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A new report released Monday by the Union of Concerned Scientists (UCS) claims that accelerated sea level rise, mainly due to climate change, will worsen high tide flooding across the United States coastline. Within the next 30 years, which is the time frame of a typical mortgage, as many as 311,000 homes will be at risk for coastal flooding. This translates to a cost of about $117.5 billion in damages. According to UCS, "Roughly 14,000 coastal commercial properties assessed at a value of roughly $18.5 billion also are at risk during that time frame."
This situation will worsen further by the end of this century as sea levels continue to rise. Home and businesses worth $1 trillion will be at risk for water inundation. That would affect an estimated 2.5 million buildings. That is "roughly the equivalent of all the homes in Los Angeles and Houston combined—valued at approximately $912 billion and 107,000 commercial properties assessed at $152 billion," based on the report.
This data is driven by science. UCS determined these calculations by basing it on three different sea level rise scenarios from NOAA (National Oceanic and Atmospheric Administration) projections and property data from Zillow, an online real estate company. UCS then took this data and determined how many properties along the US coastline are estimated to witness an average of at least 26 flooding days per year.
According to Rachel Cleetus, an economist at UCS as well as the co-author of the report, says, "What's striking as we look along our coasts is that the significant risks of sea level rise to properties identified in our study often aren't reflected in current home values in coastal real estate markets. Unfortunately, in the years ahead many coastal communities will face declining property values as risk perceptions catch up with reality. In contrast with previous housing market crashes, values of properties chronically inundated due to sea level rise are unlikely to recover and will only continue to go further underwater, literally and figuratively."
This study is important because it can forecast how the economy may be impacted by climate change by the end of this century. It suggests that coastal home values will fall as well as tax revenues. By 2100, it is estimated that 4.7 million people will be impacted by coastal flooding. This would incur a $12 billion in property taxes. According to Kristy Dahl, also a co-author of the report, says, "Some smaller, more rural communities may see 30, 50, or even 70 percent of their property tax revenue at risk due to the number of chronically inundated homes. Tax base erosion could create particular challenges for communities already struggling with high poverty rates."
Based on the report, here's which states will be most impacted by the number of homes at risk for coastal flooding:
- Florida (up to $351 billion loss in home values)
- New Jersey (up to $108 billion loss in home values)
- New York (up to $100 billion loss in home values)
Every state along the coast will be at risk for coastal flooding. The report concludes that economic and housing crises may arise, and that people can help by limiting the increase in sea level rise due to climate change: "If we manage to meet the goals of the Paris Agreement by keeping warming to between 1.5 and 2 degrees Celsius and if ice loss is limited, 85 percent of all affected residential properties—valued at $782 billion today and currently accounting for more than $10.4 billion in annual property tax revenue to municipal governments—could avoid chronic flooding this century. The longer we wait to drastically reduce emissions, the less likely it is that we will achieve this outcome."
Full report here.


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September's Safeway savings doesn't SEEM that dramatic, but it has a good ending, hah!
For those of you who are new, I absolutely adore Safeway's "just for u" program - I load their coupons onto my regular savings card, and they give me special prices on things based on my purchases. They'll also even give me free stuff, like new products. Super cool, huh?
I'm pretty OCD when it comes to money, so a few months ago I started keeping track of how much money I save just using this simple couponing (plus whatever coupons I might find in the store or online).
This month, Jeff and I spent $232.57 on groceries, and saved $126.47, giving us a savings percentage of 35.22% for the month. Over the last six months, we've saved $868.05, an average of 39.70% per month!!! Wow!
Safeway's started an awesome new program this month, too - now, they've been giving away $0.03 off / gallon of gas at their gas stations for people with their club cards pretty much the whole time I've lived in California. Most of the time, if you make a $50 total purchase at the store, they give you a $0.10/gallon discount. Sometimes they allow you to stack them, sometimes they don't.
Their new promotion is amazing. Rather than make one $50 purchase for the discount, you have to spend $100 total - which, while it's more, works out better for us, because we seldom make large grocery purchases. The deal gets even sweeter - if you buy a $25 gift card to a store other than Safeway, you automatically get the $0.10/gal discount - quadruple points!
How do you take advantage of this? You buy enough gift cards to pay for your entire window replacement project - stacking up $1/gallon off in discounts, the maximum they allow you to use at once - and save $11+ the next time you buy gas!!! Hooray! As long as they're doing this promotion, I'm going to be doing all of my spending at Safeway first, to buy gift cards, then using those gift cards at the stores I'd normally shop at.
The only downside I've found to this so far is that gift card purchases don't seem to count towards cash back on my Discover card - but hey. $1/gal is better savings than the 1% I'd be getting back doing all the spending on my Discover!

subset: commoncrawl


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There might be several reasons for a change in the current policy. It may be related to the amount of cost incurred on a particular policy and a person might look for a less expensive policy. It may be related to uncovered benefits or extra benefits being covered under the current plan. It may also be that the plan is too old and might need renewal or change. Be it any reason, there are a number of things that an individual should keep in mind while switching the Medicare supplement plans.
Important things to know about switching to a 2019 Medicare supplement plans and policy can help absorb the extra medical bill costs:
- Medigap policies cannot be switched normally under Federal law unless the open enrollment period is still in going on or the person is eligible for the guaranteed issue right, also known as the "Medigap protections".
- In case the open enrollment period is over while you are seeking change in Medigap policy than the insurance company might ask questions related to medical history which otherwise is not done and may also lead to a higher premium for the same Medicare supplement plans that would have been opted for in the enrollment period.
- There is no minimum amount of time necessary to wait for the change in any Medigap policy for the first time after its purchase.
- After switching the policies, it might happen that there is a six-month time gap before the costs for pre-existing conditions are included within the bracket of the current policy plan.
- Medicare supplement plan and Medicare Advantage plan are mutually exclusive. It is illegal for insurance companies to sell both of the plans to the same person.
How to switch?
If the criteria of the six month enrollment period or guaranteed issue rights are met than anyone can go for a switch in the Medicare supplement plans. Once decided, you should call the new insurance provider if decided to go with another insurer, and ask about that policy and apply for it. Once the application is accepted, you can call the old insurance provider to end your coverage.
What happens after switching policies?
After the successful switch between the Medicare supplement plans, there is a 30 day period which allows the insured to decide if they still want to keep the plan. This period is known as the free-look period which begins as soon as you get the new Medigap policy. It is advisable to keep the old plan till you are satisfied with the current policy.


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A Celebration of World Environment Day
A Celebration of World Environment DaySubmitted by: Clare Gordon 05 Jun 2018 - 11:06
Happy World Environment Day! To celebrate and show our support, we've put together a list of our favourite books about the natural world…
The Wisdom of Trees: A Miscellany by Max Adams
A passionate and informative celebration of trees and of man's ingenuity in exploiting their resources: the perfect gift for anyone who cares about the natural world. Max Adams explores both the amazing biology of trees and humanity's relationship with wood and forest across the centuries.
The Meaning of Birds by Simon Barnes
One of our most eloquent nature writers offers a passionate and informative celebration of birds and their ability to help us understand the world we live in.
Simon Barnes explores both the intrinsic wonder of what it is to be a bird and the myriad ways in which birds can help us understand the meaning of life.
Swimming with Seals by Victoria Whitworth
This is a memoir of intense physical and personal experience, exploring how swimming with seals, gulls and orcas in the cold waters off Orkney provided Victoria Whitworth with an escape from a series of life crises and helped her to deal with intolerable loss.
The Old Straight Track by Alfred Watkins
A new edition of a classic work of landscape history, in which Alfred Watkins introduced the idea of ancient 'ley lines' criss-crossing the English countryside.
In the Land of Giants by Max Adams
The bestselling historian tells the story of the landscapes, peoples and culture of early medieval Britain in eight walks, an epic sea voyage and a north-south ride by motorbike. In the Land of Giants offers a beautifully written insight into the lives of peasants, drengs, ceorls, thanes, monks and kings during an enigmatic but richly exciting period of our island's history.
The Little Book of Snow by Sally Coulthard
Is it true that no two snowflakes are ever alike? How many Christmases have actually been white? Do the Inuit have dozens of words for snow? Can it ever be too cold to snow? The Little Book of Snow delves into the history, science, literary and cultural heritage that surrounds snow, frost and ice.
and coming out later this year…
The Hedgehog Handbook by Sally Coulthard
Fun, sweet and warm hearted, The Hedgehog Handbook is a month by month celebration of one of the countryside's best-loved creatures. Packed with inspirational quotes, entertaining facts, folklore and literary references, it's the perfect gift for anyone with a penchant for prickles.


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I have been thinking much recently about the nature of what it might be, exactly, that constitutes something which can be described as kafkaesque. There are strong personal reasons for this line of reflection although I do not feel particularly comfortable expounding them in what is essentially a new and fairly unfamiliar public place for me, the much vaunted blogosphere. You will have to take it on trust that while I am not going to go there, a rationale exists for me to be gnawing this particular philosophical bone at this particular time.
In this line of inquiry I am much assisted by an article I read many years ago by Milan Kundera. Being the information-acquisitive sort of soul that I am and always have been, I made a journal note of the key points of Kundera's observations. Delving through my accumulated journals, Volume IV, which covers much of the mid 1980s, produced the necessary information, and more which I had forgotten about altogether, some of which is, in the cold light of incipient senility at least, even more interesting.
Apparently Josef Skvorecky related to Kundera the true story of a Prague engineer during the grim years of the Comintern's iron grip on Czech society who got the opportunity to travel to a seminar in London. He duly went, took part in the seminar, and returned post-haste to Praha. Barely a few hours after his return, a story appeared in Rude Pravo, the official mouthpiece of the Czech communist party of the time, which stated "A Czech engineer, travelling to a seminar in London, has, according to Western press reports, condemned his socialist fatherland and decided to remain in the West." It should be noted that the penalty for illegal emigration under the communist regime was 20 years penal confinement. The engineer was in a state of shock; it was undoubtedly him they were writing about. He rushed round to the editor of Rude Pravo – the matter, alas, was out of his hands, and he was referred to the Ministry of the Interior. He went there, only to be told that it was also out of their hands; they had had their report from their secret service in London. He asked for a retraction but they gave him to understand that this was unnecessary. The engineer, not trusting the verbal assurance, asked for it in writing but this they refused to do. He became depressed and was unable to sleep at night. Eventually, he became so nervous and paranoid that he emigrated illegally.
The above, Kundera opined, was very much symptomatic of Prague of the time, and could clearly be defined as kafkaesque according to the aspects which Kundera notes as being salient. Firstly, the tale reflects what Kundera characterises as an 'invisible labyrinth'; the individual in the story is lost in a maze of process whose beginning, middle and end are imperceptible yet omnipresent, much as was the case of Josef K. in The Trial. Then, the rules of the invisible labyrinth are out of step with 'real' reality but are nevertheless entirely consistent to their own logic. Another determining factor is that the innocent are guilty until capable (never) of proving their innocence. Finally, there is an element of farce intertwined with grand guignol: the reader laughs and yet the prospect of it all becoming horribly real can evince the other sort of laughter, the chimpanzee fear-laugh.


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Secondary English
Secondary Maths
Secondary Physics
Secondary Chemistry
Secondary Biology
Secondary History
Secondary Geography
Early Years Teacher Status (Graduate Employment route)
Telephone: 0161 912 5912
Altrincham Grammar School for Girls
Cavendish Road
About Us
The Alliance for Learning SCITT (previously Greater Manchester Bright Futures SCITT) is a dynamic, high-quality teacher training provider offering a range of school-based routes into teaching in the Early Years, Primary and Secondary sectors.
We work in collaboration with the Alliance for Learning and the Primary Alliance for Learning, a partnership of over 60 schools, colleges and universities across Greater Manchester and Lancashire.
Led by two outstanding schools (Altrincham Grammar School for Girls who lead on our secondary teacher training and St Bede Primary Academy who lead on our early years and primary training), we have a proven track record of providing outstanding teacher training for over 10 years.
We offer the following routes into teaching:
School Centred Initial Teacher Training (SCITT) in primary and secondary
Graduate employment-based Early Years Teacher Status
The Alliance for Learning SCITT aims to promote excellence in all aspects of education through focused, central and school-based training activities. Trainees are based in our partner schools for the duration of the programme.
Teaching is a challenging yet extremely satisfying career. If you enjoy working with children and young people, have a passion to help them reach their potential in life and you would like to contribute to society, becoming a qualified teacher is an ideal profession for you.
We believe that every child deserves the very best start in life, irrespective of background or circumstance. We are committed to training teachers who can provide the next generation with the opportunity to develop happy, successful futures
We understand that today's graduates want to make a difference, but they are also ambitious and keen to progress. That is why we provide a comprehensive training package not only during your initial teacher training year, but throughout your career to support you from NQT to middle leader, to senior leader to headship.
We are able to offer you varied and interesting opportunities for developing your career.
We value and respect your well-being and place a strong emphasis on coaching and developing talent, which is why we offer mindfulness and coaching courses to all of our employees.
You will be supported and guided throughout your training year by highly qualified, experienced subject and professional mentors.
You will gain a PGCE (awarded by the University of Manchester) and QTS status or you wil gain EYTS status.
Staff & Team
Kal Hodgson – SCITT director
Hilary Langmead-Jones – SCITT manager
Partner Schools
Places are within our Teaching Alliance, and placements will be at one of the following schools:
Altrincham Gramamr School for Girls – Altrincham
Alexandra Park Primary – Stockport
Bishop Bridgeman Primary – Bolton
Cedar Mount Academy – Gorton
Christ Church Primary – Salford
Essa Academy – Bolton
Failsworth School – Oldham
Flixton Girls' School – Flixton
Heathfield Primary – Bolton
Lewis Street Primary – Eccles
Lymm High School – Lymm
Manley Park Primary – Manchester
Nicol Mere Primary – Wigan
Oasis Academy – Oldham
Phillips High School – Bury
Rushbrook Primary Academy – Gorton
Sale High School – Sale
Sandbach High School – Sandbach
St Ambrose College – Hale Barnes
St Andrews Primary School – Over Hulton, Bolton
St Bede Primary Academy – Bolton
St Ethelberts RC Primary – Bolton
St James CE Primary School – Gorton
St Wilfred's Primary Academy – Standish
Stanley Grove Primary Academy – Longsight
Wellacre Academy – Urmston
Wellfield Infants SChool – Sale


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IR Interview: Kyle Jacobs & Kelli Pickler For " I Love Kelli Pickler" [CMT]
Posted on August 29, 2016, in VIDEO: The Inside Reel Interviews and tagged cable television, CMT, college television, I Love Kelli Pickler, inside reel, Kelli Pickler, Kyle Jacobs, paul wassberg, Sirk TV, tim wassberg, tv colleges. Bookmark the permalink. Leave a comment.


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Note : Your request will be directed to AR RF/Microwave Instrumentation.
The 30/20S1G18A from AR RF/Microwave Instrumentation is a portable, self-contained, air-cooled, dual-band solid state power amplifier that operates from 0.7 to 18 GHz. It provides an output power of 20/30 watts (part number changes accordingly). This amplifier has been developed for applications where instantaneous bandwidth, high gain and linearity are required.
It has a Digital Control Panel (DCP) which provides both local and remote control of the amplifier. The digital display on the front panel indicates control status and reports of internal amplifier status. All amplifier control functions and status indications are available remotely in GPIB/IEEE-488 format, RS-232 hardwire and fiber optic, USB, and Ethernet.
The amplifier has been designed to have low spurious signals, exhibit very good linearity, and is extremely load tolerant which enables it to be used in many RF applications such as: RF susceptibility testing, antenna/component testing, and communication technology testing. It can be used as a test instrument covering multiple frequency bands and are suitable for a variety of communication technologies such as CDMA, W-CDMA, TDMA, GSM, UWB and WiMAX.
14 dBm, Low Noise Amplifier from 2.2 to 2.3 GHz
0.03 to 2.7 GHz Ultra-High Dynamic Range Broadband Amplifier
30 Watt LDMOS Power Amplifier from 2620 to 2690 MHz
You can now find similar products from multiple companies on everything RF.


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Plastic 500ml Bottles & Caps x 24
A fantastic strong lightweight 500ml bottle & lid for all your cosmetic needs.
Each order is for 24 Bottles & lids (sold in this quantity to give you the best price per unit)
24 bottles & lids = £15.40 = 64p each
These 500ml semi transparent bottles are impact resistant. They are made from high quality High Density Polyethylene (HDPE) with a matt frosted finish. The white screw top cap is wadded ensuring there is no leakage. Perfect for storing your DIY cosmetics such as massage oils, carrier oils and beard oils.
The bottle is 6.5cm in diameter, 18.6cm in height and has a 28mm neck. It weighs 30.9g.
The cap is 3cm in diameter, 1.8cm in height and weighs 3.4g.
The bottle complete with cap is 20.4cm in height and weighs 34.3g.
Please note these bottles are not suitable for storing essential oils as they are not fluorinated. We can offer fluorinated bottles, please contact us to discuss further.
These bottles can be recycled in most green household waste.


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Buy 50 Facebook Ha Ha Reactions For A Happier FB Experience
What's sadder than an unfunny meme? A funny meme that never finds an audience! Tired of single digit reactions to your FB posts? Buy 50 Facebook Ha Ha reactions for your funny posts and say hello to the busy world of lots of reactions from interested FB users.
That 50 persons laughed at your post will make it seem funnier to the next visitor, that's just how human psychology works. The best thing with the decision to buy 50 Facebook Ha Ha reactions is that you don't have to wait for weeks to attract new audience. A negligible investment and you are set for FB popularity in a jiffy.


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Skin Cancer Awareness Month: Get Your Sunscreen On!
It's Skin Cancer Awareness Month: Many of us will recall our childhood days in the summer; your mother smothered you with sunscreen, and ordered that you wear a hat and T-shirt to swim in, it may have seemed laughable at the time - The stigma may have remained for some, but her fussing may have prevented you from developing skin cancer later in life.
A recent article regarding skin cancer awareness went viral on the internet of a woman in her late 20's, she posted several pictures of herself with terrible skin cancer sores across her face and body. Her teenage years were spent tanning, using tanning beds and not protecting her skin from the sun.
What is Melanoma?
Melanoma (a rare type of skin cancer) accounts for 132,000 of global cases, annually. Although rare, it is the most aggressive form of skin cancer able to metastasize and ensue further damage. Skin cancer is almost completely preventable by an individual, by avoiding prolonged time in the sun (especially between 11am-3pm) and tanning beds. Yet many dismiss wearing sunscreen, either they are stigmatized (most men believe it to be 'too feminine') or others believing that their dark complexion will provide them protection from the sun's harmful UVA and UVB rays. Many also would rather tan and avoid applying sunscreen or use tanning beds. Those using tanning beds have a staggering 74% risk of developing melanoma compared to people who do not tan. There are unavoidable risk factors of developing skin cancer - living in close proximity to the equator, a family history of skin cancer or a weakened immune system.
Melanoma originates within the melanocytes (responsible for the skin pigment, melanin). Melanin controls the darkness (or lightness) of your skin, fair-toned people have little melanin and vice versa for dark-toned people. While sunscreen offers some UV protection, it is not entirely foolproof.
Skin Cancer Awareness – Prevention and Early Detection
Early detection is key to successful treatment of melanoma - Check your moles (with the ABCDE rule), but also be aware that there are other subtypes of melanoma that can occur, even in the eyes. Educate your children on the dangers of prolonged sun exposure and tanning beds.
If skin cancer does not scare you enough, prolonged exposure and unprotected skin in the sun can later result in having wrinkles and skin discoloration later in life. However, UVB radiation from the sun produces the essential vitamin D for the body's processes, a few minutes (fair-tone skin) to over an hour (dark-tone skin) of daily sun exposure is enough – this is of course dependent on your skin type, the time, season and location - not prolonged periods of sun exposure. It is important to note, to avoid getting sunburns – especially continuously, as this increases your risk of developing melanoma significantly.
Get your skin checked by our dermatologists at HMC!


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by hifihillary
Australian Album Releases in greatest enjoyment world
Australian enjoyment world is one of the biggest entertainment globe in the enjoyment industry. Here we are presenting all the most current news and gossips, almost everything you require to know.
one. Doctor Blake Mysteries and Craig McLachlan :
Well-known actor Craig McLachlan has apparently two excellent information to celebrate. ABC has just lately announced to commission Dr. Bake Mysteries season five. As it has been a superhit series because it debuted in 2013 for ABC and the fourth season has broken all the prior good results data of the series.
Also Craig McLachlan has been nominated for best actor at Logie Awards 2016. He will be competing against Stephen Peacocke, Erik Thompson, Josh Thomas and FirassDirani. It's just a matter of time to know who is the winner.
two. Revealing the phone records of Prince's house :
The newest call data of Prince's home reveal that a lot more than forty emergency calls have been made to 911 for final 5 years. The calls were created for severe healthcare emergencies to other massive or tiny safety issues.
As the detective of Minnesota asked for the contact data of Prince's Praisley Park Complex from the Moline and Illinois authorities, the Minnesota authorities lastly has released the get in touch with records on Tuesday.
The record will clear the issue of emergency plane landing which was carrying Prince one particular week prior to his death.
three Proud Aussie Model Pia :
Actress Pia Millar has confirmed that even the mom of two can be a smoking hot cover girl for the popular magazines.
Apparently the 32 years previous sizzling model is really excited for her first cover shoot for renowned trend magazine Marie Clair. She has posted a video to her instagram from the spot of photoshoot and captioned "so overwhelming" with it.
Now it's just a matter of a time to see Pia amaze us with her new avatar.
four. Kanye West's unusual search for Met Gala 2016:
Kanye West has shocked so many individuals with his new "blue contacts" at Met Gala 2016. He has apparently appeared with this "wolf- alike" appear at February whilst doing his newest single "Wolves"
He was accompanied by his super controversial model Kim Kardashian. He was questioned by the journalists about his unusual appear at the red carpet occasion.
Met Gala is a fund growing occasion held for the welfare of Metropolitan Museum of Art's Costume Institute yearly. "Manus x Machina: Trend in an age of technology" was the theme of this year's event, and the event was extremely profitable.
five. Smoking Sizzling Avatar of Britney Spears :
With the hotter than ever entire body form renowned singer Britney Spears was spotted rocking a daringly revealing lime green swimsuit. She posted her couple of candid selfie at Instagram wearing the lower cut and side panel reduce lime swimsuit. Her photograph caption was "Purchased 3 new swimsuits today, this 1 is my favourite."
Previously in March she posted equivalent variety poolside photograph in social media but that photo was accused of photoshopping. But this time she rocked the swimsuit appear once more including fullstop to the allegations.
It is rumoured that the 34 years previous mother of two sons is obtaining prepared to comeback with her musical album in couple of weeks. So we are hoping to see our favorite singer with her new blasts.


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Landlord Gas Certificates
Gas Safety Certificates For Landlords in Essex
As a Landlord, you have a duty of care towards your tenants to ensure that all gas appliances, pipework and flues are maintained and serviced to the necessary standards. The Gas Safety (Installation and Use) Regulations 1998 lay down the guidelines for Landlords to ensure the safety of their properties. There are three main areas to note:
Maintainence and Servicing of Flues, Pipework and Appliances - You must make sure that all the appliances such as gas fires and ovens and boilers are all maintained as per the manufacturers instructions, or serviced every year by a gas safe registered engineer.
- Annual Gas Safety Check - All appliances and flues MUST undergo a Gas Safety Check every year. This must be done by a Gas Safe Registered engineer, who will make sure everything is safe and compliant with regulations.
- Gas Safety Record - You must give your tenants a copy of the Gas Safety Record within 28 days of the check being done, or when your new tenants move in. You must keep your copy of the Record for at least 2 years. Your Gas Safe engineer will issue you with the certificate if your property is safe and within regulations.
Other important things to note are that you should make your tenant aware that they must allow the gas safe engineer access to the property to carry out the annual check. Usually 24 hours notice is required. Make sure your tenant checks the engineers ID card first. If the tenant has their own gas appliance, you are responsible for the maintainence of the pipework to the appliance but not the appliance itself.
Power Flush Essex provide boiler servicing and gas safety checks throughout Essex, and have good working relationships with Landlords in Chelmsford, Maldon, Colchester and South Woodham Ferrers.
Our boiler servicing, gas safety check and power flush service is available throughout Essex. We provide FREE no obligation written quote for all enquiries.
Just call FREE on 0800 695 7701, or 07726 279849
or complete our online enquiry form to send a written enquiry.


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Ad ID: 72903
Building Wash Services Business for Sale Auckland
Franchise Opportunities Available Nation Wide
+GST (if any)
+GST (if any)
Business for Sale Description
Building Wash Services Business for Sale Auckland
Building Wash Services (BWS) operates a highly profitable business model and is now offering turn-key franchise opportunities nationwide.The decision to expand nationally has been partly driven by requests from Auckland clients, and others, who operate regionally or nationally and would like to replicate BWS services in other areas.
The national franchise network will benefit both the BWS Group as the Franchisor, as well as regional Franchisees who will be assigned a share of national contracts to supplement their local businesses.BWS will provide franchisees access to the Building Wash Services brand, systems and customised proprietry equipment. Full training and on-going support from the franchisor will be provided initially and throughout the term of the franchise. BWS will advise on business planning, initial launch, on-going marketing programs and will provide you fully integrated systems for operational efficiency and legislative compliance.
This is an excellent opportunity to buy into a franchise with high income potential for franchisees who follow the proven processes and systems.Investment range from $365K.
Call me at NAI Harcourts Business Broking NOW!!!
Interested In This Opportunity?
Share this:
Similar Business Opportunities:Trade and Other Service Businesses for Sale Auckland
Businesses for Sale Auckland
For more info
Jayson Hayde
027 443 9475 or 09 489 2104
Phone: Jayson Hayde 027 443...
NAI Harcourts North Shore
Licensed REAA 2008
Broker Ref: NSC27774
Licensed REAA 2008
Broker Ref: NSC27774


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ONE YEAR UPDATE: Are you curious to see if this DIY Paint Job is Still Shiny and Holding Strong? CLICK HERE to read an update and see pictures.
Painting a 28ft Argosy can be a daunting task. Many send their Argosy's out to be professionally painted but the cost can be very high. Others opt for Do It Yourself options. We opted to Do It Ourselves mostly because of the cost. There are many options for DIY'ers and we fell into dead ends along the way but finally decided on Rustoleum's Topside paint.
Read about our Sherwin Williams Disaster and Their Poor Customer Service.
We did A LOT of research on the internet, bulletin boards, etc reviewing details and photographs of Before and After pictures. Everyone has their favorite option. Everyone has an opinion. Narrowing down which DIY'er had the best results was difficult because no one gave the full scoop on what they did. Most shared quick snippets like, "I used a foam roller with XYZ Paint and it was great." We struggled to find complete instructions, what worked and didn't and general tips or hints. Clearly, we are on our own once we picked our paint.
When we purchased our 1977 28 ft Argosy, the Seller's said that it was recently professionally painted. The paint looked decent but it had a weird "chalky" texture that when you touched it, your finger had a white chalk substance. The rust color on the bottom was a different texture and just plain ugly. We knew we couldn't afford an immediately paint job so we spray painted the banana wraps a deep green. The spray paint needed replaced at least once a year. We would highly recommend against the DIY Spray Paint method of painting your Argosy! You will need a million cans of spray paint to get it done and the finish does not last. With that said, we did spray paint our tiny Aristocrat trailer. That trailer will be under a cover 100% of the time and we wanted a small investment.
Plan A
After months of research, we decided to purchase a Sherwin Williams product called Sher-Cryl. Unfortunately, Sherwin Williams refused to sell it to us and we had a debacle with their customer service. The sales clerk gave us so many lies, for days, and then the Manager basically told us to go somewhere else. Nice, huh??? Complained to Corporate and got nothing. They don't want my money and now I don't want to give them my money. Moving on to Plan B….
Plan B
A few Argosy owners mentioned on Airstream bulletin boards that they used and loved Rustoleum's Topside paint product. I had tried this product for our Argosy's bathroom sink and was familiar with the product. It is sold in quarts with a few colors: Gloss White, Semi-gloss White, White, Oyster White, Sand Beige, Bright Red, Deep Green, Black, Navy, Battleship Grey. We chose Gloss White for the all over, Black for the Banana Wraps (to match the hitch) and a stripe of Deep Green around the middle. For those who read this blog, you already know that our 2017 Renovations is to turn our Argosy into a more "manly" fish camp as much as possible with only a few girlie touches.We picked the more masculine colors of Black and Green to fit the theme.
NOTE: For a more "Original" Argosy color scheme, buy the Gloss White for the top half and Oyster White for the bottom half. I would recommend Sand Beige for the bottom but many said it was coming out more buttery yellow than beige.
To follow the 2017 Renovations, read details on each step and the final reveal: 2017 Complete Renovations.
Here's what we bought….
We bought 8 cans of Gloss White, 1 Can of Black, 1 Can of Deep Green and a Container of Mineral Spirits to thin the TopSide Paint. We ordered from Amazon since our local Home Depot and Lowes no longer stock it on their shelves. We also picked up a gallon of Zinser Primer from Walmart.
We bought good quality foam rollers and tip brushes from Home Depot. Honestly, you don't need our recommendation for which brand of rollers and brushes… just buy something that is good quality that does not "shed."
Sandpaper: 300 grit for sanding prior to primer. 600 for in between coats of paint. 800 to 1000 after final coat of paint.
By the way, we pay for these products at full price. We were not given free product.
Here's what we did….
After taping the Arogsy, we primered the entire body with the Zinser Primer.
Then the painting began. A few comments about us painting our Argosy:
- We did not have an ideal location to paint. We painted in our driveway (yes, our HOA hates us now). The HOA Police nailed us with a fine.
- We did not have a setup that prevented bugs from approaching our fresh paint.
- We painted in 80 degree weather not quite Hotlanta yet.
- Yes, some paint got on our driveway. Don't sweat the small stuff.
- This is DIY. It will not be perfect. I had to keep telling my husband to "let it go" when he got angry over orange peel, bugs, neighbors, etc. It will be close to perfect but it will not be perfect.
Thinning the Paint….
We used Mineral Spirits to thin out the paint otherwise Topside is crazy thick. We did not add a hardener.
First Coat
For our First Coat, we emptied four cans of Gloss White Topside paint into a Homer Bucket with 1 quart of Mineral Spirits. We basically used the entire amount to paint the entire Argosy. We were hoping to get at least three to four full coats of Topside paint with 8 cans. We were able to get four full coats out of 8 quarts of Top Side and 2 quarts of Mineral Oil.
There were three main reasons we picked Topside Paint…
- Cost
- Glossy
- Self Leveling
When we first started painting, we totally FREAKED OUT because of ALL the bubbles!!! If you notice the left side of this picture, you can see all those crazy bubbles. Left with no other choice, we kept painting. After 5 minutes, we went back to the spot we first painted and the bubbles disappeared! Going back to number 3, this paint is Self Leveling! We did not do one thing to get these bubbles to disappear!
There is a slight bit of "orange peel" that we wet sanded with 600 grit sandpaper (bought at an auto store) before we painted the second coat. We expect more orange peel after the second coat and will lightly sand again before buffing the entire Argosy. After wet sanding, the finish will become duller. Don't worry, this is a necessary step.
The Arogsy is looking pretty after a first coat! This picture is not the best but you can see some of the Gloss Shine on top. In person, it is definitely glossy!
Check out Our Spray Paint Review.
In Atlanta, most Counties are under water restrictions. It has been that way for years. Two years ago, I was trading in my car for a new one and took all of 10 minutes to wash it off before going to the Dealer. Someone in our 30 home community turned us in to the Water Dept and we were heavily fined. So, since today was not "our specific and specified" water day, we decided to wet sand in the rain.
This is what our Argosy looks like after the first coat of Topside paint AND first wet sanding. Admittedly, I am not thrilled with it's appearance but my husband says to trust him, it will look bright and shiny again. It's a process. The next step is to apply the second coat of Topside paint.
The second coat went on two days after the first coat and one day after sanding the first coat. I read a couple of posts about being able to scratch this paint off with a fingernail… we were not able to do that. The curing process seemed to take faster than expected. I made the above picture a bit darker so you could see the "dreaded orange peel" from using a roller. Click to enlarge to see what I am talking about. Although, the Argosy is super shiny right now, that will not last because we have to wet sand in between coats. Then the third coat.
After the 3rd coat went on, the GLOSSY SHINE was unbelievable! The above picture does not do the shine justice. While taking off the painter's tape from the windows, the sun hitting the white gloss paint was almost blinding. I had to switch to sunglasses just to remove the tape. This is exactly what I was hoping for!
Unfortunately, along with the fabulous shine also came the dreaded orange peel. The orange peel is practically everywhere and it is VERY noticeable within 10′. We will have to wet sand the entire trailer, paint the 4th and final coat of paint, light sand and then buff it back to a high shine. I doubt that we do as much sanding on the stripes we are adding at the bottom. They will be small and rocks and road dust will hit them that the orange peel should be hardly noticed.
About that dreaded Orange Peel…. I can't stand it. I tried living with it for three days and I still can't stand it. It is not bad and most people would live with it. We have been told that if we let the paint setup for a week that it will level itself out. I do not see this massive amount of orange peel leveling itself out in a week or two. But, the heavy rains are back for a week and then we have a scheduled camping trip and that leaves zero opportunity to wet sand and then paint on a 4th coat, then lightly sand, then buff. To be honest, we are all tired of this project and just want it to be over. It is a lot of work!!! We have decided to take the Summer off from painting due to the heat and other activities. We will do the final 4th coat of paint, sand, buff late Summer/Early Fall. Who knows? Maybe the orange peel will magically disappear and save us from hours and hours of more sanding. We still highly recommend this product. We are not discouraged…. just exhausted and need a break.
Use Leftover Paint for Your Airstream/Argosy Bathroom!
4th Coat….
Guess what… the orange peel leveled out a bit and it really is not as bad as the picture above (the extreme close up). I did not photo document the 4th coat process. We just wanted to get it done. We let the paint setup for one week and then used Maquires polishing compound to buff the entire trailer. That's all, folks! The shine is high, the rain beads up and it's easy to wash. We do not store our Argosy covered and the paint job is holding up great!
We put a tiny bit of yellow Frogg painter's tape on the trailer two days after the 3rd coat of paint so we could demonstrate where the Black paint will go. We didn't press hard on the tape. In fact, we only pressed half of the tape width on the trailer. When we removed the tape…. off came three layers of paint. A lot of words were flying as well. So, if you are planning on doing stripes, plan on doing them at least three weeks after your final coat of paint. We decided against adding the green stripe.
The following pictures show after the 4th coat of paint (3 wet sands) and final buffing with polishing compound.
Lessons Learned:
Wait at least a month to paint stripes so the paint can truly harden.
You can not get away with not wet sanding. Just face it. It's not that bad and it goes quick with music playing in the background.
You will need sunglasses due to the high gloss shine. I am not kidding!
You could probably get by with 3 full coats of paint and 2 wet sands. We decided to do 4 full coats because we had enough paint.
Topside is a great product. Stop looking for other products and trust us! If this is used for boats, you know this is going to work for our Vintage trailers!
NOTE: I am not paid or receive products for free to blog. Everything you see here, we paid for ourselves.


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Rosemary + Mint Room Spray
Citrus and eucalyptus open this herbaceous blend.
Rosemary is warmed with cedar and hints of green as the rich warmth of patchouli adds earthy undertones to the nature inspired scent.
- Top – citrus, eucalyptus
- Middle – rosemary, green, herbaceous, cedar
- Bottom – patchouli


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- bodybyAsked on August 08, 2013 at 05:57 AM
Hi Is there there a current isssue? Mys web forms are not allowing users to conect? When you go to the Buy tickets it breaks and cant contact host. It has worked well for monthsPage URL:
- jefreylandichoAnswered on August 08, 2013 at 07:38 AM
If appears that you have experience a server timeout which happens when a server overloads due to high volume of traffic. I have test your web page and check the buy button and able to see the form is no longer producing a connection timeout error. Can you please try checking the buy button again now and see if you are still experiencing a connection problem?
If the connection issue still persist, please contact us again so we could further investigate what is causing this issue.
- bodybyAnswered on August 08, 2013 at 03:58 PM
Hi, Thanks for the reply. Yes the error still occurs. Can we please resolve as this is a gateway to buy tickets to an event
- JotForm SupportGoldoAnswered on August 08, 2013 at 04:17 PM
I'm able to connect as well, no error. Kindly try clearing your browsers cache and cookies as it might help.
- bodybyAnswered on August 08, 2013 at 04:23 PM
The online form one works but not the Buy tickets one. There are two forms in this site.
- bodybyAnswered on August 08, 2013 at 04:25 PM
If you click on the Buy Tickets now it times out? This is fromn IE or Chrome and two different computers. https://www.jotformpro.com/form/31648476941969?
- bodybyAnswered on August 08, 2013 at 04:27 PM
I also built a new form to test and it fails. For some reason the only one that works is the registration one that i think yoiu have clicked on. They have wored well for months and now stopped. Are the seperate hosts that these reside on?
- KadeJMAnswered on August 08, 2013 at 05:12 PM
Hello and thank you for the additional information. I've investigated your Ticket Form that you just mentioned and I was able to go to the PayPal Gateway to pay for the Transaction. It worked for me in the latest versions of Chrome, FF and also IE10. Can you please try again? You may need to clear your browser cache and possibly your form cache to refresh this which may help. Please let us know if you are still having Issues.
Additionally, yes we have several different servers that we use to handle many of our users and it adjusts your forms to the server based on your location and also your plan that you are using.
Screenshot in Chrome:
- bodybyAnswered on August 08, 2013 at 05:21 PM
Sorry Guys - it still has connection time out at host. I have accessed from a computer that has neverbeen to the site and it fails. Are you clicking on the Buy Tickets Now link?
- JotForm SupportjonathanAnswered on August 08, 2013 at 06:27 PM
Will you be able to provide us a screenshot of the timed out error? You can upload your screenshot image file here.
Click on the Choose File button and click Send Image. After uploading copy the link path from the Image URL box and paste it to your message when you reply.
I also was able to access your INBA Tropix 2013 form with no issue using the 3 most common used browsers.
- bodybyAnswered on August 08, 2013 at 08:57 PMHi thanks guys – all is working
Scott Piper
- JotForm SupportjonathanAnswered on August 08, 2013 at 09:20 PM
Thank you for updating us Scott. We are glad to know all is good.
Feel free to contact us again anytime for any assistance needed.


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It is not even midway through February, and already half of Retirement Plan Monitor's 20 coverage group firms have introduced new educational content to participant websites this year. Five firms added tools, and another five added resources that cover retirement and financial wellness topics. For the past two years, the Year in Review portion of our annual Monitor Awards has discussed the rising, industry-wide focus on employee retirement and financial wellness education, and the first weeks of 2018 indicate this trend will continue. Below is a summary of the new tools followed by a summary of the new resources:
- AXA introduced a retirement income projection tool, the first educational resource accessible from the participant site. The tool imports participant data and includes projections for multiple timeframes, dynamic modeling, contribution rate suggestions and peer comparisons.
AXA Income Projection Tool
- John Hancock unveiled a Financial Wellness Assessment that addresses participants' financial concerns and goals to provide wellness scores and recommend educational resources. The score is represented by a tachometer-style infographic, with red, orange and green indicating participants' progress.
- Lincoln Financial Group launched its Small Change, Big Savings tool, which shows participants how reducing expenses could impact their future retirement savings. Participants can see how cutting out things like a weekly coffee and monthly movie ticket could impact their retirement savings 20 years in the future.
Lincoln Small Change, Big Savings Tool
- Nationwide introduced the Retirement Readiness Report tool, which allows participants to review their progress toward income goals quickly and easily. It automatically imports data and provides the income projection, gap analysis and a related tachometer-style infographic. The firm also incorporates the tool's results within the participant site homepage.
Nationwide Retirement Readiness Report Tool
- Transamerica added two new calculators: Roth 401(k)/403(b) and Roth IRA vs. Traditional IRA. Powered by third-party provider Dinkytown, the tools provide a sufficient level of data mining and complete selections of results with clear, effective data visualizations.
- Principal's new My Badges page encourages participants to complete certain tasks, such as reviewing educational materials and updating profile information, to earn badges.
- T. Rowe Price introduced a seven-part educational video series, Your Savings at Work, that covers retirement progress assessments, deferral rates, contribution types, investing and emergency savings. The videos incorporate narrative examples and avoid industry jargon, making content more digestible.
- Vanguard introduced a new lesson, How Can I Build Wealth?, that consists of five articles on spending, Roth IRAs, stock options, 529 accounts and taxes.
- Voya Financial added a personalized video, Your Retirement Journey, that provides participants with retirement income goals and encourages them to use the firm's myOrangeMoney tool.
- Wells Fargo launched a Retirement Income Planning Center sitelet that centralizes a selection of existing educational resources available on the firm's main website and its public retirement site.
Wells Fargo Retirement Income Planning Center


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This is often a result of filters on a network preventing success email delivery. Check the spam folder on your personal inbox. If the email is not within the personal spam filter, work with your IT department to check the network's spam filtering system.
WordPress uses the IP address of the website along with a unique domain to send emails. To determine this information, you will need to review the email headers of the password reset email.
Request an Administrator log in and update your email address to a personal email address, temporarily, for example an @gmail.com email address. Then, initiate a password reset email. After the email is received, forward this to your IT department who can review it to determine the IP address of the sending and the sending domain for the site.
Additionally, you may request an Administrator user log in and reset WordPress password on your behalf.
Blackbaud Community
Connect and collaborate with fellow Blackbaud users.


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Locavore in Vancouver
February 19, 2010 at 3:40 pm Leave a comment
For the past week we've been in Oregon visiting a longtime friend and then Vancouver soaking in the sights and energy of the 2010 Olympic games. I was wondering what the food scene would be like in the Pacific Northwest and well, I can tell you it's a much more local scene than here. Even in their large supermarket chains like Safeway they have numerous local organic options. Maybe that's a result of there being more land for farming? Or perhaps it's just a difference in lifestyle. The people of Oregon and Vancouver seem more deeply connected to the land somehow.
Since we were in B.C. for Valentine's Day we decided to celebrate with a local organic dinner at The Refinery. We started off with some bubbly and moved on to The Organic Blackberry – a martini of sorts. For dinner we began with olives, house made hummus and baba ganoush with local bread. Then a seasonal salad of greens, crab, and scallops. VERY fresh. Next was the chef's mixer board and O.M.G. I could eat that food every night. Tapas style portions charcuterie, cheese, and preserves. It was all so delicious. My favorite combination was the double brie with apricots on toast. Yum yum yum. Then there was the artisan flatbread pizza, which was the main course and we took home to for later. Goat cheese cheesecake and chocolate covered strawberry for desert. I mean, that is just way too much food. I do love me some tapas and this was no exception. Bravo Refinery, bravo. Thanks for hooking us up with a local organic meal Pacific Coast style.
Entry filed under: Restaurants, Travels. Tags: The Refinery.
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Galco Tapered Leather Rifle Sling
$45.95Galco's RS9 rifle sling is not what you would generally find or expect in this price range. Their extensive sources of fine quality leathers have allowed them the ability to offer an assortment of rich colors and textures. For the discriminating
Galco Safari Ching Sling
$74.95The revolutionary design of the Safari Ching Sling gives you match steady shooting support. Its extra width spreads your rifle's weight on your shoulder for comfort. Galco's innovative keyhole attachment system makes fitting the sling to differe
Galco Braided Cobra Leather Rifle Sling, Dark Havana$120.00
An extremely beautiful leather rifle sling to adorn your favorite long gun. Available in a rich dark havana finish, this elegant, hand-made rifle sling is dressed to impress!


text: This three piece costume is the perfect go to for this upcoming Halloween! Featuring; polka dot, strapless, bow detail, back tie closure, ruched detail, strappy detail, o-ring detail, high waist. Followed by a fitted wear. 95% Polyester 5% Spandex Style: costume-storybook-ami-minniemintpolkadot This item is FINAL SALE and is not eligible for return or exchanges.


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With about 30,000 people calling Kingman home, Kingman is one of the largest cities in Mohave County. Kingman is a city in Northwestern Arizona that is known for its distinctive railroad and military history, as well as its short commute to Las Vegas, NV. There are multiple museums in the city center honoring the original locomotives used on the Santa Fe Railway and an entire museum honoring the training station for pilots in World War II. Kingman is very proud of it's history and continues to honor these monuments by offering several tours across town and through the museums, as well as by keeping the remaining, original architecture in place. One of the oldest buildings in the city was originally used as a schoolhouse that was built pre-1900 and has actually been restored for use as the city's municipal court.
Kingman is home to a great bar scene as well and is home to a rum distillery and 2 wineries, with more predicted in the future. It has amazing weather all year, with chilly Winters and a warm Summer season, ideal for both indoor and outdoor activities. Kingman is an excellent place to call home for people of all ages and has many family friendly events offered throughout the year. It is a short commute to the scenic Hualapai Mountains and a short drive to Flagstaff, AZ for the scenic Autumn views and Winter snowboarding and skiing. It's also close to Phoenix, AZ for shopping, day trips, or weekend getaways.
Kingman has great amenities in city limits and near by, but also offers beautiful neighborhoods that are safe and quiet, ideal for settling down in a new home.
Looking to invest in real estate in Kingman AZ? Contact the Sandra Faubion Team today!


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Alina's NHH network got her a job at Microsoft
2000 applied for the position as an Account Executive at the tech giant. NHH alumni, Alina Selezneva, got it.
Alina Selezneva (26) is originally from Moscow, Russia, but has lived and studied in four different countries after graduating from high school.
- I like traveling, exploring new places, getting to know different cultures and meeting new people, the young Russian says.
Meeting new people and building networks around the world, places an important role in Seleznevas life. Her international friendships led her to Norway and NHH in 2012.
- I had a friend from Finland who was studying at NHH. He recommended their master program, because of its high quality and great social life. I was very happy when I got accepted.
Networking is key
During her time at NHH, Selezneva made her friends through her engagement in the student union, NHHS. After graduating from NHH in 2015, with an MSc in Marketing and Brand Management, she spoke Norwegian fluently.
Selezneva did not feel ready to leave her friends in Norway, to go back home to Russia. She therefore started applying for jobs in Oslo.
After six months she came across an open position as an Accountant Executive at Microsoft in Oslo. Among 2000 applicants, she was the one ending up getting the job.
- A friend I got to know at NHH, was working at the HR-department for Microsoft in Dublin. He gave the recruiter a good recommendation, and after a thorough and long interviewing process, I was lucky and got the job. It was definitely worth the wait, and it is an example of how important networking is, Selezneva says.
Big responsibility
As an Account Executive at Microsoft, Selezneva has the responsibility for digital transformation of 45 municipalities in Norway.
- There is a large need for municipalities in Norway to digitalize their systems. In my job, I work as a strategic advisor, and my main focus is to help my costumers achieve lower costs and more effective planning through our technology. I have a lot of responsibility, and it is a lot of hard work, but my job is very exciting.
The tech giant Microsoft is a popular workplace for young professionals, and has several times been awarded Norway's greatest workplace.
- As long as I deliver within the objectives that have been set, I get a lot of freedom to decide for myself where I want to work and at what hours. My workdays are therefore very flexible. People who work at Microsoft are also very committed to their job, and everyone plays an important role in the company.
- How does the degree from NHH benefit you in your job at Microsoft?
- It has definitely given me a strong theoretical base, and great analytical skills. During my time at NHH, I also developed good leadership skills, which have been a great advantage for me.
Be open-minded
Selezneva believes international experience is valuable for employers and encourages students to study and work abroad.
- Be open-minded to new experiences and new people. Who knows, they might end up recommending you for a job in the future, the young Russian says.
Sigrid Grøm Bakken


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Digital Detoxification
It's getting difficult to switch off and keep our eyes off.
Digital devices have incorporated themselves into our daily routine as a necessity. From the advantages of the new technologies to camouflaging/demeaning the importance of health, in terms of physical and mental. The digital world has provided tremendous support in a variety of ways but we failed to unveil the threat.
It's time to cut off from panic attacks and anxiety and connect with our own selves. To find our hidden peace, power and potential one such idea to escape stressful life, is to explore 'Digital Detoxification'.
On an average, a human familiar with the digital world spends almost five hours on phone, one hour forty minutes on social media per day.
We aren't consuming technology, technology is consuming us.
Let me put it this way,
What if your alarm didn't ring the next morning, no YouTube when you're bored, no facebook, no Twitter, no internet, nobody to talk to? You're left alone with your own self. What would be your reaction?
I'm sure 90% of us would be anxious, restless or would like to just fall asleep because we have nothing better to do.
We have lost our own touch; we are lost under those deadlines, piled up files, pending work, emails, appointments etc. Our mind is getting exhausted to work overtime, to be productive all the time.
Do you realize how dependent we are? How do we disconnect with this digitally dependent world?
Is it all worth it? Is it more important than us?
Why 'Digital Detoxification'?
Our monotonous routine is almost inevitable, but it's extremely important to help your brain replenish and refresh. In this digitally bound world, it's better to have a healthy relationship with your digital devices to lead a mindful life.
Let's Go outdoors strongly believes, the very basic and an effective way of digital detoxing is to connect with nature, subsequently taking you where you belong.
What we have for you and how is it helpful?
A 4 day trip of Digital detoxification will help:
1: Reducing anxiety and stress.
Researchers show the immoderate use of technology has a relation with anxiety. Consciously or unconsciously we are seeking self-validation on Social media because it's like a mirror to us with which we are surrounded all the time.
Keep your devices aside. Set out exploring the forests on your foot. The forest has its own smell which soothes our senses, ending up reducing stress. Scientifically proven, the smell of the forest helps reducing stress hormone i.e., cortisol. Forest walks aid learning and memory too.
2: Promotes productivity
This is what we die for every day. Spending time in the forest helps in calming all our senses. Our mind gets much-deserved rest and renewed energy will help you with innovative ideas and bursts of productivity which would eventually increase your work level.
3: Releasing happy hormones
With the forest walks, we also have fun and recreational team activities and some unexpected adventure because monotony is too mainstream. These activities would in a way help us in improving people skills as it would be more of in-person conversation than WhatsApp or facebook messages.
4: Helps you at an emotional level
Our life is full of ups and downs, rejection and loss. You need to get over it. Heal yourself and not ruminate.
Nature has the ability to pause the train of thoughts and bring you awareness of present and fill you with awe. Nature gives us larger perspective and helps us solve our problems by helping us asking right questions. It also helps us set our priorities right.
Join us on Digital Detoxification.
Elimination isn't possible, but maintaining a balance and having a healthy relationship with the digital world is important. With this trip, you'll understand how to incorporate digital detoxification into your daily routine. I hope it encourages to explore the hidden peace, power, and potential within each of us.
It's a never-ending rat race, take out some time to live the life you've earned.
Tejasvi Lohia


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Name: Flex banner design psd files
File size: 536mb
Language: English
Rating: 5/10
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RN Weekend Supervisor
- Employer
- Cantex Continuing Care Network
- Location
- Allen, TX, US
- Salary
- Competitve
- Posted
- Aug 13, 2018
- Closes
- Sep 13, 2018
- Ref
- 5ca5733e
- Specialty
- Managerial
- Contract Type
- Permanent
Job Summary:
The overall purpose of the Weekend Supervisor (RN) position is to participate in and oversee the provision of Patient care services consistent with accepted standards of care and as prescribed by the attending physician. This position also provides direct Patient care and assigns duties to LPNs/LVNs and/or nursing assistants as appropriate.
- Graduated from an accredited nursing school and holds a current and valid license in the appropriate State.
- Minimum or 1 year of supervisory experience in either a long-term care or healthcare setting.
Essential Functions:
- Ensures Patient care is delivered in accordance with accepted standards of practice.
- Observes, assesses and reports Patient conditions/changes and then documents in accordance with Cantexs Clinical Policy and State/Federal guidelines and regulations.
- May administer medication/treatments as prescribed.
- Receive, transcribe and execute physicians' orders. Evaluates and implements a Patient's care plan.
- Identifies and secures equipment and supplies.
- Directs, monitors, and coordinates the timely delivery of quality Patient care by all subordinate staff.
- Ensures that each Patient's accident or incident is fully documented and reported in accordance with Cantexs Clinical Policy and Procedures and state/federal guidelines and regulations.
- Ensures that each Patient's attending physician and family or responsible party is promptly notified of any significant change in the Patient's health condition.
- Assists in the evaluation of subordinate staff and any necessary counsel/discipline in accordance with Cantex Continuing Care Network Personnel Policies.
- Ensures a safe environment is maintained in accordance with Cantexs Disaster and OSHA Manual and all local, State, and Federal guidelines and regulations.
- Ensures Patient Care Management Systems are routinely in-serviced and incorporated into the delivery of Patient care.
- Ability to function as a Team Leader/Role Model.
If you are interested in this position, please submit your resume for consideration or apply in person.
The Belmont at Twin Creeks
999 Raintree Circle
Allen, TX 75013
Tel: 972.390.8088
We are an Equal opportunity employer; We offer an excellent benefit plan to include 401K with match, CEU reimbursement, vacation, sick, holidays, medical, dental, and supplemental insurance Plans as well as a Highly competitive compensation package.Company Description
Cantex Continuing Care Network represents a unified, seamless pathway of compassionate care and medical excellence, aimed at complete recovery beginning the moment a patient is released from the hospital. Our integrated network of healthcare services includes transitional care, rehabilitation, chronic care, home health services, hospice and pharmacy, all centered on the patient.
Our transitional care services provide patients with a rehabilitative plan of care designed to return them home at the earliest possible time. Our goal is to prevent re-injury or relapse and reduce the chance of re-hospitalization.
To provide excellent outcomes and value across the full spectrum of continuing care services.
Chronic Care:
Cantex chronic care programs are designed to support patients requiring long-term clinical assistance allowing them to focus on their quality of life.
Hospice Care:
Cantex hospice services are committed to enhancing the quality of life for terminally ill patients and their loved ones through an integrated program of comfort and pain management, psychosocial, emotional and spiritual support. Team members include a physician, registered nurse, social worker, aide, counselors, chaplain and volunteers.


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by bindermichi
As a mobile telephone expert, I have came to a conclusion that the Blackberry and Nokia mobile telephone businesses have rocked the modern mobile marketplace with their specific attributes cell phones. The cold war remains going on amongst the Blackberry phones and Nokia Phones to grab attention of the contemporary mobile device fans.
Let us discuss a few of the most crucial highlights of these cell phones.
When it comes to the very durable cell phones, there is not a reliable and greater name than Nokia in the mobile globe as it releases many very sophisticated cell phones at inexpensive costs. Among these Nokia phones, the Nokia N96 is a sleek, stylish cell phones that comes preloaded with the smart qualities. This slider mobile has a digital camera of 5.0 mega pixels with a resolution of 2592 x 1944 pixels. It comes with 16 GB of internal memory that enables its consumers to download their favourite files and music in their mobiles. Apart these qualities, it comes with all kinds of connectivity choices, Stereo FM Radio with RDS, MP3/AAC/AAC+/eAAC+/WMA player, Standard power of Li-Ion 950 mAh (BL-5F), secondary VGA videocall camera, messaging and browsing choices. This fascinating mobile comes sleek in size and fashion in looks.
Now, come to Blackberry cell phones that come with extra-ordinary qualities and all screen of all of the mobiles come with all the QWERTY touch screen keyboard. These cell phones are alluring the individuals across the globe. Among these newest blackberry phones, the Blackberry pearl 8120 is a big hit in the mobile globe that comes with seamless qualities like Bluetooth, USB, GPRS, EDGE and WLAN. This smart mobile additionally comes with a camera of 2.0 mega pixels, Document viewer (Word, Excel, PowerPoint, PDF), JAVA, music player, microSD (TransFlash), sleek dimensions, smart browsing and messaging choices.
The Blackberry phones and Nokia Phones are creating sensations in the field of mobile planet with their specific and very advanced attributes. The contemporary mobile fans are in superb hesitation to select the greatest 1 among these cell phones. To avoid this, the mobile consumers may browse found on the Internet to select a wise mobile telephone to meet their demands in their budget.


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Tried Neo again with R's request. We started with complementary baby falafel appetizers and then had the duck dumplings which were good. We ordered sushi from the menu instead of having the all-you-can-eat. This was much better and the quality of the sushi was drastically better.
For dessert we had the chocolate fondant and key lime cheesecake. Yum!


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Pharrell Williams Performs 'Happy' at the Oscars in Red Custom Adidas Attitude Hi
The story of the Oscars is truly Pharrell Williams' performances of 'Happy' wearing a red custom pair of Adidas Attitude Hi. Even though he wore shorts on the red carpet, the red sneakers caught our eye.
While on stage, Skateboard P. took the attention from his hat to his feet. Wearing a unreleased pair of red Adidas Attitude Hi dressed in sequence. No official information has been revealed yet.
Check out Pharrell's performance below and let us know what you think of his sneakers.


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Briefcase Repair Glendale, CA
At Paul Shoes Repairs and Sale, Briefcase Repair Glendale,CA is an integral part of our services. Many straps are too long, and we can shorten them to the desired length.We also sew strap on purses. Many times new straps can replace old and/or worn vinyl straps. Vinyl straps, handles, broken buckles and zippers can also be repaired or replaced.Once we as Briefcase Repair Glendale, CA receive Briefcase for repair, we will inspect the item, advise you of repair costs and request your approval before any repair work takes place.We are a team of specialists trained in Briefcase Repair Glendale,CA in handling high-end luxury Briefcase.
Paul Shoe Repairs and Sale is a trusted name when it comes to servicing your Briefcase Repair Glendale, CA needs. Whatever brand of Briefcase you have chosen, we will evaluate and give you a quote for repair. We just plain "fix it" because with over 35 years of the highest quality of Briefcase Repair Glendale, CA service, we know just how to fix your Briefcase, travel bags, luggage and/or business cases.The knowledgeable technicians undertake a variety of Briefcase Repairs for Glendale, CA, completing all repair and restoration work at a repair center.With every item we consider the look, feel and finish so that the results we achieve are second to none.
Paul Shoe Repairs and Sale understand how a small stitch can make a huge difference to the whole product, and that is why we ensure perfection to the core. Our Briefcase Repair Glendale, CAservices include repair of broken or torn parts of Briefcase and also replacement of missing parts such as zippers, buttons, and badges etc. We have trained Briefcase Repair Glendale, CA technicians who give you a quote on repairing it. It is sometimes cheaper to repair it than to replace it. For more details about Briefcase Repair Glendale, CA, contact us at 818 507 9962 or email at firstname.lastname@example.com.


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Data Backups
Your site content could be retrieved at any moment
No website is secured against hacker assaults. Your site could be affected even by accidental content deleting on your part. Still when using our backup service, we can easily retrieve your site content at any time. Aside from the day–to–day server backups that we are performing, you can yourself make manual back–up copies of all your web site content with one click using the File Manager, which is accessibly available in your Web Site Control Panel. Just create an archive of the file(s) that you wish to manually back up and put it in a location of your preference.
True Cloud Platform
We have designed our own custom–built cloud hosting platform using the most recent avant–garde technologies. With each service (DNSs, e–mails, databases, applications, etc.) handled by a different physical server, your site content will operate in the cloud and will also be fully secured against occasional downtimes and service interruptions.
Web Hosting Control Panel
All the useful website administration tools that you need in one place
Control all your sites with a single click with our custom point–and–click Web Site Control Panel. It is equipped with a drag & drop File Manager, an all–in–one Domain Manager for your domains (you can edit your WHOIS information and your nameserver settings, lock, unclock and ID–protect your domain names, set custom DNS records, etcetera), an instant reacting Mail Accounts Manager (you can forward e–mail messages, order email spam protection, create auto–reply messages, set up e–mail filters, activate SPF protection, etc.), a Databases Manager for controling multiple MySQL/PgSQL databases, a detailed statistics user interface and a lot of innovative tools.
Multiple Data Centers
Cloud hosting services on three different continents
Our cloud hosting network stretches across several continents – America (the Steadfast data center facility in Chicago, IL, USA), Europe (the Pulsant datacenter in Maidenhead, United Kingdom, the Ficolo underground data center in Pori, Finland and the Telepoint data center in Sofia, Bulgaria) and Australia (the Amaze data center in Sydney). By result of this, no matter where you are actually located, you'll be able to pick out a datacenter that is closest to your target web site visitors. In this way, you will warrant the most quick possible site load speeds for them. You are able to pick out your data center facility with a click on the signup page.
Web Accelerators
The Web Accelerator Programs (Memcached, Node.js and Varnish) included in the hosting Web Site Control Panel, will drastically increase the speed of your dynamic websites.
They're meant to cache the info on your web sites and hence decrease the amount of queries to the database server or the application programming interface. This will help your websites load considerably faster than ever before and will allow you to allure more pleased web site visitors, which means minimized bounce rates.
24x7 Support
Contact us 24–7
You can contact us 24x7 with any questions that you might have with regard to our cloud hosting solutions. You may contact us by email and through the ticket system and we will get back to you in up to 60 minutes. Actually, our average response time is less than 20 mins. Besides, you can call us on the telephone or use the live chat service during work hours.
30–Day Money–Back Guarantee
Receive a reimbursement if you're not satisfied
Our cloud hosting packages are backed up by a 30–day MBG. Therefore, if, for whatever reason, you're not completely satisfied with the quality of the offered hosting services, you will be able to contact the sales staff reps to ask for a reimbursement. You can write us an email, submit a trouble ticket, call us on the phone or use our live chat service.
VPN Access
Safe, private browsing
If you live in an area with stringent web browsing rules but would like to examine the World Wide Web as much as possible, we have the ideal solution for you. With all our cloud hosting packs, you'll be able to obtain Virtual Private Network access and explore the web freely. All you have to do is set up a brand new network using the detailes we provide and we will redirect both your inbound and outbound online traffic out of one of our Virtual Private Network data centers.
Solid–State Drives
SSD–based cloud hosting machines
All our cloud hosting machines are equipped with solid–state drives rather than regular hard disks. SSDs offer faster read & write speeds, which goes to say that your web site will load faster. No extra web site modifications are required.
Thanks to the exceptional web connectivity possibilities offered by all our cloud hosting Data Center Facilities, your site will start working much faster as soon as you turn to our hosting services.
- US Data Center
US Data Center
Steadfast, Chicago, IL
- UK Data Center
UK Data Center
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- AU Data Center
AU Data Center
Amaze, Sydney, Australia
- BG Data Center
BG Data Center
Telepoint, Sofia, Bulgaria
- Finland Data Center
Finland Data Center
Ficolo/Pori, Finland


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Please login/register to apply for this job.
12 Jul 2014
Accountant Central Africa
Job Description
Position based in Central Africa.
Proficient with accounting.
Sound knowledge of MS Excel and MS office.
Able to cover stock taking and party reconciliations.
Handle cash and banking transactions.
Experience in Tally ERP or BUSY or any ERP syste
1117 total views, 3 today


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Always a classic, the denim jacket is back and this time with a brand new wash! A soft neutral, Zulu & Zephyr put their own twist on this timeless favourite. A slightly cropped and boxy shape, the perfect proportions for that casual yet flattering style. A awesome alternative to that dark denim, this delicate pallet will add a feminine touch to your overall look. The Cub Denim jacket will go with pretty much anything, we'll be pairing ours with other neutrals for a super crisp finish!
• Classic fit denim jacket
• Natural wash
• Metal button centre front fastening
• Two front patch pockets
• Relaxed boxy fit
• Slightly cropped style
Please select your city or country to view time of delivery. Select your delivery method in checkout.
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This trade is for advanced crypto traders only. If you have FOMG (fear of missing gains) and can't sit for more than 4 hours without jumping coin to coin; you have no business with this one.
You must be able to sit through any big swings Bitcoin will cause in the market since it will be pumping.
DASH will bring in early Coinbase speculators trying to gain early position. Also DASH has no where else but to go up from here. Expect a break out to at least $1800, I'm expecting much higher though.
Happy trading!
Disclaimer: Crypto-currency trading involves substantial risk of loss and is not suitable for every investor. It is your responsibility to research, confirm, and decide which trades to make. read more


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- Home
- About DUT
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Somatology Clinic
What is a Somatologist?
A Somatologist is a person who is interested in assisting others in improving their general wellness and aesthetic appearance through information and practice of healthy life style habits, product use and clinic treatments.
Somatology Clinic DUT
This clinic provides a variety of conventional spa treatments as well as promotes wellness through offering complementary therapies, for example reflexology and aromatherapy. Additionally, specialised face and body care treatments are provided to address concerns such as ageing, pigmentation, weight loss management, assists sports recovery through deep tissue massage and hydrotherapy. Entrepreneurship is encouraged through the retailing of a variety of products and promotions, designed by students that are run throughout the academic year. Gift vouchers can also be purchased from the clinic. Private and corporative group bookings can be arranged.
Therefore the Somatology Clinic DUT is a little oasis on DUT Ritson Road Campus, situated in the new Health Sciences Clinic. Here staff, students and members of the public come for relaxation, skin and body care treatments and wellness programmes. Various promotions run throughout the year. Special rates and gift vouchers can be purchased from the clinic for treatments and products that are sold.
Community service learning projects are coordinated through the clinic. Staff and students also support KZN sporting endeavours such as the Comrades Marathon and the Thomas Moore 85km walk.
Services Available
A number of quality treatments at affordable rates using a selection of recognised brands are offered. These include: deep cleansing facials, non-surgical face lifting, sonophoresis, galvanic specialised moisturising or ageing facial treatments, manual and mechanical massage (Swedish, hot stone, sports) therapy, aromatherapy, reflexology, slimming, waxing, hand and foot care.
Face Therapy:
- Deep cleansing facials
- Spa facials
- Non-surgical face lifting
- Sonophoresis – specialized anti-ageing treatments
- Galvanic facials – specialized moisturizing treatments
Body Therapy:
- Body analysis
- Manual and mechanical massage therapy
- Aromatherapy
- Reflexology
- Slimming
- Waxing
- Hand and foot care
Case studies are carried out by post-grad students for the following:
- Permanent Hair Removal (Epilation)
- Cautery
- Reflexology
Contact Details
- Monday: Closed
- Tuesday: 08h30 – 16h00
- Wednesday: 13h30 – 16h00
- Thursday: 10h30 – 16h00
- Friday: 08h00 – 15h00
Please Note: Appointments will be carried out during the operating hours mentioned above.
Contact Person
- Ms R Ganesh
- Department of Somatology
- Durban University of Technology
- PO Box 1334, Durban, 4000
- Telephone: 031 373 2408/2756
- E-mail: firstname.lastname@example.com


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Bayern Munich chairman Karl-Heinz Rummenigge has called for the "same again" in Wednesday's German Cup second-round clash at home to Bundesliga rivals Augsburg.
Holders Bayern warmed up for the visit of Bavarian neighbours Augsburg with a convincing 2-0 win at home to Borussia Moenchengladbach on Saturday, which coach Carlo Ancelotti dubbed their best first-half display this season.
Bayern broke a three-match winless streak by thrashing PSV Eindhoven 4-1 last Wednesday in the Champions League, before beating Gladbach, but Rummenigge says they must maintain their current winning form at the Allianz Arena.
"The first-half display was perhaps the best performance of the season, which deserves praise, but in my experience, not too much," said Rummenigge.
"We must do exactly the same again on Wednesday."
Augsburg lost 2-1 to Freiburg on Saturday in Germany's top flight, but travel the 80 kilometres to Munich buoyed by results against Bayern in recent years.
They have won two of their last five games against Bayern and beat Pep Guardiola's sidein both 2014 and 2015 under ex-coach Markus Weinzierl, who is now in charge of Schalke.
Bayern, who beat Borussia Dortmund on penalties in the 2016 German Cup final in May, have lifted the trophy a record 18 times.
Their only fitness concern is Franck Ribery, who sits out the match with a leg injury.
Dortmund, who came back from two goals down to draw 3-3 at Ingolstadt on Saturday in the league, host second-division Union Berlin at Signal Iduna Park also on Wednesday.
Borussia have a lengthy walking-wounded list with captain Marcel Schmelzer and Raphael Guerreiro out, while Sven Bender, Marco Reus, Neven Subotic and Erik Durm are all working their way back after injury.
Bayer Leverkusen, another of Germany's Champions League representatives who were beaten 3-0 by Hoffenheim on Saturday in the Bundesliga, must be wary of third-division Sportfreunde Lotte, who knocked Werder Bremen out in the first round.
Alongside the Bayern-Augsburg clash, the other all-Bundesliga matches see Eintracht Frankfurt play Ingolstadt on Tuesday, while Cologne host Hoffenheim on Wednesday.
German Cup second-round fixtures
Lotte v Bayer Leverkusen, Dynamo Dresden v Arminia Bielefeld, Wurzburger Kickers v 1860 Munich, Freiburg v Sandhausen, Hallescher FC v Hamburg, Eintracht Frankfurt v Ingolstadt, Borussia Moenchengladbach v VfB Stuttgart, St Pauli v Hertha Berlin.
Astoria Walldorf v Darmstadt, Hannover 96 v Fortuna Duesseldorf, Heidenheim v VfL Wolfsburg, Greuther Fuerth v Mainz 05, Nuremberg v Schalke 04, Cologne v Hoffenheim, Bayern Munich v Augsburg, Borussia Dortmund v Union Berlin.
Your guide to the latest election news, analysis, commentary, live updates and schedule for Lok Sabha Elections 2019 on firstpost.com/elections. Follow us on Twitter and Instagram or like our Facebook page for updates from all 543 constituencies for the upcoming general elections.
Updated Date: Oct 24, 2016 18:23:22 IST


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We have a completely unique and career changing opportunity with our client, a progressive and value led membership organisation as a HR Director. You will play a key part in an organisation that is dedicated towards making a difference to the lives of millions of people and see the true impact of its work on people and communities throughout the UK.
Managing and developing a team of 5, you will provide comprehensive generalist HR support across the organisation, further develop and implement a diverse HR plan across an exciting and ever changing landscape and continue to ensure that HR is held in the highest of regards and is at the heart of the business.
You will have the leadership and direction of an outstanding Director who will challenge, stretch and elevate your development. The environment is incredibly fast paced and as a principle advisor you need to be a flexible solutions based HR professional who can build trust and relationships quickly. The culture would suit a confident, articulate and strong decision maker who is motivated by quick innovative outcomes and the highest quality delivery.
You will have worked in a multi sited organisation with the ability to translate this into excellent delivery whilst also continuing to develop the HR strategy. Experience of delivering complex HR projects, the ability to challenge constructively, give feedback, work well under deadlines and recommend HR approaches that support organisational strategy is essential. Ideally you will have worked with Unions and have the ability to always work with discretion and appreciation for the high profile nature of the organisation. You will be able to demonstrate an understanding of safeguarding and regulated frameworks however this does not need to be sector specific. This would suit a HR professional that has managed a team either within a SME with a workforce of 500 plus or a HRBP that has a client group of a similar size and worked closely with the senior management team or executive teams. This role will it will add a new dimension to your career journey and give you access to an incredibly interesting and dynamic workplace.
Location: London
Salary: £68,000
The SR Group (UK) Limited is acting as an Employment Agency in relation to this vacancy.


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Accounting software is very significant for every business because it saves the business's time and money. During the initial three years of business, the most imperative thing is continued existence and obtaining market share. Thus, businesses should pay out their time on the things that they are best. You can definitely leave the complicated accounting work of your increasing business to the business bookkeeping and accounting software.
Now, let's see the five differences between advanced and basic accounting software so that you get the best one for your business:
- Personalization
Every business is special. When you are in business from very long time, you will start realizing that your business is required to show personalized information on the invoice, or start checking sales by product or service category. A basic accounting software package has restricted ability to personalize, while an advanced software package finds out your business requires and allows personalization.
- Data restriction
A basic accounting software like Giddh Accounting package restricts the amount of data that can be recorded in the system. When your business grows, there are various things that require to be tracked. This is when you need to go for a more advanced system.
- Reports
A basic accounting system gives an inadequate set of reports and there is very less personalization that you can do to them. If you require a more personalized reporting, then you definitely you need a more advanced business accounting system.
- Data management
One very essential thing to take into account before purchasing an accounting system is the simplicity of drilling down to the factors of a transaction when you are looking at your report. With a basic system, most probably you are required to go through layers of details before you can get what you need. Alternatively, a more advanced software system allows you to find out all the significant data just with a few clicks of your mouse. This will save your lot of time and money.
- After-sale service
Most basic accounting software packages outsource their client support to international call centers. This is something that you will not wish for. You will want to get a system with limited support, where you can use different means to get in touch with the technicians if you have any issue while using your system.
So, before you buy any software program for your company, you should consider the above five points that we have shared with you in this post know more about bookkeeping software those help in accounting. Do your research properly and select a trustworthy and experienced organization to work with.


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The University of Hertfordshire has recently entered into a Memorandum of Agreement with the Letchworth heritage Foundation centred on the new International Garden Cities institute at Letchworth. The Institute is facilitating discussion and debate, with seminars and publications, and developing as a centre for research and learning.
Particular emphasis is being placed on the cultural, social and community component of the Garden City model, as well as on master planning and urban design. The aim is to develop greater understanding of how to create great places to live, which is at the heart of the Garden City model.
The Centre for Sustainable Community's Dr Susan Parham has been appointed to be the Institute's inaugural Academic Director, and is working on academic projects and engagement opportunities for the Institute, relating to the development of the Garden City model. As Head of Urbanism at the University's Centre for Sustainable Communities Dr Parham has particular research interests in the urbanism of Garden Cities and New Towns, so is ideally placed to support the work of the Institute and the aspirations of the Founding Partners.
Dr Parham said: "The founding of the new International Garden Cities Institute offers an incredibly exciting opportunity to explore the complex heritage, contemporary practice and possible futures for Garden Cities (and New Towns) in the UK and elsewhere. My colleagues and I at the University of Hertfordshire are very much looking forward to working with partners here and internationally to research some of the fascinating themes that are emerging in this very topical place-making area - and to apply our knowledge in as useful ways as possible."
The Centre for Sustainable Communities is a research group at the University of hHertfordshire. For more details take a look at the CSC website at UH


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Who we are
A futuristic company with innovation in technology, processes, storage sytems, to preserve and conserve the seed in the most scientific, safest and secured way through research & 28 years of experience & expertise.
Who we shall be
Gubba shall be a global player with eco friendly technologies to store every perishable providing end to end solutions.
Gubba Cold Storage
Plot No-25, Near RTA Office, P&T Colony, Tirumalagiri, Secunderabad 500015
+91 - 8008212626


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When you reach pension age (sixty for a woman and sixty-five for a man), you cannot simply claim your pension. First, you must retire. That normally means that you must earn less than £79 a week, or work fewer than twelve hours a week, or work only occasionally. However, the DWP may regard you as retired if your work is what they call 'not inconsistent with retirement'. These rules about retiring apply for only five years after pension age, until you reach sixty-five if you are a woman or seventy if you are a man. After that you can claim your pension whatever you do.
A married woman who has no entitlement to a pension on her own contributions cannot get her married woman's pension on her husband's contributions until he retires and claims his pension. This rule applies whatever her age. So a woman married to a younger man can face a very long wait for a pension.
Earnings Rules
Even if you do retire, you are not free to earn whatever you like in those first five years after pension age. If you earn over a certain amount, the Government takes back some of your pension under the earnings rule. In fact, there are now several earnings rules.
Under the basic earnings rule, your pension will be reduced if you earn more than £179 a week. You lose 9p of your pension for every 50p of your first £80 earnings over the limit. And you lose 90p pension for every 90p earned over this amount. The current basic single pension will vanish completely as earnings reach £216.19 .
A married man will lose his own entire basic pension at the same level. His wife will lose her pension on his contributions as her earnings reach £411.79. Her pension cannot be lost by her husband's earnings. A man with a dependent wife under sixty can lose his entire pension, including the extra paid for her, through his own earnings if they reach £288.9O. The pension paid for her is also affected by her earnings.
If you are paid each week as an employee, the earnings rule calculation is straightforward. But if you work occasionally, there are special rules about how your earnings are counted.
If you simply work occasionally or irregularly as an employee or on a 'casual' basis, your earnings are counted for the period to which they relate. For example if you do one week's work and get one week's pay of £360, that would wipe out one week's pension.
In either case, your earnings are net earnings after deducting tax and National Insurance and any expenses of working including travel, 19 p towards a meal, and anything else which is reasonable and incurred because of the work.
However, there are special rules for people over retirement age (and their . . . ... see: Working in retirement - Fees and Occasional Work