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Providing Meaningful Health Benefits For A Geographically Distributed Team
Jan 03,2022
Read Time 3 Minutes
Large organizations have always had to grapple with providing health benefits for a geographically distributed team. From navigating different time zones to simply ensuring everyone is in the loop, it can be challenging to support employee health and wellness across a large or multi-site national workforce.
Today, the U.S. workforce has become even more dispersed with many employees working remotely full or part time. This trend is predicted to grow. 40.7 million U.S. workers — nearly 28% of respondents to Upwork's Future Workforce Report 2021 — are expected to be fully remote in the next five years, up from 22.9% in November 2020.
PwC is in agreement, reporting that "83% of employers say the shift to remote work has been successful for their company."
Meet Your Employees Where They Are
With more employees working from home, it's important to provide health benefits that accommodate your workforce no matter where they live. One way to do that is by harnessing innovative health technologies — specifically, virtual care tools. By investing in virtual care options, you connect your employees to support that's right for them and improves their health.
The next step is adopting a whole-person approach. It's important to have integrated health plans that support your employees' medical benefits and wellness initiatives with expert provider networks. That way, you can address those employees who live in areas with fewer providers and struggle to find the right healthcare services outside of virtual care options. Also, you can address other employees who may have plenty of provider options, but require more personalized guidance for their health.
To support your employees' health and wellbeing, provide comprehensive but localized benefits via a strong virtual care component. Virtual care options help your employees feel covered and protected no matter where they live.
Meaningful Solutions Start With Virtual Care
You want to offer meaningful, empathetic options that connect employees to care in simpler, more effective, and more affordable ways. To accomplish this, you need comprehensive benefit offerings that provide:
- Personalized guidance
- Precision insights
- The right care at the right time, regardless of location
- Smarter care programs
- Simpler virtual access
- Total-person care
In other words, you need to leverage real-time connections and integrated solutions to provide care designed around your employees. This offers a more personalized virtual healthcare experience that employees can engage with. Enabled by digital tools, a virtual care approach provides greater access, more flexibility, improved outcomes, and lower costs.
Empower Your Workforce With Personalized Healthcare Tools
Providing health benefits for a distributed team requires a comprehensive vision and a localized approach. Empowering your workforce to take control of their whole health with virtual tools will help build a sense of trust, confidence, and, ultimately, peace of mind for your employees — whether they are down the hall or across the country.
By reaching employees where they are and ensuring they have access to personalized and affordable virtual healthcare, you're ensuring your distributed team members are connected, engaged, and have the tools they need to maintain their best health.


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Whether you want to purchase your starter home or upgrade to your dream home, you might wonder whether having a bad credit score due to issues like a late payment history, foreclosure or past bankruptcy will prevent you from getting approved for a mortgage program that leads to homeownership. Depending on your specific score, you could have at least one government-backed option to consider alongside some non-traditional financing options. Those with fair or good credit scores and larger down payments can qualify for more loan types than those with poor credit, and getting a co-signer's help is another possibility. Use this guide to learn all you need to know about buying a home with a home mortgage when you've got a bad credit score.
1. Understand What Bad Credit Means
Although there are a few credit scoring models used that assign different weights to specific aspects of one's credit use, the credit score scale is usually between 350 and 850; the higher the credit score, the better. According to the Fair Isaac Corporation (FICO) credit scoring system used most by lenders, the definition of a bad credit score usually is one falling under 580 on this scale. Such a number makes lenders consider you riskier when giving you a mortgage.
While FICO credit scores from 580 to 669 are considered just fair rather than good, they open up options for most mortgage programs. Scores from 670 to 739 are good, those from 740 to 799 are very good and those 800+ are exceptional.
Read More: FICO Score vs. Credit Score: What's the Difference?
2. Know Bad Credit Score Effects
The main problem with having a low credit score is difficulty qualifying for a home loan. Most of the mortgage programs you find want to see at least a 620 to 660 minimum credit score, so falling in the under 580 range, well below minimum credit score requirements, limits you to one government-backed mortgage program along with some nontraditional options.
There's another issue to consider: your potential interest rate. The risk a lower credit score presents to lenders results in having to pay higher mortgage rates, which results in higher mortgage payments. You'll see this in a higher monthly payment and more paid over your mortgage term. Borrowers with bad credit can also face higher down payment requirements.
3. Find Out Your Credit Score
You'll need to find your estimated credit score to get a better idea of potential homebuying program loan options. Paid options include using the myFICO website or subscribing to a credit monitoring service such as those through the credit bureaus. You may not need to pay anything, however, since a financial institution you work with might provide a free monthly score as a customer benefit. Websites like Credit Sesame and Credit Karma also provide free scores as well as tools that can help you simulate how certain financial actions – like paying down an account or keeping a good payment history for a set time – will change your score. You can also get a free credit report once a year, but this will not have your credit score.
In any case, keep in mind scores can change and the many scores you see through these options may not match what lenders ultimately see upon a credit pull. So, you might consider the number you see as an estimate that guides you on whether you need to work on your credit or whether you're in good shape to move forward with the homebuying process.
Read More: How to Check Your Credit Score
4. Seek Federal Housing Administration (FHA) Loans
When you check out the different mortgage programs available, you'll find that the most flexibility for people with a bad credit score exists through government-backed FHA loans. Compared to other programs that require a 620 or higher credit score, the FHA loan program can help borrowers with a bad credit score of 500 or higher, although it's up to the lender who can ask for a higher minimum score. This lenience comes with the condition that someone with a credit score below 580 has to have a 10 percent down payment versus the 3.5 percent amount for those more creditworthy.
When going with this loan option, you'll want to keep a few things in mind. First, certain properties such as condos need to have FHA approval for financing. Second, an FHA loan comes with mortgage insurance costs through annual and upfront premiums that you'll want to take into account for your total cost of borrowing. As long as you understand these limitations, FHA loans might be the best mortgage option for becoming a homeowner with bad credit.
5. Explore Other Potential Mortgage Programs
If your credit lies in the range of 580 to 669, then you may have more home financing options open to you even if you don't qualify as someone with "good" credit. Consider these other programs and their credit score requirements:
- Conventional loan: Lenders usually set the baseline credit score at 620 for these popular loans that don't have government backing. Conventional loans attract borrowers seeking a low down payment requirement – usually 3 percent – and who want flexibility with qualifying properties and loan terms. Borrowers usually need a competitive financial profile to qualify for a conventional mortgage, and they pay for private mortgage insurance when the down payment made is under 20 percent.
- U.S. Department of Agriculture (USDA) loan: Appealing to borrowers who both have little cash set aside for a down payment and are house shopping in a rural area, USDA loans usually require a 640 credit score and low DTI ratios. A borrower's income must not exceed the county limit, and those who qualify don't need to make a down payment in most cases. Borrowers pay guarantee fees upfront and annually.
- U.S. Department of Veterans Affairs (VA) loan: Designed to benefit those who've served the country in the military and those who've been married to service members, VA loans are similar to the USDA program with the flexibility to avoid a down payment. They usually require a 620 credit score and conservative DTI ratio, and borrowers have to obtain a Certificate of Eligibility to make sure their military service qualifies. Borrowers pay a one-time fee when the loan gets originated.
On the other hand, someone with a score in this range would likely have trouble getting another option available called a jumbo loan. Borrowers would need this to buy a house that costs above the conforming loan limit in their region, and lenders want a high credit score – often 700 or above – along with a more sizable down payment and lower debt-to-income (DTI) ratio to feel confident about giving someone this high-value loan.
6. Make Sure You Meet Other Requirements
To get a mortgage with bad credit, you'll need a suitable credit score as well as meet all the other requirements set by the mortgage program and/or lender. They often include these items below:
- Debt-to-income ratio: Lenders calculate ratios that consider your income along with either the housing payment or all your debt payments. The one based on the housing payment is the front-end ratio, while the back-end ratio includes all the debt payments including credit cards. Depending on the monthly payment and your financial profile, the back-end ratio maximum can fall between 41 and 50 percent. The front-end ratio usually shouldn't exceed 31 percent if the lender requires it.
- Steady employment: Making enough money for a good DTI ratio usually isn't enough for a lender considering your loan application since they need to trust that your income will stay that way for the foreseeable future. This usually means the lender examines your most recent two years of employment to see how wages have fluctuated and look for job gaps. Self-employed borrowers often have their calculated annual income adjusted by the lender when deciding on a loan amount when wages fluctuate over the period.
- Cash reserves available: Mortgage lenders will look for how you plan to pay the 0 to 20 percent minimum down payment your mortgage program may require along with the 2 to 6 percent for closing costs. Unless you'll get the funds through an assistance program or a gift, you'll need bank statements documenting the cash on hand.
- Qualifying property: The type of real estate and purchase price need to fall within the mortgage program's requirements. Some programs also restrict occupancy requirements such as requiring that you use the property as a primary home rather than a vacation home. The property will need to appraise to a current value reasonable for the amount of mortgage loan you're requesting.
7. Consider Using a Co-Signer
Whether you want to boost your chances of getting an FHA loan or have bad credit but want an opportunity to apply to one of the other mortgage programs, obtaining a co-signer may persuade your lender to consider you more seriously as a borrower. This decision can also help with getting a larger loan or meeting income requirements when your income is otherwise unsteady.
While a co-borrower usually owns the property with you and mortgage lenders usually take the lower credit score into account, a co-signer differs in that they mainly take responsibility for your mortgage in case you can't pay. They may be a friend or family member, and lenders may specify allowed relationships. In many cases, the co-signer won't live in the home but just be willing to take the financial risk for you, but certain loan programs will require the co-signer to be on your home's title. You'll want to consider the risks on both sides to determine if this option seems right.
Read More: Requirements for a Mortgage Cosigner
8. Improve Your Bad Credit Score
While a FICO score gets calculated based on five criteria, two factors have the most weight: how much you owe on all the accounts (30 percent) and how you've handled your payments over time (35 percent). The types of credit accounts you have, the length of time you've had a credit history and how many new credit applications you've submitted play a smaller role but are also worth considering.
With this information in mind, you can opt to improve your situation before heading to the lender and thus have more mortgage loan options and a higher likelihood of qualifying. Here are some possible next steps:
- Improve your credit utilization by chipping away at high-balance accounts or pay one or more in full; avoid running up charges again too.
- Resist opening new credit accounts during the mortgage application process.
- Make sure your credit report doesn't have mistakes that hurt your credit score.
- Don't miss any payments due; use tools like auto-pay or notifications to remember.
- Get past-due accounts resolved as soon as possible to avoid further issues like the account going to a collections agency.
- Consider letting time pass to lengthen your credit history and reduce the effect of past credit blemishes.
9. Work With a Mortgage Lender
While you can do research, a lender can offer personalized help and solutions for a bad credit situation. To find out what might work for you, check with a few lenders either locally or online and ask about their experience helping borrowers with bad credit.
Lenders will likely suggest going through a preapproval or prequalification process so they can get a better look at your finances and give an initial response on whether they can offer you some type of mortgage. By simply providing some basic financial data and getting your credit checked, you can learn about potential mortgage programs and terms and then decide to either proceed, seek other options or wait for your home purchase.
Lenders can also share information on programs for first-time homebuyers that can offer helpful funds. For example, you might get several thousands of dollars in a grant toward a down payment or get access to low-interest loans that can help with paying closing costs.
Read More: What Are the Signs of Credit Overuse?
10. Look Into Traditional Mortgage Alternatives
If lenders can't offer a solution through the regular mortgage programs available, you can look into non-traditional mortgages and seller financing as potential options for people with bad credit.
Lenders offering non-qualified mortgages may look at other financial criteria like your income or recent credit history rather than require a specific credit score. You might put more money down, get offered higher mortgage interest rates with higher monthly payments and submit thorough documentation on income to get this loan.
Some sellers will decide to offer financing to buyers who may not meet traditional mortgage criteria. This is often a temporary arrangement where the borrower gets a payment schedule and term, pays the money to the seller and then needs to find a regular mortgage for a balloon payment at an agreed-upon date.
Read More: What Is Home Finance by Owner?
- HUD: Let FHA Loans Help You
- LendingTree: Minimum Mortgage Requirements for 2021
- Consumer Financial Protection Bureau: Where Can I Get My Credit Score?
- myFICO: What Is a FICO® Score?
- Consumer Financial Protection Bureau: How Do I Get and Keep a Good Credit Score?
- myFICO: What's in my FICO® Scores?
- Consumer Financial Protection Bureau: Explore Interest Rates
- Consumer Financial Protection Bureau: What Is "Seller Financing"?
- Diamond Residential Mortgage Corporation: Non-QM Loans
- Consumer Financial Protection Bureau: Get a Prequalification or Preapproval Letter
- U.S. Department of Veterans Affairs: Purchase Loan
- U.S. Department of Agriculture: Single Family Housing Guaranteed Loan Program
- Consumer Financial Protection Bureau: Conventional Loans
- Consumer Financial Protection Bureau: What Is a Jumbo Loan?
- Consumer Financial Protection Bureau: A Friend Asked Me To Be a Co-Signer on a Mortgage Loan. What Does That Mean?
- Quicken Loans: How to Get Approved
Writer Bio
Ashley Donohoe has written about business and technology topics since 2010. Having a Master of Business Administration degree, bookkeeping certification and experience running a small business and doing tax returns, she is knowledgeable about the tax issues individuals and businesses face. Other places featuring her business writing include Zacks, JobHero, LoveToKnow, Bizfluent, Chron and Study.com.

subset: commoncrawl


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The Museum's existing Gibson Hall of Astronomy exhibit was an antiquated space requiring technological updates. The Museum decided to reinvent their educational programming with integrated hands-on learning.
Trautman Associates reconfigured the existing space with the design of a "black box" that would support the new exhibits for "Our Place in Space." The existing exhibit area was completely gutted and rebuilt. New finishes were carefully selected for their durability and life cycle cost expectancy.
Years of non-code complaint electrical and fire alarm systems were removed and updated before all ceiling surfaces were covered with a sprayed-on texture. Acoustics are controlled with a sprayed-on, sound attenuating ceiling material, new carpeting and fire retardant wall fabric. Solar images are now transmitted from the rooftop solar telescope to a large projection screen where visitors can view images of the sun in a theater-type setting.
Trautman Associates provided architectural, mechanical, electrical and plumbing services.


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-- Responding to recent rumors suggesting that he's readying himself for a return to the ring at WWE's WrestleMania 39 next year, Stone Cold Steve Austin released a video over the weekend explaining why he has been working out:
People have been speculating, 'Hey Steve, what are you doing? What are you training for? Are you training for an event?' Speculate what you want for. I just simply looked in the mirror and realized I look like sh*t, so I called my diet coach up. And my macros are currently, give or take, roughly around 2650 calories, 300-320 grams of protein, 150 grams of carbs on a regular day, will spike at 420 on a load up. I still drink beer on Friday nights. Get three Broken Skull IPAs, and that's pretty much it. I'm probably, as far as body weight goes, sub-232, the leanest I've been in forever. Anyway, that's the bottom line, I'm out. I just got tired of looking like -- when I looked in the mirror, I looked like sh*t. I got tired of looking like sh*t, so I'm taking actions to do something about it. I gotta go. Catch you down the road.


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Submitted by: Jodie Julagay
Prep Time: 20 Minutes
Cook Time: 5 Hours
Servings: 8
Simply delicious soup!
1 1/2 lbs. chicken breast
14 1/2 oz. fire-roasted diced tomatoes with green chilies
29 oz. canned kidney beans
29 oz. canned black beans
29 oz. tomato sauce
29 oz. frozen corn
29 oz. diced tomatoes, canned
1/4 c. taco seasoning
Place all ingredients in the crock pot. Cook on low 5-6 hours. Before serving, shred the chicken breast, and stir.


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I have been living in this house for last 15 years and all had been good. Everything was peaceful but since last week every night after 2am, I wake up with sounds of a child crying. I've been hearing this sound of wailing from the house that is in my neighborhood. And it is too loud. I don't have any problems with kids. It is obvious that kids will cry. But the … [Read more...] about The House
Interview Zone: The Paranormal Investigator
Hello everyone. How have you all been? I guess great. Today I am back on Interview Zone with the interview of Miss Charlene Lowe Kemp from UK. As the title suggests Charlene is a Paranormal Investigator and a ferocious one. As everyone who reads my interviews might know I do a lot of investigation before updating anything. It took me a long time to find her. Anyways I … [Read more...] about Interview Zone: The Paranormal Investigator
Paranormal Myths
In every country there are myths which everyone knows. There forefather's have passed on these stories to the generations. Some say that these myths are real some say they are false or imagination of mind. Sometime back I was doing a research on it and I came through many countries spooky myths. They are frightening. They are the creepiest and chilling myths from all around … [Read more...] about Paranormal Myths
Interview Zone: An Interview with A Medium
As we all know an Ouija Board is also known as a Spirit Board or a Talking Board. The concept of Ouija board is pretty old. This wooden board includes The English Alphabets, 0-9 numbers, yes, no and some other symbols. those who do this work of calling spirits are also known as spiritualists or mediums. Well, all mediums do not use Ouija board. They can feel what others are … [Read more...] about Interview Zone: An Interview with A Medium
Fantasma (Ghost) and The Poltergeist
Ghost In the folklore and paranormal studies, it is believed to be the soul of the deceased person who has not started the journey to the next stage but is perceived by living creatures and can be felt. There have been many instances where people have seen ghosts in different shapes and sizes. Scratch can be experienced in a lifelike form, or they can take any other form that … [Read more...] about Fantasma (Ghost) and The Poltergeist


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ISBN Number :
Student Price :
Student Dollar Price :
Book Edition :
No. Of Pages :
Book Weight :230
We have a great pleasure in presenting first edition "Brand Management" written for students of UG courses. The related matters are written in a simple and easily undersatandable language with sufficient support from real business information.
It covers topic, such as brand concept, brand equity, brand building and positioning, brand portfolios and segmentation, branding in different sectors. The book presents the material with clarity and concisensess to enable students to read and study with diagram. Reviewquestions at the end of chapters should be useful for both students and teachers.
Contents -
Unit 1 - Brand Concept Unit 2 - Brand Equity Unit 3 - Brand Building and Positioning Unit 4 - Brand Porfolios and Segmentation Unit 5 - Brand in Different Sectors
Dr. V. Vijayalakshmi -
M.Com., M.Phil., Ph.D.,
Sr. Assistant Professor,
GVP College for Degree and P.G. Courses (A),
MVP Campus, Visakhapatnam.
P. Roja -
Department of Commerce,
Gayatri Vidya Parishad, Visakhapatnam, A.P.
G.Sudarsana Reddy K. Aswathappa
Pawan V. Jhabak
Dr. K. Govinda Bhat
Dr. A.M. Sarma
Praveen Tayal Dr. D.C. Tayal
Mrs. Nandini Jagannarayan Dr. P.G. Gopalakrishnan
Vijay M. Soni Narendra T. Katre
Dr. Dora Thompson Dr. Pratibha Mahato
Dr. Vijay N. Charde Mr. Dharmvir A. Chouhan
Dr. Rajkumar S. Bhonde Mr. Ashish S. Gadwe


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Leslie Kass
Leslie brings more than 20 years of utility experience to Lewis most recently as an Executive Vice President at TC Energy. During her career, she has managed multi-billion-dollar capital portfolios and corporate-wide governance for engineering, research and development, safety, nuclear regulatory affairs, risk assessment, quality, compliance, security, and emergency response. Prior to her position at TC Energy, Leslie held leadership positions at Babcock & Wilcox, Westinghouse Electric Company, Nuclear Energy Institute, Entergy, and Duke Energy. Leslie is a graduate of Massachusetts Institute of Technology and holds an MBA from the Fuqua School of Business at Duke University.
When she's not at work, you'll find Leslie hanging out with her family. She has a wonderful husband, three daughters, and two crazy dogs. The Kass family enjoys cooking, traveling, music of all kinds, playing games, and supporting local charities that help with at-risk children.Meet our other team members


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On our last day in Kyoto, we had a plan to go outside of the town. The local tourist information center suggested visiting Ohara, a village north of Kyoto, to get a glimpse of rural life. Although we had to check out, the hotel kept our luggage the whole day, which made it very convenient to spend the day in Kyoto.
We took bus number 17 from Kyoto Station to Ohara. The bus leaves every 20 minutes. A bus drove an hour for a 580 yen ticket to the Ohara bus station. We followed the walking map from the bus station and found a Sanzen-in temple. The entrance fee was 700 yen, the highest we paid for entrance to a temple.
Sanzen-In temple was founded in 784. Sanzen-In's principal object of worship is a golden statue of the Amida Buddha. The temple possesses two seventeenth-century pond gardens of great beauty: the Shuhei-en Garden ("Garden that Gathers Green") and the Yusei-en Garden ("Garden of Pure Presence"). The gardens of Sanzen-In were the most beautiful gardens we saw in Japan. They are worth visiting.
The hiking in Ohara was great; it was a peaceful area with rice fields and a rural atmosphere. There are plenty of opportunities to buy local food, snacks, or souvenirs. There is another prominent temple, Jakko-In, also in the area, but we did not visit it.
After driving back to Kyoto, we had an idea to buy some souvenirs, and we went to do that in the big shopping mall in Kyoto Station. There were two options-Isetan and Porta. Isetan is a very modern department store in the Kyoto Station building. It has 13 floors, including a restaurant floor, a cosmetics floor, an amusement arcade, and an art gallery. Isetan department stores had high-end brand names (which you can see everywhere in the world). Porta is located beneath the station area. The brands sold here were unfamiliar to us. Porta has a good selection of different cafes and restaurants. We did not find a good souvenir shop here. We brought home sushi dishes from Isetan.
At 6 o'clock, we took the Shinkansen to Nagoya. It took only 30 minutes without any stops, and we had already arrived at Nagoya station. We decided we did not want to go to our airport hotel early. So we visited some electronics and manga souvenir shops just opposite the central entrance of Nagoya station. The electronics shop and Bic Camera store were good shops with many reasonably priced items.
Then it was time for the train, and it came out that the JR pass was not good for the Meitetsu line going to the airport. So, we needed to buy tickets for 1,200 yen each. But we did not have the 2400 yen cash anymore. Payment with a credit card was not possible, so we needed the ATM. The nearest ATM did not approve any of the cards we had. We spent almost an hour trying to find a proper ATM, but finally, we had cash, and then we had our last ride on the Japanese railway.
We have booked a Comfort Inn at Nagoya Airport. This was a very good choice-it connected to the airport with walkways (we used airport trolleys until our room door), rooms are spacious, free Wifi is available, and if you do not have a computer, you can rent one for 500 yen (24h). If 14000 yen for a double room is an okay price for you, this should be a choice near the airport. The Comfort Inn was a good option because we had to go to check in after a good sleep and breakfast. Our plane left Nagoya at 11 AM on July 10th.
The trip to Japan was memorable; it was full of sightseeing and glimpses of Japanese culture.
Photos from this trip: Japan Photo Gallery


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Caesar, encamped near the Egyptian capital of Alexandria, receives Antony's challenge and laughs at it. Maecenas counsels him to take advantage of Antony's rage, for "[n]ever anger / Made good guard for itself" (IV.i.9–10). Caesar prepares his army—swelled by deserters from his enemy's troops—and plans to crush Antony for good.Read a translation of Act IV, scene i →
Enobarbus brings word to Antony that Caesar has refused to fight him. Antony asks why, and Enobarbus suggests that Caesar is so sure of success that one-on-one combat seems unfair. Antony declares that he will fight the next day, whether it brings him victory or death. He thanks his servants for their faithful service and warns them that this night might be his last night with them. They begin to weep, and Enobarbus, with tears in his eyes, rebukes Antony for such a morbid speech. Antony says that he did not mean to cause sorrow, and, as he leads them off toward a bountiful feast, urges them to enjoy their evening together.Read a translation of Act IV, scene ii →
That night, Antony's soldiers hear strange music resounding from somewhere underground. They whisper that it is the music of Hercules, the god after whom Antony modeled himself and who they believe now abandons him.Read a translation of Act IV, scene iii →
The following day, Eros arms Antony for battle, and Cleopatra insists on helping. Antony feels confident about the coming fight, promising Cleopatra that anyone who attempts to undo his armor before he is ready to remove it and rest will confront his rage. An armed soldier enters and reports that a thousand others stand ready for Antony's command. Antony bids Cleopatra adieu, kisses her, and leads his men into battle.Read a translation of Act IV, scene iv →
Preparing for battle, Antony admits he wishes he had taken the earlier opportunity to oppose Caesar on land. A soldier comments that had he done so, he would still count Enobarbus as an ally. This report is the first Antony has heard of his most trusted friend's desertion, and the news shocks him. At first he does not believe it, but Eros then points to the "chests and treasure" Enobarbus left behind (IV.v.10). Antony orders soldiers to deliver Enobarbus's possessions to him, along with "gentle adieus and greetings," and laments that his "fortunes have / Corrupted honest men" (IV.v.14–17).Read a translation of Act IV, scene v →
Caesar, feeling certain of his victory, orders Agrippa to begin the battle. Caesar orders that the front lines be fitted with soldiers who have deserted Antony, so that Antony will feel like he that he is wasting his efforts fighting himself. Enobarbus receives the treasure and is overcome by guilt, realizing that he has become a common traitor. Deciding that he would rather die than fight against Antony, he declares himself a villain and goes to seek out a ditch in which to die.


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Human tracking system is primarily concerned with determining the existence and location of humans within certain regions of space. HTS is used for the observing of persons or objects on the move and supplying a timely ordered sequence of respective location data to a model e.g. capable to serve for depicting the motion on a display capability.
Resource Information
- Management of all employee information.
- Reporting and analysis of employee information.
- Company-related documents such as employee handbooks, emergency evacuation procedures, and safety guidelines.
- Benefits administration including enrollment, status changes, and personal information updating.
- Users can make decisions and adjustments during the workday
- Can handle issues when they arises
- Allows users to react to real-time traffic data. Get currect address by HTS system
- Solutions allow for smart phone access to data and can accessed by many users at same time


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Brauer's Arnicaeze Arnica Pilules contain homeopathic Arnica montana traditionally used in Homeopathic medicine to reduce muscle pain, reduce mild joint aches, and promote bruise healing.
Adults: Dissolve 4 pilules under the tongue every half hour for 4 hours initially and then 1 dose every 4 hours until symptoms are relieved.
Arnica montana 6C 12 microlitres/g


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When I became active as a radio amateur in the early 1980s, the "No Code License" debate was already in full swing. There were strong opinions on both sides of the issue. I remember many a hot debate at our local amatuer radio club centered on whether or not removing the Morse requirement would destroy the hobby, turning it into a glorified version of the Citizens Band radio that had become popular in the wake of the "Smokey and the Bandit" movie. That's a debate that still rages today in some quarters. But almost everyone agrees that Morse Code is still a foundation of our beloved hobby.
Data transfer over the amateur bands has evolved to include a dozen different digital modes with more being envisioned every day. These spectrum efficient digital voice and computer based communication applications were still on the drawing board when we fired up our first Commodore 64 boxes to decode RTTY in 1983.
But Morse Code still has its allure. The romance associated with the simple binary injection of electromotive energy into an antenna conjures up the days when ship to shore communications required a code key and no small amount of skill. Some of us even revive the telegraphic language of the railroads, where manifests and timetables danced across long stretches of copper wire, alerting stations down the line of the contents of the box cars and Pullmans that were pulled across the continent behind steam locomotives.
Continuous Wave (CW) communications is amateur radio in its most fundamental form. CW makes it possible to contact the other side of the world with a few watts and a wire. It's still the domain where a good ear can pull a QRP conversation out of a kilowatt pile-up.
And let's face it, once you get the hang of it, CW is fun. You find yourself subconsciously tapping out the contents of billboards when you're driving. You equate some of the rhythms of your favorite musical genre with Morse letters. And the challenge of comprehending full sentences of dots and dashes in your head exercises the body's most important muscle as few other methods can.
So how do you approach learning this special language from scratch? And how do you take a rudimentary knowledge and turn it into contest calibre fluency?
Here's a video from Aaron Parks with some suggestions.
Different people learn in different ways. And if you're not an auditory learner, it may be a bit harder to grasp the meaning of any new language, Morse Code included. But whatever your preferred learning style, it's possible to gain enough fluency to converse and compete.
Like Aaron, I gave up on improving my Morse proficiency on several occasions, mostly because there were not many hams in my circle who were excited sharing their enthusiasm for CW with others. When I decided to get serious about it, I chose the Koch Method and grabbed an app for my smart phone so I could practice whenever it was convenient. Dave Finley, N1IRZ wrote a great piece on learning Morse that centers on the benefits of the Koch Method.
Once you start to gain confidence, there are a couple of great Windows apps that can help boost your proficiency.
RufzXP is a nifty little Windows program that spits out nothing but ham IDs. In fact, it takes it's name from the abbreviation of the German word "Rufzeichen-Hören", which means "Listening to Callsigns". It speeds up or slows down based on your growing, or in my case, declining competence.
Morse Runner teaches the skill that is at the heart of Radiosport, CW contesting. It's a simulator that fires QSOs at you as fast as you can accurately copy them.
Check these out, and do a little Internet exploration of your own to find the tools that best fit your learning style.
And, once you have the basics down, nothing beats hooking up the code key and operating. Hams are, by and large, helpful to newbies and will slow down their speed to match your comfort level. Try contesting, too. If you're not quite comfortable with your own abilities, hang with a club and look over another operator's shoulder. Nothing beats modeling good behavior, so seek out the best.
Like any language, the best way to integrate it into your life is to use it often. Once you integrate CW into your amateur radio lexicon, you may discover that it will become one of your favorite modus operandi.


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easy crossword puzzles for adults – Crossword problems can be printed with bespoke words and answers. This video game can be utilized in a vast array of setups, consisting of classrooms, churches, and also organization events. A number of difficulty settings are readily available, as well as the issue can be customized any time. Consequently, these puzzles can be offered as presents to liked ones as well as coworkers alike. Even better, you can provide to yourself as a present!
There are a plethora of puzzles can be located online. Word of Mouth crossword challenges for young people and also grown-up alike can be discovered, as can "Tennis" crossword problems. To assist you address any type of form of printable crossword challenges, you'll find a solution that's readily available.
It is possible to locate a well-known writer to produce a classic crossword problem without any shortcuts. This crossword problem is totally free, and also it's suitable for students in grade school. There are a variety of alternatives for primary school children that intend to evaluate their vocabulary. Alternatively, you can utilize a thesaurus or a word bank for middle as well as senior high school pupils to identify terms or expressions related to a details story. easy crossword puzzles for adults
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For those with a bit more experience, creating a crossword problem from a word bank is an option. You may normally find a crossword puzzle created making use of thesaurus words for nothing greater than your very own individual use. A crossword challenge should be as basic as practical if you are making one. The services will be much more accurate as well as the challenge will certainly be easier to finish by doing this. If you intend to challenge your good friends, you can even use it to them as a present.


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Dining Across CCAC
CCAC offers grab-and-go food services at Allegheny, Boyce, North, South, and West Hills locations for our students. We take pride in our various offerings, and our staff is dedicated to providing you with an exceptional dining experience.
Information for each individual dining space is located below. In addition to the dining spaces, all CCAC locations offer vending machine options and filtered water bottle refill stations at the water fountains.
Dining Spaces
Hungry? Find your campus dining location here!
Need to refuel? Starbucks is the perfect place for a quick bite to eat and a study session! For a great specialty coffee and signature favorites, stop on down.Get Directions
Vending Machines
Need a quick snack? Vending machines are available at all campuses and centers, click below to find the one closest to you!
Off Campus Dining
There are many meal and quick snack options just off campus. Locations include local cafés, fast food, and convenience shops. Click below to see what options are around your campus or center!
Contact Student Dining
Allegheny Campus
Boyce Campus


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Time Management for College Students Essay Example
With the advent and the nonstop development of technology, it helps lessen the required time and effort to do a single task. We all know that with the invention of some technologies that are now widespread such as computers, television, smartphones, and other innovations, the activities are accomplished by people effectively and at a faster rate. However, although it is indeed helpful, it created an opportunity to do more complicated tasks and it led to the increase of possible tasks a single person can do. Because of this, everyone became busier and we all feel that time runs faster today. Included with this are the college students who are studying for the degree of their choice. College students are really busy since they need to attend a number of classes for a day, and there are exams, homework, projects and other re...
quirements that they need to do regularly for each of the subject that they have. Moreover, the use of technology made it possible to make online submissions and even class discussions. Since college life is really overloaded with tasks to do, time management is very important. In fact, technology is again being utilized through creating apps that help people manage their time effectively. Without time management, for example, if classes are not organized by schedule or if meetings and appointments are not planned, we can only imagine the chaos that this could give to everyone.
Time management refers to a process of carefully planning and organizing the time allotted for the tasks one needs to do in order to achieve productivity and to accomplish those tasks more effectively. It is very important especially for college
students to manage their time properly in order to be successful in their studies. Time management will allow the students to have proper time allocations for the tasks they need to do. Through managing their time, they can also quickly have an overview of the things that they need to do without missing some of their tasks. This is very essential since it would help them remember all the homework, or projects that they need to accomplish and avoid late submissions that would greatly affect their academic performance negatively. Through time management as well, the students can properly assign a particular time period in their schedule of when they can study or review for upcoming exams especially for midterms and finals. Additionally, through carefully organizing their time, a student can also quickly see if they still have a vacant in their schedule in order to accommodate any last-minute plans or other activities that one might want to do. Although of course, it would be ideal that the tasks would be done according to their allotted time, it is actually impossible to do this in real life since there could be unforeseen events that may happen. If these unexpected events suddenly occur, then with a properly managed schedule, one will be able to adjust their time effectively and quickly as well since their plans are already organized in the first place. With all of this, time management is indeed really helpful to college students since it enables them to accomplish their tasks effectively and also productively.
With all the given importance of time management, how exactly does one manage his time? Time management is actually not really
bounded by a strict set of rules or guidelines but it should be created while keeping in mind the different styles and methods of every person. If, for example, an individual is a very detail-oriented person, then he or she might want to create a schedule that is exact and carefully planned to the point that every minute is significant. On the other hand, if a person prefers to only have a general grasp of how he or she will manage time, then he or she can create a schedule that is not too tight such as only allocating tasks by morning, noon, afternoon, then evening. However, based from consolidating the ideas of different sources, the basic steps one needs to do for time management are composed of four elements: enumerating or listing, prioritizing, scheduling, and lastly finalizing. First, you need to summarize and enumerate or list every activities or tasks that you need to whatever medium you decide to use. Then, the next step is to prioritize the tasks according to its importance. Prioritizing is important since realistically, we really cannot do every single task that we need to do in a short amount of time. Therefore, we can first do the tasks with the highest priority and after that, if there is still enough time, then the less prioritized tasks can be accomplished as well. After prioritizing the tasks, scheduling will follow. By giving importance to the prioritized task, organize and plan your schedule by allocating time for each activity that you need to accomplish. Lastly, you can now finalize your schedule by checking if all the tasks have been accommodated or if
there are certain adjustments that you want to do, then you can adjust it accordingly. These steps are only the most common way of managing your time but again, there are different ways people can do time management in line with their comfort and convenience.
Most of the people nowadays, especially the students, often opt to download time management or scheduling apps sometimes even equipped with a Pomo timer, a timer that helps the student track in real time the time he or she spends in studying without looking through their phone. With these, the application will automatically arrange the tasks one needs to do according to the time and date that the user has set for that specific task. It is indeed a helpful tool for time management since one can choose how to view their schedule whether daily, weekly, or monthly.
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About Us
The Founder
Leslie Reichgelt is the owner and founder of Bella Botanicals. She lives in Holmen Wisconsin (Go Packers) where she cultivates and manufactures her skincare products. She is a mother to two littles, wife, avid gardener, and a true lover of all things health and wellness. Early on in life, she realized the value of developing a skincare routine, due to her early onset with a skin condition called rosacea. Into her adulthood she began reading labels, and looking at the ingredients in products more closely. It was a desire to use natural products that were sustainable, sourced ethically, and without known toxins, that truly inspired her to create this brand. Leslie received her education for formulating natural skincare from Formula Botanica, an online school based out of the UK.
"I absolutely love working with natural skincare ingredients. The oils, butters, waxes, and different plant extracts, all contain wonderful nutrients that really work to care for your skin's overall health. I enjoy knowing that with each bottle of skincare we're bringing a piece of nature into your bathroom. Something that can ground you, enlighten you, and bring a bit of joy to your everyday life, all while being environmentally conscious."
Leslie's goal with Bella Botanicals is to create products that help women feel confident in their skin, without feeling the need to mask their true beauty, through natural and effective skincare.
Natural CBD
During trials of formulations at Bella Botanicals, Leslie was amazed by the positive impact that CBD had on her skin when thoughtfully created into a product. By harnessing CBD's ability as an antioxidant and anti-inflammatory Bella Botanicals creates skincare that nourishes and renews the skin, and puts achy joints and muscles at ease. Keeping in line with our values of sustainability, we have chosen to source our CBD from only Hemp farms in Wisconsin. We use only organically-farmed hemp to create our products and ensure adequate testing is done to guarantee its efficacy and purity.


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|Questlogs using this decklist
|Fellowships using this decklist
|Derived from
|None. Self-made deck here.
|Inspiration for
|None yet.
|Card draw simulator
Odds: 0% – 0% – 0% more
|Gameplay simulator
In Play
Discard Pile
Jack McVian 4
This deck is not very hard to play and it is really effective. It's logic is to keep your threat low by using Nori's and Dwalin's ability (if you are playing a quest that has orcs).Also, in almost evey phase, you will use Bifur's ability since he is the only Lore heroe among the three (since the 50% of the cards in the deck, give or take, are lore cards). By keeping your threat low, 80% of the times, YOU will decide when to start fighting with powerful enemies. This gives you the opportunity to build up your dwarf army, which will happen quickly, without being pressured by your threat nor the enemies that much. In my experience, this deck stands up pretty good against most of the quests. ( If the quest has no orcs, you can put Ori and Bombur instead of Bifur and Dwalin. But those kind of quests are only around 30% of the quests available. Taking everything into account, this deck is really good for solos, but when playing with other players, it is a little bit selfish. :)
|3 comments
Aug 16, 2018
Nice deck! Good to see Dwalin in a deck. He's a cool hero. I played a few games with your deck and featured it on my blog: lotrdecktest.wordpress.com I enjoyed playing this! Thanks!
Aug 16, 2018
Thank you very much for spending time playing with my deck, as well as adding some other cards to try out new synergies. I will be happy to consider what you suggested. Many thanks, and have fun!
Aug 16, 2018
How can you play Ally Bifur / Dwalin when you have them as heroes?


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If you have an appreciation for art and history and enjoy meeting new people, volunteering at the Cyrus Dallin Art Museum is a rewarding way to pursue your interests and provide a valuable public service. Volunteers are crucial to our daily operations and help on a weekly, monthly or as-needed basis. Depending on your availability, you can volunteer as a docent, Associate Trustee, or for special events and projects
However you choose to help, you'll enjoy working with the diverse and talented people that make our museum a vital part of the Arlington community.
Docents greet visitors and lead tours when the Museum is open to the public (Friday through Sunday from 12 – 4 pm). Being a docent requires a modest commitment of at least four hours per month. Docent shifts are two hours long, either 12-2 pm or 2-4 pm. Your preferred schedule can be arranged with the museum's volunteer coordinator.
No prior knowledge is required. We provide training to help you become familiar with the collection, lead tours and knowledgeably answer questions about Dallin and his art. High school students can earn service credits by volunteering at the Museum.
HOW TO APPLY: Please contact Nancy Blanton at email@example.com or 781-641-0747.
Cyrus Dallin Art Museum, Inc. Treasurer
The Cyrus Dallin Art Museum is seeking a Treasurer for its nonprofit corporation to oversee the management and reporting of the Museum's finances. The Treasurer is a volunteer, an Officer of the Museum, and attendee of meetings of the Museum's volunteer Board of Directors.
The ideal candidate would be a resident of the Town. Candidates should have knowledge of accounting practices, QuickBooks, and nonprofit operations. You will be supported by an outside accountant and staff bookkeeping resources.
-Review monthly savings account records, reconcile monthly bank statements for the Museum's operating account, and monitor income and expenditures.
-Monitor payment and remittance processes to ensure the Museum's ongoing solvency, Make recommendations for asset management, and keep the Board of Directors apprised of the organization's general fiscal health.
-Work with the Museum's accounting firm to ensure the completion of required financial reporting forms (including the IRS Form 990). Attend monthly meetings of Board of Directors.
Time commitment: 5-10 hours per month
How to apply: Please send a letter of interest and resume to Nancy Blanton at email@example.com or CDAM, P.O. Box 266, Arlington, MA 02476.
Social Media Outreach Coordinator
Are you a social media aficionado looking to do something meaningful with your expertise?
The Cyrus Dallin Art Museum is in search of a volunteer Social Media Outreach Coordinator to manage and grow the online presence of the Museum across Facebook, Instagram, LinkedIn and Twitter. With insightful, well-written content and carefully poised imagery, you will have the opportunity to improve the Museum's ability to engage with audiences about Cyrus Dallin's legacy as a celebrated sculptor, educator, and Indigenous rights activist.
– Assessing best practices or opportunities for innovation based on peer institutions
– Defining a clear content strategy to reach and grow key target audience segments
– Developing and posting engaging cross-channel content
– Creating a content calendar and scheduling content for publication
– Generating inventive campaigns to support fund raising or other Museum objectives
– Documenting key hashtags and trends to engage with on social media
– Monitoring success of posts and campaigns
– Monthly progress reporting to Board of Trustees
What You'll Bring
– A passion for extending the reach and impact of arts and culture
– High levels of creativity and great copywriting skills
– An ability to work independently and manage your projects effectively
– Expert social media communication and relationship building skills
– This role is remote and can be undertaken from anywhere! That said, familiarity with greater Boston would be an advantage.
How to apply: Please contact Director/Curator Heather Leavell at firstname.lastname@example.com or 781-641-0747.
Special Events & Projects
For art and history enthusiasts who prefer helping on a project-by-project basis, the Cyrus Dallin Art Museum offers a variety of volunteer opportunities. Working on educational programs, the annual Art on the Green fundraiser, and research projects are just a few examples. To learn about upcoming volunteer opportunities for special events and projects, email firstname.lastname@example.com or call 781-641-0747.


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If you're anything like me, this time of year is absolutely awful for my already horribly sensitive skin.
Let's face it – its not fun to talk about red and inflamed skin but more than likely you and/or those you love have experienced it.
Tell itchy, red, inflamed skin to take a hike! with CALM
I hope you all enjoyed the long weekend! Many of you will be receiving your fresh Farm to Face products soon, but I realized that one of them did not receive a proper introduction.


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By Sheila MacKechnie Murtha,Jane Airey O'Connor
The emphasis is on enjoyable during this lighthearted advisor to language and tradition within the United States!
The hot and witty authors of English the yank means: A enjoyable ESL advisor to Language and tradition within the U.S., are again with the second one booklet within the sequence, Celebrate the yank Way, one other enjoyable ESL consultant to English language and culture.
This pleasant consultant takes you on a year-long trip via American tradition, highlighting the meanings at the back of the U.S. vacation trips and particular occasions celebrated in each one season. you are going to examine why americans have a good time Independence Day, notice the background of Thanksgiving, get pointers on marriage ceremony etiquette, easy methods to carve a Jack O' Lantern, and more!
Our ESL writer specialists supply English language newcomers the entire must-know vocabulary, universal expressions, and wacky idioms that support clarify the foremost celebrations and social customs within the usa. you should have enjoyable enhancing your English language and grammar talents. alongside the best way, quiz your self with fill-in and matching routines as you find out about as a rule pressured phrases, adjectives, and synonyms.
Practice until eventually you are excellent! increase your listening and talking abilities with the dialogues integrated on our audio CD and Mp3 obtain.
No subject what the season, Celebrate the yank Way is a superb source for ESL scholars and academics, English language newbies, and pros of every age and all nationalities.
Whether you must increase your figuring out of yank tradition or simply extend your daily vocabulary, this enjoyable and pleasant consultant can assist you construct your talents and speak with precision - and luck!
Read Online or Download Celebrate the American Way: A Fun ESL Guide to English Language & Culture in the U.S. (Book + Audio) (English as a Second Language Series) PDF
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Additional info for Celebrate the American Way: A Fun ESL Guide to English Language & Culture in the U.S. (Book + Audio) (English as a Second Language Series)
Example text
Celebrate the American Way: A Fun ESL Guide to English Language & Culture in the U.S. (Book + Audio) (English as a Second Language Series) by Sheila MacKechnie Murtha,Jane Airey O'Connor
by George


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Trade unions hold Zoom meetings with election candidates
Politicians needs to engage with unions proactively not reactively.
That's from one union representative following a pre-election meeting with House of Keys candidates.
Unite says it hasn't always seen progress after meeting with elected officials.
Debbie Halsall hopes that's something that will change:


text:
Redmine https://dev.knmi.nl/: Issues https://dev.knmi.nl/ https://dev.knmi.nl/favicon.ico 2022-03-18T21:16:05Z Redmine https://dev.knmi.nl/ Redmine PyCAMA - Bug #35711 (Resolved): Delete useless get_pressures function in TM5_profile.py https://dev.knmi.nl/issues/35711 2022-03-18T21:16:05Z Xin Zhang email@example.com
This function is not used at all and the equation is wrong:

 def get_pressures(self, surface_pressure): hyai = self.ref['hyai'][:] hybi = self.ref['hybi'][:] return hyai + hyai*surface_pressure

It's better to delete it.
 PyCAMA - Support #27381 (Resolved): [PyCAMA] Update configuration file to resolve issue with repo... https://dev.knmi.nl/issues/27381 2020-07-30T12:21:36Z Maarten Sneep email@example.com
Please update the configuration file for PyCAMA with the attached version of the configuration. This will resolve an issue found in the CLOUD reports on the QC site. This applies to both the forward processing and the processing of DDS2B.

I'm hesitant to provide a new full configuration (REP_L2_CMR file), as we need to supply two, and the sequence numbers are already 'messy'. But please let me know if these files are required.
 TM5-MP - Bug #26711 (In Progress): missing values for lon and lat in regions file https://dev.knmi.nl/issues/26711 2020-06-26T15:52:40Z Angelos Gkouvousis
In the output file region_glbiiixjjj.nc some of the values for lon, blon, lat, blat are infinite. Looking into this issue we could not explain this behaviour but there seem to be no other problems caused.
This problem seems to be independent of the system the model runs on. We already found it on ARIS (Greece) and Aether (Bremen)
 TM5-MP - Bug #24611 (New): Typos in cb05 ebischeme https://dev.knmi.nl/issues/24611 2020-02-11T10:30:13Z Stelios Myriokefalitakis
The second photolysis of CH3O2NO2 is considered for C2O3 production. However, it does not produce C2O3 and should be removed from the Fourth group: C2O3 & PAN,
i.e., the rjv(ivec,jmo2no2b)*yv(ivec,ich3o2no2) from P19 (aka production of C2O3)

The 2nd photolysis reaction is, jmo2no2b: CH3O2NO2 + hv --> CH2O + HO2 + NO3 (Williams et al., 2017)

Moreover, the second photolysis of CH3O2NO2 is also accounted in the Fifth group: CH3O2 & CH3O2NO2 in R1920,
i.e.., the CH3O2 from CH3O2NO2 production) which is again wrong and should be removed too.

Another small typo is the stoichiometric coefficient of C2O3 of the ACO2 and CH3O2 reaction.
Now it is 0.3, i.e., 0.3*rrv(ivec,kaco2mo2)*yv(ivec,iaco2)*yv(ivec,ich3o2)& but in Williams et al., 2013 is 0.2.

If it has not changed on purpose, maybe we should change it too, for clarity.
 TM5-MP - Bug #23861 (New): NH2O2 chemistry https://dev.knmi.nl/issues/23861 2020-01-09T08:26:39Z Vincent Huijnen email@example.com
updated NH2 and NH2O2 chemistry has been introduced in TM5-MP, according to the following reaction mechanism:

NH3 + OH = NH2
NH2 + NO = Products
NH2 + NO2 = Products
NH2 + HO2 = NH3
NH2 + OH = Products
NH2 = NO

NH2 + O3 = NH2O2
NH2O2 + NO = NH2 + NO2
NH2O2 + O3 = NH2
NH2O2 + HO2 = NH2

This is documented in Williams et al. (GMD 2017), referring to Hauglustaine et al (ACP 2014).
However, Hauglustaine et al (2014) does not define the tracer 'NH2O2', but rather 'NH2O'.
With this change in tracer name, the reaction mechanism suggested by Jason seems basically consistent again with literature.

Still I am not convinced whether the NH2O chemistry is worth the inclusion, as many of the rates are estimated rather than observed.
It seems more appropriate to follow more closely the mechanism proposed by Hauglustaine, (or simply neglect NH2O chemistry). There seems little justification for this extended NH2O chemistry?
 PyCAMA - Bug #19181 (New): Date reported on Input data per granule possibly incorrect for offline https://dev.knmi.nl/issues/19181 2019-06-25T13:12:50Z Maarten Sneep firstname.lastname@example.com
The date reported in figure 4 (Input data per granule) may contain an incorrect date label. See 2019-06-09 and 2019-06-10. First is wrong.
 PyCAMA - Support #1301 (Resolved): test mixed empty/non-empty variables https://dev.knmi.nl/issues/1301 2017-06-22T17:46:40Z Maarten Sneep firstname.lastname@example.com
More testing is needed for variables that are empty in some, but non-empty in other granules. Present/not present has been resolved already, but this is another edge case.
 TM5-MP - Bug #595 (In Progress): Generation of qsub job file seems broken https://dev.knmi.nl/issues/595 2016-06-22T18:47:46Z Andreas Hilboll firstname.lastname@example.com
I believe that in line 1053 of submit_tm5_tools.py should read

qopt.append( '#$ -%s %s\n' % (opt,val) )

instead of

qopt.append( '#PBS -%s %s\n' % (opt,val) )

That's in the function QueueOptions_Qsub, and this would be consistent with the comment in lines 1148-1157, where it says

 # === Note that there are several implementations of PBS and the "pbs queue" # === here, although it also uses the qsub command, differs from the "qsub # === queue" defined above. The later uses #$ directives, while the pbsPro # === directives start with #PBS.

If you agree, I can fix this myself and push to the repository (if I have the rights to do so).
 TM5-MP - Bug #549 (In Progress): Restarbility broken https://dev.knmi.nl/issues/549 2016-05-17T09:10:26Z Philippe Le Sager firstname.lastname@example.com
It was reported that the full-chemistry TM5-MP is not restartable anymore: stopping and restarting from a restart file changes results compared to a run done in one shot. First tests show that it happens with and without M7, so nothing to do with M7. Runs with only advection, convection, diffusion and wet/dry deposition are fine. So the problem is with sedimentation, boundary, chemistry or emissions.
 TM5-MP - Bug #373 (New): Diurnal cycle biomass burning emissions https://dev.knmi.nl/issues/373 2015-09-17T09:54:37Z Twan van Noije
In the current version of the model, a diurnal cycle can optionally applied in the tropics (between 20S and 20N) using a simple parametrization based on some daily cycle in isoprene emissions. This option has only been implemented for the gaseous tracers (NOx, CO, NMVOCs, CH4, SOx, NH3).

A better way would be to use the mean diurnal cycle provided for GFEDv3 (or v4), which is based on Mu et al. (JGR, 2011). It is more directly based on observations and not restricted to tropical fires. We should apply it for all emissions from biomass burning, including aerosols.
 TM5-MP - Bug #362 (New): Dry deposition total for agreggated NOx https://dev.knmi.nl/issues/362 2015-06-23T09:30:08Z Jason Williams firstname.lastname@example.com
The calculation of the total NOx deposition velocity does not include HNO4, whereas the partitioning of NOx at the start of solving the differential equations does. This introduces an error when analysing the lumped NOx budget. The bug occurs across different versions.
 impactportal - Bug #349 (Resolved): WPS for simple indices fails with SAX Exception https://dev.knmi.nl/issues/349 2015-03-19T08:24:39Z Christian Page email@example.com
From a user:

In Processing section there are may climate extreme indices (WPS for simple indices) but when I tried to calculate some simple indices using example files from KNMI I've got "Error: SAXException: Premature end of file. for URL http://climate4impact.eu/impactportal/WPS?OUTPUT=/pywps-142661205115.xml"
 impactportal - Feature #92 (Resolved): [Test] Create a test environment to test new versions of c... https://dev.knmi.nl/issues/92 2013-10-10T10:22:28Z Wim Som de Cerff email@example.com
We need a test site to test new features before appling them on the 'operational' climate4impact site.
 adagucserver - Bug #71 (New): default value for dimension not properly generated when using min k... https://dev.knmi.nl/issues/71 2013-10-07T09:34:59Z Ernst de Vreede firstname.lastname@example.com
In layers where times are specified as a list
 adagucserver - Bug #70 (New): Contourlines always display text https://dev.knmi.nl/issues/70 2013-09-16T13:04:54Z Maarten Plieger firstname.lastname@example.com
http://dev.knmi.nl/projects/adagucserver/wiki/ContourLine


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How do I use my travel funds on Southwest? You can't. But you can transfer them to a different airline or credit card, or just let the money sit in your account until you need it.
travel funds southwest is a question that has been asked many times before. The answer to the question is quite simple, but it's not always easy to find.
This Video Should Help:
If you're looking for a way to use your travel funds on Southwest Airlines, you're in luck! There is a little-known loophole that allows you to use your funds for another passenger without getting confirmation number. Here's how to do it:
1) Log into your account online at southwest.com or via the app.
2) Click "My Account" in the top left corner of the screen.
3) Under "My Reservations & Tickets," click on the "Travel Funds" tab.
4) Under "Use My Travel Funds," select "For Another Passenger."
5) Enter the name and email address of the person you want to travel with, and click "Confirm." You'll now be able to transfer your travel funds directly to their account!
What are travel funds?
Travel funds are a type of account credit that can be used to pay for future travel expenses. Travel funds are typically issued by airlines or travel agencies in response to customer complaints or schedule changes.
What's the Southwest travel funds loophole?:
The "loophole" refers to the fact that Southwest Airlines does not require a confirmation number when redeeming travel funds. This means that if you have unused travel funds from Southwest, you can use them to pay for someone else's ticket- even if you don't have their confirmation number.
How do I use my Southwest travel fund and points?:
To use your travel fund and points, log into your account on the Southwest website and navigate to the "My Funds" page. From there, you can enter the amount of money you want to use and select how you want to pay- either with cash or points. Once you've made your selection, click "Apply" and your payment will be processed.
How do I check my Southwest travel fund balance?:
If you're not sure how much money is in your travel fund, don't worry- it's easy to check! Just log into your account on the Southwest website and navigate to the "My Funds" page. Your balance will be displayed at the top of the page, so you'll always know how much money you have available to spend.
How can I use my travel funds?
If you find yourself with leftover travel funds from a Southwest flight, don't fret! There are a few ways you can use them up.
One way is to book another flight on Southwest and use the funds to offset the cost. You'll just need to enter your confirmation number when prompted during the booking process.
Another way to use your travel funds is to transfer them to someone else's account. This can be handy if you have friends or family who also fly Southwest often. To do this, you'll need to log into your account on the Southwest website and navigate to the "Travel Funds" section. From there, you'll be able to enter the name, email address, and phone number of the person you'd like to transfer the funds to.
Finally, if you can't seem to find a use for your travel funds, you can always request a refund by contacting Southwest customer service. They may require some documentation from you, such as your original confirmation number or ticket purchase receipt, so be sure to have that handy before giving them a call.
What is the Southwest travel funds loophole?
The Southwest travel funds loophole is a way to use your Southwest travel funds for another passenger. You can do this by checking your Southwest travel funds balance without a confirmation number. This will allow you to see how much money is available in your account, and you can then use that money to pay for another person's flight.
How can I use my travel funds for another passenger?
If you have travel funds from an cancelled or old reservation with Southwest, you can use those funds to book a new reservation for any passenger. Just enter your travel fund account number and last name when prompted during the booking process. If you don't have your travel fund account number, you can retrieve it by calling customer service at 1-800-I-FLY-SWA (1-800-435-9792).
Can I check my travel funds balance online?:
Unfortunately, no. You will need to call customer service at 1-800-I-FLY-SWA (1-800-435
How can I check my travel funds balance?
If you're a Southwest Airlines customer, you may be wondering how you can check your travel funds balance. After all, it's important to know how much money you have available to spend on future travel.
There are a few different ways that you can check your balance. The easiest way is to log in to your account on the Southwest website. Once you're logged in, click on the "My Account" tab and then select "Travel Funds" from the drop-down menu. This will take you to a page where you can see your current balance and expiration date.
If you don't have access to a computer or the internet, you can also call Southwest's customer service number at 1-800-I-FLY-SWA (1-800-435-9792) and they will be able to tell you your balance. Lastly, if you're at the airport and need to check your balance, simply ask one of our friendly Customer Service Agents and they'll be happy to help.
How can I find my travel funds without a confirmation number?
If you're like most people, you probably lose track of your confirmation number after a few days. Fortunately, there's an easy way to find your travel funds without it. Just go to the Southwest website and log in to your account. Then, click on the "My Trips" tab and scroll down to the "Travel Funds" section. Here, you'll be able to see all of your available travel funds, as well as any expiration dates or other restrictions.
Can I use my travel funds for another passenger?:
Yes, you can! In fact, this is one of the best ways to use your travel funds. If you have a friend or family member who is also looking to book a flight on Southwest, just give them your confirmation number and they'll be able to use your travel funds towards their ticket purchase. It's a great way to help out someone you know while also getting some use out of those pesky travel funds!
I want to use my travel funds and points:
You can absolutely do this! In fact, using both together is a great way to get the most value out of your points and maximize your savings. To do this, just log in to your account on the Southwest website and click on the "My Points" tab. Then, select the "Combine Points & Travel Funds" option from the drop-down menu. From here, you'll be able enter in how many points and how much cash you want to use towards your purchase (you can also specify an amount in dollars that you want to spend). Once you've done that, hit search and voila – you'll see all the flights that are available within your budget!
How do I use my travel funds to book a flight?
If you have travel funds from a previous flight with Southwest, you can use those funds to book your next flight. You can do this by logging into your account on the Southwest website and going to the "Book A Flight" page. On that page, you will see a link that says "Use Travel Funds." Click on that link and enter your travel fund confirmation number. Once you've entered that information, the cost of your flight should be reduced by the amount of travel funds you have available.
How do I use my travel funds to book a hotel?
If you have travel funds from Southwest, you can use them to book a hotel room through the airline's website. However, there are a few things you need to know before you do so. First, travel funds are only valid for one year from the date they are issued. Second, you will need to have your Southwest confirmation number in order to use the travel funds. Lastly, if you want to use your travel funds for another passenger, you will need to call Southwest customer service and ask them to add the travel fund amount to your account.
How do I use my travel funds to book a rental car?
If you have Southwest travel funds, you can use them to book a rental car. However, there are a few things to keep in mind. First, you'll need to have the travel funds available in your account. Second, you'll need to find a rental car company that accepts Southwest travel funds. And finally, you'll need to make sure that the rental car company has the availability to accommodate your travel dates and times.
What are the restrictions on using travel funds?
If you have a travel fund with Southwest, you may be wondering what the restrictions are on using it. The good news is that there are no blackout dates or restrictions on using your travel fund. However, there are a few things to keep in mind.
First, your travel fund will expire one year from the date it was first issued. So if you're planning to use it for an upcoming trip, make sure to do so within that time frame.
Second, travel funds can only be used towards the purchase of airfare and cannot be applied to taxes or fees. This means that if you have a $100 travel fund, you'll only be able to use $100 towards the cost of your flight – any additional taxes or fees will need to be paid out of pocket.
Third, when using your travel fund, you'll need to provide your confirmation number in order to redeem it. If you don't have your confirmation number handy, you can easily find it by logging into your Southwest account and clicking on the "My Trips" tab. From there, just click on the trip for which you'd like to use your travel fund and look for the "Confirmation Number" field – this is what you'll need in order to redeem your travel fund.
The "southwest travel funds extension" is a website that offers an easy way to use your Southwest rewards points. It also allows you to see how much you have left and where it can be used.
Frequently Asked Questions
Why won't my Southwest travel funds work?
The most frequent problem is. Make sure the names are spelled exactly as they were in the reservation you canceled, including any middle names that may have been used. It could be necessary to contact to get the trip money before applying if the names include any unusual characters, such as a space, hypen, etc.
Do I have to use Southwest travel funds all at once?
Southwest offers travel money that may be used to pay for taxes and fees on award flights as well as to book any available cash fare. They may be used to cover all or part of the debt and are handled much like cash. Any unused portion of the trip money is kept for future use if you don't spend them completely for the reservation.
How long do you have to use travel funds Southwest?
From the time you made the flight reservation, the flight credit will no longer be valid. When a flight is purchased using a Southwest LUV coupon, the flight credit will follow the voucher's expiry date.
How do I convert travel funds to Southwest Points 2021?
After logging in, you'll find the link at the top of your Southwest account. Southwest will award you 1 Southwest point for every 1.28 cents of travel dollars that you have available. A $50 trip budget may be converted into 3,906 Southwest points.
How do I use my $75 Southwest annual travel credit?
After making a Southwest Airlines transaction, this credit is immediately credited to your credit card account (excluding upgraded boardings and in-flight purchases). You may use this $75 yearly credit for flight purchases; it is not a "incidental" credit like those provided by certain other goods.
Can you convert travel funds to points on Southwest?
Your travel fund must be set to expire on September 7, 2022 in order for the points conversion to be valid. Additionally, the name on the Rapid Rewards account and the trip fund must be the same.
Can I use Southwest travel funds for EarlyBird check in?
However, you cannot use travel dollars to pay for Upgraded Boarding or purchase EarlyBird Check-In. Instead, you may use travel funds to rebook and convert a Wanna Get Away ticket to an Anytime or Business Select price.
How many travel funds can I use Southwest?
three Funds Held
Can someone else use my Southwest travel funds?
Not at all. Sadly, Southwest ceased enabling the use of travel monies for any passenger in 2011. You may request that the funds be issued again as a voucher that can be used by anybody if you are unable to use them before they expire (one year from the date of purchase of the original flight).
Can I use travel funds for early bird check in?
These monies may only be used to cover future flights; they CANNOT BE USED FOR EARLY BIRD. Additionally, the expiry date cannot be earlier than the days of your trip.
Can I use my Southwest travel funds for a hotel?
Re: Can I pay for a hotel using travel funds? Nope. Only the person who was initially booked on the flight is eligible to use it for air travel.
How do I keep Southwest travel funds from expiring?
Southwest never prorogues the deadline for using travel monies. The best course of action is to wait until they expire, at which point you should phone Customer Relations and request that they be reissued as LUV Vouchers. The remaining of the cash will be used to pay the $100 cost for this.
Can I buy points with my travel funds?
However, you won't get status with those converted points, and buying a ticket with points doesn't allow you to earn points; buying a ticket with cash does. So the conversion may not be the ideal choice for you if status is your goal.
Can I convert Southwest travel funds to points 2022?
When Southwest announced that some travel coupons are extended until September and subsequently that those travel vouchers may be converted to Rapid Rewards points, it maintained this trend of customer-friendly rules.


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The EQ Deficiency
How Emotional Intelligence and Compassion Can Cure an Emotional Pandemic, Solve Our "People Problems" and Be a Catalyst for Positive Change
Sign up below to get a sneak peek into the first chapter of the book and stay up-to-date on book tours and events.
Did you see us featured in Forbes? The EQ Deficiency was listed as one of seven books to "Fuel Your 2021 Vision" alongside some other phenomenal books seen here.
"I don't think there has been a more critical time for this book...There is a wealth of knowledge inside this book of how to grow as a leader, teammate, partner, parent, or any other kind of relationship where humans are involved..."
A BOOK for anyone with modern-day stressors, seeking a solution.
"A book we need..." — Keith Luedeman
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"...served to validate many of the assumptions had as a leader." — Blair Primis
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The Minister of Finance, Budget, and National Planning, Zainab Ahmed, has explained the rationale behind President Muhammadu Buhari's purchase of 10 vehicles for the Niger Republic.
DAILY NIGERIAN reports that a journalist, David Hundeyin, had on Wednesday released a document revealing how Mr Buhari approved N1.4 billion on February 28, 2022 for the purchase of 10 Toyota Land Cruiser V8 vehicles for the Nigerien government.
The documents sparked outrage among Twitter users with many wondering the motive of funding a foreign entity when Nigeria students are still on strike.
Speaking with State House correspondents shortly after the weekly Federal Executive Council, FEC, meeting in Abuja, Mrs Ahmed explained that the intervention was to help the country tackle insecurity.
She said: "Let me just say that, over time, Nigeria has had to support its neighbours, especially immediate neighbours, to enhance their capacity to secure their countries as it relates to us.
"This is not the first time that Nigeria has supported Niger, Cameroon or Chad, and the President makes an assessment as to what is required, based on the request of their president.
"And such requests are approved and the interventions provided is to enhance their capacity to protect their own territory as it relates to security also to Nigeria.
"Nigerians have a right to ask questions, but also the President has a responsibility to make an assessment of what is in the best interests of the country. And I cannot question that decision."


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How to Care for a Royal Poinciana Tree
Gardeners prize the royal poinciana tree (Delonix regia), which grows in USDA zones 9b through 11. However, despite the tree's natural beauty, it comes with a good deal of maintenance. This may turn off some gardeners, but with care, the tree is a happy addition to any garden in which it grows.
What Is a Royal Poinciana Tree?
The royal poinciana tree is known by two other fitting names: the flamboyant tree and the peacock tree. The tree, a part of the pea family, originated in Madagascar, and it grows striking flowers that range from scarlet to orange in color. Its compound leaves can reach from 1 to 2 feet.
The royal poinciana tree is a fast grower, and it can reach its ultimate height, around 40 feet, in a relatively rapid amount of time, despite it having the reputation as a rather picky plant that cannot tolerate areas that receive frost. As such, in the United States, it's most often found only in Florida.
Royal Poinciana Pods Can Be a Problem
One of the trademark characteristics of the plant is its woody pods. These, the tree's fruit, are technically the tree's legumes. They can grow up to 2 feet in length, though 18 inches is more common, and they are typically around 2 inches wide. They fall every spring.
The pods add an extra level of difficulty for gardeners. While other trees may lose their leaves every fall, the royal poinciana comes with its own seasonal raking ritual.
How to Properly Plant and Care for Poinciana
Besides growing relatively quickly, the tree also will grow in many types of soil conditions and become highly drought resistant, though it needs regular watering when it's young. Mature trees can also tolerate sand. They cannot survive in cold temperatures, such as anywhere that gets frost coverage.
The royal poinciana tree has a preference for sun, however, and its thick foliage will likely kill the grass beneath it. New royal poincianas often take five years to bloom, though sometimes they can take up to 12 years. On occasion, only one portion of the tree will flower, but this is normal and infrequent in healthy specimens.
Much like how the plant can handle many different types of soil, there isn't exactly a best kind of royal poinciana fertilizer. A good quality granular type of fertilizer is recommended. Ideal times to fertilize are spring, summer and autumn.
Pruning Is Essential
To achieve a strong tree structure, gardeners are recommended to prune regularly, most often before spring regrowth starts in late March or April. This is necessary because the tree's branches break quite easily in high winds.
Pruning helps strengthen the branches and ensures they stay affixed to the trunk. Prune any branches that grow to be half the diameter of the trunk for best results. Pruning the lower branches also gives an area for people to sit in shade during the summer.
Give Them Space
As they grow, royal poinciana trees tend to require more room, as they're relatively large and have broad trees. It's best to plant the trees at least 20 feet away from your home to avoid their branches hitting it. Plant it the same distance from your driveway or walkway as their roots will spread that far as well. Ideally, these trees should be planted 12 to 15 feet apart.
- Royal poinciana is tolerant of a range of soil conditions, including acidic and alkaline soils, as long as the soil drains well. A location that has some shelter from wind is preferable -- the tree's weak branches are easily broken. Royal poinciana may be grown in containers in a warm greenhouse, ideally in a rich, composted soil that is kept moist.
- Do not plant royal poinciana near sidewalks, building foundations, or landscape features such as fountains and statues. The tree's wide-spreading roots can lift and damage such structures. Do not expect to grow anything under the tree, because it will outcompete most plants, including grass, for nutrients. Dropped branches and old seed pods can cause a litter problem, especially in the winter.
Writer Bio
Doug Johnson is a Canadian writer, editor and journalist.


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On Tuesday, much warmer air from Spain will reach the south-western part of the country and then spread to the whole of France on Wednesday and Thursday.
Temperatures will rise to over 30C in many regions. On Tuesday temperatures will generally reach 26C to 30C in the northern half of France and 28C to 33C in the southern half.
From Thursday to Friday, Météo-France warns that the threshold of very high temperatures (35C) could be exceeded in some areas. However, there is no canicule (heatwave) alert.
A heatwave means that temperatures in the night are mild and days are very hot. This week the nights will remain cooler so this period of hot weather cannot technically be described as a heatwave.
Read more: France bans word 'steak' on vegetarian products
During the afternoon on Tuesday, 31C is expected in Lille and Strasbourg, 32C in Paris, 34C in Lyon and up to 35C in Toulouse.
This is between 8 and 10 degrees higher than seasonal averages. At the end of the week, temperatures could drop slightly but remain very high for the season, according to Méteo-France.
Read more: Minister in favour of lowering French motorway speed limit
This drop could be accompanied by thunderstorms from the west. Météo France reminded that 2019 was the third hottest year in France - after 2018 and 2014 - with two exceptional heatwaves and an absolute record of 46C.
There could be twice as many heatwaves between now and 2050, states Météo-France, due to global warming.
Read more: Positive environmental news in France: June
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Our Young Pre classroom is for ages his age group is working on.
"The function of education is to teach one to think intensively and to think critically. Intelligence plus character – that is the goal of true education"-
Dear Students, Staff and Parents,
The purpose of this web page is to provide parents, students and our School community with easy access to a wealth of information on our Al Huda English School, Programs, policies and activities. Al Huda has earned a reputation for academic excellence through the hard work of our students, teachers and staff. We encourage you to experience our school culture, one that is focused on providing students with the academic and social resources that will prepare them to achieve their goals. We believe that every student can learn and be successful if provided the right support and opportunities. Our teachers and staff are committed to providing all students with an appropriate and challenging educational experience in a respectful environment that fosters learning and growth.
We emphasize the acquisition of knowledge understanding, critical thinking and problem-solving abilities for all students attending our school. We firmly believe that every student is unique and special and that they all have the ability to learn. We believe that it is our responsibility to nurture and develop every student to prepare them for life. The most important thing we can do is teach them life skills. Not all lessons need to be academic – they can be life lessons we want our children to learn as well.
Don't worry about the academic loss. I can sense the anxiety of parents might have about children falling behind, but just make sure they do a little bit, often, so that they are still engaged in the daily routine of learning. If we create children that love learning, they will automatically be researching and trying to find new things to occupy their time with and to be inspired by
With regards
Dr. Noushad .A


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As life, hopefully, moves into some sort of normality and hospitality opens up again, Kathy Bowry, LCNi editor, is eager to hear from manufacturers, suppliers and operators who would like to be included in the JUNE UK EDITION features.
For these features, she is looking for around 400 words – a mix of quotes from the company experts and product/services information and relevant photographs. Case studies that illustrate the benefits of the products/services are also of interest to our readers. She is also interested in your particular take on the current market and anything you feel readers would be interested in learning about.
We will be looking at what is available, from whom and the advantages of different solutions for OPL and smaller laundries…all comment is welcome. Operators and installers – maybe you have experiences to share on this subject?
Copy deadline Monday 17 May – send to
What is new in the world of laundry and wetcleaning chemicals? Guaranteed sanitisation is extremely important at all temperatures across the board from the smallest business to the largest. Send us your info with a couple of hi -res photographs.
Copy deadline Monday 17 May – send to
Kathy would also welcome news stories and updates from operators and suppliers which she can run on the website, in our popular newsletters and in the magazine itself. Please supply press releases with a hi-res photo.
Send to E: [email protected]