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AAR signs MOU to expand the company's market presence to Burundi |
AAR has signed a Memorandum Of Understanding with Societe D'Assurances Du Burundi (SOCABU) through which partnership AAR products will become available in the Burundi market. SOCABU is the market leader in Insurance in Burundi and has over thirty years of operations based in Bujumbura, Burundi. AAR will provide technical assistance to SOCABU to develop and launch the products. This will include product design and skills transfer in the risk management of the products. AAR will also be participating in the insurance of the products through a co-insurance arrangement. On their part, SOCABU will be licensed to sell AAR products in the Burundi market together with products developed jointly with AAR and aimed specifically at the local market. AAR will through this partnership widen its footprint in the region as it is already operating in the other East African countries. |
AAR COP of Sustainability 2012
AAR Group CEO's Statement of Commitment and Preamble
I am pleased to reiterate AAR's commitment and support, where applicable, for the UN Global Compact's 10 principles.
In addition to the above in March 2012 AAR became the signatory of the Code of Ethics for Business in Kenya as well as an ardent supporter for the Rights of the Child in Business which was launched in Nairobi in October 2012. AAR core values of Timeliness, Caring Attitude, Quality, Integrity and Team-ness stride shoulder to shoulder with human rights under which the above rights fall. The values also form the invisible glue that binds AAR and continue to evolve as part of the company's culture and therefore also clearly support UNGC's codes.
In 2012 the fast growing East African region continued to be challenging in the health sector, but in spite of this AAR maintained its leading position in providing health care solutions making a difference to the lives of its customers and other service users as well as to the community and the environment in which is does business. AAR prides itself with a strong brand which it knows reads and respects the five core values stated above, which allows it to expand the delivery of its health solutions that make a difference to lives of its members as well as community in general.
Skilled staff deficiency continues as a challenge in all the East African countries where AAR does business, and competing for technically skilled staff, especially in the medical sector, with the moneyed NGO sector is challenging, but with the growing tertiary education facilities opening up, AAR believes to be able to have access and choice to a wider scale of proficient employees in all areas of its business.
As AAR keeps on expanding its social responsibility from shareholder to board level right down to the line employee, it continued to invest into training employees in 2012 further installing an increased culture of excellence and synergy across the structure of the company so there is a bigger buy-in in the understanding what AAR medical services, medical solutions and brand stand for. All AAR Staff and AAR Sales Representatives annually sign a Code of Conduct oath.
As customer expectations go on increasing the company's continual training enhances employee understanding of his/her responsibilities and company's values. These values incorporate, support, embrace and enact the goals spelled out in the UN Global Compact ten principles as well as the Millennium Development Goals where applicable.
Jagi Gakunju
AAR Group CEO
March 2013
UN Global Compact Report of Sustainability 2012
In spite of economical and political challenges in all the East African countries in 2012, AAR saw the formation of two new companies being set up in 2012: AAR Healthcare Kenya Ltd, and AAR Insurance Kenya Ltd. At the beginning of the millennium the Economist had a leading article on Africa calling it the lost continent, but in 2012 we saw this prestigious magazine admit that Africa is now the continent of the future. AAR has felt this growth as its health service business caters to the fast growing East African middle class.
AAR membership of the UN Global Compact has allowed it to take part in the putting together of the Code of Ethics for Business in Kenya and was one of the first signatory.
In October 2012 saw the Kenyan launch of Child Rights in Business which was earlier launched in Europe.
AAR has always been aware of the fact that as it continues to run a sustainable and socially responsible business, its core values Timeliness, Caring Attitude, Quality, Integrity and Team-ness are being incorporated as the pillars in every decision and action the company makes on a daily basis. These core values have to also make a difference and be of significance to the daily lives of its employees and customers.
The staff and company sales-reps need to understand without question that the company's values are not cosmetic as these are the pillars which give AAR the means of not only guiding but also evaluating its operations and its future planning, and allow AAR to differ in the market. Each employee, no matter at what level, must understand and appreciate the fact that AAR's core values are its anchor in making a difference to the way it does business and conducts its work. This is highlighted in every seminars, workshops and training sessions as well as bulletin.
From board and senior management level, individuals take their responsibility seriously, creating a conducive environment allowing transparency, open communication, accountability and complying to legal and regulatory demands. Management teams ensure that there is correct, skilled and available human, financial and natural resources to conduct a viable business and that these resources are used efficiently, without compromising the ability of various stakeholders to meet their immediate and future needs.
The challenge for AAR is to ensure that each employee and sales representative, no matter at which grade, understands that the responsibility of the company's welfare lies with the individual. He/she is the ambassador of the company. Since September 2008, when AAR joined the Global Compact, it committed itself to support and advance the ten principles of the UN Global Compact within its sphere of influence and as said the challenge has been to make each employee and sales representative understand what personal and corporate responsibility means.
Through the Balance Score Card AAR is able to measure staff outputs. In 2012 the upgraded HR manual, available in the company intranet, is easily accessible for perusal.
Since 2004 AAR has had a Corporate Social Responsibility policy statement which states: to achieve commercial success in ways that honour ethical values, compliance with legal requirements and respect for people, communities and the natural environment. Through its newsletters, through bulletins, company seminars, workshops and training the social responsibility is brought to staff attention.
By 2009 understanding what CSR means was incorporated into the general customer care training CeSaaR manual: 'Customer Excellent Service Achieves AAR Results'. The training manual was collated in-house making it more relevant, meaningful and owned by all AAR staff and sales representatives. By the end of 2012 most employees have now been trained and this will continue into 2013
An overview of 2012 – AAR Holdings Ltd
In 2010 AAR received a 20% boost when in 2010 IFHA, Investment Fund for Health in Africa, bought a 20% stake into its business, which then was increased to 66% in 2012. IFHA is focused on developing healthcare in Africa, with emphasis on pioneering market-based services to improve healthcare delivery in sub-Saharan African countries.
As per AAR strategy this supported the expansion of its health care delivery sector and the formation of AAR Insurance Kenya. By the end of 2012 three new clinics were opened in Kenya which has further reinforced AAR's expansion plans in the East African fast growing middle class market/increasing consumer population.
The holding company is made up of several businesses covering healthcare clinics, health insurance, health finance and medical evacuation services.
AAR powerful brand in the East African region has kept AAR in the forefront of competitors. The East African region has proved to be resilient to global downturn and albeit of above average corruption, political risks have diminished and with the signing of the East African Community treaty creating a powerful trading bloc in a region which is marching ahead with global branded companies opening their headquarters especially in Nairobi. (prediction: Brian & Company).
With a current membership of some 200,000, AAR is not only the East African leader in healthcare but is also the preferred provider for both the public and private sectors in East Africa. Today AAR has 26 health centres spread over Kenya, Tanzania and Uganda; AAR Tanzania has 5 factory clinics, and AAR prides itself with an extensive partner-provider medical network.
It is AAR's flexibility, innovation and readiness to respond to the needs of its clients that have today made AAR leading healthcare and insurance company in East Africa, as encapsulated in its vision, mission and core values which state that AAR want to be provider of choice for innovative and quality health care solutions in Africa, where it provides health care solutions that make a difference to life.
AAR Corporate Social Responsibility Policy
To achieve commercial success in ways that honour ethical values, compliance with legal requirements and respect for people, communities and the natural environment.
In March 2012 AAR signed the Code of Ethics for Business in Kenya, and it is this code which will enable AAR employees to imbibe an ethically friendly culture as they understand the
AAR 2012 Report of Sustainability
The Codes for Business listed here under, integrate into AAR's Mission, Vision as well as Core Values of Timeliness, Caring Attitude, Quality, Integrity and Team-ness which form the invisible glue that binds AAR. The Codes, the mission the vision and values all evolve as part of the company's culture and therefore clearly support UNGC's codes. This report will take the code as a reference.
Code of Ethics for Business in Kenya
AAR, as a signatory of the Code of Ethics for Business in Kenya concurs to the ethics, which are inspired by the UN Global Compact Initiative; hence commitments have been drawn in line with the ten principles on Human Rights, Labour Rights, Environment and Anti-corruption
Explanations of the Code of Ethics for Business in Kenya
The Code of Ethics for Business in Kenya identifies the stakeholders of a business and its specific commitments. The stakeholders are: Organizations; Shareholders and Investors; Users of Products and Services; Suppliers, Contractors & Agents; Society; State & Government and Natural Environment
AAR, as a signatory of the Code of Ethics for Business in Kenya concurs to the ethics, which are inspired by the UN Global Compact Initiative; hence commitments have been drawn in line with the ten principles on Human Rights, Labour Rights, Environment and Anti-corruption.
As a leader, AAR sets the ethical tone in its organisations. AAR demonstrates its ethical commitment by crating policies and structures to implement the values and obligations of this Code in its organisations, and by reporting annually on its adherence to this Code.
Code of Ethics for Business in Kenya (signed by AAR in March 2012)
By adopting the Code, businesses are opting for a proactive means of handling responsible behaviour through self-regulation. This creates a thriving operating environment, devoid of too much regulation from government. AAR will endeavour to introduce the principles of the code in all the countries where it has a business presents.
The Code
The Code goes on to state:
We, the business community, recognise that ethical business brings about good business. We are committed to play a proactive role in building a globally competitive and prosperous nation, with a high quality of life, as environed in Vision 2030.
As good corporate citizens, we commit to treating our stakeholders with Respect, to run our businesses with Responsibility, to act with Compliance with applicable laws, and to be actively involved in Corruption Prevention. Our commitment to these ethical standards determines our interaction with our stakeholders (that is, our organizations; our shareholders and investors; users of our products and services; our suppliers, contractors and agents; our society; and our state and government) and the environment.
v As good corporate citizens, we commit to treating our stakeholders with Respect, to run our businesses with Responsibility, to act in Compliance with applicable laws, and to be actively involved in Corruption Prevention
Benefits & Results
v It is expected that with these ethics in place, integrity in the conduct of businesses will be increased. This will help create a clean business environment, which has an ultimate effect of reduced cost of doing business
v This is the business' way of enhancing the sustainability agenda. By acting responsibly, businesses will contribute towards a better society and country; hence avoid instances of violations and harmful/misleading actions
v A company may also derive increased company profile arising from being associated with good corporate citizenship. It has been demonstrated that good corporate citizenship is a useful tool for competitive advantage. The reverse of this is damaging a company's image, once dented, is very hard to rebuild and could even be costly in terms of loss of market
AAR - Labour & Human Rights
AAR respects the human rights and AAR as an organization will
dignity of all our employees and uphold all internationally proclaimed
does not encourage unfair human and labour rights principles
discrimination or favouritism across its operations. It complies with all legal and regulatory demands in countries where it does business and adheres to labour laws
In 2012, AAR HR department was able to compile all the various separately documented policies touching on staff welfare and conduct and instead formulated and compiled one comprehensive policy document. The policy document has been prepared into 3 versions for each East African country, Kenya, Uganda and Tanzania, by customizing them to suit their local legislations
AAR takes responsibility for providing In this regard part of the AAR HR decent, safe and healthy work function agenda for part of 2012 & 2013
environments for its employees, was and continues to conduct HR
and for developing their talent policy awareness and education to all
AAR complies with labour laws and staff via the intranet, workshops,
related regulations, safety and health seminars, newsletters and bulletins.
policies, and standards of decent work Further, through the AAR HR
programmes, institute internal control Department, management is
systems, and build a culture of continuously equipped with necessary
corruption-free business practice skills and understanding so as to
interpret these policies as they apply them in their respective operations. AAR HR Department in 2012 upgraded the Staff Manual, as well as a Code of Conduct, which is annually signed by all AAR staff & sales representatives
The expected outcome is to have an informed workforce and in particular to have a staff force understand the various staff policies, code of ethics and company values as well as to have an easily accessible document to every AAR employee and/or AAR sales representative through the company intranet. All applications are also accessible through the intranet which allows for easier monitoring/review/amendments by management where necessary
AAR actively develops anti-corruption Compliance is comprehensively
programmes, institutes internal control covered under AAR's new HR manual.
systems, and builds a culture of The manual calls for declaration of
corruption-free business practice conflict of interest when one joins AAR as an employee or as a sales
representative; it also calls for such declaration whenever the circumstances demand for ongoing employees.
The internal audit department is independent and offers objective assurance and consulting services to add value and improve AAR's operations. It helps AAR accomplish its objectives by bringing a systematic, disciplined approach to evaluate and improve the effectiveness of risk management, control, and governance processes
Measurements are still being put into action – albeit when fraud is detected impunity still persists in the whole of the East African region in various degrees, depending on the country, which still renders bringing the culprits to book challenging
AAR's systems are open to third party auditors for verification (Ernst & Young)
The company demand disclosure of gifts received in the course of one's duty, among other disclosures to dissuade corrupt practices. AAR takes deterrent
action as a last resort the action could range from termination of contract with AAR to prosecution in courts of law.
The Balanced Scorecard (BSC), a performance measurement tool continues to be used throughout the company to evaluate staff performance each quarter and at the end of each year. All staff clearly understands the BSC and as a result they are motivated to work in an environment where performance targets are clearly and openly shared across the company. Performance is evaluated based on 4 perspectives aligned to the company's strategy: financial, customer, internal business processes and people - learning and growth
AAR is upholds Children Rights in Business – signed 10th October 2012
AAR Shareholders and AAR Investors
AAR respects its shareholders 2012 saw further investment by IFHA*
and other potential investors for enabling to put into effect company's
financing the organisation, thus strategy of setting up to separate Kenya
creating employment in the nations companies:
where AAR does business
AAR takes responsibility for economic and AAR Insurance Kenya.
development by pursuing a healthy The investment has allowed for a
return on investment healthy return on investment in 2012
AAR complies with principles of good Through the Board of Directors the
governance that inspire investor company promotes a culture of
confidence awareness and sensitivity at all
levels to potential conflicts of interest,
Compliance – Board of Directors
responsible for maintaining and
preserving a balance between
innovation and transparency
AAR avoids corrupt practices that can The setting up of a fully fledged and
harm the good reputation of its autonomous internal audit function
shareholders and other investors in 2012 is a significant step in anti-corruption fight in AAR. The internal audit department answer directly to the Board Audit Committee
Scope of the Internal Audit
The scope of work of the internal audit activity is to determine whether the organisation's network of risk management, control, and governance processes, as designed and represented by management, is adequate and functioning in a manner to ensure risks are appropriately identified and managed, among others issues. The existence of corruption, including extortion and bribery increase the cost of doing business and diminishes proper governance of an institution. AAR has a strict code of conduct that guides behaviour when its officers interact with the suppliers, customers, general public and even within AAR itself
AAR has a third party auditor, Ernst & Young.
Other measurement tools will be looked into in 2013
*IFHA – Investor into AAR - The Investment Fund for Health in Africa (IFHA) is a private equity fund dedicated to small to medium size (equity) investments in private healthcare companies in Africa. IFHA invests in private healthcare companies that operate in fast-growing markets and show unique advantages over the competition.
The IFHA team consists of professionals with a diverse range of experience in senior management, healthcare and health insurance. The IFHA team originated from PharmAccess Foundation, an organization that aims to contribute to building sustainable healthcare in Africa, and brings in together over 15 years of experience with working with the private healthcare sector in Africa.
Users of AAR Services
AAR respects its customers and to provide healthcare solutions that
clients, does not mislead or exploit make a difference to life
them, and values their feedback
AAR communicates truthfully on its Services offered in AAR
products and services and takes (see below – AAR today to end 2012) responsibility for the safety of its Responsible conduct of business as
customers and quality of its services stated in company's CSR policy
AAR complies with consumer AAR Vision
protection laws, refrains from to be the provider of choice for
anti-corruption practices, and innovative and quality healthcare
ensures that its services solutions in Africa
meet health and safety standards
AAR embraces corruption-free AAR has a strict code of conduct that
practices to ensure that users can guides behaviour when its officers,
trust its services staff and sales representatives interact with the suppliers, customers and general public
AAR Suppliers, Contractors, Medical Agents and Agents
AAR interaction with its business Contracts are signed with its suppliers
partners is based on mutual respect and medical business partners -
and therefore AAR engages in separate contracts are signed
win-win relationships depending on department's needs
AAR encourages its business Partners are encouraged but not
partners to share its commitment forced to adhere to AAR ethics
to responsible business
AAR complies with all contractual and More stringent commitments will be
legal obligations agreed with its perused in the course of 2013
business partners, and it pays
them on time
AAR does not give or receive bribes The existence of corruption,
and avoids corrupt practices that including extortion and bribery
can harm its relationships with its increases the cost of doing business
business partners and diminishes proper governance of an
Stricter measurements to be implemented in 2013
AAR Society (Corporate Social Investment)
AAR respects the people and social - to achieve commercial success in
and cultural norms of the communities ways that honour ethical values,
in which it operates compliance with legal requirements
and respect for people, communities and the natural environment -
AAR takes responsibility for the impact AAR, whose activities are in the medical
of its operations on local communities, field, takes its social responsibility very
and it contributes to the development earnestly and is involved in many social
and strengthening of the societies project and programmes. AAR signed
in which it operates *The Children's Rights and Business Principles – extract from the rights
Trees for Health project also caters to schools with children with challenges
AAR complies with the ethical norms - AAR has 150 schools on board the
of the society from whom it earn Trees for Health Project by end of 2012
its license to operate - The Cluster Foundation – helping to
AAR collaborate with communities and
civil society organisations to create
a corruption-free society
*Children's Rights and Business Principles
"Children's Rights and Business Principles were developed in consultation with business experts, child right experts, civil society, governments and children. Save the Children, UNICEF and the United Nations Global Compact hope they will serve as an inspiration and guidepost for all businesses, everywhere, in their interactions with children.
Children's rights are an essential investment in our sustainable future. Human rights apply to all children. Safeguarding these rights helps build the strong, well-educated communities that are vital to crating a stable, inclusive and productive business environment.
A business that integrates respect and support for children into its strategy and operations generates benefits for children, society; and can generate real benefits for
business as well. Positive action for children's rights can build reputations, improve risk management and enhance the social license to operate – including gaining and maintaining the support of the people who live and work where the business is conducted. A commitment to children can also help recruit and maintain a motivated workforce. For example, by supporting employees in their roles as parents and caregivers, and promoting youth employment and helping to ensure that the next generation as the skills a business needs to proper – these are some of the concrete steps that a business can take.
The Children's Rights and Business Principles identify a range of actions that all business should take to respect children's rights – to prevent and address any adverse impact on children's human rights, as well as measures all business is encouraged to take to help support and advance children's rights. It recognizes the tremendous positive power of businesses large and small, and seeks to promote the best business practices. The principles call on the entire business community around the world to evaluate their impact on the rights of children; and to take action to make a difference for children.
Actions for Business
Ten principles identify actions for all businesses to respect and support children's rights.
Principles 1 outlines three core actions to be taken to achieve this corporate responsibility to respect children's rights – policy commitments, due diligence measures and remediation. It also encourages all businesses to go beyond respect for children's rights to the next steps of supporting and promoting children's rights. These actions are based on four basic principles of children's rights – survival and development; concern for their best interest, participation and freedom of expression; and equal treatment regardless of their status such as race, gender or disability.
The remaining nine Principles encourage business to implement these core actions by considering the impact on children of all their activities and their relationships related to the workplace, marketplace, community and the environment.
Principle 1 Meet their responsibility to respect children's rights and commit to supporting the human rights of children
Principle 2 Contribute to the elimination of child labour, including in all business activities and business relationships
Principle 3 Provide decent work for young workers, parents and caregivers
Principle 4 Ensure the protection and safety of children in all business activities and facilities
Principle 5 Ensure that products and services are safe, and seek to support children's rights through them
Principle 6 Use marketing and advertising that respect and support children's rights
Principle 7 Respect and support children's rights in relation to the environment and to land acquisition and use
Principle 8 Respect and support children's rights in security arrangements
Principle 9 Help protect children affected by emergencies
Principle 10 Reinforce community and government efforts to protect and fulfill children's rights
AAR Deworming programme in Schools
De-worming is an efficient investment in human capital
Worm infestation is one of the major neglected diseases which hamper the ability of communities to pull themselves out of poverty. (WHO, UNICEF, World Bank…)
According to the AAR research medical team one of the main demographic NCD drag causes for poor school performance are intestinal worms. WHO, UNICEF as well as the Kenya Ministry of Education, and Kenya Ministry of Health have clearly indicated that worm infestation is one of the major neglected diseases which hamper the ability of communities to pull themselves out of poverty.
Regular deworming contributes to good health and nutrition for school-age children, which in turn leads to increased enrollment and attendance, reduced class repetition, and increased educational attainment. The most disadvantaged children often suffer the most from poor health and malnutrition, and stand the most to gain from deworming.
The overwhelming effects of school-based deworming are a crucial step towards achieving universal global education.
Rural children waiting to be dewormed, others planting trees and others getting ready to wash their hands
Trees for Health – (see: under Environmental)
AAR has put into place a programme called Trees for Health project where it combines the health of children with that of the environment.
Extracts from web:
Evidence that school de-worming is beneficial and cost-effective
Partnership for Child development support by WHO< Child to Child, UN Children's Fund, UN Educational, World Bank, PCD, USAid, Pan American Health Organization, WFP, Save the Children and further endorsed by EA Network of HIV/AIDS & Education EA as well as Kenya Ministry of Education)
De-worming contributes to Education for All
Studies in low-income countries of Africa, South America and Asia confirm that children with intense worm infections perform poorly in learning ability tests, cognitive function and educational achievement. Differences in test performance equivalent to a six- month delay in development
Absenteeism is more frequent among infected than uninfected children - half much as their uninfected peers
De-worming can benefit children's learning and substantially increase primary school attendance and significantly increase a child's ability to learn in school
De-worming is an exceptionally low cost intervention
Operational research in Ghana and Tanzania has demonstrated that for the first five years of intervention, the average yearly cost of delivered treatment is very inexpensive [5].
De-worming gives a high return to education and labor income
A randomized evaluation of school-based mass de-worming for schistosomiasis and intestinal worms in Kenya reduced absenteeism by one-quarter.
De-worming was the most cost-effective method of improving school participation among a series of educational interventions.
De-worming is therefore an efficient investment in human capital.
De-worming has major externalities for untreated children and the whole community
By reducing the transmission of infection in the community as a whole, de-worming substantially
improves health and school participation for both treated and untreated children, in treatment schools and in neighboring schools. As a result, treating only school age children can reduce the total burden of disease due to intestinal worm infections by 70% in the community as a whole.
They also explain why de-worming is beneficial even without improvements in sanitation.
De-worming targets one of the most common, long-term infections of children in low-income countries.
For girls and boys aged 5 to 14 years in low-income countries, intestinal worms account for an estimated 11 and 12 percent, respectively, of the total disease burden, and represent the single largest contributor to the disease burden of this group.
An estimated 20 percent of disability adjusted life years lost because of communicable disease among school children is a direct result of intestinal worms.
Combining environmental health with human health - recycling
The hub of hope for those who have been hopeless
Some five years ago TCF, The Cluster Foundation, was set up which involved itself to improve the quality of life for people who suffer from paralysis (PWP) as a consequence of accidents. TCF rallies paraplegics out of their homes and it has become a hub through which PWPs are encouraged to come back into the mainstream of society brining them hope. What TCF is doing & has done look up: www.theclusterfoundation.org
In order to raise money The Cluster Foundation has found an ingenious way of doing just that: it collects newspapers in offices the sale of which allows them to run their office.
Here is where AAR has been helping by rallying its staff and reps to bring their old newspapers.
AAR also encourages other companies to do the same.
Encouraging staff to participate in such a simple act as bringing its old newspapers creates a sense of wanting to help the less fortunate.
AAR State and Government
AAR respects the elected AAR adheres to laws of the lands
governments, the rule of law, and where it does business. Its policies
all organs of the state in countries and practices are all in compliance
where it conducts business where necessary
AAR is responsible and law-abiding bodies
corporate citizens who co-operates KEPSA, FKE etc
fully with governments to promote
good governance in countries
where it conducts business
AAR complies with all laws and AAR has a 3rd party auditor Ernst &
regulations of countries where it Young, assuring compliance to laws
conducts business, and it pays its and regulations and advises on tax
taxes payments and compliance
AAR does not bribe public officials The audit department carries out
or engage in corrupt practices, scheduled audits based on the annual
it reports corruption, and it collaborates plan. The audit plan is a product of a
with governments where it conducts risk base process that identifies key
business, to stamp out corruption areas that pose the greatest risk to AAR
business health. AAR is very much aware that corruption, especially involving bribery and extortion, compromises the entire internal control system
AAR Natural Environment
AAR treats natural environment to practice and take business decisions
and biodiversity with respect which do not impact negatively on the
It does this through:
- drawing awareness of staff to the equitable use of resources without degrading the environment or risking health and safety
- encouraging the conservation and enhancement of natural as well as man-made heritage, including biological diversity and unique ecosystems
- encouraging the improvement of conditions and productivity of degraded areas
- drawing awareness and understanding of the link between environment and development
- promoting individual and community participation in the company in making a positive impact on the environment around themselves
AAR takes responsibility for its right to environmental protection so that
impact on the natural environment, we humans have the right to live in a
supports green business practices, healthy environment
and take remedial actions to ensure
the sustainability of natural resources
AAR complies with environmental laws Offices and AAR health centres make
and regulations and implements an effort to implement environmentally
environmentally sustainable practices sustainable practices: water, electricity,
wherever possible laboratory and other medical waste, recycling of paper
AAR avoids corrupt practices Complies through its policies
that can degrade our natural
AAR - Trees for Health - project
AAR Holdings took a strategic decision in 2007 and the AAR Beckmann Trust was set up with the aim to facilitate development of a healthcare environment which impacts right down to the lowest income earners. One of the trust's goals is to improve human, especially children's, health conditions through better environment and sanitation.
It was in the 1990ies that AAR recognised schools as being a major user of firewood and AAR began to encourage them to plant their own energy. In 2009 the AAR Beckmann Trust decided to further intervene by introducing the Trees for Health project. The aim is to both educate and directly enroll schools in the art and benefits of tree planting and how this can impact on human and environmental health.
The Trees for Health project has three components: 1) the School Tree Planting programme; 2) the De-worming programme which is directly the result of the first; and 3) TOT – Trainers of Teachers programme, based on learning and action, this programme creates awareness of environmental stability by creating a multiplier effect in communities situated around the schools and provides continuity.
School Tree Planting programme
AARBT works with schools in low income populations to educate students and teachers on the need for environmental conservation and the benefits that a healthy eco-system provides. It also directly contributes to the Kenya 2030 Vision to see a 10% tree cover from today's 1.5% cover.
Tree planting demonstration in a Kenyan rural school
School children take direct responsibility for preparing the tree holes, planting the seedlings and caring for them until they mature. This is achieved through practical lessons in tree planting and caring.
Schools are a large user of firewood, as they grow their own source, they free up resources which can now be spent on life saving health initiatives such as de-worming and improvement of sanitary conditions.
School Children De-worming programme
According to WHO, UNICEF and AAR research medical team, one of the main demographic neglected diseases is worm infestation. Worm enter children bodies through the water they drink or the food they eat. Worm infestation drags school performance down and once established in the host i.e. children, they steal viral nutrients from the children's digestive tract and deplete their intellectual energy. Among other things it causes iron deficiency anaemia. Anaemia is an insidious illness that may cause no apparent symptoms, but will eventually present with malnutrition, malaise and fatigue.
Deworming in the field
The problem can be easily and inexpensively tackled by having a regular de-worming programme in place.
The School Children De-worming programme is financed by parents (establishing self-sustainability) or with the savings generated through the savings made through the sustainable energy system created by planting trees on school grounds. Any remaining monies are used for other essential health requirements such as access to proper sanitation and clean water among others. Lack of proper sanitation is a big problem in schools and low income communities.
TOT – Trainers of Teachers programme –
Multiplier effect into the communities
As we know training others is the best way to spread knowledge and empower individuals, AARBT has developed a school programme that teaches students, teachers, and community members how to plant trees, take care of them and perpetuate the training of others. The consequence is a multiplier effect.
Based on learning and action, this programme creates awareness of environmental stability by creating a multiplier effect in the community and provides continuity to the Trust's Trees for Health planting project in schools.
Trees for Health project impacts
- De-worming of school children
- Encouraging & improving better sanitary conditions (dirty toilets are a source of re-infection)
- Introduction of cleaner and more efficient cook stoves – multiplier effect into community
- Introduction of safe drinking and water accessibility for hand washing
AAR Today
With a current membership of 200,000, AAR is not only a leader in the provision of healthcare and other medical and life solutions, but is also the preferred provider for both the public and private sectors in East Africa
AAR is also alert to the need to be always ahead in its service delivery and is committed to the continuous improvement of its services and infrastructure. By the end of 2012 AAR had expanded its clinical base to 26 throughout the East African region. It also runs factory clinics in Tanzania, and works closely with an extended partner network
Clinics – Health Centres
AAR is today the largest and most successful private healthcare company with a footprint in the East African region. It operates 26 health centres spread over Kenya, Uganda and Tanzania and 5 factory clinics in Tanzania; through its partner network it
has a presents in Rwanda, Burundi, Southern Sudan; it provides preventative and curative healthcare to clients from all walks of life
Health promotion and prevention
From the outset it is in AAR's culture to have prevention right in the forefront of services offered in all AAR Health Centres
PREVENTIAON – PREVENTION – PREVENTION and EDUCATION
Prevention is better than cure. This is an integral part of services provided in AAR's health centres
Nurse Help Line and 24 hour Call Centre and 24 hour medical facilities
AAR has a twenty four hour Nurse Help Line and Emergency Call Centre. It now offers a 24 hour telemedicine service.
AAR offers rescue and evacuation services to its members from anywhere in the world
AAR has 2 separate insurance companies, AAR Insurance Tanzania and AAR Insurance Kenya, and in the course of 2013 AAR Uganda will be set up. These
companies are regulated by the laws of the different countries they operate in as medical and general insurance companies
AAR Credit
Through AAR Credit Services, AAR members have a facility that finances their premiums and allows them to conveniently pay their annual membership fees and other personalized loans. Through this service, AAR goes the extra mile by adding value to its members by easing their cash flow and allowing them to upgrade and retain their membership. The credit service is currently available to AAR members in Kenya, Uganda and Tanzania
IT System
AAR has renewed and implemented a new, robust clinical and administration IT system to create and support its service delivery. Its ever-growing number of health centres throughout the region, increased membership and diversification of skills base, has placed AAR at an advantageous position to be at the helm of healthcare in Africa
Rewards/Customer Loyalty Programmes
In order to enhance its services to its members, AAR has incentive programmes which entitles its members and non-members but users of its services to special offers.
The aim of these programmes is to provide AAR members with additional value above that provided to them through their health plans. The special offers are made available
through a network of selected partners. Redeeming of offers from partners is applicable
to AAR members across its membership base regardless of membership type. The ultimate goal is the strengthening of customer relations and enhanced customer loyalty
AAR Beckmann Trust
The CSR arm of AAR is administered by the AAR Beckmann Trust which was set up in 2007. It also runs the Employee Volunteer Programmes, and its aim is to facilitate the development of a healthcare environment and network that ensures competency and quality of life.
The Trust's vision is to see an East Africa where every individual can access health and enjoy a wholesome quality of life and its mission is to improve health and living conditions of low-income communities in East Africa by involving and empowering the lower income sector of the population in initiatives that foster a healthy environment.
Looking Ahead
AAR is committed to fulfilling its mission and its vision and is continuously on the lookout for opportunities on the African continent. AAR already has a presents in Nigeria and Ghana. It has received and is studying a number of special interests and invites from the governments of countries neighbouring Eastern Africa - including Somalia, Ethiopia, Zambia, Eastern Congo and Southern Sudan – who wish to benefit from its services and learn from its experiences
AAR Karen Health Centre is now open!! The health centre is located at the Great Jubilee Centre next to NPC Karen Church, Langata road. The new centre will provide a range of comprehensive diagnostic services which include laboratory, nutritionist and specialist consultation among other services.
The new health centre will be open from 8am to 8pm on Monday to Friday, 9am to 4pm on Saturdays and 10 am to 2pm on Sundays and Public Holidays
The Karen Health Centre is open to both AAR members and the public.
AAR Adams Health Centre is now open! The Health Centre is located at Greenhouse building , Ngong Road. The new health centre will be open from 8am to 7pm on Monday to Friday, 8am to 4pm on Saturdays and 10 am to 2pm on Sundays and Public Holidays. It will provide a range of comprehensive diagnostic services which include laboratory services, nutrition and lifestyle counseling among other services. This comes in fulfillment of AAR's plans to expand its Healthcare arm of business in the region. The opening of the new Health Centre will significantly contribute to bringing health care as close as possible to where people live and work strengthening AAR's presence in markets not just in the region but across the continent.
AAR Parklands Health centre has also relocated to a more spacious location at Diamond Plaza Annexe, 3rd floor, 4th Parklands Avenue.


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Out Tomorrow!!!
Cinco De Mayo with Wallpaper.
Epic Recording artist, Wallpaper partied with us at Taco Abajo for Cinco De Mayo. They topped the off by putting on a great performance.
View Gallery -
Candice Comes Home
Candice Glover of American Idol was welcomed home to her town of Beaufort, SC, for her American Idol hometown visit. We were there to give her a warm welcome.
View Gallery -
March Of Dimes
Check out photos from the March Of Dimes event that was held on April 27, 2013 at Daffin Park. We had music from our in house DJ to get people pumped before the march.
View Gallery

subset: commoncrawl


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A wonderful cotton drape yarn which shows texture and cable detail. Softknit Cotton is also interchangeable with Handknit Cotton.
A luxury yarn developed specifically for babies. A machine washable blend of merino wool and silk that has a wonderful soft handle for your little treasures.
A lovely dry handle summer yarn in a blend of 50% Linen and 50% Cotton, the Creative Linen is soft to wear.
Summerspun is a beautiful yarn in a 50% Merino Wool and 50% Cotton blend, perfect for knitting or crochet.
Rowan Tweed is a beautiful soft, traditionally spun tweed yarn made in one of the few surviving mills in Yorkshire.
Colourspun is a lovely wool and mohair blended yarn which is sublime to knit. Each shade is produced by blending two printed and two solid colours together and then twisted with a printed binder.
This cotton is a wonderful dry handle cotton yarn.
The popular wool cotton has been in the Rowan range for many years.
Pure wool is a robust, hard wearing yet soft 100% wool yarn.
Felted* Tweed DK is a wonderful, tweedy yarn with a felted look, is a beautiful blend of merino wool, alpaca and viscose.
*Please note, this is a lightly pre-felted yarn that knits to a lightweight fabric with a felted effect. Please follow care instructions, as the yarn may felt further if washed incorrectly


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Nutrition Research Alert. Antibacterial Ability of Organoselenium Compounds; Dragon Fruit Confers Prebiotic Benefits; Enhanced Nutrition for Treating Food Allergies
This issue profiles antibacterial ability of organoselenium compounds, dragon fruit that confers prebiotic benefits, and enhanced nutrition for treating food allergies.
Click headings to expand and collapse
Published: 3 Dec 2010
Features of this research
Help Desk
For more information and general enquiries, contact Frost & Sullivan near you.
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Thu May 31, 2012
French Open Tennis Update
By editor
Originally published on Thu May 31, 2012 6:57 am
David Greene checks in with John Wertheim of "Sport Illustrated for an update on the French Open. The big headline from week one is Serena Williams' first-round loss. That's the first time she has lost in the first round in a major tournament.


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For assitance with your online shopping please call
The SELECT program offers a wide variety of dining tables to easily match with any size, type, and style of dining area. This rectangular dining table with simple turned legs can incredibly stretch up to 120" in length with three 18" butterfly leaves, easily seating up to ten people. Solid rubberwood construction ensures sturdy, long-lasting support. Floor to apron height is 24.25 inches. Available in 36 paints and stains, as well as specialty aged finishes.
The SELECT Dining Waterfall Edge Extension Table by John Thomas is available in the Jersey Shore, Toms River, Seaside, Seaside Park area from Seaside Furniture.
Gone are the days of one-size-fits-all dining tables and monochromatic color schemes. Each and every home is unique, requiring the perfect sized table with chairs to match and enhance the style of your home. Offering a wide range of chairs, stools, tables, kitchen carts, and buffets, the SELECT program brings you customizable dining furniture in traditional, mission, contemporary, coastal, transitional, and cottage style. Match any chair, table, and kitchen storage piece together to create your very own dining set. Not to mention, each piece is shown here unfinished for you to get creative and choose your own colors! Offering 36 paints and stains, as well as specialty aged finish options, you can design a fun, fresh coordination of hues to fill your home. Need inspiration? The collection images shown here are just several options to get you started. Enjoy a hint of the coast with a White Wash and Blue Wash trestle dining table paired with sheaf back side chairs for a fresh, breezy look. Go contemporary-formal with a sophisticated Espresso and Candlelit dining table with ladder back chairs. The options are endless. With the SELECT program, your style + your color = your way!
The SELECT Dining collection is a great option if you are looking for Transitional Contemporary Traditional Mission Cottage Tropical furniture in the Jersey Shore, Toms River, Seaside, Seaside Park area.
View other items in the SELECT Dining collection available from Seaside Furniture in the Jersey Shore, Toms River, Seaside, Seaside Park area.
This item has been tagged as:Table, Dining Tables, Table Set, Dining Table Set, Pub Table, Counter Height Table, Bar Table, Pub Table Set, Counter Height Table Set, Bar Table Set, Dining Room Furniture, Entertaining Furniture, Furniture Sets, Game Table Set, Gaming Tables, Office Furniture, Conference Tables, Meeting Tables, Serving Tables, Kitchen Table, Kitchen Table Set, Bistro Table, Bistro Table Sets, Pedestal Table, Leg Table, Dining Room Tables, Food Table, Table with Leaves, Leaf Table, Dinner Table, Dinette, Dinette Set, Extension Dining Table, Extendable Table
These images are representative of this group as a whole and may differ from this item.
Seaside Furniture features a great selection of living room, bedroom, dining room, home office, entertainment, accent, furniture, and mattresses, and can help you with your home design and decorating. View recent additions to our online furniture gallery. Seaside Furniture offers great quality furniture, at a low price to the Tom's River, Berkeley Township, Ocean, Island Heights, Manchester Township, Lakewood Township, Brick, Lacey, Seaside Heights, Barnett Bay, Atlantic City, Jackson, and Barnegat Bay area.
Information Accuracy - We have taken great care to provide you with information that is accurate and useful. Please notify us if you find an error, and we will do our best to correct it. We ask that you contact us directly and visit our stores to confirm information about pricing, color, features, dimensions, availability and special order lead times.


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Bank officer arrested after $500000 in cash goes missing
A 48-YEAR-OLD female bank officer has been arrested for allegedly siphoning half a million dollars in cash. The police said a report was made at 11pm on Friday after a branch manager of the bank at Serangoon Gardens discovered that $500,000 in cash was missing. Police were able to establish that the suspect might have taken the cash during the bank's closing hours the day before. When ...
Military Attack wins Singapore Airlines Cup to make it Hong Kongs night
Military Attack and Zac Purton are led in after the Singapore Airlines International Cup by George Moore, son of trainer John Moore. Photograph: Neville ...
Military impresses in Singapore Cup
Military Attack ran out an ultra-impressive winner of the Singapore Airlines International Cup at Kranji. Raced under the name of Rave for John Hills in Britain, Military Attack has developed a new lease of life as a five-year-old in Hong Kong and put this race to bed within a matter of strides. Ed Dunlop's globetrotter Red Cadeaux was forced to concede plenty of ground by making his move ...
Elderly citizens still a majority in pedestrian deaths
Despite efforts by the authorities to bring down the number of fatal traffic accidents involving the elderly in recent years, statistics show otherwise. Last year, more than half of those who lost their lives in pedestrian accidents were over the age of 60. Out of the 44 deaths, 23 were of the elderly - three fewer fatalities from the same age group in 2011. "Especially since the ...
Changi Airport steps up in the battle against stray wildlife
What happens if a metal bird and a real one collide? Well, Singapore's airport is taking more steps to ensure less of that happens by studying new measures to prevent wildlife from straying into the flight paths of ...
29°C Mostly Cloudy
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Movie Review
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The computer-animated comedy Shrek is a delightfully irreverent fairy tale whose hero is the titular giant green ogre, a contented outcast with all kinds of disgusting personal hygiene habits. When the movie opens, we get to see Shrek's daily routine, which includes bathing in mud, making ca ... ...
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Sunright tapioca balls found to have traces of unapproved additive says AVA
AN unapproved food additive has led to the recall of a brand of tapioca balls that may be used in desserts and drinks here like bubble tea. The tapioca balls, sold under the brand Sunright, were found to have traces of maleic acid by the Taiwan Food and Drug Administration (FDA). While occasional consumption at the levels detected does not pose any significant health risk, long term ...
Food court and fast food operators chip in to encourage tray returning
Uncleared trays are left on tables in a Burger King outlet. Seventeen major food court and fast food operators are joining efforts to encourage a tray return culture in Singapore. -- TNP FILE PHOTO: GAVIN ...
More new immigrants to serve as grassroots leaders in Singapore
Expecting to see more new immigrants to Singapore as community leaders in the future, Singapore's People's Association is planning to induct more of them into the ranks of grassroots leadership, local TV Channel NewsAsia reported on Saturday.Currently, some 3,000 new immigrants are grassroots leaders. They make up nine percent of Singapore's 33,000-member strong grassroots ...
Help for 2000 former drug offenders
Founder Rasman Saridin (right), 46, and preventive and aftercare officer Idris Ahmad, 50, of Hira Society, which helps drug addicts and their families. -- ST PHOTO: SEAH KWANG ...
Odd-shaped house for sale below valuation
The wedge-shaped plot has a built-up area of 3,089 sq ft. The rooms are also oddly shaped. Along one length of the house runs Hougang Avenue 2, while a catchment drain flanks the other side of the house. A nearby overhead bridge looks directly into the second floor. -- PHOTO: DESMOND LUI FOR THE SUNDAY ...
Reported in the press
Nothing will ever completely replace playing the game I love, however I feel like I'm starting a new adventure and I'm genuinely excited about what lies ahead. I'm fortunate to have been given many opportunities throughout my career and now I feel it's my time to give back.
David Beckham
The world's best known footballer was speaking after formally announcing his retirement.
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Keep readingNews Survey
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Singapore Star
Singapore Star | National Singapore, Regional & International NewsNewspapers the world over strive to provide readers with the ultimate news coverage.
The Singapore Star is no exception.
As an online news service we have advantages over traditional newspapers in that stories can be added and updated 24 hours day.
Our objective is to provide the most comprehensive Singapore news available, from our resources, contracted wire services and an inventory of some thousands of sources comprising newspapers, cable and TV networks, radio stations, public broadcasters, NGOs and others, Singapore news is a priority.
National news comes first. We do however strive to provide a complete news services for our readers. World news headlines top several of our pages, we also provide news on what's happening in business, and in the financial markets.
Whether it's the latest Nikkei 225 reading in Tokyo, the sterling exchange rate in London, or the status of the Nasdaq in New York, whether it's local Singapore news, the weather forecast for Singapore you'll find it all in the Singapore Star.
From Johor Bahru to Singapore, the Singapore Star should be your number one choice for breaking news - local, regional, and national.
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34. | juggalos | ||
Okay that's it!!! I've read too many damn hatin' comments about The Wicked Juggalo Family. I am 100% Juggalette and I just HAVE to bitch about this... I do not do drugs. I do not drink. I am a Juggalette. Before you ignorant bigots come on here and start saying a whole bunch of accusations against MY FAMILY you might want to do your homework.
JUGGALO/JUGGALETTE- A Juggalo is a misfit. And a freak. Freekshow that is. We just happened to organize one day, and found a type of music that we all not like but love and feel. Please go to www.hallsofillusions.com and look for the definition on there also it is very well put. I am very open minded but for all of you asinine Bitches that are saying "we" drink, smoke, and are whores for no reason. WHAT THE FUCK?!?!?!?!?!?!?!?! What did we ever do. So hey this is the only thing I must remind you of... "We dont never die alone. Juggalos will carry on. Swing our hatchets if we must. Each and everone of us!!!" And that goes for swingin' at yo' neck too, bitch!!! I'm a wicked clown BITCH HeLlO!?!
juggalos images | |||
1. | juggalos | ||
a real bunch of fags and posers who listin to shitty insane clown pussies, they are a bunch of illiterate homos who live in the suburbs and drop out of school because they think it's cool. they drink that awful faygo shit. they claim they don't care what people think about them however if you diss them or insane clown pussies they get pussy hurt. another thing about juggalos is that they are all a bunch of pussies who can't fight.they only way they can fight is if they have thier butt buddies to back them other than that they can't fight as individuals. some juggalos are even known to be snitches as well some even call the cops after they get thier ass beat they also potray themselves as some fag cult saying everyone who listins to thier shitty music is somehow thier family. also thier fanbase is made up of emos,wiccans,goths and wiggers. and somehow they consider themselves hiphop? insane clown pussies is not even classified is hiphop or rap and are listed as one of the worst music groups of all time. overall juggalos are a retarded pussy cult like fanbse made up of complete retarded suburb homothugs and suicidal emo fags who hate life. juggalos get no respect from real Gs from real hoods that put in real work and no respect from normal society. waz up my ninja were is da juggalo family?ma juggalos n i cant speel case i neva graduatid frum skool. hold on my ninja my mommy is callin me
2. | Juggalos | ||
a juggalo is a follower of Insane Clown Posse. they tend to be radically devoted to said band. from what i hear, they are NOT ALL psycho, white trash, pot-head, ignorant, ill informed bigots. but the many that i have had the pleasure to meet ARE. me: i dont like ICP.
juggalo: see, why yo gotta be hatin on da juggalos like dat? me: i dont hate you, i just dont care for your music. juggalo: dont make me kill you wit my hatchet, son! me:...what? |
3. | juggalos | ||
Brainless selfish morons that live under the illusion that the entire world is against them. Fact is, they're not important enough for anyone to actually care. These people are outcasts because they want to be, my thought is that they think it's fashionable when they're really just a small insignificant pimple on society's ass. They're the real "haters", they can't stand anyone that isn't them. Pick any Juggalo website (or anti-Juggalo) and read their posts, they'd like to annihilate every other social group in the world, every other level of society. I've had a chance to speak with some of the Juggalos, they, as a group, are so ultra-violent that some (sick as it may be) actually have a plan to systematically cleanse the world of every one that is not "Down with the clown!" As I recall, a little more then 60 years ago a German leader had those same thoughts. I suppose if it were to turn out that Adolph Hitler was the OJ (original Juggalo) it would explain an awful lot. I thought that being part of the clown culture was all about (how do you guys say it..) "PHAM-I-LY, PHAM-I-LY..." I saw the line for the Shaggy show in Denver this last weekend, fights, drunks, an accused rape, trash all over the street, I don't ever expect to be inside the clown culture or even to understand it, but I came here hoping to get maybe a feel for it. Hell, his last weekend I even went as far as to ask a couple of people that call themselves Juggalos', but all I got was some drunken, pathetic run about "haters" (or hatas') and a demand to vote for sugar. All that family and ninja talk, it's all just a bunch of crap, isn't it. You folks are the real "hatas'"aren't you. You throw full soda bottles at passing cars of people that never did anything to you, you wrecked the only venue in Denver that would dare to have the Juggalo's come and worship their god, and now I understand that Twiztid show will be the last of the Juggalo shows to ever play there and you guyz can't even get along here on the web. Some PHAMILY! I don't look crossways at the Juggalos for not being like me, god knows, I'm a pretty square person. I don't have what it would take to ever be a part of the clown culture, but I think it's interesting and mysterious. I only hope to ever view it from the outside though, I could never hate the way you guyz do, nor could I ever show the complete lack of respect for other people that the clowns do. WOOT WOOT !!
4. | juggalos | ||
Uncultured groupies of the Insane Clown Posse who think ICP is the end-all-be-all in music and that the only other music in the world is made by Eminem, whom they hate. Generally twelve-year-old boys or, in the sadder cases, 30+ fools who really ought to know better. Their comraderie is worth about the same as that exhibited among the Elks, Freemasons, or little treefort cliques formed in elementary school. One day, hopefully, they'll all snap out of it and be exposed to some good (read REAL) music.
5. | Juggalos | ||
Drug loving, illiterate trashers who listen and are devoted to a lame ass wannabe rap group known as Insane Clown Posse (ICP for short), these people are extremely annoying at concerts and are usually to inept to even know whats going on in the world around them.
Signs that you're around a Juggalo: 1: the air stinks like a wet dog 2: smoke is usually rising from an unknown location 3: annoying wiggerness can be detected 4: stupid wannabe inner city language is usually used (dat, yo, homies, etc.) 5: Usually wearing worn down ICP clothing, with pants down to their knees. Man 1: whats that awful smell?
Man 2: I think it's one of those annoying juggalos Juggalo: yo why you gotta be hatin on my homies lyke dat? (drunken slurred pronunciation used here) |
6. | juggalos | ||
A group of people who listen to "artists" signed to psychopathic records. They claim to be all about love, but they are rarely seen acting upon these claims. The larger majority of these individuals are, in fact, just as bigoted and "sheepish" as the people they claim to despise. Although I do support the idea of people following their own paths, most men/women who claim to be of said sub-culture account for little, if any, real contribution to society. Some quotes from self-proclaimed juggalos on this site:
you can go suck your mom's dick. 2 and 3 suck my nuts don't mess with the juggalo family bitches! Swing our hatchets if we must. Each and everone of us!!!" And that goes for swingin' at yo' neck too, bitch!!! it's that simple now go FUCK OFF! All u fuckin haters can suck a fuckin dick all the muthafuckaz who made fun of juggalos fuck your mom and your dad with 7 dicks biaaaatchs fuck you fuck you bitchs gonad ass hole faces Point proven. |
7. | juggalos | ||
a group of pussys who came together to worship icp and try to convince each other and themself that they are cool. known to wear overpriced icp shirts and win fights by outnumbering 10 to 1.also target the only rapper that sucks more then them to make themselfs look better. lowest form of scum on the face of the earth sumdood:sup dawg
sumotherdood:shut the fuck up juggalo prick sumdood:*kills himself* see faggot, homosexual, douchebag, cocksucker. |


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Check-in Policy | 1400 | |
Check-out Policy | 1200 |
# Of Rooms | 61 | |
# Of Floors | 4 | |
Rating | 2 AAA |
Hawthorn Suites By Wyndham Missoula
Missoula, Montana Hotels & Resorts
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Quality Inn And Conference Center
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Comfort Inn Missoula
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Doubletree Hotel Missoula/edgewater
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Sleep Inn Missoula
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Holiday Inn Downtown At The Park
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Gibson Mansion Bed And Breakfast
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Best Western Plus Grant Creek Inn
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Near many area attractions, businesses and eateries, a restful retreat or productive business trip await you at this recently renovated Missoula hotel. ...
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Whitewater Rafting & Riverboarding in Montana
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Seeley-Swan Valley, Montana Dude Ranch
Experience the adventure of an authentic guest ranch vacation in the heart of the Montana Rockies. Enjoy horseback riding, blue ribbon fishing, ranch life, breathtaking scenery and genuine western hospitality! ...
Affordable Rates from US $200 Per Night/Pers
Horseback Riding Adventures
Seeley-Swan Valley, Montana Horseback Riding
Scenic horseback riding adventures in a beautiful Montana setting. Daily opportunities for adventure from beginner to advanced. Enjoy the freedom of choice during your stay ranging from two hour rides, all day excursions, or Wilderness Pack Trips....
Affordable Rates from US $200 Per Night
Bar W Guest Ranch
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A great Western vacation for all ages is what the Bar W Guest Ranch on Spencer Lake in Whitefish is all about. The Bar W is open year round and ready to treat you with true Western Montana hospitality....
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Elm Outfitters & Guides Training Program
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We offer fun, affordable, flexible itineraries on all of our Montana vacations. New showcase guest lodge, meals, fishing, horseback riding, big game hunting and winter snowmobile rentals. Established in 1979, experienced guides, friendly staff!...
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The trek to Everest Base camp (5364m) is without doubt one of the most famous trekking in the world. It reveals some of the most breathtaking scenery of the Himalayan Region including close up view of Mt. Everest and other high mountains, glacier......
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Experience the beauty of "Big Sky" country. Sleep in luxery king sized beds . Your stay includes breakfast as well as the evening meal with excellent ranch style meals. Relax and /or hike to enjoy nature at its best in this peaceful scenic place!...
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Flathead Convention & Visitor Bureau
Flathead, Montana Tourism Center
Visit Montana's Flathead Valley – the gateway to Glacier National Park. Imagine no crowds, genuine western hospitality, and majestic mountains with an abundance of recreational and cultural activities. Contact us for a FREE Vacation Travel Guid...
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Fringe Festival Registration Opens
Following 2012's success Manchester's Fringe Festival returns this July.
For Venues
Become part of the festival by registering your venue for events and performances.
Register your venue hereFor Events, Productions and Organizers
Have an event or performance that you want to be part of the Fringe?
Simply register it here nowAnd we look forward to welcoming you to the Greater Manchester Fringe Festival Family.
Justin Moorhouse joins GMFringe Patrons
Justin is an English stand-up comedian and radio DJ from Manchester. He appeared in Peter Kay's Phoenix Nights and Looking for Eric.
"I think the Greater Manchester Fringe is excellent because it's just another example of the get on with and stick it on attitude that makes Greater Manchester an exciting place to be for all kinds of artists. Even lazy arse comedians don't have an excuse"
Arthur Bostrom Welcomes the Fringes Return
Famed for his role as Officer Crabtree, Arthur revealed how honoured he was to have been invited to become the patron for the first Greater Manchester Fringe Festival and offered to take an active role in promoting the festival.
Arthur, who lives in Manchester, said at last year's launch party.
"These are tough times so the fringe is really, really important. For me, I did a couple of JB Shorts and from that I got jobs and I've been in the business 34 years."
Manchester Fringe Festival 2013
Following the great success of the Greater Manchester Fringe Festival, held during July 2012, we are excited to announce the return of the Fringe for 2013.
The Fringe has four patrons who are Arthur Bostrom, Shobna Gulati, Justin Moorhouse and Stella Grundy who have leant their personal support to help further develop the Manchester Fringe.
Fringe ticket prices are very attractive starting from £3.00 and usually no more than £10.
The Fringe offers opportunities for event organisers and production companies to present and promote their work directly to the whole of the Greater Manchester Area.
The Fringe can also help production companies locate spaces available, during the Fringe, for their performances or events. Please contact us directly to discuss your requirements.
The Fringe Tickets will be available to be purchased online from the end of May 2013 and there will also be a small allocation of tickets, for most events, at the door.
Benefits of being a Fringe Sponsor
Get a piece of the action! Manchester's Fringe scene is one of the most vibrant in the UK, and we have a range of opportunities for companies to get involved and promote their business to a full engaged audience.
Driven by the passion of our Fringe, sponsors can benefit from direct exposure to our valuable, creative and influential audience.
The Fringe works with each and every client to deliver the results you desire. Sponsorship packages can be tailored to address your marketing requirements and start from £250.00, which includes:
- Prominent advertising on homepage
- Advertising in 5000 run brochure
- Product placement opportunities in key venues
- Sponsor's presence at launch and closing parties
- Inclusion in all official Fringe communications
Contact us today to start benefiting from being a Fringe sponsor
Registered Fringe Venues 2013
Swan St, Manchester M4 5JZ
50 Great Bridgewater St, M1 5LE
109 Portland St, M1 6DN
Bloom St, M3 6AN
11 Stevenson Sq, M1
36 Charles St, M1
80 Princess St, M1 6NF
146 Chapel Street Salford
101 Princess St, M1 6DD
1 Canal St, Manchester, M1 3HE
5 Cooper St, M2 2FW
78 Sackville Street M1
20 Tib Lane, M2 4JA
10 Thomas Street, Northern Quarter, M4 1DH


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Save up to 20% on select Bedroom Furniture for a Limited Time!
Save 10% on a Serta mattress when you purchase a PBteen bed at the same time. Excludes Heavenly Mattress. Enter Mattress10 at checkout.
Beautifully crafted with a sturdy iron frame, this striking new bed features a graceful, high-rising headboard. Its scrolling swirls, slender posts and finials are slightly distressed and finished by hand.
Make sure it fits! Use our interactive room planner to design your floor plan.


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The Barre City Elementary and Middle School Holiday Committee would like to thank the following businesses and organizations for their generosity during this Christmas season. It was only with the help of these kind community members that we were able to provide food, stockings and gifts to over 70 Barre City families. We sincerely appreciate their help and want to wish them all a very happy and healthy New Year.
Ferguson Waterworks, Colchester
Rinkers Communications and Friends
Green Mountain Trees and Wreaths
Barre Rotary
Salvador and Babic
Hunger Mountain Food Cooperative
Borowske Chiropractic and Family
Healey Chiropractic and Family
Bath and Body Works
Girl Scout Troop 30041
The Barre City Police Dept.
The Times Argus
The Barre Senior Center
BCEMS and Central Office Staff
BCEMS Holiday CommitteeMORE IN LettersNow that we have decriminalized marijuana and have a form of death with dignity, Ive been... Full StoryThe Williamstown School District is about delivering a quality education that ensures your kids... Full StoryEach day, Green Mountain Transit Agency volunteer drivers provide hundreds of miles of service to... Full Story -
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Abilene Woman Dies after Ram Attack
By: Laura Kellerman
Updated: March 9, 2009
Mozelle Thomas, 88, was feeding her Barbado sheep, like the one pictured below, and went to look at the newborn lamb. That's when a ram charged her and hit her in the chest, according to reports.
The medical examiner ruled her death an accident, and cited the cause as "complications of blunt force trauma of chest and abdomen."
Thomas was taken to the hospital in Abilene, then moved to Texas Health Fort Worth hospital a few days later. That's where she died Mar. 7.
Map location is approximate


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Consumer Reviews of GOODMAN furnaces
It's free, fast and safe
Read more about GOODMAN furnaces
Read reviews of other Furnace brands
Location: Calgary, Alberta
Satisfaction Rating:
We had the Goodman mid efficiency furnace - gme80905cxab - installed in July 2007. Since then we have had to have a service tech in 3 times. Furnace would not kick in and all 3 times it was related to the flame sensor. I would never buy a Goodman again.
Satisfaction Rating:
"Wish I still had my 25 yr old Bryant!"
We have an "all in one" furnace/AC unit that sits outside our house. It is 3 yrs old and we've already had the main circuit board replaced. Now it is "hanging" in the beginning of it's cycle, right after the thermostat turns it on. It hums and buzzes with a periodic lurching noise for over a minute. Then it just quits. It has done this numerous times just this morning, and this has been going on for some time now. Because it is a sporadic glitch, every time I get a service tech to come out, the glitch never happens, he can't hear what I'm talking about and all he does is use his meters to take "readings", which tell him absolutely nothing about what the problem is. That's why I recorded the noise this time so I can have him listen to it when I call again on Monday. I absolutely regret buying this thing. I am not confident it will even last through the 10 yr warranty period at this rate! Our 25 year old Bryant unit was no more loud than this one and it heated and cooled our home perfectly well, although granted it's efficiency was not too good. The only thing wrong was that one of the burner tubes had rusted and was irreplaceable because it was so old. We discovered this when we called to have it serviced before winter a few years back. I wish we had shopped around, but the tech said it was dangerous and could have caused an explosion, so we went with the units his company sold. Moral of the story:do your homework and research furnace reviews BEFORE you have to replace yours. Then you won't be making an uninformed decision in panic/crisis mode like we did!
Location: Colorado Springs, Co
Satisfaction Rating:
"Not Again!"
I had a Goodman furnace installed in 2008. Since then the circuit board went out and had to be replaced within the warranty period. Now the gas valve needs to be replaced. I've had a service tech come to the house every six months. Never had a problem with any furnace installed in my homes prior to this. I would never recommend a Goodman unit to anyone I like or am even slightly fond of.
Location: new york
Satisfaction Rating:
Going into my 4th heating season, no heat today! the unit started giving us trouble days after it was installed.The only one who can count on a Goodman furnace is a repair technician.
Satisfaction Rating:
Years owned: 3
Satisfaction Rating:
"goodman furnaces"
My experiences were not good. First, squirrel cage disintegrated. Second, gas ammana blower went out. Third, leaked coolant. Fourth, capacitor on compressor blew up. Fifth, circuit board was out. In fact, it has cost me over 1,000 dollar in 4 yrs to use it in repairs.
Years owned: 6
Satisfaction Rating:
"Our Goodman GMNT100-4B Broken Already!"
After 6 short years, we already need a whole new blower unit (motor, wheel, assembly) despite regular servicing. Warranty expires at 5 years. We will be $850 poorer. Don't buy this. I tried to get customer service to help but they stood firm. Rip off!
Years owned: 1
Satisfaction Rating:
"Worst customer service. Bar none."
Our story is pretty much the same as everyone else's. Our practically new unit already needs a new condenser coil to the tune of $500 for the part (which is covered under warranty) however, the freon and the labor charges were not covered under warranty, and that cost us just as much. A 15 minute phone call to Goodman proved to be the worst customer service experience I've ever had. Logic, good manners, and courtesy do not matter to these people. They are the antithesis of caring and helpful. I have several business degrees and I realize that they may think they don't have to be customer friendly, but in the end, their profits would most likely be enhanced if they provided even a minute amount of customer service. It was truly one of the most awkward, infuriating phone calls I've ever made in my life. Buyer Beware! We will never buy Goodman again.
Years owned: 2
Satisfaction Rating:
"3 cycles to start whats with this"
Furnace always needs 3 cycles to start while pushing cold air into the house. Does not always start and worst part when it starts does not run until it reaches thermostat temperature. It restarts many times before temperature is reached, each time pushing more cold air into the house. Sometimes does not start but fan continues to blow at full speed without heat. This recycling at night makes for a lot of lost sleep.
Years owned: 3
Satisfaction Rating:
"Jack Boise Id."
I have owned homes for over 35 years and most had old furnaces but I have never had as many problems combined as I have had with this piece of crap. It has had to have service men out her over 20 times. when they talked me into buying new, they promised me smaller heat bills [which never happened],told me I would have piece of mind [also a lie] and now I can't afford to change it or even afford to get it fixed as it has been out 3 days now. My old furnace was 10 times better than this one and was still working, I wish I had it back and I would still be warm.
The opinions expressed in these reviews are the opinions of consumers that submitted reviews to FurnaceCompare.com. They do not necessarily represent the opinions of FurnaceCompare.com.


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Building healthy churches begins with building healthy church members.
That's the thinking behind Forward Movement, a 1930′s initiative of The Episcopal Church, which is best known for its 'Day by Day' daily devotional pamphlet, but also includes tract, and book publishing.
Scott Gunn is the gifted, energetic, and new face behind Forward. He's a popular blogger and innovator who aims to take Forward Movement, well, forward. Be inspired by the wisdom from this bright, young leader.
Watch the Full Program.
Rather Listen? Click here to download the Mp3 to your digital device.
Click here to visit wildgoosefestival.org
More than 300,000 people subscribe to Forward Movement's 'Day by Day,' their most popular publication. It's part of FM's mission to improve the spiritual lives of Christians. Here are my notes from the interview:
Headed Online
Day by Day is headed to Kindle and Nook – and is actively engaging other platforms – to help Christians connect with God whenever and wherever. Daily meditations are free online, and you can now have them emailed for a small fee.
Lent Madness
If you missed this innovative way to bring the lives of the saints into daily discourse, click here. Scott says this Forward-sponsored endeavor is one example of the innovation the Church needs to embrace to spread the Gospel.
Day by Day Wants You!
Not just Day by Day, whose authors include clergy, lay people, and even prison inmates, but any talented spiritual writer who has something to say – Forward is listening.
About Scott Gunn
The Rev'd Scott Gunn is executive director of Forward Movement, a churchwide ministry of The Episcopal Church, known widely for its flagship publication Forward Day by Day. Fr. Gunn works "to reinvigorate the life of the church," which is the historic charter of Forward Movement dating from 1934. A self-confessed church geek, Scott has served in a wide range of ministries, and he is currently a Deputy to General Convention. Before his call to Forward Movement, Fr. Gunn was a parish priest in the Diocese of Rhode Island. Prior to that, he worked in information technology at a range of places including the MIT Media Lab, The Atlantic Monthly, and Education Development Center. He was educated at Yale Divinity School, Brown University, and Luther College. Fr. Gunn is married to Sherilyn Pearce and lives in Cincinnati, Ohio.
Books Scott Recommends
The Hunger Games and the Gospel – Julia Clawson
The Innovator's Dilemna – Clayton Christensen
Axiom - Bill Hybels
Sponsors I Mentioned
Are you headed to the Wild Goose festival? Thousands of campers are headed to the beautiful hills of North Carolina June 21-24. Wild Goose is a festival at the intersection of justice, spirituality, and art. Some of this year's guests are Jim Wallis, Brian McLaren, and Shane Claiborne. ChurchNext is a proud sponsor – find out more at wildgoosefestival.org


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Click on any item for more information or to place your order.
Tennessee® WoodCrafts Cutting Board
Item #5167834
Whether you use it for carving and serving fresh from the grill, for cheese and appetizers or as a beautiful wall hanging in your game room or den, the WoodCrafts Cutting Board is a real attention-getter! Skillfully crafted by our WoodCrafts team, each Cutting Board bears the bold logo of your favorite team. Make it the centerpiece of your tailgate! 14" x 10"w x 3/4"h
Your Price $29.00


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ORDER HBO NOW - Promotional price of $15.95 good for 12 months! HBO ® and the HBO Multiplex of channels include: 14 HBO channels including 7 high-definition channels and HBO On Demand ®. HBO is well known for its high-quality original programming, which has earned numerous Emmy awards. Order HBO and get the most entertainment for your money. For the cost of one night at the movies, get a month of Hollywood hits and original series. PLUS, now when you order HBO, you also get HBO GO®. The HBO GO® app is available free for your iPhone®, iPad® or Android™ devices with your HBO subscription. So keep up with your HBO favorites whenever you want, wherever you are. $9.95/mo
Cinemax has it all with first-run flicks, the top indie titles and all the classic favorites. Get 16 channels of movie entertainment, including 8 high-definition channels and Cinemax On Demand. With Cinemax On Demand you can watch big Hollywood hits the Thursday before they premiere on Cinemax. 12 noon or 12 midnight, one time or 100 times – it's all up to you! PLUS, now when you order Cinemax, you also get MAX GO®. The MAX GO® app is available free for your iPhone®, iPad® or Android™ devices with your Cinemax subscription. So keep up with your Cinemax favorites whenever you want, wherever you are. |
Can I get service at my home?
Check to see if RCN is available to you.


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Indians No. 10 prospect Hagadone off to a great start
After struggling with his mechanics last season, left-hand pitcher Nick Hagadone is having a great start to the 2011 season. In five games with the Double-A Akron Aeros, Hagadone has not allowed an earned run, walked just one with 14 strikeouts over 10.2 innings in relief. Although it's a small sample size, Hagadone worked hard during the offseason to make the adjustments and so far, it's paying off.
"I think basically all the hard work that I put in on the offseason, fixing what was wrong last year," Hagadone said on what contributes to his success this season. "I started out in instructs making a lot of mechanical adjustments and then just repetition, just doing what was right."
"As far as weights and running, I didn't do anything different. I basically did the same thing that I've done ever since I was drafted. But as far as mechanically, I just did a lot more drills to try to get muscle memory on the right mechanics."
Hagadone was ranked by Baseball America as the Cleveland Indians 10th best prospect this year. Drafted in the 1st round (55th overall) supplemental by the Boston Red Sox in 2007, he was referred to as having "electric stuff." After missing almost the entire 2008 season with Tommy John Surgery, Hagadone was traded midseason to the Cleveland Indians in the Victor Martinez deal in 2009.
In his first full season with the Indians, Hagadone spent 2010 with both High-A Kinston and Double-A Akron were he had a combined 3.37 ERA in 29 appearances (17 starts). He logged a career high 85.2 innings but struggled with his command –averaging 6.6 walks per nine innings.
"I think the hitters are more selective and when you make mistakes they punish you more," Hagadone said on the biggest challenging between the levels. "In High-A you can get away with making bad pitches sometimes but in Double-A, they usually take advantage of you right away."
The 25-year-old throws a fastball, slider and a changeup, "Mostly fastball and slider and then I mix in changeups whenever I feel it's really necessary to do. But mostly I stick to fastball and slider."
His fastball sits in the low to mid 90′s and although it's dropped a few mph since surgery, he still has pretty good arm.
The Aeros currently lead the Eastern League Western Division by one game (over the Bowie Baysox) and have a lot of talented arms this season. Hagadone is one of five prospects in the Indians organization's Top 25 (by Baseball America) in Double-A to start the year.
Hagadone has started the season from the 'bullpen, a role that many scouts believe is the best fit for him. The lefty said he feels really good and is healthy this season.
"Just to improve the whole year," Hagadone said on his goals for 2011. "To keep on getting better basically and just to be consistent."
*Photo credit: minor.mlblogs.com, ESPN Go.


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- Home Photo Galleries Photo
- Dodgeball at AG Waters
- Posted Feb. 1, 2013 midnight
- Students from AG Waters Middle School in action playing dodgeball to raise money and awareness for Spinal Muscular Atrophy.
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Lighthearted but functional, these memorable ceramic breed-specific dog bowls are the perfect gift. Debby Carman has a flare for instilling whimsical personalities into each design. The bowls are individually hand thrown, textured and hand painted. You can be guaranteed a one-of-a-kind, yet functional art piece you and your family pet will cherish.
All bowls are microwave and dishwasher safe.
Product Information
Small (6" diameter x 1-1/2" deep)
Large (9" diameter x 3" deep)
Due to hand painting, please allow 2-3 weeks for delivery.
About the Artist
Debby Carman is a Laguna Beach, California artist, author, cartoonist and fabulist who dreamily draws, paints and sculpts whimsical cats, dogs and other creatures of the animal kingdom. She chronicles random notions, furry motions and life's nutty nuances depicting fun and farce in her distinctly recognizable style using an expressive, vibrant color palette.
Debby creates beautiful, hand-crafted pet bowls, treat jars and unusual accessories for her gallery and the amusement of her many collectors.
Debby publishes her own series of children's books with a compliment of plush toys and accessories. She has animated cartoon series based on her characters currently in production. Additionally, a 3D animated feature movie is in the works.


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Comment posted SNP's Coalition for Progress now has a majority – 19 councillors by Crazy She-Bat.
Now lets all go to Dunoon on Thursday for a party! hehehe
Crazy She-Bat also commented
- Ok, who are you and what have you done with Simon?
- Do I detect some soor grapes there Islay?
- OK, wishlist time! Who do we want in the leadership roles?
I think George Freeman should definitely get some kind of leaders post back for all that he lost and gave up.
We need able people to deal with the Officers who unexplicably think they are in charge – hahaha – to be a fly on the Kilmory walls this morning!
Answers on a postcard
Recent comments by Crazy She-Bat
- Baillie motion celebrates Luss Primary's 5th Green Flag
Can't believe some saddo has given that the thumbs down. - Baillie motion celebrates Luss Primary's 5th Green Flag
Congrats again to everyone at Luss. Lots of hard work went into this by both pupils, parents and the school.Well done all.
- Radically new council group changes all the dynamics: party politics dead in Argyll
Hearing that too, from the Helensburgh Advertiser - Argyll and Bute Council: the serious stuff
I see this new superschool being forced through. Obviously, this is a set-up by Mr Sneddon to control the situation and ensure he gets the result he wants. Not what is perhaps what the communities want, or even what is best for Argyll & Bute.This has legal challenge stamped all over it.
However, lets all sit back and get the calculators warmed up and see how Mr Sneddon makes magical mathematics out of this one.
- Minutes of today's meeting of 'Concerned Councillors' Group
Too many chiefs…Not enough Indians
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