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Privacy Notice - Data Protection Act 1998
Lipson Co-operative Academy is the data controller for the purposes of the Data Protection Act. We collect information from students and their parents, and may receive information about students from their previous school and the Learning Records Service. We hold this personal data and use it to:
- Support your teaching and learning;
- Monitor and report on your progress;
- Provide appropriate pastoral care, and
- Assess how well your school is doing.
This information includes student contact details, national curriculum assessment results, attendance information and personal characteristics such as ethnic group, special educational needs and any relevant medical information. For students enrolling for post 14 qualifications we will be provided with their unique learner number by the Learning Records Service and may also obtain from them details of any learning or qualifications that have been undertaken. We will not give information about students to anyone outside the college without your consent unless the law and our rules allow us to.
The college are required by law to pass some student information to the Department for Education (DfE) and, in turn, this will be available for the use(s) of the Local Authority (LA). If you want to see a copy of the information we hold and share about students then please contact your child's Head of Guild.
If you require more information about how the LA and/or DfE store and use student information, then please go to the following websites:
Plymouth.gov and Education.gov
If you are unable to access these websites, please contact the LA or DfE as follows:
Public Communications Unit
Department for Education
Sanctuary Buildings
Great Smith Street
Website: www.education.gov.uk
Email: http://www.education.gov.uk/help/contactus
Telephone: 0370 000 2288
Policy, Performance and Partnerships Team
Floor 1, Civic Centre
Chief Exec's Department
Plymouth City Council
Website: www.plymouth.gov.uk
Email: firstname.lastname@example.com
Tel: 01752 398330
Career South West
For students aged 13 or over we are required to pass on certain information to Career South West (CSW) who are the government's support service for all young people aged 13 to 19 in England. We must provide student and parents(s) name and address, and any further information relevant to the CSW's role. However, you (if you are over 16) or your parents can ask that no information beyond name and address be passed to CSW. Please inform Mrs Hazel Harper at the college if you wish to opt-out of this arrangement. More information about CSW is available from the LA website.


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This post many contain affiliate links. I may earn a commission if you make a purchase from these links.
Thankfully we found My Fathers World (MFW) last year and loved it! We loved it so much that we continued with their program this year and plan to use it next year as well!
Sweetpea is in grade one this year and uses MFW's grade one package, Learning God's Story. It is a complete first grade curriculum that uses a phonics-based reading program, focusing on the Bible. I find it to be a nice gentle program but still very effective for teaching.
J-Kabob is in fourth grade this year and is using MFW's Creation To The Greeks program. It provides a firm foundation for the study of history, showing how the Bible accounts fit in with other civilizations such as Egypt, Greece, and Babylon.
For math he is using Jump Math. It is a good math program, but not quite the best fit for him, too workbook heavy. I think we might be going back to Teaching Textbooks for next year but we haven't settled on a program yet.
We've also signed up both of the kids for their own monthly box from KiwiCrate. To see my review of our KiwiCrate boxes, click here.
So that is what we've been using this year. Next year both kids will be working on the same curriculum together, but at their own levels. I'll write another post in the near future explaining how that will work, for anyone not familiar with MFW's family cycle system.
I'd love to hear about what programs you are using at home with your own children. Let me know in the comment section below!

subset: commoncrawl


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Please keep in mind that requests cannot be guaranteed and are based on availability at the time of arrival. I hope this helps with your planning. Have a wonderful time. ~Allison L
Visit Walt Disney World Resort to explore the magic.
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Register to earn points!
It is the third part of famous kissing game with your favorite Bratz dolls: Cloe, Yasmin, Jade and Sasha. This time you can choose and play with any of Bratz girls on your choice. You will have to help Bratz to kiss their boyfriend without anybody notice you, and the boy will give you a present after each level.
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<Previous Image Awards Next Image>
Brown Bear at Dawn
Mammal Category Highly Commended, GDT - European Nature Photographer of the Year 2009
This image was taken on the Finnish/Rusian border an area as wild and remote as it gets in northern Europe. The conditions only lasted for about 5 minutes but it was a magical five minutes when for once everything came together, subject and light. As you can imagine alot of the shots were ruined by strong glare but on this occasion I think it worked.
|Websites for photographers by Click-IT


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Metro Cool Refrigeration
Metro Cool Refrigeration: address, phone, fax, email, site
Address: North Sydney NSW 2059
Phone: 02.9963-5364 (+61-02.9963-5364)
Fax: (09) 627-6938
E-mail: n\a
Site: n\a
Owner / Director / Manager Metro Cool Refrigeration: n\a
Work hour and Schedule:
Find error or want add more details informations for "Metro Cool Refrigeration"? - Contact us!
Registration data Metro Cool Refrigeration
Australian Company Number: 286904907
Type: n\a
Australian Business Number: 73630065984
Register: 2000-10-24
Subcategories: Refrigeration: Commercial and Industrial: Retail and ServiceGet full report form global database AU for Metro Cool Refrigeration
Job in Metro Cool Refrigeration vacancies. Career and practice on Metro Cool Refrigeration. Working and traineeship
Controller. From AUD 2500
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Driver. From AUD 1700
Responds for Metro Cool Refrigeration on FaceBookRead all comments for Metro Cool Refrigeration. Leave a respond Metro Cool Refrigeration in social networks. Metro Cool Refrigeration on Facebook and Google+
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Metro Cool Refrigeration is Australian proprietary company. This firm was registered on 2000-10-24 and was issued with the 286904907 ACN. Its Australian Business Number is 73630065984. Since 2000-10-24, the company is headquartered in New South Wales. The previous headquarters were located in North Sydney NSW 2059. Metro Cool Refrigeration was registered for the GST on 2000-10-24. In total the company used 1 trading name. Category of Metro Cool Refrigeration is a Refrigeration: Commercial and Industrial: Retail and Service. We found 0 trademarks that mention this company.


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(silk blouse-rag and bone, jeans-zara, sneakers-nike
sunglasses-slimskii, gold bangles, santee alley DTLA)
I believe every person should have certain basic staples in their closet for go to's. A silky blouse is one of those that all women (and some men) should always have. They are just so effortless and sexy without trying to hard. I tend to always go for a looser fit for a more relaxed feel, that way you can wear casually with jeans or dress up with trousers or a skirt. I love dressing down a silky button up, as it still gives you a polished, pulled together look when paired with jeans and sneakers. As a stylist I am running in and out of meetings. schlepping bags of clothes. Yes some of us still carry our own bags! So I always need to be comfortable yet pulled together.


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UP Board High School and Intermediate Time Table 2017-18
UP Board High School and Intermediate Time Table 2017-18
|Name of Post:
|UP Board High School and Intermediate Time Table 2017-18
|Post Date:
28 October 2017
|Board of High School and Intermediate Education, Uttar Pradesh, Allahabad, Are
released the Annual Board Examination Time Table, Date Sheet for HSC / SSC Exam
2018 Those Candidates Are Registered with UP Board and Read to Appear in the
Written Board Examination Can Check Your Exam Dates with Time.
Board of High School and Intermediate Education, UP
Board Examination Time Table
Short Information
Exam Conducted By
UPMSP Uttar Pradesh Madhyamik Shiksha Parishad,
Allahabad Are Conducted the Class X & XII
Examination Every Year Huge Candidates Will have
Appeared in the Exam.
Important Date:
High School Exam 2017: 06 February – 22 February 2018
Intermediate Exam: 06 February – 10 March 2018
Both Exam Result Declared: May 2018
Compartment Exam: July 2018
How to Download UP Board High School Time Table 2018:
High school Class 10th Enrolled Candidates Are Wait for a Long Time for the Exam
Schedule Now Board Will be Release the Exam Schedule All Candidates Download and
See Exam Dates.Download it Now.
How to Download UP Board Intermediate Time Table 2018:
UP Board Intermediate Class 12th Enrolled Candidates Exam Start on 06/02/2018
Now Those UP Board Candidates Are Wait for the Subject Wise Exam Date Sheet Kindly
Download it Now.
Important Links:


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Moonspell - Night Eternal Review
General Information
Original Author: steiner666
Album: Night Eternal
Artist: Moonspell
Genre: Doom/Gothic Metal
Year of Release: 2008
Moonspell is a metal band (as to what, exactly their sub-genre would be, I'm not really sure... to me they're a bit of a mix of Doom/Gothic/Death metal) from Portugal. Formed originally under the name Morbid God in the late 80's, they changed their name to Moonspell in the early 90's. They are one of my personal favorite bands, and I've been listening to them almost daily for almost a decade now! (wow, I feel old!) Their music is very atmospheric... they frequently use keyboards and sound samples to set the mood for their songs, and many of their songs have a very distinct, Mediterranean sound to them due to their incorporation of some exotic scales and occasional classical/folkish acoustic passages. There's a lot of depth, and very good dark, nocturnal themes to pretty much all of their albums. Needless to say, I was VERY excited to get a chance to preview their upcoming album "Night Eternal".
I was able to listen through the album in it's entirety, and I will say now that it is a very strong album, quite possibly my favorite of the year!
1. "At Tragic Heights" - A very epic opening number... really sets the mood and scale for the rest of the album.
2. "Night Eternal" - I love this song, heavy and great. Probably my favorite on the album, strong double-kicks and trem-picking with some awesome vocals and probably the best guitar work on the album. It's been stuck in my head all weekend.
3. "Shadow Sun" - A good, doomy number.... I like the bass guitar in this song on the verses, as well as the vocals. The guitar is pretty good too, especially the rhythm part around 2:30. "Life is meaningless..."
4. "Scorpion Flower" - A song featuring some rather unusually-clean vocal styles for Moonspell... I have to admit, after hearing that this song would have female vocals, I got pretty worried. I wasn't a fan of "Luna" on the Memorial album, and I didn't really dig "Coil" on Opeth's new "Watershed" album, so I was kinda expecting to just skip through the song. Surprisingly though, it's a very strong song. Good melody, good duet! This actually got stuck in my head too, and my gf loves it, so I suppose it will appeal to a wider range of people than most Moonspell songs do... and it does so while still feeling like a Moonspell song, so I'm alright with that. The guitar kinda takes a back-seat here, but there's excellent vocals.
5. "Moon In Mercury" - A nice, fast song to kick the pace back up a bit after the last song. Some good guitarwork here, lots of tremolo picking.
6. "Hers Is The Twilight" - Another faster song with some really catchy riffs and fills, and good moments of harmony.
7. "Dreamless (Lucifer And Lilith)" - Another slower, pretty, vocal-centered song like Scorpion Flower. Very mellow and somber, lyrically especially.
8. "Spring Of Rage" - Some cool guitar riffs here, and the vocals are nice and dynamic and sound very good!
9. "First Light" - With this track, the album ends as epically as it began. Great guitar! Excellent beast & beauty sort of vocals also. There's a lot of... feeling, for lack of a better word, to this song.
Sound (10/10)
I can't think of any reason to give this album anything but a 10 here, it sounds perfect the whole way through. Everything, instrument and vocal-wise, has been nothing but improved, and there's nothing that I would change about this album, sound-wise especially.
Guitarwork (9/10)
This is a really hard thing to rate, IMO, because Moonspell was never one of the bands that made me think "guitar!" as soon as I hear the name (like Arch Enemy, CoB, Carcass, and such). That's not to say that they haven't had some impressive riffs and catchy melodies over the years ("Opium" comes to mind), but their music is just something that I listen to on a much bigger scale.. There's good guitar, sure, and that's essential in music for me... but there's a lot going on vocally and with the keyboards, and those things are just as, if not more, central to that Moonspell sound
This album, I think the guitarwork has been improved. There's a lot more faster guitar passages, tremolo picking, and there's solos that are more complicated than what I've heard on most of their previous releases. Also, Moonspell know how to break it up with some cleaner, calmer parts to their music, guitar included.
The tone of the guitars is also awesome on this album. I'm not exactly sure what they used to record them, but they're sponsored by Mesa Boogie, so probably rectifiers, and they sound thick and badass.
Lyrics (10/10)
Lyrics are one of the strongest points with Moonspell, just listen to one of their songs and you'll realize this.
Overall Impression
This is a very strong album. Unlike a lot of albums being released, there aren't any songs that I skip through... I just hit play and sit back and relax. Moonspell is one of those bands you should listen to in a dark (smokey) room for maximum mind-trippage effect.
Overall, I would have to say this is one of my top Moonspell albums! A+
If you want to check out a couple songs from "Night Eternal" and/or check out some songs from Moonspell's previous releases, head over to the bands (rather impressive) myspace page http://www.myspace.com/moonspell , and be sure to check out one of my personal favorites "Tenebarum Oratorium" from the bands recent release "Under Satanæ" while you're there!


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Perceived Injustice & Citizen Response
Ask students to define the words "republic" and "democracy'. How does a democracy or republic sustain itself? What role do citizens play in the functioning of the government, whether it be local, state, or national? If citizens disagree with laws passed by their representatives what can they do?
According to the dictionary, "an alliance is a relationship among people, groups or states that have joined together for mutual benefit or to achieve some common purpose." Show the above first day cover and discuss how Friendship is the Key to World Peace. How might it be the key to peace on the playground or court? Can students share examples of that "peacekeeping"? Is ally another word for friend? Can nations be friends? During the American Revolution, Ben Franklin made friends with Frenchman Comte de Vergennes. Both men worked to create a French Alliance in which the French government and military would support the American colonies against the British. Out of that alliance agreement, France sent 12,000 soldiers, and the most famous soldier-statesman Marquis de Lafayette who joined General Washington's staff, along with the French navy to assist in the defeat of the British. What did each nation receive from that friendship and alliance? Do any of the student's descriptors apply to this alliance?
In 1949, the United States joined with other European nations to form the North Atlantic Treaty Organization (NATO). Study the first day cover to determine the purpose of NATO. If one purpose was for the "collective defence" then who was the threat? How would member nations protect each other? Does the use of military provide peace, justice and freedom? What similarities can students identify between the French Alliance and NATO?
firstname.lastname@example.com www.fdclessons.com
FDC Lessons-‐-‐TEACH HISTORY USING FIRST DAY COVERS
eBooks! United States History and Texas History
Each FDC Lessons eBook provides the teacher with warm up or review lessons including first day cover images as well as other primary sources as called for in the lesson. Each lesson is based on the students analyzing the images found on a first day cover (an envelope containing a commemorative stamp, appropriate postmark and artwork). The lessons provide the teacher with strategies to hook students on the topic of study, such as questions targeting the 5W/H as well as analyzing, generalizing, drawing inferences or conclusions, and cause and effect. Images can be projected onto a white board for whole class discussion or printed out for individual student work. Other primary sources (diary entries, letters, resolutions and excerpts from speeches) where appropriate may be included in the lesson, and each lesson has a concluding activity. The lessons can be a quick introduction to a fuller lesson all ready created by the teacher, or it can be a way to provide students with the images and facts needed to remember the history necessary to pass the state standardized tests. Lessons provide procedures, discussion questions, teacher notes, activities, Web sites, and one to four color reproductions of the first day covers. The eBooks are in pdf format. When purchased, each will be downloaded directly to your computer.
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Name: Solution explorer visual studio 2010
File size: 384mb
Language: English
Rating: 3/10
You have to select each individual project in the Solution Explorer You must add a project to your solution, in your visual studio first go to. Visual Studio add-ins are deprecated in Visual Studio You should upgrade your add-ins to VSPackage extensions. For more information about upgrading. 17 Oct Adds 3 buttons to solution explorer: Select current item, Collapse all, http:// revistabigteens.com
I'm using Visual Studio Solution Explorer isn't there. I clicked View > Toolbar. I don't see it anywhere. 30 Mar Find in Solution Explorer extension by Sam Harwell lets you quickly locate the open document in Solution Explorer. It adds the Find In Solution. 23 Jun - 2 min - Uploaded by E Angkor How to reset window layout in Visual Basic Studio , ,
25 Oct - 1 min - Uploaded by Yıldızlar Web How to show toolbox, solution explorer or window layout VB , VB - Duration: E. 27 Feb Collapse all Solution Explorer items in Visual Studio Ever wanted to be able to collapse all items within Visual Studio's solution window?. I don't have full Visual Studio, only the Express Editions, where it seems code with solution explorer. when I want to sync I just press the sync. Join Walt Ritscher for an in-depth discussion in this video, Working with Solution Explorer, part of Visual Studio Essential Training. Microsoft Visual Studio is an integrated development environment (IDE) from Microsoft. . Visual Studio , and use MSSCCI Version , which adds support for rename and . Solution Explorer: In Visual Studio parlance, a solution is a set of code files and other resources that are used to build an application.
6 Nov I installed visual studio in my pc. I created a blank solution. When ever I add a project to the solution the original i.e root solution is. 21 Oct Exploring project files from Visual Studio Solution Explorer becomes difficult when you're dealing with multitude of code files. If multiple Projects. 19 Jun Collapse Selection in Solution Explorer extension is available for Visual Studio that adds an icon to the Solution Explorer (shown below). 26 Nov One of the most annoying thing about Visual Studio default settings is the fact that the Solution Explorer doesn't track what files you are.


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Inexpedient Quotes
IMMORAL, adj. Inexpedient. Whatever in the long run and with regard to the greater number of instances men find to be generally inexpedient comes to be considered wrong, wicked, immoral. If man's notions of right and wrong have any other basis than this of expediency; if they originated, or could have originated, in any other way; if actions have in themselves a moral character apart from, and nowise dependent on, their consequences --then all philosophy is a lie and reason a disorder of the mind. - Ambrose Bierce
Government is at best but an expedient; but most governments are usually, and all governments are sometimes, inexpedient. The objections which have been brought against a standing army, and they are many and weighty, and deserve to prevail, may also at last be brought against a standing government. - Henry David Thoreau
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Dark Sunsation Tanning Spray
$ 75.95 was $ 139.95
This product is currently sold out.
Dark Sunsation Tanning Spray
Sun Laboratories Dark Sunsation Self Tanning Spray Gallon
Important Facts About Product
Easy To Apply
Organic sugar based formula
Nice dark colors sets in about three hours
A deep dark tan for face and body
This formula is safe for all skin types
Instantly tints skin to avoid streaks or patches
Promotes hydration
Before And After Sunless Tanning Photo
How To Apply Sunless Tanning Video
Directions: Sun Laboratories Dark Sunsation Self Tanning Spray Gallon
Hold can 6" away and spray evenly over face and body. Color is instant. For best results exfoliate skin regularly with a body exfoliant. To maintain tan, apply Ultra Dark Self Instant Tanning Spray up to 3 times weekly in conjunction with a moisturizer. Alternate using Ultra Dark Self Instant Tanning Spray in the evening and moisturizer in the morning.


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Jillian Gizzi is a talented and ambitious actress, who continues to reach for perfection with her current role in the musical "Dirty Rotten Scoundrels," under the direction of Julia Gagne who she gives credit to helping her find focus.
"Acting is something where it really has to click in your mind in order to understand it, and she helped it click in my mind," said Gizzi when asked about her first time working with Gagne as a director in 2011.
Gizzi has wonderfully step into the mind of her current character, a young and seemingly naive Christine Colgate, who has multiple layers entwined within the scams of a pair of con artists, and who is herself a master manipulator throughout the entire process.
This isn't learned until the end of the play thanks to Gizzi's convincing performance and enduring believability.
"Jillian is wonderful in every way," said Gagne. "I am so proud of how much she's grown as an actor in the years I've known her." This is the second time the two have worked together, with their first collaboration in 2011 for the musical production of "The Drowsy Chaperone" at Valencia College.
Acting hasn't always been easy for Gizzi, who openly admitted to struggling on-stage when she first started out. From her very first acting role as Fern for her middle school's production of "Charlott's Web," to later performances in high school, staying in character and enjoying her own performance was always a deep concern.
Working as a dancer seemed more natural for her but she kept working to improve her stagecraft. With the help and support of her family she went on to study for her BFA in Musical Theatre at Pace University in New York City after graduating high school.
Continuing her work as an actress after furthering her education, Gizzi reflected on her overall journey by saying, "I've done quite a lot of musicals, and performed in a lot of plays recently. My stage fright went away a few years ago completely, so it's made performing and auditioning a lot easier."
When she isn't acting in theatrical productions Gizzi can be found stepping into her day job as a character performer at Walt Disney World, portraying a catalogue of roles that include Disney's Queen Elsa, Rapunzel, and others. She has fun and truly enjoys the magical moments she shares with young children, and also looks at the whole experience as improv acting and character work that carries over into her other on-stage performances.
Lead roles in a musical such as "Dirty Rotten Scoundrels" pose a great challenge to most actors that have to balance their performance with acting, singing and dancing skills. Gizzi delivers in all three of these key components and truly shines on stage, especially during her spotlight musical numbers where she displays a sublime singing ability.
"I have worked with her for about five years and she is the triple threat in theatre," said musical director Tim Hanes. "She is a great actress and dancer, as well as a fantastic singer."
Gizzi's fellow actors do not hesitate to give her praise when asked about her on-stage abilities.
"On stage, she's very professional, precise, and she's very demanding of herself and wants to do the role the right way," said David Almeida, a veteran actor who plays Lawrence Jameson in this production of "Dirty Rotten Scoundrels" with Gizzi. "In many ways she's fearless and really goes for it."
Helping Gizzi to stay focused on her goals is a few philosophies she has developed over the years. One of the greatest ideas for her is embracing the good and bad during the process of auditioning. She claims to have been turned down a lot over the years, and likes to focus on what she did wrong and how she can do better next time rather than being discouraged.
If she wasn't performing as an entertainer, Gizzi would like to she herself as an engineer because of her love of mathematics. She took advanced calculus courses in college even though she didn't really need them, and loves the challenges in higher math that she equates to the challenges she faces in acting.
In the future she sees herself continuing acting and hopefully steeping into the film industry. What ever comes next, it's clear that Gizzi will continue to impress as she focuses on her goals of making magic as a performer.
In the future she sees herself continuing acting and hopefully steeping into the film industry. What ever comes next, it's clear that Gizzi will continue to impress as she focuses on her goals of making magic as a performer.
By James Tutten
(All photos by James Tutten)


text: chiswickblue Report post Posted April 15, 2018 4 hours ago, Holymoly said: And the fact Conte plays basically the same side every game unless forced by injury to do otherwise. Yes as we're back to one game a week we're back to the same 13 or so players involved every time, although without the results to match. More and more squad members (Emerson, Zappacosta, Drinkwater, Barkley, Bakayoko) will be wondering why they signed here just to sit on the bench or in the stands. For what's it's worth I'd like to same the same 442/4231 that led to 3 goals yesterday, rather than the 5 at the back that saw us go 2-0 down and then have a nervous last 10. Courtois Azpilicueta Rüdiger Christensen Alonso Fabregas Kanté Willian Hazard Pedro Giroud Subs: Caballero, Cahill, Emerson, Drinkwater, Bakayoko, Barkley, Morata (I'm expecting Hudson-Odoi to be in Switzerland for the UEFA youth league semi on Friday) Share this post Link to post Share on other sites


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Diablo Snapback Hat by New Era£31.50 £22.05 *
Diablo Snapback Hat by New Era
£31.50 £22.05 *
Keep your face shrouded in mystery like the Dark Wanderer with this iconic Diablo snapback hat in striking red and black. Fresh from the cauldrons at New Era!
Hat crown made of 100% cotton, visor made of 100% polyester. Comes in 9FIFTY style and one size fits most. Measures approximately 17.8 cm x 19 cm x 12.7 cm.


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Call Toll Free
1. Custom inspection to analyze and treat your pest problem!
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3. Fully licensed in Connecticut and New York for all pest control and humane animal removal.
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your service needs.
8. Aavon is equiped with the latest tools of the trade and training in all the latest industry treatments and methods.
Mosquito Control
ultimate goal is to achieve a good degree of mosquito control.
The first step is to identify the type of mosquito pest,
and the local conditions causing activity. There are many
species of mosquitoes that invade this area of the Northeast.
Their full biological information can be viewed at http://en.wikipedia.org/wiki/Mosquito.
What we are looking for when we approach a property with
mosquito activity is to see what promotes the activity.
The mosquito species we commonly find that are causing
the activity is the aedes species. Its home range is usually
within 100 yards of its feeding area. We are only concerned
with the female of the species as the males do not require
a blood meal for the fertilizing of the eggs.
During our inspection we walk the property looking for resting and breeding sites. We look for standing water in gutters, all drainage pipes into and under the ground, ground depressions, thick leaves, stagnant water; knot holes in trees, actually the list can be quite long. We consider the various mosquito repellent options that would be most effective at your location.
What can be done: repellency sprays (garlic is very effective), adulticide sprays (done by only licensed applicators), landscaping alterations to prime hosting sites, mosquito misting units utilizing preset zones on the property where a small amount of botanical oil is misted into those prime mosquito locations, etc. When we design a program utilizing all the tools of the trade it is very effective. Sometimes we are hired to inspect and help the homeowner get started down their proper path. Call us for an immediate consultation, we happily serve Fairfield County CT, and Westchester County NY.
Material that we often use can be viewed at:


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Welcome back to another Warmachine guide post! We've already talked about warcasters and warjacks, so now it's time to highlight yet another important cog an any Warmachine army – units! Units are groups of infantry-level models that activate together on the battlefield. Some units act as cannon fodder, while other units are like well-oiled machines […]
Don's 2014 Holiday Game Recommendations
Don shares his game gift recommendations for the 2014 holiday season!
Kae's 2014 Holiday Game Recommendations
There isn't much time left to buy gifts, but perhaps you are still looking for that perfect gift for your gaming friends. Or, possibly a game to get your friends exposed to the hobby! Here are my recommendations for some games that just might fit the bill this holiday season. Light Game – Cadwallon : […]
Raine's Christmas 2014 Game Recommendations
Wondering what to get your little gamers this holiday season? Looking for some suggestions that are purely awesome? Then look no further than my super sweet holiday gaming suggestions of 2014!
Convention Housing – How Far Away Should You Stay?
Not sure where to stay during your convention experience? Check out our tips on choosing your distance.
Kae's Guide To The Settlers of Catan
I:T's Lady of Catan shares some of her secrets about the game, all the while keeping the humor alive – it is just a game, after all!
The Great Culling, Part 2
Previously, we had talked about culling games to slim down a game collection. Now there is a new conundrum we must face. What do we do with the games we decided we no longer want on our shelf? We discuss the options available to gamers.
The Great Culling, Part 1
When is it too much? When do you feel you have too many games and not enough time to play them? Most people turn to culling games to slim down their collection but how do you choose what games to get rid of?
Gaming Investments : How Much Is Too Much To Pay?
What factors should you consider before dropping big bucks on a game? Kae shares her thoughts on what makes a game worth your money.
Throwing Your Lot in with the Crowd – The Factions of Malifaux
Take a look at some of the history for each of the factions of Malifaux. Which faction will you side with?
Into the Breach – What is Malifaux?
Malifaux is a steampunk-horror miniatures skirmish game set in a rich world with a lot of flavor. If you're interested in learning about the game, this is where you start.
Try It Before You Buy It – Why Demos Are Important
As humans, and especially as capitalists, we're accustomed to buying things on impulse. Many times have I fallen victim to picking up an item that I think will be great because of aesthetics, or because it just sounds great, only to get it home and become disappointed. Tabletop gaming is no exception, and I've bought […]


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You are always a knowing love, on this arises a temporary coat of segregation which has an occasional usage in the flow of things.
Mind is no one's enemy, love is fine with whatever is thought.
Amazing, terrible, peaceful, angry, insightful, are all different designs of thought that are of a temporary nature and only reveal they have little to do with the unconditional love laying comfortably open beneath these layers.
No need to shop around for the best or look for the biggest sales, segregation is just something that appears on you, it is not you, it is more like a nice spring jacket, realize this and it will seem a whole lot less fashionable to put on and model for fit.


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Richard Wicka and the HOTF
Richard Wicka's a just a great guy with a great idea. And he's not even a web guy, so to speak.
Funny way how he and I met. I'd written a film review and posted it somewhere on the web -- now and again I have a tendency to do so. Next thing you know, I receive a thank you email. Seems Richard was bold and kind enough to follow through.
Several more email exchanges later, I quickly found myself a most willing particpant in the Home of the Future Project.
The technique is so staggeringly simple. Take a friend, a colleague, a public servant, or just about anybody with a bone to pick mix it with a story to tell or some beef and bake it. Well, sort of...just get them to deliver it within 5 minutes in front of a camera.
It's uncanny how challenging this can in fact be, getting down to the brass tacks of it all. I've since had a chance to review several more segments since our first meeting, and recently submitted my personal nominations for three of the 17 weeks shot so far.
It's a competition of sorts. Twenty-two finalists will be selected from this grand group of nominees, reviewed by a Committee of Reviewers.
Then these winning entries will be stamped onto a packaged DVD, authored, then distributed at a premiere to he held in Buffalo, New York, where Richard practices law.
My experience? People were frank, forthright, and -- doggone it!-- fulminated so passionately about the things meaninful in their lives that I can totally see this catching on in other places.
But don't take my word for it.
Surf on over. Send him email. Turn on, tune in, and tickle your fancy.
He'll be glad you did. And so will you.


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Download key generator for Navicat Premium 12.1.7
Navicat Premium is a database development tool that allows you to simultaneously connect to MySQL, MariaDB, SQL Server, Oracle, PostgreSQL, and SQLite databases from a single application. Compatible with cloud databases like Amazon RDS, Amazon Aurora, Amazon Redshift, SQL Azure, Oracle Cloud and Google Cloud. You can quickly and easily build, manage and maintain your databases.
Feature :
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Increase your Productivity
Make Collaboration Easy
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With the transition of Year 7 students into high school, we recorded an extra 200,000 boardings a month!
Twelve months on and Year 6 teachers will no doubt be thinking of ways to help smooth the transition into high school for their students. Now is a great time to use our website for tips to help students make the big jump from assisted travel, to independent travel on the Transperth system.
The two Ticketing Lesson Plans provide a great starting point for learning about ticketing options to access the Transperth network, including the SmartRider card, which students will quickly learn is their ticket to freedom and independence. The 'Help' and 'Safe Travel' lesson plans provide great videos and activities to help students understand what to do when something happens on the network, and helps to quell their nerves and provide students with the skills and knowledge to make safe decisions.
Why not extend the learning, and get parents involved in the conversation of public transport travel by sending home this letter? It explains to parents the importance of discussing public transport use with their child, and provides more useful and practical tips for using Transperth. Parents, just like the children, will be nervous about their child's transition into high school, and part of the anxiety will relate to the child becoming an independent transport user.
So start the discussion today in the classroom with the use of the Get on Board website, and at home with this letter.
Return to the News Desk


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The Illusion of Management is a blog dedicated to observations from the corporate world and everyday life. Typically, they are associated with chasing "noise" or random variation, proclaiming regression towards the mean as victory when politically convenient, and over reactions to daily metrics.
The Illusion of Management will revisit several key points:
- If you don't change the process results will vary based on "noise"
- Unintended consequences of metrics and performance incentives
- Measuring productivity alone does not drive productivity improvement. Measurement must drive action!
- Black Swans! Enough said.
- Challenging conventional wisdom


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Check out our Nursery promo video!
About Our Nursery
Book your child care place at our Darwen based Nursery by the 31st of January to take advantage of our special offer prices. £2.99 p/h for 2 to 4 years and £3.49 p/h for 0 to 2 years. Prices honoured for twelve months.
At Safe & Sound Nursery & Kidz Club our prices will always remain competitive!
Safe & Sound Nursery & Kidz Club is a small homely 26 place child care setting located in Darwen in Lancashire.
Our Child Care setting offers both nursery child care Provision for babies and children within the 0 to 4 year age range and a holiday kids Club for children within the 4 to 11 year age range, within our 26 allotted child care places. We are registered to offer both the 15 and 30 hour government funded child care places for 2, 3 and 4 year old children.
Both our nursery child care Provision and our holiday kids club operates Monday to Friday 8 am to 6 pm.
Due to our nurseries very small intake of children our child care places are very limited and are allocated on a first come, first served basis.
At Safe & Sound Nursery & Kidz Club we are firm believers in the importance of children learning from their peers and of creating as natural a learning environment as possible which reflects the environment of the home setting and of the outside world. This is why we do not segregate the children into age related groups or rooms. All of the nursery children within the 2 to 4 year age range, play together and the kids Club children have their own dedicated play room. Babies and children within the 0 to 2 year age range are cared for within our dedicated baby room.
The children are free to move about the play rooms supervised by qualified staff and to select which rooms that they want to play in.
The dominant ethos of our nursery / kids club child Care setting is to promote the well – being and happiness of every single child within our care.
At Safe & Sound Nursery & Kidz Club no child will ever be left to cry and we will go to great lengths to ensure that all our children are happy and feel safe and secure within our child care setting.
At our nursery Child care setting we hope through placing a heavy emphasis on the well being of the children within our care to create an environment in which children can develop and flourish and grow into happy, healthy children.


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Highlights of the Week
I might say the highlight of my week was getting back to the easel working on a painting – but it was just a little work and did not result in anything to share. I will however share some of my favorite photos from the last week (if you follow me on Flickr you may have already seen some of these). I am still without my Nikon so all of these works were taken and processed with an iPhone 3GS
and by applying the TinyPlanets app to the previous image we get:
Another abstraction resulting from the TinyPlanets app
This next photo did NOT involve the TinyPlanets app. I took a picture of a burr lieing on the path I often walk. I enhanced the saturation of the image and then applied the fisheye feature on the CameraBag app:
Finally a photo of a larges slushy puddle in which I just pushed the saturation and cropped it a bit:


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Dear Students,
we are really happy for your encouragement towards online classes.
Every classroom class can be connected in the online. To attend in the online, send a request to firstname.lastname@example.com.
You can ask the doubts also in the online. It's a live session. There is a chat window to ask the doubts. For online attendees, there is a chance of replaying the same session any number of times after live class. Some sessions can be downloaded also.
You will be getting softcopy materials, which can be downloaded and used.
Our institute takes great pride in providing students the best possible foundation in computer languages. Every person who has joined our program is given an opportunity to learn the latest trends, master their programming skills and be ready for the corporate world.
We can guarantee that once you complete your preferred course, and understand the study materials provided, you will walk out of our door with offer letter in your hands!
It's really good institute for Java & J2ee.They provided excellent programming materials to practices.
Very helpful for freshers and beginner.
Very good institute to learn Java, after doing 6-month course you are able to work on any platform, i will highly suggest don't waste your time join the Lara give the 6 months of your life, not only for the developer but also for Automation Testing.
Mr. Ramesh, a founder and director of Lara Technologies worked in Top MNC companies like IBM, GE and Wipro for almost 9 years. With this rich industry experience, He started Lara in 2005. In these 13 years of training, He trained more than 50,000 people so far. More than 90% of trained students placed in various Top MNC companies. Every company knows "Lara Technologies" as a best and only training center for Java, J2EE and Frameworks.
# 8, Above Reliance Digital, Nearby Udupi garden signal, BTM Layout, 2nd Stage, Bangalore – 560 076,
Website: www.laratechnology.com
Email-Id : email@example.com


text: I made a centerpiece basket for her birthday party on Saturday. I added a little stuffed puppy in it, and some suckers as well (not shown). I had fun with it and will definately be doing this more often. I would like to make an Easter one as well. I used the Plantin School Book and Potpourri Basket Cartridges with my Cricut Expression. I love that thing the more I use it! I also made my daughter's birthday cake too.


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06 May, 2013
Myconids from Gloom Glade - my indiegogo project
I'd like to share with You my indiegogo project - Myconids from Gloom Glade.
Here is a link to indiegogo project page -> http://www.indiegogo.com/projects/myconids-from-gloom-glade
and also a link to facebook fanpage -> http://www.facebook.com/pages/Myconids-from-Gloom-Glade/576536225690828
Myconid from Gloom Glade is a pre-sale of miniatures based on Myconid race known from many RPG games.
If You like the miniatures and would like to see similar projects in the future please support my by sharing this with Your friends and/or buying our stuff from indiegogo project page.
Subscribe to: Post Comments (Atom)


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RoseLovesJack 说 …
I 爱情 the Cullen family 发布 一年多以前
|更多 cullen family 民意调查 >>
|更多 cullen family 答案 >>
i woke, to the sounds of beeps.
beep, beep, beep
ta. ta.ta.
ive heard this 音乐 before,... in phoenix.
i fluttered my eyes open, to see a the familar, white walls. 粉, 粉色 flowers, tall machines that make the contand beeps.
i looked around me , i alone. where was jacob?, one moment he was beside me, there 下一个 he is gone.
i dont even know how i got here, like a blackout,.
like trying to remember what happened the night before when 你 have your hangover.
the remake of the old capter 3, i was just to tired that i worte horible
dedicated to migutza2006
i sat down with my hot warm of coffee into the old armchair. just starrting at her lie there in her deep innocent slumber.
i couldnt resist, to walk over and just stop and stare.
she had two dimples painted in her cheeks with her smile, as thought hse was having a dream, a good dream. she was a good dream only waiting fr me to wake up.
she was peace, the inner tranquility that i longed the heal from.
capter 2
i woke with the sun lieing on my legs, and alone,
i rolled to see jacobs side empty, but what could i expect, this was the morning routine, the way it was was since our marriage five months ago.
he had his werewolf duties along side sam.I dont know why this morning felt different to every other.i had a feeling today was different, like for some reason today is a 日 i was going to remember and jacob wasnt there to see what it was.
It was early 9.00, and i was shocked to see the sun, out , instead of the gloomy clouds as always.
capter one!!!
i flicked off the light, and prayed that when i shut the door that it wouldnt wake her up. i steped out of the room, taking one 更多 glance at my addition to my complete life.
she was soo little, so young and yet so innocent to the world around her, so unaware to the creaters that surivive just outside her room, and i tend to keep it like that until the time is right.like of her father.
of only 5 weeks of age. and already made her perfect smile, and wow she looked like her dad.
[Some of these things are out of order]
Here are some things not to do to Irritate the Cullens:
1. Tell Rosalie that she is not pretty. [Unless 你 want your throat ripped out]
2. Tell Emmett that somebody is stronger than him. [Which is impossible]
3. Mess with Bella [Or you'll end up like James,Laurent and Victoria]
4. Change Edward's 音乐 CD's to 60's 或者 70's 音乐 [That will get him very mad.]
5. Surprise Alice [That goes for the 狼人 too]
6. Tempt Jasper with HUMAN Blood [you'll end up gone like the blood]
**this is a LONG quote from new moon**
-----"Shoot," i mumttered when the paper sliced my finger; i pulled it out to examine the damage. A single drop of blood oozed from the tiny cut.
It all happened very quickly then
"No!" Edward roared.
He threw himself at me, flinging me back across the table. It fell, as i did, scattering the cake and the persents, the 花 and the plates. i landed in the mess of shattered crystal.
Jasper slammed into Edward, and the sound was like the crash of bolders in a rock slide.
|发布一篇文章 >>
This is the first chapter of Midnight Sun, which is another novel Stephenie Meyer is working on that is the Twilight Series but from Edwards point of view! Its a really interesting read and I can not wait till it comes out!
it has all of the infomation for the books!!!
|更多 cullen family 链接 >>


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I'd been getting a lot of emails asking about the best apps for managing money and the best personal finance apps. I've tried out a whole bunch of apps and here are my favourites. My only criteria for liking/recommending an app is this: Does the app make me want to come back? Using an app to track your money requires you to cultivate the habit of recording your expenses and incomes as and when they happen. So, it is important for the app and its interface to be addictive, in a way. These are the best apps among those I tested to help you track your expenditure and create budgets. They're all American made but they all support the Rupee symbol as well.
(There are apps for investing – but they're an entirely different beast. I'll talk about them in a separate post)
So without further ado, here are my picks for best personal finance apps –
Dollarbird – Most Straightforward
Among the apps I tested, Dollarbird was the most straightforward and easiest to use. The app follows a calendar format and I thought that was really clever because you get a visual representation of how much money you have left on that day. So each day you can enter how much you've been spending and the category in which the expense falls. You can also enter credits as and when you get them.
The app also shows you your expenses category wise so you can see what you're spending money on.
The way I would use this app would be to set myself a spending budget on the day that I receive my salary and go on reducing expenses from there.
The app is free on both iOS and Android. It has a pro version with multiple calendars, which I don't think is really necessary if you're only on a lookout for an app only to track your expenses.
Fudget – Most Customizable
Another app I really enjoyed using was Fudget. Fudget was also the most powerful of the apps that I tested simply because of how customizable it was. The app allows you to create multiple budgets in an easy-to-use interface.
Unlike Dollarbird, Fudget doesn't pay much attention to dates, but is more focused on categorizing expenses and incomes together. I would recommend this app for those who want to clearly demarcate the ways in which they use their money. It's also great for those who want to ensure that they don't want to spend more than a certain amount each month. For example, you could create a monthly grocery/provisions budget from which you can deduct every visit to your supermarket. Or you could create a 'socializing' budget from which you can deduct the money you spend each time you meet with friends. The app displays the balance left so you'll instantly know if you are on track.
The app is free for both iOS and Android. There is a pro version for Rs.299/- that gives you features like exporting data to Dropbox, colourful themes, a calculator and a sorting feature that can categorize expenses based on date, amount spent etc. I think the pro version is worth the money if and only if you find yourself using the app every single day.
DailyBudget – Most Beautiful
DailyBudget, without a doubt, was the most beautiful app among all those that I tested. The interface is just magic and the premise is so simple but effective. The app asks you how much you earn (per month) and how much you want to save (per month). Based on the data you've given it, it'll tell you how much you're allowed to spend each day, i.e. your daily budget. You can reduce what you spend from the amount that is your daily budget. If you spend over your daily budget, you'll be shown a negative balance and the number of days it'll take you to regain a positive balance. The app also allows you to select the category under which the expense falls under.
This app is so great because you think ok, I earn five figures a month, I can spend on whatever – but five figures a month (after savings) isn't much at all per day! If you're looking to cut down on your spending, this is the app you should download.
DailyBudget is free, but is iOS only. The free app only allows for 4 categories – General, Household, Groceries and Transportation. Additional categories, data encryption, analysis graphs, dropbox sync and ad blocking is available for Rs.699/-. I'd recommend creatively organizing your expenses under the given categories when you begin using the app and then purchasing the Pro version if you find yourself loving it – and this is an app that's really easy to love!
So these are my top 3 personal finance apps! Do you use an app to manage your money?


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• Standard advocator: compiled in strict accordance with the national language standards.
• Rich in content: showing an overall picture of the contemporary Chinese vocabulary of 72,000 entries and over 80,000 examples.
• Emphasis on usage: analyses of more than 800 word groups helping you grasp the nuances between common synonyms and polyphones.
• Update of new words: more than 2,600 new words and new usages reflecting new features of times, like geili, PM2.5, etc..
• Full-color pictures: 360 exquisite illustrations helping arouse users' interest in language learning.
About the Author
Copyright 2017 FLTRP
Address:19 Xisanhuan Beilu, Beijing, 100089


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awesome :3
thankyou lovies!
so yes, for the past couple of days i have been house sitting my dads house. he works for a big building company up in perth, and only comes back on weekends. this time though, hes traveled to some weird named town far FARRRRR down south, so im looking after the house and my dog hes looking after; princess.
unfortunately, living out in the middle of no where, with no gates, and next to the highway, wasnt a very good place to live for a jack who loves to run and play, but who had to be tied up each day, so, father it was! that was a year or two ago. even though shes alone for a couple of days a week, they both love each others company, so it made my decision alot easier :P
going from tiny cottage to big house is a good change, it was like a little holiday :D i will hopefully be moving in there in a month or two anyway, so it's good to get used to the space.
and what did i do there, since i was ripped away from my computer?
Worked, and watched anime ;P
alot of anime......
two complete seasons.
Black cat (being watched for the first time) and Trinity Blood (an old fave of mine)
and i have to say, after getting through the first couple of episodes, black cat was AMAZING!!! XD
I also had my phone internet to keep me going. lucky! why lucky? because im addicted to a group of amazing people of facebook that make my heart do happy flips.....
Goth Bloggers :3
i've just recently joined, and i feel like i've found HOME!! i said to myself recently that i need change, need to meet and make some amazing new friends... and i have XD
I'd have to thank my amazingly beautiful and wondrous friend dani for this! she joined me up, and i couldnt be happier! shes one of my best, closest and all round AWESOME friend! you should toddle on over and check her out :3 Dani nom-biscuit ;P <3
oh what fun :3 but im glad my being disconnected from said computer hasn't led me to be completely disconnected! but i wasn't able to draw more pictures for everyone.
which i am able to do now though! after my big day at work tomorrow :/
i shall show what i have done so far......once i figure out how to make this damn image inserter STOP INSERTING THEM IN THE MIDDLE OF MY POST, AND NOT LETTING ME MOVE THEM DOWN TO THE BOTTOM OF MY PAGE!!! *huff huff*
so, just wanted to give an update on whats been up, since i just got home ;) sorry it's all jumbled and over the place, i'll get better! might do a bit more tomorrow if im not too tired!!
sweet dreams~<3


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Rough 90s have passed. But people who once had a taste of the big time, do not miss their chance during another sharing out to get even more. One of the most important authorities in southern Russia, Vyacheslav Lebedev, nicknamed "Artist", retires on a well-deserved pension, leaving his empire to his loyal deputies ... It was the circumstance which made leaders of other groups to decide that it was time for the redivision of spheres of influence. And without preventing the war, not only the city but the entire region will drown in blood. Film "The Trap" allows the viewer to dive into the world of action, brutal gangster shootouts and sincere feelings, where love borders on death, and the honor becomes the hostage of money and power.
Sound recording and edit, colorcorrection, CG/VFX
Sergey Korotayev
Armen Davityan
Victor Mirsky
Creative producer
Vladimir Issat
Executive producer
Sergey Demidov
Vasiliy Popov
Dmitriy Lysenko
Evgeniy Gorislavets
Sergey Gazarov
Igor Botvin
Anatoliy Khostikoyev
Ivan Oganesyan
Sergey Sosnovsky
Maksim Drozd
Evgeniy Efremov
Sergey Strelnikov
Stanislav Boklan
Marina Konyashkina
Victor Shestakov
Natalya Dolya
Inna Kapinos
Ekaterina Kisten
Postproduction producer
Katerina Ponomarenko
CG/VFX producer
Yanina Sulima


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Hello everyone and a happy happy Tuesday to you all. I am having a couple of lazy, not knowing what to do with myself, days at the moment, after my term one finished last week. Hehehe it is nice, but I am a bit bored. I think I like keeping busy. Anyway I have a little bit of a cold so along with all the other things wrong with this old body - I am taking it easy and not doing anything too much. So what better way to waste a few hours than to play in the craft room.
So I have had a picture of this card up in my craft room from the lovely Beth over at Beth's Little card Blog I saw it a little while ago and fell in love! I sent a message to Beth asking if I could case it straight away. So here is Beth's card over on her blog and here are my two:
The first one that I made wasn't straight - so I had to have a go at a second one(don't look too closely!!!!!). I thought that it looked quite easy but it was a bit tricky lining up all the squares. I cut my squares 2 x 2cm and mounted them up on a 14cm square piece of card. I just love the colours though!!!!! It is such a happy fun card. Thank you so much to Beth for the inspiration.
The sentiment is a hero arts stamp and the punch and surround stamp are from stampin' up. Then I just finished with some ribbon.
This is the inside view - using stampin' up top note die and my lovely quickutz rainbow die to just finish it off. I haven't used craft card for ages but this has made me love it all over again. So you may be seeing more of it on here.
Ok well I might just have time to go pop a cake in the oven for the boys afternoon tea (that is if I just sign off here and not go looking at every one's blogs hehehe)
Talk to you soon
x joy


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28 Aug 2013 22:47
Dividend Growth Investing (DGI) is not an investment strategy by itself. DGI is a proven successful investing model but the more you investigate the topic you will discover investors use different approaches. Each investor has a different level of dividend yield and dividend growth rates. For example I prefer a yield greater than 3% yield and growth rate greater than 9%.
No one DGI investor's criteria are the perfect answer; instead what you are seeing is an individual's strategy to DGI investing. The key to a strategy is defining a goal, without a goal you are simply blindly investing with a strategy that may or may not be correct. The key is to define a goal and pick the right strategy. Since I haven't shown my goals we can use my scenario to see why I use the strategy I use for picking DGI stocks.
Current age: 45
Current Annual Dividend: $1905
Emergency Funds: 1 month salary
Goal: To have $20,000 in annual dividends by age 60 without exposing my portfolio to high risk.
Initial Strategy: Invest in DGI stocks with a dividend greater than 3% and growth rate greater than 9%
Part of my goal is also to avoid high risk so I need to modify my strategy to address risk.
Revised Strategy: …payout ratio cannot exceed 70% and debt/asset ratio cannot exceed 1.2
With these factors we can now forecast how much my annual dividend will be at age 60 assuming dividends are reinvested at 3% and dividend growth is 10% which comes out to $12,500 annually. Not quite the $20,000 I was expecting so we'll have to revisit my strategy.
Options to close the gap:
- Change the dividend criteria to greater than 6%
- Invest in high yielding stocks with little or no growth
- Save some money and contribute more annually
Items 1 & 2 are viable but they add risk which doesn't jive with my goal of low risk. Item 3 might work. Going back to my spreadsheet I discover that I will need to contribute an additional $4,000 annually to meet my goal at age 60. Looking at my annual budget I seem to only have a spare $3,000 annually to invest falling short once again. It looks like the only alternative is to expose myself to some risk and since I have 1 month of salary tucked away I can afford some risk.
If we combine some options it might get us there, by contributing $2500 to DGI stocks with my original criteria and invest the remaining $500 in high yielding stocks my annual dividend yield at age 60 becomes $20,220. Finally a combination that works but now I need to finalize my strategy:
Final Strategy : Invest 83% of future contributions in DGI stocks with a dividend greater than 3%, growth rate greater than 9%, payout ratio cannot exceed 70% and debt/asset ratio cannot exceed 1.2. Invest 17% of future contributions in high yield stocks (greater than 9%).
The only reasons why I ended up at this strategy were:
- I could not meet my goal
- My time horizon was only 15 years.
If I had a longer time period by only 5 years I could have met my goals without adding risk. So what are your goals & time horizons?


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2019 Resources coming soon.
We'll provide all the information and tools you need to promote the AORE Campus Challenge on your campus, in your community, and in your store
Spread the word! Let your students and campus know about the official AORE Campus Challenge app for iPhone® or Android™. Make participating even easier - get the app, log outdoor activities, and share in seconds!Download on the App Store Get it on Google Play


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While we are busy living our lives, have we been paying attention to the other living beings that live here also?
The other species that matter just as we do?
The other species that serve a purpose?
Have we noticed absences?
Well there have been some extinctions and we could have prevented them. Extinctions come with consequences. OUR EXTINCTION.
One green planet reports on 8 species that we need to focus our attention on ASAP:
Bees ( A specific Interest of Mine)
*Click the link to the Website to read more about the species and find out why we need to protect them which is essentially protecting ourselves.


text:
Although you can install a patch to avoid issues it corrects, it's necessary only when the patch resolves an issue that affects your organization. Review the patch readme for the list of issues resolved, which is located in the Downloads section of our website for each product. Before downloading a patch, consider whether it addresses issues that impact your organization, and verify you have the time and resources needed to test and install it.
Blackbaud Community
Connect and collaborate with fellow Blackbaud users.


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The LW-PX800 is an easy-to-use, flexible and powerful desktop label printer that is an essential tool for the entire workplace. Fast print speeds, a compact design, and the best label-creating software on the market, the LW-PX800 gives you the ability to communicate visually across a wide variety of industry applications. Wi-Fi connectivity opens up the printer to multiple users, increasing the flexibility of the printer while substantially reducing costs. The LW-PX800 is the single-source labeling solution everyone in your company will use. It can print on more than 163 labeling materials including magnetic tape, heat shrink tube, glow-in-the-dark tape, and industrial adhesive labels up to 1.5″ wide. K-Sun and Epson back the quality of the LW-PX800 with an unrivaled lifetime warranty and expert one-on-one customer service – a combination that can't be beat.
The Epson LW-PX900 is the future of economical and time-saving electronic label, heat-shrink tube, and bar-code printers. Designed to save you time with user-friendly hotkeys, QWERTY keyboard, and the fastest print speed available (35mm/sec). This printer also saves you money by reducing the lead margin to 4mm, and batch print label margins down to 1mm. This labeling solution is loaded with extra features, so it will be your one-stop-shop for your label printing needs. Label everything with a variety of durable, affordable supplies such as; Heat shrink tube wire ID, magnet tape whiteboard and inventory labels, reflective and glow-in-the-dark safety labeling, and over 160 colors and sizes up to 36mm for clear visual communication.
Built by Epson. Sold by K-Sun.
Faster / Wider / Easier / Better
For labels and wire markers up to 1″ (24 mm) wide, the LW-PX700 portable label maker features application-specific hot keys, barcodes, cost-saving modes and lifetime warranty.
The LW-PX400 is a portable industrial label and wire-marking printer with a lifetime warranty for creating professional labels and wire markers via Bluetooth or USB.
The K-Sun PEARLabel™ 360 with MaxiLabel® Pro Ver.4.0 Labeling Software is Windows 7 and Mac® compatible. It's a 360 dpi, heat shrink tube, wire wrap, and general industrial thermal transfer labeling system. It prints on 126 different heat shrink tube and special labeling materials in sizes ranging from, 1/6" (4mm) to 1.5" (36mm) for labeling tapes and 15 heat shrink tube sizes and colors ranging from 1/8" up to ½" (AWG size range 1-22).
The K-Sun 2020LSTB is an economical electronic label, heat-shrink tube, and bar-code printer.
A high-intensity 16-character, 4-line back-light display for easy identification in all lighting conditions. Unique, easy font size/style direct keys streamline selection from among 14 styles and 7 sizes. Hot keys for wire-wrap, patch panels and flagging simplify electrical, cable and wire identification. Made of industrial grade high-impact plastic, the 2020LSTB is designed for field or desktop use.
The K-Sun BEE3®EZ and EZ+ are electronic portable, compact keyboard printers that create custom adhesive-backed labels in over 60 different sizes and color combinations. They also print on polyolefin heat shrink tube materials for wire and cable identification. Both printers have 8-Bar Code formats for making custom bar code labels for multiple uses in warehouses, plants, labs, electrical, office, maintenance and more.
The K-Sun BEE3®EZ and EZ+ are electronic portable, compact keyboard printers that create custom adhesive-backed labels in over 60 different sizes and color combinations. They also print on polyolefin heat shrink tube materials for wire and cable identification. Both printers have 8-Bar Code formats for making custom bar code labels for multiple uses in warehouses, plants, labs, electrical, office, maintenance and more.
The LABELShop® 2010-PC label printer is discontinued. Labeling tapes for this printer are still available. Suggested alternatives: PEARLabel™ 270 or PEARLabel™ 360.
The 400iXL is a versatile cartridge based, wide-format thermal transfer printer that prints on industrial adhesive tapes. With 5 ribbon cartridges to choose from, you can quickly and easily make 2-color or multi-colored labels on demand. Each 400iXL comes with K-Sun's MaxiLabel Pro software, which is included FREE. It is now very affordable to make labels for a variety of industrial labeling needs such as facility signs, rack labels, safety signs, GHS labels, ANSI / OSHA labels and much, much more.


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Hi Guys
I have some early farish Mk1 coaches and would like tomake them looke better then just the flat painted sides.
Is there any one who do the side overlays for them so the have a better look. I am on a tight buget and like to
update things if i can instead of scraping things that still have some use.
Thanks for any answers.
mk1 coach sides
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Re: mk1 coach sides
BH Enterprises spring to mind: http://www.bhenterprises.co.uk/coach-kits.html
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By Ollie Irish
"Look, no hands!"
Defiant Arry Redknapp says there is "no way" he will let Celtic keep Robbie Keane beyond the terms of his current loan deal.
Keano has been making hay since he moved north of the border (proving surely that the standard of defending in the SPL is some way short of that in the English Prem), scoring eight goals in eight games, but he's due to return to White Hart Lane this summer.
"I don't see us loaning Robbie out again," the Spurs gaffer told the Scottish Sun.
"We paid a lot of money for him, so it's not something I see happening. It would obviously be up to the chairman but I couldn't see it being a possibility.
"I certainly would not want it to be happening.
"Robbie's only on loan until the end of this season as far as we're concerned.
"We want him back so in my mind there's no way of another loan deal."
I think Celtic get the message, Arry. You can put your sledgehammer away now.


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Private Parties at That's Amore
That's Amore can help you make your next event a delicious success
Have your next party or event at That's Amore. We have 3 private party rooms that hold 40, 60, or 100 people. Please call for details and pricing.
Please call us at (414) 425-7150 ext. 2 to learn more and to check availability.
Exclusive Dining Room
For up to 20 persons
Main Dining Room
For up to 60 persons


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All Easy Entertaining Recipes
Paleo Stuffed Baby Portobello Mushrooms
The inspiration for this recipe was a cute and tasty appetizer for Valentine's Day. I was in the produce section ...Read More
Paleo Thai Chicken Meatballs with Peanut Sauce
The inspiration for this recipe came from a Thai chicken wings and peanut sauce recipe from the Better Homes and ...Read More
Paleo Mayo Meets Buffalo Wild Wings Parmesan Garlic Sauce
Ok, so I know that using parmesan cheese in a dipping sauce reverts it from being Paleo. However, I ...Read More
Paleo Ranch Dressing
I have mentioned before that ranch dressing has a special place in my heart and food memories. As a child, ...Read More
Paleo Falafel
The inspiration for this recipe occurred when I came across a falafel recipe in the Penzeys' Spice catalog. I had ...Read More
Easy Thai Peanut Sauce
Peanut butter is so simple, yet so versatile. It is extremely satisfying on its own because of its perfect balance ...Read More
Paleo Tzatziki
As a Greek woman, I naturally gravitate towards Mediterranean flavors. It would be impossible to choose my favorite Greek dish, ...Read More
Paleo Crab Spinach Artichoke Dip
The inspiration for this dish? Cravings for crab dip! Few dishes are more decadent than crab, spinach, and artichoke dip. ...Read More
Paleo Slow Cooker Pork Roast
I have mentioned before what a gift is to the kitchen… especially for busy/amateur cooks everywhere. Whether it cooks a ...Read More
Paleo Kale and Mushrooms
The inspiration for this dish occurred while I was browning the pork for my Paleo Slow Cooker Pork Roast. I ...Read More


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Reframing crime and justice – a handy guide
Reframing crime and justice – a handy guide
This guide is based on research done by the FrameWorks Institute on behalf of Transform Justice, the Criminal Justice Alliance, Clinks and the Standing Committee for Youth Justice. It explains how best to communicate about crime and justice.
From the introduction:
People's reactions to communications about criminal justice are guided by a set of strong beliefs about why people commit crime and how to reduce crime. These beliefs affect everyone, are deep seated, strong, and sometimes contradictory. We are unlikely to fundamentally change people's beliefs, but we can change their appetite for progressive reforms by triggering some beliefs and avoiding engaging with others.


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Search KiwiCanyons.org
Join the Facebook Group!
Tag Archives: Westland
Barrack Creek v4a3III
This is a placeholder post. There's more information available on page 288 of the Canyoning in NZ guidebook
Posted in Beta-less Canyons Tagged Otira valley, Westland Leave a comment
Holts Creek v4a4IV**
Highest drop 40m 11-12hrs Public Access Holts Creek is a big day in a remote alpine canyon. It is bolted but come with natural anchor rigging materials. The upper canyon starts with pool drop waterfalls. The only escape is a … Continue reading
Posted in 2 Star Canyons Tagged Otira valley, Westland Leave a comment
Waterfall Creek
The canyon was called Waterfall Creek, and terminated directly opposite Maruia hot springs. This was the appeal of the canyon, because if it was a good one you could do a winter mission and then jump into the hot pools … Continue reading
Posted in 0 Star Canyons Tagged Lewis Pass, Westland Leave a comment
North Falls Canyon v5a2IV**
Highest drop 80m Public access 6hrs A great vertical, reasonably low flow canyon. The three impressive 80m waterfalls are clearly visible from the road. The canyon is well worth the drive to get there. Download the North Falls Topo First descent: … Continue reading
Posted in 2 Star Canyons Tagged Arahura Valley, Westland Leave a comment
Red Granite Creek v4a4III***
Highest drop 40m Public access 7hrs A fantastic, open granite canyon with big waterfalls and big pools. Jumps galore. Download the CanyonTopo for Red Granite Creek
Posted in 3 Star Canyons Tagged Mikonui Valley, Westland Leave a comment


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Phone: 780-784-7500
Toll Free: 1-833-784-7500
Fax: 780-421-4872
Email: email@example.com
B.A. University of Alberta 2008
LL.B. University of Alberta 2011
Alberta 2012
Amy Lind is an associate at Liberty Law. In 2008 she completed her undergraduate degree with a double major in psychology and sociology (with distinction), before commencing her Bachelor of Laws that fall. In 2011 she completed her Bachelor of Laws at the University of Alberta and joined the firm as an articling student. Amy was admitted to the Alberta Bar in July of 2012.
During law school Amy focused on criminal law and advocacy, including an independent research paper that combined her interest in youth crime and her background in sociology. She showed an immense interest and aptitude for criminal law, winning both the prestigious Juris Radze Award for outstanding academic achievement in advanced criminal law and the graduating award for criminal law.
Amy's interest in criminal law is not purely academic, for three years she eagerly and successfully defended and assisted individuals with Student Legal Services, she has participated as a member of the Criminal Trial Lawyers Association and has taken on multiple Rowbotham applications. Amy is also very active in the community as a member of the board of Players de novo (raising funds for arts) and as the president of Rock n Robes, a not for profit organization which raises funds for the Youth Emergency Shelter.
Most recently she successfully concluded a robbery trial whereby it was argued that the police had breached her clients rights.
Amy would be happy to meet with you to discuss any matter involving criminal charges. She offers a free initial consultation and willingly takes many legal aid cases.
If you would like a FREE CONSULTATION with Amy Lind, contact her now:
EDMONTON Phone: 780-784-7500 | Toll-free: 1-833-784-7500
300 MacLean Block10110 – 107 Street, Edmonton, AB T5J 1J4
Email: firstname.lastname@example.com


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Frequently Asked Questions
What is virtual reality ?
Virtual Reality is an immersive, computer-generated multimedia experience. The HTC VIVE PRO headset uses "room scale" tracking technology, allowing the user to move in 3D space and use motion-tracked handheld controllers to interact with the environment.
What is a solo station ?
If you're looking for a single player experience, or some multiplayer action with your friends, the solo station is perfect for just that. The station is 10×8 sq feet and is equipped with a full HTC VIVE PRO set.
Is it Safe for children ?
Of course! we just ask that your child be 7 years or older, because the HTC VIVE PRO works optimally with people over 48 inches, and is not recommended for kids younger than 7 with eyes still developing.
What is a group station ?
A group station is what we call our 'living room' experience, used often by families, couples, and first timers. The station is 14×11.5 sq feet and is equipped with a full HTC VIVE PRO set, a 4K TV, and a couch. Up to four players may be in a group room but only one person in VR at a time, so make sure to take turns!
© 2019 Virtual Realms
Tuesday – Thursday: 3PM – 9PM
Friday: 3PM – 10PM
Saturday: 11AM – 10PM
Sunday: 11AM – 7PM


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A sunrise swim or rigorous aquatic workout clears your mind and leaves you with a sense that there are unlimited opportunities for the day ahead. This day is made possible by the all-new SwimCross™ exercise systems, from the makers of Endless Pools.
The X200 blends the functionality of swimming and exercising in the privacy of your home with a uniquely beautiful design that puts SwimCross Exercise Systems in a class of its own.
Our friendly staff can help answer any questions you may have about our services or products.


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President Barack Obama is seeking $216 million in funding for the next phase of construction on the San Ysidro border crossing, reports NBCSanDiego.com.
Support Times of San Diego's growth
with a small monthly contribution
Congress must review and approve the item, contained within the president's $3.9 trillion budget proposal.
NBC San Diego reports members of the local congressional delegation, from senators Barbara Boxer and Dianne Feinstein to the five representatives, are committed to ensuring the funding is approved for the crowded border crossing.
The port of entry is the busiest in the world, officials say, and plans have long been in place to ease travel between San Diego to Tijuana.
>> Subscribe to Times of San Diego's free daily email newsletter! Click hereFollow Us:


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31st Golden Raspberry Awards Nominations Announced
Last night we reported on the official nominations of the 83rd Academy Awards. It's now time to roll out the dubious honors of the cinematic world in 2010.
The Golden Raspberry Awards, perhaps better known as simply Razzies, officially enters its 31st edition with the announcement of this year's nominees whom will be vying for the dubious honors. Celebrating the absolute worst movies of the year, it has been a tradition for both the nominee announcements and the actual ceremony to precede the corresponding Academy Awards functions by one day.
This year, an appropriate new category was added: Worst Eye-Gouging Mis-Use of 3-D. How apt is that? While we see strong competition from the likes of Sex and the City 2 and Vampire Suck, we are predicting quite a clean sweep by M. Night Shyamalan's The Last Airbender.
Her's the complete nominations, right from the Razzies page:
Worst Picture
The Bounty Hunter (Columbia Pictures/Relativity Media)
The Last Airbender (Paramount/Nickelodeon Movies)
Sex and the City 2 (Warner Bros/New Line/HBO Pictures)
The Twilight Saga: Eclipse (Summit Entertainment)
Vampires Suck (20th Century-Fox/Regency Enterprises)
Worst Actor
Jack Black in Gulliver's Travels
Gerald Butler in The Bounty Hunter
Ashton Kutcher in Killers and Valentine's Day
Taylor Lautner in The Twilight Saga: Eclipse and Valentine's Day
Robert Pattinson in Remember Me and The Twilight Saga: Eclipse
Worst Actress
Jennifer Aniston in The Bounty Hunter and The Switch
Miley Cyrus in The Last Song
The Four "Gal Pals" (Sarah Jessica Parker, Kim Cattrall, Kristin Davis & Cynthia Nixon) in Sex and the City 2
Megan Fox in Jonah Hex
Kristen Stewart in The Twilight Saga: Eclipse
Worst Supporting Actor
Billy Ray Cyrus in The Spy Next Door
George Lopez in Marmaduke, The Spy Next Door and Valentine's Day
Dev Patel in The Last Airbender
Jackson Rathbone in The Last Airbender and The Twilight Saga: Eclipse
Rob Schneider in Grown Ups
Worst Supporting Actress
Jessica Alba in The Killer Inside Me, Little Fockers, Machete and Valentine's Day
Cher in Burlesque
Liza Minnelli in Sex and the City 2
Nicola Peltz in The Last Airbender
Barbra Streisand in Little Fockers
Worst Screen Couple / Screen Ensemble
Jennifer Aniston and Gerald Butler in The Bounty Hunter
Josh Brolin's Face and Megan Fox's Accent in Jonah Hex
The Entire Cast of The Last Airbender
The Entire Cast of Sex and the City 2
The Entire Cast of The Twilight Saga: Eclipse
Worst Prequel, Remake, Rip-off or Sequel
Clash of the Titans
The Last Airbender
Sex and the City 2
The Twilight Saga: Eclipse
Vampires Suck
Worst Director
Jason Friedberg & Aaron Seltzer for Vampires Suck
Michael Patrick King for Sex and the City 2
M. Night Shyamalan for The Last Airbender
David Slade for The Twilight Saga: Eclipse
Sylvester Stallone for The Expendables
Worst Screenplay
The Last Airbender (written by M. Night Shyamalan, based on the TV series created by Michael Dante DiMartino and Bryan Konietzko)
Little Fockers (written by John Hamburg and Larry Stuckey, based on characters created by Greg Glienna and Mary Ruth Clarke)
Sex and the City 2 (written by Michael Patrick King, based on the TV series created by Darren Star)
The Twilight Saga: Eclipse (screenplay by Melissa Rosenberg, based on the novel by Stephenie Meyer)
Vampires Suck (written by Jason Friedberg & Aaron Seltzer)
Worst Eye-Gouging Mis-Use of 3-D
Cats & Dogs: The Revenge of Kitty Galore
Clash of the Titans
The Last Airbender
The Nutcracker in 3D
Saw 3D
Source: Razzies
Presented in Zombie-Vision TV
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Death Stranding E3 2018 Trailer
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Spider-Man: Into the Spider-Verse - New Trailer
The Lego Movie 2: The Second Part - First Look
Dead Days
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Open April 15 - October 15
Reserve: 406-883-2151
Reserve: 406-883-2151
Info: 406-883-2151
Info: 406-883-2151
200 Irvine Flats Road
Polson, MT 59860Get Directions
RV Sites, Tent Sites
Check-in: 1:00 pm, Check-out: 11:00 am
Accommodations, All Lodging Units check in 4pm
Check-in: 4:00 pm, Check-out: 11:00 am
We enjoy a variety of onsite activities including s'mores around the campfire with live music, ice cream socials and even a pot luck or two.
Join us on the deck for an ALL-YOU-CAN-EAT pancake breakfast every Sunday from 8-10:30 a.m. Available from Father's Day through Labor Day! Adults $7.50 (3 pieces of meat) children $6.50 (one piece of meat).
Mini Golf at the KOA is always fun! Enjoy our 18 hole course - it's a challenge the whole family can enjoy.
The fun loving group "The Singing Sons of Beaches" play every Tuesday evening, from June 26, 2018 to August 28, 2018. They play around our group fire pit which has a beautiful view of Flathead Lake and the Mission Mountains. The music starts between 8 and 8:30pm and play until 10pm. They welcome you to bring your instruments and play along, and your voices to sing along. Join us for great music and sunsets!


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Which people carrier is the best buy? There's a variety of great seven-seaters, as well as smaller MPVs to choose from. Here are our favourite MPVs and the ones to steer clear of
There was a time when all a good MPV needed to do was to provide space for all the family and their luggage, and have a big enough fuel tank to cope with long motorway journeys.
Things are a little different now, though. Outright space is still important, but how that space is packaged is even more critical. A new people carrier should offer a versatile interior that can adapt to a raft of scenarios. If it seats seven, the rear pair of seats should be able to fold flat into the floor, and the seats should be able to be moved and folded independently of each other.
Our favourite MPVs also provide a comfortable, relaxing environment, plus plenty of safety kit to protect passengers from harm. We expect them to have a generous standard specification, combined with running costs that won't break the bank, too.
Read on for our pick of the very best people carriers and MPVs, as well as the ones to avoid. – The best MPVs
10. Kia Carens
With an appealing and practical interior and a comfortable ride, the Kia Carens impresses in most of the key areas MPV buyers will be looking for. Sure, it's pretty ordinary to drive and access to the rear seats isn't great, but it's competitively priced and well equipped. This is one of the better mid-size MPVs, and it should be on your shortlist if your budget is less than £20,000/$26,600.
Our pick: 1.7 CRDi 114 2
9. Citroën C4 Picasso
A roomy boot and seats that slide and fold independently mean the C4 Picasso is one of the most family-friendly new cars. The sleek, uncluttered dashboard is a seriously classy feature, too. The Citroën isn't as good to drive as some rivals, but it's far more spacious, stylish and economical than most cars in this class.
Our pick: 1.6 HDi 120 Exclusive
8. Volkswagen Sharan
With a strong range of diesel engines and smooth handling, the Sharan feels more like a saloon car to drive than a full-sized MPV. There's an excellent driving position on offer, and the cabin is fairly practical – even if the Sharan can't offer many of the clever seating tricks of its rivals. Entry-level models are well equipped, too, meaning there's rarely any reason to look further up the range.
Our pick: 2.0 TDI 150 SE
7. Seat Alhambra
The Alhambra was our MPV of the year for three years running between 2011 and 2013, and it's still one of the best around – it's spacious, refined and great value for money. It can be a fairly big car to get used to, but in return you get near faultless practicality and space for seven adults. In fact, it's one of the best seven-seaters on the market.
Our pick: 2.0 TDI 150 SE
6. Vauxhall Zafira Tourer
The new 1.6-litre diesel Zafira Tourer is a big improvement over the 2.0-litre model it replaces. Power is delivered more smoothly and there's hardly any of the clatter that you might expect from under the bonnet. It's a tempting proposition for company car drivers, too, due to its sub-110g/km CO2 emissions. Add in the user-friendly flexible seating set-up and this is a great value MPV, especially in our recommended Tech Line trim.
Our pick: 1.6 CDTi 136 Tech Line
5. Ford S-Max
If you're looking for a family MPV that won't cost a lot to run, the Ford S-Max is well worth considering. Like the best modern Fords, it's also one of the best-handling cars in its class, combining plenty of grip with excellent body control. In fact, the S-Max is the most fun MPV to drive. The interior might not be as classy as some rivals, but it's as practical as you'd expect from a family car. It has a fairly large boot, too.
Our pick: 2.0 TDCi 150 Zetec
4. Citroën C3 Picasso
We named the C3 Picasso as the best budget MPV in our 2017 Car of the Year awards. It has an airy interior and a large boot, plus most versions ride well on supple suspension. It might not be as good to drive as a Ford B-Max, but it's excellent value for money. It's worth noting that this model is soon to be replaced by the C3 Aircross, so make sure you get a sizeable discount on the outgoing car.
Our pick: 1.2 THP 110 Edition
3. Citroën Grand C4 Picasso
The Grand C4 Picasso is so good that we've previously named it as our MPV of the year twice, once in 2014 and again in 2015. Its 1.6-litre diesel engine is smooth and efficient, while the classy, minimalist dashboard and airy interior make it a comfortable and relaxing place to spend time. Factor in easy-folding seats and generous standard kit and it's easy to see why this is still one of the best MPVs you can buy.
Our pick: 1.6 HDi 120 Exclusive
2. Ford Galaxy
If you need to carry seven adults and some luggage as well, the Galaxy is the way to go, and we named it as the best MPV for more than £26,000/$34,580 at the 2017 What Car? awards. All models offer a flexible seven-seat layout with three sliding individual seats in the middle row and two rear seats that fold flat into the boot. The Galaxy is also one of the best MPVs to drive, offering the kind of nimble responses normally reserved for much smaller cars.
Our pick: 2.0 TDCi 150 Zetec
1. Volkswagen Touran
The Volkswagen Touran has the most spacious and practical interior of all mid-sized MPVs. The roomy middle row of seats slides and folds easily and the two rearmost seats offer enough space for adults. It's also comfortable and good to drive.
The Touran might be more expensive than some rivals, but it's definitely worth the extra cost.
Our pick: 1.6 TDI 110 SE
The MPVs and people carriers to avoid
Fiat Doblo
It's well priced and fun to drive, but the Fiat Doblo has unsinspiring looks, and wind noise is an issue.
Ssangyong Turismo
A lack of key safety equipment and poor road manners make this big Ssangyong hard to recommend.
For more information on some of our favourite seven-seat MPVs, watch the group test video below.
(whatcar.com, https://goo.gl/pqQgGT)


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HVAC stands for "heating, ventilation and air conditioning," three functions often combined into one system in today's modern homes and buildings. Warmed or cooled or dehumidified air flows through a series of tubes – called ducts – to be distributed to all the rooms of your house. A central HVAC system is the most quiet and convenient way to cool an entire home.
Like many other appliances, HVAC systems have improved in energy efficiency in the last decade. As a result, you can save money and increase your comfort by properly maintaining and upgrading your HVAC equipment.
Another development of the 1990s is the whole house approach to heating and cooling. Coupled with an energy efficient furnace, heat pump or air-conditioner, the whole house approach can have a great impact on your energy bills. By combining proper equipment maintenance and upgrades with appropriate insulation, weatherization and thermostat settings – properly regulated with a programmable thermostat, of course – you may be able to cut your energy bills in half.


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Credit Suisse Asset Management has confirmed it is to buy SLC Asset Management, the UK fund management arm of Sun Life Financial of Canada.
CSAM says it will ditch the SLC brand and rename SLC's operations under its own brand early next year.
The deal, which was revealed exclusively in Money Marketing last week, will add an extra £11bn of assets to CSAM's UK operations and give CSAM its first serious foothold in the UK institutional market.
It will almost double the firm's retail assets to around £2.85bn from £1.56bn.
The sale price remains undisclosed. The Toronto Globe & Mail estimated it to be £120m-£130m following rec-ent market falls. Analysts had previously suggested it could reach £300m in a bidding war.
The deal also sees CSAM pick up a property investment subsidiary of Sun Life Financial of Canada, Langbourne Property Management, adding a further £0.8bn of property assets to the firm.
SLCAM chief executive Ian Fishwick says: "The corporate fit between SLC Asset Management and CSAM is excellent as there is limited duplication of investment capabilities or clients and the same commitment to quality, client focus and risk-controlled investment parameters.
"The senior management team of SLCAM is enthusiastic about joining a global asset manager as dynamic as CSAM."
CSAM UK managing director Ian Chimes says: "They have got a range of funds and so have we. One of the key things will be to get the right range for IFAs so there will be some rationalisation."
CSAM global chief executive Phillip Colebatch says: "This is a strategic acquisition for CSAM in that it significantly strengthens CSAM's position in the biggest pension and retail funds market in Europe, brings us new client and consultant relationships and gives us a stronger platform from which to leverage our global capabilities in the UK."
CSAM clinches SLC deal to add £11bn assets
Credit Suisse Asset Management has confirmed it is to buy SLC Asset Management, the UK fund management arm of Sun Life Financial of Canada.