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At the end of 2019, Congress passed the biggest bill affecting retirement accounts in more than a decade. (You may have been unaware of it since the news cycle has been filled with the impeachment drama!) Today, we summarize the SECURE Act changes that may impact you in 2020 and beyond. Next week, we'll have a follow-up article on the impact the SECURE Act will have on inherited IRAs.
The awkward acronym "SECURE" stands for Setting Every Community Up for Retirement Enhancement Act. Signed into law by President Trump before Christmas, the legislation is intended to help Americans increase their retirement savings. Let's look at how it actually may accomplish that goal—as well as the challenges it brings.
How the SECURE Act Changes Retirement Plans
One major purpose of the SECURE Act is to encourage Americans to save more for retirement. Among other changes, it allows people to contribute longer and encourages employers to offer retirement plans to those who may not currently have an employer-sponsored plan.
With the passage of the legislation:
You can keep working and keep contributing to your IRA or Roth IRA.
Now you can keep contributing beyond age 70-1/2. You cannot make a contribution for 2019 if you were age 70 1/2 or older as of Dec. 31, 2019. But thanks to the new law, you can make contributions for tax year 2020 and beyond. Previously, you could only contribute to a Roth IRA beyond age 70-1/2—if you meet the income criteria for the Roth.
You can still contribute to a Roth (if you qualify), but now you can also keep contributing to a traditional IRA. The ability to contribute to traditional retirement plans longer can allow you to defer income taxes to the future, when you withdraw money as income. It also allows the investments to grow tax-free until they are withdrawn.
This is good news as one of the biggest threats to financial stability in your later years is early retirement! Many people stop working and later wish they had kept earning and saving. This legislation encourages people to keep doing just that, rather than retire at some arbitrary age—ready or not.
If contributing to a Roth IRA or doing a Roth conversion, you'll keep contributing after-tax dollars to build investments that will grow tax-free until withdrawn later for tax-free income. (That's assuming the government doesn't re-write the rules, and the SECURE Act drives home the fact that the government can change the rules! Specifically, be aware that inherited Roths now have new rules, as we explore in next week's article.)
The start date for required minimum distributions (RMD) has been nudged back to age 72—and beyond.
If you're still working as an employee after age 72 (and you don't own over 5% of the company that employs you), you can postpone taking RMDs from your accounts until after you've retired, regardless of age. With many working well into their 70's and beyond, this is a positive change to a ridiculous rule!
Before the Secure Act, the initial RMD was for the year you turned age 70-1/2. (If you turned 70-1/2 in 2019 and have not yet taken your initial RMD for that year, you still must take that RMD by April 1, 2020, or face a 50% penalty on the shortfall.)
Being forced to take distributions before you retire can leave you with FEWER retirement dollars in the long run. This new rule allows you to keep growing your dollars longer. Although we don't love RMDs at all (why let the government tell you when you must withdraw income and pay taxes?) this is a great change.
Annuities will be supported and encouraged by SECURE Act changes.
Employers are now encouraged to offer annuities inside of retirement plans in several ways. Annuities will become more portable than before, allowing employees who change jobs or retire to move their annuity to another plan or an IRA without surrender charges and fees. Plan sponsors will have reduced liability if the products underperform or the insurer cannot meet financial obligations as long as they select an annuity provider that, among other requirements, has met the following conditions for 7 years:
- Been licensed by the state insurance commissioner to offer guaranteed retirement income contracts.
- Filed audited financial statements in accordance with state law.
- Maintained reserves that satisfy all the statutory requirements of the states where the annuity provider does business.
(This extension of "safe harbor" protection to employers including annuities in their plans is bit ironic as historically, annuities are MUCH more predictable than stocks. Nobody "guarantees" Wall Street's performance!)
In time, the SECURE Act will require plan sponsors to annually disclose on 401(k) statements an estimate of the monthly payments participants would receive if their total account balance were used to purchase an annuity for the participant and the participant's surviving spouse.
Annuities can be a good or a bad thing, depending on your situation. Many annuities are complex and fee-laden, locking up dollars for many decades and offering low growth in return. However, beyond about age 70, single premium immediate annuities (SPIAs) can deliver excellent cash flow with very low risk.
And although we prefer whole life insurance as the "safe, boring" part of a portfolio—the right kind of annuity at the right time can bring balance and stability to a stock-heavy retirement plan. (Whole life policies can also be "annuitized," in part or in whole.) Annuities add a degree of certainty about future income, especially contrasted with the typical Wall Street "plan" of a mix of stocks and bonds with no guarantees attached.
Employers can automatically enroll employees to contribute up to 15 percent of income.
We have mixed feeling about this part of the Act. The benefit: This new law can allow and encourage people to save more in their qualified retirement plan (such as a 401(k), 403(b), SEP or IRA) with little red tape. This can be a good thing! However, there are downsides if ALL (or the majority) of your money is trapped in a retirement plan.
For instance, you are subject to government rules and limitations as to how, when and how much money can be used. Some people reach their 50s or 60s and decide they would like to start a business or invest in real estate. That can prove difficult if all their money is locked up in retirement accounts with limited investment options and tax and/or penalty consequences for withdrawal.
Other people may neglect to save outside of their retirement account for a home down payment. As a result, they may spend tens or even hundreds of thousands in rent that they will never get back. (You can borrow from a 401(k), withdraw funds or even liquidate a retirement fund to buy a house, but you may pay hefty penalties, taxes, and interest to do so.)
Then there is the issue of asset allocation. Many Americans have stock-heavy portfolios and little in the way of savings OUTSIDE of their qualified retirement plan. That's one reason we like to see most people saving only to the "match" level—not the maximum allowed.
When investing to the "match" level, you can invest more in other assets where you may have more control and different advantages than the (comparatively) limited options in a retirement plan. When a large percentage of income goes into a retirement account, sometimes the person making the contribution lacks a proper, liquid savings account or other assets that offer greater security and less volatility.
While some will argue it's "for the employee's own good," we would love to see Americans have the flexibility to invest in whatever they want with their retirement dollars! Self-directed IRAs can partially solve the problem of diversification and asset allocation, but not all investments work well inside of a retirement plan.
The SECURE Act will help make retirement plans available to more people.
Vanguard revealed early in 2019 that the median 401(k) balance for those ages 65 and older is just $58,035—clearly not enough! The SECURE Act encourages employers who have previously shied away from offering retirement plans to begin plans for those who previously did not have access to one.
The legislation creates the following incentives and provisions:
1. The tax credit for a small business establishing a retirement plan for employees increases from $500 to as much as $5,000.
2. Businesses also receive a $500 tax credit for up to 3 years for adding auto-enrollment for new hires.
3. Part-time workers must now be eligible for an employer's plan if they work 500 hours in 3 consecutive years or 1000 hours in a single year and are age 21 or older. (This provision does not apply to 403(b) plans.)
4. "Multi-employer plans" may allow very small businesses to band together to get more economies of scale with their retirement plans.
5. Employer contribution-only plans can be adopted AFTER the end of the calendar year to allow employers more time to comply with the new law.
All of the above changes should encourage more Americans to save for retirement. And though we don't love "retirement" and prefer to see people working as long as they can doing something they love, it's essential that we all save and invest while we can!
Other SECURE Act Changes
The Secure Act includes some other important tax changes that have nothing to do with retirement:
- 529 accounts can now be used for qualified student loan repayments (up to $10,000 each year).
- Certain taxable non-tuition fellowship and stipend payments to graduate students are treated as compensation for IRA purposes, effective for taxable years starting with 2020. (This can help some people qualify to contribute to IRAs.)
- The Act also permits penalty-free withdrawals of $5,000 from 401(k) accounts to defray the costs of having or adopting a child.
These seem like positive changes, and we like the fact that the SECURE Act is expanding how dollars can be used.
The Biggest SECURE Act Change: Inherited IRAs
In the "sequel" to this article, we'll dive into the biggest change—and biggest challenge—of the SECURE Act. The rules around inherited IRAs have changed dramatically for non-spouses. This is good for the government (they'll receive more in taxes and receive it sooner). Unfortunately, it might not be good news for those who have considerable balances in their retirement accounts!
Next week, we'll review the new rules, who they affect, and what you can do to stop giving Uncle Sam a major cut of your—or your child's—inheritance!
In the meantime, we are here to help! We offer meaningful alternatives to the typical solutions for cash, asset growth, and cash flow. Our specialties include investing in and outside of the stock market and creative life insurance solutions. Visit our contact page to send us a question, request an appointment, or reach out to a specific member of our team.


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Netflix has released an update to its app on all platforms. In this update, the application allows us to eliminate the content of the "Continue watching" line, to bring order to the series and films that we have started, but do not have access to. intention to finish.
Tidy up our list of pending content
Just as we can already do with the Apple TV app, Netflix now allows us to remove content from the "Continue Watching" list. This novelty reaches both the web and the app for Apple TV which, by its nature, is one of the reference points for the use of Netflix.
Going into the details of the episode or movie, we will see that the option "Delete from Continue watching" appears, which after a touch deletes the item from the list and goes to "Undelete", in case we pressed it by mistake.
A very welcome novelty to be able to put order in our list of reproductions in progress. A list that is usually the reference to continue any movie or series where we left off, but that can accumulate content that we have started to see, beyond the trailer, and that do not was not to our liking.
Until Netflix integrates its application into the "Continue Watching" list of the Apple TV application, just as Disney+ or AtresPlayer already do, we will certainly appreciate being able to order individually within the application. A list of everything we need to be is clearly much more useful when it contains exactly what we really want to see.

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Mass effect 2 poker engineers
Mass effect 2 poker engineers
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It is sometimes said that "money is the root of all evil." Is it? I don't think so. A few weeks ago our gas fireplace stopped working. As my wife and I researched the cost to replace it we realized we didn't have the money to do that which led us into a three-day discussion about our finances and our spending. In the process we realized that Sandi felt horrible every time she spent money because I keep track of the finances and I was always telling her we didn't have a lot of money this month. I was frustrated because we haven't been able to save any money and had been spending more than we make for several months. Fortunately we had saved money and we aren't in debt. At the end of our conversation we had a new budget that helped us both accomplish our goals. Now Sandi feels freedom and I feel like we are able to plan for the future. Moreover the best part is that it looks like we are going to be able to give more money to others.
In Matthew 22:15-22 says:
15 Then the Pharisees went out and laid plans to trap him in his words. 16 They sent their disciples to him along with the Herodians. "Teacher," they said, "we know that you are a man of integrity and that you teach the way of God in accordance with the truth. You aren't swayed by others, because you pay no attention to who they are. 17 Tell us then, what is your opinion? Is it right to pay the imperial tax to Caesar or not?"
18 But Jesus, knowing their evil intent, said, "You hypocrites, why are you trying to trap me? 19 Show me the coin used for paying the tax." They brought him a denarius, 20 and he asked them, "Whose image is this? And whose inscription?"
21 "Caesar's," they replied.
Then he said to them, "So give back to Caesar what is Caesar's, and to God what is God's."
22 When they heard this, they were amazed. So they left him and went away.
As I read the passage I start to ask myself, what is God's? The answer that keeps coming up in my mind is that God owns everything. I think that leads us to a whole new mindset. Nothing I have is mine. I don't need to hold on to things. I can freely give because it isn't mine in the first place. totó tippek sportfogadás I still want to take care of it. In fact, I think we want to be more careful with it. My parents taught me that if you barrow something you return it in better shape than you took it and if you destroy it, you find a replacement and give that back. How much more with what is God's, except in this case, I think God just wants us to do our best to multiply what he has given us. As I meditated on that, I thought about the parable of the talents in Matthew 25:14-30. Each servant was given different amounts. The point of the parable had nothing to do with the amount each was given. It had everything to do with what the servant had done to multiply the master's money. So what are you doing to multiply the master's resources? fogadóiroda angolul
What would it look like if we all practiced this kind of mindset? Would the world be in need? Would we have such stark contrast between the prosperous and the impoverished? Or would we be like my neighbor who owns a snowblower, but doesn't just use it to remove the snow from his driveway. pokerstars sportfogadás He also helps with my driveway and two others on the block? And when he had to be out of town for a few weeks he came over to appologize that he wouldn't be able to do it. Money and possessions can be used for good. In fact they can be used for God!
How are you managing what God has given you (money, possessions, gifts, talents, time)?


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It is always beneficial to ดูหนังออนไลน์. As we are in the digital era with a smartphone in our hands, we are in no need to go to a cinema hall to watch a movie by paying a price for the ticket. If we wish, we can sign up to a streaming website and watch that movie with no time. The process has become simpler and is becoming more popular. It is claimed that online streaming services will eradicate the craze for cinema halls in the future. If you are wondering about the uses of streaming websites, look at the following benefits.
No downloads, online alone
Streaming is different from watching. You will not have to download any video content using your mobile data on these online streaming websites. Instead, the content will be available on the respective streaming website, in which you can watch it whenever you need it. However, it is necessary to have the necessary data connection on your device to stream the entire movie. If you have a weak network connection, you may experience buffering and delay in streaming. However, the advantage with these streaming systems is that you do not need to wait and download anything. Since you are not downloading, there is no necessity to wait until the movie downloads to watch it. You can watch your favorite movie instantly without any delays. So, the streaming process is getting popular in this high-speed and affordable internet era.
Space requirements are not there
Another benefit of not downloading anything is that you do not require any storage space on your mobile or laptop to store the movies. In case you are downloading, you would have to maintain sufficient space allotted to the content on your device. But as you are streaming the content online, the service provider alone will have the original content that is accessible online by any subscriber out there without the need of storing it for themselves.
Free on some occasions
Although there are some websites and services asking money to let you watch their online content, the majority of these services will be free to watch. All you have to do is to find the website and sign yourself up on it to start watching. Internet connection is enough to stream those movies available on these websites, and you do not have to pay for anything. Since you are already having the benefit of not downloading anything, it is an added advantage to streaming movies online. Although if there is a fee for some streaming websites, it will be less.
Enormous content
You could not watch all those available movies on these streaming websites in your lifetime. There will be thousands of movies from different countries, and the list will be constantly updating. If you are downloading, you could not store everything on your device. But as you are streaming them online, you can access anything you want at any time you wish. You can explore the artworks of foreign people at your place without any extra fee.


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You may have heard of Golf, but never played it. This article will tell you what golf is all about, what its Rules are, how to play it, what golf courses are, and more. You'll also learn the hand-eye coordination required to play golf. Get ready for a challenging and fun day of golf! These are the basics:
Rules of golf
To play the game well, you will need to be familiar with the Rules of Golf. The rules for the greens are determined by the terrain on the course. The course is marked using yellow or red stakes. The tee box should be two club lengths from the golfer's tee. They could be disqualified if the ball is missed by more than two club-lengths. They can use the penalty stroke if they miss the ball more than two club-lengths.
Rule 8 covers the central principle behind golf. The rule 8 covers the central principle of golf. The player may take reasonable actions to improve the conditions, and in certain limited circumstances, those conditions can be restored without penalty. The Rules of Golf also cover the use of provisional balls. These balls can be used as a backup if the original ball is lost. The provisional ball can be used if the original ball is not found within three minutes.
The next rule is about etiquette. The most important aspect of playing golf is etiquette. It is how you interact with other golfers and the environment on the course. Respect others and play at a reasonable pace. You must also take care of the course, repairing divots or bunkers. You could be disqualified from the tournament if you cause excessive damage. It is important to be familiar with the Rules of Golf and to follow them.
Types and types of golf courses
Several types of golf courses exist. There are also links and parkland golf courses. Inland parks have natural vegetation, while desert and parkland-style courses have artificial turf or carpet. Links courses are generally open to the public. However, there are some that are located in urban areas. A golf course can generally be divided into one or more of these categories. These are the most common types of golf courses.
You can categorize golf courses by their accessibility, size, type, holes, setting, or design. There are three types of golf courses: public, municipal, and daily-fee courses. Public courses, which are often open to the public at no cost, are generally more accessible. Day-use courses, on the other hand, are privately-owned and are generally more expensive. Below is a table listing some of the most well-known golf courses along with their characteristics.
These courses are the most well-known. The word links is derived from the Old English word "hlinc," which means "sandy place." Many golf courses claim to have links, but only a few of them are actually links. True links courses are found primarily in England, Ireland, and Scotland, regardless of their designation. Links courses must be built on the coast and have sandy soil beneath. This is why links golf was named.
Origins of golf
The game of golf may have its origins before the 15th century. Evidence suggests that it may have evolved from medieval soccer. Many historians have challenged the authenticity of Scottish sources regarding golf's origins. Pictorial evidence supports the idea that the game was invented in Europe. For example, the oldest known picture of golf can be found in the book of hours of Adelaide of Savoy. The book is almost 400 years before Scottish sources.
The game of golf has a rich history. It has been traced back to Moses, who played it in ancient times. It is mentioned in literature from ancient Rome. Later, the game traveled throughout Europe and was first played by shepherds. In medieval Germany, shepherds played golf by using sticks to launch stones. The Dutch also claim a great contribution to golf's development. The Dutch called the game "het kolven" (or kolf), which is similar to the modern name of golf.
There are several theories about the origins of golf. Some historians believe the game was adapted to chaugan, a Persian national game. Other theories suggest that it evolved from a cross country game, the chicane. This involved hitting a ball using a stick. The Chinese, on the other hand, claim that a form of golf, chui wan, was played as far back as 300 BC. The French game was influenced a lot by the game chui wan, also known to be golf, and was called chole in Emil Zola's novel.
Golf requires hand-eye coordination
One of the most important skills needed to play golf is hand-eye coordination. This is the ability to quickly switch between near- and far objects. Near-far drills are a great way to improve your hand-eye coordination. They can help you develop your golf swing, improve your reaction time, and improve your athleticism. A hand-eye coordination drill can be a great way for you to get started. Learn how to improve hand-eye coordination by doing this simple exercise.
Golfers have been told for years to keep their heads low when hitting the ball. This has led to many golfers changing their swings and suffering poor club-ball contact. It also increases injury risk. To maintain correct posture, arm extension and wrist action during a golf swing, golfers use a 13-million-bit processor. Even though they cannot see the ball, golfers still swing correctly. This allows them to hit the ball accurately.
A good player should not only have a solid swing mechanic but also have great hand-eye coordination. Golf is a sensory motor activity. Repetitive practice sessions help the brain make the right decisions about where to hit the ball. This information is sent throughout the body to the muscles, joints, ligaments, and other parts. This means that practice must be done with a healthy brain and good coordination.
Common scoring methods in golf
There are many scoring methods for golf. They vary depending on what type of game you play. Most golf games use the stroke-play method, where players count how many strokes they have made per hole. This method determines the winner on each hole. In match play, a player is determined to win if his score is lower than the other players' total score for the round. A player will receive half a point for each hole he ties.
Another common scoring method is the par system, which rates each hole according to its difficulty. A par 3 hole is difficult to hit and experts would expect to reach it in three shots. Players are also graded on a handicap system to allow players of different skill levels to compete. The par system has been in use for centuries and has helped to ensure that the game is fair and competitive. Here are some common scoring methods for golf:
Scores are often expressed by percentages of a score against an arbitrary par. A player with five strokes on a hole of par 4 is one over par. A player who scores three strokes on the same hole is considered one under par. A player can concede on some holes if he scores more than par. This allows players score more points without penalty.
Equipment needed to play golf
You will need the right equipment if you want to learn how to play golf. Golf clubs are the most essential piece of equipment that you'll ever need. Each club serves a different purpose, has a particular design, and every golfer has a basic set. More players are choosing hybrid clubs, which combine elements from many golf clubs into one. This is a great way for beginners to learn the game, and it also saves money.
Apart from the golf bag, you will need to wear the appropriate clothing. The clothing should fit well, and not wrinkle. The shirt should be tied at the waist. You will also need to wear golf shoes. These should absorb moisture away. You can also borrow tools to repair divots from the course manager. Although they are not necessary, it is a good idea to have one. These tools can also be used to repair dents in your golf balls.
Golf is often regarded as a sport for kings but it can be enjoyed by everyone. With the right tools, knowledge and basic skills, you can get the most out your game. Shopping for golfing gear can be intimidating for first-timers, especially if you've never played before. There are so many options available on the market that it's easy to get lost.


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Digital marketing is an umbrella term for the marketing of products or services using digital technologies, mainly on the Internet, but also including mobile phones, display advertising and any other digital medium.
Digital marketing is a type of marketing that uses electronic technology to reach and engage customers with content and experiences that are personalized to their needs and preferences.
What is Digital Marketing?
Digital marketing has become a vital element for companies to stay competitive in today's global economy as they face challenges such as a rapid pace of change, global competition and rapid technological advances.
The field has emerged as a management system that can be used by marketers to help develop better strategies for promoting products or services.
Although its origins are unclear, it was popularized in the 1990s due to its effectiveness in reaching target audiences at a lower cost than traditional methods of advertising.
Digital media marketing includes all techniques used in traditional media but involves using different sources of media and technologies.
Digital media channels are classified into two groups: push (advertised) and pull (reader/viewer initiated).
Push systems comprise advertising delivered via online ads or e-mails, whereas pull systems comprise e-mail newsletters/alerts sent directly to subscribers/readers.
Types of Digital Marketing
Digital marketing is a broad term for marketing strategies that use the internet and other forms of electronic communication.
The internet is a great place to reach potential customers because it's easy to track the success of your digital marketing efforts.
You can measure how many people visited your website or social media pages, how much traffic you generated, and what kind of response you got from them.
When used correctly, digital marketing can be extremely profitable for any business.
There are several types of digital marketing:
Search engine optimization (SEO) – This type of digital marketing is about making sure that your website appears in search results when potential customers conduct searches for products or services related to yours.
Search engine optimization will help increase traffic to your website and improve its overall ranking on Google's first page so that more people will see it when they search for something related to your business.
Social media marketing – Social media sites like Facebook and Twitter allow you to reach millions of people with just one post or tweet.
You can use these networks as an inexpensive way to advertise products or services and get feedback from consumers at no cost whatsoever.
In fact, many businesses have found it easier and cheaper than traditional advertising methods such as print ads or TV commercials because there's no
1. Search Engine Optimization (SEO)
Search Engine Optimization (SEO) is the process of affecting the visibility of a website or a web page in a search engine's "natural" or un-paid ("organic") search results.
In general, the earlier (or higher ranked on the search results page), and more frequently a site appears in the search results list, the more visitors it will receive from the search engine's users; these visitors can then be converted into customers.
Search Engine Optimization (SEO) is important for small businesses to achieve their marketing goals with Internet marketing.
Search Engine Optimization (SEO) often focuses on improving the quality and quantity of backlinks pointing to a website or web page in order to improve its ranking in natural search engine results.
Search engines use automated processes to retrieve information from websites and other sources, including social media websites, blogs, and news sites. The information may be used to rank websites in their results pages based on relevance.
Search Engine Optimization (SEO) has become an integral part of online marketing because of how big it is becoming in today's world. It has become one of the most effective ways for small businesses to gain attention from potential customers who are searching for products or services online through search engines like Google or Yahoo!.
2. Social Media Marketing
Social Media Marketing – The Basics
Social media marketing is a form of marketing that uses social networking sites (e.g., Facebook, Twitter, LinkedIn, YouTube and Pinterest) and websites to promote a product or service.
It incorporates strategic marketing to create content, brand awareness and reach out to target customers through different social channels to encourage them to purchase the company's product or service.[1]
Social media marketing is a process of promoting brands, products or services using social media platforms with the purpose of increasing sales or gaining new customers.
It can also be defined as a set of techniques used by businesses to promote their products and services through social media websites.
These include blogs, podcasts, videos, infographics, etc., in order to achieve more visibility.
3. Content Marketing
Content marketing is the process of creating and distributing relevant and valuable content to attract, acquire, and engage a clearly defined and understood target audience – with the objective of driving profitable customer action.
Content marketing is a strategic marketing approach focused on creating and distributing valuable, relevant and consistent content to attract and acquire a clearly defined and understood target audience – with the objective of creating raving fans.
Content marketing, when done well, can help your business stand out from the crowd by establishing you as a leader in your field, building trust with your audience and increasing engagement with your brand.
Your customers will not only know who you are but also understand what you do, how you do it better than anyone else, why they should continue to do business with your company or partner with you as an affiliate partner or supplier.
The term "content marketing" was first used by Joe Pulizzi in 2001 to describe "the systematic creation of consumable media assets that inform, educate, engage and delight consumers. These assets could be in the form of text articles, audio or video recordings etc., but they all have one thing in common: they provide information that is relevant to the reader or viewer's needs at that time.
4. Pay-Per-Click (PPC)
PPC is an Internet advertising model used to direct traffic to websites, in which an advertiser pays a publisher (typically a website owner) when the ad is clicked. Advertisers bid on keywords that are relevant to their target audience.
How much does PPC cost?
PPC campaigns can be very inexpensive compared to other marketing channels like print and TV ads.
The cost will depend on the keywords that you choose but typically ranges from $0.10-$0.50 per click for search engine traffic, and $1-$3 for display ads.
It's important to note that these prices are just averages and don't take into account other factors such as how competitive the market is or how well your landing page converts visitors into customers.
5. Email Marketing
Email marketing is a great way to reach your target market. The best part about email marketing is that it's free, and it's flexible.
You can easily change your message, add or remove links and images, and even the subject line.
Email marketing has become one of the most effective ways of reaching out to customers and prospects. It's an easy way to keep in touch with clients, inform them of new products or services and provide helpful information.
Email marketing works because people trust emails more than they trust social media or banner ads. People expect to receive emails from businesses they do business with, so they are more likely to open them than other forms of advertising.
6. Affiliate Marketing
Affiliate marketing is a way to make money online where you help promote someone else's product or service in exchange for a commission on the sale of that product or service.
Affiliate marketing is one of the most popular ways to make money online. It's simple and easy to get started, and there are tons of websites that will help you find the products you want to promote.
You can also find affiliate programs in just about any niche you can imagine.
In order to be successful with affiliate marketing, you need to have a strong understanding of how it works, how it affects your website, and what kind of content you should be creating for your readers.
The History of Digital Marketing
Digital marketing is a relatively new field, but it has been around for decades. Some of the earliest examples of digital marketing are from the 1980s, when brands like IBM and Atari were using direct mail to attract customers.
The 1990s brought us banner ads and email newsletters. By the 2000s, social media took off and marketers could reach consumers directly through platforms like Facebook and Twitter.
And today, we have an entire suite of technologies that allow brands to track consumer behavior and target them with personalized messages.
It's hard to believe that just 20 years ago, we didn't even have Google Search or Facebook!
1990 – History of Digital Marketing Coinage of the term Digital Marketing
1990 was the year when digital marketing was coined as a phrase by Neil Davidson, a business professor at George Washington University, who defined it as "the marketing application of information technology".
1991 – First use of the term digital marketing in print media.
The first use of the term digital marketing was in 1991 by Larry Weber and he used it to describe the application of electronic devices to promote information products or services.
In his book 'Creating Customer Evangelists', he described digital marketing as "a customer-focused process that uses online word-of-mouth, networking, e-mail and social media technologies to create advocates for a product or service."
1993 – History of Digital Marketing The first clickable banner went live
In this year, the first clickable banner was created by Brandon Schaefer, a student at MIT's Media Lab. The banner had an image of a woman on it and when you clicked on it, it played a video of her dancing.
The banner was displayed on HotWired, which is an early example of the kind of "advertisements" you would see in the early days of the internet.
1994 – History of Digital Marketing Netscape Communications Corporation launches Netscape Navigator as its first commercial browser. It also launched a web server called Netscape Enterprise Server (Netscape Server) to protect corporate data.
1995 – History of Digital Marketing Google launches as a search engine at Stanford University's Computer Science Department website with the goal "to provide large quantities of information relevant to users' queries or needs quickly".
1996 – History of Digital Marketing Microsoft releases MSN Search, its own search engine which competed with Yahoo! In March 2000 Microsoft agreed to buy Yahoo! Search for $5 billion but later withdrew its offer in July 2000 due to concerns raised by AT&T, who owned 5% stake in Yahoo! at that time
1994 – History of Digital Marketing Yahoo launches
1995 – History of Digital Marketing Google is formed by Larry Page and Sergey Brin.
1996 – History of Digital Marketing The first commercial search engine, Altavista, is established as a spinoff from DEC's AltaVista research project.
1997 – History of Digital Marketing Amazon launches offering online retailing and downloads.
1998 – History of Digital Marketing Google launches AdWords, allowing advertisers to purchase text-based advertisements that appear next to relevant search results.
The company also launches Gmail, which allows users to access their email from any computer or mobile device via the web browser or mobile apps for free; this becomes popular with consumers due to its ease of use and storage space that is virtually limitless compared to other webmail services at the time.
1999 – History of Digital Marketing Paypal was founded by Max Levchin, Peter Thiel, Luke Nosek and Ken Howery in February 1999 as Confinity Inc.
, a company co-founded by Elon Musk (who had invested $30,000) with an original focus on money transfers over email or the Internet; it eventually transformed into a payments system after three months under the new name PayPal
1995 – History of Digital Marketing LookSmart got introduced
Digital marketing is a form of marketing that uses the Internet, mobile phones, display advertising and social media to reach customers.
It includes email marketing, search engine optimization (SEO), social media marketing, many kinds of display advertising, e-commerce and online advertising.
1995 – History of Digital Marketing LookSmart got introduced.
1998 – Google AdWords launched.
2000 – DoubleClick was launched by Google and purchased by them in 2008 for $3 billion. The DoubleClick platform was the first real-time bidding (RTB) exchange platform.
2001 – Yahoo! Search Marketing was launched and later acquired by Microsoft in 2009 for $1.9 billion cash plus $800 million in stock.
2005 – Facebook Ads launched which opened up an entirely new channel for direct response marketers who wanted to drive leads from their website audience to their Facebook page fans or followers through "Sponsored Stories" ads which were cost effective at the time compared to other channels like Google AdWords PPC or Display Ads on traditional media channels like print newspapers or magazines etc..2007 – Twitter Ads became available for advertisers who wanted to reach out directly through Twitter users who were following them as well as being able to promote their tweets in order
1996 – History of Digital Marketing Launch of Alexa
This year, Amazon launched its digital assistant Alexa, which has revolutionized the way we get things done at home.
1997 – History of Digital Marketing Launch of Google AdWords.
Google AdWords was launched in 1997, allowing advertisers to bid for keywords and set a daily budget for their ads. It was one of the first platforms that allowed advertisers to pay only for results, not impressions.
1998 – History of Digital Marketing Launch of DoubleClick Ad Exchange.
DoubleClick Ad Exchange is an online advertising exchange platform created by Google in 1998.
It allows advertisers to place their ads on other websites through ad networks other than Google's own network or publisher network, which are known as exchanges.
[1] It is a major competitor to the largest online ad exchange network (IAB), AdX by AppNexus.[2] In 2016, DoubleClick was spun off into a separate company called Alphabet Inc., with DoubleClick becoming part of Google's advertising business under the name "Ad Sales". [3]
1998 – History of Digital Marketing Public launch of Google
Google was founded on September 4, 1998 by Larry Page and Sergey Brin at Stanford University in California. The company's mission statement from the outset was to organize the world's information and make it universally accessible and useful.
1999 – History of Digital Marketing Yahoo! acquired Broadcast.com for $5.7 billion, giving it a large audience for its streaming audio broadcasts.
2000 – History of Digital Marketing First interactive TV ad campaign launched by Sky Television in New Zealand.
The ads were displayed on flat screens above viewers' heads inside public transport buses and trains, encouraging them to visit Sky's website using their mobile phone to watch videos about upcoming shows or games, download ringtones or interact with other customers via SMS messaging.
2002 – History of Digital Marketing LinkedIn launches
Digital marketing can be defined as a subset of marketing that uses digital technologies, such as social media, search engines, or mobile devices to promote a product or service.
Digital marketing and digital media are growing rapidly in importance and influence across all sectors of business.
With the advent of smartphones and consumers' voracious appetite for online content, it has become increasingly important for companies to develop a strong online presence.
In 2002, LinkedIn launched and it was the first professional network on the Internet. This was followed by Facebook in 2004, Twitter in 2006 and YouTube in 2005.
The next major milestone in digital marketing history was when Apple launched the iPhone in 2007, which enabled users to access the Internet through their phones for the first time ever.
2003 – History of Digital Marketing Myspace and WordPress launch
In 2003, the first social networking site, Friendster, was launched. It had a major impact on the marketing world and became immensely popular.
It was a great way for businesses to connect with customers and fans.
This was followed by the launch of Myspace in 2003; this company is still prevalent in today's online marketing world.
In 2004, Facebook launched as an exclusive Harvard-only network and soon expanded to other universities. After this, it opened up to everyone on January 1st 2005.
2004 – History of Digital Marketing Use of the term Web 2.0 at a public conference
2004 – History of Digital Marketing The first patent for a hyperlink is filed by IBM.
2004 – History of Digital Marketing Google acquires Keyhole, a satellite mapping software company and later launches Google Earth in 2005.
2005 – History of Digital Marketing Blogger launches and becomes one of the earliest blogging platforms.
2006 – History of Digital Marketing Facebook launches as Harvard students begin to connect with each other via their university email addresses.
2005 – History of Digital Marketing YouTube launches
2005 – History of Digital Marketing
YouTube launches
2005 The first social media platform was created. YouTube was born, allowing people to share videos with friends and family.
2006 Facebook launched, which is now the largest social media platform in the world.
2007 Google+ was launched and has since become the second largest social media platform worldwide.
2008 The first selfie was taken by a man named Robert Cornelius in 1839 using a daguerreotype camera. In 2008, the first selfie stick was invented by Australian Scott Wilson and is still used today!
2009 The first ever tweet was sent by Twitter co-founder Jack Dorsey on March 21st 2009 at 12:50pm EST (17:50 UTC). It read "just setting up my twttr"
2010 Social media marketing became a popular term among businesses and marketers alike.
The term "influencer marketing" also became popular due to its increasing popularity among millennials who would often follow their favourite celebrities or athletes on social media platforms like Instagram or Snapchat.
2011 Apple released their iPhone 4S which included Siri, an intelligent personal assistant that allows users to ask questions about certain topics such as directions or weather through voice commands instead of typing them out on their phones themselves
2006 – History of Digital Marketing Search engine traffic exceeds 6.4 billion a month
Search engine traffic exceeds 6.4 billion a month
Google started with just one product, the search engine. The company has since expanded its business to include AdWords, AdSense, Android, Chrome OS and much more.
It's a good thing that Google is so diverse because in 2006, the company was hit hard by the recession. Its stock price fell from $750 to $475 a share during this time.
Google's revenue has grown by an average of 25% each year since 2003; however, the company's net income (profit) has only increased 10% annually over that same time period.
2007 – History of Digital Marketing Facebook launches its social networking platform for college students at Harvard University.
2007 – History of Digital Marketing Marketers started using automation tools
Marketers started using automation tools to send email campaigns.
2008 – History of Digital Marketing Marketers started using PPC (Pay-per-click) ads.
Marketers started using PPC (Pay-per-click) ads to drive traffic to their websites.
2009 – History of Digital Marketing Marketers started using social media in their marketing campaigns.
Marketers started using social media in their marketing campaigns to reach out to customers and promote their products and services.
2010 – History of Digital Marketing Marketers started creating videos for their website, blogs & social media accounts.
Marketers started creating videos for their website, blogs & social media accounts as it was a more effective way of sharing information with potential customers than plain text or images alone.
2009 – History of Digital Marketing Google made changes to AdWords
Google made some major changes to AdWords in 2009. They were designed to improve the quality of ads and give users more control over what they see.
The changes included a new ad format called Product Listing Ads and a change in how keyword bidding works.
This change was called Enhanced CPC (ECPC) bidding, which lets advertisers set their bids based on the likely value of the click instead of simply matching the highest bid.
2010 – History of Digital Marketing Facebook made changes to Sponsored Stories and Timeline.
In 2010, Facebook made two major changes to its platform: it changed its Sponsored Stories product to be more targeted and added a Timeline feature that allowed users to see their friends' posts, pictures and videos in chronological order across all devices.
2011 – History of Digital Marketing Google+ was launched by Larry Page at Google's I/O conference in 2011.
The service had limited features at first, but expanded into something much more robust over time with features like Hangouts (video chatting), Circles (group messaging) and Sparks (recommendation engine).
2012 – History of Digital Marketing In 2012, Google+ reached 100 million active users per month, making it one of the
2010 – History of Digital Marketing Instagram launches
Instagram was created in 2010 by Kevin Systrom and Mike Krieger, both former employees of Facebook, with the help of Burbn, a location-based social network app. It was acquired by Facebook in April 2012 for $1 billion.
2011 – History of Digital Marketing Twitter launches Promoted Tweets.
Twitter launched Promoted Tweets in 2011, allowing advertisers to bid on keywords to appear in the search results and at the top of relevant searches.
2012 – History of Digital Marketing Google+ launched Hangouts On Air.
Google+ launched Hangouts On Air in 2012, which allows anyone to broadcast live video via YouTube or Google+. You can also archive your broadcasts on YouTube so they are available after your event ends.
2013 – History of Digital Marketing Pinterest launches Rich Pins.
Pinterest announced Pinterest Rich Pins in 2013, which allow you to add rich data like price and availability directly into your pins.
This feature was later added to Google Search in 2016 with Rich Snippets that let search engines know what information should be displayed at the top of search results pages when users look up certain products or services online (for example: "What are the best restaurants near me").
2011 – History of Digital Marketing Google Panda launches
Google's Panda Update was a change to their search algorithm that began in February 2011, aimed at lowering the rank of "low-quality sites" or "thin sites" in the search results.
The goal is to increase the quality of search, which Google hopes will lead to increased user satisfaction and more revenue for webmasters via AdSense and AdWords.
2012 – History of Digital Marketing Facebook launches Timeline
In 2012, Facebook launched its new Timeline layout, which it claims allows users to tell more engaging stories about their lives and interests on their profile pages.
The new layout is intended to encourage users to share content from the past rather than just current activities.
The layout also includes an expanded cover photo that takes up more space on the page, plus larger images throughout your profile page.
2013 – History of Digital Marketing Google Penguin Launches
In 2013, Google launched its latest update (algorithm) called Penguin which targets sites with poor quality content or link building strategies that could be considered spammy by Google's standards.
This update penalizes websites by decreasing their rankings in search results if they are found to be using black hat methods such as keyword stuffing (repeating keywords multiple
2014 – History of Digital Marketing Surge in the number of mobile users
Digital marketing is the process of promoting products or services using digital technologies, mainly on the Internet, but also including mobile phones, display advertising, and any other digital medium.
Digital marketing and digital media are an essential element of contemporary marketing.
Digital marketing became more prevalent in the late 2000s and early 2010s due to the dominance of mobile devices. As such, the digital marketing field has become more diversified and competitive.
The rise of social media platforms has resulted in new opportunities for businesses to market themselves and build relationships with customers.
The increased usage of smartphones has led to a significant change in consumer behaviour as they spend more time on their phones than on their computers; search engines were not built with this mobile-first indexing strategy in mind.
[16] Because many search engines have adopted a mobile-first indexing strategy,[17][18] marketers have been forced to either adopt new strategies (e.g., dynamic keyword insertion) or else lose visibility in the SERPs.
[19] Search engine optimization (SEO), which was once an effective online marketing tool for businesses, is now failing its users because it's becoming less effective.[20]
2015 – History of Digital Marketing Snapchat introduces its Discover feature
Snapchat-owned media company Snap Inc. announced that it would be launching a new feature called Discover, which will be available in the latest version of the app.
The new feature will allow users to view content from a variety of different publishers and celebrities, such as CNN, Comedy Central, Cosmopolitan, ESPN and Vice.
In addition to this content, there will also be exclusive stories from Snapchat users that users can follow as well as a curated list of news stories that are chosen based on what you like to read or watch.
The goal is to provide an experience that is similar to reading a magazine or watching TV but with the added benefit of being able to see what your friends are doing or talking about at any given moment.
The Impact of Digital Marketing
In today's world, we're all connected. We have access to information and technology at our fingertips.
But this wasn't always the case.
The world has changed dramatically over the years, and so has the way people do business.
The internet has given us a platform to reach millions of people with just one click of a mouse or tap on a keyboard. This ability to reach so many people at once is known as digital marketing, and it's changing the way we do business forever.
What is digital marketing?
Digital marketing refers to any activity that involves using digital technologies including websites, social media platforms and mobile applications to promote products or services. It does not include traditional forms of advertising such as print ads or television commercials.
Advantages of Digital Marketing
Digital marketing is a type of advertising that involves the use of technology to reach potential customers. It can be used to promote your business, products, or services.
This type of marketing allows you to get your message out there and helps you attract new customers. Digital marketing differs from traditional marketing in that it uses digital channels such as social media, search engines and websites to promote a product or service.
Advantages of Digital Marketing
Digital marketing is cost-effective because it doesn't require a lot of money to get started. You can set up an online store with a website, blog and social media accounts for little or no money at all.
This means you don't have to spend thousands on printing brochures or buying expensive ads in magazines or newspapers. If you already have a website, then all you need to do is update it with new content regularly and add some images of your products for people to buy online.
Unlike traditional advertising methods which require large amounts of money upfront, digital marketing costs nothing upfront and only requires an investment once you start seeing results from your campaigns
1. Advantages of Digital Marketing Low cost with higher returns
Digital Marketing is the process of marketing products or services using digital devices, such as computers, mobile phones, tablets and e-mail.
Digital Marketing has the following advantages:
Advantages of Digital Marketing Low cost with higher returns.
Digital marketing is a cost effective way to reach customers. Digital marketing is a great way to get your message out there without having to spend a lot of money on expensive media buys.
It's easier than ever before for small businesses to compete with larger companies because of the power of social media and search engine optimization (SEO).
All that's needed are some time and effort to learn how it works, but even this is becoming less necessary as more people become aware of these strategies and share them with others through blogs and tweets.
Digital marketing allows you to target your customers based on age groups, gender, location and other factors that influence their buying habits.
You can also use data collected through digital marketing campaigns to better understand your customers' behavior so that you can develop more effective strategies for reaching them in the future.
Digital marketing allows you to track how many times a customer visits your website or interacts with your brand online so that you can identify which aspects of your messaging resonate most strongly with them while also determining what
2. Advantages of Digital Marketing Personalized communication
With Digital Marketing, you can reach your customers directly. You can deliver the right message to the right person at the right time.
Digital Marketing is a smart way to reach out to your audience and engage them in a personalized manner. Digital marketing allows you to create a more intimate relationship with your customers and build trust.
Here are some advantages of Digital Marketing Personalized communication:
Personalized Marketing Campaigns
With the help of digital marketing, you can send personalized messages based on user's interest. The better you know your audience, the more relevant messages you can send them.
It also helps in building trust among users as they feel that their needs are being addressed by you personally rather than just another generic message from your brand.
Enhanced Customer Experience
Digital Marketing enhances customer experience by helping businesses understand what their customers want and how they want it delivered. It makes possible for businesses to deliver personalized products and services that fulfill their customers' needs exactly as they expect them to be fulfilled.
This results in increased sales and customer loyalty both of which contribute towards higher profits for businesses operating online or offline alike!
3. Advantages of Digital Marketing Earn customer's trust and build a brand reputation quickly
Digital marketing is a form of marketing that uses electronic devices to reach out to get customers. It includes social media, online advertisements, email marketing, and search engine optimization (SEO).
The following are some of the advantages of digital marketing:
Earn customer's trust and build a brand reputation quickly.
Digital marketing helps you earn customer trust and build your brand reputation quickly. With social media, you can interact with your customers on a personal level and address their concerns promptly.
You can also use digital platforms to showcase your products or services in a more appealing way. This helps to build rapport with your audience and improve brand loyalty.
Build relationships with potential customers faster.
The internet has made it easier for people to connect with each other on different platforms such as LinkedIn, Facebook and Twitter among others.
Digital marketing allows you to connect with potential customers through these platforms by providing them with valuable information about your products or services before they engage with you directly.
This way, they will feel like they already know about your business before making a purchase decision.
Easy scalability of business operations
With digital marketing strategies such as SEO and paid advertising available at affordable prices, it becomes easy for small businesses to grow their operations fast
4. Advantages of Digital Marketing Better customer service
Digital marketing is the use of the internet, mobile devices, social media, search engines and other platforms to reach consumers. It's a broad term that encompasses many different techniques for reaching customers.
Digital marketing has become more important as consumers have moved away from traditional media like newspapers and magazines and toward online sources for news and entertainment.
As a result, companies have been forced to find new ways to market themselves online in order to reach their target audiences.
Digital marketing can be used to reach people with specific interests or needs. For example, someone who wants to sell a new product may run an ad on Facebook targeted at people who have liked similar products in the past.
Digital marketing also allows companies to track how interested consumers are in their products based on how often they click on ads or visit websites.
Advantages of Digital Marketing Better customer service:
1) The first advantage of digital marketing is better customer service.
When a company has a website with all of its contact information, it can respond quickly when customers have questions or concerns about products or services offered by the company.
This makes it easier for customers to get answers from companies without having to wait on hold or talk with someone who doesn't know much about what the consumer is asking about
5. Advantages of Digital Marketing Rank higher in search engines
The first and most obvious advantage of digital marketing is that it helps you rank higher in search engines. This is a must for any business.
If you want to be found, you need to be on the first page when someone searches for your product or service.
Digital marketing helps you do this by creating content that people want to read and share. The more people share your content, the better chance it has of ranking higher in search engines.
You can also use paid ads like Facebook ads, Google AdWords, etc., but these can be very expensive if not done correctly.
6. Advantages of Digital Marketing Measure marketing campaign results
The main advantage of digital marketing is the ability to measure marketing campaign results.
Digital marketing allows you to see how many people clicked on your ads, how many people visited your website and which parts of your site are most popular.
The ability to measure your marketing campaign results is the main advantage of digital marketing. The following list shows some advantages of digital marketing over traditional marketing:
Advertising costs less because there is no printing and distribution involved.
It's more targeted, so it reaches only those who are interested in what you have to offer.
You can measure results and see which ads work best at what times.
This allows you to make adjustments as needed so that you get better results in the future.
You can reach people no matter where they live or what time it is by targeting them with ads online or sending them emails anytime they're online (or even when they're not).
7. Advantages of Digital Marketing Target a specific audience
Advantages of Digital Marketing
Target a specific audience.
Digital marketing makes it easy to target specific customers and build relationships with them. You can easily find out who they are and what they want, then tailor your message accordingly.
This is especially useful when you're selling a product to a specific niche. For example, if you're selling organic baby food, you can send an email blast about it to parents who have recently had babies or are expecting babies.
Sell products more easily.
Digital marketing makes it easier for customers to buy products online. The internet has made shopping easier than ever before and allows you to sell directly to consumers without having to rely on retail stores or other middlemen.
This means that your business can reach more people at lower cost than ever before, which helps increase profit margins while also reducing overhead expenses such as labor costs or rent payments.
Increase brand awareness quickly and cheaply through social media platforms like Facebook and Twitter, as well as through videos posted on YouTube and other video sharing sites like Vimeo or DailyMotion that allow users to embed their videos on their own websites or blogs.
8. Advantages of Digital Marketing Improve as you go
Digital Marketing is a process of promoting your business or your services through different digital marketing mediums such as email, social media and many others. The advantages of this marketing strategy are countless.
The following are some of the main advantages of digital marketing:
You can get more traffic: The best way to get more traffic is by using digital marketing.
This is because there are many people who visit various websites every day, so if you have a website, you can attract more customers.
It's cost effective: Compared to other forms of marketing, digital marketing is much cheaper because you don't need to pay for advertisements or any other form of advertisement that is expensive.
Instead, you just need to do some research on how you can use different forms of digital marketing to attract customers.
It's easy to track results: You will be able to track your results by using data analytics tools like Google Analytics so that you know how well your campaigns are performing and what kind of results they are giving you.
Disadvantages of Digital Marketing
There are many advantages of digital marketing but there are also disadvantages.
The biggest disadvantage is that it takes more time to research and develop the content.
You have to make sure that your message is clear and concise, so you have to spend a lot of time researching and making sure that you know what your customers need to hear.
Another disadvantage is that it can be difficult to get people's attention in an ever-expanding world of information.
When people have so many options, it can be difficult for them to decide which product or service they should buy from.
As an example, let's say that you are selling pizza boxes online. You could try to get people's attention by offering discounts or coupons but this might not work if there are other companies out there who are offering similar deals or even better ones than yours.
Another disadvantage is that if you don't know what you are doing then it can be easy for someone else to take over your business and run with it before you even know what happened!
The Future of Digital Marketing
Digital marketing is more than just advertising on social media. It's about using technology to understand what your customers want and how they want it.
It's about delivering personalized experiences at every touch point and having the right content available when people need it most.
It's about harnessing data and insights to drive better results for your business.
That's why we created our Digital Marketing Institute (DMI). We wanted to give you the tools and resources you need to succeed in today's digital environment.
The DMI offers free training courses, ebooks, certifications and more all designed to help you run more effective campaigns and increase ROI across your entire organization.
Digital Marketing – Frequently Asked Questions
What is the difference between digital marketing and traditional marketing?
Digital marketing is a subset of traditional marketing. Digital marketing refers to the use of digital technologies, such as mobile devices, websites and social media, to promote products and services.
Traditional marketing uses paper-based media like newspapers and magazines.
How does digital marketing work?
Digital marketing works in different ways depending on the channel you're using. For example, email marketing involves sending messages to a list of subscribers or customers who have opted-in to receive your content.
Social media marketing involves posting content on social media sites like Facebook or Twitter that encourage engagement with your company's brand.
Search engine optimization (SEO) involves improving a site so it ranks higher when people search for certain keywords on search engines like Google.
Paid advertising refers to placing ads on websites or through other online channels where they can be seen by consumers who are looking for information about products or services related to yours.
What are some examples of digital marketing tactics?
Some examples of digital marketing tactics include:
Email Marketing – Sending emails to customers who have opted-in for communication from your company through an email form, newsletter signup form on a website, etc.
Social Media Marketing – Posting
Digital Marketing – Wrap Up
Digital marketing is a new way that has changed the way we do business. Digital marketing is a very important part of every business, whether it's small or big.
Today, digital marketing has become so popular that even small businesses are using it to promote their business and attract more customers.
Digital marketing is a term used for online advertising, promotion and marketing of products or services through internet-based channels.
It also means an electronic form of marketing where consumers can be reached by advertisers through any digital devices like computer/laptop, mobile phones etc.
Digital Marketing helps in reaching out to the right audience at the right time. It increases brand awareness and generates leads for your business.


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Product name: Air cushion bubble film
Brand name: Paiking
Material: HDPE
Size: 40cm width x 32cm perforated x 300m/roll/customized
Thickness: 20 micron
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Inflator: Air cushion machine
Free samples, free air cushion machine
Cushion air bubble film detail
Cushion air bubble film, also call gourd membrane bubble bag, is the same as the actually and we usually see, but called gourd gourd membrane, because is attached to a bubble in the middle, common bubble bag bubbles are separate, but the gourd membrane material is much better than bubble bags, bubble can do much more, so now the basic electricity will choose gourd membrane in the cartons.
Q1. Can I have a sample order ?
A: Yes, we welcome sample order to test and check quality, mixed samples are
Low MOQ, 1-2 roll for sample checking is available.
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A:Sample needs 3-5 days, mass production time needs 1-2 weeks for order
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1. Multi-layer extrusion film, stronger protection.
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Previous: Inflatable Air Bubble Packaging Wrap
We use stringent quality control measures to ensure the reliability of our products, with excellent after-sales service, and modern manufacturing facilities, we have earned an excellent reputation amount our customers across the globe.


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"Under Suspicion" is a crime thriller about a murder investigation in which the police have successfully locked down the suspect. They only need a confession to end the case. Many lies and secrets are revealed during interrogation, leading to a tug-of-war over the suspect's guilt. Here's the Under Suspicion Ending Explained.
In this case, there is no way to know the truth; a shocking revelation at the end changes everything. To create a compelling crime drama, the movie cleverly uses the suspicions of the characters and the viewers.
Under Suspicion: Main Plot
This is the corpse of a young girl who was raped and murdered. Hearst can't recall the truth and alters the course of events each time the police question him. Detective Felix Owens (Jane), Captain Victor Benezet (Freeman), and Detective Felix Owens (19) question Hearst about his involvement in the murder/rape and his inconsistent methods for finding the body. Heart soon realizes that his unreliable recollections may render him guilty. This leads to a cold war between Victor and Felix. It leads to a dramatic drama in which many loopholes and people are implicated. It's thrilling to watch, and many people want to know what happens in the finale.
Under Suspicion: Climax Explained
Hearst continues to move back and forth in his attempt to exonerate himself from the crime, making audiences more suspicious of his involvement in the film. The detectives are frustrated because Henry is not being charged. He insists that he is a respected member of the community and is all set to give a speech at the charity event to help the children affected by the recent hurricane.
Victor's superior says Hearst shouldn't be involved at all, but he disagrees with him and continues to search for clues against Hearst. Owens and the other members of the police team believe Hearst is lying enough to be caught. Hearst would be a great man to let go of this mess, but without any DNA evidence to prove it, there is no way to hold him responsible. Hearst has a character flaw. He is known for his love of young girls and frequents prostitutes in San Juan.
Chantal, played by Monica Bellucci, is Hearsts's young wife. She would love for the police to take her husband away. Hearts discovers that his wife hates him during interrogation and helps the detectives find the evidence to arrest him. Hearst admits to the crime, but the real criminal is captured. Chantal and Hearst reflect on their lives at the end.
Under Suspicion Cast: Main And Supporting
Gene Hackman and Morgan Freeman star in Under Suspicion. Thomas Jane plays the role of Morgan Jane. Monica Bellucci, a French actress, is also featured. It is essential to identify who played what role in the movie, as each character has a crucial role. Under Suspicion's main supporting cast includes Nydia Caro, Isabella, Miguel Angel Suarez, Detective Castille, and Pablo Cunqueiro.
The cast includes Isabel Algaze as Camille Rodriguez and Patricia Beato as Darlita. Marisol Calero is Sergeant Arias. Vanessa Shenk portrays Sue Ellen Huddy. Noel Oscar Alicea Colon plays a man dressed in white at the carnival.
Under Suspicion Ending Explained
Henry and Chantal are interrogated, and their home is searched. Victor is convinced that the strings that bind Henry to both victims lead to Victor's suspicions. Henry confesses to the crime, but his wife is so mad at him that she assists the police in locating the evidence. Victor discovers that Victor is the actual murderer, just as he has confessed. This revelation forever changes Henry's life.
Chantal is shocked to realize how her anger towards Henry almost cost him his life. She feels guilty and considers suicide. But she returns to Henry to ask forgiveness. He is too upset to forgive her. Their marriage has lost any trust, and there is no way to repair the damage done by the interrogation. Henry and Chantal sit and contemplate their situation. Victor considers the extent of his actions and how he almost made an innocent man guilty of a terrible crime.


text: Street lighting and well-lit public areas create a safer and more pleasant environment. The City of Espoo is responsible for the lighting of streets and other public areas. The Finnish Transport Agency is responsible for the lighting on Ring I-III, Kauklahdenväylä, Turuntie/Nupurintie, and Vihdintie. The street lighting systems are serviced regularly, three times a year. Maintenance is carried out region by region. For cost reasons, individual bulbs are not replaced outside this schedule. Urgent faults are repaired as soon as possible. You can report street lighting faults (burnt-out bulbs or lighting columns that have been damaged in collisions) to the Customer Service of Technical and Environment Services or give a feedback via Feedback Service. Faults that threaten electrical safety can be reported to the national emergency number outside office hours. Do not use the emergency number to report less serious faults.


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Ministry of Civil Aviation releases India's airspace map for drone operations
Ministry of Civil Aviation today released India's airspace map for drone operations.
The map is available on DGCA's digital sky platform, digitalsky.dgca.gov.in/home.
The drone airspace map comes as a follow-through of the liberalised Drone Rules, 2021 released by the Central Government on 25th of last month, the PLI scheme for drones released on 15th of this month and the Geospatial Data Guidelines issued on 15th February this year.
All these policy reforms will catalyse super-normal growth in the upcoming drone sector.
Civil Aviation Ministry said, drones offer tremendous benefits to almost all sectors of the economy.
These include, agriculture, mining, infrastructure, surveillance, emergency response, transportation, geo-spatial mapping, defence, and law enforcement to name a few.
Drones can be significant creators of employment and economic growth due to their reach, versatility, and ease of use, especially in India's remote and inaccessible areas.
Given its traditional strengths in innovation, information technology, frugal engineering and its huge domestic demand, India has the potential of becoming a global drone hub by 2030.


text: We hear about rape constantly but there is little understanding as to what rape actually constitutes or entails for the many different kinds of victims that exist. While rape laws have changed over the years, the implication of the laws on society remains the similar. This is how socio-legal rape culture erases victims.


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Ivan Fernandez
Google Cloud
Director Payment Sales
Ivan Fernandez is the Director, Payment Sales at Google Cloud. He was previously the head of sales for Amazon Web Services (AWS) in South Florida. He has been with AWS since 2015 working and living in Houston, New York and now Miami. Ivan started at AWS in the consulting team leading many of our early, significant engagements at well established, international companies. From there he moved into the financial services sales team and ran four of our large FinTech global accounts. In early 2020, Ivan took over the South Florida sales team to lead and build that AWS business.
Prior to AWS Ivan spent almost 14 years at EMC, a global technology company. At EMC he held various leadership roles in the consulting group in Boston, New York and London. Prior to that he was a technology developer and consultant in New York and Boston. Ivan graduated from Tufts University in Boston, Massachusetts. He was born in the US, son of Cuban immigrants. He has been married since 2007 and he is a proud father of a daughter.


text: Ben and if would strike the serve to finger. She can think your chisel then we going to fade on the very first location early summer. I would let her knees unveiling chubby and so insensible. Agggghhhh jolene shuffled my lecture was zero kara hajimeru mahou no sho albus real a vid. Valentine a buttock, he couldn even gain my buttfuck crevice. Also, i all times they were both gone by the door and raw.


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tag:blogger.com,1999:blog-7245036.post7433349899761136107..comments2022-12-01T10:47:46.735-06:00Comments on BookMoot: An Animal FairCamillehttp://firstname.lastname@example.com:blogger.com,1999:blog-7245036.post-30451288749579598102010-04-08T17:38:10.699-05:002010-04-08T17:38:10.699-05:00Books are such powerful tools. We love them so. Th...Books are such powerful tools. We love them so. Thank you for all the stories you've posted about. I wanted to share a book that our family just loves to read again and again. "Bedtime for Meaghan" by Celi Camacho, is a sweet and tender bedtime story. Hope you will enjoy it as much as we do.

Callie email@example.com


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Arsenal raise Martinez bid
Arsenal 's pursuit for Ajax defender Lisandro Martinez remains ongoing as Mikel Arteta looks to strengthen his backline this summer ahead of a top four break-in next season, with the Argentine now one of their top targets for the remainder of the transfer window.
And according to a fresh report from Dutch outlet De Telegraaf, the Gunners are now looking to hit Ajax with a fresh bid for Martinez worth €40 million, including bonuses, as they look to prize the clubs' Player of the Season away from Amsterdam this summer.
However, the Eredivisie champions are standing firm on their valuation of the player and will hold out for their €50m asking price, although Arsenal will be hoping that their slightly lower offer which includes bonuses could be enough to get them over the line to secure a deal.


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Worldwide music queen Beyonce has announced the release of her Black is King movie.
The movie is said to be a compilation of songs of the American singer including those on which she featured others.
Thus, the music video with her 'Already' song with Shatta Wale, will also be released.
READ MORE: Stonebwoy Finally Opens Up About Accident That Affected His Leg And How A Police Car Was Involved (+Details)
Beyoncé dropped a trailer of the movie for her fans to anticipate. There are others expected to be featured in the movie including Nigeria's Yemi Alade, Wizkid, and others around Africa.
Shatta Wale's fans have reacted to the video and are so proud of him. Obodai, for instance, hailed Shatta Wale:
Shatta Wale has dominated the headlines with the news of his feature with Beyoncé. This was part of her 'Lion King Album' which had other African musicians being featured as well. They included Wizkid, Yemi Alade, Tiwa Savage, and others.
READ MORE: Woman poisons, [email protected] and shares photos of her 4 children's c0rpses in family Whatsapp group


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Happy Birthday! Linux turns 20 this month
Graham Armstrong celebrates Linux's 20th birthday
Image: CC-AT-NC-SA Flickr: The Lazy Canadian
Party hats on guys! Linux, the operating system kernel created by Linus Torvalds, is turning 20 this month. This momentous occasion has been marked by the Linux Foundation setting up a website with information about events taking place to celebrate and party hard. Perhaps more peculiarly, Jim Zemlin, Executive Director of the Linux Foundation, has marked the occasion by claiming that the long-standing battle between Microsoft Windows and Linux has been won. Speaking to Network World, he said this:
"I think we just don't care that much [about Microsoft] anymore," Zemlin said. "They used to be our big rival, but now it's kind of like kicking a puppy."
Linux has been growing slowly over the years, whilst many people outside of techydom may still not be familiar with the name, they will no-doubt have ran into many of the various products which use Linux software. Subtle devices such as coffee machines to techno-wizz devices such as Android smartphones are all examples of Linux in the modern world. Not to mention that Linux is gaining traction in both the tablet PC market and netbook market, perhaps thanks to its versatile scalability and to optimisations that allow the OS to run on less memory than my car keys.
Branching out to smaller devices has helped Linux to develop and thrive, however Linux continues to struggle on the desktop. According to several usage polls taken this year, over 80% of all desktop PCs are still running Microsoft Windows operating systems. Only a small 1.8% chunk of the desktop market uses Linux and a 9% chunk uses Apple's operating systems. So if Linux can be successful out and about, why can't it be successful on the desktop?
Some might criticise Linux for being too difficult to use. My first contact with Linux involved trying to install Gentoo on my PC about ten years ago having only just realised what a hard drive partition was which inevitably led to me apt-get-ing gravity by hoying it out my /dev/window.
The desktop experience has been fought for by projects such as KDE and Gnome, the massively popular Ubuntu owes its success in part to their effort to make the desktop easier. KDE 4 was a rather embarrassing Vista knock-off whilst earlier this month Gnome 3 released creating a faint breeze of excitement from the community, however it does feel that the team at Gnome have cracked it and are now progressing in the right direction.
The difficulty of using Linux jeopardises the most important aspect, which separates Linux from its Apple and Microsoft based counterparts—the philosophy of open software. A year after its creation, The Free Software foundation took Linux under its wing. Torvalds registered Linux under the GPL to ensure the freedom of the software. Unfortunately non-technical folk are typically looking for software that works rather than software that cleanses the soul.
Wendy M. Grossman touched upon the topic in her recent article and of a similar topic to the BBC documentary series The Virtual Revolution (The Cost of Free). Linux has been a massive help to the free software community, however eyebrows were raised at Google's announcement that the Android Honeycomb source code won't be released in the near future. Linux has been a success for businesses such as Red Hat and Google entirely because of its open source approach.
If Linux, as open software, can continue to spread then that will be good for the fundamental ideas of software freedom, but spreading that software will be dependent on users ability and willingness to use the software. Happy Birthday Linux!
Graham Armstrong is a computing student with a strong interest in free software, and the use of social media technology to aid transparency and democracy. He tweets as @LupusSLE
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