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Brad JorgensenOf Counsel
Brad Jorgensen is a recognized thought leader in the area of public procurement law with a particular focus on assisting contractors with M&A transactions, including the evaluation of key compliance considerations and related risks.
Brad's practice with regard to government contractor M&A transactions involves drafting and negotiating transaction documents, leading due diligence reviews, assessing the strength of contractor compliance systems and assisting with integration activities. Often in connection with this work, Brad counsels on national industrial security matters, including strategies for mitigating Foreign Ownership, Control or Influence. His deep experience in these matters allows for the efficient identification and creative mitigation of risk issues, which facilitates deals and allows our government contractor clients to achieve their business goals.
Additionally, Brad regularly litigates high-stakes bid protests before the US Government Accountability Office and the US Court of Federal Claims. He frequently teaches and publishes on bid protest procedures, theories and strategy.
Brad also has significant experience performing internal compliance audits for government contractors, which enables him to seamlessly provide subject matter and investigation support in defense of procurement fraud allegations, including alleged violations of the False Claims Act.
Representative Matters
Because government contractors in the US operate in a highly regulated environment, mergers and acquisitions involving government contractors raise compliance issues and business risks that are different from those in purely commercial transactions. If a buyer does not meaningfully assess these issues and risks during the pre-closing diligence phase of an M&A transaction, it may acquire assets with hidden liabilities and, therefore, substantially diminished value.
Brad regularly helps companies identify and address issues in M&A transactions involving both US and foreign government contracts. This work includes leading the underwriting diligence on behalf of insurance companies, which provides Brad unique insight into market trends, the appropriate scope and depth of diligence, as well as proven strategies for overcoming deal obstacles.
Brad's representative government contractor M&A matters include the following:
- Represented a top-five US government contractor in its US$275-million cross-border acquisition of a telecommunications division of another top-five US government contractor
- Represented an Indian multinational technology company in its US$1.8-billion acquisition of certain computer software assets required to perform government contracts from a Fortune 50 information technology services company
- Represented a top-five US government contractor in its US$2-billion cross-border acquisition of certain telecommunications assets from a division of another top-five US government contractor
- Represented a mid-tier US government contractor working primarily in the defense and intelligence sectors in its acquisition of another US government contractor of comparable size specializing in the provision of imagery science, cyber analytic, and advanced technology research and development services
- Represented a global consulting and technology services provider with more than 7,000 employees and operations in 70 countries in its US$255-million acquisition of a leading provider of cloud-based platform services to the US government
- Represented a Fortune 20 multinational conglomerate in the spinoff of its healthcare unit, which serves foreign and domestic government customers, into a standalone company
- Represented various Fortune 100 insurance underwriters in connection with the issuance of 100+ "representations and warranties" policies on M&A transactions involving government contracts
- Spanish
- LL.M., Public Procurement Law, George Washington University 2010
highest honors
- J.D., Syracuse University College of Law 2006
Member, Syracuse Journal of International Law and Commerce
Lead Articles Editor, Syracuse Science and Technology Law Reporter
cum laude
- B.S., Psychology, Brigham Young University 2002
- Winner of the 2016 Burton Award for Distinguished Legal Writing
- Co-Author, "Are You the Successor-in-Interest? When a Company Inherits a Government Contract Through a Corporate Transaction," Pratt's Government Contracting Law Report, June 2023
- Co-Author, "False Claims Act Settlement Underscores Importance of Government Contracts-Specific M&A Diligence," Pratt's Government Contracting Law Report, October 2022
- Co-Author, "Government Contractor Mergers & Acquisitions: What To Do With Pending Proposals?," 20-4 Briefing Papers 1, March 2020
- Co-Author, "To File Or Not To File: Key Issues When Deciding To Protest," 15-3 Briefing Papers 1, February 2015
- Co-Author, "Overseas Contracts: Navigating The Compliance Minefield," National Contract Management Association, Contract Management, August 2013
- Co-Author, "New DOD Rule Authorizes Withholding of Payments for Deficiencies in Business Systems," National Contract Management Association, Contract Management, August 2011
- Co-Author, "Software Maintenance Payments: Don't Let Them Come Back To Bite You," National Contract Management Association, Contract Management, December 2010
- Panelist, "Representations and Warranties Insurance: An Insider's Perspective," ABA Public Contract Law Section, Mergers and Acquisitions Committee, Washington, DC (2023)
- Presenter, "Navigating Risk and Compliance in GovCon M&A," JSchaus and Associates, Federal GovCon Webinar Series, Washington, DC (2020, 2021)
- Co-Presenter, "Organizational Conflicts of Interest," General Electric Company, Center of Excellence Webinar Series, Austin, TX (2020)
- Panelist, "The Pre-Award Unavailability of Proposed Key Personnel – Potential Paths Forward," ABA Public Contract Law Section, Bid Protest Committee, Washington, DC (2019)
- Moderator and Panelist, "Representations and Warranties Insurance in Government Contractor M&A: A Look Behind the Curtain," ABA Public Contract Law Section, Mergers and Acquisitions Committee, Washington, DC (2019)
- Moderator, "Innovation in Defense: Partnerships and Investment Opportunities," DLA Piper GovCon Executive Series, Austin, TX (2019)
- Co-Presenter, "Assessment of Section 809 Panel Recommendations," General Electric Company, Center of Excellence Webinar Series, Austin, TX (2019)
- Moderator, "The Future of DOD Contracting: Key Developments and Trends," DLA Piper GovCon Executive Series, Reston, VA (2019)
- Panelist, "Hot Topics and Trends in Bid Protest Practice and Procedure," ABA Continuing Legal Education Webinar, Washington, DC (2018)
- Panelist, "Back to School − Protest Musings and Updates," ABA Public Contract Law Section, Bid Protest Committee, Washington, DC (2017)
- Panelist, "Government Contracts M/A Landscape: Strategies for Identifying and Mitigating Transactional Risk," Marsh's Government Contracting Risk Forum, Tysons Corner, VA (2016)
- Moderator, "Key Diligence Considerations in Connection with Government Contractor Mergers and Acquisitions," DLA Piper GovCon Executive Series, Reston, VA (2016)
- Co-Presenter, "5 W's of Bid Protests," L2 Federal Resources, LLC Webinar, Washington, DC (2013)
Prior Experience
Prior to joining DLA Piper, Brad was an assistant general counsel for the Commercial Law Branch of the Office of General Counsel, Federal Bureau of Prisons, US Department of Justice. While at the Department of Justice, Brad represented the United States in a wide variety of government contract actions, including bid protests at the US Government Accountability Office and claims before the Civilian Board of Contract Appeals and the US Court of Federal Claims. In addition to government contract matters, Brad provided advice on intellectual property, tax and bankruptcy matters impacting the Bureau.
During law school, Brad was a senior research assistant for two professors and a judicial intern for the Honorable Brian "Ted" Stewart of the US District Court located in Salt Lake City, Utah.
Teaching Experience
- Guest Lecturer, Georgetown University Law Center, "Bid Protests" and "Judicial Government Contract Remedies" as part of the Government Contracts course ‐ Washington, DC (2014 ‐ 2018)
- Guest Lecturer, University of Illinois: College of Law, "Bid Protests in Federal Procurements" as part of the Introduction to Government Contracts course ‐ Champaign-Urbana, IL (2013 ‐ 2015)
- Adjunct Professor, "Legal Aspects of Contracting," The Catholic University of America, Metropolitan School of Professional Studies (Summer Term, 2012 and 2015)
Memberships And Affiliations
- American Bar Association, Public Contract Law Section
- Section Membership Officer, 2023-2025
- Co-Chair and Former Vice Chair, Government Contractor Mergers and Acquisitions Committee
- Co-Chair, Membership, Diversity & Outreach Division
- Vice Chair, Finance Committee
- Vice Chair, Publications Board
- Vice Chair, Strategic Planning Committee
- Former Section Council Member, 2019-2022
- Former Chair and Vice Chair, Bid Protest Committee
- Former Vice Chair, Debarment and Suspension Committee
- Former Vice Chair, Procurement Fraud Committee
- Co-Chair, 2022 Public Procurement Symposium
- Government Contracts Editorial Advisory Board, Law 360
- Professional Services Council
- National Contract Management Association
My latest insights
Are you the successor-in-interest? When a company inherits a government contract through a...
24 February 2023 .9 minute read


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After a year of work, we are extremely proud to announce that Ansible 2.0 ("Over the Hills and Far Away") has been released and is now generally available. This is by far one of the most ambitious Ansible releases to date, and it reflects an enormous amount of work by the community, which continues to amaze me. Approximately 300 users have contributed code to what has been known as "v2" for some time, and 500 users have contributed code to modules since the last major Ansible release.
Why Did We Start V2?
There are many pitfalls to refactoring software, so why did we decide to tackle such a major project? At the time we started the work on v2, Ansible was approximately three years old and had recently crossed the 1,000 contributor mark. This huge rate in growth also resulted in a degree of technical debt in the code, which was beginning to show as we continued to add features.
Ultimately, we decided it was worth it to take a step back and rework some aspects of the codebase which had been prone to having features bolted on without a clear-cut architectural vision. We also rewrote from scratch much of the code which was responsible for parsing playbook and other YAML files to make adding language features easier, while providing more information about errors beyond parsing problems (more on that later). Finally, we split up and reorganized code to make things easier to find and to reduce the "utils" code, which had become a collector for bits and pieces which didn't have any other clear-cut home.
During this entire process, one of the fundamental goals was to maintain backwards compatibility with existing playbooks. In terms of parsing and running playbooks, we believe we have hit that goal. However, there are some incompatibilities related to certain features which users need to be aware of and which we will discuss below.
What's New
Ansible 2.0 is quite a bit more than a large refactoring effort. The cleaner architecture allowed us to add several new features we had been considering for a while, plus one which became possible directly because of the refactoring.
Task Blocks
Blocks introduce the concept of exception handling to playbooks, and were modeled after the try/except/finally structure of Python (and many other languages). This eases development of playbooks and tasks, where task failures can be caught and dealt with in a single playbook much more simply than before.
Blocks also allow users to group related tasks together using tags and conditionals, as well as many other task attributes (become settings, delegation, etc.).
Playbook Parsing, Error Reporting Improvements, and Dynamic Includes
As we noted above, the code responsible for parsing and interpreting playbooks was almost entirely rewritten from scratch. This new code provides clearer identification of errors and provides suggested fixes beyond simple YAML syntax errors.
Additionally, the include task is now executed dynamically. In Ansible 1.9.x and before, includes behaved more along the lines of a pre-processor statement, and tasks were immediately expanded in-line before any inventory data was available. This caused problems when users attempted to use includes with loops (a feature which was removed in Ansible 1.6). Ansible 2.0 brings this feature back, and is even more flexible than before.
New Execution Strategy Plugins
This is the feature we were able to add specifically due to the refactoring. Execution strategies allow users to change the way in which Ansible runs tasks on targeted hosts. Classic Ansible takes a single task and runs it on all hosts before moving onto the next task (which we now call the "linear" strategy). Ansible 2.0 also includes the "free" strategy, which allows each host to process its list of tasks as quickly as possible (still in-order) without waiting for all other hosts.
And since these are plugins (like so many other things in Ansible), users are free to come up with strategies of their own!
New Modules
Ansible 2.0 also continues our long "batteries included" tradition by including over 200 new modules. Some of the highlights include:
A completely new set of modules for managing OpenStack, the leading open source cloud computing framework, developed in concert with the OpenStack community
30 new modules for improving and expanding the support for Amazon Web Services
Greatly expanded support for configuring and managing VMware environments
Expanded support for managing Microsoft Windows environments
Substantial improvements to the Docker module and new Docker connection plugin
Known Issues with Ansible 2.0
As mentioned above, there are a few incompatibilities related to existing playbooks, as well as a few known issues which we will be working on in the near future.
Plugin API Changes
Internally, one of the major code cleanups we made was to make each plugin class (actions, callbacks, lookups, etc.) inherit from a common base class. This allowed us to remove a lot of code duplication, however, it also means that the plugin API has changed significantly. Users who may have written certain kinds of plugins may need to update their plugins to work on Ansible 2.0.
Dynamic Include Problems
Due to the fact that include tasks are now evaluated at run time, Ansible no longer knows ahead of time about any tasks contained within files which have yet to be included. This presents problems in several situations (which we intend to correct in future versions):
Tags on tasks are not seen until the include is processed, so tags should now be specified on the include task rather than on individual tasks within the include, otherwise they will not be seen. Likewise, the --list-tags option will not show tags contained only in the include files.
Handlers in includes will not be seen when a task attempts to notify them, so handlers should avoid using includes at this time.
Missing Tags
Ansible 2.0 does not currently raise an error if a non-existent tag is specified via --tags or --skip-tags. This is also related to the dynamic include problem above, and we intend to address this once the above include problems are resolved.
Backslash Escaping
In Ansible 1.9.x and before, in certain situations backslashes ("\") had to be escaped twice, resulting in a sequence of four backslashes ("\\\\"). This was particularly common when using back references with the lineinfile module. Improvements in the playbook parsing mentioned above mean that backslashes only need to be escaped once.
There are some additional minor feature changes, which we have begun documenting in a porting guide. This guide also includes some workarounds for issues such as the backslash escaping change mentioned above.
Ansible 2.0 is available via GitHub, PyPi, and package manager for most major Linux distributions.
For those that need control, security, and delegation for their Ansible deployments, Ansible Tower is available via subscription tiers suitable for everyone from small companies to full-scale, mission-critical enterprise devops teams. Go to ansible.com/tower for details.

subset: commoncrawl


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Jacksonville Jaguars rookie Michael Lockley has been fined by the NFL $20,000 for his hit on New England Patriots wide receiver Taylor Price last Thursday night. I thought the hit was questionable, but no $20,000 fine worth. Talk about "Welcome to the NFL". Fortunately for Lockley, he may not actually have to pay the fine. According to Mark Long of the AP and Tania Ganguli of the Florida Times-Union via twitter, Lockley may not have to pay the fine if he doesn't make the final roster.
So... does Mike Lockley find himself rooting for "What sucks less"? Is it better to not make the team or to make the team and get hit for $20,000? Lockley is an undrafted free agent, and with a cap being put on what they can be paid in signing bonuses I doubt he'd even make $20,000 through the course of the preseason. In situations like this, the initial fine should be a percentage of salary, in my personal opinion.
UPDATE: According to Ganguli, NFL spokesperson Greg Aiello states if a player is fined, gets cut before regular season and doesn't make an NFL roster, the league can't collect the fine money. If the player is picked up by another team and makes their roster, the fine will follow the player however.


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As we continue to be challenged by water woes, here is a new washing machine that promises help in water conservation. Apart from the stylish features of this unique washer, the benefits include a 70 per cent efficiency with water and energy consumption compared to the standard washer, and tremendous time savings, since clothes will dry at a much faster speed.
Check out this machine at the new ATL locations.


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The United States marks the 14th anniversary of the September 11 terrorist attacks on Friday.
Observances are planned across the country in remembrance of the day when four airplanes carried out suicide attacks on the U.S. Two of the planes were flown into the World Trade Center in New York, another hit the Pentagon and a fourth crashed in a field in Shanksville, Pennsylvania, before reaching its likely target of Washington. Nearly 3,000 people were killed, including 19 of the perpetrators.
Families of victims in New York will gather Friday for a ceremony with tollilng bells and a reading of names of those killed in the terrorist attack.
President Barack Obama, with his wife and White House staff, will observe a public moment of silence Friday morning on the White House lawn. In the afternoon, the president will hold a town hall meeting with service members at Fort Meade just outside Washington to talk with those Americans helping to keep the country safe.
The Pentagon will host a private remembrance ceremony in the morning for family members of those lost in the attack on the Department of Defense building. Defense Secretary Ash Carter will lead a public ceremony there in the afternoon.
Near Shanksville in western Pennsylvania, the Flight 93 National Memorial is marking the completion of its visitor center in memory of the 40 passengers and crewmembers who carried out a sustained assault against the hijackers for control of the plane.
Memorials have been erected elsewhere, too.
In New York, the National September 11 Memorial & Museum operates where the World Trade Center's twin towers once stood. The museum houses artifacts and photographs connected to the attack.
At the Pentagon, the 184 people who died there are honored with 184 benches over pools of water.


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The Cooperative Program is Southern Baptists' unified plan of giving through which cooperating Southern Baptist churches give a percentage of their undesignated receipts in support of their respective state convention and the Southern Baptist Convention missions and ministries.
It begins with you! – You give yourself first to God (II Cor. 8:5). Next, out of gratitude and obedience to God for what He has done for you, you commit to give back to Him, through your church, a portion of what He provides. This is commonly called a tithe and represents ten percent of your income (Lev. 27:30, Mal. 3:10).
Your Church… decides the next step. Every year your church prayerfully decides how much of its undesignated gifts will be committed to reaching people in your state and around the world through The Cooperative Program. This amount is then forwarded to your State Baptist Convention.
Messengers at the State Convention Annual Meetings… from your church and other churches across the state decide what percentage of Cooperative Program gifts contributed by local congregations stay in your state to support local missions and ministries. The percentage to be forwarded to the SBC for North American and international missions and ministries is also determined at this time.
Messengers at the Southern Baptist Convention Annual Meeting… from across the country decide how the gifts received from the states will be distributed among SBC entities. These gifts are used by SBC entities to send and support missionaries, train pastors, and other ministry leaders; provide relief for retired ministers and widows; and address social, moral, and ethical concerns relating to our faith and families.
The bottom line – people around the world hear the gospel and receive Christ!
Since its inception in 1845, the Southern Baptist Convention (SBC) has always had one mission —the Great Commission (Matt. 28:19-20). To fulfill its assigned part of this divine mandate, each SBC entity made special offering appeals to the churches. This method was referred to as the "societal" approach to missions and resulted in severe financial deficits, competition among entities, overlapping pledge campaigns, and frequent emergency appeals which greatly hampered the expanding ministry opportunities God was giving Southern Baptist. Some entities took out loans to cover operating costs until pledges or special offerings were received.
In 1919, the leaders of the SBC proposed the 75 Million Campaign, a five‐year pledge campaign that, for the first time, included everything – the missions and ministries of all the state conventions as well as that of the Southern Baptist Convention. Though falling short of its goals, a God‐given partnership of missions support was conceived – The Cooperative Program. Since its launch in 1925, the effectiveness of the Cooperative Program has been dependent upon individuals, churches, state conventions, and SBC entities cooperating, working toward a common goal of sharing the gospel with every person on the planet.
Copyright © 2022 - This Site - All rights reserved.


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Breeke 3/4 Sleeve Art Shirts continuous art on the front, back and sleeves with the art also dropped into the neckline. Poly Cotton Blend reduces shirnking and fading. Wash Cold inside-out, Hang Dry. Sizes S-XL
#15 - Waterlillies Series by Monet 3/4 Sleeve Art Shirt
SKU: 34-wwl15
$54.00 Regular Price
$45.90Sale Price


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About Mr. T
Mr. T
May 21, 1952
|Place of Birth
|Chicago, Illinois, USA
|Also Known As
|T, Laurence Tureaud
|Imdb Profile
|IMDB Profile
Mr. T (born Laurence Tureaud May 21, 1952) is an American actor known for his roles as B. A. Baracus in the 1980s television series The A-Team, as boxer Clubber Lang in the 1982 film Rocky III, and for his appearances as a professional wrestler. Mr. T is known for his trademark African Mandinka warrior hairstyle, his gold jewelry, and his tough-guy image. In 2006 he starred in the reality show I Pity the Fool, shown on TV Land, the title of which comes from his catchphrase from the film Rocky III. Description above from the Wikipedia article Mr. T, licensed under CC-BY-SA, full list of contributors on Wikipedia.


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Things to do in Chelsea
Designer shops, exciting punk boutiques, world-class restaurants, historical sites and a bohemian culture - this is what defines the very affluent Chelsea. Located along the iconic river Thames in central London, Chelsea is surrounded by Knightsbridge, Earls Court, Nine Elms, Kensington, Pimlico and Belgravia. Bands like The Rolling Stones and the Beatles have had an association with this place.
Chelsea is well connected by various modes of transportation. The closest tube stations are South Kensington (District, Circle and Piccadilly lines) and Sloane Square (District and Circle lines). Heathrow Airport can be reached in 60 minutes by tube. You can reach Gatwick Airport in 70 minutes by tube and train.
Things to do in chelsea
More Apartments in london


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BRONX, New York (WTVD) -- Police say an emergency medical technician in New York City has died after she was run over by a stolen ambulance.
Authorities say the EMT had stopped her ambulance in the Bronx at around 7 p.m. Thursday after being told someone was being robbed.
Police say a man then jumped into the vehicle and drove off.
Stay on top of breaking news stories with the ABC11 News App
The EMT tried to stop the man, but fell and was caught beneath the wheels.
Video posted on Twitter by a bystander shows the ambulance speeding across an intersection with the EMT's body pinned beneath it.
Police were on the scene within moments.
A spokesman for Mayor Bill de Blasio says on Twitter that the mayor is headed to the hospital.
Police say a second EMT is being treated for emotional shock, but was not physically injured.
The Associated Press contributed to this report.


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Before we can figure out why yawns are so contagious, we have to deal with a deeper question…
Why the heck do we yawn in the first place?
Scientists don't know for sure. For a long time, the leading theory was that yawns pull in extra oxygen, although that's a bit unsatisfactory. Normal breathing seems to do a pretty good job of keeping the blood oxygenated, after all.
A 2014 study seemed to consolidate another leading theory, pushing it to the front of the pack. The study was published in the journal Physiology and Behavior, and it makes a pretty convincing case that yawning is the body's method of cooling down the brain.
Or, to be way less clear, as the study says, "The thermoregulatory theory of yawning posits that yawns function to cool the brain in part due to counter-current heat exchange with the deep inhalation of ambient air."
Researchers figured that, if yawns really are just a way to cool down an overheated brain, we wouldn't yawn as much in colder environments. The results of the study seemed to bear this out.
"The proportion of [subjects] reported yawning was significantly lower during winter than in summer," the study reports. It concludes that "the underlying mechanism for yawning in humans, both spontaneous and contagious, appears to be involved in brain thermoregulation."
Okay, weird, but say that's true and we do yawn to keep our brains cool.
Why would that make yawns so contagious?
Most scientists lean on evolutionary theory to explain this phenomenon. First of all, humans aren't the only animals that "catch" the yawns from one another. Scientists have also observed this behavior in baboons, bonobos, chimps, and even wolves and dogs. These are all social animals, just like humans.
Plus, according to a report in the journal NeuroImage, fMRI studies show the amygdala lighting up when subjects see images of other people yawning. The amygdala handles that whole fight-or-flight response. So maybe, the thinking goes, yawn contagion is an evolutionary phenomenon that prepares entire communities for action, literally allowing cooler heads to prevail.
(Actually, there's an interesting paradox about that idiom. The amygdala overrides logic and reason with emergency responses; if yawning is indeed part of the brain's preparation for battle or retreat, and if yawns really exist to keep our brains cool, it might be the "hotter heads" that we want to prevail.)
Of course, there's a simpler evolutionary explanation for contagious yawning. We tend to yawn when we're sleepy; we tend to only get sleepy when we feel safe.
Maybe group yawning is a tool of social bonding.
The group that yawns together isn't worried about eating one another.
There's also a third theory making the rounds these days. A 2017 study from the journal Adaptive Human Behavior and Physiology questions whether yawns are actually contagious in the first place. Researcher Rohan Kapitány explained his reasoning in an interview with PsyPost:
"The belief that yawns are contagious seems self-evident, but there are some very basic reasons for why we might be mistaken in this. If we fail to dissect that which we think we know, we might end up with conclusions that do not reflect reality. In this instance, the literature hasn't questioned the basic features of contagious yawning, and ended up with a wide range of unstandardised methodologies and conclusions."
This particular study failed to uncover a causal relationship between one yawner and the next. That is, it left the door open for the fact that yawns aren't even contagious in the first place. It'll take a lot more research to prove that surprising theory, but whatever the scientists come up with, you won't catch us yawning over the research.


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Software comparison
Data recovery
RAID recovery
NAS recovery
External drive recovery
Photo recovery
About & Contact
RAID recovery is the detection of RAID configuration of broken hardware or software RAID arrays.
RAID recovery tools come in two flavors – those which recover RAID configuration only and those
which along with RAID configuration recover filesystem as well.
Actually, there is one more group – some RAID recovery tools recover RAID configuration by reading
whatever metadata is available. If metadata is corrupt beyond recognition, these cannot work, and I did not include them into this comparison.
To test RAID recovery software I used disk image files came from different RAID arrays both hardware and software.
Software RAIDs, however, always had their array members aligned at the same offset. If software array members use different offsets and the metadata is lost,
the only tool which advertises the capability to detect these would be R-Studio, but even that does not work.
As far as RAID level goes, I tested RAID0 and RAID5.
Other supported RAID levels listed in the table were taken from the description on the vendor sites.
some tests for RAID5 were complicated with missing disk and hotspare disks.
Copyright © 2015-2023 Alexey V. Gubin


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French Model Bachir Mbaye
Today I am happy to introduce Bachir Mbaye, a young French Fashion Model. Born in Paris, who where discover by one Fashion Blogger, and since then he launched his modeling career.
Where were you born and what was your pre-model life like?
I was born in Paris in the 10th district and before I was a student.
How were you discovered?
I met a fashion blogger who I took pictures there has been a good return on photos I, therefore, launched after that.
When did you decide to become a model?
I decided to become a model there two years in light of the experience I have lived and opportunities that have come before me.
What has been one of your favorite career experiences in the past year?
The preferred term experience last year was asked and scroll to a fashion designer who goes to a great school in Paris.
Did you have an interest in modeling or fashion before starting as a model?
Yes, I love fashion!
What do you like to do when you are not working?
When I'm not working I like to go to the store or I read books and see friends.
Do you have other ambitions outside of modeling?
Model outside of being with friends I have the ambition to create my brand clothing making event and write a web magazine.
What advice would you pass along to those starting out in the business?
Patience is the key, and I think in providing the means to achieve this we get what we expect, and especially not to lose heart failure do parts of life, failure makes us grow to keep our feet on earth as it is a difficult environment but we must believe in yourself it is important and taking care of yourself must make concessions.
You have become successful for many reasons what do you think the top few are?
Ahaa I do not know it is for you to tell me :).
What is the ultimate goal of your career?
My goal is to make a big parade by what can wear creation is just an honor or ask for the "brand image" is just as honorable.
What has been your favorite modeling experience thus far?
My first experience with a professional photographer I had to overcome my shyness after that I took a lot of pleasure and the photographer is now a friend.
Who would you like to work with in the future?
I do not really have a preference I like to take pleasure in doing what I do I usually have no problem with people and I adapt quickly enough.


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Be in the know about new releases and reader exclusives!
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She is currently working several projects, all at the same time. Join her Road Queens reader group, and be involved in new releases, monthly giveaways and more. If you want to receive ARC's, and special giveaways just for her ARC readers, sign up for her newsletter below
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Last night, the Emmys began its first round of awards for 2019, beginning with Creative Arts categories. Beyoncé's Homecoming documentary on Netflix was nominated for six of those awards, but it took home none, as The Hollywood Reporter points out.
Homecoming documents Beyoncé's performances at Coachella in 2018, which were such a sensation that they became known as "Beychella." The film was nominated for a handful of awards among other variety specials and non-fiction programming: Outstanding Variety Special (pre-recorded), Costumes, Music Direction, Production Design, Writing, and Directing.
The special was beat in every category, however. Springsteen on Broadway won for Directing, while Ru Paul's Drag Race took home the trophy for Costumes, and the live television production of RENT won for Production Design. FX's Fosse/Verdon won for Music Direction, and Hannah Gadsby's Nanette won for Writing. Carpool Karaoke: When Corden Met McCartney Live From Liverpool won for Outstanding Variety Special (pre-recorded).
Read "Review: Beyoncé's HOMECOMING Film Is Her Latest Act of Meticulous Archiving" over on the Pitch.


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We love how simple and sassy this top is! Dress this up for a day in the office with some dress pants and a blazer, or dress it up with some cute denim..this top is sassy and versatile!
98% Polyester, 2% Spandex
Taylor is wearing a size small. This top looks great with our Baltimore Black Shorts!


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Had another go at the finder scope and right-angle finder holder. Reinforced or strengthened the finder-viewer adapter with spacers.
They filled the gap between the top and bottom pieces of the holder, to help prevent them from collapsing from the pressure of the elastic bands.
Sunday, June 30, 2019
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Our facility known as the Pavilion of Glory Centre, is located on a 3-acre of land. The Phase one of the facility was completed in June 2017 and was dedicated on June 11, 2017 by the General Overseer of the Redeemed Christian Church of God [RCCG], Pastor Enoch A. Adeboye.
The Phase one consists of a spacious foyer, a 500-Seat theatre style sanctuary, classrooms for children, and two offices. We presently hold all our services and meetings at this facility.


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Ever since returning from Spring Break in Orlando, I've been running around with an insane schedule. (Two days 'til Mom Mixer!) I wanted to share with you guys some of the reviews I've been doing of our trip from over on my travel site – Family Travel Diary. I definitely have more reviews coming – namely of Epcot and Magic Kingdom.
But in the meantime, in case you missed it, take a look at my full review of our hotel where we stayed while there – the Omni at Champions Gate. We had such a fabulous time at this resort! It's off the beaten path from the Disney area – about 25 minutes south of the airport and we loved it. I am not one to be in the hustle and bustle of a crazy busy resorty area and this hotel felt like paradise apart from the craziness but still close enough to get there when we wanted to.
Check out my full review complete with photos on Family Travel Diary. I'll have more reviews coming of our stay in Orlando but in the meantime, you can also read about the good time we had at LEGOLAND (just south of the hotel!)


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Bangladesh, Indonesia, Malaysia and Nepal have pledged troops, while Germany offered a maritime task force.
The UN hopes to deploy an initial 3,500-strong force within two weeks. The UN deputy chief warned earlier that delay may threaten the ceasefire.
France, which agreed to lead the force, says it will send only 200 extra troops immediately, far fewer than expected.
The French government has expressed concern that the mission and mandate of the force are not yet sufficiently clear and has been seeking clarification.
Under the terms of the UN ceasefire resolution which ended the month-long conflict between Israel and Hezbollah, the expanded UN force should work alongside the Lebanese army in the south to keep the peace.
Each force should eventually number 15,000.
Early on Thursday, the Lebanese troops began their deployment to the south, crossing the Litani river into areas previously controlled by Hezbollah.
It was the army's first move back into some parts of the south since the 1960s.
Israel says it has now withdrawn from two-thirds of its positions in southern Lebanon, including the port city of Tyre and villages of Qana, Hadatha and Beit Yahoun.
Israeli Foreign Minister Tzipi Livni said the speed of its full military withdrawal was dependent on how quickly the international force arrived in the border region.
French concerns
The pledges came at talks in New York between UN deputy chief Mark Malloch Brown and representatives of some 49 countries, to discuss potential contributions.
In addition to those offering troops, Britain and the US said they would provide logistical support and Italy and Belgium also indicated a willingness to contribute.
"I would say the show is on the road," Mr Malloch Brown said after the talks.
"We're in business, but [there is] a lot of work to be done in the coming days to meet the deadline."
Mr Malloch Brown said earlier that the situation on the ground in Lebanon was tenuous and any delay in the deployment could lead to renewed fighting.
He said he was disappointed at France's offer.
"We had hoped - we make no secret of it - that there would be a stronger French contribution," he said.
French President Jacques Chirac announced the 200 new troops, but in a conversation with UN Secretary General Kofi Annan, reportedly left open the possibility that 1,700 extra troops could also be sent later.
Of particular concern is thought to be the issue of disarming Hezbollah. The UN resolution makes clear that no militants' weapons should remain south of the Litani, but the question of who will bring this about has not been resolved.
Israel, Hezbollah and the Lebanese government have, however, all pledged to uphold the resolution.
Meanwhile, a senior Lebanese reconstruction official has accused the government in Beirut of failing to take the initiative on rebuilding in the south.
Al-Fadel Chalak, head of the Council on Development and Reconstruction, said there had not been enough decision-making and Hezbollah is filling the gap, with potential political repercussions.
Lebanon's Public Works and Transport Minister Mohammed Safadi rejected the criticism, but acknowledged Hezbollah had taken an initiative and said the government itself was short of money.
Most Popular Now | 56,514 people are reading stories on the site right now.";


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- Ellen Byron
What's Martha Stewart Really Like?
Updated: Jul 27, 2020
I worked with Martha when she was first starting out. The first year, someone was always taking pictures, and I wondered what that was about. She kept us busy, though, so I didn't think about it too much. Then her first book, Entertaining, came out - and I was in it! I came across a copy at our local library sale, and it brought back memories. Here's a post I wrote about it...


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User Experience
At Omni, our UXD process considers the entire user journey with user needs, goals, and emotions, to design exceptional user experiences. We strive to design and build highly engaging and intuitive user experiences across digital portals, dashboards, mobile apps, etc. We take pride in building best-in-class software that is a "joy to use".
Capabilities Include: User Research, Maturity model, Requirements, Scenarios, Journeys, Personas, Wireframes, Prototypes, Detail Annotated Design, Visual / Creative Design, Mood Board, Style Guide, User Metrics, Usability Testing, 508 Compliance, etc.
Agile DevSecOps
Our comprehensive DevSecOps approach includes continuous integration, deployment, and monitoring, and ensures any security threats/vulnerabilities are identified and addressed early in the process. With platform automation expertise and a transparency mindset, we increase business responsiveness and effectiveness with a rapid, high-quality, iterative delivery process.
Capabilities Include: Automated Provisioning, Workload Management and Scaling, Configuration Management, Code Analysis, Change Management, Compliance Monitoring, Threat investigation, Vulnerability assessment, Continuous monitoring and Visualization through Alerts and Dashboards, Automated Testing, Continuous Deployment, Metrics.
Data Management
Data is the most important asset. We specialize in data ingestion, aggregation, cleansing, management, and transformation into actionable intelligence and enable decision making.
Capabilities Include: Data Architecture, Modeling, Data Warehouse and Datamart design and Implementations (including NoSQL, Graph, MPP, and Hadoop), Metadata Management, Data Virtualization, Database administration, Data Profiling, Acquisition, Blending, Cleansing, Aggregation, ETL development.
Analytics & Business Intelligence
We help capitalize on the value of data (real-time streaming, batch, or historical) to support strategic, tactical, and operational decision making. We drive analytics from a wide array of data sources into actionable intelligence.
Capabilities Include: Descriptive, Predictive, and Prescriptive Analytics, Data and Text Mining with drill-down analysis, Data Science and algorithms development. Standardized reporting (scorecard, dashboard, BI), KPI definition, implementation and optimization)), Adhoc reporting and analysis, Machine learning techniques, what-if analysis, model scoring, real-time recommendation, Predictive and macro modeling, forecasting, simulations and recommendations.
Cloud/Platform Management
At Omni, we develop, deploy, and manage infrastructure solutions that are flexible, scalable, secure, and cost-effective by leveraging the right blend of cloud-hosted, on-premise, and hybrid designs.
Capabilities Include: AWS GovCloud, Azure Government, Strategy (Hybrid, Cloud) ROI Analysis. Planning and Design, Implementation, Databases, Security (AD, others), Application infrastructure, Application deployment & scaling -Linux & Windows, Virtual networking between Cloud & OnPrem.
Geospatial Development
Combining our strong experience in developing applications and our partnership with ESRI, Omni has designed and developed a multitude of geospatial applications that provide analysis and mission-oriented data to support our customers.
Capabilities Include: Situational Awareness, Decision-Making, Risk Assessment, Metadata Management, Quality Assurance, Interactive Mission Data, Common Operating Picture, Data Visualization, Analysis, Publication of Data, Dissemination of Data, ETL, Alerting, Mapping
Application Delivery & Support
We bring proven commercial experience in developing integrated digital and data applications. Rooted with a solid architecture principles, our iterative and collaborative approach attempts to include users and stakeholders across the project life cycle.
Capabilities Include: Ecosystem Strategy, Maturity Model and Roadmap, Application Architecture, ESB/Services/API Integration, UI Design and Development (Angular/ReactJS), Web Development (.NET and Java), IoT Architecture and Implementation, Content Management Design and Implementation, CRM Design and Implementation, Micro Services Architecture, Responsive Design (HTML5)


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Madderns Patent and Trade Mark Attorneys has been rewarded with a prominent ranking for Patent Prosecution in the IP Stars Patent Firm 2020 survey results, announced this week by Managing Intellectual Property (MIP) journal.
The ranking firmly cements Madderns in the Top 10 Australian Patent and Trade Mark Attorney firms. The Patent Prosecution ranking adds to Madderns' highly commendable ranking for Trade Mark Prosecution, announced earlier this year. This recognition reflects the hard work put in by the Madderns team to serve our clients in Australia and overseas during challenging times.
MIP's IP Stars is the leading international specialist guide to IP firms and practitioners worldwide. To determine the world's leading IP firms and practitioners, MIP obtains information from thousands of firms, individual practitioners and their clients through interviews, emails and online surveys. IP Stars covers contentious and non-contentious IP work. The research is conducted by an experienced team of research analysts in offices in Hong Kong, London and New York.


text: Zoning out in a movie theater remains the best way to spend Thanksgiving's non-mealtime hours, and this weekend's box-office numbers were even bigger than 2012's record-breaking $289.6 million five-day haul. This year's total was $294 million. Unsurprisingly, Hunger Games: Catching Fire was the biggest draw, taking first place with $110 million. Newcomer Frozen, a sure-fire animated hit from Disney, opened to a $90 million weekend gross. Rounding out the box office's top five were some favorites from weeks past, which managed to hang despite some new releases: Thor: The Dark World made $14.4 million; The Best Man Holiday put another $11.8 million in the till; and the Vince Vaughn vehicle Delivery Man eked out $8.8 million. Time to get ready for Christmas!


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Tag: @Sally_Ann_Melia
22 Jun
Exile: A Sci-Fi Action Adventure (Guy Erma and the Son of Empire Book 3)
by Dick Leonardo
1 Comment
"My Prince ,I…" 'Now,' thought Teodor. Don't kill him!' That folk's is without a doubt the best line and best part of this...
18 May
HUNTER : PART TWO OF Guy Erma & The Son of Empire
2 Comments
Book Two HUNTER 13-year-old Teodor was taken by the vicious Battle Borgs of Dome and now he must fight to survive. 13-year-old Guy Erma has...


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Global and hemispheric climate variations affecting the Southern Ocean
Simmonds, Ian; King, John C. ORCID: https://orcid.org/0000-0003-3315-7568. 2004 Global and hemispheric climate variations affecting the Southern Ocean. Antarctic Science, 16 (4). 401-413. https://doi.org/10.1017/S0954102004002226Full text not available from this repository. (Request a copy)
The hemispheric and regional atmospheric circulation influences the Southern Ocean in many and profound ways, including intense air-sea fluxes of momentum, energy, fresh water and dissolved gases. The Southern Ocean ventilates a large fraction of the world ocean and hence these influences are spread globally. We use the NCEP-2 reanalysis data set to diagnose aspects of the large-scale atmospheric structure and variability and explore how these impact on the Southern Ocean. We discuss how the 'Southern Annular Mode' and the 'Pacific-South American' pattern influence the Southern Ocean, particularly in the eastern Pacific. We review the importance of atmospheric eddies in Southern Ocean climate, and the role they play in the transport of mechanical energy into the ocean. The fluxes of fresh water across the air-sea boundary influence strongly the processes of water mass formation. It is shown that climatological precipitation exceeds evaporation over most of the Southern Ocean. When averaged over the ocean from 50degreesS to the Antarctic coast the annual mean excess is 0.80 mm day(-1). The magnitude of the flux displays only a small measure of seasonality, and its largest value of 0.92 mm day(-1) occurs in summer.
|Item Type:
|Publication - Article
|Digital Object Identifier (DOI):
|BAS Programmes > Antarctic Science in the Global Context (2000-2005) > Antarctic Climate Processes
|Additional Keywords:
|air-sea fluxes, atmosphere-ocean kinetic energy transfer, extratropical cyclones, freshwater budget, Pacific-South American pattern, Southern Annular Mode
|NORA Subject Terms:
|Marine Sciences
Meteorology and Climatology
Earth Sciences
Atmospheric Sciences
|Date made live:
|23 Feb 2012 14:10 +0 (UTC)
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This weeks update on the movements of the 10 Bearded Vultures and 3 Cape Vultures fitted with satellite transmitters.
One of the Bearded Vultures, a juvenile female called 'Mac', was spotted by a photographer at the Giants Castle vulture hide last week. See the pics here. This week's map shows us that Mac has been a busy bird since then!
Meet the birds included in the project here


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NUX NOD-2 Mini Core Series overdrive pedaal TUBE MAN MK II OVERDRIVE
overdrive pedaal TUBE MAN MK II OVERDRIVE
Genuine Tube-like sound that makes it more than your average Tube Screamer!
More gain ! That was the overall goal. If you're not playing through a real tube amp, cranked for overdrive, it's difficult to get genuine tube overdrive sound.
The original Tube Screamer pedals used an OP-AMP system, a basic circuitry that became popular for its "perfect amp" attributes. It had no distortion so it had to be overdriven or distorted by re-shaping the signal until it distorts ( diode-clipping ). Clipping it a little bit gives you Overdrive. Clipping it a lot gives you Distortion.
But there's a better way!
Using an FET Transistor System, which already has overdrive and distortion capabilities is a better approach to maintain the genuine sound you get from an actual analog tube amp. An FET allows you to bring out the harmonic attributes, and break-up the distortion into a finer grit, the way a real tube does.
Now, your leads will sing richer and longer, and your rhythm will be more open and expressive than ever before. It all culminates into an overdrive that is superbly dynamic, with crisp precise clarity that lets players cut through a dense mix, without losing fat mid-range.


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Thanks everyone for liking and supporting my portrait work. I am currently working on a fantasy portrait…done from my imagination and references to Paul Kane, the pioneering Canadian artist(about 1840-1870) who travelled west in order to sketch and paint the first nation people before they were overun by manifest destiny.
The fantasy painting is of an Iroquois warrior. I am interested in this because when Alexander MacKenzie was exploring westward along the Peace River (…1780) his paddlers were all Iroquois from the East. When they got to Ne Parle Pas Rapids, near Hudson Hope, several paddlers decided to stay in the area because the trapping was so good.
The beaver were depleted extensively in the East and one of the paddlers was named
Testestowich. That family still lives in our area to this very day!! My home stomping ground….Peace River area of northern B.C. And Alberta.
The warrior looks very fierce and I am glad the Iroquois fought alongside the British in those days. I would hate to have to fight such a warrior.
The face has so much character and reflects the warrior society of those early days of exploration.
I should have this finished in a week or so. Unlike my other works, this is not commissioned, so it is available for sale when completed.


text: Of traditional American WW (Webster Whitcombe) design, the 50 mm centre height, 8 mm collet Zimmerman was stamped on the end of its bed: M.R. Zimmerman Mach. Wks. Holsopple, PA. U.S.A. In the 100 years spanning from the middle of the 19th to the middle of the 20th centuries a very large number of watchmaker's lathes were produced, with many re-branded so as to appear by other than their real maker. Hence, although Zimmerman might have been the maker (and the stamping Machine Works would lend credence to this) there is no surviving evidence as to their manufacturing capabilities - nor indeed to any other horological tools they might have produced. Hence, it is just as likely that they were a supply company who commissioned a batch of lathes from one of the better-known makers. On each example discovered so far a number has been stamped into the end face of the bed; rather indicating a model type these would seem to be Serial numbers, the highest so being "39"Appearing to be a rather "beefed-up" lathe in comparison to the 8 mm Peerless/Marshal types with a more massive bed and fitments (a comparison photograph is shown below) perhaps the intention was to offer a watchmakers' lathe capable of heavier-than-usual work while preserving the fine feel inherent necessary in such a small machine.If the finish is chrome - and it appears to be - the seldom-encounterede Zimmerman would have been made post 1930 - a point at which the finish started to become widely available. See also: http://www.lathes.co.uk/watchmaker


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We are new to geocaching, but in the short time we have owned a a handheld GPS we have discovered a couple of things, it is really good exercise, and a good way to explore new areas both at home and when we are travelling.
For the past three years we have been spending a few weeks near Ajo AZ, . We camp at a site on Darby Wells Rd about five miles south of Ajo.
We have noticed a historical monument just off the Ajo Highway, because the monument isn't accessible from the highway we have never stopped to see what it was for.
Until today while searching for a cache we discovered that the monument marked the place where the Clarkston Cemetery was and named the people who had been buried and then had their bones moved to the Ajo Cemetery.
Clarkston was a town of 1500 people, that was incorporated in 1915 and was destroyed by fire in 1935.
Another cache took us into Ajo, past the old Hospital to the very top of the town, we saw views of Ajo that were new to us and realized how much more there is to this little town.
I think the orangey colored buildings are being built for the Border Patrol officers.
The old open pit copper mine is huge. It closed in 1985.
The good news is the Dairy Queen was open today.
Another cache we found today was well hidden,


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Any creditor can attack the implementation of an asset protection plan by alleging that certain transfers of your assets to other people or entities or the investment of money in exempt assets (such as annuities) constitutes a fraudulent transfer or fraudulent conversion because these conveyances were done with the intent, or effect, to hinder, avoid, or delay creditor collection. Any asset protection conveyance can be challenged as "fraudulent" for up to four years (in Nevada and most U.S. states) even if you had no obligation or duty to the challenging creditor when your asset protection planning was implemented.
The terms "fraudulent transfer" and "fraudulent conveyance" have a bad connotation, and many people incorrectly confuse these technical legal terms in asset protection law with the tort of common law fraud or even with criminal fraud. As a result, some people are fearful that asset protection planning could result in their being held liable for damages in tortious fraud or even charged with criminal fraud.
JUST THE OPPOSITE IS TRUE, several state court decisions, as well as some federal courts, have held that a fraudulent conveyance to avoid creditors claims is not tortious fraud and is not criminal fraud. As a result, a creditor who claims that part of your asset protection planning involved a fraudulent conveyance cannot also charge you with the crime of fraud and cannot seek additional civil damages based on common law theories of fraud, deceit, or misrepresentation.
The laws of fraudulent conveyances in Nevada and in Florida are based on specific statutes, particularly Nevada Revised Statutes Chapter 112 and Florida Statutes 222.30 and 726.101. These Statutes provide that a creditor may seek from a court equitable remedies to undo a fraudulent conveyances made to implement an asset protection plan. These equitable remedies are designed to put property back into the debtor's hands so that the same property is available to satisfy a creditor's judgment. Additionally, if you had transferred property to a third party, such as a friend or family member, and the transferee (recipient) is unable or unwilling to return the property, the court may impose a money judgment against your transferee for the value of the property conveyed. Even then, you are not liable for any additional damages based on the value of property fraudulently conveyed.
Therefore, asset protection planning is very unlikely to increase your liability and unlikely to get you in trouble. In almost all cases, even if part of your asset protection planning is successfully challenged as a fraudulent conveyance, a court will only put you back in essentially the same legal situation you were before your asset protection plan was implemented.
However, If the asset transfer involves a transfer to a foreign trust, any Judgement issued by the court to "reverse" the transfer or conveyance would likely have no value in the foreign jurisdiction.
Certainly if using a
Bahamas International Asset Protection (Legacy) Trust
the transferred assets would have the protection of the (Bahamas) Fraudulent Disposition Act, 1991 where a creditor MUST initiate (extremely costly) proceedings in the Supreme Courts of the Bahamas to prove that the Settlor willfully intended to defraud him, that the obligation owed was in existence at the time of the formation of the trust and that the Trust serves no other purpose than to defraud him.
When a Trust is settled with multiple Beneficiaries including several international charities it is easy to understand that this is nearly an insurmountable task. The Fraudulent Disposition Act, 1991 establishes that any such action must be commenced
within two years
of the date of the Asset transfer. Once the statute of limitations runs out, the creditor can no longer bring a claim of fraudulent conveyance.
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text:
Submitted by PHGS Members Kim and Bill Painter
Bradford Era Tuesday Morning March 16, 1926
Five Members of Family Victims of Flames
Superhuman Efforts of Mother Who Makes Supreme Sacrifice Alone
Early Morning Blaze Destroys Home and Traps Sleeping Family with Heavy Loss of Life.
Gazed at by curious onlookers, a small mass of charred timber and a scattered pile of ashes last night marked the spot in Simpson where, early yesterday morning where fire and Tragedy had stalked hand in hand with the Grim Reaper. Snuffed out the lives of five members of the family of Samuel Towner and seriously injured owner and three of his children. Only the superhuman efforts of a mother, which resulted in the death sacrifice of Mrs. Towner saved the lives of the three children who are now at Bradford Hospital.
Mrs. Mittie Towner, 44 years old, died fighting that her children might escape the flames, which swept through the little home. Four of her children met death with her. They are John, 12 years old; Leonard, nine; Clinton, six; and George, two.
Leaps From Window
Towner, the father, broke a window in the house and dropped to the ground when it was discovered that the flames had cut off all other means of escape. He broke his arm in the fall. Mrs. Towner remained in the tender like structure and dropped two daughters, Erma, four and Venus, eight, to safety. Monroe, the 15 year old son, also dropped to the ground. Towner and the three children who escaped from the building all were burned and are being cared for at the hospital.
Two older daughters, Mrs. Bertha Thomas and Miss Stella Towner, were away from home when the fire broke out.
How the blaze stated must remain a mystery. An overheated stove caused it, neighbors think, but there is no proof. The flames were first discovered by Walter Parks, a pumper on a nearby lease, when he was on his way to work. He saw the fire at 3:45 o'clock. Parks immediately sounded the fire whistle on the gasoline plant, summoning inhabitants of Simpson to the scene. A typical oil country structure built with speed and with no thought of permanency, the little home was soon a mass of ruins and the bucket brigade formed by the neighbors did little or no good.
Towner who was employed as a teamster by the South Penn Oil company, discovered the fire in the house. Awakened by a smell of smoke he rushed to the door of the bedroom to find the house a mass of flames and escape cut off from every side. Breaking a window he jumped to the ground, followed by his eldest son.
Mrs. Towner refused to leave her children. Grabbing Venus and Erma, she dropped them to the ground and then returned into the rooms again for her other babies. Towner and neighbors shouted to her to leave the building; that she would not survive the danger much longer, but the mother refused to desert her children. After she had gone into the flames following her rescue of her two daughters, she was not seen again.
Towner and the children who escaped the fire were rushed to the Bradford Hospital by Eddie Conwell and William Thompson of Simpson by automobile.
Neighbors remained about the building and searched the ruins as soon as the heat of the building permitted. Charred beyond recognition, the body of Mrs. Towner was lying across a bed spring while her four children were huddled nearby; lying in the same position they had been when they were first overcome.
Frank McAllister took charge of the dead bodies. Tomorrow after noon at 2 oclock funeral services will be held from his parlors here. Rev. S.A. Keen will officiate and the fire victims will be laid to rest in Rose Hill Cemetery, Smethport.
Notes: The town of Simpson is now called Cyclone, Pa in McKean County. They are all buried in a mass grave at Rose Hill. There is a large stone with Towner on it below the third row into the cemetery on the right had side.
Back To McKean County Main Page
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Last Update January 30, 2020


text:
I'm a little late to the rodeo, but I just purchased Painter essentials 5 because I refuse to update my MacBook Pro. Can anyone please tell me HOW to find the image hose?
Thanks so much!
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S1 | E4 Cucumber & Lettuce Sour
Dust off that cocktail shaker and mix yourself a delightfully refreshing Cucumber & Lettuce Sour Cocktail. Watch Mixologist Ehzil Rodrigues masterfully whip up this unique drink that also has a surprise ingredient!
100+ resorts. 2000+ experiences.
Uncountable memories
Gourmet getaways
Tea -Infused Grilled Fish -A Unique Recipe
This tea-infused grilled fish is not for the faint-hearted.
Semiya Payasam - Sweet Dish Of Kerala
Semiya Payasam, or Seviyan Kheer, is an easy-to-cook sweet delight.
Puttu - A Breakfast Must-Have In Kerala
A soft coconut and rice log is a healthy option for you to enjoy.
Nadan Kozhi Varuthathu - Southern-Style Crispy Chicken
Love spicy food? Try this Kerala Nadan Kozhi Varuthathu today.
Meen Moilee - The Creamy Fish Curry From Kerala
Elevate your pomfret preparation with this Meen Moilee recipe.
Malabar Paratha - A Flaky South Indian Bread
This flaky and crispy paratha is something you can't miss.
Malabar Roast Chicken - A Dry Roast Chicken Recipe
Malabar Roast Chicken, or Kozhikodan Kozhi Roast, is a starter that all chicken lovers must try.
Kolukkumalai Mangalorean Chicken Curry - An Intensely Flavourful Dish
Recreate the flavours of this rich chicken curry from Mangalore in your kitchen.
Karimeen Pollichathu - A Perfect Roasted Fish Recipe
A delicacy across Kerala is a sure-shot hit with everyone.
Avial - A Thick Vegetable Stew From Kerala
Perfect stew for all looking for a South Indian vegetable stew.
Coconut Chocolate Brownie - A Coastal Sweet Delicacy
Satisfy all your sweet cravings with our Coconut Chocolate Brownie Recipe.
Chemeen Manga Curry - A Delight For Every Fish Lover
Flavours are exquisite when two of Kerala's specialities come together - coconut and fish.
Kadala Curry - A Kerala-Style Black Chickpea Recipe
Know how Kerala cooks their black chickpeas (kale chana) and try it for yourself.
Alleppey Fish Curry - A Unique Raw Mango Fish Curry
Taste the flavours of Kerala with this Alleppey Fish Curry.
Ada Pradhaman - A Traditional Kerala Dessert Served At Every Sadhya
Learn how Kerala uses its rice to make this delicious dessert.
Get Ready For Some Avo-Cuddle
Enjoy the rich taste of avacados with this simple yet flavourful salad.
Shrimp And Pasta Never Disappoint
Bring together the best of both worlds with pasta you can't pass up.
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Cyrus Broacha makes his way to Naldehra
TV anchor and comedian Cyrus Broacha embarks on a magical holiday with his wife at Naldehra's Club Mahindra Pristine Peaks Resort
Kunal Vijaykar explores Puducherry
Kunal Vijaykar, a food blogger and author, discovers the diverse experiences of holidaying at Club Mahindra Puducherry
Must-have Coorg Coffee Mousse
Coorg Style Coffee Mousse Recipe, an easy-to-make and not-so-easy-to-forget dessert.
A Date Night with Sizzle and Sparkle
A night that is made memorable with a delicious dining experience and magical moments
Take a virtual tour of our Naldhera resort
A 360-degree video of the magical surroundings of the resort, its incredible amenities, and experiences.
A rejuvenating holiday
Anita Hassanandani and Rohit Reddy experience a rejuvenating holiday with a Yoga retreat at Club Mahindra
Get a glimpse of the adventure
Anita Hassanandani and Rohit Reddy are picking up a new skill on their holiday. Watch now
Travelogues with Anita Hassanandani & Rohit Reddy
Interesting conversations with Anita & Rohit on their life journeys and love for travel.
Mai Phir Aunga
Ayushmann Khuranna has decided that he will travel again and with our #SafeStay program you too can once again enjoy worry-free holidays.
We Cover India. You Discover India
With 70+ resorts across India, Club Mahindra helps you discover India like never before.
The Amazing Resorts of Club Mahindra
From igloos to tree houses to palaces, Club Mahindra has a wide of incredible staying options that will make your holiday truly magical.
Dance to the Tunes of Life
Get on the dance floor with your family during your next holiday at Club Mahindra Virajpet, Coorg.
Experience the Royal Culinary
Enjoy a peek into Rajasthan's legendary and flavourful cuisine at Club Mahindra Jaipur, Jaisalmer, and Udaipur


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034Motorsport High-Flow Catalytic Converters are designed to replace the restrictive OE catalytic converter, and allow for quicker spool while increasing horsepower and torque throughout the powerband.
We construct them from stainless steel tubing, and utilize a high-performance 250-cell stainless-steel-matrix cat. They feature CNC machined flanges to prevent warping and expansion, factory-correct exhaust hanger location, and 2 oxygen sensor bungs in the proper locations for the factory sensors. Full 3.5" tubing is used at the turbo outlet, with a smooth transition to 3" after the cat.
The high-flow catalytic converter is a complete drop-in upgrade; will bolt up to any stock/stock-fit turbo and stock/stock-fit exhaust. Professionally assembled in-house, TIG-welded and backpurged.
We've seen gains of over 24WTQ and 27WHP on our dyno on stock turbo tunes.
*** Direct bolt-in for OEM cat-back exhaust, or aftermarket cat-back exhaust systems designed to fit with the OEM catalytic converter. Will fit Quattro and FWD B8 Audi A4 2.0 TFSI models equipped with Manual, Tiptronic, or CVT transmissions. Does not fit Right-Hand-Drive (RHD) vehicles.***
Please Note: Our Oxygen Sensor Spacer is sold separately, and is recommended to help prevent the MIL or CEL if you do not have Stage 2 software that defeats the MIL or CEL when removing the stock catalytic converter.


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Doctor Who Promises Your Favorite Christmas Movies with Monsters| November 24, 2010 at 9:03 AM EST
Can I interest you in some Christmas cheer in the form of a new Doctor Who special?
This Doctor Who Christmas special doesn't feature Amy and Rory as much as fans might like. In fact, on the the poster with the Doctor we see Michael Gambon (Harry Potter), and the very innocent-looking Welsh singer Katherine Jenkins.
Doctor Who: A Christmas Carol Synopsis:
Doctor Who comes to BBC AMERICA this Christmas Day with a festive Dickens-inspired adventure, A Christmas Carol. Penned by award-winning lead writer and executive producer Steven Moffat (Sherlock, Coupling), the special sees Matt Smith once again reprise his role as The Doctor along with newlyweds Amy Pond (Karen Gillan) and Rory Williams (Arthur Darvill). The team are joined by Harry Potter's Michael Gambon and Opera diva Katherine Jenkins, for what may be the Doctor's most Christmassy adventure yet – a combination of all your favorite Christmas movies and a great bit of festive cheer. ALSO: Amy and Rory are trapped on a crashing space liner, and the only way The Doctor can rescue them is to save the soul of a lonely old miser, in a festive edition of the time-travelling adventure, written by Steven Moffat. But is Kazran Sardick, the richest man in Sardicktown, beyond redemption? And what is lurking in the fogs of Christmas Eve?
Lead Writer and Executive Producer, Steven Moffat, confirmed, 'Oh, we're going for broke with this one. It's all your favorite Christmas movies at once, in an hour, with monsters. And the Doctor. And a honeymoon. And … oh, you'll see. I've honestly never been so excited about writing anything!'
It's Doctor Who all Christmas long with a marathon of favorites starting on December 24th at Midnight leading up to the special. BBC AMERICA will also premiere the Doctor Who Prom on Christmas Day, a live concert featuring stars Matt Smith, Karen Gillan and Arthur Darvill as hosts.
Doctor Who Christmas Special 2010 Trailer (Official)
Doctor Who: A Christmas Carol premieres Saturday, December 25th at 9:00 p.m. ET on BBC America.


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Immunization State Snapshots
This state snapshot outlines successes from a CDC-funded immunization project.
AcademyHealth (AH), Immunize Colorado (IC), and the National Academy for State Health Policy (NASHP) coordinated efforts for a three-year CDC funded cooperative agreement to implement new state-based strategies and policies to address immunization gaps among low-income pregnant women and children. The project's objectives were to support states in their Medicaid policies or outreach procedures to facilitate vaccination of children living in poverty, implement policies that include providers caring for pregnant women and/or adults as covered vaccinators, and increase utilization of Medicaid resources for immunization information system (IIS) sustainability. Participating states include Colorado, Hawaii, Kentucky, Montana and New Mexico. These snapshots provide an overview of the successes these 5 states were able to achieve during the project.


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We are a small team from Harrogate, North Yorkshire from the country of the United Kingdom. We love finding the very best miniatures from the best designers to bring to your painting and hobby tables.
Frequently Asked Questions
Who are We Print Miniatures?
Should I wash your miniatures?
NO! All our miniatures are dispatched washed and cured to offer you a clean and perfect base to prime and paint from. No waiting, just miniatures ready to use.
What are your Miniatures made from?
What are your shipping charges?
United Kingdom
Standard Shipping
- UK Postage £1
Large or fragile shipping
- £3.95 Parcel
USA & Canada
- Standard International £11.95
- Standard International £9.95
International Parcel
- Standard International £11.95
How do your Subscription Boxes work?
We keep it simple, all our subscriptions can be canceled at anytime and there is no minimum term. You can access your subscription through your WePrintMiniatures.com Account. Where you can also update your address and contact details or puase your subscription.
Each month on the same date you signed up we will charge your subscription to your chosen platform either Stripe or Paypal.
You can update, change or cancel your subscription at anytime up-to the day it would bill. Remember as with everything you buy from WePrintMiniatures.com your subscription is protected by our Love Us Guarantee.
If you recieve a miniature you already have in your collection your covered by our No Doubles Guarantee simply get in touch to cliam a replacement miniature.
Where is my order?
We print all our orders on demand which means at busy times their can take us up-to 5 day to print and ship your order. Large orders will take longer to fulfill and we may choose to part dispatch your order so your not waiting too long before at least recieving some of your order.
For the rest of the world is usually takes 7 - 16 days after dispatch. Please note Christmas can add a number of extra days onto all processing and shipping times .
Why did I only recieve part of my order?
With large orders or at busy times we might choose to part ship your order, this usually happens if one or two minaiture in a large order are causing many others to sit around not in your hands.
In this case we ship what we have and follow up with the missing miniatures a few days later.
In some rare cases we might have to declare a miniature unprintable and offer you a full refund or store credit, your choice.
My order arrived damaged, now what?
Don't worry get in-touch with us and quote your order number and a replacement miniature will be dispatched ASAP. We try and remedy broken miniatures as a priority but during busy times it can take us a few days extra to get a replacement sent to you.
You can dispose of the broken miniature as you see fit or use it as part of your conversion projects.
I'm not happy can I have a refund?
Of course you can have a full refund and we wont quibble about it either. Please contact our support team and quote your order number and which parts you would like refunded. We work very hard to give 5 Star Service and Quality but understand we can't get it right every time. We hope you will consider us again in future, we are always learning!
Why is a part of my miniature shiny?
This is a rare event called 'Frozen Resin' it occurs when a small amount of liquid resin usually in a hard to reach place is cured instead of coming away in our cleaning systems. 99% of the time we catch them and they are washed again.
At no point is the 'Frozen Resin' live it has been cured and is safe to touch and once primed is unlikely to cause any loss of detail. If you are concerned for any reason or would like a replacement please do contact us.
Our miniatures are not toys and are unsuitable for children under 15 years of age.
Please wear a mask if sanding or cutting resin miniatures.


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Amazon billionaire Jeff Bezos predicts there'll be a problem with a parachute the next time his Blue Origin venture flies its uncrewed New Shepard spaceship. He'll make sure of it.
Flying with a bad parachute is part of Blue Origin's plan to test the suborbital craft under stressful conditions, in preparation for flying passengers to the edge of outer space in as little as two years.
In today's email update, Bezos said he and the rest of the team were "finishing our mission planning for another flight of New Shepard, which will be our fourth flight with this vehicle."
The New Shepard propulsion module and crew capsule went through successful flights to space and vertical landings in November, January and April at Blue Origin's West Texas launch facility. During last month's test outing, the propulsion module didn't relight its hydrogen-powered BE-3 rocket engine until just seconds before what would have been a crash landing. New Shepard made a soft touchdown nevertheless.
"On this next mission, we'll execute additional maneuvers on both the crew capsule and the booster to increase our vehicle characterization and modeling accuracy," Bezos wrote.
"We also plan to stress the crew capsule by landing with an intentionally failed parachute, demonstrating our ability to safely handle that failure scenario," he continued. "It promises to be an exciting demonstration."


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Hilton Head Regional Healthcare CCH Physicians Give Back ThousandsJan 4, 2019
Hardeeville, S.C. – Hilton Head Regional Healthcare's Coastal Carolina Hospital is pleased to announce its Medical Staff has donated nearly $15,000 to local non-profit organizations in 2018! The Coastal Carolina Hospital Medical Staff is made up of more than 240 physicians dedicated to serving the citizens of Hardeeville and surrounding communities.
On December 20, 2018, St. Stephen United Methodist Church in Ridgeland, S.C. received $2,000 from the Medical Staff just in time to help stock its food bank during the holidays. Bluffton Self Help also received $2,000 to help further their efforts in our community. The United Way of the Lowcountry received $4,000 to distribute between the Boys and Girls Club and Hopeful Horizons.
"Our Medical Staff takes great pride in helping others both inside and outside of the hospital," said Joel Taylor, Coastal Carolina Hospital CEO. "Since January 2009, the Medical Staff has donated $70,850 to local non-profits organizations. Our physicians set a great example for us all and this effort is a wonderful reminder about the importance of consistently giving back."
To interview about the charitable giving initiatives of the Coastal Carolina Medical Staff, please contact PR Manager Daisy Burroughs at 803-833-0104, email [email protected].


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Teaser – Team Magic Monster Truck
Now being teased out of Europe by HRC Distributing is a new monster truck coming from Team Magic. The HRC crew isn't giving out many details, but the truck will be shown to the world at the upcoming Nuremberg Toy Fair. The teaser picture doesn't show much, just a tough looking front bumper filled with lights. Needless to say the last few trucks from Team Magic have been solid, we can't wait to see what they have in store for the bashing world with this one.
To see the teaser you can hit up This Link over on HRC's website or you can Click Right Here for more Team Magic news on BigSquidRC.


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Case study 1 – Statutory Demand
Company A operated a small plumbing business in Western Australia. Due to a downturn in the housing market, Company A experienced a significant decline in sales resulting in the Company making losses.
The Company started to fall behind in payments to its suppliers and the Australian Taxation Office (ATO). As a result, the ATO issued the Company a Creditors Statutory Demand for payment of unpaid tax debts of approximately $100,000.
As the Company's financial position was deteriorating and it had no means of complying with the Creditors Statutory Demand, the Director took steps to place the Company into liquidation, therefore ceasing any further action by the ATO in relation to the Creditors Statutory Demand. This action also prevented the Company from incurring further losses and avoided potential exposure for the directors to breaches of director duties including insolvent trading.
Case study 2 – Garnishee Notice
A local builder (Company) contracted to a third party (Customer) to undertake the construction of residential dwellings.
Although the Company had been trading profitable for some period of time, it soon found itself subject to a significant claim brought by a home owner in relation to alleged defects. After paying substantial amounts defending the claim, the Company started experiencing financial problems. As a result, the Company started falling behind in meeting its taxation obligations. Soon thereafter the Australian Taxation Office (ATO) issued a Garnishee Order on the Company's Customer requiring all monies currently owed and future monies be paid to the ATO in reduction of the Company's debt.
As a result of the Garnishee Order, the Company was no longer able to rely on the monies owed to it by the Customer to be used as working capital in the business and as such, the Company immediately became insolvent. After seeking advice in relation to the solvency of the Company and the options available, the Director of the Company, resolved to place the Company into liquidation.
Case Study 3 – Director Penalty Notice
The owner of a hair dressing salon had been successfully running the business for many years. Recently, due to increased competition in the local market, the hair dressing salon lowered its prices to remain competitive. As a result, profits deteriorated and the Company soon found itself in financial distress. Although the Director was continuing to lodge her Business Activity Statements on time, she failed to make any payments to the ATO in respect of the resulting liability.
The ATO subsequently issued the Director with a Director Penalty Notice requiring her to attend to one of the following three options within 21 days;
- Pay the debt in full;
- Enter into an arrangement to pay the debt off over a period of time; or
- Place the Company into liquidation.
As the Company was not in a position to pay the debt in full or enter into a payment arrangement, the Director resolved to place the Company into liquidation. As a result she avoided any potential personal liability under the Director Penalty Notice provisions.
Case Study 4 – Employee Entitlements
The Director of a Company had recently been diagnosed with a terminal illness. As a result of lengthy treatment, he was absent from the business for extended periods of time. During such absences, turnover decreased as the Director was the main point of contact with the customers and as such the Company started to experience significant financial concerns.
Upon return to the business, the Director decided to attend to an orderly closure of the business by completing all current orders. Several weeks passed and the final order was completed. All liabilities with the exception of employee entitlements were paid. As the Company no longer had any funds available to pay termination payments due to employees, the Company was insolvent and after seeking advice the Director resolved to place the company into liquidation.
By placing the company into liquidation, employees were eligible to participate in the Governments Fair Entitlement Guarantee Scheme (FEGS) for payment of their eligible outstanding employee entitlements.
Case Study 5 – Insurance Claim
Company Y was established for the sole purpose of managing a series of outdoor obstacle events on a twelve month contract.
The events held were successful and at the end of the contact, the Company had extinguished all its liabilities and distributed all surplus assets to its Shareholders.
Although the Company had ceased operating the Director wanted to maintain the Company as a vehicle to undertake future projects. 6 months later the Company was served with an insurance claim in respect of an injury sustained by a participant in one of the events held by the Company during the period it was trading. The claim was large and as the Company had ceased trading it did not have the financial capacity to pay the claim or defend the claim.
The Director resolved to place the Company into liquidation to avoid the cost of litigation and to deal with the claim of insurance company.


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An Evening with Dominic Sandbrook
On Friday 4th of May, Concord College welcomed Dominic Sandbrook, a renowned British historian. Whilst awaiting his arrival, Concord students mingled with visitors from Wolverhampton Girls' High School whilst nibbling on a fine selection of 'finger foods'. After students had settled in Concord's comfortable auditorium, the amiable author soon arrived to convey his wealth of knowledge. Without a doubt he immediately encountered inquisitive and friendly spirits from both Concord and WGHS, and together they immediately engaged in a detailed discussion of British history.
A brilliant historian indeed, Sandbrook did not lead his talk in the form of the conventional style of a typical lecture. Rather, he constantly sought to connect directly with his audience. His sense of humour was apparent and his witty lines caught on with responsive spectators. In addition, he was able to explain complex issues using simple language, and this appealed to his rapt audience of sixth form History students. What made the talk even more memorable is the fact that he also valued the opinion of his audience, as he invited them to express their opinion throughout the talk. Overall, it was an enlightening night which took all those present on a journey to the heart of Britain in the years 1951-2007.
Nancy – 6.1


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These days, there is an awful lot of pressure on people to "seek happiness." The premise that if you do certain'things by a certain age – fall in love, get married, have children, get your dream job – will naturally equate to feelings of happiness is more prominent than ever in 2016. However, this also works in reverse; if you don't hit these 'targets' you feel you're falling behind, and this only mounts as you get older. You'll perhaps feel that you aren't happy because perhaps your friends are succeeding more than you, faster than you are, or you feel under pressure to have children "before it's too late", or even if you haven't done x, y and z in the normal societal order.
But, as we all know, life is not so simple. Goalposts shift and change; you grow, you mature and with this wisdom will invariably come the knowledge that true happiness can't be measured by just ticking items off a checklist, it simply comes as it will, with the ups-and-downs of life and in the little moments, bigger moments and all the moments in between.
Contentment is a much more realistic life goal to want to reach and is, in this writer's humble opinion, vastly underrated. If you feel content in your every day, you'll soon discover how happy you really are. We're all likely to feel more content the older we become; we're more self-assured, more confident and we have a solid idea of the life we'd like to have. A new survey has examined this theory and affirmed that peak endorphins occur for Irish people at age 43 and over.
New survey results by Yoplait ?- as part of their?'I love My Age' campaign – have revealed that Irish people across the country are embracing their age, with 6 in 10 (60%) Irish adults loving the age they are right now, with their forties picked as the decade of peak happiness.
On average, Irish adults selected 43 as the age they feel the most content, with male respondents choosing 45 as their happiest age, and females opting slightly younger at 40 years of age. Yes, though we're often told that our formative years are the best of our lives – free of financial worry or the responsibility of raising a young family – these figures reveal that we as a nation are happier when we're that bit older and wiser; when asked what people's top priorities were in life, more than two-thirds (68%) of Irish adults noted that family was the most important thing in life, followed by financial security (17%), finding love (6%), travelling the world (3%), having a successful career (3%) and personal health (2%).
The figures make sense. In our forties, we're hitting our strides, we're also said to be at our most comfortable and at ease at this stage. We've gotten over the insecurities and uncertainties that dominated our 20s and we're happy in our own skin and it's pleasing to know that this continues the older we become – more?than 8 in 10 (85%) adults across all age groups say they become increasingly comfortable in themselves as they age.
But don't wish your life away waiting for these decades either or assume that things won't change no matter what stage you're at; the beauty of life is that nothing will ever stay the same, and the time we have is short. Concentrate on living your life, embrace the present while looking forward to the future and happiness will follow.


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It's no surprise to learn that a 3G version of the iPhone is set to be launched by Apple (although it does give us a good reason to dust off the iPhone image again), with the vast majority of people predicting this would be one of the announcements made during the WWDC. Steve Jobs did, however, confirm the fact that It would support 3G networks and would also have GPS compatibility.
Perhaps a little more surprising, and certainly welcome, is the fact that the next generation of the most talked about smartphone will cost just $199, roughly £100, when it is released in just over a month on 11th July. That's a fairly rapid release and a substantial reduction in price compared to the current iPhone when it was first released.
The iPhone (where available) still costs $399 having been reduced from its original price of $599. The $199 price tag, which will be consistent through the majority of countries where it will be on sale, will be for the smaller device with 8GB storage while the 16GB storage will cost $299.
There's much more WWDC to go yet, and there's certain to be more announcements to come so keep tuning in for the latest news.


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Equalising pensions in line with the requirements of the Guaranteed Minimum Pension (GMP)
The High Court handed down an important judgement on equalisation of GMPs in the Lloyds Banking Group case which stated that benefits would need to be equalised. But equalising pensions in line with the requirements of the GMP can be complex: the complexities of the ruling, scheme specific benefit bases, multiple conversion methods and other variables make the entire process difficult to understand.
We simplify this process by applying our actuarial, administrative, data and communications expertise to make GMP equalisation easy for pension schemes to implement. Our expert team supports with data cleansing, audit, reconciliation, rectification, normal retirement ages (NRA) analysis and member communication to ensure timely delivery and data backed decision-making for trustees. We enable trustees managing the schemes to have clear visibility on the costs with respect to administration, implementation and the impact on liabilities, providing expert advice to support them in the right direction.
We've already completed more than a hundred GMP exercises for clients, which include world-renowned food, insurance and cosmetics organisations.
The 2nd Lloyd's judgment indicated that trustees will need to review historic cash equivalent transfer values (CETVs). There are many legal, actuarial and practical considerations to take into account when planning to revisit past transfers. The GMP Equalisation Working Group is working on this guidance using a multi-disciplinary team and we expect that guidance to be published in the second quarter of 2021. We are, therefore, recommending to our clients that they wait for that guidance before planning these separate CETV projects.
Hear from our customers
Equalising benefits for the effects of GMP will be specific to each scheme but we can help schemes to effectively manage the process and provide the best service for sponsors, trustees and members.
Why Capita?
The solution
GMPe – An all-encompassing solution to manage your pension scheme
|What is it
A solution that simplifies the daunting GMPe concept using our actuarial, administrative, data and communications expertise to make GMP equalisation easy for pension schemes to implement.
The process includes data review, cleaning, process change, communication, benefit equalisation, project management and other related capabilities.
|How it helps
Our modular approach to GMP means our specialists are there to support you when and where you need them most, including end-to-end project management, scheduling of change, combining reconciliation and equalisation exercises and providing coherent messages to members.
It ensures that the trustees are confident of the decisions made based on input and guidance received from experts.
|Features include
Data analytics and cleansing
|Who is it for?
|Every scheme needing to undertake GMP equalisation: GMP rectification and equalisation is a large project and not many trustees have in house capacities to run it on their own without impacting day-to-day operations. Moreover, trustees require guidance on the method to be adopted for conversion and the ramification of each method with respect to costs and future administration. We're already helping 100 pension schemes with GMP projects. Our approach ensures that data is addressed holistically, so it's fit for the future – not just for a one of project.
|Getting started
|Find out how we're simplifying the complex -
Get in touch for a demo
Manage your GMP programme in a compliant, streamlined way
Helps you plan ahead
Absorbing an equalisation programme into the day-to-day running of your pension scheme can be a challenge. Our expert teams draw up a strategic plan to help you deliver GMP equalisation.
Reconciliation and rectification
One of the key tasks to be undertaken is to ensure that all the data is correct. Therefore, it becomes imperative to match all data points and ensure that this exercise is completed appropriately.
Confidence in decision-making
Experts work closely together across functions so clients are confident of their GMP project. Decisions made are based on inputs and clear guidance from them.
Risk management & control
Through their extensive experience and understanding our experts put the relevant risk management, audit and controls in place so the schemes can carry out their GMP project properly.