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I'm sure every one of us has spent at least a four-figure amount in gear that was supposed to make our images and videos better, but in the end, it didn't. Here are a few tips that could save you a few thousand dollars.
Do You Know How the Camera Works?
Yes? Proceed to the next question. You might have a misconception of what this small box does. It is not as smart as they have told you it is. It just records the image you point it at. There are three basic settings that control how light or dark the image is. They are the aperture, the shutter speed, and the sensor sensitivity called ISO. The combination of these three helps make your image properly exposed. In order to have full control over your photographs switch your camera to manual mode, which is usually the M on your dial.
There are side effects from changing these three settings. One of the most famous effects is the blurred background. This happens when you set the aperture to a smaller number, like f/4.0, and get closer to your subject. The higher the number the less blurred the background is. You usually need a less blurred background when shooting landscapes or architecture which means you have to use a higher number for the aperture, like f/9.0 or above. Technically speaking the aperture numbers are fractions like "1/9.0," but to save space on the display, the manufacturer usually shows just the "9.0" part. Choosing your aperture is usually your first guess based on the amount of blur you want on your background.
If your photograph is too bright or too dark you can set a higher speed for your shutter. A side effect of that setting is the amount of motion blur when photographing a non-still subject or the camera is being moved. The speed of your shutter is set in seconds or fractions of a second such as 1/250 or 1/50. The slower the shutter speed, like 1/50, the more prominent any motion would be. If you want to "freeze" a faster moving subject set the shutter to a higher speed like 1/250 and above.
If your aperture and shutter speed settings are optimal for the shot but the image still needs adjusting the exposure, the last resort is changing your ISO. The higher the number is, the brighter the image, but also the more noise it will introduce. It's better to have a noisy but sharp image, instead of a clean and a blurred one. One of the reasons to buy a newer camera is that sometimes they might have less noise when shooting at high ISO values. This is especially needed when frequently shooting in low light situations. The good news is that many lower end cameras today are better at higher ISO than expensive cameras in the past. So is the software that cleans the noise up.
This advice is a good start, but if you want to get the most out of your current camera, be sure to check Fstoppers' Photography 101 tutorial.
Do You Know What The Lens Does to The Image?
Yes? Proceed to the next question. Some people buy a new camera because they want a blurred background in their images. That's not the right direction. The blurred background is a property of the lens and the modern cameras control that setting from dials on the body. There are lenses that have a ring that controls that, but most of the time you control it from buttons on the camera body. The setting that controls the amount of blurred background is the aperture and it is that funky number such as "f/2.8." No, "f" doesn't stand for "funky," but "focal." Such number is also printed on the lens and tells you how big the aperture of this lens can be opened. It can take other values but this is the end of the aperture range on that lens. The smaller the number, the bigger the maximum opening can be and the more blurred the background can be. A lens with a maximum aperture of f/1.8 can produce a more blurred background than a lens with an f/4.0. Lenses have many other optical properties such as barrel distortion, variable zoom, vignetting, sharpness that have to be taken into consideration. In my portfolio, I rarely use a very blurred background. If you happen to shoot mostly landscapes and interiors, you don't need a lens with a wide aperture and certainly, you don't need a new camera.
Are You Experienced with Shaping Natural and Artificial Light?
Yes? Proceed to the next question. If you point your camera to a subject that is back-lit by the sun, do not expect a side-lit result. Remember that the camera and lens combination simply makes the image darker or brighter. This means if your subject is not lit well your camera will record a poorly lit image. Poorly lit scenes can't be saved even by the most expensive cameras. The professional photographers don't take pictures in every situation. The amateurs usually rely on imaginary magic skills of the expensive box to turn a bad situation into a masterpiece. It doesn't work this way. Don't buy a new camera. Learn how to use light.
Do You Know How to Calibrate Your Monitor and How Color Charts Work?
Yes? Proceed to the next question. If you think it's your camera's fault for your green, blue, or orange looking images that's partially true. The good news is that you don't have to buy a new camera or switch to a different camera system. They all have the same problem: cameras are not that good of understanding light color. They can try to guess it, but they are not always spot-on. This is the reason color charts were invented. Professional photographers don't buy new cameras to produce accurate color. They buy a color chart. If you need to have a perfect color for print, you need to buy a color chart and calibrate your monitor. Then you will find that your camera can produce beautiful realistic colors.
Do You Know What Raw Files Are?
Yes? Proceed to the next question. Cameras are not good at scenes where there's a lot of contrast like photographing a subject at sunset with the sun behind them. This is the case where you might need to use camera's raw files format. They will give you plenty of detail to work with even if the shot was slightly darker or lighter. Of course, raw files are not the silver bullet for masterpieces, but they will give you much more latitude than shooting in JPEG mode and you'd be able to bring information from the slightly overexposed highlights and darker shadows without sacrificing the image quality.
Do You Know How to Get the Maximum from Your Raw Files?
Yes? Proceed to the next question. The easiest way to squeeze the information from the raw files is using a raw file editor. Applications such as Adobe Lightroom, Capture One Pro, ACDSee, Affinity Photo will help you understand how much potential your current camera has.
Are You Experienced with Retouching?
Yes? Proceed to the next question. If you are experienced in retouching you will know that it's hard to fix a badly photographed picture. If you're not into retouching you might think that post processing is what makes the snapshot a masterpiece. While there are brilliant retouchers you can learn from, it's good to know what the limits of your camera and its files are. Most modern cameras provide more file information than many professional cameras 10 years before. This means you can do a lot with the current gear on the market, even with the lower end one. Retouching has to be your last resort for crafting a masterpiece, although it can help improve a good image and make it look great.
Are You Going to Use This Camera Frequently?
Yes? Proceed to the next question. Many beginners or amateur photographers are trying to photograph everything that happens to be interesting. This makes them bump into the walls of technical limitations because sometimes there are cameras better for something but not suitable for a different type of images. For example, one might get fascinated with astrophotography but just because they wanted to make one or two cool images it's not justified to get a camera that has low-noise images at high ISO. In this case you can work that around with a few retouching techniques. Every time you think of buying a new camera ask yourself how frequently you'd use the features of this camera that are the main reason to buy it. Remember that you can always rent one and do your job.
Do You Know That Full-Frame Cameras Won't Turn Your Photographs into Masterpieces?
Yes. Proceed to the next question. Many beginners buy a crop-sensor camera and start dreaming of the day they will get that full-frame machine that will immediately make them pro overnight. That is very far from the truth because the only thing that will change is your retouching habits, your wallet, and your hard drives. Nobody else will see the difference. At the time I'm writing this article, I am still shooting with a crop-sensor camera. I am renting a full-frame when I need it, but in 99% a crop sensor is fine. Read my article on justifying the use of a crop sensor for my business.
Can You Point Three Images You Want but You Can't Take with Your Current Camera?
Yes. Proceed to the next question. If your answer is "I'm not sure" then you have to be absolutely sure you surely don't need a new camera. I'm sure about it. Buying a new camera, because you don't think you can take an image with yours is shooting in the dark. In this situation simply ask the photographer if you can use your current gear to create a similar picture. This can save you a lot of money and you can make a new friend.
Do You Have the Money?
Yes? Well, this article didn't manage to stop you. What if I didn't have the money? My advice is to work on a few personal projects and attract paying clients with them. That's what I do in this case.
Buying a new camera is surely exciting, but it has to be motivated by sound reasons especially if you don't print your own money.
32 Comments
Cudos! It's so nice to see an item that mentions photo editing solutions that are not Adobe products. One gets the impression with much of the 'how-to' content published here that Adobe is paying the freight. Not true, I'm sure but more balance among the alternative solutions would be a great enhancer of the site.
'One gets the impression with much of the 'how-to' content published here that Adobe is paying the freight." I mean there are those monthly Adobe Stock ads around here.
Beautiful article. Thanks for share!
What poor advice. A user is perfectly entitled to buy an expensive camera and take a shit picture. I do it all the time.
Curious to know whether you (and others) think that post-processing is a requisite skill that a photographer ought to possess. I get why some might see it that way, but I've always seen them as two separate things, just like I see printing as yet another separate skill from those.
Of course it's nice to understand all three well enough to see your vision through from beginning to end, but I don't know too many photographers that find particular pleasure in sitting in front of a computer on Photoshop or Lightroom for hours doing post-processing much like I really don't know many musicians that want to sit at a computer for hours on Pro Tools editing, mixing, and mastering a song.
Actually, I know just few photographers who work post-processing very good, and this pictures is too many in front of others. Post processing in very important, not just now, all known photographers do it or have a team who do it, yesterday was lab, today is in comp.
And by the way, your comparison with musicians in not good, you forget how many time they spent in exercise and play scales. Do you practice every time before you take a photo? But when you want to record the song, if you don't want to sound like a frog, you must sit and have a hard work to record, mix and edit. It's not the same way but if you want a stunning result, you must sit and spent a time on post process
Plenty of famous photographers back in the film days did not develop their own film or do their own printing. Plenty of famous photographers today don't do their own color correction, re-touching, or printing either. Sure, most of them were CAPABLE of doing these processes to varying degrees, but it comes down to specialization and expertise, which is why I brought up the example of the musician and audio engineer.
Few photographers will ever be as good at re-touching as a person whose sole job it is 40+ hours to week is to re-touch photos, learning all of the ins and outs of Photoshop and practicing every trick in the book. Very few photographers back in the analog days were anywhere near as proficient as the master printers who lived in the darkroom printing works for professional photographers all day long. In the beginning people tend to do everything themselves out of necessity, but when given the resources, most people will choose to focus on their own strengths and outsource things that are not their particular strength even if only to free up their own time to do other things that they enjoy. No, you don't have to work out your shutter finger, but you can spend your time as a photographer experimenting with different lighting, different techniques, studying other good photography, etc. There are plenty of very time-consuming ways in which you can improve your own craft in photography that do not involve learning post-processing so it's not as if photographers would suddenly have nothing to do or improve upon if they decided not to pursue educating themselves in post-processing.
In the case of musicians, it's also not true at all that they don't have the time to record, mix, and master their own music. Outside of perhaps professional orchestra musicians, most people that walk into a recording studio are not sitting there practicing their scales for 8 hours a day. The vast majority are regular people with pretty regular lives that might write a song Reaper, Logic, Pro Tools, etc. and do some rudimentary recording and mixing, but the reason that they hire a recording engineer is simply because the recording engineer has way more experience and expertise when it comes to recording. A recording engineer records day-in and day-out. They know their mic placements; they know how to gain stage properly; they know which mics to use for which sources; they know where to place the drums or amp in a room; simply put, a good recording engineer will always know way more than any musician could possibly know about recording. Likewise, a mixing engineer who specializes in only mixing will probably know much more than a recording engineer about how to mix down tracks, EQ instruments to create space for each other, etc. and a mastering engineer will know more than the other two about mastering the final mix for distribution. This isn't to say that there aren't musicians either today or in the past that take it upon themselves to control the process from beginning to end, but when you get to the higher end where they aren't essentially starving artists, these people are very few and far between. Also, it's not really the musician being recorded that gives input in regard to the final product, but the producer (sometimes the two are the same person) that is ultimately directing the project.
I would say that having spent far more time working in a photo lab on Photoshop than I have taking photos, I am probably better than the average photographer when it comes to post-processing, but I find that's it's just not something I'm very interested in doing, which is why I basically don't do it 99% of the time aside from applying a preset and maybe some very broad local adjustments in Lightroom. Maybe it's just because I've spent so much time doing it in my life, but the idea sitting in front of a computer with Photoshop open staring at the same photo for hours straight making tiny tweaks here and there just makes me want to vomit... Call it PTSD, I guess. :/
And I have one good reason why I should buy a new camera.
My camera was stolen two weeks ago and I have a wedding to shoot by the end of this month. LOL
Very nice article! Thank you for sharing..
Great article which reminds me why I shot 4x5 film which requires a big heavy tripod, cable release, low ISO and arriving before dawn. And when I switched to Digital and picked up a Sigma Merrill DP2 I was still using a big heavy tripod, cable release, low ISO and arriving before dawn.
Know thy gear and focus on the end result.....
Good Article. I am hooked on buying cameras. Currently using a Sony A7rii and Nikon D750. I need to focus on improving my skills and stop buying new cameras.
I can't fully agree with you on this. Quality might be very similar but with Sony you might be able to capture more interesting moments as it's lighter and easier to use. Size/weight/ergonomics need to be taken into account as well.
One very important detail, check if your favourite software is supporting the camera you wish to buy.
My bigest surprise was when I replaced my Fuji X100 with XPRO-2 and cannot use DxO anymore.
A lot of very good points. I have a different dilemma. I have several Nikon bodies and good collection of lenses. I am not able to use my equipment in many situations as I simply don't have space for the gear. I bought X100T but it is freaking slow focusing and I miss a lot of moments. Any suggestions for a mirrorless camera that is as fast as DSLR but compact in size. I would be ok with a fixed lens but switching to new lens system is also possible. Two primary concerns: very fast focusing and great low light performance.
The Fuji XPRO2 with the 35mm (eq.50) is very fast. Larger lenses are slow except 16mm but this is quite bulky.
Thank you for suggestion. Is responsiveness of this camera coming close to a DSLR? What really bothers me in my X100T is how long it takes to take a picture, autofocus is really slow. It does produce amazing photos but you lose so much in speed.
XPRO2 focusing speed at normal light is comparable to DSLR focus speed, in low light is a little bit slower, but no haunting with 35mm lens.
The X100T has a different processor and the lens is still the ur X100 model.
Thank you. I decided to give xt20 a try. Seemed like a good choice for speed and size. Was also looking into xt2 but xt20 won me over by size as that is a primary reason I'm looking into mirrorless setup. Hope I've made the right choice.
The XT20 should have the same focusing speed as it has the latest processor generation, although I just read that today started a $500 discount campaign on XT2, XPRO2 and XE3. I know, its hard to decide.
This was great article @Tihomir Lazarov Currently Im interested in getting better at building optimal exposure in camera. if anyone has any article suggestions or links they can share, your help will be gratefully appreciated. thanks again for this excellent read.
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Creativity can never be drained out of advertising. I don't know if sales will increase post these ads, but smiles definitely will.
An incredible Incredible India TV commercial by Nirvana films.
A wonderfully executed TV commercial by TATA Communications for its foreign markets (hence not featured on Indian TV).
A glocalized Intel ad for an Indian audience.
An Amul billboard I spotted in Bombay, targeting the 90% reservation proposal for SSC students by the Maharashra government. Never doubt the power of the freedom of speech in a democracy!
What are your favorites this year?
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I'm the founder of this award-winning travel blog about offbeat and sustainable travel, and author of the bestselling travel memoir, The Shooting Star.
In 2011, I quit my full-time job, and gradually gave up my home, sold most of my possessions, stored some in the boot of a friend's car and embraced a nomadic life.
Connect with me on Instagram to hear more about my adventures and personal journey.

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Weiss nicht ob nur ich das Problem habe aber ich sehe nirgendwo mehr Icons hier auf der Seite. Mobil gerade.
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Dr. Philip Gogel acts as Medical Physician at the Midwest Institute for Addiction. As such, he is responsible for all medical issues that arise during the course of substance abuse treatment at the Institute. Dr. Gogel earned a Bachelor of Science in Chemical Engineering from the University of Missouri-Columbia, a Master of Business Administration from Washington University in St. Louis, and a Doctor of Medicine from Saint Louis University School of Medicine. His post-graduate training was in General Surgery at Saint Louis University Hospitals and in Family Medicine at St. John's Mercy Medical Center in St. Louis.
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Treatment Insights
Midwest Institute for Addiction (MIA) is an evidence-based substance abuse and dependence treatment facility located in St. Louis, Missouri. MIA provides outpatient detoxification in place of a more traditional inpatient approach to allow for maximum flexibility and comfort for those experiencing withdrawal symptoms that are clinically and medically appropriate for that level. MIA's programs provide integrative care by delivering medical, behavioral, and mental health services aimed at improving the quality of life for patients and families. MIA continually improves its program through self-assessment and ongoing compliance to accreditation standards while also adapting to increase access by improving the logistical ease and financial feasibility of its services and programs. Clients and families have unlimited access to continuing services that are in-network with most insurance plans.
Midwest Institute for Addiction Reviews and Ratings Details
The following is based on a combination of Surveys of Alumni, Staff, Loved Ones, and Reviews and Ratings from around the web.
Reviews at a Glance
- Out Patient
Outpatient treatment describes all addiction treatment that is not residential. Patients live at home while undergoing rehab.
- Medical Detoxification
Drugs and alcohol have widespread effects throughout your body, including but not limited to the addiction and/or physical/psychological dependence that develops with substance abuse over time. Many organ systems are affected by addiction and will react to withdrawal. The term "medical detoxification" means that there is a trained and licensed medical professional onsite to monitor your vital signs and protect your physical and emotional health as your body goes through withdrawal.
Philip F. Gogel, MD, MBA - Medical Director
Molly Bergamini, MSW, LCSW - Executive Director
About the AAC Helpline
American Addiction Centers (AAC) is the leading provider for addiction treatment nationwide, specializing in evidence-based treatment and mental healthcare. With 9 locations across the U.S., AAC has a facility near you that is ready to help you start your journey to sobriety today.
When you call the helpline displayed on Recovery.org, you will be connected with a caring admissions navigator to discuss your options for treatment. Our representatives work solely for AAC and will discuss whether an AAC facility may be an option for you.
Our helpline is offered at no cost to you and with no obligation to enter into treatment. Neither Recovery.org nor AAC receives any commission or other fee that is dependent upon which treatment provider a visitor may ultimately choose.
For more information, visit americanaddictioncenters.org.


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'Let's break the chain': Politicians urge countrymen to stay indoors as nationwide janata curfew begins
New Delhi | Jagran News Desk: In wake of the rising number of coronavirus cases in the country, India is observing the 'janata curfew' today, as appealed by Prime Minister Narendra Modi. In an early morning tweet on Sunday, PM Modi appealed people to join the 'janata curfew' initiative to take part in the fight against coronavirus.
"In a few minutes from now, the janata curfew commences. Let us all be a part of this curfew, which will add tremendous strength to the fight against COVID-19 menace. Stay indoors and stay healthy," PM Modi tweeted.
As PM Modi urged people to take part in 'janata curfew', many of the politicians also appealed the countrymen to follow the Prime Minister's initiative in wake of the rising number of coronavirus cases in India. Here's how the politicians reacted to the 'janata curfew' initiative:
* Home Minister Amit Shah: As janata curfew, people's movement begins, I pledge to strictly follow PM Narendra Modi ji's call. I also urge my fellow countrymen to participate. Let's break the chain and protect our nation against this pandemic with social distancing and self-isolation
* Defence Minister Rajnath Singh: Prime Minister Shri Narendra Modi has done a commendable job in bringing the entire nation together at this critical juncture. He has given the people of India a sense of urgency and a great amount of hope in combating this global pandemic. I am working from home today. I appeal to everyone that except those working in emergencies and critical areas to stay home or work from home and support the Prime Minister's call for janata curfew
* Union Minister Piyush Goyal: Clap for Those Who Fight for Us: Let us come out in our balconies, terraces and indoor courtyards today at 5 pm to express our gratitude to the professionals who are working round the clock to keep India safe and healthy
* BJP President JP Nadda: Today we need to unite and fight a big battle against COVID-19 infection. ' janata curfew ' is an important step by the people for the health of the people. I request all of you to follow the guidelines given by PM Narendra Modi, regarding janata curfew
* Union Minister Ravi Shankar Prasad: As a responsible citizen let us all support our PM Narendra Modi ji's call for janta curfew today till 9 PM. Avoid stepping out unless absolutely necessary Together we all can fight against COVID-19
* Finance Minister Nirmala Sitharaman: Abiding by @PMOIndia @narendramodi 's call for janta curfew let's stay indoors. Only by collective action can we contain the virus
* Uttar Pradesh Chief Minister Yogi Adityanath: Janta curfew is being observed across the country today. It is a battle against coronavirus. Social distancing is the best way to defeat the pandemic and prevent its spread. State govt has taken all essential measures to fight COVID-19
* Uttarakhand Chief Minister Trivendra Singh Rawat: The way people of the state have supported Janta Curfew announced by Prime Minister Narendra Modi, shows that we can together defeat Coronavirus. It is highly commendable
Posted By: Aalok Sensharma


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This is a couple woodies that i have built, one is a completely new ride, and one is the re-release of my coaster: Wooden Thunder(with pics). The first pics are of Havoc(my new ride) and the second ones are Wooden Thunder. you will know the difference of the two coasters in the screenshots. Hope you like it!
Section Tracks
Type Wooden Out and Back
File Size 136.02 KB
Date Uploaded Dec 12, 2014


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Pennsylvania Bureau of State Parks
Partner since: 2014
The mission of the Department of Conservation and Natural Resources (DCNR) is to conserve and sustain Pennsylvania's natural resources for present and future generations' use and enjoyment.
As one of the largest state park systems in the country, Pennsylvania State Parks manages 121 parks which are located within 25 miles of most Pennsylvanians. We are driven by our commitment to provide opportunities for enjoying healthful outdoor recreation and serving as outdoor classrooms for environmental education. In meeting these purposes, we conserve the natural, scenic, aesthetic and historical resources of our park lands. We do this for our 38 million visitors and all Pennsylvanians.
Our educational and interpretive programming reaches approximately 400,000 people a year through hands-on, interdisciplinary programs highlighting each park's unique natural, historical, cultural and recreational resources as well as those resources found throughout the state. We serve schools students, teachers, families, senior citizens, persons with disabilities and other groups or individuals who would like explore and learn in Penn's woods.
Contact Information


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Unless I've missed something, it's very difficult to quantize correctly in Synfire without a grid.
I recently recorded a section with 32nds in it. The option to quantize from the transform menu was no good because in some cases, the notes were nearest the wrong beat. It then becomes very difficult to see the exact point where the note should be.
Ideally, I think there should be a grid shown, to match the selected quantization value. Other than that, it would be good if a position value of the selected note (relative to the bar) was shown in the Symbol scetion of the Figure parameter (where it already shows Velocity, Length, etc.).


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Employees of Transneft Diascan, JSC Awarded by Ministry of Energy of the Russian Federation
On the eve of the Oil and Gas Industry Workers Day, four employees of Transneft Diascan, JSC were awarded by the Ministry of Energy of the Russian Federation. Petr Myagkov, Deputy Head of the Machining Shop, was conferred the title "Honored Oil Industry Worker." Igor Gusakov, engineer at expert group of additional flaw-detection inspection of the NDT laboratory, and Vladimir Seregin, lead engineer of the BGT tool analysis section at the Ufa branch, were awarded diplomas of merit from the Ministry of Energy. The Ministry of Energy of the Russian Federation commended Viktor Kosorukov, a driver of the motor vehicle department. Pursuant to the relevant order, the above decorations and words of commendation were awarded "for strong personal contribution to development of the fuel and energy sector, long-standing and dedicated labor and in connection with the professional holiday, the Oil and Gas Industry Workers Day."
Besides, 20 employees of Transneft Diascan, JSC were awarded the company's diplomas of merit, and 19 employees were commended for long-standing and dedicated labor in the oil trunk pipeline system. For their sizable contributions in company development and high achievements, portraits of 10 employees were placed on the company's roll of honor. On the eve of the professional holiday, 48 employees were conferred the rank "Labor Veteran of Transneft Diascan, JSC." Six persons received awards from Transneft, JSC.


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Grafana as a popular data visualisation system, open source, is right now able to connect to quiet few databases. Dremio has the abilities to connect to more, and the point is Dremio can do some database-cross queries as a single SQL. I'm thinking about if Dremio can set itself as a datasource of Grafana, means a Grafana datasource plugin, to make them join together, connect to more types of databases and execute database-cross queires and at last show data.
Hi Even - did you ever get Grafana --> Dremio working / give it a try? Was going to give it a go and saw your post.
Unfortunately I have not seen any datasource plugin added @ Grafana plugin site. It's Dremio maybe supposed to do this. Without this I have no idea how to add a customized database driver or something into Grafana to make Dremio available.
@evandeng - I'll let you know when I get to this as an issue. Might see how hard it is to just write the plugin. I'm doing a comparison of three DB's behind Dremio so I don't have to rewrite the Grafana integration 3x.
Updates for whose who cares about this topic.
I found an Apache incubated proj Superset supports Dremio as a datasource. Superset supports more databases than Grafana. I'd go and do some tests.


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Picture: Bohdan Warchomij 1 of My hope is to have it restored and the history showcased like Cockman House. First posted December 30, During mating season, the young joey from last season, is quite big, already familiarising themselves with the outside world.
First posted September 30, Photo: Ray Sampey holds Bob, a rescued freshwater crocodile. More stories from Western Australia. Republicans just got what they wanted in the Joey Perth having sex inquiry — and that could be bad for Trump Female jockeys still battling stereotypes after Michelle Payne's Melbourne Cup win.
Trump's impeachment process goes public Democrats are confident there's evidence to support their claims that Donald Trump committed high Joey Perth having sex and misdemeanours. A heritage listing by a WA council does not offer long-term conservation and maintenance guarantees, Old friends willie Caboolture roger miller ray price a listing on the State Heritage Register.
Most Popular Lost pup likely dropped into yard by an eagle turns out to be a rare, pure dingo Police officer to be investigated over 'EAD hippy' sticker worn to climate protest photos Republicans just got what they wanted in the impeachment inquiry — and that could be bad for Trump Man found dead in air duct was friends with driver at the centre of coronial inquest Welcome rain is on the way — but where?
The male follows the female everywhere in hot pursuit.
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The infrastructure, the medication and the food are all costly. Karen said she made reports to her local council, rangers and the WA Police following her discovery, and local wildlife authorities arrived to cut down the joey and remove Joey Perth having sex of the animals from the house.|A MAN has been arrested after allegedly targeting heterosexual men at beer pong events and Joey Perth having sex assaulting.
Joey Poindexter, 38, was arrested in Gaithersburg, Maryland, on October 3 on charges that Escort brazilian Maryborough sexually assaulted a man at Looney's Pub in College Park, just off the University of Maryland campus.
WJLA reports that Poindexter allegedly took the man home and assaulted. Police believe he may be a sexual predator because they found pictures on Poindexter's mobile phone of six men in different states of consciousness.
So far, three men have come forward as victims of Poindexter's, who is believed to have picked up other victims at beer pong tournaments for as long as 10 years in the Washington DC and Baltimore areas.
The men all admit to being drunk and police believe they were probably drugged as. Quakers Hill wellness massage Quakers Hill published habing 'Beer pong sex predator' arrested.
News Corp Australia. November 13, AM.
Special eight-part documentary series.]


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The 25th-anniversary contest gives you the chance to own every book that's copped the prize
Aug 20, 2018
Susan G. Cole
An ambitious young activist must come to grips with her personal idol in the author's wily new novel, The Female Persuasion
May 04, 2018
The neo-conservative pundit's take down of the U.S. president has blind spots, but his book provides fascinating insight into government corruption
Jan 29, 2018
New books by Zadie Smith, Pussy Riot's Nadia Tolokonnikova, Kim Thúy, Uzodinma Iweala, Sheila Heti and Michael Ondaatje are on the horizon
Jan 03, 2018
The highs and lows in the CanLit scene were often one in the same this year
Dec 26, 2017
It's not surprising the anti-psychiatry critic's controversial views are all over her latest novel
Dec 22, 2017
Carla Gillis


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Market Spotlight: Amyotrophic Lateral Sclerosis (ALS)
|Datamonitor Healthcare
|英文 46 Pages
納期: 即日から翌営業日
|注目市場の分析:筋萎縮性側索硬化症 (ALS) Market Spotlight: Amyotrophic Lateral Sclerosis (ALS)
|出版日: 2019年10月15日
|ページ情報: 英文 46 Pages
Amyotrophic lateral sclerosis (ALS) is a fatal late-onset neurodegenerative disorder characterized by progressive muscular paralysis. It leads to damage of the upper and lower motor neurons present in the corticospinal tracts, brainstem, primary motor cortex, and spinal cord. The first onset of symptoms is generally seen in patients aged 50-65 years. Common symptoms reported by patients with ALS include muscle twitching, weakness, and cramping, which subsequently lead to muscle impairment. Furthermore, patients in the final stages of ALS will develop symptoms of dysphagia and dyspnea.
Datamonitor Healthcare estimates that in 2017, there were 47,190 incident cases of amyotrophic lateral sclerosis (ALS) in adults aged 40 years and older worldwide, and forecasts that number to increase to 56,070 incident cases by
2026. Oceania and Europe are estimated to have the highest disease incidence (2.33 and 2.16 cases per 100,000 people, respectively), while Asia and Africa have the lowest incidence (0.62 and 0.89 cases per 100,000 people, respectively).
Italfarmaco's Tiglutik, Mitsubishi Tanabe's Radicava, Advanz's Rilutek, and Corestem's Neuronata-R are the only marketed drugs available for ALS. These drugs are administered via the intravenous and oral routes.
The greatest proportion of industry-sponsored drugs in active clinical development for ALS are in Phase II, with only one drug in the NDA/BLA phase.
Therapies in active clinical development for ALS focus on a wide variety of targets. The most popular method of administration is the oral route.
High-impact upcoming events for drugs in the ALS space comprise topline Phase III trial results for NurOwn, Simdax, Arimoclomol, and IONIS-SOD1Rx, and an expected PDUFA date for Exservan.
The overall likelihood of approval of a Phase I ALS asset is 6.7%, and the average probability a drug advances from Phase III is 42.9%. ALS drugs, on average, take 7.8 years from Phase I to approval, compared to 9.8 years in the overall neurology space.
There have been 27 licensing and asset acquisition deals involving ALS drugs during 2014-19. The $1,225m exclusive collaboration and license agreement signed in October 2018 between Denali and Sanofi to develop and commercialize products containing receptor-interacting serine/threonine-protein kinase 1 (RIPK1) inhibitors for neurological indications such as Alzheimer's disease, ALS, and multiple sclerosis was the largest deal.
The distribution of clinical trials across Phase I-IV indicates that the majority of trials for ALS have been in the early and midphases of development, with 81% of trials in Phase I-II, and only 19% in Phase III-IV.
The US has a substantial lead in the number of ALS clinical trials globally. The UK leads the major EU markets, while Japan has the top spot in Asia.
Clinical trial activity in the ALS space is dominated by completed trials. Otsuka/Avanir have the highest number of completed clinical trials for ALS, with 11 trials.
Biogen leads industry sponsors with the highest overall number of clinical trials for ALS


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Joint Zoom Concert - Hannah Sanders & Ben Savage + Findlay Napier & Gillian Frame - 14th August 2020
Starts 7PM UK Time An exclusive joint Zoom concert with two of our favourite singers! Zoom link and password to be sent to ticket holders by e-mail shortly before the event. Minimum ticket price is £10 but please consider a little more if you're watching with others.


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I dislike when folks local sluts that. Alameda Saskatchewan fuck buddy livingston tx? Itself is so undefinable except to say it is not inside. I mean going planting and shooting a tree are activities which are extremely distinct, but both are outdoors.
We chatted for a bit, getting to know one another. He began dating someone and backed away. He then came back. We have to the point of going to meet this week. Things happened and it didn't work out. And I sort of only dropped it, and he has not brought this up again. Has not actually emailed me. I know that I was a jerk, we had plans and that I just stopped responding to him. So, I could just let it all go. However, I feel as though I at least owe him the explanation of my relationship exclusivity and ought to wish him on his hunt. Just trying to decide if he and I need to take that chance and meet with finish it before it begins.
Keep in mind that your worth will rise to levels that are greater when you help someone, because and other people will talk about you well, bringing them to you, and it will be easier for you to attract more individuals.
They usually show up rushed and also will certainly do anything to save time inthe name of effectiveness. They also have really high standards as well as will certainly be seen as very qualified in obtaining the job done but may press individuals too tough as well as in some cases even questioning why those individuals don't react to orders or relocate as well slowly.
Just fulfill when you are extremely comfortable about the conference Guarantee your fucking sluts local Lawnhill BC space or traveling information stays confidential Ensure to shield your online access by staying clear of use your computer system in a public network or shared computer system.
You've come up with your name. Now it's her turn to provide you hers. She may not do that, but maybe not to worry. From the long haul, in utilizing Mud Theory recall, many, a number of people will reciprocate in almost all instances within the long haul. As for we can utterc'est la vie. Keep in mind constantly that certain naked local sluts Alameda SK negative anomalies will always tend to cancel out negative anomalies in meeting dates, in using Mud Theory then. " Hi, how are you?
If you are going to a college bar, then you wear the typical jeans and T. If you are on your way to a disco motivated dance club, then you want to look dapper. Ifyou're currently picking up girls on the shore shorts, beach shirts are okay. You want to hookers in bridgepory Alameda SK into the top tier audience. Unless you are picking up girls in some convention or Comic- Con, place off the super hero tees and regalia.
It guaranteed that you'll have another perspective that changes how you see encounters with girls, in addition to the way you FEEL in these experiences, As soon as you realize the fundamentals of these two books.
I Married a Narcissist It was really surprising that I had not fulfilled the guy that was sour so I guess I was expected. On the surface, he looked like a good prospect. He lived in Portsmouth but was a transplant in Boston. Great. Two kids in their early twenties; he also claimed to be near them both. Even better. And he had a chocolate lab that loved to swim. Really nice.
It text local sluts Fairfield be taken by the lady as if you are not confident, when you inquire the amount in a way that seems like asking for consent. By being in asking for the phone number low You'll also demonstrate a sense of insecurity. Insecurity is a turnoff for many girls. Before you reveal your feelings for her do you want to flip off the attractive Alameda? The answer is no, and so you ought to be daring enough when Alameda local sluts block chain for it.
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Ways to meet local sluts Alameda Type: Most people can eliminate" average" or better. Ifyou're outside this mount then that's fine. But keep in mind a lot of people will eliminate body types if searches run. You may leave it blank and reveal your physique through photos instead if you are not getting many perspectives. You bill clinton and prostitutes receive more hits.
When you meet someone exciting to you- - it is quite common to detach in the moment. You have a very smooth enjoyable journey and can circumvent this tendency in yourself. I will show you the way, and if you really dedicate yourself you won't have another caution when it comes to dating. Dating is going to be a fun new universe for you.
" I have only just begun tublr local sluts Terrenceville, " I said as kindly as I could. " And I'm seeing different folks, so I would like to see how that goes. I hope you know. " Obviously he did. That was just the kind of guy he was. Over the span of a few months we did keep in touch and met up for cake and tea one day for a birthday treat for him personally but he knew and I did that there wasn't any going ahead with this and over time we lost contact.
Here is the way to tell him you are interested in him using class, style and dating apps for musicians Alameda Saskatchewan: stop whatyou're doing whenever you see him coming. Cease ifyou're walking. Ifyou're sitting, stop what you are doing. Simply stand or sit peacefully, where it is, and establish eye contact with him. Smile and let him romantic ideas dating apps your choice personally or walk by you.
Graduation was drawing and, as I found myself covered under heaps of my older project, term papers, anxiety and a complete work load, Jeff had grown weary of my inability to amuse his whims. He finally decided to take things into his own hands.
Decades before, Christians had a divorce rate than non- religious folks did. Now that the majority of us are currently using the world template, there is barely any difference between the divorce Alameda SK sex dating simulation app among Christians and of any other group.
In most interviews, sessions and questionnaires with beautiful and smart ladies, ONE clear cut response comes up again and again: When it comes to the qualities that most women are searching for in their next partner, great looks and money aren't amongst the top qualities that girls are searching for.
Now, question is, exactly how are you mosting likely to ask her out? Basic, " wan na hang out? " . Ok, not rather, but in the essence, it really is that simple. Whenyou're texting, and the ambiance is all right, delicately ask her if she wants to assemble, currently, the setting you local sluts your plans in is going to be fairly important. Your goal is to make love with her, and also she appears into it, do you welcome her to find over? Depends. Quite an unexpected amount of ladies will certainly be okay with going over to your place to enjoy a film or do another thing, yet, if the lady is not into having sex or obtaining intimate on the initial day, she'll transform you down.
It is a really interesting matter because ALL guys can relate to these feelings at some point or other in their own lives. All men have had a time when they had been distressed to approach a specific woman but lacked the guts to do this- - in fact sometimes a girl would make it GLARINGLY OBVIOUS that she liked a guy, sending out all of the right signals, and he would still struggle to act on these! Yes. . . ALL men can relate to those feelings with no shadow of doubt! In fact, these past episodes are so vibrant, that ask ANY person to recall an embarrassing moment, or an embarrassing situation with a girl, and he will DEFINITELY have the ability to remember a minumum of one tsm dating apps Alameda Saskatchewan, usually many more, frequently in rather intricate detail! So failure in regards to act, or these minutes of Alameda Saskatchewan casual sex with kindness made an impression on each man's psyche. And again through research, it's obvious to see that EVERY MAN has jeopardized his inability to behave, for weeks or days later. Often mulling over his fears of rejection and looking for legitimate reasons why when the opportunities arose, he struggled to talk to women.
When you were in this zone can you imagine a minumum of one minute in your lifetime? Now, what if I told you that you had the power to get there and appreciate social interactions that doing so was no more complex than flicking on a light switch, and that way anytime you chose? For us, it could not be true.
Be sensible and also attempt to handle your day within your restricted sources. Don't give her very high assumptions. It would be humiliating for you if you fail to maintain the pledges that you have made to the lady prior to the day.
There are way too many people who fill in their particulars on local meth sluts fucked hard Alameda Saskatchewan sites so that they might satisfy individuals and also after that bug them for the abused hookers Alameda SK of their lives. This is why we do not indulge in sharing all your particulars and also individual life stories with every solitary person you local sluts upon. You need to recognize that not every guy /girl you encounter is going to be perfect.
The other explanation is that offline local creampie sluts Bury constantly create a larger impression on both you and the Alameda SK local asian sluts for massage near me that you are interested in. You are meeting the person from the flesh and it's much more inviting. Other factors like body language and your voice come into play immediately.


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John Legend & Chrissy Teigen Spend the Day on a Yacht in Italy!
John Legend and Chrissy Teigen soak up the sun on a yacht on Thursday afternoon (July 4) in Porto Venere, Italy.
The 40-year-old EGOT winner sported a gray robe while the 33-year-old cookbook author and TV personality slipped into a black, one-piece bathing suit as they enjoyed a day out at sea.
PHOTOS: Check out the latest pics of John Legend
John and Chrissy have been vacationing with their kids and close friends hairstylist Jen Atkin and husband photographer Mike Rosenthal.
John recently took to Instagram to share an adorable photo of him and daughter Luna, 3, enjoying an ice cream treat!


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The Mai Tai has proven to be an exceedingly riffable cocktail, and Hey Love owner and beverage director Emily Mistell hits a home run with her Secret Life of Plants, an absinthe-accented variation that calls for white rum and a flavorful syrup made with mango purée and oolong tea. It's "the most delicious salty, mango-oolong Mai Tai of your dreams," Mistell says.
1½ oz. white rum
¾ oz. mango-oolong syrup
¾ oz. fresh lime juice
¼ oz. orgeat
¼ oz. velvet falernum
10 drops salt solution (1 part salt: 5 parts water)
Dash of absinthe
Tools: shaker, strainer
Glass: double rocks or 14-oz. tumbler
Garnish: Thai basil bundle
Combine all of the ingredients in an ice-filled shaker, shake to combine, then strain into a glass. Top the cocktail with crushed ice and garnish.
Mango-Oolong Syrup: In a saucepan, heat 12 oz. of water to 195 degrees Fahrenheit then add 4 Tbsp. of oolong tea leaves and steep for 5 minutes. Strain the tea leaves out of the brewed tea, then return the tea to low heat, adding 850 g. of mango purée (Hey Love uses Perfect Purée), 850 g. of white sugar, 1 12-oz. can of mango nectar and 12 g. of citric acid. Stir over heat until the sugar is dissolved and the ingredients combined. Keep refrigerated for approximately 1 month.
Emily Mistell, Hey Love, Portland, Oregon
Did you enjoy this recipe? Sign up for our newsletter and get weekly recipes and articles in your inbox.


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McCormick Divers
Long Beach-Based McCormick Divers to Hold Annual Dive Meet in Palm Desert LONG BEACH, Ca – A staple of the Long Beach sports scene, Long… Read More »LOCAL SPORTS CLUB FORCED TO HOLD ANNUAL MEET 100+ MILES AWAY
Final EIR Is Approved, Moves to Coastal Commission
In a 6 hour debate on Tuesday May 16th, the City Council approved the Environmental Impact Report (EIR) for the replacement Belmont Plaza Olympic Pool… Read More »Final EIR Is Approved, Moves to Coastal Commission
Long Beach Century Club Awards Debby McCormick
On Monday January 30th, McCormick Divers owner and head coach Debby, received the "Ernie Pollman Memorial Award" at the 61st Long Beach Century Club Sports… Read More »Long Beach Century Club Awards Debby McCormick
Debby McCormick To Receive Achievement Award
We all know Debby. An accomplished coach and athlete, and has done wonders for our divers all over the So Cal area. Recently, she became… Read More »Debby McCormick To Receive Achievement Award
McCormick's Shine at Nationals and On The Small Screen
originally posted on gazettes.com
By Jo Murray
Gazette Columnist
Ten-year-old Kate Butler, representing Long Beach-based McCormick Divers, took third place on the one-meter board and fourth place on the three-meter board at the USA Diving National Junior Championships last month in Orlando, Fla.
Butler, a former Junior National balance beam champion, had been diving for a little more than a year when she entered her first Junior National diving championship. Competing in the 11 and under age group, she challenged 40 girls in the preliminary competition, 30 in the semi-finals and 12 in the finals to place on the podium in both the one- and three-meter events. Read More »McCormick's Shine at Nationals and On The Small Screen


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So what I am saying is, you can use your failures with women and interactions that are previous where girls rejected you to understand what errors you made, but you must never allow those failures to local sluts live Grandview Heights OH you down and make you feel worthless.
So she is going to message you first and then you are local sluts pics Brentwood NY to respond and kick back and forth along with her very briefly. Because you can not create rapport via messaging, you are not there to chit and chat. You can start it. Do not be a fish. Ask questions that do not betray your interest but allows her know you see her as a human being on your own. Be charming, calm and fun.
Becoming an expert on your partner also fosters intimacy, mutual interests compassion, novelty, and respect. If your spouse dreams of learning to sail, then you might be motivated to join him creating another avenue for learning companionship, and entertaining.
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No Complaining Complaining is a part of the mentality of a submissive man. There is A dominant man happy with his life and himself therefore he has no need to whine. He understands that if he isn't happy with something, it will not change.
Intro line might not be the most original or exciting, but as you continue reading, you may see the reason why I utilize this, but with this local big titty sluts Brentwood casual sex while gaming Brentwood New York, guys do not react very nicely, see some examples under( I am the text bubble about the best of these) : The first man has nothing more to say than good, the next guy didn't answermy'how is itgoing' question and the third did not bother asking me how I was, or some follow up question in any way. So, I have not given responses that were very good, because why would I need to engage with somebody who doesn't understand the basic ukrainian prostitutes in europe of a conversation? ! I am not wasting my time hoping to draw blood out of a stone. If they can't get a dialog going with the basic, ' hey, how areyou' Perhaps they're not for me. I want to be engaging with if dialogue doesn't come then they are not the sort of men.
Stalking, identity- theft and catfishing are all reasons why strangers with your contact information is a really bad idea, no matter how nice they may seem. Don't give out email or your number until you've gone out with them a Brentwood New York local sluts giving blowjobs more times. THE COMMON FOLLOW- UP MISTAKES: - Asking them to let you know they got home. It's overly parental sounding, and it's also presumptuous. You're a stranger, so why do they wish to? - Messaging or phoning the identical day /night. However well the date went, this really is impatient and too eager. Wait until the Following Day or two. Possessing some restraint is a great thing. If they liked you too, they male prostitutes in 1808 be happier to hear from you in the event that it don't rush.
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To local sluts Del City. Tastes better the longer you consume and the more you share. It is good for your body and your mind. It is good for maintaining and making lasting bonds. It doesn't make you fat.
So when the time comes you should claim something along the lines of" Do you elegant continuing this conversation over a drink later today? " or something to that effect. Since dishes are extremely formal and also can terrify some women off a bit, I claim beverage and not a meal. Beverages are really laid- back, she can kick back with a beverage more than she might eating. Additionally worldwide of online dating you never ever understand if she's mosting likely to look like her images or if they are just really flattering. By opting for a beverage, if she's not what you anticipated, you can just down your drink and imitate you were only intending on pursuing one.
THE ALPHA MALE The Alpha men are the men who feel good about themselves, who can push the members of the group to behave and are comfortable speaking to other people, due to their positive energy. I really don't want to call them that, but to make it easier, they can be called the" cool guys" of this circumstance.
Your spouse's height array is six feet and upwards, five feet Brentwood NY menendez hookers inches, five feet or five feet seven inches. This person may sport braids, or plaits in secret casual sex sites Brentwood New York. The hair color is blond, brown or black. The man can sport a beard. The physique is thick, powerful, and solid. She or he may have a sluts local Brentwood New York on neck, Brentwood New York fuck buddy dating sites, head or the hand.
It is time to consider expanding your horizons if your dating experience is one or two men. It is important to consider options and attempt different types of guys, when you go into internet dating. While I am about to lead you through the exercise it will be important to ensure your recorded results only includes ten Brentwood local latina teen sluts tumblr, not to narrow your search.
This meditation mentality will trigger the para manner andyou're going to be relaxed throughout the practice in your bathroom or room. After a few weeks or even months of this exercise, whenever you have sex, then you'll naturally display this meditation- like behaviour that is relaxed during sex and this will help you last forever in bed.
" It reminds me of a tublr local sluts Carlisle MA I saw where this man is going to break up with his date and right after he says he can't marry her because he isn't prepared, guess what, she tells him a second later she won the lottery. The last scene shows among his friends, in the TV shot, calling the lottery- winning woman friend up from a hectic billiard place. " " Too much. I love it. " CLOSE LOOK RULE Another new guideline to place into immediate use is your TAKE A CLOSE LOOK RULE. It is simply that simple. See how much better you can do if a date is for you in seeing. Require an Oprah channel 4 online dating for example. On the series with obese ladies featured happily showing expensive and elegant clothing off, the announcer described the black gown took focus away from the pearshaped bottom of the plump lady. He said it attracted the viewer's eye. This sort of ploy illustrates how we look for stratagems that will avert the interest of a guy to other things about a lady in order to set the woman in a far better physical light, she hopes. Nonetheless, it is all wrong. We can envision what's situated underneath anyway. A dress never was and isn't a good cover- up. What greater diversion could a man promote for a lady to utilize in touting herself, than a number of the items she brings into the party? Why would anybody think that if the bottom were pearshaped it might be hidden? Someone will eventually find out. Peaches can be covered by you and nectarines can be covered by you but you can not hide the form of a pear.
Sure, it is nice to have a pen pal or a confidante even way away. Or a harbor in some faraway port which would welcome your trip. However, a human connection occurs at distances where your mirror neurons participate andyou're able to establish a circuit that is psychophysiological with another human being. Otherwise, you've just got a menu, not the food.
Over and above you get it done. Do not quit. Twenty- two working times a serene call is made by you. Again and again, they appear, with no- shows of course happening. They happen. That's to be expected of people if they state they'll be there.
Oddly enough, the episode served as a great ice breaker because we had the ability to laugh about both of us having the very same ideas about the" no- baker titty fuck buddy Brentwood" date. The lunch hour flowed as we joked and spoke; realizing that we knew a few of the same men and women. After lunch that he texted to Brentwood New York he enjoyed our lunch and he was sure it would not be our last. However, was it our last? You figured right. Yesit was. The disappearing act was performed by jerry.
You control your words and behaviors with friends and your boss, even if you are irritated by them. Ifyou're motivated, you can learn precisely the the person, with your spouse that is deserving of your very best behaviour and who you love the most.
They normally appear hurried and also date local sluts Brentwood certainly do anything to conserve time inthe name of performance. They also have really high requirements as well as will certainly be viewed as extremely skilled in finishing the Brentwood NY but may press individuals as well hard as well as sometimes also asking yourself why those individuals don't respond to orders or move too gradually.
Let us provide this kind of individuals a little debt by touching a little on their side. It additionally real that there are some individuals who do not take the online dating major as well as they would certainly simply craglist hookers Brentwood New York with various other people's feelings. This is a very bad behavior and needs to be dissuaded. The heart of a human is very delicate and can be injured really conveniently.
A lot of people delude themselves into thinking that most, if not all of the issues, were the other man's fault. These individuals refuse to consider obligations and their issues that may have contributed to the demise of their relationship. As is stated, people who ignore the past are doomed to repeat it.
Everywhere you go, you need to speak to girls. I will teach you how. Girls will not wish to interact with him, if a man is an accidentally creepy man, or just a obnoxious snob. They'll want to end an interaction as fast as possible so as not cope with him. The guy who's unable to communicate his wants and desires to women will not get his desires met and wants. It requires clear ability, ability, and communicating with all girls to get what you would like from life. On the flip side, if you are an attractive man which may create only a flicker of attraction with any girl, they are happy to see you, even if it's only in a company setting. They enjoy talking to you on the phone, they like hooking you up, introducing you to people and doing things for you. The difference between having and not with this skill can have a major effect on what you achieve in your lifetime.


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MVA Faith Caucus Turns to Address COVID-19
On March 26 2020, several MVA faith leaders held a virtual meeting, initially scheduled to plan a full Faith Caucus for April 8.
We used a "House Meeting" format to check in with each other on the impacts of the COVID-19 health emergency. We asked typical house meeting questions:
1. How have you and your loved ones been impacted by COVID-19?
2. What pressures has it brought to your congregation? What steps has your leadership taken to respond so far?
3. What is one or two things an MVA organized response could focus on that would be of most benefit to you and your organization? What kinds of assets and limitations are we working with? What are you willing to contribute?
We saw clear themes emerging in just 20 minutes of listening to one another.
Read more
On MVA's Contribution during the Coronavirus Pandemic
Just as MVA is at a jumping-off point for moving forward, the COVID-19 pandemic compels us to pause and re-orient our work. This update is intended to honour the work engaged by dozens of our delegates, while respecting the needs of this new and unexpected context.
First, a proposal. A summary of the Feb 27-28 Summit Strategy and Action plans are here
The Organizing Cycle: LISTENING - STRATEGY - ACTION
Leaders throughout the Industrial Areas Foundation network recognize that this could be a time of need and even isolation, especially for our most vulnerable neighbours.
MVA leaders already know how to build a strategic network of support specific to local issues and conditions. Those skills are especially valuable now. In the coming days and weeks we have an opportunity to "practise community" through developing public relationships and identifying concrete, achievable responses.
As always, we begin with listening. In the intentional way we've learned through our community organizing, listen to family, friends and colleagues for new personal pressures or local issues arising from the COVID-19 threat or from community disruptions. Our leaders are encouraged to connect with each other to analyze these challenges and take local action. If you don't know who to connect with to get started, use our email and it will be forwarded to the right person.
Let this time of unprecedented challenge be also a time to practice community, creativity, and kindness.
MVA's Faith Caucus is turning its attention to a campaign for making social connections.
Institutional Leaders are invited to meet together to discuss coordinating resources and needs.
STRONGER TOGETHER Strategy Summit - Report
"STRONGER TOGETHER" Strategy Summit, SUMMARY
On March 12 leaders held a formal evaluation of the Strategy Summit to discern the energy and direction for next steps. But of course, things changed rapidly in the two weeks between the Summit and the Evaluation meeting.
In sum, MVA leaders' primary objective for 2020 is to grow our financial capacity to hire a full-time organizer, which equips us to take on the campaigns important to us all. The strategy includes:
Read more
We are STRONGER TOGETHER: STRATEGY SUMMIT FEB 27-28
REMINDER! This week Metro Vancouver Alliance is hosting 2 days of vision, strategy, and relationship-building to grow the power in our community Alliance.
After a pause for reflection and evaluation (and working on updating the website)... MVA is building a deeper and broader Alliance for the good of all who live and work in our region. Bring your voice - help us get started at our first major event of the year:
MVA Strategy Summit, Thursday Feb. 27 & Friday Feb 28
Vancouver, various locations RSVP today!
A series of energizing sessions to explore why and how our organizations are Stronger Together, designed to ignite your vision for what is necessary and achievable for a more liveable Metro Vancouver.
Read more
What we did on our summer vacation
We were very busy over the summer, organizing for the common good, of course!
And, here's the latest update from the Metro Vancouver Alliance.....
Strategy team meeting
Our strategy team meets on Tuesday, September 10, from 5.30 pm to 8.30 pm, in Room 1209 of the Vancouver Community College health sciences building (Broadway campus). We'll be discussing our work for this fall and new opportunities for our research action teams to access grant money to pursue their priority issues.
Community Organizing Leadership Institute
Our introduction to the theory and practice of community organizing, including necessary skills you can use to strengthen your union, congregation, community group or educational organization. Join other emerging and established leaders for this in-depth workshop on Friday evening, September 27 and Saturday, September 28. Learn more and register here. The leadership Institute is free for folks from MVA member institutions. Participants from non-member institutions may pay $75 to take part. This may be applied to membership dues in the MVA if your institution later decides to join us. Please download the workshop poster here and share it.
Free workshop: Tough Conversations - keeping your cool when things get challenging
Our bodies respond instinctively when we feel challenged: the neck or jaw tightens, and the stomach gets queasy. Physical discomfort requires physical strategies. This training offers simple techniques to get you and your body working together so you can handle the challenge and communicate effectively in a way that feels better. Come prepared to ignite your curiosity and to explore new ways of taking care of yourself, especially in those tough moments. Join Shayna Hornstein, adult educator, counsellor and coach - and MVA leader - for this engaging workshop on Tuesday, October 29, 6.00 pm to 9.00 pm at the BCGEU Vancouver office. Find out more and register here.
Red dress gathering
The Hospital Employees' Union (HEU) an MVA member, is holding a red dress gathering to honour missing and murdered Indigenous women and girls on Sunday, September 15 from 11.00 am to 2.00 pm in Bear Creek Park (13750 88 Avenue in Surrey (140th Street east side entrance). Everyone welcome. Bring a chair and a picnic lunch, some refreshments provided. Download the poster here and share it.
The coming federal election
The Public Service Alliance of Canada, an MVA member, is sponsoring an all-candidates forum for voters in the Vancouver-Kingsway electoral district on Tuesday, September 17, 7.00 pm at Collingwood Neighbourhood House (5288 Joyce Street, a few minutes from the Joyce Skytrain station). Everyone is welcome to attend. You can RSVP and even submit a question here.
MVA partner, the Canadian Centre for Policy Alternatives, will be weighing in on top voting concerns such as the rising cost of living, climate change, much-needed investments in health care and closing expensive tax loopholes. Let the CCPA know what you care about and stay up to date with their election analysis here.
Global climate strike
Greta Thunberg has landed on our shores just in time for the next Global Climate Strike. On Friday, September 27th, Vancouverites will stand together with people across the planet to demand climate justice. This global strike is not just for youth - this time, we need EVERYONE to demand dramatic and urgent action against the climate crisis. Vancouver City Hall (Cambie and 12th Avenue) from 1.00 pm to 5.00 pm.
Promote the MVA!
We're building our social media presence and need your help! Please like our Facebook page and also take a few minutes to invite your friends to like it!
Good reads
A recent article in America, the Jesuit Review, explores the impact of the decline of organized labour in the United States and the growth of inequality all through the lens of Catholic social teaching. Read The decline of unions is part of a bad 50 years for American workers here.
Amid the urgency of the climate crisis, many of us are experiencing what has been called "eco-grief." An article in The New Republic suggests that solidarity is the answer to the enormous challenge ahead. Read One for all: To avert global catastrophe, we urgently need to resurrect the ancient ideal of solidarity here.
As humans, we're hardwired to care, but we have to nurture it, writes Vivian Fellegi in Broadview magazine, formerly the United Church Observer. Read The science of empathy here.
The Georgia Strait published a Labour Day message from MVA leader and president of the Vancouver and District Labour Council Stephen Von Sychowski. Read Unions celebrate Labour Day by calling for a fair Canada for everyone here.


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I was standing on the beach in Hana on the east side of Maui the other day, watching the sunrise. For a year and a half, living on the west-facing slopes of Haleakala volcano, I've witnessed only sunsets over the water . . . long, hazy, fat orange-globe glides into the ocean, frequently accompanied by a riot of technicolor cloud formations.
In contrast, east-side, the sun fairly leapt from below the horizon as if eager to start the new day. There was little preparation and fanfare. One second the sun wasn't there, the next moment TA DA! LIGHT! No tired end-of-day haze on the horizon, the sky was sweetly pellucid and almost unmarked by clouds.
Once again I was struck by the similarity between the average day and the average life.
Morning starts out sweet and uncluttered. Our baby faces unmarked, eyes wide and luminescent, our gaze is candid and unswerving. Life is simple. We want what we want when we want it. Our demands are loud and clear. With luck, they are swiftly met.
Energy is infinite and untapped. We GO! As soon as we get our sea legs we're up and at 'em—a running, laughing, skipping, screaming, skating, tree-climbing explosion of action and sound that goes and goes and goes until we drop, exhausted, and sleep overtakes us.
By noon, the sun is overhead and we're feeling the heat. We've managed to thrash from Pre-K to that college degree, and whether we like it or not, 50,000 hours of legally-enforced programming has set the tone and expectations for the rest of our lives. We're out there "doing our thing." At least we hope it's our thing. Maybe it's our parents' thing. Or the thing all the fucking aptitude tests told us was our thing.
We're not sure. But who has the time or the energy to question it?
5 pm comes. Finally!
We're tired. We probably should go for a run or hit the gym. But they don't call it "working out" for nothing—and we're tired of working. Tequila and wine, cannabis and coke and Oxycontin look pretty damn good at this point. Of course, there's TV and Netflix. It all runs together, just like our days.
By 11 p.m. we're zoned out on the sofa, mouth sagging open with maybe a bit of drool spotting our t-shirt. At least the hillbilly heroin has taken care of the body-wide issues that are setting in—the nagging low back pain, the headaches and neuralgia, the inflammation-driven diseases. The depression. The anxiety. The boredom.
Sleep, if we can attain it anymore, beckons—that narrow slide between sofa and bed, stupor and temporary oblivion.
Hopefully we can get it up for one more day. But we're just so damn sleepy and drained. The slide into entropy is just so damn easy. Attractive. Inevitable.
Sunrise . . . sunset.
I was on that slide into entropy . . . that long slow glide path towards a tired horizon filled with haze and smoke and clouds. Which is why I cut my drinking by 99% and my "substance intake" by 100%. (The next battle is with Netflix!) It's why I cut out sugar and gluten. It's why I walk every day and bought a rebounder. And a strength-training kit. It's why I'm taking voice lessons and want to learn pickleball and take hula lessons. It's why I meditate and am reading The Tibetan Book of the Dead.
I looked at that dusty horizon—that typical sunset—and decided, "No way. I'm not going out like that."
And I'd be lying if I told you it's easy.


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UK budget changes heralded a new era of pension flexibility, enabling investors to use their pension fund as a savings vehicle beyond the point of retirement. At the same time, the population is ageing fast. In the UK today, around 10 million people are over 65, with the figure set to almost double by 2050. While one in six of the UK population is currently aged 65 and over, by 2050 this will rise to one in four.* These developments have accentuated the need to provide an attractive regular income, as well as protect capital. The Newton Multi-Asset Income Fund has been designed to meet these requirements. The compounding nature of income and its benefits to long-term wealth creation also make this strategy well suited to the pre-retirement phase.
What opportunities are there for asset managers in the retirement income space and how have these evolved since freedom and choice was introduced?
While previously there was a requirement for individuals to purchase an annuity upon reaching retirement – indeed this was a regulatory requirement – the range of choices available to individuals has broadened. Now it seems increasingly rational to aim to generate a steady, sustainable retirement income while retaining ownership of the underlying pot. A range of distribution channels exist: asset managers can forge strategic partnerships with insurance companies; they can address the retirement income market through traditional IFA networks; and they can build on direct relationships with consultants, pension schemes and master trusts which are beginning to embrace retirement income as a potential area of involvement. Designing appropriate investment solutions which address the long-term needs of retirees, and which can be used both through advisory and self-service channels, can ensure a strong foothold in this burgeoning market.
What is the appeal of retirement income products?
With the advent of pensions freedoms, the risks facing individuals as they reach and go through retirement need to be reassessed. For most defined contribution (DC) members entering retirement, the key concern and risk will be the permanent diminution of capital, which will erode their ability to reinvest and recover losses. With this in mind, many investors are looking for peace of mind in the shape of a sustainable portfolio that will provide a consistent income stream over time. One way to accomplish this could be through a multi-asset approach which blends investments across a range of assets in order to achieve the income objective while giving careful and measured thought to the risk-management process.
What segments of the market are the most receptive to investing in retirement income funds?
Current demand for retirement income products comes mainly through more traditional IFA channels, although this is likely to change as the market evolves and as pension provision becomes more institutionalised. As pot sizes grow, providers, schemes and their advisors will increasingly adapt to serve a growing drawdown segment, and it should be possible to remain in a single environment, either on, or, over the longer term, off-platform. This is all the more important given the fact that retirement income strategies such as multi-asset income are arguably as relevant pre as post retirement. The compounding benefits of reinvested income mean that such an approach can provide strong, risk-adjusted returns over the long term. Moreover, such strategies may have a place in defined benefit (DB) pensions as cash flow-negative schemes look to meet their liabilities.
Is there evidence of demand materialising and what is the likely catalyst for this to accelerate?
There are already some signs of multi-asset income demand, albeit somewhat slower than anticipated. The requirement to repurpose platform technology to accommodate regular income payments to members, the small average pot size of the majority of retirees and the limited provision and take-up of advice at the point of retirement have stymied the pace of growth. Moreover, it is incumbent on asset managers to demonstrate the appeal of multi-asset strategies as a means of generating a steady cash flow stream in the face of increasing longevity and a lack of yield in other parts of the market. By generating a natural income through careful stock selection, the need to sell assets to raise cash, which would introduce sequencing risk, is avoided. As regulated financial advice becomes more embedded in the retirement journey, this is likely to lead to increased interest and ultimately investment flows into this area.
How does the Fund aim to achieve a sustainable yield?
We employ an active approach to multi-asset income investing with direct holdings in underlying securities and only selective exposure to third-party managers, notably in more specialist areas such as renewables. The lack of adherence to an index means that the focus can be on finding companies with sustainable business models which can continue to pay dividends, irrespective of the economic backdrop, rather than taking account of index weightings.
The Fund's income objective of generating a sustainable yield is set at the portfolio level and we have the freedom to reallocate capital in a timely manner across the capital structure to explore the best risk-reward opportunities – something that often gets overlooked, particularly in a 'fund of funds' approach or a single asset-class fund. Having this discretion allows us to understand risk on a more holistic basis and its interplay across asset classes.
What does the portfolio look like in terms of holdings?
The Fund is fully flexible, allowing us to invest without any sector, country or asset class constraints, seeking those assets that we believe will deliver the best income, while also aiming to preserve and grow capital over the long term. We look at the relative value between bonds, equities and alternative assets. Many of the opportunities within alternatives fit very well with an income objective and also help diversify the sources of income the fund receives. We currently have significant exposure to renewable-energy and infrastructure assets that should have very stable cash flows with very little sensitivity to the economic cycle.
Can you talk about an area of investment you find particularly exciting in the current environment?
One of the portfolio's current holdings is a company that invests in windpower assets. Around 50% of the revenues from these assets are fixed and rise with inflation, as a result of inflation-linked government subsidies. The other 50% comes from the sale of the power output onto the wholesale market. The scale of these projects is striking, as is their ability to provide true diversification within a portfolio: the wind is indifferent to the economic climate – the turbine blades keep on turning and generating power – and while the power generated does vary from day to day, it is fairly stable over a longer period such as a year. The government could, of course, decide to change the subsidy it provides to wind power assets, which would be detrimental to returns. However, we only invest in assets that are already built and connected to the grid, and we believe it is very unlikely that the subsidies would be changed on a retrospective basis for existing assets.
Newton Multi-Asset Income Fund sector and asset-class positioning as at 30 September 2018
Source: Newton, 30 September 2018.
Newton Multi-Asset Income Fund – key facts
Performance aim
Current annual yield
*Source: House of Commons Library Research, Key issues for the new parliament, 2010.
**Source: Newton, as at 30 September 2018.
Key investment risks
- Objective/performance risk: There is no guarantee that the Fund will achieve its objectives.
- Currency risk: This Fund invests in international markets which means it is exposed to changes in currency rates which could affect the value of the Fund.
- Derivatives risk: Derivatives are highly sensitive to changes in the value of the asset from which their value is derived. A small movement in the value of the underlying asset can cause a large movement in the value of the derivative. This can increase the sizes of losses and gains, causing the value of your investment to fluctuate. When using derivatives, the Fund can lose significantly more than the amount it has invested in derivatives.
- Changes in interest rates & inflation risk: Investments in bonds/money market securities are affected by interest rates and inflation trends which may negatively affect the value of the Fund.
- Credit ratings and unrated securities risk: Bonds with a low credit rating or unrated bonds have a greater risk of default. These investments may negatively affect the value of the Fund.
- Credit risk: The issuer of a security held by the Fund may not pay income or repay capital to the Fund when due.
- Emerging-markets risk: Emerging markets have additional risks due to less developed market practices.
- Charges to capital: The Fund takes its charges from the capital of the Fund. Investors should be aware that this has the effect of lowering the capital value of your investment and limiting the potential for future capital growth. On redemption, you may notreceive back the full amount you initially invested.
- Counterparty risk: The insolvency of any institutions providing services such as custody of assets or acting as a counterparty to derivatives or other contractual arrangements, may expose the Fund to financial loss.
Investment Performance
|30 Sep 17-
30 Sep 18
|30 Sep 16-
30 Sep 17
|30 Sep 15-
30 Sep 16
|30 Sep 14-
30 Sep 15
|30 Sep 13-
30 Sep 14
|Newton Multi-Asset
Income Fund
Performance is stated gross of management fees. The impact of management fees can be material. A fee schedule providing further detail is available on request.
Source: Newton, close of business prices, total return, income reinvested, gross of fees, in GBP, 30 September 2018.
Newton defined contribution investments
Past performance is not a guide to future performance. Your capital may be at risk. The value of investments and the income from them can fall as well as rise and investors may not get back the original amount invested. You should read the Prospectus and the Key Investor Information Document (KIID) for each fund in which you want to invest. The Prospectus and KIID can be found at www.bnymellonim.com.


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