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Homeowners Insurance Hackensack, MN
Are you searching for home insurance coverage in Hackensack, MN? Enter your Zip Code to compare the best options available nearby. Comparing multiple quotes is the best way to save money on your homeowners coverage in Cass county.Have you been asked by your mortgage lender to get homeowners insurance? Did you just purchase your first home and understand the value of insuring it but don't know what type of coverage to buy? If so, here is some information to help you get the Hackensack, Minnesota homeowners insurance you need.
Be aware that while some lenders will escrow you for insurance, they go about picking the plan for you. They also will charge you nearly double or triple what you could pay on your own.
What Home Insurance Is
When you start shopping for coverage, which you can do in person at an insurance agency or online at an insurance company website, you will notice that there are different types of coverage to choose from.
Understand that there are some exclusions to general or basic perils. These are terms you will face when you start examining what your potential policy covers.
What Homeowners Insurance Covers
Basic perils often come with exclusions or things that will not be covered by the policy. Be sure you understand what you are getting when you get your basic peril coverage. This type of coverage usually covers damage due to fires, lightning, wind storms, smoke, and vandalism.
A lot of people assume that coverage for things like floods, earthquakes or termite damage are automatically covered. This is not the case. Flood and earthquake insurance policies must be purchased separately or you must pay an additional fee to your insurer to have these specific types of coverage included.
There are also all-risk policies. These tend to cover everything, except any specific exclusions which the insurance company will detail for you in writing. Be aware that sometimes buying an all-risk policy means that things like floods or earthquakes are not included.Other things that you want to consider is the replacement cost for your home. You need to make sure you are buying enough coverage. For instance, you could choose a policy that pays you $500,000 in the event of the home's destruction. Make sure you base the replacement cost on more than just the current market value of the home.
Make sure to buy content coverage for any of your belongings inside the home. This may have limits, however, so make sure you know just what it will cover. Finally, ask your insurer about getting liability coverage so that in the event someone is injured on or around the home, you have protection.
Obtain quotes from insurance agents in person to get personalized help. Or, for more convenience, you can get Hackensack homeowners insurance quotes free online. Protect your home with affordable insurance today.
More Minnesota Cities Nearby:
Homeowner's insurance is quite very good to have if any type of a catastrophe were to occur. The thing is, it really is difficult to get the proper sort of protection, so you should know a few things so you will not overpay. Comply with the tips in this post to choose the correct plan for you.
To help save money on your homeowner's insurance take into account the fees of development initiatives just before you begin building. Structures with wood frames expense much more to insure because they have a lot more danger of burning, while structures with steel frames value less due to the fact they are sturdier and maintain up beneath adverse weather or other conditions.
Soon after getting your homeowner's insurance policies coverage, go about your residence and just take images of your possessions so you have a visual stock. Retailer these pictures in a fireproof protected or at a relative's house. These photos will aid the insurance coverage organization document your promises, and help you get your income faster.
Be confident to overview your plan yearly to examine and see if there are any reductions offered to you. This might result from additions this kind of as a security alarm tied to a checking company, a fireplace suppression program, and installation of added fireplace alarms. There also may possibly be items in your community that can result it such as removal of trees or additional hearth suppression outlets.
The very best way to reduce your insurance payment is to elevate your deductible. A higher-deductible plan is a guess in opposition to the property, so to speak. You're preferring the threat of possessing to shell out for a high deductable more than the reality of getting to shell out a greater amount of income each thirty day period. So, if you are conservative, this might not be the best fit. But if you're willing to possibility having to pay out out that higher deductible, then this approach is well worth adopting.
When you buy a property, do not neglect to contain flood insurance coverage in your plan. Floods are not usually covered by classic homeowner's insurance policies, and recent activities have manufactured it clear that flooding can come about in locations that aren't envisioned. Even a small flood can trigger a great deal of harm to your residence, which is why you ought to be lined for this eventuality.
Consider raising the deductible on your home insurance policies policy. A larger deductible on your insurance policy policy can considerably lower your once-a-year property insurance premiums. Regrettably, by increasing the deductible, your house insurance company will no for a longer time pay out for tiny claims, this kind of as broken window mend, leaky pipe repair and minor wind and flood hurt repairs.
A safety program can support conserve you much funds about your insurance expenses. This will not only give you peace of brain, it will also help save you money on your insurance coverage premiums. The much less danger you are, the reduce your top quality will be. You will sooner or later conserve adequate on rates to spend for considerably, or even or all, of the stability system.
Numerous people are surprised that when they spend off their house loan, their residence insurance policies costs fall. There is a extraordinary drop in the cost of home insurance policy when you personal your property outright. This is probably thanks to the truth that insurers think that if you own it, you are probably to get much better care of it.
As stated just before, property owners insurance coverage is a sort of coverage that each house owner should have. The insurance policies addresses property injury such as hearth and other property associated incidents, this sort of as theft. Use the beneficial ideas from the article previously mentioned when you are thinking about acquiring home owners insurance.


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Latest Weather Blog
Man faces trial in pregnant woman's slaying, stealing baby
FARGO, N.D. (AP) - Opening statements are scheduled Wednesday for a North Dakota man charged with conspiracy to commit murder in the killing of a 22-year-old woman who bled to death when her baby was cut from her womb.
William Hoehn (Hayn) has admitted to covering up the death of Savanna Greywind, who was eight months pregnant when she was killed in August 2017. Hoehn's girlfriend, Brooke Crews, pleaded guilty to killing Greywind and is serving life in prison without parole.
Hoehn says he knew nothing of Crews' murderous plan. Crews hasn't spoken publicly of Hoehn's role, but she is on the government's list of potential witnesses for Hoehn's trial in Fargo. Greywind's death led to the creation of Savanna's Act, which aims to standardize protocols for responding to cases of missing and murdered Native American women.
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Scotlandville asking for community's help to create historic district

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My blood pressure is normal! Best side effect ever. I have struggled with low blood pressure all my life, the kind of stand-up-too-fast-and-faint blood pressure. I continue reading
My rational brain has looked at the odds and decided to be proactive and not worry about the far future. I'm not sure my body continue reading
This was the day that I met with the doctor. This was the day that I found out if I qualified for the study, if continue reading
This is the big one, the PET scan, the one that tells me if I have plaques and tangles in my brain. I am anxious. continue reading
The next phase of the study is to have an MRI (magnetic resonance imaging) of my head. Bear in mind, I'm not yet in the continue reading
ALZHIEMER'S STUDY, THIRD MEETING So I finished the neuropsych test. I've taken them before. The first was after we had to place my mother in a continue reading
I have had my second meeting with the UT people running the clinical trial in this part of the world. It's a huge study and continue reading
Every woman in my immediate family who manages to live to age 75 has developed Alzheimers disease. So far both my aunts and their mother continue reading


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Although this may not be wildlife-related, it can affect you if you're driving to get out ice fishing….or doing holiday traveling in the area….or just in the area doing nothing. Apparently, on December 20th, there was a llama wandering around the south end of Dillon Rd in Columbia Falls. A passerby steered it away from the highway, but it wouldn't let the woman get near it.
This was posted on social media HERE, so if you have any information, maybe you should post there and contact the person that posted the picture…or post on the site that your llama is missing.
So, if you see something that looks like a llama…and acts like a llama….and you're in Columbia Falls–it could be a llama…even though you may want it to be a wolf, it is not a wolf, so don't shoot it if it looks like a llama.
(photo via Shay Darner)
Mountain lion hunting to close in HD's 210 & 331
By angelamontana
What a MONSTER this deadhead is!
Two Shows In One. The Great Rockies Sportshow Teams Up With the Spring Boat Show in Helena
HUGE Walleye!!!
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The Largest RV & Boat Show in MT & the Region Feb. 20th-24th at MetraPark in Billings!
Final weekend to buy 2019 Guaranteed Lures in Helena!!
Upper Salmon Steelhead Fishing Report 2.19.19
Helena Area Reservoirs Fishing Report 2.19.19
Western Montana Sharp-tailed Grouse Reintroduction Draft Environmental Assessment Open to Public Comment
This Guy Can Stalk! [VIDEO]
This is a sight nobody wants to see!
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Some people say that children are our future..
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Cool diy projects for home. Would you like to turn on popsugar desktop notifications to get breaking news asap. Trending in home 1 30 awesome diy projects that youve never heard of 2 5 reasons why tidying your room can change your life 3 25 really cool cat furniture design ideas every cat owner needs 4 scientists discover why you should take off your shoes before entering your home 5 5 ways to deal with snow runoff in the garage. 50 rustic diy home decor projects.
The coolest 34 diy projects you need to make this spring. 19 cool diy drink coasters. We present you a bunch of creative diy projects for your home that you need to make this spring.
Diy projects awesome ideas and homemade recipes. These are the kind of simple projects for the laziest and most inept of crafters. Here are a few of my favorite diy project ideas.
Best diy projects for home decorating 33 designer worthy diys for a polished home. Diy projects fun easy to follow and free diy tutorials tell you all you need to know about making the best projects and crafts no matter the season. Whether thats a new fire pit for the summer a kitchen.
34 insanely cool and easy diy project tutorials. Diy projects and crafts. Come on craftsmen here is one more inspirational post for you.
Diy 31 insanely easy and clever diy projects. Buzzfeed home sitemapc 2018 buzzfeed inc. Spring is the time when we usually need something to freshen up our home and our interior design.
By kate liam april 14 2017. Diy nail polish crafts easy and cheap craft ideas for girls teens tweens and adults fun and cool diy projects you can make with fingernail polish do it yourself wire flowers glue gun craft projects and jewelry made from nailpolish water marble. Every day diy projects brings you new diy craft tutorials for do it yourself projects that are easy to make.
Looking for quick easy and cheap diy projects for your weekend.


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StylishT posted a reply to Maverick Of London on ?Maverick Of London 1 year, 5 months ago
A very clever collection of t-shirts and a good use of fabrics.
I like the signature rose t-shirt. Simple and sweet! the Origin is also a good one.
Am sure the collection will do well!


text: All the rave!Tiny houses, small portable building made into homes, are popular. "Small spaces allow for a small budget!", claims Vera Smith of St. Louis, Missouri. I want a small home, one that I can pay off in a few years.Tiny houses are all the rave. HGTV (Home and Garden TV, a cable network) hosts "House Hunters" with tiny houses being showcased in several episodes. It appears that the truest "Tiny house" comes with wheels that roll on down the highway, or skids allowing for placement first, with the easy-to-move option. Personally, if I buy a house on wheels it will be a camper.The idea of building and living in a tiny home does appeal to me. Does it appeal to you? The appeal is spreading far and wide. For a lot of reasons, the young and old are opting for more affordable home ownership.How much does a tiny house cost?What I didn't like about HGTV's rendition of Tiny Houses was the price of a single tiny house. At the prices they were quoting there should have been a BOGO sale (Buy One Get One Free).On more than one episode the cost was upward of 50K, in one case 80K in cost and for only 250 square feet. What they paid for was the expert interior design, because trust me, the home didn't cost near that much to construct. I don't care if it were shipped from one side of the country to the other, and made with the most expensive front door and windows on the market, no home, no 250 square foot structure costs eighty-thousand dollars!Small portable buildings built on skidsThe skids have a life time guarantee, if you're purchasing from the right portable buildings manufacturer. The quality of the structure is impeccable, built like a million dollar,much larger structure.Not all portable buildings are made equal. Some are built with 16 inch centers others aren't. Some manufacturers put in spare wood in corners, and cut other corners wherever possible. A quality structure for a small building is almost always built with true Amish Craftsmanship.Watch for companies that make the claim of the highest quality. You don't have to be Amish to build a great building. What you do need is a history in building quality buildings. What do previous customers say about the quality of the buildings they purchased.Do your research and spend time making your decision. Most people can be easily sold, don't be one of those people. Home ownership is a serious investment. You need all your eggs in a basket, all the facts gathered, so as to make a quality decision. The popularity of tiny houses makes is apparent. Don't be sold quickly.ConclusionDon't spend 80 K on a small building, get real.Wouldn't you rather purchase a small portable building on skids and easily place it anywhere? Maybe you truly do want wheels vs. skids. If so, have someone put it on a trailer, it still doesn't have to cost 80K.If you choose to place your home on solid ground, the skids allow for easy moving later. Your building is truly portable. A small structure sets the pace for small utility bills and maintenance. For today's busy population, for a lot of reasons, we spend more time at work and school or out of the house than we do inside the house. If your home is truly a motel room, add it up and save by buying a tiny house of your own.


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Mercedes-Benz A-Class A 220
This 4 door, 5 passenger sedan stands out among competitors in its class! It features an automatic transmission, front-wheel drive, and a 2 liter 4 cylinder engine. The engine breathes better thanks to a turbocharger, improving both performance and economy. Mercedes-Benz prioritized comfort and style by including: 1-touch window functionality, a built-in garage door transmitter, a power seat, a blind spot monitoring system, fully automatic headlights, telescoping steering wheel, and seat memory. Everything is where it ought to be, from the dashboard controls to the door locks and window controls. Audio features include an AM/FM radio, and 8 speakers, providing excellent sound throughout the cabin. Mercedes-Benz also prioritized safety and security by including: dual front impact airbags, head curtain airbags, traction control, brake assist, ignition disabling, an emergency communication system, and 4 wheel disc brakes with ABS. With electronic stability control supplementing mechanical systems, you'll maintain precise command of the roadway. We pride ourselves in the quality that we offer on all of our vehicles. Stop by our dealership or give us a call for more information.


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Soltek nVIDIA GeForce FX5700LE Video Card' ' 128MB DDR' ' 128-Bit' ' TV-Out/DVI' ' 8X AGP Model 'SL-5700L-XD'
Be respectful, keep it civil and stay on topic. We delete comments that violate our policy, which we encourage you to read. Discussion threads can be closed at any time at our discretion.


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3/27 Trevelyan Street Onekawa, Napier, Hawkes Bay 4110
Rateable Value:
Private Seclusion
After 30 years of living at 3/27 Trevelyan Street, our vendor is now moving on, so here is your chance to secure this well protected 2 bedroom unit in a private rear section. This home has been lovingly maintained, and has been recently painted and new carpets. With absolutely nothing needing to be done, this is perfect for the buyer looking for an easy care, low maintenance, and 2 bedroom home. If you are looking to down size, then you need look no further than this new to the market listing. Comes with single garage and a Mud Room, great for coats and shoes. The carport is integral, you can just carry the groceries, straight inside, while being protected from the weather. Has a separate WC, and Laundry with door to the outside cloth line. You will feel safe and secure in this quiet friendly neighborhood.
If you are not a keen gardener, then you will love the no fuss space. However, there is plenty of room for Pot Plants or even a planter box or 2. If you are a first home buyer, trying to get into the market, or have reached a stage in life, where large gardens and lawns are no longer your cup of tea, then don't delay, as our vendor says sell, so we welcome you to call Caroline to view today.
Deadline Offers on 28 February 2019 at 4:00pm at Tremains, Napier (unless sold prior).


text: Wayne LaPierre on Lou Dobbs discusses the anti-gun judge. "I think Justice Sotomayor, in the Maloney case, treated that recent Supreme Court Heller decision like some crazy old uncle that you can either listen to or simply disregard," says the NRA executive vice president, "and she disregarded it." LaPierre is referring to the recent Maloney v. Cuomo case in which Judge Sonia Sotomayor ruled that the "Second Amendment does not apply to the States."


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Information about Holiday Inn Express Hotel & Suites Belgrade Hotel
Featured amenities include wired Internet access (surcharge), multilingual staff, and an elevator (lift). Self parking (subject to charges) is available onsite.
Services of Holiday Inn Express Hotel & Suites Belgrade Hotel
- Washer/dryer
- Kitchen true
- Heating
- Multilingual staff
- Full-sized refrigerator/freezer
- Cookware, dishware, and utensils true
- Shower only true
- Electric kettle
- Number of floors - 2
- Satellite TV service
- Hair dryer true
- Front desk (limited hours)
- Iron/ironing board true
- Elevator/lift
- Parking onsite
- Separate dining area 1
- Self parking (surcharge)
- Total number of rooms - 2
- Connecting/adjoining rooms available
- Pets not allowed
- Internet access
- Cable TV service
- Wired Internet access - surcharge
- WiFi (surcharge)
- Free toiletries
Hotel badges
- Airport Hotel
- Wellness Hotel
Similar hotels to Holiday Inn Express Hotel & Suites Belgrade Hotel
Enjoy a range of recreational amenities, including an indoor pool, a spa tub, and a fitness center. Additional amenities at this hotel include complimentary wireless Internet access, a fireplace in the lobby, and barbecue grills.
Featured amenities include a business center, a 24-hour front desk, and laundry facilities. A roundtrip airport shuttle is complimentary (available on request).
Featured amenities include a business center, complimentary newspapers in the lobby, and a 24-hour front desk. A roundtrip airport shuttle is complimentary (available 24 hours).


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When you are renting a 5, 10, 15, 20, 30 or 40 yard dumpster, you want a company you can trust with prices that make you smile. Give us a call today and see the difference we can make in your next construction or clean out project.
Simply give us a call and we will help you figure out your dumpster rental needs.
Our dumpsters usually go out same-day or next-day depending on when you call.
We provide top-notch service, while going easy on your bottom line. What more could you ask for?
Our trained operators are here to give you a fast and hassle-free experience from start to finish.
Once you are done, simply give us a call and we will get your dumpster picked up right away!
Our staff is here to help whenever you need it. Simply pick up the phone and give us a call.
Most cities or municipalities do not have many regulations regarding dumpster rental as long as you keep the dumpster entirely on your own property during the rental period. If you need to place your container on the street in any way, you will likely have to obtain a permit from the appropriate building permit office in your town. You can check with your local public works department to be sure.
Most dumpster rental companies will take care of securing this permit for you if you rent from them. Make sure that if you're planning to put the dumpster on the street, the company has made the appropriate arrangements. You should also ensure that you get the permit in a timely manner and at the correct cost. If you thought the dumpster company was getting a permit and they did not, you will be the one who will have to pay the fine that is issued by the authorities.
Before deciding on a 20 yard container, make sure it is the most cost-effective option. This specific kind of container is dumped at common frequencies, balancing dumpster dimension with the rate at which you dispose Municipal Solid Waste (MSW). Similar Day Delivery out there on all funds dumpsters and roll off containers in any sizes. Not more than 20 mixed yard waste containers or bundles of brush will be picked up per family, per week. If, as a result of no fault of Waste Tech, a dumpster can't be delivered or removed, the shopper will be assessed a hauling price for our time. A 20 yard dumpster wants space, measuring about 22 ft L x eight ft W plus room to open the hinged door. As an alternative, you can lease a dumpster and do away with all that trash once and for all. The primary concern needs to be that you've got the appropriate sized dumpster for the job, not a low ball worth. Under is a chart exhibiting the approximate weight of various kinds of typical waste contents. Dumpster rental companies stand by your side and assist you in eliminating trash within the simplest way at very cheap worth. That is also a great way to do away with a piece of furniture or a couple of small objects. Get rid of weeds: Though you is likely to be used to selecting weeds within the fall, concentrating on them now will preserve them from popping up as the climate warms within the spring. July 1, 2011 - Yard waste (including leaves and grass clippings) can no longer be positioned in trash carts. From complete home and estate clear outs to dwelling enchancment masonry and roofing tasks, we've the appropriate dimension dumpster. Junk removal services are fast and, as long as they're parked legally and never for longer than local road laws enable, they sometimes don't require permits and the charges that go with them. Yard waste should be positioned on the curb by 7:00 a.m. of the specified choose-up day. Since it has been established that the cost of hiring a dumpster will have a huge implication within the venture, one also needs to get a deal that will be cost effective in the long run. Management companies make it possible for the decomposing trash doesn't harm individuals or the water system. Now our sample group can apply this fee to the waste it estimates will be generated yearly with PAYT, after which determine the monthly complete. R & R Container Companies can answer your entire container questions and help you select the one that is proper for your job! It can save you a while - and maybe even a couple of dollars - by assembling the whole lot collectively prior to pick up. And, you can take simply transported junk waste to the landfill your self. It's waste that may sometimes be purchased at many stores - bleach, gentle bulbs, batteries, etc. Just think about simply how a lot space you'd have in your home within the occasion that you just cleared away all of the junk from your own closets, your basement, your storage, and your yard even. If you're working with another person they might help you measure the space from where you are standing to the tree. If you happen to're eradicating a commercial roof, then you definitely'll in all probability require a dumpster that gives you at the least forty square yards. If you load your dumpster keep in mind to load it degree full, not excessive. It is easy to underestimate square-footage along with your eyes, so get out that tape measure and double verify to ensure your designated area is sufficiently big to hold the dumpster you plan to lease. Dumpster rental pricing is based on elements including: location, dumpster dimension, weight and quantity of fabric hauled away, distance to disposal, kind of fabric disposed of and frequency of service. These are sometimes bigger containers that may handle all of the waste which is included with that particular job. If a lid is required, please point out when requesting the container so we can fulfill this need upon delivery. Again, dumpster sizes and dumpster dimensions will not be standardized, but widespread dumpster dimensions for a forty yard dumpster are: 22 ft. long by eight ft. large by eight ft. high.
Here are the four commonest dumpster sizes utilized in Pahrump and some initiatives each is usually used for. Whether or not you're transforming a small enterprise, massive workplace constructing, a room of your house, or another industrial construction mission, Straightforward Dumpster offers reasonably priced , convenient waste removing providers you possibly can rely on. This dumpster measurement may be filled easily and it is big enough to take care of most junk removing calls for. There are numerous various sizes which one can select from when deciding on the dumpster that may meet your wants. It has access to automated libraries, including activity codebooks, bid histories, and US Department of Transportation estimate objects. An eighty% waste volume reduction for this stream will cut back annual movement by about one hundred fifty m3. Assuming a 20 12 months working period for the CIF, the overall waste volume reduction for each evaporators is 2,one hundred m3 and the estimated cost financial savings is $21 million. Renting a larger dumpster is nearly all the time cheaper than renting two little ones. It will be certain that your dumpsters are swapped quickly and conveniently to make sure your job proceeds as planned. One-time fill-as much as the utmost capability of your rental unit or maximum time on-web site per your initial settlement, which ever comes first. We do not collect construction, transforming, constructing supplies or chemical hazardous waste. New technologies for remediation of tank waste can be a key a part of that strategy. Unacceptable yard waste consists of plastic baggage, pots, meals waste, rocks and dirt. Now owners can recycle 35 different supplies as a part of their regular solid waste choose-up service. Once the rental costs shall be determined after you go on to the website, and can be determined by how large is your trash heap, what's inside it, whether or not recyclables have to be separated — or may be separated even, how lengthy you'll need the dumpster for, and how large it really is. One of many largest concerns you possible have when renting a dumpster in Guntersville is how a lot it will cost. Maximova has been dumpster diving since she moved to the US from St. Petersburg, Russia, 5 years in the past. Hiring a right sized dumpster although an ideal possibility on your trash disposal, customer settles again on the normal mode of self disposal. In space X the majority of the waste comprised of natural waste (this included backyard waste in addition to vegetable peels from the kitchen) which came to 44.5% and from the recycling receptacles, cans have been the majority at 22.2% adopted by glass at 12.9% and then plastic at eleven.2% with paper solely making about 9.2% as illustrated above). We diminished the quantity of the rubbish by removing the top and backside of cans, and opening up cardboard packing containers, so we might flatten them. Linear low density (lld) trash baggage are strong, flexible and extremely proof against puncturing and tearing. Subsequent Day received me a fast, correct quote, hung out educating me on the cellphone find out how to prep the property for the dumpster. There are massive number companies in the market to produce distinctive sizes of dumpster to deal with all of your waste administration requirements. Huge Red Dumpster does not charge for the rental period so the price can be the same somewhat you needed it for sooner or later or the complete Rent a Construction Dumpster in Arvin time period.
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Bar tables are no longer simply discovered in bars. Nowadays there are bar tables utilized for the home too. They have proven to supply a fair bit of versatility and also while lots of have actually always believed club tables are only utilized for enjoyable functions, many others understand the full array these tables provide.
Rather, take the roadway of solid tables that could store quickly, nesting end tables. Not only are they tougher, however can additionally be discovered in any kind of design as well as to match any design. That makes nesting end tables a nice enhancement to your residence that you won't wish to hide away after our guests leave.
Now you have to make them match. Purchase tablecloths that will cover the square end tables and also make them all resemble they were implied to be a part of the party. You could want to choose table linens in a pair of the present springtime shades to make the tiny tables brighten up the space even more if you have a springtime motif.
When looking for pub tables used for the house, remember that despite the fact that you don't need your club table to have commercial toughness, it does not mean you should settle for low quality and just like numerous things, you obtain what you spend for. Ensure the tables you acquisition are durable which you'll obtain years of use from them.
Picture Gallery of Brown Cherry Slate Solid Wood Coffee Table Free Shipping End Tables Today Teal Outdoor Side Shaped Wooden Dining Chairs Sitting Room Tablecloth Concrete Wall Lights Floor Lamps


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A joint team of researchers from China and Mongolia has discovered 2,200-year-old rare artifacts at Xiongnu cemetery in Arhangay, an ancient archeological site in Mongolia. The project to excavate this cemetery was launched in July 2017, and in the past six months, archeologists have recovered several rare items from this site. Researchers from both countries cooperated on mapping, surveys, research, and excavation of the site during this project. The excavation work carried out by the archeologists was also streamed live on Sina Weibo website.
According to Xinhua News, Xiongnu cemetery has more than 400 tombs. Earlier work at this site had revealed pottery, ironware, and a chariot most likely given by Chinese kings to the Xiongnu people during the Han Dynasty (202 BC – 220 AD). During the latest excavation, archeologists found artifacts such as iron belts, gold and silver swords, ironware, pottery, and bronze items. Mirrors made nearly 2,200 years ago during Han Dynasty were also discovered.
"This shows that China had close exchanges with the Xiongnu group during the Han Dynasty," said Zhou Ligang, the head of the Chinese archaeological team.
Chinese archeologists now plan to create a three-dimensional model of the cemetery using advanced techniques to digitize the research findings. Mongolian researchers are also expected to visit Henan region in China to undertake training on aerial photogrammetry and to carry out some field surveys.
Xiongnu were the nomadic people of Mongolia, who united themselves during third century B.C. to form a great tribal league, called Huns. This great league dominated most of Central Asia for nearly 500 years. Xiongnu clashed with Chinese emperors during third century B.C. and eventually became a persistent threat to China's northern frontier. It was these repeated invasions that forced small kingdoms of Northern China to create a structure that was known as the Great Wall of China. Xiongnu ruled a large region in Asia extending from western Manchuria to the Pamirs.
In the past 100 years, several archeological sites related to Xiongnu people have been discovered in Mongolia, according to Wasington.edu. One of them is the famous Xiongnu tombs at Noyon uul in north-central Mongolia. This site was discovered in 1912. Excavation work at this site unearthed a range of artifacts including textiles, wooden chambers, clothes, and lacquerware.


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Archive for the 'Book Reviews' Category
Review of Hungry Ghosts, by Stephen Blackmoore
Title: Hungry Ghosts
Author: Stephen Blackmoore
Publisher: DAW Books
Release: February 7, 2017
Available for purchase from Powell's, Amazon, or B&N.
I received a free electronic copy of this book for review.
I enjoy urban fantasy, specifically stories that borrow heavily from the film noir and hard-boiled detective genres. Stephen Blackmoore's Eric Carter novels fit the bill nicely.
Hungry Ghosts is the third installment in the series, following Dead Things and Broken Souls. In Blackmoore's world, magic relies on a local grid wizards can tap into. The specific expression of that power varies among wizards, with Eric Carter drawn to one of the rarest specialties: necromancer. He is a strong natural talent, but a series of adventures has given him exceptional abilities.
Great strength often comes at great cost, and Carter's power boost is no exception. The events of the first two books led to his becoming entangled with Santa Muerte, originally known as Mictecacihuatl, the Aztec goddess of death. "Entangled with" as in "married to." Mortals pledging themselves to gods can result in significant complications and side effects up to and including fates worse than death, so Carter is properly motivated to take extreme measures to save himself.
The first two novels in the series set up the action in Hungry Ghosts, so I won't detail the events that put the author's protagonist in this bind. The action is entertaining and, true to the book's hard-boiled antecedents, occasionally violent. Okay, fine…you got me: more than occasionally. And yet I never have the feeling that Blackmoore adds violence for its own sake. Instead, frequenting the world of the dead (literally) and carrying around the messed-up baggage that comes with it makes Eric Carter familiar with and capable of delivering death in its various forms.
As an author, Blackmoore writes in a straightforward style that I find engaging. The gritty industrial locations of his mortal criminals' lairs stand in sharp contrast to the land of the dead and the magical elements present when Aztec gods manifest. The events of Hungry Ghosts takes Eric Carter through regions of existence he had (mostly) heard of but hoped never to traverse. The ongoing exploration of the landscape and Carter's reaction to it kept me interested throughout. Again, Blackmoore's direct style serves him well here. He splits his narrative between milieu and character wisely, providing every detail I need to appreciate the challenges of the setting and the consequences of failure while following his protagonist's thought process as he works through increasingly daunting situations.
I highly recommend Hungry Ghosts and its predecessors, though I do have a couple of caveats given the books' subject matter and presentation. First, the novels include a fair amount of profanity. I believe the characters' language, like the violence, is organic to the story, so it doesn't bother me. Second, readers who shy away from descriptions of bloody crime scenes or casually mentioning a shotgun blast to the back of the knee should pick other books.
I loved all three Eric Carter novels, especially Hungry Ghosts. If you enjoy (or think you might enjoy) urban fantasy, I'm sure you will, too.
Review of Infomocracy, by Malka Older
Title: Infomocracy
Author: Malka Older
Publisher: Tor.com
Copyright: 2016
Length: 384
Price: $24.99
Rating: 98%
I received a promotional copy of this book from the publisher.
Timing, as they say, is everything. Tor.com releases Malka Older's debut novel Infomocracy on June 7, into the teeth of a U.S. presidential election cycle, which is the best possible time for the book to come out. I'm happy to report that both publisher and author make the most of the opportunity.
World of Infomocracy
Infomocracy envisions a speculative future in the mid-to-late 21st century where most states have joined a world government system based on local rule. Under this system, the countries have been divided into centenals, which are governing units of 100,000 residents. Each centenal may chose the regime by which they wish to be governed, with choices including ideological governments such as Heritage (conservative), Liberty (libertarian), or Policy1st (everyone's dream party that advocates the "demonstrably best" policies on each issue, for some definitions of "demonstrably best"); corporate governments including Phillip Morris, 888, and Coca-Cola; and a smattering of nationalist and local parties. The government that wins the most centenals gains the Supermajority, which gives it significant influence at the supranational level. Some countries, including likely candidates Saudi Arabia and Switzerland, decided not to join the world government scheme and govern independently.
At the center of Older's world lies Information, a global service that combines our current internet, the Internet of Things (e.g., this pachinko machine paid out a 28,000 yen jackpot on such and such a date), as well as manipulable visualizations and heads-up displays. I think the combination of a governing scheme akin to that found in Neal Stephenson's Snow Crash with an information service more like the one described in Minority Report serves the story's needs admirably.
Ground Game
The popular aphorism that "all politics is local" describes a world divided into 100,000-person mini-states quite well. Infomocracy follows Ken, an undercover agent of influence for Policy1st, and Mishima, a researcher and sometime security worker for Information. As in William Gibson's novels such as Pattern Recognition, we receive the barest hints of what the main characters look like, focusing instead on what they know, what they do, and how they react within their milieu.
As the story progresses, we follow Ken and Mishima around the world as they embark on assignments, react to emergencies, and explore their burgeoning relationship. Sometimes their efforts create the desired change, sometimes they get a mixed result, and sometimes everything goes wrong. Those varied outcomes, which highlight the joy and pain that are never far from the tactical-level worker's mind, are no doubt the product of Older's work as a humanitarian aid worker in Japan, Darfur, Mali, and other places (including three years as a team leader), as well as her appointment as a Senior Fellow for Technology and Risk at the Carnegie Council for Ethics in International Affairs for 2015. When you consider that experience in tandem with her master's degree from the School of Advanced International Studies (SAIS) at Johns Hopkins University and Ph.D. work at l'Institut d'Études Politques de Paris, you get a sense of the intellectual firepower she brings to the task.
Events in Infomocracy proceed in a manner that is both familiar and surprising. To paraphrase Chekhov, "If you see a global information network over the fireplace in Act One, it will go off in Act Five." We don't quite get to Act Five before the information and communication grid goes down, but fail it does and the hell that was breaking loose accelerates into a maelstrom Ken and Mishima must navigate.
Older brings the narrative to a satisfying conclusion. I didn't give the book a 100% rating because I thought a few minor elements weren't handled as well as they might have been, but I don't feel compelled to write an artificially "balanced" review that makes too much of those quibbles. The book's too good to spend much time on a few bits that were merely good instead of outstanding.
Infomocracy doesn't read like a first novel—rather, it reads like the work of an experienced author who can leverage her significant life experience into a compelling narrative. I recommend Malka Older's Infomocracy enthusiastically and without reservation. I look forward to her next book.
Curtis Frye is the editor of Technology and Society Book Reviews. He is the author of more than 30 books, including Improspectives, his look at applying the principles of improv comedy to business and life. His list includes more than 20 books for Microsoft Press and O'Reilly Media; he has also created more than 40 online training courses for lynda.com. In addition to his writing, Curt is a keynote speaker and entertainer. You can find more information about him at http://www.curtisfrye.com and follow him as @curtisfrye on Twitter.
Review of Quantified: Biosensing Technologies in Everyday Life
Title: Quantified
Editor: Dawn Nafus
Publisher: MIT Press
Copyright: 2016
Length: 280
Price: $27.00
Rating: 92%
I received a promotional copy of this book from the publisher.
Fitness trackers, such as the Nike+ FuelBand, FitBit, and (in some modes) the Apple Watch have grown in popularity over the past several years. Knowledge of one's activity levels and physical state, even if measured somewhat inaccurately by contemporary sensors, empowers users by providing insights into one's relative health and activity levels. Other sensors, including implanted devices such as pacemakers, record data more accurately at the cost of greater intrusion upon the self. In Quantified: Biosensing Technologies in Everyday Life, Dawn Nafus, a Senior Research Scientist at Intel Labs, leads an investigation into the anthropoligical implications of new technologies and applications.
Organization and Coverage
Quantified is a collection of papers from the Biosensors in Everyday Life project, a multi-year effort with representatives from several institutions that examined how biosensing technologies, using either"wet" sensors (e.g., saliva, blood, or another bodily fluid) or "dry" sensors (e.g., heart rate, temperature, or blood pressure), impacts individuals and society as a whole.Nafus divided Quantifiedinto three sections: Biosensing and Representation, Institutional Arrangements, and Seeing Like a Builder. The first section, Biosensing and Representation, contains four chapters that examine the Quantified Self (QS) movement from an academic perspective. The first three pieces are, as Nafus admits, written by academics using academic language. I was happy to discover those pieces are accessible to the general reader, which isn't always the case with articles or dissertations written by specialists for specialists. For non-academics like myself, the first three chapters provide a useful glimpse at how professional scholars approach biosensing as both practice and artifact. The fourth piece, by Wired contributing editor and QS movement leader Gary Wolf, provides a bit of push-back against the strictly academic approach to biosensing.
The Institutional Arrangements section examines QS in terms of regulation, privacy, and autonomy. Images of Jeremy Bentham's panopticon and assumed observation as presented in Foucault's Discipline and Punish or Orwell's 1984 immediately come to mind, but as with every new technology access to information is regulated by differing privacy regimes at the regional, national, and supranational level.
The final section, Seeing Like a Builder, approaches biosensing from the perspective of mechanical engineering, device design, and data management. The first chapter is an edited conversation between Nafus, Deborah Estrin of Cornell Tech in New York City, and Anna de Paula Hanika of Open mHealth about the role of open data in the biosensing movement. Subsequent chapters investigate environmental monitoring, data available through the City of London's bike rental program, and personal genomics.
Topics of Interest
I've written a fair amount about privacy issues and public policy, so I naturally gravitated toward the essays in the Institutional Arrangements section. In the Biosensing in Context chapter, Nissenbaum and Patterson apply the framework of Contextual Integrity to data captured by biosensors. As the name implies, Contextual Integrity addresses the appropriate sharing of information given its context, rather than a coarser set of norms established by law or policy. For individuals taking advantage of QS technologies, they might want to share information with other members of the movement to gain insights from their combined knowledge (called the "n of a billion 1's" approach elsewhere in the collection). Marking appropriate sharing and usage depends on accurate metadata, which is discussed in Estrin and de Paula Hanika's exploration of the Open mHealth data framework from the Seeing Like a Builder section.
In Disruption and the Political Economy of Biosensor Data, Fiore-Garland and Neff address the narrative that new technologies favor democracy and democratization. Specifically, they challenge the notion that disruptive change is, by definition, good. As they note:
In their most extreme form, disruption discourses use the concepts of democracy and democratization as ways to describe technological change, and in doing so ascribe social power to technological change in a teleological, deterministic way: if we say a technology disrupts power by bringing democratic access to data or power, then the technology will be democratic.
As rhetorical constructs, "disruption" and "democratization" invoke ideas of personal freedom and autonomy, implicitly denying traditional authorities control over one's data. As with most business models based on platforms that provide the medium through which data is shared (e.g., Facebook), this argument is inherently self-serving. In the United States, private companies face few barriers to collecting and analyzing individual data, and practically none at all if the data has been shared openly and intentionally. While the interaction of health privacy laws and QS data sharing has yet to be tested, existing precedent argues strongly in favor of an interpretation favorable to companies that want to analyze the data for private gain.
I also enjoyed Marc Böhlen's chapter Field Notes in Contamination Studies, which chronicled his team's effort to track water quality in Indonesia. Böhlen's team had to wrestle with the cultural implications of their work and account for both the expectations of the Indonesian citizens affected by their monitoring as well as the initial suspicions of the Indonesian government. I hadn't encountered a narrative of this type before, so I appreciated learning more about his team's work.
Quantified is an excellent first multidisciplinary study of the Quantified Self movement. The field is certain to evolve quickly, but the pieces in this book provide a strong base on which to perform future analysis.
Curtis Frye is the editor of Technology and Society Book Reviews. He is the author of more than 30 books, including Improspectives, his look at applying the principles of improv comedy to business and life. His list includes more than 20 books for Microsoft Press and O'Reilly Media; he has also created more than 40 online training courses for lynda.com. In addition to his writing, Curt is a keynote speaker and entertainer. You can find more information about him at www.curtisfrye.com and follow him as @curtisfrye on Twitter.
Review of The Art of Language Invention
Title: The Art of Language Invention
Author: David J. Peterson
Publisher: Penguin
Copyright: 2015
Length: 284
Price: $17.00
Rating: 94%
I purchased a copy of this book for personal use.
During my high school years, I thought it would be fun to invent my own language. Something like English, but heavily influenced by the many related Romance languages popular in Europe. I described this vision to my French teacher and she said, "You mean, like Esperanto?" One encyclopedia article later and I was on to other projects.
Others were not so easily deterred. David J. Peterson parlayed his childhood love of languages into a master's degree in linguistics and a career inventing languages for the HBO series Game of Thrones, SyFy's Defiance, and other projects. In The Art of Language Invention, Peterson shares his experiences as a language developer along with enough background in linguistics to appreciate the decisions and effort that go into creating a new language.
Linguistics as a Discipline
While at Syracuse University in the late 1980s, I had the good fortune to take LING 201 from Professor William Ritchie. That course surveyed the mechanics of linguistic analysis by introducing topics such as phonetics, phonology, morphology, and syntax, while also describing writing systems, language families, linguistic evolution, and interactions that produce new forms of language such as dialects, creoles, and pidgins. I thought it was fascinating stuff and went on to take several more linguistics classes. I would have taken even more if they'd counted toward my degree program.
In a little over 250 pages, Peterson does an excellent job of covering the topics from LING 201 such that a reader with little or no training in linguistics can appreciate the tools and, perhaps more importantly, the effort that goes into developing a language complete with its own grammar, syntax, and vocabulary. Even readers with only a passing interest in language creation but who would like an approachable introduction to linguistics could benefit from Peterson's work.
Constructed Languages in Popular Media
The hook behind The Art of Language Invention, of course, is Peterson's development of Dothraki and Valyrian for the HBO adaptation of George R. R. Martin's Game of Thrones. Peterson weaves the tale of how he developed Dothraki and Valyrian throughout his coverage of various linguistic topics, supplementing his own insights and results with those of other language creators. As a co-founder of the Language Creation Society, which you can find online at conlang.org, Peterson created a meeting point for language enthusiasts to share their work and their love of language.
What I appreciated most about language development at the professional level is the attention to backstory and evolution. Just as it's impossible to fully appreciate English without knowing how it has changed over the years, developers can't construct a new language without giving significant thought to its proto-language and the cultural, geographic, and political forces that shaped it over time. Peterson's commentary on how those decisions get made, and how they affect the end state of the language, provide terrific insights into his process.
I believe The Art of Language Invention is a terrific book that intertwines the geeky worlds of linguistics and speculative fiction into a satisfying manuscript. Yes, I am in many ways an embodiment of this book's target audience, but if you share even a part of my enthusiasm for the subject, you should read Peterson's work.
Curtis Frye is the editor of Technology and Society Book Reviews. He is the author of more than 30 books, including Improspectives, his look at applying the principles of improv comedy to business and life. His list includes more than 20 books for Microsoft Press and O'Reilly Media; he has also created more than 30 online training courses for lynda.com. In addition to his writing, Curt is a keynote speaker and entertainer. You can find more information about him at www.curtisfrye.com and follow him as @curtisfrye on Twitter.
Review of This Is Why We Can't Have Nice Things
Title: This Is Why We Can't Have Nice Things
Author: Whitney Phillips
Publisher: MIT Press
Copyright: 2015
Length: 248
Price: $24.95
Rating: 90%
I received a promotional copy of this book from the publisher.
Ah, trolls…so much fun to watch when they're harassing someone you think deserves it and so infuriating when they get under your skin. Whitney Phillips, a lecturer in the department of communications at Humboldt State University, wrote her doctoral dissertation at the University of Oregon on trolling behavior. That dissertation provides the foundation for This Is Why We Can't Have Nice Things from MIT Press.
What is Trolling?
Phillips notes that the central theme of all trolling is lulz, which she defines as amusement at other peoples' distress. Proactive schadenfreude, I guess. Trolls are perfectly happy to derive their enjoyment from regular users, public figures, and other trolls. All that matters are the lulz.
One of the first widespread instances of trolling took place when a group of trolls invaded the Usenet newsgroup rec.pets.cats, asking increasingly odd questions and suggesting inappropriate solutions to feline health issues. Regardless of your cat's respiratory issues, you probably won't need to aerate it with a .357 hollow-point bullet. I never visited the rec.pets.cats group, but discussion of the trolls' behavior leaked over to the groups I did participate in. Even the collateral damage was significant. Another early example on Usenet, though one that bordered on spam as well, was "Serdar Argic", an alias for what appeared to have been multiple posters sending out hundreds of lengthy posts per day denying the Armenian genocide from the early 20th century to groups such as soc.culture.history.
Trolling as Rhetoric
As a communications scholar, Phillips takes on trolling as a rhetorical activity, placing it in a broader cultural context as both product and amplifier of certain aspects of society. Specifically, the masculine drive for domination and as a complement to the 24-hour news cycle.
One reason middle school is such a vile experience for many children is the constant barrage of status games, where kids try to find their place in society at the expense of their classmates. Male trolls, who appear to dominate the landscape, continue this type of aggressive behavior online. They base their rhetorical strategies on the work of Arthur Schopenhauer's book The Art of Controversy, which melds Aristotelian logic and Socratian dialectic with the Dark Side of the Force. The trolls' goal is to invoke negative emotions from their targets and, upon eliciting insults or harsh language in response to their own provocations, remind their victims that there's no room for rudeness in civilized argument and go right back to taking arguments out of context, insulting their opponent, and racking up the lulz.
Phillips also takes issue with conservative media, particularly Fox News and its handling of the Birther controversy, which raised the question as to whether President Barack Obama (usually spoken as Barack HUSSEIN Obama) should release his long-form birth certificate and, after it was released, whether it was a legitimate document. Fox News rode that story hard for much of 2008 and 2009 — you can still hear the echoes if you listen closely. Trolls took advantage of the coverage and some images of Obama to create intentionally offensive and racist memes.
That's not to say trollish behavior is strictly the purview of Fox News and its ilk. When the Tea Party affiliate in Troy, Michigan had early success turning sentiment against a levy intended to fund the town's library, an advertising agency devised a campaign purported to be from a group named Safeguarding American Families. The ads expressed opposition to the measure and announced the group would hold a book-burning party. The outrage at this fictitious statement turned sentiment in favor of the ballot measure, which ultimately passed.
Phillips also offers an interesting commentary on trolls as trickster characters. The trickster is known for undercutting the foundations of a society's cultures or mores but not replacing it with anything. Rather than offer a helpful solution for how things could be done better, tricksters start a fire and walk away. When there are no more lulz to be had, the troll's work is done.
Transitioning to a Publishable Book
Academic writing is often completely impenetrable to anyone who isn't a specialist in the author's field of inquiry. My brother wrote his dissertation on a public policy subject I found interesting, but I couldn't get through more than three pages of the final document. (Sorry, Doug. I know I said I read the whole thing, but my soup spoon kept creeping toward my eyeballs.) Passive voice is used to maintain a semblance of objectivity and distance, specialized language pervades the text, and rewrites continue until the ultimate academic hazing ritual is complete.
Kind of makes me wonder if dissertation committees haven't been trolling candidates since the 1500s.
Phillips and her editors did a terrific job of excising unneeded jargon from the text, though some usage and conventions they kept leap off the page. The seemingly ubiquitous forward slash appeared in the section on method/ology, but at least there were no indiscretions on the order of the visual pun When the (M)other is a Fat/Her that William Germano mentions in Getting it Published. That said, while phrasings indicating someone is "gendered" as male have entered the general literature, saying someone was "raced" as Caucasian still seems odd to this generally interested reader.
This Is Why We Can't Have Nice Things is a terrific introduction to the world of trolling, exploring how trolls put on figurative masks (or literal masks in the case of online anonymity) and generate lulz from those they encounter. As a former competitive debater in high school and college, I'm dismayed by the violence done to my beloved art of rhetorical controversy. Score some lulz for the trolls, I guess. Highly recommended.
Curtis Frye is the editor of Technology and Society Book Reviews. He is the author of more than 30 books, including Improspectives, his look at applying the principles of improv comedy to business and life. His list includes more than 20 books for Microsoft Press and O'Reilly Media; he has also created more than 20 online training courses for lynda.com. In addition to his writing, Curt is a keynote speaker and entertainer. You can find more information about him at www.curtisfrye.com and follow him as @curtisfrye on Twitter.
Book Review: Virtual Economies from MIT Press
Title: Virtual Economies
Authors: Vili Lehdonvirta and Edward Castronova
Publisher: MIT Press
Copyright: 2014
Length: 294
Price: $45.00
Rating: 94%
I received a promotional copy of this book from the publisher.
Designing playable, let alone interesting, video games is difficult. Massive multiplayer games, especially those that allow trade among players, increase design complexity considerably. It's easy to get lost in the weeds, tweaking prices of individual items or resources to make them more or less accessible to the players and finding the best ways to move money into or out of the game's economy.
In the face of that complexity, designers must remember their primary goal: earning money for the publisher. Early in Virtual Economies, Lehdonvirta and Castronova lay out the three main objectives of virtual economy design: creating content (both by the producers and the players), attracting and retaining users (attention), and monetizing the game's virtual resources to create an income stream for the producers. These objectives frame their analysis throughout the book, providing a coherent narrative that emphasizes the importance of designing a system so it generates revenues needed to sustain a game or community.
Unintended Consequences
One source of joy and fear for designers is discovering how their users will creatively exploit the rules of a game to create the experience they want. In fact, the authors point out that designing an inefficient currency might make a game more playable, perhaps because players would develop strategies and tactics to work around the inefficiencies or negotiation and trust issues would lead to interesting player interactions.
You can also try to make virtual money through traditional economic activity. In games, as in any economy, some players search for arbitrage opportunities. When discrepancies arise between the objective value of an item and its perceived value, investors can attempt to make a profit by buying or selling the item. In the stock market, these inefficiencies might arise when a company's stock is undervalued because investors give too much weight to recent sales data. Investors can buy the stock, hold it until it reaches its proper value, and sell to collect the profits.
Some games offer more straightforward examples, such as allowing users to buy a leather jerkin at a shop in one part of the virtual world and sell it in another region for a significant profit. In either case, players who enjoy this type of activity can take advantage of in-game commercial opportunities.
Faucets and Sinks
Just as players try to acquire game resources, designers must find ways to remove those resources from the game. Maintaining the proper flow of money using macroeconomic policies requires a tricky balancing act between having too much or not enough money in the system. Without income, players can't buy items they need or desire, but too much money produces in-game inflation that puts even routine purchases out of reach of newer players.
Lehdonvirta and Castronova describe how designers can use money faucets and money sinks to add or remove virtual currency from the game. Money faucets might be as simple as gaining treasure from killing orcs or as complex as arbitrage, while money sinks could include maintenance costs for dwellings, replacing damaged equipment, or securing transport to remote areas.
Virtual Becomes Real
Finally, it's entirely possible for in-game items and virtual currency to cross over into the real world. Some rare World of Warcraft items command hundreds of dollars on eBay or elsewhere and entire companies in Romania and China make money through "gold mining" (defeating monsters to gain their treasure and selling the gold to other players) or leveling up characters for players who lack either the time or inclination to do it themselves.
Virtual currency can also be used in place of real money for physical transactions, as happened with the Q coin used in Chinese producer Tencent's game Tencent QQ. A lack of credit cards or easy online payment hampered online commerce in China at the time, so players used Q coins as a medium of exchange. Players transferred Q coins to settle debts or, after the company (at the insistence of the People's Bank of China) limited the amount that could be transferred at one time, created accounts with standard amounts of Q coins and gave their transaction partners the account's password.
Virtual Economies combines standard material found in earlier works such as The Economics of Electronic Commerce with new applications told through the eyes of individuals who are both academic analysts and practitioners. Specifically, Lehdonvirta and Castronova provide a substantial overview of traditional economics, such as supply and demand curves and marginal analysis, as well as more recent topics from behavioral economics that help explain why and how individuals deviate from the traditional rational actor model. Add in discussions of what makes for a good currency, how markets function, and macroeconomic issues removes the need for students to buy multiple texts to get the full picture.
Many professors and independent readers will choose to supplement this book's information with reading packets and online resources, but Virtual Economies could easily stand alone in any context. Highly recommended.
Curtis Frye is the editor of Technology and Society Book Reviews. He is the author of more than 30 books, including Improspectives, his look at applying the principles of improv comedy to business and life. His list includes more than 20 books for Microsoft Press and O'Reilly Media; he has also created more than 20 online training courses for lynda.com. In addition to his writing, Curt is a keynote speaker and entertainer. You can find more information about him at www.curtisfrye.com and follow him as @curtisfrye on Twitter.
Book Review: MOOCs, by Jonathan Haber
Title: MOOCs
Author: Jonathan Haber
Publisher: MIT Press
Copyright: 2014
Length: 227
Price: $13.95
Rating: 90%
I purchased a copy of this book for personal use.
MOOCs, or massive open online courses, offer free classes to anyone with internet access and a willingness to learn. As author Jonathan Haber notes in his recent MIT Press book MOOCs, this educational innovation is working its way through the hype cycle. First touted as an existential threat to traditional "sage on the stage" lecture-based learning, the media has inevitably turned to highlighting the platform's flaws. How MOOCs evolve from their freemium model remains to be seen.
Haber is an independent writer and researcher who focuses on education technology. This book is based in part on his attempt to re-create a philosophy undergraduate degree by taking free online courses and, where necessary, reading free online textbooks. In MOOCs, Haber captures the essence of the courses, both through his personal experience as well as his encapsulation of the history, current practice, and impact of MOOCs in the social, educational, and corporate realms.
MOOCs as a Learning Environment
The allure of MOOCs centers around their ability to share knowledge with students who might not be able to attend MIT, Georgetown, Stanford, the University of Edinburgh, or other leading institutions. Students can watch videos on their own schedule and, if they're not concerned about receiving a Statement of Accomplishment or similar recognition, they don't have to turn in homework or take quizzes on time or at all.
Most videos are 5-10 minutes in length, though some courses that present complex content can have videos that stretch to as long as 45 minutes. Production values range from a professor sitting in their office and facing a camera (often with PowerPoint slides displayed at least part of the time the professor speaks) to videos including animations and location shots that take significant time and budget to produce.
MOOCs offer three general grading policies: quizzes and tests with multiple-choice or fill-in-the-blank questions, computer programs submitted to an automated grader (very common in machine learning courses), and peer grading. There's no possible way for professors to grade essays or computer programs from thousands of students, so they have to rely on objective mechanisms and peer grading to carry the load. Objective tests are acceptable, but many students dislike peer review even in cases where it's clearly necessary.
Institutions sponsoring MOOCs go to great length to distinguish students who complete a MOOC from their traditional students. Certificates or Statements of Achievement stress that the holder is not a Wharton/Stanford/MIT student and that the certificate conveys no rights to claim such status. Most MOOCs also use much looser grading standards than traditional courses. For example, students are often allowed multiple attempts at homework or exams and the total grade required to pass a MOOC is often in the 60-70% range. These relaxed requirements make certificates easier to earn and probably increase retention, but the end result is a much less rigorous test of student ability.
As with any disruptive technology, MOOCs have generated controversy. The first question is whether, despite their huge enrollments (some courses have more than 100,000 students registered), the courses' equally huge drop-out rates. As an example, consider the following statistics from the September 5, 2014 session of the Wharton School's course An Introduction to Financial Accounting, created and taught by Professor Brian Bushee (which I passed, though without distinction):
Number of students enrolled: 111,925
Number of students visiting course: 74,599
Number of students watching at least one lecture: 61,130
Number of students submitting at least one homework: 25,078
Number of students posting on a forum: 3,497
Number of signature track signups: 3,953
Number of students receiving a Statement of Accomplishment: 7,689
Number of students receiving a Statement of Accomplishment with Distinction: 2,788 (included in total receiving SoA)
The ratios that stand out are that only 54.6% of enrolled students watched at least one lecture, 22.4% submitted at least one homework, and 6.87% of students earned a Statement of Accomplishment. That pass rate is fairly typical for these courses. While the percentage seems miniscule, another MOOC professor noted that, even with just 5,000 or so students passing his online course, his 10-week MOOC cohort represented more students than had passed through his classroom in his entire career.
Another concern is who benefits from MOOCs. Students require internet access to view course movies, at least in a way that can be counted by the provider, so there is a significant barrier to entry. Surveys show that the majority of MOOC students are university educated, but there are still large groups from outside the traditional "rich, Western, educated" profile. So, while many students appear to come from richer, Western countries, the courses do overcome barriers to entry.
Finally, MOOCs raise the possibility that courses from "rock star" professors could replace similar offerings taught by professors at other schools. For example, San Jose State University licensed content from a popular Harvard political philosophy course taught on edX with the intention that their own professors would teach to the acquired outline, not their own. The philosophy faculty refused to use the content and wrote an open letter to the Harvard professor complaining about the practice. A similar circumstance led Princeton professor Mitchell Duneier, who created and taught the vastly popular Sociology course offered by Coursera, to decline permission to run his course a second time. Coursera wanted to license his content for sale to other universities, which could save money by mixing video and in-person instruction. Duneier saw this action as a potential excuse to cut states' higher education funding and pulled his course.
Haber closes the book with a discussion of whether or not he achieved his goal of completing the equivalent of a four-year philosophy degree in one year using MOOCs and other free resources. He argues both for and against the claim (demonstrating a fundamental grasp of sound argumentation, at the very least) and describes his capstone experience: a visit to a philosophy conference. His test was whether he could understand and participate meaningfully in sessions and discussions. I'll leave his conclusions for you to discover in the book.
I found MOOCs to be an interesting read and a useful summary of the developments surrounding this learning platform. That said, I thought the book could have been pared down a bit. Some of the discussions seemed less concise than they might have been and cutting about 20 pages would have brought the book in line with other entries in the Essential Knowledge series. It's hard to know what to trim away, though, and 199 small-format pages of main text isn't much of a burden for an interested reader.
Curtis Frye is the editor of Technology and Society Book Reviews. He is the author of more than 30 books, including Improspectives, his look at applying the principles of improv comedy to business and life. His list includes more than 20 books for Microsoft Press and O'Reilly Media; he has also created more than 20 online training courses for lynda.com. In addition to his writing, Curt is a keynote speaker and entertainer. You can find more information about him at http://www.curtisfrye.com and follow him as @curtisfrye on Twitter.


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Back to home page. This book contains many real life examples derived from the author's experience as a Linux system and network administrator, trainer and consultant.