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The following editorial appeared in the Philadelphia Inquirer on Thursday, Nov. 17:
When the Joint Select Committee on Deficit Reduction was formed in August, there were high hopes that the "supercommittee" would mimic the process in which politics was largely brushed aside to close excess military bases across the nation.
Pennsylvanians will recall how then-Gov. Ed Rendell used every maneuver he could think of, including a lawsuit, to try to keep Willow Grove Naval Air Station open. But in the end, the decision of the Base Realignment and Closure Commission prevailed.
The BRAC process, which began around 1990 and concluded in 2005, was strengthened by a mandate that Congress must agree to implement all of that special committee's recommendations or none of them. There was little wiggle room for politics.
Unfortunately, there's a lot of wiggling going on with the deficit supercommittee. So much so, it looks doubtful that what it produces by a Nov. 23 deadline will provide a meaningful cut to the spending that seems to have the country on course to a fiscal tsunami.
It was hoped that a higher-minded supercommittee, with an equal number of Republicans and Democrats, would reject the partisanship that has thwarted agreement on a deficit-reduction plan. Instead, the panel has been embroiled in the same tax hikes-vs.-spending cuts argument.
The tax-allergic Republicans made a significant concession last week in agreeing to about $300 billion in increased taxes over 10 years.
But that's far from the $1.2 trillion in savings being sought. Democrats say the difference is too big to come from spending cuts mostly to Medicare and other safety-net programs.
The incentive that was supposed to compel the supercommittee to reach agreement - the threat of across-the-board budget cuts, with half coming from military spending - has instead inspired some panelists to propose escape hatches to avoid that.
Others are suggesting some of the tried-and-true methods of prestidigitation that Congresses and presidents have resorted to in the past to mask the actual size of spending cuts and increases. One such idea is to arbitrarily put down $600 billion as savings resulting from the end of the wars in Iraq and Afghanistan.
The supercommittee will likely come up with something to avoid blowing its deadline. But unless something changes drastically in less than a week, Americans shouldn't expect much. Each day closer to the 2012 elections seems to further erode any zeal to make budget decisions that might inflame a faction of voters.
What a sad commentary that is, that the panelists would rather do nothing than risk an election loss.


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From Fr Laurence Freeman, OSB: Dearest Friends, January 1997 WCCM International Newsletter.
To allow [the] pattern of daily meditation to take hold amid all the other patterns of our lives, not just imaginatively but actually, is a challenge to the best of us; to the best in us. It is a mundane introduction to the cosmic law of sacrifice. There is an Indian story which tells how Vishnu came every day to offer worship to Shiva by offering a thousand lotuses at her feet. One day, after a few thousand years of such worship, he discovered as he lay the lotuses down that were only 999 that day. (Such things happen occasionally). Without delay he plucked out one of his eyes, beautiful, shaped like a lotus and completed the offering with it by placing it among the 999.
Worship is another way of understanding the self-renunciation which is the dynamic at the heart of meditation and of all love. It offers us a different way of looking at sacrifice. Not as a loss of something precious, something dragged from us as we kick and scream. . .but as a precious opportunity to enter even greater bliss and fulfillment. To accept and to give in such moments is a gift of praise, which collects our whole being and unifies and simplifies us in the sudden alchemy of love.
This is the multi-dimensional work of meditation and it is why we must be so simple in our saying the mantra if all these dimensions are to be harmonized and develop together. It is not only a sacrifice of time. . . . The sacrifice includes our thoughts and imagination, the hundred-and-one conversations at all levels of our mind. As it was for Vishnu, it is an offering of our whole way of seeing and knowing, a temporary, partial blindness which is an act of faith in another and greater way of seeing and knowing.
The mantra introduces . . . into [the] experience of prayer a spontaneous act of praise which involves our whole being. Not just telling God . . .how omnipotent, omniscient and omnipresent "he" is. But accepting the invitation inherent in our very existence to become as God is: by grace, by adoption, by love. In this cooperation of grace and nature our being is made whole. Christ the healer is most at work uniting depth and surface, inner and outer, in the pure gift of praise, which is ours and his as we listen to the mantra.
As Fr John taught, our meditation becomes most purely prayer not just in the work of saying the mantra in the face of distraction, but in the ease of listening to it.
Meditate for Thirty Minutes.... Remember: Sit down. Sit still and upright. Close your eyes lightly. Sit relaxed but alert. Silently, interiorly, begin to say a single word. We recommend the prayer-phrase "Maranatha." Recite it as four syllables of equal length. Listen to it as you say it, gently, but continuously. Do not think or imagine anything—spiritual or otherwise. Thoughts and images will likely come, but let them pass. Just keep returning your attention—with humility and simplicity—to saying your word in faith, from the beginning to the end of your meditation.
After Meditation, from D.H. Lawrence, "PAX," noted in David Steindl-Rast, OSB, GRATEFULNESS: THE HEART OF PRAYER (New York: Paulist, 1984), p. 185.
All that matters is to be at one with the living God
To be a creature in the house of the God of Life.
Like a cat asleep on a chair
at peace, in peace
and at one with the master of the house, with the
at home, at home in the house of the living,
sleeping on the hearth, and yawning before the fire.
Sleeping on the hearth of the living world,
yawning at home before the fire of life
feeling the presence of the living God
like a great reassurance
a deep calm in the heart
a presence
as of a master sitting at the board
in his own and greater being,
in the house of life.
Mobile Readings for iPhone, iPod and iPad go to: http://m.wbx.me/wccm

subset: commoncrawl


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You are here: Root > By Topic > Artificial Intelligence > Semantic WebView the dependency graph for this library
A CLOS toolkit for programming Semantic Web applications that use RDF, XML and/or DAML+OIL. It was developed by the Agent Technology group of Nokia Research Center. Wilbur provides parsers for RDF, DAML and XML, an API for managing "RDF data", a simple HTTP client, and a simple frame system built on top of RDF and DAML.
|Web site
|Mailing list
|Wilbur2 prerelease 1 - Tuesday, 20 September 2005
|OS compatibility
|Unix, MacOS X, Windows
|ASDF installable
|Official Download
|Mirrored Download
|Source code repository
Allegro Common Lisp | OpenMCL | MCL
Semantic Web | XML | Web Development | Libraries | Unix family | Windows family
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The potential economic impact of a carbon market seems to divide American industry as much as talk about healthcare reform may divide a family at Sunday dinner.
Will it be a boon that brings new technologies, allowing more efficient use of energy and keeping the U.S. on the cutting edge, or will it be an onerous tax that will weigh down industry just as it climbs off the mat of a deep recession, jacking up costs for everyone and hurting job creation?
The answer may be both.
First, let's understand how the carbon markets came about. While the U.S. debate about climate change seems to have heated up since Al Gore won a Nobel Prize and an Oscar for his eco-film "An Inconvenient Truth", the trigger was 1997's Kyoto Protocol, whose goal was to reduce carbon emissions among all signatories—originally including all industrialized nations except the United States—to 5.2% of 1990 emissions levels by 2012.
"When 'An Inconvenient Truth' came out, (Americans) were wondering if climate change was real," says Aimee Barnes, senior manager for US regulatory affairs at the carbon consulting firm EcoSecurities. "The positive thing is that we've moved from 'whether' to 'how.' Most Americans understand it's real and now the question is how do we tackle that."
Kyoto covered the six main "greenhouse gases" (GHG)—methane, nitrous oxide, hydrofluorocarbons, perfluorocarbons and sulfur hexafluoride—as well as carbon dioxide.
Since greenhouse gases vary in their environmental impact on a ton-by-ton comparative basis, a common measurement was needed, especially as some kind of allowance market was being discussed. Thus, emissions are now typically expressed as one metric ton of carbon dioxide equivalent (MtCO2e).
The biggest market for carbon emissions today is the European Union Emission Trading Scheme (EU ETS), launched in 2005 to provide a market for EU-member compliance with Kyoto.
The cap-and-trade model in Europe covers utilities and other large carbon emitters that make up about 50% of the total carbon emission of the EU. The scheme allowed participating industries to trade among themselves, or to work on projects in other nations that reduce GHG elsewhere in the world and give the "investor" industry the credits.
The cap-and-trade mechanism works by setting a limit on carbon emissions production for capped industries that usually decreases annually, then allows market participants to trade away any unused allowances to others who may need them. In the U.S., similar cap-and-trade markets were put in place years ago to reduce acid-rain-forming emissions with success, but the size of a potential carbon market dwarfs that initiative.
In the last few years, as state and local governments became more concerned with greenhouse gases, they sought to fill the vacuum left by Washington and formed regional emissions compliance markets.
The Regional Greenhouse Gas Initiative (RGGI) covers several northeastern states and eastern Canadian provinces. Formed in 2003, this cap-and-trade market specifically targets emissions from power plants larger than 25 MW. Its first carbon allowance auction took place in January 2009.
In the west, the Western Climate Initiative (WCI), spurred by California Governor Arnold Schwarzeneggar, includes several western US states, four Canadian provinces and four Mexican states. Formed in 2007, the organization plans to launch a cap-and-trade market in 2012.
A voluntary market also sprang up as companies sought ways to get ahead of legislation or to improve their corporate image. The Chicago Climate Exchange (CCX) began trading carbon credits in 2003, and counts Ford , DuPont ,IBM, American Electric Power and Motorola among its trading partners.
Since all industries won't be covered under any of the mandatory cap-and-trade plans proposed so far for the US, exchange chairman Richard Sandor says you could continue to see the voluntary and mandatory markets grow in tandem.
"I think it depends on the details of any future mandated programs, but it's certainly possible that there are roles for both," he says. "You could continue to see demand for a market mechanism from industries that aren't initially covered under a mandated program.
One presidential election later, and the landscape is set to change again.
President Obama campaigned on market solutions to carbon problems, longhand for cap-and-trade, and a newly invigorated Congress didn't want to be left behind.
The American Clean Energy and Security Act of 2009, sponsored by Rep. Henry Waxman (D-Calif.) and Rep. Edward Markey (D-Mass.), passed the House of Representatives this spring and now sits with the Senate.
Among many similar initiatives, this bill would create a cap-and-trade market for industries like electric utilities, oil companies, large industrial firms, and other "covered entities"—described as something that emits the equivalent of 25,000 metric tons of carbon dioxide annually.
The market created by this bill would seek to supercede regional markets and take the next step of helping to create a market that could be stitched together with markets like the one in Europe.
Next Steps
Like the European model, the Markey-Waxman bill plans to grant this first round of carbon allowances, versus auctioning them. Granting should mean less of an immediate impact on the firms being capped, and hopefully fewer costs passed on to their clients.
President Obama sought to have allowances auctioned in his proposed budget for 2010, a move that would have brought in $78 billion in 2012 and as much as $83 billion in 2019.
Barnes says her firm is neutral as to how any US carbon scheme allocates carbon allowances, but the easiest path may be to blend auctioning and granting credits.
"We think neither all-auction or all-grants works," she says. "But a hybrid of these (systems) would work."
If the Markey-Waxman bill does pass this fall, the next step could be integrating a US carbon market with a potential broader global carbon market, spurred by a successor treaty to Kyoto.
The potential shape and scope of this market will be discussed at the COP15 summit — the annual climate change meeting attended by the world's environment ministers — being held in in Copenhagen in early December. A lot has changed since Kyoto was first signed.
China has since passed the US to become the world's largest carbon emitter, and other rapidly developing countries, like India, may have a harder time making a case for exemption from caps.
Other nations, like Australia, have explored creating their own national carbon market, similar to current US federal efforts.
Asked if he thought a single global carbon exchange could come out of these discussions, Sandor says the markets for other commodities may be a better template.
"I see global markets developing on what I call a 'pluri-lateral' basis," he says. "I think we'll see markets in different pockets of the world that are linked by similar contracts—much like you see with crude oil today or like we saw with cotton in the 19th century."
(Editor's note: This is the first in a series of articles examining the business and technology of the carbon trade.)


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Launching of Destroyer, USS Dallas (DD199) at Newport News Shipbuilding and Dry Dock Company,.Newport News, Virginia, U.S.A. Shipyard workers and guests cheer and wave American flags as the USS Dallas goes down the ways into the water.
The launch of aircraft carrier Hornet at the Newport News Shipbuilding and Dry Dock Company, Newport News, Virginia. Aircraft carrier Hornet under construction at a shipyard. The bow of Hornet with the American flag. Scaffolding for construction. The christening of the aircraft carrier Hornet by Mrs. Frank Knox, wife of the Secretary of the Navy. The new aircraft carrier slides down the ways into the water. A crowd in the foreground. Several people holding umbrellas. Shipyard scaffolding in the background. The carrier anchored in the James River. Two tugs near the carrier.
An announcer on podium in front of battery of microphones during christening of USS Enterprise in Newport News, Virginia. Secretary of Navy William B Franke, Admiral Burke and others stand during playing of national anthem. Navy band plays national anthem. Scene of huge crowd. Scene of military salute. People take seats after playing of anthem. Mr. Blewett, President, Newport News Ship Building Company, gives opening address from podium. Crowd listens to speech. Secretary of the Navy puts on his glasses, begins his speech. Admiral Burke shakes hands with Mr. Franke on speaker's stand. Admiral begins his address. Admiral addressing crowd. Scene of spectators. Battery of photographers on a platform. Scene of Navy band. Invocation given by USN chaplain. Officers and VIPs bow heads during invocation and then take seats. Mrs. Franke at podium with Mr. Blewett. Mrs. Franke steps up on platform. Sponsor steps back after breaking champagne bottle across bow of Enterprise. Mr. Blewett walks down from launching platform. Mrs. Franke congratulated by unidentified women. Sponsor leaves platform. Mrs. Franke is congratulated by her husband and Admiral Burke. Secretary of Navy, Mrs. Franke, Admiral Burke and others pose for the photographers.
American Army forces heading to France during World War 1. U.S. Army troops embark from Newport News, Virginia for France in 1918 during World War I. View of the Newport News harbor. USS Madawaska in the foreground. Other ships in the background. The troops with their supplies embark on USS America. They walk up a gangplank. The troops on the deck of USS America. The troops climb on the mast.
U.S. 105th Field Artillery and 2nd Battalion Pioneers aboard USS America and USS Madawaska in Newport News, Virginia leave for Europe in 1918 during World War I. U.S. troops aboard USS America. The ship leaves from the Newport News. The troops of 2nd Battalion Pioneers and 105th Field Artillery aboard USS Madawaska. The troops on the deck wave.
The U.S. Navy USS Essex (CV-9) aircraft carrier being launched from the Northrop Grumman Shipbuilding in Newport News, Virginia. The newly constructed USS Essex (CV-9) aircraft carrier in the Northrop Grumman Shipbuilding yards. Flags of the United States on the ship. People watch the ship as it is ready for launch. Alice Trubee Davison, wife of the Assistant Secretary of the Navy for Air Artemus L. Gates, with others christens the USS Essex (CV-9). USS Essex (CV-9) aircraft carrier being launched from the Newport News yards. The ship at sea.


text: Style & Co. is exclusive to Macy's, a fashion-forward retailer offering a broad range of accessible lines of clothing, footwear and accessories. The trend led aesthetic of the Style & Co line is versatile and wearable, designed to bring the latest looks within the reach of those seeking easy to style everyday options. Shop the range of knitwear from Style & Co. for elegant cowl-neck knits, patterned jumpers and novelty jumpers.


text:
Linked by Thom Holwerda on Fri 11th May 2012 20:42 UTC
"Between 2009 and 2011, Apple acquired three mapping companies in quick succession: Placebase, in 2009; 3-D mapping outfit Poly9 in 2010; and in 2011, C3 Technologies, a second 3-D mapping company. Three mapping-company acquisitions in as many years. But for good reason: Apple has been hard at work developing its own in-house mapping solution for iOS, and now it's finally ready to debut it." I'm probably crazy, but I've never used the map applications on my mobile phones, so it's difficult for me to get excited about this.
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RE: map apps


text:
We had a West Londoner with roots in the West Indies: who wouldn't want proper home style Caribbean cooking?
Another lady who runs a small creative business in architecture wanted to start up a food and creative networking club.
We started the day with a talk by Lynn Hill who explained how she started her secret tea room near Leeds. From the kitchen I heard applause so I guess it went well.
Next up was Linda Williams of Bright Blue Skies who gave the lowdown on tax and the law for small food businesses. One guest said to her "you've achieved the impossible: you've made tax sound interesting".
Meanwhile guest supped on coffee, tea, fresh juices (blood orange and watermelon) and home made pain chocolats and croissants. I was up till 2.30 am rolling them out in a sweaty kitchen with my new vintage ceramic rolling pin.
Lunch was Mexican style and out in the garden. Some of it was cooked on the open fire. Most of the recipes are contained in my book.
Tomatillo and chille en adobe salsa
Salsa asado
A wet garlic, fennel and kohlrabbi salad
Shredded pointy cabbage and lettuce
Brokeback beans but with added lime juice.
And corn tortillas.
Now there's a bit of a story behind the tortillas. They weren't quite as successful as I hoped. I imported hominy from Anson Mills in America at great expense (the actual stuff wasn't expensive but the shipping was and...then the £30 I had to pay to release the hominy from custody, I mean customs). To make fresh masa from hominy is supposed to be one of the best flavours you can find. I limed the hominy, soaked it overnight, pretty much cooking the corn for 24 hours. I even learnt the proper word for that cellophane stuff around popcorn kernels that gets stuck in your teeth: pericarp! But despite all my efforts, frequent pleading for more info on Twitter, begging emails to Glenn at Anson Mills, it tasted bloody awful. Chemical. Possibly...even dangerous to eat. I will have to try again.
Fortunately I had some masa flour from the coolchilecompany. I'll just mix that together and press out the tortillas, I thought. I interleaved them with greaseproof paper. Mistake! When I took them out to the fire, the dough was stuck to the paper, the tortillas were falling apart.
A lovely guest called Barbara, who has experience in catering, came to the rescue with a brilliant tip: get out some ice cubes and the dough peels away from the paper. It worked! Hooray! By this time the fire had burnt down somewhat so they weren't as good as I hoped. Normally it works fine. Maybe it was the humid weather?
Then we had a large cheeseboard and baked ricotta with gooseberry and elderflower compote, a recipe from the new Riverford Organics cookbook by Jane Baxter 'Every Day and Sunday'.
In the afternoon James Ramsden of The Secret Larder supper club and Andre Dang gave talks. James mentioned his biggest supper club cock up: Ravinder Bhogal let him do a rose water pannacotta recipe to make for dessert. It wouldn't set so they just changed the name to 'rose water milk'.
Andre Dang came up with punning names for each supper club. The man is wasted in food PR, he should be a Sun headline writer! I've never seen someone think so quickly on their feet about an angle on a story.
We finished with prosecco and peppermint creams.
Next event at The Underground University: Craft Day! Workshops in making scented candles in vintage china cups, crocheted bunting, astrology readings, brunch and tea! Book here for a lovely day out: hen parties welcome.
Leisurely Sunday lunch on June 19th: book here.
Book Camp Bestival tickets here
More dates soon.
I'm afraid I wont be doing a pop up night at the Hay Festival. I was 'disinvited'. Nice. Not.


text:
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text:
Advanced Search |
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Add that little bit of extra comfort to your camping trip with a Tent Carpet.
Welcome to Johns Cross Motorcaravan and Camping Centre, your one stop shop for New and Used Motorhomes, Camping Equipment, Fiamma Care, Sevylor Inflatable Kayaks, Motorhome Accessories and so much more. We carry thousands of outdoor camping and motorhome products, available to purchase online or in our store.
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text:
Internet Access
The Forest Lodge Library maintains three public access computers with internet connections and provides free wireless access for patrons bringing their own devices into the library.
Public access computers are offered on a first-come, first-served basis and each user is allowed a 30 minute session. If there is no patron waiting to use a computer, patron sessions will be extended. There is no limit to the number of times per day a patron can log on to a public access computer.
Our PHAROS computer maintains the queue of those waiting to use public access computers. Those wishing to place themselves in the queue should log-on through PHAROS using their library card or a temporary card supplied by the Forest Lodge Library. At the time their reservation is made they will be advised when their session will begin, and they will have five minutes from that time to log on or lose their place in the queue.
Internet Access may be restricted if patron's use is not consistent with Forest Lodge Library guidelines. Parents of minor children must assume responsibility for their children's Internet use.
If requested to do so, staff will offer assistance to patrons in setting up email accounts or conducting online searches, providing there is sufficient staff available to conduct normal library operations.
Expectations: Users should be aware that the inappropriate use of electronic information resources can be a violation of local, state and federal laws and can lead to prosecution. The user will be held responsible for his or her actions. Users are expected to abide by the policies below which include generally accepted rules of network etiquette.
Warnings: The internet is a decentralized, unmoderated global network and the Forest Lodge Library has no control over the content found there. The library will not censor access to material nor protect users from offensive information and it is not responsible for the availability and accuracy of information found on-line.
The Library cannot assure that data or files downloaded by users are virus-free and is not responsible for damages to equipment or data on a user's personal computer.
The use of the internet and e-mail is not guaranteed to be private. Messages relating to or in support of illegal activities will be reported to the proper authorities.
See a full list of Guidelines below:
- users may use the internet for research and the acquisition of information to address their educational, vocational, cultural and recreational needs
- users may use the internet for the receipt and transmission of electronic mail (e-mail) as long as they use a free e-mail service which will establish and maintain an account for them; the library is unable to manage e-mail accounts for any organizations or individuals.
- users will respect and uphold copyright laws and all other applicable laws and regulations; they will not use it for illegal purposes
- users will respect the rights and privacy of others by not accessing private files
- users agree not to incur any costs for the library through their use of the internet service
- users shall not create and/or distribute computer viruses over the internet
- users shall not deliberately or willfully cause damage to computer equipment, programs or parameters
- at times, user shall accept that the library staff may limit activities such as online interactive game playing as it can have an effect on the overall performance of all library internet activities
- users shall accept that the library staff may limit the number of minors accessing the internet at any given time or staff may designate a specific internet station to be used by minors
- user should understand that the Forest Lodge Library may install unique and specific programs for public use on individual machines
- user should understand that the library staff will assist patrons with the use of any or all libray installed or contracted programs or databases. However, user should understand that library staff may not be knowledgeable regarding non-library sponsored programs or databases and cannot assure that assistance provided will achieve user's desired outcome


text:
Fix an error on a website site
Бюджет $10-30 USD
I have a church website that has an error whenever someone tries to login.
The error is:
Fatal error: Allowed memory size of 62914560 bytes exhausted (tried to allocate 12288 bytes) in /homepages/31/d603812086/htdocs/clickandbuilds/StJamesTusky/wp-content/plugins/js_composer/include/classes/editors/[url removed, login to view] on line 397
I need someone to fix it throughout the site.
Hello I had read Description and Understand your requirement. I am Expert in PHP, HTML and wordpress. I can complete your project on time in your budget. Let discuss for further detail. Thanks Rohit Kumar
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i am a skilled wordpress developer, i can fix it for you. let discuss more via private messages, thanks.
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Hello I have seen the bug. We have to add memory_limit in the code. I can start the work. It will be completed immediately. Thanks Jack
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============= Its a Memory Allocated Size issue . Will fix it with in hour ============= Already fixed these memmory Wordpress errors many times in Past Regards FarhanWp Developer Uk
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Hello, I read your requirement carefully. The requirement is doable for me. When i can start this project? Awaiting your response. Regards, Neel
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Hello I had 11+ years of expereience in web design and development and i am sure that i can do whatever custom works on webstore. Kindly view some of my previous works that can establish my knowldge in this kind Більше


text:
Testing toughness in North Tonawanda
Nick Vona was an all-Niagara Orleans League baseball player at Newfane High School, a second-team all-league selection in basketball, an honorable mention in football.
He played two seasons of Division III college basketball and still runs the floor in the local rec leagues and tournaments.
But Vona, 23, has never felt as triumphant as he did last Saturday in the parking lot of North Tonawanda's Gateway Center.
With 400 pounds draped on his back and more than 100 people – friends, relatives and competitors, alike – cheering his name, Vona squeezed out a smile and sprinted to a first-place finish in the final workout of the Western New York Summer Classic competition hosted by CrossFit 716.
"Crossing that finish line with everybody going nuts," he said, "was definitely one of the coolest things I've ever done."
More than 50 men and women competed in the Summer Classic, heaving heavy barbells, kettlebells and Atlas Stones, running with weights, jump-roping and rowing as hard and fast as they could, while DJ Optimus Prime spun records, Lloyd's Taco Truck served the masses, and parade-goers on nearby Webster Street wandered over in wonderment.
The inaugural event raised more than $1,700 for the Remember Ryan Foundation and gave Niagara County its first taste of what Forbes magazine has called "The Next Great Spectator Sport."
Every entrant performed three times in the makeshift ring of yellow caution tape on sun-baked asphalt. The workouts tested physical strength, mental toughness and mastery of exercises common to CrossFit training. Women performed the same workouts as men, but with less weight. After three events, the top 10 men and women advanced to the final workout of the day, or WOD, a grueling series of challenges that forced a fast pace by cutting the field down three times during the workout.
The men's mega-WOD consisted of 10 repetitions of a 135-pound barbell snatch, 150 double-under rope jumps, 10 power cleans with a 185-pound barbell, 50 meters of walking lunges with a 45-pound weight held overhead, an 800-meter ergometer row, and a 25-meter sprint down and 25-meter slog back carrying the 400-pound strongman yoke.
At the end of the day, the man who designed the workouts, CrossFit 716 co-owner Dennis Lesniak, implored competitors to "enjoy your soreness."
Vona, the lightweight in the men's field at 165 pounds, finished the final WOD in 9:53, a minute faster than any other athlete. The performance earned him third place in the overall competition. As the CrossFit phrase goes, "every rep counts," and Vona's 10th-place score in the third WOD involving Atlas Stone hoists and barbell thrusters slotted him behind men's champion Pat Corrigan, 25, a former college baseball pitcher from Rochester who trained at CrossFit 716 while earning his master's degree at Canisius College, and Robby Dinero, 41, a former Marine, boxer and owner of Athletes Unleashed, a CrossFit affiliate in Orchard Park.
CrossFit competitions wouldn't have suited Vince Lombardi. Winning is not the only thing that matters. Dinero showed up with his shaved head, foot-long beard and T-shirt with the slogan "Making People Hard to Kill Since 2012," but showed more passion for his clients' performances than his own.
"I don't do this competitively," he said. "I came out to 716 for a couple reasons. When I first opened my gym in December, Dennis and (his wife) Jenn brought a team of people to compete, and I wanted to return the favor. I love coming out to the local competitions. I wanted to expose some of our athletes to the community and give them their opportunity to shine.
"That's what's beautiful about these competitions. A 40-year-old mom can shine and own that moment for eternity."
Women's champion Laura Comstock, 28, had no athletic background when she began taking boot-camp classes at Lesniak Chiropractic in 2011. She had just moved to North Tonawanda and found a Groupon offer to the closest gym to her new house. As the Lesniaks converted their office into a CrossFit-affiliated box, Comstock was transforming her body and discovering her competitive spirit. She broke through for her first victory last weekend after she "finally learned to compete with myself and not the others."
Emily Ciraolo, 25, the bronze medalist in the women's division, swam for Holy Angels Academy in Buffalo and St. Bonaventure University before burning out on competitive sports. "I thought I was good with going to the gym, getting on the elliptical and watching Family Matters," she said. A year later, she placed 118th out of more than 3,000 athletes in the open qualifying workouts for the CrossFit Games Northeast Regionals.
"Once you get into CrossFit, there is a competitive atmosphere, and you want to do the best you can do," Ciraolo said. "And everybody pushes you past what you think you can do."
CrossFit originated in the 1990s in the California garage of a gymnast, Greg Glassman. It has grown into a full-fledged fitness craze with more than 6,000 affiliated gyms, a robust virtual community online and mainstream exposure through the Reebok-sponsored CrossFit Games that will air on ESPN2 in July.
CrossFit 716 has more than 150 members, of which only an elite few could ever conceive of qualifying for the CrossFit Games. The Summer Classic was created, in part, for the gym's novices to experience how competition brings out the best in us all.
"The first time you do a competition, the big thing that happens is you hit another gear that you didn't even know existed," Dennis Lesniak said.
"And then you see the training change and athletes elevate their game elsewhere. It's really cool to see how that happens from just one competition."
Joe Cardinale, 28, a former college rugby player who lives in Lockport, made his competitive CrossFit debut at the Summer Classic and said afterward, "I did things today that I have never been able to do in a workout before."
"The mentality changes," said Jennifer Lesniak, who placed 25th in last month's CrossFit Games Northeast Regionals. "Once they become competitive, they are more apt to push themselves to a new level. You really feel like an athlete. People who were athletes before, they say, 'This is what it used to feel like when I would compete.' And the people who have never had that before, it gives them the opportunity to rise to the occasion and be an athlete."


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Younan Music is proud to welcome it's newest member to the Tribe, Australian born-France based producer and dj, James Mac!
"Love Is The Answer" is another peak hour tech house jam from James. This one's bass line takes a backseat and sits as the groove as arpeggios stab and build the tension around well placed vocal stabs.
James delivers some tasty acid lines on "All Night Spender" that works on the beach as well as it does in a dark Berlin bunker. This track sprinkles odd bits and bobs in the sidelines as different acid lines drive you to the goal.
Artist: @jamesmacdj
Release Date: August 26, 2016
Mastering By: Rob Small
View Previews here... http://bit.ly/YM137SCJM


text: When a confused and desperate Caroline (Candice Accola) leaves the hospital and joins her friends at the Mystic Falls Carnival, Damon (Ian Somerhalder) wants to take immediate action, but Stefan (Paul Wesley) and Elena (Nina Dobrev) come to Caroline's defense. Matt (Zach Roerig) is completely mystified by Caroline's behavior, but still tries to tell her about his feelings for her. Damon has suspicions about Tyler's Uncle Mason (guest star Taylor Kinney) and uses Tyler's (Michael Trevino) volatile personality in an attempt to get Mason to reveal his secret. Upset with everything going on around her, Bonnie (Katerina Graham) takes her anger out on Damon.


text:
New names of graphic design company jobs
I want to configure open vpn on Linux server to allow resolving of host names in a windows environment... For example if i connect to open VPN on a computer that is not on my network it can ping server addresses by name and IP addresses but when I type the url in the browser on the intranet it does not resolve.
I would like to extr...would like information for all of the firms, for all of the areas of practice and all locations. None of this data is copyright data and is for business-to-business contacts. The data fields I want to mine are: Name of Firm Firm Size Website URL Phone Number Address of Firm street address, city, state, zip code Areas of Practi...
I need a bunch of categories added to my Shopify store as well as professional sports teams and type of items.
We need to scrape usernames out of 3 telegram groups within 3 days. Need help.
We have a list of 4000 companies (names, URL) in which there are several duplicates. Your task - find and group the duplicates next to each other. Remove nonduplicates.
...have a list of college names and information, as well as coaches/athletic directors/strength and conditioning coaches/etc., copied from a website and pasted to an excel spreadsheet. I then need the emails to be extracted from the hyperlink, from the contact, and added to the correct contact on the spreadsheet. I have attached an example of the list you
...([pro zobrazení URL se přihlaste]) We need UX design for following pages: 1) Home Page with mega menu 2) Search result Page with filters 3) Baby Name Detail Page 4) Images / logos Indian God, Goddess, Rashi, Nakshatra etc... We would like a cool looking professional website that is sleek, smooth and innovative with a non-corporate design, mainly appealing to young parent...
Make an pdf into excel-sheet. About 55 rows and 5 colums. phonenumbers, emails and names. Must be done accurately. Especially phonenumbers and emails cannot have any mistakes. Thanks!
Make an pdf into excel-sheet. About 55 rows and 5 colums. phonenumbers, emails and names. Must be done accurately. Especially phonenumbers and emails cannot have any mistakes. Thanks!
We need the following data from a major retailers website. 1) Name of supplier companies for each of the brands shown at the website only (not the marketplace) 2) Name of either the CEO, or President, or CFO, or Controller, or partner 3) VALID (direct) email address of one of the above executives Emails CANNOT be generic (no info@; no customer service@
Typeset 35 names (two rows of text) using Avery label template #5164. Just plain text.
...100+ Domain names that require modern, clean logos created. This is for display purposes so we do not need to do the process of understanding the brand etc. for each name, we only require that the logo is relevant to the domain name. We have a large amount of ongoing work for the right designer/team. As long as you meet our requirement of the logo being
A small project to retype 400+ company names from a series of .JPG images. The images cannot be converted to text. Need to retype the company names into MS Excel file.
...1) Verify if the person is still active in the same role & company by using linkedin or company website (Use data from the blue columns) 2) If not active anymore at the same company, add the new information (Green columns) + phone number (Yellow column) 3) If still active at the same company, update the role if changed (Blue column) 4) Always add the
You just register 3000 .tk free domain names and set the name server. You can purchase through "[pro zobrazení URL se přihlaste]" or if you have any other website you can use that to register them. [pro zobrazení URL se přihlaste] may block you ip or does not let you to register after a while but you need to have tricks to pass that. ITS NOT AN EASY JOB. PRJEC...
I'd like to convert my holiday card list in Excel to CSV through a template provided by a company that will address and mail my cards. Project will be successful when data is properly uploaded and a envelopes are printed in the proper format according to the template.
I have attached a list of names- there are about 2200 names. Please start a new excel spreadsheet (or see attached) On the first line in Column A – label "First Name" Column B – "Last Name" Column C – "Email" Column D - "City" Take each name on the list and add into the excel spreadsheet. For example &ndash...
You will get paid $5. Need a creative website name for a site that sells dog and cats items and accessories
I need 1000 Names and Phone Numbers of Spanish Speaking Gym/Crossfit Owners and or Personal Tainers. Ideally from Latin America. Target Medium Size / Big Gyms
I have a list of 346 businesses in the UK and I need the name and email address of the CEO or managing director or marketing director for each one. In your pitch for this project tell me what your favourite colour is, so that I know you have read this brief.
Scrap Data from the following industries : Air Conditioning Contractors Apparel Beauty Salons Building Materials Car Dealers, Repairs and Services Carpenters Child Care Services Concrete Contractors Consumer Electronics & Appliances Consumer Services Electricians Furnishings Landscape Contractors Painters Photographers Plumbers Car Rental Roofing Contractors Shopping &...
...containing a number of football teams. The last column contains the right name for each team. You simply will look at column 1 and 2 which contains misspelled team names and write the correct name beside each column. The correct name will be found in column 3. Column one contains 2000 team names and column two 3000 team names. Some names might not have
Hello, I would like to build a list of verified and scrubbed names (meaning they have gone through email delivery verification like neverbounce). I will need about 5K names for the below criteria. Please bid if you agree to and guarantee the above. Job Titles:
Hello, We are in need of trademarking a name. The trademark should be in several first world countries (ideally all of Europe as well). You must have done this before and be an expert in trademark law and requirements. Your bid will eventually need to be changed to the cost of trademarking the names. Again, you must be very experienced in this because
I have 6000 company names and I need someone to google the name and paste the company website in my excel sheet. If there is no website, then the first 2 google search pages are required.
...[name of the article as seen in the pdf]" - list all the "Article # - [name of the article as seen in the pdf]" in the table in the appendix template, along with the publisher name / the source of the article (not the writer) For example, the first article will be "Article 1 - AML/CTF Risk Assessments", the second article "Article 2 - Overview ...
...have a list of internet domain names I would like to sell. I need someone to look at this list, find potential / suitable websites that would be interested in buying one of the internet domain names and then contact them (by email) to see if they would be interested in purchasing the domain and then inform me of any replies. I have a list of criteria
...Boston, MA, USA. We're doing market research on the B2B SaaS industry, and we're using the GetApp directory site to help guide our efforts. The goal of this project is to pull 1) company names and 2) company URLs from five (5) relevant directory pages on the GetApp site. We'll then use this list to further qualify companies in our target market. And if
...each course I will have a batch of students from whom certificates have to be printed. I will have their name on an excel. When I upload their name on to software I want individual copies of certificates coming out for each student. A few parameters will be fixed and few variable. I have certificate paper with design readily printed with me. So the
Research the names of the owners of branded drinks outlined in my excel files need to know the owner of particular alcohol brands
Similar to [pro zobrazení URL se přihlaste], but in Arabic and a simpler version of the site. Basically, people should be able to post articles (requires approval) under their own name (author name and bio). Others should be able to comment, like, share and give a star rating to the article. This is an ARABIC blog for ARABIC writers. So, everything should be in ARABIC.
Capture of All Social Media Sites for my two company names, then when the Logo and descriptions are complete to update all of them. Also suggest others to include. Facebook Twitter Instagram YouTube Yelp Pinterest Tumblr Snapchat
...aid with cleaning company names in a database that contains approximately 45,000 unique company names. We have identified several rules that we would like to be able to apply to the work. To provide some context, we would be looking for someone to help clean up our marketing database. At present we have carried out any company name standardisation
We are looking for someone to provide me with names and phone numbers for selected addresses in Legana, Tasmania. I have an excel spreadsheet (attached) with approx. 940 addresses and just need the occupiers name and phone number populated (if possible).
I need some changes to an existing website. I already have a design, I just need you to build it.
****Please read ad before bidding on project.*** I have 1000's of leads that need batch processing, need PHON# NUMBRS on those leads, latest PHON# NUMBRS please. Need you to process data and get PHON# NUMBRS for all those leads, or create macro file for me to be able to do it myself. Append PHON# NUMBRS, reverse search phone numbers using database
I have about 2,000 first and last names along with an address. I need these turned into email addresses. There is a service called Intellius that if you put in the full name and address it will give you a list of people with that name and you need to choose the one with the corresponding address and pull the email for that person.
I need you to copy and put in alphabetical order some name, addresses and number in excel. Thanks
I am looking for fluent US English copywriter for my little fashion store. There are products already included with pictures and size tables, but each of them needs to create product name (includes putting them into slug) and also write description corresponding with each product. I need also to check texts on other pages and correct them if needed
K zobrazení podrobností se zaregistrujte nebo přihlaste.
We own some very special one-of-a-kind high-valued internet domain names and we want to sell some of them. We need some ideas how to find a way to promote these high valued domain name sales, and to find a broker (who gets a 10% commission) who is able to sell these exceptional first class domain names.
I am looking for fluent US English copywriter for my little fashion store. They are already included with pictures and size tables, but each of them need to create product name(includes putting them into slug) and also write description corresponding with each product. I need also to check texts on other pages and correct them if needed.
...have a list of institutions and companies for which I am looking for contact details based on specfic job titles. I have attached a spreadsheet with the list in 2 tabs, first tab is the list of institutions and companies and the second list is the job titles I am interested in getting contact persons. I need someone to search the lists of companies/institutions
Create 70 conference name tags in PDF file for our company offsite. Will provide dimensions. Already have template in place.
I WANTED TO SELL MY CUSTOMER DATA INCLUDING NAMES, ADDRESS, CELL NUMBER AND EMAIL. US CITIZENS. My website is a ecommerce website we are doing online trading.
...contacto con todos ustedes. Gracias! Manténgase inspirado: [pro zobrazení URL se přihlaste] ********************************************************* ENGLISH: FREE COMPETITION! I dedicate myself to the design of logos (mainly) and I need a new name for me. I am currently called: "YourDesigns" but I want to change
An excel spreadsheet will hold the existing names of the files and the names that they must be changed too. The information for each file is contained in its own cell. 9 examples shown below: MP-JP-115_1 ([pro zobrazení URL se přihlaste]) E-VP-110-114_1 ([pro zobrazení URL se přihlaste]) E-T1-380-23_1 ([pro zobrazení URL se přihlaste]) E-T1-380-21_1 ([pr...
I need someone to walk me through the URL harvesting from company names in a Google Spreadsheet without my having to send you the data. One approach is partially in this video but this may not be the right approach. Your assistance is greatly appreciated. You will be paid $10 following a successful walk-through
...Sir/Madam, I have another isseu with the site for incorrect digital certificate, wondering if you can help. in this site: [pro zobrazení URL se přihlaste] if you look at its left site of the domain name, you can see it is in red and if you click on its "Not Secure" red text (on Chrome), then click Certifiicate, you will see the warning is about using it is using
We have around 500 product labels saved as word documents with the SKU as the file name, each day we get a csv export with a list of SKU's which we require printing. I would like something writing that would automatically print each label in the csv file in the same order it appears in the export. Some may be present more than once.


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A popular topic bubbled up during the past week, as college football's top 2012 teams—with one notable exception—homed in on securing BCS-game opportunities.
People wondered: Where would Ohio State be in the BCS standings if it were eligible for the postseason? What would have to happen for the Buckeyes to reach the national title game?
They might not ask that as often in the week to come after Saturday's decidedly unimpressive 21-14 overtime victory for the Buckeyes (11-0, 7-0 Big Ten) at Wisconsin (7-4, 4-3).
Yes, 11-0 is a big deal. Yes, Ohio State's first divisional crown since the Big Ten realigned is a big deal. No, it doesn't take a BCS game—in Pasadena or Miami—to validate the quality work that's been done within Urban Meyer's program over the past several months.
But can anyone who watched the Buckeyes be outgained 359 yards to 236—by a subpar Badgers team that was led by a third-string quarterback—possibly think Braxton Miller and his teammates are good enough to beat the unbeaten teams ranked above them?
OSU is good, mind you. Real good. But not quite good enough to warrant all these "what ifs."
"You can't say it's been perfect," Meyer said during the week of his team's performance this season.
After the game, Meyer was more effusive: "Our guys played their butts off," he said on the field.
"That was a great game."
But it wasn't a great game; it was an ugly game. It was Miller's worst game of 2012, no question about it—a combined 142 yards and zero touchdowns—and though Wisconsin's defense played very well, it was obvious Miller was off-kilter on nearly every dropback.
The Buckeyes' defense, despite knowing UW quarterback Curt Phillips couldn't hurt them, nevertheless allowed Montee Ball to rush for 191 yards and an FBS career record-tying 78th touchdown. The D made a huge fourth-down stop on Ball in the fourth-quarter, forcing a fumble inside the 1-yard line, but this was no better than an average outing overall for co-coordinator Luke Fickell's defense.
Wisconsin easily could've won this game and quieted much of the talk about whether or not it deserves to represent the Leaders Division in the Big Ten title game. There was that rare miscue by ball, only the second lost fumble of his great career. There was a missed field goal from straight-on in the fourth quarter by Kyle French. There was a dropped sure touchdown catch by fullback Derek Watt.
Ohio State—undefeated still, but far from perfect—was lucky to get out of Madison with win No. 11. Not that they'll be apologizing for anything back in Columbus.
GALLERY: Week 12 images


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Making a Mural
Philippa has often given talks about how she and Kennedy made their murals over the years. The photographs here were usually taken with this in mind. A well documented example of this process is the Exploration Obelisk in Bristol.
The mural panels on completion were to be about 12 feet high and the overall height including the sphere on top was to measure about 18 feet. For this sculptural piece drawings (below) at a scale 1:10 were submitted to the architect and client, together with a model (shown on the right) made of card, metal and wood. I was allowed to research for this project using images from rare mediaeval books kept in Wells Cathedral Chain Library.
When modelling begins, 10% has to be added to the work in raw clay to allow for the shrinkage which takes place during drying and firing in the kiln. We work with a grogged terracotta earthenware clay called Valentine's body. Grog is ground up fired clay and is added to stabilise the mixture. We often mix in a grey/white stoneware clay called St Thomas's body which fires at about 1120°C to a pleasing buff colour.
In early days I used to work on the floor, crawling about with hessian to divide the wet clay from the floor's surface. Later we began to use two inch thick polystyrene sheets as the backing.
The image on the left shows how the flattened clay magically sticks firmly to the vertical polystyrene surface as I model and texture away on an easel. The clay always needs to be kept damp during this process.
As well as adding clay coils and modelling the clay surface, I always use texture tools for pattern and richness. Kennedy introduced the idea of using rubber, resin and plaster press tools for impressing into the clay so buildings and details could be made more intricately and accurately.
Coloured slips (stained white clay) are often added at this stage to add variety later at the glazing stage.
The design is then cut up into sympathetic shapes which will survive the firing process. Not all pieces are the same size, and the cut lines can actually help the finished effect, rather like the lead which delineates the areas of coloured glass in a stained glass window. The pieces of clay now resemble a giant jigsaw puzzle and have to be numbered on the back. A numbered drawing is made to use as a key when re-assembling later.
The clay pieces are now dried slowly to prevent warping and cracking and when completely dry they are 'biscuit fired' in the kiln to about 960°C. Clay fired to this lower temperature is pretty porous and can easily accept the glazes which are then applied.
Here a tray contains dried clay pieces ready for the kiln.
Glazing is an interesting process. There are so many variables: it is always a mixture of careful knowledge combined with a kind of creative go-for-it. I nearly always mix my own glazes, using metallic oxides for colours which give subtle and natural effects. All sorts of transparent and opaque glazes can be applied and rubbed away to bring out the richness of the clay. Lustres and oxides can be added and coloured glass melted into recesses in the surface.
Amongst the rich decorative surfaces, I always leave some calm areas: unfussy and/or unglazed. 'Plain and purl, plain and purl' as my great mentor Peggy Angus used to say. A knitting term for those who don't know!
The glazed pieces have to be carefully loaded into the kiln because their position in the kiln affects the finished results. The glaze firing is at about 1120°C. Opening the kiln and seeing the results is always exciting. Sometimes the results are not quite right so pieces have to be fired more than once.
Gold and other enamel colours can be added at this stage and these are fired at a much lower temperature (about 800°C). Most 'raw' glazes appear grey or white. An octopus is seen in this picture with a raw glaze applied, which will appear grey-blue and brown once it has been fired.
Here the glazed creatures can be seen laid out on the polythene tracing. The pieces of ceramic are now being re-assembled for the last time, ready to be put into panel form.
This sculpture contained natural stone and at this stage stones were introduced into the background.
Many of our murals used (and still use) slate, pebbles and stone as a backing for the modelled and glazed ceramic. In early years it was acceptable for Kennedy and me to gather up stone and pebbles from the beach, and fortunately we did so in large quantities. I say fortunate because now this kind of activity can be seen as anti-social or even illegal.
Even after making many murals, we still have a good number of bags filled with various sizes and colours of pebbles. These are from both sea shores and river beds. We also built up a collection of slate from a worked out Cornish slate quarry.
In addition we have bags of different aggregates - stone from commercial quarries all over the country, of varying colours and crushed to different sizes. Aggregates are always 'legal', but they are tricky to obtain in relatively small quantities.
As seen here, the stones are sorted into boxes so that as we work we can select the sizes, colours and shapes we require.
The pieces of ceramic are now arranged with the washed stones on a board, as seen in the image on the left.
There is something of an art in sorting and arranging the stone so that it has a sweep and rhythm to echo the theme of the mural.
Here you can see the stone and pebbles being placed with the ceramic pieces into black resin mastic. This has to be done at some speed because resin cures quite quickly and the pieces must all be in place before the resin goes solid.
The resulting polyester resin and fibreglass panels can be made as a free-form shape or with straight edges as in this case.
It is worth saying at this point that the early murals, such as those at Leeds Bradford Airport, Greenwich District Hospital and North London Collegiate School, were made up in a different and more cumbersome way. In these murals, the pieces of ceramic and stone were placed into a cement render applied to concrete blocks. The resulting blocks were extremely heavy. This was an exciting medium but we could not assemble the panels in our studios.
Here, working on a wooden floor, Kennedy prepares the next resin panel.
Apart from any necessary cleaning, the panels are now ready for erection on the wall. They can be quite heavy and unwieldy so we rarely make them up in sizes larger than 6' x 2'. For many years, we tended to make panels to a size that would fit inside our Bedford camper van!
When erecting a mural, the panels are screwed back into the existing wall with brass or steel screws, which can be hidden with dabs of mastic so that they are hard to see.
This particular work was a piece of sculpture, with four ceramic panels forming the four sides of an obelisk. We worked in co-operation with master blacksmith James Blunt, who fabricated the supporting metal structure and made the armillary sphere which surmounts it.
The photos beneath show Kennedy and Daniel fixing a panel to the framework and Philippa emerging from the virtually completed obelisk.
Below is the finished sculpture which is still up today, located next to the floating harbour and between office blocks in the centre of Bristol. It can be seen over the river from outside the Theatre Royal, especially when it is flood-lit at night.


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Get up-to-the-minute developments at CNN's live blog on the disaster in Japan.
Tokyo (CNN) -- The owner of the stricken nuclear power complex in northeastern Japan said Saturday that it will hike the radiation exposure limit for its workers at the plant from 100 millisieverts per shift to 150 millisieverts, Japan's public broadcaster NHK reported.
Tokyo Electric Power Company said some workers at the Fukushima Daiichi plant have already been exposed to more than 100 millisieverts and that the company, citing the unprecedented nature of the crisis, has raised the limit to 150 millisieverts for some outdoor workers.
"This is a considerable amount of radiation," said G. Donald Frey, a medical physicist and professor of radiology at the Medical University of South Carolina. "The limit for radiation workers in the United States is 50 millisieverts per year, but we try to keep them to less than 5 millisieverts per year."
TEPCO said it is doing all it can to protect workers' health and that it will not return to the plant any worker already exposed to more than 100 millisieverts. Japan's Nuclear and Industrial Safety Agency said Friday that several hundred workers, including non-TEPCO employees, remained on site.
After a single acute exposure of 1,000 millisieverts, people tend to start feeling nauseated and vomiting, Frey said. At 5,000 millisieverts over the course of a few hours, "people start dying."
After exposure to 150 millisieverts per day, "you're definitely in the range where you have significantly increased risk of radiation-induced cancers."
For work involving recovery and restoration in an emergency operation, the International Commission on Radiological Protection recommends no more than 50 millisieverts in any given year. But in cases where the lives of a great number of people may be at stake, the ICRP says it recommends no restriction on dose as long as "the benefit to others clearly outweighs the rescuer's risk."
TEPCO Managing Director Akio Komiri, upon leaving a news conference Friday in Fukushima at which worker exposure levels were discussed, burst into tears.
The announcement came a day after the country's nuclear safety agency adjusted its assessment of the disaster.
NISA raised its rating for the most serious issues from 4 to 5 -- putting those problems on par with those in the 1979 incident at Pennsylvania's Three Mile Island.
TEPCO President Masataka Shimizu said Friday in a written statement that he was taking "very seriously" the increase in level of seriousness. "We sincerely apologize to all the people living in the surrounding area of the power station and people in Fukushima Prefecture, as well as to the people of society for causing such great concern and nuisance," he said.
According to the International Nuclear Events Scale, a level 5 indicates the likelihood of a release of radioactive material, several deaths from radiation and severe damage to a reactor core. Each step on the scale indicates an increase of 10 times the severity of the step below it, the International Atomic Energy Agency says.
The Chernobyl nuclear accident in the former Soviet Union rated a 7, the highest level on the scale, while Japan's other nuclear crisis -- a 1999 accident at Tokaimura in which workers died after being exposed to radiation -- rated a 4. The partial meltdown of a reactor core at Three Mile Island was deemed the worst nuclear accident in U.S. history.
But the rating change was not due to new problems at the plant, said Hidehiko Nishiyama, deputy head of the nuclear safety agency.
In fact, the situation at the plant -- while still serious -- did not worsen Friday for the second consecutive day, according to the IAEA.
The change instead came after engineers reviewed images showing damage to fuel rods and other structures inside the reactor buildings, Nishiyama said.
Despite the more serious assessment, no expansion of the 20-kilometer (12.4-mile) evacuation zone was necessary, Nishiyama said Friday at a briefing.
Earlier evacuation orders took into account the possibility of greater damage to the plant, he said.
IAEA Director General Yukiya Amano cautioned against reading too much into the raised disaster assessment. He said it's too early to compare the plant's situation to Three Mile Island, and he said the disaster unfolding at Fukushima is not like what happened at Chernobyl.
But Peter Bradford, a member of the U.S. Nuclear Regulatory Commission when the Three Mile Island incident occurred, said Fukushima is worse than TMI.
"In terms of severity, this accident left Three Mile Island in the rear-view mirror several days ago," he said.
Amano also appeared to defend Japan's evacuation response, saying that IAEA guidelines call for exactly what Japan has ordered -- an evacuation radius of 20 kilometers in the event of a reactor meltdown and a suggestion that people 20 kilometers to 30 kilometers stay inside.
U.S. officials have urged Americans to evacuate to a radius of 50 miles.
The level 5 rating applies to the plant's No. 2 and No. 3 reactors. The Japanese nuclear agency assigned a rating of 3 to the problems with the used storage pool at the No. 4 reactor. That's the spent-fuel pool that a U.S. nuclear official on Wednesday said had run dry, dangerously exposing fuel to the air.
Tokyo Electric Power Co. reported Friday that "we have confirmed that the water level of the pool is secured."
The decision to raise the level was announced as Japanese authorities came under fire Friday over the lack of timely information on the unfolding disaster.
People near the plant, which is 240 kilometers (150 miles) north of Tokyo, have expressed frustration over the lack of information from authorities, an official with a city government near the plant said.
"Evacuees, and that can be said of myself as well, are feeling anxious since we are not getting the needed information from the government in a timely manner," said Seiji Sato, a spokesman for the government of Tamura City, about 20 kilometers from the nuclear facility.
Work at the plant Friday focused on restoring electricity and trying to fill the spent-fuel storage pool at the No. 3 reactor.
Soldiers and utility employees sprayed about 50 tons of water from seven fire trucks into the No. 3 reactor building in an effort to refill the pool there, Kyodo News reported.
It was unclear how effective the effort was, said Chief Cabinet Secretary Yukio Edano.
"We observed vapor after the water was (shot in), so we believe that water did reach the pool, for sure," he said.
The storage pool at the No. 4 reactor also remains a concern, Graham Andrew, special assistant to the IAEA director, told reporters Friday.
But efforts to cool three damaged reactors with sea water appeared to be working, Andrew said. Despite damage to the nuclear core at each reactor, each appeared relatively stable, the IAEA reported.
Of the plant's other three reactors, one had no fuel in it and two were being cooled by emergency generators that crews got working on Friday, the IAEA said. They were helping restore water to the reactors' spent-fuel ponds and lower the reactors' temperature, the agency reported.
The effort to restore offsite power to the site also continued. Officials had hoped to have power to part of the plant restored by Friday, but the work was progressing slower than expected, they said.
Japanese officials have studied a plan to dump tons of sand and concrete on the plant to encase it, putting out any fires and preventing further radiation from escaping, Nishiyama said. But he said they have ruled out such a course as "not a realistic option" and will focus instead on restoring power and cooling fuel.
Significant amounts of radiation were released after the 9.0-magnitude earthquake on March 11 was followed by a tsunami that knocked out the plant's backup power generators.
Radiation levels Thursday hit 20 millisieverts per hour at an annex building where workers have been trying to re-establish electrical power, "the highest registered (at that building) so far," a Tokyo Electric official told reporters.
By comparison, the typical resident of a developed country is naturally exposed to 3 millisieverts per year.
The company said Friday afternoon, though, that radiation levels at the plant's west gate, at 0.26 to 0.27 millisieverts, had been fairly stable over the prior 12 hours.
As of Friday, monitoring of radiation levels at 47 sites across Japan showed minor increases in radiation, but at doses that are "far from levels which would require action," Andrew said.
An initial sampling of the air in Tokyo by IAEA monitors on Friday found no evidence of radioactive materials there, Andrew said. A second sampling was scheduled for Saturday.
CNN's Brian Walker, Stan Grant and Steven Jiang contributed to this report.


text: Aesthetic wow-factor is always best in double doses. Case in point: the recent Untouched premiere at MIYO Home. In collaboration with Amigos for Kids, the design showroom hosted an exhibition of travel photography by Noelia Madiedo that showcased some of the artist's most captivating scenes featuring locales from Havana to the Far East. Madiedo herself personally introduced 25 limited-edition works that were then made available for sale at the showroom. Among the guests indulging in wanderlust and discussing their own upcoming summer getaways were landscape designer Fernando Wong, Deco Drive host Louis Aguirre, Dr. Julio Gallo and philanthropist Susie Wahab. –Photography by World Red Eye


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SOURCE: TransUnion
May 21, 2013 06:00 ET
CHICAGO, IL--(Marketwired - May 21, 2013) - The national credit card delinquency rate (the ratio of borrowers 90 or more days past due) decreased to 0.69% in Q1 2013 from 0.73% in Q1 2012. The delinquency rate experienced a sharp 18.8% seasonal decline from the end of 2012, when it stood at 0.85%.
Average credit card debt per borrower also dropped 1.7% to $4,878 in Q1 2013 from $4,962 in Q1 2012. On a quarterly basis, card debt decreased 4.8% from $5,122 in Q4 2012.
This information is reported by TransUnion and is part of its ongoing series of quarterly analyses of credit-active U.S. consumers, evaluating how they are managing credit related to mortgages, credit cards and auto loans.
"We traditionally see credit card delinquencies and balances decline during the first three months of the year as many people pay down their holiday shopping balances or use their tax refunds to pay off their debts," said Ezra Becker, vice president of research and consulting in TransUnion's financial services business unit. "In addition to the seasonal quarter-over-quarter drop, the year-over year improvement in credit card delinquencies is indicative of how consumers continue to value their credit card relationships."
Since the beginning of the recession at the end of 2007, the credit card delinquency rate has declined five out of six times during the first quarter of the year on a quarterly basis. The average first quarter decline for this same timeframe has been 7.2%.
Only 12 states saw rises in their delinquency rates year over year, with Massachusetts and North Dakota the only ones to experience double-digit basis point increases -- and those from low starting points.
On a more granular level, 65% of metropolitan statistical areas (MSAs) saw declines in their respective delinquency rates in Q1 2013 relative to one year ago. This is significantly improved over the previous quarter, when only 33% of MSAs experienced year-over-year decreases. Some of the MSAs that experienced the largest year-over-year decreases in Q1 2012 included Seattle (28.1% decline from 0.57% to 0.41%), Denver (26.9% decline from 0.67% to 0.49%) and Salt Lake City (22.6% decline from 0.62% to 0.48%).
The TransUnion quarterly analysis of credit card performance also examines origination rates, which are evaluated one quarter in arrears to account for the reporting lag of new accounts. In Q4 2012, new credit card originations dropped 1.6% relative to Q4 2011 (from 7,695K to 7,570K accounts). The share of non-prime, higher-risk originations (with a VantageScore® 2.0 credit score lower than 700 on a scale of 501-990) was 28.14% in the Q4 2012, slightly below the same time one year ago (28.38% in Q4 2011), but higher than the 27.72% observed in Q4 2010.
"Though fourth quarter credit card originations had dropped compared to the prior year, the number of new credit cards entering the marketplace is still significantly greater than what we saw just a few years ago," explained Becker.
Based on current economic assumptions, TransUnion forecasts credit card delinquencies to increase slightly to approximately 0.71% in the second quarter of 2013. This forecast is based on seasonality effects and various other economic factors such as anticipated gross state product, consumer sentiment, disposable income, and employment conditions. The forecast changes as the economy deviates from a conservative economic forecast, if there are unanticipated shocks to the economy affecting recovery, or if lenders materially change their underwriting standards.
Q1 2013 Credit Card Statistics - Delinquency Rates
Q1 2013 Credit Card Statistics - Credit Card Debt Per Borrower
Supporting Resources/Links
TransUnion Trend Data Interactive U.S. Map
TransUnion 4Q12 Credit Card Statistics
TransUnion Credit Monitoring Study
TransUnion Payment Hierarchy Study
TransUnion Deleveraging Analysis
TransUnion on Twitter
TransUnion's Trend Data database
TransUnion's Trend Data is a one-of-a-kind database consisting of 27 million anonymous consumer records randomly sampled every quarter from TransUnion's national consumer credit database. Each record contains more than 200 credit variables that illustrate consumer credit usage and performance. Since 1992, TransUnion has been aggregating this information at the county, Metropolitan Statistical Area (MSA), state and national levels. For the purpose of this analysis, the term "credit card" refers to those issued by banks.
About TransUnion
As a global leader in information and risk management, TransUnion creates advantages for millions of people around the world by gathering, analyzing and delivering information. For businesses, TransUnion helps improve efficiency, manage risk, reduce costs and increase revenue by delivering high quality data, and integrating advanced analytics and enhanced decision-making capabilities. For consumers, TransUnion provides the tools, resources and education to help manage their credit health and achieve their financial goals. Through these and other efforts, TransUnion is working to build stronger economies worldwide. Founded in 1968 and headquartered in Chicago, TransUnion reaches businesses and consumers in 33 countries around the world on five continents. www.transunion.com/business
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The Heritage State Park visitors center will remain closed for the time being after the state in December cut $100,000 earmarked in the state budget to make repairs to the former fire station.
The center opened in the 1980s as the headquarters of Gardner Heritage State Park. The park also includes Dunn Pond and 130 surrounding acres. The center was closed in 2002 because of budget cuts. Since then the city has attempted several times to get the building reopened.
"This was not expected," Mayor Mark P. Hawke said. "We thought it was safe because this was a specific line item."
The money fell victim to state budget cuts last month. Money had been earmarked in the state budget for repairs to the building's roof, heating, ventilation and air conditioning systems, security cameras and for elevator repairs. Along with serving as Gardner Heritage State Park headquarters, the building was used to house a display of artifacts of Gardner's furniture making history. The building also served as a temporary home for the Montachusett Veterans Outreach Center before its new building was opened nearby on Central Street.
In June, the money for the project was vetoed by Gov. Deval Patrick, but it was restored in July through overrides by the state House of Representatives and Senate. Then, it was cut in December.
Mr. Hawke said the hope is the money will be restored once again. He said after the December cuts were made, it was announced that the State Department of Conservation and Recreation would receive money for capital projects and the money for the park would be part of the department's capital plan.
"I called them and said this needs to be on the top of the list," Mr. Hawke said.
The mayor said the vacant building is in the city's downtown. He said he considers it a priority to get that building occupied again. Although there has been interest in renting the building, he said nothing can be done until the repairs are made.
The mayor has not sat still waiting for the state to repair the building. He has sent the governor's office notification that the state is in violation of city ordinance as the owner of a vacant or abandoned building. The mayor said the state has not complied with the ordinance, by failing to notify the city of its plans for the future of the building. Building owners found in violation of the ordinance may be fined up to $300 per day. Since he sent the notice to the governor's office, he has heard from Secretary of Environmental Affairs Rick Sullivan, who said the state is working on getting the building back in operation.
Mr. Hawke said he is frustrated by state inaction on the building, which the city deeded to the state for $1 when Heritage State Park was created.
"For 10 years they've left it vacant," he said. "It is the only Heritage Park visitors center that is closed."
The state has nine Heritage State Parks, in Gardner, Fall River, Holyoke, Lowell, Lawrence, Lynn, North Adams, Roxbury and Uxbridge.


text: caffeine 3,443 Posted May 24, 2015 Stock UI - Icon Pack v72.0Requirements: 4.0+Overview: This icon pack is the result of almost 2 years of constant updates, where skills and design techniques improved.Unique shape with washed colours and 3d effect, this is a must have pack. My philosophy is focused on customers and that's why i preferred to revamp the entire pack instead of work on a new one.Enjoy the original, classic, Stock UI - The New One.Features*2600+ HD Icons*Icon Masking for unthemed apps*22 Cloud Wallpapers - for tablets i suggest you to download to sd and then set manually*Muzei Support*Behang Support for BLink*Dynamic Calendars*Alternative Drawer & App icons*Icons Request - note that only most requested ones will be added each week*Works with those launchers: Nova/Apex/Adw/Atom/Holo/ActionPro/Trebuchet/Go/Smart/Unicon (Icon Themer)/Aviate/Next/Inspire/KK/Nine*Compatible with CM12 Theme ChooserWidgets that appear in screenshots are from my Phoenix Zooper appGo users : currently it doesn't support icon masking. Go to preferences -> Icons -> TICK OFF "show icon base"How to apply Alternate Icons, video tutorial here: http://spam.com/9d6Bn0Follow my work, updates, wallpapers and more on social networks :Google + - https://plus.google.com/u/0/+AndreaCorvi/postsTwitter - https://twitter.com/AndreaCorviTags: #Nova.themeWHAT'S NEW- New Icons- Activity Fixes- Thanks for your support!This app has no advertisementsMore Info:https://play.google.com/store/apps/details?id=com.djskarpia.stockui'>>https://play.google.com/store/apps/details?id=com.djskarpia.stockuiDownload Instructions:Stock UI - Icon Pack v72.0.apk - 23.3 MB Share this post Link to post Share on other sites


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City of Chula VistaHome Menu
Library Calendar
All Ages Adult Programs Teen Programs Kids Programs Early Childhood (0-3)
Homework Help
- Date: 05/23/2018 4:00 PM - 6:00 PM
- Location: Otay Ranch Town Center Library Branch
2015 Birch Road Suite 409
Chula Vista, California 91915
Need help with a homework assignment? Let our volunteer tutors help you. Tutoring is offered on a first come, first serve basis.Return to full list >>


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Very old rhyming slang for tits - has been used since the 18th Century in the UK.
"Look at the threepenny bits on that chick - they're popping out, man"
"I shot my wad all over her threepennys..."
"I shot my wad all over her threepennys..."
by Real cool trader April 04, 2008
Threepenny Bit are a traditional folk band based in Southampton. They are famous for having a drum kit made out of bits and pieces, and busking in the streets of Hampshire on a daily basis.
Did you see that band on the street in the rain today busking? That be Threepenny Bit.
by nichols31290 November 03, 2011
Cockney rhyming slang for "shit"
"I ate bad food and got a terrible case of the threepenny bits"
by callandanswer December 24, 2007


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This was an unexpected find while visiting a cemetery. Which you can see in the back ground of the historical marker. On the back of this marker it says "Locally known as the Old Spanish Fort" but it was named Fort Ancient after a study of more than 40 years by Dr. E. M. Shepard, an archaeologist and geologist.
Located at Spanish Fort Cemetery aka Fort Ancient Cemetery in Mount Vernon, MO.
Fort Ancient believed to
have been constructed
by a group of eastward
migrating mound builders,
a band of Indians
probably long antedating
the Osages, on their way
to what is now Ohio.
These earthworks are a
small replica of the
Ohio, where this
prehistoric group reached
it's greatest culmination.
This tribe probably had
it's village in the valley,
and used these
fortifications for defense.
First pioneers describe
the walls as originally
about 5 ft high and the
moat 2 ft deep.
Springfield University
Club Historical Marker
No. 16 Erected Oct 1930
I was unable to get photos of the mounds due to the over grown grass. But I was able to find this photo posted on http://www.waymarking.com/waymarks/WM1300_FORT_ANCIENT_Ozark_Mountians By GEO*Trailblazer1.
You can see the mound that runs along under the marker and turns and runs left from the marker. The marker says the mounds were originally about 5 ft high, some believe they were as much as 15 ft high.
Springfield - Greene County Library
A Fun Note: This cemetery is said to be haunted and many have witnessed glowing red lights that sometimes appear around the cemetery. Guess I should plan a night time trip back with a video camera. Sadly I did not experience any paranormal activity while I was there.


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How To Become A Surgeon in Nebraska
In order to qualify for Surgery jobs in Nebraska, you should compare all available technical schools in your target area, as well as consider taking some of your courses online. Check with each nursing school below for assistance with certificate program requirements, degree prerequisites, and class registration. You may request information from several different schools below, without making a commitment.
To prepare for Surgery careers in Nebraska, you need to complete a technical education in your specialty area, as well as consider taking part of your required courses online. Which college degrees give you the best chances of finding employment after graduation? As the entrance requirements for engineering programs vary, learn about the various specialization options available. Check with the heart surgery department for course registration deadlines, and engineering program requirements.
Surgeons treat injuries, diseases, and deformities through operations. Using a variety of instruments, a surgeon corrects physical deformities, repairs bone and tissue after injuries, or performs preventive or elective surgeries on patients. Although a large number perform general surgery, many surgeons choose to specialize in a specific area. Specialties include orthopedic surgery (musculoskeletal system), neurological surgery (brain and nervous system), cardiovascular surgery, and plastic or reconstructive surgery.
M.D.s and D.O.s seeking board certification in a specialty may spend up to 7 years in residency training; the length of time varies with the specialty. To become board certified, candidates must complete a residency program and pass a specialty certification exam from a certifying board including the American Board of Medical Specialties (ABMS), the American Osteopathic Association (AOA), or the American Board of Physician Specialties (ABPS). Beyond major requirements within the heart surgery department, you may consider Furman University chemistry seminar as a complementary elective.


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EO Media Group
PENDLETON, Ore. — Faced with a record wildfire season in 2013, the Oregon Department of Forestry spent an estimated $121.6 million battling large blazes across the state — primarily in southwest Oregon, where the Douglas and Big Windy complexes burned a combined 76,234 acres.
Frequent bouts of lightning also sparked an above-average number of fires in the agency's Northeast Oregon District, where forest fuels and grasses dried out weeks ahead of schedule. But local crews held their own, pouncing aggressively on new fires before they had the chance to spread.
District Forester John Buckman said initial attack was critical to their success, especially as resources were spread thin at the height of a busy year. The fiscal cupboard was already bare, and another large fire might have overwhelmed the system.
"That added a little extra incentive," Buckman said. "We were fortunate to have a handle on it the way we did."
Wildfire season isn't quite over in Eastern Oregon, though recent rain and cooler weather allowed district officials to lift use closures on Tuesday. The Northeast Oregon District covers about 1.8 million acres in Umatilla, Baker, Union and Wallowa counties, as well as portions of Grant, Malheur and Morrow counties.
A total of 96 fires started in the district since fire season was declared July 1, though firefighters held most to just several acres in size. Approximately 275 acres of ODF-protected land burned through the region, well below the 10-year average of 2,000 acres.
That figure bucks statewide tallies, where large fire complexes from outside Grants Pass to near The Dalles scorched 140,400 acres of ODF land — the most since 1951, shattering the 10-year average of 12,876 acres.
On the Umatilla National Forest, Fire Staff Officer Brian Goff said their suppression activities were also highly successful. Their largest fire, the Vinegar fire, burned 1,351 acres in the Greenhorn Unit of the North Fork John Day Wilderness Area, and should be fully contained by the end of the month.
Fire danger is moderate through the forest, Goff said, and could drop to low soon depending on the weather.
"We had regular lightning that kept our folks busy through August and early September," Goff said. "We certainly utilized a lot of resources to keep those fires contained."
Bret Ruby, fire staff officer on the Wallowa-Whitman National Forest, said they also dealt with lightning and responded quickly to put out fires before they could grow. Their largest was the 530-acre Cuba fire 30 miles east of Joseph, on the Idaho side of the Snake River.
The U.S. Forest Service does not declare a formal fire season, though public use restrictions were lifted a week ago in both forests.
While ODF-protected lands bore the brunt of wildfires this season, spokesman Rod Nichols praised interagency cooperation with the USFS, Bureau of Land Management and rural fire departments. Fire crews coordinated well, shoring up resources and keeping a bad situation from getting any worse.
"It was a great effort," Nichols said. "All the agencies just coordinate and fight fire. They're pretty jurisdiction-blind when it comes to putting out fire."
The Wildfire Protection Act, signed by Gov. John Kitzhaber July 8, leveraged an additional $2.5 million for fire suppression resources, which helped pay for two single-engine air tankers stationed at La Grande. Buckman said the funding certainly paid big dividends in the district.


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F. Jay Haynes (1853-1921) iphone x case by Granger. Protect your iPhone X with an impact-resistant, slim-profile, hard-shell case. The image is printed directly onto the case and wrapped around the edges for a beautiful presentation. Simply snap the case onto your iPhone X for instant protection and direct access to all of the phone's features!
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F. JAY HAYNES (1853-1921). American photographer. Photographed at the Great Falls of the Missouri River, Montana, c1880.
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Minnesota Twins Josh Willingham Returns, Ryan Doumit to DL
Minnesota Twins outfielder Josh Willingham will return for the first time since having knee surgery on June 3. Willingham has been playing in Triple-A Rochester and has gone 1-for-9 from the plate, while hitting a home run.
In other Twins news, Ryan Doumit will go to the seven-day disabled list after suffering an injury against Houston last Sunday, where he took a foul ball off his catcher's mask. Doumit was believed to sustain a concussion.
In the Twins doubleheader on Friday, Kyle Gibson will make his eighth big league start in the afternoon and Liam Hendriks will start the nightcap. Gibson is 2-3 with a 6.69 ERA with 20 strikeouts. Hendriks has been in Triple-A for much of the season after a 4.66 ERA in two starts to start the year. In his last eight starts in Triple-A, Hendriks has a 4.10 ERA.
For the White Sox, John Danks will pitch against Gibson, and former Twins draft pick, Charlie Leesman will make his MLB debut against Hendriks. Leesman was picked in the first round of the 2005 first year player draft by Minnesota.


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When I pronounce letter ain, there is ghunnah, so how to avoid from the ghunnah?
what are the techniques to pronounce letter ain correctly?
when i pronounce letter ain, there is ghunnah, so how to avoid from the ghunnah?
This is not an uncommon mistake and is often found in the Muslims from East Asia.
If we don't use the correct articulation point correctly on any letter, we many times compensate with an incorrect component. The most important thing to do is to practice saying the using the correct articulation point: the middle of the throat. Since the letter comes from the same articulation point, and if you pronounce the correctly, you can try alternating between saying a hamzah with a fathah followed by a saakinah, then the same for the rapidly right after one another. You should pinch off your nostrils while doing this to check if you still have a ghunnah. If the sound lessens or disappears while saying the , then you know the ghunnah is still present.
The other thing to practice is driving the sound out through your mouth and not letting the sound go up through your posterior nasal passage.
This will take practice and patience, as it may be that you have been saying it incorrectly for years. As always, we need to turn to Allah in dua' for help in fixing our mistakes and with His help, lots of practice and patience, insha' Allah you will be able to say it properly soon.
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Featured News - Current News - Archived News - News Categories
Deal strengthens upstate New York franchise; provides customers with added convenience and access
Press release
KeyBank has completed its acquisition of 37 retail banking branches owned by HSBC Bank NA in Buffalo and Rochester. This transaction strengthens Key's ability to provide exceptional service to consumer, business banking and private banking clients in these markets while growing its presence and acquiring new customers.
The acquisition, which adds approximately $2.1 billion in deposits and $260 million in loans, respectively (excluding approximately $70 million in credit card loans, which is scheduled to close in September 2012), brings to 74 the number of branches in Key's Western New York district and 26 in its Rochester district.
"We are excited by the possibilities this transaction offers KeyBank and our customers in this market," said Gary Quenneville, president, KeyBank's Western New York district. "It enables Key to expand the reach of our award-winning customer service, acquire new customers and offer greater convenience to those we serve. We're also proud to support the communities where we do business."
He said that Key donates approximately $500,000 annually in actual and in-kind services to support Buffalo-area charitable organizations and approximately $200,000 annually to organizations in the Rochester area.
"Acquiring these branches enables Key to grow by acquiring customers and expanding our branch network," noted Hugh Donlon, president, northeast regional, Key Community Bank, which serves consumers, small and medium-sized businesses. "Customers will enjoy the added convenience of more banking locations, exceptional service and a broad selection of products, all from a bank that is financially strong and committed to these markets."
"KeyBank has earned an enviable record for delivering an excellent customer experience," Donlon added, "and we're looking forward to providing our new customers with award-winning service." Learn more about Key's nationally recognized service acumen.
Under the terms of the transaction, KeyBank paid 4.4 percent premium on deposits, or approximately $95 million based on current deposit balances. The assumed deposits consist primarily of transaction and savings accounts. The purchased loans consist entirely of in-market performing loans, primarily residential real estate loans. The agreement excluded all commercial loans and deposits for clients with annual revenue greater than $30 million.
HSBC customers were mailed a welcome kit last month with all of the information they need to transition to becoming a KeyBank customer. For additional information and answers to frequently asked questions, visit Key's dedicated conversion website athttps://www.key.com/about/welcome-hsbc-clients.jsp.
Key offered employment to substantially all of the HSBC employees at the acquired branches.