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What is the difference between Hard Money and Soft Money?
With regard to finances, Hard Money refers to funds that come with firmer loan terms. These terms almost always include higher interest rates and fees. Soft Money generally comes with easier, more favorable terms along with more flexible payment schedules. It is often offered to borrowers with high credit scores and lower loan-to-value ratios.
Joint Venture Loans
We're familiar with the intricacies of joint venture projects, and can tailor our services to individual interests coming together to fund a project. In some cases, when higher loan-to-values are needed by the borrower, Thrive Lending can come in with a two-tier structure to accomplish this higher loan amount. The two tiers consist of a first trust deed loan followed by a second trust deed loan or an equity investment into the project.
Mezzanine Loans
Mezzanine finance has become an important source of capital for commercial real estate acquisitions, development and refinancing, when loan-to-value ratios are above 65%-70%. Mezzanine finance can fill the gap by creating another tier of financing in the form of debt, equity or a hybrid of both. Call Thrive Lending for more details.
Our program features 4 fast steps:
- Call us or fill out our Loan Request Form.
- Share the details of your property.
- We make sure the economics are attainable.
- We get you the money you need, when you need it.


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With the heaviest dumbbell ever used in competition, and a possible deadlift over 1300 Lb, this years Arnold Strongman Classic is possibly one of the best.
This years Arnold Strongman Classic is dedicated to strongman Mike Jenkins, the 2010 Arnold Amateur Strongman Champion, and the 2012 Arnold Strongman Champion.
Below you will find the final results of The Arnold Strongman Classic, along with the individual events, and several videos of the event.
Final Arnold Strongman Classic Results
- Zydrunas
- Shaw
- Mike Burke
- Lalas
- Jerry Pritchett
Event 1 – Austrian Oak
6 athletes completed repetitions with the 440lb Australian Oak, while the remaining 4 athletes opted for the smaller 380lb log. Krzysztof Radzikowski was injured while attempting the 440lb log. He ruptured his right tricep in the overhead portion of the lift.
- Zydrunas wins the 400 Lb Austri Oak
- Brian Shaw
- Oberst and Burke tie for 3rd
Event 2 – Bail Tote (Yoke)
- Zydrunas wins the yoke at 1400 Lb and walked the 10′ course in 3.7 seconds
- Brian Shaw with 5.5 seconds
- Burke
- Thor
Event 3 – Timber Carry
- Jerry Pritchett
- Burke
- Shaw
Event 4 – Tire Deadlift
- Zydrunas sets a new world record with 1155 Lb
- Brian Shaw
- Jerry Pritchett
Zydrunas' world record deadlift of 1155 Lb
Event 5 – Cyr Dumbbell 274 Lb
Zydrunas, Burke, Shaw and Thor all got 4 reps.
Brian Shaw was given accidentally… a fifth rep, but was ruled that he only completed 4. Had he been given that rep, he would have made up the 2 point deficit going into the final event and won the overall. The other 3 would have had to split the points thus giving Zydrunas too few points to hold his lead.

subset: commoncrawl


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Saturday June 17th, 10:30AM - 1:30PM
Location: Becky's House, 13023 Parkland Dr, Rockville, MD US 20853
This team meets at Becky's House and volunteers bring pre-cooked items or have food delivered for the 8 ladies at this location. During this COVID season food is dropped off or delivered between 10:30 AM-1:30 PM. Alternatively, food can be delivered through Uber Eats or Grub Hub. We would love to have you serve with us.


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Winter is a great time to include natural stone in the interior spaces of your house. Kitchens, bathrooms or living rooms will benefit from granite, quartzite or marble, natural materials that never goes out of style. Here you have 5 natural stones for the 5 most popular rooms in your home.
When you choose natural stone for your kitchen, you are selecting a product that can last longer than your home, with minimal maintenance requirements. Granite, one of the hardest stones in nature, is a good choice for a kitchen countertops and islands, thanks to its durability and heat resistance. This natural stone can meet the demands of the busiest kitchen without showing signs of wear. No two slabs of granite are alike. The stone's unique pattern and elegance is another reason why granite countertops are a popular choice.
When you plan a new bathroom or a renovation, the materials can make all the difference. The stone's unique veining combined with spectacular colours makes it a real focal point of any room where it's installed. By choosing marble for this room, you can enhance its total look. The amazing texture of marble can totally transform a space. Which is the easiest way to achieve this? A white marble basin merged with timber or a wall clad in marble will add a modern look to your bathroom. Your marble bathroom will look incredible for many years!
What's more amazing in a living room than a quartzite wall or table? This metamorphic rock is formed entirely of grains of quartz, usually of a whitish color. Its hardness and resilience lend it to being used in building and decoration. The incredible textures and colors of this natural stone transmit an elegant and bright look for modern and rustic projects in living rooms. For example, a quartzite fireplace will be the guest starring in your living room.
Another possibility is use natural slate for your interior wall decoration of a private study or office. Nowadays, you can find a lot of innovative products on the market that allow you to install natural stone in an easy and quick way. Durable, non-porous, resistant towards temperatures, natural stone is easy to maintain and can last for decades without losing its look. You can use STONETACK™, the first auto-adhesive natural slate panel designed for decorating interior walls, a 100% DIY product. An interior wall clad in natural stone will act as a focal point. It will give a rustic vibe to the design of your home.
This sedimentary rock is formed in warm, shallow marine waters. Limestone often contains fossil fragments or bands of color. Used extensively for interior decoration, you can use it in your bedroom. A limestone flooring has a soft texture so you won't feel like you're stepping on cold stone. You might also consider installing limestone on one or more walls for an elegant and stylish look.
We hope these ideas will give you a good start on adding elegance and style to your interior design spaces. If you need some more inspiration, please check CUPA STONE website.


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wofahulicodoc #216722 05/16/14 06:50 PM WUZZY - the politically incorrect term "muzzy" in the 1728 folkpoem cited below* was changed to "wuzzy" in 2008 because it was feared that it might offend the world's wild-eyed radical Muslims. Instead the word "wuzzy" offended the wild-eyed radical feminists of the world regardless of their creed, race, color, or lack thereof.
*Fuzzy Wuzzy was a bear
Fuzzy Wuzzy had no hair
Fuzzy Wuzzy wasn't fuzzy was she?
jenny jenny #216738 05/19/14 01:44 PM Ophelian
adjective: Displaying madness, suicidal tendencies, and similar characteristics.
After Ophelia, a character in Shakespeare's Hamlet, who is driven to insanity and kills herself. Earliest documented use: 1903.
"She had an Ophelian streak of potential craziness that he had, since day one, deemed wiser to steer clear of."
Jean-Christophe Valtat; Aurorarama; Melville House; 2010.
The thing that makes you exceptional, if you are at all, is inevitably that which must also make you lonely. -Lorraine Hansberry, playwright and painter (1930-1965)
OPHELLIAN (adj.) - the L added to emphasize the depths of Ophelia's madness and pain.
jenny jenny #216745 05/19/14 07:28 PM OP
OTHELIAN - well-meaning, parent-wise, but ultimately frustrated by the squabblings of his children.
(Oops. Should have been more leery of that one, and looked it up before I posted, not after.)
Last edited by wofahulicodoc; 05/20/14 05:13 PM. Reason: I need to reread those plays...
wofahulicodoc #216751 05/20/14 04:45 PM benedict
PRONUNCIATION: (BEN-i-dikt)
noun: A newly married man, especially one who was previously thought to be a confirmed bachelor.
From alteration of Benedick, character in Shakespeare's Much Ado About Nothing. Earliest documented use: 1821.
"Columbus Moise, the old bachelor lawyer, who is soon to be a benedict, answered the toast."
Miguel Antonio Otero; My Life on the Frontier, 1882-1897; 1935.
A person may cause evil to others not only by his actions but by his inaction, and in either case he is justly accountable to them for the injury. -John Stuart Mill, philosopher and economist (1806-1873)
BENEDIT (BIN-et-it) - heavy-handed editing as with an axe.
ETYMOLOGY: Shakespeare's drinking companion, Ben Jonson, edited several of Shakespeare's plays, mostly with spleen and spite.
After reading a yet-unnamed play Ben scrawled in big letters across the cover, THIS IS MUCH ADO ABOUT NOTHING. The bard set down his drink and said "Rightly so, Ben" Then smiled.
wofahulicodoc #216752 05/20/14 05:19 PM OP
BENTDICT - afflickted with chordee. See Jack Shaftoe, in Neal Stephenson's Baroque Trilogy, if you need a really long Summer read.
BESEDICT- kiss and tell
BENEDIRT - rich loamy soil
wofahulicodoc #216758 05/21/14 03:44 AM BENEVICT - a movement to evict Bums, Elves, and Ne'er-do-wells who live their lives in public buildings where government people work...or, uh...don't work.
jenny jenny #216760 05/21/14 02:11 PM Hamlet
1. An apprehensive, indecisive person.
2. A small village.
For 1: After Hamlet, the prince of Denmark in Shakespeare's play Hamlet. The opening of Hamlet's soliloquy "To be, or not to be" is among the best-known lines in literature. Earliest documented use: 1903.
For 2: From Old French hamelet, diminutive of hamel (village), which itself is a diminutive of ham (village). Ultimately from the Indo-European root tkei- (to settle or dwell), which also gave us home, haunt, hangar, and site. Earliest documented use: 1330.
The idiom "Hamlet without the Prince" is used to refer to an event or a performance taking place without its main character. USAGE:
"With some he is a Hamlet, a divided man who is always questioning himself."
John S. Dunne; Time And Myth; University of Notre Dame Press; 2012.
"The Baroness was right on one point: he was a Hamlet; his soliloquy might have run, 'To be married or not to be married / That is the question.'"
Herbert Leibowitz; "Something Urgent I Have to Say to You": The Life and Works of William Carlos Williams; Farrar, Straus, and Giroux; 2011.
1) a Potemkin Village
2) Hamlet without the Prince
jenny jenny #216764 05/21/14 05:45 PM OP
HARMLET - (diminutive) a peccadillo that doesn't hurt anyone very much. Compare "tortle"
wofahulicodoc #216770 05/22/14 07:16 AM HARLET � A little joke.
Tromboniator #216771 05/22/14 02:20 PM OP
PRONUNCIATION: (bar-DOL-fee-uhn)
MEANING: adjective: Having a red complexion, especially a red nose.
ETYMOLOGY: After Bardolph, a character in Shakespeare's Henry IV, Henry V, and The Merry Wives of Windsor, who was noted for his red nose. Earliest documented use: 1756. Another character from these plays who has become a word in English is Falstaff.
BARDOLPHIN - a lawyer with a white hat (to distinguish itself from the sharks)
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Candace Snowdon Photography
Outdoor weddings are beautiful and this one was no exception. The day was perfect with slight overcast skies and warm weather, though the best part was all of the smiles on their family and friends faces. The day started out in a friends home and it's always one of my favourite parts of the day! Everyone is always smiling and laughing and something always goes missing for a few minutes before being found, dresses and shoes are everywhere and it's perfect!
Before the wedding ceremony we headed to a beautiful location for a 1st Look between the bride and groom. In case this is something new to you, it's a moment for the bride and groom to connect before the ceremony. A moment for them to see each other and to spend a few minutes with each other before the ceremony starts! It can be a great way to calm those nerves and relax before you walk down the isle.
The wedding reception was held at Meehan's Cove so we took advantage of that beautiful view!
Leave a Reply.


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About the Speaker
DrPH Gregory "Junkbond" CarpenterOwner, GCE, LLC
Former NSA/CSS & retired military, owner: GCE, National & Cyber Security contributer - newsl.org, BOD ATNA Systems, International Board of Advisors MacKenzie Institute; radio host, author: Reverse
Deception translated into 4 languages. Frequently on Fox, ABD & SiriusXM; International Keynote Speaker. Recipient of NSA Military Performer of the Year Award.


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A man has appeared in court charged with murdering Carlton resident John Inger.
Steven Wooley, 31, of Manvers Court, appeared via video link from HMP Nottingham during his first hearing at Nottingham Crown Court on Wednesday, August 30.
The clerk clerk read out his name and Wooley, wearing a red top, confirmed his identity at the start of the short hearing before Judge Stuart Rafferty QC.
William Harbage QC, for the prosecution, said the defendant would not be making a bail application today. Wooley was represented by barrister Simon Eckersley.
The case was adjourned for a plea and trial preparation hearing on November 20, and a trial on March 6, 2018.
The judge said the case requires leading and junior counsel.
He said: "I can confirm the timetable has been set. Mr Wooley will remain in custody. I fix the trial for March 6 next year."
The case was sent to the crown court from Nottingham Magistrates' Court after a hearing on August Bank Holiday Monday.
The magistrates' court had named Mr Inger, 58, as having died during an incident at Walton Court, Carlton, in the early hours of Saturday.
Police officers were called to the address, off Burton Road, at around 5.30am.
Mr Inger was pronounced dead at the scene.
Police are still appealing for any witnesses in relation to the incident.
Meanwhile, residents had told the Post of their shock at hearing the news.
Julian Biondi, 46, said: "It's a horrible situation. Of course I was surprised to hear it, it's nothing something you like to hear about.
"It's sad to hear something like this has happened where you live."
While Valerie Wilkinson, 70, had said: "I was quite surprised to turn the corner and see all the police. The first thing I thought was 'what's happened?'
"I wondered if there had been a burglary or somebody had been hurt - I did fear the worst."


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No-tillage first began as an erosion control practice for Kentucky growers. Wheat was the last major grain crop to be widely accepted by producers as a no-till crop.
"For many years, only about 25% of the acreage was no-tilled," says Lloyd Murdock, University of Kentucky soils specialist. "However, the last 3 to 5 years, this percentage has increased greatly."
Murdock says responses to a survey taken at a recent wheat meeting where about 25% of the planted wheat acreage was represented indicated that 69% of the wheat was planted no-till. This is almost a three-fold increase from just a few years ago.
When asked what the main reason, nearly 29% said they use no-tillage for reduced labor requirements. Other answers included less machinery required at 16.7%; more timely planting at 16.7%; erosion control at 16.7%; increased profits at 11.9%; reduced stress at 4.8%; and increased yield of all crops at 4.8%.
Murdock says growers could only pick one response, so they had to pick the one that was most important to them.
"It appears that the main reason that farmer's no-till wheat is for the ease of management," Murdock says. "The practice allows them to manage this crop with less labor, machinery and stress at planting time. When you add these 3 responses, the total is 50%."
Murdock says timely wheat planting is a result of less labor, machinery and tillage passes over the field. When this 16.7% is added into the other three reasons, the combined total is 67%. According to Murdock, this means that two-thirds of the people planting wheat using no-tillage like being able to plant the crop in a timely manner with less labor, machinery and stress.
No-tilled wheat results in improved soil quality and reduced erosion, which over time, can increase yields of all crops grown on the fields, Murdock adds. These two benefits were identified as the most important by only 21.5% for the respondents.
Increased profit was most important to 11.9% of the respondents, indicating, Murdock says, that there is not much of an increased profit and/or it is secondary to the other benefits.
"It appears that no-tillage wheat is most helpful to producers because it helps with and reduces the demands of their day-to-day management at a busy time of the year," he says. "They see the benefits immediately and daily.
"While the longer-term benefits like less erosion, improved soil quality and improved yields on all crops are less visible and the benefits are only realized over a period of years. These benefits are just as important and probably recognized by the respondents but not as immediate and easy to see."


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Husky Talks Back To Mom, But You've Never Seen Anything Quite Like This…LOL!
Huskies are gorgeous dogs and amazing pets but if you ever plan on living with one, keep in mind things like this might happen every once in a while. They're known for being quite vocal but this is actually the first time I've seen one talking back at his human mom.
This is no random howling, this beautiful fur baby knows what he wants and he isn't afraid to speak his mind. I don't know about you but I couldn't say 'NO' to that face especially after that smile in the end. Adorable and smart, this pup is a keeper even if he talks back sometimes.


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Featured Articles
MGM Grand Results – Pacquiao Outclasses Bradley in Trilogy Closer
The MGM Grand was the place to be in Las Vegas this Saturday night as Manny Pacquiao and Timothy Bradley fought for the third time on HBO pay-per-view.
The broadcast kicked off with 140 lb action as WBC Continental Americas champion Jose Carlos Ramirez (16-0) faced the challenge of Manuel Perez (25-11-1). In the end the judges all had the fight for Ramirez, via scores of 97-93, 98-92 and 99-91. Ramirez successfully defends his Continental Americas title and runs his record to 17-0.
Check out highlights in The Boxing Channel Report "Pacquiao Returns Strong, Decisions Bradley in the Desert".
The featherweight bout between Evgeny Gradovich (21-1-1) and Oscar Valdez (18-0) was one of the most anticipated fights of the card, and proved to be a zesty encounter. As expected, Gradovich was moving forward throwing a lot of punches, but Valdez sat back and landed his shots with more precision. Gradovich entered round 2 with a cut on his eye already, and Valdez had little trouble finding it. Gradovich never stopped coming forward, but Valdez's movement and punching power were on full display. In the fourth round, Valdez set up a smooth left hook that knocked Gradovich to the canvas. As he got up nearing the end of the count, the referee saw him on wobbly legs and stopped the fight.
The co-feature bout saw Germany's Arthur Abraham (44-4) defending his WBO super middleweight title against the undefeated Gilberto Ramirez (33-0).
Despite being a decorated champion, Abraham entered the fight an underdog and from the start Ramirez made things difficult for him. Abraham covered up and came forward while Ramirez showed a wide arsenal of punches and movement to bank the early rounds. It took until the sixth round before Abraham seemed to come alive and throw more punches. Still, the 36-year-old champion was not able to match the general energy level of the 24-year-old Ramirez. Abraham will go back to Germany regretting the fact that he never got started, and the judges scores reflect that. They gave every round for Ramirez, 120-108, as the young Mexican becomes the first ever world champion from that country in the 168 lb weight class.
The main event saw the two fighters arrive in the ring to wild cheers from the capacity crowd reported to be 14,665. Once all the preliminaries were out of the way the two got down to business, and the fight quickly became a chess match, with cautious back and forth exchanges and neither fighter seizing a noticeable advantage. By the midway point of the fight, the technical battle had settled into a routine and unfortunately for Bradley, he did not appear to be getting off anything effective while letting Pacquiao dictate the pace.
In round seven, Pacquiao caught Bradley and sent him to the canvas. In round nine, Pac-man caught Bradley again with a compact shot that sent Bradley down, rolling back onto his shoulders from the power of the punch. With Bradley hitting the canvas a second time, it was clear that it was Pacquiao's fight to lose.
Comfortably ahead on the cards, Pacquiao cruised for the last few rounds. Bradley's attempts at mounting an offense were shut down by Pacquiao's sharp movement and counter-punching. Pac-man was still fresh at the end of the fight, bouncing around with energy in his legs. Like the first two fights, the match went to the judges and in this case all three judges had the fight for Pacquiao by identical scores of 116-110.
Because of their status as the #1 and #2 ranked welterweights with the Transnational Boxing Ranking's Board, the victorious Pacquiao earns recognition as the lineal welterweight champion.
Pre-fight reports had Pacquiao assured a purse of at least $20 million, while Bradley's haul was at $4 million. The evening's complete fight results appear below.
Check out author David Avila's recap of the prelims at The Sweet Science.
Saturday, April 9th, 2016 – MGM Grand Arena
Las Vegas, Nevada
Complete Results:
Welter 12 Rds: Manny Pacquiao over Timothy Bradley by UD (116-110,116-110,116-110).
Super Middle 12 Rds: Gilberto Ramirez over Arthur Abraham via UD (120-108 x3)
Featherweight 10 Rds: Oscar Valdez over Evgeny Gradovich via TKO in RD 4 @2:14.
140 LBS 10 Rds: Jose Carlos Ramirez over Manuel Perez via UD (97-93,98-92,99-91).
Welter 8 Rds: Egidijus Kavaliauskas over Denis Ilbay via UD (80-72,80-72,80-72).
LightHvy 10 Rds: Oleksandr Gvozdyk over Nadjib Mohammedi via TKO in RD 2 @2:06.
Welter 10 Rds: Konstantin Ponomarev over Brad Solomon via SD (98-92,96-94,94-96)
Super Middle 6 Rds: Leon Bauer over Ilshat Khusnulgatin via UD (59-55,59-55,60-54).
Lightweight 4 Rds: Devin Haney over Rafael Vazquez via UD (40-36,40-36,40-36).
Featured Articles
A Paean to the Great Sportswriter Jimmy Cannon Who Passed Away 50 Years Ago This Week
"Of all his assignments," said the renowned sportswriter Dave Anderson, "[Jimmy] Cannon appeared to enjoy boxing the most."
Cannon would have sheepishly concurred. He dated his infatuation with boxing to 1919 when he stood outside a saloon listening to a man with a megaphone relay bulletins from the Dempsey-Willard fight in faraway Toledo. His father followed boxing as did all the Irishmen in his neighborhood. For him, an interest in the sport of boxing, he once wrote, was like a family heirloom. But it became a love-hate relationship. It was Jimmy Cannon, after all, who coined the phrase "boxing is the red light district of sports."
This week marks the 50th anniversary of Jimmy Cannon's death. He passed away at age 63 on Dec. 5, 1973, in his room at the residential hotel in mid-Manhattan where he made his home. In the realm of American sportswriters, there has never been a voice quite like him. He was "the hardest-boiled of the hard-drinking, hard-boiled school of sports writing," wrote Darrell Simmons of the Atlanta Journal. One finds a glint of this in his summary of Sonny Liston's first-round demolition of Albert Westphal in 1961: "Sonny Liston hit Albert Westphal like he was a cop."
In his best columns, Jimmy Cannon was less a sportswriter than an urban poet. Here's what he wrote about Archie Moore in 1955 after Moore trounced Bobo Olson to set up a match with Rocky Marciano: "Someone should write a song about Archie Moore who in the Polo Grounds knocked out Bobo Olson in three rounds…It should be a song that comes out of the backrooms of sloughed saloons on night-drowned streets in morning-worried parts of bad towns. The guy who writes this one must be a piano player who can be dignified when he picks a quarter out of the marsh of a sawdust floor."
Prior to fighting in Madison Square Garden the previous year – his first appearance in that iconic boxing arena – Moore had roamed the globe in search of fights in a career that began in the Great Depression. Cannon was partial to boxers like Archie Moore, great ring artisans who toiled in obscurity, fighting for small purses –"moving-around money" in Cannon's words — until the establishment could no longer ignore them.
Jimmy Cannon was born in Lower Manhattan. He left high school after one year to become a copy boy for the New York Daily News. In 1936, at age 26, the News sent him to cover the biggest news story of the day, the Lindbergh Baby kidnapping trial. While there he met Damon Runyon who would become a lifelong friend. At Runyon's suggestion, he applied for a job as a sportswriter at the New York American, a Hearst paper, and was hired.
During World War II, he was a war correspondent in Europe embedded in Gen. George S. Patton's Third Army. When he returned from the war, he joined the New York Post and then, in 1959, the Journal-American which made him America's highest-paid sportswriter at a purported salary of $1000 a week. His articles were syndicated and appeared in dozens of papers.
Cannon was very close to Joe Louis. He was the only reporter that Louis allowed in his hotel room on the morning of the Brown Bomber's rematch with Max Schmeling. Louis, he wrote, "was a credit to his race, the human race." It was his most-frequently-quoted line.
In an early story, Cannon named Sam Langford the best pound-for-pound fighter of all time. Later he joined with his colleagues on Press Row in naming Sugar Ray Robinson the greatest of the greats. As for the fellow who anointed himself "The Greatest," Muhammad Ali, Cannon profoundly disliked him. He persisted in calling him Cassius Clay long after Ali had adopted his Muslim name.
It troubled Cannon that Ali was afforded an opportunity to fight for the title after only 19 pro fights. Ali's poetry, he thought, was infantile. He abhorred Ali's political views. And, truth be told, he didn't like Ali because certain segments of society adored him. Cannon didn't like non-conformists – hippies and anti-war protesters and such. When queried about his boyhood in Greenwich Village, he was quick to note that he lived there "when it was a decent neighborhood, before it became freaky."
Cannon's animus toward Ali spilled over into his opinion of Ali's foil, the bombastic sportscaster Howard Cosell. "If Howard Cosell were a sport," he wrote," it would be roller derby."
Cannon frequently filled his column with a series of one-liners published under the heading "Nobody Asked Me, But…" His wonderfully acerbic put-down of Cosell appeared in one of these columns. But one can't read these columns today without cringing at some of his ruminations. He once wrote, "Any man is in trouble if he falls in love with a woman he can't knock down with one punch." If a newspaperman wrote those words today, he would be out of a job so fast it would make his head spin.
Similarly, his famous line about Joe Louis being a credit to the human race no longer resonates in the way that it once did. There is in its benevolence an air of racial prejudice.
Jimmy Cannon was a lifelong bachelor but in his younger days before he quit drinking cold turkey in 1948, he was quite the ladies man, often seen promenading showgirls around town. Like his pal Damon Runyon, he was a night owl. As the years passed, however, he became somewhat reclusive. The world passed him by when rock n' roll came in, pushing aside the Tin Pan Alley crooners and torch singers that had kept him company at his favorite late-night haunts.
Cannon's end days were tough. He suffered a stroke in 1971 as he was packing to go to the Kentucky Derby and spent most of his waking hours in his last two-plus years in a wheelchair. Fortunately, he could afford to hire a full-time attendant. In 2002, he was posthumously elected to the International Boxing Hall of Fame in the Observer category.
Jimmy Cannon once said that he resented it when someone told him that his stuff was too good to be in a newspaper. It was demeaning to newspapers and he never wanted to be anything but a newspaperman. He didn't always bring his "A" game and some of his stuff wouldn't hold up well, but the man could write like blazes and the sportswriting profession lost a giant when he drew his last breath.
To comment on this story in the Fight Forum CLICK HERE
Arne K. Lang is a recognized authority on the history of prizefighting and the history of American sports gambling. His latest book, titled Clash of the Little Giants: George Dixon, Terry McGovern, and the Culture of Boxing in America, 1890-1910, was released by McFarland in September, 2022.
Featured Articles
Ryan "KingRy" Garcia Returns With a Bang; KOs Oscar Duarte
It was a different Ryan "KingRy" Garcia the world saw in defeating Mexico's rugged Oscar Duarte, but it was that same deadly left hook counter that got the job done by knockout on Saturday.
Only the quick survive.
Garcia (24-1, 20 KOs) used a variety of stances before luring knockout artist Duarte (26-1-1, 21 KOs) into his favorite punch before a sold-out crowd at Toyota Arena in Houston, Texas. That punch should be patented in gold.
It was somewhat advertised as knockout artist versus matinee idol, but those who know the sport knew that Garcia was a real puncher. But could he rebound from his loss earlier this year?
The answer was yes.
Garcia used a variety of styles beginning with a jab at a prescribed distance via his new trainer Derrick James. It allowed both Garcia and Duarte to gain footing and knock the cobwebs out of their reflexes. Garcia's jab scored most of the early points during the first three rounds. He also snapped off some left hooks and rights.
"He was a strong fighter, took a strong punch," said Garcia. "I hit him with some hard punches and he kept coming."
Duarte, an ultra-pale Mexican from Durango, was cautious, knowing full well how many Garcia foes had underestimated the power behind his blows.
Slowly the muscular Mexican fighter began closing in with body shots and soon both fighters were locked in an inside battle. Garcia used a tucked-in shoulder style while Duarte pounded the body, back of the head and in the back causing the referee to warn for the illegal punches twice.
Still, Duarte had finally managed to punch Garcia with multiple shots for several rounds.
Around the sixth round Garcia was advised by his new trainer to begin jabbing and moving. It forced Duarte out of his rhythm as he was unable to punch without planting his feet. Suddenly, the momentum had reversed again and Duarte looked less dangerous.
"I had to slow his momentum down. That softened him up," said Garcia about using that change in style to change Duarte's pressure attack. "Shout out to Derrick James."
Boos began cascading from the crowd but Garcia was on a roll and had definitely regained the advantage. A quick five-punch combination rocked Duarte though not all landed. The danger made the Mexican pause.
In the eighth round Duarte knew he had to take back the momentum and charged even harder. In one lickety-split second a near invisible counter left hook connected on Duarte's temple and he stumbled like a drunken soldier on liberty in Honolulu. Garcia quickly followed up with rights and uppercuts as Duarte had a look of terror as his legs failed to maintain stability. Down he went for the count.
Duarte was counted out by referee James Green at 2:51 of the eighth round as Garcia watched from the other side of the ring.
"I started opening up my legs a little bit to open up the shot," explained Garcia. "When I hurt somebody that hard, I just keep cracking them. I hurt him with a counter left hook."
The weapon of champions.
Garcia's victory returns him back to the forefront as one of boxing's biggest gate attractions. A list of potential foes is his to dissect and choose.
"I'm just ready to continue to my ascent to be a champion at 140," Garcia said.
It was a tranquil end after such a tumultuous last three days.
Other Bouts
Floyd Schofield (16-0, 12 KOs) blitzed Mexico's Ricardo "Not Finito" Lopez (17-8-3) with a four knockdown blowout that left fans mesmerized and pleased with the fighter from Austin, Texas.
Schofield immediately shot out quick jabs and then a lightning four-punch combination that delivered Lopez to the canvas wondering what had happened. He got up. Then Scholfield moved in with a jab and crisp left hook and down went Lopez like a dunked basketball bouncing.
At this point it seemed the fight might stop. But it proceeded and Schofield unleashed another quick combo that sent Lopez down though he did try to punch back. It was getting monotonous. Lopez got up and then was met with another rapid fire five- or six-punch combination. Lopez was down for the fourth time and the referee stopped the devastation.
"I appreciate him risking his life," said Schofield of his victim.
In a middleweight clash Shane Mosley Jr. (21-4, 12 KOs) out-worked Joshua Conley (17-6-1, 11 KOs) for five rounds before stopping the San Bernardino fighter at 1:51 of the sixth round. It was Mosley's second consecutive knockout and fourth straight win.
Mosley continues to improve in every fight and again moves up the middleweight rankings.
Super middleweight prospect Darius Fulghum (9-0, 9 KOs) of Houston remained undefeated and kept his knockout string intact with a second round pounding and stoppage over Pachino Hill (8-5-1) in 56 seconds of that round.
Photo credit: Golden Boy Promotions
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Featured Articles
Jordan Gill TKOs Michael Conlan Who May Have Reached the End of the Road
Fighting on his home turf, two-time Olympian Michael Conlan was an 8/1 favorite over Jordan Gill tonight in Belfast, Northern Ireland. Had he won, Matchroom promoter Eddie Hearn was eyeing a rematch for Conlan with Leigh Wood. Their March 2022 rumble in Nottingham was a popular pick for the Fight of the Year. But the 29-year-old Gill, a Cambridgeshire man, rendered that discussion moot with a seventh-round stoppage. It was Conlan's third loss inside the distance in the last 18 months and he would be wise to call it a day. His punch resistance is plainly not what it once was.
It was with considerable fanfare that Conlan cast his lot with Top Rank coming out of the amateur ranks. Tonight was his first assignment for Matchroom and his first fight at 130 pounds after coming up short in two world featherweight title fights. And he almost didn't make it past the second round. Gill had him on the canvas in the opening minute of round two compliments of a left hook and stunned him late in the round with a right hand that left him on unsteady legs.
He survived the round and for a fleeting moment in the sixth frame it appeared that he had reversed Gill's momentum. But Gill took charge again in the next stanza, trapping Conlan in the corner and unloading a fusillade of punches that forced referee Howard Foster to waive it off, much to the great dismay of the crowd. The official time was 1:09 of round seven.
Released by Top Rank, Conlan trained for this fight in Miami, Florida, under Pedro Diaz, best known for rejuvenating the career of Miguel Cotto. But the switch in trainer and in promoter made no difference as Conlan, who won his first amateur title at age 11, was damaged goods before he entered the ring. It was a career-defining victory for Jordan Gill (28-2-1, 9 KOs) who was not known as a big puncher and was returning to the ring after being stopped by Kiko Martinez 13 months ago in his previous start.
In the "Battle of Belfast," undefeated welterweight Lewis Crocker seized control in the opening round and went on to win a lopsided decision over intra-city rival Tyrone McKenna (23-4-1). Two of the judges gave Crocker every round and the other had it 98-92, but yet this was entertaining fight in spurts. McKenna had more fans in the building, but Crocker, seven years younger at age 26, went to post a 7/2 favorite and youth was served.
Other Bouts of Note
Belfast super welterweight Caoimhin Agyarko, who overcame a near-fatal mugging at age 20, advanced to 14-0 (7) with a 10-round split decision over Troy Williamson (20-2-1). The judges had it 98-92 and 97-93 for Agyarko with a dissenter submitting a curious 96-94 score for the 31-year-old Williamson who wasn't able to exploit his advantages in height and reach.
Sean McComb, a 31-year-old Belfast southpaw, scored what was arguably the best win of his career with a 10-round beat-down of longtime sparring partner Sam Maxwell. Two of the judges gave McComb every round and the other had it 99-88. McComb, who has an interesting nickname, "The Public Nuisance, successfully defended his WBO European super welterweight strap while elevating his record to 18-1 (6). The fading, 35-year-old Maxwell, a former BBBofC British title-holder, lost for third time in his last four starts after winning his first 16 pro fights.
Photo credit: Mark Robinson / Matchroom
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1225 Highland Avenue 5
1 BAApartment
We're sorry, this property is currently unavailable.
Built in 1913, this three-story, red brick building was originally the Highland Hospital. It was converted to apartments in the 1950's and is located on a large corner lot in a beautiful historic section on the north side of Hendersonville. Elevator service and coin-op laundry. Large one bedroom with hardwood floors. Tenants pay their own gas (heat) and electric; owner pays water/sewer, garbage, grounds maintenance. No AC; tenants may add window unit at their own expense. NO dogs; one adult cat only w/ approval. Hendersonville City Schools.
Main Street (25/Asheville HWY) north to right on Patton; left onto Highland Avenue. Building is on left on the corner of Highland and Waynesville.


text:
Tuotearvioita ei vielä ole.
The Cymbidium is a species of orchid that grows in a large array of sizes. It thrives in fresh to cooler climates and is epiphyte or lithophyte. It blooms in spring.
The Dendrobium name originates from the Greek "Dendron"= trunk, tree and "Bios" = life. In other words, it means "lives upon the trunks of the trees", referring to its epiphyte nature.
Exclusive indoor use / Do not water / Do not expose to sunlight / Keep away from heat sources
Tuotearvioita ei vielä ole.


text:
Fruit Produce Facts English
Recommendations for Maintaining Postharvest Quality
Adel A. Kader
Department of Plant Sciences, University of California, Davis
Maturity & Quality
Maturity Indices
Jackfruits can reach very large size (as much as 90 cm long, 50 cm wide, and 25 kg in weight), depending on the cultivar, production area, and the fruit load on the tree. Color change from green to yellow to brown is used as an indication of maturity and ripeness stages. Optimum harvest for long-distance transport is when the fruit changes color from green to yellowish-green. Fruits are harvested with a portion of the stalk attached to be used in handling them.
Quality Indices
Jackfruits contain 25-30% carbohydrates (fresh weight basis) including about 15-20% starch in unripe fruits that is converted to sugars (sucrose + glucose + fructose) in ripe fruits.
The unripe fruit is used as a starchy vegetable, either boiled or roasted, and when ripe it is used as a dessert fruit. Average acidity is 0.25% citric acid.
Jackfruit fruitlets are commonly sold in producing countries as a fresh-cut product.
Maturity & Quality Photos
Temperature & Controlled Atmosphere
Optimum Temperature
13 ± 1°C (56 ± 2°F); potential postharvest-life = 2-4 weeks, depending on cultivar and maturity stage.
Optimum Relative Humidity
Rates of Respiration
20-25 (preclimacteric) to 50-55 (climacteric peak) ml CO2/kg·hr at 20°C (68°F)
To calculate heat production multiply ml CO2/kg·hr by 440 to get Btu/ton/day or by 122 to get kcal/metric ton/day.
Rates of Ethylene Production
No published information.
Responses to Ethylene
Exposure to 100ppm ethylene for 24 hours accelerates ripening of mature-green jackfruits at 20-25°C (68-77°F). During ripening, the starch is converted into sugars, the pulp color changes from pale white or light yellow to golden yellow, and the fruit aroma becomes intense.
Responses to Controlled Atmospheres (CA)
No published information.
Physiological and Physical Disorders
Chilling Injury. Jackfruits exposed to temperatures below 12°C (54°F) before transfer to higher temperatures exhibit chilling injury symptoms, including dark-brown discoloration of the skin, pulp browning and off-flavor development, and increased susceptibility to decay.
Pathological Disorders
Pathological disorders usually follow mechanical and/or chilling injuries. No published information on postharvest pathogens of jackfruits.
May 2001
Use of Materials
The UC Postharvest Technology Center grants users permission to download textual pages (including PDF files) from this World Wide Web site for personal use or to reproduce them for educational purposes, but credit lines and copyright notices within the pages must not be removed or modified.
Except for these specified uses, no part of the textual materials available on the UC Postharvest Technology Center Web site may be copied, downloaded, stored in a retrieval system, further transmitted or otherwise reproduced, stored, disseminated, transferred or used, in any form or by any means, except as permitted herein or with the University of California's prior written agreement. Request permission from UC Postharvest Technology Center. Distribution for commercial purposes is prohibited.
The information in this fact sheet represents our best understanding of the current state of knowledge at the time of the latest update, and does not represent an exhaustive review of all research results. Links to any of these UC Postharvest Technology Center pages are permitted, but no endorsement of the linking site or products mentioned in the linking page is intended or implied by such a link.
How to Cite
Author(s) names. Initial publication or update date (located at the top). Title. Link to the specific Produce Fact Sheet webpage (Accessed date)
Example: Cantwell, M. and T. Suslow. 2002. Lettuce, Crisphead: Recommendations for Maintaining Postharvest Quality.
http://ucanr.edu/sites/Postharvest_Technology_Center_/Commodity_Resources/Fact_Sheets/Datastores/Vegetables_English/?uid=19&ds=799 (Accessed January 18, 2014).


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Adapted by Zefanyah Yosef Porter
1. "And it came it pass when he (Moshe) came close to the camp and he saw the eigel and the dancing, and the anger of Moshe flared."
(Shemos 32:19)
The Targum Yonasan teaches us that at the time of the sin of the Golden Calf, the Jewish People were looking for a leader. They were in a terrible state of confusion. Due to a miscalculation, the Jewish People believed that Moshe Rabeinu had missed the appointed time for his return to the Jewish People from atop Har Sinai. In desperation, the Jewish people made the golden calf and proclaimed it a god, R"L. The Targum goes on to tell us something frightening: the Satan entered the golden calf, and in the Jewish People's acceptance of the Eigel as their divine leader, the Satan was infused into them. The Torah earlier told us (Shemos 32:5 -6) that a holiday was proclaimed in honor of the golden calf, and the people danced in celebration. However, this was no simple revelry. The Midrash Tanchuma (20) tells us that the rejoicing of the worshipers of the Golden Calf consisted of the three cardinal sins of idolatry, adultery, and murder! The Divrei Yoel (Terumah 191) connects these two ideas, explaining that the Jewish People sank so low, because they accepted upon themselves a satanic force for a leader. Through this, the Satan himself was infused into them, and hence, they sank to a terrible low, committing the most terrible sins in the world.
We see from the above explanation, the tremendous power of the Satan! A mere forty days earlier, Klal Yisroel had experienced Matan Torah, had heard the voice of Hashem, so to speak, and according to Chazal, had returned the world to the intensely spiritual level on which it had existed before the sin of Adam HaRishon. Roughly six weeks prior to Matan Torah, the Jews had experienced Krias Yam Suf. The perception of the Shechinah at this awesome event was beyond any other G"Dly encounter ever experienced by the Jewish People. Chazal tell us that at Krias Yam Suf, a maidservant saw a greater revelation of the Shechinah than those prophecies experienced by Yechezkel Hanavi. despite all this, the Satan managed to prevail over them, so that they were lowered to the point of committing three of the most terrible sins on the planet. The Rebbe makes it clear, that simply by accepting the Golden Calf (which became the vehicle of the Satan) as their divine leader, the Jewish people sank to an almost unimaginable depth. This is a powerful lesson to us. If we accept an evil leader, the damaging effects of this accceptance are not superficial. They reach to the very depths of our souls and destroy us in the blink of an eye, R"L.
This is a tremendous insight for us in today's times. If you want to know the essence of the people, look at the leader whom they have accepted. This poses a great challenge for us today, but we do not have to fear. Perhaps we can draw the following logical argument: if accepting a satanic leader, R"L, causes so much damage to our very essence, then how much good must be brought about through accepting a holy leader!
We are taught this very idea repeatedly in our parasha. In the first words of the parasha, Moshe is appointed to oversee the census of the Jewish People. Later (31: 1 - 6), the Torah tells us of the appointment of Betzalel and Ahaliav as the constructors of the Mishkan. The parasha continues, amplifying this concept to the ultimate degree possible. We are commanded to observe the Shabbos, the ultimate proclamation of the most Holy One as our true King. Going further still into the Parasha (33: 12 – 23), we find that after the sin of the Golden Calf, Moshe Rabeinu pleads to Hashem to help
the Jewish People in the future to avoid sin by displaying his presence to them throughout their troubles in Galus. Hashem made a compromise, promising Moshe that although He could not make His presence clear to the Jewish People at all times, the Shechinah would, nevertheless, always be with Klal Yisroel, even when the times seemed dark.
Perhaps, this is a deeper look at the Divrei Yoel; the Rebbe is giving us a hint as to how to protect ourselves against the winds of heresy in our generation: accept Hashem as your Utimate King, and you will pull the very depths of your neshama from the lowest filth, to great levels of connection to Hashem! "Anochi Hashem Elokecha!"
2. The Mishnah in Meseches Megillah (25a) teaches us that the Torah portion of the golden calf "is read but is not translated." The Divrei Yoel brings a reason for this. Simply put, the miracles that seemed to emanate from the golden calf were miracles from the sitra achra, and satanic miracles are not to be publicized. This is particularly relevant in our times when, Chazal tell us, there will be tremendous tests in this area. Despite all the miracles that seem to be happening for the wicked, we must continue to cling to Hashem and His Holy Torah, never wavering from our true faith (Divrei Yoel Bereishis 101).
3. The Gemara in Meseches Megillah (12a) tells us an interesting story. The students asked R' Shimon Bar Yochai: For what reason did the Jews of that generation (in the time of Mordechai and Ester) become liable for destruction? R' Shimon replied to them: "You tell me." They answered: "Because they derived pleasure from the feast of that wicked one (King Achashveirosh)." R' Shimon replied to them: "If so, then the decree of destruction should only have been issued against the Jews in Shushan." The students replied: "So you tell us." R' Shimon replied to them: "Because they bowed to an image (in the time of the wicked Nevuchadnetzar)."
The Divrei Yoel discusses this Gemara in his commentary on Parashas Shmini. In an extended, brilliant, and complicated pilpul, the Rebbe discusses numerous points in an in-depth analysis of this Gemara. The Rebbe works the two answers together, and in the course of this, draws out a very powerful lesson: The point of Achashveirosh's feast was to pull the Jewish people away from Hashem and the Torah, causing them to commit aveiros and bow to idols. This alienation from Hashem and the Torah was to be accomplished through impermissible food and drink. One possible explanation for the impermissibility of the food and drink is that according to some authorities (including the Divrei Yoel) they were not Kosher.[They were contaminated through their attendance at the feast of Achashveirosh, the idolater. (See the Shelah Hakadosh on Parashas Ki Sisa under the heading "V'Torah Ohr" for elaboration on this concept.)] The severity of the punishment for attending the feast, a decree of extermination, can now be understood. Generally, if a person transgresses through forbidden foods (e.g., neveilos, treifos), the punishment would not be death. In this case, however, an especially severe punishment was warranted. The main part of the punishment (the decree of extermination) was incurred because through the feast, the Jewish people befriended Achashveirosh, a man of idolatry. Since they "buddied-up" with a terribly wicked man, whose only goal, was to drive them away from Hashem, toward the avodah zara, they incurred a severe punishment.
But we still must understand R' Shimon's answer. The fact of the matter is that the generation that bowed to the image in the days of Nevuchadnetzar was a different generation than the one that participated in the feast of Achashveirosh, so why should the Purim generation have been punished for the sins of their fathers? The Divrei Yoel answers based upon a teaching of the Chasam Sofer. The Chasam Sofer states that a wise person looks to the past to see how to act in the future. The children must learn from the stumblings of their forefathers not to fall into the same trap. This understanding applies itself to the Gemara under discussion. The Jews in the time of Purim should have learned the lessons of history. They should have looked back to the times of Nevuchadnetzar and taken notice that their ancestors stumbled by way of idolatry. Prompted by this retrospect,the generation living in the trying times of Achasveirosh's reign should have exercised increased vigilance against all avodah zarah. (Divrei Yoel Shemini 223)


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Distance Education
For people around the world that cannot travel to the learning site, distance education is the best suited for them. This can also be true for instructors who cant get to the site.
With this method, instructors and students can communicate with the following options; printed materials, electronic media and the recently trendy technology advancements that can easily make distance education possible. Overall, distance education can be a good option for institutions and agencies to easily pass instruction with the use of other learning mediums.
Education courses of these types also have variants; one is internet communication to get instructions in real time, email correspondence, CD instructions, broadcasted courses, and the every trendy mobile device communication using a wireless server. Distance education does not require the student to be present in a classroom. But in many cases, they are traditionally situated in a classroom which is called the virtual learning environment. There is also a more specific computer education called online learning or e-learning.
The course is good for schools to expand the learning medium and make use of technology for learning. In some schools, CDs are supplied to the students for extended instruction on any course. Although this may be an option for schools, these methods are often used in places where there are only little or few students residing in a particular area or far-flung locations. As remote areas are likely to benefit more from this scheme, they can also be used in populated areas to ease the task of learning.
Since online examinations can be difficult to regulate, instructors can use additional programs and monitor the students during the test and reduce the possibility of help from other sources and the internet. Perhaps, the use of a webcam can solve the problem. With distance education, the supervising factor is compromised. Another solution to this problem is to hold examinations at a particular location to prevent fraud, giving professors more manageability.
More information:
American Education
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text:
New York Changes Pro Bono Rules for In-House Attorneys
In a decisive move, Chief Judge Jonathan Lippman, of the New York Court of Appeals announced a rule change that affects in-house attorneys, and their ability to do pro bono work, reports The New York Times. And we're left wondering, will other states follow suit?
The New Rule
The New York rule allows attorneys who are not admitted to the NY Bar, but who work in corporate law departments in the state, to do pro bono work. The sole requirements are that the attorney is admitted to another state bar, and in good standing, according to The Wall Street Journal.
Chief Judge Lippman stated: "These are some of the best most talented lawyers in our state, and in our country ... So many of them are not necessarily from New York or admitted here, but yet their corporations are committed to the work," reports The Wall Street Journal.
The Anticipated Effect
The new rule took effect last week, on December 4, 2013, and it's anticipated that as a result of the new rule, 5,000 to 10,000 attorneys may be added to the pro bono pool of attorneys.
The reaction to the rule has been positive; Vice President and Chief Legal Strategist of the Association of Corporate Counsel stated: "In-house counsel in New York will no longer face any unnecessary restrictions as they look for ways to give back to individuals, families and non-profit organizations that rely on free legal advice." President and CEO of the Pro Bono Institute ("PBI"), Esther F. Lardent, also lauded the new rule proclaiming: "With thousands of in-house counsel coming from all around the country to work in the state, this is a huge victory for access to justice and the organizations and clients that stand to benefit."
Wider Reach
While pro bono work is an important part of a lawyer's ethical obligations and responsibilities, New York is only the fourth state to change its pro bono rules, and follows the lead of Colorado, Illinois, and Virginia according to the PBI. However, in most other states, "[m]ultijurisdictional practice rules pose a significant obstacle for many in-house attorneys participating in pro bono activities," according to Corporate Pro Bono. Hopefully, as the efficacy of this practice is recognized, more states will change their pro bono rules.
Would you take on more pro bono cases if a rule similar to New York's was adopted in your state? Let us know on LinkedIn.
Related Resources:
- Bringing Pro Bono to Center Stage (FindLaw's In House Blog)
- Bad Rep Getting In the Way of Hiring? How to Fix Your Company's Rep (FindLaw's In House Blog)
- Creating a Balanced Team: Why Optimists Are Not All That (FindLaw's In House Blog)


text:
Customer Success Story
Leading International Building Research Firm Relies on Single-source Publishing of MadCap Flare to Cut Production Time of Print and Online Documentation
- Increase efficiency and content consistency through single-source publishing of documentation for 10 environmental assessment schemes, including printed manuals, downloadable PDFs, and online Help.
- Strengthen collaboration among BRE writers and subject matter experts.
- Enhance users experience by making it easier to navigate the documentation to find the information they need.
- Efficiency - MadCap Flare's topic-based single-source publishing simplifies the delivery of documentation, including online Help, PDF files, and printed manuals. Snippets and conditional tags enable writers to tailor content for manuals serving different audiences.
- Quality - Single-source publishing in MadCap Flare ensures consistency across different manuals. MadCap Analyzer analyzes BRE's Flare-based content to identify issues and recommend improvements.
- Collaboration - Integration of MadCap Flare with Subversion provides version control of content created by teams of writers. MadCap Contributor enables other BRE team members to contribute content to Flare without having to worry about the design elements.
- Intuitive User Experience - Search functionality and glossaries built using Flare enable users to readily find the information they need whether accessing documentation online or in print.
BRE Group, headquartered in the United Kingdom, is a world-renowned building research, consultancy and testing organization for the construction and build environment sectors. For nearly 100 years, BRE has helped government and private sector clients meet the significant environmental, social and economic challenges that clients face in delivering homes, buildings and communities.
Over time, BRE has created the Building Research Establishment Environmental Assessment Methodology (BREEAM), which is the world's longest established method of assessing, rating and certifying the sustainability of buildings. More than 250,000 buildings have been BREEAM-certified, and more than a million are registered for certification in the UK and worldwide.
To help its independent, licensed assessors and customers understand the BREEAM process, requirements and ratings across different categories of sustainability, BRE delivers online Help, printed manuals, and PDF guides. Today this documentation is delivered using the single-source, multi-channel publishing capabilities of MadCap Flare.
BREEAM Online Help Created With MadCap Flare
The Challenges of Managing Multiple Versions
For years, BRE used other software to produce its online Help and print documentation. However, BRE found it increasingly difficult to keep track of multiple versions of the same documentation, each with slightly different variations.
"Keeping all our documentation versions in sync resulted in a lot of multi-source issues, which slowed down the completion time of our manuals," recalls Peter Giblin, BRE business systems analyst. "We needed new software that could help us maintain consistency in our documents, forms and phraseology, as well as speed up the process of delivering information to our assessors and customers."
BRE began its software search with three goals in mind. It had to help the company keep track of multiple versions of its manuals; update documentation efficiently; and produce it in a mix of PDF, online Help and print formats. In the process, the company evaluated products from several technical documentation software companies, including MadCap Software.
"We did a lot of research on the various documentation software companies before downloading the trial of MadCap Flare," Giblin recalled. "Flare ticked off all the boxes that we needed, and we haven't looked back since."
The topic-based approach to authoring and content reuse enabled by Flare have allowed us to drastically cut down the time it takes to create manuals and get the information out to our assessors and customers.
Peter Giblin Business Systems Analyst, BRE Group
Single-source Publishing With MadCap Flare
Taking advantage of MadCap Flare's single-source functionality has enabled BRE to organize, customize and reuse content for ten different BREEAM schemes. These include manuals for each of the four countries that comprise the United Kingdom (UK): England, Wales, Scotland and Northern Ireland. Additionally BRE produces a general UK manual for non-domestic builders plus international manuals for new and refurbished non-domestic buildings.
Because all of the documentation is stored centrally in a MadCap Flare project, BRE is able to reuse the content that is common across its various manuals, as well as prevent duplicate information and inconsistent phraseology.
"The topic-based approach to authoring and content reuse enabled by Flare have allowed us to drastically cut down the time it takes to create manuals and get the information out to our assessors and customers," Giblin observes.
For our UK non-domestic manual alone, we have seven different versions–all with slightly different information, and trying to keep track of all that without Flare would be impossible.
Peter Giblin Business Systems Analyst, BRE Group
Streamlining the Documentation Process
Additional capabilities in MadCap Flare have enabled to BRE to streamline the process of creating and publishing documentation, including the Microsoft® Word import function, snippets, and conditional tags.
"Using Flare, we've adapted all of our UK manuals from Word documents into single-source documentation, and it's been working out great for us," Giblin says.
Meanwhile, Giblin explains, "We are using snippets and conditional tagging in Flare to help weed through certain content and insert slightly different information where we need to."
For example, BRE has five different print versions of the UK non-domestic manual plus online Help and a downloadable PDF file.
"For our UK non-domestic manual alone, we have seven different versions–all with slightly different information, and trying to keep track of all that without Flare would be impossible," Giblin notes.
The MadCap support team and community also have contributed to BRE's efficiency by helping the company to resolve issues quickly.
"MadCap support is really good. If we reach out to the support team at the beginning of the day, we get a response back from them by the end of the day," Giblin observes. "Additionally, if we need a quick fix, we often use the MadCap forums or MadCap user group on LinkedIn. Both are great and very helpful."
BREEAM Online Help Topic Example
Improving Content Quality
To enhance the quality of its manuals, BRE also uses MadCap Analyzer, which is fully integrated with MadCap Flare. MadCap Analyzer goes through BRE's Flare-based documentation to help find issues, such as missing content, broken hyperlinks, and unused style sheets that need to be removed from the project.
Additionally, BRE uses the reporting feature in MadCap Analyzer to share information with its documentation teams about issues and the progress of projects–further helping to ensure the quality of manuals while improving team efficiency.
"It's very helpful to have a reference for all our documentation", explains Giblin. "Before we go live with our Flare-based manuals, Analyzer gives us the chance to verify the status of our links, and it notifies us if we are missing pages in our documentation. This helps us to stay on track as we create and update our manuals."
Before we go live with our Flare-based manuals, Analyzer gives us the chance to verify the status of our links, and it notifies us if we are missing pages in our documentation.
Peter Giblin Business Systems Analyst, BRE Group
Fostering Collaboration
At the same time, BRE fosters team collaboration through the use of Apache Subversion, Microsoft® SharePoint® and MadCap Contributor.
"We use Subversion integrated with Flare for version control, so that we can keep track and manage changes to our documentation files," Giblin explains. "We also find using Microsoft® SharePoint® Explorer for managing review packages to be useful. No one is perfect when it comes to updating and keeping track of documents, so knowing we have a backup to revert back to, is very important."
Meanwhile, MadCap Contributor enables BRE's writers and subject matter experts to review and contribute to content in a Flare project.
"We want to make sure our writers can focus solely on the writing aspect of the manuals and not worry about the design and layout," Giblin notes. "So we've created a form in Contributor that our writers use to input information, and then we are able to open that form and integrate it with Flare."
We've been using Flare for a number of years now with much success, and we are excited to move forward with Flare and see what it has to offer for our future.
Peter Giblin Business Systems Analyst, BRE Group
Enhancing the User Experience
The range of manual output serves to address the diverse needs of assessors and customers going through the BREEAM process.
"Our customers use our print manuals for taking notes, the PDF version for references on terms, and the online Help for quick searches on questions that need fast answers when the customer is on the go," Giblin observes. "Also, our assessors are usually out in the field, and they are able to pull up the online Help and PDF versions of our manuals on a phone."
Across the company's different print and online versions of documentation, BRE provides a glossary created using MadCap Flare, which breaks down for readers the acronyms associated with the construction industry.
"Our glossary of acronyms helps out people who aren't experienced in sustainability construction to easily find those acronyms and the meaning behind them on our Help website," Giblin says.
For online users, BRE also uses the search functionality enabled by MadCap Flare.
"Instead of having to go to Google, customers and assessors on our Help website can go to the search bar and locate information simply by typing in a keyword," explains Giblin. "It helps cut the time it takes for users to get what they need."
As BRE moves forward, the company is looking at additional ways to enhance the user experience. The company is revisiting how to make its manuals, which can run 400 to 500 pages long, easier to navigate. It also is examining how to create versions of manuals that are fully optimized for mobile devices, as well as how to modernize the web experience of its online Help.
"We are currently in the process of creating an HTML5-based website with the top navigation that Flare now offers, which will create a more cohesive look for our online Help that is more like our corporate BRE website," Giblin notes. "We've been using Flare for a number of years now with much success, and we are excited to move forward with Flare and see what it has to offer for our future."


text: IMEI Almost every mobile phones, mobile communication devices and satellite phones have a unique number which is called International Mobile Equipment Identity (IMEI) number. This number is used to identify a specific device. If the device is stolen, it's possible to blacklist that device so that it can't be used in any network. It is possible… Read the rest


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Lake & River Activities
Rotorua Paddle Tours
The beauty of Stand Up Paddling (SUP) is simple: it's like walking on water. The grace of surfing and the power of paddling combine and give you the most fun you can have on water. Exploring, surfing, relaxing and working out! Let Rotorua Paddle Tours take you on a journey you'll never forget.
Kawarau Jet - 30min Jet Tour
Book a 30min Jet Tour of Lake Rotorua and let our professional drivers thrill you with speed, spins and adrenalin. Visit iconic landmarks such as Kawaha Point, Mokoia Island and Sulphur Bay. Hear the history of the land and the poeple that have shaped Rotorua into the cultural and event capital of New Zealand.
Lakeland Queen
Take a different look at Rotorua onboard the Lakeland Queen, the only stern wheel paddle boat and large cruising vessel operating on the iconic Lake Rotorua. With two deck levels that can accommodate up to 200 seated guests in comfort, the cruise offers a truly unique dining experience.
Aotearoa Waka Experience Tours
Explore and discover the region's beautiful Moana (lakes) and Awa (rivers) aboard either Kahukura and Tieke, the specially designed 24 seat 'waka tangata' (people's canoe) which have travelled throughout the rohe (surrounding areas) for many years.
River Rats Raft & Kayak
River Rats Raft and Kayak are one of New Zealand's most professional and well-known rafting companies. Over 30 years experience in providing customers with quality adventures, take pride on safety-first culture and attention to detail. Offer rafting on the Kaituna (Grade 5) - Awesome with a 7 metre waterfall, Wairoa (Grade 5) - Wild (dates available on request), Rangitaiki (Grade 3-4) - Adventurous, fun & beautifully scenic, and on the Rangitaiki (Grade 2) - Scenic and great for families. Sledging Trips are offered on the lower Kaituna River.
KJet Parasailing
KJet Parasailing is a truly unique experience where you can sit back, relax and enjoy the exhilaration of free flight up to 400 feet in the air whilst you admire the truly stunning views of Lake Rotorua and the surrounding area.


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The past few weeks, we went through some cool iron sculptures of the villains from Transformers – the Decepticons. Now, check out this badass iron sculpture of, the leader of the righteous Autobots, Optimus Prime.
Last time we saw the awesome man-built Megatron sculpture.
Now, check out this amazing iron sculpture of the main antagonist from the last Transformers film – The Fallen.
The people who helped build this iron sculpture must really like Transformers. Just look at the amount of work and detail put into it.
The ongoing event "Creativity for a nursing home" happening in Henan province has been transformed into a creativity competition with the theme of Panda. Recently, the Henan Museum of Art has become the holy land of creativity and imagination where countless young people and adults came to "worship". Other than fighting to read the essay "My dad is a panda" written by a 12 year old girl, which already sold for 100,000 CNY (15,186 USD), audiences were also stunned by some other panda arts. A replica sculpture of Venus de Mio in the center of the museum became the hot spot, not because people haven't seen a statue of Venus de Mio before, it was the special material used: giant panda poop!


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Here are a list of the model shows and popular airshow that will take place next month!
July 2017 Model Shows & Airshows
7/14-7/16 Royal International Air Tattoo at RAF Fairford. www.airtattoo.com
7/15-7/16 Milwaukee Air & Water Show. Milwaukee, WI. www.milwaukeeairshow.com
7/22-7/23 Manchester Airport Aviation & Transport Fair at Runway Visitor Park. Manchester, UK.
7/24/7/30 EAA AirVenture Oshkosh. Wittman Regional Airport. Oshkosh, WI.


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Commenting on the US reluctance to eradicate the poppy fields, Robert Weiner, a former US drug policy spokesman, said that fear of unemployment and instability in the country cannot be considered a sufficient reason for not eradicating the fields, as some legal substitution for the farmers present occupation can be provided.
On the matter of survival of the farmers, were not out to make happy farmers in Afghanistan who make money off killing the youth of the world, including in Russia. Theres got to be crop substitutions in addition to the eradication of the fields, as there has been in Colombia, which has cut Colombian cocaine by 50 percent very successfully. So, eradication works.


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Smart Production
Smart production means the progressive networking of production environments and all associate components in Industry 4.0. Industrial production is thus interlinked with modern information and communications technologies. Companies can thereby proceed more proactively and more efficiently and optimize their value creation.
At this time, approximately 8,500 companies in production sectors are located in Vienna and employ more than 135,000 people. In total, the producing companies generate around 18 percent of the value creation in Viennawith around 12.3 billion Euros.
In the areas of innovative production technologies, process technology, and machine construction, producing companies have access to comprehensive advising and support. The Vienna Business Agency also acts as a platform and a hub for the numerous initiatives that are active in these areas in this location.
A central component on the topic of smart production is the pilot factory for industry 4.0 of the TU in the technology centre Seestadt. Its goal is to further strengthen the collaboration between economy and science in the location.


text: A gripping new original graphic novel from ED BRUBAKER & SEAN PHILLIPS, the bestselling creators of PULP, RECKLESS, CRIMINAL, and KILL OR BE KILLED. Who are you, really? Are you the things you do, or are you the person inside your mind? In Europe on a business trip, Jonathan Webb can't sleep. Instead, he finds himself wandering the night in a strange foreign city with his new friend, the mysterious and violent Rainer, as his guide. Rainer shows Jonathan the hidden world of the night, a world without rules or limits. But when the fun turns dangerous, Jonathan may find himself trapped in the dark-the question is, what will he do to get home? NIGHT FEVER is a pulse-pounding Jekyll-and-Hyde noir thriller about a man facing the darkness inside himself. This riveting tour of the night is a must-have for all BRUBAKER & PHILLIPS fans! (W) Ed Brubaker (A) Sean Phillips, Jacob Phillips (CA) Sean Phillips


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Job Opportunities in Blockchain
The number of job opportunities in blockchain has increased dramatically since 2014. In 2017, blockchain specialists ranked at the second position among the fastest growing job openings on Upwork.com. While most of the openings relate to developers, the blockchain technology has opened up opportunities for almost every career.
Who are the Job Providers?
Blockchain related jobs have surged almost everywhere the technology has taken shape. The biggest employers so far are cryptocurrency related startups. With more than 1,000 cryptocurrency networks and hundreds of trading platforms, at least a dozen jobs are created every week.
On Indeed.com, a popular job search provider, job postings mentioning the words "cryptocurrency" or "blockchain" have increased by more than 621% since 2015. Some of the popular companies posting the jobs include:
- Uber
- eBay
- JP Morgan Chase
- Philips
- Match.com
- Electronic Arts
- Evernote
- Capital One
Learn more about blockchain on this website.
Top 7 Jobs in Blockchain
7.Web Developer
There is an uptick in opportunities for web and app developers in blockchain startups. As a developer, you are tasked with writing code mostly related to smart contracts and maintaining the code on a regular basis. Most startups in the industry demand highly skilled developers. Some of the popular coding languages you must have to get a good job include Python, JavaScript, and Solidity.
6. Security Architect
While the blockchain is often touted as hack-proof, security architects are in high demand in the industry. Security architects build systems that ensure the startup is not hacked. Most professional security architects possess at least a college degree. It is also important to possess analytical skills and great attention to detail if you are to succeed in this profession. Cryptocurrency trading platforms lead as the biggest employers of security architects, with blockchains closely following.
5. Machine Learning Engineer
In the cryptocurrency industry, a machine learning engineer builds hack-proof, user-friendly cryptocurrency solutions. Machine learning engineers can build tokens, an exchange platform or a blockchain network. These professionals are experts in data analysis, coding, and other relevant skills. In most cases, the best machine learning engineers have a master's degree in a related field.
4. Business Development Manager
Blockchain networks solve problems in almost every industry today. From gaming to finance, healthcare to supply chain management, there is a blockchain startup for every industry. The skills of a business development manager are, therefore, in high demand.
To be a good fit for this profession, you must have interest in the industry and possess all the requisite business management skills. Possessing communication skills, organizational skills and team playing are extremely important skills for a business development manager.
3. Financial Analysts
As cryptocurrency hedge funds increase, the number of financial analysts job posts has increased. As a financial analyst, you work with private blockchain investors, blockchain founders and trading platforms. The job description for a financial analyst will often vary. However, a typical day involves recommending investments, evaluating risks and managing portfolios.
The basic requirement to be a financial analyst is a bachelor's degree. You must also have a license and possess analytical skills, math skills, and computer skills. Financial analysts are often very proactive in reading business trends and political situations.
2. Journalist
To drive the blockchain industry forward, startups rely on journalists to report relevant news, do reviews and recommend services. There are thousands of journalists and reporters who specialize in blockchain news at the moment. The number of blockchain bloggers and dedicated cryptocurrency news sites has also surged since 2014.
Unlike most professionals in the industry, you don't have to own a bachelor's degree to become a blockchain reporter. Anyone with a good grasp of their local language, excellent writing, and reporting skills can make a living reporting for blockchain enthusiasts. To make it in mainstream media, however, you will need a bachelor's degree.
1. Sales and Marketing Experts
Cryptocurrency networks can't rely on journalists alone to drive growth for their products. They need skilled managers who can make partnerships and attract service adoption. As a marketing manager, your job is to study the market and identify potential customers. You monitor trends, compare values, develop strategies and help the startup maximize profits.
Although a good marketing expert will often have a bachelor's degree, that's not the most important qualification detail needed in the industry. A marketing expert enjoys introducing services to people, reaching out and making connections. They are outgoing, proactive in watching trends and quick at closing good deals.
How to Apply
While there is an umpteenth of job openings in the blockchain industry, identifying the job posts is not always obvious. Most startups in the industry keep a low profile, choosing to keep most of their employee details private. However, there is a variety of websites dedicated to listing job openings for people interested in working in the blockchain industry.
Upwork.com is the most popular freelancing website in the world. In December 2017, the website reported that job postings related to blockchains were the second most popular on their platform, just after robotics. Joining Upwork.com is free of charge. Like everywhere else, people with blockchain skills command high figure payments when they link to the right clients.
Crypto Jobs is a dedicated website for listing blockchain jobs. The site posts at least two openings in a day and has so far listed more than 150 openings. Crypto jobs mainly list jobs related to; marketing, development, designs, writing and internship openings.
LinkedIn is one of the most popular social networks for listing work profiles. In June 2017, LinkedIn reported that almost 1000 blockchain job adverts were listed on their site on a weekly basis. LinkedIn offers their services free of charge, but they have a premium subscription as well.
Toward the end of 2017, indeed.com reported that the number of people who searched for blockchain jobs on their site had increased by 1065%. Job listings on the website have since increased a lot more. Today, there are dozens of relevant blockchain jobs posted on the website on a daily basis.
Although most blockchain development company hardly list job openings on their websites, there are numerous avenues to help you get a job in the relevant blockchain startup. If you have any skills you believe could be helpful to a blockchain startup, feel free to apply for a posting in any of the four websites listed above.


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Country Music: Jewed Downward Like Everything Else
Posted by Socrates in country music, country music today, jewed culture, jewed music, rock music, Socrates, Western civilization, Western culture, Western decline, White identity, White music at 9:59 am | Permanent Link
Country music was a unique, regional thing, with its own sound and its own sub-culture. Unlike the heavily-Black roots of rock music (e.g., Muddy Waters, Ike Turner, Chuck Berry), the roots of country music were White [1]. Country music was formerly known as hillbilly music. But today, "country" music is just another commodity for the Jews to profit from (while they wreck it at the same time, just like they wreck everything else they touch).
[1] granted, Whites adopted rock music as their own, and hard rock/heavy metal is particularly White


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Introduction: BEETLE-BOT
If you don't have enough money to buy a expensive robot or cute dogs and cats, why don't make a robot yourself. Don't throw away old things, you can recycle them to make a new interesting toys for your kids.
It may be weird a little bit but I hope you will like this BEETLE-BOT. >_<
Step 1: PREPARATION
(1x) motor
(1x) tiny screw
(1x) AA battery
(1x) Old toothbrush (cut and take a head that have the same length as motor size + battery when lie horizontally)
(1x) Hot glue gun
(1x) Plastic straw
(1x) screw
(2x) electric wire
Tape, scissor, ...
Step 2: MAKING PROGRESS
2.1. Create a rotor
Stick straw, screw with motor's shaft
*Note: Screw and motor's shaft have to deviate from each other
2.2. Use glue to stick motor and battery to the backside of toothbrush's head
2.3 Draw out wire and connect each to one head of motor and battery
Step 3: For More Information, Check Out My Video. Hope You Will Make It !
Remember to follow my channel to update our green project and more and more tricks like that :D
Subcribe our youtube channel to support us


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Having a close look at a shell can sometimes tell you a lot about its history.
Some shells can tell you how old the mollusc inside had been alive, for example. Common cockles are some of the best shells to see this on - so these are pictured here.
While cockles have ridges running from their narrowest point, to their widest, it is sometimes also possible to see indented lines running across the width of the shell (and these are replicated exactly on each half of the shell).
The theory is that each line across represents one growing season, rather like the growth rings of tree trunks.
READ MORE: How to identify shells
The two deep lines across the shell above indicate that the cockle lived through two birthdays but dies before the third.
Rings may be a better indication of age than the size of the shell, as the above photo shows. A bigger shell does not neceassarily mean that the molusc lived a longer life.
While the shells above are very different sizes, the growth ring suggests that they are both around the same age - somewhere between one and two years old. Perhaps the larger shell on the right lived in an area where more food was available enabling it to grow bigger.
To be scientifically accurate, the best way to age a shell would be to saw through it to get a cross section and look at the internal growth rings. This is, however, a very tricky operation requiring specialist equipment.
The two shells below show less clear growth rings as do many shells. In some shells, the rings get worn away in the water, for example.
More about cockles and other bi-valve shells
Have a look at our galleries of beach finds above.
Any finds you'd like to share?
We can add your photos and stories to this website.
Please email email@example.com
Thank you!


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Inviting those you love to Christmas Eve Services
Christmas is a great time to reach out to those you love who God has put in your life in your neighborhood, workplace, etc. Christmas seems to removes barriers of inviting people to church or into your home socially. This Christmas season, can I encourage you to do two things:
1) Invite someone to our Christmas Eve services
2) Host a Christmas/New Year's gathering – simply invite people into your home and invite others from the church body to join you (reach out in community).
Both of these are easy steps to connect with people and open up doors where you can share the Love of Christ to those you love and care for.
We have provided different ways to assist you in inviting people to the Christmas Eve services:
1) Pick up an invite card at Mountain View and hand deliver it
2) Go to the website and send out an e-invite. All you need to know is their email address. Once you fill out the form, it will email your friend/family member a nice invitation with all the details.
3) Invite via Facebook event. Simply go the below link and invite all your "friends" to come. You can find it here: https://www.facebook.com/events/556467821114560/
(You can click on "Invite Friends" to find friends you would like to invite)
Hope you have a wonderful – Christ exalting Christmas where you can hold out the hope of the World – Jesus – to those around you!


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On Saturday, Resolana will host its 2nd annual Westside Music Festival from noon – 6pm at 511 W. Commerce in Dallas. This family-friendly event includes music from the Mark McKenzie Quartet, Janet Davis and the Velvet Living Room, Brent Byrd, Regina Chellew, Wolf at the Door, & La Parranda Venezuela.
We have five pairs of tickets to the festival to give away.
You will also enjoy a silent auction, food, kids events and lots of other fun.
Enter below for a chance to win.
We have our winners! Thank you.


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The Customer Effect
How digital banks are raising the bar for customer experience
- Online-only banks have amped up customer expectations for authentic experiences
- Building online marketplaces, offering niche products, and involving customers in product development are moves being noticed by incumbents
The Europeans are coming. Challenger bank N26 raised $160 million in Series C funding this week to fuel its expansion to the U.S., and other markets, later this year. Revolut, another U.K. challenger, has been planning a U.S. launch this year too and Monzo is rumored to follow. Digital-only challenger banks have changed customer expectations, including customer service and how customers want to use financial products. Big banks are taking notice, with companies developing sub-brands to hook younger, digital-savvy customers or others -- the most recent of which is rumored to be the Royal Bank of Scotland. "They're showing the art of the possible of what a nimble, more tech-driven bank would do, and the biggest way they've done that is customer experience," said Celent analyst Stephen Greer. "[With big banks] you have legacy technology and culture issues with branches; big banks have cannibalization concerns, and there are a lot of compliance issues." Here are three ways digital-only banks are responding to customer expectations better than banks. Building online marketplaces A marketplace model lets the banks grow their product offerings without having to develop them from scratch, while using a trusted relationship with customers to generate referral fees. Starling Bank, for example, rolled out the first wave of its marketplace in February with connections to third-party insurers, pension providers, investment apps and mortgage brokers, including travel insurer Kasko, robo-adviser Wealthsimple and PensionBee, which lets workers combine their various pension plans from past employers into a single platform. In the same month, Monzo rolled out a marketplace beta. N26, which has a successful marketplace in Europe with partners like Transferwise for peer-to-peer cross-border money transfers, Raisin for savings accounts and vaamo for investment services, plans to replicate the model when it moves into the U.S. market. "We're pursuing the idea of becoming the central cockpit for all our customers' finances to facilitate financial education and decision making," N26 U.S. CEO Nicolas Kopp, recently told Tearsheet. It's a concept that has been missing in banking for a long time: an Amazon-like platform that lets banks, like N26 or Monzo in this case, offer other providers' financial products and services without having to establish individual partnerships or one-off integrations. Cross selling is a time honored business formula for many larger legacy banks, but young financial startups are out to prove they don't need to push more of their own products on customers to retain their loyalty. "It doesn't necessarily have to be a Monzo product," said Valerio Magliulo, product manager for partnerships at Monzo. "We can cross sell any possible product. You access a section in the app which shows several providers' information and [customers] can compare -- they're all presented in an objective and fair way without any stance." Products for travelers and mobile workers: cross-border accounts and travel insurance Revolut offers a multi-currency account that lets customers easily move money between countries for minimal fees -- a task that's traditionally been expensive for major banks. For less than $10, it gives customers access to a range of additional services, including travel insurance, free unlimited foreign exchange transactions, and exclusive promotions. "Differentiation is quite simple because the foreign currency product is unique," said Dan Westgarth, head of Revolut USA, in a recent interview. "Our customers are typically financially savvy, they reside in urban areas and are aware of the financial ecosystem; they're actively looking for a better experience." Making customers part of the product Sometimes, customers and prospects are invited to Monzo offices for in-person beta testing on "Testing Tuesdays," an opportunities to make the customer feel they have a stake in the business.
For Monzo, which just crossed 500,000 current account holders, the absence of physical branches doesn't mean a lack of interaction with customers. Monzo's approach is to release early versions of products to a group of customers and get customer feedback from within the app and through an online forum. It's an approach that gives customers a sense of ownership and excitement about the brand. For Monzo's marketplace beta, it sought out feedback from 3,000 customers. "It's a minimally viable product of what the marketplace will be like in the future -- the customer experience is nowhere near the end goal but we gather feedback and understand use cases of how customers really interact with it," said Magliulo. Other techniques for customer engagement include "product journals," or regular interaction logs customers use to describe their interactions with a product, and ongoing communication with product managers over the bank's online community forum. Monzo responds to every comment. Customers also have opportunities to interact within the developer team's Slack channel. "Internally, we really value frank, constructive feedback, and our community is like an external extension of that," said Richard Cook, Monzo's online community manager. "We want to hear the good, the bad and the ugly from our users. And they always deliver, from helping us decide how to handle ATM fees to giving us our name, our community is with us every step of the way."
"Testing Tuesdays" ????- Understanding Users, How many #Fintech firms & Banks follow this process diligently ? #UXhttps://t.co/ZU0BnvlKwH Via @uxsam @monzo pic.twitter.com/jeuarmo2YS— Shri Harsha K (@liveharsha) February 10, 2018


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Mixed Cacti, Green & Purple Art Print
Giclee Art Print
Cacti are one of my favorites to paint. They lend so well to watercolor. The greens and purples of this illustration blend so well together.
- This design was created from original art and Illustration by Tonja Wilcox. It has been hand drawn and illustrated with watercolor and ink.
-I personally digitize and print all giclee art prints with care using top quality materials.
- Printed on 100% cotton rag premium acid-free art paper (300 gsm)
- Paper features a pleasing natural white tone and semi-smooth surface
- No OBA or optical brighteners (important for true color and longevity)
-Vertical Design
- Frame as is or mat up to the next size
- Colors may vary from screen to screen
SHIPPING NOTE: please allow up to 2 weeks for larger sizes (16x20, 20x20, 20x30, 24x30)
Frame and matting not included.
Copyright Tonja Wilcox Art & Illustration


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I love instagram - that cute square format, I don't think I will ever get bored of it so it was really lovely to have the chance to review the Printrbooks which turns your instgram piccies into a nifty little pocket book - the ideal way to share your snaps in the real world. The book is not very big but I don't really feel it needs to be either and it's printed on good quality paper. I love the concept and think it makes great little presents - perfect for the christmas stocking, birthdays or just for yourself and the turn around time is pretty quick too. When you start designing your book it basically takes your images from instagram and you simply pick which ones you want printed - easy peasy. I am sure I will be ordering another one of these pretty soon, especially after our trip to France.
I was sent my lovely custom Printrbook to provide an honest review.
di 10:00
5 comments:
- Anonymous15 September 2014 at 17:03
I love this idea!! You've just helped me solve the Christmas present problem for lots of tricky relatives. Thank you!ReplyDelete
how cute is this! would make a fab little present.ReplyDelete
What a sweet idea! I agree, it would be perfect for a Christmas stocking.ReplyDelete
It would definitely make a really sweet present. I love having my instagrams printed off, otherwise you just forget about them xReplyDelete
- Anonymous19 September 2014 at 08:13
Hello! I am a photography amature.ReplyDelete
I would like to thank you for this great post. I certainly
enjoyed seeing it.
I have already signed up for your RSS feeds and
would like to ask if you have and email list? would love to seeing
your news in my mailbox!!
Thanks again!!
My webpage :: Wedding Photographer Caloundra ()
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