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Hospitality Communication Solutions
Good communications are at the heart of every successful hotel. Mitel hospitality customers enjoy scalable, reliable communications, optimized to meet the needs of their industry.
From small hotels, to some of the world's most famous luxury establishments, here's why hoteliers rely on Mitel communications technology
Stellar guest service
When hosting guests, little things matter—like greeting your guests by name, managing their privacy and ensuring timely service. With Mitel technology, it's easy to do all this and much more.
Operational efficiency
Reduce training time with intuitive interfaces. Untether staff with mobile working. Manage service requests with purpose-built applications. And manage operations with rich business analytics.
Deployment options
Hoteliers who choose Mitel get unrivalled freedom to deploy communications on-property, in a private or public cloud, or as a hybrid system. They can also blend analog, digital and IP technology.
Your Key to Increased ADR
With the prevalence of online review sites, and guests' constant access to social media, proactively managing the guest experience must be top priority for businesses in the hospitality industry. How can you transform your guest experience with a truly connected hotel? Watch the video to find out.
Mitel 400 Hospitality Package
Get the legendary power and reliability of the MiVoice Office 400 communications server custom-bundled with a suite of purpose-built hospitality applications.
*only available in select regions.
US + Canada Version Rest of World Version
Mitel Connected Guests
Empower your employees and delight your guests with technology that transforms the experience for both.Learn More
MiCloud Hospitality
Reduce on-property complexity, simplify support and eliminate costly upgrades. Get the cutting-edge hospitality capabilities you want delivered as a service from the cloud for one monthly subscription price.Learn More
Mitel Hospitality Solution Expert Program
If you're selling to hospitality companies, you need a partner that understands the industry, has a strong track record with hoteliers, relates to your operational requirements and delivers class-leading technology and support. We are that partner.
Hospitality customer success stories
Starwood Hotels
Starwood Hotels and Resorts enjoys critical reliability, wide-ranging interoperability and stays on the leading edge of guest experience with help from Mitel technology.Learn More
Seventy percent of Hyatt hotels in North America are using Mitel communications systems to mobilize staff, ensure consistent customer experiences and reduce costs.Learn More
Firmdale Hotels
Firmdale Hotels deployed Mitel MarWatch fault and performance management to monitor and manage the service quality of their Mitel unified communications system.Learn More
Hospitality Solution Brochure
Good communication is at the heart of every successful hotel. Download the full hospitality solution brochure to learn moreDownload Brochure


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Connecting to the Alpha server.
Bots & competitors have taken our hard-earned steam keys (specifically The Sims 3 Supernatural keys) before and it's not fun...
Because of our losses, our sponsors forced us to develop a new anti-bot & anti-VPN system (KeyInitegryIP), which requires one thing and that is:
Want some The Sims 3 Supernatural steam codes with no cost? Well, we did too. KeyMadness has now made it possible and created a free The Sims 3 Supernatural Steam Key Generator, the only working The Sims 3 Supernatural steam key generator on the net. Trust KeyMadness for all of your steam key needs!
IGotTheKeys is now KeyMadness!!!!

subset: commoncrawl


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Categories: Face, Shave, Shave Gel, Best Sellers, Problem Solvers, Dry Skin, All Products, Travel Size, BEST SELLERS
- Aloe Barbadensis Leaf Juice: Acts as an anti-irritant and plays a role in binding moisture to the skin.
- Algae Extract: Water-binding agent and antioxidant that binds moisture to the skin and eases irritation inflicted during shaving.
- Glycerin: Attracts water from the environment and dermis, increasing the amount of water in the surface layers of skin. Substance found naturally in skin and helps maintain the outer barrier and prevent dryness or scaling.
Water (Aqua), Aloe Barbadensis Leaf Juice, Glycerin, Polysorbate 20, PEG-12 Dimethicone, Butylene Glycol, Carbomer, Panthenol, Hydrolyzed Jojoba Protein, Hydrolyzed Rice Protein, Algae (Seaweed) Extract, Panax Ginseng Root Extract, Calcium Pantothenate, Phospholipids, Saccharomyces Cerevisiae Extract, Sodium Hyaluronate, Triticum Vulgare (Wheat) Germ Extract, Xanthan Gum, Fragrance (Parfum), Glucose, Ethylhexylglycerin, Magnesium Lactate, Potassium Lactate, Urea, Magnesium Gluconate, Tocopheryl Acetate, Zinc Gluconate, Ascorbyl Palmitate, Retinyl Palmitate, Citric Acid, Magnesium Chloride, Disodium EDTA, Potassium Chloride, Sodium Citrate, Phenoxyethanol, Caprylyl Glycol, Sodium Hydroxide, Chlorphenesin, Methylparaben, Propylparaben, Hexyl Cinnamal, Lilial, Limonene, Linalool, Blue 1 (CI 42090), Red 33 (CI 17200).
After washing the face, apply a small amount evenly over a damp face, covering all the area to be shaved. Shave and rinse.
Caution: As with all facial skin care products, avoid contact with eyes. If contact occurs, rinse thoroughly with water. If irritation develops, discontinue use.
Caution: As with all facial skin care products, avoid contact with eyes. If contact occurs, rinse thoroughly with water. If irritation develops, discontinue use.


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Complete form below
Thank you for your interest in Prairie Spine and Pain Institute. We are very interested in hearing from you. If you have a question about becoming a patient or you have an interest in receiving additional information about pain care facilities, please contact us in a quick note. If you are a current or past patient and wish to leave a comment, we would greatly appreciate your feedback.


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ANNAPOLIS, Md. (AP) — Classes are returning to normal at the U.S. Naval Academy as all civilian faculty return after being furloughed last week due to the partial federal government shutdown.
Cmdr. John Schofield, an academy spokesman, said Monday that "everything is back up academically."
Last week, the academy had to cancel about 20 percent of its classes due to furloughs to civilian faculty and staff. That meant military faculty members picked up classes to substitute for furloughed civilians.
Foreign language courses were heavily affected and some chemistry, physics and engineering labs could not be run because civilian technicians were absent.
But on Saturday the Pentagon announced that it would order furloughed civilian employees back to work this week.
(Copyright 2013 by The Associated Press. All Rights Reserved.)


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Watch in white gold and diamonds, double gadroons and signature cabochons, silver sundial
The Epure creation embodies refinement and grace of the great classics of tomorrow. Its traditional round shape, with delicate curves, clean lines and finely-worked finishings, sets off the emblematiccodes of the "Jeweler of Lights": the double gadroons symbolizing eternal love and the signature Cabochon, a protective force.
More than just a timepiece, Epure is a philosophy of life : It preserves only the essential to brighten life's most joyful hours
In 1785, Rousseau, the watchmaker, invented a new kind of sundial featuring a canon topped by a magnifying glass that was placed in the sun's path, in perfect alignment with the Parisian meridian. This instrument gave the exact time at 12 noon. The dial, at first located in the gardens of the Palais Royal, sent a daily reflection of sunlight into Frédéric Boucheron's first boutique, situated under the arches of the gallery.
The base of the sundial bore the following inscription "Horas non numero nisi serenas" – "I count only the joyful hours". Fascinated by this unique approach to time and to life, Frédéric Boucheron decided to adopt the motto as his own. The Maison's first creations are inspired by this: Frédéric Boucheron wished to be the watchmaker of "Joyful Hours" and through this vision created watches that celebrate life's special moments.
Watch in white gold and diamonds, double gadroons and signature cabochons, silver sundial
Hide the price


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Disk Collection
The Disk series features modern styling combined with a traditional automatic mechanical movement, Orient's true hallmark. A rotating disk in the center takes the place of standard watch hands. As time progresses, the color of the disk hand changes along with it. A truly unique timepiece, the Disk pushes the ideas of what a wristwatch can look like.
Technical Details
Men / Women:Men
The amount of time a watch will remain running without being wound further. A Power Reserve indicator provides a visual gauge representation of the amount of power left.Power Reserve:Approximately 40 Hours
Mineral Crystal
The watch instrument that measures the passing of time and which displays the current time. A watch movement may also display other things such as the date, day, or month.Movement:ORIENT Cal. 48743 Automatic Mov'tA part of a watch bracelet or band that is used to secure or loosen the watch on or off the wrist.Clasp:Fold-over with Double Push ButtonThe maximum amount of water that can be repelled by the structure of the watch case. Usually referred to in meters, ATM (where 1 ATM = 10m) and Bar (where 1 bar = 10m). Water Resistance:50mCase Material:Stainless Steel w/ Gold PlatingCase Diameter:41.40mm without crownCase Thickness:11.30mmDial Color:BlackCalendar:DateBand Material:Genuine Brown LeatherWarranty Type:1 year International GuaranteeSame Model As:FER02007B, ER02007BWatch Manual
Click here to download Service manual for FER02007B0.Watch Video
More Watches in this Collection


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Apple Daily (HK) | Systema Hong Kong
Whenever I teach, I like to use examples that are close to everyday life… Today, I'll go back to my past as a banker: in that past life, I worked fighting various bank fraud but I'll focus more particularly on …
Pain should be managed, not avoided
A friend of mine, younger than me, passed away this week. I had not seen him since high school, but we did keep in touch via Facebook… Back in the days, I remember him confiding …
As I mentioned in my previous entries, when teaching, I like to use simple concepts and examples to convey my points.
One of those example is the Hong Kong $2 coin: it's about a millimeter thick with bumpy ridges to the …
Hotel Security training. Phuket, Thailand
"Intuition is the highest form of intelligence, transcending all individual abilities and skills"
― Sylvia Clare
Today's class was a small class: 4 people, three who train regularly and what I call a tourist.


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Ultimate Revival: UA Chevy K10Posted in Project Vehicles on June 1, 2011
Last month we introduced our latest challenge, rehabbing the Ultimate K10. The truck attracted substantial attention in 2005 and 2006 then fell on hard times. Many of its premium parts were cherry-picked for other projects. In high-on-the-hog times, we might have put Old Yeller out of its misery. After all, its high-end, high-pinion Dynatrac Dana 60 frontend, Off Road Unlimited disc-braked Chevy 14-bolt rearend, and NP205 with Off-Road Design Doubler were long gone. So were the winch, Optima batteries, seats, steering column, steering box, bumpers, and more. A saner, higher-heeled approach might be to pull the RamJet 350 and TCI TH350 and put them in a truck that's more together.
However, this truck is somewhat infamous. We have sweat equity in it, and lean times call for making do with what you already have (makes for better stories, anyway). As much as we'd like to do a Six Million Dollar Man better/stronger/faster rebuild, we ain't gonna attempt to fix things that ain't broke. Also, we're using obtanium whenever possible to get the Ultimate K10 back up and running.
Gearing Options
On Ultimate Adventure 2005, the K10 crawled over some of the best trails in Missouri, Oklahoma, and Arkansasand got between states on the interstate. The geartrain consisted of a TCI Truckmaster Turbo 350 with a low 2.75:1 First gear (stock is 2.52:1) and a finned deep pan. It handled the RamJet 350's manufacturer-rated 350 hp and 400 lb-ft of torque without any issues. Gear reduction came from an Offroad Design Doubler, giving a 4:1 low range. Motive Gear 5.13 ring-and-pinions yielded a 56.13:1 crawl ratio. This combo passed all its hardcore tests. The tradeoff was some high-revving whine at highway speed running 39-inch BFGs.
Since this time we want to tow more and crawl less, roadability is a higher priority (37-inch tires will be used). We benched-raced with drivetrain expert Craig Calkins of CRC Performance Transmissions. He locked onto tow and as simple as possible and suggested swapping in the Towasaurus Turbo 400 he built for an article in the Mar. '09 issue. That transmission is mated to a Doubler in our red '87 K20. Swapping in the TH400 (which was built with a Kilgore 2.75:1 First)/Doubler would give us a great towing and trail package.
If we were starting from scratch and budgets weren't as tight, the optimal half-ton setup for our goals might be a TH700R4 mated to a Doubler. Stephen Watson, owner of Offroad Design and the Doubler's creator, says, A 700R4 would be awesome to make it a little more friendly on the road. You'd want 4.88s with 37s, but I think it would be great on the highway.
The main drawback here is that we don't have a 700R4 on hand, and in stock form the light-duty four-speed might not live a long life with a RamJet 350 upstream and an overloaded car trailer out back.
Readers should know that 700R4s can be built to take an advertised 600-plus horsepower using reinforced input drums and sun shells and a larger Fourth gear servo piston. Overall 700R4 advantages are a lower low and a higher high. First gear is more than 20 percent lower than the TH350 and TH400, Second gear is lower than both, and the top gear is 30 percent higher thanks to the overdrive Fourth.
Mating a 700R4 to a noncomputerized vehicle requires sorting out converter-clutch lockup, which is electronically controlled by the powertrain computer in some OE applications. The solution is a lockup wiring kit, such as the one offered by TCI. Also, the TV cable must be dealt with when swapping in a 700R4. (Transmissions custom-built with full manual valve bodies eliminate the lockup and TV issues.)
The electronic GM four-speed automatics and Allisons are also possibilities but are beyond the scope of this project. These swaps can require standalone controllers when swapped into vehicles that predate computers.
As we said in the Mar. '09 issue, the Turbo 400 is the strongest of the GM light-duty three-speed automatics. Its length would be an issue in short-wheelbase vehicles, but we think we'll have plenty of rear driveshaft space in our regular-cab shortbed, even with the Doubler added.
Performance TH400 specialist John Kilgore makes nonstock-ratio First gearsets ranging from 1.80:1 for drag racers up to 3.00:1 for maximum off-idle torque to the tires. CRC Performance Transmissions recommended Kilgore's 2.75:1 set, mainly because the 3.00:1 can generate too much wheelspin in sand and snow. CRC owner Craig Calkins' own K2500 tows a 13,000-pound fifth-wheel on weekends. It has a built big-block, a Kilgore 2.75 First-geared Turbo 400, 4.56 axle gears, and 37s.
Installation Notes
Swapping the TH350 for a TH400/Doubler wasn't quite a straight R&R operation in the K10. Because the Turbo 400 is longer than the 350, the job required tweaking the tunnel and floorpan to get the Doubler's rear yoke angled about 3 degrees downward. Our Doubler also has the optional three-stick linkage, so the trans tunnel had to be hogged out for linkage clearance. (This setup uses one stick to shift the NP203 and two for the NP205. Low-range front-wheel-drive is one of the available scenarios.)
A longer speedo cable is often necessary when using a Doubler. The system also has two breathers, which need to be plumbed high and dry to keep water out.
Once the K10 was buttoned up, CRC bolted a used NP203 to the TCI Turbo 350 and swapped it into the K20. Coast Driveline made a custom rear driveshaft so the K20 could drive out of CRC under its own power. As for the Ultimate K10, it left the same way it arrived: on a flatbed. Its next destination is its pre-magazine home, GM Truck Center.
|Popular Light-Duty GM Truck Automatic Transmissions
|Crawl Ratio*
|*With NP205/Doubler (4.00:1), 4.56 axles


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- Parent Category: News
Ford County GOP candidates featured at candidates forum
The Ford County Republican Central Committee and the Ford County Republican Women organizations invite Ford County voters to a Meet the Candidates event.
The event is set for Saturday, January 22, 2014 at the Paxton Civic Center. The public can hear what the candidates have to say from 2 – 4 pm.
The Illinois primary election is March 18, 2014.
The candidates invited include the three candidates running for Ford County Sheriff and the three candidates running for Circuit Judge.
Candidates for Sheriff include Paxton Chief Robert Bane, incumbent Sheriff Mark Doran, and Dennis Higgins, Ford County 911 and Emergency Management Agency Coordinator.
Candidates for Circuit Judge include Ford County State's Attorney Matt Fitton, Attorney Ellen Lee, and Attorney Ross Sorensen.
Ford County GOP Chair, Tom Bennett states "This should be an enjoyable afternoon and will give voters a great opportunity to learn more about the issues around the office of Ford County Sheriff and Circuit Judge.


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- Home
Cesky Krumlov
Prices are valid for up to four people. If there are more of you, the cost will be higher.
Prices include guiding and transportation, but exclude admissions fees and tips. It's usually necessary to pay admission fees in cash in local currency.
Enjoy a trip through the south Bohemian countryside, over rolling hills and past quaint villages, to find yourself in the enchanting Medieval town of Cesky Krumlov, recognized by UNESCO as a World Heritage Site. The Renaissance castle with its colorful tower overlooks the beautifully preserved Old Town from a great hill. This little gem of a city, practically breathing Bohemian charm, offers little cafes, art galleries, and antique shops lining the winding streets for you to visit.
Tour Duration - Approx. 9 hours


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Barolo is obviously the wine of choice for this stew; however, an inexpensive bottle of it may require some searching. You may substitute a Cabernet Sauvignon or Zinfandel. Don't use thinly sliced, prepackaged pancetta here; look for pancetta at the deli counter or in an Italian market where it can be sliced 1/4 inch thick to order. If pancetta isn't available, substitute an equal amount of salt pork (find the meatiest piece possible), cut it into 1/4-inch cubes and boiled in 3 cups water for 2 minutes to remove excess salt.–Editors of Cook's Illustrated
LC Once Upon A Cold Winter's Night... Note
Once upon a cold winter's night, the editors of Leite's Culinaria made this beef braised in Barolo and were too sated to type….
Beef Braised in Barolo
- Quick Glance
- Serves 6 to 8
- One 3 1/2- to 4-pound boneless beef chuck eye roast, pulled apart into 2 pieces, trimmed, and tied
- Salt and freshly ground black pepper
- 1 tablespoon vegetable oil
- 4 ounces pancetta, cut into 1/4-inch cubes
- 2 medium onions, chopped medium
- 2 medium carrots, peeled and chopped medium
- 2 celery ribs, chopped medium
- 2 medium garlic cloves, minced (about 1 tablespoon)
- 2 teaspoons minced fresh thyme leaves
- 1 teaspoon minced fresh rosemary
- 1 tablespoon unbleached all-purpose flour
- 1 tablespoon store-bought or homemade tomato paste
- 1/2 teaspoon granulated sugar
- One 750-ml bottle Barolo wine
- One 14 1/2-ounce can diced tomatoes, drained
- 1. Adjust an oven rack to the lower-middle position and heat the oven to 300°F (150°C).
- 2. Pat the beef dry with paper towels and season with salt and pepper. Heat the oil in a large Dutch oven over medium-high heat until hot but not smoking. Brown the beef on all sides, 7 to 10 minutes, reducing the heat if the beef begins to scorch. Transfer the beef to a large plate. Pour off all the fat in the pot, add the pancetta, and cook over medium heat, stirring often, until browned and crisp, about 8 minutes. Add the onions, carrots, celery, and 1/4 teaspoon salt and cook, stirring often, until softened, 8 to 10 minutes. Stir in the garlic, 1 teaspoon of the thyme, and the rosemary and cook until fragrant, about 30 seconds. Stir in the flour, tomato paste, and sugar and cook, stirring constantly, for 1 minute. Slowly whisk in the wine, scraping up any browned bits, until smooth. Stir in the tomatoes and bring to a simmer.
- 3. Add the beef, along with any juices that accumulated on the plate, to the pot and bring to a simmer. Cover, place the pot in the oven, and cook until the meat is very tender and a fork inserted in it meets very little resistance, 3 to 3 1/2 hours, turning the beef every hour.
- 4. Transfer the beef to a cutting board and tent loosely with foil. Meanwhile, strain the braising liquid into a fat separator or bowl, discarding the solids. Defat the braising liquid by pouring off the fat, skimming the fat with a ladle, or refrigerating the whole shebang overnight so that the solidified fat can be lifted from the surface.
- 5. Add the remaining 1 teaspoon thyme to the defatted braising liquid, bring to a simmer over medium-high heat, and cook until thickened, saucy, and reduced to about 1 1/2 cups, 15 to 20 minutes. Season the sauce with salt and pepper to taste.
- 6. Remove the kitchen string, slice the beef against the grain into 1/4-inch-thick slices, and transfer to a serving platter. Spoon the sauce over the meat, garnish with twine if desired, and serve.
If you make this recipe, snap a photo and hashtag it #LeitesCulinaria. We'd love to see your creations on Instagram, Facebook, and Twitter.


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weather delivered
About Us
Qwikcast - weather delivered.
We provide weather forecasts and news stories about weather, travel, and a little science thrown in just for fun.
Our goal is to simplify the way weather information is presented - to make the weather easy to access and understandable to everyone without a lot of gobbledygook on the page.
My name is Harry Stockman. For over 30 years, I reported the weather for television and radio audiences in the Bay Area and throughout the West.
I founded Qwikcast because I thought there was a better way to present the weather.
Have you noticed how many weather sites over load their pages with information? Forecasts, observations, detailed forecasts, history, etc. displayed on one page. Sometimes its hard to find what you want.
Qwikcast presents a snapshot of each weather element. For example, the five day weather forecast is one page, current conditions on another, 10 day, hourly forecasts, and so on. Each element has its own page.
The website functions like a mobile app allowing the user to quickly access and customize their weather page so you get only the information you want, when you want it.
You can edit each of the weather pages by clicking on Settings, selecting the content you want to display, then click Done.
You can Save your location or a number of locations as a link in the right hand column. Note, that your recent searches are saved as links. You can edit the number of links you wish to keep in Settings.
Our next focus is on travel. Qwikcast makes forecasts for 100,000 cities, towns, national and state parks, ski resorts, and sport venues worldwide. We have a forecast for wherever you want to go.
When you check the forecast for your destination city, you will find links to nearby popular locations that you may want to visit. For example, if you're flying to San Francisco, you will find links to the best golf courses, stadiums, parks, and ski resorts.
You can check the weather at any of the major airports by searching for the four-letter code for that airport. For example, KSFO is the code for San Francisco International Airport. KSMF is Sacramento International Airport.
If you do not know your airport code, look at the three-letter code on your luggage tag, then add K to the three-letter code.
In addition to weather forecasts, current weather, maps, and travel conditions, we do the occasional science story.
We answer questions about how the weather works, next month's meteor shower, global warming, volcanoes, tsunamis, and earthquakes. In other words, we cover the earth and physical sciences.
If you have a question, write Harry Stockman at firstname.lastname@example.com.
About Us
Contact Us
Terms and Conditions
National Weather Service
National Climatic Data Center
Climate Data Online
Climate Change
EPA Climate Change


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Looking for a dense but highly scalable server for your data center application and virtualization needs? HPE ProLiant DL560 Gen10 server is a high-density, 4P server with high-performance, scalability, and reliability, in a 2U chassis. Supporting the Intel® Xeon® Scalable processors with up to a 68% performance gain1, the HPE ProLiant DL560 Gen10 server offers greater processing power, up to 6 TB of faster memory, and I/O of up to eight PCIe 3.0 slots. In addition, it offers the intelligence and simplicity of automated management with HPE OneView and HPE Integrated Lights Out 5 (iLO 5). The HPE ProLiant DL560 Gen10 server is the ideal server for business-critical workloads, virtualization, server consolidation, database, business processing, and general 4P data-intensive applications where data center space and the right performance are paramount.
What's new
- HPE InfoSight provides a cloud-based analytics tool that predicts and prevents problems before your business is impacted.
Scalable 4P Performance in a Dense 2U Form Factor
HPE ProLiant DL560 Gen10 server provides 4P computing in a dense 2U form factor and supports up to four Intel Xeon Platinum (8100 series) and Gold (6100 and 5100 series) processors which provide up to 68%1 more processor performance and 27%2 more cores than the previous generation.
Up to 48 DIMM slots which support up to 6 TB for 2666 MT/s DDR4 HPE SmartMemory. HPE DDR4 SmartMemory improves workload performance and power efficiency while reducing data loss and downtime with enhanced error handling.
Choice of HPE FlexibleLOM adapters offers range of networking bandwidth (1GbE to 25GbE) and fabric so you can adapt and grow to changing business needs.
HPE Innovation with Intelligent System Tuning enhances workload performance using customized profiles to tune internal resources; improves workloads such as high frequency trading with jitter smoothing and provides added performance with core boosting SKUs.
Flexible New Generation Expandability and Reliability for Multiple Workloads
HPE ProLiant DL560 Gen10 server has a flexible processor tray allowing to scale up from two to four processors only when you need, saving on upfront costs. The flexible drive cage design supports up to 24 SFF SAS/SATA with a maximum of 12 NVMe drives.
Supports up to eight PCIe 3.0 expansion slots for graphical processing units (GPUs) and networking cards offering increased I/O bandwidth and expandability.
Up to four, 96% efficient HPE 800W or 1600W Flexible Slot Power Supplies3, which enable higher power redundant configurations and flexible voltage ranges. The slots provide the capability to trade-off between 2+2 power supplies or use as extra PCIe slots.
Secure and Reliable
HPE iLO 5 enables the world's most secure industry standard servers with HPE Silicon Root of Trust technology to protect your servers from attacks, detect potential intrusions and recover your essential server firmware securely.
Millions of lines of firmware code run before server operating system boots and with Runtime Firmware Validation, enabled by HPE iLO Advanced Premium Security Edition, the server firmware is checked every 24 hours verifying validity and credibility of essential system firmware.
Secure Recovery allows server firmware to rollback to the to last known good state or factory settings after detection of compromised code.
Additional security options are available with, Trusted Platform Module (TPM), to prevent unauthorized access to the server and safely stores artifacts used to authenticate the server platforms while the Intrusion Detection Kit logs and alerts when the server hood is removed.
Agile Infrastructure Management for Accelerating IT Service Delivery
With HPE ProLiant DL560 Gen10 server, HPE OneView provides infrastructure management for automation simplicity across servers, storage and networking.
A suite of embedded and downloadable tools is available for server lifecycle management including Unified Extensible Firmware Interface (UEFI), Intelligent Provisioning; HPE iLO 5 to monitor and manage; HPE iLO Amplifier Pack, Smart Update Manager (SUM), and Service Pack for ProLiant (SPP).
Services from HPE Pointnext simplify the stages of the IT journey. Advisory and Transformation Services professionals understand customer challenges and design a better solution. Professional Services enables rapid deployment of solutions and Operational Services provides ongoing support.
HPE IT investment solutions help you transform to a digital business with IT economics that align to your business goals.
- 1. HPE measurement: Up to 68% performance increase of Intel Xeon Platinum versus previous generation E5-4600 v4 average performance based on generational gains on HPE servers comparing 4-socket Intel Xeon Platinum 8180 to E5-4699 v4 Family processors. Any difference in system hardware, software design, or configuration may affect actual performance. May 2017
- 2. Up to 27% performance increase of Intel Xeon Platinum versus previous generation comparing 4-socket Intel Xeon Platinum 8180 (28 cores) to E5-4669 v4 (22 cores). Calculation 28 cores / 2x cores= 1.27 = 27%. May 2017.
- 3. 1600W Power supplies only support high line voltage (200V AC to 240V AC)
- Intel Xeon and Intel are trademarks of Intel Corporation in the U.S. and other countries. ClearOS is either registered trademark or trademark of ClearCenter. Corporation in the United States and/or other countries. All other third-party trademark(s) is/are property of their respective owner(s).
Related Links
Server Tools
- HPE Security
- HPE Intelligent System Tuning
- HPE Power Advisor
- HPE iLO Licensing Advisor
- HPE Reference Architectures
Additional server resources
- Benchmarks
- HPE ProLiant case studies
- HPE Enterprise Information Library
- HPE SimpliVity
- HPE Server Management
Server support & downloads
- Support for Retired Products
- Service Pack for HPE ProLiant software downloads
- Software support matrices
HPE Services
Additional Server Products


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The paid version of MonsterUp, the popular platormer, has been updated. The title has continuously been bumped in the past to apply fixes and introduce more functionality for players, but has since been overtaken by the sequel, MonsterUp Adventures. So what's new in the latest version of MonsterUp?
Should you be on Windows Phone 8, you'll be able to take advantage of in-app purchases that enable players to purchase all monsters. Unfortunately, this feature is only available for those on the latest version of Windows Phone and on the paid edition of the app itself. It's not supported in the lite version as monsters can't be unlocked by any means.
As well as in-app purchasing, the latest release slashes the special power timer in half to make said abilities more fun and convenient to use. While not a massive update, it's neat to have such functionality in place for those who wish to spend a few funds and support the developer to do so, as well as the boost in power. You can also check out MonsterUp Adventures, the sequel to MonsterUp.
You can download MonsterUp and MonsterUp Lite from the Windows Phone Store.


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GIMP Tricks for Isolating Parts of Images
Erasing to Alpha
You've been using GIMP for cleaning up your photos -- but now you have a picture of a kitten or a bird or your new smartphone that you want to paste into another picture.
It's one of the most common questions the GIMP community fields -- how do you take one part of a photo and make it ready to paste somewhere else? The answer is, "It depends." There are lots of different methods. Here are four of the most useful I've found.
Erasing to Alpha
For beginners, the easiest way to start is to erase everything that isn't the part you want. Click on the eraser tool (Figure 1) and start dragging in the image.
In Figure 1 I've chosen a round fuzzy brush, "Circle Fuzzy (10)". When you're cutting objects out of photos, you're almost always best off making the edges a little fuzzy. That way when you paste the result into another image, the edges won't be so obvious.
But wait. If you're starting from a JPEG photo, when you erase, all you'll get is white, where what you really want is transparent.
That's because JPEG doesn't allow for transparency -- it doesn't allow "alpha", the geek code-word for transparent parts of an image. Layer->Transparency->Add alpha channel will tell GIMP you want transparency.
Now when you erase, you'll see the grey checkerboard that means that part of the image is transparent. And there's one more trick: zoom way in. You can use the zoom menu at the bottom (Figure 2) or the View->Zoom menu, or the + and - keys. If you zoom way in, to 200 or 400%, you won't need the steady hands of an artist. Use short strokes, so that if you make a mistake you can use Edit->Undo.
When you're done, crop the image, either with the Crop tool or Image->Autocrop Image, and save it in some format that preserves transparency. That means no JPG. If you're not sure, use PNG.
Selection Tools
Erasing is easy and you don't need to know much about GIMP to do it. But eventually you'll probably want to use a more flexible method, a selection, where you select just the part you want. Then Edit->Copy remembers the selected part, and you can Edit->Paste it into another image.
There are lots of ways of making a selection in GIMP. For a shape like the penguin, you can use the Free Select tool -- its icon looks like a lasso -- to draw the outlines of the object you want to select. Enable the option to Feather edges, then click repeatedly as you "connect the dots" around the edge of the object. As with the eraser tool, zooming way in makes this a lot easier. When you get to the end, click on your starting point or hit Enter.
If you're selecting an object that's all one color -- say, a green leaf -- there are two tools that might help: Select by color and Fuzzy select. They're right next to each other in the Toolbox. To use either one, click on the tool's icon in the Toolbox, then click in the image on the color you want to select. The difference between them: Select by color selects everything anywhere in the image that's "close enough" to the color you clicked on, whereas Fuzzy select will only select regions connected to the place you clicked with the mouse.
How close does it have to be? The Threshold slider in Tool Options
controls that ... but there's a faster way.
- Skip Ahead
- 1. Erasing to Alpha
- 2. Erasing to Alpha


text:
For some reason I'm terrified. Oh ya, Max Starks.
GOOOOOOOOOOO Steelers! Time to beat the Bungholes!
These 4 o clock games take forever to get to!
Who to root for Week 3:
Cle v Bal (not everyday you root for the Browns, but we gotta get the Ravens a loss)
Jac v Hou
Atl v NE
Ten v NYJ
KC v Phi
NO v Buf
Den v Oak
Tonight: Ind v Ari
The italian sausage is in the crock pot. The beer is on ice. The TV is showing pregame shows. Come on 4:15!!!
'Nuff said..
"Commitment to the team - there is no such thing as in-between, you are either in or you're out."-Pat Riley
anyone got a link for the game?
stupid NY CBS is showing the MIA v SD game.
Not a good way to start.
"When you judge another, you do not define them, you define yourself."
-Wayne Dyer
There are currently 1 users browsing this thread. (0 members and 1 guests)


text:
Free Tax Code Calculator
Find if you're owed a tax rebate
It looks like an innocuous set of digits, but your tax code has a critical impact on your finances. Every year millions of people are hit by errors, and some are due £1,000s back. If you haven't already, check yours NOW.
This guide includes the Tax Code Calculator, updated for the 2018/19 tax year, to ensure you're on the right tax code, and how to handle underpaid and overpaid tax. It's likely millions each year still could be owed (or owe) £100s.
Warning. This guide is for the 2018/19 tax year. We're working to update it for 2019/20 but the general principles still apply.
In this guide
Thanks to Tony Tesciuba (Tesciuba Ltd) & Matthew Brown (Chartered Inst of Taxation) for feedback/suggestions. Every effort's been made to ensure accuracy, yet this guide isn't authorised, tailored tax advice (get help here). We can't take responsibility nor accept liability for damage or losses; you use the info at your own risk.
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What's a tax code?
Before we start explaining what a tax code is, it's important to understand that not everyone has one.
Who has a tax code?
Full or part-time employees
Those receiving a private pension
Who doesn't?
Fully self-employed or unemployed people
Those ONLY receiving a state pension
On the face of it, a tax code is a dull and harmless series of numbers and letters – 1185L, S1185L, BR and K497 are just some examples for the current tax year.
But these hieroglyphics are used by your employer to calculate the amount of tax that should be deducted from your wages or pension before they hit your bank account.
Therefore if you pay tax through PAYE, the tax code tells your employer or pension provider what it should take – and even small errors can lead to mistakes of £100s.
So the aim here is to find your tax code and decipher what it means, to see if it's correct. Don't worry, we'll take you through it simply.
Then you can punch it into our unique tax code calculator which will give you a steer on whether you may have over- or underpaid. Finally, and most importantly, the guide will explain step-by-step what to do about it...
Quick questions
In summer 2010, errors started coming to light and, so far, OVER 30 MILLION mistakes for tax years between 2003/04 and 2015/16 have been uncovered by HMRC.
People pay the wrong amount of tax often because they've changed jobs midway through the tax year, or they've retired, or some other change.
Commentators often point the finger at HMRC, though many tax nerds dispute this, saying its reconciliation – that it does at the end of each year – reveals errors, it didn't create them. Current employers can only use the tax code they are told to; the key is having correct info flowing through the system.
The errors are indiscriminate but some groups of people are likely to be more affected than others. You should take action quickly if one of the following situations has applied to you in the recent past.
- Have you changed jobs? The tax system can incorrectly assume you have two jobs if your former employer hasn't let HMRC know you've moved on.
- Do you have more than one income? If you've been earning money from more than one source (eg, you have a second job), then you could find you've been taxed incorrectly on a chunk of your earnings.
- Do you get employee benefits? If part of your salary is made up of company benefits such as a company car, healthcare cashplan or medical insurance, it's possible you're being taxed wrongly.
- Just started your first job? Young people embarking on first jobs in the middle of a tax year can easily be shunted on to an emergency tax code. Never assume the amount you receive in the first few pay packets is correct.
- Do you have more than one pension/have you recently retired? If you receive money from more than one pension source, have retired in the last couple of years or have recently started to receive the state pension, you could have been taxed incorrectly.
- Have you changed jobs? The tax system can incorrectly assume you have two jobs if your former employer hasn't let HMRC know you've moved on.
If you've moved house and not told the taxman, any correspondence from HMRC about your tax code may have gone to the wrong address. Your employer can't update this, only you can, so if you haven't, a possible refund could've gone to the wrong address.
You must contact HMRC directly to update your address. The easiest way to do this is online at HMRC's website.
People have used this guide to reclaim up to £10,600!
Since launching this guide in late 2010, we heard of a blast of successes after MoneySavers used the Tax Code Calculator and realised they were on the wrong code! We'll let some lucky forumites take over the tale. Please tell us about your tax rebate successes.
Seeing the email, I thought I'd check mine as I had my payslip handy and I was surprised to see my code was BR. Digging out older slips, I saw I'd been on basic rate tax since I started, which seemed odd.
Quick call to HMRC confirmed I should have been on L – they've refunded just under £1,500 for last year and are updating my employer, so I'll be £130 better off each month going forward!
I got the MSE email, checked my tax code, rang HMRC and it told me I'd get between £5,000 and £7,000 back. Incredible!
It's all because it'd been deducting for a company car and medical insurance that I've never had in this job.
Chris Kendall
I was made redundant last year so was entitled to redundancy, and as part of sorting my finances out etc. I checked my tax code via my accountant and received a whopping £10,640.
I've rung HMRC and a letter is in the post. I've been on the wrong tax code and paying too much since 2005!
I've had a cheque for £3,698 dating back to 2006 and that's not including this year's return either! I'm very happy indeed and would of been none the wiser had it not been for MSE so thank you very, very much!
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Step 1. Finding your tax code
Each income source (job, private pension) will have different tax codes. Check them all!
The best source to find your tax code is your PAYE Coding Notice (or P2). A copy of this is sent to both you and your employer around March, just before the start of each tax year. It tells them how to deduct tax, and explain to you how this code was arrived at.
If you can't find your coding notice, then there's other places to look for your tax code...
- Your payslip: Perhaps the easiest place to look is on your payslip, which you will receive from your employer every time you get paid (whether it's monthly or weekly).
- Your P45: If you have dumped your payslips, (though it's always best to keep them for records) hunt down a copy of your P45. This is the form given to you by your employer when you stop working for them – and the one you give to your new employer when you change jobs.
- Your P60: This form is a summary of your salary and the tax that's been deducted. Your employer is required to give you this at the end of each tax year.
- HM Revenue and Customs: If you can't lay your hands on any of these, contact your tax office with your National Insurance number. After a few basic security questions, they will disclose your tax code (or codes) to you.
- Tax code for pensions: If you're receiving a private pension, the easiest place to find your code will be on any pension advice slip or on your P60 sent once a year.
What does my code mean?
Tax codes are made up of two main elements, which determine the amount of tax your employer will take. If you work for multiple employers (or work and also draw a pension), you'll have more than one code.
Here's an example of a common tax code for the new tax year in April (similar ones for past years include 1150L and 944L). It will usually be made up of numbers and letters:
It indicates the first three or four digits of your tax-free allowance – the amount you can earn in a year before your employer needs to deduct tax. The size of this layer depends on your income and whether there are any deductions (eg, company car) or additions (eg, pension contributions) to this.
You need to add a zero on the end to get the real number, so 1185 means you can earn £11,850 a year tax free. Above that, you pay tax on income, though the amount you pay depends on your total earnings.
For the 2018/19 tax year (which runs from 6 April 2018 to 5 April 2019):
- You pay 20% tax... on the portion of your income that is between £1 and £34,500 above your personal allowance. This is called basic-rate tax.
- You pay 40% tax... on the portion of your income that is between £34,501 above your personal allowance and an overall salary of £150,000. This is called higher-rate tax.
- You pay 45% tax... on the portion of your income above £150,000. This is called additional-rate tax.
If you live in Scotland, tax rates are different. For the 2018/19 tax year:
- You pay 19% tax... on the portion of your income that is between £1 and £2,000 above your personal allowance. This is called starter-rate tax.
- You pay 20% tax... on the portion of your income that is between £2,001 and £12,150 above your personal allowance. This is called basic-rate tax.
- You pay 21% tax... on the portion of your income that is between £12,151 and £31,500 above your personal allowance. This is called intermediate-rate tax.
- You pay 41% tax... on the portion of your income that is between £31,501 above your personal allowance and an overall salary of £150,000. This is called higher-rate tax.
- You pay 46% tax... on the portion of your income above £150,000. This is called additional-rate tax.
- You pay 20% tax... on the portion of your income that is between £1 and £34,500 above your personal allowance. This is called basic-rate tax.
This may relate to a number of different factors, and you should use the Tax Code Calculator to check that the definitions are relevant for you.
It usually refers to your age, at what rate that employment is being taxed, and whether you have any unusual circumstances. Here are a few examples:
- L – most common code – you're eligible for standard personal allowance.
- BR – whole income taxed at 20% – usually for second jobs/pensions.
- NT – no tax to be deducted from this income – often used if you live overseas.
- L – most common code – you're eligible for standard personal allowance.
What SHOULD your tax code be?
This is where you need to switch on your brain. The key bit to check it's correct is the number...
- Find your personal allowance
The first thing that HMRC does to establish your tax code is to tot up all of your tax allowances – in other words how much you can earn before you start to pay tax. In many cases this will be just your personal allowance.
- Are there any deductions?
Any income you haven't paid tax on at source is known as your deductions. The usual suspects are taxable employment benefits or extra income, eg, renting out a property or State Pension.
Common taxable benefits include discounted rent or household bills, vehicle usage, medical insurance, healthcare cashplans, some travel costs, payment in vouchers and goods bought on company credit cards.
- Use these to make the number in your tax code
These deductions are subtracted from the total amount of tax allowances you get (probably your basic personal allowance), and what's left is the total amount of tax-free income you are permitted in each tax year.
HMRC then removes the last digit of this number (so 1185 in the case of the 2018/19 standard £11,850 personal allowance) – and hey presto! You've established the number part of your tax code.
In the majority of cases, these numbers will be followed by a letter. And this letter will vary according to your particular circumstances.
Step 2: The Tax Code Calculator
To try to help you work out whether your code's correct, we've devised an easy-to-use calculator to give a ROUGH answer (it's impossible to be exact). If it seems to be wrong, it shows it could be worth taking action to check out whether you're owed cash (or will be asked to pay back).
Have one employer (& no work perks) and earn under £100,000? Your 2018/19 code should probably be 1185L.
Before using the tax code calculator
HMRC's famous slogan that 'tax doesn't have to be taxing' is well-intentioned but is rarely true. If you don't fit the average working mould, click on the following statements for an explanation of how your situation differs – it may explain any discrepancies in the code. There's lots of extra info on the Gov.uk website too.
The amount of tax you pay is based on your total income for the tax year – whether this is from one, two or more jobs, interest on savings or rental income from a second property that you own. But you will still only have one personal allowance (the amount you can earn before tax) for all of them.
You will be issued with a separate tax code for each job – and these are likely to be different. For example, if your main income does not take you above the basic 20% rate of tax, you may be on a 1185L tax code for your main job and a BR code for your second job.
Or if you work four days a week in one job and earn £50,000, and have a second job paying £30,000, your tax code could be 1185L for the first job and D0 for the second job because the £30,000 earnings will be taxed entirely at the higher rate of 40%.
It's important to ensure HMRC knows which is your MAIN job (generally the one that pays you most) as if it's the wrong way round it can cause problems.
Your PAYE Coding Notice (also known as a P2) should tell you what each tax code is for each job and how it was worked out. If it's unclear, call HMRC to get some answers.
How to use the calculator with multiple jobs
- Put each code in the calculator separately, ideally starting with your main job, ie, the one that pays you the most
- Your overall personal allowance is the sum of allowances from all the tax codes you have. For example, if you had tax codes 300L and 250L, then the tax-free allowance given to you by your tax codes is £5,500
- Note down all the personal allowances given to you by your tax codes, and add them up. If these aren't equal to the allowance that your age and salary predict for you (the calculator lists this), then it's worth taking things further
- Put each code in the calculator separately, ideally starting with your main job, ie, the one that pays you the most
If you have just left education and are going in to your first job, you should be put on the tax code that reflects your earnings and position. For example, if you qualify for a basic personal allowance of £11,850, you should be put on the standard tax code of 1185L.
However, a code of BR (with no numbers) or something looking like 1185X, 1185 M1 or 1185 W1 may also be used if you've started a new job, don't have a P45 form and haven't completed a P46 form before your first pay day.
Sometimes it can take a month or so for HMRC to get you into its system and on the right tax code. But, so long as your P46 has been completed and filed, any tax you have overpaid will come back to you automatically in your next wage packet. If not, you should chase up after the tax year.
If you took time out from your job to have a family and are bracing yourself to get back on the working wheel, you should automatically be put on the tax code that reflects your earnings and position. For example, if you qualify for a basic personal allowance of £11,850 you should be put on the standard tax code of 1185L.
However, a code of BR (with no numbers) or something looking like 1185X, 1185 M1 or 1185 W1 may also be used if you've started a new job and haven't completed a P46 form before your first pay day. Even if you can lay your hands on it, your last P45 won't be any good to you now as it is only valid for the current tax year.
If you have been working overseas and paying tax to a different country, you should be put on the tax code that reflects your new earnings and position as soon as you return to the UK and start working again. For example, if you qualify for a basic personal allowance of £11,850, you should be put on the standard tax code of 1185L.
However, a straightforward code of BR (with no numbers) or something looking like 1185X, 1185 M1 or 1185 W1 may also be used if you've started a new job, do not have a P45 form (which should have been given to you by your last employer) and haven't completed a P46 before your first pay day.
However, if there are still tax issues hanging over from the country you had previously been working in, you may find you are put on a T code, which indicates that your tax position is not settled and will need to be reviewed regularly by HMRC.
This is where things can get complicated. The letter after your numbers – which will be your total personal allowance with the last digit removed – could be either an L or a T.
Which it is depends on the value of the taxable benefits, such as company car, dental care, private health care, mobile phone, vouchers or laptop.
If you're a higher rate payer (earning more than £34,500 (more than £31,580 in Scotland) above your personal allowance in 2018/19) or an additional rate tax payer (earning over £150,000) and have the perks to match, you are likely to be on the T code, denoting that your tax affairs need regular review.
Claiming either of these WON'T make any difference to your tax code.
Working tax credits are classified as a 'means-tested' benefit so this is not deducted from your individual personal allowance. However, while it's not part of your tax situation, if your circumstances change and you earn a higher salary for example, you will need to inform the Tax Credits office and this may affect your entitlement. See the full Tax Credits guide.
Child benefit was withdrawn from some higher earners in January 2013, with people earning between £50,000 and £60,000 a year only remaining eligible for a portion of it, and those earning £60,000 or above not eligible at all.
If this is you, you can still claim the child benefit, though it must be repaid at the end of the year. You can also choose to pay through your tax code, which will lower your personal allowance. You'll also have to fill in a self-assessment tax form.
If you are eligible for the full personal allowance (£11,500 in 2017/18) and were born between 6 April 1938 and 5 April 1948, you used to have a boosted allowance, and thus the letter P used to be tagged at the end of the numbers in your tax code. However, as the personal allowance for everyone is now £11,850, it's likely your personal allowance will be 1185L.
If you were born before 6 April 1938 you used to also have a boosted personal allowance (of £10,660 for this age bracket in 2015/16), and the letter Y would be tagged at the end of the numbers in your tax code. However, as the personal allowance for everyone is now £11,850, it's likely your personal allowance will be 1185L.
Income from state pensions will also be subtracted from your personal allowance. If your total taxable deductions exceed the personal allowance available you will have a negative coding – where a K is used.
Warning. This tool only goes up to the 2018/19 tax year. We're working to update it for 2019/20 but the general principles still apply.
Step 3: Think your tax code's wrong?
Now you understand what your tax code means, you will be able to assess whether it's likely to be correct for your earnings, age and situation. If your tax code doesn't look right, it probably isn't.
The onus is on you to get on the right tax code! We now have two possible scenarios, and one is much more fun than the other!
But, don't panic...
- If you have overpaid tax, the money will come back to you.
- And if you have underpaid, not only do debtors' prisons no longer exist, you probably won't have to pay it back all in one go either.
If your tax code is wrong...
The first thing to do is get in touch with HMRC. Tell them you think your tax code may be wrong and why.
It's probably simplest to call HMRC so you can resolve your situation with a human and ask questions along the way. You can call it on 0300 200 3300 or you can fill in an online form on the HMRC website to let it know your tax code is wrong.
If HMRC agrees you've overpaid tax it will only ever inform you of a refund by post. This is a crucial point to remember following a spate of clever email and phone scams, so never discuss this with anyone over the phone, or via email.
Therefore usually it simply means identifying the overpayment and informing HMRC is the key way to get any overpaid cash back.
How and when will I be repaid?
This depends on the tax year your claim refers to. If it is the current tax year and you are paying too much tax as a result of your tax code right now, HMRC will inform your employer, the tax code will be amended and the overdue tax will be refunded to you via your wages.
If the tax refund refers to previous tax years, you'll be sent a refund by cheque in the post. You can opt to be repaid by BACS transfer but in this case you will need to supply your bank details by letter as, for security reasons HMRC will not accept bank details over the phone.
In some cases, HMRC will pay a paltry rate of interest on any tax you have overpaid – since September 2009, you earn 0.5% on overpaid tax (the year before it was 0%).
How far back can I claim?
You can claim back up to four years overpaid tax, if the problem's been going on that long. Here are all the time limits for claiming a refund:
Tax year (ends 5 April)
Deadline for claiming
5 April 2019
5 April 2020
5 April 2021
5 April 2022
5 April 2023
However, even if the deadline has passed for the tax year in question, don't let this put you off getting back what's yours. In certain circumstances – including when HMRC is at fault – your claim will be considered. So fight your corner.
In most cases you'll have to pay it back – and unlike when you have overpaid there is NO limit on how far back the taxman can go back.
How you go about paying what you owe depends on the amounts involved and how HMRC has dealt with your case.
But it wasn't my fault I am on the wrong code!
That doesn't matter. We may have done away with debtor's prison, but the state wants its cash as much as ever. This means that even if you are on the wrong tax code through no fault of your own, the same procedures will apply as if it was your fault.
The official line from HMRC is that it is each individual's responsibility to you check they are on the right tax code, so mistakes made by former employers are technically your problem.
However in light of the recent massive publicity over the huge number of people who have been in the wrong code, some limited concessions have been made, such as writing off underpayments of £50 or less in the last year.
Is the underpayment more than a year old? You may be able to reject it...
The one potential hope to challenge goes by the not-so-catchy name of an Extra Statutory Concession – or an A19 (read about this on HMRC website). However, HMRC is looking to make it much harder to claim using the A19 concession – more below
It's a little-known clause that lurks deep in HMRC's complex book of rules stating that..
If the taxman failed to inform you of underpayment within 12 months of the tax year's end, your debt COULD be written off.
This ISN'T guaranteed, and in fact it's far from likely it will work. But there is a possibility, so it may be worth giving it a go.
To even think about going down this route, you must strictly fulfil the following criteria:
- The overpayment is more than 12 months old.
- HMRC was given the CORRECT information (which is purely on the onus of you and your employer but if you're one of the 'mistake' cases that's likely).
- Lastly, you will need to genuinely demonstrate a 'reasonable belief' that your tax affairs were in order which can become pretty tricky – if you suddenly started receiving loads more pay, it can be argued you should have spotted it!
This means that at present, if you underpaid in the 2015/16 tax year or earlier you may be able to go the A19 route (from 6 April 2018, you'll be able to claim for the 2016/17 tax year too).
You will also need to have all your paperwork and dates in perfect order.
However, if you feel as though injustice has been done and, as a result, you can overcome these hurdles and apply for exemption under an A19 simply by calling or writing to HMRC.
This is definitely worth a go if you qualify, we've an A19 full how to, though remember it's far from a sure thing. But, we have received emails telling us of successes – one reader had a £1,700 repayment written off after HMRC didn't follow procedures properly.
I am delighted to tell you that my underpayment (£1,700) has been written off under the A19 ruling. The underpayment HMRC had already started deducting from my pension has been refunded.
HM Revenue & Customs proposes to change the A19 concession to make it harder to claim. The main change will be a change in emphasis, making you (not it) responsible for checking your tax code to make sure it's correct – if you've not done this, your appeal won't be upheld.
Reports from tax advisers using the A19 concession for clients tell that claims which would have been approved by HMRC in previous years are being rejected – mainly on the "reasonable belief" criterion – did the taxpayer check their coding notice, and that it was a true reflection of their circumstances?
It's doubly important now to make sure any claim is watertight, and also to go in with little hope of a good outcome – the previous 1 in 4 success rate is unlikely to be achieved now – especially if you can't prove that you checked your tax code when sent it, and notified HMRC of any errors at that point.
In any case, ESC A19 may have a limited shelf life. HMRC reconciles all cases of complicated tax affairs at the end of every tax year – meaning that it's very unlikely that more than a handful of cases will receive notification of underpaid tax more than a year old.
A19 doesn't apply to me, I have to repay. How do I do that?
If you do owe the tax HMRC claims you do, then you will have to repay it. But the good thing is that you don't have to repay it all at once. For smaller amounts, you can pay through your tax code over the next year. And for larger amounts, you can agree a repayment plan with HMRC. We've answered some common questions about tax underpayment here:
Quick questions
When HMRC began sending out letters asking for multiple years' worth of old underpayments back it confirmed that if you owed less than £300, the 'debt' would be written off; great news! On top of this, any underpayments requested for the tax year immediately previous won't be requested if they are under £50 (you likely won't even be aware of this, as HMRC won't contact you if you owe less than £50).
But not so good is the statistic that the average underpayment is around £1,400, meaning a big bill for many.
The good news is, you won't have to pay all this back in one go – you can call HMRC and arrange a payment plan instead. There is only one kind of payment plan in this case, which involves taking instalments at source from your earnings through your tax code.
And you'd better brace yourself because this will mean your tax code will have to be altered accordingly – meaning higher bills in future years.
That will depend on the amount you owe...
- If you owe less than £3,000:
HMRC may simply adjust your tax code at the start of the new tax year to claw back the sum you owe. For example, if you had underpaid £300 during the last tax year, you would need to be taxed on an additional £1,500 of income (if you paid basic rate tax of 20%) over the next tax year to repay this sum.
This means that £1,500 would need to come off your personal allowance for the next tax year. Assuming you have the standard tax code of 1850L, it would be adjusted to read 1035L (11,850 minus 1,500 with the last digit removed).
If that happens, ensure you do a full budget (see the free budget planner) to incorporate your decrease in disposable income.
- If you owe more than £3,000:
For bigger sums over £3,000, HMRC will send you a bill regardless of the point in the tax year and give you 30 days in which to cough up. If you cannot make the payment, don't worry – you can call the tax office and arrange a repayment schedule.
In cases where the underpayment has been quite serious – for example you have a couple of rental properties you have not declared income on – you may be required to enter the Self Assessment system and maybe pay interest and fines.
- If you owe less than £3,000:
HMRC has a right to ask for backdated interest on the tax owed to put itself back in the 'commercial position it would be in' had you paid on time. However, if your tax shortfall is a one-off through a tax code error, you will probably be let off.
If the amount you owe is above £3,000, you are put into the Self Assessment system. In this case, if your backdated payment is due on 31 January (the self assessment deadline) and you don't cough up by 28 February (30 days later), you will be hit with a penalty of 5% of the tax outstanding. You'll need to pay this again on 31 July, and the following 31 January if you've still not coughed up, plus 3% interest.
For most, there are no 'challenges' allowed against payment deadlines when it comes to the taxman – just consequences of missing them.
For more information read the HMRC's 'Time to Pay' guidance and what to do if you're in difficulties.
In this case you should inform the HMRC of your hardship (and be able to back it up).
In some extreme cases the underpayment could be wiped. One example might be if your underpayment came from a past salary, and you're now retired earning only the state pension. It's unlikely for most people but worth discussing – see the tax help agencies at the end of this guide.
- The overpayment is more than 12 months old.
Please report successes/failures getting money back in the tax code calculator successes forum discussion
Step 4: Keep an eye on future codes
With any luck, once you have established the right tax code, it'll all be sorted with HMRC from then on, unravelling the web of complexity surrounding tax codes and what you ultimately should be paying. Yet don't bank on it...
Small changes can change your code
Every time your circumstances change whether it's a promotion at work with a larger salary, new employee benefits, taking on another job, giving up work to have children or leaving the country and the UK tax system behind altogether, your tax code may change, so it can be worth getting in touch with HMRC to establish your new tax code.
A phone call today can save an awful lot of hassle and expense in the future...
Get free tax help
This guide is to give you general information about tax codes to help see if you're on the right track. Yet it's no substitute for personal advice if you need it – and you should always take care to ensure you're definite about any actions you're taking.
The following organisations all give help and advice and some don't charge a fee, so give them a try if you are struggling:
Tax Aid: Lots of info's available here, but TaxAid can only help those on a low income who can't resolve their own issues with HMRC.
Citizen's Advice Bureau: Visit Citizens Advice's website to get the number of your local Citizen's Advice Bureau.
Low Income Tax Reform Group: This is an initiative from the Chartered Institute of Taxation, aimed at those with low incomes who have tax problems. Visit Litrg.
Tax Help for Older People: If you're aged over 60, you can try Tax Help for Older People or call 01308 488066.
Find a tax adviser: If you can afford it and have more complex affairs. You can use the Chartered Institute of Taxation's 'Find a Tax Adviser' search.
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Based on sports alone. Greg didn't do much beyond publicity stunts canned statements to the media to SOS. Kevin is out there scrounging through any means he can to keep the Kings in Sacramento.
I believe if they both had to fight to the death to save basketball, Kevin would win without arms or legs no problem. A little nibble on Greg's bum and he'd fold like a lawn chair.


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Charlie Crist may ditch GOP for Senate run
Florida Governor Charlie Crist will not be seeking re-election as governor of the Sunshine State and has decided to run instead for a Florida seat in the U.S. Senate. He also has been tipped as being ready to drop membership in the Republican Party and run as an independent, and the rumor mill is turning fast. If one were to want to donate to a campaign for an independent, this may be the race to give a cash advance to. That said, it isn't 100 percent confirmed yet.
Charlie Crist and GOP may be quarreling
Governor Charlie Crist and the Republican Party possibly aren't seeing eye to eye anymore. The recent veto of a popular education bill angered many Republicans, though Crist had decided to side with the recommendations of many educators rather than people who weren't authorities in the field. It also just so happens another Republican is running.
Crossing the Rubio-con
In order to win the Senate seat, Crist needs to not only defeat a Democratic candidate, but also needs to get around Marco Rubio. Rubio is a rising star in the GOP, and he is a front-runner for the nomination for this Senate seat. Rubio is the current Speaker of the Florida House of Representatives. He also is outpacing Crist in fundraising, according to the Washington Post.
Brand loyalty
One thing that Charlie Crist will have in his favor is a sense of brand loyalty, if you will. If there is one thing we Americans are known for, it's our brand loyalty. When people think of soft drinks, they think Coke or Pepsi. (Even though Royal Crown is much better.) The thing about candidates that switch parties or run as independents is that it can work out just as well if they have a long record, which Crist does. Joe Lieberman and Arlen Specter would be points in case. He has the name recognition that the other candidates don't, so should he run as an independent, he will have that advantage.


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The Greenfield Electric Light and Power Company began generating electricity for the town of Greenfield, Massachusetts, in 1886. Only four years earlier, Thomas Edison began mass producing light bulbs. In 1882, Edison displayed the first electric advertising sign at the London International Electric Exposition. It spelled out "EDISON." Illuminated outdoor advertising had existed in the United States since 1840, when P.T. Barnum used a gas-lit sign for his museum in New York City. The first electric sign company, the Federal Electric Company, an offshoot of Commonwealth Edison Co., was founded in 1900. By 1906, there were some 75,000 electric signs in the United States. Mass-produced signs, with on and off flashing bulbs, were introduced in 1909. When L.R. Paige advertised his electric signs to Greenfield in 1910, he was part of a growing national trend.
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Grab Your Passport
This story appears in the February 2000 issue of Entrepreneur. Subscribe »
There's plenty of money to be made investing outside the United States. Provided, of course, you know where to look . . . and what to buy.
Frank Jennings, portfolio manager of the Oppenheimer Global Growth & Income Fund since 1995, has the ability to invest his fund's assets anywhere in the world. And he's not limited to investing in only one asset class.
That means Jennings has to be pretty good at a lot of different things, including seeing what the big picture has to offer and then ferreting out the best investment ideas. "I believe the customer understands that I have a great degree of discretion [in managing the fund]," says Jennings. "I could be 10 percent in Asia or have zero percent invested in Asia. Or I can have 60 percent in the United States or 20 percent. In other words, you don't know what I'm going to do next."
Although that may be unsettling to those who want to know precisely where their fund's assets are placed, allowing a portfolio manager to do what he does best--professionally manage money--can pay off. Shareholders of the Oppenheimer Global Growth & Income Fund are likely to have few regrets indeed. Since the fund's inception in October 1990, its average annual total return has been 16.67 percent (through the end of October 1999). At press time, it was ahead nearly 59 percent for the year.
Jennings' investment style is to look for assets he considers undervalued--in the growth arena and in high-profit-margin businesses. Because his investing nature tends to be eclectic, portfolio holdings don't typically follow any particular theme. Instead, Jennings says it's kind of a "rifle shot--one idea at a time" fund.
Right now the fund holds about 63 securities, mostly from Europe and the United States. Earlier in 1999, Jennings sold down his emerging-markets positions in favor of European holdings. At press time, two of his favorite holdings were Hasbro, the U.S. toy manufacturer, and Thorntons, an English candy maker.
Hasbro caught his eye for a number of reasons. First, it's a big company that owns brand names we know, like Playschool, Kenner, Tonka and Milton Bradley. Another draw was the stock's price. It was selling at what Jennings considered an attractive price. On top of that, he saw plenty of foreign growth opportunities in the toy business as companies like Wal-Mart start opening stores worldwide. And finally, profit margins are high. Next time you buy a toy or game for your kids or for kids of friends, take a look at how much stuff is in the box, then at its price, and you'll see where Jennings is coming from.
About 13 percent of the fund's assets were invested in bonds as September came to a close. The bulk, 11 percent, were in U.S. Treasury bonds.
Although it might be hard to keep a handle on the changing complexion of the holdings within the Oppenheimer Global Growth & Income Fund's portfolio, several things about it aren't likely to change much. The fund will always be internationally diverse and provide income from dividend-paying stocks as well as bonds. And it will always be volatile. Then again, these days, what isn't?
Dian Vujovich is a nationally syndicated mutual fund columnist and author of 101 Mutual Fund FAQs (Chandler House Press). For free educational mutual fund information, visit her Web site, http://www.diansfundfreebies.com
At A Glance
Fund name: Oppenheimer Global Growth & Income Fund (OPGIX)
Managed by: OppenheimerFunds Inc.
Portfolio manager: Frank Jennings
Total assets: $965 million
Top holdings: Allied Domecq PLC, Coherent Inc., National Semiconductor Corp., Qualcomm Inc. and Sybase Inc.
Average annual Return: 16.67% (since its inception in 1990)
Maximum Load: 17.9% on Class A shares (Class B and C shares available).
Total expense ratio: 1.36% (includes 12b-1 fees of 0.24%)
Minimum initial investment: $1,000
Management fee: .79%
Phone: (800) 525-7048
Web site: http://www.oppenheimerfunds.com


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Wenger's not in the blame game
Arsenal manager Arsene Wenger maintains no one is to blame for the "accident" which left midfielder Jack Wilshere sidelined for the best part of two months with a fractured foot.
The 22-year-old faces at least six weeks of rehabilitation, and a further two before being up to full match fitness, after tests showed he had sustained a hairline fracture in his left foot.
The damage followed a hefty tackle from Liverpool defender Daniel Agger early in England's friendly against Denmark at Wembley on Wednesday.
Wilshere played on following treatment until he was replaced on the hour, and when speaking to reporters afterwards maintained it was "just a bruise" having been initially assessed by the Football Association medical staff at the stadium.
Arsenal confirmed the full diagnosis following consultations with an independent radiologist.
Should all go to plan, then Wilshere could be back in time for the final two Barclays Premier League matches - and possibly an FA Cup final date if the Gunners progress, with Saturday's quarter-final tie against Everton their next fixture.
England manager Roy Hodgson, who is set to name a provisional 30-man World Cup squad on May 13 - has already expressed his sympathy for both player and club.
Wenger remained pragmatic today as he said: "I had no agreement (with Hodgson over Wilshere's game time), no. It is an accident on a good ankle.
"I think the tackle was strong, but I think he (Agger) wanted to go for the ball."
Wenger indicated he would probably have done the same in allowing Wilshere to continue once the midfielder - who had looked in considerable pain initially after the impact - was back on his feet.
"It is the pain of the player that gives you the indication and you trust always the player," he said.
"Sometimes you give him a few minutes when a guy has been touched like that to tell you how he feels and if there is no pain we are not at the point where you can make an instant check up (on the pitch) with X-rays to see how big the damage is.
"Most of the time, it is the indication of the player that helps you if you can go on or not."
Wilshere has endured fitness issues since first suffering an ankle problem in the build-up to the 2011/12 campaign, and spent 17 months on the sidelines which saw him miss out on the chance to play at both the European Championships as well as represent Team GB at London 2012.
Wenger, though, is confident the 22-year-old has the strength of character to recover once more.
"He's in the boot and he's gone away for a few days to get a little bit away from travelling and the disappointment and think about something else," Wenger said.
"We want to help him come back as quickly as possible and prepare for the rest of the season."
Elsewhere, France defender Laurent Koscielny faces a fitness test on a hamstring problem also sustained while away on international duty so captain Thomas Vermaelen is on standby to deputise. Full-back Nacho Monreal (ankle) will also be assessed as Wenger looks to utilise his squad.
Forward Steven Naismith believes Everton have no reason to fear Arsenal as they have proved this season they are a match for the big teams.
Roberto Martinez's side head to the Emirates Stadium for an FA Cup quarter-final on Saturday which could have a major bearing on the remainder of their season.
Having dropped nine points off the pace - discounting fourth-placed Manchester City's two matches in hand - in the race for Champions League football the FA Cup represents their best chance of success even if European football remains a possibility.
Having gone to the Emirates in December and earned a creditable 1-1 draw Naismith thinks the trip south can be made with confidence even if their away record in terms of results against their rivals is mixed.
Everton suffered their first league defeat at Manchester City in October and have lost at Anfield and, less deservedly, at Tottenham but did register an historic victory at Manchester United four days before their draw at the Emirates.
"It is a massive game," said Scotland international Naismith.
"You need to beat the big teams if you want to get to finals and win trophies so we are going to work hard."
Arsenal had an unexpected defeat at Stoke last weekend which dealt a blow to their title hopes, but Martinez does not think that will have much bearing on Saturday's encounter.
"There is never a good or bad time to face a top team. We admire Arsenal immensely for the team they are," he said.
"They had a disappointing result at the weekend but that does not change anything.
"They can perform without looking at what happened in the previous game.
"They are as good as anyone when they get on the ball and have free movement.
"But if you want to be winning a competition like the FA Cup you have to find a way of being effective against a team like Arsenal.
"We need to replicate the level of performance we had at the Emirates earlier in the season.
"I thought first half we played really well but when you are dominant you need to reflect that in the scoreline and that is where we need to improve."
Goalkeeper Joel Robles is set to continue his FA Cup run in the side by replacing Tim Howard.
Captain Phil Jagielka is unlikely to feature having missed last weekend's win over West Ham and England's midweek friendly with a hamstring injury but fellow centre-back Antolin Alcaraz is fit again after six weeks out with a muscle problem.
On-loan striker Romelu Lukaku is set to start having come off the bench to score the winner against the Hammers.
Source: PA


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FORTALEZA, Brazil -- Klaas-Jan Huntelaar and Wesley Sneijder scored late goals Sunday to give Netherlands a 2-1 victory over Mexico and a spot in the World Cup quarterfinals.
- Canales: Mexico's dream dies in Dutch defeat
- Bell: El Tri grades -- Mexico wilt at the end
- Marshall: Dutch class shines through
Huntelaar, who came on as a 76th-minute substitute for Robin van Persie, scored the winning goal from the penalty spot deep in injury time after Rafael Marquez brought down Arjen Robben in the area.
"You don't know when your chance will come, but it was today, and so you grab it with both hands,'' said Huntelaar, who was making his first appearance at this year's World Cup. "And it was fantastic.''
Giovani Dos Santos gave the Mexicans the lead in the 48th minute, but Sneijder equalized for the Dutch in the 88th.
It was the first time Sneijder, who scored five goals at the World Cup in South Africa, has found the net in Brazil.
Robben has already scored three goals for the Dutch at this year's tournament, but after earning the late penalty, he handed the ball to Huntelaar.
"Klaas is a great penalty taker," Robben said. "He was fresh, had just come on and I had faith in him. I asked him if he wanted to take it, and he was very sure of himself.''
Huntelaar and Sneijder scored the goals at the hot and steamy Arena Castelao, but it was Netherlands coach Louis van Gaal who might just deserve the credit for making a crucial tactical change during the second of two official cooling breaks.
As he did earlier against Australia, the master tactician again switched his team around in the second half and changed from the more defensive 5-3-2 system to the traditional Dutch attacking 4-3-3 formation.
"Yes, we escaped,'' Van Gaal said. "But we showed that we could create more chances with 4-3-3, and the players handled this shift very well.''
Van Gaal said he made his critical switch during the second-half break, when he huddled with his players as they drank from bottles on the sideline.
"I moved to 'Plan B' at the cooling break after [Mexico goalkeeper Guillermo] Ochoa made an amazing save,'' said Van Gaal, who is soon to be the manager at Manchester United. "That is a good way to take advantage of those breaks.''
Ochoa had kept his team in the match with two great saves in the second half, but he was beaten by Sneijder's powerful drive and guessed wrong when diving in an attempt to stop Huntelaar's penalty.
The Mexicans had conceded only one goal in three group matches and looked like they would keep another clean sheet until the late collapse.
It was heartbreak again for Mexico, who have now reached the second stage of the World Cup six straight times without winning. The most recent time the team made the quarterfinals was when it hosted the tournament in 1986.
After the final whistle, the Mexican players collapsed, distraught on the turf while many of their fans were in tears.
Mexico coach Miguel Herrera blamed the referee for the loss and said Robben dived to earn the penalty.
"Today it was the man with the whistle who eliminated us from the World Cup,'' Herrera said.
"If a referee invents a penalty, you're out of the World Cup,'' Herrera added. "I hope they have a look at what happened and that this gentleman goes home just like we are.''
Herrera said Robben dove three times and blamed the referee for not reacting.
"If the referee is fair, then their second goal doesn't exist and Robben would have been expelled or suspended with a second yellow card," he said. "But if you do nothing the first time, then the player knows that the referee won't kick you out, he won't caution you, won't say anything."
It was the fourth straight win for the Netherlands at the World Cup after routing defending champion Spain 5-1 and beating Australia 3-2 and Chile 2-0 in Group B.
The Dutch will next face either Costa Rica or Greece in the quarterfinals on Saturday in Salvador.
"Unbelievable,'' Robben said. "Five minutes from full time, we were out.''
Mexico enjoyed a bright start to the game as Miguel Layun drove a cross wide on 14 minutes, before Hector Herrera dragged an effort off target, and then Dos Santos drew a save from the legs of goalkeeper Jasper Cillessen.
Van Persie spurned an opportunity for the Netherlands in the 27th minute, slicing wide, and just before halftime Robben had a strong shout for a penalty turned down following challenges by Marquez and Hector Moreno.
Mexico took the lead three minutes into the second half, when Dos Santos unleashed a left-footed shot from outside the area to flash the ball beyond the reach of Cillessen.
A combination of Ochoa and woodwork denied Stefan de Vrij after the defender diverted goalward from close range, only to see the ball pushed onto the post by the Mexico goalkeeper.
The Netherlands pushed for an equaliser, and their pressure told with two minutes of normal time remaining, as Sneijder thumped home from Huntelaar's headed assist.
Sneijder's goal in the 88th minute was the latest ever Dutch equalizer at a World Cup. It was Sneijder's sixth career World Cup goal and tied him for the second most in World Cup history.
And the comeback was complete three minutes into injury time, as Huntelaar tucked in from the penalty spot after Robben was tripped by Marquez.
"We didn't keep the ball, we weren't calm and we didn't hold the ball," Herrera said. "We gave away our initiatives."
The victory marked the first time in World Cup knockout round history that a team trailing in the 88th minute won in regulation.
Information from The Associated Press and Press Association was used in this report.


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Love it!! (Do you think we are all on the naughty list now!?!?)
Diana - Us? Naughty? No Way!
Alright you 2 - I thought I was the JibJab Queen! LOLGo ahead and be naughty, I'll send you some "Get out of Hell free" cards.Rock on and have a wonderful Christmas.


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About Us
We're not your typical cinnamon roll shop. In addition to being 100% vegan, we offer more than just your average 'Old Fashioned' roll. We have a variety of different flavors that are waiting to be explored, all made with the highest quality ingredients to tickle your taste buds. All of our products are dairy & lactose-free, egg-free and cholesterol-free.
Thank you so much for your interest in Cinnaholic! We are proud to offer the best gourmet cinnamon rolls in the U.S. We use only the highest quality ingredients, and all of our products are hand-made. Our work is a craft of love, passion and dedication. We look forward to serving you and your loved ones!
About the Owners
Shannon Michelle Radke is the baking behind Cinnaholic. Her passion for animals began in high school after watching PETA's 'Meet Your Meat' video and refusing to dissect in science class. Shortly after high school she switched to a vegetarian diet and worked in the veterinary field while discovering a passion for baking. At the age of 28 she met Florian, transitioned from a vegetarian to an all vegan diet, and accepted a once in a lifetime opportunity to turn her passion for baking into her everyday dream job.
Florian Radke is the management behind Cinnaholic. Florian has his background in brand marketing and helped to create many successful brands and businesses with his former creative agency in Berlin, Germany. Florian has been practicing a vegan diet for 10+ years and counting. He relocated to California in 2008 after meeting Shannon and now manages all marketing aspects of Cinnaholic.
How it all came together
Florian and Shannon met on Couchsurfing.com in September 2008. Shannon offered to meet up with random travelers with common interests, take them on a tour through San Francisco, give them local tips and explain the cities surroundings. Florian and his best friend were planning a California surfing trip and "couch surfing" their way up the coast.
Florian found Shannon in a 'vegans and vegetarians' group. They connected online and agreed to meet up when he got to San Francisco. Two months later they met face to face, and the rest was history. She fell in love with his accent, he fell in love with her baking, and with a little help from friends and family, Cinnaholic was born.
Why Vegan?
Watch this short video to learn why we don't use any animal based ingredients in our products. We believe that every one of us has the power to make a positive change in this world for the animals, the planet and the people. We start by serving delicious vegan cinnamon rolls.