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Ted Benford returns to MIT for his sixth year guiding the
lighweight Engineers. His crews have seen continuous improvement
including the closest racing the program has experienced in years
and top-10 national seeding in 2008 and 2009.
Benford brings over 20 years of coaching experience to Cambridge. Before arriving at the Institute, He was the men's head coach at Boston College and Tufts University and an assistant coach at Northeastern University. Benford has coached at numerous rowing centers in the east and has served as a guest coach at several of the nation's top club and camp programs.
During the summers, Benford is a coach with the Riverside Boat Club High Performance Group. For the past two years, his athletes have won Gold medals at the Canadian Henley Regatta and finished in the semifinals at the Royal Henley Regatta (Prince of Wales Cup). In 2008 and 2009, he coached the men's lightweight pair for the U.S. National Team from Riverside Boat Club and Pierce Boathouse.


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Pedophile Christian Brother Robert Best has lost an appeal against his convictions for abusing a schoolboy in the 1970s.
Best, 71, was jailed last year for a minimum 11 years and three months for sexually abusing young boys during a 20-year period at three schools.
On Wednesday, Victoria's appeals court rejected his appeal on seven of his convictions for indecently assaulting a schoolboy between 1971-74 while Best was principal of St Alipius Primary School in East Ballarat, when the pupil was aged between eight and 11.
In their unanimous judgment, Justices Chris Maxwell, Pamela Tate and Robert Osborn found Best failed to show a miscarriage of justice had occurred during his trial.
Best's defence argued the crown relied entirely on the account of the victim, whose memory was unreliable and tainted by flashbacks.
The defence said the victim's testimony varied in terms of dates, places and identities of others he claimed were there during some of the offences.
But Justice Osborn said the defence failed to show any fault with how the trial was run.
"The complainant's evidence comprised a coherent and credible account of the offending," Justice Osborn wrote in the judgment.
He was also not persuaded by the defence argument that failure to call the victim's mother to testify caused a miscarriage of justice.
"The evidentiary concerns raised on behalf of the appellant do not persuade me either individually or in combination that the jury's verdict was unsafe or unsatisfactory," he said.
Best was found guilty at trial of 21 charges, including the rape of a nine-year-old disabled boy, and later pleaded guilty to a further six.
All 27 charges related to 11 boys he taught at St Alipius primary school in Ballarat, St Leo's College in Box Hill, and St Joseph's College in Geelong between 1969 and 1988.
The Christian Brothers have not expelled Best, and are believed to have spent in excess of $1 million defending him in court, although they did not fund his appeal.
Prime Minister Julia Gillard has announced a royal commission into institutional responses to allegations of child sex abuse in Australia, as Victoria pursues its own parliamentary inquiry.

subset: commoncrawl


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Improving health, inspiring hope, saving lives. Spectrum Health Lakeland is now part of Spectrum Health offering an expanded care team, additional specialties, and new technology for you and your family.
IBM Watson Health™ published its 100 Top Hospitals® 2019 study naming Lakeland among the top 100 hospitals in the U.S. based on overall organizational performance.
Video of our team members
The Economic Alliance for Michigan (EAM) awarded Lakeland Medical Center and Lakeland Hospital Niles with the Patient Safety Excellence Award.
IBM Watson Health™ today published its 100 Top Hospitals® annual study naming Lakeland among the top 100 hospitals in the U.S.
Spectrum Health Lakeland was named one of the nation's 15 Top Health Systems by IBM Watson Health™.
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Captain's Report
Contents of Report
- Mission
- Overview
- Distinguishing Features
- Major Features
- Fishing Features
- Helm Details
- Construction Details
- Electrical System
- Performance
- Handling
- Pricing
- Observations
Mission of the Nitro ZV21
In a word, her mission is to take anglers out on big lakes, provide them with all of the boat-related tools necessary to find and boat different species of fish -- all on the same day -- then make sure the anglers get home safe and dry. Secondly, Nitro is taking what it has learned in bass boats and the comfort they have, and applied it to multi-species fishing. Further, this boat is designed to get anglers on their feet and moving around the boat with alacrity when fish are biting, something that is not advisable on many small aluminum multi-species boats. By creating raised casting decks bow and stern Nitro has gotten the angler up off the thwarts of small boats.
Perhaps the most important thing we learned during our test of the Nitro ZV21 is she has noteworthy build quality. The company has clearly shifted its emphasis from being all about price, to being all about quality of build and in-depth functionality. As we have mentioned before, Tracker Marine Group's volume, tremendous buying power, efficient production methods, and low margins both at the factory and the dealer levels, are what makes its boats so reasonably-priced, not cutting corners or cheaping out on hardware and equipment. This is not to say that price is no longer important. Of course it is, and of course Tracker Marine Group's products are as competitive as always. The company -- and Nitro -- are not one-trick ponies.
Distinguishing Features
• Heavy-duty gunwale-mounted fore-and-aft trolling rails
• Patent-Pending port net storage
• Dual consoles with Lowrance HDS-7 fishfinder with GPS, easy-to-read instrumentation
• Anti-fatigue matting below bow and cockpit carpet
• Illuminated storage (manual)
• Fold-down molded fishing seat with power pedestal
• 10" (0.25 m) adjustable jack plate for the standard engine
Major Features
• Standard fire extinguisher
• Multi-colored paint scheme
• 22-oz. plush, marine-grade carpet on decks
• Elevated bow and stern casting decks
• Minn Kota Terrova 36V 101-lb. thrust, 60" (1.52 m) shaft trolling motor
Snapshots of Fishing Features--
Fishing Features.
The ZV21 comes equipped for comfortable fishing.
There is --
• A movable fishing seat that can be raised and lowered, along with a bike seat with adjustable height
• A 5.5-gallon (20.8 L) insulated baitwell with removable bucket is in the bow
• Aft there is a 26 gallon (98.4 L) insulated Guardian livewell with removable bait bucket
• Supporting these wells are two 500 gph aerator pumps with timers, and two 750 gph recirculating pumps with timers
• All of the wells have oxygen generators and pump-out systems
• On the centerline between the consoles there is an organized locker for rods up to 8' (2.44 m) long
All of this is in addition to the fishing gear mentioned above in the "Distinguishing Features" and "Major Features" sections.
Helm Details.
The helm seat slides fore and aft and under the console there is a canted foot rest and a place for the optional Hot Foot pedal. All of the diagnostic instruments are standard and are installed on the black panel which eliminates the glare often seen reflected from white fiberglass. The windscreen is acrylic and the custom tilt wheel has hydraulic steering.
Standard Depth Sounder.
The HDS-7 Lowrance unit is not a cheap depth sounder and comes with a number of important features. It has a 6.4" (163 mm) display with a 16-bit color and full SolarMax Plus TFT. The display is sun-viewable and it has LED backlighting. It has "Go-Free" wireless technology which makes it possible to view the sonar and chartplotter on a laptop or tablet. The HDS-7 includes built-in charts or bundled map options. It is compatible with the most expansive selection of cartography on the market. It also has the TrackBack function that allows users to review their course history and save key fishing locations.
Construction Details
The Nitro ZV21's hull is built with conventional hand-laid techniques and standard industry scantlings. Her stringer system is all fiberglass with foam core. A 28" (0.71 m) high transom is made of all-composite fiberglass materials. The insulated deck hatches are aluminum supported by aluminum hat sections for strength.
Electrical System
As every boater knows, the most vulnerable system on a boat is the electrical system. The folks at Nitro have worked hard to provide a class-A system on the ZV21. First of all, connectors on pumps and navigation lights are water resistant. When the wire is laid into the boat it is carefully bundled and wrapped with an abrasion-resistant material.
The boat comes standard with three heavy-duty Interstate Series SRM-29 trolling batteries and one heavy-duty Interstate 27M-XHD cranking battery. There is a 4-bank (35 amps total) onboard battery charger with an external receptacle. Nitro uses plug-in type automotive-style fuses which are labeled under a cover. The trolling motor has a 50-Amp circuit breaker.
The Standard Trailer
A division of Nitro's parent company makes trailers, so it is not surprising that the tandem-axle trailer that comes with the ZV21 is loaded with features. We like the surge disc breaks on two axles and the custom-matched, color-coordinated powder-coated treatment. It makes the rig look like something from the Penske Racing Team. The wheels are 14" and an optional spare is available; lights are LED and are submersible. The frame is all-welded tubular for greater strength and is covered with Galvashield corrosion protection.
The Nitro ZV21 has a length overall of 21'7" (6.58 m), a beam of 8'6" (2.59 m), and a draft of 18'' (0.46 m). With an empty weight of 2,900 lbs. (1,315 kg), 40 gallons (151 L) of fuel, two people and the 647 lbs. 300-hp Verado, we had a test weight of 4,087 lbs.(1,854 kg). With the 300-hp Verado turning a 14-5/8 x 21 Tempest prop we reached a top speed at 6000 rpm of 60.1 mph. At that speed fuel burn was 29.8 gph giving us a range of 116 miles. Best cruise came in at 3500 rpm and 31 mph. That speed reduced the fuel burn to 9.25 gph giving us a range of 193 miles and an endurance of 6 hours and 12 minutes while still maintaining a 10% reserve. We had a time to plane of only 3.2 seconds, and reached 20 mph in 5.3 seconds, 30 in 8.3 seconds and continued accelerating through 40 mph in 12.4 seconds.
Her high freeboard makes her a dry handling boat in a chop, which makes her ideal for big bodies of water like Table Rock or the Great Lakes. She remains dry even when we tacked back and forth across the wake of the photo boat. The power steering gave a solid feel to her handling and produced no feedback making her comfortable for long runs to the fishing spot.
Pricing and Power Options.
The ZV21 with a standard 250-hp Mercury OptiMax Pro XS engine and the tandem-axle trailer has an MSRP of $52,595 plus $495 prep and $1,050 for shipping (to Stamford, CT). For example, to ship this rig to our office in Stamford, CT. Total price: $54,140, plus tax. Upgrading to the 250-hp 4-stroke Verado, the total price will be $56,940 . Go to the 300-hp Verado and the total price is $59,340.
Options We'd Consider.
In addition to canvas to cover the boat, options we would consider are the walkthrough windshield ($750), the Keel Guard ($215) and Lenco electric trim tabs ($970). None of these things, except the canvas, are necessary, which speaks well for the way Nitro has equipped the standard boat.
A Special Boat.
It's hard to find a multi-species boat quite like the Nitro ZV21. Several world-class anglers collaborated with Nitro on its design, and with its raised casting decks fore-and-aft, she certainly has elements that relate to tournament fishing.
Big Water.
Several years ago we went fishing on Reindeer Lake in Northern Saskatchewan. The lake is 140 miles long and 37 miles wide and for a week we ranged over much of it in an 18' aluminum boat. The weather was perfect, so no worries. But what would the conditions have been like if a cold front had come roaring in from the Northwest Territories while we were 35 miles from home base?
More "What Ifs."
What if we had to power into the teeth of 30 to 35-knot wind with waves breaking after a long fetch? It is for that reason that we think that there is a lot to be said for a large fiberglass boat with generous freeboard and a bottom that can provide a relatively soft ride at high speed in a chop as well as stability at trolling speeds.
Other Thoughts.
The ZV21 is rated for six people but we think it would be most comfortable for two to four people. We can't imagine that more power than the standard 250-hp OptiMax is needed or useful for this 2,900-lb. (1,315 kg) boat.
Test Result Highlights
- Top speed for the Nitro ZV21 (2015-) is 60.1 mph (96.7 kph), burning 29.80 gallons per hour (gph) or 112.79 liters per hour (lph).
- Best cruise for the Nitro ZV21 (2015-) is 22.3 mph (35.9 kph), and the boat gets 3.28 miles per gallon (mpg) or 1.39 kilometers per liter (kpl), giving the boat a cruising range of 189 miles (304.17 kilometers).
- Tested power is 1 x 300-hp Mercury Verado.
- Time to plane for the Nitro ZV21 (2015-) is 3.2 sec. seconds.
- Time from 0 to 30 of the Nitro ZV21 (2015-) is 8.3 sec. seconds.
Standard and Optional Features
Marine Electronics
|Battery Charger/Converter
|CD Stereo
|Shore Power
|Trim Tabs
Exterior Features
|Carpet: Cockpit
|Outlet: 12-Volt Acc
Boats More Than 30 Feet
|Oil Change System
Hull Warranty
Limited Lifetime
(It's quick and FREE!)


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Move over Neil Gaiman…Here Comes China Miéville November 29, 2010Posted by pupfiction in Book Reviews, Of Interest, reading.
Tags: books, china meiville, fantasty, neil gaiman, the city & the city, un lun dun, weird fiction
4 comments
If you're like Dataduchess and me, you often wonder what all the hullabaloo surrounding Neil Gaiman is about. I liked Coraline (graphic novel version) and The Graveyard Book (both more than Dataduchess), but still didn't see what the BIG DEAL was about. Similarly, American Gods left me with the feeling that Gaiman was reaching for something that he never quite grasped. While I do think his literature is something to be read and lauded as truly unique, I don't think he deserves the numerous awards that have been bestowed upon him.
But this post isn't about Neil Gaiman. It's about an author who reminds me of him, but who excels exactly where Gaiman starts to flounder, an author similarly bestowed (but more deservingly) with numerous literary awards, an author dabbling in both Young Adult and Adult fantasy – China Miéville. While Miéville distinguishes himself from many of his colleagues by considering his writing "weird fiction", Wikipedia's definition of the genre sounds like an exact description of Gaiman's writing as well: "weird tales often blend the supernatural, mythical, and even scientific." So what impressed me so much with Miéville besides the fact that he looks like a pirate while actually being a Dungeons and Dragons-playing British socialist? Two books: The City & the City and Un Lun Dun.
At first, I was wary about The City & the City. When my library emailed me that it had arrived I had forgotten why I had requested this detective novel. Usually, in the heat of the moment, I request a book after seeing some blogging buzz or write-up in American Libraries, or its high-placement on some inconsequential "Top Ten" list that I believe reflects my highly nuanced taste. But I digress. The detective story on which the entire plot revolves plays second fiddle to the setting – two cities (Besźel and Ul Qoma) that co-exist "grosstopically" and the way that the citizens of the two cities run their lives so as not to wrongly enter into the other city. And by co-exist, I mean just that – the two cities are so interspersed that often houses next-door to each other are in the other city. Both cities' denizens distinguish each other as fellow citizens by demeanor and dress. They learn to survive by "unseeing" the people and places in the other city. Should citizens of Besźel want to visit Ul Qoma (or vice-versa), they may, but only by crossing the international border in Cupola Hall (which exists in both cities) and with proper paperwork. Should a citizen accidentally or purposefully interact or even look at part of the other city Breach, a highly secretive force outside of both cities, quickly sweeps in and remedies the situation, usually by obliterating the existence of the offender. The forces that keep citizens from "breaching" into the other city, part actual threat from the menacing Breach and part psychological, are so strong that, a police officer from one city is not allowed to apprehend a criminal from the other city even if he is standing right beside him. Instead, he must "unsee" him. It is problems like these, amid many others, that make this murder-mystery far more than a detective novel.
Salon.com writer Laura Miller describes Un Lun Dun as "a sooty, street-smart hybrid of 'Alice in Wonderland,' 'The Wizard of Oz' and 'The Phantom Tollbooth,'" which is exactly the reason I requested this book, The Phantom Tollbooth, being one of my top-tens for as long as I can remember. The book starts with two best friends who find their way into another world – UnLondon, and saddled with the task of defeating the indomitable Smog. At first I was bothered with UnLondon's lack of consistent rules. While I've always like Fantasy books, every realm has its set of rules that creatures must follow. Not so in UnLondon. The world of the "abcity" (a term for all of the "other cities" such as No York, Parisn't, Lost Angeles, etc.) seems to use the limits of imagination as its only guideline. And this, once accepted by the reader, works. It is particularly reminiscent of Alice in Wonderland and The Phantom Tollbooth in this respect, and thus the reason that it's a children's/young adult book, and not an adult one. Deeba, the underdog-cum-hero, is accompanied on her mission to defeat the Smog by a half-ghost boy named Hemi, a tailor whose head is a pincushion and whose clothes are made of books named Obaday Fing, "utterlings", creatures in various animal-like form made from speaking new words named Diss and Bling, and various other characters at other times. While Miéville often seems to throw obstacles at Deeba willy-nilly for the sake of creating the "quest" that the fantasy genre is known for, he is at the same time, having fun with the reader. Deeba is not your usual heroine. In fact, she is known as the unChosen, because she is only mentioned in a book of prophecy as the Chosen One's "funny sidekick". She is also given a number of tasks to complete before she can defeat the Smog. But after completing one, Deeba realizes that the quests themselves are pointless and that she can just jump to the last task. It is in these small ironies that the true genius of the book resides.
While I would like to do a more in-depth comparison of Gaiman and Miéville, it's been a while since I read American Gods and Coraline and I'm loath to revisit them for the sake of a blog post. All I can say is this: Miéville has me requesting his entire oeuvre from the public library, while Gaiman, on the other hand, has not inspired such.
Friday Niche Blog : My Jello Americans November 12, 2010Posted by dataduchess in Niche Blogs.
Tags: art, food, jello, Niche Blogs, weird
add a comment
Too fun not to share: My Jello Americans.
These women are artists who make lots of scrumptious-looking Jello treats… and lots of somewhat repulsive ones too. But whether you think they look delicious or disgusting, there's no denying this: they are amazing!


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Hot Gadgets of 2011
Sugar Shout Out: The Hottest Gadgets of 2011!
- The top gadgets to look forward to in 2011
- Natalie Portman is The Other Woman
- How to be real with those New Year's resolutions
- How to elope around the world
- 5 wonderfully wintry bedrooms
- Blizzard conditions: 5 ways to celebrate whiteout snow conditions
- 18 young adult books you should read again
- Extremely warm and incredibly chic: Winter vests
- Mini potato pancakes are a dainty, delicious appetizer
- Chanel No. 5 covers the Musée d'Orsay in sequins
- See the National zoo lions play in the snow


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GAINESVILLE, Fla. - The magical season for No. 24 Harvard men's tennis came to an end on Saturday afternoon when it fell to No. 12 Florida in Gainesville, Fla. The Crimson got inspired play from its doubles teams of sophomore Casey MacMaster and senior Alistair Felton, and senior Jon Pearlman and sophomore Christo Schultz who fought hard for the doubles point but it wasn't enough as Harvard concludes 2012 with the second best record in school history (23-3).
In doubles play Harvard opened strong as both the No. 1 and No. 2 slotted teams of sophomore Casey MacMaster and senior Alistair Felton along with senior Jon Pearlman and sophomore Christo Schultz opened up early leads over their opponents Carelton and Silalm and Newman and Van Overbeek, respectively. Felton and MacMaster carried that momentum throughout their match, downing Florida's No. 1 paring, 8-6. Florida tied the doubles score as Alford and Diep handled Andy Nguyen and Denis Nguyen, 8-2. With the split doubles matches, the point hinged on Pearlman and Schultz's match in the No. 2 slot. The Harvard duo held a 7-6 advantage over the Florida tandem but Newman and Van Overbeek were able to fight back and even the match. The Gators rode that momentum through the rest of the match and edged Pearlman and Schultz 9-7. The Gators entered singles competition with a 1-0 lead thanks to taking the doubles point.
In singles competition Harvard battled but were overpowered by the Gators. Both freshman Alex Steinroeder and Schultz found themselves down early in the first set while Pearlman and Andy Nguyen and Denis Nguyen opened up slim leads. The Gators got on the board with its second and third points as Steinroeder fell to Diep 6-1, 6-4, while Schultz was downed shortly thereafter by Nassim Slilam, 6-2, 6-3. Andy Nguyen forced a third set out of the No. 6 hole and Pearlman battled Bob Van Overbeek hard in the No. 1 slot, as the score stood 7-6, 1-3, but the Gators claimed the match clinching victory when Spencer Newman defeated freshman Shaun Chaudhuri in the No. 4 position, 6-4, 6-2, ending Harvard's NCAA run.
Harvard concludes its regular season in impressive fashion having won the program's 29th Ivy League championship, recording the programs second-best record, getting impressive contributions from its freshman class as well as tremendous leadership from its graduating senior class. Pearlman earned All-Ivy League first team honors while Nguyen was tabbed with All-Ivy League second-team accolades.
Doubles (order of finish: 1, 3, 2*)
1. Felton/MacMaster (Harvard) def. Carleton/Slilam (UF), 8-5
2. *Newman/van Overbeek (UF) def. Pearlman/Schultz (Harvard), 9-7
3. Alford/Diep (UF) def. A. Nguyen/D. Nguyen (Harvard), 8-2
Singles (order of finish: 5, 3, 4
1. #42 Bob van Overbeek (UF) v. Jonathan Pearlman (Harvard), 6-7 (4), 3-1 DNF
2. #48 Tripper Carleton (UF) led Denis Nguyen (Harvard), 6-3, 3-2 DNF
3. #53 Nassim Slilam (UF) def. Christo Schultz (Harvard), 6-2, 6-3
4. #66 Spencer Newman (UF) def. Shaun Chaudhuri 6-4, 6-2
5. Florent Diep (UF) def. Alex Steinroeder (Harvard), 6-1, 6-4
6. Andrew Butz (UF) v. Andy Nguyen (Harvard), 4-6, 6-4 DNF


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May 27, 1965 - November 28, 2012
Port Jervis, NY
Mr. Thomas J. Chuckran a life time resident of Port Jervis, NY died Wednesday, November 28, 2012 at Good Samaritan Hospital, Suffern, NY with his family and friends by his side. He was 47.
Tom was born May 27, 1965 in Port Jervis, the son of Edward and Hannah Sneddon Chuckran. He was a 1983 Graduate of Port Jervis High School and a graduate of Flaglar College in St. Augustine, FL. Tom married Julie Quick 22 years ago on August 25, 1990 in St. Mary's R.C. Church, Port Jerivs. He worked as a Senior Pharmaceutical Sales Representative for GlaxoSmithKline.
Tom was a member of St. Mary's R.C. Church, Port Jervis. He was one of the founding organizers of the Port Jervis Co-Ed Youth Basketball League.
A family statement read: "Tom was a loving husband, father, wonderful son, caring brother, uncle and son-in-law. He enjoyed all aspects of the game of basketball, especially with the youth leagues. He was a lifetime North Carolina Tar Heels Fan. Whatever life handed Tom he accepted it with grace in the face of his physical difficulties. Through it all he kept his great sense of humor and warm engaging personality."
Surviving are his wife, Julie Chuckran at home; son, Nicholas Chuckran at home; parents, Edward and Hannah Chuckran of Port Jervis; three brothers: Edward Chuckran and David Chuckran, both of Port Jervis, and Daniel Chuckran and his wife, Kristen of Warwick, NY; nieces and nephews: Kyle, Hannah, Troy, Avery and Eva Chuckran, and Amanda and Casey Smith; aunt and Godmother, Cecilia Burghardt of Stony Point, NY; father-in-law and mother-in-law, Richard and Diane Quick of Port Jervis; sisters-in-law, Christie Smith and husband, James of Port Jervis, Kelly Quick of Port Jervis; grandmother-in-law, Dorothy Quick of Port Jervis. He was predeceased by maternal grandparents, Evan and Sadie Sneddon; paternal grandparents, Andrew and Pauline Chuckran, uncle and Godfather, Robert Burghardt.
Friends may call at the Gray-Parker Funeral Home, 100 E. Main St., Port Jervis on Friday, November 30 from 2 p.m. to 9 p.m. Funeral services will be held on Saturday, December 1 with a 9 a.m. Prayer at the funeral home followed by a Mass of Christian Burial at 10 a.m. in St. Mary's R.C. Church, 46 Ball St., Port Jervis, NY 12771. Burial will be at St. Mary's Cemetery, Port Jervis.
Memorial contributions may be made to Port Jervis Youth Basketball League, check payable to Port Jervis Recreation Dept., 20 Hammond St., Port Jervis, NY 12771 or Port Jervis High School Boys Varsity Basketball Program, check payable to Port Jervis Central School District - Tom Chuckran Memorial, 9 Thompson St., Port Jervis, NY 12771.
Funeral arrangements are by the Gray-Parker Funeral Home; 845.856.5191; for additional information, directions or to send a condolence note to the family visit grayparkerfuneralhome.com


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|Search Results (8 videos found)
|NASAKSNN - Calcium And Bones 1
Calcium And Bones. This segment describes how astronauts maintain healthy bones in space.
Genre: Educational
Keywords: NASA Kids Science News Network; KSNN; Hannah; Calcium; Bones; Exercise; Bone Loss;
Duration: 00:00:58
Popularity (downloads): 633
|NASAKSNN - Calcium And Bones 2
Calcium And Bones. This segment describes how astronauts maintain healthy bones in space.
Genre: Educational
Keywords: NASA Kids Science News Network; KSNN; Julieth; Calcium; Bones; Exercise; Bone Loss;
Duration: 00:01:01
Popularity (downloads): 747
|NASA Connect - BHFSTE - Healthy Bones
NASA Connect Segment explaining the importance of good nutrition and specifically nutrients such as calcium. The video explores bones and effects on astronaut's bones.
Genre: Educational
Keywords: NASA Connect; Astronauts; Space; Diet; Nutrition; Bones; Nutrients; Calcium; Calories; Vitamins; Minerals; Vitamin D; Dairy; Osteoporosis;
Duration: 00:04:51
Popularity (downloads): 1190
|Wetlands Regained, segment 03 of 8
The United States and Canada signed the North American Waterfowl Management Plan to restore water
Genre: Documentary
Duration: 00:01:59
Popularity (downloads): 417
|Challenge at Glen Canyon, segment 07 of 11
Engineers redesigned the spillways, incorporating air slots
Genre: Documentary
Duration: 00:04:28
Popularity (downloads): 674
|NASA Connect - Better Health From Space To Earth
NASA Connect Video containing seven segments as described below. NASA Connect Video involving students in an activity that estimates average daily energy needs. The video also explains BMR and other...
Genre: Educational
Keywords: NASA Connect; Measurement; Estimation; Precision; Accuracy; Energy; Calories; Basal Metabolic Rate; Baseline Energy Need; Exercise; Student Activity; Dietary; Exercise Program; Web Activity; Heart Plot; Heart Rate; Graph; Data; Microgravity; Space; Weight Training; Long-Duration Space Flight; Astronauts; Fitness; Muscle Atrophy; Bones; Muscles; Health Risk; Bones; Nutrients; Calcium; Calories; Vitamins; Minerals; Vitamin D; Dairy; Osteoporosis; Serving Size; Food Labels;
Duration: 00:28:30
Popularity (downloads): 2042
|NASAConnect - World Space Congress
NASA Connect Video featuring the world's premiere space technologies convention.
Genre: Educational
Keywords: NASA Connect; World Space Congress; Leland Melvin; Jennifer Pulley; Bianca Baker; Tivy; Students; Michael Weingarten; Sharon D. Cobb, Ph.D.; Dr. Ing. Valfredo Zolesi; NASDA; Katahari Hiroshi; Japanese Experimental Module; Kibo; Space Transportation; Anna
Duration: 00:28:29
Popularity (downloads): 1774
|NASA Connect - Good Stress
NASA Connect video containing five segments as described in the following. First segment of Good Stress explains the three types of stress: physical, mental and emotional. The first segment next...
Genre: Educational
Keywords: NASA Connect; Good Stress; Muscles; Bones; Stress; Jennifer Pulley; Types of Stress; Data; Data Analysis; Graphs; Scatterplot; RJ; Beth Shepard; Types of Muscles; Skeletal Muscle; Smooth Muscle; Cardiac Muscle; Voluntary Muscle; Involuntary Muscle; Leland Melvin; Program Hands on Activity; Box and Whiskers Plot; Stem and Leaf Plot; Graphs; Plots; Program Review; Dr. Marguerite Sognier; Bone Structure; Healthy Bones; Bone Loss;
Duration: 00:29:36
Popularity (downloads): 1922


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Educational Psychology: Reflection for Action, 3rd Edition
Educational Psychology: Reflection for Action, 3rd Edition
ISBN: 978-1-118-12915-9 December 2011 672 Pages
Download Product Flyer
Related Resources
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Table of contents
Educational Psychology 2
Theories and Research 6
Narrowing the Gap between Theory and Practice 17
Reflective Teaching 19
2 Teachers and Teaching 28
The Teaching Life 30
What Is Teaching? 31
Teacher Development 33
Teaching Efficacy 41
Planning 48
General Approaches to Teaching 57
3 Cognitive Development 66
Brain Development 68
Cognitive Development 72
Sociocognitive Development 85
Language Development 93
4 Social Development 108
Relationships 111
Psychosocial Development 119
Moral Development 127
Social Competence 132
Aggression 136
5 Behavioral Learning Theory 150
Explaining Learning 152
Principles of Behavioral Learning Theory 155
Reinforcement 156
Punishment 160
Behavioral Learning Theory and Diverse Learners 164
Applied Behavior Analysis 165
Behavioral Learning Theory and Special Needs Students 167
Managing Behavior 167
Influences of Behavioral Learning Theory on Instruction 177
6 Managing Learning in Classrooms 186
Designing the Physical Environment 188
Designing the Social Environment: Norms and Rules 195
Managing Day-to-Day Classroom Instruction 206
Dealing with Behavior Problems 211
7 Cognitive Learning Theory 222
Cognitive Theories of Learning 224
The Information-Processing Model 225
Memory Systems 230
Encoding, Retrieval, and Forgetting 238
Categorization 244
8 Social Learning Theory, Complex Cognition, and Social Constructivism 254
Social Learning Theory 256
Complex Cognition 262
Complex Cognition and Social Constructivism 268
Instruction Influenced by Social-Constructivist and Sociocultural Theory 279
9 Learning from Peers 290
Perspectives on Peer Learning 292
Tutoring 304
Learning in Heterogeneous Groups 311
Collaboration and Technology 314
Influences on Effectiveness in Heterogeneous Groups 316
Learning from Peers: Practices for Learning 321
10 Motivation and Engagement 332
Engagement 334
Motivation 341
Intrinsic and Extrinsic Motivation 342
Psychological Needs 348
Curiosity, Interest, and Positive Affect 356
Engagement-Draining Motivational Deficits 360
11 Motivation to Learn 372
Motivation Is Rooted in Constructive Thinking 375
Self-Efficacy 376
Variability in the Classroom 414
Intelligence 415
Talent 423
Extremes of Intelligence 427
Differences in Ability and Instruction 429
Learners with Special Needs 430
Prevalent Student Needs and Challenges 435
Mastery Beliefs 381
Goals 387
Self-Regulation 397
Self-Concept 401
12 Individual Differences and Special Needs 412
13 Issues in Diversity 450
Diverse Learners 452
English Language Learners 460
Multicultural Education: An Overview 461
Implementing a Multicultural Approach to Teaching 465
Becoming a Teacher of Diverse Children 469
14 Assessment for Learning 482
Assessments in Everyday Life 484
Assessment for Learning: Roles, Goals, and Audiences 486
Principles of Assessment and Grading 489
Options for Assessment 491
Developing and Using Assessments 502
Interpreting Classroom Assessments 509
Developing a Grading System 513
Communicating with Parents 517
15 Standardized and Standards-Based Assessments 526
The Nature and Development of Standardized Assessment 528
Technical Issues in Assessment 534
Interpreting Standardized Assessments 547
Controversies in Assessment 555
Appendix: Looking at the Praxis II™ Principles of Learning and Teaching Assessment and the INTASC Principles 564
Glossary 574
References 582
Name Index 619
Subject Index 629
New To This Edition
- New Chapter 13, Issues of Diversity, as well as diversity coverage integrated throughout the book where appropriate
- New Organization: the chapter on Individual Differences and Special needs has been fully revised and has been moved from Chapter 5 to Chapter 12, so it can be taught alongside the new content on diversity
- Updated examples throughout to reflect current research and standards in education
- Chapter Openers: Cases of classroom situations and challenges that teachers encounter allow students to engage in reflection for action.
- Guiding Questions: Encourage reflection by tying teaching issues to theories and research.
- Taking It to the Classroom: Guidelines that help pre-service teachers link theory and practice.
- Reflection for Action Questions: Relate content back to chapter-opener cases.
- Reflection for Action Activities: Encourage drawing upon theory and research to provide answers to teaching questions.
- What Kids Say and Do: Samples of children's work and conversations link theory and practice.
- Uncommon Sense boxes present myths/misconceptions not supported by research.
- Analyzing a Lesson Plan: This feature asks students to evaluate both elementary and secondary lesson plans in the context of the chapter topic.
- Mindful Habits of Effective Teachers: Tips that exemplify habits of successful teachers.


text:
The Flip Video (2.2 x 1.2 x 4.2 inches) records up to 120 minutes of video. It uses two AA batteries and is simple to operate with a power button on the side and a red record button in the center.
The Canon Vixia HFM40 camcorder records video on a 8GB memory card. Files can be downloaded onto a computer in a M4V format. The camera can run on rechargeable batteries for 125 minutes, or can be connected to an outlet with a power adapter. The camera has audio capability and features 1080p HD recording. A tripod and external microphone can be used when necessary.
Several tripods are available in the VRC to help with stabilizing a camera or camcorder. The tripods are adjustable and collapsible.


text:
You might be surprised to know that there are supplements you can share with your dog. Vet-recommended supplements for dogs are often identical to their human counterparts. Buying human supplements to share with your beloved pooch is a simple way to save cash while maintaining your dog's health. Check out these 3 canine-approved supplements you probably already have at home.
1. Fish Oil
For dogs who dread allergy season, some fish oil can help soothe the accompanying sniffles and skin irritation they experience. Giving fish oil to your dog has also been linked with improved heart health, arthritis and other health conditions. Plus, fish oil can give your pet a shiny, dog-food-commercial-ready coat. For this reason, many veterinarians recommend a daily dose year round.
Daily Dose: Try 20 mg per pound of bodyweight. That's 1000 mg for a 50-pound dog. Exceed the recommended dose and your dog could experience heavy bleeding, inflammation and other serious side effects.
2. Glucosamine
If your dog isn't his usual playful self, you might try adding some glucosamine to his daily diet. Often paired with chondroitin by veterinarians, this supplement can help treat arthritis by encouraging overall joint health. If you own a 50-pound or larger gentle giant, glucosamine may also be beneficial as a preventative additive.
Daily Dose: For daily maintenance, 20 mg per pound, or 1000 mg for a 50-pound dog, is a good starting point. Veterinarians often recommend higher doses for older dogs, so talk to your vet for customized instructions.
3. Vitamin C
Humans often boost their vitamin C intake during cold and flu season. For your dog, try adding vitamin C to daily meals when he's sick or stressed. Even though dogs can make their own vitamin C, studies indicate that this essential nutrient in your dog's blood plummets when he's sick. The right amount of vitamin C increases white blood cell function and antibodies, which are vital for sick dogs.
Daily Dose: A conservative dose of Vitamin C is 18 mg per pound of bodyweight per day. For a 50-pound dog, that's 900 milligrams. Feed too much vitamin C, and it could cause diarrhea.
When giving supplements, follow these three rules:
• Ask your veterinarian first
• Halve each recommended daily dose and administer during both morning and evening feedings.
• Give supplements with food to increase absorption.
• Tell your veterinarian about the supplements you're giving your dog.
Once you've decided on your dog's supplement regimen, think about how to save on the pills you'll need. If you'd like to buy human and dog supplements all in one place, try Amazon. Not only does the company offer free shipping for most orders over $35, but it also has great "Subscribe and Save" deals for daily vitamins.
Other great sources include Puritan's Pride, Drugstore.com and more.


text:
Jack Balkin:
jackbalkin at yahoo.com
Bruce Ackerman
bruce.ackerman at yale.edu
Ian Ayres
ian.ayres at yale.edu
Corey Brettschneider
corey_brettschneider at brown.edu
Mary Dudziak
mary.l.dudziak at emory.edu
Joey Fishkin
joey.fishkin at gmail.com
Heather Gerken heather.gerken at yale.edu
Abbe Gluck abbe.gluck at yale.edu
Mark Graber
mgraber at law.umaryland.edu
Stephen Griffin
sgriffin at tulane.edu
Jonathan Hafetz
jonathan.hafetz at shu.edu
Jeremy Kessler
jkessler at law.columbia.edu
Andrew Koppelman
akoppelman at law.northwestern.edu
Marty Lederman
msl46 at law.georgetown.edu
Sanford Levinson
slevinson at law.utexas.edu
David Luban
david.luban at gmail.com
Gerard Magliocca
gmaglioc at iupui.edu
Jason Mazzone
mazzonej at illinois.edu
Linda McClain
lmcclain at bu.edu
John Mikhail
mikhail at law.georgetown.edu
Frank Pasquale
pasquale.frank at gmail.com
Nate Persily
npersily at gmail.com
Michael Stokes Paulsen
michaelstokespaulsen at gmail.com
Deborah Pearlstein
dpearlst at yu.edu
Rick Pildes
rick.pildes at nyu.edu
David Pozen
dpozen at law.columbia.edu
Richard Primus
raprimus at umich.edu
K. Sabeel Rahmansabeel.rahman at brooklaw.edu
Alice Ristroph
alice.ristroph at shu.edu
Neil Siegel
siegel at law.duke.edu
David Super
david.super at law.georgetown.edu
Brian Tamanaha
btamanaha at wulaw.wustl.edu
Nelson Tebbe
nelson.tebbe at brooklaw.edu
Mark Tushnet
mtushnet at law.harvard.edu
Adam Winkler
winkler at ucla.edu
Compendium of posts on Hobby Lobby and related cases
The Anti-Torture Memos: Balkinization Posts on Torture, Interrogation, Detention, War Powers, and OLC
The Anti-Torture Memos (arranged by topic)
Recent Posts
The Future of Free Expression, Part I
Monday, August 11, 2008
The Future of Free Expression, Part I
In the Information Age, you would think, there would be no more important part of the Constitution than the First Amendment. After all, free speech guarantees should have a great deal to do with a knowledge economy, and a world in which wealth and power increasingly depend on information technology, intellectual property and control over information flows.
Quick question:
1). Is censorship by non-gummint actors (perhaps large corporations with their own axes to grind) more of an issue with the new electronic media? If so, what role does the gummint have in remedying this, if any?
Second question:
The new electronic media offer much lower barriers to publication than ever before, and now everyone's an author or director.
But with this proliferation -- nay, explosion -- of content, the mundane, the banal, and the bad has a tendency to drown out the good.
Is the animating principle of the First Amendment more that everyone should get a chance to be heard (even if that chance is practically microscopic), ir is it that everyone should have a chance to be informed?
Arne stated:
"Is the animating principle of the First Amendment more that everyone should get a chance to be heard (even if that chance is practically microscopic), ir is it that everyone should have a chance to be informed?"
Who decides what informed means? This sounds dangerous to liberty to me. I would have to think that it means that everyone has the chance to be heard. That is the only way for true dialouge in a modern world. There are still many voices that are not heard in this world. Thus, injustice still reigns in these parts.
Thoughts From The King:
[Interesting nom de plume for such a comment]
Who decides what informed means? This sounds dangerous to liberty to me....
I agree that it has the potential to be abused, but surely you have to admit that there is such a thing as "uninformed" and that such can be a problem. The question is what solution, if any, we ought to strive for.
... I would have to think that it means that everyone has the chance to be heard. That is the only way for true dialouge in a modern world. There are still many voices that are not heard in this world. Thus, injustice still reigns in these parts.
That may be, and port of the problem us trying to rise above the noise. Notice that bloggers didn't manage to stop the U.S. invasion of Iraq, or correct the massive disinformation campaign.
arne writes:
Is the animating principle of the First Amendment more that everyone should get a chance to be heard (even if that chance is practically microscopic), ir is it that everyone should have a chance to be informed?
It seems to me as though this is asking if the first amendment is about creating a right, or creating a marketplace for ideas (well not creating it as such, but establishing a framework for that marketplace to happen). I would think the first amendment is about creating a right, and letting the marketplace create itself. After all, you can lead a horse to water, but you can't make it think.
Either way, the Internet could have a negative effect on both. For the individual wishing to be heard, one voice drowns in a sea of youtube-esque rantings making distinction difficult by virtue of the sheer size of the Internet; for the individual wishing to be informed, one ear is firehosed with a deluge of information, making discrimination difficult by virtue of sheer volume.
In the case of the speaker, perhaps it heightens the need to more creativity, for the listener the need for independent thought.
In any case, search engines may hold more sway than is within the comfort zone of most; a diversity of them may be an important thought with respect to the path of free expression.
Is the animating principle of the First Amendment more that everyone should get a chance to be heard (even if that chance is practically microscopic), ir is it that everyone should have a chance to be informed?
The distinction here seems to be between the right to speak and the right of free assembly. At any rate, I've never heard of a law meant to address complaints that Speaker's Corner was too crowded.
"The right to be informed"
Not quite: the right to inform oneself.
If you consider them is referring to the same principle, freedom of inquiry is a more powerful model for the defense of that principle than freedom of speech.
The right to listen in a crowded theater.
Arbitrary censorship of visitors' comments on websites (blogs and other websites, particularly Wikipedia) is a big and largely unrecognized problem. One reason why it is a big problem is that these arbitrarily censoring websites are being authoritatively cited by court opinions, scholarly journal articles, the established news media, etc., and this arbitrary censorship of visitors' comments prevents these websites from being self-correcting on the facts and prevents them from presenting a variety of views.
There is no excuse for arbitrary censorship of comments on blogs. Comment space on blogs is usually free and virtually unlimited, so there is no need to pick and choose which on-topic, serious, and polite comments to post.
I guess I would argue that the right is still to speak. The right to be informed is part of the right to vote. As the inscription on the Boston Public Library reads, "The Commonwealth Requires The Education of the People as the Safeguard of Order and Liberty."
I would also argue that the world has become complex enough through the augmented flow of information that it is getting to that time when we should finally decide the free rider problem with respect to being informed citizens. There is no genuine right to be ignorant in a democracy, and it is becoming more obvious as time goes on what the effects are of pretending there is.
At any rate, I've never heard of a law meant to address complaints that Speaker's Corner was too crowded.
TPM restrictions. You need permits to hold rallys on the National Mall, for instance....
Shag from Brookline said...
>>>>> Fortunately, we have the right not to listen when someone exercises his/her right to speak.<<<<<<
Not always. When someone is denied the right to speak (as in the arbitrary censorship of a visitor's comment on a blog), others are denied the right to choose not to listen -- that choice is made for them.
"I'm always kicking their butts -- that's why they don't like me."
-- Gov. Arnold Schwarzenegger
Freedom of Speech is definitely going to need more help with the digital age, but fortunately our Constitution has been able to keep up with the times and protect the Bill of Rights so far. However I think that it will be the new business models that really make the impact on how the public perceives the First Amendment in the future, and the public will effect how the government and other agencies deal with it.
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Books by Balkinization Bloggers
Sanford Levinson and Jack M. Balkin, Democracy and Dysfunction (University of Chicago Press, 2019)
Sanford Levinson, Written in Stone: Public Monuments in Changing Societies (Duke University Press 2018)
Mark A. Graber, Sanford Levinson, and Mark Tushnet, eds., Constitutional Democracy in Crisis? (Oxford University Press 2018)
Gerard Magliocca, The Heart of the Constitution: How the Bill of Rights became the Bill of Rights (Oxford University Press, 2018)
Cynthia Levinson and Sanford Levinson, Fault Lines in the Constitution: The Framers, Their Fights, and the Flaws that Affect Us Today (Peachtree Publishers, 2017)
Brian Z. Tamanaha, A Realistic Theory of Law (Cambridge University Press 2017)
Sanford Levinson, Nullification and Secession in Modern Constitutional Thought (University Press of Kansas 2016)
Sanford Levinson, An Argument Open to All: Reading The Federalist in the 21st Century (Yale University Press 2015)
Stephen M. Griffin, Broken Trust: Dysfunctional Government and Constitutional Reform (University Press of Kansas, 2015)
Frank Pasquale, The Black Box Society: The Secret Algorithms That Control Money and Information (Harvard University Press, 2015)
Bruce Ackerman, We the People, Volume 3: The Civil Rights Revolution (Harvard University Press, 2014)
Balkinization Symposium on We the People, Volume 3: The Civil Rights Revolution
Joseph Fishkin, Bottlenecks: A New Theory of Equal Opportunity (Oxford University Press, 2014)
Mark A. Graber, A New Introduction to American Constitutionalism (Oxford University Press, 2013)
John Mikhail, Elements of Moral Cognition: Rawls' Linguistic Analogy and the Cognitive Science of Moral and Legal Judgment (Cambridge University Press, 2013)
Gerard N. Magliocca, American Founding Son: John Bingham and the Invention of the Fourteenth Amendment (New York University Press, 2013)
Stephen M. Griffin, Long Wars and the Constitution (Harvard University Press, 2013)
Andrew Koppelman, The Tough Luck Constitution and the Assault on Health Care Reform (Oxford University Press, 2013)
James E. Fleming and Linda C. McClain, Ordered Liberty: Rights, Responsibilities, and Virtues (Harvard University Press, 2013)
Balkinization Symposium on Ordered Liberty: Rights, Responsibilities, and Virtues
Andrew Koppelman, Defending American Religious Neutrality (Harvard University Press, 2013)
Brian Z. Tamanaha, Failing Law Schools (University of Chicago Press, 2012)
Sanford Levinson, Framed: America's 51 Constitutions and the Crisis of Governance (Oxford University Press, 2012)
Linda C. McClain and Joanna L. Grossman, Gender Equality: Dimensions of Women's Equal Citizenship (Cambridge University Press, 2012)
Mary Dudziak, War Time: An Idea, Its History, Its Consequences (Oxford University Press, 2012)
Jack M. Balkin, Living Originalism (Harvard University Press, 2011)
Jason Mazzone, Copyfraud and Other Abuses of Intellectual Property Law (Stanford University Press, 2011)
Richard W. Garnett and Andrew Koppelman, First Amendment Stories, (Foundation Press 2011)
Jack M. Balkin, Constitutional Redemption: Political Faith in an Unjust World (Harvard University Press, 2011)
Gerard Magliocca, The Tragedy of William Jennings Bryan: Constitutional Law and the Politics of Backlash (Yale University Press, 2011)
Bernard Harcourt, The Illusion of Free Markets: Punishment and the Myth of Natural Order (Harvard University Press, 2010)
Bruce Ackerman, The Decline and Fall of the American Republic (Harvard University Press, 2010)
Balkinization Symposium on The Decline and Fall of the American Republic
Ian Ayres. Carrots and Sticks: Unlock the Power of Incentives to Get Things Done (Bantam Books, 2010)
Mark Tushnet, Why the Constitution Matters (Yale University Press 2010)
Ian Ayres and Barry Nalebuff: Lifecycle Investing: A New, Safe, and Audacious Way to Improve the Performance of Your Retirement Portfolio (Basic Books, 2010)
Jack M. Balkin, The Laws of Change: I Ching and the Philosophy of Life (2d Edition, Sybil Creek Press 2009)
Brian Z. Tamanaha, Beyond the Formalist-Realist Divide: The Role of Politics in Judging (Princeton University Press 2009)
Andrew Koppelman and Tobias Barrington Wolff, A Right to Discriminate?: How the Case of Boy Scouts of America v. James Dale Warped the Law of Free Association (Yale University Press 2009)
Jack M. Balkin and Reva B. Siegel, The Constitution in 2020 (Oxford University Press 2009)
Heather K. Gerken, The Democracy Index: Why Our Election System Is Failing and How to Fix It (Princeton University Press 2009)
Mary Dudziak, Exporting American Dreams: Thurgood Marshall's African Journey (Oxford University Press 2008)
David Luban, Legal Ethics and Human Dignity (Cambridge Univ. Press 2007)
Ian Ayres, Super Crunchers: Why Thinking-By-Numbers is the New Way to be Smart (Bantam 2007)
Jack M. Balkin, James Grimmelmann, Eddan Katz, Nimrod Kozlovski, Shlomit Wagman and Tal Zarsky, eds., Cybercrime: Digital Cops in a Networked Environment (N.Y.U. Press 2007)
Jack M. Balkin and Beth Simone Noveck, The State of Play: Law, Games, and Virtual Worlds (N.Y.U. Press 2006)
Andrew Koppelman, Same Sex, Different States: When Same-Sex Marriages Cross State Lines (Yale University Press 2006)
Brian Tamanaha, Law as a Means to an End (Cambridge University Press 2006)
Sanford Levinson, Our Undemocratic Constitution (Oxford University Press 2006)
Mark Graber, Dred Scott and the Problem of Constitutional Evil (Cambridge University Press 2006)
Jack M. Balkin, ed., What Roe v. Wade Should Have Said (N.Y.U. Press 2005)
Sanford Levinson, ed., Torture: A Collection (Oxford University Press 2004)
Balkin.com homepage
Cultural Software
The Information Society Project
Useful Links
Syllabi and Exams


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From GODORT
This is an annotated list of databases produced by Illinois State Agencies listed by producing agency. It was last checked for broken links on 28 October 2016.
To add a database to this list or to fix a broken link, you can do it yourself if you are a registered user of the wiki. Alternatively you may send an e-mail to bredemer AT ilsos.net.
Return to State Agency Databases listing.
- 1 Agriculture, Department of
- 2 Comptroller, Office Of
- 3 Corrections, Department of
- 4 Education, State Board of
- 5 Elections, State Board of
- 6 Financial & Professional Regulation, Department of
- 7 Governor, Office of the
- 8 Illinois General Assembly
- 9 Illinois State Archives
- 10 Illinois State Library
- 11 Illinois State Police
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Agriculture, Department of
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Jim Bruce, a Hollywood assistant film editor by trade with movies like "The Incredible Hulk" and "X-Men: The Last Stand" on his resume, knew not a lick about investing when he opened an online TD Ameritrade account in 1998.
By 2005, he'd read up on market bubbles and was observing chaos in the housing market. His conclusion: a mortgage debacle was soon to come. He launched a financial newsletter to warn family and friends.
In 2007, he began shorting bank and builder stocks. With the money he made in the meltdown, and other funding, he wrote, produced and directed a documentary film: "Money for Nothing: Inside the Federal Reserve," narrated by actor Liev Schreiber.
Bruce's mission is to increase public awareness of the repercussions of the Fed's policies, especially its role in creating the global financial crisis.
The critical doc features interviews with a dozen current and former Fed officials, including new chairwoman Janet Yellen; Paul Volcker, chairman from 1979 to '87; and Alice Rivlin, vice chairwoman, 1996-1999. Also interviewed are leading economists and investors like Jeremy Grantham and Gary Shilling.
The film, which opened last September, continues to play in some theatres around the country. DVDs can be purchased through www.moneyfornothingthemovie.org
ThinkAdvisor talked with Bruce, 39, about the film in which he seeks to demystify, if not chastise, the Federal Reserve and by which to start a movement to hold it more accountable.
ThinkAdvisor: What's in your portfolio?
Jim Bruce: I'm very defensive and once again, very interested in the short side. Recently, I bought some longer-term bonds because the irony of quantitative easing is that it may prove to be deflationary — just like the housing bubble was very deflationary because it created bad debt. In the short run, interest rates could fall as the stock market comes back to earth. So I'm eyeing the short side, interested in longer-term U.S. bonds and cash, with some gold and natural resources as a hedge. I'm not interested in the financial sector at these prices.
What sort of advice do you think financial advisors should be giving to clients nowadays?
That's the fascinating part. People want to know what to do with their money. Fed policy has created a very difficult position for advisors and investors. It put a gun to people's heads: You'd better take risks or you're going to miss out. But now prices have risen to the point where you may miss out if you do take risks. So it's a great time for buy-and-hold investors to take some risk off the table and diversify.
Why now?
You definitely need to be prepared for the end of the current boom. Prices have been artificially propped up. Are you ready for a 20% or 30% decline in the stock market? On the fixed income side, there's a possibility that long-term rates haven't hit their low yet. Clients who only recently have been willing to take on more equity exposure are most vulnerable to a fall. It's a good time to be cautious. What's Ben Bernanke's legacy after being Fed chairman for eight years? In 2009, he was Time Magazine's "Person of the Year" — "the most powerful nerd on the planet."
My concern is that his legacy will follow the trajectory of Alan Greenspan's: He headed out a hero for sort of saving the day after the tech bubble and leaving the stock market higher. I'm worried that a year or two from now people will be rewriting Bernanke's legacy.
What was Bernanke's "tragic flaw" as Fed head?
He was an academic who had no background in financial markets. He didn't understand them or the people who worked in that field.
What will happen in the wake of his leaving?
We have a dysfunctional system. We aren't doing a good job of regulating, and we're not letting banks go out of business. With endless 0% interest rates and QE, we're getting closer and closer to what happened in Japan. We're following in their footsteps by doing what they did, but all the while saying we didn't want to be like them. They pumped money into a somewhat zombie system, where households aren't in a position to take on a lot more debt and banks don't really want to lend a lot.
Like Bernanke, new Fed chair Janet Yellen has an academic background. Will she tackle things differently from Bernanke?
She's the same: very smart, very well versed in all the ideas of modern economics but has no background in banking or financial markets. So she looks at things from an academic perspective. She said that she doesn't see any signs of trouble about stock valuations. I'm concerned! She's not someone who's going to be savvy and see risk in advance. Unfortunately, she will follow in that tradition of having an impeccable resume and theoretical perspective but not a thorough understanding of all the ramifications of the Fed's own policies in trying to influence markets.
How would you sum up the state of the Federal Reserve right now?
The Fed has been playing a losing hand in a poker game since the late 90s, when they decided not to resist the tech bubble. They doubled down with the housing bubble. They've put all their chips on asset prices going up — but now what do they do? If asset prices soften and begin to turn, it's going to be very hard for the Fed to live up to the promises it's made. Its policies have created artificial demand, and that's been sending a false signal to the economy. It doesn't realize how the real world is going to operate under their policies. On what do you base that statement?
The housing bubble and the moves in prices were deliberate and desirable effects of Fed policy. They knew that holding interest rates at 1% was stimulating interest-rate-sensitive sections of finance and real estate. From 2004 to 2006, they knew things had gotten a bit out of hand but thought that markets would rationally see them slowly raising interest rates and people would move away from taking risk, that the banks would manage their balance sheets and could smoothly coordinate this move away from risky behavior. But the opposite happened — everyone levered more, took on more risk and went deeper into mortgage securitization.
Do you see what's happening in today's economy and markets as a repeat of what occurred soon before the final crisis?
Yes. Once again, the Fed, through great effort on Bernanke's part, has got us back to a place where people are overpaying for risk, whether it's stocks or overpriced higher yield bonds. There's a lot of bad commercial real estate lending. In many areas, once again people are overpaying for houses. The Fed thinks of that as a good thing. But it's hurting anybody that's entering the market and keeping first-time buyers out. The Fed has brought us back to a place where it's very risky for the individual investor. I worry about falling asset prices and the transition to Janet Yellen. Markets are already losing the psychological support of QE: "The Fed's got my back."
That's lots of bad news!
Well, we're doing the same thing but expecting different results. To the extent that the Fed learned a lesson from last time, they may have to learn it again. Lower interest rates and QE have pushed stock and housing prices up, and there is a very real risk that the same thing will happen. Prices will fall back to where they would have been otherwise, which could easily be enough to put us into a deep recession. What's different now, though, is that there isn't room to respond to a crisis in the same way they did before, when the government was running just a small deficit.
What's your take on Bernanke's famed predecessor, Alan Greenspan, Fed chairman from 1987-2006?
The hubris that came with Greenspan and carried forward and expanded by Bernanke brought the idea that the Fed can game the system a little. But I worry that we'll realize, once again, that it can't. Greenspan knew someone was going to take a hit, but he didn't think it would be Citigroup; he thought it would be the people who bought Citigroup's tranches. In theory, mortgaged-backed securities would enable risk to be disbursed and sold off to investors. But banks had a hard time selling and got stuck with them. So instead of spreading risk, securitization concentrated risk. Reality was certainly different from theory!
Greenspan had assumed that the largest financial firms knew how to manage their risk, but the Fed had set off a race to the bottom. The banks were trying to make their earnings every quarter and taking tons of risk. The Fed just was not paying attention to what was happening around them.
But Greenspan said it's not possible to see a bubble in advance. Hmmm…
Back in 1996, at a Fed meeting, he said, "I understand that we have a stock market bubble problem." He spotted it so far in advance. But he also saw how hard it would be to resist it and didn't want to be the unpopular guy by raising interest rates. Three years later, when things were so much worse and more obvious, he gave a speech saying, 'We can't see bubbles in advance"; so we should just clean up afterwards.
And Bernanke took that view also?
He published a paper around that time saying that the best thing for central banks to do with bubbles is to clean up afterwards. So even though he wasn't at the Fed yet, he was a big part of the academic idea that you don't want to take the punch bowl away in the middle of a stock market bubble. Therefore, to some degree, this was an idea that Bernanke had introduced; and it became what people thought. Now they think a little differently — but not that differently. However, if you don't resist bubbles, you're courting disaster.
What was Janet Yellen's viewpoint on "cleaning up afterwards"?
From 2001-2003, she thought that it was a reasonable view. But when I interviewed her for the film, off-camera she told me that after the housing bubble collapse in 2007, it no longer seemed reasonable to anybody in central banking. Still, the problem is that Yellen doesn't think you should raise interest rates to fight a bubble. But if you use interest rates to help create one, why not use them to help diffuse one?
What does she believe should be done instead?
She thinks the Fed should use its regulatory powers. That might have done a lot to slow down the awful mortgage unwinding; but regulators have to be proactive, and history shows that the central bank is unlikely to be.
You point out in the film that Bernanke thought that putting money into the broken financial system — via QE — would trickle down into the economy. What has actually happened?
Bernanke kept saying that stimulating the stock market and housing prices would lead to economic growth. But 100% of the economic gains in the last five years have gone to the top 10%. Most of the money the Fed has poured into QE has wound up in small profits the banks make buying and selling things from the Fed. It's not really creating economic growth. Greenspan said, "There is zero probability of a U.S. default because we can always print money" to pay our debts. That apparently is the M.O.
Yes, borrowing and printing is what we have decided to rely on in order to prop up the economy. I don't think that's going to work long term. Instead of pursuing this game of the central bank's printing money, we should be rethinking our economy and trying to figure out how we can create more sustainable growth. We shouldn't be encouraging more investment in finance and real estate. We should be encouraging investments in new technology and education — things that will make people better off in the longer run. It's absolutely true: the U.S. can't default as long as it's borrowing dollars, but inflation is another way of defaulting.
It seems that, because Americans don't vote for Fed chairman, we're just victims of Fed policy.
Bernanke probably would have been voted out of office. But the Fed is not subject to political pressure, and he was protected. The Fed is protected from accountability. Congress is theoretically in charge of holding the Fed accountable; but not many members have even a basic understanding of the functions of the Fed and aren't qualified to oversee it.
Can we do anything to protect ourselves against failed Fed policy?
There is no way to buy a put against the failure of quantitative easing. And the stakes have got bigger. You could argue that the Fed isn't making objective decisions because they have a bias toward overstimulating. They have been very late to slow down a boom and very early to get one started. The Fed wants to be seen as helping the economy, not [bringing] it down. So they're very happy to lower interest rates very aggressively and very reluctant to raise them.
You say in the film that the Fed must find a way to "break the cycle of booms and bust." But don't booms and busts occur naturally?
Yes. But for the last 15 years, stocks and housing prices have been overpriced, and the Fed is stimulating them — basically creating bigger booms, which inevitably lead to bigger busts. Since the late 90s, it has put itself on a trajectory of ever-more aggressive ways of encouraging booms in asset prices. In 2012, for example, Bernanke said lower interest rates will boost stock and housing prices and that when people see their 401(k)s going up, it will encourage them to spend more. Getting back to Mr. Greenspan: Surely he knew about the subprime loans — lending money to people without jobs, income, assets. Why didn't he step in and do something?
I think it was purely a philosophical error. He didn't believe that fraud should be prosecuted or regulated; he felt the market would take care of it and that if someone is doing something fraudulent, it's a waste of time trying to prove it. He didn't think it was the Fed's role to do that in the mortgage world.
He was detached from current events.
He knew some companies would go out of business because of subprime lending, that some investors would lose a lot of money and some people would lose their homes — but he thought that was the market operating. He was right! But the market's solution to the problem was "We're going to destroy every financial company on the face of the earth!"
You view Greenspan as "a living contradiction."
He believed that if the market is going up, you shouldn't raise interest rates. But when the market went down, he cut rates left and right. As long as interest rates go up, he believes in free markets; but not so when they're going down! I don't know how he squares that in his own head. This has resulted in people's not trusting the system, a huge problem.
Citing "underlying strength in the broader economy," the Fed is continuing to cut its bond purchases. What effect will tapering have?
It's the Fed's assumption that they have an exit strategy. In 2004-2005 they thought they fixed the stock bubble and everything was great: they were going to ease out of low interest rates. Tapering is a theoretical idea. I'm concerned that reality is going to be very different.
Do you know if Mr. Bernanke has seen your film?
I know he's seen the trailer, but I don't know his reaction. We pursued interviews with him and Alan Greenspan and were turned down by both. At the time, I was disappointed. But in the end, we were able to use many comments they'd made that were [previously captured] on film. If we had interviewed them, they likely would have been guarded and careful, and everything would have been hedged.
More by Jane Wollman Rusoff on ThinkAdvisor: Ex-Schwab, Fidelity Exec: Be Careful Whom You Trust


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Miley Cyrus made Jimmy Kimmel very uncomfortable on his own talk show last night (June 25), arriving in high-waisted underwear, a crop top, a jacket and some thigh-high boots. As you do.
Then she talked about the "symbolism" in her music video 'We Can't Stop.'
SPOILER ALERT: It's not really symbolism.
After some stilted conversation between the host and his guest, Kimmel asked about her bizarre music video and the twisted imagery used throughout.
Miley admitted that it was "based on true events" and a series of parties she's thrown or attended, but that it's also chock-full of symbolism too: While she just thought the french fry skull was cool, the taxidermied deer in sunglasses standing in front of several mirrors represents the kids. Even though it's not a taxidermied baby goat. (What?)
"You know, it's like you're feeling judged and then here's this scrawny deer that to me just seems so sweet, and he seems like he would be judged, and so this is him looking at himself in the reflection," she said, making us wonder how much pot "salvia" she smoked before she got there.
"He's got himself all swagged up, he's trying to be something that he's not, but he has to remember he can't be judged."
As for that Miley-on-doll action, she's wearing a necklace that says "doll" and she's making out with a doll-version of herself so therefore … metaphor? Also, the dude eating bread is "symbolic for money." Or munchies. Or something.
And just in case you weren't impressed by Miley (who has been trying way too hard to make fashion statements lately), check out the video below where she talks about her buddy Snoop Lion and find out why they get along. Hint: It doesn't involve salvia.


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Sales Of WNBA Jerseys Sparked By All-Star Candace Parker
July 8, 2010: With the WNBA All-Star Game coming on July 10, the league has released the latest list of the most popular player jerseys and team merchandise. Los Angeles Sparks forward Candace Parker tops the WNBA's list of most popular jerseys, a spot she has held since October 2008.
This list is based on sales at the NBA Store in New York City and WNBAStore.com from October 2009 through June 2010. Specific sales figures were not disclosed. Adidas is entering its fourth season as the official oncourt uniform and apparel provider for the WNBA.
According to the WNBA, Parker's jersey is the best selling jersey in the history of both the NBA Store and WNBAStore.com. The Sparks also had the best-selling merchandise.
The New York Liberty have four players among the top ten best selling jerseys, including Shameka Christon, who was traded to the Chicago Sky in March. Atlanta Dream forward Angel McCoughtry made her debut on the list at No. 10.
1. Candace Parker – Los Angeles Sparks
2. Diana Taurasi – Phoenix Mercury*
3. Lisa Leslie – Los Angeles Sparks
4. Becky Hammon – San Antonio Silver Stars*
5. Janel McCarville – New York Liberty
6. Essence Carson – New York Liberty
7. Shameka Christon – New York Liberty
8. Cappie Pondexter – New York Liberty*
9. Sue Bird – Seattle Storm*
10. Angel McCoughtry – Atlanta Dream*
* Member of WNBA All-Star Team
1. Los Angeles Sparks
2. Phoenix Mercury
3. San Antonio Silver Stars
4. Seattle Storm
5. New York Liberty
Source: WNBA


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Floral Clay Beads (5)
Floral Clay Beads (5)
Sterling Silver and Floral Clay Beads w/Swirls.
Add To Cart
These are my Single Stone Earrings, all on Sterling Silver Ear Wires or Posts. I use the term "Stone" loosely, these may also contain non-stone beads or torch-fired enamel.
Please use the Filters below to narrow down your search. If you have questions regarding an item please contact the artist.


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- Genre
- Action
- Rating
- Rated "E10+" for Fantasy Violence
- Summary
- Planet Zethos has fallen under the military control of Thau-Phi, a rogue Artificial Intelligence. The only hope of liberating it lies in the crew of the DST Horizon, an elite mercenary unit operating in the deep fringes of space. Horizon Riders recruits you into the toughest and most daring merc outfit in the galaxy, blasting through an army of renegade robots with an array of high-tech weapons and mounted on a high-speed assault hover-board.