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What is STATE RESPONSIBILITY? What does STATE RESPONSIBILITY mean? STATE RESPONSIBILITY meaning - STATE RESPONSIBILITY definition - STATE RESPONSIBILITY explanation. Source: Wikipedia.org article, adapted under https://creativecommons.org/licenses/by-sa/3.0/ license. SUBSCRIBE to our Google Earth flights channel - https://www.youtube.com/channel/UC6UuCPh7GrXznZi0Hz2YQnQ The laws of state responsibility are the principles governing when and how a state is held responsible for a breach of an international obligation. Rather than set forth any particular obligations, the rules of state responsibility determine, in general, when an obligation has been breached and the legal consequences of that violation. In this way they are "secondary" rules that address basic issues of responsibility and remedies available for breach of "primary" or substantive rules of international law, such as with respect to the use of armed force. Because of this generality, the rules can be studied independently of the primary rules of obligation. They establish (1) the conditions of actions to qualify as internationally wrongful, (2) the circumstances under which actions of officials, private individuals and other entities may be attributed to the state, (3) general defences to liability and (4) the consequences of liability. Until recently, the theory of the law of state responsibility was not well developed. The position has now changed, with the adoption of the Draft Articles on the Responsibility of States for Internationally Wrongful Acts ("Draft Articles") by the International Law Commission (ILC) in August 2001. The Draft Articles are a combination of codification and progressive development. They have already been cited by the International Court of Justice and have generally been well received. Although the articles are general in coverage, they do not necessarily apply in all cases. Particular treaty regimes, such as the General Agreement on Tariffs and Trade and the European Convention on Human Rights, have established their own special rules of responsibility.
Views: 2056 The Audiopedia
Introduction to State Responsibility, Part 1 http://www.screenr.com/kci
Views: 14186 djaguilfoyle
To watch the full lecture, please go to http://legal.un.org/avl/faculty/Crawford.html Mr. James Crawford, Professor of International Law, Lauterpacht Research Centre for International Law, University of Cambridge
Views: 1090 UN Audiovisual Library
The Responsibility of International Organizations and the International Law Commission: A Conversation between Professors Georg Nolte, member of the International Law Commission, and José E. Alvarez, NYU The responsibility of international organizations has been an important concern of the international community for some years. In 2011, the International Law Commission adopted the "Draft Articles on Responsibility of International Organizations." These articles will be debated in the UN General Assembly's Sixth Committee. In addition, cases before the European Court of Justice and the European Court of Human Rights (in particular Kadi/Behrami/Al-Skeini/Al-Jedda) have raised significant questions about the human rights obligations of the United Nations as well as member states cooperating with UN actions. Such questions have arisen in the course of implementing UN sanctions or undertaking UN peacekeeping operations. Have the ILC and international judges asked the right questions and reached the right answers with respect to allocating responsibility on the UN? What is the International Law Commission's role in resolving such issues? Prof. Georg Nolte, member of the International Law Commission, and Prof. J.E. Alvarez, the Herbert and Rose Rubin Professor of Law at NYU School of Law, addressed these issues in the form of a conversation at New York University School of Law.
Views: 9134 NYU School of Law
C6V7DEF_bis.mp4 LVNIHLXX2017-V014100
Views: 1094 International Humanitarian Law MOOC
Mr. Sayapin is Assistant Professor of International Law and Criminology at KIMEP University and a former Legal Advisor of International Committee of the Red Cross – ICRC. Mr. Sayapin studied International Criminal Law at Humboldt-Universitat zu Berlin; Democracy, the Rule of Law and Security at University of Birmingham; International Human Rights Law at University of Essex; Public International Law at University of World Economy and Diplomacy. He is the author of many publications on International Law and member of five International law associations. Mr. Sayapin judged Ukrainian National Jessup Rounds in 2017 and organized several Central Asian moot court competitions on international humanitarian law from 2003 till 2011. Jessup Summer School is a 7day intensive course on mastering of mooting and learning international law (launched in 2016 in Kyiv, Ukraine) Mr. Sayapin held a course "Introduction to Public International Law" consisting of the following lectures (all available here): 1.1: International Law: Foundations, 2.1: Sources of International Law, 3.1: The Development of International Law by International Courts, 4.1: State Responsibility, 5.1 Introduction to International Humanitarian Law.
Views: 692 Jessup Ukraine
Donald Trump is overseas visiting Belgium, England, Scotland and then his pal Putin in Russia. It is imperative that America has strong relationships with and knowledge about other nations, and that responsibility extends to all of us. So we came up with a test and went out on the street to ask people passing by, to name any country on a map. It didn't go well. Pedestrian Question World Cup Edition – Are You Drunk? https://youtu.be/y0fU1gSvvYQ SUBSCRIBE to get the latest #KIMMEL: http://bit.ly/JKLSubscribe Watch Mean Tweets: http://bit.ly/KimmelMT10 Connect with Jimmy Kimmel Live Online: Visit the Jimmy Kimmel Live WEBSITE: http://bit.ly/JKLWebsite Like Jimmy Kimmel on FACEBOOK: http://bit.ly/KimmelFB Like Jimmy Kimmel Live on FACEBOOK: http://bit.ly/JKLFacebook Follow @JimmyKimmel on TWITTER: http://bit.ly/KimmelTW Follow Jimmy Kimmel Live on TWITTER: http://bit.ly/JKLTwitter Follow Jimmy Kimmel Live on INSTAGRAM: http://bit.ly/JKLInstagram About Jimmy Kimmel Live: Jimmy Kimmel serves as host and executive producer of Emmy-winning "Jimmy Kimmel Live," ABC's late-night talk show. "Jimmy Kimmel Live" is well known for its huge viral video successes with 5.6 billion views on YouTube alone. Some of Kimmel's most popular comedy bits include - Mean Tweets, Lie Witness News, Jimmy's Twerk Fail Prank, Unnecessary Censorship, YouTube Challenge, The Baby Bachelor, Movie: The Movie, Handsome Men's Club, Jimmy Kimmel Lie Detective and music videos like "I (Wanna) Channing All Over Your Tatum" and a Blurred Lines parody with Robin Thicke, Pharrell, Jimmy and his security guard Guillermo. Now in its sixteenth season, Kimmel's guests have included: Johnny Depp, Meryl Streep, Tom Cruise, Halle Berry, Harrison Ford, Jennifer Aniston, Will Ferrell, Katy Perry, Tom Hanks, Scarlett Johansson, Channing Tatum, George Clooney, Larry David, Charlize Theron, Mark Wahlberg, Kobe Bryant, Steve Carell, Hugh Jackman, Kristen Wiig, Jeff Bridges, Jennifer Garner, Ryan Gosling, Bryan Cranston, Jamie Foxx, Amy Poehler, Ben Affleck, Robert Downey Jr., Jake Gyllenhaal, Oprah, and unfortunately Matt Damon. Can You Name a Country? https://youtu.be/kRh1zXFKC_o
Views: 15400584 Jimmy Kimmel Live
View full lesson: http://ed.ted.com/lessons/how-is-power-divided-in-the-united-states-government-belinda-stutzman Article II of the United States Constitution allows for three separate branches of government (legislative, executive, and judicial), along with a system of checks and balances should any branch get too powerful. Belinda Stutzman breaks down each branch and its constitutionally-entitled powers. Lesson by Belinda Stutzman, animation by Johnny Chew.
Views: 1220707 TED-Ed
What are the limits of the power of attorneys general? Patrick Morrisey, Attorney General for West Virginia, explains the increasing phenomenon of state attorneys general using their platform to advance political agendas, highlighting a recent example of several state attorneys general joining Al Gore to in challenging the fossil fuel industry in the name of climate change. Mr. Morrisey expanded on his remarks from our 2016 National Lawyers Convention. Watch the full panel: https://www.youtube.com/watch?v=32slwUTUg_0&index=32&list=PLWwcngsYgoUWL3vjLkv09Svo-Sa7rrdf8 Reach Patrick Morrisey on Twitter: @MorriseyWV https://twitter.com/MorriseyWV As always, the Federalist Society takes no position on particular legal or public policy issues; all expressions of opinion are those of the speaker. Related Links: Two Can Play at Climate "Fraud" http://www.wsj.com/articles/two-can-play-at-climate-fraud-1466373891 Exxon Mobil Climate Change Inquiry in New York Gains Allies https://www.nytimes.com/2016/03/30/science/new-york-climate-change-inquiry-into-exxon-adds-prosecutors.html How the States Can Help Trump Make Federalism Great Again http://www.nationalreview.com/article/443943/federalism-state-attorneys-general-donald-trump-should-work-entrench-federalism
Views: 1685 The Federalist Society
Debatmai2017part4DEF2.mp4 LVNIHLXX2017-V016100
Views: 111 International Humanitarian Law MOOC
Make an animated explainer video for free at: http://www.rawshorts.com Now you create your own explainer videos and animated presentations for free. Raw Shorts is a free cloud based video builder that allows you to make awesome explanation videos for your business, website, startup video, pitch video, product launch, video resume, landing page video or anything else you could use an animated explainer video. Our free video templates and explainer video software will help you create presentation videos in an instant! It's never been easier to make an animated explainer video with outstanding production value and without the cost or hassle of hiring an expensive production company or animation studio. Wait no more! Our animation software is free to use. You can make an animated video today for your landing page, website, kickstarter video, indiegogo video, pitch video and more. Simply log on and select from thousands of animated icons, animated characters and free video templates for business to make the perfect web video for your business.
Views: 1423 kubomacak
SHARES/ESIL Lecture 19 September 2013 T.M.C. Asser Institute
Views: 3396 ESIL Lecture Series
Article 29 of the United Nations Universal Declaration of Human Rights states that, (1) Everyone has duties to the community in which alone the free and full development of his personality is possible. (2) In the exercise of his rights and freedoms, everyone shall be subject only to such limitations as are determined by law solely for the purpose of securing due recognition and respect for the rights and freedoms of others and of meeting the just requirements of morality, public order and the general welfare in a democratic society. (3) These rights and freedoms may in no case be exercised contrary to the purposes and principles of the United Nations. Join the discussion HERE - http://www.leftwinglibertarian.com/ And on Facebook - https://www.facebook.com/lwlibertarian
Views: 258 LeftWing Libertarian
International Law Assignment :) Prepared For: Sir Al-Hanisham B. Mohd Khalid
Views: 160 Fitrah Ain
http://www.tomrichey.net Tom Richey explains the powers of the distinctive characteristics of the two houses of the United States Congress: the Senate and the House of Representatives. The Senate is the Upper House of Congress where all states are represented equally in a small legislative body with aristocratic traditions. The House of Representatives, or Lower House, is a larger body with seats apportioned based on population. In addition to its unique aristocratic traditions of "senatorial courtesy," the Senate has the distinct powers of ratifying treaties and confirming presidential appointments to the federal bench, the cabinet, and of foreign ambassadors. The House, being closest to the people and elected more often, has the sole authority to initiate revenue (taxation) bills. This material can be found in Chapter 12 of the Edwards text for AP Government in case anyone cares.
Views: 528107 Tom Richey
In which Craig Benzine teaches you about federalism, or the idea that in the United States, power is divided between the national government and the 50 state governments. Craig will teach you about how federalism has evolved over the history of the US, and what powers are given to the federal government, and what stuff the states control on their own. And he punches an eagle, which may not surprise you at all. Produced in collaboration with PBS Digital Studios: http://youtube.com/pbsdigitalstudios Support is provided by Voqal: http://www.voqal.org Want to find Crash Course elsewhere on the internet? Facebook - http://www.facebook.com/YouTubeCrashCourse Twitter - http://www.twitter.com/TheCrashCourse Tumblr - http://thecrashcourse.tumblr.com Instagram - http://instagram.com/thecrashcourse
Views: 1511461 CrashCourse
People assume the states are weak and powerless because the federal government is the most covered by the media. State and local laws actually have more direct impact on you than any federal law does.
Views: 3260 anubis2814
This week Craig looks at the expressed powers of the President of the United States - that is the ones you can find in the Constitution. From appointing judges and granting pardons, to vetoing laws and acting as the nation's chief diplomat on foreign policy, the Commander in Chief is a pretty powerful person, but actually not as powerful as you might think. The Constitution also limits presidential powers to maintain balance among the three branches of government. Next week we'll talk about the president's powers NOT mentioned in the Constitution - implied powers. Support is provided by Voqal: http://www.voqal.org This episode is sponsored by Squarespace: http://www.squarespace.com/crashcourse -- Want to find Crash Course elsewhere on the internet? Facebook - http://www.facebook.com/YouTubeCrashCourse Twitter - http://www.twitter.com/TheCrashCourse Tumblr - http://thecrashcourse.tumblr.com Support Crash Course on Patreon: http://patreon.com/crashcourse CC Kids: http://www.youtube.com/crashcoursekids
Views: 869393 CrashCourse
Learn more about the Hair Growth Serum and help support cancer research: https://cutt.ly/HairGrowthSerum See episode where scientist Ian Mitchell explains the first round results of the cancer trials: https://youtu.be/aSj0GirWZDY See episode with scientist Ian Mitchell explain their cancer trials: https://www.youtube.com/watch?v=hPEDJAd2rVA Prime Minister David Williams DVD Set "Right of Self Determination" at: https://cutt.ly/DeprogrammingSeries Author of "Fruits of Graft", financial Analyst, and publisher of the Classical Capital Newsletter, Wayne Jett, rejoins the program to discuss the treasonous coup that has been ongoing by the deep state against President Donald Trump. He also shares many of the accomplishments and actions by the Trump administration that the media will not or is not covering. He explains how the deep state is deeply panicked and are pulling out all the stops to get the United States into a very serous conflict with China and Russia. You can purchase Wayne Jett's Book, "Fruits of Graft" and see his regular articles and newsletters at http://ClassicalCapital.com See some bombshell excerpts from "Fruits of Graft" and get a taste of the type of information you will learn from Wayne Jett's book @ http://Patreon.com/SarahWestall. Censorship is serious. To stay informed of all the latest episodes, sign up for my weekly newsletter @ http://SarahWestall.com Thank you for watching and for supporting the show Disclaimer: "As a journalist, I report what significant newsmakers are claiming. I do not have the resources or time to fully investigate all claims. Stories and people interviewed are selected based on relevance, listener requests, and by suggestions of those I highly respect. It is the responsibility of each viewer to evaluate the facts presented and then research each story further and come to their own conclusions."
Views: 54225 Sarah Westall
In this video I have told in detail the power, functions, responsibilities of the Chief Minister of a State in India. The important articles dealing with the Chief Minister of a particular state have also been discussed by me. The responsibilities of Chief Minister towards the Council of Ministers and Governor have also been discussed separately...
Views: 4997 HARSHIT DWIVEDI
In this video I have talked about the collective responsibility, individual responsibility and legal responsibility of the Council of Ministers in India both at the Centre and the State. The Collective Responsibility and Individual Responsibility are mentioned in Article 75 of the Constitution of India for the Centre and Article 164 of the Constitution of India for the States. The concept of legal responsibility of the Ministers is prevalent in the United Kingdom and not in Indian Constitutional system.
Views: 1365 HARSHIT DWIVEDI
Views: 11431 Cathleen Hayes
Thousands of Central American refugees and migrants have been coming to the Mexico-U.S. border for almost 40 years – and in spring of 2018, the Trump administration enacted a "zero-tolerance" policy that led to the arrest of any and all refugees and migrants attempting to cross the border into the United States. The most controversial aspect of the policy's enforcement was the forced separation of parents from their children. While much of the conversation has focused on Central Americans escaping violence, there hasn't been much on why there's so much violence in the region to begin with. The story? Almost 200 years of U.S. intervention. EDIT: We messed up on certain map animations, excluding the nation of Belize - it was unintentional. Thanks to everyone who highlighted this to us. Learn more here: ProPublica. "Listen to Children Who've Just Been Separated From Their Parents at the Border." https://www.youtube.com/watch?v=PoncXfYBAVI Mic. "How the U.S Screwed Up Latin America, in 7 Classic Historical Cartoons." https://mic.com/articles/92581/how-the-u-s-screwed-up-latin-america-in-7-classic-historical-cartoons#.MTXEBrvDV Migration Policy Institute. "Central American Immigrants in the United States." https://www.migrationpolicy.org/article/central-american-immigrants-united-states Presenter & Senior Producer: Sana Saeed Edited by: Brian Joseph Animations by: Debbie Schedivy Produced by: Omar Duwaji, Jenn Cain Shot by: Brian Joseph, Jacob Hurwitz-Goodman Executive Producer: Sarah Nasr Music tracks courtesy of APM. Footage and images courtesy of Getty, Reuters, Al Jazeera Media Network.
Views: 224838 AJ+
Learn more about the Hair Growth Serum and help support cancer research: https://cutt.ly/HairGrowthSerum See episode where scientist Ian Mitchell explains the first round results of the cancer trials: https://youtu.be/aSj0GirWZDY See episode with scientist Ian Mitchell explain their cancer trials: https://www.youtube.com/watch?v=hPEDJAd2rVA Prime Minister David Williams DVD Set "Right of Self Determination" at: https://cutt.ly/DeprogrammingSeries Author of "Fruits of Graft", financial Analyst, and publisher of the Classical Capital Newsletter, Wayne Jett, rejoins the program to discuss the treasonous coup that has been ongoing by the deep state against President Donald Trump. He also shares many of the accomplishments and actions by the Trump administration that the media will not or is not covering. He explains how the deep state is deeply panicked and are pulling out all the stops to get the United States into a very serous conflict with China and Russia. You can purchase Wayne Jett's Book, "Fruits of Graft" and see his regular articles and newsletters at http://ClassicalCapital.com See some bombshell excerpts from "Fruits of Graft" and get a taste of the type of information you will learn from Wayne Jett's book @ http://Patreon.com/SarahWestall. Censorship is serious. To stay informed of all the latest episodes, sign up for my weekly newsletter @ http://SarahWestall.com Thank you for watching and for supporting the show Disclaimer: "As a journalist, I report what significant newsmakers are claiming. I do not have the resources or time to fully investigate all claims. Stories and people interviewed are selected based on relevance, listener requests, and by suggestions of those I highly respect. It is the responsibility of each viewer to evaluate the facts presented and then research each story further and come to their own conclusions."
Views: 30137 Sarah Westall
Instruction is the way toward encouraging learning, or the securing of information, aptitudes, qualities, convictions, and propensities. Instructive strategies incorporate narrating, dialog, educating, preparing, and coordinated examination. Instruction much of the time happens under the direction of instructors, yet learners may likewise teach themselves.[1] Education can occur in formal or casual settings and any experience that formatively affects the way one considers, feels, or acts might be viewed as instructive. The strategy of instructing is called teaching method. Instruction is regularly separated formally into such stages as preschool or kindergarten, elementary school, optional school and afterward school, college, or apprenticeship. A privilege to instruction has been perceived by a few governments, including at the worldwide level: Article 13 of the United Nations' 1966 International Covenant on Economic, Social and Cultural Rights perceives a general right to education.[2] In many locales training is necessary up to a particular age.
Views: 39 ab
To watch the full lecture, please go to http://legal.un.org/avl/ls/Trapp_S.html Dr. Kimberley Trapp Senior Lecturer inPublic International Law, Faculty of Law University College London
Views: 249 UN Audiovisual Library
Law and Order of the State is the Responsibility of State Government . If Central Government is responsible then let the Central Implement Article 356 says Sudhish Rambhotla in a round table Discussion held by Pragna Bharathi. Subscribe to N9tv : https://www.youtube.com/user/TheN9tvnews.
Views: 81 n9tv News
GS PAPER 2 UPPSC UPSC MAINS PAPER TOPIC- ROLE OF FINANCE COMMISSION IN CENTRE- STATE FINANCIAL RELATIONS DESCRIPTION: Finance commission is a constitutional body constituted under Article 280 of Indian Constitution. It is a quasi- judicial body and have all the powers of a civil court while functioning. It is appointed by the Presideng Of India after every 5 years. The duties/ role/ functions of Finance Commission include the distribution of the tax proceeds between centre and state and also among states,i.e., vertical devolution and horizontal devolution of tax proceeds. It also determines the magnitude of grants- in-aid allocated to the states and local bodies and also any other matter referred to the commission by the president in the interest of sound finance. Thus it reduces fiscal imbalance between the centre and states and also among different states, promotes balanced regional development, promotes inclusiveness and also give a roadmap for fiscal consolidation. 14th Finance commission was constituted in 2013 headed by Y V Reddy. It recommended 42% unconditional devolution of tax proceeds. 15th Finance commission is headed by NK Singh and it main task is to strengthen cooperatuve federalism, improve the quality of public spending and to help protect fiscal stabilty. It uses the population data of 2011 while making its recommendation. Its terms of reference has led to various controversies as some states feel they will be at disadvantage though they are making remarkable efforts in controlling population after 1971. UPPSC MAINS 2018 PLAYLIST - https://goo.gl/ycyDWk FREE UPPSC MATERIAL - https://t.me/onlyuppsc FREE STUDY MATERIAL - https://t.me/studyforcivilservices detailed analysis of uppcs mains GS general studies paper 2 GENERAL STUDIES-II 1- Indian Constitution- historical underpinnings, evolution, features, amendments, significant provisions and basis structure, Role of Supreme Court in evolution of basic provisions of Constitution. 2- Functions and responsibilities of the Union and the States: issues and challenges pertaining to the federal structure, devolution of powers and finances up to local levels and challenges therein . 3- Role of Finance Commission in Centre- State financial relations. 4- Separation of powers, dispute redressal mechanisms and institutions. Emergence and use of alternative dispute redressal mechanisms. 5- Comparison of the Indian constitutional scheme with that of other major democratic countries. 6- Parliament and State legislatures- structure, functioning, conduct of business, powers and privileges and concerned issues. 7- Structure, organization and functioning of the Executive and the Judiciary: Ministries and Departments of the Government, Pressure groups and formal/informal associations and their role in the Polity. Public Interest Litigation (PIL). 8- Salient features of the Reperesentation of People'sAct. 9- Appointment to various Constitutional posts, Powers, functions and their responsibilities. 10- Statutory, regulatory and various quasi-judicial bodies including NITI Aayog, their features and functioning. 11- Government policies and interventions for development in various sectors and issues arising out of their design, implementation and Information Communication Technology (ICT). 12- Development processes- the role of Non Governmental Organizations (NGOs), Self Help Groups (SHGs), various groups and associations, donors, charities, institutional and other stakeholders. 13- Welfare schemes for vulnerable sections of the population by the Centre and States and the performance of these schemes, mechanisms, laws, institutions and Bodies constituted for the protection and betterment of these vulnerable sections. 14- Issues relating to development and management of Social Sector/Services relating to Health, Education , Human Resources. 15- Issues relating to poverty and hunger, their implication on body politic. 16- Important aspects of governance. Transparency and accountability, e-governance applications, models, successes, limitations, and potential, citizens, charters and institutional measures. 17- Role of Civil Services in a democracy in the context of emerging trends. 18- India and its relationship with neighbouring Countries. 19- Bilateral, Regional and Global groupings and agreements involving India and/ or affecting India's interest. 20- Effect of policies and politics of developed and developing countries on India's interests- Indian diaspora. 21- Important International Institutions,Agencies their structure, mandate and functioning. 22- Specific knowledge of Uttar Pradesh regarding Political, Administrative, Revenue and Judicial System. 23- Current affairs and events of Regional, State, National and International importance.
Views: 2189 study for civil services
In which Craig Benzine teaches you about the US Governments Separation of powers and the system of checks and balances. In theory, the Legislative Branch, the Executive Branch, and the Judicial Brach are designed to keep each other in check, and to keep any branch from becoming too powerful. In reality, the system was designed to keep the president from becoming some kind of autocrat. For the most part, it has worked. Craig will call in the clones to explain which powers belong to which branches, and to reveal some secret perks that the Supreme Court justices enjoy. Produced in collaboration with PBS Digital Studios: http://youtube.com/pbsdigitalstudios Support is provided by Voqal: http://www.voqal.org Want to find Crash Course elsewhere on the internet? Facebook - http://www.facebook.com/YouTubeCrashCourse Twitter - http://www.twitter.com/TheCrashCourse Tumblr - http://thecrashcourse.tumblr.com Instagram - http://instagram.com/thecrashcourse
Views: 1598794 CrashCourse
I sat down with one of my greatest heroes, Paul Volcker, to talk about the state of the economy and U.S. government as well as learn about the principles that guided his incredible career. We also discuss the decline of civil service and how Paul hopes to revitalize the field with The Volcker Alliance by working with universities and the government to train people effectively and efficiently and minimize the bureaucratic hurdles that deter people from pursuing government jobs. The Volcker Alliance: https://www.volckeralliance.org/ Paul's book, 'Keeping at It, The Quest for Sound Money and Good Government': https://www.amazon.com/Keeping-At-Que...
Views: 125299 Principles by Ray Dalio
Support our efforts to make videos about what we want: https://www.patreon.com/toptenz/overview Check my other channel Biographics! https://www.youtube.com/channel/UClnDI2sdehVm1zm_LmUHsjQ →Subscribe for new videos every day! https://www.youtube.com/user/toptenznet?sub_confirmation=1 Find more lists at: http://www.toptenz.net Entertaining and educational top 10 lists from TopTenzNet! Subscribe to our Facebook: https://www.facebook.com/TopTenz/ Business inquiries to [email protected] Other TopTenz Videos: 10 Things You Probably Didn't Know About Richard Nixon https://youtu.be/fQOwVp9Jcr8 10 Celebrities Who Could (or Should) Become President https://youtu.be/_Spqb1T6KHo Text version: https://www.toptenz.net/10-common-myths-about-the-united-states-government.php Coming up: 10. There Is No "The Government" In The United States 9. The Claims Of Military Dominance Are True But Also Somewhat Misleading 8. The Power Of The President Is Still Greatly Exaggerated 7. Free Speech Only Applies To The Government Limiting Your Speech 6. Anti-Discrimination Laws Are On The Books, But That Doesn't Mean Proving It Is Easy 5. The Post Office Is A Part Of The Government, But Requires No Tax Revenue 4. Yes, Puerto Rico Is Indeed Part Of The United States Of America 3. English Is Not The Official Language Of The United States Of America 2. The Jury System Is Not Foolproof, Jury Nullification Can Be Used For Good Or For Ill 1. The Supreme Court May Seem Insanely Powerful, But They Do Not Have The Final Say Source/Further reading: http://www.ncsl.org/research/about-state-legislatures/separation-of-powers-an-overview.aspx https://www.washingtonpost.com/news/politics/wp/2017/02/13/the-president-was-never-intended-to-be-the-most-powerful-part-of-government/?utm_term=.387c481c295b https://www.cnn.com/2017/04/27/politics/first-amendment-explainer-trnd/index.html https://www.pbs.org/newshour/nation/hate-crimes-difficult-convict http://postalnews.com/blog/2015/05/09/postal-myths-2-the-usps-is-not-a-government-agency/ http://www.kcra.com/article/couple-denied-motel-room-after-clerk-says-puerto-rican-drivers-license-is-not-us-id/20911033 https://www.snopes.com/fact-check/trump-english-official-language/ http://articles.chicagotribune.com/2014-01-27/opinion/ct-jury-nullification-edit-0127-20140127_1_jury-nullification-law-professor-jurors https://classroom.synonym.com/can-congress-override-court-ruling-9639.html https://www.flickr.com/photos/billmorrow/5820650315 https://en.wikipedia.org/wiki/File:United_States_Capitol_-_west_front.jpg https://commons.wikimedia.org/wiki/File:Diagram_of_the_Federal_Government_and_American_Union_edit.jpg https://www.flickr.com/photos/fibonacciblue/4504044588 http://www.slate.com/content/dam/slate/articles/health_and_science/science/2013/11/conspiracy_theory_psychology_people_who_claim_to_know_the_truth_about_jfk/51970887.jpg.CROP.promo-mediumlarge.jpg https://media.defense.gov/2015/May/12/2001058316/-1/-1/0/150511-F-OP138-073.JPG https://commons.wikimedia.org/wiki/File:Seals_of_the_United_States_Armed_Forces.png https://commons.wikimedia.org/wiki/File:American_diplomatic_team_and_Iranian_diplomatic_team_sit_together_-_16_January_2016.jpg https://commons.wikimedia.org/wiki/File:Flickr_-_The_U.S._Army_-_Group_patrol.jpg https://en.wikipedia.org/wiki/File:Members_of_the_U.S._Air_Force_Special_Operations_Command,_assigned_to_the_23rd_Special_Tactics_Squadron.jpg
Views: 203670 TopTenz
Views: 15602 International Law MOOC
✪✪✪✪✪ Download DENTCOIN mobile application - https://dent.app.link/DMolgDMqRT and get FREE 599 Dentcoins, most practical cryptocurrency on the market, which you can use to top up your mobile data plans in 40+ countries around the world. Visit: https://dent.app.link/DMolgDMqRT and click on Dent App on the top to chose iPhone or Android version. ✪✪✪✪✪ What is SOCIAL RESPONSIBILITY? What does SOCIAL RESPONSIBILITY mean? SOCIAL RESPONSIBILITY meaning - SOCIAL RESPONSIBILITY definition - SOCIAL RESPONSIBILITY explanation. Source: Wikipedia.org article, adapted under https://creativecommons.org/licenses/by-sa/3.0/ license. Social responsibility is an ethical framework and suggests that an entity, be it an organization or individual, has an obligation to act for the benefit of society at large. Social responsibility is a duty every individual has to perform so as to maintain a balance between the economy and the ecosystems. A trade-off may exist between economic development, in the material sense, and the welfare of the society and environment, though this has been challenged by many reports over the past decade. Social responsibility means sustaining the equilibrium between the two. It pertains not only to business organizations but also to everyone whose any action impacts the environment. This responsibility can be passive, by avoiding engaging in socially harmful acts, or active, by performing activities that directly advance social goals. Businesses can use ethical decision making to secure their businesses by making decisions that allow for government agencies to minimize their involvement with the corporation. For instance if a company follows the United States Environmental Protection Agency (EPA) guidelines for emissions on dangerous pollutants and even goes an extra step to get involved in the community and address those concerns that the public might have; they would be less likely to have the EPA investigate them for environmental concerns. "A significant element of current thinking about privacy, however, stresses "self-regulation" rather than market or government mechanisms for protecting personal information". According to some experts, most rules and regulations are formed due to public outcry, which threatens profit maximization and therefore the well-being of the shareholder, and that if there is not outcry there often will be limited regulation. Some critics argue that corporate social responsibility (CSR) distracts from the fundamental economic role of businesses; others argue that it is nothing more than superficial window-dressing, or "greenwashing"; others argue that it is an attempt to pre-empt the role of governments as a watchdog over powerful corporations though there is no systematic evidence to support these criticisms. A significant number of studies have shown no negative influence on shareholder results from CSR but rather a slightly negative correlation with improved shareholder returns. Student social responsibility is the bfnfhresponsibility of every student for his/her actions. It is morally binding, and suggests that each person act in such a way that minimizes the adverse effect on those immediately around them. It is a commitment everyone should have towards society – contributing towards social, cultural and ecological causes. SSR is based on an individual's ethics. Instead of giving importance only to those areas where one has material interests the individual supports issues for philanthropic reasons. It forms the base for CSR or Corporate Social Responsibility because if everyone in a business organization does his/her bit the bigger things automatically fall into place. The trends however show that big charitable organizations recorded high growth due to the SR efforts of individuals and not corporations or the government. Corporate social responsibility or CSR has been defined by Lord Holme and Richard Watts in the World Business Council for Sustainable Development's publication "Making Good Business Sense" as "…the continuing commitment by business to behave ethically and contribute to economic development while improving the quality of life of the workforce and their families as well as the local community and society at large." CSR is one of the newest management strategies where companies try to create a positive impact on society while doing business. Evidence suggests that CSR taken on voluntarily by companies will be much more effective than CSR mandated by governments. There is no clear-cut definition of what CSR comprises. Every company has different CSR objectives though the main motive is the same. All companies have a two-point agenda—to improve qualitatively (the management of people and processes) and quantitatively (the impact on society).
Views: 25050 The Audiopedia
Views: 7153 Convention of States Project
Tampering with this platform would be Material Breach of Contract. ....Unjust Enrichment. .... Conversion. ....et. al. You will also be in violation of 25 CFR 11.411 - Criminal trespass and Felony vandalism under Penal Code 594 PC. will lead to a $500,000 dollar find each and every time. All Rights and Remedies Reserved and Retained Explicitly..........including my Written Words.....Fair Use My disclaimer for all public, private, entity or individual of law enforcement and others. I am not a Moor I am not a Moorish American, black, African American or a Sovereign Citizen or apart of any Sovereign citizen movement. I AM AN AMERICAN ABORIGINE AKA A AMERICAN INDIAN I do not wave any of my rights at ANY time. I do not consent to my content whether image, written, voice or visuals to be used in any way, without my explicit permission and consent. Fair Use Copyright Disclaimer under section 107 of the Copyright Act of 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted. CHARTER OF THE ORGANIZATION OF AMERICAN STATES (A-41) Part one Chapter 1 nature and purposes Article 2.G To eradicate extreme poverty, which constitutes an obstacle to the full democratic development of the hemisphere; and H) To Achieve an effective limitation of conventional weapons that will make it possible to devote the largest amount of resources to the economic and social development of the member states. Chapter 2 Principles. Article 3K) Economic Cooperation is essential to the common welfare and prosperity of the people's of the continent L) The American States proclaim the fundamental rights of the individual without distinction as to race, nationality, creed or sex. Chapter 3 Article 17 Each state has the right to develop it's cultural, political, and economic life of the individual and the principles of universal morality Article 33 Development is a primary responsibility of each country and should constitute an integral and continuous process for the establishment of a more just economic and social order that will make possible and contribute to the fulfillment of the individual. Since you're in the state of California and I am in another state Article 35 The member state should refrain from practicing policies and adopting actions or measures that have serious adverse effects on the development of other member states
Views: 1059 This Is America Ahuuahk Tv
This PowerPoint, with activities, and lesson plans are available @: https://www.teacherspayteachers.com/Store/Mr-Raymond-Civics-And-Social-Studies-Academy This video teaches students about responsibilities, obligations, and duties of being a U.S. citizen. Students will learn about the required citizenship duties and obligations to pay taxes, obey the law, defend the nation, and serve on juries and in court. Students will learn about citizenship responsibilities to vote, stay informed, run for elected office, and communicate with elected officials. This video is designed for students taking state exams in Civics and will be helpful to anyone studying Civics, US Government, US History or those taking the US Naturalization exam. This lesson was specifically created for students taking the Civics EOC Exam and Virginia's Civics SOL Exam. While I have made a series of videos for Florida's Civics EOC Exam, much of the material on the two state exams are similar. I will am now going through all of the Virginia tested standards, communicating with Virginia Civics Teachers and reviewing test questions. I would welcome feedback from any teacher on how to improve these videos or lessons: [email protected] Like most of the videos on Mr. Raymond's Civics Academy's lessons, this video ends with a review "quiz." Remember that the PowerPoint in this video as well as a variety of lesson plans, worksheets, smartboard files and activities, are available at Teachers Pay Teachers. As a civics teacher, I have often looked for civics YouTube video clips to show my students. I hope these videos will serve as a supplement to lessons for civics teachers, US history teachers, US government teachers and their students. While they might be a little basic for AP Government students, they could serve as a refresher of basic concepts and content. I have also thought that these videos could help those who are going to take the naturalization test to become US Citizens. I have also been reached by parents whose children are taking Florida Virtual School's (FLVS) Civics class. All content in this video is for educational purposes only… ***For noncommercial, educational, and archival purposes under Law of Fair Use as provided in section 107 of the US copyright law. No copyrights infringements intended***
Views: 42091 Mr. Raymond's Civics and Social Studies Academy
This is an audio version of the Wikipedia Article: Cabinet collective responsibility 00:01:05 1 Overview 00:04:00 2 Examples 00:04:57 2.1 Australia 00:05:53 2.2 Canada 00:06:34 2.3 Finland 00:07:35 2.4 Ireland 00:08:36 2.5 United Kingdom 00:10:46 3 Advantages 00:11:35 4 Disadvantages 00:12:10 5 See also Listening is a more natural way of learning, when compared to reading. Written language only began at around 3200 BC, but spoken language has existed long ago. Learning by listening is a great way to: - increases imagination and understanding - improves your listening skills - improves your own spoken accent - learn while on the move - reduce eye strain Now learn the vast amount of general knowledge available on Wikipedia through audio (audio article). You could even learn subconsciously by playing the audio while you are sleeping! If you are planning to listen a lot, you could try using a bone conduction headphone, or a standard speaker instead of an earphone. You can find other Wikipedia audio articles too at: https://www.youtube.com/channel/UCuKfABj2eGyjH3ntPxp4YeQ You can upload your own Wikipedia articles through: https://github.com/nodef/wikipedia-tts "The only true wisdom is in knowing you know nothing." - Socrates SUMMARY ======= Cabinet collective responsibility, also known as collective ministerial responsibility, is a constitutional convention in Parliamentary systems that members of the cabinet must publicly support all governmental decisions made in Cabinet, even if they do not privately agree with them. This support includes voting for the government in the legislature. Some Communist political parties apply a similar convention of democratic centralism to their central committee. If a member of the Cabinet wishes to openly object to a Cabinet decision then they are obliged to resign from their position in the Cabinet. Cabinet collective responsibility is related to the fact that if a vote of no confidence is passed in parliament, the government is responsible collectively, and thus the entire government resigns. The consequence will be that a new government will be formed or parliament will be dissolved and a general election will be called. Cabinet collective responsibility is not the same as individual ministerial responsibility, which states that ministers are responsible for the running of their departments, and therefore culpable for the departments' mistakes.
Views: 0 wikipedia tts
Courtesy: CNN's State of The Union - 9/1/2013
Views: 14 John Doe
In which Craig Benzine teaches you about the United States Congress, and why it's bicameral, and what bicameral means. Craig tells you what the Senate and House of Representatives are for, some of the history of the institutions, and reveal to you just how you can become a representative. It's not that easy. But an eagle gets punched, so there's that. Produced in collaboration with PBS Digital Studios: http://youtube.com/pbsdigitalstudios Support is provided by Voqal: http://www.voqal.org Want to find Crash Course elsewhere on the internet? Facebook - http://www.facebook.com/YouTubeCrashCourse Twitter - http://www.twitter.com/TheCrashCourse Tumblr - http://thecrashcourse.tumblr.com Instagram - http://instagram.com/thecrashcourse Support CrashCourse on Subbable: http://subbable.com/crashcourse
Views: 1670434 CrashCourse
This week Craig Benzine explores the leadership structure of congress. We'll break out the clone machine to examine the responsibilities of the speaker of the house, the majority and minority leaders as well as the majority and minority whips in both the Senate and the House. As the leadership heavily influences assignments to committees and acts as the primary point of contact with the media, they wield significant power in influencing the public dialog. Produced in collaboration with PBS Digital Studios: http://youtube.com/pbsdigitalstudios Support is provided by Voqal: http://www.voqal.org Want to find Crash Course elsewhere on the internet? Facebook - http://www.facebook.com/YouTubeCrashCourse Twitter - http://www.twitter.com/TheCrashCourse Tumblr - http://thecrashcourse.tumblr.com Instagram - http://instagram.com/thecrashcourse
Views: 582959 CrashCourse
Citizenship in the United States is a legal marker denoting political membership in the United States that entails specific rights, privileges, and duties. Citizenship is understood as a "right to have rights" since it serves as a foundation for a bundle of subsequent rights, such as the right to live and work in the United States and to receive federal assistance.[2] There are two primary sources of citizenship: birthright citizenship, in which a person is presumed to be a citizen provided that he or she is born within the territorial limits of the United States,[3] and naturalization, a process in which an immigrant applies for citizenship and is accepted. These two pathways to citizenship are specified in the Citizenship Clause of the Constitution's Fourteenth Amendment which reads: All persons born or naturalized in the United States, and subject to the jurisdiction thereof, are citizens of the United States and of the State wherein they reside. —from the Fourteenth Amendment. National citizenship signifies membership in the country as a whole; state citizenship, in contrast, signifies a relation between a person and a particular state and has application generally limited to domestic matters. State citizenship may affect (1) tax decisions and (2) eligibility for some state-provided benefits such as higher education and (3) eligibility for state political posts such as U.S. Senator. In Article One of the Constitution, the power to establish a "uniform rule of naturalization" is granted explicitly to Congress. U.S. law permits multiple citizenship, so a citizen of another country may retain their previous citizenship after becoming a citizen of the United States, and retain their US citizenship when becoming the citizen of another country, should that country's laws allow it. Citizenship can be renounced by American citizens who also hold another citizenship via a formal procedure at a US Embassy,[4] and it can also be restored.[5] http://en.wikipedia.org/wiki/American_citizenship
Views: 3351 Way Back
Many psychologists associate high functioning depression with persistent depressive disorder. Which is a prolonged state of depression. Those with high functioning depression may not feel as helpless as those with clinical depression, but their depression does affect tremendously their quality of life. It minimizes their interest in everything, including social events with friends and family. High functioning depressives will socialize when necessary, and will go to work and school. But once they are done with their responsibilities they will withdraw themselves. Here are 7 signs you may have high functioning depression. Disclaimer: Only a real professional can diagnose you. Do not use these as self diagnosis. Actually, never self diagnose. New video: How to Cope with High Functioning depression: https://www.youtube.com/watch?v=c_gqTkwiGys&t=53s Article Referenced: http://psych2go.net/high-functioning-depression/ More Psych2Go here: http://youtube.com/psych2go You guys can also get online counselling here: https://hasofferstracking.betterhelp.com/aff_c?offer_id=2&aff_id=364 This is a referral code from us. Art + editing by chiistix: http://www.instagram.com/chiistix Voiceover by lilyloo: http://www.youtube.com/channel/UCiMhc6xKFcNiB7zViatsCcw BGM: "Clear Waters" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/ New article: http://psych2go.net/6-practical-tips-deal-high-functioning-depression/ How to cope with high functioning depression.
Views: 4354138 Psych2Go
To watch the full lecture, please go to http://legal.un.org/avl/ls/Gaja_S.html Mr. Giorgio Gaja, Professor of International Law, University of Florence, Member of the International Law Commission
Views: 157 UN Audiovisual Library
this is in fact part of lesson 1 of the Constitution in the Classroom education and a invitation to all to get involved as teachers in your local k-12 schools It discusses how freedom and responsibility are interrelated. If you don't take responsibility you will lose your freedom. http://www.constitutionintheclassroom.com/ Please remember to like or not! This Courtesy of and http://onfreedomroad.info/
Views: 341 OnFreedomRoad
Christians in the Contemporary Middle East Conference Session III: Strategies to Combat Persecution of Minority and Religious Communities The "Responsibility to Protect" and the Dangers of Military Intervention in Fragile States to Combat Jihadism Gen. Anthony Charles Zinni, USMC (Ret.), Former Commander-in-Chief of the United States Central Command; Special Envoy for the United States to Israel and the Palestinian Authority
Views: 91 villanovauniversity
New chat rules... Please try to keep things earthquake related, thanks. Support the operation with a Dutchsinse T-shirt , Hoodie or Coffee Mug -- https://teespring.com/stores/dutchsinseofficial _____ Earthquakes can systematically trigger other ones on opposite side of Earth (antipodes) https://www.sciencedaily.com/releases/2018/08/180802102352.htm ______ Professionals now adopting "GLOBAL EARTHQUAKE FORECASTING MODELS" which have been proved correct: http://temblor.net/earthquake-insights/global-earthquake-forecast-passes-test-7247/ _______ *disclaimer* The comments seen on the 24/7 earthquake live stream are not endorsed by, nor do they reflect the views of the creator of this youtube channel. All comments are assumed to be the responsibility of the end user who caused the generation of text, emojis, or symbols of any kind in chat ( or by whatever means the characters presented are generated). Watch all updates, backups and copies here on coppertropicals channel : https://www.youtube.com/channel/UCjq4pjKj9X4W9i7UnYShpVg ______ Southern California Slow Slip article + Studies : https://ucrtoday.ucr.edu/49602 Monitor Slow Slip tremors in the Pacific Northwest: https://tunk.ess.washington.edu/map_display/ Search Antipodes (opposite sides of the planet) here: https://www.antipodesmap.com/ Download the full (paid) version of earthquake3D here : http://www.wolton.net/quakes.html Free version here: http://www.wolton.net/quake.html Earthquake3D interactive live feed : http://www.earthquake3d.com/ We (dutchsinse and viewers) are not associated with Earthquake3D's creation, maintenance, or development. We receive no compensation for recommending this application, and have no relation with (or to) the programs developer(s). If you would like the full paid version, please purchase a copy directly from the program creators website which is linked above, so they receive full compensation for the hard work they put in creating this wonderful seismic monitoring program! ______ Earthquake Resources: Check tsunami warnings issued by the US agencies here: http://tsunami.gov/ Pacific Tsunami Warning Center: http://ptwc.weather.gov/ Alaska Tsunami Warning Center: http://wcatwc.arh.noaa.gov/ National Data Buoy Center (NDBC) buoy monitoring: http://www.ndbc.noaa.gov/ Deep-ocean Assessment Reporting Tsunamis (DART) buoys: http://www.ndbc.noaa.gov/dart.shtml ______ Global Earthquake Monitoring Links (multiple agencies worldwide): https://sincedutch.wordpress.com/2011/11/30/11302011-list-of-earthquake-links-for-global-monitoring/ USGS main earthquake reporting site: https://earthquake.usgs.gov European / EMSC main earthquake reporting site: https://www.emsc-csem.org/Earthquake/ New Zealand Earthquakes: http://www.geonet.org.nz/ Japan Earthquakes: http://www.jma.go.jp/en/quake/ Live streaming Japan earthquakes: https://www.youtube.com/channel/UCyMW-_pfjsTG76c9tP5SErg _______ Volcanic Ash Advisory Center (VAAC): https://www.volcanodiscovery.com/news/vaac/latest-reports.html _______ The non-earthquake related graphics, images, background, content , video, voice content captured on this property , and which are on this stream are NOT intended for redistribution, copying, or repeating unless otherwise approved by the content creator, Michael Janitch aka Dutchsinse on youtube. ________ Marker height off the globe represents depth into the Earth. When an earthquake strikes, you will hear a rumble, ding, and a bell toll. The bell will toll the number of times = to the earthquake which occurs. (example : M4.0 will ring 4 times). The most recent earthquake has a green placemark / flag on it. Blue flag / placemark = the last earthquake which was looked up *Disclaimer* Before sharing the information contained in this video, please consult local, and national laws in your country to verify if you are allowed to share earthquake warnings from private individuals
Views: 12109 dutchsinse


text:
A Patron upped their pledge; and, well, I like writing this series. So there. Remember: for every new pledge, people get a new installment until I hit $200/month, and then it becomes a weekly feature.
Beyond the hatch, the three first encountered -- a set of curtains. Heavy, but transparent; and cut in strips to allow movement. Moving through them proved easy enough, but they seemed to serve no real purpose.
Adam raised an eyebrow; Andy shrugged. "The strips deaden sounds," he explained. "The Rangers weren't joking about them skittering towards the sounds of screams."
Samson moved ahead, clearing the curtains quickly, his weapons loose in their holsters. "I wonder how many fools died before the rest stopped trying to ambush the Patrol that way."
"Less than you'd think, Samson," said Andy. "Luna doesn't let native-born idjits get old enough to try, and the ones we import usually get smacked upside the head by smarter criminals. Or just knocked over the head and fed to the honeypots. You ever see a squad of Rangers go get their buddies? Great fun to watch, if they ain't after you." A wolf, looking on peacefully at a pack of well-trained dogs as they took down a hyena, might have had the same benign expression on its face.
"I do not understand suicide," mused Samson, "but I suppose that ambushing the Solarian Patrol at least commits it in a novel way. Do you know where we must go, Brother Adam? I assume down?" They had passed onto the obligatory maze of rough-hewn corridors, burned out of the Lunar rock and liberally smeared -- even down here! -- with the goo that kept micro-leaks down to something tolerable for men. The walls were still thick with graffiti, in every color and language (including some not from human hands); signs pointed everywhere, but quite obscurely to Samson's vision. Then again, he walked with companions with more educated eyes.
Adam peered at the signs, visibly updating his knowledge of the markings. "Yes, on general principles, Brother Samson. As to which way to the ship touts? Best to take the black and yellow arrows to the central stairs, then move down three levels, and mind the scout for the ambush."
"Starting to wonder when you'd see him, Adam," said Andy calmly, his fingers relaxed and free of their coat. "He's from one of the jimmie gangs. No offense, gentlemen."
"None taken, Andy." Samson's voice showed dangerous amusement. "How many, do you think?"
"For three armed men, but only one Loonie?" Andy's voice shrugged, while his body stayed quite credibly steady, for one so young. "Ten, at least. And a jimmie gang, they'll pack guns. They got no Loonie mamas to spank them silly out of damfool ideas like that." Andy's eyes flickered, looking for side corridors and hatchways in the 'ceiling.' "They'll try to hit us from above, of course." His tone suggested that the last two words were a face-saving courtesy directed towards the admitted Earthmen.
Adam made a sound sounding much like a suppressed chuckle. "Do not sass your elders," he said, with all the gravitas of a man who had yet to see his thirtieth birthday. "The venerable Elder Brother Samson" -- who was perhaps a half-decade older than Adam -- "and I know the tricks of a freefall fight. Shall we see if they do?"
"But of course," said Samson, as the three of them moved towards the presumed ambush spot. "A wise traveler respects and follows the greeting customs of a new place, even if it be a hive of scum and villainy. No offense, Andy."
"None taken."

subset: commoncrawl


text:
Homeowners Insurance Whittaker, MI
Are you searching for home insurance coverage in Whittaker, MI? Enter your Zip Code to compare the best options available nearby. Comparing multiple quotes is the best way to save money on your homeowners coverage in Washtenaw county.Have you been asked by your mortgage lender to get homeowners insurance? Did you just purchase your first home and understand the value of insuring it but don't know what type of coverage to buy? If so, here is some information to help you get the Whittaker, Michigan homeowners insurance you need.
Be aware that while some lenders will escrow you for insurance, they go about picking the plan for you. They also will charge you nearly double or triple what you could pay on your own.
What Home Insurance Is
When you start shopping for coverage, which you can do in person at an insurance agency or online at an insurance company website, you will notice that there are different types of coverage to choose from.
Understand that there are some exclusions to general or basic perils. These are terms you will face when you start examining what your potential policy covers.
What Homeowners Insurance Covers
Basic perils often come with exclusions or things that will not be covered by the policy. Be sure you understand what you are getting when you get your basic peril coverage. This type of coverage usually covers damage due to fires, lightning, wind storms, smoke, and vandalism.
A lot of people assume that coverage for things like floods, earthquakes or termite damage are automatically covered. This is not the case. Flood and earthquake insurance policies must be purchased separately or you must pay an additional fee to your insurer to have these specific types of coverage included.
There are also all-risk policies. These tend to cover everything, except any specific exclusions which the insurance company will detail for you in writing. Be aware that sometimes buying an all-risk policy means that things like floods or earthquakes are not included.Other things that you want to consider is the replacement cost for your home. You need to make sure you are buying enough coverage. For instance, you could choose a policy that pays you $500,000 in the event of the home's destruction. Make sure you base the replacement cost on more than just the current market value of the home.
Make sure to buy content coverage for any of your belongings inside the home. This may have limits, however, so make sure you know just what it will cover. Finally, ask your insurer about getting liability coverage so that in the event someone is injured on or around the home, you have protection.
Obtain quotes from insurance agents in person to get personalized help. Or, for more convenience, you can get Whittaker homeowners insurance quotes free online. Protect your home with affordable insurance today.
More Michigan Cities Nearby:
Everybody out there demands to acquire a homeowners' insurance plan. Becoming a lengthy-time property owner will not make you exempt. Just since catastrophe has not struck in 20 a long time doesn't imply that it will not likely strike in the several years to appear or even tomorrow. Read through and comprehend the tips in this article if you want to find a excellent policy.
If you need to file a declare with your homeowner's insurance coverage company, do so promptly. Speedily react to any ask for for details as entirely as you can. The much more information the insurance coverage firm has, the more quickly they can procedure your assert. Also, a lot harm endured by residences will only worsen with time, that means that if you allow it sit, the expense will be increased.
Paying out off your mortgage loan will lower your insurance policy premiums. Clearing a mortgage loan might not be an fast possibility, but instead a extended-phrase purpose to maintain in thoughts. Insurance policy companies reward property owners who very own their home cost-free and obvious.
To preserve your coverage up to date, be positive to evaluation your homeowner's coverage every single calendar year. Enable your insurer know of alterations in your property and property that may help hold your rates down. For occasion, if you have changed a shake roof with something more fireproof, like composite shingles, you could get a premium reduction.
Preserve on homeowner's insurance by putting in additional smoke detectors. Smoke detectors are necessary in most new homes, even so voluntarily installing them in older homes or setting up extra detectors in a new house can get you additional special discounts. Not only is this a intelligent financial decision, but it is a single that could conserve the life of you or your cherished types.
Property owner's insurance policy can help to defend your residence from a assortment of concerns. If there is damage that is done to your house, it can be protected and paid out for using your insurance coverage. This can incorporate injury and lost home from theft or even some specified disasters. Each residence operator must have a plan.
If you are planning on remodeling or upgrading your house, keep in mind that the task can perhaps impact your premiums. Procedures will boost dependent on what kinds of goods you use in your residence extensions. Wooden will expense more than cement or steel structures to insure as it far more inclined to fire and harsh temperature harm.
investigation the monetary health of the company that you might be considering acquiring insurance policies from. You want to make confident that they will have the cash to pay out the claim if you find by yourself with a need to file a single. Repeat the procedure quarterly when the policy is in area.
Doc all of your valuables and maintain the pictures or video clips of the factors that you want protected beneath your home insurance coverage, in a fireproof lockbox. This will protect your files and make filing a claim for the lacking or ruined items with your residence insurance company, less difficult and faster.
Getting a property owner's coverage is a requirement, specially if you will be funding your residence buy. The approach can be complicated however, and navigating the insurance market, often proves tough. In this write-up, we have offered you with a few tips that should assist you in generating your choice. Follow these suggestions to simplify the process of getting your following property owner's insurance coverage coverage.


text:
Beau Coops - Edie-E Lace Up - Silver
by Beau Coops
Colour: Silver
Description, Sizing and Details
TheBeau Coops Edie Lace-ups will add interest to your look with their laser cut leather upper. Made in Italy from genuine leather, these shoes are made with stylish comfort in mind. 4cm heel. Genuine leather upper and lining
About Beau Coops
Made in Italy this unisex labels agenda is simple: to offer beautifully designed, classic footwear and accessories, that represent a lifestyle of comfort, quality and style.
This item is for final sale and not eligible for return. See our returns policyfor details.
The price is the RRP provided to us by our supplier. This price does not reflect our own normal price as we do not usually sell at the RRP. The product may also not be sold in New Zealand at this RRP.
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text:
From Ganfyd
Doctors - and other professionals - have complained about bureaucracy throughout history[1]. Analogy suggests that bureaucratic processes will evolve towards stagnation[2]. Bureaucratic reform is often promoted by politicians, indeed it may be the hallmark of populist politicians. There is good evidence that badly designed bureaucratic systems have a net negative effect on healthcare efficiency[3][4], patient safety[5] and clinical knowledge[6][7]. Well designed processes, that some doctors would regard as bureaucratic such as an informatics tool that detected high risk prescribing, can however be very effective[8].
In a medical context, bureaucracy may be considered work, often administrative work, done for purposes which relate to organisational processes, rather than direct patient care.
Often bureaucratic processes are set up for good reasons; but without clear systems for ensuring that they are really necessary and worthwhile, bureaucratic tasks can increase until they have a severe impact on a professional's ability to do the tasks that their professional training makes them capable of. The regulation of health services - including eg checks that hospitals are meeting their targets - is a considerable and costly burden.[9]
Many of the requests from patients instructed to Get a note from your doctor are driven by bureaucracies - frequently not from the organisation within the doctor works.
Bureaucracies report on other bureaucracies and the HiT series of reports from WHO[10] is essential reading for those who wish to understand comparative healthcare.
With current (2015 onwards)[11] pressures on healthcare, with health care funding failing to keep up with health sector inflation (or suffering cuts, known as "efficiency savings" in Whitehall's Orwellian newspeak; and increased pressures from the development of medical science and the ability to do more, an ageing population, and cuts to social care (which impact on health care), fighting bureaucracy is as important as ever.[12]
The Canadian Healthcare system was reviewed in 2013 [13]
The Australian Healthcare system was reviewed in 2006[14]
The New Zealand healthcare bureaucracy was reviewed in 2014[15], it having been noted in 2006 that District health board bureaucrats have increased in number by 23%[16]
The American healthcare system was reviewed in 2013[17]
Many of the documents which can be used to deflect inappropriate requests are provided in ganfyd's Get a note from your doctor page.
External links
- Reducing General Practitioner (GP) Paperwork[18] (from Cabinet Office Public Sector Team, 2001).
- BMA guidance on acting on test results
- BMA (GPC) "Quality First guidance" - with guideance on how to manage resources to provide best care, including a variety of resources such as template letters for GPs to send to hospital staff in response to inappropriate requests for GP action.
- Article in Pulse "GPs fear new hospital discharge guidance will lead to workload dump".[19]
- Links to Pulse template letters - article with links to the following documents:[20]
- Template letter to the hospital department who asked you to re-refer a patient after a missed appointment
- Template letter to a patient asked to book an appointment with you for re-referral after a missed appointment
- Template letter to the hospital department who asked you to refer a patient to another hospital department
- Template letter to a patient asked to book an appointment with you for a hospital internal referral
- ↑ Patel K. Bureaucracy holds the NHS back. BMJ (Clinical research ed.). 2013; 347:f4624.(Epub)
- ↑ Charlton BG. The cancer of bureaucracy: how it will destroy science, medicine, education; and eventually everything else. Medical hypotheses. 2010 Jun; 74(6):961-5.(Link to article – subscription may be required.)
- ↑ Himmelstein DU, Woolhandler S, Wolfe SM. Administrative waste in the U.S. health care system in 2003: the cost to the nation, the states, and the District of Columbia, with state-specific estimates of potential savings. International journal of health services : planning, administration, evaluation. 2004; 34(1):79-86.
- ↑ Johnsen H. Professional responses to post bureaucratic hospital reforms and their impact on care provision. Women and birth : journal of the Australian College of Midwives. 2015 Jun; 28(2):e19-25.(Link to article – subscription may be required.)
- ↑ Schmidt PJ. Blood, AIDS, and bureaucracy: the crisis and the tragedy. Transfusion medicine reviews. 2011 Oct; 25(4):335-43.(Link to article – subscription may be required.)
- ↑ Califf RM. Clinical trials bureaucracy: unintended consequences of well-intentioned policy. Clinical trials (London, England). 2006; 3(6):496-502.(Link to article – subscription may be required.)
- ↑ Wolinsky H. B for bureaucracy. EMBO reports. 2010 Sep; 11(9):664-6.(Link to article – subscription may be required.)
- ↑ Dreischulte T, Donnan P, Grant A, Hapca A, McCowan C, Guthrie B. Safer Prescribing - A Trial of Education, Informatics, and Financial Incentives. The New England journal of medicine. 2016 Mar 17; 374(11):1053-1064.(Link to article – subscription may be required.)
- ↑ Edwards N. Burdensome regulation of the NHS. BMJ 2016;353.
- ↑ Health Systems in Transition (HiT) WHO European Observatory on Health Systems and Policies
- ↑ HiT UK WHO 2015
- ↑ Roland M, Everington S. Tackling the crisis in general practice. BMJ (Clinical research ed.). 2016; 352:i942.(Epub)
- ↑ HiT Canada WHO 2013
- ↑ [http://www.euro.who.int/__data/assets/pdf_file/0007/96433/E89731.pdf HiT Australia WHO 2006
- ↑ Cumming J, McDonald J, Barr C, Martin G, Gerring Z, Daubé J. New Zealand Health System Review Health Systems in Transition 4(2) 2014
- ↑ NZ herald
- ↑ HiT USA WHO 2013
- ↑ Cabinet Office Public Sector Team. Reducing General Practitioner (GP) Paperwork, 2001 (March).
- ↑ Price C. GPs fear new hospital discharge guidance will lead to workload dump. 2016; Updated 17 March 2016; Accessed: 2016 (18 March).
- ↑ Pulse. "Say 'NO!' to inappropriate requests with our template letters". 2016 (June 16). (Last viewed 23 June 2016)
This article is a work in progress. Please feel free to contribute to it.


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Wednesday April 19, 1989
This day in 30 sec.
It was Wednesday, under the sign of Aries (see planets position on April 19, 1989). The US president was George H. W. Bush (Republican).
Famous people born on this day include Alia Shawkat and Jessica Jung.
In that special week of April people in US were listening to Like A Prayer by Madonna.
In UK Eternal Flame by The Bangles was in the top 5 hits.
Miss Firecracker, directed by Thomas Schlamme, was one of the most viewed movies released in 1989
while We Are Still Married by Garrison Keillor was one of the best selling books.
On TV people were watching Fast Forward.
If you liked videogames you were probably playing All-Pro Basketball Zenbei! Pro Basketball or Chip's Challenge.
But much more happened that day: find out below..
You can also have a look at the whole 1989 or at April 19 across the years.
Old Newspapers
Have a look at the old newspapers from 19 April 1989 and get them!
What the sky looked like on 19 April 1989
Which were the most popular movies released in the last months ?
Personalized book about You
Your book about what happened on 19 April 1989
Wish him/her..
TV Series
Which were the most popular TV series released in the last months ?
Find out your future
Get a FREE Numerology report based on the digits of 19 April 1989!
Historical Events
Which were the important events of 19 April 1989 ?
- Republic Day (Sierra Leone).
- Declaration of Independence Day (Venezuela).
- Easter Sunday 1908, 1981, 1987, 1992. In the Gregorian Calendar Easter Sunday falls on 19 April more often than on any other date.
- Bicycle Day.
- The Roman holiday of Cerealia ends. (Roman Empire)
- Primrose Day (England) ? primroses are placed on the statue of Benjamin Disraeli in Parliament Square, London on the anniversary of his death (1881).
- Expeditus
- Ursmar
- George of Antioch
- Feast day of the following saints in the Roman Catholic Church: Saint Emma
- Landing of the 33 (Uruguay).
- Patriot's Day (Massachusetts, Maine, and Wisconsin, USA).
Famous Birthdays:
- Jessica Jung: Musician.
- Alia Shawkat: Actress.
- Fiona MacGillivray: Canadian vocalist (The Cottars).
- Janae Bradford: Reality Star.
- Dominik Mader: German football player.
- Kristen O'Connor: American singe-songwriter and guitarist.
- Belinda Owusu: English actress.
- Sam Tordoff: English racing driver.
- Daisuke Watabe: Japanese footballer.
Famous Deaths:
- Daphne Du Maurier: British writer and noted family, the second of three daughters of the famous actor-manager Gerald duMaurier.
- Gun turret explodes on USS Iowa, killing 47 sailors
- Republic Day in Sierra Leone
- Kevin Elster (New York Mets), sets errorless shortstop mark at 73.
- Trisha Meili is savagely attacked while jogging in New York City's Central Park; as her identity remains secret for years, she becomes known as the "Central Park Jogger."
- Seven crew members die when a gun turret explodes on the U.S. battleship Iowa.
Search For Your Ancestors
Planetary positions on this day
Discover the planets positions on April 19, 1989 as well as what the sky looked like at your place
Subscribe to our Newsletter
Don't miss our monthly news, no spam guarantee Click here to Subscribe
...and if 19 April 1989 was your Birth Date then Join our Birthday Club!
Magazine Covers
What news were making the headlines those days in April 1989?
- LIFE: Don Johnson And Melanie Griffith
- Time: Alaska. Inset: Oliver North by Robert Trippett.
- SportsIllustrated: Sports Illustrated: no.9168
- Beano: Your personalised Beano Book from 1989
Genealogy: find out your family heritage
Make this date unforgettable
Music Charts
Which were the top hits in that special week of April 1989 ?
Top #10 songs in the USA
Top #10 Latin songs
- Como Tu - Jose Jose
- Asi Fue - Isabel Pantoja
- MALA SUERTE - Vikki Carr
- HOMBRES AL BORDE DE UN ATAQUE DE CELOS - Yuri
- Un Hombre Busca Una Mujer - Luis Miguel
- QUE ESPERABAS DE MI - Rocio Durcal
- Ya No Puedo Volver Contigo - Marisela
- ES EL AMOR QUE LLEGA - Ana Gabriel
- Solo Con Un Beso - Ricardo Montaner
- UN TIEMPO PARA NOSOTROS - Braulio
Which were the most popular books released in the last weeks ?
Remember when
What videogames would you be playing back in the days ?
Home videos
Which movies you probably rented those days on VHS/DVD to spend a great night?


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From crabs to octopuses, clams to marine worms, invertebrates play an important role in ocean ecosystems. They form the basis of the food chain for fish, marine mammals, and humans. Together with our partners, we study, manage, and protect numerous species within this diverse group of animals.


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Yes, prepping your home for sale seems like a lot of work, but its definitely worth it! Selling your home "as-is" can increase the time on the market and decrease the sale price. Depending on how much you can to invest, its possible to go all-out with the exterior design process but you can make great strides with just a few dollars in your pocket and a weekend to work on it.
Your real estate professional can give you specific suggestions after viewing your property, but here are a few that help just about everyone:
Start with the Garden
First things first, clean up your yard and garden. Getting rid of those fall leaves you've neglected to pick up, and dead branches hanging on your trees and bushes makes a big difference. If you have a lawn, make certain its mown down to a practical level so that it always looks clean and cared for. If you have a xeriscape, make sure your ground coverings are spread evenly. Mulch, gravel, and rubber are all easy to rake back into place with standard gardening tools. A cared for landscape will draw in buyers, helping them fall in love with the vibe of your home.
Add Some Color
Adding some window boxes or planters with seasonal flowers can brighten up your home and make it more appealing to potential buyers. Be careful not to over-water them and clean up any old blooms to keep them looking fresh. Worried about the upkeep? You can simplify your gardening efforts by adding a drip-irrigation system. Not only are they automatic, but the EPA also says they save water and are more efficient than sprinkler systems.
Be Visible
A lot of buyers drive around their favorite neighborhoods looking for just the right home. Want to make sure they can find your property? Check to see just how visible your house number is. The easier it is for a home seeker to find you, the faster your property is likely to sell. If you have existing door numbers, try a metal polish to clean up brass or steel numbers or a new coat of paint for wooden or even plastic ones. If your home is missing digits, or they are hard to see from the street, check out your local home improvement and craft stores for larger or more decorative options.
Do Some Painting (but just a little)
It can be expensive to repaint your entire home, and that's not in every budget. It's okay! Start by just cleaning off your existing paint. Use a proper hose attachment or rent a power sprayer from your local home improvement store and see just how much brighter and more inviting your home is when the paint is clean. To add that extra something, consider repainting your door and window shutters with a matching or contrasting color. Just that little bit of fresh paint at the focal points can make your home much more inviting. Make sure you do a clean job though, paint on door handles and windows won't help your cause.
Make it Bright
If you have existing outdoor lighting, now's the time for some elbow grease. Make sure all your lights are clean of dust and grime, so they show at their best. Get some bright new bulbs for them to ensure none are burnt out. Need some extra appeal? Try adding lights along your driveway, walkway or to accent a specific part of your landscape like a tree, statue or fountain. Landscaping lights can be easy to set up, just look for solar-powered LED lights. Available in a variety of colors, with no batteries or cords required, just stick them where you want for a dramatic evening look.
Your property may benefit from a couple weekends spent in the yard. Ask your real estate professional for specific advice about how to best show off your home.
If you receive a "lowball" offer to purchase your house, your first reaction may be to respond with an immediate "No." However, it is important to evaluate any offer to purchase your house closely. Because if you weigh the pros and cons of rejecting an offer to purchase your home, you'll be better equipped than ever before to make an informed decision about any homebuying proposal you receive.
Now, let's take a look at three factors to consider before you reject an offer to purchase your residence.
1. Your Home's Price
What you may consider to be a lowball offer to purchase your home may actually be a competitive homebuying proposal it all depends on the current state of the housing market. Thus, if you analyze the housing market, you can find out how your home's price stacks up against the prices of comparable houses and review an offer to purchase accordingly.
If you find your home's price falls in line with similar houses in your city or town, you likely have a competitive initial asking price in place. And if a buyer's offer to purchase your home falls short of your house's initial asking price, you may want to decline the proposal.
On the other hand, if your home is priced much higher than comparable residences in your area, you may want to adjust your home selling expectations. In this instance, you may find a lowball offer to purchase turns out to be a competitive homebuying proposal. As a result, you may be more inclined to accept the proposal based on the current housing market's conditions.
2. Your Home's Condition
Oftentimes, buyers will account for potential home repairs or upgrades they will need to complete if they acquire a house. This means a buyer may submit an offer to purchase below a seller's initial asking price due to the fact that a house may require assorted repairs or upgrades in the near future.
Take a look at the condition of your home you'll be glad you did. If you find your home is in need of significant repairs or upgrades, you may want to consider these projects before you reject a buyer's offer to purchase your house.
3. Your Home Selling Goals
It generally is a good idea to start the home selling journey with goals in hand. That way, if an offer to purchase your house allows you to achieve your home selling goals, you can accept the proposal. Or, if an offer to purchase your house moves you further away from accomplishing your home selling goals, you can reject the proposal.
As you get set to complete the home selling journey, you may want to hire a real estate agent too. This housing market professional can help you assess any offers to purchase your house, at any time. By doing so, a real estate agent can help you determine how to proceed with an offer to purchase and ensure you can make the best-possible decision.
Whether you plan on selling your house in the next few years, or if you just want to make some much needed updates to your home, renovations can be a great way to increase the value of your property.
However, not all updates will pay for themselves. Some upgrades that we want for personal reasons, such as building an addition for more space, could come back to haunt you if it isnt to the taste of potential homebuyers in the future.
So, in this article, were going to talk about five simple updates to your home that have the best chance of increasing its selling price. That way, when you do finally decide to move on from your home, you can sell for the price you know your home is worth.
You dont have to be a carpenter to increase the value of your home. When a potential buyer enters your home for the first time, two of the first things theyll notice are the lighting and the spaciousness of the room.
Since lighting is an essential part of creating spaciousness, increasing the former will also increase the latter.
So, what are some ways you can increase lighting?
Add recessed lights to the ceilings of your home. It will open up space in the ceiling and allow for a greater number of lights overall.
Add lighting under the cabinets in your kitchen
Use large mirrors for decoration to increase lighting and create the illusion of spaciousness in smaller rooms
Home decor trends come and go. Not long ago, wallpaper was the go-to choice. However, the surest way to increase the value of your home is to use bright and neutral colors since, statistically, these appeal to the largest number of people.
Fresh paint and good lighting work together to make your home seem more polished and modern. And, for just a few hundred dollars, you can paint your whole home.
Remember, however, that it is easy to scuff up the walls in your home. So, its a good idea to paint closer to the date you think youll be trying to sell.
While there are people who enjoy mowing the lawn on Saturday morning, those people tend to be few and far between. One thing potential buyers will consider when viewing your home is how difficult it will be to take care of the yard.
Adding an irrigation system, removing unnecessary obstacles, and planting hardy bushes and plants will woo potential buyers.
If your home is in need of serious upgrades, its best to start with the room that needs it the most, especially if that room is a bathroom or kitchen. Replacing an old vanity or putting new tile down can be simple ways to spruce up a bathroom thats looking dated.
If you have a couple of years before you plan to sell, that gives you time to fix the small issues that youve noticed and will continue to notice. Maintaining your home now will give you less to worry about when the time comes to sell, and you dont want to be dealing with leaking faucets when that day arrives.
There is no set amount of time that you will need to allocate to sell your residence. In certain instances, a seller can generate lots of interest in his or her house and receive an offer to purchase within one day of listing a home. On the other hand, a seller sometimes requires many weeks or months to stir up interest in his or her home.
Ultimately, you should strive to commit as much time as you can to sell your home. If you do everything possible to promote your residence to potential buyers, you could reap the benefits of a fast, profitable house selling experience.
There are many things that a seller can do to ensure a seamless home selling experience, and these include:
1. Improve Your Home Both Inside and Outside
Remove clutter from inside your home you'll be happy you did. In addition to making it easy to show off the true size and beauty of your home, eliminating clutter could help buyers envision what life may be like if they purchase your house.
Meanwhile, your home's curb appeal can make a world of difference during the property selling journey. If your house boasts a stunning front lawn and other exceptional home exterior features, your home may be better equipped than ever before to make a positive first impression on prospective buyers.
2. Establish an Aggressive Initial Home Asking Price
Take a look at the prices of comparable houses in your city or town. In addition, evaluate the prices of recently sold houses in your area that are similar to your own. This housing market data may help you establish an initial home asking price that falls in line with the current housing market's conditions.
Furthermore, it may be beneficial to conduct a house appraisal. With an appraisal report in hand, you'll have a property valuation that you can use to establish an aggressive initial asking price for your residence.
3. Hire a Real Estate Agent
A real estate agent is an expert guide for selling homes. He or she can help you list your residence, promote it to prospective buyers and much more.
Of course, let's not forget about the assistance that a real estate agent provides at each stage of the property selling journey, either. A real estate agent will help you create a house selling strategy and put this plan into action. He or she will be ready to respond to any of your home selling concerns or questions too. And if you're unsure about how to proceed at any point during the house selling journey, a real estate agent can provide property selling recommendations and suggestions.
For those who want to add a house to the real estate market and streamline the home selling journey, it may be a good idea to hire a real estate agent. By collaborating with a real estate agent, you can get the support you need to quickly navigate the home selling journey.
Do you ever wish that they taught a class in high school called, Things Youll Actually Need to Know In Life? Youd learn how to prepare your taxes, what investing is, and how to buy a home.
Unfortunately, all of these important life lessons tend to be self-taught; you pick them up along the way and learn from your mistakes.
However, it neednt be that way. Our goal today is to give you an accurate idea of what to expect when youre buying your first home. Well go over a typically home buying timeline and discuss how long each step can take. This will give you a better idea of how long it will take to close on your first home.
The first step of buying a home is to make sure youre financially secure enough to do so. While there are ways to purchase a home with low or no down payments (See FHA, USDA, and VA loans), generally its wiser to wait until you have a sizable down payment saved. This will save you money in interest and mortgage insurance in the long run.
Next, youll need to start working on your credit. If your credit score took some hits due to late payments when you were younger, now is the time to start fixing those mistakes by making on-time payments and paying off outstanding balances.
One of the most important, and least talked about, parts of buying a home is understanding what it means to own a home. If you have a spouse, partner, or family, youll need to be in agreement that youre prepared to stay in one place for the next 5 or more years.
Buying a home is expensive and you wont want to go through the process of closing on a home if you arent sure youll stay. This means making sure your career wont bring you elsewhere in the near future.
Getting prequalified for a mortgage takes minutes. You simply fill out an online form and the lender will give you an idea of the type and size loan you could qualify for. Be forewarned: theyll also use this information to call and bother you about getting a mortgage from them.
Once youre prequalified, its just a matter of working with the lender to provide the correct documentation for pre-approval.
Getting preapproved takes a bit longer (1-3 days), since it requires a credit check and some work on your part--namely, gathering and sending income verification.
Once youre preapproved, you can safely start shopping for homes without worrying that youre wasting time looking at homes that are overbudget.
Its a sellers market. So, if youre buying a home right now there is competition out there. Youll need to dedicate a substantial amount of time to researching homes online, contacting sellers agents, and following up on calls. Like before, the amount of effort you put into this process determines how quickly and smoothly youll get through it.
Average closing times for buying a home has grown to 50 days according to a recent study. However, by securing financing ahead of time and acting quickly, you can drastically cut down the time of these process to as little as two weeks.