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Read http://aging.senate.gov/public_bak/events/hr50sd.htm text version
Testimony of Susan Daniels, Deputy Commissioner for Disability and Income Security Programs, Social Security Administration Mr. Chairman, Senator Breaux, members of the Committee, thank you for inviting me here today to talk to you about SSA's representative payee program - particularly as it relates to organizational payees. Today, I will outline for you the Social Security Administration's representative payee program as it applies to organizations, the problems we have faced (including resource constraints), recent changes that we have implemented and legislation we have sent to Congress in order to improve our program. Then, of course, I would be happy to respond to your questions. History of Representative Payments Congress passed legislation in 1939 which granted SSA broad discretionary authority to appoint representative payees to receive and disburse benefits for those beneficiaries who were found to be incapable of managing or directing the management of their benefits. The appointment of a payee was intended to ensure that SSA's most vulnerable beneficiaries receive the full support and benefit that their payments are intended to deliver. In this same 1939 legislation, Congress extended benefits to wives of retired workers, and widows and dependent children of deceased workers. Accordingly, the representative payee program was initially designed with the needs of the elderly and children in mind. Subsequent events, including the enactment of disability benefits in 1956, the enactment of Supplemental Security Income (SSI) in 1972, and demographic and political changes in American society -- such as the de-institutionalization of the mentally ill, and the increase in substance abusers -have all contributed to the change in the nature of the beneficiary population served by representative payees. Thirty years ago, 5.2 percent of the Social Security population were paid through representative payees. Since the implementation of SSI, this has risen to about 13.3 percent of our 49 million beneficiaries have representative payees -- 6.5 million beneficiaries served by about 4.2 million payees. About 42 percent of beneficiaries who are paid through a representative payee today are disabled. The Social Security and SSI disability rolls typically include people with special needs, such as the mentally ill and homeless, many of whom are substance abusers. (However, individuals whose sole medical disability is drug or alcohol addiction, no longer qualify for benefits.) Many years ago, these same individuals might have been institutionalized, with the institution serving as their payee. Today, these individuals are not institutionalized and often have no close family willing or able to serve as payee. When such beneficiaries need help in the management of their financial affairs, institutions and organizations, or sometimes acquaintances, have stepped in to act as payees. Many times, in addition to money management, these payees must address social service issues, such as finding shelter for the habitually homeless, dealing with medical decisions, and encouraging beneficiaries to seek treatment for substance abuse or mental illness. We cannot over-emphasize the valuable role that representative payees serve. When an individual agrees to be a payee for a beneficiary, he or she takes on an important responsibility. Sometimes the task of managing another person's benefits can be a difficult one--especially if the beneficiary is not always cooperative--and payees deserve a lot of recognition for volunteering their time and effort. As I mentioned earlier, many representative payees go beyond fulfilling their basic responsibilities as a payee and provide other valuable services to the beneficiary. Organizational Payees
As I mentioned earlier, about 6.5 million Social Security and SSI beneficiaries require representative payees. Family members serve as representative payees for about 84 percent of these beneficiaries. Payees for the remaining 16 percent are friends or institutions of various types, such as government or social service agencies, financial organizations and fee-for-service organizations. (Fee-for-service organizations meet the qualifications and are authorized to collect a fee from the beneficiary's payment for their services as representative payee.) Currently, about 45,000 organizational representative payees serve approximately 750,000 Social Security and SSI beneficiaries. Among those, there are approximately: 855 fee-for-service payees serving almost 60,000 SSA beneficiaries; 1,000 entities (excluding fee-for-service organizations), which we call "volume payees," serving 250,000 beneficiaries. (A "volume payee" is an organization that serves 100 or more beneficiaries.); and 360 State mental hospitals serving 80,000 beneficiaries. In order to qualify to collect a fee, an organization must serve at least 5 beneficiaries and be a: State or local government agency whose mission is to carry out income maintenance, social service or health-care related activities; State or local government agency with fiduciary responsibilities, or Community-based, non-profit social service agency which is bonded or licensed in the state that it serves. Determining the Need for Representative Payment The law provides that if the Commissioner determines that it is in the interest of the individual, benefits may be paid to a representative payee. Generally, we appoint a payee if we determine that the beneficiary is not able to manage or direct the management of benefit payments in his or her interest. If the beneficiary is under age 18, payment is usually made to a representative payee. (Emancipated minors can receive benefits directly.) In the case of an adult beneficiary, benefits will be paid to a representative payee if the individual is legally incompetent, or mentally or physically incapable of managing or directing the management of his or her benefit payments. To decide if an individual has a mental or physical impairment that prevents him or her from receiving benefits directly, we look at: medical evidence; the beneficiary's living situation (such as whether he/she lives alone, if anyone helps him/her manage their funds); how the beneficiary is handling money now; and what his/her needs are and how they are being met (whether they can obtain their own food, clothing and shelter or if he/she is dependent on others to supply those needs). Once we determine that an individual needs a payee, SSA identifies persons who are willing and best able to serve in this capacity. Whenever possible, the preferred payee is a family member or friend who has shown interest in the well-being of the beneficiary. When such persons cannot be found, SSA turns to certain organizations that have agreed to perform the duties of a representative payee. SSA closely reviews all applications for representative payment before selecting a payee. Individuals must show their relationship and interest in the beneficiary. Plus, the beneficiary is given the opportunity
to protest the selection of a prospective payee. We notify the beneficiary that someone has applied to be their payee and who that person or organization is. We ask the beneficiary to contact our field office if they disagree with either the fact that they need a payee or if they would prefer that someone else serve as their representative payee. Representative Payee Responsibilities The representative payee is to use the benefit payments only for the beneficiary's current and foreseeable needs or save and invest them, if the beneficiary's current needs are being met. We believe that the representative payment program best accomplishes this when we have a collaboration with the payee and the beneficiary. To that end, we strive for a payee program that: preserves the rights of beneficiaries and treats them with respect and dignity; keeps beneficiaries well-informed about their benefits; prepares new representative payees with a clear understanding of their role and our expectations of them; furnishes continuing support to payees as they execute their duties; ensures that benefits are used in the best interest of the beneficiary; and monitors the use of benefits in an effective and productive manner. SSA informs the representative payee of his or her responsibilities at the time he/she files to be representative payee and also mails a more extensive guide to the payee once he/she has been selected. Once selected, all representative payees are required to: determine the beneficiary's needs and use his/her payments to meet those needs; conserve any money left after meeting those needs; report any changes or events which could affect the beneficiary's eligibility for benefits; help the beneficiary get medical treatment when necessary; maintain records of the money received on behalf of the beneficiary and records of all expenditures; and complete written reports accounting for the use of the funds. Annually, SSA requires each representative payee - whether an individual who represents only one beneficiary or an organization that represents hundreds--to give an accounting of the benefits received for each beneficiary and how they were spent. More specifically, the accounting form asks how much of the benefits were spent on food, housing, personal items and how much was saved and in what type of account the money was conserved. (The only exception to this annual accounting process is for State mental institutions which undergo an onsite visit every 3 years.) Each accounting request is controlled to make sure it is completed. All returned forms are reviewed to ensure that responses are complete and acceptable. If incomplete, or if the accounting form raises questions, SSA will contact the payee to resolve the issue. If the representative payee fails to return the accounting form, our local field office conducts a face-to-face interview with the payee, the beneficiary and, if different from the payee, the custodian (e.g., the nursing home if a relative is the payee). SSA Initiatives to Deter Misuse of Benefits by Organizational Payees Almost all representative payees provide much needed help to beneficiaries without abusing this responsibility. Unfortunately, there have been some instances of misuse by representative payees. Misuse of benefits occurs when the payee neither uses benefits for the current and foreseeable needs of the beneficiary, nor conserves benefits for the beneficiary. Of the 6.5 million beneficiaries with
representative payees, there are only about 650 instances of misuse confirmed per year, or only about 1 in every 10,000 representative payee cases. The amount of benefits misused by payees is a small percentage of the total benefits paid - about $3 million per year of the $30 billion in annual benefits for beneficiaries with payees. However, that is no consolation to a beneficiary who has lost his or her much needed benefits. Nor is it acceptable to those of us charged with administering the Social Security and SSI programs. SSA is committed to protecting beneficiaries from benefit misuse. The recently televised representative payee misuse case, the Aurora Foundation, Inc., in Martinsburg, West Virginia, has resulted in the president of that organization pleading guilty to the embezzlement of Social Security and SSI beneficiary funds. As a result of our review of this criminal enterprise, SSA has strengthened our oversight process. To that end, we have several new initiatives underway that will help prevent misuse by organizational payees. Triennial Onsite Reviews of all Fee-for-Service Payees. SSA has begun a review of the approximately 855 fee-for-service payees on a triennial cycle. SSA will also perform triennial reviews of all volume organizational payees - those serving 100 or more beneficiaries - and of all individual payees serving 20 or more beneficiaries. SSA's Office of the Inspector General will participate, as necessary, in these reviews. This review will ensure payee compliance through a face-to-face meeting with the payee and examination of a sample of beneficiary records. The review includes an assessment of the payee's record keeping, and SSA will interview a sample of beneficiaries in order to assess whether their needs are being met. Expenses may be corroborated with providers of the services. In addition, we will contact vendors to ensure that bills are being paid. We believe that an added benefit of this initiative will be that the lines of communication between SSA and the payee will be improved. Over the last year, approximately 300 of these reviews have already been conducted as part of a pilot process, and a regular ongoing schedule will begin this summer. Annual Verification of Bonding or Licensing. Currently, in order to collect a fee from a beneficiary's check, non-governmental fee-for-service organizational payees must be either licensed or bonded as long as they serve as payee. This is a statutory requirement. Beginning June of this year, SSA will require all non-governmental fee-forservice organizations to annually show that they continue to meet those requirements. A 6-Month Review for All Newly Appointed Fee-for-Service Payees. SSA will visit fee-for-service payees 6 months after their initial appointment as payee to ensure that they fully understand their duties and responsibilities, and are on the right track with respect to record keeping and reporting. We will focus on their accounting procedures so that, they will be able to account for beneficiaries' funds as well as comply with our requests for review. This initiative is now in place and applies to all new fee-for-service payees appointed on or after January 1, 2000. Random Reviews of Volume and Fee-for-Service Payees Each year SSA will conduct a random sample of 30 percent of volume payees (serving 100 or more beneficiaries) and fee-for-service payees. We will review a sample of beneficiary records for compliance with our policies and procedures. We are developing guidelines and instructions needed to implement this initiative. The instructions provide our reviewers with information that includes: how to conduct the
interview, the interviewing forms, how to review the record keeping (bank statements, cancelled checks, bills, contracts, etc.), and how to document our database with the findings from the review. This initiative is scheduled for implementation in Fiscal Year 2001. In addition, SSA continues to monitor for "trigger" events. That is, we conduct reviews of payees in response to certain "trigger" events, such as third-party reports of misuse and complaints from vendors of failure to receive payment. This review has an emphasis on addressing the complaints. Finally, we are looking at tightening up the investigation of potential payees. This is consistent with OIG's suggestion that we put more emphasis on the selection of representative payees. I believe that these measures will help to ensure that organizational representative payees appointed by SSA will carry out their duties and responsibilities in accordance with the policies and procedures that are designed to protect our beneficiaries. This improved organizational payee monitoring process will: Provide the oversight necessary to ensure that payees fulfill their duties to our beneficiaries; Deter potential misuse by regular site visits coupled with random reviews; Provide an opportunity for ongoing education by SSA for these payees about their duties and responsibilities; Improve lines of communication between the payee and SSA; and Ensure that the payee continues to be qualified under the law to charge a fee for its services. Further, Social Security attorneys are working in conjunction with several U.S. Attorneys' offices to assist in the prosecution of Social Security program fraud, including representative payee misuse cases. Legislation We recognize that administrative actions alone are not sufficient to address all of the problems we identified as a result of our analysis of the Aurora misuse case. We believe that some of these problems can only be resolved through legislation. Therefore, in February, we sent to Congress a legislative proposal for consideration that would provide additional safeguards for beneficiaries with representative payees. Currently, when any payee has been determined to have misused an individual's benefits, SSA can reissue the benefits only in cases where there has been negligent failure on our part to investigate or monitor the payee. In virtually all other cases, the individual loses his or her funds unless SSA or the beneficiary can obtain restitution of the misused benefits from the payee. Additionally, SSA can seek restitution only through civil processes if the representative payee refuses to return the misused funds. To facilitate restitution of misused funds to beneficiaries, our legislative proposal would require SSA to reissue benefit payments (including any respective fees for fee-for-service payees) in all cases when an organizational payee is found to have misused a beneficiary's funds, without either a finding of negligence on SSA's part or restitution from the organizational payee. Requiring re-issuance of such misused benefit payments, including any fees that were deducted from the beneficiary's benefit, would provide additional protection to the most vulnerable of beneficiaries. This new authority would enable us to promptly restore benefits that have been misused by an organizational representative payee, thereby avoiding the hardship that can be caused by such a loss. SSA would, through all available avenues of legal recourse, continue to seek restitution of the misused funds from the former representative payee. We would do so for two reasons. First, for the deterrent
effect and, second, to offset the additional costs incurred by the Social Security trust funds or the general fund in restoring misused benefits to the beneficiary. In addition to this change, the legislative proposal would include other provisions designed to increase the safeguards for beneficiaries with representative payees. Specifically, it would: Require non-governmental fee-for-service organizational payees to be bonded and licensed, provided that licensing is available under State or local law. (The requirement under current law is bonding or licensing.) This proposed requirement would add further safeguards to a beneficiary's funds. State licensing provides some oversight by the state into the organization's business practices, and bonding provides some assurance that a surety company has investigated the organization and approved it for the level of risk associated with the bond. The proceeds from redeemed bonds would reduce the costs to the program when re-issuing benefits in cases of representative payee misuse. Provide that when an organization has been found to have misused an individual's benefits, the organization shall not qualify for the fee from that individual's benefits for months the payee misused the funds. Requiring payees to return the fees charged for periods of misuse is reasonable because the payee was clearly not properly performing the service for which the fee was paid. Permitting the organization to retain the fees is tantamount to rewarding the payee for violating his or her responsibility to use the benefits for the individual's current and future needs. Provide that misused benefits (including any respective representative payee fees) would be treated as an overpayment to the representative payee and, therefore, subject to current SSA overpayment recovery authority. Although SSA has been given expanded authority in the recovery of overpayments (such as tax refund offset, referral to contract collection agencies, notifying credit bureaus, and administrative offset of future federal benefit/payments), these tools cannot be used to recoup benefits misused by a representative payee. Providing that benefits misused by any representative payee would be an overpayment to the payee would provide SSA with additional means for recouping the misused payments. This proposal would also permit reissuance of the recovered amounts to the beneficiary (unless already re-issued by SSA). This change would improve the protection of all beneficiaries with payees, not just those with organizational payees. Also, in September 1999, we sent a legislative proposal to Congress that, in addition to other provisions, would extend civil monetary penalty provisions to representative payees that misuse benefits. As it pertains to representative payees, this legislative proposal would allow SSA to impose administrative penalties and assessments against representative payees who make false statements to obtain or retain benefits. This would improve our ability to ensure that individuals who commit this type of fraud against SSA are penalized, even if such individuals are not prosecuted criminally. We urge Congress to give these proposals their prompt attention. Advisory Committee & Inspector General Recommendations Implemented To address the evolving needs of the beneficiaries and the payees that assist them, SSA chartered an advisory committee (AdCom) -- a panel of external experts -- to review the representative payee program. In 1995 and 1996, the committee held hearings and conducted research into key representative payment issues. SSA also requested its Office of the Inspector General (OIG) to review and make recommendations to improve the representative payee program. SSA requested these reviews in order to better meet the needs of the changing demographics of our representative payee population.
Both the AdCom and OIG made several recommendations -- from how to select a representative payee to the kind of monitoring program needed. SSA evaluated the recommendations within the framework of our competing priorities and resource limitations. We have implemented several recommendations including: The development and distribution of a handbook for organizational payees. (OIG) Issuing instructions to field offices to screen payees more thoroughly. (OIG) Conducting onsite reviews of fee-for-service and volume payees. (AdCom/OIG) Developing and distributing a pamphlet for beneficiaries informing them of their rights and responsibilities. (OIG) Changing the focus of the current process from accounting to monitoring and compliance. (OIG) In addition, we have the following initiatives in process: Develop an accounting form tailored to organizational payees. (AdCom/OIG) Expand our automated Representative Payment System. (OIG) Develop and distribute a handbook for individual payees. (AdCom) Instruct field offices to improve controls over retention of supporting documentation of nonresponder alerts and accounting forms. (OIG) Advisory Committee & Inspector General Recommendations Not Implemented There were some recommendations that we have not adopted. For example, it was suggested that SSA require a high level of case management (such as social services) from organizations that collect a fee (fee-for-service payees). We do encourage organizations to provide extra services (e.g., negotiating the beneficiary's rental agreement with the landlord). However, we did not adopt this suggestion because we believe that requiring extra services would discourage the organization from providing the basic payee services that some individuals would not have otherwise. Another example is the recommendation that SSA only accept a challenge of a beneficiary's capability from those in a position to know. While we agree that a finding of incapability is a serious matter, and we are wary of spurious allegations, our policy is to respond to third party reports of beneficiary incapability by conducting an investigation, regardless of the nature of the source. Only then can we be assured that the beneficiary receives the full benefit of their funds. Conclusion In conclusion, let me convey our special concern for beneficiaries who need a representative payee because these are the most vulnerable of our beneficiaries. We will not tolerate misuse of benefits by representative payees and we will continue to strive for ways to strengthen our representative payee program. Recognizing this, we have looked outside of our agency (AdCom) and within (OIG) for improvements. We have implemented some of the recommendations and, as resources permit, we will implement others. We have recently set in motion plans to improve our monitoring and oversight process. In addition, we have met with representatives of organizations that support the interests of beneficiaries with payees and, at their request, we are working with them to develop a statutory definition of misuse. Finally, we believe with the help of Congress, we will be able to improve the package of protections for our beneficiaries with payees when funds have been misused.
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MILLEDGEVILLE, Ga. – The Georgia College baseball team (29-16, 16-11 PBC) used a six-run seventh and seven-run eighth to blow open a 3-2 game, taking out the University of Montevallo Falcons (31-18, 16-14 PBC) 15-3 Saturday at John Kurtz Field. The win gives the Bobcats a 2-1 series victory over UM.
Tied 2-2 headed to the top of the seventh, Montevallo took the lead on an RBI single from Jackson Slaid.
Georgia College responded in a big way in the bottom of the inning, plating six runs on just three hits, taking advantage of two Falcon errors and two free passes to take the lead. Shortstop Daniel Bick (Alpharetta, Ga.) provided a two-run double with the bases loaded, after the Falcons had walked in the tying run.
The Bobcats posted seven more in the eighth to put it out of reach, including a big grand slam off the bat of third baseman Jeremy Donaldson (Winder, Ga.).
Lefty reliever Christian Bragg (Augusta, Ga.) got the last out in the seventh and retired the remaining Falcons in order over the final two innings to get the win (4-2). UM starter Edward Brandsema (3-5) took the loss, surrendering just a pair of earned runs over 6 1/3 innings, but five overall.
Bick had four hits in five trips, driving in three and scoring three more, posting a pair of doubles. First baseman Clay Ardeeser (Loganville, Ga.) was 3-for-5 adding two doubles, a pair of RBI and two runs.
Donaldson's day finished with two hits, those four RBI and two runs. Second baseman Rob Hogenkamp (St. Louis) also went 2-for-4 with two runs. Cody Maas (Alpharetta, Ga.) was 2-for-5 with a pair of RBI in his final home game.
As the final home game for Georgia College this season, the Bobcats honored their five seniors prior to the contest. Maas, pitcher Matt LaMothe (Troy, Mich.), Donaldson, outfielder Ikaika Anderson (Austell, Ga.) and outfielder Mikee Moore (Dunwoody, Ga.) all were honored prior to the contest. Maas also took home the John Kurtz Award for most influential Bobcat baseball senior.
The Bobcats wrap up the home slate in 2013 with an impressive 20-5 mark.
The Bobcats improve to 16-11 in conference play this season, having locked up at least the seventh seed in the eight-team Peach Belt Conference (PBC) playoffs. Georgia College remains just two games behind second-place Lander University in the loss column.
The Bobcats are back in action Saturday, May 4 at the University of North Georgia, doubleheader action beginning at 1 p.m.
The Georgia College Department of Athletics, two-time winners of the PBC Commissioner's Cup, sponsors 11 varsity athletic programs at the NCAA Division II level. As a Division II program, Bobcat Athletics prides itself on balancing the life of the student-athlete, evidenced by the teams' multiple appearances in post-season competition as well as documented academic success and community-service involvement. Sign up at www.twitter.com/BobcatSports and www.facebook.com/gcbobcats for up-to-the-minute reports, and visit www.GCBobcats.com for more information, and to nominate your favorite former Bobcats and Colonials to the GC Athletics Hall of Fame.

subset: commoncrawl


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jag marketing necesitaba un nuevo diseño de página web y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 32 diseños de 9 diseñadores freelance.
We are a car insurance comparison website. We obtain customers and generate leads onto our insurance partners through our users filling in a simple and easy to complete form that collects users details. We forward these details onto our insurance partners which allows them to contact the user and quote them on insurance premiums. Our users are contacted by and can obtain quotes from at least 8 different insurance companies.
We are re-designing our landing page in order to increase our conversion rates, by offering our users an easy to understand professional and trustworthy site that makes their experience with us as simple, effortless and efficient as possible.
Our current site is http://www.youinsure.co.za
The files we will require are:
Print file format - .ai (CMYK)
Web file format - .jpg and layered .psd (RGB)
Our target user is any person who drives or owns a car (or any type of motor vehicle). We have found that our best performing customers are between the ages of 25 and 55 years old.
Similar sites we like:
http://www.comparethemarket.com (car insurance) - we want quite a lot less detail on our site but we like that the user doesn't have to scroll down to complete the form. We also like that they have a picture of a car and very little wording.
Our design direction: We are looking for a clear and simple but very bold design. The images and few words on the page should immediately indicate to the user that we offer the benefit of comparative car insurance quotes and all they have to do is complete our brief and easy to use form. It is vital that an image of trustworthiness and professionalism is portrayed through our site.
Our Requirements:
1. The Heading must be clear and direct and describe the goal of our site and the benefit of using our site.
2. Our 3 Steps (as currently on our site) can be displayed differently but must clearly visible and easy for the user to immediately see what they have to do to benefit from our site.
3.Form- Same details as we currently ask for but please exclude the drop down for type of insurance (including a tick box for terms and conditions) but we do not want the user to have to scroll down to complete their form.
4. We want 3 ticks that effectively and concisely state that the user:
a) will receive at least 8 quotes
b) will save up to 32% on their insurance premiums
c) Amount of our Satisfied customers
5. The page must contain a testimonial (similar to the one we currently have on our site)
6. Current link may be removed.
7. The placing etc of our partners can be changed but must still be displayed on the page.
8. The page must convey a trustworthy and professional site.


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Colorado Rapids manager Gary Smith has warned the San Jose Earthquakes that they shouldn't plan on coming to Dick's Sporting Goods Park for the Eastern Conference Championship with the same attack-minded lineup that they used in their 3-1 playoff victory in New York.
"What [San Jose manager Frank Yallop] knows is that if he puts too many forwards on that pitch and they don't get it quite right, they'll be vulnerable to a team which has been dominating at home for a majority of the season," Smith said on a Tuesday media teleconference call.
"All in all, there are some decisions to contemplate coming here [to Dick's Sporting Goods Park]."
Later on the same call, Yallop addressed the type of game that the Earthquakes planned to play and he was not buying into Smith's line of thinking.
"We're not going there to sit back," Yallop said. "We're not going to do that. We've never done that. We're going to see what happens. … It will be a good game, an open game."
LISTEN: Yallop, Convey, Smith and Mastroeni talk to media
The Quakes scored three goals at Red Bull Arena to eliminate Thierry Henry's Red Bulls. Though that may have sent shockwaves throughout the league, the Rapids' head coach wasn't blown away.
"The game [San Jose at New York] we watched was exciting on Thursday," Smith said. "I tip my hat to the result San Jose got because that's not an easy place to get a result. But there were many moments in the game where the balance could have tipped in the other direction."
The Rapids manager pointed to New York midfielder Mehdi Ballouchy's point-blank opportunity and the Juan Agudelo shot that hit the woodwork, that latter of which Smith said he was "not sure [Quakes 'keeper] Jon Busch knew too much about."
Yallop said he's well aware of the dangerous attacking weapons the Rapids possess and their ability to launch quick-fire counterattacks, but he insisted that the Earthquakes — who finished the regular season with the fewest points among the four remaining teams — will not change their game for anyone.
"We pick ourselves up and fight," Yallop said. "That's been our spirit all year. We're looking forward to the game. We're not afraid of anybody and we'll play that way."
Ready to launch: MLS Matchday 2010, The new official MLS iPhone app. It's FREE! Download it here!


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Politics & Government
U.S. wins WTO fight over China's export limits on rare earth elements critical to high-tech items
The World Trade Organization on Wednesday sided with the United States against China in a trade dispute that could affect the price of nearly every modern electronic product manufactured today.
In its ruling, the WTO found that China had violated world trade regulations by imposing export restrictions on so-called rare earth elements, the lightweight, super-conductive minerals that are critical to a wide range of high-tech products, including hybrid car batteries, wind turbines, energy saving lighting, high-quality steel, electronics, flat-screen televisions and monitors, automobiles, electronics and medical equipment.
China produces 95 percent of the world's supply rare earth elements – there's only one mine currently in the United States, in San Bernardino County in California – and in the past few years has imposed duties of 25 percent on their export. The United States, the European Union and Japan claimed that those export duties were an unfair restriction on trade. The WTO, in a 257-page ruling, agreed.
"China's decision to promote its own industry and discriminate against U.S. companies has caused U.S. manufacturers to pay as much as three times more than what their Chinese competitors pay for the exact same rare earths," said Michael Froman, the U.S. trade representative. "WTO rules prohibit this kind of discriminatory export restraint and this win today demonstrates that clearly."
Karel De Gucht, the European Union's trade commissioner, also welcomed the panel's findings.
"Today's ruling shows that no one country can hoard its raw materials from the global marketplace at the expense of its other WTO partners," De Gucht said. "This decision justifies the EU's efforts to ensure fair access to much-needed raw materials for Europe's industries. China cannot use export restrictions to protect its own industries or give them a helping hand on the global market at the expense of foreign competitors."
The names of the 17 elements known as rare earths wouldn't be familiar to most consumers – they include minerals such cerium, thulium and yttrium – but the products they go into would be, notably cellphones, which contain a variety of rare earths. Other products include self-cleaning ovens and lighter flints, both of which contain cerium, and portable X-ray machines, which use thulium.
The WTO's ruling also affects tungsten and molybdenum, which also are used in a wide variety of modern products. China in 2012 had imposed a 20 percent duty on those exports.
China's Ministry of Commerce in a statement expressed regret at the WTO ruling and said it is assessing how to respond. Under WTO dispute settlement rules, China and the other parties have 60 days to appeal.
China had argued that its export duties were put in place to help conserve the supply of an exhaustible natural resource, something that would be allowed under trade regulations. But the WTO said that China "had not demonstrated" that that was the case.
In addition to imposing duties, China in recent years also has reduced its output of rare earths, though it still remained the world's dominant producer. Of the 111,000 tons of rare earth elements produced in 2011, according to the U.S. Geological Survey, 105,000 tons came from China.
The Congressional Research Service, in a December report, noted that the United States nce produced enough rare earth elements for internal use, "but over the past 15 years" – a period that coincides with the explosion of cellphones and other high-tech devices – "has become 100 percent reliant on imports, primarily from China, because of lower-cost operations."
Zarocostas is a McClatchy special correspondent.


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Hey thanks for looking at this
So my idea is to have a vertical scroller much like this one, but instead have a background image that scrolls up with the content so a new backround is revealed. But at the same time I'm trying to figure out how to make a header on top of that scroller that stays put.
The background also uses the background-size: cover property so it fills the whole page, while somehow working in ie 7-8


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So much news passes before our collective eyes every day that we couldn't possibly cover it all. Mostly because much of it isn't worth covering! But here are a some borderline tidbits we passed on, just in case.
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Killer Bees in Tennessee Are Probably Gator Fans, Right
A little SEC humor to kick off a post about deadly killer bees swarming, swarming in Tennessee. Also they're not really killers, they're just a little more aggressive than your average bee. And honestly wouldn't you be if you finally found yourself in Monroe County? [Businessweek]
Image: Shutterstock/perspectivestock
Radioactive Fukushima Kelp: Fun to Say, Less Dangerous Than It Sounds
Kelp with surprisingly high levels of radiation has been located off the coast of California, presumably yet more fallout from last year's Fukushima catastrophe. Don't worry! It's not at harmful-for-humans levels yet. To celebrate, here's another look at that wonderful GHOST SHIP we destroyed last week! [LA Times]
At-Home Microscope for Home-Schooled Myopics
Okay, braniacs! Here's 200x magnification in the comfort of your own home for $90. But if you're so good at math, how about you tell me how much that costs per magnification, huh? HUH? Actually that's probably pretty easy to figure out and also is pretty nonsensical. Okay! Back to your amoeba hunting, weirdos. [UberGizmo]
Left Behind is our daily collection of chaff we didn't think was quite good enough to post on its own, and why.


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January 20, 2009 -- St. Charles, IL – The Sidwell Company is pleased to announce that Mark Dupree, their Director of GIS Sales, has been appointed to lead the Mapping and GIS Section of the International Association of Assessing Officers for 2009. In his role as the Chair of the Mapping and GIS Section, Mr. Dupree will work with this group and lead their efforts to promote the exchange of information and ideas among those involved in the mapping and geographic information systems (GIS) communities. Previously, he held the position of Vice Chair of the IAAO Mapping and GIS Section.
Mr. Dupree has served as Sidwell's Director of GIS Sales since 2001. His previous experience with the company includes production, production management, project management, and sales to local government entities in the state of Illinois. He has also spent significant time providing various product demonstrations and educational training sessions.
About Sidwell
The Sidwell Company is an employee-owned firm providing integrated land records management solutions and GIS mapping and software development to local government and private-sector organizations across the United States. Sidwell's premier parcel mapping solution, Parcel Builder™, is currently used by over 140 customers nationwide. Sidwell also offers a full range of aerial photography and photogrammetric services, and is the Midwest Distributor for Magellan™ GPS products and solutions. For more information about Sidwell services and products, call 877.SIDWELL (877.743.9355) or visit www.sidwellco.com.


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Baladrar beach, Benissa
- Autonomous region: Region of Valencia
- Province/Island: Alicante - Alacant
This town in the province of Alicante has outstanding small coves set between cliffs, and beautiful mountainous countryside.
Benissa is 73 kilometres from the city of Alicante. It is an attractive town where the sea and the mountains come together to create stunning landscapes. It has 4 kilometres of coastline with some of the Costa Blanca's most beautiful coves. Its crystal clear waters are the perfect setting for water sports such as scuba diving, sailing, windsurfing and kayaking. Hiking is another activity available here. The town is surrounded by mountains such as those of Bèrnia, ideal for walking routes.
Make sure you sample the local gastronomy in Benissa, with exquisite rice dishes and cured meats. Also not to be missed is its old town, which has a decidedly medieval character: it has buildings like the 15th century Constitución Market; Renaissance palace houses; La Marina neo-Gothic cathedral; and Calle Desamparados street, full of stately houses with wrought iron grilles. In April, Benissa holds its Local Fiestas in honour of the patron saint, Purísima Xiqueta, while June sees the Moors and Christians celebrations.
- See all the information on the destination at:
- http://benissa.net/


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YORK, PA – The Elizabethtown College Blue Jays flew past the York College Spartans 6-1 in non-conference field hockey action on Tuesday afternoon in York. The Blue Jays improve to 4-3 overall while the Spartans fall to 3-5 as they have dropped two straight.
The Blue Jays got off to a fast start as Casey Fletcher opened the scoring just 2:19 into the game, putting the guests up 1-0 with her second goal of the year.
Elizabethtown added to the lead in the game's 16th minute as Emily Mason fed Lisa Foose with a pass that Foose touched up and fired into the back of the cage for the 2-0 Elizabethtown lead.
The Spartans broke up the shutout when freshman Kiersten Wetzel (Spring Grove, Pa./Spring Grove Area) received a pass from fellow freshman Sydney LaMarsh (Pasadena, Md./Chesapeake) and finished off the goal with a sweeping shot past Blue Jay goalie Marlena Johnson.
It looked like York would head to the intermission only down one but Andrea Keady got a breakaway and finished off a 1-v-1 with Spartan netminder Abby Baker (Baltimore, Md./Mercy) with just 48 seconds left in the half, giving the Jays a 3-1 lead at the half.
Keady recorded two more goals as she notched a natural hat trick. Keady scored an unassisted goal in the 37th minute and then scored with 6:32 remaining in regulation off a pass from Charity Good. Good then finished off the scoring with Elizabethtown's sixth goal 24 seconds later.
Elizabethtown held a 26-17 advantage in shots including a 15-3 margin in the first half. The Blue Jays had 15 of their 26 shots come on target. York had a 9-7 edge in penalty corners but that number was skewed by the fact that York got four corners after time had expired in the second half.
Johnson earned the win as she made five saves for the Blue Jays. Baker started for York and played the first 36:35 of the game. Baker allowed four goals and made five saves. Brittany Alvarado (South Plainfield, N.J./South Plainfield) came into the game in relief of Baker and surrendered two goals with three saves.
The Spartans return to action a week from today when they will travel to Alvernia to face the Crusaders in a non-conference contest. Game time in Reading is set for 4:00 pm.


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Each year, working by myself, I hand make a limited number of belt buckles. I don't rush anything. I deliberate over designs for a very long time. My buckles look handmade. I want them to reflect the craftsman that I am.
Sometimes, I keep a buckle design in production for years. Sometimes, I make only one. I do custom work but there is a wait for it that can be frustrating for the client.
Except for diamonds, I use only lab grown sapphires and rubies. Natural stones are subjected to so much trickery to enhance their value that I have abandoned them. The lab grown are cut perfectly, I can match them easily and they are as beautiful as the natural. Another advantage: no guilt associated with them.
The silver and gold I use are purchased from one of the oldest refineries in the U.S., both are recycled.
Named BEST OF THE BEST for belts in 2007 by the Robb Report.
I've been working as a professional for several decades. There is a good sized body of my metalwork out in the world.
I really like the idea that my work is both decorative and functional.
Thanks to all of you who have purchased buckles over the years and kept the dream going. It makes me feel great to know my belts are being worn everyday in so many locations across the planet... Holding pants up in the most stylish way possible...! Let's keep in touch...
I wanted to let both of you know that I received the belt and both buckles. Everything looks fabulous!
I appreciate your expert craftsmanship, and I am sure I will enjoy the belt for a long time (now I can't gain any weight, so it always fits!). I may also look at getting another one made, something a bit wider and more casual, to be a good everyday, jeans type, belt.
I will look around on your sites and see what might look good.
Anyways, thanks again!
J.H., California .....more kind words


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Why Charles Woodson picked the Raiders over the Broncos
The Broncos are in the market for a safety. Why? Veteran Charles Woodson took his talents to the Black Hole. What? Really?
Woodson picked the Raiders over the Broncos. Around Denver, those are fighting words. But did Woodson have good reasons? Listen to Peter Burns and I discuss it here:
What do you think? Will the Broncos regret not landing Woodson? Or did Woodson make a big mistake by turning down Denver's offer?
Kick it with Kiz and Peter Burns by joining the discussion on Mile High Sports Radio Monday through Friday from 7-9 a.m. At 93.7 FM and 1510 AM.
Find Kiz on Twitter @MarkKiszla. And Peter Burns @PeterBurnsRadio.
And read Kiszla's latest column at denverpost.com/kiszla.


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Mayor's Office
At about 11:30 a.m. today, a pedestrian bridge in Wilderness Park above Salt Creek experienced some type of structural failure and dipped 12 to 15 feet in the middle. The center of the bridge is now about six feet above the creek. About 20 people were on the bridge, most of them elementary school age children in the Wilderness Nature Camp. They were able to run off the bridge. Camp staff took care of minor injuries, and no one was taken to the hospital. Parks and Recreation staff are contacting all the parents to let them know about the incident.
The cause of the failure is not yet known. The bridge is about a half mile north of Saltillo Road and was built in 2003. After the bridge had a structural failure during construction, the design was changed, reviewed and approved by a certified engineer before the City took ownership of it. Mayor Chris Beutler commended the camp staff for their handling of the situation. He also directed that three actions be taken:


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by Zach Even-Esh, Author of The Encyclopedia of Underground Strength and Conditioning


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We were all impressed when Google posted the very first Google Glass concept video. Since then, weâve seen very little of what the UI has to offer. Many have wondered exactly how Googleâs wearable computing device will help make our lives easier.
To help answer those questions, Google has posted a new video titled âHow It Feels [through Glass].â The two minute video is a mash-up of footage captured through Glass, showing how the device can be used to capture pictures, get directions, send emails, check the weather and even view Google Now notifications.
Weâre sure that most of you will never find yourself in many of the situations in the video, but it definitely shows how Google Glass will change the way we interact with digital information in the future. For now, the price of Google Glass is completely out of reach for most consumers, but we could definitely see the price point drop to a few hundred dollars after several iterations of wearable computing devices hit the market in the coming years.


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BariatricPal necesitaba un nuevo diseño de página web y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 25 diseños de 10 diseñadores freelance.
WLS Boards
WLS Boards is a place where you can get all the information and support you need about a variety of Weight Loss Surgery possibilities. Here, you can explore procedure options, find answers for follow-up questions and build community through our extensive message boards.
While our sites are the largest and fastest growing resources dedicated to potential and post-op Weight Loss Surgery patients, what truly sets us apart is our investment in community and support.
WLS Boards and it's sister sites is a resource targeting Pre and Post-Op Weight Loss Surgery patients. Obesity does not descriminate. People around the world, young and old, tall and short, may be suffering from obesity. These are the people our Web Applications and Web Sites target.
WLS Boards is the parent of many community based sites that are dedicated to specific Weight Loss Surgery options. The web application that you will be designing for, will be run on each of our community sites. While the design will remain the same throughout our variety of WLS Boards, we will need to have multiple color options to match each site. The initial design will be based off of one of our WLS Boards. You can view http://www.verticalsleevetalk.com to see an example of the color scheme that will need to be used, as well as the design that this application will need to work with.
We want the application to be fun to use, while still providing the viewer with information they want to see in an easy to read, easy to find manner. Have fun with the application design!
1) The Design will be implemented into the header and footer of http://www.verticalsleevetalk.com - it must match nicely and appear to be a part of this site, rather than an add-on or plug-in that doesn't fit!
2) We need a clean and useful/functional design, but want our viewers to be EXCITED and ENCOURAGED to view more, read more and learn more!
3) We'd love the design to make use of icons to represent features that our application offers, for instance, reviews or messaging - these features could use an Icon to represent the feature!
Page 1, Surgeon View Page: Will display Surgeon Information in a fun, useful and informative manner. Will show surgeons picture, surgeons address, website and phone number. Will display all information located at the link provided under existing websites.
As an additional note, some of our Surgeons will be Featured Surgeons, such as the one you can view in the Existing Website area. These surgeons will have a badge displayed somewhere on their page. If you can think of other ways to make these surgeons stand out more, then that would be excellent as well, though we will need the ability to show non premium and premium surgeons - so the design must take this into consideration.
Page 2, Patient View Page: Will display Patient Information in a fun, exciting and informative manner. Will show patients Before and After picture's, will display Patients location, surgery information and a brief story that the user may have. Should also show patients friends, who the patients surgeon is, and other information that's shown on the link included in the Existing Website area.
I've attached 2 photos that show some updates to the Patient View page that are not included in the link provided.
The files uploaded are meant to only show some of the content that is required for the patient view pages, it is not meant to provide any suggestion of design.
http://www.verticalsleevetalk.com - This is the new platform our sites will all be running on. The design layout will be the same, but the colors will change based on the site or theme you're using.
http://lapbandtalk.com/surgeons/view/dr/2400 - This is an example of the Surgeon View Page that we currently have. To be honest, we do not like anything about it! We need the information to be laid out in a useable, fun manner that showcases the Surgeons information!
http://lapbandtalk.com/bandsters/view/164/alex - This is an example of the Patient View Page that we currently have. We also don't like much about this, and want a more useful and creative way to display this information without overwhelming or boring the viewer.
The above views of our application are meant as an example of what to avoid in terms of design, but also meant to show you what information will need to be displayed on the pages you'll be creating.


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Welsh Rugby
Taylor hails Davies as one of the "greatest ever"
Graham Jenkins
March 16, 2012
Wales' Mervyn Davies and John Taylor combine to win a lineout during their 1971 Five Nations clash with Ireland © Getty Images
ESPNscrum columnist John Taylor has paid an emotional tribute to his former Wales and British & Irish Lions team-mate Mervyn Davies, who has died aged 65.
The Welsh Rugby Union announced earlier today that Davies had lost a long battle with cancer and the tributes have since poured in for a player known worldwide as 'Merv the Swerv'. The former Wales captain was a key figure during a golden era for Welsh rugby and also served the British & Irish Lions with distinction throughout a 46-Test career.
Taylor featured alongside Davies for much of his career whether for London Welsh, Wales or the Lions and has revealed details of a final emotional meeting with his good friend. "We talked on Wednesday about the upcoming Grand Slam match," said Taylor, referring to Wales' showdown with France on Saturday that could set the seal on a third Six Nations clean sweep in eight seasons.
"I said that they look pretty good and he said, 'Yep, they're pretty good but I don't think they can say they are as good as we were - yet' and he stressed the 'yet' with a little smile and twinkle as if to say they also look pretty damn good to me too. I think that was a nice touch."
Revealing how their paths first crossed, Taylor added: "He was teaching down in Guildford and he played a few games down there I think before gravitating to Old Deer Park where he first came onto my radar at a selection meeting. We were talking about the lack of lineout ball in the first team and the second team captain Glan Richards said he had got this guy who would win us some lineout ball but not much else - and that was Merv. Two weeks later he was in the London Welsh first team and three months later he made his debut for Wales in the Five nations and was never to be dropped."
Taylor also credits Davies with a steadying hand just as Wales' golden generation were finding their feet. "At the start of the 1969 Five Nations, many of the new generation had all been capped already including the likes of Gareth [Edwards], Gerald [Davies] and Barry [John]. But we had really stuttered - that was until the two missing bits of the jigsaw emerged with JPR at fullback and Merv at No.8. That season we won a Triple Crown and that was the start of the great era. He was a very, very significant factor in that because he provided that ball-winning ability."
Both Taylor and Davies were among those to cement their reputations during the Lions' historic series victory over the All Blacks in 1971 - the only Lions side to have achieved that feat. Davies would also go on to star for the elite tourists four years later when they went unbeaten in South Africa.
The Lions' John Taylor (far left) and Mervyn Davies (third from left) help keep Wellington at bay during their 1971 clash © Getty Images
"Merv won his spurs in the southern hemisphere and earned enormous respect from New Zealand and South Africa," recalled Taylor. "He was a very hard man by that time, an old fashioned grafter who did the business at the coalface rather than a flash No.8. He won you ball in all the dark areas and he had these telescopic arms. His tackling ability was phenomenal. Just when you thought someone was through then he would reach out and drag them back."
His achievements in the red of Wales and the Lions make him a very special player according to Taylor. "He is also part of a very elite group - the elite of the elite - whose members you can probably count on just one hand. Players who played in all eight tests in the victorious Lions tours of '71 and '74. There's him, Willie-John [McBride], Gareth [Edwards], JPR [Williams] (and Ian McLauchlan)."
As for his all-time standing? Taylor believes few have come close to matching him as a player. "I think the only people throughout my time who you might have said could touch him were Scott Quinnell and Alan Pask - but to me he was the greatest ever Welsh No.8 and since the 60s, the only person who I would put near him would be Brian Lochore, the great All Blacks captain from the 1960s who was also a magnificent No.8."
© ESPN Sports Media Ltd.
Graham Jenkins is the Senior Editor of ESPNscrum and you can also follow him on Twitter.
Communication error please reload the page.


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"God Is the Greatest Artist"
Some Muslims believe that Islam prohibits music. What do you say to that?
Hülya Kandemir: That is absolutely unacceptable for me. In recent years I have intensively explored the issue of music and Islam. God is the greatest artist, Allah loves beauty. Above all, Islam is a religion of the center. God does not want to make things difficult for people, on the contrary. Many Muslims tend to go to extremes and worry about things that are actually unimportant. They forget the important things about faith and only look for prohibitions. They point fingers. In my opinion that is completely un-Islamic. For me, Islam is the opposite: it is mercy, love, openness, and above all the lack of compulsions, even in faith. Islam gives people the freedom to go their way. There are many Hadiths that speak in favor of music.
Many Muslims repeatedly emphasize that a woman's voice is forbidden for men's ears. What do you say to them, as a Muslim woman singer?
Kandemir: In the days of the prophet there were women who rejoiced when the prophet visited their tribe, who sang songs for him and showed their love for him by singing. At the time singing was something completely natural, because it was part of language. Many things were expressed musically, but that has been forgotten today. At that time there were even slaves who sang professionally. The prophet's followers made sure that these women got their money, and they listened to these singers. Some of the prophet's wives were military commanders and teachers; they had a great deal of influence over the people around them. That is impossible without speech. The prophet's first wife was a successful businesswoman. Those were not women who were shut away. That is why I do not understand where these perceptions come from.
Why do Muslims see things differently today?
Kandemir: Islam has become split; there are so many different directions, and there are directions that tend to take people away from the truth. For me there are many more enemies of Islam among Muslims than outside. In my opinion, Muslims hurt one another the most. I do not want to name any groups by name, but there are many that are constantly pointing to haram (prohibition) and bid'a (bad innovation) and thus blocking access to God's mercy.
After taking a break from music, you have started writing songs and performing again. Is there a difference in the music you are doing now?
Kandemir: No. My music was always inspired by God. Strangely enough, I cannot do it any differently. I never experienced as much enjoyment playing the other songs I have composed. God has always been my inspiration, and it has always been my need to express my love for God. For me, love is the biggest theme in my songs. Another theme is the ego. My themes have a lot to do with belief and with the inner struggle we all have to fight.
Is there an Islamic art scene in Germany?
Kandemir: It is in the process of emerging. Last year the Kreativwerk was founded to represent Islamic art. It held a creative competition called "Show Me the Prophet". That was really unique and wonderful. The Kreativwerk tries its best to address Muslims, but it has a hard time. Among Muslims the consciousness for art has regressed severely. Islamic art used to be unique; Muslims produced a lot of art. But various groupings within Islam have done a terrible thing by robbing people of their consciousness for art and aesthetics and convincing them that creating art is haram.
Is that why Muslim artists need to assert themselves again?
Kandemir: Above all they need to free themselves, allow themselves to make art. As a practicing Muslim, you want to do everything right. If you have no knowledge of Islam yourself, it is easy to become misled by other people, and it takes time to gain this knowledge.
Interview: Nimet Seker
© Qantara.de 2008
Translated from the German by Isabel Cole
More about "Show me the Prophet"
"At last! An Islamic Event We Can Relate To"
Last year, a German Muslim organisation initiated the "Show me the Prophet!" competition, asking entrants to portray the Prophet in the form of poetry, prose, songs, or painting. Julia Gerlach attended the unusual awards ceremony
Between Pop and Jihad: Muslim Youths in Germany
"Young, Trendy and Deeply Religious"
In her new book, Julia Gerlach points to a new Islamic youth culture: Pop Muslims. According to Gerlach, the Islam practiced by Pop Muslims may appear modern, but it is far from liberal. Ingmar Kreisl has looked at how the author portrays this new branch of Islam
Muslim Pop in Germany
Pop and Politics of Which the Prophet Would Approve
The most varied aspects of the Islamic community were on view for all to behold at the Inssan Festival in Berlin. Even the Muslim pop star Sami Yusuf and former MTV presenter and Muslim convert Kristiane Backer were there. Ariana Mirza took a stroll around the festival grounds
Comments for this article: "God Is the Greatest Artist"
Assallamu alaikim wa rahmatu Allah wa barakatu
Dear sister , I am very proud of you and your choice to practice Islam. I read your story , I felt that I was talking , I was praying with you, many times your words made me cry and shaked my heart. I have one comment that we should not call Allah subhanahu wa taaala only with what he most glorified told us in Quran and correct Sunna . Allah the greatest artist is not what Allah most glorified told us . Allah is: badeea : the originator of heavens and earth as in Stated in Quran:
Sahih International
Originator of the heavens and the earth. When He decrees a matter, He only says to it, "Be," and it is.
We can't know Allah only through his own words (Quran )
I opologize for any mistake. I love you for Allah.
With love and respect.


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Direktion für Entwicklung und Zusammenarbeit DEZA
Die DEZA erachtet die gegenwärtig herrschenden Ungleichheiten im Bereich der Gesundheit als inakzeptable Verletzung des grundlegenden Menschenrechts auf Gesundheit. Oberstes Ziel ihrer Zusammenarbeit im Gesundheitsbereich ist deshalb die Verbesserung der Gesundheit der armen und verletzlichsten Bevölkerungsgruppen. Die DEZA unterstützt die Tätigkeit des Netzwerks Medicus Mundi Schweiz durch finanzielle Beiträge und enge inhaltliche Zusammenarbeit.
Health Action International HAI
HAI works to increase access and improve the rational use of essential medicines. HAI is working towards a world where all people, especially the poor and disadvantaged are able to exercise their human right to health, which requires equitable access to affordable quality health care and essential medicines. HAI and its global partners recognize that poverty and social injustice are the greatest barriers to health and sustainable development. Partners are working for just societies where people can participate equitably in all decision making that affects their health and well being, including the allocation of resources. HAI's strength is to enable consumers, health care providers, public interest NGOs and policy makers to collaborate based on mutual interests and common positions to advocate for policy changes and improved health for all. Partners work together to respond rapidly to priority issues by sharing information and expertise. Collaboration creates a broad base of support and ensures that the concerns of diverse communities are communicated at local, regional and international levels.
Medicus Mundi International MMI
Since 2008, Medicus Mundi Switzerland runs the secretariat of the Medicus Mundi International Network (Executive Secretary: Thomas Schwarz).
People's Health Movement PHM
"In the beginning, there were thousands of people across the world working very hard in big and little ways to promote the dream of a world where a healthy life is a reality for all. In the optimistic, joyous, compassionate 1970's it seemed that this would be possible. And was not the Alma Ata Declaration signed by 134 governments in 1978? Did not the declaration promise Health For All by 2000? When the millennium edged closer and equitable health policy was still nowhere the optimists did not give up. They knew that the Third World had been plunged into debt and health care was in danger of complete privatization. To remind the world of the commitment made in more hopeful times the optimists came together in solidarity."
Weltgesundheitsorganisation WHO
Die Weltgesundheitsorganisation hat ihren Sitz in Genf.


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Picture: Michael Bastien and Cory Bond Model Mercedes-Benz New York Fashion Week Spring/Summer 2013 - Gant By Michael Bastien - Presentation New York City, USA...
Movie censors in China have cut a key scene in hit Bond film Skyfall and altered the subtitles to remove references to torture and prostitution in the country.
The latest 007 blockbuster received a worldwide release late last year (12) but audiences in the Far East country had to wait almost three months longer than Bond fans elsewhere.
Skyfall, starring Daniel Craig as the suave superspy, finally hit cinemas there on Monday (21Jan13) - but it has suffered under the censor's knife in an apparent bid to remove disparaging references to the Chinese regime and culture.
A scene of an execution in Shanghai has been erased from the final cut, and references to torture by Chinese secret agents and the booming prostitution industry in MACau have been left in the script but altered in the subtitles.


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Why slope variance changes in growth ...
Mplus Discussion
Growth Modeling of Longitudinal Data
George Howe
posted on Wednesday, October 03, 2012 - 7:52 am
Hi folks,
(Congrats on getting 7 up and out, by the way!).
I'm modeling growth on two separate variables simultaneously. Three time points, using TSCORE for varying times of measurement. Runs fine.
I had run a separate grwoth model using only one of the variables, and I noticed that the estimated variance for the slope of that variable was quite different when it was run alone, compared to when it was run in the parallel growth model. THe parallel model allows the slopes and intercepts to correlate, but nothing is regressed on anything, so I can't figure out why the variance estimate would differ.
I did notice that the N is slightly different (421 vs 423), so I also ran a simple growth model for the first variable but included the three indicators of the second growth variable only as measured variables, allowing them to correlate with each other (this made the Ns equivalent to those in the parallel growth model). This gave the same slope variance estimate as in the simple growth model, so it doesn't look like it could be different N's causing the different variance estimates.
This does lead to substantive differences (in the parallel growth model the slope variance is over twice as large, and robustly significant, while in the single growth model it is smaller and nonsignificant.)
Any thoughts as to why this might be happening?
Bengt O. Muthen
posted on Wednesday, October 03, 2012 - 10:19 am
It sounds like it may have to do with the restrictions imposed by the parallel process model, namely that correlations between the outcomes of the two processes have to be channeled through the growth factors. You can try to relax that by for instance correlating the concurrent residuals of the outcomes of the two processes. And see if the growth factor estimates are sensitive to those residual correlations being allowed or not.
George Howe
posted on Wednesday, October 03, 2012 - 10:52 am
You're right, although the results are more complex. In the parallel growth model, if I leave the correlations among slopes and intercepts but also include correlated residuals with concurrent measures of the two variables, the slope variance decreases some but is still greater than that in the single variable growth model. However if I simply force the correlations to zero between slope and intercept across variables (but keep within-variable slope-intercept correlations free), the variance estimate is almost identical to that in the single variable growth model.
So it does seem to be due to the cross-process correlations.
However, I'm still not clear why this is the case, or what the implication is. These findings would make sense if I was somehow independently accounting for residual variance in the first variable process, allowing for a more sensitive test of the slope variance by removing error, but that's not the case with this model.
The correlated parallel process model indicates that there is systematic slope variance worth exploring, which I like, but if I hadn't included the other process this wouldn't be the case. Bottom line: am I justified in testing covariate associations with that slope, keeping the parallel process in the model but only because the slope variance remains significant, or is that tantamount to cherry-picking the model that serves my goals?
Bengt O. Muthen
posted on Wednesday, October 03, 2012 - 11:24 am
You may want to check how things look if you include a list of key time-invariant covariates. That sometimes changes the variance assessment for growth factors. Perhaps results are more similar then, comparing single- and parallel-processes.
If you have key time-varying covariates, that may also change the picture.
I assume that your parallel-process model fits the data well.
Harald Gerber
posted on Sunday, December 02, 2012 - 9:34 am
I have a variable of main interest and I want to correlate its growth factors with the growth factors of three covariates (5 measurement points in total). To do this, I have modeled three separate bivariate growth models. I would like to compare the growth factor correlations (esp. the "between processes"-correlations) of these models but what makes this difficult is the issue of correlated concurrent residuals, which is more or less prevalent in each of the three bivariate models. My strategy was to estimate the concurrent residual correlations in each bivariate model first and to fix those correlations to zero which proved to be insignificant (p > .05). In one bivariate model, for instance, there were no significant concurrent residual correlations (thus, all 5 correlations were fixed to zero) and in another bivariate model there were three significant correlations (thus, I only fixed 2 concurrent residual correlations to zero). The result is, that there are higher "between-processes"-correlations in the first model as compared to second (and I'm afraid that this is mostly due to fixed concurrent correlations between residuals in the first model). Is my approach nevertheless appropriate?
Harald Gerber
posted on Thursday, December 06, 2012 - 5:35 am
May be my question was a bit too difficult to answer if one does not have the data, sorry.
Easier: Would you estimate "all" correlations between contemperanous residuals "by default" in bivariate growth models (even if some of them are insignificant?) or would you only estimate statistically significant correlations between concurrent residuals (ps < .05). My observation is that it makes quite a big difference between both procedures (with respect to the strength and significance of growth factor correlations between the processes) although both approaches appear acceptable at a first glance.
Bengt O. Muthen
posted on Thursday, December 06, 2012 - 8:35 am
I would take an "a priori" approach and free all concurrent residual covariances - and let them stay in the model even if some are non-significant.
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Exploring Microsoft Excel 2003 Comprehensive
Pearson Prentice Hall, 2004 - Computers - 709 pages
For Introductory Computer courses in Microsoft Office 2003 or courses in Computer Concepts with a lab component for Microsoft Office 2003 applications.
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More Tennesseans sign up for health care
New numbers released today by the Obama administration show that 77,867 people in Tennessee had signed up for coverage on the federal health exchange as of March 1.
The U.S. Department of Health and Human Services has determined that 204,075 are eligible to enroll in the Health Insurance Marketplace (healthcare.gov) and that 105,003 would be eligible for financial assistance.
Nationwide, the total number of people who had selected a Marketplace plan by March 1 stood at more than 4.2 million. The numbers also showed that more younger people are signing up. Young adults ages 18 to 34 accounted for 27 percent of those who signed up during February — up from 23 percent during the first three months of enrollment.
While people 35 and older accounted for 70 percent of signups during the first three months, they accounted for 67 percent in February.
Open enrollment on healthcare.gov ends March 31. However, there are exemptions for people who experience life-changing events.
For more information about assistance with signing up for coverage, visit www.getcoveredtenn.org. Nashville public libraries and churches are among the places where volunteers are assisting people.
Reach Tom Wilemon at 615-726-5961 and on Twitter @TomWilemon.


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Subscribe To American Pie Installment American Reunion Headed To Blu-Ray In July Updates
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Despite appearing to middling reviews, all the hype surrounding the American Pie cast's fourth installment, American Reunion, seemed to ensure the flick would make plenty of money. As it turns out, that was both right and wrong. American Reunion just barely made back its budget in the States, which would certainly not have covered the film's advertising, but it managed to pull in an extra $117 million elsewhere in the world. I guess in some markets Stifler never gets old.
To be fair, I really have always enjoyed the relationship between Alyson Hannigan's Michelle and Jason Biggs' Jim. If you're like me and didn't catch the film in its original theatrical run, you won't have to wait very long to see what the couple's life has been like after having a baby. Universal Studios Home Entertainment is bringing American Reunion's event-filled weekend to Blu-Ray and DVD on July 10. True to a movie so jam-packed with random stuff, American Reunion will also feature a lengthy list of extras, mentioned in full, below.
BLU-RAY and DVD Bonus Features
I might skip this one in favor of waiting it out for a full series set. That is, as long as that full series set is precluding the ridiculous and sometimes sad American Pie Presents straight-to-DVD fodder that somehow Eugene Levy still got sucked into. American Reunion may not have been great, but it was certainly a step in the right direction for the franchise.


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If you're ambitious enough (or if you've read our handy guide), you can have sex in any car you want. Some rides make things easier than others though.
It's hard to do better than a big old Volvo 240 station wagon. For a car, it has decent enough ground clearance to get you to any remote field/outlook/forest clearing you want and there is plenty of space in the back for whatever you want to attempt. The only downside is that the carpeting is a little scratchy back there. Not that I know from experience.
Surely there's something better than a 1980s longroof. What do you think is the best car to have sex in?
Photo Credit: Volvo via Car-Cm.jp/brochure
Hat Tip to Mark!


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Golden rules to follow when applying face masks
Golden rules to follow before applying a face mask
1. Pull back hair, pin it up, tie it, just make sure they are out of the way.
2. Clean you face before applying the mask
3. Always apply with fingertips. Apply it over the forehad, cheek, nose, chip and neck.
4. Never apply the mask around the eye area. The eye area is really sensitive, so leave gaps underneath
5. Try to relax when you have put the mask on, try not to talk, and lie down. The best time to apply a mask is when you are soaking in a bathtub.
6. Leave on the mask for the recommended period of time, and not longer.
7. All masks come with instructions of application and removal of masks, try to follow them.


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Posted: September 09, 2016 12:07 AM MDT
Updated: September 09, 2019 12:08 AM MDT
2015: Elizabeth II becomes the longest reigning monarch of the United Kingdom, surpassing the reign of her great-great-grandmother, Queen Victoria. [ + - ]
2010: A natural gas pipeline explosion in San Bruno, California, creates a "wall of fire" more than 1,000 feet high and kills eight people. [ + - ]
1999: Baseball Hall of Fame pitcher Jim "Catfish" Hunter, who pitched from 1965 to 1979 for both the Kansas City/Oakland Athletics and the New York Yankees, dies of amyotrophic lateral sclerosis at age 53 in Hertford, North Carolina. An eight-time All-Star, Hunter won the 1974 Cy Young Award, pitched a perfect game in 1968 and won five World Series titles, three with the A's and two with the Yankees. He's seen here, at left, in 1979 along with Yankees manager Billy Martin and catcher Brad Gulden. [ + - ]
1999: The Sega Dreamcast game system goes on sale. By 1 p.m. all Toys R Us locations in the U.S. had sold out. [ + - ]
1997: Actor Burgess Meredith, best known for his roles as boxing trainer Mickey Goldmill in the first three "Rocky" movies and as The Penguin in the 1960s "Batman" TV series, dies from complications of Alzheimer's disease and melanoma at age 89 in Malibu, California. Some of Meredith's other memorable roles came in the movies "The Day of the Locust," "Grumpy Old Men" and "Foul Play" and in four episodes of the TV series "The Twilight Zone," including the famous "Time Enough at Last" episode (pictured). [ + - ]
1996: Bill Monroe, the singer-songwriter and musician who helped create the style of music known as bluegrass, dies at age 84 in Nashville, Tennessee. Bluegrass music takes its name from his band, the Blue Grass Boys, named for Monroe's home state of Kentucky. Pictured here is an exhibit on Monroe at the Country Music Hall of Fame and Museum, including his Gibson F-5 mandolin. [ + - ]
1993: Palestine Liberation Organization chairman Yasser Arafat recognizes Israel as a legitimate state in an official letter to its prime minister, Yitzhak Rabin. [ + - ]
1992: Robin Yount of the Milwaukee Brewers becomes the 17th major-leaguer to reach 3,000 hits. He would collect another 142 hits in his career before retiring following the 1993 season. [ + - ]
1988: Atlanta Braves pitcher Bruce Sutter joins Rollie Fingers and Rich "Goose" Gossage as the only relievers with 300 career major-league saves. The game and save were the last of his Hall of Fame career. [ + - ]
1980: Actress Michelle Williams, known for the TV show "Dawson's Creek" and her Academy Award-nominated roles in "Brokeback Mountain," "Blue Valentine" and "My Week with Marilyn," is born in Kalispell, Montana. Williams has also starred in movies like "Halloween H20," "I'm Not There," "Shutter Island" and "Oz the Great and Powerful." [ + - ]
1979: Tracy Austin, at age 16 years and 9 months, becomes the youngest player to win the U.S. Open women's tennis title. She's seen here the following year at Wimbledon. [ + - ]
1978: Film executive Jack Warner, who became the president and driving force behind the Warner Bros. Studios, dies of a heart inflammation at the age of 86 in Los Angeles, California. [ + - ]
1976: Chinese communist revolutionary and politician Mao Zedong, commonly referred to as Chairman Mao, is taken off life support and dies at age 82 in Beijing, China. He had suffered a heart attack seven days earlier, his third overall, and his lung infection had worsened. The founding father of the People's Republic of China from its establishment in 1949, he governed the country as chairman of the Communist Party of China until his death. [ + - ]
1975: Singer-songwriter and actor Michael Bublé, known for his best-selling albums of traditional pop, big band and jazz standards, is born in Burnaby, British Columbia, Canada. [ + - ]
1971: About 1,000 of the approximately 2,200 inmates at the Attica Correctional Facility in Attica, New York, riot and seize control of the prison, taking 42 staff hostage. The revolt would come to an end four days later when New York State Police and National Guardsmen storm the prison. At least 39 people were killed in the final assault, including 10 correctional officers and civilian employees. Another officer and four inmates were killed earlier during the riot. The riot was based upon prisoners' demands for political rights and better living conditions. [ + - ]
1971: John Lennon's second solo album, "Imagine," is released. The album would eventually peak at No. 1 in both the United States and the United Kingdom. [ + - ]
1971: Actor Eric Stonestreet, best known for his Emmy-winning role as Cameron Tucker on the sitcom "Modern Family," is born in Kansas City, Kansas. [ + - ]
1971: Actor Henry Thomas, best known for playing Elliott Taylor in the 1982 film "E.T. the Extra-Terrestrial," is born in San Antonio, Texas. He's also known for roles in "Cloak & Dagger," "Legends of the Fall" and "Gangs of New York." [ + - ]
1969: In Canada, the Official Languages Act comes into force, making the French language equal to the English language throughout the Federal government. [ + - ]
1969: Model and actress Rachel Hunter is born in Glenfield, Auckland, New Zealand. [ + - ]
1966: The National Traffic and Motor Vehicle Safety Act is signed into law by U.S. President Lyndon B. Johnson. The act created the National Highway Safety Bureau (now National Highway Traffic Safety Administration) and led to the national adoption of the Federal Motor Vehicle Safety Standards. [ + - ]
1966: Actor and comedian Adam Sandler, who became famous on "Saturday Night Live" and has starred in movies like "Billy Madison," "Happy Gilmore," "The Waterboy," "The Wedding Singer," "50 First Dates" and "Grown Ups," is born in Brooklyn, New York. [ + - ]
1965: A day after making landfall on Key Largo as a Category 3 hurricane, Hurricane Betsy makes a second landfall near New Orleans, this time as a Category 4 hurricane. The storm left 76 dead and caused $1.42 billion in damages, becoming the first hurricane to top $1 billion in unadjusted damages. [ + - ]
1965: Sandy Koufax of the Los Angeles Dodgers becomes the sixth pitcher of the modern era, and eighth overall, to throw a perfect game, the first by a left-hander since 1880. The 1-0 victory over the Chicago Cubs was Koufax's fourth no-hitter, setting a major-league record that was later broken by Nolan Ryan. [ + - ]
1965: The United States Department of Housing and Urban Development is established. [ + - ]
1960: Actor Hugh Grant, best known for movies such as "Four Weddings and a Funeral," "Notting Hill," "Bridget Jones's Diary," "About A Boy" and "Love Actually," is born in London, England. [ + - ]
1956: Elvis Presley appears on "The Ed Sullivan Show" for the first time, with actor Charles Laughton hosting the show as a fill-in while Sullivan recuperated from a car accident. Presley performed "Don't Be Cruel," "Love Me Tender," "Ready Teddy" and a shortened version of "Hound Dog" in two segments broadcast from Hollywood. The show was seen by approximately 60 million viewers -- a record 82.6 percent of the television audience. [ + - ]
1951: Actor and singer Tom Wopat, best known for playing Luke Duke on "The Dukes of Hazzard," is born in Lodi, Wisconsin. [ + - ]
1949: Joe Theismann, best known for his 12 seasons playing in the NFL with Washington, where he was a two-time Pro Bowler and quarterback of the winning team in Super Bowl XVII, is born in New Brunswick, New Jersey. Theismann, who played collegiately for Notre Dame, was also inducted into the College Football Hall of Fame in 2003. [ + - ]
1948: The Democratic People's Republic of Korea (North Korea) is established, with Kim Il-sung as leader. [ + - ]
1947: A moth lodges in a relay of a Harvard Mark II computer at Harvard University, marking the first actual case of a computer bug being found. While the Harvard Mark II operators did not coin the term "bug," the incident contributed to the widespread use and acceptance of the term within the computer software lexicon. [ + - ]
1942: A Japanese floatplane launched from a submarine and flown by Warrant Officer Nobuo Fujita and Petty Officer Okuda Shoji drops two incendiary bombs outside of Brookings, Oregon, in an attempt to start a forest fire. The damage done by the attack was minor, but it was the only time during World War II that mainland America suffered an air raid attack by enemy forces. The attack was also the first time the continental United States was bombed by an enemy aircraft. Fujita is seen here standing next to his plane. [ + - ]
1941: Soul singer Otis Redding is born in Dawson, Georgia. His biggest hit, 1967's "(Sittin' On) The Dock of the Bay," became the first posthumous No. 1 record on both the Billboard Hot 100 and R&B charts after his death in a plane crash on Dec. 10, 1967. "Respect" and "Try a Little Tenderness" are among his other most well-known songs. [ + - ]
1915: Albert Spalding, a pitcher, manager and executive in the early years of professional baseball, and the co-founder of A.G. Spalding sporting goods company, dies at age 65 in San Diego, California. In 1877, Spalding, then a pitcher and the manager of the Chicago White Stockings, began to use a glove to protect his catching hand, providing a boost for the gloves his newly formed company sold. The company also standardized early baseballs and developed the modern baseball bat with the bulge at its apex. Today, the company specializes in the production of balls for many sports, but is most-known for its basketballs, as the official ball provider for both the NBA and the WNBA. [ + - ]
1901: French painter Henri de Toulouse-Lautrec, among the most well-known painters of the Post-Impressionist period, dies from complications due to alcoholism and syphilis at age 36 in Château Malromé, France. [ + - ]
1899: Baseball Hall of Fame pitcher Waite Hoyt, one of the dominant pitchers of the 1920s and the winningest pitcher for the New York Yankees during that decade, is born in Brooklyn, New York. Hoyt helped the Yankees to World Series titles in 1923, 1927 and 1928 and compiled a record of 237-182 with 1,206 strikeouts in a career that also saw him play with the New York Giants, Boston Red Sox, Detroit Tigers, Philadelphia Athletics, Brooklyn Dodgers and Pittsburgh Pirates. He died of heart failure at age 84 on Aug. 25, 1984. [ + - ]
1893: U.S. first lady Frances Cleveland gives birth to daughter Esther, marking the first, and only, time a president's child was born in the White House. [ + - ]
1890: Harland Sanders, the businessman and restaurateur better known as Colonel Sanders who founded the Kentucky Fried Chicken restaurant chain, is born in Henryville, Indiana. He died of complications from pneumonia and leukemia at age 90 on Dec. 16, 1980. [ + - ]
1877: Baseball Hall of Fame first baseman and manager Frank Chance, who won two World Series with the Chicago Cubs in 1907 and 1908, is born in Salida, California. Chance also helped the Cubs to National League pennants in 1906 and 1910. He played 15 years for the Cubs and two years for the New York Yankees, also serving as manager for the last 10 years of his career. He also managed the Boston Red Sox in 1923, compiling a career managerial record of 946-648. [ + - ]
1850: California is admitted as the 31st U.S. state. [ + - ]
1828: Author Leo Nikolayevich Tolstoy, best known for "War and Peace" and "Anna Karenina," is born in Yasnaya Polyana, his family's estate in the Tula region of Russia. [ + - ]
1791: Three commissioners overseeing the construction of the capital of the United States name the city Washington, D.C., after President George Washington. [ + - ]
1776: The Continental Congress officially names its new union of sovereign states the United States. This replaced the term "United Colonies," which had been in general use. [ + - ]
The United Colonies become the United States, a Japanese airplane firebombs Oregon during World War II, Elvis Presley appears on "The Ed Sullivan Show," and Hurricane Betsy wreaks record-breaking damage along the Gulf Coast, all on this day.


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Australian Now: A statistical profile on www.abs.gov.au
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Australian Now: A statistical profile on www.abs.gov.au
The Australian Bureau of Statistics today joined the official activities of "Online Australia 1999" with the launch of a comprehensive information package about the nation on the ABS Internet site.
Australia Now - A Statistical Profile presents detailed statistics about Australia's economy and social conditions. It also serves as a directory to other ABS statistics and contains descriptive information about Australia's government, international relations, defence, geography and climate.
The package draws on many information sources within the ABS and will be updated regularly. The content will be of widespread and ongoing interest to many Australians. Its presence on the Internet is part of the dynamic and advanced community information delivery policy of the ABS.
The ABS website itself is one of the most popular government Internet sites. It presents a wide range and variety of authoritative statistical information about Australia and is an important point of access by the community to official statistics. It is supplemented by ABS bookshops in capital cities, telephone inquiry services and ABS publications and CD-ROM products held by public libraries throughout Australia.
Australia Now - A Statistical Profile is an official Special Project of Online Australia 1999 - a major Commonwealth initiative to focus national attention on the information economy.
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1 – 1 of 1 movie
How far would you go to protect your child? Keller Dover (Hugh Jackman) is facing every parent's worst nightmare. His six-year-old daughter, Anna, is missing, together with her young friend, Joy, and as minutes turn to hours, panic sets in. The only lead is a dilapidated RV that had earlier been parked on their street. Heading the investigation, Detective Loki (Jake Gyllenhaal) arrests its driver, Alex Jones (Paul Dano), but a lack of evidence forces the only suspect's release. Knowing his child's life is at stake, the frantic Dover decides he has no choice but to take matters into his own hands. The desperate father will do whatever it takes to find the girls, but in doing so, he may lose himself, begging the question: When do you cross the line between seeking justice and becoming a vigilante?
September 20, 2013 Nationwide DVD/Blu-ray


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RAYMOND WEIL Launches New iPhone Application
RAYMOND WEIL's new iPhone application was recently launched and offers a clear and user-friendly interface. This app enables to leaf simply and smoothly through the catalogue and access beautiful pictures of all the timepieces. The user can even create a Favourites List and add his/her favourite watches to it in the blink of an eye. The app also displays a Store Locator function that either displays a list of official retailers, or locates the nearest one according to your geographic position and shows its location on a map. Going to a RAYMOND WEIL authorized dealer has never been so easy! The application also contains a Brand section that provides useful and interesting information on the Company and its timepieces, as well as a News chapter that will regularly be updated.
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