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Travel Storage Drawstring Bag Beam Printing Canvas Bag Gift Bag Pineapple Vibola Port xqAZUw
Founded 1854 Closed 1854
Previous Mission Names
Storage Port Printing Drawstring Pineapple Vibola Bag Canvas Bag Bag Gift Beam Travel Bag Canvas Bag Vibola Bag Travel Port Pineapple Gift Printing Storage Drawstring Beam Burma and Siamese
Mission Summary
Elam Luddington, Levi Savage Jr., Chancy West, and Benjamin F. Dewey were called at a special conference held 28 and 29 August 1852 to serve in China, Siam, Australia, and India. Of the four men called to Siam, only Elam Luddington actually served in the country. The others spent several months laboring in India and Burma before returning home. Elder Luddington served four months in Bangkok before leaving for Hong Kong and then back to California. He arrived home in Utah in 1855.
Siam Mission history, 1852-1855, Church History Library.
Chronological history of the mission containing information about missionaries, members, and units, compiled from mission reports, journals, news articles, and other documents.
Reed B. Haslam, The Light Breaks on Southeast Asia (Sandy, Utah: HTown Publishing, 2012).
R. Lanier Britsch, From the Far East: The History of the Latter-day Saints in Asia, 1851-1996 (Salt Lake City: Deseret Book, 1998), 32-33.Rebecca Minkoff Crossbody Julian Hobo Black rr1pRqw
Vibola Printing Storage Beam Drawstring Pineapple Port Bag Travel Canvas Gift Bag Bag
Andrew Jenson, "Siam Mission," Encyclopedic History of the Church of Jesus Christ of Latter-day Saints (Salt Lake City: Deseret News Publishing Co., 1941), 794.


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To fight the deranged villain known as Massacre, Peter built himself a dark colored bulletproof armored costume that deflects bullets, and equipped himself with magnetic webbing that can be used to disable the radio frequencies of Massacre's charges. It is also lightweight, but needs to recharge after a certain period of usage. Peter has also incorporated the technology in improving road safety.
Your son can be the ultimate fighter for justice in one of our boys superhero Halloween costumes! Superhero movies continue to dominate at the box office because we just can't get enough of their ability to save the world. For Halloween 2018, your son can dress up as his favorite protectors of society (although, sorry to disappoint, these costumes don't actually come with superpowers). What they do offer are officially licensed superhero looks that are precise down to the last detail. If he's a Marvel fan, our Black Panther costume is a surefire winner for his trick or treating outfit.
Dr. Doom has broken Dr. Octopus out of prison as the final mover in the latest plan for world conquest. Using Ock's expertise to help him draw on the arcane energies of the Negative Zone, Doom has found a way to wield absolute power. Now the only thing standing between Doom and his goals are Spider-Man and the Fantastic Four--and one of the F.F. is already Doom's prisoner!
Manly men know that Ron Burgundy is kind of a big deal. And he wears that iconic 70s mustache like few others can! If you'd like to step into the role of the KVWB Channel 4 broadcaster, one of our authentic men's costumes is sure to be just the choice. They're officially licensed from Paramount Pictures, and with exclusive designs, you're sure to have a leg up on your other party goers. And even if your upper lip is a little bare, don't worry if you've got your sights set on being this Anchorman. Because our exclusive costume come with the adhesive mustache included!
In Civil War, Spider-Man is introduced as a young vigilante operating out of Queens. Tony Stark tracks down Peter and recruits him to help stop Captain America's team of fugitive heroes before the situation can escalate any further. During the battle, Spider-Man faces off against the Falcon and the Winter Soldier, but is thwarted by Falcon's Redwing drone. He later fights against Captain America, but is outsmarted and defeated by the veteran hero's superior tactical abilities. Spider-Man plays a major role in taking down Giant-Man, allowing Iron Man and War Machine to finish him off. However, Peter is injured in the process, causing Iron Man to send him back home.
The yearly New York Halloween Parade, begun in 1974 by puppeteer and mask maker Ralph Lee of Greenwich Village, is a large Halloween parade and one of America's only major nighttime parades (along with Portland's Starlight Parade), attracting more than 60,000 costumed participants, two million spectators, and a worldwide television audience of over 100 million.[157] The largest Halloween parade in the world takes place in Derry in Northern Ireland, which was named the "best Halloween destination in the world" having been voted number one in a USA Today readers' poll in 2015.[158]
Three former hosts of the Uni-Power—Susan Storm-Richards, Spider-Man and X-23—are all contacted by the Enigma Force once again when the Whirldemon King, a powerful entity once defeated by the time-traveling Prince Wayfinder of Ithaca and creator of the Enigma Force itself, escapes imprisonment. When X-23 sacrifices herself to save Valeria Richards from possession by the King the Uni-Power bonds with her a second time. While trapped in the Whirldemons' prison dimension, a connection is explicitly made between a starry apparition that enabled Laura to throw off the influence of a demon attempting to coerce her into serving it,[20] when the star-shaped mark left on Laura's palm after that encounter is recognized by the Whirldemon King as associated with the Enigma Force. Laura then uses the Uni-Power to wound the Whirldemon King and seal him back in his prison dimension, before returning her to earth. During these events the Enigma Force tells Laura that she has been designated the future heir to its power.[21]
After Peter was separated from the symbiote by Mr. Fantastic, he was left without a costume and as part of a practical joke; the Human Torch gave him an old Fantastic Four costume with a paper bag for his head, dubbing him the Bombastic Bag-Man. When he was accused of murder, Spidey would use this moniker on another occasion to prevent others from identifying him but this time he only wore a Paper-Bag mask while only wearing orange pants.
Many new openly gay, lesbian and bisexual characters have since emerged in superhero fiction, such as Gen¹³'s Rainmaker, Apollo and Midnighter of The Authority, and Wiccan and Hulkling of the Young Avengers. Notable transgender or gender bending characters are fewer in number by comparison: the alter ego of superheroine Zsazsa Zaturnnah, a seminal character in Philippine popular culture,[63] is an effeminate gay man who transforms into a female superhuman after ingesting a magical stone. Desire from Neil Gaiman's The Sandman series and Xavin from the Runaways are both characters who could (and often) change their gender at will. Alysia Yeoh, a supporting character created by writer Gail Simone for the Batgirl ongoing series published by DC Comics, received substantial media attention in 2011 for being the first major transgender character written in a contemporary context in a mainstream American comic book.[64]
Digitale transformatie is een vaak voorkomend en veelomvattend begrip. Gelukkig weten wij hier wel raad mee. In een interview met CustomerFirst vertellen onze collega's, Yvonne de Keijzer en Femke Oosterlinck, wat digitale transformatie voor ons in de praktijk betekent. Co-creatie en de combinatie mensen en technologie zijn bepalend om de ultieme klantrelatie- en beleving te...
Both major publishers began introducing new superheroines with a more distinct feminist theme as part of their origin stories or character development. Examples include Big Barda, Power Girl, and the Huntress by DC comics; and from Marvel, the second Black Widow, Shanna the She-Devil, and The Cat.[32] Female supporting characters who were successful professionals or hold positions of authority in their own right also debuted in the pages of several popular superhero titles from the late 1950s onward: Hal Jordan's love interest Carol Ferris was introduced as the Vice-President of Ferris Aircraft and later took over the company from her father; Medusa, who was first introduced in the Fantastic Four series, is a member of the Inhuman Royal Family and a prominent statesperson within her people's quasi-feudal society; and Carol Danvers, a decorated officer in the United States Air Force who would become a costumed superhero herself years later.
In Python, the datetime module contains examples of attributes. A datetime object has several pieces of information associated with it that a user can extract. For example, to get the day from the datetime object, a user could call datetime.day and to get the year, the user could call datetime.year and so on. The day and the year are attributes of a datetime object.
Another set of Halloween costumes were released with the Scream Fortress 2014. Players who opened the game during the update were given a Halloween Gift Cauldron. Upon opening the Halloween Gift Cauldron, players received a chance of obtaining a Strange Haunted Halloween cosmetic piece. A second Halloween Gift Cauldron was awarded to players who completed the Carnival Of Carnage: Bumper To Bumper To Bumper achievement.
^ Jump up to: a b c Manning, Matthew K.; Gilbert, Laura, ed. (2012). "1960s". Spider-Man Chronicle Celebrating 50 Years of Web-Slinging. Dorling Kindersley. p. 36. ISBN 978-0756692360. Now it was time for [John Romita, Sr.] to introduce a new Spidey villain with the help of [Stan] Lee. Out of their pooled creative energies was born the Rhino, a monstrous behemoth trapped in a durable rhinoceros suit.
From his high-school beginnings to his entry into college life, Spider-Man remained the superhero most relevant to the world of young people. Fittingly, then, his comic book also contained some of the earliest references to the politics of young people. In 1968, in the wake of actual militant student demonstrations at Columbia University, Peter Parker finds himself in the midst of similar unrest at his Empire State University.... Peter has to reconcile his natural sympathy for the students with his assumed obligation to combat lawlessness as Spider-Man. As a law-upholding liberal, he finds himself caught between militant leftism and angry conservatives.[9]:234–235
Jump up ^ Bannatyne, Lesley Pratt (1 August 1998). Halloween: An American Holiday, an American History. Pelican Publishing. p. 12. ISBN 1565543467. Archived from the original on 31 October 2017. Retrieved 1 November 2012. Polish Catholics taught their children to pray out loud as they walked through the woods so that the souls of the dead could hear them and be comforted. Priests in tiny Spanish villages still ring their church bells to remind parishioners to honor the dead on All Hallows Eve.
In Bhutan there is a traditional national dress prescribed for men and women, including the monarchy. These have been in vogue for thousands of years and have developed into a distinctive dress style. The dress worn by men is known as Gho which is a robe worn up to knee-length and is fastened at the waist by a band called the Kera. The front part of the dress which is formed like a pouch, in olden days was used to hold baskets of food and short dagger, but now it is used to keep cell phone, purse and the betel nut called Doma. The dress worn by women consist of three pieces known as Kira, Tego and Wonju. The long dress which extends up to the ankle is Kira. The jacket worn above this is Tego which is provided with Wonju, the inner jacket. However, while visiting the Dzong or monastery a long scarf or stoll, called Kabney is worn by men across the shoulder, in colours appropriate to their ranks. Women also wear scarfs or stolls called Rachus, made of raw silk with embroidery, over their shoulder but not indicative of their rank.[6]
A few days after amazing crowds numerous times, Peter was walking home when he saw a police car in front of his house. Wondering what was going on he asked the policeman what happened. He was shocked when he was told that his Uncle Ben was murdered by a burglar attempting to steal from the Parkers. Ben was shot after attempting to stop him, dying almost instantly. Furious, Peter donned his costume and set out for vengeance. Tracking the murderer to an abandoned warehouse, Spidey confronted the criminal, knocking out the man with one punch. When he looked at the fugitive's face he realized this burglar was the guy the security guard was chasing at the TV set! With his uncle paying the ultimate price for his inaction and indifference, he found out with great power comes great responsibility. From then on, Peter decided to use his newfound powers not for personal gain, but to fight crime and protect the innocent.
With Leeds's help, Spider-Man tracked Toomes to an old warehouse. Parker questioned Toomes's criminal activity and what he was doing to his family, but Toomes simply waited to activate his Exo-Suit; once it did, he began attacking Spider-Man. Peter dodged every attack and quipped at Toomes, but later realized that Toomes sought to destroy the beams of the warehouse. The wings smashed through the last supporting beam of the warehouse, and debris collapsed upon Spider-Man. Vulture equipped his suit and left Spider-Man to die.
In 1991, Sega released the first Spider-Man arcade game titled Spider-Man: The Video Game. Sega also released The Amazing Spider-Man vs. The Kingpin the same year. The Nintendo home consoles were late to the Spider-Man party, but they saw many Spider-Man titles themselves. The first was Spider-Man: Return of the Sinister Six, released in 1992 and considered by some to be one of the worst Spider-Man games of all time. Not all Spider-Man titles followed original story lines. In 1994, Spider-Man and Venom: Maximum Carnage was released for the Super Nintendo and the Sega Genesis. The game closely followed the Maximum Carnage Story Arc. 1995 gave us Spider-Man and Venom: Separation Anxiety, which was released on the Sega Genesis, the Super Nintendo and the PC. That same year, Spider-Man: The Animated Series was released for the Genesis and the Super Nintendo; it followed the storyline of the series, with most of the characters being represented the way they were in the cartoon. The next Spider-Man game, Spider-Man: Web of Fire, was released for the Sega 32X. This game is one of rarest and most valuable Spider-Man games to date. For the next couple of years, no game completely dedicated to Spider-Man was released. However, in 1995 he made his fighting game debut in Capcom's Marvel Super Heroes arcade game (which was later ported to the Sony PlayStation and Sega Saturn). He returned for the 1997 sequel Marvel Super Heroes vs. Street Fighter (which later ported to the Sony PlayStation and Sega Saturn) and its 1998 followup, Marvel vs. Capcom: Clash of Super Heroes (which was later ported to the Sega Dreamcast and Sony PlayStation).
Okay, so Lt. Dangle might not be the first thing you think of when you think "sex appeal" but face it, with that mustache and those short shorts, well, dang, Dangle can work it! Even if the mustache is a signature cop look, and the shorts are for optimal performance when chasing criminals...we're sure that he's a real catch for anyone in the Reno dating scene.
There are several games traditionally associated with Halloween. Some of these games originated as divination rituals or ways of foretelling one's future, especially regarding death, marriage and children. During the Middle Ages, these rituals were done by a "rare few" in rural communities as they were considered to be "deadly serious" practices.[163] In recent centuries, these divination games have been "a common feature of the household festivities" in Ireland and Britain.[57] They often involve apples and hazelnuts. In Celtic mythology, apples were strongly associated with the Otherworld and immortality, while hazelnuts were associated with divine wisdom.[164] Some also suggest that they derive from Roman practices in celebration of Pomona.[84]
A version of Peter Parker exists, who is a child abused by his Uncle Ben. While locked in the cellar, he is befriended by a large spider-like creature, the Tallus instructs Blink and Nocturne to lead this universe's incarnation of Wolverine to the run down shack the Parkers call home, a fight ensues and the creature and Wolverine are both slain, as Blink and Nocturne depart this reality, it is shown that the creature bit the young Peter.[4]
Some of our top rated classic boys costumes include our Red and Gold Ninja Warrior costume, the Mad Hatter, a skeleton skin suit and our Blimpz Green Light Up Inflatable costume. Other classics on the more scary side include a mummy (practice making those spooky noises!) and a demon. These trusty costumes are wonderful for boys of all ages will definitely be in style.
In Forest Hills, Queens, New York,[44] Midtown High School student Peter Benjamin Parker is a science-whiz orphan living with his Uncle Ben and Aunt May. As depicted in Amazing Fantasy #15 (August 1962), he is bitten by a radioactive spider (erroneously classified as an insect in the panel) at a science exhibit and "acquires the agility and proportionate strength of an arachnid".[45] Along with heightened athletic abilities, Parker gains the ability to adhere to walls and ceilings. Through his native knack for science, he develops a gadget that lets him fire adhesive webbing of his own design through small, wrist-mounted barrels. Initially seeking to capitalize on his new abilities, Parker dons a costume and, as "Spider-Man", becomes a novelty television star. However, "He blithely ignores the chance to stop a fleeing thief, [and] his indifference ironically catches up with him when the same criminal later robs and kills his Uncle Ben." Spider-Man tracks and subdues the killer and learns, in the story's next-to-last caption, "With great power there must also come—great responsibility!"[46]
Jump up ^ Fieldhouse, Paul (17 April 2017). Food, Feasts, and Faith: An Encyclopedia of Food Culture in World Religions. ABC-CLIO. p. 254. ISBN 9781610694124. Archived from the original on 31 October 2017. Retrieved 13 August 2017. In Ireland, dishes based on potatoes and other vegetables were associated with Halloween, as meat was forbidden during the Catholic vigil and fast leading up to All Saint's Day.
First, many of the original superhero creators were immigrants or children of immigrants — Americans but not quite like other Americans. Much has been made of the "Jewishness" of Superman — an immigrant from an Old World whose geeky, mild-mannered, weakling exterior hides his inner superiority to everyone around him, who even chose an American name to hide his secret foreign-sounding one.
Some Christians feel concerned about the modern celebration of Halloween because they feel it trivializes – or celebrates – paganism, the occult, or other practices and cultural phenomena deemed incompatible with their beliefs.[217] Father Gabriele Amorth, an exorcist in Rome, has said, "if English and American children like to dress up as witches and devils on one night of the year that is not a problem. If it is just a game, there is no harm in that."[218] In more recent years, the Roman Catholic Archdiocese of Boston has organized a "Saint Fest" on Halloween.[219] Similarly, many contemporary Protestant churches view Halloween as a fun event for children, holding events in their churches where children and their parents can dress up, play games, and get candy for free. To these Christians, Halloween holds no threat to the spiritual lives of children: being taught about death and mortality, and the ways of the Celtic ancestors actually being a valuable life lesson and a part of many of their parishioners' heritage.[220] Christian minister Sam Portaro wrote that Halloween is about using "humor and ridicule to confront the power of death".[221]
IKEA viert dit jaar zijn 75ste verjaardag. Als verjaardagscadeau boden we de Zweedse woongigant een interview in het septembernummer van ons magazine. Victoria van Keulen vertelt over hoe zij twee jaar geleden verantwoordelijk werd voor de klantervaring in Nederland, waarna zij tot de schrikbarende ontdekking kwam dat het onderwerp weinig leefde. Voor haar dus het doel het thema concreet te maken en te vertalen. Hoe dat is gelukt? Dat lees je in de coverstory van dit nummer.
Though similar in appearance to the older costumes, this Batsuit is unique in and that it possesses a much larger amount of gadgetry than any other costume shown to date. Thus far, the Batsuit has been shown to not only contain multiple batarangs and other standard Bat-paraphernalia, but also a collapsible sword, wings, deep space gear, scuba equipment, and multiple rocket thrusters. Also, the emblem on Batman's chest can now transform into an emergency Batarang, becoming hard and rigid after being exposed to some sort of magnetic field emitted by the suit.
Dr. Watts (appeared in Spider-Man 2: Enter Electro): Dr. Watts (first name unknown) is a prominent scientist. She is the creator of the Bio-Nexus Device and a world-renowned scholar of biology. In the game, she is kidnapped by Hammerhead while attending the Science Industry Ball. During Spider-Man's fight with Hammerhead, Dr. Watts disappears, which led Spider-Man to believe that the Sandman took her. Due to an anonymous tip, Spider-Man tracks Dr. Watts to a museum, where she is taken hostage by Electro. After Electro leaves the museum, Dr. Watts tells Spider-Man that Electro went to the Twin Towers.
Jump up ^ "Vigil of All Saints". Catholic News Agency. 31 October 2012. Archived from the original on 24 May 2013. Retrieved 1 November 2011. The Vigil is based on the monastic office of Vigils (or Matins), when the monks would arise in the middle of the night to pray. On major feast days, they would have an extended service of readings (scriptural, patristic, and from lives of the saints) in addition to chanting the psalms. This all would be done in the dark, of course, and was an opportunity to listen carefully to the Word of God as well as the words of the Church Fathers and great saints. The Vigil of All Saints is an adaptation of this ancient practice, using the canonical office of Compline at the end.
While battling the first Zebra-Man, Bruce Wayne was accidentally irradiated by the same energy that had irradiated Jake Baker. Without an inhibitor belt, Bruce's diamagnetism powers were out of control, causing Robin to go on without him. Batman soon took advantage of the diamagnetism, however, and used it to attract Zebra-Man to him and attract both of them to Gotham City Police Department.
After liberating the Power Stone from the Nova Corps on Xandar, Thanos and his adoptive children—Ebony Maw, Cull Obsidian, Proxima Midnight, and Corvus Glaive—invade the spaceship carrying the Asgardians who escaped the destruction Asgard in search of the Tesseract. Despite Thor, Loki, Heimdall and the Hulk's valiant attempts to thwart Thanos' invasion they are quickly defeated by the mad titan and his children with Loki dying in the process. After subduing the ship's defenders, Thanos claims the Tesseract for himself. After claiming the Tesseract, Thanos destroys his newly acquired prize revealing that he never actually wanted the Tesseract, but the Space Stone that powered the Tesseract. With his prize in hand, Thanos destroys the ship before continuing the search for the remaining Infinity Stones with his children. Unbeknownst to Thanos, Heimdall used the last of his strength to send the Hulk through the Bifröst to Earth before the ship's destruction, so that he might warn the Avengers of the threat Thanos posed.
Jump up ^ Jackson, Jeanne L. (1 January 1995). Red Letter Days: The Christian Year in Story for Primary Assembly. Nelson Thornes. p. 158. ISBN 9780748719341. Later, it became the custom for poorer Christians to offer prayers for the dead, in return for money or food (soul cakes) from their wealthier neighbours. People would go 'souling' - rather like carol singing - requesting alms or soul cakes: 'A soul, a soul, a soul cake, Please to give us a soul cake, One for Peter, two for Paul, have mercy on us Christians all.'

subset: commoncrawl


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My mother's age is 38 years My occupation is a small tiffen shop cocking In that she is doing burning of green chilly, groundnuts and foam oli at a 2 hrs a day and morning 5 o'clock everyday cutting of onions everyday this continues 2 years daily and simultaneously improper ratings timings Now she is suffering from so many problems leg pains stomach pains headache and heart pains little bit Will you be please suggest how could remedies to that problem to overcome.
Hello Dr, I am 26 years old but my penis size is very small than average size. Can any one tell me safe way to increase penis size in less time ? Any oil or medicine ?
Sir, I'm a student, from the past 3 weeks im feeling dizziness especially in the evening, I went to hospital and the doctor did ECG and he just saw my 2 d echo and told me that every thing is fine but anxiety is affecting me. Recently I got a health band which show my heart rate and then on I checked it when ever I'm feeling dizzy (in the evening) it is showing 64 or 65. When I'm fine it is showing 79 or 80. I understood that it is due to low heart rate I'm feeling dizziness. From the past 3 weeks I am facing gas problem as I ate junk food outside and fell ill.
What is the best way to protect against pollution during Diwali as I usually get throat infection right after getting exposed to crackers.
I have body pain last one week and I take diclofenac and aceclofenac tablets still I am suffering. Wat should I do.
I am 37 years old man and have been suffering from sinusitis since childhood. Give me the remedy for permanent cure of this disease.
My brother's now 8 years old. He have faced a unknown fever .when we test his blood (NS1) the report have seen 39.8 positive. So I want to asked you it is dangerous or not.
Contaminated food is one of the most common sources of infections in the human body and so the stomach is one of the most commonly affected organs. Whether it is eating raw food or unhygienically prepared foods, the stomach has very high chance of getting infected than other body parts.
One of the most common causes of stomach infection is the norovirus also called as cruise ship virus. Spread through vomitus and faecal material, it is quite contagious and can affect large amounts of people in confined areas like a cruise ship. The common symptoms would include nausea, vomiting, diarrhoea, bloated feeling, abdominal pain (generalised or localised), fatigue and tiredness.
On the brighter side, there are well-proven measures listed below which are simple and easy to follow that can help avoid stomach infection.
- Restore bacterial balance: The good bacteria in the stomach are lost with the stomach flu and restoring it will help in managing the flu. A good amount of probiotics and fermented foods including yoghurt, sour curd, etc., will do wonders by restoring natural flora. Supplements can be taken if required, and these bacteria will restore the ability of the stomach to fight the virus.
- Isolation and separation: If there is a close family member affected by the virus, ensure they are staying separately and all their clothing (bedding included) are maintained in an isolated manner. Children and elderly need extra protection, whether they are affected or are in the same household.
- Cleaning methods: Since the virus spreads by contaminated faecal matter, vomitus and through surfaces, it is necessary to prevent the spread.
- When in doubt, washing hands is very useful. Use soap and water instead of a hand wash. Staying away from picking nose and touching eyes are also useful.
- The infected person's clothes should be washed separately in extra hot water and bleached to get rid of the virus.
- Using the dishwasher or soaking the washed utensils in extra-hot water is a good way to get rid of the virus.
- Surfaces like laptops need to be cleaned more regularly and rigorously.
- Steam cleaning of carpets is a good idea to get rid of the virus that may be locked there.
- Avoid going out or being in close contact for about a week, as the virus needs that much time to clear out completely.
- Food habits
- Do not eat raw or uncooked foods
- Drink loads of water, clear soups, sports drink and lime juice to replace lost fluid.
- Eat whole grains and fresh fruits and vegetables that are well-cooked to ensure you get the essential vitamins and minerals.
Following the above measures can help avoid the stomach flu and stay healthy. If you wish to discuss about any specific problem, you can consult a general physician.


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A credit counselor, community assistance program or a nonprofit can help you create a budget and a debt repayment plan to repair your credit. The main benefit to credit counseling is solving the actual issues that led you to the financial problems in the first place. You may even have enough savings right away that'll help you avoid taking out a payday loan.
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The GI Bill is not the only source for servicemembers to improve their education or job training. The Montgomery GI Bill, Reserve Educational Assistance and the National Call to Service are just some of the programs the government offers to active military, reserves, veterans and their families. More education should lead to more earning potential and fewer problems with debt.
It is simple! You can apply for a cheap payday loan online in comfort of your home and get money the as soon as tomorrow or next business day. Why online? Because it is easy and takes only few minutes to get you the cheapest payday loans. First of all you don't need to leave your house and you can still get your instant payday loan. Secondly when applying for a payday loan online, you don't need to provide any documents.
There are several lenders offering personal loans for veterans and active members of the military, even those with bad credit. Unsecured loans up to $40,000 are available and interest rates range from as low as 4.99% to 36%, depending on your credit history. Military spouses and dependents also are eligible for financial assistance. Personal loans can be used for any purpose, whether it's paying off credit cards, buying a new car or a home improvement project. In most cases, you can apply online and expect an answer in less than 24 hours. Some lenders have special rates for military, but restrictive conditions – approved credit score, direct deposit checking account, etc. – must be met to qualify.
This reinforces the findings of the U.S. Federal Deposit Insurance Corporation (FDIC) study from 2011 which found black and Hispanic families, recent immigrants, and single parents were more likely to use payday loans. In addition, their reasons for using these products were not as suggested by the payday industry for one time expenses, but to meet normal recurring obligations.[15]
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ACE is adopting and implementing procedures in substantial conformance with generally-recognized and accepted guidelines and/or standards for website accessibility ("Standards"). While these Standards may change and/or evolve over time, they are currently the World Wide Web Consortium's Web Content Accessibility Guidelines 2.0. ACE continues to make accessibility of its Website a key focus of its software development and design efforts.
The GI Bill is not the only source for servicemembers to improve their education or job training. The Montgomery GI Bill, Reserve Educational Assistance and the National Call to Service are just some of the programs the government offers to active military, reserves, veterans and their families. More education should lead to more earning potential and fewer problems with debt.
Most bad credit lenders offer fixed and not variable interest rates. With a fixed-rate loan, your interest rate remains the same during the term of the loan. A variable-rate loan, on the other hand, has an interest rate that can fluctuate over time, and it is tied to an index rate. The higher your credit score, the lower your interest rate will most likely be.
You are encouraged to contact your lender as soon as possible if you are unable to repay your loan on the scheduled repayment date or make regular installment payment on time. Your lender may set late payment fees in accordance with state regulations, and your lender has several courses of action to deal with late payment. For more information about your lender's specific procedures as they apply to late payments, please review your loan agreement or contact your lender directly. Origination, documentation and other additional fees may apply to your online personal loan deal. Late payment, non-payment fees and other penalties may apply to both short term and online personal loan deals in case of missed payments. Please review your loan agreement carefully for information about the financial implications before you provide your electronic signature.
There are a number of loans available for military veterans. If you need a faxless payday loan but you are not sure how to get it or where to get it, we provide some useful information that can help you. We're in partnership with a wide range of lenders specializing in providing financial help for active duty or retired military members. The loans they offer can be used for any purpose and they don't require collateral.
PayActiv is one such company, and it has partnered with a variety of employers, including Walmart. It integrates with the employer's payroll, and employees can withdraw money directly into their checking accounts for a $5 fee. Earnin, which used to be known as Activehours, is a similar program. If your employer uses it, you can withdraw between $100 and $500 per pay period. There are no fees for using Earnin, but there is an option to tip.
Car title loans also provide a source of short-term credit for those with few options, according to Todd Zywicki of George Mason University in Fairfax, Virginia. But he says prices and conditions should be clear and advertising shouldn't be deceptive. The Military Lending Act's restrictions lead some service members to turn to more costly alternatives because the law doesn't lessen their financial needs, Zywicki says. In his view, capping short-term loan rates will only reduce consumer choice.
Ohio Residents: Loans are arranged by Buckeye Credit Solutions, LLC, CS900087, a registered Ohio Credit Service Organization (CSO). The CSO is not a lender. Loans are provided by unaffiliated third-party lender NCP Finance Ohio, LLC pursuant to the Ohio Mortgage Loan Act, O.R.C. §§ 1321.51 et seq. – Check Cashing provided by Buckeye Check Cashing, Inc., CC700000, Main Office 6785 Bobcat Way, Suite 200, Dublin OH 43016
We stuck with direct lenders who comply with state laws. A good way to tell if a lender follows the rules is if its website asks what state you live in before giving you a quote. If a lender says all loans have the same fee no matter where you live, that's a tipoff you may be dealing with a less-reputable lender you should avoid. We didn't include any of those lenders on our lineup.
Though you may not have a lot of extra time, a side gig could too be an option. Ideas include driving with a ride-share service like Uber, walking dogs, participating in research studies or even taking online surveys to earn more cash. If you find yourself regularly needing small amounts of money to last you through the week, consider exploring ongoing freelance opportunities in your area of expertise — Upwork and Fiverr are a few places to start.
However, despite the tendency to characterize payday loan default rates as high, several researchers have noted that this is an artifact of the normal short term of the payday product, and that during the term of loans with longer periods there are frequently points where the borrower is in default and then becomes current again. Actual charge offs are no more frequent than with traditional forms of credit, as the majority of payday loans are rolled over into new loans repeatedly without any payment applied to the original principal.[9][10][11]
Look again at the plan of your expenses and reduce it 30%, giving up various trifles, like dinner outside, buying coffee in a vending machine or another detective novel for reading while going by bus – you will be surprised at how much free money you will have. Having understood the laws of the movement of your money, you can save some amount to pay the loan easily one or two times a month (depending on how often you receive a salary). For the time of the accelerated repayment of the loan, the main thing is not to feel sorry for yourself and find a part-time job. Ask for a little more work on the place of the main employment or take a part-time job, which then will simply be discarded (private lessons, consultations, internet work: writing texts, working in social networks, etc.). All the money you receive should be directed to quickly repay the loan.
How long does it take to process the loan? Some of the best short-term loans ensure that you have access to the approved funds the following business day. A limited number of lenders provide prepaid debit card loans which can give you access to funds quickly after approval by transferring the amount to your eligible card. You can then use the money anytime and anywhere.
Information about loans: Not all lenders can provide loan amounts up to $5,000. The maximum amount you may borrow from any lender is determined by the lender based on its own policies, which can vary, and on your creditworthiness. The time to receive loan proceeds varies among lenders, and in some circumstances faxing of application materials and other documents may be required. Submitting your information online does not guarantee that you will be approved for a loan.
The costs associated with loans of up to $500 can range from 15% to 40% of the entire loan amount, and the charges associated with loans of more than $500 can be even more. Your lender may also charge you late fees as well as fees for non-sufficient funds. As an example, your lender may charge you a $20 nonsufficient funds fee as well as 15% of the loan balance as a late fee. Please review your loan agreement carefully for information about the financial implications of non-payment before you provide your electronic signature.
Consumer Notice: We remind that payday loans and online personal loans for small dollar amounts are not a long term financial solution. These credit options imply relatively high interest rates and become a very costly solution if used improperly. Consumers that seek funds for longer terms or debt relief should consult credit advisor prior to making credit decisions of taking a short term or an online personal loan for small dollar amount.
Read all of your loan agreement. And make sure to ask questions too. Don't just look at the interest rate for your loan, also look at the APR—this will include any additional fees that you're being charged and will give you a better idea of how much the loan actually costs in comparison to other loans. If the lender cannot answer the questions that you're asking them, then they are NOT a lender you should be working with!
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The main thing to do when choosing a payday lender is to check out his trustworthiness. If you are borrowing money online for the first time, you should keep in mind that nowadays there are many lenders who treat their customers in an unfair way. For example, you should check out whether there is no hidden commission. It is not so difficult to do if you read the loan agreement carefully. Before getting money you will be asked to sign a contract. This is an official valid document and you shouldn't be confused due to the fact that you are borrowing money via the Internet. It has the same legacy as the standard paper document.
Since our loans are NOT payday loans - and are at fair interest rates - military members CAN qualify - even with bad credit. And it makes much more sense than paying 500% interest every couple of weeks to a cash advance company or visiting the pawn sharks every month to roll over your loan, while paying outrageous fees and "service charges" to people who want to bleed you dry.
All the information exchanged between the lender and a borrower is not bidding to Nation21loans.com. Therefore, we are not in any position to guarantee users any loans. Visitors must regard everything displayed on this website as they would a commercial advert. Potential lenders displayed on this website may include both state licensed loan providers as well as tribal lenders. Users on this website should note that loans are not always available for all states or jurisdictions. Although bad credit scores are acceptable, it's within the discretion of a lender to conduct credit checks to facilitate the lending decision.
Due to the fact that the payday loan is given for the short period of time, the amount of money isn't that large. If you are the newcomer you won't be able to get the maximum sum as the lender doesn't know if you can be trusted or not. However, loyal customers can count on being approved for the maximum amount, which is up to $ 1500. The minimum you can apply for is $100.
A very special attention should be paid to the choice of a lender. If you are sure that you can find the best deal on your own, then look for the direct lender by yourself. This option has its benefits. For example, you can feel more secure sharing personal contact information with one lender only. However, if you have never used the payday loan online service and feel confused, you can use the service of the mediator company. This is a third-party company and this is the only con of this option as you will communicate with the direct lender only via the third-party lender. The main advantage here is that the mediator will do everything instead of you. You won't have to spend time for the search of a lender. However, in most cases the service of a mediator company will cost you additional money. If you are ready to pay extra for the comfort, then you can use their service but if you have any issue that must be clarified, take into account that you will have to deal with it through the mediator.
The Military Lending Act is popular for one thing-it restricts lenders from charging military personnel and their family any interest rates above 36%. When this happened back in 2007, the credit service providers were not amused by the move. Instead of creating loan products with low-interest rates, the lenders simply avoided offering short-term loans to the officers. This happened because these loans are usually high risk and the imposed interest rates couldn't cover the risk.
An auto title loan typically carries an annual percentage rate of 300% and has a very short term, such as 30 days, in which it must be repaid. It differs from another type of short-term, high-rate debt called a payday loan because the borrower signs over the title of his or her vehicle to secure the debt. Payday lenders usually get a postdated check or other form of access to the borrower's bank account, but no other collateral. Car title loans are allowed in 21 states, while 29 states have no substantive restrictions on payday loans, according to the Center for Responsible Lending in Durham, North Carolina.
Since our loans are NOT payday loans - and are at fair interest rates - military members CAN qualify - even with bad credit. And it makes much more sense than paying 500% interest every couple of weeks to a cash advance company or visiting the pawn sharks every month to roll over your loan, while paying outrageous fees and "service charges" to people who want to bleed you dry.
Please be advised that the opportunities presented on this site may be regulated or prohibited in some states. Please also note that the information we share on this site is taken from our partner websites. We strive to provide the most accurate information, but we encourage you to verify the interest rate and loan terms before you commit to any loan.
If you're short just a bit of money, you could find a quick gig to collect some cash. Car and house sharing, selling unwanted items and market research are a few ways you can bring in money if you have extra time. The effort may pay off double-time. You won't have to pay interest on a loan, and you could discover a new stream of consistent revenue.


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Financial secrets for thirty-somethings
which work in your 20s, 40s and 50s too!
Last year (January 2018) a young Irish lady called 'Niamh' (who now works in London) posted a question about financial planning on Linkedin …
… and it went viral!
Yes, incredibly, within a few days her post attracted many thousands of likes and more than 1,000 comments!
And that's really odd when you think about it … because most people would say that personal finance is a 'dull' subject … right? 😉
Well, I'll let you decide that for yourself – after you've read Niamh's question (which she agreed for me to copy here) and my answers.
But before reading on, here's a question for you
If this subject (financial planning) is not the last thing you want to deal with, in your life, then what is?
Seriously, do let me know in the comments below – because I'd love to hear your thoughts – and here's why.
You see, almost without exception, everyone I meet loves the fact that I:
'help people understand their money and make better decisions about it'
They're fascinated when I 'sketch out' a diagram like this one …
… to show how they could make sense of their long-term money challenges.
This is about connecting your money to what matters in your life
And, virtually everyone I meet (including all of my many suppliers over the years too) say to me, "OMG, I really need that"
In fact, the only exception to this was Noel Ford, my cartoonist, who said,
"OMG, I really could have done with that – 30 years ago"
Well, Noel is in his 70s now! 😉
However, despite everyone knowing that they need help in this area – it's only a tiny minority who ever follow up and take it.
Of course, I could put this down to my personality 😉 … but the evidence is that most people 'get stuck' and avoid this subject.
And there are various reasons for this.
So, if this an area that you avoid or on which you always get 'stuck' … please do not read the Insight on this page just yet.
This is probably not what you need right now.
Instead, read this Insight about the three magic words that could help you get unstuck on any of your big challenges in life.
And that Insight covers a whole lot more than just money issues.
(warning – it's quite a chunky article but I think you'll find the insights worth it)
And also read this (much shorter insight) on what really motivates us all … which goes a long way to explaining why your financial planning, typically, will not.
Then if those insights 'chime' with you … come back here to get 'stuck in' to this financial planning game.
It really can be fun.
See you back here soon I hope,
Alternatively, if you're ready now, let's get started
Here's Niamh's question
I wonder if I am alone in thinking this
I'm a thirty *mumbles something* year old woman who considers herself to be financially illiterate.
My parents are very lovely, kind people, who loved me a lot but they weren't the best with money & they never taught me how to handle my finances.
At school in Home Ec, I was taught how to sew a hem, the importance of washing my hands after handling raw chicken & how to sauté an onion but I was never taught the importance of having control over your personal finances and investments.
At Uni, I did business studies & there wasn't one module that covered personal finances, investing, planning for your future or even general information around mortgages, taxes & pensions which are part and parcel of everyday life.
As a result, I just kept putting it to the back of my mind hoping that it would all figure itself out.
But now I find myself at an age where I don't know anything about pensions, investments, mortgages or credit scores & I'm not too sure where to start. It feels a bit intimidating.
Does anyone know if there's some sort of unbiased personal finance class for adults?
Also, this is definitely something we should be teaching our kids in school. I'm pretty happy I've never had salmonella but I'd be even happier to have a house!
What a great question … and I'm grateful to Stephen Brice (a Bristol IFA) for recommending my work in the comments on LinkedIn.
I'm pretty sure – as a LinkedIn 'newbie' that I'd have missed this one otherwise.
Anyway, Niamh's question was quite obviously music to my
ears eyes.
She simply asked if anyone knows of an unbiased personal finance class for adults?
And you know what … when I first saw it, I just sat here at my desk – staring at the screen thinking,
'Yes, Yes, Yes.
The very people I want to help are starting to 'get' the importance of this education now'
Now, don't worry – this is not some 'cheesy' sales pitch for my services, I want to concentrate here on what we can all learn from Niamh's post.
And from the ever-growing stream of comments that sits beneath it.
Most people have the same need as Niamh
Most people in the world, in their 20s, 30s and 40s – and perhaps a few in their 50s and 60s – have the same need and the same question as Niamh.
They just keep quiet about it.
Perhaps they keep quiet simply because they're too embarrassed to ask …
… and that might be because they, wrongly, assume that everyone else has got this stuff figured out.
They haven't by the way – and we know this much from some quite scary research.
Here's the scale of our financial educational challenge
A 2015 UK survey (by Ipsos Mori) asked the following questions:
- What's the average cost of raising a child in Britain from birth until they reach the age of 21?
- What pension fund would you need to provide a retirement income (including your state pension) of c. £25,000 a year ?
Now, before you look below …
… have a guess at the answers …
… just for fun 🙂
It should only take you a minute.
OK, so that's enough script padding now – to separate the answers from your view 😉 and here are the answers.
What's the cost of raising a child:
Over 60% of people thought the cost of this would be less than £100,000.
And more than 25% thought it would cost less than £30,000 !
The actual estimated cost?
Around £230,000!
(which includes university support but not private school fees. Source: LV insurance)
But here's the shocker pension question
Over 50% of people believe that the target pension of £25,000 could be delivered with a fund of less than £150,000.
Indeed, 30% thought that a fund of £50,000 would be enough.
But 12% (more than 1 in 10 people) thought that a fund of £15,000 would do the job!
For goodness sake …
… that's less than the targeted ANNUAL income!
Okay, so what fund would you actually need?
Well, about £300,000
Or more if you wanted inflation linked income in retirement
But here's the really interesting thing . . .
It doesn't need to cost the earth to build those sorts of funds – provided that you start early enough.
And you can read my cappuccino savings plan idea for more on that.
What matters is to get the truth about the cost of your own (personal) financial life plan.
And that really is a LOT easier than you think.
If you need a hand with this, as an individual or a group, just give me a shout.
And good on you Niamh for being the brave one to ask for help – and start this movement.
Major shifts in public perception are incredibly difficult to achieve – as we saw here.
But I really do think that we can start something here.
And let's not forget others, who might also keep quiet on this question because they've 'had a go' at investing in the past and it's gone horribly wrong.
This new series of posts is for you too.
But who do you turn to – for help?
Well, the second thing we can learn from Niamh's post – from that constantly growing stream of comments …
… is that a lot of people want to help …
… regardless of their knowledge or qualifications in personal finance 😉
It's in our human nature to want to help others – the science tells us this is so.
We are not the 'greedy' self-interested beasts that economic theory would have us believe.
And that fact, by the way, is actually KEY to understanding your investments.
The fact that people (and bankers especially) do NOT always do the right, rational thing,
. . . is precisely why we had the global financial crisis in 2008-09.
And, it's probably why we'll have another one before long.
The 'experts' who measure risk are working off a 'flawed' economic model.
Alan Greenspan – who used to be in charge of the USA's central admitted that much.
They even made a film about it 🙂
Sadly, there are too many financial advisers who still rely on those broken models to advise you on risk.
So, be careful who you listen to
But I digress – let's get back to Niamh's post …
And whilst it was kinda nice to see lots of people wanting to help, I was very concerned to see so much specific advice in the comments.
There were recommendations for various books, videos and blogs on money management. And even some specific strategy ideas too.
And whilst I'm sure that (most of) that advice was sent with good intentions …
… not much of it was very helpful at all 🙁
You see, the big challenge for Niamh, and everyone else in this situation is to sort out the wheat from the chaff from all the so-called 'FREE' advice that's out there.
And, here I want to make a start on helping you do just that.
How should you approach your financial planning?
Now, this is an essential question because it's our 'approach' to any problem that determines our success.
So, wealth building is similar to health building in some ways.
If you get the wrong guidance and head off down the wrong road, you can soon disappear into a minefield of misinformation.
The difference with health building, of course, is that our bodies actively protect us from harm and they're quite forgiving, up to a point!
So, we can normally recover our health over 'relatively' short timeframes …
… although it might take more than 3 visits to the gym after Christmas.
And being consistent in our actions is key 🙂
On the other hand, a big mishap with your finances can take you a lifetime to put right.
So, here's how to start thinking about your finances – for the long term.
Lesson 1. Remember that you are unique
Yes, I know, this sounds a bit 'woo woo' – but it's not …
… and don't worry, I absolutely do not do 'woo woo' as you might have seen here
No, I'm really very serious when I say 'you are unique' …
… because the implications for your finances are profound.
Once you understand this, you'll realise that no one can advise you simply by 'giving you information'
I don't care whether the 'information' comes from a book, including mine, and they're some of the best 😉 …
… or from a blog, a video or in the comments on a viral post on LinkedIn!
When it comes to (proper) financial life planning, just remember this,
… there are NO rules of thumb.
… there is NO 'one size fits all' solution
So, why must your answers be unique to you?
Well, let's just think about this for a moment.
Are your life goals completely unique to you?
Yes, of course, they are … and here's an example of why this matters.
A while back, another young lady asked me what sounded like a simple question.
'I've inherited a few thousand pounds', she said, 'and I've heard that you know a bit about money so…
… how do you think I should invest it?'
'I have absolutely no idea', I replied, 'and nor does anyone else . . .
. . . unless they fully understand your personal circumstances . . .
. . . and they know what you want that money to do for you – in the future . . .
. . . and they're qualified to advise you'
'You see, if you're planning a trip around the world in 3 years time – and you're going to need all that money for that . . . well, then you should keep it tucked safely away in some kind of bank or building savings account'
'Then again, if you want to invest that money to 'boost' your retirement fund – for 30 years into the future – then a whole different set of options are worth considering'
'Just one factor to consider – but it's a big one when it comes to investing – is your 'capacity for investment risk'
And that's something we looked at here.
So, what matters when you plan your money?
Well, here's what you need to consider:
- Your goals – for yourself and your loved ones.
- Your income – from your business or your work
- Your outgoings and expenses.
- Your financial and material assets – and those of your wider family! (Yes, those things could also be relevant – as you'll learn in a future post in this series)
- Your attitude to investment risk
- Your capacity to take risk. Yes, that's a very different thing and can vary for each of your financial life goals – as we saw above.
- Your other (personal) assets – like your knowledge, skills and strengths
- Your life experiences – which will inform your attitude to money – and your money 'habits'
- Your current and planned family situation and
- Your health.
And, when you think about that lot, despite what you may read, day in and day out, in the papers and on the blogs …
It's obvious that no one can advise you or help you plan your money for your life – with information alone.
The person you need …
… is someone who knows all about you
Who knows YOU best?
Well, that might be obvious now …
… the person who knows you best – is you 🙂
And that's why you simply must learn the fundamentals of how to do this planning for yourself.
Yes, online chatter and tips from Facebook friends is often well-intentioned …
From what I can see, a great deal of it is downright dangerous.
What works for one person may not work for you
This is a really important point to understand.
The returns you'll get from investing in markets (whether in shares or property or anything else) are not predictable.
Markets don't behave themselves – in line with some alternative form of Newton's laws of motions.
So, what 'worked' for one person may very well not work for you.
Here's a classic example.
Imagine you have a friend (perhaps you even know someone like this) who was lucky enough (or smart enough) to buy a nice London Flat in 1996 …
… that by the way was at the bottom of the last real property crash here in the UK – as you can see here.
Or perhaps they bought around 2008-09 – when prices took a bit of a dip.
Well, your friend might very well have made a lot of money on their property over this time.
But that is in the past …
… and it most certainly does not mean that you can repeat their experience from this point in time!
This simple fact will not stop the 'property investing' maniacs (who sell expensive weekend seminars) from promising you that you can.
I know, I attend those seminars for research purposes …
… and what's more I report on their very misleading statements to our financial regulator (the FCA) too.
Sadly, Mr Robert Kyosaki – yes, of Rich Dad fame – puts his name to some of these seminars too.
So, you see, whilst it can be amusing and interesting (occasionally) to see the 'do this or do that' ideas online or in books . . .
Most of that stuff is simply a waste of time.
And, if you follow it all, you'll need to set aside thousands of hours to study …
… without knowing which bits are useful to you.
The fundamental stuff – that we all need to learn
Okay, so there's a fair bit to think about there.
But what if you asked me, 'What are the essentials?'
What is the minimum you need to learn – to be able to draw up your own longer term financial plan . . .
Well, I'd say learn about:
- The psychology of money
- What drives good financial decision making and
- The cognitive biases that can lead to our biggest money mistakes.
- The 10 financial planning 'essentials' – that we all need to address – and you can learn about those – right here – right now 🙂
- A proven and powerful way to plan your financial goals on one sheet of paper – so you don't get bamboozled by some financial adviser or online 'APP'
- How to 'sensibly' estimate the cost of saving for your goals including your pension.
- How to 'rate' any investment that anyone could ever put to you (before jumping in!) and . . .
- How to find solid financial advice – at a fair price – if (and when) you need it.
And yes, these are the lessons I teach.
So, stay tuned via newsletters …
… or the Facebook Group – details below
if you'd like to learn more about this stuff 😊
And take good care out there
Feel free to share your thoughts in the comments below.
You do not need to provide your details if you don't want to. Simply "post as a guest" – just add your name and that option will pop up.
Or if you use the excellent DISQUS system – log in with your account – to keep all your comments in one place.
For more ideas on money and life
Join my Facebook group here
Or sign up for my newsletter
With which you can also have my '5 Steps for planning your Financial Freedom'
and the first chapter of my book, 'Who misleads you about money?'
All free of course 🙂


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