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Home Editors' Picks ADB to lend record $4.2B to PHL
ADB to lend record $4.2B to PHL
By Beatrice M. Laforga, Reporter
THE Asian Development Bank (ADB) is extending a record $4.2 billion in loans to the Philippines this year, with projects to improve the healthcare system amid the pandemic and the construction of a pedestrian walkway along Metro Manila's main thoroughfare still awaiting approval.
At the same time, ADB Philippines Country Director Kelly Bird estimated the country's gross domestic product (GDP) to shrink by about 5% this year, near the low end of its 2.3-5.3% expected contraction as recovery slows.
ADB Philippines Senior Program Officer Oscar Badiola said the multilateral bank's 2020 lending program for the country was increased to $4.207 billion from $3.3 billion set before the pandemic, largely due to the $1.5-billion additional loan extended in April for the government's coronavirus disease 2019 (COVID-19) pandemic response.
"ADB's annual lending operations have increased substantially compared with a few years ago, from an annual program averaging $800 million in 2011 to 2017. We are now looking at a $4-billion program for 2020 and an average of $3 billion in the next few years," Mr. Badiola said at an online media briefing on Thursday.
Mr. Bird said this marked the bank's "largest ever" lending program for the Philippines, exceeding the record $2.5 billion it lent last year.
Out of 11 projects, Mr. Badiola said six projects worth $2.752 billion have been approved as of July.
Projects set to be approved in August include the $400-million Competitive and Inclusive Agriculture Development Program; the $300-million Inclusive Finance Development Program; and the $125-million Health Systems Enhancement to Address and Limit COVID-19 project.
Mr. Badiola said the $500-million Disaster Resilience Improvement Program will likely get the go-signal in September, while the $130-million loan for the proposed EDSA Greenways Project may be approved by November.
For next year, ADB's lending program is set at $4.118 billion, plus a standby loan of $1 billion for the Bataan-Cavite Bridge project, with the infrastructure sector still the top priority.
"Moving on to 2021, we have 10 projects and programs in the pipeline for next year. Our 2021 program will continue to build on our three strategic pillars — accelerating infrastructure development, promoting the development of local economies and investing in people," Mr. Badiola said.
Last year, ADB said it would boost its lending program for the Philippines with a shift in focus to infrastructure and transportation.
The ADB Philippines Country Operations Business Plan 2020-2022 released last year had a total programmed lending worth $9.1 billion.
The ADB is maintaining its earlier projection of a 2.3-5.3% contraction for the Philippine economy this year, although Mr. Bird said GDP might settle at the lower end.
"At the moment, overall, at the end of the year, probably (2020 GDP will lean) more towards the 5% contraction," he said at the same briefing.
The bank's June supplement to the Asian Development Outlook 2020 gave a 3.8% contraction forecast for 2020, down from 2% growth estimate in April and also deeper than the 2-3.4% contraction projected by economic managers.
While a deeper slump is expected in the second quarter, Mr. Bird said the "worst is most likely over now" as the economic contraction might have bottomed out in May. He said the recovery might be gradual.
"The Q2 contraction will clearly be a deep one because 70% of the economy (was under lockdown) for most of April and May… It will probably be really deep, but given that it might have bottomed out, we see a gradual improvement quarter to quarter so I would see that there will be a soft rebound," he said.
He said they projected the unemployment rate to peak at 22% in the second quarter after a 17.7% surge in April, before slowly easing to 12% in the fourth quarter of 2020 and by about 9% by the second quarter of next year.
"We don't expect it to get back to pre-COVID levels until about 2022," he said.
"So it's really about consumer competence being restored, it's about fiscal stimulus, and international trade, particularly on the export sector, he said. These three factors will help lead economic recovery in the next six to eight months," he added.


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Currently if a disk that has been whole disk encrypted with Symantec Encryption Desktop needs to be decommissioned it is necessary to use a third party utility such as Darik's Boot And Nuke (DBAN).
There is no utility available to delete only the records containing user and key data from the disk. Such a utility would make the data on the disk unrecoverable and would be quick to run.
Symantec Corporation is committed to product quality and satisfied customers. This Feature Request is currently being considered by Symantec Corporation to be addressed in a forthcoming version of the product.
Technical Support filed a Feature Request to add this product feature. Note that an feature request is exactly that, a request. There is no committed date for this request from the Endpoint Encryption Product Management team, nor from the Endpoint Encryption Engineering team at this time.
Please be sure to refer back to this document periodically as any changes to the status of the request will be reflected here.
Applies To

subset: commoncrawl


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The full moon in cancer alignment and connection to SIRIUS
Hi all.
just want to share some info and feelings I am getting so.bear with me as some are just personal feelings to add also.
As you know there has been a very powerful moon transit today. It happened earliar on in the day but the effects are enraveling me now and all of us whether we are aware of it or not.
The sign the Moon rules is Cancer and the moon is now placed in Cancer opposing the Pluto and aspecting Uranus. That is a very deep powerful energy combination explosion here. This shall have a huge effect on our consciousness especially as we are in the dark rift currently as well.
Pluto is the underworld and is very connected to the unconscious and subconscious realm of thought and awareness. When it opposes the moon (which is our emotions and feelings) Expect it to be a very deep intensity going on within us. This energy will be felt by all. I am sure many of you may perhaps be feeling such. The more aware we are the better we can handle these energies and bring forth healing and renewal to ourselves in such moments. To some of us who are very intuned and perhaps had lives on Sirius, may ever start to have memories triggered (such as myself now)
So the memories then, I am getting so many memories of Siriius right now and it's so sad. It connects to the Canis beings that exist there. (I see all the other beings too obviously but right now it's the dogon I am been pulled towards) I see how after the war many of the Dogons were enslaved or something. The moon is connected because the moon used to belong to the Sirius star system a long time ago. Nibru brought it here when Nibru had Kingu as sate light at one time.
So this whole episode to me brings up the memories of the very dark times that were had on Sirius and how the wars and cataclysms brought a lot of destruction and suffering back then. I can feel it so much but not quite fully remember as to what happened. I just remember the wars breaking out.
This would explain why wolves howl at a full moon.
Isn't it Ironic, dogs, man's best friend who are so loyal to us, and yet we treat our dogs like slaves? It's so horrible to me. I can't stand enslavement of any sort. I can't stand when I see beings locked up or caged. It makes me so sad. Right now I feel so sad, that we live on a world where we all fight each other for nothing when the truth is we are all enslaved on this world by beings who are the real enemy and have no cares for any of us. To all these feelings I am sharing, I am feeling it because I know what it feels like to be caged, and it's horrible.
I hope by sharing this post, that it might help you realise a few things to reflect on. Enslavement is so immorally wrong and unjustifiable. Slavery does nothing for anyone. It does not solve conflict or teach prisoners anything. Look at what enslavement has done to mankind. It has destroyed our imaginations and our freedoms.
Peace out
Lots of love to you all.
Our dogon families love us so dearly.
21 Comments
I hate to burst you bubble but the moon is associated with orion
this is seen in mythology, masonic symbols and by contactees.
yes it is XD
UH-HUH, oh yeah!!!
Dudes. Yet more division in the anti-camp. Your Lord EnKi is watching you guys.
the moon is associated with orion becauseeeeeee
the ancient greek goddess artemis the goddess of the moon carries a bow which is a symbol of orion.
I could go on.
Not many here are reptilian, altho Im sure there are some (look in your mirror).
Yes, Sirius A is The Dog Star. Im not sure about B or C???
Oh, and Lord EnKi has returned to prove them wrong!
I send this "Bark at The Moon" to AST in jest only.
The Moon is a Reptilian Flagship for Earthly Colonization, The Reptiles formed the Nation of Lemuria and with them came the Dinosaurs, the Dinosaurs were there Animals of choice for Food and Entertainment.
Todays Asains are the remnants of the Ancient Reptilian Nation of Lemuria, Lemuria was an Outpost for Orion and Draconan Reptilians. All hail to Awsome Kingu.
This is why China Worships the DRAGON as their Symbol of Power. This is why they are different from other people around Earth. This is why they have Superior Martial Arts Fighting skills and are very Diciplined Race of People, they excel in Education , they do not have a Party Life and are very close to their families.
The Asains have a very Glorious Past, filled with Dinosaurs and Advanced Technologies which were lost to the sands of time.
So the Moon is an Ancient Spaceship of Reptilian Origin, Sirius pays respect to Kingu it is a Satellite and a Spacecraft powered by Black Hole Technology for propulsion. On the Dark side of the Moon you will still find Ancient Facilities.
NASA knows this and has covered up everything regarding the Moon.
chinese dragon dance
"And IF the band you're in starts playing different tunes, I'll see you on The Dark Side of The Moon."~Pink Floyd
a grand dame of solar flares
a beaty and light in dark night when
honours earths with their presence;
a woman in cicles of blood; utltero
a child apoint finger that...
shelter filter
rocks, rays, did you see her scars?
each one one salvation here... Earth
marvelous ship runing this street with their
borther and others sister planets...
claps and kisses to the Moon...
withou She... majestous parading...no poet would be possible
and the Stars; his prays... so; the Pleayades... prayed to Zeus
maybe; not Aki Mar Beh... from Terra; pappers cause... its had long... long ago...
when was; clouds... floting just... and... so...
the Light was burned!
ola... Aya shin Tara...
yes I felt; Power... in your from your sword; the Letter
I know that you; understand; the question are imense more bigger than
Ekitities versus Elilites...
did Enky enkists?
but people fell need for adoration... submission because wanna transfer responsabilities for comodism to... gods. God ... well.. they found... include the costo of it. its Free Will also.
if are wrangle... well... if are sides; coins. techs. founders. Federation, Confederations... among out God inside each one being...
neither all want be Friend; but it not implies they enemies. there are murders and robers; evils minds; but you can turn on defenses.
run... out hunters that wanna blood... for nature for... some why... mistery that full Universe...
and shine... like Alcion... untill get and reach... by here.....now. in exemple...
more one Day... after long Night along...
Peace out Lots of love to you all. ... too...
that you stay in Harmony with all ones... its my sincere wish...
that you came here to us for be a important agent; teaching Truths; increasing Friendship and Valour.
Cosmo... is The Family; finaly.
if moon led by reptillians should we Nuke the moon?
Wow, that WAS prophetic now, wasnt it ? Psycho-babble methinks.
If there is a dark side, how do THEY see? Ha, even more prophetic psycho-babble.
The Earth would feel the AFFECTS of this GREATLY! Why Nuke the Moon? This would NOT solve a thing,and the Reptilians do not control the Moon. There are many Aliens there,not just them! Humans are there also.By the way, We people recieve energies from the Moon,just like we do from the sun! In a different way of course.
I wonder what whould happen if the moon will be nuked....
NONE ! We dont even want ANY conventional warfare if there is any possible way to avoid it.
No destruction nor loss/taking of life is best.
why...would someone... wonder. if moon will be nuke...
after... all that its represent; makes for Earth and... etc.
I have a drem today (and... you know, no all dreans you... control what pass when...)
a; woman chief of police sitted in this chair; she said:
no all people can fell Love; and me... are one of their.
well... when I WAKE UP; I responded;
just in time when; us; that can; go to your prision; you will be putted in a diferent place. I hope you... learn... it. someday... please.
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I am thinking of getting silkies when I get more chickens. The only thing is, I will only get them if they are friendly. Are silkies docile? What is their disposition? As long as it doesn't mind being held or handled then that is great with me.
Here is my baby with one of ours we had.Aww! I would definitely get one now!
I pick him up for my kids because he is protective of the flock and I don't want him to jump at the kids. But after I pick him up its like holding a puppy or a cat. he will just lay there to be pet.Aww! Does he like being held?


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'A Tribute to Greatness' at Queen's Hall
Newspaper – Daily Express
Date Published – February 7th 2014
Writer – Nigel Telesford
Reigning National Calypso Monarch, Eric "Pink Panther" Taylor will grace the stage at Queen's Hall tonight for the Holy Name Convent Past Pupils Association's (HNPPA) 2014 presentation of "Vintage Fuh So". Taylor will pay tribute to and perform classic calypsoes as composed, sung and recorded by the Roaring Lion, as part of this year's theme which highlights hits from the "Golden Age of calypso".
The 'Golden Age of calypso' is described as the period during the 1930s and 40s when acts such as: Lord Executor, Atilla the Hun, The Growling Tiger, Lord Beginner, King Radio and The Roaring Lion — to name a few — were all in their prime. Born Rafael de Leon in Aroquita, in the Caura Hills of northern Trinidad, the Roaring Lion spent some of his earliest years in two orphanages Click here for the rest of the article.


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As envisaged in the National Telecom Policy (NTP) 2012 that was released by the government in May this year, the Union Telecom Minister Kapil Sibal has said that there will not be any roaming charges from next year.
Currently operators are charging Rs 1 for incoming and Rs 1.5 for outgoing calls while roaming and they are opposing this move as they fear that it would lead to huge revenue losses for them.
Earlier in May this year, the Central government had unveiled its National Telecom Policy for the year 2012, which apart from terminating roaming charges, also envisioned one inter circle mobile number portability that would allow one to retain his number even while shifting to another circle. The no-roaming policy will infact enable this to happen.
Meanwhile, R Chandrashekhar, Secretary, Ministry of Telecom, Government of India has said on the side tracks of a conference in Delhi that the government will soon start working on the termination of roaming charges.
"We are first going to attend to all issues linked to spectrum auction. The moment NIA (Notice Inviting Applications) is issued this week, we will focus on UL (Unified Licenses). After details of full UL are worked out, the modalities for free roaming will follow," he said. NIA is scheduled to be issued on September 28.


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Wedding Photography
Planning a wedding is hard work! We are to help organize every detail of your day, from the budget to day-of timeline and beyond.
What to Wear to a Bridal Boudoir Photo Shoot, According to a Sports Illustrated Model
The 8 Best Photo Props for Engagement Pictures in 2022, According to a Wedding Photographer
The Biggest Wedding Photo and Video Trends for 2022
The Photo Dump Is Trending—Here's How to Do One After Your Wedding
An Expert Guide to At-Home Wedding Photos
How to Set Up a Polaroid Guest Book Table at Your Wedding
20 Funny Wedding Pictures That Will Make You LOL
How to Make a Photo Album for an Intimate Wedding
The Brides Best Wedding Photographers of 2022
The Complete Guide to Spring Engagement Photos
10 Photos That Will Make You Want to Trash Your Wedding Dress
Everything You Need to Know About Drone Photography
17 Beautiful Photos That Show Rain on the Wedding Day
18 Pictures of the Wedding Party You Need to Take
A Guide to Fall Engagement Photos With Model Couple Uche Nwosu and Clinton Moxam
How Much Does a Wedding Videographer Cost?
30 DIY Photo Booth Ideas Your Guests Will Love
What Are Bridal Portraits and Should You Take Them?
A Complete Guide to Taking Family Photos at Your Wedding
15 Photos You Need to Take With Your Groomsmen
The Complete Guide to Summer Engagement Photos
The Complete Guide to Wedding Photography Styles
How to Pose for Wedding Photos, According to a Wedding Photographer
The Complete Guide to Wedding Photography Contracts
How Much Does a Wedding Photographer Cost?
Everything You Need to Know About Engagement Photos
Stephanie Hill's Guide to Stylish (and Timeless!) Engagement Photos
20 Snowy Wedding Photo Ideas to Steal for Your Winter Wedding
The 18 Best Wedding Photo Albums of 2022
The Ultimate Guide to Wedding Photography
Here's How to Get the Best Fall Wedding Photos
The 30 Wedding Photos You Need to Take
36 Important Questions to Ask Your Wedding Photographer
72 of the Sweetest LGBTQ+ Wedding Photos
43 Emotional Mother of the Bride Photos for Inspiration on Your Big Day
23 of Our Favorite Father-Daughter First Look Wedding Photos
10 Pro Tips for Capturing Stunning Indoor Wedding Photos
How to Wrangle All the Wedding Photos Your Guests Took
27 Must-Take Photos of the Cutest Kids at Your Wedding
First Looks: Pros, Cons, and Photos We Love
50 Too-Cute Ways to Include Your Pet in Your Wedding
50 of the Most Epic Wedding Photos From Across the USA
What to Do If You're Unhappy With Your Wedding Photos
How to Stop Guests From Posting About Your Wedding on Social Media
32 Getting Ready Photos You Can't Forget to Take
How to Find the Perfect Wedding Photographer
Best Photo Booth Rentals
Everything You Need to Know About Wedding Snapchat Geofilters
The 42 Best Wedding Photo Props That Guests Will Love
3 Rules for Posting Wedding Pictures After the Big Event


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Everybody's wedding differs, and no matrimony is the best. You to is evident. Additionally, it is a fact that existence has its sheer ebbs and you can streams, with each delighted relationships sense minutes out of conflict and you can loneliness. Although no one's concept of alone is the identical, lengthened episodes regarding effect alone on your own ages. Some people could well be surprised to ascertain you'll be which have some body for hours and still getting remote within the a keen let down wedding . Unfortuitously, costs from claimed loneliness spiked so you can epidemic dimensions because of COVID-19, even as somebody live the entire days restricted along with her. Thankfully you never have to navigate this type of thinking by yourself. There are numerous tips on the market, away from instructions and you will organizations to help you relationships guidance smore, which can help you learn to help save a marriage or be it value rescuing anyway.
Check out a means to tell if you happen to be merely lonesome or if something even more insidious instance mental abandonment is happening and you may how to handle it.
What is actually loneliness in marriage?
The initial thing first: Precisely what does it imply feeling alone in the a married relationship? Coping with anyone however, revealing nothing-to-zero relationship is a dish to possess a lonely marriage. Pros commonly consent merely revealing an income plan having people is not the brand new treatment for are alone; connection is. It's shockingly common having maried people to feel remote; in fact, one in 3 grownups stated being alone inside a recently available survey . "It is rather well-known that individuals find themselves in enough time-name matchmaking perception alone," Niloo Dardashti, a north carolina-dependent psychologist, told you within the a job interview after a while .
Considering Elliot D. Cohen, Ph.D., specialist, and you can chairman of your own Reason-Dependent Procedures and you will Consultation Institue, psychological assistance try a fundamental pillar from marriage. Yet not, you will find different amounts to which that lover withholds that it vital wedding. And you can Cohen anxieties these types of attitude was "contextually relative" with regards to the mood of your own partners while the personal issues. Quite simply, one couple's let down relationship is an additional couple's satisfaction.
What is loneliness in-marriage versus. mental neglect?
Widely known brand of loneliness within this a married relationship comes along with the pure habits away from life because of altering performs schedules, the latest passion, kids – when, for a time, you will find too little common interest and purpose. This era can feel such as for example boats passage at night and you can can be temporary.
not, imagine one to partner is like its reasonable need commonly being satisfied and are also leftover without an operating service system. If that's the case, there might be a really serious dilemma of psychological overlook during the play. Psychological neglect is actually harmful and you can comes to one to partner which don't – otherwise doesn't – bring essential and you may simple mental help because a habit.
"A life partner whom periodically acts for the mentally neglectful suggests (such as for instance, refuses to make love or acts detached and unfriendly after an effective relationship spat) isn't always psychologically neglectful, even if he or she possess acted therefore with the specific instances," Cohen demonstrates to you, incorporating, "Only when eg steps go up to the point regarding a mood or routine is one able to safely end up being entitled mentally neglectful."
Was I feeling lonely in-marriage, or perhaps is they mental overlook?
Mental overlook is different from mental abuse because it's on the a partner's invisible behavior, it is therefore difficult to place immediately. "Such, one's partner does not vocally assault, doesn't harass, and will not take part in other types from aggressive, emotionally risky facts. The mentally neglectful companion, at all, does 'nothing wrong'; it is therefore harder to spot what exactly is therefore completely wrong with the dating," Cohen said.
Mental neglect isn't a predetermined meaning, but normally, it's whenever overlook becomes a long-term practice into the relationship it goes up to the level out of psychological overlook.
Exactly what do you do if you're lonely in marriage?
Speaking-to your partner you are going to inform you stunning facts about how they become and may help you delight in its views. " Chances are high, if you are impression alone, one another try effect lonely also," Dardashti told you.
- Get the options situation. Distinguishing the problem is a giant starting point, professionals say.
- Open the talk. Second, talk to your companion. Chances are, these are typically simply hung up within their globe and you may would like absolutely nothing more than to know just how to be right for you and link.
- Consider intimacy. Think of intimacy on the an actual physical, rational, and you will psychological top and the ways to display experiences, a familiar mission, and information.
- Change up the environment.Dr. Vivek Murthy , previous You.S. Physician Standard, suggests having talks throughout the relationships problems while in the a stroll or while doing a bit of other shared activity to help relieve a number of the stress.
Imagine you might be discussing a partner that is unwilling otherwise unable to help you face the new loneliness you're feeling. In this case, you really need to consider perhaps the matrimony is really worth salvaging at the. Looking for connectivity through other matchmaking can be a sort of substitute towards the mental help away from a partner. If you cannot speak about some thing together with your companion, lean on a pal, relative, marriage counselor, or healthcare provider.
A recent study regarding the Diary of Family Mindset receive good strong correlation between couples who socialized frequently, both along with her as well as on their, was indeed less inclined to statement getting lonely inside their relationship. So reach to have let, in place of flipping inwards or shopping for solamente issues so you're able to complete their date, the Log off Nearest and dearest Therapy pointers added.
No matter what, consider, when you're impression alone in your discover twenty eight per cent of people who are unhappy with their family existence state it's because they are lonely. Sooner or later, it might get smaller in order to focusing on internal complications with a great specialist, Dardashti contributes, to help you "face they and attempt to make specific feel regarding it."
Which are the signs of a depressed otherwise disappointed marriage?
Normally, a depressed relationship keeps similar signs to a disappointed you to. So you're able to identify the warning flags, below are a few what you should look out for:
- You hardly talk or talk to one another. If you do chat, that you don't feel just like you are on a comparable web page.
- You become such as your lover will not pay attention to your.
- You'll be able to have a problem with intimacy.
What exactly is walkaway partner problem?
And here an excellent wife's inquiries is ignored because of the the lady spouse for a time. After voicing the girl need many times, he could be ignored. In place of the woman partner taking the woman problems surely, he might pull away out of their. The latest walkaway partner problem is when the fresh spouse brings up and seems you to definitely change in her matrimony would not happens. This causes the girl to eventually "disappear" or like divorce or separation.


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Learn about the different kinds of tips that will help you find great call center office leasing services that you won't regret.
Known for hosting a number of equally competitive businesses, Cebu is a great place to start growing and establishing businesses like call centers or recruitment services. Considering there's a lot of people that want a nice spot and places in Cebu are slowly filling up. There are a ton of premium lots and commercial establishments that you can reach out to further expand your businesses reach but knowing which one you should pick will be the most difficult task of them all. Luckily, we've managed to compile a list of things you should be looking into if you want to find a call center office that would benefit you and the business you manage.
Be considerate and find the time to estimate how much space you actually need
Your employees come from all walks of life so being able to accommodate their needs will help give you an advantage as that would allow them to work in an environment that is comfortable and convenient for them. You also need to consider the kind of space you're renting, will it be big enough for any potential company growth that may occur within the next five years? Then this will help motivate your workers to produce better results in the privacy of their workstations or in the public eye of your clients.
Speak your mind and negotiate
Be open and assertive, when striking up a call center office leasing agreement. You need to know what you want, and what your employees need. Once you do, don't be afraid to negotiate because there is no reason why you wouldn't be allowed to. Depending on what you guys agree on you can ask for certain services like office maintenance to be included if it isn't already listed in the agreement. Do you want a better price for the workspace that you're interested in? Perhaps you want a bit more breathing space when it comes to the price of monthly rent? You'll never know what options will be available to you unless you speak up and negotiate with your potential landlord.
Work with professionals who know the game
Align yourself with people who know what to do to get you the best available workspace in Cebu. How do you do this? Ask around, gather up some personal recommendations and do some research on the agents you want to hire. Have they successfully found offices for clients in the past? What are landlords and former clients saying about them on social media? When you find a professional commercial real estate agent that you can get along with then there's a good chance that they'll be able to find you a good spot that you would have never found yourself.
Do you still need a bit of guidance in finding the best possible call center office in Cebu, Philippines to establish or expand your business? Try contacting us here at Ameeratel, we will be more than happy to hear you out and help you find the best possible option available in the area of your interest.


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I am Ananth From Vortex Engineering Pvt Ltd Chennai. We are planning to select the processor with following Spec
Architecture :64 bit
Flash memory : Greater than 1MB
Operating Frequency : Minimum 500 MHz
Should support with ML and other applications too. we are searching the correct MCU/MPU for this.
Kindly support for this as soon as possible
e-mail - email@example.com
Thanks and regards
Ananth Ravi


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Freelancer 101: Your Ultimate Guide to Launching Your Freelance Business
Freelancing is on the rise—and for good reason. This lifestyle offers flexible schedules, remote working, greater autonomy, and loads of opportunities to try new things and learn as you go. Plus, most freelancers make better money than they did at their previous jobs. So all in all, it's a pretty great move. *high-five*
But… we know it can be intimidating to get started. You're running a business, after all, and that comes with a whole new set of responsibilities, like sourcing clients, managing expenses, and filing your quarterly taxes (don't forget). In order to help you breeze through the early stages, we put together this freelancer 101 guide, which walks you through the six basic steps to launching a successful freelance business.
Chapter 1: How to Build Your Network
Our first piece of wisdom: Don't do everything yourself. Look to the people who can help you get where you want to go. Building a juicy network of peers can lead you to tons of professional opportunities you otherwise wouldn't have found. And since the best clients come from referrals, tapping into your network is a great place to start when you're trying to find clients.
Chapter 2: How to Figure Out Your Pricing
Before you land a client or even schedule a call with a prospect, it's important to know your numbers. What is your hourly rate? Do you charge a flat project fee? How about a retainer? And when and how do you collect payment? Answering all these questions before you talk to your clients is key if you want to make enough to cover your expenses and live comfortably.
Chapter 3: How to Land Your First Client
It's the burning question for most new freelancers: How do you find and attract the right clients? The trick is to get very clear about what you're selling first. Once you have a complete picture of your offering, it's a whole lot easier to figure out who needs exactly that—and where you can find them. Hopefully you've already done a bit of this work while figuring out your pricing model. If not, now is the time.
Chapter 4: How to Create a Proposal
On to the nitty-gritty. Once you've landed a potential client, it's time to close the deal. For freelancers, that means creating a badass proposal that outlines the project scope and continues to sell the client on your services. This step-by-step guide will help you nail the landing and get one step further to a signed contract.
Chapter 5: How to Create and Invoice a Client
You're off to the races doing great work for your client. Now, you gotta get paid. Here we walk you through the essential elements of a good invoice and share a professional Google Docs invoice template that you can copy and use to make your life a whole lot easier.
Chapter 6: How to Track Business Expenses
Finally, we're onto finances. Keeping track of what you're spending your hard-earned money on is a huge, important part of successful freelancing. The better your books, the easier your life will be when it's time to pay taxes or to chart your business's performance. Get on it early—you'll thank yourself later.


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Atlanta Braves' Dansby Swanson surprises Georgia kids with gift cards on Zoom call
Growing up in Georgia, Dansby Swanson dreamed of meeting his Major League heroes, shortstops Nomar Garciaparra and Derek Jeter.
And he finally did after making the big leagues and playing the same position for his hometown Atlanta Braves. These days Swanson, the former Vanderbilt star, enjoys the other side of baseball idol worship.
He recently got to surprise kids from Georgia with an unannounced appearance and gift during a Zoom call, just a few days before Thursday's season opener for the Braves.
"It's cool getting to this point now (to be the Major Leaguer rather than the kid)," Swanson said. "It's come full circle for me."
THE WHAT-IF COMMODORES:17 MLB players and prospects who committed to Vanderbilt but turned pro instead
DRAFT PROSPECT:Vandy's Jack Leiter leaves after seven innings with second straight no-hitter intact
Dick's Sporting Goods set up the call between USA softball player Haylie McCleney, a former All-American at Alabama, and four softball players and three baseball players from ages 7 to 13.
After a few minutes, McCleney told the kids that she had a surprise, and Swanson popped onto the screen. He offered some advice like, "Work hard and treat people the right way, and good things end up happening."
Then Swanson surprised them again with $200 gift cards from Dick's Sporting Goods, so they can buy baseball and softball equipment.
"I hate the fact that there are kids that don't have the same opportunities and same resources that I had," Swanson said. "So this opportunity, to work with Dick's in helping them, is huge.
"(A lack of equipment) is such an overlooked part of our sport. Equipment matters, and I love that this helps them start their 2021 season in a better way."
Swanson grew up in Marietta, a suburb of Atlanta. He was a 5-year-old bat boy for the travel baseball team that his father, Cooter Swanson, coached. And one of his first coaches was his mother, Nancy Dansby Swanson, when he was an 8-year-old on a Dizzy Dean World Series title team.
And Swanson has been lauded for his leadership and work ethic by teammates at every level of baseball.
"Treat your teammates right. Treat your parents right. Treat your friends right," Swanson told the kids on the Zoom call.
At Vanderbilt, Swanson was the College World Series MVP on the 2014 national title team and the No. 1 pick in 2015 MLB Draft. He's been the Braves' shortstop on three straight National League East title teams.
In the COVID-19 shortened 2020 season, Swanson had the best year of his career with a .274 batting average, 10 home runs, 35 RBIs and a .991 fielding percentage.
Reach Adam Sparks at email@example.com and on Twitter @AdamSparks.


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This slam-bang farce, presents a fleet footed but hapless London cabbie John Smith with two lives and two wives, scrambling to keep them separate as he recuperates from an unthinking act of heroism.
Tickets for $12 are available at Burgdorf Realty or at the box office (908-232-1221). Opening night patrons are invited to stay for WCP's customary celebration featuring light refreshment and coffee after the show.
|Linda Behrle Correll
|Cliff Parent
|John Smith....
|Rich Sibello
|Diane McGovern
|Sgt. Troughton....
|Stephen Campbell
|Ken Webb
|Directed by
|John Correll
|Light Operation by
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|Sound Operation by
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Among the applications of this approach is the influence on the learner's emotional reactions.
It applies the minds and feelings of the person. In these methods, enough attention is not paid to strengthen their intrinsic motivation. The football coach needs to have the right situation for his style to lead in order to be effective.
The optimal portfolio, then, is the point on the efficient frontier that is tangential to the investor's highest indifference curve. Theories of learning are the framework of the structure and principles that pay attention to the description and explanation of the people's learning.
The second motivator in this theory is satisfiers, which include achievement, status, recognition, responsibility and potential growth.
Applying a global contingency model to global leadership will benefit organizations like the Fortune companies. As a child protection social worker I have to make professional judgements about risks and needs. A model for empowerment of nursing in Iran. Insurance is a great example of investors' risk aversion.
A Strategy to decrease student anxiety. For example, if a session is connected about the structure and function of the respiratory tract disorders such as bronchitis and the activities of daily life, the students can understand the anatomy and physiology, the disease state bronchitisand its effect on the patient as a whole and not as the unrelated three units.
Using a variety of learning strategies in the education of nursing students can better cover their needed aspects and keep their motivation to learning. Markowitz Portfolio Theory Harry Markowitz developed the portfolio model.
In choice theory, the most important need is love and belonging because connectedness with others is required as a basis in satisfying all other needs.
For each investment, the investor can quantify the investment's expected return and the probability of those returns over a specified time horizon.
When it comes to classroom management, Kohn believes that most teachers rely too heavily on extrinsic motivation rather than more intrinsic factors. The use of theory will help me develop into an open and flexible social worker, who is committed to defensible rather defensive practice.
They insist upon the importance of practice and repetition in learning. Given the potential for a car accident, an investor would rather pay for insurance and minimize the risk of a huge outlay in the event of an accident.
The role of the instructor as a model is very important for the learners, not only for performing the procedures, but also for teaching the way of communication with patients and medical team partners and compliance with ethical principles, as well. They all have a solid theoretical foundation and describe the learning environment.
Do employees communicate in lots of different ways. These theories attempt to explain human behaviour, relationships and social issues.
Efficient Frontier While an efficient frontier illustrates each of the efficient portfolios relative to risk and return levels, each of the efficient portfolios may not be appropriate for every investor.
It is better for the teacher to offer the training with all three intellectual systems of enactive, iconic and symbolic image.
Instead, teachers build positive relationships with their students and manage them. By its using, it is possible to prevent the effective barriers due to inequalities resulting from social and economic status and the habit of the students to assist in learning.
Two Factor Theory The two factor theory identifies two main sources of motivation for people in the workforce. From this group, the main focus will be on the works of Rogers and Novels.
It is important to understand the origin of theory and how it has evolved within the LSCM discipline, because learning the past helps scholars understand the present and presage the future. In addition, there is also a coding system, which the given facts were grouped by it and are related to each other.
The foundation of education is based on the behaviorism competence. Lasater K, Nielsen A. They believe that the final behavior would make it to repeat again.
The fear and anxiety in the future similar situations, even after generalization, provoke in other situations as well such unpleasant feelings. At the same time, if an employee is well paid, Herzberg believed that a pay rise would not have a lasting motivational effect.
Practice should occur in a question-answer format that exposes students to information gradually through a series of steps. Assessments must be made by looking at evidence, and not uninformed judgements.
He started the Scientific Management movement, and he and his associates were the first people to study the work process scientifically.
Assignment 2: Applying Management Theories. Theories of management originated in the early s. They have influenced how we view management today.
By Saturday, May 14,post a short essay (minimum words) that explores one of the early theories of management and addresses the following questions in the Discussion Area. Practice of Management theories All above theories requires skilled managers to effectively apply them in the professional life practice.
The question is how to apply planning, organizing, leadership, motivation and other management principles and theories to improve the managers' performance and achieve the explicit goals of organizations.
Application of Motivation Theories in the Construction Industry Omotayo Olugbenga Aina While the use and management of capital equipment in construction operations may be complex, it In other words, motivation is a general term applying to the entire class.
Behavioral management theory was developed in response to the need to account for employee behavior and motivation. The shift moved management from a.
This study was motivated by the premise that no nation grows further than the quality of its educational leaders.
The purpose of this theoretical debate is to examine the wider context of leadership and its effectiveness towards improving school management. This academic evaluation examines recent theoretical developments in the study of educational leadership in school management.
Oct 07, · Followership Leadership theories have been, throughout history, well covered and studied by researchers. The main characteristic of a leader is having followers, therefore, it is interesting to notice that the importance of followership has been undermined by academics (Uhl-Bien, Riggio, Lowe, & Carsten, ).Applying management theories


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Ghanaian Afrobeats Artiste, Omo Marani, has released his new single "Chicken Sauce", produced by Jaywatz. The song is a party vibe carrying a strong positive message at the same time.
Omo Marani explaining the concept of the song says…."I'm trying to conceptualize the need for peace as well as show gratitude to people around me who have been there through changing times — friends and family that I know I can count on them when the need arises."
"I look forward to a music scene where peace and harmony exists without the need for music feuds or fights", Marani added. Official Video for the song is due for release soon. Stream the song across digital platforms below.
Listen via Generic Link: https://linktr.ee/omomarani
Omo Marani – Chicken Sauce DOWNLOAD MP3
Listen on Audiomack
Listen on Apple Music
Listen on Spotify —


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Tina Louise Measurements, Bio, Height, Weight, Shoe, and More!
She is an American actress famous for appearing as a movie star Ginger Grant in the CBS television situation comedy Gilligan's Island. On February 11, 1934, she was born in New York City. She got her first role at age two after being in a commercial for her father's candy store. She studied acting, dancing, and singing at 17 under Sanford Meisner in Manhattan.
Louise began her stage career during the mid-1950s before landing her breakthrough role drama film God's Little Acre in 1958, for which she won the Golden Globe Award for New Star of the Year. She had roles as a guest star in The Trap, Day of the Outlaw, The Hangman, and For Those Who Think Young.
Also, she appeared in The Happy Ending, The Wrecking Crew, and The Stepford Wives. After the death of Dawn Wells in 2020, she is the last surviving original cast member of the Gilligan's Island TV series. Apart from acting, she made one record album, It's Time for Tina which was released originally on Concert Hall in 1957.
All about the Body Measurements of the Actress
Here are the body measurements of this charming actress:
- Tina Louise Weight: 57 kg or 125 lbs
- Tina Louise Height: 5'9″ or 174 cm
- Tina Louise Bra size: 32C
- Tina Louise Shoe size: 10
- Tina Louise Body measurements:35-22-36 inches
Further critical details of the actress:
- Tina Louise Date of Birth:11th February 1934
- Tina Louise Age:86
- Tina Louise Nationality: American
- Tina Louise Horoscope: Aquarius
- Tina Louise Eye color: Light Brown
- Tina Louise Hair color: Blonde
- Tina Louise Spouse/Boyfriend: Les Crane


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Funding format of the "Stiftung Innovation in der Hochschullehre" (Foundation for Innovation in University Teaching) to be offered on a permanent basis in the future
Four projects at the University of Freiburg that develop new formats in university teaching are receiving funding from the "Freiraum 2022" program. It was announced this year for the first time and is supported by the Foundation for Innovation in University Teaching, which allocates public funds from the federal and state governments. "Freiraum" is aimed at individual teachers who want to try out promising new ideas. The Freiburg projects develop digital learning platforms and interactive videos, conduct field research, and require that students design an exhibition and learning videos for students.
Projects should leave their mark
"In the future, the new foundation supporting innovative university teaching will be something like the German Research Foundation (DFG) for teaching," says Dr. Günter Schmidt-Gess, head of the Innovation and Quality of Learning Division, which advised the successful projects. "Freiraum" is just one of several funding formats that will be offered on a regular basis in the future. It is aimed at individual members of a university with independent teaching responsibilities. Projects can be funded for nine, twelve or 25 months, and the maximum funding per project is between 225,000 and 625,000 euros.
The funded projects should leave their mark on the University of Freiburg, says Schmidt-Gess, by incorporating them into the curriculum or adopting their ideas in other areas. In addition, he says, the funding means a further strengthening of university teaching: "If you can say you raised third-party funds for this teaching development project, then that's also valuable for your academic career."
Project "Transferring cultural knowledge"
Bachelor students of cultural anthropology produce YouTube videos for students in which they present and discuss topics such as the construction of gender roles or social movements, which is the basic idea of the project "Transferring cultural knowledge." Students explain socially relevant topics to schoolchildren. It was conceived by Markus Tauschek , a cultural anthropologist from Freiburg, and his colleague Michaela Fenske from the University of Würzburg. The project pursues three goals, says Tauschek: students learn to communicate complex topics in a comprehensible way; students become aware of the subject; and students experience how a cultural studies discipline contributes to society.
"This can boost their professional confidence considerably," Tauschek says, "while acquiring a whole bouquet of skills at the same time." The forms of presentation in the approximately five-minute videos can range from cartoons to interviews while workshops teach skills such as writing a script, sound editing and picture editing. And the project also encourages discussion of content: "To explain a complex topic well in five minutes, you have to be really good at it yourself."
Project "Bringing the bioeconomy into the picture"
Also aimed at bachelor students of cultural anthropology is the project Bringing the Bioeconomy into the Picture: 'Photovoice' as an innovative method of research-based learning in cultural anthropology. Bioeconomy is the name given to the trend of replacing fossil raw materials with bio-based materials such as making packaging from plants instead of plastic. "In the project, we're interested in what this means for people, especially for farmers," says Dr. Sarah May , a research assistant at the Institute of Cultural Anthropology and European Ethnology. "We go with the students quite literally into the field with them." The farmers are given small cameras with which they document their daily lives. Afterwards, there are discussions with students in which a joint analysis of their everyday life takes place based on the images. This method is called Photovoice.
The images and texts will then be used to create an exhibition, which will be on display on large walls and on the Internet in at least Freiburg and Stuttgart in the spring of 2023. "We want to bring the topic into everyday urban life with questions such as 'What does agriculture have to do with you''" She says it's "a great motivation" for students to meet with stakeholders, work on the analysis themselves and ultimately create the exhibition as a visible end product: "They're not just observing a current sociopolitical issue; they're helping to shape it." The funding period will be for one year.
Project "Knowledge - Practice - Skills"
The project "Knowledge - Practice - Skills: Digital Self-learning in Psychotherapy Studies" is developing modules that allow Bachelor's and Master's students to watch and edit videos of therapeutic situations at their own learning pace. "The videos, which last about 50 minutes, correspond to real introductory sessions of a therapy; they are portrayed by therapists and actor-patients," says Dr. Lena Krämer, a research assistant at the Department of Psychology. The videos are intended to be interactive; they are accompanied, for example, by a commentary podcast by a therapist and interspersed with small tests or work assignments, such as making an initial diagnosis.
The self-learning modules, at the heart of which are the videos, are integrated into seminars and lectures, says Krämer: "The students can then deepen and apply the knowledge from the courses in the digital modules. Such 'dry runs' with practical material already during their studies are something the students themselves have often wanted." A scientific accompanying evaluation is also part of the project, says Krämer. "And as a further goal, we would like to develop general recommendations for action for good digital self-learning modules." The maximum funding period here is also one year.
Project "Academic Writing for Students of German Studies"
A new course for Bachelor students of German Studies is being developed by the project Academic Writing for German Studies Students: Teaching and Learning Writing with Writing Training in the Digital Space. "For us, academic writing is a basic skill," says Dr. Elisabeth Zima , research assistant at the Department of German. "But you don't learn to write by someone telling you how best to do it. You also have to become active and write yourself." In a course aimed at more than 200 students, however, that is a didactic challenge, especially regarding feedback on the written texts. The project is responding to this by setting up a digital learning platform.
On the one hand, it will contain self-learning elements such as exercises on the correct citation of scientific literature. "On the other hand, working groups of students can read their texts together there, comment on them and give each other feedback," explains Zima. The digital platform creates the technical and didactic conditions for this, and participation can be monitored by lecturers. The design of the platform will be evaluated during the project. "Our goal is a permanent, innovative and sustainable teaching/learning concept for academic writing in German studies," says Zima. The funding period will be for 25 months.
For more information about the funding program "Freiraum 2022" (in German)
Quelle: Four projects with new ideas for university teaching will be funded by the "Freiraum" program - Office of University and Science Communications
https://kommunikation.uni-freiburg.de/pm-en/press-releases-2022/four-projects-with-new-ideas-for-university-teaching-will-be-funded-by-the-freiraum-program ( Jun 10, 2022 )


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private uni berlin bwl
Contact US
Prof. Dr. Volker Looks Fachliche Studienberatung. AMD Academy Fashion & Design Berlin. Therefore this website will be updated on 1st March (for the Winter term application process) and 1st September(for the Summer term application process). Private universities in Berlin: Akkon University of Applied Sciences for Human Sciences. Munich Business School 12. 18% of the 175,651 students enrolled in the winter term of 2015-2016 were international students. EBC Hochschule 7. FOM University of Applied Sciences, Economics and Management 8. The course offering including short course descriptions can be found here. Our three-year Bachelor in International Business Administration (BSc) provides you with a rigorous business education, flexible curriculum, hands-on experience, and international exposure. Following a general introduction, we will analyze and discuss portfolio theory and its assumptions. The university's research in business administration is marked by a high level of national and international networking and by attention to findings from behavioral sciences, social sciences, and legal studies. Economics. However, please note that, as mentioned above, that you are limited to the course offering for exchange students. free of charge since the 2006/07 winter semester. Generally, a bachelor's degree or an equivalent university degree is required for admission to a master's program. He is president-elect of the European Finance Association. School: Free University of Berlin (Freie Universität Berlin) * Professor: {[ professorsList ]} Prof. Dr. Ann-Christine Schulz, bester. Please note that the course offering might vary from semester to semester. 2020 Berlin University Ranking. Die Analyse berücksichtigt zwei Auswahlebenen: Einmal die Auswahl der neuen Mietverhältnisse der letzten vier Jahre sowie die Berücksichtigung aller Mietverhältnisse. Private Banking (Bachelor) In this course we analyze and discuss different aspects which are essential and useful for advising clients in Private Banking. The institute also refers to business services instead of merely the development, production, and marketing of material goods. A bachelor's degree program at Freie Universität Berlin typically lasts six semesters, culminating in the degree of Bachelor of Science (B.Sc. Hertie School of Governance 10. International Psychoanalytic University Berlin 11. The traditional heart of the Institute of Business Administration at Freie Universität Berlin is the Management Division, where scholars study issues of business management and governance – from strategy development to organizational design, formation of alliances and networks, staff assignments and management, or management of knowledge and innovation. Studying 101005 Grundlagen der BWL at Freie Universität Berlin? Weiterhin wird ein alternativer Regressionsmietspiegel für Berlin präsentiert, der neben den Wohnlagen des Mietspiegels auch Postleitzahlgebiete berücksichtigt. In Berlin gibt es insgesamt 3 staatliche Universitäten, 4 staatliche Fachhochschulen, 4 staatliche Kunst- und Musikhochschulen sowie 25 private Hochschulen. BSP Business School Berlin. Steinbeis-Hochschule Berlin (private Universität). The University is even heading the NFDI4Ing network, which is one of the consortia. uniRank tries to answer this question by publishing a complete list of top Private German Universities ranked by the 2020 uniRank University Ranking and meeting the following uniRank selection criteria: . Scholars working within the Division of Finance, Accounting, and Taxation and the Division of Information Systems also produce outstanding research. Berlin International University of Applied Sciences. GISMA Business School 3. ). Freie Universität Berlin is an outstanding, future-oriented institution in Germany's world-renowned academic landscape. The city has 4 public research universities and more than 30 private, professional, and technical colleges. An der HU gibt es 189 Studiengänge an 9 Fakultäten. Access study documents, get answers to your study questions, and connect with real tutors for BWL 101013_15W : Management at Free University Of Berlin. The main advantages of private universities include fewer students, better funding, more attentive administration, a focus on the labor market and the absence of a numerus clausus system (special quotas mainly for medicine-oriented programs). Deutsche Journalistenschule 6. University of Europe for Applied Sciences (UE) is member of Global University Systems. Freie Universität Berlin Tel: +49 30 83859516 Department of Economics and Business Administration firstname.lastname@example.com Thielallee 73 D-14195 Berlin Germany Research Interests CSR Reporting, Financial Accounting with Private Firms, Compensation Contracts including Non-Financial Indicators, Analytical Non-Financial Accounting It stands for future-oriented skills development and practice-based, interdisciplinary teaching methods at the highest international standards at its locations in Iserlohn (North Rhine-Westphalia), Berlin and Hamburg. As an exchange student at our School, you can take all courses offered in the field of Business (Betriebswirtschaftslehre - BWL) and Economics (Volkswirtschaftslehre - VWL). Dublin as a city, aside from its excellent universities, offers a particularly international atmosphere for those spending time abroad. Raum C026. 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Our aim is to provide a non-academic League Table of the top Berlin Universities based on valid, unbiased and non-influenceable web metrics provided by independent web intelligence sources rather than data submitted by the Universities themselves. pol., Faculty of Business Administration, University of Cologne • 1973 Habilitation, Faculty of Business Administration, University of Cologne • 1974-1977 Professor of Organizational Behaviour, Free University, Berlin Betriebswirtschaftslehre — in short BWL — is a large and powerful Bachelor's degree programme taught in German at HTW Berlin. CODE University of Applied Sciences 5. A private non-profit business school based in Berlin offering a full-time MBA, an executive MBA, a master's in management, as well as open programs for individuals and … Friedensau Adventist University 9. --- PLEASE, CONTACT US BY E-MAIL. The School of Business and Economics at Freie Universität Berlin has been offering tuition-free bachelor's degree programs in the fields of: Business Administration. More zu: Sustainably Securing Research Data More detailed information can be found on the German website for Betriebswirtschaftslehre which can be accessed here. Fax 0461/805 - 1496 Around 1,500 students are currently enrolled in this study programme. Number of courses: 3 Furthermore, you can take up to two elective courses from other disciplines (look at the agnes course list: "Überfachlicher Wahlpflichtbereich"). 1. As an international exchange student, you have many courses to choose from. : (030) 2096717 – 00 Berlin International University of Applied Sciences Salzufer 6, 10587 Berlin… Around 1,500 students are currently enrolled in this study programme. CODE University of Applied Sciences. Cheaper private universities in Germany are the Friedensau Adventisst University, a special FOM University of Applied Science for Economics and Management, and the SRH Hochschule Berlin. Berlin School of Business and Innovation 2. The university offers 52 doctoral, 105 graduate, and 73 undergraduate degree programs in various fields like social sciences, biology, chemistry, physics, chemistry, medicine, pharmacy, mathematics, languages, cultural studies, law, economics, … If you are unable to provide all of your certificates from your country of origin, uni-assist will forward your application to HTW Berlin after you have proved your refugee status with a copy of your residence permit. Located in Steglitz, Benjamin Franklin Campus is the merged medicine department of the Humboldt University of Berlin and the Free University of Berlin. Bard College Berlin – A Liberal Arts University Platanenstraße 24, 13156 Berlin, Tel. Bard College Berlin 4. Facts about studying in Berlin: There are 40 Nobel Prize winners affiliated with Berlin-based universities. being chartered, licensed or accredited by the appropriate German higher education-related organization Info Free University of Berlin (Freie Universität Berlin)'s BWL department has 3 courses in Course Hero with 74 documents. In manchen Fächern gehört die Uni zu den Top 10 der deutschen Hochschulen. The traditional heart of the Institute of Business Administration at Freie Universität Berlin is the Management Division, where scholars study issues of business management and governance – from strategy development to organizational design, formation of alliances and networks, staff assignments and management, or management of knowledge and innovation. The new specialization in "Business Analytics" will start in Winter Semester 2020/21. Telefon 0461/805 - 1319. As an international exchange student, you … The Marketing Division studies both consumer behavior and business-to-business (B2B) marketing. Munich University of A… bbw University of Applied Sciences. Die HU Berlin hat 21 eigene Stipendienprogramme für Deinen Bachelor, Master oder PhD. Von diesen 25 Privathochschulen sind immerhin 7 Hochschulen Universitäten, 14 sind Fachhochschulen und eine Hochschule ist eine Kunst- und Musikhochschule. On StuDocu you find all the study guides, past exams and lecture notes for this course We equip successful and thoughtful students with an outstanding skill … Sarah BLÖMER of Private University of Applied Sciences, Göttingen (PFH) | Contact Sarah BLÖMER Before, he taught at the Department of Business and Economics at Humboldt University (Berlin, 2000 to 2006), the Fuqua School of Business (Duke University, 1996 to 2000), and the London Business School (1993 to 1996). --- The Finance Group @ Humboldt consists of those faculty members with research interests in finance. Repeatedly selected as one of the country's Universities of Excellence, it has an acclaimed international orientation, interdisciplinary approach, and commitment to social responsibility. Three private universities qualify as "Humboldtian": Zeppelin Universität, Jacobs University Bremen and Universität Witten Herdecke. In addition, depending on the subject, proof of a minimum number of credit points in certain areas must be provided. Preparation for university studies with HTW Integra, University preparatory course (Studienkolleg), Accreditation of modules and examinations completed abroad, English courses for exchange students (Summer Semester 2021), Electrical Engineering (Master)- Summer Semester 2021, Environmental Engineering and Sustainability (Bachelor) - Summer Semester 2021, Fashion Design (Bachelor) - Summer Semester 2021, International Business (Bachelor) - Summer Semester 2021, Betriebswirtschaftslehre (BWL) - Bachelor, Additional Study Programs taught in German, Almost all courses are generally open for application; however, It is also not guaranteed that courses you choose do not overlap; therefore, covering each of the nine specialisations are available for exchange students – meaning only the courses taking place in the 4, For example, in Vertiefung Marketing, you can either select the courses SB14 or SB15, but, HTW Berlin - University of Applied Sciences - studies, research, further education, Berlin Institute for Advanced Higher Education. A level B2 language certificate for German must be provided when you apply. The university was founded in Berlin in 1810, and the foundation concept of Wilhelm von Humboldt gave it the title "Mother of all modern universities".This concept envisaged a "Universitas litterarum" which would achieve a unity of teaching and research and provide students with an … • 1967 - 1968 Special student, Carnegie-Mellon-University, Pittsburg, USA • 1969 Dr. rer. sort by: rank a-z town # Rank University What are the most popular Private Universities in Germany? The Free University of Berlin was founded in 1948, in the turmoil of post-war Germany, when students of the former Universität Unter den Linden, then located in the Soviet sector of the city, were facing persecution because of their views. Betriebswirtschaftslehre (BWL) - Bachelor Betriebswirtschaftslehre — in short BWL — is a large and powerful Bachelor's degree programme taught in German at HTW Berlin. The Joint Science Conference has approved funding for consortia for the establishment of a national research data infrastructure, including three that RWTH is participating in. BWL Dept. Bard College Berlin. Die HU Berlin ist mit 41.632 Studenten die zweitgrößte Hochschule Berlins. Information about data transfer when using Google Search™, www.wiwiss.fu-berlin.de/en/fachbereich/bwl, Professors of Business Administration: Academic Unit - WE 1. The Bachelor BWL Department at Private University of Applied Sciences Göttingen on Academia.edu
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[jwplayer D2hrsu7Q]
Want to teach your kids how and when to use 911?
Red E. Fox and his friends from Lexington County EMS, Fire Service, 911, the Town of Springdale Police Department, Irmo Fire District, Lexington Police Department and Cayce Fire Department created this video to help you out!
Remember, 911 should only be used in emergencies and can be dialed at any time of the day or night!
WIS TV ABC Columbia WLTX News19 WACH FOX The State Newspaper STATter911.com


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Party season style inspiration from the most glamorous royals around the world
Sumptuous silks, sizzling sequins and ravishing ruffles, royalty from all around the globe know how to dial up the glamour, and when it comes to dressing for a Christmas party, there's nothing better than a little sovereign influence.
While Diana, Princess of Wales and Princess Stephanie of Monaco dominated the sparkly set in the 1980s, the Duchess of Cambridge and Princess Beatrice have been carrying the flag of fabulousness as of late. Even Her Majesty has been known to pull up in pailettes on special occasions.
The ultra-glamourous Monégasque throne is filled with shining starlets too. From Princess Charlene of Monaco to Grace Kelly's granddaughters, our friends across the channel keep it glittering all year round.
So, if you're yearning for party season inspiration, let these scintillating style stars show you how to make an entrance at a soirée.


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While bed bugs faded from attention for some years, they seem to be back. Infestations are on the rise in many developed countries, including the United States. Bed bugs have been an unwelcome companion to humankind from ancient times. They have been found inside Egyptian tombs. Texts dating to Aristotle's time mention the blood drinkers. But modern humans have many tools our ancestors lacked. We can protect ourselves and our pets from these pests.
Article Summary
Can Dogs Carry Bed Bugs?
Dogs do not generally spread bed bugs. The insects are not built like fleas and ticks to clasp and clutch hair and skin. They are also nocturnal, meaning that they tend to forage while your pet sleeps, then go back into hiding about the time your pet awakens. A bed bug may bite your pet but is not likely to hitch a ride on your dog. Infestations of these nuisance insects are hardly likely to have a pet as their root cause.
What Is a Bed Bug?
A bed bug is a reddish-brown insect that feeds on human blood as well as the blood of warm-blooded animals. These nocturnal insects are wingless. Their bodies are dorsoventrally flattened; this means they are flat on the axis connecting their dorsal, or back, and ventral sides. This flat shape allows bed bugs to hide in cracks and crevices, within carpets, and in the joints of beds and other furniture.
Life Cycle of a Bed Bug
The life of a bed bug begins as an egg that is like grain and a milky white in hue. Female bed bugs lay one to five eggs in a day; they can lie up to 500 eggs in one lifetime. Eggs are set out singly or in clumps inside tight crevices or cracks. Being 1mm long, each egg is comparable in size to a pair of salt grains. Within two weeks, the egg hatches. A nymph, or immature bed bug, emerges and begins to feed at once. The young bed bug passes through a series of five molts to reach maturity. While nymphs look much like adults, they are smaller and still sexually immature. Younger nymphs have a yellowish-white hue; older nymphs and adults have a coloration that is more reddish-brown. To complete a stage of molting, a nymph must feed on blood. At room temperatures, and with blood meals, a nymph will molt and become an adult within a span of five weeks. When it has reached maturity, this insect tends to feed weekly. While bed bugs may live as long as a year with no food source in cool conditions, most have a life span of four to six months.
Significance of Bed Bugs
Why should you care about all the details of bed bugs? They feed on blood, humans, and animal alike. These pests can flood a multi-family building in a vast bed bug infestation that can be extremely difficult to control or wipe out. While not known to transmit any diseases in humans or dogs, their bites can lead to anemia, particularly in children, pruritus or itchiness, discomfort, sleeplessness, allergic reactions, and stress. Their infestations tend to require some amount of insecticides to bring under control, exposing humans and their animals to these chemicals that may involve a risk of health problems.
How Bed Bugs Find Their Ways into Buildings
Expert hiders and talented hitchhikers, bed bugs find their rides in furniture seams, the folds of mattresses, luggage seams, folded clothing, bedclothes, and more. In homes or buildings housing multiple families, bed bugs move actively between rooms simply by walking. Nothing needs to carry bed bugs between apartments. Bugs can rarely be found on dogs and cats. Generally, pets will not introduce a bed bug infestation into buildings.
Identifying a Bite on Your Dog
Bed bug bites resemble the leftovers of many other small biting insects. They may be anywhere on the body. You must find other signs to be sure whether the bites come from bed bugs or not. Remember that bed bug nymphs molt, shedding exoskeletons in order to grow and mature. Finding these molts can assist you in the identification of an infestation. The actual flat, wingless bugs may be spotted on beds or in bedding or on the skin of people or pets. You may also find bed bug feces, rusty spots on bedding, or furniture nearby. The bugs are also said to be accompanied by a musty, sweet odor where they are present.
Do Bed Bugs Dwell on Dogs?
The answer to whether bed bugs dwell on dogs is fortunately no. Bed bugs tend to dwell in beds, hence their name. The bed may belong to a human or Fido's dog bed; the pests prefer humans but will dine on animals, so long as they are warm-blooded. Be sure to check your pet's beds for molts and blood spots that indicate feces or crushed bugs.
Can Bed Bugs Bite Your Dog?
Yes, bed bugs can bite your dog. The bites produce small, irritated red bumps that can itch. The pests have trouble moving through fur, however, and bed bugs prefer humans to other warm-blooded creatures. A human, being larger, releases more carbon dioxide. This draws a bed bug's attention, and it can sense it from great distances compared to its size. A 1mm flat insect detects it from over a 50-foot distance.
Can Bed Bugs Transmit a Disease to Your Dog?
Bed bugs do not transmit infectious diseases. However, their bites can lead to itching; the resultant scratching can create sores as well as open the way for secondary infections. The bites may also lead to allergic reactions [1].
Can Bed Bugs Be Transferred by Dogs?
Dogs, cats, and other pets and animals generally do not spread bed bugs. Unlike fleas, bed bugs do not infest their hosts. They merely live in their vicinity, feeding on their blood at intervals. Upon having feasted, they retreat to their hiding places. Seldom does a bed bug travel on its host. While dogs can carry bed bugs, the scenario is unlikely. The nocturnal bugs are most active when your dog is asleep. Also, they prefer the blood of humans that lies beneath our relatively hairless skin. Bed bugs find traversing the thick fur of a pet difficult.
Does Anti-Flea and Anti-Tick Protection Work on Bed Bugs?
Unfortunately, even the best flea and tick treatment for dogs do not work on bed bugs. Those products are formulated with fleas and several kinds of ticks in mind. Bed bugs are another beast entirely. Some natural products that defeat fleas and ticks will also kill bedbugs; one example is diatomaceous earth. This natural product has abrasive properties to such tiny creatures. It causes them to ultimately dry out, dying due to dehydration.
Prevention Tips for Bed Bugs
The cleanest homes in the most immaculate city in the neatest country in the world can harbor bed bugs. They require only blood and places in which to hide. Early detection of bed bugs is vital to the prevention of an infestation. You must remember that these flat, tiny pests are masters of hiding. Avoid clutter and vacuum often. Perform regular checks of crevices in mattresses, chairs, couches, curtains, and floorboards, as well as your pet's dog crate and bedding. In these places, bed bugs and their indications are most frequently found. Torn bedding should be discarded. Place washable products in the dryer at high heat: this will kill foragers. When traveling, use caution so you do not transport any bed bugs home with you in your luggage. Wash travel wear at once upon your return. Use plastic bags for storage.
Finding Clues That You Have Bed Bugs
Bed bugs are great at hiding and have a secretive style of living. Dormant during the day, when the warm rays of the sun hold sway, they congregate in crevices no wider than a toothpick. They prefer to remain near to their next meals. This often means living on your sofa or your bed. And bed bugs often gather within the folds and tufts of mattresses and padded headboards or within the joints of bed frames and side tables. Wall plates and baseboards may also hide them. Look for red dots and small spots on your bedding where you may have crushed a bed bug, or it may have left feces. These spots will be rusty and reddish. They are primarily composed of blood that has been digested to some degree. You may also find the nymphs' shed exoskeletons.
Treatment of Infestations
Bed bug activity, habits, and resilience make them tricky to eliminate. Bed bugs lack a central nest as ants have. They have an urge to wander, and if a single pregnant female remains when a building has been treated, the infestation process is about to begin again. Treatment for infestations is a process. Treatments can be heat-based; these begin at once but have no residual effects. Chemical bed bug treatments may take several weeks, but leave residual effects which allow for continued protection from another infestation.
Keeping Pets Safe From Infestations of Bed Bugs
Keep your pet from accidental contact with any chemicals used to treat bed bug infestations. Wash your dog's bedding regularly, and vacuum often. If your dog seems to be scratching at one particular spot, check for a bug bite. Be aware of the signs and be swift to act should indications of an infestation's presence arise in your home.
Frequently Asked Questions
Can pets transfer bed bugs?
The answer to this is a technical yes, but in a practical sense, the answer is no, pets do not transfer bed bugs. Bed bugs do not prefer pets to dine on. They are asleep while your dog is active and so unlikely to be hitching a ride. They also are not built to cling to pets. These secretive bugs hide, creep out to eat the blood of the sleeping, and scuttle back to their crevices. They do not infest their hosts and are unlikely to be found on pets.
Do bed bugs lay eggs on dogs?
No. Bed bugs do not lay eggs on dogs. Rather, they prefer to lay them in crevices about the width of a toothpick, whether in a baseboard or behind a wall plate, in the joint of a piece of furniture, or in a tuft or fold of cloth in a mattress. These pests do not infest the creatures from which they feed. They dine and dash back to their hiding spaces.
What instantly kills bed bugs?
Heat kills bedbugs. Try renting or buying a steam cleaner to introduce heat to your carpet. The steamer needs to emit steam of a minimum of 212 degrees Fahrenheit to ensure this introduced heat is sufficient. Make slow passes in a methodical fashion, one inch per second to kill carpet bed bugs.
How do you kill bed bugs on a dog?
Because bed bugs are not going to be found on a dog in any great number, if you see one and kill it, you have likely rid your dog of its problem. In general, clean your dog's beds and bedding, sort out any clutter, including dog toys, and vacuum, and thoroughly clean infested areas, including your dog's favorite places to stretch out or sun.


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A Community Devoted to the Preservation and Practice of Celestial Navigation and Other Methods of Traditional Wayfinding
From: Frank Reed
Date: 2022 Jun 6, 09:47 -0700
Joe Wong, you wrote:
"if a navigator choose to shoot a relatively close body, say the moon, would the hs value vary when shooting at different altitudes(20,000ft, 30,000ft or shooting at near ground level like myself). If so, would the "hs"s deviate so greatly from each other that a correction be needed at corresponding flight levels?"
In principle, yes! In practice, maybe, but not for manual sextant observations, like with your Kollsman periscopic sextant.
The Moon is deflected downward by parallax on average by 57 minutes of arc when it is near the horizon. The exact value of the Moon's "HP" at the date and time tells us how much the 'horizon parallax' deflection would be. On average, that's 57' but it ranges from 53' to 61', depending on the Moon's actual distance from the Earth. That deflection is the result of shifting our observing location away from the line passing through the Earth's and Moon's centers. The deflection is proportional to the observer's distance from that line. So if the subMoon point, where the Moon is at the observer's zenith, happens to be on the equator, then the maximum distance from the line passing through the centers of the Earth and Moon would be close to the geographic poles of the Earth or anywhere on the great circle centered on the subMoon point. Standing at the north pole at sea level in this scenario, an observer would be just about 3950 miles off the geocentric line (3950 miles or 6357 km is the polar radius of the Earth). Now suppose you're in an aircraft flying at an altitude of 7 miles, near the tropopause. That's two percent of the radius of the Earth so the parallactic deflection in the Moon's position would increase by two percent, and two percent of 57 minutes of arc is just about a tenth of a minute of arc. That's below the practical concerns of aerial celestial navigation with bubble sextants, but you could imagine an automated system using an INS (inertial nav system) derived vertical instead of a bubble in an aircraft flying at still higher altitude, and for that you would need to apply a small increase in the Moon's parallax. It is effectively an increase in the radius of the Earth.
But wait. The Earth itself has different radii in different latitudes. The Earth's geoid or "effective sea level" is well-approximated by an oblate spheroid, "flattened at the poles", as they say. The difference from equatorial to polar latitudes is about one part in 300. Flying an aircraft near the poles puts observers closer to the Earth's center by some 13 miles even before we climb to cruising altitude. So why don't we modify the Moon's parallax in different latitudes? Actually, we can and do, under some circumstances. There's an "oblateness" correction formula available for "calculator" users in the back of the Nautical Almanac (see image). For observers near the geographic poles, it's nearly equivalent to -0.2'·cos(H), where H is the angular altitude of the Moon. This formula has been included in the standard Nautical Almanac for over thirty years. But for bubble sextant applications, and even for most marine sextant observations, this correction is negligible.
Just for fun... My "back of the envelope" modification to this polar version of the oblateness correction, for aircraft flying near the poles incorporating both oblateness and flight level, would be
where F is true flight level and F0 is 70,000 feet or 21 km.
Frank Reed
Clockwork Mapping / ReedNavigation.com
Conanicut Island USA


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ACGT Amateur Tour Series FAQ
- ACGT Am Tour golf competitors and their caddies are to always observe proper golf etiquette. Any abuse or disrespect from competitors directed towards; fellow competitors, ACGT Am Tour Staff/Ambassadors, spectators, employees of the host facility or other person attending an ACGT Am Tour organized event, will be grounds for disqualification from the event, and possible rejection of entry from future ACGT Am Tour events. Such abuse may be verbal or physical or threat thereof and includes but is not limited to: the use of obscene language, physical damage to property or equipment of The ACGT Am Tour or host facility, throwing of golf clubs, and/or being under the influence of alcohol or a controlled substance during a competitive round.
- The defacing or vandalism of any ACGT Am Tour property, scoring sheets, or any marketing material of any kind will lead to direct disqualification from the current ACGT Am Tour event and will carry a mandatory two event suspension from future ACGT Am Tour events.
- During the regular season and Tour playoffs, The ACGT Am Tour will utilize scorecard playoffs for most tie breaking scenarios. The #1 handicap hole will be used to break the tie. If still tied, the #2 handicap hole will be used, and so on and so on until the tie is settled.
- GROSS Scores will break GROSS ties. NET Scores will break NET Ties.
- In the event of a tie, on the second round of a two day event, the 2nd round scores will be used to break ties. If golfers are tied throughout all 18 holes, the #1 handicap from round #1 will be used, and so on until tie is settled.
- Scorecard playoffs will NOT be used for REGULAR SEASON MAJOR CHAMPIONS (PC Masters & PC Open), The Final STMPC Team Spot from The Tour Championship & FINAL SPOT TO GET IN THE HORSERACE.
- The STMPC Challenge has 16 team members.
- TOP 3 from Spring, TOP 3 from Summer, TOP 7 from TOUR CHAMPIONSHIP, 1 WILDCARD (most points not on team following tour championship), The HORSERACE WINNER and A Sponsor Selection.
- In the event of a TIE for 3rd in SPRING or SUMMER, the WILDCARD spot will be eliminated.
- In the event of a tie for 3rd in SPRING AND SUMMER, The WILDCARD spot will be eliminated and the 7th spot from The TOUR CHAMPIONSHIP will be eliminated, and only 6 spots will be available from The TOUR CHAMPIONSHIP.
- Playing handicap to not exceed 36.
Official Unclaimed Prize Policy:
The ACGT Tour always recommends that golfers wait at the course, day of event, until your flight is complete to claim winnings. This ensures that you receive your prize/skin in the timeliest manner possible.
All unclaimed prizes will stay with the ACGT Tour Director, and be available for collection via the outlets listed below. It is the ACGT Tour Golfer's responsibility to inform the ACGT Tour Director, via email, which collection outlet they are requesting.
- Pickup at future ACGT Tour Event within 30 days
- USPS Mail
- If unclaimed prize is a gift card & golfer is an Alamo City Golf Trail Players Club Member; The gift card amount can be automatically added to your Member Account.
The ACGT Tour is not responsible for lost or unclaimed prizes and will hold unclaimed prizes for 30 days after the tournament date. Following the 30-day holding period, all unclaimed prizes will be donated to The ACGT Tour South Texas Match Play Challenge Team.
- Tee times will be emailed and posted to the ACGT Am Tour Facebook on the Thursday prior to Saturday events and the Friday before Sunday events. If the event sells out sooner, pairings and tee times may be released earlier.
- You will receive your tee time via email you signed up with or is in our database. You can also find them on Facebook. Email Tour Commissioner Travis Salkowski at [email protected] if you believe you should have received a tee time but were not on the sheet when they are released.
- If you are a die-hard member or employee, you need to register manually by emailing Tour Commissioner Travis Salkowski at [email protected] and be placed on the "To Pay" list. If you do not receive a confirmation in 2 business days, please follow up. You are not signed up until you receive a confirmation.
- You can submit your average score and we will generate a temporary handicap until you have two (2) scores in the ACGT Tour database.
- The BLACK ACGT TOUR TEES will use the course rating of the Trail course BLUE Tees.
- The BLUE ACGT TOUR TEES will use a proprietary rating of 33% less than the course BLUE rating.
- The GREEN ACGT TOUR TEES will use a proprietary rating of 33% more than the course WHITE rating.
- The WHITE ACGT TOUR TEES will use the course rating of the Trail course WHITE Tees.
- Flights are determined based on the number of signed-up golfers. We try to flight 20-25 golfers before breaking flights. Golfers are then ordered from lowest to high handicap and flights are cut up from there.
You can withdraw by emailing Tour Commissioner Travis Salkowski at [email protected].
- You can be issued a refund or Tour credit if it is before pairings are announced.
- If it is after the first announcement of pairings, you can only be given a Tour credit.
- If it is after the second announcement of pairings or you no-show, you will receive neither a refund nor credit.
Please follow up if you have not received a confirmation email in 2 business days. Without a confirmation, your credit or refund was likely not processed.
- Unfortunately not, the only thing that you cannot use ACGT gift cards for, is tournament registration(s).
- You may use another Golfer Handicapping System or an average 18 hole score in your first ACGT Am Tour Event. The ACGT Am Tour will use this handicap to properly place you within a Tour Flight. Following continual Tour Play, The ACGT Am Tour uses its own proprietary handicapping formula. TOURNAMENT SCORES ONLY are recorded for two years, plus the current season. This creates a TOUR ONLY AVERAGE. This average is subtracted from Par, and calculated at 80%. This "Tour Average Index" is then converted to the golf courses rating/slope, to create a COURSE HCAP for each specific golfer.
- This handicap formula is NOT USGA TRANSFERABLE. Meaning, it is only used on The ACGT Am Tour.
- The Tour will use 80% of your unverified index or average score to calculate a "like average" for flight placement. Must have two scores in the database to be eligible for NET prizes. Your first score plus the 80% number, averaged together, will be used for the golfer's 2nd Tour event.
- The cut line represents the top 50 golfers, who are invited to the season-ending playoffs.
- The South Texas Match Play Challenge is a Ryder Cup-style event played against Houston every year. The ACGT Tour season generates 6 of the players for the ACGT Tour team and the other 10 are generated in the playoffs.
- Skins are gross within your own flight. CTP is full field. Cash only and cash payouts.
- The ACGT Am Tour will notify players, via email and Facebook in real-time, about any delays or rescheduling. The ACGT Am Tour will plan for safety and playability. The player needs to plan for uncomfortable. Extremely heavy rain or electricity in the air will be some items that would reschedule an event. In the event of a reschedule or cancelation, transfer of funds or refunds will be given. In the event that a player doesn't show up, due to weather, of their own accord; no refund or credit will be given.
- The ACGT Tour is run and operated by PGA Professional Travis Salkowski and a team of volunteer Tour Ambassadors, who all have other full-time jobs outside of the Tour. Responses may come early in the morning or late in the evening. Please allow 2 business days for responses before following up with another email. We miss emails, it happens, but we try our best.
- It is your responsibility to be at the first tee 5 minutes prior to your tee time. If you are late, you will be stroked in accordance to the rules of golf, then DISQUALIFIED. If you are on the "To Pay" list, please allow yourself an extra 10 minutes to check in with the PRO SHOP and pay your entry fee. Entry fees are not paid to the Tour on tournament days, only the pro shop.
- The ACGT Am Tour is not a league, it is a Tour that follows all USGA and R&A rules of golf. The committee may enact Local Rules that are permitted by the rules of golf, but no unsanctioned rules modifications are allowed or enacted.
- The ACGT Am Tour does not enact the new 2019 Local Rule allowing you to drop in the fairway. Balls hit out of bounds MUST be re-hit for a stroke and distance penalty.
- The rules committee names are printed on the rules sheet at every event.


text:
Seeing Eye Christmas Card (Box of 20 with envelopes)
The message inside is printed in text and Braille: "May your Christmas be merry and bright!" The Christmas card features a German Shephard puppy, sitting in front of a fully decorated Christmas tree with wrapped gifts underneath. The puppy is looking directly at the camera, head slightly tilted to the left, resulting in both ears flopping over in the same direction! The German Shephard has a black snout and is various shades of beige throughout the rest of his body, and he's wearing a red collar.
Cards/envelopes are sold as a set of 20 in clear plastic boxes.Personalized Cards MUST be pre-ordered by December 1: Cards can accommodate up to two lines of text inside. You also have the option to personalize the return address on the envelopes. A Seeing Eye representative will contact you after your order is placed to obtain the details of your cards' personalization. If you do not hear from us in a timely manner, please contact Michelle Rhoades at firstname.lastname@example.com or call the Donor and Public Relations Department before December 1st at 1-800-539-4425.
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