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Ashley Jacot de Boinod. Photo by Erin Simkin and Kirsten White of Bleached Blondes Collective.
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Lemon merengue donut
4 of 5
Black Forest donut
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Fuck cupcakes! Upscale doughnuts with exotic toppings are the next big foodie thing if Paulette's and Rachelle's are any indication.
Add Glory Hole Doughnuts (1596 Queen W, at Sorauren, 416-420-5169, gloryholedoughnuts.com) - a just-launched specialty shop in Toronto's funky west end - to that sprinkle-topped list. NOW spoke with owner Ashley Jacot de Boinod on the fritter factory's grand opening.
How did you end up as the doyenne of doughnuts?
"I went to George Brown for the chef program but I didn't want to have anything to do with baking. After that, I was a line cook for several years at places like Scaramouche, Buca and Live Organic Food Bar. But one day, I walked into Stubbe Chocolate and fell in love with all things sweet. I needed a part-time job, so I started a donut delivery business with an aim to start a retail store and here I am right now."
Why Parkdale?
"Well, I live out here so that helps. But it's a very up-and-coming area with restaurants like Grand Electric and the Yukon and older spots like Mother India. There's lots of good food here."
Do you still offer delivery?
"Only for orders of three dozen or more. I'm by myself in the kitchen at the moment so I can't really do smaller amounts."
Some say four dollars for a doughnut is crazy.
"Fair enough. People think a doughnut costs a dollar but they'll pay $3.50 for a small cupcake or a coffee. In our defense, nothing we use is frozen. We bake three batches every single day so everything's always fresh. But I will be introducing some less expensive ones. They just won't be cream-filled or have exotic toppings. I like over-the-top doughnuts!"
How did you come up with the Glory Hole name? There are those who find it in extremely bad taste. "Disgusting" is an online comment often bantered about though we can't see what's so offensive about a mining term coined during the San Francisco gold rush of 1849.
"I understood when I named the company that it wouldn't be for everyone. That's my sense of humour. If you don't get it, you don't have to come here."


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Before renting a car Choose good model, equipment neat relevant formalities
If want to rent a car, beforehand should understand the model of the company that rent. At present the renting company of operation has Beijing many 80, model each are not identical, general and intermediate the car has Sangdana, Fu Kang, nimble to amount to etc, high-grade car has treasure of Ao Di, gentry, fasten a gram to wait. If go out,basically be all right travel to beauty spot, and if hill road is more, can consider hire to jump over the caravan with wild better performance. If the road of travel besides better, can choose a car.
The car vehicle of the company that rent besides each are not identical, some company car are a year of less than entirely is medium high-grade car, also some companies use those who rent with unused car. The car with best newer option is hired, because new car gives trouble not easily. The person meets general great majority won't build a car, rent an old car do not be free from anxiety in the heart, in case during transit the car anchors, although the company that rent is in charge of coming to help, the feeling in the heart is unpleasant also. After leaving the company that rent certainly, can seek advice from the certificate that should carry, hire, cash pledge to the company that rent. The certificate that the place that rent a car requires includes Id, registered permanent residence commonly this, driver's license, hire wants commonly prepaid, is not deduct from inside cash pledge. When dealing with the formalities that rent a car to sign a contract, want when to notice:
The limitation of number of day travel kilometer that knows a car and the plan cost standard after exceeding. Some companies that rent are intermediate car limitation is in 150 - 200 kilometers differ, some does not limit kilometer number, can basis geometric ratio of project of car condition, hire, service relatively.
Understanding rents the acceptance of the company. Every company that rent can have certain commitment, so that enjoy each due right adequately,understand carefully.
Want to read contract content first when signing a contract. Last of the contract are to fill in check car is only, this is the course that both sides maintains car condition jointly, this one process must meticulous, because it is involved,arrive to be maintained when returning a vehicle again. If him experience is scant, can ask a friend that knows the car quite to help check car. Look from the exterior of the car first, the surface has it is good that without nick, light whether complete, car is locked up with, open a car to build next, examine the state of refrigerant fluid, engine oil, storage battery, it is normal that after approbating, oily watch, brake, air conditioning is examined to cab again. When the renting company that the kilometer counts limitation rents a car, want special attention odograph number. If these are approbated hind, reopen car feels, judge the fundamental condition of car. To the special function of a few models and usage, it is clear to should seek advice to the company that rent, like Fu Kang the children of the car is locked up, after locking up, cannot open in the car, can open from outside only, similar case wants much understanding, with more convenient use.
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subset: commoncrawl


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OK, so now we can't call port port, sherry sherry or champagne champagne thanks to the jingoistic bureacrats in Europe.
But if you think that's a sad commentary on highly-paid people with too much power backed by too little common sense, shed a tear (sad or humourous) for the very confused people of Cornwall.
Here, in the land of the pasty, they are now reeling under a European Commission ruling that a swede is actually a turnip.
The EC has rightly decreed that the only ingredients permitted in a true Cornish pasty are minced or diced beef, sliced potato, onion and swede.
However, they have also cottoned on to the bizarre notion (which no one here can verify) that the Cornish actually refer to a swede as a turnip. Hence the worthy bureaucrats of Brussels have added the rider that a Cornish pasty must not only contain swede but also that it can be said to contain turnip.
Which is akin to calling a cucumber a zucchini or a chicken a duck. Go figure.


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Okay. CS Weenie, if you're reading this: I tried lisp in more than just a trivial application and you're right.
I find Closures more fun (and useful) than I feel comfortable admitting around my friends. Stacks and trees are trivially easy. Calling functions (like this) took some getting used to, and occasionally I'd find myself slipping back to my C roots but overall I'd have to concur that there are programs that can only be written in Lisp.
I haven't had much of a chance to play with the really meaty code-as-data stuff or macros yet.
I haven't forgotten my Church-Turing: Lisp is just as powerful as any other language at the machine level, but the Lisp solution to a problem always seems a bit more elegant (not to mention shorter.)
Oh, and Nyquist is based on lisp. Bonus points are awarded for advanced synthesizer languages.


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My apologies for any inconvenience. MoroccoBlogs was hosted by one of the same companies that was hosting Wikileaks and it appears that the servers of our hosting company have been shut down. We are working on fixing the problem ASAP and will have things up and running soon. We will be adding days to the end of the contest (however many we are not up and running). Once again, my apologies for this outage.
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How did you feel?
Were you wrapped in the sorrows,
Of all you would heal?
Did your human heart break
Right when you were born
As you saw with men's eyes
A world that's so torn?
Glory Celestial
Collides in the cold
Down to terrestrial
To carry this load
Of pain, fear, and sin
Our hope starts to rise
The rescue begins
You wipe tears from our eyes
It could not have been clean
Your mild entrance here
A glimpse of humanity
Cries, blood, and tears
It's messy and raw
The state of our hearts
A reflection of that
Is how the plan starts
Our reach for much more
Our sad hopeless state
Just piles of dust
Mortal jars of hard clay
You joined us in that
As part of your plan
For only You could be
A pure spotless lamb
With desperation and need
May we see with new eyes
That rescue was ours
When we let You take the lead
To humbly bow
At your feet – seek your heart
Grasp the hem of your robe
Breath in Grace - to impart
Flooding it on
A world that's in need
Wherever we can
Planting that seed
We are rescued, bought back
Redeemed and made new
On our own we are nothing
Our only hope is in You


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Learn how you can get viable solutions in the hands of your paying customers in 5 days.
Real Challenges, Real Solutions
Companies attempting to solve big challenges tend to get stuck at some point. Sometimes it happens in the very early days when they're just tinkering with ideas. Sometimes it happens years into running the company, when they have new ideas to new challenges they've uncovered. It doesn't matter how you categorize the company — big or small, early or late, tech or toilet paper. If you're tackling a challenge that many people care about, the right solution won't always be the one you assumed, the one others have built or the one your customer told you about to begin with. You may need to experiment until you've found a fit your customers truly value, and in many cases, will pay for.
For instance, do any of these bumps in the road sound familiar?
1. You can't decide what to name your company or product.
2. You can't decide which challenge is the most important to solve.
3. You found a challenge to solve but the founders are too busy clashing over the right solution.
4. You launched your MVP and getting lukewarm (if any) reactions.
5. You launched out of beta and MAUs fell off the table.
I come bearing two pieces of news that should excite you and your cohort. First, every other startup that's ever mattered was once in your same position. Second, this series of articles is designed to give you the structure you need to push through those roadblocks, launch solutions your customers want and build a real, sustainable business.
So then, in this series of 4 articles we'll hit on the following topics:
- This article: Design sprints — why and what?
- Second article: Experience an actual sprint we managed for a startup.
- Third article: Learn how to organize your sprint team.
- Fourth article: Design sprint FAQs
Let's kick off by learning about the basics of design sprints.
Getting Familiar with a Design Sprint
The guiding framework we'll be leveraging to help your startup progress is based on Google Venture's Design Sprint.
At New Haircut, we've led lots of sprints. We believe in the process. More importantly, the startups we work with believe because of the results we've been able to achieve together. In an upcoming article in this series, we'll hear from one such startup founder who praises the sprint we ran together.
The birth of the design sprint.
Before they were called design sprints, entrepreneurs and inventors, since the dawn of time, had been conceptualizing ways to cheaply and rapidly prototype ideas.
One such entrepreneurial-minded chap was Jake Knapp. In the early 2000's, he was working as a product designer at Google. He was surrounded by smart people who had their own promising product ideas. But with limited time and priorities weighted toward products that dominated Google's revenue Googlers' pet projects rarely moved beyond ideation.
Jake realized the lost opportunity. He'd need to design a process for rapidly building, testing and iterating solutions. Things would need to happen in days, instead of weeks and months. Then he spotted his first chance when he and 2 others were able to concept a video chat app over a weekend. That app was quickly adopted throughout Google offices around the world and eventually launched to the public as Hangouts.
The success of Hangouts spurred other sprints. Gmail was launched as the output of another sprint. Sprints were becoming the de facto means of testing & building products throughout Google.
Google Ventures adopts sprints.
The partners at Google Ventures (GV) witnessed this trend within Google. They realized that the startups inside their portfolio could equally benefit from running sprints. So when Jake was asked to join GV as a Design Partner, his challenge was to leverage this process to help their portfolio companies make bold, empowered, data-driven decisions. Quite simply, he was the guy tasked with giving each company their best shot of launching products to market that would take off and produce significant returns to the fund.
The GV team leveraged that same sprint process to launch companies with the likes of Product Hunt, Uber, Nest and Slack. They succeeded by taking Jake's Google-vetted sprint process, modernizing it, testing it and refining it to the point that nearly any company could prototype solutions to just about any challenge.
Optional reading for companies.
GV was able to apply the success of the sprints they managed for their portfolio companies and package the steps required and lessons learned into a book, Sprint: How to Solve Big Problems and Test New Ideas in Just Five Days. And while there's no substitute to participating in a sprint, reading this book will certainly give you a jolt forward in figuring out the right challenge to solve and getting that solution to market.
If you can't quite get to reading it cover-to-cover, or you're the type of person that falls asleep after reading 17 words on a page, try the audio version. You'll also find some additional references at the bottom of this article that complement the book well.
Design sprint 101.
If you're at all familiar with concepts like lean, agile and MVPs, a design sprint is like a best of from those playbooks. It's a 5-day process that ends in your team collecting actual customer feedback from a prototype of the product you intend to bring to market. It combines the strengths of business strategy, innovation, science and design.
Here's an intro to how those 5 days break down:
- Day 1: You may first want to kick off by reviewing this slide deck with the team. Afterward, you'll create a map which summarizes the customer(s) journey through the challenge you decided to tackle.
- Day 2: Individually (but together) sketch out as many solutions to that challenge.
- Day 3: Vote on the best solution and then add additional details about how that solution would work, start to finish.
- Day 4: Design your Goldilocks prototype — not too complex, not too simple, just right.
- Day 5: Test the prototype with customers and capture reactions & feedback.
From a design sprint we managed for a startup — Yellow stickies are challenges we identified and voted upon. The white papers are our sketches with colored dots to indicate solutions we voted up as prototype candidates.
Preparing for day 1.
The more organized and prepared you are, the more you'll get out of these 5 days. Below is a summary, direct from the gang at GV that bullets how to spend your days leading up to day 1.
You'll also want to purchase all of your sprint supplies in advance which can be found in this sprint kit shopping list.
Design Sprints are a weapon startups of all shapes and sized can use to discuss, concept, prototype and test solutions they're interested in bringing to market.
Teams like GV and New Haircut have validated that the sprint process works. We've seen it produce results most would write off as too good to be true. Now it's your turn to set things in motion within your team and realize the same benefits.
In the next article in this series, we're going to bring you behind the scenes on a sprint we managed for a 2-person, bootstrapped startup.


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PASADENA — Though both schools still have a game remaining this season, Friday's Pacific League contest between the Burbank High and Muir football teams carried some weight as far as staying in the hunt for a postseason spot.
And despite bringing a three-game losing streak and trailing for most of the game to the ranked opponent, the Bulldogs rallied back in the final minute to secure a thrilling 35-34 win on the road.
Burbank senior running back Herman Castro shredded the defense for three touchdowns and 139 rushing yards on 10 carries.
After allowing the only consecutive touchdowns of the night that gave Muir a 31-21 advantage early in the fourth quarter, Castro countered with a 61-yard scoring run with 7:54 to play.


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Tailgate n' Tallboys Concert Series at Peoria Riverfront - Festival Lawn in Peoria, IL on Jun 17, 2018
pre-sale & discount codes
The cheapest ticket option is usually the primary ticket seller, but sometimes you can find tickets below face value through secondary ticket sellers.
you might also like
October 18, 2017
October 26, 2018


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Score Breakdown based on
73 Reviews
5 on June 01, 2017
The wife and I spent a solid week at Jerry's K# Guest Ranch. The outside breakfasts were delicious and plentiful. Jerry is an excellent host. Debbie an excellent outdoor cook. He and his staff were engaging and friendly. They offered assistance and advice on where to eat, what to see, and how to get around. The grounds are well kept, quiet, and private, offering good views of the surrounding countryside.The horses are friendly and entertaining. Deer and rabbits appeared often. Using K3 as a base, we traveled to Yellowstone, Chief Joseph Scenic Highway, Thermopolis, Legend Rock---watch out for rattle snakes at Legend Rock---Big Horn Mountains, Little Big Horn, and a few other places. Each evening after a day of sightseeing we found K3 a really peaceful, quiet, and welcome respite. Breakfast prepared outside on the open fire were varied and delicious, omelets, pancakes, french toast, home fries, fried or scrambled eggs, fruit, juice. Also served is some really good honey from Jerry's own bees. We took some home. There are plenty of good eating places in Cody, Adriano's, Wyoming Chop House, Granny's, The new German restaurant was good too. The Front Porch in Thermopolis offered a delicious and reasonable priced lunch. We'll be going back to the K3 the next time we travel to Cody.
5 on August 29, 2014
We only stayed one night in the Sheepherder's Wagon, but i wish we could have stayed longer. The Sheepherder's Wagon was so incredibly cozy! It was the best night's sleep we've had in a long time! Jerre was very accommodating and as was the rest of the staff. It was kind of like your family away from home. The outside breakfast in the morning was so welcoming and fresh! We would definitely recommend the K3 Bed and Breakfast to anyone!
5 on October 13, 2013
I can't say enough good things about the K3 B & B. We had such a wonderful time and my kids (boys 9 & 14) still talk about it being the coolest place they have ever stayed. We travel a lot and have experience with all inclusive resorts and other B&Bs. This still tops the list. Since we live Maryland now (but my husband and I are originally from ND), we wanted our kids to have a nice traditional Wyoming experience as we traveled across the state, and this overnight stay fit in perfectly with our "adventure". From the decor throughout the house and property, to the food, and the isolated peaceful location--it was all the perfect package for us. I would highly recommend this place and stay here again.
5 on October 02, 2012
The most genuine people you'll ever meet! We stayed in the Glamorous Hideout Tent... see pics attached... It was wonderful! It included a bottle of wine and some snacks for those late night cravings... Jerry, his wife and crew were very welcoming and the breakfasts were filling and delicious! When we arrived we had just driven over 1500 miles... we were tired to say the least... the town of Cody was just down the street (maybe a 5 to 7 minute drive) which was perfect and Jerry recommended a GREAT Italian restaurant where the food was tasty and filling had wonderful atmosphere and also was affordable... we liked it sooo much we ate there for the 2 nights we were in town... the town is far enough away so that at night you can see the stars like never before but close enough you don't mind the scenic drive... The rooms were clean and very well kept... the bathroom was spacious... the bed SUPER comfy... it was like a little oasis off the beaten path... seriously... if you are planning on seeing Yellowstone or visit Cody... this is the place to be HANDS DOWN!
5 on September 02, 2012
Dan & I stayed 4 nights at K3 and wished we would of stayed longer.The ranch is beautiful,the rooms are outstanding & the Western Decor was fantastic. We had the best Western breakfast by Bud & the crew every morning.The Chuckwagon room was great and so was the Teton room.Beautiful scenery.Jerry & Bette are great host & hostess.Felt like home.Jerry's fun personality & humor and can't forget his jokes!!Divit(the dog)would greet us every morning with his ball hoping we would play.At Jerry & Bette's K3 ranch you will find two wonderful friendly people that make you feel right at home.Thanks for everything Jerry & Bette. From your Wisconsin Friends, Dan & Heidi Sobotta
4.8 on August 31, 2012
K3 Ranch is amazing! The hosts, the atmosphere, the food, the scenery...I could go on and on. My sister and I stayed for one night on our cross-country road trip and had the time of our lives. The staff is very welcoming and treated us as family. The food was cooked outside on the open grill and was delicious! I have no complaints and would come back in a heartbeat.
5 on August 24, 2012
We had a great time staying here and it was everything posted on the website and more. The food was fantastic, company extra fun and the laughter was endless - we would stay there again.
5 on August 13, 2012
Arrived at a motel in-town with the wrong reservation date. Propriator called the K-3 Ranch and Jerry came to pick us up (they had an available room).We followed Jerry to his and Bette's ranch. We were not sure what to expect or where the heck we were going, but to our delight, it was the most enjoyable night we spent on our 7 night venture through Wyoming. Thank You Jerry and Betrte. Phil and Evelyn 7/24/12
5 on June 19, 2012
We received great hospitality from the owner, his wife, & staff! This B&B is full of style and personality with all the attention to detail and decorations! Awesome family style breakfast every morning and beautiful scenery! If you want rest or entertainment...they have it all! We had a great 2 nights stay and would definitely come back again!
5 on December 20, 2011
We felt as if we were staying with our favorite aunt and uncle. The staff at K3 was very welcoming, and Jerry kept us entertained. He also proved to be very helpful offering many things to do in the area. We loved our trip and hope to return to the K3 soon.
5 on August 18, 2011
This was truly a fantastic experience. Jerry and Bette are wonderful hosts. If we get back to Cody, this is the first place we'll call.
5 on August 18, 2011
Jerry and Bette were wonderful hosts, very entertaining and we liked the breakfast at 8.00 AM with all the guests together very much. The ranch is beautiful and it is located no too far from Cody.
4.4 on August 15, 2011
Our trip to Cody, WY was made more special by staying at the K3 Guest Ranch. Bud (the cook) and Jerry & Bette we wonderful hosts. They invited you to treat the B&B like home and they treated you like family. This is a great place to base out of for Cody & Yellowstone. Lots of activities in the area and as great place to come back to relax and rest. If you don't like stuffy, New England style B&B's, this is the place for you. Not a bit of stuffy on the property.
5 on August 13, 2011
Enjoyed our stay. The entire property was clean and our room was attended to every morning. The entire guest ranch (house) is welcoming and decorated in the Old West theme. Location is only 10 minutes from Cody so you can easily enjoy the town and then go back to the ranch to relax. Breakfast is served outdoors and there is plenty of it. Jerry & Bette make you feel right at home.
5 on August 05, 2011
Without a doubt this was the best experience at a B&B I've ever had. Rather than drone on about the exquisite details let me just tell you about the finale'. After breakfast the entire group of guests (all strangers to each other) had the staff assemble for a group pose for pictures to remember them by. It was like the paparazzi surrounding a group of rock stars. Pure Happiness! You have to experience this place to believe it.
4.2 on July 23, 2011
Very welcome, and enjoy Jerry jokes. Also, it was so kind to send me my phone. I realy apreciated this gusture.
4.0 on April 17, 2011
My daughter and her boy friend joined me for a brief but wonderful trip to Codey and the K3 Guest Ranch. Just a few short miless outside of town and we felt like we had the world to ourselves.Western hospitality served up from the phone call to the last goodbys. The western themed music piped in as the wake up call was a neat touch. The view out our bedroom or the mountains was terrific. We had a fun time at Cassie's for live music and a dance floor. The Wild BIll Coty Museum was first rate, esp. the Plains Indian Exhibit. Shopping at The Good Food store and Thistles was a treat. Jerry and Bette were a hopeful reminder that being married is a wonder-full way to live life.
4.2 on December 08, 2010
We were only able to stay one night, but wished we could have stayed more. Each room is decorated with many western themed items that we just walked around and admired them. Jerry and Bette were wonderful hosts, and made us feel welcome. The house is barely out of Cody, but the ride out there and the view from the house is beautiful.We enjoyed watching the antelope and deer feed in the front lawn during the evening and the morning.
5 on November 19, 2010
Absolutely gorgeous ranch near Yellowstone offers beautiful views of the Wyoming mountains. The owner, Jerry Kinkade, is a delight and will ensure that everything at the ranch is perfect. The rooms are spectacular and make you feel as if you're in the Old West, only with all the comforts of home. I can't recommend this place enough!
5 on November 08, 2010
We just love it at K3! Can't say enough about how awesome the ranch is decorated, primarily hand crafted by Jerry Kinkade himself. The hearty breakfasts and tall tales have us ready for a day at Yellowstone, Chief Joseph highway, Wild Mustangs, museum, or wandering through the town. We can't wait for our next trip!!
5 on September 05, 2010
What a delight to have stayed at the K3 Guest Ranch. We didn't feel like guests, we felt like welcomed family! Jerry and Bette were excellent hosts.. the decor gave an authentic feel of western living ( not everyday one gets to sleep in a covered wagon) the morning cookout was superb, not only was breakfast filling and tasty but done in excellent taste with a a real western style flair, outside dining around the grill, good coffee and good company .. Jerry you really out did yourself! The setting was absolutely beautiful, with interesting artifacts in and around the ranch and yet a serenity that one wishes they never had to leave... a bit of paradise reminiscent of days gone by in the Old West.. Truly our stay was the highlight of our western vacation! We will be back Jerry...and thank YOU for making our stay such a joy..
4.8 on August 30, 2010
We traveled for two weeks in South Dakota, Wyoming, and Montana and our stay at the K3 was the best by far! If we are ever fortunate enough to be back in the area, I plan to stay for at least three nights. There is so much to see and do in the area and the K3 is the perfect base camp. The house is beautiful and feels like home ....... Jerry is the perfect host and is always willing to share his knowledge with his guests. The attention to detail goes from the towels in the bathroom to the many western artifacts throughout the house. And the breakfast cooked on the outdoor grill was wonderful!
4.2 on August 30, 2010
We enjoyed almost everything. Great room with Gran Teton on the wall. Quite area, nice breakfast. Don't trust who says is not easy to get here....use the map and you ll get it in five minute, forget gps. We only stayed one night and it wasn't enough. ps: go to Rodeo !
4.6 on August 26, 2010
We stayed here after a full day our touring Yellowstone National Park. Jerry was great to work with. We got a personal escort out to the ranch. He was very friendly and made you feel right at home. The view form any room is excellent and the furnishings were great as well. Our kids loved the wagon bed! We also participated in the day ranch. It was nice to see the wild mustangs and the food was wonderful. We will definitely stay there again and have already recommended it to our friends and family.
5 on August 24, 2010
Nous avons séjourné 2 nuits en Aout au K3 Ranch? Le ranch est situé dans un cadre idyllique avec des collines à perte de vue. L'accueil de Jerry, veritable cowboy, est unique et son humour est communicatif. Notre chambre était très spacieuse et confortable. Le petit déjeuner est cuisiné au barbecue et est servi en plein air. Un des meilleurs moment de notre séjour dans le Wyoming et l'Ouest Américain. Totalement dépaysant. La proximité de Yellowstone National Park est un plus!! Nous y retournerons dès que possible.
4.8 on August 20, 2010
My family and I (husband and two children, 11 and 13) had a great stay at the K3 Ranch. The whole place was exceptionally clean and the host - Jerry - was extremely welcoming and friendly with a seemingly endless supply of jokes to keep everyone entertained. The children are still quoting him! Breakfast is served freshly cooked on an open fire and is hosted by Jerry and his wife. Loads to eat (pancakes, eggs, bacon, sausage, fresh fruit etc), extremely tasty and a great time to talk to the hosts and other guests. We stayed in the chuck wagon and house tent, which are by the main building and we used the shared outside teepee area and indoor living space. The chuck wagon was cosy and warm and the kids really loved the novelty of sleeping in it. The tent is much more open to the elements, but there's plenty of bedding to keep you warm and the children enjoyed the 'cowboy' experience of being in a tent. Much more fun than a hotel room .... but with the benefit of our own, private toilet and shower block. As a family, we appreciated the use of the shared space inside and outside throughout the day and evening, which are full of western memorabilia, including a huge native american headdress. Although we didn't stay in them, the themed rooms in the main house all looked great, with a high attention to detail and very high standards of cleanliness throughout. The location was a good compromise. It's a little way out of Cody, so you feel you are out of the town, but close enough to make the most of the restaurants and entertainment there, including the nightly rodeo, old western style town etc. Excellent place to stop on the way to Yellowstone National Park.
5 on August 11, 2010
We so enjoyed our visit to K3 Guest Ranch. Our host Jerry was a delight with his stories. We never knew which one to believe. The ranch is just the prettiest location, so quiet to look over the fields and relax. The outdoor breakfast with Bette & Jerry is such a treat and the best way to enjoy the morning, along with buddy the dog. The rooms are a labor of love from Jerry. He has put his soul into each guest room....right down to the last detail.......it so added to our special time in Cody.
4.6 on August 08, 2010
We stayed 3 nights. Jerry and Bette provide a very comfortable and unique bed and breakfast experience. The K3 Bed and Breakfast features many unique western touches. The "old west" breakfast is a real treat. If you like an old west atmosphere and genuinely nice people, travel to Cody and stay with Jerry and Bette.
3.6 on July 24, 2010
We enjoyed our stay at the K3 Guest Ranch. Grandma, Grandpa, and our grandson, eleven-year old Carter. Our intent is to take each of our grandchildren on his/her own trip upon reaching eleven or twelve, and Carter is the first. He chose a trip to the Old West, and what better place to start but Cody! Besides being the eastern gateway to Yellowstone National Park, summertime Cody offers a nightly rodeo, cowboy dinners and shows, a staged gunfight and haunted rooms at the old Irma Hotel, whitewater rafting on the Shoshone, guided trail rides, and several notable museums including the Buffalo Bill Historical Center. We chose K3 as our base for the first three nights, because of its themed sleeping quarters (haywagons, sheep herder's wagons, bunkbeds, to name just a few) and the promise of cowboy-style breakfasts prepared outside on an open grill. Host and owner Jerry was very accommodating, while various visiting members of his family kept circulating in and out over our three day stay and did much to keep us feeling welcome. We were a little disappointed because of our three breakfasts, only one was actually cooked outside. All three mornings the served food was tasty, but second helpings were only sparsely available. The rooms were very large yet cozy, and the numerous common rooms were comfortable, well furnished, and gave a real feeling of the Old West.
5 on July 16, 2010
Ate a great breakfast at 8 a.m. every morning prepared outside on the BBQ. Viewed the Teton Mountains from room and common areas and toured the scenice highway (beautiful scenery). Watched the deer grazing in the field at front of ranch every day. Went to the Extreme Bullriding, Yellowstone Park, and the Canyon. Saw a moose and many bison. Walked down to feed the horses on the ranch in the evening.
5 on July 12, 2010
July 6, 2010 Whoever thought we would be sleeping in a sleep wagon as senior citizens! It was an artistic craftsman's showcase! Peaceful, quiet, scenic, starry, rustic, modern--beautiful place. Not only did we have a good breakfast, but we enjoyed Jim & Jeanne Martin sing, a little Cowboy poetry by your first guest Pat, your jokes, watching your dog do tricks, and meeting your family. Thank you all for your wonderful Wyoming hospitality Jay & Helen
4.4 on July 11, 2010
We had a great stay at K3. We got to stay in the Rocky Mt Suite....which was so unique and very comfortable. Best sleep in the wagon! The mountains were beautiful and looking at the stars at night from the balcony was amazing! Jerry and his family were so nice and welcoming, we had a great time!
4.0 on July 06, 2010
A Quirky b and b hidden away in a beautiful location with a host surpassing all expectations. A must for the traveller wanting to find an alternative to the norm :)
5 on July 03, 2010
We had a great time. Breakfasts were very good, thanks for the hospitality and the jokes. Felt just like home. Thanks for the good time from the Minnesota LADIES.
4.4 on July 01, 2010
Stayed a couple of nights at the K3 after spending a few days in the Tetons and Yellowstone. We stayed in the Rocky Mountain Suite. In addition to the "wagon" bed (which was very comfy) there are two twin beds and a futon. The western furnishings throughout the entire house have been very well thought out....right down to the bathrooms! The views from the rooms, as well as out the huge picture window in the greatroom are second to none! The greatroom is equipped with just about anything you may need to enjoy a relaxing evening....lots of reading material, mircowave, wet bar...and the list goes on. Now for the owners, Jerry and Bette....they will make you feel right at home the minute you step into their wonderful property. Everything you have read about Jerry in other reviews is all true. He is definitely a good old "cowboy" with stories that will keep you smiling.......and a very quick sense of humor..watch out for him! :-) Bette was there every morning greeting her guests and helping with breakfast. Breakfast is at 8:00 every morning. Both mornings we were there, it was very good....especially Jerry's french toast! Because it was quite chilly and damp while we were there, we ate inside. I will admit, while we were driving down a dirt road to get to the property, I was wondering what we were getting ourselves into.......but it turns out this location could not have been better if you like being out in the country away from the crowds. Being from a big city, that was one of the best things I liked about the ranch. Having said that, it is only 10 minutes into Cody where you can find lots of good restaurants, etc. If you are in Cody, this is the place to stay. You get so much more than you would get from a hotel. Another perk is getting to know the other guests staying at the K3. Even though the weather did not cooperate the entire time we were there, it was still fun and I would definitely stay there again and hope to in the future.
4.4 on June 25, 2010
Jerry and Bette were wonderful hosts for our stay. Our entire family will have this memory forever. Eating breakfast with the cowboy hats on was fun. Our room was adorable and slept all six of us comfortably. Our only regret is that we didn't stay longer!
5 on October 28, 2009
Jerry was extremely helpful from planning the trip to getting where we wanted to go on a daily basis. The breakfasts were wonderful. The rooms had plenty of space for our family and sleeping in a wagon was a special treat. Beautiful deer were plentiful and the kids loved to ride with Jerry.
4.0 on October 03, 2009
K3 was the perfect get-away B&B! It is located just outside of Cody -- a close, but completely quiet and serene hideaway! Excellent personal service from hosts Jerry & Bette. Wonderful breakfast too!
4.4 on September 23, 2009
It was a perfect place for the Ashley cousins from three states to meet, chat in the tepee, and spend a beautiful fall day together. Thanks for the hospitality and good cheer, Jerry, Bette, and all. Good location, comfortable arrangements. M.
4.6 on September 22, 2009
After a 3 day visit to Yellowstone and Grand Teton parks, the K3 was a wonderful place to relax before heading back to Arizona. Jerry and Bette are gracious hosts and the K3 is beautiful. We really enjoyed siting under the teepee and soaking up the view while watching the deer come into the pasture. Jerry is a real hoot and a fountain of knowledge about the area. Thank you Jerry and Bette for a wonderful time and making us feel right at home. Cody is a fun, lively small city where they don't roll up the sidewalks at 6 o'clock. The Buffalo Bill Historical Center is a must see. There are 5 museums. Allow 2 days for the center and Trail Town.
4.8 on September 09, 2009
My boyfriend and I stayed at K3 guest Ranch bed and breakfast with his mother, father, aunt and grandmother for a night. I have never slept so good. All the rooms are Very nice, decoration throughout the entire place is great, very clean. My boyfriend and i stayed in the Teton room. I would Definitely recommend K3 Ranch to everyone you get a great night sleep, great room, and breakfast is great!!!!
5 on September 06, 2009
Our stay at the K3 Ranch was a holiday highlight for our family travelling to Cody and the Yellowstone area in August from the UK. Our hosts, Betty and Jerry, were very charming and made us feel welcome and our stay very special. Jerry was great fun and we are still smiling over his many stories at breakfast. The ranch is very beautiful and is designed in a very quirky and unique way that reflects the huge personalities of its owners. It is set in the countryside but has the benefit of being only a few minutes drive from Cody. We would all have liked to have stayed longer and hope one day to return.
5 on August 24, 2009
We spent the day at the K3 Guest Ranch and had a wonderful time. Jerry Kincad, the owner, is a true character of the west and of Cody, Wy. If for the day or for a few days, you can't go wrong by staying at the K3. Jerry's family goes back into the 1800's in the Wyoming area. He grew up amidst what he now displays at his ranch. He is a walking museum about the area. His facilities and staff are nonpariel...
5 on August 24, 2009
My husband & I were greeted at the airport by the most gracious man, Jerry, owner of K3 Ranch who escorted us to the ranch. He showed us the sheepherder's wagon & said that was where we would be staying. We waited for him to laugh, but he never did. He was totally serious. After the initial shock we became sort of excited about the experience. It turned out to be the best stay we had ever had. So quiet, totally secluded, and in the wilderness. At night we could look out at the deer and here the coyotes howling. The outhouse was very nice and just like home...only across the sidewalk from our wagon. Breakfast on the patio over an open fire was so quaint and there was more than enough to go around. In fact there was always something left for Bud, Jerry's trick dog to do his round of stunts which were quite amazing. The staff was very accomodating and friendly. I would recomend the K3 Ranch to anyone looking for a vacation spot in Cody, Wyoming.
5 on August 16, 2009
We had four great nights at the K3 Guest Ranch, a few minutes from downtown Cody, Wyoming. Jerry and Bette Kinkade are wonderful hosts, along with Buddy the ranch dog and the famous trick ponies, Stormy and Zip. We were six adults and six children, aged seven to twelve, in our party, and the kids had a particularly good time. Jerry arranged a guided tour in search of wild horses, led the kids on a pony ride at the ranch, took us all on a hay ride (drawn by his 1942 tractor), hosted a fabulous cookout one evening. The accommodations are fun and comfortable and the views from the ranch house are beautiful. There's a handsome meeting room upstairs, suitable for games and reading, and a large and elegant tepee for shelter on the patio outside. Every breakfast was a feast, with plenty of good coffee and much of the meal cooked over an open fire. The staff (breakfast cook, housekeeper and gardener) were all friendly, helpful and full of useful information. The Cody area is amazingly rich in things to do and the perfect jumping-off point for a trip to Yellowstone National Park. The Buffalo Bill museum alone is worth a two-day visit. I highly recommend the K3 as the perfect home base for a visit to Cody and to all of western Wyoming.
3.2 on August 10, 2009
Short stay (only one night), however, Jerry and Bette were very accommodating and Jerry's sense of humor was very "cowboy" - fitted very well with the surroundings. My wife and I had a great time as Jerry and I battled with the best jokes we had together - fun!
4.6 on August 08, 2009
We thoroughly LOVED our stay with Jerry, Bette, and Jules (Oops, Buddy too!)... the company was there when you wanted it, and privacy was always around the corner. We heard more jokes and stories than we will ever be able to remember - we never stopped smiling! The breakfasts out on the patio were fantastic and the entertainment (Jerry & Buddy!) was free! All the rooms were spotless, beautiful and wonderfully decorated in western theme - top of the line! I have to admit that the mattress was more comfortable than our own! Jerry took us out to see the wild mustangs, which is a must see! Sunsets, mountains, Mule Deer.... we'd go back to the K3 Ranch tomorrow if not sooner. Dan & Roxanne, Caledonia, NY
5 on August 08, 2009
We loved the K3, along with Jerry, Bette, "the Cook" and Buddy! Our only regret is we couldn't stay longer. Will be making plans to return again soon, and bring friends and family along with us!
5 on August 06, 2009
Wow, we just got back from a 10 day trip to Yellowstone, Grand Teton and Cody. We were two families; 4 adults and 4 children ranging from 10 to 13 years old. We originally planned on 1 night in Cody, see the Rodeo and head off. Speaking with Jerry, the owner he convinced us to stay 3 nights and take in some of the other attractions in Cody. I was skeptical but we booked the 3 nights. We didnt want to leave, we could have stayed longer. As we were flying home I asked the kids what was their favorite part of the trip, the answer was water rafting on Snake River and K3 Ranch. I have traveled extensively throughout the world, been to exclusive beach front resorts, the amusement park trips, cruises and tours in Europe. However, our family agreed we loved this trip and the K3 Ranch. Wonderful part of America. I read all the reviews about the ranch and Jerry and his sense of humor. We found Jerry and his wife Bettie to be wonderful people. They made us feel comfortable. Jules the chef was an added bonus, great guy and knowledgeable about Yellowstone. Many mornings after breakfast we found ourselves chatting with Jerry, Bettie and Jules while the kids ran around the 33 acres. It was wonderful. After 3 days you felt like you were leaving home and saying goodbye to relatives. I am not one to write reviews and I have never been big on Bed and Breakfasts, but this was a wonderful choice and the highlight of a great vacation. I needed to share the experience. The Ranch itself is the culmination of a 20 year dream of Jerry's, alot of hard work and dedication went into each and every room and every little detail. The website pictures do no justice to the actual ranch, the living room and back patio overlook majestic scenery. I highly recommend this be one of your stops on your Yellowstone trip.
5 on July 11, 2009
If you are looking for a comfortable place to stay – a place where you feel at home and can kick off your shoes and relax, a place where the sleeping rooms are clean and unique, a place where you sit at delicious homemade breakfast overlooking breathtaking views….then the K3 Ranch is for you!! We LOVED our stay at this ranch. We didn't know what to expect when we made our reservations at the K3. We had never stayed at a B&B and were alittle leery of sharing our vacation time with strangers. Well, within a few minutes our fears were gone. Jerry is such a warm and generous person. He truly loves what he does and he does everything so well. We enjoyed his hysterical stories/jokes and learned a lot about life in the WY. Bette is a delightful lady whose personality compliments Jerry's very well. She was there each morning with a smile on her face and a hearty "Good Morning". Jule is a fabulous cook. He is the "fall guy" for Jerry's jokes and can dish out a few of his own very well. All in all, we highly recommend the K3 Ranch for your vacation. You'll be happy you did!!!!! Linda and Greg Edmonds Massapequa, New York
5 on July 02, 2009
If you really want a fun time and the best breakfasts in Wyoming a visit to the K3 ranch is a must. The warmth of the welcome by Jerry and his wife is only exceeded by the dry wit of your host and his performing animals, Jules the breakfast cook must get a mention his breakfasts really are fantastic. The rooms are all very querky, clean and great fun. Take advantage of a ride on the quad bike when you go to see the horses. We shall return. Brenda and Charles Philpott Cheshire UK.
4.8 on June 28, 2009
What a delightful experience. We enjoyed the rural atmosphere and the country hospitality. The host was engaging and fun. We especially enjoyed sleeping in a wagon (very comfortable). - The Bryces
3.0 on June 21, 2009
This B & B is perfect for getting away from it all. It's nice, cute, clean and has a beautiful view. Jerry, Bette and Jules are excellent hosts. They give you your privacy and make you feel welcome.Make sure you get detailed traveling directions to get there, it's away from the city. Don't use Mapquest and or GPS to get you there, it won't work. Once you do locate the ranch, it's worth it.
4.8 on September 24, 2008
We had a ball. We stayed in the Sheepherder's wagon. If you want to have a wonderful time stop by the K3 Guest Ranch and see good old Jerry. He is quite a card. He make you feel so welcomed and comfortable. He loves to joke and give you a bad time. The Sheepherder's Wagon was so much fun. It was cosey and like you were camping out. The bathroom is about 3 feet from the wagon. It is built with pine and copper and brass. It has a seperate toliet, shower and a nice sink. Everything is so clean inside and out. The main house is decorated very westerned and it all goes together. You need to go on line to see all the rooms. Breakfast was great. Bette, Jerry's wife, came for breakfast. We had a delicious meal. Even the dishes were western. The yard was well groomed. We sat outside and watched the deer and rabbits eat the grass. The horses got out and decided to come see us. They didn't get real close and finally went back to where they belonged. The stars were so bright in the sky. When we are up in that neck of the woods we well be sure to stay there again. It was a once in a lifetime, unique experince.
5 on September 15, 2008
K3 was absolutely perfect. One could not ask for a better place to stay when visiting the Cody area. The cowboy accomodations were the best...the haywagon bed a hoot. Everything was decorated to the hilt, just the way you would like it. Lots of room and extremely clean and comfortable. The breakfast was the best and Jerry, Bette, and Dan were the greatest. Don't miss Jerry's stories. The outdoors is just a wonderful as the inside. Do yourself a favor and don't miss out on this great western Wyoming experience. From Mary, Carl, Bill and Sue
4.8 on September 10, 2008
My son and I stayed at K3 ranch because we wanted something more special than a standard hotel environment for our Wyoming visit. Jerry, the proprietor, welcomed us personally and gave us a tour of the guest ranch sprinkling it with humor that made us laugh and smile from the very beginning. The ranch is Western and cozy in it's decor. My son and I have plenty room to spread out in our guest room. It was very clean, comfortable and inviting. Breakfast was family style and entertaining. We all wore cowboy hats! In the morning, we looked out our window and saw deer grazing in the field and horses in the pasture. It was simply beautiful. Because I travel extensively, I've become a hotel snob. When I travel, it has to be comfortable because I spend almost as much time in hotels as in my own bed. I would stay here again in a heartbeat. TIP: Don't trust your GPS to get there. Use the directions on their website.
4.2 on September 09, 2008
We truly enjoyed the outside teepee,the outdoor breakfast, and Jerrys' tour of the sheep wagon.The endoor wagon/bed was a blast.
4.4 on September 08, 2008
K3 was a unique experience in that we stayed at a real ranch just outside of Cody in one of their unique rooms. Jerry, the owner, is an interesting person to converse with and his Cody restaurant recommendation for buffalo resulted in the best buffalo steak we have had. We only had time to spend one night, but we would recommend two nights at a minimum in order to get the full flavor of K3 and Cody. The ranch house has lots of authentic and interesting artifacts of the American West.
4.6 on September 05, 2008
The owner spared no expense in decorating each room. I could not think of one think that was wrong. Make sure you have some jokes in mind the owner Jerry is always looking for new material Dave and Connie form Minnesota
5 on August 28, 2008
We spent a very pleasant moment too short. We hope come again.
4.8 on August 23, 2008
After one night stays in various hotels, I was so happy to spend three days at the K3 Guest Ranch. It was like staying at a home and Betty, Jerry and Dan were wonderful hosts. The bedrooms are quite spacious and have access to outdoors and wonderful views. I would definitely visit again, and for a much longer stay. Linda - North Carolina
4.0 on August 02, 2008
An awesome family weekend with our 16 and 12 year old. The K3 exceeded our expectations with a fun western themed room, amazing "cowboy" breakfasts, and scenery/accommodations to keep travelers very happy. We would definitely stay here again, and we would recommend it to friends.
4.2 on August 01, 2008
What a fun experience. Jerry, Bette and Dan took great care of us, and the whole family enjoyed their hospitality. Their property is just what we hoped for. We definitely will be heading back.
4.0 on July 13, 2008
This was our first visit to Cody, and we were certainly made to feel welcome. Jerry met us at the ranch, and gave us the full house tour. We had a wonderful breakfast out on the patio, and enjoyed every moment of our stay.
4.8 on July 06, 2008
How Forget the friendly western hospitality of Bette & Jerry ! How forget the Great and delightful breakfests cooked by "Chief Dan" ! And we never forgot our 2 nighs into the Sheep Wagon. It Was a funny stay ! K3 Guest Ranch was one of our best travel memories. The return in France was difficult. Babeth & Andre - Monterfil / France -
5 on June 23, 2008
If you are looking for a great place to stay with all the privacy of home, this is it. Jerry and Co. are great hosts in the true tradition of the West. Staying here is like spending the night in a museum. Don't miss it, they made our trip to Yellowstone and Cody complete!
5 on June 12, 2008
My husband and I stayed 4 nights at K3 and wish we had stayed longer. The ranch is beautiful, with outstanding decor, the best western breakfast by Dan, very comfortable bed, and wonderful scenery. What sets this place apart is the host and hostess. Jerry's fun personality and humor will spoint anyone, and they understand the meaning of "going beyond the customer's expectations". Buddy the dog entertains with 13 tricks (Jerry has his own tricks), and the wild mustang trip is very interesting. At K3 you will find a friendly and feel at home atmosphere. This place is the perfect "base" for seeing Northwest Wyoming. If you want the Best in the West, then K3 is the place.
5 on May 04, 2008
K3 Guest Ranch is one of the finest experiences in the West. The hospitality was first-rate. Hosts Jerry and Bette are warm and fun. Rooms exude the charm of the Old West. Breakfast is an unforgettable experience amidst superb scenery.
5 on November 20, 2007
Charming, informative, entertaining hosts. The house is an amazing tribute to the west. The rooms are unique with comfort a priority.
4.6 on October 27, 2007
Truly enjoyed our stay. Unique decor, excellent hosts. Highly recommend
5 on October 06, 2007
This is a great getaway place. Jerry and Bette are gracious hosts and their ranch is really fun. They have paid careful attention to every detail and are helpful with reservations and local sightseeing. Kudos to the Kinkades!
5 on August 16, 2007
The most relaxing and romantic stop on our 3 week, 4500 mile road trip. Jerry and Bette have made hossting an art form. Not only were the breakfasts great, the entertainment was awesome as well!!
5 on August 07, 2007
What a place to stay. The rooms are unique and immaculate. The full country breakfast cooked out on an open fire is delightful and exquisite. Highly recommend staying 2 or 3 days minimum.


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Its so hard to make a beginning. There's always something thats not right yet, not perfect yet. Hence we wait, and possibly wait forever. A perfectionist like me needs a reminder now and then that there's an alternative, perhaps a less perfect but happier one.
This is a snapshot of the City Girl's life. The City Girl is a complicated entity. She wants a lot. She wants everything. She wants good clothes. She wants smart shoes. She wants beautiful hair. She wants lots of money! She wants a dazzling career. She wants a house. She wants holidays and travel. She wants to click amazing photos. She wants to play the piano. She wants to swim like a fish. She wants to speak like a dream. She wants to be fit and healthy. She wants to be sharp, and she wants to be soft and feminine. She wants to be elegant and graceful, and lead a luxurious life. She wants to love and be loved. I told you, the list could go on..
She may not have everything, but she tries. She may not know everything, but she learns. City Girl wasn't born one, but she has evolved.


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You may have heard that dividend stocks have significantly outperformed their stingier counterparts since 1972. You may have heard that the vast majority of the market's historical gains have come from dividends. And you may have heard that they are the best stocks to own during bear markets.
It's all true. In fact, during market downturns, dividend stocks outperform by as much as 1% to 1.5% per month.
But before you dive in and start buying dividend stocks, there's something you need to know.
Hold your horses
Dividend payers aren't all gumdrops and rainbows, as shareholders of recent dividend-slashers know all too well.
Fully 374 companies reduced their dividends in 2008, for a grand total of $46 billion in skipped payments. Their average performance during that time frame? Negative 57%.
To avoid the next dividend implosion, you've got to keep an eye on a dividend payer's overall strength -- and its ability to pay those vaunted dividends. So as you're looking for dividend stocks for a bear market, keep an eye out for these red flags:
- Extremely high yield
- Industry headwinds
- Spotty track record
- High payout ratio
Extremely high yield
A yield that seems too good to be true usually is. An extraordinarily high yield is tempting, but such yields tend to come about when a stock has been beaten down -- which means investors don't have confidence in it.
When National City first cut its dividend last year in response to the subprime crisis, the stock was "yielding" 12%. After cutting its dividend to one cent in October, the company eventually agreed to sell itself in a fire sale to PNC.
And when yields are high and investors still aren't buying? It's worth considering why other investors are wary of those tantalizing yields.
Industry headwinds
If an industry comes under attack -- as happens in cyclical industries and during economic crises -- there may not be any earnings to distribute, and dividend cuts or suspensions often follow.
One of the major unknowns right now is whether major inflationary factors, such as geopolitical risk, rising demand from emerging economies, and limited supply, will lead to a sustained period of rising energy prices, or whether this economic downturn will continue to keep prices low.
Investors looking to collect dividends over the next several decades from cyclical industries like energy may want to consider that, of all the S&P 500 members of the energy sector -- a group that includes such varied stalwarts as Tesoro
Spotty track record
Companies that have a checkered history of dividend payments aren't the strongest candidates for investment -- especially in a bear market, when external factors may strain their resources. Companies with a long and steady history of dividend increases, on the other hand, have demonstrated their reliability and are less likely to expose their investors to massive losses.
Of course, when history meets headwinds, sometimes the headwinds prevail. Despite nearly 100 years of maintaining or raising its dividend under its belt, Dow Chemical
High payout ratio
A company's payout ratio -- usually calculated as dividends divided by net income -- is one of the most commonly used metrics to determine whether it can afford to continue paying its dividend at the same rate. A high payout ratio suggests that a company is returning the vast majority of its earnings to shareholders and therefore may not have enough left over to fund future operations -- risking cut or suspended payments down the line.
Another good metric is free cash flow. Net income is an accounting construction that captures the gist of a company's operations, but it doesn't reflect how much cash a company actually has left over from its operations to cut your check.
Consider ruling out companies with a ratio above 80% or which are free cash flow negative.
Two companies risking a blowup
So, all that being said, which companies are likely to be the next dividend blowups?
According to the above criteria, these two might be next:
FCF Payout Ratio
Diversified Chemicals
Oil and Gas Transportation
Data from Yahoo! Finance and Capital IQ, a division of Standard & Poor's.
Their yields range from moderately high (Frontline) to high (DuPont), while their free cash flow payout ratios suggest they may not be able to afford those payouts. And they're facing other problems as well.
DuPont is facing tough headwinds as builders, automakers, and consumer goods producers cut back on chemical orders. Yesterday, the company announced a 48% decline in quarterly earnings (excluding restructuring charges), which sounds pretty bad, though it gets worse when you consider that the company was only able to achieve that through cost-cutting.
The company is slashing jobs and capital expenditures, though it's unlikely to produce nearly enough free cash flow to support its dividend even if it manages to meet its somewhat optimistic earnings goals and planned capital expenditure reductions.
While Frontline's management insists that cutting its dividend from $3 to $0.50 last September "does not in any way constitute a shift in Frontline's dividend strategy," it's hard to see it as anything but. Fast-forward several months and that dividend is now $0.25. The company is trying to conserve cash due to increasing expenditures, a weak 2009 environment, and the credit squeeze.
None of these factors look likely to change, and analysts expect earnings to decline more than 80% this year. Given Frontline's high payout ratio and capital-intensive business, an actual strategic shift could make sense.
The silver lining ...
Dividend stocks have a history of putting money in investors' pockets, but choosing the right dividend stocks for a down market is critical to protecting your portfolio. Considering these warning signs of an unsustainable dividend will help you to achieve those golden returns dividends have to offer.
If you'd like to see the dividend payers our team at Motley Fool Income Investor likes, including their 10 best bets for new money now, you can try the service free for 30 days. Click here for all the details -- there's no obligation to subscribe.
Already subscribe to Income Investor? Log in at the top of this page.
This article was first published Aug. 25, 2008. It has been updated.
Ilan Moscovitz owns shares of Whole Foods, a Motley Fool Stock Advisor recommendation. Intel is an Inside Value selection. The Fool owns shares of XTO. The Motley Fool has a disclosure policy.


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Sunday, December 12, 2010
A Dog's Purpose Review and Giveaway
The story begins with "Toby" discovering his new life as the puppy of a stray. He learns about feeding and how to wrestle his brother and sister. Soon enough, he is captured by a dog hoarder and kept in "the yard" When the women is caught by the authorities Toby is taken to the pound where he is deemed unadoptable. Sadly, he is euthanized. He then wakes up in a puppy mill where he is a puppy all over again. He remembers a few facts from his previous life which allows him to escape the puppy mill, but he is then captured by a man who nearly kills him by locking him in the extreme heat of the truck. Toby is rescued by a woman and then becomes "Bailey", Ethan's beloved pet. The story doesn't stop there, but you'll have to buy it, or WIN IT, to read more :)
I am so in love with this book. It made me look at my adorable border collie, Jetta, a bit differently. After reading the book I decided that maybe Jetta doesn't understand exactly what I'm saying, the way I'm saying it. I'm sure she has a different interpretation of what I'm doing or saying. A Dog's Purpose also provided me with some comfort in knowing that my childhood pet, Cosmo, may still be living though not with me. I like the idea of thinking that he has a purpose and being with me and my family was just a pit stop in his ultimate destination. I'm delighted to be a part of that journey :)
And now for the GIVEAWAY!
One of you will win a copy of A Dog's Purpose to enjoy!
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You must be a follower! Soo simple, right??!!
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1) Post about my giveaway on your blog and link back here. (**5 entries**Include URL in comment, please comment for each entry)
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7) Tweet about this giveaway. You can copy/paste this: #Win a copy of A Dog's Purpose, the heartwarming story of a dog named Bailey, @peachesreviews & @adogspurpose http://tinyurl.com/2cu26kj (You can tweet once daily, please post a comment with the URL for each status update)
8) Enter any of the other giveaways on the side bar
Please leave me a comment and your email address for EACH entry that you complete above so I can accurately pick a winner. Winner will be selected at random and will be contacted via e-mail. If I do not receive a response from the winner within 48 hours I will chose a new winner. This contest ends on December 26th at 8PM EST. **USA ONLY**
Disclosure: I received a copy of A Dog's Purpose to review for free. No monetary compensation has been offered or accepted. The opinions above are my own.
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text:
|Drayton Hall.
Photo: Historic American Building Survey.
|The Great Hall of Drayton Hall, built about 1740, one of the finest examples of Georgian architecture inspired by Andrea Palladio in the United States. The property was a cattle ranch before becoming a rice plantation. It is remarkably preserved with few changes. For more information about visiting this unique property, see the website, www.draytonhall.org/
Photo: Historic American Building Survey.
|Middleton Place is considered America's oldest landscaped gardens, with camillias thought to be the first in this country. Henry Middleton was known to have owned a 1737-8 translation of THE FOUR BOOKS OF ARCHITECTURE by Andrea Palladio. Most of the original house was burned in 1865 by Union troops, but the gentleman's guest quarters wing remains; it was renovated in 1869 and given distinctive Dutch gable ends. Information about visiting this unique property can be seen at the website, www.middletonplace.org/
Photo: Middleton Place.
|The Joseph Manigault House, built 1803, is open to the public as a house museum. Information about visiting his property can be viewed at their website, www.charlestonmuseum.org/joseph-manigault-house
Photo: Historic American Building Survey.
|The Nathaniel Russell House, 1808, is also a house museum open to the public. For more information, see their website at www.historiccharleston.org/experience/nrh/
Photo: Historic American Building Survey.
|The Sword Gate House, built in 1808 and located at 32 Legare Street, is still a private residence. But it is offered for sale for $23,000,000.
Photo: Historic American Building Survey.
|Thomas Savage is shown here with two of his favorite Thomas Frye mezzotints.
Photo: Laszlo Bodo, Winterthur.


text:
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text: Can you tell me a way to save the oppressed? And a way to fight back when rockets are fired at us and Muslim blood flows? Everyone knows how the Muslim country bows down to pressure from west. Everyone knows the kind of humiliation we are faced with around the globe.


text:
Sound Bed helps you doze off with your favorite music
Some of us require complete silence before we retire for the night, so much so that even a pin drop can be heard. As for others, we do need to have some sort of background noise that could prove comforting, such as creaking of the wooden floor, the slow turning fan that emits that squeaky sound with each revolution of its blades on the ceiling, the sound of crickets and their all night symphony, or simply your favorite recording artist belting out his/her/their hit tunes over a speaker. If you fall under the last mentioned category, then Time4sleep's effort with the Sound Bed certainly sounds like a winner in our books. We shall take a closer look at what the Sound Bed is able to offer to sleepers who want some background music as they grab some shuteye.
Time4sleep's new and innovative bed frame will not only make sure you get a peaceful night's sleep, but it also doubles up as a private sound system to boot. Called the Sound Bed, it will merge modern design alongside technology in order to deliver an original and comfortable music centre. This particular idea can be said to be inspired by the rise in the demand for TV beds, so Time4sleep figured out that there is probably a market for music lovers.
The Sound Bed range will come in Single, Double and King Size form factors, and it works great whether you are an adult or a little kid. Each Sound Bed comes finished in stone white bonded leather, ensuring that this particularly neutral color is able to be compatible with all kinds of décor and tastes.
Jonathan Warren, Time4sleep owner said "This bed frame allows anyone to have their own private music station. Adaptable for any MP3 player, including iPods, iPhones and iPads – the Sound Bed makes it easy to just plug in and play!"
All the relevant controls and speakers themselves are located on a control panel on the side of the headboard, where it comprises of 2 speakers and a sub-woofer (which is located at the bottom if the headboard) for that added thump of bass.


text:
If you get social from your Blackberry, you might want to check out the new Facebook update that RIM just added to the Beta Zone. The new update is version 184.108.40.206. It offers a few new features and enhancements, but oddly these mostly have to do with friend's birthdays.
Some of the new features include the ability to link all Facebook friends' birthdays to your BlackBerry Calendar. Also, previously integrated birthdays in the calendar are removed when birthday integration settings are changed. You can select which friends' birthdays appear in the device calendar. And lastly, you can see friends birthdays in chronological order from the current date.
According to RIM, another update will be coming soon that will allow you to access Facebook Events from your BlackBerry as well as update the icons in the Navigation Grid.
Source PhonearenaFiled Under: Mobile Phone News, Technology News


text:
Want to get in touch with The Devoncourt Resort and Apartments?
Douglas Avenue,
Telephone 01395 272277
Fax 01395 269315
email email@example.com
The Devoncourt Resort and Apartments (formerly Hotel and Apartments) are only 3 hours drive from London, the Midlands and South Wales (via M4,M5) and the city of Exeter with its own airport is only 8 miles away. Exmouth also benefits from its own railway station with trains every 30 mins from Exeter or direct from London.
Directions to the Devoncourt Resort and Suites Exmouth
- Leave the M5 at junction 30, then at Sandygate roundabout take the 1st exit onto the A376
- At the next roundabout take the 3rd exit onto the A376 signposted Exmouth 2.5 miles
- Straight over at the next roundabout taking the 2nd exit staying on the A376 signposted Exmouth 0.25 mile
- At roundabout take the 1st exit following the A376 (passing through Ebford, bypassing the Commando Training Centre Royal Marine Camp through Lympstone) on into Exmouth (speed camera on the left going down the hill after the BP Garage) 6.5 miles
- At the roundabout (by the Bus Station near Exmouth's town centre) take 1st exit to the next roundabout 0.25 miles
- Take the 2nd exit at this roundabout onto Rolle Street following this through Exmouth town centre 0.5 mile
- At the roundabout take the 2nd exit into Douglas Avenue following this for 0.5 miles and the Devoncourt Hotel & Suites is on the right hand side with car parking on site and ample street parking outside.


text:
Forget about the upcoming spring training schedule. Fox Sports reported that the Chicago Cubs have been putting their attention toward more important matters: a new mascot. Meet Clark the Cub, a somewhat goofy (yet cute) looking character who already has fans in an uproar — no pun intended. Folks have been sharing their dislike for the fuzzy fella with tweets to Clark (yes, he has a Twitter account) like "this is the worst mascot in professional sports. The consulting firm that came up with this should be sued." Yikes!
But, admittedly, Clark's own tweet probably didn't help him win too many votes. "Still figryuing out how 2 tyype with these big pawz. Will gett lessons from @Cubs. Come back soon!!" But, at the same time, Clark is just a mascot folks. And, look at it this way: He'll entertain all the kiddies so that you can focus on the game. (Fox Sports)


text:
Quelle Horreuer!
So here's the Tropical T as of five minutes ago:
It would appear to be approximately 1438 inches across the chest.
OK, I'll measure to be certain.
Um. 25.25" ACROSS.
I am hoping that it has a sort of retro, giant shaker sweater look about it when I am done. Otherwise, it might fit my mom.


text:
Check availability
Come Fish With Us In
Quepos / Manuel Antonio Costa Rica!
Join us in the tropical paradise of Quepos / Manuel Antonio, Costa Rica for the sportfishing adventure of a lifetime! Frenzy Sportfishing is a leader in catch and release billfishing. In addition to conventional-tackle deep sea fishing, Team Frenzy brings you the multiple tournament-winning expertise for Central American's top fly fishing. Offshore big game fishing aboard the Frenzy puts you on one of the Pacific Ocean's top flat water fisheries for world-class marlin and sailfish, as well as yellowfin tuna, dorado, wahoo, roosterfish, and snook.
Your fishing platform is the newest vessel in the Quepos charter fleet. The brand new Frenzy is a custom made 43 foot, twin-diesel-powered Maverick sportfisherman -- outfitted with state-of-the-art marine electronics, equipment and tackle. Fully rigged, fast, comfortable and safe . . . you'll enjoy the very finest experience on your sportfishing adventure when you book your charter on the Frenzy 43. Click here to tour the new Frenzy and meet our crew.
Start Your Adventure Here!
Just down the street is Manuel Antonio National Park, a gem of the extensive Costa Rica national park system. Boasting one of the world's most pristine and picturesque rainforests and coastlines, the 1,685 acre park rises from Pacific Ocean beachfront, through the acclaimed biodiversity of the Costa Rican rainforest, to peak elevations of nearly 400 feet.
From economical lodgings, to world-class villa rental accommodations, Quepos and Manuel Antonio offer lodging ranging from economical hotels to luxurious rental homes and a wide variety of dining and shopping opportunities. Frenzy Sportfishing offers multi-day fishing / accommodations packages including local hotel lodging, as well as larger group lodgings in 5-star luxury at our partners' oceanside Casa Carolina rental home and Casa Del Mar condo. We can also arrange your full Costa Rican adventure travel and activity schedule, including rainforest canopy tours, whitewater rafting, kayaking, horseback riding, golf and watersports.We look forward to seeing you soon.
As much as we love our natural surroundings of tropical waters and lush mountains, friendly portside village and national park . . . make no mistake: we're here for the fishing.
And the fishing is simply spectacular!
Please contact our Costa Rica Operations Manager, Willy Jiminez, for anything we can answer or provide. Phone: 011-506-8851-0935 or by e-mail at firstname.lastname@example.com.
Copyright ©2010 Frenzy Sportfishing, LLC. All rights reserved.


text:
Four Masters edge past Termon
Four Master managed to claw back a five point deficit to claim a narrow win over Termon yesterday.
Termon 1-09
Four Masters 0-13
The home side started sprightly playing with the breeze. Darragh McDaid got them off to a good start, pointing a free won by Kevin "Whoppa" McMenamin in the second minute. This was followed by a score from play by Trevor Alcorn and another free by McDaid.
It was the eighth minute before the visitors responded with a fine score from Conor McMonagle from play and they then drew level with two points from Peadar Esby.
Termon hit back when a Caolan McDaid shot was saved but Darragh McDaid was on hand to side foot it into the net for the game's only goal. Points followed from Kevin McMenamin and two from Darragh McDaid and Trevor Alcorn.
Michael Doherty and Esby pointed for Four Masters leaving the half time score 1-7 to 0-5.
Four Masters came out of the blocks strongly after the restart with four unanswered points to put them right back into the game. The scores came from Sean O'Kennedy from play, two frees from Esby and one from Conor McMonagle.
Steve McElwaine responded with a very good effort and Darragh McDaid added another. Barry Monaghan struck two back for Masters.
Michael Doherty fisted over a point to draw the game level in the 55th minute and the winning score came from the fist of Kevin McBrearty after a fine move.
Termon: Francie Friel; Kevin McDaid, Anthony McGrenra, Sean McDaid; Joe English, Declan O'Donnell, Nathan McElwaine; Bernard Alcorn, Aidan Sweeney; Steve McElwaine (0-1), Caolan McDaid, Ricky Gallagher; Kevin McMenamin (0-1), Darragh McDaid (1-5), Trevor Alcorn (0-2),
Subs: Jamie Gallagher for B Alcorn (17 mins), Joe O'Donnell for N McElwaine (28), Dan Conaghan for S McDaid (50). Darren Gibson for J English (black card)
Four Masters: Sean Martin; Darren Walsh, Kevin Breslin, Danny McGarrigle; John Boyle, Conor Rooney, Barry Dunnion; Kevin McBrearty (0-2), Barry Monaghan (0-2); Sean O'Kennedy (0-1), Conor McMonagle (0-2), Peadar Espey (0-4, 3f); Michael Doherty (0-2), Shane Carr, Patrick Reid.
Subs: Darragh Quinn for D Walsh (20 mins), Gavin Bennett for P Reid (38), Ryan O'Donnell for M Doherty (57). Leo McHugh for J Boyle (60).
Referee: A. Mullen.


text: Hi guys, so me and my partner are in the middle of moving house. In this transition period of around 2-3 months I am without the internet. However, in the UK currently Virgin Media UK is offering the following deal: 150 minutes Unlimited Texts Unlimited Data, tethering allowed (The important part!) At just £12, I can tether and don't have to worry about any data limit or throttling. However I need to purchase a second phone. Can anyone recommend the absolute cheapest option which has the ability for Wi-Fi hotspot? Does anyone else have experience like this possibly in a similar situation? Thanks in advance for any help.


text:
In cleantech venture capital, there's a new cleantech IT or cleantech 2.0 theme, inspired by VCs that have watched their green investments crater and their LPs sour on the cleantech segment. Generalist VCs are running from cleantech, and cleantech-dedicated firms are re-branding themselves as cleantech IT.
Today at the Going Green event put on by AlwaysOn in San Francisco, Ca., a number of VCs weighed in with their greentech VC worldview.
Nat Goldhaber of Claremont Creek Ventures
- "It's fantasy to believe in a free market when it comes to energy."
- "Everybody, other than us, is manipulating the price of energy."
- "Energy efficiency is a pure IT play."
Anup Jacob of Virgin Green Fund
- "What we look for...is a business model that can handle the macro headwinds."
- Capital-heavy businesses are hard to fund, according to Jacob. You heard it here first.
- "Show a profitable business plan within the capital constraint of your investor."
Stephan Dolezalek of VantagePoint Capital Partners
- "We need to play to win. The government in China clearly intends to pick winners and make losers."
- "We need to set a direction -- look at Germany." Dolezalek cited Germany achieving 50 percent renewable generation on one particular day earlier this year.
- "The only way to address resource shortages is with technology."
- "We've been through the first part of the curve. Now we're in the steep part of the valley. How do you survive and stay in a position to win when things get better?"
- When confronted with the sentiment that greentech was no place for venture capital, Dolezalek noted that the same sentiment had come up in "previous battles" in 3G networks, biomedicine, and the internet. He said that in every wave, there has to be an infrastructure buildout. "We have to build the hard stuff first."
- "We may be in a valley now, but the inevitability [of cleantech] has not gone away."
Tucker Twitmyer of EnerTech Capital
- "If you get a term sheet, take it."