text:
Bad debts lower bank profitability
Banks in the region are seeing a gradual decline in their profits as the number of non-performing loans increases, blamed on the economic slowdown from the Covid-19 pandemic.
In the 2021 East African Banking Trends report from financial services firm Deloitte, the high number of non-performing loans is an issue that will continue to negatively affect bank profits, preventing financial institutions from declining. lend to small and medium-sized businesses who are perceived to be high risk, but who represent the majority of borrowers.
âThe decline in profitability is partly attributable to an increase in deteriorated credit quality which is accompanied by an increase in provisions and a marginal increase in the cost / income ratio.
âAll of this is motivated by the adverse effects of Covid-19 on the economy,â notes Deloitte.
âRigorous credit loss assessments will help banks better assess risk and price their credit facilities. In doing so, banks will be better prepared to mitigate their expected losses. "
Bank of Uganda data shows that the profitability of the banking sector fell from US $ 39.1 billion ($ 11 million) to US $ 844.3 billion ($ 238.7 million) from 883, US $ 4 billion ($ 249.8 million) in 2019 in 2020.
This was caused by an increase in the number of non-performing loans, which rose from US $ 685.7 billion ($ 193.9 million) in December 2019 to US $ 894 billion ($ 252.8 million). in June 2020.
Alternative flows
Banks have since adopted alternative revenue generation channels such as digital products to allow them to access more customers.
This has seen customer deposits in Kenya's banking sector, for example, increase by 8.9%, from $ 34.3 billion in 2019 to $ 37.3 billion in 2020, with the first quarter of 2021 registering a new increase to $ 38.8 billion.
The Tanzanian banking sector is performing relatively better, as evidenced by a gradual increase in profitability and a welcome drop in NPLs since 2018.
According to the Bank of Tanzania, by the end of December 2020, after-tax profit had risen to tsh 414.74 billion ($ 179.5 million) from tsh 351.11 billion ($ 152 million) in 2019.
Customer deposits increased 5% in 2020 to Tsh 23.44 trillion ($ 10.15 billion), while non-performing loans in the country increased from 8.04% in 2019 to 7.73% in 2020.
Asset quality has improved, as evidenced by the decline in the ratio of non-performing loans to gross loans from 10.5% in 2018 to 9.6% in 2019.
âThe improvement is attributed to various actions taken by the Bank of Tanzania, including requiring lenders to improve credit underwriting standards and loan collection efforts,â notes Deloitte.


text:
Name: Antique Trader TV is hosting The Big Dig Scholarship
Award Amount: $3000
Information And Eligibility: Antique Trader TV is hosting The Big Dig Scholarship for college students. The Big Dig Scholarship is available to all high school seniors who will be entering their first year of college and to students who are currently in their first or second year of college. You must also be a resident of the United States to qualify for this $3,000 scholarship. To apply for The Big Dig Scholarship, applicants must submit an essay (between 500 and 1000 words) that answers the following question: In 200 years, one of your relatives is going to be digging in what is now your backyard. They are going to find something that you buried in 2010 and it is going to put any financial worries they have to rest. Your job today is to decide what to bury. Your goal is to find something that will have immense value in the future.
Deadline: December
Apply For This Scholarship: For more information on The Big Dig Scholarship or to apply, please visit www.antiquetrader.tv. To find more scholarships for college, visit our Easiest Scholarship Search Ever.
Name: The Love Your Body Poster Contest Scholarship Award Amount: $100 –…Stephen Phillips Memorial Scholarship
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subset: commoncrawl


text:
The Galaxy M22 debuted in Germany last month, and of course, Samsung will eventually release its new low-cost phone to neighboring European countries. In fact, the company announced over the weekend that the Galaxy M22 is coming to the Netherlands this month for the suggested retail price of €239.
More specifically, Samsung confirmed that the Galaxy M22 will be available in the Netherlands from mid-October. There's no exact date attached to the official announcement, but the phone should hit the shelves in the next couple of weeks at most.
"A device that excels at an accessible price"
This is one way to describe the new Galaxy M22, according to Gerben van Walt Meijer, Marketing Manager at Samsung Netherlands.
At €239, the Galaxy M22 is one of the most affordable smartphones on the market to feature a high refresh rate display. The M22 is equipped with a 6.4-inch HD+ AMOLED panel with a high refresh rate of 90Hz.
It's powered by the Mediatek Helio G80 chipset, a 5,000mAh battery with 25W charging capabilities (25W wall charger sold separately), and has 4GB of RAM along with 128GB of built-in expandable storage.
And although Samsung removed the 3.5mm audio port from the costlier Galaxy M52 5G released last month, the Galaxy M22 retains this basic feature. Seeing how Samsung's moving further away from the 3.5mm port every year, the unannounced / unofficial Galaxy M23 sequel might do away with it, but let's not get ahead of ourselves. The Galaxy M22 is as fresh as it can be, and it's a fairly complete package for the price.
Join SamMobile's Telegram group and subscribe to our YouTube channel to get instant news updates and in-depth reviews of Samsung devices. You can also subscribe to get updates from us on Google News.


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text:
"It's my life….. It's my life….." Bon Jovi's voice reverberated through the restaurant. Some customers thumped their feet on the ground rhythmically. At the same time, some swung their heads in appreciation of the song, while a few couples too engrossed with themselves completely ignored the audio.
Raghav sat in a corner near the window. Since the place was crowded, the waiter was not very pleased with Raghav choosing a four-seater table.
"Sir, a cozy two-seater table is there," he pointed to the other extreme of the hall. Raghav ignored him. 'Do I owe an explanation to every Tom, Dick, and Harry as to why I have taken this table?' He frowned.
But the waiter seemed to be an adamant guy who had probably vowed not to allow Raghav to have some time of his own.
"Sir, What can I get for you? It looks like you are waiting for someone. You have chosen a four-seater; obviously, you are expecting some guests. Maybe I can get you something till they arrive." He pushed a menu card in front of Raghav. It looked like the syllabus book of post-graduation.
Raghav would have written a will giving his property to the waiter. Anything to be left undisturbed at the moment when he needed some peace.
In an attempt to shoo him off, Raghav ordered a Falooda.
"Shall I get one with Vanilla or Strawberry ice cream," the waiter asked, testing Raghav's Patience.
"Get me one with Vanilla," Raghav said, not even looking at the menu card.
Raghav stared at the blob of vanilla ice cream that precariously floated over the falooda. He wasn't sure why he had ordered it. A cup of coffee would have helped to keep his anxiety at bay as he impatiently waited for his friends, the three idiots or the three musketeers, or whatever you chose to call them.
Anshul, Karan, and Yogi; were to meet him at the restaurant in another fifteen minutes.
What for???
Well, Raghav had called them to discuss something important. That is what he had said over the phone to Anshul.
Raghav took a few sips of the falooda, trying not to bother the vanilla blob.
"Sir, would you like to have something to eat?" Raghav looked up to confront the same waiter who had asked this question three times in 15 minutes.
'Why is he behaving like I have occupied his ancestral seat and chair?' Raghav muttered, looking out of the window and simultaneously shaking his head to reply to the waiter's question.
A wailing child at one of the tables triggered his petulance.
'Why do people bring kids to the restaurant like this?' he muttered.
He almost made a spontaneous decision to leave the place when he caught sight of Yogi's car that could be easily spotted amongst a plethora of vehicles for its lousy maintenance.
"Hey, Rags, what happened, man? Why did you call for us urgently? You sounded genuinely sad and upset. What is bothering my dear friend?" Karan gave such a hard slap on his back that Raghav was about to fall over the falooda. He composed himself at the right moment.
"Sir, what can I get for you all?" The waiter was there even before the threesome had occupied their seats. Raghav had a good mind to get up and give him a sound spank. Sensing his waxing wrath, Anshul salvaged the situation and ordered three cups of coffee.
But the waiter was not the type to give up soon.
"Anything to eat, sir?" The waiter again triggered Raghav's anger. The trio pacified him.
"What is wrong with you today? Come on, tell us why you called us all here?" Yogi asked, putting down his car keys.
"Stop looking at the blob of ice cream and come out with whatever you have to say," Anshul shook Raghav by his shoulders.
"My parents had registered my name in a matrimonial site," Rahav began hesitantly, knowing his friends well, and just as he had anticipated, the three of them burst into peals of laughter. A few customers looked askance at them in the restaurant. The child stopped wailing and smiled, exhibiting the only set of two teeth she had.
"If you guys are not going to give a patient ear to me, I don't want to discuss the issue with you," Raghav said in a choked voice.
"Sorry, " said Anshul, suppressing a smirk, but the next moment burst into a riot of laughter. Raghav got up irately but soon sat, catching a glance of the waiter coming with three cups of steaming coffee.
"Ok," said Yogi, "So one thing is confirmed, our Rags is getting married, and he is already having an issue with matrimony." The laughter had got rather contagious.
Karan hushed the others. "Can't you see our friend is sad, something is bothering him? Instead of being of some help, you guys are fooling around." He tried enforcing a reprimanding tone to camouflage the smirk on his face.
"You be out with your problem, Rags," Karan said, sipping on his coffee.
Feeling a bit relaxed, Raghav narrated his sob story.
"My parents entrusted me with the password of a matrimony site and asked me to browse through the profiles of eligible girls. I hardly found time with the project submission deadline dancing in my head. One lady messaged me in the meantime, saying she was interested in my profile."
"You hadn't uploaded your snap?" Yogi made an innocent face and enquired.
Not gauging the sarcasm in his friend's tone, Raghav sincerely replied that he had uploaded his recent snap.
"Is she pretty?" asked Anshul while blowing the hot coffee.
Raghav opened his phone and showed them the pic of a girl.
Not that one can reject her, but she wasn't great-looking. For that matter, even Raghav was not some super handsome guy. The trio nodded, visualizing their friend's wedding reception with this girl.
"She can't be termed as charmingly beautiful, but she can't be rejected either. What exactly is your problem?" Karan was getting rather impatient, and so was the waiter. He was once again at their table to take orders.
Yogi thought it would be best to spend a few bucks to do away with the pest for a while. "Two sandwiches," he said without consulting the others. They didn't seem to mind, for they were more engrossed in listening to Raghav.
"We chatted for a week and then realized that many of our ideas and thoughts had compatibility." Raghav looked at the melting vanilla blob and stirred it with the straw.
"So, since a week, you were enjoying a chat with the girl?" Yogi looked at Raghav keenly.
"And now you called us for God knows what. By the way, what is her name?" Karan asked.
"Her original name is Maragathavalli, but they call her Mallika."
"What?" screamed the three friends in unison. " Where do South Indian's get such archaic names?" they guffawed.
"Stop fooling around. The first daughter is named after the paternal grandmother, and that is how she got her name as Maragathavalli. But I told you guys she is called Mallika." Raghav was upset.
"Ok, sorry, please tell us what Maragathavalli, aka Mallika says." They coaxed Raghav to proceed
"She wanted us to meet in person, but then today her mother calls me and says she would also come along with her."
"I told you this family nurtures old ideas. The name itself stands testimony for it," Karan quipped.
"It is not that I mind her mother coming. Maybe the family nurtures conservative ideas, but the worst part is they want me to meet them at the Dadar railway station."
Yogi was clutching his stomach soon after this. The waiter who came with the sandwich looked in awe as the three boys laughed their lungs out. He felt sorry for Raghav. He realized that Raghav must be the butt of their joke, for he was the only person not laughing.
"Listen, Raghav, why do you want to meet this girl? Why don't you reject her instead? Come on, she is not the only girl in this universe to be your prospective bride." Anshul argued, but Raghav shook his head.
"Listen, you are an IIT graduate. What is she?" Anshul got a bit serious now.
"She is also an IIT graduate in mechanics, three years younger than me."
"Wow!!!" Karan rolled his eyes. Only someone like him, who had missed admissions to the prestigious institution by a few marks, knew how great it would be to call oneself it's alumni.
"Now you are an IIT graduate, She is an IIT graduate. Then why are you looking so sad? Is it because the mother is coming with her to meet you?" Yogi asked, biting into the sandwich.
"If you do not want to meet her, say so. It looks like the railway station thing is bothering you. But it is a matter of perplexity. Why would someone want to meet a prospective groom in the railway station?"
"I can't go back on this decision of meeting her. Her mother had already spoken to my parents. You all know they have been in the US with my sister for a couple of months. Somehow they feel convinced that this is a very decent family and I should meet the girl personally. And then also………" His friends caught him blushing. "I ….i….i ..I, too, liked the girl." He looked down and drew articulate designs with the straw into the falooda.
"Ooooo…," The trio rolled their eyes. "You mean you have fallen in love with Maragaa… whatever, even without seeing her. This is something superior to 'Love at first sight.' You will script History, my friend."Anshul guffawed.
"Ok, now tell us what our role is? Do you want us to drive the mother away in pure Bollywood style? Yogi would be the best person to do that. He already looks like a ghost." Karan gave his two-pence advice only to receive a kick in his foot.
"I need you all to come with me to the railway station just for some moral support. I don't know why this railway station meeting gives me a weird feeling in the stomach."Raghav pouted his lips.
"Yes, it is also giving me a weird feeling in the stomach and heart," Karan agreed. "I hate railway stations," he added as an afterthought, "But I will come." He assured Raghav.
The boys finished the sandwiches and falooda, and coffee.
"Don't pay this guy a single buck as tips," Raghav said, gesturing to the waiter.
"Oh, come on, Raghav, he is only doing his duty." Yogi put a twenty rupee note.
The schedule got fixed. Mallika and her mother would come from their house in Virar and wait at Dadar station platform number 4. The friends would stand at the overbridge and give remote moral support to Raghav.
Sunday morning saw the three idiots, who usually lazed around till 10 am, up early. They got ready to take their positions at the Dadar overbridge at 11.40 am sharp.
Anshul took a puff from his cigar as the Virar local approached Dadar station. It was noon, so the platform was not as crowded as it generally is. From the overbridge, the three friends could see Raghav greeting two women. The mother-daughter duo pair smiled too. Karan nodded his head and blinked his eye, gesturing to them.
"The girl looks perfect for our Raghav. Look, even she has a pair of thick glasses like him. They will have kids born with spectacles and eventually become IIT graduates or postgraduates too." Sermoned Yogi.
"Shut up, and watch what is going on."
Karan reprimanded him.
They were amused to see the three walk, with the mother in the middle. They say in the temple of Lord Shiva, the Nandi(Bull) Is in between the devotees and the shrine. "The apt simile for this lady would be the bull," Karan said as he moved towards his left to get a proper glimpse of what the mother-daughter pair were up to.
The three sat on a bench in the station, with the same order as they walked.
"Dude! This boy called us for moral support, but he is now oblivious of our presence. Look how he is talking to both of them with all smiles." Karan nudged the other two.
They saw how Raghav was straining his neck to have a proper glimpse of Mallika.
"I feel like giving a spank to this old female. Why on earth has she come in between the two youngsters. I would have outright asked her to leave if I were the prospective groom." Grumbled Anshul.
"Now they are moving towards the railway canteen. I suppose, even snacks of railways they eat," Anshul could not stop laughing.
They waited patiently for another hour. The three debated why the girl's mother was keen on meeting the prospective bridegroom in a railway station.
"Maybe her father was a station master and died while crossing the track," Anshul suggested.
"No, nobody would want to remember a place fondly for some mishap." Yogi shook his head.
"Or maybe the couple had found this girl abandoned in the railway platform and might have adopted her." Karan put forward another theory.
They put theories and postulates forward, one after the other. Though none fitted the groove properly, it helped them while away their time.
"Looks like this Rags has forgotten us. Wonder what he is discussing with the two ladies? Or are they gluttons eating every snack available in the canteen? Poor Raghav, his pocket will have a big hole today." The three laughed.
Fed up of waiting, the three decided to call Raghav, and just then, Raghav's message beeped in Karan's phone.
'Guys, I will be with you in another ten minutes.'
Soon after, the restaurant where the three met was upturned into a chaotic place. The trio screamed and guffawed at their friend.
"You mean to say she was born in a railway station?" Anshul clutched his stomach and rolled into peals of laughter.
"Ya, and that is why her mother considers the railway station an auspicious place." Raghav blinked innocently.
"She was a prematurely born baby. Her parents did not expect her to be born early. They had undertaken a train journey to visit Tirupati on the behest of some elders in the family." Raghav was explaining like he was a lecturer teaching three students.
"And then her mother went into labor while on the train. They got down at Renigunta, and Mallika was born there. Fortunately, a gynecologist traveled on the same train and helped deliver the baby at the railway hospital."
"And then?" asked Karan, sure that there was something more to this railway station story.
"An astrologer predicted that since she was born in a railway station, the place is like a haven to her. As if to consolidate his prediction, Mallika soon took her first step as a one-year-old baby in a railway station while the family was traveling to Chennai." Raghav looked delighted, and all the melancholy the trio had seen on his face a couple of days ago had vanished into thin air.
"And then the news of her getting admission to IIT was conveyed to them by her uncle while they were waiting on a railway platform to board a train." Raghav rolled his eyes.
Even as the trio began to get rather bored of the adventures of Mallika's family, Raghav continued. He was blushing again.
"Stop blushing, and tell us what is making you squirm like this?" Yogi planted a slap on Raghav's cheeks.
As if this jolted him from some reverie, Raghav shook his head. "And when the family was traveling to Tirupati to take lord Venkateshwara's blessings before they planned to look out for a suitable groom for Mallika, they met a couple as co-passengers. It was through them that they got my matrimony ID. It seems they had also liked my profile but my horoscope did not match with that of their daughter's."
"Is the wedding also going to be conducted in the railway station?" Karan quipped, trying in vain to control his laughter.
But ignoring the sarcasm, Raghav replied. "Yes, they have a venue in mind where the premises has been structured like a train. It is a restaurant which also has a wedding hall."
"Are they expecting your parents to come by train from the US?" Yogi bit into a samosa, stuffing it in his mouth to avoid bursting into a fit of laughter.
"Shut up, don't make fun." Raghav made a face.
Karan, who was unusually quiet, had a very valid question, "Have they planned the nuptials too in a train or railway waiting room."
Raghav blushed yet again, turning red on his face. "We are going to Jammu for a honeymoon on the very evening after the wedding. We will travel by the Jammu Tavi express, and her mother said she would book a coupe for our first night."
The laughter mania got so intense after this that the restaurant people and customers also began laughing.
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Tiny Cabin Rental In Arkansas
We have added a tiny cabin rental to our campground! This cute cabin is 360 square feet of air conditioned comfort. Amenities include: Direct TV, shower, coffee maker, linens, kitchenware, microwave, oven, refrigerator. Please note: the bedroom is an upstairs loft with a queen bed. There is a sofa downstairs. Rent this cute cabin at https://www.crystalridgervpark.com


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Choosing Display Options in the Frame Viewer
The following section describes how to view and adjust split-screen displays in
the Frame Viewer.
To choose a frame to display:
Choose a frame to display from either the left or right Frame Viewer pop-up menu.
You can also choose Current Frame from either Frame Viewer pop-up menu to view the
frame at the position of the playhead.
To turn on the split screen:
Choose an edit point from both Frame Viewer pop-up menus.
Note: Clicking the V-Split, Swap, or H-Split button puts the Frame Viewer into
split-screen mode with Current w/o Filters selected in the left pop-up menu and
Current Frame selected in the right pop-up menu.
Part III
Color Correction and Video Quality Control
To turn off the split screen:
Choose None from the right Frame Viewer pop-up menu.
The edit point represented by the green frame boundary indicators is shown.
To adjust the split screen, do one of the following:
Resize the split screen by dragging a green or blue frame boundary indicator to a
new position.
Move the split screen by clicking inside one of the Frame Viewer split-screen regions
and dragging it to a different location.
To swap the contents of two split-screen regions:
Click one of the split-screen buttons to display alternate views.


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Convenient and charming destination on Martha's Vineyard
Oak Bluffs is a busy entry point to Martha's Vineyard with ferries from several locations bringing passengers to the town. It is rich in history and features many buildings from past centuries as well the famous gingerbread cottages.
Visitors find it the ideal entry point as they have access to car rentals at the ferry port as well as many attractions and accommodations.
The port of Oak Bluffs offers ferries from Hyannis, Falmouth, New Bedford and Woods Hole. During the summer months SeaStreak offers a high-speed ferry directly from New York City which includes cash bar, food concessions and TV's for entertainment. Ferry ride times vary by origination location and type of ferry which ranges from 45 minutes to over an hour for farther locales.
From shopping on Circuit Avenue to the towns many picturesque beaches, visitors have a wealth of attractions to keep them busy. It is also home to the "Gingerbread Cottages" which were built in the 1800's as retreat lodging for Methodists. They now are a must see for visitors to Oak Bluffs for their Carpenter's Gothic architecture and vibrant colors. Downtown Oak Bluffs offers a wide variety of dining options including locally caught seafood as well as many peddlers of art and crafts. A few other must see attractions while visiting Oak Bluffs are the East Hop
Light, Flying Horses Carousel and Oak Bluffs Campground gift shop.
The city of Oak Bluffs features numerous lodging options dependent on your budget and wanted landscape. The Dockside Inn, Martha's Vineyard surfside motel and Wesley Hotel offers walking access to the local beaches as well as shopping district. The town is filled with rental houses or visitors can rent of the many Gingerbread Cottages offering an eclectic and historical experience.
Oak Bluffs offers visitors a wealth of events with most of them taking place within the warm summer months. June features the annual harbor festival which is the city's largest gathering as well as its Faerie festival. In July visitors can take part in the monster shark fishing tournament or experience the African American cultural festival which features a marketplace, historic exhibits and activities for children. The month of august through the fall month's visitors will find several art shows, firework displays and the wind festival in October featuring kite flying and model airplanes. Throughout the busy summer tourist season visitors will find many local outdoor art, crafts and food vendors scattered throughout the town especially on weekends.
If you would like more information on renting a car upon arriving to Oak Bluffs on Martha's
Vineyard, Please contact us.


text:
I want to become a verified user, how should I proceed?
Go to your personal account and fill in the fields with exclamation marks.
Go to your personal account and fill in the fields with exclamation marks.
If you lost password for your account, please send to the support service a request with the following documents: 1. Scan or photo of a valid ID Card (both sides) — state issued ID card, driver's licence or residence permit. 2. A good quality photo showing your face with your ID card and a piece …
The support service answers all questions within its competence. If you do not receive a response, please check your Promotions, Spam and Alerts folders in your email. If you find the email, move it to your Inbox and mark it as not spam.
Write an email to the support service or send a request from your personal account (this is the preferred method).
Open the last letter from the mailing list and follow the "Change settings" link at the end of the letter.
1) on a computer / laptop (desktop version) via a browser: personal account is located at https://wallet.cptpoint.global/ 2) via the CPT Point mobile application for Android. You can download the CPT Point mobile application at this link. There is no mobile app for iOS.
You can subscribe to the newsletter here: https://support.cptpoint.net/subscribe-ru/


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THEATRE JACKSONVILLE'S SUMMER CAMP is gearing up for a fantastic time! Our camps celebrate the joyful, ridiculous and brilliant passions of your child. They provide the time for them to explore, have fun and make new friends all while discovering the world of live performance in a safe and healthy environment. Our experienced artists share their passion for theatre through classes in a variety of disciplines to tap into the imagination of each camper.
IN-PERSON CAMP: There are two sessions, each are three-weeks long. Limited space. First come, first serve. Each session wraps-up with campers putting on an original performance showcasing everything they have learned. Also supporting our campers throughout their session are our energetic camp counselors, some of the best and brightest teens from area high schools.
CAMP AGES: 7 -14 years of age.
CAMP DATES: Session A: June 6 - 24, 2022 and/or Session B: July 11- 29, 2022.
CAMP HOURS: Monday - Friday, 9 am - 2 pm.
CAMP COST: $600 per camper, per session.
EXTENDED DAY HOURS: Monday - Friday 2 pm- 5:30pm.
EXTENDED DAY COST: $300 per camper, per session or $35/day.
LOCATION: Trotter Activities Center, 1936 Hendricks Avenue, 32207
Every day students will rotate through three theatrical arts areas (acting, dance, musical theatre), all in preparation for an original show that we produce at the end of the camp session. We hope to be able to offer in-person audience opportunities in the very near future, but for now the show will be recorded during the camp session and an opportunity for all to view the recorded, finished product (including the performers) will be provided upon the conclusion of the session.
Day Schedule:
8:30: Early Drop Off
9:00: Drop Off
9:30-10:30: Class 1
10:30-11:00: Snack
11:00-12:00: Class 2
12:00-12:45: Lunch
12:45-1:45: Class 3
1:45-2:00: End of Day announcements and Dismissal
2:00-5:30: Extended Day, if applicable.
Summer Camp Refund Policy
Summer Camp must be cancelled on or before May 31, 2022 in order to receive a full cash refund. Any cancellation requests made after May 31, 2022 and up to two weeks before the start of camp will be refunded in the form of a Theatre Jacksonville credit to use on a future purchase.
Cancellations made less than two weeks before the start of camp will not receive a refund or credit.
Please understand that our camps are kept small to facilitate safety and learning, and many fill up quickly. Last-minute cancellations keep other kids from enjoying our camps. Thank you for your understanding.
If your child is unable to attend camp, please consider converting all or part of your registration fees into a donation or scholarship to assist families in need. Your donation will be fully tax-deductible.
It is important to note that based on current health department guidelines, we are planning on requiring face coverings at all times during our camps. For more information on our COVID-19 safety policy, see below.
Please email email@example.com to request a refund, make a donation, or address any other questions you may have. Email is the quickest way to reach us during this time.
COVID-19 Guidelines & Safety Measures
All of our staff, volunteers, and students will be required to wear a face mask during classes and camps. All students will be required to wear their face mask upon arrival. Parents and/or caregivers are also required to wear a mask at class drop-off and pick-up. Everyone is required to maintaining proper social distancing guidelines. If you do not have a mask, we can provide one for you. All students will undergo a health screening before the start of each class, which includes a temperature check.
If you have any questions or issues, please feel free to contact us at email@example.com and one of our staff members will get back to you.
Over 16 years of age and want to be
a Camp Counselor?
Email firstname.lastname@example.com with your name, age, contact infomation, which session you are interested in volunteering for and why youwant to join the team!


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Four Colors Game
Tags: Puzzle Games / Matching Games / Arcade Games / color Games / html5 Games
Video Walkthrough
Four Colors is a puzzle game. In the middle of the game will be a big colored square. From all sides of the game, smaller squares will come to the big square. The colors of the big square and small square need to match to earn points. If the color is different the game will be over. So, you need to click on the screen to change the color of the big square. There are four different colors for the square. Watch the little squares and change the color on the big one to match the color.
Tap on the screen to play this game
Embed this game
Share this game


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|Subject Code and Name
|HGE401: Hotel and the Guest Experience
|Business report
|2,000 words
|Learning Outcomes
|This assessment addresses the following subject learning outcomes:
Welcome to The Experience Economy: Work is theatre and every business a stage (Pine & Gilmore, 1999): today's hotel guest's desires have shifted from simply wanting a clean room and exceptional service, to obtaining memorable experiences that engage them in an inherently personal way. This new customer sensibility has led the hotel market to change and adapt. Due to the highly-competitive market and the ease in replicating each other offerings, hotels are now looking to focus on creating memorable experiences for their guests as a mean to achieve a competitive advantage. Experiences are used a key competitive resource as they can be very unique, delivered on a personal level and can be customised and flexible. Pine and Gilmore's experience economy strategies provide a foundation for creating memories for guests.
This assessment task gives you the opportunity to investigate a topic that is of significant importance to the hotel sector. The purpose of this assessment is to also allow you to improve your academic writing skill set, an important skill in any profession; and finally, it provides you an opportunity to research the hotel sector, and how it is evolving to create distinctive and authentic experiences.
Your task is to write a 2000-word report on how the hotel sector has evolved to adapt to a new consumer sensibility and what techniques hotels are using to provide memorable guest experiences in order to gain a sustainable competitive advantage. To help you frame your business report, you should read widely and incorporate this reading into your discussion.
While providing support with examples, in this report you should, at minimum:
In writing this assessment, you are required to follow the Assessment Structure Style Guide of a Business Report. Recommendations are optional.
Ensure you are reading widely and incorporating relevant academic and professional literature to support and extend your discussion; as well as showing competency in the assessment. Cite your sources appropriately using APA 6th Edition Referencing and Academic Writing Guide on SharePoint.
A TUA assessment cover sheet must be attached to your paper.
HGE401: Hotel and the Guest Experience
The main purpose of this report is to explore the concept of the Experience Economy in the hotel sector, put forward by Pine & Gilmore in 1999. Gaining a competitive advantage over other rivals is essential in the hotel and hospitality sector, and hotels all across the world are coming up with their own unique ideas to stay competitive in the market. Due to a sudden change in customer sensibility, it has become necessary for the hotel market to quickly adapt and change according to the market trends and customer demands. Hotel customers are no longer satisfied with a clean room and exceptional service. They now want to get a memorable experience during their stay at the hotel where the management is responsible for engaging them in an inherently personal way (Atwal & Williams, 2017). The report specifically discusses the implementation of the experience economy by established hotels with special focus on the economic theory progression and its driving forces. A few recommendations have also been provided based on the change in consumer behaviour and sensibility and adaptation of experience economy by hotels.
The concept behind Pine & Gilmore's Experience Economy
Figure 1: Progression of Economic Value
Source: (Chang, 2018)
Authors Joseph Pine and James Gilmore in their 1998 article "Experience Economy" coined the title term for the first time to describe the next prominent market economy after the expiration of agrarian economy, industrial economy and service economy. Although this concept was researched by authors in the past, Pine & Gilmore was able to theorize it prominently with the help of theoretical frameworks and models and was later adopted by the hotel sector for gaining competitive advantage (Chang, 2018). The basic idea behind the experience economy is the offering of compelling experiences for the customers by companies to gain their allegiance and also increase their profit margin. In fact, the article was translated into more than 15 languages and became a must-read for leaders of big and small organizations regardless of their operational sector. However, the concept of the experience economy is most relevant to service-based industries like hotel sector where connecting with the customers is essential to secure their loyalty. As the sensibility and behaviour of customers have changed over time in the hotel sector, the idea of staging an experience that leaves a lucrative and memorable impression in their minds is crucial as well. In a time-starved world, it is in fact experience that appeals to the customers and not just the quality of service they receive from the hotel. The details and theoretical frameworks behind the experience economy have been discussed in the following section of the report.
Theory of Economic Progression
The concept of economy experience put forward by Pines & Gilmore is backed up by the theory of economic progression, otherwise known as the progression of economic value (Figure 1). In fact, this theory forms the structural framework behind the validity and adaptation of economy experience by business organizations. The theory provides evidence of the differentiation offered by the company on the basis of customer needs and values through their pricing. Moreover, the offering is customizable to meet the specific needs of the customer, and if a higher value is offered, more can be charged in return of that offering (Ali, Hussain &Ragavan,2014). In fact, business organizations can continually innovate their offerings through creative destruction with the various dynamic forces in an ever-evolving economy. The value offerings by an organization from low to high in terms of economic progression are commodities, goods, services, experiences and transformation. Among these, the experience is truly desired by most customers and hence organizations, especially hotels design and promote these experiences in return for premium pricing for their value offerings. These are more of intangible offerings which can gain more pricing than tangible ones.
Forces of Economic Progression
Based on the different value of offerings by various business sectors, each type of business has some type of value offering that attracts customers. The experienced business can charge its customers for the feeling or experience they offer and better the experience, the higher they can charge for it. The value ladder created by Pine & Gilmore in their progression of economic value model indicates how offerings move up and down the value ladder. With commodities getting the lowest value offerings, it slowly moves up to transformation, which can have the highest value offering (Cetin &Dincer, 2014). Experience being the fourth stage in the value ladder consist primarily of intangible value offerings and is quite beneficial when implemented by business organizations. For this reason, hotels that want to remain competitive in the market, have embraced the experience economy concepts and incorporated the theory to make customers loyal. In this report, two of the major driving forces of the theory of economic progression in each stage of the value ladder have been discussed to determine how hotels can utilize them in their favour. The driving forces of economic progression are as follows.
Customization: When customer need is high, it creates a greater customer value offering which helps organizations charge premium pricing in return of these value offerings. Basically, customization is the tailoring of the value offering to align it with the needs of the customer, which is most desirable in today's hotel sector. As customers look for engaging and memorable experiences during their stay at the hotel, the hotel management is designing unique experiences continue to keep up with the customer demands. Hence, it is evident that the customization of customer needs pushes the value offering up the value ladder in the progression of economic value.
Commoditization: Another major driving force behind the theory of economic progress is commoditization. Experience is considered as a real offering like that of goods, service or commodity. In fact, most business organizations who want to move up the value ladder, commoditize their offered experience to the customers who feel a good value for money in return of these offered experiences (Joseph Pine II & H. Gilmore,2014). The lowest value at the value ladder is commodity business which needs to commoditize experience and present it to customers as an intangible value offering to gain more premium pricing from them. With the change in customer behaviour and sensibility, hotels are more inclined to maintain their competitive advantage by coming up with new and unique experiences and slowly moving up the value ladder in the progression of economic value.
Impact of Consumer Behaviour Trends Within the Hotel Sector
The hotel sector in recent years has been greatly impacted by the change in consumer sensibility and behaviour. The hotel sector, is a service-based industry, is mostly driven by the behaviour trends of consumers. In the past, the hotel sector was not so competitive due to the availability of only a handful of hotels operating in a region and hotels were able to attract customers only by providing a clean room and excellent services. However, with growing competition in the hotel sector, it became tough for them to generate the necessary revenue in a shared customer pool (Loureiro, 2014). This resulted in the need to move up the value ladder of economic progress so that they can provide the necessary value offerings based on the needs of the customers. The only way, hotels could have moved up the value ladder was through shifting from offering commodity, goods and services to experience stage which would provide intangible value offering capable of gaining more premium pricing from the customers (Getz & Page, 2016). The shift of consumer behaviour trends from clean rooms and services to authentic and memorable experiences resulted in a change of value offered by the hotels as well, and they slowly went up the value ladder and finally implementing the experience economy in the hotel sector.
Evolution of Hotel Market
The hotel market has evolved slowly over time, as the sensibility of customers changed. The success and sustainability of the hotel sector greatly depend on meeting the needs and demands of the customers. As long as hotels are capable of offering the value as demanded by the customers, they are able to maintain their competitive advantage in the market. However, hotel customers who were once satisfied with only clean rooms and exceptional service quality slowly showed changes in their behaviours and sensibility. This resulted in the evolution of the hotel market as well to keep their value offerings aligned with the needs and demands of the customers. The change in consumer sensibility in the hotel sector along with the adaptation of the experience economy by established hotel brands has been discussed in details in the following section of the report.
Change in Consumer's Sensibility
As the world became more globalized and technology-driven, people became more and more engaged in work, leaving behind very less time for increasing their personal life experience. It is obvious that regardless of these factors, consumer behaviour and sensibility changes from time to time. However, due to such major changes in a time-starved world, consumers were no longer satisfied with the basic comforts offered by hotels like clean rooms, delicious foods and exceptional services. With less time to increase their own personal life experience, consumers found it more engaging to enjoy the experiences offered by the hotels during their stay. On the other hand, the hotel market needed to upgrade their value offerings to align them with the customer demands and also maintain their competitive advantage. In fact, the introduction of experience economy in 1998 by Pine & Gilmore opened up their way to move up the value ladder where they can commoditize and customize their intangible value offerings as per the needs of the customers and provide them with the memorable experience they desire (Cohen, Prayag&Moital, 2014). As a result of this shifting of consumer sensibility, the hotel market co-evolved with it and went up the value ladder with experience value offering just below transformation which can gain the maximum economy for any business organization.
Adaptation by Established Hotel Brands
Major hotel brands all across the world adopted the experience economy to stay ahead of the competitive curve in the hotel market. In fact, it is this adoption of experience economy that had gained them the immense market success with thousands of loyal customers flying all across the world just to feel the engaging experience offered by these hotels. 4 of the major hotels that adopted the experience economy has been described below.
Walt Disney World Resort: The hotel brand views customer experience as the top priority and is aligned with the same customer satisfaction model of Walt Disney theme parks. Although their theme parks have been providing great experiences for customers over the years, their Disney World Resort has taken it to a completely new level. With an accumulation of 4 theme parks, 300 eating places, 140 attractions and 36 hotel resorts within the Orlando, Florida Disney World Resort, customers are willing to pay premium pricing just to get a glimpse of that lavish experience (Disneyparks, 2019).
Marriott: With more than 360 luxury hotels across 61 countries in the world, Marriott has also implemented the experience economy in their hotels to keep customers engaged during their stay (Marriott, 2019). Based on the customer journey across its various channels, the hotel provides maximum value for its guests through their Marriott Rewards loyalty program and loyalty Mobile Apps.
Hilton: Another major established hotel brands in the world, the Hilton has more than 60 million members in their loyalty program. These loyalty programs allow special access to members where they can use mobile apps to order their meals, book their own room and other digital experiences as well. Partnering with Uber has allowed the hotel to provide a ride to recommended places for eating and drinking based on their current location (Kelleher, 2019). Even special offers on concerts are considered "money can't buy" experiences which attract customers to the Hilton hotels.
EVEN Hotels: This well-known hotel brand is centred around the health and wellness of the customers and allows them to maintain daily routines even when travelling. They recruit staff members who are trained in health and wellness and provide immersive customer experiences through their fitness programs. In fact, their unique customer experience is the ability to maintain a normal routine when on the road.
The report provides conclusive evidence on how a change in customer sensibility and behaviour resulted in the evolution of the hotel market and hotels have shifted their value offerings from services to experiences to meet the demands and needs of the customers. The experience economy is indeed one of the key aspects in today's hotel business, and more and more hotel brands are implementing it to gain competitive advantage.


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Colour options
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Price, availability, and warranty
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So a quick question (and anyone who is now playing 0.6 version can pipe in): will I have to start a new game in order to see the 1.7.1 planetary features (like the rock/geyser anomolies?). Cheers, Gaultesian
I just quickly checked: runways 09 and 027 (front and back end of the KSC runway) in the modified config you sent, and they are in the correct places and work perfectly for mechjeb autopilot landing commands. I will check the rest of the runways later this evening. Great work OhioBob! As soon as I get home tonight, I will have a test drive with the mechjeb config you sent. It should only take about 10-15 minutes worth of testing to see if it solves the issue. Thanks again for having a look under the hood in such quick time, and I will report my findings after I have tested it out. Cheers, Gaultesian
Your mod is great. I actually went back to 1.70 so I could enjoy this gem of a planet mod. I have been testing it out, and I noticed that using autopilot (landing), the autopilot does not seem to find the KSC runway. It seems to think the KSC runway is over 450KM away from the actual KSC runway. I know it may be a mechjeb error, but I was wondering if this could be easily rectified in the JNSQ config file (i guess it may be the JNSQ mechjeb config, and the lat-tong of the KSC runways being off a bit). Cheers, Gaultesian
Thanks MOARdv. I will download Unity and the KSP part tools (did not realize that one).
First off, thank you MOARdv for such a wonderful set of tools. I am not a programmer, and I do not dabble in programming save fudging some .cfg files from time to time to give me the delta v I would prefer ;). My favourite command pod is the inline command pod fron Near Future Spacecraft. Unfortunately, it never had an rpm installed in it. I did not know where to go and ask for help, so I tried to remove the non-rpm mfd from the pilot's seat area, and replace it with a stock rpm mfd like so: PROP { name = NFT_MFD_DummyScreen_Large02 position = 0.8248427,0.7244843,-0.3049874 rotation = -0.3503239,-0.847214,-0.3690686,-0.1526104 scale = 0.9999996,0.9999999,0.9999998 } and changed it to: PROP { name = RasterPropMonitorBasicMFD position = 0.8248427,0.7244843,-0.3049874 rotation = -0.3503239,-0.847214,-0.3690686,-0.1526104 scale = 0.9999996,0.9999999,0.9999998 } Now, it did show itself in the cockpit, but alas it was on it side (buried into the front panel of the area where the original mfd resided). I know the position, rotation and scale would make all the difference, but does that mean I would have to use Unity to figure out the correct orientation? Or am I just barking up the wrong tree altogether with my assumption to change the original with the RPM mfd. I chose this MFD in particular, and only one MFD to start as simple as possible, but I may have bitten off more than I can chew. I have been playing KSP for the last few years now, and the only wish I would love to have is an mfd'ed incline command pod. Cheers, Gaultesian
[WIP][1.3] Modular Pod Extensions
Gaultesian replied to TiktaalikDreaming's topic in Add-on DevelopmentI have been using this mod for about 2 weeks now. Love the modular design. I would love to eventually (note the word eventually....you have quite the workload of pods to complete yet) see aset or rasterprop ivas in these boats. Cheers, Gaultesian
I was supposed to put new flooring down in the spare room because my wife told me so.... Now I have the perfect reason to skip that and fly to Duna in style today! Thanks Chaka, you saved my weekend!
[1.3.1] LonesomeRobots Aerospace: HOYO CSM
Gaultesian replied to silentvelcro's topic in Add-on ReleasesI was looking for a decent command pod these past couple of weeks, one with an ASET/Rasterized iva. This one is really good. I mean really good. Black is not my favourite color, but the quality of the pod top knotch. Cheers, and keep up the great work!
Looks great - used to use CHAKA and loved it then, and I am sure I will love it when it goes to 1.22. Great work Yanfret!
I downloaded the the dev version earlier this week, and it seems to not be doing anything (no KCT present). I must be installing it incorrectly.
[1.12.x] - Modular Kolonization System (MKS)
Gaultesian replied to RoverDude's topic in Add-on ReleasesThanks for the clarification. Always good to see people helping the uninitiated :).
[1.12.x] - Modular Kolonization System (MKS)
Gaultesian replied to RoverDude's topic in Add-on ReleasesUsed to use MKS back prior to 1.2, just coming back into the game again, and noticed, that I cannot change the bigelow-style habitat from greenhouse to other types (like a habitat). I see you need specialized parts, but only oxygen, recyclables and machinery parts can be stocked in the habitat module. I must be doing something wrong, searching through this thread, the USI manual and various reddit pages have left me a bit confused. Any advice would be great. Cheers, Gaultesian
All of my extraneous, EVA seats are safely taped back in the cockpit. Thanks Angel-125 for your timely fix!
I can confirm, I have a similar issue (current spacecraft has a seat floating about 20 meters from the starboard bow). I can provide pics if necessary.
Oh, OK, thanks for the re-reclarification ;). I checked my versions of Real Plume and Cryo Engines, and they are both the latest version. That probably means I may have a mod conflict somewhere, but I will have to check logs and then go through my mods to see if there is something amiss. You have me set in the right direction - I just need to find out the issue now on my side. Thanks again. OK......I did not have RealPlume-Stock folder installed for some reason. Dear lord, I think I may have to give up the internet and live in a cave somewhere.


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(1) Do you, or your heirs, get to retain the data? Do / should your heirs be able to access your account to, say, post the bad news and shut down the account?
(2) Does your identity get 'deleted'? Should it? If not – how reasonable is it to expect cloud platforms to pay for the data upkeep for a growing number of 'orphaned' dead? Are the dead included in their member statistics?
(3) How does an online service ascertain a member's death?
(4) If you wish for your identity to perpetuate, who pays the bill? Or, as long as your assets are not frozen, how and when does your internet site go down?
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Not fade away: on living, dying, and the digital afterlife
The Verge is a technology-focused news publication founded in 2011 by Joshua Topolsky and Marty Moe in partnership with Vox Media and its CEO Jim Bankoff. The Verge's mission is to offer breaking news…
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Let KAYAK do the searching
Low season
High season
Cheapest flight
Average price round-trip
Good deal round-trip
Good deal one-way
Menu card for the food items and prices
This trip was by far the best flight I have ever had in my 62 years on the planet. For $49 round trip from Boston to Philly can't be beat. The staff was super friendly and the aircraft was brand new!
No reclining seats, delay of over 5hrs
Flight staff was great! No free refreshments onboard but that was expected. We took off an hour late and waiting for our checked baggage to come around took forever so that was a little bit annoying.
Flying from ATL to Denver was the worst experience I've had on a flight in 25 years. Frontier (especially at Atlanta) was the most careless and apathetic group of gate attendants I've ever experienced. After a 2.5 hour delay on our flight I arrived at the gate an hour before boarding. No less than twenty people came up to the desk wondering if the flight was still even going to happen. In the hour I sat there the gate attendant made exactly ZERO announcements as to what was going on. The single Frontier gate is at the end of the D terminal concourse owned by Delta, and I must say Frontier is doing a great job advertising for Delta. As you proceed further down the terminal toward the end where Frontier is, it's like descending into hell. It goes from a reasonably quiet typical airport setting to a crowded chaotic nightmare where no one is in charge or is interested in helping. Not enough seating (even for mother's and families struggling with kids who were miserable from the heat), air conditioning was either turned off or broken, no place to charge anything. Never again.
They cancelled my departure flight, and the rebooking process was not easy. My returning flight boarded late. You get what you pay for.
Aguadilla (BQN)Puerto Rico


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Build a library that you can use to remove duplicate rows in spreadsheet data.
Before you begin
To use this sample, you need the following prerequisites:
- A Google Account (Google Workspace accounts might require administrator approval)
- A web browser with access to the internet
Set it up
To build the library, take the following steps:
- Sign in to your Google Account.
- To open the script editor, go to script.google.com.
- At the top left, click New project.
Delete any code in the script editor and paste in the code below.
/** * Removes duplicate rows from the current sheet. */ function removeDuplicates() { let sheet = SpreadsheetApp.getActiveSheet(); let data = sheet.getDataRange().getValues(); let newData = []; for (let i in data) { let row = data[i]; let duplicate = false; for (let j in newData) { if (row.join() == newData[j].join()) { duplicate = true; } } if (!duplicate) { newData.push(row); } } sheet.clearContents(); sheet.getRange(1, 1, newData.length, newData[0].length).setValues(newData); }
Click Save .
At the top left, click Untitled project.
Name your script Remove duplicate rows and click Rename.
Click Deploy > New deployment.
Next to Select type click Enable deployment types > Library.
Enter a description of the library, such as Remove duplicate rows. Anyone with access to the library can view this description.
Click Deploy.
At the left, click Project settings .
Under IDs, copy the script ID for use in a later step.
Try it out
To use the library, take the following steps:
- Open a Google Sheets spreadsheet that has data with duplicate rows. To use a sample document, make a copy of the Sample duplicate rows spreadsheet.
- Click Extensions > Apps Script.
- Next to Libraries, click Add a library .
- In the Script ID section, paste the script ID from the library Apps Script project you copied in the previous section.
- Click Look up.
- In the Version section, select 1.
- Click Add.
Delete any code in the script editor and paste in the code below.
function runLibrary() { Removeduplicaterows.removeDuplicates(); }
In the function dropdown, select runLibrary.
Click Run.
Return to the spreadsheet to view the updated data without duplicate rows.
Review the code
Learn about the code used in this library sample
First, the script makes a single call to the spreadsheet to retrieve all the data. You can choose to read the sheet row by row, but JavaScript operations are considerably faster than talking to other services like Spreadsheet. The fewer calls you make, the faster it goes. This is important because each script execution has a maximum run time of 6 minutes.
let sheet = SpreadsheetApp.getActiveSheet(); let data = sheet.getDataRange().getValues();
The variable
data is a JavaScript 2-dimensional array that contains
all the values in the sheet.
newData is an empty array where the
script puts all the non-duplicate rows.
let newData = [];
The first
for loop iterates over each row in the
2-dimensional array. For each row, the second loop tests if another row with
matching data already exists in the
newData array. If it's not a
duplicate, the row is pushed into the
newData array.
if (!duplicate) { newData.push(row); }
Finally, the script deletes the existing content of the sheet and inserts
the content of the
newData array.
sheet.clearContents(); sheet.getRange(1, 1, newData.length, newData[0].length).setValues(newData);
You can edit the library as much as you'd like to fit your needs. Below is an optional modification.
Remove rows with matching data in some columns
Instead of removing rows that match entirely, you might want to remove rows with matching data in just one or two of the columns. To do that, you can change the conditional statement.
In the sample code, update the following line:
if(row.join() == newData[j].join()){ duplicate = true; }
Replace the line with the following code:
if(row[0] == newData[j][0] && row[1] == newData[j][1]){ duplicate = true; }
The above conditional statement finds duplicates each time two rows have the same data in the first and second columns of the sheet.
This sample was created by Romain Vialard, a Google Developer Expert. Follow Romain on Twitter @romain_vialard.
This sample is maintained by Google with the help of Google Developer Experts.


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One 85-year-dated woman We talked with, just who asked never to feel understood so you're able to cover her confidentiality, has been dating an 89-year-old man for more than ten years
Even with one guidance, although, many elderly Seniors are not happening of several dates. Good 2017 investigation contributed of the Michael Rosenfeld, a social demographer at the Stanford College, unearthed that the fresh new percentage of single, straight ladies who satisfied at least one the newest person to own matchmaking otherwise intercourse in the previous 1 year was about 50 % for females during the age 20, 20 percent on years forty, and just 5 percent from the age 65. (The date-shopping for pricing have been even more uniform over the years into the men interviewed.)
In reality, people I spoke which have noted that trying to find anyone having who you are compatible could be more hard within how old they are. Typically, they informed me, obtained be more "picky," reduced willing-otherwise less ready-to help you bend on their own to complement with other people, since if they've already hardened within their long lasting selves. Their times, designs, and you can needs and wants have got all come set for such a long time. "If you fulfill on your own 20s, your mold yourselves and you may form along with her," said Amy Alexander, a great 54-year-old college-admissions advisor. "At this years, there is a great deal existence stuff which is happened, bad and the good. It's difficult so you can meld that have people."
Interested in a good fits would be for example hard for straight more mature female, just who outnumber their men competitors. Female will alive (and stay more powerful) extended, and they also have a tendency to find yourself having earlier men; the latest more mature it score, the smaller and elderly their pool out of possible lovers expands. "Approximately half of men goes on to repartner," Susan Brown, a sociologist at Bowling Environmentally friendly County College, informed me. "For ladies, it's reduced-a-quarter at best." (And divorced group years 50 otherwise elderly, Brownish said, be more almost certainly than widows to create the relationships, when you're people that never ever hitched certainly are the least attending accept off which have anybody afterwards.)
One it is possible to factor because of it gender difference is the fact boys count on their couples-not just with respect to cooking and you may housework, but also for psychological and you will social help. Women can be expected to enjoys their unique family to slim into the, as well as is almost certainly not eager to look after several other kid. "For the majority people, simple fact is that first time in their lives they usually have got freedom-they may very own property otherwise enjoys a retirement, or something like that they live off each week," Malta informed me. "They don't should show one to."
His wellness is significantly even worse than hers, and though she likes the lady mate and says she will stick with him, the relationship gets much harder. They don't real time along with her-a rule that's been essential the lady, because the somebody who viewpoints the girl liberty, wants to traveling, and you may doesn't want so you're able to slow a rate she understands the guy can't match. When she visits him inside the senior years family several times a week, she will experience you to their wellness are declining. "We'd wonderful talks in early stages, however, fewer today because he is reduced interested," she explained. "It will make me unfortunate to look at they occurs."
And many of the older ladies I talked having asserted that they certainly were desperate to find anybody energetic, testing relationship users to possess states out of exercise and you can inquiring sneaky questions regarding family members health problems
To possess explanations along these lines and others, progressively more the elderly is actually "way of life apart with her," meaning these are generally inside a romance but never show a house. It's a create who had been quicker acknowledged about early in the day however, represents the current smaller rigid norms to have elderly years. Without babies to handle otherwise services so you can juggle, the elderly is actually building the sorts of dating that really work getting them.


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Muay Thai is also known as kickboxing and is one of the ancient arts that are still being practiced in Thailand. This was actually introduced for the military in the earlier times for unarmed close combats, and without any doubt, it has protected this land for many centuries. Currently, it has become one of the famous sports around the world. Not just in Thailand, but you can find Muay Thai training camps all around the world, where many people get themselves registered for fitness and weight loss. So, if you are also the ones who want to get themselves registered for this amazing art, then without any doubt, you would also require Muay Thai cloth.
Types of Muay Thai Sportswear
In Thailand, a Muay Thai training camp for fitness program could be either indoor or outdoor, so you need to go shopping for its sportswear according to the fashion. Thailand is one of the tropical countries where it stays warm and humid all around the year. So, obviously, the design that you would choose must be open. The best thing about Muay Thai for fitness is that it does not have any specific uniform that you have to wear during the training sessions. All the attire included in it is chosen from other sports like boxing. So, now comes the different clothes that are added to it. So, the first thing comes first, and that would be Muay Thai shorts.
Muay Thai Shorts
As it is already clear from its name that you would require a free movement of legs to land a powerful kick against your opponent, so Muay Thai shorts must be very short in length for both men and women and should only cover the partial thigh area. Next comes Muay Thai shorts which are similar to basketball shirts. The reason behind this is the extremely humid environment which is quite troubling during the intense training sessions. As for men, there are tank tops or t-shirts. Whereas women can wear a sports bra or a tank top. The fabric that is included in this attire is cotton which quickly absorbs all the moisture and sweat from the body and keeps your body dry for comfortable training. These both were the main part of the Muay Thai sportswear at Suwitmuaythai camp, and now comes something extra for your own protection.
Muay Thai Protection Gear
Ankle Guard is also an important part of training at http://www.suwitmuaythai.com for beginners because it provides stability and support to your ankles while you land a powerful kick. Being a starter, it is really necessary to wear because, without it, you might dislocate your joint. Last but not least is the Muay Thai gloves which are quite similar to the Boxing gloves and an important part of training for beginners. These gloves would certainly help you out to punch the bag and give support to your hand and its joints. In Muay Thai training, you do not need shoes except for running sessions so that you will be barefoot for most of the time.


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The curmudgeonly GP is perturbed when he discovers Louisa, who is already spending much of her time away from home, has applied to take up a child and adolescent counselling course. However, achieving a work-life balance is far from the greatest of c... (more)oncerns for some of the Ellinghams' neighbours, not least of whom is Al, whose plans to demonstrate his business acumen are placed in jeopardy when Ken decides to close the pub. Unless Ruth agrees to serve as a guarantor, Ken will not allow Morwenna and Al to take over the establishment, so the pair arrange a race-walking event to raise funds and prove the community is on their side.
Sep 27, 2017
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The Vaccine Adverse Event Reporting System (VAERS) Results Hemolytic uremic syndrome VAERS ID 182226-1 182226-1 182226-1 186325-1 Age Symptoms Month Vaccinated < 6 months HAEMOLYTIC URAEMIC Feb., 2002 SYNDROME < 6 months HAEMOLYTIC URAEMIC Feb., 2002 SYNDROME < 6 months HAEMOLYTIC URAEMIC Feb., 2002 SYNDROME 1829 years HAEMOLYTIC Unknown URAEMIC Date SYNDROME Vaccine Adverse Event Description HIB + HEP B (COMVAX) (287) Immunized on 2/26/02.
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16p11.2 Duplication Syndrome Guidebook Version 1.0;
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INVITATION TO PARTICIPATE IN THE 17th ANNUAL CYCLING TOUR IN AID OF THE DOWN SYNDROME ASSOCIATION WESTERN CAPE Dear Sir / Madam Thank you very much for considering our proposal to assist the Mountain View Cycle Club in aid of the Down Syndrome Association Western Cape (DSAWC).
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Your Guide to Carpal Tunnel Syndrome PAUL JARRETT ORTHOPAEDIC AND HAND SURGEON Murdoch Orthopaedic Clinic 100 Murdoch Drive Murdoch WA 6150 Phone:
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We have a son with Down syndrome, so of course I was interested to hear about the research that was being done, and the foundation's contributions in that area.
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ARSACS Variant not detected Agenesis of the Corpus Callosum with Peripheral Neuropathy Variant not detected Autosomal Recessive Polycystic Kidney Disease Variant not detected Beta Thalassemia and Related Hemoglobinopathies Variant not detected Bloom Syndrome Variant not detected Canavan Disease Variant not detected Congenital Disorder of Glycosylation Type 1a (PMM2-CDG) Variant not detected Cystic Fibrosis Variant not detected D-Bifunctional Protein Deficiency Variant not detected Dihydrolipoamide Dehydrogenase Deficiency Variant not detected Familial Dysautonomia Variant not detected Fanconi Anemia Group C Variant not detected GRACILE Syndrome Variant not detected Gaucher Disease Type 1 Variant not detected Glycogen Storage Disease Type Ia Variant not detected Glycogen Storage Disease Type Ib Variant not detected Hereditary Fructose Intolerance Variant not detected Herlitz Junctional Epidermolysis Bullosa (LAMB3-Related) Variant not detected Leigh Syndrome, French Canadian Type Variant not detected Limb-Girdle Muscular Dystrophy Type 2D Variant not detected Limb-Girdle Muscular Dystrophy Type 2E Variant not detected Limb-Girdle Muscular Dystrophy Type 2I Variant not detected MCAD Deficiency Variant not detected Maple Syrup Urine Disease Type 1B Variant not detected Mucolipidosis Type IV Variant not detected Neuronal Ceroid Lipofuscinosis (CLN5-Related) Variant not detected https://you.23andme.com/reports/print/ 2/6 4/26/2017 Stephen Beightler Reports Summary 23andMe Neuronal Ceroid Lipofuscinosis (PPT1-Related) Variant not detected Niemann-Pick Disease Type A Variant not detected Nijmegen Breakage Syndrome Variant not detected Nonsyndromic Hearing Loss and Deafness, DFNB1 (GJB2-Related) Variant not detected Pendred Syndrome and DFNB4 Hearing Loss Variant not detected Phenylketonuria and Related Disorders Variant not detected Primary Hyperoxaluria Type 2 Variant not detected Rhizomelic Chondrodysplasia Punctata Type 1 Variant not detected Salla Disease Variant not detected Sickle Cell Anemia Variant not detected Sjögren-Larsson Syndrome Variant not detected Tay-Sachs Disease Variant not detected Tyrosinemia Type I Variant not detected Usher Syndrome Type 1F Variant not detected Usher Syndrome Type 3A Variant not detected Zellweger Syndrome Spectrum (PEX1-Related) Variant not detected Wellness Reports 2 highlighted reports of 8 reports available These reports help you understand how your DNA influences your body's response to environmental factors like diet or lifestyle.
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Systems of Survival explicates The Guardian Moral Syndrome as having arisen from prehistoric "taking" patterns.
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Obstruction of SVC leads to distended head and neck veins with edema and blue discoloration of arms and face (superior vena cava syndrome).
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Down syndrome Down syndrome:
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The decoder has three main blocks – the syndrome calculator block, the error- locator polynomial coefficient calculator block and the Chien search block.
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bahwa HIV (Human Immunodeficiency Virus) merupakan virus perusak sistem kekebalan tubuh yang proses penularannya sangat sulit dipantau, dan apabila virus tersebut tidak dikendalikan dalam jangka waktu tertentu dapat berkembang menjadi AIDS (Acquired Immune Deficiency Syndrome), sehingga dapat mengancam derajat kesehatan masyarakat dan kelangsungan peradaban manusia;
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According to the American Association of Neurological Surgeons, a player who has sustained even a mild concussion and not fully healed from it risks developing a condition known as second-impact syndrome, in which a supplementary impact to a still-recovering head can cause fatal swelling of the brain (3).
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"I Drink and I know Things" -Rare disorder CUSHINGS SYNDROME:
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Joefil Acosta Group 4 HEART FAILURE A complex clinical syndrome that can result from any structural or functional cardiac disorder that impairs the ability of the ventricle to fill with or eject blood ACC/AHA Guidelines Heart failure is characterized by generalized adrenergic activation and parasympathetic withdrawal Clinical syndrome could either be structural or functional Final common pathway for many cardiovascular diseases whose natural history results in symptomatic or asymptomatic left ventricular dysfunction When you diagnose heart failure, identify the cause of heart failure (ex.
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This presents a global health concern as research has found correlations between arsenic exposure and disorders such as cancer, heart disease and the metabolic syndrome.
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AbstractIn the poultry industry we have problems like Ascites and SDS (Sudden Death Syndrome) that they are dependent on weak vascular system.
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The IBSDetex test is for post-infectious IBS-D and IBS-M Irritable bowel syndrome (IBS) has traditionally been a diagnosis of exclusion.
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SAVANT SYNDROME Savants are a special case of people who have a savant-like ability or an ability that surpasses that of a normal person but at the same time being disabled at a different task.
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and Dawn Greene Infectious Disease Laboratory, Center for Infection and Immunity, Columbia University Medical Center 2:15 to 2:45 The Fragile X Syndrome in Autism W.
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Santee, CA 92071 619 469-0108 Purpose and Study Background Interstitial cystitis/ bladder pain syndrome (IC/BPS) is a chronic, debilitating bladder disease characterized by suprapubic pressure or pain accompanied by urinary frequency and urgency, in the absence of an identifiable cause.1-3 Population based studies have demonstrated a prevalence rate of 3 to 12 percent among women4-6 and 2 to 4 percent for men.4 The symptoms of IC/BPS result in a poor quality of life with sleep dysfunction, sexual dysfunction, depression, anxiety, and stress.7-9 The pathogenesis of IC/BPS is undefined.
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Touchdown Syndrome and El Cunado were tied going into Monday night.
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FACHINFORMATION CIPRALEX ® 10 mg/20 mg Filmtabletten 1.
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Handcrafted by artisans from India
Cotton kurta dress featuring all-over floral Lucknowi 'Chikkan' hand embroidery. Made with organic cotton in Bihar Blessings Periwinkle.Composition: 100% cottonSize & Fit:Model is 5'9"/180cm and wears a size SAbout The Collection:Designed by Dana Alikhani and Tatiana Santo-Domingo in their London studio, the People of the Sun collection is a playful nod to the colours of a hot Indian summer, designed to be worn by the sea and on fiery summer nights. The prints and colour palette are inspired by Indian folk art and Madhubani wall paintings, often depicting seams of ritual such as marriage or festivals like Holi. This collection is made by artisans across different regions of India.
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Local Pest Control Brisbane
Ace Pest Control is a leading pest control company in Brisbane and many years of experience. Our team of Brisbane pest control experts can eliminate a wide range of pests from your house and backyard. All kinds of spiders are included, as are ants, roaches, crickets, silverfish, fleas & ticks, sowbugs, earwigs, and more. We also provide pest control for rats, and we can also offer pests and whiteflies with regular treatments. When you need the best Pest Control service in Brisbane, Contact us.