text:
Salt Lake County District Attorney Sim Gill said he believed two Herriman officers had no choice in October 2020 but to shoot and kill a Salt Lake gunman who had fired multiple shots of fire.
Isaac Lemoine Christensen, 38, had driven into the Herriman neighborhood of a woman who had a protection order against him, threatened her neighbors with a gun, and fired several shots before sneaking under a van with two weapons.
Herriman's officers Brady Askerlund and Dustin Olzack were legally justified in opening fire when Christensen reached out to grab one of the weapons in front of him, Gill announced on Friday. An autopsy determined that Christensen had received nine bullets. Police tried to rescue him, but he died at the scene.
Askerlund and Olzack both declined to be questioned by investigators about the shooting. But other officers and witnesses have made statements for Gill's examination.
Gill said Christensen was driving erratically and quickly when he arrived in the neighborhood in the 5300 block west of Solafax Lane on October 27, 2020, around 10 p.m. Someone who called 911 reported "a drunken man in the neighborhood threatening people and he has a gun," according to Gill's 15-page report on the shooting.
The woman also called the police to inform them that Christensen had arrived while playing music aloud and saying he wanted to talk to her, then called 911 again after a neighbor warned her that Christensen was armed, said Gill.
Upon arrival, officers heard several gunshots and soon after found Christensen lying face down under a parked utility van. The officers ordered him, "Show us your hands," as well as, "Don't grab that gun!" according to body camera images released on Friday.
"I absolutely believe the officers have no choice at this time," said Gill, noting that recordings from multiple officers' cameras show Christensen picking up a gun with his hand open.
The guns were unloaded, Gill said, but he's not sure if Christensen knew.
"I don't know if he really forgot how much he shot, but nonetheless he grabbed that gun," Gill said on Friday. "We can make natural deductions from this, but it was still a tragic result."
An obituary describes Christensen as an older brother and passionate father who had a knack for calibrating colors for his work at local West Valley City presses and says he eventually became a graphic designer.
He served a Spanish speaking mission in San Diego, California, for The Church of Jesus Christ of Latter-day Saints.
âIsaac has faced emotional, mental and chemical challenges in the last decade of his life,â the obituary read, claiming he had sought professional help in the months leading up to his death. dead. "Despite the great love felt for him by so many people, Isaac experienced deep loneliness and struggled to feel up to the challenges of life."


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Hand-rearing a baby bird can be quite difficult and needs to be repeated every few hours by an experienced foster mother. On the other hand, it can be a very rewarding experience to buy newly-weaned or soon-to-be-weaned birds that have no problems and can eat easily.
How much to feed a baby bird at a time
A baby bird should be fed per Have to eat 10 per cent of his body weight. (A 500-gram bird needs 50 millilitres of food per session). A baby of this age needs to be fed about three times a day
It is important to keep your bird not to feed it if it still has food in its crop (the enlarged part of the oesophagus at the base of the neck) from the last meal. Food in the crop for more than three to four hours is a sign of crop stasis (retardation) and may be the start of a bacterial infection or fungal growth in the crop that could make your baby bird sick.
If you overfeed your bird at every meal, its crop may become overloaded and it loses its ability to move food through the digestive system.
You must use your weigh the bird daily on a gram scale. This will help you determine how much you should feed your bird and it will help you monitor whether it is gaining or losing weight, which can be a sign of your bird's overall health.
What to feed
Most baby birds thrive reasonably well on a commercially available hand rearing food specially made for your bird species. These complete diets are convenient because they are easy to prepare. It is important to mix these preparations as directed; do not add any ingredients unless prescribed by your veterinarian. A formula that is too thin will not contain the right nutrients, and a formula that is too thick may become a hard ball in the crop and will not be digested properly.
Featured products
The products below are for sale on bol.com and serve as examples. choose the right formula for the type of bird you have.
- Versele-Laga Nutribird A19 High Energy Baby - bird food - 2 x 800 g (NutriBird A 19 High Energy is a complete bird food with increased energy content for handrearing baby birds with high energy needs such as macaws, grey redstarts, smaller songbirds and all baby birds less than 7 days old. With lactobacilli and prebiotics (FOS+MOS) for a balanced, stable crop and intestinal flora).
- Versele-Laga Orlux Handmix Handrearing food - Bird food - 3 x 500 g (Orlux Handmix is an ideal handrearing food for all types of young birds. Handmix is ideally suited for supplementary feeding of small birds in the nest and for hand-taming exhibition birds and small parrots).
Food temperature
The formula should be fed at a temperature between 40 and 43 degrees. Baby birds will not eat food that is too cold. Conversely, many chicks have died from novice bird owners who fed a diet that was too warm, causing the crop to burn severely.
As a precaution, use hot tap water and always keep a cooking thermometer in the food formula. If you choose to heat the formula with a microwave, remember to stir it very carefully as there may be hot lumps in the mix. Take the temperature before and after stirring.
How to feed
Your bird is used to being fed by its human foster mother in the pet shop or the aviary. Ideally, you should receive instructions from this person and copy his or her technique as accurately as possible.
Spoon feeding is exactly what it sounds like. Gently stretch your bird's neck straight up and support the head with one hand, placing your thumb and index finger gently on either side of the upper beak, close to where it emerges from the skin. With the other hand, tilt the spoon with formula. Make your bird swallow and continue in this way until it has received the correct 10 per cent.
Support your baby bird's head when feeding with a syringe in the same way as when feeding with a spoon and place the syringe in the side of its mouth, facing the back of its throat. Give him the formula while opening his throat. Practice with the syringe first, as it is normal for too much to come out suddenly.
Also remember that your bird needs to breathe at some point, so if you put food in its mouth for more than a few seconds, it may suck food into its lungs..
Be careful with babies who are vigorously bobbing for their food. It is easy to injure the back of the throat with the tip of the syringe when these little ones are aggressively searching for food.

subset: commoncrawl


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Is it Authorized or unlawful to stay in a Automobile?
Some Final years has been a yr filled with challenges for a lot of Individuals. Not solely have all of us been attempting to remain wholesome, we've got additionally been confronted with excessive decisions tied to our financial circumstances. Many individuals this yr have been at the very least threatened with the prospect of dropping their house, or getting evicted, main us to surprise the place we'd go.
The reply to most requested query i.e is it authorized or unlawful
to stay in a automotive is
Sure and no.
I've by no means seen it straight by the legislation, however in most
jurisdictions, authorized issues by residing in your automotive seem from
(1) Park your automotive; and
(2) Sleep in your automotive.
There are additionally some potential issues with issues like
rubbish and urination which are unavoidable or disposal of physique rubbish in
public locations, which is able to happen sooner or later if you find yourself homeless,
Evidences for Residing in a automotive
In a sure sense, there are conflicts inherent on this
legislation. Public safety for visitors wants not solely permit individuals to sleep in a automotive,
it encourages it (bear in mind the DMV instructing booklet? In some unspecified time in the future they could
say 'in case you are sleepy, pull and sleep earlier than persevering with. The share of
such accidents is brought on by fatigue driver).
It's also not secure to simply pull over the freeway and sleep,
so at a sure level, it is rather vital to sleep earlier than persevering with to drive
in opposition to native legislation in each place that denies authorized rights to sleep within the automotive.
I'm not conscious of a profitable instance of difficult sleep
in your automotive legislation based mostly on this theoretical battle (there are instances in
California lately, however the State Supreme Courtroom refuses to scale back native legal guidelines
to sleep).
Nonetheless, I have no idea the existence of legislation that prohibits one
from residing within the automotive. However due to varied legal guidelines that prohibit issues that
you do not need to do whereas residing out of the car, it is sort of unlawful
successfully sooner or later within the course of.
Instance of a Legislation to stay in your automotive
It'll depend upon the legislation of town authorities the place you
"stay" at the moment.
In Williams County, North Dakota (Williston) for instance, a
variety of individuals have moved to the realm to seek out work inside and across the growth
oil trade. Housing on this space is uncommon and costly meanings that many
individuals go down on their luck have been compelled to sleep of their autos.
The district fee lately continued the regulation to make it unlawful to stay in a car until it was a RV (leisure car) in a longtime trailer park. Different cities in North Northern Dakota and East Montana can observe. Though this isn't a bit to unravel housing issues, it has dissatisfied many individuals residing in margins from residing within the space,
The easiest way to seek out out is on-line and test town or district code for your self. Or higher, contact any agent within the metropolis or county that govern housing and ask them. If certainly one of them is "breast", contact the Salvation Military workplace within the space and so they should have that info when they work with homeless individuals.


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Rubies in the Sky™
Talk about luxury! Rich, jewel-toned, and simply stunning, these blooms are ready to dazzle and impress. Let them know you care in an unforgettable way—the perfect way to celebrate birthdays, love and romance, and corporate holidays.
Burgundy and red dahlias, roses, and mini calla lilies are tastefully arranged with fresh greens in a ceramic cube vase.
Product ID UFN1382
Approximately 10" W x 10" H
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February 27, 2022
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My wife really love those flowers! she's still talking about how good the look & smell.Once again the lady's at Gibsonia Flowers had made me a happy customer...
December 28, 2021
Yes it was a lovely Christmas centerpiece ~ in fact she is the one who suggested I use Gibsonia!
Reviews Sourced from Lovingly


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Ms. Kate Pieper, MFT
About Me
I specialize in working with first responders and their families. I have 25 years of experience in working with individuals and their families. I am also a speaker regarding resiliency for law enforcement, firefighter agencies and mental health professionals.
Education & Experience
Executive Director of Selah Counseling Services Trained and Certified in CISM
Professional & Volunteer Affiliations
The Greater Sacramento Regional EMDR Network Steering Committee
Specialty Area
- Anxiety/Panic Attacks
- Depression
- Family Issues
- Grief/Loss/Mourning
- Marriage/Relationship Issues
- Mood Disorders
- Motor Vehicle Accidents
- Posttraumatic Stress Disorder (PTSD)
- Sexual Abuse
- Spirituality
- Stress Management
- Tic Disorders
- Traumatic Incident
Population Served
- Adolescents (13-17)
- Adults
- Couples
- Families
- First Responders
- Group
- Seniors
- Underserved
- Veterans/Military
- English
- BlueCross BlueShield
- Magellan Health
- UnitedHealth
Anthem Blue Cross Blue Shield MHN Optum


text:
About Us
Healthsoft was founded in 2006 with the motto "We care for Healthcare". The simple idea behind the creation of the company is to make state-of-the-art software solutions and services infrastructure for the healthcare industry to make everyday life for the providers easy. Our mission is to let the healthcare providers do what they are good at – provide service to the patients.
All our software solutions include, product maintenance, backups, and hosting all included. All you need is an internet-enabled device. You will receive all current and future updates, features, and UI enhancements at no extra cost.
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THE SILENT PROFESSIONAL™ SBR embodies the true essence of innovation in the PDW platform that the most hardcore operators would envy. The modern design and engineering look like something right out of a secret agent weapons laboratory. It is built on the groundbreaking, monolithic BAD-PDW billet 7075-T6 aircraft grade aluminum lower receiver with our upgraded VERT© PDW stock.
This purpose-built SBR was designed for maximum strength, concealment, maneuverability, lightweight, reliability, and controllable firepower. At just under 22" OAL, THE SILENT PROFESSIONAL™ is about five inches shorter and just over one pound lighter than the MP5A2. Packing a quiet and hard-hitting .30 caliber SBR in such a compact and robust package will make any professional smile.
The firearm comes complete with ambidextrous controls and free-float rail handguard with M-LOK attachment points at 3, 6, and 9 o'clock positions. At 12 o'clock is a full-length Picatinny accessory rail with BATTLEARMS' signature notch cut matching the upper receiver.
Every firearm is equipped with a 4150 chrome-moly steel black nitride barrel for durability and accuracy. Each barrel is individually head-spaced with matching 9310 steel bolt and 8620 black nitride carrier for ultimate reliability and ease of cleaning. The patented VERT© buffer system offers reliable and smooth cycling and softens recoil.
THE SILENT PROFESSIONAL™ is outfitted with our new industry standard-setting RACK™ ambidextrous charging handle with monolithic handle and smooth side sliding latch that is built to take abuse.
It is loaded with numerous enhanced components such as our smooth nickel Teflon trigger, enhanced modular magazine release, enhanced takedown/pivot pins for easy tool-less breakdown, one-piece magazine catch, enhanced bolt catch, user-adjustable three-position pistol grip, and our latest BAD-ASS-PRO ambidextrous safety selector with a virtually unbreakable lever attachment mechanism.
The goal in mind when creating THE SILENT PROFESSIONAL™ was to take the PDW system to the next level in every way. It is the size of the world's smallest sub-guns with a better projectile. The uncompromising engineering offers a unique tactical advantage and a huge force multiplier for the end-user without the bulky footprint.
ll NFA / ATF
Additional Details
- 810033782855
- Condition:
- New
- Width:
- 6.00 (in)
- Height:
- 12.00 (in)
- Depth:
- 24.00 (in)


text:
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School Hours
Term Dates 2022
Term 1 Thu 3 Feb - Thu 15 April
Term 2 Mon 2 May - Fri 8 July
Term 3 Mon 25 July - Fri 30 Sept
Term 4 Mon 17 Oct - Mon 19 Dec
Gifted and Talented
Gifted and Talented children have different and specific needs in the school setting. At Otonga we strive to provide opportunities in order for these children to reach their full potential in life.
- Each year staff identify gifted and talented children through a prescribed series of screening tools that also request parent knowledge.
- We have established a Gifted and Talented register to track and evaluate their individual needs and show how they have been catered for.
- Identified gifted children are "clustered" at junior, middle and senior level, because we believe they learn better when they can challenge each other.
- These identified children are taught by teachers who have knowledge about gifted education.
- Out of class extension and enrichment opportunities are provided through specialist modules.
- Children are also extended through Cross grouping in maths, as well as rotations and electives based on teacher strengths.
- Teachers receive ongoing professional development and access to specialised resources for their programmes.


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8:30 a.m. – DeKalb County Commissioners, Courthouse, Auburn.
3:00 p.m. – Auburn Common Council, Executive In Camera Session, Council Chambers, City Hall, 206 E. 9th St., to discuss buying and/or leasing real estate.
5:30 p.m. — Ashley City Council, meeting with all city departments, Ashley Community Center, 500 S. Gonser.
6:00 p.m. – Ashley City Council, Ashley Community Center, 500 S. Gonser.
6:00 p.m. — DeKalb County Zoning Appeals Committee, Courthouse, Auburn.
6:30 p.m. – St. Joe's City Council, City Hall.
7:00 p.m. – Hamilton Board of Zoning Appeals, City Hall, 900 S. Wayne St.
8:10 a.m. – DeKalb County Council Tax Reduction Committee, Commissioners Court, Courthouse, Auburn, to discuss annual compliance of property and personal property reductions for which DeKalb County Council is the agency designation.
8:30 a.m. – DeKalb County Council, Commissioners Court, Courthouse, Auburn. A public hearing regarding the Three Daughters Corp., dba Rathburn Tool & Manufacturing, tax abatement will be held at 9 a.m.
6:00 p.m. – Auburn Plan Commission, City Hall, 206 E. 9th St.
6 p.m. — Waterloo City Council, Waterloo depot.
5:00 p.m. – DeKalb Airport Authority Board, DeKalb County Airport Terminal Boardroom, 2710 CR 60, Auburn, executive closed session to interview proponents for fixed base operator at the DeKalb County Airport.
5:30 p.m. – Garrett Redevelopment Commission, City Hall Council Chambers.
6:00 p.m. — St. Joe-Spencerville Sewer District, meeting at Spencerville Community Club.
7:00 p.m.—DeKalb County Plan Commission, Courthouse, Auburn.
8:30 a.m. – DeKalb County Drainage Board, Commissioners Court, Second Floor, Courthouse.
2:00 p.m. – DeKalb County Commissioners, Commissioners Court, Courthouse, meeting to discuss DeKalb County Freeway construction.
1:00 p.m. – DeKalb Airport Authority Board meeting in the DeKalb County Airport Terminal Boardroom, 2710 CR 60, Auburn.


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Slot Car Buying Guide For Beginners
Casino gambling problem(s) can affect lots of throughout the world with easy in order to casino gambling everywhere, including on the internet. These problems seem to getting worse over time, as you see the online trends of people searching for the term "gambling addiction". All in all, no matter which one you get, their R4 … Read more


text: This was long overdue. Congratulations Harold! Joshua At 07:48 PM 2/8/2007 -0500, jmcmanus wrote: >Congratulations to Harold Hudson, the one and only Reef Doc! His quiet >contributions to coral reef science and restoration have had a major impact >around the world. > > > >Thanks to Gene for letting us know about his Honorary Doctorate Award. > > > > John


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'Hidden Figures' free viewing event inspires young girls
NORTH CHARLESTON, SC (WCSC) - Several local organizations came together with a mission to empower girls in our area.
Nearly 700 young ladies ranging from 5th to 12th grade were at Regal Cinemas in North Charleston for the free viewing event of the new movie Hidden Figures.
The event was made possible by community sponsors.
For many, Hidden Figures is more than a movie.
Ki'Ara Watts is a 6th grader who attended the event.
"It's really cool to see this movie to see what women can become if they try hard," Watts said.
It's empowering young girls to be what they want to be despite obstacles that may come along.
"When the men doubted Catherine she never gave up," Watts said.
The movie is about three black women mathematicians and an engineer who played a pivotal role in launching NASA's first successful space mission in putting an American astronaut into orbit. They helped NASA win the Space Race.
Event organizer, Radia Heyward says the women were resilient and assertive.
Heyward says this event was a way to honor her late mother who was a proponent of higher education and women being assertive in STEM fields. Her mother was the only one of her 11 siblings to graduate from college.
"If my mom believed in me as my mentor I could do this for some other girls... and empower, give them the tools and skills they need to succeed in life," Heyward said.
The movie ended in panels session featuring local women in STEM careers. There were four theaters full of girls and four panels.
Hannah Gholson says she enjoyed the movie, but she also really liked to hear from women in our area from various career fields.
"All the girls got to come in and be inspired by these great people who succeeded and they were talking to us about how we should not let our self-doubt get in the way of our success," Gholson said.
The women in the movie crossed gender and race barriers, inspiring many to dream big.
Ashlynn Woodruff attend the viewing and she says she wants to be a doctor. She also aspires to be like the women in the movie.
"They can show that blacks have to stand, that we have rights and that we can do anything," Woodruff said.
The event was hosted by Ladies Enriching the Community Inc., NUCOR Steel Berkeley, Charleston Women's Wellness Center, YWCA Charleston, New Jerusalem Church of God In Christ, Spann Wilder Law, LLC.,The Curry Law Firm, and other private donors.
Copyright 2017 WCSC. All Rights Reserved.


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I work for a contract company in exxonmobil refinary as an mechanic
Ideal Companies: exxonmobil, marathon, and cheveron
engineering and manufactuirng
Ideal Companies: valmont
Tags for this Online Resume: engineering
lead projects motovates groups
Ideal Companies: apple, google, microsoft
Professional Electrical Engineer
Highly experienced in electric power supply and distribution for industrial and commercial facilities
Ideal Companies: (Fay, Spofford & Thorndike), Sebesta-Blomberg, Raytheon, Stone & Webster-Shaw Group
So far this seems legit so I may come back and fill it out for real
Ideal Companies: merck, Johnson and Johnson, Bristol Meyers Squibb
Electrical Engineering Tech
Highly motivated and confident Self starter with excellent confident, organizational, and time management skills. A goal oriented strong leader, proficient in coordinating multiple tasks. An ability to be decisive and consistently perform beyond expected levels. Seeking a challenging project to gain experience in electrical field.
Tags for this Online Resume: Electrical Engineering tech, Electrical engineer
Principal R-D Tooling Design Engineer
Principal Tooling Design Engineering position in a Research and Development environment where Knowledge, Experience, and Initiative will have valuable application toward Professional Growth.
Ideal Companies: Open to all
Master of maintenance
interpersonal, communication and leadership skills.
Ideal Companies: Ford Motor Company
Tags for this Online Resume: Maintenance
(R&D) Implementation of Modern Control Systems Algorithms
Innovative, dynamically adapting to Hi-Tech trends Senior RF, Signal Processing, Communication, Control System Architect Engineer/ Analyst/ Developer/ Consultant, with an extensive business, industry implementation, high level research and education experience, having in depth passion for signal processing, new modulations algorithms, actuating, classic, modern control and state-of-the-art state system design approach. Re...
Ideal Companies: Lockheed Martin, Northrop Grumman, Satelite Control, GE Control, Honeywell (Control, Systems)
Tags for this Online Resume: System Design, Control Design, DSP, Servo Control, Measurement, State Space System Observer Design, Estimation, Simulation, Math Description, System Identification, Model Verification, Classic Control Design, MIMO Channel RF Design, Luenberger Kalman Narendra Kuzovkov
with lots of butterflies and flowers
Tags for this Online Resume: lazy bum
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Ideal Companies: apple
Tags for this Online Resume: marketing


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Saturday and Sunday have been totally different days this weekend.
Yesterday was blue skies and sunshine, and it was lovely to sit on the deck all afternoon and enjoy it (sitting under the umbrella as I burn so easily).
The garden was bright with flowers and the birds were busy doing their Spring Thing and chirping from all the trees around us.
One of our neighbour's trees has sparrows building a nest in it, still visible at the moment, but once the tree comes fully into leaf the nest will be well-nigh invisible.
Then today, Sunday, we have had heavy cloud cover all day, along with a bit of wind.
The rain arrived late this afternoon, but I managed to pick some Californian Poppies before it came. Their separated petals are now sitting in the dehydrator – I find it takes about 20 hours to dry them properly (at 35 degC), but they make a great splash of orange colour in a dried flower mixture.
That, and the writing up of a few lists, is all I have managed today. Hopefully tomorrow will be more productive.
Did you know that petting your cat or dog can help to lower your blood pressure?
Time to get petting! 😊


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Hermes Constance 32mm Gold H Black Brown Reversible Belt 90cm
*Marked Hermes
*Made in France
*K in sq (2007)
*Comes with the original box and dustbag for buckle
*As seen on too many celebrities
-Marked 90 cm/ approximately total length is 41″.
-Approximately 34″ to the first hole , 36″ to the last hole.
-In a very good condition, except hairline scratches on the buckle.


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Welcome back, Beautiful What was the last thing you did? Did you enjoy doing it? This life is very long but also very short. Time passes so fast when you least expect it. So it is important that you make everyday a very happy one. Even if something bad happens just know that everything willSigue leyendo «~Enjoy the little things~»
Archivo de etiqueta: sec3
Get 2 Know me!
So for this assignment we were given the task to create a presentation about ourselves. To be honest it was kind of hard to talk about myself but i somehow manage to do it. Wanna see it?
Hi! my name is Nicole and this is my small internet space. I'm a first year at university with too much time on her hands and a big dream. In here, I'll be sharing with you aesthetically pleasing pics, videos, music, radio, etc. By the way, all of this is part of the course ofSigue leyendo «Greetings»


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Swinging into Spring: March 2018 Youth Ninja Team Recap
Last weekend the Obstacle Academy Youth Ninja Team tore through their monthly in-house competition. The competitions are a great way for the youth to tackle competitive stress, and showcase their skills to friends, families, and each other. The performances are always intensely surprising and leave the coaches, teammates, and spectators beaming with pride. Of the four teams: Junior, Intermediate, Advanced, and Competitive, the Juniors always run first. When we set ninja warri
National Ninja League Finals: Best in the Nation
Obstacle Academy Youth Ninja Team Athletes compete at the National Ninja League Youth Finals.


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Release Date: 26 March 2012 | Certificate: Suitable for 15 years and over
£5.09 includes FREE UK Postage
You Save: £14.90
Offbeat comedy about a young man coming to terms with cancer. Joseph Gordon-Levitt stars as Adam, a sweet-natured radio scriptwriter in his late twenties who is diagnosed with a rare form of spinal cancer and given a 50/50 chance of survival. With the help of his girlfriend (Bryce Dallas Howard), his best friend (Seth Rogen), his mother (Angelica Huston), and a trainee therapist at the cancer clinic (Anna Kendrick), Adam begins to discover what really matters in life.
Release Date: 26 March 2012
Certificate: 15 - Suitable for Persons Aged 15 or Over
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Buyer Beware: Training Without a License
As we become more conscious of our health, personal training has become one of the fastest growing health-related fields. According to economists from the Bureau of Labor Statistics, the industry has grown by 44% since 2001, and is expected to increase an additional 32% by 2020. The increased demand for personal trainers has resulted in so-called "experts" flooding an industry that lacks any federal or state regulation. Although licensure and registration bills have been proposed in several different states, the fact still remains that, at this time, anyone can claim to be a personal trainer—even if they have no related education or prior experience.
Those new to personal training often have no idea if their trainer is good or bad. All too often, personal trainers are selected based on their own physical appearance or on their likability—but this can be a recipe for disaster. Training must follow a scientific path that takes into account a person's past, their present and what they have planned for the future. Being able to ascertain a client's needs and apply a program individually tailored to him or her is a skill that must be learned through proper education and experience.
The best way for a consumer to assess the quality of a potential trainer is to evaluate the trainer's education and experience. A little research can prevent painful and costly injuries in the long run. Ask to interview a potential trainer before beginning to work with him or her, and request information about qualifications, certifications, education and experience. Follow up with some research into where the certifications are from and the requirements needed to earn them.
Learning more about the gym where your trainer works can shed some light on previous clients' satisfaction with the facility in general, too. A quality gym will insist on hiring well-qualified personal trainers, but unfortunately many gyms don't require their trainers to have anything more than a high school diploma. Gyms may also be motivated by financial concerns to hire less-experienced or less-qualified trainers since they will work for less. This can lead to a dangerous combination for clients who are new to personal training.
In short, learning about your gym's hiring practices before you start working with one can prevent you from falling victim to a trainer who means well but ends up hurting you in the end. After all, the whole point of working with a personal trainer is to improve your health and limit your risk of injury.
55 S. Palm Ave., Sarasota, FL 34236
(941) 365-4584


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Importance Of A Professionally Designed Corporate Emblem Design
Students in the BFA Graphic Design program focus on the study and observe of contemporary graphic design idea, rising digital media, techniques and software. Students use state-of-the-art laptop workstations and peripheral gadgets in a hands-on studio environment to create a variety of initiatives. · Gives a concentration in the examine and observe of contemporary Graphic Design concept and apply.· The Graphic Design program prepares graduates for positions within the visible communications industry. Many BA college students choose to pursue a second main or minor. The BA offers ample opportunity for a number of or interdisciplinary research in various packages throughout campus together with psychology, cognitive science, communications, promoting/advertising, technology schooling and knowledge science, amongst others. College students incomes an artwork minor or BA degree also can choose to study graphic design. Program research embody studio examine of print, web, and multimedia design in addition to examine of images, illustration, integrated media, 3D modeling, movement graphics, and animation.
When a enterprise proprietor thinks of the idea of the message of their enterprise, the awareness that the general public has concerning the business, they are going to most probably resort back to the graphic design which is used to create the company's emblem, letterhead and Loading Png download so on. In Melbourne it will be significant to rent a graphic design firm that not solely is aware of their business and has the expertise and ability but that is aware of Melbourne. When a graphic design firm is ready to come up with the appropriate idea and the occupation design that is geared in the direction of making the lasting impression, success happens. It's innovation, technology and creativity at its best and may be accountable for making a company's success of their particular area of interest. Graphic design is the guts / the backbone of the constructing of a company. Graphic design is the creation of assorted materials that symbolize the company. As they are saying, "imagery is life" and imagery in a business sense can imply the potential of the company.
The details that you simply choose to use should be very long and concerned. It is because when you make investments too much, it is going to drive up your bills. Are you budgeted for the graphic designer's asking worth? A majority of graphic designers will welcome this. Do not assume that there's anything dangerous with attempting to get a lower value. It's because you don't want your graphic designer to view the project as too complex. If you have any thoughts relating to in which and how to use Loading Png download, you can contact us at the web-site. Attributable to the fact that these prices are quoted form designers who stay in nations like India and Philippines, they're more consultant of the prices of their native countries. Needless to say the associated fee shouldn't be the one thing that can indicate high quality companies. Your primary focus is to get probably the most relevant value. If not, then try to decrease the price with the graphic designer. Study the value: One of the vital important parts that you've to pay attention to is how a lot will probably be to cover the worth of your graphic design.
You've always been naturally artistic. They generally use laptop software, but many graphic designers are fairly useful within the drawing department as properly. Are the benefits of this job the type of benefits you're looking for? There are many perks that come with being a graphic designer-both job-associated and life-style associated. If you're contemplating turning into a graphic designer, you've picked an excellent career to mull over. You have been the one getting in trouble in grade college for doodling illustrations in your math homework instead of listening to the long-division problem on the chalkboard. So what's in retailer for you in the event you choose this career path? Graphic designers create visual ideas to communicate ideas that inspire and inform prospects. But salary isn't the only factor that matters. Learn on to learn extra in regards to the bonuses that include being a graphic designer. As you got older, it's more than doubtless that you simply excelled in art class-and never only that, however you also enjoyed it!
Social media graphics, e-mail advertising templates, and content material advertising and marketing are simply a number of the digital makes use of of promoting and promoting design. It could be greater or decrease relying on the job description, years of expertise, and location. The median wage is the wage at which half the staff in an occupation earned greater than that amount and half earned less. Based on the U.S. This may increasingly sound idyllic, however by combining graphic, architectural, interior, panorama, and industrial design, environmental graphic designers are ready to reinforce a person's expertise. The present job market might lead to more demand for graphic designers in digital advertising and marketing. Environmental graphic design embraces elements from a number of disciplines so as to attach folks to the places they go to. 38,274 and $51,433. In the meantime, Dribble's Global Design Survey in 2019 revealed that around 37 % of graphic designers dwelling outdoors the U.S. However, the necessity for graphic designers in promoting and corporate branding might experience a slump in the coming years.


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Home Editors' Picks Manila testing two local herbs as supplements vs coronavirus
Manila testing two local herbs as supplements vs coronavirus
THE Philippines has added two medicinal plants to its list of therapeutic supplements in the treatment of patients with the coronavirus.
Anti-cough herb lagundi and tawa-tawa — a popular folkloric treatment for dengue — could soon be tested as supplements for COVID-19 (coronavirus disease 2019) patients, according to the Department of Science and Technology (DoST).
"These have anti-viral properties," DoST Secretary Fortunato T. de la Peña said at an online briefing on Tuesday. Lagundi was already being used to treat cough and other respiratory infections, he pointed out.
The trial for lagundi, a medicinal herb known scientifically as vitex negundo, could start next month, he added.
The University of the Philippines-Manila Ethics Board has issued clearance for such work and experts were awaiting the Food and Drug Administration's approval. The project is expected to run for five months.
Meanwhile, President Rodrigo R. Duterte on Monday night ordered the police to enforce lockdown restrictions amid rising coronavirus infections.
The President said failure to use face masks and observe physical distancing are "serious crimes."
"We have to ask our police to be more strict, violators should be caught," he said in a televised speech in mixed English and Filipino. "A little shame would put them on."
"Who wants to get caught?" Mr. Duterte asked. "But if you are brought to the police station and detained there, that would give you a lesson for all time."
The President's order was part of a "unified ordinance" crafted by local governments on minimum health standards, his spokesman Harry L. Roque said at a separate news briefing.
Mr. Duterte also said he wanted to buy more face masks that will be given to the public for free.
"I will try to buy as many as I can afford, we will give these to you for free," he said. An inter-agency task force made up of Cabinet secretaries made wearing face masks mandatory for people leaving their homes.
Mr. Duterte locked down the entire Luzon island in mid-March, suspending work, classes and public transportation to contain the pandemic. People should stay home except to buy food and other basic goods, he said.
He extended lockdown on the island twice and thrice for the capital region. The lockdown in Metro Manila has since been eased, with more businesses allowed to reopen with minimal workforce. Mass gatherings remained banned.
Coronavirus infections continue to rise, with many hospitals reaching full capacity for COVID-19 cases.
The government was fast-tracking the setup of four hospitals dedicated to coronavirus cases, Carlito G. Galvez, Jr., chief enforcer of the state's anti-COVID-19 efforts, said at the same event on Monday night.
These are similar to hospitals built by China in less than two weeks at the height of the coronavirus crisis that started in Wuhan City, he said. — Gillian M. Cortez


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NIAID offers many resources to support your research, including reagents, model organisms, and tissue samples, to name just a few. Use the filters under Filter Search Results to narrow your search, or simply enter specific search terms in the search field.
4 Results
As one of two National Biocontainment Laboratories constructed under grants awarded by the National Institute of Allergy and Infectious Diseases/National Institutes of Health (NIAID/NIH), the Galveston National Laboratory (GNL) enables progress in our understanding of the fundamental mechanisms underlying the spread of infectious diseases and the pathogenesis of the diseases they cause.
The Clinical Studies Support Team (CSST) is a deployable team with the primary objective of developing and fostering overseas relationships through the support of research studies and clinical trials involving pathogens of high consequence.


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About Us
Online Store
Workshop & Event Rentals
Call For Artists
Apply For Studio Space
Apply For Own Pop-up Gallery Space
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Dawna-Lea Ringer
Visual Arts
I have sought ways to express my creativity from an early age - it was just something I have to do. We live on land overlooking the Columbia Wetlands in British Columbia, right between the Rockies and Purcell Mountains. This is where my inspiration comes from as I work to promote awareness about the intricate connections between the water, land and wildlife. My art depicts the wonders of the natural world, using various media; depending on the project. This may involve applying paint to watercolour paper, house walls, fabrics, and a variety of natural materials.


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Board of Secondary Education, Karachi's spokesperson said Friday the annual matriculation board exams will start on July 5.
Talking about the schedule, Chairman BSEK Ashraf Ali said that the science group's papers would start at 9am and end at 11am, while the general group's exams will begin at 2:30 pm.
As many as 348,249 students will appear across 438 examination centres. During the exams, COVID-19 standard operating procedures (SOPs) would be implemented.


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I have two devices linked to an account on uphold. Suddenly one is disconnected from my account and has the message that the area is not supported. I am from GREECE. The other device is connected normally to uphold. What happens? Do you know when it will be made? Because they stopped supporting countries for so many months, everything was fine
Same problem from FRANCE ( the area is not supported )
i have the same problem. i'm from Costa Rica and i have 2 devices connected but on the computer i have that problem a few days ago
Once the other one disconnects, which it eventually will, then you'll not receive payments to Uphold or Gemini. Until they resolve some issues, only 19 countries are able to link/relink Brave Rewards with Gemini or Uphold.
You can read in detail about everything at PSA: Unsupported Region. If you haven't seen that Topic yet, you'll want to read it in its entirety.
As to how long until they bring your region back, nobody knows. The estimated timeline to get places like France (@gaetanvv) and India were 2 months, but that's not promised. How many other countries they will be able to bring back in that same timeframe is not known. They do know not all will be brought back at once. Unfortunately as they are still navigating through everything, they can't say specific countries and they don't want to tell us the specifics of what's going on. Only that they had issues with government regulations and that other countries (like Philippines) had a lot of fraud. So they are rebuilding how they handle things in order to try to protect themselves and Users better.
This topic was automatically closed 30 days after the last reply. New replies are no longer allowed.


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Fans of Pawn Stars are used to seeing little pieces of history come through the doors of the Gold & Silver Pawn Shop. Over the years, countless historical artifacts have come across the counter. For instance, a revolver owned by Buffalo Bill and dolls depicting the world's first set of quintuplets have made appearances. However, those could pop up just about anywhere. Some items could only appear in Las Vegas.
In the ninth season of Pawn Stars, Hank brought in a collection of items owned by legendary boxer Rocky Marciano.
Pawn Stars Guest Offers a Knockout Collection
Marciano is the only boxer to retire as an undefeated heavyweight champion. Upon retirement in 1956, his record was 49-0. He beat legends like Muhammad Ali and Joe Lewis to protect that perfect record. Hank brought the Pawn Stars crew ring-worn gloves and trunks. Additionally, he had a ticket stub from Marciano's last fight as well as a watch the boxer received upon retiring.
Hank was incredibly proud of his collection. His asking price might be one of the highest in Pawn Stars history. He wanted to get $300,000 for the set. However, Hank didn't just want to line his pockets. He wanted the money for a good cause. The collector said, "I'm trying to raise some money for the Rocky Marciano Foundation, which gives out scholarships to underprivileged children."
Hank's asking price blew Corey away. However, he knew that a collection of ring-worn Rocky Marciana memorabilia could go for a "small fortune" in a town like Las Vegas. So he was willing to hear the collector out. As is usual for the Pawn Stars crew, Corey called in an expert.
Is It Worth $300k?
Jeremy Brown, an expert on sports cards and memorabilia came in to check out the collection. Without taking a close look at the items, he told the Pawn Stars star, "This is one heck of a spread, man. I mean, we could have some serious money here."
Brown started small. First, he examined the ticket stub and said it was genuine. In its condition, he said it would sell for $100 "all day." The watch was worth significantly more. Brown said it would bring about $5,000.
Finally, Brown checked out the trunks and gloves. Hank didn't have proof that the items were genuine. However, Jeremy said they were consistent with Marciano's ring attire. Both items were also incredibly rare. In fact, Brown said the gloves were possibly the most valuable piece of Marciano merch he had ever heard of. In the end, he said the trunks were worth between $15k and $20k. The gloves were worth $25k at the very least. All told, they were looking at about $50,000.
Hank told the Pawn Stars audience he planned to take the items to auction in hopes of landing a big payout.


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Matuszak, Sławomir and Iwański, Tadeusz (2021) Zelensky vs. Akhmetov – a test of strength. OSW Commentary Number 420 22.12.2021. [Policy Paper]
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In November, an open conflict broke out between President Volodymyr Zelensky and Ukraine's richest businessman, Rinat Akhmetov. The main cause was Zelensky's signing of the so-called law on oligarchs. In response, Akhmetov's television channels, including the most popular one in Ukraine, began to ruthlessly attack the president and to promote his political rivals, in particular the former chairman of the Verkhovna Rada, Dmytro Razumkov, who had been dismissed a few weeks earlier and who until recently had been one of the key representatives of the ruling camp, a person with high public support. In response, Zelensky publicly suggested that Akhmetov was involved in an allegedly prepared state coup and that his entourage was dragging him into a war against Ukraine. Meanwhile the President's Office stepped up actions against his business. It is currently impossible to predict how the dispute will end, but the main beneficiaries are other oligarchs, as the president is becoming increasingly dependent on their support (both in the media and in parliament) as he considers re-election. Zelensky's suggestions to Akhmetov can be seen as a kind of 'invitation' to him to negotiate his influence on politics. At the same time, a further escalation of their conflict (which is, however, less likely than a quiet compromise) could result in the destabilisation of the state.
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Countries > Ukraine
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|Series > Centre for Eastern Studies (OSW) > OSW Commentary
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|Daniel Pennell
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Ulla Henningsen
Monthly Forecast for December 2022
Ulla Henningsen is a female celebrity.
She was born on Wednesday March 7th 1951, in Denmark,.
December 2022 is a 1 Personal Month in a 7 Personal Year for Ulla Henningsen, and while she may still have a case of the blues on the early days of this month, December soon brings optimism, increased energy, and excitement. Ulla is intellectually sharp and imaginative. She feels that anything is possible and that the sky is the limit.
Against the background of self-reflection and soul-searching that is such a major part of 2022 is this month's sense of rejuvenation in Henningsen's heart. This is an excellent time to take on new challenges in her career, to start new endeavors, or, if Ulla Henningsen is in business or sales, to go out and snare that important new client.
Often, December 2022 brings financial gain, but Ulla Henningsen's attention is more directed towards intellectual accomplishments. Her pride and self-esteem get a boost.
While this month can bring Ulla and her relatives and friends closer together, the feelings are also intensified and her relationship with some of these people is in a very fragile state. There may be some outbursts of long suppressed feelings that have to be dealt with.
Relationships of all kinds - family, friends, and co-workers - tend to be somewhat unstable during this time.
If Henningsen is single, romance may become an important ingredient of this month's experience. Ulla Henningsen may meet someone new and - while passion and excitement ensued - this person will be an intellectual and spiritual challenge.
The attraction will be based less on physical appearance than on curiosity: there are profound differences between them in point of view and lifestyle, which is fascinating on some level. Ulla learns from this person and, like looking into a mirror, she discovers a lot about herself and the changes that have taken place on a very deep level during the course of 2022.
Let's see now what Saturday, December 3rd 2022 has in-stored for Ulla.
You and Ulla
About Ulla's Personal Month Cycle
Just as Ulla Henningsen evolves through a nine-year cycle, she also experiences nine-month cycles, even though their impact is subtle compared to the Personal Year cycle. The Personal Month cycles proceed according to the same pattern - 1 through 9 - that the Personal Year cycle does. The numbers within the monthly cycles have a similar, though less pronounced, impact on Ulla than the yearly cycle has.
Read more about our numerological monthly forecast for


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The team® tied driven clutch is an improvement from the tss-04 because the moveable sheave opens axially to the stationary sheave without rotational movement.This translates to no scrubbing motion on the belt face.Additionally, all torque is transmitted through the helix, making clutch tuning much more precise.This clutch was developed using the extensive testing and design resources of team industries, inc., and is sure to help you achieve the performance you've been looking for.
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March 23 - 30, 2021
Lenten Wednesday Programming
Join us on YouTube for this season's last
Supper and Spirit
at 6:15pm and Compline at 7pm.
for a document showing how to create a YouTube account.
Palm Sunday Branches
If you will not be attending the Palm Sunday worship service in person, please stop by the church office this week to pick up your palm branches for your household.
If you need palms delivered to you, please let us know by clicking
or calling the church office at 803.324.5295.
2020 Surplus - Local Charitable Impact
At our annual meeting in November, we - Grace members - voted to designate 10% of any 2020 surplus to Local Charitable Impact - an opportunity to share our abundance with those in need in our neighborhood.
On Sunday, Council discussed, discerned, and designated this 10% - which was $10,175 - to be split between three local aid organizations ($3,391 each).
Council is excited to share these organizations with you today! Click on the image of each organization to learn more about how they are caring for our neighbors in our community. Each of these organizations was submitted as part of the search for suggestions for Outreach Grant Partners. While not ultimately chosen as partners this year, they are each impactful, worthy organizations and we are glad to be able to support them through the abundance you gave last year.
Thank you for your generosity!
You have enabled Grace to be generous to our neighbors in need!
The Life House Women's Shelter
A new nonprofit providing hope and help to women in need through shelter services.
Bethel Men's Shelter
A safe place for homeless men to find shelter year-round.
Safe Passage
Offering supportive services to families living in abuse so that they can make changes in their lives and eliminate violence, working every day to empower survivors, eliminate the abuse, engage the community, and engender change.
Partnership Grants 2021
In January, Grace members submitted several organizations to be considered for our new Partnership Grant program. The Outreach Committee then invited these organizations to apply for the grant. Each organization which applied was a worthy consideration, but of course, they could not all be chosen. Outreach discerned carefully where our congregation's gifts and skills connected with the needs of these organizations, in order to choose year-long partnerships to which we could faithfully commit.
The Outreach Committee is glad to announce our 2021 Partnership Grant recipients:
+HOPE of Rock Hill - $10,000
+Pilgrims' Inn - $5,000
+Community Cafe - $5,000
Click on the logo of each organization below to learn more about them.
Outreach will share more information about our partnership activities with these groups in the coming weeks, as events are scheduled and needs are shared. We look forward to learning about and serving the community alongside our Partners!
Thank you for your financial gifts, which enable us to give these grants, and for your time and effort, which will be vital to our partnerships.
Hospitality Improvements Continue!
We rolled out the blue carpet!
The Fellowship Hall and stairwell have now been painted!
The Fellowship Hall colors stayed the same, but everything looks fresh and clean. This was one of our 2020 goals - it is great to have it done!
The stairwell is now both brighter and bluer - we have a lovely accent wall that will soon be adorned with a beautiful piece of custom art - we look forward to sharing that with you when it is installed! This was a 'discovered need' project, and we were able to have this done thanks to the 2020 surplus funds.
There is also a beautiful new floor mat in the entryway, thanks to Parish Life. This mat makes the space even more welcoming and keeps things drier in rainy weather.
Thank you for your generosity, which has allowed us to complete these important projects!
Our next improvement will be refurbishing the sound panels in the Fellowship Hall, which is also made possible by the 2020 surplus. We will share those updates as they happen!
We will offer in-person worship this week, Sunday, March 28. In order to attend worship with us, we ask that you sign up ahead of time.
Click here to sign up for 8:30 worship
Click here to sign up for 11:00 worship
Click the video image for the
worship service for the Fifth Sunday in Lent, March 21.
for the worship guide.
Click the video image for the Children's Sermon
We invite you to "like", comment on, and share these videos!
Each Sunday we continue to worship together online. These services are posted on the Grace
page and on our
Sundays with Grace
Our Sunday morning worship and fellowship opportunities are going strong!
Facebook Premiere worship begins at 11am
Facebook Live Coffee Hour starts at noon
We look forward to being with you online this Sunday!
We have been blessed to see one another in worship through our online worship assistants!
If you are interested in providing a worship assistant video, please
click here
to sign up for
Sunday, March 28.
Pr. Gregg will contact you with the details you'll need.
to all
who have helped lead us in worship so far and all those who will be leading us in the weeks to come!
Good Samaritan Fund
We will not be selling Easter lilies this year, however, we are still planning to collect special donations for the Good Samaritan Fund, remembering that even with all that is
during this pandemic, the need to offer assistance remains unchanged. If you would like to make a contribution to the Good Samaritan Fund in honor or memory of someone for Easter this year, please
contact the Church Office by March 31.
2021 Altar Flower Sign-Up
Altar flowers will be back in the Sanctuary on Easter Sunday, April 4, 2021. It has been a long-standing tradition at Grace for members to sponsor the weekly flowers to honor or in memory of family and friends. This year we are asking you to use an on-line sign-up form, please use the link in this article to access. If you are uncomfortable using the on-line sign-up or do not have access, please contact the Church office (803-324-5295 or
The cost is $45.00 for one (1) or $90.00 for both (2) vases. Each date on the sign-up form has two (2) spaces, check the number of vases you wish to sponsor, please check both if you are signing up for both vases, and scroll to the very bottom of the page to submit. You will also be asked to add the dedication of the flowers and to let us know if you will be picking up the flowers after the 11:00 service or another day of the week. If you do pick up the flowers, please return the liner(s) to the Church.
You will receive an email confirming your choice. If you wish to make changes to your chosen date, please contact the Church office.
Click here to signup.
Want to sponsor Grace's Sanctuary Candle?
Grace continues to keep our Sanctuary Candle burning every week, a sign of the continuing presence of Jesus Christ in our lives. Members are able to sponsor the candle in memory or honor of someone.
Click here to signup
Easter Baskets of Blessings
Basket Drop Off March 24 & 25
Thank you for signing up to bring in your Easter Baskets of Blessings for our Meals on Wheels friends! Every single person was chosen and each will receive a basket. This is a reminder that all of the baskets need to be dropped off either
March 24th between 8:30am - 4:30pm OR March 25th between 8:30am -12:00pm
at Reynolds and Reynolds Printing 1330 W Main St. Rock Hill 29732. Please remember to label your basket clearly with the person's name and route number from the SignUp Genius link.
Thank you for your contributions!
Race and Reconciliation of Rock Hill
"Affordable Housing 101"
Thursday, March 25 at 7 pm
Join us for a conversation about one of our most basic needs - a safe place to live. "Affordable Housing 101" will address home ownership programs, affordable housing policy, and upcoming developments. We will also discuss how COVID-19 has affected affordable housing.
Leading the conversation will be Dawn Willingham and Krista Parenti of the Rock Hill Housing Development Corporation. Get ready to learn something new and share your questions with us, too!
for more information about the
Housing Development Corporation of Rock Hill
A Zoom link will be shared through email on Thursday morning. Click
to contact the Race and Reconciliation group to be added to the email list.
In their reports to Council each month, Pastor Gregg and Pastor Rachel conclude with some personal remarks that summarize the most recent period of their leadership here at Grace.
Click on the image to read the Pastors' March remarks.
South Carolina Synod - ELCA
Click here
to see the March 2021 letter including "Recommendations and Resources for our Faith Communities," "Covid-19 Current Guidelines," and "Information about the Vaccine" shared by Bishop Aebischer and the SC Synod.
Covid-19 Information and Updates
to read an update from the Health and Wellness Committee.
for information on getting your
Covid-19 vaccination.
Taking Faith Home
carries the previous Sunday's themes throughout the week.
These devotions include daily Scripture readings, prayers, hymn suggestions, milestones, conversation starters, service opportunities, and at-home rituals.
for the week of March 21
for the week of March 28
Offering Our Gifts to God
Part of our worship is offering our gifts to God. While we are apart, it is still faithful to offer our gifts. You can give in several ways:
Give online by clicking
and you have the option to offset the cost of giving online)
Set up giving though your bank
Mail your offering to the church office.
Thank you for continued faithful giving!
Gifts & Talents Pictures
Our worship has been enhanced by your photos of projects, experiences, and joys - thank you for sharing!
We would love to see more of what you're doing - please send photos to our Video Editor, Craig Allen by
clicking here
Congregation Connections
Click the image for
our current
Grace Prayer List
Click the image for
our current
Memorials & Honor Gifts
Click the image
for our
March Birthdays
Click the image
for our
April Birthdays
The Sanctuary Candle
for the month of March is given by Mary and Eddie Hinson in memory of Sewell Mason.
The Altar Flowers
- Starting Sunday, April 4. Click
to sign-up.
Our Daily Bread Devotionals
If you would like us to mail you a copy of the March, April, and May devotional, please
the church office.
Can We Help?
This pandemic has affected each of us, but may have affected us in different ways. If you are in need of help (of any kind), please reach out to the pastors.
We can find connections to resources and/or support together. We want to walk with you.
Please call or email us.
February Giving and Expenses
February Received $42,450
February Expenses $42,193
Budgeted to Spend $57,902
YTD Received $102,700
YTD Expenses $84,818
YTD Budgeted to Spend $115,804
Stay connected! Click on the links below!
In-person activities at
Grace Lutheran Church are suspended until further notice.
At this time, please do not come
to the church building.
We are praying for the health and well-being of our community and world.
426 Oakland Avenue
Rock Hill, SC 29730
(740) 312-5774
(Pastor Gregg's cell)
(864) 230-3816
(Pastor Rachel's cell)
Office Hours:
Monday - Friday 9:00 am - 5:00 pm


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Upcoming Film
SUMMER OF SOUL, presented by Garner Arts Center and Rivertown Film
Showing: Saturday, August 6, 8:00 PM
Title: Summer of Soul
Year: 2021
Country: USA
Genre: Documentary,Music
Director: Amhir Thompson
Summer of Soul (… Or, When The Revolution Could Not Be Televised) is a feature documentary about the 1969 Harlem Cultural Festival, directed by Ahmir "Questlove" Thompson, drummer for The Roots and bandleader for The Tonight Show Starring Jimmy Fallon. USA, 2021, 118 minutes, documentary.
This film marks Thompson's feature directorial debut and focuses on the outdoor festival in Harlem's Mount Morris Park that took place the same summer as the famed Woodstock festival and boasted an attendance on par with that concert 100 miles away. It featured dozens of extraordinary performances by artists including Stevie Wonder, Sly and the Family Stone, Nina Simone, B.B. King, the Staple Singers, the 5th Dimension, David Ruffin, Mahalia Jackson and Gladys Knight and the Pips. Over 300,000 people attended, yet it received virtually no coverage from the mainstream media. The 40 hours of never-seen-before footage was originally shot by the late television pioneer Hal Tulchin, but has largely remained in storage for the past 50 years, keeping this incredible event in America's history lost – until last year.
Tickets on sale HERE. $10 general admission. $8 for members and tenants of Garner Arts Center, seniors, students, veterans, and members of Rivertown Film (Rivertown members, use the discount code RIVMEM).
Winner of the 2022 Academy Award for Documentary Film, a Grammy for Best Music Film, a Peabody Arts Award, a BAFTA Award for Best Documetary, an Independent Spirit Award for Best Documentary, the Sundance Grand Jury Prize, and was named Best Documentary of 2021 by the National Board of Review.
"Watching Summer of Soul, what you experience is nothing less than the sound of freedom." – Variety
"Best Film of the Year" – The New York Times
"Summer of Soul is both a tribute to the artists and, just as importantly, their audience — which is what makes it not just a great concert film but a great documentary, period." – Rolling Stone
"Some of the performances are breathtaking, and all of them are valuable, like the political and social context that surrounds them." – Wall Street Journal
Get in Touch. Get Involved.
Rivertown Film Society
58 Depew Ave
Nyack, NY 10960
Get in touch. Get involved.
Comments? We'd love to hear from you. Want to help out? Learn more about volunteering. Want to stay informed? Subscribe to our newsletter .
Thank you to our funders
Rivertown Film is made possible by the New York State Council on the Arts and from Restart the Arts, a regrant program of Arts Westchester, with the support of Governor Kathy Hochul and the New York State Legislature.
And our corporate sponsor
Your ability to access all of the information on our website in a comfortable manner is extremely important to us. Rivertown Film is committed to providing a website that is accessible to the widest possible audience, regardless of technology or ability. To access these features, look for the 'wheelchair' icon.


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Maritime lawyers abound in a federal court case that discusses very complex concepts in admiralty versus state law regarding the sinking of a yacht during Hurricane Irma. In a post last month, Insurance requirements for aircraft and shipping – Is the pilot or captain qualified according to the insurance terms?I noted and warned that policyholders and agents should double check to ensure that these criteria are met:
The qualifications of pilots and captains in aviation and naval policy are important. Aircraft policies and more significant marine policies have criteria that pilots and captains must meet in order for the policy to be fully effective at the time of an incident. For those of us who are not owner-operators, it is important to make sure that your paid crew is up to date with their licenses and that their references meet the policy requirements.
The latest federal case1 noted the current policy requirement and the actual problem:
This case concerns the death of M / Y My Lady, a 92-foot Hatteras yacht. Ocean Reef, the owner of M / Y My Lady, insured it with travelers for a one-year period from October 2016 to October 2017. The 2016-17 policy, a renewal of annual insurances issued during the previous two years, contained two express warranties that are applicable in this case. First, the captain's guarantee required that Ocean Reef hire a full-time professional captain approved by Travelers: 'It is guaranteed that you will hire a professional captain for the yacht. . . Such a captain must be full-time and approved by us. ' Second, the crew guarantee required that Ocean Reef had a full-time or part-time professional crew member on board: "You [shall] employ 1 full-time or part-time professional crew for your yacht[.]
Ocean Reef did not hire a professional captain for M / Y My Lady in early September 2017, when Hurricane Irma was on its way to Florida. It also had no crew on board.
…Mr. Gollel did his best to secure the yacht by, among other things, adding extra fenders and mooring lines. The extra mooring lines proved to be ineffective when a one-year-old bridge pile – to which the port liner was attached – gave way when Hurricane Irma struck ashore on 10-11 September 2017. The yacht hit other piles and hit the sea wall, before eventually becoming hollow. and sinks at the quay. The damage resulted in a total constructive loss according to travelers' policy.
Travelers brought an action and declined coverage, and the court noted the legal disagreement between the parties:
Travelers argued that federal maritime law requires strict compliance with explicit guarantees in marine insurance contracts, and that a breach hinders coverage even if it is not related to the loss. Ocean Reef objected that Florida's so-called "anti-technical charter" should apply instead, and that according to that charter, the violations did not exclude coverage because they were not related to the loss.
Florida's anti-tech charter provides in part:
A crime. . . does not invalidate the insurance or the contract, or constitute a defense against a loss thereof, unless such a crime or violation increased the danger in any way within the control of the insured.2
The legal academic part of this case is traditional guarantee rules found in lengthy admissions laws and whether the precedent set by the US Supreme Court allows Florida's anti-technical charter to govern the situation. A commentator, Thomas Belknap, i What is the insured's obligation under a marine insurance? It depends on…noted:
At the heart of much of this controversy seems to be the same concern that worried the Wilburn Boat Supreme Court: Is it really fair to allow an insurer to evade its obligations under insurance where the insured has paid his premiums and suffers an otherwise covered loss, but has made mistakes to the insurer that do not actually bear the risk? …
Of course, historically there were good reasons for such a rule: the insurer was asked to take a risk by insuring a ship that could be halfway around the world, without any practical means of inspecting or inspecting the ship before agreeing to take the risk. Strict maintenance of guarantees, together with the overriding principle of uberrimae fidei (extreme good faith), which claims that an insurance policy can be annulled if the insured has failed to disclose all facts that may be relevant to the insured risk, was the way to persuade the insurer to act quickly in issuing the insurance and at the same time ensure that it took only the risk it intended to take, and nothing more.
However, most states have avoided these strict rules and have adopted various "anti-technical" provisions designed to protect "innocent" insured from the shocking surprise of having an insurer deny coverage for policy violations that appear insignificant to the risk or the loss. And so the courts, when faced with the question of whether the strict guarantee rules of the Maritime Act should override these state legal protections, are often in conflict, with the result that many such cases end up with distorted or seemingly inconsistent decisions.
The bottom line is that the Federal Court of Appeals ruled that Florida's anti-technical law would apply:
All of this means that Florida law, especially Florida State. § 627.409 (2), regulates the effect of Ocean Reef's breach of the captain's and crew's guarantees. Upon arrest, the district court will need to apply § 627.409 (2) and consider all other related arguments raised by the parties. See generally Pickett vs. Woods404 So.2d 1152, 1153 (Fla. App. 1981) (which states that § 627.409 (2) was "designed to prevent the insurer from avoiding coverage for a technical omission which does not play a role in the loss"); Eastern Ins. Co. v. Austin, 396 So. 2d 823, 824-25 (Fla. App. 1981) (with the conclusion that the term "danger" in § 627.409 (2) "refers to[s] to the danger of the insured vessel itself '). It seems that Florida law places the burden of proof on an infringement and "a consequent increase in risk" on the insurer. Looks Fla. Power and Light Co. v. Foremost Ins. Co., 433 So. 2d 536, 536-37 (Fla. App. 1983).
My point of emphasis is that many of these disputes in maritime and aviation policy can be avoided through careful insurance and then maintain the requirements of captains, pilots and crew. Insurance agents should be careful to highlight these coverage obligations for affluent owners who are often preoccupied with running a business rather than keeping track of the exact coverage provisions in their aircraft and yacht policies. Yacht and aircraft managers should double check these coverage requirements.
Today's thoughts
I do not have the yacht anymore. The cost of running it was insane. But it was so much fun when I had it. I do not regret it.
—Jenson Button
1 Travelers Prop. Cas. Co. of Am. v. Ocean Reef Charters LLC996 F. 3d 1161 (11th area 2021).
2 Fla. Stat. § 627.409 (2).
Source link


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Should I Withdraw From My RRSPs Early?
With retirement on the horizon, you may be tempted to withdraw from your Registered Retirement Savings Plan (RRSP). Perhaps you're thinking of using some of the money for a purpose beyond retirement, or you're retiring earlier than you anticipated. But is it time to withdraw yet? It's important to understand the nuances of early RRSP withdrawals.
What is an RRSP?
A Registered Retirement Savings Plan (RRSP) is the primary savings account that most Canadians use for retirement. RRSPs are registered with the Canadian government, offer tax benefits, and can help you create future income for retirement.
An RRSP offers several tax advantages:
- Tax-free contributing: You can put money in before it's taxed or receive a tax refund for your contributions.
- Tax-sheltered compounding: Your contributions may grow with interest without being taxed for the investment growth.
- Tax deferring: This allows you to postpone paying taxes until you retire.
What happens to my RRSP when I turn 72?
By the time you're 72, you'll be required to convert your RRSP into a Registered Retirement Income Fund (RRIF). This fund pays you an income throughout retirement and is taxed by the Canada Revenue Agency (CRA) as income. Your last day to contribute to your RRSPs is December 31st of the same year that you turn 71. An RRIF is managed by an insurance company, but regulated by the government. It still allows you to earn interest or investment income on your RRIF funds, and you're not taxed on the interest generated.
Read more about how to financially prepare for your retirement
What happens if I withdraw from my RRSP early?
Early RRSP withdrawals are subject to tax withholding
If you withdraw from your RRSP before it's rolled into an RRIF, you generally pay a withholding tax on the money you take out. If you wait, you won't be subject to the same withholding. The way RRSP withdrawals are taxed can cost you if you withdraw large amounts early.
- Withdrawing amounts up to $5,000: 10 per cent withheld (5 per cent in Quebec)
- Withdrawing amounts over $5,000 up to and including $15,000: 20 per cent withheld (10 per cent in Quebec)
- Withdrawing over $15,000: 30 per cent withheld (15 per cent in Quebec)
Early withdrawal could affect your income tax bracket
The amount you withdraw from your RRSP could push your income into a higher tax bracket, since the early transaction will be taxed as income. The withholding percentage that the government takes when you withdraw money early from your RRSPs is not the actual tax amount owed. This percentage is the initial amount withheld until your taxes are filed.
If you're in a lower income bracket, you may receive some or all of the withheld money back, depending on your income. If you choose to withdraw money early, smaller withdrawals might help you stay within a certain yearly income tax bracket. Be strategic with the amounts you withdraw. Instead of withdrawing $15,000 at once and paying 30 per cent tax, consider withdrawing money in $5000 intervals, so you're only charged 10 per cent tax on the amounts.
RRSP investments are protected
RRSPs are sheltered from financial hardships like bankruptcy. Investing in the market or in property can be lucrative, especially if you have a financial advisor to help you navigate the waves, but having your funds locked in an RRSP offers security.
You'll lose the contribution room for your withdrawn amount
Each RRSP has a maximum amount that you can contribute. If you withdraw money from your RRSP early, you also lose the contribution room that money was occupying––even if you pay back the money or want to put it back in later on. With other savings accounts, like a TFSA (Tax-Free Savings Account), you may be able to take money out and put it back in. But once you subtract an amount from an RRSP, that amount is subtracted from your allotted contribution and you can't get it back.
Residency outside of Canada
If you plan to withdraw funds from your RRSP and plan to live or retire in a country other than Canada, ask your financial advisor about how this may impact your withholding rates or the way your RRSP is taxed. Each country has a different arrangement with Canada.
The kind of plan you have impacts early withdrawal consequences
What kind of RRSP plan do you have? Locked-in RRSPs may not allow you to withdraw funds, but unlocked accounts may allow for withdrawal at any time. Investigate the kind of RRSP your employer offers.
Reasons to withdraw early from your RRSP
In some scenarios, withdrawing money from your RRSP before you have to can be a wise, money-saving decision. You may also be faced with RRSP decisions if you change jobs or start a new business.
Tax-free RRSP withdrawals for education or housing
There are two main ways to withdraw early from your RRSP tax-free. If you don't pay back either of these withdrawals within the required time frame, the government will consider the money as income and tax you on it:
- The Lifelong Learning Plan (LLP) allows you to withdraw up to $10,000 per year, up to $20,000 towards full-time education or training. This money can go towards you or your partner's education. After the money is withdrawn, you'll have 10 years to repay the amount to your RRSP. The LLP can't be applied to a beneficiary, child, or grandchild––for that you'll want to look into RESPs.
- The Home Buyers' Plan (HBP) lets you withdraw money to buy your first home for yourself or a related party with a disability. You can use up to $35,000 of your RRSP to buy a home, and that amount doubles if you're buying with a spouse. This is also money you'll have to repay, but you have 15 years to do so.
Convert an RRSP into an RRIF early
Once you reach 55, you can choose to convert to an RRIF. It's important to remember that if you convert to an RRIF or annuity, you won't be able to go back or put these funds back into your RRSP. Each RRSP has a minimum amount you'll need to withdraw in order to set up these regular income payments.
Career investment or maternity leave
If you're in a life stage where you're in need of money and your yearly income is low, it could be a good time to withdraw from your RRSP. This is because RRSP withdrawals are taxed as income. So if you withdraw $10,000 and are charged a 20 per cent withholding tax of $2,000, you'll end up with $8,000. However, if that withdrawn money is all you make in a year (or if you can stay in a low tax bracket after it's combined with your income), you may get back the withheld $2,000 once you file your taxes. Scenarios like investing in a new business where you're not pulling a profit yet, or a maternity leave without pay could be times to consider early withdrawal. This can also apply to certain stages of retirement.
Savings options beyond RRSPs
Saving money doesn't end at retirement, and a mix of savings techniques will give you options at every stage of life. If you're retiring, you're likely also thinking about your financial legacy. Whether or not you invest in an RRSP, it's wise to have a mix of investments and saving strategies before and during retirement. Meet with a financial advisor to build a balanced set of investments, explore trust and estate planning, and consider other strategies like Tax-Free Savings Accounts (TFSAs).
Can I have more than one RRSP account?
Yes, some people have multiple RRSPs. Your employer may have an RRSP where they deposit your automatically-deducted income, and you may also have an RRSP at your bank you contribute to on your own. You can also grow your RRSP while contributing to other savings plans, like a Tax Free Savings Account (TFSA).
What happens to my partner's RRSP if they pass away?
If a deceased person has a spouse, the two RRSPs may be combined to benefit the living spouse. But without proper planning, your children or grandchildren could be heavily taxed on any remaining money in your RRSP or RRIF left to them. If you plan to leave a financial legacy, make a life estate plan for your RRSP and RRIF so that your loved ones or beneficiaries can keep as much of your money as possible. This is another reason to consider a higher income from your RIFF, with further savings in retirement where your money is put into another savings account. If the money in your RRSP grows bigger, the percentage charged in withholding also grows; so you might actually end up paying high taxes that make it less advantageous to take it out later in life. Ask your financial advisor to explore whether early withdrawals or bigger withdrawals in early retirement might be advantageous for you.
Plan for a bright financial future with Boomerang
Financial health is an important pillar in your wellness journey. With Boomerang, you can attend live online classes centered around physical, mental, and financial wellness. Check out our upcoming Estate Planning classes to plan for the future with confidence.
Looking to get started with your wellness journey? Check out our upcoming financial wellness classes or browse all upcoming classes.