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Fully integrated with GovReports for reports lodgment capability, so when it comes to time to meet compliant reporting obligations, the clear efficiency factors kick in as less time is consumed to prepare tax and or financial reports for lodgment, saving time and money, and reduce the risk of data entry errors.
Even suitable for those who do not want to manage complex system or have had any exposure to accounting software previously.
Core features including general ledger, debtors, creditors, payroll, imported bank feeds and a range of reports to suit your and client's needs.
The Terms are binding on any use of theGovReports Service and apply to You from the time thatGovReports provides You with access to theGovReports Service.
Please read our Terms and Conditions carefully.
If you are a direct competitor to GovReports, you may not use GovReports without GovReports's explicit, advance, written consent.
GovReports reserves the right to change these terms and conditions at any time, effective upon the posting of the modified terms and conditions. Whilst GovReports will make every effort to communicate these changes to You via email or notification via the Website. It is likely the terms of use will change over time. It is Your obligation to ensure that You have read, understood and agree to the most recent terms available on the Website.
By registering to use GovReports, You acknowledge that You have read and understood these Terms and have the authority to act on behalf of any person or entity for whom You are using the Service.
1. Definitions
means these Terms of Use.
means a unique account established by the Subscriber to gain access to and use GovReports services and where applicable, to enable its Authorised users to access and use GovReports.
"Authorised User"
means any single employee or agent of Subscriber, identified by a unique email address or username, who is registered under the Account, provided that no two persons may register or use GovReports as the same Authorised User.
"GovReports On Demand Service"
means GovReports' Pay-Per-Use or Lodgment of selected compliance reports, which provides online access for registered users to prepare and lodge reports to SBR ready Government agencies with acknowledgement and lodgment receipts.
means the report lodgments as part of the GovReports service package on offer which subscriber has paid to access and use.
"Lodgment Count"
means the number of lodgment made by Subscriber and its Authorised User or set by GovReports as part of the service on offer
means the individual or entity that purchases a Subscription, creates an Account, accepts this Agreement (whether on behalf of itself or a legal entity) and ensures that Authorised Users comply with this Agreement. Subscribers may be referred to in this Agreement as "You" and "Your" may be used to describe rights or duties associated with Subscriber.
"Subscription Plan"
means the various services and plans that can be purchased on the Site or from an Authorised GovReports reseller or partner. Purchase of a Subscription Plan grants Subscriber the right to access and use GovReports for a specified period, subject to this Agreement and in exchange for Subscriber's payment of scheduled fee. Depending on the services selected, each Subscription Plan has restrictions and requirements that outline the services on offer and features that Subscriber will be able to access.
"Confidential Information"
includes all information exchanged between the parties to this Agreement, whether in writing, electronically or orally, including the Service but does not include information which is, or becomes, publicly available other than through unauthorised disclosure by the other party.
means any data input by You or with Your authority into the Website/Site.
"Lodgment Data"
means the metadata associated with a successful lodgment to an end agency or SBR ready Government departments (such as transaction history, method and time of lodgment, preparer, lodger, entity or client name, ABN, payees, contact details and related information) and maintained by GovReports in order to establish the digital audit trail required by GovReports Lodgment and related Services.
"Auditing Trail"
means transaction details and report lodgment records and data are maintained and managed by GovReports in accordance with SBR compliance requirement for at least 5-7 years as part of the digital auditing trails.
"Intellectual Property Right"
means any patent, trade mark, service mark, copyright, moral right, right in a design, know-how and any other intellectual or industrial property rights, anywhere in the world whether or not registered.
GovReports is protected by Australian and international patents.
means the online accounting, personal finance management, lodgment and related services made available (as may be changed or updated from time to time by GovReports via the Website).
means the Internet site at the domain www.govreports.com.au or any other site operated by GovReports.
User Licence means a license enabling an Authorised User to access a Subscriber Account.
"Additional User Licences"
means any person or entity, other than the Subscriber, that uses the Service with the authorisation of the Subscriber from time to time and depending on the User License type and Forms subscription access.
GovReports grants You the right to access and use the Service via the Site with the particular user roles available to You according to Your subscription type. This right is non-exclusive, non-transferable, and limited by and subject to this Agreement. You acknowledge and agree that, subject to any applicable written agreement between the Subscriber and the Invited Users, or any other applicable laws.
The Subscriber determines who is an additional Authorised User and what level of user role access to the relevant organisation and Service that Additional User has and is responsible for all Additional Authorised Users' access and use of the Service.
The Subscriber controls each Additional Authorised User's level of access to the relevant organisation and Service at all times. The Subscriber can revoke or change an Invited Authorised User's access, or level of access, at any time and for any reason, in which case that person or entity will cease to be an Invited Authorised User or shall have that different level of access. If there is any dispute between a Subscriber and an Invited Authorised User regarding access to any organisation or Service, the Subscriber shall decide what access or level of access to the relevant Data or Service that Invited Authorised User shall have, if any.
2. Data Security
Information that you provide us to use the Service such as client and business information and information populated in each Form will be stored in theGovReports cloud and compliant with Australian privacy regulations and information security practices.
3. Free Trial & Special Offers
3.1 If you register for a free trial, promotional offer or other type of limited offer ("Free Trial"), GovReports will make available to you a free or discounted and or limited version of GovReports services until
a. the end of the free trial period;
b. the start date on which you purchase GovReports service;
c. termination of your use of GovReports Service, either by you or GovReports in its sole discretion. You may be presented with additional terms and conditions when registering for a Free Trial, and any such additional terms and conditions are hereby incorporated into this Agreement and are legally binding.
3.2 The version of GovReports Service that is available for a Free Trial may not include or allow access to all features or functions.
3.3 Notwithstanding the warranties described in the later sections , during a Free Trial GovReports service is provided "as is" without any warranty that may be set forth in this Agreement.
4. GovReports Services
4.1 During the Term of Subscription and subject to this Agreement, Subscriber will have the right to register for an Account and, where applicable, register Authorized Users, who may access and use GovReports services as specified on the level of subscribed plan that you select or pay for. GovReports will provide reporting, lodgment and related services in accordance with the specifications of your subscription package. You must be a tax payer or an employee of the subscriber or an authorised representative of an entity or an authorised and registered Tax Practitioner Board tax professional to register for an Account and use. The right to use GovReports is limited to the Subscriber and its Authorized Users, and Subscriber may not resell or otherwise provide or assist with the provision of GovReports for the benefit of another party or as part of a service Subscriber offers to any third party or as a sublicensed arrangement.
4.2 GovReports will provide customer support to Subscriber in accordance with the package that is specified in the Subscription Plan selected by Subscriber, and that is further detailed on the Site.
5. Subscriber Responsibilities
5.1 GovReports is accessible via the internet. Subscriber is responsible for obtaining the necessary equipment and internet connection in order to access and use GovReports services
5.2 Between GovReports and Subscriber, Subscriber has exclusive control over and responsibility for the content, quality, and format of any reports created. All lodged data and reports stored by GovReports on the System are maintained in an encrypted form, and GovReports has no control of or access to their contents;
5.3 GovReports is not responsible for determining how financial and reporting data are entered and retained or stored by Subscriber under any applicable laws, regulations, or legal or administrative agency processes. Further, GovReports is not responsible for or liable to produce any of Subscriber's reports or records of lodgment or other documents to any third parties;
5.4 Between Subscriber and GovReports, Subscriber is solely responsible for the nature and content of all materials, works, personal and financial data, statements, and other contents or materials submitted by any Authorized User or otherwise processed through its Account or GovReports services;
5.5 Subscriber may use GovReports services only for compliance, regulatory and lawful purposes and solely in accordance with this Agreement and subject to GovReports's other terms of use, Privacy Policy, rules or policies that may be applicable to GovReports Services. Subscriber may not store, transmit, upload or share through GovReports services any materials or otherwise engage in any conduct that:
(i) violates or infringes upon the intellectual property rights or the privacy or publicity rights of any person or entity or that may otherwise be unlawful or give rise to civil or criminal liability;
(ii) involves uploading, importing, emailing, lodging, submitting or otherwise making available content or data that Subscriber does not have the right to make available under any law or under contractual or fiduciary relationships (such as insider information, proprietary and confidential information learned or disclosed as part of employment relationships or under non-disclosure agreements, etc.);
(iii) is intended to or is likely to damage, disable, overburden, or impair the System or GovReports services or otherwise interfere with the use or enjoyment of GovReports services by others, including, but not limited to materials or files that contain viruses or any other computer code, files or programs that interrupt, impair, destroy or otherwise limit in any way the functionality of any computer software or hardware or telecommunications equipment, or otherwise permit the unauthorized use of a computer or computer network;
(iv) in any way that constitutes or encourages conduct that could constitute a criminal offense.
5.6 Subscriber's statutory responsibilities include:
a. nominate GovReports as the hosted SBR service provider from the Australian Tax Office(ATO) via Access Manager or via ATO call centre in order to access the reporting service on GovReports for all ATO compliance and regulated report lodgments; or
b. has the authority to use the AUSkey and any other information required to access the Payroll Tax Services or any other government services besides ATO compliance and regulated reports;
c. has provided information that is accurate, current and complete and that it has the right to provide such information to GovReports for the purposes of obtaining the service and reports lodgment to SBR ready government agencies; and
d. agrees to keep its Account information up to date and accurate and maintain the confidentiality of its Authorised User Account password and log in information.
e. will ensure that any Authorized User associated with its Account will comply with the relevant terms of this Agreement.
6. Payment of Services
6.1 The prices, features, and service options of GovReports depend on the Subscription Plan purchased by Subscriber as well as any changes instigated by Subscriber. For example: (a) if you add Authorized Users or more business entities or services than the set quotas of the subscription plan, GovReports will charge the applicable subscription amount for each additional Authorized User or service; or (b) if you add more reporting entities than are included in the Subscription Plan, GovReports may charge for additional fee. You may also purchase optional services on a periodic or per-use basis. GovReports may change the prices for or alter the features and options in a particular Subscription Plan without notice.
6.2 You will pay on time to GovReports all fees associated with your Subscription Plan, Account or use of GovReports services, including, but without limitation, by Authorized Users. Charges for pre-paid Subscription Plans will be billed to Subscriber in advance. Charges for on demand use purchases and standard Subscription Plan charges will be billed in arrears.
6.3 Payment for services can either be paid by credit cards or direct debit and or direct deposit with pay by invoice option on an annual basis or monthly basis depending on your subscription specification and selection. All fees are in Australian Dollars and inclusive of GST.
6.4 When you register for an Account, you must provide accurate and complete information for a valid credit card that you are authorized to use or complete the bank direct debit form for automatic monthly or annually payment. You must promptly notify us of any change in your invoicing address and must update your Account with any changes related to the credit card used for payment if select and prepay for services annually. By completing your registration for the Subscription Plan, you authorize GovReports or its agent to charge your credit card on a recurring (e.g. monthly or yearly) basis ("Authorization") for (a) the applicable Subscription Plan charges; (b) any and all applicable taxes; and (c) any other charges incurred in connection with your use of GovReports services. The Authorization continues through your Term of Subscription and any Renewal until you cancel as set forth in this Agreement.
6.5 If GovReports does not receive payment from your credit card provider or nominated bank account, you agree to pay all amounts due upon demand. Any amount not paid when due will be subject to interest charges equal to 2% of the unpaid balance per month or the highest rate permitted by applicable law, whichever is less, determined and compounded daily from the date due until the date paid. You will reimburse any costs or expenses (including, but not limited to, reasonable legal fees) incurred by GovReports to collect any amount that is not paid when due. GovReports may accept payment in any amount without prejudice to GovReports' right to recover the balance of the amount due or to pursue any other right or remedy. Amounts due to GovReports may not be withheld or offset by Subscriber for any reason against amounts due or asserted to be due to Subscriber from GovReports.
6.6 GovReports will issue an invoice for services requested or renewal and receipt on payment. You agree to notify us about any billing problems or discrepancies within 30 days after they first appear on your invoice. If you do not bring such problems/discrepancies to our attention within 30 days, you agree to waive your right to dispute such problems or discrepancies.
6.7 You may receive or be eligible for certain pricing structures, discounts, features, promotions, and other benefits (collectively, "Benefits") through a business or industry body's strategic agreement or directly with us (a "Business Agreement"). Any and all such Benefits are provided to you solely as a result of the corresponding Business Agreement and such Benefits may be modified or terminated without notice.
7. Refund Policy
No refund will be made once a purchase or subscription is made. It is up to You when making decision to purchase/subscribe for service, to evaluate a fit of your requirement. Once purchase is made, it's non-refundable and non-transferable.
The services made available for your purchase from our website are functional, where possible with try-before-you-buy. As GovReports Reports Lodgment functionality works with dependencies on Australian Tax Office (ATO) and other Government agencies data system acceptance capability, we provide free trial periods where possible and suggest you fully evaluate our service before you make a purchase decision.
Once You purchase one or more of our service or a subscription is made, after your payment has cleared, your license to use the software will be activated. Once the license is activated, no refunds will be given due to the nature of our business.
We make every effort to assist you with setting up and process lodgments and or familiarise yourself with our services via email, or telephone. We strongly recommend that you evaluate your requirement before making a purchase.
8. Disclaimer
Unless otherwise stated, the services featured on the GovReports site are only available within Australia.
The accuracy of the data and or content of the Forms to be lodged or submitted to invited parties or government agencies are the responsibility of subscriber and its authorised user. GovReports accepts no responsibility for data or information received from a subscriber or authorised User that is inaccurate, incomplete or incorrect, in any way and which is submitted to the intended party and then lodged with the relevant government entity.
GovReports is not responsible for a third party accessing a Subscriber Account when log in information is disclosed to a third party. You agree to use the Service at your own risk and that the Service is provided as it is available. GovReportsdoes not make any expressed or implied warranties or representations as to the operation of the Service, information, content, material or products. This shall include, but is not limited to, implied warranties or merchantability and fitness for a particular purpose and warranties that access to or use of the Service will be uninterrupted or error free.
GovReports will use its reasonable endeavours to correct any defects in the Service and provide support to you when require.
9. Limitation of Liability
All implied terms or conditions, to the extent permitted by law excluded. If the Competition and Consumer Act 2010 (Cth) implies any terms into this agreement, the liability of GovReports is limited to the resupply of the Services or the cost of resupply or the fee paid to GovReports.
We limit our liability to the total amount you have paid for our service in the 12 months prior to the date GovReportsbecomes aware of your claim.
GovReports will not be liable to the Subscriber and its Authorised User for any direct, indirect, incidental, consequential or exemplary damages. This shall include but not be limited to damages for loss of profits, business interruption, business reputation or goodwill, loss of information or other intangible loss arising out of the use of or the inability to use the Service.
10. Indemnity
You agree to indemnify GovReports, its officers and employees for any loss GovReports suffers or liability GovReportsincurs directly or indirectly as a result of or in connection with any of the following:
information you have provided not being accurate, up to date or complete or is otherwise misleading or you misuse this website or you breach these terms and conditions; or
any amounts GovReports, its officers and employees have to pay to a third party or as a result of any claims, actions or demands made against GovReports as a consequence of your breach.
GovReports is not liable for a failure or delay in performing an obligation under this agreement to the extent the failure or delay is because of an event beyond GovReport's reasonable control.
If You are affected by any delay in performance of the Service, GovReports will use its reasonable endeavours to minimise delays or interruptions.
11. Intellectual Property
The contents of these terms and conditions; the GovReports website/site, including all intellectual property rights of whatever nature anywhere in the world conferred on GovReports under statute, common law or equity, including but not limited to rights in respect of or in connection with copyright, inventions (including patents), trademarks, service marks, business names, trade names, domain names, design rights remain in control of or are the property of GovReports. You must not modify, copy, reproduce, republish, frame, upload to a third party, post, transmit or distribute the content in anyway except as expressly allowed in documented communication by GovReports.
All rights in the GovReports website are reserved to [IMPACT MESSAGING GATEWAY PTY LTD] Tittle to, and all Intellectual Property Rights in, the Data remain Yourproperty. However, Your access to the Data is contingent on full payment of the GovReports Access Fee when due. You grant GovReports a license to use, copy, transmit, store, and back-up Your information and Data for the purposes of enabling You to access and use the Services and for any other purpose related to provision of services to You.
You must maintain copies of all Data input into the Service. GovReports adheres to its best practice policies and procedures to prevent data loss, including a daily system data back-up regime, but does not make any guarantees that there will be no loss of Data. GovReports expressly excludes liability for any loss of Data no matter how caused.
If You enable third-party applications for use in conjunction with the Services, You acknowledge that GovReports may allow the providers of those third-party applications to access Your Data as required for the inter operation of such third-party applications with the Services. GovReports shall not be responsible for any disclosure, modification or deletion of Your Data resulting from any such access by third-party application providers.
Unauthorised duplication or publication of any materials from this site is expressly prohibited.
12. Termination
GovReports reserves the right to cancel, suspend and/or modify a Subscriber or Authorised User's access to GovReports Service where GovReports has reasonably grounds to believe the Authorised User has breached these terms and conditions without prior notice to the Subscriber or GovReports.
These terms and conditions terminate automatically, if for any reason GovReports ceases to operate the Service.
13. General Provisions
Severability: If any term or condition of this agreement is unlawful or unenforceable,
it will be severed from this agreement and the rest of this agreement remains in force.
Contact Us: If you wish to notify us about anything relating to these Terms and Conditions, please contact us at
PO Box 8413, Parramatta Westfield, NSW 2150 Australia
Telephone: 1300 65 25 90 | 02 8677 9669
Fax: 02 8078 6146
We understand that privacy online is extremely important to users of our site.
This statement governs our privacy policies with respect to those users of the site ("Visitors") who visit without transacting business and visitors who register to transact business on the site and make use of the various services offered by GovReports (collectively, "Services") ("Registered Customers").
When you accept the Terms and Conditions of use of the GovReports website, you accept the terms of the GovReports Privacy Policy.
Personal Information refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains, including, but not limited to, name, address, phone number, fax number, email address, TFN, ABN, financial profiles, and credit card information. Personal Information does not include information that is collected anonymously (that is, without identification of the individual user) or demographic information not connected to an identified individual.
We may collect basic user profile and business information from all of our Visitors.
We collect the following additional information from our Registered Customers: the names, addresses, phone numbers, TFN, ABN and email addresses of registered customers and or their clients personal details, the nature and size of the business, and the nature and size of the business accounts that the registered customer intends to transact within site.
If GovReports receives any unsolicited personal information it will immediately destroy such information unless it would have been entitled such information.
GovReports uses Personal Information to populate onto the reporting forms, customise the site, to make appropriate service offerings, and to fulfill the business reports generation requests on the site.
We may email visitors and registered customers about the current changes taking place in accounts, tax and business reporting on the site or information related to the subject matter of the site, which includes site maintenance and upgrades.
We may also use Personal Information to contact visitors and registered customers in response to specific inquiries, or to provide requested information.
The personal information of the subscriber will not be disclosed to any third party unless specifically authorized by the Subscriber or required by government regulation with notification to the subscriber.
We may share aggregated information about our visitors, including the demographics of our visitors and registered customers, with our affiliated partners.
We also offer the opportunity to "opt out" of receiving information or being contacted by us or by any agency acting on our behalf.
Cookies are used for a variety of reasons. We use cookies to obtain information about the preferences of our visitors and the services they select.
We also use cookies for security purposes to protect our registered customers. For example, if a registered customer is logged on and the site is unused for more than 30 minutes, GovReports log off the registered customer automatically.
GovReports uses login information, including, but not limited to, IP addresses, ISPs, and browser types, to analyze trends, administer the site, track a user's movement and use, and gather broad demographic information.
GovReports has entered into and will continue to enter into partnerships and other affiliations with a number of accountants, bookkeepers and service providers. Such partners may have access to certain Personal Information on a need to know basis for evaluating registered customers for service eligibility. Our privacy policy does not cover their collection or use of this information.
Disclosure of Personal Information is to comply with law. We will disclose Personal Information in order to comply with a court order or subpoena or a request from a law enforcement agency to release information.
We will also disclose Personal Information when reasonably necessary to protect the safety of our visitors and registered customers.
Personal Information collected by GovReports is encrypted, securely stored and is not accessible to third parties or employees of GovReports except for use as indicated above.
When purchasing lodgment services from GovReports your financial details are passed through a secure server using the latest 128-bit SSL (secure sockets layer) with encryption technology. 128-bit SSL encryption is the current industry standard. If you have any questions regarding our security policy, please contact our customer support centre email@example.com
All of our employees are familiar with our security policy and practices. The Personal Information of our visitors and registered customers is only accessible to a limited number of qualified employees who are given a password in order to gain access to the information on the log.
We audit our security systems and processes on a regular basis. Sensitive information, such as TFN or ABN, is protected by encryption protocols, in place to protect information sent over the Internet. While we take commercially reasonable measures to maintain a secure site, electronic communications and databases are subject to errors, tampering and break-ins, and we cannot guarantee or warrant that such events will not take place and we will not be liable to visitors or registered customers for any such occurrences.
Visitors and registered customers may opt out of receiving unsolicited information from or being contacted by us and/or our vendors and affiliated partners by responding to emails as instructed, or by contacting us.
GovReports will use its reasonable endeavours to ensure that Personal Information it stores is up to date.
Visitors and registered customers may contact us to update Personal Information about them or to correct any inaccuracies by emailing us or edit the information available in Profile menu.
We will let our visitors and registered customers know about changes to our privacy policy by posting such changes on the site. However, if we are changing our privacy policy in a manner that might cause disclosure of Personal Information that a visitor or registered customer has previously requested not be disclosed, we will contact such visitor or registered customer to allow such visitor or registered customer to prevent such disclosure.
This web site contains links to other web sites. Please note that when you click on one of these links, you are moving to another web site. We encourage you to read the privacy statements of these linked sites as their privacy policies may differ from ours.
GovReports is dedicated to keeping your details private. Any information we collect in relation to you is kept strictly secured. We do not pass on, sell or swap any of your personal details with anyone. We use this information to identify your subscription and account with us, provide you with our monthly newsletter (if applicable) and to personalise your business reporting experience with us.
Whenever you use our web site, or any other web site, the computer on which the web pages are stored (the Web server) needs to know the network address of your computer so that it can send the requested web pages to your Internet browser. The unique network address of your computer is called its "IP address," and is sent automatically each time you access any Internet site. From a computer's IP address, it is possible to determine the general geographic location of that computer but otherwise it is anonymous.
We do not keep a record of the IP addresses from which users access our site except where you have specifically provided us with information about yourself, in which case we also record your IP address for security purposes. An example of this would be when proceeding to a checkout to finalize an order you may wish to make. After completing the form provided, your IP address will be stored along with a transaction number that allows us to track your order.
The Government agencies depicted represent the agencies supported by GovReports and the SBR Program and do not represent an endorsement of GovReports product and services.


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Update on May 2018: The New Android App is here!!! :)
Your favorite stock images resource brings a search shortcut to Android… making advanced image search EFFORTLESS for those who are always ON THE GO!
Presenting the brand new free Android app for Lensdepictions…
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Is your convenient, simple and handy short cut for browsing/searching the growing archive of www.lensdepictions.com, a stock images resource selling Nature & Conceptual stock images & vectors for web/print use.
-Search Stock images (Photos & Vector illustrations) from Lensdepictions by Category or Keywords.
-Option to optimize the image search for different needs.
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Banner Art Copyright ©2013 Gyaneshwari Dave

subset: commoncrawl


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SIGN UP for our newsletter
Death Notice
A death notice is a listing announcing the death of someone. They will appear as paid Newspaper ads in the Classifieds or in Obituaries. Some families send a personal note to friends and relatives with the information about the loved ones death.
Death notices are much shorter than obituaries and usually give very minimal information. A death notice usually contains the person's name, city of birth, time and place of death and some include the cause of death. In addition, the time, date and location of the funeral are included as well.
Examples of Death Notices
- Long Examples of Death NoticesDeath Notice examples 100 words or longer
- Short Examples of Death NoticesDeath Notice Samples 50 words or less


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About Lee's ATA Martial Arts:
Michelle Landgren-Lee opened up the first Lee's campus in 1986 in Tempe, Arizona. Since then, the Lee's have opened the doors to 12 total training facilities and have developed a staff of 72 instructors, of which are some of the best martial artists in the state. Now a Chief Master (8th degree black belt), Michelle Landgren-Lee holds 15 World Champion titles in the ATA and Mr. Anthony Landgren (5th Degree) 19 World Titles all while being dedicated parents as well as extremely talented instructors. The Lee's campuses are just 10 of 28 Arizona licensed ATA locations.
The Landgren-Lees are proud of their long history of training the best students in Arizona. In fact, many of the Lee's students have trained at the same location for over 25 years. Students that have trained as children have now grown up to have children of their own and have also enrolled them at Lee's. Part of the magic of Lee's ATA is the feeling of "family," although courtesy, respect and discipline are required to keep a family together… the rewards are confidence, self defense, improved physical strength and agility and a great group of martial artists who can count on each other.
What is ATA?
ATA stands for Always Take Action (formerly American Taekwondo Association).
The ATA is the premier worldwide organization dedicated to the martial arts discipline of taekwondo, and is the founding organization of other international affiliates that include the World Traditional Taekwondo Union (WTTU) and the Songahm Taekwondo Federation (STF). Counting both the U.S. and worldwide, our organizations have over 1,500 independently owned and operated licensed schools and clubs, and have registered over one million students since the ATA's inception in 1969. Each ATA instructor is a graduate of an instructor program that represents more than thirty years of research and development. He or she will be with you every step of the way to help you reach your individual goals (and maybe even reach some new goals you never before thought possible).
What is Songahm Taekwondo?
"Martial Art" is a broad term encompassing the many styles of physical discipline (fighting) arts that have been developed over the centuries. To say that the style of Songahm Taekwondo is just another "martial art" would be an oversimplified explanation of the world's largest centrally administered martial art. This system of teaching and training is unequaled in the martial arts community.
From 1983 to 1990, Eternal Grand Master introduced the eighteen Songahm forms. These forms are part of a fully-integrated curriculum, in which everything a student learns reinforces everything else. The forms contain all or nearly all of the techniques that students are expected to know at each rank and all of these patterns lead logically to the movements required for each succeeding rank. Songahm Taekwondo also focuses on personal development of the mind and body. To say it is just self-defense would be to lose most of the valuable ideas and philosophy behind this ancient art.


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Northern Madagascar
Constance Tsarabanjina
The only island in the Mitsio archipelago where it's possible to stay, beautiful Tsarabanjina was uninhabited when used for Joanna Lumley's Castaway television programme in 1994. Now there is a luxury boutique resort set within its 22 hectares of naturally wooded hillocks edged by white-sand beaches and fringing reefs. The surrounding water is crystal clear, offering excellent snorkelling and scuba diving directly from the beach or at various other island sites in the archipelago.
Otherwise uninhabited except by a few small fishing camps, Mitsio is a collection of small islands 40 nautical miles north east of Nosy Be affording excellent diving and snorkelling on vibrant fringing coral reefs. Each island has a unique character: La Grande Mitsio is known for its huge basalt columns (the Organ Pipes); sunrise and sunset are the best times to visit Les Quatre Frères (the Four Brothers), islands of silver basalt containing huge caves with impressive overhangs and nesting seabirds such as northern gannets, white-tailed tropicbirds, and frigatebirds. The snorkelling or diving is different on each island, with stunning coral gardens, canyons and drop offs.
A number of activities are included during your stay – snorkelling, beach tennis, sailing, kayaks, volley ball, morning aqua gym in the sea, guided walks on the island. For an additional fee scuba diving, sport fishing and excursions to nearby islands can be arranged. There is also a massage room with various treatments available.
Restaurant and bar, full PADI dive centre, sea kayaks, catamarans, volleyball court, snorkelling equipment, gym, massage room
Local Wildlife
Seabirds such as northern gannets, white-tailed tropicbirds, and frigate birds, and turtles, corals and other abundant marine life.
Optional Activities
Various non-motorised water sports, aqua-exercise classes, boat trips, diving, snorkelling, fishing
Claire Pote
Area Specialist
A climb up the highest hill on Nosy Ankarea (219m), passing many interesting succulents en route, reveals spectacular views over the entire archipelago. Snorkelling is best at Tsarabanjina straight off the northern beach. Tsarabanjina is unsuitable for young children
If you have any questions regarding our Madagascar tours, please feel free to contact me on +44 (0)1803 866965
We had a great holiday seeing and getting close to more wildlife than we'd imagined. The guides and wildlife guides were excellent and very knowledgeable. The accommodation and food was excellent and we were able to relax given how well everything was planned. Thank you!


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UN climate change conference
Funding for global climate action.
A further £200,000 for action addressing climate change has been announced by First Minister Nicola Sturgeon.
The money will be provided to the Marrakech Partnership for Global Climate Action – the body supporting the implementation of the Paris Agreement – to encourage collaboration between government, business and wider society to immediately lower emissions and increase resilience against the impact of climate change.
The First Minister made the announcement before travelling to the 24th United Nations Climate Change Conference of the Parties (COP) in Katowice, Poland.
The First Minister said:
"We have a moral responsibility to do what we can to prevent, and mitigate the effects of, global climate change.
"Scotland has been widely praised internationally for our work to tackle climate change, and I am absolutely determined that there will be no let-up in our efforts.
"It requires everyone in society – individuals, businesses and governments – to play their part in changing behaviours, and I'm pleased that the Scottish Government is able to support the Marrakech Partnership for Global Climate Action in its work."
The First Minister is attending the 24th United Nations Climate Change Conference of the Parties (COP) in Katowice, Poland. While there she will undertake a range of bilateral meetings and speaking slots.
The £200,000 funding to the Marrakech Partnership for Global Climate Action will support the UNFCCC's work to develop a link for non-governmental bodies to engage in the formal COP process, with the intention of mobilising climate action up to 2020.
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Tailor-made systems, with ad hoc washing programs for the dairy sector.
Automatic systems for washing and sanitizing cheese mats and small baskets, designed ad hoc for the dairy industry. Exceptionally effective and versatile, they ensure results in terms of hygiene which are compliant with the most stringent standards. Designed on the basis of the technical-production requirements of the dairy, they ensure effective and thorough washing and perfect drying of the cheese mats and small baskets, preserving the integrity even after frequent washes.
The systems for washing cheese mats and small baskets have been designed and certified to eliminate all bacteria, even the most aggressive, according to pharmaceutical/hospital hygiene standards. Equipped with high pressures to remove even the most stubborn residue, they meet any requirement or production capacity requested by the customer, optimizing the production processes of the dairy.
Washing systems for cheese mats and small baskets tailor-made based on the customer's requirements and equipped with technology which allows automatic loading and unloading:
Why choose Colussi Ermes
An innovative process for washing systems. For the industries: food, logistics, pharmaceutical and hospitals.


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Ovi wins Whacktivity!
A brand new competition has been introduced into Camp BB. This summer we are getting a three week face-off with the houseguests in a Whacktivity competition. Tonight was saw Ovi, Nicole, Cliff, Bella, and Kat take stage for a chance at a game changing power. The 5 Nightmare Whacktivity players had to smell several different scents and match them to disgusting items they corresponded to. After three rounds, Ovi finally got a perfect score and won the completion, as well as the power. He won the Nightmare Power and it gives him the opportunity to swipe the HOH's nominations even after seeing who goes up. Great power, as long as you aren't the person being backdoored.
Besides the Whacktivity Comp, this week has brought on tons of drama. The target has gone back and forth several times, but after the POV Ovi found himself on the block. It's a really awesome power, but it's not going to do him any good this week. He will have to use the power to his advantage to gain votes. If he can't rally the troops, he'll be out the door with the power in his pocket. It's still up in the air if you retain your power if you come back in the game from a battle back, but time will tell.
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First opinions can be misleading. Warp-knit necklaces are a focal point at first glance, but a chic knitted jumper or a thick blazer completes the picture. The look of chain links is really chic, bold and trendy. Chain link jewellery developed late, and with good reason. The statement pattern is classic and extremely flexible.
How do you style chain link jewellery?
Never be intimidated by the idea of combining a structured bracelet with a flowing chain link bracelet. Both types of bracelets are important, and when combined, they have their place. Chain link jewellery is becoming increasingly popular because of its ability to add style to otherwise simple basic elements. Mount your chain link bracelet with a chain link necklace (or overlapping chain link necklaces) until you are ready to wear it. When trying to channel extreme glamour, stack gold on your wrists. Start with a declaration watch, then add layers of bracelets of the same colour and different types.
Different ways to wear chain link jewellery
You can use a chain link necklace to add a little character to your everyday outfit if the weather doesn't get warmer. To take advantage of the spotlight, simply attach the chain link bracelet to a thin arm. Large cocktail rings seem to overshadow all other chain link jewellery, so many people stick to wearing them alone, but the weight of a chain link bracelet really works well with larger rings. Start with a meaningful style, and add more if you feel like it.
Express yourself with your chain link jewellery
Link chain collars look cool and effortless. Experiment with a leather skirt – faux leather if you like – and put on the party look. Whether you're smart, laid-back or super-casual, chain link jewellery is something to look forward to. Chain link bracelets are ideal for personalisation. It all depends on how you feel at the end of the day. Who says you can't stack a baggy jumper on the chains for a party at home? And you can always roll up your sleeves during the summer months to stay cool. The jewellery chain ties are made for fun. Think big, be imaginative and share your true nature.


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NautaDutilh tops the League Tables H1
Based on the numbers of deals in the first half of 2016, NautaDutilh tops the League Tables. It took 41 deals to grab the pole position.
"We are of course very happy," Leo Groothuis tells Advocatie. "We see it as a confirmation of the strong growth of our practice, driven by a a combination of market growth and growth of our market share. And based on our pipeline of work we also expect a strong second half of the year, despite the Brexit."
Read the article on Advocatie.nl (available in Dutch).


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On Saturday, the 27th of August 2016, key organization leaders drawn from Churches, Christian NGO's and Christian run businesses in Africa and beyond, came together to celebrate the official launch of The African Council for Accreditation and Accountability (AfCAA) in Nairobi. The launch coincided with the signing of a Memorandum of Understanding between The Evangelical Council for Financial Accountability (ECFA) – an American financial standards association representing evangelical Christian organizations with over 2,100 member organizations across America – and AfCAA.
ECFA's Executive Vice President and General Counsel, John Van Drunen, noted that this was a pivotal moment for Africa and lauded the leadership team for the progress they have made. John also highlighted that the working relationship between the two organizations as spiritual co-labourers enhancing stewardship and trust in churches and Christian organizations and is based on respect.
"AfCAA and ECFA are spiritual co-labourers and the signed MOU signals the continued relationship between the two organizations built on mutual admiration and respect." AfCAA's Executive Director, Mrs. Emily Chengo, who also serves as Treasurer and Board member of the Association of Evangelicals in Africa, expressed excitement about AfCAA's future, saying it affirms the growing need for accountability and trust amongst Christian run organizations in the continent. Towards this effort AfCAA will be holding a capacity building seminar in Nairobi on the 13th October, 2016 to help organizations understand the seven standards of AfCAA.
AfCAA's Board Vice Chair, Mr. Jonathan Onigbinde, said that AfCAA was an organization whose time has come. Mr. Onigbinde, who hails from Nigeria, also revealed that the first 12 organizations to successfully go through the AfCAA accreditation process in every country in Africa would receive founding charter status in the organization.
Global Christian leaders met in Toronto and Niagra Falls in Canada for the World Evangelical Alliance and Refugee Highway Partnership Global Strategy Meetings. Faith leaders met amidst the global refugee crisis and committed to using language and narratives that affirm the dignity of individuals forced to flee their homes, and encouraging hospitality for newcomers. They also committed to creating open, honest, and respectful dialogue among communities of faith around refugee rights and encouraging their respective faith communities to welcome refugees into our neighborhoods and places of worship.
At the same time, the Communications Authority of Kenya announced a new policy that banned radio and television preachers from asking listeners to send in money or get saved at the end of their
Read more…
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+1 212-233-3046[email protected]
WEA has been a charter member of the Evangelical Council for Financial Accountability since 1980.


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NETELLER, Skrill Prepaid Mastercard Only Available in SEPA Countries
Paysafe Group, the parent company of NETELLER and Skrill, sent an email to its customers revealing that it will suspend the popular prepaid Mastercard service in more than 100 countries around the world Nov. 25.
Paysafe Group offers its massive customer base a prepaid Mastercard facility that gives players instant access to the funds stored in their e-wallet. Customers withdraw their funds from ATMs for a small fee or spend them online or in-store wherever Mastercard is accepted.
The email sent to Skrill customers reads:
Dear Customer
We regret to inform you that as of 25 November 2016, we will no longer offer the Skrill Prepaid Mastercard in your country. You will not be able to use your card but your Skrill Account remains fully functional and your balance is unaffected. You can withdraw funds from your Skrill Account to your bank account or send money to any other Skrill user or online business accepting Skrill.
If you have any questions, please visit our website and FAQ page.
The Skrill Team
It is also thought that NETELLER's Net+ Prepaid Mastercard may also be affected.
The Skrill FAQ page now states that the Skrill Prepaid Mastercard is only available to residents of authorized Single Euro Payments Area (SEPA) countries. SEPA consists of 34 countries at present, 28 member states of the European Union (19 of which are in the eurozone), three countries that have signed the European Economic Area agreement and three countries with agreements in the EU. The full list reads:
- Austria
- Belgium
- Bulgaria
- Croatia
- Cyprus
- Czech Republic
- Denmark
- Estonia
- Finland
- France
- Germany
- Greece
- Hungary
- Iceland
- Ireland
- Italy
- Latvia
- Liechtenstein
- Lithuania
- Luxembourg
- Malta
- Monaco
- Netherlands
- Norway
- Poland
- Portugal
- Romania
- San Marino
- Slovakia
- Slovenia
- Spain
- Sweden
- Switzerland
- United Kingdom
If this is the list of accepted countries, players from major countries such as Australia, Brazil and Russia will need to find another way to access their funds, most probably via bank transfers, some of which carry relatively high fees.
The move could also give cause for concern for online poker players and sports bettors because they will no longer be able to withdraw funds directly to their prepaid Mastercard which could see their profits from online gambling come under scrutiny from the relative authorities.
Lead image courtesy of Creativesince1983


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TASTE OF COUNTRY: Chad Interviews Wild & Crazy Josh Turner Fans [Video]
Saturday night's TASTE OF COUNTRY concert was a blast and there were thousands of JOSH TURNER fans on hand for the event! Shortly before Josh took the stage, I came across some young ladies from Indiana who were PUMPED UP that they were about to see Josh in person! Take and look and meet some hilarious and rabid fans of our TASTE OF COUNTRY headliner!


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London Borough of Lambeth
From LGBT Archive
Districts within the Borough include Brixton, Streatham, Vauxhall, Clapham and West Norwood, plus the South Bank Arts Centre.
Notable landmarks on or near the South Bank include the London Eye, the Royal Festival Hall, and Waterloo Station.
Lambeth Palace is the London residence of the Archbishop of Canterbury.
LGBT history
Linda Bellos was Leader of Lambeth Council from 1986 to 1988; Steve Reed was Leader from 2006 to 2012.
Lambeth LGBT Forum (now apparently defunct) met monthly in the Town Hall, Brixton.[1]
A new Lambeth LGBT+ Network was set up in 2015.
- ↑ http://web.archive.org/web/20131103111631/http://www.lambethlgbtforum.org.uk/Welcome/Index2.htm Forum website, archived as at 2013 but since defunct.


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BSAD report: This isn't a match report as such. But then, this wasn't like any other Watford occasion. So here, all rambling and incoherent, are some of my Cup Final memories. Committed to paper before my recollection of them flickers and fades completely.
1984 FA Cup Final Wikipedia entry
WD Sport article- Graham Taylor: 'I've never watched a replay of 1984 FA Cup final with Everton'
Sherwood still haunted by Gray day at Wembley
Taken from the programme https://oldwatford.com/2009/05/03/3rd-may-2009-championship-watford-3-derby-county-1/


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MOSCOW — Russia's domestic security agency said Thursday it has discovered a plot by followers of the Islamic State group to conduct terror attacks in Moscow and southern Russia, and killed one suspected conspirator.
The Federal Security Service, the main KGB successor agency known by its Russian acronym FSB, said that two Russian nationals were plotting the attacks with firearms and knives in crowded areas in Moscow and the southern city of Astrakhan under the IS leaders' guidance.
The agency said that one of the suspects was killed when he resisted arrest in the Astrakhan region. Another suspected plotter was arrested in Moscow, it said.
The FSB said it had seized weapons and extremist literature during searches at the suspects' homes. It didn't say when the busts happened.


text: Jul 30 Imagine Virtual and Augmented Reality in Your Business By kellie VR/AR Technology Labs8 is fueled by discovering ways technological innovations can move businesses forward. So it's no surprise that our team has been in the lab experimenting with Virtual Reality (VR), Mixed Reality (MR) and Augmented Reality (AR). These cool technologies offer businesses opportunities to improve productivity and enhance their customers experiences. We hope this article will stir your imagination to think about the possibilities VR/AR could offer your business. Read More


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Bright Young People, Bad Earth, Maines, Welsh Rebel Outpost @ Live Rooms, Chester
Bright Young People have that swagger; they're swag'n'roll – cool as fuck and make a sound synonymous with dimly lit bars, the smell of stale beer and a haze of cigarette smoke. There's no pretension, no acting the part, no trying to be cool; it comes naturally. Just like the music…
You see some young band in the NME on occasion, being interviewed and spewing all this drivelling bullshit about how they live for rock and roll, and you also know they go home and get told off by Mum for leaving dirty crockery in their bedrooms. I don't see BYP like that, and if the latter part were true, then I'm sure they'd tell you anyway.
Sure, they can strap up a guitar and play some rock'n'roll, like many bands do, and rip-roaring rock'n'roll it is too. But they also have a cool vibe running through their music that puts them ahead of the pack, and when you hear the masterpiece that is Down The Magic you'll snap your songwriting pen, knowing there's little point trying to better such a great song.
Tonight was a link2wales showcase – the first and probably only – I hate promoting gigs and I don't know the likes of Dan Read, James Phillips and Steve Rastin do it… All that organising, all that arranging, the pressure of getting it right, will people turn up, will the bands turn up?
First up was Welsh Rebel Outpost – I did ask Blaenau's finest Brython Shag to play, but they were busy tonight slate mining, so I used the blank space and short notice to try out Welsh Rebel Outpost live before a big gig in June. Being a member myself, I can't really review it. All I can say is that despite Sion Sebon only being a size 8; my musical feet have a long way to grow before they will fit into his shoes. This half Anhrefn, half 4Q lineup winged it I guess!
Maines from Conwy bring with them a talent they don't recognise themselves, and the ears soon pricked up once they were a bar or two into their set. They're a kind of bedtime Melvins meeting Sonic Youth at a KFC to have a Bargain Bucket food fight.
The line-up has been a bit fluid, which explains why they've not gigged too many times. Hopefully, this has now settled down and gigs will start gaining momentum as this is one band with sacks full of potential… Full of spice and twists and turns that make a sonique blend fit for a king. And criminally, they have yet to produce any recorded work!
Bad Earth from the historic danger fields of Denbigh have changed beyond recognition since they were last reviewed within these cyber-pages. Main man Steve Coxon axed the front man and the bassist into tiny pieces, and put them through an industrial mincer, selling them via his popular burger van on the Colomendy Industrial Estate. He took over vocal duties himself; recruiting a new bassist (who'll probably end up being a hotdog).
The result is Bad Earth have moved away from their stoner-speed groove to a more hard-metal sound, which makes them probably the area's only metal band, in the true sense of the word. Seeing this colossus on stage leaves you in no doubt that you're never going to ask him to babysit for you or take your gran out shopping – he'd scare the living shit out of them!


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IKEA is launching a meaty vegan version of its famous meatballs next month.
The new meatballs, which will be available from the Swedish furniture giant's food halls from August 3, costing £2.75 for a 500g bag, reportedly taste identical to its meat-based version.
The company's bistro will sell a portion of eight balls for £1.50 from the same date. They will be available as part of a meal with mashed potato and lingonberry jam from August 26 – but diners should note that the mash contains dairy and therefore is not suitable for vegans.
IKEA and sustainability
The vegan meatballs – which are made from yellow pea protein, oats, potatoes, onion, and apple – are part of the company's commitment to becoming more sustainable.
According to IKEA, the balls have just four percent of the climate footprint of its animal-based version.
'A great tasting, more sustainable alternative'
"At IKEA, we are committed to having a positive impact on people and the planet," Hege Sæbjørnsen, country sustainability manager, IKEA UK and Ireland, said.
"In order to reduce the climate footprint of the total IKEA business, including our food business, and make climate-friendly, delicious food available for everyone, we are making sure meat alternatives are an easy, desirable and affordable choice.
"With the new plant ball we can now offer meat lovers a great tasting, more sustainable alternative – without compromising on the IKEA meatball experience that is loved by so many."