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Search results1 – 10 of over 77000
Janice Malcolm, Phil Hodkinson and Helen Colley
This paper summarises some of the analysis and findings of a project commissioned to investigate the meanings and uses of the terms formal, informal and non‐formal learning…
This paper summarises some of the analysis and findings of a project commissioned to investigate the meanings and uses of the terms formal, informal and non‐formal learning. Many texts use these terms without any clear definition, or employ conflicting definitions and boundaries. The paper therefore proposes an alternative way of analysing learning situations in terms of attributes of formality and informality. Applying this analysis to a range of learning contexts, one of which is described, suggests that there are significant elements of formal learning in informal situations, and elements of informality in formal situations; the two are inextricably inter‐related. The nature of this inter‐relationship, the ways it is written about and its impact on learners and others, are closely related to the organisational, social, cultural, economic, historical and political contexts in which the learning takes place. The paper briefly indicates some of the implications of our analysis for theorising learning, and for policy and practice.
Many organisations are reconsidering their investment in formal education and training, in favour of more informal approaches to learning such as mentoring, temporary…
Many organisations are reconsidering their investment in formal education and training, in favour of more informal approaches to learning such as mentoring, temporary assignments, stretch assignments, and job rotation. The purpose of this paper is to explore the ways in which managers have developed capabilities for their roles thus far and their preferred approaches for future development with particular consideration given to a comparison of formal and informal learning.
This paper reports on a case study conducted within an Australian nonprofit organisation focussing on the extent to which managers attribute their current level of management skills to formal or informal learning and the extent to which they would prefer formal or informal learning (or a combination) for future development.
Findings indicate a large part of the managers' current management capabilities were acquired through informal means, and these are seen as desirable for ongoing development, however, there is also a desire for formal learning methods to complement informal methods.
Management development is a critical HRD activity however there is limited knowledge about how managers have built their current capabilities and their preferences in terms of the mix of formal and informal learning for the future.
Helena Corrales-Herrero and Beatriz Rodríguez-Prado
Despite the widely recognised importance of lifelong learning, there are mixed results on its causal economic impact. The purpose of this paper is to investigate how…
Despite the widely recognised importance of lifelong learning, there are mixed results on its causal economic impact. The purpose of this paper is to investigate how economic conditions change the composition of participants in non-formal lifelong learning and whether the business cycle is relevant for the impact of non-formal lifelong learning on employability.
Non-linear decomposition techniques and matching estimators based on multidimensional covariates are applied to the Spanish sample of the European Adult Education Survey. The analysis controls for background, human capital and personal traits and draws a distinction between unemployed and employed workers.
The results show major differences in the volume and composition of participants before and during the Great Recession. In addition, there is a business cycle dependence of the effectiveness of non-formal lifelong learning that varies with the individual labour market situation. While lifelong learning proves more effective for the unemployed in recessions, for the employed the impact is greater in expansions.
The paper provides new evidence on the scant results of the moderating effect of the business cycle on the impact of lifelong learning. The analysis is not restricted to training implemented within public programmes, but rather extends to any kind of non-formal lifelong learning undertaken by unemployed and employed workers. In this sense, the analysis provides information about the optimal moment to invest in lifelong learning from both the policymaker and individual as well as firm perspective.
Svenja Richter, Timo Kortsch and Simone Kauffeld
This study uses a holistic approach to learning at work to examine the role of reflection in the formal–informal learning interaction. The purpose of this study is to…
This study uses a holistic approach to learning at work to examine the role of reflection in the formal–informal learning interaction. The purpose of this study is to investigate how the reflection on a formal training affects the subsequent informal learning activities. This study also aims to provide insights into the effects of national culture values (in terms of uncertainty avoidance) on learning in the context of a globalized world of work.
In a longitudinal study, 444 employees working for a global acting automotive company located in 6 countries were surveyed 2 times (4–6 weeks between both measurements). Participants reflected on a training they participated in (t1: satisfaction and utility) and indicated their informal learning activities (t2). Structural equation modelling was used to investigate the effect of the reflection of training (t1) on the proceeding use of informal learning strategies (t2) and how uncertainty avoidance affects the use of different learning forms.
Results show a spillover effect: when employees reflect a formal training and rate it as satisfying, more use of informal learning proceeds. No effects were found for utility. Uncertainty avoidance had direct effects: high uncertainty avoidance results in better evaluations and more informal learning. Furthermore, uncertainty avoidance had an indirect effect on informal learning via reflection.
To the best of the authors' knowledge, this study is the first to investigate the formal–informal learning interaction longitudinally and to introduce reflection as a mediator within this process. Furthermore, the study provides evidence that uncertainty avoidance is an important factor for formal and informal learning in the globalized world of work.
Adriana Cristina Ferreira Caldana, João Henrique Paulino Pires Eustachio, Bárbara Lespinasse Sampaio, Maria Luiza Gianotto, Aurora Contiero Talarico and André Cavalcante da Silva Batalhão
This paper aims to explore whether formal, non-formal, and informal learning experiences contribute to developing sustainable development competencies (SDCs) among…
This paper aims to explore whether formal, non-formal, and informal learning experiences contribute to developing sustainable development competencies (SDCs) among students in a Principles of Responsible Management Education (PRME) signatory business school.
An online survey based on the students' learning experiences and a questionnaire on sustainability competencies already validated in the literature were given to a sample of 274 bachelor students at a PRME signatory business school. Nominal variables representing students' categories were created to test a set of hypotheses developed according to the literature. Because the data was not normally distributed, non-parametric independent-samples Mann–Whitney U test was conducted, and descriptive statistics was used to help the analysis.
The results suggest that a hybrid format with a combination of formal, non-formal and informal learning experiences is essential to maximising the development of SDCs and raising students' sustainability literacy.
Research limitations/implications
This study is one of the first attempts to understand the importance of a hybrid approach in developing sustainable competencies (SDCs). Future studies could adopt longitudinal analysis to check the development of these competencies over time, assess students from different PRME signatory schools or comparing students to those in non-signatory business schools.
Practical implications
This study provides insight into how business schools could address challenges in developing sustainable competencies through redirecting their educational systems by balancing formal, informal and non-formal learning approaches to educate future responsible leaders.
This research provides evidence on how a hybrid learning approach could maximise the development of sustainable development competencies and, therefore, generating insights for educational policies.
Nadia Roos Spaan, Anne R.J. Dekker, Alike W. van der Velden and Esther de Groot
The purpose of this study is to understand the influence of formal learning from a web-based training and informal (workplace) learning afterwards on the behaviour of…
The purpose of this study is to understand the influence of formal learning from a web-based training and informal (workplace) learning afterwards on the behaviour of general practitioners (GPs) with respect to prescription of antibiotics.
To obtain insight in various learning processes, semi-structured interviews were conducted with 19 GPs. These interviews were transcribed and analysed with a theory-based template, that had been defined beforehand, but with an open mind for emerging themes.
The web-based training was perceived by GPs to change their prescription behaviour, mostly as a result of informal learning processes. Being a research participant and being a supervisor appeared to create most opportunities for informal learning.
Practical implications
The current research shows that being a research participant and/or a supervisor enhance informal learning activities, for example, reflection and social interaction, and thereby formal training becomes more effective. It is recommended to remind GPs regularly to reflect on their prescribing behaviour and to stimulate them to reflect and seek social interaction besides participating in formal training.
Our study adds to the existing literature by considering informal learning processes in an evaluation of the perceived effects of formal training. Our findings have implications for the design and evaluation of formal trainings with the purpose of behavioural change of doctors.
Dong Liu, Yongchuan Bao and Guocai Wang
The purpose of this study is to examine how formal contracts affect alliance innovation performance. To understand the mechanism underlying the impact, this study tests…
The purpose of this study is to examine how formal contracts affect alliance innovation performance. To understand the mechanism underlying the impact, this study tests whether relationship learning mediates the impact of formal contracts on alliance innovation performance and how guanxi moderates the mediating effect.
This study is conducted with a sample of 225 manufacturers in China. This paper used hierarchical regression analysis to test the hypotheses and used the PROCESS method to test the mediating effect of relationship learning.
Formal contracts positively affect relationship learning, which facilitates alliance innovation performance. Guanxi positively moderates the effect of formal contracts on alliance innovation performance. Relationship learning mediates the relationship between formal contracts and alliance innovation performance. Moreover, guanxi positively moderates the mediating effect.
Research limitations/implications
Future research could investigate factors moderating the effect of guanxi on alliance innovation performance and moderating the effect of relationship learning on alliance innovation performance. Future research can also use secondary data to measure alliance innovation performance. Future researchers can examine how guanxi as a relational mechanism governance affects relationship learning.
Practical implications
Managers should conduct relationship learning in the process of alliance innovation and realize that reducing opportunism does not mean improving innovation performance. Moreover, managers should know that guanxi could contribute to alliance innovation performance with the help of formal contracts.
Prior studies have mainly focused on the fundamental requirement of governing knowledge exchange in alliances. Little is known about the mediating effect of relationship learning on the relationship between formal contracts and outcomes of innovation alliances. This study contributes to the literature by filling the gap.
The purpose of this paper is an investigation into the experiences of professional development of human resource (HR) practitioners in the North of Scotland, and the use…
The purpose of this paper is an investigation into the experiences of professional development of human resource (HR) practitioners in the North of Scotland, and the use of non-formal learning in that development.
In-depth semi-structured interviews from a purposively selected sample of HR practitioners were conducted. Data from these interviews was analysed on a phenomenographic basis, to discover the qualitatively different ways in which HR practitioners describe, experience, understand and analyse their professional development and the use of non-formal learning in that development.
What emerged from the analysis were two sets of categories of description, one for each of the phenomena. An outcome space for each of the phenomena emerged, illustrating the hierarchical relationship within each set of categories of description as well as the dimensions of variation relating to the phenomena. These outcome spaces represent the collective experience of the practitioners on the subjects of professional development and non-formal learning.
Research limitations/implications
Sample size and the specific geographical area are acknowledged as limitations. Another factor which may be considered a limitation is that the author's position as an HR lecturer with a keen interest in the subject could lead to this being considered an "insider" study. All these factors are acknowledged. These have been mitigated against by the careful preparation undertaken during the research process which resulted from the author's awareness of these limitations.
This study has given a voice to the HR practitioners in the North of Scotland with regard to their experiences and attitudes towards their professional development and the role of non-formal learning in that development. This study gives employers, other practitioners and professional bodies an opportunity to learn from the practitioners themselves as to how they can help practitioners in terms of their development.
This paper aims to depart from the premise that human capital investments and human capital outcomes are often tacit – an aspect, which is often neglected in the current…
This paper aims to depart from the premise that human capital investments and human capital outcomes are often tacit – an aspect, which is often neglected in the current literature on entrepreneurial human capital. The idea of this conceptual paper is to shed light on the social process of how human capital investments and human capital outcomes can be valued and made visible through the validation of prior learning. Thus, this study conceptualises the validation of prior learning as a post hoc, the reflective process through which an aspiring entrepreneur is guided.
This paper is conceptual and introduces a process model.
Findings indicate that the process of the validation of prior learning is well-suitable to inform aspiring entrepreneurs of their investments into human capital and their human capital outcomes. The process results in a (partial) certified qualification that provides entrepreneurial legitimacy.
Research limitations/implications
Thus far, the model is conceptual and should be validated via interviews and further empirical studies in the field.
Practical implications
Literature in the field of entrepreneurial human capital suggests that human capital outcomes are more important for success than inputs. Furthermore, context-specific knowledge, skills and abilities are more important than generalised outcomes. These findings have implications for the design of validation procedures.
Human capital has only been recently conceptualised as consisting of human capital investments and outcomes of human capital investment. However, thus far the literature falls short in acknowledging the tacit nature of human capital investments and human capital outcomes. This paper contributes a structured process of how human capital investments and human capital outcomes are linked and assessed. In so doing, this study extends a recent model of human capital investments and outputs (Marvel et al., 2016, p. 616).
It is vital in today's society that teachers are proactively involved in educational change. Given that proactive motivation is a critical driver of proactivity, this…
It is vital in today's society that teachers are proactively involved in educational change. Given that proactive motivation is a critical driver of proactivity, this study aims to investigate how teachers' formal and informal workplace-learning experiences were connected with their proactive motivations to implement educational change.
The authors used a qualitative case study approach to describe the relationships between teachers' formal and informal learning activities and their different proactive motivations. The authors collected data from 17 teachers via individual interviews and open-ended questionnaire and performed analyses using a continuous inductive and deductive coding process.
The authors found that informal teacher learning can trigger three types of proactive motivation, whereas formal teacher learning is mainly connected with the can do and energised to motivations. The authors also found that formal and informal learning complement and compete with each other in shaping the can do motivation. Moreover, the authors found that informal learning played the dominant role in the reason to motivation, whereas informal and formal learning were separately connected to the energised to motivation.
Practical implications
These findings indicate that greater attention must be paid to teachers' informal workplace-learning experiences. Specifically, teachers' informal learning experiences should be actively integrated into their formal workplace training to enhance their proactive motivation to educational change. Moreover, teachers' learning preferences and teaching experience should be considered in the design of teacher-training programmes.
Based on the proactive motivation model of Parker et al. (2010), the authors have uncovered the mechanisms of workplace learning that drive teacher proactivity. The authors have examined the relationship between teachers' formal and informal workplace-learning and proactive teaching. The findings will assist policymakers and administrators to identify effective means of motivating teachers to engage in workplace learning.


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What do you want to know about Blockchain?Blockchain-based technologies of all kinds are revolutionizing the world as they are applied to new and existing business models. We will explore Blockchain across multiple industries, showcase real-world examples, and organize expert panels of thought leaders.Our group is for Blockchain enthusiasts of all kinds.Together we will form new ideas, and create solutions to current challenges, all the while working together to boost the Blockchain technology sector. We will bring together experts, and those in the community currently running blockchain companies, with those aspiring to learn how, providing a foundation for new and revolutionary ideas to form.All skill sets and levels are welcome. We are looking forward to meeting you at an upcoming event soon.
Hotel Catalonia
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Casa Llotja de Mar
Tienda Movistar

subset: commoncrawl


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Gotcha. LOL
I'm very much looking forward to getting back on my XB, for sure.
I'm mocking some knucklehead who was on here some time last year. I like 1125's for all of their pros and cons, but in the long run, they just weren't the right bike for me.
The right bike for me is probably an SV650, but dont tell my ego that.
Plus its always fun to heckle CoOter.
Gotcha. LOL
I'm very much looking forward to getting back on my XB, for sure.
Meso we have similar garages!
VERY different than an XB, glad to know them side by side but it's like going from a Monster to a Panigale, sure they both say Ducati on the tank, but... ya I'd daily the Monster first.
They need more attention, in every sense(TM).
We might have similar garages... I built mine during the peak of COVID (mid-late '20) as an extension to my existing garage. Fully insulated it, air-conditioned, heated, hydraulic lift, proper lighting for work. Enjoying it so far!
Success! The Red Dragon lives!
Pics to come.
TBH, I stole a couple parts off the EBR to make it happen (right drain plug and oil sender) but Chaz will have my other inner clutch cover back to me soon enough and I'm busy converting the EBR back to street duty anyway. My track days will be full of Ninja 400 for the year so might as well stock the EBR out for Saturday runs up ACH
The Dragon smoked a bit for a little too long and I got worried, but the rings seated in fine and the valve train is much quieter than most of them are. Even the battery took a charge and holds it fine! I had to re-route the hydraulic clutch line and made extra sure the wiring was factory routed. A quick test ride showed how warped the front rotor is and the front tire is ****, otherwise a super big win!
I spent a few hours today swapping the front tire to a Dunlop Q4, checking the bearings, servicing the brake hardware, and putting on a good rotor I had on the front, then rebuilding the rear caliper and frozen MC, and flushing the BLACK clutch fluid. I twisted the suspension screws back to factory for my weight and took it for a true maiden voyage
I totally forgot how fast these 1125's are
The CR cheats a bit with the big rear pulley but Holy Hell its a ripper! Race ECM and a stock pipe are the way to stealthy good times. Unintentional wheelies are a good time, no matter who ya are I'm so stoked this worked out. It's actually a really nice bike (now) and even has some special parts like factory heated grips and such. Got a few little things to check like making sure the steering head bearings are lubed, but really... so much for flipping it, I might hang on to the Red Dragon for a bit
The Methheads that we sourced the engine from had a grand time stripping so many things off, that my dream of having a running extra V-twin are dashed Anyone need parts?
Does the rotor for the stator have the oil cooling mod done to it? My bike is still rocking the Harley harness fix.
I enjoy my black scorpion, your red dragon is a nice score/fix! Is it just me but are ALL previous Buell owners abusive riders that dont stay up on basic maintenance? These things arent Honyamaukis! I spent the most time bringing an XB12R from the dead fixing snapped bolts.
My CR complaints: clubman bars hurt my bones and its too damn fast for this old ass.
Clubmans are the best looking but tragically, painfully, HORRIBLY shaped bars ever.


text: Colm Hayden has devoted his career to addressing challenges of finding, collating, curating, analysing and sharing data. As CTO, Technical Director, Business Network Facilitator and Course Director he has enabled innovators and incubators, ecosystems and global service providers in fields as diverse as Government, Health, Communications, Finance, Transport and Entertainment. As CTO of Data Engineering specialist Anaeko he spearheads the company's strategy to deliver environmental and societal good through timely access to quality data. A technologist by training, entrepreneur by accident and pragmatist by necessity, Colm firmly believes small multi-disciplined teams can deliver positive societal change through simple data sharing and respectful collaboration.


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Posts Tagged 'paula abdul'
American Idol's season premiere is Tues. Check out some of the worst auditions in the show's history to prep yourself for the new season.January 12, 2009
Pre-teen girls love American Idol runner-up David Archeletta. Example: their reaction to his losing the American Idol final.November 24, 2008
I'm sure they'll look back on this and laugh one day, but how did it get on the internet? Regardless, it's funny.
Some great acoustic covers..no, seriously.June 18, 2008
Awesome. Some mildly NSFW lyrics, but they fly by so fast nobody will notice.
"Straight Up" by Paula Abdul
"Yeah" by Usher
"Like a Prayer" by Madonna


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RN, Recovery, Cath Lab, FT, Days, **$5000 Sign On Bonus**
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9,000 Views in a Matter of Days
Well, that took off fast! Apparently people are quite interested in videos of Transformers 3. Over 9,000 people have viewed the video, and it just shows how things can take off quite quickly on youtube. The power of the internet. Awesome.
On another note, REFR:Castaways is tonight on North Avenue Beach from 7-11. Myself and ActionBooth will be shooting the photos, while the drinks and fun are a plenty. Live music from Sam Sinclair Trio and Team Bayside High (who will be playing at Lollapalooza this year) will be providing the aural stimulation!


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The Silver Flair
The Silver Flair Welcome to The Silver Flair! Your favourite hospitality supplier. Let us wow you with our personalised service and become your number one speed dial button. Everything you can think of under one roof for your hospitality establishmen... Read more
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Atlantys Superyachts Services - ETE Group, offers yacht agency services in the Mid-Atlantic Specialists in yacht agency services, Atlantys provides a bespoke and stress-free experience in the Mid-Atlantic, based on i... Read more
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No. 25. Peppermint Candy Cane Glass
No. 25. Peppermint Candy Cane | 22 oz. Glass
A classic that will stimulate your senses with the clean, fresh smell of peppermint with a dash of candy cane.
Our 22 oz. soy candles are hand-poured into our simplistic glass vessel with our iconic hand-cut label. All crafted and design with care by husband/wife duo, Ralph and Meg. Always a great gift, or to burn at home in any room no matter the season.
Hand-poured & packaged in Graham, Texas
Ingredients: Premium soy wax blend, fragrance oils, cotton wick
Burn Time: 75+ hours
The first burn is the most important. With the first burn you are priming the candle for great performance. You may get smaller flames and slightly less scent throw, but that is normal.
Make sure your wax pool extends to both ends of the vessel before extinguishing. This will avoid tunneling!
Trim your wicks to 1/4" before lighting each time. This will ensure your candle burns as clean, safe, and long as it should.
Never leave a candle burning unattended or in reach of children, pets, or a draft.


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Polished-finish 14KT yellow gold interlocking links bracelet with easy-to-use toggle clasp. Add some interest with hanging a charm off the toggle clasp!
- Length: 8"
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- Weight: 9.34g
- Stamped/ Hallmarked
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Zippo/Case Museum & Flagship Store
Open seven days a week. Hours are as follows:
Regular Hours
Sunday 11 a.m. to 4 p.m.
Monday through Saturday 9 a.m. to 5 p.m.
The famous Zippo Repair Clinic is also open, and product warranty/repair requests are being accepted at the Zippo/Case Flagship Store.
Our online stores are always available to order your favorite Zippo, Case, and Northern Lights Candle products and have them delivered right to your door.
The Zippo/Case Museum is an exciting destination for fans and collectors from across the world. With 15,000 square feet, the museum features a variety of attractions that show the rich history of these two American icons, including rare Case knives, an enormous three-bladed canoe pocket knife, a "knife-in-motion" hologram, the Zippo/Case flagship store, and more.
Plan Your Visit
Join the more than 100,000 visitors who come each year. Here's how to find us when to come, and what to expect on your visit.
Location & Contact
Bradford, PA 16701
(814) 368-1932
*For GPS, use Chestnut Street Extension
Monday, Tuesday, Wednesday, Thursday, Friday, and Saturday: 9 a.m. to 5 p.m.
Sunday 11 a.m. to 4 p.m.
Closed Holidays: January 1 & 2, Easter, Thanksgiving, and Christmas. (Open Christmas Eve and New Year's Eve 9 a.m. to 3 p.m.)
Museum Details
- Free admission
- Over 15,000 square feet of exhibits
- Handicap accessible
- Free bus parking
Tour Groups
Contact historian Shirley Evers at (814) 368-2700 to book your tour.
History of the Museum
The first museum, the Zippo Family Store and Museum, opened in late 1993. The original museum was quite small and quickly proved inadequate to satisfy the passion of collectors and curiosity of tourists who made the trip to Bradford.
In 1995, plans for a brand new and greatly expanded store and museum were initiated. The grand opening of the Zippo/Case Visitors Center took place on July 18, 1997, coinciding with the company's 65th anniversary celebration. It was the centerpiece of the 1997 Zippo/Case International Swap Meet. More than 8,000 people from around the world attended the three-day event, inaugurating a flow of international visitors that continues today.


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A question recently came up in one of our team meetings: do people my age (30s-40s) enjoy living in this part of Costa Rica? It is a common question that we receive from young potential buyers, some of whom are single professionals, others with families, and all of whom are looking for a (hopefully) better way to live.
I can tell you that life in Ojochal as a 30-something has been great to me. And, if you are anything like me, you may love it, too.
What Brought Me To Costa Rica
A little back story: My name is Alex and I'm a 30-something female from the Toronto area in Canada. I started traveling to Ojochal, Costa Rica with my family in 1999 at age 16. My younger sister and I loved coming here every year around Christmas time, running around the pool of our rental, playing with people's pet howler monkeys (yes, that was a thing at the time!), riding quads through the jungle, and watching our family's Costa Rica home getting built. It took about a couple of years between buying land and finishing the construction but Ojochal quickly became our family's second home.
My parents moved full-time to Ojochal in 2006. In the years leading up to their move, they were coming to Costa Rica more and more often. My father worked a very demanding job as a control electrician, waking up very early, making long commutes, and often working at freezing cold construction sites. My mum and dad would travel to Ojochal at least 3 or 4 times a year until they finally decided to call it quits in Canada.
They were in their late 40s/early 50s and they had found the place where they wanted to spend all of their time. They loved the community in Ojochal and made lots of friends while hanging out in the local cantina, chatting with neighbors in front of Jucaloa, or dining out at any of the awesome restaurants where you were likely to see almost everybody you knew any time you went out.
Not long after my parents moved to Costa Rica, I moved to New Zealand for a number of years. These foreign living arrangements created quite the distance between us, even though I'd still visit them every couple of years (I one time traveled for 64 hours to get from Ojochal to Wellington!)
Over the course of those six and a half years, my dad would constantly try to convince me to move to Costa Rica. He had started developing properties in Ojochal and was certain that he could provide me with work opportunities and the ability to make life here. I would most often reply with a resounding "heck no!" What would I possibly do there? I had spent most of my life thus far living in two vibrant cities with amazing arts and music scenes and I could not imagine moving to the jungle, although I loved to visit. Moving away from "civilization" was a ludicrous-sounding idea to me and I laughed it off every time my father suggested it.
In 2015, my whole perspective changed when my dad became very ill all of a sudden and died within a week of going into hospital from heart failure. I was at my home in New Zealand when he went into hospital care and I wasn't sure if I should jump on a plane straight away. At first, my mum and sister said to hang tight and that he was going to pull through. By the time I booked my flights, it was too late and he was gone. I postponed my travel by two months. giving me enough time to quit my job, sell all of my things, and leave my beloved life in New Zealand for Ojochal. My dad finally had his wish come true.
Where I Am Today
This story may be a little sad for a real estate blog. However, I am only recounting it to note that I did not imagine myself living in Costa Rica prior to moving here, even though I had visited regularly and loved the time that I spent here. It just didn't seem right for me to live here until I actually did.
I ended up moving here for six-months, I told myself, to keep my mom company through the initial period of grief, after which I planned to return to Canada. Six months came and went and didn't quite feel like enough, so I started picking up work online as a writer, editor, and content creator. As time went on, I began to realize that I didn't need the big city life anymore.
Costa Rica delivers in big ways: Food is cheaper, fresher, and more delicious. My accommodations are much more comfortable — never cold, damp, or overpriced, and always beautiful. Everyday life is filled with nature sounds, not rushing cars and people. And entertainment here comes in the form of friends and neighbors having a jam at a local bar with no need to drive for an hour to have an evening out with friends.
Socializing in Ojochal
I have about a dozen close friends in Ojochal, most of whom are in my age range (30s-40s). Most of us are no longer avid consumers, and although we will sometimes go out to play pool at our local bar, we'll more often get together at each others' homes and play cards out in the open air, swim in the pool, and have a BBQ cookout. We go to the beach a lot and go on river hikes with the kids. I am a member of a fun social club that involves a bunch of friends doing backroad journeys in our 4×4 trucks in search of off-the-beaten-path natural wonders like waterfalls, secret beaches, or mountain vistas. Some of my friends enjoy other hobbies like playing poker or having weekly jam nights with fellow musicians. Personally, I reserve a lot of alone time and I'll read, write, or create colorful beaded jewelry in my spare time.
My Daily Routine in Ojochal
Since moving to Ojochal, my daily routine has changed quite dramatically. I start almost every day around 6 am (using no alarm), rising with the sun, and heading straight out for a morning walk with my dogs. We will walk for about an hour along different trails close to home, stopping to look at birds or monkeys in the trees and having a drink of water in the river (well, the dogs do). Next, I will tend to some gardening and other morning chores. When we had a pool, I would jump in most mornings and cool off while doing some stretches and laps.
After that, I get ready for my day and head to my office (about a 15 minute cruisy drive through the village). I regularly step out of my office during the day to take in the sun and maybe spot some scarlet macaws or titi monkeys making a commotion somewhere close by.
When I'm done work, I'll stop by the local supermarket and stock up on some dinner items or other needs and head home or to a friend's house to wind down. Around 6 pm, dusk hits, and I will maybe take in the starry sky or a Netflix movie.
On the weekends, I like to go on trips with my loved ones, either somewhere close by, like to one of Ojochal's beaches, or possibly an overnight trip into the mountains or the Osa Peninsula. I can truly say that I find it challenging to become bored in Costa Rica.
Changes I've Experienced Since Moving to Ojochal
Since moving to Costa Rica six years ago, I have lost 30lbs and started exercising daily. I stopped wearing makeup almost altogether and I've switched over to more natural, locally sourced self-care products. I have realized how much I love living in the company of dogs (it never seemed intuitive for me to have a dog while living in a city). And I've learned how to navigate a foreign culture and language with grace and humility, allowing myself the opportunity to fail, renegotiate my steps, and try again until I succeed. I really see myself as a better, healthier, more patient, and more joyful human after spending the past 6 years in Ojochal.
Expats Working in Costa Rica
Finding legal ways to work in Costa Rica can be a problem for people who cannot work online in their home country. But there are many like me who are willing to jump through the hoops needed to start a corporation and to pay taxes. Our businesses help to create more wealth for our new, adoptive country.
Until you obtain residency in Costa Rica, you must be committed to leaving the country every 90 days. I used this as an opportunity to travel to Panama and to shop in stores that have more selection and/or better pricing than we can find locally.
Final Thoughts On Life In Ojochal For A 30-Something
I feel blessed to have lived in and visited many beautiful places in my time so far. Whether or not I end up staying in Costa Rica for a short or long time, I know that Ojochal will always live at the top of my list of places where I feel most at home. There is nothing like the welcoming, pura vida feeling of this community and the beautiful landscape still gives me chills whenever I see it after even a short time away. So, if you are contemplating a search to find a better way to live, I recommend giving a new setting a chance because you may be surprised by how quickly and helpfully it changes you.


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The art of taking criticism isn't an easy one to master. But here's the thing: When you work in the restaurant industry, negative feedback comes with the territory.
Whether you're a Michelin starred restaurant or a brand new business, bad restaurant reviews are inevitable. That's a tough pill to swallow for any restaurant owner, but what's important to remember is that each and every positive or negative review is also an opportunity to improve.
So, instead of ignoring your critics, let's talk about leaning into them. In this guide, we'll explain why restaurant reviews are so important, whether or not you should respond to them and how you can flip negative feedback into a positive customer experience.
How a customer review impacts your restaurant
The first thing you need to know about online restaurant reviews is that diners are constantly reading them. In fact, more diners are doing so than ever before.
According to a BrightLocal survey, 98% of consumers read online reviews when browsing for local businesses. In 2021, 77% of them did so 'always' or 'regularly' compared to just 60% of respondents in 2020.
In other words, online reviews are becoming increasingly important to consumers — especially in the restaurant industry. More than three quarters of diners consider reviews to be either important or very important in their decision to buy from a food or drink business.
For this reason, bad restaurant reviews need to be taken seriously. If diners are constantly reading negative feedback about your restaurant, it could hurt your business by:
- Driving away potential customers: Reading a negative review might dissuade a customer from dining in or ordering takeout or delivery from your restaurant.
- Damaging your reputation: Restaurant reviews are like the modern day word of mouth. The last thing you want is your business to become synonymous with a poor review. If you gain a reputation for poor customer service, it can severely limit your revenue potential.
- Lowering brand trust: When customers aren't confident in a business, they rarely spend their money there. A negative review has the potential to make diners question their trust in your brand if matters are left unresolved.
- Hurting your exposure: Restaurant reviews factor into Google's search engine algorithm. The more positive reviews you have, the more likely you'll be displayed at the top of the results when diners search for local restaurants. Too many bad reviews, however, can have the opposite effect.
Why do customers leave bad restaurant reviews?
A diner might leave a bad review for any number of reasons, but typically they stem from poor customer service.
To help you avoid these outcomes, let's break down some of the most common customer service complaints that could inspire a negative restaurant review:
- Long wait times: When it comes to their food, diners don't like to be kept waiting — especially where delivery is concerned. In fact, according to the 2022 Grubhub and Technomic report, 82% of surveyed consumers prioritize delivery speed. If orders aren't completed or delivered in a timely manner, diners are bound to leave a poor review.
- Problems with restaurant workers: If you read enough negative restaurant reviews, you'll start to notice that rude or unfriendly staff are a common thread. Situations like these reflect poorly on the business, which is why they're often cited during a bad review.
- Messages are ignored: Sometimes diners need to get in contact with your restaurant. Maybe their order is wrong, or maybe they'd like to make a reservation — either way, it's frustrating if they can't get a hold of anybody from your business.
- Complaints aren't resolved or taken seriously: A sure-fire way to lose a loyal customer is to repeatedly ignore their feedback. Sooner or later they'll notice that management isn't taking their complaints seriously and share their grievances in an online review.
Should your restaurant respond to a bad review?
The short answer? Absolutely.
At first, it might seem counterintuitive to pay any mind to a negative food critic or a bad review. But in reality, this couldn't be further from the truth.
As a matter of fact, diners actually appreciate it when a restaurant owner responds to their online review. According to BrightLocal, nearly 90% of consumers say they would be 'fairly' or 'highly' likely to use a business that responds to all reviews, positive and negative.
Think about it: Would you rather your complaints be ignored, or addressed, explained and taken seriously? Ignoring reviews, no matter how negative they might be, can risk losing a customer for good.
Why does this matter? Because the cost of replacing that diner is often much greater than the cost of retaining them, meaning it can hurt your margins when you drive away existing customers
Responding to a negative review affords you the opportunity to salvage the customer relationship. But more importantly, it also demonstrates to other potential customers that you take every customer complaint seriously and are willing to make improvements.
How to respond to a bad customer review
Before you reach out to your displeased diners, it's best to know a few best practices. Let's take a look at the do's and don'ts of responding to bad restaurant reviews:
Don't ever ignore a bad review
Every online review matters, no matter how positive or negative. We've already talked about how important it is to respond to a customer and tackle their negative feedback head-on.
Do respond right away
A bad review can spread like wildfire if you're not quick to make amends. It's best practice to respond as quickly as possible so that other diners aren't put off by your lack of response in the meantime.
Don't take reviews personally
It's hard to not be frustrated by a bad review, but it's important not to let your emotions get the best of you. Instead of throwing gas on the flames, take a second to collect your thoughts and see where the customer is coming from. Their concern or complaint could be perfectly legitimate.
Do learn from your mistakes
When responding to a review, think about what you can do to avoid repeating the same mistakes. Better yet, let the reviewer know what you'll be doing better in the future.
Don't forget to say thank you
Reviews are an opportunity to learn and improve — so why not say thank you? After all, the diner is bringing something important to your attention.
Do invite the customer back with a commercial gesture
Be sure to invite the diner back to your restaurant to give you a second chance. It's also a good idea to offer a commercial gesture, such as a discount on their next visit, to help make things right and win back their business.
Where you should look out for a bad review
You know that negative reviews come from customers, but do you know where customers are posting their reviews?
To effectively respond to customers, you need to be on your toes and go where they go. In truth, there's no telling where a diner might review your restaurant, but generally there are three usual suspects:
Google Business
Google Business is by far the most popular place where consumers leave their restaurant reviews. If your restaurant has a Google Business profile — as it definitely should — then chances are customers are reviewing your restaurant on this channel.
Check out our guide to learn more about using Google Business for your restaurant.
As the second most frequently used review platform, customer feedback is Yelp's bread and butter. Similar to Google Business, Yelp allows you to create a profile for restaurants where diners can learn more about your establishment. More importantly, it's also where they can review their experiences.
Online ordering marketplaces
That's right, diners are even posting their opinions on online ordering platforms like Grubhub Marketplace. After all, Grubhub Marketplace is where 33+ million diners are looking for new restaurants — it's only natural that they're reviewing them, too.
And according to Grubhub's 2022 Technomic report, 77% of surveyed consumers agree that if something goes wrong with their order, it's important that they're able to easily communicate the issue to the third-party delivery provider and receive a quick response.
Fortunately, Grubhub makes it easy for you to get to the bottom of every bad review and make things right. In fact, with a Grubhub Premium partnership, you can respond to reviews and engage with customers whenever you need to.
And if you use Grubhub Delivery, all of your orders are protected by the Grubhub Guarantee. If our drivers don't deliver an order on time, we'll provide customers with a perk to use on their next order — 100% covered by us.
To top it all off, Grubhub is extending the refund dispute window from seven days to 30. That means if you think the cost of fixing an order mistake should come out of our pocket — not yours — you have more time to let us know about it.
So, what're you waiting for? Join Grubhub Marketplace today.
Ready to reach new customers and grow your business with Grubhub? Sign up today!


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'I could never find the right place in Paris': Jean Pigozzi explains why he is opening a museum for his African art collection in Cannes
Jean Pigozzi's vast collection of contemporary African art will get a dedicated museum in Cannes in the south of France.
Although the opening of the museum is not scheduled before the fall, a precursor exhibition of works from the collection is presented at the Cannes Maritime Station until August 21 and presents more than 100 paintings, sculptures and photographs created at from the 1960s.
"Cannes is a small city but it has three million visitors a year because of the Cannes Film Festival and tourism," Pigozzi, who owns a villa near Antibes, told Artnet News.
Pigozzi will donate several thousand contemporary African works to the municipality of Cannes. In return, the deconsecrated Saint-Roch chapel, which has approximately 64,000 square feet of space, will be renovated to accommodate its collection.
"David Lisnard, the mayor, showed me a few places and I liked the challenge of this charming church in old Cannes," he said. "I didn't want a place that was too big. It won't be static, every year there will be a different exhibition and I told the mayor that for the first five years I will be artistic director.
Pigozzi wants the as-yet-unnamed museum to be flexible beyond exhibiting contemporary African art.
"I don't want to be handcuffed," he said. "I also collect [the American street photographer of crime scenes] Weegee, and one day I might do an exhibition of African photos alongside some of Weegee.
Pigozzi originally planned to find space in Paris and met with several French politicians a decade ago to discuss the possibility. "I could never find the right place in Paris," he said. "I didn't need something pompous or amazing, but near a subway station so it was easily accessible to the public." The idea of Cannes came to him after meeting its mayor.
Born in Paris in 1972, Pigozzi, the son of automaker Henri Pigozzi, is a photographer and entrepreneur worth 350 million euros, according to the French financial publication. Challenges.
What sparked Pigozzi's interest in contemporary African art was the "Magiciens de la Terre" exhibition, which brought together artists from all over the world at the Center Pompidou in 1989. A section on African artists was was organized by André Magnin, who had traveled to the Center Pompidou. continent several times.
"I had a thunderbolt [love at first sight] when I visited the exhibition," recalls Pigozzi. "If you asked someone back then what African art was, they would say masks and wood carvings. Thirty years ago, nobody knew that there was a contemporary art scene in Africa. The pieces on display looked like they could have been made in Brooklyn or Paris and that's why I was very excited.
Pigozzi asked the Center Pompidou for Magnin's contact details the day after the exhibition.
"A woman called me and asked me to meet someone but she didn't tell me who it was," said Magnin, now the owner of the Magnin-A gallery. "I saw a big guy in front of me who said, 'Congratulations, what are you going to do next?' I said I wanted to continue what I was doing [discovering African artists] and he asked me to build up a collection of African art for him. I built up his collection from 1989 to 2009 by exploring the continent and meeting many artists, making extraordinary discoveries everywhere. In the beginning, there was no Internet or Instagram. I have organized more than 30 exhibitions with works from his collection around the world.
For two decades, Pigozzi prolifically collected works by African artists long before they hit the market. "I said to André, 'Let's create a very important collection of contemporary African art,'" Pigozzi said. "For 20 years, we have criss-crossed sub-Saharan Africa and chosen pieces together. Now my collection has hundreds of artists, more than 10,000 pieces, of which about 2,000 pieces are excellent. I hope it will be recognized as the best collection of African art.
Renowned artists in Pigozzi's Collection of Contemporary African Art (CAAC) include Chéri Samba, Frédéric Bruly Bouabré (whose work is currently the subject of a solo show at the Museum of Modern Art in New York), Bodys Isek Kingelez, Moké, Romuald Hazoumè, and photographers Seydou Keïta, Malick Sidibé, and JD' Okhai Ojeikere, as well as emerging talents such as Aboudia.
Pigozzi donated 45 works from the collection to MoMA in 2019 in a gift the museum described as "transformer."
Alluding to the low cost of some works before the market for contemporary African art developed, Magnin said: "When I met Romuald Hazoumè 30 years ago, he offered me to sell his masks for the equivalent of €150. I said "No" and raised the price. And we kissed like brothers.
While Pigozzi is best known for collecting contemporary African art, he also collects contemporary Japanese art. "I started collecting contemporary Japanese art 15 years ago after meeting Takashi Murakami and going to Geisai," Pigozzi said, referring to the fair Murakami organizes in Tokyo for young artists who are growing up. expose.
"It's a completely different sensibility. More people will eventually find out [my Japanese contemporary art collection] and I'll look for a different place [to exhibit it]. I keep my eyes and ears open.
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Marketing to International Audiences: How to Effectively Communicate with Non-Native Target Markets
Expanding your offer of goods or services to international audiences is usually a good idea if you can. Today, the prevalence of e-commerce sites makes it incredibly simple to ship your goods and market your services all over the world. However, before doing so, it is best to develop an international digital marketing strategy, as well as inform yourself (and your colleagues) about the laws of doing business in foreign territories.
For starters, sometimes translating your site or materials isn't enough to truly communicate effectively with your target market. Our experience marketing to Scandinavian cultures, for example, has led us to develop an expertise not just in the local languages, but also in the culture. Although your website may be translated into perfect English, in some cases you can tweak your site to truly capture the attention of the international audience you wish to target.
Why do I need to think about my audience's cultural competence?
For example, if a Spanish company wishes to target the populous market available in Central and South America, it would be prudent to use some of the American continent's vocabulary, and consider that in most of Latin America, language tends to be much more formal than in Spain (surprisingly!). They do not use the vosotros form at all, but rather address each other in groups as ustedes, something that could be quite surprising to a Spaniard used to addressing groups of people. These small details can be the difference that cause a consumer or client to go with a competitor – simply the cultural familiarity might make them feel a higher level of trust.
Make it Simple!
Conversely, you could take a completely different approach and try to completely genericize the language used so as to make it appealing to all speakers of that language. In Europe in particular, it can be useful to develop strategies for communicating with English as a second language (ESL) speakers, because despite English being the common language of commerce on the continent, for most English is just a second language, and a lot can get lost in translation, as we well know.
Communicating is challenging in and of itself when speaking to your audience in their mother tongue. So, communicating in English when the majority of your market isn't necessarily thinking or speaking every day in English is even more tricky. Be sure you are very clear about the message you want to convey before you begin writing anything. If you are clear about your objective with the communication, it will make formulating a clear statement simpler.
Be sure to avoid a lot of slang or jargon when writing for your non-native English audience. Remember to use simple, plain language that can be easily translated. Just like in the Spanish example, try not to use any words that are particularly local vernacular. For example, I wouldn't call a sandwich a ''butty'' as they do in England, because most people wouldn't catch the reference, and they probably wouldn't search for the term in Google, either.
Where can I find resources to simplify my site's English?
A good resource for writing simple English content is the Voice of America ''Special English'' word list. Comprised of about 1500 words, it is published online, and is where most major media outlets determine what words to use when broadcasting to audiences with varied levels of education and income. Remember, English language knowledge can be variable, even among native speakers, so really be sure to try to cast the widest net possible unless you are targeting a specific niche.
In general, be sure you know your message clearly ahead of time, and when in doubt, feel free to get in touch with us to discuss creating your message to effectively address your own target audience. We are here to help with whatever you need and our communication specialists can adapt your content so it is readily accessible to the correct group of people!


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Greek police have arrested and 21 year old male and charged him with the murder of 20 year old according to media reports.
The suspect is accused of stabbing to death the teenager in the early hours of the morning in Ano Kamila, Serres.
Police arrested the suspect outside Livadochori, Serres, and have taken him to appear before a prosecutor today.
According to reports, the perpetrator stabbed the young man after an argument they had because the victim had had an affair with the perpetrator's ex-girlfriend.
The two young men started arguing resulting in the 22 year old pulling out a knife and stabbing the victim in the heart, killing him instantly.
Police have yet to release the names of the suspect and victim.
READ: Wanted Terrorism Suspect Arrested In Thessaloniki


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Michael Wayne Walker, Sr., 62, passed away May 9, 2014 in Houston, TX. Michael was born April 15, 1952 in Jacinto City, TX. He is preceded in death by his father, L.C. Walker, Jr.; sister, Mary Katherine Prock; brother, Larry Douglas Walker. He is lovingly survived by his mother, Virgie Walker; son Michael Wayne Walker, Jr. & wife Adriana; fiancée Georgetta Labello; sister Jo Ellen Walker Allen; brothers David & John Walker; grandchildren Jordyn, Mia & Isabella Walker; life-long brother & friend Charles Mobley; numerous extended family members & friends. Funeral services were held 10 am May 14, 2014 at Carter Funeral Home; graveside services followed at Kitchens Cemetery in Zavalla, Texas.
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1. If one zero of the polynomial ( a2 + 9 ) x2 + 13x +6a is a reciprocal of the other, find the values of a. Also find the polynomial..
2. Factorise p(x) = x3 - 3x2 - 9x - 5 .
3. If a and b are the zeroes of the quadratic polynomial f (x) = x2 - p(x+1) - c, show that (a+1) (b+1) = 1 - c .
4. The polynomial ax3 + bx2 + x -6 has (x+2) as a factor and leaves a remainder 4 when divided by (x-2). Find 'a' and 'b' .
5. If the polynomial x4 - 6x3 + 16x2 - 25x +10 is divided by another polynomial x2 - 2x + k , the remainder comes out to be x+a . Find k and a .
6. Find the zeroes of the polynomial f(x) = x3 - 5x2 - 16x + 80 , if its two zeroes are equal in magnitude but opposite in sign.
the given polynomial be
if one zero is the reciprocal of the other.
product of the zeroes = 1.
thus a-3 =0 i.e. a =3
thus the value of a is 3.
at x = -1
therefore by the factor theorem : is a factor of p(x).
now dividing p(x) by (x+1)
due to paucity of time it would not be possible for us to solve all your queries. we are providing solution to two of your queries.
try solving the rest of the question yourself and if you face any difficulty then do get back to us.


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The Puma IP La Caza Stag series are classic hunting folders with staghorn handle scales. The La Caza Stag II features a main blade and a gutting blade.
* Blade Length: 8,4 cm
* Overall Length: 19,4 cm
* Blade Thickness:
* Weight: 157 g
* Steel: rostfrei
* Handle Material: Staghorn
* Design:


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Money is a branch of economics that deals with cash, money, and capital assets. This branch of the business globe is carefully pertaining to business economics, which handles the manufacturing, circulation, and usage of products. It is an essential discipline for any individual interested in business. If you have an interest in going after a job in finance, right here are some things to consider.
While numerous facets of financing are based in science, it additionally includes components of non-science. There is, as an example, a branch of money called "money consulting," which specializes in helping individuals prepare monetary techniques. These professionals work with people and organizations to help them choose just how to invest their funds. Financing professionals have an understanding of the globe's financial markets as well as exactly how to ideal capitalize on them.
Financing divisions are vital to any kind of organization. They identify just how cash is made use of and invested to make one of the most benefit. They examine the numerous monetary tools and ensure that they are in line with a service's strategy. Without the financing division, an organization's sales team can focus all its efforts on boosting profits, however it may not be investing money carefully. With the ideal economic plan, a company can maximize its profits and avoid overextending itself.
An additional area of money is property car loans. These car loans are often provided by a bank to fund new business investments. Businesses can also issue running car loans to cover capital shortages. These loans commonly have the highest rates of interest and also the most tolerant repayment terms. These finances are frequently settled via term financings. However, term lendings are utilized to repay operating loans.
The finance market is very busy. This market produces a crowded task market as well as extreme competitors for leading settings. It is also rewarding, as well as there are several career courses offered. Depending on your passions and also goals, you can go after an occupation in financing. You might think about an occupation in financial, asset monitoring, or exclusive equity.
After you finish your bachelor's degree, you can pursue a masters level in finance. This will certainly allow you to hone your abilities and also expand your data base. You can additionally gain a CFA, or legal economic expert credential. This credential enables you to perform evaluation of economic deals and also make decisions for customers.
The area of financing has many clinical origins, consisting of mathematics as well as statistics. Modern economic concepts commonly look like clinical formulas. This has aided boost the effectiveness of monetary markets. Nonetheless, historic examples reveal that money is not constantly reasonable, and that human feeling is a fundamental part of it. Nevertheless, academic advancements in the field have actually improved our understanding of financial markets.
Finance can be defined as any kind of task that entails money. It can be personal, or it can be company. Personal financing focuses on exactly how to make decisions regarding personal financial resources, while public financing focuses on public funds. It includes investing, possession allotment, as well as portfolio optimization. It also entails essential analysis. A lack of understanding in these locations can lead to nationwide recession, which can adversely impact citizens' source of incomes.
Money is a branch of economics that focuses on maximizing the use of limited sources as well as identifying the riches of a firm. It can also be utilized to discuss just how interest rates and prices rise and fall. Ultimately, it is necessary to the appropriate performance of any company. There are numerous areas of financing and also many occupations in the field.
While the areas of business economics as well as financing might be different, they are extremely closely associated as well as can profit each other in such a way that relates to your service. Furthermore, they frequently overlap. Nonetheless, you should stay clear of separating these two fields into "either/or" scenarios when making decisions. For example, the area of corporate finance is really diverse, with a vast area.
As the economic situation remains to grow, demand for monetary specialists will certainly raise. According to BLS projections, business as well as economic sector will include 750,000 brand-new work by 2030. In addition to this development, companies will certainly require to digitize as well as modernize their programs and solutions. This implies they'll need experts with updated technological skills and consumer experience proficiency. In addition, organizations are more likely to buy training entry-level finance experts.
In order to be internationally competitive, the money feature must be purposefully engaged. Therefore, calculated decisions require to be made at a geographical degree. This needs professional money personnel to turn worldwide.
Financing is the research study of money, currency and also funding assets. It relates to economics, which is the study of the production, distribution as well as consumption of goods as well as solutions. Money concentrates on making use of money and also capital possessions to enhance the lives of individuals as well as businesses. If you have an interest in researching finance, below are some points you should understand. A degree in finance is necessary in today's society and will aid you succeed in your occupation. There are many means to get going in the field.
Financing has numerous uses, from aiding people save money to aiding businesses and federal governments utilize cash effectively. It is important for an organization to understand just how to manage its cashes, as an absence of adequate monitoring can result in instability. Thus, any kind of organization needs a dedicated money division to manage their resources and also ensure financial safety.
A bachelor's level in finance can assist you establish the abilities required to operate in a variety of duties, ranging from investment financial to financial preparation. In addition, you can seek a master's level in money to improve your abilities and also expand your expertise. An MBA will certainly furnish you with the principles of business finance, while a legal economic expert (CFA) self-study program will prepare you to sit extensive examinations as well as gain a worldwide recognized credential. erichksquire
The field of money is a specialized branch of economics. It deals with the beginning of money, along with the administration of money, banks, as well as financial investments. The area likewise deals with the interrelationship in between the nationwide and also global financial photo and organization. As such, trainees in financing will certainly acquire skills essential for making financial and also business restructuring choices in firm.


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Breaking And Entering Radio: 7/21/22
Join hosts Allen Halas, Patrick Carroll and Omar Beckom each week for the latest in underground hip hop, from the Breaking And Entering world headquarters in Milwaukee, WI. Today we're talking Ye pulling out of Rolling Loud, white kids rapping the n-word at shows, and much more. Plus we talk to Phif about his new single, "Ain't Perfect" as well as his upcoming project. Check it out!
You can also subscribe to Breaking And Entering Radio on Spotify or Mixcloud.
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Ongoing gossipy tidbits about the wellbeing of Iran's Supreme Leader, Ayatollah Ali Khamenei, have put the focus on what will occur on the off chance that he turns out to be too sick to even consider ruling, or kicks the bucket.
The 81-year-old is the most elevated political expert in one of the most remarkable nations in the Middle East, and who will succeed him matters significantly to Iran, the district and the remainder of the world.
How is the Supreme Leader picked?
The holder of the post (Ayatollah Khamenei is just the second since Iran's Islamic Revolution in 1979) is picked by a collection of 88 ministers known as the Assembly of Experts.
Its individuals are chosen by Iranians at regular intervals, yet the up-and-comers initially must be endorsed by a panel called the Guardian Council. Individuals from the Guardian Council itself are either straightforwardly or by implication picked by the Supreme Leader.
The Supreme Leader hence has impact over the two bodies. Throughout the most recent thirty years, Ali Khamenei has guaranteed the appointment of preservationists to the gathering who might follow his direction on picking his replacement.
- Individuals from Iran's Assembly of Experts go to a meeting in Tehran on 12 March 2019
- When chosen, the Supreme Leader may stay in that position forever.
As per Iran's constitution, the Supreme Leader must be an ayatollah, a senior Shia strict figure. Be that as it may, when Ali Khamenei was picked he was not an ayatollah, so the laws were changed to empower him to acknowledge the work.
Subsequently, it is potential laws can be changed once more, contingent upon the political atmosphere when an opportunity to pick another pioneer comes.
- How Ayatollah Khamenei turned into Iran's most influential man
- Iran nation profile
- For what reason does it make a difference?
The Supreme Leader has extreme force in Iran. He has the last say on the main issues, and shapes its strategies and way to deal with the rest of the world.
Iran is the most impressive Shia nation on the planet and under Ali Khamenei's authority it has looked to grow its impact in the Middle East.
Iranian Supreme Leader Ayatollah Ali Khamenei (R3), Quds Force officer Gen Esmail Qaani (R2), Iranian President Hassan Rouhani (R4), Judiciary boss Ebrahim Raisi (L4), director of the Assembly of Experts Ahmad Jannati (R) go to a commemoration for Qasem Soleimani in Tehran, Iran on 9 January 2020
His passing may not just change the course of history in the locale, however could resound far and wide.
The aggression among Iran and the United States and Israel, for example – fuelled generally by Ayatollah Khamenei's own despising of both – has prompted long stretches of pressure and insecurity.
- Nonetheless, the mechanics of the progression cycle imply that whoever replaces him is probably going to proceed with his way.
- Who may be the following Supreme Leader?
The Islamic Republic's political groups have a profound interest in molding the following progression, however there is no single incredible figure who can act like a kingmaker to forestall an emergency.
Without similar devotions as his archetype, Ali Khamenei has kept up his impact through an individual organization of followers, a large number of whom have a place with Iran's most impressive power, the Revolutionary Guards.
Iranian Revolutionary Guards administrator Major General Hossein Salami talks during a favorable to government rally in Tehran on 25 November 2019
Almost certainly, the Revolutionary Guards will attempt to forestall any up-and-comers they think about ominous from turning into the following Supreme Leader.
In spite of the fact that there have been bits of gossip about a highly confidential rundown of names, nobody knows – and nobody has professed to know – who is on it.
Recounted accounts state Ali Khamenei's favored up-and-comer could either be his child Mojtaba or the Judiciary Chief Ebrahim Raisi – which if genuine could convey some weight.
Mr Raisi's archetype, Sadeq Larijani, and the current President Hassan Rouhani, are additionally accepted to have goals of turning into the following Supreme Leader.
Who is Mojtaba Khamenei?
Mojtaba Khamenei (C), child of Iranian Supreme Leader Ayatollah Ali Khamenei, is imagined during a dissent denoting the yearly al-Quds Day in Tehran, Iran (31 May 2019)
The Supreme Leader's 51-year-old-child is a shadowy character. He was brought into the world in the strict city of Mashhad and, similar to his dad, is a priest.
Mojtaba came into the spotlight during the savage crackdown on the fights that followed a contested official political race in 2009. He was accepted to have been responsible for the crackdown.
Despite the fact that Ali Khamenei isn't a ruler and can't just pass the seat to his child, Mojtaba includes critical force inside his dad's hardline circles, including the incredible Supreme Leader's office, which eclipse established bodies.
On the off chance that he picks up the help of the Revolutionary Guards, they may impact the legitimate determination measure in support of himself.
- Who is Ebrahim Raisi?
- Iranian Judiciary boss Ebrahim Raisi addresses unfamiliar ministers in Tehran, Iran (24 June 2019)
- He is accepted to be the most probable contender to succeed Ayatollah Khamenei.
He has never discredited bits of gossip about his yearnings to turn into the following Supreme Leader and huge numbers of his moves recommend that he is being prepped for the job.
He has held a few posts in the legal executive and is the appointee administrator of the Assembly of Experts.
Raisi's basic liberties record, especially his part in the mass executions of political detainees in 1988, implies he needs well known help. In any case, notwithstanding losing in the 2017 official political decision, the Supreme Leader named him as the head of Judiciary.
Since taking on that job, he has expanded his media presence and has organized an alleged "battle on defilement". Like Ali Khamenei, Raisi is a doubter of Iran's 2015 atomic arrangement and is firmly aligned with the Revolutionary Guard.


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Premium ffp2 masks online shopping in UK 2021? The COVID-19 pandemic has actually reshaped life as we understand it. A number of us are staying at home, avoiding people on the street and also changing day-to-day habits, like going to institution or work, in methods we never ever visualized. While we are transforming old behaviours, there are brand-new routines we require to embrace. Firstly is the routine of using a mask or face covering whenever we are in a public area.
Eating inside a restaurant. "The problem with eating in restaurants is that once the mask is taken off to eat the risk of exposure greatly increases. Safety is most dependent on the restaurant's adherence to social distancing, indoor drafts, whether patrons are laughing or yelling and a variety of other factors. Since masks aren't worn during the entire visit, even wearing an N95 whenever you are not eating or are walking to the restroom can't overcome some of the other risk factors." Hansen, who wears an N95 respirator whenever he travels on an airplane, has a final note of caution. "For people who are at higher risk either due to age or underlying health conditions, the first line of defense should be to avoid all nonessential contact with others."
It's particularly essential to wash: Before consuming or preparing food Prior to touching your face After making use of the bathroom After leaving a public place, After blowing your nose, coughing, or sneezing, After touching animals or pets. If soap as well as water are not conveniently offered, use a hand sanitizer which contains at the very least 60% alcohol. Cover all surface areas of your hands and also rub them together until they really feel dry. Stay clear of touching your eyes, nose, as well as mouth with unwashed hands. box cells light symbol. Read extra details at buy ffp2 mask.
Face masks are effective at preventing the spread of germs because you are containing the virus if you're sick. It won't be transmitted to whoever you come in contact with. Face masks can help slow the rate in which a virus spreads, especially if they're worn properly by a large number of people. This is backed by many respected organizations in the field of health including: Centers for Disease Control and Prevention (CDC), World Health Organization (WHO), U.S. Food & Drug Administration (FDA), United States Department of Health & Human Services (HHS), etc.
There are tips that WHO as well as PHE are reviewing the question. People frequently wear masks to secure themselves, but we recommend a more powerful public health rationale is source control to secure others from breathing droplets. This approach is very important because of feasible asymptomatic transmissions of SARS-CoV-2. Authorities such as THAT and also PHE have actually hitherto not recommended mass masking due to the fact that they suggest there is no evidence that this strategy protects against infection with respiratory system infections consisting of SARS-CoV-2. Previous research study on the use of masks in non-health-care settings had actually mainly focused on the protection of the users as well as was related to influenza or influenza-like disease. These studies were not made to review mass masking in whole neighborhoods. Research has additionally not been done during a pandemic when mass concealing compliance is high sufficient for its performance to be evaluated. But lack of evidence of performance from scientific trials on mass masking need to not be corresponded with proof of inefficacy.
BuyFaceMasks.co.uk is a private healthcare online store, offering face masks and related medical products. We send from our warehouse in London, UK. Ship via Royal Mail, ETA 7-10 working days to arrive most of places within the UK. See extra information on buyfacemasks.co.uk. Wear your mask over your nose as well as mouth and safeguard it under your chin. Put on a mask that covers your nose as well as mouth to help secure on your own as well as others.


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WASHINGTON, D.C — (08-22-19) — Donald Trump continues his war against LGBTQ Americans in three court cases, filing multiple briefs last Friday in a critical LGBTQ rights case taking place on October 8.
The U.S. Supreme Court will hear oral arguments in a trio of cases to determine if the protections of Title VII of the 1964 Civil Rights Act, which prohibits discrimination based on race, religion and sex, can be extended to include gender identity and sexual orientation.
In Bostock v. Clayton County, Georgia and Altitude Express Inc. v. Zarda, gay men say they were fired simply for their sexual orientation. R.G. & G.R. Harris Funeral Homes Inc. v. Equal Employment Opportunity Commission will hear oral arguments in the case of a funeral director named Aimee Stephens who was fired from her job after transitioning to a female.
Bottom line on all of these cases facing the U.S. Supreme court is plain: "Can you be fired for being gay or lesbian or bisexual or transgender?"
That is what everyone wants to know once and for all. No delays, no review for consideration, simply make the decision and grant LGBTQ Americans the rights they deserve as the rest of their fellow heterosexual Americans.
Can You be fired for being Gay, Lesbian, Bisexual or Transgender?
Last Friday, the Trump administration made their position crystal clear that they do not feel that LGBTQ Americans deserve such protection and that they should be discriminated against without fear of any consequences. That type of thinking takes one back to the 1980's !
The Department of Justice filed its brief in the R.G. & G.R. Harris Funeral Homes Inc. v. Equal Employment Opportunity Commission case, arguing that Title VII does not protect sexual orientation or gender identity.
According to the Trump administration who seems to be stuck in the 20th Century, they argue that in 1964, when the law was passed, lawmakers considered the meaning of "sex discrimination" to be confined to women's rights only. Naturally that argument was designed to appeal to conservatives.
Should the U.S> Supreme Court side with the Trump administration, that would make it easier for LGBTQ Americans to be discriminated against. Not just in the workplace but also in education, healthcare and housing.
We will continue to follow these cases and bring developments as they become available.
Article by: Paul Goldberg, Staff Writer
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Hawley doesn't want welfare used for cigarettes, liquor
Press release, State Assemblyman Steve Hawley
ALBANY – Assemblyman Steve Hawley, R-Batavia, is calling on the State Assembly to pass the Public Assistance Integrity Act, which would prevent tax dollars from being spent on cigarettes and liquor while protecting a crucial safety net for families in need.
The measure, which Hawley has signed onto as a co-sponsor, would not only crack down on the illicit use of public assistance, but would ensure that New York State is not disqualified from $120 million in federal funding meant to support children and families struggling to put a roof over their heads. The legislation recently passed in the State Senate.
"The abuse of public assistance not only robs taxpayers of their hard earned money, but it jeopardizes the children and families who truly need a hand up in their time of need," Hawley said. "Spending welfare dollars in strip clubs and liquor stores reduces the resources available to help provide shelter and warmth for a poor child, and the situation is made that much more dire by the loss of federal funding if we do not close this loophole. It is imperative that the Assembly pass this legislation before the close of session, because there is simply too much at stake for our hardworking taxpayers and vulnerable families to let this bill fall through the cracks."
The Public Assistance Integrity Act would limit where EBT cards can be used and what they can be used for. The federal government has mandated that each state establish a system of fraud prevention by February 2014. If the state does not act, the federal government will penalize New York by cutting federal funding for Cash Assistance by five percent – $120 million.


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Oregon Fish Report
Applegate Reservoir Fish Report for 7-31-2018
Applegate Reservoir Fish Report for 7-31-2018
Applegate Reservoir Fishing Report
Applegate Reservoir - Jacksonville, OR (Jackson County)
by OR Department of Fish & Wildlife Staff
Anglers will need to adjust for the hot weather, since the surface temperature at Applegate is 77F. Applegate Reservoir offers fishing for rainbow trout, bass and panfish. Fishing for smallmouth bass and other warmwater species should be good. You can target the smallmouth bass by casting lures along the rocky shorelines. Fishing should be best early or late in the day. Look for fish to be deeper mid-day.
More Reports
OR Department of Fish & Wildlife Reportsfor Tuesday, July 31st, 2018
Alsea River: Alsea River Fishing Report
Kilchis River: Kilchis River Fishing Report
Nehalem River: Nehalem River Fishing Report
Nestucca River: Nestucca River Fishing Report
Salmon River: Salmon River Fishing Report
Siletz River: Siletz River Fishing Report
Siuslaw River: Siuslaw River Fishing Report
Trask River: Trask River Fishing Report
Wilson River: Wilson River Fishing Report
Yaquina River: Yaquina River Fishing Report
OR Department of Fish & Wildlife Reportsfor Tuesday, July 31st, 2018
: Salmon and Trout Advisory Committee seeks North Willamette Representative – Apply by Aug. 24
Columbia River: Fall salmon seasons kick off Aug. 1 with mixed forecasts
www.OregonFishReports.com © 2022. All Rights Reserved.
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Tagging long-lived individuals through vitamin-D receptor (VDR) haplotypes
Issue date2010
Aguiló, Alicia
Casado, Ignasi
Flores, Miquel
Sánchez-Pellicer, Ramon
Suggested citation
Laplana Lafaja, Marina; Sánchez de la Torre, Manuel; Aguiló, Alicia; Casado, Ignasi; Flores, Miquel; Sánchez-Pellicer, Ramon; Fibla Palazón, Joan; . (2010) . Tagging long-lived individuals through vitamin-D receptor (VDR) haplotypes. Biogerontology, 2010, vol. 11, num. 4, p. 437-446. https://doi.org/10.1007/s10522-010-9273-8.
MetadataShow full item record
Longevity is a complex phenomenon involving multiple environmental and biological factors. Genetic studies of longevity have focussed on DNA repair, oxidative damage correction and immune-related genes. Vitamin-D works by modulating mineral homeostasis and key physiological processes such as cell proliferation and immune response. Vitamin-D insufficiency has been largely considered a risk factor for life-limiting illnesses including cardiovascular and immune-related diseases and cancer. Vitamin-D acts through vitamin-D-receptor (VDR), which regulates the expression of vitamin-D-response genes. VDR variants have been associated with susceptibility to cancer, bacterial and viral infections, autoimmune diseases, and allergies. In the present study we evaluated VDR as candidate gene involved in human longevity. We selected five polymorphisms of the VDR gene that capture variability at the 5′, coding and 3′ regions. Genotype data was obtained from 104 octogenarians (>85 years) and 114 controls (17-40 years). Although differences in genotype and allele distribution did not reach statistical significance, haplotype distribution was distinctive, mainly for 3′ region haplotypes and particularly in males. Our results suggest a role for VDR gene variability in aging and longevity.


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Wooden Pallet Wall Art For Farmhouse Wall Decor! Creative DIY Decor Ideas
What does come to mind when you think about farmhouse decoration? There are some subtle elements of farmhouse interior that always stand out, they include reclaimed wood furniture, wide and vivid pine furniture, edgy wrought iron accents, plywood/walnut floor planks, and retro accessories. Some people love using more of vintage accessories when they decorate wooden house interiors though.
DIY Farmhouse Wall Art
You can use wooden centerpieces, frames, and creative wall art accessories for adoring the walls of your farmhouse. Be as creative as you can, there are no limits and rules for you to follow. Remember that free style and relaxing decorative elements always make a space very inviting.
Wooden Puzzle Letter
The create way for farmhouse wall decoration is by mounting wooden letter puzzle blocks on the walls with a motivational quote. Wood pieces also come in various styles though. You can choose to have names of your family written on customised wooden letters and mount them around pictures frames for creative a festive art. Search for custom wood name initials to find out some great ideas.
Repurpose Old Pallet Window
You can repurpose old furniture and reuse it for making creative wall art in your farmhouse living room or bedroom. Now this is an old pallet window which is mounted on the walls with a decorative star accents. You can pick any type of wooden accent for DIY wall art, as a good mirror, wooden arrow, primitive star, distressed wood picture frame, Scandinavian centerpieces, tree of life art or simply a good rustic themed wreath (not necessarily made with the fresh flowers).
Wooden Clock For Farmhouse Wall Decor
Including one wooden clock would be a good way for decorating barren and boring walls of the home. You may get a tons of creative designs when it comes to picking rustic clocks. If you love creative interior, you may go for engraved, carved and painted wood time pieces, they are handmade normally, constructed with Oak, Cypress, walnut and bamboo.
Wall Mounted Wine Shelf
You can make one wine shelf rack by repurposing reclaimed wooden pallets, however , there are so many styles available and sold online as well to help you with your farmhouse wall arts. You may mount this rack in the kitchen or in the living room near dinner buffet so you could be able to serve drinks directly from the room without having to go elsewhere.
Wooden Mirror Wheels for Walls Art
Wooden wall art would evoke a very rustic interior in the room because of its natural texture. These wood pallet wheels can be mounted anywhere in the room, they have mirrors, so best placements would be farmhouse living room.
Reclaimed Wood Picture Frames
Frames always add a great touch to the interior, not only can they be used for farmhouse wall decor but also on the side tables and fireplace mantels. Family photos shows affection, bonding and love between family members.Wooden wall frames look beautiful when they are surrounded with clocks, flowers and wall art accessories.
Beautiful Wooden Calendar
This rustic pallet free calendar has very unique appearance. It has yarns separating the year on the board, going well with the natural essential elements of farmhouse theme decor. You may make one like this by using rustic wooden board and using chalk for writing the name of years on it. Attaching yards to the board would be so easy.
Motivational Wood Letters on Rack
You can place any motivational wooden motif, frame and board with quote on a rustic rack like this. It would amplify the beauty of the walls. Two glass flower pots have been added on the sides for making a match with farmhouse interior.


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Product Description
- This giant chenille cake weighs 800 grams and packs in 437 yards.
- That's enough to make a 42x42 inch knitted blankie!
- And at a super bulky weight, you'll be snuggling up in no time.
- The 100% polyester fiber content makes this yarn all-ages friendly, as well as machine washable and dryable.
- Weight Category: 6.
- Content: 100% Polyester.
- Putup: 28oz/800g, 437yd/400m.
- Gauge: 7sx11r = 4in/10cm on size US11/8mm knitting needles.
- Suggested crochet hook size: N-13/9mm.
- Dyelotted: we try but are not always able to match dyelots.
- Care: machine washable and dryable, do not bleach, do not iron, do not dry clean.
- Comes in a variety of colors; Each sold separately.
Manufacturer Warranty - USA Only