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What a difference a year makes. At the beginning of 2009, optimism ruled the day. All the talk about the economy seemed to have the same refrain: wait until 2010. Things were going to start looking rosy again around the third quarter of 2009, but no later than fourth quarter 2009, and by 2010, we'd be well on our way to recovery.
But at the onset of 2010, realism rules, and much of the previous optimism has dissipated. While it is true that the recession, as defined by negative growth of the gross domestic product (GDP), did indeed end in the third quarter of last year with a 2.8 percent increase of the GDP, the rebound has been much smaller than anticipated. Economic growth is expected to remain at a modest 3 percent for much of the year. This is an improvement over the previous two years but is not enough to return the economy to its pre-recession level.
The reality is that recovery is going to be slow. "2010 will look a lot like 2009. Consumers are going to remain cautious," says Ron Cardey, president, Bridor USA, Vineland, N.J.
The unemployment rate seems to have stalled at 10 percent, and a lot of talking heads are tossing around the term "jobless recovery." Many eliminated jobs simply will not be replaced. According to the Labor Department, the U.S. economy has lost 7.2 million jobs since the recession started in December 2007. The labor market is expected to be slow to recover, a trend that actually began with the smaller downturns of the past two decades.
Part of the slow recovery is due to consumers knee-jerk reaction to the recession. They stopped spending instantly, and businesses followed suit. According to a CNBC report, personal consumption is expected to grow 2.3 percent, lower than the overall economy's 2.7 percent. With a new frugal mindset, consumers are expected to use their money to pay down debt rather than making new purchases, meaning purse strings will remain tight.
Consumers watch spending
The Nielsen Co. reports that almost one-third of consumers say they will use credit less, even when conditions improve, and 19 percent intend to save more money. "I think sales are going to be tough to come by," says Bill Mihu, vice president of bakery operations, Schnuck Markets, St. Louis. "Bakery is an affordable luxury, but people will be watching their spending."
One indication that consumers are still closely watching their spending is coupon use. Last year marked the first year that coupon use had increased since 1992. Manufacturer coupon redemption was up 26 percent in the first three quarters of 2009, according to the Nielsen Co. Another sign of consumers' new frugality is the rise of private label sales over national brands. "Consumer buying habits will likely continue to favor private label and more traditional bakery products," says Robb MacKie, president and C.E.O., American Bakers Association, Washington, D.C.
Bakeries have traditionally weathered recessions well, but the drawn-out recovery will continue to be a drag on the baking industry. "While I believe the worst of the recession is over, the country is not back on the path to sustainable growth. Economic growth this year will be modest at best, and there are warnings of a potential second dip," MacKie says. "The worrying signs include predictions of substantial increases in commodity prices, expiring tax cuts, uncertain federal policy, an aggressive regulatory policy in Washington and the exploding federal debt. Not until there are several months of respectable jobs growth will the economy trend upward."
With the economic future uncertain, bakers should not maintain the status quo. "Bakeries will have to be prudent," says Dan "Klecko" McGleno, C.E.O., St. Agnes Baking, St. Paul, Minn. "I expect those who expand or reduce will do better than those who try to maintain right where they are."
In view of what bakers can't control—customer spending and ingredient costs—they need to take charge of what they can control—their own operations.
MacKie predicts that bakeries will continue to eliminate costs in their production and distribution systems. "This will be particularly important if, as some are predicting, commodity prices trend upward in the second quarter. Retailers are not likely to want to pass along or absorb these costs in the current economic climate."
In 2010, the economy will be the most influential factor affecting bakery businesses, but bakers will need to watch and adapt to several other trends in the marketplace to retain and attract customers. These trends will affect the baking industry as a whole, from large commercial bakeries to small retail bakeries.
Quality, value still king
Throughout the recent economic upheaval, quality remained the one constant. Bakers should continue to leverage themselves by offering quality baked products at reasonable prices, says William Seppi, general manager, Costeaux French Bakery, Healdsburg, Calif. In the marketplace's current state, price takes center stage. When asked how consumers will define value in bakery products this year, Nick Pyle, president, Independent Bakers Association, Washington, D.C., boiled it down concisely. "One word—price."
Product price may be the most compelling factor, but consumers also are looking at nutritional value, convenience and product quality for the price to define value, MacKie says. Consumers will continue to worry about total food expenditures, but as unemployment begins to recede they will begin to splurge again, Cardey adds.
Sustainability will remain an issue, and increasingly skeptical consumers want more proof about "green" practices. According to Mintel research, 25 percent of consumers are suspicious when a company claims to be green. "In a bad economy, the majority of consumers won't prioritize the environment if it causes their grocery bill to rise. However, once the recession ends, this will be on top of many people's demand list," Klecko says.
Building a LEED-certified bakery may be the ultimate goal in sustainability, but smaller steps can accomplish much the same thing in consumers' eyes.
Good stewardship is vital to bakeries, says John Popp, president, Aunt Millie's Bakeries, Fort Wayne, Ind. "Consumers appreciate and will reward businesses that recycle, help keep our air and water clean and conserve our natural resources. That's good business."
Last fall, the American Bakers Association partnered with the Allied Trades of the Baking Industry to begin working on an industry "Sustainability Scorecard." The scorecard will put bakers and their suppliers on the same page in how to measure the results of sustainability initiatives, MacKie says.
Health and wellness
Demand for healthful products continues to grow despite the economy, but health can mean a lot of different things in bakery—whole grains, trans fat-free, low sodium, sugar-free, etc., says Tammy Kampsula, bakery director, United Supermarkets, Lubbock, Texas. United's in-store bakeries are developing new products that incorporate chia seeds in their formulations. Chia seeds are gluten-free and high in fiber and omega-3s, some of the current buzzwords in healthful eating.
Products that address diet restrictions due to disease, such as sugar-free for diabetics or gluten-free for those with celiac disease, seem to be gaining the most traction.
Simple, clean products
If 2009 was about low cost, 2010 is all about less is more. Consumers are looking for products with clean labels that contain the fewest ingredients and no additives, reports USA Today. In the Chicago Tribune's list of top nutrition trends for 2010, simplicity as the new sophistication ranked second. The concept of less is more will be manifested in less packaging, shorter ingredient lists and more understandable ingredients, Lynn Dornblaser, Mintel's new products analyst told the newspaper.
Rise of foodservice
Food sales in supermarkets have outperformed non-food department sales, according to Nielsen Co., as consumers have begun cooking more meals at home. While consumers will likely continue to eat at home more than in the past, MacKie senses a slight shift back to foodservice. "I believe that we will see modest growth in foodservice as consumers become slightly fatigued with meals at home. The overall category is likely to show modest growth in sales volume."
Changing perceptions also will affect where consumers spend their food dollars. The definition of fast food has expanded beyond the hamburger and chicken chains to include the fast casual segment, such as bakery cafés, which serve food quickly but emphasize product flavor and quality. Menus are moving away from cost-savings that were so important last year and are instead incorporating high-quality ingredients, according to Mintel. "In 2010, we expect menus to go back to the basic roots of good food and drink," says Maria Caranfia, registered dietician and senior analyst for Mintel Menu Insights.
Emergence of social networking
The proliferation of smartphones and other advances in technology have made it easier for consumers to stay tuned in and in touch. They are looking to make connections and are turning to social networking sites to do it. And, they are using these sites as more than a place to find "friends." Consumers are looking for real information from and real interaction with companies.
"It isn't enough to put up a Facebook page; you have to attach it to specific targets," Klecko says. "You have to have a well thought-out campaign."
One of the biggest benefits to bakers is the ability to engage in "real" time with customers. "Because of our 'now' society, having the ability to respond virtually immediately with information can make the difference in booking a sale," Seppi says.
The sites also provide a platform for bakers to engage consumers in a dialogue on making baked products part of a healthful and balanced lifestyle, MacKie says. "Frankly, much of the misinformation surrounding grains and healthy lifestyles has been spread via the Internet. The social networking venues provide not only the bakers, but the rest of the food industry, a platform to dispel those myths and provide accurate, scientifically based information directly to consumers."
Changing regulations
Health care reform, immigration, food safety, trans fat bans, calorie count transparency—the list of regulations from federal, state and local governments that affect the baking industry seem almost endless.
Some policies, such as food safety and health care reform, will likely be finalized this year, MacKie says. Legislation to overhaul the nation's food safety system has passed the House of Representatives and is now being considered in the Senate.
Nutrition and obesity policy will be given top priority in 2010, MacKie adds. (First Lady Michelle Obama has already announced that confronting childhood obesity will be her focus this year.) National nutrition guidelines are being reviewed, and substantial issues, such as added sugar, high fructose corn syrup, sodium and the balance of whole and enriched grains, are under discussion.
The forecast for 2010: cloudy. Until people are back to work, consumer spending will remain well below pre-recession levels. Offering a quality product at a reasonable price will help bakers weather the uncertain climate.


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Illinois gets $12m federal grant to house disabled
CHICAGO – Illinois is getting nearly $12 million from the federal government to pay for housing for the disabled.
Gov. Pat Quinn and U.S. Department of Housing and Urban Development representatives announced the funding on Tuesday in Chicago. Quinn's office says the award money will make up to 825 apartments statewide affordable for the disabled and those with special needs.
The HUD award comes to Illinois after a competitive application process. Illinois received the third-largest award nationally.
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subset: commoncrawl


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Featured News
Welcome to our new Executive Director, Lucy Cummings!
The Anglican Church of Canada and United Church of Canada are offering special Green Audit Grants. The deadline for Anglican congregations to apply is May 31, 2013; the United Church grants are only available until the end of June 2013.
Two excellent videos about care of creation and Green Audits are at The Anglican Diocese of Ottawa
See what is coming up in your region - the FCG Event List displays activities of Greening Sacred Spaces and faith communities in our network.


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Thanks for all the votes in the SOMBA post!!! Twas pretty stoked on that!
Just a few pics of Corey...hope you like 'em.
Thanks for all the votes in the SOMBA post!!! Twas pretty stoked on that!
Just a few pics of Corey...hope you like 'em.
Sarie dressed up and ready to go
Exile Skimboards- Team Rider
Few New Zealand- Team Rider
sooo sicky...+1
If there is something hipster about unironically defending the validity of discussing Justin Bieber, then I clearly do not know what "hipster" means anymore.
wait.. so i leave california and suddenly there is swell? are you kidding me? thats gay!
nice shots joe! how are you doing? I went to disney just before i left and it was awesome hahaha
Exile Skimboards - Distributor (Netherlands/ Belgium/ Germany)
Resistance Wetsuits - Distributor (Netherlands)
i don't think these are recent photo's, i see corey riding a Zap(???) while he's on Exile (???)
if a woman is crushed by a tree in the forest...what was the forest doing in the kitchen?
very niiiiiiice
These photos are not recent, Jaleesa. These are probably the last photos I'll ever get of him riding a Zap.
Here's a nice little drop...
sick photos joe!
i'm pretty sure these are from the vic
that little chick rips!
just joking corey. love ya
~ NJoi ~
cool shots
Safety is for people who don't know what they are doing.
i like that first one joe.. sweet
Exile Skimboards - Team Rider
ForeverSkim - Editor/Owner/Art Director/Etc
20/30north Studios - Print/Web/Motion
Yeah...that's my favorite as well. I wish I had more. Maybe we'll get more on your next trip.Originally Posted by Corey Hanks
well im here right now actually haha
Exile Skimboards - Team Rider
i wish we had swells like that in florida fail
[COLOR="DarkOrange"][SIZE="6"]pennies smell like shit[/SIZE][/COLOR]
Always good Bailey, thanks.
he looks even cuter on a nice camera
Victoria Skimboards - Team Rider
amazing shots as always joe... why you holdin out so long haha. corey looks nothing like that now....he's pretty much the same height as peluso
politics, politics....but that just might be changing soon. Right, Derek?
great photos joe.. as always.. plus 1
Exile Skimboards Portugal - Representative
Club Skim Norte
nice shots. i wish we got skim like that here.
[SIZE="4"][COLOR="Purple"][B][FONT="Arial Black"]Finless
"If home is where the heart is then we're all just fracked."
nice pics..what lense do you use?
SKIMacumba - Owner
Zap??ahhaha peluso don't will like to see this pics..(joke mode on)
SKIMacumba - Owner
It's a Canon 100-400 that I got on eBay for $5.Originally Posted by Rapzz_Br
For reals...a 70-200 2.8 Canon usually.
totally looks like erick rosenberry walking by in the first pics
i thought corey rode for vic?
grammar check?Originally Posted by Rapzz_Br
damnnn those photos are tight
good job Mr. Bailey once again
non-native speaker check?Originally Posted by kensuzuki949
if a woman is crushed by a tree in the forest...what was the forest doing in the kitchen?
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According to jail records, Blackburn, 62, of Prestonsburg, who currently serves as president of the Kentucky Sheriff's Association, was booked in the Powell County Detention Center on a DUI charge at 9:28 p.m., Sunday. He was arrested by a deputy with the Powell County Sheriff's Office.
Blackburn was still listed as an inmate at 8:30 a.m., Monday. By 9 a.m., he was no longer listed in the jail system, indicating he may have been released.
The Times will report more details, as they become available.


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Page 13 - Top MMA News and Mixed Martial Arts Headlines
Do you have a hot MMA story or news item that you have found and would like to share?
Simply read the instructions, then post it to our MMA News Share Forum to have it display here for the community to read on this page.
UFC 159 Weigh In Results
(mmajunkie.com) The official UFC 159 weigh-in results include:
MAIN CARD (Pay-per-view, 10 p.m. ET)
Champ Jon Jones (205) vs. Chael Sonnen (205) - for light-heavyweight title
Alan Belcher (185) vs. Michael Bisping (186)
Cheick Kongo (237) vs. Roy Nelson (258)
Phil Davis (205) vs. Vinny Magalhaes (205.5)
Pat Healy (155.5) vs. Jim Miller (155)
PRELIMINARY CARD (FX, 8 p.m. ET)
Rustam Khabilov (156) vs. Yancy Medeiros (155.5)
Ovince St. Preux (206) vs. Gian Villante (206)
Sheila Gaff (133) vs. Sara McMann (134)
Johnny Bedford (136) vs. Bryan Caraway (136)
PRELIMINARY CARD (Facebook, 6:30 p.m. ET)
Leonard Garcia (145) vs. Cody McKenzie (145)
Nick Catone (173) vs. James Head (170.25)*
Kurt Holobaugh (145) vs. Steven Siler (145.25)
* - Catone has been fined 20 percent of his purse, but the fight will go on as scheduled
Ed Herman vs. Trevor Smith added to July's UFC on FOX 8 event
(mmajunkie.com) A middleweight matchup between four-time Strikeforce veteran Trevor Smith and "The Ultimate Fighter 3" finalist Ed Herman is the latest edition to July' UFC on FOX 8 event.
Roy Nelson: "I Could Probably Lose and Still Get a Title Shot"
(mmaweekly.com) UFC heavyweight Roy Nelson has become a bastion for the overweight bearded man since winning the tenth season of The Ultimate Fighter reality show.
Known for his propensity to pick up a box of donuts over a vial of TRT, "Big Country" has long been a fan-favorite...
'ONE FC 9: Rise to Power' main card adds Docyogen-Urushitani, Eustaquio-Leone
(mmajunkie.com) The main card is set for next month's "ONE FC 9: Rise to Power" event with the recent addition of two flyweight bouts.
Mother of Phil Davis' child claims Davis choked her during sex as she plead for him to stop; threatened to kill her
(bloodyelbow.com) Top ten UFC fighter Phil Davis is being accused of violent sex against the wishes of his baby's mother who also claims Davis threatened to kill her numerous times.
DDP, Sinosic, Shamrock, Baroni, Varner and more give UFC 159 Predictions
(punchdrunkgamer.com) Submitted Apr 26, 2013 3:44AM by nwowolfpack - 1 comment
Filed under: UFC, Interviews, General MMA, MMA Personalities
UFC 159's Alan Belcher 'kind of bored' with Bisping antics, 'ready to fight'
(mmajunkie.com) "You're getting your ass kicked on Saturday night, bro," Michael Bisping spat at Alan Belcher after squaring off following a pre-event media day for UFC 159. "You're getting knocked out," Belcher replied with a big grin.
Roy Nelson believes impressive UFC 159 win over Kongo could lead to title shot
(mmajunkie.com) Know that classic MMA fighter adage of "Whoever the UFC puts in front of me"? Yeah, well not Roy Nelson. Not Roy Nelson at all. "I say, 'Whoever has the gold!" Nelson told MMAjunkie.com.
UFC 159's Cheick Kongo takes 'skinny and small' mental approach for Roy Nelson
(mmajunkie.com) Cheick Kongo isn't a small man, but before every fight, he imagines himself as one. The UFC heavyweight, who's more gentle giant than towering bruiser, said it's his way of rising to a challenge before he gets into the cage.
Barring another injury, UFC champ Dominick Cruz won't be stripped of title
(mmajunkie.com) UFC President Dana White said he recently spoke to injured UFC bantamweight champion Dominick Cruz and that things are looking good for an upcoming return.
UFC champ Jones wants fight with Gustafsson, eyes spot on future FOX card
(mmajunkie.com) If he gets by Chael Sonnen in Saturday's UFC 159 headliner, UFC light heavyweight champion Jon Jones has two goals: a fight with Alexander Gustafsson and a spot on a future UFC on FOX card.
Chael Sonnen would have sued Jon Jones for 'reckless' steroid accusations
(bloodyelbow.com) MMA Fighting caught up with the Light Heavyweight contender to get his response to Jones' resent statement that he'd been taking steroids throughout his career.
Jon Jones: 'People like Matt Mitrione are scumbags'
(bloodyelbow.com) Ahead of his UFC 159 bout with Chael Sonnen, Jon Jones calls Matt Mitrione a "scumbag" for his comments on transgender fighter Fallon Fox.
Georges St-Pierre All But Closes the Door on Anderson Silva Superfight
(mmaweekly.com) The idea of UFC welterweight champion Georges St-Pierre moving up a division to face middleweight titleholder Anderson Silva in a superfight has been kicked around for years. It's a promotional dream, but St-Pierre on Tuesday all but closed the door on the possibility of fighting Silva… at least in the near term.
The 31-year-old Canadian appeared on UFC commentator Joe Rogan's latest podcast, The Joe Rogan Experience, and said he'd likely face Johny Hendricks next.
St-Pierre had cleared out the 170-pound division before suffering an ACL injury that required surgery and extensive rehabilitation while preparing to face Nick Diaz at UFC 143. The knee injury sidelined the champion for 19 months, and new contenders emerged in his absence.
"I need to do stuff in my division before I take (a superfight) because it has moved now," said St-Pierre.
Jeff Curran hopes drop to flyweight can lead to one more crack at UFC
(mmajunkie.com) Some would say what Jeff Curran is embarking on is ambitious. Others might call it downright nuts.
Jason High replaces John Hathaway, meets Erick Silva at UFC on FUEL TV 10
(mmajunkie.com) Jason High has replaced John Hathaway and now meets fellow welterweight Erick Silva at UFC on FUEL TV 10.
GSP: Get Rid of Rounds in MMA
There's a lot of things I would change in the sport. First of all, the time, there's no time, no round. Seriously, I believe it is stupid, the round. If you want to see who's the best man, let them fight, you know? Fifteen minutes or maybe 25 minutes for the championship. No rounds. Why the round? Why are we trying to be like boxing? We're not boxers — they did rounds to be like boxing to be accepted as a sport. Yeah, of course, 100 percent (there would be more finishes). No rounds. I think it's ridiculous. 100 percent I would rather fight with a rule like this, I think it's more honest, like, who's the better man? Let them fight.
Dana White issues challenge to boxer Tyson Fury: 'You will get smashed'
(mmajunkie.com) NEW YORK CITY – Heavyweight boxer Tyson Fury has an open invitation to step in the octagon and fight MMA.
Matt Mitrione no longer suspended, meets Brendan Schaub at UFC on FOX 8
(mmajunkie.com) Sixteen days after he was suspended by the UFC for transphobic comments directed toward transgender fighter Fallon Fox, Matt Mitrione has been booked for his next fight.
Vinny Magalhaes says they'll need two referees for his UFC 159 bout with Phil Davis
(mmafighting.com) Vinny Magalhaes and Phil Davis have traded taunts over the Internet for months. They're finally about to get into the Octagon and settle their differences, as the light heavyweight contenders will square off at UFC 159 at Newark's Prudential Center on Saturday.
But on Monday's edition of The MMA Hour, Magalhaes had one final message for his rival: Bring an ice pack.
"I hope they could have two referees in the cage, because if I get a chance, I'm going to pop his arm," Magalhaes said. "I did that against Igor [Pokrajac], I tapped him out and I kept holding. And I think its not going to be any different for Phil. If I get him into something I'm going to hurt him. I'm not saying break it, just make him feel it for a week. When I fought Igor, three hours later he was still putting ice on his elbow. I think it's not going to be any different with Phil."
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First Trailer for SMURFS 2 Plus a New Image
by Dave Trumbore Posted: December 17th, 2012 at 5:10 pm
The first trailer has been made available for The Smurfs 2. This time around, it looks as if Gargamel (Hank Azaria) is making his own version of Smurfs called "Naughties" in the hopes of bottling the powerful "Smurf-essence." Poor Smurfette (voiced by Katy Perry) gets caught up in the plan and runs the risk of turning into one of the Naughties herself, unless the other Smurfs can rescue her.
The Smurfs director Raja Gosnell returns to direct the sequel, starring Neil Patrick Harris and Jayma Mays, and featuring the voices of Sofia Vergara, Jonathan Winters, Alan Cumming, Fred Armisen, George Lopez, Anton Yelchin and John Oliver. The Smurfs 2 will debut in theaters on July 31, 2013. Hit the jump to check out the first trailer.


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Susan: "…Locked Myself Out…….. Naked."
Join in the DH Chat, Trivia and Polls by Hitting 'LIKE' on the "Desperate News" Facebook Page!
Click the Image above or the Link Below
Back in May, After an eight season run, the time finally came to take that final Stroll down Wisteria Lane! Now the time has come to Complete your Desperate Housewives DVD Collection With "The Complete Eighth and Final Season".
Top 5 Favourite Episodes:
#5: Putting it Together - Chuck's Demise and Bree's conversation with Mary Alice.
#4: Secrets That I Never Want To Know - The humour of trying to cover the murder up (E.g. Susan and Cupcake and Bree & Gaby With the Car).
#3: Give Me The Blame - The conclusion to Bree's trial, Mrs McCluskey saves the day and Tom and Lynette reunite.
#2: Women and Death - Flashbacks for all the Housewives, Mikes Funeral and Lupe Ontiveros & Steven Culp guest star.
#1: Finishing The Hat - Couple of moments link back to Season 1 (E.g. Lynette bumps into Natalie Klein and Gaby and Carlos Fall Out over the Gardener), Dana Delany Guest Stars, Marc Cherry and Bob Daily Cameo, The ghosts of Wisteria Lane and Mary Alice Young's Final Narration
Top 3 Performances:
#3: Felicity Huffmans portrayal of Lynette going through a separation
#2: Teri Hatchers portrayal of sadness/loneliness after Mikes Death
#1: Marcia Cross' Portrayal of her downward Spiral, relapse and near Suicide!
Negative Comments:
- - Like Season 7, The DVD Packaging is just a single plastic case (Unlike Seasons 1 through 6) and their is also no episode list inside the case. The disc design is plain and grey (Like Season 7) and their is no change to the disc menu's – Overall, Cheap and Lazy packaging and Design from Disney!
- - To say it is the final Season their is a distinct Lack of Bonus Features …. The best bonus feature is probably the "I Guess this is Goodbye" Featurette.
Overall Rating:
Story: 4 out of 5
Performances: 4.5 out of 5
Final Episode: 5 out of 5
DVD: 2 Out of 5
24th September - UK
25th September – US
(Be Sure to Check your respective Amazon or DVD Store for Other Release Dates)
Desperate Housewives - Season 8 - DVD Bonus Clip - Deleted Scene
One of the Last Scenes Filmed with Kathryn Joosten :'-(
Source: DesperateHDTV
Desperate Housewives - Season 8 - DVD Bonus Features Clip - 'Teri Hatcher':
DVD Released:
UK: 24th September
US: 25th September
Desperate Housewives - Season 8 - DVD Bonus Features Clip - 'Marcia Cross':
DVD Released:
UK: 24th September
US: 25th September


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St. Martin's Press | May 8, 2012 | Hardcover
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Nabiac Farmers Market
The Nabiac Farmers Market is held on the last Saturday of the month, at the Nabiac Showground Hall from 8am till 12noon. It is run by volunteers as a non-profit community event.
Come along to buy really fresh local produce at the Nabiac Farmers Market. Locally grown organic vegies, free range eggs, local fruits, cakes, chocolates, gingerbread, olive products, honey, natural skin care, gourmet goodies, wines, sourdough bread, a variety of plants, locally made crafts, gifts for friends and family, seedlings, chooks and lots more!
A bit of yesteryear with today's produce
So bring a friend and come along for a bite to eat, a chat and enjoy an old-fashioned shopping experience.
Don't forget your baskets and reusable bags!
So bring a friend and come along for a bite to eat, a chat and enjoy an old-fashioned shopping experience.
Don't forget your baskets and reusable bags!
Local producers supplying quality fresh food to the community on the last Saturday of each month.
Saturday, 27 October, 2012
11:59 AMCost:
Nabiac Showground
43 Nabiac StNabiac, NSW 2312
Browse Events at this Location
See also the directory entry for the Showground.
Event Contact Info
Helen SmithPhone:
6554-1906 Website:
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Other Dates For This Event:
Saturday, 25 May, 2013Saturday, 29 June, 2013
Saturday, 27 July, 2013
Saturday, 31 August, 2013
Saturday, 28 September, 2013


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Home » Products » Sealevel Systems » Sealevel's Ethernet Digital I/O Solution
Sealevel's Ethernet Digital I/O Solution
The new eI/O family of Ethernet digital I/O solutions provides system designers with a compact, low-cost alternative for monitoring and control and is perfect for a variety of applications including process control. Five models offer a choice of optically isolated inputs, reed relay outputs and Form C relay outputs. They are available in PoE 802.3af versions. DC-powered models are also available.Company Information
PO Box 830
Liberty, SC 29657 (see map)
Phone: 864/843-4343
Fax: 864/843-3067
email: firstname.lastname@example.com
Website: www.sealevel.com
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MarbitChow wrote:gazes_also wrote:"Here comes the Sun" possibly?
That seems more like a regular phrase, whereas most spells have a word that is meaningless in Erfworld but references ours:
"Scruby" - Summon Perfect Warlord. Jack Scruby manufactured war game miniatures, and Scruby is a packet-sniffing utility: combined, "sniff out a wargamer".
"xyzzy, aybabtu", etc. - Fire spells from the tower; spell words were cheat codes, internet memes, etc.
"Pozzolana" - Repair golems: Pozzolana is a type of cement
"de Graaff" - Summon Lightning (Arkenhammer ability): Van De Graaff generator creates that kind of effect
"Lol Hayhurst, etc" - Cure Scroll : all spell words were Cure band members
'Here comes the sun' doesn't match the pattern.
But don't forget "Mind the gap".
"Here comes the sun" doesn't logically fit into Jojo's banter and otherwise seems to be there only to confirm that Jojo is a reference to George Harrison as well as Jeftichew.
(By the way, I'm wondering if Jojo will also prove to be a reference to a certain "Jeff" or "Geoffrey", given the doubling of his "f".)


text: Naturisimo is the online destination dedicated entirely to natural and organic beauty. A unique store that celebrates individual beauty and is inspired by a new world of cosmetics powered by natural ingredients and free from animal testing, parabens, sulfates, mineral oils, and chemical toxins. Join now: sign up to our newsletter for all things natural beauty.


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4. | smeagol | ||
The best and most lethal creature on the planet.
contruary to popualar beleif, he IS alive and the only reason that he died in the book(and the movie) was because J.R.R.Tolkien wanted the good side (frodo) to win. smeagol is more than a *quote* anorexic slimey creature that wants the precious *end quote*. The only thing smeagol loves is the precious, a powerful and beautiful ring that turns its wearer invisible. SMEAGOL LIVES ON. BEWARE SMEAGOL HATERS. SMEAGOL SQUEEZES THOSE HE DISLIKES. smeagol will squeeze you, you smeagol-hater.
smeagol wantsss the preciousssssss. smeagol squeeezzessssss. |
1. | Smeagol | ||
The dude that wants and DESERVES the precious. He had it in the first place and Frodo only has it because Bilbo stole it. Bilbo must die forever and ever. It's mine. My Own. My precious.
2. | smeagol | ||
the equivalent of a crackhead in the real world. smeagol wants to smoke the preeeeciousssss
3. | smeagol | ||
1. (noun) A twisted, anorexic creature that desires one thing alone: the One Ring.
2. (verb) To be obsessively selfish or possessive over an object or person. 1. Smeagol WANTS IT!!
2. Dude, stop smeagoling my woman. |
5. | smeagol | ||
Verb: To act in a sneaky, sly, or conniving manner. Generally, when one 'smeagols' something from another. It's a sneaky form of thievery, generally between friends, and is not used to express anger. It can be used in different ways however, for instance, cutting in front of somebody in line (He smeagolled his way to the front). As long as it's sneaky and lightly dishonest, it's 'smeagolling.'
Derived from the character Smeagol in lord of the rings. When Jack said he was leaving, he actually went up into my room and smeagolled a movie from me.
OR: When the car beside us slowed, i sped up and smeagolled my way into his spot. |
6. | Smeagol | ||
1)The ability to give oneself a blowjob, much as the LOR character must have been able to.
2)Led the Indian subcontinant in rebellion against the British empire by use of non-violent civil disobedience 3)Lord of the Jungle 4)The result of sneezing on your windshield. 5)A nagging feeling that somebody is stalking you in their underwear. Or someone else's underwear, that's not really the issue, is it? 6)The secretion from the tip of the penis. 1)Frodo knew the ring was affecting him when he realized he didn't need Sam to blow him anymore. He could give himself a Smeagol.
2)Smeagol was assasinated within a year of gaining independance for the people of India. 3)Jane was strangely drawn to Smeagol, and would throw him fish in order to get him to blow himself. This aroused her and nauseated her at the same time. 4)The police officer pulled the car over, because of a high density of smeagol obstructing the driver's view. Who knew, it was David Hasselhof! The officer squeegeed a souvenir and let the singer/actor go on his way with a warning. 5)The naked cowboy was following me around Times Square the other day. WTF? 6)The hobbits understood from Gandolf that circumsision would rid them of any more problems from Smeagol. |
7. | Smeagol | ||
A creature that has been corrupted bye the One Ring of Power for over 500 years. He persues the new berer of the ring, Frodo and then becomes frodo's guide to go to modor where he will try to kill Frodo for it. Smeagol: "What did we ever do to the fat hobbit?!"
Sam: "He wants to kill us!" |


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Women's Center
Empowering Students, Faculty, staff, and Community through education, services, programs, and advocacy.
The Ohio University Women's Center serves and responds to the needs of OU women students, faculty, and staff, as well as members of the community. Founded in 2007, the center is dedicated to creating an inclusive and welcoming campus climate for all members of the community through programs, resources, referrals, advocacy, and education.
Women's Center Events This Week:
Wednesday April 24 5-7pm
Masculinity Film Series
Thursday April 25 12-1pm
Brown Bag Lunch & Learn:
"WGS Senior Showcase"
Here are our photos from the Ohio University University's 30th Annual Leadership Awards Gala which took place in the Baker Center Ballroom in Athens, Ohio on Wednesday, April 3, 2013. Photos by Chris Franz ©2013 Ohio University.
Come for a Visit
Please come see us for advice, advocacy, information about women's issues, and resources for women and their supporters. We are here for the Ohio University and the Athens community. You can find us in the Baker University Center room 403 between 8am and 7pm on Monday through Thursday and 8am to 5pm on Fridays.
Take Action
Are you interested in volunteering? Please fill out and bring to us the volunteering application. If you are unable to print it off yourself, the center has or can make you a copy.
The Women's Center is currently conducting a needs assessment on how we can serve women graduate students better. Please click here for our confidential survey. Thanks!
The Ohio University Women's Center is currently accepting applications for a Graduate Assistant for the 2013/14 academic year (Fall and Spring Semester [$ 9,999] stipend, no tuition waiver). You can learn more about this possition by reading this linked document (PDF). Application deadline is April 1, 2013.
If you are looking for a way to help improve the LGBT Center, you can do so by taking part in the LGBTQA People of Color Survey.
Join the discussion and build a better understanding of issues that face the community both locally and at large. Brown Bag discussions will take place almost every Tuesday and Thursday in the Women's Center in Baker 403. For more information please check the "Women's Center Events this Week" or drop by the Women's Center for dates, times, and topics. You can also e-mail us at email@example.com or reach us by phone at (740) 593-9625. Here is a flyer for the next brown bag discussion.
Looking to explore gender and its intersection with race, ethnicity, nationality, class, disability, sexuality and other elements of diversity? If so then perhaps you might be interested in taking a look at the Women's & Gender Studies department at Ohio University. You can do so by visiting their website.


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Welcome to Baking 911. We are a COMPLETE ONLINE step-by-step COOKBOOK. Our goal is to help bakers of all skill levels and ages to "Be a Better Baker," and to have fun doing it.
· Browse our FREE RECIPES, LEARN, HOW TO A - Z and HOW BAKING WORKS Sections available to every visitor. REGISTER, become a member, and be able to read and comment with our FREE RECIPES.
· UPGRADE at any time, and become a PREMIUM MEMBER. Enjoy our In-Depth Recipe Tutorials, and gain FULL ACCESS to our PREMIUM MEMBERS' FORUM (can ONLY VIEW and ASK QUESTIONS if a Premium Member). Communicate one-on-one on the FORUM with Sarah Phillips, a well-recognized baking expert, cookbook author, CEO and founder of baking911.com. ASK about ANY baking problem or recipe and get immediate personalized, professional HELP!
"Once again I am amazed at the vast (infinite) amount of knowledge available on baking911.com. I could spend every day baking for the rest of my life and never need another book or website. How fortunate I was to have found your site."
"Love love....this website. I wanted to take a baking class at a community college, but I don't have the time because I have a 9 month old daughter and ready for another this year. This website makes me feel like I am in baking school without having to go to school."
"I trust Sarah and her adaptations as well as all the recipes on her site and have never had a problem with any of her recipes."


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These glasses are very good quality and very cute.
I was on the hunt for readers since I am now pushing the 40 mark..I looked all over the local stores and could not find what I was looking for. This glasses are just darling!! I have already received 2 compliments on them. The shipping was wonderful. I ordered on Fri and recevied Mon, talk about FAST. I am definatley going to order some sunglass readers as well. Just a note they are "lightweight" all plastic.
These readers are adorable, have received so many compliments and requests for this website! Made very well and I had them in a few days.


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The Amite Tangi Digest is located Amite City, in the heart of Tangipahoa Parish serving as the parish seat. Amite is home of the Amite Oyster Festival and the Tangipahoa Parish Fair. The newspaper was established in 1867 and has proudly served the community through news and advertising. The paper won the Louisiana Press Association's Newspaper of the Year for 2007 and 2009. The newspaper covers the entire north section of Tangipahoa Parish from Independence to Kentwood.
Kentwood News Ledger, established in 1934, serves the Kentwood area, located at the far north end of Tangipahoa Parish bordering on Pike County, Mississippi. Kentwood is known for its dairy industry and serves as the home of Kentwood Spring Water. Kentwood proudly boasts of being the hometown of pop star Britney Spears and many NFL football players who regularly return home to benefit their hometown. Kentwood features the Kentwood Museum which has a special section donated to their hometown star Britney Spears. Also in the area are the Sweet Home Museum which shows life during the settlement of Kentwood, and Camp Moore State Commemorative Area.
St. Helena Echo serves St. Helena Parish, established in 1857, which is nestled between Tangipahoa and East Feliciana Parish with a population of 4,500 households. St. Helena Parish, consisting of mostly rural area, is known for its tall pine timbers, and hosts the St. Helena Forest Festival each year in September. The newspaper office is located in Greensburg, the parish seat.


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Sorry Glendevon,but never again!! On arrival,we were told there was nowhere to park,despite having an email showing a reserved space we were told to use the NCP...ended up squeezed into a space opposite. The 3rd floor room was uneven, to get into the double bed you had to crawl over it or along it as the room was so small,... More
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7. | Red light | ||
An article of clothing which causes the words STOP to flash in your head repeatedly, amongst other warning signs. The word flashing precedes when an article of clothing is particularly offensive. "....Oh, my god. And I thought I could take you shopping! That piece of shit is totally and completely a flashing red light. How could you even suggest something like that to me!? I'm going to like, have nightmares all night long now."
1. | Red Light | ||
The moment just prior to having uncontrollable diarrhoea. A red light gives you approximately 10 seconds to make it to the bathroom before wherever you are becomes ground zero for a "pooclear" explosion. I was on the train to work this morning when without warning I got a red light and some fucker was in the bathroom! I had no choice but to go in the sink!
2. | Red Light | ||
A way of telling someone to be quiet, or shut up. Or it can be used a way to interrupt. *Girl Talking Shit*
Girl 1 - OMG. She's such a slut, like I would kick her ass. Girl 2 - I'm going to have to red light you real quick. Stop talking shit. OR. *Two males in fight* Guy - Is it a scrap? Like what's good? Nize it. Guy 2 - Nize it? RED LIGHT, RED LIGHT. Come at me then. |
3. | Red Light | ||
A warning to tell someone when they've said a sexual/racist/sexist/rude comment.
1."There are 2 things I like about THAT sweatshirt....*hint hint* your boobs."
"um, thats a Red Light comment, sir!" 2."Do all black people like fried chicken, delvohn?" "Red light." "oh, sorry" |
4. | red light | ||
having sex with a girl on her period i was red lighting this girl the other day and the condom broke so i got blood all over my dick
5. | Red Light | ||
A lighted sign expressing that you should speed up and go through it. SHOOT! RED LIGHT!
*Engine Revs* |
6. | Red Light | ||
The red light blinkin on youre phone when someone called you or have a missed alert Damn ma red light hasnt blink for a min


text: Connectors and splices (Cable Termination Adapters, CTAs) are critical components in the extension cable assemblies as these are classic failure points in ocean systems. Several types of connectors will be necessary in this system; some will be combined with their cables at the factory, others on board ships in the field. Some will need to be wet-mateable via ROVs to avoid excessive weight and volume and prevent connection errors. Connectors will be made of compatible materials to handle the interface with different metals under the water surface. Connectors for each system have been carefully evaluated. In general, there are three major types of connectors: Wet-Mate Electrical Connectors, Wet-Mate Hybrid Connectors, and Dry-Mate Electrical Connectors.


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Salem Self Storage
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Just what I needed
I needed a quick solution to my moving needs, and this company was very accommodating. I explained that I only needed 1-2 months for the unit, and they gave me a special price. The elevator makes it incredibly easy to bring things to and from your unit. I would recommend this facility to anyone. Thank you for everything.
Recommended: Yes


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William Schryver, on 12 February 2010 - 08:23 PM, said:
It was I who requested and was authorized to measure the papyri for this study. I am grateful to John Gee for having consented to assist me, as also George and Howard Fisher, whom you would not know, but whose material assistance was extremely valuable and generous.
Edited by Chris Smith, 12 February 2010 - 11:18 PM.


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Welcome from the Provost
Thank you for visiting the Lipscomb University website and considering our academic program.
Dr. Craig Bledsoe Provost |
Our mission at Lipscomb University is to integrate Christian faith and practice with academic excellence. For over a century we have had excellent faculty who have taken into the classroom deep convictions about their faith. Our faculty members, on a day-to-day basis, teach from their hearts.
That is what we have always been about at Lipscomb, but today I believe we are closer to the vision of co-founders David Lipscomb and James A. Harding than we have ever been. We want to make the integration of faith and learning a priority in everything that is done throughout the campus. We want to draw our students into a learning environment that addresses the heart and the mind, and in doing so, to help our students take their faith and begin to understand how to use it in their daily lives. We don't want them to see life as being fragmented, with their campus life, spiritual life, academic life as separate components. Instead, we want to teach our students to see life as a whole. We want them to see, act and think like the whole person God made them to be. That's why we want the integration of faith and learning to be the driving force behind everything we do.
I hope you will take a few minutes and explore the colleges and departments that may be of particular interest to you. If you would like to have more specific information on any academic program, use this form to select all of your programs of interest at one time and provide us your contact information. (Upon completing the form, you may need to use the "back" button on your browser to return to this site.)
I look forward to seeing you soon at Lipscomb!
Dr. W. Craig Bledsoe


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Bellevision UAE Team wins prestigious Karaval Milan Mega Konkani Quiz Contest in Dubai on Friday
Bellivision UAE team members Godwin D'Souza and Anitha D'Souza won the most coveted Mega Konkani Quiz contest conducted by Karaval Milan association of Dubai and USWAS Shirva bagged the runners up trophy. The four teams had made it to the finals of the mega konkani contest held on April 12, 2013; namely Udentichim Neketra represented by.. [Video] [18 Comments]
Udupi: Congressmen Celebrate Oath-taking of Minister Vinay Kumar Sorake
The Congressmen celebrated by distributing sweets and bursting firecrackers at in front of Rajeev Bhavan and Kaup town, near here, as their newly-elected MLA Vinay Kumar Sorake sworn-in as cabinet minister in the state capital on
Kundapur: Spoorthidhama, Home of Destitute Rescue Mentally Challenged Woman
Spoorthidhama, Home of Destitute located at Koteshwar, near here rescued a mentally challenged woman from the street here on Wednesday May 15.The woman is about thirty-five-years-old in deep misery without food.
Mangalore: Indian Red Cross Society – DK set to inaugurate Blood Bank in City on May 19
The inauguration of newly-set up blood bank by Dakshina Kannada (DK) district unit of Indian Red Cross Society (IRCS) at Lady Goschen Hospital, here will be offered to the society on Sunday May 19, said IRCS DK unit chairman
Muscat: Bellevision celebrates 10th Anniversary
On 11th May 2013, Bellevision Muscat celebrated its 10th Anniversary cum Annual Day at Rehab Hotel Apartments in Bowsher, sharp at 8PM. Programme started with a prayer song by Ida Castelino, Precilla Alva and Lawrence Noronha. Glenda Castelino was the compeer [1 Comments]
"Shimti Natullo Kolo" successfully staged by Karval Milan
Karaval Milan Dubai successfully staged eagerly awaited social moral drama 'Shimti Nathullo Kolo' at Sh. Rashid Auditorium in Dubai on Friday. It was the part of Mega Konkani Contest which was held earlier between four finalists Bellevision, USWAS, Shirva [Video]
Siddaramaiah inducts 28 Ministers, largely keeps tainted away
Largely keeping away "tainted" MLAs, Karnataka Chief Minister Siddaramaiah today expanded his Ministry with the induction of 28 Ministers. But the exercise -- five days after he was sworn-in alone -- has set off dissatisfaction among a section of Congress legislators
Karkal: Internet Essential to Create Spiritual Awareness; Swami Shivanand Saraswati
The internet is essential to create general awareness on religious, spiritual along with educational, social and technology in this scientific and competitive era, said Shivanand Saraswati Swami of Kaivalya mutt.
Kamana Billu, Summer Camp – a hit among students in Manipal organized by Sangama Kalavider
The summer camps are being organized in the guise of making money at the cost of students, who charge anything from a few thousands of rupees to ten thousands.In the guise of training the students on cultural upbringing
M'lore: City won't face Scarcity of Drinking Water, as Thumbe Vented Dam has 13 Feet Wat
MLA J R Lobo on Friday May 17 visited the low-level pumping station at Thumbe, in Bantwal taluk, which supplies drinking water to city. MLA Lobo ruled out any shortage of drinking water supply even in case of delay in monsoon..
Mangalore: MLA J R Lobo Goes on Field Visit to Old Port Ward, Listens to Grievances
The newly-elected MLA J R Lobo on Friday May 17 accompanied by municipal chief engineer and local corporator Abdul Latif visited Old Port ward, a significant commercial hub in the city since several
Karkal: Our Lady of Lourdes Church Kanajar, Platinum Jubilee Celebrations
The platinum jubilee celebration of Our Lady of Lourdes Church Kanajar was held on the 16th of may, 2013. Bishop of Udupi diocese, Most Rev.Dr. Jerald Isac Lobo along with Vicar General Msgr.Dr.Baptist Menezes
Manglore: Konkani Natak Sabha to celebrate 50 Years of organizing Konkani Singing Competition
The city based Konkani Natak Saha that had begun Konkani singing competition since 1965 has proposed to organize unique singing competitions to mark golden jubilee celebrations shortly, said the Sabha chief secretary...
M'lore: Akhila Bharata Karmika Sangha ®, Karnataka begins Indefinite Stir for Better ESI Faci
Akhila Bharata Karmika Sangha ®, Karnataka state began an indefinite protest in front of office of Dakshina Kannada Deputy Commissioner here on Sunday May 12 at 10.00, urging state ESI director to fulfill their various demands.
M'lore: SCC Immensely Contributed for Spiritual Revival, Economic Empowerment of Parishioners:
The silver jubilee celebrations of Small Christian Community (SSS) of Mangalore diocese was held at St Sebastian's platinum jubilee auditorium, Bendore, here on Thursday May 16.The celebration began with Thanksgiving Mass offered at
Karaval Milan Dubai all set for the mega konkani quiz and social drama Shimti Natullo Kolo on Frida
Karaval Milan Dubai are all set for the Mega Konkani Quiz and social drama Shimti Nathullo Kolo. The four teams Bellevision Association, USWAS. Udenthichim Neketram and Omjurche Dive have made it to the finals. The first round
Sreesanth, others sent to 5 days police custody
Arrested Indian pacer S Sreesanth and 13 others, including two other cricketers of Rajasthan Royals franchise, were today sent to police custody for five days by a court here for being quizzed in connection with the IPL spot-fixing scandal case. Delhi police told the court that..
Holy Quran In Kannada Released By Islamic Affairs & Charitable Activities, Govt. Of Dubai
Under the patronage of Islamic Affairs & Charitable Activities Dept. Govt. of Dubai, the 3rd edition of Kannada version of the Holy Qur�an by noted media personality Mr.Abdus Salaam Puthige was released on 11th May, 2013
Manipal University signs MoU with Ohio State University, Columbus, USA
Department of Public Health, Manipal University (MU) in collaboration with Ohio State University (OSU), USA initiated an educational exchange program involving students and faculty by signing a Memorandum of Understanding last
Restoring confidence among the people, maintaining law order and giving special attention to the basic amenities of citizens my priority said Mr John Richard lobo, MLA, Mangalore South. He was.. [Exclusive Interview and Video]
Read More...PERSONALITY
One of the young parishioners of St. Lawrence Church, Moodubelle would be stepping into the realm of being designated as the first ordained priest of the Diocese of Udupi when the history of the diocese will be written in the future. This
Read More...SPORTS
For fast bowler S. Sreesanth, it was two days of sleepless nights and no bath as the disgraced cricketer was not "comfortable" with the bathroom. Alone in the small cell of the Delhi Police, he mostly looks glum, depressed and breaks down often during questioning, police sources said
Read More...ENTERTAINMENT
Actor Ranbir Kapoor, who loves travelling, says he is a loner and prefers to travel alone. "I like to travel alone and over the years I have become a loner. I don't need any company... I can even have my lunch alone. I am very comfortable with myself and don't need any company," the 30-year-old told reporters
Read More...MATRIMONIAL
(25), MangaloreMaria Dsouza
(28), MangaloreRajesh
(33), Bharain


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The original Sprinter was the first vehicle my then-teenaged daughters would let me drop them off in the school's parking lot. Bentley? Nope, drop us ... more »
The utter joy of being able to drive a car the way was designed to be driven without fear of the revenue-generating arm of the law completely killing ... more »
While the baby bear C-Class is the German automaker's best-seller globally and the papa bear S-Class is the technological flagship, the E-Class has always... more »


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hey guys?my game crashes sometimes in the middle of the game and sometimes when im browsing cards in the shop i dont know why this is happening? do you think maybe it has something to do with the expansions i put in my game?because i have a lot of expansions and the card database is already at 4168 and im not sure if its because of that or something else also some cards i have are showing the pics and sometime its not showing the pics?is it because it has the same code as of some of the expansions?sorry for the questions really a noob here please help?
thanks so much in advance


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GIRLS BASKETBALL: Beamer's dream season comes to an end after loss to Arlington
By CASEY OLSON
Federal Way Mirror Sports editor
February 22, 2013 · Updated 9:25 PM
The future is bright for the Todd Beamer Titans girls basketball program. But the future will have to wait until next season.
The Arlington Eagles ended the Titans' dream season Friday night at the Regional Tournament, 50-42. The game was played at Puyallup High School. The Regional Tournament included the final 16 teams in Class 4A. It was the furthest any Beamer girls basketball team has advanced in the history of the school.
Beamer (20-6) just couldn't muster enough offense to take out Arlington, the second seed from the Northwest District. The sixth-ranked Eagles (20-4) jumped out to a quick 13-9 lead after the first quarter and led 24-15 at halftime.
Arlington extended the lead to 11 points after three quarters. Junior Megan Huff and freshman Nia Alexander both finished with 15 points each for Beamer. Jayla Ross and Winter Brown were the only Eagle players in double figures. Ross had 15 points and Brown finished with 10.
Arlington advances to the Class 4A Hardwood Classic at the Tacoma Dome as one of the final eight teams still playing. The Titans will essentially return their whole team next season. Beamer, who won the South Puget Sound League South Division title, starts three freshman.
Contact Federal Way Mirror Sports editor Casey Olson at firstname.lastname@example.com or (253) 925-5565 ext. 5056.Comment on this story.
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Alloggi Economici America Centrale Cuba L'Avana Ostelli Hotel Riviera
Founded on December 10, 1957, the hotel still maintains a very romantic and cozy ambiance, which adds to a privileged location, right across Havana's ocean drive and just a few minutes away from the oldest part of the city.
... Di più
Just in front the waters of the Gulf of Mexico. Spacious saloons, two famous cabarets, restaurants, snack bars and shops are among the facilities you will find in there. Wide and comfortable rooms, some with magnificent ocean views.
Founded on December 10, 1957, the hotel still maintains a very romantic and cozy ambiance, which adds to a privileged location, right across Havana's ocean drive and just a few minutes away from the oldest part of the city. Its Copa Room cabaret is the ideal place to enjoy good Cuban music with the full flavor of Havana nights. The Salón Polivalente Internacional is also a benchmark for the celebration of conferences, banquettes, parties and weddings.
The Riviera Hotel, as it is known by the citizens of Havana, offers a four-stars service in a twenty-story building of 352 rooms, with one of the best views of Havana. This hotel belongs to Gran Caribe Hotel Group
The Havana Riviera Hotel offers an excellent service with the same distinction as in the old days. You will also enjoy a special comfort and customized service. It is everybody's favorite...an ever-present classic. We will be waiting for you at this Havana city's hotel!
Important Notice:
Our representative will get in touch with you on arrival or during your stay at the hotel in order to collect the balance due in CASH (Euros or Cuban Convertible Pesos CUC). Credit cards are not accepted to pay this balance.
Contact us if more information on this subject is required. Thanks.
*Above rate information may change without notice.
More than 200 double rooms with a fascinating ocean and city view, offering guests an unforgettable stay.
Twenty six triple rooms with an impressive ocean and city view.
Sixteen junior suites with a cozy living room and ocean view. Spacious bedrooms with bathroom inside.
The Presidential Suite, where several world outstanding personalities have stayed, has a spacious living room, two bathrooms, one in the living room and the other inside the bedroom. The latter has a Jacuzzi, a terrace and a beautiful ocean view.
Located on Paseo and Malecon Streets, Vedado, Havana 10400, Cuba.
9 miles from Havana's international airport. 13 miles from east of Havana beaches.
Malecon Sea Shore and Paseo St
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Designers Anonymous designed an interactive print poster. If you don't think print can be interactive, think again.
An interactive poster designed to promote our first lecture at Norwich University College of the Arts, where it all started for us.
The poster featured our censor strip logo followed by 'reveal all'. The censor strip is made up of a series of perforated tabs.
As the tabs are removed our name is gradually revealed.
Once removed each of the tabs contain the date, time and venue of the lecture on reverse.
- Source designers-anonymous.com


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Boca Raton, FL | 250 - 500 employees | 0 active jobs | Company Website
American Traveler is a leading national healthcare staffing firm specializing in short-term, per diem, travel nursing jobs and permanent positions for Registered Nurses and other healthcare professionals. We place travel nurses in rewarding positions across the nation, from world-renowned university teaching hospitals to rural medical facilities. Our positions offer high pay and exceptional benefits. American Traveler is certified by The Joint Commission on Healthcare Organizations.
In addition to our top-of-the-line benefits, our travel nursing company's housing department can make arrangements for travel nurse accommodations with a spouse, children, or pets. The choice is yours. Our travel nurses tell us their needs up front, we take it from there.
Travel nurses can expect personalized service from our travel nursing agency, based on individual needs and lifestyle. Our dedicated client service representatives are at your disposal five days a week, and our 24/7 emergency hotline ensures that someone is always standing by to aid travel nurses if and when they need it. Many of our services such as payroll tracking, continuing education, testing and profile updates are easily accessed online at your convenience. A travel nurse can expect the Ultimate Travel Nurse Job Experience from American Traveler.
Headquartered in Boca Raton, Florida with multiple branch offices located in the southeastern United States, American Traveler has become recognized in the travel nurse agency industry as a top travel nursing company in the U.S. Just a few of our distinguishing accomplishments include:
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Marketing Plans for 2011
Start planning for next year now.
With many people on vacation and kids out of school, summertime tends to be a quiet time of year in the office. Use this extra time to start planning your marketing efforts for next year.
Now that we're six months into the year, you should have a good idea of what's working and what's not. For marketing initiatives that are working, do some research via the web, trade publications, blogs, etc. to figure out how you can improve what you're already doing. If the answer is more budget dollars, you'll have an easier time getting a bigger budget approved if you have good metrics and research to back it up.
In areas where you haven't been as successful, go back to square one. Think about what you envisioned you would get from this effort? For example, if you started a blog to get more people to buy your product or use your service, chances are you were disappointed. Not because starting a blog isn't a great marketing tool, it's simply not a tool that usually results in direct sales.
With so many different channels out there like digital marketing, email, direct mail, social media, etc., planning your marketing efforts is no easy task. Add on top of that the pressure to produce positive results, and you've got quite a daunting task on your hands. But, if you give yourself ample time to plan and research, the picture of what your marketing campaigns should be will become much clearer.


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To continue on the luxury theme, seeing something so natural and so unexpected as a perfect new moon is another component. The gal was about to dine outside, on the terrace of Sayad fish restaurant at Emirates Palace Kempinski Abu Dhabi. There, looking down at us, was this sliver of a moon. The hotel's lovely chef Sandro Gambo, who made his name at another luxury hotel, Park Hyatt Chicago, came by to say hello and we toasted the moon, together.
Sandro Gambo knows how to prepare food to bring out the best of its flavour. It does not have to be complicated, but a bit of show helps. Here one of the servers is finishing a bouillabaisse, the Provençal fish stew that originated in Marseille. At Sayad, a bowl is brought with tiny fish creations in it, and the soup part is carefully poured over. I discover later that word bouillabaisse comes from the Provençal dialects for bolhabaissa, bolhir, to boil, and abaissar, to simmer.
At breakfast, here, as in other top hotels in Abu Dhabi, locals are eating almost as soon as the place, Le Vendôme, opens. Several tables are ladies-only, completely veiled in black. Twice as many tables are men only, guys in white dish-dashes. There are Arabic, and Chinese and Japanese sections, and a salmon carving table, and omelette specialists and waffle specialists. The coffee, by the way, is sensational (if you hear anyone say hotels cannot produce good coffee, suggest they come here, for coffee from a local company, Maromas).
Luxury is also feasts for the eye, of beautiful old sculptures like some of the Xi'an warrior-type in vitrines in the shiny marble walkways. Outside, there is an exhibition of sculptures suspended between trees. All the pieces are by a Pole, Jerzy Kedzior, known as Jotka. He specializes in pieces that defy gravity – in 2008 his Under the Dubai Sky – Creating Balance collection was shown to great acclaim in Dubai, sponsored by Barclays Wealth.
Each piece here in Abu Dhabi is more amusing than the last – head to see the collection now, as it is a temporary show, and will at some point be taken down (so far it has been extended twice). Jotka was born in Czestochowa, southern Poland, eldest of the seven offspring of an electrician and a professional knitter. The little boy would draw designs which his mother would incorporate into her knitting. He graduated to decorating churches and other buildings. Today, his balance sculptures are inspired by Gothic architecture throughout Europe, and by New York's skyscrapers. Many are bought by German hospitals as therapy for patients.
Seeing his pieces in the gardens of this, one of the world's ultimate luxury hotels, I felt awe-struck by the laws of physics that Jotka says help him to gauge a piece's stability. I get into the back of a cream leather-lined Maybach and leave, having learned yet more lessons on what today's luxury could be. Having clear clocks in the back of the car, clocks that tell me the time here and in other world cities, is another element.
What is luxury? As a noun it is the state of great comfort and extravagant living, say some. But the gal is set to show that a 'luxury' hotel, or a luxury resort, does not always have to be about extravagance. Sometimes an element of sheer over-the-top implies luxury. See this lush curtain fabric and the amazing cord and its tie, at Emirates Palace Kempinski, Abu Dhabi. You simply want to touch it, to feel if it is real.
Taken as a whole, this place does exemplify 'luxury' magnificently. Look at it from outside. It is a kilometer long, which means it has to have mirror-images gyms and spas at the ends of both wings. There are 394 bedrooms, including 16 Royal Suites, but look at the facts and figures. There are 114 exterior domes, and, inside, 7,200 doors – who counted them? – and 114 elevators.
On the total-200 acres of land there is one cricket pitch, a mile of white sandy beach, a marina – and two camels. These live on the sand fairly near to the main building, and their minders were just getting up from their bed rolls on rugs in the open-sided rush-topped camel 'hotel' when I ran past, as the sun came up. This is the only time of the day to run, here, as it is appallingly hot by about eight.
Who stays in a hotel like this? Government delegations galore, and all their minders – and tourists, lots of Germans and Russians and people from the UK. I hope they make them pay on arrival as the interior is so confusing it could be quite easy to get lost, never to be seen again. The tourists, however, find their way to one of the many outdoor pool complexes and spend their days there, many turning different shades of tomato hue.
Once back inside, that is where the fun, and the exercise, begin. To get from my room, 2517, I can take one of those elevators, or 104 carpeted steps of a wide curving staircase down to base level, to the gardens and the gym. To get to the lobby, I quickly discovered the simplest way was down one flight of that staircase and head, left and right and through the absolutely gorgeous long marbled walkway to the Grand Atrium, centre of the whole building (this open space is 150 feet across, nearly 200 feet high).
If luxury is space, you have it here. If luxury is a gold bath filled with sweet-smelling petals in the two Anantara spas here at this luxury hotel, you can tick off two more requirements. Add to that, of course, Thai therapists who know what they are talking about. And the fact that mine got me out by my requested hour. Luxury is also time, and every five minutes saved adds to that state of great comfort.
Simply Sunday. Coming out of Heathrow's Terminal Five the other day I saw lines of metal wheelbarrows. One row is painted fuchsia pink, one dull yellow, one turquoise. A tiny sign explains that this is in honour of the annual Chelsea Flower Show, which this year celebrates its centenary. London will be absolutely clogged May 21-25, 2013, as thousands flock to see the gardens. Fifteen are specially designed, say by Arthritis Research. One that will get a lot of acclaim is Sentabale Forget-me-not, sponsored by household do-it-yourself company B&Q. This garden celebrates Prince Harry's charity in Lesotho and, what with Prince Harry getting raves in the USA last week and playing polo in the Sentabale team at a match closely involved with St Regis luxury hotels, you can be sure royal-watchers will be checking that garden. Which brings the gal back to a display of wheelbarrows, put up by Heathrow's owner, still known to everyone as BAA. A little thing like that reminds the travel what is going on…


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Contact UsWe're here to help. We always have someone available to answer questions or talk about our products and services.Global ContactsFacilities
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Anthony Cloud
Staff Writer
Jason Griffey was a no show for his competency hearing on Friday in Bell Circuit Court.
According to court records, when officer Leon Wilson of the Bell County Sheriff's Office arrived to pick Griffey up, he was advised that Griffey "didn't feel like coming over".
Mike Ingram (Griffey's attorney) said he would need to get something in writing that states Griffey would not be attending the competency hearing.
"It's certainly his right not to show up," said Ingram. "We all have a right, if we are charged with a crime, to appear at a hearing. We technically don't have to show up."
Ingram had not spoken with Griffey prior to his decision to refuse to appear. Ingram said he first found out about Griffey's decision at 10:15 a.m. The hearing was scheduled to take place at 10:30 a.m.
According to Ingram, this is the first time in over 3,500 criminal cases that a defendant has refused to show up for their hearing. "This is the first time I have seen it," he said.
Ingram said he does plan on speaking with Griffey about the decision, but continued to state that Griffey has the right to not appear.
"(The hearing) is not something where (Griffey) would be testifying," said Ingram.
The competency hearing was scheduled after Griffey returned from the Kentucky Correctional Psychiatric Center (KCPC), where he received several psychiatric test. During the competency hearing, Dr. Steven Sparks from the KCPC will testify on whether Griffey is competent enough to understand the proceedings against him at the current time.
Sparks was available to testify at Friday's hearing.The hearing will be scheduled for a later date, pending the doctor's schedule.
Griffey was indicted on 11 counts of first-degree sodomy, seven counts of first-degree sexual abuse and nine counts of first-degree criminal attempt to commit sexual abuse. All of the alleged victims in the case are boys under the age of 12.
Griffey was originally arrested on Oct. 14, 2011, for just the 11 counts of sodomy. He was charged with sexual abuse and criminal attempt to commit sexual abuse following investigation. Officer Josh Pratt of the Middlesboro Police Department was the arresting officer.
Anthony Cloud is a staff writer for the Middlesboro Daily News. He can be contacted via email at email@example.com.


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Emotional Adjustment to Vision Loss
If you're experiencing vision loss, or have been diagnosed with an eye condition, you need to know that there are people like you, and families like yours, who've come to terms with the changes this brings to their lives. Getting to that point isn't just a matter of mastering physical challenges. The first hurdle is emotional. In fact, it is often on the emotional level that the impact of vision loss on individuals and families is felt most forcefully.
Blog Posts
- Tribute to My Father
by Sue Wiygul Martin on 6/13/2013 - There's Nothing More that Can be Done, You Say? Not True, We Say!
by Maureen Duffy on 5/16/2013 - Guest Blogger John Miller: Blogging against "Disablism" with a Dual Disability
by Maureen Duffy on 5/6/2013 - Getting On with Life when the Rules Change by VisionAware Peer Advisor DeAnna Quietwater Noriega
by Maureen Duffy on 4/16/2013 - "On Becoming Illiterate" by New Zealand Author Lynley Hood
by Maureen Duffy on 2/5/2013 - More VisionAware Blogroll Love!
by Maureen Duffy on 7/26/2012 - More Thoughts about the Meaning(s) of Blindness: Words for Blindness
by Maureen Duffy on 6/28/2011
Looking for Help?
Join Our Mission
Help us expand our resources for people with vision loss.


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ENCHANTED LION publishes books for people who really love books!
Please look for us on Facebook.
Spotlight on Spring 2012 Titles
"Saudo's faux adult patter, translated persuasively by Bedrick, is dead on ("We said one story, and we've already read two. That's enough for tonight"). Go the F**k to Sleep tried to convey a difficulty of the bedtime routine for parents; this is more imaginative, and can actually be read aloud to children." – Starred Review, Publishers Weekly
"Young insomniacs will recognize themselves in the antics of the oversized dad and enjoy poring over the naively drawn details found on every page." – Kirkus Reviews
Read Jennifer Brown's review in Shelf Awareness.
"Shimmering, color-saturated landscapes and a message about cherishing small things make this English-language debut by a Swiss team an unexpected treasure." - Starred Review, Publishers Weekly
"Uplifting in more ways than one, this prizewinning import suggests that little things can change lives – and perhaps even the world." – Starred Review, Kirkus Reviews
"An impressive picture book that is modern, fresh and will have readers looking for tiny treasures in their lives too." – Waking Brain Cells
"I'm a big fan of Brooklyn-based publishing company Enchanted Lion […] they always have excellent taste in artists and unique storytellers. Their latest release, a prizewinning Swiss import [Little Bird], is no exception." – Ben Partridge, Apartment Therapy
"All of Geisert's etchings are things of antique beauty--feasts for the eyes, the dandelion leaves alone are print-quality items--but the hail of lava has an otherworldly sinister loveliness. [...] This is a story of magic, etched with an everydayness that encourages readers to invite wonder, even bewilderment, into their lives." -- Kirkus Reviews
COMING SOON: Bear Despair and Mister Orange
ICE by Arthur Geisert, the second volume in our Stories Without Words series, is a 2011 New York Times Book Review Best Illustrated Book as well as a 2011 Parents' Choice Gold Award winner.
"Geisert's (Oops) resourceful pig families are back, and the exaggerated landscape format of this volume allows Geisert an expansive stage for this wordless adventure. This particular group of pigs lives in wooden shelters on a desert island, shaded from the punishing sun by tarps. With their water supply running low, the pigs gather around a table at night and consult a globe; then, in the story's most ravishing sequence, they launch their balloon-powered air-schooner--sails billowing, pennants flying--for the seas east of Greenland. But what is the long, mysterious parcel tied underneath it? It's a sail to guide a gigantic iceberg back, towed behind the air-schooner. Carved up into blocks, the iceberg replenishes their well and provides air conditioning, too. This is an especially satisfying Geisert title, because the task is essential for the pigs' survival and they carry it off with such élan. And the air-schooner, a charming marriage of sailing and balloon technology, is a standout among Geisert's many contraptions. Nominee for best spread: the ship under sail, towing the iceberg, in silhouette against the full moon."
OUR NEWEST REVIEW - from the Wall Street Journal here .
"Share this book with a child who loves looking closely. Or even better, curl up together and share some time with ice, invention and imagination." - Tasha Saecker, wakingbraincells.com
See what Pamela Paul at The New York Times Book Review says about ICE: here .
"The detailed and enchanting illustrations in mostly muted colors effectively reveal the inventiveness and the emotions of the pigs as they struggle through the heat, diligently build their their flying boat, work together to use the ice creatively and celebrate their success.
One of the joys of this wordless picture book is that at each reading, the reader notices something new in the pictures and so spins a tale that is slightly different to the one told before. Ice is a beautiful story that will delight and spark the imagination of any reader. Highly recommended." - Maya Fleischmann, for curledupkids.com
For some further great COMMENT, please go here .
FOX AND HEN TOGETHER, the follow up to our award winning favorite
THE CHICKEN THIEF, receives a STARRED REVIEW in Publishers Weekly.
"Who says married life is dull? The sequel to The Chicken Thief has as much action and drama as it's predecessor, and is just as weirdly wonderful as it moves from courtship (of sorts) to cohabitation." - Publishers Weekly, Starred Review
"A sweet loopy look at domestic travail filtered through a wickedly subversive lens." - Kirkus
"B. Rodriguez's The Chicken Thief and Fox and Hen Together are two of the most charming wordless picture books I've ever encountered. Check 'em out." - Nancy Pearl, www.nancypearl.com
Fox and Hen Together continues the story of The Chicken Thief (2010), focusing on Fox and Hen's life together. As the illustrations quickly reveal, Crab has become a fast friend, Fox and Hen have an empty refrigerator, and Hen has laid an egg. As for the fate of her egg when left in the hands of a hungry Fox, you will just have to read the book to find out! And here again the chase is on, but this time it's Hen who is in pursuit.
POMELO BEGINS TO GROW by Ramona Badescu & Illustrated by Benjamin Chaud is a 2011 New York Times Book Review Notable Book of 2011!
"I loved Pomelo Begins to Grow. Funny, smart and idiosyncratic, graceful and intuitive in a way that feels as much dreamed as written...." —Bruce Handy, The New York Times Book Review


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Seminars & Webcasts
On-Demand Learning
Recorded on: Jul. 2, 2012
Taken from the briefing A Capital Idea? Proposed Changes to the U.S. Regulatory Capital Frameworkrecorded June, 2012. On June 12, 2012, the Federal banking agencies formally proposed for comment, in three separate but related proposals, significant changes to the U.S. regulatory capital framework: the Basel III Proposal, which applies the Basel III capital framework to almost all U.S. banking organizations; the Standardized Approach Proposal, ...
From the program: Advanced Swaps & Other Derivatives 2012
Released on: Oct. 31, 2012
The Dodd-Frank Act establishes a novel, comprehensive framework for the regulation of over-the-counter (OTC) derivatives and the market participants who transact in these products. The far-reaching effect of the Dodd-Frank Act upon the OTC markets is only now becoming clear. The new regulatory regime touches the activities of all participants in the swaps markets, from end users to major swap participants to swap dealers. The new regulations will ...
From the program: A Guide to Financial Institutions 2012
Released on: Apr. 17, 2012
DVD's from the program A Guide to Financial Institutions 2012, held March, 2012.
From the program: Asset Based Financing 2012
Released on: May. 15, 2012
Audio CD's from the program Asset Based Financing 2012, held April, 2012.
From the program: Asset Based Financing Strategies 2013
Released on: Mar. 25, 2013
Asset-based financing is a key source of credit for small and medium-size companies and for some larger, publicly traded companies as well. In contrast to equity financing where ownership in the company is diluted, asset-based financing allows companies to use their own assets to generate cash flow. In structuring these loans, lenders and their counsel must consider all senior interests in the collateral, as well as the practical difficulties in ...
From the program: Banking Law Institute 2011: The Transformation Continues
Released on: Dec. 21, 2011
One year ago, Congress completed work on the most comprehensive overhaul of U.S. financial services regulation since the 1930s. Since then, U.S. regulators have been at work on hundreds of new rulemaking projects that will affect nearly every segment of the financial services industry, including the ground rules for M&A activity, and present unprecedented challenges and opportunities for years to come. Our expert faculty will provide ...
From the program: Banking Law Institute 2012
Released on: Dec. 19, 2012
The banking industry is in the midst of a fundamental transformation of the regulatory framework in which it operates, as well as a shifting of regulatory and enforcement priorities and approaches. These changes, taking place in an environment of continuing global economic challenges, require bankers and counsel who practice in the financial services industry to reexamine basic assumptions about business operations and future trends. With changing ...
From the program: Consumer Financial Services Institute (18th Annual)
Released on: Apr. 23, 2013
On January 4, 2012, President Obama appointed Richard Cordray as the first Director of the Consumer Financial Protection Bureau (CFPB). Since that time, the CFPB has been involved in a whirlwind of regulatory, supervisory and enforcement activities. In addition to the CFPB, state and other federal regulators are pursuing initiatives focused on consumer financial services. This year's Institute will explore in detail the Bureau's activities as well ...
From the program: Commercial Real Estate Financing 2012: Getting Back to Business
Released on: Mar. 13, 2012
Audio CD'sfrom the program Commercial Real Estate Financing 2012: Getting Back to Business, held February, 2012.
From the program: Commercial Real Estate Financing 2013
Released on: Mar. 1, 2013
This seminar will explore major issues and problems, and recent changes, in how lenders and borrowers negotiate commercial real estate loans in the still-lingering shadow of the recent financial crisis. Speakers will show how today's lower valuations and the renewed conservatism of lenders will shape the terms, legal negotiations, and closing process of commercial real estate financing in 2013. This year's program will turn back toward ...
From the program: Consumer Financial Services Institute (17th Annual)
Released on: May. 22, 2012
DVD's from the program Consumer Financial Services Institute (17th Annual), held April, 2012.
From the program: New Developments in Securitization 2012
Released on: Dec. 14, 2012
As the securitization world begins to emerge from the financial crisis, it faces an onslaught of new regulation and uncertainty. Many transactions have been downgraded and have suffered unforeseeable losses. Additionally, investor confidence in structured products has been badly shaken. Moreover, many transactions have been subject to restructurings and litigation of various types. Will these reforms be sufficient to restore ...
From the program: ERISA Fiduciary Investment Basics 2013
Recorded on: Feb. 11, 2013
Taken from the Web Program ERISA Fiduciary Investment Basics 2013 recorded February, 2013 in New York. Lecture Topics [01:00:44] Understanding Basic Financial Institution Activities [01:00:44] What is a prime broker? What is a swap? Parties in interest, prohibited transaction rules, and key exemptions The purchase price of this segment includes the following article from the Course Handbook available online: ...
Released on: Nov. 1, 2012
Taken from the briefing FATCA: The Deadline Looms... Will You Be Ready? recorded October, 2012. In the wake of the massive criminal tax prosecutions of UBS and other foreign firms by the Department of Justice in the late 2000s, Congress enacted FATCA to combat tax evasion by U.S. persons and to deter the facilitation of tax evasion by foreign financial institutions ("FFIs"). To achieve these goals, FATCA requires that foreign ...
Released on: Feb. 28, 2013
Taken from the briefing Final FATCA Regulations: What Hedge Funds and Private Equity Funds Need to Know recorded February, 2013. The FATCA regime represents the IRS's far-reaching effort to require "foreign financial institutions," including offshore investment vehicles, to assist it in enforcing the US tax obligations of US persons. The lengthy final FATCA regulations were published on January 17, 2013. The FATCA regime will ...
Recorded on: Jul. 13, 2012
Taken from the briefing Financial Institution Planning and Compliance Under Dodd-Frank: Putting the Pieces Together recorded July, 2012. The Dodd-Frank Act calls on banks to put in place new risk management regimes, conduct stress tests, and submit plans in several areas, including capital, liquidity, resolution planning, and compliance with the Volcker Rule. The regulators have begun to understand how these requirements relate, ...
Released on: Jun. 14, 2012
Taken from the briefing Force-Placed Insurance: Current Trends Following the Financial Crisis recorded May, 2012. Borrowers who finance the purchase of a home, vehicles or personal or commercial property are generally required to maintain insurance on that property to protect the lender's interest in the property as collateral for the loan. When the borrower fails to do so, or its existing insurance policy lapses, the lender is ...
Recorded on: Jul. 26, 2012
Taken from the briefing From False Claims Act to FIRREA: The Government's Expanding Enforcement Arsenal Against Financial Institutions 2012 recorded July, 2012. In its pursuit of financial fraud, the Department of Justice has recently "rediscovered" civil enforcement statutes that have not traditionally been applied in the context of financial fraud, particularly the False Claims Act, FIRREA, and the Fraud Injunction Statute. Listen ...
From the program: Fundamentals of Swaps & Other Derivatives 2012
Released on: Oct. 29, 2012
Over-the-counter (OTC) derivatives are key elements in many of our financial markets. The Dodd-Frank Act is substantially changing how these important instruments are regulated and transacted. This program will introduce you to both the instruments and their new environment. A derivative is a financial instrument that allocates the risks and price exposures associated with a designated reference asset or entity between the parties thereto. Derivatives ...
Recorded on: Aug. 16, 2012
Taken from the briefing Hello World: The CFPB - One Year Later recorded August, 2012. Among the most significant changes wrought by the 2010 Dodd-Frank Act was the creation of the Bureau of Consumer Financial Protection to protect consumers and regulate financial products offered by the nation's financial institutions. A year has passed since the Bureau opened its doors and much has been accomplished by the agency, with ...
Taken from the briefing Insurance Insurance Group Solvency Supervision: Proposed Enhancements 2012recorded June, 2012. Regulators in the U.S. and internationally have been working on ways to enhance oversight of insurance groups that include both regulated insurance entities and non-regulated entities. These efforts are in response to the perceived gaps in regulation of financial groups identified from the 2008 financial crisis and in ...
Recorded on: Feb. 8, 2013
Taken from the briefing International Banking, Part I: The Federal Reserve's Proposed Prudential Regulations for Foreign Banks recorded February, 2013. On December 14, 2012, the Federal Reserve proposed significant new regulations affecting the operations of foreign banks in the United States. The proposals are designed to implement the enhanced prudential regulation and early remediation requirements of Dodd-Frank Act sections 165 and ...
Recorded on: Mar. 8, 2013
Taken from the briefing International Banking, Part II: Foreign Banks Accessing the U.S. Markets recorded March, 2013. Foreign banks are increasingly seeking to diversify their financing opportunities. With careful planning, banks can access U.S. investors without subjecting themselves to the securities registration requirements applicable to public offerings and to ongoing disclosure and governance requirements applicable to U.S. ...
Released on: Apr. 4, 2013
Taken from the briefing International Banking, Part III: SEC Registration for Foreign Banks recorded March, 2013. Foreign banks seeking to diversify their financing opportunities may consider SEC registration. This briefing will focus on the registration process; disclosure considerations for financial institutions; and compliance, governance and ongoing reporting. Lecture Topics [Total Time: 01:05:06] The registration process and ...
Recorded on: Apr. 2, 2013
Taken from the briefing International Banking, Part IV: Foreign Banks Issuing Covered Bonds into the U.S.recorded March, 2013.Despite the sovereign crisis and heightened volatility, the covered bond market remains very attractive. Foreign banks continue to access the U.S. markets with covered bond offerings. We will discuss the market environment, the legal and regulatory considerations, and the process for an exempt offering by a ...
Lisa J. Sotto ~ Hunton & Williams LLP
David W. Pollak ~ Morgan, Lewis & Bockius LLP
Katie M. Lachter ~ Hinshaw & Culbertson LLP
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