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Personal finance
Life insurance
Life insurance Essays & Research Papers
Best Life insurance Essays
Life Insurance - 3650 Words
CLASS:-SYBBI COLLEGE:-K.C.COLLEGE PROFESSOR'S NAME:-MR ASHISH YEAR:-2012-2013 GROUP MEMBERS: ISHA DOSHI 12 YASH JAIN 24 PRIYANK SHAH 39 PURVI SHAH 43 VIRAG SHETH 47 JENISHA TATED 58 ACKNOWLEDGEMENT We are thankful to our professor Mr Ashish, for giving us such a challenging but wonderful topic of making a...
3,650 Words | 11 Pages
Life Insurance - 8957 Words
Introduction In general, life insurance is a type of coverage that pays benefits upon a person's death or disability. In exchange for relatively small premiums paid in the present, the policy holder receives the assurance that a larger amount of money will be available in the future to help his or her beneficiaries pay debts and funeral expenses. Some forms of life insurance can also be used as a tax-deferred investment to provide funds during a person's lifetime for retirement or everyday...
8,957 Words | 24 Pages
Life Insurance - 1518 Words
1. A good way to reduce the cost of your car, home, and health insurance is to: a. Raise the deductibles on your policies b. Reduce your coverage to the minimum c. Keep your auto and home policies with different companies d. Suspend your coverage for a limited time 2. The four documents you must have to protect your family are: a. A will, an irrevocable trust, an advance directive, and a durable power of attorney b. A will, a living revocable trust, a durable power of attorney, and an...
1,518 Words | 6 Pages
Life Insurance - 4289 Words
------------------------------------------------- ------------------------------------------------- Presentation By:- Name Roll. No. * Shrutika 03 * Mitesh 13 * Manisha 23 * Prathamesh 33 * Supriya 43 * Richa 53 Date of Submission: 22/08/2013 Sr.No. | Title |...
4,289 Words | 15 Pages
All Life insurance Essays
Life Insurance - 3325 Words
CONTENTS SR NO | TOPIC | PAGE NO | 1 | INTRODUCTION | 4 | 2 | TYPES | 5 | 3 | ADVANTAGES AND DISADVANTAGES | 8 | 4 | LIFE INSURANCE IN INDIA | 10 | 5 | LIST OF INSURER | 11 | 6 | TOP 10 PRIVATE INSURANCE COMPANIES IN INDIA | 12 | INTRODUCTION Life insurance is a contract between an insurance policy holder and an insurer, where the insurer promises to pay a designated beneficiary sum of money (the "benefits") upon the death of the insured person. Depending on the...
3,325 Words | 11 Pages
Life Insurance - 10978 Words
Chapter-1 Industry Profile * History of Insurance * Types of Insurance * Life Insurance * Non Life Insurance | * Development of Life Insurance in India * Development of Life Insurance in Rural India * IRDA (Insurance Regulatory Development Authority) * Advantage of Life Insurance * Limitation of Life Insurance | The History of Insurance Although insurance may have been used by the Babylonians, the Greeks and the Romans, insurance in the...
10,978 Words | 47 Pages
Analysis of Life Insurance - 1398 Words
Analysis of Life Insurance Sector (Life Insurance Presented by Ashish Chandra (29041) C. Sudhir (29044) Parvati Singh (29055) Sharat Jha (29065) Institute of Rural Management, Anand Demographic environment India has, according to 2001 census, 65.38% literacy rate. The literacy rate varies across rural (59.4%) and urban (80.3%) India. These contrasts in literacy levels are significant and have important implications for insurers. Literacy and education increases employability of the...
1,398 Words | 7 Pages
effects of not having life insurance
The Effects of Not Having Life Insurance The value of life. What is it exactly? We will never know the true definition of the value of life because there are so many different perspectives in this world and everyone considers their perspective is right. The policy holder, the client that own the insurance policy may choose the type of policy that best suit their personal needs and wants, there are a few type of the policies such as the term insurance, whole life insurance, mortgage disability,...
725 Words | 2 Pages
Life Insurance and Gross Income
Chapter 2: Gross Income and Exclusions 1. Noncash items received as income must be included in income at their fair market value. True False 2. Awards, bonuses, and gifts are all included in gross income. True False 3. Disability benefits are generally taxable to the individual receiving the amounts. True False 4. Interest income received by a cash basis taxpayer is generally reported in the tax year it is received. True False 5. Interest on U.S. Treasury...
13,786 Words | 72 Pages
SBI Life Insurance - 9327 Words
INTRODUCTION SBI Life Insurance is a joint venture life insurance company between State Bank of India (SBI), the largest state-owned banking and financial services company in India, and BNP Paribas Assurance. SBI owns 74% of the total capital and BNP Paribas Assurance the remaining 26% of the capital. SBI Life Insurance has an authorized capital of 2000 crore (US$310 million)and a paid up capital of 1000 crore (US$150 million). In 2007, CRISIL Ltd, a subsidiary of global rating...
9,327 Words | 54 Pages
Demand Analysis of Life Insurance
Introduction The service sector of the world economy has grown substantially. In 1989, the service sector accounted for approximately 60 percent of the world's gross domestic product (United Nations Conference on Trade and Development, 1990). The worldwide insurance industry, which makes up a significant portion of the service sector, has grown at a rate of over 10 percent annually since 1950. This growth rate has far exceeded that of economic development globally (United Nations Conference...
3,540 Words | 11 Pages
Reliance Life Insurance Project
CHAPTER I INDIAN INSURANCE INDUSTRY "AN OVERVIEW" THE INSURANCE INDUSTRY IN INDIA AN OVERVIEW With the largest number of life insurance policies in force in the world, Insurance happens to be a mega opportunity in India. It's a business growing at the rate of 15-20 per cent annually and presently is of the order of Rs 1560.41 billion (for the financial year 2006 – 2007). Together with banking services, it adds about 7% to the country's Gross Domestic Product (GDP). The gross premium...
6,384 Words | 23 Pages
Suggestion: Life Insurance Schemes
FINDINGS & SUGGESTION Some type of agent network is must. As insurance customers rely on personal interactions and a need a high level of service that can be very well maintained by these types of rural agents. The distribution channel need to be improved and new ideas and people are need to be discovered those can work as an insurance agents. The Gram Pradhan, doctors, school teachers, mandi samiti etc. may be good agents for this purpose. Villagers have high trust in banks and post...
506 Words | 2 Pages
Life Insurance of Bangladesh - 2337 Words
"A Discussion on the products of Pragati Life Insurance Ltd" Introduction: Life insurance or life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a designated beneficiary a sum of money upon the occurrence of the insured individual's or individuals' death or other event, such as terminal illness or critical illness. In return, the policy owner agrees to pay a stipulated amount at regular intervals or in lump sums. There may be designs in...
2,337 Words | 13 Pages
Whole Life Insurance - 455 Words
Curtisha Wilder Whole life insurance There are many types of cash value insurance but the most important is type is "whole life" or "permanent life" insurance. Whole life insurance policies remain the same as long as the premiums are paid. However, whole life insurance differs from term insurance policies. First, the premiums for a whole life insurance policy are primarily much higher than for term insurance for the exact amount of insurance protection. Second, unlike the premiums for term...
455 Words | 2 Pages
Structure of Life Insurance Industry
The Industrial Organization of the U.S. Life Insurance Industry: Issues and Analysis in the Structure of the Industry Martin F. Grace (email@example.com ) Robert W. Klein (email@example.com ) Center for Risk Management and Insurance Research Robinson College of Business Georgia State University PO Box 4036 Atlanta, GA 30302-4036 404-651-4250 Please do not attribute or quote without permission. The Industrial Organization of the U.S. Life Insurance Industry: Issues and Analysis in the...
10,341 Words | 33 Pages
About Life Insurance - 5149 Words
An Assignment For Principle of Insurance (Life Insurance) Course Code: FIN-123 Submitted To : Course Leader: Farhana Rahman Designation: Lecturer (STAMFORD UNIVERSITY BANGLADESH) Submitted By: 1. Abdullah-Al-Mamun. ID NO: BBA 047-14571 2. Rumana Islam. ID NO: BBA 047-14591 3. Mahe Afroze. ID NO: BBA 047-14590 4. MD. Rayhen-Ur-Rubby ID NO: BBA 047-14617 5. Md. Shoriful Islam ID NO:...
5,149 Words | 17 Pages
Aviva Life Insurance Report
Aviva Life Insurance is a joint venture between Dabur and Aviva. Aviva has 26% stake and Dabur 74% stake in the JV partnership. Aviva India employs close to 5000 people, over 20,000 Financial Advisers with 159 branches across the country. In 1999 the government opened the insurance sector by permitting FDI from private companies of up to 26%. The largest life-insurance company in India is still owned by the government (LIC). Insurance is also listed as the seventh Schedule to the Constitution...
471 Words | 3 Pages
Life Insurance Sales Talk
LIFE INSURANCE CORPORATION OF INDIA LIC'S JEEVAN VAIBHAV (PLAN NO. 809) FREQUENTLY ASKED QUESTIONS DURING A SALES TALK What are the highlights of LIC's Jeevan Vaibhav? LIC's Jeevan Vaibhav is a Life insurance Plan especially designed to meet needs of • Insurance • • Wealth creation and Liquidity What are the key features of LIC's Jeevan Vaibhav? Single Premium non-linked endowment assurance plan. Maturity Benefit : Sum Assured and Loyalty Addition#. Liquidity : Facility for loan. Life...
518 Words | 2 Pages
Life Insurance at Ing Vysya
[Type the document subtitle] [Pick the date] myhome DECLARATION DECLARATION I hereby declare that the project entitled "LIFE INSURANCE at ING Vysya"which is submitted in partial fulfillment of the requirement for the award of the degree of MBA of Rani Durgavati Vishwavidyalaya,Jabalpur(M.P.) is an authentic record and all the information published by me are true to my knowledge and information and facts furnished by me rrrrreeeeeeee on my own...
9,173 Words | 37 Pages
Life Insurance in Bangladesh - 3638 Words
Insurance Insurance is a contract in which one party known as the insured also known as assured, insures with another party (person or organization), known as the insurer, assures or underwrites his property or life, or the life of another person in whom he has a pecuniary interest, or property in which he is interested, or against some risk or liability, by paying a sum of money as the premium. Under the contract, the insurer agrees to indemnify the insured against a loss which may accrue to...
3,638 Words | 13 Pages
insurance - 4440 Words
Sample Questions THE CHARTERED INSURANCE INSTITUTE IC-33 Pre-recruitment qualification for life agents Pre-recruitment qualification for life agents These are the key topics that will be assessed during the examination and therefore may not reflect all of the content from the study text, which contains additional background and reading material to aid learning. Summary of learning outcomes Number of questions in the examination* 1. Understand how the insurance market...
4,440 Words | 36 Pages
The Importance of Life Insurance and the Various Types of Life Insurance Available in Malaysia
1. Introduction Today, life insurance actually the one of everybody needs. As we know, it is a type of financial protection to anyone who bought it. Basically, life insurance is an agreement between insurance policy holder and insurer, where the insurer promises to pay an amount of sum assured to beneficiary upon the death of the life insured. In other words, an individual's pure risk is shifted to insurer in the consideration of premium paid by the policyholders. The premium is either paid...
5,923 Words | 15 Pages
Channel Distribution of Aviva Life Insurance
A SUMMER TRAINING REPORT aviva life insurnace co. ltd. SUBMITTED IN PARTIAL FULFILLMENT OF THE REQUIREMENT OF BACHELOR OF BUSINESS ADMINISTRATION (BBA) jagannath university, jaipur CHANNEL distribution OF aviva life INSURANCE CO. LTD. TRAINING SUPERVISOR SUBMITTED BY Branch Manager Enrollment No. SESSION 2007-2010 GURU JAMBHESHWAR UNIVERSITY HISAR - 125001 ACKNOWLEDGEMENT First of all I would like to thank the Management at Aviva Life Insurance Co. for...
12,784 Words | 55 Pages
A study on financial position of Life insurance
CHAPTER - I 1.1 Introduction Of Life Insurance Marine insurance was the first in the world history of insurance. Fire insurance was a later development. After fire insurance, life insurance came into existence. Conventionally, insurance was considered as a cooperative form of distributing a certain risk over a group of persons who are exposed to it. But now it is taken as a contract or an agreement in which it is agreed that a certain amount of money would be paid as compensation in...
4,970 Words | 27 Pages
The Prospect of Life Insurance Industry in Indonesia
THE PROSPECT OF LIFE INSURANCE INDUSTRY IN INDONESIA In the last few years, life insurance compared to other types of insurance depicts a significant growth. Up to September 2007, The Indonesia Life Insurance Association (AAJI) records that the total revenue of gross premiums reached Rp. 32.4 trillion, raised by 71% compare with the same period in 2006. This number could shortly change considering that this figure just only now covers 39 out of 46 of total life insurance company operating in...
2,363 Words | 8 Pages
Impact of Fdi in Life Insurance Sector
A Comprehensive Project ON "Impact of Foreign Direct Investment in life Insurance Industry" Submitted to Gujarat Technological University IN PARTIAL FULFILLMENT OF THE REQUIREMENT OF THE AWARD FOR THE DEGREE OF MASTER OF BUSINESS ADMINISTRATION UNDER THE GUIDANCE OF Prof. Himanshu Chauhan Submitted by Pratik Panchal Enrollment No.:117010592053 Ajay vaja Enrollment No.:117010592077 YEAR: 2011-2013 MBA SEMESTER III Affiliated to Gujarat...
12,553 Words | 43 Pages
Hdfc Life Insurance Project Report
CONTENTS Chapter- 1 Introduction 1. Abbreviation 2. Industry Profile. 3. Company profile. 4. Key strength. 5. Rewards. 6. Major Players. 7. Who can be FC ? 8. Work of FC. Chapter- 2 Objective. 2.1 Limitation. Chapter-3 Methodology. 1. Findings. Chapter-4 Conclusions. 1. Suggestions. Appendix Bibliography. ACKNOWLEDGEMNT...
4,879 Words | 21 Pages
Jod Satisfaction at Reliance Life Insurance
Introduction INDUSTRY PROFILE A) HISTORY OF INSURANCE Almost 4,500 years ago, in the ancient land of Babylonia, traders used to bear risk of the caravan trade by giving loans that had to be later repaid with interest when the goods arrived safely. In 2100 BC, the Code of Hammurabi granted legal status to the practice. That, perhaps, was how insurance made its beginning. Life insurance had its origins in ancient Rome, where citizens formed burial clubs that would meet the...
7,514 Words | 28 Pages
INSURANCE - 3202 Words
ASSIGNMENT ON PRINCIPLE OF INSURANCE ASSIGNMENT TOPIC "JIBAN BIMA CORPORATION" INTRODUCTION: The Jiban Bima Corporation (JBC) is the lone state-owned life Insurance company in Bangladesh, which started its maiden journey on 14 May, 1973 with assets and liabilities worth TK. 15.70 crore (157 million) of defunt 37 life Insurance companies. Since its inception, JBC is working among the people of Bangladesh with two basic...
3,202 Words | 21 Pages
Consumer Buying Behavior for Life Insurance
nceCONSUMER BUYING BEHAVIOR FOR LIFE INSURANCE POLICY A REPORT ON CONSUMER BUYING BEHAVIOR FOR LIFE INSURANCE POLICY ABHISHEK GUPTA ROLL NO – 10101 BATCH XVIII, 2010-2012 Report submitted in partial fulfillment for the award of Post Graduate Diploma in Management VIGNANA JYOTHI INSTITUTE OF MANAGEMENT (APPROVED BY AICTE, MINISTRY OF HRD, GOVT OF INDIA) BACHUPALLY, HYDERABAD VIGNANA JYOTHI INSTITUTE OF MANAGEMENT, HYDERABAD Page 1 CONSUMER BUYING BEHAVIOR FOR LIFE INSURANCE...
6,278 Words | 24 Pages
Report in Delta Life Insurance Company
Executive Summary The development of a country depends up on the consolidate development of all infrastructures like-agricultural sector, industrial sector, financial sector, technological sector etc. But developing all these structures is not easy. A lot of troubles and threats always hinder and make difficulties to success. The most difficult problem is financial risk. So if it is feasible to provide financial protection then most of the structural development will be achievable with minimal...
6,710 Words | 24 Pages
The Concept of Life Insurance and the Overview of Practices in Switzerland and Turkey
Economic and Social Science Faculty of University of Bern Department of Business Administration Institute of Finance Management THE CONCEPT OF LIFE INSURANCE AND THE OVERVIEW OF PRACTICES IN SWITZERLAND AND TURKEY TERM PAPER Submitted to Prof. Dr. Christopher Culp Assistant: Jonas Zeller Authors: Matriculation No: Address: Arzu Nihal Arslan 10-133-502 Centralstrasse 95, 2540 Grenchen/ SO Mobile: Mail-address: 078 684 18 20 email@example.com Bern, 27.02.2012 Ayse Saracoglu...
5,714 Words | 20 Pages
A Practical Study on Leading Life Insurance Companies of Bangladesh
A practical study on leading Life Insurance companies of Bangladesh Covered companies: ▪ National Life Insurance co. Ltd. [pic] ▪ Prime Islami Life Insurance Ltd. [pic] ▪ Delta Life Insurance Ltd. [pic] Prepared for: Pallabi Siddiqua Lecturer Department of Finance University of Dhaka Prepared by: Group 14, Section: B 14th Batch Department of Finance Faculty of Business...
9,713 Words | 62 Pages
How to Buy Life Insurance Online Without an Agent
How to Buy Life Insurance Family wage earners who have responsibilities now have responsibilities after they pass on. Families that are left destitute often end up that way because the family moneymaker didn't want to think about his or her own death or what would happen after he or she died. Don't leave your family in a bad situation because you didn't want to deal with the inevitable. Quit avoiding the subject and buy life life insurance now. This report will show you how to buy life...
597 Words | 2 Pages
"Potential of Life Insurance Industry in Surat Market".
TABLE OF CONTENTS Contents Page No. Acknowledgements 5 List of Tables 6 List of Illustrations/Diagrams 7 Executive Summary 9 Chapter 1: introduction 10 Objective 15 Limitation 17 Research Mythology 19 Data Collection 22 Chapter 2: Life Insurance Industry 23 Industry profile 24 important milestones in the life insurance business 29 Insurance sector reforms 31 IRDA 32 Chapter 3: Contribution of Life Insurance Industry 36 Contribution of Life Insurance in...
8,296 Words | 34 Pages
Life Insurance Corporation of India: Coping with Uncertainty
LIFE INSURANCE CORPORATION OF INDIA : COPING WITH UNCERTAINTY INTRODUCTION TO CASE The year 1996 was a significant one for the pension fund business in India. Till then, by virtue of Section 30 of LIC Act, 1956, only the Life Insurance Corporation (LIC) was authorized to transact life insurance business and the pension business was treated as a part of life insurance business according to the provision of the Insurance Act, 1938. In 1996 Government of India made a momentous decision to allow...
14,749 Words | 45 Pages
A Study on Birla Sun Life Insurance Products
CONTENTS • What is Insurance • Purpose and its needs • History of Insurance • Fundamental Principles of Insurance. What is Insurance..??? Insurance is a system of providing financial protection against loss of or damage to an asset. In this system, a number of people who are exposed to similar kind of risk, agree to pay certain sums of money ( called premiums) to create a common pool of funds. This pool generates a...
5,465 Words | 21 Pages
Delta Life Insurance Company: Case Study
Preface The study attempts to evaluate the performance of the private life insurance companies of Bangladesh, mainly I highlight the delta life insurance company. Insurance is a technical device of risk management. Risk taking is the sixth function of marketing and marketing is an important insurance function. It is a total system of business activities designed to plan, price promote and distribute want satisfying products, services and ideas to target markets in order to achieve...
5,472 Words | 20 Pages
Recruitment, Selection and Training of Life Insurance Advisors
SUMMER TRAINING REPORT ON Recruitment, Selection and Training of Life Insurance Advisors For Future Generali India Insurance Company Ltd By Bhaskar Jyoty Goswami C-14 In partial fulfillment for the award of the degree Post Graduate Diploma in Business Management July 2010-2012 NDIM New Delhi Institution of Management F-13, Okhla Industrial Area Phase-I New Delhi-110020 E-mail: firstname.lastname@example.com Website: www.ndimedu.com SUMMER TRAINING REPORT ON Recruitment, Selection and...
13,555 Words | 53 Pages
project report on life insurance corporation of india
MINOR PROJECT REPORT MARKET POTENTIAL OF LIFE INSURANCE CORPORATION OF INDIA SUBMITTED IN PARTIAL FULFILLMENT FOR THE AWARD OF THE DEGREE OF BACHELOR OF BUSINESS MANAGEMENT (BBA) GURU GOBIND SINGH INDRAPRASTH UNIVERSITY, DELHI SUBMITTED TO: SUBMITTED BY: Mr.Paramvir Kuhar...
7,401 Words | 31 Pages
Role of Private Life Insurance Company in India
SUMMER TRAINING PROJECT REPORT ON ROLE OF PRIVATE LIFE INSURANCE COMPANY IN INDIA SUBMITTED IN THE PARTIAL FULFILLMENT FOR THE AWARD OF THE DEGREE OF MBA [pic] PROJECT GUIDE: MR. AMIT SAXENA (ASM) MR. AJMAL (ASM) MR.AMIT AGARWAL (ASM) SUBMITTED BY: SHOAIB MOHAMMED REGISTRATION NO.:204031080552 3RD SEMESTER (MBA) VINAYAKA MISSION UNIVERSITY SALEM, TAMIL NADU (2008- 2010) DECLARATION This is to declare that this project report entitled "ROLE OF...
21,510 Words | 79 Pages
To Study the Investors' Behavior towards Life Insurance Products
Mr. Ketan Prajapati et. al. / International Journal for Research in Management and Pharmacy (IJRMP) Vol.2, Issue 1, January 2013 ISSN : 2320-0901 To Study the Investors' Behavior towards Life Insurance Products MR. KETAN PRAJAPATI Asst. Professor, Shri Satsangi Saket Dham "Ram Ashram" Group of Institutions, Faculty of Management, Vadasma, District Mehsana, Gujarat (India) E-mail: email@example.com DR. KISHOR BARAD Professor and Area Chair, Shanti Business School, Ahmedabad,...
3,951 Words | 24 Pages
Bajaj Allianz Life Insurance Mba Project
CONTENTS Acknowledgement CHAPTER-1 INTRODUCTION o Need of the study. o Value addition to organization o Value addition to self o Objectives o Limitations o Methodology CHAPTER-2 o Promotional events o About child Gain o Company profile CHAPTER-3 o On the job training CHAPTER-4 o Data Analysis...
9,418 Words | 34 Pages
Life Insurance Investments in the US to 2017: Market Databook
Life Insurance Investments in the US to 2017: Market Databook On 5th May 2014 Life insurance investment in government securities in the US is expected to value just over US$502 billion in 2017. Synopsis Timetrics ""Life Insurance Investments in the US to 2017: Market Databook"" contains detailed historic and forecast data investments in the life insurance industry in the US . This databook provides data on government securities, corporate bonds, investment funds, cash in bank/hand, other...
692 Words | 3 Pages
Level of Customer Perception to Wards Hdfc Standard Life Insurance and Birla Sun Life Insurance
A COMPARATIVE STUDY ON LEVEL OF CUSTOMER PERCEPTION TO WARDS HDFC STANDARD LIFE INSURANCE AND BIRLA SUN LIFE INSURANCE [pic] [pic] An Final Report Submitted by: Soumik Dutta III SEM-MBA 7NBNL005 (2008-2010) Submitted To: Mr. SUNDEEP KUMAR FACULTY SUPERVISOR INC- NELLORE CERTIFICATE This is to certify that this Management Thesis Report Submitted in partial fulfillment of the requirement for the award...
5,111 Words | 25 Pages
Internship Report on the Marketing Practice of Sandhani Life Insurance Company – a Case Study
Internship Report On The MARKETING practice OF SANDHANI LIFE INSURANCE COMPANY – A CASE STUDY Submitted to: Mr. Ejaj Ahmed Asst. Professor & Head of Department School of Business Prime Asia University 40, Kemal Ataturk Avenue Banani, Dhaka-1213 Submitted by: Md. Junaid Islam ID# 05436049 BBA, 4th Batch Date of Submission: August 10, 2010 Contents Letter of Transmittal i Acknowledgement ii Abstract iii CHAPTER ONE 1.2 Introduction 1.2.1 Objectives of...
11,906 Words | 37 Pages
Insurance Sector - 1801 Words
1 Basics of Insurance 2 Contents:- * Life insurance * General insurance * Insurance market scenario * Emerging trends in insurance 3 Learning Insurance * What Is Insurance Insurance is concerned with protection of economic value of assets.Tangible assets are human beings, house, furniture, motor cycle etc.Intangible assets are liabilities 4 History of Insurance ...
1,801 Words | 15 Pages
a study on global marketing with respect to idbi federal life insurance
A STUDY ON BRAND AWARENESS IDBI FEDERAL LIFE INSURANCE Co Ltd COIMBATORE By SATHISH.M (Reg. No.:3511010643) Under the guidance of Mr. G.VENUGOPALAN A PROJECT REPORT Submitted to the department of MBA SRM SCHOOL OF MANAGEMENT In partial fulfillment of the requirements For the award of the degree Of MASTER OF BUSINESS ADMINISTRATION SRM SCHOOL OF MANAGEMENT SRM UNIVERSITY KATTANKULATHUR, CHENNAI MAY 2012 ...
8,231 Words | 69 Pages
The Factors of Salesperson's Behavior in Buying Life Insurance Based on Consumer's Perception
Consumer Behavior Project The Factors of Salesperson's Behavior in Buying Life-Insurance Based on Different Consumers' Perception Chapter 1 Introduction A. The Trend of Life-Insurance in Indonesia The promising growth opportunities in the Indonesian insurance market continue to attract new players, despite certain unfavorable government rules and regulations. The industry has registered a tremendous growth in the past few years, mainly due to untimely occurrence of natural and man-made...
14,830 Words | 49 Pages
Types of Insurance - 1791 Words
Types of Life Insurance Policy Term Policy Term life insurance is the most affordable type of life insurance available. It is designed to meet temporary life insurance needs; providing protection for a specified period of time, the term. For example, a term of 10, 20 or 30 years. This type of life insurance makes sense if you have financial needs that will diminish over time, such as a home mortgage or a child's tuition. Each year, a premium is paid to cover the risk of death during that...
1,791 Words | 5 Pages
Insurance Matrix - 625 Words
Gabriel Reyes | Insurance Matrix | 6/30/2012 | ------------------------------------------------- University of Phoenix Material Insurance Matrix Directions – Matrix For each type of insurance listed in the matrix, identity three functions, three coverage characteristics, and three companies that offer this type of insurance. Type of Insurance | Functions | Coverage Characteristics | Companies That Offer It | Auto | 1.Loss2. Damage.3.Accident(Collision) | Liability...
625 Words | 2 Pages
History of Insurance - 3697 Words
Parties to contract Chart of a life insurance There is a difference between the insured and the policy owner, although the owner and the insured are often the same person. For example, if Joe buys a policy on his own life, he is both the owner and the insured. But if Jane, his wife, buys a policy on Joe's life, she is the owner and he is the insured. The policy owner is the guarantor and he will be the person to pay for the policy. The insured is a participant in the contract, but not...
3,697 Words | 10 Pages
Study of Product Analysis of Idbi Fortis Life Insurance Co. Ltd.
CHAPTER - I RESEARCH PROBLEM AND PURPOSE COMPANY PROFILE : IDBI Fortis Life Insurance Co Ltd, is a joint venture between three leading financial conglomerates – India's premier development and commercial bank, IDBI, India's leading private sector bank, Federal Bank and Europe's premier Bancassurer, Fortis, each of which enjoys a significant status in their respective business segments. In this venture, IDBI owns 48% equity while Federal Bank and Fortis own 26% equity each. IDBI Fortis...
11,575 Words | 49 Pages
Analysis of Recruitment & Selection Strategies of Icici Prudential Life Insurance Ltd.
A PROJECT REPORT ON ANALYSIS OF RECRUITMENT & SELECTION STRATEGIES OF ICICI PRUDENTIAL LIFE INSURANCE LTD. [pic] Submitted To: Submitted By: Preeti Dhanetwal Asha jainani M.B.A 1styear Acknowledgement The beatitude,...
10,354 Words | 39 Pages
Types of Insurance - 3747 Words
INSURANCE Every person wants happiness, profit and Security. He does not want adversity, Sorrow and risk. Hence he makes efforts to free from misshapenness, but his efforts fail before some happiness. He has to incur from general to serious losses due to different calamities. On the untimely death of the head of the family the dependents due to fire in the godown the industrialist, or shopkeeper, due to Sinking or looting of ship businessman has to incur financial loss. It means the...
3,747 Words | 12 Pages
insular life - 67266 Words
Net Income (in billion pesos) Revenues (in billion pesos) Consolidated Financial Highlights P19.3 P18.1 P15.2 P15.6 P12.6 Reporting Cycle and Boundary This report comes out annually and covers the performances of The Insular Life Group of Companies which is comprised of parent company, The Insular Life Assurance Company, Ltd., its subsidiaries (Insular Health Care, Inc., Insular Investment Corporation, and Home Credit Mutual Building & Loan Association), and affiliate...
67,266 Words | 605 Pages
Hdfc Life - 3999 Words
CHAPTER-1 INTRODUCTION 1.1 INTRODUCTION This project titled "COMPARISON OF DIFFERENT PRODUCTS OF HDFC STANDARD LIFE INSURANCE COMPANY LTD And RELIANCE LIFE INSURANCE COMPNAY". In this project we study about various insurance products offer by HDFC Life and reliance insurance company in the market. This report provides the various insurance products available in the market to protect the people life from particular risk and also provides knowledge about the various savings schemes...
3,999 Words | 16 Pages
Life Questions - 2470 Words
This list shows all of the questions that you missed in the session you just completed. The answer you selected is in bold. The correct answer is highlighted inyellow. #4. All of the following statements concerning the use of life insurance as an Executive Bonus are correct EXCEPT a)Any type of insurance policy may be used. b)The employer pays a bonus to a selected employee to fund the policy c)It is considered a nonqualified employee benefit. d)The policy is owned by the company. The...
2,470 Words | 8 Pages
Insurance Policies & Consumer Behaviour
1 A SUMMER INTERNSHIP REPORT ON "STUDY OF CONSUMER'S PERCEPTION ON LIFE INSURANCE POLICIES IN RELIANCE LIFE INSURANCE COMPANY LTD." IN RELIANCE LIFE INSURANCE COMPANY LTD. As partial fulfilment for the award of the degree of POST GRADUATE DIPLOMA IN MANAGEMENT (2010-2012) Submitted By Submitted To VIVEK DWIVEDI DR. ANURAG MITTAL Roll No-6230 (COODINATOR) PGDM 3rd Sem 2010-2012 GURU NANAK INSTITUTE OF MANAGEMENT Road No.-75 Punjabi Bagh New Delhi-26 2 DECLARATION I hereby...
7,472 Words | 29 Pages
Insurance Business in Bangladesh - 21222 Words
Insurance Business in Bangladesh: Prospects & Problems Introduction Incidentals of Authorization and Submittal: This analytical report "Insurance Business in Bangladesh: Prospects and Problems" have been prepared as a requirement of the course named- 'Insurance and Risk Management' course code- 223. This report is submitted to Md. Abdullah Al Jamil, Lecturer, Department of Marketing, Comilla University on July 13, 2011 as authorized on April 13, 2011 The investigation was conducted by the...
21,222 Words | 90 Pages
insular life - 3491 Words
De La Salle University – Dasmariñas INSULAR LIFE A Research Study Presented to the Faculty of the College of Business Administration and Accountancy in De La Salle University - Dasmariñas In Partial Fulfillment of the Requirement for the Degree of Bachelor of Science in Business Administration Major in Business and Operations Management September 27, 2014 DIAGNOSING INSULAR LIFE I. Introduction Company Profile The mission of Insular Life is to...
3,491 Words | 13 Pages
Customer Attitude Toward Insurance
CUSTOMER ATTITUDE TOWARDS PRODUCT OF HDFC STANDARD LIFE INSURANCE Submitted by, SANDHYA MBA – Semester III (Session 2009-2010) CHAPTER: 1 INTRODUCTION OF THE Study INTRODUCTION OF THE STUDY In my research I have tried to find out what the customer attitude towards the product of HDFC Standard Life Insurance. The study has been carried out in Bhilai. It has been carried out with the...
4,821 Words | 21 Pages
Recruitment and Selection Process of Insurance
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Compare cheap flights to Nice
Nizza la Bella or Nice the Beautiful is how the capital city of Côte d'Azur is best described. The city of Nice has been a favorite tourist destination of France, next to Paris. Overlooking the beautiful Mediterranean Sea, with a spectacular backdrop of the Alps on the north, Nice beckons visitors from all over the world all year through.
When is the cheapest time to fly to Nice?
Nice airport is one among the country's busiest airports with daily flights going to Paris and direct flights to several major destinations in Europe, Canada, and New York. It also services flights to various destinations in the Middle East and North Africa.
Nizza la Bella
Visitors to Nice the Beautiful benefit from all of the charms and pleasures of the Mediterranean kind of lifestyle and weather. The people of this city are warm, friendly, and hospitable, and the way of life, laid-back and relaxed. Nice is always open and ready to welcome visitors any time of the year. Aside from the fact that it is a popular holiday resort, there are so many activities and sights that visitors to the city will truly enjoy. It is a place that is well known for high fashion, with its numerous shops offering the trendiest items from clothes to shoes to accessories, and so much more. There are countless restaurants that serve up the best of local and foreign cuisine.
For tourists who are culturally inclined, the museums, art galleries, concert halls, and theatres are definitely worth checking out. The nightlife in Nice is alive with entertainment with clubs and bars for those looking for some nighttime action. And of course, there are the beautiful beaches for those who enjoy the sun and the sea. Nice is everything it is described to be, a beautiful city within a beautiful country.
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subset: commoncrawl


text:
- Description
DetailsThe Scala G9 Headset was awarded the best Bluetooth Motorcycle Headset Intercom System for 2012, and it is easy to see why. The G9 is capable of simultaneous conference conversation between four riders at a distance of up to a mile away, meaning this is the ideal device for people who ride in small groups. This G9 system is also capable of connecting and speaking to 8 different users. The G9 comes with both interchangeable corded and boom headsets, depending on the riders helmet or preference. Also capable of connecting to mobile phones, Sat-Navs, and MP3 players, the Scala G9 fulfills all the requirements of a Solo Rider. The G9 is compatible with the whole Scala range. Features
- Talk time: up to 13 hours
- Standby time: 7 days
- Charging time: 3 hours
- Radio on time: 8-10 hours
- Bluetooth® version 2.1 class 1
- Compatible with entire Scala Rider product line
- Waterproof and Dustproof
- Additional Information
Additional Information
Boxed Weight (kg) No Brand Scala Pairs Up To No Simultaneously Talk To 3 Pack - Units 1 Pack - Headsets 1 Features FM Radio, Audio Out Socket, Audio In Socket, Bluetooth to Sat-Nav, Bluetooth to Phone/MP3, Talk with 3+ Available Outside the UK? Yes
- Reviews
- Downloads
DatasheetScala G9 Manual
- In the Box
- What's in the box
- 1 x scala rider G9 units
- 1 x Audio-Kits with attached speakers & flexible flexible microphone
- 1 x Dual voltage charger
- 1 x USB cables
- 1 x MP3 cables
- 1 x Allen wrenches
- 1 x Velcro pads
- 1 x Glue plates
- 1 x Alcohol Prep Pads
- 1 x Carry Pouches
- 1 x Microphone Sponges
- Specifications
- Connectivity Options Intercom conferencing with up to 4 other scala rider users (up to 1.6 km in Full Duplex)* 4-Way (2 drivers and 2 passengers) 3-Way (3 separate bikers) 2-Way (rider-to-rider or rider-topassenger) Intercom "One+8" - toggle between 8 additional G9 users Click-to-Link: for spontaneous intercom connections with any G4/G9 user Mobile Phone Conference Mode (rider, passenger, outside caller) Mobile Phone / GPS device MP3 Player – Stream stereo music via A2DP (cable connection also included for older MP3 players) Plus: Built-in FM radio with RDS, 6 station presets and smart auto scan Priority Management: No need to manually disconnect from intercom or music to receive incoming phone calls or GPS instructions! iPhone™ Compatible - iPhone is a registered trademark of Apple Inc. Intercom conferencing with up to 4 other scala rider users (up to 1.6 km in Full Duplex)* Up to 1 mile / 1.6 km* Bike-to-Bike intercom with flip-up antenna for extended range 4-Way Intercom Conferencing: 2 bikers and their passengers or 3 separate bikers (Full Duplex) "One+8" Intercom toggling: Connect to 8 additional bikers Voice Command: Voice recognition technology for true hands-free operation Flash-Pairing™ with other G9 units in 1 second Click-to-Link® intercom for spontaneous conversation with other G9 / G4 users nearby Cardo Community™ platform for social features, device customisation & software updates Group Signal: Send audio signals to up to 8 fellow riders simultaneously Emergency/Hot-Dial number (Customisable) Multilingual status announcements Supported Mobile Phone Profiles and Functions Make / Receive / Reject calls by voice command or at the push of a button A2DP/AVRCP profile for wireless stereo from iPhone™ or other smartphones Conference mode between outside caller, Rider-Passenger GPS (requires headset profile) GPS voice instructions override music, FM Radio & Intercom calls Receive GPS navigation instructions Built-in FM Radio Built-in FM Radio with RDS: Receive GPS navigation instructions 6 station presets with auto scan Automatic selection of the strongest signal Radio on time: 8-10 hours Automatic radio muting for incoming calls MP3 Connect wirelessly to A2DP / AVRCP enabled MP3 players for stereo music (Cable option also provided) Audio Features Dual ultra-slim HD speakers Self-adjusting speaker volume according to speed & ambient noise (Customisable) Packet Loss Concealment: Real-Time compensation of audio losses in challenging environments Voice-control for receiving /rejecting incoming mobile or intercom calls (Customisable) Digital Signal Processing for advanced audio functionality Charger Up to 13 hours talk-time/ 1 week stand-by (recharging from wall outlet or USB connection)
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Scala Rider G9X Single£252.00


text:
Behind Closed Doors
Series: Behind Closed Doors #1
Author: Lisa Renee Jones
Publisher: Gallery Books
Red's Rating: 5 Spellbinding Stars!!
Jason and Skye are thrust together when Jason learns that someone is out to get him and is willing to blackmail him to get what they want... and something leads him to believe that it is Skye. Showing up on her doorstep and accusing her of being his blackmailer probably wasn't his best idea, but after spending a few heated moments with her and using his keen people reading skills he soon decides she is not the person out to get him. Once he realizes she is not the enemy he knows he needs to walk away, but the magnetic happening between them has him wanting to hold on a little longer...
The minute Skye opens her door to a very intimidating, but oh so sexy, millionaire poker player she wants to slam the door in his face... he's making accusations and is certain she is involved with the blackmail scheme being waged against him. But after some convincing, and a heated exchange he soon decides to believe her and invites her to tag along to Vegas. She reluctantly accepts his offer, and soon finds her quiet life filled with danger, unexpected romance, and wondering what the hell she has gotten herself into!
Once again Ms. Jones has created a literary gem that is sure to keep readers on the edge of their seats and gasping for air!! From the moment I started this seductive little tale I was hooked, and knew there was no way I was walking away until I devoured every last page, and boy was it GOOD!!! No one does romance quite like Ms. Jones, she creates these breathtaking stories that invade your thoughts, take complete control of your emotions, and leave you in a state of incomparable literary bliss! Highly recommend you give this one a try, you will not be disappointed!!!
I voluntarily read and reviewed an advance copy of this title
Find Your Copy:


text:
Martha Cove Marina – www.marthacoveharbour.com
Depth at the entrance of Martha Cove is 2.4m at chart datum.
The cost is $30 for the night and the club will be sent a bulk invoice. I will chase payment post event.
The gate to the marina will be left open overnight, so no one will need to collect fob keys or passes.
Showers and toilets at Safety Beach Sailing Club are available for use.
The RMYS Olympic Bar will open at 7am on Saturday for rolls, toasties and coffee.
The bar at Safety Beach Sailing Club will be open from 1500hrs on Saturday for a post-race drink, followed by dinner at a cost of $35pp. The menu looks great and can be found in the NOR. Payment is directly to the club on the night. Bookings should be sent to email@example.com and should include dietary requirements.
Breakfast and lunch packs will be available from their kiosk on Sunday.
Please note that for berthing and dinner, if you book and don't turn up for some reason, you will still be charged.
The NOR and Entry can be found on the "Special Entry Races" page of the RMYS website. The Sailing Instructions will be up in the next couple of days.
Want to join in the fun?
Mendana is going as part of the cruising group and is looking for extra crew…Andy is currently sailing Solo.
Take Five is part of the racing group and is looking for a couple of extras…currently only has 4 crew.
William Paterson (Committee Boat) will be escorting the fleet to Martha Cove and coming back with the fleet on Sunday. If you want to come for a cruise, please contact me.
Allicia Rae
Sailing Coordinator
9534 0227
Safety Beach Sailing Club will be holding a dinner for us, at a cost of $35pp. Please ensure you book dinner to email@example.com by the close of entries. The menu is in the NOR.
On Sunday 23 November, the Jeanette Turnbull Trophy will bring everyone home.
The NOR is now available online and entries are open.
Sailing Instructions are coming soon.
There will also be a cruising event to Safety Beach on the same weekend. To express interest in being part of the cruising group, please contact me.
If you have any questions, please do not hesitate to contact me in the office or via email to email@example.com
Allicia Rae
Sailing Administrator


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The warmth of the summer had long since faded and the leaves lay soft and wet against the slumbering ground. Kendra stopped to admire the beauty, appreciating the lush life descending into sleep after spending months in Winter's realm. The world hadn't changed much since she'd left, moving forward only a handful of days to the weeks that she'd been gone. Time moved differently in the Sidhe realms than it did in her world.
She shot a look behind her. Nothing remained of the portal she came through. Not a whisper or a scent or even a brush of magic or wind. The world sat in stillness with only her breath and heartbeat to break it.
Phinn was gone and she'd go back to her solitary lifestyle, celebrating the Goddess's holidays on her own. It was as it should be, but somehow she couldn't find the joy in it. She took a step back to lean against a tree, and slid down to the ground. She squeezed her eyes shut and rested her forehead on her upraised knees in an effort to stop the tears.
This is ridiculous. They wouldn't have worked out anyway. She was an earth witch and he the half-Fae son of Winter's courtier. They were as different as the sun and the moon.
But she'd fallen for him. For his wit, his strength, his determination, his gentleness despite being a soldier. She'd stood with him and used her magic to protect him, and in the end, he'd made a deal to make sure she could get home.
Even Marbles stayed behind.
She couldn't fault the healed tracker demon for that. It didn't really belong in this world. How would she explain a cat-like creature as big as a Siberian tiger in Colorado? But that didn't make her tears stop flowing down her face.
Something brushed her head and warm breath smelling of raw meat ghosted into her face. Kendra jerked her head up and met the golden eyes of her scaly tracker demon.
"Oh, you found me." Her voice warbled as she wrapped her arms around the thick, softly-furred neck. "You found me."
Marbles wuffed a comforting sound and sat on her haunches, wrapping her strong forelegs around Kendra's body. The heat and protection of Marbles' body made Kendra cry harder, but at least she wasn't alone. The tracker demon remembered their adventure and if she couldn't have Phinn, she at least had her magical companion.
"Come on, Marbles. Let's go home." She scratched the demon's head behind her ears and pushed her back enough to get up. "Maybe I'll make us some tea."
The demon wuffed again and rose to all fours, her tail flicking like a cat's. Kendra took one last look at the foggy forest with its carpet of brilliant leaves before she led her demon home.
There you have it. Stop by the following other flash fiction authors below and happy reading.


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It seems that both the Democratic and Republican National Conventions will have a healthy, fun and green way to navigate host cities during the political events; health insurance company Humana Inc has announced that it will provide 20 people-powered Freewheelin pedal buses for attendees to get around.
Resembling a vehicle from the Flintstones or a massive nine-man bicycle, the Freewheelin pedal bus or 'bus-cycle' will be available in Tampa during the Republican National Convention (RNC) from August 26-30 and to Charlotte during the Democratic National Convention (DNC) from September 2-6. Each pedal bus can accommodate eight people and a driver provided by Freewheelin.
"Whether it's a pedal bus, bicycle, hand-cycle or unicycle, pedaling is good for the body, the mind and the environment," said Mike McCallister, Humana's Chairman and Chief Executive Officer. "At Humana, we are committed to helping people achieve lifelong well-being, and Freewheelin is a great way to encourage people to improve their health through exercise and social interaction. People are going to have a great time riding our Freewheelin bus-cycles."
Everyone attending the conventions, such as delegates, news media, convention-goers and local residents, will be encouraged to take advantage of Freewheelin, which is provided free of charge. The pedal buses will follow pre-set routes in each city, making stops close to the convention perimeter and popular downtown destinations. People can also hop on and off at any of the three Freewheelin stations as well as receive complimentary fruit, water and biometric health screenings, such as blood pressure and BMI checks!
The vehicles are shaded so riders don't get too hot, but the company estimates that a 30 minute ride will burn between 140 to 380 calories and keep, for every mile pedaled rather than driven, nearly one pound of carbon dioxide (CO2) (0.88 lbs) out of the air.
The Freewheelin pedal bus program evolved from the Freewheelin bike-sharing initiative that first started as an employee program at Humana's Louisville campus in 2007. Humana then went on to introduce large-scale bike-sharing to the nation at the 2008 political conventions.
Start placing bets at which convention will use them the most!
via AutoChunk
Images: Freewheelin2012/gofreewheelin


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It's that time of the year again!! OMG! What time of the year? The time to buy textbooks!! -The life of a college student- O GOD! I mean, you might be thinking it's just BUYING textbooks, why is she making such a fuss about it, right?? but no! It's going to be such a huge process for me, because it means that I have to spend a couple of hundreds when I am already broke COUGH**!! On top of that, I will also need to do lots of calculations and do lots of research to find the best deals possible, why shouldn't this be a BIG deal!! I especially hate those courses that have tons of readings and you have to buy like 10 novels for that one class! come on right? Why can't it be just like buy one freaking huge novel and be done with -.- If you are someone like me who are willing to do all kind of research to avoid spending a few hundreds less, I will give you some saving tips :)
- Find out all the books that you'll need for the up-coming semester from your school, I look up mine from my school's bookstore website.
- Write down the titles, ISBN's and prices (used ones if possible) for each book, I usually do this on Excel, but tables work just fine on Words.
- Go on comparison websites to compare textbook (new and used ones) prices. The two that I found the most helpful are cheapesttextbooks, and bookfinder.
- Definitely consider selling back textbooks that are not related to your fields of study, e.g. common requirement courses/ electives, you can also compare textbook buyback prices using the the links above.
- If even used books are out of your budget, consider renting your books.
Disadvantages of renting textbooks:
-the deadline to send back your books could be before your finals
-if lost, you got to pay it
- can't keep them to study for exams after college, like for graduate school
After all, maybe I should just try to stress-fully enjoy this moment, because it's 'technically' another online shopping experience of mine; who doesn't like online shopping? You must be kidding me! Plus, there won't be any more of these kinds of stressful moments once I am out of college, so let me learn to complain less.
Continuing on the topic of college.....College education is an investment that I can't afford to hire an investor to look over, well, let's pray to god that I, myself can make some good investment decisions. I definitely want to pay off my debt asap when I get out of college. I hope college is WORTH it. T_T but then, I am wondering why there are so many people who are working different jobs that are not related to their college degree..
left me wondering....


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The report, Satanism in America, by the Committee for the Scientific Examination of Religion (CSER) purports to show dm destructive effects and criminal activities allegedly associated with Satanism are actually the product of hysteria and can be explained away by exposing the "opportunism, emotional instability, and religious bigotry" of those who concern themselves with these problems. Here we show that the CSER report itself contains fundamental methodological flaws, including use of the logical fallacy known as the argumentum ad hominem, a naive approach to its subject, disregard for the empirical evidence, and omission of material damaging to the public postures of the "recognized satanic churches." Thus a work which could have been a valuable contribution to the debate over the nature and extent of problems associated with Satanism merely contributes to, and indeed serves to aggravate, the already existing polarization concerning this subject.
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Welcome to Green Onion Landscaping
Professional,Hard & Soft Landscape Gardeners Stockton Darlington & Middlesbrough
Free, no obligation garden landscaping quotations.
If the landscaping service you require isn't here, simply get in touch.
A little about us
Landscape Gardeners Stockton Middlesbrough & Darlington
Green Onion Landscaping have over 25 years experience designing and creating beautiful landscaped gardens. We have an excellent reputation and lots of on-line reviews that speaks for themselves. Our garden landscaping company is based in Stockton -on- Tees, Teesside. We offer superb, first class garden transformations to your outdoor living spaces. Andy and his team of friendly landscaping experts can nurture neglected grounds and turn them into stunning gardens, or they can design and build you a new garden landscape from scratch.
Where other landscaping companies follow, Green Onion Landscaping dares to take the lead. From emerging garden trends to garden design staples, our landscape designers create innovative and distinctive gardens that attract clients from all around Teesside, Tees Valley, Durham and North Yorkshire. We pride ourselves on having an eye for garden design trends. With our bespoke garden landscaping services and much sought after garden design work we've become a landscaping phenomenon of the North East and we're very proud of this.
Start smiling! Our job is to make your garden space look and feel wonderful whatever the weather… we are British after all. Green Onion Landscaping live and breathe garden design and construction, we adore everything to do with landscape garden design and construction. We want to design and create you a garden that you will not only use, but be proud of too. We can create stylish modern gardens that require very little maintenance and yet are still ideal for relaxing and entertaining in. Or we can create a more traditional garden landscape that has borders filled with charm and a sense of harmonious abandonment.
Green Onion Landscaping offer many professional landscaping services. Perhaps you fancy a new composite or timber decking area in your garden, we can design and install this for you. Or maybe your lawn area needs re-turfing, or is it artificial grass you're looking for. We can supply and install a new top quality real grass lawn or a superb quality fake grass lawn for you. We also design and build patios in gardens, lay paving of all colours and textures and we install block paved driveways from either permeable blocks or standard paving blocks. If your paving, patios, drives or garden furniture need a high pressure clean, Green Onion landscaping also provide a professional jet washing service. We also install garden rockeries and raised beds for easy planting, timber garden fencing, gates and wooden pergolas. And for those whose gardens flood or hold water every time it rains, Green Onion Landscaping offer garden drainage solutions. We also design and create beautiful soft landscaped gardens, fell trees, cut back trees and shrubs and provide a stump munching/tree stump removal service.
If you're looking for a friendly team of local, professional, garden landscapers to keep your garden tidy, mow your lawns, turn your borders and cut your hedges then you'll be pleased to hear we offer fantastic garden maintenance services too. Green Onion Landscaping are your local garden landscapers. We work throughout the North East, Teesside, North Yorkshire and County Durham creating and maintaining beautiful garden landscapes for all of our clients all year round. Give us a call for your free quotations. Tel: 01642 640303/07701097196
Never underestimate the power of a great garden or garden design – A garden that has form and function, is practical and beautiful will improve your lifestyle and make you happy. Each member of our landscaping team is a highly skilled, creative professional who possesses a creative eye with strong attention to detail. All of our staff are confident, proactive and have a hands-on attitude.
Confident and always ahead of the game – that's Green Onion Landscaping. We design and create beautiful hard and soft landscaped gardens in Teesside, Tees Valley, County Durham and North Yorkshire.
Each of our team member has years of experience working in the landscape garden industry. Our friendly landscapers all take enormous pride in every garden landscaping project they design and create. Our team are passionate about every aspect of their jobs. Green Onion Landscaping enjoy meeting new clients and revisiting our faithful repeat clients. Green Onion Landscaping's professional team pride themselves on creating bespoke, unique, striking, beautiful landscaped gardens for all of our clients. Let us create you a beautiful garden this year!
Green Onion Landscaping's friendly team of garden landscapers take great pride in our innovative landscaping designs and beautiful garden installations, making us the best choice for all your soft and hard landscaping design and construction needs in the North East.
We provide free, no obligation hard landscaping quotations*
Green Onion Landscaping design and landscape gardens in Teesside, Tees Valley, North Yorkshire, County Durham and the North East of England; Middlesbrough, Stockton, Darlington, Billingham, Norton, Wynyard, Yarm and Ingleby Barwick.
*excluding quotations for soft landscaping, these are chargeable
Before & After
A complete garden redesign by Green Onion Landscaping. Turn your volume up for a better viewing experience.
Speak to Green Onion Landscaping today to see how we can help you transform your garden landscape
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The Log Pile
Seasoned logs delivered locally
Green Onion Landscaping sell and deliver hard wood logs and fire wood in the Teesside, Tees Valley area in M3 bags.
Green Onion Landscaping's seasoned logs and crate wood are ideal fuel for open fires, multi-fuel stoves, wood burning stoves and other wood burning appliances.
"Brilliant work, my garden is now useable and flood free!!!
Thank you so much Green Onion Landscaping"
"Green Onion Landscaping built a new patio for us. They did a very professional job and delivered the project on time and in full. Their performance was 10 out of 10. They also gave us very good advice regarding the job concerned."
"The new block paved driveway looks marvellous. It really sets the house off and looks so much neater than what we had before. The herringbone block paving pattern is very smart. I wouldn't hesitate to recommend Green Onion Landscaping to anybody looking to get some block paving done."
"I'd just like to say a big thank you to Green Onion Landscaping. I love my new landscaped garden, it's beautiful. The landscaping work they carried out is second to none in quality and they worked tidily and speedily. Thank you Andy and the lads."
"Thank you for creating us a beautiful space to dine with friends and enjoy the sun. We love it. Bellisimo!!!"
"Fantastic job, we now have a usable garden thank you Green Onion Landscaping."
"Great job lads and we now have a wonderful garden that is also functional!!! We would highly recommend your company to anyone that has a flooded garden! We can't believe the difference. Thank you."
"The job looks fantastic Andy, we're really happy. It looks a world away from when you first started the job. We love our new garden design. We've passed your card on to a friend. Cheers to you and your lads for all your fantastic work!"
"Thank you for our new fence, gate & patio. We are thrilled to bits and amazed at how speedily and tidily you all worked. We highly recommend Green Onion Landscaping."


text: Yahoo! has just unveiled upgrades to their search results after Microsoft had done the same late last month for their search engine, Live.com. One of the primary upgrades is Yahoo!'s Search Assist function that tries to anticipate what you want as you type your search query by offering related alternative search phrases in a similar but more comprehensive way than Google's … [Read more...]


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Customer Spotlight: STP Nuclear, Texas
Rapid Notify has enjoyed working with STP Nuclear Operating Company for more than 18 years. Located in Matagorda County, the STPEGS (South Texas Project Electric Generating Station) is one of the newest and largest nuclear power facilities in the nation. With a population of almost 40,000, Matagorda County is home to almost 55 miles of shoreline in the Gulf of Mexico.
The South Texas Project was named one of the 2010 America's Safest Companies by EHS Today. STP was the first commercial nuclear facility to be recognized in the eight-year history of the award.
STP has an Emergency Response Plan that utilizes multiple communication channels such as sirens, alert radios and the Rapid Notify system to notify the public in case of an event at the plant. The Nuclear Regulatory Commission has formally commended STP's plan as a model for other nuclear power plants to follow. STP Nuclear has generously provided Matagorda County and its local hospitals "Sub-Account" privileges so that the Rapid Notify system can be used, separately and together, to maximize public safety efforts and inform citizens of other emergency situations in the area.
Matagorda County uses the Rapid Notify system to conduct drills for its command and control team as well as the sheriff's office. STP has provided training for the county emergency response teams (up to 70% of which are volunteers) and has provided expertise that can be applied to situations such as hurricane or HAZMAT warnings. This invaluable training has kept Matagorda County ahead of its peers. STP has also provided training for staff at the two county hospitals. Having their A & B response teams plugged into Rapid Notify has streamlined their emergency response notification time from a 20-minute phone tree to the click of a mouse button.
STP has taken full advantage of the continually improving Rapid Notify system features over the years.
"It is great to be able to watch the alert activation process as it runs to see the immediate successful delivery of our message," said Lurinda Barton, offsite program manger for STP Nuclear Operating Company. "We appreciate the extensive reporting capability to keep our files up-to-date with the proper documentation."
The Rapid Notify system was recently used to contact the Matagorda Emergency Response Operations Center team and utilized the interactive response option. "We were able to confirm receipt of the message by each team member and request a response telling us how soon they would arrive," said Doug Matthes, emergency management coordinator for Matagorda County. "The system is easy to use and a valuable tool for the county."
"We love that Rapid Notify is so customer oriented," added Barton. "It has always been nice to deal with a company that puts the customer first. Even though we can self-manage the system without too much assistance, the Rapid Notify team has always been there to help when we needed it."


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The Procedure: To prepare for the Gram Stain, cells from the culture are spread in a thin layer on a glass slide. After air-drying, the slide is quickly passed through a flame in order to fix the cells to the slide.
In the first step of the Gram Stain, the smear of cells is flooded with the dye crystal violet for 1 minute. This stains all of the cells purple.
In the second step of the procedure, the slide is flooded with iodine solution for 1 minute. The cells remain purple in color.
The third step is the decolorizing step, where the slide is briefly flooded with alcohol for approximately 20 seconds. This removes the purple dye from gram-negative cells, while any gram-positive cells remain purple. Caution! Decolorizing too long, will give you false results.
The fourth and final step of the Gram Stain is to counter-stain the smear with the dye safranin for 1-2 minutes. The gram-negative cells, will take up the safranin and be red in color, while the gram-positive cells will still remain purple.
The Theory: The Gram Stain works, because bacteria can be divided into two main groups based on the morphology of their cell wall. Bacterial cells are either gram-positive (purple) or gram-negative (red).
At the beginning of the procedure, all cells are stained purple as they take up the crystal violet and the iodine. These two dyes form an insoluble complex inside of the cells. The purpose of the alcohol in the decolorizing step is to extract this complex from the cell. However, this is only possible in gram-negative cells. Why?
Gram-positive cells have a many layers of peptidoglycan forming a very thick cell wall. When the alcohol is added to the smear, these layers dehydrate, which closes any pores present in the wall, trapping the crystal violet-iodine complex inside.
The gram-negative cells have a much more complex structure, including a fatty outer-membrane surrounding a much thinner peptidoglycan cell wall. The alcohol is able to easily penetrate the outer membrane and extract the dye complex, removing the purple color from the cell.
Finally, when the red safranin dye is added to the smear, only the gram-negative cells are capable of taking it up and appearing red.
© 2008 Angels Plus


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Thank you Conde Nast for shipping us 11 boxes of Lucky magazine, which will be recycled to new readers in homeless and domestic violence shelters, and in bags of groceries delivered to families by food pantries.
The question is often raised whether a homeless, or hungry, or battered person can really appreciate or enjoy a lifestyle magazine like Lucky, filled with page after page of glorious, though seemingly irrelevant or unattainable trinkets. My reaction? Though I may never pilot a futuristic jet into space, I love to read about them blazing through the pages of Popular Science magazine. I may never own a 75 foot yacht, but my smile widens at the sight of a magazine cover filled with a classic sailing vessel bent windward. Are these things any more relevant or attainable to me outside my pure joy discovering them in magazines bought from the newsstand or that arrive in my mailbox? (In the spirit of full disclosure, and much to my family's dismay, I did purchase my own wooden sinkhole at auction on ebay – a classic 25 foot folkboat – $80 to own it… $800 to move it to my backyard for restoration).
For ourselves, we may wish to see things, not as they are today, but as they can be tomorrow. No matter our current station in life, we can hope and dream, and set goals, or just simply enjoy the world around us without expectation – whether a raindrop sliding down a window pane, a pretty weed flowering in a sidewalk crack, or a wonderful magazine. These are all gifts.
It is not necessarily so much in their colorful, material glamor that magazines of any type create value for new readers. But, in in the access; the availability; the reach; and the freedom to read about those things that bring knowledge, pleasure and joy. In this, we are created equal.


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Object of the Week: This week it's a 1,400-year-old, 19-foot Buddha which has just taken up residence on the centre well of the North Stairs at the British Museum
The Amitābha Buddha is colossal. It stands 5.78 metres tall on a lotus base, and its hands, which are now lost, would have been raised palm-outward (the right one, in the Buddhist gesture of reassurance) and in the spirit of liberality (the left one – a gesture known as varada mudra).
© The Trustees of the British Museum
An inscription on the plinth reveals its original location more than 1,400 years ago: Chongguang Temple, in what was then Hancui Village, set within the Hebei Province of Northern China.
Conservators used in-situ scaffolding to examine the sharp relief carving, flat folds drapery and flat back of the Buddha, tending to it for the first time in more than 25 years. Their work means the inscription can be read for the first time, with 80 members of the Yi-yi – a Buddhist society popular during the northern dynasties – named on it.
© The Trustees of the British Museum
The society also built two white marble bodhisattvas, one of which is now in Japan. The wood in the left arm of the Buddha, according to electron microscope scans, comes from the jujube tree, which has been widely cultivated for more than 4,000 years in China and is known for its edible, vitamin C-rich fruits.
A group of British collectors originally displayed the Buddha in the International Exhibition of Chinese Art, hosted at the Royal Academy between November 28 1935 and March 7 1936 to meet growing international enthusiasm for art from China.
© The Trustees of the British Museum
It had been sent to the Royal Academy by CT Loo, a prominent art dealer of Chinese origin, who gifted the Buddha to the Chinese Government. The British Museum received it as a donation in 1938.
What do you think? Leave a comment below.
More from Culture24's Object of the Week
A pistol owned by Winston Churchill during World War Two
An American Civil War buggy owned by a priest from Armagh
Scotland's first medical book, to be read out to people infected by the plague


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(manufactured locally) rattail & wholesale by theavailable only atavailable at our 31 locationsinstitutional pack forton or truckload
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5 star
This is my happy place on Sundays. Will miss it during construction. Hurry back!
Certified Farmers' Market @ Newport Beach Pier (McFadden Square). Every Sunday 9am-2pm.
Quality Dairy Company specializes in Manufacturing - Milk Processing (pastuerizing, Homogenizing, Bottling).