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As soon as the automotive has completed charging, the connector will unlock, you can't stop it. I would like a setting in iDrive where I can examine or uncheck a field that can decide if Hospitality Charging is utilized.
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Bourbon Infused Coffee
Give your boss an excuse for his all-too-noticeable whiskey breath, and you might just save both of your jobs. Then maybe next Christmas you can provide a useful excuse for his erratic behavior, and he'll love you like his own child. Never forget, there's a beautiful solution to every problem.
Related products
The necktie is the unsung, often mistreated hero of the sartorial world. While shirts, pants, and jackets all get their own specialized travel bags to keep them clean, dry, and unwrinkled, neckties just get folded up and stuffed in the suitcase. But there is a price to be paid for this kind of disregard — and that price is a cranky, crinkly, abused-looking necktie that makes even the most dapper man look like he has been reduced to a stowaway sleeping in his work clothes in the undercarriage of a Greyhound bus. The necktie travel case is here to rescue that man's dignity.
Your boss always demands that you get better at your job, so why not demand the same of your boss? In a subtle, pat-on-the-back, "keep up the good work, tiger" sort of way. Bring out the best in them by showing them how the best do it.
If you can't contribute to your boss' mental health and stability, you can at least contribute a substance that makes mental health and stability feel irrelevant for a little while. And of all those substances, wine is the most socially acceptable and has the richest history. These labels allow you to put your gift in the proper context, and carry a tacit apology wrapped in disarming humor. Even if they don't forgive you, they'll at least know you understand what you've done.
If m&ms were a person, you would have choked the crap out of them by now because all they do is say the same thing over and over again. Thankfully, we now live in the infinitely customizable iCulture, where you don't have to put up with that kind of nonsense anymore. Say everything you ever wanted to say, in the sweetest way possible.
It's far better to give than to receive they say, and with this gift your boss can do both. Order a charity gift card in any amount and let them decide which charity should receive the donation. It's a gift that makes you look good and makes them feel good. Everyone wins.
It's tough to find a gift for your boss that they'll actually use. Rather than throwing your money away on some doodad that they'll pretend to like and feel obligated to display, why not put your money to good use instead? Make a donation in their name to a cause that is dear to them. It's a classy gift that actually makes the world a better place, plus it's tax deductible!
If your boss is the type that rides in the economy class like the rest of us, an airplane cocktail or two can help make the experience much more tolerable. Let them kick back with an Old fashioned or Moscow Mule and the stress will melt away, kind of.
Order some custom fortune cookies with little pearls of business wisdom inside. Or use the custom messages to help persuade your boss into doing something - "Don't forget to lead by example" or maybe "Extra vacation days are proven to boost productivity".

subset: commoncrawl


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Call us toll free 0800 1800 900
8 Day Alaskan Sampler
Difficulty: Medium - adventurous people in good condition
Dates: Custom Dates Only
Price: $3211pp (Donoho) | $3843pp (fly-in option)
8 Day Alaskan Sampler Multi-Sport
Tour Activities
- Sea kayaking
- Rafting
- Camping
- Backpacking
- Rafting
- Scenic flights
Price Includes
- Meals listed in itinerary
- Instruction
- Kayak equipment
- Tent and camping kit
- Bush flights listed in itinerary
- Guide services
- Van transport
- Motor boat transport
- Park fees
DifficultyEasy - Strenuous (trip dependent)
|Two Choices
1- Budget Sea and Sky with a Donoho Wilderness Backpack. This option is more strenuous with a beautiful glacier crossing. Great scenery and a variety of hiking options. This tour is below tree line, so there is some "alder exploration" to access the Donoho lakes. This is also your best bet if you'd like to integrate ice-climbing.
2- Sea and Sky with fly-in base-camp at Iceberg Lake. This is the guides choice! Or, fly up the Chitistone Gorge to Skolai Pass to hike the classic Alaskan-style open tundra and take in the expansive views.
Flight fee depends on group size. B&B upgrade also available.
What Our Clients Say
We've been in Alaska for 1 week and have had a phenomenal trip. Today was my favorite day: outstanding weather, fun & knowledgeable guide, amazing glacier features, both kids did a polar bear plunge in a gorgeous heart-shaped blue pool. Incredible!
Andrea E.
Root Glacier Hike
The tour was outstanding by any/all measures – story telling, knowledge of the facts and information, attention to safety, etc. I was really impressed by [the guide's] level of knowledge of the site, the overall operations, the specific functions of the buildings we toured, and the equipment we looked at.
Rebecca T.
Kennecott Mill Tour
The Food Was GREAT! It was well prepared, plenty of variety, very filling. I'd say we were well taken care of! Day time snacks and lunches were well timed and filling. Breakfast was a treat and dinners were always a surprise and a great affair.
Bill G.
Copper River
It was all I expected and more. … Andy and Gaia were both super friendly and informative, and if all of the staff is just as awesome I would expect all of your trips to be just as great. You will see me again in the future!
Nick T.
Nizina Canyon Raft & Flightsee
Our family of 4 (kids aged 8 and 11) did a 3day/2night wilderness rafting trip with Copper Oar that was fantastic. Top notch all the way. We've done multiday rafting trips in Utah and Idaho before and the trip we took in Alaska compared very well to those trips and had a completely diffferent feel to it.
Well worth the money. We started by flying in a bush plane from Chitina to McCarthy and an overnight in McCarthy (which was a great experience in itself! Loved the amazing tasting menu restaurant there!) We put in in McCarthy just down river from the Kennicott glacier and ended up in Chitina after 3 days on the river. We didn't see a single person the whole time, just a bear, a couple of moose and lots of bald eagles. Great bouncy water the first day then smooth floats the second and third day and the water volume increased and the river bed spread out.
We camped at two different spots on the river and were fed great meals by our guides Jules and Dale. Oddly enough, the camping was one of the highlights. It was so serene to be out in the middle of nowhere watching the sun set (sort of) and the rise (again, sort of) with craggy mountains and huge vistas all around us. We had fun spotting bear tracks (black and brown) and moose tracks. The gear provided to us was great and handled the cold nights well — I never felt cold.
Our kids LOVED the whole experience and we'd all go back in a heartbeat and do another trip with Copper Oar. The rafting was a wonderful way to get away from everybody else and experience Alaska in a very intimate and awe inspiring way.
Nicola W.
Alaska River Journey
The planning was exquisite! Gaia helped me plan the day trips at Kennicott, including the mill tour and a day hiking on the glacier. We loved Noah and the day we had just as a family walking on the Root. She also helped us with booking the plane from Chitina (which included telling us where to park our car), booking the Lodge, picking us up in McCarthy, and arranging the dates for the raft trip, etc. I felt like a had an experienced travel agent! And I don't even think travel agents understand the needs of an adventurous family. She was great and made the trip easier, with no hassle at all, a true vacation for all. I would definitely 100% recommend to other families.
Melanie F.
Alaska River Journey
Lucas is a fantastic guide. While I was new to pretty much everything on the trip (ice hiking and climbing, pack rafting, etc.), I always felt encouraged to reach beyond my comfort zone and try to accomplish more without ever feeling unsafe. He's very thoughtful, always enthusiastic, and surprisingly personable for a White Sox fan.
Annie O.
Ultimate Wilderness
If you like wilderness, nature, beautiful landscapes and a good company to organize that, this trip is made for you!
-A Very Satisfied French Group
Pascal T.
Copper River
Copper Oar gave us an unforgettable experience exploring the incredible Wrangell St Elias NP – a trip which I would have no hesitation flying halfway around the world for again. I can't recommend them highly enough.
Nicole G.
Alaska River Journey
If an amazing, Alaskan wilderness experience is what you seek, you won't do better than Copper Oar. With my 10 and 8 year-old sons, we floated the Nizina River, hiked on the Kennicott Glacier and sea kayaked in the glacier-filled fjords and bays outside of Valdez. Every moment of the trip was memorable. The guides were well-qualified and knowledgeable. The trip was immaculately planned and executed. And, most important, the wilderness was magnificent.
Jeff N.
Nizina River Multi-Sport Package


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Event details
- October 31, 2015
- Saturday, 12PM to 12AM
The Cove Pub "Halloween Flashback Party"
The Cove Pub had such a fun Halloween Party night that they decided to have a Halloween Flashback Party!
There will be live music and 15% discount for food.
Open daily from 12 noon until 12 midnight.
The Cove Pub serve excellent quality European and Thai food and bar snacks as well as offering a fine selection of American and European Craft & Draught beers. The Cove Pub also has ciders and English Ales together with all the usual bottled beers seen in Pattaya and branded quality spirits and wines.
All Craft and Draught beers served here are top award winners from Anderson Valley, Deuschutes, Rogue, Paulaner, Fuller's and Cornish breweries. Certificates can be seen adorning the wall in the Cove below a sign that reads "You Should Know What You Are Drinking." Each certificate describes the award winning beers in detail and why they are winners.
Come and join The Cove Pub and celebrate the Halloween Flashback Party with a selection of award winning American Craft and European Draught Beer and check out what you've been missing!
The Cove Pub, "The Largest Variety of Craft and Draught Beer in Pattaya!"
For more information on The Cover Pub please visit their business listing here…
Featured Events
- FeaturedRed's Fancy Dress Birthday Party! Pattaya Soi 6, Muang Pattaya, Amphoe Bang Lamung Chang Wat Chon Buri 2015016February, 2019 Saturday, 2PM to 11PM
- FeaturedCider Saturday's 99 Baht ONLY! Cozy Beach, Next to Pratumnak Hill, Kasetsin Soi 2, Pattaya16February, 2019 Saturday, 2PM to 10PM
- FeaturedCOINADVICE CONFERENCE 2019 หมู่ที่ 12 353 Phra Tamnak, Muang Pattaya, Amphoe Bang Lamung, Chang Wat Chon Buri 20150, Thailand04March, 2019 2019-03-04 0:00 to 2019-03-06 0:00


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Our understanding of what makes pleasing proportion is deeply imprinted in our mind and of all the design elements is the least influenced by one's cultural experience. Desirable proportion has long been based around ratios we see in nature with an emphasis on the human body. The "golden rectangle," considered to be divine proportion, has been used since at least the Renaissance period in art and design and has largely influenced our common experience with architecture and design. In fact, we often don't even see proportion until something is out of proportion.
Next is the shelf. Start with the 24x48" piece of MDF. Clamp this on top of the base, and pencil in the outside of the stretchers and the inside angle of the legs. Flip it over, pull out your trusty cutting guide, and cut it to width and to length. Cutting out the angles is simple, with a jig saw. It's not much work with a hand saw. If you took enough care with supporting blocks and stops, you could probably do it with a circular saw. Since I did have a jig saw, I used it.
The Handplane Book is a complete guide to one of the best known and most collectable hand tools. It covers all the basics, including how to buy a plane, tune it up, and use it. Fascinating background information on the development and manufacture of handplanes shows the rich heritage of this versatile tool. Focusing on planes from the golden age of the handplanes (19th and early 20th century), it also profiles tools from many sources around the world.
Some tools that are required for this project are Miter saw, drilling machine, pencil, tape measure, screws, etc. Those, who prefer a video tutorial instead, can visit the below link to a YouTube video tutorial that illustrates the process of creating a DIY Beer Bottle Crate. The video tutorial explains every step properly so that anyone can make a Beer bottle crate easily.
With the top laying on the floor, bottom side up, the next step is to flip the base upside down, and attach it to the top. I followed Asa Christiana's design, in using s-clips. When I stopped by my local Woodcraft, though, they only had two packages of ten, so I didn't use as many as I would have, otherwise. For the top I put four on each side and two on each end. For the shelf I put three on each side and two on each end. If it turns out that I need more, I can always add more.
The original design had a height of 35-1/8". Their two-layer top was 1-1/2" thick, so their legs were 33-5/8" long. I want a height of 35", but I'm using a top that's 3" thick. My basement floor is anything but level, so I'm using levelers that are adjustable from 3/4" to 1-1/2". In other words, I want legs that are around 31-3/4" long. (If you're not using levelers, your legs need precise lengths. The levelers give about 3/4" of adjustment, so precision is less necessary.
Whether you're new to woodworking or you've been doing it for years, Woodcraft's selection of woodworking projects is one the best places to find your next big project. Whether you're looking to make wooden furniture, pens, toys, jewelry boxes, or any other project in between, the avid woodworker is sure to find his or her next masterpiece here. Find hundreds of detailed woodworking plans with highly accurate illustrations, instructions, and dimensions. Be sure to check out our Make Something blog to learn expert insights and inspiration for your next woodworking project.
Relax and enjoy your outdoor space with this smart patio combo consisting of a sofa and chair. You can adjust the size completely to make it fit perfectly onto your patio or deck, and both the sofa and chair have arms that double as trays for al fresco dining. And you can make your own cushions to fit, or use shop-bought ones and add your own ties, if necessary.
Some posts may contain affiliate links. BestToolExpert.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for website owners to earn advertising fees by advertising and linking to amazon(.com, .co.uk, .ca etc) and any other website that may be affiliated with Amazon Service LLC Associates Program.
Featuring each piece in highly-detailed, exploded drawings and applying time-honored dimensions and ergonomic standards, this comprehensive visual sourcebook takes the guesswork out of furniture joinery, assembly, dimension, and style. Woodworkers of any skill level will benefit from more than 1,300 crisp and detailed drawings that explain classic solutions to age-old problems, such as hanging a drawer, attaching a tabletop, and pegging a mortise."
Editor's note: In the September/October 2017 issue (which mails to subscribers on Aug. 1), we have an article from up-and-coming makers on the books that have influenced their work and woodworking philosophy. Below is a similar article we ran in June 2011, asking established makers what they felt were the most important woodworking books, plus we included our staff picks. I've linked to our store for the ones we carry, some of which are now available only as eBooks, and to those from Lost Art Press. For titles that are out of print, I recommend Bookfinder.com, or better yet, your local used bookstores. Or, ya know, the library.
Finding a toolbox for a mechanic, for his hand tools, is not a big challenge at all - there are dozens of the tool boxes available on the market, from huge roll-around shop cases to small metal boxes. Plumbers, electricians, and farmers are well served, too, with everything from pickup-truck storage to toolboxes and belts. But, if you are a shop-bound woodworker then the case changes. You get to need a tool box that suits the range and variety of hand tools that most woodworkers like to have. For those who deny making do with second best, there's only one solution, you've to build a wooden toolbox that should be designed expressly for a woodworking shop.
So since more than half the book is taken up with instruction, I thought there wouldn't be enough room for 40 projects. Thing is, the projects are mostly VERY simple and functional. There really does not seem to be any sort of eye towards craftsmanship and design. And they are almost all ugly. The picture frames included are literally the ugliest I've ever seen. Obviously, style is in the eye of the beholder, but I can't be making furniture to go in my home that looks like that, and my home is Ikea, Crate and Barrel, and Bombay to give you an idea.
I just got this book a few days ago, and I've had a hard time putting it down. There are lots of full-color pictures, with thorough descriptions of almost every aspect of woodworking. I've already learned a lot about different types of wood, how to make several kinds of cuts with several kinds of tools (including suggestions for what to do even though I don't have a large selection of power tools), and have some projects picked out to start as soon as I can get the lumber! It is a very thorough book, unlike several others I looked through at my local bookstore. I would highly recommend it to anyone who's interested in woodworking! It is both fun and informative. Almost half of this substantial book is general background information and instruction, including a detailed glossary, and the rest is a good selection of detailed, well-illustrated plans.
If you're more interested in working with wood rather than machining it, you will be relieved to learn that expensive powered machinery isn't required to build furniture. You can also forget the dust masks, face shields and hearing protection since many of the safety concerns related to woodworking—the use of power tools—are eliminated. In this book, you'll learn to set up a hand-tool woodworking shop, then discover the toolset, practice the skillset, and understand the mindset—effectively completing a comprehensive course in hand-tool woodworking.
With the top laying on the floor, bottom side up, the next step is to flip the base upside down, and attach it to the top. I followed Asa Christiana's design, in using s-clips. When I stopped by my local Woodcraft, though, they only had two packages of ten, so I didn't use as many as I would have, otherwise. For the top I put four on each side and two on each end. For the shelf I put three on each side and two on each end. If it turns out that I need more, I can always add more.
Prices, promotions, styles, and availability may vary. Our local stores do not honor online pricing. Prices and availability of products and services are subject to change without notice. Errors will be corrected where discovered, and Lowe's reserves the right to revoke any stated offer and to correct any errors, inaccuracies or omissions including after an order has been submitted.
This is used to secure workpieces in place while you work on them – often for jointing. The location and capacity are the important things to look at. Most vices will come on a right-hand configuration either on the front or the side of the bench. If possible, it is a good idea to look for vices that can be repositioned. In terms of capacity, anything over 5" is solid while anything under 4" is likely a bit too small for all projects.
Ok, I've had my morning coffee and now it's about time to get out to the shop to see what I can do to make that bench a little more pleasing to my eye. I like that Craftsman flair idea. That was my intent at the time I built it, too bad I got lazy and rushed the job. It's not like I was going to make hundreds of benches for someone else and would never see it again. I should have taken the time to make it the way I wanted it to look. This could keep me entertained for awhile. I see major surgery in the forecast! Gotta plan it all out just right.
Put the upper panel of MDF on your glue-up surface, bottom side up. Put the bottom panel of MDF on your other surface, bottom side down. (The panel with the holes drilled in it is the bottom panel, and the side that has the your layout diagram on it is the bottom side.) Chuck up in your drill the appropriate driver bit for the screws your using. Make sure you have a freshly-charged battery, and crank the speed down and the torque way down. You don't want to over-tighten the screws, MDF strips easily.
Here's a traditional Swedish farm accessory for gunk-laden soles. The dimensions are not critical, but be sure the edges of the slats are fairly sharp?they're what makes the boot scraper work. Cut slats to length, then cut triangular openings on the side of a pair of 2x2s. A radial arm saw works well for this, but a table saw or band saw will also make the cut. Trim the 2x2s to length, predrill, and use galvanized screws to attach the slats from underneath. If you prefer a boot cleaner that has brushes, check out this clever project.
Finishing is often an afterthought and spraying a finish isn't exactly the first technique discussed when the topic does come up. While it's often easier to wipe on a couple of coats of finish and be done with it, there are times when spraying a finish makes the most sense. There are many advantages to spraying a finish but there are some drawbacks too. Spray Finishing Made Simple does what it claims – it takes an imposing, unfamiliar topic and makes sense of it. This book is for the first-time spray finisher, as it starts with the basics and progresses through the stages. Don't let the unknown stand in your way if you're interested in learning about spraying. Pick up this book and get spraying.
@cahudson42 I bored the holes in my sandwich top with a 3/4" power auger bit with the drill in a portable drill guide that kept it vertical and in a way a bit like a plunge router. The guide screw of the auger was dead easy to centre over the laid out grid points. The holes are dead straight and clean sided. The auger bit was new which probably helped. As stated I have three rows from an end vise running the length of the front as well as from the front vise and holes in the front apron to support long pieces as well.
The holes we want to mark are the holes through which the threaded rod connecting the two legs will run. This threaded rod will run through the 3/8" groove along the bottom of the short stretchers,. The hole for the upper stretcher has to be positioned so that when the rod is running through this groove, the top of the short stretcher is even with the top of the legs. The most precise way I've found for marking the position of this hole is to use a dowel center. Fit the dowel center into the bottom groove, line up the stretcher, and bang on the end with a rubber mallet. The dowel center will leave a mark indicating the center of the hole.
As I try to improve as a woodworker and artist, I really want every piece to be better than my last. But this piece will always hold a special place in my ❤ This table is made of 1250+ pieces of recycled skateboards and walnut, but If you count the individual veneers of the recycled skateboard pieces then it's made of over 6,800 pieces of wood. 📷 @fvcksandflamingos 😘 #upcycledskateart
The space behind a door is a storage spot that's often overlooked. Build a set of shallow shelves and mount it to the wall behind your laundry room door. The materials are inexpensive. Measure the distance between the door hinge and the wall and subtract an inch. This is the maximum depth of the shelves. We used 1x4s for the sides, top and shelves. Screw the sides to the top. Then screw three 1×2 hanging strips to the sides: one top and bottom and one centered. Nail metal shelf standards to the sides. Complete the shelves by nailing a 1×2 trim piece to the sides and top. The 1×2 dresses up the shelf unit and keeps the shelves from falling off the shelf clips.
The 84-906 fits this bill perfectly as the table offers all of the qualities and features that you would expect but does not truly blow you away with any of them. For instance, this bench is made out of rubberwood. This wood is decent in that it provides the strength you want, but it is also extremely porous and rough-grained. The porous nature would generally make it susceptible to rotting and staining, though the bench has been lacquered. The rough grain will potentially cause tools to dull over time if you do not regularly relacquer it.


text: Meet our boy Skye! Skye was rescued out of Marshall County just-in-time. Skye is a Lab/Border Collie mix, 55 pounds, 2-3 years old and super sweet, energetic and a snuggle buddy! Skye is a good little rider, good around other dogs, good with people and super affectionate and funny! He exuberates with personality! You can tell he has lab in him because he love water! His water bowl is a place to dip his paws and splash! Hilarious! Skye is house broken, loves to play, still needs work on a leash and is one curious fellow! Skye knows how to sit and will patiently sit for his food. He will need an active family member that will enjoy doing things with their dog. Skye has been fully vetted; neutered, up-to-date on all vaccines, heart worm tested negative and placed on prevention plus microchipped. If you are interested in Skye please go complete the online pre-adoption application.


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Here's an alternative to trump's extortion. Opinion writer covering politics and policy, foreign and domestic The House passes its bill. As the two bills go to a conference, the government is reopened.
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Opinions Conference House public opinion research. The House of Lords enquiry sought to determine, among other […] International Journal of Public Opinion Research (IJPOR) Moving to Online Only in 2019 The International Journal of Public Opinion Research (IJPOR) will be published online-only beginning in 2019.
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We are out and about. We would love to see you!
Garagiste Festival: Northern Exposure
April 13, 2019, 1pm-5pm
Sonoma Veterans Memorial Hall
Sonoma, CA
On Hiatus Until Spring
We are sitting out the winter season of the Market, but we will be back next Spring.
Calistoga Farmers' Market — Saturdays 9 am – 1 pm, year round.


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Clinical Information For the Treatment Of Alcoholism
What Is Alcoholism?
Alcoholism - Basics
Alcoholism is characterized by uncontrolled drinking and a preoccupation with alcohol. It is essentially a treatable condition that often does best with counseling and other interventions including acupuncture and Chinese Medicine, the NADA protocol being one well studied, effective example. In Chinese Medicine terms the underlying factors can vary considerably so proper diagnostic intakes are critical for effective treatment.
What Patterns Are Related To Alcoholism?
Alcoholism - Diagnostic Patterns
The Chinese Medicine treatment of alcoholism generally involves arriving at the appropriate TCM diagnosis or pattern. This pattern within the individual is what treatment is based on not the general condition (see treating the cause and not the symptoms).
The following patterns may represent the underlying contributing factors for the development of alcoholism:Liver and Gallbladder Damp HeatSpleen Qi Deficiency
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- TCM Formula Gan Mai Da Zao Wan Found Effective for "Several" Mental Health Issues
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- Electro-Acupuncture vs. Regular Acupuncture for Insomnia with Major Depressive Disorder
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- Acupuncture Effective for Fibromyalgia - Pain Modulators Improved For Months Following Treatments
- Acupuncture Faster with Less Side Effects Than Prozac for Post-Stroke Depression (Study)
Which Tam Healing and Tongren Therapy Protocols Apply To Alcoholism?
Alcoholism - Tam Healing and Tongren Therapy Protocols
Tong Ren Therapy is the energy healing/medical qi gong aspect of the Tam Healing System. The areas of focus for alcoholism that we would use in Tong Ren techniques form the basis for our acupuncture treatments as well. Generally you would mix these primary points with points specific to the patients underlying TCM pattern and then our tuina (medical massage) would be largely focused on these points as well.
The following Tam healing and tong ren therapy protocols may be used with alcoholism:
Where Do I Go Next?
Recent Questions From Our Forum...
Have questions about alcoholism? Or want to discuss treatment techniques? You may reach us and our community of practitioners by using our forums


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You are applying with Express Employment Professionals for a Manuel Lathe Machinist in the City of Industry.
Shift: 2nd - 2:30pm -11:00pm - Monday -Friday must be able to work OT.
Salary: $20.00-$23.00/hr.
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Impacting people. One Job at a time.
Our positions vary from permanent, temporary, and evaluation hire. We look forward to matching you to a position that fits your experience and thank you for your interest in Express Employment Professionals Covina.
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Contact Abigail Ramirez or Raul Ruedas at (626)339-2200
We will consider all qualified applicants for employment, including those with criminal histories, in a manner consistent with state and local laws including the City of Los Angeles Fair Chance Initiative Hiring Ordinance.


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"Managers are always willing to work with employees to maintain work/life balance and encourage professional and personal growth" (in 12 reviews)
"great people, no office politics, no jerks" (in 20 reviews)
"Work/life balance could be better" (in 42 reviews)
"Fexible WFH but very long hours" (in 32 reviews)
I have been working at Ketchum full-time
Ketchum invests time in new employees through a thorough onboarding process and plenty of educational tools which helps new hires get up to speed quickly and allows them to get a strong overview of the capabilities of the agency. One of the best features of Ketchum is that although they are under the large agency umbrella, they function as a small/mid size agency, empowering employees of all levels to rise to the occasion and lead - this isn't strictly reserved for senior leadership which you will find in other large agencies. The teams embrace creativity and welcome all ideas across the board, which is only to the benefit of their clients. The clients at Ketchum are top-tier global accounts which allow employees to get a chance to work on fun, well-known brands as they move through their career here.
I cannot begin to applaud this agency enough. If you want a fun, empowering workplace with smart, strategic leaders - look no further! Great benefits. Amazing culture. Happy people. No drama. Ketchum is a great place to spend 5 out of 7 days of your week!
Strictly cosmetic, but needs more windows in the NY office.
I have been working at Ketchum full-time (More than 10 years)
Excellent training program, great array of clients, learning from lots of very seasoned and smart people.
Public company means not everything is in the control of agency leadership. Money and bottom line play a big part of the day.
Advice to Management
Keep doing all you can to foster creativity and innovation while shielding the junior ranks from the realities of Omnicom.
I worked at Ketchum full-time
I had the opportunity to wear so many different hats during my time at Ketchum. I felt like I grew so much as a designer, an employee, a team mate, and a leader.
No room for salary negotiation, which was low for New York's living standards
I worked at Ketchum full-time (More than 8 years)
Top-tier talent as colleagues, food expertise is second to none, extreme dedication to client service and delivering top quality programs, supportive atmosphere, great people, great creative.
Too much emphasis on delivering very high profit margin to Omnicom makes client teams spend too much time managing billings and staff billability. Support services have been cut beyond bare bones. Self-seeking bad behavior from ladder climbers is often not addressed.
Advice to Management
Investing in support services to help account teams handle staffing mixes, client bills, contracts and IT would free up account teams to focus more on clients.
Helpful (2)
I have been working at Ketchum full-time
Really cool clients, cool building. Work place flexibility is nice
Employees aren't value, low compensation. Not a goo company culture
Advice to Management
talk to employees before big changes, value employees and seek to retain talent
I have been working at Ketchum full-time (More than a year)
Looks good on your resume for the next job you will sure to be looking for within 3 months into your time here.
Don't let their Instagram/Twitter and external marketing fool you. Ketchum is not diverse at all. Many of the diverse people you see on their social channels are people who have either left or were interns. There's no one in Senior Leadership that is a person of color. You can search online and across all Senior Partners, SVPs, and even VPs, their ratios do not favor POC, nor are they empowered to hold any positions in leadership. They do all of their recruiting for diverse candidates at junior-level positions and once they are on-boarded to the team, they are ostracized by their team and either leave or get laid off. The only area they have successfully achieved "diversity" in is with women. However, when it comes to race, religion, and honestly the LGBTQ community, they have a long way to go. I don't think they will ever get there though, because they don't see it as a problem. It was a big dispute to even introduce their Inclusion board, which in 2019, is that even a question? They hide behind the facade of having a woman CEO, and a President that identifies as LGBTQ but diversity stops there.
Advice to Management
Stop pretending to care about diversity and actually care about diversity, beyond women. Hire multiple POC in a decision making role (i.e., SVP or higher).
I have been working at Ketchum full-time
I really enjoy the people I work with day in and day out. It's very clear who I can rely on and my team's culture is all about having your back.
The recent pivot has resulted in some big losses at more junior levels because they don't yet have a reason to be loyal to the company and other companies aren't struggling at the same rate. Sticking it out has rewards.
I worked at Ketchum full-time
Good people, great company
Work- life balance not great
Helpful (8)
I have been working at Ketchum full-time (More than a year)
Big PR agency, Big client names, once considered a top 5 agency, not sure how much longer that will last.
Hiring freezes, promotion freezes, and raise freezes happen at least 1-2x a year. A ton of lay-offs in 2017 and it has continued into 2018 and looks to continue in 2019. They keep losing big accounts, due to lack of creativity and diversity. I've never worked at an agency that had culture this bad. It's like they were great in the 90's and early 00's and got stuck in like 2001. A lot of the work they do here is VERY traditional and all of the awards they claim are from their creative agency counterparts coming up with the big idea and Ketchum just pitching the cool idea to media, so they can claim the awards -- however the actual idea didn't come from them.
Everyone at the agency looks, acts, and thinks the same. Which is very disappointing for an agency in New York City. They do a really good job of promoting diversity and ONE Ketchum, but everyone is really out to save themselves and their own job, due to the fact they have lost some big accounts which has led an increase in pressure on senior leadership which trickles down to their employees. Also LOYALTY is big here. Which to an outsider, you assume "Oh this place must be great, people never leave" when in reality it's just someone that's average who's manager likes them and allows them to continue to be mediocre and kill the spirit and creativity of any new blood or those younger than them.
Advice to Management
Start caring about your people again and not just numbers and billability. Otherwise, you aren't setting up your employees for success with their clients and will continue to lose them. Also, start cutting the dead weight even if they are you friend or have been there for 10+ years. Bring in new ideas and new talent or else continue to stay the same.
Helpful (1)
I worked at Ketchum full-time
Agency and office leadership were very strong.
Holding company (OMC) has become overbearing and has basically taken control of all decision making.
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text:
Singapore is counted among the top educational destinations in the world. Every day, the number of international students coming to Singapore to acquire a higher education is increasing. No doubt, in few years time, Singapore will compete with countries such as UK and Canada as the most preferred destination for higher education.
Search results for study overseas
A Student's Guide to Living in SingaporePosted by MapleInc (#68) 35 days ago (https://www.slideserve.com)
10 Perfect Places to Study Abroad for Indian StudentsPosted by MapleInc (#68) 45 days ago (https://www.slideserve.com)
We are always well updated with the prevailing best universities in each and every country, and always check for new emerging educational frontiers. We conduct sessions where in we bring out various alumni reference from the past years. This will help understand the value of each institute and also provide a clear conception about their presence in the international education conclave.
« previous1 next »
Eugendorf.net is an open source content management system that lets you easily create your own social network.


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text:
$1,395 1 bed 390 Elgin St, Ottawa ON, K2P 1N3
Previously Listed $1,395 1 bed
390 Elgin St, Somerset, Ottawa, K2P 1N3
Commute to Downtown Ottawa
This apartment is in the Somerset neighborhood in Ottawa. Nearby parks include St. Luke's Park, Jack Purcell Park and Minto Park.
390 Elgin St has a Walk Score of 91 out of 100. This location is a Walker's Paradise so daily errands do not require a car.
Welcome to the Holbrook Apartments. This building consists of four heritage buildings all side by side located right on Elgin Street in between McLeod and Gladstone. 390, 404, 408 Elgin Street and 198 Gladstone are all two-storey walk-up heritage homes that offer a total of 34 apartment units. These buildings offer a range from bachelor apartments to 2 Bedroom units.
The Holbrook Apartments are perfectly located in the heart of the Golden Triangle. Residents can enjoy the lively, yet quiet side of Elgin Street, where you within walking distance to many restaurants, grocery stores, coffee shops, banks and much more! This building is perfect for either professionals or students as Carleton University and the University of Ottawa is within minutes walking or driving distance away.
Pets allowed:
Owner/manager tools | Report bad listing | From saickleyproperties.ca
Daily errands do not require a car.
Transit is convenient for most trips.
Explore how far you can travel by car, bus, bike and foot from 390 Elgin St.
390 Elgin St has excellent transit which means transit is convenient for most trips.
Bus lines:
0.0 km
0.0 km
View all Somerset apartments on a map.
390 Elgin St is in the Somerset neighborhood. Somerset is the most walkable neighborhood in Ottawa with a neighborhood Walk Score of 89.


text:
Daily WOD from 18.02.2019
AMRAP 18 min.
30 Double under
15m Kettlebell farmer's walk 2x20/2x14
6 Kettlebell clean
6 Kettlebell front squat
3 Kettlebell push jerk
"If you want to get stronger, the best thing you can do is train more, provided you're sleeping enough, managing stress, and have a good technique and nutrition."
Benjamin Roser
› Daily WOD archive


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Electricity or Gas Supplier License/Order #s: CA 1359, CTA0006, CTA0032; CT 01-06, 06-07-11, 06-02-17; DE 00-162; DC GA2012-12, GA06-2, EA01-5, GA 11-5, EA 06-5-4, GA03-5; GA GM-46; IL 02-0489, 03-0320, 16-0205,17-0330, 07-0498; IA G-0010; ME 2000-989, 2002-64; MD IR-3645, IR-655, IR-311, IR-500, IR-3644, IR-228; MA GS-053, GS-030, CS-015, CS-045; MI U-14066, U-14867, U-13660, U-13245; NE NG-0043; NH DM 17-024; NJ GSL-0074, GSL-0101, ESL-0016, ESL-0066, GSL-0132, GSL-0099, GSL-0150, ESL-0171; OH, 09-153G, 00-003E, 00-013E; OR ES4 (12-162); PA A-2016-2542899, A-125095, A-110036, A-2016-2547424, A-110110; RI 2379(Z1), D-96-6(E); TX 10014; VA G-26, G-34, G-36, G-51, E-11A
Texas Power Agents: For $99 a year, Texas Power Agents will evaluate your current contract terms, access your historical usage, and determine the best plan for you going forward. If you are currently in a contract with an early termination fee, they can calculate if it is best for you to cancel now or stay until the contract is finished before securing a better deal. More info
Texas consumers can save hundreds of dollars each year by shopping for electricity, but most don't seek out better deals, overwhelmed by the number and complexity of power plans on the state's Power to Choose website, wary of fine print in too-good-to-be true offers, or just too busy to spend time calculating whether free nights and weekends offset the higher rates they pay during the week.
Texas electricity deregulation has given millions of Houston residents and businesses the power to choose the cheapest electricity rate. According to ERCOT, over 92% of Texas homes and businesses who live in deregulated areas have switched electric companies since deregulation began in 2002. Even though electric choice in Texas has been hugely successful for energy savings, customers are still confused by the options, terminology, and overall process of switching electric providers.
My True Cost: This website is owned and operated by CenterPoint Energy. When you input your smart meter number, the website can use your usage data to tell you how much your electric bill will be if you picked various plans on its website. CenterPoint charges the Retail Electric Providers if they want to be listed on this site, so there are far fewer plans here than on Power to Choose. When we compared for an inner loop address, there were 83 plans on My True Cost compared to 179 on Power to Choose. You may be missing less expensive plans if you don't look at the state's website also. More info
Houston Electricity Prices and Rates was created to make evaluating electricity providers' rates simple and clear. Whether you are a commercial business that wants to take a critical look at all the market has to offer or a residential customer looking for the best rate for your home, we provide a one stop shop to help you make the best decision regarding your electricity costs.
But in Houston, where there are 52 companies on Power to Choose each offering several different power plans, there might be too many choices. Economists have found that when confronted with a large number of choices, most people tend to do nothing. In one well-known behavioral economics experiment, researchers set out six samples of fruit jams at a grocery store, enticing 30 percent of shoppers to buy the product. But when they increased the number of samples to 24, only 3 percent of shoppers made a purchase.
*Save Over £390 - Over 10% of the estimated quotations raised by users of the Simply Switch Website to switch their gas and electricity suppliers between 01/02/2015 - 01/06/2015 produced a predicted annual saving of £390 or more. Current combined spend for gas and electricity of between £84 and £6869. Savings may have included Direct Debit and online discounts. Energy prices vary by usage and postcode.
Should you choose a short-term, long-term, month-to-month, or prepaid plan? The short answer: it depends on your specific needs. How long do you anticipate living at your location? Are you deciding in the peak season (summer in Houston) or off season? All electricity providers in Houston offer a broad selection of plans for different contract lengths. Many also offer month-to-month and prepaid electricity plans. The bottom line is that everyone's needs are different and all contract term lengths offer advantages and disadvantages.
Oncor, the state's largest distribution utility which covers Dallas, Fort Worth and much of North Texas, has already agreed to pass all of the millions of dollars of expected tax savings along to consumers. Oncor agreed to pass the savings along to customers as part of a rate review which is a formal process in which the PUC reviews the appropriateness of rates being charged by the utility. No exact details have been determined with respect to how the savings will be passed along. The rate review was actually completed before the tax reform bill was passed but there was a commitment in principle to passing along the savings. It's not yet know exactly how much Oncor will save from the lower corporate tax rates but with a $245 million tax bill in 2017 future saving are likely to be in the tens of millions of dollars.
The cheapest rates are going to have shorter contract terms. For instance, a 3 month term is cheaper than a 6 month term and a 6 month term is cheaper than a 12-14 month term. So if you are able to remember to call before your contract expires (they will notify via mail you that your contract is about to expire), then the 3 or 6-month term is your best bet. If you don't call to renew/cancel, you will be charged a much higher variable rate on a month-to-month basis. If this is you, sign for a 12-month contract term with the cheapest rate.
If you're on a fixed rate tariff with your current supplier, check to see if there's an exit fee for leaving the contract early. If there is, you'll need to factor this cost into your price comparison as it could swallow up some of the potential savings. If you can supply your tariff name when you get a quote, we can take your tariff into account when showing you the savings you could make.
Utility companies are responsible for transmission and delivery of electricity even in energy deregulated parts of Texas and should be contacted in the event of a power outage. Your retail energy supplier may provide you competitive electric rates or exceptional customer service, but they cannot repair power lines or restore your service. In the case of an emergency, contact:
It's worth noting that you can switch for free with no exit fee 42-49 days before the end of your contract. Under Ofgem's standards of conduct, energy firms have to give you between 42 and 49 days' notice of your tariff ending. You can use this time to decide whether to stick with them, or switch. If you decide to switch, you won't be charged an exit fee.
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Programs and Services
Counselling Services
Since 1972, YWCA Edmonton has offered affordable psychological services in our city.
Our approach
Our doors are open to anyone. Our clients are typically women with lower incomes who are suffering from trauma and are often in crisis, but we offer support to anyone in need.
We'll never turn you away, even if you can't afford to pay. Our affordable services ensure everyone, especially those who are most vulnerable, receive quality care.
We're here for you as long as you need. We're one of only a handful of agencies in Edmonton that offer ongoing support, with no limit to the amount of times clients can access our services.
We believe in:
- Empowering you to make informed choices and decisions about your life.
- Your ability to achieve positive growth.
- Working together with other community organizations to create your own support network.
- Offering you quality services and expertise from our team of trained psychologists and master's-level practicum students.
The difference our Counselling Services makes
Each year, we provide approximately 3,300 counselling sessions to nearly 400 clients. 99% of these sessions are partially or fully subsidized.
Individual therapy
Our team has experience in many fields of therapy, including but not limited to:
- Anxiety
- Bereavement
- Bullying
- Child abuse and neglect
- Depression
- Eating disorders
- Eye Movement Desensitization and Reprocessing (EMDR)
- Emotional regulation
- Family issues
- Family violence
- Health/disability
- Life transitions
- Parenting skills
- Relationships
- Risk assessment/safety planning
- Self esteem/confidence
- Stress management
- Suicidal thoughts
- Trauma/PTSD
Note: We don't currently offer couples counselling, but you are welcome to come individually.
Group Therapy
Groups for Clients
Towards Balance
Transforming anger through understanding and compassion
This group is intended for people who want to achieve a better understanding of where their anger comes from and how to develop tools to identify and change their relationship to anger. Participants will learn to identify anger and its root causes from within and will gain new skills to better express themselves in a healthier and more assertive manner.
Towards Healing
Women recovering from trauma and transforming their lives
This group is intended for people who are struggling with, or who have struggled during, their recovery from traumatic life events. The sessions involve establishing safety and trust in the group, communication skill-building, education on trauma and goal-setting. (Note: This is an advanced processing group for individuals who have previously received counselling/therapy.)
Towards Wellness
Women learning the skills to support themselves with confidence and compassion
This group is intended for people who are looking to get a head start on their counselling journey in a supportive group environment. Participants will learn important skills for helping themselves, such as learning about mental well-being, self-compassion, self-confidence, emotional regulation, boundary setting, interpersonal skills, and self-criticism.
Living in the Here and Now
Women identifying who they are and what they value in life
This group is intended for women who have recently left a relationship and are struggling to identify what's important to them and what they want out of life. Participants will learn how to apply mindfulness to their daily routines, explore their values, and identify healthy ways to connect to them, while finding different ways to relate to their self-talk.
Groups for Professionals
"I test. I practice. I try."
This group intended for counsellors and psychologists who are interested in conducting their own psychotherapy and processing group by creating a realistic, cohesive, and practical learning environment. The program allows group leaders to practice counselling skills and learn how to handle common challenges in group settings.
Peer Consultation Group
A space for trauma-focused therapy practitioners to share and consult with one another
This group is intended for registered therapists who specialize in providing trauma-informed therapy to share and consult with their peers. Participants will take turns sharing an active client case, gain insights and recommendations on how to proceed, and consult on peer cases in return.
How to sign-up for Group Therapy
Please contact us to schedule an intake session for the group. The intake session will be approximately 45 minutes to an hour. The session will be conducted by a practicum student completing a Masters in Counselling Psychology degree. The purpose of the intake session is to determine if you're a fit for the group.
If you have any further questions, please contact our office.
We saw an increase in the diversity of our counselling clientele, with more of our clients identifying as persons with a disability, LGBTQ2S+, and Indigenous.
Clients arriving at the YWCA presented with increased severity in their risks assessments. This increase was most dramatic in the areas of family violence and suicide.
Good outcomes for our clients
of children felt accepted, supported and safe.
had a positive counselling experience.
better understood the issues they face.
experienced positive changes in their lives.
learned impactful coping strategies.
Psychologists, Counsellors & Staff
We offer a team of registered and provisionally-registered psychologists, including practicum students with a master's degree throughout the year. YWCA Edmonton Counselling Services is a recognized learning facility that offers training opportunities for students and volunteers completing their Masters degrees from accredited institutions.
We operate on a sliding scale that ranges from $5 to $200 per 50-minute session, and is based on your ability to pay. We'll assess your fee at your intake appointment.
Your fee will depend on:
- what you make each year before taxes;
- your number of dependents;
- your insurance coverage; and
- household income (if applicable).
We'll work with you to set a fee that is feasible. We do this with all of our clients to ensure everyone has access to our Counselling services and no one is turned away.
Further subsidies are available, if needed. Please speak to our Service Coordinator about applying.
Book an Appointment
Need to see a counsellor?
Referrals are not required to access our Counselling Centre.
"The YWCA is the reason I'm alive today. When I first walked into the Counselling Centre, I had run out of reasons to live. I had no money to afford help. I was lucky to find the YWCA. My psychologist has been a blessing to me. I go home, I take the things I've been taught and I practice them. I'm getting better at it. I'm willing to do the work as long as they're willing to let me keep coming."
— Anonymous Counselling Client
Contact Us
Hours of Operation
- Mon, Wed, and Fri: 9 a.m. to 5 p.m. *
- Tues and Thurs: 9 a.m. to 8:30 p.m.*
- Sat, Sun, and Statutory Holidays: Closed
* (closed noon to 1 p.m. for lunch)
Phone: 780-970-6501 | Fax: 780-488-6077
Email: email@example.com
We're conveniently located in the downtown core on Jasper Avenue with access to transit, including direct access from the "Central" LRT station.
Empire Building
#400, 10080 Jasper Avenue
Edmonton, AB T5J 1V9
Need more help?
Try 211, a 24-hour information and referral line that helps people connect to social, health and government services.
We also recommend:
Momentum Walk-In Counselling
Phone: 780-757-0900
Short-term, walk-in counselling on a pay-what-you-can basis
Drop-In YEG (Offered via the Family Centre)
Phone: 780-424-6103
Free, single-session drop-in counselling located at multiple locations across the city
Mobile Crisis Outreach Team(s)
Adults: 780-342-7777
Children: 780-413-4733
Mobile support for individuals in dire need of crisis intervention
Distress Line(s)
Adults: 780-482-4357
Children: 780-427-4491
Immediate crisis phone support offered 24 hours a day
Your SupportMakes a Difference
When you support YWCA Edmonton, you transform the lives of thousands of women and families in need.


text:
Toddler Real Camera Toy
Develop children's intelligence
Ergonomic design
Carton sound design
Toddler Real Camera Toy Features:
Great for selfies, 4x digital zoom, built-in auto flash.
1.44" TFT color screen.
Max 5MP image size
Support 1080P video
Support video playback
Funny key sound
Simple to use and operate
Support multiple languages
When you use a USB cable (included) to connect the camera to a computer to see the photos your kid takes
Size of the monitor: TFT 1.44inch
Sensor: 1/4HD cmos 1MP(5MP max)
Focusing range: 0.5m- infinite
Scenes: Auto, Night portrait, Night scenery, scenery, sport, party, beach
Image Format: JGP
Image Definition: VGA, 1M, 2M, 3M, 5M
Video Format: AVI
Video Size: QVGA, VGA, 720P, 1080P
Video Frame rate: 30fps
Continue Shot: On/Off
Capture Mode: Off, 2s/5s/ 10s
White Balance: Auto, daylight, cloudy, incandescent, fluorescent
Flash: Auto, Flash on, Anti-red eye, Flash off
Exposure: -2.0EV--+2.0EV
Sharpness: Standard/sharp/soft
Image Quality: Super Fine/Fine/Standard
Auto power off: Off, 1 min, 2 min, 3min
Language: Multi-language(Chinese, English, Japanese, Korean, Russian)
Battery Type:rechargeable battery
Interface card: Maximum 32GB TF Card
PC Interface: USB 2.0
Size: 151mmX37.6mmX92mmSpecification:
Package Includes:
1 x Children camera
1 x USB cable
1 x hanging rope
1 x manual
1.How about the battery's life? how long it coule be used?
Answer :This Toddler Real Camera Toy is powered by 3-AA battery .The working time depends on the time you use it.
2.What size sd card does it use?
Answer : This Toddler Real Camera Toy is support Class 10 sd card max 32GB
3.Is the camera durable?
Answer : This Toddler Real Camera Toy is made of ABS,and there are belts for your kids to hold by hands or hang by neck.You needn't to worry it will fall down.


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Articles by Zack Mauldin
Jacques William Hasan, 17, of Zebulon Drive, and 18-year-old James Kahindi Lewis Jr., of Sterling Silver Drive, are each charged with one count of possession of a stolen vehicle.
Seneca High School was placed on a code red lockdown Thursday, but school district officials said the exercise was for practice only.
In today's edition of The Journal you've read where the Oconee Joint Regional Sewer Authority commissioners are scheduled to consider a proposal to reduce its reserve fund from more than $13 million to about $5 million by returning approximately $8 million back to the three member cities who paid the money to the sewer authority in the first place.
Jan. 30 is when I started my first "real" job here at the paper in 2013 and the date I closed on my house last year.
More than 30 Seneca firefighters, city officials and community residents officially welcomed the city's newest fire engine to the department on Thursday afternoon with a tradition Chief Richie Caudill says goes back to a time when steam engines were pulled to fires by horses.
Police are warning people not to bother a bear cub spotted outside an apartment complex in Clemson earlier this week.
After 15 years of dedicated service, Kaye Gibson is retiring and, coincidentally, today is her anniversary date and her last day of work.
Oconee County Public Library employees say colder weather and changes to downtown Seneca have led to an "influx" of transient and homeless visitors at the Seneca library.
Kenneth Nathan Dailey died at the scene of the crash on Coffee Road at approximately 11:25 p.m., according to Oconee County Coroner Karl Addis.
Willie: I enjoy your column every day.
Projects improving water, sewer and electrical infrastructure in three Oconee County cities could benefit from a proposal that the Oconee Joint Regional Sewer Authority return approximately $8 million of its more than $13.1 million in reserve funds to those cities.
With the new year in full swing, the Gateway Arts Center in Westminster has been around for a full year and will be celebrating by hosting its first Members Show, which will feature work by artists from the Tribble Center.
Willie: I don't know what happened, but they put the wrong number for you in The Journal.
A service animal is back with her family after going missing for six hours following a car wreck on Tuesday night.


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Company Posts
Raising Capital Through A Black Economic Empowerment Transaction
Alex Memela, Corporate Finance Transactor, and Francois Otto, Head of Corporate Finance at Sasfin Capital give advice on the BEE transaction as a long-term capital strategy.
Alex Memela, Corporate Finance Transactor, and Francois Otto, Head of Corporate Finance at Sasfin Capital give advice on the BEE transaction as a long-term capital strategy.
Since the advent of democracy in South Africa a number of Black Economic Empowerment ("BEE") transactions have been concluded. This trend accelerated significantly from around 2003 after the promulgation of the Broad-Based Black Economic Empowerment Act and publication of various industry specific BEE charters.
A company's BEE rating is determined by a variety of factors, also known as pillars, of which equity ownership is a meaningful component.
Therefore, in most cases, BEE transactions are implemented at an ownership level whereby companies would issue shares to qualifying investors, as defined in the BEE codes.
Related: Raising Equity Capital For Private Businesses
South African companies, both those that are empowerment sensitive and those that are less empowerment sensitive, should be aware of the current landscape for BEE transactions in South Africa.
Empowerment remains a daily part of the lives of a number of South African companies; this is not set to change. Historically, empowerment transactions were often characterised by being fully vendor financed (i.e. where companies had to fully fund BEE investors to invest into the company's business). Sometimes, but not always, all these parties had to offer was being "politically connected".
This often led to transaction where companies, and their shareholders, gave up equity without obtaining the benefits as promised.
Fortunately for businesses seeking to raise equity or requiring empowerment credentials, through a process of natural selection, a significant number of BEE investors have proven their mettle and ability to add value to their investee companies. Furthermore, a number of these firms have accumulated significant equity during the past two decades of successful empowerment transactions.
In particular, to the benefit of companies seeking empowerment (or simply equity capital), these investors compete among themselves for quality assets and, through a rigorous selection process; businesses are spoiled for choice in selecting BEE investors who will bring capital, expertise, opportunities and networks to their investee companies.
Companies consequently have the ability to obtain better pricing than what was historically the case with the added bonus of picking partners where there is good chemistry and where the partners can add value to the company's business.
Related: Make Your Money Work For You, Not Your Bank
A number of these strategic BEE investors we deal with are long-term investors, with many BEE transactions having average "lock-in" periods of five to seven years and, in some cases, these BEE investors even retaining their shareholdings at the end of these lock-in periods.
This ensures long-term sustainability and assists companies in reaching their long-term growth strategies without having to conclude follow-on empowerment transactions.
A BEE transaction should not be seen merely as a way to improve a company's BEE score, but rather it should viewed as a long-term strategic capital raising exercise with a view of finding a like-minded partner for your business.
For more information, please contact Francois Otto, Head of Corporate Finance at Sasfin Capital, on 011 531 9281.
Company Posts
4 Ways to Stop Worrying in 2019
If you're a bit of a worry-wart, you have to acknowledge this and get proactive about managing your stress, anxiety and worrying levels. Here's how.
What if I can't complete that piece of work in time? What if my home gets burgled while I'm on holiday? We all worry – some people more than others. A few of these worries are genuine concerns, but most are completely out of our control and are most likely never to materialise.
But still, they occupy our minds. And with the digital world now occupying even more of our time, we've been given even more material to worry about. Famines in far-away countries, children orphaned by a flood, if we simply turn on our TVs or look to social media, we can become completely overwhelmed by what we see. And it's making us all desperately unhappy.
So, what do we do? If you're a bit of a worry-wart, you have to acknowledge this and get proactive about managing your stress, anxiety and worrying levels. Here's how:
Monitor and limit social media
We all know our phones are an addiction. And scrolling through Twitter or Instagram, you can compare your life to everyone else's and add another huge worry to your ever-growing list: I'm not good enough/my life sucks. Which is why there's a growing trend among Generation X-ers (and even some Millennials), to quit social media altogether.
"It was like breaking an addiction for the first few days, where I felt I was missing out, but after a few weeks I realised that the world carries on, and I was still in touch with those people I actually wanted to connect with. I felt lighter and happier," says Caryn White*, a mother-of-two and small business owner. If you can't quit social media for work reasons, then take it off your phone, and only access it on your desktop at specific times of the day.
Limit news
We're not advocating sticking your head in the sand: just limit which channels you absorb news from, and how often you do it. The last thing you need is to open up your phone on waking up and read about the latest catastrophe, which you are powerless to do anything about.
Pick a few trusted news sources and check them at specific times. Avoid the news on the radio in your car; rather listen to fascinating audio books or podcasts that lift your mood instead of making you worry.
Assumption or fact?
This simple concept is incredibly helpful when faced with a worrying situation. Your child has a strange rash, you've Googled it and you're pretty sure it's chickenpox. Now the whole family is going to get it, you'll miss work, your boss will be angry, and you may lose your job. Is the fact that your child has chicken pox an assumption or a fact?
Is losing your job a fact or an assumption? They're both assumptions. So, take your child to the doctor, get a proper diagnosis and then take the next steps from there (a good medical aid can also help ease the stress of the financial cost of doctors' visits). This approach is a simple way to deal with worries that start to spiral out of control in your mind.
Write them down
Worrying can seem insurmountable if it's all in your head. Instead, try this strategy from Qualified FAMSA Counsellor Lynette Blomfield:
- Take a few deep breaths with your eyes closed, until you calm down.
- Once you're calm, write down the five most stressful things on your list. It could be increasing expenses, like a huge jump in medical aid costs per month.
- Brainstorm what you could do to change or eliminate the worry/problem (maybe you can move to a medical aid company that charges less each month?). If necessary, ask a good friend or colleague for advice.
- Focus on making progress, not ticking all your worries off and striving for 'perfection'.
- Stay on course and come back to your list regularly.
Dealing with worrying is about being proactive. You're the only one that can begin the process of reducing anxiety, so now's the time to take some steps. If you don't know how to begin doing this on your own, it may be best to see a qualified counsellor or therapist to get you started.
*name has been changed
Cash Flow
Benefits Of Automated Cash Management
Every entrepreneur knows that cash is the lifeblood of a business, but few realise that the way one manages cash, can be the difference between success and failure.
Automated cash management has become a vital component of every cash-centric business, particularly in the retail trade. As much as the use of credit cards and online banking is encouraged, consumers remain sceptical and nervous of internet fraud and cybercrime and continue to prefer hard cash as the primary means of transacting.
The days of physical cash are not numbered. Current cash in circulation is approximately R140 billion, having grown from R119 billion in 2014, according to the South African Reserve Bank and according to a recent banking report, cash represents close on 90% of all transactions in South Africa.
If you run a business, some of this cash will find its way into your cash register (or, heaven forbid, the envelope you hide in the fridge until you make the trip to the bank). As a business owner, it is your responsibility to keep your cash safe, not just in the interests of profitability, but in the interests of the welfare of staff and customers who could be caught in the cross fire of armed robbers who almost always, get to know what you have been up to!
According to Richard Phillips, joint CEO of Cash Connect Management Solutions, cash automation is the way to go. "Automated cash handling saves money and time, allowing retailers to focus on their core business and greatly improves their risk profile," he says. And don't think your enterprise is too small to automate, as cash, whether small or large in volume, remains high on the criminal agenda.
But the real commercial advantages of cash automation are often hidden by safety and security considerations. The advantages of an automated cash handling solution are and should, do much more than giving your cash a safe ride to the bank. Just have a look at what the Cash Connect solution, arguably the most advanced of its kind in the local market could do for you:
1. Increased business efficiency
Bill Gates once said that automation applied to an efficient operation will magnify the efficiency. It is certainly true for automated cash management. It's fast, accurate and error free. It eliminates all staff touch points associated with manual reconciliations and banking, which gets rid of shrinkage and double count supervision. It lowers insurance and other overhead and back-office costs, along with your exposure to crime, both in store and en-route to the bank.
2. Improved cash flow
With the right solution, your cash will reflect in your bank account on the same day that the cash-in-transit company collects from your premises. Cash Connect goes even further with its Instant Access feature, which allows access to the cash while still in the vault, converting the retailers' cash into value whenever they need it.
3. Business continuity
Cash Connect guarantees the cash from the time it is deposited into the cash vault, whilst in transit and until the cash reflects in your bank account. This means that from a cash flow point of view, your business can not only survive most crises, but that business continuity is guaranteed.
4. Cost savings
In a manual cash handling environment, the combination of all the elements required to give effect to realising value in one's bank account will vary with the actual monthly cash turnover; But on R1,5 million of cash receipts a month, the cost will be somewhere in the region of 135 basis points.
A corresponding integrated automated cash management service will cost in the region of 70 basis points.
As a matter of interest, card transactions cost the retailer anything between 300 and 500 basis points – reinforcing why, for the retailer, cash is the preferred medium of payment.
5. Access to alternative funding options
Imagine applying for a business loan, getting funding approval in one hour and having R1,8 million paid into your bank account within 24 hours. Far from a pipedream, this is what Cash Connect recently did for one of its retail supermarket clients under its Cash Connect Capital offering. You too can get fast, flexible, hassle-free, and unsecured growth finance when you need working capital to boost your business.
Having grown Cash Connect from an entrepreneur's start-up to the success it is today, the Cash Connect team remains driven by the desire to empower and enable South Africa's SME community and retail sector, by creating a trading environment that takes businesses from a place of safety to a place of growth.
And in today's modern world, that is exactly how entrepreneurs should think about cash management solutions and how they can improve business efficiency and cash flow.
Business Landscape
How To Get A Tax Clearance Certificate In South Africa
This post is for you if you need a Tax Clearance Certificate from SARS. We explain everything you need to know about Tax Clearance Certificates in South Africa: from why you need one to apply for most Tenders, Contracts or RFQ's to how to get yours as quickly as possible.
When applying for Tenders, Contracts and RFQ's in South Africa, chances are you need to submit a Tax Clearance Certificate. In this piece we're explaining the why, the how and the where on getting a Tax Clearance Certificate in South Africa.
We've asked our team of specialists at Company Partners to answer frequently-asked questions they get from South African entrepreneurs on Tax Clearance Certificates. Company Partners is a local company who specialises in fast-tracked company documentation like Tax Clearance Certificates.
Here are the questions SA entrepreneurs have on Tax Clearance Certificates and our expert's answers (you can just skip to the FAQ's you're interested in):
- The definition of a Tax Clearance Certificate
- Why do I need a Tax Clearance Certificate for Contracts, Tenders or RFQs?
- How to get a Tax Clearance Certificate in South Africa
- Where to get a Tax Clearance Certificate
- Is a Tax Clearance Certificate compulsory in South Africa to apply for Tenders?
- The fastest way to get a Tax Clearance Certificate in South Africa.
Expert tip: if you're interested in getting a fast-tracked Tax Clearance Certificate, just call Company Partner's toll-free number 0800 007 269 or visit their Tax Clearance Certificate page here.
1. The definition of a Tax Clearance Certificate
A Tax Clearance Certificate is essentially a piece of official documentation that your business can get from SARS as proof that you have no outstanding Tax at SARS. Having a Tax Clearance Certificate in South Africa means your business is in good standing with SARS.
Related: What Should I Know About Dealing With Tax When It Comes To My Business?
2. Why do I need a Tax Clearance Certificate for Contracts, Tenders or RFQs?
You want to partner with credible companies, right? The same goes for companies looking for contractors. That's why companies want to check if their potential contractors are in good standing with SARS.
You cannot skip your SARS payments and get a Tax Clearance Certificate. You need to "clear" all Tax matters first before you can get the certificate.
In short, that's exactly why you'll see most Tenders, Contracts or RFQ's asking you to provide a Tax Clearance Certificate in your applications/bids. It's essentially a form of administrative security to ensure you don't have bad debt with SARS.
3. How to get a Tax Clearance Certificate in South Africa
SARS is the only entity who can issue legal Tax Clearance Certificates in South Africa. However, there are various way to get a SARS-issued Tax Clearance Certificate.
The first method is using eFiling and navigating SARS's e-portal by yourself.
The second is queuing at a local SARS branch.
The third, and the easiest method is asking a Tax Professional to assist you. This can either be a Tax Accountant, or a fast-tracked company service provider like Company Partners. They have a team of Tax Experts who communicate directly with SARS on your behalf.
Their team specialises in assisting South African businesses to get their SARS-issued Tax Certificate as quickly, and with as little effort as possible.
This is one of the easiest methods to get your Tax Clearance Certificate simply because you don't need to figure out what, how and where you need to submit your details and the required documentation. Company Partners knows exactly what SARS wants – and also how and where they want it.
This process is also much faster and easier because it's online and completely rules out queuing and unclarity.
4. Where to get a Tax Clearance Certificate
As mentioned in the previous answer, there are three ways to get a Tax Clearance Certificate. Although all three approaches entail a SARS-issued Tax Clearance Certificate, the third way is by far the easiest and the fastest.
The first method is applying online and DIY via SARS's eFiling site. This might be complicated and time-consuming if you don't know exactly what documentation you need to submit and in what formats.
The second method is visiting a local SARS branch for assistance.
The third option is using a Tax Accountant or a professional service provider like Company Partners.
Related: 7 Direct And Indirect Taxes You Should Consider Before Registering Your Business
The Company Partners process is simple:
Step 1:
Sign up for their Tax Clearance service here. A dedicated expert will give you a call and walk you through everything. Alternatively, you can call them directly on their toll-free number 0800 007 269.
Step 2:
Follow the easy steps your dedicated Consultant gives you telephonically and via email. If you need any assistance, just contact your Consultant.
Step 3:
They make sure you get your Tax Clearance Certificate in record-breaking time. It's as simple as that.
5. Is a Tax Clearance Certificate compulsory in South Africa when applying for Tenders?
Usually, yes. Any credible company or government institution will probably request a Tax Clearance Certificate.
A Tax Clearance Certificate issued by SARS is the only proof they have that you don't have any outstanding debts payable to SARS.
6. The fastest way to get a Tax Clearance Certificate in South Africa
The fastest way to get a Tax Clearance Certificate in South Africa is using a professional to assist you. Before you opt out in fear of the associated cost, there really are cost-effective options for you.
You could use a part-time Tax Accountant to assist you or you could use a service provider like Company Partners. At Company Partners they specialise in offering online and fast-tracked company administration.
Using a professional cuts out the time you're going to spend queuing at a local SARS branch or trying to figure out what and how you need to submit the required documentation.
You can call Company Partners on their toll-free number 0800 007 269 to start.
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Thank you for reaching out to us. And yes! We are always glad to hear from you.
The HUB, Work Inspired is a PREMIUM service. It is actually our online business and a consulting network. In addition, we provide new at-home entrepreneurs with an assortment of exceptional services.
We offer clients with the most affordable, cost-effective, and innovative marketing solutions for starting their new at-home business enterprise and from online.
From the most credible, ethical, and reliable marketing resources, market research, strategic and resource planning, conflict management, leadership, and excicuting an actionable plan.
And since we are a business consulting network for the new (at-home) business entrepreneur. It is very important (to us) that you advise us on which services you are inquiring about. That way, we can, certainly, email you the appropriate information package.
I would also like to encourage you to consider advertising your new at-home business on our Website or you can simply request for more information on how to get started with writing for use.
Once again.
Thank you for reaching out.


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Trail Blazers' Jusuf Nurkic: Double-double in loss to Mavs
Nrkic scored 18 points (9-11 FG) while adding 10 rebounds, an assist and a block in 21 minutes before fouling out of Sunday's 102-101 loss to the Mavericks.
He picked up his sixth foul with just over three minutes left in the game and the Blazers clinging to a 97-95 lead, although even with Nurkic on the court they weren't having much luck slowing down Luka Doncic in the fourth quarter. Nurkic now has 25 double-doubles on the season, leaving him two shy of tying last year's career high.
More News
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Trail Blazers' Jusuf Nurkic: Removed from injury report•
Trail Blazers' Jusuf Nurkic: Out Wednesday•
Trail Blazers' Jusuf Nurkic: Questionable with sore knee•
Trail Blazers' Jusuf Nurkic: Poor shooting night Thursday•
Trail Blazers' Jusuf Nurkic: Rolls to 24th double-double•
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Trinity Health Clinical Education - Admin Specialist - FT Days in Athens, Georgia
Assists the Manager of Clinical Education in the execution of administrative duties and responsibilities. Assists other members of the professional staff. Completes projects as needed upon request.
*Responsibilities: *Directly responsible for the administrative function for the office of Clinical Education.
*Education:* HS Diploma required.
*Experience: *A minimum of two years' experience in office/administrative or human resources required. Experience in collection, organization, analysis and presentation of data/information is required. Experience with Learning Management Systems preferred.
*Special Qualifications: *
Must have excellent computer skills and be competent in Microsoft Word, Power Point, and Excel. Must exercise an extremely high degree of initiative and judgment in carrying out assigned responsibilities. Must be able to make decisions necessary to perform work assigned, sometimes under stressful conditions. Must be able to work under pressure and still maintain accuracy.
Must possess advanced office administration skills – adept in use of computer equipment as well as other office equipment. Must be proficient in organization and maintaining an efficient filing system. Must be able to organize and prioritize work assignments. Must have ability to effectively express oneself in both oral and written communication. Must be able to project a professional image to the rest of the organization and to the public. A high degree of accuracy is required in all phases of this job. Must be able to type accurately and efficiently.
Knowledge of medical terminology preferred.
*Degree of Supervision Required:* Performs complex administrative skills under indirect, general and periodic supervision. Must be very self-directed.
Job Number: 00112187
Location: Athens, GA
Organization Name: St. Mary's Healthcare Systems
Facility: SMAGA - St. Mary's Health Care System
Employment Type: Full time
Shift: Day Shift
Hours: 40


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Managers fail to hit targets
UK - The majority of UK equity managers are missing their targets according to a study by Mellon.
The study shows that over the last ten years there has been a significant shift by pension funds away from balanced mandates towards multi-asset and specialist mandates.
The research shows that many managers have had limited success in achieving their objectives in respect of a number of key specialist mandates. The study looked at the performance of UK equity and global equity mandates, against both benchmark and objective, over rolling three-year periods to the last ten calendar year-ends.
It found that in both cases, managers generally performed well against a benchmark, but much less well against their specified outperformance targets, before fees.
Over the most recent three-year period, to 31 December 2006, 56% of UK equity managers beat their benchmark, while this fell to 37% achieving their outperformance target.
It was a similar story for managers of global equity mandates. The majority of managers failed to achieve their target in eight out of the last ten periods.
The study found a negative correlation between relative performance (against a benchmark) and market performance, indicating that managers generally tended to do better in poorer market conditions.
Mellon Analytical Solutions' publications and statistics manager Daniel Hall said: "Pension funds require a certain level of outperformance from their active managers in order to justify their fees. Our results suggest that funds need to select and monitor their active managers carefully to achieve the additional value they are looking for."
Latest stories
Latest issue - 21 February 2019
This week's edition of Professional Pensions is out now.
Fiduciary Management Trends in 2019 - Q&A with Ben Gunnee
Ben Gunnee reflects on 2018 and talks about the Fiduciary Management trends to keep an eye on in 2019
Lloyds secures 630,000 pension customers with 'strong progress' towards one million by 2020
Lloyds Banking Group secured 630,000 new pension customers last year, according to its 2018 annual results.
Government will not 'force pace of change' in AE
Guy Opperman has rejected calls to speed up changes to auto-enrolment (AE) despite increasing pressure to boost contribution rates and overall savings pots.
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text: Exclusive cars, new events, and more await with Forza Horizon 3 VIP membership! Forza Horizon 3 VIP members receive five exclusive VIP cars, the 2016 Lamborghini Aventador LP750-4 SV, 2016 Koenigsegg Regera, 2015 Ferrari F12tdf, 2015 Ultima Evolution Coupe 1020, and 2015 Ford Falcon GT F 351. VIPs will receive additional benefits, including double Wheelspin earnings, access to exclusive online events, community gifts, and more. Get your VIP membership today! Redeem your prepaid code on an Xbox One console; • Make sure you are signed into the Microsoft account for which you want to redeem the code • From the Home screen, scroll right to Store • Under Games, select Use a code • Enter your code screen, and then select Enter. Don't worry about hyphens, the system takes care of those for you • Select Confirm Once your code is redeemed, you'll receive a confirmation message. Age Rating PEGI 3 This product is non-returnable and non-refundable.