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Supreme Court of New York, Appellate Division
March 8, 1912
In the Matter of Proving the Last Will and Testament of HERMAN BERGDORF, Deceased. GUARANTY TRUST COMPANY OF NEW YORK, Petitioner, Appellant; WILLIAM JUNGHANS and GUSTAV ENGELKE, Executors, etc., of HERMAN BERGDORF, Deceased, Respondents.
APPEAL by the petitioner, the Guaranty Trust Company of New York, from an order of the Surrogate's Court of the county of New York, entered in said Surrogate's Court on the 26th day of April, 1911, denying the appellant's petition for
Page 530
letters testamentary as one of the executors of the last will and testament of Herman Bergdorf, deceased.
Charles Howland Russell [Russel S. Coutant with him on the brief], for the appellant.
Herbert C. Brinckerhoff [John Patterson with him on the brief], for the respondents.
The will was made on the 2d day of November, 1904, and by the 7th clause thereof the testator nominated and appointed as executors of the will and trustees of the trusts therein created, two individuals, one of whom he referred to as 'my friend,' and the Morton Trust Company, and after these designations the sentence ended as follows: 'all of the city of New York, in the State of New York, and the survivors and successors of them.' The Morton Trust Company was duly merged into the Guaranty Trust Company of New York, the appellant, pursuant to the provisions of sections 36 to 40, inclusive, of the Banking Law (Consol. Laws, chap. 2; Laws of 1909, chap. 10), on the 27th day of January, 1910, and the testator died on the 17th day of January, 1911. The will has been duly admitted to probate and letters testamentary have been issued to the individual executors and trustees. A petition for letters was duly presented by the appellant, claiming to be entitled thereto on the ground that it is the successor of the corporate executor and trustee named in the will, and the application was denied and it appealed. Section 36 of the Banking Law, which clearly and concededly authorized the merger of the Morton Trust Company into the appellant company, prescribes the method of merger, which is, in substance, that the board of directors enter into an agreement under seal, subject to the approval of the Superintendent of Banks, which may provide that the two or more corporations merged may continue to have the name of one of them. Section 37 provides for the submission of the merger agreement to the stockholders and for the proceedings at the meeting of the stockholders to vote thereon, and for the filing and preservation of the records thereof, and the vote of stockholders essential to a merger, and further provides
Page 531
that if such vote be cast the merger shall become effective pursuant to the agreement. Section 39 declares the effect of the merger as follows: 'Upon the merger of any corporation in the manner herein provided all and singular the rights, franchises and interests of the said corporation so merged in and to every species of property, real, personal and mixed, and things in action thereunto belonging shall be deemed to be transferred to and vested in such corporation into which it has been merged, without any other deed or transfer, and said last named corporation shall hold and enjoy the same and all rights of property, franchises and interests in the same manner and to the same extent as if the said corporation so merged should have continued to retain the title and transact the business of such corporation; and the title and real estate acquired by the said corporation so merged shall not be deemed to revert by means of such merger or anything relating thereto.'
Section 40 declares the rights of creditors and others having relations with the merged corporations as follows: 'The rights of creditors of any corporation that shall be so merged shall not in any manner be impaired by any such merger, nor shall any liability or obligation for the payment of any money due or to become due, or any claim or demand, in any manner or for any cause existing against such corporation, or against any stockholder thereof, be in any manner released or impaired, and all the rights, obligations and relations of all the parties, creditors, depositors, trustees and beneficiaries of trusts shall remain unimpaired by the merger, but such corporation into which the other or others shall be merged shall succeed to all such relations, obligations, trusts and liabilities and be held liable to pay and discharge all such debts and liabilities, and to perform all such trusts of the merged corporation in the same manner as if such corporation into which the other shall become merged had itself incurred the obligation or liability or assumed the relation or trust, and the stockholders of the respective corporations so entering into such agreement shall continue subject to all the liabilities, claims and demands existing against them as such at or before such merger, and no suit, action or other proceeding then pending before any court or tribunal in which any
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corporation that may be merged is a party shall be deemed to have abated or discontinued by reason of any such merger, but the same may be prosecuted to final judgment in the same manner as if the said corporation had not entered into the said agreement, or the said last named corporation may be substituted in the place of any corporation so merged as aforesaid, by order of the court in which such action, suit or proceeding may be pending.'
We agree with the contention of the learned counsel for the appellant that there is a marked difference under our statutes between the consolidation and the merger of two or more corporations, and that upon a consolidation a new corporation springs into existence and the prior corporations are dissolved and cease to exist (People ex rel. New York Phonograph Co. v. Rice, 57 Hun, 486; affd., 128 N.Y. 591; People v. New York, C. & S. L. R. R. Co., 129 id. 474; Business Corp. Law [Consol. Laws, chap. 4; Laws of 1909, chap. 12], § § 7-11; Railroad Law [Consol. Laws, chap. 49; Laws of 1910, chap. 481], § § 140-155. See, also, Railroad Co. v. Georgia, 98 U.S. 359), while under the statutes authorizing a merger of corporations, one is continued without the formation of a new corporation and the others are merged in it. (Railroad Co. v. Georgia, supra; Lee v. Atlantic Coast Line R. Co., 150 F. 775.) The Legislature must be presumed to have known these well-recognized distinctions, and, by omitting any reference to consolidation in the Banking Law and providing merely for a merger of banking corporations, it must have intended to preserve such distinctions. The corporation, therefore, the name of which is continued and into which the others are merged becomes the successor of the merged corporations, subject to the rights conferred and the obligations imposed by statute.
It is further contended by the learned counsel for the appellant that the history of these sections of the Banking Law and of amendments thereto is such as to indicate a legislative intent that the right which the merged corporation had to become one of the executors and trustees of the will was conferred upon and continued in the appellant company by virtue of the statutory provisions. ...
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General comment
We're currently all experiencing very testing times, with our usual way of life turned upside down within a matter of weeks, but now lasting for months. We've all had to adjust our daily life such as changing the way we work, the way we care for dependents, and how interact with our friends and family. For some, the adjustments are minor and manageable, for others, the changes have been monumental and extremely difficult.
Although it may be to varying degrees, we're all experiencing difficulties and challenges during this global crisis. During times of extreme change and stress, it's easy for many of us to look inward, whether that be to our own individual circumstances, our own community, or even our own country. It is understandable, and somewhat predictable, that during challenging times individuals start to prioritise looking inwardly.
However, if a global pandemic teaches us anything, it is that we are a global community more interconnected than many of us appreciated, and that isolationism is no longer a viable way for the world to progress. Whilst it's important to look after those close to us, it's also important to remember those in the world who aren't afforded the support that, far from perfect, we are fortunate to have in the UK. Many other countries have no capacity to support furloughed staff, a medical care system that is free to all at the point of need, or even a medical system that is fit-for-purpose. So Global Hope is asking that you remember those less fortunate, and in particular our global partners, by helping to provide whatever support you can during these hardest of times.
Support for Partners so far
A school and vocational training collage for children with special needs and those affected by AIDS.
Global Hope students have donated £1,200 to the school this month. This is supporting the staff in developing and distributing learner packs to the students at home due to the Covid19 lockdown. These are made up of worksheets and resources for the learners to complete over the next few weeks and ensure that all learners revise, reinforce, and consolidate the work on top of learning new information. The nature of the packs in the schools means the parents are engaging with their children in a fun and exciting manner. Sparrow has 10 drivers who are delivering these packs to the learners.
Part of SOS International, the village provides 'family-like' care for orphans.
Global Hope students have donated £2,390.00 to this village to fund a six month relief program for 165 children. Due to COVID 19 pandemic, Sri Lanka has been under curfew since 16th March, therefore families in the Family Like Care Programs are facing vulnerable situations on access to basic necessities such as food and lack of access to education resources as schools too are closed. The program includes:
Appeal for Partners
We are seeking financial donations via the online store to support this partner
A college of Higher Education for women in semi-rural Tamil Nadu, students are taught in English but rarely have the opportunity to interact with someone whose first language is English. The sisters who run the College, and who attended our Big Hope 2, are trying to create opportunities for their students to develop their English language skills over the summer.
We are asking staff or students to offer a 20-30 minute talk on something they feel passionate about, ideally linked to British culture or history. This could be football, local history or food. for example. In particular students are:
Please email Laura Seddon if you would like to offer a virtual talk


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Janet Luchin Obituary
Here is Janet Luchin's obituary. Please accept Echovita's sincere condolences.
It is with great sadness that we announce the death of Janet Luchin (Erie, Pennsylvania), born in Renovo, Pennsylvania, who passed away on January 20, 2020, at the age of 98, leaving to mourn family and friends. Family and friends are welcome to leave their condolences on this memorial page and share them with the family.
She was predeceased by : her parents, James F. McGuire and Esther Sheehan McGuire; her former husband Philip J. Ericson; her husband John A. Luchin; her siblings, James, John, Francis McGuire, Kathryn McGuire Zierenberg and Esther McGuire Callahan; and her great grandchild Christopher Kelly. She is survived by : her children, Susan Ericson Kaliszewski-Norman (Ron) of Erie and John A. Luchin, Jr. (Karen) of Miamisburg, OH; her sister Helen G. Decker; and her grandchildren, Joseph J. Kelly (Susie), Thomas J. Kelly (Diane), Victoria K. Snyder, James D. Kaliszewski (Maria), John M. Kaliszewski (Stephanie) and John A. Luchin III (Stacy). She is also survived by 12 great-grandchildren; and 4 step-grandchildren.
Memorials may be made to Because You Care, Inc. - 6041 W Rd, McKean, PA 16426, or to Hospice of the Miami Valley – 46 N. Detroit St. Ste. B Xenia, OH 45385.


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Filters: Keyword is urban areas and Author is Tsitsikalis, A. [Clear All Filters]
"Domestic private faecal sludge emptying services in Cambodia : between market efficiency and regulation needs for sustainable management : a paper p..", presented at the 2012-10-29, S.l., 2012, p. 12 p.; 3 fig.; 3 tab.,


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DHCP or Dynamic Host Configuration Protocol is a computer networking protocol used by hosts (DHCP clients) to rerrieve IP address assignments and other configuration information.
DHCP uses a client-server architecture. The client sends a request for configuration information. The DHCP server receives the request and responds with configuration information from its configuration database.
In the absence of DHCP, all hosts on a network must be manually configured individually - a time consuming and often error-prone undertaking.
Dynamic allocation: DHCP assigns an IP address to a client for a limited period of time, which is called a lease. Most DHCP clients obtain their addresses in this way.
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About Pyron Group Insurance
Professional Designations
Licensed In
- Auto
- Life
- Home
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- Champion Award
- Million Dollar Round Table
- Presidents Conference All-Star Team
- Presidents Conference Award
- Nationwide Auto Council
- Nationwide Life Council
- Nationwide Commercial Council
Community Involvement
- Pyron Group sponsors community events throughout the Jackson Metro Area such as Bright Lights Belhaven Nights and maintains a bi-annual partnership with a local charity organization. Currently, Pyron Group is partnered with local animal shelter CARA (Community Animal Rescue Association). As part of our agency's referral program, we make a monetary donation to CARA for every referral we receive.
Languages Spoken
- English
Areas Served
- Jackson, Ridgeland, Madison, Gluckstadt, Canton, Brandon, Flowood, Pearl, Clinton, Florence, Flora
Nearby Landmarks
- Mississippi Agriculture and Forestry Museum
- Smith-Wills Stadium
- Mississippi Children's Museum
- LeFleur's Bluff State Park
- Mississippi Museum of Natural Science
Our Insurance Products
Car Insurance
Whether you're changing vehicles or simply searching for better coverage this policy term, let Pyron Group Insurance answer all your auto insurance questions. Our agents can ensure your policy meets all applicable MS requirements, while also pointing out areas where gaps in coverage may occur. We can help find your sweet spot between stronger coverage and affordable costs. You won't find a more knowledgeable, friendly source for personalized auto insurance in Jackson.
Area drivers will quickly come to realize the value that Nationwide brings to the table. This includes everything from policy discounts to flexible billing options to the On Your Side® Claims Service. But it also includes personalized policy options and exclusive programs from Nationwide that are popular with other Jackson drivers Pyron Group Insurance serves. Vanishing Deductible®, for example, is a great way to reward yourself for each year you stay claims-free.
Our office address is 1647 Lakeland Dr, but no matter which Jackson zip code you park your car in, we can offer quick estimates and sound advice. Give us a call at (601) 362-9004. With one of our agents as your guide, it doesn't need to take all day to consider your choices.
Home Insurance
Long before it's time for your first house-warming party, make sure you get home insurance coverage from Nationwide and Pyron Group Insurance. Our agents can help you take care of this essential step of becoming a Jackson homeowner. They can also help long-time homeowners search for a better solution to their home insurance needs.
Along with sound decisions about covered damages and claim limits, there are a number of ways to personalize and save on your Jackson homeowner's policy. Concerned about an aging roof and what's going to happen when it needs to be replaced? Nationwide's exclusive Better Roof Replacement® may be a great choice for your policy. Have any high-value possessions? More than just the dwelling and essential contents, Valuables Plus® may be an important policy addition. Explore, too, options to add smoke detectors, burglary alarms, or other qualifying devices to your home.
Best of all, it doesn't need to take endless hours to research and agonize over these decisions. Let one of our Pyron Group Insurance agents demystify the process without oversimplifying it. Call us at (601) 362-9004 to discuss your property and policy coverage. All of our Jackson customers are welcome to make an office appointment, but especially if you live in the 39216 area, it might be just as easy to swing by and talk about your coverage in person. It's all part of the flexibility and customer service you can expect from Pyron Group Insurance.
Life Insurance
Life is full of uncertainties. Your family's financial well-being shouldn't be one of them. As you shop for life insurance in Jackson, you likely have many questions running through your mind:
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Pyron Group Insurance and Pyron Group Insurance can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (601) 362-9004 for an appointment with an agent. Feel free to stop by 1647 Lakeland Dr,Jackson,MS,39216 to discuss Nationwide coverage options in person.
Business Insurance
As new Jackson businesses prepare to take their place in the greater economic world, many new business owners are going to be thinking about insurance. What should a good business insurance policy contain? What lines of coverage are most appropriate for a business serving a particular population or industry? How can you be sure that a policy is going to work hard to serve your interests as a business owner? Getting direct, honest answers from an expert is easy. Just contact Pyron Group Insurance. Our team is here to help business owners select the exceptional Nationwide coverage that is going to give them the strongest start in this new stage of life. Nationwide provides outstanding customer service so you are never alone.
There are many uncertainties when it comes to owning and operating a business, so why not let your business insurance take some of the burden? Good coverage is going to provide peace of mind as you prepare to open for business. Even as your business grows and thrives, this coverage is going to continue offering the support required for expanding operations. In a sense, the right insurance policy is going to help bring about future success through present security.
Pyron Group Insurance can tell you more about Nationwide insurance options, and can customize a policy to suit the needs of your organization. Call Pyron Group Insurance today at (601) 362-9004 or visit our office at 1647 Lakeland Dr.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Pyron Group Insurance also offers products in AL, AR, GA, MS, NC, TN, TX, KY. Please call for information on products in those states.
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Tom Ragle writes: in 1936 Howard Rice published a little volume entitled Rudyard Kipling in New England. Rather than representing the culmination of his interest in Kipling, however, this was merely the first evidence of it.
Throughout the rest of his life--while teaching French at Harvard, broadcasting for the Office of War Information, serving briefly as Director of the U.S. Information Library in Paris, then as Assistant Librarian for Rare Books and Special Collections at the Princeton University Library for over twenty years until his retirement in 1970--Rice patiently researched all the references to Kipling he could find in the local newspapers of the time.
In 1979, he appeared in my office at Marlboro College with three large boxes containing the typescript of a book, almost complete, entitled Kipling's Vermont Period and asked my help in getting it published. A year later, without warning, he died.
Vermont Phoenix
The court of insolvency adjudged Beatty S. Balestier an insolvent debtor April 11 last, and the adjudication was affirmed at the September term of the Windham County court. A meeting of the creditors will be held at the probate office Dec. 23 at 10 A.M., to prove claims and choose assignees. The payment of any debts, the delivery of any property belonging to the estate to him or for his use, and the transfer of any property to him is forbidden by law. Mr Balestier has filed a statement showing his liabilities to be $7012.74, and his assets $2875. To the Joseph N. Balestier estate he owes $2350, and to A. S. Balestier [Anna Smith B., his mother] of New York $2152.25. A large part of the merchants of Brattleboro are named as creditors in sums varying from $5 to $180, several concerns having accounts of upward of $100.
December 28, 1897
Vermont Phoenix
The Boston Globe of today contains the following dispatch from New York:
"Rudyard Kipling was a passenger on the steamship Majestic which arrived this morning [February 2]. With him were Mrs. Kipling and their three children. Mr. Kipling wore a suit of dark clothes, a heavy overcoat with a fur collar and a derby hat. His wife wore a short sealskin coat. Both appeared in good health. Mr. Kipling when asked why he was here and how long he expected to stay, replied "I have absolutely nothing to say". With his family he went to an hotel. With his family he will stay here for ten days. Then he will go to Brattleboro. Later he will journey down into the southwest and after that to Mexico."
A probable sign of Rudyard Kipling's return to this town is the fact that his coachman has reently boiught a horse to be driven with the one already owned by him. The pair formerly used by Mr Kipling was sold when he left Brattleboro.
February 6, 1899
Vermont Phoenix
Dr. James Conland will retum tonight from New York, where he went to visit Rudyard Kipling and family Tuesday.
February 16,1899
Vermont Phoenix
The Glad Hand Extended to Kipling by Brattleboro Men. Their Action Brought About by the Talk of a Suit Against the Author for $50,000~Something About the Story of the Suit.
An Associated Press dispatch heralded the announcement across the continent last Saturday [February 1st] that Beatty Balestier had gone to New York with the avowed intention of bringing suit against his brother-in-law Rudyurd Kipling for $50,000, the grounds being alleged malicious prosecution and false arrest in 1896. The dispatch also stated:
It will be recalled that in May of that year Balestier and Kipling met on a highway near Brattleboro. Kiplmg caused the arrest of Balestier, and swore in court a few days later that his brother-in-law had threatened to take his life. Balestier was bound over to the grand jury and put under bonds to keep the peace. The case was to have been tried at the September term of that year. Mr. Kipling, however, sailed for England in August, and the case was dropped. Balestier says that he has had no opportunity to tell his story, and he now seeks justice by bringing suit.The first intimation Brattleboro people had in regard to the matter came intelegrams from New York asking for a verification of the statement. An hour or two later evening papers were received containing the press dispatch with some embellishments. Although the dispatch appeared under a Brattleboro date line, it was not sent from Brattleboro, and the conespondent of the Associated Press and other newspaper men here were entirely in the dark at that time in regard to its origin. In response to requests from New York. Beatty Balestier was interviewed at his home that evening. He said that the statement was true that he intended to bring a suit, and that the amount of damages claimed would not be less than $50,000. He claimed to be greatly surprised that the story had appeared in print. He said that it was his understanding with lawyers in New York that the suit would be brought next (the present) week. He would not give the names of his attorneys.
Balestier said that he would go to New York Sunday morning or Monday, but he has been in Brattleboro throughout the week. Members of the Balestier family in New York telephoned here Sunday for information in regard to the alleged suit. It is understood from friends of the family that Balestier's relatives do not uphold the bringing of a sui—in fact, they were greatly disturbed at the appearance of the story Saturday.
Kipling's relations with all of the Balestiers except Beatty are of a pleasant nature. The Balestiers like Kipling, and are proud of their connecntion with him, and of the great success which he has attained.
Balestier went to Springfield Mass. Friday [February 10]. When asked if he told anything on this trip which could have led to the artice published in the Springfield Evening Union he replied no emphatically. When asked directly if he had a talk Friday with a newspaper conespondent in regard to the matter he replied in the negative. Balestier said he supposed the story must have come through his attorneys in New York.
Several of the statements made by Balestier were entirely false. He saw at Greenfield Friday W. S. Carson, the well-known conespondent [Walter S. Carson, whose territory for the Boston Globe including Brattleboro]. Balestier told Mr. Carson his plans for bringing the suit and said he was going to New York the following day. Mr. Carson considered a $50,000 suit against Kipling good material for a story and therefore prepared the press dispatch. Nothing has appeared in the New York papers this week about a suit and it is probable that no suit has been brought. Many people are of the opinion that the talk of the suit is a game of bluff. Lawyers here do not believe that there is a ground for a suit. Beatty Balestier was arrested in May, 1896, on a State's Attorney's complaint, and the testimony give by Kipling was a witness under examination. Kipling told no more than was necessary, and this with evident reluctance. There were many at the hearing who came away with the impression that Kipling could have told a more extended story of the troubles with Beatty if he had been willing to do so.
People in Brattleboro do not need to be told of the esteem and admiration in which Mr Kipling is held here, or at the general reputation which Beatty Balestier bears. Some of the ,ewspaper stories sent out at the time of the hearing in May, 1896, were gravely misleading as to the sentiments here in regard to the two men. The statement published in several newspapers last Sunday were of the same misleading character. The sympathy of Brattleboro is entirely with Mr. Kipling. People here believe that he was abused and insulted, and life here made so intolerable that he left the pleasant home which he had established and returned to Europe. The feeling here toward Mr. Kipling found suitable expression in the following letter which was written Monday by C. F. Thompson, at the solicitation of several prominent men.
Brattleboro, Vt.,
Febmary 24,1899
Mary Rogers Cabot
January 10th 1911
©The Landmark Trust 1992 All rights reserved


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text:
I still remember the day in 1999 when, as a Product Director at AOL, I was invited to brainstorm our approach to the hot new thing consumers wanted: Search. There were no competitors in those heady days, just this little upstart with a baffling name and home page that was blank, except for the search box. AOL's answer was to monetize the hell out of search, fill up the home page with ads and promotions, because users need suggestions on what to search for, right? It took us way too long to realize that Google's founder and his PhD thesis, PageRank, were about to kick our butts to deliver crowd-sourced, user-recommended search results. We did not have the customer at the table.
Fast forward 20 years. I'm lucky enough to be at the table as we find ourselves designing the first instances of the Learner Revolution—the emerging marketplace where consumers are starting to "shop direct" for individual skills rather than buy a whole degree from a college. It's early days, but I'm hoping not to forget the customer this time.
At least 20 percent of American colleges now offer badges—non-credit and for-credit credentials that capture specific competencies, from coding to oral communication. More of these digital proofs of skills are expected to become available at a rapid clip, from both traditional colleges and alternative providers. By some estimates, within a decade, only 30 to 40 percent of "college students" will physically attend a college to earn a degree, while many of the rest will shop for chunks of education and training that allow them to take the next step in their careers while also stacking toward an eventual degree.
Although the market for micro-credentials is nascent, employer acceptance is growing. One in five employers report that they have hired someone with a verified certificate from a platform such as Coursera or EdX. In fact, the boom in microcredentials is being fed in large part by major companies—IBM, Google, and Amazon, to name a few—looking to grow their talent pipeline and increase the skill level of current employees.
But while employers are critical constituents, we must ensure that in our rush to meet their needs, we aren't forgetting the learner. At a recent design session hosted by Education Design Lab, Concentric Sky and Arizona State University, I was impressed by how far the thinking and experimentation have come around infrastructure and data standards for microcredentials, yet how little we still understand about the needs and desires of end-users.
This raises a pressing question: While this system of microcredentials theoretically will make learning more affordable, portable and relevant, will a diverse range of learners know how and why to take advantage of it? And perhaps more importantly, will they trust it?
The simple answer: only if we intentionally focus on designing around that question.
We often approach these questions by creating "personas," archetypes of who we are designing for, to get to some typical needs of the audience and to prioritize them. So far, we see three types of learners in the micro-credentialing marketplace:
Today, most efforts are targeting that first group. More needs to be done for all groups to establish a world where workers can assemble their own path through these new kinds of microcredentials in a meaningful way.
In the rush to provide more and more education and training options—we must also ensure that we aren't creating a marketplace that's actually harder to navigate. (A recent report found there are now 475,000 discrete non-degree credentials in the US, double the number recorded last year.) To harness the coming deluge, we need to focus on:
And we should design these structures with the most disadvantaged Americans top of mind.
Indeed, design often works best when we design in collaboration with extreme users, those who likely need the innovation most. The typewriter was invented for a blind person. The telephone was invented to help the deaf. Let's invent the digital credential hiring marketplace not just for, but with those who currently lack social networks and opportunity.


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How to Treat Others with Love and Understanding While Resolving A Problem
While feelings are a central component to caring, caring is not an entirely emotional experience. There's also an intellectual component to caring, a mental stance that one must maintain to create lasting closeness. This stance is that your partner is fully human.
I wouldn't blame you if you giggled a little when you read that. Of course you know that other people are human. But I bet you forget all the time. You forget when you have to ask your husband fourteen times to take out the trash. You forget when your best friend has had one too many drinks and humiliates you. You forget when your brother's in one of his neurotic, anxious states. You forget when your business partner is depressed and doesn't know why.
Remembering that your partner is human through and through is a conscious action, just like knowing and caring are. It's a stance — a frame of mind — that you actively hold, even when it's difficult. Why? Because you both reap profound benefits from honoring each other's humanity.
Recognizing the Humanity in Others
Viewing another person as human is the same thing as being able to recognize humanity in him or her. Humanity means that your partner, like you, belongs to the collective human family. This extremely simple fact is an important starting point because in it lies one of the most useful resources for creating closeness: realizing that other people are a lot like you.
When you're remembering the humanity of your partner, you're reaffirming that, yes, she is special and precious, just like all human life is. She is not thrown out of the human family just because she's being annoying right now.
But there is a flip side to the term humanity. We are special and valuable, but we are also deeply flawed. "I'm only human" is synonymous with "I'm weak" or "I messed up." Humanity means having the potential to be transcendent, but it is also means being all-but-fated to make mistakes.
These three aspects of humanity are essential to keep in mind when you're learning how to care about another person well: your partner is like you, she is inherently precious, and she will mess up. Holding this viewpoint allows us to care about another person fully and honestly as another human.
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Separate the Person from the Problem
Once you've adopted the frame of mind that the person with whom you're creating closeness is human, the first thing you do to start treating him as a full human is to separate the person from the problem.
Separating the person from the problem means that your partner is not the same as her overeating, her lateness, or her shyness, and that she is not the same as the problems in the relationship that her partner might typically chalk up to being "her fault."
We conflate people with problems so much that we hardly understand the difference. This tendency is much more pervasive than we realize. Look at how we speak about people in normal life. Sandy sometimes shows up to meetings late, so Sandy is irresponsible. Sarah usually takes charge of the situation, so Sarah is controlling.
This happens in all contexts. Our adult children aren't where we thought they would be at their age, so they are lazy. Our team is going to miss our deadline because of our art director. I have a guest sleeping over at my house every night because my husband is codependent.
I've seen evidence in my work that we as a culture are starting to realize that this is an unproductive way of talking about other people. There is psychological evidence as well. Research done on couples indicates that those who are happiest in their relationships tend to separate their spouse from problems organically, without knowing they're "supposed" to.
Let's return to the simple examples above.
- Our adult children aren't where we thought they would be at their age, so they are lazy.
- Our team is going to miss our deadline because of our art director.
- I have a guest sleeping over at my house every night because my husband is codependent.
What are some other ways to present these scenarios?
- My adult children are human; and my expectations of how their lives would progress turned out to be inaccurate.
- My team's art director is human; and we didn't anticipate all the delays to getting this project done.
- My husband is human; and I'm not getting any personal space in my house.
Notice how all these statements use the word and, not but. Both parts of the statement can be true at the same time. We can be humans, and there can be problems.
Separating the person from the problem isn't just a philosophical concept, and it's not as simple as just being compassionate. You're not just doing this to be nice. There are very practical reasons to think this way.
What does viewing the above situations in these new ways allow us to do? It allows us to continue being close to our adult children while consciously reevaluating our expectations. It allows us to continue showing our art director respect while committing to make more accurate timetables going forward. It allows us to continue to love and admire our husband while making changes to provide ourselves with more personal space.
A Profound Shift
Separating the person from the problem allows us to go easy on the person and hard on the problem. This is a profound shift. We no longer need to be trapped in the conundrum of whether we should treat the person who's "disappointing us" or "upsetting us" nicely or sternly — whether we should show him love or tough love...or just yell, intimidate, and cajole.
Always treat the person with love. Always treat the problem as if you're determined to destroy it.
The challenge of separating the person from the problem is being able to notice — and resist — the compulsion to meld things he does with who he is. We very rarely know the reasons why one does what he does, unless we make the concerted effort to understand. So how can it be right to construct "who he is" from our experience of what he's doing?
Problems are real. Sometimes problems do arise from your partner's actions. But distance inevitably creeps into a relationship when you start attributing that problem to a character flaw in that person. It becomes increasingly more difficult to care about a person whose inherent self you see as problematic.
There is another significant benefit to separating your partner from the problem: once the problem is considered separate from either of you, the two of you can work together to destroy it. The team now has two symbiotic incentives: to remain a close, united team and to utterly demolish the problem. With your incentives aligned, you can put all your energy into defeating the problem... as opposed to defeating your partner, whom you are trying to be close to.
Let's think about how two people who view each other as at least part of the problem try to solve a mutual problem. Usually, they compromise.
Compromising isn't ideal because it implies that the solution to the problem lies somewhere on a linear spectrum. If I get more of what I want, you get less of what you want. Someone ends up being the winner, while the other ends up the loser. This is not caring. This is how resentments start to percolate...and resentments are a fierce enemy of caring.
Understanding, Rather Than Compromising
Let's look at the partnership of two men we'll call Josh and Tyler. Josh and Tyler were friends who founded a start-up together and also lived together. Josh liked to invite his friends over to the house every night. Tyler didn't feel particularly comfortable with it but figured being social was just "who Josh is." Josh, in return, assumed being antisocial was just "who Tyler is."
Not wanting to make either person change who he was, they had stopped trying to discuss this problem. Both actually thought they were being compassionate by not bringing it up, by not trying to make anyone change. But that didn't mean they weren't still unhappy with the situation — they both were. They just had no idea how to resolve it.
Over time, the tension this problem was causing started to affect their business. Something needed to be done. So Tyler took the first step and asked Josh a very spacious, nicely balanced question: "What is wanting to have friends over about for you?"
Josh revealed that his desire to have people over was less about the people themselves and more about finding a way to stop working. Once the friends came over, he felt justified in not working anymore that night. He and Tyler worked a lot...often all night. Sometimes Josh just needed to take a break, and the friends afforded him that.
Josh then returned the question: "What does avoiding the friend gatherings get you?" Interestingly, Tyler revealed he was actually yearning for the same thing — he simply expressed it in a different way. When he'd retreat to his room to avoid socializing, it was his way of taking a break. His version of taking a break simply didn't involve people.
Now they had gotten somewhere! The problem was not that "Josh is too social" or that "Tyler is too antisocial." They are both human, and they have a shared problem: they need to allow themselves to take breaks from working.
Knowing that, they could start coming up with solutions to the problem. The options were not just: Josh gets to have his friends over, Josh wins; Josh doesn't get to have his friends over, Tyler wins; or, Josh gets to have his friends over less frequently, and both guys win a little and lose a little.
They could instead come up with useful, creative, sustainable solutions that really address the underlying need. And because they're doing it together, they'll likely come up with a bigger, broader list of options than either would get to alone. Better yet, brainstorming can be a real bonding experience!
Maybe Josh starts going over to his friends' houses instead of inviting them to his. Maybe they agree to work no more than ten hours a day. Maybe they consider not living together anymore, so when they leave the office they're done for the night. There are endless possibilities for solutions. Solutions are only limited by the team's creative thinking.
Forgiving the Person, Not the Problem
Forgiveness, by my definition of the word, means forgiving the person, not the problem. The problem still needs to be resolved. But forgiveness is the ultimate form of going soft on a person. It's essential for caring about someone well because everyone makes mistakes. Your partner will have moments of carelessness and will sometimes fall short of her best self. Forgiveness is caring...when the other person needs it most.
Forgiving is just one way to show someone you care.
©2016 by Kira Asatryan, All Rights Reserved.
Reprinted with permission of the publisher,
New World Library, Novato, CA 94949. newworldlibrary.com
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Stop Being Lonely: Three Simple Steps to Developing Close Friendships and Deep Relationships
by Kira Asatryan.
Click here for more info and/or to order this book.
Watch a video and book trailer.
About the Author
Kira Asatryan is a certified relationship coach who provides individual life coaching, relationship coaching, conflict mediation, and couples' coaching. She also trains Silicon Valley startups to work cohesively. Prior to becoming a full-time relationship coach and writer, she ran marketing campaigns across major platforms including Facebook, Twitter, and Google Search. She is a popular blogger on Psychology Today and other sites. Visit her at www.StopBeingLonely.com


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By Edward H Knight - civil and mechanical engineer.
Illustrated with upwards of 5,000 engravings
Gilt to front cover and spine. Looks like spine may have been repaired in the past. Bumping to all covers, foxing and yellowing to pages. All in tact.
See Oxfam website for delivery information


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The Downtown Fresno branch of Noble Credit Union reopened at 2440 Tulare St. in 2017. Photo contributed by Noble Credit Union.
Written by The Business Journal Staff
Noble Credit Union has been named as one of the top credit unions in California according to a recent award by one of the countries leading sources in business-related news.
In the Forbes 2019 "America's Best Credit Unions in Each State" list, Noble was listed at No. 2, the only union in the Central Valley to make the charts. According to the Forbes article, consumers were asked 20 questions about their financial dealings. Banks and credit unions were then rated on overall recommendation and satisfaction, as well as trust, terms and conditions, branch services, digital services, and financial advice.
These scores ranged from 57.2 to 96.2.
"We are so humbled and honored by this award," a representative from Noble Credit Union announced on their Facebook page. "While were are not the largest credit union in California, being ranked No. 2 tells us that our members' voices are among the loudest. We appreciated the support and recognition from our members and will continue to strive to earn it."
Headed by CEO Susan Ryan, Noble Credit Union currently has 195 employees, and has been open since 1941.


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Create your own Study Abroad opportunity, or go global as part of our short-term, faculty-led courses.Explore the World
Create your own Study Abroad opportunity, or go global as part of our short-term, faculty-led courses.Explore the World
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Debbie Clifford joined the Continuing Education & Graduate Studies team in August 2004 and has 25+ years of experience in higher education, including areas of faculty development, financial aid, student accounts and academic advising. She earned her Bachelor of Arts in Psychology from Westfield State University and Master of Education, concentrating in Higher Education Administration from Boston University.
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Minister Appoints Investigators To Examine TCDSB's Finances
McGuinty Government Ensuring Accountability And Transparency
The Ontario government has appointed investigators to lead the review of the ongoing finance and management practices at the Toronto Catholic District School Board.
Lead investigator Pierre Filiatrault, will work with a ministry auditor, beginning May 26. Their work is expected to take approximately one week. The investigators will report to the Minister on the status of the board's progress on reforming its trustee expenses policies and practices and developing a balanced financial position for 2008-09. The investigators will also provide recommendations on next steps, including the possibility of sending in a supervisor.
The appointment of the investigators follows:
- The board's lack of control over current trustee expenses and practices
- The board's lack of a clear plan to implement all of the recommendations in Norbert Hartmann's report, "Enhancing Public Trust and Confidence" released on May 7.
- The board's failure to meet budget targets set in the balanced budget plan.
Education Minister Kathleen Wynne appointed Hartmann to review trustee expense policies and practices at the board, and make recommendations that support better accountability and more transparency. His recommendations included:
- Implementing a process to prevent double-billing of expense claims
- Requiring the purchasing department of the board to approve any contract for the purchase of goods or services over $500.
Quick Facts
- The minister has the authority to appoint an investigator if she has concerns about the board's ability to meet its financial obligations or about the board's compliance with the law regarding trustee expenses.
- Pierre Filiatrault is a former school board senior business official and has assisted the ministry in reviewing boards with financial challenges.
Additional Resources
"Given the seriousness of the problems facing this board, I need to see more than good intentions. Significant change is needed, and it's needed now. Every dollar we invest must be spent responsibly to provide a high-quality education for our students."
Kathleen Wynne


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Our Projects
Capoeira for Kids
Our social projects—Projeto Maculelê, and others—are created to enrich the lives of at-risk children in poor neighborhoods throughout Brazil, USA, Colombia, Puerto Rico, Argentina and Africa. Many of these children suffer from malnutrition, lack of appropriate adult attention, and other conditions related to poverty. Without movitation and self-confidence building, these children often fall victim to the world of crime and drugs.
Capoeira for Seniors
World Capoeira Arts Foundation offers free classes and demonstration for seniors at local community centers. The instructors incorporates light streaching and gentle movements into class improving energy levels and concentration. In addition to the physical and mental benefits on this program, the organization believes that music, instruments and dance classes will help relieve daily stress and anxiety.
Capoeira for Children, Youth and Elderly with mental and physical disabilities
This project was initiated to help children, youth and elderly people with mental and physical disabilities. Autism, Down syndrome, cerebral palsy are common examples of pathologies which can be trated by means of Capoeira. Even blind people or people with severe disabilities like people who use wheelchairs can benefit from this therapy. With the music, streeching and movements the students excercises, make friends and also use the music and singing as a way of socializing.
Language Classes
This project assists both kids and families and involves teaching english language in the slums of Brazil, Colombia, Puerto Rico, Argentina and Africa.
Feeding the homeless
This project is taking place in the City of Atlanta. Every Sunday Mestre Fran, Mestra Sara and volunteers distributes food, water and snacks to homeless in Downtown Atlanta. We want to bring attention to the plight of the homeless and provide opportunitues for volunteers to become directly involved in serving the less fortunate. Please contact us if you would like to volunteer or send us food donations from restaurants or grocery stores
Projeto Ie Viva Meu Mestre – Mestre Padeiro, Mestranda Gerci & Instrutor Nathan
Projeto Sede Maculele – Professor Dandley & Students
Projeto Maculele Transformando Vidas – Monitor Guilherme serves 100 children in the small town of Cornelio Procopio
Projeto Maculele Transformando Vidas – Mestrando Dida serves 100 children in the city of Londrina
Projeto Maculele Transformando Vidas – Mestrando Andro serves 150 children in the city of Londrina
Projeto Maculele Escola Caique – Mestrando Piu and Graduado Bolinha serves 150 children in a dangerous neighborhood in the city of Londrina
Projeto Maculele Transformando Vidas- Professor Baba Francisco Beltrao
Capoeira para Terceira idade – Graduada Angela
Maculele Projeto Sementes – Instrutor Noe and his students serves over 150 children in Bogota, Colombia
Projeto Maculele Transformando Vidas – Instrutor Berimbau serves over 20 children in Cali, Colombia
Gingando Pela Vida– Graduado Tenebroso
Puerto Rico
Projeto Maculele Transformando Vidas – Monitor Galego
Luanda – Angola
Projeto Maculele Transformando Vidas – Estagiario Coala serves over 100 kids in Luanda, Angola.
Maculele Transforming lives social Project – Mestre Fran , Mestra Sara and Professora Dandhara serves over 65 kids in Decatur and Clarkston
Hope Project – Feeding homeless of the city of AtlantaCONGO
Capoeira for Seniors – Professora Belinha teachers seniors every week in Portugal


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This is a guide of abbreviations used throughout articles and other pages on this wiki.
What are Abbreviations?
Abbreviations are shortened forms of words. They can be used in many cases, such as the US state of Missouri being abbreviated as MO, or Alaska as AK. Another example would be in names, such as Clive Staples Lewis (author of Narnia) being stated as C.S Lewis. In video games, many titles are abbreviated, such as Call of Duty being abbreviated as CoD, or LittleBigPlanet as LBP. (Consoles are also abbreviated, such as PlayStation3 as PS3, Nintendo Entertainment System as NES, and so on.)
Super Mario 64 Abbreviations
A list of Super Mario 64 abbreviations (note not every abbreviation will appear in the articles.)
SM64 - Super Mario 64
SM64 2/SM642 - Super Mario 64 2
SM64DS - Super Mario 64 DS
SM64O - Super Mario 64 Official Wiki
N64 - Nintendo 64
N64DD/64DD - Nintendo 64 Disk Drive
DS - Dual Screen
BOB - Bob-omb Battlefield
WF - Whomp's Fortress
JRB - Jolly Roger Bay
CCM - Cool, Cool Mountain
BITDW/BW1 - Bowser in the Dark World
HMC - Hazy Maze Cave
MIPS - Microprocessor without Interlocked Pipeline Stages
(The yellow Rabbit in the basement of the castle - see the image at the top of this article.)
LLL - Lethal Lava Land
SSL - Shifting Sand Land
BITFW/BW2 - Bowser in the Fire Sea
WDW - Wet-Dry World
DDD - Dire, Dire Docks
TTM - Tall, Tall Mountain
TTC - Tick Tock Clock
THI - Tiny-Huge Island
BITS/BW3 - Bowser in the Sky
MWG or Greeting: Message Wall Greeting


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Christina Ricci was sporting a noticeable accessory when we caught up with her on Thursday: an engagement ring.
The 32-year-old actress, who just this week confirmed her engagement to James Heerdegen, is "slowly" getting plans together. So far, she has done some dress shopping - finding that perfect gown is something Ricci is "excited about," she told us at the Richard Chai fashion show Thursday.
One thing she will be wearing this season: Mod styles, which she calls her "favorite" spring trend.


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Himrodes: Herbal Hemorrhoids Treatment Herbal Hemorrhoids Cure
For some this kind of situation in their body is just a small thing so they do not give much attention to that. By ignoring it they are going to make things worse. Having hemorrhoids is a problem that should be dealt immediately for it will cause discomfort to you and at the same time will also affect whatever exercise you get involved with. Others may say that they will try to neglect it for lack of budget in curing this disorder. But this is not the solution and finding the right cure is the best thing that you need to do.
Adding More Rutin in Order to Your Diet can Sort Out Hemorrhoids
Weakened blood vessels can cause hemorrhoids. The particular flavonoid, Rutin, assists with vitamin c absorption, thereby building up the blood vessels. Rutin is found naturally in citrus fruits, broccoli and onions. For rutin as a supplement, then you want to take around 500mg per day.
- See your doctor right away if you have a lot of anal bleeding, a lot of blood in your stools, heavy pain, or fecal incontinence.
- Ginger, Garlic clove, and Onion
For German visit http://hamorrhoiden-behandlung-hausmittel.blogspot.com For Portuguese visit http://como-curar-hemorroida-naturalmente.blogspot.com.
- Aside from berries, you are able to give food to your children with different spices found in the kitchen.
- Garlic, onion and ginger are some of the spices you can use for treatment.
- These spices contain fibrin, a fibrous protein in which plays an important role in blood clotting.
- Fibrin helps with curing the tissues around the anal and also anal canal.
After trying different hemorrhoid treatments listed here for up to two 7 days plus your hemorrhoids do not have shrunk or go away, you might consider seeing a health care provider. You need to find out if your hemorrhoids exist due to a more serious medical condition.
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Let it be known to you that there is always an answer to every problem and this is what you are looking for the herbal hemorrhoids treatment. This treatment may help eliminate your hemorrhoids completely. With this cure its not necessary to spend much of your resources and be free from any worries like buying costly creams, ointments and others drugs that people have been using as their particular remedy but not been successful.
To learn more ways you can cure hemorrhoids in children please visit http://how-to-cure-hemorrhoids-fast.blogspot.com and http://how-to-get-rid-of-hemorrhoids-at-home.blogspot.com.
- So eat plenty of uncooked vegetable spread with apple cider vinegar, flaxseed oil, and olive oil.
- There you have it.
- A lot of food remedies that can give you temporary relief, reduce bleeding, reduce swelling, remove itching, and cure your hemorrhoids.
Iron foods Here tend to be the foods that contain iron to help you build up your own blood or to keep iron in reserve, if you ever need it.
- There are a lot of possible treatments for hemorrhoid in children.
- You can opt for surgeries, but for younger people it is recommended to stick with treatments to be able to address it.
- The more you understand about hemorrhoids, the better your chances of effectively dealing with all of them.
- Make sure you know what you are dealing with if someone you know or yourself have them.
- To make things simple, anxiety and also veins get swollen and sensitive and result in your skin in order to flare up and become inflammed.
Chicken liver, steamed crab ' Beef liver ' kelp ' Prunes ' Dried apricots ' Blackstrap molasses ' Spinach ' Sunflower seeds Pistachios ' Cashews, almonds, sesame seeds ' Baked potatoes ' Cooked Swiss chard ' Lima beans, ' Raisins ' Cooked broccoli ' Tuna
Here are some foods that will assist give you relief from hemorrhoids Use the following foods to help reduce hemorrhoid bleeding:
- At the end of each meal consider your capsule of fish oil.
- Fish oil is probably one of the most important oils to use daily.
- Read other articles I have written on fish oil..
About the author:Rudy Silva includes a Physics diploma from the School of San JoseCalifornia and is a Natural Nutritionist. This individual writes a newsletter called 'natural-remedies-thatwork.com' and he has created an ebook called 'How to Relieve Your Constipation with 77 NaturalRemedies.' You can get more information on this ebook and more hemorrhoid remedies here.http://www.hemorrhoid-remedies.for--you.info.
Eating the right kind of food as well as following good eating habits will speed up your recovery of your hemorrhoids. When you have a diet that is hard to digest and moves slowly through your colon, then, have a constipation that will encourage formation of hemorrhoids or prevent the their healing.
Hemorrhoid in Children is Rather Uncommon but Not Impossible
It is then of utmost importance in order to take care of your kids. Feed him/her with the right kinds of food in the right amounts. Unlike in adults, hemorrhoids found in children can solve on their own extra time. It is often advised in order to settle for natural and home remedies instead of turning to medications and surgeries. Take note of these tips to treat your child.
- While a nasty case of hemorrhoids may appear to be the end of the world, alleviation is just around the corner.
- A general advice is to take a few 10-minute sitz bath each day.
- You might also be able to relieve pain by putting a chilly compress on the hemorrhoids.
How to get rid of hemorrhoids
More info at http://bit.ly/2jxcsJc When the veins around the anus swell and become inflamed, this can result in a condition called hemorrhoids (also referred to as ...
- Squat when you go to move your bowels and it will make things easier and stop your own hemorrhoids from flaring up.
- It might be a bit difficult to get used to, but squatting, instead of sitting down, will ease a lot of your pain.
Donut Cushion can Provide Wonderful Relief from a Painful Hemorrhoid Flare Up
This type of cushion is the same shape as its namesake while offering secure support that takes some of the pressure off of your hemorrhoids. Sitting down on this cushion will be more comfortable and relaxing than an ordinary chair or couch.
Hemorrhoids are Caused by a Number of Factors
One of the causes is poor diet. Individuals who have it may lack in certain vitamins and nutrients. Another cause can be frequent and also prolonged sitting down on hard surfaces. Kids ought to be allowed to move around every once in a while especially in the course of class. Another probable cause can be constipation. As for the symptoms, they are very similar to the signs of hemorrhoids in adults.
- Good way to avoid hemorrhoids from forming is to eat plenty of fiber.
- Try eating more abundant greens, pastas, oatmeal and whole grain breads.
- Fiber helps your bowels move and also helps to reduce forcing that can lead to hemorrhoids.
Nuts are Also Effective as a Treatment/Remedy
Nuts like sunflower seeds, almonds, cashews, pistachios, prunes and dried apricots can help in the treatment. Aside from that, it is also recommended in order to eat food with high levels of Omega 3. Studies have shown that aside from being good for the heart, it can improve blood flow. It also has anti-inflammatory properties. Lastly, nourish your child with foods full of fiber. You are able to feed your child baked and mashed potatoes. Children will have an easy time eating baked potatoes.
- Berries, such as black and red currant, tend to be fruits that can treat constipation as well as the stated illness.
- These fruits are loaded with Vitamin C.
- It also contains an antioxidant called Rutin.
- This deoxidizing has been confirmed to assist in treating hemorrhoids.
- Rutin will be capable of conditioning the capillaries as well as can also improve blood circulation.
- Instead of just giving kids the berries, you can make them into a juice to make it appealing and tastier in order to your children.
- Add these types of three herbs ' ginger, garlic, onions - in order to your diet.
- Each one of these helps to break down fibrin.
- As I mentioned before excess fibrin creates inflammation and also blood congestion by trying to repair arteries and veins.
For French go to http://traiter-les-hemorroides-naturellement.blogspot.com and http://hemorroide-faits-traitements.blogspot.com For The spanish language check out http://tratamiento-de-las-hemorroides.blogspot.com Regarding Italian visit http://come-curare-emorroidi-modo-naturale.blogspot.com.
- Summary, not only do hemorrhoids commonly emerge during pregnancy, labor can seriously worsen the pain and discomfort associated with them.
- However, you want to drink plenty of water, eat fiber, not really straining and take the other precautions that can help to be able to avoid them.
- By learning the information in this article, you can learn how to reduce the possibility of hemorrhoids.
- Water is one of the best treatments against hemorrhoids.
- Soak your anus with regard to 10 minutes everyday and then try using a cold compress on the inflamed area.
- There are toilet baths that you can buy in any drug store.
- Drink plenty of water if you suffer from frequent hemorrhoids.
- Staying hydrated will keep your stools softer.
- Try to limit your coffee and alcohol intake, too.
- At home treatment for hemorrhoids is actually as easy as alternately applying heat after that ice.
- This will cause the hemorrhoid to shrink and heal.
- Our advice is to apply the ice pack first for a quarter of an hour, next make use of warmth for about twenty minutes.
- This extra inorganic calcium moves in to body areas that are sluggish and also precipitates in these areas causing inflammation and disease.
- One area that can migrate to be able to may be the rectum where it activates the formation of hemorrhoids.
You will have lots of advantages by implementing this remedy and also the most important thing that it offer to you is the complete treatment of your ailment. Even though this condition is hereditary you must take into account other reasons why you got this disorder and make sure that you will avoid doing it again. It was realize that lifting weights, sitting in one position for a longer period, constipation and also childbirth had been some of the causes of hemorrhoids.
- When you aren't ready to go to the bathroom, don't sit and wait on the toilet.
- Whilst you're sitting, you might be forcing without realizing it.
- Gravity has a effect on how you deal with hemorrhoids, make sure you really have to go to the bathroom when you are seated.
So Don't Lose Hope for You Know that Your Problem Has Solution
Everything will go back to normal and once again you will enjoy whatever points you've been doing before. Having a healthy life is what you would like so make a good choice in finding the right answer to your complaint.
- Oils At every meal, use olive oil, flax seed oil, as well as apple cider vinegar in your salad.
- In your a pot of soup or perhaps other foods dishes where it is appropriate, use olive and flax seed oil.
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This author writes about How In order to Get Rid Of Hemorrhoids Naturally at Organic Hemorrhoids Cure.
- As we keep on seeking we have find out the most effective natural remedy then one being recognize as the herbal treatment.
- This is whats called the H-hemorrhoids as well as using this as your treatment will completely eliminate your problem concerning hemorrhoids.
- If ever you will experience virtually any bleeding, this kind of herbal hemorrhoids treatment stop the bleeding effectively and also quickly.
- Salads Eat plenty of salads with raw veggie.
- Vegetables and fruits which you heated destroy their particular natural enzymes and switch calcium in to an inorganic type.
- An individual body can't process this inorganic form of calcium.
Hemorrhoid in Children is Less Common in Event Than in Adults
Hemorrhoids are structures present in the anal canal that aid in controlling stool passage. The healthful hemorrhoids become painful when they become inflamed or swollen. There are two types of pathological hemorrhoids- internal and external. The inside kind are painless but are accompanied with rectal hemorrhaging. On the other hand, the external types are those that are very painful.
- One treatment for hemorrhoids is to change your child's diet.
- It had been previously mentioned in which poor diet can be the culprit in causing it.
- A change in the diet could greatly help in the treatment process.
Rudy Silva has a Physics diploma from the College of San Jose California which is a Natural Nutritionist. He writes a newsletter called 'natural-remedies-thatwork.com' and he has written an ebook referred to as 'How to alleviate Your Constipation with 77 Natural Remedies.' You can get more information on this ebook and more hemorrhoid remedies at this site. http://www.hemorrhoid-remedies.for--you.info.
- When a woman is pregnant, they usually get hemorrhoids for the last six months during their pregnancy.
- Any kind of pressure on blood vessels can cause hemorrhoids.
- A woman who delivers her baby naturally may find that the extra strain exasperates the problem.
- This article may help you avoid this kind of painful condition.
Alfalfa ' Darkish green leafy vegetables ' Blackstrap molasses ' Flax seeds ' are an excellent source of omega-3 oils, which reduce inflammation and pain. They are also high in fiber. ' Lima and butter espresso beans are usually high in iron, which help to build more blood. For those who have bleeding hemorrhoids, adding lima beans to your daily diet would be a good choice. ' Sweet potatoes provide fiber, B vitamins, iron, potassium and also a number of other vitamins and minerals. This is a good body building food.


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Thanks for your interest in GoToWebinar Max Participants!
I'm currently working on a detailed video to get you the latest information on this…
But in the meantime…
Checkout the best ClickFunnels offers, benefits, and features below.
In this day as well as age, the method your business operates online can make or break you.
Just how do most companies presently have a presence online?
Web sites.
The fact of the issue is, nevertheless, that web sites have drastically advanced over the past decade – and also the techniques of old are no more practical for contemporary company.
Back in the day, it would certainly suffice to have a simple web site with a web page, services, prices, concerning us, as well as call pages.
A possible consumer would go to your website, scroll around, go to the different pages and eat web content as they please.
However, if you are a company spending any kind of money on advertising and marketing, you intend to regulate what customers are finding out about on your site, present deals at the correct time, and make best use of the earnings you make from each individual.
How does one attain this?
Using sales funnels.
Get in ClickFunnels
ClickFunnels is the simplest method making high converting sales as well as advertising funnels.
It is an unique tool developed specifically to turn possible customers right into customers.
It actually is an all-in-one service to create sales funnels and also consists of touchdown pages, e-mail assimilation, payment, webinars, subscription sites, therefore much more. No wonder it has quickly come to be a preferred tool for marketing professionals.
Below is my thorough ClickFunnels Evaluation, consisting of favored attributes, rates, pros/cons, and also comparisons against competitors.
GoToWebinar Max Participants: Yet First, Exactly What Is a Sales Funnel?
Sales funnels (also called advertising funnels) are multi-step campaigns that are developed to relocate prospective leads with your sales process, and transform them right into purchasers.
Photo a real-life funnel. On top, you put fluid in, which limits to one repaired destination.
In sales, a comparable event takes place. At the top, visitors reach your site, yet not all who enter make it out of the other end as purchasers.
Many things have to take place from the moment a visitor enters your channel, to the time they act and effectively complete a purchase.
By damaging down the consumer's journey into smaller sized steps, you could be much more exact concerning how and when you present a deal to your target market.
The thorough steps in a funnel could look something such as this:
- Unqualified lead arrives at landing web page
- Web page connects the very first deal (something cost-free to collect an e-mail).
- Once e-mail is accumulated, major deal is pitched.
- Lead becomes a paying client.
- Even more e-mail communication delivering consumer worth.
- Additional relationship building
- Recurring sales.
ClickFunnels additionally has a visuals that discusses this in a straightforward method:.
What is ClickFunnels?
As discussed earlier, ClickFunnels is the most effective sales channel software program around today.
The company makes the strong insurance claim of providing you every little thing you need to market, sell, and deliver your products online – and they definitely provide.
A standard funnel will use an opt-in page (to accumulate e-mail addresses), an email automobile responder (to send out emails to your consumers), plus an extra sales web page with some material and an order kind, potentially followed by additional content, a subscription website, and so on
. Formerly, you would need to use various platforms and also tools to accomplish all of these jobs such as:
- Create a website
- Discover Hosting
- Discover an autoresponder service
- Find subscription website software
- Locate split-testing software application … etc
However ClickFunnels cares for whatever with their system. You not just conserve a ton of loan by not having to purchase various products/services, however you also stay clear of the technical mess of having to set whatever up, as well as can concentrate on what's truly vital – growing your organisation.
ClickFunnels provides a Cost-free 14-Day Test, so you reach check out the device as well as really see if it's ideal for your company.
Favorite Functions
* Promptly Create Pages Using Themes as well as Components *.
Prior to obtaining as well much, it is necessary to recognize that a channel is a collection of pages put together in a tactical order, with the goal of converting as lots of potential customers right into consumers. And a web page is just a collection of various elements developed to obtain a person to take a particular activity.
ClickFunnels offers even more compared to 50 different elements to help you develop the ideal web page. The editor is extremely easy to utilize as well as all you need to do is drag and also drop different aspects on the web page, and update the text and look to fit your requirements – no coding abilities needed!
ClickFunnels also makes your life less complicated by giving you with a ton of cost-free design templates.
Actually, ClickFunnels gives over 37 types of web pages for you to mix as well as match with. These are damaged down right into the following 10 classifications:
- Presell Pages: Survey Web Page, Short Article Web Page, Presell Page, Clickpop Page
- Optin Pages: Squeeze Page, Reverse Squeeze Page, Lead Magnet, Promo Code
- Thanks Pages: Thank You Web Page, Deal Wall Surface, Bridge Page, Share Web Page
- Sales Pages: Video Clip Sales Web Page, Sales Letter Web Page, Product Introduce Web Page
- OTO Pages: Upsell Page, Downsell Page
- Order Forms: 2 Step Order Web Page, Typical Order Page, Video Clip Sales Letter Order Page, Sales Letter Order Web Page, Product Launch Order Web Page
- Webinar Pages: Webinar Registration Page, Webinar Confirmation Web Page, Webinar Program Room, Webinar Replay Area
- Subscription Pages: Access Page, Member's Location
- Associate Pages: Gain Access To Web Page, Affiliate Location
- Various Other Pages: Application Page, Ask Page, Store Front, Web Page, Hero Web Page, Hangout Page, Live Trial Page
The pre-built templates are completely personalized, and are just what most customers make use of.
You have the ability to choose a layout, modify or replace the aspects with your own, and also your new page prepares to go.
You can also connect any funnel you create with your very own email advertising and marketing service (if you don't utilize the one consisted of in ClickFunnels), as well as utilize the ClickFunnels built in payment system.
This is additionally a good time to point out that ClickFunnels provides really helpful and also understandable training videos when you first sign up. I highly advise experiencing those since they swiftly allow you to make use of the tool at its full ability, and also you'll have a lot more enjoyable messing around. GoToWebinar Max Participants
* Produce One-Click Membership Sites *.
One of the best attributes with ClickFunnels is the capability to easily create subscription sites as well as supply content to your target market in one location.
Your subscription site will come full with registration web pages, subscription accessibility pages, and content web pages which you could conveniently secure or leak feed to your clients according to purchases they made in your channel.
ClickFunnels membership websites allow you to send emails, easily manage your emails, and also construct an area all while removing the tension that's associated with various other remedies such as Kajabi, or WordPress platforms.
It's really helpful to not need to get a different software program or plugin to produce subscription sites.
* Email Assimilation & Actionetics *.
With every funnel comes e-mail listing structure opportunities.
ClickFunnels sustains email assimilation with every one of the major email automation systems such as:
- Active Campaign
- Aweber
- Constant Contact
- ConvertKit
- Drip
- Get Response
- Hubspot
- InfusionSoft
- Mad Mimi
- MailChimp
- Market Hero
- Ontraport
- Salesforce
- Sendlane
- And others
Nevertheless, ClickFunnels also has their very own powerful automation device called Actionetics.
Although you could produce, schedule, as well as supply e-mails as with other e-mail advertising and marketing platform, Actionetics is a lot a lot more.
I enjoy Actionetics because it not only changes your e-mail marketing however carrier advertising and also SMS marketing software programs as well. This takes automation to a whole new degree and also aids you connect the perfect message to your customers, exactly when they require it. A video clip overview of Actionetics will certainly be given even more below.
* Payment as well as Payment Integration *.
An impressive function within ClickFunnels is the capability to accumulate every one of the payment information from your clients precisely your sales page. Selling is made a lot less complicated when clients do not need to leave your website.
ClickFunnels integrates with major settlement entrances such as PayPal, Stripe, and also InfusionSoft, among others.
ClickFunnels Prices.
While you could begin with the Free 14-Day Trial, there are 3 various prices options with ClickFunnels:
- $ 97/month.
- $ 297/month.
- $ 997 bulk discount rate strategy (advised).
I'll go into detail for each of these plans below.
1. ClickFunnels Criterion Strategy – $97/month.
The typical strategy consists of every one of the functions you would certainly require within ClickFunnels, yet with limitations on the number of funnels (20) and pages (100) you can have in your account, along with the number of visitors (20K) can watch your pages monthly.
You also do not receive sophisticated capability such as ClickFunnels own email marketing as well as associate monitoring devices.
2. ClickFunnels Etison Suite – $297/month.
This plan consists of all the bells and whistles of the conventional plan, with no limitations. It additionally has two additional items produced by ClickFunnels called Actionetics (email advertising and marketing) as well as Backpack (associate monitoring system).
In Actionetics – you could handle every one of your get in touches with that sign up for your list, send e-mail programs, as well as develop a host of other automations. GoToWebinar Max Participants
The distinction between the two strategies actually is the limitations, as well as Actionetics/Backpack. If you are a basic customer and do not anticipate to utilize greater than 20 funnels in your account – the Standard Strategy ought to suffice.
However, if you intend to have an associate program or intend to maintain your e-mail marketing within ClickFunnels as well as not utilize a third party software, the Etison Collection is for you.
You can always start on the lower plan and also upgrade if required.
3. Funnel Hacks System – $997
For anybody that's major concerning their business, the ClickFunnels Funnel Hacks System is the offer of the century.
The $997 Funnel Hacks System contains durable training programs bundled with 6-month access to the ClickFunnels Etison Collection.
This is an amazing bargain because outside of this program, 6-months of Etison Collection alone would certainly cost you $1782.
Not just are you saving $785 but you're getting a lots of trainings and also overviews of assist you get the most from ClickFunnels!
ClickFunnels Benefits And Drawbacks
- Producing funnels is extremely simple, easy, as well as fast
- All-in-one platform with everything your organisation has to win
- Split screening as well as conversion monitoring consisted of
- Email assimilation with all the major e-mail autoresponder systems
- Repayment handling capabilities within ClickFunnels
- ClickFunnels is constantly adapting and also upgrading to the moments
- There is always sustain available (whether real-time or otherwise).
- Extremely energetic Facebook Team Community.
- Free 14-Day Test – enables you to attempt it run the risk of free.
- As outstanding as ClickFunnels is, it certainly is not an inexpensive option and also needs a continual membership to use
- Support isn't constantly the fastest and could draw from 1 minute to 1 Day relying on the issue.
ClickFunnels versus Everyone Else.
Many people ask just how ClickFunnels compares with other touchdown page contractors such as Leadpages, Unbounce, and Infusionsoft.
Essentially it's not really a reasonable comparison due to the fact that each of these tools succeeds is one area or the other.
The graph over gives a thorough analysis – yet I'll highlight some of the significant comparisons below.
ClickFunnels vs Leadpages
Prior to ClickFunnels, Leadpages was the large pet.
Leadpages is just a lead capture software – nothing more. You could produce touchdown web pages, lead boxes, collect leads … that's basically it. Additionally, the Leadpages themes are additionally limited on modification.
ClickFunnels is much more functional – it's much easier to make use of and also does so far more than create lead capture web pages.
Put simply, Leadpages is actually simply a landing page home builder, while ClickFunnels is focused around building highly incorporated funnels.
ClickFunnels vs Infusionsoft
Infusionsoft is not a landing web page or sales web page builder. It has several of that capability constructed it, however that's not exactly what it's known for.
At it's core, Infusionsoft is a CRM platform – one that permits you to handle your entire consumer database. ClickFunnels has this capacity with Actionetics, yet it's not nearly as advanced as Infusionsoft.
Infusionsoft is likewise extremely pricey and also forces every brand-new client to pay $2000 for an obligatory kickstart coaching package simply to learn how you can use the intricate system (which is infamously difficult to utilize).
ClickFunnels Affiliate Program
There are two primary paths individuals drop as ClickFunnels individuals.
Those that choose to utilize the tool for their business – in hopes of one day achieve both Comma Club (over $1M in profits).
As well as those that are interested in making easy revenue as a ClickFunnels Associate and also winning the Dream Automobile Contest (where they pay $500/$1000 towards your desire car if you get to 100/200 energetic regular monthly signups, specifically).
With a monstrous 40% regular monthly recurring compensation, ClickFunnels conveniently has one of the best associate programs of any platform available.
That's right – you make money a continuous 40% commission on every affiliate signup you make via the ClickFunnels Affiliate Program. Yet, just what does that actually relate to?
The fundamental plan is a $97/month financial investment and also the Etison Collection strategy is a $297/month financial investment. consequently you make $38.80 each standard strategy as well as $118.80 per Etison Collection plan … each and every month!
Generally, every 100 signups will certainly bring in $4000/month in associate payments (basically depending upon the number of Etison Strategy customers are in there).
Go here for more information concerning becoming a ClickFunnels Affiliate.
The Bottom Line
ClickFunnels is pass on the best system if you are seeking to easily construct high transforming sales funnels.
Since it was developed from scratch to be the very best sales channel contractor, it beats out every one of the competition in that regard.
Externally, it might not be the most inexpensive item out there – however if you use it to its complete capability, your service will certainly become a lot more profitable as well as you will certainly save cash from not needing to utilize various other devices. GoToWebinar Max Participants
If you have actually read this far right into my ClickFunnels Review, I advise you see on your own with a Free 14-Day Trial here.


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I've always known how deeply religious my mother-in-law is. Until now, however, I'd never realized how superstitious she also can be. Had it not been for the marathon of horror movies she watched last week, I might've remained blissfully ignorant. Instead, I can't show my face at the in-laws' house once more, and I'm afraid to open my own front door as well.
I hold Maria's superstitious nature ultimately responsible, although her failure to pay closer attention to last week's scarefest definitely compounded the issues. While joining my brother-in-law for a nightly viewing of horror flicks, she overlooked key plot elements in individual films and somehow mismatched the lore concerning various monsters too.
I witnessed the impact of Maria's film sessions when Prometheus and I paid our first visit to the Gambino residence since Christmas. We'd kept our distance intentionally, owing to my mother-in-law's discovery of the outrage perpetrated by the dog on her baby Jesus figurine Christmas day. With the benefit of time, I'd hoped she'd let bygones be bygones. She hadn't.
The moment the puppy and I strode through the front door, Maria accused me of being a warlock and Prometheus my familiar. In the wake of this indictment, all I could think was: what self-respecting sorcerer uses a yapping rat for a familiar?
On the plus side, Maria didn't demand the traditional stake burning for witches. But that's only because she mixed up her anti-monster remedies. As I stood slack-jawed attempting to process her bizarre charges, she suddenly whipped out a Cross and held it before me. I did not scream in agony at the sight; nor did I so much as flinch, undoubtedly because I'm no more vampire than sorcerer. When the Cross failed to do to the trick, the confused monster hunter switched to Plan B … and dumped a flask of what I took to be holy water on my head. Then, before I could say more than "What the hell?!," she pulled a clove of garlic from her pocket and smacked me in the head with it!
Fearing she'd next attempt a mallet and wooden stake, I thought it best to beat a hasty retreat. Prometheus and I ran out the door and didn't stop running until we reached home. Once there, I told Sophia I wouldn't return to her parents' house "until the lunatic comes to her senses."
I figured the dog and I'd be safe from the old lady's clutches as long as we stayed home. But according to the heads up call from my brother-in-law this morning, I may've underestimated Maria's reach. Giuseppe said he'd overheard his mom talking on the phone minutes earlier. As he informed me: "I'm almost positive she was speaking to a priest. And just so you know, right before I walked out the door, I heard her ask if he has time to do an exorcism this week."


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Top 15 Photos Ideas For Red Center Pieces : Wedding Centerpieces Pinterest Red
Wedding centerpieces pinterest red is one images from top 15 photos ideas for red center pieces of Designs Chaos photos gallery. This image has dimension 660x860 Pixel and File Size 0 KB, you can click the image above to see the large or full size photo. For next photo in the gallery is easy stunning christmas centerpiece ideas easyday. You are viewing image #1 of 15, you can see the complete gallery at the bottom below.


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Jan. 22, 2007 by Justin Bannister NMSU News Center
Richard Fortin, a finance professor at New Mexico State University's College of Business, recently earned the Chartered Financial Analyst (CFA) designation.
The designation is awarded by the CFA Institute to experienced financial analysts who pass examinations in a number of finance-related topics including economics, accounting, portfolio management, quantitative analysis, security analysis, and ethics.
"This designation requires literally years of study and thee major exams," said Liz Ellis, finance department head. "This is a very significant achievement."
Business Dean Garrey Carruthers also spoke highly of Fortin's achievement.
"The College of Business is developing a niche in financial analysis and investments, to include student management of $5 million of state funds," Carruthers said. "Fortin is a key member of the faculty team who inspired and designed this new program. His persistence in and dedication to achieving the CFA designation further strengthens the college and will be especially important to those students who enroll in the investment courses."
One of Fortin's articles was published in the fall 2006 edition of the Journal of Investing. Fortin's article concludes CFA charter holders produce more accurate earnings forecasts.
Fortin's work was quoted in the January 2007 newsletter from Jeff Diermeier, president and CEO of the CFA Institute. This newsletter is distributed to nearly 90,000 investment professionals worldwide.


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Episode 372 Fragments
Back with some news about changes for the podcast in 2019
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SOUTHFIELD, Mich. – Brooks Kushman shareholder Christopher Smith will speak at the fifth annual IAM Patent Licensing event in San Francisco, California on October 3, 2019. The presentation, called "Making It Happen: Strategies for Cross-Industry Success," will focus on how to develop a strategic approach to licensing opportunities with the continual convergence of industry and technology. Smith will also discuss how to deal with inexperienced licensees in new industry sectors, and how experts are getting the deals through.
Smith concentrates his practice on intellectual property litigation, with a primary emphasis on patent litigation. In addition to litigation, Smith is involved with the preparation of invalidity and infringement opinions and licensing disputes. He is also Vice Chair of the IPO Association IP Licensing Committee, and Second Vice President for the Michigan Intellectual Property Law Association.
Smith has represented clients from Fortune 500 companies, to start-ups and individual inventors in a variety of industries. He is experienced in a wide range of technologies including: (1) automotive, including infotainment; (2) medical devices; (3) internet, including content delivery networks; and (4) telecommunications, including fiber optics. His experience in patent prosecution has helped him better understand the process of obtaining a patent, including analyzing file histories, which has been invaluable to him during litigation, especially in formulating claim construction and invalidity positions.
IAM is one of the world's leading IP business information provider. IAM was established in July 2003 to address the need for organizations to maximize the value of their intellectual property and other intangibles, and to examine the strategies that they can put in place to do this.
For more information about the programming at the conference click here, and to register, click here.
About Brooks Kushman P.C.
Brooks Kushman P.C. is a leading intellectual property (IP) and technology law firm with offices across the nation, and represents clients nationally and internationally with respect to protection, enforcement and monetization of IP, including patents, trademarks, copyrights and trade secrets. The firm has more than 90 intellectual property professionals specializing in various technical disciplines, and has a reputation for providing leading IP counseling with a focus on the business objectives of their clients.
Brooks Kushman counts a number of Fortune 100 companies across a variety of industries among its clients. The firm is also recognized by leading legal publications and rankings, including Corporate Counsel magazine, U.S. News & World Report, Law360, Intellectual Asset Management, Managing Intellectual Property, and Intellectual Property Today. For more information, please visit www.BrooksKushman.com.
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