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Main Quote: "I'm maybe a Skunk, but I have a Heart of Gold"
|Patricia the Skunk
|Pat (By Cold), Pepe Le Pew (By Scourge), Skunk (By Cammie Stewart), Trisha (By Shock), Trish (Rik), Mrs. Skunk (By Ethix)
|First Appearance in Comics
|Voice Actor
|Katie Griffin, Katy Perry (Singing Voice)
|Eye Color
|Black Long Hair, Black Fur w/ White Chest & White Vertical Stripe on her back, White Muzzle, 3 Long Eye Lashes, Black Skunk Tail w/ White Vertical Tail Stripe, Black Arms & Black Legs
|Pink Tight & Shiny Sports Bra, Long Pink Tight & Shiny Left Armband, Long Red Tight & Shiny Right Armband, Black Shiny Left Arm Brace w/ 7 Rainbow Emeralds, White Shiny Gloves, Long Pink Tight & Shiny Pants, Red Tight & Shiny Flat Thigh-High Boots w/ Verticle White Stripe accents, Metal Soles & White Collors
|Theme Song
|More Healthy (Tekken 1 & 2)
|Her Sisters, Her Flying Broom, Her Big Beautiful Fluffy Skunk Tail & Her Friends
|Her Enemies
Patricia the Skunk is a Happy Witch who looks Beautiful with her Big Skunk Tail & rides on her Flying Broom.
She's also Jack the Hedgehog's Sidekick.
|Bio Info
Physical Age
|Voice Actors
Singing Voice
|First Appearance in Comics
Super Form (Super Patricia)
Jacktricia the HedgeSkunk (Fusion of Patricia & Jack)
Police Woman Terra (Patricia's Great London Grandmother)
Zatricia the Skunk (Patricia's No Zone Counterpart)
Super Form (Super Patricia)
Mario & Sonic at the Olympic Games
Mario & Sonic at the Olympic Winter Games
Sonic Riders
Sonic the Hedgehog: 25 or 30 Years Later
As Patrick (Her Gender Switch)
Jacktricia the HedgeSkunk (Fusion of Patricia & Jack)
Witch of Dark (Patricia's Great Medieval Grandmother)
Cowgirl Carly (Patricia's Great Western Grandmother)
Police Woman Terra (Patricia's Great London Grandmother)
Zatricia the Skunk (Patricia's No Zone Counterpart)
|Theme Song
|More Healthy! (Tekken 1 & 2)
She is one of the Sisters from the Witch Sisters with Selina, Abby, Laura, Jasmine, Michelle, Zoey, Bessy, Molly, Marsha, Victoria, Nina, Anna & Penelope
When she was 18, she was being attacked by 3 Crocodile Bandits, but later been saved by Jack the Hedgehog (Spongebob100) & they become Best Friends.
She was the New Leader of the Witch Sisters.
She Learn to use her Magic to help other People if they're in trouble
In the Sonic Fanon Wiki universe, She was married to Anu the Anubis Warrior & have 2 Girls named, Patty & Keren
In Shock's Heart Movie, She Got Engaged To Shock and had 3 kids before actually marring him in Apallo's Universe
She is a very Kind & Sweet Girl who is Cute, Friendly, Lively, Energenic, Polite, Cheerful, Joyful, Playful & has a Heart of Gold.
She is sometimes Sassy, Cheeky & Flirty (in Rouge's Case), but she's mostly a Generous, trusting, caring & Honest Girl who always puts others before herself. She is also Brave & Out-Going like Sonic.
Like Sonic & Jack, she loves Excitment & Adventures with her Friends to stop Dr. Eggman & Dr. EggPlankton.
(Add your Characters here if your Patricia's Friend)
- Jack the Hedgehog (Spongebob100) (Best Friend)
- Selina the Echidna (Sister)
- Abby the Hedgehog (Sister)
- Laura the Fox (Sister)
- Jasmine the Bat (Sister)
- Michelle the Cat (Sister)
- Zoey the Rabbit (Sister)
- Bessy the Skunk (Sister)
- Molly the Bat (Sister)
- Marsha the Bee (Sister)
- Victoria the Bat (Sister)
- Nina the Skunk (Sister)
- Anna the Skunk (Sister)
- Penelope the Skunk (Sister)
- Amy Rose (Great Friends)
- Kai The Fox(Great Friends)
- Maxie Flippercorn
- Sadie the Dog
- Maggie MacBee
- Dena the Hedgehog (Good friends, Sonic X: Regenerated only)
- Patty the Skunk (Her Daughter)
- Keren the Anuskunk (Daughter)
- Anu the Anubis Warrior (Original Husband in Sonic Fanon Wiki Version)
- Shock The Hedgehog (Husband [Apallo's Univesrse]
- Fuchsia the Bakeneko
- Rika the Tanuki
- Hana the Kitsune
- Blaze the Neko-mata
- Wen the Hedgehog
- Jur the Hedgehog
- Lizzy the Hedgehog
- Lou the Hedgehog
- Cici The Hedgehog
- Crystal the Raccoon
- Chocolate
- Sonic the Hedgehog
- Tails
- Knuckles
- Rouge the Bat
- Mr. E the Hedgehog (Her Father)
- Shadow the Wolf
- Jovan The Wolf
- Rik the spidermonkey
- Ethix
- Bayonetta (A Fellow Witch)
- Agnes the Wolfdog
- Prue the Coyote
- Phyllis the Bat
- Shock Jr. (Son)
- Josh the Hedgehog (E-Josh)
- Melody the Bat
- Hayate the Okami
- Seiko & Yuki
- Cervantes the wolf
(Add your Characters here if your Patricia's Rival)
(Add your characters here if your Patricia's Enemy)
- Dr. EggPlankton
- Layla the FoxSkunk (Arch-Enemy)
- Dr. Eggman
- Eggman Nega
- Umbra
Her Magical Flying BroomEdit
She has a Flying Broom that looks like a Harley MotorCycle & sounds like a MotorCycle Engine, she flys her Broom, leaving Thick Black Smoke behind her
Her Magical Flying Broom also has an Engine
Extreme Gear: Black SkunkEdit
She creates her own Extreme Gear called the "Black Skunk" with some help from Tails. Patricia is a Speed Type & her Extreme Gear is like the Extreme Gear from "Sonic Riders: Zero Gravity" called "Magic Broom" & it's her Flying Broom only it has a hoverboard Body & the Flying Broom's Bristles / Thrusters. Patricia can ride on her Extreme Gear without holding it.
Dash: 5/6
Limit: 6/6
Power: 4/6
Curve: 5/6
|Upgrade #1
|Upgrade #2
|Upgrade #3
|Gear Parts
|Max Speed Up
|GP Guage Up
She starts running faster than the Extreme Gears coating her Tail with Energy making an Iron Tail that'll smash up the Opponent who are unlucky enough to stand in her way
She has her Pink Aviator Goggles, Pink Tight & Shiny Push-Up/Sports Bra, Long Pink Tight & Shiny Armbands, Red Wrist Bands, White Fingerless Gloves, Women's Long Pink Sports Pants w/ Black Flower Decals & Long Tight & Shiny Pink Sports Boots w/ Red Vertical Stripe. Because she likes to wear for Riding a Hoverboard & her passion of riding her Hoverboard.
Her Hoverboard is super fast & it's been kitten out to make it look good & very speedy for the race for Female Skunks like Patricia.
- Her Sisters
- Her Flying Broom
- Her Big Beautiful Fluffy Skunk Tail
- Her Friends
The Witch SistersEdit
She is the New Leader of the Witch Sisters
Team DangerEdit
Sonic Fanon WikiaEdit
She is the Newest Member of Team Danger. Her Formation is Speed & Witch Expert
Archie VersionEdit
She is a member of Team Danger. Her Formation is Flight & she is a Witch Expert.
- Magical Witch Powers & Spells with or without her Magic Wand
- She learns how to fly her Flying Broom
- Sprays her Skunk Scent at any unlucky Villians who stands at her way
- Iron Tail
- Speical Fighting Skills to protect herself
- Chaos Heal (Healing Powers)
- Chaos Control
- Flexibility
- Can make 8 more Skunk Tails appear behind her, making it 9 Skunk Tails
- She has Shiny Clothes to make herself Preaty
- Her Sonic Riders outfit looks like Rouge's Sonic Riders Outift only Pink
- Her Voice sounds like Amy Rose only more Sweeter & more Gentle like Julie's Voice from "Bakugan: Battle Brawlers"
- Her Bra in Sonic the Hedgehog: 25 Years later & Sonic the Hedgehog: 30 Years later is just like Rouge's Bra in Sonic Riders
- She has Bat Ears just like Rouge's Bat Ears
- She purrs like a Cat
- She is Second-in-Command of the All Star Freedom Fighters
- "Hi I'm Patricia the Skunk"
- "Hop on guys" - When she hops on her Flying Broom
- "I hope we can find our Friends"
- "Tee Hee"
- "I'm sorry, did I hurt you very badly?" - One of her Victory Speeches in "Sonic the Hedgehog: Tekken"
- "Wow, that was fun" - One of her Victory Speechs in "Sonic the Hedgehog: Tekken"
- "Just returning the favor."- When she & Jack save Plasma & Kai in Episode 1 of Chaos Quest
- "This Plane has Propellers"- Whe she spots a Propeller Airplane in "Lost in the Labyrinth"
- "Ok, Contact"- When she starts the Engines in the Propeller Plane in "Lost in the Labyrinth"
- "I'm a True Witch after all. Tee Hee!" - When she got an "S"
- "Wow, that was super fun!" - When she got an "A"
- "Looks like I've done it" - When she got an "B"
- "Oh well, I wonder if I can start over" - When she got an "C"
- "Oh my, this is not good" - When she got an "D"
- "Oh dear, I guess I'm not fast enough" - When she got an "E"
- "Oh No! I didn't make it in time" - When she got an "F"
Sonic Riders QuotesEdit
- "Good Luck & may the best Rider win" - Before Race started
- "Wow, I won" - Wins the Race
- "I've made it"
- "Oh my goodness, that was tight"
- "Oh my, that was a great race" - Lose the Race
- "Don't worry, I'll try again some other time"
- "Guess I need some more practice"
- "YAY!!!" - When making an "X" Landing
- "Alright!!" - When making an "SS" Landing
- "Yippy!" - When making an "S" Landing
- "I got it" - When making an "A" Landing
- "I think I got it" - When making an "B" Landing
- "Oh no"- When making an "C" Landing
- "Sorry" - When passing someone
- "Oh my" - When you got passed by someone
- "Here I come...HYPERSPEED!" - When your about to do a Gravity Dive
- "YAY!!" - When you've done a Meteor Burst


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|Andreas Färber
|Re: QEMU Automated Testing (was [Qemu-devel] qemu Makefile.target vl.h hw/acpi.c hw/adlib.c ...)
|Sun, 29 Jul 2007 17:31:21 +0200
Am 28.07.2007 um 12:36 schrieb Thiemo Seufer:
qemu seems to expect everyone to patch it herself instead of fixing problems in the repository at their origin. Major example being qemuclinging on to GCC 3.x instead of supporting both 3 and 4 by updating andintegrating the existing patches that worked for 0.9.0.The patches I remember did either break other compilers or were a maintenance nightmare of postprocessed assembler output.
I didn't say the particular patch was perfect, I can't tell. All I know is that there are platforms that don't have a GCC 3.x (the Intel Macs for instance), and syncing the existing 0.9.0 patches with CVS HEAD is like shooting for a running target - I didn't manage to successfully update the patch, it crashed badly. Having some initial, conditional support for GCC 4 (e.g. --enable-gcc4 or depending on $CC version) would be good. Do you know where exactly the problem is between the versions and what needs to be done to have it working (again)?
|[Prev in Thread]
|Current Thread
|[Next in Thread]

subset: commoncrawl


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Húsavík Original Whale Watching
Experience the Original Húsavík Whale Watching tour that has built a reputation for the town of Húsavík which has been coined "the Whale Watching Capital of Iceland".
Discover the magnificent nature of Skjalfandi Bay observing whales, dolphins and sea birds in their natural habitat. Enjoy the smooth, safe sailing in a traditional Icelandic oak boat, guided by our professional crew especially trained in responsible conduct with whales, and treat your self to a cup of hot cocoa and a cinnamon bun. Recommended by thousands of satisfied travelers worldwide, the Original Husavik Whale Watching tour is an authentic wildlife adventure by the pioneers of whale watching in Iceland.
Watch the Húsavík Original Whale Watching video!
- Hot chocolate and cinnamon buns.
- Expert whale watching guide.
Extra clothes
- Warm overalls and raincoats if needed.
3 hours approx.
Daily 1 March – 30 November
Húsavík, Iceland
9.450 ISK (10% discount incl.)
departures between 16:00 – 20:00
Full price:
10.500 ISK Adults
3.500 ISK 7-15 years
FREE Under 7 years
(All prices include 11% VAT)
Book this tour


text:
Course Catalog
» z/OS Curriculum
» z/OS 2.1 Series
The Resolving z/OS System Problems course describes the processes and commands required to resolve common z/OS system problems. It also describes when cancel and force commands should be used and how to handle command flooding.
Senior operators and technical support personnel.
Successful completion of Datatrain's Identifying z/OS System Problems course.
After completing this course the student should be able to:
Using the CANCEL Command
Ending CAS Requests
FORCE Command Procedure and Syntax
Using the FORCE Command
Recognizing When to Use a PSW Restart
Invoking a PSW Restart
Using Logs and Messages
Changing the Maximum Number of Concurrent TSO Users
Varying I/O Devices Online and Offline
Using the Auto-Reply Function
Command Classes
Formats and Purposes of the CMDS Command
Using the CMDS Command


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Uploaded: Wednesday, December 05th 2018 07:33:16 AM under Essay by Chloe Jorgensen.
Dimension: 0x0 pixels.
Resolution: High Resolution.
Category: Essay.
Total: 55 image Essay Ideas.
Comprehending the subject. This is the one of the most important thing to remember while penning an essay. What is the subject matter? What should be the essay all about? These questions should have a ready answer with the author, who is about to write an essay. Without properly understanding and comprehending the subject, nobody can even write a sentence within an essay. Before starting with the essay, the subject matter should be carefully studied upon, and self-conclusions regarding the topic should be present in the mind. Once this is over, you can safely assume that half job has been completed.
Another tip to consider regarding how to write essays is that you really need to learn effective time management. With the amount of information coming at us daily plus the amount of information that is required for you to learn in your various courses, effective time management is a must, especially if the writing assignment in question is fairly involved and lengthy. Another thing to consider is the fact that you need to be able to effectively research and then to analyze that research to ensure that only that data that will serve your assignment gets used.


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We take the hard work out of updating
If you get a headache every time you think about updating your technology, we can't say we really blame you. With so much out there and with the ever-increasing speed of change, it's very easy to get overwhelmed with information and options — let alone the idea of business interrupted!
An insider's advantage
Thanks to our strategic alliances with Amazon, Google, Microsoft and 3CX, we're really up with the latest technology — but that doesn't mean we'll push the latest gadget! At Inter Intra, it's people before technology and our clients definitely come first.
Unbiased expertise
We make sure we take the time to find out about your technology problems and your business needs so that we can offer you unbiased, expert advice on exactly which technology will work best for you and your business.
Business as usual
Once you decide which way you'd like to go, our team will update your technology smoothly and efficiently. So while we're busily working away behind the scenes, from the point of view of your staff and your customers, it's business as usual with no hiccups.
We've helped a lot of businesses choose the right technology solution. To find out what we did for them, check out our case studies. Then, if you're ready to roll or you'd like to know more, why not contact us. We'd be happy to make a no-obligation onsite visit to your organisation to talk about what we can do for you.


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It turns out that Ariana Grande, the singer with a penchant for pleather bunny costumes and who had the greatest death scene in Scream Queens, has more substance than you would think. According to the singer, whittling her life down to "who is Ariana Grande dating??" takes away from all of the cool stuff that she does. But to be fair, looking at a flow chart of Ariana Grande dating history is actually kind of interesting. It shows a progression of a young woman dating a variety of rappers that become more well respected throughout her career (in this case, respected means that Mack Miller was on a pretty good Schoolboy Q song). But what else does Grande get up to other than dating rappers? Who else does she like to kiss? What does she think of her body? And how did her tongue almost tear America in two?
The Ariana Grande sex life biz is a tough one. She's been in the public eye since she was 14, so it makes sense that the star and her family would want to keep her personal details close to their chests. But as she's gotten older and more vocal about her opinions of feminism, it's become easier to get an idea of who she really is. To find out all about Ariana Grande boyfriend drama and the weird things that her fans say to her about her body, but on your pleather bunny mask and keep reading.
Ariana Grande Is A Grande Ally
And that's the last Grande/grande pun. In Grande's video for "Everyday featuring Future" viewers are treated to a lot of making out. Like, a lot. It's very intense. Anyway, it's not just vanilla cis gender male on female making out. Throughout the video Grande hangs out in a variety of situations while all manner of humans find themselves in PG-13 kissing fits and it's great! Grande hasn't said anything about the content of the video, but it's still pretty cool that she's down with people getting down no matter who they are what they're into.
Grande Loves Smooching Her Friends
We've all kissed our friends hard on the mouth while filming it and then accidentally posted it on Instagram, right? Elizabeth Gillies, from television's Victorious, has been friends with Grande forevs and she says it's not weird that the two gals had a nice make out to say hello. "She's like blood to me, she's like my sister. So unless we have a massive falling out, nothing will be happening there." What does that even mean?
She's Got A Thing For Rappers
After meeting on a shoot for her video "The Way" where the two made out real hard for a couple of people who had never worked together before, Grande and Mac Miller started going out and getting handsy. According to TMZ, most of their first public date was spent sucking face and sort of kind of eating. It seems that if you want to get close to Grande's heart you have to rap your way there.
She And Madonna Got Into A Twerk Off
If you're going to twerk in front of a bunch of millionaires you might as well do it at Art Basel with Madonna for a good cause. While attending Madge's Raising Malawi benefit concert in Miami Beach, Grande was brought up on stage for a bizarre twerk off with Madonna and it was mostly well received. People on the internet were mean to Madonna (as they usually are) but Grande was very #onbrand in a post later that evening: "Beyond excited to support @raisingmalawi and shimmy with my queen @madonna tonight (in her very own Rebel Heart tour outfit)!"


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So I haven't painted in 15 years, being too busy with cross-stitch and then quilting. Yesterday, I bought some new paints, and started on this figure, which I finished today:
Going back to quilting now. I made the second block for a bom I'm doing called Pumpkin Patch Lane:
It felt good to stretch my creative muscles a little and do something outside my recent wheelhouse. Feels great to know my hands haven't grown too shaky to paint.
Tuesday, February 24, 2015
Other arts
Posted by Quiltalicious at 4:43 PM
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Tomorrow, March 10th, is the sixtieth day of this Texas Legislative Session. That makes it the last day most kinds of new bills can be filed. In other words, the flow of fresh hell in the form of shockingly bad legislation should slow way down. And both the Texas House and Senate have adjourned until 2 pm on Monday. (There are committee meetings scheduled for Monday morning.)
Of course, you can still call their offices tomorrow.
And you should. Several bills you may care about have been moved out of committee and to the Senate as a whole for second reading on Monday. In lege talk, this means that these bills are up for debate and amendment on the Senate floor for the first time. (First reading is when bills are introduced and then sent to a committee for review.) The following bills are on the "Notice of Intent," the agenda, for Monday.
SB 6 (the so-called bathroom bill)
SB 8 (bans most donations of fetal tissue for research; bans some forms of abortion by dilation and extraction, sometimes dishonestly called partial-birth abortion)
SB 258 (adds a new notice form on the option of burial or cremation for the "unborn child" as part of the already existing notices a woman seeking an abortion must be given; requires doctors to keep the notice for seven years)
SB 415 (bans abortion by dilation and evacuation, dishonestly called a dismemberment abortion)
When you do call your senator, you may want to remind him (all but eight of them are men) that women have a Constitutional right to abortion; both dilation and extraction and dilation and evacuation are very safe procedures; and the decision on which form of abortion is best is one that should be made by the doctor caring for the patient, not a bunch of senators who don't even know the right names for things.
More on all of these bills can be found here: http://txlege.indivisible.blue/act-now/actions-for-the-week/


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Priebus says US intel officials call campaign-Russia story 'garbage,' tries to end controversy
White House Chief of Staff Reince Priebus said Sunday that top U.S. intelligence officials have told him that Donald Trump's presidential campaign did not collude with Russia -- attempting to end widespread new reports about potentially compromising, illegal talks with the former Cold War enemy.
"I can assure you, the top levels of the intelligence community have assured me that [the allegation] is not only grossly overstated, but also wrong," Priebus told "Fox News Sunday." "They have made it very clear that the story is complete garbage."
However, his statement is unlikely to end the controversy, amid bipartisan calls on Capitol Hill to hold investigative hearings on the matter.
New stories about a potential Trump-Russia connection began to surface during the 2016 campaign when Trump lauded Russian President Vladimir Putin's forceful governing style.
And they appeared to reach a peak following reports that retired Army Lt. Gen. Michael Flynn, before he officially became Trump's national security adviser, spoke with a Russian official about U.S. sanctions, which led last week to Flynn's forced resignation.
In a freewheeling press conference Thursday, the president repeatedly said he had no knowledge of campaign officials talking to Russian officials.
Priebus attempted Sunday to close the matter but declined to name his contacts within the intelligence community, which raised questions about him using the same kind of anonymous sources for a story that the administration opposes.
He also said officials within the intelligence community -- which includes the CIA and FBI -- have dismissed reports that they have denied Trump intelligence reports, fearing a national security breach.
Priebus defended Trump's tweet in which he called the fake news media the "enemy of the American people."
"I understand where he is coming from," he said. "There are certain things that are happening in the news that just aren't honest. We aren't talking about everyone. … There is nothing wrong with background. We need to communicate with reporters and give context."


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1986 has only one event shown in the NZ Earthquake Catalogue, a 3.9ML on 7th August down in the Lake Rotoaira Valley.
The following map and data on other events in 1986 is taken from a paper presented to the 17th NZ Geothermal Workshop 1995 called " Earthquake Swarm Activity Beneath Tokaanu-Waihi Geothermal System, Lake Taupo, New Zealand" researched by M..P. Hochstein, S. Sherburn and J. Tikku. Geothermal Institute and Geology Department, University of Auckland, NZ, IGNS Wairakei, NZ
There are no co-ordinates for the epicenters of the quakes available, so the map and co-ordinates have been created by hand from a sketch map within the above report and match to the original map as close as possible. The epicenters were computed using the iterative Geiger method and the original digital data recorded by the Taupo Seismic Network., a network of six telemetred seismographs that operated around Lake Taupo between 1985 September and 1991 July.
All epicentres are located inside the low resistivity structure which outlines hot and thermally altered rocks in the upper 0.5 km of the Tokaanu-Waihi geothermal reservoir.
There is no data available on the magnitudes save for the maximum size in each swarm.
The April 20th-21st swarm had a sequence of 20 events. The maximum magnitude of 16 events on the 20th was 3.1 and the sequence lasted 1 hour. The later part of the swarm on the 21st had 4 events over a period of 6.5 hours.
The 3 events of the small July 23rd swarm occurred close to the thermally active Hipaua area, the 3 events occurred over a period of 1.5 hrs and the largest event was 2.6ML.
The 18th December swarm of 5 events was over a period of 10 hours and the largest quake was a 2.1ML.
The locations are marked on the map below, the dates shown by colour.
data by geonet. map by google maps. plots by highace using GPS Visualizer


text: Richard A. Harrison Named Among Tampa's Top Rated Lawyers Richard A. Harrison has again been named among Tampa's top rated lawyers in the upcoming publication, "Tampa's Top Rated Lawyers," published by ALM. By richardharrison | Published May 8, 2014 | Posted in Uncategorized | Leave a comment Post a Comment Click here to cancel reply. Your email is never published nor shared. Required fields are marked * Name * Email * Website Comment Avatars by Sterling Adventures


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When you have a busy career, eating nutritious, well-balanced meals isn't always easy. Business trips present an entirely new set of challenges. Between dining out and trying to squeeze in healthy meals between meetings, you might find yourself at a loss. The stress of business trips, too, might make you reach for unhealthy foods you might not normally veer toward. Eating healthy meals and snacks while traveling for business requires making advance preparations and smart food choices.
Request a low-fat, low-calorie or vegetarian meal, if available, when flying. If your airline only serves snacks, skip the peanuts or chips and bring your own healthy snacks, such as carrot sticks with hummus, turkey slices and whole-wheat crackers, buffalo mozzarella and cherry tomatoes, fresh fruit, edamame and pumpkin seeds.
Reserve a hotel room with a refrigerator and microwave, if possible. Some hotels also offer rooms with kitchenettes equipped with stoves. Before arriving at your hotel, look online to find local grocery or natural-food stores. Stock up on healthy microwavable frozen meals; low-fat, low-sodium lunch meat; fresh fruits and vegetables; instant oatmeal; and whole-grain bread.
Turn down the mini-bar key at your hotel, which might tempt you to indulge in sodas, alcohol and high-fat, high-calorie snacks. Also avoid the urge to order room service, especially late at night. "Food eaten less than two hours before sleep does not get properly digested and leads to fitful rest, systemic imbalance and weight gain," says Renee Loux Underkoffler, author of "Living Cuisine." If you're hungry before bedtime, eat a piece of fruit and drink a cup of herbal tea, which can calm and soothe you before sleep.
Choose cereals, fruits and proteins if your hotel offers a continental breakfast. Avoid muffins -- which often look healthy but can contain 350 calories or more and 600mg of sodium -- bagels, pastries and doughnuts. Grab a couple of pieces of fresh fruit to enjoy as a snack later in the day.
Speak up when you're going to group lunches or dinners, and tell your co-workers or colleagues that you prefer to dine at restaurants that offer healthy options. If you wind up at a restaurant that primarily serves calorie-laden, high-fat, high-cholesterol meals, don't be afraid to make special requests. If you have food allergies, call ahead of time to make sure the restaurant can accommodate your dietary restrictions.
Watch your portion size at restaurants, and don't feel obligated to eat your entire entree. Many restaurant portion sizes are large enough for two meals or more and "are seriously out of whack with what nutrition experts recommend," says Carol Ann Rinzler, author of "Nutrition for Dummies." Instead of a rich, high-density appetizer, order a salad, clear soup or shellfish such as shrimp cocktail, Rinzler advises. Take leftovers back to your hotel room and store them in the refrigerator to enjoy the next day at lunch or as a snack.


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I heard a talk today by one of the fellows in our program who is also the senior author on this recent JASN article: Phosphorus Binders and Survival on Dialysis.
Interestingly, even though the current KDOQI Guidelines recommend the use of phosphate binders to maintain serum phosphorus levels within the normal range, there has never been a randomized controlled trial demonstrating the superiority of their use compared to placebo. The FDA approval of phosphate binders is based primarily on their ability to lower serum phosphorus, rather than any hard outcomes such as mortality or cardiovascular disease.
Furthermore, the practice of prescribing phosphate binders is so ingrained in nephrologists, and is considered the standard-of-care based on the current practice guidelines, that it would be considered ethically inappropriate to conduct a phosphate binder-versus-placebo prospective study today.
As such, the authors of the above study looked at a cohort of over 10,000 patients within the Fresenius dialysis system and divided them into two groups, which were followed prospectively: those who were prescribed phosphate binders, and those who were not. Obviously, it is difficult to completely eliminate confounders in a study like this, but the authors attempted to do so by performing a technique known as propensity score matching, in which patients with similar baseline characteristics are matched with one another and those at the extremes (e.g., too healthy, too sick) are excluded from the study. I'm no stat-man myself, but a friend of mine who is claims that propensity score matching is becoming the accepted standard for these types of epidemiologic studies. In any case, the authors of this study found a substantially decreased one-year mortality in patients who were treated with phosphate binders compared to those who were not.
Friday, February 13, 2009
Phosphate Binders Lower Mortality in ESRD Patients
Posted by nathanhellman at 10:10 PM
Labels: cardiovascular disease, dialysis, end-stage renal disease, Nathan Hellman, phosphate binders, phosphorus metabolism
1 comment:
- Dr. Simon E. Prince, FACP, FASN said...
Nice... I just wrote a blog post on hyperphos too. March issue of JASN there is an article on a phos-binding chewing gum that was interesting...
- February 14, 2009 at 12:46 PM
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text: Today I have a lovely polish to show you all! This is Gorgeous Bling Bling from the {new} Essence Colour & Go line. This is not normally I color I would gravitate to but when I saw it on the Essence display at Ulta this weekend, I knew I had to have it! Gorgeous Bling Bling is a spicy, pumkpin-y orange color with tons of gorgeous gold flecks! I used two coats for this mani, it was easy to apply even though I am not a fan of the brush on this one, it's like the "pro-wide" type brushes on Nicole by OPI and the Sally Hansen Complete line. I find this brush hard to control and I usually end up with more polish on the sides of my nails than I usually do! The difficult brush was well worth it though, this polish is a real stunner and oh so perfect for the Fall/Autumn season! This one was so pretty, I snagged 2 bottles! What do you think? Are you loving the gorgeous gold flecks/flakies in this one as much as I do? Enjoy! XOXO~Rach


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Mid way through 2015 the rumours surrounding a top-level return to sportscar racing for BMW had gathered a fair bit of momentum and in response I started putting together a concept for a BMW lmp1 car. Then in July, BMW confirmed that they were not planning any such return in the imminenant future and progress on my idea halted!
BMW motorsport boss Jens Marquardt stated at the time that "the current setup (of WEC) does not fulfil our needed criteria". The companies 'i' brand is a line up cromprised exclusively of all electric vehicles and the current hybrid setup of the WEC's top class seems not to fill any motorport requirement not already provided by BMW's efforts in series such as DTM and GT racing.
Several months later… I came accross the part finished concept and decided it would be rude not to finish it!
So, here it is, my take on a BMW lmp1 car. It's a damn shame we'll have to wait at least a few years before there's a chance we might see the real thing.


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Account Access OR Client Support
To provide a practical solution that showcases and skill experience and expertise, as well as, promote custom services to an established market.
The website needed to appeal to a limited and specific audience that would drive user engagement by compelling video and media visuals.
Precise Virtual Development was again called to offer a fully custom solution, by way of a new website used to transmit the company's skill and expertise to their market segment. We then, produced custom graphics for their web site and used custom scripting to further promote and deepen the user experience toward the new brand.
Define your target
Appeal to your audience
Connect & Deliver


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Music for VBS
by Molly Shorter
The school year has come to an end and summer break has begun. If you're in children's ministry, you know that summer break means Vacation Bible School is coming up.
For musicians, Vacation Bible School means learning lots of "kids' songs" to lead during assembly time.
Did I hear a sigh?
Now before you check out and stop reading I want to remind you of a truth from God's Word. Jesus made it very clear how He felt about ministering to children. Mark 10: 13-16 says, "And they were bringing children to him that he might touch them, and the disciples rebuked them. But when Jesus saw it, he was indignant and said to them, "Let the children come to me; do not hinder them, for to such belongs the kingdom of God. Truly, I say to you, whoever does not receive the kingdom of God like a child shall not enter it." And he took them in his arms and blessed them, laying his hands on them." (ESV)
Wow! The Son of God, King of kings and Lord of lords welcomes children into His presence! And we need to follow His example.
So, back to learning music for the kids for VBS. If you haven't been asked to lead the music I encourage you to volunteer. Most children's ministry directors are in desperate need of more volunteers, especially for VBS. If you have already been asked to help with the music then I have some song suggestions for you.
Some of these songs are "kids' songs" and some are just great songs that kids will enjoy singing. Most have various key options and background options to fit any voice.
Friend of God by Israel Houghton
Rooftops by Jesus Culture
Jesus Loves Me by Chris Tomlin
Jesus Knows Me (This I Love) by Daywind Kidz
I'm Gonna Praise The Lord by Daywind Kidz
Big House by Audio Adrenaline
Open Up The Heavens by Meredith Andrews
Thrive by Casting Crowns
I'm Just A Child Of The King by Daywind Kidz
Live My Life For You by PureNRG
This Little Light Of Mine by Daywind Kidz
Check these songs out! Find some that you enjoy and you could lead easily. And I encourage you, with joy in your heart, go and serve the Lord by serving those kids. Let's follow the example that Jesus set for us and welcome them to come and lead them to Jesus.
Molly Shorter is full-time musician and worship leader in the service of her Savior, the Lord Jesus Christ. She works with church musicians, giving them opportunities to develop and use their God-given musical gifts for His honor and glory.
Along with leading a large worship team, she is also a teacher to budding musicians, a playwright and theater director, a composer, and the writer of your enouragement here at Christwill Music.


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A triple murder is being linked to that most troublesome of all Facebook features: The relationship status bar. A 23-year-old man reportedly gunned down his estranged wife, her new boyfriend, and then himself after the new man changed his profile status to "In a Relationship" and gushed, "She's beautiful!" about the man's wife.
China Barber and Robert Sprinkle had been together since high school. While still in their early 20s, they got married last year. But within six months, they were separated. At some point, China began seeing Robert's friend, Gus Bennett.
On December, 10, Gus changed his Facebook status to "In a Relationship" and wrote, "Her name is China and she is beautiful." His friends began congratulating him, writing things like, "Congrats, bro, Facebook official!"
It's the last update Gus ever wrote. It was also the only one that mentioned China.
For that one post, Gus and China may have died. Robert Sprinkle reportedly went to China's home near the University of South Alabama in Mobile and opened fire, killing both her and his former friend. He then turned the gun on himself.
China Barber had overcome incredible odds to get to college -- she came from a family who lived in dire poverty and had seen incredible hardship, including having Hurricane Katrina wipe out the tent the entire family lived in. She is the fourth member of her six siblings to die -- three of her brothers also died, two in car accidents, and one of a rare disease.
More From The Stir: 4-Year-Old Girl's Murder Finally Solved Thanks to Facebook
It seems brutally unfair that China would have to die like this. And Gus, whose Facebook page and friends show him to be a sweet, hard-working young man, didn't deserve it either.
Robert Sprinkle was no doubt hurt by his marriage's failure, but he was 23. He had so much left of life. And so did China and Gus. This is all terribly tragic.
Have you ever had a bad reaction to changing your relationship status?
Image via lisasummers642008/Flickr


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NSA To Provide "Smoking Gun" Proof Obama Spied On Trump
by Tyler Durden
Mar 23, 2017
Yesterday, Republican Devin Nunez Nunes held an explosive press conference outside the White House in which he told reporters that communications from the Trump team were picked up and disseminated within the government during the 2016 campaign.
Not surprisingly, the comments ruffled some liberal feathers and the mainstream media launched an immediate smear campaign calling for Nunes to resign his post immediately.
Now, according to Fox News sources, congressional investigators expect that a potential "smoking gun" from the NSA establishing that the Obama administration spied on the Trump transition team, and possibly the president-elect himself, will be produced to the House Intelligence Committee as early as tomorrow.
The intelligence is said to leave no doubt the Obama administration, in its closing days, was using the cover of legitimate surveillance on foreign targets to spy on President-elect Trump, according to sources.
The FBI hasn't been responsive to the House Intelligence Committee's request for documents, but the National Security Agency is expected to produce documents to the committee by Friday. The NSA document production is expected to produce more intelligence than Nunes has so far seen or described – including what one source described as a potential "smoking gun" establishing the spying.
Classified intelligence showing incidental collection of Trump team communications, purportedly seen by committee Chairman Devin Nunes, R-Calif., and described by him in vague terms at a bombshell Wednesday afternoon news conference, came from multiple sources, Capitol Hill sources told Fox News. The intelligence corroborated information about surveillance of the Trump team that was known to Nunes, sources said, even before President Trump accused his predecessor of having wiretappedhim in a series of now-infamous tweets posted on March 4.
The key to that conclusion is the unmasking of selected U.S. persons whose names appeared in the intelligence, the sources said, adding that the paper trail leaves no other plausible purpose for the unmasking other than to damage the incoming Trump administration.
The Rest…HERE


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Scottish Bagpiper by St. Giles Cathedral, Edinburgh, Scotland
Stock photo of a blond Scottish bagpiper with tartan kilt and white knee-high socks blowing his bagpipe. He is standing close to the main entrance of St. Giles Cathedral. His attache case is open for collecting money. His bagpipe is covered with the tartan of the same pattern.
Photo of Edinburgh, Scotland by Tomoko Yamamoto


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On the run....
Ni Sa Bula.....
This is just a quick post, I want to focus on an issue that has vaunted to the fore of the country's current obsession with all things IT.
I recommend using this browser for surfing, especially when you don't what you-know-who peaking into your stuff. It's currently the best out there, in terms of security...it's what I use to stay ahead of the junta's hunters... while the access speed might be slower than you are used to, it's far more preferable than having to achieve high land speeds at the "high vielt" at Delainabua LOL.
Oh and welcome back Ms Vakaivosavosa....good to see that you've rejoined this fight.
I leave you now with this gem...to whet your appetites for the next post later today.....
Luke 3:14 (New International Version)
Then some soldiers asked him, "And what should we do?"
He replied, "Don't extort money and don't accuse people falsely—be content with your pay."
God Bless Fiji,


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Tuesday, November 13, 2012
A certain little person at our house is going to be one in just a few short months. With our move, I feel like Ellie's first year has just flown by! She really is such a cute thing and so easy going. No hair yet but a bunch of teeth, and up and toddling around. So, so thankful for this happy little girl!
I started some serious planning/thinking about her first birthday coming up in January. It really isn't that far away! I'm not going over the top, but I have nailed down a general theme and colours which is a start.
One company I'd like to use if I get my act together, is Spoonflower. Their custom designed wallpaper and fabric has been spruked by heaps of my favourite bloggers, so they're quite well known now. I've always thought it would be fun to design some fabric and I'm thinking this might be my chance. There are lots of designs already there, or you can upload your own designs, and then preview before ordering a sample or yardage. I love this idea!
If you want to see a preview of your wallpaper or fabric designs, start over here. Or have a browse of the already existing designs. This designer is one of my faves for kids stuff.
Let your imagination run wild!
Would you use service like this to decorate your house or sew something?
Labels: ELLIE, SPOONFLOWER
1 comments:
So great to hear from you! Thanks for taking the time to share your thoughts. I'll always answer your questions so please check back for a reply! xo
P.S I had to put the verification back on as spam was well...spamming me! : )
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This activity asks children to think of a situation (this could be for a story they are writing) and think up a character. They can then come up with ideas for how their character would be feeling during this situation and what they might think and say. There is also room for them to draw their character. - Printable Classroom Activities and Games by Teacher's Pet. Primary school resources, including premium downloadable, printable classroom activities and games. Resources for Early Years (EYFS), KS1 and KS2 including challenge cards, board games, CVC, VCOP, stickers, posters, wordmats, signs, roleplay activities and much much more! A sparklebox alternative! - character, descriptions, feelings, thoughts, speech
This website requires "Adobe Flash Player"
Click Here to download.


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MRS. BONNIE CHLOE HODGES EGGERS, age 84, of Hodges Miller Road, Blowing Rock, died Wednesday morning March 5, at Blowing Rock Hospital. Mrs. Eggers was the wife of Rev. Carson Clay Eggers.
REVEREND CARSON CLAY EGGERS, age 85, of Hodges Mi
John Landrine Eggers
Lieutenant Colonel (Retired) John Landrine Eggers, of Burke, Virginia, died Sunday morning, March 2, 2008, at Walter Reed Army Medical Center in Washington, D. C. He was born in Boone, North Carolina, November 15, 1941, a son o
Ms. Laura Alice Vines, age 97, of Rush Branch Road, Sugar Grove, died Saturday morning, March 1, 2008. Born in Watauga County February 4, 1911, she was a daughter of the late Frank and Mary Ann Johnson Vines. Ms. Vines was retired from Appalachian
Mr. Christopher Alan "Chris" Caudill, age 48, of Andy Hicks Road, Banner Elk, died Saturday morning at home.
Surviving are his wife, Katheryn Hicks Caudill, his maternal grandfather; C. V. Pilkenton of Granite Falls, and one uncle, Gary Caudill and
Renee Crooke Wiseman, age 86, of Eastridge Avenue, Boone, died Friday afternoon, February 22, 2008 at her home. She was born July 10, 1921 in Wake County to Harrell and Sadie Kittrell Crooke. Mrs. Wiseman was of the Baptist faith and attended Moun
© Copyright 2015, Austin & Barnes Funeral Home - Designed & Hosted by Dougnet Computer Consulting


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FLOWER MOUND - BNSF Logistics — a subsidiary of Fort Worth-based Burlington Northern Santa Fe LLC — is shifting its global headquarters facility from Grapevine to the Lakeside DFW project in Flower Mound.
BNSF Logistics has rented 38,000 sf in Exeter Property Group's Lakeside Commerce Center at 1600 Lakeside Pkwy.
BNSF Logistics currently has its international headquarters on Dallas Rd. in Grapevine.
Our twice-weekly e-newsletter provides a quick overview of Texas real estate markets. Because your time is valuable.


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This year, give your child's teacher something they can really use…besides a coffee cup!
Teacher Gifts from Lovable Labels
November 20, 2009 by Leave a Comment
Lovable Labels - Personalized Children's Labels
EXTRA TOUGH, colorful and fun personalized labels, perfect for labeling all you kids stuff. Don't lose it - LABEL IT!


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It's April 1st, which not only means April Fool's Day, but also time for another ScrapTiffany challenge... a sketch (one that wasn't a pain in the buttisimo) by Sassy Lil' Sketches:
|Sassy Lil' Sketch
The journaling reads: If I could bottle up all of your silliness and sweetness, I'd make a lot of money.
And if it background paper looks familiar, it is! Remember "The Girlie Girl" layout I created for ScrapTiffany with the marble painting tutorial? This is just another sheet of cardstock that was painted on the same day.
Go check out more scrapbook layouts and cards inspired by the sketch over at the ScrapTiffany blog.
Thanks for stopping by Snap.Scrap.Blog.Tweet!
Related posts:


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A little light snow may greet some of us this morning, but we aren't looking for any accumulation on what will be another cold day across Chicagoland.
As the day advances we should see partly sunny skies, but highs only in the mid-20s.
Wind chills to start the day will drop below zero in some locations.
Another round of light snow is expected to move into the region overnight. This round is expected to bring some accumulation.
Around a half inch to possibly one inch may accumulate by daybreak Wednesday with the light snow continuing through midday.
Total accumulations of 1-2 inches are possible by late Wednesday.
After highs in the mid to upper 20s Wednesday we should see highs in the low 30s Thursday.


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Designing for Newspapers and Magazines
Где купить в городе Москва
Основные характеристики
- Авторы Chris Frost
- Язык Английский
- Издательство Routledge
- Количество страниц 176
- Год 2003
- Аннотация
- Отзывы читателей
- Добавить отзыв
Designing For Newspapers and Magazines examines how newspapers and magazines are produced. It offers guidance on how to produce attractive publications and how to tailor them to their target audience by advising them on the use of color, text placement, typography and images.
Designing for Newspapers and Magazines shows how a well- designed publication can provide a powerful platform for good journalism. Written by an experienced journalist and newspaper designer, the book details the elements of a good design and provides instruction on how to get the most out of computers and computer-aided design. A final section examines a range of different local and national publications and explains the reasoning that underpins their design choices.
Designing for Newspapers and Magazines includes: how to set up a new publication; planning an edition of a newspaper or magazine; typography and working with text; working with images and technical production; designing pages and howto use color; design and journalism ethics, and a glossary of journalistic and design terms.


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Hi Guys,
does anyone have experience with shoting Sony FS7 + anamorphic lenses? Is it doable technicly- I mean like a desqueeze option in the menu, or is it done in a difrent way?
I have a choice to shot a project with Alexa and prime lenses, but I woud rather go for a cheaper camera with S log and use more expensive anamorphic lenses for their look.
Thanks for any advices


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About Us
Stickers for everyone!
The Oval's origin
Oval Envy is proud to call Baltimore, Maryland, home. Our parent company, Universal Export Ltd, is the largest manufacturer of Eurostyle decals with over 1,600 designs and climbing.
The insignia was born out of the Convention on Road Traffic, which was adopted by the United Nations on September 19, 1949 in Geneva. It required vehicles traveling in Europe to display an oval sticker with letter codes indicating country of origin; such as GB for Great Britain or D for Deutschland.
Over a decade ago, we began Universal Export Ltd, by adapting the authentic German design for American vacation sites, such as Nantucket's ACK (its airport designator) and the BB of Bethany Beach, Delaware. The designs were so popular, we begain expanding to destinations elsewhere on the globe.
Several years ago we added the extremely popular purebred dog and horse breeds. From there, we expanded into a wide variety of themed graphics, as well as personalized and custom designs, giving you the ability to make your own sticker expressing your original ideas, personal interests or hobbies.
Oval Envy means that no matter what you're into, there's a fun way to tell the world about it: with an oval sticker!
Our durable, waterproof stickers are printed in black ink on coated adhesive-backed vinyl. The ovals measure 3 1/2" X 5" and are easily removed from the paper backing. While originally intended for automobile bumpers they can be displayed on a wide range of surfaces such as windows, notebooks, backpacks, and guitar cases.
To all of you, from all of us at Oval Envy: Thank you and get your sticker on!
James Cullen
PS Keep up with the latest promos, happenings and news of all things oval: Follow us on Facebook, Twitter and Tumblr.


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Aero's well proportioned leg shape is a dynamic statement in style that creates a strong and sophisticated aesthetic for your office environment, a streamlined desking system built for demanding work spaces.
Axis 3 Drawer Mobile Pedestal
Axis 4 Drawer Mobile Pedestal
*FREE delivery is valid when your order is $500 or more in Adelaide / $1,000 or more in Melbourne & Sydney / $2,000 or more in Canberra / $5,000 or more in Brisbane & Perth / $10,000 in Hobart / $15,000 or more in Darwin metro. All orders less than this amount or in other regional areas will be subject to our discounted delivery rates that can be quickly checked using the shipping estimate calculator on this page.
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Tuesday 1st June is the date for the fabulous new release from Lili of the Valley, there are 12 new designs – 4 Dressing Up Girls, 4 Boys, 2 Babies and 2 Get Well Designs, they will also be reducing Overseas Postage to £3.5o and orders of £25 will get free shipping from 1st June. As an extra special promotion the really generous and sweet Lisa and Laila have given The LOTV challenge blog a whole set of the new release to offer as candy to one of their lovely followers, this candy is open from Thursday 27th May until Midnight on Saturday 29th May so you only have 2 days girlies. All they ask you to do is post about this gorgeous new release and link back to thier blog. So hurry on over and decrease my chances of winning! lol
hugs and God Bless!
Thursday, May 27, 2010
LOTV new stamp release!!!!
Posted by Moshie at 5:46 AM
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All that fuss and nonsense and the overpaid morons only won because the other team scored an own goal?
What you lot need is some REAL SPORT.
Get thee to the ICA this Thursday for a screening of War Games.
No money, no real equipment and hardly a real pitch, but there's more sportsmanship in Heather Baker and Marc Allen's documentary than in any of that professional crap that's currently polluting London:
War Games is an intimate portrait of a community, recently devastated by war, struggling to put itself back together again and to stage an Olympic Games for thousands of children from the surrounding villages. The film follows the organisers as they struggle with broken goalposts, hungry players, and the constant threat of bombing by the Sudan government, all in scorching daily temperatures upwards of 50 degrees Celsius.
The film is screening with Lost Children, a sobering look at children caught up in the conflict of Northern Uganda.
Full details here (ICA) and here (Cool Hand Productions).
A ticket will only cost you between £4.50 and £6.50 (join the ICA people, it rocks) and you're guaranteed no worries over anyone's metatarsals.


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A Reflection on South Fayette's Game Jam: Design and the Problem-Solving Process
By Norton Gusky
For the past three years I've been trying to find common ground with personalized learning and project-based learning. Somewhere in the mix we need to think about work-based elements. Deep Learning brings these pieces together. For the past year I've worked with the South Fayette Township School District, near Pittsburgh, PA. They have developed a framework that builds a three-dimensional model.
According to Aileen Owens, the Director of Technology and Innovation for the South Fayette School District, there are three key elements: "(1) a specific problem solving process, (2) characteristics of successful problem solvers or habits of mind, and (3) career vision. The design problem-solving process used in this model is the process practiced by computer scientists and engineers, which is "the ability to think logically, algorithmically, abstractly, and recursively". It is the ability to take a large abstract idea and break it into smaller easier to solve problem sets. The second aspect of computational thinking includes habits of mind, the characteristics of intelligent and successful problem solvers. These characteristics include confidence dealing with complexity, persistence, a tolerance for ambiguity, and the ability to communicate and work well with others.
The final aspect of computational thinking is career vision. Within each STEAM initiative we instill in students a sense of awareness of career contexts and understanding of how careers reflect their learning. We consider computational thinking, which includes computer programming, to be the new literacy. The process of working effectively and the ability to be innovative with computer-based technology is as important to our children's future as the basic reading, writing, and mathematics literacies."


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Webwindows is a leading media agency based in the UK. Webwindows is unique in that it combines the power of both the offline and online mediums to deliver solutions to its clients comprising mostly of small and mid-sized businesses looking for affordable yet high quality solutions. The representatives of Webwindows ensure that you get a solution that is designed to give you a competitive advantage and promote your brand, goods and sales.
Webwindows is superior in services as compared to other offline marketing agencies because it makes colour advertising in the weekend supplement sections of seven broadsheet newspapers accessible for small businesses to advertise their online offerings. By having your advertisement published in a classified advertisement in the Webwindows page, you are able to reach the right customers. You can seek the help of Webwindows representatives to select the right newspapers and magazines based on factors such as publication type, demographics and location to reach your target audience.
Advertising in the newspapers with Webwindows, you can also reach the right markets. The Webwindows page is read by key decision makers who can really make a difference to your business. It goes without saying that people who read newspapers generally belong to the affluent and educated class who have access to the Internet. By advertising on the Webwindows page in newspapers and magazines you are actually targeting a very focused group who can make a difference to your business.
Advertising in the offline media with Webwindows, you can reach an audience that reads classified advertisements. Research shows that a majority of people, who read about products and services advertised in newspapers, use the Internet to find more information. Then again many consumers actually make a purchase following their additional research. This is the power Webwindows gives you when you advertise your online business with them.
Webwindows is also superior in that it specifically provides its advertising space to small and medium-sized businesses to advertise their online business in seven leading newspapers and magazines in the UK. Webwindows special colour supplement appears in leading newspapers such as The Guardian, The Observer, and magazines such as Sunday Telegraph Magazine, and The Observer Magazine. The advantage of advertising on the Webwindows colour page is that the classified advertisements are read by people who are looking for attractive deals on the Internet. Reading a classified advertisement on the Webwindows page saves them the trouble of searching for these products and services on the Internet and they can go directly to the URL mentioned in the advertisement.
The recent studies clearly point to the fact that in Britain the most effective form of advertising is print advertising or advertising in the newspapers and magazines. Webwindows realized the power of the print media in promoting online sales and services and has been using the print media to provide advertising space for online businesses for the last ten years. The foresight and a deep understanding of the psychology of the consumers are two very basic requisites for the success of any advertising and marketing strategy. Webwindows through its services has proven that it is well ahead of its times and knows how best to promote its clients' businesses.
Andrew Mogridge is managing director of web windows marketing limited. Web Windows has offered the best value newspaper advertisements in the market for over a decade. For more information, check out his web site at http://www.webwindows.co.uk/


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The staggering population of 1.2 billion is generally considered to be a bane .However if seen from the FMCG sectors' perspective, then it's a rooster that lays golden eggs.
This I am saying because an unexplored market is awaiting the FMCG sector to dawn upon it. When I say unexplored I am implying the rural markets of India.68% of the Indian economy resides here and accounts for 40% of Indian Economy. Obviously the Corporates can't afford to neglect this segment. More so about 50% of the population is below the age of 25 years. So to the youth with additional disposal income is another segment that needs to be tapped.
If statistics are to be believed then the Indian organized retail is just a mere 5% of the US $450 billion market. Thus being the second most populous country in the world we have immense scope for growth.
Let me put forth a gist of why there will be momentum in this sector:-
- Rapid increase in the rate of urbanization.
- Rise in disposable incomes enabling the companies to focus on premium product brands.
- Constant innovation in existing products from customer feedback.
- Penetration to rural markets with strong distribution channels.
- Rise in rural non-agricultural income and benefits from government welfare programmes contribute to top-line growth for FMCG companies.
- Investment in this sector stocks also attracts investor's attention because the demand for FMCG products is throughout the year.
- Media playing an important role in creating awareness of products in rural areas.
Further let me add on to further figures why investing in FMCG stocks is worth it.
SENSEX Vs BSE FMCG Index
FMCG sector is performing well due to strong characteristics and dependence on consumption in domestic market. The returns table (above) portraits that it registered lower drop in 2008 i.e. during slowdown in the economy. The performance of FMCG sector was laggard in 2009 when economy was recovering and major sectors started performing well contributing to growth in SENSEX. However, performance of BSE FMCG index in 2010 was outstanding on back of fiscal stimulus but got hit again in 2011 due to European debt crisis and domestic reasons. In 2011, SENSEX was volatile and gave negative returns of ~25% at end of year whereas; FMCG is the only sector which gave strong returns of ~9% in 2011.
Also according to the Economic Times, The FMCG Sector has been the best performing asset class against Nifty.
The past five-year average returns by the category of Equity FMCG funds have been about 19% against a meager 3.5% returns by the Nifty. In fact, over the past three-year period, average returns by the equity FMCG funds turn out to be as high 35%, surpassing even the returns of Gold ETFs that gave 25% during this period. The three-year returns by the Nifty, on the other hand, are as low as 2.9%.
Why FMCG is top performer among other sectors?
In last 15 months, FMCG sector attracted many investors and gave strong returns to them. The other sector indices gave negative returns in the range of 2% to 38% due to slowdown in the economy, high interest rates and rising inflation
Let me venture into something more captivating. They say all that glitters isn't gold. But FMCG sector outshone the metal by a decent margin.
Gold may have outstripped other asset classes after the financial meltdown of 2008. However, there is one segment in equities which has surpassed the returns of even the yellow metal - the Fast Moving Consumer Goods or FMCG sector. This sector, has in fact emerged as one of the top performing assets over the past three years.
In 2009, for instance, while gold returned about 24% in terms of absolute gains, the BSE FMCG index generated more than 40% gains in that year alone. Similarly in 2010, the BSE FMCG Index generated returns of close to 32% while gold delivered returns of 23% that year
And even as the year 2011 may have been a bit subdued for the FMCG sector, with the BSE FMCG having clocked just about 9.5% returns against 32 % for gold, this year so far has been another spectacular year for this defensive sector. Since January this year, the BSE FMCG has generated a gain of about 16% against returns of 5% from the yellow metal.
Although a lot of investors would have participated in the gold rally, not many would have realized that while their investment in gold since 2009 till date may have fetched them absolute gains of about 113% an investment in FMCG stocks (BSE FMCG) would have generated about 136% during the same period.
Investments can be done by direct equity mode or via mutual funds.
Let us look into some company financials that have performed spectacularly in this sector.
The table comprise of some best listed FMCG companies in India. The outperformers among these companies are HUL and ITC with strong revenue Rs 199,390 mn and Rs 221,598 mn respectively in FY11. The EBITA margin across the sector has remained in the range of ~15% to ~26.5%. However, EBITDA margin for ITC in FY11 was 37.5%. The companies HUL and ITC registered PAT of Rs 23,066 mn and Rs 50,700 mn in FY11.
Investing through Mutual Fund Route
There are two sector funds available in market which invests mainly into FMCG stocks. So, you can opt to invest in these schemes considering historical returns, portfolio and risk analysis. The returns from mutual fund schemes have outperformed benchmark index from 2009 onwards till date
SBI Magnum FMCG Fund
Fund background: This sectoral fund was introduced from July 1999. The asset management company holding this scheme is SBI Funds Management Ltd. The minimum investment amount required is Rs 2000 and minimum SIP investment is Rs 500. The fund manager is Mr Saurabh Pant since June 2011.
Objective: To achieve maximum growth opportunity through investments mainly in FMCG stocks.
Top Holdings in portfolio: SBI Magnum FMCG Fund invests ~95% fund amount in FMCG stocks. The portfolio has 14 stocks from FMCG and consumer durable sectors. Top holdings of this scheme are ITC (~30%), HUL (~12%), VST Industries (~9%), Marico (~8%), Agro Tech Foods (~7%), Glaxo Consumer Healthcare (~7%), Emami (~6%), etc.
Investment style: Invests mainly in large cap stocks with top down approach.
ICICI Prudential FMCG Fund
Fund background: This scheme was introduced from March 1999. The asset management company holding this scheme is ICICI Prudential Asset Management Company Ltd. The minimum investment amount required is Rs 5000 and minimum SIP investment is Rs 1000. The fund managers are Mr Punit Mehta and Yogesh Bhatt since February 2012.
Objective: To generate long term capital appreciation by investing predominantly in equity and related securities of FMCG companies.
Top Holdings in portfolio: ICICI Prudential FMCG Fund invests ~80% fund amount in FMCG stocks. The portfolio has 9 stocks from FMCG, textiles and chemicals sectors. Top holdings of this scheme are ITC (~35%), HUL (~16%), VST Industries (~8%), Marico (~8%), Britannia Industries (~7%), Page Industries (~6%), Pidlite Industries (~4%), Dabur India (~3%) and Tata Global Beverages (~3%).
Investment style: Invests mainly in large cap stocks with top down approach.
To conclude, I would like to say FMCG sector is a safe bet if invested at least for the period of 3-5 years. Companies are getting into innovative modes to penetrate into rural areas. There could be a slight constraint due to factors like inflation due to which margins may come under strain. However volumes will be the deciding factor. Also HNI segment is on a rise and is so is the general income levels on the whole. If risk needs to be minimized then fmcg sectoral funds are a better bet.
To reaffirm, Nielsen's research report entitled "Consumer 360", the Indian FMCG market is estimated to grow to USD 100 billion by 2025 from USD 13 billion in 2012.Hence enter when valuations are cheap and reap excellent returns.


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June 09, 2014
The Great Escape
43 comments:
I have two favorite book series to share.ReplyDelete
The first are the Mitford books by Jan Karon and they take place in a small town in the south! They are easy reads and so uplifting. The main character is a priest and some may consider this a Christian book series, but I am not a religious person and I absolutely love the main character and the books.
The second series I recommend are the Outlander books by Diana Gabaldon. I discovered this series about ten years ago when only 5 of the books were out. The 8th book is being released tomorrow. These are really long books - some topping 1,000 pages - but definitely worth the read.
The nice thing about both is you can try out the first one and only keep reading the series if you like it. Also, because they are popular series I expect your library will carry them.
Kate Morton. In order of my favorite first: 1. The Forgotten Garden (Australia/England) 2. The Distant Hours (starts during England WWI) 3. The Secret Keeper (starts during WWII London) 4. The House at Riverton (flapper era)ReplyDelete
They are hefty books, but extremely memorable.
i'm starting my bookreading list as well, i love reading novels in the summer.ReplyDelete
I really like the series of books by C.A Belmond starting with A Rather Lovely Inheritance and then there are three more and i also like Kate Mortons The forgotten garden
Some books on my list this summer are:
The Vintage Teacup Club by Vanessa Greene
The language of flowers by Vanessa Diffenbough
The school of Essential Ingredients by Erica Bauermeister
and Casting Off by Nicole R. Dickson
I'm hoping these are good ones
Enjoy Your summer reading :)
At least you have a great place to sit and enjoy your reading time. Good luck with the porch repairs. :)ReplyDelete
I love the list of books you mentioned and have read most of them. Someone else commented on the Mitford series and they are great. Just make sure you start with the first one. I enjoy Mary Kay Andrews and Dorothea Benton Frank as well - both southern authors.ReplyDelete
We have many of the same favorites. I love a good Southern quirky story. Check out anything by Joshilyn Jackson. I have loved everything of hers that I've read.ReplyDelete
When it rains it pours, doesn't it? Well I'm glad you got that porch furniture or it might have never landed there at your cottage. :)ReplyDelete
My goal is to read more books this summer too. I started a list in 2012 and haven't read most of the books on it so that's my reference point. I too loved Fried Green Tomatoes and all of the Fannie Flagg books. Like Penny, I love Mary Kay Andrews and a few of the others you mentioned I have read. Oh, Where the Heart Is, is a book that I think about all the time...it was such a good story. Have you ever read To Walk Across Egypt? It's a movie but I read the book years ago and it was wonderful! Last summer I read something else by Clyde Edgerton (can't remember what) and it was good too. He's a southern style writer.
That looks like a wonderful spot to while away summer hours with a good book! Sorry to hear about your porch roof . . . isn't that just how home improvement goes? And it's always the boring stuff like roofs that take all the money and leave nothing for the 'fun stuff'! Good thing you already got that porch furniture!!ReplyDelete
I heartily third Jan Karon's At Home In Mitford Series. :)ReplyDelete
Thanks for the heads up on The Ghost at the Table. People have been showing it on their coffee tables, but now I will pass.ReplyDelete
Yes to everyone above who said the Mitford series - loved them all.
The Secret Keeper is wonderful and The Forgotten Garden are also favorite.
I loved The French Gardener by Santa Montefiore.
Oh this post and all the comments was JUST what I needed! Thank you for all the fun suggestions! I'm going to make a list now! All I've been reading is history curriculum for next year. Not exactly cozy front porch reading.ReplyDelete
I hope your porch gets fixed sooner than you expect.
I LOVE your aqua bench! Is it vintage? I think I "need" one of those for my summer reading don't you think?
I recommend books by Elin Hilderbrand they always take place in Nantucket and books by Barbara O'Neal they are based on food! I read a lot outside in the summer, but usually under my apple tree as we do not have an expansive porch. Enjoy!ReplyDelete
YES! The Mitford Series by Jam Karon! Absolutely one of my favorite series that must be read in order. I don't like her new series, though. But Mitford is just like your small town with quirky characters and a wonderful story line. My husband and I actually longed for this fictional place, the food that was detailed beautifully, the quirky and hilarious characters, the charming moments...you will love it!ReplyDelete
I'm looking for good books that have a bit of domesticity in them but not too corny. Tough to find. I loved The Help, Secret Life of Bees, and am currently reading Burial Rites by Hannah Kent...dark but good and interesting!
There is an old book that is my favorite of all time- It is a long read that takes you through 3 generations...It is Apple Tree Lean Down by Mary Pearce. It is worth checking out if you can find it. I LOVE reading. xo DianaReplyDelete
have you tried Dorothea Benton Frank? lots of southern quirky characters! also Mary Alice Monroe. Cassandra King. Karen White. enjoy your reading!!!ReplyDelete
Billie Letts? Haywood Smith? Mary Kay Andrews?ReplyDelete
I enjoyed all of the Mitford series, reminds me of our small town. Lately I have been reading Robyn Carr, Virgin River series read them all and now I am on to her new series Thunder Point. Okay, they are a bit on the romance side (nothing wrong with that), but also great small town stuff in there too. I've also gotten hooked on Raeanne Thayne's Hope's Crossing series and of course lets not forget Debbie Macomber's Cedar Cove series. Well, that's me, takes me away reading these books!ReplyDelete
That looks like a good stack of books. Nothing better then sitting outside on a beautiful summer day escaping into the lives of the characters. EnjoyReplyDelete
I totally feel your pain about the roof...our house is always needing something major done, and sometimes it gets discouraging. Our furnace and central air units are the original of the house - 26 years old! - so we're living on borrowed time with those. We need all new windows and siding, too. And the master bedroom? Still has the original carpet. :-o So, on to better subjects: books. I'm an avid reader, too. Are you on Goodreads? If so, you can follow me on there. I loved all the books you mentioned. Have you read The Obituary Writer by Ann Hood? Other suggestions: Hotel on the Corner of Bitter and Sweet; The Baker's Daughter; The Lost Wife; The Language of Flowers; Water for Elephants.ReplyDelete
The Mitford Series, like so many others mentioned, is a delightful escape. The Miss Buncle books (3 in the series) by D. E. Stevenson are very fun. The Scent of Water by Elizabeth Goudge is wonderful, and your daughter might like The Little White Horse by the same author (my 10 year old daughter did).ReplyDelete
I am longing to carve out some time for reading. I may just have to escape for a day to the beach. Love the pillow, and looks like a good porch project. I am guessing you put that one together. So sorry about the porch roof. Seems like when we have a project around here, one just naturally leads to another. Have fun reading. Oh, and I am reading Finding Spiritual Whitespace new by Bonnie Gray.ReplyDelete
Oh my, sorry about the unexpected expenses! Those big ones (the porch roof!) are the worst kind of surprise. As for books, I have to agree with Rachel, The Mitford Series comes to mind immediately as a wonderful series of books, some of my favorites.ReplyDelete
HI Jen! Mitford series gets my vote too.........has been a long time since I visited "Father Tim" and the rest of the Mitford gang, but those first books of the series are wonderful, enjoyable reads!ReplyDelete
HI Jen......ok, got my list of all time FAVORITES, the books i have to read every so often for comforts sake; Some are non-fiction and revolve around farm life, the others are well known favorites;-ReplyDelete
Bean Blossom Dreams Sallyann Murphey, A Country Year by Sue Hubbell, Barefoot Summers by Faith Andrews Bedford (a former Country Living contributing writer, excellent short stories of her life), Once there was a Farm by Virginia Bell Dabney, 50 Acres and a Poodle by Jeanne Laskas, A Place called Sweet Apple by Celestine Sibley about her life renovating a log cabin in the country. The fiction books I love are The Mitford Series, Bridges of Madison County by Robert Waller, Nicolas Sparks books are enjoyable too! I have jotted down suggestions from others here and look forward to adding to my favorites list!!!
- AnonymousJune 10, 2014 4:09 PM
I wish I had that kind of time. My summer is spent helping my disabled Brother find housing and hopefully moving him after our Mom died and I just moved myself back from out of state. I have been packing , unpacking, moving since February and now I get to do it all for him again as he is unable to function normally. Between the packing, sorting Moms things and constant driving in traffic I am spending my summer frazzled and in constant state of stress. I get to spend a total of he entire summer in hell dealing with him and his problems To have a life of nothing but sitting reading must be wonderful. I cannot imagine not having extreme stress or nothing to do every day but that.ReplyDelete
- AnonymousJune 10, 2014 4:55 PM
I really enjoyed Listening is an Act of Love. It's about the StoryCorp Project on NPR, so if you are familiar with StoryCorp you will enjoy the book. For fiction I enjoyed The Marriage Bureau for Rich People and Major Pettigrew's last stand. I've read your blog for a while now and I really think you would enjoy both of these. They have a calm, beautiful arc to the story that (in my mind at least) match the mood I pick up when reading your blog. I found both rewarding.ReplyDelete
I just finished the violets of march. A very easy and fun read. My husband was up north (it's a Michigan thing) and I read the book in 2 days.ReplyDelete
I am loving Elizabeth and Her German Garden, by Elizabeth Von Arnim. She is also the writer of The Enchanted April, also an excellent read set in Italy and England. And also a wonderful movie. My go to read when we go to the Oregon Coast each June is That Camden Summer, by Lavyrie Spencer. Set in New England on the sea coast, with a gutsy lady as the star. Wonderful story. Enjoy! KitReplyDelete
I loved The Language of Flowers and would highly recommend it. The best book I've red in the last 2 years was Unbroken by Laura Hillenbrand. I avoided it for a long time because it is not the type of book I typically enjoy...but I was absolutely fascinated by this amazing true story. Happy reading!ReplyDelete
If you don't already know Sarah Addison Allen, I'm pretty sure you will love her and her books. Read the Just so you know section on her site and you will be charmed. I have read all her books but I strongly recommend Garden Spell and The Sugar Queen. http://www.sarahaddisonallen.com/index.htmlReplyDelete
I love all the books mentioned!!! I too have decided to spend more reading time this summer~slowing the pace of life to read especially outdoors surrounded by the sound of birds and the scent of all my flower beds! great Indiana long summer days and evenings with a splendid book! Way to go, ~~~the slow life at last!!ReplyDelete
Enjoy! Lori
I love reading as well and try to spend as much of my free time reading as possible. I love sitting in the yard with the pool fountain on while I read. We are frequent visitors to our local library.ReplyDelete
Jen, in the summer my go-to reads are childrens'/young adult lit. The Anne of Green Gables series, A Girl of the Limberlost (classic set in indiana), The Children of Greene Knowe series (not well known here, british series....the first book has a lot of description of the actual garden at the home of the author---so many new & classic titles to choose from!!ReplyDelete
I just read The Whole 30 because I was tired of IBS controlling my life and dissatisfied with the treatment my GI doc prescribed. I'm now on a gluten, diary and (mostly) sugar free diet. I've also cut way back on my consumption of coffee and for the first time in decades I'm not plagued with constant abdominal pain and exhaustion. I've tossed out the medication prescribed to me that made me feel worse than ever and I'm hoping my dietary changes will prevent me from developing an autoimmune disorder that I'm genetically predisposed to on my dad's side of the family. I can truly say that the book changed my life! On the lighter side, I also read the latest in the Bridgett Jones series. I love me a humorous book as an escape from everyday stress.ReplyDelete
I love your new porch furniture and the pillow that I'm sure you stitched up! Darn on the roof repair!
I read over 70 novels in 2013 and my favorite by far was Calling Me Home by Julie Kibler. So so good. Also love anything by Joshilyn Jackson, Anne Rivers Siddons, and Adriana Trigiani. Also try The Apple Orchard by Susan Wiggs.ReplyDelete
I read over 70 novels in 2013 and my favorite by far was Calling Me Home by Julie Kibler. So so good. Also love anything by Joshilyn Jackson, Anne Rivers Siddons, and Adriana Trigiani. Also try The Apple Orchard by Susan Wiggs.ReplyDelete
Jen, I would just love to grab a good summer read (probably one of Mary Kay Andrews), park myself on your lovely new porch furniture (in my favorite color, I might add) and sip a tall glass of sweet iced tea. No words needed...just the sweet sounds of summer and the compatible silence shared between two good friends.ReplyDelete
have you read Cold Sassy Tree by Olive Ann Burns? You should. i also love the Mitford books as your first commenter posted. :) and i'm super curious to hear your opinions on the rest of the stack. :) sounds like we need to email about books too! :)ReplyDelete


text:
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Tom Leu, MS/CPC is a professional speaker, author, and photographer from Rockford, IL. Tom's Lifestyle Initiative Training™ strategies and techniques teach how compelling communication skills married with provocative psychological insights produce relevant real-world results. To date, Tom has spoken to audiences in 40 cities in 20 different states across the country blending his passions for communications, psychology, and photography. Tom talks shiFt about Sound Matters to Overcome and Rise Above…
**Tom is available for keynote speaking engagements, seminars and emcee appearances at conferences, corporations, schools, retreats, youth groups, and entertainment-industry events.
Speaking Presentations: (customizable for your group, organization or event):
Tom Leu, M.S. is a Member of the National Speakers Association, a Certified Professional Coach (CPC), and Certified Trainer for the Body Language Institute. Tom is also an active professional photographer, radio host, and music journalist working with some of the biggest names in music. Tom was previously the Academic Dean at Rockford Career College in Rockford, IL, and worked in higher education for over a decade.
Researching from a social psychological perspective, Tom created a new discipline of study called Communichology™ in which he presents from the unique vantage point where communication skills and human psychology collide. Tom has degrees in Psychology and Sociology and has trained with the world's leading personal development organizations including the Tony Robbins and Steven Covey companies. Tom is a sought-after speaker on topics pertaining to advanced communications skills, recovery, and emotional and social intelligences. Tom's professional career includes nearly three decades of experience as a college administrator & instructor, keynote speaker, corporate trainer & seminar leader, radio & television host, author, & photographer.
*Speaking fees vary based upon length of the presentation, location of event and other factors. Typically, business travel and expenses are additional costs above the speaking fee.**Customizable keynotes and breakout sessions are available for your event's particular requirements.
Please EMAIL Tom with specific inquiries.


text:
The primary responsibilities of the Faculty Council include the review of students; changes in the MDiv, MAR, and DMin curricula; the hiring, periodic review, and promotion of faculty, including adjunct and visiting faculty; review of sabbatical proposals and reports; and meeting accreditation requirements of recognized accrediting agencies for all academic programs. Tenured faculty members have oversight of the hiring and promotion of faculty members. (Some of the foregoing actions require approval by the Board of Trustees; see By-Laws for details.)
The faculty normally meets at the conclusion of the Seminary Council meetings or upon call of the President. The President presides at faculty meetings; in the absence of the President, the Dean presides.


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This family tree shows the link between Randall Dekker, who sold the Dekker Huis to the Zeeland Historical Society in 1974, and his immigrant ancestor, Cornelis Dekker.
Cornelis and Jannetje (Nederhand) Dekker, parents of eight sons and five daughters, emigrated to America in 1881. Widowed shortly after their arrival, Cornelis moved to Zeeland at the request of his son, Dirk Hendrik Dekker.
Dirk Hendrik and Leuntije (de Korne) Dekker built their home and store in 1876. In the family portrait above, seven of their twelve children are shown with little Hendrick "Henry" sitting in the first row between two sisters.
Henry opened the jewelry store at this location in 1915, a year after he married Agnes Vander Woude. Randall Dekker was the oldest of three sons born to Henry and Agnes.
Interestingly, eleven of the thirteen members in this family tree are buried in the Zeeland Cemetery. Dirk Hendrik Dekker's mother is buried in an unknown location and Leuntje (de Korne) Dekker's father is buried in the Netherlands.


text: Family life, social life, and work life—why not have it all? That's the thought behind "work-life balance." The term was coined in the 1980s, but the task turned out to be more demanding on workers than anyone anticipated. Luckily, there's now a new game in town: work-life integration. Where work-life balance suggests that workers juggle and compartmentalize family, friends, and career, work-life integration rejects the idea that these things should be separated at all. As featured in HRO Today.


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A Budget of relatively minor details for individuals, but confirmation that non-dom tax rule changes are set to go ahead from 6 April 2017
As anticipated, this was a low key Budget for individuals. Announcements made were about the detail rather than policy changes.
Rates, allowances and digitalisation of the tax system
The pre-announced personal allowances and tax thresholds to be introduced from 6 April 2017, including an increase in the higher rate threshold from £43,000 to £45,000, were confirmed. There was also reconfirmation of the Government's commitment to increase the income tax personal allowance to £12,500 and the higher rate income tax band to £50,000 by 2020.
After just two tax years, the £5,000 tax free dividend allowance will be reduced to £2,000 from 6 April 2018. This was signposted as reducing an unfair advantage that director-shareholders obtain through incorporation of their business. In practice we will need to wait and see whether this has the desired impact upon behaviour.
The Government remains committed to the introduction of Making Tax Digital, with a relaxation announced for smaller businesses and landlords (with a turnover below the VAT threshold) who will have an additional year, until April 2019, to prepare for quarterly reporting.
Despite calls by the professions for a delay in the introduction of the new deemed domicile regime for long-term UK residents and those born in the UK (including rules for offshore trusts), the changes will go ahead from 6 April 2017. This represents a fundamental change in the compliance landscape for those who become deemed UK domiciled, who will have to report and pay UK tax upon worldwide income and capital gains. There remains much uncertainty around these new rules with clarification not expected until publication of the revised Finance Bill 2017 on 20 March. For further information, see www.kpmg.com/uk/nondoms.
As part of the domicile changes, the extension of inheritance tax to all UK residential property held indirectly by an offshore trust or company will go ahead from 6 April 2017, albeit clarification of a number of details remains outstanding.
Rent-a-room relief will be subject to a consultation with the aim of better supporting its intended purpose of increasing the supply of affordable long-term lodgings.
'How we tax Work'
The difference in the overall tax rate suffered by the self-employed, those who incorporate their business and employees has been subject to various recent reviews. The Government's objective is that people doing similar work for a similar wage should be taxed fairly. The Chancellor confirmed that a report can be expected in the summer. In the meantime those who are self-employed will see an increase in their National Insurance Contributions up to the existing threshold by 1% in both April 2018 and April 2019 and the tax free dividend allowance will (as above) be reduced to £2,000, the latter trailed as a disincentive to incorporation.
A response document and draft legislation to clarify and improve aspects of partnership taxation is still awaited. The Government intends to legislate in Finance Bill 2017/18.
The future
The position for personal taxes often appears to be lacking a clear direction. There is no apparent overarching strategy or a planned approach to the wider structural questions around income generation and personal wealth. As such, we would welcome the introduction of a personal tax roadmap that sets out the direction of travel for the taxation of individuals.
Individuals would welcome some certainty around future changes, making it easier to plan for the longer term. Signposting policy direction is key in order that the UK remains an attractive and stable fiscal environment for business owners as well as the businesses themselves.
Expert insight into the Chancellor's statement.


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The August 2, 2016 edition of the Wall Street Journal had an interesting opinion piece by Christopher Mims,"Twitter Fails to Harness Its Importance." Mims argues that Twitter fails to turn a profit because it fails to control where its content appears. Here's Mims' logic:
- The main utility of a Tweet is on the consumption side - people tend to read them not create them
- Readers get the content mostly outside of Twitter, not inside it (313 active users vs. 800 million people actually reached monthly)
- Twitter knows this, but its "enhancements" don't get to the root of the problem, which is controlling the environment where users access content
- Third party developers are doing a better job than Twitter of serving up Twitter's own content - pulling users away
- As a result of leaking content to third parties, Twitter fails to turn a profit.
- Social media is inherently about sharing content, not controlling it. Trying to control a Tweet is like trying to choke firefly in a football field.
- Seemingly controlled-content environments are actually fairly uncontrolled due to the free flow of social interaction that takes place there. For example, people don't want to see a cut-and-paste of Facebook comments; they want to situate themselves within the flow of conversation.
- Content providers become valuable based on their ability to leverage a brand, not a commodity-level ability to deliver opinions, research, etc. For example, the Huffington Post brand signifies "a mainstream view" regardless of who actually authored a particular post.
- Leverage the brand. The overarching framework within which Twitter can make money involves leaning on its name, logo and what those signify. Bottom line a Tweet is an in-the-moment status update from a real human being, any human being, from the President to a grade-school student; from Milwaukee to Marrakesh.
- Respond to user demand for identity verification. Twitter has been astoundingly lazy about jumping on the articulated demand by consumers for a way of verifying their handle. With so many impersonators, trolls, spammers and hackers out there, I can't imagine why they don't charge $25 per user per year to verify and protect your account. This would also make Twitter a more valuable property because it would cut down on irrelevant and even harassing statuses, which have in some cases driven users off the platform.
- Co-sponsor verified Twitter "conversations" with entertainment, political and other brands. Right now television shows and news broadcasts routinely ask users to Tweet questions in. This is homemade usage of the platform. Twitter could no doubt work directly with such entities to create a richer user experience with polling, directed conversations, etc. and also an easier experience for those who find it difficult to participate. Twitter could even create a device for home use that lets users interact with their TV screens only over the Twitter platform.
- Let advertisers pay for users to feature their logos on personal banner pages.People like to "dress up" in their favorite brands. Advertisers should be able to give Twitter a code that users can cut and paste into their header, making a certain logo appear. For every 24 hour period a user features this coded logo on their site, Twitter gets a small fee from the advertiser.
All opinions are the author's own.