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October 29, 2014
All State / Central Cooperative Banks (StCBs/CCBs)
Madam / Dear Sir,
Risk Weights for calculation of CRAR
Please refer to our circular RPCD.CO.RF.BC.40/07.38.03/2007-08 dated December 4, 2007 advising StCBs/CCBs to compute CRAR and disclose it as 'Notes on Accounts'. Risk weights to be allotted to various items of assets were enclosed as annex I to the above mentioned circular.
2. In the light of the circular RPCD.RCB.BC.73 /07.51.012 /2013-14 dated January 7, 2014 on 'Application of Minimum Capital Adequacy Norms', the risk weights on various assets have since been reviewed and revised instructions on risk weights are annexed.
3. The other contents of our circular dated December 7, 2007 remain unchanged.
4. Please acknowledge receipt of this circular to our Regional Office concerned.
Yours faithfully,
(A. Udgata)
Principal Chief General Manager
Encl. as above
Prudential Norms - Risk Weights for Computation of CRAR (StCBs/CCBs)
I. Domestic Operations
A. Funded Risk Assets
Items of Assets
Risk weight
Cash (including foreign currency notes) & balances with RBI
Balances in current account with other banks
Investments in Government Securities
Investment in other approved securities guaranteed by Central Government / State Governments
Investments in other securities where payment of interest and repayment of principal are guaranteed by Central Govt. (include investment in Indira / Kisan Vikas Patras (IVP/KVP) and investments in bonds and debentures where payment of interest and repayment of principal is guaranteed by Central Government / State Governments)
Investments in other securities where payment of interest and repayment of principal are guaranteed by State Governments
Note : Investment in securities where payment of interest or repayment of principal is guaranteed by State Government and which has become a non-performing investment, will attract 102.5 percentage risk weight
Investments in other approved securities where payment of interest and repayment of principal are not guaranteed by Central / State Governments.
Investments in government guaranteed securities of government undertakings which do not form part of the approved market borrowing program
Claims on commercial banks, District Central Cooperative Banks and State Cooperative Banks, such as fixed deposits, certificates of deposits, money at call and short notice, etc.
Investments in bonds issued by All India Public Financial Institutions
Investments in bonds issued by Public Financial Institutions (PFIs) for their Tier-II Capital
All other investments
Note: Intangible assets and losses deducted from Tier I capital should be assigned zero weight
Off-balance sheet (net) position in 'When Issued' securities, scrip-wise
Loans and advances including bills purchased and discounted and other credit facilities
Loans and advances guaranteed by Government of India
Loans guaranteed by State Governments
State Government guaranteed advance which has become a non performing asset
Loans granted to Public Sector Undertakings (PSUs) of Government of India
Loans granted to PSUs of State Governments
Housing Loans
(i) Loans to individuals (fully secured by mortgage of residential properties)
up to Rs 30 lakh
(ii) Housing – others
* LTV ratio should be computed as a percentage of total outstanding in the account (viz. "principal + accrued interest + other charges pertaining to the loan" without any netting) in the numerator and the realizable value of the residential property mortgaged to the bank in the denominator
Consumer credit including Personal loan
Loans up to Rs. 1 lakh against gold and silver ornaments
Note : Where the loan amount exceeds Rs. 1 lakh, the entire loan amount has to be assigned the risk weight applicable for the purpose for which the loan has been sanctioned.
All other loans and advances including Education loan
Loans extended against primary / collateral security of shares / debentures
Leased assets
Advances covered by DICGC / ECGC
Note: The risk weight of 50% should be limited to the amount guaranteed and not the entire outstanding balance in the accounts. In other words, the outstanding in excess of the amount guaranteed, will carry 100% risk weight.
Advances against term deposits, Life policies, NSCs, IVPs and KVPs where adequate margin is available
Loans and advances granted by State/Central cooperative banks to their own staff , which are fully covered by superannuation benefits and mortgage of flat/house
Notes : While calculating the aggregate of funded and non-funded exposure of a borrower for the purpose of assignment of risk weight, banks may 'net-off' against the total outstanding exposure of the borrower –
(a) advances collateralized by cash margins or deposits;
(b) credit balances in current or other accounts of the borrower which are not earmarked for specific purposes and free from any lien;
(c ) in respect of any assets where provisions for depreciation or for bad debts have been made;
(d) claims received from DICGC / ECGC and kept in a separate a/c pending adjustment in case these are not adjusted against the dues outstanding in the respective a/cs;
(e) Subsidies received under various schemes and kept in a separate account
Other Assets
Premises, furniture and fixtures
Interest due on Government securities
Accrued interest on CRR balances maintained with RBI and claims on RBI on account of Government transactions (net of claims of government / RBI on banks on account of such transactions)
Interest receivable on staff loans
Interest receivable from banks
All other assets
Market Risk on Open Position
Market risk on foreign exchange open position (Applicable to Authorised Dealers only)
Market risk on open gold position
B. Off-Balance Sheet Items
The credit risk exposure attached to off-Balance Sheet items has to be first calculated by multiplying the face amount of each of the off-Balance Sheet items by 'credit conversion factors' as indicated in the table below. This will then have to be again multiplied by the weights attributable to the relevant counter-party as specified above.
Sl. No
Credit Conversion Factor (%)
Direct credit substitutes e.g. general guarantees of indebtedness (including stand L/Cs serving as financial guarantees for loans and securities) and acceptances (including endorsements with character of acceptance)
Certain transaction-related contingent items (e.g. performance bonds, bid bonds, warranties and standby L/Cs related to particular transactions)
Short-term self-liquidating trade-related contingencies (such as documentary credits collateralized by the underlying shipments)
Sale and repurchase agreement and asset sales with recourse, where the credit risk remains with the bank.
Forward asset purchase, forward deposit and partly paid shares and securities, which represent commitments with certain draw down
Note issuance facilities and revolving underwriting facilities
Other commitments (e.g., formal standby facilities and credit lines) with an original maturity of over one year
Similar commitments with an original maturity up to one year, or which can be unconditionally cancelled at any time
(i) Guarantees issued by banks against the counter guarantees of other banks
(ii) Rediscounting of documentary bills accepted by banks (Bills discounted by banks which have been accepted by another bank will be treated as a funded claim on a bank)
Note : In these cases, banks should be fully satisfied that the risk exposure is, in fact, on the other bank. Bills purchased / discounted / negotiated under LC (where the payment to the beneficiary is not made 'under reserve') will be treated as an exposure on the LC issuing bank and not on the borrower. All clean negotiations as indicated above, will be assigned the risk weight normally applicable to inter-bank exposures, for capital adequacy purposes. In the case of negotiations 'under reserve' the exposure should be treated as on the borrower and risk weight assigned accordingly.
Aggregate outstanding foreign exchange contracts of original maturity –
(a) less than 14 calendar days
(b) more than 14 days but less than one year
(c) for each additional year or part thereof
Notes :
While calculating the aggregate of funded and non-funded exposure of a borrower for the purpose of assignment of risk weight, bank may 'net-off' against the total outstanding exposure of the borrower credit balances in current or other accounts which are not earmarked for specific purposes and free from any lien.
After applying the conversion factor as indicated above, the adjusted off-balance sheet value shall again be multiplied by the weight attributable to the relevant counter-party as specified.
II. Additional risk weights in respect of overseas operations of Indian banks (applicable to Authorised Dealers only)
1. Foreign Exchange and Interest Rate related Contracts
(i) Foreign exchange contracts include the following:
a. Cross currency interest rate swaps
b. Forward foreign exchange contracts
c. Currency futures
d. Currency options purchased
e. Other contracts of a similar nature
(ii) As in the case of other off-Balance Sheet items, a two stage calculation prescribed below shall be applied:
(a) Step 1 - The notional principal amount of each instrument is multiplied by the conversion factor given below:
Original Maturity
Conversion Factor
Less than one year
One year and less than two years
5% (i.e. 2% + 3%)
For each additional year
(b) Step 2 - The adjusted value thus obtained shall be multiplied by the risk weight allotted to the relevant counter-party as given in A above.
2. Interest Rate Contracts
(iii) Interest rate contracts include the following :
a. Single currency interest rate swaps
b. Basic swaps
c. Forward rate agreements
d. Interest rate futures
e. Interest rate options purchased
f. Other contracts of a similar nature
(iv) As in the case of other off-Balance Sheet items, a two stage calculation prescribed below shall be applied:
(a) Step 1 - The notional principal amount of each instrument is multiplied by the percentages given below :
(b) Step 2 - The adjusted value thus obtained shall be multiplied by the risk weight allotted to the relevant counter-party as given in 'A' above.
Note : At present, most of the State and District Central Cooperative Banks are not carrying out forex transactions. However, those who have been given A.D's licence may undertake transactions mentioned above. In the event of any uncertainty in assigning risk weights against a specific transaction, RBI clarification may be sought for.


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Last Class Before Christmas
End Of The First Term At Little Ruggers.
This coming weekend (Saturday 11th and Sunday 12th December) is going to be the last before Christmas. Classes will start again on Saturday 8th and Sunday 9th January 2011.
This weekends classes will be full of fun, games and prizes. In addition there will be prizes for the winners of Name the Lion Logo Competition and the Colouring in Competition. The judging for the competition is proving a very difficult task indeed as we have had some fantastic names and some great colouring in. A Big Well Done to all the children who gave in entries.
We would like to thank all parents and children for making our first term a great success and we look forward to seeing you back in the new year.
Merry Christmas and a Happy New Year
From all at Little Ruggers
Heating in the Sports Hall
As many of you have probably noticed that it has been very cold lately. Unfortunately, in addition to this the heating in the Sports Hall has not been working. We have been assured that the college are in the process of arranging a new heating system to be fitted and this should be completed quite quickly. At this time we cannot be sure of the exact date but could be this week but definitely should be completed by the time we return in the new year. On a positive note it looks like its going to get warmer for the weekend, fingers crossed.

subset: commoncrawl


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Coco's Visit to Sedona and The Grand Canyon
Coco the Corgi had a week long adventure traveling Historic Route 66 and Northern Arizona. She camped for 2 nights in Sedona where she did over 6 miles in hikes making her parents look like amateurs! She hiked to Devil's Bridge, Sedona and came along for an off-roading adventure and hike on Soldier Pass trail, Sedona. While walking around downtown she was a STAR and everybody stopped to say hi to her including some other pups. She then made her way to The Grand Canyon to see some amazing views. Coco traveled about 20 miles of the south rim by car and stopped at all of the major lookout points. She had a blast and was so happy and adventurous the entire time!


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DIY Costume Items
Best Seaplane McDonough Costume Guide
Jefferson 'Seaplane' McDonough is a secondary character in the hit 2017 film Jumanji: Welcome to the Jungle, and is played by popular actor Nick Jonas. As his nickname suggests, he is obviously a seaplane pilot in the fictional video game world of Jumanji and is one of five selectable characters a Jumanji player can choose from.
The character of Alex Vreeke, a teenage boy who played Jumanji and became stuck in the world for the last 20 years, uses Seaplane McDonough as his avatar, and plays the game as this character. So if you're a Jumanji love and want to dress as Nick Jonas' portrayal of the brave seaplane pilot Jefferson 'Seaplane' McDonough, you're going to need to get yourself an Aviator Bomber Jacket, Long Sleeve Tactical Shirt, Tactical Casual Pants, Combat Motorcycle Boots, Seaplane Pilot Patches, and the ever-popular Aviator Sunglasses.
Seaplane McDonough Cosplay Costumes
Jumanji: Welcome to the Jungle is a movie which builds upon an already famous legacy left by the 1995 Jumanji film starring the late, great Robin Williams. Although the films were 20 years apart, this means that the story has captured the hearts of at least two generations of movie-goers, meaning you won't be short of admirers if you try out this super-cool Seaplane McDonough costume. Plus, do we even need to mention how cool it is to dress up like a pilot?
If you have a bunch of friends who want to join you on a Jumanji adventure, Costume Wall has got all your needs covered. Check out the links here for other favorite Jumanji characters such as Dr. Smolder Bravestone, Ruby Roundhouse, Professor Shelly Oberon and Moose Finbar. We'd love to check out some photos of your Jumanji cosplay work, so please remember to upload to the site and share them with the world!
About Seaplane McDonough
Jefferson 'Seaplane' McDonough is one of the five selectable characters in the fictional video game of Jumanji, as seen in the 2017 movie Jumanji: Welcome to the Jungle. In the Jumanji world, Seaplane is played by Nick Jonas. He is a central character to the film's plot, as a teenage boy named Alex Vreeke is shown playing the game in 1996 and choosing the Seaplane McDonough character as he is sucked into the game.
Throughout the film, Seaplane has three lives – he loses one by crashing a hot-air balloon, another when his plane was shot down by Orangutans flying fighter jets, and finally risking his final life when he was bitten by a mosquito – a fate which he had diligently tried to avoid for his whole time in Jumanji by using citronella candles in his treehouse. Fortunately, he is given CPR by Jack Black's character, Shelly Oberon, and remains alive to fly another day.


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Maternity & Obstetrics
Important information
We would like to take this opportunity to update you about your maternity care during the coronavirus (COVID-19) pandemic, and assure you that our dedicated team of expert nurses, physicians and midwives are committed to providing safe and effective care to every patient who walks through our doors.
Read the Full Letter to Our Patients
Every pregnancy is unique. Your experience should be too. Design your birthing experience with Lakeside Hospital, which has served New Orleans-area moms and their babies for more than 40 years. From room service dining to spacious labor, delivery and recovery suites, we're here to help your dreams come true.
You are embarking on one of life's grand adventures – but you aren't going alone. The outstanding doctors and nurses of Lakeside Hospital have the expertise to care for and manage any situations that arise before, during and after your pregnancy and childbirth.
Because we specialize in treating women and children, there is no better partner to help bring your new bundle of joy into the world.
Our maternity area is uniquely designed for your comfort, and our caring and competent nursing staff is always available to provide support to our new parents. Should complications arise, you can be assured that you are in one of the premier facilities in Louisiana for critical care of you and your newborn. Lakeside Hospital is an academic medical center and was recently named one of the top teaching hospitals in the country – and the only one in Louisiana.
Quality designations
The Metairie hospital has also received national recognition as a Baby-Friendly designated birth center. We are one of just five hospitals in Louisiana with this specialty designation and one of the first in the New Orleans area. The Baby-Friendly Hospital Initiative encourages and recognizes hospitals and birthing centers that offer an optimal level of care for infant feeding and mother/baby bonding.
GIFT certified
The nationally-recognized hospital has also been GIFT-certified since 2008. The GIFT is an evidence-based program for Louisiana birthing centers designed to increase breastfeeding rates and hospital success by improving the quality of maternity services and enhancing patient-centered care.
To find out more about our birth care services, or any of our women's and children's services, contact us at 504.780.8282.


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For the sake of full disclosure, I am not a member of PETA, nor am I in agreement with all their positions, but they do have a good eye for the ladies!
Saturday, April 17, 2010
The Women of PETA II
For the sake of full disclosure, I am not a member of PETA, nor am I in agreement with all their positions, but they do have a good eye for the ladies!
5 comments:
Damn, Juliette made me choke on my rib eye, she would make a "great" salad.ReplyDelete
I'm not about to give up beef or prok, or chicken or fish just yet, but I'd be willing to cut back a great deal in their company!ReplyDelete
I could skip the meat portion, just a salad and desert dining in Juliette's company! A one time thing of course, or maybe twice.ReplyDelete
I'd even lay in a stock of veggie burgers!ReplyDelete
Manifesto of a Militant Vegan Bio-Engineer [Today's News Poem, April 17, 2010]ReplyDelete
"Pet activists from Austin to Corpus Christi and Victoria launched recently an emotion-charged campaign. They bombarded local politicians, animal shelter leaders, the newspaper and others with calls to ban the gassing of unwanted pets."
– GABE SEMENZA, Victoria Advocate, April 17, 2010 at 2:15 p.m.
"Hundreds of dead animals have been found at a home in Marion County and another 400 live animals have been rescued"
– Victoria Benchimol, ABC Action News 1:32 pm April 17, 2010
Perpetual, the holocaust consumes
The lives of zebrafish, of cats in labs!
The monster made of claw and teeth assumes
That tender tendons, hair and muscle-slabs
Enjoy the murder. Meat is murderous:
The eating—true—but flesh will kill in kind.
Since eating's cycle's just too barbarous—
Because we love all life we'll have to find
A way to replicate the paragons
Of living with sustainability:
The trees and other plants that drink the dawn
And photosynthesize with no hostility.
To always mate (like trees): what joy we'd bring!
To worship fire, first burn-up everything.


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News » Identifying heat losses from your home
|Identifying heat losses from your home 15 January, 2014
As some of you will know, last year the parish had the loan of a thermal imaging camera and many of us took advantage of this to identify where our expensive heat was escaping from - no doubt resulting in a few trips to the local DIY store.
Fortunately for those of us who would like to see if our measures worked, or for anyone else wishing to do a heat loss survey, the camera is available again this winter. This usually involves a short training course. If you are interested, please contact the parish clerk for more details.[+ go back...]


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Molecular Playground/Relenza
From Proteopedia
|Molecular Playground at the University of Massachusetts. MOVIE.
Relenza is an anti-influenza drug. It must be inhaled or injected, whereas the more popular anti-influenza drug Tamiflu can be taken by mouth. However, many of the influenza viruses that cause disease in humans have developed resistance to Tamiflu. This is the result of widespread overuse of Tamiflu. Public health agencies in many countries have stockpiled Tamiflu at great expense, but these stockpiles are now of limited usefulness. Luckily the H1N1 swine flu that caused the pandemic starting in mid-2009 was sensitive to Tamiflu. However, it is only a matter of time before H1N1 also becomes resistant, and Relenza will then be the last resort.
Tamiflu and Relenza inhibit the neuraminidase protein in influenza, a protein enzyme that needs to function in order for the virus to spread. One of most common mutations that makes neuraminidase N1 resistant to inhibition by Tamiflu occurs when the amino acid histidine, in position 274 of the protein chain of neuraminidase, is mutated to the amino acid tyrosine (His274Tyr or H274Y). At right is shown influenza neuraminidase N1 mutant H274Y bound to Relenza.
Technical: The initial scene is a Level I scene. Click the button below to show the Level II version of this scene. More....
For more about this topic (and references to sources), please see
- Molecular Playground/Tamiflu (a brief article)
- Avian Influenza Neuraminidase, Tamiflu and Relenza (a detailed article)
- Influenza
The Molecular Playground interactive projection in the Integrated Sciences Building at the University of Massachusetts, Amherst, USA, shows the molecular display that you see when you press the button above. This is only one of a series of modules that are shown. Instructions for authoring modules that display molecules in Molecular Playground are available.
Methods: The scene shown here was created with the Scene Authoring Tools (SAT) in Proteopedia.Org. The Display Scene button above plays Image:MP relenza03.spt, which in turn invokes Image:MPSceneVersion01.spt, Image:MPSupportVersion01.spt, and the state script for the scene, http://proteopedia.org/wiki/scripts/User:Eric_Martz/Molecular_Playground/Authoring/3ckz_relenza_tyr274/9.spt.


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Tag Archive for: Youtube
https://riverhorse.eu/wp-content/uploads/2018/06/t1.png 960 960 River Horse https://riverhorse.eu/wp-content/uploads/2018/07/RH_logo_trans.png River Horse2019-04-15 13:22:362019-06-20 16:01:14Terminator Genisys: Fall of Skynet Unboxing
Terminator Genisys: Fall of Skynet Unboxing
Terminator Genisys: Fall of Skynet is an expansion to the scenario-driven miniatures board game Terminator Genisys: Rise of the Resistance. Take a look at our new unboxing video to get a closer look at the contents.
https://riverhorse.eu/wp-content/uploads/2018/12/KF_RHLogo.jpg 2048 2048 River Horse https://riverhorse.eu/wp-content/uploads/2018/07/RH_logo_trans.png River Horse2018-12-14 18:21:312018-12-20 12:27:02An Introduction to Krowdfunder: The Game
An Introduction to Krowdfunder: The Game
Well, there was an overwhelming victory in our Krowdfunder video poll that we posted on Facebook last week, so now you can check out the Krowdfunder Introduction video with Alessio, and his hands are fully operational!


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China Fleet Golf & Country Club
enjoys a wonderful location between the
River Tamar and Kingsmill Creek. The setting is remarkably tranquil, especially
when you consider that the course is just few miles from Plymouth.
There is also a 22 bay driving range here, and an indoor golf facility.
Other facilities include a superb swimming pool, excellent leisure facilities, gym,
spa-treatments, and more. The China Fleet Hotel offers comfortable
apartment-style accommodation and free use of all facilities.
Top Ten 10 Golf Courses In Cornwall
China Fleet Golf & Country Club
Course Type
= Parkland. Riverside/Estuary with fabulous views.
= Sheltered wooded riverside. Lots of trees, bunkers and water. Very
beautiful. Mostly flat easy walking.
= A decent test but nothing scary! Wide, inviting fairways - but this
course is surrounded by water - so drive carefully!
= Very well tended. Good quality, well watered, holding greens.
Recommended for:
Golfers of all standards. China Fleet is a good test of golf but it's not a monster
- so any competent golfer has a chance to score well here.
Green Fees
Absolute bargain! Probably the best value golf in the county.
are extremely welcome - China Fleet is one of the best choices in
Cornwall for a society day, or for a longer golfing break.
Its location, just across the border from Devon, makes it very accessible, and as
a hotel and country club it is totally geared-up for groups of golfers.
Excellent, modern, comfortable. Friendly, informal atmosphere. Superb food.


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The Art program at Woodmere Middle School is based on The New York State Standards for the Arts, and is driven by the Performance Indicators, which describe what students should know and be able to do at each grade level. It is a sequential program that is based on the Elements and Principles of Art and Design. Aesthetics, art history, art criticism, interdisciplinary learning and career exploration are integral components of the program at every level. Students may be scheduled for Art and/or Art Workshop based on schedule availability.
Art Grade 6:
Art 6 is the integration and culmination of previous art studies and skill development. Learning based on the Standards emphasizes and extends the elements and principles of art to include the study of artistic traditions of diverse cultures, as well as western art history. Sixth grade social studies concepts are reinforced through interdisciplinary connections to ancient Egyptian art. Media include: pencil, charcoal, pastel, tempera paint, ceramics and other three-dimensional materials.
Art Grade 7:
Art 7 synthesizes and extends previous grade level art studies and skill development.
Two and three-dimensional design is explored through the development of concepts in line, value, texture, emphasis, unity, balance, proportion, rhythm/movement and variety. Science and math concepts are reinforced through areas of focus in the 7th grade art curriculum. These topics include: color, light, negative and positive space, and movement. One-point perspective is introduced. Media include: pencil, charcoal, pastel, tempera paint, ceramics and other three-dimensional materials. Please note that Grade 6 Art is not a prerequisite for this class.
Art 7 Workshop:
Art 7 Workshop is another opportunity for students to continue their study of the visual arts. The elements and principles of art are again reinforced and extended to include the study of the cultural and artistic traditions of diverse cultures as well as European and American art history. Emphasis is on creative thinking and problem-solving using a variety of media including pencil, paint, ceramics and other three-dimensional materials. Areas of focus are shape and form, with an emphasis on three-dimensional design. Please note that Grade 7 Art is not a prerequisite for this class.
Art Grade 8:
The Art 8 curriculum presents an in-depth exploration of the elements of art and principles of design. Students explore a wide variety of media and are introduced to two-dimensional and three-dimensional artistic techniques. Drawing lessons reinforce the use of perspective, shading, contour lines, gesture and figure drawing. Methods of drawing from observation and from the imagination are explored. Students demonstrate their understanding of composition and creative problem-solving in the projects assigned. An investigation of art history and artistic styles is integrated into the curriculum. This work is extended through critical analysis and reflection of student work, strengthening expressive language skills. Students learn about career opportunities in the visual arts through research and classroom presentations.
Art 8 Workshop:
The 8th grade Art Workshop curriculum continues with an in-depth exploration of the elements of art and the principles of design. Art lessons reflect the New York State Learning Standards for the Arts. Students explore a variety of artistic media and demonstrate skill with drawing, one point perspective, shading, lettering and graphic design. An introduction to art history is integrated within the curriculum. Students explore the art styles of Cubism, Surrealism, Realism, Expressionism, Pop Art and Abstract Art through two-dimensional and three-dimensional art projects. Media include:
pencil, pen and ink, watercolor, ceramics and other three-dimensional materials.
Studio in Art:
Studio in Art is an accelerated course that students must qualify for through performance evaluation. Only 8th grade students may audition for this class. Studio in Art offers students the opportunity to earn the one-credit graduation requirement for the Arts and is a prerequisite to many of the elective art courses at the high school level. Developing facility with materials and media is developmental and requires an expanse of time and concentration of involvement. To accommodate this kind of engagement, the course is offered for a double period every other day. The Studio in Art curriculum includes a range of art concepts, principles and media experiences. Two-dimensional and three-dimensional design are explored through the further development of concepts in line, value, texture, emphasis, unity, balance, proportion, rhythm/movement and variety. Art history and aesthetics are integrated into the curriculum. Media include: pencil, charcoal, pastel, acrylic paint, easel painting, ceramics and other three-dimensional materials. Career choices in the visual arts are examined. Final averages in Studio in Art will appear on students' permanent high school transcripts.


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Top Lands' End Coupons
Lands' End
$60 Off Orders of $150+ with Code
Use coupon and enter pin: 4143
Lands' End
$100 Off Orders of $250+ with Code
Use coupon and enter pin: 4143
About Lands' End
Land's End is a clothing retailer which is based in Wisconsin and specializes in casual clothing, luggage as well as swimwear and home furnishings. It began as a sailboat equipment retailer back in 1963 in Chicago and grew into a clothing and home furnishings retailer as well. The website offers a very easy to navigate online store offering a huge selection of clothing, swimwear, outerwear, shoes, school uniforms, home decor, luggage and more. LandsEnd.com is known for its excellent quality guarantee policy and if you are not happy with your products you can return or exchange them at any time for any reason. To save even more money on your purchases from LandsEnd.com, check out the great discounts and coupons offered at TheTopCoupon.com.


text: Arts & Culture It's Lit, Bro! Published August 2, 2019 at 10:26 AM CDT Facebook Twitter Email Listen • 7:32 Mike Katzif / NPROphira Eisenberg performs on stage alongside Julian Velard on Ask Me Another at the Bell House in Brooklyn, New York. Famous novels are described in the way a stereotypical bro might relate to them. Heard on Topher Grace And Arturo Castro: Cereal Stans. Copyright 2021 NPR. To see more, visit https://www.npr.org.


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Westwood Financial Corp. acquired San Ysidro Village, a 258,000-square-foot shopping center in San Ysidro, Calif.
The value of the transaction was $42.5 million.
The property, anchored by Kmart, Ross Dress for Less and Marshalls, also includes Anna's Linens, Bancomer Financial Services, Carter's Children's Wear, KB Toys, Kirkland's Home, Marianne, Nine West, Osh Kosh B'Gosh, Reebok and Taco Bell.
A partnership consisting of Developers Diversified Realty, Prudential Real Estate Investors and Coventry Real Estate sold the property, which was built in 1988.
The acquisition of San Ysidro Village is consistent with Westwood Financial Corp.'s program of acquiring institutional-quality shopping centers in the Western United States, Florida, Georgia and Texas.
What's your opinion? Send your Letter to the Editor to firstname.lastname@example.com.


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Sign up for restock notifications
The Beast is a long distance driver with a gliding, predictable finish. It's sure to increase distance for beginners and pros alike. Best Choice for: Turnover distance driver, Tailwind driver, Novice players looking for more distance.
We ship all discs bagged and box for just $3 for orders under $50. And free shipping for orders over $50. Most orders ship same or next day.
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We offer 3 high quality images of each disc, including a front, back, and profile. No missing a swirl or guessing if it's flat. The disc you select is the disc we ship.
Our inventory contains everything from the trendiest discs and accessories to rare items you won't find anywhere else. If you're looking for a specific disc or are just starting out in the sport and want to learn more, reach out, we can help.
All discs are shipped bagged and boxed for jut $3.00 under $50 and free if you spend over $50. Or select Local Pick Up and we will have it ready when you get here.


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July Support Group / Education Option
Post date: Jul 11, 2016 3:54:23 AM
PFLAG Cleveland holds support group meetings on the second Tuesday of the month @ 6:45 PM at Trinity Commons (E22nd St & Prospect Ave). Lighted, secure parking is available.
PFLAG Cleveland monthly educational series features Rainbow Gayme, a board game that begins with "coming out of the closet." PFLAG Cleveland Advisory Board member Craig Hoffman will facilitate and teach us the game. The game features several categories of play, including trivia, sketching, and pantomiming. The session is offered as an alternative to PFLAG Cleveland's monthly support group meeting. Those interested in attending should plan to join PFLAG Cleveland members in the main support group room just prior to the support group meeting.


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Trump Bridles Obama's Water Power Grab Rules
The president has rolled back yet another of his predecessor's regulatory power grabs.
For most people, getting fined millions of dollars or being thrown into the slammer because of some innocuous violation of federal water rules seems unfathomable. But this isn't hyperbole. Thanks to the Obama administration, fines and/or imprisonment for violating the Clean Water Rule (a.k.a "Waters of the U.S.") became a real possibility if you weren't paying close enough attention to the onerous regulations it imposed. And that's assuming paying close enough attention even mattered.
We documented one such case back in March 2017. At the time, a farmer by the name of John Duarte was handed a $2.8 million fine. His sin? Plowing and planting wheat on his own land, which was lodged in wetlands. The government concluded that Duarte had failed to obtain certain permits and was thus liable for nearly $3 million in punitive fees. This was in addition to the government's blatantly ignoring agricultural exemptions.
It gets worse.
As The Daily Caller further reveals, "In a 2016 case … Navy veteran Joe Robertson was criminally prosecuted and served 18 months in prison because he dug ponds around his Montana home in the hopes of keeping wildfires at bay. The ponds were connected to a foot-wide 'river,' so the EPA determined that Robertson had been digging too close to 'navigable water' without a permit."
Thankfully, sanity is being restored.
According to an op-ed published Thursday by EPA Administrator Andrew Wheeler and Army for Civil Works Assistant Secretary R.D. James, "Today, EPA and the Department of the Army will finalize a rule to repeal the previous administration's overreach in the federal regulation of waters and wetlands. This action officially ends an egregious power grab and sets the stage for a new rule that will provide much-needed regulatory certainty for farmers, home builders, and property owners nationwide."
In other words, the rule is being compressed into what Wheeler and James say is "one standard that can advance economic development and environmental protection." Obviously, ensuring that our water remains clean is a noble endeavor. But undermining property rights through onerous regulation isn't the way to achieve it.
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Working closely with market leading armoured vehicle manufacturers, our range of bullet resistant glass polycarbonate has developed over the years to accommodate well known light vans and HGV vehicles with various glass options, as well as heated screens which meet demanding ballistic performance requirements. Accommodating all threat levels, we offer either flat or curved solutions in either all glass or glass polycarbonate constructions all certified to the latest international standards.
Recent trends have seen a sharp increase in violent attacks against public employees which has led to the need to increase the security on police vehicles and in some instances to fire appliances and ambulances as well. Our anti-bandit glass utilises our unique interlayer to protect from even the most sustained attack. The level of security will vary but it could range from high impact resistance to protect against missiles thrown by assailants, to high performance bullet resistant glass. At New Glass Technology we are passionate about continuous improvement and continually strive to improve not only the service we provide to our customers but also the products en we manufacture. Our technical teams ensure we are at the fore of our profession and compliant with all relevant legislation meaning you can rely on the quality of our products en both now and in the future.


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10 quirks and perks of Sweden's famously casual offices
Sweden's a funny old place. Even if, to the casual observer, it looks like any other European country.
After all, (other than appearing disarmingly healthy) the Swedes look remarkably like the rest of us. And thanks to Swedish clothing giant H&M, much of the known world can now dress almost identically. The language too, while tough to master, isn't vastly dissimilar from other Germanic tongues.
But in the workplace, it becomes most apparent that Swedes' (perhaps not so) little cultural nuances rule. And unless you want to risk a serious fadäs (Swedish for faux-pas) -- like being audacious enough to take the last slice of cake when you fika with colleagues -- you should really get clued up on their workplace quirks and perks they sometimes keep to themselves.
Protect your income. Click here to join A-kassa, Sweden's unemployment insurance fund
1. Suits you, sir
Much to the delight of people who prefer sneakers to suits, the Swedish professional dress code is fairly casual. After all, this is a country where it's basically winter six months of the year and smart office wear offers little protection against the elements!
2. Let's meet on week 48
"Shall we meet on Wednesday the 27th?"
"Actually, week 48 is better for me."
Dates are far too straightforward. Who wants to agree to a time that everyone can quickly mark in their calendars when you could lump several days together and confuse everyone who doesn't know week 8 from 30? Not the Swedes, no siree.
3. Time to fika about
While extended coffee breaks may bring stern looks or straight up reprimands in some countries, in Sweden they're actively encouraged. In fact, the more coffee, the merrier!
Fika, or grabbing a coffee and cake with colleagues, is even mandatory in some workplaces with designated fika time scheduled during the day. It's been proven to increase productivity and happiness at work, so they must be onto something.
4. A-kassa
You wouldn't go on vacation without taking out travel insurance, or drive your car without vehicle insurance -- so why would you work without protecting your income? It seems so obvious, yet you probably hadn't thought about it until you moved to Sweden.
That's the rationale behind arbetslöshetskassa, or a-kassa for short. It's an unemployment insurance fund that pays up to 80 percent of your salary if you find yourself out of work.
If you have a bachelor's degree,the simplest and most affordable option is Akademikernas a-kassa, which is specifically for employees with higher education.
5. School's out for summer
Outside of Sweden, an employer might frown upon workers taking longer than two weeks leave.
In Sweden, the whole country more or less shuts down between from late June through July when practically everyone takes around four to five weeks off in a row.
Heck, some Swedes will tell you a vacation isn't really a vacation if it's not at least three weeks. That's more than enough time to unwind while you kick back with an ice-cold öl at your summer house in the archipelago….
6. Extra vacation pay
Speaking of vacation, for each day of paid holiday leave you get your normal monthly salary plus a 0.8 percent supplement per day. The idea is that you spend a little more moolah while on holiday, so when you crash back to reality there's some extra in your pay packet at the end of the month.
How can you not love working in a country where you get paid more to take vacation?
7. AVs
In Sverige, you don't head out for a quick beer at the end of the working day. Rather you go for an "AV", which not so obviously stands for an "afterwork" drink -- you just have to bear in mind that V and W are practically interchangeable in Swedish. Because vhy vouldn't they be?
8. Jantelagen
Sure, it might be your pitch that won the company's new top client, or perhaps it's down to you that your team met its annual sales quota. But if there's one rule in the Swedish workplace, it's that no-one is better than anyone else.
Swedes follow the rule of Jantelagen which means not bragging about your victories, even if you really, really want to. So when you feel extra proud of a professional achievement...keep it to yourself.
Find out more and apply for Akademikernas A-kassa
9. Work/Life Balance
Sweden frequently tops the lists of countries with the best "work-life balance", and while Sweden's experiments with a six-hour working day didn't quite take off, free time is still taken very seriously.
It's rare to see anyone burning the midnight oil, and those that do are more likely to be accused of poorly handling their workload than being dedicated to their job.
10. "God morgon, Ann-Sofie!"
Swedish workplaces are famously egalitarian with flat hierarchies and no need for airs and graces. That means calling your boss by his or her first name, even if it feels strange at first.
You also might be surprised to find your boss often asks for what seems like everyone's opinion before taking action. And this consensus-based decision making does wonders for making everyone feel valued in the workplace. It also means that even simple decisions can get dragged out just a little longer than might seem necessary.
It's just one of the many things you learn to love about working in Sweden.
This article was produced by The Local Client Studio and sponsored by Akademikernas a-kasLisa.
This content was paid for by an advertiser and produced by The Local's Creative Studio.
Join the conversation in our comments section below. Share your own views and experience and if you have a question or suggestion for our journalists then email us at [email protected].
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text: A discussion of the origins of and the differences between the terms "geek" and "nerd". Interestingly, "nerd" seems to have been derived from a Dr. Seuss book. For the record, I'm of the school of thought that "nerd" is a somewhat derogatory term while "geek" has been taken back by the people whom it describes and is now a positive thing, much like "fag" and "dyke" with the GBL crowd.


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United Real Estate Agents was founded to successfully perform estate property management, property value management, property sales and rentals, and land/plot sales. We are dedicated real estate professionals and offer the highest quality of service and knowledge to enhance the purchase of properties.
Property Search
Searching for a property has never been easier. With our professionalism, experience and commitment we will guide you through the process of purchasing a property and stand by you with our excellent after sale service.
Our Properties
Our database consists of privately owned houses and lands, properties owned by developers, projects undertaken by construction companies, etc. The selection we offer is thus vast and we pride ourselves in being always ready to give you a tour of as many properties as you wish, as many times as you wish.
We update our database at regular intervals, and respond to your queries promptly.


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Maryland State Dental Association
The Maryland State Dental Association is a community of dentists that work to promote oral health and protect the dental profession while at the same time meet the needs of patients in Maryland. They provide resources to dentists at all stages of their career, including education, practice support, advocacy and protection.
If you are a dentist and are looking for membership into the Maryland State Dental Association, contact their office using the information below to find out all the features they provide for becoming a member of this states dental association. You can find out about upcoming meetings and events, view their classifieds for a list of potential dental positions you can apply for. You can also contact them to renew your current membership. You can visit their site online at msda.com.
Dental Association Office Location
- Maryland State Dental Association
6410 Dobbin Road Suite F
Columbia, Maryland 21045
Dental Association Phone Number
- The phone number to call the association is 410-964-2880. You can fax their office at 410-964-0583.
Dental Association Email Address
- You can email the association at email@example.com. Contact is Mr. Frank McLaughlin.


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Missouri State Chief Diversity Officer Wes Pratt recently earned the first Biz 417 Breakthrough Award. Pratt is a Springfield native working to affect the institutional culture of the university.
How to create a more inclusive culture
Pratt is careful to point out that diversity encompasses all humans. He asks questions to get people thinking about what they can do to create a more inclusive culture. As faculty, staff and students consider these questions, they can work with his office to learn tools to improve the culture for everyone. After all, he said, diversity in the United States is not a new concept. "The Founding Fathers and mothers were native indigenous people, so it was diverse to begin with," he said.
Pratt sees learning to mitigate bias as a key element of learning to interact in a global society.
"This is the world we live in. In order for students to be competitive and confident in their own skin, we need faculty to be culturally competent."
People can begin to improve cultural competence by seeking exposure to others. This can start as simply as having a conversation. He seeks competence with a three-prong approach:
- Increase awareness of cultural differences and value of them
- Gain knowledge of differences and what skill set you need to become culturally competent
- Acquire skills to be able to mitigate bias
Pratt sees these tools as essential. "Cultural competence is required for ethical leadership," he said.
Get involved
To find out more about Pratt's efforts and how you can join, review the diversity programs at Missouri State.


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MSC's Health & Safety Protocols allow you and your loved ones to cruise with the ultimate safety.
MSC Musica
The MSC Musica Sings at Sea
The MSC Musica wows with world cuisine in a variety of dining venues. Treat yourself to Italian gourmet specialties at Il Giardino, fresh Asian flavors at Kaito Sushi Bar, fusion creations at Galaxy Disco Restaurant, and amazing sourdough pizza and Italian cuisine at Eataly.
The MSC Musica excels in activities and designer-themed lounges and bars. Dance the night away in the dazzling Crystal Lounge and mingle in Havana Club Cigar Room. If you want to take dance or fitness classes, you can do that, too. Or how about a wine tasting at L'Enoteca Wine Bar? Tempt fate at the Sanremo Casino or see a Broadway-style show at La Scala Theater.
Two pool areas onboard the MSC Musica offer refreshing swimming. And don't forget the incredible MSC Aurea Spa, a real Balinese spa. Soothe away tension with 20 types of massage therapies or enjoy the Turkish bath.
Entertainment & Attractions
- Havana Club
- Teatro La Scala
- Il Tucano Lounge
- Sanremo
- Crystal Lounge
Havana Club
The Cigar Lounge offers elegant surroundings with leather settees and armchairs for guests to relax on and enjoy a cigar accompanied by a drink selected from the range of fine spirits on offer.
Teatro La Scala
The state of the art Teatro La Scala spans decks 6 and 7 with seating for 1240 guests, is home to MSC Musica's shows ranging from singers and jugglers to shadow puppeteers and acrobatic gymnastics.
Il Tucano Lounge
Il Tucano Lounge, situated on deck 6 with seating for 477 guests, is the ship's second show lounge served by its own bar and dance floor. Entertainment and activities range from bingo, quizzes, keep fit and dance classes to audience participation game shows, karaoke and international dance music.
With a live DJ and open from 11.00pm until late, Q32 is the ship's disco located on deck 14 and served by its own bar. It has seating for 172 guests.
Sanremo is the ship's 630 square meter casino, situated on deck 7 accommodating 222 guests. It is served by its own bar and features games from roulette and blackjack to poker and slot machines. The Casino is open to over 18's only.
Crystal Lounge
The Crystal Lounge is located on deck 7 and has its own bar and dance floor along with seating for 336 guests. It is a large cabaret style lounge with live shows and bands for guests to dance along to.
Other Features
- Aurea SPA (Gym, Jacuzzi, Beauty Salon, Sauna, Steam Room, Garden/Relaxation Area)
- Fitness Centre (Gym)
- Beauty Salon
- Steam Room
Aurea SPA (Gym, Jacuzzi, Beauty Salon, Sauna, Steam Room, Garden/Relaxation Area)
The 1160 square meter MSC Aurea Spa can be found on deck 13 of the ship and opens from around 8.00am to 8.00pm. Within the spa complex are three whirlpool baths, two saunas, two Turkish baths, a beauty parlour with hairdresser and beautician, solarium relaxation area, thalassotherapy baths, gym along with a number of treatment rooms. Treatments on offer range from massages with lava stones and facial treatments to Balinese massages, Aromatherapy and chromotheryapy.
Fitness Centre (Gym)
The ship's fitness centre is located on deck 13 and opens from around 8.00am to 10.00pm. It features a range of equipment from technogym™ treadmills and steppers with inbuilt TV screens to resistance machines and free weights along with a separate aerobics area and sea views.
Beauty Salon
The ship's hair salon on deck 13 within the spa is open from 8.00am to 8.00pm, and offers a range of services from shampoos and blow dry's to cuts, colours, manicures, pedicures and makeup.
Steam Room
The ship's two different scented Turkish baths, located within the Spa on deck 13, form part of the thermal suite and open from around 8.00am to 9pm. For some cruise destinations, the thermal suite is complimentary whilst for others there is a charge.
Review Snapshot
- 98 Great Staff/Service
- 93 Great Food
- 91 Great Entertainment
- 95 Lots Of Activities
- 98 Great Staff/Service
- 93 Great Food
- 91 Great Entertainment
- 95 Lots Of Activities
Best Suited For
- 90 Leisure Travel
- 74 Traveling With Friends
It was very nice cruise for solo travelsIt was very nice cruise for solo travelsIt was very nice cruise for solo travelsIt was very nice cruise for solo travels
Our cruising experience was wonderful. The weather was perfect and we enjoyed the itinerary. The unlimited drink package that was thrown in was a huge plus. Great value great vacation.


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At the age of 40#, our metabolism (a process where body cells covert foods into energy) starts to slow down and we require lesser energy from food. We eat lesser due to poor appetite, illness or physical limitation (e.g. dentures). It is important to have nutrient-rich foods in our daily meals.
Our digestion slows down, affecting absorption of nutrients, therefore it is important for us to have more nutrient-rich foods. Nutrient-rich foods are high in vitamins, minerals and other nutrients that are important for health. These foods are lower in energy yet packed with goodness of vitamins and minerals needed for our daily needs.
Did you also know that once we reach our 40s, we lose up to 8%^ of our muscle mass every 10 years? The loss of muscle can affect our affecting muscle strength. Without strength and energy, it might be hard for us to keep doing the things we love.
It is important for us to start early to have enough protein in our diet to maintain muscle health. Protein helps to support tissue building and growth. It can help to reduce muscle loss and promote wound healing if you have been sick or have had surgery.
Aim for 3 servings of protein each day. Start your day with a glass of milk with high calcium and protein or eat a variety of foods to attain your daily protein requirement each day.
Example of one serving of protein
Bones play a key important role in our lives, they hold the tissues of your body, giving it shape and strength. Bone should last an entire lifetime. Over the age of 50, we are at a higher risk of losing bone mass faster than it can be replaced. This impose a challenge to many of us.
Inadequate intake of calcium places one at risk of osteoporosis – a disease that make bones fragile and more likely to fracture. When osteoporosis happens, it affects the body's mobility and quality of life. The recommended calcium for adult over 50 years old is 1,000mg. Start your day with a glass of milk with high calcium and protein or eat a variety of foods to attain your daily calcium requirement each day.
|Serving Size
|Calcium Content (mg)
|Dairy Products
|High-calcium milk powder
|4 scoops (25g)
|Low-fat milk
|1 glass (250ml)
|Full-cream milk
|1 glass (250ml)
|Low-fat yoghurt
|1 carton (150g)
|Low-fat cheese*
|1 slice (20g)
|Non-dairy foods
|Canned sardine (with bones)
|1 fish (80g)
|Dried ikan bilis (with bones)
|2 tablespooons (40g)
|Siken tofu
|package (150g)
|Tau kwa
|1 small cake (90g)
|Ohal (raw)
|1 mug (50g)
|Baked beans, canned*
|can (210g)
|Kai lan, cooked
|1 mug (100g)
|Spinach, cooked
|1 mug (100g)
|Chye sim, cooked
|1 mug (100g)
|Broccoli, cooked
|1 mug (100g)
|Calcium-fortified products
|High-calcium soybean milk
|1 glass (250ml)
|Enriched bread
|2 slices (60g)
|Calcium-fortified orange juice
|1 serving (240ml)
1. Health Hub (April 2016) – The Recipe For Healthy Ageing
2. Health Hub (Dec 2018) – Daily Calcium Intake
^ Keep muscles strong as you age (19 Sep 17). Published at The Straits Time, Singapore
# 7 ways to Stay Healthy after 40 (11 December 2012). Published at Livescience.com


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- 31 May 1972
- Edgware, Middlesex, England, UK
Archie Panjabi
Archie made her film debut in the British hit East Is East (1999). Since then, she has continued to work on international blockbuster films, from Bend It Like Beckham (2002) and The Constant Gardener (2005) to critically acclaimed films like A Mighty Heart (2007) (starring opposite Angelina Jolie) and Yasmin (2004) (written by Simon Beaufoy). Archie won Best Actress for her role in Yasmin (2004) at the Reims Festival in 2006 and was awarded the Shooting Star Award at the Berlin International Film Festival 2005. The award is given to actors who are seen as "the most exciting and emerging actors from across Europe" (European Film Promotion). Previous winners include Daniel Craig and Marion Cotillard. She was selected from hundreds of actors to represent the UK. She has a great ear for accents. From Scottish to Indian to American, all of her major film & TV roles have been in accents other than her own. Archie always knew she wanted to become an actress. It was only when Nick Berry from EastEnders (1985) replied to a letter did she find an agent and roles. Her first casting call was for EastEnders (1985), the role of Ricky Butcher's girlfriend. She was called but didn't end up getting the part. She graduated from Brunel University, England, with a degree in Management Studies (BSc). She graduated with a 2:1. Ridley Scott is a big fan of hers.
|Movie Name
|Release Date
|San Andreas: Επικίνδυνο ρήγμα – San Andreas (2015)
|May 29, 2015


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I couldn't believe when I saw it a combination of some of my greatest themes, vintage wrapped up with rustic with a little dash of chic and elegant. Who knew it was possible? Well, I can't stop smiling when I look at, so is was possible and it's amazing and it was all captured by Jennifer Corbin Photography!! The cake done by Simply Cakes Bakery is amazing along with the the Kelley's hair done by Fleur Salon. And the magical location for it all is Riley's Farm in Yucaipa, California. Check out the full wedding in our Fall Issue {V11}
From the Photographer: Kelley and Jason got married at Riley's Farm in Oak Glen, the day was beautiful and there was love everywhere. As many of you have figured out by now Kelley and I are friends so you can imagine how happy I was that she had found the man of her dreams. I met Jason and liked him instantly! He's sarcastic and funny and has a very dry sense of humor, in other words he fit right in. After months and months of planning Kelley and Jason's wedding day finally came, there were details and smiles everywhere. The day started early at the Fleur Salon for hair and makeup and then it was straight to the venue to get Kelley in her beautiful lace dress for a very touching first look. I could go on and on about how every detail was perfect and how much in love these two people are but I think my gigantic blog post of photos will show you just that. So I end with a quick personal note…Kelley and Jason, I am so happy you two found each other, I see how in love you both are and it makes my heart happy.
Kelley & Jason
Vendor Love: Photographer: Jennifer Corbin Photography / / Cake Designer: Simply Cakes Bakery // Hair Stylist: Fleur Salon // Other Location: Riley's Farm
Check out other Real Weddings
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Goin' To The Delta
Kim Simmonds and Savoy Brown
Goin' To The Delta is released today and it sees the group going all the way back to their roots.
''When I started the band back in 1965,'' says, Simmonds, ''the concept was to be a British version of a Chicago blues band.''
There's been a lot of water under the bridge since then, but the essential style, the core of what Savoy Brown set out to achieve, is still very much in evidence.
''Now we've come full circle...the songs, and playing, on this album are straightforward in focus and as basic as the blues should be.''
Track List
Laura Lee
Sad News
Nuthin' Like The Blues
When You've Got A Good Thing
Backstreet Woman
Goin' To The Delta
Just A Dream
Turn Your Lamp On
I Miss Your Love
Sleeping Rough
Going Back
All were written by Kim Simmonds.
Although Savoy Brown has seen many changes in personnel (only Simmonds has remained constant), the group on this album is essentially the same as it was for the last (live) album, Songs From The Road, namely: Kim Simmonds - guitar, vocals; Pat DeSalvo - bass, vocals; Garnett Grimm - drums.
With the rhythm section admirably anchoring each song, Kim's exemplary guitar is allowed free reign to wander wherever it feels like going.
Delta blues should, almost by definition, contain elements of the fiery, passionate, introspective and soulful. Savoy Brown repeatedly deliver the goods - and in style.
Stand out tracks: Laura Lee; Nuthin' Like The Blues; Goin' To The Delta
Keep up to date with new and tour dates over at the official Savoy Brown website. There should be some exciting developments as the band countdown to their 50th anniversary!
Keep up to date with new and tour dates over at the official Savoy Brown website. There should be some exciting developments as the band countdown to their 50th anniversary!


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Fourways Rug
Designed by Ritva Puotila.
The Fourways design is a combination of four wide stripes that create a play of colours, rhythm and structure. Designed by co-founder Ritva Puotila.
Woodnotes is a Finnish design company founded in 1987 by textile designer Ritva Puotila and her son Mikko Puotila. The company is still owned by its founders.
The original concept of Woodnotes' products was to combine the craftsmanship & creativity inspired by Finland, with the wood and paper sourced locally.
Sewn edges and turned ends supplied as standard. You can specify fringes or polyester felt backing as optional extras.
Woodnotes rugs are also available with narrow or wide edging in cotton or leather and in custom sizes – please enquire for details.
Please make a note of your preferred colourway at Checkout, or alternatively email us to confirm.
Rug: 86% paper yarn (weft), 14% cotton (warp) incl. soil-repellent treatment.
Sewn edges and turned ends as standard.
Optional fringing.
Optional backing in polyester felt.
Selected Dimensions
W80 × L200 cm
W140 × L200 cm
W170 × L240 cm
W200 × L300 cm
Custom sizes are available - maximum width is 250 cm and the maximum length 500 cm. Contact us for custom sizing.
In Stock
In stock and ready to despatch! UK delivery usually 3-7 days. Larger items and non mainland addresses will take a little longer.
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Good news! This popular item is usually available on a quick lead time in the finish you selected (other options may have different lead time).
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This item is made specially for you and special terms apply (see Terms and Conditions). Lead times are provided as an estimate and can vary. Read More
Made to Order 6-8 weeks
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It's Part 2 of Make this Pattern for the Summer and the City dress.
Just a quick reminder - normally you would work from a block without seam allowances and add them in at the end. Since we are working from a bodice pattern that already includes 1.5cm seam allowances, we have to include them on the style lines we draw in to create the v-neck and cap sleeve.
Here we go:
23) a) On the bodice front, measure in 3.5cm from the neckline along the shoulder and mark.
b) Measure 12cm down from the neckline on the centre front and mark.
c) Connect these two points with a straight line. These measurements account for the 1.5cm seam allowance included in the pattern.
d) Make a notch where the sewing line meets the centre front. This is the pivot point when you sew the vneck.
24) a) Glue a scrap piece of paper along the bodice front arm hole, extending all the way to the side seam.
b) The shoulder of the bodice on this pattern extends out over the top of the shoulder somewhat. Draw a slightly curved line outward from the tip of the shoulder measuring about 3.5cm (the exact length of the line is up to you, just remember that it needs to include the 1.5cm seam allowance). This is the cap sleeve.
c) From the end of the cap sleeve, draw another freehand line which meets the arm scye dart. Remember that this will include 1.5cm of seam allowance.
The next step is up to you. I've dropped the arm hole a little because I prefer to wear sleeveless garments with more room in the arm. (I don't particularly like when the fabric rubs up closely against my underarm, especially for summer garments!) I also think it works better with the v-shape of this pattern. This is totally up to you, I know many sewers feel the opposite way.
If you do want to drop the arm scye like I have here's what you do:
25) Measure 1cm down from the arm scye and draw a freehand curved line to join at the arm scye dart.
Now we have to make sure the bodice back matches wht we've done on the bodice front.
26) Measure 3.5cm from the neckline on the bodice back and draw a curved line to the centre back, dropping it slightly.
27) a) Glue a sheet of scrap paper along the arm hole for the bodice back.
b) Take your pattern for the bodice front and place it on top of the bodice back, so that the shoulder seams line up perfectly. Trace the new cap sleeve onto the bodice back, and the line which connects to the arm scye dart, so that you have a matching front and back.
28) If you've dropped the arm hole on the bodice front, make the same adjustment on the bodice back, measuring 1cm down.
You should now have a bodice front and back that look something like this.
A couple of things to check:
- Measure your shoulder seams - do they match?
- Measure your side seams (excluding the dart excess on the bodice front) - do they match?
As with any garment you draft, it's really important to sew a quick muslin to see if any further fit adjustments need to be made.
Click here for Part 3 - a few tips on sewing it together, and show how I made the pocket for the dirndle skirt.


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ASK DR. HAL! Starts Year on Jan. 7th!Tuesday, January 4th, 2011
Friday, January 7th [DATE of show]
Chez Poulet Gallery-Cabaret [VENUE of show]
3359 Cesar Chavez (Army) St. [LOCATION of show]
Doors 8:30 – Show 9:00 PM. [TIME of show]
Ask Dr. Hal! Meets Year 2011…
Admission $10 [PRICE of show]
Somehow it seems as if we've already done more, but we didn't do one for Christmas Week and
we did none in November as originally planned. So this is the fifth.
And forget not to read the latest review of our sure-fire show at funcheapsf:
Have you even been to Ask Dr. Hal! lately? Have you ever? C'mon– give us a try! Our next show
might be the one with your name on it, so to speak.
our Laff-Riot-ous Cartoon–
"Swing Shift Cinderella" (1945)
Another in our series of the best American cartoons!
Lovingly selected–by KrOB…
We like to start the show with a bang– and we do. Just before every performance begins, we screen a great
animated cartoon, lovingly selected by KrOB– eight minutes of the best theatrical shorts ever committed to
film. And this week, our KrOB Klassic goes even farther afield to tangle with the tale of Cinderella –in one of
the best cartoons we'll ever show at Ask Dr. Hal! It starts with Little Red Riding Hood, but in a few seconds it
veers wildly into Avery's wild world of wolves, babes, and one bacchanalian babushka of a "cougar" Fairy
Godmother… Friends, if you miss this one, we can't say how long it might be before the chance of a repeat
performance. What we're doing at the show, if you haven't yet noticed, is working our way through the cartoon
syllabus to show our patrons just how great the American animated cartoon used to be, and we hate to
repeat ourselves too often. This is another "grown-up" cartoon from MGM's Tex Avery, who's been called (by
Joe Adamson, among others) the "King of Cartoons ." On deck is Swing Shift Cinderella (1945)– it's rude,
crude, politically incorrect– and devastatingly funny. We can't imagine how you'd have any other chance to
see this film in these times, projected large and loud– the way we show 'em. And yes, this is, once again, one
of those wild cartoons of yore which have had trouble running up against the censors over the years. This whole
idea, that children need "protection" from these cartoons, or any other work of art, is so wrong-headed, and
oozes (originally) from the odious Reagan years and the unexamined assumption that "cartoons are for kids."
But don't believe it, Jack– cartoons are for all humanity, dig? The great cartoon makers never lost sight of
this. Fear not– we guarantee, as always, that no censorship will be in evidence at the Chez Poulet Gallery-
Cabaret– we're taking pains to give you, as almost never seen these days, the whole thing, complete and
uncut. So join us this Wednesday night, won't you? –in time to catch up with yet another treasure of your
Nation's once-flourishing but now (that the Conspiracy has dumbed it all down) mostly vanished popular
culture. Remember, our show will start right up at the very moment the cartoon ends.
" A classic! a masterpiece! –Especially Preston Blair's luscious and sexy animation of Cinderella !"
–VodeoJMC63, Thadblog
Exciting Co-Hit
SEE KrOB'S MONSTROUS KLIP–
KAUTIONARY KLASSIC KrOB APOCALYPTIK EDIT:
KrOB Weaves an Entangling Web of Enveloping Horror with Newest Creation–
"Giant Spiders– Threat, or Menace? "
The Perennial Problem of AbnormallyAmplified Arachnids
KrOB's krazy kut-up kinema kompels kontentment!
Just how big does a spider need to be to be "giant?" Many people tend to freak out at the sight of
quite ordinary-sized spiders. A figure from nightmares and a phobia bred in the bone so deeply as to
be, probably, hard-wired in the minds of spider-phobes as an evolutionary psychomemory, the giant
spider endlessly resurfaces in the narrative of art as an embodiment of bioxenophobic horror.
You Tube and the Internet are full of disturbing "videos" showing helpless people being "pranked" as
the insensitive boyfriend, or sadistic, guffawing bully-buddy, drops a frantically wriggling spider on an
unsuspecting person.
What are we to make of all this? Can we comfort these poor souls by saying that the limitations on size
imposed by gravity and physics really (and fortunately) prevent spiders from being the monsters so often
encountered in various movies? That's the stock answer, but– is it fully true?
Well, not really. You see, whatever anyone else may tell you, we're here to affirm that even known
spiders and arthropods can, under the proper circumstances, become far larger than commonly supposed.
Moreover, the example of giant prehistoric spiders shows that Nature is quite capable of producing, when
She wants to, arachnids of even more monstrous dimensions than these.
The Paleozoic giant arthropods and Eurypterids, for example, managed to attain singularly great bulk–
one of the latter (Pterygotus macrophthalmus) is said to have attained the dimensions of "a small sports
How about today? Well, the extremely spider-like Coconut Crab, Birgis latro, which is fully terrestrial
and can crack open coconuts (or, reportedly, crunch through a broom handle) superficially does resemble
a giant spider indeed, and weighs in at 5.2 kilograms– between 11-12 pounds. That's a big one. Though
these babies are now threatened with extinction –though what isn't? –they're still around.
The Brazilian Wandering Spider, Phoneutria, the largest spider officially recognized on Earth, can span
a dinner plate, is venomous and will attack humans. One once attacked Dr. Hal's grandmother, in fact. She
got him with a broom, though. Ugh– what a mess. Remind him to tell that story at the show.
Anyway, it should suffice to say that in our next episode of Ask Dr. Hal!, KrOB's going to be exhibiting– you
guessed it– monstrous, bulging spiders far greater in size than any limitation imposed by Science or History.
We'll watch, from the apparent safety of our seats, as these Brobdingnagian behemoths attack horrified
human victims. Nothing's too good for our audience at the Ask Dr. Hal! Show!
These scuttling, scurrying Arthropodal Aggressors practically
hurl themselves RIGHT OFF THE PROJECTION SURFACE– & INTO THE AUDIENCE!
The new miracle of the Screen! More Horrible than Reality at its Worst!
They 're coming– with KrOB turning loose the spider Goliaths!
Our Science Segment…
ADH Science solon Pete Goldie will present more of the newest discoveries made in the endless reaches
of the unfathomable void. The learn'd Astronomer and Boffo Boffin will bring us tidings, as always, of newly
discovered aspects of the cosmos. Dr. Goldie, who is a quondam NASA consultant, has been called a delver
into mysteries of natural philosophy. A fully qualified astro-science specialist, Pete gives us astonishing
pictures of worlds never before viewed by human eyes– transmitted by intricate robots who are now busily
exploring our Outer Solar System. You'll be spellbound as, with the assistance of these far-flung metal
myrmidons, Pete will whisk you away, to, say, the transits of Mercury or Venus, or guide you among gas
giant super-planet Saturn's planet-sized weird and monstrous moons, where mountains may be made of ice,
volcanoes spew ammonia, and methane rains from the sky. Some say Man was never meant to see such
things. Not Pete, however- and now you can… The well-known bon vivant actually arranged for Dr. Hal's name,
and Chicken's, to be shot into space aboard the Dawn Explorer on its mission to the Asteroid Belt a few years
back! We think that says it all. As scientific and educational as all-get-out.
Recently released for the holidays, looming, greenish images of the variegated surface of Saturn's second largest
moon, Rhea, obtained by NASA's Cassini Spacecraft, show new and dramatic views of fractures cutting through
aeons-old craters, indicating a history of tectonic rumbling. We'd bet on the massive gravity well of its parent
planet as the culprit– but, who knows? The most recent spacecraft telemetry was acquired on December 28th
from the Deep Space Network Tracking Complex at Madrid, Spain. The Cassini spacecraft, whose 3-D likeness
in miniature dangles over our ADH stage, is in an excellent state of health, we're happy to report, with all systems
"Go"and all subsystems operating normally. Pete, a student of the evolution, physics, chemistry, meteorology,
and motion of celestial objects, as well as the formation and future development of the universe itself, fills us in
on the wandering space probe's discoveries as they happen. And, with computer-jockey David Capurro's able
assistance, he usually also illustrates his presentation with a hum-dinger of a Slide Show to display his rare
pictures of strange worlds and distant stars. Don't miss this challenging and unique portion of our show. A
Dr. Hal Show Extra-Special Featurette.
Social Notes
The nite of New Year's Eve & time for our 4th ADH xtravaganza, as showtime rolled around, something turned
up missing– most of the audience. Nerve-wracking at the best of times, the strain was palpable as we held
that metaphorical curtain for our straggling Sybarites… Finally we had to start KrOB's kartoon & cut to the chase–
& as so oft is the case, during & after we started getting our missing krowd by dribs & drabs… In came the beautiful
& heavenly Hoerler sisters, kurvaceous Kristina (con gusto Gustavo) & easy-on-the-eyes Eva… The East Bay's ultra-
attractive Ulfeldt Anja, kutie-pie Kelly, marmoreal Mable Syrup, lithe Lisa Vincenti, kaptivating Kate Willett (who
now, sadly for her many fans– just ask manly Marc Roper —heads back to Chicago for the nonce), among a bevy of
bewitching beauties… speaking of which, pneumatic Pamela Angel, up from L.A. visiting doting Dr. Hal, xperienced
ADH for the 1st time that nite from the front row; spectacular & personable Pamela will be back (we hope)… 'Twas
also a first for fine artist & quondam cartoonist pioneering Palmer Vreedees, pal o' paparazzo Puzzling Evidence
(they enjoyed some pre-show SubGenius "shop talk"), who, as always, recorded us for prurient Posterity…
Persistent Paul Pot (a.k.a. pious Paul Cox) appeared with canine companion jolly Joppa the Mutt– all this time we
thought it was "Jabba" –but said quadruped takes his cognomen from that ancient city, south of Caesarea, also
called Jaffa, where, according to scribbler Strabo in the 1st century A.D., alluring Andromeda, see-worthy daughter
of careless starr'd Ethiop queen Cassiopeia, was bound, naked and quivering, to a rock in the sea as a human
sacrifice, to appease thrunched Thetis & the other sea-nymphs, as a snack for the fearsome local sea-dragon, before
plucky Perseus rescued her in the nick of time… Anyhoo, we were all wet about that darn dawg's name, dog-gone it,
now here corrected… Phat Phineas T. Smokepott, a.k.a. kachinnating Ken Garr, known for & by his ultra-loud laff,
sat with his welcome contingent, the snickering Smoke Pot Guys– they find everything amusing, lucky 4 us… Dauntless Deekoo was there too… And so, as the minutes counted down to the turn-over of the year, we were
fortunate to be among so many good friends… Whoever shelled out $60 to take in the show at Bimbo's, or expended
a small fortune to be at competing Sea of Dreams, at good old Chez Poulet Gallery-Cabaret for a mere 10 smackers
we were flying high… Say, wotta 'bout the Bus Trip? we hear you all plaintively asking while you're multi-tasking…
what was that like? Sorry, all that stuff is classified, Clyde– you shouldda been there, square.. Maybe nexttime?
UPCOMING– Mark your Calendar for this Saturday the 8th when Radio Valencia.FM, our own super-sizzling
sensation uvva radio station– or izzit a podcast station? –celebrates its extended existence with a way-out wing-ding… A little bird on our shoulder cheeped that C.P.'ll be the place to be that eve… Pocket Full of Rye will play, they
say, & wotta party… all so's the likes of us can keep on keepin' on… It's a fun(d)-raiser, so do your part for art here in
the City of Arts & Innovation… Just before ADH's Friday-nite fracas, another event could be well-spent @ the old same
place: a dual booksigning & image show from 2 auteurs known to readers of this column: joltin' John Law & jaunty Jon
Haeber, authors respectively of The Space Between & Grossinger's: City of Refuge and Illusion. Larruping Law and
heroic Haeber will be presenting their images and signing copies of their books at 8 PM. You know where– Chez
Poulet, at 3359 Cesar Chavez St., on Thursday, January 6th, Twenty-eleven, not Twenty-ten as (they) previously reported, tsk., tsk….


text:
4–11 May 2024
Uzbekistan offers a number of central Asian specialities. Top amongst these are Turkestan Ground Jays, which are relatively easy to find. Other range-restricted species include Hume's Lark, Variable Wheatear and Azure (Yellow-breasted) and Black-breasted Tits along with numerous larks, warblers and other passerines. There will be short tours to appreciate the history of Uzbekistan's ancient cities, Bukhara and Samarkand, both of which are in excess of 2500 years old!
Combine this tour with our tour to Kazakhstan and save £150 on the combined total if flights from London are arranged by us.
Day 1 Departure from London on an overnight flight to Tashkent.
Day 2 Following our arrival in Tashkent, we will drive northeast to the foothills of the western Tien Shan Mountains, where we will begin our introduction to Central Asian nature and culture. At an altitude of 1600 metres we will enjoy a great variety of landscapes and habitats from snow-covered peaks, mountain streams with waterfalls, slopes covered with juniper and conifer forests and high meadows to steppe and desert patches with poplar trees lining the roadsides. This habitat diversity will give us the opportunity to see many typical Tien Shan Mountain species such as Griffon and Himalayan Vultures, Cinereous Vulture, Booted Eagle, Crested and European Honey Buzzards, Common Rock Thrush, Blue Whistling Thrush, Hume's Whitethroat, Greenish Warbler, Hume's Warbler, European (Grey-headed) Goldfinch and Rock Bunting. We also may find Black-breasted Tit, the highly-range-restricted yellow-breasted form of Azure Tit and White-capped Bunting, which during the last 20–30 years, has expanded its range from the east of the Tien Shan Mountains. Lesser Grey Shrike, Indian Golden Oriole, Blyth's Reed Warbler, European Bee-eater and Red-rumped Swallow are all common, but to find Tawny Owl and Eurasian Scops Owl we will need to put in extra effort. Other special birds we will be looking for include White-crowned Penduline Tit, White-winged Woodpecker and Great (Turkestan) Tit. We will stay overnight in a local hotel.
Day 3 After early-morning birding and breakfast we will start our long journey via Tashkent to Samarkand, birding en route. Passing through endless fields and small villages we are likely to see Common Swift, Crested Lark, European Roller, White Stork, Long-tailed Shrike, Common Myna and Rosy Starlings feeding in big flocks or covering trees. Mulberry trees along the roads are one of the characteristic features of Uzbekistan: local farmers historically used the leaves of mulberry trees for feeding silkworms, which, of course, produce silk. For centuries this has been one of the most important businesses for local people. Further on, when driving through remote desert areas with clay/rocky hills and scattered bushes, we may see both Pied and Variable Wheatears before our arrival in Samarkand in the late afternoon. Along with Bukhara, Samarkand is one of the oldest inhabited cities in the world, prospering from its location on the trade route between China and the Mediterranean. Founded around 700 BC by the Sogdians, at times Samarkand has been one of the greatest cities of Central Asia; it is the contemporary of Rome, Athens and Babylon. The city is situated on the south bank of the Zarafshan River, with Afrasiyab being the oldest part of the ruined ancient city. For millennia, Samarkand has attracted the attention of politicians, businessmen and travellers and reached the height of its prosperity and grandeur at the time of Timur the Great. The city has an advantageous geographical situation being on an important crossroads of the Great Silk Road. Some of the magnificent medieval architecture still remains and, at some point during our two-night stay, we will take a short tour to see the beautiful monuments of this ancient city.
Day 4 Armed with a packed breakfast we will leave very early and head south to the Takhtakaracha Hills. These are dry, sparsely-vegetated rocky hills with clay outcrops, a real desert landscape interspersed with narrow valleys full of lush vegetation. In this habitat we will look for our target birds: White-throated Robin, Upcher's, Eastern Olivaceous and Eastern Orphean Warblers, Indian Paradise Flycatcher, Eastern Rock Nuthatch, Rock Sparrow, Red-headed Bunting, Hume's Lark and White (Masked) Wagtail. We will also have a good chance of seeing Finsch's Wheatear, while other more widespread birds are likely to include Chukar, Shikra, Eurasian Hobby, White-throated Dipper (leucogaster), Red-tailed Shrike, Common Cuckoo, Eurasian Hoopoe, Eurasian Tree Sparrow, European Greenfinch, Common Rosefinch, Common Blackbird, Cetti's Warbler and Spotted Flycatcher. We will have a picnic lunch in the hills under the shade of ancient trees before returning to Samarkand.
Day 5 We will start early again today on the long drive to another pearl of central Asia, the historic town of Bukhara. We will keep our eyes open en route and stop if we see something interesting but we will be driving mainly through agricultural areas. Following an early-afternoon check-in at our hotel and lunch, the rest of the afternoon can be spent sightseeing in Bukhara or preparing for a very early start next morning! Located on the Silk Road, the city has long been a centre of trade, scholarship, culture and religion. The historic centre of Bukhara, which contains numerous mosques and madrasas, is a UNESCO World Heritage Site and, in 1997, the 2500th anniversary of the founding of the city was celebrated. Most of Bukhara's centre is of huge historical and architectural importance with the main part being occupied by a former madrasa. The Ark, a huge fortress built in the fifth century, is now a museum while the Kalyan mosque and minaret is one of the most majestic buildings in central Asia and can accommodate ten thousand people. The minaret itself was built in 1127 and is 48 metres high; it was used variously for summoning believers to prayer, as a watch tower and, until the twentieth century, as a place of execution by throwing criminals off the top! Two nights will be spent in Bukhara.
Day 6 Today we will venture into the Kyzyl-Kum desert to look for probably the most sought-after desert bird and the key bird of the tour, Turkestan Ground Jay. It will be quite a long journey but, by keeping alert, we may spot our target bird before we reach the main area, either running between Saxaul trees or perched on top of one. We will also have a chance to see many other typical desert species like Short-toed Snake Eagle, Long-legged Buzzard, Brown-necked Raven, Macqueen's Bustard, Eurasian Thick-knee, Little (Hutton's) Owl, Turkestan Short-toed Lark, Isabelline Wheatear, Streaked Scrub Warbler, Asian Desert Warbler, Lesser Whitethroat (halimodendri and minula), Great Grey Shrike, Desert Finch, Spanish Sparrow and House Sparrow of the migratory bactrianus race.
Day 7 This morning we will visit several of the large number of wetlands around Bukhara. Some of them are being considered for designation as RAMSAR sites because of their importance for breeding and wintering birds. The most significant species we will look for are Pygmy Cormorant, Purple Heron, White-tailed Lapwing, Blue-cheeked Bee-eater, Pied Bush Chat, Clamorous (Indian) Reed Warbler and Ferruginous and Marbled Ducks. Finding some of these may require a little extra effort, while birds that can be found more easily during our search are Great Crested Grebe, Great and Little Egrets, Black-crowned Night-heron, Grey Heron, Eurasian Spoonbill, Glossy Ibis, Common Shelduck, Northern Shoveler, Red-crested Pochard, Western Marsh Harrier, Eurasian Coot, Black-winged Stilt, Collared Pratincole, Little Ringed and Kentish Plovers, Little Stint, Black-tailed Godwit, Wood and Common Sandpipers, Slender-billed and Caspian Gulls, Common, Little and Whiskered Terns, Common Kingfisher, Oriental Skylark, Citrine and Western Yellow (Black-headed) Wagtails, Bearded Reedling, Rufous-tailed Scrub Robin and Moustached and Sykes's Warblers, Common Reed Warbler (fuscus) and Common Reed Bunting (pyrrhuloides). After dinner we will catch an evening flight to Tashkent, where we will stay overnight.
Day 8 Morning flight back to the UK, arriving in the evening, or for those joining us on our Kazakhstan tour, flight from Tashkent to Almaty.
General Information The climate is variable, from cool in the mountains to hot in the deserts; some rain is possible. Accommodation standards are generally quite good with en-suite facilities. Food standards are good too, with most drinks being included. Transport is by comfortable minibus or four-wheel drive. There are no special health requirements. Only a moderate degree of fitness is required for some of the walks. Visas are not required for EU citizens. Photographic opportunities are excellent.
Group size Minimum number for tour to go ahead: 6; maximum group size: 12 with 1 leader.


text:
1.3: Common Questions about Dates
- Page ID
- 75620
Today is:
|Wednesday, 26 December 2012
|Long count = 126.96.36.199.5; tzolkin = 9 Chicchan; haab = 8 Kankin
|6 Nivôse an 221 de la Révolution
|12 Safar 1434
|13 Teveth 5773
|13 December 2012
|Day 3 of week 52 of 2012
|6 Dey 1391
|17 Takhsas 2005
|17 Kiyahk 1729
|Cycle 78, year 29 (Ren-Chen), month 11 (Ren-Zi), day 14 (Xin-You)
How long has our calendar been around?
We are writing this on 12/26/12 or Wednesday, December 26, 2012; traditionally understood as two-thousand and twelve years (give or take a few) after Jesus Christ is believed to have been born. But if Jesus used a calendar, it would not have been the one we use.
Our calendar is called the Gregorian calendar and was instituted by Pope Gregory XIII in 1582. There are many other calendars. Quite a few societies have used calendars linked to the years their kings ruled. And there are numerous calendars, beyond the Gregorian calendar, that are still in use today. For example, 2012 equates to 1434/35 in the Islamic calendar and 5772–73 in the Jewish calendar (both are lunar, based on the cycles of the moon).
BC or BCE?
Many people use the abbreviations BC and AD when writing a year (for example, AD 2012). BC refers to "Before Christ," and the initials, AD, stand for Anno Domini, which is Latin for "In the year of our Lord." This system was devised by a monk in the year 525. A more recent system uses BCE which stands for "Before the Common Era" and CE for "Common Era." This newer system is now widely used as a way of expressing the same periods as BC and AD, but without the Christian reference. According to these systems, we count time backwards Before the Common Era (BCE) and forwards in the Common Era (CE).
Often dates will be preceded with a "c." or a "ca." These are abbreviations of the Latin word "circa" which means around, or approximately. We use this before a date to indicate that we do not know exactly when something happened, so c. 400 BCE means approximately 400 years Before the Common Era.
Why 2012 is in the Twenty-First Century?
We live in the twenty-first century, that is, the 2000s. Similarly when we say "twentieth century," we are referring to the 1900s. All this because, according to the calendar we use, the first century included the years 1–99 (there was no year zero), and the second century, the years 100–199. Similarly, when we say second century BCE we are referring to the years 100–199 BCE.
Within our calendar, we also have a tendency to find portentous meaning in the millennial years, that is, in the years 1000 and more recently, 2000.
Contributors and Attributions
- Common Questions about Dates. Authored by: Dr. Beth Harris and Dr. Steven Zucker. Provided by: Khan Academy. Located at: https://web.archive.org/web/20140215033424/http://smarthistory.khanacademy.org/common-questions.html. License: CC BY-NC-SA: Attribution-NonCommercial-ShareAlike


text:
Contact Us
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12 Rowntree Gardens


text:
Boat Harbour cleanup expected to start in 2021
$217M cleanup faces regulatory, environmental challenges
The start date to clean up Boat Harbour, Nova Scotia's biggest environmentally contaminated site, may be pushed back by a year to 2021.
The remediation project at the pulp mill effluent facility, and its timetable, is separate from a new treatment system that is being proposed by Northern Pulp to replace Boat Harbour.
But the cleanup is facing its own regulatory and environmental challenges.
"It's a big, complex problem," said Ken Swain, a project leader. "It's a pretty complicated solution."
Nova Scotia on the hook
Since 1967, lagoons adjacent to the Pictou Landing First Nation have received tens of millions of litres of wastewater effluent per day from a nearby pulp mill.
The Boat Harbour treatment facility is owned by the provincial government, which is on the hook for the cleanup once the facility closes. The cost is forecast at $217 million.
Not the pipe in the Northumberland Strait project
Controversy swirls over where the mill's latest owner, Northern Pulp, plans to discharge treated effluent when Boat Harbour closes.
Swain said the remediation is proceeding on the assumption Boat Harbour will close by Jan. 31, 2020 — as required under the 2015 Boat Harbour Act — even if the Boat Harbour cleanup is not ready to proceed.
"We're probably gonna have to push that back," Swain said.
Cleanup expected to start in 2021
Swain points to the environmental assessment process. The cleanup project will undergo a Tier II provincial environmental assessment, which includes an independent review panel and public hearings. It can last up to 275 days.
Last week, the province submitted its plans to the Canadian Environmental Assessment Agency. The agency will decide in February whether the project should undergo a federal assessment.
Procurement will follow regulatory approval and take months longer.
"So what we would probably see in that instance is not being able to have the full-scale implementation started until perhaps early 2021," Swain said.
The Boat Harbour cleanup plan
The plan is to dredge up to a million cubic metres of contaminated, watery sediment and pipe it to a pad where water will be removed for treatment.
Up to 500,000 cubic metres of solids will be moved to an existing and expanded containment cell on site.
"The biggest technical challenge is effectively removing that material off the bottom of Boat Harbour," said Swain.
"We want to figure out the most efficient and effective way of getting the lens of contaminated sludge off the bottom and taking as little as possible of the clean underlying harbour bottom."
Why a key pilot project was suspended
They are still looking for the right solution.
Last October, dredging began to test techniques, but the pilot project was suspended in December because cold weather froze pipes.
The pilot project will resume sometime in April or May.
What's in raw mill effluent?
In May 2017, the province awarded a $6.7-million contract to GHD, an international consulting firm, to come up with the detailed plan for the cleanup.
The plan submitted to the federal government on Jan. 7 is from GHD and Nova Scotia Lands, a provincial agency charged with environmental cleanup.
GHD determined the nature and extent of contamination.
It also compared raw effluent with provincial and federal standards.
"Results indicated both PCBs and dioxins and furans were below the applicable criteria, while metals exceed the marine criteria for barium, boron, cadmium, copper, lead, mercury, and zinc. Metals parameters reported to exceed the Provincial human health criteria were sodium and vanadium," the project description stated.
The good news
The contaminated sludge is 10 per cent solids and 90 per cent water. The goal is remove between 50 to 70 per cent of the water.
The good news so far is water removed from the sludge is relatively clean.
"It will need some treatment, but not to the extent that we initially were envisioning," Swain said.
"We know we have to deal with in excess of five million cubic metres of water during the full-scale implementation of the remediation, which is several thousand Olympic-size swimming pools. So it's a large volume, a big-cost driver."
How the forecast cost has increased
In 2018, the cost of the full cleanup was estimated at $217 million.
It has risen steadily since the initial estimate of $52 million in 2015, $88 million in 2016 and $133 million in 2017.
A new forecast is expected in mid-2019 after the pilot project is completed.
The goal of the cleanup is to return Boat Harbour to a tidal estuary — its original condition in 1967 — which means removing all the contaminated sediment.
"We'll have to be clean," said Swain.
"At the end of the day what goes out needs to be in compliance with the Fisheries Act. So we cannot release any deleterious substances into the environment so we've got to get it all."


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A new roundabout at the intersection of Grassie Boulevard and Molson Street will begin operating on Friday.
The City of Winnipeg says the roundabout, which replaces an existing four-way stop, will improve traffic flow, and reduce vehicle emissions and fuel consumption.
To allow for the final stage of construction, traffic approaching the intersection will not be permitted to travel eastbound on Grassie until the last week of November at the latest.
Motorists unfamiliar with how to navigate a roundabout can consult the city's website.
— Staff