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Date: 2014-05-08
From the onset, I must begin with a confession that I have grown over the last few weeks to become a HUGE fan of one Abubakar Baba Suleiman. Abubakar Baba Suleiman is a regular pundit on the internet. Whether he is genuine or not, you cannot take away the fact that Abubakar Baba Suleiman is roundly grounded in whatever he says. Regardless of his pseudo outlook or even individual personal perception of him and his writings, you can't overrule the fact that he is diligent and adept with radically intelligent views about public and government affairs. Without meaning to flatter, his many opinion pieces mirror my own thoughts on the myriad of issues that affect Kwara.
Abubakar Baba Suleiman has written on so many issues; from politics to authority stealing, Sen. Bukola Saraki and his lackey, Abdulfatah Ahmed, and of course our own Professor Shuaibu Oba Abdulraheem. His latest, titled 'Their Words, Our Swords', might not have been his most explosive but certainly the most controversial as far as I know. This is because he consciously delved out of his regular themes and picked on an unlikely prey; Senator Gbemisola Saraki.
He did also spare a thought for the 'internet rats' (apology to Dr. Reuben Abati) that have very lately taken over the airspace, fouling the hitherto robust centrifugal of ideas and quality debates, orchestrating dead features, all in a grand, well-oiled plot to confuse the undiscerning. But that is a discussion for another day.
In his lengthy epistle, Abubakar Baba Suleiman had wondered why among all the gladiators in the PDP - Oba Abdulraheem, Dele Belgore, John Dara, Bio Ibrahim, Simeon Ajibola, Makanjuola Ajadi, etc, it was Gbemisola Saraki that was singled out for 'celebration' by the lackeys of the ruling elite on the internet? He couldn't also understand why the Kwara APC had not found it expedient, just like it did for especially Dele Belgore, to tongue lash Gbemisola Saraki for her political adventure. In all, he sensed sabotage on the part of Gbemisola and he didn't mince a word in alleging that! And so, the other epistle went...
Read an extract from his piece verbatim:
In the wake of decamping of some politicians from various other political parties to PDP, there were these contradictory remarks coming from virtually all the members of the opposition, APC. While virtually all of them condemned the moves by some other intending defectors then, like Dele Belgore, SAN, not even a single one of them saw anything wrong in another defector, this time around Gbemi Saraki. The defection of the duo came almost simultaneously. The frequent songs on their lips upon Gbemi's defection was "Saraki here, Saraki there". Obviously, they are insinuating that whichever way the pendulum swings, the ball still resides in the dynasty's yard. Gossips rumoured a deliberate plot by the core figures of the dynasty to undermine the liberation struggle. Well, I didn't have any reason to buy the theory."*
But if he actually had no reason to believe it, this next paragraph clearly betrays that: It is pertinent to query that though, speculative, but as blackmailing as this appeared considering the status of the individual involved, I was surprised I didn't read a single refutal either on the pages of news paper or even on social media. Could it have been a truth too difficult to refute or what?" He opinioned.
In all honesty, I read these rationalizations with outrage and some consternation. At the risk of sounding dramatic, there seems to me to be no 'legitimate' (or better still 'credible) basis for asking Gbemisola Saraki to 'react' to her 'celebration' by poorly educated internet nitwits, whose identities have recently been unmasked. One would have expected Abubakar Baba Suleiman, of all people, with his celebrated cerebral mind, to see through the smokescreen of the ruling elite and their internet rats. The ultimate goal was to create a semblance of complicity against Gbemisola Saraki in the collective battle against her brother, and thereby create a level of distrust that would make her continued membership of the PDP suspect in the committee of party stakeholders.
And so, they succeeded, at least on the psyche of Abubakar Baba Suleiman! Or how else would one describe his logic on Gbemisola Saraki vis-ŕ-vis the orchestrations of the agents of destabilization on the net? The truth is, it seemed it was only Abubakar Baba Suleiman that was bamboozled by these internet warriors. I can't possibly imagine Gbemisola Saraki coming to 'defend' herself in the court of sponsored internet rats.. So that who could be convinced that she has an axe to grind with her brother? Do you know how much tonic that would be for the jobless social media backwaters?
But I am seeing Abubakar Baba Suleiman's amazingly pedestrian rationalizations beyond just an opinion. I am seeing it more like a plague that we must all battle to overcome. For me, I see it as a depiction of the level of sophistication of even those that lay claim to some intellection in this clime. This is why I will move away henceforth in my public interventions like this, from the regular cliché that the trouble with Kwara is that of leadership and not of followership. As far as I am concerned, a dull, uncritical and docile followership is more dangerous to a country survival than a bad leadership. This is the more reason why we must now focus mostly on how a cowed and disempowered citizenry can be awakened to the patriotic responsibility of taking on saboteurs who may want to plant the seed of disunity amidst the true progressives. The task now is to understand that this sedated and uncritical followership is a manufactured product. It is the product of a remarkable process of social production engineered by the same political leadership that Abubakar Baba Suleiman seeks to uproot.
What those of us who are critical stakeholders in project Kwara must understand is that the activism and critical intellection we deploy in the bid to actualize a process of renaissance will continue to fail so long as the most critical segments of the population are being allowed to be confused and misinformed about the true state of affairs about and among the political class either for narrow reason or just out of personal ignorance.
This is because the enemy understands that there is an appreciable mass that it could misinform and deconscientize. That is why they would claim that a Dele Belgore had 'lost out of favour with the Presidency' (wherever that illusion came from) or that an Oba Abdulraheem must now 'bow' to the new 'leader'!
It is saddening that an Abubakar Baba Suleiman is falling so cheaply for such manipulations. It is more sickening that people that should be vanguards for critical thinking are the ones that are being taken away and falling over themselves to get a 'reaction' to orchestrated misinformation from the saboteurs! If the likes of Abubakar Baba Suleiman cannot be looked up to as critical partner in the struggle for a rebirth, then the enemies have won before we even go to the poll!
Rotimi Atere, FAAN, Abuja.
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Kwara SUBEB appointment under my watch based on merit - Lambe


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Bls Healthcare Provider Test 2018 Manual
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Bls 2018 questions bls healthcare provider test bls certification test questions bls exam 2018 bls quiz answers heartcode bls answers. Free BLS Algorithms and Training 2018. Can be initiated by trained healthcare providers. On completing the Basic Life Support certification course here. July 17, 2018, from. Including a skills test, students receive a Healthcare Provider CPR AED. And read the BLS for Healthcare Providers Student Manual.
BLS Algorithms and Training 2018 Welcome to the Basic Life Support (BLS) algorithms and training by United Medical Education. Here we will discuss basic life saving interventions for patients in respiratory and cardiac distress and the importance of teamwork in a critical emergency. The life saving interventions of BLS are primarily for the purpose of maintaining circulation and oxygenation of the brain and other vital organs until Advanced Cardiac Life Support (ACLS) or other interventions can be initiated by trained healthcare providers. CPR: for adults CAB-D (Circulation, Airway, Breathing, Defibrillate) There is a common acronym in BLS used to guide providers in the appropriate steps to assess and treat patients in respiratory and cardiac distress. This is CAB-D (Circulation, Airway, Breathing, Defibrillate).
The following scenario will help guide you in performing CAB-D. You find an adult lying on the ground.
Assess to make sure the scene is safe for you to respond to the down patient. Assess Responsiveness: Stimulate and speak to the adult asking if they are ok. Look at the chest and torso for movement and normal breathing. If unresponsive: • (One provider) first call the emergency response team and bring an AED to the patient. • (Two providers) Have someone near call the emergency response team and bring the AED. Place patient supine on a hard flat surface. Circulation: Check the patient for a carotid pulse for 5-10 seconds.
(Do not check for more than 10 seconds.) If the patient has a pulse: Move to the airway and rescue breathing portion of the algorithm: • Provide 10 rescue breaths per minute (1 breath every 6 seconds). • Recheck pulse every 2 minutes. If the patient doesn't have a pulse: Begin 5 cycles of CPR (lasts approximately 2 minutes).
Start with chest compressions: • Provide 100 to 120 compressions per minute. This is 30 compressions every 15 to 18 seconds. • Place your palms midline, one over the other, on the lower 1/3 of the patient's sternum between the nipples. • lock your arms. • Using two arms press to a depth of 2 to 2.4 inches (5-6cm) or more on the patient's chest.
• Press hard and fast. • Allow for full chest recoil with each compression. • Allow for only minimal interruptions to chest compressions. 1 cycle of adult CPR is 30 chest compressions to 2 rescue breaths. If two providers are present: switch rolls between compressor and rescue breather every 5 cycles. Airway: In the event of an unwitnessed collapse, drowning, or trauma: Use the Jaw Thrust maneuver.
(This maneuver is used when a cervical spine injury cannot be ruled out. Chilton 2015 Hyundai Elantra Repair Manual. ): • Place your fingers on the lower rami of the jaw. • Provide anterior pressure to advance the jaw forward. In the event of a witnessed collapse with no reason to assume a C-spine injury: Use the Head Tilt-Chin Lift maneuver: • place your palm on the patient's forehead and apply pressure to tilt the head backward. • place the fingers of your other hand under the mental protuberance of the chin and pull the chin forward and cephalic. Breathing: Scan the patients chest and torso for possible movement during the "assess unresponsiveness" portion of the algorithm. Watch for abnormal breathing or gasping. If the patient is breathing adequately: Continue to assess and maintain a patent airway and place the patient in the recovery position.
(Only use the recovery position if its unlikely to worsen patient injury.) If the patient is not breathing or is breathing inadequately: If the patient has a pulse: • Commence rescue breaths immediately. If the patient has no pulse: • Begin CPR.
(move to the "Circulation" portion of the algorithm.) • Use a barrier device if available. • Pinch the patient's nose closed. Cessna 172s Nav Iii Maintenance Manual here. • Make a seal using your mouth over the mouth of the patient or use a pocket mask or bag mask.
• Each rescue breath should last approximately 1 second. • Watch for chest rise. • Allow time for the air to expel from the patient. During normal CPR without an advanced airway: • Provide approximately 6-8 rescue breaths per minute During normal CPR with an advanced airway: • Provide 10 rescue breaths per minute (don't pause chest compressions for breaths). If patient has a pulse and no CPR is required: • Provide 10 rescue breaths per minute (1 breath every 6 seconds). • Recheck pulse every 2 minutes. If there is a foreign body obstruction: • Perform abdominal thrusts Recovery position (lateral recumbent or 3/4 prone position): This position is used to maintain a patent airway in the unconscious person.
• place the patient close to a true lateral position with the head dependent to allow fluid to drain. • Assure the position is stable.
- by admin
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subset: commoncrawl


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ICICI Bank, Small Business FinCredit join hands to provide loans to MSMEs
ICICI Bank and Small Business FinCredit will jointly provide loans worth up to Rs 1 crore to the small and medium enterprises.
ICICI Bank Friday said it has signed a memorandum of understanding with Small Business FinCredit India Pvt Ltd (SBFC) to jointly provide credit to micro, small and medium enterprises (MSMEs).
The partnership has been forged under the aegis of RBI's circular dated September 21, 2018, that permits banks to engage with a non-banking financial company (NBFC) to co-originate loans for the creation of priority sector assets, the bank said.
It is the first-of-its-kind programme by a bank and an NBFC, it said, adding the loans of up to Rs 1 crore is for a tenure of 15 years per customer.
Under this arrangement, ICICI Bank will co-originate loan against property with SBFC at a mutually agreed ratio. The flow of funds from ICICI Bank will help customers aid their businesses in a seamless manner.
"This is a first of its kind lending arrangement... With this initiative, we aim to support the entrepreneurial aspirations of customers who can contribute to the infrastructure growth story of the country," said Ravi Narayanan, Head - Secured Assets, ICICI Bank.
Aseem Dhru, MD and CEO, SBFC said, this combines the balance sheet strength and superior credit screening experience of the bank with our ability to reach out to the underserved businesses across the country's smaller towns.
"Through this, we will enable credit delivery to the micro-enterprises using technology, reach and deliver credit at the right price point that replaces market borrowings or trade credit and improve the cash flows of these businesses." PTI KPM ANS
- Samunnati becomes first agriculture NBFC to raise five offshore debt investment
- Harmonisation of NBFCs to continue with RBI set to offer fresh directives
- NBFC crisis takes toll on corporate bond issuance due to higher borrowing costs
- KKR's NBFC arm invests Rs 725 cr in Embassy Group's Bengaluru project
- Finance secretary says loans worth Rs 20,900 cr sanctioned in outreach initiative for MSMEs


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Sean A. Sobiechowski weds Nicole L. Irving
Surrounded by friends and family, on a sunset beach in Puerto Vallartat, Mexico, Sean A. Sobiechowski and Nicole L. Irving were married on Dec. 8, 2018.
Mr. & Mrs. Anthony Sobiechowski, of Sparta, announce with pleasure the marriage of their son Sean Anthony to Nicole L. Irving. The bride is the daughter of Ms. Carol Thomas of Richmond, Virginia, and Mr. Bryan Irving of Benicia, California. Surrounded by family and friends, their sunset ceremony took place at the seaside Kasa Carma Boutique Resort in Puerto Vallarta, Mexico. Fr. Daniel Murphy officiated at the ceremony on Dec. 8, 2018. Shelly Buerlein & Allison Bloodworth were matrons of honor. James McBain Jr. served as best man for the groom. Bridesmaids were: Mariah Daniel, Jenny Korasick, Marne Miller, Sandy Moore, Krista Rogalski & Kara Seidenberg. Groomsmen were: Christopher Gwaltney, Grant Kamins, Scott Rogalski, Craig Seidenberg, Kevin Smallwood, Nicholas Vitullo and Gerard Waldt.
Addison & Aiden Rogalski were flower girl and ring bearer.
Immediately after the ceremony, a cocktail hour followed with dinner and dancing. The guests were surprised by the bride & groom by fireworks over the ocean, choreographed to music.
The couple took a mini moon to Punta Mita, Mexico. They plan to take a more extended honeymoon at a later date.
Mr. & Mrs. Sobiechowski reside in Arlington , Va.
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Local NewsNikki Lacherza and Joe Drew to marry on Dec. 21, 2019
- Feb 13, 2019


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But don't think I don't go through it. We're all facing our portion of the distortion.
Just this morning I awoke mired in the mud, processing through the resistances and resolutions of the old paradigm of value and my movement to embody the remedy. I honestly felt the agitated textures of my being and my flickering mind and asked the universe, "How am I supposed to love this!?"
I tried to meditate but it was like moving through muck, so I went out to the land and worked on moving earth back over the ethernet line to help this aspect of the Temple move forward. As I did, with every breath I invoked forgiveness, releasing my greviences to the earth, while moving towards love for what is. It was deeply challenging, as this overall sense of defeat has been looming over my chest, part of the as yet resolving patterns I'm working through.
I thought, "Is this what I must continuously face?"
Yet, even then I felt flashed across my being of the answer, that of which Peter so nobly remained me of the night before. Its the softening, the relaxing into the appreciation of and full trust in the unfoldment. Suddenly, there was more of a hold on that texture, and I went on a walk moving through the inner postures to finally arrive to subtle asana, that of surrendering.
Its such a deep crucible of trust and surrender, of humility and stepping out.
Returning to the Temple, I encounter Peter, with who I share the challenges and the shift I'm moving through. We move through a dynamic of the final clearing of the qualities that came up the night before around my reservations of using the money, which brought up a long-standing anxiety that has repeated in the journey. Over the course of the night and into the morning I faced it, gleaning the lessons of the right use of resource while relaxing into the trust. But still, there is the fear.
"The money wont fix that." He has said to me. "Its something that's being put before you to face. To fully trust that the universe provides and you are supported."
Its true. I felt the golden tone ring through. All along the Quest I've been in a crucible of facing that and seeing that at every step, it comes through. I'm led to where I'm meant to be and the resources show up through the right people and circumstances. Still, it's challenging to be out there on the razors edge, not just believing a theory, but living an axiom and facing the as yet resolved patterns of doubt, not knowing what will come next.
Its the only way though. Now, in this new place of clarity, I see that this is why I have been put into this position by the divine. To prove that all the way through and embody a new paradigm of value and service.
I can see it clearly now, what I must do. Love myself fully, embrace the new.
Share the Magick!


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The United Kingdom's security relationship with the United States will remain "exceptional, uniquely wide and deep" even as the U.K. prepares to depart from the European Union next year, Bri... Read more
Over the past week, India and Singapore have engaged in a series of defense-related interactions. While these are only a few of the interactions the sides currently have with each other, the... Read more
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All the usual rituals of international summits were there: the group photos, the gala dinners, the noticeably vibrant shirts leaders force themselves into. But eclipsing all of that at Asia'... Read more
Russia and its man-portable air defence system Igla won a tender in India to deliver $1.5 billion worth of short-range air defence systems, a source in the cooperation industry told Sputnik... Read more
The enhanced capabilities of the Rafale fighter aircraft sought by India will be incorporated after all the 36 jets are delivered, according to sources in the Defence Ministry. There are 13... Read more
The Pentagon's first-ever audit discovered major flaws in how it handles IT processes and challenges with its internal tracking databases, but did not discover any major cases of fraud or ab... Read more
You might think that by virtue of living on planet Earth, we are experts on it. But what you, and the rest of science, doesn't know would fill a pretty big damn book. We need to look at the... Read more
After the disintegration of the Soviet Union in 1991, the term 'New Great Game" has been used to describe the modern geopolitics in Central Asia, which is characterised by a competition betw... Read more
It's going to take a lot more than passion to bring the two Koreas together, but there was no shortage of ardour when South Korean President Moon Jae-in made the first ever speech by a South... Read more


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A clean well-organized environment is key to staying A clean well-organized environment is key to staying happy. The same goes for your desk. Keep the clutter at bay and organize all of your small essentials with the Dickies Work Gear 57012 Mug Organizer. Designed to fit over most mugs this clever caddy features 8 outer pockets and 6 ... More + Product Details Close
My final suggestion is to use tape. I know this might seem crazy at first, but when gluing corners, tape comes in very handy. The secret is to tape up the outside of the corner when the boards are sitting flat, and then to apply the glue and bend the wood into the proper position. Then you simply use tape to hold the piece in place. This strategy works exceptionally well when gluing a box.
I've been seeing a lot of maker sites featuring both Osmo Polyx and Rubio Monocoat finishes (hardwax oils). They seem to go nicely with the live edge tables that are so popular today. I imagine these companies are doing a good job reaching out to the makers because it seems like an effective effort. I've also seen some examples of Odie's Oil and and it looks like a similar product only with less marketing flair. I was on the fence and was leaning toward Rubio, only because it seemed like more makers were featuring it. Then I ran across this series of 4 videos by Blacktail Studio that test out hardwax finishes each of 4 different ways.
Every woodworker needs a couple of levels. You probably won't need one of the 6-foot levels used in construction, but 48" is a good length for many of the woodworking projects you'll do. Usually, you'll also need an 8" level too, usually known as a torpedo level. You'll check the level and plum of your construction. Level means horizontal, and plumb is vertical.
Turn leftover wood or old pieces of furniture into DIY reclaimed wood projects! Wood is one of my favorite materials to work with. The possibilities are endless and they give such a homey and cozy feel to any rustic home. My husband, Dave, and I sometimes even go the extra mile and carve our initials on a little spot. It's our own way of making our DIY project even more personal! Here's a list of some of our favorite DIY reclaimed wood projects!
These YouTube videos provide great woodworking information that contains both traditional and modern methods. Each instructional video contains woodworking how to techniques to improve a woodworkers' skills and also methods for how to work safe in the shop. If you want entertainment, then watch the video once. If you want learn, watch the again. If you want to master techniques and improve your woodworking skills, watch and study the videos repeatedly.
When I built my shop I opted to buy a much higher quality miter saw and table saw than I truly needed at the time. It ate up a ton of my budget and forced me to put off adding the tools that would allow me to buy cheaper stock for 2-3 years. During that time my savings buying rough cut lumber would have probably paid for the upgraded equipment I started out with.
The first word that comes to mind for describing Jay's work: Accessible. Even if you are brand-new to woodworking and don't have many tools, you can follow many of Jay's projects. It's not just the choice of tools and techniques, but also his straightforward and friendly presentation style. Here is a video that'll be handy for anyone just shopping for a new kitchen:
Even if you don't live in a rustic log cabin, you can give your home a great cabin look by simply planking one or more walls. This is a relatively easy project that will add beauty and value to any home. Just choose the wall that you want to change, and add wooden planks which you can pick up at most home improvement stores for very little. Then stain if you want and you have a lovely cabin type wall
While the router isn't exactly necessary to build the most basic projects, it will really allow you to put that extra level of detail on a project so it isn't quite so bland looking. Routers are also an extremely versatile tool that can be used in lieu of a jointer to get a straight edge on rough lumber, put a nice detail edge on a table top or piece of furniture, cut mortise and tenon joinery, cut dadoes and rabbets, mount in a table, or a countless number of other uses. Router bits can be pricey, so my advice would be to add bits as you need them for specific uses and projects. There are some variety pack kits available if you want a set to get started though. Also, there are smaller (trim) routers and full-size routers available. For the purpose of a beginner woodworking tool set, I recommend starting out with the small router and seeing just how much you can accomplish with that.
An assortment of chisels should be part of every workbench. Chisels are not just for wood carvers. Any woodworker will need chisels to clean out joints and saw cuts. Look for chisels made of high-alloy carbon steel or chromium-vanadium alloyed steel. Hardwood grips are best, especially if they have metal caps on them. This will keep the end of the handle from becoming malformed when you hammer on it.
Not many YouTube woodworking channels are run by guys who also happen to have PhD's in medicinal chemistry, but this one is. Brian Grella's channel offers a mix between more atmospheric videos that aren't heavy on explanations (as the one shown above), and ones that are firmly in how-to territory, like this one for making a beautiful wooden bowl using nothing but a router and a drill press (no lathe required):
This is the one tool in the shop that provides the greatest opportunity to save money, if you are willing to purchase a well made, light duty machine, and take lighter cuts. In the past I have used General 14" planers that can hog off serious cuts all day long. The problem is that these professional units cost over $5000, and they would crush my buddy as we haul them down the stairs (note: don't be the guy on the bottom). After doing a fair amount of research, I purchased the Dewalt DW735 13" thickness planer. The unit came with a good manual, and was in a good state of tune. It is light enough for me to carry around the shop without excessive grunting, so that made it very simple to install. The planer has a significant internal fan-assisted chip ejection system. The chips are catapulted out of this planer, so have your dust collector running before you run stock through it. I now have to make more cuts at a lighter cut depth, but I saved about $4500, which makes my budget happy. The planer makes clean cuts, and has two speeds. I don't see a reason for the two speeds for my type of work, but there is a faster feed rate should you choose to use it. Knife changing is simple and quick.
Many beginners trying to get started in woodworking take one look at their budget and worry how they can afford to buy a whole shop full of power tools to get started. Fortunately, one doesn't have to spend a fortune to get started. There are really only seven woodworking tools that I would recommend any beginning woodworker have on hand from the start, and most are relatively inexpensive. However, with these seven tools, a beginner can tackle quite a number of projects.
One of the challenges we all face is how to move machines into a home without damaging the home, the machinery, or yourself. I actually had to bring things through the front door, and across hardwood floors, and turn 90° to descend the stairs into the shop. To protect the floors, I laid down sheets of 1/2" MDF that I could use later. On the wooden stairs, I used three strips of softwood strapping, held with wood screws to the stairs. I mounted a 2x4 baton to the wall studs at the top of the stairs, with a 5/16-inch eye-bolt through it.
However, sometimes I am able to make extra purchases. On rare occasions she'll approve me spending some extra money to make a special purchase, especially if it's something for a project for her or our home or a gift for family. I have had to pass on some really good deals on tools and wood that I've seen simply because I either didn't have enough free spend saved up or she wouldn't approve extra spending. It's tough to hear her say "No", but I've also come to the realization recently that if she never said "No", I'd probably spend just about everything I make on wood and tools, and that wouldn't be good.
The thickness planer can joint a board's face. On this simple jig, the stock is supported by twin rows of wood screws driven into a platform and adjusted to meet the varying clearances on the underside of the board. The stock rides the sled cup side up. Slide the board slightly sideways to adjust the screws, then seat it firmly on the screw heads for planing.
Thanks for the feedback. We're glad you found the list helpful. Please note that this page contains only 10 of the 40 top tools for woodworking, displaying only hand tools. You can find the next 10 here: https://www.wagnermeters.com/top-40-woodworking-tools-2/. There are links at the bottom of each article to the next group of tools so you can view the entire list. Hope this helps.
Let's start with perhaps the most basic tool in every household – the claw hammer. The claw on one side of the head should be well counterbalanced by the finished head, which should be somewhat rounded. The other kind of head is the waffle-head. Most commonly used in construction, it leaves a distinctive waffle mark on the wood when you drive the nail. This, of course, is not the proper nail for woodworking.
Let's talk about a few strategies for building out your shop below retail price. There are the obvious ones like yard sales, craigslist, estate sales, and thrift stores, however, these can be hit or miss. First of all, not everyone lives in an area where these avenues exist. Second, when your brand new to woodworking, it can be hard to evaluate a tool that your buying second hand. Because of this, I'm not going to focus on these channels in this post, but I will say, if your willing to do some hunting for second hand tools, you can easily save 50% to 75% on some perfectly fine equipment.
Add a little rustic décor to your walls by building a wooden mail sorter. Not only does this give you beautiful rustic décor, it also serves a very handy function by keeping mail neatly organized. You just need a few pieces of wood and some small coat hooks at the bottom to hang your keys. Stain it in any color you want and you have a very functional and very beautiful sorter.
About Youtuber This channel is created to share my passion for woodworking and guide beginners into realizing the joy of this hobby. Woodworking is fun, inspiring and helps you to design, create and relax. You can pick up a piece of wood and create something out of it and the result is uplifting. You just created something valuable from piece of wood.
Woodworking is a highly visual craft. There's just something photogenic about lumber getting cut to size, dry-fit, glued or tacked together, and finally sanded down and finished into a beautiful piece of furniture. Even if you're not a woodworker yourself, watching high-quality woodworking videos is a great way to learn about how stuff gets made, and who knows, you might even realize you want to make something yourself.
All you need to get an edge on your hand tools and pocket knives is a 100/300 grit combo stone from your local hardware, even horrible fright. This shouldn't cost more than $10. Then go to the natural slate section of the home center or flooring store & find 3-4" natural slate tile that you can barely see the grains in. This should cost another $1 or so. This tile is roughly 800 grit. If you can't find natural tile in your area, you should be able to find an 'Arkansas' stone for <$5. If you can scare up some Chrome Oxide and a piece of leather (piece of cardboard or block of MDF also work) all the better. These three things will cost you $15 and get your edged tools sharp enough to take hair off your arm and chips of your lumber.
Swap meets and flea markets? Often you see people bring all the old tools out of their garage that grandpa handed down to them and that haven't seen any use for 40 years. Hand saws, chisels, planes, drills, and all other manner of hand tools that are hard to give away because most people can't even tell what they are. An old fashioned brace-and-bit falls into that category, and all the people want for it is a couple of bucks.
Birch comes in two varieties: yellow and white. Yellow birch is a pale yellow-to-white wood with reddish-brown heartwood, whereas white birch has a whiter color that resembles maple. Birch is readily available and less expensive than many other hardwoods. Birch is stable and easy to work with. However, it's hard to stain because it can get blotchy, so it is generally preferred to paint Birch.
Every woodworker needs a couple of levels. You probably won't need one of the 6-foot levels used in construction, but 48" is a good length for many of the woodworking projects you'll do. Usually, you'll also need an 8" level too, usually known as a torpedo level. You'll check the level and plum of your construction. Level means horizontal, and plumb is vertical.
One of the challenges we all face is how to move machines into a home without damaging the home, the machinery, or yourself. I actually had to bring things through the front door, and across hardwood floors, and turn 90° to descend the stairs into the shop. To protect the floors, I laid down sheets of 1/2" MDF that I could use later. On the wooden stairs, I used three strips of softwood strapping, held with wood screws to the stairs. I mounted a 2x4 baton to the wall studs at the top of the stairs, with a 5/16-inch eye-bolt through it.


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Finishing ManagerE-mail job details to friend Print job details
Recruiter: Hays
Finishing Manager
Your new company
As Finishing Manager, you will be working for a leading privately-owned contractor, operating predominantly within Coventry and Warwickshire for 50+ years. They pride themselves on being able to successfully deliver, both affordable housing and luxury housing developments locally, alongside complex commercial projects, from steel framed apartments, learning facilities and commercial sheds. If you are looking to work with a renowned local contractor that purely operate within a 1-hour radius of Coventry, with a strong pipeline of jobs, then this is the ideal contractor for you!
Your new role
You will play an essential role as Finishing Manager on an £11 million 80 unit development, including both privately owned and social housing in Warwickshire. The contract will be expected to last for 9 months, ensuring that snagging is completed to the highest standard from 2nd fix onwards. You will be supported by a highly experienced Project Manager.
What you'll need to succeed
- Excellent communication skills, with a keen eye for detail.
- Proven experience as a Finishing Manager, capable of delivering units from 2nd fix through to final CML.
- Ability to Compile Snagging lists.
- CSCS card
What you'll get in return
You will be working for Hay's exclusive clients, for one of the Midlands most successful contractors that operate predominantly locally, offering you a stable company to work for, in addition to a varied range of projects to work on.
If you are interested in the above role, or would like to discuss any other potential positions please call Tom Shaw on: 02476 902 020. Alternatively if you refer a friend you will receive £250 as part of our Hays incentive scheme.
Hays Specialist Recruitment Limited acts as an employment agency for permanent recruitment and employment business for the supply of temporary workers. By applying for this job you accept the T&C's, Privacy Policy and Disclaimers which can be found at hays.co.uk
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26 Feb 2019


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Welcome To Our Selection of Holiday Cottages
Bainshole cottages can be very reasonable value for the UK holiday maker - especially if you avoid the expensive school holiday times. It's important to note that a high price doesn't always mean that the property is best for you in Bainshole .
As with any holiday, we encourage you to ensure that the facilities meet the needs of your fellow guests (or spouses). Families often need more amenities than couples as the need to keep the kids entertained, fed and quiet often requires a little technological helping hand. Many guests book holiday cottages for a break from all this stuff and prefer to read a book, open a bottle of wine, and just relax.
Escape To Bainshole
Although we can't make promises on behalf of the owners and agencies, you can expect the best holiday cottages to be clean, secure and warm. Cottages have really improved in the last 10+ years.
With very few exceptions there's no longer a chasm between what it says on the cottage website and the cottage itself! There will always be occasions where something isn't quite right and we encourage you to contact the owner or agency so it can be resolved quickly.
If you tell them about the problem they may be able to remove it or fix it before the day is over!
All About Cottages
We've worked hard to ensure that we have a great selection of cottages in the Bainshole
area. Reserving your cottage early gives you a much greater chance of securing what you want, but it's still possible to pick up a last minute opportunity if you're lucky.
Checking availability is becoming easier as a large number of cottage agencies and owner sites have online facilities. Our cottage database now has more than 8,000 delightful cottages - so we are confident that you'll find what you need in Bainshole .
Thank you for visiting our website and viewing our selection of wonderful cottages in Bainshole .
Cottages For Holidays
We think that self-catering is the best way to holiday in Bainshole
. We like the freedom of eating meals when we want. There's something wrong with taking a holiday and then finding out that you have to get up early or you miss the breakfast you've paid for.
You can decide what food and drink you want to consume, and you can choose when to sit down and eat it... or even stand up and eat it! Waking up without the alarm, cooking a nice hearty breakfast, perhaps sitting by the river for a spot of fishing or just reading a book.
On the other hand, there's a growing proportion of visitors who use their time away from home to get fitter and try new things - such as mountain biking, horse riding or canoeing.


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You can easily discover their services near your doorstep. When you must select the plumbing services there are lots of things that need to be kept in mind prior to choosing the expert plumbing services. No matter the scenario, emergency plumbing services Dexter City, OH are simply a telephone call away!
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Trusted Columbus OH Plumbing Company | The WaterworksAs Columbus, Ohio's largest full-service plumbing, sewer repair and drain cleaning company, The Waterworks offers comprehensive capabilities and the area's largest fleet of service vehicles.Founded in 1935, The Waterworks is privately owned and focused on providing our residential and commercial customers with truly unique, superior ...


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I have been taking Klonopin for 20 yrs. I'm down from 1.5 mg to .25mg and I'm not sleeping.
Responses (1)
lescarole, Hi, firstly I need to know how much have you been taking over the 20 year period? You went from 1.5mg to .25mg and how long did that take? Did you drop from 1.5 mg to .25 or 1.5 mg to 1.25 mg, then 1.25 to 1.0 mg etc. Dropping your dosage from 1.5 to .25 mg is quite a drop if you did do it that way. I would expect a decrease that quickly would impact your circadian rhythm. I would expect little to no sleep at all if you decreased your dosage from 1.5 to .25mg from one day to the next. If you choose, will you explain how you dropped your dosage? A more accurate answer about what you may safely take while continuing to decrease your Klonopin dosage can then be provided. Thank you lescarole...
Further Information
- Klonopin Information for Consumers
- Klonopin Information for Healthcare Professionals (includes dosage details)
- Side Effects of Klonopin (detailed)
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A Look At The IRSs Additional Proposed Split-Dollar Regulations
By Mark A. Teitelbaum
On May 8, 2003, the Treasury and Internal Revenue Service issued additional proposed regulations relating to split dollar. These proposed regulations amend the 2002 proposed regulations. Their primary focus is the taxation of equity split-dollar arrangements–where the cash value of a policy accrues to someone other than the premium payor.
In the preamble, the IRS states that other taxation issues will be covered in the final version of the regulations. Nevertheless, the scope of these regulations can be expansive. As with the 2002 proposed regulations, these new guidelines primarily apply to arrangements entered into after their effective date. They will, however, also apply to those arrangements that are substantially modified after these new regulations are finalized.
Taxation Of Benefits. In keeping with earlier IRS publications, these new proposed regulations attempt to tax all benefits (economic or otherwise) that are received by the insured under a split-dollar program.
First, in all split-dollar cases the value of the death benefit protection provided must be calculated. While the IRS does not state the rate that must be used to calculate this benefit, it is expected that this would be a standard rate per thousand of death benefit available to the insured under a split-dollar program.
Under these proposed regulations, the death benefit calculation is based on the average death benefit available during the course of the year, although the IRS provides no guidance as to how to calculate the average benefit (e.g., monthly, daily, etc).
Beyond that basic aspect, clients must take into account all other benefits received from the life insurance contract. This would include benefits, rights and features in a contract, such as dividends, paid-up additions, etc. More substantially, it would include the cash value increases accruing to the non-owner of the contract under an equity arrangement.
Under the new proposed regulations the increase in cash value would be calculated based on the increased stake the non-owner has in the pure cash value, over their stake from the prior year. This would be done without regard to surrender charges or other items that might reduce the cash value increase, such as loans. However, the non-owner can reduce the death benefit amount, used in the calculation, to adjust for the cash value equity that they constructively own.
There are also other potential taxes associated with equity split dollar. As with equity split-dollar arrangements prior to these proposed regulations, in a gift situation there may be gifts associated with the split-dollar program. Under these proposed regulations the gifts will include the equity increases.
Additionally, the IRS has raised the possibility of FICA and other employment taxes associated with all benefits associated with the split-dollar programs. For years it has been an open issue whether or not the economic benefit associated with split dollar is subject to employment taxes. Based on wording in these proposed regulations, it appears that the IRS clearly believes this to be the case. But in most cases this will not be a significant issue as split dollar typically is offered only to those above the FICA wage base.
Issues and Surprises in the Proposed Regulations. In addition to the ability to build a split-dollar basis through the economic benefit recognition, there are some clarifications and surprises in these proposed regulations. Also, some omissions from earlier guidelines remain unanswered by these 2003 proposed regulations.
Certainly the greatest surprise is that these proposed regulations only focus on equity split dollar under the economic benefit approach. While this would appear to be limited in its scope, it could trap unwary clients who amend their arrangements after the date of the final regulations.
By issuing these regulations with a focus on equity arrangement, a key question is: How will the IRS treat the taxation of non-equity arrangements?
One of the surprises, or lack of surprises, is any statement related to what the IRS calls "the life insurance premium factor." This is the economic benefit rate, or what has been commonly, and mistakenly, referred to as the P.S. 58 rate. Presumably, for now, this is Table 2001, the revised rates the IRS initially introduced in Notice 2001-10 or alternate insurer rates under the stricter guidelines first detailed in Notice 2002-8. In the 2003 proposed regulation, the IRS goes on to refer to this as the rate "permitted in guidance published in the Internal Revenue Bulletin"
Presumably, the IRS left the door open for further and, perhaps, periodic rate changes, or perhaps comments in the final regulations. This is not surprising. Since IRS Notice 2001-10, the IRS actively has sought feedback on its rates and the economic benefit calculations. In its earlier pronouncements the IRS sought guidance whether to use one table (for standardization and ease) or multiple rate tables (presumably to allow for health differences).
It is, perhaps, a little surprising that the IRS continues to offer no guidance related to the calculation of economic benefits associated with multiple life policies (both first-to-die and second-to-die policies). Again, this may be addressed in the final regulations.
In earlier guidance the IRS offered statement(s) allowing for "appropriate adjustments" to its rates to accurately reflect "protection covering more than one life." Nevertheless, many commentators sought better guidance. Just as the IRS once suggested reasonable calculations could be made to account for cash value increases in equity arrangements, only to impose a strict method in these new proposed regulations, the IRS may likely change its approach to multiple life contracts. This, however, remains to be seen.
Perhaps the greatest impact of these proposed regulations, and one where substantial comments are likely, is in the timing of the economic benefit calculation.
The 2003 proposed regulations state that all equity economic benefit calculations must be made "on the last day of the taxable year of the non-owner." For most clients this would be Dec. 31, and it would apply to individuals and trusts where split dollar is often used for funding life insurance. For either situation, imposing a Dec. 31 valuation date is likely to have a major impact where clients wish to do some type of offset arrangement to minimize their income taxation.
If the actual economic benefit is not known until the last day of the taxable year, offsets may be difficult or impossible. For trust arrangements, where clients must often make gifts ahead of the premium due date, planning will become more difficult. In many cases, those clients will be forced to make gifts to a trust, during the weeks and months prior to Dec. 31, based on a best estimate. It also remains unclear if non-equity arrangements will fall under these same, tight timeframes.
Another impact is the longstanding issue as to whether the economic benefit derived from split dollar is subject to FICA taxation. This question has never had clear guidance, but in this years proposed regulations FICA taxation is referred to at several points when discussing split-dollar economic benefits. Presumably, this is how the IRS will treat the economic benefits derived from all split-dollar approaches and not just equity arrangements.
Effective Dates. The provisions of this set of proposed regulations will not be in effect until after the regulations are finalized. It is unclear if the Treasury and IRS intend to finalize both sets of proposed regulations at the same time (the 2003 set amends the 2002 proposals), or if the regulations will be finalized piecemeal.
Impact to Existing Arrangements. One of the key items lurking in the proposed regulations is the potential impact to existing arrangements. Because these calculations apply to split-dollar arrangements set up after the effective date and finalization of these proposed regulations, it might be tempting to say that they will be of little impact. This is because the general consensus appears to be that few individuals are likely to set up equity types of split-dollar programs after that date. For collateral assignment approaches that involved equity transfers, "Split-Dollar Loan" will control the taxation.
However, an important exception remains for existing arrangements in place prior to the effective date of these guidelines. If there is a substantial modification of these cases, the split-dollar arrangement may find its equity taxed. This could be true even of split-dollar arrangements that are thought of as "grandfathered" due to IRS Notice 2002-8.
Because the IRS has not provided firm guidance as to what constitutes a substantial modification, whether or not a change to an arrangement meets that definition is likely to be determined on a case-by-case basis. Those clients looking to modify their split dollar arrangements might wish to consider modifying them before final regulations, if they wish to avoid this issue.
As mentioned earlier, split-dollar remains a viable approach. Until the regulations have been finalized clients can still consider equity split-dollar, although they must do this with caution and a clear rollout strategy prior to the equity crossover point. Once the regulations have been finalized, clients and advisors will need to examine many variations of split dollar. Either the "Economic Benefit" approach or a "Split-Dollar Loan" approach may be appropriate depending on the specific client situation.
Although seemingly limited in their impact, these additional proposed regulations should not be overlooked. They are likely to control the calculation of split-dollar economic benefits, at least prospectively. Moreover, without careful planning, when making changes to, or planning for, existing arrangements, these regulations may control arrangements that are otherwise considered exempt.
Mark A. Teitelbaum, JD, LLM, CLU, ChFC, is second vice president of advanced sales for Travelers Life & Annuity, Hartford, Conn. He may be contacted at firstname.lastname@example.com.
Reproduced from National Underwriter Edition, June 23, 2003. Copyright 2003 by The National Underwriter Company in the serial publication. All rights reserved. Copyright in this article as an independent work may be held by the author.


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2016 Football Yearbook
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Minister of Regional Re-organization and Development, Daniel Kweku Botwe, says there is still more work to be done by his ministry despite the completion of the creation of the six new regions. Contrary to the view that the Ministry will be collapsed with the successful creation of the new regions, the Minister said that will … The post There's still more work to
Yang Feng Glan, a Chinese businesswoman, was sentenced to 15 years in prison in the smuggling case — a major victory in the effort to stamp out poaching in Africa.
An Accra Circuit Court has sentenced two persons to a fine of GH¢1,000.00 each for defrauding a man of GH¢8,000.00 under the
As part of measures to expand rural electricity infrastructure, 32 communities in the Ofoase Ayirebi Constituency in the Eastern Region have benefited from an electric extension programme. Some of the beneficiary communities include Betenase, Bokor, Arkoh, Nkansah No.1, Amponsah, Sukuran, Pantinpa and Krofom. The rest are Yaw Nkran, Paawudu, Ayeboafo No.1 and No. 2, Wawase, … The post 32
The Ashanti regional police command has declared four persons wanted in connection with a shooting incident which took place at the regional head office of the National Democratic Congress (NDC) in Kumasi. One person was shot dead and another in critical condition at the Komfo Anokye Teaching Hospital after some gunmen disrupted a meeting between … The post Kumasi: Police declare
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WASHINGTON -- The House Energy and Commerce Committee approved a bill yesterday that would for the first time allow the government to auction radio frequencies. The frequencies will be used for advanced wireless telephones and other new technologies.
The bill, which has heavy support from the White House and is given strong chances of becoming law within the next few months, would bring about a significant change in how the government manages the airwaves.
Licenses to use the radio-frequency spectrum -- whether for traditional television and radio broadcasts or for more specialized uses like cellular phone networks -- are collectively worth billions of dollars.
Until now the government has awarded the licenses either through lotteries or a long process in which competing applications are evaluated in hearings.
The bill, which was approved by the committee on a vote of 36 to 8, would allow the Federal Communications Commission to award licenses to the highest bidders and turn the money over to the Treasury.
The bill would primarily affect licenses for "personal communication services," an emerging family of technologies that includes everything from Dick Tracy-style wristwatch telephones to palm-sized computers and electronic notebooks that communicate over the air.
The FCC is in the process of allocating a broad band of frequencies for these new services, and it hopes to begin assigning licenses by early next year. The bill approved yesterday would require the FCC to start issuing licenses within nine months of the bill's enactment.
It would also order the government to make available for new commercial technologies a big block of frequencies now used by federal agencies. The federal users would either be moved to other frequencies or would adopt nonradio technologies.
The Congressional Budget Office estimates that auctions of the radio spectrum could raise $7 billion over the next five years; the measure approved yesterday will be incorporated into the House's budget bill.
The Senate is working on a similar measure. While details of the Senate bill remain up for debate -- such as whether to give special treatment to rural telephone companies -- the broad outlines of an auction plan seem all but certain of passage.
Support for auctions has increased in the last few months, partly because of prodding from the Clinton administration and partly because of unhappiness over the lotteries. A wide range of critics have long contended that lotteries merely reward speculators, who apply for licenses and then resell them on the private market for a quick profit.
But the idea of moving to auctions has also been controversial, because many small companies and minority groups argue that they would be easily outbid by large, rich companies. Rural telephone companies, which are eager to offer wireless services, have been vocal opponents, as have some of the start-up companies that have proposed new services.
The bill would not affect broadcasting licenses, most of which were handed out many years ago and will continue to be issued through merit-based hearings.


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How to add / remove shipping countries on my online store
The shipping countries accepted on your online store are the countries you are ready to deliver with a purchase.
By default, when you create your Panierdachat online store, 3 countries are configured:
- Canada
- United States
- France
If you wish to add more or delete others, here is the page where you must go:
In the Settings and then Shipping, click the "Countries" button at the top right.
On this new page, in the list on the left, click on the country names you want to add in accepted countries in your online store.
In the list on the right, click on the countries that you want to delete accepted countries in your online store.
Once the list matches the list of countries you want on your online store, click on the green button"Save".
Your proposed countries are updated.


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