text:
Journey of the Declaration / Part # 1
Graff / Declaration House / Philadelphia, PA
Graff House / Philadelphia, PA
(Illustration Credit / Robert Shaw)
(Illustration Credit / Robert Shaw)
We hold these truths to be self-evident... The simple words that changed the political face of the world forever, were penned by a young Thomas Jefferson in rented rooms at the Graff House in Philadelphia. Jefferson stayed in two rooms on the second floor in the Georgian Style brick home on the corner of Seventh and Market Streets, while representing Virginia during the Second Continental Congress. Jefferson was new to the Congress and had not attended the First Continental Congress the previous year. A lot had transpired since the last meeting, including the skirmishes of Lexington, Concord Bridge, and the fall of Fort Ticonderoga to Ethan Allen and the Green Mountain Boys. Despite the exchange of gunfire and causalities on both sides, the delegates were unable to make a full commitment to war with a vote for independence.
The delegates had good reason to ponder the decision of Independence carefully. Great Britain was the most powerful nation in the world with the robust military muscle to manage a worldwide empire. The British Royal Navy had over 130 frigates at the ready, while America had no ships of war and in fact, no real official navy. In retrospect, America really had no standing full-time military at all, they had few military weapons, and little funding available to purchase the supplies they would need. Common sense pointed to obvious failure and the wealthy men seated within Independence Hall had the most to lose, including their lives. A vote for Independence was a self admission and full confession for committing high treason against the Crown. During the exhausting debate, a motion was put forth to create a declaration of grievances, listing the reasons why Independence should be the course of action. President of the Congress, John Hancock, decided to forge a committee to create a document that would make the issues on the table more clear, which would hopefully lead to a final vote, once and for all, on the pondering issue of Independence.
(Image Credit / National Archives)
Members of President Hancock's Committee of Five were chosen carefully from the three regions of the 13 Colonies to ensure equal representation in the proposed Declaration. The group included John Adams from Massachusetts and Roger Sherman from Connecticut to represent the New England Colonies. Pennsylvania delegate Ben Franklin and Robert Livingston of New York served for the middle colonies. The lone southern appointment was Thomas Jefferson of Virginia, who had a respected reputation as a scholar and gifted writer. Four of the delegates represented the most powerful of the 13 Colonies with a representative from Connecticut chosen to represent the interests of the smaller provinces. The group independently decided to appoint Jefferson to write the document with the other members in the panel editing the Declaration with agreed upon revisions. At the time, the task of creating the Declaration was looked upon as a chore that would be little remembered... in the course of human events. They couldn't have been more wrong!
(Photo Credit / Google Earth Images)
It was Jefferson's burden to capture the meaning of the concept of Independence. His end product was a document that would impact the decision path of the Second Continental Congress and the lives of the American people they were illegally representing. The task was an awesome one. In order to find the words, Jefferson sought solitude away from the center of the city by moving into furnished rooms on the second floor of the Graff household on the edge of town. Today it is hard to visualize the busy location as the quiet edge of Philadelphia as it appeared in June of 1776. The rural setting of fields and farms provided a Monticello-like atmosphere for Jefferson to do what he did best... write. We know from Jefferson's rough drafts that the declaration was a difficult work in progress with many rewrites and revisions. The entire process took three weeks from start to finish. Jefferson said little as the other members of the Committee of Five edited his words and revised his thoughts. Much to Jefferson's disappointment, his committee colleagues, none of whom owned slaves, removed his statement within the Declaration condemning the institution of slavery.
(Painting Credit / John Trumbull)
Thomas Jefferson was a man consumed by conflicting principles throughout his life. He hated the Peculiar Institution but owned and depended on slave labor to support his livelihood. He did not believe in carrying financial debt and yet he was often deeply in debt. It was said that the only thing the impressive Monticello plantation wasn't... was profitable. He hated politics yet would be pulled away time and again to reluctantly serve in political office, later including two terms as the third President of the United States. Jefferson had always desired to become an academic scholar like the famous men he admired and displayed throughout his home in the form of portrait and sculpture. However, it was not to be and in some ways he became what he detested most. However, he showed the world his gifts of thought, expressed in documents, including the Declaration of Independence. His powerful words would change the future path of the world in ways he never could have imagined.
(Article Credit / T. Jefferson / Virginia Gazette 1769)
The decision to remove Jefferson's condemnation of slavery from the Declaration of Independence was a political decision of geography and economics. Thus far, the conflict between America and Great Britain was a northern fight centered mostly in Massachusetts. If the vote would pass for the support of Independence, the northern colonies had no chance of victory without support from southern colonies. The idea of bringing an open debate on slavery onto the floor of the Second Continental Congress was counterproductive to their end purpose. The southern colonies would never support a cause that would put the foundation of their future economic vitality in jeopardy. Benjamin Franklin hoped the institution of slavery in America would follow the example of Europe and slowly fade from existence. As tobacco markets flooded with product and the price continued to fall, the dependence for slave labor fell with it. A decision was made not to make an issue over something that would hopefully dissolve by itself with time. However, the future introduction of cotton as a new southern cash crop would upset the theory. The failure to address the issue of slavery during the nation's birth, would implode in the American Civil War 85 years later, ending in the deaths of an estimated 600,000 Americans.
The Committee of Five presented a copy of the Declaration of Independence to members of the Second Continental Congress at Independence Hall in Philadelphia on June 28, 1776. A fevered debate erupted within each individual colony on what the final position should be when the time came to officially cast their single collective vote. The first vote was tabulated with eight colonies voting "Yes" for Independence, Pennsylvania and South Carolina voting against it, Delaware's two delegates disagreed and were split equating to a no vote, and New York did not have permission to vote at all from their colonial assembly back home.. so they abstained. Internal conflicts prevented Georgia from sending a delegate to the Second Continental Congress until July 20, 1776... so they were out of it. Talk about complicated! They decided to table the motion and vote again the next day, time enough for some political maneuvering, bargaining, and dealing. The more things change, the more they stay the same! Looking back, it seems like they would continue to vote until they achieved the desired outcome of the majority present, time for all to jump on the band wagon!
Delaware State Quarter
The next day they voted again with two opposed members from Pennsylvania abstaining, allowing the colony to support Independence with a 3-2 internal vote. Pennsylvania was now on-board! South Carolina decided to reverse their posted "No" vote from the previous day to a "Yes" vote. In addition, New York finally received the authority to actually cast an official vote from the powers-to-be back home and cast a "Yes" vote for Independence. Only Delaware was on the other side of the fence at Independence Hall, looking very isolated and alone. Delaware's two delegates in attendance were on extreme opposite ends of the debate and their 1-1 tie vote equated to a "No" vote. Caesar Rodney was the third assigned delegate for Delaware, but was back home in Dover attending to government business when he learned of his colony's dual deadlock cancelling vote. He was the deciding vote for the colony yet to be cast and jumped on his horse and rode 80 miles through rain and storms to dramatically arrive at Independence Hall. He was just in time to vote "Yes" and bring Delaware in line for Independence with the eleven other colonies in attendance. Caesar Rodney's determination to make his vote count earned him a place of honor on Delaware's state quarter, the first created by the United States Mint in their highly collectable 50 State Quarters Series.
(Painting Credit / Armand-Dumaresq / Circa 1873)
The Declaration of Independence was officially adopted by the Second Continental Congress on July 4, 1776 but most likely may have been signed by the delegates about a month later. President John Hancock had the privilege of signing his name first, making it large enough for King George III to read it without his spectacles. As a result, his famous scripted name later became synonymous with the word signature. One delegate stood opposite of the table holding the Declaration so he could see each delegate's facial expression as they signed what might very well be their own death warrant. Their names were all now a matter of public record, as they openly committed treason and flirted with death. The signature of Stephen Hopkins appears little more than a jagged scratch suggesting fear. However, the truth of the matter was that he suffered from a nervous condition called palsy that caused his hands to shake, making writing difficult. "My hand trembles but my heart does not," he said, as he signed his name to the parchment. The 56 members who signed the Declaration of Independence became forever known as the sacred fraternity dubbed the Founding Fathers.
Over time, the Graff House went through many architectural changes and expansions that made the building almost unrecognizable compared with the original structure of 1776. Eventually the site was torn down in 1883 to make way for the Penn National Bank, including the original Graff house somewhere deep within the expanded four story structure. On July 4, 1956 the Independence National Historic Park was created in an effort to preserve and protect a 55 acre area within the Old City and Society Hill sections of the city of Philadelphia. Much of the historic area had been previously built up with commercial properties and many wished open space would be created within the newly designated park. Eyesore buildings and businesses were torn down and removed from view as historic buildings were added to the list to be protected by the National Park Service. Today the area is also known as America's Most Historic Mile because so much history is contained within such a small area.
Map of the Historic Mile
Independence National Historic Park
As the Bicentennial celebration approached, many previous lost historic buildings were brought back to life including the Graff House that was rebuilt with help of historic research, including photographs and drawings. Today it is known as the Declaration House and serves as a museum to Thomas Jefferson and the process of writing the famous document. It has since been included within the Independence National Historic Park. The two rooms Jefferson occupied are recreated for visitors but contain few original artifacts with the exception of the key to the front door. The house itself is one of the most narrow I have ever seen in the city and almost appears to be a facade of some kind. Each floor consisted of two long narrow rooms connected by a center hallway and staircase. The Declaration House does not have consistent hours and it is best to call in advance to see when it is open to the public when planning a visit. On our next installment of the Declaration of Independence we will travel to Washington D.C. to view the document in person at the National Archives building. See you next week!
Philadelphia. PA


text:
Located in the eclectic Woodmont Triangle neighborhood, Bainbridge Bethesda Apartments pairs distinguished living with refined conveniences in its sleek, 18-story building. The Bethesda luxury apartment's striking architecture features a palette of soft greys and white accented with canary yellow, orange and other bright metals, making it a distinguished part of an area renown for its five-star dining, lavish shopping, and abundance of recreational adventures.
Bainbridge Bethesda
4918 Saint Elmo Ave
Bethesda, MD 20814
Select a Category:

subset: commoncrawl


text:
Ive been pretty torn on opening up about this the last few weeks. Some of you know that Brandan and I posted our story a few weeks back in an attempt to ask for help and support in regards to IVF. Unfortunately we had some VERY negative comments made towards us which made me not want to publicly talk about this AT ALL. Even some of my own family was not as supportive as I would have hoped – and therefor I shut down from sharing anything and everything in regards to our story openly and on social media.
However, after searching and reading others stories online the last few weeks, I feel like its something I should be able to talk about openly as I do feel sharing our experience may be able to help others who have been struggling in the same manner. So here it goes (again).
To back up a bit, I will fill you in on the story of our infertility up to this point.
As many of you know, Brandan and I (Amber) were married a year and a half ago. Since the day we met we both knew we wanted children and that desire has only been increased with the growth of our relationship and bond.
As we are both in the fitness industry, we had our reservations on the potential issues we may face when it came to trying to conceive. We were diligent in working with the best hormone doctors in setting ourselves up to be as healthy as possible for what we had hoped would happen in the near future.
After a few months of properly balancing our hormones we decided to contact our local fertility specialist and have some testing done, plus just gather information on where we stood with our chances to conceive. We wanted to be proactive in whichever way we could to have the best possible outcome. After many labs, tests and lots of money (our insurance does not cover fertility as most dont) we were told by our specialist that we should be able to conceive on our own within 6 months of diligently trying.
After 6 months passed and lots of let downs, we decided to take things a bit further and try a procedure called IUI (Intrauterine insemination (IUI) is a fertility treatment that involves placing sperm inside a woman's uterus to facilitate fertilization. The goal of IUI is to increase the number of sperm that reach the fallopian tubes and subsequently increase the chance of fertilization.)
We were determined to get pregnant and hopeful that this procedure would help. When that procedure failed, we weren't ready to give up. Unfortunately two more procedures later we were still at a loss as to why we hadnt been able to concieve. The other unfortunate factor was after those three rounds of IUI we had already drained most of any reserves we had financially, as we spent about $10,000 on the labs, testing, and the three procedures.
Looking back, I almost wished we would have just went straight to IVF (In vitro fertilization is a process by which an egg is fertilised by sperm outside the body. The process involves monitoring and stimulating a woman's ovulatory process, removing an ovum or ova (egg or eggs) from the woman's ovaries and letting sperm fertilise them in a liquid in a laboratory. The fertilised egg is cultured for 2–6 days in a growth medium and is then implanted in the same or another woman's uterus, with the intention of establishing a successful pregnancy)as it was the more expensive option with a higher success rate we put our faith in the less expensive IUI procedure. Unfortunately, It would have been impossible to tell almost a year later we would still be in the same position with no child to show for our efforts or money spent.
As this subject is very sensitive and personal, both Brandan and I found ourselves depressed and needing to focus on other things. We got back into preparing for some of our fitness endeveurs during summer although we never stopped trying, we just figured we would focus on our careers for a few months and then come back to putting all of our energy into trying to concieve.
Some of you know that last year we went as far as getting a nursery set up in our home, something that for a long time upset me – seeing an empty crib for months and feeling stupid for being so hopeful it would have happened for us by now.
(Our Nursery Room)
After lots of re-strategizing and with the help of others generosity we have been able to start the IVF process. We are currently three weeks into the beginning stage of IVF for the sake of having our first baby- the one thing we have yet been able to accomplish that we both want so badly. I plan to share my experiences with IVF and the things others dont want to talk about on my blog and Instagram in hopes of helping others who may have struggled or be struggling with unexplained infertility.
(My baby Nephew Caden who I adore)


text:
By Paul Jesse
Are you interested in starting a home-based business? You may want to work from home for several
reasons, including dissatisfaction with your current job, because you have small children or elderly parents that
require you to be at home, or you may just need the income a home-based business opportunity can provide. Since you
have come this far, you are already an Internet entrepreneur ready to take the first step in creating a steady
income and implementing your home-based business ideas. You can be your own boss and generate steady income with
your own home-based Internet endeavors.
The first step in starting a home-based business is to develop a business plan. Researching your
options thoroughly and making wise decisions can make your home-based business very successful and give you a
steady stream of income, all from the comfort of your home. There are numerous business opportunities geared
towards those who want to work from home. Some promise instant wealth and long lasting success for simply signing
up. The truth is that any home business will require effort, marketing, and a network of contacts. The amount of
work you are willing to put into your home-based Internet business is directly related to the amount of income you
may earn.
Plan each step of starting your business carefully. Examine your short and long-term goals and plan
how you are going to achieve them. Some home business opportunities are free while others require an investment.
Check into free affiliate programs, free home-based businesses, and take a look at those which will need an upfront
financial commitment from you. It is possible to earn serious cash from home, but you will have to commit to your
business plan and follow it closely. A home-based business must follow certain guidelines. The difference is that
the business is located in your home.
Do not restrict what you do based on self-imposed doubt and lack of confidence. If you have an idea
to start your own home-based business and are truly ready to take that step towards making your dreams a reality,
then develop your plan and implement it. It takes self-discipline to plan your business and your life then work
towards turning your ideas into steady cash. Make informed decisions and give your home-based business the time and
energy it takes to build wealth. Distinguish yourself from the competition and you will be on your way to financial
Successful home-based businesses utilize all available resources. There are many tools and sources
of information freely offered that will assist you in achieving your goals. You can find any number of tips,
marketing plans, strategies, and advice from the Internet and small business organizations. It is common for those
starting an Internet or other home-based business to feel as if they are getting nowhere fast. Patience,
discipline, and old-fashioned hard work are the key in creating a constant cash flow. If you have the motivation
and discipline it takes, you can operate your own successful home-based business, generate the income you need, and
enjoy the freedom of being your own boss.
So how does someone decide which home business is right for them? Research is the key by reading honest articles
from a variety of sources. This web site seeks to collect a host of ideas and opinions on a variety of
business ideas that your can read and assess for yourself.
Good luck - live long and prosper!
The Perfect Options Team
Warning: include(xcommentpro/Main.php): failed to open stream: No such file or directory in /freeola/users/8/3/sr0178438/htdocs/earn-income-by-starting-your-own-home-based-business.php on line 228
Warning: include(): Failed opening 'xcommentpro/Main.php' for inclusion (include_path='.:/usr/share/pear:/usr/share/php') in /freeola/users/8/3/sr0178438/htdocs/earn-income-by-starting-your-own-home-based-business.php on line 228
© Copyright 2012, www.perfectoptions.com - All rights


text:
Remove tough stains with a high-pressure washer. Whether you're fixing your car or having a braai, outdoor activities can be a messy business. This machinery allows you to make the most of your outdoor area without having to worry about how you're going to clean up afterwards. You can find a high-pressure washer for sale on Truck & Trailer.
1. Clean your grill
Do you enjoy braaiing with your friends and family? While hosting a braai is fun, it's a hassle to clean up after your guests have left. Removing the grease and fat from your grill is one of the toughest parts. When you own a high-pressure washer, you won't have to struggle to get your grill clean. Leave a degreaser on the grill for a few minutes before blasting off the dirt with water. If you're using an electric braai, make sure that you detach the grill before washing it.
2. Wash your car
Keep your car sparkling clean with a high-pressure washer. Cleaning your car regularly is important as it keeps your car looking good and helps to decrease the damage that dirt can cause. Making time to wash your vehicle amidst a busy schedule can be difficult, however, a high-pressure washer makes it much faster to get the job done.
Spray water onto the car first to remove any dirt or mud. Next, apply detergent before spraying water again. Don't forget to remove dirt from underneath your vehicle too. You can clean the wheel wells using this machinery. As a safety precaution, don't set the pressure too high as it could damage the paint. The benefits of this equipment don't stop there. You can also use it to clean motorcycles and trucks.
3. Remove dirt from outdoor furniture
Outdoor furniture makes a great addition to your garden. However, the furniture is exposed to the elements and plenty of dirt. It's easier to keep your outdoor furniture looking great when you own a high-pressure washer.
4. Clean your garage and driveway
From dust to oil stains, garages and driveways can be unclean places. These parts of your property are used regularly, which increase the grime that's found there. When you use a high-pressure washer regularly, it helps to keep your property in good shape.
You'll prevent stains from building up and detracting from the aesthetics of your home. Cleaning a garage is nobody's idea of a good time, but it will be a lot more convenient and faster with this piece of machinery. The addition of special attachments can help to adjust your high-pressure washer so that it meets the requirements of the task at hand.
5. Keep metallic surfaces clean
Make the most of your high-pressure washer by using it to clean metallic surfaces. From metal fencing to gutters and drains, there are plenty of surfaces around your home that could use a good clean. If you have a metal roof, this machinery can be used to remove dirt from it. You can use a high-pressure setting but don't put the nozzle close to the surface as pressurised water could scratch the metal.
6. Lawnmower and tools
Your work doesn't stop after you've mowed your lawn. You'll also need to wash your lawnmower from time to time. Use your high-pressure washer to make light work of this task. It can also be used to clean other tools.
7. Wash your home's exterior
Is your house looking worse for wear? The exterior walls may need a good clean. These walls are exposed to the elements and plenty of dust and dirt. Use protective eyewear to stay safe from any items that the spray loosens.
Now that you know the benefits of owning this piece of equipment, you can make light work of stubborn stains by using it around your home. You can find a durable high-pressure washer for sale on Truck & Trailer.
Truck & Trailer Staff Writer
Latest posts by Truck & Trailer Staff Writer (see all)
- Reach the right target audience with Truck & Trailer's digital marketing products - April 21, 2020
- Mercedes-Benz Arocs: A new Force in Construction - March 24, 2020
- 9 fuel-management tips to improve your fleet's consumption - March 17, 2020


text:
Dewey Beach – The Delaware State Police Collision Reconstruction Unit is investigating a motor vehicle crash involving a pedestrian that has claimed the life of a Maryland man, according to Director of Public Information, Sergeant Richard Bratz.
Bratz said the incident occurred at approximately 12:31 a.m., Friday, May 25, 2018 on Coastal Highway (SR1) northbound at the intersection of Keybox Road south of Dewey Beach. A 2012 Hyundai Accent, operated by a 56-year-old Lewes man was traveling northbound on Coastal Highway (SR 1) in the right lane approaching the intersection of Keybox Road.
A pedestrian was walking southbound along the northbound shoulder of Coastal Highway in the area of the intersection. For unknown reasons, the pedestrian entered into the northbound travel lane of Coastal Highway directly into the path of the vehicle, said Bratz.
The operator of the Hyundai Accent was unable to avoid the pedestrian and struck him with the right front bumper within the right travel lane. After the collision, the pedestrian came to rest on the northbound shoulder of Coastal Highway. The vehicle continued northbound for a short distance before coming to a controlled stop on the northbound shoulder of Coastal Highway north of the pedestrian.
The roadway was dark and the pedestrian was not in a marked crosswalk or carrying a light at the time of the collision. The pedestrian was pronounced dead at the scene by responding EMS. Alcohol and unsafe speed are not factors on behalf of the driver. Alcohol does appear to be a contributing factor on behalf of the pedestrian, said Bratz.
The operator of the Hyundai Accent was properly restrained and sustained no injuries as a result of the crash.
The northbound lanes of Coastal Highway were closed between Dewey Beach and the Inlet Bridge for approximately four hours while the crash was investigated and cleared.
Anyone with information regarding this incident is asked to contact Master Corporal K. Argo at 302-644-5020. Information may also be provided by calling Delaware crime stoppers at 1-800-TIP-3333 or via the internet at http://www.delaware.crimestoppersweb.com
If you or someone you know is a victim or witness of crime or have lost a loved one to a sudden death and are in need of assistance, the Delaware State Police Victim Services Unit/Delaware Victim Center is available to offer you support and resources 24 hours a day through a toll free hotline 1800 VICTIM-1. (1800 842-8461). You may also email the unit Director at [email protected].


text:
For the past 7 years or so, since retiring, the aim of my investments has been to generate income and I have naturally gravitated towards building a sustainable higher yielding portfolio. In early 2013, I did a couple of guest posts for RIT "Investing for Income… Using Shares" and "…Using Investment Trusts".
Shortly after this, I started this blog and I thought it could also be a useful exercise to track my income portfolios and have therefore monitored the progress of an individual shares portfolio and a separate investment trust portfolio.
Of course, this is not so much of a problem when prices are generally rising, as they have been in recent months. The FTSE 100 broke through to its all time high of 7,020 last week.
When I was younger, working full time in my business and various other activities, my shares were probably much less of a focus. Now I am retired and writing my ebooks and blog, the investments are more upfront and dominant - perhaps more significantly, I depend on them for my income.
Another aspect of share price volatility is income yield. If the price goes up 30%, 40% or even 50% in a fairly short time frame, although I will get exactly the same dividend in my account, the yield will have dropped.
Take a couple of examples - I bought L&G around a year back for 205p and a yield of 4.5% - 9.3p per share. Today the sp is up to 295p - an increase of over 40%. After 12 months the dividend has been increased over 20% to 11.25p but the yield has fallen to 3.8%.
Likewise with easyJet, the share price has had a strong run over the past few months - up from around £12.50 to currently £18.50 in just 6 months - a rise of nearly 50%. Although the dividend was increased by 35% this year, the yield has fallen to less than 2.5%.
My instinct is in both cases to hold long term, but I am also aware not to become emotionally attached to any one individual holding - the dramatic rise in capital values offers opportunities to obtain a better income elsewhere.
Dividend Cuts
Share price volatility combined with a drop in income is a double whammy for this income investor who relies on investment income to pay the bills and put food on the table.
Over the past year, 3 of my holdings have announced the dreaded 'C' word. My two supermarket holdings Tesco and Sainsbury performed poorly in 2014. Tesco cut its interim dividend by 75% and later cancelled its full year dividend. Sainsbury announced that they would fix dividend cover at 2x earnings - forecast earnings for the coming year are 26p for this year and 22p for next year which implies a dividend of 13p and 11p compared to last years dividend of 17p.
More bad news on income recently when British Gas owner Centrica announced a 30% cut in dividend.
Although my shares portfolio is only around 40% of my equities holding - cuts to 3 of my shares out of 24 will have an impact on overall income for the next year or two which I will need to try and make up elsewhere.
A Quieter Life
By contrast, the volatility on my collective investment holdings is less of a rollercoaster and therefore, from an emotional aspect, I find them much easier to maintain some equilibrium. This is only to be expected given the number of holdings in each trust or fund.
In addition, whilst the income from my shares and trusts are very similar, the total return from my basket of investment trusts has outperformed my shares portfolio in each of the past 5 years. The percentages are fairly modest - last year for example the gap was only 0.2%, the previous year a little higher at 3.1%, 2012 was 2.5%.
These performance figures have been nagging away for the past year or so and have prompted me to seriously question whether the more profitable route over the longer term would be to switch the proceeds of the shares entirely to collectives.
As we have seen with management charges, the effect of an extra 2% or 3% compounded over several years can make quite a difference to your final outcome.
The total return on my equities portfolio for the past 5 yrs has been : 2010 10.4% (13.5%), 2011 1.1% (2.9%), 2012 11.5% (15.5%), 2013 13.9% (21.0%) and 2014 3.5% (1.8%) [total returns for the Vanguard UK Equity Income fund shown in brackets/bold]. Combined 5 yr total for above returns are 40.4% (54.7%).
When I take a cold, hard look at the analysis and compare performance - firstly shares -v- investment trusts, and secondly my combined income equity -v- Vanguard fund, it is clear that something needs to change and hence a review of the past 5 years leads to the conclusion that a new approach is needed.
New Strategy
I have asked myself a couple of questions -
Does my shares portfolio give me an edge over the other possible strategy options, and
Is all the time and effort I put into researching and running such a portfolio worth it?
If I am honest, the answer to both has to be NO.
Having regard to all of the above, I think it is fairly clear that my individual shares have been the weakest link of my income strategy to-date. A 5 yr time frame comparing parallel portfolios is long enough to draw conclusions and I feel therefore the time has probably come to wind down the shares portfolio and redirect investment towards my investment trusts, ETFs and also to embrace the possibility of more low cost tracker funds such as my recent purchase of Vanguard UK Equity Income.
That's not to say I will be selling all my shares - for the time being, I will maintain a slimmed down portfolio of what I regard as solid long term core holdings - the likes of Unilever, Next, Reckitt etc. I have however started to sell off some of my shares which have seen significant share price appreciation and which have as a result, become lower yielding holdings.
This process has started with portfolio sales of DS Smith @ 377p, Hargreaves Lansdowne @ 1175p and Sage Group @ 489p. The proceeds of these was £5,560 and from last month, Imperial Tobacco £1,897 have been reinvested into the Vanguard UK income fund.
I will update the individual shares portfolio in the next week or so.
As ever, slow & steady steps…..
|Spring is here!


text:
Mary (Katie) North | Spanish Major '17
Mary (Katie) North. Spanish '17, was honored as LMU's Marian at graduation. The university Marian is the graduating woman with the most outstanding service record and high academic standards. North took pre-nursing courses in the College of Science and Engineering and she volunteered as a clinical assistant at Venice Family Clinic. In her junior year, Katie studied in the CASA program in El Salvador. A recipient of Student Service and Leadership Sister Peg Dolan, Father Alfred Kilp and Sister McKay's Awards, Mary was inducted to the Alpha Sigma Nu Jesuit Honors Society, and to Sigma Delta Pi. She will be pursuing her M.S at USD's Nursing School.


text:
David Hockney "Untitled, 346" Tulips Ipad Drawing. A eight color inkjet print on cotton fibre archival paper. Produced in 2010 as part of a limited edition of 250 prints.
Signed and numbered by David Hockney
SIZE: 43.2 x 56 cm
Share this Product
More from this collection
Out of stock! Selling yours?
David Hockney "Hawthorn Bush in Front of a Very Old and Dying Pear Tree"


text:
Date of Publication
Background: • Amyotrophic Lateral Sclerosis (ALS), also known as Lou Gehrig's disease, is a progressive neurodegenerative disease caused by the degeneration of brain and spinal cord motor neurons, leading to steady loss of voluntary muscle function and early death from respiratory failure. •The incidence of ALS is 1?2/100,000 population, the prevalence is 5?6/100,000 and approximately 30,000 people are living with ALS in the United States. • Currently there is no cure for ALS; treatment is focused on symptomatic care and improving the quality of life. • Most ALS patients in the United States are treated either at multidisciplinary ALS centers/clinics in academic institutions or by community?based physicians/ neurology practices. • It is unclear if outcomes in patients with ALS are different among those followed in multidisciplinary clinics(MDC) versus community based physicians/ neurology practices (CP). • The goal of this project was to compare the type of respiratory education and care received by patients with ALS from Northern New England at MDC's (Fletcher Allen and Dartmouth Medical Center) versus CP.
Rup Tandan, MD, FRCP, University of Vermont College of Medicine
Christine Broderick, Northern New England ALS Association
Northern New England ALS Association
Respiratory Diseases
Creative Commons License
This work is licensed under a Creative Commons Attribution-Noncommercial 3.0 License
Recommended Citation
Davisson, Katie; Gallant-Bernstien, Ariel; Hoang, Mai; Longstroth, David; Mason, Bryan; Moran, Colleen; Ozgur, Omar; Woodhead, Abigail; Tandan, Rup; and Broderick, Christine, "Respiratory Management of Patients with ALS in Northern New England" (2008). Public Health Projects, 2008-present. 30.


text:
About company:
The Perfect Room is a digital marketplace where the interior designed service has been turned into an online product. Founded by Kathryn M. Ireland - renowned designer based in LA, US.
The main purpose of the project is to bring luxury decor and beautiful rooms to everyone's life in a few steps and make it customized based on specific criteria included in the quiz section. On the website, there are shoppable luxury decor packages with full-service installation available, that are delivered to the customer's door. It's a tailored solution to fit various styles and tastes.


text:
Here's some fantastic news: The Landmarks Preservation Commission has just voted unanimously to make the legendary LGBT bar an official New York landmark. This has long been in the works, and it couldn't come at a better time, with the NYC Pride March happening this Sunday, June 28. That date also happens to mark the 46th anniversary of the 1969 Stonewall uprising, which is considered the start of the LGBT civil-rights movement.
The new status means that any changes to Stonewall's building would require permission from the city. And because Stonewall is already located within Greenwich Village's Historic District, this kind of individual designation is unprecedented — making the ruling even more significant.


text:
Don't forget to link up with Heather, Johannah, Tanya, and myself... just grab our new graphic for 2019 and link up below!
Monday, January 14, 2019
Our Weekend - The One with All the Slowness
Don't forget to link up with Heather, Johannah, Tanya, and myself... just grab our new graphic for 2019 and link up below!
22 comments:
What a great weekend. Love the picture of Olivia with all her princesses. And all the baby snuggles.ReplyDelete
I can't wait for the planner post.
Love the planner you have this year! I adore that photo of Olivia - frame it and have it for her forever!! xo, Biana -BlovedBostonReplyDelete
Sounds like the perfect weekend! I can't believe all those princesses...if I were a little girl I would be in heaven with all those, haha! And as you know, I am beyond excited for your planner post! Happy Monday!ReplyDelete
Your niece is such a doll. Just loving the pic of Olivia with all her princesses! I hope your week gets off to a great start!ReplyDelete
Love that picture of Olivia with all of her princesses!! Looking forward to your planner post.ReplyDelete
I love the picture with the princesses. I probably asked you this already but where did you get that white blanket? They used to have them at Ikea for cheap but they don't anymore! The pictures of the grandkids with your parents are so cute! I think my idea of heaven is similar to yours, baby snuggles and puppies!ReplyDelete
I am excited for Wednesday's post. I love looking at other's planners. I love the picture of Olivia with all the princesses. What a fun and relaxing weekend. January always seems so long to me and is my least favorite month. I like your outlook on it and really need to change mine. Hahaha!ReplyDelete
I cannot wait for you planner post... seriously.. and her princesses! Evie saw the photo this morning and said I want all those princess dolls. So now I know what she will be getting for birthday..ReplyDelete
I LOVE that photo of Olivia with the princesses and I totally try to match up the shoes too! Ughhh pet peeve.ReplyDelete
Yay for all the baby snuggles - the BEST! Quiet and relaxing weekends are always my fav and so needed to re-charge <3ReplyDelete
Green Fashionista
What a great low-key weekend. And yes to all the baby snuggles, Mr. is a huge baby hog, so I barely ever get baby snuggles, haha! Love that picture of O with her princesses. Good for you for matching all that stuff up. Mini Fox has so many toys I don't know how to keep them all in check!ReplyDelete
That photo of Olivia with her dolls is precious! And your niece is the cutest! I don't blame you for wanting snuggle time. Hope your week is great!ReplyDelete
I am starting Friends From College Season 2 today. I am sooo excited that it is out. I love seeing pictures of your whole family together. My niece was born on Friday and I can't wait to meet her!ReplyDelete
What a great weekend and I must agree that January is becoming a favorite of mine, too! There's just something about starting fresh. Great job even finding the barbie shoes. #goals I'll have to check out Friends From College. We just finished Stranger Things and now we're on to Ozark. I also want to start The Marvelous Mrs. Maisel! Also, I've toooootally been reading all of your other blog posts - I apologize for not always commenting...it's a goal of mine to get back to not only reading blog posts, but commenting on them, as well! Have a great Monday, girlfriend!!!ReplyDelete
What a fun weekend! I can't wait to see your planner post. Even though I'm strictly a google calendar gal, I love to see how organized everyone else is. I love how y'all go to church on Saturday evening. I think that would make Sunday so relaxing! Have a wonderful week!ReplyDelete
A slow weekend is a perfect weekend to me!!! Love that Olivia even put on her gloves with her princess dress--she knows how to dress haha!ReplyDelete
Sarah at MeetTheShaneyfelts
Love the princess photos and how proud she was of her sandwich (by the way that is a very neatly made sandwich too!).ReplyDeleteReplies
Thank you! And yes, it was very neatly made. I was so proud of her. I need to get her to start cooking for me. Haha.Delete
I love January! It's my birthday month!ReplyDelete
Sometimes a slow weekend is the EXACT thing that's needed! Our Sunday was super lazy, too, and I loved it. January is sort of like when that plan you made that you didn't really want to go through with gets cancelled -- in month form. ;) A good excuse to stay in! Love that picture of O with her princesses!ReplyDelete
That is quite the Princess collection your princess has. Measuring them against her height is darling. Baby snuggles are the BEST and I can't wait to have a lap full of grandkids. Happy Tuesday!!! XOXOReplyDelete
That photo of Olivia and the princesses is just so cute! I love a slow weekend, I had two of those and now am looking forward to my next one!ReplyDelete
Thank you for taking the time to comment... I read and respond to each and every one! However, if you are a no-reply blogger (meaning that your email address is not connected to your Blogger account), I will not be able to reply to you directly via email... you will have to check back on the blog post for a response!


text:
Home » Colleges » Smt. Veeramma Gangasiri College for Women
Find precise and comprehensive information on Smt. Veeramma Gangasiri College for Women located in the city of Gulbarga. You can find the college address, detail such as university affiliation, accreditation, recognition, collge ranking, infrastucture, courses and many more. You can even contact the college of your choice to realize your career dream.


text:
Teachers and students fled in panic when more than 20 wild monkeys raided their school canteen in the southern Thai province of Krabi at lunch time (Feb 27, 2019), the Thai-language daily Matichon reported.
No one was hurt by the monkeys, which returned to the forest after finishing their lunch.
Forestry officials who came to the school said food was scarce in the forest this year. They will catch the monkeys in the next few days and take them to a shelter.
Please follow and like us:


text:
Request a skip quote now!
Skip Hire in Skegness
We supply you with the most reliable skip providers in Skegness, starting from just 2 yard skips all the way up to 40 foot skip hire in Skegness.
Skip Hire Skegness
If you aren't sure how big a skip you need in Skegness then Cheap Skips will help you with a free skip size guideline written solely for you.
Man & Van Skegness
There's a chance you're buying new furniture and require a van and man in Skegness to pick up your old furniture, therefore we can provide you the very best connections.
House Clearances
Loads of skip hire suppliers in Skegness also provide house clearance services at cost effective rates for people that don't or cannot drive for themselves.
Skip Hire in Skegness
Cheap Skips provides a quick quote as well as supply skips in Skegness. Our assortment of skips can accommodate all waste material types dependant upon the size of skip. We supply skips from 2 to Forty yards in length througout Skegness along with equipment including skip lifting cradles, skip lights, skip locks, even waste handling services. Get a quote and then make an enquiry in Skegness right away.
Skegness Skip Hire Prices
Cheap Skips supply a efficient, expert skip hire lead service in Skegness and nearby towns and villages. We are able to offer skips of 4, 6 and 8-yard total capacity and supply considerable discount rates on collection for top soil and rubble in Skegness.
Commercial Skip Hire in Skegness
In search of skips in Skegness? Well look no further than the quality waste disposal and skip expert services available from our skip hire associates in Skegness. Our associates have been delivering high grade builders skips in Skegness and through the entire UK for countless years and in addition we enjoy an incredible reputation for their top level of customer satisfaction.
What we can offer you!
Our associates offer a total waste management service in Skegness for home and business waste materials:
- Skip Hire Skegness (4cu Yard Midi Skip) (8cu Yard Builders Skip) (10cu Yard Maxi Skip)
- Industrial Waste in Skegness
- Household Waste in Skegness
- Yard Waste in Skegness
- Rubble removal in Skegness
- General Waste in Skegness
- Waste Removal (none harmful) in Skegness
- Waste Managing Suggestions in Skegness
- Enviromentally friendly Plans in Skegness
- Waste Management Plans in Skegness
Want to sponsor this page?
Get in touch for more details Cheap skips supplies a rubbish removing, waste disposal and recycling service in Skegness. We offer waste clearance specialists in addition to grab hire experts. All of our waste solutions can include usage of completely licensed waste transfer stations in Skegness, skip rental, grab lorry rental, muck away tipper hire and recycling.
Contact us for advertising rates
What we offer in Skegness
- Skip Hire
- Mini Skips
- Scrap Metal Removal
- 4 Yard Skip
- 6 Yard Skip
- 10 Yard Skip
- 25 Yard Skip
- Skip Bins
- Skip Quotes
- Mini Skips
- Commercial Skips
- Cubic Yard Skips
- 12 Yard Skip
- 3 Yard Skip
- 5 Yard Skip
- 30 Yard Skip
- One Day Skip Hire
- Skip Hire Prices
- Builders Skips
- Industrial Skips
- Maxi Skips
- 8 Yard Skip
- 14 Yard Skip
- 16 Yard Skip
- 40 Yard Skips
- Trailer Skips
- 7 Day Skip Hire
- Roll On Roll Off Skips
- Residential Skips
- Domestic Skips
- 2 Yard Skip
- 18 Yard Skip
- 20 Yard Skip
- Lockable Skips
- Skip Bags
- Rent a Skip
Need skip hire leads?
Say Hello!
If you are a skip hire company and require leads for your property or business then contact us today to see what cheap-skips.co.uk can do for you.


text:
Friday, February 10
Step stool to foot stool
13 comments:
Wow! Quite the transformation! Great work!ReplyDelete
Great transformation - and looks lovely and comfy now!ReplyDelete
Thanks for linking to a Round Tuit!
Hope you have a fabulous week!
Jill @ Creating my way to Success
You did quite the transformation from step stool to foot stool. It is really pretty, and love how the material drapes on the floor. Like the two different materials together! My fingers are crossed that you would share this at Sunday's Best party going on right now.ReplyDelete
What a great idea! Way to repurpose! And it looks good...bonus!ReplyDelete
I love it! Would love it if you came by and linked up to my Manic Monday Linky Party!ReplyDelete
WOW! This is s creative idea! I would love for you stop by and link up at my linky party via: http://ourdelightfulhome.blogspot.com/ReplyDelete
Mrs. Delightful
Fabulous repurpose! Would love for you to stop by and link up to the Tuesday To Do Party (if you haven't already.) Also, the Pretty Packages Party is going on & I would love for you to share any creative gifts, packages or party favor ideas!ReplyDelete
Very nice!! Thanks for sharing!ReplyDelete
I love the skirt you put on -- great inspiration.ReplyDelete
What a transformation! It looks amazing!ReplyDelete
I love how you have the stool a face lift! thanks for sharing!ReplyDelete
It looks so elegant! Thanks for linking up to the Share the Love Wednesday link party!ReplyDelete


text:
Vegas and the Twilight Slowpoke
Just to warn people, this blog post is going to be epicly long. As people that follow me on Twitter know, I haven't been posting...Read More
Onigiri Brigade (Bento 371)
These tiny little onigiri are snugly packed in with some leftover minute chicken!Read More
Lasagna Bento, Garden Update, and Cake Pix
Since I made two trays of lasagna for dinner for Baby Girl's birthday, we ate that for dinner again last night and I have even more...Read More
Salmon Pasta Bento (348)
Some leftover salmon pasta fills one square in my pink four section box. Also, a garden update!Read More


text:
An FPNer who wrote me a letter and used this color on one page introduced this ink to me. Instantly I knew I had to have it. Which is a little strange because I generally only use Antique browns and this is not one? Nevertheless, I loved it I had to have it. The ink is a smaller company and harder to get but once again thanks to an FPNer I found it at Art Brown (no affiliation) and ordered it.
This review was written again with my Jinaho F5 M nib and written on Staples Bagesse
composition notebook paper. This ink behaves nicely and lays down very wet. While it is wet it does not feather and did not bleed through on this paper, it did not show any shadows on it either. It has in my opinion beautiful shading.
The dryer line was written with a No name Fine nibbed pen that is usually very dry. Again, the ink behaved nicely, you will notice that the shading is not as noticeable but the pretty golden brown is still clear and even with my dry pen it laid down a wet line.
Dry time is a little high because of how wet it sets down so lefties will want to be careful again. But this is such a beautiful ink I think it is worth the extra care and dry time. And a bonus is that while your writing it smells like a yummy Caramel candy. The scent only lasts 10 minutes so it is for the writer not the person who will get the writing.
Click to Enlarge


text:
IPC2 is a fully functional miniature computer based on Intel 4th generation (Haswell ULT) Mobile
Intel® Core™ 64-bit dual core processor family, features Intel HD graphics engine and rich connectivity options. System connectivity can be easily expanded by adding FACE Modules board. IPC2 capable to drive 3 independent displays with up to 4K resolution, simultaneously (triple-head). Runs Windows 7/8/10 and Linux operating systems.
Completely fanless design delivers performance up to 6523 points score on Geekbench3 benchmark tool.
IPC2 serves a wide range of applications – industrial control and automation, networking and communications infrastructures, media players, IPTV, infotainment system, digital signage and smart kiosks, gaming or small-footprint desktop replacement.


text: As far as we know, all life on Earth depends on water. As humans, we need freshwater to survive. Many of us in the United States don't spend a lot of time thinking about water. Most of the time, we aren't worried about water unless there's too much, as in a flood, or not enough, as in a drought. Yet this precious and essential resource isn't distributed evenly across our planet.


text:
Learner Support Unit (LSU)
Browse by
To view a drop down list of items:Click on
Subject,Title or Author
Collections in this community
Recent Submissions
Apparent randomness and chaotic non-linearity: change over time in the essays of a cohort of philosophy undergraduates (Mary Immaculate College, University of Limerick, 2013)For most degree programmes in third-level education, the primary form of assessment is by written work submitted by the student to an assessor, either through formal, time-limited examinations or take-home essays. This ...
Non-Official Higher Education in the UK (Gutenberg, 1999)
Traveller Health: A Research Project to develop an Action plan for the Mid-Western Health Board (NIHS, 2003-06)Research has shown that Travellers do not share similar health status to the settled population. The 1996 Population Census showed that only 1.3% of Travellers were over 65 years compared to 11.4% of the general population ...
A research and development strategy for Hillingdon Primary Care Trust (PCT) in North West London (NIHS, 2002)Rationale: There were three notable milestones for health research in England during the 1990s. The NHS R&D programme was established and it prioritised research on themes such as the primary-secondary care interface and ...
Moving on: Achieving Equity of Access to Education in Ireland – the case of travellers (TED Project Mary Immaculate College, 2007)This paper examines the issues of traveller access to higher education in geral, and how the moving on project at Mary Immaculate College (MIC) is addressing them specifically
Achieving equity of access to higher education in Ireland, the case for travellers (2005)This study contains the results of two separate, but connected, studies on the access and provision for Traveller students in education in Ireland: • A review of existing policy documentation pertaining to Traveller ...
Evaluation of pre-university programme (2005)Introduction. In the period of November 2004 – February 2005, the pilot Pre-University Programme, run in partnership with the Adult and Community Education Programme of County Limerick Vocational Education Committee ...
Policy Impacts on Internationally Mobile Researchers and Research in Education (2013)CAROLINE HEALY 38TH EDUCATIONAL STUDIES ASSOCIATION OF IRELAND CONFERENCE LIMERICK (21–23 MARCH 2013) THEME - 'EDUCATIONAL POLICY IN CHANGING TIMES: CONSULTATION, IMPLEMENTATION AND IMPACT'
An evaluation of the Targeted initiative on access of mature Students in Ireland (2001)This Report contains the results of two separate, but interlocking, studies on the access and provision for mature students in Irish higher Education • An evaluation of the Higher Education Authorities targeted initiative ...
Insights into the Hunt Report's Research Recommendations (2012)National Strategy for Higher Education to 2030 in Ireland (January 2011) and what it may mean for educational research in Ireland during this time of transformation Strategy is a major review of all aspects of contemporary ...
The development of internationalisation policy in UK higher education (2002)This study is concerned with examining the process of the intemationdsation of education and teaching within UK higher education in general, and in particular, with the impact on the working practices, values and norms ...


text: It's the most wonderful time of the year…filled with fun events and festive holiday cheer. But amidst all the excitement, hustle and bustle, it's important not to forget one important thing. When the celebrations are done and the confetti is cleared, a brand-new year will be here. Make sure you're ready. Follow these tips as you […]Continue Reading →