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With student loan debt hitting $1.2 trillion, the Senate plans to take up next week a bill introduced by Sen. Elizabeth Warren, D-Mass., the Bank on Students Emergency Loan Refinancing Act (S.2292), which would allow students to refinance their loans.
At a Wednesday hearing held by the Senate Budget Committee, titled "The Impact of Student Loan Debt on Borrowers and the Economy," Sen. Patty Murray, D-Wash., chairwoman of the committee, said that today, the average college graduate faces paying back "around $30,000 in student loans," and "a record number of young households owe student debt."
That debt, she said, "can have lasting consequences for borrowers and weaken their chances of getting ahead," including getting a mortgage and saving for retirement. Murray cited a recent study finding that college graduates without student debt had accumulated seven times more wealth than those who were paying back school loans.
But taking out student loans, Murray said, has become "a college prerequisite," as the cost of college has skyrocketed.
Murray said that Sen. Warren's student loan refinancing bill, which she co-sponsored, would allow borrowers to refinance their federal student debt.
The Congressional Research Service, she continued, "estimates that this [refinancing] bill would let borrowers save $4,000 on average."
Sen. Ron Johnson, R-Wis., noted the sizable increase in the cost of a college education over the years. He said that in 1963 a public college education, including room, board and tuition, was $929 per year; in 1988, that amount jumped to $4,678; in 2012, that figure stood at $17,474. Costs have risen at "two and a half times the rate of inflation," he said. "Why?"
Murray also said there was "mounting evidence" that student debt is also holding back the economy.
"Historically, young Americans have been a source of economic activity, as they set up households and as they start their careers. But today, many are finding it difficult to save up for a down payment on a home. And the high monthly bills to pay back student loans can disqualify many people from getting a mortgage," she said.
"When first-time homebuyers aren't able to get mortgages, it can adversely affect the housing industry as a whole."
Rohit Chopra, student loan ombudsman for the Consumer Financial Protection Bureau, told senators during the hearing that recent data has shown that "three-quarters of the overall shortfall in household formation can be attributed to reductions among younger adults ages 18 to 34, the age group disproportionately impacted by student debt."
In 2011, he said, 2 million more Americans in this age group lived with their parents compared with 2007.
Chopra pointed to a recent survey by the National Association of Realtors, which found that 49% of Americans cited student loan debt as a "huge obstacle" to homeownership.
Student debt, Murray added, "can also stifle entrepreneurship." Indeed, Sen. Ron Wyden, D-Ore., chairman of the Senate Finance Committee, agreed during the hearing that "our students are getting smothered with these costs and bills, and it's having a huge effect on their ability to have a productive life. This [debt] takes a toll in a myriad of ways."
Said Wyden: "We have to help those students that are underwater; I'm open to a variety of solutions," including refinancing their loans.
Brittany Jones, a recent college graduate and the former president of the Student Virginia Education Association, told the senators that upon graduation in 2011, "the joy" of completing the first portion of her teacher preparation program "was overshadowed by the truth that I had borrowed well over $70,000 in student loans from various sources — federal subsidized, unsubsidized, Perkins and personal loans."
Student loan debt, Jones said, "has been the driving force of my decisions for the last eight years of my life, and according to my current repayment plan, it is projected to be for the next 25 years of my life, well into the years for which I should be planning a retirement. It should not be that way."
Said Jones: "'Degrees not debt' should be our collective goal." She urged the senators to increase student aid, "especially for those who need the most financial help," and to "make student loans more affordable, including by allowing refinancing of those loans as legislation from Senator Warren would do."
Wyden noted the bill that he introduced last May with Sens. Mark Warner, D-Va., and Marco Rubio, R-Fla., "The Student Right to Know Before You Go Act," (S.915), which would ensure that a wide range of accurate and easy-to-understand data would be readily available online for prospective students and their families to give them a more complete picture of the value of their education.
Related on ThinkAdvisor:


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How to Select a Microphone for Educational iPad Podcasts
To create quality educational podcasts on an iPad, your students (or you) will need a good microphone. A good-quality microphone will give your podcasts (and those of your students) higher-quality audio and minimize background noise.
Remember that you need only a few microphones because you won't have all students recording simultaneously. You can choose expensive, high-end mics to more reasonably priced ones. Here are two microphone options to consider:
Apogee MiC Studio: MiC is a high-quality microphone that connects to an iPad, iPhone, or a Mac or Windows computer. MiC is about the size of an iPhone and can record vocals, voiceovers, instruments, interviews, and everything in between, and build a track right on GarageBand.
The quality is great, and if you're recording music or producing more professional podcasts, it's a great choice. The bad news: It's fairly expensive at around $200.
iRig MIC Cast Ultra-Compact Microphone: The iRig connects via the iPad headset jack and is moderately priced at around $40. It's an ultra-compact, portable voice-recording microphone designed specifically for recording podcasts, interviews, lectures, voice memos, speeches, and more.

subset: commoncrawl


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A.mexis necesitaba un nuevo diseño de papelería y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 62 diseños de 11 diseñadores freelance.
Mayur Resources
Mayur Resources is a company focused on mineral equity deals in India - a fully integrated mineral exploration entity.
Mayur Resources is a global provider of key technical and commercial services for:
- exploration
- mining
- investment companies
Services offered extend across an entire project development timeline: exploration, geological modeling, mine planning, site safety management and marketing due diligence.
- Companies that own land tenements
- Mining and resource companies
- Geologists
- Corporate investors
We would like to receive templates for letterhead (first and follow page), business cards, and a PowerPoint template.
These templates need to look like they all belong to the one company- complimentary designs.
We would like for designers to use our current logo for stationery template inspiration and to use the same colours. There is a bird in the logo - this was selected as Mayur means peacock in India and is a well respected animal.
All templates need to be professional. We will be using this stationery to deliver information to high-end corporate clients thus it must be suitable.
Address details and phone numbers to be provided in the next 48 hours.
Grey in logo is R - 77, G-73, B - 72 while the orange is R - 231, G-120, B-23


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Possible Duplicate:
How can I change the colors of calendars on iOS5
I have an iPhone 4 that syncs with iCal through Google. However, the colors for the calendars are different on the iPhone than on iCal. Is there any way to set the colors for the calendars on the iPhone so that they are the same as the colors I have selected in iCal?


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sean t necesitaba un nuevo diseño de logotipo y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 150 diseños de 43 diseñadores freelance.
Altuus (Altuus.com)
We are a company in the finance field, but what we do is anything but boring!
Basically, we have come up with a genius way for our clients (mostly small medical practices) to make a ton more money by just tweaking a few things they're already doing every day.
They can make literally hundreds of thousands of dollars by using our technique (soon to be on our site).
The thing is, things like logos and color schemes go a long way to influence perceptions (as you know only too well).
So, Our logo will ideally be a brilliant combination of professionalism and innovation to represent our concept.
The name Altuus is derived from the greek word for "height" or "altitude" as in, higher profits for your business...It comes from the name of a mountain peak in greece.
the logo doesn't have to be with a mountain, but this imagery is just to give you an idea of what we are trying to communicate.
Our market is primarily professional health care providers.
They are typically sticklers for detail, and need to be respected in order for them to listen to anything.
They are familiar with seeing stuff from large insurance companies and pharmaceuticals every day, so hopefully we can use that sort of imagery but make it contemporary with a little bit of "innovation" twist.
We are not designers!
We are open to any creative takes on this project, we do have strong opinions, so we will share them as you submit to be sure you have a clear idea of what we like and what we don't.
We will need a few versions of the logo, mainly one big and a small one for thumbnails.
Also, suggestions for color schemes to work with the logo on our site would be very appreciated!
We will need the logo in high-res for our site, in psd, jpg, and vector for sizing.
Lastly, here is a list of values the ideal logo would conjure:
Thanks! Good Luck!
Descubre cómo funciona un concurso de diseño u obtén más información sobre nuestros servicios de diseño de logo.


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Fardinis necesitaba un nuevo diseño de logotipo y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 211 diseños de 71 diseñadores freelance.
Friendstream.com will be a website where users can have video conversations. Something like a video forum, but instead of text it will use video posts.
We are looking for a logo that will work well
with any and all marketing and branding efforts. The website is a place for
users to join video conversations by using their webcam. Logo should
emphasize the "speed" and "colorfulness" of the service we
provide. Logo must be vector and work well with 1 color although we'd like to
see what it could look like with shadding and depth as well. Much like
the iconic Apple logo.
- Include the ".com" but smaller than "FriendStream"
- Unique font treatment or custom lettering
- Swoop, bend, bloat, stretch, and pull type of distortions to convey the "stream" part of our branding position.
- Key emotions: fun, fresh, fast, exciting, contemporary, convenient, etc...
- Some sort of graphic related to both "friend" or "stream" either within the text or outside
- Possible ABSTRACT graphics include things like people icon, antenna, tv, radio waves, web cam, interesting shapes/swooshes, or one of your own! Abstract is the key.
- Horizontal rather than vertical orientation
- Fun but NOT childish
- No standard UNMODIFIED text or fonts
- No Generic CLIPART
- Please no icons using the "F" and "S" initials
Descubre cómo funciona un concurso de diseño u obtén más información sobre nuestros servicios de diseño de logo.


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Warner's Man of Steel continued to lead the box office with ease on Monday with a daily take of $12.59 million. The blockbuster superhero franchise re-launch was down 65 percent from Sunday. That represented a significant daily decline, but the decline was quite understandable given the film's exceptional daily hold on Father's Day. Man of Steel has grossed a strong $141.27 million through Monday. That represents a far better start than that of 2006's Superman Returns, which grossed $97.58 million through its first Monday (its sixth day of release). Man of Steel is running 22 percent behind the $180.28 million four-day start of last year's The Dark Knight Rises, a comparison which strongly suggests that Man of Steel won't have a problem surpassing the $300 million domestic mark.
This Is The End held up very nicely on Monday with a second place take of $3.42 million. Sony's modestly budgeted ensemble R-rated comedy was down just 45 percent from Sunday. R-rated comedies typically have strong Monday holds (especially in the summer months), but Monday's daily hold for This Is The End was a strong one even with that in mind. In comparison, 2008's Pineapple Express fell 50 percent on its first Monday to gross $3.85 million. With a six-day take of $36.45 million, This Is The End is running 19 percent behind the $45.17 million six-day take of Pineapple Express. With the aid of good word of mouth, This Is The End will hope to continue to make up ground on Pineapple Express going forward.
Lionsgate's Now You See Me claimed third place with $1.49 million. The surprise hit ensemble thriller fell 59 percent from Sunday and 38 percent from last Monday. Thanks in part to strong word of mouth driven holding power, Now You See Me has grossed $82.19 million through 18 days of release. That leaves the film just $17.81 million away from reaching the $100 million domestic milestone.
Universal releases The Purge and Fast & Furious 6 claimed fourth and fifth places respectively with $1.18 million and $1.08 million. The Purge was down just 47 percent from Sunday, while Fast & Furious 6 was down 65 percent. Respective total grosses stand at $220.80 million for Fast & Furious 6 in 25 days and at $53.14 million for The Purge in eleven days.
A24's The Bling Ring continued to post big grosses in its platform start in New York and Los Angeles. The Sofia Coppola directed film grossed $37,016 for the day from 5 locations. That gave the film a daily per-location average of $7,403 and was down only 44 percent from Sunday. The Bling Ring has grossed $251,411 in four days and will receive a major expansion on Friday.


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Economic activity in Canterbury is gathering pace, according to the January edition of the ASB Bank's Cantometer.
The Cantometer index showed activity in the Canterbury region lifted significantly last month, from 0.2 to 0.5, suggesting activity is now firmly above pre-earthquake levels. The index was re-based to zero in June 2010 - the end of the quarter immediately preceding the first earthquake.
A positive number represents activity being above pre-earthquake levels.
Construction activity continued to improve, boosted by an increase in non-residential consents, the bank said.
Increases in retail spending and consumer confidence suggested activity was broadening beyond construction, the bank's chief economist Nick Tuffley said in a commentary.
Statistics New Zealand's Christchurch retail trade indicator revealed further recovery in retail spending over the third quarter, with the quarterly pace of growth outpacing that of the rest of the country. In addition, there was a sharp improvement in Canterbury consumer confidence over the fourth quarter.
"The continued recovery in these areas suggests economic activity is starting to broaden beyond construction," Tuffley said.
However, the third quarter data released just before Christmas suggested there is less momentum in support industries - such as professional services - than previously thought.


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UPDATE: April 3, 2014, at 11:54 p.m.
On the heels of a surge in campus-wide and national attention on Harvard's current sexual assault policies, University President Drew G. Faust announced the creation of a task force focused on sexual assault and misconduct in an email to the Harvard community Thursday afternoon.
The email comes just three days after the publication of a first-person, anonymous op-ed in The Crimson, which detailed the author's experience with sexual assault at Harvard and what she felt to be the University's inadequate response. However, Faust wrote in the email that this announcement was the result of "consultation with deans and others over recent weeks."
"[The task force] will develop recommendations about how Harvard can improve efforts to prevent sexual misconduct and develop insight into these issues based on input from both within and beyond our community," Faust wrote.
The task force will be chaired by former University Provost Steven E. Hyman, a professor of stem cell and regenerative biology who, during his tenure as provost, helped oversee the creation of the Office of Sexual Assault Prevention and Response.
He will be joined by 17 members of the Harvard community from across the campus, including Director of Harvard University Health Services Paul J. Barreira, the minister of Memorial Church Jonathan L. Walton, Cabot House Co-Master Stephanie R. Khurana, professors from the Faculty of Arts and Sciences and several graduate schools, and two current College students, among others.
This is not the first group to be convened recently at Harvard on the topic of sexual assault. Last May, University Title IX Coordinator Mia Karvonides convened a working group tasked with evaluating whether Harvard's current sexual assault policies met federal Title IX regulations. The charge of the new task force, however, emphasizes community awareness and prevention efforts to supplement Harvard's "legal obligations".
"Harvard must and will meet our legal obligations, but those obligations should not alone define Harvard's commitment to providing an educational environment in which all students have the opportunity to thrive," Faust wrote.
Questions the task force will be asked to consider include, "Do members of our community have a clear understanding of what sexual misconduct entails?" and, "Are faculty and other members of the Harvard community properly informed about how to help a student who reports having experienced sexual misconduct?", according to the charge.
In an email, Hyman wrote that he was first contacted about the task force several weeks ago, explaining that he expected the group to ultimately make recommendations for ways to better prevent sexual assault.
"We simply have to find better ways to prevent these terrible incidents, and we must make sure that we provide appropriate support to students who have experienced violence and related forms of sexual misconduct.," Hyman wrote.
At the College, where the current iteration of the debate about sexual assault originated, leaders of the Undergraduate Council and student advocates expressed mixed emotions about the extent to which undergraduates will be involved in the task force and the process by which the undergraduate task force members were selected.
Read more in University NewsTax Reform Plan Could Cost Harvard Millions, Though Passage Unlikely


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Student or Learner
Is the following sentence grammatically correct?
"Heres what were hearing is the state of play amongst some very interested parties."
This is from an article in the Washington Post of Dec. 8 regarding Ms. Rice as possible new Secretary of State. It seems to me there is something missing in the tentence.
Here are some more examples:
"Here's what I heard was the assignment."
"This is what I heard the assignment was."
"Here's what he told me the assignment was."
"This is what he told me was the assignment we had to do."


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Local Coordinator, High School International Exchange Program
Greenheart Exchange is seeking responsible adults throughout the islands to change the world by bringing cultural exchange to your community!
Local Coordinators come from all walks of life (but must be 26 years of age or older). Many are teachers, nurses, retirees, or stay-at-home parents. The most successful have a background in sales/marketing, community organizing, and education, combined with personal experience living, studying, or travelling abroad. What all Local Coordinators have in common is a love for working with people from different cultures and a desire to work flexible, part-time hours from home as an independent contractor. Local Coordinators must live locally (within 120 miles of the host family) so no out of country applications need apply.
Local Coordinator responsibilities include:
- Recruiting volunteer families interested in hosting an exchange student. (Host families are volunteers and cannot be compensated for hosting per US Department of State regulations.)
- Matching host families with international students.
- Working with the high schools in your community to accept and enroll exchange students for the academic year or semester.
- Providing orientations for the host family and students and monitoring the student throughout their program.
- Acting as a support person and counselor for families and international students.
- Promoting other Greenheart programs, including recruiting outbound US students and individuals interested in short-term international travel and volunteer abroad programs.
Greenheart will provide the training necessary to place and monitor exchange students with qualified host families. You will also work closely with your Regional Director on each placement.
Greenheart pays a generous stipend for each student you place and monitor. The payment for the 10-month academic year is $1,100.00 per student; the 5-month academic semester is $900.00 per student.
For more information about Greenheart Exchange, please visit our website at www.greenheartexchange.org. To begin the Local Coordinator application process, please submit an inquiry at https://www.cci-exchange.com/host-families/work-with-exchange-students/apply/
Please note: Application screening will continue through May. Applicants must complete the online application in order to be considered (uploading resume; providing 3 references; and answering screening questions). A background check and reference check will be required for qualified applicants.
Greenheart Exchange is designated by the United States Department of State as a J-1 Exchange Visitor Program Sponsor for the Secondary School and Summer Work/Travel programs. Greenheart Exchange is currently granted full listing by the Council on Standards for International Educational Travel (CSIET). We are also a member of the World Youth Student and Educational Travel Confederation (WYSTC), NAFSA: Association of International Educators, GWEA: Global Work Experience Association, and The Alliance for International Educational and Cultural Exchange.


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Beach Invitations
If you are celebrating your wedding at the beach then let your guests know by sending them a Beach Themed Wedding Invitation. Beach weddings are a perfect place to celebrate with family and friends when it is all about location, location, location! Beach wedding invitations can be made to suit so many differenct colour palettes - blues, teals, greens, golds, yellows or even a splash of bright fuscia.
Choose a beach wedding invitation that is chic and elegant or make your impression with something fun and whimsical. Your guests will be thrilled to receive your invitation and look forward to celebrating your special day with you.


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Jennifer Love Hewitt is about to add mommy to her resumé.
The Client List starlet, 34, is expecting her first child with costar and real-life beau Brian Hallisay, her rep confirms to PEOPLE.
"This is a wonderful time and we are looking forward to starting our family together," a statement reads.
The baby on the way will be the first for Hewitt and Hallisay, 34.
In addition to her acting, the mom-to-be has also been a strong supporter of embracing a woman's body — curves and all! — after unflattering photos of the actress on the beach surfaced in December 2007.
"Love what you look like right now — and remember I said it 10 years from now because it's the greatest gift I can give," Hewitt told PEOPLE after debuting her new svelte shape in June 2010.
Despite loving the skin she's in, Hewitt may ride out her pregnancy in her favorite attire: sweats!
"This is going to sound weird, but I've cut down on the lingerie a lot in my own life because I wear it all the time [on TV]," she says. "So it's like I don't want to go home and even think about another cute bra and panties set. I'm over it. So I'm a soft, cozy, T-shirt or tank top and big, baggy sweatpants girl." (People)


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Diamonds are now a cook's best friend.
Grand Diamond Seasoning welcomes you and your taste buds to enjoy delicious home cooked meals. Just add our Seasoning to your meat, poultry, lamb, seafood, pork and stewed dishes, for a wonderful flavor boost that can stand on its own. You can even enhance your marinades and homemade dips. Grand Diamond is a great all-in-one seasoning that's easy to use and tastes great without breaking the bank.
Who said dining at home has to be bland and boring? Bring on the flavor and remember...
Diamonds Are Now a Cook's Best Friend!


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(1958- )
Don Yeomans is one of the most highly respected artists on the Northwest Coast of British Columbia. He was born 1958 in Prince Rupert, B.C. of a Masset Haida father and a Metis mother from Slave Lake, Alberta.
Spirit Wrestler Gallery
101-1669 West 3rd Ave.
Vancouver, BC
Canada V6J 1K1
Toll Free: 1-888-669-8813
Phone: 604-669-8813
one block West of the Granville Island gates
Between Pine St. and Fir St.
Tuesday to Saturday, open 10-5
Sunday and Holidays, open 12-5
© 2019 Spirit Wrestler Gallery. All Rights Reserved.


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Please turn your phone to portrait mode
Sign in to add bookmark
Please enter a valid Email id
The TMS320VC5416 fixed-point, digital signal processor (DSP) (hereafter referred to as the 5416 unless otherwise specified) is based on an advanced modified Harvard architecture that has one program memory bus and three data memory buses. This processor provides an arithmetic logic unit (ALU) with a high degree of parallelism, application-specific hardware logic, on-chip memory, and additional on-chip peripherals. The basis of the operational flexibility and speed of this DSP is a highly specialized instruction set.
Separate program and data spaces allow simultaneous access to program instructions and data, providing a high degree of parallelism. Two read operations and one write operation can be performed in a single cycle. Instructions with parallel store and application-specific instructions can fully utilize this architecture. In addition, data can be transferred between data and program spaces. Such parallelism supports a powerful set of arithmetic, logic, and bit-manipulation operations that can all be performed in a single machine cycle. The device also includes the control mechanisms to manage interrupts, repeated operations, and function calls.
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International Free-call- +00800 412 412 11 Germany - +49 8121 775577


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Danielle Miller Jewelry - BLOG
Filtering by Category: wedding ring workshop
Use the form on the right to send us a direct message.
Danielle Miller Jewelry
P.O. Box 8514
Greenville, SC 29604
Be the first to know when our monthly on-line truck show are listed
Receive private sale prices on select items
Hear about exciting news and projects
Greenville, SC
Bridal and contemporary jewelry handmade by Danielle Miller in Greenville, SC - Inspired by geometry and nature - Using conflict-free diamonds, moissanites and recycled metals.
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Verbal Phantom (Jersey MC) - 100 Bars Pt. IV [Unsigned Hype][Audio]
"Jersey MC, verbal PHANTOM drops "100 Bars Pt. IV". download his music for FREE at www.verbalphantom.com. spread the word. Original song is Nas "Represent" produced by DJ Premier. "
Please click the "Report" button below if the video on this page is not working properly.
Comments will only be displayed by verified emails. No Spamming or Racism.


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Gwenda Owen
This page has been archived
This page is now out of date or no longer reflects Cycling UK policy and is currently either under review or superseded by new content.
Gwenda Owen
Having worked and volunteered in the Third Sector in Wales for 30 years, and ridden a bike for a few more, I feel that I'm well placed to contribute towards the positive development of Cycling UK, both in Wales and throughout the UK.
My work has been varied and included: Refuge Support Worker, Specialist Legal Case Worker, and Project Leader. I currently work as Community Engagement Officer for the Ramblers, immediately prior to this I worked as Cycle Training Development Officer in Wales for Cycling UK.
As well as having diverse experience of working in the voluntary sector, I sat on the Management Committee for Welsh Women's Aid and Radnorshire Women's Aid in my twenties, and more recently on that of accessible cycling charity Pedal Power in Cardiff. I also studied Law as a mature student.
Whilst working for Cycling UK I established and maintained excellent working relationships with Local Authorities, Welsh Government officials, Cycling UK members and groups and other key stakeholders. I sat on Welsh Government's Walking and Cycling Action Plan Steering Group and the Monitoring and Implementation Group, spoke at conferences and other stakeholder events, and organised a well-attended cycle training conference.
I have been able to maintain many of these contacts and would welcome the opportunity to work with CTC Cymru and the Board to further develop these relationships in order to strengthen Cycling UK in Wales both in terms of membership and influence.
Most importantly, I have a strong personal passion for cycling in all its forms. I joined Cycling UK before I began working for them, but most of my cycling had been solitary or with family until I moved to Cardiff. I'm now working with others to strengthen and develop Cardiff CTC.
Working for Cycling UK allowed me to further develop an already strong interest in cycling. I gained great insight into the organisation, its history and its potential.
As my children are now adults, I have time to cycle more. As well as using the bike to commute, I've continued to attend the Welsh Festival of Cycling and I've just completed the IMBA Trans Cambrian Way. I attend the occasional RSF event, cycle every year in Majorca and have tried the velodrome, an audax and a few sportives. Cycle touring in Wales though remains the favourite.
I hope to have the opportunity to use my enthusiasm and commitment for Cycling UK and cycling to ensure that Cycling UK fulfils its role as the leading organisation for cyclists.


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Good Japanese Cherry Blossom Bedroom Decoration. Outstanding Japanese Inspired Bedroom Photo Ideas. Amusing Japanese Inspired Bedroom Ideas Photo Inspiration. Cool Japanese Inspired Bedroom Pics Decoration Ideas. Captivating Japanese Inspired Bedroom Decor Pics Decoration Inspiration. Httphgtvhome Sndimg Comcontentdamimageshgtvfullsetrms Yorokobi Chinese Inspired Living Room S Rend Hgtvcom. Japanese Style Furniture Inspirational Home Interior Design For Bedroom Picture Bed Ideas. Outstanding Ese Bedroom Ideas For Nice Theme Decorating Cherry Blossom Decor Diy Japanese Inspired Cute Modern The. Pleasant Ese Bedrooms Images Style Bedroom Ideas Cool Hda Japanese Interior Design Small Minimalist Themed Cherry Blossom Inspired Anime Girl.
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Your Guide To Job Searching After 50
By Kaitlin Madden
There's no question that job searching gets harder after the age of 50. Although age discrimination is illegal, that doesn't mean it doesn't exist. Many employers have pre-conceived notions about older workers. Among the most common: Their salaries are high, their energy is low and they're not up-to-date on the latest technologies.
"Recruiters and companies are definitely less interested in hiring people – regardless of how strong their career has been - when they reach the age of 50," says Tucker Mays, co-author of the book "Fired at 50: How to Overcome the Greatest Executive Job Search Challenge." "Many are considered, by this age, to be inflexible in their management style - that they're not going to be able to adjust to, say, smaller companies if they're coming from a larger company. Or if they've been with a company for a long period of time and are now leaving, that they're just going to be doing things the way that one company had trained them for all those years."
If you're over the age of 50, the key to a successful job search is not only to disprove the negative stereotypes that exist, but to show employers the benefits your extra years of experience can bring to the table.
Countering the age bias
There are a number of ways job seekers over 50 can mitigate employers' subconscious, age-related stereotypes says Bob Sloane, Mays' "Fired at 50" co-author.
Foremost, he says, it's essential to make a good first impression. "It's so important for [job seekers over 50] to keep in shape, both in order to make that really great first impression and to demonstrate that they have the energy which is often unfairly expected that they won't. They have to exude that energy."
If you don't already, Mays and Sloane suggest exercising regularly. "Walking, jogging and weekend athletic activities have been proven to increase metabolism, cognitive ability and physical appearance," they write in "Fired at 50."
Also important is emphasizing a flexible management style, technological proficiency, ability to learn new skills and the willingness to work for a younger boss. "Very often today it's going to be likely that somebody over 50 will be interviewing with a prospective boss who is considerably younger," Sloane notes.
Before going into an interview, come up with concrete examples of how you've mastered new technologies, how you've worked with and for younger generations, and how your management style has developed through the years.
Proving your worth
After decades in the workforce, older workers possess life skills, talent and abilities that younger workers don't have. Emphasizing these strengths can set experienced job seekers apart.
"We cite four great strengths that you develop over time that give 50+ job seekers a superior advantage over younger individuals," Mays says. "They are problem solving skills, people management ability, good judgment and leadership. Experienced workers are usually able to solve problems faster by identifying them quicker and finding the right ways to solve them, for example. They can use their success stories in these four key areas to help prove their age is an asset."
Conducting a successful job search
Many 50+ job seekers are finding themselves in a job search for the first time in years – even decades. If you fall into this category, and are unsure how to go about your job search, consider the following.
Expand your network
Job seekers over 50 often have well-developed professional networks. Leveraged correctly, your network can drastically reduce the time you spend looking for a job.
Sloane and Mays believe that your network is best used not to find connections to jobs, but to find connections to other people.
"[Finding a job] is really a matter of time management and how job seekers spend their time, and our advice is to spend the most time on productive job search methods while de-emphasizing less-productive channels," Sloane says. "What that really means is they need to spend 80 percent of their time networking to individuals they did not already know, prior to their search. It is all a matter of getting referrals - you want to get through the people you already know to get their help to meet people you've never met before."
Sloane suggests building up your networking efforts until you're meeting or connecting with 100 new contacts per month, and to continue at that level until they find a job. "I know that sounds like a very lofty level, but with the use of some social networking tools, like LinkedIn in particular, it is easier nowadays to accelerate your networking because you can get to new people on a broader basis faster," he says.
Focus on small companies
The best place to look for jobs if you're over 50? Small companies, Mays says.
"The reasons [to focus on smaller companies] are first, that there are 20 times as many small companies – those with sales of under $100 million - in America as there are above $100 million, which means there are many more opportunities in that space. Secondly, those companies seem to be far less concerned about age, and in many cases they really prefer and like individuals with great experience who can help them with their business."
Hang in there
In today's economy, the job search is taking longer for people of all ages, so it's important not to give up hope. As Sloane and Mays point out in their book, "There are over 13,000,000 companies in America. You only need one, and one always needs you." Hang in there.
For more on job search after 50, see:
- Proving your age is an asset in your job search
- "Overqualified": Should you leave things off your résumé to avoid the label?
- 6 career moves for older workers
Next:Which College Majors Lead To Higher Unemployment? [Infographic]
Don't Miss: Companies Hiring Now
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- Dream Job Could Come Without Dream Pay
- The Most Important Person to Impress During Your Interview


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10 Newspapers That Do It Right 2012
By: Kristina Ackermann
This year, Editor & Publisher once again placed an open call for readers to submit their ideas, projects, and new ways of thinking that are helping them push through the difficult economic climate and put some dollars back in their wallets, and once again we were impressed with the results.
Publishers from across the country and around the globe, at papers large and small, daily and weekly, and even online-only, sent in their stories about what's working for them. What's clear from reading these submissions is that the newspaper market is highly fractionalized — what works for one paper may not work for another. The publications that do claim success are the ones that are in-tune with what readers and advertisers in their community are looking for in a newspaper.
This feature is not a top-10 list of the "best" newspapers. Rather, it's a showcase of 10 newspapers that demonstrate flexibility, creativity, sound judgment, and a commitment to high-quality journalism in some unique manner.
Thank you to everyone who submitted entries — it was worth having my email crash to be able to read all of your good work. If you'd like to share your story, email firstname.lastname@example.com.
The Altoona Mirror
Altoona, Pa.
Daily circulation: 32,217
Over the past five years, The Altoona Mirror has broadened its revenue base by developing an event marketing program. General manager Ray Eckenrode said that hosting events was a natural extension of the paper because the business model is remarkably similar to selling a print product: Provide content (sometimes free, sometimes requiring a fee to access) that attracts an audience, then sell access to that audience to advertisers.
"Event marketing offers the Mirror a unique way to bring our products to life and connect content contributors, advertisers, and readers in a personal way," Eckenrode said.
The Mirror's events have attracted some big names, including Ted Nugent at the Alleghenies Adventure Outdoor Show and chef Curtis Stone at the Taste of the Alleghenies cooking event. Eckenrode said that these events can fetch up to $125 for premium admission tickets, but the paper also hosts free events such as its Moms Expo, which also supports its Moms glossy magazine and website.
"Doing events right starts with a change in philosophy," Eckenrode said. "These are not 'trade shows,' which traditionally are done with little profit motive; they are 'events,' which require big thinking, big attractions, and potentially big dollars. All Mirror events start with the idea 'think big.'"
While revenue generated by the events can fluctuate from year to year, the marketing program generally brings in profit equal to one or two large preprint advertisers. In order for newspapers to remain successful in the future, Eckenrode said there needs to be "a collective awakening to the understanding that we're not selling a product called 'a newspaper' but manufacturing a product called 'audience.'"
Amador Ledger Dispatch
Amador County, Calif.
Weekly circulation: 6,000
While other publishers have been scrambling to spread their content across numerous social media sites and grow their numbers of likers, followers, and plus-oners, the Amador Ledger Dispatch decided to build its own social network to keep readers on its own site.
The site, MyACHome.com, is a community-based, interactive media platform that mixes traditional news stories with user-generated content, chat groups, blogs, photo galleries, events, webcams, daily deals, business listings, and a chat feature called the Buzz Board. The most popular items on the network are then integrated into the weekly edition printed every Friday.
"Think of it as taking Facebook, Twitter, Groupon, and eBay and going from online directly to print, instead of the other way around," said publisher Jack Mitchell. "Instead of going from print to Web, we've altered the model to allow users to post news and items that are important to them online, and we utilize those posts to go to print."
In the largely rural market of Amador and neighboring Calaveras counties, the network solves a basic problem of how users and advertisers can better find each other. The model is now being implemented at sister publications throughout California.
"We're offering a way for both readers and business owners to actively participate and interact with each other and with the inner workings of a traditional newspaper," Mitchell said. "By putting local merchants in touch with local customers, on multiple platforms, everybody wins, and local dollars stay local."
The platform was developed in partnership with a Bay Area startup company called TotalPaas, which builds geo-social networking communities for local media companies. Mitchell said the TotalPaas partnership not only kept out-of-pocket expense low, but also brought in an additional $120,000 in revenue.
Boston Herald
Daily circulation: 120,000
New locations can often breed new attitudes, and that's exactly what happened at the Boston Herald. The paper recently moved from the headquarters it had occupied for half a century, to a modern newsroom in the Seaport district of Boston that fully integrates the print and Web teams.
The change of scenery includes several indicators of the paper's future direction, including a video production studio for TV-quality video and livestreams for the website, as well as a universal copy desk and open newsroom to ease workflow and collaboration between departments. The prototype for Herald TV is currently in development, as is a "Herald Square" social network for readers.
"I don't see myself as the editor of a newspaper. I see myself as the leader of a news organization that produces high-quality, original content for use across platforms — print, Web, or broadcast," said editor- in-chief Joe Sciacca. "To be successful, we need to remember the core value of the talent in our newsroom and work to maximize the impact of the content they create."
Sciacca stressed the importance of creating branded personalities around staff writers with which readers can identify. Staff videos created in the video production studio are currently appearing on Comcast On Demand. The Herald has made several other moves to position the paper as a leading news organization. Sciacca said they redesigned the business pages into a Web-savvy section called BizSmart, which is now attracting full-page ads from Google. The paper has also developed partnerships with three area colleges for internships, political polling, and hosting debates.
"We take a forward-looking approach to stories to start the conversation each day and keep the print product relevant," Sciacca said.
The Daily Herald
Daily circulation: 100,000
In the suburbs of Chicago, The Daily Herald is tackling a problem that affects most modern newsrooms in one form or another: efficiency.
"A year ago, the Daily Herald had a Web team that was separate from the newsroom. Its members worked on a different floor. People in the newsroom 'sent' stories to online and had little or no input on play," said editor and senior vice president John Lampinen. "Divided teams function like divided teams, and that created more than occasional conflicts. And opportunities for product, readership, and revenues weren't maximized as a result."
The Herald addressed this problem by merging the content and production teams for online and print into one unified force. Employees still specialize in some areas, but everyone in the newsroom has adopted a Web-first mentality.
Lampinen said the results far exceeded expectations. "Our content is better, reader complaints are down, our digital-content initiative has been a success, and we are posting more stories overall and more during peak traffic times," he said.
Lampinen said the paper has tripled its multimedia assets and benefited from a brand that better serves its readers and has increased search engine referrals to the site. The cycle time of posting a story online is down from 12 minutes to less than 10 seconds. But the most positive change isn't one that is measurable in clicks or dollars.
"The morale of the newsroom and Web teams also went way up. They are engaged and excited. They don't just reach for the low-hanging fruit. They push for true excellence on all platforms," Lampinen said. "Everyone is doing a lot more work at a much higher quality — and everyone is excited about it."
Erie Times-News
Erie, Pa.
Daily circulation: 71,988
Listening to readers and delivering what they ask for is an age-old recipe for success. With a strong local music scene, the lakeside community of Erie, Pa., wanted to see the paper support local artists and provide a venue for their talents.
The Erie Times-News came up with an annual Grammy-style music awards show that honors musicians and an online community RockErie.com, that supports the music scene year-round. Now in its sixth year, the RockErie Music Awards features live performances, appearances by local celebrities, and awards presented in 19 categories.
"The newspaper has a long history of supporting the music scene through news coverage, calendars, and reviews," said marketing manager Lisa Shade. "The RockErie Music Awards allowed us to showcase our entertainment coverage, create loyalty among musicians and fans, and generate revenue around an audience as unique as the local music scene."
The awards show generates revenue from both sponsorship opportunities and ticket sales. More than 1,400 music lovers attended the event in 2011.
"Understanding your market is the key to any good newspaper, and we stopped, listened, and reacted to readers who asked for more on the vibrant music scene in our region," said executive editor Rick Sayers. The entrants in each category are submitted to an online vote, with the top three finalists going on to a panel of judges who determine the winner, so there's a high level of community involvement throughout the process leading up to the night of the awards show.
"I believe it's important that we're fearless and enthusiastic in this changing environment, that we keep looking for new solutions and ways to improve our products and delivery channels to meet readers' needs," said president and publisher Rosanne Cheeseman.
Great Falls Tribune
Great Falls, Mont.
Daily circulation: 26,581
In Cascade County, Mont., the Great Falls Tribune has had measurable success targeting women readers and delivering that audience to advertisers.
Editor and publisher Jim Strauss said there are more than 58,000 women in the greater Great Falls area served by the Tribune. Since market research shows that women control 85 percent of every dollar spent in the U.S., Strauss and his staff set out to target this billion-dollar resource. The result was a glossy magazine and expo dedicated to serving women in the area, called What Women Want.
What Women Want — the Magazine has a targeted distribution that focuses on women by age, ZIP code, home value, and household income. "The publication has a strong local flavor with prominent use of local products, personality profiles, and photographs of local women," Strauss said. The magazine is also distributed to advertiser businesses and specialty shops that cater to the same targeted female audience.
This local flavor is published every other month and has been consistently popular with advertisers. "The 40-page magazine stands out with its glossy cover and strong photography," Strauss said, providing "an excellent vehicle for advertisers targeting this demographic."
The annual What Women Want Expo features more than 200 vendors, a fun run, and comedy night, and was attended by more than 8,000 women in 2011. Strauss said the expo brought in $158,000 in revenue for 2011, up $23,000 from 2010.
"The annual What Women Want Expo and six-times-per-year glossy magazine allow us to better serve our women readers and further strengthen the Great Falls Tribune brand with this key audience," Strauss said. "The successful duo also generates strong revenue and profits, which has been especially beneficial during this sluggish economic stretch."
The Register-Guard
Eugene, Ore.
Daily circulation: 58,000
Dec. 7, 2011 marked the 70th anniversary of the attack on Pearl Harbor, and The Register-Guard marked the occasion with a uniquely touching and lasting tribute.
In a November story published on the city/region page, the paper invited World War II veterans to come to the newspaper office to be photographed. Vets were encouraged to wear their uniforms (if they still fit, of course) and bring any memorabilia or other meaningful artifacts from the war. The paper boldly promised to run all of the photos, not just online but in print.
The response from the local community was overwhelming. Over several days, the paper photographed and interviewed 130 veterans. Managing editor Dave Baker credits his staff for what he describes as "a piece of journalism that won't soon be forgotten by those who participated, both inside and outside the newsroom." Rob Romig, director of graphics, came up with the idea and handled the logistics of the project; Paul Carter, assistant director of graphics, took all the photos; and columnist Bob Welch wrote all the stories.
"The response from readers was unlike anything I've seen in my 32 years in journalism," Baker said. "Over several weeks we received emails, letters to the editor, phone calls, and comments praising the series. The portraits and stories are powerful, poignant tributes to these local heroes, and they resonated with our most loyal readers."
Baker said the project was a simple concept with powerful results, and that newspapers must continue to strive for exceptional journalism.
"This series on veterans should remind journalists that we're storytellers at heart. That's what we do. We can't forget that regardless of the medium — print, online, or phone app — we have to commit to doing quality work that our readers can't get anywhere else."
The stories, photos, and video are archived at registerguard.com/veterans.
Honolulu Star-Advertiser
Honolulu, Hawaii
Daily circulation: 124,000
The devastating earthquake and tsunami that struck Japan in March 2011 had a profound impact on communities around the globe, but the people of Hawaii in particular felt overwhelming compassion for their Pacific neighbors.
Honolulu Star-Advertiser publisher Dennis Francis came up with an idea that not only helped benefit Red Cross relief efforts, but also encouraged a growth in subscription sales. From April to June 2011, when subscribers went on vacation and requested a hold on delivery, the Star-Advertiser presented them with the option to donate the value of their subscription to the Red Cross Japan Disaster Relief fund. Additionally, the Star-Advertiser contributed $10 to the fund for each new subscriber who signed up to receive the paper during the same period.
In total, more than 10,000 subscribers participated and raised more than $75,000 to aid the people of Japan. The effort was so successful that the Star-Advertiser decided to continue the charity work and raise money throughout the year for different programs in the Hawaiian community.
From July through November 2011, the paper partnered with Adult Friends for Youth, a local nonprofit that offers guidance and counseling to youth gang members. The Subscriber Charity Donation Program raised more than $30,000 for AFY.
For 2012, the Star-Advertiser partnered with the Kapiolani Health Foundation, a nonprofit, full-service children's and high-risk maternity hospital. The paper has pledged a goal of $100,000.
Carrollton, Ga.
Daily circulation: 8,500
When the Times-Georgian conducted research among its smaller advertisers and got feedback saying the paper was "hard to work with," publisher Leonard Woolsey knew it was time for a change.
The TG has since scrapped the per-column-inch model of advertising rates and developed a new system based on modular package sales. Each package is created with a popular price point in mind ($500, $750, $1,000, etc.) that provides advertisers with a four-week program that includes large "impact" sizes (quarter, half, and full page), along with smaller branding elements that are generally two columns wide by 3 inches deep and run every day.
"By creating programs that provide advertisers with affordable, effective, and flexible programs, we decided to rebuild our business model from the bottom up, starting by targeting small, locally based advertisers," Woolsey said. "What it does is allow our local sales representatives to have genuine business discussions with their local clients on what they wish to achieve and how to build a campaign."
The best part? It's working. Woolsey said the TG's revenue in 2011 was up 16 percent over 2010, and the program has been adopted across all of parent company Paxton Media Group's titles in the U.S. The program has also been recognized by the Newspaper Association of America and the Southern Newspaper Publishers Association.
"This program was designed to begin moving newspapers from being overly dependent on national revenues and return us to those who brought us to the dance," Woolsey said. "The TG has since posted very strong local advertising gains year over year since moving to the program. And it all started by simply listening to our customers."
Winnipeg Free Press
Winnipeg, Manitoba, Canada
Daily circulation: 120,000
Among a host of new strategies introduced at the Winnipeg Free Press in 2011, the paper's coverage of the Canadian federal election in May was a shining example of what newspapers can achieve by embracing digital media.
On the night of the election, the Free Press hosted a live broadcast in front of an audience at its News Café, a coffee house and community gathering spot the paper opened in March in Winnipeg's exchange district. The broadcast was coupled with dynamic, real-time reporting on the paper's Vote Canada landing page.
Free Press Web reporter Tania Kohut hosted the broadcast, which featured appearances from staff reporters covering the election, municipal experts, and local political pundits. Deputy editor Julie Carl said that other media outlets in the area had recently scaled back on election coverage, so the Free Press capitalized on the opportunity to fill that void.
"TV stations have cut back on their coverage for the last few elections — they didn't broadcast the recent municipal election live at all — so all eyes in Winnipeg have been on us for thorough coverage," Carl said.
The election night report was supplemented with a Cover-It-Live con-sole on the election coverage landing page that displayed tweets from reporters sharing results and also functioned as a chat room where readers could react to and debate the importance of the election outcome. Reporters in the field also used Skype to transmit video reports to the site.
"At most campaign headquarters, the giant video screen sported our election landing page, rather than the traditional TV broadcast," Carl said. "We livestreamed from 8:30 p.m. until the final staffers left the ballrooms."
The election landing page was programmed to update all statistics in real time so that readers wouldn't have to continually hit the refresh button on their browser to see the latest news.
"Our immediacy was so extensive that other media gathered around our computers to watch results," Carl said.
Honorable Mentions
We received hundreds of ideas and submissions for this year's "10 Newspapers That Do It Right," and narrowing the field to just 10 winners was challenging. Here are some papers that didn't quite make the cut this time but deserve recognition for their achievements just the same.
Arkansas Times
Little Rock, Ark.
This weekly may be light on staff, but it's heavy on trenchant reporting. The Times' comprehensive coverage of the West Memphis Three trial began with skeptical reporting of the original hearings in 1994 and culminated with breaking news that the trio was freed in August 2011. Contributing editor Mara Leveritt wrote the definitive book on the case and was featured on CBS' "The Early Show" discussing the case.
Capital Times
Madison, Wis.
Recognizing that the success of its newspaper business is directly related to the success of its advertisers, parent company Capital Newspapers has taken a proactive role in the Madison community by hosting seminars and other instructional sessions for local businesses on topics ranging from social media to marketing.
Chattanooga Times Free Press
Chattanooga, Tenn.
In an innovative content partnership, the Times Free Press teamed up with local health care center Memorial Hospital to livestream an open heart surgery on TimesFreePress.com. The streamed event, titled "Life in the OR: Restoring Marjorie's Heart," showed the incredible process from start to finish and resulted in a big boost in page views for the paper's site.
Cordova Times
Cordova, Alaska
When Alaska Newspapers, Inc. announced in August 2011 that it would shutter six of its regional papers, including the Cordova Times, several former employees banded together to purchase and relaunch the Times with a bold new design and full color. In order to secure the new business, the Times asked advertisers to become partners in the relaunch by committing to a full year of advertising.
Daily Republic
Fairfield, Calif.
The Daily Republic has taken a very literal interpretation of the industry catchphrase du jour, "digital first." The Republic staff actually writes stories online first, using free open-source software WordPress and EditFlow. Within the software, stories can be "tagged" to appear in the next day's print edition. By eliminating the front-edit editorial software, the paper has gained speed and flexibility of story production while simultaneously eliminating a large cost from the budget.
Elsberry Democrat
Elsberry, Mo.
In a small town such as Elsberry, high school sports are the main attraction. The Elsberry Democrat satisfied the community's demand for top-notch coverage by launching the Indian Sports Network — named for the local school's mascot. Publisher Mike Short personally calls the basketball games, and the audio is streamed online and archived so anyone can listen to the game free of charge. The program has already drawn enough sponsorships from local advertisers to cover the associated costs, and the Democrat has plans to expand coverage to softball, baseball, and football during their respective seasons.
The Inlander
Spokane, Wash.
The Inlander is another weekly that has capitalized on quality content and doubled down on print distribution in a time when competitors are cutting back. The free paper is printed in full color with a lively mix of news and arts. Publisher Ted McGregor said his success has come from giving the readers what they want: "More local stories told with more depth, perspective, and soul."
Investor's Business Daily
How can a national publication effectively serve a niche audience? Just ask Investor's Business Daily, which delivers analyst-level financial research to individual investors. IBD has grown its subscriber base into a true community by leveraging its website, digital edition, premium products, meetups, workshops, video, home education kits, and more. This intimate and lasting relationship with readers has bolstered growth in both circulation and revenue.
Long known as the "traveler's newspaper," USA TODAY leverages its strong reputation to serve the cruising niche with its dedicated review site, VacationCruisesInfo.com. The site features anonymous reviews of cruises funded by the site, not the cruise lines. By writing and traveling anonymously, reviewers are able to offer completely unbiased opinions of the cruise — a rarity among today's top travel sites.
The Red & Black
University of Georgia, Athens
The independent student newspaper of UGA may well be the first student publication to adopt a digital first strategy. The print product was scaled back to a weekly model, giving the student journalists more resources to focus on the successful digital component, RedAndBlack.com. The paper also launched Ampersand, a monthly magazine that covers arts, entertainment, fashion, and food.
Pacific Coast Business Times
Santa Barbara, Calif.
This business weekly serving the central coast of California found that small changes can make a big difference. The paper managed to increase efficiency, cut costs, and increase circulation just by upgrading to an integrated circulation database and changing the billing procedure. By taking advantage of new technologies available, the paper cut $15,000 from its circulation costs and applied that money instead to Web upgrades that were needed to implement a paywall.


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I was in Knoxville for UT-Florida, a game with all the suspense of watching one of those live chickens try and survive hanging over the alligator pits. Occasionally the chickens break their neck in a fearful attempt to escape. Which is sort of what the UT football team did on Saturday. Right now UT quarterback Jonathan Crompton is playing with all the intelligence of the guy who buys pre-frayed baseball caps. There's a real argument to be made about which of the plays during this game summed up the Tennessee season best. A roster of possibilities: a. Guard Ramon Foster picks up his arm to turn around and try to hear what audible Jonathan Crompton is calling. My best guess as to this audible? Watch me throw it really hard into the ground. b. Tennessee kicks to Brandon James allowing him to return a punt for a touchdown against us for the third consecutive season. (The 2006 return was negated by a phantom block in the back call). Think about how amazing this is. Next year he's going to become the first player in history to return a punt for a touchdown in four consecutive seasons. c. Jonathan Crompton decides to run for it on 3rd and 21 after facing modest pressure. d. Despite there being no one lined up over the center (meaning even I could have scored from one yard out on the quarterback sneak) Crompton goes play-action. e. The Arian Foster fumble montage aired by CBS. I got more emails about this than anything. Also, after his third quarter touchdown to Percy Harvin, Florida had outscored UT 58-0 since the third quarter of last year's game. And I'd seen all those points in person. This is no rivalry anymore. Here's a round-up of 11 other notable things in college football this week after the jump:1. Scene: Knoxville bar on Thursday night. Guy in West Virginia baseball cap has his back turned to the game during overtime of the Colorado game that his team would lose 17-14. Leaving aside the questionable decision to roll solo to a bar for a game night, how are you actually clad in team gear and not watching while your team is in overtime? Anyway, good hire on Bill Stewart. The guy knows his clapping. 2. The Terrelle Pryor Experience has officially begun. Four touchdown passes and 66 yards running in the 28-10 win over Troy. Are Ohio State fans starting to do the BCS math on 11-1? Former starting quarterback Todd Boeckman ran two plays and was booed mercilessly by the crowd. Prompting this response from defensive lineman Lawrence Wilson:"Hey, we're just kids. We're not professionals. There's no way that adults should treat us that way." News flash, you're also adults. People younger than you get killed in Iraq every day. But at least no one boos them. 3. Wake Forest over Florida State for the third consecutive year. Third. Think about this, prior to the 2006 season what odds could you have gotten that Wake was going to be beat FSU three times in a row (and twice at Doak-Campbell)? Would there have even been a line? What if you'd shown up at a Vegas casino with a truck of cash and asked them to come up with the odds for you? You'd own the Strip now. In other news, FSU still sucks at quarterback. This level of futility is mind-boggling. Year after year FSU knows they suck at quarterback, everyone (including dozens of blue-chip quarterbacks) know they suck at quarterback, and yet nothing is changing. Chris Weinke is going to end up with a bronze statue outside the stadium soon.
4. Charlie Weis and Notre Dame took a beating from Michigan State. In the process, the horribly named Laptopgate arose because Notre Dame had a laptop in the press box. Fortunately Charlie Weis shot down the problems with that. "The last thing I ever want to do is lie," he told the AP. Of course, why would we ever think otherwise? 5. Vandy is in the top 25 for the first time since 1984 after a 20-17 road win over Ole Miss. No one saw this game because it wasn't televised anywhere but it featured the inexplicable (a fumble into the end zone as Ole Miss prepared to score and take the lead), as well as four picks from Jevan Snead and a winning team that put up half the offensive output as the losing team. Regardless, the Vandy win has some Auburn fans saying they're more scored of the 'Dores in two weeks than they are UT next week. This is ominous. What's best of all for Vandy about the timing of their ranking? They have a bye week this week so they'll be ranked for two consecutive weeks. Meaning they'll set a new record since the 1984 ranking only lasted for a single week. There hasn't been partying like this on campus since the AP test results came back. A 4 in English Composition. Score! 6. Miami stomped Texas A&M 41-23. Admit it, you didn't know this game was happening either, did you? Miami is still floating under the radar, but I think there's a decent argument to be made that Randy Shannon has got them on the way back up. As for A&M? Wow. Things aren't turning so quick. Maybe that two-day coaching search was a bit abrupt? 7. Oregon goes down to Boise State 37-32 meaning USC is already the only remaining unbeaten Pac-10 team. I have lots of Pac-10 readers at Oregon. This makes perfect sense. So, soon after Brandon James' punt-return for a touchdown, I get this text message, "It could be worse, you could be losing to Boise State." I think my situation is worse. I'd rather lose to Boise State once than have Brandon James return a punt for a touchdown against my team for the third consecutive year. 8. UCLA's continuing demise. For two weeks the question was whether UCLA was good or UT was bad. The latter has been confirmed. Since the UT win UCLA has been outscored 90-10: 59-0 by BYU and 31-10 by Arizona. This means UCLA is almost more painful than the Florida loss. Almost. 9. The Big 12's top teams continue to avoid one another and all remain in the top 10. Texas Tech puts on a 56-14 beat down of UMass. (This would have been a better basketball game. Maybe.) Texas beats Rice 52-10, Missouri beats Buffalo 42-21, and Oklahoma has a bye week. In the Missouri game Chase Daniel completed 20 straight en route to 439 yards passing. Yet, every time I see him, Daniel looks fatter. You too, right? He's definitely gorging on giant drum sticks. I picture him living in an old house off campus with only one large room. It's just got a giant chair-throne in the shape of an M that also doubles as a bed. He has a remote control that raises him up to eat and then lowers him back down when the groupies arrive to service him. Occasionally he has sex while eating the giant drum stick.
So it's probably fortunate that Missouri doesn't get Oklahoma or Texas Tech on the regular season schedule this year. If they can both get past the Texas game (Oklahoma also gets Texas Tech), it really looks like a Big 12 title game between Missouri and Oklahoma could be a match-up of undefeated teams. At least the Big 12 has a title game. If this was the Big Ten and the teams didn't play we'd all be subjected to a month's worth of Herbstreit telling us why the two teams should be given co-national titles without playing. 10.The best game of the day was LSU-Auburn. LSU comes from down 14-3 at the half to win 26-21 on the road against one of the best defenses in the country. Meaning that, at times, it remains more important to have a confident coach than an intelligent coach. Credit to Les Miles for dialing up the trick play score and the ballsy (as if that's a surprise by now) late touchdown pass on the final drive (although not nearly as late this year). Question for ESPN: Why did we need shot after shot of a clearly disoriented Andrew Hatch on the sideline? Yeah, it sucks he had a concussion, but this was borderline making fun of his injury. Imagine if someone had a hurt knee, would they keep showing him sitting on crutches while making fun of the fact that his leg wasn't working? Why do that with Hatch when a head injury is clearly much more dangerous than a leg or arm injury would be? Credit to redshirt freshman Jarrett Lee bouncing back from the worst interception of the year to lead LSU on the comeback. After he threw the first pick, there was zero faith among LSU fans that he could seal the deal after the Hatch injury. Well done by Lee. I can't help but think that Miles being insanely confident rubs off on his team. Sometimes insane confidence is better than intelligence. Just ask George W. Bush.
11. There are six non-BCS teams ranked in the top 25. Three from the Mountain West (BYU, Utah, and TCU.) If anyone but USC wins the Pac-10, the Mountain West should take out a newspaper ad on the west coast and proclaim their top team the Pac-10 champion as well. East Carolina hung in despite finding a way to lose to N.C. State and Boise State joined Fresno State, who survived after their crazy overtime win, in the top 25.


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The smallest, fastest, most feature-rich PDF reader/viewer available
The PDF-XChange Viewer has been discontinued and replaced by the PDF-XChange Editor which is now available including all the features of the Viewer and much, much more. . .
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Extremely well done


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Connecting people, planning, art, finance, health and science to promote more resilient communities.
CityLab7, a team of innovative collaborators, came together in 2009 through a shared sense of discovery after receiving a grant from "Invoking the Pause." The program was conceived by a philanthropist named Maggie Kaplan who hoped that, if given time away to think and collaborate, her grantees would be able to generate innovative ideas to help individuals and communities internalize and understand the true impacts of climate change.
As a team, we deploy interdisciplinary skills in the following areas: Food Systems, Ecosystem Services, Integrated Urbanism, Community Finance and Healthy Places.
What we're up to next...
We're currently working hard on an exciting new idea that will build on much of the work we've been doing up to this point. Stay tuned over the next few weeks as we begin to reveal next steps.
[storefront] Mushroom Farm
Installed at [storefront] Olson Kundig Architects, Mushroom Farm invited visitors to consider the far-reaching impacts of one seemingly simple lifestyle choice—purchasing a cup of coffee—as a nexus for sustainable awareness, community-building, and a model for future urban agricultural practice. While most coffee grounds enter a traditional waste stream after a barista pulls a shot, Mushroom Farm re-purposed them into a growing medium for oyster mushrooms.


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MacBook 13" Unibody (Model A1342) Hard Drives
MacBook 13" Unibody (Model A1342) modelinizi seçin:
MacBook 13" Unibody (Model A1342) ile çalışan iş parçaları:
Ürünler Gösteriliyor 1 - 1 of 1
Cihaz Bilgisi
In October 2009, Apple revamped the low-end MacBook to fit the unibody lineup. Retaining its polycarbonate casing, the new MacBook Unibody features an internal battery, a rubberized lower case, and an LED display. Apple also removed Firewire from the MacBook line.
Select your version above or browse all compatible parts to find what you need to fix your laptop!


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The deadline for the 2011 AAA Photo Contest has been extended to August 29.
Submit your photos using our online submission form. When you submit, you'll be asked to choose a category for each photo. The choices are People, Place, Practice and Process. Descriptions of each category are on the blog and on the Photo Contest Page .
Additional guidelines are:
Participants must be current AAA members
Each participant may submit up to 2 photos
Each photo will include a title and brief caption that emphasizes its relationship to anthropology
Each photo must be from 2009 or later. Previously submitted photos do not qualify.
Each photo must be high resolution so it can be printed for display at the annual meeting and in AN
Participants are welcome to adjust their photos for brightness, color, contrast, removal of scratches and the like. Photos may not be adjusted in a way that affects their authenticity.
- Submissions will be accepted only through the online form.
Voting by AAA membership will open in mid-September. We're looking forward to seeing your photos!


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NASA wants your vote for new spacesuit
Today's the last day to vote for NASA's newest prototype: the Z-2 spacesuit. Shannon Rae Green
Corrections and clarifications: An earlier version of this report and accompanying video misnamed the Lyndon B. Johnson Space Center.
Today before midnight is the last chance to vote for NASA's newest prototype: a spacesuit design that will eventually go to Mars.
In 2012, NASA released the Z-1, which looks strikingly similar to Buzz Lightyear's get-up. Dan Huot, at the NASA Johnson Space Center, says he's heard people compare these new designs to films like Prometheus and Tron.
The suits won't go to Mars in the 2030s, but they are the beginning of a development process. Huot shared that one of the coolest new pieces of tech in the suits is called the suit port. The spacesuits will be attached to the outside of the spacecraft, and then astronauts will step into the suit using a back hatch, eliminating the need to depressurize, and keeping dangerous dust on the outside of the spacecraft.
"You don't drag any Martian dust into the rover," said Huot, "and you cut down prep time significantly. It's one of the biggest technologies of the future."
Watch the video to see the three designs NASA is considering.


text: quote:Originally posted by John FoxThank you. Too bad you can't make it. Unless...... maybe you want to surprise your wife by telling her that you're taking her out Saturday for some good food. And then meeting us. Gotta admit, that would be one heckuva surprise. I know it would get me killed if I tried it! Anyway, Happy Birthday to Mrs. Brookquarry.


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- Bendigo & Adelaide Bank
- Adelaide & Bendigo Bank
- Bendigo and Adelaide Bank
- Adelaide Bank
29 Shadbolt Street, Mukinbudin WA 6479
The origins of our bank began more than 150 years ago in two great Australian communities, Bendigo in Victoria and Adelaide in South Australia. Bendigo Bank and Adelaide Bank each started out as building societies, driven to help Australians buy their own home.
Bendigo and Adelaide Bank is now a top 60 ASX listed company, owned by more than 90,000 shareholders. We have more than 6,500 employees, who serve about 1.5 million customers in over 500 communities Australia-wide.
Our purpose
As a bank we are good with money. But it's bigger than that. We are more interested in the good that money can do.
Our companies and partners
Bendigo and Adelaide Bank operates a number of brands which offer a diverse range of products and services for our personal and business customers. Our brands include:
We also have a number of joint venture partners:
- As a Bendigo and Adelaide Bank shareholder you have access to a variety of benefits from the bank.
- To access any of the benefits, simply present your proof of share ownership and photo identification at any Bendigo Bank branch.
- Community Bank shareholders should contact the respective Community Bank Company Secretary or Community Bank Branch for assistance.


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You Save $
[size guide]
Enter either a width or height, the image will maintain the correct aspect ratio.
You may select any custom size in between but you will be charged for the next size up.
Canvas prints come in 3 different styles
Our most popular option. Unframed canvas keeps the focus on the image for a modern gallery look.
Canvas appears to float within a plain black frame. The image stands off the wall at a depth of 2" inches
Canvas is carefully framed with the molding of your choice to support your aesthetic.
Archival paper, printed with high definition ink placed under glass, giving your giclée print a modern gallery look.
Aluminum prints come in 3 different styles
A minimalist, aluminum standoff creates the impression of wall sculpture with a weightless feel.
An elevated, aluminum platform is layered over an elegant mitered frame.
Vibrant aluminum appears to float within a modern, black wood frame. The image stands off the wall at a depth of 2⅞ inches.
Acrylic prints come in 2 different styles
Sleek acrylic glass is supported by simple, brushed aluminum standoffs and invisible hanging mounts.
Sparkling acrylic glass appears to float within an easy-to-hang frame.
By printing fine art photography onto mirror we have transformed it into something extraordinary
A staunch presentation, beautifully presented on thick half-inch birchwood, fashioned with everlasting UV-curable inks.
**Please note if the image has white in it, the white area will show up clear on the aluminum and birchwood options, exposing the color of the material beneath.
Residing in Austin, Texas, Joel Ganucheau is the co-founder of the Austin Art Garage; a unique art gallery featuring original works by emerging Austin artists. Ganucheau's work blends sharp graphics of familiar forms with rich color fields, texture and abstract geometrics. Working with acrylic, oil pastels and mixed media collage, he draws on the urban environment and mixes it with a color palette of clean blues, rich reds and earthy taupes and brown. Despite his long history of producing art, Ganucheau spent years focusing on his music, briefly running a record label and touring Europe and the US with several music projects. View all of Joel Ganucheau's work.
We will never share your information.View privacy policy.
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Quick. Raise your hand if you have a short stack of next-to-read books by the nightstand and a really long list of ought-to-reads in your head?
Right. Just about everyone.
If you're mulling through those endless lists of great American works – I love those lists – you could do a lot worse than "True Grit," the Charles Portis novel that, yes, famously has been adapted for the screen a couple of times. It still speaks to who we were and are, to a rough and barely civilized America from which we are not all that far removed.
One of these thou-shalt-get-serious-and-read projects is called simply The Big Read. Its list includes many you might suspect such as Ray Bradberry's "Fahrenheit 451," Ernest Hemingway's "Farewell to Arms" and Willa Cather's "My Antonia." Titles roll in and out over time. "True Grit" has been added.
The Kansas City Public Library has embraced this addition. It's holding seminars and other events, it's got a zillion copies of the book to lend, and it's screening both movies several times.
I sat in on one seminar at UMKC this week, and, unsurprisingly, our heroine and narrator, Mattie Ross, did not come out well. She has grit all right and pays a terrible price in her quest for vengeance, but she is willful, thoroughly judgmental and, in many ways, wrongheaded.
But what a story. Mattie is growing up on an Arkansas farm in the years right after the Civil War, and while that might be a peaceful existence day to day, violence and criminality are not far off. Life is often harsh. Violent deaths are not uncommon. Mattie's father is murdered, and she quickly concludes justice will not be served without her to goad it along. An adventure ensures, all in her stilted but wonderful language.
What criminal ever said, "Keep still, I must now think over my position and how I may improve it?"
No matter. It all works. It's a great read.
Oh, and those two movies. The 1969 version is flawed and glorious. The 2010 version is idiosyncratic and glorious. John Wayne won an Oscar for the first version, which is propped up by very good players in small roles, rousing music and – hey, it's a western – great scenery and plenty of horses. The Coen brothers made the 2010 version, and they seldom misfire. Again, acting, music, the majesty of it all. It's a better movie on so many levels, but don't ask me which I prefer. I cannot say.
I love movies, but it's unfortunate that an adaptation so often will overwhelm attention to the book itself. The Big Read folks are right to focus on this one.
If you want to see the movies, the Kansas City Public Library is showing both several times in the coming weeks, including:
• 2010 version, 7 p.m. Oct. 16 at the Sugar Creek branch, 102 S. Sterling Ave.
• 1969 version, 5 p.m. Oct. 19 at the Sugar Creek branch.
• 2010 version, 2 p.m. Oct. 26 at the Trails West branch, 11401 E. 23rd St., Independence.
I always kind of thought I was one of six people in America who have read the book and seen both movies an obsessive number of times. I was so wrong. It's great to know the story – all three tellings – lives in the hearts of so many.
Follow Jeff Fox on Twitter @Jeff_Fox.


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VDI Clutch Congress
April 28 - 29, 2015
Location: Karslruhe, Germany
Venue: Booth #4, Akademie Hotel Karlsruhe
Event website: https://www.vdi-wissensforum.de/en/nc/events/detailseite/event/02TA407015/
The rapid development in modern driveline technology - both in automotive applications and mechanical engineering - implies new challenges for clutches and clutch systems.
Increasing demands regarding trouble-free operation, optimized weight and installation space, extended lifetime and service intervals as well as reduced product development times require new methods for development, simulation and testing for driveline system technology.
The overall target of the VDI Clutch Congress is to present the latest research and development trends on clutch systems for driveline concepts in automotive and mechanical engineering with focus on latest product developments and technology as well as new testing and calculation procedures.
SKF will participate with an exhibition booth at the VDI Clutch Congress on April 28 and 29, displaying our latest clutch solutions for the car and light truck segment.


text: This is our weekly gathering as a body to worship God for who He is. This is also a time where everybody gets together to connect in a physical sense. Our desire is to love the Lord our God with all our heart, mind, soul, and strength and to love one another. During the week one of the ways we stay connected is our church website-www.saukchurch.com. But Sundays are special. This is our opportunity to meet together and we welcome anyone to join with us. We start off with snacks/breakfast made available at 9:30am before the service starts for time of fellowship. We have nursery, pre-school, and elementary aged programs during the service.


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The Fault in Our Stars (Compact Disc)
Brilliance Audio, 9781491510704, 6pp.
Publication Date: April 8, 2014
Other Editions of This Title:
Paperback (4/8/2014)
Hardcover (1/10/2012)
Prebound (4/8/2014)
Prebound (4/8/2014)
Paperback (4/8/2014)
Hardcover, Large Print (7/26/2012)
Winter 2012 Kids' Next List
— Julie Wilson, The Bookworm, Omaha, NE
View the List
Winner of the 2013 Odyssey Award for Excellence in Audiobook Production
Despite the tumor-shrinking medical miracle that has bought her a few years, Hazel has never been anything but terminal, her final chapter inscribed upon diagnosis. But when a gorgeous plot twist named Augustus Waters suddenly appears at Cancer Kid Support Group, Hazel's story is about to be completely rewritten.
Insightful, bold, irreverent, and raw, The Fault in Our Stars is award-winning-author John Green's most ambitious and heartbreaking work yet, brilliantly exploring the funny, thrilling, and tragic business of being alive and in love.
TODAY Book Club pick
TIME Magazine's #1 Fiction Book of 2012
#1 New York Times Bestseller
#1 Wall Street Journal Bestseller
#1 USA Today Bestseller
#1 International Bestseller
#1 Indie Bestseller