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Dividend from investments into listed companies forms one of the passive income streams. Whenever this concept of dividend as income is talked, that too from shares, the immediate thought is that, it will be very less returns and the next one is, how to rely on a company for a longer period. Because every person who has a fairly good period of exposure to stock investing will know in their memory itself, many companies have vanished from their business.
Whereas, on the other side, there are people who are having dividend as a regular income stream. A couple of years back when the Tata Sons board had a thought of reducing dividends, there was big concern raised by elderly people who said that, they had commitments in their life based on the dividends and reducing it will impact their lifestyle.
What this shows is that, there is a possibility to have dividend as regular income which can take care of our livelihood expenses. In that case, how is it sustainable if a company gives ₹5 as dividend for a stock that is quoting ₹250. The dividend yield comes to only 2% of the investment.
Yes, most of the good, familiar and companies that have long track record of existence generally pay out about 2% of their prevailing value of the stock as dividend. While these are companies that are growing in their business consistently and that growth takes the stock price higher as time passes.
So, today if we buy a stock for dividend the return will be lesser, whereas holding on to that stock for a longer period increases the value of the stock as also its dividends. A ₹250 stock will become ₹2000 over a period and at the time the 2% dividend will work out to ₹40. So you will be getting ₹40 as income from your original investment of ₹250, which becomes attractive.
Only criteria here is to chose a stock that has been there in the market for a fairly long period and also continue to be in existence for an even longer period. Do we have businesses like that in our country?
Yes, there are many. Like ITC, BATA, TITAN, Hindustan Lever, Godrej, Bajaj Auto, Maruti to name a few. Look at these names, most of them or producing daily use products that you and I consume. When will we stop consuming and these companies can run out of business? For example, ITC has been there for more than a century now. In almost every corner of your city you will find Bata store, probably you will be using a Bata product too.
Investing in these kind of businesses will help get a good dividend income over a longer period and these investments will become legacies which you can leave for your children. If not to have all your income coming from dividends, one can look at having a portion of his or her income from dividends.
This is passive, because you are not required to put any kind of effort in making these investments work, people consume & growth these companies. So long the consumption continues, your investment grows and keeps giving you returns.
I did a working on ITC to find if it is viable. The stock price of ITC was about ₹850 in 2000. Over the last 18 years ITC has given many bonuses and splits in its stock price. If someone had bought 100 shares of ITC in 2000 by investing ₹85000. His dividend in 2001 was only ₹1000. It is just a little above 1%.
After all the splits and bonuses, today the 100 shares have grown to 4500 shares and the stock is priced at ₹300 today. The value of ₹85000 invested in 2000 is now ₹13.50 lakhs. The dividend that came for these shares in 2018 is ₹23500.
₹85000 investment in 2000 is now fetching 23500 per annum which is close to 30% of the investment & it will keep increasing.
If you have thoughts of having dividend as one of your sources of income in your retirement years, you can think of accumulating stocks like ITC to create a legacy. One more advantage is that, the feeling that you own a part of the countries economy. As you go across town in your older days, as you keep seeing brands across and people consuming, your mind will say, "I own a part of these businesses and every minute it is earning me income."
What a feeling right?


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NEW YORK, June 17 (JTA) — Violence and terror in Israel haven't diminished Atara Lindenbaum's desire to visit the Jewish state. "I know the rules," the Yeshiva University freshman said of her upcoming year of study at a seminary outside the West Bank settlement of Efrat. "I don't take buses in Yerushalayim — unless they're bulletproof," she said, using the Hebrew term for Jerusalem as she rattles off one of her family's stipulations. Lindenbaum's brother, Yehoshua, has been studying in Israel for two years, and the family has grown accustomed to the quirks and necessities of life amid terror. In fact, a grudging acceptance of the fact that Israel periodically hemorrhages from terror may be one reason for a marked rise in attendance in student trips to Israel this summer and in yearlong academic programs starting at summer's end. With the "road map" peace plan not yet having ended the Palestinian intifada, some American Jewish students and their parents have grown tired of postponing the Israel experience. Additionally, the end of the U.S.-led war on Iraq and, with it, the threat of an Iraqi attack against Israel have eased travel anxieties. The past 12 months in Israel have been relatively less violent than the preceding year. Enrollment in most short-term Israel programs still has not returned to anything near pre-intifada levels, which stripped programs of participants who feared for their security. But Israel programs are reporting significant increases over 2002, when they had their lowest enrollment in the past decade. Some yearlong programs, which generally have suffered less from the intifada than have shorter trips, are now approaching or even surpassing their pre-intifada levels. Overall, trips for this summer and coming year are up by 80 percent, according to Michael Landsberg, executive director of the North American aliyah department of the Jewish Agency for Israel. "When abnormality becomes normality," he said, people adapt. Navah Kogen, 16, who will attend a five-week summer program with the Conservative movement's United Synagogue Youth in Israel, agreed. "I think people have readjusted their idea of what normal is in Israel as opposed to 1999 and 2000, where we were all expecting peace to be right around the corner," said the junior at the Solomon Schechter Day School in West Orange, N.J. "A lot of people are starting to understand that it's going to be a much longer process," she said. "We might be getting a little more complacent with the situation and also a bit more hopeful about where we might be heading." Indeed, it seems, a creeping sense of optimism has changed the landscape of American programs in Israel. "Over the last few months, there was a sense that this coming year is going to be a good year and an important year to be in Israel," said John Fisher, director of enrollment management at Yeshiva University. This coming academic year, Y.U. will send its largest delegation of students to Israel in the program's 25-year history. Of the university's 2,800 undergraduates, 620 are slated to study in Israel this fall. Along with the opportunity to "make a statement, to be there to support Israel," Fisher said, "I think there's been optimism that it would be a year that would be relatively safe." Enrollment in the program dipped slightly over the past two years, with 560 students last year. In general, Orthodox programs have been least affected by the intifada, with numbers remaining relatively steady. Birthright israel, the free trip to Israel for 18- to 26-year-olds who have never been on a group trip to Israel, is expecting twice as many North American participants compared with last summer. Barring an extraordinary wave of terrorism, the group plans this summer to bring between 3,000 and 3,500 North Americans to Israel, up from 1,500 last summer, said Gideon Mark, international director of marketing and public relations for the group. While the total number of participants is approaching the level of birthright's early years, the proportion of North Americans among the youth — even with this summer's projected increase — has fallen to about 50 percent from approximately 70 percent. Hebrew University, the site of a deadly terrorist attack last summer, doubled its number of applications for summer programs this year. Still, with about 450 American applicants for programs starting in the summer and fall, Hebrew University is far short of the 700 American applicants it used to receive annually before the outbreak of the intifada. "We still have a way to go until we match pre-intifada numbers, but this is certainly a positive upward trend that would suggest that there is a growing number of students committed to study abroad in Israel," said Amy Sugin, director of the American Friends of Hebrew University's office of academic affairs. Program coordinators also say the quality of the students going to Israel is impressive. Students visiting Israel today have deeper goals for connecting with Israel, said Neil Weidberg, acting director of Israel programs for Young Judaea. "Kids used to come and want to go to Ben Yehuda Street and climb Masada and that's it," he said, referring to the late 1990s, when his program shuttled 1,300 North American kids to summer programs in Israel. The 170 North American kids registered for this summer, however, are starting out with a sense of knowledge about and empathy with the Jewish state, he said. "They know Israel is in the condition it's in, and they want to come and they want to contribute and they want to support Israel," Weidberg said. The group's Year Course program plans to bring 175 North American students to Israel in the fall, about equal to the pre-intifada enrollment and a jump from 98 students last year. Parents, of course, play a critical role in shaping their children's outlook and, ultimately, permitting their attendance. "I think for a family to be able to send their child to Israel, they have to have a stronger connection to Israel than the parent did when it was just very popular to send your kid to Israel not so many years ago," Weidberg said. In recent years, USY has run short Israel programs for parent representatives from each of the Conservative youth group's 17 regions. The trip, which highlights security measures, aims to soothe parents' concerns and allow them to reassure other nervous parents when they return. "The average parent would have greater credibility than someone who actually works for the organization," said Jules Gutin, international director for USY. After the June 11 bus bombing in Jerusalem, USY sent a mass e-mail to participants' parents informing them that the Jerusalem market where the incident occurred is off-limits to participants. It added that the youth group monitors security with guidance from the Jewish Agency for Israel. For many participants, the promise of an excursion in the Jewish state trumps any security-related fears. "When you go, there's a lot more life than death," Lindenbaum said, adding that the life in Israel is "so rich." She said she is looking forward to experiencing Israelis' laid-back attitudes and to being in an environment where "everyone is just going together to learn Torah."
Israel programs report upswing

subset: commoncrawl


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Architects of Society and the Power of Division
Julian Wash, Contributor
Waking Times
Dear Humans,
There is much talk in the news about people taking sides on a certain issue, and if one believes the headlines, such talk is creating wide division within the masses. But what is division, and why should we care?
An Ancient Tool For The Masses
In the following few passages I hope to present to you how "division" is really an ancient tool of control and to put it simply, an illusion. The only reason illusions work is because we think they do. Most all of us have bought into them, believing the words of the illusionists and giving credibility to the practitioners of this brand of magic. The architects of society rely on such tools to govern the masses as they see fit.
I Am He As You Are He As You Are Me And We Are All Together
Yes, we are different and unique as individuals, but we are also very social and closely connected to one another as a species. When we first enter this world we are not separated by our minor genetic differences nor contrasting ideologies. Such things we are taught. At our most basic level we are simply human, by that I mean the most pure, perfect form of human expression. Our social nature allows us to build relationships, organizations and societies. No matter what your role may happen to be in this life, it's an essential role. There are no minor players in this game.
But when we surrender our power and authority to an illusion we become compromised, and compromise begets among other things, fear. Ironically it would seem, it's these practitioners of illusion that are the fearful ones. They fear the masses will someday wake to this illusionary construct of duality, the "black versus white" the "good versus evil," etc. It's in this realm of duality that the tools of division work so well. They know the illusion is set and dwells in the hearts and minds of all people, but particularly within those who hold fear, hate and other ominous energies close to them. The architects will play with these very solid, dense vibrations. After all, it's very easy to control a population that is fear-based or angry. On the other hand, it's virtually impossible to reign over a world of enlightened, loving people.
No Wimps Here
While I'm on the point, one should not make the mistake of assuming that these enlightened and loving people are in some way docile or (for lack of a better word) wimpy. Nothing could be further from the truth. People who have faced reality with a clear and objective vision, who have had the courage to take a peek behind the proverbial curtain and shine a light on the operator, are the same people who will continue to inspire and lead the rest of us out from this maze of confusion.
So this will be a short entry today. But please consider the many, many ways humanity has been divided, and in the process weakened and compromised. We've been divided on the basis of race, religion, language, geography and ethnicity, divided according to political ideologies, economic status, hair color, eye color, even by our sport teams and the list goes on. I think you get the picture. The closer you look at the many ways we've been divided, the clearer it will become. On one level we might appreciate the craft of the illusionist for spell casting such formidable illusions. From a higher level one is amazed by just how deeply entrenched the illusions are and how insidious the infection is.
It's been said that "united we stand- divided we fall". I have faith in the human condition and though I realize "division" won't be going away any time soon, I can also choose to step somewhat outside the circle and watch from a different perspective. Wherever an opportunity presents itself I will offer my point of view and it will come from a position of love and understanding.
Which Race are You?
Today I would simply like to celebrate the only race I've come to know, "the human race". So as we become more aware of the devious and circuitous nature of the illusionist, we should embrace our internal light of truth, our compass of awareness, and watch as the shadows and lines that divide us begin to slowly disappear.
Till next time.
About the Author
There is a certain obscurity that follows Julian Wash. After all, any writer that starts off with "Dear Humans" might be a little hard to nail down. We sense he's benevolent, a little crazy and we think rather enjoyable to read. Email: email@example.com
**This article was originally published at The Rattle Report.**
This article is offered under Creative Commons license. It's okay to republish it anywhere as long as attribution bio is included and all links remain intact.
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…if you look hard enough. Or make your own door.
Brian Acton was a software engineer that used to work at Yahoo and Apple. When he applied to Twitter and Facebook, they both said no.
So he teamed up with a fellow former Yahoo engineer to create the cloud-based messaging app, WhatsApp.
This week, Facebook agreed to buy WhatsApp for $16 billion.
Not a bad change in careers.
You can read the rest of the article Forbes.


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|Applications Overview | Technology | Basic Plasma Physics | Space Plasmas | Plasma Astrophysics Magnetic Confinement Fusion | High Energy Density Physics | Alternate Concepts for Fusion
Many alternate fusion concepts are being investigated even though Tokamak magnetic confinement systems remain a leading candidate for practical fusion energy reactors. There are several alternate concepts which are being thoroughly investigated. Various alternate concepts were thoroughly discussed at the Innovative Confinement Concepts Workshop ICC 1998.
References: An excellent article in Scientific American on
'Alternate Paths to Fusion' brochure, UCRL-TB-124383, 9/96
Alternate Fusion Concepts
Research Centers emphasizing Alternate Fusion Concepts


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Shoe of the Day | Aldo Whitley Pump
Aldo Whitley Pump is actually Asian-inspired but you have to admit it's colors and festive look does scream Christmas. This elegant pointy-toe pump, which also comes in black, features a synthetic back with floral design detail, faux suede front, metallic piping and interior and a very comfortable 4" heel making it look like a sensible pump with a touch of whimsy. For those who are intrigued, this pump is currently on sale for $38.49 at www.aldoshoes.com.
What do you think ladies?
Category: Aldo, Christmas-inspired heels, Heels, Holiday Shoes, Shoe of the Day, Whitley Pump, Women's Shoes


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Arab Advisors Group released a new report: "Digital Payments in Saudi Arabia" which analyzed the various digital payments offered by telecom operators and key digital payment players in Saudi Arabia. The report, which was released in June 2021, answers the following questions:
• What are the digital payments available in Saudi Arabia, who are the key players and what are their offerings?
• What is the regulatory framework governing digital payments?
• How are telecom operators involved in digital payments?
• What are the recent key events in this sector?
• What are the significant digital payment indicators?


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September 26, 2009 – How Do You Feel About Home Invaders?
Buck and Steve are back and talking TV. Steve describes a food hangover. Steve locks himself out of his house…late at night. The guys celebrate the life of a man who is not scared to let home invaders know what he thinks…while naked. All this in front of a live studio audience!
Podcast: Play in new window | Download
Subscribe: RSS


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Tell your friends where you are going.
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Our friends at: Dollholic Event - September / October 2022


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We originally came over to the U.S. with the intention to travel across the country for three years in an RV.
I love not being tied into plans, as, once you arrive in the present moment, you may just realize that the plan doesn't fit.
It's good to be able to quickly adapt so you can move with the flow.
Moving abroad takes a lot of time, money and energy, in the months before you leave your country, and the months after you arrive in the new country.
Especially a move as big as ours, for as long as ours, with so many balls to juggle.
So when we arrived in the U.S. last year, we didn't have the resources to deal with getting straight into an RV.
Note to you:
Never delay your dreams waiting for everything to be perfect. It's never been my modus operandi and I've been living my dream travel life for 20 years)
We decided to give ourselves time to adjust, save, and build up our business in the U.S. fish bowl by renting an apartment in Raleigh and use that as a base to easily explore the East Coast on shorter trips.
It has served us very well.
Perhaps a little too well because for the first time in our lives we are finding the process of extracting ourselves out of a place to go traveling really difficult!!
I am so attached to my life in Raleigh, like I've never been any place before.
I can understand why people just don't want to travel, or find it difficult to detach themselves from their homes, their routines, their loved ones to go and travel.
But, we do feel the time is now to finish exploring the rest of the US in an RV, as it is getting closer to the time we stop being nomadic, so we can be a part of a community, and the focus can be on the girls' friendships and roots.
If we don't travel in the RV across the U.S. now, will we ever, and I am feeling that call to return to nature and simple living.
The West Coast and Mountain states are a better region to travel in an RV. The East Coast is so compact, where heading west we'll find open spaces and spectacular National Parks.
That will become more of our focus then the in-depth cultural, historical and city type traveling we have been doing for the past year.
Our apartment lease expires in November, so we are beginning our preparations to use that as an opportunity to depart. Thankfully, we have no travel booked for July and most of August so we can use that time to research, plan, and prepare.
We learned a lot from our 18 month camper trailer trip around Australia, so we know what to do and how to do it right this time.
Choosing the right RV across America
Our biggest decision has been what kind of RV to travel across the USA in:
- A motorhome (Class C), an RV (Class A – like the big bus)
- or a travel trailer (what Australians would call a caravan).
We know we are definitely NOT doing a camper trailer like we did in Australia (I don't know what Americans call that. So confusing)
We've gone back and forth between the three of them and have spent the past week looking at different RV sales yards to find what we think will be the perfect vehicle.
It's given us a great idea of the type of layout we want, what our must have inclusions are, price and size, and good brands to choose from.
We think we've narrowed it down, but still have a few concerns.
Why not a Class A RV?
Originally, we wanted to do the full RV (big bus) travel and tow a small car behind.
We want a separate vehicle to the home so we can easily jump in the car and explore without having to pack everything up inside the home, and worry about parking something so large in more built up areas.
However after my research, I came to the conclusion it wasn't the best money spend.
RV's are expensive, and it would give us two motors to worry about. There's a lot that can go wrong with an engine, especially RV ones, so I really don't want to be traveling with that concern.
Why not a Class C RV?
We considered a motor home, but again there is the same issue with having a separate vehicle.
The motorhome would be smaller and cheaper than the RV, but I was annoyed after a week in South Australia in a motorhome having to pack everything up before we went exploring.
Even if Craig just wanted to duck out to capture the sunset up the mountain, all of us had to pack everything up and go, which wasn't practical or desired.
So, a Class C RV would drive us insane.
It's so important you consider things like this if you are traveling long-term. Trust us from experience, long term RV travel can wear you down and sometimes it's things like this that will send you home!
What about a travel trailer?
So we've pretty much decided a travel trailer will be the best way to RV across the US – although we do have a few concerns still to iron out.
Travel trailers are cheaper than Class A and Class C RVs. A travel trailer solves the separate car to home issue, while only giving us one motor engine to worry about.
We will have to trade in our Kia Sedona though for another more powerful and practical vehicle that has the towing capacity for the travel trailer.
But, it will still end up cheaper than the other two options.
Plus with a travel trailer, we can keep it after the epic road trip across to the west is complete.
We definitely wouldn't keep a motorhome or RV, but a travel trailer we can easily pack up for other road trips we want to do on the East Coast, even a quick weekend camping trip with friends.
Having a travel trailer will require a bit more work setting up and packing up each time, but won't be anything like what we experienced going around Australia with our camper trailer.
We'll be quick at getting a system together to make it easier and will be very organized with our equipment.
And we'll still be able to access the travel trailer if we want to pull over on the side of the road and get something to eat.
Our biggest concern with a travel trailer
One of our biggest concern is towing a travel trailer that's too big and having to deal with sway, especially in the mountainous areas (Australia sure doesn't have them) and in high wind conditions.
It's actually quite unnerving to me as I know accidents happen towing camper trailers.
And having a vehicle powerful enough to tow through the mountains, and being able to stop quickly with a travel trailer behind it.
These are a few of the things stopping me from a complete yes and having me teeter on the edge of going with a motorhome or RV across America.
If we go with the travel trailer, it will mean making sacrifices in terms of size and length of the travel trailer, which will be hard to do.
We walked into some of those smaller ones and I instantly hyperventilated, memories flooding back of us living on top of each other in our small camper trailer around Australia.
That was intense and I'm not sure I want to do that again!!
Must haves for keeping our sanity in the travel trailer
Knowing how we travel and how we work our blogging business, and homeschool, is essential to knowing what our deal breakers are for a travel trailer.
We want bunk beds for the girls. We absolutely do not want them sleeping in the dining table area that converts to a bed.
We're up late and up early so we can work while they are sleeping. Trying to do that while they sleep it the main living area, plus the logistics of packing up and down each day, will be a nightmare.
No thanks. Choose your battles.
The girls want their own space, even if it's just a tiny bunkhouse in the corner with a curtain across it.
The problem with bunk beds is they add extra length to the travel trailer, which means more sway concerns.
The other almost must have for me is a slide out, just to give us that extra living space inside the travel trailer, so we're not living on top of each other.
The slide out also adds extra weight to the travel trailer.
I want to go minimalism and not carry too much stuff with us to add to the weight, but I'd love to take our bikes and a stand up paddle board, so we have to consider what kind of car can carry that extra weight and if it's worth it.
The only other musts for me is a decent size refrigerator/freezer (having a small fridge in our camper trailer in Australia was a headache).
And I also want an oven, even just a tiny one. I love roasted anything.
Healthy living is really important to us so we don't want to make any sacrifices in that regards. Our juicer and blender will be coming with us for sure!
We've found a couple of floor plans and brands we like, but we can't quite get our total desired package under 28 feet which is our desired maximum for towing and for accessing some of the RV parks and campgrounds as some of them do have limits for travel trailer lengths.
The travel trailer the girls are adamant we're getting at the moment is a Forest River Vibe Extreme Lite. It was my favorite too, although it is 32 feet so I don't think it will make the cut.
We did find one travel trailer which was a Salem Cruise Lite by Forest River and came in at 24 feet. I think that might be winning the race.
The beauty of that one is it has a murphy queen bed which you can pull up of a day to create extra living space. I thought that was pretty cool, although I am wondering what the potential headaches with that could be??
The other one that was nice was a Jayco Flight (we can't believe we're looking at Jayco again – that was our Australian camper trailer. Hope their travel trailers are better!!) and some Winnebago models.
One thing I know for sure, time moves super fast. November will be here before we know it and September and October are busy for us, as they are every year.
We have a lot to plan, organize, prepare and pack up if we are going to leave in November, including our actual route.
I do not want to experience winter again (hahaha and I want to live in Raleigh permanently!!) so we'll head south and scoot along the bottom to hit the mountain states by May-ish next year.
That's our initial thoughts, which can change at any time.
Because you know I don't like locking myself into anything!
So, help us out.
What are your tips, recommendations, suggestions based upon what I've told you? What are we missing? What should we look out for? How can we solve our problems? What did you love or not love about your RV traveling experiences if you have done them?
It's almost decision time so we'd LOVE any input you can give to help us!


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"INQUVE did an outstanding job in attracting attendees. The exhibitors are delighted to have participated in the trade show thanks to the generated business opportunities"Inbound Trade Delegation, India and Thailand, FENAVIN
"First of all, thank you for all your organisation efforts throughout the meetings! It really was a pleasure working with you again. We're still waiting to receive the evaluation questionnaires back from the companies, but from what we saw at the events I would say they were very impressed overall, so congratulations again on all your work."Exhibition mission to Singapore, 2013 – The Spanish Food and Drink Industry Federation (FIAB)
"Quería agradeceros la amabilidad y buena disposición ofrecidas con la agenda de representantes indios y felicitaros por la buena organización y selección de contactos. Esperamos seguir colaborando con vosotros en un futuro próximo"Alberto Bravo, Castillo de Canena Olive Juice S.L
La base de la pirámide en India: un mercado en el que (casi) seguro que tu empresa no ha pensado La saturación de los mercados desarrollados y el aumento …
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text:
Answering if a local is in front of its remote.
Project description
Answering if a local is in front of its remote.
The English "in front" may translate to the Danish "foran".
... and the default report stem
foran-eller-bagved alludes to the English "In front or behind?" question which corresponds to the Danish "Foran eller bagved?"
Note: The default branch is
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[Ménage and More: Erotic Consensual BDSM Ménage a Trois Romance, M/F/M, public exhibition, spanking, figging, sex toys, HEA]
Justice McCall has a bone-deep emptiness only Cade and Grant can fill. The trouble is that what the two dominant cowboy public defenders might uncover about her scares her to her toes. She knows what will happen if she succumbs to their touch, but will the dark pleasures they offer be too much for her to endure? Cade Mason is tired of fooling around. He's found Justice guilty of a submissive desire only he and Grant can administer. Control is not up for debate. But exposing how deep her vixen needs go while imprisoning her heart will prove his hardest trial yet. Grant Leaver knows his case against Justice can be won in the bedroom. It will take some fancy litigation to get her there, but when the gavel comes down she'll be sentenced to a lifetime of erotic passion found beneath the hands of himself, Cade, and the Service Club.
5 KISSES: "Hands on Justice by Tonya Ramagos is the fourth book in the Service Club series. I started with this book and was not lost at all. There are public acts of sex, ménage, figging, and a whole lotta fun between the characters of Justice, Cade and Grant. Grant for the most part is the more easy going of the dominate men. He lets Cade take the lead. Very easy going and good blend to Cade's very dominate nature. Cade " tough as nails pure Alpha male hard nosed defender" that is how Justice sees him and she is right he is all that and more. He works hard, plays hard and loves even harder. He is man who knows what wants and is not afraid to go get it.Justice considers herself to be strong, self reliant. Justice is scared that her men might leave her when they discover the real woman underneath the façade she has put on. She doesn't release they already know her better than she knows herself. This is the read you pick up when you want a hot story, hotter love and men you will not forget." -- Tina, TwoLips Reviews
5 STARS: "As always, the Service Club serves up another hot romance. If you're not familiar with this series, it is a club made up of men from various civil service areas of work such as police, firemen, public defenders, and others, who are all interested in the ménage and BDSM lifestyles. The men usually have to entice their women into their lifestyle, but once there, the women are glad to be there. Justice is a public prosecutor and her men have been pursuing her for years. They are both public defenders, which I thought would constitute a conflict of interest, and which in most cases would be grounds for dismissal of one or all three of them, but hey, this is fiction so anything goes. I've read many others in this series and they always require the a/c to be set at freezing and ice cold drinks nearby to sit and read them. There are often references to events and characters from past books in the series, but they still stand alone for enjoyment. Hands On Justice is light on the BDSM, hot in the bedroom/boardroom/office, so get this one and then look for the others. I'm sure you'll like Ramagos." -- Alberta, Manic Readers
4.5 NYMPHS: "Justice knows it is only a matter of time before Cade and Grant quit giving her space, especially since Cade made a big deal about describing things he and Grant want from her. Justice wants both men, but doesn't want to have the relationship public because of her job. The fourth book in The Service Club series, Hands on Justice, picks up where Operation Mustang left off. Justice, Cade and Grant are all attorneys that usually end up on opposite sides in court and this time is no exception. Despite the legal arguments, both men go out of their way to get Justice. Characters from the previous books show up, partly to help Justice learn more about herself and the club. There is one very hot scene at the meeting that also turns into a crisis for Justice about her feelings. Cade and Grant want to make sure that she knows they want her around a long time. The insecurities that the three have about their feelings for each other are a big focal point, along with the BDSM issues. It is easy to understand the reservations Justice has about a relationship with two men that are involved with The Service Club, especially given the fact that she is an Assistant District Attorney because a lot of people are not comfortable with poly couples and a BDSM lifestyle. I liked that the men knew that Justice could not give up her career. I did laugh when the men realized that their life would also change, though it was sweet how they handled it at the end. There are still a few members that are single, so fans of this series can expect more heat in the future. I'm looking forward to reading more." -- Amazon Nymph, Literary Nymphs Reviews
4 SWEET PEAS: "Tonya Ramagos' HANDS ON JUSTICE is another in the Service Club series that delivers romance, non-traditional relationships, and steamy sex. The men in the Service Club are policemen, firemen, lawyers, and others in public service jobs who also are in service to the women they love. These men live the BDSM lifestyle and are in ménage relationships, looking for the right woman to complete their triad. Justice is a prosecutor for the DA's office. Grant and Cade are both public defenders. Interestingly, this does not cause a conflict of interest that endangers their cases, which I think is probably not realistic. The men try to seduce Justice to join them in their lifestyle but what they don't realize is that she is already interested and ready to give it a go. The BDSM is more of the controlling variety rather than the masochistic/sadistic type. While this is #4 in the series it can stand alone as a good read. There are references to characters from previous books that may tempt you to read the first three if you haven't already. Like the other books in the series HANDS ON JUSTICE is an entertaining erotic book that can be read in one or two sittings. Enjoy!" -- Mrs. Condit, Mrs. Condit Reads Books
"We were tired of waiting."
Her attention sliced to Grant, instantly latching onto the double entendre in his statement. Cade hadn't come alone. She had known he wouldn't even before he had told her they would pick her up. He hadn't even left Grant in the car while he came to her door to fetch her. Instead, they hit her with a double dose of heady testosterone that left her feeling intoxicated and way off-balance.
At least they didn't bring a bucket of fried chicken.
The thought brought her only a morsel of comfort. More than likely, that bucket of chicken was sitting on their dining room table waiting for them.
She knew they had been patient with her in their relentless pursuit. In truth, she had expected them to give up a long time ago. Cade had made their intentions clear that night in his bedroom. When she found herself there again, she would belong to them. But what part of her did they really want? Were they only looking to fuck her blind or did they wish to claim her forever?
She pushed the questions from her mind and cocked a brow at Grant, letting her gaze slide over him. Though he wasn't wearing his cowboy hat, a permanent crease flattened his sandy-blond hair above his forehead where his Stetson usually sat. The potent look in his hazel eyes brought goose bumps to her flesh. Those goose bumps started to dance as she drank in the easy curve of his lips, the hard-toned body ripe with corded muscles and mouthwatering sinews that promised long, sweaty nights full of dangerous, seedy pleasures.
He still wore a suit, likely the same one he had worn to the office that day. Standing beside Cade, the duo brought to mind the old television show Simon & Simon, only the private detectives had been replaced with public defenders and the sex appeal had been ratcheted through the roof.
"Isn't patience supposed to be a virtue?"
"I believe we've proved to possess that in spades." Grant's tone was conversational enough, but the meaning behind his words told her the thread on their patience had finally snapped. Forget being done for if she allowed her defenses to drop. She was toast regardless, and they weren't wasting any time in letting her know it.
Justice glanced between the men to the cherry-red Chevy Silverado parked behind her BMW in the driveway. "You brought the truck?"
Both men owned sleek sports cars. Grant drove a silver Chevy Corvette convertible, while Cade preferred a more practical, but no less flashy, imperial-blue Chevy Camaro. Given the difference in the men's personalities, she would have expected it to be the other way around.
"We figured it would be easier," Grant said. "That way neither of us has to sit in the backseat while we attempt to talk about the case."
"I thought we were discussing the case over dinner." She doubted there was much they could talk about the case. Depending on where they intended to take her, the conversation could be over before they even reached the restaurant. Then what would they do?
The corners of Grant's lips twitched. "Hungry, sweetheart?"
Yes, but not for food.
Dammit, she was starving to taste him. Her gaze dropped to his mouth, to the moisture on his lips she wanted to lick clean. She wrenched her attention away, lowering her eyes only to have her focus latch on his cock. Like Cade's jeans, the slacks Grant wore did nothing to hide the impressive bulge. Her belly grumbled so loudly she wondered they didn't hear it as the craving to clamp her lips around his shaft, to suck his length down her throat, to swallow his cum as it jutted from his cockhead intensified.
"I was told this would be a business meeting." Strange how she could sound so cool when everything inside her was boiling hot.
Grant exchanged a look with Cade that sent slivers of need-laced trepidation careening down her spine. "Yes, you were and we wouldn't want you to think Cade lied about that."
Uh-oh. Danger, Will Robinson. Though Grant's words and tone had been sweet enough, something in his expression had her internal alarm cutting loose with an earsplitting shrill.
"The way I figure it," Cade began, hooking his thumbs in the pockets of his jeans and drawing her attention right back down to his cock where it so didn't need to be. She jerked her gaze back up only to find his lips tilting in a grin of cocky confidence that drove her hormones dangerously close to overload. "We can proceed with tonight one of two ways. We can enjoy our little drive to our destination, holding off the business talk until we get there. Or we can get the business talk out of the way in the truck and enjoy our dinner. We'll leave that choice to you."
In other words, there wasn't a chance in hell that they planned to let tonight be all about business. She had expected that. Hell, deep down she had wanted that. She simply didn't know what to do about it. She didn't how to handle it now that the truth was on the proverbial table.
Justice laughed, a quick burst of air that sounded half amused and half resigned even to her own ears. "I can't win for losing with you two, can I?" She put voice to her earlier revelation, knowing it fit just as much now as it did when she had said it to herself in the bedroom minutes before they arrived.
"Of course you can, sweet thing." Cade closed the distance between them in a single, short step that brought his rock-solid body pressing against hers.
"See anything you like?"
"This looks like it could be fun." She glanced at him as she continued to examine the harness, her hands gliding over the stirrups and adjustable buckles meant to bind the swinger securely in place. "I haven't been swinging since I was a little girl." She shot him another look, this one full of pure amusement. "Of course, this swing is far more mature than anything found on a public playground."
Grant chuckled and walked to her, stopping close at her back. He reached around her, caught the adjustable straps, and separated them. "Bend forward." He gently pushed against her back with the front of his body, moving her closer as he brought the strap to her waist.
"Isn't that backward?" Confusion laced her tone as her hands covered his.
"It's the perk of a more mature swing. It adapts to many different positions." He folded his body over hers, bending her forward over the strap. "This will support your waist. Grab those stirrups in front of you. They will help to keep you balanced, but if you let go of them, you'll fall on your nose."
"Unless one of you is holding me," she said as she allowed him to guide her into the harness, curling her fingers over the stirrups and fisting them in a white-knuckled grip.
"We'll be too busy to hold you." Confident he had the harness secure at her waist, he skimmed his hands down her thighs. He spread her legs wide on either side of his body, catching the sweet scent of her arousal as he reached for the second set of stirrups. He secured first one and then the other around her ankles, tested their safety, then released them as he moved from between her legs.
"Damn, that's an amazing sight," Cade said, walking past them to the cabinet of toys.
Grant circled her, loving the way the position left her breasts hanging free, her back arched, her ass in the air, and her legs spread wide. "How do you feel?"
She turned her head to one side, looking at him through the curtain of ebony hair falling around her face. "Helpless. Defenseless. Safe."
Grant stopped at her head, pushed the hair from her face, and grazed the backs of his fingers down her cheek. "You are safe. You know that, right?"
She nodded. "I want this."
"We know you do. We know everything you want and we'll give it to you one step at a time. All you have to do is trust us."
* * * *
Her breath caught in her throat. Time. With that final bet during the football game, that word had become the key to the weekend. But Grant hadn't said it was time. Not yet. Would that time come tonight while they had her hanging in this swing? She had never felt more vulnerable, more at their mercy than she did right now. Fastened securely in the harness, she wouldn't be able to get away from anything they chose to do to her without harming herself in the process.
She didn't want to get away. Every part of her body was fully exposed, her ability to touch taken away by the necessity of holding on to the stirrups, her power to stand on her own or to even close her legs shattered by the stirrups binding her ankles tight.
Movement out of the corner of her eye caught her attention. Cade walked toward her, a black blindfold stretched between his hands. Her heart beat triple-time, more out of excitement than fear. "You're going to blindfold me, too?"
A slow, wicked grin spread across Cade's lips as he knelt in front of her and held the blindfold close to her face. "Tonight is going to be all about feeling. We want you concentrating on your body's responses, the pleasure we give you, what it does to your mind, and how it feels in your heart."
Justice closed her eyes, his words enveloping the heart he spoke of in a tight fist of emotion and fear.
"This weekend is about letting go of everything else, letting yourself free, letting yourself feel, letting us love you."
Her mind raced as he stretched the blindfold over her eyes. His words acted like a tuning fork to every erogenous zone in her body even as they hit on her deepest fear, losing the love they proclaimed to feel for her.
With her vision gone, her other senses immediately kicked into hyperdrive. She heard Cade's steady breathing fade as he moved away from her head and the faint sounds of shuffling beside and in front of her, felt the cool breeze from the ceiling fan above his bed stirring the air. Goose pimples rose to the surface of her flesh, clashing with the heat pumping through her and skyrocketing her need to be touched.
"Are you cold, sweetheart?" Grant's voice came from her left. She felt him near her and sucked in a breath when the faintest tip of a finger outlined her hanging breast. "Your nipples are hard. I thought I might have to play with them a minute to get them ready, maybe toy and suck on them, but I see I won't need to."
Please. The word whimpered in her mind, slamming into the question, Ready for what? Her question was wordlessly answered in the next instant when solid, padded clamps simultaneously closed on both her nipples. The breath quivered out of her as pleasure danced the thin line of pain through her breasts, delight zinging through her on a direct path to her sodden pussy. The added weight of the clamps pulled on her breasts, intensifying the sensations and capturing her focus. She didn't hear when Cade moved, didn't know he had returned to her until she felt the denim of his jeans graze the inside of her legs.


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Ive been wanting to share my thoughts like this in a quote for a long time and every now and then I get this twitter invite from @GrowingUpKTot and I make promises and I try but then I get busy… so I finally got this together so here we go!
Each week Cuddle Fairy Has a Quotes Linky so when you see this logo please give her some love by clicking on it to see all the other inspirational quotes in the Linky. To join, click below or go to @CuddleFairy on twitter.


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Located in the Idukki district of southwestern Indian state of Kerala, the hill station Munnar is well- known for its tea Estates. The chief producer of packaged tea in India, 'Tata Tea' inaugurated the Tea Museum at Munnar. The Museum is placed at Nallathanni Estate of Tata Tea in Munnar and includes photographs and tea machines which describe the participation and contribution of leaders to this industry. The tea machines reserved here exhibit the tea processing steps. Tourists here are welcomed by, a sundial positioned on a granite block made by Art Industrial school in 1913.
Museum in addition contains a good collection of human inventions like that of 'Pelton Wheel' (used in power generation plants, 1920s), 'Tea Roller' (1905) and a 'Rail Engine Wheel'. Tourists and Tea lovers visiting this Museum must taste the Tea offered in demonstration room. A segment of Museum also includes typewriters, classic bungalow furniture, wooden bathtub, magneto phone, iron oven and manual calculators. Museum is closed on Monday and Friday and the visiting hours are from 9:00am to 4:00pm.The nearest airport to this place is Cochin International Airport, 72km away and the nearest railway station is Aluva 112km.


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Bionik Laboratories Corp. Names Dr. Eric Dusseux to Board of Directors
Dr. Dusseux brings substantial strategic leadership experience within the healthcare industry to new role at Bionik Laboratories; will work with Board and leadership team to continue Company's penetration within high-growth potential verticals
TORONTO and BOSTON, July 27, 2017 /PRNewswire/ -- Bionik Laboratories Corp. (OTCQX: BNKL) ("Bionik" or the "Company"), a robotics company focused on providing rehabilitation and assistive technology solutions to individuals with neurological and mobility challenges from hospital to home, today announced it has appointed Dr. Eric Dusseux, MD, MSc, MBA to its Board of Directors. Dr. Dusseux will replace Hermano Igo Krebs, who resigned from his role on the Board, effective July 21, 2017.
Dr. Dusseux brings substantial strategic and leadership experience within the healthcare industry to Bionik Laboratories, most recently serving in the role of President, Europe at Auregen BioTherapeutics SA and at Bemido SA. Prior to that, Dr. Dusseux, as an Executive Committee Member, was instrumental in the success of the Corporate Strategy Department of Sanofi Pasteur, where he led corporate strategy, business intelligence, and international business development. He has also served in key roles at GlaxoSmithKline Biologicals leading product development and business growth strategy.
"I look forward to joining the Board of Bionik Laboratories and to working with the outstanding leadership team in place to continue the growth of the Company," said Dr. Dusseux. "This is an exciting time for Bionik Laboratories, as the healthcare industry continues to innovate through the adoption of technologies like robotics and artificial intelligence. I believe we are well positioned to continue our growth and establish ourselves as a leader in assistive technology solutions for the healthcare industry, and look forward to building on the Company's success."
Dr. Dusseux has also worked closely with multiple medical device and healthcare technology companies during his time with The Boston Consulting Group, helping to identify profitable growth paths and emerging markets for entry. This experience will prove pivotal for Bionik Laboratories as it continues its penetration of high-growth verticals and continues its development and manufacturing of its products for the consumer/homecare marketplace.
"We would like to thank Hermano Igo Krebs for his contributions to our Board and for all of the work he has put in during his time in that role. We wish him the best in his future endeavors," said Peter Bloch, Chief Executive Officer and Chairman of the Board, Bionik Laboratories. "We are thrilled to be able to add someone of Eric's caliber to our Board of Directors during this important time of growth for our Company. His experience in business development and building growth strategies will be a tremendous asset for us moving forward as we continue to enter new markets and develop our consumer product line. We welcome him and look forward to his insights."
About Bionik Laboratories
Bionik Laboratories (OTCQX:BNKL) is a robotics company focused on providing rehabilitation and mobility solutions to individuals with neurological and mobility challenges from hospital to home. The Company has a portfolio of products focused on upper and lower extremity rehabilitation for stroke and other mobility-impaired patients, including three products on the market and four products in varying stages of development. The InMotion Systems — the InMotion ARM™, InMotion Wrist™, InMotion Hand™ and InMotion AnkleBot™ — are designed to provide intelligent, patient-adaptive therapy in a manner that has been clinically verified to maximize neuro-recovery. Bionik is also developing a lower-body exoskeleton, ARKE™, designed to allow paraplegics as well as other wheelchair users the ability to rehabilitate through walking. ARKE is designed to continually adapt to a patient's ability and provide real-time feedback to the physiotherapist.
For more information, please visit www.bioniklabs.com and connect with us on Twitter, LinkedIn, and Facebook.
Forward-Looking Statements
Any statements contained in this press release that do not describe historical facts may constitute forward-looking statements. Forward-looking statements, which involve assumptions and describe our future plans, strategies, and expectations, are generally identifiable by use of the words "may," "should," "would," "will," "could," "scheduled," "expect," "anticipate," "estimate," "believe," "intend," "seek," or "project" or the negative of these words or other variations on these words or comparable terminology. Forward-looking statements may include, without limitation, statements regarding (i) the plans and objectives of management for future operations, including plans or objectives relating to the design, development and commercialization of human exoskeletons and other robotic rehabilitation products, (ii) a projection of income (including income/loss), earnings (including earnings/loss) per share, capital expenditures, dividends, capital structure or other financial items, (iii) the Company's future financial performance, (iv) the market and projected market for our existing and planned products and (v) the assumptions underlying or relating to any statement described in points (i), (ii), (iii) or (iv) above. Such forward-looking statements are not meant to predict or guarantee actual results, performance, events or circumstances, and may not be realized because they are based upon the Company's current projections, plans, objectives, beliefs, expectations, estimates and assumptions, and are subject to a number of risks and uncertainties and other influences, many of which the Company has no control. Actual results and the timing of certain events and circumstances may differ materially from those described by the forward-looking statements as a result of these risks and uncertainties. Factors that may influence or contribute to the inaccuracy of the forward-looking statements or cause actual results to differ materially from expected or desired results may include, without limitation, the Company's inability to obtain additional financing, the significant length of time and resources associated with the development of our products and related insufficient cash flows and resulting illiquidity, the Company's inability to expand the Company's business, significant government regulation of medical devices and the healthcare industry, lack of product diversification, volatility in the price of the Company's raw materials, and the Company's failure to implement the Company's business plans or strategies. These and other factors are identified and described in more detail in the Company's filings with the SEC. The Company does not undertake to update these forward-looking statements.
View original content:http://www.prnewswire.com/news-releases/bionik-laboratories-corp-names-dr-eric-dusseux-to-board-of-directors-300495067.html
SOURCE Bionik Laboratories Corp.
Released July 27, 2017


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Marketing management:-
"This article is all about marketing and the talk about markteing management Before starting this Article Let talk about marketing first.
Marketing is Everywhere, but it is a bit tricky. In our daily life, we are doing marketing for Ourself as a customer or consumer. Whenever you are going to market to buy something for Our house or something needy. You have to communicate with two an individuals first with yourself and second, that is a shopkeeper. you spend your money on what you want to buy from a shop n what is marketing management with better understanding "
(Consumer) expanding Money = Product selling by(Shop)
Now, Product is sold by selling professional to consumer He is
Exchanging product and money b/w consumer and shopkeeper = Marketing. you can say Simple definition.
For Better understanding For Marketing is
Exchange(How Exchange work?)
1.B/w two parties
2.Each has something value for others.
3.Both have option to communication and delivery.
4. Both have right to reject exchange offer.
5.Both have trust to desirable deal
"The process Creating, communicating and delivering value to a customer and also required to manage the customer relationship and always try to maintain profitability for company or organization or small business it is applied in all the way."
{Meeting needs profitability}
Marketing is not only selling
Now ,What is going to be Marketed in Market
Lets see
what is marketed?(
Scope for marketing)
Who Markets?
Marketers do Demand Management.
How Marketers do
Demand Management ?
1.Customer Market :- Consumer,Business,non-profit,Global.
2.Marketplace :-In this 21st centuary marketplace is appears in two form but option b is more effective.
(a)Physical(offline way)
(b)Digital(Online way or Online Marketing):-It is most efficient way to sell product to the consumer or fullfill need of a customer in very small time.
What are the
benefit of online Marketing or Digital Marketing in business?
What is
work of digital Marketing or Online Marketing in Business?
What are
advantage of Online Marketing?
Here ,Top 15 Benefits and Advantages of digital Marketing or Online Marketing
Given Below
1.Increasing the Buying Power.
2.More Infromation available in single platform.
3.A greater variety of G&S(Goods and services) and P&S(Product and Services) in one Platform(platform meaning Here isWhich types of tools you have to sell your product like by making e-commerce website,through making mobile application or web application etc.)
4.Ability to Compare Product.
5.Ease in intracting and placing and receving orders.
7.Customer Empowerment as well seller.
9.Time Saving
10.Retail Transformation
11.Industery convergence
12.Changing the way to sell product through Better Technology.
13.Increase Efficiency(in P&S(Product and Services))
14.Growth opportunity.
15.Easy to understand and Easy to Place Order(You many time place a order through Amazon ,Flipkart etc.)
Marketing Management
Now you have to manage the market But here Question is How? you manage market
Marketing management is a little bit difficult because it needs continuous improvement,
Suppose e.g- You are a creator of a product means you are a manufacturer. After that, you need one market to sell your product with a large customer base with making a profit from your product.Now,you need One better management for your market to sell your product.
Here,Needs to manage your market well.
1.Choosing Target Market
4.Delevering Superior value to the customer
5.Realationship with customer
For More Releated to Marketing Management
1.Marketing intelligence or business intelligence and Its Tools
"This article is about Marketing intelligence (MI) or Busines Intelligence and its tools MI is the everyday information relevant to a company's markets, collected and analyzed specifically for the purpose of accurate and confident decision-making in determining market opportunity, market penetration strategy, and market development metrics. Marketing intelligence is necessary when entering a foreign market with needs, objectives, digital marketing and steps or process ofMarketing Intelligence or Business intelligence".
The advertisement or you can say in other words that promotion of any product or brand name, brand slogan, through electronic media that might be used as part of the digital marketing strategy of a business Now, I think you have one doubt or question in your mind? Which types of electronic media are used to promotion of any product or brand name, brand slogan
Read More
I hope you like this post what is marketing management with better understanding If you like then share with your friends who is intrested in marketing
Thanks for Visiting!!
Attitude is Everything So , pick a good one Individual if you like my post then share with your friends and family and comment Positive story,short inspirational Hindi story,short Hindi story,Entrepreneur Mindset (Em) ,Marketing,B2B,B2C,startup,Branding,Entrepreneurship quotes,I love you quotes, Hindi Quotes, Happy new year 2018 images below for more feedback visit for latest updates thanks for visiting:))


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Submit Warranty Request for MotoTech product
We stand by our products and are happy to provide support to you, if you face any problems with our products, as long as it is within reason. Please read the "Warranty Policy" page to see what is included in the "Warranty".
Upon receipt of your Warranty Request Form, our team will get in touch with you to further assist you, subject to the "Warranty Policy".
Please Note: You must register your MotoTech product/s within 2 weeks from the date of purchase on the invoice, in order to be eligible to submit a Warranty Request for your MotoTech Product.


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Every person dreams of persistent function in life,something that is unforgettable. Thus we as managers know how to execute a perfect evening for you. Blooms have a experience and well qualified staff to serve you better . We specialize in weddings , anniversaries , birthday parties , corporate events & exclusive catering .
Young Talents: It's all about perfection and persistence when you choose
Young Talents of the best event company for your events.
Innovation-Oriented: Being the best event organiser, we stand out with the light of innovative ideas everywhere and every time.
Emotional Touch: Our work always speaks emotional and happy due to which we are the best event management company in Delhi/NCR.
Value for Money: Your money is valuable so is our dedication towards completing every task as we are the top event management company.
Client satisfaction Oriented: Going above and beyond with the expectations of the customers is the forte of the best event planning company which is us.
With BLOOMS, not only you get unlimited entertainment, but you are also rewarded by the way we manage your events.
wedding is an occasion where two people are united in marriage . We organize wedding for all cultures with the arrangement of proper rituals . Blooms will plan your wedding according to your plan and dream .
Time flies when you grow up we have lots of amazing birthday options and resources we have exclusive themes for all the different age groups so you can enjoy your party with friends and family
:Be it a conference or a business dine out blooms provides a range of service for all kinds of executive corporate events we enterprise in vast verities of corporate etiquettes which are essentially desired in an ideal corporate event
Fresh delicious food + presentation that shines your day * blooms present exclusive catering and we promise that after every party friends will ask about our specular food
we arrange the wedding programme
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1 cup besan (bengal gram flour)
1 cup sugar
1 cup ghee (3/4 cup in flour + 1/4 cup while stirring)
1/4 cup water
1. Sugar syrup consistency is important as we might end up with a crumbly mysore pak or a hard one if consistency is not right.
2. Heat should be on low or medium low.
3. Continuous stirring is required.
4. Fresh ingredients yield good results.
5. This method yields very soft melt-in-the-mouth mysore pak. Roasting the flour also yielded soft mysore pak, but the sweet crumbled in the mouth and K liked that version better. I liked it both ways.
Recipe from Veg Inspirations
Sift the bengal gram flour.
Add 3oz of ghee to it.
Mix well and make a dough.
Add the remaining 3oz of ghee and let it rest for say 15 minutes.
Grease a plate to pour the mysore pak when done. You will NOT have time to do later as everything happens very fast.
Mix the besan-ghee mixture well to a pouring consistency.
Start on the sugar syrup. Add 1 cup sugar to 1/4 cup water and bring to boil,
Watch for one-string consistency. You can check this easily by placing a drop of sugar syrup mixture in a bowl of water. If it does not disintegrate and forms a ball then you can roll a drop in between your thumb and index finger. It will form a string.
Add the besan-ghee mix to the sugar syrup slowly and stirring continuously. From now it is all about stirring. It is good to have a helping hand to take turns stirring . Scrape the edges of the pan and keep stirring. Keeping the heat on low to medium-low is very important.
Keep stirring adding ghee in intervals so it does not dry out.
More stirring
Can you see the mix getting less sticky and easy to stir? Keep stirring and adding ghee until it balls up.
See how it is all coming together. We are not quite there yet .. less than a minute to go.
Just to show more clearly .. see how the mixture is leaving a trail when stirred. It is ready.
Look at that ball and notice the mixture is not sticky anymore.
Pour into a greased plate and let it spread on its own. Shake the plate for it to spread.
It all happened so fast and before I could let K know that it has to spread on its own .. there he was making it beautiful with the spatula
Let it cool for say 7-8 minutes and then slice. I used a pizza cutter.
10-15 minutes later you can remove the pieces. My 3 year old could not keep her hands off the sweet and she even sneaked her tiny index finger on the sweet.
I managed to click the final product when I roasted the flour. Other steps remain the same. You just roast the sifted flour for a couple of minutes before adding the ghee to make a dough. Can you see the texture and it spread on its own giving that beautiful top layer.
Phew !! .. Finally we get to eat. It took about 7-8 minutes after the besan was added to the sugar syrup. (The total cooking took about 20 minutes).
Linking to Sinful Delights happening here, DIO – Sugar & Butter hosted by Sowmya.


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Taxation of Private Persons
Since the tax law is subject to fluctuations, it is hard to give you a precise description of the rules. The following provisions should give you a very general overview. For detailed, up-to-date information, consult your attorney, public accountant or tax adviser. This part is addressing employees and persons not running a business. Please understand that freelancers are considered as "business"!
BTW: Did you know? Tax Return - its origin:
Until 1694, English sovereigns financed their expenditure simply by issuing credit tokens (IOUs) to taxpayers at a discount. In other words a tax-payer could "prepay" his taxes, for instance by giving the sovereign 8 pounds sterling in goods and services in exchange for a 10 pound token from the Exchequer (Treasury), which could be returned in payment of taxes.
Interestingly, the phrase "tax return" derives from the payment of tax by returning the credit token to the King's Exchequer, and the phrase "rate of return" literally described the time over which the taxpayer could achieve his discount and profit by returning his tokens/credits to the Exchequer. So in the above example, if the taxpayer paid 10 pounds tax in one year, he would make a 2 pound profit on an 8 pound investment and a 25% rate of return. If he paid 5 pounds in tax a year then the rate of return would be 12.5% and so on. It will be observed that no compound interest was involved. But that's history; it is no longer that easy today.
Upon what is income tax levied?
Income tax is levied on all income from
- Farming and forestry (Land- und Forstwirtschaft),
- Trade (Gewerbe),
- Professional Services (Freiberuf),
- Employment (nichtselbständige Tätigkeit [legalese], Arbeitnehmereinkünfte)
- Rental payments (Vermietung und Verpachtung),
- Income derived from interest / capital income (Kapitaleinkünfte),
- Pensions (Renten),
- Other (sonstige Einkünfte).
What is meant by a "professional service"?
Professionals are generally speaking white collar self-employed professions, such as attorneys, civil engineers, physicians, teachers, tax consultants, journalists, translators, and similar professions. For historic reasons there is differentiation in Germany between a trade and a free profession. This topic will be covered in-depth in the section on business tax.
Having earned a mint, I heard that the state wants to collect more taxes from me – rich person tax. What's this all about?
It is all about the government wanting to increase its own income by taking from those who have more. The maximum tax rate was 42% until the end of 2006. Starting with the tax year 2007 it will be 45% for taxable income above € 250,000 (married € 500,000) – an extra 3%. Keep reading.
What is subject to rich person tax?
Persons having an income above € 250,000 (for married couples 500,000) sourcing from renting, employment and capital. All profit based income (professional services, agriculture, forestry, trade) is exempt from this tax.
An example:
You are single and in 2007 had a taxable income of € 600,000 exclusively from employment. The rich person tax amounts to € 10,500 (= [600,000 – 250,000 =] 350,000 x 3%).
I am living in Germany on my old-age pension from back home. Will I have to pay a lot of taxes?
Generally, you are subject to normal taxation as anybody else, however law grants you a special "old-age allowance". According to §24 a EStG you will receive a discount of up to € 1,900 if you have had your 64th birthday.
|Computing the Taxable Income,
pursuant to §2 EStG (N.B. This overview covers about 90% of the rules!)
(earnings before professional deductions)
(Einkünfte vor Abzug von Werbungskosten)
Einkünfte (= Überschuß der Einnahmen
über die Werbungskosten)
contribution to assistance for old-age
relief for single parents
Entlastungsbeitrag für Alleinziehende
= total amount of earnings
= Gesamtbetrag der Einkünfte
special expenses
extraordinary expenses
Außergewöhnliche Belastungen
= income
= Einkommen
child benefits or exemptions
Kindergeld oder Kinderfreibetrag
= zu versteuerndes Einkommen
Why is the tax law and taxation in Germany so very complicated? I have never been so confused in my life!
German tax law is as regular as the irregular verbs in the English language. It all comes down to the Germans' attitude toward fiscal authority. It is considered a sport, better a cat and mouse game, to outwit the tax officer and reduce your taxes as much as possible. In addition, this corresponds with the difficulty in the tax law. The complexity is shown in two ways: The exception is the rule. The rule can easily have up to six exceptions which each may also have an exceptional condition. There is also the law itself, construed by implementing ordinances, Briefs of Federal Ministry of Finances, Directions of Regional Finance Offices, judgments of the fiscal courts, law teachers, …
§ - §§§§
Do I not have to pay any value added or sales tax when I buy something? All I see is the price on the tag.
You can rest assured that you are paying value added tax. Under Germany's price rules, taxes and services must be included in the price consumers see on the tag. If you see offers for a businessperson, you may run into bills with two or three sums listed as the "price." You will see the net price, the gross price, and the turnover tax. All three amounts must be labeled clearly (§2 PAngV).
What taxes do I have to pay as an individual from my income as an employee? How does it work?
You only have to pay income tax on earnings from your job and on interest from earnings due to income from capital (Kapitalertragssteuer). There is also a Church Tax (Kirchensteuer) but only if you are affiliated with one of the few established churches. The most common are Roman Catholic Church (römisch-katholisch; rk) or Protestant Church (evangelisch; ev). These churches are colloquially considered as the "state churches" or "public churches". Please do not misunderstand this concept. There is no state or public church in Germany! The religious organization does not have its own treasury as this is outsourced to the tax office. Since the Middle Ages, German governments have closed convenants with the Catholic Church and later also Protestant Church. One of these concordats is about finances. The government has taken over the collecting of the church's income via taxation. Your employer will withhold your taxes and forward them to fiscal authorities.


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President Muhammadu Buhari has finally signed the 2016 Budget into law, Channels Television reports.
Vice President, Professor Yemi Osinbajo, and the chairmen of the National Assembly appropriation committees, Senator Danjuma Goje, and Honourable Abdulmumin Jibrin were among those present for the signing ceremony.
President Buhari assented to the budget after the National Assembly submitted a clean copy to him. The president withheld after discovering some "grey areas" in the Appropriation Bill.
The President's official Twitter account announced just before the budget was signed.
The Federal Government had announced yesterday that it intends to 34 strategic priority programmes and projects with the 2016 Budget.
These include a capital spend minimum of 30% annually, an appropriate and predictable exchange regime by the end of 2016, increased low interest lending rate of 9%, self-sufficiency in tomato paste in 2016 and rice production by 2018. It also plans to increase local production of maize, soya beans, poultry and livestock and to stop import.


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The Sommelier Update is an educational blog on wine, beer, spirits and food. It started in conjunction with the Arrowhead Wine Enthusiast club, but has rapidly gained an international following from those interested in learning, enjoying and having fun with food and wine. Weekly articles on advice, service, pairing ideas, recipes, education and consultation, from a Certified Sommelier and wine educator.
Wine Trends for 2012
Since I run a wine club, I do have an opportunity to see and hear what people are drinking, and what they think about the wines I've presented at tastings. I also have the opportunity to meet with winemakers, and wine growers.
So here it goes, these are my 2012 wine trend predictions:
1. There will be a move to more "food friendly" wines in the New World. The overly extracted, high alcohol wines will continue to be the show case wines for most winemakers (and certain wine critics), but as the American consumer discovers wine pairing (rather than wine drinking), they'll seek out lower alcohol wines, that pair well with their dinner choices. This is a trend I can get behind!
3. The move to more natural wines, will also trend to more natural, or environmentally friendly packaging for your favorite wine. We're already seeing the move to lighter bottles and screwcaps.
4. As the economy slowly improves, the average consumer will move away from "cheap" wines, and start searching out "value" wines. Two-Buck Chuck will still be around, but wine drinkers will move up in price. Check out the new Napa wines at Trader Joe's, and you'll see they are already positioning themselves for this trend.
5. Vineyard managers will start experimenting with new grape varieties in the New World. As global warming threatens the growing season for the grapes, growers will look for varieties that grow best in the warming conditions. Now I won't get into the arguments about global warming, but I will tell you that the growers I talk with believe something is happening.
6. Wine drinkers are becoming more adventurous, and will seek out, and try new wine varieties. It's not just Cabernet Sauvignon and Chardonnay anymore. Italian and Spanish varieties will grow in popularity, and lead the trend to new grape varieties.
8. Dessert wines will make a come back. Port and Sauternes have been around forever, but now consumers are rediscovering Madiera, Tokaji, PX Sherry, and Ice Wine.
9. We will see more North American wines from places other than California, Oregon, Washington, and New York. There is a big push for wines from Arizona and Texas, as well as other states. Watch for wines from Mexico. A number of years ago, my wine club did a tasting of Baja California wines (we must have been ahead of the trend)....those vines are now more mature, and the wines being produced are surprising. On top of that, the growing region, in Mexico, is no further to drive to for Southern Californians, than driving to Paso Robles.
10. China will continue to impact the world wine markets. As the Chinese learn more about wine, and consume more (particularly Bordeaux and Burgundy), demand will increase, keeping overall prices high, and supplies of hard to find wines even harder to find. The European investment in Chinese wine production, will eventually break through to outside markets, and we'll begin to see some Chinese wine on the specialty store shelves...I can't say how good they'll be, as I haven't tried any yet, that I thought were good.
3 comments:
Pinot Noir has become a new favorite of mine! Thanks for sharing this wonderful post!ReplyDelete
Michelle....thanks for joining in the conversation. Pinot Noir has been growing in popularity since the movie "Sideways" came out. Pinot Noir is one of those grapes that tastes different from each location its' grown. If you've only been trying California Pinot Noir, then try Oregon, or, if within your budget, try French Burgundy. Even within California, the Sonoma Pinot Noirs, taste completely different than the Santa Rita Hills wines.ReplyDelete
ON a side note, I see from your blog that you are retired Air Force. My son is an officer in the Air Force (and Academy Grad). He is currently stationed at Laughlin as a flight instructor.
"There will be a move to more "food friendly" wines in the New World." That's indeed good news! Drinking wine along with good food should be the trend. It will be a much enjoyable and satisfying combination when the drink complements the food.ReplyDelete
Jessie Henn


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In Senegal, hip-hop comes with a kick. It carries enough social significance to bring real political change. In 2000, rappers led the youth to go out and vote, consequently bringing the first political shift in government in four decades, embodied at the time by Abdoulaye Wade. Twelve years later, as it became perfectly clear that Wade was oblivious to the needs of the Senegalese population, rappers once again stepped into the political arena, this time against Wade.
And they succeeded. On February 27th 2012, Senegalese president Abdoulaye Wade lost his bid for a third term. With his defeat, the rappers' fight also came to an end: ousting Wade had become the driving force behind Senegal's hip-hop movement, so with Macky Sall now in office, the rappers are forced to look for different angles, in and out of music and politics.
Clash was fortunate to discuss this situation with seasoned Senegalese rapper Keyti, an artist who's been at the forefront of Senegal's hip-hop scene for well over a decade, and who has also been at the helm of the hip-hop movement's engagement in the protests against the government.
Keyti first helped us take a step back, to better understand what happened in his country: at the end of Wade's last term, discontent was at an all-time high in Senegal, an otherwise proudly peaceful country. The population suffered repeat, extended and unexplained power cuts. People couldn't properly work for months, and without any answers or justifications, there was no hope for improvement. Meanwhile the president was busy erecting a $27 million statue on Dakar's Corniche – it's larger in size than the Statue of Liberty, and well worth a Google image search.
Wade also tried to bring his son to the political table, Karim Wade, making him his de facto heir. The president's maneuvers were so blatant that father and son became known comically as Wade and Wade. But as Wade senior seemed to be obliviously provoking his country, rappers once again came together to mobilize the population: in 2011 they founded the Y'en a Marre movement ("enough is enough" in French) with a number of journalists and other activists.
Y'en a Marre was a powerful catalyst, turning the Senegalese's frustration into action, by initiating protests all over the country. It also became a target: in June 2011 for instance, as Wade tried to pass a very controversial bill tampering yet again with the electoral process, Simon, one of the most influential rappers in Senegal, was beat up by the police. He was simply visiting a police station to meet with its commissioner, a routine visit to obtain information. He never met the commissioner. Instead, without any warning or justification, he was arbitrarily beaten. The next day, thousands took to the streets, and that same night, the bill was defeated.
This is an excerpt from the January 2013 issue of Clash magazine. Find out more about the issue.
Words: Benjamin Lebrave
Photography: Jasper Clarke


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Indiana's governor has wrapped up a weeklong trip to Japan and South Korea with state government officials and business leaders.
Gov. Eric Holcomb spent Tuesday in Tokyo where his meetings included time with executives from Subaru and Honda, both of which have major auto assembly plants in Indiana. The Indiana Economic Development Corp. said Holcomb's delegation also hosted a reception thanking business executives and others for their partnerships with Indiana.
Holcomb spent two days in South Korea as he started the trip Sept. 4 before going on to Japan.
The governor has more foreign travel plans coming up, with a trip to China and India that's scheduled for Sept. 22-Oct. 5.


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Tech 21 has unveiled the Power Engine Deuce Deluxe, a "pumped up" version of its Power Engine 60 Series.
The Deuce Deluxe is capable of delivering 200 watts of transparent power and boasts an onboard three-band active EQ plus low pass and high pass filters.
There's also an XLR input and XLR output with selectable levels, a defeatable tweeter, an extension speaker output, studio-grade 1/4-inch headphone output and a 1/4-inch auxiliary input.
The full-range, flat-response cabinet is designed for amplifying any direct recording device or pre-amp, such as Tech 21's Fly Rig/SansAmp.
The Power Engine Deuce Deluxe is available now for $645.
For more information head over to tech21nyc.com.


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Mother Mary says, dear heart, I am Mother Mary. I come today with important news. Divine has decreed that all light workers who have been working for Gaia and humanity, have done a remarkable job. Gaia had been deep in a rut, and now she is in a better position. She is loving the place she is in now and she wants to continue the upward movement. Besides Gaia, we also have tremendous forces at work. These forces are divine sent. They represent our beloved Divine Mother and the company of heaven. They are everywhere. They are here just in time when Gaia needs them the most. For that, Divine and the company of heaven, are very grateful for their help and presence. They definitely make our life easier, and humanity definitely benefits. Our light workers are so appreciative for the Divine and all the helpers out there.
I love you dear heart, I am Mother Mary. In the recent shifts, Divine noticed that there are a few important light workers who are supposed to lead the ascension journey, But are not on the scene. In other words, they are no where to be found. If you are the leader and you are supposed to be the ones who lead every one else on this spiritual path, and we can not see your actions and deeds, even though you made yourself known to the world. Then how are you going to lead? How are you going to be the leader, leading humanity and Gaia home? How are you going to set the example for others to follow so that in the process, you can complete your mission? Think about it dear heart. If you are supposed to be an ascension leader, we were supposed to have seen you by now, leading the ascension efforts and making contributions to Gaia and humanity. That is the case for some of our prominent ascension leaders, and that is unfortunate. I hope you heed my message, reflect on what it means to you and hopefully you will come out of the hiding, and start to lead.
Besides a couple of these leaders, I also have noticed that even though some leaders are indeed trying to make themselves known, and trying to lead. In reality, they are not effective. The reason I say that is because I often see these souls who are trying, are often behind the scenes, and often behind the light workers. So now, the question is how are you going to lead if you fall behind. Who are you going to lead if there is no one behind you? Does that dawn on you that you are far behind the momentum and humanity, and you need to catch up first before you even consider leading effectively? That is my advice for you dear heart, catch up first before you can actually lead anyone. We need leaders. But we also know where you are and how much you need to catch up before you can be in a leadership position. So, that is the message for our potential leaders and souls who are supposed to be the leaders right now. It is important that you get the message, get yourself in the leadership position as soon as possible so that we can continue to move the Divine plan forward. In other words, partially the reason we are stuck in this phase is because our ascension leaders are not ready. We have to wait for them. And now time is running out. We need them to step up, to be ready, in position, so together, we can move in to the next phase. That is urgent. I want all of your leaders to hear it. Time is running out, hurry up, get yourself ready. Let's get the ball rolling. Let's move to the next phase. We are ready, so are you. You just need to hurry up, get to the front of everyone, start to lead.
I love you dear heart, I am Mother Mary. In the next few days, Divine is going to continue the push for final disclosure. We have the rules that the final disclosure have to happen in a certain way, By certain individuals, and together, we usher in the new Golden Age. In order to do that, we do need some souls to do the disclosures first, and the final disclosure follows. So, I am calling these souls, if you are destined to be the last ones, please go ahead do your part, we are ready, so are you. We know you are waiting. Now the waiting is over. Get yourself up there, start the ball rolling. We are here, waiting for the final announcement. Let's do it, you and I, together, we get things done. I am Mother Mary, I love you. So it is.
» Source » Channel: Linda Li


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Kick 4 Life is a charity delivering a range of projects focused on tackling HIV through sports-based health education, voluntary testing, life-skills development and support into education and employment. Its work is focused in Lesotho which has the third highest HIV prevalence in the world and where more than 100,000 children have been orphaned by the disease.
This year Penoyre & Prasad have provided voluntary architectural services to help design and build a new conference and accommodation centre, including new Kick 4 Life offices, in Maseru, Lesotho
The new centre will enable the charity to expand its youth programmes, offering residential schemes which will allow children from even remote areas to participate. The new centre will also facilitate revenue generating schemes, with rentable meeting spaces and conference rooms and a new social enterprise café, which will provide training for, and be run by, street kids.
This project consolidates development work undertaken previously on the site, as part of FIFA's 20 Centres for 2010 Campaign which aimed to create 20 Football for Hope Centres promoting public health, education and football in disadvantaged communities across Africa.
As a strategy to accommodate any future funding gaps, the new centre, will be built in two stages. Sleeping accommodation, not immediately required, will be located on the first floor and independently accessible during the second stage of construction. Design features include flexible partitions between conference rooms, a timber pergola to the west for shading of ground floor and to create a community space to the café and a "sunset balcony" on the first floor common room.
Penoyre & Prasad architect Pedro Clarke, who has long standing connections with Kick 4 Life, has worked on the project this year, developing the design to hand over to a local architect for implementation. Pedro is the latest Penoyre & Prasad architect to work in Lesotho. Partner Ian Goodfellow also volunteered via Article 25 to work on projects in the region, helping develop a special needs school in Lesotho in 2008.
Kick4Life is developing a growing range of social enterprise activities which offer participants the opportunity to gain valuable experience, as well as generating sustainable income for ongoing programme delivery


text: Andrea writes: > On Wed, Nov 08, 2000 at 11:46:28AM -0500, Chris Mason wrote: > > [..] reiserfs tries to update the journal header block on mount. [..] > > So it does the same thing of ext3, I remeber we also discussed that design > decision in the past and I remeber there are good reasons for that. > > > Heinz and found the bug where is_read_only returns 0 for the snapshot > > Oh, I didn't know you were just aware of it. > > > volume while we were working on the snapshot api for journaled filesystems, > > so this code got a lot of testing. Chris, can you send me the API that you settled on, and I will add it into ext3 and LVM 0.8final so that Rik can have a working system. Cheers, Andreas -- Andreas Dilger \ "If a man ate a pound of pasta and a pound of antipasto, \ would they cancel out, leaving him still hungry?" http://www-mddsp.enel.ucalgary.ca/People/adilger/ -- Dogbert