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Economy & Nation
State finances display worsening of fiscal consolidation and quality
Moneylife Digital Team
08 April 2016
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Out of the 849 state level public enterprises, 30% are estimated to be incurring losses, and hurting state finances. Improvement in their performance is a prerequisite to improve state public finances, says a research report
The Reserve Bank of India (RBI) released a report "State Finances: A Study of Budgets of 2015-16", which is the primary source for disaggregated state wise fiscal data. The central bank says expenditure quality at the sub-national level in India has somewhat improved with the implementation of fiscal responsibility and budget management (FRBM) rules. However, while quality of spending is improving post FRBM, the fiscal positions of states have been worsening of late, says a research report.
In the note, Religare Capital Services Ltd, said, "There are 849 state level public enterprises (SLPEs) operating in India. Of these about 30% are estimated to be incurring losses, and hurting state finances. Thus, an improvement in their performance is a prerequisite to improve state public finances. Besides, an improvement in financial health of state power distribution companies (discoms) and rationalisation of centrally sponsored schemes would also help improve the situation."
The RBI had stated that the existing levels of high revenue and non-development expenditure in states' total spending is of concern as it can inhibit growth at the state level.
As per the RBI report, states have managed to contain growth in spending post the FRBM and the aggregate expenditure-to-gross state domestic product (GSDP) ratio has declined by 70 basis points (bps) to 17.1% post the FRBM, with as many as 13 of the 17 non-special category states being able to reduce the ratio. More importantly, the quality of spending by states has improved slightly over the last decade. Post the implementation of the FRBM, the aggregate capital outlay of states has risen to 2.4% of GSDP from 1.8% earlier, while revex has fallen by 100bps to 14.3% of GSDP. The improvement in capital outlay-to-GSDP ratio has been more stark in the low income category states of Uttar Pradesh (240bps), Bihar (190bps) and Madhya Pradesh (100bps).
Religare says, the fiscal positions of state finance have been continuously deteriorating over the past five years and the fiscal deficit has risen to 2.9% in FY2015 (revised estimate) from 1.9% in FY2012. "This has led to a sharp rise in market borrowings by states to Rs2.3 lakh crore in FY15 from Rs9000 crore in FY11. The fiscal deficit is budgeted to improve by 50bps to 2.4% in FY16. However, it may be noted that the report only considers the budgeted numbers for FY16 - the revised estimates of some states suggest that this improvement is unlikely to materialize. For instance, Rajasthan's revised estimates for FY16 put the fiscal deficit number at 3.6% of GSDP (vs. a budget estimate-BE of 3%). If we include the impact of Ujwal Discom Assurance Yojana (UDAY), the ratio is much worse at 10%. Similarly, Bihar, UP, MP and Maharashtra's revised estimates are also much higher than the budgeted number," it added.
Expressing concern over the quality of fiscal consolidation in recent years, the report says, as per the budgeted numbers for FY16, 50bps reduction in states fiscal deficit ratio is to be achieved primarily by a cut in developmental expenditures to 11.4% in FY16 from 12.2% of GSDP in FY15, even as non-developmental expenditures increase to 4.9% from 4.8% of GSDP during the same period.
The Central Government has eased the fiscal deficit cap for states for the remaining XIV Finance Commission award period (FY17-FY19) by up to 50bps from the current level of 3% of GSDP subject to the condition that the debt-to-GSDP ratio is less than 25% and the interest payments to revenue receipts ratio is less than 10% in the past two years. If the states meet only one of these two conditions, then they can exceed the fiscal cap by 25bps. Moreover, if a state is not able to fully utilise its sanctioned fiscal deficit of 3% of GSDP in any particular year, it can carry it forward to the next year. Similarly, if a state overshoots the upper limit in a year, then the following year the cap is reduced by the same amount. The move is in line with the 14th Finance Commission's recommendation and is expected aid the fiscally better placed states to focus on capital expenditure, which are often lumpy. Among the states, Chattisgarh, Jharkhand and Orissa satisfy both the conditions and would be able to raise the fiscal deficit-to-GSDP ratios by 50bps over the 3% cap, the report concluded.
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Economy & Nation
SBI chief counters RBI governor's theory on sharp increase in cash with the public
Moneylife Digital Team
08 April 2016
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The Governor attributed it to elections. The SBI Chief points out that past data doesn't say so
In what may be perhaps for the first time, the Chairman of State Bank of India (SBI) has trashed the Reserve Bank of India (RBI) governor Dr Raghuram Rajan's theory on increase in currency with the public. The governor has attributed the current surge in currency to elections. The SBI Chairman, Arundhati Bhattarcharya, has openly trashed this theory.
In a report in
Times of India
, the SBI Chairman was quoted as saying, "We have seen even bigger elections in earlier years but the increase in currency with the public has not been that high. This time it is hurting our deposit growth." She told the newspaper that the reason for the cash surge was still a mystery. Some have attributed it to the jewellers' strike, which is preventing cash deposits. However, the strike was recent and the increase in cash has been seen for some time, she added.
The same report quoted the RBI governor as saying, "We see some possibility that around election time, cash with public increases. You can guess the reason why. We can also guess."
Ajit Ranade, an economist, in
his column in Mumbai Mirror
, also expressed surprise at the increase in currency in circulation. As per the RBI data, over the past 12 months, the total currency in circulation increased by Rs2 lakh crore or by 15.2% to Rs16.6 lakh crore.
"Why is it so high? With the proliferation of digital wallets like PayTM and electronic payments, aren't we supposed to be moving to less cash usage, and toward a cashless society? If GDP growth is only about 7.4%, then why did cash in circulation grow by 15.2%? (It grew by only 10.7% in the previous year)," Mr Ranade wrote in his column.
SBI in its Ecowrap research report, has stated that election may be a small reason, but the bigger reason could be the trend in demonetisation. "There are suggestions in public domain and even analysis that are suggesting that higher denomination notes may be replaced. We believe, as a result of that people may be using more of high value currency to purchase safe haven assets. This apart, there has been an increased overdraft of nearly Rs170 crore that has been provided by the banks to the Pradhan Mantri Jan-Dhan Yojana (PMJDY) account holders which may also be responsible for this sudden spurt in currency," it says.
According to the report, there is an incremental increase in currency with the public. During the last fiscal (till 18 March 2016), it witnessed a jump of 48% over incremental increase in FY2015. It says, "The common perception is that FY17 being an election year people are hoarding cash. However, had this been true, even FY14 should have shown the similar trend. In fact, that year witnessed a decline."
"In fact, in FY12, when Punjab and Uttar Pradesh went to polls, currency in circulation actually witnessed a significant decline. Are we to believe that elections in Punjab and Uttar Pradesh are relatively more transparent than say other states like Bihar (reason for possible increase in currency in 2015)? It is hard to believe so. With state elections happening in almost all fiscals, the elections can't thus be blamed all the time for increase in public currency holding," SBI Ecowrap says.
There has been suggestion that is doing the rounds that higher denomination notes of Rs1,000 and Rs500 be demonetized. This is expected to yield the following benefits:
Demonetizing Rs500 and Rs1,000 currency notes will bring a huge amount of the funds kept in these denominations into the banking channels and will facilitate a reduction in domestic black money transactions.
As holding cash in small denominations is cumbersome, the informal services payments made in day to day life, people will shift towards electronic modes of payment thereby making it increasingly easier to track financial transactions, thereby leading to better service tax and income tax collections.
However, SBI Ecowrap says there are logistical challenges for this. It says...
First of all - demand for banknotes and coins increased in FY15, notwithstanding the use of technology driven non-cash modes of payment.
Notes of denominations of Rs500 and Rs1,000 together accounted for about 85% of the total value of banknotes in circulation at end March 2015 while together they accounted for 22% of the volume at end March 2015.
Despite the presence of high denominations, RBI had spent Rs37.62 billion in printing notes in 2014-15. If the notes of these two denominations are withdrawn, the cost of printing notes for RBI would also multiply.
At the branch level, the cost of handling cash would zoom and there would be complete chaos as the funds kept in these denominations will be flushed into the banking channels. With higher amount of notes in circulation, the soiled/ mutilated notes will also increase. In India, the smaller notes have a life of less than a year. An Rs100 bill stays around for about three-four years. The Rs500 and Rs1,000 notes keep going for about five to seven years. Currently there are around 5,000 currency chests across the country with the Banks that are used for storing notes. The capacity of these chests would need to be expanded five times to enable storing of enough supply of currency to the public. Construction of these chests, which have specialized steel walls and doors, would take time, as well as, substantial investment.
Operators of automated teller machines say that demonetizing Rs500 and Rs1,000 notes will throw up huge challenges as ATM machines will hold lesser amounts than their current capacity. An ATM machine typically holds 10,000 bills and if these were to comprise only notes of Rs100 the rate of replenishment would go up. This will increase costs and inconvenience to customers. Besides, transaction time at machines would also rise because maximum amount that can be withdrawn at one go would be Rs4,000 since machines are designed to dispense only 40 notes at a time.
Along the entire supply chain for supply of cash, banking system will bear the highest cost primarily because of high fixed costs of ATM machines, counting, recounting, recycling, transport and storage of larger volumes of cash.
The news of the demonetization of currencies of denomination 500 and 1000 has been doing the rounds for a while, and this may be a plausible reason for increase in currency with public. The rationale for this is that people are taking out cash and buying other assets such as gold so that when the currency is demonetized they do not face a problem.
"Our considered view, therefore, would be that should demonetisation be seriously contemplated, a road map needs to be created. It needs to be done in steps and be balanced with creation of necessary electronic and digital infrastructure in the country coupled with creating awareness and financial literacy for ensuring that the man on the street is not put to undue hardship," the report from SBI Ecowrap concluded.
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Hemen Parekh
1 year ago
Election Season is Rumour Season
You may also call it a season for cash-distribution !
Business Line ( 06 April ) quotes RBI Governor Raghuram Rajan as follows :
" Money in people's hands has gone up by over Rs 60,000 crore which is not normal and needs to be looked into
Around election time , cash with the public does normally increase ... You can guess as to reasons why ; we can also guess
You see some ( spike ) not just in the State going to elections , but also in the neighbouring states . There is something..We need to understand it better "
According to the latest data released by the RBI, there was a 48 % increase in the currency in circulation at Rs 2 lakh crore for the fortnight ended March 18
Now Times of India ( 08 April ) talks of a report released by the State Bank of India , which says :
" It is rumours of demonetization of Rs 500 and Rs 1000 notes that is possibly driving people to withdraw cash in order to deploy them in safe assets
There are suggestions in public domain and even analysis that are suggesting that higher denomination notes may be replaced
Demonetizing Rs 500 and Rs 1000 currency notes will bring a huge amount of funds kept in these denominations into the banking channels and will facilitate a reduction in domestic black money transactions
But this would also be a headache when it comes to logistics "
* It is much better to have a headache than a heart attack !
* You can have the pie and eat it too , if , instead of outright
" Demonetization ", we just replace the existing paper notes ( of Rs 500
and Rs 1000 ) , with PLASTIC notes of same denomination , but embedded
with RFID micro-sensors ( 50th of a hair thickness ) , which can be tracked
through a GPS enabled technology platform ( consisting of a Mobile App )
* Any accumulation of Rs 10 lakh worth of such notes , within an area of
ONE square meter , will show up on a Google Map on the mobile app !
* This will not only allow people the convenience to continue using Rs 500 /
Rs 1000 plastic notes for their daily usage / purchases but it will, at same
time ensure that goods / services valued at a few thousands of rupees ,
will always get paid thru banking channels , since no seller of goods or
service would want an accumulation of even 1000 note of Rs 1000 , in his
table drawer / bank locker !
* And which candidate contesting any election would want his brief-case or
car trunk to show up on the Mobile App of ACB / ED / IT , as a red
balloon , with caption, " Find Five Crore Here " ?
What do experts have to say about CASH ?
* Mark Barnett, the boss of MasterCard ( UK ), believes that in five years cash will be practically extinct in Britain . At the Money 2020 conference in Copenhagen last week , he said :
" By the time we get to another generation , 30 years down the track, will there be any cash ? I very much doubt it . It will seem as antediluvian as carrying a pouch full of gold "
Marching towards the goal of a " less cash " society , yesterday , Shri Raghuram Rajan launched United Payment Interface ( UPI ) , which is independent of any payment platform ,bank or telecom service provider
One can use mobile based ( just one click ) UPI app for :
* Paying for delivery of goods from online shopping web sites
* Paying of utility bills
* Over the counter payments
* Bar code based payments
* Donations / School fees
* Any type of payment ! All without revealing your bank details !
But if Shri Raghuram Rajan wants UPI to catch like wild fire , all that he has to do is to replace existing notes ( not demonetize ) as suggested above
Sanjay Sarma ( MIT ) who has written 75 research papers on RFID sensors,
wrote to me :
" I think it is a matter of time before it happens.
I do agree with your idea "
hemenparekh.in / blogs
12 April 2016
Investor Interest
Nifty, Sensex In No-man's Land – Weekly closing report
Moneylife Digital Team
08 April 2016
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The absence of any trigger – positive or negative – will keep Nifty drifting sideways
Last week we had mentioned that Sensex, Nifty may give up some gains. We had anticipated Nifty to head lower, if it closes below 7,570. This week Nifty was down 2%, with most of the loss coming on Tuesday when the Reserve Bank of India cut repo rate by 25 basis points. The weekly trends of the major indices are given in the table below:
This week which began on a positive note saw Nifty closing in the positive on three trading session. A positive close to the US markets previous Friday and stable Asian market on Monday made the indices back home close in the green on Monday. The market looked ahead for the new fiscal's first bi-monthly monetary policy review due on Tuesday where it was widely anticipated that RBI Governor Raghuram Rajan may cut interest rates by at least a quarter of a percentage point. Nifty closed at 7,759 (up 0.59%).
On Tuesday the indices suffered a major correction. Nifty closed at 7,603, falling 2%. Negative global cues, along with profit booking and weak crude oil prices, plunged the Indian equity markets. In line with market anticipation, RBI cut its key lending rate by 25 basis points (bps) resulting in the repurchase rate to be lowered to 6.5% from 6.75%. The reverse repurchase rate, or the short-term borrowing rate, has been adjusted upward to 6% from 5.75%.
On Wednesday after a range bound session Nifty closed marginally higher at 7,614 (up 0.15%). The market moved cautiously ahead of the FOMC (Federal Open Market Committee) minutes which was to be released on late Wednesday evening and the start of the fourth quarter (Q4) results.
On Thursday Nifty closed at 7,546, down 0.89%. A rebound in global crude oil prices was wiped off by selling and unwinding of long positions ahead of the fourth quarter (Q4) results season dented sentiments. On Friday Nifty witnessed a listless session, even the negative cues from FOMC (Federal Open Market Committee) minutes released late on Wednesday evening led to a selloff in the US markets. Occasionally the index moved into the red but did not remain there for long. Nifty closed at 7555 (up 0.12%). Overall the positive move was supported cues from the European market. On Thursday European Central Bank officials' expressed their willingness to launch fresh stimulus.
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You can purchase items without registering as a member. You do not have to become a member of the site to view your order status. Non-members can check the order status by following the link in your confirmation email.
Members will receive exclusive previews of new products, coupons and discounts in our email newsletter. Members can check the status of your order by logging into your account. Click on "Order History" to review order status.
Orders that have been submitted can not be modified. Please call us if you have any concerns and we will do our best to help.
Can I cut chunks of butter and then spread those with the SpreadTHAT! spreader?
Cutting away big chunks of butter is useful for cooking, but the SpreadTHAT! is not designed to work with chunks of butter due to the amount of energy needed to melt them (it takes too long!). The best way to use SpreadTHAT! is to scrape butter like you normally would with any butter knife, transfer the butter onto your bread or toast, and then slowly spread. You will see the butter spread out easily.
How long do I have to hold the SpreadTHAT! before it starts to work?
There is no waiting necessary. Hold the knife as you would any butter knife, and the high-efficient heat conductor will immediately start to transfer heat from your hand to the knife edge. The temperature needed to start melting butter will be reached after about 30 seconds, just enough time for you to scrape from your stick of butter and start working on your bread.
Will it help if I run hot water over the Spreader?
We do not recommend this. The conductor is extremely efficient. If you run hot water over the spreader it will get hot very quickly! Avoid burning your hands, as tap water can get quite hot. Please NEVER hold an open flame to the spreader, it will get as hot as the flame in seconds.
Does the SpreadTHAT! work on anything else?
We have had testimonials of it being perfect for use on icing, garlic butter, ice cream cakes, and more! We have also had a report of someone using it to remove ice built up inside freezer walls. If you find another great use for the SpreadTHAT! please let us know!
Is it dishwasher safe?
Yes! We subjected our prototypes to accelerated weathering and dishwasher tests, and we have been using ours in dishwashers for two and a half years and counting...
How long can I leave frozen perishables on the counter top?
Heed warnings from the FDA! The FDA says do not leave any raw food on the counter top for more than two (2) hours as too much bacteria will build up. It would be wise to use the ThawTHAT! II instead, to minimize the time exposed to normal room temperature.
Why do I need the ThawTHAT! when I can use the microwave to defrost?
Using a microwave actually cooks your food even at the defrost setting. You may end up with a hard, crusty piece of meat that is raw on the inside and tough on the outside! No amount of marinate will help with the taste after you use a microwave.
What about soaking in water to defrost?
Any food soaks up water. Leave raw food in water and you will be eating a rubbery mess. Yuck! Water conservation is just another perk!
What if I put food in a plastic zipper bag and place it in the water to defrost?
Bacteria multiply exponentially inside plastic bags, especially after blood starts seeping out. In essence you will be marinating your raw meat with blood. Additionally, it is tough to get all the air out of the bag so air inside the bag acts as both an insulation (slow down the thawing action) and as a sealed chamber for bacteria to thrive.
The thawing time seems optimistic.
We noticed that too! "Thawed" or "Defrosted" is when your piece of food can be sliced through with a kitchen knife and is ready to be marinated. We tested against the best thawing boards in the world and found that our high-tech option is twice as fast as the closest competitor. Give it a try!
I defrost everything overnight in my refrigerator.
That works great too! But if you forget to defrost something, or have a change of dinner plans, whip out your ThawTHAT!
Can I leave my meat in plastic bags and just set them on the ThawTHAT! plate?
Plastics act an insulator that protects from electrical and thermal conductivity. The thicker the plastic is, the more insulation it provides. Setting bagged items on the ThawTHAT! will still work, but the effectiveness and the defrosting speed will be impacted. For best results, set the met directly onto the ThawTHAT!
Is it dishwasher safe?
Dishwashers will not impact functionality of the ThawTHAT! However we do recommend hand washing only as some brands of dishwashing liquid in combination with hard water and high temperature will remove the original surface shine.
How does ScoopTHAT! work?
The biodegradable, bio-safe liquid in the handle (no scary anti-freeze that leaks!) is connected to the primordial fishbone fins inside the handle. The fins in turn are connected to the cutting ring. This cutting ring acts as a high-thermal conductive cutting edge that helps melt ice cream on contact.
Why isn't the entire scoop made out of metal instead of just the thermo ring?
The entire ScoopTHAT! is insulated except for the cutting ring. This allows the ring to melt ice cream for a fraction of a second while it is in contact with the ice cream itself. After the ice cream leaves the cutting edge, it is insulated so it no longer melts. You can then make beautiful, non-watery, perfect scoops of ice cream that leaves the scoop head easily.
Does running hot water over the Scoop help?
ScoopTHAT! is designed to eliminate the traditional need to run hot water over the scoop head prior to each scooping action. This is why we insulated the entire scoop except the thermo-ring - so that you get nicely frozen scoops of ice cream out of every scoop. Hot water is not necessary.
It is really better than a regular scoop?
Definitely better! We tested in strictly controlled lab conditions against every scoop we can find in the market - the ones we can find from William Sonoma, Sur La Table, Bed Bath and Beyond, Jason's, John Lewis, Isetan, Carsch Haus, Myer and various ones online. We found the ScoopTHAT! to be much faster and easier than the best scoops in the world!
Can I put it in the dishwasher?
It will not ruin the ScoopTHAT! unlike other scoops. However please wipe off the thermo-ring as some (not all) detergents will discolor the ring.
Can the HeatTHAT! set be heated in the microwave together?
The ceramic can be used in a microwave just like any other ceramic object. However, the heating pad must be heated on its own separately to ensure that it absorbs the proper amount of microwave energy.
How long should the heat pad be in the microwave?
One minute in the microwave is enough for the heating pad to give off heat for up to one hour. We used 1100 Watt microwave as the basis of our calculations. We recommend placing the pad towards the outer edge of your turntable glass tray for a more even heating process.
I heated the pad for 1 minute but the pad does not feel hot.
The magnetron (the device that emits the actual microwave in your microwave oven) does degrade over time. If you can place your hand over the heating pad and hold it there for more than one second, it means the heating pad has not absorbed enough energy. Try placing the heating pad to the outer edge of your turntable glass tray and heat on high for a further 30 seconds.
Storing the heat pad+ceramics in a dry, cool location will help reduce the amount of moisture that both items absorb. Moisture reduces the amount of heat that can be absorbed.
Can the HeatTHAT! ceramics be placed in the refrigerator?
Yes it can.
Is the HeatTHAT! dishwasher safe?
The ceramic is dishwasher safe but the heating pad is not.
Can I use the heading pad on other tableware instead of the HeatTHAT! ceramic?The heating pad and the matching ceramic are designed to work together as one unit. The ceramic has a hallow base chamber that acts as an insulator to retain heat from the heating pad. The heating pad and the ceramic pair should be used together to ensure maximum effectiveness.
Will the heat from my hand melt coconut oil?
Coconut oil melts at 76 °F (24 °C). The heat from your hand helps soften frozen coconut oil or ice cream and makes it easy to break apart and dig out.
Do I need to keep my coconut oil in the refrigerator?
You can elect to store coconut oil outside of the refrigerator. However, coconut oil can liquify and get really messy in warmer weather, not to mention the danger of it going bad.
Can coconut oil go bad?
Yes it can. Storing outside the refrigerator runs the risk of cross contamination and going rancid. It is not always easy to tell when coconut oil is already spoiled either!
Why not use a simple spoon to eat out of my pint of Haagen-Dazs
Spoons are not ergonomically designed to dig into tough, frozen treats such as ice cream. Normal spoons will either bend under stress or hurt your fingers. The L'il Dipper is designed to be light, strong, and offer a comfortable grip surface for you to easily indulge in your frozen treat. It's your very own personal spoon and no one else's!
View some of our product testimonials here! Have a comment you would like to share? We would love to hear it! Please feel free to send us feedback via our contact page.


text:
The entire class asked me to hold on for a bit. They left and took a little while. When they returned, they were holding a stack of papers.
What is that? I asked, expecting them to want to take a detour and input a test plan and walk through it again.
This is our JIRA workflow!!!
1-2 inches thick of 8x10 paper, this was their workflow. Good grief.
It was explained to me that an engineer had spend the better part of a year documenting and building the most complex, byzantine, over-engineered workflow anyone had ever seen. There were approximately 80 types, and 500 statuses with multiple transitions between each, plus a lot of boolean logic.
Guess what? The development group and QA use Excel, because no one understands this monstrosity, and defects are getting through. Non-adoption rules the day. Plus the engineer who built it had since left the organization and no one knew how to fix it. This is a perfect example of a person writing themselves a job through complexity.
Let me put this simply, you should not be looking to map the entire world with your workflow, you should be attempting to boil it down to a few types, with simple transitions, and well defined statuses that EVERYONE understands.
Is it a defect in the application, training, or documentation? Who has the ball? Is it new? Assigned? being worked? duplicate? non-reproducable? Fixed? or being retested? When we put too much granularity in the workflow we actually create a great deal of additional work for ourselves, and the picture of where we are becomes less visible.
In SpiraTeam we have the ability to assign other values to provide the granularity and reporting to handle special situations. Priority and Severity are two built in examples, or any of a myriad of custom fields that you could create to facilitate filtering. Why make the workflow so convoluted?
It is my opinion that a workflow should flow out of discovery, to triage, into validation, through fix, and to close within 5 or 6 steps. People can understand 5 or 6 steps, they cannot understand 70. If you are creating a workflow that takes multiple pages to print, you are creating a few things; 1. Confusion for users, 2. Non adoption, 3. Job lock for yourself, and 4. A Mess when you leave.
Stick to the KISS (Keep It Simple Stupid, and rock on) method and you will get more done. All of the Spira tools contain a proven, basic workflow, don't muck it up with more than is needed.
Our mission to helping our customers - large corporations, small businesses, professional services firms, government agencies and individual developers – with the means to effectively and affordably manage their software development and testing lifecycles, so as to decrease the time to market and increase return on investment.
At Inflectra, we are fully committed to provide our customers with the very best products and customer service. We believe in going the extra mile to ensure that each customer is satisfied with our software products. We have the experience and the commitment to deliver the products customers need to deliver their projects and assure quality every step of the way. (Learn More)
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text:
Wednesday, December 23, 2009
Merry Christmas!
to Yours! Sue:) (These sugar cookies were part of an order for today.)
(DB post after Christmas)
15 comments:
wow,beautiful cookies!! Merry christmas!!ReplyDelete
cute!! Merry Christmas!ReplyDelete
These are so cute!!! So many fun details on those houses!ReplyDelete
Hope you have a great Christmas!!
Merry Christmas from rainy Ireland!ReplyDelete
Lots of presents from Santa, yummy Christmas feast and have a great time with your family and friends :)
Cheers! Anula.
Merry Christmas Sue!! I just left a comment, but I think I hit the button too fast, so I'm not sure if it sent or not. I loved your candy cane cookies post--it brought back good childhood memories! :)ReplyDelete
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text:
Higher Opens Forecast For New Zealand, Australia Shares
RTTNews - Strong opens are expected Friday for the New Zealand and Australia stock markets, following Wall Street's sharp gains overnight.
New Zealand's sharemarket posted its eighth straight gain on Thursday.
The benchmark NZX-50 index advanced 18.2 points or 0.6 percent to 2,918.6.
Trading volume totaled 48,7 million shares valued at NZ$126.1 million.
There were 45 stocks closing higher, 28 lower and 42 unchanged.
Among the session's most heavily traded stocks, Auckland International Airport was up NZ$0.03, Fletcher Building was up .24, Fisher & Paykel Appliances was up .03, F & P Healthcare was up a nickel, Infratil was up .03, Michael Hill International was unchanged, SkyCity Entertainment was up .04, Telecom Corp of NZ was down two cents and Vector was unchanged.
Among the dual-listed stocks, Telstra was up .02, Westpac Bank was down .21, Lian Nathan was down one cent, Goodman FPO was down .03, APN News & Media was up .05, Australia and NZ Bank was down .13 and AMP was up .06.
Unlike New Zealand, Australia's market was unable to sustain its rally Thursday.
The benchmark S&P/ASX200 index closed down 4.4 points or 0.1 percent at 4,064.1 while the broader All Ordinaries index was up 3.7 points or 0.1 percent at 4,072.8. Both indices had advanced in the previous eight sessions.
Market turnover was 2.4 billion shares valued at A$6.24 billion.
Advancing issues outnumbered decliners 601 to 411 with 297 unchanged.
The banking sector was a drag on the market, with Australia and NZ Bank falling A$0.13, Commonwealth Bank of Australia was down .017, National Australia Bank completed a $2 billion capital raising and dropped $1.23 and Westpac Bank was down .21.
In the resources sector, BHP Billiton advanced .20, Rio Tinto gained $1.68, Fortescue Metals was up .11 and OZ Minerals was up .07.
Among the oil stocks, Woodside Petroleum was down .15, Santos was down .17 and Oil Search advanced .17.
For the retailers, Woolworths lost $1.03, Wesfarmers fell .26, Harvey Norman was up .09, JB Hi-Fi was unchanged and David Jones was up .13.
Overseas, U.S. stock markets resumed their rally after a one day dip. Better than expected data on new home sales boosted stocks as well. A half hour before the closing bell on Wall Street, the Dow Jones Industrial Average was up 203.29 points or 2.29 percent at 9,084.55, the Nasdaq Composite index was up 48.92 points or 2.54 percent at 1,975.30 and the S & P 500 Index was up 24.63 points or 2.58 percent at 978.70.
All of the major markets in the Asia/Pacific region except Taiwan's closed higher on Thursday.
The Nikkei 225 Average in Japan rose 69.78 points or 0.72 percent to finishing at 9,792.94.
Hong Kong's Hang Seng index rose 569.53 points or 2.96 percent to 19,817.70.
In China, the Shanghai Composite index was up 31.88 points or 0.97 percent at 3.328.49.
The BSE 30 index in India advanced 387.92 points or 2.61 percent to 15,231.94.
Indonesia's Jakarta Composite index was up 35.10 points or 1.65 percent at 2,160.72.
In South Korea, the KOSPI/Seoul Composite index advanced 2.45 points or 0.16 percent to 1,496.49.
The Taiwan Weighted Index was down 4.44 points or 0.06 percent at 6,980.88.
For comments and feedback: contact firstname.lastname@example.com


text:
HOME › Accelerate your research › Research Tools
Preclinical Models
For help choosing a preclinical model of PD, view our suggestions.
Contact Us
For questions, see our FAQ or email us at email@example.com.
MJFF Tools Consortium
MJFF is working with industry to develop tools. Learn more.
Click on the Tool Type below to get started:
Animal Model
Biochemical Assay
Cell Lines
DNA Plasmids
Viral Vector
Why Are Research Tools a Priority?
Researchers rely on critical tools, including reagents and pre-clinical models, to understand the cause and mechanisms underlying Parkinson's disease and to develop effective treatments. When such tools are lacking, investigators must often make their own, wasting time and resources that would be better spent on studying Parkinson's disease. Many existing tools may also lack sufficient quality control data, are difficult to obtain by the wider research community, or may come with restrictive license terms and fees that hinder drug makers' ability to use them. Promoting the generation and availability of critical research tools is a key way to accelerate therapeutic development for Parkinson's patients.
Our Investment in Research Tools
The Michael J. Fox Foundation has a multi-faceted approach to developing research tools:
- Identifying critical tools through discussions with key scientific experts
- Generating critical tools through partnerships with leading experts and companies
- Evaluating critical tools to provide reliable quality control data and to inform ideal methods for use
- Distributing critical tools, ideally through no/low-cost, restriction-free vendors and partner organizations, such as Addgene, Covance, Abcam, and The Jackson Laboratories
Employing this strategy, the Foundation has made a number of tools available to the research community, including DNA plasmids, viral vectors, purified protein, antibodies, assays and pre-clinical models.
In addition, the MJFF is spearheading the Parkinson's Disease Research Tools Consortium, working with industry partners to better characterize and utilize existing tools, as well as to develop new tools to address unmet challenges.
Learn More about the Parkinson's Disease Research Tools Consortium
Don't see what you're looking for? Suggest new tools for MJFF to develop. Learn more
What animal and cell models do you recommend for PD research?
We do not have a "best model" to recommend. There are a variety of animal and cell-based models for PD. In designing your project, we typically recommend choosing two models of PD and base your choices off clear rationale that you make clear in your application. Furthermore, we generally recommend using one genetic model of PD and one neurotoxin/other model of PD for animal models. For cell-based models, we typically recommend using a cell line that is based in the human condition (for example, a human-derived cell line).
Can you provide me with a protocol for a reagent from your Tools Catalog?
As MJFF does not have laboratories on their premises, we did not perform the experiments ourselves and thus do not have detailed protocols to provide. To gain more information on protocols, we recommend locating a paper that has used the reagent and developing a protocol from the paper. If more guidance is needed, we recommend contacting the primary author of the manuscript. If you are encountering issues when trying to use a reagent from our tools catalog, we suggest contacting the distributor from which you purchased the reagent for troubleshooting help.
Can I advertise my products or website on your tools catalog?
A unique aspect of the Fox Foundation is our active role in providing researchers with necessary preclinical tools to advance research and speed a cure for Parkinson's disease. To this end, we have a team of scientists at MJFF that take an active role in designing, creating, validating, and distributing research tools that we believe are vital for the community. These tools are listed in the Tools Catalog on our website. As a result, we only list the MJFF-sponsored tools on our Tools Catalog and do not include reagents that did not originate at the Fox Foundation.
How do I get permission to obtain large amounts of alpha synuclein to generate PFFS?
Bulk orders for 10 mg (instead of having to order 10 x 1 mg aliquots) can be made at the cost of $2,500 / 10mg plus shipping. All bulk orders of the protein also undergo the in-house and outside QC/QA (i.e. ability for monomer to form PFFs, Thioflavin T incorporation, and capacity to seed neurotoxicity in primary neuron cultures). To place a bulk order, please email Lindsey Gottler at email@example.com.
Are your tools and animal models quality controlled and validated?
All of the tools listed in the Tools Catalog have undergone quality control to ensure MJFF is providing researchers with high-quality, reliable tools. In addition, tools generally undergo functional validation in addition to basic quality control to verify the tools and animal models behave as expected. However, MJFF characterization efforts do not cover all possible aspects of these tools or animal models, and we rely on the scientific community to continue our characterization efforts. Information on quality control can generally be found in the product page on the distributor's website.
Do you sell your tools to industry groups, or are your tools strictly for researchers in the non-profit sector?
All of our tools are available to industry as well as academic/non-profit groups.
Are samples of different central/peripheral tissue from your animal models available?
Yes. We have a biospecimen repository that contains fresh frozen tissue from our animal models. The tissues available include kidney, liver, lungs, spleen, and brain (frontal cortex, hippocampus, cerebellum, brainstem). To access these tissue, complete the following form and send it to firstname.lastname@example.com.
What outcome measures have you tested in the alpha synuclein PFF animal model?
A list the outcome measures that have been or will be tested in the alpha synuclein PFF model can be found in the following handout.


text: Hello everybody! I'm searching for a way of restoring windows 7 with all the software I need already installed, instead of re-install windows from the beginning and the install again all my programs. It should be easy, but it's not! Once I format, re-install windows 7 and install all my software, one of these things happens: if I set a restore point everything seems ok, but when restore time comes, my restore poit is disappeared, or, if I can see it, after everything is done and rebooted, system tells me something like "impossible to complete the restore process" and so nothing is done, so I have to re-install everithing manually. Instead, if I use the windows tool for creating a restore CD/DVD, when I boot from such CD/DVD, i can't see anything that refers to the time i created the disk. In the endm, every time I have to format my PC (I use to do this about once every 6 months), I install all my software by hand and then I say: "Now I want to make sure that next time I have to restore, i will not have to install everything"... but actually I never cn do this, and i ALWAYS have to intall everything by hand! Anyone can help me, please?


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text:
Fear and Loathing in the Work Place
Senior, Carl
Butler, Michael
Lee, Nick
Pfaff, Donald W.
Kavaliers, Martin
Choleris, Elena
Bibliographic Citation
American Journal of Bioethics 2008 May; 8(5): 20-21; author reply W1-W3
MetadataShow full item record
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Showing items related by title, author, creator and subject.
Mechanisms underlying an ability to behave ethically Pfaff, Donald W.; Kavaliers, Martin; Choleris, Elena (2008-05)Cognitive neuroscientists have anticipated the union of neural and behavioral science with ethics (Gazzaniga 2005). The identification of an ethical rule the dictum that we should treat others in the manner in which we ...
Basis of Altruism and Cooperation: Plausibility and Possibilities Prashanth, A.K.; Pfaff, Donald W.; Kavaliers, Martin; Choleris, Elena (2008-05)
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text:
MSCI ESG Focus Indexes
The MSCI ESG Focus Indexes are designed to target companies with positive environmental, social and governance (ESG) factors while closely representing the risk and return characteristics of the underlying market. Each index is constructed through an optimization process that aims to maximize its exposure to ESG factors, subject to a target tracking error and other constraints. The indexes are sector-diversified and are designed to over-weight companies with high ESG ratings and under-weight companies with low ratings. Tobacco and Controversial Weapons companies are not eligible for inclusion.
The MSCI ESG Ratings are constructed based on thousands of data points across 37 ESG Key Issues, focusing on the intersection between a company's core business and the industry issues that can create significant ESG related risks and opportunities. Companies are rated on a AAA-CCC scale relative their industry peers.
MSCI ESG Focus Indexes Methodology
MSCI EAFE ESG Focus Index
MSCI Emerging Markets ESG Focus Index
Factsheet | Performance
MSCI USA ESG Focus Index
ESG Trends to Watch
Listen to one of our most popular ESG webinars of the year to explore some of the key trends top of mind for investors in 2017.
ESG Ratings
MSCI ESG Ratings is designed to support institutional investors' growing ESG integration, manager reporting, engagement and portfolio monitoring needs.


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A Shame to Miss 2(2002)
A collection of poems by Anne Fine
Aimed at junior readers, this collection offers a diverse mixture of familiar and classic poetry chosen by Anne Fine: from W.H. Auden, A.E. Housman, Christina Rossetti, Wordsworth and other poets. Also included are poems from the late 20th century like Stevie Smith's "Not Waving but Drowning" or Ted Hughes "Full Moon and Little Frieda". Poets from Afro-Caribbean backgrounds like John Agard and Grace Nichols are also featured, alongside several other poets from non-European cultures. A collection of over 70 poems, the book also contains tips from Anne Fine to help children understand the poems.
Used availability for Anne Fine's A Shame to Miss 2
See all available used copies of this book at Abebooks UK or Abebooks US
Paperback Editions
October 2012 : UK Paperback
|Title: A Shame To Miss Poetry Collection 2
Author(s): Anne Fine
ISBN: 0-552-56699-3 / 978-0-552-56699-5 (UK edition)
Publisher: Corgi Childrens
Availability: Amazon UK Amazon CA
August 2002 : UK Paperback
|Title: A Shame to Miss: 2 (Selected by the 2001-3 Children's Laureate) (Ideal poems for middle readers): Collection 2
Author(s): Anne Fine
ISBN: 0-552-54868-5 / 978-0-552-54868-7 (UK edition)
Publisher: Corgi Childrens
Availability: Amazon Amazon UK Amazon CA
Genre Pages


text:
Today's Devotional
UnpendingWhat's the relationship between upending and grace?
Top Music Videos
flynoy's FavoritesBack to flynoy's channel.
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Christian comedian Tim Hawkins performs a hilarious parody of "Jesus Take the Wheel" by Carrie Underwood. Send this on!crownentertainment2008-03-17T00:00:00447,777 views00:02:14
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- Tim Hawkins on Worship MusicWorship pastors, you have a tough job. Tim dares you to go a little "cray-cray" and freak us out every once in awhile. From Tim's new release "Push Pull Point Pow". DVD and Digital Download available at timhawkinscomedy2012-11-12T16:30:07194,547 views00:01:44


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Star athletes thrive during the peak of heated competition, which is why most college bowl games are held in volcanoes. Stretch the limits of your limbs with this Groupon.
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Islamabad, Apr.11 (ANI): The sandy cricket grounds in Abu Dhabi and Dubai has made Pakistan pacers fear for injuries during the forthcoming five match one-day international series against Australia.
"We have to maintain our speed and performance even in these difficult conditions and we are afraid that it would only bring injuries and fitness problems to us," The Daily Times quoted a Pakistan fast bowler, as saying.
Being located amidst a vast sand desert both the stadiums in Abu Dhabi and Dubai demand players to be more than hundred percent fit.
Particularly the fast bowlers would have to toil hard, as sand beneath the surface of the ground could create trouble in their run-up.
The series which would be played from April 22 to May 7 also includes a Twenty20 match besides the five one day internationals. (ANI)


text:
I sure hope there is no twist at the end of this story…
New Line of Work
The fortune cookie gods have spoken again… and aside from the bad grammar, they really know what they're talking about.
Monument to Mary, Duchess of Montagu
Sent from Writer
10 of the Coolest Custom Camper Vans Ever Built
Four Star Cave Hotel
Check out this four star hotel built in the grottos of Matera, Italy. Awesome!
In honor of December 2nd, 2016… Epic Move Day.
I grabbed this time lapse today of forest fire smoke plume exploding into the sky. It looks like a volcanic eruption…
I found a great restoration project in Abruzzo, in the mountains but near the sea. It's marketed as a house, but it looks like an old convent to me.
Growing Lemon Trees From Seeds in the Pacific Northwest
Sometimes the best gifts come in tiny packages. A friend gave me a sandwich bag of lemon seeds wrapped in a wet paper towel. These were seeds from a lemon tree that came from another friend's yard, and he described the lemons as sweet and delicious. He ate them in a bowl with sugar sprinkled on top, a simple and delicious dessert. I had always wanted to grow lemon trees from seeds, so this was the perfect opportunity. Read more…
Innovate or Die
An interesting read: Can Photojournalism Survive in the Instagram Era? This article warns to "innovate or die". Does this mean that classic photojournalism will soon be a ghost of the past, and be lost forever like so many other great arts?


text:
EMERGING MARKETS-Copper share rout leads emerging markets lower
By Sujata Rao
LONDON Jan 14 (Reuters) - Big copper firms from India's Hindalco to Poland's KGHM led emerging equity falls on Wednesday as prices for the metal plunged to 5-1/2 year lows, fuelling concerns about growth and deflation in many countries.
Copper's rout combined with oil's 60 percent slide in the past six months is weighing on commodity producers from Russia to Chile, while growth fears are pressuring equity markets worldwide. MSCI's emerging equity index fell half a percent while stocks in commodity-heavy South Africa shed 1 percent.
London-listed emerging market miners such as Antofagasta and Kazakhmys fell 10 and 20 percent respectively, while Polish shares were led 0.8 percent lower by copper smelter KGHM's 5 percent fall .
Indian miners Sterlite and Hindalco and also lost over 5 percent, dragging the index lower
Analysts say the sheer scale of the commodity rout is muddying the picture for non-commodity markets too, potentially hitting investment and in many cases exacerbating deflation.
"The only clear repositioning has been away from net commodity exporters towards importers. But...although we're very positive on Turkey you'll have secondary effects from issues such as lower revenues from Middle Eastern countries which in turn hits flows into Turkey," said Simon Quijano-Evans, head of emerging markets research at Commerzbank.
The moves are pressuring many currencies - Chile's peso for instance has already lost 2 percent this year. The copper and oil slide also raises pressure for a fresh devaluation of Kazakhstan's tenge, with forwards pricing it 17 percent weaker over three months.
In Russia, already reeling from crisis, the rouble fell 1 percent to new 3-1/2 month lows, while the pegged Belarus rouble fell 5 percent, its fourth devaluation this month. Continuación...


text:
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Gunfire at Flintlock(1981)
A novel by Terrell L Bowers
Dr. Dean Chance was running away from his old life when his trail crossed Flintlock. But he tried to hang on to his old belief that there was no excuse none for killing another man. Things got all mixed up, though, when Chance befriended Gordy Ryan and his sister-in-law, Jocelyn and then got on the wrong side of Hunk Ashworth, the greedy rancher who was trying to grab the Ryans land for himself. Suddenly the young doctor had to use his wits and his fists to save his friends' skins. And then, in a strange twist of fate for a man dedicated to preserving life, Chance was left with no choice but to deal out death himself. If it wasn t already too late."
Used availability for Terrell L Bowers's Gunfire at Flintlock
See all available used copies of this book at Abebooks UK or Abebooks US
Paperback Editions
August 2013 : USA Paperback
|Title: Gunfire at Flintlock
Author(s): Terrell L Bowers
ISBN: 1-4778-3587-3 / 978-1-4778-3587-6 (USA edition)
Publisher: AmazonEncore
Availability: Amazon Amazon UK Amazon CA
Kindle Editions
August 2013 : USA, Canada Kindle edition
|Title: Gunfire at Flintlock
Author(s): Terrell L Bowers
Publisher: AmazonEncore
Availability: Amazon Amazon CA
Genre Pages


text:
Kentucky-Duke Postgame Quotes
Jan. 5, 2011
Recap | Box Score | Notes | Photo Gallery
Kentucky Head Coach Matthew Mitchell
On having Duke tied up until the end:
"Yeah that was the story of the game. We just can't come in to a quality team's gym, as talented and as tough as Duke is, and play one half. That's just so disappointing. From a coaching standpoint we tried to get prepared for the game and we clearly weren't in the first half. Some were but our entire success depends on everybody doing their part, and we just didn't get that for a complete 40 minutes. So I'm still convinced that we have the opportunity to be a very good team, but you're not going to beat Duke playing one half of basketball."
On what they were able to do in the second half:
"The rebounding stats were just embarrassing at halftime. I've never been a part of a game like that. I've never seen that kind of rebounding margin, ever at halftime against a team that's supposed to be top 10 in the country. And that's what this sheet of paper says we are. I was really upset with that at halftime. The first thing we talked about before we came out for the game was that we needed to rebound. So we, you know, we didn't do that. So that's just so disappointing at halftime because you know as a coach, you're sitting there, you know your team can do better. And why they choose not to is a mystery. You just saw us come out and assert ourselves and play with some toughness and some fight and it wasn't anything that I did. The players finally made a choice in the second half, and why they didn't in the first half I don't know. I can't explain that to you but hopefully we can see that even against a team that's much bigger and has a lot more size and is very, very physical and very well-coached, that we can, if we put our minds to it, we can play with them."
On Duke senior Jasmine Thomas:
"She is an outstanding player, and my hat is off to her. She is more than impressive even, wow, 24 points. She just absolutely dominated us. That's incredible and we let her get up 24 shots is a bad job on our part. But just a poised player watching her on video when trying to get prepared for the game, totally impressed with her. Having said that, I was very proud of my freshman point guard tonight that finally came in with a little tenacity and played hard and I was proud of her. I thought she competed tonight; Maegan Conwright."
On being able to control Jasmine until the last minutes of each half:
"Well that's just a player that is a high-level player, and a go-to player for Duke, being able to maintain her focus throughout the half so you never know when your opportunity is going to come. And then that's us losing focus and so maybe that's why they are a little but higher in the polls right now than we are. What a great lesson for us to learn. You look at her shooting percentage, not good tonight, but she just kept plugging and kept going and so just thought that she played with a lot of poise, the poise that a senior is supposed to play with and made just big, big kind of back-breaking buckets. I thought that run there at the end of the first half was just, just a killer. We sort of had it where we might could get in and regroup. Keyla [Snowden] and Vic [Victoria Dunlap] had gotten in foul trouble and basically just taken themselves out of the game in the first half. And the kids, reserves, really did a good job holding it together. We just kind of messed it up there at the end but those were significant parts of the game."
Kentucky junior Keyla Snowden:
On her performance:
"I think that we learned that we need to put a complete game together. We can't take breaks, like coach said, in the first half. We have to come to play every minute that we are out there."
On facing Duke's pressure:
"Well I don't think that their pressure is anything that we haven't seen before because every day in practice we're pushed to play against pressure. I just think that we need to bounce back mentally and refocus for our next game. And then, I think that, our point guard Maegan [Conwright], she did a really good job of handling the pressure and the press."
On playing against Duke senior Jasmine Thomas:
"We just tried to stay in it mentally. She was hitting a lot of big shots at the end and we just tried to stay focused and try to run it back at them."
Kentucky senior Victoria Dunlap
On building from this loss to a No. 3 team:
"No I think there's a lot of positive things that can come from this. Just the fact that we hustled at the end and fought at the end, we didn't give up at all. It just shows that we are able to play with anybody in the country. So I think we just kind of build on it from there and just take whatever we can."
On going up against Duke's post players:
"Well obviously they have a height advantage on us, but that shouldn't keep us from battling inside. And I think that might have kind of gotten into our heads a little bit in the first half and the second half where just their size, not really stepping up to the plate where we try to box them out and push them back. We just kind of let them run over our back."
On whether it came down to physical or mental fatigue:
"I think it was more mental. Especially, I think, this was the first time that we've ever been in a game like this towards the end where we had to buckle down and make sure we were making the right decisions. And just with that, that's where you just had to step up to make the right play."
Duke Head Coach Joanne P. McCallie
Opening Statement:
"[We're] excited about our progress back into rebounding. Obviously, to get back into the habit of being so dominant on the boards was critical to us. To hold a team that averages 80 points a game to 48 is fantastic. This is kind of like a regional a little bit ... a first game, a second game, a game on Thursday. Hopefully we can add some offense a little bit and start to get all cylinders operating. I thought Jasmine [Thomas] was incredible relative to her attack mode and what we needed offensively. I thought Chelsea [Gray] played with a great deal of confidence. We have got to be able to do all things to be a very special team: rebound, play D, score and attack. I think that was an exciting game that way. Interestingly, we only had two turnovers in the second half. We had some really funky, strange, oddball turnovers in the first half that cost us momentum, but that's just life. That's life with experience and people."
On senior Jasmine Thomas' block near the end of the game:
"I have a great deal of confidence in Jas in all areas and obviously we were pretty keyed on [Keyla Snowden]. I was very happy that Jas was there. Jas has an interesting shot-blocking ability for a guard because many times as a coach you're careful with your guards' shot-blocking. But over the course of her career, she has just gotten better and better and I just love the fact that she was matched up with her. That was pretty important to us."
On her message to the team on offense:
"Just be more balanced, particularly with 27 offensive rebounds and pretty much no put-backs. Think about that for a second. I told them to stop putting the ball on the floor, stay balanced and go back up. I think you're correct that there was some definite rushing. It's a tough balance. The schedule we're playing, nobody else is playing this schedule. We're playing the hardest schedule you can possible play. We're playing a bunch of very talented freshmen, who are expected to be immediate and on it. We're going to go through different learning curves, different things happening. If we were playing a lower opponent and you're looking at me saying, 'Why aren't you scoring 80?' But we have to be understanding of the process here. This team is working very, very hard to distinguish themselves as a team that's playing everybody. Nobody else is playing everybody, so we're excited. This is like a regional for us right now. We're in the middle of the NCAA Tournament, just having won the first game and the second game is coming up on Thursday. I love their mindset, but we're different. We're definitely different and I think all of these things will take care of itself. Again, I feel very confident about that. I'm not worried about that. I would be worried if we didn't have the fortitude to do the hard stuff. Then I would really be worried, and we have got the intestinal fortitude to do hard things."
On freshman Tricia Liston's performance:
"I love her game, tonight. I love her game tonight. That is the best Tricia Liston I've seen in a game relative to her rebounding and her attack mode. I know it was 12 minutes, but you've got to grow that. As a coach, you've got to grow that. Her confidence, the big three, the way she was physical, the way she defended ... I think we saw a lot of progress by young players, maybe not in the stats of big score, but we saw a lot of maturity and I think Tricia Liston had that. I feel very confident with her. That leaves you with the taste that you can't wait to play her next game, excited about someone doing that. Of course same with Chelsea and what she was doing out there. I think we're making some good progress.
On how the schedule thus far has prepared the team for ACC play:
"I think we've seen a lot of very good teams. I think Maryland is an excellent team; they're as good as any team we've played. I don't' make distinctions. Our mentality is very different. They're as good as any team we've played. So you just kind of have at it. I think it's exciting and I think it's what we love to do. We've learned a lot. We're just excited. Like I said, this is sort of a two-part week for us, a very busy week, but a very exciting week."
Duke Senior Jasmine Thomas:
On her mentality towards the end of the game:
"Just to keep attacking. I know my pull-up has been good for me, but I was trying to get as far into the paint as I could and, if I had to settle for the pull-up, to take it. But defense was really what I was thinking about. There was a stretch where we weren't defending [the way] we wanted to, myself included. [We were] getting beat off penetration. Down the stretch, every possession is so important, just getting stops."
On how much the emphasis shot blocking in practice:
"Not a lot. I just try to be aggressive and really contest shots, so if they put it out there my hands are up and I just try to get a hand on it if I can."
On keeping a clear head after shooting troubles to start the second half:
"I think because we've been there before. We rely so much on our defense and just knowing that our shots will eventually fall and we will get the shots we want. Just put ourselves into position to get good shots that we just came back and tried to focus on stops and whenever we got on offense just taking it one possession at a time."
On defensive pressure:
"We always apply pressure and we're always in face, but we aren't always denying. That's something we're working on, being in passing lanes so that the ball pressure doesn't go to waste. It makes it harder for teams to find players. It's something we've been doing in practice and its finally starting to show in games."
On Allison Vernerey:
"She moves well for her size. You get a lot of 6'5" or taller players in the post that really just want to sit on that block, but Alli, she moves on offense and she moves on defense which makes her valuable."
Duke Freshman Chelsea Gray:
On her last "shot":
"I just really don't know where it came from. She tipped it and I was just like 'Oh. Okay. Get back on defense.' And Karima Christmas was just like, 'that's fine now get back on defense.' I was kicking it to Alli, but the Kentucky player got a hand on it and it went up and through the rim."
On the start of ACC play:
"I feel that there is going to be a lot of energy on the court, from the crowd and the players. I'm a freshman, I haven't played in it but from watching it on TV and talking to my teammates about it, I'm excited to play in it. I feel like it'll move up a notch because we have rivals and people down the street and all that."


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Cats are among some of the most perfect animals, and certainly the most domestic.
The following notes and illustrations of the Cat are the outcome of over fifty years' careful, thoughtful observation, and much research.
This 187 page PDF ebook comes with Master Resell Rights.
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The EDS Beary Christmas To All V-Neck Scrub Top is the must have printed top this holiday season! It features a fun loving polar bear and reindeer print on a black background. It has a contemporary fit that flatters the body and front patch pockets to store all your accessories. The back darts and side vents are an added bonus. This printed scrub top is too adorable for you to miss out.
- V-Neck Scrub Top with Black Neck Trim
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- Back Darts
- Side Vents
- Center Back Length: 26"
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Care InstructionsMachine Wash Cold With Like Colors. Do Not Bleach, Tumble Dry Low. Remove Promptly. Warm Iron If Needed
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Fergie won't be left short
Manchester United manager Sir Alex Ferguson has confirmed he intends to sign a new left-back.
By Graeme Bailey - Tweet me: @skygraemebailey
Last Updated: 20/07/12 8:45am
Manchester United manager Sir Alex Ferguson has confirmed he intends to sign a new left-back.
Ferguson has loaned his main cover in the shape of Fabio to Queens Park Rangers for next season.
He has a number of youngsters capable of filling in, but with Patrice Evra the only senior left-back he is ready to bolster his options.
Everton's Leighton Baines has been linked with a move to Old Trafford all summer, and Ferguson admits he will be looking at that area.
Asked if he would be signing a left-back he confirmed: "Yes. We have two young lads we gave a bit of time to against AmaZulu [their first pre-season friendly] but they are young.
"Patrice will be all right. He's shown he has a resilience about him and has a great attitude to playing, but he is 31 next month."
Ferguson admitted it can be an issue attracting a player when he has to compete with Evra - who is a virtual ever-present when fit.
"That's a possibility," he said.
"But we are not at the stage where we're assessing that. It's not an easy decision to make."


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Found this article about possible Scirocco in North America:
Quote, originally posted by TheGermanExperience » They just don't get it - a car like this, although probably not a great business case, is never going to be a profitable endevour in itself. ...but a car like this can only enhance the brand image, and VW is a brand with a nice core of enthusiasts and people who are passionate about the brand because of cool products like this they did in the past.
People who bought original Sciroccos and Corrados didn't fill the company's pockets but they remember those cars lovingly and probably drive Jettas and Passats now. They proved at the time VW's capabilities in engineering and styling and pushed the envelope. Heck, I didn't even own one of those icons but I feel the passion.
If all they want to make is minivans and midsize vanilla-mobiles, we will all soon forget...
I dare VW to bring this at loss, even as a fashion statement. They don't realize how fashion-driven the US is, and just seeing one on the road will excite people and create future VW owners
Agreed. Companies who only focus on short term investments always die. I like what they did with only offering it in a manual. The the MKV R32 is ruined by only being offered with the DSG. Ps the locking diff on this car must be awesome!!
imo just another dissapointment. i feel the company is slacking big time and is affraid to be creative just like everyother company. They can do soo much better, it looks like a civic. ghey.
Yes DSG? Cool.
No 4-mo? Lame.
Looks - I'm undecided except to say I'm sick of the boy racer blue.
Sexy! I want one.
boo DSG
Dub Cult
Another spectacular car that we Americans will never have the pleasure of driving on our soil. Sad.
"Sense is something you can't even make sense of until you've been to the future, and spent time there..."
This is more what the Scirocco should look like. This is closer the fastback look of the original Scirocco.
VWoA.....PLEASE BRING THIS CAR OVER!!!
diggin the style and the wheels. bring it here with a 6 speed and 4-motion. otherwise the only diff. between it and the gti-r would be the styling.
buuuut we'll probably only get the gti-r anyways
that is just...F'N WOW. too bad it will probably never make it to any north american showrooms and even if it would...I probably couldn't afford it anyway
beautiful car [IMG]http://*****************.com/smile/emthup.gif[/IMG]
2016 Golf R Tornado Red - VWR 600 intake, 034 Motorsports silicone hose boost kit, Neuspeed RSe10, Superpro 24mm RSB, 034 Motorsports spherical rear end links, P3 VIDI gauge
what the heck are these then
sweet looking car. wish it would come over here.
Quote, originally posted by Eric M » what the heck are these then
Ummmmm.... a car carrier in Europe.
And as stated earlier.... This Scirocco or the Focus RS would be pushing $40-50k
Modified by EvilGTI at 10:34 PM 5-20-2009
I keep looking at it on the homepage, and for some reason i keep clicking into the article, and then to this post. Then i read all the posts. Then i get pissed because i want this car. Then i get even MORE pissed cause i know VWOA won't ever bring it here. Then i start to cry. True story.
84 GTI (Sold)
03 24v turbo (sold)
I want a 6spd 4 motion please......
such a clean car out of the box
i'd be all over this if it comes in a true manual transmission. from the sounds of it, they have the fwd dialed in. stick for 32k or less and it'd be an awesome car to have.
I'm sad and mad. This car is awesome and we'll never see it. Why? Why? WHY?
I can't understand why we miss out on all the cool cars? Are we really that lame?
I don't like the Mazda 3 oh i mean the New Scirocco.
I owned a 1980 , 1981 and a 1990 Corrado, I loved those cars
I want to like the new Scirocco, the front and sides of the car are nice
but the ass looks identacal to a mazda 3.
It's bad enough I realized the other day that VW is the european
equivalent of Honda, "mass produced comuter cars" when VW made
the Scirocco and Corrado it was a compleat departure from the
comuter cars they were producing at that time.
The body styling and engine difference set them apart from the rest.
The origanal Scirocco A1 and A2 then the Corrado all had a sweptback
rear hatch.
The 16v, G60 and VR6 were all great advances in engine development
and debut in the Scirocco/Corrado. now the TSI is the current advance
in engine plateform.
I like the new TSI engine. the one thing i wanted in the Corrado was
RWD or AWD.
Food for Thought
500HP 1990 Cowrado
Have a great Orwellian Day
gorgeous car. do want
You Aint About That Life | ETYolo
Ruined Blue Golf | 42 Draft Designs
If this car came in 4Motion I wouldnt care if it was 6 speed or DSG. I would sell my MK4 R32 in a second and buy one of these. I would even pay a price tag of $40k ish. We already pay these prices for similar Audi cars.
And comparing this to the GTI is useless. I would never buy a new GTI. The MK5 ruined it all.
Modified by HeinousR32 at 10:32 PM 5-20-2009


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Renowned Italian artist Ercole Magrotti is a true master artist. His works are always very detailed and exceptionally executed! This beauty measures 48cm x 39cm and the frame measures 57cm x 47cm. Invest in this magnificent piece of art, bid now!
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We demonstrate the self-mode-locking operation of a thulium (Tm)-doped fiber laser (TDFL) with a simple linear cavity. Since the laser cavity does not include any specific mode-locker, we experimentally investigate and analyze the self-mode-locking mechanism. The mode-locking operation is attributed to the combination of the self-phase modulation effect and the weak saturable absorption of the high-concentration Tm-doped fiber. The mode-locked TDFL operates at a central wavelength of 1985.5 nm with the 3 dB spectral linewidth of 0.18 nm. The self-mode-locking generates a large pulse energy of 32.7 nJ with a pulsed repetition rate of 2.05 MHz and is stable with a radio-frequency signal-to-noise ratio of more than 54 dB. To the best of our knowledge, it is the first demonstration of a 2 μm Tm-doped fiber laser mode-locked by such technique.
© 2014 Optical Society of AmericaFull Article | PDF Article
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Classy 97 Second Chance Prom VIP Balcony Ticket
Riverbend Communications
Saturday, April 27, 2013 from 8:00 PM to 11:59 PM (MDT)
Who's Going
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London, United Kingdom
London, United Kingdom
Rick Vespucio
Florence, Italy
Florence, Italy
Event Details
Good for 1 couple (2 people) - $25 in advance ($30 at the door)
Enjoy the 16th annual Classy 97 Second Chance Prom from the VIP Balcony. Partake of finger foods and beverages while taking advantage of the comfortable seating and relaxed atmosphere. Photographer will be in VIP Area to take additional photos. You will be able to view the entire dance from the balcony. Only VIP members will be allowed into this area.
Present your printed voucher to redeem for wrist bands.
2800 Owen St, Ammon, ID 83406 - Access parking from Sunnyside Rd.
Have questions about Classy 97 Second Chance Prom VIP Balcony Ticket? Contact Riverbend Communications
When & Where
Hillcrest Highschool
2800 Owen Street
Saturday, April 27, 2013 from 8:00 PM to 11:59 PM (MDT)
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Classy 97 Second Chance Prom VIP Balcony Ticket
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Spectacular Holiday Living
House, Bridport
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This modern home offers the ultimate in holiday accommodation at Bridport. One of our most popular holiday rental properties which will satisfy your every need. With its 2 separate living areas, this property will easily accommodate 2 families. Great outdoor entertaining areas 2 decks , double garage, boat parking, carport, outstanding quality throughout. You will be blow away by the spectacular ocean and coastal views.
Outdoor shower for when you come back from a day at the beach.
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COBB Stage 2+ Power Package - STi 2004-2007
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Bauer totalone nxg questions...
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Registered User
Join Date: Jul 2007
Location: Vancouver
Posts: 13,067
vCash: 500
Sticks can break at any time, for any player. A single hard slash or a blocked shot can do it if it catches your stick in just the wrong way. With that being said, some people are super hard on their sticks, and go through them like nothing. Others are super easy on their sticks, and rarely if ever break them. It sounds like you're easy on your sticks, so chances are that your NXG will last a long time, barring any bad luck. Personally I sometimes break sticks less than a month after getting them, but sometimes sticks last me a year or more. I haven't heard of any specific durability issues with the NXG, if that's what you're asking.
I am surprised that you use an 87 flex stick at 5'7", 160 lbs though, that's pretty stiff at your size. Are you able to really load it up while shooting? I'm also surprised that you only cut down your senior stick 3", it must be up around your nose on skates?
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Greece's top lender National Bank on Wednesday reported a net loss of 2.14 billion euros ($2.75 billion) for 2012 while Alpha Bank said it had sustained a net loss of 1.09 billion euros over the same period. National Bank, which recently completed a merger with number two lender Eurobank, said total assets stood at 104.8 billion euros with deposits at 58.7 billion euros. New number-two Alpha Bank, which acquired smaller lender Emporiki Bank from France's Credit Agricole, had 76.5 billion euros in assets and 41.4 billion euros in deposits. Eurobank, in its final filing, reported an annual loss of 1.45 billion euros with impairment losses of over 1.65 billion euros. Greek stocks tumbled for a second day on Wednesday, with the Athens stock exchange shedding 3.99 percent to 849.62 points on fear of contagion from the financial crisis in neighbouring Cyprus. Bank shares in particular fell by 2.29 percent, with NBG losing 3.57 percent and Alpha down by 3.84 percent. Greek banks last year sustained huge losses in a sovereign debt write-down worth more than 100 billion euros and a subsequent debt buy-back. In 2011, NBG had lost over 12.3 billion euros, Alpha over 3.8 billion and Eurobank 5.5 billion. The banks' recapitalisation is a condition for the continued release of EU-IMF rescue loans for Greece's crisis-hit economy. A sum of 50 billion euros out of the total EU-IMF bailout fund of 240 billion euros has been earmarked for this purpose. At least 10 percent of new capital must come from private investors to keep the banks from being effectively nationalised. The recapitalisation process is expected to be completed in April, though the banks are hoping to postpone this deadline.
GMT 21:20 2017 Monday ,19 JuneDollar exchange rate stable at major banks
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GMT 15:47 2017 Thursday ,15 JuneBoJ to keep policy steady, reassure markets stimulus exit still distant
GMT 15:25 2017 Thursday ,15 JuneECB critics, weary of lax policy, voice fresh doubts
GMT 10:58 2017 Thursday ,15 JuneEgypt central bank removes foreign currency transfer limit


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Chin Implant Q&A
Strength + Chin Implant
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Is the Chin Not As Strong with an Implant in Place?
If the chin implant gets hit by someone during a fight, will the implant break or move around? READ MORE
What is the best way to strengthen my chin and jawline?
I'm 35 years old, just had sonobello laser lipo done, so I'll wait to see what that does. But I've been considering a chin implant also, or the user... READ MORE
I was wondering what procedure(s) would need to be done to correct and strengthen my jaw line? (Photo)
I feel as though my neck forms into my chin, there's no definition to my jaw structure. Would a jawline implant help? As well as a chin implant to... READ MORE
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