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Your main competitors always get the better jobs, and they seem to know exactly how much to charge. What's their secret? It may be they use bidding software.
The bidding and estimating functions are so intertwined, you can consider bidding and estimating software to be the same. Most software developers do; thus, if you buy a bidding program, it does estimating; and vice-versa. This article uses "bidding" to describe either bidding or estimating. And bidding software makes a powerful tool to add to your arsenal. In an upcoming article, we'll see the mechanics of using such software. Let's look now at how you can use this software as a competitive business tool.
Tip 1: Build your inventory. Bidding software allows you to know the cost of the materials you'll use for a job. From the bidding program, you can "take off" the details you need for building your physical inventory. If you have an inventory database, you can use a Windows-based bidding program to interact with it.
Tip 2: Get ready. Gather all the information you need, or ensure easy access to it. The more accurate your information, the more accurate your bid. Develop standard costs you can tap into. For example, determine the cost of travel to a particular location.
Tip 3: Aim for the best price. The sidebar lists some things that allow bids to hit their targets. In 1996, a company bid $1.2 million on a job, while competitors bid as high as $3 million and as low as $700,000. Obviously, not everyone knew how to hit the target. How did this company come up with the $1.2 million figure? They built a spreadsheet model of the labor and materials needed to complete the project, and let the computer spit out the price (they could have done the same thing for less work, had they used bidding software). They used job histories to ensure they weren't plugging in bogus numbers. Despite this effort, they were not the low bidder. Do you think they got the job? The next tip explains what happened.
Tip 4: Let your ammunition work for you. When the company met with the client, it arrived with printouts of the worksheets used to arrive at its cost. They showed only the categories accounted for, not the actual numbers. This level of detail impressed the client enormously. None of the other bidders had used a scientific method to arrive at their bid price. The contract went to the firm that did it in software! A further development: this same firm got the nod for the other parts of the overall project, which ran close to $40 million. The small investment in software paid for itself. You, too, can hit your target; when you're prepared.
Tip 5: Know your stuff. This company's employees knew exactly what their costs were and how much they wanted to make from this job. Thus, they were able to negotiate from a position of strength. And because they didn't try to gouge the customer, they were able to negotiate from a position of integrity. This is perhaps the biggest benefit of being able to quantify what it takes to do a job. Finger-to-the-wind estimates may work fairly well; but it takes only one poor bid to wipe out your company. You can't afford to talk price without knowing your cost.
Tip 6: Show your stuff. You may need to lay your cards on the table and show the potential customer why your cost is accurate. The bid forms the basis for your contract. In many jobs, an accepted bid is a de facto representation of the contract. In case of a dispute, the bid would count for more than what the customer says you meant. Are you bidding on the same project your customer thinks you are? Make clear what you are going to do.
Tip 7: Show you know. Use the bid to show you know the job. A plant engineer once was forced to accept a low bid from a contractor he didn't like. He had used them before, and they cut too many corners. He rewrote the bid requirements such that each contractor had to submit a detailed work plan and bid. He was able to drop the undesirable contractor on that second round. It's common for a "cheap outfit" to get the job by providing too little information. As shown in Tip 4, you can force the competition to a higher standard; or out of the bidding.
Tip 8: Decommoditize the bidding process. Use the bid to show where you are adding value. In Tip 7, you might show what steps you'll take to conform to the National Electrical Code. But, are you providing your own lift, or are you using the customer's? In a vague bidding situation, everyone looks alike. Get the customer to ask your competitors to say what they plan to do. You then must compete on price, instead of workmanship and competence. Make your value clear; bidding software is the perfect tool for doing this.
Tip 9. Plan your work. Wouldn't it be nice if you could plan your work several months in advance? You can. The more accurate your bids, the more consistent your "hit rate" in getting work. So, you can determine some value, such as 40%, of all bids end up in sold jobs. As soon as you do a bid, plot the labor hours needed per craft or discipline on a spreadsheet or calendar; but first multiply the number by your "hit rate." You can then see what labor, training, and equipment you will need in upcoming months.
Tip 10. Find out why bids die before getting approval. If your price is too high, don't make the mistake of lowering it the next time around. Don't simply cut costs. Look for ways to improve efficiency and eliminate non-value-added steps. Your bid can give you information for doing this. For example, did you plan several trips from your supply house to a distant location? Why all the trips? Maybe you could have ordered over the Internet.
Both content and presentation are key factors in bid acceptance. Maybe you lost the bid because you were off the mark as to what your customer really wanted. Maybe you need to make sure the bid includes a concept statement or executive summary. Maybe your bid was so detailed the customer just refused to look at it; or too skimpy for your customer to take seriously. Maybe your bid was excellent, but something else happened.
Here's an example of a sales presentation gone wrong. Company A sent a delegation to a bid on a major project. They came equipped with spreadsheets, laptops; the works. Company B sent one person. Company A had an inferior bid, in terms of quality, price, and value. However, Company A got the job. What was the deciding factor? Company B did not act like they wanted the work. This was a $12 million deal. The customer left that meeting knowing which of the two companies would care more about him. And that's exactly what you need to show with each and every bid. Look through your bid and sales process, and see if this is what you are showing. If it's not, then you need to make a change.
Sidebar: Bid Considerations
You need to consider many costs beyond labor and materials. Most bidding software will cover the whole gamut. Here are some things many estimators fail to account for:
• Davis-Bacon Wage Act
• Mobilization and transportation costs
• Regional differences in materials costs
• Local ordinances, fees, permits, and licenses
• Cleanup costs
• Contingency factors
• Warranty costs
• Interactions with inspectors and outside agencies
• EPA compliance costs
• Bonding costs


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Oilers at Penguins – Game 7 – 2013-10-15 @ 5:00 PM MST – SNETW
The last time we faced the Penguins was over 2 years ago, it coincided with RNH's debut and first NHL goal. The Oilers were victorious that glorious night, but much has changed since then. It's no secret that our back end has been having issues not unlike digesting a road side taco. It's been pretty bad… Goalies have been letting in softies and the defence has been getting schooled. Our offence has been keeping us in most games, but it's just not enough. Something has to give.
MacTavish has been on the phone but what's really available out there for goalies right now? St. Louis does have a few options and with Lehner doing well in Ottawa, perhaps either he or Anderson could be had. It's not going to be cheap and the Oilers will have to give up an asset. The copper and blue are sitting at 49 contracts, so maxing the roster this early in the season won't be the best option. Ideally a player for player trade will go down, if there are any takers.
Another side story is Yakupov. Eakins has had him benched the last two games and it would appear he's back in the lineup tonight. Eakins did great work with the youth while working with the Marlies, so I'll give him the benefit of the doubt here. He definitely squeezed more out of Kadri who was a bit of an enigma but has now turned things around enough to get himself a decent contract extension over there in the center of the universe. Yak is a great talent but if he's not buying into Eakins system things aren't going to work out.
Joensuu is hurting again so Jones has been recalled. Larsen is going back down to OKC.
Continue reading 'Oilers at Penguins – Game 7 – 2013-10-15 @ 5:00 PM MST – SNETW'»

subset: commoncrawl


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- Aug 27:
- 10 Daily Camera Pacesetter Award winners honored
- Aug 24:
- Logan Abbott: Youth Pacesetter
- Terry Benjamin: Lifetime Achievement Pacesetter
- Doris Candelarie: Education Pacesetter
- Stephen Christopher: Arts and Entertainment
- Win Franklin: Community Service
- Carlos Garcia: Business
- Constance Marie Holden: Medicine/Health Pacesetter
- David Nesbitt: Science
- Joan Raderman: Quality of Life
- Ed Self: Environment
One had two days designated in his honor -- by the city and county of Boulder.
One is 12 years old. You read that correctly -- 12 years old.
What Terry Benjamin and Logan Abbott, respectively, have in common with eight other folks is their penchant for making life better for lots of people in Boulder County.
They are the Daily Camera's Pacesetter Award winners for 2013, and they will be honored during a luncheon at 11:30 a.m. Tuesday, Aug. 27, at the Millennium Harvest House, 1345 28th St., Boulder.
If you would like to help honor those who make our community better, RSVPs will be accepted through Monday, Aug. 26, either online, dailycamera.com/pacesetter, or via email, firstname.lastname@example.com.
Here are the 2013 Pacesetters:
Arts & Entertainment: Stephen Christopher
Business: Carlos Garcia
Community Service: Win Franklin
Education: Doris Candelarie
Environment: Ed Self
Medicine/Health: Constance Marie Holden
Quality of Life: Joan Raderman
Science: David Nesbitt
Youth: Logan Abbott
Lifetime Achievement: Terry Benjamin


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maiku, DirectDK, Aazeahl (and the other Berserk statues fans)... we have not seen how you are displaying your statues yet ^^
Aazealh, you have a wife, haven't you ? I am really curious to see how you are displaying your Berserk statues (maybe she likes Berserk too and don't bother you with that, but I really don't think so -don't know why ^^ ... halala, women-).
no offense but she knows more than you do about Berserk
With a husband like you (and as apparently she likes Berserk too), it is an easy guess.
Thanks for the piece of advice. [...] I will try something else.
You could probably find some cases like that at casesforcollectibles.com
I don't know if this can interest someone here but I created a blog where I show detailed pics of the different statues I own. -----> http://www.gamekult.com/blog/kenji-kun/
Hey Kenji-kun, I just watched your "berserk lost children statue video" on youtube. Haha, it was great! Was someone playing the Berserk game in your room to generate all those sounds? Or was it just some trailer clip?
...so jealous...grumble, grumble... Nice pics, Kenji, those are two great looking statues. Maybe one day I'll be able to afford them...
Well, I got my first Kentarou Miura autographed print.


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Trial of Citalopram for the Prevention of Depression (PICCO)
|The safety and scientific validity of this study is the responsibility of the study sponsor and investigators. Listing a study does not mean it has been evaluated by the U.S. Federal Government. Read our disclaimer for details.
|ClinicalTrials.gov Identifier: NCT00317746
Recruitment Status : Completed
First Posted : April 25, 2006
Last Update Posted : May 22, 2017
- Study Details
- Tabular View
- No Results Posted
- Disclaimer
- How to Read a Study Record
|Condition or disease
|Depression HIV Infections Hepatitis C
|Drug: Citalopram Drug: Placebos
|Phase 3
Trial design:
This study is a Canadian multicentre randomized, double-blind placebo controlled trial. We will evaluate whether prophylactic citalopram compared to symptomatic treatment of depression can significantly increase the amount of HCV therapy received in co-infected patients during the first 24 weeks. Post study follow-up will extend until 6 months after cessation of HCV therapy (up to 72 weeks) to capture information on SVR (sustained virologic response) for HCV. 76 patients will be randomized in a 1:1 ratio to citalopram or placebo. Patients will be stratified by study centre and HCV genotype. Citalopram (or placebo) will begin 3 weeks before HCV treatment at an initial dose of 10 mg per day then be increased to 20 mg per day after one week and continued throughout treatment with PEG-IFN/ribavirin (up to 48 weeks) and then tapered to discontinuation at completion of HCV therapy. The management of depression emerging in study participants is mandated in the protocol to ensure that the original treatment assignments remain blinded while allowing for all subjects to remain in the study and mimics what would take place in clinical practice.
The analyses will follow the intention-to-treat approach. Random regression modelling will be employed to analyse longitudinal data on adherence to prescribed PEG-IFN and ribavirin dosage at weeks 12 and 24. Survival analyses will be used to compare the two treatment groups with respect to the time to the development of depressions.
Prophylactic antidepressants may not only prevent overt depression but may also diminish the development of sub-clinical depressed mood. Effective prevention of a broad range of neuropsychiatric symptoms by use of citalopram has the potential to diminish morbidity associated with PEG-IFN treatment and consequently allow a greater number of patients to complete full therapy. In addition, such an approach may help patients remain adherent to their HIV therapy during the course of HCV treatment which could have long-term personal and public health implications by preventing the emergence of HIV resistance. Furthermore, if shown to be an effective strategy for preventing neuropsychiatric symptoms, treatment for HCV may become more accessible to the large number of patients who may not have ready access to the frequent and intensive psychiatric monitoring, necessary for the early detection and treatment of depression that manifests on PEG-IFN.
|Study Type :
|Interventional (Clinical Trial)
|Actual Enrollment :
|76 participants
|Intervention Model:
|Parallel Assignment
|Quadruple (Participant, Care Provider, Investigator, Outcomes Assessor)
|Primary Purpose:
|Official Title:
|A Randomized, Placebo Controlled Trial of Citalopram for the Prevention of Depression and Its Consequences in HIV-Hepatitis C Co-infected Individuals Initiating Pegylated Interferon/Ribavirin Therapy
|Study Start Date :
|November 2006
|Actual Primary Completion Date :
|March 2012
|Actual Study Completion Date :
|March 2012
Placebo Comparator: Placebo
Placebo + PEG-interferon-alfa2b + ribavirin
Drug: Placebos
Experimental: Citalopram
Citalopram + PEG-interferon-alpha2b + ribavirin
Drug: Citalopram
- The primary outcome is the average proportion of PEG-IFN and ribavirin doses received in participants receiving citalopram compared with placebo [ Time Frame: week 24 ]
- A second major objective is to compare arms with respect to the rate of moderate-to-severe depressive symptoms during the first 24 weeks of therapy. [ Time Frame: week 12 and week 24 ]
- Secondary measures will assess impact of citalopram versus placebo on anxiety, neurocognitive function, quality of life and adherence to therapy. HCV and HIV control will also be examined. [ Time Frame: 24 weeks ]
- Substudies aimed at understanding the pathogenesis of neuropsychiatric side effects and neurocognitive function in this population will be performed. [ Time Frame: 24 weeks ]
Choosing to participate in a study is an important personal decision. Talk with your doctor and family members or friends about deciding to join a study. To learn more about this study, you or your doctor may contact the study research staff using the contacts provided below. For general information, Learn About Clinical Studies.
|Ages Eligible for Study:
|18 Years and older (Adult, Older Adult)
|Sexes Eligible for Study:
|Accepts Healthy Volunteers:
Inclusion Criteria:
- HIV+ adults with chronic HCV infection requiring therapy and with no contraindications to PEG-IFN/ribavirin will be enrolled.
Exclusion Criteria:
- Subjects with prior suicide attempt, active depression, treatment with antidepressants within 6 months of study entry or with other psychiatric disorders will be excluded.
To learn more about this study, you or your doctor may contact the study research staff using the contact information provided by the sponsor.
Please refer to this study by its ClinicalTrials.gov identifier (NCT number): NCT00317746
|Canada, Quebec
|Immunodeficiency Service Montreal Chest Institute McGill University Health Centre
|Montreal, Quebec, Canada, H2X 2P4
|Principal Investigator:
|Marina B Klein, MD
|Immunodeficiency Service Montreal Chest Institute
Publications automatically indexed to this study by ClinicalTrials.gov Identifier (NCT Number):
|Responsible Party:
|Marina Klein, Study Principal Investigator, McGill University Health Center
|ClinicalTrials.gov Identifier:
|NCT00317746 History of Changes
|Other Study ID Numbers:
Schering #2229
|First Posted:
|April 25, 2006 Key Record Dates
|Last Update Posted:
|May 22, 2017
|Last Verified:
|May 2017
Keywords provided by Marina Klein, McGill University Health Center:
HIV/HCV Co-infection
Additional relevant MeSH terms:
Depressive Disorder
Hepatitis C
HIV Infections
Behavioral Symptoms
Mood Disorders
Mental Disorders
Liver Diseases
Digestive System Diseases
Hepatitis, Viral, Human
Virus Diseases
Flaviviridae Infections
RNA Virus Infections
Lentivirus Infections
Retroviridae Infections
Sexually Transmitted Diseases, Viral
Sexually Transmitted Diseases
Immunologic Deficiency Syndromes
Immune System Diseases
Interferon alpha-2
Peginterferon alfa-2b
Antineoplastic Agents
Antiviral Agents
Anti-Infective Agents


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"Obama's EPA... destroying the world's cleanest, most controlled coal industry with fatal regulations. ...on Native American lands."
Native Americans are among chief victims of Big Green's war on coal
Native Americans are among chief victims of Big Green's war on coal
Posted by Citizens' Alliance for Responsible Energy at 2:01 PM
Dennis T. Avery has been quoted in publications ranging from Time and The Washington Post to The Farm Journal. His article, "What's Wrong with Global Warming?" was published in the August 1999 issue of Reader's Digest. With S. Fred Singer, Avery is the coauthor of Unstoppable Global Warming; Every 1500 Years. He travels the world as a speaker, has testified before Congress, and has appeared on most of the nation's major television networks, including a program discussing the bacterial dangers of organic foods on ABC's 20/20. Avery studied agricultural economics at Michigan State University and the University of Wisconsin. He holds awards for outstanding performance from three different government agencies and was awarded the National Intelligence Medal of Achievement in 1983. In addition to lending his expertise to CARE as a member of the Energy Counsel, Dennis Avery currently serves as Director, Center for Global Food Issues and is a Senior Fellow for the Hudson Institute is a non-partisan policy research organization dedicated to innovative research and analysis that promotes global security, prosperity, and freedom. ?xml:namespace>?xml:namespace>
Robert L. Bradley, Jr. is one of the nation's leading experts on the history and regulation of energy and related sustainable development issues. He has presented professional testimony on energy issues to the California Energy Commission and United States Senate; his opinion-page editorials on energy policy have appeared in the New York Times and many other newspapers across the country; his energy views have been aired on National Public Radio, Voice of America, CBS Radio Network, and Armed Forces Radio, as well as local programs. Bradley is a multi-published author whose most widely read book is Energy: the Master Resource (with Richard Fulmer). His newest is Capitalism at Work: Business, Government and Energy. He holds a B.A. in economics, a masters in economics from the University of Houston, and a Ph.D. in political economy from International College. Bradley is a member of the International Association for Energy Economics, the American Economics Association, and the American Historical Association. He is CEO and founder of the Institute for Energy Research in Houston; visiting fellow of the Institute of Economic Affairs in London; an adjunct scholar of the Cato Institute; and a member of the academic review committee of the Institute for Humane Studies at George Mason University.
Paul Driessen's career has included staff tenures with the United States Senate, Department of the Interior and an energy trade association. He has spoken and written frequently on energy and environmental policy, global climate change, corporate social responsibility, and on marine life associated with oil platforms off the coasts of California and Louisiana. Driessen received his BA in geology and field ecology from Lawrence University, JD from the University of Denver College of Law, and accreditation in public relations from the Public Relations Society of America. A former member of the Sierra Club and Zero Population Growth, he abandoned their cause when he recognized that the environmental movement had become intolerant in its views, inflexible in its demands, unwilling to recognize our tremendous strides in protecting the environment, and insensitive to the needs of billions of people who lack the food, electricity, safe water, healthcare and other basic necessities that we take for granted. Driessen is a senior fellow with the Committee For A Constructive Tomorrow and Center for the Defense of Free Enterprise, nonprofit public policy institutes that focus on energy, the environment, economic development and international affairs.
Michael J. Economides is among America's leading energy analysts who regularly appears on national TV and radio programs. As a consultant, educator, and PhD petroleum engineer, Economides has done technical and managerial work in more than 70 countries. A professor at the Cullen College of Engineering, University of Houston, Economides has written or co-written about 200 articles and peer-reviewed papers and 11 textbooks. Economides is the Editor-in-Chief for the Energy Tribune magazine. He is also the co-author, with Ron Oligney, of the industry primer, The Color of Oil: The History, the Money and the Politics of the World's Biggest Business, which was published in 2000 and has since been translated into five languages. CARE is honored to include Michael Economides as a member of the Energy Counsel.
Michael R. Fox, Ph.D., is a retired nuclear scientist and university chemistry professor. He is the science and energy writer/reporter for the HawaiiReport.com. A resident of Kaneohe, Hawaii, he has nearly 40 years experience in the energy field. His interests and activities in the communications of science, energy, and the environment has led to several communications awards, hundreds of speeches, and many appearances on television and talk shows. Dr. Fox is listed by the Heartland Institute as a global warming/climate change expert. He is also the Senior Fellow for Science at the Grassroot Institute of Hawaii. He can be reached via email at email@example.com. Please visit Dr. Mike Fox's blog at http://www.foxreport.org/.
Byron King is the resident energy and natural resource expert at Agora Financial, LLC. A geologist by training, he worked for the former Gulf Oil Company and has followed oil industry developments for over 30 years. Byron's career path also took him into the U.S. Navy, both active duty and reserve. In the 1990s and 2000s Byron engaged in a vigorous private law practice. For the past five years Byron has been writing about energy and natural resource issues for an international audience. Currently, Byron writes and edits two major publications, Outstanding Investments and Energy and Scarcity Investor. Byron holds degrees from Harvard, the U.S. Naval War College and the University of Pittsburgh.
Tom Tanton is the Principal of T2 & Associates, a firm providing consulting services to the energy and technology industries. Mr. Tanton has over 35 years experience in the energy, economy, and environmental fields.


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Posted by: Jan Meisels Allen
In memory of the Holocaust, the United Nations (UN) remembers on January 27 each year, this day which is called International Holocaust Remembrance Day. An article, "Heroic Act of Resistance at Auschwitz-Birkenau" was published in commemoration http://ifounditinthearchives.tumblr.com/
The article has a link http://tinyurl.com/87dok66
original url:
http://www.scribd.com/fullscreen/78917641?access_key=key-p6qpxwab1cyf9b2k63i of a rarely viewed Army Intelligence report. The report was declassified in 2010 and the Associated Press found it at the US National Archives as part of their ongoing effort to mine the eight million secret records that have been declassified under the Nazi War Crimes Disclosure Act of 1998.
Thank you to Randy Herschaft of the Associated Press for bringing this to our attention.
Jan Meisels Allen
IAJGS Vice President
Chairperson, IAJGS Public Records Access Monitoring Committee


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• schlock •
Pronunciation: shlahk • Hear it!
Part of Speech: Noun
Meaning: Anything that is cheap, shoddy, junky, inferior, of poor quality.
Notes: Like many Yiddish words entering English, this one strikes speakers as a little funny, which explains the word schlockmeister (schlockmaster) "someone who specializes in cheap, shoddy products." The adjective, "schlocky" is normal and only encourages the use of an adverb, "schlockily," in sentences like, "Jolted suspensefully by Claire's survival antics, the film [Tracks of a Killer] is aesthetically sloppy but schlockily diverting." —TVguide.com).
In Play: Put today's word in play by substituting it for "junk" when referring to shoddy work: "She calls it a French antique shop but it looks more like culture schlock." The advantage of today's word, of course, is that it sounds funny outside New York and New Jersey and is always a useful tool in prying smiles out of folks: "Shock radio was started by someone who accidentally mispronounced schlock radio" (just kidding).
Word History: Today's word is a youngster, first appearing in New York newspapers in 1915. It seems to be another contribution to English from Yiddish, this time, from shlak "stroke, apoplexy, major nuisance." It comes from German Schlag "stroke, blow, hit" from the verb schlagen "to hit or strike." This word comes from Middle High German slahen "to strike, hit" from Old High German slahan "hit, strike, kill." The same Old Germanic root came to English as "slay," and is akin to Icelandic "slá," Norwegian and Danish "slaa," and Swedish "slå."


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Each year, over 100 companies visit UNC Kenan-Flagler to recruit MBA students for summer internship and full-time employment opportunities. Hundreds more utilize Career Connections, our online recruiting system, to directly connect with UNC Kenan-Flagler MBA students via job postings and resumes books.
In addition to opportunities with our Core MBA Employers, UNC Kenan-Flagler MBAs also take roles with hundreds of other firms across the country and around the world. Follow the link below to download our spreadsheet of MBA student employment for the past five years (Class of 2013-2017):
Recruiters from global corporations share insights on why UNC Kenan-Flagler students stand out among talented candidate pools.


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Major: Media Studies, Journalism and Digital Arts
I am a foreign correspondent for The New York Times, dividing my time between Baghdad and Istanbul.
I honestly feel that I found my life's calling in journalism at Saint Michael's. When I arrived I only had vague ideas about what I wanted to do with my life, and I think it was within my first week that I saw a sign seeking reporters for The Defender. So I went, and this was the fall of 1992 and Bill Clinton was running for president, and my first story - I think I am remembering this correctly - was about his plan for a national service organization, which turned in to Americorps. I was pretty much hooked from there, and immediately decided I wanted to be a newspaper reporter.
Saint Michael's was where I first learned that I loved reporting, and second, where I learned the basics of how to do it. So all those critical things - accuracy, clean writing, thorough reporting - that are the foundation of what I do today, I learned at Saint Michael's.
Dianne Lynch, hands down. She was the chair of the journalism department at the time, and really supported me, taught me everything and also gave me the confidence to pursue my goal, which was to eventually work for The New York Times.
Don't stress about the future, take your time in choosing a major and ski a lot.


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Paul Cormier necesitaba un nuevo diseño de logotipo y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 133 diseños de 37 diseñadores freelance.
The Virtual Software Store
The Virtual Software Store has been in operation since 1995 selling downloadable software products for PCs and Macs.
See: http://www.virtualsoftware.com
It is NOT a freeware or shareware site. Every product listed is a commercial digital product that is paid for and downloaded.
We sell software to english-speaking users globally. Most of our software has been utility-type titles, but this will be changing as we begin selling eBooks and similar digital titles in addition to our current library.
We have a broad audience of customers: true "computer/software" geeks buying PHP scripts as well as true newbies from all walks of life (e.g. grandpa downloading a solitaire game).
The current site's code and appearance is ancient! A total rewrite of the interface is underway, and a new logo is needed to go along with the site redesign.
The logo should continue to incorporate the current base green color(s) (and yellow?), though I'd prefer a bit more saturated (brighter) greens.
Use http://virtualsoftware.com as your cue.
The site overall is in need of an accent color. I'll leave that up to you (not blue, perhaps an orange/red) to integrate into your design if you think it works.
The logo needs to specifically incorporate the words "The Virtual Software Store". The word "The" can be de-emphasized if need be.
I don't want the logo to appear too polished and slick. I'm looking for a slight quirkyness and something "fun" about it.
One idea I had was to use the negative space inside the "V" in Virtual as a down-arrow (i.e. a download arrow) perhaps pointing to the "O" in software (the "O" is a CD/DVD)? This is just an idea, not a requirement.
Lastly, the winning design must be provided in AI format, both RGB and Pantone colors should be specified.
All fonts used must be specified.
Descubre cómo funciona un concurso de diseño u obtén más información sobre nuestros servicios de diseño de logo.


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Sun, 05 Sep 2010
Groupers and wrasses are two highly prized families of fish that depend on rocky and coral reefs. If they escape the fishermen, many can live to a ripe old age. But rates of population growth are slow and evidence suggests that overfishing is putting their survival at risk. One of the problems is that fishermen don't discriminate between adults and juveniles when they're taking their catch. Many species are threatened or near-threatened according to criteria for the IUCN Red List of Threatened Species™. So what's the solution? Yvonne Sadovy, Co-Chair IUCN/SSC Groupers and Wrasses Specialist Group, explains.
Work area:


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Early 1950s Lionel Corp Stock Certificate. Early and much scarcer variety of Lionel scripophily certificate with boy (more formally dressed) playing with toy train. VF condition.
Purchasing Notes: Payment by check or PayPal. You can opt out of insurance, which I generally recommend. Ruby Lane strongly encourages insurance. However, this may not make sense on scripophily shipments (which are not exactly breakable). My experience in mailing thousands of packages is that less than one out of 500 packages does not arrive in good condition. Still, Insurance is recommended on orders over $100. On multiple certificate orders Ruby Lane does not compute the insurance charge correctly. I will correct overpayments, but it is best to get accurate order amount before paying. Do not hesitate to email me if you have any questions.
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text:
with AkzoNobel's StartUp Challenge
AkzoNobel delivers higher profitability as a focused paints and coatings company
Through our Let's Colour projects, our paint improves the lives of millions around the world
Honey, I'm home! Read all about our newest color of the year!
First in a series of features highlighting the pride that our people take in their work
Ruud Joosten, COO of AkzoNobel Paints and Coatings, highlights the company's ongoing success in Asia


text:
Prioritizing What to Do Now vs. What to Do Later
You have got so much on your plate, how do you get it all done? It's overwhelming to step into your office some days as you are faced with a list that never ends.
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Smead Podcasts Have Arrived!
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Featured Series
After their plane, Oceanic Air flight 815, tore apart whilst thousands of miles off course, the survivors find themselves on a mysterious deserted island where they soon find out they are not alone.
As Superman's cousin, Kara Danvers (aka Supergirl) balances her work as a reporter for CatCo Worldwide Media with her work for the Department of Extra-Normal Operations (DEO), a super-secret government organization whose mission is to keep National City – and the Earth – safe from sinister threats..
Game of Thrones
Seven noble families fight for control of the mythical land of Westeros. Friction between the houses leads to full-scale war. All while a very ancient evil awakens in the farthest north. Amidst the war, a neglected military order of misfits, the Night's Watch, is all that stands between the realms of men and the icy horrors beyond.
Stranger Things
When a young boy disappears, his mother, a police chief, and his friends must confront terrifying forces in order to get him back.
Gravity Falls
Twin brother and sister Dipper and Mabel Pines are in for an unexpected adventure when they spend the summer helping their Great Uncle Stan run a tourist trap in the mysterious town of Gravity Falls, Oregon.
When over-achieving medical resident Liv Moore attends a party that turns into a zombie feeding frenzy, she ends up joining the ranks of the living dead. Determined to pass as human despite her pale appearance and newly listless demeanor, Liv forms a plan to resist her drive to consume fresh human brains by taking a job at a coroner's office, where she can secretly snack on the brains of corpses delivered there. Soon discovering that she absorbs the memories of those she feeds on, she finds new purpose by posing as a psychic and working with a detective to help solve their murders.


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Dear Librarian / Library Acquisition Committee:
I would like to recommend Anthropology of the Middle East for the library. Please include the journal in your next serials review meeting with my strong recommendation.
I recommend Anthropology of the Middle East for the following reasons:
BENEFIT FOR THE LIBRARY: This journal will be a valuable addition to the library's collection.
REFERENCE: I will refer to this journal frequently for my research work.
STUDENT REFERRAL: I will regularly refer my students to the journal to assist their studies.
OWN AFFILIATION: I am a contributor to the journal / member of the journal's editorial board.
Volume 14/2019, 2 p.a. (summer, winter)
All subscription inquiries should be directed to your nearest Berghahn Journals distribution office:
UK/Europe: Berghahn Journals, Ltd., c/o Turpin Distribution, Pegasus Drive, Stratton Business Park, Biggleswade, Beds. SG18 8TQ, UK
US/RoW: Berghahn Journals, Inc., c/o Turpin North America, 143 West Street, New Milford, CT 06776, USA
E-mail: email@example.com


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Free project photography templates jobs
In need for a high end skin photography retoucher preferably. Interested in getting the "crossed eyes" aligned, naturally looking and overall editing. I'd like to see samples of your work, before agreeing; if that's possible.
We are working on an instant photography venture and are facing requirement of proficient editors who can work and process decent quality photos in the required amount of time
Female models required for our website. Interested female can apply for this
Dear All, If you are interested in this job place your bid based on hourly charge, as the topic says, as an start-up small company based in London I have the responsibility to find talent for them. There is no need for past experiences, as full-support and training will be provided. You can be located anywhere, but priority is with UK and EU freelancers, costs will be covered for any travel/time/...
Professional pictures done for me
I have few rasta vests and similar products that I want to get professional photography with a model. Prefered UK based model so that I could send the products easily.
Small quick service restaurant in Grand Central in need of food photography for menus, signage, website, internal use, etc.
We're looking for a creative photographer experienced with product photography to help provide a new/refreshed look to some of our product photography. Qualified candidates should have extensive experience with both natural lighting and studio lightning. While we do have certain requirements with how we want the photos to look, this is also a very
Line drawing silhouette logo for Artistic Soul Nude Photography
I'm a fashion and commercial photographer.I want to create a logo for my branding and copyright.
Looking for an architectural photographer in India.
I have an image attached and I need this in high quality for a website. Please make it in a high resolution! Thanks
I'm in the beginning stages of starting a non-profit organization with a mission of helping paraplegic pets and their owners. I am seeking a photographer to capture some pictures of a paraplegic dog for our blog, as well as for marketing purposes. I would also like a videographer to capture our story for the blog.
I need a logo designed. I am starting a business in photography and having a logo would help start this process.
i need a photography website in 5000/- Rs and before please send me your previous developed sites for reference ! example: [login to view URL]
Hi i am vishal . New user freelancer . My skill is photography !
We would like a photographer to take pictures of our family during our visit to Salzburg in March.
My name is Virgiliu Platona and I need a brand and logo for my photography activity. Starting from my name, feel free to create the brand & logo. If you need any details, don't hesitate to contact me.
Jewelry company in need of product photographing and photo editing. US (preferably NY) freelancers ONLY.
2 day event in delhi to be covered still n video
I want a website for my photography business (Squarespace or Wordpress knowledge is a plus) I want that website to show my work in a creative and well-designed way instead of just showing them as a list in an ordinary way Menu tab should include: "Welcome Page" / "My Portfolio" / "About Me" / "Book Photoshoots" More Details will be provided as wel...
I need an Android app. I already have a design for it, I just need it to be built.
Need nice and attractive video and photos of food items and their preparation be done.
I have bags and jewellery which I want to get photographed for online sales. Have around 500 products.
I will need someone with experience in product photography
Sharpen,Liquify back,arms and legs , retouch blemishes and color correct
I want to personal photo-shoot on this valentine day (14/02/2019). I booked hotel and decorate the table and candlelight dinner. I want to low light photography. Place: Mapal 99 chandkheda Ahmadabad. Time duration: 2 to 2.5 hours (9.30 to 10.30 or 11.00 PM)
...'Jonathan Dixon Photography' in a nice creative, neat, symmetrical font, possibly cursive. Also a logo to put at the corner of my cinematography, that being my initials 'JD' mirrioring one another with a same sized, symmetrical, font, feel free to get creative. This would mainly be for landscapes, nature and astrophotography shots so feel free to in...
I am a photographer and I need a logo. I do have something in mind. I'm just not able to use the "free one" I made, any further than social media. I have to be able to apply to photos, cards, brochures, prints etc... Can this exact logo be recreated? And made to use for the things listed?
I need some trucking photography for my website. The trucks need to be either flatbed, stepdeck or lowboys trucks hauling.
Hellos freelancers!! Im looking for Photoshop Fashion Retouch, Professional skill and not destructive, Around 20-40 photos, FASHION MODEL WITH JEWELRY. Please add info about cost each photo, How much package for 20-30-40 photos. And how long time aprox. I don't need to much retouch, just color correction, skin, jewelry, etc.
I require a professional photographer to click photographs of my product (woolen socks & woolen bikinis) on a dummy mannequin at my residence. I have approximately 30 products, of which I require 3 photographs each. I require finished and edited photographs with a white background.
I was in a very bad accident and I was hurt very badly. The trucker pulled away and I don't know who he is. I have some video footage from different buildings in the area but the quality is not great. I do have some photo of the truck moving which are blurry and I cannot make out the letters on the side of the truck to figure out who the company is. I am attaching just a couple examples of th...
...include cropping background, removing reflections, blemishes and color, light correcting. If approved and chosen, the project will have a phase 2 and 3 with more products and new settings. Ideally, looking for a permanent photography expert who I can use for all post processing work. Must have photoshop, post processing experience, and bring a set
i need a very pro photographer to make 50 photos with my products style attached to show me his work
I'm looking for a food photographer, that can stage and photograph 4 pies. These are sweet pies, cold served so no hassle. I will send the pies to you. You must be located in the US. Please provide examples of your previous food photographs.
I am looking for a photographer and a female model..... the photo will be taken with me wearing the crop top. I am a man and one girl will be accompanying me in the photo with me wearing the crop top..... amateur photographers/models are welcome. anyone interested please ping me
I'm having an event on Feb 21st from 5:30 to 7:30pm and need someone with a gimbal and a DSLR to come and get some footage. Some nice gimbal shots required. You will also need to get a few photographs of the attendees. At some point we'll get someone to go around you the crowd with you for 15 mins and get interviews. But you will just be filming, we'll arrange for someone to sour...
I'm a photographer and I need to publish 1 or 2 articles per week on my web site blog. Articles must meet the requirements for SEO (I have a description) and contains keywords (I have it as well).
I am building a new website and need some edits made to my product photography.
We are looking for a Photoshop expert to help us retouch landscape-themed photographs. You have to be capable to use the Orton effect. PLEASE DON´T SEND A MESSAGE if you are a editor (product design, logo design, real state, portrait, etc) WE NEED A LANDSCAPE EXPERT. We will need you to show us your portfolio with landscape photographs.
Looking to hire for real estate photography and walk through videos. Most jobs will be done in condo/apartment units.
Looking to hire for real estate photography and walk through videos. Most jobs will be done in condo/apartment units.
Three separate interviews in the Greater Grand Rapids area. No more than 3 minutes a piece. Minimal editing and titling needed.
*27 IMAGES *EDITED/FORMATTED AS FOLLOWS: 2400 px x 3000 px 8" x 10" format product centered to fill the image area 300 px per inch resolution TIFF format preferred, jpeg acceptable Clipping path included if available RGB preferred No Alpha Channels Refer to attached.
We need some photos taken of 3 different products and grouped photos for our website and also for the Amazon platform. Some of the images will need to be shadow free and on a pure white background. The products are: mascara, bamboo face cloth, set of makeup brushes.
I need a good photographer that can take pictures of Properties and edit them.
Im looking for someone t...Products are located in the UK, hence you will need to be in UK for this project. I have around 150 designs. You will need to take professional photos and edit / clean them to allow us to upload them to our website or for printing. We will pay around £150 - £200 for the whole project. Time scale will be 10 - 15 days.


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(c) Pocumtuck Valley Memorial Association, Deerfield MA. All rights reserved.
Contact us for information about using this image.
Athol, Massachusetts was called Pequoiag when colonists settled there in 1735. It is situated on the Millers River in northern Worcester County. When it was incorporated in 1762, John Murray, a prominent landowner, named it Athol after his homeland in Scotland. This postcard shows a view of the Kennebunk Curve of the Millers River with the tracks of the Fitchburg Division of the Boston & Maine Railroad following along the bank. The curve is incorrectly labeled as "Kennebec" on the card.
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See Also...
"Portraits of History- Historic Places in the Orange-Athol Area: A Fascinating Look into the Past"
Factories of the L. S. Starrett Co.
Railway Station, Athol, Mass.
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#home equity loan rates
Home Equity Loans: Information and FAQ
In this article:
What is a Home Equity Loan?
A home equity loan also known as a second mortgage, term loan or equity loan a mortgage lender lets a homeowner borrow money against the equity in his home. In other words, the amount of the loan is partially based on how much home equity the difference between the value of your home and how much you owe on the mortgage(s) the homeowner has.
An example may help illustrate: Let s say you own a house now valued at $300,000. You put down $30,000 when you bought it and have paid down $30,000 in mortgage principal. You would have $60,000 in equity ($300,000 value of home $240,000 still owed = $60,000 in equity) in the home. The lender would use this equity number in addition to your credit score and income to determine how much of a loan you will get (typically homeowners can get up to roughly 85 percent of the equity in their home). The longer you pay down the mortgage and the more your home appreciates in value, the more equity you build up in the home and the larger a home equity loan you may qualify for.
Just beware: You are putting up your home as collateral on the home equity loan, so if you do not pay it off, the bank can take your home.
How Do Home Equity Loans Work?
If you get a home equity loan, you will receive the entire amount of the loan all at once (as opposed to a home equity line of credit, which works more like a credit card, where you take just what you need when you need it). Often, you have to pay off a home equity loan within about 15 years, though the terms vary. The interest rate on the loan is typically fixed.
What Can a Home Equity Loan Be Used For?
You can use a home equity loan for most anything you want. Many people use it to do repairs or upgrades on their homes, pay for their kids college or pay off high-interest debt (often, the interest rates on these loans are much lower than rates on credit cards, so this can make financial sense if you re careful).
Who Should Consider a Home Equity Loan?
Just remember, you will get all this money in one lump sum (so make sure that makes sense for you, rather than an option such as a home equity line of credit, where you can take out the money little by little), and you can lose your home if you don t repay the loan.


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A Ferrisburgh fire, which started just before 11 p.m. on Sunday night, burned to the ground the rear of a rambling Route 7 structure and badly damaged the rest of it. The conflagration destroyed many valuable tractors, cars and equipment stored there, and it has forced a marine sales and service business renting a storefront — Eriksen's Crow's Nest Marina — to relocate.
Click through the slideshow below to see photos of the fire and its aftermath. For the complete story, click here.


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Potentially good news everyone. I got a note on my door today that a "large package from Tokyo" arrived for me. However, since no one was home and it was from a foreign country, the idiotic postman decided to bring it back to the post office. It's currently in transit, so I cant access it until 3 hours from now. However, by then we will know whether it's a) an actual response from Miura b) a rejection letter from Hakusenshac) an "address could not be reached" from the Tokyo Mail Serviced) a new Berserk artbook hand drawn by Miura, signed "For my #1 fans at SKnet."I'm hoping for either a or d personally. Ill update with a double post here if necessary in t-minus 2.5 hours.PS: No this is not an April Fool's joke.
Among other things, it specifically states that Miura very rarely replies to letters and that this response was sent as a special service to foreign fans.
Just post them in here then consolidate them later?
This is the biggest thing ever since this site was created.
This is absolutely incredible, Walter! Congratulations on getting a reply. I'll admit. When the idea of sending Miura questions first came up, I was a bit reserved. But Fortune really does favor the bold, eh? This is so cool!SK.net has been and always will be #1!


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RailFanAZ.com News
This site is FREE of charge. However, the development and maintenance of this site, Remote Systems and RoboFoamer takes a significant amount of time to put together and maintain, with raising ISP and Server Costs as well. If you like what you see please help support our site by making a donation. Enjoy and Thank you for all your continued support!
Donations will show going to "RailFan /w MyTeggyPC", that is us. We are now RailFanAZ.com.
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Tonight I'm posting a portrait of myself done by a brilliant caricature artist and friend from the UK, Russ Cook. It's an honor to have my portrait done by such a talented and accomplished artist as Russ. He did an awesome job especially considering what he had to work with. Thanks Russ! I'm also posting below a previous feature on Russ for those of you who aren't familiar with his work. It's just a small sampling of the work of this amazing artist. Be sure and visit the link at the bottom of the post to see his full portfolio.
The Amazing Work of Russ Cook
I'm re-posting a feature of one of my all time favorite artists and one of the most talented caricature artists in the world and one of my biggest inspirations. Russ Cook is a illustrator and caricature artist from Oxford, UK. He has a unique caricature style like nothing you have ever seen and can be viewed on his blog by clicking on the image above or the link at the bottom of this post. Cook pushes his caricatures to the absolute limit with exaggeration. His "morph" in his words is so extreme in some cases that you would think the subject would be rendered unrecognizable but no matter the amount of almost outrageous exaggeration, he manages to capture the essence of his subjects. A truly unique style of art is hard to come by but this artist's work is like none other. His work will amaze and inspire you.
I would like to tell you more about this brilliant artist but he's a modest man and it's impossible to find a bio on him. I can however offer you an awesome interview with Russ Cook by VectorTutsPlus.com. You can also find links on his blog to more of his portfolio sites. Below you will find a very few of Cook's works which will give you a taste of his incredible talent, but you will definitely want to visit his blog to get a better look at this diverse collection of works.
I hope you enjoyed this inspiring sampling of the art of Russ Cook. Please take a moment and visit his blog at the link below.
Thanks for stopping by. Have a great day and be inspired!


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Francis Wa needed a new logo design and created a contest on 99designs.
A winner was selected from 396 designs submitted by 69 freelance designers.
Brand: Tambaroo, Product: The French Kiss
Go here to get a better product explanation: http://www.youtube.com/watch?v=ayBw6AyZFSM
I make stuff that makes life better. I look for the the annoyances in everyday life and I come up with solutions. I also look for opportunities create items that have never been seen before to enrich the experience of being alive. This is a coffee/kitchen related company but it doesnt have to go down the classic starbucks, peets, caribou path. I would rather think Alesi or Knoll. Clean crisp, not afraid of color (orange, browns, red?) without looking Disney. The first product to launch, "The French Kiss" solves the annoying problem of cleaning your French press. Its cool and simple. Its made of really groovey silicone and Neodymium magnets. Whats more fun than that! The products to follow are equally interesting and useful related to the coffee AND kitchen market. I need an image and feel that makes my product standout in coffee and design shops the world over.
For the company: Coffee shops, coffee geeks, coffee lovers and friends and family of those people.
For the French Kiss: Anyone who owns, sells or is buying a French Press or plunger coffee maker.
Product price point should be appealing to a wide range of consumers. It also should stand up as a gift Idea. (package graphics design contest coming as soon as we get the brand done!)
The logo/cards/letterhead/envelope appearance should be modern contemporary and have a decidedly Western feel (i.e. French or Italian) but it will be marketed in Asian arenas as well. The French kiss Product is small, round, rubbery and has a structure that creates and interesting shape which may tie into the "kiss" concept (look at the video Go here to get a better product explanation: http://www.youtube.com/watch?v=ayBw6AyZFSM. The company name "Tambaroo" means nothing other than it has a tribal feeling and is memorable. The Color pallet should be modern and concise and paper-print friendly (some blues are hard in cmyk). This product is intended for viral marketing with e-commerce fulfillment but will eventually make it to more conventional channels of marketing and distribution. The web site front page should say it all while containing the elements needed to carry through the site. The look and feel will make it into packaging so it should stand out in the earthy coffee shop environment while still being part of the gang. Packaging is designed to be minimal (low waste) but with great visual impact and high degree of social responsibility. (recycled, organic material, promotion of fair trade coffee, etc.) so the color pallet should fit. Logo design Can definitely tie-in with the "french kiss" product but keep in mind that this brand needs to carry to other coffee/kitchen products as well, (cups, saucers, grinders etc) without detracting from the primary Tambaroo brand.
Find out how a design contest works or learn more about our logo design services.


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sadhappy wrote:He screams bridge quarterback to me. He'll be someone's tjack for a season or two while they put their roster together I reckon.
kearly wrote:Really doubt it happens. I expect that Smith will have some trade value and he wouldn't be traded to Seattle.
It was either PC or JS that hinted at drafting a QB this year in a recent presser.
Killa Kam wrote:Alex Smith could start on a few teams, doubt he'd sign with us if he was cut. He's better than the starting qb's of Jacksonville, Kansas City, Arizona, Buffalo, Cleveland, Jets, Minnesota
Maelstrom787 wrote:Anyone think Gus takes him to Jacksonville?


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Minnesota officials on Thursday urged regulators to slash two-thirds off the rate increase that Xcel Energy Inc. has proposed for its 1.2 million electric customers across the state.
Xcel's 10.7 percent proposed increase is creating "rate shock" among customers, officials said. The smaller rate hike recommended by the state Department of Commerce would still mean an increase of about 3 percent to 4 percent.
The department, which analyzes utility finances on behalf of ratepayers, said Xcel's request for a $285 million increase should be reduced by more than $191 million, or 67 percent. Even with a smaller rate increase, the Minneapolis-based utility will be financially strong enough to offer safe, reliable service and invest in distribution, transmission and generation facilities, the department said.
Xcel officials didn't respond in detail to the state's objections, but said they would carefully study them during the regulatory review now underway.
"The request that we put in really reflects what we think is needed to run our business and serve our customers," Laura McCarten, an Xcel regional vice president, said in an interview.
The objections were filed with the state Public Utilities Commission, which is considering Xcel's rate hike. The financial details of the rate case are being reviewed by an administrative law judge, and public hearings are scheduled to begin Monday in Minneapolis. A decision is likely later this year.
The state attorney general's office, which also intervenes in utility cases on behalf of consumers, separately urged regulators to scale back Xcel's rate proposal, including its plan to boost the basic residential customer charge from $7.11 to $10 a month, or 40 percent. Customers pay that charge regardless of their kilowatt-hour usage.
"An increase in the magnitude of 40 percent by Xcel is unprecedented," said Vincent Chavez, a financial analyst for the attorney general's office, in written testimony Thursday.
Warning of customer "rate shock," Chavez said Xcel "fails to acknowledge that its residential ratepayers are unable to pass the high cost of their energy bills off to other parties through sales of their products or services or to be able to take a tax deduction like Xcel's business customers."
The attorney general's office also objected to Xcel's request to charge ratepayers $756,000 to fly employees on corporate jets. Instead of paying $5,000 for a typical trip on a Xcel's two company planes, employees could fly commercial at about $300 per trip, said financial analyst John Lindell.
Residential customers hit
For a typical residential customer, the full impact of the proposed rate hike would be 12 percent — or $9 on a monthly bill. Lindell said residential and lighting customers would be hit with higher-than-average increases compared with other ratepayers. Small businesses would see a 10.6 percent increase and large businesses a 9.5 percent boost, the utility has said.
Interim rate increases of about 9 percent overall took effect in January. If the PUC approves a permanent rate hike, it will be the fifth Xcel electric rate increase since 2005.
The utility has said the higher rates are needed to recoup investments in its two nuclear power plants, counter a drop in electric sales and pay for other power plant and transmission upgrades as well as higher property taxes.
But officials in the Commerce Department's energy resources division recommended reducing Xcel's cost for capital, employee benefits, income taxes, insurance and other operating and other costs. The department recommended reducing $22 million in administrative and general expenses by disallowing some incentive compensation.
Commerce officials also recommended lower return on equity of 10.24 percent, and an overall rate of return of 7.71 percent. Xcel had asked for a 10.6 percent return on equity and 7.9 percent return overall.
On employee pay, the department said Xcel should assume a 2.6 percent increase, rather than 4 percent. That would reduce the rate bump by $2.7 million, the department said.
The department also said it projects that Xcel's revenue will be higher, diminishing the need to increase rates.


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|To foster the best possible experience for all, the Grey's Anatomy Wiki community respectfully requests that its visitors and contributors honor this code of conduct. Failure to follow these rules will result in a deletion of your comment and/or content.
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Glimmer - Heroic Princess Of Illumination
After years of division between their kingdoms, the union of Mizar's Angella and Brightmoon's Micah promised hope for the future. No one so embodied this hope more than their daughter, Princess Glimmer. When Glimmer was a little girl, the Evil Horde returned, King Micah left to fight off the Evil Horde, leaving she and her mother, Queen Angella, to virtually lose all hope for his return. As she grew into a teenager, Brightmoon was attacked by the Evil Horde and Queen Angella had disappeared in the invasion. She was kidnapped by Hunga, Queen of the Harpies of Talon Mountain. At this time, Sha-Man, the wizard of Brightmoon, saw it important to bring Glimmer into the safety of the Whispering Woods, where she could be protected by the magic of Madame Razz and the Twiggets. Herself, Madame Razz, King Skaldor and Sha-Man gathered many survivors from the attacks of Etheria and organized the first Great Rebellion. One of these survivor's was the famous archer, Bow and his know-it-all friend Kowl. Later, fallowing Sha-Man's death, Prince Adam came to Etheria and proved that she was his long-lost sister. Unfamiliar with military tactics, Glimmer recognized the value of enlisting the Horde turncoat, Adora, after she and He-Man rescued her mother from the clutches of Hunga the Harpy. She attracted many admirers over the years, including the handsome Prince Highcliff and Horde defector, Lieutenant Romeo. Though she loves easily, she does not wish to be distracted by romance until the Evil Horde is driven from Etheria.
Glimmer was voiced by Linda Gary in the "Princess Of Power" Filmation Cartoon.
POP Filmation Cartoon Appearances
ALLEANZA : Great Rebellion, The
SPECIE : Human
LUOGO DI ORIGINE : Flower Mountain Spring
SESSO : Female
ARMI : The ability to control light. She can teleport, illuminate large areas, refract light, levitate, and direct beams of light from her hands.
Staff Of Illumination
CORRELAZIONI : Queen Angella
King Micah


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Model# MW208
Power Play System Q2 Fairway Wood - Clubhead
Starting at: $6.49For golfers seeking greater consistency from both the fairway and the rough will be pleasantly surprised by these right-sized fairway woods. From face to back it is the same size as most game improvement fairway woods on the market today. By not cutting the corners to create the square profile further raises the moment of inertia, resulting in less twisting on off-center shots and greater accuracy shot after shot. The sleek look is only augmented by many visual features truly making alignment effortless. Learn More


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Corn prices are nearing the record highs of last summer as the U.S. Midwest suffers its worst drought since 1956. Shoppers should expect higher grocery bills, because corn is used in three-quarters of supermarket products.
But don't panic. Overall cost hikes are likely to be modest.
"A 50% increase in the price of corn tends to raise total shopping bills by about 1%," says Ricky Volpe, a research economist with the U.S. Department of Agriculture. Corn's price has jumped 45% this summer. Of course, even a modest increase to shopping bills is unwelcome news for households on tight budgets.
Strange as it may seem, farm crops aren't nearly the largest component of food prices. In 2008, just 15.8 cents of each dollar shoppers spent on food went to farms, according to the USDA. The rest paid for labor, packaging, transportation, advertising and more.
Broken down by industry, food processors, which turn crops into things like cereals, sweets and oils, capture nearly twice as much of consumers' food spending as farmers, and foodservice companies, more than three times as much.
Also See:
The effect of rising corn prices will vary sharply by food, however, based largely on the amount of processing involved. Farms collect just 7% of the retail price of cereal and baked goods, but 14% of ice cream, 37% of butter, and 46% of whole milk. They collect 51% of retail beef prices and 34% of pork.
How high might prices climb? The USDA issues food price forecasts on the 25th of each month. The June forecast (issued when corn was just under $6 a bushel, versus close to $7.80 now) called for price increases of 2.5% to 3.5% this year for food eaten at home, versus a 4.8% last year and a 2.8% yearly increase, on average, over the past two decades. The 2012 forecast includes 4% to 5% increases for beef, 1% to 2% for eggs and 2% to 3% for dairy.
For affected foods, prices should start to rise in about two months, says Mr. Volpe. The first items to be hit will be dairy and eggs, because of the relatively short time between when cows and chickens consume corn feed and those products go to market. Next will be meats, in order of animal size, starting with chicken and leading to beef.
The July 25 forecast will be more telling, because it will take greater account of higher corn prices. It will also reflect a change in the direction of energy prices. U.S. crude oil hit a nine-month low of $77.28 a barrel on June 28, but has since climbed 14%. Energy makes up 3.5 cents of each dollar shoppers spend on food.
Shoppers can make some rough estimates of their own. A bushel of corn is 56 pounds, so with corn near $7.80 a bushel, it costs about 14 cents a pound. It takes 2.6 pounds of corn to produce one pound of steer, 3.6 pounds per pound of hog and two pounds per pound of chicken, according to data collected by the National Corn Growers Association from various meat trade groups. Eggs require four pounds of corn per dozen and milk, 1.8 pounds of corn per gallon.
Food and beverages, including restaurant meals, make up 15% of the money a typical consumer spends, according to the Bureau of Labor Statistics.


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On The Move needed a new logo design and created a contest on 99designs.
A winner was selected from 57 designs submitted by 14 freelance designers.
Raise VOICES Today
1st-of-its-kind benefit entertainment event held in the Napa Valley to support youth leaving foster care without families of their own.
Slogans or taglines to include:
Service we provide:
This big 1st-of-it's kind celebration will raise $1million to launch a national institute to spread VOICES, the nation's first youth-led community center supporting youth (16-24 years old, not kids) as they leave foster care without families of their own, across the US.
Target audience:
Middle and upper-income adults and young adults in the San Francisco Bay Area, California. Persons who love music, comedy and entertainment in support of a unique cause--youth transitioning from foster care.
Logo layout preference:
Prefer unique, bold, color icon with name included in it (if clever) or icon with name next to it. Must also include b&w version that reproduces well.
Specific ideas to be implemented:
Up to designers discretion. Prefer 2-3 bold, fun colors that are gender neutral and exciting. This year the event is big-name musical artists & comedians, but logo should be able to also represent future event entertainment possibilities as well. I'm deciding more and more that it would be good to have tie-ins to our main VOICES program logo (see attached files or visit voicesyouthcenter.org). With or without the youth would be fine.
What should come to mind when someone sees our logo:
You should see the logo & feel: "I want to support this unique benefit celebration in support of a critical cause--youth". Other things to bring to mind: excitement, community, "raising up" something big and important, music, comedy, and entertainment.
Things to NOT include:
No sad youth images, but the idea of "raising youth" or "raising up our program to next level" would be good.
How will logo be used:
Banners, event tickets, stickers, letterhead, business cards, website, television
Images or sites to reference:
The program that the event will support can be found at: http://www.voicesyouthcenter.org. The event logo does not have to include the regular VOICES logo, imagery or colors, but can.
Format needed for logo:
Vector Adobe Illustrator format
Find out how a design contest works or learn more about our logo design services.


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Rose Bowl week
ANAHEIM, Calif. (AP) – Wisconsin is in the Rose Bowl for the third straight year. This time, the Badgers are bringing a familiar face with them on the sideline. Athletic director Barry Alvarez, who won three Rose Bowls during his coaching career in Madison, Wis., is handling coaching duties for the 99th Rose Bowl on Jan. 1 following the departure of Bret Bielema for Arkansas. Alvarez joined his team at Disneyland on Wednesday, along with Stanford coach David Shaw and the Cardinal players in the traditional kick off to the week's festivities leading to the historic game in Pasadena. Alvarez says he's leaving the game plan in the hands of his offensive and defensive coordinators while he manages. Star running back Montee Ball says Alvarez brings a swagger and confidence to the team that is welcomed by the players, who have lost on their last two trips to Pasadena.
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text:
Faculty Handbook
WCSU Online Policy
A. Purpose:
The purpose of Western Connecticut State University (WCSU) Online Learning Policy is to assure high quality in online/distance learning with regard to instruction, procedures, and support. Unless otherwise stated all academic policies and procedures apply to both on-campus and online courses. Nevertheless, the particular nature and circumstances of online learning necessitate a clear explication of policies and procedures on key areas. All Online Learning policies are generated and executed in accordance with the mission of WCSU.
B. Principles of Good Practice for Electronically Offered Academic Degree and Certificate Programs:
Distance learning activities at WCSU comply with the NEASC Guidelines for the Evaluation of Distance Education & On-line Learning and with the Guidelines of other accrediting bodies.
See: Http://cihe.neasc.org/downloads/Pp90_Guidelines_for_the_Evaluation_of_Distance Education_On-line_Learning_.pdf
WCSU's goal is to ensure that online courses meet the same quality standards as courses taught on campus. Additionally, some online learning may address the needs or topic in ways that on-campus classes cannot.
C. Definition
Online Course: Defined as one in which course content is delivered online via the University's web-based course management system, whether synchronously or asynchronously. Students submit course work and participate in discussions with faculty and other students via the Internet. Many online courses contain media-rich presentations that reinforce important concepts. Students in these courses communicate with faculty and fellow students using e-mail, discussion boards, and submit assignments to faculty through the University' web-based course management system.
Hybrid Course: Defined as one in which regularly scheduled classroom time is comprised of both face to face meetings and online learning. All face to face meetings for a hybrid course will be announced prior to registration. The online component is delivered via the University's web-based course management system. The following schedule applies to hybrid courses:
D. Review of Distance Learning Policy:
The responsibility for evaluating and revising the Online Learning Policy resides with the Senate Distance Learning Committee, as specified by NEASC.
A. Academic Integrity of Online Learning Courses:
Online learning courses are comparable to campus-based courses in terms of:
Online learning courses are subject to the same policies as stated in the Graduate and Undergraduate Catalogs for campus-based courses. Faculty members must also follow the regulations described in the Collective Bargaining Agreement and the guidelines in the Faculty Handbook.
B. Oversight of Courses:
Like all academic activities, online learning at WCSU operates under the purview of the Provost and Vice President for Academic Affairs, CUCAS and Grad Council. WCSU adheres to the policy that all courses of the same prefix and number are equivalent, regardless of mode of delivery and/or period of delivery. It is the responsibility of the faculty to ensue that the rigor of programs and quality of instruction are maintained within their courses.
C. Online learning Course Offering Process
For new online offerings, the faculty member must complete the Online Education at WCSU course offering form. Form approval must be provided by the Department Chair, Academic Dean, and Provost. This process should be done as expediently as possible.
See: http://www.wcsu.edu/academics/online.asp
D. Instructional Review: Quality of Instruction Issues
Instruction in all courses, whether campus-based or online is reviewed by the same criteria set forth in the AAUP-CBA, the Faculty Handbook and Departmental Bylaws.
Criteria will include, but will not be limited to evaluation of teaching effectiveness and student satisfaction. Evaluators may need special training and support to adequately review online instruction due to the distinct pedagogical implications that must be considered when looking at online teaching and learning strategies and processes.
See: DEC Written Evaluation and Recommendation Report for Teaching Faculty Members, http://www.westconn.edu/facultystaff/handbook/pages/DEC-eval.asp
E. Faculty Interaction with Students:
As in all classes, best practices in online learning necessitate clear guidelines on faculty student interaction. Online and hybrid courses require strong instructor presence and frequent interactions with students. Faculty should clarify in their syllabi and course polices the nature of planned interaction, feedback timelines (like grading or email turnaround), as well as appropriate modes of communication (e-mail, phone, fax, chat, or discussion board.) Faculty should ensure clear responses to students, within a student-friendly timeframe. Complete and detailed feedback should be provided via the discussion board, individual email or other appropriate means. Office hours shall be held in compliance with the Faculty Handbook. Depending on the nature of the course, some may want to provide synchronous office hours when students know faculty can be reached by methods such as VoIP (Voice Over Internet Protocol), telephone or email. The instructor is expected to comply with all privacy laws in conducting online and hybrid courses.
F. Faculty Responsibility:
The instructor is responsible for presenting course content, instruction, and evaluating student progress in online learning courses, as well as for campus-based courses. Rapid changes in technology may require faculty to reevaluate online course resources frequently.
G. Accessibility (ADA):
All online learning is conducted in regard to and compliance with the Americans With Disabilities Act.
see: http://www.wcsu.edu/accessability/ADAandRA.asp
H. Intellectual Property and Third Party Providers:
Distance learning courses are frequently designed and disseminated by other colleges, universities, corporations or non-profit organizations. In the event that WCSU wishes to purchase or lease modules or entire courses from a Third Party, such courses or modules must be evaluated by the appropriate curricular committees to ensure that the materials meet all quality criteria set forth by the appropriate curricular committees before any legal agreements are signed between parties.
I. University Honesty Policy:
Online, hybrid and on-site course instruction follow the same campus-wide policy on Academic Honesty. WCSU affirms its commitment to enforcing the Academic Honesty Policy and to supporting faculty and students in the handling of academic integrity matters. WCSU is committed to making information on academic integrity easy to find on the campus Web sites and within online courses. Departments offering online courses and degrees should include ethics instruction within the relevant course and/or core curricula. WCSU encourages faculty to report every suspected violation of the Academic Honesty Policy and act upon it.
See: http://www.wcsu.edu/facultystaff/handbook/pages/AH-pol.asp
J. Copyright Compliance:
The University acts in accordance with Section 403 of the Digital Millennium Copyright Act.
See http://www.copyright.gov/legislation/sec403.pdf
K. Testing Policies: Verifying the identify of the student submitting work online
WCSU verifies the identity of students in online classes in accordance with current educational standards. WCSU provides secure student logins and password to access online courses and related resources, discussions, assignments and assessments. Students are provided instruction on maintaining the security of their logins and passwords. WCSU must have processes that establish that the student who registers in a distance or correspondence education course or program is the same student who participates in and completes the program and receives academic credit. Verification methods are determined by the institution and may include but are not limited to secure login and password protocols, proctored examinations, and new or other technologies and practices.
A. Faculty Qualifications:
Faculty members who teach online learning courses must meet the same qualifications as faculty who teach campus-based courses at Western Connecticut State University. They will be selected in accordance with the WCSU Faculty Collective Bargaining Agreement.
B. Faculty Training:
WCSU provides a variety of training workshops and individual training for faculty in the use of all relevant courseware and/or software. Training will be provided as needed to ensure that faculty remain current int he use of the technology. WCSU's Center for Excellence Learning and Teaching (CELT) should offer professional development opportunities for faculty to learn best practices for effective online communication with students.
In addition to training and professional development for faculty related to teaching in distance learning formats, the faculty meets periodically to share information and discuss ideas to enhance effectiveness of courses and quality of courses being taught.
C. Faculty Evaluation:
Procedures to be followed for the evaluation of faculty-administration of Student Opinion Surveys and Peer Observations--should follow the guidelines set forth in the CBA, the Faculty Handbook and Departmental Bylaws in as close to the same manner as is possible in online and on-campus courses. The individual DEC's and Department Chairs should be permitted access to online classes in a manner that is comparable to the observation of faculty teaching on-campus classes. Additionally, department curriculum and assessment committees should be permitted access on a limited basis to courses to ensure course quality. Departments should identify assessment procedures for online learning that are consistent with their mission. On site and online courses should be comparable experiences and each department will need to periodically review its courses to assure that approved course learning outcomes are addressed.
D. Faculty Teaching Load:
Faculty members teaching distance-learning courses receive the same workload credit as faculty who teach campus-based courses.
A. Student Services:
All policies covering on-campus classes shall also apply to distance learning classes. This includes matriculation, financial aid, and registration.
The WCSU website shall provide information about distance learning orientation sessions as well as all other services online (e.g., financial aid, career development, tutoring services, counseling and academic advising). Students should consult an academic advisor before registering for an online learning class, as well as campus-based courses. Special attention should be paid to a student's ability to work independently and to perform all or most course work by reading and writing. Students should plan their schedules wisely making sure they have sufficient time to complete an online class within the allotted time. Students must ensure that they will have adequate access to a computer and the internet to complete the class.
B. Student Training
It is recommended that all students must complete an orientation to online learning course before registering for their first course. This training will familiarize the student with the instructional software and well as acquaint them with the principles and practices of being a good online student. New student orientation sessions should include training on the university's current-web-based learning management system, as provided by Information Technology & Innovation.
C. Student Complaints/Grievance Procedure:
All student concerns about grading and other academic concerns should follow established University procedures as set forth in the Student Handbook, the Undergraduate or Graduate Catalog and the Faculty Handbook.
D. Library Resources:
WCSU Libraries ensure that the distance learning community has access to library materials equivalent to those provided in traditional settings. The Libraries provide convenient, direct access to library materials in appropriate formats that are of sufficient quality, depth, number, scope, and currency to:
Library services offered to the distance learning community are designed to meet a wide range of informational, instructional, and user needs. Services include virtual reference and research assistance (via chat, e-mail, phone, text); online library instruction and informational services (including information literacy instruction); reliable, rapid, secure access to online resources; access to electronic reserve materials, interlibrary loan and document delivery services; and adequate service hours. Library services to the distance learning community will be promoted through variety of channels, including the Library's mobile-enhanced website, and will include documented and updated policies and procedures.
E. University Bookstore:
The WCSU website provides a link to the WCSU Bookstore (which provides information for both distance learning students and traditional students.) All students may make bookstore purchases using the online service. The bookstore will mail the requested materials to the student.
A. Distance Learning Equipment and Facilities:
Western Connecticut State University provides the necessary equipment and facilities to effectively deliver scheduled synchronous and asynchronous courses at a distance. Video conferencing rooms are available to fully deliver courses. Computers with Internet access are available on campus for students who may need to use campus facilities for distance learning purposes. All courses that require laboratories and clinical site visits, which cannot be completed via technology-based distance learning, are handled with special arrangements made by the faculty member in consultation with the Dean and IT.
B. Funding for Distance Learning:
Sufficient funds for the operation of online/distance learning programs have been allocated to maintain instructional offerings. The annual University budget provides for the maintenance of equipment and networks the WCSU CIO is responsible for this budget.
C. Institutional Technology Responsibility:
Information Technology & Innovation provides the technical expertise necessary for maintaining equipment and networks, so that the delivery of online/distance learning programs may occur. A System Administrator addresses student and faculty concerns with the delivery of distance learning and an online Helpdesk is available for equipment problems. In addition, UC provides training of faculty and staff. UC schedules several training modules for professional development during each year and or as needed. UC provides orientation and training modules available online for students.
A. Institutional Planning:
The viability of distance learning programs is included in the planning process. Distance learning is planned to meet the University mission, strategic initiatives, goals and objectives, and is consistent with the University long-range planning document. Distance learning is designed and evaluated according to the same guidelines used for on-campus programs. The effectiveness of distance learning is assessed as discussed in this document. Finally, the results of the assessment are used to make appropriate changes to the long-range plan and to the program. Departments offering online courses or programs track the effectiveness of such program through their assessment process.
B. Educational Effectiveness
Distance learning is designed and evaluated according to the same guidelines used to assess on-campus courses, programs, and departments. The effectiveness of distance learning is assessed based on the accreditation policies described by NEASC and other national and regional accrediting bodies related to specific program areas across the University.
Date: July 2, 2012
With respect to the proposed Distance Education Policy, we make the following recommendations.
Senate Approval May 8, 2013 (R-13-5-1)
President's Approval 6/11/13
Sharepoint CD1213187 Approval 7/17/13


text: On Thu, 18 Oct 2007, Tim Cutts wrote: > The real killer advantages of FAI, for me, are the SSH server so I can > monitor the install remotely, and the detailed logging. Both of these > are invaluable for diagnosing installation problems. With kickstart, you can start a VNC connection, check out: https://www.redhat.com/docs/manuals/enterprise/RHEL-5-manual/Installation_Guide-en-US/s1-kickstart2-options.html#id3202874 It's probably started at a later stage than FAI's sshd, but it's useful nevertheless, although it shows only the installation progress and doesn't give you a console; but you could bend it a bit to do that as well, especially after the work is finished (in %post), as described here: https://www.redhat.com/archives/kickstart-list/2005-August/msg00123.html If you want to start sshd/rshd/telnetd/etc. sooner, you could use the %pre section to run scripts which could initialize network and then get and run the daemon of your choice; the mechanism is not built-in, but not so difficult to get to work either ;-) [ Mind you, I'm not trying to say that kickstart is better than FAI. ] -- Bogdan Costescu IWR - Interdisziplinaeres Zentrum fuer Wissenschaftliches Rechnen Universitaet Heidelberg, INF 368, D-69120 Heidelberg, GERMANY Telephone: +49 6221 54 8869, Telefax: +49 6221 54 8868 E-mail: Bogdan.Costescu at IWR.Uni-Heidelberg.De


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Well I guess it is official... we are getting old. Ryan turned 32 this past April 14th. We had such a wonderful day together as a family. We started off the day with a family bike ride.
This was Lilly's fist big bike ride since learning to ride without training wheels.
She was so proud of herself for being able to do it. We ended up going about 3 miles. Lilly kept right up and did not even complain.
We stopped at Ryan's favorite little bakery in town. It was fun to set outside and eat our breakfast.
Later that afternoon Ryan went on a big boy bike ride with some class mates from school. Ryan has really gained a love for cycling.
In the evening we went to dinner with some friends. We have been so blessed to have made amazing friends during dental school. I am sure we will stay in contact for years to come.
Ryan had a a fantastic day. Driving home from dinner Ryan kept commenting on how great the day was. Success!


text:
MN Collects More Taxes, Warns of Fiscal Cliff
ST. PAUL (AP) - Minnesota collected more taxes than expected in the latest quarter, a bright sign ahead of a comprehensive budget forecast due in early December.
But Minnesota Management and Budget officials warned Wednesday that another recession is likely if Congress can't avoid deep spending cuts and tax increases at the start of 2013.
Their report says the state took in an extra $145 million from July through September, or 4 percent better than expected, as taxes on individual incomes, sales, corporate incomes and other items were all up.
Revenues for the current two-year budget period are now $444 million above expectations, but any surplus by law must go toward catching the state up on school aid checks.
The economic update doesn't show whether the state is spending more or less than predicted.
(Copyright 2012 by The Associated Press. All Rights Reserved.)