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SIM GE Crisis Fund
SIM GE Crisis Fund
The SIM GE Crisis Fund aims to provide urgent financial assistance to students studying at SIM GE, who are in dire need of financial aid, arising from the unforeseen family financial crisis. This financial assistance is given based on our eligibility criteria, as well as the assessed level of neediness of the applicants.
Eligibility Criteria
- Full-time / Part-time SIM GE students pursuing Foundation, Diploma, Undergraduate or Postgraduate programmes, excluding those who are currently in Bridging / Preparatory / Certificate in English course
- Must have enrolled and started classes
- Singapore Citizen / Singapore Permanent Resident / International Student
- The ceiling for Per Capita Income (PCI): S$1000 (e.g. Total Gross Household Income = S$3250, Total Number of Household Members =5, PCI = S$3250 / 5 = S$650)
- Have sudden financial difficulties due to unforeseen family crisis such as:
- loss of job for the family income-earner(s)
- loss of the family income-earner(s)
- medical condition/treatment of the family income-earner(s)
- any other type of family crisis will be assessed on a case-by-case basis
- Requires urgent financial assistance
- Have not been awarded the SIM GE Crisis Fund before
The recipients for the fund will be determined by the bursary selection panel, based on applicants' assessed PCI and the eligibility criteria.
Application Period
Applications are accepted throughout the year, but will be processed and awarded on a quarterly basis. Late entries will be considered in the subsequent quarter.
|Application Period
|Closing Date
|Notification Period
|Quarter 1 (Jan to Mar)
|31 March
|Within 1 month from application
|Quarter 2 (Apr to Jun)
|30 June
|Quarter 3 (Jul to Sep)
|30 September
|Quarter 4 (Oct to Dec)
|31 December
Things to Note
- Not all eligible applications will be guaranteed an award.
- The decision of SIM Global Education is final and we do not enter into any correspondence on the SIM GE Crisis Fund (including the reasons for not awarding the SIM GE Crisis Fund).
- The disbursement of SIM GE Crisis Fund will be in the form of Interbank GIRO transfer/ cheque, and will usually take place within a month of your application.
- Successful applicants will not be eligible for bursary in the same quarter. You can, however, apply for bursary in the next quarter, subject to approval.
- Unsuccessful applicants will be assessed for bursary in the same quarter based on existing bursary eligibility criteria.
Application Process
Prepare the required documents
- All documents must be scanned and attached to the online application form before submission as no changes can be made thereafter.
- SIM GE has the right to reject applications with incomplete documents.
- Prepare the required supporting documents before application:
Apply in SIMConnect
- Log in to SIMConnect and navigate to the 'My Apps' tab.
- Select 'Self Service' and click on 'Campus Finance'.
- Next, select 'Financial Aid' and click 'Apply for Bursary'.
The collection of personal data such as your NRIC number, and other supporting documents are required to facilitate the processing of applications, including verifications of the identities of applicants and household members.
Learn more about SIM Data Privacy
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SIM Global Education Diploma Scholarship
View eligibility criteria and application details for the SIM GE Academic Excellence Scholarship (Diploma) and SIM GE Merit Scholarship (Diploma).Learn more
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Learn about the eligibility criteria of the SIM GE Scholarship, and find out how to apply.Learn more


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Volta EC prepares venue to host regional collation centre
The Volta Regional Directorate of the Electoral Commission (EC) is feverishly fixing its conference facility into a collation centre for the general polls slated for Monday, December 7.
The Centre, which is novel for the 2020 election is expected to project all results from the 18 Constituencies of the region for public viewing.
Mr Dogbey Adukpo Selormey, Regional Director of EC told the Ghana News Agency in an interview that the Commission is involving the political actors at every stage of their activities towards delivering a free, fair and transparent election.
"We want to remove every doubt in the minds of our partners and demonstrate our mandate to organise credible elections without fear or favour."
He said the political parties would be assembled to witness the final dispatching exercise of electoral materials to the various Constituencies in the region.
Meanwhile, information reaching the GNA is that the Ho Constituency collation centre would be staged at the Assembly hall of the Ola SHS.
Story from peacefmonline.com News:
Published: 2020-12-05 08:12:00
© peacefmonline.com

subset: commoncrawl


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Flier targeting Dave Piepkorn as 'out of line' stirs Fargo City Commission race
A mailer sent by Bismarck-based Brighter Future Alliance attacked Fargo City Commissioner Dave Piepkorn, calling attention to an incident in which Piepkorn 'apparently showed his middle finger' to another commissioner. Piepkorn called the flier "dirty politics" and said it's a sign he's winning.
FARGO — The Fargo City Commission race took an inflammatory twist when a mailer attacking Commissioner Dave Piepkorn's behavior as "inexcusable" and "out of line" appeared in mail boxes all over the city.
The 8½-by-11-inch cardboard mailer highlights news reports of an incident in the Fargo City Commission Chambers in which Piepkorn "apparently showed his middle finger " to fellow Commissioner Tony Gehrig at a meeting in July 2021.
"Time and again, Piepkorn has proven he's unfit to lead," the flier said. "His fellow City Commissioners have called his behavior 'embarrassing' while he's been referred to nationally as 'the stupidest local politician in America."
Piepkorn called the mailer "dirty politics" and an indication that someone is worried that he will be elected to another four-year term on the five-member City Commission.
"I would say I'm very flattered because obviously if you're not winning, you're not targeted," he said Saturday, May 21. "I didn't realize I had that much influence."
Piepkorn said he couldn't think of another instance of an attack ad, not obviously on behalf of a candidate, circulating in a Fargo City Commission race. Two commission seats and the mayor's office are up in the June 14 election.
The mailing was paid for by the Bismarck-based Brighter Future Alliance. Pat Finken, chairman of the Brighter Future Alliance, said of the nonprofit organization, " ... we do not and will not coordinate with any political party, campaign, or candidate."
The Brighter Future Alliance was formed 10 years ago and has been involved in statewide politics.
"Independent expenditures like in the Fargo Commission election compromise only a small part of our overall mission," Finken said in a statement. "Our main effort includes activities like voter mobilization, and issue advocacy and education."
Piepkorn said the flier attacking him is the latest twist in the hotly contested election.
"There's been some very unusual things going on in this campaign," he said.
Piepkorn noted that Gov. Doug Burgum gave a plug for Shannon Roers Jones, a legislator who is seeking to unseat Mayor Tim Mahoney, at the North Dakota Republican Party convention.
Such an endorsement in a flagrantly partisan setting is highly unusual in a nonpartisan city election, Piepkorn said. Also, certain city candidates were not invited to a Fargo City Commission candidate forum hosted by the Cass County United Republican Committee.
"I was instructed not to come," Piepkorn said. "There's lots of interesting stuff going on. It's just crazy."
Despite the attack and the snubbing, Piepkorn predicted that he will win another term, along with Mahoney.
"I'm looking forward to the election," he said. "If you're attacking, it means you don't have a good story to tell about yourself."
Earlier this month, Piepkorn harshly criticized developer Jim Roers, who failed to complete a row of townhouses intended to be a buffer for the Roosevelt neighborhood for a development featuring a new Newman Center and apartments.
Piepkorn repeatedly called Roers a liar , saying he never intended to build the townhomes. Roers said the townhomes have been delayed by traffic congestion and skyrocketing materials costs.
Roers Jones, who is Jim Roers' daughter, is general counsel and a real estate broker at Roers Companies.
The Brighter Future Alliance, which has a history of supporting Republican candidates in North Dakota, describes its mission as working "to advance the cause of freedom and free enterprise to further the common good and general welfare of the citizens of North Dakota and the United States."
The Brighter Future Alliance has reported spending $45,502 as of May 20 in the 2022 election cycle, according to a filing with the North Dakota Secretary of State's Office.


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(APALACHICOLA, Fla.) — I'm sitting on a large porch, near a wide street, in a small, rainy Florida town. I am leaving today, but I seriously considered moving here. When I arrived a few days ago, it felt like the town opened up its arms to me, and almost immediately I met tons of cool small-town people. I could get a job here, I thought, I could make this work for a while. But I can't. Maybe I'm not ready to really settle down quite yet or maybe the idea of not working for a newspaper again is just too sad.
Or perhaps my old homes of Silver City, N.M. and Moab, Utah still have their hooks in me so deep that moving briefly to any other tiny town would feel like cheating.
Anyway, as I get ready to depart, to drive off to Panama City, I leave you with some images from my last Florida stop, St. Augustine. This city, the oldest continuously inhabited in America, wasn't what I had expected. It was far funkier, more down-to-earth and weirder than I had imagined. Before I arrived, I was worried that I would feel swallowed up by a corporate beach community mentality, but instead I felt comfortable there. This was thanks to my couch surfing hosts, April and Conrad, but also to a delicate friendliness in the air. I can't exactly explain it, but perhaps I can illustrate. One afternoon while running downtown, I realized I was seriously dehydrated. Nothing felt right in my body, so I quit my run and immediately felt like a slacker. My guilt led me to knock on the door of some elaborately decorated mansion, one that now serves as a $10/a pop tourist attraction. I asked the older, well-put-together woman selling tickets if she knew of any nearby drinking fountains. She said no — and handed me a bottle of cold water. Then I finished the remaining 25 minutes of my run.
I think there must be a law written in stone somewhere that you will always have a soft spot in your heart for towns where you have those kind of moments.


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Hyphenate Synonyms
It will find anagram phrases which may use that wildcard letter by cycling via all the attainable letters in the alphabet. Be aware that your results will vary extensively based mostly on the standard of the supplied dictionary and guidelines files. For instance, some languages have only a minimal thesaurus with no morphological info. On the other hand, for languages that haven't any stemmer but do have an intensive dictionary file, the Hunspell stemmer may be a good selection. We discovered a total of 21 phrases by unscrambling the letters in sleeve. The crossword clue Hyphen's kin with 4 letters was last seen on the August 18, 2021.
Same-sounding words with totally different meanings and totally different spellings are thought of totally different words. So you'll find a way to't give knight-related clues for NIGHT. A overseas word is allowed only if the gamers in your group would use it in an English sentence.
After this limit has been reached, tokens are discarded. This filter limits tokens to those before a configured maximum begin character offset. This may be useful to restrict highlighting, for instance. The Hunspell Stem Filter supplies support for several languages. You must present the dictionary (.dic) and rules (.aff) files for each language you want https://learningpathacademy.com/category/learning-topics/ to use with the Hunspell Stem Filter. You can obtain those language files here.
The quotes have no role in the cryptic reading. Another strong victory for me at present. Not a lot problem despite the precise fact that the last two phrases were not that straightforward to get. Breezed through the cartoon reply. Enjoyed your song alternative Angela. Until tomorrow stay well and keep protected.
Rather than toss La Fro Pilo's tasty risotto at each other, nonetheless, we agreed to disagree in regards to the following. I wrote a Python program to seek out all Pokemon names that incorporates the name of the other Pokemon as anagram. Hyphens (-), durations (.), and spaces are ignored. Is there any rule that explains why initialisms similar to âCNNâ or âCNBCâ don't normally take an article?
Replacement A string to substitute in place of the matched pattern. This string could comprise references to seize groups in the regex pattern. See the Javadoc for java.util.regex.Matcher. Generates n-gram tokens of sizes in the given range.
It provides the entire novel a sense of a fable, and also makes them anonymous stand-ins for all of humanity. Plus, these are fairly cool character names. A hyphenated final name tells you a lot a couple of character. Benno van Archimboldi, fromRoberto Bolanoâs 2666. Not super long, but a full three words, and the way could you not love this name? Donât you like how much information you've in regards to the character just from the name?
So we'll attempt to shed extra gentle on the distinctions. By randomizing the characters F thru L, 3 areas and a hyphen. The hyphen image — In this Symbols.com article you'll learn concerning the meaning of the hyphen symbol and its attribute. Symbol "-", typically used to hitch two or more words to kind a compound term, or to indicate that a word has been cut up on the finish of a line. QB â Queen Bee, the highest score potential in a given puzzle, and an Easter egg stage in the recreation. Youâve found the entire attainable phrases within the puzzle.


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Our Services
Planning & Architecture
We at High Tide Builders believe that it is paramount that the home plan selected/designed considers the topography of the land to be built upon. The coast of Mississippi has many zoning regulations that are specific to the coastal area, therefore it is important to hire an experienced and licensed contractor.
We're committed to quality over compromises, from foundation to finish — and every brick in between — and we like to think that our work speaks for itself. We continually get bids from multiple subs on every job in order to get the best value, all while maintaining quality workmanship.


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Astrology / Natal chart 22.12.1910 (December 22, 1910)
The Aspects of the planets
Today you will be able to tackle tasks that require real discipline or organization. You find yourself in a very practical mood and working with, instead of against, yourself. You may have some serious or contemplative moments.
Your own inner need for change and growth may be threatened by someone older or by circumstances. There could be some underhanded or devious goings-on behind the scenes as well. Tension of a psychological or political nature may be present.
You could be most persuasive with others, and eloquent in speech and communication. The situation is a natural for self-expression and lends itself to your particular ideas and thoughts. A good conversation with those you love is possible.
Everything conspires to value and bring out your more unique and unusual qualities. You may find that someone close to you understands and is supportive of your eccentricities. You could come up with new solutions or inventions.
Everything conspires to reveal you at your most elegant, particularly in social situations. You will have a grasp for abstract and spiritual ideas and the ability to present or communicate these to others.
Someone you meet today may seem unrealistic and foggy-minded to you. In return, the person may find you lacking in sensitivity and imagination. You could find yourself the odd-man-out.
The good life, and all that is fine and luxurious, may be what you value just now. You could enjoy making your own way and finding solutions to whatever problems you have.
A good time to make some changes and reach new levels. A lot of personal and sensitive psychological material may be surfacing, but you can handle it and turn it to your advantage. You may look back on these months as very transformative.
Calculator of astrologie / numerology / tarot
Planets in signs
The Sun in Sagittarius
You are very gregarious, enthusiastic, and open, in all that you do. You have an ability to understand a broad perspective, and to see everything from a total point of view. Your foresight and an ability to visualize the big picture make matters work out well for you most of the time. Always thinking in broad abstract terms, you usually have trouble focusing on details that arise. In many ways you are spontaneous, but with this comes an inclination to be bluntly honest and frank, or at least, straightforward and much to the point. You never intend to hurt anyone, but the truth is all important to you, and you never hesitate to tell it like it is. Tact and restraint can be issues of concern, but you probably don't care. You are so independent. You can rarely be pushed an inch in any direction unless you decide the direction your being pushed is where you want to go. These blows are softened only by your warm, jovial and outgoing friendliness. Even when you stick your hoof in your mouth you can recover and show up as a winner. Often "lady luck" just smiles on you. Sagittarius has a happy-go-lucky, honest, cheerful, and ever optimistic approach to life; but then can turn right around and be so careless, restless and extravagant. You have a natural love of the outdoors and may develop strong enthusiasm for sports and outdoor adventure. Sagittarius is the sign most often associated with sports, and you are inclined to physical activity and active endeavors, particularly outdoors. Future-oriented, you rarely allow problems or setbacks to get you down for long. You put disappointment behind you and start working toward your next adventure. Never satisfied with moving along in slow lane, you want to set the pace on a grand scale. Whatever you set out to do, must be the biggest and best. You want to live life to its fullest. You can work well with anybody, accepting them for what they are. You are the natural, open-hearted extrovert, an easy person live and work with. Relying on your glibness and complete self-confidence, you are a natural in the world of selling. Still in the area of organization and perseverance you may need help from other factors in the chart. If you are like most Sagittarius natives, you can be down right irresponsible and unreliable at times. Your personality is such, however, that people don't get upset about it. It's that natural Sagittarius charm that carries you through the tough spots. Sagittarius is the sign of higher education. You live to expand your horizons in every possible way, wanting to see the world and experience it. You want to meet interesting people and try everything. Your curiosity is boundless and your desire for knowledge is paramount.
The moon in Virgo
A Virgo Moon generates a definite reserve in expression, and a personality that is often critical and analytical. You are not unemotional, but it is difficult for you to delineate what you feel. Consequently, you can sometimes come across as a little cold, detached, or prudish. You can seem stuffy and proud, when in fact, you are rather easily hurt. Your desire to be considered superior intellectually may be a cover for a deep-seated inferiority complex. Often, this position denotes a shyness and a decided lack of self-confidence. You respond well to encouragement and appreciation, and you have a need for these to stay your emotionally overeager nature. Overly critical of yourself, you assume that people will judge you harshly and find you lacking. You may feel that people don't like you, for this is a placement that shows much lack of self-esteem. Thus, you tend to pretty much keep your feelings under wraps. You have a desire to serve others, but not enough understanding of the other person's feelings. Consequently, you follow your intellect rather than your intuitions in most situations. You have trouble understanding other people's motivations and intentions. Your reactions are often rather cool, deliberate, detailed and analytical. You don't like emotional expressions, because you really don't understand them. Analyzing emotions may occupy a good bit of your time. This is not a very sexual position for the Moon for there is an introverted aspect to this placement. Even when your feelings are engaged, your shyness makes it hard for you to be demonstrative with your affections. Instead you express caring by doing things for the people you love, trying to make yourself indispensable to your loved ones so they won't be able to get along without you. Whether in a relationship or not, you enjoy doing things for people and you are at your best when you are able to take care of someone who is needy. You never shy away from such responsibility. You do understand reality and practicality, and you react in a very common sense manner, never viewing the world through "rose colored glasses". Mental qualities are emphasized by this position, but the qualities in Virgo are practical and useful. You want what you want, when and how you want it. You don't value learning for learning sake, but for the use and application that can be made of the learning. Temperamental at times, you tend to get picky and argumentative. You are shrewd, with good business sense and meticulous attention to detail. You analyze and criticize all sense impression with care; sometimes you can be quite fussy about minor details.
Mercury in Capricorn
In Capricorn, Mercury produces a mind that is clear, sometimes rigid and narrow, and always cautious and resourceful. Your thinking is methodical and careful. You know how to take things a step at a time, each fact building on the thought that went before. Your speech is organized and follows a logical and orderly pattern suggesting that you carefully examine and edit your words before they come out. You hardly ever say something that you are sorry for later. You are not a quick learner, but you are one who never forgets what has been absorbed. You have an excellent memory and attention to the business at hand; a down-to-earth and practical thinker. Insecure about your mental abilities, you work hard to develop yourself with education and experience opportunities. You may be a bit defensive about your lack of education, that is the case. A special need to prove yourself, one way or another, is often the case with Mercury in Capricorn. You have such very good powers of concentration, dignity, and an earnestness that can make you seem too serious. You can have a tendency toward moodiness and sulking, and you may have to work at showing any spirit of optimism. This placement of Mercury, especially if your Sun is also in Capricorn, produces one who is very quiet. Even if your Sun is in the more communicative Sagittarius or Aquarius, a Capricorn Mercury is not very talkative and sociable. You are especially self-conscience about speaking to strangers. You have a very down-to-earth approach to thinking and communicating. Planning and organizing are you special strengths, and they carry you far in business and professional life. You do particularly well on long, drawn out projects that require perseverance and determination. Once you put your mind to a task, it will surely be completed and done well. Cautious and skeptical, you may be conservative to a fault. Your love of tradition, and a natural pessimism, makes you slow to change patterns and premises that have worked in the past. Ideas that shake long-held beliefs are not very often accepted.
Venus in Capricorn
If Venus is in Capricorn in your chart it produces a seriousness, a sense of caution, and a degree of pride associated with the affections. You are actually a little timid in love affairs, and very reserved in expressing feelings. Romantic feelings can be extreme strong inside, while on the surface you appear emotionally distant and reserved. Highly restrained, you're unlikely to make an overt public display of emotions. You do display a quiet personal dignity and refinement. In truth, you are romantically insecure, fearing rejection and loneliness. Emotional feelings are often repressed and seem to be absent most of the time. This Venus placement often spurs ambitions and the desire for prestige and status. You may indeed be at your charming best in the work environment, since you are so intensely involved in this arena. Often, romantic involvement starts here. Some with Venus in Capricorn seek love and partnership solely because they view it as the appropriate thing to do, and doing the proper thing is so fundamental to the psychology of this placement. You expect your partner to be a helpmate in the struggle for success and achievement. Though never openly demonstrative, you are steadfast and loyal. You have a very solid and deep sense of responsibility in romantic attachments and marriage. When it comes to commitment, you are definitely the old-fashioned type. You are a one-love person who is extremely dependable.
Mars in Sagittarius
Mars in Sagittarius produces some of the highest levels of physical energy and enthusiasm. The mental and emotional side seems to function fine as well, but unfortunately, this is not the most practical of Mars positions. In Sagittarius, Mars often produces strong philosophic convictions. You are one to stand up and fight for any cause you believe in. The sense of justice is very strong. Your idealistic motives always seek to be improving society and those individuals in your immediate environment. You are an outspoken debater, often lacking diplomacy or appreciation of the opinions of opponents. Nonetheless, your ever-cheerful presence makes you welcome in any social gathering. For you it is unrestricted freedom at all cost, with rhythm and tempo that comes naturally to you. You are a person with a zest for adventure and having a good time. You have trouble sitting still for very long, and you want to be on the move physically. The hallmark of this position is the feeling that you are invincible. Your irrepressible confidence and optimism usually gets you through tough times. You may have been born under a lucky star. You often succeed because you don't think much about failing. In many respects you are a born gambler. Mars in Sagittarius is not known for being particularly constant in love relationships. You approach sex as though it was a sport, and it's hard to tie you down to one person. You may be afraid of serious love affairs and being "trapped" in a relationship. This is a position that really likes sex, but at times can be too bold or crude in asking for it. The negative of this position is a lack of endurance and consistency. Because your attention span is so short, and your interests are so many, you start many projects, but often fail to finish them. And even when you do get finished, the work can be a little sloppy. You have a tendency to scatter your energies and try to take on too much at one time.
Jupiter in Scorpio
Jupiter is in Scorpio in your chart. This placement suggests an intensity attached to your view of significant issues. You conduct your affairs in a more serious and secretive fashion, exercising your shrewd and critical judgment. You have a flair for business and finance. You excel in business because of your willingness to dig in and get to the essentials of a project. You are intense and uncompromising in your beliefs and moral views. You have great faith in yourself and like to exercise will power over others. You are both farsighted and determined.
Saturn in Aries
This placement may cause delays in the development of your energies and drive in life. Yet you may take on much personal responsibility at a young age. Obstacles block your progress and your desire to be assertive. Being assertive can make you feel anxiety. You may feel very angry at times, but chances are you can keep your anger in check. Others see you as in cool control most of the time. You will gain a sense of responsibility for yourself from this placement. However, your confidence as a leader may suffer. This placement often produces people who won't take chances and are, therefore, viewed at times as being somewhat weak. Occasionally, the Aries traits comes out in rejection of fear itself. Some famous daredevils performed their stunts to over-compensate for the inborn restriction of Saturn in Aries.
Uranus in Capricorn
Many of your peers born during the years when Uranus was in Capricorn are accepting of changes adding to the security and protection of society. They are willing to reorder traditional thinking, but always in a conservative and carefully structured mode.
Neptune in Cancer
You refine in an instinctive and protective way matters to do with the home, or base, in its widest sense. Your imagination and dreams relate to the home, your group, your country, or even matters related to the development of yourself and your life. You may be caring about your roots and family. Your origins may be matters that fire your imagination. Overall, you are likely to be emotional about these matters and be protective over them. You are also likely to be deluded by some of these beliefs, if you do not keep control of your emotions. You can potentially break down and dissolve unwanted early experiences, family traditions and ethnic origins and attain more than would normally be expected (Neptune, water). You may be able to do this because of your powerful imagination (water, Neptune) where you can create new experiences.
Pluto in Gemini
You delve below the surface in a versatile and variable manner in matters dealing with communication, thinking, ideas and relationships (air). You are interested in hidden matters (secrets of life and death) which you might seek to communicate in a versatile and variable manner (mutable), perhaps in books, or whatever form is appropriate in your time (22nd Century)
North Node in Taurus
Seducing, manipulating, strategizing, the nomadic lifestyle, sex as a weapon, being overly secretive or superstitious, relying on other people's money and resources. With your North Node in Taurus, your Soul craves peace and serenity in this life--as well as good music, a loyal lover, and picnics on the beach with good food and wine! Doesn't everybody? Yes, but not like you---you need these things to remind your Soul that life can be good and safe and beautiful. Having suffered too much drama and trauma either earlier in this life, or in a previous one, you're suffering now from a slight despair of spirit—one could even say that this Nodal combination has a "forgotten emotional memory" of life at its most tragic. The cure for this soul sickness is to nurture your self with the things that make life worth living. Cultivating loyal friends, enjoying nature and the physical world, and creating a beautiful home that feels like a safe harbor are all good things for you to do.
Lilith in Sagittarius
Lilith may hide her emotions beneath a facade of humor or a mask of "niceness". She may keep her personal philosophies secret from others, keeping her own counsel. In the negative, this placement can indicate haughtiness, self-righteousnes and prejudice. Lilith confronts you with temptations of educational journies. You quickly jump at the opportunity to travel and learn. Well-meaning missionary and manipulative intent. Popular because you try to apply diplomacy and fairness. Other people could take advantage of you, as you spread your optimism and generosity thin, or you could tend to misjudge others.
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Counselling Associations
All Professional Bodies, National Associations (e.g. Mental Health, School, Guidance, Addiction, Faith-based etc.) and Accrediting Organisations.
Universities and Other Education and Training Institutes
The Maldives National University
- University Website: https://courses.mnu.edu.mv/
- Programme Website: https://courses.mnu.edu.mv/course/57
- Programme Types: Advanced Certificate in Counselling
Mandhu College Maldives
- University Website: https://www.mandhucollege.edu.mv/
- Programme Website: https://www.mandhucollege.edu.mv/bachelor-of-counselling/
- Programme Types: Bachelor of Counselling (Human Services)
Counselling Agencies, Services, Group Practices, Counselling Centres
Maldives Institute for Psychological Services, Training & Research (MIPSTAR)
- Website: http://mipstar.org/
Background & Context
There is not much literature on the counselling profession in the Maldives as the mental health system is limited and it is poorly organised and coordinated. The central authority to oversee the mental health system in the Maldives is the Ministry of Health (MoH). To improve the mental health system and the counselling profession in the Maldives, the Ministry of Health (MoH, 2016) came out with a National Mental Health Strategic Plan (NMHSP). It sets out the directions for the attainment of an optimal mental health system in the Maldives from the year 2016 to 2021.
The NMHSP came out with three strategic action areas (MoH, 2016). The first area focuses on building strong leadership and governance structures for mental health services (MoH, 2016). The aim is to raise more funds to let the plan work and to control and improve the quality of national mental health services to deal with mental health issues.
The second strategic action area is to develop a network of community-based mental health services with a strong referral system (MoH, 2016). Here, the MoH will establish more mental health services, for example, regional hospitals and specialist and psychiatric services. Several programmes will be held for the development of school counsellors and organization.
The third strategic action area emphasized on multi-sectoral collaboration in promoting, preventing, and managing mental disorders (MoH, 2016). The actions include campaigns and publishing mental health-related information on social media to increase awareness about mental health. Also, the action plan will set up support groups in the Maldives and give training to group leaders and other professionals to make sure there are enough experts to fulfil the needs of the people.
Current Regulatory Status / Level of Recognition:
Currently, there is a Mental Health unit under the Health Protection Agency with MoH. Furthermore, the Mental Health Policy (2014) has been recently developed and endorsed by the MoH. However, mental health legislation has yet to be developed.
There is a dearth of trained mental health professionals in the country and it is reported that there were 4.48 mental health professionals per 100,000 people in 2006 (World Health Organisation [WHO], 2006). Now there is some mental health training available at local institutions for counsellors, nurses, and primary healthcare workers. Furthermore, of recent, there are graduate and diploma level studies in Psychology and Special Education available at the Maldivian National University.
In terms of financing, there is no separate financing for mental health care, but psychiatric treatment and medications are covered by the social health insurance scheme in the country (MoH, 2016). Some financial assistance for chronic mental health problems in childhood and intellectual disabilities are funded by the government. However, there is little financial assistance for disability issues associated with chronic psychiatric disorders
Practice Settings
Most of the mental health services are in the capital city, Malé, with minimal services in the outer islands. Most of the counselling professions in the Maldives are found in government-related fields, for example in schools, penitentiaries, rehabilitation centres, and a few in public sectors.
Mostly known practice settings are as follow:
- Hospitals
- Private psychological centres
- Schools and universities
- NGOs
Challenges & Trends
The main challenge in the Maldives is the primary health care system is inadequate and has no mental health policy, plan, or legislation (WHO, 2006). There is not much training and no treatment protocols for primary care staff. Also, the mental health workers do not receive any training on human rights (WHO, 2006). Knowing that the Maldives is made up of 1200 islands, it is an issue that the mental health facilities and human resources are limited and only concentrated in the capital city, Malé (WHO, 2006). In particular, there are no psychosocial staff (psychologists, social workers, occupational therapists) working in the mental health facilities (WHO, 2006).
Additional Information & References
For a deeper exploration of the counselling profession in the country, interested readers are recommended to read the following journal & website articles:
- Ministry of Health Republic of Maldives. (2016). National mental health strategic plan – 2021. http://health.gov.mv/Uploads/Downloads/Informations//Informations(44).pdf
- National Mental Health Policy 2015-2025. Draft 2014- Version 3. https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=&ved=2ahUKEwj8govSv8PqAhWlj3IEHYrRD6UQFjABegQIAxAB&url=http%3A%2F%2Forigin.searo.who.int%2Fentity%2Fmaldives%2Fmediacentre%2Fental-health-policy-2015-2025.pdf&usg=AOvVaw2WpKVm7fkaWTlRuyCqr4Bf
- World Health Organization. (2006). WHO-AIMS report on mental health system in Maldives. https://www.who.int/mental_health/maldives_who_aims_report.pdf?ua=1


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The head of the African Union commission, in her speech to open an AU summit currently underway in Ethiopia, slammed the US President Donald Trump for his bias travel ban on seven Muslim-majority countries, including three in Africa.
AU Commission chair Nkosazana Dlamini-Zuma predicted 'turbulent times' for the continent due to the travel ban, but criticised the US president's exclusive sentiments saying, "The very country to whom our people were taken as slaves during the transatlantic slave trade, have now decided to ban refugees from some of our countries."
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Due to logistical challenges and continued border restrictions related to the ongoing COVID-19 pandemic, Golf Canada, title sponsor Canadian Pacific (CP), and the LPGA Tour have announced that the 2021 CP Women's Open, scheduled for August 23-29, 2021, at Shaughnessy Golf and Country Club in Vancouver, has been cancelled.
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Following the recent launch of Infinix Hot 11 2022, the Transsion-owned brand is geared up to unveil yet another budget-centric smartphone called the Infinix Smart 6 soon. It has now been confirmed by none other than Infinix India CEO Anish Kapoor, who in his latest tweet revealed that the Infinix Smart 6 is coming with the Industry-first back panel.
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Also Read: Tecno's much-awaited Phantom X set to debut in the coming week: Expected specifications and features
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Black Friday deals are coming. Try these 4 tips to get the biggest bang for your door-busting buck | PennyWise podcast
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In the second course in our Fellowship in Reformed Apologetics, Dr. Lane Tipton equips students to critically engage central issues in trinitarian theology, focusing on the architectonic significance of the Trinity both in Van Til's theology and apologetics. He gives special attention to Van Til's historical and theological context, his theology of triune personhood, the structure and function of the representational principle, the distinctively trinitarian character of the transcendental method, and his rejection of all species of correlativism, ranging from Karl Barth to contemporary expressions of Evangelical mutualism.
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text: jastey Posted October 27, 2006 Share Posted October 27, 2006 In my mod .tp2, I have the following block: COPY_EXISTING ~Anomen.bcs~ ~override~ DECOMPILE_BCS_TO_BAF REPLACE_TEXTUALLY ~Wait(1) StartDialogueNoSet(Player1) SetGlobal("AnomenMonsters","LOCALS",1)~ ~SetGlobal("AnomenMonsters","LOCALS",1) StartDialogueNoSet(Player1)~ COMPILE_BAF_TO_BCS BUT_ONLY_IF_IT_CHANGES Installation works error-free. Opening the game with NI, I would expect to find a) the Anomen.bcs in the override and b ) with the changed script block, but nothing has happened, the Anomen.bcs is unchanged. Am I missing something obvious? Link to comment


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Dalete Mota, PhD RNAssociate Professor, College of Nursing & Health Sciences
Dr. Mote is an Associate Professor at the College of Nursing at the University of Wisconsin Eau Claire.
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Dearest reader, today was one of those days I typed in the word, "Horror" in my Netflix Search. And no, I don't do this unless I want to scare myself for the following several weeks after watching a horror movie. You see, it has something to do with my overly-creative mind which then replays the horrific scenes in my mind later, when the lights are off and I am supposed to get some sleep-as if!
In hindsight, I have never quite understood my obsession with horror films and why I crave them once in a while. On a normal day, I would stay clear of anything that would trigger my mind in any unpleasant way, but there are those special days when I just want to torture myself. Speaking of torture, I watched Hostel II and III today in a row and all I have to say is this: My brain is still trying to find out what the hell it saw today. I wonder why I do this to myself despite the ravaging warnings from the part of my brain that is actually sensible or sane, for that matter. There are horror movies which are masterpieces ( for example, the works of Guillermo Del Torro) where you could actually connect with the characters and the story, but on the other hand, there is senseless content that preys on terror alone with uninteresting and overstretched backstories such as in the Hostel movies I watched. I feel like I need to wash my brain with soap! It was a lot of terrorizing and not much meaning. The producer/director doesn't give us enough intimacy with the victims to help us feel utterly crushed for them since barely know them before they are sent to the slaughter house.
I don't know anything about movies but I know this: I could have taken some time to make people love and sympathize with the victims. For example, in Hostel III, some of the guys who were slaughtered had children I didn't know of before. A little backstory about the guy's family couldn't have hurt anyone. Any way, somewhere in Hostel III I got some 'Squid Game' feels a little, especially in the scene when the elite sponsors were watching the slaughter from behind a glass window. I feel like a little bit more could have been done to make the hostel movies more memorable.
With that said, please excuse me I have got some brain-washing to do!


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Everybody's favorite free-to-play mobile game is coming to the real world. Nintendo's latest Animal Crossing: Pocket Camp update unlocks the power of AR, allowing you to drop characters into the real world for a photo shoot. The update also includes an AR Cabin mode where you can check out 3D versions of your neighbors' homes, among other features.
The Pocket Camp AR Camera feels similar to Pokemon Go's AR mode. You choose a character, point your camera at an empty space or a tabletop, and drop the character into the real world. You can then choose how the character poses and shoot photos of them in the real world.
AR Cabin, on the other hand, takes you out of the real world and places you into an Animal Crossing home. You can admire the cabin on your own or invite up to 8 characters to hang out with you. If only I could have this in real life… 😢
With the update on Nov. 19, two AR Modes will be added to Pocket Camp. Get even closer to your animal pals with the AR Camera and AR Cabin! #PocketCampAR pic.twitter.com/BxAtMyJ1Fj
— Pocket_camp (@Pocket_Camp) November 19, 2020
Along with all its new AR features, Pocket Camp now has a more customizable campsite areas. Nintendo is also offering a month-long trial for the Furniture and Fashion plan (usually $8) to encourage Pocket Camp players to collect and use more items.
Unfortunately, the latest Pocket Camp update ends support for some old phones. Nintendo says that iPhones need to run iOS 11 to use Pocket Camp, and that Android phones need to run Android 5.0 or newer with a 64-but CPU and 1.5GB of RAM. Some gamers complain that, while their device meets the new requirements, they can't get the updated Pocket Camp to work. Nintendo hasn't responded to complaints about the issue.
This post was written by Andrew Heinzman and was first posted to www.reviewgeek.com
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How to Enroll In the Right Dental Hygienist College near Prattville Alabama
Choosing the ideal dental hygienist college near Prattville AL is an essential initial step toward launching your new career in dentistry. But prior to making your selection, you must examine and compare your school options. There is much more to performing your due diligence than picking the college with the least expensive tuition or enrolling in the program that is nearest to your residence. There are other important factors to consider as well, including the program's accreditation and reputation. Dental hygienists generally earn an Associate Degree, as compared to a certificate usually earned by assistants, and can take anywhere from 2 to 3 years to accomplish. Naturally with the longer training of a hygienist comes more cost. We will discuss all of these issues and supplemental questions that you need to be asking the dental hygienist colleges you are analyzing later in this article. But first, let's look at the roles of dental hygienists and the training programs provided.
The Role of Dental Hygienists
When comparing the role of a dental hygienist to that of an assistant, the main difference is undoubtedly that the hygienist works more independently. Dental assistants work with and assists the Prattville AL practice and the dentists. Hygienists, while also assisting the practice, deal with the patients more on a one-to-one basis. They are frequently the initial person a patient interacts with when called from the waiting area. They examine each patient's gums and teeth and report their results to the dentists. They may also carry out basic procedures. Depending on state law, a hygienist's responsibilities can include:
- Removing tartar, stains and plaque
- Applying fluoride treatments
- Polishing teeth and applying sealants
- Instructing patients regarding oral hygiene
- Taking X-rays and developing film
- Removing sutures and applying fillings
To qualify for licensing in nearly all states, dental hygienists must graduate from a Commission on Dental Accreditation (CDA) accredited dental hygiene program. They also must pass the National Board Dental Hygiene Exam as well as any state licensing exams. Once they have completed these requirements they are deemed fully licensed and may add the "RDH" designation to their names, signifying Registered Dental Hygienist.
Dental Hygienist Training Options
Due to the added responsibility in contrast to an assistant, dental hygienists working in Prattville AL dental practices are usually required to have an Associate Degree in dental hygiene rather than a certificate. These programs can take anywhere from two to as long as three years to finish and must be accredited by the CDA in virtually every state. They are offered in trade and vocational schools as well as community colleges. And in addition to classroom studies learning the fundamentals of dental hygiene, there will be a practical aspect to the training as well. A number of programs also sponsor internships with local dental practices or dentists.
Dental Hygienist Online Colleges
Choosing an online dental hygienist college can be a good alternative for getting your education. Just keep in mind that the classes will not be 100% online, since there will be a practical component to your training. But the remainder of your classes will be provided via your desktop computer in the convenience of your Prattville AL home or elsewhere on your laptop or tablet. For those working while going to school, online dental programs make education much more accessible. Many may even have lower tuition rates than their traditional counterparts. And supplementary expenses such as for books, school supplies and commuting may be reduced as well. The practical training can usually be performed at a community dental practice or in an on-campus lab. With both the online and clinical training, everything necessary to receive the proper education is furnished. If you have the discipline for this method of learning, you may find that enrolling in an online dental hygienist program is the ideal choice for you.
Learn More About Prattville Dental Hygiene Schools
Topics to Ask Dental Hygienist Programs
Now that you have decided to become a dental hygienist in Prattville AL, you can start the procedure of comparing programs and schools. As we covered at the opening of this article, a number of students begin by looking at the location and the cost of the schools. Perhaps they look for some online options also. Even though these may be significant initial considerations, there are a few additional questions that you need to ask of the colleges you are reviewing in order to reach an informed decision. To start that process, we have provided a list of questions to help you with your due diligence and final selection of the right dental hygienist school for you.
Is the Dental Program Accredited? There are many valid reasons why you should only choose an accredited dental hygienist program. If you are intending to become certified or licensed, then accreditation is a requirement in almost all states. To qualify to take the National Board Dental Hygiene Exam, your dental school must be accredited by the Commission on Dental Accreditation (CDA). Accreditation also helps guarantee that the instruction you get is comprehensive and of the highest quality. Prattville AL dental practices often desire or require that job applicants are graduates of accredited schools. And finally, if you are applying for financial aid or a student loan, frequently they are not obtainable for non-accredited colleges.
Is Sufficient Practical Training Included? Clinical or practical training is an important component of every dental training program. This applies for the online school options as well. Most dental hygienist schools have relationships with local dental practices and clinics that provide practical training for their students. It's not only essential that the school you select provides adequate clinical hours but also provides them in the type of practice that you subsequently would like to work in. For example, if you have an interest in a career in pediatric dentistry, make sure that the college you enroll in offers clinical rotation in a local Prattville AL dental practice that specializes in dental care for children.
Is There an Internship Program? Ask if the dental programs you are exploring have internship programs. Internships are probably the most effective method to get hands-on, practical experience in a real dental practice. They help students to transition from the theoretical to the practical. They can also help students establish working relationships in the professional dental community. And they look good on resumes as well.
Is Job Placement Help Provided? Many graduating students of dental hygienist programs need help landing their first job. Find out if the programs you are looking at have job assistance programs, and what their job placement rates are. Schools with high job placement rates probably have excellent reputations within the Prattville AL dental community in addition to extensive networks of contacts where they can place their students for employment or internships.
Are the Classrooms Smaller? Ask the programs you are interested in how large on average their classrooms are. The smaller classes generally provide a more intimate environment for learning where students have increased access to the teachers. On the other hand, larger classes can be impersonal and provide little one-on-one instruction. If practical, ask if you can sit in on a few classes at the Prattville AL dental hygienist college that you are leaning toward so that you can experience first hand the amount of interaction between students and teachers before making a commitment.
What is the Overall Expense of the Program? Dental hygiene programs can fluctuate in cost based on the length of the program and the volume of clinical training provided. Other variables, for instance the reputations of the schools and if they are public or private also have an impact. But along with the tuition there are other significant costs which can add up. They can include costs for such things as textbooks and commuting as well as school materials, equipment and supplies. So when analyzing the cost of programs, remember to include all of the expenses related to your education. Most colleges have financial aid departments, so be sure to ask what is available as far as grants, loans and scholarships in the Prattville AL area.
Are the Classes Convenient? Before enrolling in a dental hygienist school, you need to verify that the assistant or hygienist program offers classes that fit your schedule. This is especially true if you will be working while getting your education and must attend classes near Prattville AL at nights or on weekends. And even if you choose an online college, you will still be required to schedule your practical training classes. Also, while making your inquiries, ask what the make-up policy is if you should have to miss any classes due to illness, work or family responsibilities.
Pick the Right Prattville Dental Hygienist Training
Choosing the ideal dental hygienist program is crucial if you want to take the National Board Dental Hygiene exam or, if mandated in your state, become licensed. As we have covered, there are a number of alternatives available to obtain your education and it takes a fairly short period of time to become a dental hygienist. You can receive your formal training through dental hygienist programs at junior colleges, trade schools, vocational schools and technical institutes. Graduates of these programs typically receive an Associate Degree. Dental Hygienists usually require about 2 years of studies prior to entering the job market. When obtaining a degree you can elect to attend classes on-campus or online. Whichever mode of training you elect to pursue, by asking the questions provided in this article you will be in a better position to make the appropriate choice. And as a result, you will be ready to start your journey toward becoming a dental hygienist in Prattville Alabama.
Prattville Dental Hygienist Schools | Main | Prattville Dental Hygienist Programs


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Cash balance plans have critical deadlines and contribution limits. The most important date to remember is the cash balance plan contribution deadline.
Many clients set up plans, get their investment accounts established and then fail to meet the funding deadlines. It is rare, but it does happen.
In this post, we will discuss the contribution deadline. We will also detail a few of the compliance requirements when funding your plan. Let's dive in!
Table of contents
Some background
A cash balance plan is technically a defined benefit plan. But it looks similar to a defined contribution plan. That's why it is generally know as a "hybrid" plan.
The advantage of a cash balance plan is that companies can make much large contributions compared to many other retirement structures. They can be established and funded by just about every company structure, including S-Corps, C-Corps, partnerships and sole proprietors.
Contributions are determined based largely on compensation, age and actual investment returns. The IRS has established annual and lifetime contribution limits.
Cash balance plan contribution deadline
First, some good news. Plans no longer need to be set up before the end of the calendar year or company fiscal year. A plan can be set-up and approved by the date the company files its tax return.
Contributions must be made by the deadline of the company's tax return (which includes extensions). But no later than September 15th.
So for sole proprietorships and C-Corporations the tax deadline is April 15th and September 15th (if an extension if filed). For partnerships and S-corporations, the tax deadline is March 15th and September 15th (if an extension is filed).
So what if required contributions are not made by the deadline? The company will incur a 50% IRS excise tax as a penalty.
The excise tax is non-deductible by the company. This is certainly not a situation any company wants to find itself in.
When does a cash balance plan need to be funded?
Solo or owner-only cash balance plans have the same funding deadlines that apply to plans that have many participants. The contribution is required to be made no later than 8 ½ months following the end of the plan year. This is September 15th for a calendar year plan.
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Many business owners are aware of the contribution deadline and plan their tax payments and contributions accordingly. For example, let's assume an S-Corporation estimates that it will earn $500,000 for a given year before any cash balance contribution. Let's also assume that the company expects to make a $100,000 contribution to the plan and that the owner will have a $100,000 tax liability.
But what if the company (and the owner) does not have the $200,000 required to fund the cash balance contribution and the pay the tax liability? The owner can then make sure that an extension is filed for both the business and his or her personal return. The owner can then make a $100,000 extension tax payment before April 15th.
Since the business tax return is under extension, the owner can then take up to six months to save up the additional $100,000 required for the cash balance plan. Once the contribution is funded by the deadline, the owner can then file his or her personal return.
Assuming the expected tax liability was accurate, the owner would have no late payment penalties or interest. This can be a win-win scenario.
The good news is that you can make contributions up to the date you file your tax return. This also includes extensions (but not later than September 15th). So you don't have to rush and get the contributions in before year-end.
Where are the contributions deducted?
Sole proprietors deduct these contributions on line 28 of Schedule C (on Form 1040), C-corporations deduct them on line 23 of form 1120 and S-Corporations deduct them on line 17 of form 1120-S.
Partnership rules are a little different. Contributions made by the partnership on your behalf are shown on Schedule K-1 of form 1065.
Unlike salary deferral made under a 401k plan, cash balance plan contributions will not show up as a salary reductions or in an information bow on form W2.
The contributions should then be accrued and deducted on the tax return. If the contribution deadline is missed, the contribution will be deducted on the subsequent year tax filing.
You must also state in writing to the plan administrator (or plan trustee) that contributions made subsequent to year-end represent contributions for the prior year. Alternatively, the company may simply deduct the contributions on the prior year tax return.
Make sure to work closely with your accountant so that the deadline is not missed. Unfortunately, many CPAs are not even aware of many of the requirements.
Cash balance plan contribution deadline
|Deadline (calendar year plan)
|Plan Set-Up
|Tax Filing Deadline
|Funding Deadline
|Tax Return Deadline
|Latest Filing Date
|September 15th
|5500 Filing
|July 31st
Final thoughts
As you know by now, cash balance plans have many deadlines that you must follow. The most important of which is the funding or contribution deadline and contribution limits. The most important date to remember is the cash balance plan contribution deadline.
So if you have examined the pros and cons of cash balance plans and decide one is right for you, take note of the cash balance plan contribution deadline. Regardless of the deadline, the contribution must be made before you file your tax return for the prior year.
You don't want to find yourself with penalties and even worse – the loss of the plan tax deduction.


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