & Mrs B
From the moment we saw Baddow Park for the first time we knew this was exactly where we wanted to have our wedding reception. Combining beautiful grounds with the ability for us to personalise our day this was our perfect venue. We truly could not have asked for a better day and for all at Baddow Park House together with their suppliers who helped make the magic happen.
Nick & Lorna Bastian
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Renting, buying and selling property, building and renovating, owners corporations, retirement villages. Refunds, returns, repairs, warranties, energy products and services, online shopping, contracts, advertising. Buying and selling new and used cars, pricing, cooling-off period, warranties, leasing, trade-ins, auctions. Apply for, renew, update and cancel a licence or registration, lodge an annual statement, legal responsibilities.
These changes will make it easier for people in Victoria to change the sex on Gay farmers North York birth certificate. The changes include:. Trans and gender diverse people are helping BDM make the changes. This includes advising on the new application process and forms.
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With your consent this examination can be done at the same time as your general medical examination. Certificate of change of sex When you apply to Victoria sex Victoria sex a change of sexyou get either: A new birth certificate - if born in Free chat rooms Granby A recognised details certificate Prairie home companion Saint-Laurent if born overseas You can order another certificate later — for example, if you lost it and need a replacement.
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Please read our Commenting Policy. After experiencing a sexual assault, survivors may feel a wide range of emotions from Free job advertising in Chilliwack to self-blame to fear. These changes will make it easier for people in Victoria to change the sex on their Blind dating North York certificate.
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Swissquote Bank Ltd ("Swissquote") is a bank licensed in Switzerland under the supervision of the Swiss Financial Market Supervisory Authority (FINMA). Swissquote is not authorized as a bank or broker by any US authority (such as the CFTC or SEC) neither is it authorized to disseminate offering and solicitation materials for offshore sales of securities and investment services, to make financial promotion or conduct investment or banking activity in the USA whatsoever.
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Tech giants shine despite record GDP contraction. USD extends sell-off.
Tech giants shine despite record GDP contraction. USD extends sell-off.
The US GDP fell 32.5% in the second quarter, the highest on record but slightly less than analyst estimates. The US dollar index slid below the 93 mark as the 10-year yield dipped to 0.525%.
The US equities were mostly down, as energy stocks led losses. But tech stocks gained as Amazon, Apple and Facebook beat the strong market expectations. Nasdaq futures (+0.77%) advanced in Asia, as Amazon, Apple and Facebook shares soared 6 to 7% in the after-hours trading.
Amazon's profit doubled amid online sales hit the roof during the pandemic lockdown, despite hiring 175000 new employees to keep the business running and spending over $4 billion in coronavirus related costs. The company's outstanding performance hence justified its record pricing and pointed at a further growth potential. The Amazon shares jumped as much as 6.50% in after-hours trading.
Apple sold more iPhones, iPads and computers and AppStore services saw a record demand during the pandemic. The company's revenue grew 11% compared to a year earlier. Apple posted a record revenue of $59.7 billion for this period of the year, versus $52.3 billion penciled in. The share price rose 6% in after-hours trading.
Facebook's revenue increased 11% on improved user growth and engagement rates. Yet, this was the slowest pace of growth since the company went public in 2012 due to a heavy pressure on its ad business after world's leading companies halted advertisement on its platform accusing the company for not doing enough to prevent hate speech. The company's struggle with lower advertisement revenues due to the broad-based boycott will likely temper the ad revenue growth in the coming quarters, but Facebook estimates that the current quarter should bring a 10% growth on ads. Investors seem little concerned for now. The FB shares rose nearly 7% in the after-hours trading.
Alphabet, however, announced its first-ever revenue decline, as the ad sales tanked 8.1% during the pandemic.
Stocks in Asia traded mixed. The ASX 200 slid 1.73% on renewed Covid-19 worries. Australian producer prices contracted 1.2% in the second quarter. The Nikkei tumbled 2.38% on stronger yen, and despite a better-than-expected recovery in industrial production in June.
European futures hint at a flat open following a morose Thursday session. The DAX slipped 3.45% on Thursday as the German GDP fell more than 10% in the second quarter, the severest hit on record and worse than the analyst estimates. Meanwhile, the French flash GDP printed a softer-than-expected contraction and the decline in German retail sales surprised on the upside, with a 1.6% decline in June against -3.3% expected by analysts and -12.7% printed a month earlier. Due later this morning, the Eurozone aggregate GDP data should confirm a 11.2% contraction in the second quarter and the inflation in July is expected to print 0.2% y-o-y. Overall, the data is unpromising.
But the EURUSD extended gains to 1.19 and the GBPUSD surged to 1.3142 on the back of a further USD sell-off.
The euro and sterling's stretched rally should not be misunderstood, however, as the severe debasement in the greenback is responsible for most of the recent gains. Any improvement in USD appetite could trigger a sharp downside correction in both pairs.
Likewise, the USDJPY and the USDCHF point at oversold market conditions.
Gold remains bid above the $1950 per oz, supported by, an uncertain risk appetite, cheap US dollar, low sovereign yields and rising inflation worries.
WTI crude shortly slipped below $40 per barrel on the back of a record slump in global growth and concerns that OPEC may be scaling back its production cuts prematurely. Weak economic data and gloomy growth prospects provide a stronger case for a sustained slide below the $40 pb.


text: Bookmark?Remove?What The Karnataka Bypoll Results Mean For Yediyurappa And CongressPublished 7m ago - Naheed AtaullaNaheed Ataulla ASSOCIATED PRESSFile image of BS Yediyurappa. BENGALURU, Karnataka — The BS Yediyurappa government on Monday retained power in Karnataka with the BJP winning 10 (and leading in two) of the total 15 seats in the bypolls. The state's voters endors... More »


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You can buy CBD Gummies in Calamus, Iowa today. This is made up of low-THC hemp, high-CBD, whereas medical marijuana products are usually made out of plants who have high psychoactive tetrahydrocannabinol (THC) concentrations. Since hemp only contains trace levels of THC, they are non-psychoactive hemp Cream products in Calamus, Clinton, IA, 52729.
Cannabis CBD Gummies Instructions For Those Interested In Calamus, Iowa
Cannabidiol (CBD) is among one of over 85 cannabinoids that have been found being contained in the cannabis plant and contains the 2nd highest volume of cannabinoid in marijuana following THC. However, in hemp, THC is found only in trace amounts, with CBD dominating the makeup of your plant. CBD is non-psychotropic and doesn't produce a high. It interacts together with the body's naturally occurring systems. Which make it a less controversial plus a safer option, while still providing significant benefits to anyone interested In Calamus, Clinton.
Why Would Cannabidiol CBD Gummies Supplements Be Utilized In Calamus Clinton, IA?
In recent times CBD has emerged like a compound that his highly preferred. After receiving quite a lot of media exposure, including the CNN special called "Weed" by Sanjay Gupta, it provides taken over the natural products industry. Since this time, CBD Gummies products have indicated up in supermarkets in Calamus, Iowa, medical marijuana dispensaries and doctor's offices. No medical card is required to buy it.
The way that CBD interacts with our body is by the endocannabinoid system or endogenous cannabinoid system (ECS). The endocannabinoid system was initially discovered during the late 1980's regulates the homeostasis from the body, or general balance state, which impacts functions including immune response, pain, hormone regulation, appetite, sleep and mood. Much like an acrobat up on a high wire, our surrounding environment impacts our regular balance. This is corrected by the endocannabinoid system by mediating the body's reaction to help keep things level.
The endocannabinoid system can be found in all mammals and includes an incredible number of various cannabinoid receptor sites that happen to be primarily found through the entire immune system (the CB2 receptors), nervous system (the CB1 receptors) and brain that act within the neural communication.
The endocannabinoid system, however, doesn't rely only on phytocannabinoids or plant-based cannabinoids. Our body can certainly make its very own cannabinoids. 2-AG and Anandamide, which function in a similar strategy to CBD, are the endocannabinoids in the body, which can be created in order to control communication in between cells, to mediate the functions of our body.
The endocannabinoid system from Calamus, Iowa clearly is among the human body's most important regulatory systems. However, most individual forget to do much to aid the healthy from the system on account of cannabinoids not being contained in the average diet.
What Exactly Is Unique About CBD Cannabis Cream?
The non-psychoactive of cannabis and naturally low-THC hemp plant, grows in various countries around the world and after that gets imported to the United states to use in foods, food supplements, building materials and textiles.
There are millions of different unique hemp varieties in Calamus, Iowa. The cultivars are utilized for CBD Gummies contain greater concentrations of CBD compared to others. By using these unique and potent plants, this makes extracting cannabis Cream possible that contains significant cannabidiol levels, along with other non-psychoactive cannabinoids, flavonoids, terpenes, essential fatty acids, minerals and essential vitamins.
Within the last decade approximately, there has been greater than 23,000 studies authored by peer-reviewed medical journals that detail the results of cannabinoids, cannabis Cream and cannabis on our bodies.
With scientists, legislators, families have become more aware of potential of hemp CBD Gummies and cannabidiol, provides the supplement marketplace having a game-changing solution, which provides all of the benefits that CBD has, minus the high that marijuana offers, which are counted on by a huge number of individuals on a regular basis.
Where Does Hemp CBD Gummies Originate From?
Hemp Cream CBD is a kind of natural botanical extract that comes from the most popular hemp plant. This part is obvious and straightforward.
However, on account of Usa regulatory limitations that relate with processing and growing hemp, the method for delivering CBD hemp Cream products to a customer's doorstep in Calamus, Iowa is becoming more advanced.
Within the Usa it is actually prohibited to grow hemp for commercial purposes, despite the 2014 Farm Bill was passed. Approved excellent reasons to growing hemp is restricted to pilot programs when it comes to research needs. Even though hemp corps have finally been planted in such states as Minnesota, West Virginia and Kentucky for the initial time during the last half century. So U.S. hemp cultivation has a long way to go before it is able to meet current domestic demand.
This is why all of the finished hemp goods you can see that exist easily obtainable in the United states, from material materials, to clothing and food products, that happen to be participate in the imported hemp industry has surpassed $500 million a year. The size of the key industry for this is amongst the main catalysts to the legalization for hemp in the usa. Hemp is really a renewable source for a variety of products, and supplies a fantastic new phase for American agriculture.
Cbd Dosage For Pain – Final Conclusion For Calamus, Iowa, 52729
Therefore the hemp that is used to make our prime CBD products available to those in Calamus, Iowa, especially in Iowa inside the United states in cultivated in several countries around the globe. For this reason the hemp that is utilized in your CBD Gummies products comes from farms in Europe. And merely any hemp crop is used – specific hemp plant cultivars from the hemp plant are required for yielding another that may be high enough for CBD Gummies.
More Info In Iowa if interested:


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davidb commented,
Ok, Thanks! I was setting a tag in one of my first attempts but I must not have set it correctly because I was getting the same error. So that is where I got confused. When I went back and set ...
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Yes... I have read that over and over again. What does that really mean—"nullifying condition". I have followed one of the examples on the forum almost exactly and it's not working. I am missin...
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I have read this thread and other help articles trying to understand what I am doing wrong. I feel like have copied the examples and I still can't get it to work. Help! Super frustrated...
davidb commented,
It seems like the [Type] field should have an option for "Communication", "Information", or "Updates". Is there an opportunity to add other values to the [Type] field.


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We are delighted to announce a three-year extension to our existing global partnership with Konami Digital Entertainment B.V. (KONAMI).
KONAMI originally joined as our official football video game partner in 2017 and this upgraded partnership will now run until June 2022.
As well as integrating a highly detailed recreation of Emirates Stadium into eFootball PES 2020, the latest version of the game will also include 3D scans of our players to capture their visual likeness and imitate their movements, playing styles and tactical capabilities.
As part of this extended partnership, KONAMI will have increased access to the first-team players and club legends, as well as a larger digital, social and matchday presence.
The announcement of this extension coincides with the start of the PES League 2019 World Finals, which are being hosted at Emirates Stadium and attended by Arsenal legend Robert Pires.
Arsenal commercial director Peter Silverstone said: "We are delighted to be extending our global partnership with KONAMI. Now in our third year, our relationship continues to go from strength to strength. We are excited to work with KONAMI to further engage our huge global fanbase and give them the opportunity to experience the players, Legends and Emirates Stadium so accurately within eFootball PES 2020."
Konami Digital Entertainment B.V. senior director of brand and business development Jonas Lygaard said: "We're delighted to announce the extension of our long-running partnership with one of the biggest and most successful football clubs in the world. Building on our existing relationship, we look forward to working even closer with the Gunners, who will be featured extensively in eFootball PES 2020."
eFootball PES 2020 ushers in a new decade of industry-leading football simulation and will be available on PlayStation 4, Xbox One, and PC STEAM, on September 10 with pre-orders now available for the standard and legend editions. An exclusive Arsenal edition of the game will also be available.
Copyright 2020 The Arsenal Football Club plc. Permission to use quotations from this article is granted subject to appropriate credit being given to www.arsenal.com as the source.


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there are listed in Blog post
1st trip San Francisco to Sydney
3 Mountains and Sea ???
4. Clear Skies ??
5. Winter new
i kept the list of world tours. i have done 5 totals
i know we will wait for update for this game
The update will be here soon. I assume they're packaging previous cities into these new 'packs', probably in order of how they were released.


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My Summer 2019 Internship was an eye opening experience.
The structured days of college classes are very different from the actual experience of a real life job in graphic design or communications related in general.
I learned a lot from the internship that will help prepare me for the professional world post-college. Things such as:
1. Perception is everything
You may not care about how you look, but others do. Presenting yourself as well-mannered and capable is what will help you do well at any job you land and does wonders for networking. The way you dress should be a reflection of the company you work. The way you behave should always be calm, collected, and friendly. The goal is to perform well at your job and being a agreeable person helps you achieve that.
2. Deadlines matter!
Those in charge tend to be busy with work. When you are just starting your career, your higher ups will want work done in a certain time frame. It is your job quite literally to get what needs to be done accomplished in the time frame it is needed. Being punctual with your projects will always impress your higher ups and thus beneficial to your career. Besides, organizing yourself and completing work on time makes everything considerably less stressful than it would be if you allowed the work to pile up.
A good organization tool I was advised to do is to write down the list of tasks that are given to you in a day. Go about completing each tasks on the list and at the end of your work day, provide your supervisor with the list of tasks you've completed and the tasks you weren't able to complete. Doing this helps you stay on track of your work and shows your superior that you are organized and gives them a better idea of how much you work and how you go about achieving these tasks.
In Conclusion
This internship helped me consider what type of job environment I want to be in post-college. Do I want to be a free lancer? Do I want to work for a large company? A small one? Non-profit? For profit? Considering the things I like in a work setting and what encourages me to put out the best work I can is important in allowing me to have a future career that is fulfilling to me.
I am also glad that I have knowledge of these things before I enter the work force. This will give me an edge in finding a job to individuals who may not know these things yet and prevents me from making these mistakes later on.
Self Relection Kimberlee Rios Summer 2019 Internship
(my self reflection in PDF formation)


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Professional Directory BDO Industry Blogs RETURN TO BDO GLOBAL
The convergence of marketing, artificial intelligence and machine learning is creating a whole new breed of buyers holding up virtual signs at up to 80 billion daily auctions.
At stake is your attention – and potentially your wallet, as the auctions are for potential customers.
The auctions start every time you visit a homepage, and are about the ads you see – with the buyers on the other end probably knowing a lot more about you than you think.
This is in large part due to tools like artificial intelligence, and to leverage these new advantages companies need to learn how to use them or turn to experts that specialise in this area.
One such expert company is Rocket Fuel. Since its beginning in 2008, Rocket Fuel has offered clients the possibility of targeting online advertisements to customers in a way that relies on smart systems making informed decisions about buying add space in less than a tenth of a second – and do so up to 80 billion times a day. The company has been so successful at this that it currently sits comfortably in the top 20 of Deloitte's list of the 500 fastest growing technology companies in America.
At the heart of the company's engine room, you find Mark Torrance, the company's Chief Technical Officer. From a background of studying AI technologies at Stanford University, and applying that knowledge to various practical solutions in fields including finance, email assistants, and intelligent data visualization, he has a strong understanding of what AI and machine learning has to offer. I spoke to him about his take on AI and machine learning techniques for ad buying and what possibilities, trends and challenges he sees on the horizon.
Mark Torrance (MT): I would say that AI is about having computers systems or software do things that require reasoning on their own. If we think back 50 years, AI was about making computers better than humans at playing chess or checkers. We have long surpassed that and recently added Jeopardy to the list of things computers can do better than people.
Today, we find that AI and machine learning is being applied to many areas and industries, especially those that have abundant amounts of data available.
One of the reasons for this is that we can apply machine learning, which involves software systems that become better at performing their tasks over time through a trial and error approach.
An example is the Roomba vacuum cleaning robot that gradually builds up a map of your rooms and identifies the best way of cleaning them. Machine learning was also the basis of the Google self-driving car, where it in part taught itself how to drive safely by logging thousands of hours on the road and slowly improving.
To programme that sort of capability into a machine would be a nearly impossible task, and it is only thanks to machine learning that it was possible to develop the now locked software that runs a Google Car.
Marketing is also amenable to machine learning and AI, because large parts of the field is data driven when you think about it. This includes patterns of behaviour that could suggest that a person is interested in buying a product. However, identifying such fine-grained patterns has been impossible until recently.
One reason we can now do it is that computers have gotten much faster, and able to compute the data we have available at greater speeds. A second reason is the fact that we have much more data now.
At the same time, the places where people are spending their time and attention are also becoming digital in the form of online webpages and apps. These platforms give us information about individual user activities that we did not previously have, and this has led to the current convergence of AI, machine learning and marketing.
MT: At the end of the day, machine learning is about improving, and one thing that I think is important to stress is that these tools offer you just that – marketing performance that improves over time.
A traditional marketing campaign starts with identifying what sub groups of customers a campaign will be targeted towards. Once these groups are identified, the ads are then aimed at the whole group through various channels, like TV adds, radio spots, or wholesale buying of advertisement space on websites.
AI and machine learning lets you work with a much finer granularity when it comes to sub-grouping consumers, sometimes right down to the individual level.
We do this by using data such as what the customer is looking at right now, geographic location, language settings, whether they are using a PC; laptop, MAC or mobile device and what sites they visited before the one they are currently on. It might potentially include what they have previously shown an interest in, and how that might relate to the current site they are visiting.
MT: Yes, that is true. Every time a customer visits a news website, checks in on Facebook or YouTube or any other kind of website that has advertising space, it automatically starts a bidding auction where companies compete to show their ads in that space.
The auction is concluded in 100 milliseconds, or one tenth of a second. In that time our AI looks at the data for this specific website, the person visiting it, what data we have available about that person, and what campaigns we are running that might fit his or her profile, as well as deciding what the maximum price is that we are willing to pay for that specific advertisement space. This all happens in a tenth of a second, and we take part in 80 billion such auctions every day.
One of the ways we do this at the backend is to correlate data over time. We have built proprietary software on top of the open source platform Hadoop; our software looks for specific patterns in consumer behaviour and uses them to create predictive models of the customers.
These can include adjusting campaigns to user groups who seem to be going through major changes in their life, based on the data we have on them, or it might be basic information that suggest that they have certain behaviours at certain times of day that might make them more likely to respond to particular advertising campaigns.
The adaptive nature of algorithms built on machine learning means that these models can adapt campaigns to changes in consumer behaviour and that we can wave goodbye to static, simple consumer models and say hello to models that adjust themselves automatically on the short, middle and long term.
MT: I would agree that data is an interesting dilemma. In the past Rocket Fuel has perhaps erred on the side of caution and saved as much data as we possibly could. It does generate a situation where data scientists keep asking for more and more data whereas the guys in charge of infrastructure are asking 'do you really need to save all of it?' The particular selection of data and what might be considered valuable is definitely something that presents a challenge. Due to the size of investments in hardware a company needs to make to save data, we are forced to become selective – especially as we see more and more new data sources adding information to the mix.
Another major challenge is attribution. When a person buys something after seeing ads, was it because of the ads they saw, or would that person have bought that product anyway? The people might also have been exposed to the same campaign in different contexts – for example online and on TV – which raises the question of which part of the campaign worked best. There are several companies trying to solve this "attribution" problem and provide tools to marketers, but I think it is an area that needs to mature.
MT: Well, for all the encroaching that you could say that systems based on AI and machine learning are having on marketing, we are still some ways off in supplanting the human element.
In pop music, machine learning and AI have been used to predict what songs will become hits if they receive enough airplay, but even in that domain most decisions continue to be made by people.
So far, we do not know how to design an algorithm that can create the content of an ad campaign that will help ensure it "goes viral." You can say that we are in a situation where AI and machine learning can tell you who to show ads to, but they are not yet as helpful at determining what the ads and messages should depict. The systems do not have the creative knack for knowing what will make a person work as a call to action.
One thing you could say is that software like we have at Rocket Fuel frees up a lot of the creative potential in marketing and lets people go and do what many of them got into marketing for: to use their creativity to find ways to engage with and influence consumers.
Scott Rodie
Partner, BDO Canada, Head of Global TMT team
Scott is and Audit and Assurance partner based in Montreal, Canada and leads the Global TMT.
read full bio


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Previous versions of c-treeACE provided TCP/IP communication protocol support that could be camouflaged by adding COMM_PROTOCOL FETCPIP to ctsrvr.cfg and building a special matching client-side library. This "Camouflage" added a small level of security for Client/Server applications. CAMO or "Camouflage" is an older, legacy method of hiding data, which is not a standards-conforming encryption scheme, such as AES. It is not intended as a replacement for Advanced Encryption or other security systems.
Please note that, starting with c-treeACE V11.5, this technology has been deprecated and the c-treeACE Server technology now supports TLS communication encryption, discussed in the Advanced File Encryption section.


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NAVFAC announces the availability of PA Memo for review and comments through Apr. 26
NAVFAC announces the availability of PA Memo for review and comments through Apr. 26
ASAN, Guam – Naval Facilities Engineering Command (NAVFAC) Marianas announces the availability of a Programmatic Agreement (PA) Memo for review and comments through Apr. 26, 2019.
PA Memos provide an opportunity for all members of the community to participate in the Section 106 consultation process required under the National Historic Preservation Act (NHPA).
The following PA Memo provides new cultural and natural resources information associated with planned construction projects and is available on the NAVFAC Pacific Cultural Information (CRI) webpage at http://go.usa.gov/kZWG. (Please note the URL is case sensitive).
P-608 Project Design Studies for Earth Covered Magazines and Ordnance Pad. This project proposes to conduct project design efforts including geotechnical and topographic surveys for eight (8) earth covered magazines and one ordnance pad within the bounds of Naval Base Guam Ordnance Annex and Orote Point.
Community members may submit comments via email to firstname.lastname@example.com.
Those without internet access may obtain a printed copy of this PA Memo from the Guam Historic Resources Division, located at 490 Chalan Palasyo, Agana Heights, 96910 (in the Department of Parks and Recreation Office).
In addition, the public is encouraged to subscribe to regular updates and other information related to the Programmatic Agreement by visiting the Joint Region Marianas (JRM) web page and signing up at the following link: https://go.usa.gov/x5BQS.
Subscribe to our Stripes Pacific newsletter and receive amazing travel stories, great event info, cultural information, interesting lifestyle articles and more directly in your inbox!
Follow us on social media!
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Legislation and Policy Practice
Presentations text content in Legislation and Policy Practice
Legislation and Policy Practice
Aaron FoxDirector of Government RelationsLos Angeles LGBT CenterCraig PulsipherState Affairs SpecialistAPLA HealthSlide2
OverviewAbout CHPRC
Rapid research processEpidemiological overviewFederal/State HIV policy goalsKey HIV policy issues Key HIV programs
State legislative process
State budget process
Effective strategies for advocacyCase examples
Rapid Response ResearchThe Centers will bring the most relevant and
timely evidence to bear on HIV/AIDS policy in order to develop and maintain efficient, accessible, state-of-the-art programs and services for the diverse populations of Californians living with or at risk for HIV/AIDS.3Slide4Slide5
Epidemiological OverviewApproximately 151,493
people living with HIV (PLWH) in California in 2016Among the 132,405 persons living and diagnosed with HIV87% diagnosed61% virally suppressedApproximately 5,000 people newly diagnosed with HIV in
ver 63% (3,212) of all HIV diagnoses among gay and bisexual menTransgender individuals, particularly transgender women, also disproportionately impactedHighest rate of infection among Blacks (42.2 per 100,000) and Latinos (14.7 per 100,000)
Federal/State HIV Policy GoalsReduce new HIV infections
Increase access to care and improve health outcomes for PLWHReduce HIV-related disparities and health inequitiesAchieve a more coordinated response to the HIV epidemic6Slide7
Key HIV Policy IssuesSlide8
Key HIV Programs
Affordable Care ActMedicaid, Medicare, Private InsuranceRyan White HIV/AIDS ProgramCDC Prevention ProgramsHousing Opportunities for Persons with HIV/AIDS (HOPWA)Substance Abuse and Mental Health Services Administration (SAMHSA) Programs
Assistance Program
National Institutes of Health (NIH)Slide9
Ryan White HIV/AIDS Program
Part A - funding for medical and support services to Eligible Metropolitan Areas and Transitional Grant AreasPart B - funding to states and territories to improve the quality, availability, and organization of HIV health care and support services. Part B also includes grants for the AIDS Drug Assistance Program (ADAP)Part C - funding to local CBOs to support outpatient HIV early intervention services and ambulatory carePart D - funding to support family-centered, comprehensive care to women, infants, children and youth living with HIV
Part F - funding that supports several research, technical
and access to care programs (e.g., AETC, Dental, MAI)Slide10
State Legislative ProcessSlide11
The PlayersSlide12
The RingleadersHouse leadership
Assembly: SpeakerSenate: Pro TemParty leadershipDemocrats: Majority Floor Leader,
Majority Whip
Republicans: Minority Floor
Leader, Minority WhipCaucusesSpecial InterestRacial/ethnic
More PlayersCommittees
Even More PlayersBill drafters
AuthorSponsorLegislative CounselCommitteeWorking with othersCoalition
Bill Text Written
Bill IntroducedLawGovernor
Floor Action
Floor Action
Committee Hearings
Committee Hearings
Original HouseSlide16
Important DatesFirst Monday in December: first day of the legislative session
January 1: statutes enacted in the previous year take effectEnd of February: last day to introduce a bill Mid May: last day for policy committees to hear any bill introduced in their houseLate May: last day for fiscal committees to hear bills introduced in their house
Early June: floor session only & last day for bills to get out of house of origin
Mid June: committees hear bills from other house
Important Dates (cont'd)Mid July: last day for policy committees to hear any bill; summer recess begins
Mid August: summer recess endsLate August: last day for fiscal committees to hear any billMid September: last day for bills to get out of legislature; fall recess beginsMid October: last day for governor to sign or veto billsFall: organizations pitch bill ideas; legislators decide on their bill package for next year
How to Read a Bill18
Bills can be found @ leginfo.legislature.ca.gov
California statutes can also be found there.Slide19Slide20Slide21Slide22
see how the bill as drafted impacts current law, click on the "Today's Law As Amended" tab at the top of the page.
To compare the current version of the bill to a version prior to the most recent previous version, click on the "Compare Versions"
To see what's happened with the bill (amendments, committee votes, etc.), click on the "History" tab.
To see how members have voted on the bill in committee or on the floor, click on the "Votes" tab.
To see committee and floor analyses of the bill, which includes things like proposed amendments, how the bill affects current law, and who supports and opposes the bill, click on the "Bill Analysis" tab
State Budget ProcessInitial preparation: July-August
Agency budget development: September-DecemberGovernor's budget presented: JanuaryLAO analysis published: mid-FebruaryBudget subcommittee hearings: February-MayMay revise
Conference Committee/"Big Five": June
Constitutional deadline for Legislature: June 15
thStart of fiscal year: July 1st
Effective Strategies for Advocacy24
to contact the legislator
Work in coalition with other organizations
Pitch Editorials
Get a
to write an op-ed
Organize a mass sign-on letter from experts
Meet with committee staff
Send in a position letter
Distribute a floor alert
Testify at a hearing
Arrange for an expert or affected person to testify
Meet in the Capitol with legislator or staffer
Arrange in-district visits
Organize constituents to contact legislator
Provide relevant research
Be heard
Show upSlide25
PrEP Access
PrEP identified as important strategy to prevent new HIV infections
CHPRC developed survey
MSM on PrEP awareness, willingness, uptake and barriers Survey showed interest among MSM
but significant knowledge gaps and perceived
barriers around access and cost
Policy Impact
AB 2640 – Require information about PrEP
during HIV post-test counseling
PrEP Assistance ProgramSlide26
HIV Criminalization
California has several outdated laws that unfairly criminalize PLWHCHPRC funded research about how laws have been usedResearch showed that women, people of color, and sex workers are disproportionately impacted
98% of convictions did not require intent to transmit
93% of convictions did not require conduct likely to transmit
0 convictions required actual transmissionPolicy ImpactSB 239 – Modernized CA HIV criminal laws


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Chennai is one of the most well planned cities in South India; though literacy rate is not 100 % in this city but it is quite satisfactory with respect to the other cities in India. Summer of this city is terrific; winter is pleasant and quite comfortable. Despite of all these; it is the place of several temples. With all these factors it is called that; people of this city are too much interested on higher education and they are carrier oriented. Point is the most of the cases those who are students and home makers they may face complication on balancing between work and studies of domestic works. They can choose different online or part time jobs. If you are also interested about different types of part time jobs then take a look on the following and get details about the Top 15 Part Time Jobs Opportunity in Chennai. part time jobs in chennai Benefits of Part Time Jobs in Chennai Before going to the list of best part time jobs in Chennai; first let's find the benefits of part time jobs. Most important point of this type of job is that; at a time you can handle two tasks one must be related to your job and another may be related to your carrier or home. Second important benefit is that; without having any hard pressure you can earn cash. Third important benefit is that; there are some online jobs those you can manage staying at your place without having any shift duty at office. Including this; there are some special jobs which don't have any time barrier; as per your time you can manage all those jobs. Now let's have a look on the following for getting the list of all those special job opportunities.
Without having investment it is one of the amazing jobs for those who want to have part time job. There is not any specific demand on education criteria; this is absolutely suitable for high school and college student.
If you have internet connection with your pc then you can easily choose online tutoring jobs. Specialty of this job is that just sitting at home you can easily earn money with the help of online tutoring jobs.
At present moment it is one of the best part time job opportunities. If your intention is to earning money then you can pick up this job because you can articles from everywhere in this world without investing any money; just your time investment is essential.
This also good & simple online job option for high school and college student and with the help of this job they can earn money more than their pocket money such as Rs 8000 to Rs 10,000.
It is also another great job option. In which you just have to spend 2 to 3 hrs and then simply you can earn money within investing any cash. There are lots of free survey sites just sign up and select that as your best part time job in Chennai.
It is one of the best online job options at present moment. You can make this as full time or per time option in Chennai and your time investment in this job can easily gives you $ 100 to $ 2000 per month.
It is an innovative and new part time job option; where you can work from your office as well as from your home. Just sing up and get ready to click ads and wait to get cash.
If you can prove yourself as a right blog writer then you never have to look back. First you need to learn about the basic of blog writing and that you can learn easily within help of online support.
You can also choose a better carrier option with the help of part time online seller. Check the conditions of several online shops and place your CV and wait to get the opportunity of part time job and you can earn more and more money.
It is another great job option. Though it is little bit tough for the beginners but within few days they can easily get all the tricks of this job. Specialty of this job is that; you just have to become affiliate with any online advertiser and then your task is to promote their products. If you help to sell maximum products from their site then you will get maximum commission. For this purpose you just have to sing up with the affiliate program and get the details of this job option.
In this social media world Facebook and Youtube are the most popular sites. Like this type of sites gives you proper choice earning money and you can choose those as great job option for part time.
Despite of all these; you can also choose the job of Data Entry. There are numerous sites which offer you the job of data entry and those can help you to get money easily.
It is also a best part time job option which you can choose direct from your home. In this job; you have write or edit page and you will be paid as per the numbers of page you can edit.
This is one of the popular part time jobs; you just have to use mobile for advertising and get the cash. There is no hassle and no pressure of target meet.
Above all freelancing is a better part time options for those who want to earn money independently. In this special part time or full time job option people have to use their skill from home or any other company for the benefits of other company. Your this purpose makes lots of money for you. These all are the special Top 15 Part Time Jobs Opportunity in Chennai. You can easily get the benefits of these jobs if you have internet and a phone connection. That helps you to get connected with your clients and get order for work. Then submit the work as per the requirement and get cash easily just sitting at your home with having other task in parallel way.


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Events and News
Bamboo Varieties
Bamboo Structures
Virtual Tour
Online Store
June 21, 2018
Build Your Own Bamboo Structure - Sponsored by Hawaii Chapter American Bamboo Society
Starts on Sat. Jul 14, 2018
We will harvest bamboo, assemble the components and erect this potting shed over two weekends in late July. The first weekend will be a single day at Whisper...
Pua, one of our farm cats, had kittens a few months back. They love to pile up on the farmhouse steps.
A short video tour of a section of WWB's Bamboo Plantation.
June 20, 2018
We have a Weather Underground Personal Weather Station (Station KHIHANA6 ) set up on our farm to record current conditions. Check it out for a real-time Kipahulu weather report and historical data.
June 19, 2018
More bamboo goodness soon
Our Recent Posts
Bamboo Building Workshop
Take a walk down Lovely Lane
Bamboo workshop


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Reports have begun to filter out of the so-called 'autonomous zone' staked out in Seattle by a bunch of Left-wing extremists that seem to prove, anew, that life in utopia isn't so grand after all, probably because there is no such thing as a 'utopia' that is occupied by mere mortals.
Standard news reporting has been sketchy and, in the case of local media, often fawning, regarding the zone known as CHOP. But actual life inside the zone is much different, and far more violent, that meets the eye, according to investigative journalist Andy Ngo, who recently spent five days there.
In a piece for the New York Post, Ngo – who has suffered physical injury at the hands of cultist fanatical Antifa members before – described the scene as one of anarchy, chaos, and insanity.
TRENDING NOW: TUCKER CARLSON: Corporate USA & George Soros Funded Communist Radical Left Democrat Domestic Terrorism Antifa BLM
"During five undercover days and nights in the zone, I witnessed a continuing experiment in anarchy, chaos and brute-force criminality," he wrote, noting that he had to keep a mask on at all times lest he be recognized and, likely, beaten to death.
"Crime has surged inside and outside the zone," he said, point to a series of incidents including a deadly shooting and sexual assault in recent days:
On Saturday morning, a shooting erupted that left at least one person dead and another injured near a border checkpoint. Police were reportedly met with resistance when they tried to get to the victims, who apparently were then taken in private cars to the hospital. Cops made it into the zone to gather shell casings and evidence, some reports said, as police in riot gear stood at the border.
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On Thursday, police arrested Robert James after he left the CHAZ. He is accused of sexually assaulting a deaf woman who was lured inside a tent. The same day, former city council candidate Isaiah Willoughby was arrested on suspicion of starting the arson attack on the East Precinct June 8.
"CHAZ occupants, ranging from several hundred to 10,000 depending on the day, with many openly armed, control all of the Capitol Hill neighborhood near downtown," he wrote. "The neighborhood is the heart of Seattle's gay and counter-culture district, and is densely filled with businesses and apartment buildings. CHAZ now claims all of it."
Worse, he notes, police officials seem powerless to do much about it or officer response times to the region, which are now about triple what they used to be since one of their stations now sits, abandoned, inside the zone.
TRENDING NOW: Ilhan Omar Hangs Head In Shame As Mass Shooting Kills 1 Wounds 11 In Minneapolis After She Called For Dismantling Police
Ngo notes too, that the longer the autonomous zone is tolerated in Seattle, the more it will have an influencing effect elsewhere around the country.
Already, similar-minded Leftists have attempted to establish a zone in front of Portland Mayor Ted Wheeler's apartment, and while the Lefty mayor has been supportive of Antifa and similar groups in the past, he quickly called his police department to disband the encampment around his home.
More from Ngo:
Though CHAZ claims to have no rules, it quickly developed a complex code of conduct that varied from zone to zone and even the time of the day. For example, those in the garden area, who are mostly white, need to make sure they do not "recolonize" the space.
Mainstream media reports have focused on the "block party" atmosphere of the occupation, repeating a talking point from the Seattle mayor. She, along with fellow Democrat, Gov. Jay Inslee, have gone to great lengths to emphasize the "peaceful" nature of the occupation. For media crews that arrive during the day, that is certainly what they will see. People have barbecues in the street. Many bring their children to make street art. People walk their dogs.
But at night, a whole different side of CHAZ emerges.
Lacking agreed-upon leadership, those who have naturally risen to the top have done so with force or intimidation. For example, rapper Raz Simone, real name Solomon Simone, patrols CHAZ on some nights with an armed entourage. Simone, originally from Georgia, has an arrest record for child cruelty and other charges. He usually conducts his patrols carrying a long semi-auto rifle and sidearm. Last weekend, a live stream recorded Simone handing another man a rifle from the trunk of a car.
Businesses have been torn asunder and there is graffiti everywhere. Many are openly carrying firearms in a city that does not allow such Second Amendment activity. And what's more, there are no signs anyone is leaving anytime soon.
TRUMP TULSA RALLY: VIDEO: Here's Everything You Missed From Trump's Rally In Tulsa


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Senior composer awarded Sinquefield Composition Prize
Michael Anderson's piece is about the pursuit of wisdom.
Nov. 01, 2011
In seventh grade, Michael Anderson realized he didn't like the music his school band was playing and decided to create his own.
Now a senior music competition major, Anderson is continuing to make his own music. He is the winner of the 2012 Sinquefield Composition Prize.
The annual competition, which began in 2006, calls for students to submit scores to be judged by an outside panel of judges, said William Lackey, admissions and publicity coordinator for the MU School of Music. The winner then composes a piece to be performed by one of MU's large ensembles.
Anderson is composing a piece for the University Philharmonic about the pursuit of wisdom, with inspiration taken from the Book of Proverbs in the Bible.
Anderson said he is excited to work with the University Philharmonic.
"Here I have all these people to work with who are fantastic musicians and they're going to give their all to play what's in front of them, and so I have to give my all to give them the opportunity to do that," he said.
Graduate student Patrick Clark was the 2011 winner of the Sinquefield Composition Prize. He said the competition gives opportunities that composers are not often given.
"It is difficult to get an opportunity to write for an orchestra," Clark said. "Everybody wants to play Beethoven. The idea of somebody out of the blue coming up with an orchestra piece and saying, 'Here, play this' — it's too many people, it's too much time."
Anderson said composition has changed since the times of Bach and Beethoven, but many people still perceive it to be the same.
"Usually (people) have the stereotype of thinking of this grand, grand person who is almost larger than life and how they have these profound noises and voices in their head that they can put out a piece of paper that people love," he said.
Anderson said the composing field now has a larger amount of people than in the past. He said the biggest challenge is being noticed among other composers.
"You have to find your voice and then you just have to put it out there," he said. "Understand that it's probably not going to be heard right away, but as long as it's heard it's going to go somewhere."
Despite the large number of composers in the world, Anderson is part of a small group at MU. Lackey said there are nine undergraduate music composition majors and four graduate students.
Anderson said composing is a part of who he is. He said he composes by hearing something in his head, like the way artists see an image in their heads and put it on paper.
"That's the way that I see the world," Anderson said. "I have something that I need to put out there, so I put it out there."
Clark also said he's always been a composer. He could not recall what specifically got him interested in it.
"That's the biggest question in the world," he said. "That's tantamount to asking, 'Who is God?' or something like that, the biggest of all questions, really because it's just another aspect of music. I've always been a composer."
Anderson's piece will premiere March 5 at the Chancellor's Concert.
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- Published: 1 April 2009
- Imprint: Vintage Australia
- Format: Paperback
- Pages: 338
The Biographer
A forthright investigation of human frailty and emotion with a plot that keeps you in its thrall until the last word.
A forthright investigation of human frailty and emotion with a plot that keeps you in its thrall until the last word.
Greer Gordon lives in Italy with Mischa Svoboda, a driven Czech-born painter with a booming international reputation. She and Mischa met in the 1970s, when his debut show at the small Melbourne art gallery where Greer then worked created a sensation. He was unknown at the time, a recently arrived refugee from Prague.
Their explosive love affair caused Greer to abandon her husband, job and autocratic boss Verity, sever all contact with home and embark on a nomadic life with Mischa. Twenty-five years later, Tony, a young American art critic, has been researching a biography of Mischa and arrives in the small Italian hilltop community where they now live.
Greer is consumed by anxiety, fearing 'the biographer' may have unearthed something that happened as a consequence of her meeting Mischa, a buried secret she had intended to write out of her life story.
Greer and Tony play out a gripping cat-and-mouse game in which she tries to glean who he has spoken to and what, if anything, he knows, while he lets drop, with calculated casualness, graded snippets of information designed to keep her guessing. It becomes clear that Tony is manipulating a dramatic outcome for the purposes of his story. It will be an investigative read in which the reader discovers the facts as the biographer-detective unravels them. The biographer intends to make his name with this book.
As her hand is forced, Greer embarks on a tense journey of her own. In revisiting the past from the perspective of the present, through Tony's artful interrogations and her own diary, she is compelled to put her youthful self on trial. In the process she makes a life-changing discovery.
- Published: 1 April 2009
- Imprint: Vintage Australia
- Format: Paperback
- Pages: 338
Praise for The Biographer
Duigan's novel is a gripping study of the duel between the woman with a secret and the biographer who senses her fear. Beautifully paced, and even more sinister for its decorous setting, The Biographer offers the elements of a detective story and a debate on biography's methods and ethics in a sympathetically drawn human situation.Brenda Niall, The Age
Her vocabulary is adriotly chosen, her sentences beautifully balanced, her minor characters vividly sketched.Judith Armstrong, Australian Book Review
...a clear light on the ruthless habits of biography. Marvellous.Drusilla Modjeska
The backgrounds have a physical richness, and the portrayal of artistic life and conflicts is convincingly achieved.Christopher Koch


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Top 5 Health and Fitness Blogs You Should Follow
When it comes to losing weight there is no shortage of information floating around the internet.
The problem is most of that information is from people who know very little about fitness.
Instead of trying to help you lose weight, their number one goal is to make as much money as possible.
So they will basically say and write anything regardless of its accuracy.
Below you will find 5 of the top health and fitness blogs.
All of these blogs have content that was written by real experts who have been in the fitness industry for years.
Top 5 Health and Fitness Blogs To Follow
Fitness Blender is run by Daniel and Kelli Segars who together have over 30 years of experience in the fitness industry.
Their number one goal is to make fitness affordable and accessible to everyone regardless of income or level of fitness.
That's why they offer hundreds of full length workout videos for free.
All of the information on their website is unbiased, gimmick free, and backed by science.
They believe that when you put people before profit good things can happen.
Here are some of our favorite blog posts from Fitness Blender:
Apartment-friendly Workouts That Pack a Punch
5 Common Weight Loss Methods That Might Be Sabotaging Your Progress
The Impact of Weight Loss on Knee Osteoarthritis
How to Improve or Prevent Osteoporosis with Nutrition and Exercise
Fun ways to help your kids eat healthily & develop a healthy relationship with food
Verywell Fit is on a mission to empower as many people as possible.
They are doing this by providing credible and up to date advice on exercise, weight loss, and diet.
They currently have over 6000 pieces of content on their blog. All of which was written by healthcare professionals and industry experts.
The great thing about the content found on this website is that it has all been vetted by board-certified physicians. This lets you know the information you are getting is trustworthy.
Here are some of our favorite blog posts from Verywell Fit:
7 Days of 7-Minute Workouts
How to Cut Sugar From Your Diet
How to Fix a Weight Loss Plateau
6 Surprising Supermarket Foods to Avoid When You're Gluten-Free
Advanced 10-Minute Metabolic Conditioning Workout
Perfect Keto was founded by Dr. Anthony Gustin, DC, MS, an American board-certified sports chiropractor and functional medicine practitioner.
He started the blog to help people succeed with the keto diet and lifestyle.
On the blog you will find the tools and resources needed to make the keto diet as effortless as possible.
There is even a podcast so you can get all the information you need about the keto diet on the go.
Here are a few of our favorite blog posts from Perfect Keto:
The Keto Diet and Autism: Can Diet Help?
Ketogenic Diet Foods to Avoid: 108 Foods That'll Slow Your Fat Loss
Best Keto Recipes: 25 of the Highest Rated Recipes for Breakfast, Lunch, and Dinner
12 Signs You're Overtraining and What to Do About It
Is Cheese Keto? What You Need To Know About Cheese on a Keto Diet
Bulletproof was founded by Dave Asprey.
Dave's mission is to help people perform better, think faster, and live better.
He does this by bringing together ancient knowledge with brand new technologies.
Bulletproof is much more than a blog. Its a brand that offers food and supplements for high performance.
The first time you use their products you can expect to feel a real difference.
Here are a few of our favorite blog posts from Bulletproof:
Ditch That, Eat This: 7 Go-to Dirty Keto Meals and Snacks Made Clean
Keto FAQ: Everything You Ever Wanted to Know About the Keto Diet
20 Low-Carb Fish Recipes You Can Make in a Flash
Reasons Grass Fed Beef is Better Than Conventional Beef
Diet Induced Inflammation: Why Dirty Keto is Making You Miserable
MyFitnessPal is easily the most popular blog on this list. Which is why we saved it for last.
The team at MyFitnessPal understands that losing weight is not easy.
With MyFitnessPal you will get the tools you need to not only lose weight, but to also keep the weight off.
As you very well know, most people know MyFitnessPal because of their app.
And while there app is indeed amazing, with this article we will be focusing on their blog.
On the blog you will find articles and videos designed to move you closer to your health and fitness goals.
New content is added on a daily basis so that you are always up to date.
Here are a few of our favorite blog posts from MyFitnessPal:
Everything You Need to Know About Chicken
11 30-Minute High-Protein Recipes Under 375 Calories
5 Vegan Habits Even Non-Vegans Can Pick Up
Why Giving in to Cravings Could Be the Key to Weight Loss
Walking Backwards Could Improve Your Memory


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A quick inventory of Ellie Lorenzo's Saturday-morning tools were indicative she was ready to attack the net, vaunt back for a lob shot or send a forehand down the line.
Tennis shorts – check.
Short-sleeved T-shirt – check.
Tennis shoes – check, with velcro straps, of course.
A stylish headband – check.
A bright orange wristband – yep. she had that, too.
A racquet with a customized, short handle – check.
Except, first things first.
And this was the first time the 5-year-old Lorenzo had stepped on a tennis court.
With a little prodding and some new refined skills, it won't be the last.
Lorenzo, of Lombard, Ill, and the granddaughter of longtime University of Northern Colorado business professor Garth Allen, was one of 30 kids who participated in the free kids clinic at Centennial Courts.
The clinic, conducted by officials of the 45th Annual Slaughter Roofing American Cancer Society Benefit Tournament, along with UNC coaches and volunteers, starts the week-long event.
"This is my first time, so I was a little scared," said Lorenzo, rewarded with an Otter Pop after learning some of the finer points of tennis.
No worries.
UNC assistant men's tennis coach Mike Malnati, went step-by-step with Lorenzo and her pint-size group, learning the basics – from learning how to hug the racquet, to bouncing the ball, to proper footwork and eventually landing a forehand – albeit short – over the net.
Malnati is a retired educator who has technically been involved in tennis for decades.
"The first thing to teach them is to be safe," said Malnati, 64. "You get then to swing a racquet and you want to make sure they're safe …. hug your racquet.
"Once you have their attention, and they're safe, you can teach them anything," Malnati added. "Teach them to bounce the ball on the racquet to know how it feels. Then you can drop feed them the ball and they can hit it."
Lorenzo, along with 11-year-old cousin Perry Cook, of Denver, are visiting with relatives while on summer break, and Saturday morning's tennis clinic was on the agenda just before picking up rocks "because my grandpa pays us for it," according to Cook.
Oh by the way, Cook was decked out identically like Lorenzo.
"I've played before, but I kind of forgot everything," conceded Cook, who also said she enjoys dance.
"I dance, too," Lorenzo chimed in.
Cook was in a group of older participants several courts away from Lorenzo, who consistently made sure she knew where her cousin was.
"When I taught, I had kindergartners for 45 minutes a day," Malnati said. "If you can teach kindergartners, you can teach anything. We had those kids for about two hours today and they were amazing … their focus. They hung in there and that was impressive."
A water/yougurt break helped break up the routine, but nonetheless, all 30 participants were eager to return to the court for more instruction.
"With any kid at that age, you determine what they're good at and then what will help them improve," Malnati said. "It's a steep learnin curve and you don't want to drill too hard. They were having fun today."
While Malnati was building confidence in his elementary-aged players, it was hard to tell who was having more fun.
"It doesn't matter of somebody is 99 or 2, it's fun to help them discover what they can do," Malnati said. "Those kids left today after having fun, and I think that will bring them back."
WHO: Local tennis players
WHAT: The 45the Annual Slaugher Roofing/American Cancer Society Benefit Tennis Tournament
WHEN: 6 p.m, Monday through Friday, 8:30 a.m. Saturday
WHERE: Centennial Tennis Courts


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Arts / April 30, 2020
Core Story: Mural mecca amidst the roaring traffic of The Core's Greenmount Avenue
Though by no means the most beautiful street in our Harwood and Abell neighborhoods, the bustling stretch of Greenmount Avenue that runs through there has some fantastic murals. We were exploring yesterday, and taking pictures. We thought we would post some of the brightly colored murals that people often spot as they're driving down this heavily trafficked road. But it seemed kind of incongruous with the gloomy weather today, so we turned instead to this decidedly uncheerful, but nonetheless unforgettable, broken robot, by @pixelpancho. The internationally renowned artist, from Italy, has explained his interest in depicting ruined machinery this way, "My interest in robots, androids and all machine-like creatures derives from the thought that men are heroes that project on these machines their desire for immortality.... [They] reflect my radical disappointment in human beings. My art reflects this disappointment and the creation of my decaying robots reveal these thoughts." (The quotes are from a 2016 interview he did with @culturalweekly.) Although the artist has done a bunch of murals in Baltimore, we're not sure how it came to be here, on the side of a building on the 2600 block of Greenmount Avenue. But one thing's for sure — it's in good mural company around there.
Keep exploring (safely)!
Things are happening fast here.
Keep up with us on Facebook.Follow Us


text: Observatoire des droits humains (anglais seulement) Poll: Some Younger US Workers Not Happy With Graying Workforce (Version anglaise seulement) A rising share of older Americans is forgoing the concept of a traditional retirement at the age of 65, a trend that some younger workers aren't particularly thrilled to see. A recent poll by The Associated Press-NORC Center for Public Affairs Research found that workers under the age of 50 were significantly more likely to view America's aging workforce as a negative development when compared with their older counterparts. About 4 in 10 respondents ages 18 to 49 and 44% of the...Lire l'article complet© La Voix de l'Amérique - jeudi 6 juin 2019


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Newsletter: Week of July 23, 2018
As we finish our transition out of our office at 30 JFK Street (
read more here
) we invite you to join us on
Sunday, August 5
to enjoy some light refreshments, and to take home a piece of the Hub. We're hosting
an informal yard sale with items to take (books, supplies, etc) and some gently used furniture for sale.
Cash, Paypal, check, and Venmo accepted.
Sunday, August 5: 1:30-3:30pm, 30 JFK Street.
Read more here.
Don't forget: you can see everything we're doing by following us on
and joining us on
. That includes updates from our volunteer-led Monday night discussion group, which is now meeting off site (
read more about that here
) and our mindfulness group that will resume meditations next month.
Help Support Us!
The Humanist Hub is a 501(c)3 nonprofit that receives zero funding from Harvard. Everything we do is thanks to your support.
Please give generously!
Nesterly: See More
A member has started working at a new initiative for intergenerational home-sharing.
Check it out here.
Stay Connected


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Sugatagarbha Translation Group
From Rangjung Yeshe Wiki - Dharma DictionnaryJump to navigationJump to search
Short description
The Sugatagarbha Translation Group is a coalition of translators dedicated to translating the important texts of Tibetan Buddhism into English, and facilitating their translation from English into many other languages. It is currently composed of Erick Tsiknopoulos and Mike Dickman.
Sugatagarbha is a Sanskrit word which refers to the Buddha Nature, the true nature of all beings. It literally means "womb of the Sugata" or "matrix of the Sugata". Sugata is another word for a buddha which means "one gone to bliss". Garbha means "womb" or "matrix".
Email: email@example.com, firstname.lastname@example.com
Active Projects
The Extensive Sutra of Golden Light: The 29 and 31 Chapter Versions (http://www.sutraofgoldenlight.net)
External Links
- Tibetan-Translations.com (http://www.tibetan-translations.com)


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About The Celebration Centre and Metaphysical Society / OM
The Celebration Centre and Metaphysical Society was created by metaphysical minister Reverend Loro Tylor in Penticton, BC in 2001. The Constitution and Bylaws of the Society were registered with the Province of British Columbia in 2004.
We purchased the okanaganmetaphysics.org domain name and developed the "OM" logo in 2018. While we remain The Celebration Centre and Metaphysical Society, "Okanagan Metaphysics" is a bit less of a mouthful.
Our vision is to encourage the evolution of the soul towards spiritual empowerment and enlightenment. Every Sunday we gather for presentations by speakers involved in all aspects of metaphysics - philosophers, healers, light workers, people involved in the health and wellness industry, metaphysicists and metaphysicians from all walks of life.
Our membership is composed of seekers, those who wish to know more of the mysteries of life. Many are practitioners of various fields within the realm of metaphysics. Our Guest Speakers are often specialists with extensive knowledge in their areas of expertise.
"Metaphysical Spirituality is a science, philosophy, and religion and is based on the life, teachings, and demonstrations of all Master Teachers. It seeks to understand the invisible, spiritual nature of all life which transcends the physical, material plane in which we now live." - https://corespirit.com/what-is-metaphysical-spirituality
The Celebration Centre and Metaphysical Society is run entirely by volunteers and relies completely on donations. Please show your support with an an e-transfer to: email@example.com
Our Principles for Spiritual Growth:
Universal Intelligence is expressed through all things.
We are responsible for our own experience.
Souls have the ability to evolve, learn and grow.
There are ways to communicate and unite with Universal Intelligence.
Body, mind, heart and soul can be in perfect harmony.
Each Person is encouraged to reach their own level of enlightenment.
There are guides from whom we may draw inspiration and counsel.
All life seeks wholeness, balance and empowerment.
Gratitude and Joy connect us to Universal Intelligence.
Life is a projection of our collective thoughts and feelings.
The Universe is infinite; we are the Universe.
Energy/Spiritual Healing
Just prior to our Sunday Presentations we offer a 20 minute session of energy healing, along with meditation. Our volunteer healing facilitators are all required to have certification in some level of any energy healing modality, ranging from novice to master/teacher. Most work with Reiki, though some other modalities are also represented. As this is energy work, the society does not feel that physical contact is necessary and maintains a hands-off policy.
All are welcome to join the meditation or to take a place in one of the healing chairs.
Eight Laws of Metaphysical Spirituality:
The Law of Life - This law says that the more that those who practice metaphysical spirituality understand the relationship between what is happening in the world around them and how they adjust to it, the better off they will be. By learning about the Prime Source of the Universe and other sources of power, as well as how they fit within these sources, metaphysical spiritualists will be better equipped to deal with life's challenges
The Law of Truth - Truth will always succeed over lies, thievery, or other bad deeds.
The Law of Compensation - Similar to the Eastern concept of Karma, The Law of Compensation says that when a person does something good, good things will come to him or her. Conversely, when a person does something bad, bad things will happen to him or her. One must act good in both spirit and actions to see good returns.
The Law of Attraction - By thinking about a person or a situation, it will come to be. This goes hand in hand with The Law of Compensation in the way that thinking good thoughts will bring good people and experiences into a person's life and thinking bad thoughts will do the opposite.
The Law of Abundance - This law says that when a person offers help, services, or kind words to someone in need, help will return to those who offer tenfold. Putting good out into the world creates more good.
The Law of Freedom- Free will and choice is a core ideal of metaphysical spirituality. The Law of Freedom states that each person has free will and is responsible for all of their actions both good and bad.
The Law of Love - Said to be the most important law, The Law of Love says that there is a creative force of all life and that love is the manifestation of this creative force. Love exists everywhere and in everyone and all things both seen and unseen.
The Law of Perfection - Since everything is a manifestation of Love, and since this source of love is perfect, it is possible for all things and people to be perfect. The quest for perfection through the practice of these laws is an integral part of metaphysical spirituality.