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My ex-wife, Jeni, called to deliver the news. A group of middle school boys had harassed our daughter, Tiana. Nothing physical or outright menacing, but there were enough sexual overtones to make a shy and sensitive seventh grade girl feel deeply uncomfortable. Jeni wanted to tell the principal. She wanted something done.
Tiana wasn't so sure. As a rule, she avoided confrontation. She was upset, but escalation wasn't her style.
At the time, I sympathized with my daughter. I recalled how brutal my own middle school years had been, resulting in a usefully thick skin. Maybe the same would be true for Tiana?
Jeni persevered. She convinced us that this was too important to let slide, that it was our responsibility to all the girls at our middle school to call out this bad behavior.
So we met with the principal, Rebecca Cheung.
We weren't crazy about her response — at least not initially. Principal Cheung told us that in cases like these, her recommendation was for the aggrieved party to personally confront the person who had said or done something harmful. Tiana, she suggested, should explain to the boys why what they had said was so hurtful.
This didn't sit right with any of us. Tiana was the victim! Why should she be forced to directly address the offender? For a shy girl, the experience would surely be excruciating.
Now it was Principal Cheung's turn to persevere. She outlined the benefits for Tiana: Standing up for herself would be beneficial to Tiana's long-term emotional growth and sense of self-worth. The confrontation would happen in Principal Cheung's office, under her supervision. Neither Jeni nor I would be allowed to attend, another element furthering the goal of getting Tiana to stand on her own two feet. Principal Cheung told us she'd done this many, many times before, with good results for all parties. Though we were all still trepidatious, we decided to give this method a try.
That was 10 years ago. After this incident, high school came on like a tsunami, followed by college and foreign travel and serious boyfriends. We all kind of forgot about that middle school incident… until recently.
One day earlier this year, I started wondering how much of the strong, self-assured, utterly-unafraid-to-advocate-for-herself-or-others young woman I know today was born in that moment in Principal Cheung's office. When my seventh grader put aside her diffidence, looked a boy in the eye, and explained to him his malfeasance — was that a breakthrough that forever shaped my daughter?
The answer, I thought, could be useful to anyone with a child in middle school. Middle school is notorious to everyone — parents, teachers, students — as a painful transition between the nurturing embrace of elementary school and the exciting drama of high school. We tend to think of middle school as a time to be endured, gotten through, tolerated. As parents, our impulse is often to try to shield our children from the roughest waters and keep looking ahead.
But a couple of decades of neuroscience research informs us that young adolescence — especially for girls — is an enormously important period of neural growth and transformation. The brain is literally being rebuilt, on the fly. Some developmental psychologists believe that making the right educational and developmental interventions in middle school could be as important as anything that happens in the 0-to-3 years period widely believed to be the most important developmental stage of life.
"The amount of neurological and developmental change that is happening right then [makes middle school] the second and last major window in which the brain is massively reorganized," says Diane Divecha, a psychologist affiliated with the Yale Center for Emotional Intelligence. "It is a great period of vulnerability and opportunity. We should be pouring as much resources, study, attention, money, and support programs into this period as we have in the 0-to-3 range."
It is, in retrospect, impossible to determine exactly how any single event can affect any person's overall process of maturation and personal growth. But what I didn't realize before investigating the hows and whys of my daughter's experience is just how important it is to take a proactive stance in helping middle schoolers learn how to grow up at a time when everything — their brains, their hormones, their sense of self-identity — is in a state of roiling turbulence. We can't shield our kids from these traumas; we need to get right in there, like Principal Cheung did, and show our kids how to grow from them.
Rebecca Cheung now works as the academic coordinator for the Principal Leadership Institute at UC Berkeley's Graduate School of Education. She remembered Tiana, although she did not recall the specifics of this particular instance of harassment.
She acknowledged that her recommendation for a sit-down between harasser and victim was standard operating procedure during her time as principal. Quite a few girls, she said, had gone through similar experiences during her tenure. Middle school, said Cheung, is challenging for everyone, but it is especially tough for girls.
"What the research says is that girls by and large mature faster than boys," says Cheung, "and so girls are really going through the puberty period during middle school. Puberty and adolescence come with a lot of awakenings for kids around their physical body — their identity, beauty issues, hormones. It's really challenging for them to navigate, physically and psychologically."
Her decision to bring both the victims and perpetrators of a bullying or harassment incident together to talk things out in her office was, says Cheung, a conscious effort to nurture youth empowerment "informed in part by some theories around resiliency and around student voice and advocacy."
"I remember many, many instances of having to help kids find their own voice in navigating these types of issues," says Cheung. "I remember telling them I'm not always going to be there to solve this problem for you. Part of our role is to help you be able to advocate for yourself."
According to Cheung, the ensuing showdown wasn't a sink or swim situation for Tiana or any other girl or boy. It was an adult-guided effort to resolve issues while building the child's strengths. By being present in the room and lending her authority to the interaction, Cheung says she made it clear to both parties that this was an important interaction, that in her position as principal and leader of the school, she was using her authority to "to support Tiana… to emphasize the importance of her voice."
Simply using her power to lecture the offending party on the error of his or her ways would be self-defeating, Cheung explains.
"Students have to find their own voice. That's what self-advocacy is all about. If I advocate on her behalf, I could be reinforcing a victim mentality for her. [Instead], it's like I'm taking my power, and using it to say 'this is really important and you need to hear this now.' "
"Victimization happens when you can't get yourself out of that space or mentality of fear," she continues. "The empowerment is to move beyond the fear, to be able to speak and say your piece, and to make something right with the person and then for them to honor their words to each other, and move on."
I wonder: Did it ever blow up in her face? Did resolution ever fail to occur?
"Oh yeah, that happened," she acknowledges. "And then we do it again. But in between we have individual conversations with the students who are struggling, and we talk about why it was a struggle. These types of skills take time and practice to develop and sometimes they are really unfamiliar or uncomfortable for kids, and so I think we have to do right by them: which is to give them another chance."
Intriguingly, according to Divecha, Cheung's approach ran counter to the "conventional wisdom on bullying and harassment."
"Peer mediation is not recommended," says Divecha, "because you are putting the target of the harassment back into the relationship with the people who did the harassment."
Which, of course, was precisely the concern that I had as a parent when Cheung first suggested bringing the students together to talk it over.
However, noted Divecha, it is also possible that "the principal was sophisticated enough to finesse that interaction so that your daughter didn't feel re-victimized… and to make this happen to help her feel confident to stand up to something like a transgression on her dignity."
In the immediate aftermath of the "interaction," Tiana didn't tell us much about what happened, except to note that the boys were extremely embarrassed. The initial harassing comment had involved the boys teasing Tiana about whether she knew "where the Tampon goes." The retelling of this incident in front of the principal, apparently, was not something the boys enjoyed sitting through.
But at a time when the very structure of your brain is in great flux, maybe it's a good thing to be forced to feel acutely embarrassed at your own dumb joke. And conversely, it seems possible that the principal's encouragement to Tiana to be her own self-advocate may well have had outsized reverberations, given that we now know that everything that happens in middle school packs a larger-than-normal punch.
And that seems to me the thread to hold on to. Whether or not Principal Cheung's intervention really did help transform my daughter into the adult she is today, it is clear that middle school is a time when such interventions make a huge difference. We've got to stop fearing middle school and learn how to embrace it. The potential for encouraging long-term positive personal growth and building your child's strengths is simply too great to ignore.


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"Fortune Guns" by Music Band
Music Band is a group of three best friends, Harry Kagan (guitar), Lee Putney (drums) and Duncan Shea (bass), making honest-to-goodness rock and roll music in Nashville, TN. After pairing with local indie label Infinity Cat Recordings (JEFF the Brotherhood, Diarrhea Planet, etc.) to release their debut cassette Can I Live, and 7″ single, they are now on the cusp of unleashing their first full-length LP for Infinity Cat. Wake Up Laughing will be out on April 1st.
Recorded at Bomb Shelter Studio with Andrija Tokic (Alabama Shakes, Natural Child), Wake Up Laughing is the latest chapter in the Music Band annals, showcasing their knack for writing catchy, surprising, high-energy songs that make their influences as vast as they are difficult to pin down. Their songwriting echoes their constant quest for discovery and reinvention, while always remaining true to themselves. It is Music Band's profound respect for each other and for those who came before them as they toe the line between light and dark, which keeps them hurtling forward into the great delights of the unknown. Catch them on tour with Diarrhea Planet now…
Music Band on tour:
03/27 Spokane, WA @ The Bartlett*
03/28 Nelson, BC @ Spiritbar*
03/29 Calgary, AB @ The Gateway*
03/30 Edmonton, AB @ The Buckingham*
04/01 Vancouver, BC @ Rickshaw*
04/02 Bellingham, WA @ The Shakedown*
04/05 Portland, OR @ Doug Fir*
04/06 Seattle, WA @ Crocodile*
04/08 San Francisco, CA @ The Independent*
04/11 Los Angeles, CA @ Echo*
04/12 San Diego, CA @ Soda Bar*
04/14 Denver, CO @ Marquis Theatre*
04/15 Colorado Springs, CO @ Black Sheep*
04/16 Ft. Collins, CO @ Surfside 7*
* w/ Diarrhea Planet
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subset: commoncrawl


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Teaching Traveling: Curious how the Peace Corps can lead to a life of travel? Wondering what it's like to travel as a Black, solo female traveler? Read on!
Welcome to Allison Meredith Smith, also known as "Bag Lady Meredith San Diego," an expert in these topics. Meredith, tell us about your background.
Meredith: I left my hometown of San Diego to serve my country overseas in the United States Peace Corps in the Fall of 2014. It was during my service that the opportunity to teach and facilitate courses was introduced by way of summer leadership camps for youth.
Having never formally "taught" before being granted the chance to do so for the first time via the co-funded project GLOW (Girls Leading Our World) Camp in Macedonia, I found myself extraordinarily moved by the impact my courses on positive body image and creative writing had on these gifted young minds.
This experience impacted my being to the core, and highlighted the importance of "being the change" and the power of helping children steady their own two feet while finding their poetic voice.
I have always strived to be a positive female role model, not only in life, but in the eyes of the younger generation of my own family. This deep-rooted morale has served as the catalyst for many courageously terrifying ideas I've executed in my lifetime.
TT: So inspiring! Tell us more about the impacts of teaching youth abroad.
M: The impact of participating in now three different summer leadership camps in two different countries over these handful of years continues to produce evidence of outward ripples to present day: Past campers entering undergraduate programs abroad, successfully-executed community based humanitarian projects, and most memorably, a young man finding his poetic voice and by default his confidence through creative writing; these are the ripples that will morph into waves of change for the future.
These young adults crave so much to learn, experience and to embrace the different as something beautiful. They aspire to ask the right questions and seek positive solutions for real problems by starting with themselves.
They are hungry for productive outlets that teach them more about the importance of mindfulness then the societal norms; insert your social media outlet of choice here. These motivating young minds are the foundation of social change and hope for the future. (Initiatives like these Latina and Black dolls help teach kids young to have a positive self image!)
TT: Beautifully put. You are clearly a role model for so many. Could you share your thoughts on travel as a person of color?
M: As a woman of color I feel empowered to travel as I do. I find there's a huge gap in the tourist industry in this regard. I repeatedly encounter this gap in most places I adventure to, often being the only dark face in the bunch.
There are grand numbers of traveling POCs, however, and an abundance of social communities around the world supporting this very notion. I'm grateful for these communities, what they represent and the opportunity to contribute to the cause.
TT: Absolutely! Now, how do you handle unwanted attention as a solo female traveler?
M: Unwanted attention is unavoidable. In my hometown as much as during international travel, I apply common sense and remain vigilant about my surroundings as much as possible.
These situations are so individual, but some coping mechanisms I've developed over the years include adopting various accents, flexing my story-telling muscles when necessary, but in all honesty, I have an unwavering confidence in the power of positive energy, faith in human kindness, and lean on Jesus for the rest!
TT: Interesting! So, how do you afford to travel so much?
M: As a Peace Corps volunteer my basic living expenses and set living allowance were funded by the U.S. Government. Now that my service time is wrapped I've been taking a gap year (and a half-ish) to travel, process loss, and rediscover myself.
Productively, I've leaned on this time to launch my own travel blog and social media personality. My "globe-trotting", adventure-mandatory lifestyle is made affordable primarily as a result of personal savings and freelance creative writing jobs.
I'd be remiss if I failed to note how discount dot coms chock-full of convenience also contribute to making my thirst for adventure financially possible.
TT: Nice! What drives your passion for adventure and travel?
M: My desire for up close and personal, cross-cultural experiences on different continents provides me a different glimpse of humanity.
Facing my own vulnerability and acknowledging the challenges that grieving plays on an ambitious, business-minded female in her mid-thirties also makes for quite the emotional rollercoaster.
Despite these challenges, I found the courage to channel my grief from a personal loss into living my own dream and to make the best of a not-so-fortunate situation.
Today I'm blessed to seize an opportunity to travel at great length, while sidewinding these experiences into poetry and short stories, many of which are featured via my blog, BagLadyMeredithSanDiego.com. My creative expressions document and share my experiences, while navigating my adoration for writing into a career.
TT: Fabulous. What's next for you?
M: On this side of my lofty travel goal of 7 wonders in 1 year — documented primarily with only my iPhone — I can honestly say I surprised myself the right amount, empowered myself enough to keep going, and inspired myself by inspiring others.
I cannot capture in words the emotion I'm filled with, knowing what I've been blessed to accomplish, or the excitement of knowing I'll continue to feed my thirst for adventure.
Where am I off to next? You'll have to stay tuned to find out! Follow me on Facebook and Instagram: @baglady.meredith.sandiego, and read about my adventures on BagLadyMeredithSanDiego.com.
TT: Thanks so much, Meredith! Readers, what questions or comments do you have?
The author, Lillie Marshall, is a 6-foot-tall National Board Certified Teacher of English from Boston who has been a public school educator since 2003. She launched TeachingTraveling.com in 2010 to share expert global education resources, and over 1.6 million readers have visited over the past decade. Lillie also runs AroundTheWorld L.com Travel and Life Blog, and DrawingsOf.com for educational art. Do stay in touch via subscribing to her monthly newsletter, and following @WorldLillie on social media!


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Greetings from Telluride
Representing Movie Habit at the Telluride Film Festival are three of us (if we get to count very occasional contributor Pablo Kjolseth). But Telluride isn't the kind of film festival where press get preferential treatment; nor are we particularly sought out by publicists and agents. Instead, we're just here to soak in the atmosphere, watch good films, and enjoy having no other work to distract us.
Though movies won't start in earnest until tonight, the movie in the park last night (Thursday) was Zoltan Korda's version of The Four Feathers. One of his descendants and an editor in his own right, Michael Korda, is here to talk about Zoltan and Alexander, both noted directors.
I'd seen two other versions, so the story held little interest for me (unfortunately), but the print looked gorgeous. It was a 35mm technicolor print. A few people thought the colors looked washed out, but I believe that was simply because the film was shot in the desert, where vivid colors aren't justified.
… and now we're off to see Great Expectations, a show of up-and-coming, promising filmmakers.


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Stover mayor faces additional charge
Indicted for lying to federal agent about adultered drinking water samples
JEFFERSON CITY, Mo. – Beth Phillips, United States Attorney for the Western District of Missouri, announced that the mayor of Stover, Mo., was indicted by a federal grand jury today on an additional criminal charge related to violating the Safe Drinking Water Act.
Scott Allen Beckmann, 41, of Stover, was charged in a two-count indictment returned by a federal grand jury in Jefferson City. Today's superseding indictment replaces an indictment that was returned on April 15, 2010. In addition to the original count of misprision of a felony, today's indictment charges Beckmann with making a false statement.
According to the indictment, Richard Sparks, the city's public works superintendent, added bleach to a drinking water sample that he submitted to the Missouri Department of Natural Resources, in order to prevent an accurate laboratory analysis of the sample. Beckmann, the mayor of Stover, allegedly knew about Sparks' criminal activity but concealed it from an agent of the Environmental Protection Agency – Criminal Investigation Division.
Beckmann allegedly lied to a federal law enforcement agent on Dec. 19, 2007, when asked whether he had knowledge of Sparks' criminal activity. Beckmann falsely denied any knowledge of the activity, the indictment says, although he earlier had admitted at a board of alderman meeting that he knew Sparks was adding chlorine to the city water samples.
Phillips cautioned that the charges contained in this indictment are simply accusations, and not evidence of guilt. Evidence supporting the charges must be presented to a federal trial jury, whose duty is to determine guilt or innocence.
This case is being prosecuted by Assistant U.S. Attorney Jane Pansing Brown and Daniel M. Nelson. It was investigated by the Environmental Protection Agency – Criminal Investigation Division and the Missouri Department of Natural Resources.


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[appimg 450464666]
[tabtext]Our Review:
TJ's Picture Dictionary is a fun way to introduce children to new words. Utilizing a three-pronged educational approach, this iPad app lets kids see, hear and learn about 175 basic terms, from circus to dad and the number five.
After an introductory page with a few fun promotional videos, the app displays thumbnail pictures and their corresponding words, making good use of the iPad's expansive screen. Every time your child touches a picture a window pops up with a larger version of the picture. A corresponding sound plays immediately, then the app's narrators tell your children a little bit about the item. The sound plays again, and your child can either close the box (although the close button is a bit small for my liking) or tap any other picture to keep going.
This app was a big hit with the toddlers in my house. They loved the bright pictures and touching their favorites over and over to hear the sound they make. They also loved the intro videos on the app's main page, one is a fun alphabet song and the other introduces kids to TJ and Pals, a group of animated school supplies who sing and dance and generally act adorably. Unfortunately TJ and Pals only appear one more time in the app, under the "Pals" entry, and each of the videos end in a promotional pitch for the TJ and Pals website.
TJ's Picture Dictionary is well made and a lot of fun. I do wish it didn't have so many links that lead out of the app (there's a link to the TJ's World app, which is free, on all the main app pages).
Bottom line
Despite a few self-promoting features, the TJ's Picture Dictionary is a big hit with the kids and great for developing basic verbal and written cognition for common words.
TJ'S PICTURE DICTIONARY is a fun way for children to learn and understand word definitions. When you tap on any picture in the dictionary – it immediately enlarges, with a defining sound effect! Kids love it!
TJ'S PICTURE DICTIONARY has 175 INTRODUCTORY WORDS – all clearly defined in alphabetical order.
TJ'S PICTURE DICTIONARY – a fun way of learning what words mean – by seeing, reading, and hearing!
Regular Price: .99


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My version of orientation may have been slightly different than that of other "freshladies," because I happened to arrive a few days earlier than everyone else to participate in the volleyball program. After exiting a grueling practice, however, I was surprised to see a number of SUVs stacked high with other students' belongings and I was soon greeted by none other than a group of… cheerleaders? I thought that Mills was a haven for girls like me who couldn't be more anti-cheerleader, jump-jump, happy-happy. I guess I was wrong. Yet there is something to be said for the level of enthusiasm and passion that women have for Mills, even if it is expressed through cheerleading.
The first asterisked activity on our program sheet began interestingly. By interestingly, I mean with chanting. Yes, chanting, of the tribal variety. "STRONG WOMEN, PROUD WOMEN, ALL WOMEN, MILLS WOMEN!" The varsity students just kept going and going, flexing their arms along with the words; I was waiting for them to whip out masks, cover our faces and whisk us off to meet their leader. Now, I understand that colleges have traditions, and that they want you to be involved in them. That's nice. My first impression of college, however, should not be of mock cheerleaders, a mascot and fifteen people dressed entirely in white, stomping around and chanting. It just shouldn't, because now I'm scared and want to go home.
The Mills orientation redeemed itself with a student excursion. Being a part of the leadership and social justice Learning Living Community, I was led around the streets of Oakland and asked in which ways our LLC could improve the unity of the community. Our solution – plants and new walkways … ? I'm more aggressive and believe wholly that Mills women have the capacity to help local schools and other community groups to improve the quality of education and after-school programs, so this first attempt at getting involved seemed a little weak, but you have to start somewhere.
After we planned our beautifying mission, went out to dim sum. I passionately dislike Chinese food. I was flat-out terrified when a series of small plates started to magically arrive at my table. There were lots of balls filled with gelatinous … goop. We also tried chicken feet, tofu and … well, to be honest, I had no idea what the other items on our table were. However my friend Bri managed to take many unflattering pictures of my attempt at using the chopsticks. The lunchtime discussion touched upon the agreement that our hall needed a community condom and lubricant box. We also found that there is in fact a genre of literature discussing kama sutra lesbian sex. I felt enlightened by the time I left the restaurant, to say the least.
Orientation has certainly had its whacky aspects but overall it was full of information and crucial in helping students to understand and appreciate the opportunities that are available on-campus. Let's go on to be successful and inquisitive college women. Rock it out Class of 2014!


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What's brown, and white, and red all over? Why my tablescape for Cuisine Kathleen's "Apple Challenge"! The Garden Friends are coming tomorrow morning for Bible Study and our first birthday luncheon of the new semester. I'm thrilled to have them gather around my table once again to share food, fun, and priceless fellowship.
The dining table is festooned to welcome Fall and 10 guests. Kathleen's challenge saved me a sum of money because I didn't buy flowers. The apples were already in the refrigerator. Sweet Mister likes to eat apples; I'll need to replace a few.
A Williams-Sonoma deep red tablecloth with a brown and white toile motif set the color tone for today's design.
Whitewashed wood finials are making an encore performance in my centerpiece. This time I'm saying that they are pine cones.....yes, definitely pine cones. Two pair of the Barley Twist candlesticks contributed another touch of brown...
I acquired the antique oriental bronze bowl at an estate sale. Today it displays....what else?...apples. The fall leaves meandering down the table are just two garlands from Michael's. I've used them for a number of years.
I had fun with these little goodies. A friend once gave me a Barbuzzo Candle Carver. Have you ever seen one? They can be found on Amazon.com, if you want to take a look. They are very inexpensive. Tip: With the Candle Carver, you can make a candleholder out of a wonderful variety of items. A tea candle fits perfectly in the opening that the tool creates. It's pretty easy to make, and I thought that an apple candle was just the perfect touch for you, Kathleen. Today they are sitting on Copeland Tower Pink individual ashtrays that belonged to my mother-in-love. Do you remember the days when our parents had guests who sat and smoked at the table after dinner? These little guys would have been a part of each place setting...so foreign to most of us now, I think.
A pair of crystal goblets lend yet another touch of the browns...
The Vietri Smoke Optical goblet was a nice companion for the rather contemporary brown stem, that I found on eBay. I don't know the maker of the brown goblet.
Everyone is bringing a dish to share for our luncheon, so my work is done...
I'll be up and around early tomorrow morning to make a treat for the Garden Friends to enjoy while we share our Bible study, so I'm off to bed as soon as I hit 'publish.' I can hardly wait to see my treasured friends, and I can hardly wait to see what you all do with all those apples!
This week I'll be joining:
Inspire Me Tuesday with Marty @ A Stroll Through Life
Centerpiece Wednesdays with The Style Sisters
Let's Dish with Cuisine Kathleen
Tablescape Thursday with Susan @ Between Naps on the Porch
Seasonal Sundays with The Tablescaper
Autumn Tablescape Link Party with Centsational Girl


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Calculated Variables
- Net Worth
- The purpose of the net-worth calculation is to arrive at a consistent, relative measure of household wealth. In cases in which a household owned a product but did not supply a dollar value in the survey, we assigned the median dollar value of households in the same age and income segment. Table 1 outlines the components of the MacroMonitor household balance-sheet categories that constitute the net-worth algorithm and references them to the page and question number in the survey document.
- Transaction Products
- Transaction products include credit cards, checking and savings accounts, stockbrokerage accounts, ATM and debit cards, loans or lines of credit, insurance, automatic financial services, IRAs and SEPs, individual annuities, and salary-reduction plans.
- Savings
- Savings include money market deposit accounts, regular and passbook savings accounts, savings certificates, money market mutual funds, and US savings bonds.
- Financial Assets
- Financial assets are total assets (see list at Table 1) excluding the values of businesses, homes and other real estate, tangible assets, and owned vehicles.
- Investable Assets
- Investable assets are financial assets excluding salary-reduction plan and 529 plan funds.
- Liquid Assets
- Liquid assets include checking accounts, money market deposit accounts, regular and passbook savings accounts, certificates of deposit, money market mutual funds, U.S. savings bonds, Treasury securities, corporate and municipal bonds, zero coupon bonds, collateralized mortgage obligations, unit investment trusts, stock and bond mutual funds, closed-end funds, ETFs, hedge funds, and publicly traded and nontraded stock.
- Cash Value Of Life Insurance
- We estimate the cash value of individual life insurance policies based on the face value and the age of the policy and data about the age of the head of household insured.
|Table 1
2010–11 Macromonitor Balance-Sheet Categories with Location in Questionnaire
|Location in Questionnaire
|Checking accounts
|p. D-1, Q.2b, Col A
|Savings accounts
|p. D-1, Q.2b, Col B
|p. E-3, Q.6c
|U.S. savings bonds
|p. E-4, Q.7c
|Money market deposit accounts
|p. D-3, Q.5d, Col A
|Money market mutual funds
|p. D-3, Q.5d, Col B
|Stock or bond mutual funds
|p. E-5, Q.10c, Item 4
|Publicly traded stock
|p. E-9, Q.17, Col B, Item 1
|Nontraded stock
|p. E-9, Q.17, Col B, Items 2 and 3
|Closed-end funds
|p. E-9, Q.17, Col B, Item 4
|Corporate bonds
|p. E-9, Q.17, Col B, Item 10
|Municipal bonds and notes
|p. E-9, Q.17, Col B, Item 11
|p. E-9, Q.17, Col B, Item 8
|Unit investment trusts
|p. E-9, Q.17, Col B, Item 7
|Zero coupon bonds
|p. E-9, Q.17, Col B, Item 12
|Collateralized mortgage obligations (CMOs)
|p. E-9, Q.17, Col B, Item 9
|U.S. Treasury securities
|p. E-4, Q.8a, Col B, Items 1–4
|Custodial accounts
|p. D-7, Q.8c, Col A
|Education savings accounts
|p. D-7, Q.8c, Col B
|529 plans
|p. D 7, Q.8c, Col C
|p. E-9, Q.17, Col B, Item 5
|Hedge funds
|p. E-9, Q.17, Col B, Item 6
|IRAs and SEPs
|p. F-4, Q.4h
|Salary-reduction plans
|p. F-6, Q.6g
|Individual annuities
|p. F-7 and p. F-8, Qs.9d, 10d, and 11d
|Keogh accounts
|p. F-4, Q.5
|p. O-5, Q.15f
|Primary home
|p. G-2, Q.5
|Other real estate
|p. G-5, Q.21
|Tangible assets
|p. E-12, Q.24, Col B, Items 1–6
|Owned vehicles
|p. H-2, Q.9
|Cash value of life insurance
|p. L-3, Q.7c; p. L-4, Q.8c; p. L-5, Q.10c; p. A-2, Q.7B (estimated based on face value and age of policy and age of insured)
|First-mortgage loans (primary home)
|p. G-4, Q.14, Col A
|Junior-mortgage loans (primary home)
|p. G-4, Q.14, Cols B and C
|Other real estate loans
|p. G-5, Q.22, Col C, Items 1–3
|Margin loans
|p. E-11, Q.19b
|Consumer loans
|p. J-2, Q.3, Col C, Items 1–6
|Vehicle loans
|p. H-2, Qs.7 and 8b, Cols 1–3 (estimated)
|Policy loans
|p. L-5, Q.9b
|Credit-card balances
|p. K-1, Q.1b, Col D, Items 1–12


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Level II Alcohol Education & Therapy
Level II Alcohol Education & Therapy in Colorado
Set Up a Consultation with Our Denver DUI Attorneys Today
Level I alcohol / drug education and Level II alcohol / drug education and therapy programs, are defined by the Colorado Department of Human Services (formally known as the Alcohol and Drug Abuse Division, or ADAD).
If you have specific questions regarding DUI/DWAI offender education and treatment, please contact any of the following:
- Christine Flavia, Manager, DUI Services Program, (303) 866-7496 or e-mail: firstname.lastname@example.com
- Webster Hendricks, Specialist, DUI Intervention, (303) 866-7499 or e-mail: email@example.com
- Jackie Urioste, Provider Liaison, (303) 866-7484 or e-mail: email@example.com
More resources:
- OBH Treatment Directory (LinkingCare)
- LI and LII Education and Therapy Directory
Colorado Department of Human Services
List of all Level II Alcohol Treatment Providers in the State of Colorado - See website for all treatment centers by city or county
Colorado DUI Services
Level I and Level II Services can only be completed at programs licensed by OBH to provide these services. Licensed programs must use an OBH approved DUI specific curriculum in the delivery of Level I and Level II services. DUI education and therapy services must be provided in person, face-to-face.
If alcohol/drug education or treatment services were received at programs out of state or at Colorado programs not licensed by OBH to provide Level I/Level II Services. Then those services, may be evaluated to determine if they are comparable to Colorado's requirements. DUI licensed programs can evaluate treatment done at programs not licensed by OBH to provide DUI services, but can only grant Level II credit for therapy, not education, and only if certain criteria are met. Only OBH can evaluate education done at programs not licensed by OBH to provide DUI services for determination of Level I/Level II Education credit.
Proof of attendance in DUI classes
Programs licensed by OBH to provide DUI services are required to furnish a copy of the DRS (Discharge or DUI/DWAI Referral Summary) to clients at no charge, within ten business days following client discharge from education/treatment.
If you are trying to get your driver's license reinstated and need documentation (DRS) that you completed classes you can contact the agency where you attended to obtain the DRS. If you are unable to get this information from the agency, OBH may have it in our database. You must complete a Consent for the Release of Confidential Information form in order for OBH to search for this information in our database. Completed forms must be faxed, mailed or hand delivered to OBH. OBH contact information is on the form.
What is Level I Education?
Level I Education consists of 12 hours of DUI education over a minimum 3-day period, not more than 4 hours can be conducted in one calendar day. Typically, Level I is conducted in a group or class setting. Level I Education is not appropriate for someone who has had more than one impaired driving offense, or one offense with a BAC ≤ .100.
What is Level II Education?
Level II Education consists of 24 hours of DUI education over 12 weeks. Typically conducted in a group setting, class size is limited to not more than 12 regularly attending. Level II Education can be recommended by itself or may be followed by Level II Therapy. Level II Education is recommended for people on first offenses whose BAC is ≤ .149.
What is Level II Therapy?
When Level II Therapy is required it follows Level II Education and can range in length from 5 to 10 months depending on the track assigned. Track assignment depends on whether a person has prior impaired driving offenses, their BAC (or refusal to take a test) and other clinical indicators. These track recommendations are made by the alcohol evaluator (probation) or in the absence of an evaluation, the DUI licensed treatment agency.
The following are the Colorado Level II Therapy Track Guidelines:
For impaired driving offenses on or after January 1st, 2014:
- Track A, 42 hours over 21 weeks, usually for a first time offender with a BAC below .15;
- Track B, 52 hours over 26 weeks, usually for a first time offender with a BAC of .15 or above or refusal;
- Track C, 68 hours over 34 weeks, usually for someone with a prior DWAI/DUI, and a BAC below .15;
- Track D, 86 hours over 43 weeks, usually for someone with a prior DWAI/DUI, and a BAC of .15 or above or refusal.
For impaired driving offenses prior to January 1st, 2014:
- Track A, 42 hours over 21 weeks, usually for a first time offender with a BAC below .17;
- Track B, 52 hours over 26 weeks, usually for a first time offender with a BAC of .17 or above;
- Track C, 68 hours over 34 weeks, usually for someone with a prior DWAI/DUI, and a BAC below .17;
- Track D, 86 hours over 43 weeks, usually for someone with a prior DWAI/DUI, and a BAC of .17 or above.
Colorado Motor Vehicle/Driver's License Requirements
An alcohol program the court orders you to complete may differ from your Motor Vehicle reinstatement requirements. Education and therapy classes must begin after the date of your most recent alcohol violation. Colorado Revised Statute (CRS 42-2-132) requires completion of an OBH licensed Level I or Level II alcohol education and therapy program.
Level II alcohol education and therapy program. Motor vehicle law is complicated and there are many variables that impact a person's driver's license status and conditions for reinstatement. The Division of Motor Vehicles, Driver Control Reinstatement number (303-205-5631) can be called for specific information about the requirements for driver's license reinstatement. Or you can visit the motor vehicle website at https://www.colorado.gov/pacific/dmv/process-reinstate-driving-privilege
Completion of a Level I alcohol education program is only required when a minor driver (under the age of 21) has had their licensed/privilege revoked for one year for their first DUI, DWAI or UDD conviction.
A minor driver will be required to complete Level II Education or Level II Education and Therapy depending on an alcohol evaluator's recommendations or if there is a finding of fact at an Express Consent Hearing that the BAC was ≥ .150.
DMV Level II requirements always include both Level II Education and Level II Therapy. Level II Education and Therapy is required when a driver is:
- Criminally convicted of 2 alcohol violations that occurred within 5 years, OR
- Criminally convicted of 3 or more alcohol violations in a lifetime, OR
- Revoked for having a BAC of .15 or greater
- Revoked for multiple BAC tests of .08 or more (Per Se)
- Revoked for a refusal to take a chemical test
Note: The Colorado DMV also has mandatory 2 year ignition interlock requirement in these circumstances. For more information about ignition interlock restricted licenses you can visit the DMV website.
Pursuant to CRS 42-1-102 (68.5) a persistent drunk driver includes someone with a high BAC first offense, one or more prior impaired driving offenses, or someone who refuses to take the test (for offenses on or after January 1, 2014). The Colorado DMV does not determine the number of hours of therapy a person is required to do for Level II Therapy.
If an alcohol evaluation has been done by probation for the last offense, then those recommendations should be followed. If no evaluation has been done, results are not available, or if the evaluator only recommended Level II Education, then the OBH Level II Therapy Track Guidelines should be used by the DUI licensed treatment agency to determine the number of hours of therapy required to fulfill DMV requirements.
Persistent Drunk Driver (PDD) Program
Pursuant to legislation passed in 1998 penalties were increased for high BAC and repeat DUI offenders. Referred to as the Persistent Drunk Driver Act of 1998, this legislation defined the PDD and created the PDD Cash Fund, which is funded by a surcharge imposed on convicted Colorado DWAI and DUI offenders.
Monies in the PDD fund are subject to annual appropriation by the general assembly with the scope of their use stipulated by statute. Overall, the primary purpose of the fund is to support programs that are intended to deter persistent drunk driving or intended to education the public, with particular emphasis on the education of young drivers, regarding the dangers of persistent drunk driving. In recent years the scope of the fund was expanded to include assisting indigent DUI offenders with the cost for required treatment or intervention services.
For additional information contact OBH at (303) 747-4247.
*** It is important to understand that these guidelines are set by the State, but the Court and Probation rarely follow them. The Court and Probation almost always require Defendant's to submit to and complete Level II Alcohol and Drug Education and Therapy levels that surpass the listed State recommendations. Your individual circumstances, results of your independent evaluation with the alcohol evaluator from Probation and your BAC will dictate what level of Education & Therapy you are required to do.


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While Ben Graham is considered to be the father of value investing, Warren Buffett has popularized it and made it known to the wider public. But while as Mr. Buffett says "value investing is simple but not easy," there is still a lot of confusion in the public sphere about value investing. As far as I can tell there are at least two misconceptions about value investing.
The first is the belief that all value investors do is sort stocks by price-to-earnings (P/E) or price-to-book (P/B) and buy the stocks with the lowest multiples with a preference for small-cap stocks. But this is only partly true. Value investors do like stocks with low multiple values and small capitalization stocks, because they consider them potentially undervalued – that is, worth examining a bit closer but not yet worth buying. To determine whether such stocks are worth investing in, value investors proceed to value them in order to estimate their intrinsic value and they invest in them only if these stocks meet the margin of safety requirement, namely their price is at least one-third below their intrinsic value. These are the truly undervalued stocks and the stocks worth investing in.
But a strategy that focuses on low multiple, small-cap stocks seems to fly in the face of what Mr. Buffett and other well known value investors do, which is to prefer larger cap stocks without necessarily low multiples. And this gives rise to more public confusion about value investing.
So what is value investing and who are the true value investors – is it Mr. Buffett and his like-minded value investors, or the others who emphasize low P/E (or P/B) small-cap stocks? The truth is that both of them are value investors.
Value investing has evolved over time, not because anything has changed or that the rules of the game have changed, but mostly because the demographics and the size of assets under management of some of the key players have changed.
When people talk about value stocks in general, they refer to low P/E or low P/B small cap stocks. These are the obscure and undesirable stocks that tend to be associated with high likelihood of being undervalued. This is what Mr. Graham taught about at Columbia University. Mr. Buffett was a student of Mr. Graham and learned to invest in this kind of stocks early on in his career. But currently Mr. Buffett seems to use a different approach to choose stocks to invest in. He no longer invests in low P/E (P/B) small cap stocks, also known as "cigar-butt stocks." But early on, he did. These are catalyst driven investments that tend to be shorter term in nature. Value investors who follow this approach are more opportunistic.
Believe it or not, Mr. Buffett was opportunistic early on in his career; it's just he can no longer afford to be. Berkshire Hathaway has become too big to be able to easily invest in the low P/E (P/B) small and less liquid stocks. The Berkshire Hathaway CEO acknowledges this in his most recent letter to shareholders where he stated that "cigar butt strategies worked very well when I was managing small sums." And he went on to say that "[I]n 1951 when I bought Geico most of my gains came from investments in mediocre companies that traded at bargain prices. Ben had taught me that technique very well and it worked."
Mr. Buffett has evolved not because the rules changed, but because his assets under management skyrocketed. He now buys larger companies with higher than typical P/E (or P/B) multiples. These stocks are also value stocks, because they possess significant competitive advantages that are sustainable in the long run. As a result, while the early Mr. Buffett would buy and sell stocks opportunistically, the Oracle of Omaha now likes to hold his stocks for the long run. His holding period, as he has frequently said, is "forever." Why? Because if the stocks he buys have a significant degree of sustainable competitive advantage, chances are that their intrinsic value will be ahead of the stock price. If this is the case, then the recommendation will be not to sell, or by extension never to sell.
Value investing is not monochromatic, but comes in several variations, and so it is with those practising the craft of value investing. The cigar-butt approach to value investing of the younger Mr. Buffett offers many more profitable opportunities than the high quality, competitive-advantage-driven investing approach that he currently follows. That is why Mr. Buffett's returns have declined when compared with his returns early on in his career.
George Athanassakos is a professor of finance and holds the Ben Graham Chair in Value Investing at the Richard Ivey School of Business, University of Western Ontario.


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Precision AO Plan Cabinet
Fully powdercoated scratch resistant finish.
Plinth Available also.
454H x 1313W x 929D Hinged flap to front, and hood to rear, of horizontal drawers prevent drawings from curling.
Progressive roller drawer slides to 5 drawer cabinets allow easier operation when drawers are full.
Bases available to elevate cabinets.
Capable of stacking on top of each other. (Require professional installer to fix for EQU)
10 year warranty.
New Zealand made.


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Dan Strayer, from the firm Arras People, asked that Todd Williams to provide his view of where project management is going to 2011. He answered the question of where project management must go in the next five years.
"As the year draws to a close, it is time to reflect on our past and contemplate the future. We think about our families, our friends, our successes and failures; we think about our jobs, our professions, and the world of possibilities. It is a time to reaffirm our ship's direction, stay the course, make corrections, or find a new destination..." Read the entire article...
Samad Aidane interviews Todd Williams about his upcoming book Rescue the Problem Project. The interview was done in October 2010 in a busy Starbucks on Seattle's waterfront.
Recently Cascade Microtech retained eCameron, Inc. to assist in rolling out their ERP implementation worldwide. Read the entire press release here.
eCameron, Inc. is proud to announce the addition of Don Payne to its full-time staff as a senior management consultant. Read the entire press release here.
Project failure is rampant. Having spent most of his business life rescuing failing projects, Mr. Todd C. Williams has spent the last year organizing and writing a 95,000-word manuscript, which was recently accepted for publication by AMACOM Books. Read the entire press release here.
The Guidance Team, PMI Portland Newsletter, September 2009
Before a project becomes a project, significant work has already been performed. The project has already met a series of qualifying measures by the customer to justify its value over other initiatives that were proposed. These are business decisions to continue with the initiative. This is the real inception of the project. The projects that survive this vetting process are based on the resolve, passion and determination of people in a business unit.
Assigning a Guidance Team to work in the business process for selecting projects greatly reduces the communication issues as the project gets transferred into the hands of the supplier. The article on Page 11 of this newsletter, written by Todd Williams, describes how this team works.
Using Twitter as a Business Tool
Bo Bennett and Ryan Levesque at Twooting.com interview Todd Williams on using Twitter in business. Todd discusses his use of twitter (@BackFromRed) to promote the Back From Red blog and his volunteering at the Southwest Washington Blood Program (@SWBlood).
Abstract: This book, edited by N Kelai Selvan, is a compilation of articles from sixteen different authors. Todd Williams supplied Chapter Four, which is a reprint of The Toyota Way synopsis
The Accidental Professional, Vancouver Business Journal, September 1, 2006, Vol. 13, Issue 18
Abstract: This article is an interview with Todd Williams by reporter Neil Zawicki conducted at the Starbucks at Commerce Center in Vancouver, WA.
Recovering high-tech projects, Vancouver Business Journal, July 21, 2006, Vol. 13, Issue 15
Abstract: Recovering high-tech projects may take a number of techniques. These may include Agile, Critical Chain and classic waterfall approaches.


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In a real-life Armageddon scenario, NASA has teamed up with the Federal Emergency Management Agency (FEMA) to put procedures into place that will protect us if an asteroid ever heads our way.
With the help of a network of observatories (both terrestrial and space-based), NASA is keeping tabs on the local asteroid population — which is estimated to be around 10,000 — and as a result it's common to hear stories of close encounters as these hunks of rocks whiz by our planet. At least 10 percent of the known near-Earth objects (NEOs) are 3,300 feet in diameter, which could cause global devastation.
So, what happens if one of these asteroids (or perhaps one we haven't seen yet) is on a direct path to Earth? How will we prepare?
Imagine we discover one such asteroid, destined to impact Earth in four years. We won't be able to call up Harry Stamper and his crew to come save the day, but by being vigilant now, we will have plans in place to help minimize the damage.
On October 25, NASA and FEMA held a meeting to discuss how they would handle such an event. As part of an ongoing simulation, the two agencies tested how to properly evaluate potential threats, prevent panic and protect the public.
"These exercises are invaluable for those of us in the asteroid science community responsible for engaging with FEMA on this natural hazard," Lindley Johnson, NASA's Planetary Defense Officer, said in a news release. "We receive valuable feedback from emergency managers at these exercises about what information is critical for their decision making, and we take that into account when we exercise how we would provide information to FEMA about a predicted impact."
The exercise — held in El Segundo, California — was the third such exercise with representatives from NASA"s Jet Propulsion Laboratory (JPL), the Department of Energy's national laboratories, the Air Force and the California Governor's Office of Emergency Services taking part.
The first two meetings focused on planning for a potential deflection meeting, while the most recent meeting focused on how the agencies would handle a scenario where there was not enough time to plan for such a mission.
"It is critical to exercise these kinds of low-probability but high-consequence disaster scenarios," FEMA Administrator Craig Fugate said in the statement. "By working through our emergency response plans now, we will be better prepared if and when we need to respond to such an event."
At the start of the simulation, the group was tracking an impending asteroid — measuring between 300 and 800 feet in length — which had about a 2 percent chance of impacting the Earth in 2020. As the simulation went on (and fictional months went by), the asteroid's trajectory shifted, bringing the chance of impact up to 65 percent, and ultimately up to 100 percent by May 2017. A few months later, the teams were able to pinpoint the impact zone in Southern California.
While tracking the fictitious asteroid, scientists were able to calculate how much of the population and infrastructure would be affected by the impact. By analyzing the data collected from these exercises, the agencies can develop plans to develop evacuation processes, and how best to inform the public over the course of the asteroid's approach.
"The high degree of initial uncertainty, coupled with the relatively long impact warning time, made this scenario unique and especially challenging for emergency managers," Leviticus A. Lewis, chief of FEMA's National Response Coordination Branch, said in the statement. "It's quite different from preparing for an event with a much shorter timeline, such as a hurricane."
In January, NASA established the Planetary Defense Coordination Office, which oversees how NASA tracks NEOs, and handles the communication efforts between agencies to develop the best way to handle the threat of potential impacts.
"These exercises are invaluable for those of us in the asteroid science community responsible for engaging with FEMA on this natural hazard," NASA Planetary Defense Officer Lindley Johnson said in the statement. "We receive valuable feedback from emergency managers at these exercises about what information is critical for their decision making, and we take that into account when we exercise how we would provide information to FEMA about a predicted impact."


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The city's storm water permit from the Iowa Department of Natural Resources requires us to label every storm water intake. The purpose of the labeling is to caution residents not to dump any kind of waste into the storm sewer system. All storm water within Cedar Falls eventually drains to the Cedar River. It does not pass through any kind of treatment system.
The City has marked storm intakes with medallions or with premade labels in the casts. At this point all intakes should be marked. Please help us by letting us know if you observe an intake that needs to be labeled by calling 319-268-5161 or by filling this form.


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Blow me down if Polly and The Billet Doux's debut album 'Fiction, half-Truths and Downright Lies' was reviewed in the Independent On Sunday the day after they appeared on Radio 4's Loose Ends.
This group really is getting around some.
Sadly, their music is not to the reviewer's taste, his/her argument based on the idea that it was the kind of music that Terry Wogan might once have played on his Radio Two show.
However, when I spoke to Polly about this she was as chuffed as hell that:-
a. the album had even been reviewed in such a prestigous Sunday newspaper (there's no such thing as bad publicity)
b. Terry Wogan actually loves their music and is going to play tracks on his show, which has an enormous audience.
"Keep the review," I said, "and gloat over it when you're really famous, as I intend to do with all my rejections from agents and magazines."
Somehow, I think that Polly and The Billet Doux will be well famous way before I am/not.
Anyway, there are plenty of excellent reviews of their music to read if you google their name, including a glowing report from this year's Glastonbury performance.
I pride myself on recognising talent when I see it and am so chuffed that I've been able to see them play live and for John to record some of their performances.
And by the way, thank you to the person who left a comment on my blog about the Loose Ends performance. It would seem that comments can only be accessed, at present, by clicking on the title of the relevant blog but John plans to fiddle around with my computer so that comments are more readily available, because I 'lurve' comments.
And since I've mentioned my computer, you might be interested to know that I've traded in my Mackingtosh (is that how you spell it?) Apple (nicknamed 'Fucku' by me), for a Dell, which is infinitely better/quicker/more user friendly and seems to see me as an ally rather than foe to be thwarted at every turn.
And a final thought, forty years since Woodstock yesterday and doesn't Jimi Hendrix still sound amazing!
Saturday 15 August 2009
Posted by Maggie Knutson Labels: Polly and the Billets Doux
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More rainbow quilting
Over the past few weeks I've been making another rainbow baby quilt, this time for our dear friends Katrina and Adam, who are expecting their first baby next month – it has been a year of first babies for lots of our friends this year! I wanted to make a different quilt to my last one…Read More
Rainbow patchwork baby quilt
I've been wanting to make a quilt for so long now – I follow so many people on Instagram who are brilliant quilters, and Tom's Aunt makes amazing ones too so I'm surrounded by inspiration! Our dear friends Luci and Simon are expecting their first baby in just a few weeks, so I decided that…Read More


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Ku De Ta- Best Restaurants in Bali
Words fall short in attempting to describe the spectacular magnificence that is Bali's Ku De Ta. This is not just one of my favorite restaurants in Bali; it's everybody's. Ku De Ta is open for every meal of the day and everything in between. If you're expecting a mere restaurant when you come here, you're in a for a huge shock of the senses. This is the place in Bali to see and be seen with global jet setters and celebrities on rotation.
Enter a world where paradise is redefined, with dark woods and seductive colors, international music spinning in the background with seductive rhythms and the rolling waves of the Indian Ocean just steps away. If you can pull your eyes off of the unbelievable view, you might want to enjoy the food as well.
Fusion cuisine is taken to soaring heights with accents from Bali, Italy, Mexico, India, China, Japan and the Mediterranean. Ku De Ta's homemade breads are part of what makes their sandwiches and meals unforgettable. Start your day off by taking a whiff of fresh ocean air and munching on warm ricotta hotcakes with fresh strawberries and sweet honeycomb butter. I myself have spent many hours at Ku De Ta, feasting on rare tuna salad with citrus butter, the KDT fried chicken with wasabi mayo (believe me, worth every last calorie) and let's not forget dessert.
Imagine a light, fluffy warm brioche filled with fried strawberry ice cream topped with a red fruit sake glaze. This is every bit as sinful and luxurious on the tongue as it sounds- deliciously sweet and tart all in one. One of the most unique and lovable aspects of Ku De Ta is their all day "Grazing Menu," perfect for those who prefer sampling lots of little dishes or for sharing with a group of friends.
Lie down on the plush, comfortable beach chairs provided by the detail oriented staff and watch the waves lap upon the white sand as the sun sets over the horizon, all while you graze on bourbon glazed pork ribs or yakitori skewers. Wash it all down with an addictive mango lassi bellini. Ku De Ta will be an unforgettable experience every bit as the actual trip to magical Bali itself.


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2016, Out
It's our Christmas gift to you, Good People…our last episode of 2016! We are grateful for this year in FSG and for you, The Giggle Gang!
We have a holiday inspired Would You Rather, we talk about the things that can be left in 2016, Irene has a Holiday CLASSIC in her Beats, and Shells' final Eye Spy Inspiration is about reflection, resolutions, and pivoting from this year to the next!
We love ya'll! Hope that you are enjoying your holiday and we wish you a Happy, Healthy, and Prosperous New Year. See ya'll in 2017.
FSGPodcast – 2016…. We, out!
Irene & Shells
(Recorded December 20, 2016)
Ye's the New Chris Brown
What up Good People!! Shells is (finally) bracing herself for some frigid Midwest weather this week and Irene (finally) got her hands on her dream Jordans… and managed to stumble upon a come-up in the process…of course!
Now, let's get into the show!
We send our condolences to the family of Alan Thicke, who passed away of a heart attack earlier this week.
One of Irene's fave guilty pleasures, Love and Hip Hop NY, continues to tickle her ratchet entertainment fancy;
Golden Globe nominations were announced! It's a good mix of entertainment and talent and we are so proud of: Moonlight (with 6 nominations), This is Us, Atlanta, Black'ish, Veep and Insecure, for earning spots!
Gabrielle Union posted a tweet against sexist remarks this week and we discuss whether it was a valid point;
And The Voice crowned its newest winner!
Then, with heavy hearts, we spend some time discussing and reviewing the downward spiral Kanye West has been on for all of 2016. Ye and Trump are "buddies" and it's clear that he's committed to becoming a public figure of instability!
Finally, and because we miss the old Kanye, Irene is dedicating her #WIMB to him. And Eye Spy inspiration is all about manifesting what you want in your life!
That's all for now!
See ya next week!
Listen -Laugh – Share
Irene and Shells
(Recorded December 14, 2016)
No Green Bubbles
Good People!! Welcome Back to another dope edition of FSGPodcast!
Since last week, it actually started feeling like December in Chicagoland… brrrr! And there is cause for celebration cause Shells found a new hair stylist!! Meanwhile, Irene has been chilling for the most part… but is relishing in excitement and anticipation of a milestone in her Sneaker Game.
We love the show This Is Us and one of its' most compelling story lines has inspired this week's would you rather question. Let us know your preference @FSGPodcast #FSGWYR
Before we get into the water cooler, one of loyal listeners and Shells' long time friend, Lamar, gave us a call to share a male perspective about our Insecure episode! You too could have a cameo on the podcast… but you have to talk back (202) 780-5FSG!
Then to the water cooler …
- There's J. Cole's new record "False Prophets" that is causing a little controversy;
- A mistrial was declared for Michael Slager, the South Carolina police officer who shot and killed unarmed and fleeing Walter Scott in 2015;
- The Obama administration has stopped the progress of the Dakota Access Pipeline. It's a major, but fragile, victory for the Native Americans of Standing Rock Reservation fighting for their sacred lands;
- Apparently, Apple and Samsung are the new age East Coast/ West Coast battle.
- Then, there's the Grammy nominations!!!! The BeyHive is bubbling with pride, with Bey having 9 noms for Lemonade; and we're so proud of Chance the Rapper, the independent artist who didn't sell his album, but earned 7 nominations, including best new artist.
Then we wrap this show up, with a little bit of a throwback in grown up music in Irene's Beats… and Shells Eye Spy is about running with your $10 idea and doing so in a way that is authentic … even if it's unconventional.
That's all for now… we love y'all! Keep coming back!!
Listen – Laugh – Share!
Irene & Shells
(Recorded November 7, 2016)
Totally I N S E C U R E
Hey Good People! We both enjoyed Thanksgiving with the loved ones and can't believe that the countdown to Christmas is here. 2016 is flying by..and here we are, another week kicking with ya'll! 🙂
This week, Would You Rather returns… in all it's glorious ridiculousness!! So, if you had to have lots of muscles, would you rather them be upper body or lower body? #FSGWYR We have a feeling this will go down gender lines…lol.
Then we stroll on over to the water cooler, where we find:
- Fidel Castro passed away and the public responses were conflicting;
- A deadly plane crash in Colombia claimed the lives of 71 Brazilian soccer players;
- BET continues to get back to being the best in Black entertainment with the Soul Train Awards;
- There's a few reasons to celebrate this week… if you're looking for one..Rosa Parks Day on Dec 1st, Special Education Day on Dec 2nd, National Roof Over Your Head Day on Dec 3rd, and National Cookie and National Dice Day on Dec 4th;
- And there's a brutal list of the top 10 worst voices in R&B… Irene gives her reaction.
Then, we talk about the full season of Insecure. There are so many layers to this down-to-earth, relatable, honest exploration of the flawed reality of Issa in her love life, friendships, and career. We talk about the themes of Season 1, the conversations that have been sparked as a result of Issa's brilliant story telling, and the banger of a season finale!
Then we wrap it up as usual… with some dope music from Insecure in Irene's Beats…and an Eye Spy Inspiration that also relates to what Insecure taught us this season!
We had fun with this episode and hope you enjoyed it as much as we did!!
That's all for now.. but we'll be back…as usual.. next week!
Listen – Laugh – Share!
Irene & Shells
(Recorded November 30, 2016)
Welcome to the For Shits & Giggles Podcast!
Welcome to FSGPodcast!!!
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FSG on Facebook
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Super Fly Black Soldier Fly Jerky
$17.99 — or / month
From the forward-thinking minds at Scout & Zoe's, welcome Super Fly Jerky to our product assortment. Bugs are the protein of the future!
Created using Black Soldier Fly Larvae, our jerky helps Mother Earth clean the environment by feeding on food waste from restaurants. Our little larvae friends take up an extremely small carbon footprint so they are a very sustainable novel protein that is great for dogs, cats, chicken, birds, reptiles and amphibians. Did we say they are very high in protein, lauric acid and rich amino acid? Yep. Novel and nutritious. Right up our alley.
Guaranteed 100% not too weird.


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Cory Belote has added new registry sheets for some fanmade spaceframes, as well as the California-class seen on the new show, Lower Decks:
- Akula-class (based on the Akyazi spaceframe)
- Akyazi-class (spaceframe)
- Arbiter-class (Akyazi-variant) (spaceframe)
- California-class (spaceframe)
- Calypso-class (spaceframe)
- Dauntless-class (spaceframe)
- Galileo-class
- Persephone-class (spaceframe)
You can fill in the fields, but the same data will appear on all pages. Print only the page you need.
Alternatively, you can also use an application that splits PDFs to get single pages versions. Here's one possible free web program, but there are others: PDF2go
To find other form-fillable sheets, we now have a Ship Registry category for the spectacular Cory Belote variants, where the attributes match the order of stat blocks.


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You've heard me talk about Songza before. After launching on iPad, bringing Concierge to Android, and surpassing 1 million iOS downloads in 10 days, the company is still on a roll, announcing that more than 2 million users from the States and Canada have joined Songza since June 1st.
But perhaps more impressive, of all the users that have ever used Songza (remember, the service launched in September of 2011), over half of them are still active users of the app. It's all about retention, am I right?
Songza, if you happen to have missed it, is a music streaming app that matches up your current activities and preferences with expertly curated playlists. Concierge, its core feature, doesn't require any input, but rather guesses your activities based on what kind of device you're on, your preferences, and the time and date.
Because of this, Songza has been collecting an incredible amount of data over the past few months. This doesn't just include your music preferences, but also the activities you choose on a regularly basis. The idea is that, very soon, Songza will start implementing its knowledge on you in a very tangible way.
Songs will fit your mood or activity better, activities presented will be more on point, and the company even plans on using your location to see that you're at a gym or on a beach, and serve up playlists accordingly.
Songza has also announced the close of a $1.5 million convertible note led by Amazon.com (who originally bought Amie Street, the company Songza spun out of) Deep Fork Capital, and Metamorphic Ventures. The company also brought on a group of rock star investors including 1-800 Flowers, Brian Lee, and NBA star Baron Davis, among others.
Part of this investment will be used to expand Songza's guest DJ initiative, which allows brands and celebrities to create their own featured playlists. My personal favorite is Ke$ha's pre-gaming mix.
Expect to hear a lot more from these guys in the future.


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Oxycodone – A powerful opiate
Oxycodone is a popular pain killer that is used in the management of severe pain that is associated with conditions such as amputations and cancers. In this article, we shall take a brief look at this drug.
What is oxycodone (OxyContin)?
Oxycodone is an opioid drug that acts on the opioid receptors to exert its effects. It is a semi-synthetic product that is used as a narcotic painkiller in the management of patients suffering from pain. It is often used by itself as a monotherapy, though sometimes it may be used as combination therapy along with other simple painkillers such as paracetamol and non-steroidal anti-inflammatory drugs.
Is oxycodone an opiate?
Yes, oxycodone is a semi-synthetic opiate that is similar to other opiates such as morphine.
How does it act?
Oxycodone has a fairly straightforward mechanism of action. Within the body are a number of different receptors to which different drug can act to exert their effects. The same is true for opioids such as oxycodone. Oxycodone binds to the K-opioid receptors. While technically an opioid that is similar to morphine, it does not act on the mu receptors which is where morphine exerts its effects. However, there has been a fair amount of controversy regarding its site of action however, and some believe that oxycodone acts on the mu receptors primarily because of the actions it exerts (being similar to morphine).
In addition to just the site of action, oxycodone is believed to breakdown into oxymorphone in the liver, and this has a stronger capability of binding to the mu-receptors, bringing into question the exact site of action. The site may also vary depending on whether patient has diabetes or not, though this fact is more of a deduction based on non-human studies.
Once oxycodone acts on the receptors, it stimulates a series of reactions that blocks to release of chemicals that are responsible for the production of pain. This action is extremely potent, making it a powerful opioid analgesic drug.
Oxycodone is a powerful narcotic agent that acts in a manner similar to the opioid drugs like morphine. It has a complex mechanism of action, but the end effect is one of effective painkilling. However, it must be borne in mind that it does have abuse potential, and that patients can get addicted to its effects.


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This last week, I rewatched The Amazing Spider-Man (2012). I've heard it said that Toby Mcguire understood Peter Parker but not Spider-Man, but Andrew Garfield understood Spider-Man but not Peter Parker. Tom Hollands understands both Spider-Man and Peter Parker. That's why he's the best actor to play the character we've seen. But there's something to be appreciated in all these films.
Sam Raimi gave us two good Spider-Man movies, starring Mcguire, but his third movie is often dissed for having too many villains, for Goth Peter Parker, and for executing the Venom story poorly. But even in this movie, I love the Sandman effects, and it was fun seeing Topher Grace in a role other than Eric Foreman. Since I didn't know Venom from the comic books—knew him only from this movie (at least until the 2018 movie)—I didn't have the same problem with the Venom subplot as most people did. Goth Peter Parker was silly, I admit, but I appreciate what Raimi was striving for. You have to take risks with characters. Sometimes that means taking an established character, like Peter Parker, and breaking him away from fan expectations. I think the Raimi's movies create an interesting three-movie arc. They give us enough phases in Parker's life to tell us what it means to be Spider-Man. I imagine Raimi is disappointed that he wasn't given a fourth movie, but I think a trilogy is just the right dose for his vision of Spider-Man.
Even then, I was surprised they rebooted Spider-Man in 2012 with The Amazing Spider-Man. Though I believe Andrew Garfield's Peter Parker comes across as too cool for the character, he made an excellent Spider-Man. I enjoyed Emma Stone as Gwen Stacy, but the early relationship between Garfield's Peter and Stone's Gwen is cringeworthy. Since their mutual good looks and shared attraction should've given them more confidence than they expressed, they came across as the cool kids mocking the way nerds behave. Once they got past that, I enjoyed the chemistry they shared. Rhys Ifans as Dr. Curt Connors gave us a sympathetic villain. Though we don't approve of what he did, we understand his motives. I share the criticism that since we saw the origin story in Raimi's films, we didn't need to see it in Marc Webb's movies. At the same time, I'm glad I saw Martin Sheen as Uncle Ben. Of all the Aunt Mays we've seen, Sally Field's is my favorite.
The visual efforts make this a film movie to watch. As I watched it last week, I marveled at how beautiful the images they gave us were. They offered us several close-ups of Spider-Man in his mask. So beautiful! I've said before that some movies deserve to be watched just for their photography. Though The Amazing Spider-Man gives us several other good reasons, the photography alone justifies its existence.
I always love coming back to a movie I haven't seen for a while seeing what new aspects of it I notice. I can never duplicate that thrill of the first watch, but during the second, third, and subsequent viewings, I tend to pick up on details, themes, character traits, and other elements that I missed in that first goal. But the one thing I've been missing in all the Spider-Man movies—so obvious that many of you might've already picked up on it—is that at their core, they're coming-of-age stories. That makes him unique in the superhero genre. The other superheroes, in both the MCU and the DCEU, were adults before they developed and started using their superpowers. Superman learned of his powers as a boy, but he didn't become Superman before he was an adult.
Peter Parker, however, is suffering the same changing hormones and conflicting emotions all teenagers suffer while experiencing the unique complication of having superpowers. And using them! His adventures of fighting supervillains, like the Lizard in The Amazing Spider-Man, are tied to his maturation. These impulses feed off each other—sometimes they cooperate, and other times they force inner conflict—but they are always present and influencing his perceptions, decisions, and actions. That's why the girl is so important in these stories. She isn't just a damsel in distress for Spider-Man to rescue; she's the very reason why Peter Parker has to be Spider-Man. Sam Raimi had it right. In the opening voiceover of his first Spider-Man movie, he tells us it's about the girl.
I finished watching Another Life on Netflix. I told you last week that I wasn't liking it. Though the show got better in later episodes, it never became great. I blame the creator, Aaron Martin. The story lacked inner logic. A story's logic doesn't have to be the same as real-world logic—if there is such a thing—but it has to be consistent, and it has to ground the story. The lack of that grounding logic in Another Life made it an unsatisfying watch.
I finished reading Mildred Pierce by James M. Cain. This was a novel I had started before the long illness I described last week. Though Cain is best known for his hard-boiled crime novels, like The Postman Always Rings Twice, Mildred Pierce is not a crime novel. It's a mainstream novel about a divorcee who becomes a successful businesswoman. It's not the world's most intriguing feminist novel, and I imagine modern feminist would have qualms with some of the decisions Mildred makes, but it's a believable and compelling story. I recommend it. It had been adopted twice, a1941 in a film starring Joan Crawford, a 2011 HBO miniseries. Kate Winslet stars in that series, so I'm excited to see it. Now that I've finished the book, I can.
August is a month of Edgar Allan Poe. Yesterday, I published his biography. I admit it's a little dry, but if you don't know much about his life, it gives you a good outline of it. On Wednesday, I'll publish a review of his most famous poem, "The Raven," and next Saturday, I'll review "The Pit and the Pendulum." As the month progress, you can look forward to reviews on other stories by Edgar Allan Poe. I'm having great fun reading his work, but I must admit, I feel a little nervous and uncertain how these reviews will work and go over. Who am I to judge Edgar Allan Poe? There are two reasons why I write reviews. The first and most obvious is to share my thoughts with you, but the second reason is selfish. I write these reviews to understand my thoughts about the literary works they concern. Writing these reviews is part of my learning process. So even if there are no readers out there, I'll keep writing them.
Keep reading!


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Banapple (Il Terrazo)
|Menu, obviously.
|I liked the design of their tables, there are marbles on them but they make the table uneven so the plate moves whenever you slice food.
|Chicken Breast Parmigiana (P 185.00)
I don't know about you but I think one order is good for two persons already.
Love this!
|This is a slice of a cheesecake variant, which name I forgot, but I didn't like this one. Kahit na cheesecake siya.
|And this meal's star, as always with every Banapple visit.
Banoffee Pie (around P 100.00) per slice
I love everything on this cake but it can be too sweet for others.
I'm fine with its sweetness though, it's not like I get to eat this everyday.


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Send a Sweeter more heartfelt ecard with our Sweet Chicken collection - Part of the Rubber Chicken Card collection
For 10 years Rubber Chicken Cards toiled to make life a bit funnier. We worked with the best and most fun voice over folks in the world, we created animations that millions views and sent around the globe, and we ignored everyone that wanted a sweeter version of our garbage. Finally we said, "Hey, let's make a sweeter version of our stuff," as if we had created the idea.
Well we worked on it for a couple of years and we love it and the response has been great. Why not make a sweet ecard that opens the heart and that you can send to anyone, even someone without a sense of humor. Check out what one person told us not long ago.
"My Aunt, who I am very close to, does not have a sense of humor. In fact, more jokes are made about her in one week about not having a sense of humor than there are jokes that she might laugh at if she did. We used to send her Rubber Chicken Cards. She didn't laugh. Then we found your Sweet Chicken Cards. By golly, that did the trick. The woman was happy. We are happy. Thanks for switching gears a little to help the humorly challenged."


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Remotely Sensed Data Segmentation under a Spatial Statistics Framework
MetadataShow full item record
In remote sensing, segmentation is a procedure of partitioning the domain of a remotely sensed dataset into meaningful regions which correspond to different land use and land cover (LULC) classes or part of them. So far, the remotely sensed data segmentation is still one of the most challenging problems addressed by the remote sensing community, partly because of the availability of remotely sensed data from diverse sensors of various platforms with very high spatial resolution (VHSR). Thus, there is a strong motivation to propose a sophisticated data representation that can capture the significant amount of details presented in a VHSR dataset and to search for a more powerful scheme suitable for multiple remotely sensed data segmentations. This thesis focuses on the development of a segmentation framework for multiple VHSR remotely sensed data. The emphases are on VHSR data model and segmentation strategy. Starting with the domain partition of a given remotely sensed dataset, a hierarchical data model characterizing the structures hidden in the dataset locally, regionally and globally is built by three random fields: Markova random field (MRF), strict stationary random field (RF) and label field. After defining prior probability distributions which should capture and characterize general and scene-specific knowledge about model parameters and the contextual structure of accurate segmentations, the Bayesian based segmentation framework, which can lead to algorithmic implementation for multiple remotely sensed data, is developed by integrating both the data model and the prior knowledge. To verify the applicability and effectiveness of the proposed segmentation framework, the segmentation algorithms for different types of remotely sensed data are designed within the proposed segmentation framework. The first application relates to SAR intensity image processing, including segmentation and dark spot detection by marked point process. In the second application, the algorithms for LiDAR point cloud segmentation and building detection are developed. Finally, texture and colour texture segmentation problems are tackled within the segmentation framework. All applications demonstrate that the proposed data model provides efficient representations for hierarchical structures hidden in remotely sensed data and the developed segmentation framework leads to successful data processing algorithms for multiple data and task such as segmentation and object detection.
Cite this version of the work
Yu Li (2010). Remotely Sensed Data Segmentation under a Spatial Statistics Framework. UWSpace. http://hdl.handle.net/10012/4931
Other formats


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Arrested for Checking in a Dead Man
Two women seized by police for trying to check in a dead man.
LONDON, April 7, 2010 — -- Two German women were seized by police for trying to check in a dead man on a weekend flight from Liverpool, U.K. to Berlin.
They now face possible charges for "failing to give notification of death," according to U.K. police, who are investigating whether the women were conspiring to avoid high repatriation costs with an unusual tactic.
As 91-year-old Curt Willi Jarant appeared to slump in his wheelchair, an airport worker, who helped lift Jarant's body out of a cab and into a wheelchair, immediately suspected that he was in fact dead. Andrew Millea told the BBC that Jarant's body was "ice cold," adding, "I knew straight away that the man was dead, but they reassured me that he 'always sleeps like that.'"
Millea then informed the airport's security staff of his suspicions, while the passengers waited in the check-in line. An examination revealed that Jarant was actually dead.
Gitta Jarant and Anke Anusic, Jarant's wife and stepdaughter, told the BBC that they had no knowledge of the former pilot's death when they arrived at the airport. "We had checked his temperature and checked his well-being," Anusic said, "he was warm and wasn't in an emergency situation."
She said Jarant, who battled Alzheimer's, was wearing sunglasses to hide an unsightly eye and avoid the stares of fellow passengers.
The two women, who live in Manchester, U.K., have been released on bail until June 1, 2010, a Greater Manchester police spokesperson told ABC News. "The coroner has been informed and police are continuing with their inquiries."
A post-mortem examination is expected to be performed this week, to determine the time of death and whether Gitta Jarant, 66, and Anusic, 41, were trying to hoodwink authorities and avoid repatriation costs by moving the body back to Berlin.


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1952 National Sweepstakes
The eastern motor boat racing season came to a close during September with three major regattas on the final weekends of the month. The circuit, which saw many boats from the deep South racing centers competing with Detroit area and New England craft, commenced with the National Sweepstakes Regatta in Red Bank, New Jersey, on September 13 and 14. After the President's Cup Regatta the following weekend in Washington D.C., there followed the fabulous Last Weekend in September Regatta on the Ohio River at New Martinsville, West Virginia.
Each of these had its highlights and each provided the competing drivers and riding mechanics with excitement and thrills as they entertained huge shore crowds of interested spectators. The weather man answered the prayers of the regatta committees and all three were blessed with nearly ideal weather and water conditions. Each regatta had near record numbers of entries. In some classes elimination heats were necessitated to whittle the competitors down to sixteen starters, the maximum number permitted in any heat at an APBA-sanctioned regatta.
In the feature event of the Red Bank regatta, the National Sweepstakes, six boats in three classes started. The big Gold Cup boat of Major Horace Dodge, My Sweetie, which was capsized by Al D'Eath this summer, had the odds on favorite and led the field for about seven of the ten miles of the first heat. The new seven liter hydro, Wildcatter, which made her debut in Buffalo the previous month, was driven by Barnett Bartley, Jr., who pressed the bigger boat for the first two laps. On the last lap My Sweetie dropped out and Bartley crossed the finish line at 81.098 miles an hour. Bob Rowland finished second in You All, followed by Joe Less of North Tonawanda, New York, driving Mammas Mink, and Ray Gassner of St. Petersburg, Fla., in Sunshine Baby.
(reprinted from The Rudder, November, 1952)
NOTE: The above account on the National Sweepstakes refers only to the first heat, run on Saturday, September 13. Wildcatter was damaged in the companion Red Bank Gold Cup and was unable to start in the final National Sweepstakes heat. You All finished first in that segment, taking the the National Sweepstakes with 700 points total. —LF
History Home Page
This page was last revised Thursday, April 01, 2010 .
Your comments and suggestions are appreciated. Email us at email@example.com
© Leslie Field, 2007


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Norman Arnold
One of the "hot new creatives in film and TV music"
– Daily Variety
Featured in Daily Variety along with vet composers Hans Zimmer (Last Samurai) and Jonathon Wolff,(Seinfeld) newcomer Norman Arnold is becoming known as a world music specialist combining creative tech knowledge with percussion instruments and world music.
The culmination of this musical style is 2004 collaboration with Oscar nom'd director Steve James (Hoop Dreams) for a 7 part Doc entitled "The New Americans". The score, recorded in Mexico City with members of the Mexico City Philharmonic Orchestra, is a modern collection of music encompassing styles from Mexico, India, Nigeria, The West Bank, and The Dominican Republic. 2005 saw the premiere of "Reel Paradise" at the Sundance Film Festival. Pic exec Produced by Kevin Smith is a Miramax Film due to be released shortly.
Arnold's contemporary pop work can be heard daily on a number of syndicated television shows, most notable: kitschy themes for the current breakout hit "Elimidate" and for previous years "Queen Latifah Show". Current shows for underscore include: Extra, Ellen Degeneres, The Bachelor, and The Sharon Osbourne show. Also well known in international advertising circles as award winning composer blending hi tech music with international cultural sounds in work for Ad powerhouses Grey Worldwide (Hong Kong), Mcann-Erickson (Mexico),Leo Burnett, Ogilvy & Mather and for clients/ talent Mercedes Benz, Intel, IBM, Danny Glover, Sidney Portier and Pete Sampras.
See more at: http://www.normanarnold.com


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Enlisted Opportunities
If you're in high school, or have recently graduated, plan an exciting future by joining the Air Force. You can receive Enlistment Bonuses and Money for School by enlisting with the Air Force.
Officer Opportunities
If you're a college graduate, you can enlist as an Officer. Learn how a career in the Air Force can strengthen leadership skills you already possess.
Healthcare Opportunities
If you are a healthcare professional, you can enlist with a rewarding career in the Air Force.
Air Force Reserve
The Air Force Reserve is an excellent way to begin your military career. It gives you time to pursue your civilian career or go to school. In fact, the Reserve will help you pay for your education.
Air National Guard
The Air Guard is a unique branch of the military, with a dual mission to serve at both the federal and state levels. In the Air Guard, you'll get the expert knowledge and technical experience that looks great on a resume and will transfer easily into a civilian career. Whether you're planning to pursue a college degree or be a part of the civilian workforce, the Air Guard lets you serve at a unit close to where you live and work, or attend college.


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Sharon Salzberg, one of S&P's Living Spiritual Teachers, played a crucial role in bringing Asian meditation practices to the West. After studying with teachers in India, Burma, and Tibet, she co-founded the Insight Meditation Society in Barre, Massachustts. A meditation teacher for more than three decades, Salzberg is a popular speaker at a wide variety of retreats and writes regularly in publications and on the Internet.
This accomplished Buddhist teacher keeps unfolding the riches of meditation, which she characterizes as "the art of knowing how to begin again." From the foundational practices of mindfulness and lovingkindness, she shows us how to pay attention to our world, express our compassion, break bad habits, recover from disappointments, and find more balance in our lives. She often emphasizes the little virtues, which she puts under the thematic umbrella of kindness.
"Practicing Spirituality with Sharon Salzberg" is a 40-part e-course led by Frederic and Mary Ann Brussat. Each day you will receive an email with a short selection from one of Salzberg's books and a suggestion for how you can practice the concept during the day.
The emails discuss how to apply her teachings on lovingkindness, compassion, generosity, equanimity, peace, and love, as well as some of the more subversive spiritual activities of the heart, such as rejoicing in another's happiness and being compassionate toward those who cause pain. Several cover Salzberg's creative interpretations of faith, a spiritual practice not often dealt with by Buddhists.
(6 CEHs for Chaplains available.)
Available On-Demand
(choose your own start date and frequency)


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Front and back close doors
Front and back doors to your building provide security and help keep flats warm.
These doors take a lot of use and abuse, so should be strongly constructed. If replacing or installing a new front door in a listed building or conservation area, check whether you need consent.
Installing a new close door
Make sure new doors are wide enough to allow bins and furniture to get through the door.
If you are installing a close door for the first time and there is a step at the entrance, the door should be fixed a metre back from the step to avoid accidents. If there are steps inside and the door opens inwards then the door should be fitted so that the first step is a metre beyond the edge of the opened door.
Any glazing should be made of toughened or safety glass.
High quality ironmongery will repay the additional purchase price:
- door knobs are not as easy to use as lever handles but are less subject to damage by vandalism
- a good door closer will prevent annoying door banging
- fit three sets of hinges to reduce the likelihood of the door warping
- kick plates and finger plates protect the door from wear
- fit a hook and eye to allow the door to be kept open when required
If the door closer causes the close door to bang shut, it can usually be adjusted as there should be a 'damper' action. If not, consider fitting a 'dictator' closing catch, which will ensure the door closes quietly.
Consider installing permanent ventilation to allow fresh air into the close and stair. This will help prevent condensation occurring on your skylights and damaging the skylight window frames.
Professional help recommended?
Although the work may appear straightforward, ensure your builder or tradespeople have the skills for the job. If in any doubt, get professional help to specify and organise the repair.
Who pays?
Repairs to the doors to your close and stair are normally common repairs. However, if there are main door flats which have their own entrance or shops in your building, they may not be required to pay and the repair might be mutual.
Installing a door for the first time is an improvement and all owners will need to agree before work can go ahead.
Further information
Changeworks for Citizens Advice Scotland Factsheet 'Reducing Heat Loss From Your Windows and Doors'


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