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May 28, 2016
Bay Springs Police are offering a $1,000 reward to anyone with information on the whereabouts of 26-year-old Randy Hughes. He is wanted on three burglary charges.
It happened within the last three weeks and all were house burglaries. Investigators say no one was hurt and nothing stolen.
Bay Springs police Chief Jimmy Herrington says the reason for the reward is growing concern and rumors in the community that Hughes is wanted for rape.
"That's not true. All he's wanted on is the burglary charges," said Chief Herrington.
Chief Herrington says there are now a number of rumors, and he stresses 'rumors,' circulating throughout the community about what Hughes might do if he were to attend the upcoming Bayfest activities. With this in mind Herrington says patrons should not be worried, "because as always there will be ample security."
"We want to ease the public's mind. We've answered all the calls, but we're trying to protect him and the residents," Chief Herrington said.
Chief Herrington says Hughes is not thought to be armed but he is thought to still be in the area. Anyone with information on his whereabouts is asked to call the Bay Springs police department at 764-3122.
Click Here to access the online Public Inspection File
Viewers with disabilities can get assistance accessing this station's FCC Public Inspection File by contacting the station with the information listed below. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, 888-835-5322 (TTY), or firstname.lastname@example.com.


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Matt Smith: Doctor Who changed my life
- Previous article
Corrie's Paula Lane: 'I don't want to be the evil one on the Street!' (VIDEO)
- Next article
Tamera Foster sees hypnotist to overcome song slip-ups
Outgoing Doctor Who star Matt Smith has revealed that starring in the show was life-changing - but that he has no regrets about doing it.
The actor, who is due to bow out of the role in the forthcoming Christmas episode, told the Radio Times that while being the Doctor took over his life, he wouldn't have had it any other way.
"Everything changed. It's all consuming – and that affects the rhythm of your life," he admitted. "Now, however, it's settling down a little.
"But I think if I was going to choose to spend a couple of years in anyone's body, why not live it as the Doctor? He's going to have more fun than almost anyone else alive."
While he refused to elaborate further about the Christmas special and his departure from the show, he called the episode a 'fitting send-off' and a 'fitting introduction' for his replacement Peter Capaldi.
Showrunner Steven Moffat was also quick to sing the actor's praises, saying: "You will not find anyone with a negative story about Matt.
"The producer, Marcus Wilson, gets him on set as quickly as possible because the crew literally works faster when he's there," he explained.
"He's the life and soul, greeting the guest actors like the perfect host, even when he's feeling broody, unhappy, tired or sulky."

subset: commoncrawl


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Beta-Alanine is a non-essential amino acid that is used by muscle cells to synthesize Carnosine. Carnosine is a dipeptide (Beta-Alanine plus Histidine) that functions as a buffer for the hydrogen ions (acid) produced during strenuous exercise, thus helping to maintain optimum muscular pH. NOW uses CarnoSyn®, a patented form of Beta-Alanine that has been clinically tested and shown to increase muscle Carnosine content, allowing muscles to work harder and longer during intense exercise. NOW® Beta-Alanine is backed by scientific research demonstrating that CarnoSyn® supplementation results in delayed muscle fatigue and rapid recovery time, thereby helping you attain your strength and endurance training goals.*
As a dietary supplement, take 3 capsules 2 to 3 times daily with water or your favorite beverage. For best results, allow at least 2 hours between doses.
Other Ingredients:
Rice Flour, Gelatin (capsule), Stearic Acid (vegetable source) and Ascorbyl Palmitate.
Contains no: sugar, salt, yeast, wheat, gluten, soy, milk, egg, shellfish or preservatives.
Caution: Beta-Alanine may cause a harmless, temporary tingling sensation on the skin for some individuals. After a few weeks of supplementation with Beta-Alanine, this sensation normally lessens or subsides.
Licensed under one or more of U.S. Pat. Nos. 5,965,596, 6,426,361 and 7,504,376, each of which is owned by Natural Alternatives International, Inc. (NAI). NAI is also the owner of the registered trademark CarnoSyn®.
Store in a cool, dry place. Please Recycle.
*These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure or prevent any disease.
This information current as of 10/2/14 8:07 PM.


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« The Amazing Race: Surrounded By Ninjas! | Home | Reality TV Listings: December 6, 2010 »
The Real Housewives of Atlanta: Friends & Lovers
December 05, 2010 09:30 PM by Shayla Perry
This week, on an all new episode of Bravo's The Real Housewives of Atlanta, Kim Zolciak's "lady friend," Tracy Young makes an appearance, and there's trouble for Cynthia Bailey and her fiance, Peter, when he starts getting jealous of her friendship with NeNe Leakes. Keep reading to find out everything you missed!
After last week's fiery exchange between NeNe and her husband, Gregg, things have calmed down a bit for the Housewives of Hotlanta, but we know better than to think that will last long.
Kim starts off the show admitting that she and DJ Tracy Young had sex, which she downplays as only Kim can. Over the phone, she and Tracy discuss her plans to see a vocal coach, and Tracy offers to come down from NY to give Kim some "moral support."
Fresh off of her breakup with Tiy-e Muhammad, Sheree Whitfield meets with her acting coach about a local play called "Child Support Man," which they want her to do for free. Sheree says that she'll think about it, and agrees to meet with an agent to help her get her acting career off the ground.
There's some tension between Cynthia and Peter, since he claims she's always on the phone with NeNe whenever he's around. Peter warns her about getting too involved with what's going on between NeNe and Gregg and demands that the phone calls stop when he's home.
Kandi Burress and her manager, Michael, are on the radio promoting their upcoming event, where she and Sheree will be racing their cars.
Kim and Tracy go to meet with Kim's vocal coach, Jan Smith, to help her get more comfortable with the new song, "The Ring Didn't Mean a Thing." [Enter awkwardly bad vocals, but not as bad as before.] Jan gives Kim some constructive criticism, and a few things for her to work on on her own.
At the Leakes' household, NeNe's friend, Diana, comes to visit her since NeNe hasn't answered her phone calls in a few days. NeNe, who's spent most of her time in bed, admits that she's been avoiding everyone after embarrassment over Gregg's radio "interview," but Diana convinces her to go to Kandi's racing event. NeNe says she'll go, but isn't in the mood to deal with Cynthia and Peter, since she knows Peter has taken issue with her talking to Cynthia so much.
The Parks family is preparing for another photo shoot with Spark St. Jude, but this time, no pickles. Instead, baby Ayden makes the shoot more memorable by pooping all over Phaedra's beautiful white blouse. Plus, if that wasn't enough, we even got a photo of a shirtless Apollo!
In the studio, Kim and Kandi are working on the details of their tour, then Kim goes into the booth to show Kandi how much she's improved since working with Jan, but Kandi's not buyin' it. Then, Jan shows up to help out.
Sheree arrives at the acting agency and is surprised that she has to read in front of an entire group of agents. She starts off having trouble recalling what plays she's been in and continues to do a pretty poor job of reading the script.
At the racetrack, Kim surprises everyone by walking in with Tracy. Sheree and Cynthia try to talk to Tracy about her relationship with Kim, and Kim immediately sends Sweetie to get Tracy away from them.
NeNe arrives and says hello to Peter, but he's very standoffish with her. Cynthia claims that he's stressed over problems with the restaurant.
Kandi and Kim get in Kandi's car and race Sheree and Tracy in Sheree's car. Apparently, there was a discrepancy in where the finish line was, but according to the tape, Sheree won.
After the race, Peter and Cynthia are on their way home discussing the awkward evening, and surprise, surprise, NeNe calls. NeNe invites them to go out, but Cynthia declines. NeNe asks to speak to Peter and asks him if he has a problem with her. Peter gets an attitude with NeNe and explains that he's going through his "own stuff."
Cynthia is upset with Peter for being so rude to Peter, but seems to side with him in the matter (as NeNe predicted).
Will this change NeNe and Cynthia's friendship?
For other great The Real Housewives of Atlanta news, please feel free to check out SirLinksAlot: The Real Housewives of Atlanta and then come and discuss the show on our reality TV message boards. For more breaking news about celebrities and entertainment visit our sister site SheKnows.com!
For more breaking news about celebrities and entertainment visit our sister site SheKnows.com!
Photo Credit: Bravo
Topics: Bravo Reality TV Shows, The Real Housewives Of Atlanta |
« The Amazing Race: Surrounded By Ninjas! | Home | Reality TV Listings: December 6, 2010 »


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I have the following text
"This ball isn?t yours, this one is John?s"
I want to correct this to be
"This ball isn't yours, this one is John's"
How can I do this in Java using Pattern and Matcher?
Here's an example
In this case you could use:
Then you'll be much less likely to replace legitimate question marks, as @glowcoder mentioned. However, I think @Philipp is right, and this is really a character-encoding issue. It looks like your text was supposed to be:
If it was encoded as cp-1252 but decoded as ASCII, the curly single-quotes would be replaced with question marks. If that's the case, you're likely to find other characters, like curly double-quotes (


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About Us
Mission, Vision and Values
Leadership Biographies
Ricardo Estrada
Colleen M. Jones, LCSW
Denis Hurley
Karina Ayala-Bermejo
Our Boards
Annual Report & Fact Sheet
Financial Information
Ricardo Estrada
President and CEO
Ricardo (Ric) Estrada was named President and CEO of Metropolitan Family Services, one of Chicago's first and strongest human services agencies, in March 2011.
During his tenure at Metropolitan, Estrada has led the expansion of Metropolitan's client base by 25,000 (currently totaling 68,000), and overseen the growth of the agency's budget from $32 million to $50 million. This dramatic increase came in part from selected acquisitions of programs formerly managed by Jane Addams Hull House, as well as from Metropolitan receiving grants to administer Head Start for all of DuPage County. Estrada spearheaded efforts to secure funding to establish an early childhood facility on Chicago's Southwest Side, the state's area of highest need for such facilities. In 2015, he also led the launch of the Campaign to Mpower Families, a bold $25 million initiative to reach more families and strengthen Metropolitan's communities with better services and an even stronger organization.
Estrada has more than two decades of leadership experience in human services, philanthropy and government. Prior to joining Metropolitan Estrada served as First Deputy Commissioner of the City of Chicago's Department of Family and Support Services (DFSS). Before that he served as Executive Director of Erie Neighborhood House in Chicago, where his accomplishments included creating Erie Elementary Charter School.
His record of civic and community involvement includes appointment to the Chicago Early Learning Executive Council; the University of Illinois Board of Trustees; Board of Directors of Leadership Greater Chicago; and Board member of the Woods Fund of Chicago.
Estrada's awards include being named the Leadership Greater Chicago 2013 Distinguished Fellow, an American Marshall Memorial Fellow and the Loyola University Chicago Latino Alumnus of the Year, as well as receiving the City Club of Chicago John A. McDermott Award for Distinguished Social Leadership, and the Citibank Hispanic Heritage Award. In 2012 he was honored by the Chicago Bears with an NFL Hispanic Heritage Award. He also was selected as one of Crain's Chicago Business' "40 under 40" in 2002. And in December, 2013 he was recognized as the Person of the Year by the Corporate Responsibility Group of Greater Chicago.
Estrada's educational background is grounded in social services and business, including an MBA from the University of Illinois at Chicago, an M.A. in Policy and Administration from the University of Chicago, and a B.S. in Psychology from Loyola University of Chicago.
About Us
Legal Aid
Get Involved
Contact Us
Head Start Login
Client Rights & Privacy Policy
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Copyright ©
Metropolitan Family Services


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See All Contributors »
thought he was good on gameday forgot he was a bball coach for a second sounded like a football coach
"I truly hope we kick their *** today." He sure knows how to get a crowd fired up.
Love Bobby Knight. That man urinates intensity.
love when he was talking about the media overhyping things, and they said aren't you part of the media now bob, and he says im not one of them im a consultant
Originally Posted by leg4cy
Love Bobby Knight. That man urinates intensity.
Bobby Knight could beat Chuck Norris in a staring contest.
Did he choke or shoot anybody?
Originally Posted by Icky_Mettle
Did he choke or shoot anybody?
no, but corso almost did ....
Winners' Never Quit and Quitters' Never Win
Originally Posted by mramseyISU
Bobby Knight could beat Chuck Norris in a staring contest.
MacGyver? Probably.
Jack Bauer? Maybe.
Mr. T? Unlikely.
Chuck Norris? Not a chance.
However, he IS on the "All Badass Team"
"That's what I do. I drink, and I know things." - Tyrion Lannister
"Success is just failure that hasn't happened yet." - life advice from Latrell Spreewell
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Literary Penguin Fabric
Literary waddling penguins – what could be better? 2nd floor, Japanese cotton and linen blend, $34.99 per yard, 43″ wide
New silk fabric, woolen fabric, cotton fabric, buttons, lace trims, and more...each month brings new temptations!
The latest updates and gatherings involving the Britex Community. Stay up to date and make sure to mark your calendars.
Information and tutorials for folks interested in antique Italian lacework, nouveau fashion, sewing techniques and much much more!
Literary waddling penguins – what could be better? 2nd floor, Japanese cotton and linen blend, $34.99 per yard, 43″ wide
I'm in love with this sophisticated country fair Japanese cotton. It is lightweight enough to be perfect sewn up into a pair of urbane tailored pajamas, perhaps with chartreuse piping around the cuffs, collar, and pocket. I'm also much enamored of the color scheme and the taupe background. This soft fabric is found on… Britex Fabric's 2nd floor, is 100% cotton, 45" wide and $24.99/yard.
We just got several bolts of new Japanese fabric, including this briskly fabulous piece with London images including the Tower of London, red double-decker buses, and marching Queen's Guards. I deeply desire a bow tie from this, which I'd debonairly wear with a red wool double-breasted vest and 501s. This fabric is 85% linen/15% cotton, 45" wide and $29.99/yard.
"London Bridge
Is Broken down,
Dance over my Lady Lee.
London Bridge
Is Broken down
With a gay Lady."
(Earliest printed English version, Tommy Thumb's Pretty Song Book, 1744)
Yikes! It certainly appears that the Emperor has no clothes. We love the swindler tailors in their fezzes, and the king in his majestic crown and striped shorts. This sturdy fabric would be perfect for a child's a-line jumper…..worn with a red turtleneck, red ribbed tights, and black ankle boots. It is Japanese cotton/linen fabric, 45" wide, $29.99 a yard, and found on Britex Fabric's 2nd floor.
Please email M. Du Jour at Britex Fabrics if you want to buy this fabric.
If you wish another fabric, contact us through our fabric mail order department for detailed mail order assistance.
We recently had an inquiry about our Japanese quilting cottons. Here is a stack of our selection of Japanese quilting cottons. Remember, these fabrics will be on sale during out stupendous fall 30% off sale on Monday, October 12th, and Tuesday October 13th. Enjoy!


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All the latest from Business
Study: High-Potency Marijuana Could Cause Brain Damage, PsychosisStudy warns damage to white matter in the brain could interfere with communication between the left and right hemispheres.
Report: Amazon Resets Some Customer Passwords Over Security FearsThe online retailer sent an email to an unknown number of customers saying their passwords had been automatically reset.
Nordstrom Won't Be Celebrating Christmas Until After ThanksgivingA sign posted on Facebook reveals the department store won't be celebrating Christmas until Thanksgiving is over.
Online Book-Seller Amazon Opening Real BookstoreAmazon opening its first bookstore in University Village.
E. Coli Outbreak Closes All Chipotle Restaurants In Washington And OregonHealth officials expect the number of people sickened to grow while they investigate the cause of an E. coli outbreak.
PICTURE: Customer Finds Dead Mouse In Subway SandwichA customer found a dead mouse in his Subway sandwich.
Bakery Owners Refusing To Pay $135G In Damages To Gay Couple Who Were Declined Wedding CakeThe owners of a Portland-area bakery are refusing to pay $135,000 in state-ordered damages to a same-sex couple who were denied service.
Boeing Reveals Its Newest Plane: 737 MAX 8Boeing is giving people a first look at its new 737 MAX 8, which is designed to be more fuel efficient than previous 737s.
Survey: Most Office Battles Center Around Cleanliness, Temperature SettingsA new survey finds that most battles between co-workers in the office stem from cleanliness and temperature settings.
Microsoft Posts Net Loss Of More Than $3 BillionThe Redmond, Washington-based software giant posted a net loss of $3.20 billion, or 40 cents per share, reversing a profit of $4.61 billion, or 55 cents per share, a year ago.
Taxes Top $70 Million After Year Of Legal Pot Sales In WashingtonWashington's racked up more than $250 million in marijuana sales in the past year.
Senate Passes Class Size Initiative DelayThe Legislature on Thursday approved the final component of a $38.2 billion state operating budget


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Online sentiment monitoring and analysis can help biopharma resource managers make crucial decisions about where money should be spent—at a time when budgets are strapped
Per Wikipedia, "sentiment monitoring" (or "opinion mining") refers to "the natural language processing, computational linguistics, and text analytics used to identify and extract subjective information in source materials to determine the attitude of a speaker or a writer, with respect to some topic or the overall tonality of a document." These analytic techniques, combined with the adoption of social media channels by patients, physicians, and other interested parties, provide a wealth of information for conducting sentiment monitoring analyses.When it comes to healthcare in particular, there is no shortage of user-generated content: A recent search on Google for the terms "healthcare blog" and "healthcare sentiment analysis" pulled more than 41 million references to healthcare blogs and over 227,000 hits on healthcare sentiment analysis. IHealthbeat reports that between 2004 and 2009, the number of US adults who went online searching for prescription drug information more than doubled, from 45.7 million to 102.3 million. In Europe, the Office of National Statistics states that 30 million people in the UK access the Internet every day, with about 40 percent looking for health-related information. Approximately half of all Internet users in France search regularly for medical information. Older adults are now more comfortable using the Internet on a daily basis, and the rise of patients on multiple medications and the associated costs have spurred an increased desire for information and choices.
Along with this increased activity, many online patient and healthcare sites have emerged. Some of them are general social networking sites, like Facebook, while others are specifically health-oriented, such as Google Health and Microsoft HealthVault. While Microsoft HealthVault is not routinely available for monitoring, except by a patient's physician, and Google Health requires patients to opt into third-party access, the growth of these sites illustrates the willingness of patients to share and discuss their medical experiences online.
For industry, potentially valuable partnerships can be formed with Electronic Medical or Health Records (EMR/EHR) companies, as well as prescription record-keepers such as PatientKeeper and Allscripts. Mobile health services like ePocrates, WebMD, and social media networks including PatientsLikeMe and Doximity, for example, offer valuable information for conducting sentiment analysis. To make the most out of monitoring, it's important to understand the nuances of each site or community, from the perspective of its users. Identifying those nuances adds value and context to the information being exchanged.
Physician social networks in particular can serve as an inexpensive way to gather information and also promote products. Pozen, a small drug developer, is currently promoting its migraine drug Treximet using a social media campaign of physician-only networks. Exclusive networks, such as Sermo and Medscape, have higher participation rates with respect to physicians and healthcare providers than do general sites like Facebook or Twitter, and professional-exclusive networks like doc2doc and Ozmosis feature lively conversations between physicians. All of these communities foster and facilitate discussions around various health topics that are of great interest to companies looking to provide a more customer-focused approach, since they offer a snapshot of customer perceptions and sentiment.
Patient associations, scientific societies, physician blogs, and media sponsors are just the tip of the iceberg. There are a growing number of sentiment analysis companies that offer algorithms and technology to help analyze the views being expressed on the Internet.
After identifying a trend or issue, how do you respond? Sentiment analysis offers near immediate interpretation of written communications, which can be invaluable when it comes to product launches and customer perceptions, but how do you translate this information to a meaningful strategy, and subsequently operationalize it into tactics which will ultimately benefit shareholders? One example is to see how to apply the learnings from customer sentiment and be innovative while at the same time improve the bottom line by cutting expenses.


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Lot 239 View Catalog
Bulldog Head Pendulette Wall Clock: glass eyed bulldog head with raised white numerals and hands; key wind movement; has pendulum. Unmarked in anyway.
Running at this time.
7" with pendulum.
All Items Sell As Is, Where Is, No Guarantees of Any Kind. You must contact our office at 641-754-4890 to make payment arrangements within 3 days of the auction ending. We accept Visa & Mastercard; no checks; no money transfers; no money orders or Paypal. Your Card Will be Charged Twice; once for the purchase and once for shipping. No Exceptions. Thank You for participating in our auction.
Sign In to see what this sold for
|$100 – $300
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Your maximum bid will remain private.


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Rethinking economics, markets and incentives
Based on a review of the experiences gained during the course of LLS, this paper documents insights and lessons about using markets and incentives to strengthen forest landscapes and livelihoods. It aims to interrogate just what a 'landscape approach' means in economic terms, to identify how markets can be used to generate incentives to share forest benefits more equitably and sustainably, and to highlight which kinds of approaches and 'packages' of interventions can assist in this. …
22 Jul 2013 | Downloads - publication
Improving ecosystem functionality and livelihood
This paper examines how interventions intended to improve functionality and productivity of forested landscapes to improve livelihoods of the poorest populations, might actually yield co-benefits in terms of biodiversity conservation. It argues in favour of a 'landscape' approach to achieve these co-benefits. …
21 Jul 2013 | Downloads - publication
Extracting value from the forest - Acre, Brazil
Originally important in the 19th century as a source of latex rubber, the region subsequently lost out following the rise of the Malaysian rubber industry. As a result, large swathes of the region's forests were converted for farming and cattle ranching resulting in a loss of forest cover and related biodiversity. In the 20th century, following campaigns led by environmental activist, the late Chico Mendes, large areas were designated Extractive Reserves. Although this resulted in protection of the remaining forest, it did little to enhance the livelihoods of many of the forest-dwelling communities who remained very poor, largely because their land-tenure rights remained ill-defined and the small scale of their forestry-related activities meant that they were mainly confined to subsistence activities. …
19 Jul 2013 | Downloads - publication
Small changes for big impacts - Wassa Amenfi West, Ghana
This paper describes LLS interventions in the Wassa Amenfi West Landscape in the western region of Ghana. The landscape extends over an area of about 120,000 ha. It is a mixed landscape with a variety of agricultural uses; the most important is cocoa farming. …
18 Jul 2013 | Downloads - publication
Moving Closer to Nature - Miyun Landscape, China
Substantial efforts have been made over the last 30 or 40 years to reforest the Miyun landscape. These efforts were a response to the very urgent need to protect the Miyun reservoir and its watershed, which supplies up to 80% of the water used in Bejing, China's capital city. Over the last decades, Beijing has been facing a progressively worsening water crisis. …
17 Jul 2013 | Downloads - publication
Unusual Partnership - Doe Mae Salong Landscape, Thailand
The Doi Mae Salong watershed in the north-west of Thailand is the headwater of the Mae Chan River, a tributary of the Mekong River. As such, it is an extremely important landscape for the economy of the region. The landscape has the particularity of being designated a Military Reserved Area and coming under the control and command of the Royal Thai Armed Forces (RTAF). …
16 Jul 2013 | Downloads - publication
Livelihoods and Landscapes Strategy - Results and Reflections
Are forests just an economic safety net for the poor? How much are forests actually worth, on a global scale? …
15 Jul 2013 | Downloads - publication
New TEEB Report: The Economics of Ecosystems and Biodiversity for Water and Wetlands
The new TEEB report 'The Economics of Ecosystems and Biodiversity for Water and Wetlands' was launched by RAMSAR and partners on the occassion of World Wetlands Day. …
01 Feb 2013 | Downloads - publication
arborvitae Issue 44 - Forests: a legal challenge
- Where there is no title: Security of tenure is neither a sufficient nor a necessary condition for trust and confidence about future benefits.
- Feature: Customary laws can have a significant influence on access to – and use of – land and forests in many countries.
- Tigers or tribals: The rules set down in the law certainly fall short of expectations and make its implementation difficult.
31 Oct 2011 | Downloads - publication
Important Plant Areas of the south and east Mediterranean region - Priority sites for conservation
Editors: E.A. Radford, G. Catullo and B. de Montmollin … | French
01 Jun 2011 | Downloads - publication


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Holiday party dresses
Festive fashions from local boutiques + local designers.
The holiday season is in full swing, and your calendar is filling up with family dinners, office parties and charity galas. In between shopping sprees for others, treat yourself to a festive dress fit for all occasions.
We hit the streets to find the best holiday dresses in San Diego, from local designer gems, to local boutique picks and big brand steals. This season's most luxurious colors and textures give us good reason to celebrate.
Designer: Andre Soriano
The dress: French lace embroidered black gown with hand-beaded embellishments, pleated satin skirt, v back and cuff sleeves. Inspired by Audrey Hepburn in "Breakfast at Tiffany's." $1200
The occasion: Wear this high fashion, custom couture gown to a black tie charity gala.
Designer note: "Timeless design. Custom. Only one in the world."
Andre Soriano Showroom, 525 5th Avenue, downtown. andresoriano.com
Big brand obsession: Nanette Lepore at Nordstrom
The dress: This fashion-forward look is the picture of chic holiday style. Sheer black lace tops the color-blocked green and black cap-sleeve sheath dress, tied together with a removable belt, dropped waist and eyelash-fringe hem that dangles just above the knee. Understated accessories and a simple black heel will complete the ensemble. $448
The occasion: This dress will wow co-workers at the office bash.
Nordstrom locations in San Diego: Fashion Valley Mall, Westfield Horton Plaza Mall, Westfield UTC La Jolla. nordstrom.com
Designer: Aquino for M. Dot Design Studio
The dress: Michelle Aquino's signature crimson red velvet dress with floral detailing and gold trim. The flirty frock falls above the knee, with a soft v neck and forgiving waistline. $248
The occasion: You're sure to impress the family in this sweet, stylish holiday look. Cover up with a festive gold cardigan sweater, black tights and black booties.
Designer note: "This dress caters to your body type, and not the other way around."
M. Dot Design Studio, 920 E Street, downtown. mdotdesignstudio.com
Big brand steal: Neiman Marcus for Target
The dress: Robert Rodriquez's elegant Chantilly lace black and cream dress in fit-and-flare style to flatter all body types. The high seamed waist is accented by a ribbon tie belt, giving way to the A-line skirt. For a pop of color, pair with red heels and a red lip. $99.99
The occasion: Charming and feminine, this is the perfect look for a holiday dinner party at home.
For mini-me: Girl's white beaded dress by Marchesa, $99.99
Last word: The Neiman Marcus Holiday Collection hit Target stores on Dec. 1, with limited-edition fashions and gifts from 24 top designers, including Marc Jacobs, Carolina Herrera, Diane von Furstenberg and Oscar de la Renta. target.com
Boutique: Tease
The dress: Because even Mrs. Claus deserves a night out on the town. The Love Me Do Lace Up Dress by Style Stalker will turn heads this holiday season. This vibrant red mini boasts a pleated skirt and shows a little skin with a lace-up, cut-out waist. For a cool casual look, style with a black motorcycle jacket and studded boots. $189
The occasion: The holiday spirit has invaded the party scene. Heat up the night with fun holiday events like Fluxxmas Factory. fluxxsd.com
Last word: "Our San Diego weather makes this short hem-line no problem. Remember, every girl needs a little red dress." – Tease
Tease Boutique, 435 Island Ave., downtown. teaseboutique.com
Boutique: Mog & Rue
The dress: Sleeveless sequin sheath by Single Dress. A panel of matte gold sequins runs down the front of the formfitting dress, with a small sheer v at the neckline, and a black ponte back. $198
The occasion: She is best dressed at the holiday cocktail party, but she only drinks champagne.


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Launched during Cedar's Green Week, the guidelines have been developed in response to a growing body of evidence on why digital needs to go green, and reflect both agencies' ongoing commitment to sustainable business practices.
The full guidelines aim to reduce page loading times and http requests through efficient and agile design principles, reducing the server space and energy required to run and load the sites.
The guidelines comprise 10 key principles that Cedar and Reactive will consider at the beginning of every new digital project, including:
'Sustainability is already an important consideration for print, but we believe it is just as important for digital,' says Clare Broadbent, Cedar's CEO. 'These guidelines mean that from now on we will consider sustainable design up front, so that our work not only delivers for our clients, but also minimises impact on the environment.'
'Striving for more efficient digital design has always been important to us, but when you realise the impact that digital products have on the environment, it becomes a no-brainer,' says Iain Russell, Managing Director of Reactive UK. 'We're delighted to be working with Cedar on bringing green design principles into web development.'
Related items:
>Tesco launches new magazine
>Cedar appointed to produce LBS' Business Strategy Review


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LIVERPOOL have been told they can buy goalkeeper Asmir Begovic, but only if they meet Stoke's valuation of £12million.
The Independent are reporting that Stoke City are prepared to let Begovic leave the club this summer, after rumours linking him with Liverpool and Arsenal.
The Bosnia international was one of few positives for the Potters this season, as they finished just 6 points above the drop zone.
Liverpool have been linked with the 25-year-old, with the future of current 'keeper Pepe Reina in doubt. Reina has been linked with a move to Barcelona, and the Reds have identified the Stoke shot-stopper as the ideal replacement should the Spaniard leave Anfield.
Begovic joined Stoke in 2010, where has become one of the top rated goalkeepers in the league, keeping 12 clean sheets this season.
Chairman Peter Coates has revealed that the club would not get in Begovic's way if he wanted to leave the club, as long as their valuation was met.
Liverpool have also been rumoured to be monitoring Sunderland goalkeeper Simon Mignolet. The Belgian kept 11 clean sheets for the Black Cats last season, as they too struggled to survive in the Premier League.
Begovic is expected to feature for Bosnia and Herzegovina on Friday, as his nation face Latvia in a World Cup Qualifier.
Follow us on Twitter here: @live4Liverpool and 'Like' us on Facebook
Since suares has made it clear that he can no longer stand the pressure of his mistakes,let him go for the right price.BR should tidy up all his transfer target on time and delay.
I think we should keep hold of Agger and let reina go so that we can purchase a new goalman
Why this BR continue selling our better player ??? Please stop the rot !!!
I think Reina is past it a bit. I think Begovic or Mignolet would be great replacements. If we sell Suarez and say get Mityetarean (spelling) and Benteke, we should have a pretty solid squad. Now we just need to sign Papadopolis for the defense. Benteke, Sturridge, Coutinho up front with the Armenian behind them.
A real top ruthless manager would buy Begovic and force Reina to stay for one more year as second choice to see how Begovic gets on so he will have someone to fall back on. Unfortunately we have Brenda in charge.
Suarez should be sold if he can't face the presure with the help of bringing in new strikers to finish at the top four next season
The thing is Real Madrid have not offered nothing for Suarez, They are looking at Bale and Cavani first. Yet Suarez, keeps opening his big mouth, can't the idiot show some loyalty and respect to the club and us fans that have backed him no matter what.
He needs to shut up, if Real Madrid wanted him that bad they would have offered the £65+M they have offered Tottenham for Bale.
If Real Madrid want Suarez, they are not getting him for no less than £60-£65M.
If they have offered over £65+M for Bale and Surez is better than Bale, Rodgers and the owners need to stand strong and firm.
At end of day Suarez has a contract, he should be fined for all his stupid out bursts. If Real Madrid do not offer £60M plus, then he should not be sold its that simple. No Player is bigger than the club, Every player has their price. So if Bale is worth £65+M, Cavani £53+M and Neymar Cost Barcelona £61M.
At the moment Suarez is better than All of them and should be sold for no less than £60M. And Rodgers and the owners need to stand firm and strong and stand their ground, Suarez is not for Sale and will not be available for no less than £60M.
And P Reina should be sold in swap deal witH C Tello(21) and £2m. Then these are the two Goalkeepers who need to be brought to club for combined total of £15.5m to compete with one another for the next decade. S Mignolet(25) Of Sunderland for £7-£8.5M and A Mccarthy(23) Of Reading for £5-£7M
B Rodgers firstly needs to ship out more of the Dead Wood Average hard working players we still have at the club this summer:
1: GK: B Jones 2: RB: Flanagan 3:CB: Coates 4:DM: Spearing
5: AM: Pacheco 6: RW / RWF: Assaidi 7: LW / LWF: Downing 8: FD: Borini
9: AM: Shelvey
Those 8 dead wood average players should bring club in £27M, Plus the Carroll Sale = £15.5M = £42.5M
And the owners need to give Rodgers £30M off their capital to spend also which would make total = £72.5M plus the sale Of Suarez ONLY if Real Madrid pay £60M then Rodgers could have £132.5M, Exactly what is needed for club to complete some Major surgery to playing staff/squad in order to build a squad that is full of class, quality, class competition for places,depth, hunger and can compete on all fronts through out the whole course of season.
With the sale of those 9 dead wood average hard players. 1 world class player sold for £60M and a world class Player is sold in swap deal with £2m cash coming to club also.
Rodgers could bring in these 14 players who would get club competing for all 4 trophies year in year out and amonsgt the elite sides in europe again in Champions League
Defensive players: Seven / 7: Cost to bring them to the club= £36-£51.5M
1: GK: S Mignolet(25) Of Sundlerland for £7-£8.5M to compete with
2: GK: A Mccarthy(23) Of Reading for £5-£7M one another
3: CB: T Llori(20) Of Sporting Clube De Portugal / Lisbon for £2-£4M to compete with Skrtel
4: CB: A Pearce(24) Of Reading on a free Transfer to compete with Agger and Toure
5:CB: K Papadopoulous(21) Of Schalke for £10-£15M to compete with Llori and Skrtel.
6: LB: A Cissokho(25) Of Valencia for £4-£7M to compete and Cover Enrique
6: DM: E Capoue(24) Of Toulouse for £6-£10M to Compete and Cover Lucas
Attacking players: Six / 6: Cost to bring them to the club: £53-£71M
7: CM: De Guzman Of Villareal for £5-£7M to compete with Allen, Gerrard and Henderson
8: AM: I Munian(19) Of A Bilbao for £12-£14M to compete with Coutinho
9: AM: H Mkhitaryan(24) Of S Donesk for £17-£22M to compete with Coutinho and Munian
10: LW / LWF: D Capel(25) Of Sporting Clube De Portugal / Lisbon for £4-£7M to compete with IBE
11: L Muriel(23) Of Udinese for £10-£14M to compete with Aspas and Sturridge
12: D Ba (28) Of Chelsea for £5-£7M to Hopefully compete with Aspas, Muriel and Sturridge
combined total of = £89-£122.5m those 13 players plus C Tello would get our club back amongst the elite teams in world football again
And in with those players at club there would be at least two to three class quality players competing for a position: Like the Great Liverpool sides in the 80's:
Squad :players would compete like this: DEPTH:
GKS: Mccarthy and Mignolet
RBS: Johnson, Kelly and Wisdom
CBS: Agger, Llori, Papadopolous, Pearce, Skrtel and Toure
LBS: Cissokho and Enrique
DMS: Capoue and Lucas
CMS: Allen, De Guzman, Gerrard and Henderson
AMS: Coutinho, Munian and Mkhitaryan
RWS / RWFS: Sterling and Tello
LWS / LWFS: Capel and IBE
FDS: Aspas, BA, Muriel and Sturridge


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They're not dead!! I caught one of the last previews of "Kiki and Herb": Alive On Broadway" (the show opens tonight for one month only) the other day. How fitting and fun that they duo open the show with one of the big "songs of the summer" (you know the one...the title suits Ms. Kiki so well...).
Anway, we learn more than we ever might have imagined about Kiki DuRane, and her trusty sidekick Herb (played of course by Justin Bond and Kenny Mellman), during the outrageous and outspoken 2 hour and 20 minute show. Meanwhile, Choire Sicha offers a detailed look inside their new show in a recent NY Observer piece:
"We want to be in a venue where tourists from Jersey can go see this thing. And half of them will like it," Mr. Mellman said. "And the other half will be appalled at the politics. I consider our show very political. It's nice," he said, "that we have a place to stand there and rant."


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The Prairie Mountain Health region is asking those experiencing a cold, stomach-like symptoms, cough or fever to reconsider their planned visits to local area hospitals and personal care homes.
"We are just encouraging people who feel sick to stay home," said Dr. Sandra Allison, medical officer of health in Brandon. "It's just not good practice to bring your illness into the hospital."
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Video: 8 Clips From Quantum Of Solace
By Josh Tyler 2008-10-21 02:58:01 comments
With so many of the early Quantum of Solace reviews waxing poetic about James Bonds emotional journey, its nice to have evidence that Bond is still shooting things and blowing them up.
Below, we have eight amazing clips from Quantum of Solace. Many of them feature guns, explosions, cars, and loose women. Maybe Im only speaking for myself here, but thats my kind of James freakin Bond.
Watch all eight clips from Quantum of Solace below:
Back to top


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Can the Credit Union Industry Survive -- Its Regulator?
It is axiomatic that regulators never act before a crisis. But the public still does not understand the degree to which regulators encourage acts of willful idiocy for political purposes. Witness the recent track record for The National Credit Union Administration, the supposed regulator of the credit union industry, which has become an engine of systemic risk in this small but significant credit sector.
The credit union industry is a bit over $1 trillion in assets, mostly in very small institutions around the country. The NCUA has a federally insured insurance fund. The skew towards very small institutions in the world of credit unions is even more severe than among banks, where 6 out of every seven depositories is a community bank.
The NCUA took an especially severe kicking in the subprime mess, with several corporate credit unions gutted by losses on subprime securities. A tab measured in the tens of billions of dollars still awaiting a final resolution. See my comment in American Banker, "Say No to More Lending Power for Credit Unions," describing how the largest corporate credit unions dug an amazing financial hole by speculating on subprime debt – with the full knowledge of the NCUA and other federal regulators.
This fiscal black hole created by the NCUA is guaranteed by US taxpayers and now threatens the existence of little credit unions around the nation. My esteemed friend and business partner Dennis Santiago, CEO of Institutional Risk Analytics, recently published ratings for credit unions as part of The IRA Bank Monitor. For example, let's look at the Doe Run credit union in Brandenberg, KY.
The Doe Run depository is rated "Good" by IRA, but is also quite fragile in terms of its ability to absorb loan losses. The $8.8 million asset depository had 20% of its assets and most of its liquid reserves invested in corporate credit unions at the end of 2011, of note. In good quarters, this little credit union in KY does about 0.4% ROA.
In 2011, assessments for the NCUA corporate credit union "stabilization" fund were consuming more than $6,000 out of the Doe Run credit union's $20,000 or so in income for the year. Retail credit unions like Doe Run are captive of the badly run corporate credit union vehicles, which are mismanaged under the watchful eye of the NCUA.
The NCUA still cannot or will not tell its member institutions the true scale of the losses due to mismanagement at corporate credit unions. Suffice to say that the corporate credit unions bought some particularly nasty toxic waste from the subprime zombie swamp. This crisis affecting credit unions is one of the least recognized and reported aspects of the financial crisis. Assessments needed to repay the Treasury could cripple the capital generation of credit unions for years.
Keep in mind that the NCUA has been audited repeatedly by the GAO and internal auditors over the past decade and found severely deficient in terms of internal systems and controls. Nobody really, even today, knows the full extent of the losses in the NCUA. But this is also why the back-door effort by the NCUA to allow business lending by credit unions is especially ill advised.
The NCUA has allowed credit unions to make loans to small businesses under several loopholes known as member business loans or "MBL," this in an effort to increase income in the industry. Why? Income is needed to fill the yawning deficit in the NCUA insurance fund due to the financial speculation by the now defunct corporate credit unions and several others on life support.
Allowing expanded MBL lending is essentially a strategy to "double down" on the risk taken by credit unions, institutions which lack the people and the systems to effectively monitor small business credit. Loan losses at credit unions will likely increase as a result, putting increased stress on these lightly capitalized banks. Jeff Gerhart, chairman of the Independent Community Bankers of America, put it simply:
"The MBL cap was not set arbitrarily. Its purpose, as described by the Senate Banking Committee, is 'to ensure that credit unions continue to fulfill their specified mission of meeting the credit and savings needs of consumers, especially persons of modest means, through an emphasis on consumer rather than business loans.' With the NCUA's sweeping expansion of MBL authority, which is sure to harm community banks and significantly increase risk to the National Credit Union Share Insurance Fund, why is MBL legislation needed at all?"
The push to give business lending authority to credit unions is a red flag. Let's recall that most regional and community banks are not equipped to deal with significant business lending exposures. Banks have larger profits to support such activities than do credit unions, yet most banks stay away from business lending.
All but the largest credit unions are simply too small to justify the people and resources needed to underwrite and service small business loans in a safe and sound manner. Small business loans are often too small to be profitable. Keep in mind too that most banks are already fleeing small business lending, so the idea of credit unions jumping into the gap and actually making money is truly madness.
But if you are a regulator like the NCUA facing a financial black hole in your insurance fund and members of Congress anxious to promote growth, what do you do? You double down on the bad bet and allow credit unions to expand small business risk exposures. This is easy to sell up on Capitol Hill under the rubric of "job creation," but the effect on the credit union industry and the economy will likely be negative when the full cost is totaled. The real question, though, is whether the credit union industry can survive the continued operational chaos inside the NCUA.
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"must...blow...up...all...banks. must...blow...up...all...banks." http://www.youtube.com/watch?v=RG0ochx16Dg
I get paid 5% interest on my checking account at my local CU. NO fees in the entire 12 yrs I ve banked there. They make their $ on my auto loan. theyre like a bank thats been de-clawed and had its nuts cut off. They would screw me over if they could but they just sit there and bark. if not for those nasty regulations im sure they would love to scrjew me out of my money.
I have one thing to say about you collecting 5% on a checking account at a credit union - BULLSHIT.
Yes, it can't be that they want to be competitive and keep you as a happy long term customer - - unlike insider connected big corporations who pay off politicians to gain advantage.
First of all, it's nice to see a factual article from Chris Whalen that leaves out the Ayn Rand prosyletizing/pimps and whores of big business/USA Nazi douchebaggery.
Keep in mind that the NCUA has been audited repeatedly by the GAO and internal auditors over the past decade and found severely deficient in terms of internal systems and controls. Nobody really, even today, knows the full extent of the losses in the NCUA.
Shades of Fannie and Freddie. Nobody knew the extent of their profits (losses) when loans were increasing: from Y2K - 2004 when rates were very low. As it turned out the agencies were deeply underwater: found out too late to avoid the bailout and receivership.
Nobody learns anything because the sky is always blue tomorrow ... right?
I would like to open an account.
Can someone recommend a good place to deposit my funds and take out a loan.
Thanks in advance.
Lets see, would big money center banks who are bankrupt and stole taxpayers funds to prop themselves up (using politicians and their cronys in govt - including various Treas Secretarys) - - possibly want to squash their competition in small local banks and credit unions using regulation ? (A very old game for big insider corporations) Is this a possibility ?
Find a good sound small bank or credit union (or two or three) for keeping the paper fiat you need to get by day-to-day. The whole freakin' fiat b.s. fractional reserve 'money' system is a fraud.
Does anyone know of good (and free) online resources for exploring credit union ratings?
This is the one I use:
For credit union and bank ratings see:
You can get 'star ratings' for free. If you want detailed reports they have those for a fee. Its all explained on the website.
I'm not associated with them, but have used them in the past as a customer.
They'd like you to order their detailed reports, of course. Nothing is free in life. But its not necessary to find good financial institutions. Just stick to four and five star rated ones.
Fuck yeah! My Credit Union has a five-star rating. You jelly?
You might want to take a look at that 'under penalties of perjury' thing you signed when you applied for an account.
What exactly does that US Person and Resident Alien stuff mean?
The only site I know is ....
... but I am not sure if they do credit unions or not.
Also, you only get so many free page views before they want a subscription. I think they do it by IP, so you can do it from home and work and get double the traffic.
The #moveyourmoney campaign was awesome, especially so for Credit Unions.
I know I had a good LOL when I told the Bank of America Bank manager the reason why I was withdrawing my funds was not just because of the proposed fee at the time ("don't read the news", he tells me), but because I showed him the article from ZH on my smartphone that showed when BOA attached depositors' money to the Fed Reserve balance sheet (and the CDOs they are exposed to).
It's a good thing I don't "read the news". I read ZH.
If you really read ZH, how can you believe a credit union offers any real protection? Do you really think when the gov't needs to hoover up more assets from the proles, they're going to say 'Oh, blast! The credit unions! We dare not loot them!'?
Take some money out of your CU, go to a sporting goods store, and buy a mitt so you can catch a clue.
And where do you think you should keep your paper fiat ? In an FDIC 'protected' big bank ?In a mattress ?
Ultimately, there is no 'real protection' in this life. You check out the game, place your bet, and take your chances.
I actually don't have any money in a CU....although I do think that they, at this time, Credit Unions offer a better deal to a customer, and safer security, than a medium sized-to-big bank who has potential liabilities that effect depositors' money, that may not be on their balance sheet.
Granted, a ROI o na CD may not be as potentially great as with a traditional bank, but if SHTF, I at least have at least a LITTLE more comfort that the bank isn't going to take my capital and place a CDO bet on European sovereign debt.
And, for your information, sir: as a reader of ZH I personally endorse and have my capital in my *own* Bank, the safest in the World:
The Bank of My Sealy Posturepedic
This caused me to look over my credit union's last annual report:
They seem to be doing well. No subprime exposure, well capitalized, .34% non-performing loans (seems good?)
From some comments in the report it seems the natural-person credit unions have been bailing out the corporate credit unions.
The "natural-person" credit unions are clients of the corporate credit unions. And they all pay into the NCUSIF. Thus the risk is indirect and doesn't show up in the annual report.
penfed has the best credit card reward program available
- Earn 5 points per dollar spent on gas purchases*
- Earn 3 points per dollar spent on supermarket purchases*
- Earn 1 point per dollar spent on all other purchases*
- No annual fee
heard it is tough to get even with great credit score.
This attorney has been covering this issue for some time:
A banker with a negative view of what Credit Unions are and do. Imagine that.
I'm a member of a large Utah-based credit union that I joined last fall. They replaced another credit union or two in this town that had collapsed. They have been offering business loans as long as I can remember, but I don't know how long. They have a place on their website where members can buy their repossessed cars. Do I feel safer there? Not particularly. But it felt good to leave Wells Fargo and for now their ATMs have been giving me my money as I need it. I keep a pretty large percentage of what little I have in silver, obviously, because why would credit unions really be any more ethical than a bank?
Selling the repo cars themselves is better than losing more of the union (members) money. I saw a small bank manage it's REO inventory like that, turning them into rentals, etc, and didn't lose the money or destroy the neighborhood. Any usury is usury, and it can smell less, but it still smells.
Granting the credit unions more lending powers won't help them. Same sort of problem befell the 'uncompetitive' S&L industry; they had all sorts of lending restrictions lifted and promptly ballooned their balance sheets trying to outgrow their problems and ended up in an even larger, taxpayer-funded mess. Whenever times get tough, people want to change the rules to give themselves some sort of legal advantage. While I applaud anyone banking with community banks and credit unions instead of the behemoths, the problem really is one of scale in a fiat currency fractional reserve world where all the customers are loaned up. Depository institutions should be limited to doing business to within their home fed district, and perhaps their size should even be capped at a certain percentage of originated outstanding credit at every duration in that market. No more SIFI TBTF undercapitalized juggernauts.
thank you chris, I hadn't heard much on the Corporate Credit Union problem in a long time.
I remember running into the NCUA lobbyist one time and they were trying to get limits lifted on size of accounts and reduce
equity for credit unions, I just pointed out tht credit unions were more likely to collapse if they reduced their equity,
now then ever.
That the proper role of credit unions was small lending and as such they should oeprate like little coops that they are not like prospective empires
It sounds like the overall destruction plan has a new page - ruin the credit unions so they don't look so good when compared to the banks. Once the Crunch destroys bank balance sheets, everyone would pull their (remaining) cash and put it in credit unions - UNFAIR COMPETITION! We MUST have a way to pull down the credit unions as well - filthy capitalists!
I have enough cash in one credit union locally to pay off expected expenses - and a low-rate credit card at another, that I've had for over twenty years. I hope the officers are smart enough to stay away from this nonsense - but then, if they crater, I'll just be out a little.
Gold&silver&platinum&palladium bullion, bitchez - held outside the banking system (any of them!)
Excellent article on a key topic. Thank you.
Credit unions are one of our society's last lines of defence. To think of losing them (or simply crippling them for a long time) is extremely disturbing.
Sounds like the banks have finally found a way to kill the CU.
Back in the USSA......you don't know how lucky you are.
Flew into Miami Beach BOAC....man I had a dreadful flight.
I second that sentiment.
I will third it, I have moved all but my wells fargo 401k to th CU. 98 days till I move the wells account, they can kiss my muppet ass.
Pm"s...in the hand. A little food stash is also a good idea, protection for those inclined.
seriously, if one cannot buy food for a price, however high, what of existence as we know it is left?
the "great depression" and, even, the weimar hyperinflation, had food available for a price. in both cases the answer was to have hard assets, gold or shares of the miners were best. muppets (i am one): don't let the near impossibility of total survivalist readiness stop you from preparing your portfolio: get gold.


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A feral cat was rescued Friday night after it was trapped in a sewer drain near Interstate 270.
Jerry Tankovich was driving on North High Street, near I-270, when he spotted the cat walking alongside the road.
"A little kitten almost got hit by a car," Tankovich said. "I pulled over and got out of the car and tried to get the cat."
SLIDESHOW: Images From Scene
The cat fell down the sewer grate and the word went out to animal lovers everywhere, 10TV's Kurt Ludlow reported.
"I saw a posting on Craigslist that there was a kitten stuck in the well," said Sabrina Cox, who drove to the scene. "I had to come out to see if I could help. I brought my cat food in case he needed it."
Firefighters rushed to the scene, Ludlow reported.
"We like animals too," said Worthington fire Chief Guy Kantak. "If it doesn't interfere with our regular duties, we try to help out if we can."
Firefighters were deployed with a hose at one end of the pipe and used water to flush the kitten toward a firefighter at the other end.
The cat was then brought out of the sewer. It was cold but it looked OK, Ludlow reported.
"Usually we think of trees and cats in trees, but tonight it was a cat in a sewer," said Ty Stewart, a Worthington firefighter. "We're grateful we could help out before the rain came and washed the poor little fellow down to the Olentangy (River)."
One of the firefighters decided to keep the kitten and planned to get it checked out by a veterinarian, Ludlow reported.
Stay with 10TV News and 10TV.com for additional information.


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@ aeolus
the pole sitter has won two of the last eight off the top of my head. The race wasn't boring from my point of view, it wasn't a thriller but there was plenty of intrigue.


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Right wing Catholic groups celebrated earlier this month when Scranton bishop Joseph Martino ordered his priests to read a letter at Mass tacitly proclaiming that it was immoral for Catholics to vote for Obama. Things have been going south for them ever since.
These organizations - groups like Bill Donohue's Catholic League, Deal Hudson's InsideCatholic.com, Fidelis, and Catholic Answers - had hoped this year for a reprise of 2004, when independent Catholic voters propelled Bush to victory in Ohio. Once again, they dumped millions into advertising and media campaigns in an attempt to convince Catholics that abortion is the overriding issue at the ballot box.
But this time around, the faithful aren't buying it. According to the polls, Catholics have consistently named the economy as the number one concern affecting their votes this year. As E.J. Dionne wrote in his Washington Post column yesterday, "Catholics, who are quintessential swing voters and gave narrow but crucial support to President Bush in 2004, are drifting toward Barack Obama. And this time, some church leaders are suggesting that single-issue voting is by no means a Catholic commandment." Indeed, this week both Los Angeles Auxiliary Bishop Gambino Zavala and Memphis Bishop J. Terry Steib cautioned against approaches to Catholic voting that overlook key social justice concerns.
Like so many things, saying that a candidate's position on abortion makes him or her unfit for the Catholic vote works better in theory than practice. The Catholic right's message loses its effectiveness when voters realize it uses the same logic that impelled Catholic voters to re-elect Bush in 2004 - whose presidency turned out to be a disaster for Catholic values and the nation as a whole. Republican apologists like Deal Hudson conveniently avoid this recent history. But as Melinda Henneberger points out on Slate.com, Catholic voters in Pennsylvania remember all-too-well the past eight years.
A subtle but key shift in the Democrats' abortion messaging has played a key role in changing the Catholic political landscape. While continuing to affirm its traditional pro-choice legal stance, under Obama's leadership the party has embraced abortion reduction measures that provide health care, child care, education, and other essential supports for vulnerable pregnant women. Despite criticism from the right, it's a message that resonates remarkably well with the swing electorate - Catholic or otherwise. Obama's independent voter dials hit the roof when he answered the abortion question in the third debate; McCain's flatlined.
The Catholic right is also flummoxed by a resurgence of Catholic organizing around social justice issues like war, health care, and the economy. Groups such as Pax Christi USA, Catholics in Alliance for the Common Good, and Catholics United have a long way to go before they match the money, members, and infrastructure of the right's machine. Nonetheless, they have managed to keep up with their competition this year, reaching millions of Catholics through TV and radio ads, direct mail pieces, phone banks, and local press coverage. "Progressive Catholics have finally gotten their act together," Brian St. Paul, editor of Crisis Magazine and InsideCatholic.com told Religion News Service's Daniel Burke this month. "They are more organized and effective. Certainly they are a force."
In an outrageous display of just how desperate the right has become, Catholic League president William Donohue seized this week on "shocking" revelations that Catholics in Alliance had received grant money from George Soros' Open Society Institute. Right wing media organizations like InsideCatholic, Catholic News Agency, and LifeNews.com fell over themselves to report on this "evidence" that the group promotes a left-wing anti-Catholic agenda, only to find, embarrassingly, that OSI supports an agenda often very much in line with Catholic teaching, and has funded programs of Catholic Charities USA, Catholic Relief Services, the Catholic Legal Immigration Network, and many dioceses of the Catholic Church. It was not one of the right's finer moments.
The Catholic right isn't on the ropes quite yet. On Sunday, the Washington Post reported on the movement's redoubled efforts to sway Pennsylvania Catholic voters over the abortion issue, and it will be back to make a splash in the 2010 and 2012 elections - especially if the economy turns around. Regardless of who wins on November 4th, however, it's likely the Catholic right won't be able to claim victory - a remarkable turn of events from four years ago.


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Home > Resources > Monthly Updates > March 2012 > Landmark judgment of the Strasbourg Court on push-backs in the Mediterranean Sea
Landmark judgment of the Strasbourg Court on push-backs in the Mediterranean Sea
On Thursday 23rd February, The European Court of Human Rights in Strasbourg issued a decision concluding that in 2009 Italy violated the European Convention of Human Rights by intercepting and returning to Libya a group of Somalis and Eritreans without examining whether this would constitute a real risk to their lives. The case is known as Hirsi Jamaa and Others v. Italy.
UNHCR believes this judgment provides important guidance to European States in their border control and interception practices, representing a turning point regarding state responsibilities and the management of mixed migration flows.
As an intervener in the case, UNHCR highlighted the obligation of States not to forcibly return people to countries where they face persecution or serious harm. This is known as the 'non-refoulement principle'. In its submission to the Court, UNHCR underlined that, given the situation prevailing in Libya at that time, push-back policies undermined access to protection and the principle of 'non-refoulement', which also applies on the high seas.
UNHCR appreciates the challenges that irregular migration poses to Italy and other EU countries and acknowledges the significant efforts made by Italy and other states to save lives in their search and rescue operations.
UNHCR advises that people rescued or intercepted at sea are, very often, more vulnerable than other asylum-seekers, both physically and psychologically, and therefore unable to declare their intention to apply for asylum immediately after their interception at sea. UNHCR recommends that border control measures should provide for access to the territory of persons in need of international protection.


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Hi everyone!
I'm a guy from Rome living in Oslo at the moment, I have an old all-white Peugeot that I converted to fixed gear, and I'm waiting for an alu frame for the next project.
Actually I signed up to receive suggestions about this next building of my new fixie, and I started asking for help with this post: http://www.bikeforums.net/showthread...7#post10380547
Go to be around here,
Have a good one!


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|Oracle FAQ
|Your Portal to the Oracle Knowledge Grid
Home -> Community -> Usenet -> comp.databases.theory -> Re: How is this collection called?
I do not assert Brown is either correct or incorrect; I merely offer I do not know.
It is true some axioms of planar geometry are inductively proved, and others are only proved by the fact that their implications are true, and true iif the objectionable premise is true.
I am dedicating wednesday to scouring the local university library for information on Brown because I would like to be `in the know', and if I encounter anything I'll be certain to share it with you.
|{ {}, {} }| != |{}|,
Timothy J. Bruce
</RANT> Received on Tue Apr 13 2004 - 22:54:41 CDT
Original text of this message


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Stanbic voted Bank of The Year
Harare, April 1, 2011 - Stanbic Bank Zimbabwe Limited (Stanbic), has been voted Bank of The Year for 2010 by The Banker International Magazine published in United Kingdom's capital London,.
The top international award is regarded by bankers as an industry standard for "banking excellence".
"We are delighted to have received this recognition," said Stanbic Chairman, lawyer Sternford Moyo. "It is evidence of maintenance of a tradition of excellence in banking which has been recognised in the Bank before."
Moyo said besides this prestigious award his Bank had also grabbed the Superbrand winner in the Finance and Banking Category, an award which is organised by the Marketing Association of Zimbabwe (MAZ).
Stanbic has, however, been regularly threatened by President Robert Mugabe, the Zanu (PF) boss, who has said his party cadres will take over the bank over if it contnues "reaping where it does not sow".
President Mugabe says all foreign-controlled commercial banks must cede their sovereignty to indigenous Zimbabweans using the 51 percent equity regulations passed last year by Parliament.
Moyo told shareholders that Stanbic Bank continued to comply with the minimum capital requirements of US$12,5 million set by the Reserve Bank of Zimbabwe (RBZ).
"At December 31, 2010, the Bank's capital stood at US$27,3 million," Moyo said.
Stanbic achieved profit after tax of US$7,8 million for 2010, with most of that amount being achieved during the second half of the year.
The Bank's directors include prominent businessmen such as Ernest Chiweshe, Dave Ellman-Brown, L Masterson, and lawyer Sternford Moyo as Chairman.


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Tetra® Whisper Bio-Bag Disposable Filter Cartiridge
These filter cartridges remove odors and impurities from the water for a pure aquatic environment. The easy to assemble Bio-Bags® make aquarium maintenance easy. Clean your aquarium with the power of Ultra-activated® carbon in these Tetra Whisper Bio-Bag Disposable Filter Cartridges. The highly absorbent carbon removes odors and discoloration, while dense mesh catches debris to provide clean, clear water for your aquatic pet. With the easy-to-use, maintaining a pure aquatic environment is a cinch.
- Highly-absorbent carbon removes odors and discoloration for clean, clear aquarium water
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MADISON, Wis. (AP) — The Wisconsin state Senate plans to vote on a bill opponents say would slow asbestos-exposure lawsuits.
The measure up for a vote Tuesday would require plaintiffs to reveal how many businesses their attorneys plan to go after. Republican supporters say such a move would prevent lawyers from hiding multiple claims in hopes of maximizing awards.
But opponents, including veterans exposed to asbestos during their service, say the measure is designed to slow cases down in the hopes plaintiffs will die and protect corporations from making payouts.
The Assembly passed the bill last year. If it clears the Senate, it would then head to Gov. Scott Walker for his consideration.


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Enter your e-mail address and password below.
Asset-specific issues prompt a closer look from lenders at hotel collateral
By Lorelei A. Schumacher, partner, Bilzin Sumberg's Real Estate Group | bio
Funding is returning slowly for hotel properties, as many lenders have learned the hard way that hotels can be tricky collateral. Commercial mortgage brokers can expect these lenders to be more cautious when reviewing hotel properties as collateral for loans, and they should prepare clients for a close look at these assets before financing is secured.
To start, brokers should understand why lenders consider hotels different than other types of commercial real estate properties. Although hotels are operating businesses, they are highly prone to extreme fluctuations in revenue and operating expenses, unlike retail, office or multifamily properties.
Commercial mortgage brokers must keep this in mind when originating a loan involving a hotel property as collateral. They also must plan and prepare their clients to respond to lenders' concerns regarding these types of business issues, and other pitfalls unique to this type of asset. The following five problem areas likely will be addressed by lenders at loan origination in an attempt to avoid problems and losses should the loan default or the borrower become uncooperative.
Hotels contain significant personal property, like furniture, restaurant equipment, etc., that should not be overlooked in the loan-origination phase. It is important to confirm who owns the personal property. If the hotel has been master-leased to a third party, the master lessee rather than the borrower may be the owner of some or all of the personal property.
It may be required that loan documents include personal property as part of the lender's collateral, and all parties must grant the lender a first-priority security interest in the personal property. Lenders typically try to confirm that there are no existing equipment or personal-property leases or other liens affecting the personal property that could have priority over the lender's mortgage.
Clearly used personal property is not valuable when sold in the open market, but it is essential to keep a hotel operating. Additionally, a Uniform Commercial Code (UCC) financing statement must be filed in the state of formation of the parties pledging the personal property to the lender to perfect the lender's security interest in the personal property and to avoid any priority or bankruptcy issues.
For a hotel to operate under a specific brand, it must be licensed to use the signage and other marks related to the brand. The hotel owner or the operator of the hotel typically enters into a license agreement or franchise agreement with the franchisors setting forth the rights and obligations with respect to operating the hotel under the branded system.
Make sure that your client is prepared for lenders to review the franchise agreement. That is standard procedure to confirm the terms of the franchise in the event the lender forecloses and assumes the obligations under the agreement. Lenders also will want to scrutinize the following points:
These types of rights and obligations can be binding on the lender in case of foreclosure and can impact the lender's ability to sell the property post-foreclosure. That is why lenders often will try to address them upfront with the borrower and franchisor.
Lenders likely will confirm that the borrower has the funds or ability to pay for any improvements required by a franchisor in connection with renovating the property to bring the hotel into compliance with current brand standards. A franchisor may set a property improvement plan (PIP) that contains a list of items to be replaced or renovated at the hotel, along with time frames for each item to be completed.
Page | 1 | 2
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McClung Museum Stroller Tour: Geology & Fossils
Free and open to the public. Registration required.
Join us for a morning out as our museum educator leads engaging gallery tours for parents and caregivers and their young ones. Crying and wiggly babies welcome!
This month, come learn about geology, fossils, and Tennessee natural history with us at the museum.
The event is free, but limited, and all attendees must register to attend online.
Monday, 19 August, 2013
Cat Shteynberg
Phone: 8659742144
Website: Click to Visit
Free and open to all
Save this Event:iCalendar
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McClung Museum of Natural History and Culture
1327 Circle Park Dr
University of Tennessee
Knoxville, TN 37996
See all events at this location
University of Tennessee
Knoxville, TN 37996
See all events at this location
Phone: (865) 974-2144
Website: Click to Visit


text: put a link here to a page at justgiving.com, where people can donate online to the national Autistic society (UK)? I'm going on a ride in the black Forest and trying to raise money for them. I've seen such links on other forums, but am not sure if it's allowed here.


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Planning and Zoning
130 S. Galena Street3rd FloorAspen, CO 81611
Phone: (970) 920-5090 Fax: (970) 920-5439
Hours: 8 - 4:30 (M-F)
Building Dept.
517 E. Hopkins Ave
Garden Level
Aspen, CO 81611
Phone: (970) 920-5090 Fax: (970) 920-5440
Hours: 8 - 4:30 (M-F)Contact Us
Permit Submittal Hours:
Permit applications are accepted by appointment only during the following times:
Building and Remodeling Projects:
ensure a timely and successful building or remodeling project, visit
our Build or Remodel page in the Business Navigator. This page is a
resource to help you understand the requirements for approvals, obtain
documents and gather other relative information.
Updates and Notices:
For the latest requirements and policy changes from the City Building department, please visit our Updates and Notices page.


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Bend fly shop name?
Anyone know the name of the fly shop in Bend, OR that is right across the street from Wal-Mart? Any help appreciated.
Deschutes River Outfitters
Is the one you are looking for.
So, questions answered.
But you could still spend your 'dime' with Mike.
He does as 'advertised.'
Hmmm... Deschutes River Outfitters sounds familiar. Thanks. I just need to call them to get reports on East Lake and Paulina Lake. I'm heading up that way in a week.
Thanks again.
|All times are GMT -5. The time now is 07:49 AM.
Copyright Flyfishingforum.com (All Rights Reserved)


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We all want racing but we get it the MotoGP Board will penalise the true racers as the their favoured rider are not the best. Marquez pass was fine, Lorenzo left the door open and then he turn into Marquez line . Lorenzo could have held the brake on a little longer and went back underneath (like he did 1/2 lap prior).
Lerzno did the same thing on Rossie a few years ago, so he can't whinge now...


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I have 3 f masks from spins. I can sell them all for about 5m. Or should i keep them?
Will fish mask actually be discontinued?
Started by maitown, Jun 11 2012 02:54 PM
7 replies to this topic
how is it other people get them from spins, and i have 5 accounts and a fm never even appears on the sof.
#3 - Posted 11 June 2012 - 02:57 PM
I have 3 of them. They barely sell for me at the GE.
#5 - Posted 11 June 2012 - 03:12 PM
They will stop releasing.. but even if they are discontinued it would take a very very much longer time than santa hat to rocket up. Santa had took about 5-6 years. This fish mask will properly take perhaps 10 years, 15 years, 20 years or maybe 35 years. Which is by then 99% of this generation of rs kid todays are married with a buncha kids and grandkids and had quited the game by then. When santa hat/party hat was released, no one thought it would become such a rare and they were dropped all over. but this mask, are known to become rare by many people and people are already stocking them up. so even if it does become rare it will properly take a much longer time to increase its value to somewhere near the current santa but who knows maybe one day jagex feel that fish mask should be worth more few years later.. and reedit fish mask with some bonus.. then it will really rocket up to santa hat real quick
Edited by 0, 11 June 2012 - 03:36 PM.
#6 - Posted 11 June 2012 - 03:34 PM
They will be discontinued, but don't get your hopes up about the price rising anytime soon. A bunch of people without common marketing skills all think and probably still do think they'll rise substantially within just a year or two at the most, so they're stocking up on boat loads of spins to try and make a nice profit. Since they're available for so long (this whole summer) Jagex will be claiming a bunch of cash from spins. I honestly think fish masks will cap @ 10m per mask after the summer, maybe around spring next year?
#7 - Posted 11 June 2012 - 03:38 PM
I dont think people realise the merchants with Billions will buy these items out due to low price now they've realised How much rare's can go to. Anyway fish masks are probably the same rarity as a santa and Partyhats due to the fact that Santas and P'hats/Crackers where dropped on a large scale, thats the reason why no one thought them of a rare. Fish masks will probably go for about 50m + the first day of verified discontinued, and keep rising. Then a dump will occur so price will drop (probably with bot nuke)
#8 - Posted 28 July 2012 - 08:36 AM


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More From Doug Carlson
The Magic of Rubberized Asphalt
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September 25, 2013 – The Health Department today released its five-year progress report on Take Care New York 2012: A Policy for a Healthier New York showing progress in nearly all of the priority areas set forth in the 2012 agenda. Life expectancy for New Yorkers is at a record high, since 2007 fewer New Yorkers are smoking, and major strides have been made in reducing mortality from HIV/AIDS and premature cardiovascular disease. The City has also seen increases in HIV testing, improved air quality, and decreased teen pregnancy rates. Influenced by New York City's health initiatives, the life expectancy at birth in 2010 in New York City is 80.9 years – 2.2 years greater than the national average of 78.7 in 2010.
Take Care New York is the City's comprehensive health policy agenda to help New Yorkers live longer and healthier lives. First launched in 2004, Take Care New York identified 10 steps New Yorkers could take to improve their health. Building upon the successes of this agenda, Take Care New York 2012 was launched in 2009 with a new set of 10 priorities, selected for their public health importance and potential for improvement, together with strategies for improvement and measurable goals.
"We have made great progress in Take Care New York 2012, achieving many of the goals we set out," said Health Commissioner Dr. Thomas Farley. "Over the last five years, the New York City Health Department and itspartners have focused their attention on the leading causes of preventable illness and death among New Yorkers. The combined result is that New Yorkers are now living longer and healthier lives than ever before."
This report follows the two-year progress report, Take Care New York 2012: Tracking the City's Progress 2009-2010, and highlights the agency's work in promoting the 10 key health improvement areas over the last five years through a three-pronged approach – policies, prevention, and health promotion – to address each priority area.
Despite progress made in the majority of the TCNY 2012 targets, the data show that the Health Department and its partners must work to increase condom use among men who have sex with men and to promote treatment for New Yorkers suffering from psychological distress. Although the smoking rate fell toward the 2012 target, the Health Department must strengthen its efforts to reduce the proportion of adults who smoke below 15.5%. New Yorkers living in high poverty neighborhoods and in certain racial and ethnic groups still experience higher rates of preventable illness and premature death.
TCNY 2012 defines 42 health indicators, with core indicators for each of the 10 priority areas tracking progress toward five-year targets. The agenda also includes specific goals to reduce health disparities in each priority area across race/ethnicity, individual and neighborhood poverty and education levels. Outlined below are a few successes from the TCNY 2012 strategy:
Since the launch of TCNY 2012, the Health Department has implemented numerous programs and policies to improve the health of New Yorkers and reduce health disparities, accomplishing many of the Health Department's goals, including:
More than 600 organizations have joined Take Care New York as partners, including businesses, community groups, schools, and health care organizations. Partners implement 'Ideas for Action' including advertising free mental health helplines to one's employees, members and patients, and joining the Coalition for a Smoke-Free City to raise awareness about tobacco control issues.
Take Care New York incorporates program and surveillance data from across the Health Department, including Community Health Surveys from 2002 through 2012, the Youth Risk Behavior Survey from 2007 through 2011, Vital Statistics data from 2002 through 2011 and data from the New York State Department of Health. For more information on Take Care New York, including information on how to become a partner, visit www.nyc.gov/health/tcny or call 311.
Five-year progress report on Take Care New York 2012: A Policy for a Healthier New York (PDF)


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Emergency Room of the Future:Course members
Member Pages
Please add yourself here, and create your personal profile wiki page here, where you would (1) introduce who you are, background, interests, goals, etc, (2) include/upload/attach your reflections
Ellen Yi-Leun Do, PhD. college of architecture and college of computing, her motto? work hard, play hard, she has a [web site] or the one on [CoC SIC]
Sushama (Sue) Bhat. I am a graduate student in the Computer Science Masters program, specializing in Software Engineering. I also work as a Graduate Research Assistant with the Health Systems Institute. I worked for a couple of years after my CS under-graduation and then came to Georgia Tech to pursue my Masters in CS. It has been a great one year but I'm also excited about graduating this semester! I love to travel and I've recently begun shutterbugging.
Becky Halcik. I am currently getting my Masters in Health Systems. I am working with HCA for my GRA for this year. I received my undergraduate degree from Georgia Tech this past May in Biomedical Engineering. I enjoy football games, movies, traveling, and meeting new people.
Jessica Nance. I am new student in the Masters in Health Systems program. I am going to be working as DeKalb Medical for my Graduate Research Assistantship. I just graduated from the University of Delaware with a degree in Computer Engineering in May 2008.
Brandon Thompson. I am a graduate student in the Masters of Health Systems program. I am a Captain in the United States Army attending Georgia Tech with a follow on assignment as an Instructor at West Point in the Systems Department. I graduated from West Point with a degree in Systems Engineering in June 2001.
Girish Venkatesh. I am a MS HCI student. I am a graduate research assistant in Brain Lab. I do research in designing BCIs ( Brian Computer Interfaces).
Yash Kshirsagar - 1st Year MS CS (HCI) student. I am interested in this course because it will help think of how modern technologies can be used to provide convenient and efficient services to the patients needing immediate treatment. In my free time, I enjoy playing and listening to music, playing tennis, reading.
Back to Course Homepage


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Fox Theatre
119 S. Tower Avenue,
119 S. Tower Avenue,Centralia, WA 98531
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This trap door (there are two of them) is how you got into the projection booth originally. You had to climb a ladder to get into the booth. There are now stairs to get into the booth.
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A quality concealer helps you achieve a flawless look. Have a DuWop concealer at the ready in your cosmetics bag so you can minimize the appearance of blemishes, hyperpigmentation, scars, sun spots, and even tattoos. What makes a DuWop concealer a favorite of makeup artists? The best-selling DuWop Foundation of Youth is both a lightweight foundation and an antioxidant-rich balm. So when you use the concealer to cover a discoloration, the nourishing formula also moisturizes and firms the skin so your fine lines are minimized and your pores are reduced. The brush applicator makes it easy to blend your chosen shade. And the concealer is free of parabens and oil. To learn more about this product and other concealers from the DuWop line, read through the DuWop Concealer Reviews.
A concealer from DuWop contains high-quality ingredients that are formulated to deliver noticeable results. In the DuWop Concealer Reviews, customers tell you how effective the concealers are via star ratings, a listing of pros and cons, and detailed written reviews. After trying a DuWob concealer for yourself, we would appreciate you returning to the DuWop Concealer Reviews and sharing your thoughts.
We are thrilled that our DuWop Concealer Reviews forum has become a destination for discerning customers. The featured testimonials help others to make more informed purchase decisions. Are you looking for a silky-smooth stick concealer that camouflages everything from localized imperfections such as dark circles to full-face discolorations including freckles or redness? Try the DuWop Surface Teak. Visit the DuWop Concealer Reviews to discover more about this convenient and effective formula.
To add your voice to the DuWop Concealer Reviews, navigate to the page of the concealer you wish to appraise. Look for the star rating right underneath the product name and click it. You will be taken to a login page. Enter your SkinStore user name and password to access the review form. It should only take a few minutes to complete.
Start by giving star ratings to three criteria – overall rating, price/value, and ease of use. In our pros and cons list, please choose words that you think best describe the product. Examples include "blends well" and "good coverage." We ask that the written portion of your review be at least 50 characters in length. What are the skin conditions you wish to cover? Why did you choose the DuWop brand? Does the concealer have a good consistency and is it long lasting? Have you noticed any visible improvements to your complexion after using the DuWop concealer? If you have images or a video that will enhance your testimonial, please upload them. Thank you for adding your feedback to the DuWop Concealer Reviews.


text: Finding your healthy "go to" snack By Author April 04, 2013 When you get the munchies and need a little something to tide you over until lunch or dinner, what do you reach for? M&Ms? Potato chips? Peanuts? See what the 2013 My Heart Challenge contestants go for, and let their ideas spark some healthy ideas for you. Read More


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SOA is the secret sauce to building great mobile apps. Loosely coupled, policy driven SOA services help establish a flexible architecture that address the most critical challenges of implementing enterprise mobile apps. For instance, you can uniformly enforce security policies across all types of mobile apps in a reliable and consistent manner. Using SOA services helps accelerate time-to-market for new mobile apps, lowers maintenance costs and allows you to implement changes quickly. And last but not the least SOA services help you deliver high-quality mobile apps, earning you well-deserved appreciation from both the business and your customers.
Every other customer I talk to wants to leverage mobile as a key business channel. Consider this – more people on earth have access to mobile phones than a toothbrush(1). That makes everyone with a mobile phone a potential target for your business. No wonder that 61% of the CIOs plan to enhance their mobility capability during the next three years(2). And, mobile apps and middleware spending is up by 45% in 2012.(3)
Broadly speaking, the kind of mobile apps that companies are investing in are –
- Business to enterprise to increase worker productivity especially those who are customer-facing
- Business to consumer to improve customer satisfaction & deepen customer loyalty, and
- Government to citizen to provide information at fingertips and better serve the citizens
But implementing great mobile apps is fraught with challenges when it comes to integrating these apps with rest of the enterprise systems. The key issue I hear from our customers is how to provision mobile apps to access core enterprise systems in a way that is secure and maintains the integrity of these internal systems. In addition, there are several other challenges, such as –
- How to offer reliable mobile user engagement given intermittent connectivity
- How to integrate mobile apps with back-end data sources
- How to assert control over deployed apps
- How are our apps being used, how much and on what platforms
- How to offer consistent authentication and authorization for native, hybrid and web apps
To address these challenges, an architecture based on SOA principles has two major layers –
- Service Mediation Layer
- Business Services Layer
The business services layer enables core enterprise systems to deliver capabilities (functionality and data) as reusable, standards-based services. Residing inside the firewall, these services do the heavy lifting. They perform the most complex business tasks that are needed by enterprise-class mobile apps. However, they do not interact directly with the mobile apps. The service mediation layer acts as a proxy to these services managing all interactions between mobile apps and internal core systems. This is the layer where security is enforced, denial of service attacks are repelled, apps usage and performance is tracked, and messages are translated and routed. The service mediation layer provides a clean way to consolidate all quality-of-service requirements, eliminating the need to code these into individual apps.
Many of our customers have used this approach to successfully drive their mobile strategy. An excellent example is Bank of Oklahoma Financial. Head-quartered in Tulsa, Oklahoma with full service branches in 8 states, the bank leveraged their SOA infrastructure to deliver retail banking mobile apps in just 4 months! Not only did they experience outstanding system performance but also negligible production issues. Over time they experienced a large chunk of their customers migrating from web to mobile to access their accounts and lowered call volume to their call centers. That's the kind of value great mobile apps can deliver for your business.
So, what's your take? Is this the approach you are taking to fend-off mobile integration challenges? I would love to hear from you.
- Main Street Analyst, More Mobile Phones Than Toothbrushes – Infographic, Jan 2013
- Gartner, Inc., Magic Quadrant for Mobile Application Development Platforms, April 2012
- Forrester Research, Inc., Forrsights Budgets And Priorities Tracker Survey, Q4 2011 and Q4 2010


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Cherokee Pendergrass is just 11 years-old. But she says she wanted to come forward with her story because she's afraid other girls are also being hurt.
"We're just hoping by coming and telling her story it doesn't happen to someone else because we do know that it's still going on there, but the girls don't have the...they don't want to come forward," says her mom, Heather Thompson.
Cherokee says she was molested by a classmate last fall at Freeport Middle school - touched inappropriately at school three times.
She says she told the school lunch monitor and her teacher, but they didn't do anything about it.
So she told her mom - who immediately called the school.
Cherokee's mom Heather Thompson says the school told her they would suspend the boy for a week and remove him from Cherokee's class.
But weeks later the boy was still in school, and still in her classroom.
Thompson consulted a sexual abuse counselor who helped the family get an order of protection against the boy who touched her, and another boy who acted as a look out.
Thompson says the school was still unresponsive, failing to remove the boys from her class immediately.
Instead, she says, the school suggested Cherokee change schools.
So she did. Thompson says she was initially refused special bus service, but the school finally relented, putting her on a special bus to keep her safe.
A few months later, Cherokee realized that her alleged attacker was riding the same bus.
When her mother called the School Board she says the school admitted he had been riding the bus for at least two months - and the school didn't realize it.
Cherokee and her family have left Freeport, and she'll go to a new school district in the fall, but they said they felt compelled to come forward because Cherokee has friends who are too scared to come forward and say the same thing has happened to them.
The school says they are not at liberty to discuss school discipline issues and would not comment on whether they are currently investigating Cherokee's claims about other classmates.
The School Board's policies say the District doesn't tolerate abuse, and they investigate all reports.
The boys have not hurt Cherokee since the initial alleged incidents in the fall of 2011.
The orders of protection issued against the boys don't expire until 2013, and they have been violated multiple times.
Freeport Police say they can't do much except make sure the students are in separate classrooms.
"They've always [the school] made us feel like it was our fault, or her fault," Thompson says.