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understanding secured transactionsDownload Book Understanding Secured Transactions in PDF format. You can Read Online Understanding Secured Transactions here in PDF, EPUB, Mobi or Docx formats.
Understanding Secured TransactionsAuthor : William H. Lawrence
Genre : Law
File Size : 68. 92 MB
Format : PDF, Docs
Download : 717
Read : 563
This Understanding treatise provides students with an analysis of the underlying rationales of Article 9 of the Uniform Commercial Code, the federal Bankruptcy Code as it relates to Article 9, and other relevant state and federal legislation. Familiarity with these rationales is critical for a true understanding of the law of secured transactions. The Fifth Edition was necessitated by a significant set of amendments to revised Article 9 promulgated by the sponsors in 2012. The amendments have been enacted in over half the states, with a deferred effective date of July 1, 2013. The organization of this text is largely based upon the traditional five-part approach to the law of secured transactions: • Scope of the article; • Attachment of security interests; • Perfection of security interests; • Priorities among competing claimants (including extensive treatment of the effects of bankruptcy on security interests); and • Enforcement of security interests. In addition, this treatise explains in practical terms the essential elements of different types of secured transactions, giving students a perspective that is crucial to their ability to understand how Article 9 functions in the real world. For example, it describes the structure and use of financing arrangements that are made possible through such techniques as asset-based securitization, mortgage warehouse lending, terminal and field warehousing, financing of accounts, factoring of accounts, and floor planning, as well as other methods of transacting business. Entries in the Table of Contents include a descriptive word phrase, along with relevant section numbers of the UCC and the Bankruptcy Code. The Table of Contents does not cite all the provisions that might be relevant, but only the most fundamental provisions relating to the particular topic. This approach should aid students using the book as a supplemental text by enabling them to find the relevant discussion based on either the subject or the basic statutory section numbers. The Index and the Table of Statutes and Authorities enable a more detailed search.
International Secured Transactions LawAuthor : Orkun Akseli
Genre : Business & Economics
File Size : 73. 12 MB
Format : PDF, Kindle
Download : 251
Read : 213
This book focuses on international harmonisation and the law of secured transactions by distilling and analysing the unifying principles of various significant international conventions and instruments such as the UN Convention on the Assignment of Receivables, the Unidroit Convention on International Factoring, the EBRD Model Law on Secured Transactions, the Unidroit Convention on the International Interests in Mobile Equipment and the UNCITRAL Legislative Guide on Secured Transactions.
Secured TransactionsAuthor : James Brook
Genre : Law
File Size : 44. 17 MB
Format : PDF
Download : 650
Read : 1076
Bringing transparency to the Uniform Commercial Code Article 9, one of the most difficult and technical components of commercial law, James Brook uses straightforward introductions and the proven-effective Examples & Explanations pedagogy to provide a clear and complete overview of Secured Transactions. proven-effective Examples & Explanations pedagogy, combining straightforward introductions with well-written examples and explanations that apply concepts, reinforce learning, and test understanding of material covered clear and approachable explanatory text that is informal, yet informative a solid introduction to the basic law in the field covering the rules and policies of the law governing secured transactions as well as the broader issues of legal process usable with both the original and revised versions of Article 9 -- providing parallel citations to both a logical organization that follows the general sequence of topics as they are taught in Secured Transaction courses helpful diagrams and visual aids that illustrate and simplify the intricate provisions of Article 9 Updated throughout and with many new examples, the Fourth Edition features: important new cases and developments in secured transactions, including recent cases addressing the question of the correct name to use in filing a UCC1 financing statement new and updated examples Edition after edition, James Brook has been the trusted authority your students can rely on to present a clear and current picture of the entire Secured Transactions landscape.
Towards Reforming The Legal Framework For Secured Transactions In NigeriaAuthor : Chima Williams Iheme
Genre : Law
File Size : 89. 3 MB
Format : PDF, ePub, Mobi
Download : 211
Read : 365
This book offers a valuable guide to one of the most challenging areas of commercial law, now frequently referred to as secured transactions, with a focus on Nigerian, Canadian and United States perspectives. A debtor's ability to provide collateral influences not only the cost of the money borrowed, but also in many cases, whether secured lenders are willing to offer credit at all. The book proposes that increasing access to, and indeed, lowering the cost of credit could tremendously boost economic development, while at the same time arguing that this would best be achieved if the legal framework for secured transactions in Nigeria, and of course, any other country with similar experiences, were designed to allow the use of personal property and fixtures to secure credit. Similarly, the creation, priority, perfection, and enforcement of security interests in personal property should be simplified and supported by a framework that ensures that neither the interests of secured lenders nor debtors are hampered, so as to guarantee the continuous availability of affordable credit as well as debtors' willingness to borrow and do business. The book further argues that in addition to the obvious preference for real property over personal property by secured lenders due to the unreformed secured-transactions legal framework in Nigeria, its compartmentalized nature has also resulted in unpredictability in commerce and the concomitant effects of poor access to credit. Through the comparative research conducted in this book utilizing the UCC Article 9 and Ontario PPSA as benchmarks, the author provides reformers with a repository of tested secured-transactions law solutions, which law reformers in the Commonwealth countries in Africa and beyond, as well as the business community will find valuable in dealing with issues that stem from secured transactions.
Secured Transactions Law ReformAuthor : Louise Gullifer
Genre : Law
File Size : 67. 87 MB
Format : PDF
Download : 547
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Secured transactions law has been subjected to a close scrutiny over the last two decades. One of the main reasons for this is the importance of availability of credit and the consequent need to reform collateral laws in order to improve access to finance. The ability to give security effectively influences not only the cost of credit but also, in some cases, whether credit will be available at all. This requires rules that are transparent and readily accessible to non-lawyers as well as rules that recognise the needs of small and medium-sized enterprises. This book critically engages with the challenges posed by inefficient secured credit laws. It offers a comparative analysis of the reasons and the needs for a secured transactions law reform, as well as discussion of the steps taken in many common law, civil law and mixed law jurisdictions. The book, written under the auspices of the Secured Transactions Law Reform Project, informs the debate about reform and advances novel arguments written by world renowned experts that will build upon the existing literature, and as such will be of interest to academics, legal practitioners and the judiciary involved in secured transactions law around the world. The text considers reform initiatives that have taken place up to the end of April 2016. It has not been possible to incorporate events since then into the discussion. However, notable developments include the banks decree passed by the Italian Government on 29th June 2016, and the adoption of the Model Law on Secured Transactions by UNCITRAL on 1st July 2016.
Secured Transactions Reform And Access To CreditAuthor : Frederique Dahan
Genre : Law
File Size : 48. 55 MB
Format : PDF, ePub, Mobi
Download : 137
Read : 276
The book is unique. . . It brings together articles on the economics and the law of property rights, and combines these with case studies, observations of what works and what does not, and a checklist of things to watch for. . . This is a very useful book that should appeal to reformers working in the field, whether they are governmental officials trying to modernize their economies, or economists and lawyers working in developmental agencies. . . There are few other books or publications that bring together the views of experts working in this important, albeit somewhat neglected, are of financial sector plumbing. William P. Armstrong, Banking and Finance Law Review . . . a well-presented collection of interesting papers within which one finds a rich resource of information and perspectives on secured transactions reform from parts of the world which are often overlooked in comparative commercial law scholarship. Noel McGrath, Journal of Business Law . . . with its insightful analysis, interesting empirical studies and knowledgeable team of contributors, the book will be illuminating and useful not just for those interested in development, but also anyone who has anything to do with granting credit and taking security. Dora S. Neo, Singapore Journal of Legal Studies This is an excellent, unique book. The material is very well written and presented in a carefully thought-out, coherent way. It tells us a legal story of our own, unique time. Any lawyer working in transition economies, whether or not directly on reform projects, would find it of great interest. Even economists should perhaps take a look at it! Roger McCormick, Law and Financial Markets Review Secured transactions reform, also known as collateral or pledge law reform, is increasingly seen as an important building block for economic development. The commonly held view is that the availability and cost of credit, as well as the efficiency of the market for secured credit, are directly influenced by the laws affecting secured transactions and their implementation. However, there is still a lot of confusion about this relatively complex and technical area of the law and its role in promoting access to credit and economic growth. The chapters presented here provide, for the first time, a comprehensive and cutting-edge view of the subject from both a legal and economic perspective. They start at the macro level of financial systems, moving towards the behaviours of lenders (commercial banks and micro-lenders), policy options for government and the mechanisms of collateral law reform. By approaching the subject from different angles and experiences, the work advocates an inclusive approach to the subject where all stakeholders interests can be taken into account. It addresses the question of what role laws and institutions can play to encourage access to credit. This book will be of primary interest to those involved in economic development and the interaction between law and economics, either for practical reasons (for example, working on reform or providing advice on investment in transition economies) or for research purposes.
Glannon Guide To Secured TransactionsAuthor : Scott J. Burnham
Genre : Law
File Size : 48. 65 MB
Format : PDF, ePub, Docs
Download : 123
Read : 885
Law school classroom lectures can leave you with a lot of questions. Glannon Guides can help you better understand your classroom lecture with straightforward explanations of tough concepts with hypos that help you understand their application. The Glannon Guide is your proven partner throughout the semester when you need a supplement to (or substitute for) classroom lecture. Here's why you need to use Glannon Guides to help you better understand what is being taught in the classroom: It mirrors the classroom experience by teaching through explanation, interspersed with hypotheticals to illustrate application. Both correct and incorrect answers are explained; you learn why a solution does or does not work. Glannon Guides provide straightforward explanations of complex legal concepts, often in a humorous style that makes material stick.
Visualizing Secured TransactionsAuthor : Laura B. Bartell
Genre : Law
File Size : 67. 34 MB
Format : PDF, Docs
Download : 661
Read : 326
This unique study guide uses visual aids such as charts and diagrams to foster student understanding and application of the law governing secured transactions. The organization of the material tracks the outline and scope of traditional Secured Transactions casebooks and covers Article 9 of the UCC and related UCC provisions and sections of the Bankruptcy Code. It takes the basic areas covered by Article 9 and creates a visual aid for the statutory provisions typically assigned in connection with those areas. Some visual aids cover a single section while others summarize a number of sections bearing on a single topic. The overarching goal is to help students see the organizational structure and create visual clues for remembering content. This eBook features links to Lexis Advance for further legal research options.
Secured TransactionsAuthor : Martin
Genre : Law
File Size : 47. 39 MB
Format : PDF, ePub, Mobi
Download : 116
Read : 1287
The most trusted name in law school outlines, Emanuel Law Outlines support your class preparation, provide reference for your outline creation, and supply a comprehensive breakdown of topic matter for your entire study process. Created by Steven Emanuel, these course outlines have been relied on by generations of law students. Each title includes both capsule and detailed versions of the critical issues and key topics you must know to master the course. Also included are exam questions with model answers, an alpha-list of cases, and a cross reference table of cases for all of the leading casebooks. Emanuel Law Outline Features: #1 outline choice among law students Comprehensive review of all major topics Capsule summary of all topics Cross-reference table of cases Time-saving format Great for exam prep
Secured Transactions In A NutshellAuthor : Richard B. Hagedorn
Genre : Law
File Size : 52. 59 MB
Format : PDF, ePub
Download : 729
Read : 746
The fifth edition of SECURED TRANSACTIONS IN A NUTSHELL provides extensive coverage of the 1999 version of UCC Article 9 which has been enacted by all states. Some coverage of the 1972 version of Article 9 and pre-code law related to secured transactions is included to provide historical perspective. The text includes coverage of matters related to the scope of Article 9, the security agreement and attachment of the security interest, the relationship of the debtor and secured party prior to default, the perfection of the security interest by filing and other means, multi-state choice of law and perfection issues, priority of the secured party and others in and out of bankruptcy, and default and enforcement of the security interest. The text offers many examples to illustrate this intricate subject matter of the law.


text: xMoney is a finance app for budget planning and money management. Share a budget with sync across multiple devices and other xMoney users! Key Features: • Create accounts and add transactions • Show detail by calendar month • Input future payments and expenses using calendar • Repeat transactions – credits and debits • Set notifications when transactions are due (choose notification sound) • Track your spending by category • Automatically backed-up to iCloud (iCloud account required) • Synchronised between your devices • Share accounts with other users of xMoney • Report on your spending – see graphs of percentage split between categories • World currencies supported • Set your own categories and choose an icon to represent expense • Set a currency per account • Create a budget account • Scan and save receipts • Track work expenses • Manage budgets for a group and share details - set permissions for access • Export transactions to CSV Features, bugs? Please email us at [email protected] We're happy to help! Support: https://xmoney.cashorganiser.com/support Privacy: https://xmoney.cashorganiser.com/privacy Terms: https://xmoney.cashorganiser.com/terms ---- Subscribe to get full access to xMoney Note: Subscriptions auto-renew at the end of the period. Payment will be charged to your iTunes Account on confirmation of purchase. Subscriptions automatically renew unless auto-renew is turned off at least 24-hours before the end of the current subscription period. Your Account will be charged within 24-hours prior to the end of the current period and identify the cost of renewal. Subscriptions maybe managed by going to the User's Account settings after purchase. Any unused part of a FREE TRIAL period, if offered, will be forfeited when a subscription is purchased. Apple app store - Free games - Java games - Web app - Paye calculator - New apps - Game pc download - Chrome app store - Netflix app ios - What is an app - Best free apps - Top ios games - Minecraft free download - App store - Subway surfers game download - Temple run game

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New DotM Official Product Images
{mosimage}A bevy of new Dark of the Moon image have appeared online. First up are new pictures of Human Alliance Basic Reverb, you can find new images of the figure at Hasbro.com and at e-Hobby.co.jp. Also up are new images of Dark Steel at TakaraTomy's page (who is a Bic Camera exclusive in Japan). Also up are pictures of Human Alliance Basic Crosshairs and Cyberverse Soundwave.
You can discuss the images on our forums.
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The Allspark News Robot has been tasked with the duty of assuming ownership of all news posts submitted between 2006 and 2013 from our original website database.
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The project has been underway for a while now. Most of the work has been behind the scenes, getting on with digitising books and building the infrastructure that will enable all the work to endure and be of lasting value. We are planning to make this a permanent web presence which means adopting standards (and following them) and aiming for the long term solution. Of course, when you are working with a medieval library, there are plenty of people who are quick to point out the irony of that. The digital versions, they observe helpfully, will never last as long as the parchment originals. Just one of the challenges … So this is the ephemeral end of the project, providing a means of updating on project progress, hearing from the team members what they are up to, and looking at what other people are doing in a similar vein.
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Representative Quotes
"Woman, or more precisely put, perhaps, marriage, is the representative of life with which you are meant to come to terms."
"There is not Communism or Marxism, but representative democracy and social justice in a well-planned economy."
"Your representative owes you, not his industry only, but his judgment; and he betrays instead of serving you if he sacrifices it to your opinion."
"We got rid of a terrible dictator. We gave the Iraqi people an opportunity for a new life under a representative form of government."
"I do want to be a representative of the African community, and I want to hold myself and dress myself in a way that reflects that. I want black kids to see me and think, 'Okay, he's carrying himself as a black man, and that's how a black man should carry himself.'"
"Representative Spencer Bachus is one of the only people I know from Alabama. I bet I'm the only socialist he knows."
"It is unacceptable that a senator or a representative in the American House of Representatives assist Afghanistan during the war and meet with Bin Laden and al-Qaeda leaders, express his support for their war against the U.S., and be allowed to return to serve in Congress."
1 2 Next »
"Cervantes is the most important Spanish writer. But he is not the most representative of the Spanish. His irony, his sense of humor – they are too subtle to seem Spanish."


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The Cubs maintained Kerry Wood remains on target to start the home opener April 8 despite being scratched from his Thursday start against Oakland with lower back pains, delaying his return from a shoulder injury.
"He didn't sleep well [Wednesday] night," Cubs manager Dusty Baker said. "His back was real tight, so we decided not to take a chance. It's not his arm. It's his back, which he has trouble with every once in a while."
Wood was scheduled to make his first appearance since March 9, when he experienced tightness in his right shoulder that later was diagnosed as shoulder bursitis. Baker said Wood wanted to pitch, but the Cubs' staff decided to have the trainers and a chiropractor treat his back.
Wood may throw a simulated game Friday at HoHoKam Park if his back responds to treatment, then start Tuesday against Milwaukee. Wood was unavailable for comment.
Cubs 5, A's 2
Spring record: 12-11.
At the plate: Nomar Garciaparra went 2-for-4 with one RBI.
On the mound: Glendon Rusch threw five scoreless innings, allowing four hits.
Next up: Vs. Angels, 2 p.m. Friday in Mesa. Carlos Zambrano has a 0.00 ERA in four starts.


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You have the power to choose your Houston electricity provider, so why should you choose Bounce Energy for your home? It all starts with the Bounce Energy Promise. The promise means you'll never be charged unnecessary fees. What's more, Bounce Energy will work to make sure you remain a satisfied customer starting the moment you sign up and following through with every renewal. Our dedicated customer service team, is always willing to help you and explore the plans available to determine which is electricity plan is right for your home. They're available online via chat, email, Facebook, Twitter and even over the phone, which means you can reach them however you'd like.
*Only new customer successful enrollments with Constellation. Cards are issued by Virtual Rewards Center. Valid email address required for receipt of Gift card. Gift cards will not have cash access. For any questions about your Gift card, call our customer care team at 1-877-997-9995. The listed merchants are in no way affiliated with Constellation nor are the listed merchants to be considered sponsors or co-sponsors of this program. Use of merchant names and/or logos is by the permission of each respective merchant and all trademarks are the property of their respective owners. Terms and conditions are applied to gift cards/certificates. Please see the merchant gift card/gift certificate for additional terms and conditions, which are subject to change at merchant's sole discretion. Constellation will share your name and email address with Virtual Reward Center for reward fulfillment only. Reward link expires in 3 months.
But competition didn't necessarily end up cutting prices, according to the report. One contributing factor is confusion among customers as they try to choose among scores of retail electricity providers and the overwhelming variation of plans, leading many to just stick with familiar companies rather than look for better deals, according to the Texas Coalition for Affordable Power .
Texas consumers can save hundreds of dollars each year by shopping for electricity, but most don't seek out better deals, overwhelmed by the number and complexity of power plans on the state's Power to Choose website, wary of fine print in too-good-to-be true offers, or just too busy to spend time calculating whether free nights and weekends offset the higher rates they pay during the week.
Since 2002, Amigo Energy has been one of the best electric companies in Texas. Not only that, but more recently we've received far fewer Public Utilities Commission of Texas (PUC) complaints than most other large residential electricity providers across the state.2 In fact, our customer service gets even better over the phone because our call-in customers have yet to file a PUC complaint this year.3 This ain't our first rodeo—with over 15 years of experience and a track record of reliable service, you can trust Amigo Energy as your retail electricity provider.
Electric companies buy longer-term contracts so they can hedge their risks when they're selling long-term electricity plans. Just a week ago, it looked as if wholesale prices would be as high as Texas has seen in the past 15 years, said Ned Ross, director of governmental affairs for Direct Energy, the third biggest seller of electricity in Texas, behind No. 1 NRG and No. 2 TXU. Future prices have retreated recently, but companies buying power for August are still paying at least double what they paid a year ago, according to data from the Electric Reliability Council of Texas, or ERCOT, which oversees the state's power markets.
If you're looking for cheap electricity in Houston, TX, you've come to the right place. We compiled the best electricity plans in Houston from the top providers, ensuring that each electricity company we select meets our high standards for business stability, eco-friendliness, and transparent pricing. You can rest easy knowing you're choosing the best from the best.
Texas currently produces and consumes more electricity than any other state in the country. This energy consumption is due to its size, but the ample land makes it a major producer of wind power – a renewable, or green, energy source. The environmentally friendly energy created by wind power is available to many Texas residents to supply the electricity in their home or business.
Ultimately, analysts said, this means that the vast majority of customers are not reaping the benefits of electricity deregulation, which promised that more competition would mean healthy savings. One analyst estimates that consumers are leaving about $2 billion a year on the table, which is likely flowing to the bottom lines of retail electricity companies.
Consumers were promised cheaper power when Texas deregulated its electricity markets in 2002 at the urging of big industrial users and power companies. Average retail prices have declined by more than 60 percent since 2001, although much of that decline is due to the plunge in natural gas prices that followed advances in shale drilling and consequently wholesale power prices. Proponents of deregulation argue that they still have choices that can save them money.
Your most effective weapon, however, is a site like ComparePower (Power to Choose) to locate and compare details from various Houston electricity resellers. In one fell swoop, you will efficiently and quickly locate and classify cheap electricity resellers all on one page, instead of wasting your valuable time searching out available companies and visiting their websites one by one (who even does that any more?).
On the other hand, month-to-month variable rate (no-contract) plans don't have cancellation fees. You won't be penalized if you find a better deal elsewhere and want to make another switch. And, you won't be stuck paying more than you should be if the market rate for electricity trends down. But, if it goes up, you'll be paying more than your in-contract neighbors, and you'll likely want to shop around again for a better deal.


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Notes on SQL style: Many SQL queries are one long line of code. Most accomplished programmered recommend you break u every sql statement into more lines for maximum legibility. For ex.
Recommeded database permissions:
Web visitor: SELECT only
Contributor: SELECT, INSERT, and maybe UPDATE
Editor: SELECT, INSERT, UPDATE and maybe DELETE and maybe GRANT
DB Admin: SELECT, INSERT, UPDATE, DELETE, GRANT and DROP
Put the database variables you use infrequently in a non-Apache-readable directory and change the permissions when on the rare occassion you need to make changes.
mysqldump - u username -p databasename > dumpfilename.sql
If a query was an INSERT, UPDATE, DELETE, CREATE TABLE, or DROP TABLE and it returned TRUE then you can use mysql_affected_rows to see how many rows were changed by the query.
Scoping Issues
Bibliographical Information
PHP 5 CMS Framework Development
by Martin Brampton
Packt Publishing, 2010
These are notes I made after reading this book. See more book notes
Just to let you know, this page was last updated Monday, Feb 18 19


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Find Top-Rated Jonesboro Pet Care Providers
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Business Description: Dog grooming
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Business Description: This company offers services like veterinarian
Pet Care Providers Near Me
Pet Care & Health reviews in Jonesboro
AThey're really good but they're expensive. I was surprised, I wasn't expecting that kind of amount at all. The staff are very friendly. I used them last December to have a dog put down and they were very nice, they sent me a sympathy card that was signed by everybody in the office. They're really good. They call and confirm appointments, they call the day after you're there to check on the animal and not many do that.- Martha C.
AThe front office staff was great. The doctor was very thorough and he kept me informed on the progress. Then the office called me to check on my cat a few days after she was released. Awesome experience.
- Lee W.
AI brought JJ (our dog) over after making the appointment. The owner (Rita Smith) met us at the door and JJ took right to her. JJ normally is not that outgoing, so I took it as a good sign. Rita and JJ got along fine. Rita informed me it would be a few hours since JJ was technically a and quot;walk-inand quot;. After a few hours Rita calls me and lets me know that JJ is ready and even sent me a picture of him of before and after!! I was highly impressed with the skills and caring that Rita took with JJ. As JJ is now growing out his winter coat and summer right around the corner, it looks like I will be calling Rita back.
- Greg M.
AWe started using Dr. Barkley in November. My dog HATES having his nails
clipped and she has such a calm sweet voice that immediately calmed him
down. Just last week my dog needed emergency surgery which Dr Barkley
performed. She has been so wonderful to us! While in the pet hospital,
she called daily, and sometimes multiple times during the day (once at
10pm!) to give us updates on how our furbaby was doing. She saved my
dog's life and I'm so grateful to her! I would recommend her to anyone!
Considering the services we received I really felt the price was VERY
reasonable, and a lot cheaper than I was anticipating!
- Andrea S.
CI got an appointment the day after I called, which was great. Most places were booked for 2 weeks. Upon arrival, the lady at the desk was very disagreeable about the cut I requested for my dog. I felt she was somewhat disrespectful. They finished her in about 2 hours. The cut was fair, but I wouldn't go back.
- Jennifer s.
AIt was very easy to drop off/pick-up my dogs and the grooming was done in a timely manner. I have used Monica for the past 6 years on and off because of my location. I would use her all the time if I could. She takes great care of my dogs and my poodles look great after she is done.
- Helen B.
AI have a silky terrier who needs a cut every 3-4 weeks. Pet Quarters does a fantastic job, and they are able to schedule us an appointment within days. You will need to drop off your pet by 9 am, and pick-up is generally between 4 pm and 5 pm.- Cheryl D.
BThis vet care clinic is large and therefore has good availability for appointments or walk ins. They take in cats/kittens (when there is room) to find homes which is a kindness. Their office is staff is approachable and welcoming and the facility is nice, well maintained. If you are looking for first class animal care, this is a good vet's office. They treat animals like humans and are very thorough. They are also very expensive and I think something recomment treatments that I feel are unneccessary for basic animal care. Expect your visit to hurt your wallet.- Katie M.
AAll Creatures gets my highest recommendation for a vets office in the Mountain Home/North Central Arkansas area. Professional, compassionate, knowledgable - and better yet affordable! Dr. Conner is just an all around nice guy, too. We no longer live in the area and don't have an opportunity to use All Creatures and finding a vet's office that measures up is not easy to do.- Katie M.
Cunknown- Veryl H.


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Hi Guys, Please is anyone aware of a Bahmni implementation in any clinic or hospital in Ghana? Or does anyone know of an Implementer who is situated in ghana? Thanks
Any Bahmni implementation in Ghana?
Have you checked the list of implementations and implementation partners?
Yes I did and there was non. I actually emailed the Bahmni coalition and they told me they don't know of any official implementations or implementers in Ghana. So they recommended ItelliSoft Kenya to me. But the project I'm working requires that the implementer should have an experience in Ghana. That's why I asked on this forum just in case there are some "unofficial" implementations in Ghana that somone knows of. Thanks for the quick response.
Am in Ghana you can contact me
Great @barnaby85, will PM you. Thanks
@ekowkoomson1 is also from Ghana.
Hi Kwaku Mensah,
Yes by God's grace I have successfully implemented Bahmni at a Health Care facility in Ghana and I reside in Ghana also.
I am more than willing to assist you, if you still need assistance with the project you're working on.
Remain BLESSED!
Happy New Year and many thanks Angshuman Sarkar, for the reference.
Haven't been in here in a while.
I trust you're doing well
I am also willing to help , although I focus more on OpenMRS Project Management issues. Let me know if you need any assistance.
Which facility? Could I get a demo?
Thanks Cynthia I will PM you.


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Karla and BKP announce all of the upcoming events in the area and talk about Valentine's Day!Read More »
MECHS Student of the Month
Congratulations to our latest Student of the Month, Aliza Flemming. She received an awesome prize pack from several local businesses. Aliza has been working so hard and she is just 1 credit away from graduating!Read More »
North Georgia Senior Living Presented by Cameron Hall: Fire and Ice Chili Cookoff
Jessi and Brian discuss the upcoming Fire and Ice Chili Cookoff and ice sculptures that will be on display.Read More »
Ask the Doc! Omega-3 and Men's Health
Dr. Ray Tidman fills in for Dr. Whaley on this week's edition of Ask the Doc! Dr. Tidman discusses the best sources for Omega-3 and talks about men's health.Read More »
Lola Baliles Brooks: Obituary
Lola Baliles Brooks March 17, 1930 – February 9, 2019 Ms. Lola Jane Brooks, age 88, of Ellijay, died Saturday, February 9, 2019. Ms. Brooks was born March 17th 1930 in Gilmer County, the daughter of the late Alex Baliles and Mae Bearden Baliles. She worked in the textile industry, working at Hampton Mills which […]Read More »
Marie Stover Lomax: Obituary
Marie Stover Lomax September 26, 1932 – February 4, 2019 Mrs. Marie Stover Lomax, age 86, of Ellijay died Monday February 4, 2019. Mrs. Lomax was born, September 26, 1932, in Gilmer County the daughter of the late Will Stover and Ethel Parker Stover. She worked for many years for Piggly Wiggly and was a […]Read More »
Annie Marie Crossman: Obituary
Annie Marie Crossman Mrs. Annie Marie (Parks) Crossman, age 78 of Ellijay, GA passed on Thursday, February 7th, 2019 at her residence. Mrs. Crossman was born on September 15, 1940 in Ellijay, GA to her late parents, Luther Parks and Mary Sluder Parks. She was a member of Crossroads Baptist Church and worked at White […]Read More »
Weekly Word Devotional
Weekly Word Devotion Stephen A. Brown, Marketplace Ministries, inc. World Revival Director, David Rivett, stated that God has a different math than he uses as an accountant. Rivett referred to Matthew 14:13-21 (5 loaves of bread + 2 fish = 5,000). One boy's Happy Meal feed a crowd of 5,000 people with 12 baskets of […]Read More »


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Christmas window display – keeping it fresh!
Nov, 2018
Last minute Christmas display
Christmas Shop Window Display
Xmas Shop Window Stickers
Christmas Shop Windows
Snowflake Shop Window Stickers
Last minute tweaks to your Christmas shop window display can make a massive difference to your High Street impact …
We're not suggesting that you forgot to do something to your Christmas window display, however, sometimes you might want a little something extra to freshen it up part way through the season. A small change or addition to the window can make an eye-catching change as Christmas draws closer. Simple changes can revitalise the whole display. There are some really easy ways to achieve a last minute shop window boost and we've summarised a few ideas. You can of course do a completely new Christmas window as Christmas approaches. For most independent retailers though, that is beyond the time and money budget. One approach that independents can take from the large retailers is putting graphics on the outside of the window. Some smaller retailers feel a bit nervous about this but it does have advantages. If you've used graphics on the outside then it's relatively easy to remove or change them without disturbing the existing display. If there weren't any graphics then it's ideal to apply them to the outside, mid season, and relatively easily the Christmas window display is new and fresh again.
A last minute change of Christmas graphics can revitalise your Christmas shop window display for the last few weeks before Christmas. Some Christmas wishes or song lyrics or some decorative items like snowflakes or baubles can really freshen up the window display.
Simple ideas at this mid-season stage can be extremely effective – such as snowflakes appearing to whirl around the product display which can work with many Christmas displays. A complete contrast to this can be Christmassy text which can be made so it can be added to the outside of the window. The new text can increase engagement with your window and make people notice it afresh during the Christmas build up. Here are links to some popular Christmas designs that might give a fresh twist to the window. How they are used and the colours selected ensures that every display is unique:
Christmas song text – ask for it to be applied to the OUTSIDE of the window and it can be put up without any damage to the existing display.
Bauble themed Christmas shop window stickers.
All Snowflake shop window sticker kits (note the sizes – there are really small ones and really large ones – it's all down to the look you're trying to achieve).
All Christmas kits.
Have an idea but want some input? Please do drop us an email and we'll send over some thoughts or kit suggestions, email@example.com . Time to get creative!
If you're looking for something more unusual then our newest additions to the range might fit the bill:
Jumbo Fairy Lights: 18 jumbo fairy lights graphics (24cm each) which can be in a mix of up to 6 colours. Quite kitsch but loads of fun!
Cake Signs – Treatment Kit: a fun Christmas idea for cafes and coffee shop windows in particular
Gingerbread Man – Scatter Kit: a really classic look, ideal for Toy Shop windows as well as coffee shop / cafe windows (Kit contains 18 gingerbread men, each 22cm high).
Paper Bag – Logo Kit for a simple bold holiday message.
All Christmas shop window designs – browse the full range.
If you've not used professional shop window vinyl before, take a look at the 1 minute video at the bottom of our homepage
Merry Christmas – Logo Kit can add a seasonal message to a window at any point in the build up to Christmas. Used here by Live Like This.
If you want to see real shop windows and hear when new products are available, please join our list (for occasional email updates, and only ever from us).
Get ready for Spring with our seasonal kits


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Train Orleans → Blois
Duration 24 - From $19
About this journey The average travel time between Orleans and Blois minutes.
- Departure station : Les aubrais orleans ( )
What's old is new again
Orleans, learn Joan of Arc history along the Loire river When in central France, it is hard not to be stunned by the beauty and class of Orléans across the river Loire.This city is deeply linked to the river. Indeed, Orléans used to be very rich during the Middle Ages, thanks to its bridges. Learn more about Orleans
Blois, a gem of the Loire Valley If you like renaissance architecture and colourful history, welcome to Blois! Located in the world-famous Loire Valley Chateaux, only 1h30 away from Paris, Blois is a 50 000 inhabitants city that will amaze you thanks you its castle and heritage. Learn more about Blois
Practical information
Save money and see more with a France Pass Wish to explore more of France; then a rail pass may be just what you are looking for; giving you extensive travel in the country of your choice! France Pass


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Asphalt 9: Legends could possibly be the game for you, as it pertains to you through Gameloft, among the most significant and best-known mobile game makers out there, and the makers of the Asphalt collection, in addition to other names like the Dungeon Hunter series, and even more casual games like Despicable Me: Minion Rush. Currently, Asphalt 9: Legends is available only for iOS devices, though a Android version is coming soon for those who own Samsung, LG, or alternative Android-powered devices. As mentioned, the game comes with a ton of real life cars, such as supercars and hypercars in Ferrari, Lamborghini, Porsche, and other iconic automakers, a customization system which lets you pick the colors and upgrades you want on your cars (as well as their components ), and simple game mechanics which don't try and make you put in a lot of effort into the learning procedure.
Nevertheless, that doesn't signify that this game will always be a walk in the park. On the contrary — after you complete the first few races, it may become more difficult to collect all the flags required to make it from one part of effort to the next. So with this in mind, we've come up with asphalt 9 legends hack pc for those novices out there — will you're new to the game, or fresh to the Asphalt collection. We are here to help you triumph and help you unlock more cars, so continue reading in the event that you're looking to do that and more!
1. Know The Basics Of The Game
Compared to other racing games of the sort, Asphalt 9: Legends doesn't make it too hard for you to drive. By default, the game controls the steering system for you, and automatically takes care of acceleration and braking, leaving you to concentrate on only two things — hitting on the ramble or nitro buttons at the right time. That's all there's to navigating the courses in this game, although you'll want to make sure you time your moves flawlessly, and utilize your own nitro in the right way in order to enhance your odds of winning. Holding the ramble button located on the left side of the screen permits you to float, using a longer hold meaning that a longer ramble, and shorter taps letting you make a small left or right turn, and tapping the nitro button at the appropriate activates your nitro and gives you a quick burst of pace. Also keep in mind that drifting refills your own nitro bar; although the game will automatically steer by default, you can not expect to make the most out of your nitro if you don't do some drifts!
In order to unlock new cars in this game, you're likely to need to complete a set of blueprints, which can be accumulated as rewards for finishing first position in races, or as part of these packs you can buy for free or purchase for in-game currency at the store. You start the game out with a Mitsubishi Lancer Evolution, but whatever the auto, or its tier, you'll want to update it regularly in the event that you would like to have an edge over the competition, can it be AI drivers or human opponents.
But there's another way in which you can enhance your nitro bar quickly, and that's by quickly tapping twice on the ramble button to do a 360 spin. This will drop you back somewhat in races, but the advantage of doing this is that you receive a big increase to your nitro, someplace along the lines of a third to 40% of the bar refilled immediately by performing this trick.
As it is a trick that could put you back, or send you careening into a different automobile, we have to remind you to only do a 360 in the right time — if you're substantially behind or ahead of the rest of the pack, and when your nitro bar is at under 50 percent. We say the two conditions need to be fulfilled before you make your car spin 360 degrees, since you do not wish to be hotdogging it out there when you're holding on to a slender lead or seeking to get some ground on the leaders, with a full bar of nitro that can look after this for you by extending your lead or helping you catch up.
3. Try To Collect Nitro Cans Should You See Them
Then again, you do not have to ramble all of the time or do fancy tricks in order to fill up your nitro bar. Randomly points on any track, you'll see blue or gold headphones of nitro in outline shape; forcing into them will enhance your nitro bar, with the gold headphones providing you with a larger increase than the blue headphones. But should you see them directly ahead of you, then by all means, drive into them, as with your nitro plays a much larger role than usual in improving your odds of winning.
The game will contact you at some point in the first"period" of effort mode that there are more ways than one to utilize your nitro. Besides the normal way where you activate your nitro, you have got Perfect Nitro, which you can activate by tapping the nitro after, then waiting until the bar hits the tiny blue line prior to tapping another time. How can these two differ from one another? As far as we've seen Pulse Nitro provides a larger speed increase than Perfect Nitro, though it doesn't last as long as the latter. Either way, why should you settle for normal, garden variety nitro whenever you've got a opportunity to up the ante with Pulse or Perfect Nitro?
5. Collect Tokens By Improving Achievements
After each race, you'll see a record of accomplishments you'll be able to complete — you may want to travel a specific distance, win a specific number of times, or perform a lot of 360's or use a lot of nitrous boosts. These are merely a few of the many accomplishments you are able to complete in Asphalt 9: Legends, and completing them will earn you a few tokens, which are the game's premium currency. Tokens can be used to buy card packs — a superior pack will cost you 65 each — or to purchase blueprints in the Legends Store. There are also special offers, where you are able to purchase tokens and coins to purchase rare, high-end cars in full form, with no demand for blueprints. Just keep enjoying the game like you normally would, and also those tokens will be adding up; should you look closely at the requirements of each achievement, you are able to continue to keep those in mind the next time you perform, and also race in such a way which you are able to complete them faster!
Flags are awarded each time you complete a challenge or requirement in a hurry (you do not necessarily have to win it), and also those flags will be important, as they permit you to progress from one season to the next.
7. Redeem Your Free Packs
As a disclaimer, you won't have the ability to acquire much loot in the free packs, but every four hours or so, the game will allow you to open totally free packs, which contain a couple of cards which normally contain blueprints. Ad packs, on the other hand, contain coins or tokens, and can be redeemed any time in the in-game shop by simply clicking on the"Play" button underneath the Ad Bundle picture and watching a movie. If you have enough tokens, you can also buy a Premium Bundle, which also comes with blueprints inside, but in larger quantity — you receive a guaranteed three cards per Premium Pack, and the content is generally rarer than what you'd receive from the free Vintage Pack.
8. Focus On Your Car's Weakest Areas
It goes without saying that you'll want to upgrade your car, rather so its score is a few points over the suggested score for any particular track. Nevertheless, in regards to certain areas you want to be updating, it would all be based on the car — normally, working on its weakest area, or areas is best recommended. The upgrades, thankfully, are not too complex — update Top Speed and Nitro if you're trying to improve your vehicle's speed, and update Acceleration and Handling in the event that you would like it to maneuver better over the monitor. There are also parts that you can install to further enhance a specific stat, however you likely won't encounter them too often — they are available inside card packs, and also can be won in effort races, but this won't happen too often, as far as we've seen so far.
9. Replay Campaign Races
Those upgrades will get more expensive as you progressively level up each of those four stats; your coins will largely go to the individual stat upgrades per car, and you may end up running out of them earlier rather than later. So what's to do if you're looking to earn additional money for all those all-important upgrades? The answer is to replay races you have already completed in order to earn some quick and easy coins. You won't earn as much as you did the first time round, as the onetime bonus for earning a flag will no longer employ. But as long as you have got enough gas, grinding it out is a fantastic way to add to your coin totals, particularly in the event that you have not collected all of the possible flags. As for refilling your gas, each unit of gas refills every five minutes, even though you will have the choice to refill your entire tank in just five minutes, no matter if it's totally empty.
When talking about the principles of winning races in Asphalt 9: Legends, there are a few things that you want to remember if you're looking to accumulate those flags and complete those challenges.
Revisiting what we had told you sooner, completing a challenge won't always ask that you win a race. You will finish first position, but if you do not complete the race in 50 seconds, if required, you won't receive a flag for that. Observe the requirements and work toward meeting them — flags permit you to go from one season to another, and, if you're still in the early stages, permit you to unlock more game modes!
As for the real races, it's crucial that you're alert to your nitro bar. Do not let it sit too long while fully filled with, because that is a shortcut to getting overtaken by a slew of cars. Neither should you let it sit empty for too long! Drifting, pulling off tricks like 360's, barrel rolls, and flying off ramps will fill up your nitro bar, so you may resort to this if you need to fill up your nitro bar quickly.
Bumping into cars or objects will slow you down, and as you will finish certain accomplishments by bumping into a given variety of cars or objects, or knocking cars outside, this generally won't do you any good if you're chasing first place. Tap gently on the ramble button to maneuver out of the way, but do not make those taps in quick succession, as your car could end up performing a 360 unintentionally! Also, going off could also help you move ahead of the pack, or increase your lead, however if your car gets TouchDrive (automatic steering, acceleration( and brakes) activated, you may not have the ability to reach them if they are out of the way.


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Therefore the lighting in this room needs to be sufficient in order to accommodate such a wide variety of different uses. This is easily achieved by using lighting that is both flexible in quantity and quality. And, instead of having just one mediocre light bulb hanging from the centre of the room - you can go wild and give your imagination a run for its money by incorporating downlighters, recessed lighting, decorative table lamps, reading lamps, wall lights, maybe picture lights as well to highlight an interesting object, and of course your pendant lighting or chandeliers.
Generally, many households tend to have an insufficient number of light fittings to completely satisfy the lighting requirements of the room. A pendant and a few lamps, floor and table lamps, for example, are generally not enough to do justice to living rooms which also tend to be quite large in comparison to other rooms in the house.
When selecting lamps for the living room, pick a fixtures that are good to look at whether the light is on or off. The lamps need to be placed where they will not obstruct the view. The height of most living room lamps is 26-34 inches tall. To determine the height without looking up, you may sit on a chair near the table where the lamp is and check if the shade bottom must not be higher than your eye level. Choose a sturdy-based lamp with adequate weight so it won't easily be knocked off with accidental bumps. Light sources in a room must be positioned 10 feet from one another.
Lise Hector Lighting Thursday October 11th, 2018 01:07:07 AM
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Steel Rats v1.02 (upd.31.01.2019) - CODEX
Full game FREE DOWNLOAD Latest version v1.02 (upd.31.01.2019) TORRENT CODEX
Steel Rats PC free download torrentSteel Rats - racing arcade with elements of a shooter, where you have to fully feel part of a powerful biker team. The story will tell you about the invasion of robots on the territory of our planet, with which you will lead a fierce struggle. Embark on a distant and most dynamic journey in which you will resist the destruction of the planet, trying to eliminate as many supporters of the enemy forces as possible. You will enter a retro-futuristic city, where the main actions will take place.
You are waiting for dynamic battles, racing at high speed and merciless shooting with rivals. Use to achieve your goal a variety of fighting techniques and tricks that will allow you to hit the spot in a huge number of enemies. Your main weapon in this fantastic fight will be your bike, which you should always keep in a line, and also try to improve it comprehensively. Take part in the melee, and then go at maximum speed in a mad battle with robots. In your gang there will be four people, each of whom is endowed with special skills and abilities that can be of great use in one or another situation.
About This Game
- Title: Steel Rats
- Genre: Action Racing
- Developer: Tate Multimedia
- Publisher: Tate Multimedia
- Release year: 2018
- Steam link: https://store.steampowered.com/app/619700/Steel_Rats/
- Release Name: Steel.Rats-CODEX
- Game Version: v1.02 (upd.31.01.2019)
- Game Releaser: CODEX
- Size: 4.16 GB
- Available Languages: English French Italian German Spanish - Spain Polish Portuguese Russian Portuguese - Brazil
System Requirements
MINIMUM:Requires a 64-bit processor and operating system
OS: Win 7 or newer
Processor: Intel Core 2 Duo E8400 / AMD Phenom II X4 940
Memory: 4 GB RAM
Graphics: GeForce GT 630 / Radeon HD 7570
DirectX: Version 11
Storage: 6 GB available space
Sound Card: DirectX compatible sound card
RECOMMENDED:Requires a 64-bit processor and operating system
- To start, you need to download the game files.
- Then, unpack the archive with «WinRar» or an analog.
- Mount the resulting image in the «UltraISO» program.
- Install the game, agreeing with the installation wizard.
- Download & install Update 1 / 2, in game folder.
- Copy the contents of the folder «CODEX» to the folder with the game.
- Lock the game folder in the Windows firewall.
- Play!
Download update only: Steel.Rats.Update.2-CODEX [ 1.75 GB ]
Download update only: Steel.Rats.Update.1-CODEX [ 168.99MB ]
Download Steel Rats v1.02 (upd.31.01.2019) - CODEX [ 4.16 GB ]
steel_rats-codex.torrent (downloads: )How to download this game ?
This game has been updated 31-01-2019, 16:26 to the latest version v1.02 (upd.31.01.2019).


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Getting businesses to advertise on your podcast, either at the beginning or end or both is a great way to create a revenue through podcasts. Most businesses won't be keen to advertise on your podcast until you can prove a large number of listeners. Therefore, it is unlikely you will be able to start out from the get-go with sponsors. But once you accumulate regular listeners or a high number of downloads from iTunes, you can start to sell advertising space on your podcasts.
Just like to add 1 additional "CON" to the list of Pros and Cons of Clickbank. Their rule on paying out the commissions earned. You must have 5 sales all from different credit card accounts before they will pay you what you have earned. That flat out sucks!. Affiliates work hard to get even 1 sale and because of Clickbanks rule, lose that money over time if they cannot get another 4 sales, the commission keeps reducing steadily if 4 more sales are not forthcoming. Clickbank has got to change that rule, which many feel is illegal!. A sale, is a sale, and the commission must be paid out. Basically, Clickbank is "Ripping-Off" affiliate marketers.
Multi-vendor marketplaces, like ThemeForest, can be very successful. Chose a niche and create a vendor website for it. Your marketplace could be anything, from a platform for local artists to sell their work on, to an online digital product store. Once set up, invite people in that industry to sell their products on your site. You take a percentage of their profits when items sell.
FlexJobs is 100% legit. While it may not be necessary for everyone, if you have limited time available to dig around on the internet and vet companies for legitimacy it's well worth the investment. They research each job lead to make sure it is truly remote or flexible and it isn't a scam. I've had a membership for a very long time and find it well worth the small investment.
It doesn't pay much, but if you're a healthy person and want to make a bit of extra money online, the AchieveMint app will reward you for doing things like walking, tracking your food, or taking health surveys. AchieveMint works by connecting to fitness apps you might already be using like Fitbit, RunKeeper, Healthkit, and MyFitnessPal and then giving you points for certain actions. For every 10,000 points, you earn $10 with no limit on your earnings.
This book doesn't lead you by the hand and tell you how to do every last thing. It can't and Greene didn't attempt to do that. You have to do the work yourself to reap the rewards. Greene simply points out that Clickbank isn't the get rich quick scheme everyone seems to be looking for and then he tells you how you can actually work to turn it into a great passive income source.
We'll go into more details regarding each step but let me give you a quick overview of each. The product/offer is the ClickBank product you'll be promoting. This might seem like it's simple enough but screwing up this step could potentially hinder you from earning a single cent because the other steps are built on top of it. Product research has its own separate section below.
Proz.com is a site where you can get paid to translate all kinds of documents, including files and even conversations. The site provides you with an opportunity to list your services as a translator. They offer opportunities in Spanish, German, Italian, Chinese, Arabic, Japanese and other languages, and specialize in legal, medical, technical and other fields.
Ever since the idea of online auctions came into existence, the online selling market has been on the rise. Many are interested, but don't know how to get started. There are still all kinds of ways to make money by selling online, whether you're selling what you already have or buying and selling like a store. Before we get started, here are a few general tips when selling anything online:
Amazon Mechanical Turk is a service that lets you make money online through doing paid microtasks. Each task is something simple that requires human interaction like rating search results, checking for the right spelling on search terms, categorizing the tone of an article, or even basic translating. You can do these tasks from anywhere you want and make money online from the world's largest e-retailer.
Great list! I have another to consider that I personally have 35+ years experience providing. Clean up litter outside commercial properties on foot using inexpensive hand tools. It's almost as easy to do as going for a walk! I started doing this as a side gig in 1981 and soon grew it into a profitable full-time business. I share my experience in my book, Cleanlots.
Creating a video series and selling it as a digital download on your blog, much like an eBook, can be another great seller. A video course, teaching viewers a specific skill or how to achieve a particular activity, may well resonate with your audience. If you are going to go down this route then your videos need to be as professional as possible so you should consider investing in some video and lighting equipment, as well as editing software.
If you're looking for inspiration, my friend Michelle Schroeder-Gardner of the website Making Sense of Sense has become the expert on all things affiliate marketing. Michelle earns more than $100,000 per month from her blog and the bulk of her income comes from affiliate sales. Michelle has had so much success with affiliate marketing that she even has her own course called Making Sense of Affiliate Marketing.