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Let us realize the arc of the moral universe is long but it bends toward justice.
- Martin Luther King Jr.
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Let us realize the arc of the moral universe is long but it bends toward justice.
- Martin Luther King Jr.
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We are one people; We are one nation; and together, we will begin the next great chapter in America's story.
- President-Elect Barack Obama
The weekend horoscoop* will return next Thursday at its regularly scheduled time, but in between it being freezing cold right now in Manhattan (um, 14 degrees) and me being giddy with joy at the fact that we're so close to Inauguration Day, this weekend's column is completely consumed with the events of Tuesday January 20. And it's for those of all astrological signs, religions, nationalities, races, sexes, and like that. So here's 12 ways to get your groove on in regards to our new President.
1. On Monday, Jan. 19, to celebrate the memory of Dr. Martin Luther King, Jr., President-Elect Obama asks us to summon a new spirit of service and make an enduring commitment to the neighborhoods we live in. As Americans we have a responsibility to help our communities and fellow citizens. Volunteer for the King Day of Service Monday. Gandhi famously said, You must be the change you wish to see in the world. Find or host an event here.
2. Check the Countdown Clock on Backwards Bush here. This site has a clock that gives you the exact days, hours, minutes and seconds until Obama is sworn in as President on Tuesday. You can also download a free screensaver, and widgets and gadgets up the wazoo in order to mark the last remaining moments before the regime change.
3. Note to self: purchase the special issue of Marvel's Amazing Spider-Man Comic (#583) which was published earlier this week. Obama is on the cover and the storyline is about him meeting up with Spider-Man to fight crime and save the world, one would think. Actually I am not sure what kind of mayhem they get up to after they meet but it sounds like something they should be doing. There's even a fist bump between the two superheroes. Apparently, Obama is a longtime comic book aficionado and Marvel Comics stated, "This is not so much a pro-Obama statement but a tip of the hat to having a Spider-Man fan in the White House."
4. If you're one of the many millions of folks heading to our nation's capital for the festivities, check out the Opening Ceremony at the Lincoln Memorial that kicks off the entire week Sunday, January 18 at 2:30pm. It's free, free, free. Musical performers include Mary J. Blige, Beyonce, Bono, Garth Brooks, Sheryl Crow, Herbie Hancock, John Legend, John Mellencamp, Shakira, Bruce Springsteen, James Taylor, will.i.am, Stevie Wonder and more. Historical passages will be read by Jamie Foxx, Martin Luther King III, Queen Latifah and Denzel Washington. More performers will continue to be added and it will be broadcast live on HBO and repeated twice later that night. HBO is unblocking their signal to all cable providers, so you don't have to be a subscriber to watch this event.
5. The swearing-in ceremony begins at 11:30AM on the steps of the U.S. Capitol on Tuesday January 20 and it will be telecast live on just about every TV station in the world. If you want to go and you don't have a ticket, you will be able to go to the National Mall and watch and hear the broadcast on large screens. Get there early is all I can say. The Presidential Inaugural Parade will follow along Pennsylvania Avenue starting at 2:30pm. My guess is no one will be throwing rotten fruit at any of the cars like they did last time. Guide to inaugural events here. YouTube Inauguration Channel here.
6. If you're not making it to D.C., you can watch Obama take the oath of office amongst a happy throng of people celebrating at any number of places; in New York you can watch at the Schomburg Center for Research in Black Culture (515 Malcolm X Blvd at 135th St.) or Trinity Church (89 Broadway at Wall Street) or BAM (30 Lafayette Ave between Ashland Pl and St. Felix St, Fort Greene, Brooklyn). Check this site out for a list of events near you. Or host one!
7. If you are in D.C. next Tuesday you can swing out sister with the Dresden Dolls (among others) at the 9:30 Club starting at 8pm. If you're not going to one of those exclusive inaugural balls, this is the place to be for sure. To quote Dolls Amanda Palmer and Brian Viglione, let's start this new chapter of american - and world - history in style and with rock love. Tickets are $50.
8. New Yorkers can say goodbye to Bush at the Boom Boom Beauty Bar between now and next Tuesday. They're offering 25% off bikini waxing (ranging from $20 to $49). The location is 35 Seventh Avenue between 12th and 13th Streets. Call for more info at 212 229 2666. According to the proprietors, Let's have our own personal party in our pants and rejoice that we still have the right to choose a landing strip, Bermuda triangle or skinny dipper. We hope this will also help welcome the 'Big O.'
9. Wake Up World comes to DC this weekend! 2 shows only, Friday Jan. 16 and Saturday Jan. 17 at the Arlington Cinema n' Drafthouse. Wanna see how wacky these folks can be? Check out their Joe Biden Commemorative Plate video. Rachel Maddow said of them: "Best thing I've seen in a million years." Wake Up World is a satirical wrap-up of the week's news from Daily Show Co-creator Lizz Winstead. A live sketch comedy show that gives us the world as seen by fictional producers and on-air talent at the worst morning news show in America. The results are both a hilarious and scathing view of both newsmakers and the news media that molds them. Tickets here.
10. If you're in Times Square on Tuesday night, Jan. 20 you can celebrate the end of the last 8 years of soft shoe shuffling and shoe ducking by President #43 at the Goodbye Bush Bash at the Latitude Bar & Grill (783 Eighth Ave between 47th and 48th Streets). Bush-themed drink specials and a quote wall of the most idiotic lines uttered by GWB will be featured. Sometime around 10pm the organizers of this event will lead the party outside for – literally – dancing in the streets. RSVP here. And for the last time I'm quoting #43: If you don't stand for anything, you don't stand for anything! (November 2, 2000 at Bellevue Community College)
11. If I hadn't maxed out all my credit cards I'd be heading right now to the Presidential Inaugural Store right now to buy these fabulous limited edition items. Buttons, stickers, glassware, coins, tote bags, t-shirts, scarves, cufflinks, coloring books, fleece jackets, coasters, onesies, hats, wristbands, key rings, messenger bags, even a wooden train for kids imprinted with Obama Biden / Renewing America's Promise and the inaugural seal.
12. Look ahead to the next chapter of our lives on Wednesday January 21 at 8pm at the 92nd Street Y in New York City when Arianna Huffington, co-founder and editor in chief of The Huffington Post, moderates a discussion on The Year Ahead in politics and culture on the day after the inauguration. She will be joined by HuffPost bloggers Nora Ephron, Erica Jong, Barbara Ehrenreich, Trey Ellis, and Paul Rieckhoff. More info and tickets here. And remember, today is the first day of the rest of your life. (By the way you are a child of the universe and you have a right to be here)
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I am bone tired. It's like I just finished watching a marathon of American Idol five nights a week for over a year, voting furiously with my cellphone, becoming intimately involved with every detail of the show, obsessed almost to the brink of madness. Let's take this scenario a bit further; Paula as Palin – Simon as McCain with a British accent – and, obviously, Randy as…you know who.
Ya know, I just have to say that one of the more miraculous things about this great country of ours is that when you walk into that voting booth, your vote is just as valuable as that of Warren Buffet….Bill O'Reilly….Jon Stewart…Paris Hilton, for godsake. We're all the same in that booth. One person, one vote. Huzzah!
So now it's over, the finale of finales aired Tuesday night, and the entire world literally danced in the streets as the 44th President of the United States was decided by such a landslide vote that absolutely no one could dream of contesting it. The Dark Lords could not steal this one; it was by no means close. The old maps are obsolete. The red is the blue. The blue is the purple.
I felt a frisson as Pennsylvania was called. That's when I knew in my heart of hearts that it was going to happen, but of course I was still trepidatious, just in case. And then they fell like dominoes - Ohio?! Virginia!! Florida??? Colorado! Wisconsin! Iowa? -
And then 11pm came. And the world stopped. And then began again.
A wise woman said to me the other night, 'you must allow yourself to relax into the joy.' For extreme joy is the outcome here, no matter who we voted for on Tuesday, we all got a golden ticket to the Land of Hope & Dreams ("Faith will be rewarded" – Bruce Springsteen). There has been a seismic shift – you can practically feel history sifting through the air like very fine snowflakes.
Yes, I know Obama inherits a complete shitstorm from hell; we're heading into a recession; our health insurance is bankrupting us; we're foreclosed and broke and we're losing our jobs. But for a few days, let's hold onto the fact that we really did change the world.
Wednesday morning I stumbled outside with my eyes still red from a night of little sleep to go buy the newspapers. I kept waking up and turning on the TV to make sure I hadn't dreamed it all. Did we really get what we wanted and worked for so hard for so long?
As I walked to my corner deli, I saw a black father walking down the street with his son aged about three years old, and it suddenly hit me like a train; yesterday the world was different. Today that child can become whatever he wants to be. It was like those old-fashioned scenes in movies where a page is shown turning in a book. Like a fairy tale ending where good triumphs over evil. Right now it has the tinge of magical realism but as the days march on, it will be our new reality.
From my beloved godson Paul, studying for his masters in England: For the first time in years, I am proud of my country and proud to call myself a citizen of it. There is no more hiding in the shadows and no more need to hang your head in shame. Every morning from now on is different from every morning before it. Goodbye yesterday, Hello tomorrow. I finally cannot wait for tomorrow and I will hold onto that for a long time.
At Grant Park, our new President said: If there is anyone out there who still doubts that America is a place where all things are possible; who still wonders if the dream of our founders is alive in our time; who still questions the power of our democracy, tonight is your answer.
The son of a white woman from Kansas and a black man from Kenya, Barack Hussein Obama, has been chosen by an overwhelming majority of Americans to represent us to the world. His visage is far more that of the real America than any other we've ever had. He wants to unite us, not divide us.
His presidency will no doubt be as carefully planned as his campaign – which even detractors grudgingly admit was incredible. Already there are rumblings of a bipartisan cabinet. We will learn what it is like to have a real leader in the Oval Office for the first time in many years. We'll learn what it is like to have people from other countries not recoil from us when we say we are American. We won't have to apologize any more for being a citizen of the United States. No more shame.
Many years ago, a little mixed race boy in Jakarta dreamed of bigger and better things, making it possible for all children everywhere to know on November 6, 2008 and for all time, no matter their background or skin color, that their dreams really can come true.
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I don't know about you, but I can feel a sea change taking place. I feel the whole country waking up and participating in a real democracy for perhaps the first time since this country was founded (and women couldn't even vote then, much less non-whites).
The stories are pouring in;
- a voter driving all night in Virginia to get to the polls ("My friends told me I was crazy, my parents told me I was crazy…but to have missed this election without my vote would have been crazy. I told them it was my civic duty. I didn't want to look back in 20 years and regret not voting for Barack Obama.")
- a Utah voter hears people talking in line as he's waiting to vote ("terrorists will attack us, your guns will be taken away from you, and a rush of Mexicans will flood in from the south . . . all within moments of Obama winning.")
- the 97 year old black man in a wheelchair who voted for the first time in his entire life today in Southern Maryland, who asked if anyone had an Obama button outside after he'd voted, and a fellow voter gave him hers ("There were none left at the Democrat's booth so I gave him mine. He was so proud and I started crying. He looked at me and said, "why are you crying? this is a day for glory." I am still crying.")
I ran into a pollworker taking a lunch break around 1pm, who told me that 50% of the registered voters in his assigned polling station had already voted by noon. Voter turnout is at record numbers. People are waiting in lines for hours. Yes, machines are breaking down, names are being questioned, computer glitches are being discovered. Because our country has never before actually acted as a democracy. Yeah, I am not kidding. We're running around the world starting wars and forcing democracy down people's throats, but we don't know the first thing about really enacting a democracy in our own country.
Did you know the United States comes in at 139 out of 172 countries generally in voter turnout? Check out the list. Italy comes in first at 92.5%, followed by the Seychelles, Cambodia, then Iceland.
Did you know what people go through in other countries to vote? Intimidation, threats, waiting in line all night, these are all de rigueur in certain Central American countries.
I feel the world changing, the air trembling around us, the long march of hours and days and months and years finally reaching a resolution. We'll be able to have a real leader again, someone who can inspire us, someone who can unite us. Not the herky-jerky cartoon character currently residing in the White House who has turned the opinion of the world's population against the United States, but someone we can deeply respect.
This is a moment we will remember the rest of our lives, the day we changed the world and valiantly attempted to prevent unimaginable disaster both in the natural world and beyond. The next president will have the toughest of roads to hoe, but we'll be united behind him and we'll be inspired by him and we'll be proud to have him represent us to the world. It's a concept that seems inconceivable, doesn't it?
World without end amen.
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Punk rock innovators the Ramones made a joyful racket, but offstage they were rarely in tune.
Band members were known to feud about everything, from their song list to politics. Guitarist Johnny Ramone was a conservative, while singer Joey Ramone was a liberal.
Johnny and Joey are both dead now, but their feud lives on in the presidential race.
You see, Johnny's widow Linda, using the Ramone moniker, has been campaigning for Republican John McCain, and Joey's estate is none too happy about that.
"I just want it to be clear that Linda Cummings does not represent the political views of the Ramones," said Mickey Leigh, the president of Ramones Productions who is also Joey's brother.
"As for Joey Ramone, the only Ramones song he would sing at a Republican event would be 'Glad to See You Go,'" Leigh said in a press release.
It's not the first time Linda has created dischord among the Ramones. She dated Joey but eventually married Johnny, causing the two band members not speak to each other for years, even as they continued to tour and make records.
posted by Andy Sullivan at Tales from the Trail
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America, our moment is now. Now is our chance to turn the page. Now is our chance to write a new chapter.
I am in this race because I don't want to see us spend the next year re-fighting the Washington battles of the 1990s. I don't want to pit Blue America against Red America, I want to lead a United States of America. I don't want this election to be about the past, because if it's about the future, we all win. If this election is about whether or not to end this war, or pass universal health care, or make more college affordable, it won't just be a Democratic victory; it will be an American victory.
That's the victory this country needs right now. This election and this moment are too important to settle for what we already know. The time has come to reach for what we know is possible.
I am not running for this office to fulfill any long-held plans or because I believe it is somehow owed to me. I never expected to be here, and I always knew the journey would be improbable. I've never been on one that wasn't.
I am running because of what Dr. King called "the fierce urgency of now." I am running because I do believe there's such a thing as being too late. And that hour is almost here.
I'm running because I don't want to wake up one morning four years from now, and turn on one of those cable talk shows, and see that Washington is still stuck in the same food fight it's been in for over a decade. I don't want to see that more Americans lost their health care and fell into bankruptcy because we let the insurance industry spend millions to stop us for yet another year. I don't want to see that.
I don't want to see that the oceans rose another few inches and the planet has reached the point of no return because we couldn't find a way to stop ourselves from buying oil from dictators. I don't want to see that.
I don't want to see that we risked more American lives in another misguided war because no one had the judgment to ask the tough questions before we sent our troops to fight. I don't want to see that.
I don't want to see homeless veterans on the street. I don't want to send another generation of children through corridors of shame. I don't want this future for my daughters and I do not accept this future for America. It is time to turn the page.
I run for the presidency for the same reason I drove halfway across the country over two decades ago to bring jobs to the jobless and hope to the hopeless on the streets of Chicago; for the same reason I stood up for justice and equality as a civil rights lawyer; for the same reason I've fought for Illinois families for over a decade. Because I will never forget that the only reason I am standing here today is because someone, somewhere stood up when it wasn't popular, when it was risky; when it was hard. And because that someone stood up, a few more did. And then a few thousand. And then a few million. And together, they changed the world.
That's why I run in this election. I run to give my children and their children the same chances that someone, somewhere gave me. I run so that a year from today, there is a chance that the world will look at America differently, and that America will look at itself differently. And I run to keep the promise of the United States of America alive for all those who still hunger for opportunity and thirst for equality and long to believe again.
That is the change that's possible in this election. That is the moment I want to seize as President. And I ask you all to join me in this journey. Thank you.
Senator Barack Obama, November 3, 2007, Spartanburg, S.C.
(partial text of speech. Full text here)
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One voice can change a room, and if one voice can change a room, then it can change a city, and if it can change a city, it can change a state, it can change a nation, and if it can change a nation, it can change the world.
Your voice can change the world
- Barack Obama
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Well, doggone it, the shee-it has finally hit the fan. Little Miss Trustworthy, AKA The Spitfire from Seward's Folly, is now the subject of a report by an Alaska legislative panel regarding the dismissal of Public Safety Commissioner Walter Monegan. Monegan told the panel that he was fired because he refused to dismiss Palin's ex-brother-in-law, state trooper Mike Wooten, after undue pressure from Mr. Sarah Palin and Palin's staff.
This news hit the wires last night around 8pm Eastern time and has the potential to be a real gamechanger in the final days before Americans cast their ballots for President of the United States. The bipartisan panel (10 Republicans, 4 Democrats) stated in no uncertain terms that Palin abused her power as governor in the Monegan situation. She was found to be in violation of a state ethics law against officials using a public office for personal gain.
Let me state for the record that the dismissal of Monegan was not the problem; it was that Palin violated a statute of the Alaska Executive Branch Ethics Act by having her husband become a veritable attack dog using her office and her advisors in trying to have Wooten fired. Monegan reported that he was contacted 36 times in this regard over a period of 19 months.
Dear Readers, I thought I was pretty much done with the Palinisms and was ready to move on with my life, but this news just - shall we say - tickled my fancy to the extent that I had to weigh in on it. I mean, here's the GOP's VP Candidate telling crowds that Obama is consorting with terrorists and inferring that he is unpatriotic and un-American. And meanwhile she's got a scandal brewing that sets all that trumped-up malarkey to shame for good and all. You betcha!
Now on the subject of McPain; who among us didn't wince during last week's debate as he doddered around the perimeter of the stage like a - forgive me - crazy old man? I mean do you seriously want this guy to be in charge? This guy hired for the most difficult job in the world? And, ouch, what was that weird moment where he lashed out at Tom Brokaw in that snide way he has, "Not you, Tom."
McShame and his aide-de-camp La Barracuda have knowingly fanned the fires of racism, hate, and violence with their negative campaigning and attack ads. Rather than campaign on the issues - which they can't do - they sling the mud over and over again and imply that Obama is both a Washington insider elite Harvard type argula-eater and also an outsider, as un-American as it is possible to be. Plus his skin is black. Oh the horror!
At a rally last night, McCain actually was forced in the position of having to defend Obama as someone Americans do not need to be frightened of when a man stood up and said he was afraid for the life of his unborn child if the Illinois Democrat became President. At the same rally, a woman in the audience told him that Obama was an Arab, and McCain actually took the mike away from her and said this was not true, that Senator Obama is a decent, family man with whom he disagrees on many fundamental issues.
This is rich! McFeign and Que Sera, Sarah created this atmosphere and now McCain, at least, is backing off because he suddenly seems to realize that it's about to blow up in his face. Rile up unhappy broke people at your peril, sir. They're looking for anyone to blame. And they've been shouting heinous epithets like 'Kill him!' and 'He's a terrorist!' at rallies this entire week. Thanks to you and your nefarious McCampaign.
Yes, Senator John Sidney McCain III, we do need a steady hand at the tiller. But yours is most definitely not steady. And Palin's hand should be nowhere near the tiller. God only knows in which direction she would steer the boat.
More Palinizations from Snoop* Du Jour:
Post-Debate Palintological Observations (10.6.08)
In Hartford, Hereford, and Hampshire, Hurricanes Hardly Happen (10.1.08)
There's No Place Like Nome…There's No Place Like Nome (9.28.08)
Welcome to the Palindrome (9.24.08)
Que Sera, Sarah? (9.19.08)
Baked Alaska (Ruminations on McPalin) (9.15.08)
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…One of the things that we have to change in our politics is the idea that people cannot disagree without challenging each other's character and patriotism. The times are too serious, the stakes are too high for this same partisan playbook. So let us agree that patriotism has no party. I love this country, and so do you, and so does John McCain. The men and women who serve in our battlefields may be Democrats and Republicans and Independents, but they have fought together and bled together and some died together under the same proud flag. They have not served a Red America or a Blue America - they have served the United States of America. So I've got news for you, John McCain. We all put our country first.
America, our work will not be easy. The challenges we face require tough choices, and Democrats as well as Republicans will need to cast off the worn-out ideas and politics of the past. For part of what has been lost these past eight years can't just be measured by lost wages or bigger trade deficits. What has also been lost is our sense of common purpose - our sense of higher purpose. And that's what we have to restore.
~ Barack Obama, August 28 2008, Denver, Colorado ~
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America, this is our moment. This is our time. Our time to turn the page on the policies of the past. Our time to bring new energy and new ideas to the challenges we face. Our time to offer a new direction for the country we love.
~ Senator Barack Obama, June 3, 2008


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Explore Other Events
October 26, 2017 at 7 PM | Toulouse, France
Toptal Sponsored
Toptal supports developer communities all over the world. Our developer Julien Renaux is the lead organizer of the GDG Toulouse Meetup.
Their next event will take place on October 26th, so if you happen to be in Toulouse that day, make sure to drop by and say hello. it wil be a great opportunity to meet developers from your town and if you're not yet familiar with Toptal, this is the perfect place to find out more about it!
Talks include:
Maxime Warnier - JavaScript
Nicolas Decoster- WebAssembly
The event will take place at HarryCow Coworking, starting at 7:00 PM. For more information, please see the event website or contact Julien Renaux.
HarryCow Coworking, 13 rue Sainte Ursule, Toulouse, France
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subset: commoncrawl


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Anambra Set To Begin Arrest Of Aspirants Without Tax Clearance
The Anambra State Government has said it will commence the arrest of political aspirants in the state who do not pay their taxes and levies accordingly. The Managing Director, Anambra State Signage and Advertising Agency, Mr Jude Emecheta, stated this in an interview with newsmen in his office on Thursday. He said the taxes and…Read more


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Flotation device for babies to learn safely. Ideal position for learning to swim. Easy to put them in. Anti-slip. Non-tip.
It helps children feel safe in the water while they are learning, making it fun to swim.
It encourages the natural reflexes of the baby's legs: the 'frog' kick, perfect for learning to swim.
Five inflatable chambers to prevent slipping and sliding.
Practical clip to snap the harnesses on the back.
Patented. Designed in Germany.
Designed for children aged 3 months (6 kg) to 4 years (18 kg).
From 3 months old Up to 48 months
CE Marking


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The Ottawa Lions were well represented among the winner's category at the 9th Annual Athletics Ontario and Ontario Masters Athletics Awards Gala which took place last Saturday in Richmond Hill. In total, Lions athletes took home six awards with Wendy Alexis being honoured as the top female athlete in the masters sprints/hurdles category as well as winning the Ontario Masters Athletics Female Athlete of the Year.
Wendy was acknowledged for her tremendous season on the track which saw her win double sprint gold in the women's 60 category at the Canadian Championships where she bested her long time rival, Karal Del Grande. Alexis was also the Ontario champion over 200m, but was edged out for gold in the 100m by Del Grande at the provincial championships.
There were no surprises in the senior women's distance category as Melissa Bishop took home the award for the second year in a row after her fourth place finish at the Olympic Games and a new Canadian Record of 1:57.02 for 800m.
Also in the distance category, Shona McCulloch was recognized for her spectacular season which included two Canadian records. McCulloch first broke the Canadian junior indoor 5000m record last winter with a run of 16 minutes 31.22 seconds in New York City. Then this spring she broke former training partner Claire Smith's national junior 3000m record. Shona would lower it again at the World Junior Championships with a run of 9:16..93 to finish 11th.
Tim Nedow was named Ontario's top senior male thrower for the fifth year in a row following a season that saw him break the 21m barrier for the first time ever. Nedow was also the inaugural winner the shot put of the IAAF Indoor World Tour. The Brockville native was also 7th at the World Indoor Championships and 16th at the Olympic Games.
Leslie Estwick was honoured as the top female athlete in the masters jumps category in her first season of masters competition after more than a decade off. Estwick was a provincial and national champion in the women's 55 and over high jump. After equaling the previous Canadian record at provincials, Leslie added two more centimetres to it at nationals.


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Ibbotson: Equity Risk Premium Still Out There
Have faith, says keynote speaker for 2011 Investment Innovation Conference.
BY Scot Blythe | October 10, 2011
As a scheduled speaker at this fall's Investment Innovation Conference in Bermuda (November 16 – 18), Roger Ibbotson, Professor of Finance at the Yale School of Management, will be sharing his views on the risk premiums that exist in today's markets. In advance of the conference, we asked him a few questions about the evolution and structure of these premiums. To find out more about Roger's presentation and the Investment Innovation Conference, click here.
Q: How important is the equity risk premium? In the past decade it's been very low.
A: It's been almost zero. The thing is you've got to expect that once in awhile. One of the words in the equity risk premium is risk. So it's not a sure thing. You have to anticipate that there are going to be some years, and even some decades, when you don't get it. You didn't get a positive return in the 1930s.You didn't really get it in the last decade. You get it in most decades, though.
On a go-forward basis, you have to presume that in most decades you're going to get this. And actually it's a positive return in about 70% of the individual years. So maybe it won't be 70%, but I would say two-thirds of the years you're going to have up markets. So it's not something to be ignored.
Do you have a prospective estimate of the equity risk premium? Where will it be in the next decade?
I've often dismissed the historical way of doing it – particularly in the early 2000s – when we were all thinking that it might be dangerous to extrapolate. I came out with a paper, "Long-Run Stock Returns: Participating in the Real Economy." We looked at alternative ways to measure the premium. At the time, we got a substantially lower estimate of the premium [than the historical rate]. Let me say that after the drops in the market, the historical rate isn't that bad of an estimate today. Through 2010, if I go from 1926 to 2010, the stock market had a 9.9% compound return and government bonds had a 5.5% return. If you look at that difference, it's 4.4%, and that's not an unreasonable estimate of the premium in today's market. It may have been unreasonable in 2000 because the spreads would have been bigger at that time. But now after the drops in the market, I think that's not an unreasonable estimate.
Over the past decade, you and others have discovered new premiums, like the liquidity premium. What does that involve?
I'm actually just looking at publicly traded stocks and buying the less liquidly traded public stocks. There is a surprisingly high premium associated with buying the less-liquid stocks.
Are those small caps or just the bottom end of the S&P 500?
You'll find this premium in small caps and large caps, in value and in growth. You'll find it any different part of the market. It's basically something that's additive to any other premium you might find. If you look at the less liquid value stocks versus the most liquid value stocks, you'll find a very substantial premium. Actually, you'll find that the premium has compounded at much as 8% per year, for value stocks or growth stocks.
How long does it take to realize that premium?
It's on average every year. But it's like all of these premiums, like the equity risk premium. You don't realize it every year or every decade. But you realize it most of the time. So it's not so much how long — you get it pretty much all along the way — but in order to be sure that you're going to get it, you may have to wait a decade. And even a decade doesn't guarantee it, just like the equity risk premium, as we've just seen.
Where do the size, value and momentum premiums stand today?
I believe that all the premiums will continue to exist. The one that is most shaky is the momentum premium, because that has the least economic foundation to it. It's almost more of an alpha then a beta play, whereas the others are more beta-oriented. The reason why there are premiums in the market is because they're basically paying people to do something they don't want to do. You don't want to buy stocks when they're risky, you'd rather buy bonds. You don't want to buy distressed value companies when could buy the exciting growth companies, and you don't want to buy small caps when it's so much easier to buy large caps. And you don't want to buy the less liquid stocks; you'd rather buy the most liquid stocks. The crux of this in every case is that you, as an investor, are being paid to do something that you don't want to do. That's why these premiums don't go away.
With bonds, you look at horizon and default premiums. What are these?
The horizon premium is no more than an interest-rate premium — it's the premium you get for buying longer-horizon bonds rather than shorter-horizon bonds. You're locking in an interest rate over the period. That means the bond investor has a lot of price fluctuations on the bond. There's an imbalance here, essentially because most investors would prefer to buy shorter-term bonds, but issuers want to issue long-term bonds. Here again, it's the same kind of concept as with all these premiums. What do you do when the issuers want to issue long-term and the investors want to buy short-term. The only way this works is if issuers, in this case, offer a higher yield, a higher expected return for investing in long-term bonds. That's the horizon premium. The default premium is the same thing because we don't want to buy these bonds that have higher default risk. Again, it's getting the investors to buy the things that they wouldn't have wanted to buy and inducing that with an extra return.
To learn more about the Investment Innovation Conference, please visit the conferences section of the CIR website. If you are interested in attending this event, please email Garth Thomas to be considered, as limited space available.


text: Last night Will and I were settling down after Reese had gone to bed, watching Bewitched on TV. Suddenly the TV snapped off. (Snapped off as in "turned off with a snap-like sound", it wasn't hanging from anything that snapped.) Will fiddled with it for a while, but couldn't fix it. He wondered out loud how much it would cost to replace it. I suggested that we not. I'm secretly really stoked. (He's not-so-secretly not.)


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Spent a few days now being sick, and I hope to get well very soon! Ugh, my used-to-tropical-weather-body had a little bit of a hard time adjusting to the season's transition. Trust me, it's not as easy as you have imagined. From winter's negative temperature, to suddenly 26 degrees celsius, then suddenly a mistral again, plus it drops again at around 21:00. My body was too confuse to cope up. So, here I am lying in bed, whining about my tonsillitis.
Anyway, this outfit post was taken last week in Buis le Baronnies, a little village we visited where my mum-in-law will be opening her first jewellery shop. Simple denim on denim with my favourite boots on the go. I hate to rant on you guys and make excuses, but I promise to post more inspiring stuff very soon again after I am healed and after all the errands we are doing since we are moving in our very lovely new flat, not to mention all the little single papers we need to do (well, yes! France is the land of papers! Ugh) and I might be going back to school to refresh my French lessons. So yup, the pressure is really on. Wish me luck! 😉


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Perhaps I should start out with "October Olds" as I haven't posted for a minute.
Halloween was spent in Temecula with Damian and his family. It was fun. I have no pictures because I didn't take my camera, but I'm sure Tandy will get them on her blog before too long. I ate lots of food. Mainly candy. Their kids are super cute.
Good times.
Anywho, this weekend was spent up in Grand Ol' Vernal, Utah for Teagan's (my cousin's daughter) wedding. Mom, dad, Grandma L, and me loaded up the bed of the truck with Dutch ovens (dad was doing the food for the reception: Dutch oven cobbler. Yum!), luggage, and boxes of Christmas gifts (it almost resembled Santa's sleigh), and drove the 7 hours to Vernal. Too long.
Many of Grandma's posterity lives in Vernal and she decided that she needed to take up a bunch of gifts. She amazes me, that woman. She gets all her posterity a gift for Christmas and has all their birthdays and names memorized. You may think that that's no big deal. But it is. It's a huge deal. Grandma has 8 children, 34 grandchildren (of which I am the youngest), 77 great grandchildren, and 44 great-great grandchildren. And add in their spouses, too. That's a lot of people.
We were joined by Nick, his lady friend K-Leigh (not actual spelling), and aunt Gayela. They helped with the preparation and serving of the Dutch oven goodness. Mom, dad, Nick, K-Liegh, and I slept in a 5th Wheel-toy hauler of cousin Scott's nicknamed The Ramada Inn. That thing is huge! Its ceilings are taller than the ones in my house! I wish I had a photo to post. But I don't.
On Saturday morning before the wedding, Mom, dad, and I went to a session at the Vernal Utah Temple. The temple was the Vernal Tabernacle and was converted into a temple in the mid-90's. It is a smaller temple, but the session we were in was packed because there was a couple being sealed for eternity. Yay!
Back to the wedding details: Teagan is very country (I think everyone in Vernal is...) and so was the decor. Living in Southern Utah, I have been to my fair share of country themed wedding receptions and have been appalled by the amount of hay bales. But Teagan did a very good job with color scheme and decor.
On Sunday morning we decided that we would go to sacrament meeting with someone whose ward meets at 9am (we have enough family in Vernal, there's bound to be someone assigned that time) and the winner was Monica! So we went to church with her. And there was no heat in the building. I was cold. I am usually cold (just shake my hand and you will see what I mean) but I was shivering. I was in my coat (the mustard yellow corduroy one. yeah.) and I had a scarf. And I wore a hat. I wasn't going to wear the hat, but I was shivering so bad that mom put it on my head. I pointed out to mom while I was sitting there shivering that we drove by three chapels to get to Monica's chapel and I bet that all of them had working heat.
It was a good weekend.
I love weddings. I love weddings more when I don't have to serve food or bus tables.
I love seeing family. I don't love driving 7 hours in a truck with very hard seats.
I just realized: last weekend I also spent 14 hours in a car going to/from SoCal. Gross.
☮ ♡ ☺
03 November 2011
November News
Posted by Anonymous
3 comments:
Beautiful Entry.ReplyDelete
Thank you for serving food, busing tables and washing dutch ovens! We'll have to do it again sometime. Oh, wait--we WILL on Friday the 11th for the Cedar Birthday Ball!! See you then...I'll bring the aprons. ;-)ReplyDelete
Wow! What a weekend this must have been! I do adore the wedding decor. Also at some point in time I forgot that Vernal had a temple. It is nice though! Cold is basically Utah's second name and your middle name. At first I was thinking you two would get along well but then I realized it is possible to have too much of a good thing. Maybe you should move? How about to Australia?ReplyDelete
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The bags also come in a wide array of attractive colors. They can either be plain or printed in promotional bag various designs which means the host is spoilt for choice. The host even has the choice of picking tote bags that will match the color theme of the party. The canvas tote bag, which is one of the most popular, is sold everywhere. It has different sizes, colors, and picture designs. It is made of durable and tough fabric which is ideal for people who lead very busy lives. These bags are flat and hard, like crumpled plastic bags.
It has a lot of press as well as other large bags. You can come in assorted colors and can be designed according to the orders of society. The above features, like a handbag bags are stereotyped advocacy. Honestly, most people know as bags trade show giveaways, product launch, and many other corporate events, and is always used to keep the slogan and the reasons to save the earth and raise awareness of breast cancer. The materials which will be used in creating your custom tote bags are important customized lanyards online as well.
More and more businesses are jumping on the green bandwagon and using such materials for their custom bags as are disposable and can be easily recycled. Also, it is preferable for you to make use of long-lasting bags. So the materials should also be strong and durable. Promotional tote bags are proven to be absolutely effective to such kind of campaign since some business establishments like groceries and supermarkets are exhausting tote bags in lieu of plastic bags that may cause danger to the environment.
If you want to design your own custom imprinted tote bags for Earth Day, here are the painless steps in adding a simple yet relevant design to your Earth Day tote bag. 3rd Things styles. These bags are in the form of plots and two handles. In order to facilitate the enforcement of most of things bog also has a shoulder strap. Thus, the weight is distributed evenly. They can be great items for distribution among athletes because they can be used for holding sports equipment, as well as gym clothes and shoes.
They often have smaller pockets lanyards for trade shows (www.rewards-insiders.marriott.com) small items like cell phones, keys and maps. Canvas totes are usually designed funky and less formal, perfect for teens and women with a young heart. These are available in a wide variety of styles and colors. They are the totes that were considered very flexible, which can be carried during casual outings, malling, and etc. Most moms carry a canvas tote as it helps them carry essential stuff of their baby while away from home. You can find so many eye-catching canvas totes in different designs and themes, from simple to bizarre.


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Reminiscing my childhood days automatically brings a smile to my face every single time. Those were the real days when all we did was live life to its fullest. The innocence that those days had will never come back and I couldn't help but wish that I could go back to those days and relive those moments. I have many childhood memories but the best ones were made in school. I remember how bright I was as a kid and how much I loved studying (quite contrary to what I am now hehe) and automatically became every teacher's pet.
But as much as I loved studying, I also loved the Games period, like every other kid. I remember playing hide and seek with my friends and one of my favorite games as a kid was 'London Statue' (Hi5 if you're a 90s kid and know this game)! I was also (actually, I still am) always fascinated by colourful parks with swings, slides and see-saws. Even now whenever I spot any parks with a slide or a swing my inner child still forces me to go play!
Apart from all the fun we used to have during the games period, the one thing I clearly remember is my school uniform-the normal every-other-school uniform color: White and Grey with a slightly colorful tie and red ribbons. Not gonna lie, the combination is great for a school uniform but one cannot help but get bored of it when you were supposed to wear it all year round. And now thinking of it, after almost like eleven years, I thought of reliving the school days and recreating the uniform, giving it my own touch and make it less boring.
Since a white shirt is still a favorite, not only in school but the fashion world, I decided to create a look where the focus is straight up on the shirt. Instead of a grey pleated skirt I paired my white shirt with a metallic midi length pleated skirt and added a statement earring as a brooch. A pair of plain black sneakers is surely a good alternative to the boring 'Naughty boy shoes'. I'm also rocking a two-sided braid to give the whole look a very 'school girl' feel. *sigh If only I had hair this long during my school days! To finish off my look I'm carrying my new favorite backpack (which was also a must-have during our school days, if you remember :D) from LAVIE. This bag is an absolute beauty!!
Now that you have read about my childhood memories, I'd love to know yours! 😀
Outfit details-
- Bag: LavieWorld
- Shirt: Sarojini Nagar Market
- Skirt: Promod
- Earrings (as brooch): Kanelle by Kanika Jain
- Shoes: Vero Moda
Feel free to connect with me on my INSTAGRAM | FACEBOOK | TWITTER
Photo credits: NEELU TRIPATHI


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Near the top of many adventurists' checklist is swimming with dolphins (SWTD). It has a shiny allure. The experience appeals to a wide demographic. Families use it as a bonding experience. Others see it as something on par with bus tours; it is what you do on holiday when near a warm coastline. Some people swim with dolphins because they hope for a mystical experience.
SWTD projects around the world cater specifically to some or all of these desires. Jeju Island, being a tourism hotspot, has two dolphin-experience facilities. In this article, captive SWTD projects will be explored for their benefits and drawbacks.
Fascination with dolphins is not something new. The ancient Greeks thought that dolphins riding in a ship's wake were a sign of good fortune. In Hindu mythology the Ganges river dolphin was associated with Ganga, the deity of the river. Their presence is peppered through naval folk history.
In more modern times, during the 1960's, the bottlenose dolphin won many hearts through the television show Flipper. In the series, a young boy and a dolphin have a relationship similar to that of Timmy and Lassie. People across the US wanted a similar experience with Flipper. Businessmen gave them their wish. Dolphinaria, aquariums specifically for dolphin shows and dolphin experiences, popped up all over the world. Many were forced to close due to public protest and non- adherence to animal welfare laws.
Currently there is no shortage of captive SWTD programs. Generally the experience begins with an introduction to a single dolphin in the shallow end of the tank. The trainer introduces the anatomy of the dolphin and makes sure that the client and dolphin are comfortable. Some show tricks are incorporated. The dolphin 'sings' when the trainer mimes a conductor's hand movements. It also poses for 'the kiss' picture that the client can take home and put on the fridge. When it is time to go into the big tank the dolphin waves goodbye. Fish are given for a reward after each of these segments.
Clearly, this is not wild behavior. It is more like a one on one dolphin show.
An article entitled "Swimming with Captive Dolphins: Current Debates and Post-Experience Dissonance" by Susanna Curtin and Keith Wilkes, explores the divide between the reasons people go and what they feel afterwards.
Many of the people Curtin and Wilkes interviewed had hoped for a wild-like experience with the dolphins. Afterwards they felt that the dolphins were just doing tricks and often felt guilty about the small size of the pool.
They sum up the article on a positive note:
"Clearly the experience is not what people expect. However, there is little doubt that humans do derive some considerable benefit and enjoyment from SWD experiences. The question is whether the contact with an animal-other enhances understanding of the animal kingdom or whether such interaction programmes merely reinforce the socially constructed images from popular media."
Erich Hoyt of the Whale and Dolphin Conservation Society goes deeper into the ethics of the SWTD experience in his book "The Performing Orca: Why the Show Must Stop".
He explains that there is some cross over in ethical perspective, but that the argument is essentially polarized. While both sides agree that any captive animal should be treated humanely, owners and curators of aquariums and marine parks say that any adverse effects are outweighed by the educational component that the shows provide. Critics of these shows say that the adverse effects on whales and dolphins in captivity have been proven and that inhumane treatment is not an ethical cost for education.
In 1985, Victoria, Australia passed a law prohibiting further capture of cetaceans (whales and dolphins). A report by the Senate Select Committee on Animal Welfare entitled "Dolphin and Whales in Captivity" stated that "[critics of aquariums and marine parks] believe that arguments advanced by oceanaria, for keeping cetacean captive, such as enrichment, awareness and improved knowledge, are inconsistent with, and subordinate to, their commercial motives."
The argument keeps circling back to these three issues: humane treatment of animals, the need for education and profit trumping all.
In 2009 a documentary entitled "The Cove" was released to great critical acclaim. It won the Academy Award for best documentary as well as a host of other top prizes. It's content focused on Taiji, Japan and the annual dolphin culling that happens there. The film also explored the connection between the killing grounds at Taiji and the distribution of dolphins from this place to aquariums worldwide.
"The Cove" presents several interviews with Ric O'Barry. He was the man who had captured and trained the dolphins for the television show Flipper in the 1960's. After seeing his dolphins transferred to aquariums and what it did to them psychologically he has devoted his life to liberating dolphins from captivity.
The scenes of the dolphin killings at Taiji are bloody and horrifying. The fishermen trap the dolphins in the cove with a large net system. They are then driven towards the beach, stabbed with a spear and left to bleed out.
In the film O'Barry claims that the majority of aquarium dolphins are purchased by trainers at the annual culling and distributed to aquariums around the world. Other sources claim that in fact most of these captured dolphins are sold mainly to aquariums in Asia and have never been allowed into the United Sates.
A dolphin experience program on Jeju Island does verify that it obtained its dolphins from Taiji.
In addition to shady sourcing, there is also research stating that aquarium life puts incredible stress on the dolphins. The Humane Society of the United States claims that some dolphins may die from the stress of capture alone. The capture of a family member also traumatizes the pod left in the wild.
In a dissertation by Kirsten L Stewart entitled "Human Dolphin Encounter Spaces" she states that "[m]any captive dolphins display physiological and behavioral indicators of stress such as elevated adrenocortical hormones, stereotyped behavior, self-destruction, self mutilation, and excessive aggressiveness towards humans and other dolphins."
So why do people keep taking part in SWTD programs? There seems to be a promise of something wonderful guaranteed by the experience. People regularly shell out $100-$150 for the chance to swim with these majestic creatures, yet are often as elated as they are dissatisfied when they leave.
The debate is fierce. Does swimming with captive dolphins captured at Taiji directly relate to the deaths of all the other dolphins in that cove? Could these captured dolphins be considered safe now that they are in captivity?
It is a contentious issue and one not easily solved.
The Jeju Weekly
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text:
Columba livia; The rock dove originally descended from north-western African (Atlas mountains) populations. Presently it is one of the most common birds of the planet. It adapted to humans because it has found out that stone buildings can be used as nesting grounds like rocky mountain cliffs. As such it is known as the feral pigeon. It is also known for its extreme capability to find "home" after it has been taken away from home for hundreds or even thousands of kilometers. In the past it has been used as a communication medium (the pigeon would be taken along by the traveler; a written message was tied to the feet of the pigeon and it would fly back home). Even today it is used as a sporting bird in many countries. Charles Darwin was very much inspired by the knowledge of breeders of these birds for his evolution theory. Often naturalists i.e. ornithologists become thrilled by rare sightings and pay little attention to the common birds, let alone feral "pests". However, one should also admire these birds and respect it for its exceptional characteristics (see also my comments on the dandelion). On Iceland the feral pigeon lives only in urban areas and occasionally around farmsteads.
Back to general list of all birds (entries start)


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Gidday to you all this fine Sunday - fine - huh, isn't that an understatement?! It's so hot today - it's really making me appreciate our new airconditioning!
Well, I've been a busy bee (well for me anyway)... I've created the next two entries for the Inspired By Stamping 2 year anniversary challenge bonanza.
I was up until 4.30am this morning finishing sketch 2 - I was colouring and colouring - not just that picture but 3 others as well, it's a time consuming but enjoyable passtime. I was shocked when I checked the time - my mind was buzzing but I made myself go to bed, lol.
Here is the challenge sketch #2:
Entries for all the sketch challenges can be seen at the bottom of this page link for Inspired By Stamping.
A while ago I fell in love with this wrapping paper that I found at the Reject Shop - in lots of colours. I spent a lot of time hand cutting it into roughly 12x12 paper sizes. That is what the foiled background is made from. The checker pattern is from Stamp TV's paper pack Casual Friday. The circular patterned paper is from the My Minds Eye 29th Street Market. The dark brown cardstock is from Kaszazz and it blended into the foiled background too much so I coloured the edges with a dark brown copic marker to change the colour. The stamped image is from La-La Land and it's called Koala Luka - so cute! I coloured that in with my Tim Holtz distress markers and a water brush. The sentiment is also from Kaszazz and the word birthday was a little too fine to read so I went over that with a black gel pen.
Thanks for stopping by!


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Friends, I'm back!
I will be participating in the Young Survival Coalition's Tour de Pink South Ride in April 2018. I'm the captain again for Team Under the Big Top and am thrilled to see the enthusiasm of my crew who hail from all over the country.
What's the deal with that name?
As an oncology social worker and licensed clinical social worker, I've been a witness for 12 years to the circus cancer can be. I've seen young women's lives and those of the ones they love turned upside down with the party crasher cancer is.
My husband, Bryan, designed the logo (go Bryan!). I've long held the belief that survivors can tamp down this circus-like chaos and reclaim themselves. I've seen it happen. Seeing the cyclist on the logo come out of the tent ready to go is a sign of that turning.
I know firsthand from being a previous YSC Tour de Pink rider what it means to say that it is so much more than just a bike ride! With a lovely, big-hearted, dedicated group of people all on bikes riding 200+ miles, it's service in motion - honoring survivors, raising awareness and supporting important programs for young women affected by breast cancer.
The must-reach-goal for each rider is $2,500. Where does that money go? What does it do? I get it. You want to see your money at work.
Your donation will support the Young Survival Coalition (YSC) and ensure that no young woman faces breast cancer alone. YSC is the premier organization providing supportive services, education and resources for young women affected by breast cancer. At any stage. At any point in her journey.
- $25 could fund YSC materials at three healthcare providers' offices.
- $100 could provide a Newly Diagnosed Navigator to six women when they need it most.
- $250 could allow us to train four survivors to serve as 1:1 peer supporters.
- $500 could fund a Young Empowered Survivor (YES) educational program.
- $1,200 could pay for two young women to travel to our annual conference for young women affected by breast cancer.
May I please count on your support to help with fundraising? I hope so!
Please know that any amount is important and helps!
In a time where many are in need and the asking is often, I truly appreciate your consideration.
I'll be getting Diana (my Fuji Supreme bike) tuned up and hitting the familiar roads and routes around my hometown of Atlanta. I'll keep you posted on how it's going.
Thank you in advance for your support! I deeply appreciate your generosity.


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beginner, cognates, learn, russian, similarities between Russian and English, vocabulary, words you already know
In light of last week, I decided to carry on brushing up on what I've already learnt. This also got me thinking about what Russian I might already know without having actually learnt it, in other words cognates.
Cue this video by Russian Online University:
Not only is it a great vocabulary builder, but an interesting look at the sometimes seemingly rare similarities between Russian and English. Let's see how many I can find…


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Chris Tolley
Product Consultant, Tableau
Chris is a product consultant at Tableau and serves as a technical advisor on all things Tableau. Chris has a degree in economics from Northeastern University. Outside of his work, Chris competes at the National Pro level in road cycling and rides BMX in his downtime. If you're passionate about cycling in any form, Chris would be more than happy to chat about it.


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by George Selmer FIEP
From the perspective of the employment and skills sectors, this is a bleak budget. Given the economic outlook, this is bad news for everyone.
The Office of Budget Responsibility has downgraded its productivity growth forecasts. This means that it has also revised down its economic growth forecasts. To cap it all off, they then expect this to lead to a rise in unemployment. As Duncan Melville from the Learning & Work Institute commented, 'this is not a happy outlook for the UK.'
But, we can't be surprised. We've been heading here since the 2015 Comprehensive Spending Review. March's Budget had very little new to say about employment and skills. And, at the General Election, neither of the main parties had very much to say about active labour policy - as I wrote at the time. I did note five key things that stood out in the Conservative manifesto, and so let's take a look at last week's Budget against those themes.
There are some welcome changes to Universal Credit, meaning that people will have to wait less time for their money. But the changes are nowhere near substantial enough. The £3bn cuts to the UC work incentives have not been reversed and the freeze on working age benefits remains in place. The system remains a pale and ineffective shadow of the original principle - which was to bring fairness and simplicity to the system and to make the transition from benefits to work pay.
And hope they continue to. The Work and Health Programme will make a dent, but - as I've written before - simply lacks the resource needed to make an impact. You can't deliver social and economic change through hope. It requires a plan, commitment and investment.
The Conservative manifesto pledge to support the recruitment of unemployed or disadvantaged individuals through a one-year holiday on National Insurance contributions doesn't seem to have made it into the administration's first Budget.
They might well be, but there was no mention of any plans that committed the government to meeting it. I've written before about the huge social and economic impact that will simply disappear in the absence of the European Social Fund or a successor.
There's a lot of talk about it, yes. Most of the devolution deals contain plenty of plans for a range of talking shops to supposedly integrate employment and skills better.
But, the initial funding for a National Retraining Scheme doesn't make any long-term commitments and there's little other significant investment in what can only be described as a national crisis - given that we are now at the back end of the worst decade for UK productivity since the Napoleonic wars.
There's continued muttering about talking about increasing the flexibility of the Apprenticeship Levy, but no real action - and certainly no response that would install some confidence in a market that is struggling to recover from the cliff-edge it hurtled over in May 2017. The 3 million target looks increasingly difficult, the overall amount of money in the Levy is forecast to be less than previously expected and there are no mechanisms in place to ensure that the Levy gets spent.
The nightmare scenario is that we will continue to cut investment in education, training and employment support right up to and through the point in the economic cycle when we will need it most - having already under-invested our way sluggishly out of the last downturn.
Stephen Evans described this as a 'baby-steps' budget, which gives an optimistic sense that we might be moving in the right direction - albeit too slowly. I'm not sure that I share Stephen's optimism (or, perhaps, his diplomacy!) My fear is that we have a government that is swamped by Brexit, lacking substance behind what vision it has and too tired to deliver any of it. I hope that I am wrong.
In the face of all this, we must keep doing what we do best, do it better and continue to fight for both our own survival and the citizens that deserve world-class education and employment support services.
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10/04/2019National Career Service Helps Joanna Secure new Job Role
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LTT brings to you one of the most interesting trekking package in ladakh from Lamayuru to Alchi.
Around 125 kms. west of Leh, on a spectacularly beautiful road, lies the earliest surviving monastery of Ladakh, known as Yung-drung or the Swastika. The Gonpa is remarkably built on sand stone and dates to the 11th Century. The monastery has a remarkable history and the surrounding area presents an interesting topography that is spread with yellow loess formation. The Alchi monastery lies 69 kms. west of Leh, the most famous and largest of all the Gonpa built by Rinchen Zangpo in 11th Century. The monastery houses some of the best murals and frescoes representing the Kashmiri style of Buddhist iconography. Each monastery in Ladakh is distinct in itself and for those who wish to experience the uniqueness of Ladakhi monasteries this is an ideal opportunity.
This trek begins with a visit to the stunning Lamayuru Monastery, the oldest in Ladakh, and ends with a visit to the Alchi Monastery, known for its early Buudhist art in the Kashmiri tradition. Lamayuru is about 80 miles west of Leh, just off the Leh to Kargil road. From Lamayuru the trek proceeds through Wanla and over the high mountain pass of Tar La with its breath-taking vistas, before reaching the village of Alchi on the Indus River.
|New Delhi – Leh Ladakh – New Delhi
|Nubra valley (Turtuk)– Monasteries – Tsomoriri Lake – Leh
|14 days, 5 days trekking
|May- November
|Camping on Trek
|Moderate to Strenuous
Day 1: Arrive in Delhi
You will be met our LTT representative on your arrival at Delhi IG Airport and escort to your hotel and help you check in. You will have rest day to the rest and relax from long trip to Delhi.
- Delhi, India's capital and a city of more than 15 million inhabitants.
- Overnight stay at Delhi.
- Hotel: Ashok country Resort / Similar
- Meals: Breakfast
Day 2: FLY TO LEH
Arrival at Leh Kushok Bakula Airport (This must be one of the MOST SENSATIONAL FLIGHTS IN THE WORLD. On a clear day from one side of the aircraft can be seen in the distance the peaks of K2, Nanga Parbat, Gasherbrum and on the other side of the aircraft, so close that you feel you could reach out and touch it, is the Nun Kun massif.) Upon arrival you will met by our representative and transfer to Hotel for Check in. Complete day for rest and leisure to acclimatize.
Hotel: Oriental Hotel / Similar
Meals: Breakfast, Lunch and Dinner
Day 3: ACCLIMATIZATION IN LEH: 11,500ft/3,505m
After breakfast leave for local sightseeing and photography opportunity in Leh. We visit Thiksey Monastery, Shey Palace, Hemis Monastery, Leh Palace and Shanti Stupa. Overnight at Leh.
Thiksey Gompa
An impressive complex rising tier upon tier on a hill above the village. The monastery has a beautiful 30 m high gold-plated statue of Maitreya Buddha, the Buddha of the future. Drive further to visit the famous
Hemis Gompa
Founded in 1630's by Stag-tsang-ras-pa under the royal patronage of Sengge Namgyal. Hemis is one of the largest and richest gompa of Ladakh. The two-day festival of monastic dance in June-July has raised the reputation of Hemis particularly high. The festival is dedicated to Guru Padmasambhava, popularly known as second Buddha and responsible for spreading Buddhism in the Tibetan world.
Stok palace is the last palace ever built by the Ladakhi king Tsepal Tundup Namgyal in 1824.
Hotel: Oriental Hotel / Similar
Meals: Breakfast, Lunch and Dinner
Day 4: DRIVE TO LAMAYURU (124km/ 4 hrs)
After breakfast we drive down the geologic wonderland of the Indus River valley, past the confluence with the Zanskar River, and on through the small villages of Nimo, Saspol and Khalse. We cross the Indus just past Khalse and begin a steep climb to the village of Lamayuru. We reach the monastery, perched on top of a steep cliff, in the early afternoon with plenty of time for a tour. This monastery is the oldest in Ladakh, dating from the 11th century. The monastery is built around a cave where the Naropa lived and meditated.
Hotel: Onpo guest House / Similar
Meals: Breakfast, Lunch and Dinner
Day 5: TREK TO WANLA (5 hrs trek)
We start our trek from Lamayuru with an immediate descend to a valley. Later we cross a stream, then gradually ascend across a mountain side and reach Prinkiti La (3720 m/12,200 ft). Continue further to Shilla and then to Wanla. On arrival we set up camp and later visit the monastery. Overnight in tents.
Day 6: TREK TO URSHI (6 hrs trek)
After a hearty breakfast we trek along the Yapola River and cross the bridge before arriving at Phanjila. Hike up the Ripchar River and turn up a sidestream, ascending up to Urshi by late afternoon. Overnight in tents.
Day 7: TREK TO TAR VIA TAR LA (8-9 hrs trek)
Today is a difficult, but panoramic day. The path is well marked and steeply ascends to Tar Lar (5200 m/17,060 ft). About six hours takes you to the top of the pass, and about another three hours descent to arrive at Tar village. Overnight in tents.
Day 8:TREK TO MANGYU (5 hrs trek)
Todays path goes up along the mountain side to a small pass, then takes an easy descent towards Mangyu. This is an attractive village with an interesting monastery. On arrival set up camp. Later visit the village and monastery. Overnight in tents.
Day 9: TREK TO ALCHI (5 hrs trek) (4-5 hrs)
Today we take a nice path into a beautiful narrow valley. After another two hours of walking we arrive in Indus valley at Gera village. We follow the Indus upstream and cross it at Lardo. Further walking takes us to the village of Alchi where we have a very old and remarkable monastery. Visit the village and monastery. Later transfer by vehicle to Ulle Resort.
Hotel: Ulle resot / Similar
Meals: Breakfast, Lunch and Dinner
Day 10: DAY AT LEISURE:
Continue your exploration of Leh , go for shopping and witness cultural show in the evening.
Hotel: Oriental Hotel / Similar
Meals: Breakfast, Lunch and Dinner
Day 11: FLY TO DELHI.
Our representative will meet you and transfer you to your hotel.
Hotel: Ashok country resort / Similar
Meals: No
Day 12: RELAX IN DELHI.
Late night transfer to International Airport.
Hotel: Ashok country resort / Similar
Meals: Breakfast
Day 13: FLY HOME.
Tour End
Package cost per person in USD
1950 USD net per person for 2 pax.
1650 USD net per person for 6 & above.
What is included in trek cost?
- Accommodation in best tourist category hotels as listed or similar during tours.
- Flight to and from Delhi – Leh – Delhi.
- All the meals including evening Tea.
- All transfers and sightseeing with entrance fees.
- Cook, Helper and English Speaking LTT local guide.
- During the trek: Fully organized trek with all meals, and beverages. All trekking gears including Tents, Thermal mats, Blow pillow, Hot-water bag for warmth during night. Pack animals to carry luggage and additional riding pony for emergency, Basic Medical Kit. Trekking staffs include Guide, Cook, assistants and horseman.
- Sleeping bags can be borrowed ! (cleaning charges will apply)
What is not included in above cost?
- Any Kind of Personal Expenses or Optional Tours / Extra Meals Ordered /Phone calls
- Anything which is not specifically mentioned under the head "Prices Included".
- Tips and gratuities (optional).
- Any Kind of Drinks (Alcoholic, Mineral, Aerated)
- Travel/Medical and evacuation Insurance – purchased separately
Tour Reviews
There are no reviews yet.


text: To read more blogs, click here. Blog Home Recent Posts in October, 2017 Plumbing Tip: 4 Items to Keep Out of Your Pipes Oct 30, 2017 Despite some belief, drains cannot handle certain things. When these items are allowed to enter the pipes of your plumbing system, it can result in serious clogs and over time, can lead to the pipes ... Posted By Mr. Rooter of San Francisco Continue Reading Prepping Your Plumbing for the Colder Months In San Francisco Oct 19, 2017 There are a number of places throughout the country that often require homeowners to undergo the winterization process in order to keep their home from sustaining damage during the cold winter months. ... Posted By Mr. Rooter of San Francisco Continue Reading Page of 1


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Asakusa is part of the "low city" of Tokyo located on the Sumida River in the northeast section of central Tokyo. Its origins date back pre-Edo period, and naturally, this district holds some interesting bits of history and sights to see. However, today is not the day to discuss those.
Today was the day to experience the 32nd annual Carnival Parade which celebrates Brazilian Samba music. Like the Azabujuban festival last week, lots of foreign visitors and locals alike, hit the streets for the festivities. Unlike last week, there were only a few food booths lining the parade route; most of the energy was around the 35K samba dancers and parade floats. One of which can be seen below:


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Bob Balaban ("Catch 22," "Midnight Cowboy") stars in "A Short Course in War." The young actor plays a mentally disturbed
student who is determined to turn a campus demonstration into a bloody conflict.
Guest Stars:
Bob Balaban as Walter Coy
Josephine Hutchinson as Miss Osgood
Jack Bender as Jeff Dolan
Mike Warren as Lon Chambers
Paul Kent as Dean Harris
Mark Tapscott as Chief Roberts
Monty Margetts as Registrar
Harriet Bronston, Georgetta Banks and Thad Geer as Studen Committee
Director: Robert Michael Lewis
Producer: Harve Bennett
Writer: Mann Rubin
Music: Earle Hagen


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Mohammad Suhail/ Mushtaq Ahmad
Anantnag/ Kupwara: Hundreds of people including women and children on Tuesday thronged Tral's Reshipora village to mourn the killing of an army soldier and his father in the militant attack on Jammu's Sunjwan military station.
Bodies of Lance Naik Muhammad Iqbal Sheikh and his father Ghulam Mohiuddin reached the village on Tuesday afternoon, where hundreds of people had already assembled to have a last glimpse of the slain father-son duo.
Seven soldiers, three militants and the father of a slain soldier were killed in the 30-hour-long fidayeen attack reportedly staged by Jaish-e-Mohammad militants on army's Sunjwan military station in the outskirts of Jammu on Feb 10. The sprawling military station was housing the 36 Brigade of the Jammu and Kashmir Light Infantry (JAKLI).
The family of the slain duo and people in the village were waiting for the arrival of the bodies for the last three days. Emotional scenes were witnessed as the bodies reached the village with women beating their chest and almost everyone's eyes turning moist.
Slain soldier Iqbal, his wife Shabnum, and their one-and-a-half year-old son, Absarul Haq, were in Jammu and a couple of days ago Iqbal's father had visited them.
"He (Ghulam Mohiuddin ) was not keeping well and needed to see a doctor in Jammu. That's why he was visiting his son. Who knew death awaited him there," a relative of the bereaved family said.
Mohiuddin and Iqbal are survived by their wives, Iqbal's toddler son and his two unmarried sisters.
Iqbal, according to the relative, was the sole breadwinner of the family.
The duo was yet to be buried while this report was being filed.
Similar scenes were witnessed in Kewa village of Qazigund in Anantnag, the native village of another slain soldier Manzoor Ahmad Deva killed in the Jmmu attack. Hundreds of people turned up for Deva's funeral in his native village when his body arrived there. He was laid to rest amid wails and sobs.
In Kupwara, the bodies of slain army soldiers Mohammad Ashraf Mir of Madianpora and Habibullah Qureshi of Hyhama reached their native places on Tuesday afternoon. Thousands of people including relatives and friends were present at their homes. The bodies were scheduled to reach home on Monday but due to bad weather conditions fights from Jammu could not take off. On Tuesday morning the authorities shifted the bodies to Srinagar in a chartered flight from where they were shifted to their native places. Thousands of people who were waiting from Sunday attended their funeral prayers before the duo was laid to rest.
Mohammad Shafi Qurashi, an uncle of Habibullah Qurashi, said the Deputy Commissioner Kupwara along with SSP Kupwara and officers of local army camps were present at the funeral. Qurashi left behind six daughters, five sisters, a younger brother and old-age parents.
Similarly, several district officers and army officers from nearby army camps visited the home of Mohammad Ashraf Mir of Hyhama and paid tribute to the deceased soldiers, a relative of Ashraf said. Army soldiers were also present at the guard of honour to both the slain soldiers before people buried the bodies at the native villages. Ashraf left behind two children, a son and a daughter, his wife, and old-age parents. Ashraf was a junior commissioned officer (JCO) in the Indian Army.


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Project NEO - FRC Team 1164
We are Project NEO, FIRST Robotics Competition Team 1164
Project NEO is the longest sustaining FIRST Robotics Competition team in New Mexico. We are made up of high school students from Las Cruces, the second largest city in New Mexico. The team is a city wide team with students from Las Cruces Public Schools, charter and private high schools, and home schooled students.
Since 2003 the team has been changing lives. Project NEO offers its student members a chance to experience science, technology, engineering, and math from a hands-on point of view, giving a them a first hand knowledge of current technology.
In 2012 Project NEO started twoFIRST LEGO League, FLL, teams. The 2018-19 season will see Project NEO support teams and events for about 80 FLL Jr teams, 21 FLL teams, and 1 FTC team. Project NEO will be the host team for one FLL state qualifier and 4 FLL Jr Expos.


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Click the button below to send a private message.
We've all run into the situation of not wanting to practice. But maybe that's because we're not practicing in the best way for our brain! Here are some practice techniques that bring some brain awareness. My rules for practice are:1) Music should be fun. If it stops being fun, set it aside and come back to it later. Frustration does not lead to success, in my experience. 2) The LEFT hemisphere of the brain is responsible for the SEQUENCE of notes (or chords), which can be studied analytically with the mind, broken down and understood piece by piece. When learning a tricky passage of notes, play each note in sequence, completely ignoring the rhythm. 3) The RIGHT hemisphere of the brain is responsible for RHYTHM, and as such rhythm is best learned in a holistic, auditory way. You can learn the rhythm by hearing a recording, or you can use your sheet music to break it down analytically and then CLAPPING it or HUMMING it to get it into your auditory memory. 4) Now the magic happens! When learning, start with the note sequence and no rhythm to program the notes into the left brain. Then isolate the rhythm by humming the music, and get that rhythm deep into your soul. Finally play the notes in rhythm at a very slow pace. This programs the muscle memory. Gradually increase the tempo until you can play it at performance tempo. (This process will span minutes, days, or even weeks, depending on the piece.) 5) If you have to work on a tricky spot in the music, do the same as in step 4 but focus on just the measures of music that need work. Gradually lengthen the stretch that you're working on, so that you start to learn the tricky spot in the context of the rest of the piece. 6) Know when to stop practicing! When you work on a certain stretch for a while, it solidifies it by forming new connections in your brain. But once you've gone over it enough, you'll feel your brain start to fatigue or "zone out." That's a clear sign that it's time to move on to a different part of the music, or put the instrument down for a while. If you continue too much into that "zoned out" space, you won't be learning as much, and it probably will kill your fun, too. If, at any point, it stops being fun, set it aside and come back to it later. (I know I already said this, but it warrants a second mention.) I have many more precise and refined tips for effective practice, tailored to suit your individual needs. Aaron.
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DE: Wie u.a. die Netzeitung berichtet klagt die Vereiningung der Rundfunkgebührenzahler gegen die Zahlung von Grundgebühren für PCs, die ab 2007 in Deutschland eingeführt werden soll.
Verfassungsbeschwerde gegen PC-Rundfunkgebühr
EN: Find some unique sad|funny|scrary|shocking|depressing postcards at the PostSecret-blog and hope they are faked (which I don't think).
Linux based Palm OS
EN: In the smartphone community there have been rumours about a Linux base Palm OS around for quite a while. David Beers writes in his blog that a Palm close informant has confirmed the existence of such a project at Palm (not PalmSource!) and also of a Treo 650 prototype running with this. An official […]
The Blob in your OS
EN: Here it is – the new OpenBSD release song Blob! (mp3, ogg). The song should make people aware of blobs – binary firmware that vendors give to opensource projects making it possible to use the vendors hardware. Unfortunately they don't give the specification of the devices or the source code of the drivers but […]
New mashups from The Kleptones
EN: The Kleptones made their new mashup album 24hours available for download. My personal favorites: Amazing Temptation, Crazy Tonight = Strong Teeth, and Daft Purple.[via boingboing.net]
M$ in trouble – ajaxWrite
EN: Some days ago Google bought Writley, now the mp3.com and Linspire founder Michael Robertson presented ajaxWrite, another web-based textprocessor. The functionality is quite limited at the moment but if you extrapolate the trend you can see the end of classical, locally installed office packages in the near future.
Today in Nature – Future of Computing
EN: The current issue of Nature [1] contains a collection of interesting free access articles about the future of computing. [1] Nature 440, 383 (23 March 2006)
Interlectual property overkill
EN: Michael Crichton, famous author of books like Jurassic Park, discusses in This Essay Breaks the Law (published in New York Times) the excessive use of patents in research, medicine, and media business in the USA.


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Workshop Update
29 星期五 5月 2015
29 星期五 5月 2015
28 星期四 5月 2015
Summer is fast approaching friends, and I couldn't be happier. I'm sure I'm not alone when I say it's by far, my favourite time of year. It's BBQ season and time for visiting with friends. It's beach time. Pool time. S'mores time.
Dreamy Rhubarb Ice Cream Tarts time.
I want to make dishes to share with my friends and family, that don't leave me stranded in the kitchen. I love this recipe for Rhubarb Ice Cream because it requires no ice cream maker or custard base at all. But it tastes churned people! It tastes creamy and sweet just as it should, with only minutes to prepare.
Each bite is slightly tart and sugary sweet. There are ribbons of roasted pink rhubarb throughout. The addition of a graham tart shell, pistachios, whipped cream and strawberries just simply put this over the top. But don't stress, this is just as sublime and refreshing when scooped…
View original post 219 more words
27 星期三 5月 2015
26 星期二 5月 2015
25 星期一 5月 2015
*In case you're curious, Lifeline is a choose-your-own-adventure style game. My unpaid for opinion is, it's a really unique and engaging app, but it's also a pretty short game that you really only get two plays out of (pretty much the only game I've allowed notifications to be on for!). I have a few other knit-picky issues with it, but I did have fun with it and I've spent $3 in worse ways. Like the other week when I bought a bunch of bananas and then promptly smashed them in the car. (I ate them anyways.)
**Also, I made-up the title from an earlier draft where I made a joke about "plutonium" relationships (get it, like platonic! cause I was talking about radiation!), but I wasn't sure if the joke came through or not. Sometimes I get a little carried away with the really obscure puns I make up. (Please…
View original post 27 more words
22 星期五 5月 2015
Before I went to Romania several people warned me it might be dangerous, that I should look out. Oh man were they right–why just the other morning a calf escaped and took off down the dirt road with his new wobbly legs splayed all about with dad and granny chasing after him. I mean, who know what might have happened to us.
While I acknowledge that a couple of weeks in Romania does not make me an expert on it's culture, I strongly believe in having my own first hand experiences and I want to share with you what I learned.
First some myths:
Romania is dangerous. Close encounters with runaway calves aside, Romania is not dangerous to tourists. Sure, the area around the train station in Bucharest is a bit dodgy, but no worse than in any other European city. And just like in the rest of Europe…
View original post 781 more words
21 星期四 5月 2015
Mark Armstrong Illustration Specializing In Content Marketing Advertising Editorial Infographics Animation Videos and Social Media
When it comes to social media images, it's hard to beat the appeal of an illustrated quote. People love quotes. They can convey great truths, they can make you laugh, make you cry. If they've got a little picture, people want to share them. When they do, they help build your brand.
Everyone quoted Dr. Benjamin Spock when I was a kid. He was the acknowledged child-rearing expert. Today, I'm quoting two other experts. So to speak.
Robert Fulghum is a bestselling author. He gained fame with his book, All I Really Need To Know I Learned In Kindergarten.
Mark Armstrong received his doctorate in Pediatric Illustration from Mark Armstrong University, where he was the only student. He graduated first in his class.
* * * * * * * * * * * * * * * *
I worry a lot about kids being exposed to bad example these days– any thoughts?
Are you familiar with "the terrible twos"? Got any…
View original post 151 more words
20 星期三 5月 2015
What if you had worked your whole life, based on the hope of a better world for your children, and then discovered that the better world already existed, and that you weren't allowed in? And what if that better world was built on the captive labor of you and thousands of others like you?
That's the premise of Red Rising, the first novel in a trilogy by debut author Pierce Brown. Young Darrow, a member of a social class called the Reds, has toiled for his entire life on the bleak interior of Mars, mining raw materials that are to be used to terraform the surface someday. But after a string of events that turn his life upside down (I don't want to give away too many plot points), he is brought to the surface and discovers that the terraforming is already done, and that the Golds, the top…
View original post 318 more words
19 星期二 5月 2015
Thick tiredness grows on the people that turn the lights out late, and the morning Judies that stalk Starbucks at 4:00 a.m…just before they open. Chapped businessmen and women grow moans from outside while emerald-aproned soldiers ready their arms. Depressed merchants sell worn blankets and moon rocks for the first time over by the corner of Mocha Street. Martians walk in circles, contemplating the idea of a life where being a swinger is a more common tradition. The heroes and revolutionaries live under copses. When the shade coldens, an unfelt warmth takes them to the streets so they can fulfill their duties and think about theories of creation and their own. At the library, a messiah reads The God Delusion and considers taking a half-hour nap to see the sunset at approximately fifteen after 6:00 p.m., again. She questions the world of atoms and how time reflects the purpose of…
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18 星期一 5月 2015
Just call me Lorn!
This week was a busy one so I didn't watch too many shows, but I carved out time for the second to last episode of Revenge, which was insane. The finale airs this Sunday and I can't wait. If you watch Revenge, please tell me you're also freaking out about what's going to happen! I've been on a frozen yogurt kick lately and have to exercise some serious self-control from having it every day. But that's just one of the perks of warmer weather, right? Now, let's wrap up the week with a recap…
BIRTHDAYS: Audrey Hepburn's birthday was this week. In honor of what would have been her 86th birthday, here are 10 things you may not have known about Breakfast at Tiffany's.
GLUTEN-FREE: May is Celiac Disease Awareness Month and I had the chance to interview the founder of Tu-Lu's Gluten-Free Bakery for…
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