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Infographic: Learn the Basics of Credit Reports and Scores
Learn how to get a copy of your credit report and fix any errors in it. This will help you improve your credit score.
Your credit report and score can affect your ability to get a loan, rent an apartment, or even qualify for a job.
A credit report shows your bill payment history, current debt, and other financial info. Companies and lenders use your credit report to calculate your credit score—a number usually between 300 and 850.
The higher your score, the lower your interest rate may be for a loan or credit card.
Learn three ways to improve your credit report and score:
- Check your credit report. Get a free report yearly from Equifax, Experian, and TransUnion at the official site AnnualCreditReport.com. Check for errors and for fraudulent accounts.
This report does not include your credit score.
- Fix errors. Write to the credit reporting agency and information provider (bank, credit card company, etc.) detailing any errors or fraud. They're required to investigate. Keep a copy of your correspondence.
- Know your credit score. Check your score for free on your credit card statement or online account or buy it from a credit reporting agency. Paying bills on time and reducing debt can help improve your score.
Learn more at usa.gov/credit-reports.
- Check your credit report. Get a free report yearly from Equifax, Experian, and TransUnion at the official site AnnualCreditReport.com. Check for errors and for fraudulent accounts.
Credit Reports
Credit reports contain information about your bill payment history, loans, current debt, and other financial information. They show where you work and live and whether you've been sued, arrested, or filed for bankruptcy.
Credit reports help lenders decide whether or not to extend you credit or approve a loan, and determine what interest rate they will charge you. Prospective employers, insurers, and rental property owners may also look at your credit report.
It's important to check your credit report regularly to ensure that your personal information and financial accounts are being accurately reported and that no fraudulent accounts have been opened in your name. If you find errors on your credit report, take steps to have them corrected.
Free Credit Reports
You are entitled to a free credit report from each of the three credit reporting agencies (Equifax, Experian, and TransUnion) once every 12 months. You can request all three reports at once, or space them out throughout the year. Learn about other situations in which you can request a free credit report.
Request your free credit report:
Online: Visit AnnualCreditReport.com
By Phone: Call 1-877-322-8228. Deaf and hard of hearing consumers can access the TTY service by calling 711 and referring the Relay Operator to 1-800-821-7232.
By Mail: Complete the Annual Credit Report Request Form and mail it to:
Annual Credit Report Request Service
PO Box 105281
Atlanta, GA 30348-5281
If your request for a free credit report is denied:
Contact the credit reporting agency (CRA) directly to try and resolve the issue. The CRA should inform you of the reason they denied your request and explain what to do next. Often, you will only need to provide information that was missing or incorrect on your application for a free credit report.
If you are unable to resolve your dispute with the CRA, contact the Consumer Financial Protection Bureau (CFPB).
Credit Scores
A credit score is a number that rates your credit risk at one point in time. It can help creditors determine whether to give you credit, decide the terms you are offered, or the rate you will pay for the loan. Having a high score can benefit you in many ways, including making it easier for you to obtain a loan, rent an apartment, and lower your insurance rate.
The information in your credit report is used to calculate your credit score. A credit score is calculated based on your:
- payment history
- balances outstanding
- length of your credit history
- applications for new credit accounts
types of credit accounts (mortgages, car loans, credit cards)
It's important to make sure your credit report is accurate, because it can affect the accuracy of a credit score. You can have multiple credit scores, created by different companies or lenders that use their own credit scoring system.
Your free annual credit report does not include your credit score, but it's available, often for a fee. You can get your credit score, from several sources, such as your credit card statement or buying it from one of the three major credit reporting agencies. When you buy your score, you often get information on how you can improve it.
Credit Freeze
Placing a credit freeze allows you to restrict access to your credit report. This is important after a data breach or identity theft when someone could use your personal information to apply for new credit accounts. Most creditors look at your credit report before opening a new account. But if you've frozen your credit report, creditors can't access it, and probably won't approve fraudulent applications.
You have the right to place or lift a credit freeze for free. You can place a freeze on your own credit files and on those of your children age 16 or younger.
Place a Credit Freeze
Contact each credit reporting agency to place a freeze on your credit report. Each agency accepts freeze requests online, by phone, or by postal mail.
Online: Experian Freeze Center
Phone: 1-888-397-3742
By mail, write to:
Experian Security Freeze
PO Box 9554
Allen, TX 75013
Online: Equifax Credit Report Services
Phone: 1-800-685-1111
By mail, write to:
Equifax Information Services LLC
PO Box 105788
Atlanta, GA 30348-5788
Online: TransUnion Credit Freezes
Phone: 1-888-909-8872
By mail, write to:
TransUnion LLC
PO Box 2000
Chester, PA 19016
Online: Innovis Freeze Options
Phone: 1-800-540-2505
By mail, write to:
Innovis Consumer Assistance
PO Box 26
Pittsburgh, PA 15230-0026
Your credit freeze will go into effect the next business day if you place it online or by phone. If you place the freeze by postal mail, it will be in effect three business days after the credit agency receives your request. A credit freeze does not expire. Unless you lift the credit freeze, it stays in effect.
Lift a Credit Freeze
If you want lenders and other companies to be able to access your credit files again, you will need to lift your credit freeze permanently or temporarily. Contact each credit reporting agency. Some require you to use a PIN or password to lift your credit freeze. You can lift your credit freeze as often as you need to, without penalties.
It takes one hour for a lift request to take effect if you place it online or by phone. It can take three business days if you request the lift by mail.
Credit Reporting Agencies
A credit reporting agency (CRA) is a company that collects information about where you live and work, how you pay your bills, whether or not you have been sued, arrested, or filed for bankruptcy. All of this information is combined together in a credit report. A CRA will then sell your credit report to creditors, employers, insurers, and others. These companies will use these reports to make decisions about extending credit, jobs, and insurance policies to you.
You are entitled to order (every 12 months) a free copy of your credit report from each of the major credit reporting agencies (Equifax, Experian, and TransUnion) through AnnualCreditReport.com. This website is the only one that is government authorized to provide you with free copies of your credit report.
You can also contact the credit agencies directly if you need to dispute information in your report, place a fraud alert or security freeze on your credit file, or have other questions.
- Equifax or by phone at 1-866-349-5191
- Experian or by phone at 1-888-397-3742
- TransUnion or by phone at 1-800-916-8800
File a Complaint
Credit reporting agencies (CRAs) are not operated by the government, but you can still file a complaint about them to the federal government. Some reasons for filing a complaint include:
- dissatisfaction with the outcome of a dispute with a CRA
- the CRA doesn't respond to your dispute request
- credit report was used improperly
- inability to get a copy of a credit report or score
- problems with credit monitoring or identity protection services.
File a complaint about a credit reporting agency to the Consumer Financial Protection Bureau online or by phone at 1-855-411-2372.
Errors on Your Credit Report
If you find errors on your credit report, write a letter disputing the errors and send it (along with supporting documentation) to the following:
- Credit reporting agency (Equifax, Experian, or TransUnion)
- Information provider (bank, credit card company, or other organization that provided the credit reporting agency with inaccurate information)
Find a sample dispute letter and get detailed instructions on how to report errors.
Under the Fair Credit Reporting Act, both the credit reporting agency (CRA) and the information provider are responsible for correcting inaccurate or incomplete information in your credit report.
If the errors have not been corrected after you've disputed them in writing, you can file a complaint with the Consumer Financial Protection Bureau (CFPB).
Negative Information in a Credit Report
Negative information in a credit report can include public records--tax liens, judgments, bankruptcies--that provide insight into your financial status and obligations. A credit reporting company generally can report most negative information for seven years.
Information about a lawsuit or a judgment against you can be reported for seven years or until the statute of limitations runs out, whichever is longer. Bankruptcies can be kept on your report for up to 10 years, and unpaid tax liens for 15 years.
Fixing Errors in a Credit Report
Anyone who denies you credit, housing, insurance, or a job because of a credit report must give you the name, address, and telephone number of the credit reporting agency (CRA) that provided the report. Under the Fair Credit Reporting Act (FCRA), you have the right to request a free report within 60 days if a company denies you credit based on the report.
You can get your credit report fixed if it contains inaccurate or incomplete information:
- Contact both the credit reporting agency and the company that provided the information to the CRA.
- Tell the CRA, in writing, what information you believe is inaccurate. Keep a copy of all correspondence.
Some companies may promise to repair or fix your credit for an upfront fee--but there is no way to remove negative information in your credit report if it is accurate.
File a Complaint
If you have a problem with credit reporting, you can file a complaint with the Consumer Financial Protection Bureau (CFPB).
Equifax Data Breach
Equifax, one of the three major credit reporting agencies in the U.S., announced a data breach that affects 143 million consumers. The hackers accessed Social Security numbers, birthdates, addresses, and driver's license numbers.
Equifax has launched a tool that will let you know if you were affected by the breach. Visit Equifax's website dedicated to this breach to learn if you were impacted. You will need to provide your last name and the last six numbers of your Social Security number.
If you are impacted, Equifax offers you a free credit monitoring service, TrustedIDPremier. However, you won't be able to enroll in it immediately. You will be given a date when you can return to the site to enroll. Equifax will not send you a reminder to enroll. Mark that date on your calendar, so you can start monitoring your credit as soon as possible.
If you detect suspicious activity on your credit report due to the breach, learn how to report it immediately.
The FTC also offers more information to protect yourself after a data breach. Learn how to report and recover from identity theft at IdentityTheft.gov.
Medical History Report
A medical history report is a summary of your medical conditions. Insurance companies use these reports to decide if they will offer you insurance. You have the right to get a copy of your report from MIB, the company that manages and owns the reporting database.
Sources of Information for a Medical History Report
If you reported a medical condition on an insurance application, the insurer may want to report it to MIB. An insurer can only share your medical condition with MIB if you give written permission. If you do give permission, the condition will be included in your medical history report.
Your medical history report does not include your complete medical records. Doctors, hospitals, pharmacies, and other health professionals can't submit information to MIB. The report won't include every diagnosis, blood test, or a list of your medicines.
A piece of information stays on your report for seven years. Your report can only be updated when you apply for an insurance policy with an MIB-member company, and give them permission to submit your medical conditions to MIB.
How Insurers Use Medical History Reports
When you apply for insurance, the insurer may ask for permission to review your medical history report.., An insurance company can only access your report if you give them permission. The report contains the information you included in past insurance applications. Insurers read these reports before they'll approve life, health, long-term, critical illness, or disability insurance applications.
Request Your Free Medical History Report
You have the right to get one free copy of your medical history report, also known as your MIB consumer file, each year. You can request a copy for:
- Yourself
- Your minor child
- Someone else, as a legal guardian
- Someone else, as an agent under power of attorney
You can request a medical history report online from MIB or by phone at 1-866-692-6901.
Not everyone has a medical history report. Even if you currently have an insurance plan, you won't have a report if:
- You haven't applied for insurance within the last seven years
- Your insurance policy is through a group or employer policy
- The insurance company isn't a member of MIB
- You didn't give an insurer permission to submit your medical reports to MIB
Medical ID Reports and Scams
Use your medical history report to detect if you are a victim of medical ID theft. You may be a victim if there is a report in your name, but you haven't applied for insurance in the last seven years. Another sign of medical ID theft is if your report includes illnesses that you don't have.
File a Dispute
Review your report to verify that it only includes medical conditions that you have. Request a re-investigation if your report is incorrect. Email your dispute to firstname.lastname@example.com or write: MIB Disclosure Office, 50 Braintree Hill Park, Suite 400, Braintree, MA 02184. Report unresolved disputes to the Consumer Financial Protection Bureau.
Do you need help?
Ask us any question about the U.S. government for free. We'll get you the answer or tell you where to find it.
What you think matters!
Last Updated: February 11, 2019


text: ten ocho recon scout 10,490 Posted August 17, 2018 And for the record, im not saying to or not to sign Corbin. I wanted a bat this winter. But no way around it, we need to sign pitching. Again. 1 Tank reacted to this Share this post Link to post Share on other sites

subset: commoncrawl


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You may not know what you want to study or what college you want to attend just yet, but one thing is certain — you want money to help you pay for it! That's where scholarships can help, and the sooner you start, the better. Now that you're a high school freshman, you have literally hundreds of new scholarships available that you may be qualified for. Start searching through this directory of scholarships for high school freshmen and apply online today. For even more scholarships, fill out a free Unigo profile to discover your personalized list of possible awards.
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In continuation of our investigative series, Debt Deception, iWatch reporter Ben Hallman is interested in learning more about "payday" lenders — firms who give small, short-term loans intended to cover a borrower's expenses until his or her next payday.
In 2009, Americans borrowed an estimated $42 billion in short-term payday loans. These loans, issued by specialty lenders and check cashing operations along with some traditional banks and credit unions, often come with high fees and interest rates.
If you've ever applied for such cash advances, we'd like to hear more about your experience. Your insights will help guide our reporting for a new story.
What do you know about payday loans? Help our reporters by telling us your experience.
Interested in learning more about the Public Insight Network? Read about how you can assist award-winning investigative journalists by sharing your expertise.
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Why Mark Zuckerberg's Senate hearing could mean little for Facebook's privacy reform
Analysis: The social media company's big lobbying and campaign investments could shield it from talk of significant regulations
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States wrestle with impending retirement crisis as pensions disappear
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What do AT&T, Verizon and Crown Castle International Corp have in common? The largest institutional shareholders of each includes firms like: Vanguard, BlackRock, State Street (the "Big Three"), Invesco, Fidelity (FMR), JP Morgan, Wellington Management, Geode, T Rowe Price, Bank of America, and other of the largest money-management and investment firms, whom operate collaboratively (even comprising the largest shareholders of each other), forming virtual monopolies amongst the largest "competing" corporations, in most every single industry, via large share holdings. (source = http://investors.morningstar.com/ownership/shareholders-major.html?t=CCI) These are the same firms whom also largely own the third largest telecom, T-Mobile. The own the largest… Read more »
I've a theory that the supposed "Trade Wars" and "sanctions" and political/military strife going on between the U.S., China, Russia, etc. are merely distractions, serving to divert attention away from the growing authoritarianism and Oligarchic control spreading across the globe. "Nationalism" is being used as a propagandist covert means of continued increasing Globalism. As this article states: "A Russian woman stood up to speak at one of these public meetings, and she said that when she lived in Russia, the government slam dunked her and she had no say," King said. "Now she lives in the United States of America,… Read more »
Marx was right about capitalism . Capital gets more and more concentrated in fewer and fewer hands. There is no way out of this greed. We need socialism!
5g is a kill grid. The depployment of this weapon is an act of terroism genocide and ecocide. The marketers need to be jailed as terrorists.


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I have a fight next Saturday June 15th. Im currently 178 this morning, I need to weigh 170 Saturday at 5pm and expect to fight around 8pm. I know I shouldnt cut a lot of water but dont want to train extremely hard this week as im trying to recover as it is. I plan to do my regular training Monday and Tuesday and take off the rest of the week to rest. I started at 192 pounds and have lost them in the last few weeks naturally but have seemed to hit a plateau. What protocol would you suggest I use doc.
Is your obsession with Reese's and Pringles derailing your weight loss efforts? It might be if you're not using the self-checkout kiosks at the grocery store. Let us explain: According to a study by IHL Consulting Group, impulse purchases dipped 32.1 percent for women and 16.7 percent for men when they scanned their items and swiped their credit card on their own. Although not all impulse buys are bad for your belly, a whopping 80 percent of candy and 61 percent of salty-snack purchases are unplanned.
"I wish people knew that almond milk is no nutritional match to cow's milk. In addition to being a great source of calcium and potassium, a cup of cow's milk has eight grams of protein, which is about the same as a whole egg. Almond milk has only 1.5 grams of protein and can have added sugar when people buy the flavored or sweetened versions. Protein is important for making us feel full and energized longer, and that's key for being able to have a productive weekday morning," Libby Mills, MS, RDN, LDN, Spokesperson for the Academy of Nutrition and Dietetics tells us in 22 Top Weight Loss Tips, According to Nutritionists.
Stavrou, S., Nicolaides, N. C., Papageorgiou, I., Papadopoulou, P., Terzioglou, E., Chrousos, G. P., … Charmandari, E. (2016, July 31). The effectiveness of a stress-management intervention program in the management of overweight and obesity in childhood and adolescence. Journal of Molecular Biochemistry, 5(2), 63–70. Retrieved from https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4996635/
Even if you fill up on produce, lean proteins, and whole grains, according to British Journal of Nutrition findings, when you think about the quality of your diet, you're likely forgetting about all the unhealthy food that also finds its way to your mouth. People tend to exaggerate the good foods they eat and underestimate the bad stuff, says study author, Kentaro Murakami, PhD of Japan's University of Shiga Prefecture. While it's not necessarily intentional, it's likely one of the reasons why it's so hard for people to lose weight. For example, you might grab a handful of candy at a co-worker's desk or a sample at the mall and then forget about it altogether. Our advice: To get a more accurate overview of your diet, keep a detailed food journal on your phone—yes, that means you should include that food court sample, too. Whether you snap photos or keep a written log is totally up to you—both tactics will work. The more food records dieters kept over the course of 30 months, the more weight they lost, a study in the American Journal of Preventive Medicine found.
Okay, we know this probably isn't the most appealing idea. Especially if you are looking for the fastest way to lose weight, you want to get right to it and skip talking to anyone. But trust us — talking to someone before starting your weight loss regimen can be beneficial. As Prevention.com reveals, nutritionist have more knowledge on this subject than any diet book or infomercial.
If you're a European or English yogi, then you can easily stay close to home for your get-into-shape holiday. This makes it much easier to incorporate everything you learn into your new, healthy life. Plus, you are close enough to the retreat that you might meet a few friendly neighbors. And isn't that so cool that you can build a health-focused community so easily?
But most important, stress-wise, is the immersion in nature. This corner of the Canadian Rockies is one of the most strikingly beautiful places anywhere: crystalline mountain lakes, endless blue skies, fields festooned with wildflowers. Many guests come to Mountain Trek for the fantastic hiking alone—quite a few during my recent visit were here after searching online for luxury hiking trips. But even if they didn't know what they were signing up for with the more rigorous elements of the program (forgoing caffeine, sugar and alcohol; putting in long hours of exertion), they quickly became converts.
Of course, many guests—whom one program director described as type A's, double A's and triple A's, even if they aren't all super-fit—come for the results, not just the high. And we were pleased. One guest dropped nearly nine pounds his first week and ten his second. After one week, I'd taken off just about all the fat I'd put on after I was sidelined by an injury several months ago. My skin glowed, the dark circles under my eyes looked lighter, and I genuinely felt rested.
People come from all over the world to experience a week, a month, or longer at our fitness resort. People come to get in better shape, to get a kick start towards a weight loss goal, and/or to relax by the pool, fish in the streams, detox, stop smoking, and gather with family and friends. Boasting a beautiful property at a Natural Bridge, affordable rates, and southern hospitality, our health spa has something for everyone.
Unfortunately, metabolic compensation isn't your body's only strategy to prevent weight loss or encourage weight gain. Hunger hormones – leptin and ghrelin – are also at play. Fat cells produce leptin, which tells your brain when you're full. Fat cells also shrink when you lose weight, producing less leptin and meaning you don't feel as full. Strike one. Ghrelin, produced by the stomach, tells the brain it's time to refuel. When you lose weight, ghrelin levels rise, prompting you to want to eat more frequently. Strike two. Research suggests that neither leptin levels nor ghrelin levels return to a normal baseline for at least a year.
Belly Fat! Without doubt, one of the most common and dangerous types of fat. Losing it is not only important from an aesthetic point of view but it's also essential for health reasons. Excessive abdominal fat, also referred to as visceral fat, can form within your abdomen between your organs and secrete proteins that can potentially lead to type 2 diabetes, heart disease and some cancers. There's good news though - losing this fat is easier than most people think as long as they have the correct advice. Our latest FREE ebook offers 81 tips to lose this stubborn form of fat.
"Repetition builds rhythm. Be boring. Most successful losers have just a couple of go-to breakfasts or snacks," says registered dietitian Lauren Slayton. "Make an effort to pinpoint these for yourself. 'Hmm, I'm starving what should I have?' doesn't often end well. You can change the rotation every few weeks, but pre-set meals or workouts on certain days will help tremendously."
When I first stared with Slimming World I started posting all of my meals on Instagram with the hashtag "slimmingworld". This gained me more and more followers and support so it really spurred me on to lose more weight 🙂 As I became more confident I decided to start this blog. Being a web designer does make things slightly easier.. but there are plenty of free blogging websites out there. For anyone who enjoys writing in a diary it's perfect.
If stone fruits aren't your thing, peel a banana instead and watch your belly bloat disappear. A study in the journal Anaerobe found that women who ate a banana twice daily before meals for two months reduced belly bloat by 50 percent. Researchers believe this is because bananas are packed with potassium, which can reduce water retention. The yellow fruits are also a good source of fiber, which will keep you feeling full.
Starving yourself is certainly not a good idea. But if you're otherwise healthy, a brief period of extreme calorie restriction isn't likely to hurt you. You should tell your doctor what you're doing, and be sure to include protein in your diet (70 to 100 grams per day). Take a multivitamin, and eat potassium-rich foods (tomatoes, oranges, and bananas).
In this diet-induced weight-loss trial, higher baseline plasma PFAS concentrations were associated with a greater weight regain, especially in women, possibly explained by a slower regression of RMR levels. These data illustrate a potential novel pathway through which PFASs interfere with human body weight regulation and metabolism. The possible impact of environmental chemicals on the obesity epidemic therefore deserves attention.
Intentional weight loss is the loss of total body mass as a result of efforts to improve fitness and health, or to change appearance through slimming. Weight loss in individuals who are overweight or obese can reduce health risks,[1] increase fitness,[2] and may delay the onset of diabetes.[1] It could reduce pain and increase movement in people with osteoarthritis of the knee.[2] Weight loss can lead to a reduction in hypertension (high blood pressure), however whether this reduces hypertension-related harm is unclear.[1][not in citation given]
For a UFC fan, it's interesting to know that my idols does all this in preparation for the fight. Diet as i may say as a nurse, is rather uncomplicated yet very dangerous to once health when done wrong. Dehydration can jeopardize your health specially if you did this without any supervision with a specialized doctor. It can bring your heart to stop, a possibility of long term effects of illness, hypertension can be triggered and comatose in some instances. Though this is interesting for those who wants to lose weight fast, this stuff or diet is not suited for normal people who have normal office jobs or people who isn't fighting. Overall I would say its dangerous yet very intriguing.
Plus, working out early could mean you get more sunlight, which is key to properly setting your body's internal circadian rhythm. In one study, people who basked in bright sunlight within two hours after waking were thinner and better able to manage their weight than those who didn't get any natural light, regardless of what they ate throughout the day.
What smells like an exotic vacation and can shrink your waist faster than your favorite Zumba class? You got it: coconut oil. A study of 30 men published in Pharmacology found that just two tablespoons per day reduced waist circumference by an average of 1.1 inches over the course of a month. However, the health benefits of coconut oil are still debated—coconut oil is high in saturated fat. But that's not necessarily a bad thing; it's in the form of medium chain triglycerides (MCTs), which aren't processed in the body the same way long chain triglycerides (LCTs). A study published in International Journal of Obesity and Related Metabolic Disorders found that when MCTs replaced LCTs in the diets of overweight women, they were less likely to gain weight.
Low-T often goes undiagnosed and untreated because the symptoms of Low-T are similar to those caused by other medical conditions. Among men with Low-T, only half to two-thirds report symptoms. A simple blood test can determine if symptoms such as decreased energy levels, sleep problems, increased body fat, and depression are a result of low testosterone.
Why a top-pick? Many weight loss retreats develop their programs around a specific exercise schedule and predetermined nutritional goals. At Kripalu, participants spend more time delving into why they eat and what they can do to make healthier choices. Dieters don't go home with a specific meal plan to follow, but they have the opportunity to connect with others so that they can continue to build on the foundation that they establish at Kripalu.
In a new study, Stanford University researchers put more than 600 overweight adults on either a healthy low-fat or low-carb diet. It turns out, participants had similar levels of weight loss success on each plan. Researchers looked for clues (such as insulin levels and gene patterns) to see if there are any factors that might make someone more successful on either diet, but after combing through the data, they were not able to make any connections. Since it may take years before scientists discover individual traits that could lead to more success on one plan compared to another, for now, we can learn a lot — and lose a lot! — by recognizing the dieting advice that all experts agree on.
High-intensity circuit training is similar, only it incorporates resistance training, too. The principle: Do a strength exercise like a squat repeating the motion for a certain amount of time, rest, and then do another strength move. It's different than traditional resistance training because the rest periods are shorter—usually less than 30 seconds—and the exercises chosen work large muscle groups in order to raise your heart rate. "Our approach combines aerobic and resistance training into a single exercise bout," write the paper's authors, Brett Klika, CSCS, and Chris Jordan, CSCS, CPT, in Health and Fitness Journal.
Stavrou, S., Nicolaides, N. C., Papageorgiou, I., Papadopoulou, P., Terzioglou, E., Chrousos, G. P., … Charmandari, E. (2016, July 31). The effectiveness of a stress-management intervention program in the management of overweight and obesity in childhood and adolescence. Journal of Molecular Biochemistry, 5(2), 63–70. Retrieved from https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4996635/
how to lose your belly fat for women
Nothing beats breakfast in your PJs, but if you put a bit of effort into what you wear prior to chowing down, it could impact your physique. You can keep your goals front and center by dressing up before a meal, Clinical psychologist Katie Rickel tells us in If You Weigh Over 170 Pounds, Here's What You Need To Do To Lose Weight. Showing that you care about your appearance is a great reminder to eat in a way that reflects that, whether you're throwing on business attire or a pair of jeans.
The Lenox Health Resort Weight Loss Program at Canyon Ranch eschews what it calls "tedious, cookie-cutter weight-loss directives and dreary menus" and instead offers guests a whole-person program with access to top experts in nutrition, exercise physiology, life management, and lifestyle medicine – all working to tailor the best weight loss plan for each guest. Stays range from 1 week and longer, with an all-inclusive no-tipping plan with meals and lodging.
On the raw food diet you can eat anything that is unprocessed and uncooked, so knock yourself out with your choice of organic fruit and veg, nuts, seeds, beans, seaweed and purified water. The creators of this diet are very strict about one thing, that only 75% of food must be heated over 116°C. Fancy living on a diet of only raw vegetables? No, neither do we!
Thanks for the question here…when we say each gram of carbs holds on to 2.7g of water, that's a little different than your protein question. Essentially what we're saying is that for every gram of carbohydrate stored in the muscle, for example, 2.7 grams of water are literally bound up in that carbohydrate molecule. Likewise, when each gram of carb is depleted from the body, 2.7 grams of water are lost. So it's simply a body weight issue. Lose 200 grams of carbohydrate from the body through exercise and a low carb diet, and close to 600 grams of water disappear too. Combined, that's almost 2 pounds of weight lost. Cool, huh?
A great way of getting around this problem is to try and make at least one social activity between you and your friends revolve around fitness. So whether that's building up a tennis league within your group, going for a long country walk instead of being sat down the pub or joining a weekly fitness class together, you will be able to see your mates as well as keep your weight loss on track.
In a diet-induced weight-loss setting among overweight and obese individuals, higher baseline plasma PFAS concentrations were significantly associated with greater weight regain, especially in women, accompanied by a slower regression of RMR. These findings suggest that environmental chemicals may play a role in the current obesity epidemic. More studies are warranted to elucidate the mechanisms underlying the link between PFAS exposure and weight regulation in humans.
Fit Body Weight Loss is an all-natural, holistic weight loss clinic based in Gilbert, Arizona. We work with clients from all over America. We offer a therapeutic nutrition program that combines REAL, nutrient dense foods, supplementation, coaching, education and individualized support to safely and reliably achieve healthy, RAPID results. Place your order online and it will be conveniently delivered to your home or office within days.
Working with a lifestyle medicine professional can also help you manage expectations, set reasonable goals and respond to your body's changes if weight loss is a goal of yours. You may also want to consider whether a nutritionist is right for you. The team at the Northwestern Medicine Center for Lifestyle Medicine specializes in setting achievable goals ranging from comprehensive weight-loss treatment and management for overweight and obese adults and educational strategies that promote weight loss to risk factor reduction and tools to improve physical activity and encourage healthy eating.
I started my journey this summer with 19% body fat, at the upper range of what would be considered acceptable for percentage body fat. The measurement is based on the principle of impedance, the transmission of electrical current through various body tissues, with fat creating the most resistance and muscle the least, based on its higher water content.


text: Fortnite Pc Controls Setup There are alternative arenas, every getting smaller and smaller! The acquisition comes after Musk issued a assortment of Twitter threats to brief-dealers who're making a bet in competition to Tesla, says Cheddar. This is as a result of Sony's onerous stance in opposition to cross-console play, which has already stopped Xbox One and PlayStation four users from interacting with one an alternate, but making an attempt to limit debts to this degree comes across as pointless micromanaging. I consider the worry and thrill of seeing not one but a dozen tiny silhouettes on the far ridge—a fight band sweeping quick down the hillside. Greater than 125 million individuals have already tried out Fortnite, and the sport has been downloaded more than 2 million occasions on the Nintendo Swap thus far. Video games embody solo, duo, and squad you may play with friends or with random folks in your region. Elsewhere, you will be able to read the correct way to play Fortnite cellular and get one of the best Fortnite settings. It was all originally found by a random photographer, who had no idea what Fortnite is, although fan theories now put forward it's laying the groundwork for season 5 of the sport. It's a coronary heart. I can now press a key and trigger a dorky sketch heart to appear above my personality's head. Josh Buchanan, Ashland College's esports head coach, mentioned in a press launch. Fortnite will join League of Legends, Overwatch, Counter-Strike: International Offensive and Rocket League in AU's esports offerings.


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The forum for the Super Smash Bros Crusade fangame.
super, smash, brothers, crusade, forum, bros, jaklub, dettadeus, mario, link, kirby, pikachu, #legend, zelda, pokemon, nintendo, ssbc
The friendly community for the hit series Avatar The Last Airbender, Legend of Korra, and everything in between!
avatar, roleplay, episodes, avatarrp, korra, aang, last, airbender, #legend
legend of Mir3
Free forum : Avatar: TLA / Legend of Korra AU RP forum
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Home of the League of Legends clan, Paranoia.
Free forum : Forum for the members of The Lost Legend order
Free forum : 78 years have passed since Avatar Korra saved Republic City. For most of that time, the world was at peace. People began to live in harmony with one another, benders and non-benders alike. TFN is an exciting Avatar RP site with a unique
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This is the official forums for the Minecraft server, the Legend of Minecraft. Having a hard time beating that boss because he's never on? Think the server can improve? Are you curious if the chicken or Link came first? All can be answered here! !
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New Legend of mir 3 server coming soon. Poseidon is a high rate server with all new maps and items. The Server is aimed at pvp and a chilled time playing.
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Official Legacy Forum
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Site closed. We moved to: http: //hogwartsrivalry. b1. jcink. com/index. php? act=idxThank you.
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Begin your legend and travel places through many places as either a cat, dog, horse or wolf. Every animal has a story. Every animal has a destiny. Start yours today.
Legend Of Mir : Slayzone Forums
Fan Site for The Legend of Prince Valiant, BBC's Robin Hood, and Medieval Mania
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Free forum : This forum is mostly about The Legend of Zelda Series. The Laundry Pool is from Majora's Mask.
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AlbionNaz 12+
- Free
iPhone Screenshots
By downloading the AlbionNaz app you will be able to take a spiritual assessment that will give you a personal spiritual profile. Your profile will show both your strengths and areas for potential growth. The local church will NOT have any access to your individual results. You will then be able to receive devotional messages with Scriptures that are chosen for you to help you to grow in those areas. You choose how many devotional messages you want to receive each day. Two questions will be included for your reflection.
Through the AlbionNaz app you can also stay connected with and informed about the Albion, PA Church of the Nazarene. You will be able to be updated on events, review notes from sermons, receive announcements, and donate to the church's ministries. Join with us as we grow in our passionate love for God and in our love and service to our community.
•Customize your experience with a short Spiritual Growth Assessment.
•Schedule and receive up to 12 messages each day in a variety of forms, text, audio, and video.
•Push notification ensure you don't miss a single message
•Save your favorites and share via social media
•Write down your thoughts on the content in the notes feature.
What's New
Version 4.1.0
Redesigned app introduction that allows new users quicker access to all of the unique features of the app.
Registration is now optional and provides the following benefits:
- Better technical support.
- Account recovery if app is deleted or device replaced.
- Cross-platform access. Registered users can access their account from any supported device.
- Seller
- The Good News Broadcasting Association Inc
- Size
- Category
- Lifestyle
- Compatibility
Requires iOS 7.1 or later. Compatible with iPhone, iPad, and iPod touch.
- Languages
English, Arabic, Chinese, Dutch, French, Hindi, Indonesian, Lithuanian, Polish, Singhalese, Spanish, Tamil
- Age Rating
- Rated 12+ for the following:
- Infrequent/Mild Mature/Suggestive Themes
- Infrequent/Mild Realistic Violence
- Copyright
- © 2015 Back to the Bible
- Price
- Free
Family Sharing
With Family Sharing set up, up to six family members can use this app.


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About mbBrit
I'm a guy who likes to socialise. I enjoy a healthy lifestyle, along with my freedom. I'm 'mature' - that doesn't mean boring. If I'm at home, Skype is usually on for chat. Please have a face if you want to talk. I'm more likely to accept a 'Friend Request' if we have spoken before and found we get along OK.
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Who I'd like to meet
Local nudists would be great - altho I enjoy travelling, so worldwide is good too. People who communicate - not just 'add me as a friend' and then never talk :o)
My Interests
Travelling, Hiking, Camping (or Glamping), Healthy living,
5th Element; Moulin Rouge; Pay it Forward; Lord of the Rings trilogy; Kingdom of Heaven; Avatar; The Hobbit trilogy - the list is BIG
the radio is usually on and I enjoy music - apart from Rap, Trance, House, Garage, Punk
My Heroes
My maternal Grandfather - a calm, patient and encouraging man; Paolo Coelho - creative, imaginative and mysterious; Shrek - a determined monster with a caring streak ;o)
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Though it can seem intimidating, installing your own batting installation can be easy, and take just a few hours if you isolate the need to a few key spaces. Have a drafty attic? Start there. Concerned about a freezing crawl space? Throw on your work jeans and get to work. These insulating spaces will instantly feel warmer and you'll notice the savings on your next heating bill. Read how to install insulation here.
You'll get an email from your pro to confirm the date, time, and other details. Please be prepared to provide your pro the exact list of projects you would like them to complete and, wherever possible, related product URLs. During appointment scheduling, you will have the option to allow the provider to contact you to discuss the projects and tools needed in more detail.
How to DIY it: This job can be messy, so protect nearby surfaces by covering them with plastic or cardboard. Spray the springs with garage door lubricant (about $7 at home centers). Don't use oil, grease, or other lubricants. They may be cheaper, or you may have them on hand already, but they won't work as well and tend to pick up dust and grit—just what you don't want on moving parts.


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or call us now at832-922-0749
4918 Gingerwood Trace Open House Save
Rosharon, TX 77583
319990 -100.0%
4 Beds
3.1 Baths
3105 SqFt
Wed Feb 20, 10:00am - 6:00pm Thu Feb 21, 10:00am - 6:00pm Fri Feb 22, 10:00am - 6:00pm Sat Feb 23, 10:00am - 6:00pm Sun Feb 24, 12:00pm - 6:00pm Mon Feb 25, 12:00pm - 6:00pm Tue Feb 26, 10:00am - 6:00pm
Key Details
Property Type Single Family Home
Lot Size 1 Sqft
Year Built 2018
Purchase Type For Sale
Listing Status Active
MLS Listing ID 88192296
Price per Sqft $103
Property Description
MLS# 88192296 - Built by M-I Homes. Ready Now! ~ Step into the intrinsic luxury of the Carlsbad. The elegant design features stunning architectural features such as a 22ft. cathedral ceiling in the family room, as well as a curved wall of windows and a tray ceiling in the master bedroom. The master bath is built for relaxation with a soaking tub, separate walk in shower, dual vanities, and his and her closets. The contemporary island kitchen is the perfect place to lay out a wine and cheese buffet and lucky guests can enjoy their hors d'oeuvres in the formal dining and finish the evening taking in the view from the covered patio While the children play in the upstairs game room.
State TX
County Brazoria
Subdivision Lakes Of Savannah
Area Alvin North
Full Baths 3
Half Baths 1
Interior Features Alarm System - Leased,Fire/Smoke Alarm,High Ceiling,Island Kitchen
Sewage Type Public Sewer
Heating Central Gas,Zoned
Cooling Central Gas,Zoned
Flooring Carpet,Tile
Exterior Feature Back Green Space,Back Yard,Back Yard Fenced,Covered Patio/Deck,Patio/Deck,Side Yard
Garage Attached Garage,Tandem
Roof Type Composition
Lot Description Cleared,Subdivision Lot
Style Contemporary/Modern,Traditional
Story 2
Foundation Slab
Elementary Schools Pomona Elementary School
Middle Schools Rodeo Palms Junior High School
High Schools Manvel High School
School District 3 - Alvin
Tax Year 2017
Read More
Listing Provided By Ben Caballero (096651) of M/I Homes Realty
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This week in Usability & Productivity, part 57
Get ready for a humongous monster week 57 for KDE's Usability & Productivity initiative and there's a metric tonne of stuff!!! So go make yourself a cup of tea or coffee and settle in for a long list of improvements.
But first I want to mention that we're working on fixes for Discover users in Plasma 5.14.5 who are stuck unable to update. We've pushed a fix into the 5.14 branch that should cause the stuck backend to time out after one minute, allowing everything else to work. We'll be releasing a Plasma 220.127.116.11 bugfix release, inclusing this fix. Fear not, we won't leave you out in the icy cold blackness of night… alone, hungry, and unable to upgrade your software using a GUI application?
Also it's already fixed in Plasma 5.15.
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KDE Applications 19.04 To Support eBook Thumbnails, Allow Ripping CDs To Opus
With the feature freeze for KDE Applications 19.04 happening next month in order to meet the planned 18 April release date, KDE developers are busy getting their new features ready and reviewed for this next round of application updates.
The newest feature that has made its way into KDE Applications 19.04 is finally allowing the ability to rip audio CDs to the Opus audio format with that support working its way into the KIO code as a new plugin. That Opus codec support honors a feature request that had been open since January 2013. This applications bundle also will now support thumbnails on eBook epub/fb2 files. Also on the thumbnail front is supporting some Windows XPS / Office files with thumbnail support.
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Server: HTTP Clients, IIS DDoS and 'DevOps' Hype From Red Hat
Purism's Privacy and Security-Focused Librem 5 Linux Phone to Arrive in Q3 2019
Initially planned to ship in early 2019, the revolutionary Librem 5 mobile phone was delayed for April 2019, but now it suffered just one more delay due to the CPU choices the development team had to make to deliver a stable and reliable device that won't heat up or discharge too quickly. Purism had to choose between the i.MX8M Quad or the i.MX8M Mini processors for their Librem 5 Linux-powered smartphone, but after many trials and errors they decided to go with the i.MX8M Quad CPU as manufacturer NXP recently released a new software stack solving all previous power consumption and heating issues.
Qt Creator 4.9 Beta released
We are happy to announce the release of Qt Creator 4.9 Beta! There are many improvements and fixes included in Qt Creator 4.9. I'll just mention some highlights in this blog post. Please refer to our change log for a more thorough overview.
Hack Week - Browsersync integration for Online
Recently my LibreOffice work is mostly focused on the Online. It's nice to see how it is growing with new features and has better UI. But when I was working on improving toolbars (eg. folding menubar or reorganization of items) I noticed one annoying thing from the developer perspective. After every small change, I had to restart the server to provide updated content for the browser. It takes few seconds for switching windows, killing old server then running new one which requires some tests to be passed. Last week during the Hack Week funded by Collabora Productivity I was able to work on my own projects. It was a good opportunity for me to try to improve the process mentioned above. I've heard previously about browsersync so I decided to try it out. It is a tool which can automatically reload used .css and .js files in all browser sessions after change detection. To make it work browsersync can start proxy server watching files on the original server and sending events to the browser clients if needed.


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Leslie Joyce Inc Closed In New York Ny 10003 Citysearch
Test-tube Racks: Spice up the decor of your kitchen with sleek and easy to use, test tube spice holders are the perfect spice storage space solution for a bachelor topper or a couple's kitchen, considering that the test tubes have fairly lesser space than the regular spice jars. Magnetic Tart Racks: Intuitive and useful, the magnetic rack may be a handy option with great aesthetical value to transform the regular kitchen into a very stylish cooking space without discrediting on the convenience and ease of usage. The magnetic holders with wide mouth piquancy jars and clear lids can also be wall mounted to save lots of space at the kitchen countertop. The magnetic spice storage units can stick to the metal surface for easy accessibility while cooking.
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We the People
By Bruce Ackerman
Harvard, 358 pages, $24.95
Bruce Ackerman, professor of law at Yale University, is like Mother Goose`s Jemima, the little girl with the curl. He is very, very good when he gives us his understanding of some key episodes in American legal history, particularly the often-excoriated Dred Scott and Lochner cases, or when he explicates the thought of current and past legal scholars of all persuasions. But he is horrid when he tries to massage his insights into a new Constitutional program designed to perpetuate the American left`s views of public policy.
''We the People'' is an attempt to solve, once and for all, the legitimacy problem that plagues liberal legal academics. To many
conservatives, though, the term ''liberal legal academic'' is something of an oxymoron, because liberals endorse key Supreme Court decisions, such as Brown v. Board of Education, Miranda v. Arizona and Roe v. Wade, which, from a conservative point of view, have made a mockery of the rule of law by creating new ''Constitutional rights'' and radically departing from previous Supreme Court precedents.
As the recent confirmation battles of Judges Bork, Souter and Thomas have shown, those issues are still capable of capturing the imagination of the Senate and the White House. Republican presidents, ever since Eisenhower was surprised by Earl Warren, have sought to put nominees on the court whom they claimed would return the Supreme Court to its role as a finder, not a maker, of law. Democratic presidents and senators, more often than not, have opposed such nominees and argued that the Supreme Court`s creation of new rights for the politically and economically downtrodden (particularly women and minorities) ought to be praised, not condemned.
As Alexander Hamilton explained in ''The Federalist,'' the independent federal judiciary with life tenure set out in the Constitution is based on the theory that the judges will simply hold the other branches to the sovereign will of the people as expressed in the Constitution. Judges are, in short, to act as the people`s agents rather than as an independent group of Platonic guardians.
Thus, conservative presidents, senators and scholars have claimed that they are expressing the true Constitutional faith and that the liberals of the Warren and Burger courts were usurpers of the will of the people. If law is to be made in our republic, the conservatives explain, it should be by the more popular federal legislative branch, or by the people themselves, acting through the formal process of Constitutional amendment. The Supreme Court, according to conservative theory, ought not to be viewed as a nine-person perpetual Constitutional convention, empowered to rewrite our rights at will. Ackerman is sensitive to those problems and calls his book ''We the People'' because he intends, by a bold stroke, to eliminate the legitimacy problem by claiming that Constitutional change flows from the people and not the court, even when the change is accomplished by such decisions as Brown, Miranda and Roe.
Ackerman`s theoretical argument is complex (indeed, he says he it will take him two more books to flesh it out), and it leads him to invent a new method of amending the Constitution. But the bottom line is his claim that, in establishing those key precedents favored by liberals, the Warren and Burger courts were working out the details of a change in rights that essentially had been ordered by the people themselves.
In the course of explicating this new theory, Ackerman goes far beyond previous liberal lawyers in taking seriously and explaining other problematic Supreme Court decisions as exercises in perfecting popularly sanctioned rights. He demonstrates convincingly that when, in 1857, the Taney court threw out the Missouri Compromise in the Dred Scott case, it simply reflected the acceptance of property rights by then-current constitutional theory. And Ackerman shows that when the pre-New Deal court forbade state workplace regulation in the Lochner case, it was seeking to readjust contract rights to take account of the fact that Dred Scott implicitly had been rejected by the elections of Lincoln, the outcome of the Civil War and the passage of the Thirteenth and Fourteenth Amendments.
But Ackerman never explains how the people, without the formal means specified in the Constitution, can change the only process there ordained for constitutional amendment. That demagogic threats to life, liberty and property could arise from his new ''amendment'' mechanism seems clear enough. But when, toward the end of his book, he hints at his preferred use for the traditional amendment process, ''We the People'' becomes even scarier.
Ackerman is plainly disgusted by the Bush Administration`s temerity in proposing a constitutional amendment that would forbid flag desecration (and thus, in Ackerman`s analysis, revise the First Amendment`s guarantee of freedom of speech). He also is appalled by the Republicans` and the religious right`s occasional crusade for a ''right to life'' amendment that would outlaw abortion (and thus fundamentally undercut rights supposedly secured by the Fourteenth Amendment, if not by penumbras of the Fourth, Fifth and Ninth Amendments).
Ackerman thus advocates a movement to pass a group of amendments that would expand the Bill of Rights and the Fourteenth Amendment into a series of entitlements in accordance with favored Warren and Burger court precedents. And this would be accompanied by a really startling innovation, an amendment making this new Bill of Entitlements unamendable forever. The audacity of this approach is breathtaking, but one can`t help but wonder if ''we the people''
want ourselves locked into a Constitution created by some latter-day Jemima from Yale.
''We the People'' can be heartily recommended to anyone seeking a readable and complete introduction to the state of current Constitutional thought. Its analysis of the constraints on past and present judges and legal theorists, and the weaknesses in a panoply of jurisprudential positions is lucid and elegant. But Ackerman does not seem capable of coming to grips with the American public`s penchant for electing Republican presidents (who do not nominate liberal jurists).
He tries to dismiss this trend as ''normal'' politics, by which he means a debased, half-hearted form of political participation, to be distinguished from the more engaged and serious voice of the people he thinks existed at the time of the New Deal. And he strains to find a method of Constitutional exegesis that would label all moves to the right as illegitimate and all moves to the left as noble. But as an analysis of political reality, as a guidebook for Supreme Court justices, or as a program for Constitutional revision, we the people can do better than ''We the People.''


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Here we at Radley Motor Company have for you another perfect example Bmw 330d Sport xDrive saloon having covered just 90000 miles DRIVES SUPERB LOOKS GOOD MUST VIEW 6 MONTHS RAC PLATINUM WARRANTY + 12 MONTH RAC RESCUE & RECOVERY, Red Full leather interior, Metallic Black, Only 2 minutes From junction 6, M42 .2 minutes from Birmingham Airport, £14,450 p/x welcome
This car comes with
Loudspeaker System - Harman/Kardon, Xenon Headlights, Full BMW Service History, One Former Keeper, 12 Month Complimentary RAC Rescue & Recovery, 6 Months RAC Platinum Warranty, Front And Rear Parking Sensors, Paddle Shift, Harman Kardon Sound System, Xenon Headlights, Daytime Running Light, Sat Nav, DAB Digital Radio, Bluetooth Hand Free Kit, Auto Start-Stop (MSA), Headlining, Anthracite, High-Gloss Shadowline, Metallic Paintwork, Sport Automatic Transmission, 12V Power Socket in Front Centre Console and Passenger Footwell, 18in Light Alloy M Star-Spoke Style 400M with Mixed Tyres, Alarm System (Thatcham 1), Armrest - Front, Folding with Storage Compartment, Automatic Air Conditioning, Two-Zone, Automatic Headlight Activation, BMW Professional Radio with Single CD Player (with MP3 Playback Capability), Bluetooth Hands-Free Facility with USB Audio Interface, Body Colour Bumpers, Front and Rear, Centre Console, Centre Rear Seat Belt, Child Seat ISOFIX Attachment -Rear, Control Display - 6.5in Colour Display Screen, Cruise Control with Brake Function, Cup Holders, Front - Two, Daytime Driving Lights, Drivers Airbag, Dynamic Brake Control (DBC), Dynamic Stability Control + (DSC+) Comprising: Automatic Stability Control (ASC), Cornering Brake Control (CBC), Dynamic Traction Control (DTC), Electric Windows - Front and Rear, Electric door mirrors, Electronic Differential Lock, Electronic Engine Immobiliser, Exterior Mirrors - Heated, Electrically Adjustable, Floor Mats in Velour, Foglights, Front and Rear, Front Passengers Airbag with Deactivation, Front Side and ITS Head Airbags, Front and Rear, Front Sport Seats, Glove Box, Handbrake Lever and Gear Knob in Leather, Head Restraints Front/Rear, Heat Protection Glazing with Green-Tint, High Level Third Brake Light, Hill-Start Assistant, Leather Steering Wheel, Three Spoke, M Sport Steering Wheel, Multi-Function Steering Wheel, Odometer and Trip Meter, On-Board Computer (OBC), Outside Temperature Display with Acoustic Warming, Park Distance Control (PDC), Rear, Pyrotechnic Belt Tensioners - Front, Rain Sensor, Rear-View Mirror, Automatically Dimming, Remote Control, including Integrated Key, with Inset in Blue, Servotronic, Standard Seat for Driver and Passenger with Manual Adjustment, Steering Column with Manual Reach and Rake Adjustment, Two-Way, Six Speaker, 4x25W Loudspeaker System, Tyre Puncture Warning System (TPWS), Upholstery - Dakota Leather, Windscreen Washer Jets, Heated, Alarm, Remote central locking, 2 Keys, Power steering, Multi Function Steering Wheel, Full RED Leather Interior, Height adjustable drivers seat, Child locks & Isofix system, 3x3 point rear seat belts, Anti-Lock Braking System (ABS) Including Brake Assist, Traction control, Very Clean, Turbo Diesel, A Good Genuine Example, All Cars Are HPI Checked, Finance Can Be Arranged, Major Debit, Credit Cards And Bank Transfers Accepted,, Over 20 Years Experience In The Motor Trade. WE ARE BASED AT GARRETTS GREEN
- 201901224173226
- 2013
- 63
- £14,450
- 1445
- 90,000
- Cars
- Gu/bK2yRzzw=
Vehicle summary
|Body style
|Engine size
|2993 cc
|Fuel type
|Number of doors
|Number of seats
|Gearbox type
|CO2 emissions
|137 g/km
|Insurance group
|Standard manufacturer's warranty (miles)
|No details available
|Standard manufacturer's warranty (years)
|3 years
|Standard paintwork guarantee
|3 years
Performance & economy
|Fuel consumption (urban)
|44.1 mpg
|Fuel consumption (extra urban)
|61.4 mpg
|Fuel consumption (combined)
|54.3 mpg
|0 - 60 mph
|5.3 seconds
|Top speed
|155 mph
|Engine power
|258 bhp
|Engine torque
|413.06 lbs/ft
|1434 mm
|Height inclusive of roof rails
|No details available
|4624 mm
|2810 mm
|1811 mm
|Width including mirrors
|No details available
|Fuel tank capacity
|57 litres
|Minimum kerb weight
|1610 kg
|Interior features
|Exterior features
|On-Board Computer (OBC)
|Exterior Mirrors - Heated, Electrically Adjustable
|Outside Temperature Display with Acoustic Warming
|18in Light Alloy M Star-Spoke Style 400M with Mixed Tyres
|Headlining, Anthracite
|Body Colour Bumpers, Front and Rear
|12V Power Socket in Front Centre Console and Passenger Footwell
|Metallic Paintwork
|Rear-View Mirror, Automatically Dimming
|High-Gloss Shadowline
|Standard Seat for Driver and Passenger with Manual Adjustment
|Windscreen Washer Jets, Heated
|BMW Professional Radio with Single CD Player (with MP3 Playback Capability)
|Auto Start-Stop (MSA)
|Odometer and Trip Meter
|Glove Box
|Upholstery - Dakota Leather
|Bluetooth Hands-Free Facility with USB Audio Interface
|Rain Sensor
|Multi-Function Steering Wheel
|Cruise Control with Brake Function
|Heat Protection Glazing with Green-Tint
|Cup Holders, Front - Two
|Front Sport Seats
|Leather Steering Wheel, Three Spoke
|Floor Mats in Velour
|Steering Column with Manual Reach and Rake Adjustment
|Armrest - Front, Folding with Storage Compartment
|Electric Windows - Front and Rear
|Control Display - 6.5in Colour Display Screen
|Handbrake Lever and Gear Knob in Leather
|Sport Automatic Transmission
|Automatic Air Conditioning, Two-Zone
|Centre Console
|Two-Way, Six Speaker, 4x25W Loudspeaker System
|M Sport Steering Wheel
|DAB Digital Radio
|Drivers Airbag
|Alarm System (Thatcham 1)
|Dynamic Traction Control (DTC)
|Front Side and ITS Head Airbags, Front and Rear
|Front Passengers Airbag with Deactivation
|Pyrotechnic Belt Tensioners - Front
|Daytime Driving Lights
|Child Seat ISOFIX Attachment -Rear
|High Level Third Brake Light
|Dynamic Stability Control + (DSC+) Comprising: Automatic Stability Control (ASC), Cornering Brake Control (CBC)
|Automatic Headlight Activation
|Hill-Start Assistant
|Dynamic Brake Control (DBC)
|Remote Control, including Integrated Key, with Inset in Blue
|Park Distance Control (PDC), Rear
|Tyre Puncture Warning System (TPWS)
|Anti-Lock Braking System (ABS) Including Brake Assist
|Electronic Engine Immobiliser
|Centre Rear Seat Belt
|Electronic Differential Lock
|Foglights, Front and Rear
|Head Restraints Front/Rear
Please note
This includes MPG figures which are calculated under European Standards, in test conditions, and will vary under normal driving conditions. The information displayed above describes the typical specification of the most recent model of this vehicle. It is not the exact specification for the actual vehicle being offered for sale which may vary. Specifications for older models may also vary. Please contact us prior to purchase to confirm the exact specification of this vehicle.
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AIS Greenworks is a division of ICI Industries Pty Ltd, a 100% Australian owned private company supplying high quality products and services to the horticultural, hydroponic, and irrigation industries. Our specialty is the design, supply, commissioning and servicing of full turnkey Greenhouses systems across Australia. We currently have a newly created position available for a Gutter Roll Forming Machine Operator to join our growing team.
The Gutter Roll Forming Machine Operator is responsible for programming, operating, adjusting and maintaining the roll forming machine to ensure quality gutters are produced to client's requirements. The operator will also be responsible for loading and unloading the machine for transport between sites. You will have the opportunity to work with the latest and most advanced horticultural equipment in the Australian Horticultural industry. As we supply and service all over Australia, Gutter Roll Forming Machine Operator would be required to commit to flexible working hours and travel, base location is flexible based on the skills of the successful applicant.
The ideal candidate will have:
- Operated machinery similar to that of a Gutter Roll Forming Machine
- Be mechanically minded, electrically and technically inclined
- Strong attention to detail, accuracy and follow through ability
- An ability to act independently to complete tasks on time and to work effectively under pressure
- Excellent track record in customer service and professionalism
- Eligibility for a full Australian driver's licence
We offer:
- Dynamic and supportive team environment
- Working for a thriving, 'family orientated' corporate business
For further information on this position please contact the Human Resources Manager at ICI Industries for a confidential discussion on 02 69647299. If you are keen to join a dynamic expanding company, please apply for this position by sending your application letter and CV to email@example.com or deliver to 20 Bridge Rd Griffith.
Applications close Friday 8th March 2019


text:
Qualities Of A Reliable Job Advertising Website
Websites that advertise jobs can be found in large numbers. It is possible for you to advertise your business and also fill a vacancy in your workplace. You can find the right employees through this website and can help take your business to a new level. It can be a daunting task to find the best among many job advertising websites. Identify what your needs and expectations are of the job advertising website you are looking for. It would be wise to do some research then after that you can venture into looking for the best job advertising website. Here are some top qualities of a good job advertising website.
A job advertising platform that uses search engine optimization should be considered. Search engine optimization allows people to find you easily on the internet. It increases your online presence. Therefore, when you hire a job advertising platform, ensure that they incorporate the use of search engine optimization so that your advertisement is seen. With that, you will have a better chance of reaching out to individuals that may be interested in your job vacancy. More people will find the website if it uses search engine optimization. It will help rank the website top when someone does a search related to what the website has to offer. With a website that uses search engine optimization, it is more likely to be viewed by many people and those that are interested in the job will contact you.
Choose a legally operating jobs advertising website. Ensure the platform is licensed to offer their services. You can find out information about the website's credibility by contacting other users or trusted people around you that have used the website before or by looking into the profile of the website and looking for legal requirements of the website. You risk losing money if you work with a platform that is not credible. You can even decide to call their customer care and purpose to find more information about the website.
A good job advertising platform has been offering the services for several years. Experience comes with years of practice in a certain field. Hence, an experienced job advertising website allows you to receive the best of service from the site. The stability of the website is built through offering great services and gaining the trust of their clients. An experienced job advertisement platform shows more expertise and competence in the provision of services. The website's page may give you information concerning the experience the platform has.
Incredible Lessons I've Learned About Careers
Figuring Out Tips


text:
Daily Tide Times
Coming soon
Weather WatchBUNDABERG GLADSTONE NORTH BURNETT SOUTH BURNETT
Flynn Facts
Flynn electorate is about TWICE the size of Tasmania
Ken O'Dowd on Facebook
19 hours ago
On Friday night in Emerald, I had the pleasure of presenting a 'certificate of service' to Mary and Steve Brimblecombe for their 50 Years Membership and long contribution to the LNP. Thanks again for your long term support and friendship. ... See MoreSee Less
6 days ago
In memory of a true friend Paul Neville.
Honoured today in the federation chamber.
Hinkler was a pretty big seat in those days, but in 2007 we had a redistribution of boundaries. Flynn became Flynn and it gave Paul the Bundaberg-Hervey Bay area, which he liked. He loved that area. But he also had very good, close ties to places like Gladstone and Ambrose—where he went into that hall, and that's where he got caught with the pap smear tests! Margaret still laughs her head off about that.
Paul used to always like to butt into a gathering. On this particular day, as was told at his funeral, he'd seen all these cars parked outside of the Ambrose hall, so he had to go inside. He thought there was a gathering of some sort. When he got inside, Paul said, 'What's going on here today?' They said: 'Oh, we're conducting women's pap smear tests. Do you want to join in?' Margaret thought that was a great joke.
After he retired from politics at the age of 72—that was back in 2013—we had a great celebration in Bundaberg. His colleagues came from all over the eastern coast of Australia to that farewell. The hall was packed. Unplanned, I suppose, Michael McCormack, now the Deputy Prime Minister, was the chairman for the night. After one hour and seventeen minutes of Paul speaking—and a lot of people had fallen asleep—Paul went on, and really protested when Michael went up and gave him the wind up!
I'll tell a little story. Paul had a big morning coming up the next morning. He said to the chairman of Bundaberg Sugar, Allan Dingle that he had to go to the toilet. When Allan realised that he'd been gone for some time, he gave him a ring on the phone and said: 'How are you going, mate? Are you all right?' He said: 'Yeah, I'm good. I'm home in bed!' It was an outstanding speech.
At the end of the night, Paul said, 'There are a lot of things I could have said that I didn't say in that speech,' but the chairman reminded him that it would have taken another two hours to get through it all! He was a delightful fellow. It was amazing at his funeral service that he had at least five priests conducting the service. Nowadays, Catholic priests are hard to come by in regional areas, and sometimes they have fill-ins, but there you were. I've never seen it in my life before, but he had five Catholic priests at his funeral. It was a great tribute to Paul.
He's gone now, but he won't be forgotten for many years for serving parliament and serving the people of Bundaberg. The Hinkler Hall of Aviation was one of his pets. He did a lot of good things for Bundaberg and Gladstone, which was formerly in Hinkler. The bridge on Kirkwood Road is named after Paul. Quite often he would ask: 'Ken, have you been out along Kirkwood Road? Is my name still on the bridge?' 'Yes, she's still there, Paul!' 'Good on ya.'
It was sad, but he knew that he was coming to the end of his life. Friends and I went and saw him a couple of months before he passed. He still had very good jokes. The same jokes he's told for 20 years, but he still told them to us! We asked him if he could give us a little song, and he did give us a song. Then the day nurse came and took him inside. I thought that was the last time I would probably see Paul. He had a lot of medical problems. We thought we'd lost him probably six months before that. I got a phone call on a Friday night to say that we probably wouldn't see Paul again. His family were being called in from Perth, and they came quickly. The next morning, Saturday morning, when the phone rang I thought, 'Well, here's the bad news coming.' They said, 'Oh, no, Paul's sitting up in bed having breakfast.' That was the warning, but he took the warning and had all of his affairs in order. A great man; a great life. ... See MoreSee Less
2 weeks ago
About Mental Health, Alcohol & Other Drugs support in Gladstone.
The Rio Tinto Mental Health Alcohol & Other Drug Sub-Committee is a sub-group of the Gladstone Here for Health (H4H) Committee, Rio Tinto Community Fund, specifically working on improving support for mental health, alcohol and other drug issues within the Gladstone region.
Our aim is to help make accessing and getting help easier for the Gladstone Community.
We are trying to understand how people access help when they are struggling with a mental health, drug or alcohol issue. If you have a view on this please help us by completing the survey by Friday, 1 March 2019 via the link below.
For further information please contact Dani Harrison, Project Manager – MHAOD, Rio Tinto via email: firstname.lastname@example.com ... See MoreSee Less
Ken O'Dowd MP added 2 new photos.
2 weeks ago
At Gracemere Sale Yards Discussing the Effects of the drought on Fridays yarding. ... See MoreSee Less


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The town of Highland Beach, a tiny, predominantly black enclave south of Annapolis, has agreed to work with the American Civil Liberties Union to give more voting power to people who actually live there.
Property owners in Highland Beach now can vote for the mayor and four commissioners whether they live there or not. The ACLU says that practice has been struck down by the federal courts because it unfairly dilutes the voting strength of town residents.
"We trust that Highland Beach officials will be amenable to revision of the Town's Charter and election procedures consistent with the requirements of the Constitution," Deborah A. Jeon, an ACLU staff attorney, wrote in a June 10 letter to town officials.
Ms. Jeon said she anticipates reaching an agreement with town officials by September that will require Highland Beach property owners to vote only once -- either where they live or in town elections.
"It's just not right to have two votes per person," she said.
The ACLU has asked several towns on Maryland's Eastern Shore to repeal laws that allow property owners to vote in local elections regardless of their principal residence because they weaken the voting strength of poor blacks and enhance the power of wealthy, nonresident property owners, most of whom are white.
It won agreements from the councils in Princess Anne and Pocomoke City to repeal such laws. And Fruitland, Centreville and Snow Hill have either abolished or are in the process of abolishing provisions for nonresident voting, the ACLU said.
But Ms. Jeon said that race is not an issue in the case of Highland Beach, which is celebrating its centennial.
About 70 percent of the town's registered voters are nonresidents, meaning disproportionate representation on the Board of Commissioners by people who don't live there, said Ms. Jeon, who works in Centreville.
For example, the mayor and two of the town's commissioners have their principal residences elsewhere, said Joseph Butcher, one of the commissioners who lives in Highland Beach.
He referred other questions to Mayor Daniel Nelson, who lives in Washington.
But Mayor Nelson refused to discuss the issue, saying it would be impossible for someone unfamiliar with the town to understand it.
Crystal Chissell, the town attorney, said town commissioners are working with the ACLU to come up with a solution.


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