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Article Category
July/August 2017 Content ▾
- Find Time for You
- News & Trends
- The Nutrafol System
- Wontech's PicoCare
- New Products
- Meeting Minute
- In Focus: Skin in the Game
- The Skincare Pyramid
- Periocular Sunscreen Use: An Essential Skincare Element
- Skincare Tips: Protect and Replenish
- Topical Botanicals: Truth and Opportunities
- Editorial Board Forum: Skincare in Practice
- Deoxycholate Injections Used Successfully to Treat Lower Abdominal Fat in a Thin Female Patient
- Negotiating Laser Contracts
- Device Manufacturers Get Creative
- Photo Opps
- Let's Negotiate!
- Optimizing Your Online Review Strategy
- It's Story Time
- 10 Steps to Integrate New Employees
- Coming & Going
Coming & Going
By: Miles Graivier, MD
Dimples are the new must-have accessory. Thanks to the likes (or looks) of Harry Stiles, Gabrielle Union, Miranda Kerr, and Brad Pitt, dimplepasty is fast on its way to becoming the procedure du jour, according to multiple anecdotal reports. (There's also an uptick of interest in lower-back or "Venus" dimples ala Kendall Jenner and Kristen Stewart, but I digress…)
Celebrity emulation is, of course, a big driver in the desire for surgeon-crafted cheek dimples, but so too is our growing selfie-awareness. Social media has changed how we see images, when we see them, where we see them, and who sees them. As a result, many of us spend more time than we should dissecting photos and hyperfocusing on perceived or actual imperfections—such as a lack of cheek dimples. This has fueled interest in plastic surgeries that are minimally invasive, quick, and fairly safe to perform. We make an incision in the cheek muscle, which we then attach to the undersurface of the skin and voila, dimples! This trend may or may not have real staying power, but it hasn't yet hit its tipping point. You've been warned.
Bald may not be so beautiful anymore. The mantra—once so brazenly proclaimed by people who lost their hair prematurely and those who loved them—may be falling out of favor due to advances in hair restoration techniques, including the use of platelet-rich plasma (PRP) to enhance the effects of said techniques.
Far gone are the days when hair transplants looked as if someone haphazardly planted clumps of astroturf across an unsuspecting scalp.
Today's hair transplants produce much more natural-looking results, largely because surgeons can extract and harvest small follicular units.
PRP is increasingly being used with hair transplantation as well as a stand-alone procedure for hair loss. And PRP may be the tip of the regenerative medicine iceberg when it comes to hair restoration. Several promising studies are looking at the utility of various cell populations for hair loss. One study in Stem Cells and Cloning: Advances and Application found that injecting stomach fat into the scalp may reverse baldness. Another company is investigating dermal sheath cup cells isolated from hair follicle as a potential treatment for androgenetic alopecia. While most of this research is in its infancy, we have made great strides in treating hair loss already. That said, bald may still be beautiful in some cases (see Charlize Theron in Mad Max Fury Road) ... but only in the eye of the beholder.


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|Ladybird enjoying the Rosemary
|Lot's of pretty blue striped dragonflies flitting about!
|Love this waterbutt and pump
|Such a gorgeous shade of pink
|An arty shot! :)
|Weeping Willow bark
|Stunning aquilegia
|Ladybird enjoying the Rosemary
|Lot's of pretty blue striped dragonflies flitting about!
|Love this waterbutt and pump
|Such a gorgeous shade of pink
|An arty shot! :)
|Weeping Willow bark
|Stunning aquilegia
Looks like you've had a fun weekend! I look forward to seeing those hearts and bunting :)
Lexie x
Hi, Victoria! Glad you had a sunny weather too :o) Love this waterbutt and pump. Everything looks so cute and lovely. Lucky you have such a beautiful prize. Congrats on your award too.
Have a sunny and warm week
No wonder it passed so quickly. looks like you all had a brilliant time :) Your new goodies are very pretty and I love the shots from your parents garden xReplyDelete
Gosh what a wonderful prize. I 'm off to have a look at the blog! How lovely to have some time with your hubby knowing the children are being loved and looked after by your hubby's parents xxReplyDelete
Love your pretty new note cards, what a lovely prize to win. Love your bunting from old dresses idea too - such a nice way to use them!
S x
Hello lovely Victoria! What a lucky girl to win all the lovely goodies from Janet Bell! There is nothing quite as nice as Mr Postie with a parcel, knocking on one's door! It looks like you've had a lovely weekend enjoying some sunshine! Thanks for sharing! Tania ♥ReplyDelete
What a fabulous giveaway!
I laughed at your 'sofa-bed excursion' - when you seldom get time on your own it's funny what can seem a great treat. Great for the children to have two lots of grandparents who love to have them over.
What a lovely post about a lovely weekend - presents, flowers, food and some sightseeing. Perfect!
Best wishes
What a beautiful package - lucky, lucky you and strawberries 'yum!' It may feel like Winter, but we're still in the throws of making all things strawberry and elderflower - even though we don't really feel like it.
Have a lovely day,
Nina xx
Sweet Victoria, It looks like you had a wonderful and happy weekend! The giveaway prizes are lovely and the strawberries look yummy! I know you will make something pretty with the fabrics and buttons. Your parents have a beautiful garden! The sky is gorgeous! I love pink clouds, as pink is my favorite color! :) Tea sounds delicious and the paddleboat is neat! I hope your week is as good as your weekend was! xo~PaulaReplyDelete
What a joy it must have been to have a Sunday for yourself. You day sounds really good! The little bun you had with your coffee looks delicious.
Lucky you for winning such a lovely givaway!
Happy evening!
Madelief x
wow what a beautiful giveaway!
Sunshine you say....what is that????
have a great week
love jooles x
What beautiful pictures! The texture of the weeping willow bark is so rustic and tactile.
Have a wonderful evening!
xo Julie
Wow weren't you lucky, such a beautiful giveaway you won.
Fabulous photographs. Love your blog.
Liz @ Shortbread & Ginger
Congrats on winning the give-away, the note cards will look great framed up. I am getting a serious sweet tooth craving now, with that yummy looking Strawberry Eton Mess and the Cinnamon Danish..Yummers!ReplyDelete
That giveaway looks great :)
Looks like you had a lovely weekend.
Much lov xxxxx
Amazing prize you won. Living the use of little miss's old clothes and pretty buttons. I love buttons I have jars of them. Look forwar to seeing hat you make from them.ReplyDelete


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it is located 15km north of the current border of Hurghada, with the luxury resort community of El Gouna, with its PGA Championship golf course and Abu Tig Marina located just 10km in the opposite direction.
Hurghada International Airport and the town's downtown area are both just 15 minutes away by taxi.
Locally, Tiba Garden benefits from an excellent location, just 5 minutes' walk from the main public beach in the area. A new shopping mall, which will be the largest in the Hurghada area, anchored by a Carrefour supermarket, is just 500m from here, together with many other planned tourist attractions including a sound and light show.


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A few days ago I posted a Youtube video about a Google-developed AI that produced its own child (a computer program that was faster and better than itself.) The fierceness of the coming technology boom is beyond our understanding. Here is Geordie Rose, Founder of D-Wave a computer company that has already developed Quantum computers that are operational. Listen to the language he uses and predictions he makes. As I write this paragraph, I am oddly aware that Google algorithms are doing much more than just helping me correct my grammar and spelling. Ha!
This is all fascinating. But when we realize whatever man can do, God has already done. And, He's had eternity to build His technology that He wants us to wield as His mature sons! We better step up!
A few days ago I posted a Youtube video about a Google-developed AI that produced its own child (a computer program that was faster and better than itself.) The fierceness of the coming technology boom is beyond our understanding. Here is Geordie Rose, Founder of D-Wave a computer company that has already developed Quantum computers that are operational. Listen to the language he uses and predictions he makes. As I write this paragraph, I am oddly aware that Google algorithms are doing much more than just helping me correct my grammar and spelling. Ha!
They've moved the Singularity point from 2045 to 2029. That's when technology and AI advance to the point that computers are advancing faster than we can keep up. We won't know what they're doing. This is exciting! BECAUSE, it means God will be increasing Spiritual technology to His people to match and exceed!
I'm guessing many of you are like me. You love God and have served Him for years. But you know there is more to this walk of faith than we've been able to tap into. Like me, you want more!
This morning in my time with the Lord He gave me clarity in a message for all His people. I journaled what I heard Him speaking. Here is part of that message to all of us.
"You are my son. I'm asking you to mature so I can make you my king. I need you and others to mature into beings of light that can reflect my image and rule and reign in the earth realm. It must be brought under My Kingdom authority before I can return and reclaim what is mine. You must conquer with love and peace. I will thrust in my sickle to reap at the right time."
The age of Christianity being just a "ticket to heaven" is passing away. God is breaking off the old and pouring out His last wine (the best wine) into this new season (new wineskin). He's looking for those who hunger and thirst for His righteousness and the fullness of His presence; those seeking His Kingdom first above all else. "…Seek first his kingdom and his righteousness, and all these things will be given to you as well. (Mat 6:33 NIV). He is searching for mature sons that "attain to the unity of the faith, and of the knowledge of the Son of God, to a mature man, to the measure of the stature which belongs to the fullness of Christ" (Eph 4:13 NASB). These are the ones He can make kings and priests over His Kingdom. He's looking for "…A CHOSEN RACE, A royal PRIESTHOOD, A HOLY NATION, A PEOPLE FOR God's OWN POSSESSION, so that you may proclaim the excellencies of Him who has called you out of darkness into His marvelous light; (1Pe 2:9 NASB).
We have to do our part. What is that? What is the work of God that we are to do? "Then they asked him, "What must we do to do the works God requires?" Jesus answered, "The work of God is this: to believe in the one he has sent."" (John 6:28-29 NIV). It is profoundly simple and yet, profoundly difficult at the same time. ALL we are expected to do is believe in Jesus. That being said, we have for the most part limited that belief to a "ticket to heaven." But it is soooo much more! Jesus came as a first fruit to show us that a time was coming when He would tabernacle within us! That His fullness and power would one day be released in us, but first we must be willing to lay everything else down at the feet of Jesus. When we lay down ourselves (becoming a mature priest/mediator/reconciler), loving and putting others before ourselves and humbly taking our place in the body Christ, then He will fill us with full kingly power and authority to represent Him as His Kingdom government on Earth and signs, wonders and miracles will follow His people wherever they go.
I believe all of Heaven and Earth is yearning for us to get our act together and understand the maturing process is a laying down process, so He can take it up. Pride is the biggest killer of God's children becoming fully mature sons, kings and priests. Unfortunately, only a few will reach this point of maturity and fullness of life, "For the gate is small and the way is narrow that leads to life, and there are few who find it." (Mat 7:14 NASB). That is why I believe the internet is a great place to search out for those who are willing to move together AS ONE body in the Spirit and on Earth to "Love one another with brotherly affection. Outdo one another in showing honor." (Rom 12:10 ESV).
Gil Hodges. My wife and I started an online course in July of 2017 called "The Ultimate Impact Movement." You can find it at www.UltimateImpactMovement.com. We won't dazzle you with eloquence words or fancy film and studio settings. This course is simply meant to find those meek and humble ones who want to work together AS ONE in the body of Christ to see His will brought from heaven to earth. We believe in a wholistic approach to entering into His presence and doing His will to see His Kingdom revealed on Earth through His Ekklesia. This is a discipleship course with an online private interactive Facebook community. Join us for the adventure of a lifetime!


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Product Category :Fine Pitch
Pixel Pitch :PH1.6mm
Display Size :26㎡
Installation Date :2017
Recently, LianTronics has successfully finished the installation of four pieces of 8K P1.6mm fine-pitch LED display for a Studio in the USA. With the area of 26㎡ and the resolution of 3840*1296, 696*1296(2pcs) and 1920*1080.The screens are built at broadcasting studio which make great contribution to the news broadcast and perfectly showcase the TV Station's image.
Liantronics V series fine-pitch LED display could deliver sharp and delicate image as well as be optimized for a wide range of resolution needs, budgets, lighting environments and viewing distances. With specially-designed panel and the light weight of 7.8kg, it is very easy and convenient for front installation and maintenance. V series is tailored for nearly every indoor application including retail stores, airports, hotels, corporate lobbies, control rooms and public spaces.


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London Philips to Host Bulleit Frontier Whiskey's Luxury Tailgate Woody Trailer
TAMPA, Fla. (December 1, 2014) –London Philips announced today that it has partnered with Bulleit Frontier Whiskey to bring a luxury tailgate experience to the Bay Area. On Wednesday, December 3rd, from 5-7 P.M. Bulleit Whiskey will set-up their famed Woody Trailer at London Philips in South Tampa at 1413 S. Howard Ave. #102 for a unique tailgate experience.
Bulleit's Woody Trailer was designed by iconic interior designer Brad Ford and produced by Moore & Giles, it's impressive on the outside, but what's on the inside truly astounds: sleek leather furnishings and details from Moore & Giles, rich wood finishings handcrafted from reclaimed Bulleit Bourbon casks, elegant glassware, and a top-notch entertainment system, including a flat-screen TV, Blu-ray Disc™ player, and a state-of-the-art sound system, plus a one-year supply of Bulleit Bourbon and Bulleit Rye. The trailer was originally designed for the Neiman Marcus Fantasy Gift Guide and retails at more than $150,000.
Bulleit Whiskey was recently voted by GQ Magazine as one of the "Top 5 Best New Whiskies", and has also been recently featured on the Today Show and CNN.
"I am thrilled to partner with Bulleit to bring a stylish and unique experience to the Bay Area," says Sasha Fruitticher, London Philips Founder.
Guests will enjoy complimentary Bulleit Bourbon and Bulleit Rye cocktails with Bulleit 10-Year tastings, appetizers and free swag such as Bulleit whiskey glasses and t-shirts. All attendees must be 21+.
About London Philips: London Philips is the retail destination for men's fashion in Tampa, FL. To keep things respectful yet rebellious, London Philips offers essential provisions and unique clothing lines that present a fresh interpretation of old standards such as Scotch and Soda, GANT Rugger, Billy Reid, Jack Spade, Grayers, and Band of Outsiders. London Philips provides the modern gentleman, who cares about classic style over current fashion trends and is confident in himself and his taste, yet open minded to new thoughts and ideas, with a well-designed wardrobe yielding exponential results.
About Bulleit Distilling Co: Founded by Tom Bulleit, the Bulleit Distilling Co. was started more than 20 years ago with Bulleit Bourbon, and in March 2011, Bulleit Rye, a straight rye whiskey, was added to the portfolio with critical acclaim. Bulleit Bourbon ranks as one of the fastest-growing Small Batch Bourbons in America, which Tom largely credits to word of mouth recommendations. Using only the finest ingredients available — the best grains, Kentucky's limestone filtered water, fresh from the Salt River and a special strain of yeast — the 150+ year-old family recipe uses a large amount of rye grain, which gives Bulleit Bourbon a distinctive taste.


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Start-rite Daisy May Girls Black School Shoe
Click Image for Gallery
Brand: Start-rite
Style: Daisy May
Ref: STR16787
Colour: Black
Daisy May from Start-rite is a girl's T-bar style school shoe in matt black leather with petal perforation and cutout embellishment.
• Single riptape strap fastening
• Rose pink leather lining and leather cushioned footbed
• Flexible durable outsole with good grip
Upper: Leather
Inner: Leather Textile
Sole: Synthetic
Start-rite Shoes
Start Rite shoes are designed with quality in mind. One of the most popular kids shoe and trainer brands in the UK, the Start-rite collection has been a best seller for Ogam Igam. If you are looking for vibrant, stylish children's shoes this is the brand for you.


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Home > Homely Thingys > Hooks & Hangers
Model: G-1611
No stock, delayed despatch
The kids will love this vintage style advent calendar, and so will the big kids too! It makes a fabulous rustic Christmas decoration as well as an unusual advent calendar.The set contains 24 numbered card pocket envelopes with attached gold string hangers, 24 mini wooden pegs, and 3 lengths of gold string for hanging. The envelopes would also look great hanging individually on the Christmas Tree. Each pocket envelope measures approx 10.5cm x 6cm (with envelope flap open), or 8 x 6cm (with flap closed) and can be filled with a different treat or two.Please be aware that we have only a very limited quantity of these items and once they are gone, they are gone.
Be the first to Write a Review for this item!
Hanging Envelope Advent Calendar (Mistletoe)£7.49
Hanging Envelope Advent Calendar (Mistletoe)


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A Funny Thing Happened on the Way to the Forum - September 2007
We present to you our first ever musical! Based on the book by Burt Shevelove and Larry Gelbart with music and Lyrics by Stephen Sondheim.
Pseudolus is the laziest slave in Rome and has but one wish, to purchase her freedom. When her master and mistress leave for the day she finds out that young Hero has fallen in love with a virgin in the house of Lycus, a slave dealer specializing in beautiful women.
Pseudolus concocts a deal in which she will be freed if she can procure the girl for Hero. Of course, it can't be that simple as the virgin has already been put aside for General Gloriosus! Add into the plot and old man in search of his missing children, characters disguising themselves as one another, numerous catchy songs and a deranged chorus of courtesans, soldiers, eunuchs and citizens and youll find it hard not to image yourself back in Rome!
|Pseudolus, slave to Hero
|Denise Gough
|The Proteans
|Company Members
|Senex, a citizen of Rome
|Roger Mathewson
|Domina, his wife
|Jenny Trace
|Hero, his son
|Matthew Blackhurst
|Hysterium, Slave to Senex and Domina
|Ian Guy
|Lycus, a dealer in courtesans
|Doug Thomson
|Helen Chapman
|Erronius, a citizen of Rome
|Malcolme Littler
|Miles Gloriousus, a warrior
|Richard Ware
|Directed by
|Denise Gough


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Spring is finally here. Flowers are starting to bloom, but it also means it's the Read more
When it comes to flooding, you can't take chances. You can't wait for help and you need to make sure that help knows what they are doing. Too many times, when a homeowner is faced with a flood, they delay their response or hire the wrong company. Our goal is to make sure you can recover from a flood as quickly as possibly and get your life back to normal, putting the event behind you so that you can move forward again!
You have choices, and we hope that we are the right choice when it comes to hiring an emergency flood cleanup company in Annapolis. We believe we set the standard when it comes to honesty, integrity, and competence. Here are just some reasons we believe RestorationEze is the right choice for all of your flooding damage service needs:
When it comes to flooding damage, whether it's covered under insurance or not, we use the same pricing system that any adjuster would use. While some companies spitball estimates or price you and not the loss, our estimating process is always the same. What that means is our customers are guaranteed a price that is fair, transparent, and generated according to insurance standards. See how the estimating process works by watching the video below:
Some estimates suggest that as many as half of the technicians in the water damage restoration industry aren't certified by the IICRC. That's scary, because it means that half the guys out there haven't studied the science behind the service they are offering, and can't possibly ensure the best possible outcome for their customers. At RestorationEze of Annapolis, we always make sure the technicians working your project are certified so that we can be confident you will receive the best possible flood restoration services possible!
When it comes to making sure you're happy, that is job #1 for us. We realize that you are putting a lot of faith in our ability to get your flood damaged home fixed properly, and ensuring that outcome is simply something we must do. So while some Annapolis restoration companies may just be out there collecting checks, we're standing behind our work by offering each customer we have the privilege of serving a 100% satisfaction guarantee!
There are very rigid standards within our industry and certain protocols that should always be followed. Sadly, many flood restoration companies are either ignorant of those things or simply aren't willing to follow them. That puts you at jeopardy. If you'd like to see what competent, professional flooding cleanup services look like, watch the video below!
Most Annapolis homes have a flood insurance policy. That means that if you get any sort of water or flood damage, whether it's from inside your home or from water outside the home getting in, you are usually covered. And to make the insurance process less of a headache for you, our insurance specialists work with your adjuster throughout the claim, including settling the final payment directly with them. So don't worry about having to play go-between and deal with push back from your adjuster, we can handle it!
When it comes to floods, many people aren't informed about the risks they present, and in some cases it can result in serious injury or even death. In fact, globally flooding is the single biggest cause of death from natural disasters each year. It's a serious threat, especially for those of us on the coast line. Here's some things to keep in mind in the case of widespread flooding:
The water itself can make you sick
Flood water can contain any number of harmful agents that can cause illness or spread diseases. When rising waters pass over the ground, it can pick up oils and other toxic substances. In some cases, untreated sewage water can escape from treatment facilities and enter homes. It's important to make sure your skin does not come into contact with the water and that as soon as it's safe, you exit your home and call for help.
There are many resources available to you in the event of a natural disaster like flooding. While the event can make you feel helpless, please know you're not alone and that there are individuals and organizations ready to help. From the Chesapeake Region Red Cross to FEMA, physical, emotional, and financial assistance is available. Don't be afraid to seek help and reach out in your time of need. If there are any resources we can provide, or course we will be happy to do!
Typically a basement flood is the result of either a couple of things:
1. Water seeping through the foundation walls. When this happens, it's because water is able to collect outside of your foundation walls. With enough water, and enough time, the water will find it's way through your foundation, even if there are no cracks. Concrete is porous and water will pass right through it.
How do you prevent this from happening?
Make sure water can't collect against your foundation by:
() ensuring your gutters work properly and you have downspouts attached
() slope the grade of your lawn away from your property so that any water that does land near your foundation has to flow away from it.
() if you can't ensure your lawn slopes properly, install french drains to transport the water from your foundation to the street.
2. Sewage water backs up into the basement. This is a particularly dangerous form of water damage because it can make you sick. But why does it happen? In times of heavy rain, sometimes the city's combined sewer systems can become too full of storm water. When this happens, any sewage & storm water passing through the pipes will seek a way out, and unfortunately the way out is your home's sewer line. The water creeps up the sewer line and exits through your drains and toilets!
How do you prevent this from happening?
Make sure you have a sewer backflow prevention device installed outside of your home.
Property flood repair in Annapolis requires an immediate response. We have Annapolis flood repair contractors available whenever you need help. We provide a 24/7 rapid response and free estimate for your Annapolis flood cleaning service needs. Don't worry, we're here to help get your Annapolis property repaired and restored fast!
Flood Restoration
Do you live in Annapolis and are in need of flood damage restoration help? If so, time is crucial! We offer rapid Annapolis flood restoration services for both residential and commercial customers, and would be happy to come to your Annapolis property to provide a free estimate for any flood damage restoration work you may need done!
Flood Repair
Should you be in a situation where you need Annapolis flood repairs services, a fast response is crucial. We specialize in 24/7 emergency Annapolis flood damage repairs and would be happy to come to your home or office and offer a free estimate for any work you might need done!
Flood Cleaning
If your Annapolis home or business has experienced a flood, a fast response is necessary. We provide rapid Annapolis flood cleaning services and can be at your property fast to get your property dry. So if you are in need of Annapolis flood cleanup services that you can count on, please call now for a rapid response and free estimate.
Spring is finally here. Flowers are starting to bloom, but it also means it's the Read more
If you live in certain areas of the country where homes typically have basements, it's Read more
We got an interesting call today. A homeowner got home to discover they had about Read more
Mold can grow in virtually every area of a home and on any surface, if Read more
Infographic provided by: http://b-air.com/ You weathered the storm. After all the warnings and speculation, precautions and Read more
Every winter, especially if you live in a cold climate, your home is under assault Read more
What you do in the coming days and weeks will have a huge impact on Read more
The days and weeks after a hurricane damages your home and neighborhood are incredibly difficult, Read more
If you're like most of us, you rarely if ever venture into your home's attic. Read more
It is very possible to move into a home and not realize that it has Read more


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PORTLAND — Albert Joseph Moreau, 79, a longtime resident of Falmouth, died Oct. 13 at Maine Medical Center after a short illness.
Born in Waterville on Sept. 22, 1930, he was the son of Harvey and Mildred Moreau.
While attending school in Falmouth he worked at Skillins Greenhouse.
He served with the U.S. Marines during the Korean War,
Upon his return from the service, he worked as a heavy equipment operator at the Portland Water District for 38 years. A hard-working employee, he always responded to an emergency call regardless of the weather or his schedule.
In his spare time, he was a member of the Holiday Rambler Recreational Club, enjoyed fishing and hunting and spending time at his camp in Rangeley. An avid skier, he continued to ski at Saddleback Mountain well into his 70s.
He was a loving father and a devoted husband.
He was predeceased by his brother, Harvey Moreau Jr.
Surviving are his loving wife of 57 years, Lorraine (Hamilton); two children, Katherine Lambert of Goodyear, Ariz., and Scott Moreau of Fall River, Mass.; two grandsons, Matthew and Christian Voltas-Moreau, both of Dighton, Mass.; and two sisters-in-law, Joanne Hamilton and Patricia Bernard, both of Falmouth.
Memorial services were held last weekend.
Memorial donations can be made to the ALS Foundation, the American Lung Association or the West Falmouth Baptist Church, 18 Mountain Road, West Falmouth, ME 04105.
Arrangements are by Lindquist Funeral Home, 1 Mayberry Lane, Falmouth.
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It's been quite a while since I posted on here as life has been a little hectic. I've just about floated back down from cloud nine over the ecstatic excitement of getting my first job. Well, I say floated.. The realization of feeling seriously unprepared for September and a million "What if?" and "How's?" rattling around my head probably made it seem more of a heavy clunk back to reality. So much to organise, plan and decide!
In other news, yesterday I handed in my Masters level independent study. The dreaded "dissertation". Whilst I've really enjoyed the process of researching and developing my own practice and pedagogy, it was such a relief to hand that over. A week before the deadline too! So now I have a few days to put my feet up and relax before it's on to the next piece of work and back to supply for the summer term. Oh and finding a house in the same city as my September school, catching up on the house work here and all the other little tasks that come with the role of primary teacher/domestic goddess.
The graduation tickets are booked, photograph and gown packages ordered and dress purchased. Now all that stands between the end of my degree and QTS is one 3,000 word assignment on inclusive practice. Finally I can see the light at the end of the four year long tunnel that has been my degree.


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Housing Matters
Spring 2015, Volume 24
Executive Director's Message
Since I've been at CalHFA I've had several opportunities to get out and about, to meet with our business partners and customers and hear about your current challenges and opportunities.
It is my hope that you will continue to see CalHFA as a partner in helping you succeed in assisting Californians with their housing needs. Families may be looking for that additional assistance to purchase a home. Business partners may be in need of a loan package that makes sense for a client, or a product that will finalize the financing of an affordable housing development. Cities and counties may be seeking ideas on how to maximize their limited resources. We want to hear from you, so our team here at CalHFA can partner with you on our new lending programs to meet your affordable housing needs.
I'm also excited to welcome Don Cavier, formerly of the Sacramento Housing and Redevelopment Agency, on board as the new Chief Deputy Director. Don's strong background in lending and affordable housing finance will truly be an asset to our management team.
Please take a moment to look at some of the things we've been doing recently. I'm looking forward to working with all of you this year to create more affordable California housing. Let's talk soon.
Single Family Lending For You
CalHFA has significantly expanded its product offerings over the past several months. With recent research indicating the importance of down payment assistance, we have made that the centerpiece of our ongoing mission to help more Californians have a place to call home.
Our current flagship program is the CalPLUS Conventional with ZIP Extra. This combines two down payment loans into one convenient package for borrowers who have good credit and a solid income. Borrowers can choose to either lower their costs at closing, or lower their monthly payments. We've put together a short video to show you how it works.
We also can accommodate those who want the lower interest rate of an FHA loan. While the CalPLUS FHA with ZIP does not include quite as much assistance as the Conventional loan, it can still make sense for your borrowers. You can see which loan might work better with our Scenario Calculator, and you can even use the CalPLUS loans if you're not a first-time homebuyer.
As winter sets in, you may also want to look at the CalHFA Energy Efficient Loan + Grant program, which can help new buyers make energy improvement to their home and roll the cost of those improvements into the amount of the mortgage. With traditional EEM loans, buyers borrow up to 5% of the first loan amount. At CalHFA, we've added an additional 4% as a grant—that's a lot of dual-pane windows and solar water heaters.
All of the above can, of course, be combined with our workhorse down payment assistance program, CHDAP. This one adds a 3% down payment silent-second loan to first mortgage loans, and can even be used with non-CalHFA loans.
We also have a program specifically for people who work in schools, whether they're teachers, maintenance staff or administrators. The Extra Credit Teacher Program loans up to $15,000 for those who work in California's High Priority schools, and if a buyer works for three years, the interest is completely forgiven: a zero-interest loan.
Finally, we continue to disburse funds through the Mortgage Credit Certificate program, which gives homeowners a tax credit for mortgage interest they pay on their home loan. While it's not technically down payment assistance, it nonetheless is another way for homebuyers to make the most of their dollar.
We are continuously working on improving both our products and our services to our single family business partners and borrowers. Keep your eyes on our website for more details, and you can always sign up for our eNews or follow us on social media to get the latest on what we're doing.
Preserving Affordable Apartments
CalHFA continues to do our part to finance the preservation and modernization of affordable housing for Californians with low incomes, as evidenced by work being done on two apartment complexes in San Jose and Monrovia.
The Bendorf Drive Apartments, formerly known as Villa San Pedro, are receiving a major facelift with CalHFA funding. Built in 1973, the 100-unit complex was in fair shape, but the owners decided that fair wasn't good enough. They'll be doing more than $14 million worth of work to upgrade both exteriors and interiors of the development.
Bendorf Drive is a great candidate for upgrades, as its tenants use many of the local services. The complex is less than a quarter mile from a bus stop which serves light rail, and is less than a mile from the CalTrain station. In addition, there are all levels of public school within one mile; San Jose State University is just seven miles away.
Upgrades will include new appliances, expansion of all units to two full bathrooms, new cabinets & countertops, ADA upgrades and other improvements. The owners, a consortium of groups, anticipates that these upgrades will result in at least a 15% increase in energy efficiency.
The Housing Authority of the County of Santa Clara is the developer on the project, and is completing the project in five phases of 2-3 months each. Construction began in January of 2013, and groups of 20-25 residents are being housed offsite during each phase.
The Regency Court apartments in Monrovia are getting a similar treatment, with more than $3 million in repairs and improvements scheduled to be finished by the end of the year.
Many of the existing buildings' facades and exteriors have been completely redone, as seen in the pictures above. In addition, each unit will be improved with new energy efficient items and systems, including the installation of roof mounted solar panels and interior hydronic HVAC units.
Meet a New Board Member
CalHFA is pleased to announce the appointment of Tiena Johnson-Hall to the CalHFA Board of Directors. Ms. Johnson-Hall brings experience from the field of banking and expertise in lending. Her extensive career includes her current position at BBVA Compass Bancshares Inc. as the community relations officer for southern California. She served previously as vice president at U.S. Bank, senior vice president at Bank of America, and director of housing at the Los Angeles Housing and Community Investment Department.
Ms. Johnson-Hall also values taking an active role in her community. In addition to her board service at LINC Housing Corporation, she serves on the Board of Directors of the Los Angeles County Housing Development Corporation and serves as a mentor at Heritage Intermediate School for Emerging Young Leaders, a signature program of Alpha Kappa Alpha Sorority Incorporated, that provides leadership development, civic engagement, enhanced academic preparation and character building for middle-school aged girls.
She has also taught affordable housing finance at the University of Southern California's Lusk Program in Real Estate Finance and School of Business, UCLA's Graduate School of Architecture and Urban Planning and in various workshops and conferences throughout Southern California.
We look forward to Ms. Johnson-Hall's insights and leadership abilities being put to good use on the CalHFA board.
We're Listening
CalHFA is constantly working to improve its lending products and services to business partners. In early December, CalHFA convened focus groups in Long Beach and Sacramento to hear directly from loan officers and real estate agents about their concerns and suggestions.
Participants were candid and vocal, and gave us lots of ideas about the best ways to communicate, things we can do to make their lives easier, and insights into what's going on in their businesses.
We look forward to using the results of these groups to make our business better, and to convening more groups to look at other segments of what we do.


text:
- 51 views
- 76 downloads
Spirituality in later life: Effect on quality of life.
- Author(s) / Creator(s)
The purpose of this study was to explore the effects of spirituality on quality of life (QOL) in older adults when age, gender, social support, and health status are controlled. A secondary analysis of data was conducted using results from a cross-sectional survey of older adults. Data were available from a convenience sample of 426 people living in British Columbia, Canada, who volunteered to complete the questionnaire. Instruments included the WHOQOL-100 and a demographic data sheet. The results show spirituality was not a significant factor contributing to QOL in this sample, and that the strongest predictors of overall QOL were social support and health satisfaction. Given difficulties in measuring spirituality and homogeneity of the sample, further research is warranted.
- Date created
- 2007
- Subjects / Keywords
- Type of Item
- Article (Draft / Submitted)
- License
- © 2007 Slack. This version of this article is open access and can be downloaded and shared. The original author(s) and source must be cited.


text:
The Ozark Native is so
Proud of his heritage
He would never leave the area
Since it is like a grand stage.
The birds love the spring
And fill the air with song.
The fish begin to bite and
A fisherman can do no wrong.
Spring woods are full of dogwoods
And redbud trees on shady hillsides.
No place can surpass summer's beauty
And the colors on the horizon's sights.
Quail whistling across the field
And an eagle soaring across the sky.
Just a couple of examples of the
Miracles seen by an Ozark Native's eye.
Fresh air blowing in your face
As you speed across the lake
Makes all your worries leave
No matter how much time it takes.
Ozark Natives love the streams and
All the wildlife that abounds
Especially the picture perfect lake that
A peaceful sunrise surrounds.
The Ozark Native believes that no one
Is so blessed as he
To continue to live his life
In a place of serenity.
Composed for my father


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text:
Marsha Bray
King City High King City, CA Class of 1988
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text: Brian Isbell is one of today's premier Quarter Horse trainers. He believes that, "In today's specialized age of hunt seat competition, you need every advantage possible." He has designed this very well balanced bit with rubber for softness and hooks for your reins and headstall. This is a great bit for a green horse to the well broke horse.


text:
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Keep it contemporary with a visit to this stylish, cosmopolitan bar, serving up some of the very best cocktails in town.
An attractive and cosy little traditional pub at the Mailbox which is well maintained and always extends a warm welcome.
A charming, traditional boozer near the station and not far from the local theatres.
The Garden House is a great alternative to modern, trendy bars that fill the city these days.
It's tiny but it packs in a friendly crowd and top beers. Long may The Lamp Tavern shine.
In a prime spot near Chinatown and theatreland this is a smart real ale public house run by a friendly team.
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text:
Established in 1996, by a trio of committed Chemical Engineers and Entrepreneurs; SJS is one of the leading supplier of high-performance thermoplastic compounds, which are used as raw materials in a variety of market segments, ranging from Automotive components to Home improvement products, from Film and Packaging to Irrigation equipment & garden supplies, and many more. The Company's principal product lines consist of proprietary and custom-formulated thermoplastic compounds that improve the aesthetics and performance of plastics in specialized applications.
Providing superior service and products is SJS's focus. SJS' manufacturing facility has its own product testing and quality control laboratory to ensure timely delivery of high-quality products to the company's customer base.
Each day, internal task teams from technical, quality, and marketing management areas work together to determine what's necessary to meet customer's project objectives it's about finding the whole solution. In other words, we are collaborating with our customer to realize their highest product/service expectations. So you see, you really can expect a lot of things from the relationship, we cherish.
Headquartered in the historical city of Aurangabad (Tourism Capital of Maharashtra state); a few hours' drive (approx. 250 miles/400 km) from India's commercial capital, Mumbai, SJS is a team of around 50 people and has personal presence across India.


text:
The flip-flopper-in-chief: From TPP to Syria, Trump and his administration change positions from day to day. Ryan Zinke is opening up public lands — just not at home (and more). Scott Pruitt's scandal clone: Interior Secretary Ryan Zinke is the latest Trump official to be accused of extravagant travel costs and cozying up to industry. Ronan Farrow goes inside Rex Tillerson's ouster. The wrongest man in Washington: How Larry Kudlow has taken the Trump administration's dysfunction to a new level. Trump economist Kevin Hassett: Tax cuts are trickling down to you. David Cole on Jeff Sessions, Trump's Inquisitor. McMaster and Commander: Can a national-security adviser retain his integrity if the President has none? Susan Glasser on how Jim Mattis became Trump's "last man standing".
"It's as if they're in a contest to see who can be the most evil. For the moment, it looks like Pruitt is in the lead".
Patrick O'Callaghan (UCC): The Chance "to Melt into the Shadows of Obscurity": Developing a Right to Be Forgotten in the United States. What the Internet reveals about who we are: Disturbing truths emerge in a study of the data harvested by search engines. Should Internet firms pay for the data users currently give away? The tyranny of convenience: All the personal tasks in our lives are being made easier — but at what cost? From the Atlantic, can Germany fix Facebook? A new law seeks to protect "human dignity" on the Internet. Google has a Facebook problem: The tech giant has largely escaped scrutiny of late, but deserves a congressional grilling just as much as Mark Zuckerberg did. Surveillance Valley: Why are Internet companies like Google in bed with cops and spies?
Simon Caney (Oxford): Political Institutions for the Future: A Five-Fold Package. Raul Castro is stepping down — but he's leaving behind a complicated legacy and an unclear future. Cuban communism is at its reform-or-die moment: The country's first non-Castro president in over 50 years has only one path to legitimacy. Democrats have great female presidential candidates — they need to avoid the victim trap. And the newest member of Trump's fan club is Kanye West. Michael Harriot on Kanye West, Candace Owens and the conservative sunken place. What's going on in Armenia? Leader resigns following violent protests.
Being black in public: When you're black in America, you're either seen as a problem or not seen at all. What white people can learn from the Starbucks arrests. Starbucks won't have any idea whether its diversity training works. Steven Thrasher on a problem Starbucks can't train away. Starbucks' bias training has Right raging at the real racists.
Benjamin De Cleen (VUB), Jason Glynos (Essex) and Aurelien Mondon (Bath): Critical Research on Populism: Nine Rules of Engagement. Samir Gandesha (Simon Fraser): Understanding Populism, Left and Right. Filipe Carreira da Silva (Lisbon) and Monica Brito Vieira (York): Populism as a Logic of Political Action. Pierre Ostiguy (UC): Populism: A Socio-Cultural Approach. Ingolfur Bluhdorn and Felix Butzlaff (WU): Rethinking Populism: Peak Democracy, Liquid Identity and the Performance of Sovereignty. Albena Azmanova (Kent): The Populist Catharsis: On the Revival of the Political. Jean Cohen (Columbia): Populism and the Politics of Resentment. Andrew Arato (New School): Populism, the Courts and Civil Society.
Anton Jager (Cambridge): The Semantic Drift: Images of Populism in Post-war American Historiography and Their Relevance for (European) Political Science. Seren Selvin Korkmaz and Alphan Telek on the origins of populism: Bogus-democracy and capitalism. Populists have one big thing right: Democracies are becoming less open. Peter Csigo on how populists become popular. Daniel Little on populism's base. Andres Rodriguez-Pose on the revenge of the places that don't matter. Religion, gender dynamics, place and cultural identity: All inform rising authoritarian populism in rural areas, alongside class interests and inequalities.
Historians have long thought populism was a good thing — are they wrong? Jordan Kyle and Yascha Mounk on why it's so difficult to kill a populist movement. The populist surge: Francis Fukuyama on how Trumpist populism could easily linger longer than most people readily assume. What does a true populism look like? It looks like the New Deal.
Jonathan Greenberg: "Trump lied to me about his wealth to get onto the Forbes 400. Here are the tapes". From John Barron to @RealDonaldTrump: Trump's history of lying. "People don't realize": Trump and the historical facts he wants you to know. The assault on reality: Essential to understanding Trump is his attempt to subject the public to his own solipsistic reality — and thereby destroy our shared basis for democracy. Taking back hyperbole from Trump: Eugene Young on "truthful hyperbole" is hyperbolic projection. One thing is becoming clear about the various Trump scandals: They center on the president's disdain for the law. Is Donald Trump the first gangster president?
Trump cannot fulfill the duties of commander in chief. Is Trump "morally unfit" to be president? Not if Americans can't agree on what's good and bad. No wonder Trump needs so much "executive time". The biggest baby: Jonathan Kendall interviews Ben Greenman, author of Don Quixotic.


text:
Excerpt from Maya: A Novel by C. W. Huntington, Jr. Please note: this excerpt contains strong language.
My alarm went off just before sunrise. Today I would meet Nortul. If I were going to arrive at Delhi University by midmorning, I needed to get an early start. I knew the trip through the old city would take at least an hour by auto rickshaw—especially since traffic would be worse than usual because of the recent election. I cleared a place in one corner of the room where I could meditate and settled in.
There was an open window above the door to my room—which could not be closed—and before long I could hear people outside going to and from the communal bathrooms. They were shouting to each other, singing, whistling, and yelling at their kids. The sounds reverberated up and down the hallway as if it were a gymnasium. Every now and again someone would slam the door with such force that the walls shook. I was already in a dismal mood, and the racket outside my room made it worse. My attention jumped from one sound to the next, and every sound was the catalyst for a frenzy of self-righteous indignation. How could people be such totally thoughtless assholes? Looking at my mind was like standing knee deep in the middle of a stinking, polluted swamp that extended out to the horizon in every direction. Anger and irritation, guilt and regret and fear, all of it smothered in an endless toxic babble of thought. Me, me, and more me, as far as the eye could see. I sat there with my eyes closed for about two hours, watching things come and go, until finally I'd had enough. By that time it was around seven; I opened the drapes and sunlight exploded into the room.
I took my towel and headed down the hall for a shower. After that I went downstairs for breakfast. Over a pot of coffee, I took stock.
Nortul Rinpoche was sorting through a collection of old texts that had been brought, in the early sixties, from impoverished monasteries in the hinterlands of eastern Ladakh, a region that is politically Indian but culturally and linguistically a part of Tibet. For the first time, it occurred to me that this was the very same region where Colonel Singh from Corbett Park had commanded a regiment during the Sino-Indian War. He had actually talked with Penny and me about the artifacts in these monasteries. How is it that I had never before made this connection? Singh himself could have been involved in shipping these very texts to Delhi.
In any event, it was possible that the material in these crates had not been studied—or even looked at—for several generations. The tiny monasteries in eastern Ladakh were provincial, to say the least. The texts now being stored at Delhi University's library came from monasteries that had been isolated fro the political and scholarly centers of Tibet for hundreds of years. It was at least conceivable that some of them may have been safely locked away from the outside world since the ninth century or earlier, when this area played a critical role in the transmission of Buddhism to Tibet.
It was just as Penny had said that evening in Corbett—Ladakh had been a crossroads of the Buddhist world. Beginning in early Christian times, and perhaps even before, there was a steady stream of traffic passing back and forth between Mediterranean Europe and Beijing. Merchants moved along trade routes passing near this area on their way to and from Kashgar, on the edge of the Taklamakan desert. And in the third century, when Buddhism was just beginning to enter China, this was where Indian Buddhist monks and Chinese scholars met. Kumarajiva—one of the most famous Chinese translators—journeyed to Ladakh and studied Sanskrit there with Indian pundits, who sent him back to An Jing with bundles of texts, including scriptures on the perfection of wisdom and commentaries by Nagarjuna and other early Indian masters. Several hundred years later, Buddhist teachings began to filter into Tibet via this same route. And now, another thousand years down the road, several crates of texts from the region had been transported to the library of Delhi University, where they were at this very moment being pried open by the lama I had been sent to meet.


text: So for an assignment in one of my courses (Film Studies) we were asked to make a simple picture of people we would hire to act in a movie of our game of choice, so obviously i chose TF2! :thumbup: Since I frequent these forums alot (perhaps too much) I figure why not let you guys check it out and see if you agree/disagree with any of my choices. NOTE: Pyro is not on the picture because he can be played be essentially anyone seeing as he/she has no face simply a mask!


text:
It has been a crazy first quarter but I'm hoping to get all caught up today with my reviews, 1st quarter update, and my Spring Reading Thing challenge list.
Here's to hoping I can stay up to date from here on out. Maybe having a goal of 10 books a month read is creating more blog work on my end.


text:
Epiktetos (Biographical details)
Epiktetos (painter/draughtsman; Greek; Male; 520BC - 500BC; fl.)
Also known as
Athenian red-figure vase-painter who signed some 40 vases 'Epiktetos egrapsen' (Epiktetos painted it) and very occasionally 'epoiesen' (made it). He decorated vases made by a number of different potters (Hischylos (q.v.), Nikosthenes (q.v.), Pamphaios (q.v.), Pistoxenos (q.v.) and Python (q.v.). He painted a variety of drinking vessels and also plates and occasionally larger vessels. Although he worked mostly in red-figure he also painted the interiors of some cups in black-figure. In both styles his drawing was extraordinarily precise and elegant and he was particularly skilful in filling a circular space with a finely calculated design.
Beazley ARV² 70-81; Boardman ARFH1 57-59.


text:
According to the description of the product, Defendex only deals with the symptoms of mite and flea infestation. However, when I read the reviews, it sounds like it actually kills the mites/fleas. Is this true or would the mites in particular die anyway within a period of say a month? Should one use it conjunction with other products that do kill fleas and mites?
Thank you.
Barbara Hermann
The insects do not do well with the shampoo, but we are not allowed to make claims. What kind of problem are you dealing with? I use the shampoo to determine if any fleas have gotten on my dogs. If there are any, they are usually stunned and are rinsed off into the drain water. If I do not see anything, it indicates to me I do not have a problem. Looking forward to your response.
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text:
This is the perfect meal for a Sunday night. Prep was minimal, marinade was quick to make and assemblage (I love that word), was equally uncomplicated. Uncomplicated is good.
And, I gotta say, Middle Eastern food is so damn good. Lemons, tomatoes, garlic, onions, cinnamon, cardamom, nutmeg, cayenne all combined for a heady sensory experience: the smell and color of the spices are exotic and deeply rich, and the tastes concurrently complex, light, and warm.
|I used jalapeño peppers as a topping for the Shwarma,
but if you don't like your food hot, omit them.
|After marinating the meat, grill or broil it, but
do not overcook or you'll a tough and chewy shwarma.
|Yogurt cools the heat of the spice and jalapeños;
marinated eggplant and tomatoes add zest
and richness to the shwarma.
|Mixed Grill - Lamb and Chicken Shwarma
- 1/2 pound lamb, cut into strips
- 1/2 pound chicken breast, cut into strips
- 1/2 tsp. ground cardamom
- 1/2 tsp. ground cinnamon
- 1/2 tsp. ground nutmeg
- 1/2 tsp. black pepper
- 1/2 tsp. cayenne
- 1/2 tsp. salt
- 3 cloves garlic, minced
- 1/2 onion, minced
- 1 bay leaf
- 1/2 cup lemon juice
- 1/2 cup red wine vinegar
- 6 large sections pita bread
- 2 tomatoes, chopped
- 6 slices picked eggplant (optional - I used marinated eggplant)
- 3 serrano or jalapeño peppers, stems and seeds removed, chopped
- Yogurt to taste
- Place the meat in a glass bowl.
- In another bowl, combine the spices, salt, garlic, Onion bay leaf, lemon jice and vinegar, stir well and pour it over the meat.
- Marinate in the refrigerator for at least 2 hours.
- Drain the meat from the marinade and pat dry.
- Grill the meat over a hot charcoal or gas grill until done - about 10 minutes, turning often.
- Divide the meat into the pita bread sections, add tomatoes, eggplant, peppers and a tablespoon or more of the yogurt.
Final Assessment: Slammin'


text:
Good morning!
Today is a wonderful day - the sun is shining and the skies are wonderfully blue against the white snow. We are going to spend it in town to do some shopping, and going to see a movie.
Here's a layout I made for a challenge at En Liten Butik. The challenge is based on a bingo grid, where you get to choose one column and use the tings in it on your layout. The column I chose had Glimmer Mist, pins, fabric, and a star.
The photo is from one of our favourite places in the world, Kåseberga in Skåne. We went there last summer, the kids and I while P was working (as usual), and lucky for us, the weather that day turned out to be perfect for paragliding. So we had our picknick surrounded by these paragliders, and the kids thought they were so cool. Later, Agnes climbed up on top of one of the big rocks of the stone ship, and I got this lovely photo of her. She had been a bit grumpy getting up there, because the paths are very steep, but when we finally got up, she loved it, and having an ice cream in the little fishing village below the hill made her grumpiness go away completely.
Have a great day!


text:
TRANSPORT AND TOURS RATES, WITH CAPUNG SAKTI VILLAS BY THE FAIR FUTURE FOUNDATIONDear friends, dear Madam, dear sir, dear guests, Om Swastyastu,
If you need it and on request only, the Capung Sakti Villas by the Fair Future Foundation provide transfert from or to Ngurah Rai International Airport Bali, located at +/- 40 kms from Ubud. We pick you up when you arrive or we drop you to the airport on your departure. Tours and transfers are paying according to the price list of our houses. Please note that rates are subject to change without prior notice. All other transfers are paying according to the price list edited by the Foundation Houses.
One of our driver will wait on you at the arrival hall and your surname will be prominently displayed on a card held by the driver. In any case, you can contact the Foundation Villas Manager Mrs. Eka NUR AZIZA at this number: +6281339164758 for WhatsApp or phone call | +6282131666035 for phone call only.
The Fair Future Foundation prices for the Airport Shuttle Services are : During the day: 45$US – After 09:00PM: 50$US – After 10:00PM: 55$US – After 12:00PM: 60$US (Arrival time in Ubud) – Airport Drop-Off: 35U$D.
Amed: 50 U$D – Bedugul: 40 U$D – Candidasa: 40 U$D – Gilimanuk: 70 U$D – Jimbaran: 45 U$D – Kintamani: 40 U$D – Kuta: 40 U$D – Lovina: 50 U$D – Munduk: 50 U$D – Nusa Dua: 45 U$D – Padangbai: 40 U$D – Permuteran: 65 U$D – Sanur: 30 U$D – Seminyak: 40 U$D – Sidemen: 40 U$D – Tulamben: 45 $US – Tanah Lot: 45 U$D – Uluwatu: 45 U$D.
Friendly recommendation: Don't book any tours or excursions on-line as this is a way to expensive. We can help you for this directly with the foundation (fair, cheap and safe), don't hesitate to let us know about your wish.
CAPUNG SAKTI, TOURS AND ACTIVITIES (ALL TAXES INCLUDED)At the Capung Sakti Villas by the Fair Future Foundation, with the people who's are working for the Fair Future Foundation, we try to offer you very different tours and different activities. Not only the major attractions of Bali, but as well the unique cultural and traditional places that make Bali so special… Sharing time with local people for example… Climbing Volcano's, diving, cycling, fishing, rafting, trekking, cultural visits, Barong Dance, Kecak Fire Dance, traditional musicians, woodcarving, stone carving etc…
Fairly for all, we organize excursions, trekking on the volcanoes, sports, cultural or leisure activities. We also provide your bus, taxi or boat tickets and this at the fairest price and the safest way.
Our tours are private charters; just you and your family, partner and our very knowledgeable English speaking guide. On request, note also that we can arrange a french or Italian speaking guide only for you, with extra charge (55€ to 65€ per day depends of the guide). A private charter gives you the flexibility to make alterations to your tour on the day.
You may choose to stay longer at one venue and make only a brief stop at the next, your tour…
Your choice. Ask Eka or Alex for more information about the prices and the tours.
Bali is blessed with traditional cultural events that can only be seen on this small island.
We provide you with the opportunity to see the unique culture that any visit to Bali should include. While many tours in Bali are similar, our tours will take you off the beaten path to allow you to witness many traditional ceremonies.
These ceremonies will vary depending on the Balinese Hindu calendar; but can include temple ceremonies, cremations, teeth filings, and even the chance to attend a Balinese wedding! All of our tours also include visits to a traditional market, a Balinese school or some Coq's fighting.
Our tours are private charters for a minimum of two people; just you and our very knowledgeable English or french speaking guide or request. A private charter gives you the flexibility to make alterations to your tour on the day. You may choose to stay longer at one venue and make only a brief stop at the next, your tour… Your choice.
Thank you very much for your interest and your kindness.


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International Weddings
Does the idea of a cold church in the middle of the Kent countryside full of people who you have never met sound like your ideal wedding? Maybe yourself or your partner are not from the UK and would prefer to get married at home? Perhaps you just want a calm and peaceful beachside wedding rather than the traditional wedding in Kent, our article will hopefully inspire you and provide useful advice about planning your perfect international wedding.
Many couples feel forced into a corner by parents and other relatives, just remember that it's your wedding and you don't have to do specific types of wedding just to please others. As long as you and your partner have agreed on a specific type of wedding, whether that be an international wedding or not, it's your special day, noone elses.
One of the major advantages to having an international wedding rather than a wedding in Kent, is the fact that the years of planning are not always necessary. It is unlikely that there will be as many guests at an international wedding as there would be at a wedding in Kent, so this will keep costs down and also make your wedding much more intimate.
As we already mentioned, there will be a lot less guests at an international wedding because of work commitments, families and costs. We would all love to have our wedding on a beach somewhere hot and beautiful but this can sometimes be thousands of miles away from loved ones who either can't afford to make the trip or are too ill. A great way of including guests that can't make the wedding would be to have a live link to the ceremony over the internet or perhaps just have someone film the ceremony and send it to your loved ones afterwards.
Most of the time when couples choose to have an international wedding, a specialist will usually take care of all the arrangements. Even though they usually work for the hotel or the holiday company, these wedding specialists abroad will serve as your wedding planner. There are hundreds of websites that can deal with this for you which allows you to still make key decisions like color scheme and venue but leaves the little details to them to organize. You have to look stunning before the wedding. You will be treated like a princess/prince and the whole wedding will be a much less stressful occassion than it might be if you choose to have a traditional wedding in Kent.
So how do we get the wedding guests to attend our international wedding? The honest answer is, there are only two options. You can either fly them all out to your international wedding venue or you can ask them to pay for themselves instead of buying wedding gifts. The distance of your chosen destination will be the deciding factor whether your guests will pay out or not. Don't be offended by this. It is your decision to have your special day far away and for that a few sacrifices have to be made. A postcard from your destination will make them feel included in your wedding and they won't feel guilty.
Every couple is different and the majority will opt for the traditional wedding in Kent but as we have mentioned, there are many reasons why you should also consider your very own international wedding.
May 19, 2011 / WIKAuthor / 0
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text: richard mille,a lange sohne,replica watches,rolex explorer,corum,jaeger lecoultre,rolex air king,replica watch,iwc,roger dubuis,bell ross,u boat,fake watches,audemars piguet,breguet,rolex yachtmaster,rolex gmt master,rolex prince Many Cleveland Homes for Rent at RentinCleveland.com " I found so many lovely Cleveland homes for rent " Frank Duncan Jr. About us Rent in Cleveland is a resource for available Cleveland homes for rent and apartments exclusively in Cleveland. By focusing on Cleveland, we are able to constantly monitor and update our database. Detailed listings are provided based upon each individual's preferences. Individuals can search online themselves at any time during their enrollment or our staff will perform searches for clients and send results by email, fax or mail. RentinCleveland.com to partner with Oodle.com ! ! ! Your first referrals are provided on the same day that we receive your registration. Online clients receive automatic email notices as soon as new listings are posted. They can also access the database at anytime and review listings. For those clients that prefer not to spend time on line, our staff provides updates each business day as new listings are received that meet each client's criteria. Fees for prospective tenants are $10.00 for Rental or Room searches. The fee covers unlimited referrals for a period of 1 month from the date of registration. Why do Landlords Use Our Service? Landlords can place their listing on RentinCleveland.com and normally rent them very quick. We save landlords time because they only receive calls from prospective renters that are interested in the type of rental that they have available. Some of our landlords prefer to use our service exclusively whenever their rentals or shares become available because of the successful relationship they have had with the tenants referred through our service. Landlords can place their listing on our "Featured Listing" page to reach all individuals that visit our site for a small fee. Please contact email@example.com if you would like to post a featured listing. " Tons of Cleveland Homes for Rent and Cleveland House Rentals ! " Copyright © 2003-2019 RentinCleveland.com, All Rights Reserved back to Cleveland Homes for Rent


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Remembering Carrie Fisher
Carrie Fisher, best known for her role as the iconic Princess Leia, died at the age of 60 on Tuesday after going into cardiac arrest on Friday during a flight from London to Los Angeles.
Carrie Fisher was more than just a talented actress and screenwriter. She had a leading role in the way people view mental health and substance use disorders. In 1987 Fisher wrote Postcards from the Edge, a semi-autobiographical novel, followed by a succession of other books that allowed her to open up about her struggles, finding a way to make the pain of mental health and addiction a source of humor and healing.
In an advice column in The Guardian dated November 30, 2016, Fisher wrote, "I was told that I was bipolar when I was 24 but was unable to accept that diagnosis until I was 28 when I overdosed and finally got sober." Fisher spent much of her career normalizing mental illness. She helped many people find strength in their diagnoses by spreading the message that such conditions are not something to be ashamed of, that "it's not your overriding identity, it's just something that you have, but not the only thing – even if it's quite a big thing."
Carrie Fisher heroically shared her personal story with the world during a time when many others did not dare to. She was and will continue to be a great inspiration to the millions of people dealing with mental health and substance use disorders every day.


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We apologise for the delay in posting the full team lists. They are available now.
We are fielding record numbers of players, with 206 players across 23 teams.
We would like to thank the Selection Committee – Alecia Connor, Rob Wildin, Adam Disney, and Len Davis for pulling these together. A big thank you also to our registrar, Michelle Bates for her work behind the scenes.


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Hi There! Is this Your First Time?
Did you know if you Register you have access to free search tools including the ability to save listings and property searches? Did you know that you can bypass the search altogether and have listings sent directly to your email address? Check out our how-to page for more info.
- Price$6,500,000
- Beds7
- Baths9
- Sq. Ft.7,927
- Built2014
125 Marine St, St Augustine
YOUR PRIVATE VILLA in the heart of St Augustine's Historic District. Built in 2014 with a unique blend of Old World Craftsmanship and state-of-the-art amenities; 11,620 sf of luxurious living under roof with 200 feet of waterfront. Enter this estate home through wrought iron electronic gates reclaimed from Central Park. Travel over brick driveways and walkways reclaimed from Colonial Virginia walked on by our founding fathers. Formal and Casual areas flow seamlessly. No detail has been overlooked. Pennsylvania Hardwoods hand picked and custom crafted adorn most of the ceiling throughout this gorgeous home. Expansive outdoor living area includes covered loggia, summer kitchen, large salt water pool, fountains and beautifully landscaped grounds.
Essential Information
- Price$6,500,000
- Bedrooms7
- Bathrooms9.00
- Full Baths9
- Square Footage7,927
- Year Built2014
- TypeResidential
- Sub-TypeResidential - Single Family
- StyleMulti Generational, Traditional
- StatusActive
- AmenitiesSprinkler System
- UtilitiesCable - Connected, Sewer - Public, Water - Public
- Parking Spaces4
- ParkingAttached Garage, Courtyard Entry Gar, Other Parking, Side Entry Garage
- Is WaterfrontYes
- Waterfront6' + Dpth, Intracoastal, Riverfront
- Has PoolYes
- PoolHeated Pool, Pool - In Ground
- ExteriorStucco
- Exterior FeaturesBulkhead, Garden, Landscape Lighting, Outside Lighting, Patio - Covered, Porch - Front, Summer Kitchen, Yard Well & Pump
- Lot DescriptionLevel, Other Water View, Riverview, Water Access
- RoofSpanish Sty. Tile Rf
Listing Details
- Listing Office:Watson Realty Corp
Community Information
- Address125 Marine St
- Area322-downtown St Augustine
- SubdivisionSt Augustine
- CitySt Augustine
- CountySt. Johns
- StateFlorida
- Zip Code32084
- Interior FeaturesAtrium Door(s), Bay/Bow Window(s), Built-in-Bookshelves, Butler Pantry, Ceiling 8+ Ft., Elevator, Floor Plugs, French Door(s), Marble Floors, Picture Window(s), Stained Glass Wnd(s), Terrazzo Floors, Vaulted/Cath. Ceil., Walk-in-Closet(s), Window Treatment(s), Wood Floors
- AppliancesCompactor, Dishwasher, Disposer, Dryer, EnergyStar Appliance, Freezer-Stand Alone, Ice Maker Stnd Alone, Ice Maker-Refrgeratr, Microwave, Range Gas, Refrigerator, Self Cleaning Oven, Washer, Washer/Dryer Connect
- HeatingCentral Heating, Electric Source
- CoolingCentral Cooling, Electric Source
- FireplaceYes
- Fireplaces2 or more Fireplaces, Gas Fireplace, Mantle, Stone Fireplace, Tile Fireplace, Wood Burning Frplc
- # of Stories2
Additional Information
- Days on Market100
- ZoningResidential
- HOA Fees0.00
- HOA Fees Freq.N/A
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Florida Homes Realty and Mortgage are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Information deemed reliable but not guaranteed.
©2019 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Listing information last updated on April 25th, 2019 at 8:53pm EDT.


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On This Page
Online Asynchronous Non-Residency Class (O1)
A class offering taught asynchronously, with students and instructors physically separated, and delivered/accessed online, primarily without scheduled class sessions or real-time interaction
Online Asynchronous Residency Class (O2)
A class offering with limited duration in-person, on-campus class meetings, followed and/or preceded by online asynchronous class delivery/access, primarily without scheduled class sessions or real-time interaction.
Online Synchronous Non-Residency Class (O3)
A class offering taught, synchronously, with students and instructors physically separated but interacting and exchanging class content online in real-time during scheduled class sessions, having no face-to-face interactions (except as mediated by technology).
Online Synchronous Residency Class (O4)
A class offering with limited duration in-person class meetings, followed and/or preceded by synchronous class delivery/access with students and instructors interacting and exchanging class content in real-time online during scheduled class sessions (that may include face-to-face interactions mediated by technology).
Hybrid (Blended) Online Courses (O5)
Courses that are fully online and dubbed hybrid engage students in both interacting with the professor and each other through tools like video- or web-conferencing that require them to be together at the same time-synchronously, and tools like email and discussion boards that allow them to interact asynchronously.
Students and/or instructors interact in real-time.
Students access class content on their own time. Real-time communication among and between students and instructors is not required.
The physical presence of students is required in a physical campus location.
The physical presence of students on campus is never required.
This screenshot shows a sample Search for Classes screen:


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Save the Date:
The Freedom Community Historical Society will be presenting "Winter Follies" on Saturday, February 3, at the Springvale Farm located on Pleasant Street (across from the Town Office).The activities will \consist of snow shoeing, cross country skiing, ice skating, horse and sleigh rides, snowmobiling etc.
Also, there will be more information to follow regarding Freedom Follies. Prentice Grassi of the Village Farm will be the MC for this program. If you would like to perform doing what you like to do, contact Prentice. There will be a pot luck supper to be held before the follies. (Starting at 5:00 P.M) Donations of food and desserts are welcome, there isn't any charge but money donation are more than welcome and will be greatly appreciated. The Freedom Rec Comm. will be serving hot drinks, food and snacks at the Town Hall and a place to warm up. In the meantime, let's hope the weather isn't too cold and that there is enough of snow.
.It takes a lot of planning and different committee's working together. I hope you will find it in your heart to come on out and have a great time. Show your support. I will update this next week if needed so stay tuned.
If there is anyone interested in volunteering on the Appeals Board (we need two) and we are looking for a volunteer for a Solid Waste Director and also a School Board Representative. Please contact Cindy Abbott at 382-6177 if you are interested.
Nomination Papers:
Nomination Papers are available to be picked up on at the Town Office.
The Nomination Papers must be filed in the Town Office before noon on Wednesday January 17.
Position for One Selectman for a 3 year term
Town Clerk for a 1 year term
Tax Collector for a 1 year term
Excise Tax Collector for a 1 year term
Treasurer for a 1 year term
School Board Representative for a 3 year
Benefit Supper:
There will be a Benefit Potluck Supper & Auction for Rebecca Bryant on Saturday, January 20 starting at 5:00 p.m. - 8:30 p.m.
It is being hosted by Karen York at the Mt. View High School in Thorndike. Rebecca lost her home and all her belongings and her 6 puppies to a fire last week. No one was home at the time.
The Selectmen will hold their meeting on Monday, January 21, at the Town Office starting at 6:00 p.m.
Freedom Community Historical Society:
The FCHS will meet at the Town Office on Wednesday, January 15 starting at 6:30 p.m.
Dirigo Grange:
The Dirigo Grange #98 will meet on Thursday, January 18, at the Hall starting at 6:30 p.m.
Voice of Freedom:
Get well wishes go out to Marguerite Ward who is i the Belfast Hospital. Feel better soon.
My grandson Tyler took a road trip by himself and drove from Portland Maine to Portland, Oregon in 11 days and put 7,649 miles on his car. He visited his Uncle Evan for two days and then turned around and headed back home to Portland, Maine. He too the southern route out to Portland and cane home on the northern route. Both routes brought him the best weather. Once he arrived home safely, bad weather hut the Midwest. How nice it us to be young.
Hat is it folks, until next week take care, stay safe and stay warm. God Bless.,


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NSI Recruitment 2017 – 57 Asst Engineer & more posts | Apply Online @ www.nsi.gov.in
National Sugar Institute Notification 2017 – 57 Asst Engineer & more posts | Apply Online at www.nsi.gov.in
National Sugar Institute Recruitment Notification 2017 : National Sugar Institute has issued an recruitment notification for the post of Assistant Engineer and more, candidates who had completed there 10th Diploma, Graduation or CA from any recognized University or Institute can apply online on or before 27th June 2017.for more details can click on official website and alljobalert.in
About National Sugar Institute
The National Sugar Institute (NSI) established in 1936, is involved in research, training and advisory services to the sugar and allied industry, and functions under the Department of Food and Public Distribution of the Ministry of Consumer Affairs, Food and Public Distribution. Located in Kalyanpur, Kanpur, Uttar Pradesh, India, it provides technical education and training in research in all branches of sugar chemistry, sugar technology, sugar engineering and allied fields. The institute provide assistance to central and state governments in matters relating to sugar and allied industries.
Details for National Sugar Institute Recruitment
Job vacancie Name: Asst Engineer & more
Total No of Vacancy : 57 Posts
Job Location : Uttarakhand
Educational Qualification for this NSI Recruitment 2017:
Eligible Candidates who had completed there 10th, Diploma, Graduation or CA from Any recognized Board, University or institution can apply for this Job Vacancy. For Post wise qualifications, posts, age limit and pay scale please see Notification.
Age limit:
Salary or Pay scale : Rs 9300-39100/- monthly + GP
Application Fee : Nill
Important Date for National Sugar Institute Recruitment 2017
Last Date to Apply : 27th June 2017


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Americans In Debt Interview with KABC Radio Los Angeles
By Media Relations
CreditCards.com Editor-In-Chief Dan Ray spoke on Friday, December 11, 2015 with Doug McIntyre about the December 2015 Americans In Debt survey. The interview and transcript are below.
Doug McIntyre: A new poll says that one in five Americans say that they'll be in debt forever. According to the poll, 21% of those with debt predict they will never get rid of it. This is really kind of disturbing. To talk about this right now, it's a pleasure to welcome the editor in chief of creditcards.com, Dan Ray. Dan, how are you?
Dan Ray: Good morning, I'm doing well.
McIntyre: Are you doing well enough to pay off your credit card debt?
Ray: Well, our poll certainly sounds like a lot of people are having trouble with that. It looks like, playing off of what you were just saying, that the middle class is being carved – caved in. We're also – when it comes to debt, we're becoming a nation of debt haves and debt have nots. On the one hand, more of us are handling debt and credit pretty well, overall household debt is below its peak from before the recession and a record number of us pay off our credit cards every month. But our survey data revealed that there is still a big segment of the population who are having trouble with debt, and for those people, things are looking bleaker, not better. We've asked this poll question three years in a row, and the numbers just keep building up. It was 8% in 2013, 14% in 2014 – or 18% last year, and then this year, one in five Americans with debt, 21%, believe that they'll never pay them all off.
McIntyre: You know, probably, I guess it's 15, 16 years ago, my wife and I made a decision, we got to pay off the credit cards, and we, you know, it wasn't easy, but we did, and we've been kind of rigorous about that ever since, and I've got to tell you something, it's one of the greatest feelings in the world, it's absolutely liberating.
Female 1: To be debt free?
McIntyre: Absolutely. Well, we're not debt free, but we're not credit card – because credit card debt is about – you'd be better off going to Tony Soprano, I mean, the interest you could pay on your credit cards, it's terrible debt. And one of the tricks that we use is whenever possible, we don't – first of all, we try to pay the cards off every month, but we don't charge anything, don't charge anything that you don't retain physical possession of. In other words, if you're going to buy a new sofa, fine, you'll have possession of the sofa, but pay cash for a meal.
Female 1: A vacation?
McIntyre: Or pay cash for a meal, because it's transitory, and that's one way to get a grip on it. But this sort of sense of negativity, this sort of sense of doom, Dan, that's something that's fascinating. And I also think it kind of explains the political climate, that people feel like they're getting further behind and that they're never going to get out of it, and that's a very unusual concept for Americans who normally are very optimistic about the future.
Ray: And you put your finger on something there. You found something that works for you; you want something that's tangible. For people who are listening to this, find the method that works for you. There are a lot of different ones. Some people go the old fashioned envelope method of budgeting, some people make it a rule never to charge anything you can't pay back in three months, and that's particularly good advice during this holiday season when we all tend to pile on the debt a little bit. But find something that works for you, and stick with it.
McIntyre: You know, Dan, when the market crashed in 2008 and we started to see this sort of dominoes toppling, it really kind of started a little earlier than '08 actually, but it really came down in 2008, and then for a couple of years, during the depths of the great recession, I would hear almost as a mantra people would say I can't wait for things to get back to normal. But here's the problem. What we've defined as normal is tremendous amounts of consumer debt, consumer credit being handed out. You know, people with – the stories of credit cards showing up in the mail for people's pets, you know, giving credit cards to kids on college campuses right before spring break, you know, who don't have jobs, we were extending credit to people who didn't have the actual – they didn't qualify for the credit, and, you know, handing out houses through HUD like it was – Freddie and Fannie were handing out houses, no money down, and then president Bush was bragging about the highest percentage of home ownership in history, and talked about having all these qualified buyers, the only thing they don't have is the down payment. Well, duh, that's not a qualified buyer in the traditional way that we used to do this. So if we're going to get back to normal, normal is getting people to work Monday through Friday and then go to the mall on Saturday and blow on their money on credit cards, buying stuff to wear to work on Monday.
Ray: Yeah, we have gotten away from the situation that you were describing where the only qualification for credit was to be able to fog a mirror.
McIntyre: Right.
Ray: We watch the industry pretty closely, and while credit has loosened up from the days of the recession when nobody was able to get a loan, it's still being – it's still tighter than it was. Folks who had trouble with credit in the past, they're getting cards, but what the card issuers are doing is giving them out with very small credit lines. Somebody with great credit, they get a new card, it averages about a $9,000 credit line; somebody who has poor credit, barely above $1,000. So some people have learned some lessons and the banking industry isn't quite the way that it was before, but yeah, some people are still piling on the debt and are having a hard time paying it off.
McIntyre: Now we've also – and here's – this is just such an irony, it's such a flip on the wisdom of our fathers, is that we used to have an expression, a common expression, it's like money in the bank, that was a way of expressing a sure thing. But now we're told we're idiots if we have money in the bank because it doesn't keep up with the rate of inflation so we have to be on Wall Street and we have to be investors and we have to be this and that, and we tax the income on savings accounts and things like that, we discourage savings, and we're told that saving is really bad for the country because it's a consumer economy.
Ray: Yes, it's a more complicated world than it was when our parents and our grandparents taught us those old sayings, but some of the things are still true. If you borrow money, you got to be able to pay it back, and that's one of the things that our survey pointed to that some people are taking that to heart and expect on average to be out of debt at age 54. We just asked a simple question, what age are you going to be out of debt, and the average was about 54. But some people, a significant number still are saying never, and that's bad.
McIntyre: Wow, okay, hey listen, Dan, thanks for coming on with us, I appreciate it. Creditcards.com, Dan Ray, editor in chief.