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Live stream 9 PM to 1 AM ET weekdays, on 770 WABC-AM in New York City, WBNW in Boston, 630 WMAL-AM in Washington, D.C., 630 WPRO-AM in Providence.
Live stream 9 PM to 1 AM ET weekdays, on 770 WABC-AM in New York City, WBNW in Boston, 630 WMAL-AM in Washington, D.C., 630 WPRO-AM in Providence.
Photo: Screen shot of satellite picture capturing the unusual display where China's aircraft carrier Liaoning sailed through the disputed waters off Hainan Island.
Image captured by Planet Labs Inc showed that the carrier group was taking part in combat drills in the South China Sea. The sea is at the center of a row between Washington and Beijing, with the Communist giant claiming ownership of the disputed waters despite a ruling to the counter by the UN.
Co-hosts: Gordon Chang, Forbes.com and David Livingston, The Space Show
Hour One
Wednesday 28 March 2018/ Hour 1, Block A: Arthur Waldron, Lauder Professor of International Relations in the Department of History at the University of Pennsylvania, in re: America's foreign policy blunder: the engagement of China. Note that North Korea would not be a threat were it not for Beijing. George W. Bush put Beijing at the center of the international community's efforts to disarm the Kim regime because he wanted to integrate China. So we got an arrogant Beijing and a nuked-up Pyongyang.
Wednesday 28 March 2018/ Hour 1, Block B: Stephen Yates, CEO of D.C. International Advisory, former advisor to Vice President Dick Cheney, and candidate for the Republican nomination for lieutenant governor of Idaho, in re: http://www.businessinsider.com/china-taiwan-future-fight-may-devastate-major-us-city-2018-3
Wednesday 28 March 2018/ Hour 1, Block C: Captain Jerry Hendrix, USN [ret], CNAS, in re: Chinese warships – frigates, aircraft carriers, subs – forty ships line up neatly in a row in the South China Sea for aerial photography to see, and to display to Chinese neighbors. "Were here and we mean business!" Someone in Beijing must've read Mahan and used tactics from a century ago. Xi seems to be revealing a weakness: trying to announce that he's the regional power even as other, lager events are occurring around him. We learned that Chinese aren't confident in a complex wargame formation. They aren't as good at sailing their ships as they'd like to be, Have been operation in blue ocean/deep water for only about fifteen years. Still learning large-fleet formations. A Party member has higher rank on every ship — in every military grouping —than does the ship's captain or any designated military leader.
Wednesday 28 March 2018/ Hour 1, Block D: Claudia Rosett, Independent Women's Forum, in re: The Kim-Xi meeting is part of a longer-term plan to sweep the US out of the entire East Asian region. Kim has usefully defied and mocked the US over and over with no retaliation beyond a few Washington-issued threats. Kim wants money. Does China hand it to him? . . .
Hour Two
Wednesday 28 March 2018/ Hour 2, Block A: David Maxwell, retired U.S. Army Special Forces colonel and Fellow at the Institute of Corean American Studies, in re: the Kim-Xi meeting. Restoration of Beijing-Pyongyang alliance? . . . In China's dreams, the US would be gone from Asia and China would dominate the Korean peninsula. For the moment, its main concern is to avoid a regime collapse in DPRK.
Proposed changes in South Korean constitution being rammed through by Pres Moon swiftly; proposes eliminating "liberal" from "liberal democracy" – removing liberty and individual rights. Heading to a socialist form of govt, gov't ownership of land. A dangerous game.
Wednesday 28 March 2018/ Hour 2, Block B: Dean Cheng, senior research Fellow of the Asia Studies Center at the Heritage Foundation, in re: The Xi-Kim meeting may have been in fact Kim gaining control of the situation by flaunting his new possible allies – at least, discussants –being Moon Jae-in, Pres Trump, and "goodies " offered by Russia (a fiber-optic line, a new bridge). A year from now, we'll look back on this meeting and say, "Another false start."
Wednesday 28 March 2018/ Hour 2, Block C: Troy Stangarone, Korea Economic Institute Senior Director of Congressional Affairs and Trade, in re: US-South Korea trade: a side agreement where Korea's currency transactions become more transparent. Ford has doubled the number of cars it sells there; might add $500 mil to $1 Bil in exports; maybe 500 jobs. . . . South Korea got three benefits: 1______, 2 textiles, 3. Kept agriculture off the table.
Wednesday 28 March 2018/ Hour 2, Block D: Cliff May, Foundation for the Defense of Democracies founder and president, in re: A worldwide diminution of democracies. Authoritarianism is on the rise. Can the US successfully freedom and democracy? WE need to promote freedoms, but few of the autocracies will accept that. I'd rather push a liberal authoritarian than an illiberal democracy that'll become a tyranny.
Ira? The most democratic in the Arab world – damaged because we left it and our influence diminished as Iran's interest accrued. Iran does not favor any democracy in Iraq.
Egypt: el Sisi led a coup against Morsi, who was doing awful things. El Sisi is actively fighting jihadism, cleaning out Sinai as well as he can, reforming the education system with a brilliant education minister. Nonetheless, he's very repressive. I say, fi rst establish democratic principles, habits, institutions, before pushing for elections. Recall the Gaza election: Hamas won, with the motto, "One man, one vote — one time."
Ikhwan. Moslem Brothers, as =re stalking the Arab world and North Africa. MBS, Saudi crown prince: is a reformer, not a democratizer. And Jordan? Turkey? I think it's more likely we can get el Sisi to ease up if he knows we're not threatening his rule.
Hour Three
Wednesday 28 March 2018/ Hour 3, Block A: Monica Crowley, London Institute for Policy Research; in re: Re-boot of Roseanne TV show, Roseanne Connor is openly a Trump supporter; last night's debut had ratings through the roof. Blew the doors off. Execs have little choice but to pick up on this and promote it and other shows like it. Producer: "I didn't know there were any Trump supporters who weren't racist and misogynist."
Colbert and Kimmel are rough and sometimes brutal. Audiences are pretty much limited to East and West Coasts. Very samey every week; boring. If Hollywood is smart, it'll move to supply to/represent the over-half of Americans.
Wednesday 28 March 2018/ Hour 3, Block B: Dr Lara M Brown, George Washington University, and Salena Zito, CNN, Washington Examiner, et al.; in re: Domestic electoral politics.
Wednesday 28 March 2018/ Hour 3, Block C: Aaron Klein, Middle East bureau chief, Breitbart, in re: Last week of Dec 2016, McCain hand-delivers the Steele dossier to James Comey FBI already had the document since July 2016. Comey knows that the dossier was created for FusionGPS, paid for by Hillary Clinton and the DNC. . . . And a great deal more on this complicated story. . . . I've submitted at least twelve requests to Sen McCain to find out if he knew that . . . [This is a rich segment; worth listening to on podcast]
Wednesday 28 March 2018/ Hour 3, Block D: Aaron Klein, Middle East bureau chief, Breitbart, in re: They rented a room at the Tabard Inn, Christopher Steele gave over several days a series of briefings for media and others, on the Steele dossier. Also present: NYT, WaPo, CNN, Jane Meyer from New Yorker. Issakoff wrote it up, after checking with ___ Winer from Kerry's State Dept. Sidney Blumenthal had passed some of the writings on to Steele. Issakov's article was "extensively cited" in the FISA court warrant. Highly circular deeds. One of the reasons Simpson made these presentation was "to make the Bureau take these reports more seriously." Called : laundering. Laundering through various reporters to add credibility to the dossier a each go-round.
Hour Four
Wednesday 28 March 2018/ Hour 4, Block A: How to Die: An Ancient Guide to the End of Life, by Seneca and James S. Romm. Nero tried to kill his mother, Agrippina, but failed; boat didn't sink, mother was damaged but not dead. Nero demanded that Seneca, philosopher, and a soldier finish the job. Seneca had chosen to be Stoic, emphasizing the primacy of reason and virtue; living in poverty. A rival school: the Cynics.
Wednesday 28 March 2018/ Hour 4, Block B: How to Die: An Ancient Guide to the End of Life, by Seneca and James S. Romm.
Wednesday 28 March 2018/ Hour 4, Block C: Pax Romanum, Adrian Goldsworthy.
Wednesday 28 March 2018/ Hour 4, Block D: Pax Romanum, Adrian Goldsworthy.
.. .. .. .. .. .. .. .. ..


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subset: commoncrawl


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Many businesses across the world are struggling to deal withТ digital transformationТ in spite of the benefits it can bring, new research has claimed.
A worldwide survey by BlackBerry has found that only 37 percent of companies actually have formal digital transformation plans in place today - a little over a third, meaning many companies could be missing out on the benefits of using the latest workplace technology - what it calls the 'Enterprise of Things' (EoT).
BlackBerry found that security was rated as the top concern when it came to digital transformation strategies, with nearly two-thirds (63 percent) of companies ranking it so. This was followed by the finding that a similar proportion (61 percent) were unprepared for external cyber-attacks, with hackers and cyberwarfare named as the main concerns.
A lack of collaboration between departments within large companies was also named as a major prohibiting factor to embracing the latest technology, with 39 percent of workers at major organizations naming this as a key barrier. This feeling was not confined to big business, however, with over half (51 percent) of mid-sized companies saying the same thing.
"TheТ proliferation of IoTТ is being led by enterprises, and they continue to require a unified endpoint management strategy that is capable of scaling to handle billions of connected devices," said Marty Beard, chief operating officer at BlackBerry.
BlackBerry found that a majority of the respondents would welcome a unified solution to easily manage endpoint security, with 78 percent saying this would help the transition to the EoT.
"We are focused on securing the EoT because for all its promise, the expanding adoption of connected things means that companies are only as secure as their most vulnerable endpoint," Beard added.
Published under license from ITProPortal.com, a Future plc Publication. All rights reserved.
Photo Credit: Robert Kneschke/Shutterstock
Ключевые слова:
- Article,
- Enterprise,
- Information Technology,
- Business


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What is The New Thought Movement?
New Though
New Thought
New Thought promotes the ideas that "Infinite Intelligence" or "God" is ubiquitous, spirit is the totality of real things, true human selfhood is divine, divine thought is a force for good, sickness originates in the mind, and "right thinking" has a healing effect.[1][2]
Although New Thought is neither monolithic nor doctrinaire, in general modern day adherents of New Thought believe that "God" or "Infinite Intelligence" is "supreme, universal, and everlasting", that divinity dwells within each person, that all people are spiritual beings, that "the highest spiritual principle [is] loving one another unconditionally … and teaching and healing one another", and that "our mental states are carried forward into manifestation and become our experience in daily living".[1][2]
The New Thought movement is a spiritually-focused or philosophical interpretation of New Thought beliefs. Started in the early 19th century, today the movement consists of a loosely allied group of religious denominations, secular membership organizations,[citation needed] authors, philosophers, and individuals who share a set of beliefs concerning metaphysics, positive thinking, the law of attraction, healing, life force, creative visualization, and personal power.[3] The three major religious denominations within the New Thought movement are Religious Science, Unity Church and the Church of Divine Science. There are many other smaller churches within the New Thought movement, as well as schools and umbrella organizations.
William James, in The Varieties of Religious Experience, described New Thought as follows:
… for the sake of having a brief designation, I will give the title of the "Mind-cure movement." There are various sects of this "New Thought," to use another of the names by which it calls itself; but their agreements are so profound that their differences may be neglected for my present purpose, and I will treat the movement, without apology, as if it were a simple thing.
It is an optimistic scheme of life, with both a speculative and a practical side. In its gradual development during the last quarter of a century, it has taken up into itself a number of contributory elements, and it must now be reckoned with as a genuine religious power. It has reached the stage, for example, when the demand for its literature is great enough for insincere stuff, mechanically produced for the market, to be to a certain extent supplied by publishers – a phenomenon never observed, I imagine, until a religion has got well past its earliest insecure beginnings.
One of the doctrinal sources of Mind-cure is the four Gospels; another is Emersonianism or New England transcendentalism; another is Berkeleyan idealism; another is spiritism, with its messages of "law" and "progress" and "development"; another the optimistic popular science evolutionism of which I have recently spoken; and, finally, Hinduism has contributed a strain. But the most characteristic feature of the mind-cure movement is an inspiration much more direct. The leaders in this faith have had an intuitive belief in the all-saving power of healthy-minded attitudes as such, in the conquering efficacy of courage, hope, and trust, and a correlative contempt for doubt, fear, worry, and all nervously precautionary states of mind. Their belief has in a general way been corroborated by the practical experience of their disciples; and this experience forms to-day a mass imposing in amount.


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Did You Know That Banana Peels Can Solve These Top Health Problems?
All are aware about the properties of banana. But did you know that the banana peel which we throw away is no less than important?
The flesh of the banana is rich in many nutrients and carbohydrates. It is also high in vitamins B6, and B12, magnesium and potassium. The sugar content is highest when the banana peel turns black.
Here, we have listed some of the best benefits of banana peel that you can make use of to improve your health.
Scoop the part of the banana under the skin and use it for many purposes.
One of the surprising benefits of banana peel is that it can be used for teeth whitening. Rub the teeth with the peel for two weeks and you'll soon see the results.
If you have skin warts, this problem can be solved with banana peel. Apart from removing the warts, you can prevent the occurrence of it in the future.
Banana is also great for overall skin care. The reason for this is due to its antioxidants and anti-ageing properties. Banana is an analgesic agent and can be used for the treatment of psoriasis.
You can rub the sore parts on the body with a banana peel and it is an excellent way to relieve the pain.
Eating banana peels are also known to give weight loss results. Eating banana peels alone for dinner helps to lose around 5 pounds in a month.
There are also some important tips that you need to keep in mind before using a banana peel.
You must make sure to use a fresh banana peel for best results. Never keep an unpeeled banana for long. Once the banana is unpeeled, the peel should be used immediately.
Store bananas in a cool, dry place and always keep them away from heat and sunlight.
Never store the banana peels in a refrigerator.


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Malaysia Airlines is reviewing an overhaul that could lead it to rebrand, the carrier has told the media.
The Malaysian government – Malaysia airline's major shareholder – is assessing the carrier's future following the losses of flights MH370 and MH17.
Suggestions also include a revision of the airline's routes.
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"Protests against military recruiters at schools nationwide tomorrow"
Here we go again...
Michelle Malkin: Indoctrination Watch: Protests against military recruiters at schools nationwide tomorrow
I wonder if that moron Michael More or Less is in on this seeing that his retarded movie TANKED.
Last March, I published a special report on the Left's war against military recruiters in the U.S. It's a topic I've covered extensively over the years. Unhinged devotes a sub-section of my chapter "They Don't Support Our Troops" to the organized campaign of harassment against recruitment offices on college campuses nationwide. The anti-recruiter thugs have thrived thanks to a combination of public indifference, law enforcement fecklessness, and left-wing ideological apologism. I have personal experience with the anti-recruiter propagandists, who lie through their teeth, exploit media sympathy, and harbor nothing but raw hatred for the men and women who protect and defend their rights to bitch and moan. [...]
Idiots. Typical left-wing sociopathic dweebs with no sense to get in out of the rain. Yep. The World Can't Wait. Just like I thought. More ignorant Marxist BS to spread around. I suppose that if they ever get their way around they will be the first to be set aside as they WON'T be allowed to protest anymore under ht esystem they so desire to have in place. Morons.
I supose they want to cut and run from Afghanistan. Maybe they should come home. That way we'll have SCADS of help hunting the assholes down and removing them from our society...we can send them to a Marxist country of their choice and leave us with a Constitutional Republic like we have had PRIOR to the morons that would like to see it vanish.
Yeah. We Are Not Your Soldiers. No kidding? Who wants to be a part of THAT group? I betcha The Daily KOSmonoffs and those morons at Saloon will be all over this as well. Good for them. More to scrunch when we need to.
[...] Parents, be forewarned and forearmed. Are your school officials prepared for the protest? What will they be doing to provide a counterbalance to anti-military bigotry — and to protect ROTC officers and offices on campus? Speak up. [END]
Give 'em HELL Michelle!
The Snooper Report. Join us as we Take Our Country Back.
Sic vis pacem para bellum
Fight Accordingly


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I hadn't thought about it before, but our previous flat sheltered us from junk mail and front-door callers. Our door was not reached through the main entrance, like most of the flats in the building; it was around the side and up some stairs.
I can see now that this small remove must have defeated people delivering junk mail, because we get about 5 times more now than we used to. Useless flyers for taxi companies, home insurance, cleaners, and all manner of services are now dropped non-stop through our mail slot.
Also, since a local by-election is coming up, I've had two political visitors today. One was a young man passing out a survey on behalf of the Liberal Democrats, asking local opinions of street cleanliness, crime, and green space. They said if I filled it out and left it sticking out the mail slot in our front door, they'd come by and grab it later. I happily did so.
The other visitor was a fellow who was trying to gather the 10 signatures necessary to run for Ealing council as the local Official Monster Raving Loony Party candidate. I'm all for electoral choice, so I signed his petition (I was the first). I was disappointed that he seemed to be one of the more sensible members of Screaming Lord Sutch's satirical party, but he was quite polite.


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Probably he got caught in a steel trap like this one over here," their dad said, pointing to an exhibit in the next case.
"But how could he get free from that?" Julie asked.
#19- Healing Stripes
A Character story about meekness.
Julie had found herself in a real predicament. Karen, the new girl at school had copied off of her test paper and then lied, saying that she paid Julie for the answers. The money was found in Julie's purse. When we last left them, the twins were discussing the problem with their dad and mom.
"But how can I get Miss Meadows to believe me?" Julie asked insistently.
"Before we discuss that, we need to talk about your attitude toward Karen," Mr. Jensen said. "I would like to read you some verses in First Peter." Mr. Jensen grabbed a Bible and turned to chapter two. "Peter is very clear in instructing us how to react when we are treated unfairly. He says here, ' . . . but if, when ye do well and suffer for it, ye take it patiently, this is acceptable with God.' He then goes on to explain that Jesus was our example on how to suffer properly. Because He did right, and suffered for it, and took it patiently, Christians are forgiven forever. It says, 'With His stripes ye are healed.' His suffering healed us of our sin."
"I know what you mean," Julie admitted. "It's just what Mom told me. I should forgive her the way Jesus forgave me and not try to get revenge."
Mr. Jensen nodded. "That's right. But you may be able to do even more. Jason, you remember the cocoon at school? What happened when one of the students helped the butterfly get out?"
"It couldn't fly. It just flapped around and after a while it died."
"Uh huh. You see, kids, God designed the butterfly to go through the suffering of pushing itself from the cocoon. By pushing through the little hole, the juices needed to make it fly are spread onto its wings. This suffering brings life to the butterfly. Now think of this, kids. Wouldn't it be wonderful if God used this problem to bring Karen to salvation?" They both nodded. "Well, God might do that IF you respond to Karen as the Lord Jesus did when He was wronged. In a sense your stripes could bring healing to Karen."
"But she did do wrong," Jason reminded. "It wouldn't be right to just drop the whole thing, would it?"
"No, you cannot pardon her from the punishment of her wrong. But you can forgive her in your heart. And you can do what it says in Romans chapter 12- overcome evil with good."
"But how do I do that?" Julie asked.
"I'm not just sure. But if you really want to please the Lord, I believe He will show you some ways."
"Julie sighed. "I really do want to do right. And I would like to see Karen become a Christian. But you still haven't told me how to get the teacher to believe me."
Mr. Jensen smiled. "I'll just say this: If you want to please the Lord and let Him love Karen through you, then he will take care of your reputation."
The whole family knelt at the couch and asked the Lord to use this problem to bring honour to Himself. Julie prayed that Karen could see God's love in her and that she would be saved. Everyone felt better after the prayer time and supper seemed to be tastier than ever. But the much feared phone call from the teacher did not come.
The next morning Julie walked slowly up the walk to the school. Her commitment the night before seemed foggy now and she was scared what she would say to Karen. Julie was just getting her books ready for the day when the teacher asked to see her privately. Nervously grabbing her purse, Julie followed Miss Meadows into the hall. Karen was there waiting for them.
"I'm sorry I didn't call you last evening," the teacher began. "When I finally got hold of Karen's parents, it was too late to call you. Now Karen has something to say to you. Go ahead."
"I .. . I'm sorry for lying about you yesterday," she said with downcast eyes, and then began to sob into her hands. Julie was so stunned that she said nothing.
Miss Meadows continued. "Karen's father said that the five dollars Karen put into your purse was given her to get some groceries on the way home. When she got home, she told her mother that she had lost it. I understand she's had quite a problem with lying in the past." Miss Meadows paused, scowling at Karen and then turned. "Julie, I wanted to talk with Karen's parents first because I did not really think you would cheat. You have always had such good character. It would be a sad day when a good Christian like you or your brother ever did such a thing."
Julie grinned. "Thank you, Miss Meadows. I told the Lord I always want to please Him."
Miss Meadows smiled back. "Karen, you shall have to receive a zero on the test and stay in from recess to study the material until you know it."
"I will," Karen responded sadly, now drying her eyes.
"Well, it's time to begin class."
"Miss Meadows, could I talk with Karen just a minute before we come in?" Julie asked.
"That would be fine."
Once alone, Karen spoke first. "I suppose you hate me for what I did to you."
"I . . . I was angry last night. But now I want you to know I forgive you. I know the school work is hard for you. How would it be if I came over after school tomorrow and helped you study for the next test? If I can explain it the way my dad told me, I know you will understand it."
Karen looked shocked. "You . . . you mean it? You would really help me after what I did?"
"Sure. And maybe Sunday you could go with me to Sunday School. We have a really neat teacher and I'm sure you would have a good time."
"OK. I'd like that."
The two girls shook hands. "Oh, and one other thing," Julie said, looking into her purse. "Here's your five dollars. You'd better get those groceries for your mom." Karen took the money with a smile and the girls headed back into the classroom. Julie glanced over at Jason whom she knew would be nervous about the meeting. When she caught his attention, she gave him the 'thumbs up' sign, and beamed.


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May 6th Newsletter
Hi Everyone,
WOW....the heat is on!!!!!! Feels like it's finally time to dust off your sunscreen. I'd like to bring up a very exciting event happening on Sat May 14th & Sun May 15th at Chino Airport. The Chino Air Show will be celebrating 100 Years of Naval Aviation at Planes of Fame Air Museum with a display of Naval warplanes. In addition to warplane flybys and air combat re-enactments there will be a number of acrobatics flights will be going on throughout the day. The event will also feature a number of food, beverage and memorabilia booths. I've gone to this show before and I strongly suggest that you bring an umberella or wear a hat to shade you from the sun because will get very hot and there is no shade. But this is an exciting afternoon for young and old. General admission tickets are $20 for adults and $5 for kids 5-11, children under 5 are free. There is also a family pack available for 2 adults and up to 4 kids for $40. The gates open at 8am and flying activities begin at 11am. For more info you can call 909-597-7576 or visit
Now I'll bring you back down to the ground with some car shows. On Fri May 13th is the 15th Annual County Fair and Car Show at Highland Elementary School in Norco from 3:15pm - 8pm. On Sat May 14th the Inland Empire Classic Mustang Club presents the 2nd Annual Park n' Bark Classic Car Show from 11am - 2pm at the Riverside County Animal Shelter, 6851 Van Buren Blvd, Riverside. This show will include music, raffles prizes including 1 set of 4 Firestone tires and Lucas Oil products, there will also be pet adoptions and proceeds will go to help support the animals of Riverside County. On Sat May 14th is the 16th Annual All Ford Show at Twila Reid Park, 3100 W Orange, Anaheim from 8am - 3pm. Award classes will include Galaxies, Edsels, Lincoln/Mercury, Woodys, Model A & Model T, Mustangs, Fairlanes, Torinos, Rancheros, Thunderbirds and Stationwagons. Sat May 14th the 2nd Annual Car Show at The Shoppes presented by the Chino Valley Professional Firefightters from 8am - 2pm. The show will include live music, food and raffles with prizes including a 350 Long Block Chevy and American Eagle Rims.
On Sun May 15th the Los Angels County Sheriff's Dept introduces the 1st Annual Creekside Classic Auto Show & Gourmet Food Truck Extravaganza from 11am - 7pm at Creekside Rd & Valencia Blvd in Valencia. The show is open to all Pre-1975 Muscle, Antique, and Classic, all historical, special construction, racing, exotic, motorcycles, military and emergency vehicles are welcome. The show will also feature 48 Gourmet Food Trucks, so BRING YOUR APPITITE. So there is a full weekend of exciting events to choose from. The problem now is choosing which one. I would also like to send out a Happy Mother's Day wish to all of the Mom's out there!!! Be sure to call your Mom on Sun May 8th (or you'll never hear the end of it).
- Tamie @ THE SPEED SHOP
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Bronze sculptor artist Morgan MacDonald current public monument underway at the foundry. Delivery date April 2014.
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Co-authored Picture-Perfect Science Lessons to give science teachers the tools they need to help students learn to read and read to learn. She is the elementary science curriculum leader for Mason City Schools in Mason, Ohio, and was a classroom teacher of grades 5 and 6. She has a bachelor's degree in biology from Xavier University and a master's in teaching from Miami University.
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In conversation with Julia Chanteray, Paul tells his story of providing refugee aid in Greece and what he learnt in this most challenging of situations. Having worked in the refugee camp in Calais, France, he realised that while essential aid was delivered effectively, it was often chaotic, undignified and unpopular with the local population. In Greece, his team were determined to do things differently. His aim was to place the dignity of all refugees at the heart of their activities, look after volunteers' welfare, co-operate with other agencies, and invest in the local economy.
They achieved a lot in a short space of time. Much of this was due to the inspirational dedication of his volunteers, but in such an emotional environment, they needed significant support and guidance. There were also other pressures: donors made many demands, and a lot of trust building and negotiation was needed to deal with the UN Refugee Agency, Greek military and other NGOs.
Gain insights from Paul that may change the way you see challenging situations.


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Gift Vouchers can be purchased online by clicking here!
You can also buy them in person at Storyhouse, or over the phone (01244409113 and then Option #1 for Booking).
Once you've purchased your gift vouchers, you will receive a unique voucher code. The recipient simply enters this at the basket stage when they next book for an event at Storyhouse – whether it's in the theatre, cinema or another performance space – as simple as that!
How Gift Vouchers work:
Gift Vouchers must be used in a transaction within 12 months from the date of purchase and can be used for any show currently on sale.
They cannot be used on food or drinks at Storyhouse.
If a voucher is not used in full, the remaining amount will be generated as a new voucher (with a new code) which will be immediately emailed to the voucher recipient after they make their booking.
Voucher can be used as part payment towards a transaction.
Please note: We have recently updated our box office system and all vouchers purchased before 9 January 2018 now have a new code. The voucher value and expiry date remains exactly the same. You can generate your new voucher code here


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Mickey Mouse
Jerry's Discount Store
Ulysses S. Grant Trivia
Empire State Building
Trivia facts
Johnstown Flood
kola bear
Mickey Mouse Club
gunfight at the OK corral
Johnny Cash
Gun Smoke Trivia
Doc Holliday Trivia
MASH Trivia
Sơn Đong Cave
Carlsbad Caverns
wagon Train Trivia
The Twilight Zone
Al Capone
1923 - The Hollywood sign
1929 - Filming the MGM Lion.
Pearl Hart
Sgt. John Basilone,
Alfred Hitchcock
Trivia Facks
The Hollywood sign
Calamity Jane
A league of there own
The first World Series Game
Transatlantic Slave Trade
The Pony Express
Stephen King
Pat Garrett
The Wright Brothers
Isoroku Yamamoto
Mount Fuji in Japan
The Lincoln Memorial
Henry Ford
Grace Kelly
Benjamin Franklin
President Eisenhower
Sitting Bull
Apollo 11
The Civil War
Margaret Thatcher
Oprah Winfrey
William Shakespeare
Osama bin Laden
The American Revolution
John Paul Jones
Bernard Montgomery
The Capitol, the 1860s.
General William Sherman
Hoover Dam
Tower of Pisa
Sphinx at Giza
Vietnam War
September 11, 2001
The Capitol
Manhattan Project
Amazing Conspiracy Theories
The Roaring 20's
Niagara Falls
Stock market crash of 1929
Davy Crocket
Erwin Rommel
Adolf Hitler
George Custer
Forbidden City in Beijing
National Anthem
Trivia Facts 2
Kilimanjaro in Tanzania
Auschwitz in Poland
Loch Ness in Scotland
Battle of Lincoln 1878
Battle of Normandy
Taj Mahal
Great Wall of China
Christ Redeemer
Pyramid at Chichn Itz
Petra of Jordan
Machu Picchu
Grand Canyon
Top 10 Deaths
Greatest Invention ever Made
10 Favorite Fast Food Chains
Top 10 Amusement Parks in the US
Top 10 Shortest-Lived Presidents
The Little Rascals
Bolivian salt flats
The 10 Oldest Items In The Known World
the oldest human in the world
The Eastside Kids
The Trojan War Horse
Waco Texas massacre
Click Here For Next Page Of Trivia
Page 1
Bob Hope
Top 6 Public Health Scares
Asteroid Impact Sites on Earth
Old Dodge City Kansas
Paraments of Egypt
Elizabeth Taylor
Top Excuses For Being Late to Work
Most Dangerous Animals in the World
Martin Luther King
Popcorn Day
Americans who smoke
All in the Family
Marilyn Monroe
Area 51
Overpriced Gifts
the Concorde
Ronald Reagan
Lyndon Johnson
6 Best Intelligence Agencies in the World
Six famous WW1 flying aces
Most Unusual Town Names
Will Smith Actor
Jim Carrey Actor
Flightless Birds
W W 1 Airplanes
Johnny Carson
Strangest Creatures on the Planet
Cars of the future
Sam Cooke
Top 6 Royal Dynasties
Western Cow Boys
Fort Smith Arkansas
Alexander Graham Bell
Winston Churchill
Behind closed White House doors.
The 54th Regiment
Trivia 2
The iPad
the Challenger shuttle disaster
Mahatma Gandhi
Edgar Allan Poe
Eating in the fifties
The Strangest 50 State Laws
The James Buchanan scandal.
Janet Jackson
Roosevelt FDR
5 Most Beautiful Lakes
James Stewart
General Dwight D. Eisenhower
Hearst Castle
HMS Bounty
Groundhog Day
The Day the Music Died
Ritchie Valens
The Big Bopper
Buddy Holly
Ricky Nelson
10 Amazing Facebook Facts
Redwood National Park
Laurel and Hardy
Page 4
Phoenix, Arizona
Mickey Rooney
The Mickey Mouse Club
Page 2
12 Super Bowl facts
The British Monarchy
Chinese New Year
The Beatles
The 25th Amendment
Betsy Ross
Clint Eastwood
Whitney Houston
Kilroy was here
Abraham Lincoln
World War II: Capture of U-505
Was JFK shot by a secret service man
Valentine's Day
New Mexico
North Dakota
South Dakota
Outrageously Funny 911 Calls
Strange facts about American presidents
Joan Crawford
Battle of Guadalcanal
Humphrey Bogart
Henry Fonda
Weird Facts About Money
The History Of Chess
Coca-Cola Facts
Weird Facts
Trivia one liners
John Glenn
The Hindenburg
weird facts about World War II
Loretta Young
Malcolm X
California Gold Rush
The History Of Mississippi
World War II: The Great Escape
Mount St. Helens
interesting facts about Mexico
Helen Keller
Florence Nightingale
Interesting Facts Baseball
George Harrison
Battle of Iwo Jima
Tom Cruise
Woman Suffrage
Mel Gibson
General Omar Bradley
Peace Corps Service
Donald Trump
Cellular phones
Puerto Rico
Feudal Shang Dynasty
First Moon Landing
Box Jellyfish
Wright Brothers
Walter Cronkite
South Carolina
North Carolina
West Virginia
Facts About Telephones
Battle of the Ironclads
Amazon River
Bora Bora
Ulysses S. Grant
Charlie Chaplin
New York
Financial Scandals of All-Time
Rhode Island
New Jersey
New Hampshire
Washington, D.C.
Banqiao Dam Collapse
Bela Lugosi
The Godfather
A tribute to Facebook
Bizarre Celebrity Suicides
Moon Landing Hoax
History Trivia
St. Patrick
Jimmy Hoffa
The 335 Year War
Facts From History
Page 3When Watching TV Alone
Patrick Henry
Napoleons rabbits
Top 6 Strange Holes
George Washington
Elvis Presley
John Adams
Thomas Jefferson
James Madison
James Monroe
John Quincy Adams
Three Mile Island
Andrew Jackson
Martin Van Buren
William Henry Harrison
John Tyler
Geronimo's Missing Skull
Vending Machines
Fort Apache
James K. Polk
Zachary Taylor
Millard Fillmore
Franklin Pierce
James Buchanan
16 th Abraham Lincoln
Andrew Johnson
pres. Ulysses S. Grant
Rutherford B. Hayes
James A. Garfield
April Fools Day
Chester A. Arthur
Grover Cleveland
Benjamin Harrison
William McKinley
John Gotti
Natalie Wood
Theodore Roosevelt
William Howard Taft
Woodrow Wilson
Warren G. Harding
Calvin Coolidge
Howard Hughes
Killer Whale
Steven Spielberg
Jesse James
Herbert Hoover
Franklin D. Roosevelt
Harry S. Truman
Dwight D. Eisenhower
John F. Kennedy
Lyndon B. Johnson
Richard Nixon
Gerald Ford
Jimmy Carter
prist Ronald Reagan
George H. W. Bush
Bill Clinton
George W. Bush
Barack Obama
The American Flag
Annette Funicello
Website Title
What is the most venomous marine animal?
He Australian box jellyfish is considered the most venomous marine animal.
Photo of box jellyfish
Cray deal branch, pictured here, is a relative of the Australian box jellyfish (Chironex flicker), which is considered the most venomous marine animal. (Image courtesy of Brent Viljoen)
They may not look dangerous, but the sting of a box jellyfish could be enough to send you to Davy Jones's locker-a watery grave, that is.
Box jellyfish, named for their body shape, have tentacles covered in biological booby traps known as nematocysts - tiny darts loaded with poison. People and animals unfortunate enough to be injected with this poison may experience paralysis, cardiac arrest, and even death, all within a few minutes of being stung. But don't choose the mountains over the ocean just yet. Of the 50 or so species of box jellyfish, also called sea wasps, only a few have venom that can be lethal to humans.
While box jellyfish are found in warm coastal waters around the world, the lethal varieties are found primarily in the Indo-Pacific region and northern Australia.
This includes the Australian box jellyfish (Chironex flicker), considered the most venomous marine animal. Chironex flicker is the largest of the box jellyfish, with body sizes reaching up to one foot in diameter and thick, bootlace-like tentacles up to 10 feet long.
Box jellyfish have traits that set them apart from other jellyfish. Most notably, box jellyfish can swim—at maximum speeds approaching four knots—whereas most species of jellyfish float wherever the current takes them, with little control over their direction.
Box jellyfish can also see. They have clusters of eyes on each side of the box. Some of these eyes are surprisingly sophisticated, with a lens and cornea, an iris that can contract in bright light, and a retina.
Their speed and vision lead some researchers to believe that box jellyfish actively hunt their prey, mainly shrimp and small
. There are 29 different species of box jellyfish
The most publicised and well-known are the big box jellyfish (most deadly) and the Iru kanji jellyfish and then there are 27 other lesser well-known species.
In North Queensland, the big box jellyfish and the Iru kanji are the most common jellyfish seen during 'stinger season'.
2. The big box jellyfish is the most venomous on the planet
It is so venomous it will kill you within two minutes if you receive two metres or more tentacle contact. If a tentacle touches the skin, it results in a very painful sting.
Big box jellyfish have 24 eyes
This is probably one of the more bizarre things we learned about jellyfish. Apparently their eyes are on the side of their body, and all look inwards as they use their body as a lens to see through. Their eyes are grouped in six lots of four eyes.
Jellyfish sleep at night
Scientists have only recently learned that jellyfish settle on the bottom of the ocean floor at night to sleep and then feed during the day.
10. Jellyfish shrink if they don't eat
Jellyfish usually eat two to three times a day. Small jellyfish eat prawns, and big box jellyfish eat fish. However, if they don't eat, they shrink. A big box jellyfish can lose up to 30 per cent of its bodyweight in 24 hours if it doesn't eat. Consequently, the best way to tell the age of a jellyfish is by measuring their eyes and not by the size of their body.


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Roadmap to the E-Revolution
A Strategic Guide to the Business Opportunities and Discontinuities
Fueled by Advancing Information Technologies
Roadmap to the e-Revolution
By Paul Kampas
(Institute of Electrical and Electronics Engineers) Engineering Management Review
(First Quarter 2001)
Information technology is advancing in a predictable sequence of five "megawaves." We are nearing the end of the third megawave, with the fourth megawave building rapidly (Note: Since publication in 1999, we are now fully in the fourth megawave). Visionary leaders carry an implicit mental map of this pattern deep in their minds. Because the five megawaves follow similar patterns of development, important lessons from past waves can be used for anticipating and exploiting future waves. This article provides an explicit and thought-provoking "roadmap" of this pattern for both technical and business leaders to see, debate, and use as they reinvent their enterprises in the e-revolution.
IT enables advances in civilization by providing a form of external nervous system that links the ideas and actions of individuals and organizations into an increasingly informed, coordinated, and connected whole. To gain a perspective on the power of this external nervous system, it is valuable to observe the striking lockstep between advances in IT and advances in civilization throughout the ages:
How can leaders of today better navigate their organizations through these increasingly frequent and disruptive "megawaves" of IT-fueled change? In my experience, the most successful leaders do this by building a mental roadmap of how IT is creating opportunities and discontinuities , and they use that roadmap constantly in developing strategy and making decisions. By making this roadmap explicit and shared, leaders can include a diversity of senior managers and thought leaders in this critical activity. The intent of this article is to help readers and their organizations develop and apply such an explicit and shared roadmap via a three-step process:
Step 1 – Framing the Functionality: A simple but powerful five-level framework, the information system function chain, is introduced as the conceptual foundation to mapping the e-revolution.
Step 2 – Mapping the Megawaves: Information technologies evolve up the information system function chain in a highly predictable pattern, enabling the visualization and mapping of five predictable megawaves of IT-fueled change (we are currently in the third megawave).
Step 3 – Envisioning and Engaging: Opportunities and discontinuities created by the third and fourth megawaves are envisioned and then applied to the challenging process of discarding old business definitions and strategies and engaging new ones that embrace the major shifts taking place.
Before moving
onto the first step, it is important to note that we live in a period where
historic changes are underway. Five hundred years from now our descendents
will look back and marvel at how much was accomplished. Such changes are
turbulent and challenging en route, and succeeding in them requires us to
both plan methodically (the focus of this article) as well as to adapt in
the moment. Doing both of these at the same time is difficult, but nothing
short will likely work in these transformative times.
See more in Envisioning Business.
© Copyright 1994-2009, Kampas Research. All rights reserved.


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For any artist obsessed with the dramatic displays of light, the sunrise and sunset are enticing subjects, but translating this eye candy onto canvas or paper can be tricky. In this issue, three landscape painters share their insights and secrets for capturing dramatic effects of light in pastel. Their enthusiasm and advice may rekindle your interest if you've given up on the subject, or—if you're a professed sunrise/sunset aficionado—it may inspire some new ways of working.
We take the conversation a step further in the magazine with our must-read step-by-step demo for painting light and shadow; share a master pastel artist's tips for taking a painterly approach to rendering buildings in a landscape; and take you inside a once-forgotten treasure trove of jewel-toned impressionist landscapes.
This is one art magazine that's sure to inspire your boldest painting aspirations for the season. Click here to preview the June Pastel Journal or to order your copy.
• Subscribe to Pastel Journal magazine
• Watch pastel art workshops on demand at ArtistsNetwork.TV
• Get unlimited access to over 100 art instruction ebooks
• Online seminars for fine artists
• Find pastel painting downloads, books, videos & more
• Sign up for your Pastel Journal email newsletter & download a FREE issue of Pastel Journal magazine


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Alexander Skarsgård, Anna Paquin and Stephen Moyer photographed by Charles Bush for Emmy Magazine (Issue No. 5, 2010).
Courtesy: Santress
Sometimes I just think that people write and dont really have much to say. Not so here
Thank you for sharing this excellent piece. Very inspiring! (as always, btw)
Comments are closed.


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📈 BERWYN MARKET REPORT: Home Prices Lower – Outlook Still Bright
The number of sellers reducing prices in the Berwyn market trended up to 65 over the last 30 days, extending a six-week streak.
During the same period, 63 sales were completed. The median sales price of all transactions in Berwyn did not budge this week, remaining at $195,000.
The rising sales and a low three months of inventory point to Berwyn being a seller's market.
Want to know what makes Berwyn so great?
Berwyn, located just eight miles from downtown Chicago, is a great suburb for anyone looking to buy, Berwyn's affordable housing stock boasts beautiful historical bungalows and Victorians that are only a short walk away from Berwyn's three Metra stations. The ease of access to public transport makes Berwyn unique. Berwyn also has plenty of special local businesses like FitzGerald's Nightclub who hosts the annual American Music Festival which is in its 36th year and features music that is representative of America's diverse musical landscape. Interested in a suburb that feels like a city? A town where businesses and neighbors care, support each other, and are inclusive? Check out listings in Berwyn here today!
What does this mean for you?
Sellers: It's a seller's market! Learn why now is the BEST time to sell your home. bit.ly/Sell4TopDollar.
Buyers: Great homes don't last long! Don't miss out on your dream home — make sure you take a look at the BEST and latest listings. bit.ly/HomeSearchToday.
Let's connect
Contact me to go over your options. Message me or call 630.460.7953.
About Gerardo Zavala:
Gerardo Zavala is a full-time REALTOR® at Realty of Chicago, a full-service real estate agency founded by Eduardo "Eddie" Garcia in 2005. Both Gerardo and the agency specialize in marketing residential, commercial, and investment properties through its vibrant social media and video channels. The company's motto "#LoveWhatYouDo" is an empowerment to everyone that is living their dream just as ROC agents do.


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Story of the day
Food & Drinks
8 Risotto Recipes To Impress Your Date With
Win your way into someone's heart by making one of these luxurious risotto recipes.Find out more
Out of the Blue
What Different Armies Eat
A look at the way soldiers in armies around the world are fed - with a breakdown of each countries army ration packs.Find out more
News & Trends
James Beard Award Semi Finalists - The Full List
A look at the semi finalists for the 2014 James Beard Foundation Awards - winners announced May 5th.Find out more
Food & Drinks
Infographic: Pizza Toppings Around The World
In Russia it's sardines and mackerel, in Australia it's kangaroo. Find out what other pizza lovers around the world enjoy on their tomato pie.Find out more
News & Trends
Where To Eat in Chicago According To Grant Achatz
Planning a trip to the Windy City? Here are Grant Achatz' tips for where to eat in Chicago.Find out more
Food & Drinks
10 Tasty Bites for Oscar Night
Lights, camera, action! Celebrate the Oscars with these Hollywood-worthy appetizers that pair well with champagne.Find out more


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date of valuation
In appraisal, the date for which the value of the subject property is established, not to be confused with the date at which the appraisal takes place.
A horizontal plane from which heights and depths are measured.
A type of long-term bond or note given as evidence of debt. Unlike a mortgage note, a debenture is not secured by a specific property. Fannie Mae issues debentures to finance the acquisition of mortgages in the secondary mortgage market. If a borrower defaults on an FHA loan, the government gives interest-bearing debentures to the mortgagee after the title is transferred to FHA. (See Fannie Mae, FHA)
A charge on an accounting statement or balance sheet (appearing on the left-hand column); the opposite of a credit. Used in bookkeeping and in preparing the closing statement in a real estate transaction.
debt coverage ratio
The relationship between net operating income (NOI) and annual debt service (ADS). Often used as an underwriting criterion for income property mortgage loans. Example: Annual debt service for a mortgage loan on a certain office building is $10,000. The property generates $25,000 in annual gross rent, and requires $7,000 for expenses of operation, leaving $18,000 net operating income. The debt coverage ratio is 1.8 calculated by the following formula: NOI / ADS.
debt financing
Money loaned by a third party for the purchase of property, customarily secured by a mortgage or trust deed on the property.
debt ratio
The relationship between a person's long term debt payments and their monthly income.
debt service
The making of mortgage payments by the borrower, as arranged with the lender.
debt service constant
The annual loan payments to both principal and interest, divided by the loan amount, and expressed as a percentage. Unless the loan is interest-only, the loan constant will be higher than the quoted interest rate. Also called "loan constant."
debt service coverage ratio
A property lender's estimate of monthly or annual net operating income divided by the monthly or annual loan payments.
One who owes money; a borrower, a maker of a note; a mortgagor.
A dead person, especially one who has died recently.
declaration of condominium
The declaration includes
- A legal description of the condominium units and the common elements (including limited common elements-those that serve only one particular unit);
- A copy of the condominium's bylaws, drafted to govern the operation of the owners' association;
- A survey of the property;
- An architect's drawings, illustrating both the vertical and horizontal boundaries of each unit; and
- Any restrictive covenants controlling the rights of ownership.
declaration of restrictions
A statement of all the covenants, conditions and restrictions (CC&Rs) that affect a parcel of land. A subdivider may note the restrictions on the map or plan when recording the subdivision plat. If the restrictions are numerous, the subdivider may also prepare a separate document called a declaration, listing all the restrictions and then record this declaration. (See CC&Rs)
declaratory relief action
An action to have a court determine the rights of parties before a violation of rights has occurred.
declining balance depreciation
A method of depreciation, often used for income tax purposes, whereby a rate is applied to the remaining balance to derive the depreciation deduction. Compare to "accelerated depreciation."
declining-balance method
An accounting method of depreciation for income-tax purposes designed to provide larger-than-straight-line deductions in the early years of a property's life and applicable to property placed in service before 1981. The declining-balance method of calculation is applied in the IRS percentage tables for determining ACRS depreciation deductions applicable to personal property. The 3, 5, 7 and 10-year classes use the 200 percent declining-balance method, switching to straight-line at the appropriate time, and the 15 and 20-year classes use the 150 percent declining-balance method, also switching to straight-line. (See depreciation, straight-line method)
The voluntary transfer of private property by its owner to the public for some public use, such as for streets or schools.
A written instrument that, when executed and delivered, conveys title to or an interest in real estate. (See title)
deed executed pursuant to court order
Executors' and administrator' deeds, masters' deeds, sheriffs' deeds and many other types are all deeds executed pursuant to a court order. These deeds are established by state.
deed in lieu of foreclosure
Voluntarily signing over to a lender the property pledged as collateral on a defaulted loan. It is an alternative to a foreclosure action. Its main disadvantage to a lender is that the deed does not wipe out junior liens, as a foreclosure action would. (See junior liens)
deed in trust
An instrument that grants a trustee under a land trust full power to sell, mortgage and subdivide a parcel of real estate. The beneficiary controls the trustee's use of these powers under the provisions of the trust agreement.
deed of reconveyance
A document used to transfer legal title from the trustee back to the borrower (trustor) after a debt secured by a deed of trust has been paid to the lender (beneficiary).
deed of trust and assignment of rents
The first page of a lending instrument; identifies the parties to the agreement, conveys title to the trustee, describes the collateral, states the terms and conditions of the note and refers to previously recorded "fictitious deeds of trust."
deed restrictions
Provisions placed in deeds to control future uses of the property. (See covenants, conditions & restrictions, restrictive covenants)
The failure to perform a promised task or to pay an obligation when due. Some specific examples are: (1) failure to make a rent payment or other type of lease financial obligation when due, (2) failure to make mortgage loan payments when due, (3) failure to keep a retail store open when this is an obligation of a shopping center lease, (4) failure to vacate a leased premises upon expiration of the lease term, (5) failure of a buyer to provide the funds for closing on a property purchase in a timely manner, (6) failure of a seller to provide required due diligence information to a buyer in accordance with the purchase agreement.
defeasance clause
A clause used in leases and mortgages that cancels a specified right upon the occurrence of a certain condition, such as cancellation of a mortgage upon repayment of the mortgage loan.
defeasible fee estate
An estate in which the holder has a fee simple title that may be divested upon the occurrence or nonoccurrence of a specified event. There are two categories of defeasible fee estates fee simple on condition precedent (fee simple determinable) and fee simple on condition subsequent.
A condition that materially affects the value or use of property in an adverse manner.
defect of record
Any encumbrance on a title that is made a part of the public record. Recorded defects include judgments, deeds of trust, mortgages, other liens and easements. (See encumbrance)
deferred capital gain
The part of the realized gain that is tax deferred. (See capital gains, excluded capital gain, realized capital gain (loss), recognized capital gain)
deferred maintenance
In appraisal, a type of physical depreciation owing to lack of normal upkeep. Example: The appraisal found the following examples of deferred maintenance on the subject property: (a) broken window glass, (b) missing roof shingles, (c) peeling paint, (d) broken guttering.
In mortgage finance, the shortfall of funds recovered through the sale of property securing a foreclosed loan compared to the amount of debt, accrued interest, foreclosure expenses and damages incurred by the lender. See "deficiency judgement." Example: A lender foreclosed a mortgage loan with outstanding principal balance of $100,000 and accrued interest of $2,000. At the foreclosure sale, the property brought $80,000. The lender claimed a deficiency of $22,000 plus expenses when filing for a judgement in the courts.
deficiency judgment
A personal judgment levied against the borrower when a foreclosure sale does not produce sufficient funds to pay the mortgage debt in full.
The status of a financial obligation, such as a mortgage loan, when it is past-due.
The amount of goods people are willing and able to buy at a given price; often coupled with supply. (See supply)
demised premises
A legal phrase that refers to the space that is leased pursuant to a lease agreement.
demising walls
The partition walls that separate one tenant's space from another or from the building's common area, such as a public corridor.
Population, income, household, and related statistics for a defined area. One of the criteria used by retailers to qualify potential locations.
Destruction and removal of an existing structure from a site; necessary to prepare a site for new construction. Example: A block of old houses in the city is to be converted into a new shopping mall. This conversion will require demolition of the houses, site preparation and construction of the mall.
The intensity of a land use. See also "land use intensity." Example: a 10-acre subdivision contains 30 single-family houses. The density is 3 dwelling units per acre.
density zoning
Laws that restrict land use intensity. Example: A zoning ordinance states that all zones designated "R-2" may contain no more than 4 detached housing units per acre. This is an example of density zoning.
Department of Real Estate (California)
The California agency that administers the Real Estate Law, including the licensing of real estate brokers and agents; headed by the Real Estate Commissioner, who is appointed by the Governor and presides over the Real Estate Advisory Commission whose ten members are appointed by and serve at the Commissioner's discretion.
Money offered by a prospective buyer as an indication of good faith in entering into a contract to purchase; earnest money; security for the buyer's performance of a contract. An earnest money deposit is not necessary to create a valid purchase contract because the mutual promises of the parties to buy and to sell are sufficient consideration because the mutual promises of the parties to buy and to sell are sufficient consideration to enforce the contract. If the buyer completes the purchase, the deposit money is applied toward the purchase price.
depreciable basis
In investment real estate only structures can be depreciated. The depreciable basis is the original basis less the value of the land. (See basis)
The decrease in the value of a capital asset such as a building over its estimated useful life due to obsolescence and/or physical deterioration. Depreciation also refers to the periodic calculation of such loss of value for accounting and tax purposes.
depreciation (accounting)
Allocating the cost of an asset over its estimated useful life. Example: Collins buys a warehouse for $550,000. Of the price, $50,000 is for land, which is not subject to depreciation. Of the remaining $500,000, she claims accounting depreciation of $10,000 per year over a 50-year depreciable life, despite the fact that the property is expected to increase in value because of the location of the land.
Acquisition of an estate by inheritance in which an heir succeeds to the property by operation of law.
An arrangement in which a single entity is responsible for both the design and construction of a facility for a tenant or owner-user, often involving the fast- track method of construction; also referred to as "design/construct."
designated agent
A licensee authorized by a broker to act as the agent for a specific principal in a particular transaction. A designated agent is the only agent in the company who has a fiduciary responsibility toward the principal.
destruction of premises
In many states, once the sales contract is signed by both parties, the buyer bears the risk of any damage to the property that may occur before closing. Of course, the contract may provide otherwise.
One who attempts to put land to its most profitable use through the construction of improvements on subdivided land.
A transfer of real property under a will. The donor is the devisor, and the recipient is the devisee.
direct capitalization
A technique used in the income capitalization approach, where estimated value equals net operating income divided by capitalization rate.
divisible contract
A contract that consists of separate agreements that are not dependent on each other. The illegality of one part will not void the balance of the contract.
direct endorsement
The ability of an FHA-approved lender to secure FHA single and multifamily mortgage insurance by following FHA guidelines. Under a direct endorsement program applications for many of FHA's mortgage insurance programs can be underwritten by approved lenders who certify that the mortgage complies with applicable FHA requirements. (See mortgage insurance)
A physical or mental impairment that substantially limits one or more major life activities, such as walking, seeing, learning and working. Disability includes a record of such impairment or the fact of being regarded as having such impairment. The Americans with Disabilities Act (ADA) protects individuals with disabilities from various forms of discrimination in employment, public services, transportation, public accommodations and telecommunication services. A person abusing illegal drugs or alcohol is not covered, but a person who is rehabilitated in these areas may be protected under ADA. (See handicap)
discharge of contract
A contract is discharged when the agreement is terminated. Obviously, the most desirable case is when a contract terminates because it has been completely performed, with all its terms carried out. However, a contract may be terminated for other reasons, such as a party's breach or default.
Renunciation of ownership of property.
A statement denying legal responsibility, frequently found in the form of the statement, "There are no promises, representations, oral understandings or agreements except as contained herein." Such a statement, however, would not relieve the maker of any liabilities for fraudulent acts or misrepresentations. (See hold-harmless clause)
disclosed dual agency
Real estate licensing laws may permit dual agency only if the buyer and seller are informed and consent to the broker's representation of both in the same transaction. Although the possibility of conflict of interest still exists, disclosure is intended to minimize the risk for the broker by ensuring that both principals are aware of the effect of dual agency on their respective interests. The disclosure alerts the principals that they may have to assume greater responsibility for protecting their interests than they would if they had independent representation. The broker must reconcile how, as agent, he or she will discharge the fiduciary duties on behalf of both principals, particularly providing loyalty and protecting confidential information.
It is the agent's duty to keep the principal informed of all facts or information that could affect a transaction. Duty of disclosure includes relevant information or material facts that the agent knows or should have known.
disclosure statement
A statement required by law, in which sellers of particular kinds of property, or under certain circumstances, must reveal specified information to potential buyers. Examples: (a) most states require sellers of real estate to disclose any "dangerous condition" to potential buyers; (b) many sellers of investment interests in real estate are required to disclose their own interest and even profit potential; (c) sellers of time-share interests must disclose which portions of the project will be retained by the developer, and the costs and conditions of use by time-share buyers.
To sell at a reduced value; the difference between face value and cash value.
discount points
An added loan fee charged by a lender to make the yield on a lower-than-market-interest VA or FHA loan competitive with higher-interest conventional loans. One discount point is equal to 1 percent of the loan amount.
discount rate
In commercial leasing, the interest rate used to calculate the net present value of a lease's projected income stream by taking into account the lease payments, lease concessions, and other costs, in addition to any other relevant financial terms. In commercial property sales, the interest rate used to calculate the net present value of an investment property using discounted cash flow analysis.
discounted cash flow analysis
A technique of valuing investment property by the income capitalization approach that determines the net present value of future annual operating cash flows over an assumed property holding period, plus the proceeds from an eventual property sale (reversion) by applying compound interest calculations. Also known as "DCF" analysis. DCF analysis can also be used to calculate a projected yield for a property investment at a given price.
The process of estimating the present value of an income stream by reducing expected cash flow to reflect the time value of money. Discounting is the opposite of compounding. Mathematically they are reciprocals. See "discounted cash flow", "net present value." Example: If the sale of land expected to be $1 million in the year 2000 was discounted to a present value in 1994 at a 15% risk rate, it would provide a value today of approximately $432,000.
discretionary income
Income left over for investment after allocations for bills and savings.
The process of individuals investing their funds directly instead of placing their savings with banks, savings and loan associations and similar institutions for investment by such institutions. This bypassing of financial institutions occurs when proportionately higher yields are available on secure investments (such as high-grade corporate bonds, money market funds and government securities) than can be obtained on savings deposits.
The legal right of a landlord to seize a tenant's personal property to satisfy payment of back rent. Example: Abel is 6 months in arrears on rent. Landlord Baker obtains a court order to seize Abel's furniture to satisfy the rent due. Baker is exercising his right of distraint.
distressed property
Real estate that is under foreclosure or impending foreclosure because of insufficient income production. See "workout." Example: An apartment building is financed with mortgages that require $25,000 in annual debt service. Because of high vacancies and rising expenses, net operating income drops to $20,000. The owners have ceased making loan payments because their resources are insufficient to pay the negative cash flow. The property is considered distressed property.
distributions of net investment income
The amount of investment income derived from customary and ongoing investment management operations that is (1.) actually distributed to investors, or (2.) credited to investors in the case of investment fund dividend or income reinvestment programs that are elective by the investor. (Mandatory reinvestment programs or automatic cash retention programs are not considered elective by the investor.) A distribution of net investment income does not include proceeds related to disposition and refinancing activities.
dock high loading
Industrial loading docks built to approximately 50" above the ground to facilitate loading and unloading to and from trucks.
doctrine of prior appropriation
In states where water is scarce, ownership and use of water are often determined by the doctrine of prior appropriation. Under this doctrine, the right to use any water; with the exception of limited domestic use, is controlled by the state rather than by the landowner adjacent to the water.
From domus, Latin for "house." The state where an individual has his or her true, fixed permanent home and principal business establishment and where that person has the intention of returning whenever he or she is absent from it. Once established a domicile is never lost until there is a concurrence of specific intent to abandon the old domicile, intent to acquire a specific new domicile and actual physical presence in the new domicile. Though a person may have residences in different states and reside there at different times of the year, it is possible to have only one domicile. Because domicile consists of physical presence plus an intention to make the state one's permanent abode, such factors as local registration of autos, driver's license, voting, paying taxes, membership in local organizations, local bank accounts and local business interest are all important in establishing the requisite intent.
dominant tenement
The estate that is said to attach to and derive benefit from the servient estate in reference to an easement appurtenant. For example, an easement road passes over an owner's land (the servient tenement) to give access to an adjacent parcel (the dominant tenement). The dominant tenement usually adjoins the servient tenement. (See easement, servient tenement)
double taxation
One of the main disadvantages of corporate ownership of income property is that the profits are subject to double taxation. As a legal entity, a corporation must file an income tax return and pay tax on its profits. The portion of the remaining profits distributed to shareholders as dividends is taxed again as part of the shareholders' individual incomes.
The legal right or interest, recognized in some states, that a wife acquires in the property her husband held or acquired during their marriage. During the husband's lifetime the right is only a possibility of an interest; upon his death it can become an interest in land.
down payment
The amount one pays for property in addition to the debt incurred.
down zoning
A change in zoning from a higher to a lower or from a more active to less active classification, such as from residential to conservation, or multifamily to single-family use. In these cases, there is no taking under eminent domain and thus no compensation paid to the affected landowner who helplessly sees the property reduce in value. (See zoning)
- An advancement of money against future earning.
- Periodic advances of funds under a construction loan agreement.
dropped ceiling
A suspended ceiling attached to the underside of the floor above.
dual agency
The term for when an agent represents both sides-the landlord and the tenant-in a commercial lease transaction. This relationship is typically governed by state law and regulation, requiring full disclosure in writing by the agent to all parties to the transaction.
due diligence
The process of investigation performed by the parties to a property transaction to verify the material facts about the transaction's physical, financial, and legal details.
A provision of a property loan that makes the loan balance due and payable upon a sale of the property, thus prohibiting an assumption by the new owner.
A structure that provides housing accommodations for two families and supplies each with separate entrances, kitchens, bedrooms, living rooms and bathrooms. A two-family dwelling with the units either side by side or one above the other.
Unlawful constraint or action exercised upon a person whereby the person is forced to perform an act against his or her will. A contract entered into under duress is voidable.
Any building, structure or part thereof used and occupied for human habitation or intended to be so used, including any appurtenances. Many municipalities have adopted ordinances relating to the repair, closing and demolition of dwellings unfit for human habitation.


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June 30, 2010 – Thirty percent of cardiology information technology (IT) users are considering replacing their cardiovascular information system (CVIS) software because of ongoing frustrations with product functionality and integration, according to a new KLAS report released this week.
The report, titled "Cardiology IT: Has the industry missed a beat?" is based on interviews with 371 provider organizations that shared their experiences with a dozen CVIS software vendors. With the exception of Digisonics and Philips, every vendor in this study received a lower client-satisfaction score than they did in the 2009 report, resulting in one of the lowest-rated market segments that KLAS monitors.
The KLAS report notes that a comprehensive, truly integrated IT platform for the entire cardiovascular department still eludes the industry, with providers seeing little progress from what was reported in last year's study. Though Agfa, Merge (Amicas) and GE offer broad solutions and providers praise Lumedx's and McKesson's integrated systems, few providers can point to any one vendor as delivering the ultimate package to the market.
ScImage and Merge (Amicas) appear to be the vendors with the most to lose in this volatile market, with roughly half of their customers that were interviewed by KLAS indicating they are considering a replacement. However, those Merge customers were also quick to point out that replacement is not a definite plan, but they are anxious to see how the company addresses recent acquisitions.
Among the 10 vendors fully rated in the KLAS report, Digisonics earned the highest performance score of 83.6 out of 100 with its DigiView product, followed by Philips Xcelera at 75.4 and Merge Vericis (Amicas) at 72.3.
For more information: www.KLASresearch.com/reports


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This striking off the shoulder figure enhancing bodycon style dress will be your new best friend! Featuring clever pleat detailing that shapes and flatters and fully lined for comfort and support.
We love this dress because its bra friendly!
Perfect for so many different occasions, you will not be disappointed.


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Wisconsin to Table: Olden Organics
07 Sep, 2018
Grey Rock chefs are highlighting onions and peppers from Olden Organics in September's Wisconsin to Table dish.
Situated in Ripon, WI, Olden Organics farm has been a staple in the community for many years. Over the years, they have fine-tuned their approach to growing organic crops and have continued to gain valuable knowledge in the industry, as is apparent from the numerous awards and grants they have received. Today, Olden's fresh produce can be found at farmers markets all around the Fox River Valley.
Olden's organic onions and peppers will be used in a sautéed shrimp pasta dish. This dish is available until September 29, 2018.
Grey Rock is open for dinner Wednesday through Saturday from 5 to 10 p.m. The piano bar opens at 4:30 p.m. and features live entertainment every Saturday from 7 to 10 p.m. Be sure to check out our Grey Rock #HappyHour every Thursday and Friday from 4:30 – 6:30 PM that features a specialty charity drink by Bernie the Bartender. A portion of the proceeds from this month's charity drink, a Cucumber Mojito, will go to the Green Lake Conservancy. Make your reservations online or call 920.294.3344.
Sign up to stay in the know about everything that is happening around the resort such as new menu items, new packages, special offers or upcoming events.
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A hotel recommendation, if you are cycling along the Rhine Marne Canal between Nancy and Strasbourg, which is in itself much to be recommended. It is now part of the Pan-Europe Cycle Route Paris - Prague. Much of the canal towpath is now a cyclepath:
The former Cactus Hotel on a small industrial estate in Buhl-Lorraine which is near to the Rhine Marne Canal is now an Ibis Budget hotel. It has a bike garage which is available as long as you arrive early enough before the reception closes, otherwise there is an adequate fence to lock bikes to. The rooms are more than adequate if a bit on the tight side. You can book it via the Internet which saves fighting with the joys of the French language. There is a decent restaurant nearby called Le Cabane de Marie, just by the roundabout on the D45 road where you turn off left for the hotel, coming from the canal. As far as I remember the restaurant is closed on Mondays.
Comments about cycling, and cycle and bicycle touring in Europe - routes, carriage of bicycles by public transport, hotels, hostels, camp sites, bicycle rental, bicycle hire, life in Viernheim, Germany and living in the time of peak oil.
Friday, April 21, 2017
Hotel accommodation in Buhl-Lorraine near the Rhine Marne Canal
Posted by The Bergstrasse Cyclist at 12:00 am
Labels: accommodation, France, Lorraine, Pan-Europe Cycle Route, Paris, Prague
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SCULLTON - John Feathers' foursome of Joe Branas, Tom Hoak and Joe Schrock shot a 151 score to win the senior men's shamble event on Thursday at King's Mountain.
Coming in second with a 152 was Ron Hall's team of Butch Shultz, Dick Custer and Harold Cole. Four foursomes and one fivesome tied for third with 153 scores.
Long putt kicker winners were: Verle Fritz, No. 3 (59 feet, 11 inches); Bill Wilson, No. 6 (10 feet, 2 inches). Ed Holliday was the 50-50 winner. Forty-one players competed.
Northwinds Seniors
INDIAN LAKE - Richard Duppstadt, Bob Bowden, Frank Clark and John Yasika shot a 4-under par to capture first place on a card-off during Thursday's Northwinds Senior Scramble.


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The Procuratie that run along the two long sides of Piazza San Marco were built as offices for the nine procurators (procuratori), whose positions were elective but permanent, and whose princely status was second only to the doge. Three were responsible for the upkeep of the Basilica and six were charged with maintaining the city on either side of the Grand Canal.
The buildings are not identical; the one adjoining the Clock Tower, the Procuratie Vecchie, was begun by Mauro Codussi in 1500 and finished by Sansovino some 30 years later. The Procuratie Nuove opposite were designed by Scamozzi and Longhena between 1582 and 1640. But they are close enough in appearance to continue the city's motif of looking-glass reflections, which, when the piazza is flooded, becomes surreal, and you feel as if you're inside a magic box. Nowadays the city rents out the Procuratie as shops.
Linking the Procuratie together is a similar arcaded building known as the Ala Napoleonica, (Napoleonic Wing) which the French built in 1810 to replace the last incarnation (designed by Sansovino) of the ancient church San Geminiano, out of an urge for symmetry and the need for an official residence for Venice's new ruler, Eugene Beauharnais (Napoleon's stepson by Josephine, Viceroy of Italy and 'Prince of Venice').
The building is a faithful copy of the Procuratie Nuove except for the cornice, crowned by a cast of Roman emperors; the empty spot at the centre was meant to hold a statue of Napoleon. The project was scarcely finished when it was inherited by the Austrians, who made it a a royal palace for the Habsburgs, who swanned around its ornate imperial rooms during their frequent visits to Venice. Now the President of Italy entertains here when he's in town.
When Venice joined Italy, the city inherited the building and its contents- a handsome collection of ancient maps, Graeco-Roman statuary and medieval paintings, and used it to house the Museo Correr.
Vaporetto San Marco
Images by: Marco Assini, Gerry Labrijn, Creative Commons License


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"The county puts forward to develop advanced manufacturing industry energetically in governmental working report, cultivate industrial group actively, do make strong industry faucet greatly. This very the direction that accords with industrial development, a few enterprises of Ou north are paid close attention to. " when the Pan Xiuren that is elected as committee member of the Chinese People's Political Consultative Conference for the first time accepts a reporter to interview without preamble. "{/N[2{fy
`]5{4Ag" "
Hold short for Zhejiang Province concurrently personally east the Pan Xiuren of the vice-chairman of countryside valve association of president of production limited company of valve of high middling pressure and Chinese pump valve thinks, the general issue that exists now is expanded reproduction of a lot of enterprise and do not ask for land, ou north has a lot of companies now, because do not ask for land to build factory building, affected the development of the enterprise thereby. In the meantime, also make a few enterprises must choose to develop to the other place accordingly. Ou north is in the majority with medium, small business at present, collectivize, go up the business of dimensions is not much, advance grow model medium and small businesses develops quickly, develop pillar property energetically, the guiding that this needs a government sector and give aid to. M$I68MQ0*qC= 2 W9% "
Regard a the Chinese People's Political Consultative Conference as the committee member, pan Xiuren still pays close attention to the outstanding public security issue in building an activity in safety very much, hope government strengthens the management of pair of ab extra population, change the condition of disorder of Ou north public security thoroughly, let masses live and work in peace and contentment. T}kKO%.GZ


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Vision / Mission / Values / Ministry Philosophy
HOPE for the hopeless and homes for the homeless.
Providing hope for the homeless and hurting through services and partnerships with the Christian community.
Love – Compassion – Transformation – Unity – Integrity – Faithfulness
Our goal is to bring about transformation in the lives of the homeless and hurting through the provision of housing solutions and support services; and to serve as a guiding partner in transforming, educating, and bringing the Christian community into relationship with those served.
When asked how HOPE South Florida is unique, we continually bring people back to our ministry model: Build HOPE, Build Housing, Build Community.
At our core, HOPE South Florida strives to assist those families and individuals that experience homelessness with services and support that bring together the Christian community so that lives are transformed and relationships are built.
Build HOPE is our firm belief that HOPE South Florida should be the entry point into loving community for families facing homelessness and those individuals living on the streets.
Build Housing is our commitment to provide stable restorative housing programs for families and individuals, both in crisis and through long-term support.
Build Community is our effort to engage the Church to develop meaningful relationships and create loving community for those served.


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Tuesday, February 4, 2014
Corinna, Corinna, Where You Been So Long? I Ain't Had No Representin' Since You Been Gone.
Regular readers of this blog have long known of my disappointment, disdain for, and ultimate disgust with Republican incumbent Kristi Noem, who I believe has long since abandoned her desire to represent her South Dakota constituents in favor of conforming with the essentially irresponsible ideologues of the Republican Party's extreme right wing. You might remember how Noem last November blatantly voted to shut down the United States Government without for a moment considering the impact on the Black Hills tourist industry, which was KO'd by the closures of Mount Rushmore, Badlands National Park, Wind Cave, and Devil's Tower. Then, as if to really rub in the fact that she didn't give a hoot about the impact of her vote on the local and national economies, Noem blithely voted against raising the U.S. debt ceiling, which, if successful, would have forced the first default on bond payments in the history of the United States, indelibly smearing our country's credit rating.
Noem's consistent intransigience with respect to emasculating the food stamp program during the current negotiations on the new Farm Bill must also grate on the nerves of many food producers in this state. Given that for every dollar spent on Food Stamps, $1.70 of economic activity is generated, the agricultural production industry is the single biggest beneficiary of this program, which subsidizes consumption, not production, meaning that government spending is distributed among a wide range of citizens, not just the few economic plutocrats who've been benefitting from government programs at the expense of ordinary citizens. Noem's repeated alliance with other Republicans who've wanted to strip the food stamp program away from the Farm Bill may make sense to many, but its political untenability has been obvious from the start of the negotiations on it a couple of years ago. That's the reason that the Farm Bill has been long-delayed. Republicans finally gave in on this loser of an issue and now it looks like the Farm Bill has a chance at passing, no thanks to Noem and her stubbornly unrealistic colleagues.
As to Corinna Robinson, her appearance has been sudden. She might yet turn out to be a flash in the pan. While Steve Jarding's involvement will give her campaign some polish and pull in a few out-of-state bucks, its substance has yet to be determined. As I told Ms. Robinson during a brief meeting a few days ago, I'm looking for reasons to support her. Though a Republican by registration and nature, I abhor the obstructionistic elements in my party, the ones that Noem has so clearly been representing, the ones that I believe could bring the GOP to ruin if allowed to take it over. I'm ready for a suitable replacement.
4 comments:
Noem seems invulnerable in reliably red SD but Robinson may have the resume to defeat her. How she performs on the campaign trail, if she can raise enough money, and if the Democrats can and will rally around her may determine if she can mount a real challenge.ReplyDeleteReplies
Agreed on all fronts except for Noem's seeming invulnerability, Tom. I believe a lot of Republicans are having misgivings about her--not necessarily strong enough doubts to abandon her at this stage, but strong enough to pay attention to a credible challenger. We've sent plenty of Democrats to Congress in recent decades, so it isn't an impossible challenge for Corinna. Right now it's a matter of waiting to see if the substance matches up with the style. Appreciate the comment.Delete
I see Noem as vulnerable, but it will take some excitement in a candidate to defeat her. I think Robinson coming from Rapid City will understand the tourism industry and the Ellsworth issues and VA issues. Her weakness might be Agriculture, but after having met with her I think she will be a quick study. Noem having come from agriculture has been a huge disappointment. Starting with her not getting on the Ag committee. Then the various videos of her playing with her phone instead of listening. then the closed or by invitation only meetings she holds. Corrina with the additions to her team may just take off. We wish her well.ReplyDeleteReplies
Pretty much agree with you on all points, Dallis. I think many people outside the ag sector are also quite disappointed with Noem and believe that if Robinson can project competence and her ability to represent that she'll have a good shot at the seat. As I note in my post, substance has yet to emerge in Corinna's campaign, so, much as I like her, it's really wait and see at this stage. Thanks for commenting.Delete