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There's nothing like a bright, healthy smile to make you feel great. But, healthy eyes and clear vision also are an important part of your overall health and quality of life.
If you're looking for a plan that covers both dental and vision, we've got the plan for you - whether you're 1 or 100. Arkansas Blue Cross and Blue Shield has affordable vision coverage through our DentalBlue Gold Plus Vision plan to give you something to really smile about.
In-Network DentalBlue Gold Benefits
In-Network Vision Benefits
Monthly Rates
1 The Collection (Fashion, Designer and Premier) Frames are available at most participating independent provider locations. 2 Additional discounts not applicable at some provider locations. 3 Warranty applies to all plan-covered eyeglasses (i.e., spectacle lenses, Collection frames and retail frames where Collection frames are not available).


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Croco-Patterned Bangle Set
Limited Time! Additional 30% Off Price reflects savings
A trio of bangles patterned after crocodile in a soft goldtone finish. The same species of style: Croco-Patterned Earring and Aurora Cabochon Charm Necklace. Nickel-free metal. 2.75" inside diameter.
We're so sorry: this item sold out sooner than expected. For an equally stylish substitute, please call our Style Experts at 1.877.948.2525. Or click on Live Help below for immediate assistance.

subset: commoncrawl


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Bicycle Tours in Europe and Latin America
Global Cycling With Local Character
There's no better way to take in a country than to be fully immersed in it - the way you can be on a bicycle. There's no wall between you and the life that's lived on each corner, in every village plaza and up on the very next hillside.
We started bicycling the world in 1972 with our first guided cycling tour in Italy. Today we are still a family run, small business with a passion for the open road. Authentic, experienced, and engaging are our watch words. As one of the oldest international bike tour companies around, we are in a unique position to offer high quality routes, guides and itineraries in multiple destinations. We invite you to browse our bicycle tours and destinations and join us on your next cycling vacation.
From the Reading Room Blog
The Lead Goat Veered Off by Neil Anderson
If you are looking for an adventurous and entertaining tale about cycle touring, The Lead Goat Veered Off fits the bill. If you've been to Sardinia or plan to head there in the future you'll love Neil Anderson's vivid descriptions of the food, landscapes and people that he and his wife Sharon meet on their...
Tuscan Rosemary Bread
I grew up baking bread in a bread maker. The only thing I knew about kneading was that it was the loudest stage in the machine's process. Favorite memories from this household activity include catching the first glimpse after opening up the top to see a golden brown dome, and the smell the fresh bread...
ExperiencePlus! Bicycle Training Programs
ExperiencePlus! has free Bicycle Training Programs designed specifically for our cycling tours by Joe Friel, the author of ten books on training including the popular and best-selling "Training Bible" book series. He holds a Master's degree in Exercise Science, is a USA Triathlon and USA Cycling certified Elite-level coach so imminently qualified to prepare you...
Travel Stories:
A Taste of Aphrodisiac Diamonds on Tour
By ExperiencePlus! Tour Leader Pia de Richemont What did Marilyn Monroe, Mussolini and President Truman have in common? Fame? Certainly. Insomnia? Quite likely. But the three of them also shared a partiality for truffles (Latin name: tuber magnatum). For those of you who have never seen a truffle, imagine a muddy version of French actor Gérard Depardieu's...


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BONUS AUDIO: Includes an exclusive introduction written and read by author Jack Campbell.
Get Lost! Listen to the rest of the Lost Fleet series.
©2009 Ace; (P)2009 Audible, Inc.
"Listen to the complete series"
This is a great book, but don't try to listen to it as a stand alone or before the first books. But this is a good thing, you get to listen to first four before this one! This I highly recommend!
"Love this series"
I bought the first book in this series during the penny a minute sale and boy did that work out for Audible :) Throughout the first five books the story is excellent and the space battles are both intellectual and exciting (which is a rare combination). Our hero, Captain Geary, has to outwit both his enemies and his allies through many twists and turns. I can't wait for book six!
I am a blind lawyer and aspiring writer, trying to read a little bit of everything but partial to sci-fi and military fiction.
"Was the Wait Worth It?"
It absolutely was! Now, the previous reviewer is quite right, this book is a spectacular payoff to a long and heroing journey that has built to a thrilling sprint to safe territory. The thing is, that the challenges are growing more unforgiving for the men and women of the Alliance Fleet; they range from smarter enemies, to saboteurs and more mysterious threats. Along the way, the author also fills in some background about how the hero came to be where and when he is and why that has haunted him since his reawakening. The fantastic space battles are still here, and so is the very heavy, clawing urgency of military needs, the limitations of logistics, time and human mortality. The costs the fleet and its commander pay to get home are high, and reaching safety does not mean the end.
I could not believe the wait required for this book. I am entirely satisfied. If you read and liked the previous four, I'm sure you already have it or will get it at the earliest opportunity. If you haven't read them, start with the first, Dauntless, and enjoy the ride as we all wait for the sixth book, Victorious.
"Not Normally a Series Fan"
Not normally a series book fan, I have really enjoyed this story, I am so drawn in I feel like a crew member of the Aliance Fleet.
"Great Series"
I loved this series of books. Great reading. I cannot wait for the last book in the series. There is a lot of dialog that is very similar throughout the series, but it comes through as being natural. The writing is natural and doesn't seem forced. Cambell is a good story teller.
I am an avid eclectic reader.
"Great series"
I started the series with book one and have read in order. This is the next to the last book in the series and I can hardly wait to start the last book. Christian Rummel did an excellent job narrating the series. In this book the Fleet is almost into Alliance space and after a spectacular battle to free POWs the fleet finally discovers who the saboteurs are. Now they are almost home the Fleet is a cohesive fighting unit and the esprit de corps is there. One more book in the series then I am done I sure hope Campbell has some other interesting series to read.
"Excellent Sci-Fi series for grown-ups"
Enough action to keep things moving, but by far, this series excels in creating real life human experiences.
"One Of Sci Fi's Best"
This series was absolutely one of the best to which I have listened. The author's detail in describing space travel at such distances and the detailed battle sequences are very believable. I could see them while I was listening and I was transported there. I hope the "Black Jack" Geary character will be back soon!
"Not a space warfare guy"
I am not into all that military war stuff, but I cannot wait for the next one. This series continues its hold on me after every book.
"My new Favorite Author!!!"
I cant say enough good things about this series. Wonderfully paced drama, great characters, truly amazing and entertaining space battles that don't get bogged down in the minutiae of technology.
He takes all the best parts of Weber and Drake and combines it with the wonderful pacing and action of John Ringo.
I do agree however, that this series MUST be read from book one.


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It's Hatched! 5 Bought
DealChicken was all aflutter with this deal from Magic Leaf Skin Care Essentials because he understands the need for gorgeous lashes. The solution? Hi Lash Biotech Eyelash Growth formula, the scientifically proven solution to improving eyelash length and density without clumps or unnatural makeup. It's easier than mascara, there's no awkward application and it's just as portable for application anytime you need it. Or, choose the Instant Wrinkle Eraser Professional Skin Tightener to gain the effects of Botox without the costly hassle. Either way, you save a whopping 80%.
Founded in 2007, Magic Leaf Skin Care Essentials is your online source for natural herbal and botanical remedies and synthetic lab-developed anti-aging skin care products. To revitalize your skin without surgery, take advantage of fast delivery and helpful customer service from this online vendor with solutions for the appearance of wrinkles, undereye circles, dark spots, crow's feet and hair loss.
$49 for Hi Lash Biotech Eyelash Growth ($249 value)
$23 for Instant Wrinkles Eraser Professional Skin Tightener ($119 value)
Eyelashes to humans are what whiskers are to cats. They are sensitive to the touch and provide a warning for foreign objects which may be near the eye.
Magic Leaf
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HSMAI's MEET Mid-America will attract motivated planners from all sectors of the industry who attend looking for quality resources to enhance their meetings and events.
April 3-4, 2012
Location: Navy Pier, Chicago, Illinois
Anticipated Number of Exhibitors: 200
Anticipated Attendance: 1,200
Who Exhibits:Hotels, inns, resorts, CVB's, convention centers, airlines, conference centers, transportation companies, trade publications, DMC companies, unique meeting sites, software providers, entertainment companies, event rental companies, audio visual companies and other suppliers who service the industry.
Who Attends: Meeting professionals who represent all segments of the industry including: corporate, independent, and association planners; with the balance from government, non-profit organizations, education, medical/health care, travel agents, trade show management, event planners, wedding planners, religious organizations and military.
Presented by: Hospitality Sales & Marketing Association International
Event Management: J. Spargo & Associates, Inc.
11208 Waples Mill Road, Suite 112
Fairfax, VA 22030
(703) 631-6200
Exhibit Sales Manager:
Craig Baker
Copyright 2013-14 © a2z, Inc. All rights reserved.


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Law & Order
The Pre-Law initiative serves students interested in pursuing law school and careers in law. It provides students with law school planning, individual advising, preparation workshops, admission information, and more.
While law schools do not require specific majors, our pre-law advisors can provide guidance. A wide variety of majors can provide an excellent foundation for law school, and a liberal arts education can be quite helpful. Our liberal arts curriculum, with its emphasis on critical thinking and effective oral and written communication, will help you hone the skills you will need in the legal profession.
You should select a major and plan an undergraduate experience that helps you acquire skills that are essential in preparing to perform well on the LSAT, in law school, and ultimately as a lawyer. These skills include analytical and coherent thinking, critical reasoning, perceptive reading, and a strong command of the spoken and written language.
Students are encouraged to use FOCUS 2 (new user access code: "shoremen"), a comprehensive career planning program that provides guidance and information to help students make important career and educational decisions. Research-based assessments of career-relevant interests, abilities, and job values help students consider major and career options that are a good match.


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with one topping of your choice - 5 pieces
• Free delivery for orders over £8.00
Welcome to the takeaway restaurant menu from Square Pizza; Burgers & Chicken and Pizza restaurant in Greenwich SE14.
Add items to your order by choosing from the menu sections and items to the left.
To find another restaurant,click search
to make sure Square Pizza delivers to your location.
See which of our thousands of restaurants deliver to you.
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Who will pay the big bill that Sandy left?
(MCT) — WASHINGTON — Hurricane Sandy's costs could run into the tens of billions of dollars, leaving state and local governments, federal agencies, utility providers and insurance companies to figure out how to split the bill.
Some responsibilities are clear: The U.S. Army Corps of Engineers sent in a team of experts who cut their teeth pumping water out of New Orleans after Hurricane Katrina to develop a plan to get the water out of New York's flooded subways.
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By Ms. Donoghue, a petition (accompanied by bill, Senate, No. 761) of Eileen M. Donoghue and Kevin J. Murphy for legislation relative to dangerous weapons. The Judiciary.
Eileen M. Donoghue
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Petitioners: Eileen M. Donoghue, Kevin J. Murphy


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M-B touts cultural change
Steve Cannon says purchasing decisions will be driven by the quality of customer-dealership interactions. |
Sponsored by |
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Steve Cannon, CEO of Mercedes-Benz USA, said that automakers must improve their customer satisfaction if they are to survive in a crowded industry and that the effort must involve dealership employees.
Cannon, 51, said improved quality by all automakers means that consumers' purchasing decisions will be driven by the quality of the interactions between customers and dealerships. And in an age when a consumer sitting in the service department lounge can reach hundreds of others instantly via social media, automakers and dealers must improve customer experiences.
"It's going to get harder and harder in the coming years to truly differentiate yourself on product alone," Cannon told the J.D. Power International Automotive Roundtable on Friday.
Cannon said Mercedes-Benz is in the midst of a nationwide drive to improve its customer-satisfaction scores, a drive that has included a survey of 20,000 employees at the 350 U.S. Mercedes-Benz dealerships.
That survey uncovered some uncomfortable truths, Cannon said, including that more than a third of dealership employees were either ambivalent to or completely disengaged from the company's success.
That was a problem, he said, because dealerships with the greatest levels of employee engagement were the most profitable, and those with employees who weren't actively engaged had more problems making money.
The brand was successful in persuading dealers to participate in the surveys and even more successful in convincing those dealerships that didn't score well that something had to be done.
Said Cannon: "I've been absolutely amazed at the level of activity that this single effort has spurred among our dealers."
You can reach Larry P. Vellequette at email@example.com.


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Have you seen our Petit Jean room? This beautiful room is decorated in navy blue, gold, white and a nautical theme is present throughout. The room is named after Arkansas' State Park- Mount Petit Jean, and it's namesake. Check out the romantic maritime accessories in one of our guests favorite rooms!
Do you know the legend of Petit Jean that inspires this Arkansas/French connection? According to legend, Petit Jean was actually a young 18th century French woman. When she discovered that her fiance had been ordered to Captain one of three ships dispatched to explore the newly acquired French possesion in the new world we now recognize as the Louisiana Territory, she cut her hair, disguised herself, and secured a position as the cabin boy. She survived the voyage. Their two year expedition up the Mississippi and the Arkansas Rivers began their exploration. They reached the lone escarpment jutting out over the Arkansas River just as winter approached. Finding friendly indians who had never seen a white man, they chose to winter there.  Near the end of a brutal winter, the young woman fell ill with fever.  On her deathbed, she revealed herself to her fiance as his beloved. She is buried on the mountain overlooking the scenic Arkansas River Valley to the East, not under her own name, but under the name she had been known by on the ship, "Petit Jean"– little John. Below is a picture of "Petit Jean's" grave……a cairn found atop Petit Jean Mountain. In the early evening breeze, some say they can hear "Petit Jean" calling to her lover. It bespeaks the strength and courage required to leave home and family to follow her destiny and garnered her a revered spot in the "legend" of our guestrooms, one of the favorites.


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The Canvas snowboard combines Ride's LowRize™ Rocker Shape with new Pop Rods® 2.0 to give you all the pop you could ever want, but without the hook. Add a Membrain® top featuring metallic threads and classy design to result in a freestyle twin snowboard that is light in weight and heavy on style.
*Please Note: Manufacturers often create multiple bases/topsheets for each model. For some, a base color/topsheet is determined by the board's length and while others can vary within a size. o2 Gear Shop will attempt to fulfill color requests; however, we cannot guarantee the availability of a specific color. Please visit the manufacturer's website for better clarification of size/color combinations.


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LOS ANGELES, CA - APRIL 27: Caitlin Freeman and Leah Rosenberg attend LACMA's President's Circle presents Modern Art Desserts With Caitlin Freeman and Leah Rosenberg at LACMA on April 27, 2013 in Los Angeles, California. (Photo by Amy Graves/Getty Images for LACMA)
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5 点中
(24 件の口コミ)
Hotels.com ゲスト評価
Hotels.com ゲスト評価
トリップアドバイザー ユーザ評価
The hotel itself is pretty. The rooms were nice, and big. The pool is pretty and lush looking- very clean. The bathrooms have the plumbing issue that... it seems most hotels do in Thailand- it kind of stinks and smells like it's about to back up at any second- plus every shower left tons of water leaking all over he floor. I'll just say this bc I wish someone had told me. No need to stay in Phuket more than a night unless you re taking daily excursions to other islands. Even still , you'd be better off just staying on other islands. And if you are single girls- avoid Bangladesh street like the plague. To get to the beach, you have to cross the street and go to public beach, and you have to walk around what looks to be a sewer retention pond. Kind of nasty. The hotel and staff were absolutely acceptable- just did not like Phuket very much compared to the rest of the trip. LalRPH - Atlanta, GA さんのコメント ( 2013/04/07)


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Concordia University-Chicago Reviews
Check out reviews left by other students, or leave your own review. You could win a free scholarship!
Heather from South St Paul, MN
03/09/2011Reviewer is A current student here.
7 out of 7 people found this review useful. 1 of 26
Categories Comments Great for these types of students There are all sorts of students on campus and anyone can find their place. Anyone can find friends with similar interests no matter how bizarre, and the best is that we all know and accept that people are different.
Tips for prospective students Prospective students if you are not sure what you are looking for but know that you want to find people that care for you and will help you make college an easy transition this is it. Friends are made with a quick flip of the wrist playing Frisbee. Its amazing how friendships are made and how amazing they become. These are definitely friends for life, and don't be afraid going to school where you don't know anyone, after a few days it will seem like you have known your new friends forever.
Bang for the buck Considering this is a private school there is a lot of bang for the buck. A lot of stuff is covered by the school and made reasonable for the students. A lot of activities are brought to campus and as a member of the Campus Activities Board we try to bring the best entertainment for our students. I have hardly been here for a full school year yet, but I know that I have so much more to look forward to than what I have already experienced and it has already been amazing.
Am enjoying being here I knew choosing this school was right. I had only interacted with a few people for various visiting days, but now that I am a resident I am truly experiencing college. My friends and professors are amazing. Everyone is so friendly that I can say hello to a complete stranger and they will reply the same and even hold the door open for me. This college has such a perfect community I never saw such good things happening after high school. Everyone has left the high school drama behind and commenced a new higher knowledgeable life at the school. Everyone is willing to help one another including the professors to make sure that each student is learning to their highest ability with the writing center and personal tutors and questions answered directly from the professor. I don't think I could ever ask for a better college to spend so much time at.
Am learning a lot This college had provided me with the opportunity to take classes that no matter what the subject I learn a lot. My general courses and my specified classes are all very informational for life itself. The professors know how to relate life to the classes and then also to our Christian beliefs. I feel that I am learning things that will provide me with a good base foundation for life no matter where I might end up. I am not sure how much I really can say other than I am learning a lot at this school and can't wait to learn more!
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Kaitlyn from Mountain Grove, MO
07/23/2011Reviewer is A past student here.
3 out of 3 people found this review useful. 2 of 26
Categories Comments Great for these types of students Concordia is a great school for students looking for a personal, smaller college environment. The classes are small and the professors know you by name. It is also a great distance from downtown Chicago, which is fun to go to on the weekends! It is also in a fantastic residential area.
Tips for prospective students If you are not sure if you would like to visit, take a campus visit and talk to current students and professors. Everyone loves to talk!
Did enjoy being here I absolutely loved going to school here! It was absolutely what I wanted. The friends I made made a huge impact on my life. Everyone is extremely personable.
Did learn a lot I learned more about the people I was around and their stories, and I thoroughly enjoyed it. There is a great amount of diversity on campus, and it is fantastic to be around and be involved in.
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Alysia from Alsip, IL
08/04/2011Reviewer is A current student here.
3 out of 3 people found this review useful. 3 of 26
Categories Comments Great for these types of students If you are a shy, easy going person then you would fit in great! It is a quiet campus and everyone is friendly. Concordia is also a Lutheran school so it is a nice environment to be in compared to other universities or colleges.
Tips for prospective students Some tips for future students would be to get involved!! There is always so much to do so jump in and have fun! Also make sure to manage your time well. Writing papers until all hours of the night is no fun! So say goodbye to your friends and get to work.
Bang for the buck I was surprised at how much tuition and all the fees include. For example, all campus activities are free to students and they offer a lot of great programs to help students achieve greatness. The price may surprise you but in the end it is worth it.
Am enjoying being here I really like that fact that everyone is so friendly here. The campus is small so we are all like one big happy family. The school always has great activities planned for students and there is never a dull moment.
Am learning a lot Concordia is a great school! The teachers genuinely care if you do well or not and if you are willing to work hard, they will help you succeed. They also offer tutoring, they have different labs you can go to to get homework help and the teachers are willing to meet with you personally to help you with any problems you may have.
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Kelly from Arlington Heights, IL
12/26/2011Reviewer is A current student here.
3 out of 3 people found this review useful. 4 of 26
Categories Comments Great for these types of students Those who like small, close knit communities. Those who are interested in a Christian and loving environment.
Tips for prospective students Make sure the program you want is not new, but has been in good standing for a few years.
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Kimberly from River Forest, IL
02/12/2012Reviewer is A current student here.
1 out of 1 people found this review useful. 5 of 26
Categories Comments What to do for fun chicago
Food and Dining meh, it's sodexho...
Dorm Life awesomeeeeeee
Academic Rigor it can be tough but you neec to give it your all.
Tips for prospective students it's worth it. the location is stellar and you'll love it.
In three sentences concordia is wonderful. it is a great atmosphere. the people are amazing.
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Melissa from Belleville, IL
05/22/2012Reviewer is A current student here.
1 out of 1 people found this review useful. 6 of 26
Categories Comments What to do for fun Play frisbee in the quad, play obscure board games with other friends, play pool, hang out and talk, play red ball, go to cab sponsored events, or go into the city
Food and Dining The food is alright but there is always charlie ts later on where you can get exactly what you want. Or if you are not in the mood for something from the cafeteria, order in food or walk to someplace and get it.
Dorm Life I consider it great.
Academic Rigor Academics are important here but that is the whole point of college.
Tips for prospective students Get a transit card and put money on it so on the weekend you can go into the city or if its cold and you do not feel like walking all the way to the store you can catch a ride. Go to chapel, its everyday at 11am. Go to prayer and praise on sunday nights. It is time to worship God and during the prayer time you can get to know people you didn't know before. Play frisbee in the triangle others will join you and you will make new friends. Also make sure to study. Use the library or perhaps sit in the art gallery and study.
In three sentences Concordia is an awesome place to be. Most everyone you meet on campus is very focused on their relationship with God. Everyone that I have met have been extremely welcoming to new people on campus.
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Justin from Aurora, IL
05/22/2012Reviewer is A current student here.
1 out of 1 people found this review useful. 7 of 26
Categories Comments What to do for fun There are plenty of activities.
Food and Dining The food is alright. It is definitely not one of the big highlights of the campus.
Dorm Life Dorm life is alright. I wish there was an air conditioning though.
Academic Rigor The academic rigor is definitely strong.
Tips for prospective students Be cheerful, be positive, talk to the pastor on campus, make friends, and ignore those who do not mean any good to you. Most of all though, get involved.
In three sentences Concordia Chicago is a great college with many people who want to get to know you. Despite it's flaws, such as people forming their own clicks, there is a lot of community. The classes are efficient as well.
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Ryan from Chicago, IL
05/29/2012Reviewer is A current student here.
1 out of 1 people found this review useful. 8 of 26
Categories Comments What to do for fun There's always a campus activity if you're looking for something to do. And not just for one specific type of person either; anyone and everyone can get involved and have some fun.
Food and Dining The quality of the food is usually good, but it's very expensive.
Dorm Life Unfortunately, I don't live on campus. But I have heard both good and bad things.
Academic Rigor It's difficult at times, but when you accomplish something great, there aren't many feelings that are greater.
Tips for prospective students Be prepared to work for your degree, but know that your educators will gladly assist you if you need them.
In three sentences Concordia University Chicago is a great university. The professors and advisers care about a student's progress. And if one wishes to participate in athletics, the programs offered are top notch.
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Christian from Berwyn, IL
06/05/2012Reviewer is A current student here.
1 out of 1 people found this review useful. 9 of 26
Categories Comments Campus Safety The school does a fine job keeping the campus safe. For the two years that I have gone to school here, the university has had no major criminal incident that I could remember.
Greek Life I know nothing about Greek Life.
Clubs and Activities There is a Black Student Union, a Latino Student Union, numerous small groups that are church-related, numerous choirs and music bands, intramural sports, collegiate sports, a History Club, a Law and Justice club, and other such organizations in school. One can easily get involved in campus life.
Great for these types of students The school has a good education department, so students who want to become teachers would be a good fit for the school. The university also has a good journalism school, a good English school, a good History school, a good Spanish school, a good Pre-Seminary program (for those who want to become pastors/ministers), and other programs; such students would fit well in Concordia. Lastly, the school also has great music and art departments, so musicians and artists would be a good fit for the school.
Share any unusual traditions or locations on campus The middle of the campus is referred to as the Triangle, as the sidewalks on the campus form a triangle at this point. The school annually hosts a Relay for Life, which raises awareness and money for cancer research. Lastly, many students play ultimate Frisbee.
Bang for the buck While the University is expensive, it is worth the cost. There are many employment opportunities on campus, which students can use to get valuable work experience. Also, students get a solid education within the walls of the school, regardless of major.
What to do for fun Many students play ultimate Frisbee. Many also play touch football and baseball in order to have fun. Others watch YouTube videos, others go on face book or twitter in order to spend time. Many also play video games in the dorms for fun.
Food and Dining There are healthy options to eat at the cafeteria. There is a salad bar, a sandwich bar, a pizza bar, and an international bar. There is also an American burger bar. The cafeteria has many food and drink options; one can get power aid, orange juice, coffee, and other drinks there. There are many choices in the cafeteria.
Dorm Life There is adequate living space for two or three person dorms. One can move TVs, mini refrigerators, microwaves, and other such luxuries into the rooms. One can easily make friends in the dorms as well.
Academic Rigor The professors assign demanding but not impossible homework. The professors use text books and lectures well when teaching the students. The professors are easily accessible as well.
Tips for prospective students Do your homework well in advance. Get your papers reviewed by peers and professors. Get a good amount of sleep, and maintain a healthy diet and exercise routine. Make friends and have some fun in college. If you are unsure what you want to study, talk to a professor or a career counselor for help.
In three sentences This school has many academic and athletic opportunities for students. The school also has a strong Christian tradition, and it accepts students from all races, income levels, backgrounds, etc. The school also has good professors; small class sizes also help in one's education.
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11/23/2011Reviewer is A current student here.
0 out of 1 people found this review useful. 10 of 26
Categories Comments Great for these types of students If you are planning on being a Lutheran teacher then this school is ideal for you. But, this school does not help me with my exercise science ambitions.
Bang for the buck Too pricey.
Am enjoying being here There are hardly any enjoyable school events. After football season I fall off into my studies and rarely have any reason to interact with the school.
Am learning a lot The small class size allows for a more personal learning experience.
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Rachel from Lynwod, IL
06/12/2012Reviewer is A current student here.
11 of 26
Categories Comments Greek Life none.
Great for these types of students Christian students may like it more than atheists or other religious afflictions.
Share any unusual traditions or locations on campus There is a chapel that you can attend if you like. Also on Mondays classes don't start until 11:30.
Bang for the buck overall it's a nice school, it's what you make of it.
What to do for fun It is close to a green line station therefore you can use it to go downtown.
Tips for prospective students Make sure to come here if looking for a laid back type of school. CUC is not a party school what-so-ever.
In three sentences Cuc is a nice school, i feel very welcomed there. Great teachers and is also culturally diverse.
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Sandra from Carol Stream, IL
06/18/2012Reviewer is A current student here.
12 of 26
Categories Comments Campus Safety For being so close to Chicago, Concordia is a very safe campus. We have 24 hour security on campus as well as the local authorities that are only minutes away. It's always a good idea to go off campus with a friend or two, but you're always 100% safe on campus.
Greek Life We do not have a Greek life at Concordia.
Clubs and Activities There is a plethora of activities to do on campus that the Residential Life puts on every other week, or so. If you are not living on campus, there are still plenty of activities geared towards commuters as well.
Great for these types of students Any student who wants to be more than just a student ID number, desires a small campus feel, or has a Christian background will fit in well at Concordia.
Share any unusual traditions or locations on campus There are a lot of rumors about underground tunnels that wind around campus, but there are few people who know how to get down to the tunnels.
Bang for the buck Concordia is a little pricey, but the quality of the education you get there is definitely worth it.
What to do for fun Since Concordia is right outside Chicago, there is always plenty to do for fun. Downtown Chicago is a short train ride away, and if the big city is not for you, downtown River Forest/Oak Park has plenty of little shops and places to hang out. Not only that, but Concordia does a great job of creating events to bring students together. They put on movie nights, have intramural activities, and all home sport events are free for students.
Food and Dining The food at Concordia Chicago is decent. It's nothing like your parents' cooking, but it's alright for a college. There is a lot to choose from and the dining staff do their best to accommodate all food allergies and restrictions. The two main dining areas are always clean and ready for the next group of students to come in.
Dorm Life The dorms are pretty good for being a college campus. There is always enough room for two people to live comfortably and there's always floor events going on every month.
Academic Rigor The professors are fantastic. They may seem harsh, but it is only because they have hold the highest standards for their students and want the students to excel.
Tips for prospective students This school is great for any student who is looking to go into education or wants to try out the field of music or art.
In three sentences This is a great school overall. It is like a little oasis in the middle of a rough area outside Chicago. Concordia Chicago is quiet, has high quality professors, and has a very close-knit atmosphere.
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Erica from IL
06/19/2012Reviewer is A current student here.
13 of 26
Categories Comments Campus Safety Campus safety is composed of rent-a-cops and student workers.
Greek Life No Greek life.
What to do for fun Concordia lacks student activities (either underfunded or not enough students actually want to participate, usually both). Best thing to do for fun is take the train to Chicago. Also, there are a lot of shops and places to eat on Harlem and Lake street.
Food and Dining I personally do not like Sodexo (the school's food provider) and everything it stands for. The meals are overpriced and typically not appetizing. There is only one dining hall (and three cafes around campus). Not that many vegetarian/vegan options (that are good anyways). But, they do serve amazing fire roasted corn chowder soup.
Dorm Life I only lived in one drom (Gross Hall) and enjoyed it due to my clustermates. The hall is seperated into clusters (unlike typical dormitories). The rooms are smaller than some of the other dorms, but comfortable enough. Each cluster has their own lounge, tv, and microwave. My only complaint is to take out the bath tub, and install more showers. OH and because this is a Lutheran school, no members of the opposite sex are allowed during certain times of the day (unless you hide them in your room)
Tips for prospective students If you really want to attend here, brace yourself. A majority of the students here are from small towns who have been sheltered their whole lives. Since the school is so small, everyone will know everyone (so if you didn't like high school, you probably won't like it here). Take advantage of the library (using I-share) to save money on your textbooks.
In three sentences Concordia University Chicago is technically not in Chicago, but rather located in the outskirts of the city, in a rich suburban area. While Concordia offers many great opportunities for students, the school is limited in resources (size of library, dorms, academic advisers, professors who can actually teach) just to name a few.
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Jennifer from Arlington, TN
06/20/2012Reviewer is A current student here.
14 of 26
Categories Comments Campus Safety If anyone has any problem with security they can contact the 24 hour office.
Greek Life There is no Greek system at Concordia
Clubs and Activities There are a lot of clubs and activities of several varieties at Concordia. I am currently part of 'Living Water' which is a praise group on campus.
Great for these types of students It is great for students who want a religious approach to there classes and enjoy a smaller closer campus.
Bang for the buck It is an expensive school but it is perfect for me. I want to be a Lutheran elementary school teacher. It is a private school that used to be a teachers college and it is small and close-knit which is the kind of surrounding in which I can thrive.
What to do for fun When I want to do something fun I can easily get on the green line and go into Chicago. Also there are plenty of sports, intramurals, and clubs to take part in. One of the favorites on campus is ultimate frisbee.
Food and Dining With all the different places to get food on campus it is very convenient. Also the cafeteria is 'all you can eat' but the food in the cafeteria is 90% of the time is fried food, pizza, or burgers and after 7:00 the menu is 95% fried food. The best time to eat is from 5:00-7:00 and at the classic cuisine section of the cafeteria, which has healthier food.
Dorm Life The dorms are kept clean and the RA's make an effort to get all of the residents involved in group activities to make dorm life fun and entertaining. However, the student lounge downstairs will often get filthy because of residents who will not clean up after themselves.
Academic Rigor The classes are challenging but the teachers are always willing to help support and tutor you if you need extra help.
Tips for prospective students You do not need a car on campus with the CTA buses and green line train; the gas and parking is expensive and when driving into Chicago it is a big pain to find parking. You may want a bike though for running errands or just for a nice workout.
In three sentences Concordia University is a small school allowing for a close-knit community. The staff is all very helpful with any questions, whether it's academic, extracurricular, financial, or other. The staff at Concordia works hard to get everyone involved in the campus and the community.
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clairdanir from Boca Raton, FL
06/29/2012Reviewer is Accepted here and planning to attend soon. Reviewer has been to campus.
15 of 26
Categories Comments What to do for fun workout
Dorm Life its ok, but seen better
Academic Rigor Biology
Tips for prospective students it's a wonderful school to attend. Large campus perfect for any student from all over.
In three sentences great
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Scott from Harwood Heights, IL
07/06/2012Reviewer is A current student here.
16 of 26
Categories Comments Campus Safety The campus couldn't be safer. Our campus has their own police patrolling the campus 24/7, and also we have the police and fire people staff from the city of River Forrest on call as needed. The Safety staff on both ends take their job very seriously and River Forrest in my opinion is one of the safest if not the safest towns I've been apart of.
Greek Life There is not much Greek Life on campus unless your an education or psychology major. However, bering a small campus we don't have a lot of the of the facilities a State school would have. However, I feel that people attend Concordia because of what the school has to offer, not what it doesn't. Me personally I don't need Greek life as apart of my college experience.
Clubs and Activities American Guild of Organists Artists of Concordia Theatre Black Student Union (BSU) Biology Club Book and Hook (book and knitting club) Business Club C3 (Concordia Cougars Conserve) Campus Activities Board (CAB) Concordia Republicans CUCares (Service group) Fellowship of Christian Athletes Habitat for Humanity -CUC chapter Image (Art Club) Intramural Sports Kapelle Choir Kappa Delta Pi ( Education Honorary) Latino Student Union (LSU) Music Educators National Conference Natural Sciences Club Pillars, the school yearbook Ping Pong Club Psi Chi (Psychology Honorary) Relay For Life The Spectator, the school newspaper Student-led Campus Ministries Various academic groups VOICE, CUC student government Wind Symphony Young Democrats of Concordia Young Life WCGR (CUC radio station) WCGR (CUC TV station) Take you pick; Concordia offers clubs and activites for basically everyone.
Great for these types of students Concordia is great for students who want to live on a small campus, where everything is in walking distance. This is also a Lutheran Christian school so for those who's faith involves following Jesus Christ you will fit in quite well here. However, this school does not discourages those who are not Christian because Concordia is open to all. This school is also primarily a Liberal Arts college, so for majors in this field its a great opportunity.
Share any unusual traditions or locations on campus There is of course CIT which is the big basketball tournament between some of the Concordia schools. is a full weekend long event in which one of the Concordia schools host the tournament and battle it out for best school. The cool part is buses are used to transport students to the other schools so you can cheer for your team. There is also the Triple Crown challenge which is an eating contest. It involves eating at 3 different restaurants (one being Gene and Jude's which is one of Chicago's best hot dog places) one after the other without anything to drink. The food is really greasy so no water makes it difficult, but a worth wild challenge to conquer.
Bang for the buck Whats really cool about becoming a new student at Concordia is the Jump Start program all new students go through. Its basically your orientation process which is an all day event, but the best part is at the end of the day you go downtown to Chicago. A lot of students are from out of state so getting a chance to see Chicago is a awesome experience. Also just the location of the campus is not far from Chicago which provides the students opportunities that other students not from the Chicago land area.
What to do for fun My best advice on this it all depends on what you are into for fun. There are a lot of different clubs and groups on campus that provide many different opportunities for fun. There are of course intramural sports, which allow students to play sports with out needing to be on a college team. there are church missionary groups which do volunteer work and gather for group prayer. The Psychology club is always doing fun surveys for students so they can better understand psychology, and we get free food out of it. There's always something fun to do on campus or off campus, its just a matter of waking up and walking outside to see whats going on.
Food and Dining I eat on campus every day. Sodexo provides the food on campus and its amazing. The main eating cafe area provides a buffet for a reasonable price. Being involved in sports and working out a lot, I enjoy eating a lot of food, so by eating on campus I couldn't be happier.
Dorm Life I do not live on campus, I commute from home by taking the bus. However, from what I hear dorm life is pretty fun. All the people in each dorm become friends and do special events in each building. From my understanding the only issue is some buildings don't have Air conditioning, which can be bad during the summer.
Academic Rigor All my classes are picked towards my graduation which helps a lot because I know I am not taking classes that wont help me. Also, I enjoy the professionalism I receive from my professors as well as being able to hold conversations with them. Concordia is a small campus which allows for students and professors to get to know each other and establish relationships as well as converse in academic activities as well.
Tips for prospective students Get involved in any and all school activities as possible. There is always something going on at Concordia, which makes for an entertaining experience. Also, attempt to make friends not only with your fellow peers, but with your staff as well. Everyone is very friendly, nice, and helpful and by creating these connections with everyone here you will be able to form bonds that will last a life time.
In three sentences Concordia University has provided me the opportunities that my community college in which I graduated from was not able to fulfill. Concordia's small campus, professional staff, and friendly environment has provided me the ideal learning experience possible. I couldn't have asked for a better college experience than the one I am currently getting at Concordia University Chicago.
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Amanda from Sheboygan, WI
07/25/2012Reviewer is A current student here.
17 of 26
Categories Comments Campus Safety Campus is very safe as long as one takes precautions; don't buy trouble-do stupid stuff. Walk around in a group, never alone late at night. Carry a rape-whistle or mace on you just in case...you can never be too safe. There are security and escort services...do not hesitate to use them!
Greek Life Currently no sororities or fraternities exist on our campus.
Clubs and Activities There are various competitive sports teams for both men and women. There are several intramural sports to be a part of. And there are clubs galore! Ping-Pong club, History Club to name a few!
Great for these types of students Concordia University-Chicago strives to promote diversity. Concordia is opening and accepting of all students of all ages and backgrounds. Being a Lutheran University we love everybody and accept everyone as our brothers and sisters in Christ!
Share any unusual traditions or locations on campus Usually within the first few months of being back, Concordia welcomes back various graduating classes. These classes range from anywhere between the graduating class of 1960 to the mid 2000s. It is awesome to come together as one with these alumni, to hear their stories and spend time with them. There are hymn sings on the front steps of Addison Hall-the main building on campus where most classes are held and it is the oldest building on campus on Sunday nights.
Bang for the buck Concordia may be expensive, but you get a lot for your money and the experience is worth every cent! Everything, the location, the classes, the people you meet, the clubs you can join and the teams you can be a part of makes Concordia the special school it is!
What to do for fun The school's location couldn't be better! Take the Green Line Elevated Train from Oak Park (six blocks from campus) Downtown in less than 20 minutes. Once in Downtown Chicago students can be involved in the awesome Urban setting of Downtown Chicago; there are theaters, restaurants, shopping, festivals etc. On campus there are exercise facilities the students can use for no added cost. Students can engage in clubs and sports teams. There is something for everybody at Concordia!
Food and Dining The food here, catered by a company called Sodexo, could definitely be worse! The food is not half bad and there is a wide selection of different foods to help students maintain a balanced diet while living on or off campus. Dining centers are conveniently located around campus to fulfill a students hunger at any minute of the day.
Dorm Life Dorm life can be quite pleasant if you get along well with your roommate. My roommate and I picked each other and we get along great! My advice is to select someone who has similar interests as you; talk to your roommate before hand and discuss what each is bringing, set up any rules you'd like to have etc.
Academic Rigor The classes are challenging but workable, meaning the Professors care and they wish to teach you something. However, if you are struggling they are there to help you; they want their students to find success and are ready to help you in whatever way they can.
Tips for prospective students Apply early, ask any questions to the admission counselors right away; they are willing and helpful to make your inquiry a worth while one. We hope to have you join us and pray you become actively involved in the many clubs, sports teams and organizations we offer!
In three sentences Concordia University has a diverse student population, who is actively involved in the school community and who strive to do their best. Being a Lutheran University faith life is a stepping stone in the lives of students and Christian morale is stunning.
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Nicole from Chicago Heights, IL
11/18/2012Reviewer is A current student here.
18 of 26
Categories Comments Campus Safety The River Forest police works with the campus safety department very closely. They are always there to help. You can register your computer, phones, cameras, etc. with them to help in case they are lost or stolen.
Greek Life THERE IS NO GREEK LIFE ON THIS CAMPUS. If you want to join a sorority or fraternity, search online for groups that are for people outside of the traditional colleges.
What to do for fun You are only a train ride from downtown Chicago. There so many museums, clubs, bars,etc. But you can do that in nearby Oak Park. Downtown Oak Park is very busy on Friday nights. You have Bar Louie and several other bars and restaurants on Lake Street. Further down Harlem Avenue, there is a street that has several bars and restaurants. The village is very pretty with the lights at night. In the daytime, you have the Hemingway Museum and other attractions. I recommend taking walks through Oak Park before coming here. Check out all of the beautiful homes and small shops.
Food and Dining This is a true college dining experience. It is buffet style with a different cuisine every day. But it couldn't hurt to buy some food for your room. You don't have many healthy options there. If you are on a diet, the meals there will not help you. Get yourself some pots and pans and prepare to cook your own food if you want to maintain Weight Watchers or something like that. If not, you will enjoy yourself. BEN AND JERRY'S ICE CREAM stocked daily. There is now pints of sorbets that come in flavors like peach ginger, passion fruit, blood orange, and triple espresso.
Dorm Life Become friends with your roommate. You have to live with them. Keep your room clean and organized. Invest in organization and space saving tools. You may not have a fridge, so get foods that don't need refrigeration. Get to know the campus so that you can time your walk to classes. The dorms for the most part, they don't have elevators, so have good gym shoes for the stairs. Definitely get sturdy laundry baskets or bags that can take some dragging on the staircases. You will have a resident assistant to help you with problems on your floor. Use them.
Academic Rigor The classes will get difficult once you get out of the prerequisites and into your program requirements. Get to know your teachers and the teacher assistants. They have office hours available, use them. There are 2 libraries on campus, use them.
Tips for prospective students 1.Invest in bus passes 2.Get plenty of quarters if you live on campus 3.Don't overpack to live here--you won't use half of the stuff you bring 4.Open yourself to new experiences and different kinds of people 5.Be nice to your parents, care packages will be in your future. 6.Invest in a good laptop and/or printer for your room. 7.Jump into the school when you get here, your future may depend on it. 8.Get a job that you could love. 9.Learn your degree program so that you are not here longer than you need to be. 10.FIND THE BUSINESS SERVICES AND FINANCIAL AID DEPARTMENTS. 11.Talk to people who can give you insider tips about life at the school. I overspent on things because I didn't know about discounts offered to students in the area.
In three sentences It is a great location for people who want the city atmosphere, but suburban spaces. The teachers are extra helpful and the students will be in a very diverse environment.
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Nichole from Chicago, IL
12/12/2012Reviewer is A current student here.
19 of 26
Categories Comments Campus Safety This campus is very safe. They even have a day care for children and they are always running around saying hello and brightening everyone's day.
Clubs and Activities There's always something to do on this campus
Great for these types of students students from small towns lutheran students
Bang for the buck It is rather expensive, but almost everyone receives a scholarship to help them out.
What to do for fun There are so many activities and clubs that could be joined. They have numerous things going on that can keep you preoccupied. Most activities are student led.
Food and Dining Those who live in the dorms are all very close. The dorms themselves are relatively roomy, but should be repainted.
Academic Rigor They aren't as difficult as other colleges, but they still offer a challenge.
Tips for prospective students This is very small school. Everyone knows just about everyone. You have teachers for multiple classes and they are very liberal. This school also provides students with a lot of extracurricular and intercollegiate sports and activities.
In three sentences CUC is a very small and friendly university. There are always people who are understanding and willing to help those in need. They focus largely on creating a close community that helps incoming students have that feeling of still being at home.
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Joseph from Des Plaines, IL
01/03/2013Reviewer is A current student here.
20 of 26
Categories Comments Campus Safety I feel very safe on campus. It is in a very safe neighborhood.
Clubs and Activities There are clubs and activities that are aimed at students with common interests, heritage and views.
What to do for fun From campus, downtown Oak Park is less than a mile away. You can find eateries, small shops, and theater. There is also a train station that takes you to downtown Chicago. It's a nice easy trip that is a lot of fun and not very costly.
Food and Dining The food is good to begin with, and then having the same thing week in and week out becomes boring. When prospective students visit, the food gets better.
Dorm Life My floor has become a family. We hang out on the floor and each others' rooms. Floor events are planned by RAs.
Academic Rigor Classes are interesting. The professors will help you as long as you show interest in the class.
Tips for prospective students Get involved! There are so many activities to be involved in. You're sure to find something that interests you. Everyone is friendly, and Concordia has a small community feel.
In three sentences Concordia Chicago is a great institution for eduction, business, and law enforcement majors. It is a great place for you to find yourself as a person. Class sizes are no more than 20 students.
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Brandy from Skokie, IL
01/03/2013Reviewer is Accepted here and planning to attend soon. Reviewer has been to campus.
21 of 26
Categories Comments What to do for fun Visit the wonderful city of Chicago!
Food and Dining I will be living at my apartment off campus. However, there are many places to eat nearby.
Dorm Life I will be living at my apartment off campus. However, living in Chicago is a great opportunity.
Academic Rigor I have yet to start classes, but hear from my peers that they have all felt confident upon graduation.
Tips for prospective students Don't be afraid to call or email!
In three sentences Concordia has a very helpful staff and faculty while applying. My advisor let me know all requirements I needed and registered me for my classes. They offered many different locations and times for the working professional.
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Jocelyn from Chicago, IL
02/19/2013Reviewer is A current student here.
22 of 26
Categories Comments Campus Safety The campus safety is great. The campus security is always walking around campus to make sure everything is okay. Also, when ever something happens in the community, the security from the school emails everyone to let them know what happens around the community.
What to do for fun There many activities on campus for students. Also there are many clubs students can get involved with during the year. The school also forms a lot of field trips for students.
Food and Dining The food is great, but they do serve the same food everyday. Well at least the times I have ate at the school it is the same food. There is a variety of foods to choose from.
Dorm Life I am a commuter.
Academic Rigor For academics, it is a bit difficult to keep your grades up because the classes are challenging. I did struggle my first semester at the school, but manage to bring my grades up. The classes I am taking now are difficult.
Tips for prospective students Concordia is a small campus. I suggest that students who attend the school focus on their work and do not slack off because of the amount of freedom they have. If you are struggling make sure to talk to the professor before it is to late.
In three sentences Concordia University- Chicago is a great school. I like the environment and the way professors find time to help students who are looking for help. It is a perfect school for my major.
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Joshlynn from MILWAUKEE, WI
02/27/2013Reviewer is A current student here.
23 of 26
Categories Comments Campus Safety CUC offers 24/7 patrolling and desk security. The neighborhood of River Forest is a safe suburban area that has neighborhood watches and city police nearby.
Greek Life There is currently no Greek life at CUC, but the university is slowly working on that aspect. There are places/universities who have Greek life nearby that CUC students can pledge with.
Clubs and Activities CUC offers over 60 clubs and organizations and allows any student to easily create an organization.
Great for these types of students CUC is a great place for any student who wants the big city without being in the chaos of the city.
Share any unusual traditions or locations on campus The Triangle is the hang out place for many students at CUC. Many students participate in movie nights on the lawn, and play sports like: football, soccer, volleyball, and Frisbee.
Bang for the buck Overall CUC is a great place if you want that small university near a big city feel. Students get a lot of opportunities to network and establish relationships that benefit them in the future.
What to do for fun Since CUC is so close to both Downtown Chicago and Oak Park, students have the opportunity of stating on campus for event or going down to Lake Street or even visiting Wrigley Field.
Food and Dining CUC has three places that offer food and beverage service on campus. The dining hall is buffet style and has a wide variety of food, even gluten free foods.
Dorm Life CUC offers various styles of living to accommodate students. They have cluster, traditional, suite style living and also on campus apartments for those who want the independent living feel of college.
Academic Rigor Academically Concordia offers different levels of courses for the various programs, after prerequisites are taken the courses following become more difficult. They also have an Honors program for those who enjoy a challenge and are successful at it.
Tips for prospective students There are so many opportunities here. Network and join different organizations, teams, and clubs because the student and professors met here and benefit you in the future.
In three sentences CU Chicago overall is a pretty good private university. Students are offered a lot of opportunities to succeed because of its proximity to both Downtown Chicago and Oak Park. CUC is working on becoming more diverse as a university by incorporating different events and programs for the different students.
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Joseph from Canada
02/27/2013Reviewer is Accepted here and planning to attend soon. Reviewer has been to campus.
24 of 26
Categories Comments What to do for fun its only ten minutes away fro downtown Chicago, if your a bears fan, what more could you want!
Food and Dining I ate at the food court, and everything was fresh and delicious.
Dorm Life Iv only done a tour, but very spacious rooms, and friendly people.
Academic Rigor it pushes you to the limits with intense studies, but the staff treats you well and gets to know you. You will never have problems obtaining academic advisement.
Tips for prospective students Concordia University Chicago has done nothing but help me, the faculty is fantastic in terms of offering advice and helping you get where you want to go. I would recommend anyone attend this school!
In three sentences Exceptional campus. Friendly staff. Your not just a number.
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Daniel from Chicago, IL
04/08/2013Reviewer is Accepted here and planning to attend soon. Reviewer has not been to campus.
25 of 26
Categories Comments Food and Dining I have not tasted the food.
Dorm Life I have not seen the dorm.
Academic Rigor The academics from what I heard is hard but essential.
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04/29/2013Reviewer is A current student here.
26 of 26
Categories Comments Campus Safety EXTREMLY SAFE! theyre on top of things 24/7
Greek Life None
Great for these types of students Lutheran, theatre, wanting to work in education/psycology/seminary/churchwork
Share any unusual traditions or locations on campus We do a lot of Lutheran stuff....so not really unusual
What to do for fun Have fun! Join a club! Also, the theatre isn't a bad place to hang if you can tolerate the theatre kids and you like theatre. CYM is extremly fun too. Also, gaming club is so much fun! Toss a frisbee around when its nice.
Food and Dining If you can't have gluten you will be fine, if you are a vegetarian, just know that this place isn't overly friendly towards you.
Dorm Life Depends on the floor you live on and the people you share the space with
Academic Rigor Depends on the teacher, some are laid back and others are very difficult.
Tips for prospective students Don't fall behind, get ahead. Don't worry, you won't starve unless you use your entire meal plan in the first month. Have fun, this is your time.
In three sentences Concordia is diverse, but many students are stubborn in their faith and beliefs (mostly any guy who is going into the seminary). Academics and teachers are fantastic. The food isn't great, but its getting better.
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It's been about a year since we visited. Last year we came for our 1st Chevrolet SSR truck rally/party. We're back and I have to say the owners have maintained he same level of cleanliness and friendliness we experienced last year. The hotel is quaint and lacks some amenities we enjoyed in our Holiday Inn Express stays. But let me... More
- Also Known As:
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- The Valley Inn is located in beautiful and scenic Maggie Valley. We are located approximately 8 miles from the Blue Ridge Parkway, 15 miles from Harrah's Cherokee Casino, and 18 miles from the Great Smoky Mountains National Park. If you don't want to travel far; you will find shopping, snow tubing, skiing and many other things to do right in town. ... more less


text:
Saving money for the future is an important and healthy financial habit. The more that you can save early, the more that your savings can grow over time, providing you with short-term flexibility and long term security. With possible tax refunds arriving soon, now is a good time to examine types of savings goals and the best ways to jumpstart them.
Everyone should try to build these three basic types of savings:
Rainy-day Fund- You should build a rainy-day fund to provide peace of mind and protect against unexpected financial storms. Without a rainy day fund, a sudden loss of income, a medical emergency, or even a broken down auto can cause a financial panic. A rainy day fund will help you weather those setbacks and avoid having your financial world crumble.
Standard advice is to build up enough money in your rainy-day fund to cover six months' worth of living expenses. Don't let the size of the goal discourage you from taking the first steps. Start small and build from there. Having $1,000 in your rainy-day fund is better than having nothing.
Retirement Account- The landscape for retirement is changing, with future generations having to rely on their own savings habits more than guaranteed pensions or government programs. The earlier you begin building a retirement account the more money you'll have to live on when you retire. By saving from a young age, you will allow compound interest to work on your behalf for longer – leading to much higher returns from your original investment.
For example, if you put aside $2,000 a year beginning at age 25, and the average rate of return is 5%, then over 40 years your $80,000 will have grown to over $267,000! Putting aside $166 each and every month will lead to over a quarter of a million dollars in savings when you retire.
If you wait until you're 45, that same $2,000 a year contribution ($40,000, in total) at the same rate of return would only grow to a total of $74,745. An added benefit of many retirement plans is that you can contribute money before taxes are taken out so that more of your money stays with you.
Discretionary Spending Account- It is tempting to use credit to pay for vacations, holiday presents, anniversaries, or other splurges. Resist this temptation and build up a dedicated savings account for these discretionary purchases to avoid creating a debt problem. A discretionary spending account also helps you avoid paying tons of interest on your purchase, which can inflate the actual cost of your purchase to the point that it is not worth it. (That $1,000 TV looks like less of a deal if it costs you $1,600 when the finance charges are added in.)
In order to build these savings accounts, you need to make a plan of action. You have to set goals and then take practical, realistic steps to achieve them.
If you are struggling with debt you've already accumulated, getting your debt under control should be your highest financial priority, but even that does not stop you from setting a long-term goal of building up savings. In fact, you can use the same discipline that you develop paying down your debt to build your savings. Once you have eliminated your debt, just take the same amount that you were paying each month towards servicing your debt and put it into either your rainy-day fund or your retirement savings.
Here are a few ideas for jumpstarting a savings plan:
Each year, the IRS sets a maximum amount that you can contribute to a TSP. In 2013 the maximum is $17,500. You can also make 'catch-up' contributions. According to TSP.gov:
"The limit on catch-up contributions for 2013 and 2012 is $5,500. If you are at least age 50 (or will become age 50 during the calendar year) and if you have made or will make the maximum amount of employee contributions for the calendar year, you may also make catch-up contributions to your TSP account."
Some of the key benefits of a TSP include:
No matter what your savings goal or where you find the funds, the most important thing is to start now. Take that first step and make it a healthy financial habit for life.
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Ethan Ewing manages Bills.com, a website business which provides practical financial advice and resources to everyday people. Prior to joining Bills.com, Ethan was a Vice President for Experian Interactive, a leader in online marketing and advertising, where he was responsible for developing online partnerships with many of the internet's largest properties. Ethan has also built a website business for Ameriquest Mortgage, managed a mortgage origination operation and consulted on secondary market bulk mortgage acquisitions. Ethan received his BA from Denison University, where he was a captain of the men's lacrosse team.
Bills.com's goal is to help Americans better manage their financial matters, with a focus on monthly budgeting and cutting expenses. Check out www.Bills.com/IQ to get your free BillsIQ score and find out how financially fit you are.
During our last overseas PCS, our family shipped our huge peoplemover with the intention of purchasing an older car when we arrived. Last time we did this, we went for the $1000 second car. It was cheap and reliable, but I was uncomfortable using it for long distances. As a result, we had to take [...]


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Christoph Hess is back. The ever so popular German educator and judge is returning to Australia to chair the Ground Jury at the 2013 Melbourne International 3DE from 7-10 June. On his last visit Christoph commented on how much the Melbourne 3DE reminded him of the famous Badminton Horse Trials. So it is no surprise…[More]
Read ArticleChristoph Hess Masterclass at Melb 3DE
May 22nd, 2013 at 9:52 amDressage and Jumping with the Stars
February 7th, 2013 at 1:23 pmWe are pleased to announce that Saddleworld will continue to sponsor the Dressage and Jumping Masterclasses at the 2013 PSI Dressage & Jumping with the Stars. The Saddleworld Masterclass program will kick off on Thursday 21 March when Greg Best (NZL) and Emile Faurie (GBR) demonstrate the benefits of cross training in "Preparing the Equine…[More]
Read ArticleBoneo Park CDI
October 9th, 2012 at 10:25 amOLYMPIC RIDER WILL MAKE HER WAY TO BONEO FOR THE CDI*** Mary Hanna, four time Olympian will compete in one of her first competitions in Australia since her London Olympics campaign at the 2013 Credit Suisse Boneo Park CDI***. An inspiration to avid dressage riders, Mary has competed against the best in the world representing…[More]
Read ArticlePut on your Dancing Shoes and Leap to London!
April 19th, 2012 at 5:32 amA wonderful night out for equestrian enthusiasts will provide a great opportunity to support Australia's eventing riders heading to the 2012 London Olympic Games. On Friday 29June at the Crowne Plaza Norwest, Sydney a fundraising dinner will be held to support Australian riders selected to compete at the Olympics in July. Get into your dancing…[More]
Read ArticleKyra Kyrklund Coming to Equitana Melbourne
April 11th, 2012 at 5:00 amEQUITANA Australia is proud to announce that legendry dressage trainer, Kyra Kyrklund, will be delivering the Specialist Dressage Clinic in Melbourne this year. And, partner and fellow dressage trainer, Richard White, will be coming out with her to co-present demonstrations in the daily Education Program. Kyra Kyrklund has successfully combined both competing and training students…[More]
Read ArticleOaks Sport Horses Open Day a Success
April 3rd, 2012 at 1:32 amOaks Sport Horses had their Open Day on March 11 to show their young stock and also to christen the new arena complex. The day went like clockwork – foals, yearlings, free-jumping 2 year olds and young ridden horses were all shown in the indoor arena. It was a carnival atmosphere with a variety of…[More]
Read ArticleA New Era of Horse Trading
March 16th, 2012 at 3:40 amAn idea that was discussed late in 2010 is now only months away from becoming a reality. Through hard work, dedication, long days on the phone as well as tours around the country recruiting horses and buyers, Horse Sales Australia have recently announced the dates for their inaugural horse auction. June long weekend, 8th, 9th…[More]
Read ArticleInaugural Off-The-Track Thoroughbred Show in Kentucky
March 5th, 2012 at 3:04 amEntries are being taken for the inaugural show for off-the-track Thoroughbreds conducted by the Thoroughbred Horse Show Association April 14-15, 2012 at the Kentucky Horse Park. The Thoroughbred Horse Show Association (TBHSA) Spring Show is geared for Thoroughbreds just starting their show careers with entry-level divisions in multiple disciplines, including dressage, combined training, hunter/jumper, and…[More]
Read ArticleOaks Sport Horses Open Day
February 23rd, 2012 at 10:44 pmOaks Sport Horses Open Day – 11 March 2012 Experience a great day out at the Oaks Sport Horses Open Day! Celebrating the opening of their brand new indoor complex the day will be a great day of horses, also featuring: – Gourmet Food – Tradestands – Special Auctions 735 Burragorang Road, The Oaks, NSW,…[More]
Read Article2012 Young Dressage Association Championships
February 2nd, 2012 at 3:04 amAll roads lead to Bendick Murrell in mid April….20th to 22nd to be exact. If you haven't heard before, the Donges IGA Young Dressage Championships are absolutely the place to go. It's certainly worth the effort of a few hours drive to compete at this amazing, picturesque ground, situated half-way between Young and Cowra. The sponsors have again been…[More]
Read ArticleDon't miss Auction of the Stars in Victoria!
January 16th, 2012 at 5:47 amSaturday 31st March / Sunday 1st April Auction of the Stars is back in Victoria featuring a Quadrille/Pas de Deux. The venue will be the wonderful Oakwood Riding School at North Clyde (between Berwick and Cranbourne). Quadrille and Pas de Deux will compete in the same class and judging will include members of the audience….[More]
Read ArticleBoneo Park Equestrian Festival Masterclass with Rudolf Zeilinger
January 13th, 2012 at 5:25 amOlympic Rider….Olympic Trainer……International Horses…… World Class Venue….Music and Wine The Rudolf Zeilinger Masterclass is going to be one memorable day! Saturday January 28th 2012 Some of the highlights will be: -Rudolf riding the incredible new imported Revelwood stallions -Dual Danish Olympian Lone Joergensen, one of the world's best dressage riders, having a Grand Prix lesson…[More]
Read Article


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Staff Report
The Middlesboro Police Department arrested a man involved in an alleged theft from B&C Machine Shop. Jason Scott Good, 34, of Middlesboro, was arrested on the charge of receiving stolen property under $10,000.
According to the criminal complaint served by Sgt. Joe Holder of the MPD, Good allegedly stole brass gears from B&C Machine Shop. He then allegedly proceeded to sell the gears to Robbins Recycling.
Good was arrested for the charge on Wednesday.
According to the Bell County Detention Center website, Good was also charged with theft by deception. He remained in the detention center late Wednesday in lieu of $1,000 bond.
The detention center website also reported the arrest of a Middlesboro man on drug possession charges.
Jeffery Lewis Langford, 45, was arrested and charged with first-degree possession of a controlled substance. The website noted he was booked at the facility on Wednesday.


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These were spot the perfect compliment to our wedding - Thank you!
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McALESTER —
Local News
Kiowa re-appoints trustee who lost his seat after he failed to attend state class
- Local News
McAlester city manager reviews contract proposal from city council
McAlester City Manager Pete Stasiak said Friday he intends to sign a new one-year contract to continue in his post with the city — he just hadn't done it yet.
43rd Annual Italian Festival
Dave and Yvette Martin are named the 43rd Annual Italian Festival Re and Regina May 18 at the Southeast Expo Center.
Re, regina set to be crowned Saturday during 43rd Italian Festival
Yvette and Dave Martin are well-known to many in the McAlester area — and come Saturday, they'll have another title to add to their roster.
They're the new re and regina for the 43rd Annual Italian Festival. -
TEAM benefit trail ride, lunch, ready for Saturday at Wildlife Refuge
It's almost time to hit the trail — but there's still time to cowboy and cowgirl-up and help out a horse-related organization known for its charitable work.
A benefit trail ride and lunch on behalf of the Therapeutic Equestrian Association of McAlester — also known as TEAM — is set to begin at 9 a.m. Saturday. The trail ride will be held at the James Collins Wildlife Management Area, which includes parts of Pittsburg and Latimer counties, northeast of Krebs. -
Can you say 'Buon Appetito'? Volunteers ready for Italian Fest this weekend
Plans are moving forward for this weekend's Italian Festival — featuring a number of activities, along with food, arts, crafts, entertainment and the return of some popular favorites.
McAlester streets proposition passes by overwhelming margin
The city of McAlester's propostion designed to gain financing for $12 million in street projects passed by an overwhelming margin Tuesday night.
Students at Jefferson Early Childhood Center celebrate the last day of school Thursday.
Clemency hearing slated for OSP inmate set for execution
A clemency hearing has been scheduled for a death row inmate who is scheduled for a June 18 execution.
- Good Bye Students and teachers look on at the unofficial mascot of Jefferson Early Childhood Center, "Chippy" the squirrel Thursday morning.
Gilbert is JBCC's officer of the month
Pictured from left, Jackie Brannon Correctional Center Warden Emma Watts and JBCC Officer Timothy Gilbert, are shown as he receives Officer of the Month recognition for May
- More Local News Headlines
McAlester city manager reviews contract proposal from city council


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NEW YORK (AP) — A gold-medal figure skater, a country music legend and a kooky comedian are stepping their way onto "Dancing With the Stars."
ABC says Dorothy Hamill, Wynona Judd and Andy Dick are among 11 contenders for the mirrored ball on the new season of the celebrity dance competition.
Other famous faces in the show's 16th edition include standup comic and actor D.L. Hughley, Baltimore Ravens football player Jacoby Jones and former "American Idol" contestant Kellie Pickler.
Also on hand will be former welterweight boxing champ Victor Ortiz, "General Hospital" star Ingo Rademacher, actress-singer Zendaya Coleman and Lisa Vanderpump from "The Real Housewives of Beverly Hills," as well as Olympic gold-medal gymnast Aly Raisman.
The new "Dancing With the Stars" season kicks off on ABC with a two-hour premiere on March 18.
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Scottish residents hoping to switch gas and find cheap energy deals might be interested to learn that the country has received "a huge vote of confidence" in its bid to become the European capital of green energy.
This is the view of energy, enterprise and tourism minister Fergus Ewing, who was speaking at the state-of-the-art European Marine Energy Centre, which tests wave and hydro energy technologies.
He pointed out that energy suppliers, including ScottishPower, have become increasingly more intrigued by the Orkney-based facility, where tidal prototype devices are put through their paces.
"Scotland's wave and tidal energy resource is almost unparalleled, representing around a quarter of Europe's tidal stream and ten per cent of its wave energy potential," Mr Ewing explained.
"Marine energy can make an enormous contribution to energy security in future years - and contribute to economic growth across the EU. Scotland is at the forefront of harnessing this power."
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Updated Apr 17, 2013 4:00:00 PM
Since the Euro reached 1.3075 and 1.3120 over the past week or two, it satisfied two important things that technicians will look for during a correction – Closing a gap (from 3/15-18 weekend) & achieving the 38.2% retracement (of the 2013 decline). Price action shortly thereafter began to stagnate between the 100-day sma (1.3145/55) and the daily 144 & 169 EMA's around 1.3030/40 for a few days. Finally, yesterday EURUSD saw a break above the [...] Continue Reading ...
Updated Mar 24, 2013 11:40:36 PM
Cyprus is set to receive a EUR10bln bailout after an agreement was reached between the struggling island nation and the troika and EU ministers. The deal is similar to a proposal put forward by the IMF and Germany last week, whereby the island's two-largest lenders take the brunt of the pain imposed by the troika. However, it differs from last week's proposed deal in one key area – the Bank of Cyprus will not be [...] Continue Reading ...
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