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Tips for Claiming the Retirement Saver's Credit
Low- and moderate-income workers who save for retirement in 401(k)s and individual retirement accounts may be eligible for a valuable tax credit that could be worth as much as $1,000 for individuals and $2,000 for couples. Here's how to claim the saver's credit on your 2013 or 2014 tax return:
Contribute to a retirement account. The saver's credit can be claimed on up to $2,000 ($4,000 for couples) that is contributed to IRAs, 401(k) plans or similar types of workplace retirement accounts. Workers have until April 15, to make an IRA contribution that can count toward tax-year 2013. "Don't give up on your deductions and credits for 2013. You have up until your tax filing deadline to make this move," says Lisa Greene-Lewis, a certified public accountant with TurboTax and a contributor to the U.S. News My Money blog. "It's a winning situation because you are saving for your retirement, and that money is going to grow and you are also saving on your taxes."
However, contributions to workplace retirement plans generally need to be made by the end of the calendar year to qualify for the credit. "Employees who are unable to set aside money for [2013] may want to schedule their 2014 contributions soon so their employer can begin withholding them in January," according to a statement from the Internal Revenue Service.
Adhere to the income limits. The saver's credit can be claimed by individuals with incomes up to $29,500 in 2013 or $30,000 in 2014. For heads of household, the income limits are $44,250 in 2013 or $45,000 in 2014. Married couples can earn as much as $59,000 in 2013 or $60,000 in 2014 and still claim the saver's credit. These income limits are adjusted annually to keep pace with inflation.
Calculate your credit. The amount of the credit will be 50 percent, 20 percent or 10 percent of your 401(k) or IRA contributions up to $2,000 ($4,000 for couples), with the biggest credit going to savers with the lowest adjusted gross incomes. To get the 50 percent credit, savers need to have an income below $18,000 for individuals, $27,000 for heads of household and $36,000 for couples in 2014. The 20 percent credit rate applies to individuals earning between $18,001 and $19,500 ($36,001 and $39,000 for couples). And individuals with an adjusted gross income between $19,501 and $30,000 ($39,001 and $60,000 for couples) in 2014 are eligible for a 10 percent credit on their retirement savings.
Twice the tax breaks. The saver's credit can be claimed in addition to the tax deduction you get for contributing to a traditional 401(k) or IRA. The saver's credit can also be claimed on Roth IRA contributions, %VIRTUAL-article-sponsoredlinks%but in this case, you would only get the credit and not a tax deduction. For example, consider a married couple in which one spouse works and earns $30,000. If they contribute $1,000 to an IRA, their adjusted gross income will be reduced to $29,000 on their tax return. The couple may also claim a 50 percent credit, which is worth $500, for their $1,000 IRA contribution. "Most are well aware of the tax-deferred nature of saving in a 401(k) or similar plan or the opportunity to save in a Roth IRA, and the fact that there could be a full-on tax credit in the form of the saver's credit above and beyond that saving advantage is almost too good to be true," says Catherine Collinson, president of the Transamerica Center for Retirement Studies. "Whether someone contributes $20 or $50 or $200, it's important to take advantage of that benefit."
You might not get $1,000. Saver's credits worth just over $1.1 billion were claimed on nearly 6.4 million individual income tax returns in 2011. But most retirement savers received small credits, averaging $128 for individuals, $166 for heads of household and $215 for couples. The saver's credit is nonrefundable, so you won't be able to claim it if other credits have already eliminated your tax liability. "You would need to contribute $2,000 as an individual, and the couple would each need to contribute $2,000, so $4000 in total, to get $1,000 or $2,000 as a credit," says Jackie Perlman, a principal tax research analyst for The Tax Institute at H&R Block (HRB). And you would need to be below the income cutoffs to get the full 50 percent match. For most people, "You might get a few hundred dollars back on your tax return," Perlman says.
Find out if you're ineligible. You won't be able to claim the saver's credit if you are under 18 years old or were claimed as a dependent on someone else's tax return. Individuals who were enrolled as full-time students during any part of five calendar months during the year are also unable to get the credit. Rollover contributions aren't eligible for the saver's credit, and eligible contributions could be reduced if you have recently taken distributions from a retirement account.
Get the right forms. You'll need IRS Form 8880 to claim this credit, and to attach it to your 1040, 1040A or 1040N when you file your tax return. "Don't use the 1040EZ Form," Collinson cautions. "If you use tax-preparation software, be on the lookout for it so you can be sure to claim it."
Only 23 percent of people with household incomes of less than $50,000 per year, the group most likely to qualify, say they are aware of the saver's credit, according to a 2013 Transamerica Center for Retirement Studies survey. If you're close to the income cutoffs, consider calculating whether or not you could get a tax deduction and credit by putting even a small amount of cash in a retirement account.
"Do some modeling with tax-preparation software and see what your tax would look like if you fund the IRA and took the credit or if you did not," Collinson says. "For those that meet the income eligibility requirement, it's really important to take advantage of that."
More from U.S. News
- The 10 Best Places to Retire on $75 a Day
- Advice for People Retiring in 2014
- 10 Retirement Resolutions for 2014


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text:
The San Diego Chargers have wrapped up their search for a general manager and plan to make a call soon, according to club sources.
Coaching search tracker
Gregg Rosenthal provides a one-stop shop for all the latest head-coaching search news. Who are teams targeting? More ...
San Diego director of player personnel, Jimmy Raye, has long been considered the favorite, but Indianapolis Colts director of player personnel Tom Telesco is now thought to be right there with him as Chargers president Dean Spanos prepares to make his decision.
Telesco had a second interview with the Chargers in San Diego on Tuesday, according to a source apprised of his schedule. The Jets put in a request this week to interview Telesco for their open GM position, scrambling after losing candidate Atlanta Falcons director of player personnel David Caldwell to the Jacksonville Jaguars on Tuesday, and the Colts granted them permission. But with talks getting more serious with San Diego, Telesco pushed back that interview.
San Francisco 49ers director of player personnel Tom Gamble was the last candidate to interview, having met with the search committee Tuesday. Gamble's interview was originally scheduled for the weekend on the East Coast, where he was also interviewing for the New York Jets' general manager job, but it was rescheduled due to a family matter.
The Chargers also interviewed Steve Keim and Caldwell, (Keim was named GM by the Arizona Cardinals on Tuesday), as well as New York Giants college scouting director Marc Ross.
The GM will join the search committee -- composed of Dean Spanos, John Spanos, Ron Wolf and Ed McGuire -- as the Chargers seek their next head coach.
Follow Albert Breer on Twitter @AlbertBreer


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Food & Drink
Iceland wants business to 'meet in the middle'
By Daisy Carrington, for CNN • Published 21st December 2012
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3 Pictures
Despite public perception, Iceland is hot. Sure, summer temperatures rarely rise above 13 C, but the small Nordic country has become a holiday superstar.
Tourism has nearly doubled since 2000 (last year saw over 565,000 visitors), but while tourism has helped
jolt Iceland out of recession
, the country is courting a different demographic: it wants to woo business travelers.
"The tourism numbers fluctuate a lot, depending on the season, whereas corporate travel is distributed more evenly throughout the year," explains Thorsteinn Orn Gudmundsson, managing director of
Meet in Reykjavik
, the official convention bureau for the Icelandic capital. Hoping to tap into the events market, Reykjavik has set to work building its conference infrastructure.
Perhaps the most prominent display of the city's corporate courtship is the newly built Harpa, a combo concert hall and convention center that opened May 2011.
A joint effort by Icelandic-Danish artist Olafur Eliasson, Henning Larsen Architects and Batteriio Architects, Harpa is one of the most cutting-edge conference centers in the world. Its glittery, disco-like facade is meant to mimic the country's stunning glacial surrounds, while the interior evokes Iceland's lava fields.
Richard Quest gets a rare tour of Iceland from the country's president, Olafur Ragnar Grimsson.
See also: Best business hotels 2012
Richard Quest speaks with Iceland President Olafur Ragnar Grimsson, who says the country's tourism industry is booming.
The acoustics, however, are the real star. Each of Harpa's four concert halls has a large overhead reflector system and acoustics control chambers, all of which are intended to produce a superior sound.
"We may be a small country, but we've got big ideas," says Karitas Kjartansdottir, Harpa's conference director. Though the venue is in its early days, and Kjartansdottir reckons it takes up to five years to market a new conference hall, Harpa has already booked some big gigs.
"If you're a manager, and you're risk-adverse, you might be hesitant to send several hundred of your best employees overseas somewhere, especially if you're not fully sure of how evolved the infrastructure is in that place," says Gudmundsson. "People who have been here already know how state-of-the art our technology and infrastructure are, but there are some who have no idea, and they might think of Iceland as primitive, in a sense. Our focus right now is in trying to shift that perception."
See also: Iceland bouncing back on tourism boom
Another advantage that managers may not be privy to is the convenience of Iceland's location. Though it may seem like a distant land, the country is a mere three-hour flight from central Europe, and five hours from many North American destinations.
Between U.S. and Europe. Click to expand
Meet in Reykjavik has adopted the slogan "meet in the middle," a reference to both the country's handy midway coordinates, and to the historic Reykjavik Summit, where former U.S. President Ronald Reagan met with General Secretary of the Soviet Union's Communist Party Mikhail Gorbachev in 1986, to negotiate arms control.
"It will be a long time before we get another meeting as prominent as the Reykjavik Summit," says Gudmundsson. "Though one could say that it was the starting point for Iceland becoming a destination for meetings."
The national carrier, Icelandair, has also been a major factor in developing the country's connectivity with the world. Over the last few years it has developed its flight network, increasing both the number and frequency of direct routes.
Ayesha Durgahee visits Sleep 2012 where she learns how the hotel industry is trying to offer travelers better sleep.
"We have great connections from the [United] States to Iceland, and that puts us in a strong market position," notes Kjartansdottir.
CNN's Richard Quest dissects the amenity kits airlines hand out to those traveling in business or first class.
Watch video: Richard Quest's presidential tour of Iceland
But perhaps the country's greatest sell is its natural beauty. The Blue Lagoon -- the most visited sight in Iceland -- is also set up for meetings and conferences. There are board rooms and theaters that can accommodate up to 90 guests, and which overlook the lava fields, glaciers, waterfalls and the lagoon itself. Some companies even hold meetings in the midst of the steaming waters.
"The Blue Lagoon brings more energy to business groups, and makes corporate events more fun and productive," notes Magnea Guomundsdottir, the director of public relations for Blue Lagoon Iceland. Gudmundsson attended one such meeting while a management consultant at McKinsey & Company.
"There were 30 of us standing in the blue water, watching the snow come from the sky while discussing the values of the company," said Gudmundsson. "It literally blew the socks off everybody there.
"Six weeks earlier, we'd had an event in New York. It was very nice, and memorable, but nothing close to how distinctive the Blue Lagoon was."
As if the setting wasn't unique enough, Blue Lagoon has also arranged DJs, circuses and modern dance performers for corporate events.
"It's in keeping with the spirit of the setting," notes Guomundsdottir.
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text:
Queen rocker Brian May has been honoured for his commitment to animal rights by bosses at People for the Ethical Treatment of Animals (Peta).
The guitarist has been named the organisation's U.K. Person of the Year in recognition of his efforts to save British badgers from a planned cull in the countryside.
May spent months spearheading the campaign and collected 160,000 signatures for his petition before winning the fight in October (12).
Commending May's passion for defending wildlife, Peta spokesperson Mimi Bekhechi says, "In his fight to save Britain's badgers, Brian May never backed down: he spread his message of compassion for animals through everything he said, wrote and even wore until the world sat up and paid attention. His tenacity and boldness are an inspiration to kind people everywhere."
Shot in 1986 and only just now remastered for release in the West, this documentary...


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One of the world's richest men is alleging that he is being shaken down and he wants it to stop.
Facebook is looking to end a lawsuit brought by a New York man who says Mark Zuckerberg signed an agreement to give him half of the company.
Paul Ceglia says Zuckerberg agreed to the deal in 2003 but Facebook's lawyers say they have prove that the deal was faked two years ago and the lawsuit is nothing more than a "shakedown."
"Since Day One, this case has been about pressuring us into writing a check and from Day One, we've said that's not going to happen," Orin Snyder, a lawyer for Facebook, said during a federal court hearing Tuesday.
Facebook filed a motion to dismiss the suit but the presiding judge said the company should give Ceglia's lawyers more time to question its experts.


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Correct me if I'm wrong, but isn't this the kind of shit the mafia did (does)? Read this article. So, a few guys buy a bar (pizza place, diner, bowling alley, whatever) and decide to spend most of their time there working. Except they don't like working, they like drinking (or eating or bowling or whatever) and since it's their bar, they drink for free. Then they decide they should make more money so they give themselves raises. What happens next? They can't afford to keep the bar going what with their inflated salaries and constant skimming off the top, so they go bankrupt. But not before drinking every last bottle behind the bar and spending every last dime in the register. Sound familiar? Damn similar to a scene out of Goodfellas. But also what apparently is now legal on Wall Street and has effectively ruined not just our economy but also contributed to the downfall of the economies of every major industrial player on earth. When the f*ck did this kind of behavior become okay? Maybe my Italian ancestors were just vastly ahead of their time.
Does anyone else find it offensive that they couldn't get an actual American Indian to play Tonto, an American Indian, in the upcoming film The Lone Ranger? Johnny Depp has been cast as Tonto and even though he claims to have American Indian blood in his veins (it is totally possible), he's clearly predominantly Caucasian. How is this any different than getting a white guy in black face to portray an African-American?
If you're not watching season 3 of The Walking Dead, you are MISSING OUT. I'm actually kind of glad Merle is back, even though he's a maniacal tool, and I'm so happy Rick's balls have finally dropped. Even better, Lori has died, leaving us with the achingly adorable image of Daryl holding a swaddled infant. I don't think it's possible for me to love Daryl any more. And, apparently, I'm not the only one.
And, finally, tomorrow is the ultimate foodie's holiday, so I'll leave you with this link from our favorite Cleveland cook.


text:
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* MSRP is the Manufacturer's Suggested Retail Price (MSRP) of the vehicle. It does not include any taxes, fees or other charges. Pricing and availability may vary based on a variety of factors, including options, dealer, specials, fees, and financing qualifications. Consult your dealer for actual price and complete details. Vehicles shown may have optional equipment at additional cost.
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Politics & Government
Critics say Obamacare may tempt subsidy applicants to lie about benefits
The Obama administration is trying to quiet growing concern that people will lie about their incomes and other personal information in order to land larger health insurance-premium tax credits, the cash assistance that will help millions pay for coverage next year.
Once health plan enrollment begins on new state insurance exchanges in October, an estimated 7 million people are expected to purchase individual and small-group coverage by the end of March.
The tax credits aim to help low- and moderate-income people pay for big chunks of their premiums. The credits target people with household incomes between 100 percent and 400 percent of the federal poverty level who can't get affordable health insurance from their employers.
Forty-six percent of uninsured adults and 40 percent of those with individual coverage will be eligible for the federal subsidies, according to the consulting firm Avalere Health. The lower an applicant's income, the greater the potential tax credit.
Even though the money will go to insurers and not individuals, congressional Republicans and conservative critics say the application process leaves plenty of wiggle room and incentives for people who want to game the system.
That's because applicants initially will self-report information about their incomes, citizenship and the quality and cost of any workplace coverage, all of which helps determine their eligibility for the tax credits.
Employers were supposed to provide information about workers' health coverage to the Internal Revenue Service, but that requirement was delayed for a year when the Obama administration postponed enforcement of the "employer mandate" on July 2.
Verifying those facts now requires the government to contact employers and ask for the information, which they may or may not provide. That leaves no quick way to determine whether tax credit applicants have access to affordable workplace coverage.
"People are only human. Sometimes they'll fudge in their favor," said Rep. Michael Burgess of Texas, a tea party Republican and staunch Obamacare critic. "I don't know if that's going to be a problem or not, it's just one other wrinkle that someone at some agency needs to be thinking about."
Obamacare supporters say self-reporting is the norm for many government functions, such as income tax returns. And Obama administration officials say the likelihood of health care tax-credit fraud is limited.
"The individual can try to penetrate the system and gain money, but they're not going to get money. The money is going to be sent to the insurer," acting IRS Commissioner Daniel Werfel said in recent congressional testimony. "They're going to get health care, and they might get more affordable health care than they're otherwise eligible for."
Fraud concerns also have been raised about verifying applicants' incomes, citizenship, household sizes and other information that may not be available through other government data sources.
Generally, people below the poverty level aren't eligible for the tax credits. At what point those poorest Americans qualify for Medicaid varies widely from state to state.
However, tax credits can go to legal immigrants with incomes below the poverty line if their immigration status makes them ineligible for Medicaid.
In the first year of operation, federally run exchanges will use a scientific sampling process to weed out applications that understate household income. Income declarations also will be checked against credit reporting bureau data and IRS records.
Suspected cheaters might be asked to submit additional information. Eligibility support workers then would try to confirm that information and might withdraw coverage if it can't be validated, said Marilyn Tavenner, the administrator of the Centers for Medicare & Medicaid Services.
"As soon as we find out that there is a problem, if they're not eligible for tax credits, they would be removed immediately," Tavenner told the House Committee on Energy & Commerce last week.
But that verification process might take up to three months. While reviews are pending, ineligible applicants could receive coverage in qualified health plans and their tax credits already will have been sent to their insurance companies and applied to their premiums. Depending on an applicant's income and family size, the tax credit could exceed $10,000.
The potential for fraud could be heightened by enrollment workers who get paid by the number of people they enroll through the exchanges, Burgess said.
He said that scenario was most likely in the 21 states that wouldn't implement the Affordable Care Act's "Medicaid expansion," which would extend program coverage to people who earn up to 138 percent of the federal poverty level.
"If I'm in an income group that would perhaps qualify for Medicaid expansion, but my state isn't doing it and someone's getting paid $56 per person for everyone they sign up in the exchange, there's an incentive there to say, 'You know what? If you could say you're going to mow a few extra lawns and get your income up to this level, you actually qualify for a subsidy in the exchange,' " Burgess said.
But deterrents exist. People who apply for coverage on the exchanges may face perjury charges for submitting false information. Negligence violations carry a $25,000 fine. Willful violations come with a $250,000 penalty. And ineligible people who get tax credits will have to pay them back when they file their taxes the following year.
Only people with incomes above 400 percent of the federal poverty level will have to pay back the entire amount of a wrongful tax credit issued on their behalf. Those with incomes below that must repay only a portion of the subsidy.
"As long as they will qualify for some subsidy, dishonest individuals have incentive to fudge their income," Chris Jacobs wrote in a recent blog post. He's a senior health policy analyst at the Heritage Foundation, a conservative research center.
Timothy Jost, a law professor at Washington and Lee University who's an Obamacare supporter, said the potential for tax credit fraud was no different from the fraud risk in income tax returns. Both, he said, rely heavily on most people filling out the forms honestly.
Jost said that when lawmakers had the opportunity to cut the fraud risk for businesses in the Affordable Care Act, they balked. A provision of the original 2010 health care act would have required businesses, tax-exempt organizations and government entities to file an IRS form for every vendor that they purchased more than $600 in goods from in a year.
About 40 million businesses would have been subject to the measure, which was expected to generate $22 billion over 10 years to help offset the cost of the health care bill.
But critics said it placed too large a burden on small businesses. Lawmakers from both parties voted to kill the measure and President Barack Obama went along, signing its repeal.
"Basically what they were saying is that 'We're perfectly happy to leave businesses on the honor system even though we're losing $22 billion a year and not all of them are honorable,' " Jost said. "But now all of a sudden low-income people are going to be on the honor system and it's a big problem? What's going on here that businesses are trustworthy, when we know that all of them aren't, but poor people aren't trustworthy?"


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Gay illegal immigrant denied protection in U.S.
DENVER (AP) -- A federal appeals court in Denver has refused to block extradition of a gay illegal immigrant who sought protection in the U.S. claiming Mexican authorities persecute gay people.
The 10th Circuit Court of Appeals said in its decision Wednesday that there is evidence that Mexico supports gay rights, citing developments including Mexico City's legalization of gay marriage.
Efren Neri-Garcia has said he was mistreated in Mexico because he is gay and was attacked by authorities while imprisoned in Guadalajara in the 1990s. A witness told Colorado authorities gay men in Guadalajara are still being attacked and need protection.
The court of appeals disagreed.
"The Department of Homeland Security established, by a preponderance of the evidence, a fundamental change in circumstances in Mexico such that Neri-Garcia's life or freedom would not now be threatened as a result of his sexual orientation," the court ruled.
The ruling means Neri-Garcia still faces deportation.
Roberta Sklar, spokeswoman for the International Gay and Lesbian Human Rights Commission in New York, said Thursday there is no proof discrimination has abated in Mexico.
"Marriage equality in one city doesn't mean there is equality for everyone throughout the country and hate violence and discrimination still happen," she said.
The case was referred to an immigration judge last year after an asylum officer determined Neri-Garcia had a reasonable fear of persecution or torture in Mexico.
The immigration judge said Neri-Garcia proved he had been persecuted in the past in Mexico because of his sexual orientation, but he ruled that those conditions no longer exist.


text:
The Brief Penguin Handbook with Exercises / Edition 4 available in Other Format
- 9780205030057
- Pub. Date:
- 01/13/2011
- Publisher:
- Longman
The Brief Penguin Handbook with Exercises / Edition 4
Other Format
This item is available online through Marketplace sellers.
Now updated with expanded documentation, research, and academic writing coverage, The Brief Penguin Handbook with Exercises continues to revolutionize the way handbooks present information. The design and approach of The Brief Penguin Handbook with Exercises started with ideas and suggestions from real students, and thus it is uniquely successful when it comes to giving students the information they need in a format they will actually use. With unique visual guides and models for writing, research, and documentation, distinctive coverage of writing for different purposes, and Lester Faigley's clear, accessible explanations, The Brief Penguin Handbook with Exercises has established itself as the best-selling handbook to enter the market in eighteen years. The Fourth Edition of this extraordinary handbook continues to lead the market with completely reorganized documentation chapters; new "maps" at the opening of the research and documentation chapters, to help students navigate the research process, as well as navigate and find answers in the handbook itself; and selected new "Student Writer" sections to demonstrate the messy, thoughtful processes that students go through when using and citing sources.
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|New Edition
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|6.00(w) x 8.50(h) x 1.10(d)
About the Author
Lester Faigley holds the Robert Adger Law and Thos. H. Law Professorship in Humanities at the University of Texas at Austin. He was the founding director of the Division (now Department) of Rhetoric and Writing at Texas in 1993, and he served as the 1996 Chair of the Conference on College Composition and Communication. Faigley has published over twenty books and editions, including Fragments of Rationality (Pittsburgh, 1992), which received the MLA Mina P. Shaughnessy Prize.
Table of Contents
PART 1 Planning, Drafting, and Revising
1 Think as a Writer
a Think About What College Readers Expect
b Think About How to Persuade Others
c Think About Your Audience
d Think About Your Credibility
e Think About Your Purpose
2 Plan and Draft
a Establish Your Goals
b Explore Your Topic
c Write a Working Thesis
d Plan a Strategy
e Compose a Draft
f Write as a Member of a Team
3 Compose Paragraphs
a Focus Your Paragraphs
b Organize Your Paragraphs
c Make Your Paragraphs Coherent
d Consider Paragraph Length
e Write Effective Beginning and Ending Paragraphs
4 Rewrite, Edit, and Proofread
a Switch from Writer to Reader
b Learn Strategies for Rewriting
c Respond to Other Writers' Drafts
d Edit for Particular Goals
e Proofread Carefully
f Learn to Edit the Writing of Others
PART 2 Analyzing, Reflecting, Informing, Arguing
5 Read and View with a Critical Eye
a Become a Critical Reader
b Read Actively
c Write Summaries
d Recognize Verbal Fallacies
e Become a Critical Viewer
f Recognize Visual Fallacies
6 Write an Analysis
a Understand the Goal of a Rhetorical Analysis
b Analyze the Context and the Text
c Organize and Write a Rhetorical Analysis
d Sample Rhetorical Analysis
e Analyze Images and Other Visual Texts
7 Write a Reflection
a Find a Reflective Topic
b Identify a Focus
c Organize and Write a Reflection
d Sample Reflective Essay
8 Write an Informative Essay
a Find an Informative Topic
b Narrow Your Topic and Write a Thesis
c Organize and Write an Informative Essay
d Sample Informative Essay
9 Write a Position Argument
a Position Arguments and Proposal Arguments
b Find an Arguable Topic and Make a Claim
c Organize and Write a Position Argument
d Sample Position Argument
10 Write a Proposal Argument
a Find an Arguable Topic and Make a Proposal
b Organize and Write a Proposal Argument
c Sample Proposal Argument
PART 3 Writing in the Disciplines
11 Learn to Write in Academic Disciplines
a Become an Academic Writer
b What Counts as Evidence in the Disciplines?
12 Write in Specific Genres
a Write an Essay Examination
b Write an Observation
c Write a Case Study
d Write a Lab Report in the Sciences
e Write a Letter of Application
f Write a Résumé
g Write a Business Memo
13 Write About Literature
a Become a Critical Reader of Literature
b Develop an Interpretation
c Write a Literary Analysis
d Sample Literary Analysis
PART 4 Designing and Presenting
14 Communicate in Multimedia
a Multimedia Composing
b Think About Verbal and Visual Relationships
c Design Documents
d Choose Type
e Create Tables, Charts, and Graphs
15 Design Presentations
a Plan a Presentation
b Design Visuals for a Presentation
c Deliver an Effective Presentation
PART 5 Planning Research and Finding Sources
Research Map
16 Plan Your Research
a Analyze the Research Task
b Set a Schedule
c Find and Narrow a Topic
d Determine What Kind of Research You Need
e Draft a Working Thesis
f Create a Working Bibliography
g Create an Annotated Bibliography
17 Find Sources
a Develop Strategies for Finding Sources
b Find Sources in Databases
c Find Sources on the Web
d Find Multimedia Sources
e Find Print Sources
f Keep Track of Sources
18 Evaluate Sources
a Determine the Relevance of Sources
b Determine the Quality of Sources
c Evaluate Database and Print Sources
d Evaluate Web Sources
19 Plan Field Research
a Know What You Can Obtain from Field Research
b Conduct Interviews
c Administer Surveys
d Make Observations
PART 6 Incorporating and Documenting Sources
Using Sources Map
20 Understand and Avoid Plagiarism
a Understand the Purposes of Sources
b What is Plagiarism?
c Avoid Plagiarism When Taking Notes
d Avoid Plagiarism When Quoting Sources
e Avoid Plagiarism When Summarizing and Paraphrasing
21 Use Sources Effectively
a Use Sources to Provide Evidence
b Use Sources as Points of Departure
c Decide When to Quote and When to Paraphrase
d Integrate Quotations
e Integrate Summaries and Paraphrases
f Integrate Visuals
22 Write and Revise the Research Project
a Revisit Your Research
b Plan Your Organization
c Write a Draft
d Review and Revise
MLA Documentation Map
23 MLA Documentation
a Writer at Work: Citing Sources in a MLA-Style Project
b Writer at Work: Creating the List of Work Cited
c In-Text Citations in MLA Style
d Illustrated Samples and Index of Works Cited in MLA Style
e Journals, Magazines, Newspapers, and Other Print Sources
f Books
g Library Database Sources
h Web Sources and Other Online Sources
i Visual Sources
j Multimedia Sources
k Informational Notes
l Sample Research Paper with MLA Documentation
APA Documentation Map
24 APA Documentation
a In-text Citations in APA Style
b Illustrated Samples and Index of References in APA Style
c Periodical Sources
d Books and Nonperiodical Sources
e Online Sources
f Visual, Computer, and Multimedia Sources
g Sample Paper with APA Documentation
25 CMS Documentation
a In-text Citations in CMS Style
b Documentation in CMS Style
c Books and Nonperiodical Sources
d Periodical Sources
e Online Sources
f Multimedia Sources
g Sample Pages with CMS Documentation
26 CSE Documentation
a In-text Citations in CSE Style
b References in CSE Style
c Books and Nonperiodical Sources
d Periodical Sources
e Online Sources
f Sample Pages with CSE Documentation
PART 7 Effective Style and Language
27 Write with Power
a Pay Attention to Verbs
b Stay Active
c Find Agents
d Vary Your Sentences
e Give Your Writing Personality
28 Write Concisely
a Eliminate Unnecessary Words
b Reduce Wordy Phrases
c Simplify Tangled Sentences
29 Write with Emphasis
a Manage Emphasis in Sentences
b Forge Links Across Sentences
c Use Parallel Structure with Parallel Ideas
d Use Parallel Structure with Lists
e Use Parallel Structure in Paragraphs
30 Find the Right Words
a Be Aware of Levels of Formality
b Be Aware of Denotation and Connotation
c Use Specific Language
d Use Effective Figurative Language
31 Write to Be Inclusive
a Be Aware of Stereotypes
b Be Inclusive About Gender
c Be Inclusive About Race and Ethnicity
d Be Inclusive About Other Differences
e Recognize International Varieties of English
PART 8 Understanding Grammar
32 Grammar Basics
a Sentence Basics
b Word Classes
c Clauses
d Phrases
e Sentence Types
33 Fragments, Run-ons, and Comma Splices
a Fragments
b Run-on Sentences
c Comma Splices
34 Subject-Verb Agreement
a Agreement in the Present Tense
b Singular and Plural Subjects
c Indefinite Pronouns as Subjects
d Collective Nouns as Subjects
e Inverted Word Order
f Amounts, Numbers, and Pairs
35 Verbs
a Basic Verb Forms
b Irregular Verbs
c Transitive and Intransitive Verbs
d Shifts in Tense
e Shifts in Mood
36 Pronouns
a Pronoun Case
b Pronoun Agreement
c Problems with Pronouns and Gender
d Vague Reference
37 Modifiers
a Choose the Correct Modifier
b Place Adjectives Carefully
c Place Adverbs Carefully
d Revise Disruptive Modifiers
e Revise Dangling Modifiers
PART 9 Understanding Punctuation and Mechanics
38 Commas
a Commas with Introductory Elements
b Commas with Compound Clauses
c Commas with Nonrestrictive Modifiers
d Commas with Items in a Series
e Commas with Coordinate Adjectives
f Commas with Quotations
g Commas with Dates, Numbers, Titles, and Addresses
h Commas to Avoid Confusion
i Unnecessary Commas
39 Semicolons and Colons
a Semicolons with Closely Related Main Clauses
b Semicolons Together with Commas
c Colons in Sentences
d Colons with Lists
40 Hyphens
a Hyphens with Compound Modifiers
b Hyphens with Compound Nouns
c Hyphens that Divide Words at the Ends of Lines
d Hyphens for Clarity
41 Dashes and Parentheses
a Dashes and Parentheses vs. Commas
b Dashes and Parentheses to Set Off Information
c Other Punctuation with Parentheses
d Other Punctuation with Dashes
42 Apostrophes
a Possessives
b Contractions and Omitted Letters
c Plurals of Letters, Symbols, and Words Referred to as Words
43 Quotation Marks
a Direct Quotations
b Titles of Short Works
c Other Uses of Quotation Marks
d Misuses of Quotation Marks
e Other Punctuation with Quotation Marks
44 Other Punctuation Marks
a Periods
b Question Marks
c Exclamation Points
d Brackets
e Ellipses
f Slashes
45 Write with Accurate Spelling
a Know the Limitations of Spelling Checkers
b Distinguish Homonyms
46 Capitalization and Italics
a Capital Letters
b Italics
47 Abbreviations, Acronyms, and Numbers
a Abbreviations
b Acronyms
c Numbers
PART 10 If English Is Not Your First Language
48 Write in a Second Language
a Understand the Demands of Writing in a Second Language
b Use Your Native Language as a Resource
c Use Dictionaries
d Understand English Idioms
49 Nouns, Articles, and Prepositions
a Kinds of Nouns
b Count and Noncount Nouns
c Singular and Plural Forms
d Articles
e Prepositions
50 Verbs
a Types of Verbs
b Be Verbs
c Modal Auxiliary Verbs
d Verbs and Infinitives
e Verbs and -ing Verbals
f Conditional Sentences
g Participial Adjectives
h Phrasal Verbs
51 English Sentence Structure
a Subjects
b English Word Order
c Placement of Modifiers
d Adjectives with Prepositions
Glossary of Grammatical Terms and Usage
Customer Reviews
Average Review


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The Aston Martin company has revealed their new 2011 Aston Martin sport car DB9 with new styling and some engineering and equipment upgrades. 28 June 2010, Gaydon, Warwickshire: In the most significant programme of upgrades since its world debut in 2003, Aston Martin's sport car DB9 range has received a complete package of styling, engineering and equipment enhancements. "Improving upon what many consider to be one of the most beautiful sports cars in the world is a delicate exercise," says Aston Martin.
The Aston Martin designers gave new 2011 sport car DB9 subtle enhancements in appearance including a new front bumper, new grille, a reshaped lower intake that now features a hexagonal mesh, new headlight bezels, re-styled sills, silver brake calipers, 20-spoke diamond turned alloy wheels and clear rear light lenses.
Performance comes courtesy of Aston Martin's sport car celebrated 6.0-litre V12 engine, which develops an unchanged 470bhp and 442lb ft of torque. Mated to a choice of six-speed 'Touchtronic' paddle-shift automatic or six-speed H-pattern manual transmissions, the DB9 offers an intoxicating blend of effortless pace and sporting character. A top speed of 190mph and the ability to hit 60mph in just 4.6sec seal its credentials as the definitive 2+2 Grand Tourer.
Ian Minards, Aston Martin's Product Development Director said, "The DB9 was the first sport car built at Gaydon adopting the VH architecture. It has evolved every year since, with significant changes including a power upgrade and successive reductions in CO2 emissions. The latest package of improvements goes further than ever, highlighting the DB9's qualities as a true sporting GT and underlining its role as the backbone car of our range."
The Aston Martin DB9 sport car is available as either Coupe or Volante (convertible) with rear mid-mounted six-speed manual gearbox as standard or optional 'Touchtronic 2' six-speed automatic transmission. Production of the revised DB9 is already underway, with deliveries commencing in July. Prices start from £122,445 for the DB9 Coupe and £131,445 for the DB9 Volante.


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Thursday 24 October 2019 (other days)
Thursday of week 29 in Ordinary Time
or Saint Antony Mary Claret, Bishop
or Saint Antony Mary Claret, Bishop
|Stanbrook Abbey Hymnal
|Psalm 29 (30)
Thanksgiving for rescue from death
|Psalm 31 (32)
The joy of the forgiven
|Apocalypse 11
|The Judgement
|Short Reading
|1 Peter 1:6-9 ©
|Short Responsory
|My soul rejoices in the Lord
|Prayers and intercessions
The psalms and canticles here are our own translation. The Grail translation of the psalms, which is used liturgically in most of the English-speaking world, cannot be displayed on the Web for copyright reasons. The Universalis apps and programs do contain the Grail translation of the psalms.
You can also view this page in Latin and English.
Copyright © 1996-2019 Universalis Publishing Limited: see www.universalis.com. Scripture readings from the Jerusalem Bible are published and copyright © 1966, 1967 and 1968 by Darton, Longman & Todd, Ltd and Doubleday, a division of Random House, Inc, and used by permission of the publishers.
|This web site © Copyright 1996-2019 Universalis Publishing Ltd · Contact us · Cookies/privacy


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Wednesday, May 30, 2012
Swing into Spring - It's a Party #67
21 comments:
- At The Picket Fence said...
Wowee!! I don't think I've ever been this early to your party Judy! :-) Loved all of those features and so appreciate you hosting us~
- May 29, 2012 at 8:03 PM
- marty (A Stroll Thru Life) said...
Really great features. I love that bed crown and the rug is super too. Thanks for hosting. Hugs, Marty
- May 29, 2012 at 8:08 PM
- Gail said...
Great features this week Judy! I love Kathy's bedroom. Thanks for hosting and hope you have a wonderful week, Gail
- May 29, 2012 at 8:09 PM
- Little Bit said...
Yay Judy! Thank you so much for featuring my DIY rug to fit! and thank you for hosting every week too. Little Bit
- May 29, 2012 at 8:12 PM
- Confessions of a Plate Addict said...
Hi Judy! Thanks for featuring my tea towel! And thanks so much for hosting! Have a great week!...hugs...Debbie
- May 29, 2012 at 8:39 PM
- NanaDiana said...
Off to visit a couple of new blogs. Great inspirations here, Judy- xo Diana
- May 29, 2012 at 8:47 PM
- Margo said...
Thank you so much for featuring my smoothie!
- May 29, 2012 at 9:14 PM
- ~Tablescapes By Diane~ said...
Hi lovely lady.
This weeks features are Beautiful. Thanks so much for hosting your linky party tonight. I hope you have a wonderful week with your family.
XXOO Diane
- May 29, 2012 at 9:42 PM
- Anne said...
Love, love, love that crowned bed! so beautiful. Great features!
Have a fabulous week!
- May 29, 2012 at 9:58 PM
- Kathy @ Creative Home Expressions said...
Thanks for the feature, Judy! : ) Thanks for hosting, too.
- May 29, 2012 at 10:31 PM
- Liz - Imageremix said...
Judy, you've tempted us with great features. I'm sure there are a lot of winning ideas in the new batch as well.Thanks for hosting.
- May 29, 2012 at 10:49 PM
- Sherry said...
Some really darling features, Judy! Thanks for being such a great hostess! Enjoy your week.
- May 29, 2012 at 11:02 PM
- Scattered Thoughts of a Crafty Mom said...
Hi Judy, thank you for featuring my Barbecue Pizza! I hope you have a great rest of the week!
- May 29, 2012 at 11:15 PM
- Sham said...
Amazing fantastic you are doing great job I like these all pictures nice trends. I like this blog and thanks for sharing this one. Great work.
baby furniture fort worth
office furniture fort worth
leather furniture fort worth
- May 30, 2012 at 3:58 AM
- Laura @ cookiecrumbsandsawdust.blogspot said...
Hi Judy,
Can't wait to hop around.
Thanks for hosting!
I appreciate it,
- May 30, 2012 at 6:55 AM
- Kelly Rowe said...
Thanks so much for hosting :)
- May 30, 2012 at 8:07 AM
- Andrea @ Decorating Cents said...
Thanks for featuring my paint chip art.
- May 30, 2012 at 9:24 AM
- Joy@aVintageGreen said...
Great features this week Judy. Thanks for hosting.
- May 30, 2012 at 12:21 PM
- Shirley@Housepitality Designs said...
Great features from last week....I truly enjoyed the all!
Have a great week and thanks for hosting!
- May 30, 2012 at 12:35 PM
- Deidre said...
Very Inspirational features! Thank you so much for hosting this party:) Deidre~ http://simplysimplisticated4.blogspot.com
- May 30, 2012 at 2:32 PM
- Calypso In The Country said...
Thanks for hosting today!
- May 30, 2012 at 4:20 PM


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Tag: alternatives
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Dylan Stableford writes occasionally about tennis for Deadspin. It's called "Droppin' Deuce With Dylan Stableford." Last night's heavyweight card at the U.S. Open—the best of this year's tourney by far—didn't disappoint. In a battle of big ball smackers with, as we've pointed out numerous times,incredibly hot girlfriends, Serbian impressionist Novak Djokovic outlasted Andy Roddick in front of his relatively reserved home crowd—Brooklyn Decker, new coach Patrick McEnroe, old coach Jimmy Connors, Regis Philbin (who spent crucial points in the third set reading a fucking book)— 6-2, 6-3, 3-6, 7-6, with a combination of hard angles and defensive lobs-turned-winners driven by, apparently, rage over some offhanded comments Roddick had made about Djovokic faking injuries.Via Djokovic's post-match, on-court interview with Michael Barkann: "You know, Andy was saying I have 16 injuries in the last match …Obviously, I don't—right? … That's not nice, anyhow, to say in front of the crowd that I have 16 injuries and that I'm faking it." Djokovic, who dazzled the Flushing faithful last year with his hysterical impressions of fellow players on the tour (he does a pretty good Roddick; YouTube that shit if you haven't seen it before was immediately pummeled with boos. (So much for the goodwill, Screech!) He later tried to apologize: "I made maybe a mistake by saying that in front of 20,000 people in his city and his favorite tournament." No matter. Heading his Saturday semifinal showdown with Roger Federer, the Swiss string-master might as well've been born and raised in Queens, 'cuz Djokovic will be about as loved as John Rocker on a 7 train. In the other Saturday semi, weather permitting, Rafael Nadal will face Andy "Five-Set Prone" Murray, setting up Nike/Don King/CBS dream showdown: Rafa-Roger III. As the Mannings say, it'll be on like Donkey Kong. On the women's side of the draw, Jelena Jankovic slapped Elena Dementieva (Rick Chandler's favorite) in straight sets, and will face the winner of tonight's match between Dinara Safina and Serena Williams. (The mere sight of her across the net has to be intimidating to other chicks on the WTA Tour. The only difference between Williams and Brandon Jacobs at this point is a helmet.) Bonus for reading this far: In the girls' draw, 16-year-old Coco Vandeweghe—niece of Kiki—won her quarterfinal match to reach the semis. This is apropos of nothing. I just like saying "Coco Vandeweghe."
U.S. Open Update: Scratching Your Djokovic


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Research and Creative Endeavor
Research takes many forms in the arts, from painting, designing web pages and researching art history and aesthetics to music and theatre performance, musicological research and theatrical set design. Just as VPA faculty is actively engaged in their specialty area of research/creative endeavor, ongoing activity in undergraduate research/creative endeavor is very important for our students. Purdue University Fort Wayne is committed to enriching the undergraduate experience by providing opportunities for students to experience first-hand the process of scholarly exploration and discovery.
Talk to your advisor or department chair about how you can develop your area of research/creative endeavor in collaboration with faculty beyond your classroom experience. You may present your own art exhibition at a local gallery or shop, perform for the residents of a senior center, produce light or set design for a regional school production or enter a competition.
Sharing your research/creative endeavor with the community will provide valuable professional experience for you, add to your list of accomplishments on your resume, and enrich the quality of life in our region while bringing recognition to Purdue Fort Wayne as the Center for Arts Education in Northeastern Indiana.
To support these efforts and those of the faculty mentors involved, the university offers the following grant programs to students engaged in research and creative activities:
Undergraduate Summer Research Support Program
This program provides $1,000 in summer wages to support student research.
Undergraduate Research Supplies and Expenses Mini-Grant Program
Successful applicants will receive up to $250 to defray the costs of their summer research efforts. Acceptable expenses include travel to research sites, equipment, and expendable supplies.
Undergraduate Conference Travel Program
Successful applicants will receive $250 to defray costs associated with presenting a paper at a professional conference within the United States.
Annual Undergraduate Research and Creative Endeavor Symposium
Provides Purdue Fort Wayne University and other area students an opportunity to formally present research results to audiences of faculty and student peers.
IPFW Research Communities Program .pdf
Communities of student scholars centered on the research interests of Purdue Fort Wayne students and faculty.


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Karomfa necesitaba un nuevo diseño de logotipo y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 107 diseños de 37 diseñadores freelance.
Body by Karoliina
I am launching an upscale and exclusive personal training company in New York City. My personal training will be targeted towards very wealthy professionals making over $200,000 and who are looking for a personal trainer to personally coach them 1 on 1 to get them back in shape or to a better level of fitness. My training of people includes running, yoga, stretching, pilates and weight training and I often train alongside my clients when they need a boost.
Very wealthy men and women (mostly women) that are looking for guidance from a very healthy individual that is in excellent shape herself and will push them to achieve their goals. These customers are very successful in their professional lives (or are married to very successful professionals). Having a personal trainer is considered a status symbol in New York and is a sign of wealth. The people I will be training will be paying $100+/hour for my one hour session. They are looking to spend money on a serious training experience with someone that understands their specific needs.
I am looking for a logo that captures the essence of my style of personal training. It must be exclusive, it must illustrate that I am supportive of my clients and with them side by side as they struggle and progress to achieve their goals, it must be feminine. Personal training is not only my career but a way of life for me and I eat a very healthy and clean diet and I train at the gym or run daily. The brand /logo should also illustrate this commitment to health in my own life.
Descubre cómo funciona un concurso de diseño u obtén más información sobre nuestros servicios de diseño de logo.


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Mali (and Beyond) Live Coverage: France Prepares Ground Operations While Insurgents Seize 41 Foreigners in Algeria
2126 GMT: Algeria. Algerian State Television has confirmed that at least four foreigners have been killed into today's attempted hostage rescue:
Two of the victims were Britons and the other two Filipinos, the report said after the end of the operation was announced late on Thursday.
Communication Minister Mohamed Said said earlier that troops had been forced to act after talks with the kidnappers failed.
He said many fighters had been killed in the operation at the In Amenas gas field.
Sources for Reuters report that the death toll may be much higher:
Quoting an unnamed Algerian security source, Reuters reports that 30 hostages were killed in the gas plant attack, including 7 foreigners. The report does not give the nationalities of the foreigners who died.
Eleven militants from six different countries – including one from France – also were killed, the report says. The militants' nationalities were given as 3 Egyptians, 2 Algerians, 2 Tunisians, 2 Libyans a Frenchman and a Malian.
Meanwhile, David Cameron has cancelled a planned speech, but did say that the UK needs to be "prepared for the possibility of further bad news."
1814 GMT: Algeria. A summary of the press conference at the US State Department:


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More First Friday fun at Downtown Truckee's La Galleria
TRUCKEE, Calif. and#8212; Celebrate First-Friday with La Galleria located in historic Downtown Truckee. Enjoy a glass of wine while you browse the new collection that Brooke has brought back from her travels, including authetic bracelets, necklaces and scarves from Africa, Thailand and-India.-
First Friday has become a great way to enjoy Downtown Truckee and support the local business community in a festive, fun experience.
Music will be playing outside on Commercial Row and most stores will provide a spirit to drink along with a snack.
La Galleria has been a staple in the community for 30 years providing products from around the world featuring gifts for any occasion, any age group, of all prices, that include jewelry, fashionable clothing and home decor of water features, metal art and hand-carved sculptures.
Located in the heart of historic Downtown Truckee at 10112 Donner Pass Road, La Galleria showcases both local artists and artists from around the world.
For more information visit http://www.lagalleriatruckee.com, Facebook, or call 530-587-5444.-
and#8212; Submitted to email@example.com


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Home » Topics A–Z » Lipodermatosclerosis images
Created March 2018.
See smartphone apps to check your skin.
[Sponsored content]
© 2019 DermNet New Zealand Trust.
DermNet NZ does not provide an online consultation service. If you have any concerns with your skin or its treatment, see a dermatologist for advice.


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imo IM Messenger for iPhone Gets UI update
The search is still on for the de-facto winner of the all-in one IM app. imo for iPhone throws its hat in the ring with the latest update that freshens up the UI, adds location sharing and more.
It doesn't look like we will have one hands-down winner of "This is what everybody uses for IM's" anytime soon. So all the current apps in the field better make sure they stay up on the latest and greatest IM features or get left in the dust. imo has recently updated to version 3.0 that adds even more functionality to its long list of already useful features like: support for 12 different IM services, voice IM's (emulates PTT or Walkie-Talkie), and group chat. With the latest update, users can take advantage of features like an enhanced UI (with improved web content viewing), location sharing, profile management screen and multi-line input box.
Until popular proprietary IM services like iMessage or BlackBerry Messenger opens its doors to other platforms, look to apps like imo to try and bring many of your current non-voice methods of communication under one roof.
imo for iPhone is a free download from iTunes. imo is also available for Android & BlackBerry.


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Oct. 11, 2011
BOSTON, Mass. – It was a record night for the volleyball team as they not only recorded a program best 18th straight victory, but they also saw junior Shannon Thompson (Moorpark, CA) become the all-time career kills leader as the Beacons (18-2, 4-0 LEC) cruised to a 3-0 Little East Conference victory over UMass Dartmouth (11-10, 1-3 LEC) Tuesday evening in the Clark Athletic Center.
With her 20 kills, Thompson moved past former program leader Kate White '09, who ended her career with 1,191 kills. Thompson, a two-time All-American, now sits with 1,197 career kills. On the night she dominated the offense hitting an impressive .655 after going 20-for-29 with only one attack error.
As a team, the Beacons were sensation with their .516 attack percentage. Combined they were 52-for-93 with only four attack errors. They also managed a total of ten aces and 11 combined blocks. Their now 18-game win streak surpasses the previous record of 17 set last season from October 8 – November 12, when they were eliminated from the NCAA Division III national championship tournament.
Already a program record holder senior setter Cassy Hanneman (Denver, CO) posted a combined 42 assists on 82 attempts (.512). Sophomore Corrine Porter (Huntington Beach, CA) was also solid from start to finish as she totaled nine kills, and also led the defense with 13 digs. Molly Rattigan (Dorchester, MA) also had a strong night scoring nine kills of her own, as well as total four blocks.
For the Corsairs, Allie Mastrocola totaled eight kills on 27 attempts. Jessica Goncalves connected on 13 assist, and also had one of UMass Dartmouth's two aces. Shannon Brodie paced the defense with 12 digs.
Volleyball returns to action on Friday when they take on Western New England College at 7:30 p.m. as part of the MIT Invitational.


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Even though the Sibi has a post 90s minimalist aesthetic, the 80s chrome works I think!
I tried to fashion a clustered pendant light out of holiday decorations bought at a yard sale. Not entirely successful, but I enjoyed the detour!
Some real cluster lamps...
|Lamps by Kathleen Hills
|British-made ceramic cluster lamp on lightingstyles.co.uk
Credits: Chrome shelving unit, table, arc lamp, chairs, plexi magazine holder, stereo, speakers, and mirrored planter are all part of a vintage set; rug is handmade by The Shopping Sherpa; couch is minimodernistas; Barcelona chair is Reac; long planter is vintage TOMY; stereo table consists of two AG Minis tables; zebra print wall art is scrapbook paper; peacock wallpaper is from the Paper Source; pendant light is made (badly) by me out of holiday decorations. Accessories are Re-ment, AG Minis, Lilu Shop on Etsy, random eBay finds, and beads.
The time it took me: 48 minutes


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In space, no one can hear you scream....but win today's fantastic prize and everyone will hear you - we have six tickets to see the new Alien: Covenant film in IMAX plus Laser Quest passes.
One lucky winner will win the lot.
That's six IMAX tickets, for the ultimate immersive experience, for you and six pals to see the latest Alien movie at Cineworld Sheffield. You also get an exclusive set of Alien: Covenant merchandise, which includes keychain bottle-opener, metal playing cards, cap, set of pin badges and T-Shirt.
The prize also also includes six passes to live out your own own sci-fi laser shoot out and hone your alien-fighting skills with five pals at Laser Quest Sheffield, also at Valley Centertainment.
This is an great prize for a group of family or friends.
Please note the film has a 15-certificate, so everyone in the group must be 15 or over to see it. The group must also include at least one supervising adult.
Legendary director Ridley Scott returns to the universe he created with Alien-Covenant, certificate 15, a new chapter in the ground breaking Alien franchise and in UK cinemas from Friday, May 12.
Katherine Waterston and Billy Crudup star as crew members of the colony ship Covenant, bound for a remote planet on the far side of the galaxy when they discover what they think is an uncharted paradise.
But after meeting David (Michael Fassbender), the synthetic survivor of the doomed Prometheus expedition, they soon discover it is actually a dark, dangerous world and they must attempt a harrowing escape when a hostile alien life-form forces the crew into a deadly fight for survival.
BUY TICKETS: The film is showing at Cineworld Sheffield in IMAX, VIP, 4DX and 2D. For full details, timings and to book tickets visit www.cineworld.co.uk/cinemas/sheffield
Laser Quest Sheffield provides sci-fi action adventure game for all ages, with the adrenaline pumping exhilaration of stalking your opponents and unleashing a searing volley of laser fire in the battle zone of the 21st century. This is no video game – this is for real.
You are provided with full briefings and all the equipment you need. Each player is kitted out with a futuristic body pack and carries a laser. Each game is played out in the Laser Quest labyrinth, with catwalks, mazes, swirling fog, music and lights.
BOOK ONLINE: For more information about Laser Quest Sheffield and to book online visit lqsheffield.co.uk
You score points when you zap your opponents but lose points when they zap you. Up to 24 players can compete in 20 minute sessions. From team to solo games, there is a format suitable for you. Scores are displayed on monitors at the end of the game with each player receiving their own score card.
For a chance to win enter our free prize draw by email or Twitter.
Email your name and details, including a day time numbers, to firstname.lastname@example.com,uk, with #JPcompAC in the subject field.
Or follow @GW1962 on Twitter and retweet any of his #JPcompAC tweets. Deadline is noon on Monday, May 15.
Usual Johnston Press terms and marketing conditions apply - see www.johnstonpress.co.uk/terms-conditions.
Laser Quest T&Cs: One voucher per person, offer is subject to availability. Cannot be used in conjunction with any other offer. Voucher is not transferable. Valid for one person to play 2 for 1 games at any laser quest excluding Trafford Centre - www.laserquest.co.uk


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2019 Volkswagen Jetta SEL Premium
Habaneroorange Stock # NK9286, 3VWG57BU6KM082791, 1.4L TSI engine, 8-Speed Automatic with Tiptronic, 40, Habaneroorange exterior
Final Price
Original Price: $28,455
Dealer Discount: $1,467
Sale Price: $26,988
At a Glance
Storm Gray
8-Speed Automatic with Tiptronic
30/40 City/Hwy MPG
Customers Reviews
Customer reviews
Edward Hsu3 months agoLinda Mintz was super helpful here and very easy to work with. I had an agreed upon price through email before I decided to show up and they honored it no problem. They don't do any shady business like the other dealerships where they bait and switch you with prices. I also did not feel too pressured to buy any add ons that I didn't want. Thanks Linda!
Glenn V3 months agoI had a very positive experience with all staff at Puente Hills Volkswagen, starting with Internet Manager Linda Mintz who was very polite and professional from the first contact by e-mail all the way through and beyond the purchase of an e-golf. She is very knowledgeable, helpful, and made the experience as pleasant as possible, as was Ken who helped with the financing. I highly recommend them.
Laz Ker5 months agoI got a good service but car was not done in time as it's been promised
Shahki Muhammad6 months agoExcellent service and wonderful staff especially sales representatives.got atlas se with technology ...best suv in town now
Laura Hall8 months agoEveryone at the service desk is friendly & helpful.
DeAnn Ford8 months agoI found the 2016 Jeep Renegade on-line through auto trader. My husband went down there, test drove the car and told me it was in good condition. So I went to Puente Hills Volkswagen 3/1/2019 to purchase the Jeep Renegade. SABINA LEE worked with me and my bank for a smooth purchase. They even matched my car-max appraisal. I didn't feel rushed at all Sabina accommodated me in every way. From appraisal, finance, and even making it more convenient to transfer my stuff from my old Volkswagen to my new Jeep. My husband will need a bigger car when our family starts to grow. We will definitely come here first to see what they have. I'm very pleased with my purchase. Thanks Sabina and the guy helping with the bank payoff (sorry don't know his name lol) you guys were awesome!! GO! Ask for SABINA LEE!!
KFE Brakes9 months agoThanks to Chad at the parts department. Came in this morning 1/25/19 to buy a small part, forgot some paper work, but he was able to be flexible and helped us out. Thank you so very much for providing great customer service!
Kevin Christopher Mandawe1 year agoThe building is very clean, staff is always great to talk to. They are very upfront and honest with you when it comes to service. I go there and George at the Service desk is always so kind and calm. He is a very helpful gentleman. When it comes to the time. I will probably buy another vehicle from that dealership, just based on the Service Staff. Thank you for always helping and answering my questions.
Lily Mejia2 years agoI really want to THANK ALLEN and ALBA for the GREAT customer service I received from them ????(trust me I'm Extra picky when it comes to Cservice) I bought my Jetta at this dealership in 2012 and it has always been serviced there but a couple weeks ago I wasn't feeling to comfortable with my car, I expressed my concerns to them and they did a courtesy check on my car .. I was a little hesitant at first because I know how bad other dealerships can treat you if they're not getting any money in return but They treated me with such respect answering all my questions and explaining in detail what my car needs making me feel comfortable once again in my Jetta ... I moved to Riverside county a couple months ago but I will ALWAYS continue to take it to Puente Hills Volkswagen THANK YOU ALLEN for treating my car like your own....
Kai Ponte2 years agoAfter leasing a 2015 Passat with this dealership, my wife and I decided to purchase a 2017 Golf Alltrack. While the sales rep seemed courteous and did a reasonable job not upselling too much, the issue came with our lease return. After being told we would not be charged for excess miles on the lease because we were buying a new car from the same dealer, we ended up with a bill for over $800 from Volkswagen. After this issue, the general manager, David, called me and reassured me he would correct the issue. This he did -true to his word. I appreciate good customer service and will be going back.
Daisy J1 year agoThe best dealership I've been to. Service is great and they try to work with you. Customer service oriented. Their service department is staffed with great, honest people who really try to give you a good deal. You should definitely give them a try if you are in the market for a new vehicle. I bought my car back in 2013 and take my vehicle in for service on occasion.
Similar Vehicles
2019 Volkswagen Jetta GLI 2.0T 35th Anniversary Edition VIN: 3VW5T7BU2KM163574, #NK9716, 25/32 MPG Price $26,988 $470/mo


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Past Event
Progress, Challenges, And Opportunities For Converting U.S. And Russian Research Reactors From Highly Enriched To Low Enriched Uranium FuelNuclear and Radiation Studies Board
Keck Center of the National Academies
500 Fifth St. NW Washington DC 20001
The U.S. National Academies and Russian Academy of Sciences will organize a joint symposium to discuss progress, challenges, and opportunities for conversion of research reactors from highly enriched uranium to low enriched uranium fuel.
This is the first meeting of the committee.
Research Reactor Conversion Program, Jeff Chamberlin
Technical Challenges for Conversion of Civilian Research Reactors in Russia, Jim Matos
Technical Challenges for Conversion of U.S. High-Performance Research Reactors (USHPRR), John Stevens
Development of High Density Fuel for Research and Test Reactors, Daniel Wachs
Technical Challenges for Conversion of the NIST Reactor, Sean O'Kelly
Research Reactors in Russia. Status and Prospects for Reducing the Fuel Enrichment, Valentin Ivanov
Workshop Summaries Resulting from this Event
The availability of highly enriched uranium (HEU) is a significant proliferation and security concern, particularly in the civilian sector, where resources may not be available or used to protect the material adequately during storage or transport. This report focuses on the civilian use of HEU as fuel for research reactors, which are used in a broad range of scientific and engineering disciplines, including nuclear engineering, nuclear physic... More >>
Day 1
Keynote briefing: non-proliferation and the reduction of commercial traffic in HEU, P. Adelfang (IAEA)
Types, purposes and conversion potential of Russian origin research reactors, U.G. Dragunov (NIKIET)
Challenges associated with converting reactors to low enriched fuel: history and prospects, N.V. Arkhangelsky (Rosatom)
Types, purposes and conversion potential of U.S. origin research reactors, J. Roglans (Argonne National Lab)
LEU fuel design for research reactors, D. Wachs (Idaho National Lab)
Reduced enrichment in research reactors: current status and prospects, U.S. Cherepnin (NIKIET)
Core modifications (U.S. viewpoint), J. Stevens (Argonne National Lab)
Core modificaitons (Russian viewpoint), I.T. Tretyakov (NIKIET)
Maintaining performance and missions (U.S. viewpoint), J. Roglans (Argonne National Lab)
Maintaining performance and missions (Russian viewpoint), A.L. Petelin (NIIAR)
Day 2
Aging and obsolescence of research reactors, H.J. Roegler (Siemens ret.)
Aging and obsolescence of research reactors, E.P. Ryazantzev (Kirchatov Institute) (Russian language)
Regulatory challenges (U.S. viewpoint), A. Adams (U.S.NRC)
Regulatory challenges (Russian viewpoint), V.S. Bezzubtzev (ROSTEXNADZOR)
Challenges posed by research reactors that cannot be converted (U.S. viewpoint), J. Chamberlin (DOE NNSA)
Challenges posed by research reactors that cannot be converted (Russian viewpoint), A.V. Zrodnikov (FEI)
Experience with solutions to conversion challenges (U.S. viewpoint), J. Matos (Argonne National Lab)
Experience with solutions to conversion challenges (Russian viewpoint), U.S. Cherepnin (NIKIET)
Challenges associated with the conversion of American reactor MITR, T. Newton (MIT)
Challenges associated with the conversion of American reactor HFIR, D. Cook (Oak Ridge National Lab)
Concrete challenges and solutions, V.A. Starkov (NIIAR)
Classification if reactors according to type of decided tasks, V.A. Pavshuk (Kirchatov Institute) (Russian language)
Conversion of U.S. training research reactors, P. Wilson (University of Wisconsin, Madison)
Problems with conversion of reactor IR-8, V.A. Nasonov (Kirchatov Institute)
Challenges associated with converting training research reactor MePhI, E.F. Kruchkov (MePhI)
Challenges associated with converting training research reactor TPU (Tomsk), U.A. Tzibulnikov (TPU)
Day 3
Estimation of the risks of propogation of fissible elements with the operation of research reactors, A.N. Chebeskov (FEI)
Estimation of risk for research reactors, B. Bari (Brookhaven National Lab)
Desires of reactor users and the future tasks which cannot be solved today on the existing types of research reactors, A.V. Zrodnikov (FEI)
Design and engineering of fture LEU fuel for research reactors: application to Jules Horowitz reactor project, P. Lemoine (Commissariat a l'Energie Atomique, France)
Types and designs of future LEU research reactors, R.P. Kuatbekov (NIKIET)


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I've been reading Galatius's Park City notes on the Madsen-Weiss theorem (available here).
On page 8, he states the following theorem. Let $X$ be a space such that $\pi_1(X)$ is abelian and acts trivially on the rational cohomology of the universal cover of $X$. Let $V = \oplus_{n \geq 1} V_n$ be a graded vector space and $V \rightarrow H^{\ast}(X;\mathbb{Q})$ a linear map such that the induced map $\mathbb{Q}[V] \rightarrow H^{\ast}(X;\mathbb{Q})$ is an isomorphism in degrees $\leq n$. Then there is a map $\mathbb{Q}[s^{-1} V] \rightarrow H^{\ast}(\Omega X;\mathbb{Q})$ which is an isomorphism in degrees $\leq n-1$. Here $s^{-1} V$ is the result of shifting the gradings on $V$ down by one.
He claims that this can be proved by "This can be proved using the Serre spectral sequence for the path-loop fibration over the universal cover $\tilde{X}$".
Despite a lot of work, I have been unable to fill in the details of this use of the Serre spectral sequence. It seems weird -- how on earth is the homology of the universal cover at all related to the homology of $X$?
Can anyone help me? Thank you very much.


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I just finished reading Sport as Speech, a new paper by Genevieve Lakier (currently a law clerk on the Sixth Circuit); Lakier argues that spectator sports are expressive activities entitled to First Amendment protection (or at least First Amendment scrutiny of any regulations). It is an interesting notion that I had not thought of, although if she is right, it certainly strengthens my arguments about fan speech.
Two further thoughts on the paper.
1) Lakier takes on prior scholarhip and case law (notably a 2002 student comment in Yale LJ) arguing that sport is protected only to the extent it is close to being a dance or theatrical performance--for example, gymnastics, diving, and figure skating. These are the events that I have argued are not sport because the results are determined by evaluating the intrinsic merit of the athletic skills performed, as opposed to sport, where the result of that performance. In other words, under this approach (which Lakier rejects), non-sport is expressive, but sport is not expressive. So there is yet another reason for figuring out what qualifies as sport.
2) Lakier expressly limits her argument only to spectator sports, arguing that the expressive component of sport comes from players performing for a crowd. But I wonder if that cuts her case short. She relies a lot on the similarity between sport and other conduct widely recognized as expressive, notably music and dance. But those activities enjoy First Amendment protection even if not done for an audience; a prohibition on dancing in private or when no one is watching (think Footloose) would violate the First Amendment. So if basketball is expressive when played for a crowd, why not when it's ten people playing in an empty gym or playground or even one person playing in the driveway?


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The Chief of Russia's largest mobile operator, OAO Mobile TeleSystems (MTS) has stated that the company would require better terms to back Apple after Windows Phones advance to almost match iPhones in market share. Ouch. According to Bloomberg, MTS ceased selling iPhones in its stores at the end of 2012 and has strengthened its relationship with other hardware vendors, including those who produce smartphones running Microsoft's Windows Phone operating system.
The company hosted Microsoft's CEO Steve Ballmer and Nokia's CEO Stephen Elop in Moscow back in November. MTS, controlled by billionaire Vladimir Evtushenkov's AFK Sistema, agreed to promote and market Windows Phones, including Nokia Lumias and opened Windows Phone zones in its flagship stores - much like what we've seen with Best Buy in the US.
Windows Phone accounted for just over 8.2 percent of all smartphones sold in Russia in the first quarter of this year, while Apple only had 9 percent, according to research firm IDC. Chief Executive Officer Andrei Dubovskov said the following in an interview in St. Petersburg:
"Apple wants operators to pay them huge money, subsidizing iPhones and their promotion in Russia. Now it's not beneficial for us. It's good we stopped selling the iPhone as these sales would've brought us a negative margin."
This marks as a rather large step forward for Windows Phone. While the operator declined to provide actual figures, it did note that the percentage of Windows Phones on their network is more than what's found in Russia in general. Now that's progress. We've also witnessed the platform growing in a number of other markets, but Russia has been an interesting country with ups and downs ever since the platform launched.
It'll be interesting to see how the situation and story develops in Russia and how Nokia can continue pushing alongside other manufacturers.
Source: Bloomberg


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Carole "Imani" Parker's Former Student "Donald" [1]
Poet and educator Carole "Imani" Parker blogs about her former student "Donald" at the P&W–supported Jobs for Youth Apprenticeship Program (JFYAP) at Medgar Evers College [3], a job readiness program she once directed.
"Donald" was a withdrawn seventeen-year-old boy when he came to JFYAP. His reading and math scores were extremely low and he had very low self-esteem. He had been expelled from high school, two General Educational Development (GED) programs, and was eventually expelled from the GED component of JFYAP for threatening another student. With the help JFYAP coordinator, Ms. B, "Donald" was able to enroll in a computer training course and continued to attend JFYAP job readiness/life skills training, counseling, tutoring and P&W–supported poetry workshops.
Although JFYAP is now defunct, I, with Ms. B, continue to follow up with and encourage "Donald." As a matter of fact, I spoke with "Donald" the other day. He said that he completed the computer course and received a certificate. He also plans to take the GED soon and is excited about participating in P&W's annual intergenerational reading [4] later this month. Here are the first two lines from "What am I," a poem he hopes to read at the event: I am the sound that is heard from a mile away / I am that name you hear them whisper in the wind.
"Donald's" story is not unique. There were many troubled and talented young people who walked through the doors of JFYAP. Most of them eventually passed the high school regents or GED exam and went on to college and, later, careers. JFYAP provided them with the necessary tools to become productive citizens.
Photo: Carole Imani Parker.
Support for Readings/Workshops [5] in New York City is provided, in part, by public funds from the New York State Council on the Arts [6], and the Department of Cultural Affairs [7], with additional support from the Louis & Anne Abrons Foundation, the Axe-Houghton Foundation, the A.K. Starr Charitable Trust, and Friends of Poets & Writers [8].


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Bicycle Touring As a Cheap Adventure Travel Alternative
Adventure travel has been increasingly sought after over the past few years, but as the economy has declined the generally expensive adventure travel packages have become less and less appealing. Few people would feel good about spending thousands of dollars to put a little adventure in their travel.
And here enters bicycle touring. There are several different types of bike touring around, from those totally organized and supported by a bicycle touring company down to those fully self-contained and supported by you, the tourer. Interestingly, the cheapest option (fully self-contained) also provides the most freedom and adventure.
It sounds too good to be true, right? You get more for less? But that really is the truth if adventure is what you're looking for. Also, assuming that you go on a bike tour more than once in your life, then the one-time purchase of your bike (if you don't already own one) and touring gear is a good, relatively cheap investment. The cost of your bike and gear, if you do some bargain hunting, can be less than the cost of a ticket overseas, and you get to use your bike and gear over and over again.
Designing your own adventure travel tour by bicycle can also allow to you stay close to home if you are on a really tight budget or a time constraint. Spending a few days cycling to a nearby landmark, national park, etc., would effectively cut your traditional transportation expenses to zero, or darn near to it.
The biggest expense you'll have while on your adventure will probably be food; your body's the engine and it needs gas. But as long as you are smart about what you buy and make sure not to eat a steak dinner with a couple beers every night, you are still going to come out way under the expense total of a normal adventure travel package.
So whether you are looking for some gap year adventure travel, a little taste of the slow travel lifestyle, or some way to throw a bit of cheap adventure travel into your life this year, give bicycle touring at try. And for all you new cycle tourers out there, there are plenty of cycle touring guides and tips on the internet to get you started. Good luck, and happy touring.


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by Alex Cooper, sports information student assistant
Ga. – Senior Dani
Gallucci (Orlando, Fla.) of the Georgia College
softball team (11-9, 1-1 PBC) was awarded the Bobcat Athlete of the
Week after her performance in the week ending Feb. 24.
In the circle, Gallucci appeared in four games, three of which were starts. She compiled two wins in that stretch. She came into the week with an ERA of 0.95, and lowered that to a miniscule 0.91 after only allowing three earned runs in 23 innings pitched this week.
At the plate, Gallucci hit her third home run of the season, tying her for third in the conference. She also went 2-for-4 on two singles, with a RBI and a walk against No. 24 University of Alabama-Huntsville Saturday.
The Bobcat softball team will be back in action this Thursday, Feb. 26 as they host Fort Valley State University at 4 p.m. for a home game at the Peeler Complex.
The Georgia College Department of Athletics, two-time winners of the PBC Commissioner's Cup, sponsors 11 varsity athletic programs at the NCAA Division II level. As a Division II program, Bobcat Athletics prides itself on balancing the life of the student-athlete, evidenced by the teams' multiple appearances in post-season competition as well as documented academic success and community-service involvement. Sign up at www.twitter.com/BobcatSports and www.facebook.com/gcbobcats for up-to-the-minute reports, and visit www.GCBobcats.com for more information, and to nominate your favorite former Bobcats and Colonials to the GC Athletics Hall of Fame.


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Interested in Language
What does it mean by boled faced phrases?
Each class and the material for it may have to be self-contained in terms of both the aim of the class and the material used, not allowing for carry-over between classes.
Each class must be separate- no class should require materials or content from another.
PS Please post questions about teaching in this section. Thanks.


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Introduction: Cellular Structure and Function
All organisms are made of cells. Complex organisms (such as humans) are made up of collections of highly specialized cells, each with its own specific function. Different types of cells have evolved specific shapes and properties which help them do their jobs inside the organism.