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First-Time Applicants
- Go to http://gibill.va.gov
- Click on the box titled "Apply for Benefits."
- On the next screen, select the "Launch VONAPP and apply for benefits" link.
- Read through the information provided such as "What is VONAPP," "Frequently Asked Questions," and any other button that will help you fill out your VONAPP application.
- Click the button at the top of the page titled "Start VONAPP."
- See chart below for which form to fill out:
Application Forms for Educational Benefits
|Chapter Number
|Application Form
|Montgomery GI Bill Active Duty
|Ch. 30
|Vocational Rehabilitation
|Ch. 31
|Post 9/11 Veteran
|Ch. 33
|Post 9/11 Transfer of Entitlement
|Ch. 33
|Survivors and Dependents Assistance
|Ch. 35
|Montgomery GI Bill Selected Reserve
Transfer Students
If you have received educational benefits previously, you do not need to file the VONAPP application again. You will, however, need to fill out a Change of Place of Training form. For chapters 30, 1606, and Post 9/11, this is the 22-1995 form or the 22-5495 form if you are using Chapter 35 benefits.
Factors to Consider
- If you are eligible for a college fund under other GI Bill programs, you will continue to receive your college fund payments. Rather than receiving them monthly, you will be paid a lump sum payment each term that you are enrolled.
- If you participated in the $600 buy-up under the Montgomery GI Bill or REAP you will not receive that additional benefit under the Post 9/11 GI Bill.
- Ohio National Guard Scholarship Program (ONGSP) is non-refundable to the student. For example, those eligible for 60 percent of the Post 9/11 GI Bill benefit, ONGSP will pay the remaining 40 percent tuition balance.
- If you have exhausted all 36 months of Montgomery GI Bill Active Duty (Chapter 30) benefits, you may qualify for an additional 12 months of benefits under the Post 9/11 GI Bill (Chapter 33).
- If you are currently using and have not exhausted education benefits under Montgomery GI Bill Active Duty (Chapter 30), you can set up an appointment with our office to discuss switching to Post 9/11 GI Bill (Chapter 33).


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Skelly's new venture, Clean Line Energy Partners, hopes to string up a 1,200-kilometre transmission line that will unlock up to 7GW of high capacity factor Oklahoma wind power and deliver it to Tennessee and other points east where good wind is scarce and demand for renewables is on the rise.
The company was quietly formed over a year ago and has steadily added staff and reached benchmarks. For example, in early summer it filed with state regulators in Oklahoma and Arkansas to become a formal utility company.
This is required for Clean Line to build its proposed transmission line but it also makes the company accountable to regional state regulators and more open to public scrutiny. The company will need public support as it seeks to connect three states.
The project will begin in the western Panhandle region of Oklahoma, renowned for its high winds, cross entirely over that state of Arkansas, and stop outside Memphis, Tennessee.
A key element of the plan is to transmit the power through high voltage direct current wires (HVDC).
These require expensive $200 million conversion stations on each end to change the wind power from AC to DC in Oklahoma and back again in Tennessee.
The advantage is a more efficient long distance transfer of power and smaller lines and towers required throughout the almost 1,300km line. Because most of the line is DC, there will be no on or off ramps or other generators tying into the line between its converter points.
The minimum distance for an HVDC overhead line to be economical is usually greater than 643km, according to the company.
"Think of HVDC lines as express lines, suitable for long-haul transportation but not well-suited for short distances," says the company.
The economics of high capacity factor wind in Oklahoma will pay for the expense, says Skelly. Wind power development in the panhandle region, just north of where thousands of megawatts already spin in Texas, can be built and provide power at a cost of $25/mWh--$30/mWh.
Leasing land for wind projects in the region is also relatively affordable and local opposition is rare.
When factoring in the cost of the transmission line, Skelly says the power can be delivered to Tennessee at under $80/mWh, which is substantially less than wind would cost if built anywhere in the Southeast and much of the Eastern seaboard.
Clean Line does not intend to roll any of the projected $3.5 billion cost for the project onto public ratepayers. The cost will be paid directly and indirectly by the projected 7GW of future wind projects that will use the line to wheel power eastward. Clean Line says it will not take part in developing wind plants for the line.
"There are lots of developers out there. We feel it's important to be agnostic with respect to ultimate project ownership," says Skelly. "We've avoided aligning ourselves with generators because that will help us build trust."
Some utilities located in areas of the country with poor renewables resources that aim or are required to source renewables will often buy renewable energy credits that are unbundled from the actual clean power. But Skelly says the best solution as more renewables are needed throughout the country is the physical delivery of clean electrons.
Skelly says the days when new wind farms were permitted at the intersection of good wind resources and transmission lines with spare capacity are largely over.
Ironically, he adds, one of the challenges to getting new lines built for wind is a strain of environmental Puritanism in many opponents to transmission who are concerned that new transmission lines will allow electricity from coal to also be transported on the wires.
"It won't be possible to create transmission where a little bit of coal power doesn't sneak through, that's just the way the grid operates.
Even if you built a DC line from Nebraska or North Dakota straight to Chicago and you mostly interconnected wind farm, you would still have to rely on the grid for voltage support so some coal electrons may come through it and the environmental community will have to get comfortable with that," says Skelly.
One of Clean Line's private financial backers is the Zilkha family, the original founders and backers of Horizon Wind.
Horizon first started in 1998 under the Zilkha name, was bought by Goldman Sachs in 2005 and sold to EDP Renováveis S.A. in 2007. Horizon now operates over 2.8GW of wind plants.

subset: commoncrawl


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10 Towne Center Circle
Sanford, Florida - 32771
To get the step by step driving directions to Olive Garden Italian Restaurant, please enter your starting address below:
You may use the following form to text the address and phone number of Olive Garden Italian Restaurant to a SMS capable phone.
Please call (407) 322-5655 to find out the business hours of Olive Garden Italian Restaurant.
Most restaurants in Sanford accepts both Cash and major Credit Cards. Please call (407) 322-5655 to find out available payment options accepted by Olive Garden Italian Restaurant.
Following is a list of other restaurants found within few miles of Olive Garden Italian Restaurant. You may also view all restaurants in Sanford, Florida.
We have not received any review on Olive Garden Italian Restaurant from our visitors yet. However, we have collected 5 ratings on this restaurant from other sources that's been included in the overall rating.Add Your Review on this Restaurant


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Pirates are raiding the upcoming San Diego Comic Con International in July.
Starz has announced it will screen the first episode of its high-seas drama "Black Sails" at a Thursday night event on July 18. "Special guests" from the series will be on hand, but Starz hasn't yet revealed who will be there or the exact time and place of the screening.
Just don't forget to pack the eye patch and poofy-sleeved open shirt, OK? Starz might have another surprise for fans and those two items could come in handy. SDCC is July 18-21 in San Diego.
"Black Sails" follows the adventures of Captain Flint (Toby Stephens) and his men 20 years prior to Robert Louis Stevenson's classic novel "Treasure Island." Flint, the most brilliant and most feared pirate captain of his day, takes on a fast-talking young addition to his crew who goes by the name John Silver (Luke Arnold). Threatened with extinction on all sides, they fight for the survival of New Providence Island, the most notorious criminal haven of its day--a debauched paradise teeming with pirates, prostitutes, thieves and fortune seekers, a place defined by both its enlightened ideals and its stunning brutality.
The series also stars Zach McGowan ("Shameless") as rival Captain Charles Vane; Toby Schmitz as Rackham, Vane's right hand; Hannah New as Eleanor Guthrie, a determined young woman who runs the smuggling operation on New Providence; Jessica Parker Kennedy as Max, a tortured young prostitute who sees the dark side of New Providence; Clara Paget as the beautiful but cold-blooded Anne Bonny and Tom Hopper ("Merlin") as Billy Bones, boatswain of Flint's ship.
"Black Sails" was created by showrunner and executive producer Jonathan Steinberg (creator "Jericho," "Human Target") and co-executive producer Robert Levine ("Touch"). The series is executive produced by Michael Bay and his Platinum Dunes partners Brad Fuller and Andrew Form, producers on "The Texas Chainsaw Massacre" (2003) and "Nightmare on Elm Street" (2009).
The series, from executive producer Michael Bay, will debut with an eight-episode season in January 2014.
Keep up with all the "Black Sails" news at starz.com/originals/BlackSails, facebook.com/blacksails.starz and on Twitter: @BlkSails_Starz.
Want more? Discuss this article and others on Show Patrol's Facebook page.


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|You are replying to: My Grill Exploded for the Third Time
Topic Title: My Grill Exploded for the Third Time
Created on September 3, 2013 at 03:02 PM
James Farmer
I bought my Apex grill earlier this year after the dealer couldn't fix a Wrangler I bought trying to save money. The Wrangler would not light period. The dealer took it back because he couldn't get to light either. I then bit the bullet and purchased the Apex. I am finding the Apex hard to light and have had several small explosions in the process. I am becoming scared to light my grill. The wife is really giving me a hard time about my $1000.00 grill that won't sear a stake and now doesn't light. Any ideas???
Tom Kirkman
It defies the odds that you have had two grills that are hard to light. I have had 6 Hollands and they all light on the first stroke of the ignitor.
Make sure your ignitor is throwing a spark. You can do this without turning the gas on. On rare occasions, I have heard of folks having an ignitor that has the two ends a bit too far apart. Bending them closer has rectified the problem.
Surely a call to Holland is in order. I think they could walk you through this over the phone.
One thing is for certain, if you have gas coming out of the burner orifice and you introduce a spark, it's going to light.
Tom Kirkman
BTW, searing (burning) a steak is something you'll get over once you try steak on the Holland. Much better without the acrid char on the outside.
I found out the hard way (only did it once) that if you have trouble lighting the grill and you shut the lid and light terrible things happen
I fixed my neighbors APEX with a similar issue. Take out the oriface and see if you can see light through the hole? If not run a twisty tie wire through it. That fixed his problem.
Jamison's Service Manager
Hello I am the Service Manager for Jamison's Sales and Rental in Shelbyville Kentucky. I deal with all Holland Grill assembly and service here at our store.
I am sorry that you are having difficulties with your grill. Propane can be an intimidating gas to deal with especially if there is a build up of gas. The most important tip I can give you is to open the grill lid before you turn on the propane tank. The lid must be open when you ignite the grill. Otherwise the propane will accumulate in the cooking area and when the grill is ignited while the lid is closed it will create a combustion.
Are you cooking with propane or natural gas? This is an important factor to consider as the grill will require different orifices for the type of gas you use.
Also another important factor is to adjust the air shutter so that only a small yellow tip is on the flame. You want more blue flame than yellow.
Gary Feltner
My Holland would light consistently for many years; then began difficult to light and then impossible. However, you could always light it with a lighter or match. I replaced the lighter mechanism with no luck. Then took everything apart and everything looked good. So I put it all back together but didn't put on the deflector plate. I tried to light it ... AHHHHHHHHHH .... HAAAAAAA!! The spark was going from the anode to the cast iron burner; which is WRONG. The spark should propagate between the anode and cathode. So I bent the anode (one with the ceramic insulator) AWAY from the burner. It then worked like a charm.
Why did this happen?? Over the years, there was a lot of galvanic corrosion of the cast-iron burner (which touches stainless steel). Because of the corrosion and thermal stresses, there was warpage which moved the anode close to the burner. Now you know the rest of the story!!!!


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Daytona Beach, is still a part of the "Spring Break Tradition", but you need to make sure you stay in the right beach location.
Daily events are normally found at the hotels where booking is provided by tour operators or near the Bandshell located at the end of the boardwalk.
Activities each year include about a half a dozen concerts mid-March located at the Bandshell or at local bars. There are generally some daytime activities like giveaways and contests by corporate sponsors. There are also scheduled Spring Break parties at several of the nightclubs. You will want to get a "Gold Party Card", to get entry to the parties, along with free cover and express entry to Aqua Lounge, Razzles, Ocean Deck and the Oyster Pub.
If you are up for making day trips, Daytona, is close to Disney World, Seaworld and Universal. Daytona also has DaytonaUSA, a local attraction celebrating the history of NASCAR and the Daytona International Speedway as well as the Kennedy Space Center just down the road.
Travel packages are offered by several tour operators. Some even offer bus service directly from campus for large groups. Many of the hotels are also booking directly, so do your best to get a competitive price. Remember, that traffic will be a *&#*&^* , so check the location of the hotel you are evaluating to the clubs and the boardwalk.
If you are looking for a 2013 Spring Break with a mix of beach and world class tourist attractions, Daytona Beach is the place.
TBD - Check Back Later in the year.
As Spring Break in Ft Lauderdale, began to attact national attention because of the 1960 movie classic "Where the Boys Are" the city of Daytona Beach decided to get its fair $hare of this new form of tourism. The city fathers may have been mislead by the wholesome behavior of the actors in the film. College students are not required to meet the guidelines of behavior dictated by the Hayes Commission or the MPAA's Guidelines for film ratings. Despite the stories of bozing and sex and the hassles created for beachside residents, the economic impact of Spring Break made it an important event for the city.
In the early 80's, MTV made its first trip to Spring Break in Daytona. By the mid '80s Daytona had become the "Capital of Spring Break", with over 500,000 students visiting the city and tripling the population each March. Law enforcment was streched-and local residents were complaining, but the city's businesses had a sellers market. The price for hotel rooms increased along with the demand for space. Spring Break in Daytona Beach, had evolved to a point where both the students and the locals were unhappy with the situation.
Students began to look for alternative locations that would be more receptive. The pied piper of satellite TV were music videos on MTV and Spring Break tour operators helped to lead the parade to Florida's northern gulf coast beaches. Once MTV started broadcasting from Panama City Beach, it was clear that the migration of Spring Break to PCB had begun. This year, Panama City Beach is not paying MTV to promote PCB, so MTV will be looking for nother destination to stage their annual Spring Break programming.


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Cover Shot! is a regular feature here at the Café. I love discovering new covers, and when I find them, I like to share. More than anything else, I am consumed with the mystery that each new discovery represents. There is an allure to a beautiful cover. Will the story contained under the pages live up to promise of the gorgeous cover art?
I can tell that Amelia is a woman who likes to take risks. Just look at her outfit. From the goggles perched on her head to the layered fringed skirt, everything about her screams, "Look at me!" Then look at the cowboy standing next to her. He's kind of dull in comparison. How I hope her wildness glams him up a bit, because he clearly has no imagination when it comes to his wardrobe!
In stores November 2012
Amelia Darcy has no interest in marrying well. Her heart belongs to the sky and the dirigibles of brass and steel that swoop over Victorian England. But when her father, an eccentric inventor, dies, the Darcy siblings are left with scrap metal—and not a penny to their names.
Their only hope to save the family reputation and fortune is to embark on a quest to discover an invention of historical importance in honor of Queen Victoria's Golden Jubilee. Armed with only her father's stories of a forgotten da Vinci workshop, a mechanically enhanced falcon, and an Italian cook, Amelia takes flight for Florence, Italy.
But her quest is altered when her kitecycle crashes into the airship of ex–Air Marshal—and scandalous dime novel hero—Tucker Gentry. Tuck agrees to escort Amelia to her destination, but the two are challenged by political unrest, a devious sky pirate, and their own sizzling attraction. Soon the pair is dragged into an international conspiracy that could change the course of history…again


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StarTrade is a retro-ish space simulation game with an open world setting. You start as a money- and nameless character, only in possession of his space ship. Increasing your wealth by trading, fighting off pirates or being a pirate yourself, you slowly grow through the games universe, acquiring new equipment and ships. The universe is fully simulated, including a "supply and demand" trading system with dynamically calculated prices and the ongoing battle between two opponent forces. StarTrade has full mod support allowing you to change 100% of its content.
I've just released the two games "StarTrade" and "Nullpunkt" on IndieDB. Both are set in a sci-fi space universe. While StarTrade is a retro-ish trade...
released: "startrade" and "nullpunkt"
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The Solaire In-Ground Post Grill - 27" Deluxe is a versatile grill that will meet all of your needs with quality! This grill can be fixed permanently in your outdoor kitchen/yard with its post. This grill offers many different burner options, so you can obtain the best grilling experience.
- Grilling surface area: 542 sq. in.
- Effective grilling area: 362 sq. in.
- 32,000 BTUs
- Infrared, InfraVection, or Convection grilling styles available
- Push button rapid-start electronic ignition
Choose from an all infrared grilling grid, a split infrared with convection grids, or convection grids. Convection grilling is the most common grilling method and cooks by heat transfer from the air to the food. All infrared grilling uses direct heat from the grid to the food, allowing it to cook faster, enhance flavor, and seal in the juices. With InfraVection grilling, the grid is split with an infrared burner and a convection burner so you get a full range of temperature options and the benefits of both grilling methods.
The Solaire In-Ground Post Grill - 27" Deluxe is constructed of stainless steel from the body of the grill to the grids. The stainless steel V-grilling grids help to enhance flavor and reduce flare-ups. The body of the grill has heli-arc welded seams and no mechanical fasteners. With hand-polished mirror finish accents, this grill is beautiful and durable.
With a push button rapid-start electronic ignition, you can start your grilling in no time. Additionally, the double skin hood will stay cool because of the air space buffer between the inside and outside of the grill.
Please Note: Installation must comply with all local codes and the gas line/connections should be carried out by an experienced gas installer.


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Perlico needed a new other design and created a contest on 99designs.
A winner was selected from 188 designs submitted by 47 freelance designers.
Please see template attached along with a sample of a nice paper cup design.
Try to come up with a nice cup design The whole design is up to you. Keep nice, simple and not over the top. Use subtle colours no blacks or pink or strong colours.
We may even go for multiple winners if we like a few entries
We sell paper cups and are just looking for a nice design for a standard batch of cups.
- Nice on the eye, interesting, funky
Nothing too abscure or crazy, not mad designs like flowers printed all over the place. Just something with a nice drawn out design


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Whether it's a wedding, graduation, birthday party or a family reunion, we know your special event is important to you. That's why it is equally important to us. We want you to be happy with your Spokane Photo Booth experience so we have created a variety of different packages that will cover any budget with the highest quality photo booths and services. Our photo booths are designed to compliment any event or function so that you and your guests can turn extraordinary moments into unforgettable memories no matter where you are.
Spokane Photo Booth Rental are guaranteed fun for all types of events:
(click on a link below for more info)


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Top Cars
15 Most Significant New Cars for 2013
There are plenty of new cars to choose from every year, but how many are truly significant? In reality, most "new" vehicles are just updated versions of last year's models. It's only once every five years or so that models get completely redesigned, and even then, not all of them involve dramatic changes or groundbreaking technology.
But then there are those cars that really grab our attention, raise the bar, remind us why we love cars and change our perceptions. Automakers spend huge amounts of time and money in the hopes that the new arrival will be a class leader. It's exciting for us, too, because we get a glimpse into the future and see if our issues with the previous model have been addressed.
As it turns out, there's a bumper crop of brand new and redesigned models available for 2013, including some 2014 models that will be on sale early. Here are AutoTrader.com's 15 Most Significant New Cars for 2013.
2014 Chevrolet Impala
For over a decade now, the Impala has essentially lived in exile at airport rental lots across the country. But this new Impala changes that in a big way. The all-new 2014 Impala features stylish lines and a vastly improved interior with available MyLink voice commands and touch-screen functionality. Fortunately, it keeps the one good thing about the outgoing Impala: GM's smooth and powerful 3.6-liter V6. But unlike the old model, the new Impala will also be offered in two different 4-cylinder configurations for fuel-economy conscious shoppers, including one with "eAssist" mild hybrid technology.
Find the Chevrolet Impala for sale
2014 Chevrolet Silverado
At first blush, the new Silverado looks, well, a lot like the old Silverado. But once you hop in, you'll see where GM spent its money. Whereas the outgoing truck an interior that was reminiscent of a delivery van, the latest Silverado is thoroughly modern inside, featuring better materials and available MyLink system with touch-screen and mobile-app integration. Under the hood, the displacements stay largely the same, with a 4.3-liter V6, a 5.3-liter V8 or a 6.2-liter V8 (the 4.8-liter V8 has been discontinued). But these are new engines with lighter aluminum blocks, and they should yield notable gains in both power and fuel economy. We've heard rumors of an upcoming 8-speed transmission, but as of this writing, the 6-speed is still slated at the official transmission. The GMC Sierra is also all-new for 2014 and GM promises more standard features and unique interior materials so shoppers will have two distinct choices, not just one truck with a different grille.
Find the Chevrolet Silverado for sale
2014 Chevrolet Corvette
Tired of all the speculation yet? Just hang in there 'til the Detroit Auto Show, where the hotly anticipated "C7" Corvette will be fully unveiled. But in case you've been out of the loop, here's a short summary. From the bits and pieces we've seen thus far, it appears the new 2014 Corvette may take some styling cues from overseas rivals like the Nissan GT-R. Thankfully, it will still sound and accelerate like an all-American sports car, because the C7 will continue to use a 6.2-liter V8, albeit a new "LT1" version with extensive tweaks that yield an estimated 450 horsepower and 450 pound-feet of torque. No downsizing, no turbos, just good old-fashioned V8 muscle -- and better fuel economy, thanks in part to a cylinder-deactivation system that turns the V8 into a 4-cylinder while cruising. Rumor has it that Corvette fans can also expect a quantum leap forward in cabin quality, including world-class sport seats.
Find the Chevrolet Corvette for sale
2013 Dodge Dart
The Dart will change the way Americans think about Chrysler's compact cars. Yes, we remember the Neon; heck, we even remember the K-cars from the 1980s. But the Dart is different. Don't believe us? Check out the available 8.4-inch "uConnect" touch-screen, an iPad-like system that can include Garmin navigation, is incredibly user-friendly and surprisingly affordable to boot. Or consider that the suspension hails from Italy, borrowing its layout and Euro-firm responsiveness from the suave Alfa Romeo Giulietta hatchback. When we're behind the wheel of our favorite Dart, the Rallye with the turbocharged 1.4-liter engine, we find ourselves wondering if there's a better economy sedan on the market. It's that good.
2014 Ford Transit
If you feel a little affection for the venerable Ford E-Series (aka Econoline), you're not alone. It's been ferrying teams of kids to various competitions for decades, not to mention serving as the default choice for ambulances, RVs and the like. But it was time to modernize, and that's what the 2014 Transit is all about. From its sleek, European-inspired design to cutting-edge cabin technology like Sync and MyFord Touch, the new Transit is a huge leap forward. More highlights can be found under the hood, where three capable and relatively fuel-efficient engines will be offered: a 3.7-liter V6, a twin-turbocharged "EcoBoost" 3.5-liter V6, and a novel 3.2-liter five-cylinder turbodiesel. With multiple lengths and heights to choose from, the 2014 Transit should hit all the right notes for shoppers who need full-size-van functionality. The Ford Transit will be available in 8, 10, 12 and 15 passenger configurations as well as a variety of cargo vans.
2014 Honda Accord Plug-In Hybrid
Redesigned for 2013, the highly satisfying Accord heralds a return to form for Honda, and there's going to be a plug-in hybrid version, too. First, the good news: the Accord Plug-In Hybrid, technically a 2014 model, boasts the highest electric MPG-equivalent rating ever, at least for now. The EPA awarded the plug-in Accord a rating of 115 "MPGe," which outpaces the runner-up Ford C-MAX Hybrid by a healthy 15 MPGe. And when the 4-cylinder gasoline engine is active, fuel economy is excellent at 47/46 mpg, topping even the Chevrolet Volt. As for bad news, the driving range on pure electric power is a measly 13 miles, the plug-in Accord lists for over $40,000, and it will initially only be sold in New York and California. But hey, you gotta start somewhere.
Find the Honda Accord for sale
2014 Jaguar F-Type
The Internet is gaga for the 2014 Jaguar F-Type. Roughly ninety-nine percent of the F-Type commentary we've seen has been something to this effect: "OMG it's beautiful I want one." Do you agree? It's good looking for sure, but we think there's a hint of Nissan Z in the front end look. After all, Jag's new two-seater is supposed to compete against high-end sports cars like the Porsche 911. But we'd probably get used to the styling right quick with the optional 5.0-liter supercharged V8 providing the power. Shoot, even the standard supercharged V6 is no slouch. Offered as either a coupe or a soft-top convertible, the F-Type is Jaguar's first real sports car in decades. Let's hope it's as good to drive as the online peanut gallery thinks it looks.
2014 Kia Forte
We've been singing the praises of the Kia Forte for a few years now, but let's be honest: Kia's would-be Corolla killer has always lacked the pizzazz that an upstart needs to succeed. Enter the redesigned 2014 Forte, which made quite a splash at the 2012 LA Auto Show with its sporty, upscale sheet metal. The interior, guilty of being somewhat boring in the outgoing model, has likewise been revamped, bringing it into line with top-notch Kia cabins like the one in the Optima sedan. Kia says you'll even be able to add high-end features like heated and cooled seats. Details remain sketchy beyond the two available engines -- a 1.8-liter 4-cylinder borrowed from the Hyundai Elantra as well as a more powerful 2.0-liter 4-cylinder -- but you can bank on a comprehensive equipment roster with plenty of standard technology, as well as Kia's traditional value advantage.
2013 Land Rover Range Rover
We'll get this off our chests first: the new Land Rover Range Rover lacks the boxy, muscular, in-your-face presence of the outgoing model, and we're not sure that's a good thing. But it does look a little more modern, plus, this newfound svelteness does convey an important fact about the redesigned 2013 Range Rover: it's a whole lot lighter than before. Thanks to all-aluminum unibody construction, the Range Rover has lost a whopping 700 pounds, which translates to superior fuel economy and acceleration from the familiar 5.0-liter V8 engine lineup. If you opt for the 510-horsepower supercharged version, you'll get a 0-60 mph sprint of around 5 seconds along with a claimed MPG improvement of nearly 10 percent. Other fun facts: rear legroom has increased by about 5 inches, and the shift knob is now a rotary dial borrowed from Jaguar that descends into the console when the vehicle is turned off.
Find the Land Rover Range Rover for sale
2013 Lincoln MKZ
Until now, the MKZ has essentially been a thinly disguised Ford Fusion, but that disguise has gotten a whole lot thicker for 2013. Starting with the aggressive waterfall grille and extending through the unique ducktail rear end, the all-new MKZ betrays none of its Ford roots to the casual observer. The MKZ looks like someone at Ford snuck into a major auto show, stole a concept car, and then offered it for sale. It's also the only game in town if you want a Fusion-based product with a V6, as the latest Fusion is offered only with 4-cylinder engines. And if you prefer a hybrid, the MKZ has you covered; it's also available with the Fusion Hybrid's power system.
2014 Mazda6
We think the new Mazda6 is one of the most intriguing models on this list. If you find that surprising, you're probably dismissing the Mazda6 as a mere family sedan, which isn't fair. In fact, Mazda's midsizer is one of the few cars in this class that can put a genuine smile on a driver's face. Now, the outgoing 6 was admittedly guilty of some interior cost-cutting, and its stretched wheelbase made it look awkwardly long in profile. But the 2014 6 has been nipped and tucked to near-perfection, and its interior has improved so much that it now reminds us of a classic, no-nonsense BMW cabin. Plus, you can select from two fuel-efficient "SkyActiv" 4-cylinder engines: a 2.5-liter gas or a torque-rich 2.2-liter turbodiesel that should keep the VW Passat TDI awake at night. So don't overlook the new Mazda6; it just might be the most rewarding midsize sedan of them all.
2013 Porsche Boxster/Cayman
Although the outgoing Porsche Boxster (the soft-top roadster) and Cayman (the hardtop sports car) were unequivocally awesome to drive, we always thought their styling was a little off. It was hard to pin down exactly, but these pint-sized Porsches just weren't as classically beautiful as the 911. Well, so much for that criticism. The next-generation 2013 Boxster and Cayman are here, and they're simply stunning. We especially like the tidy rear end with its tastefully integrated spoiler that blends into the tailights, but the newly squarish headlights are also cool. And although the 6-cylinder engines haven't changed dramatically, they're still among the sweetest and best-sounding motors on the planet. With the upmarket migration of the latest 911, which is now more of a grand-touring coupe in size and character, the Boxster/Cayman siblings arguably stand alone as the enthusiast's choice in Porsche's lineup.
Find the Porsche Boxster for sale | Find the Porsche Cayman for sale
2013 SRT Viper
We're not sure why Dodge suddenly doesn't want to put its name on the vehicles it builds -- first the "RAM" pickup, now the "SRT" Viper -- they can rebrand themselves however they like as long as the results are this good. The reinvented Viper sticks with the signature 8.4-liter V10 engine, tuned here to produce a dizzying 640 horsepower and 600 pound-feet of torque, but it's otherwise a revolutionary upgrade from Vipers past. We're especially taken with the attractive, high-quality interior, which includes stellar sport seats and the same 8.4-inch uConnect touch-screen that we like so much in the Dart and other Chrysler products. The Viper is still a brawny American hot rod, but now it might even be civilized enough to steal a Ferrari fan or two. As for the styling, the headlights might be a bit too dainty, but the profile really pops, and we can't find a single thing wrong with that voluptuous back end.
2013 Tesla Model S
Pundits love to talk trash about Tesla, but the upstart American carmaker is about to fire back with its new 2013 Model S electric luxury hatchback. Featuring up to 416 horsepower, a genuinely athletic chassis, and a claimed range of up to 300 miles, the Model S is the first electric car that demands few compromises in either performance or usability. Not surprisingly, it's also massively expensive, checking in at over $100,000 for maximum power and range. But pricing starts at around half that if you're willing to accept less power and range. And anyway, with this much technology on tap, not to mention the Model S's refined sense of style, a six-figure price tag doesn't seem out of line. You even get a rear-facing third-row seat like in a Mercedes station wagon. Meanwhile, folks in the first row are treated to an enormous iPad-like touch-screen that emphasizes the Model S's high-tech identity. We expect Tesla's plug-in people-mover to be a historic landmark in the slow but steady development of the electric car.
Find the Tesla Model S for sale
2013 Toyota RAV4
The RAV4 is one of the few new cars notable for what it losing in addition to what its gaining. The old RAV4's optional 3.5-liter V6 engine, odd swing out rear door and third row seat are all gone. As far as the engine goes, we'll miss it, but we can't blame Toyota for dropping an engine option that barely one in 10 buyers selected. The redesigned 2013 RAV4 instead employs a capable 2.5-liter 4-cyinder mated to a 6-speed automatic transmission that returns 31 mpg on the highway. All-wheel drive remains an option, and while the third-row seat has been discontinued, the big news inside is the leaps-and-bounds progress in both overall appearance and quality of materials. And the old swing-out door is now replaced by a swing-up style liftgate that can be power operated. Exterior styling has also changed significantly, moving away from quasi-SUV muscularity and toward a smooth crossover aesthetic. The new RAV4 now has a lot more in common with the Honda CR-V, and judging by the way the CR-V sells, that bodes well in this hotly contested segment.
These are our picks for the top new cars for 2013. What do you think? Tell us in the comments below.


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Clash of the Titans (UK - BD)
Chris takes a look at the Blu-ray release of the recent remake of the 80s feature...
The film opens with narration that explains how three Olympian brothers—Zeus, Poseidon and Hades—battled and defeated the Titans. After the Titans' defeat Zeus becomes ruler of the heavens and creates humankind to worship the gods, while Poseidon becomes ruler of the seas. However, fearful of Hades' terrifying creation, the Kraken, Zeus deceives his brother into becoming ruler of the Underworld, condemning him to an existence of eternal darkness.
Aeons later a fisherman named Spyros discovers a coffin adrift at sea containing the body of a young woman and her infant child. Spyros decides to raise the boy as his own and names him Perseus. Many years later Perseus and his family witness a group of soldiers from Argos declaring war against the gods by destroying a statue of Zeus. Suddenly Hades appears as a swarm of harpies and massacres the soldiers before destroying Spyros' fishing boat killing everyone except Perseus, who is taken back to Argos to face the court of King Kepheus and Queen Cassiopeia.
At the court Perseus witnesses the King and Queen foolishly comparing themselves and their daughter, Andromeda, to the gods. After convincing Zeus to let him punish Argos for its blasphemy, Hades appears in the courtroom and demands that Andromeda be sacrificed to the Kraken in ten days lest Argos be destroyed. Hades also identifies Perseus as a demigod; a son of Zeus himself. The King begs Perseus to undertake a perilous journey to discover a way to defeat the Kraken and save Andromeda, which Perseus accepts in order to exact his revenge against the gods who killed his family. He is joined on his journey by a number of the King's guards, including their fearsome commander Draco, a couple of hunters, and a beautiful and mysterious young woman called Io, who claims to have been watching over him since birth…
Okay, that's enough about the plot. What I really care about is how well Louis Leterrier's reimagining holds up against the 1981 Desmond Davis movie. Now I don't mind positive changes in remakes (John Carpenter's The Thing is a good example), but change just for change's sake seldom leads to good things. It's unfortunate then that Leterrier has changed virtually everything, up to and beyond the point of reason. In the original the focus was Zeus' compassion for his son Perseus, whom he aided in his quest to save his love, Andromeda, from the Kraken. In this version the focus shifts to Zeus' war with humanity and Hades' plot to conquer Olympus, with the love story replaced by one of vengeance. Not only does this deviate from mythology, it also robs the film of its light-hearted tone and sends it down a much darker path. This would be all well and good if it paid off at the end, but it doesn't. Another bothersome side-effect of changing the thrust of the story is that much of the questing aspect has been removed, so in order to make sense the film relies on a series of silly contrivances rather than allowing the plot to develop organically. In the 1981 Davis feature Perseus actually seeks out and tames Pegasus, but the remake shoehorns the winged horse into events like some kind of equine deus-ex machina simply because his presence is required at the finale, and this is just one of numerous examples.
Now only the most rose-tinted spectacle wearing of individuals would claim that the 1981 version of Clash of the Titans is without fault, but its hammy performances and naive charm at least make it fun to watch. It has the benefit of some glorious stop-motion effects courtesy of Ray Harryhausen, whose Medusa still ranks as one of my favourite movie monsters, and it also has a sense of humour. Unfortunately this remake takes itself so bloody seriously that it's just a bore to watch, leaping from one set-piece to the next with very little of substance to connect the dots. That wouldn't be too bad if the set-pieces were particularly special, but there's nothing here that audiences haven't seen done better elsewhere. The fight with the giant scorpions (complete with bullet time effects) could be from any number of movies, and the showdown with Medusa lacks the suspense of the original. It doesn't help that Worthington's performance is astonishingly ridged, and I remain unconvinced of his power as a leading man. His chemistry with Gemma Arterton is also non-existent, and I found her performance almost as one-note as his. In fact, only Ralph Fiennes and Mads Mikkelsen distinguish themselves (Liam Neeson doesn't really have enough to do).
While true that the effects in this film are more advanced than anything in the 1981 version, they lack the physical weight of the stop-motion creatures and their design leaves a lot to be desired—the giant scorpions are so big it's laughable, Medusa looks like something from a God of War cut-scene, and the Kraken would be more at home stomping New York City in Cloverfield 2 or destroying humanity in Gears of War. Pegasus—sorry, the Pegasus, as they insist of calling it—does look more convincing in flight than the older version, but that's about the only positive thing I have to say. (They also made him black for some inexplicable reason.) To be perfectly honest the only thing that engendered any sort of warmth on my part was the silly reference to Bobo the owl, which itself seemed an odd thing to include in a film so obviously trying to distance itself from the original. Unfortunately while it's clear that the filmmakers were going for 'epic' the end result is actually more' epic fail'...
Clash of the Titans arrives on Blu-ray with a 2.40:1 widescreen transfer (1080/24p VC-1). I've read a number of reports about the theatrical version of the film having a soft appearance akin to the sort of filtering that's found on some Blu-ray releases, but I can't remember enough about the screening I attended to confirm or deny this. It's true that the film is quite soft on occasion, almost as if it was shot digitally, but it hasn't been completely scrubbed of detail. There's some nice definition to be found throughout, particularly in facial close-ups, where lines, pores and beads of sweat are all clearly visible. I can't say that there was a time when I was looking at the screen and thinking 'that's been filtered out of existence', so while detail levels are variable I still think they're pretty good for the most part.
I can be more confident about the colour palette, which is strong throughout. The locations all look wonderful, be it the earthen tones of the vast deserts, the lush greens of the forests, or the cold, steely greys and blues of the mountains and oceans. The interior of the place of Argos is warm and inviting, while Medusa's fiery lair looks suitably inhospitable. Flesh tones are also naturalistic, and while black levels and contrast aren't what I'd call reference they are satisfactory. As you'd expect from such a recent production the print is pristine, with no sign of film artefacts. Digital artefacts aren't particularly problematic either, and I have a feeling that the minimal ringing I saw was present theatrically (as it is in a lot of films). Although my expectations weren't particularly high after reading early reviews, I was pleasantly surprised by the film's visual prowess.
The DTS-HD Master Audio 5.1 soundtrack is the definite highlight, offering an aural experience as satisfying as any I've heard in recent times. There's always something happening, with all five channels utilised to place the viewer firmly in the middle of the action from the outset. There are many discrete effects, particularly during the action scenes, where monsters shriek, howl and slither all around the soundstage courtesy of some impressive steering. Bass is powerful without being overbearing, offering just the right amount of punch to the action scenes (particularly the final showdown with the Kraken). Yet for all this aural pomp and bluster the track also gets the subtleties right, be it gentle winds or the sounds of the forest. I didn't experience any particularly noteworthy issues with the dialogue save for a few brief instances where voices became slightly indistinct, but this occurred during the heat of battle and could easily be attributed to the sound designers' intentions. For the rest of the runtime the dialogue is crisp and clear. I don't think there's much point trying to fill another paragraph with different superlatives that basically mean the same thing, so I'll end this section by saying that Clash of the Titans has a soundtrack worthy of any modern blockbuster.
WB Maximum Movie Mode: Unlike previous incarnations of this feature, the director isn't on-hand to walk us through the proceedings. Instead we're treated to a picture-in-picture track featuring interviews, behind-the-scenes footage, pre-viz, focus points, and more. There are often two windows—one for the bonus content and one showing the film—with the size and position of each changing as needed. There are sections where nothing happens for extended periods, during which the film returns to full size, but even so this is a pretty enjoyable addition to the disc.
Focus Points: Although these branching featurettes are available as part of the Maximum Movie Mode, the focus points option allows you to view them without having to watch the whole picture-in-picture track. They afford you the opportunity to learn more about various characters and monsters by pressing enter when an on-screen prompt appears.
Sam Worthington: An Action Hero for the Ages (07:56 HD): This is basically just one big Sam Worthington love-fest, with both cast and crew singing the actor's praises. It's great if you're Sam Worthington.
Alternate Ending (05:23 HD): The alternate ending is actually quite a bit different to the theatrical ending. Perseus pays a visit to Mount Olympus (although the special effects are incomplete) for a brief showdown with Zeus. It's actually more fitting than the ending used in the completed feature.
Deleted Scenes (18:10 HD): The deleted scenes are a mixed bunch, although the majority are exposition-heavy. There's more screen time for the lesser gods (who were all-but cut from the completed film), more footage showing the fate of Cassiopeia, some dialogue scenes for Peshet ( Skins' Kaya Scodelario), and some alternate takes. There's not really too much to get excited about, but they're worth a run through.
BD-Live: A link to Warner's online portal is included. At the time of writing only trailers for this and other films are available.
DVD Copy: Although not supplied with my review copy, this is one of Warner's 'Multi-Pack' releases so the retail version will come with a DVD copy of the film for you to watch in another room.
Digital Copy: For the five or six people who actually use them, the retail version will also include a Digital Copy of the film for you to transfer to your computer or portable device of choice.
I was eagerly awaiting the arrival of this reimagining of Clash of the Titans, but the end result is lacking in every key area. It's not very well acted, the action sequences aren't particularly exciting, the special effects are competent rather than jaw-dropping, and the story just doesn't do justice to the incredible richness of the source material. However, if you're one of the people who did enjoy the film—and there were obviously quite a few who did—the Blu-ray shouldn't disappoint. The video is much better than early US reviews suggested and the audio track is very strong. Hell, even the extras are saved from mediocrity by the picture-in-picture elements. My advice with this one is to proceed with caution unless you loved it at the cinema, especially if you're a fan of the original movie. However, if you're in the mood to turn your brain off and watch lots of man-on-monster action this could very well be worth a rental.
* Note: The above images are taken from the Blu-ray release and resized for the page. Full-resolution captures are available by clicking individual images, but due to .jpg compression they are not necessarily representative of the quality of the transfer.
Review by Chris Gould
Chris Gould Editor Join Date: May 2001 Location: United Kingdom Posts: 7,171
What I want to know is—and this has been bugging me ever since I saw it theatrically—how did the dudes riding the giant scorpion make it back to Argos before Perseus and his flying horse?
jeden Member Join Date: February 2007 Location: Denmark Posts: 20
Do anyone know if this will be released in 3D on bluray some other time.
keffa Member Join Date: July 2007 Location: United Kingdom Posts: 436
not a patch on the original. why anyone would want it on 2D or 3D i`ll never know!
bradavon Member Join Date: April 2005 Location: United Kingdom Posts: 1,945
I've always found the original enjoyable. I take it, I'd still hate this? It looks rubbish.
Chris Gould Editor Join Date: May 2001 Location: United Kingdom Posts: 7,171
It lacks the heart of the original. We watched this the other night and the Mrs hated it, but I put the original on last night and she enjoyed the first twenty minutes or so (before she fell asleep) more than the whole of the remake. We're going to watch the rest over the weekend. The new version looks and sounds much better, but that's about it.
Sam Spade Member Join Date: January 2007 Location: United States Posts: 2,032
So happy I skipped watching this.
Dumb Dealer Member Join Date: October 2008 Location: Indonesia Posts: 227
So pissed I watched this.
Chris Gould wrote: What I want to know is—and this has been bugging me ever since I saw it theatrically—how did the dudes riding the giant scorpion make it back to Argos before Perseus and his flying horse?
Well, maybe this is just a lame reason but those scorpion riders did left for Argos before Perseus went to Medusa's lair right? Although that could means that Perseus took more than a couple of days in Med's crib before he took that Pegasus express.
Chris Gould wrote: What I want to know is—and this has been bugging me ever since I saw it theatrically—how did the dudes riding the giant scorpion make it back to Argos before Perseus and his flying horse?
Well, maybe this is just a lame reason but those scorpion riders did left for Argos before Perseus went to Medusa's lair right? Although that could means that Perseus took more than a couple of days in Med's crib before he took that Pegasus express.
Michael Richards Member Join Date: August 2003 Location: United Kingdom Posts: 38
...and another thing; it looks like the Blu-ray is missing a documentary that's on the Sainsbury's edition of the DVD!
Mantis Member Join Date: June 2008 Location: Netherlands Posts: 157
Read an article about the original cut of the film, the script sounds much better than the theatrical cut though i enjoyed it a very little bit, but that's about it. The effects were very good for a film with a 80 million budget.
Intergalactic Ponce Member Join Date: April 2005 Location: United Kingdom Posts: 1,164
I'm ashamed to say, 'Release the Kracken' is now my battle-cry when I have a bit of a dry jaggy poo.
Matt Contributor Join Date: October 2004 Location: United States Posts: 2,113
I purposely didn't read your review until I posted mine...funny how we pretty much thought the same thing about this one. Such a disappointment for me...I really did look forward to this one too.
Intergalactic Ponce Member Join Date: April 2005 Location: United Kingdom Posts: 1,164
What was a virtue with Leterrier's style in something like The Transporter is a hinderance with the increasingly epic films he's being let loose with. The editing is cut past the bone and to the marrow at times. For instance, we get great expensive aerial shots, zooming out over rocks and homing in on a ship and it's cut before we even get close to the ship. If they've gone to the trouble of mounting the shot like this (for the sake of showing the epic-ness) why doesn't the shot continue in one long take right up until we can see the characters on the ship and then cutting to being 'onboard' with a voice cue for example. This cutting style is at the heart of the problem I think with Leterrier's films. He needs to slow the pace in places, let it breathe, and this needs to carry over in the screemplay as well. All the character work is missing (or was never there in the first place and all the story beats are just butted together so it rattles along at a great zip but at the same time with no real sense of urgency if that makes any sense.
Didn't this happen with The Hulk as well. Wasn't there supposed to be a load of deleted scenes and a longer cut? Personally I'm not a fan of Leterrier's Hulk either. Not a fault of the actors involved but the whole end product was so throwaway, like Clash, it didn't amount to much and left virually no impression on me. I think time will show the Ang Lee's Hulk to be the more memorable film purely because something different was attempted with it.
Matt's last screen cap reminded me of another instance of a great sweeping epic shot cut in half. Pegasus running on the beach at the end of the film, what a great shot it would have been if we'd seen the galloping and gradual take off in one shot. Instead, we get the galloping but the cum shot of lift off is denied us. We cut straight to the sky as Pegasus, already flying, enters the bottom of frame. What should be an uplifting moment is rendered utterly mediocre by cack handed execution. Was the original intent to have one lift off shot, who knows? But it should have been.
Didn't this happen with The Hulk as well. Wasn't there supposed to be a load of deleted scenes and a longer cut? Personally I'm not a fan of Leterrier's Hulk either. Not a fault of the actors involved but the whole end product was so throwaway, like Clash, it didn't amount to much and left virually no impression on me. I think time will show the Ang Lee's Hulk to be the more memorable film purely because something different was attempted with it.
Matt's last screen cap reminded me of another instance of a great sweeping epic shot cut in half. Pegasus running on the beach at the end of the film, what a great shot it would have been if we'd seen the galloping and gradual take off in one shot. Instead, we get the galloping but the cum shot of lift off is denied us. We cut straight to the sky as Pegasus, already flying, enters the bottom of frame. What should be an uplifting moment is rendered utterly mediocre by cack handed execution. Was the original intent to have one lift off shot, who knows? But it should have been.
Suitable only for persons of 12 years and over
Disc Details
Release Date: 26th July 2010
Discs: 2
Disc Type: Blu-ray Disc
RCE: No
Video: 1080p
Aspect: 2.40:1
Anamorphic: No
Colour: Yes
Audio: DTS-HD Master Audio 5.1 English, Dolby Digital 5.1 French, Dolby Digital Audio 5.1 German, Dolby Digital 5.1 Italian, Dolby Digital 5.1 Spanish, Dolby Digital 2.0 Descriptive Narration English
Subtitles: English HoH, Danish, Dutch, Finnish, French, German, Icelandic, Italian, Norwegian, Portuguese, Spanish, Swedish
Extras: Maximum Movie Mode, Focus Points, Featurette, Alternate Ending, Deleted Scenes, BD-Live
Easter Egg: No
Feature Details
Director: Louis Leterrier
Cast: Sam Worthington, Liam Neeson, Ralph Fiennes, Jason Flemyng, Gemma Arterton, Alexa Davalos, Mads Mikkelsen
Genre: Action, Adventure and Fantasy
Length: 106 minutes
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text: Every trip has a few experiences that have been etched in your memory and can never be forgotten. Stories about with the stranger that you met on the highway, the person that helped you during your trip etc. Share with us, TRIP stories that have made you the person, you now are.Create a trip story


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November 22, 2012 13:31 ET
- Effective use of design, layout, and web techniques - Report presents a compelling shareholder proposition - Governance information is complete and concise
- Effective use of design, layout, and web techniques
- Report presents a compelling shareholder proposition
- Governance information is complete and concise
TORONTO, ONTARIO--(Marketwire - Nov. 22, 2012) -
Editors Note: There are four photos associated with this press release.
BMO Financial Group was, once again, recognized for excellence in its financial reporting by the Canadian Institute of Chartered Accountants (CICA). Last evening, CICA announced the rankings in its annual review of financial reporting, assessing TSX listed companies across multiple industry sectors for excellence in financial reporting, corporate governance disclosure, electronic disclosure and sustainable development reporting.
BMO was ranked best among its financial institution peers for Corporate Reporting in Financial Services.
Judges commended BMO for presenting a compelling shareholder proposition in an annual report that focuses on strategy and the bank's ability to deliver on its targets.
According to the judges, "The use of effective design, layout, appropriate web techniques, captioned graphs and charts all make the Management's Discussion and Analysis (MD&A) section accessible and interesting. BMO outlines the factors affecting future results, which demonstrates the number and complexity of factors to be managed. This prepares the reader for a future discussion on risk. The scorecard information both in print and online shows performance to target in a user-friendly manner, using four clearly quantified mid-term financial targets."
Judges also gave BMO high marks for providing a "wealth of information" online through an interactive annual report that is easy to navigate and user friendly and they praised BMO's governance information for being "complete and concise" with a clear presentation of information pertaining to the Board of Directors and Management Committee.
Tom Flynn, Chief Financial Officer, BMO Financial Group, stated, "This award is a testament to the dedication and expertise of the professionals in BMO's Finance, Investor Relations, Legal and Corporate Communications units who work so hard to make complex financial information easy for our shareholders and stakeholders to understand - qualities that align directly with the BMO brand. On behalf of our Board, our Management Committee and our shareholders I want to thank each and every one of them for a job well done."
BMO's 2011 annual report featured an innovative pop-art design - and a rather unique approach; the bank split its production run equally among four separate but related cover designs. "Our aim was to convey that as the world around us grows more complex, it can seem like there are more questions than answers but that it's also possible to make sense of things," said Mr. Flynn. "We created four distinct graphics to carry that message."
Photos of the bank's unique cover designs are available at the following links:
About BMO Financial Group
Established in 1817 as Bank of Montreal, BMO Financial Group is a highly diversified North American financial services organization. With total assets of $542 billion as at July 31, 2012, and more than 46,000 employees, BMO Financial Group provides a broad range of retail banking, wealth management and investment banking products and solutions.
For News Media Enquiries:Ralph Marranca, Toronto(416) firstname.lastname@example.com Doucet, Montreal(514) firstname.lastname@example.com Grant, Vancouver(604) firstname.lastname@example.com : www.bmo.comTwitter: @BMOmedia
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BMO Financial Group has been recognized for excellence in financial reporting by the Canadian Institute of Chartered Accountants. The Bank's 2011 Annual Report employed four separate and innovative pop-art cover designs to convey that in a world where there are more questions than answers, it's possible to make sense of things.


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From J.M. Hirsch of The Associated Press; start to finish 30 minutes; makes 50 meatballs
Cocktail Meatballs With Cranberry Marinara
From J.M. Hirsch of The Associated Press; start to finish 30 minutes; makes 50 meatballs
3 eggs, beaten
1/4 cup finely chopped cilantro
1 tablespoon finely chopped jalapeno slices
3 cloves garlic, minced
2 teaspoons fennel seeds
2 teaspoon dried oregano
1 teaspoon onion powder
1/2 teaspoon red pepper flakes
kosher salt and ground black pepper
3 pounds ground beef (93 percent lean)
14-ounce can whole berry cranberry sauce
15-ounce can diced tomatoes
splash of hot sauce
Heat the oven to 425 degrees. Coat a rimmed baking sheet with cooking spray.
In a large bowl, combine the eggs, cilantro, jalapenos, garlic, fennel, oregano, onion powder, red pepper flakes, 2 teaspoons of salt and 1/2 teaspoon of pepper. Whisk until well combined. Add the ground beef, then mix gently until completely blended. Divide the mixture into 50 balls, using about 2 tablespoons of the mixture per ball. Arrange the meatballs on the prepared baking sheet.
Place the baking sheet in the oven and bake the meatballs for 20 minutes. Increase heat to broil and cook for another 1 to 2 minutes, or until lightly browned.
Meanwhile, in a medium saucepan over medium heat, combine the cranberry sauce and diced tomatoes. Bring to a simmer. Season with salt and pepper, and a splash of hot sauce.
When the meatballs are done, arrange on a platter, then spoon the cranberry mixture over them. Serve with toothpicks.
Nutrition information per meatball: 60 calories; 15 calories from fat (25 percent of total calories); 1.5 g fat (0.5 g saturated; 0 g trans fats); 30 mg cholesterol; 4 g carbohydrate; 0 g fiber; 2 g sugar; 6 g protein; 270 mg sodium.


text: I am about five months late in sharing my Al Canal Regio Hotel experience with everyone but, better late than never as they say! On two separate occasions in June of this year, I had to attend personal appointments in Venice. Naturally I needed to book accommodation so I started my search on www.booking.com, which is a site that I... More


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Yes, Intel is currently testing the water with processors that have certain features disables or limited, so that users can buy upgrade cards later on and improve the performance of their processors. This allows resellers and system builders to increase their margins - says Intel.
"Intel Upgrade Service enables down-the-wire upgrades of PC platform capabilities after the initial hardware shipment, offering unprecedented flexibility to resellers. Now your customers have more options with an easy upgrade path for additional performance or features when they are needed," Intel claims, "In 2010 we are rolling out a small pilot program offering performance upgrades on Intel Pentium G6951 Processors."
The pilot program is currently available to a limited number of customers in the United States, Canada, the Netherlands (OHAI), and Spain. The idea is that users buy a computer which has some processor features disabled, after which they can buy an upgrade card ($50) which downloads some software and unlocks the disabled features - double the L3 cache, enables four-way HyperThreading instead of just two-way.
An intriguing concept, but also incredibly confusing, and, dare I say it, misleading to customers, to whom buying a computer is already unpleasant enough an experience as it is. Also, want to bet how long it's going to take for someone to crack this system?


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Photo #57850
Last Name: Whitely
First Name :
Middle Name:
Subject's City: Pittsburgh
Subject's State: Pa
Subject's County:
Subject's Country: USA
Date: 1851-1900
Photographer: Dabbs
Photographer's City: Pittsburgh
Photographer's State: Pa
Type** : CDV
Comments: Whitely (Nee: ) | Pittsburgh Pa USA | 1851-1900 | Comments: Photographs labeled only Whitely and Mrs. Whitely probably taken c. 1870. I have another photo of Mr. Whitely with a slightly different uniform on which was taken in New York City at least several years before. I did check the civil war records for a Whitely and could only come up with a Charles Whitely who was a 1st Lieut. Photographer B. L. H. Dabbs
Digital Image Only? NO
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text: I haven't decided when to move to one session. I guess sometime after the year mark. I never minded pumping that much before, because until recently I didn't have to worry about my output, but it's wearing on me mentally, now. If I thought I'd be able to continue producing 6 oz or so for awhile with just one pumping session I'd probably drop to one session right at the year mark. However, given how sensitive my supply seems to have become, I'm concerned that dropping to one session might leave me with very little milk from that one session and he'd basically have to go without breastmilk during the day. He's not ready for that, so I don't think I'll drop to one session until, in my judgement, he can go without my milk during the day if necessary. He has really picked up the solids in the past couple of weeks so we'll see. I'd like him to get some of my milk during the day until 14-15 months, if I could do that with just one session, but I'm not sure with the increasing demands of my job about keeping up my full pumping schedule with 2 or 3 pumps per day much past a year.


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2015 Movies - Page 99
Browse through our fantastic selection of 2015 Movies below and see if there is anything that you'd like to watch online for free from our index. There's nothing quite like enjoying an 2015 Movie or two at home with some popcorn, a large pepsi and a good feeling inside from knowing that you didn't have to dish out even a cent to watch any of these awesome movies.
Hottest Movies (2015)
2015 Movies - Page 99


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Happy days are here again – it's time to discuss the best and worst players of the first month of the 2014 MLB season. As usual, there were several standout performers you never expected, and several stars that fell flat.
AL Best Hitter of April – Jose Bautista.
With all due respect to Mike Trout, who is a better all-around player than Bautista, Toronto's slugger was in vintage form to start 2014. He hit .293/.467/.598 with eight homers and *30* walks. That's right – Bautista has already matched or eclipsed the 2013 walk total of Yadier Molina, Chris Johnson, Manny Machado, and Jean Segura. Needless to say, he's leading the league in that category, and his .304 ISO is third in the American League behind Jose Abreu and Albert Pujols. Yeah…I think his wrist is healthy now.
Honorable mentions: Trout, Abreu, Pujols, Matt Joyce, Nelson Cruz
AL Worst Hitter of April – Billy Butler.
Billy Butler is a designated hitter. He has an .031 ISO thanks to just three doubles and no homers. He has walked nine times, which has at least boosted his OBP and given him a .224/.285/.255 triple slash. Remember – Butler is a DH. He offers absolutely no defensive value. So if he's not hitting, he's pretty much useless as a player. And right now, Butler isn't hitting, and is useless. Kansas City is 14-12 not because of their offense, but because of their pitching staff. If Butler and the offense can get going, the Royals could be a force in the AL Central.
Dishonorable mentions: Brad Miller, Mike Moustakas, David Freese, Abraham Almonte, Raul Ibanez
NL Best Hitter of April – Troy Tulowitzki.
Like Bautista, Tulo is healthy (for now) and is dominating the league. His seven homers are second in the National League, and are tied for the most in baseball for any middle infielder (with Brian Dozier, which is…weird). He's also walked 21 times to go with his seven homers, creating a gorgeous .364/.477/.727 line that is crushing everyone in baseball. Teammate Charlie Blackmon is getting most of the love in the early going of 2014, but Tulowitzki is playing much better overall.
Honorable mentions: Blackmon, Chase Utley, Justin Upton, Adrian Gonzalez, Jarrod Saltalamacchia
NL Worst Hitter of April – Yonder Alonso.
Yonder Alonso is a first baseman. He has an .063 ISO, thanks to just six doubles and no homers. He's walked just four times. He's hitting .167/.198/.229 as a whole. So….that's a thing that happened. San Diego's offense is the absolute worst in all of baseball, and the lack of production that the Padres are getting from their first baseman is a huge reason why.
Dishonorable mentions: Jedd Gyorko, Nate Schierholtz, Curtis Granderson, Zack Cozart, Will Venable
AL Best Pitcher of April – Felix Hernandez.
I went with the King out of a worthy pool of players in large part to what he means for the Mariners. He's just 3-1 in six starts, but has totaled 41 1/3 innings, a 2.40 ERA, 47 strikeouts, and just seven walks. Seattle has lost his last three starts, in which Hernandez has a 2.70 ERA and gotten a total of seven runs of support from his offense. Some things never change.
Honorable mentions: Yordano Ventura, Sonny Gray, Jesse Chavez, Masahiro Tanaka, Max Scherzer
AL Worst Pitcher of April – Ubaldo Jimenez.
The Orioles signed Jimenez to a four-year, $50 million deal with the hopes that he would bolster their rotation and transform them into a legitimate playoff contender. Through five starts, he's 0-4 with a 6.59 ERA. In 27 1/3 innings, he's struck out 21 and walked 17. He hasn't gotten past the sixth inning in any of his starts. And you really can't blame the Orioles too much for not scoring for him – yes, they've only given Jimenez nine runs of support in five starts, but he's been putrid regardless of how much the offense is backing him up.
Dishonorable mentions: Ricky Nolasco, Kevin Correia, Mike Pelfrey, Felipe Paulino, Lucas Harrell
NL Best Pitcher of April – Jose Fernandez.
Fernandez is following up a fantastic rookie year with an even better sophomore campaign. In six starts, he's struck out 55 and walked eight, which has lead to a 1.59 ERA in 39 2/3 innings. Perhaps even more spectacular, six of the seven earned runs and four of the eight walks Fernandez has allowed this season came in one start at Citizens Bank Park. In his other five outings, he's allowed just one earned run and three unearned runs in 35 2/3 innings, striking out 49 and walking four. That's good for a 0.25 ERA, and four of those starts came against the Nationals, Braves, and Rockies. Just gross.
Honorable mentions: Adam Wainwright, Ervin Santana, Cliff Lee, Nate Eovaldi, Ian Kennedy
NL Worst Pitcher of April – Bronson Arroyo.
All of that veteran presence and grit, and the only things that Bronson Arroyo has given the Diamondbacks in exchange for their millions is a 7.77 ERA and just ten strikeouts in 24 1/3 innings. He's been a horror show this year, simply exemplifying the numbers issues that Arizona has had so far in 2014.
Dishonorable mentions: Wandy Rodriguez, Trevor Cahill, Eric Stults, Ryan Vogelsong, Paul Maholm
AL Best Rookie of April – Jose Abreu.
C'mon, who else were you really expecting here? Abreu's ten homers and 32 RBI not only lead all rookies, they lead all of baseball. His .270/.336/.617 line crushes everything in its way. He's sent Hawk Harrelson into numerous conniptions already this season. This is going to be a fun six years on the south side.
Honorable mentions: Josmil Pinto, Yangervis Solarte, Masahiro Tanaka, Yordano Ventura, Xander Bogaerts
NL Best Rookie of April – Chris Owings.
The National League rookie crop is kind of like the American League rookie crop last year – we're just sitting around waiting for the stud (in this case, Gregory Polanco) to get promoted. Owings is doing a solid job as Arizona's starting shortstop, hitting .313/.367/.398 with a solid glove, and really, that's all you can ask at this stage of the game. The National League Rookie of the Year race needs you, Gregory!
Honorable mentions: Billy Hamilton, David Hale, Aaron Barrett, Travis d'Arnaud, Ian Thomas


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|Indianapolis, Ind.
|High School:
|North Central High School
|Civil Engineering
2013-14: Competed in five races … started in seat #1 of the Varsity 8 boat during the Foot of the Charles (11/23) … sat in seat #1 in the Third V4 boat during the Donahue Cup (4/12) and UMass/Delaware/URI (4/26) … rowed in seat #4 in the Third V4 boat against Bates College and Boston College (3/29) … finished the season in seat #3 of the Third V4 boat in the EARC Sprints (5/18).
2012-13: Competed in four races throughout the season … sat in the #1 seat in the Varsity 4A boat each time … rowed against Holy Cross, Dartmouth and Columbia (4/06), Williams, WPI, Franklin & Marshall and Connecticut College (4/13), Trinity, Colgate and the University of Rhode Island (4/29), and Boston University and the University of Wisconsin (5/04).
Off the Water: Majoring in civil engineering with a minor in international development and a concentration in Latin American studies … interned with Proyecto Aldea Global in Belén Gualcho, Honduras … taught mathematics, English, teamwork and public speaking as part of the D-Lab Education Project in Bluefields, Nicaragua … vice president of the International Development House … facilities chair of New House … competitor in the IDEAS Global Challenge with the Global Cookstove Education Project.
High School: A 2012 graduate of North Central High School … All-Conference … four-time varsity letterwinner … also competed in soccer, ultimate Frisbee, tennis and diving … Spanish Honor Society … president of Comparative Religions Club … National Merit Scholar … AP Scholar with Distinction … IB Diploma.


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Reading the forum on your cell phone? There's an easier way. We've enabled a Tapatalk app that makes browsing the forum a whole lot easier. Check it out in the iPhone or Android store if you don't own it already.
I want to thank you all for responding and providing your opinions, suggestions, and ideas. I actually have found some relief through trial and error in placing the met pads on my existing orthotics in just the right place...I do think this is about structure of foot, and design of shoe, etc that caused this problem. I also found stretching, icing and heat has helped calm down the nerve. I see an ortho guy in two weeks, and plan to get fitted for new orthotics...and I am rethinking the PT approach. I do tend to believe that the body will heal itself, if given the proper accommodations, therapies, and care. I am going to ask for an MRI, and hopefully that will help the professionals know the best course of action. This inactivity is trying my patience. Penni
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Get excited about reading again with fun and interesting tips from our experts, including The M.D., our dietitians, and our fitness expert. In our health library, you will find all of the information you need to achieve your goals of making a healthy lifestyle change. So, start reading and start losing!
Here we have a collection of articles to help with your health.
Dear Rachel,
It's Christmas Eve, I should be relaxing quietly by the fire. I should not be working. Did you hear me, Rachel? I should not be working. Let alone working overtime. Our entire family is at the house singing carols and enjoying the fireplace. I should be standing in front of the tree, not the decongestant aisle.
Perhaps if you tried eating something green in the last month we could be at home. Or how about an orange?
Oh, no. Not that one. You put that back down. Rachel, I swear if you give me Dayquil I will spit it back up. I'm not afraid to throw up right here on aisle five.
Have I not taught you anything? It's like no matter how hard I try to tell you that I want fresh fruits and salmon and veggies, you still feed me crap. And now we're sick and I'm saying get me out of the medicine aisle and into the produce section right now, that's where you'll find the real remedy.
Ahh! No. You know how I feel about cough syrup. Put that down. What about hot tea and honey? Rachel? Are you listening to me? Apparently not.
As your immune system, (and the one doing all of the work) I strongly suggest you start taking preemptive action against sickness. Maybe next time it won't be a cold. Heart disease will be a little bit of a tougher battle. If you cut back on fried food and started eating legumes, low-fat sources of protein, and fish you could actually reverse the damage you have already done.
And perhaps that dress you want to wear on New Year's Eve would fit a little better (not that you don't look fab) if you weren't quite as bloated. Adding the recommended amount of fiber to your diet can keep your digestive system on track. So please, Rachel, put down the diuretic pills. You are only 23.
With the appropriate diet, you would be able to take 75% less pharmaceuticals. Think of all the extra cash you would have for shoes (Hello, leopard print stilettos!)
If we ate salmon now, which I might add your taste buds told me they quite enjoy, you won't have to worry about your heart later. For me personally, I'd like to recommend more blueberries, spinach, and whole grains. I wouldn't be feeling so weak right now and you wouldn't be spending your holiday break sneezing, sleeping, and whining.
That's the other thing, how can you sit there and ask people to bring you chicken noodle soup and a new box of tissues when this is all your fault? Since day one (I should know because I was there) your mom has encouraged healthy eating habits. She said eat your veggies, drink more water, and lay off the processed foods. You rebelled and reached for the Pop-tarts instead of the broccoli and look where it got us.
I know you asked for a new watch and Season 3 of Mad Men, which I do enjoy, but I've got a few gift requests myself. All I want for Christmas this year is a diet rich in fruits, veggies, whole grains, and low-fat dairy products. I want you to drop the Cheetos and grab the pomegranate. This holiday season I'm asking, begging, you to listen to me.
I know what we need. It's not eggnog, it's egg whites. It's not doughnuts, it's walnuts. And no matter how long it takes, I will convince you that skipping breakfast is a bad idea. Can I get an amen from your metabolism?! Thank you!
Well, you're losing your voice and I'm losing my patience. We can talk about this again in January when resolution time rolls around. Until then, I say let's grab that orange juice.
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The long road to AFC Asian Cup qualifying commenced on Wednesday in positive fashion for those nations still in the hunt for the 2014 FIFA World Cup Brazil™. Five of the seven nations that are chasing dual goals began their Australia 2015 campaign in winning fashion. Notably, Iran put five unanswered goals past Lebanon, while Jordan continued their red hot form with an emphatic 4-0 home win against Singapore.
Qatar, meanwhile, got past Malaysia 2-0, while Iraq and Oman each secured solitary-goal wins over Indonesia and Syria. Elsewhere, Saudi Arabia saw off China PR 2-1 at home and newly-crowned Gulf Cup champions United Arab Emirates overcame hosts Vietnam by the same scoreline. Join FIFA.com as we review the action across Asia.
The match
Iran 5-0 Lebanon
Iran entered the Group B contest desperately seeking to rediscovering their goalscoring form, having managed to hit the net just twice in five outings during Asia's final qualifying round for Brazil 2014. And the supporters at Tehran's Azadi Stadium were treated to a one-sided triumph, with captain Javad Nekonam bagging a treble and Belgium-based Reza Ghoochannejhad completing a brace.
Ghoochannejhad opened the scoring midway through the opening half, before Nekonam doubled the lead with a spot-kick in first-half stoppage time. The skipper made it 3-0 just after the hour mark with a second penalty conceded by Nour Mansour for fouling Ashkan Dejagah, leading to the former's dismissal. Ghoochannejhad put the game beyond doubt with a close-range shot shortly afterwards, before Nekonam iced the cake ten minutes from time. The result leaves Iran at the section's top ahead of Kuwait, who scored an important 3-1 victory over Thailand in Bangkok.
The surprise
Uzbekistan 0-0 Hong Kong
While there were few surprises during the opening matchday, Hong Kong from Group E surely claimed the biggest result by holding 2011 semi-finalists Uzbekistan to a goalless draw as they grabbed a precious away point in Tashkent. The result reminiscent of their meetings during 2007 AFC Asian Cup qualifying, when they negotiated two draws against the central Asians.
Taking heart from their previous showings, the visitors nearly took the lead with Chan Siu Ki firing just over. Hong Kong were reduced to ten man before the hour mark with Lo Kwan Yee's dismissal, but they displayed impressive resolve and the Uzbeks had goalkeeper Ignatiy Nesterov to thank as he denied substitute Lam Hok Hei in the closing stages. The draw leaves United Arab Emirates, who defeated Vietnam 2-1, at the top of the section.
The other attractions
In Group A, Ahmad Hayel scored a brace while Abdullah Deeb and Khalil Baniateyah were also on target as Jordan ran riot against newly-crowned AFF Suzuki Cup winners Singapore in the opener. The section's other game saw Paul Le Guen's Oman secure a hard-fought home victory against a brave Syria, with Abdulaziz Al Maqbali scoring the only goal of the game six minutes before the break.
In Group C, Saudi Arabia new coach Juan Ramon Lopez Caro got his tenure off to a good start with a 2-1 home defeat of China. Fahad Al Muwallad put the hosts ahead on 23 minutes and after Zhao Xuri drew the Chinese level, substitute Naif Hazazi grabbed the match-winning goal 13 minutes from time. In the other group game, Iraq scraped past a defensive Indonesia with captain Younis Mahmoud scoring the only goal.
Group D's Qatar and Bahrain share top spot after defeating Malaysia and Yemen by an identical 2-0 scoreline. Khalfan Ibrahim gave the Qataris the lead with a deflected free-kick ten minutes after the restart, before Yusef Ahmed settled the contest with an injury-time strike. Bahrain, meanwhile, were indebted to Faouzi Aaish and Saad Al Amer's second-half goals as they won in Yemen.
The player
Having finished joint top-scorer as UAE won the recent Gulf Cup, Ahmed Khalil continued his prolific goalscoring form in their 2-1 defeat of Vietnam. The 21-year-old 2008 AFC Youth Player of the Year opened the scoring with an early spot-kick as they avenged a 2-0 loss to the hosts in a 2007 AFC Asian Cup group game.
The stat
5 - All five south-east Asian teams lost in the opening round.
What they said
"I appreciate the effort from my players; they kept fighting and never gave up. After we lost at home to Uzbekistan we needed to do something to relieve the pressure and we were able to beat Lebanon 5-0 which will alleviate the negative atmosphere," Iran coach Carlos Queiroz
2015 AFC Asian Cup qualifying matchday 1 results
February 6
Group A: Oman 1-0 Syria, Jordan 4-0 Singapore
Group B: Iran 5-0 Lebanon, Thailand 1-3 Kuwait
Group C: Iraq 1-0 Indonesia, Saudi Arabia 2-1 China PR
Group D: Yemen 0-2 Bahrain, Qatar 2-0 Malaysia
Group E: Uzbekistan 0-0 Hong Kong, Vietnam 1-2 United Arab Emirates


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SOURCE: Readen Holding Corporation
March 20, 2014 11:28 ET
HILVERSUM, THE NETHERLANDS--(Marketwired - Mar 20, 2014) - Readen Holding Corp. (OTC Pink: RHCO) (PINKSHEETS: RHCO) subsidiary Nedfiber B.V. (http://www.nedfiber.nl/), announces the further expansion of their fiber optics in the industrial zones of the cities Bodegraven, Steenbergen and Wijchen in the Netherlands (business to business).
Nedfiber B.V. a 51% RHCO subsidiary is a specialized provider of dark fiber connections and Ethernet services. The fiber-optic network extends throughout the Netherlands and beyond and is continuously being expanded. More than 25% of the Internet traffic for industrial areas and business parks in the Netherlands will be transported by Nedfiber's network in the next 36 months.
Nedfiber B.V. is currently constructing glass fiber to industrial zones in Steenbergen, Bodegraven and Wijchen and twenty industrial parks are in first phase of development. To add these zones and new projects Nedfiber B.V. recently signed a contract with Relined a Prorail subsidiary and part of Dutch railways (NS) to use the glass fiber connection alongside the railway.
Nedfiber B.V. is active in the construction and operation of FTTO networks in-house and rents these active infrastructure to all network service providers as KPN, Vodafone and UPC. The independent network enables Nedfiber to offer end users the freedom to choose for any service provider.
The delivery of special projects in WIFI will be facilitated by Rainn B.V. a 51% owned subsidiary of Readen Holding Corp. Up-ip B.V. a 37% subsidiary of RHCO will deliver internet products to the end user (voip, iptv, internet). By combining the current activities, the RHCO group will be a "one stop shop" for clients. From the physical mobile phone to the high-speed glass fiber network, the entire array of services will all be available through the RHCO Group and its subsidiaries.
Where Readen Holden Corp. was previously completely dependent on distribution channels for offering mobile products Nedfiber will expand business possibilities. This participation provides Readen Holding Corp. independence and the ability to distinguish itself from the current offerings in the market both in quality and price in fiber infrastructure and broadband services.
With the deployment of optical fiber in industrial sites one gets access to a safe, fast and future-proof digital infrastructure with national coverage and 100% accessibility.
Nedfiber B.V. is moving towards its goal to become one of the three major glass fiber facilitators in the Benelux.
www.readenholdingcorp.com www.nedfiber.com
Readen Group's mission statement is to be a valuable partner for customers in terms of technical flexibility, quality and competitive pricing through the complete value chain (SIM cards, mobile phones and applications).
This press release may contain forward-looking statements, including, but not limited to, statements regarding Readen Holding Corporation and its plans, products and related market potential. Forward-looking statements may be identified by the use of the words "anticipates," "expects," "intends," "plans," "should," "could," "would," "may," "will," "believes," "estimates," "potential" or "continue" and variations or similar expressions. These statements are based upon the current expectations and beliefs of management and are subject to certain risks and uncertainties that could cause actual results to differ materially from those described in the forward-looking statements. These risks and uncertainties include, but are not limited to, risks and uncertainties discussed in Readen Holding Corporation's postings on the OTC Markets Disclosure &; News Service and future filings with the Securities and Exchange Commission, which factors are incorporated herein by reference. Readers are cautioned not to place undue reliance on any of these forward-looking statements. Readen Holding Corporation undertakes no obligation to update any of these forward-looking statements to reflect events or circumstances after the date of this press release or to reflect actual outcomes.
CONTACT:Readen Holding Corp.
CONTACT:Readen Holding Corp.
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Print & Cut out these colorful words, color-coded in English and Spanish. Fun way to play & learn new words. Preschool Spanish.
Items needed:
- Printable Magnetic Sheets
- Scissors
- Print design on magnetic sheet.
- Cut out all squares.
- Place on fridge, file cabinet or other metal surface.
- Mix & Match


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Ever wonder if coupon clipping is worth your time? While it can save extra dollars and cents, it can also cost you time and effort. So, is it worth it? Some say we should just wait for sales and buy in bulk and we can forego coupon clipping altogether. Here's a quick guide on how to assess if it's worth your time. (For related reading, also take a look at Coupon Shopping: Clip Your Way To Savings.)
How Much Do You Make Per Hour?
If you only know your gross salary per year, here's a quick way to figure out how much you make (gross) per hour. Take your salary, $40,000 as an example, and divide it by 2,000 hours to get $20/hour.
Two-thousand hours is the generally accepted number of working hours in a year, because it takes into account 40 hours a week at 50 weeks a year, accounting for two weeks of vacation, but no holidays, sick days or overtime.
Many people argue that time is money. With that in mind, if you spend an hour clipping coupons, you should expect at least a savings of $21 to make it worth your time ($20 for your "wage" and $1 to make a "profit".) However, if you've only saved $5, then you've just "lost" $15 in earnings you otherwise could have made.
This time-is-money philosophy can be dangerous, though, because it starts to account for every hour of your day, even the ones where you sleep and can't make any money!
Many people don't necessarily charge overtime either, so whether you work 40 hours or 60, it makes no difference in your hourly wage, in fact it lessens it. Besides, if you already have a full-time job that you work 40 hours a week at, the rest of your time is free time for you to do whatever you please without any economic productivity.
Therefore, if you clip coupons on your free time, you would actually be "earning" extra dollars for each coupon you clip.
TUTORIAL: How To Manage Credit And Debt
Would You Buy It Anyway?
Many people see a coupon for an item and decide to buy it because it'd be cheaper than at full retail cost, but in reality, you should look at whether you were going to buy the item to begin with.
Let's say it was a coupon for a pair of nail clippers. You could get $1 off a $4 pair, for a savings of 25%. This is a great deal, but do you really need another pair of nail clippers? If you don't need to replace what you have, then you've just wasted $3 on an unnecessary purchase.
Also, watch out for impulse purchases that are made just because there's a coupon. Savings on an impulse item doesn't necessarily justify the purchase. However, if you were going to buy white vinegar this week, then clipping the coupon only takes a few seconds for quick savings.
Do You Need to Travel Farther to Use the Coupon?
If the coupon is for a 50-cent savings on an item but has to be used at a store 20 minutes out of your way, it may not be worth your time, or even the gas to get there!
Or even if you need to go to multiple stores to reap all of these savings - it may not be worth the hassle and the traffic, depending on how far apart these stores are, and if the savings are big enough to be worth it.
Watch out for in-store coupons, rebates or sales. Know what staples you need each week so you can scan the list of coupons and quickly pick out what you'd buy and what you wouldn't. You can also keep a coupon binder and clip any coupon you find interesting but don't have a use for right away, but you may use in the future. When it comes time to buy the item, then you can bring out your coupons to score some great deals.
The Bottom Line
Clipping coupons doesn't have to be a chore and if you already have idle time (such as when you're in front of the TV), why not clip coupons and save a little cash? It may not yield big savings all at once, but if you saved $5 a week, you're still $260 richer at the end of the year. After all, any money saved is still money that stays in your pocket and saving may become second nature before you know it. (For additional reading, also check out 4 Coupon Sites Worth Checking Out.)


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The longer the heat wave lingers over the Midwest, the more concerned area farmers become. And if the unusual weather pattern hasn't already hurt yields, experts say that it won't be long until it does.
"It's been a long time since we've had a prolonged heat wave like this," said Ron Marshel, manager of the Fayette County Farm Bureau. "And even though we've gotten enough moisture to keep the plants going, the heat has taken a toll."
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