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June 07, 2006
LOS ANGELES - Walt Torous, professor of finance at UCLA Anderson, has been awarded the Lee and Seymour Graff Endowed Professorship. Torous teaches real estate finance and managerial finance in Anderson's regular MBA, Fully-Employed MBA, and Executive MBA programs. His research interests include the valuation of financial instruments (options, risky debt, and mortgages), the reorganization of financially distressed firms, as well as statistical issues in finance. He also is an editor of Real Estate Economics, the official publication of the American Real Estate and Urban Economics Association. He was also the founding director of the Ziman Center for Real Estate at UCLA Anderson.
Before coming to UCLA Anderson in 1985, he taught at the University of Michigan. He has also been on the faculty of the London Business School. His consulting clients include the U.S. Department of Housing and Urban Development, the Federal Home Loan Mortgage Corporation, and various thrifts, banks and other financial institutions.
Lee and Seymour Graff began their own clothing company, Graff Manufacturing, in 1933. It has since become one of the largest privately held apparel companies in the United States. The late Lee Graff was chairman and CEO of Graff Californiawear and the late Seymour Graff was also the founding CEO of Manufacturers Bank. The Graff's original endowment was established in 1987 to support scholar fellowships and special projects.
About UCLA Anderson School of Management
UCLA Anderson School of Management is ranked among the top-tier business schools in the world. Award-winning faculty renowned for their research and teaching, highly selective admissions, successful alumni and world-class facilities combine to provide an extraordinary learning environment.
The mission of UCLA Anderson School of Management is to be a global leader in management education, research and service. Established in 1935, UCLA Anderson provides management education to more than 1,400 students enrolled in MBA and doctoral programs, and some 2,000 executives and managers enrolled annually in executive education programs. UCLA Anderson alumni number more than 34,000 graduates around the world dedicated to continued networking, professional development and educational activities.


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The welterweight title fight between champion Timothy Bradley of Palm Springs and Juan Manuel Marquez of Mexico has been shifted to Oct. 12, to avoid conflict with the Sept. 14 super-welterweight title bout between unbeatens Floyd Mayweather Jr. and Saul "Canelo" Alvarez.
Bob Arum, who's promoting Bradley-Marquez on HBO pay-per-view at the Thomas and Mack Center in Las Vegas, told the Los Angeles Times on Friday that he always intended to move the bout from Sept. 14 if it turned out that Mayweather could keep the date he first made at MGM Grand Garden Arena in Las Vegas.
Mayweather (44-0), coming off an impressive technical beating of Robert Guerrero on May 4, hasn't fought twice in this short of a time window since 2001.
But Arum, who promoted Mayweather then, said he was confident the world's top pound-for-pound boxer would keep the Sept. 14 date if he emerged healthy from the Guerrero bout.
"I was a little surprised he chose Alvarez for the fight, but Mayweather put in first for that date … he had dibs," Arum said. "Internally, we were prepared. September 14 is a big Mexican holiday," Independence day, "and it makes sense with Canelo."
Neither Marquez (55-6-1, 40 knockouts) nor Bradley (30-0, 12 KOs) had begun training in earnest for the bout, and they'll appear in Los Angeles later next month to begin promoting a fight that pits the last two men to beat Manny Pacquiao -- Marquez by a convincing knockout in December and Bradley by dubious decision last summer.
Arum said he remains hopeful the fight -- during the Major League Baseball playoffs -- will generate a strong live and pay-per-view audience.
"If Mayweather-Canelo is a good fight, it's good for us because it keeps people enthused about boxing," Arum said.
Arum, who's promoted fights since the 1960s, says the Mayweather-Alvarez bout is intriguing.
"Alvarez is a big, strong kid, but I think he had a little stamina problem toward the end of his last fight," against Austin Trout, a unanimous-decision victory, "and I think that makes Mayweather a really good favorite.
"Alvarez will be dangerous early, but he tends to run out of gas and fade and that plays right into Mayweather's hand."
Clippers: Don't blame Chris Paul for Vinny Del Negro's exit
Compare Tiger Woods' swing through the years with helpful GIF
Serena Williams advances to the fourth round at the French Open

subset: commoncrawl


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Veterans Services Office
Veterans Services Office
Applying for VA Benefits
First-Time Applicants: Veteran Students applying for educational benefits for the first time should Apply online (Click here). Contact the CCSF Veteran's Educational Benefits Office in Cloud Hall 333 for information about specific benefit chapters.
Veterans Coming to CCSF from Other Schools: Students who have attended other schools and used VA educational benefits will need to complete a "Change of Program" form 1995 or 5495 at the CCSF Veteran's Educational Benefits Office in Cloud Hall 333.
Transcripts & Evaluation of Prior College Credits: Students are required to obtain an official transcript from each college or university that they have attended where coursework was completed. The student should have all transcripts mailed to themselves, and then bring the transcripts unopened to the CCSF Veteran's Educational Benefits Office in Cloud Hall 333.
DD214-(member 4 copy) & CCAF Transcripts: All veterans are required to provide a copy of their DD214 (member 4) before benefits can begin at CCSF. Also, veterans of the United States Air Force will need to present an official copy of their transcript from the Community College of the Air Force.
Educational Plan: All students receiving veteran's educational benefits are required to have a current educational plan on file completed by the CCSF VETS Academic Counselor.
Student Responsibility Contract: All students receiving veteran's educational benefits at CCSF are required to sign a contract agreeing to comply with all applicable federal regulations and all CCSF institutional policies and procedures.
Requesting Certification Each Semester: Each semester, the student must request certification by notifying the VA Certifying Official located in the CCSF Veterans Educational Benefits office each semester. The Certifying Official is responsible for processing your certification once All requirements have been met. If the student is enrolled in coursework that is not listed on the official education plan as part of the declared major on file, the student must update the educational plan if the major has changed with the CCSF VA counselor to reflect the new major. VA form 1995 or 5495 will need to be filled out before certification can be processed under a new major. Any coursework not listed on the educational plan as part of the stated Major will NOT be certified.
Verifying Enrollment Each Month: (For Chapters: 30, 1606 & 1607) After the student has been certified for the semester he/she must verify continued enrollment with the federal VA office in Muskogee, Oklahoma. This must be done at the beginning of each following month before payments will be issued. For example: classes start in August you verify September 1, and so on, by either calling 1-877-823-2378 or by going to the VA web site at www.gibill.va.gov . Chapter 33 post 9/11 recipients do not have to do the monthly Enrollment verification.
Chapter 35 Dependant Benefits must do monthly enrollment verification with the VA. The VA Administration will send out a monthly enrollment verification letter to the Chapter 35 beneficiary which must be filled out by the student and returned to the VA.


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UNIVERSITY PARK, Pa. — For the second consecutive year, the Penn State Alumni Association today (April 4) launched its "Three Questions for the Candidates" website — http://pennstatermag.com/bot2013 — that includes responses from alumni trustee candidates to key issues facing the University. The initiative is aimed at helping alumni voters make informed voting decisions in the upcoming Penn State Board of Trustees election.
Thirty-six of the 39 candidates responded to three questions posed by the staff of the Alumni Association's Penn Stater magazine. The questions gave candidates the opportunity to address vital issues concerning Penn State's future. The questions are:
1. What should Penn State be looking for in its next president?
2. What changes or reforms should the Board of Trustees consider to help the University progress after the events of 2011 and 2012? Please explain why — or, if you don't think reform is needed, please explain why not.
3. How do you define the role of an alumni trustee, and how would that inform the way you would approach your term on the board?
On the website, voters will find candidates' answers to the three questions, additional biographical information and links to the candidates' official position statements and their social media sites. The Three Questions site will remain available through the end of the trustee election, which runs from April 10 through 9 a.m. EDT May 2.
Additional details about the Board of Trustees and the upcoming election can be found on the Board of Trustees' website at http://www.psu.edu/trustees.


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The Independent's Evan Johnson and Trent Campbell made this audio slideshow of the Middlebury Union High School's Homecoming Game.
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Commercial, Personal/Corporate, Products, Services
By By Robert Moorman | February 26, 2013
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Phoenix Heliparts (Booth C1527), an aftermarket MRO and rotorcraft parts supplier, is one of more than 725 businesses that will exhibit at Heli-Expo 2013 in Las Vegas.
Tina and Darin Cannon, a veteran aircraft maintenance technician (AMT) with experience in MDs, the Bell 206 and the Aerospatiale/Eurocopter AS350, started their aftermarket repair and parts business in 2003, in the garage of their home.
"We found a niche in doing heavy maintenance and repair of legacy aircraft," said Tina Cannon, president. The company works on older fixed and rotary wing aircraft, but specializes in restoring no longer manufactured rotorcraft, such as the MD500D, which remains very popular with law enforcement and utility operators.
Phoenix Heliparts is restoring an exact replica of the MD500 used in the TV series, "Magnum PI" for its booth at Heli-Expo. Photo courtesy of Phoenix Heliparts
If needed, Phoenix Heliports can completely strip down an older helicopter and repair—can't say rebuild because of FAA rules—the aircraft, adding the "latest and greatest technology," Cannon said. The company can install new engines and avionics for operators.
Phoenix Heliparts also works on Bell products. At present, Phoenix Heliparts is a prime subcontractor to Huntsville, Ala.-based Science and Engineering Co., which has a $350-million contract to restore Bell UH-1s for the U.S. Department of State.
At Heli-Expo, Phoenix Heliparts—which is celebrating its 10th anniversary—will exhibit at Booth C-1527 an exact replica of the MD500 helicopter used for the "Magnum PI" television series, down to the same N number and paint job. The successful TV show ran from 1980 to 1988. Two cast members from the original cast, Roger E. Mosley (TC, the pilot) and Larry Minetti (Rick) will be on hand to sign the aircraft. Minetti has written a book, "Aloha Magnum," which he will sign for readers.
The aircraft has been sold to Paradise Helicopters, which will take the helicopter back to Honolulu.Related: Restoration News


text: Nitesh 0 Report post Posted March 11, 2003 (edited) I found this information very interesting. Following information are copied from this site. http://www.geocities.com/nepalikeyboard/ Please, participate in this campaign and give your feed backs to make the new modified keyboard as easy as possible. The positioning of key should be the center of discussion. The typing should easier. Following points should be considered in this discussions. 1. Accessibility of individual key strokes. 2. Fastest typing of mostly used words. 3. Half characters are not directly available in this unicode environment. Thus, "khutta tanne" is the main bridge to all half characters, thus, almost every word requires to press the SHIFT key at least once and this "khutta tanne" key also requires to be pressed. Therefore, I have proposed it to be placed under LEFT Hand's Majhi Aula (Middle Finger), and I wanted to put it under "aakar" i.e. Ba-ka-ma-aakar--na, but, most of the nepali words have "half na" thus, pressing khutta tanne key just on pointer finger is wasting a lot of time, and over stressing the pointer finger. So, when the pointer finger presses "na", the Middle Finger presses "khutta tanne" character to mean its going to half "na" and as we know then, usually comes "CHHA", and the Sahili (4th Finger) aula can press "chha" without releasing the right hand side SHIFT key. I tried it several time by pressing na shift-"khutta tanne" shift-chha, I found it a very smooth transfer. thanks, Edited March 11, 2003 by Nitesh Quote Share this post Link to post Share on other sites


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Oriental Weavers 7416A Jayden Rug Indoor Rectangle 4x6 Ivory Blue Traditional Oriental J7416A117165ST 748679475452
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Jayden is a machine woven collection made the USA of textured polypropylene and lustrous nylon in simplified traditional looks. The two color patterns showcase shades of dusty teal, soft gold and warm spice.
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- Style: Traditional
- Primary Pattern: Oriental
- Additional Pattern/Style: Floral
- Bullet Points: Machine-woven of textured polypropylene, Simple traditional looks, Made in USA
- Pile Height / Depth inches: 0.15
- Backing Fibers/Materials: WOVEN POLYPROPYLENE
Actual: 5'3" x 7'6" | Standard: 5x8
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Framework: RB013 – rb013_1200
12 - Primary or Horizontal Divisions
1 - Secondary or Vertical Divisions
Part of series: RB013 Ribbon Flow 013 – Figure 8
Series Keywords: infinity, figure 8, cycle, vicious, virtuous, pivot, flow
The figure 8 on its side is a symbol for infinity, but when segmented it can illustrate a conceptual message as well. The series example depicts a virtuous cycle comprised of two separate but connected sets of activities. These graphics are not easily drawn in PowerPoint – and they're not easily drawn in other graphics programs because of the overlap – but they are useful in vividly illustrating cycles around two pivot points or a single cycle that capitalizes on the "infinity" message. Although the two parts overlap, some of the variations may be used to illustrate an intersection.
Because of the overlap, the continuous, 1-segment, and 2-segment variations are not drawn as individual segments. The segment fills and lines are comprised of several fields. The segments in the 3- through 12-segment variations are all drawn as separate and individual segments comprised of only 1 field.
This series contains figure-8 variations without wings. If you want wings (arrowheads), refer to RB014.
The tutorial has good tips on usage and formatting techniques.


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Civil War Amazing Spider-Man & Gods of War #1 (of 4)
-With Civil War II in overdrive, Marvel begins turning out four tie-in miniseries this week.
-Out this week are the Civil War II: Amazing Spider-Man and Civil War II: Gods of War first issues.
-The inciting incident for Civil War II is the discovery of Ulysses, an Inhuman who can predict the future. When he predicts that one of Peter Parker's closest friends will betray him, Spider-Man has to dig deep to uncover the mole in his organization.
-While the Civil War threat rages on, Hercules discovers a related obstacle that needs defeating. While the Avengers are busy, however, Hercules will have to assemble a team of mythic heroes to quell the problem.
Prometheus: Life and Death #1 (of 4)
-Another miniseries in the Life and Death Dark Horse crossover that began with Predator: Life and Death.
-Acclaimed writer Dan Abnett (Guardians of the Galaxy, Aquaman) continues where he left off with Predator: Life and Death.
-Spinning out of the events of that previous miniseries, Prometheus: Life and Death follows the Colonial Marines after they have outrun the Predators.
-Unfortunately, the ship they have stolen crash lands on LV-223, the planet where the Engineers built the Xenomorphs.
Lumberjanes/Gotham Academy #1 (of 6)
-Boom! and DC join forces for a crossover miniseries that no one knew they wanted, but were thrilled to receive once it was announced!
-Lumberjanes is one of Boom! Studios' flagship titles, having earned numerous Eisner Awards and countless avid fans who appreciate the inclusive tone and wacky humor of the series.
-Gotham Academy has also earned an army of fans, but on the DC side of the street. Essentially a Harry Potter-equivalent for the DC Universe, Gotham Academy follows a group of plucky teens at a private school in Gotham as they uncover mysteries and battle ghosts, ghouls, and other creatures.
-As both groups are addicted to solving mysteries, a spooky building hidden in the woods draws them together for an all-ages adventure.
-Returning to their original numbering (adding all of the interceding New 52 issues) Action Comics and Detective Comics return. Action Comics will star an empowered Lex Luthor as he fills Superman's shoes, while Detective Comics sees Batman and Batwoman training an Bat-Family army that includes Spoiler, Tim Drake, and Clayface.
-After Geoff Johns established Aquaman as one of the DC Universe's greatest heroes, Dan Abnett picks up the reins sending Arthur Curry on a dangerous mission to battle Black Manta while brokering peace between Atlantis and the surface world.
-Spinning out of the mind-blowing events of DC Universe Rebirth #1, Joshua Williamson (Birthright, Ghosted, The Illuminati) takes over the Flash series with Barry Allen at the center.
-Greg Rucka (Black Magick, Batman, 100 Bullets) returns to Wonder Woman, a series he received ample acclaim for writing in the early 2000s! A close loss and the removal of a classic weapon lead Wonder Woman on a journey to reclaim her position as Themascyra's ambassador.
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Serie A Wrap: Rami rescues Milan against Torino
Milan saw their winning Serie A run under Clarence Seedorf come to an end with a 1-1 draw against Torino on Saturday.
Dutchman Seedorf guided his new side to wins over Verona and Cagliari in his first two league games at San Siro, but they were frustrated by a well-drilled Torino outfit.
Ciro Immobile put the visitors ahead in Milan after 17 minutes with a well-taken effort, having beaten Daniele Bonera when through on goal.
However, Adil Rami's first Milan goal rescued a point for the hosts, who remain ninth, while Giampiero Ventura's side move level on points with fifth-placed Inter.
Earlier in the day, Udinese ended their four-match losing streak in Serie A with a 2-0 victory over Bologna.
Francesco Guidolin's side went into the clash having not won in the league since December 21, but they took the lead through Antonio di Natale's penalty after 15 minutes.
Substitute Nicolas Lopez then struck in the final minute to secure the victory and move Udinese up to 14th in the table.
Cagliari also picked up a surprise win, 1-0 at home to Fiorentina, keeping their first clean sheet at home in the league this season.
Mauricio Ricardo Pinilla scored from the penalty spot six minutes before half-time to condemn Vincenzo Montella's side to a first Serie A defeat since December 8.


text: Posted in Personal The state of our land… Posted on June 3, 2018 by aanondo … it's someone else's problem. Do you see what I see? Shot at Chasme Shahi, Srinagar, May 2018. Advertisements Rate this:Share this:EmailFacebookTwitterLinkedInPinterestTumblrPrintLike this:Like Loading... Author: aanondo Ananda's career spans over 18 years of experience in Graphic Visualization and Designing for Multimedia Packages/ Web, Multimedia Courseware Development and Corporate Marketing. Ananda is known for integrity, high professional standards and sensitivity to deliver projects within the committed parameters. He is focused on work ethic and positive demeanor at the work place. Ananda is skilled in handling multiple projects and adept at end-to-end development, encompassing Visualization, Creation, and Development of the user experience. He has served as a Graphics Designer and Visualizer for CBT, WBT and web sites. Ananda believes in strong team orientation and ensures interdepartmental co-ordination to support organizational objectives. He has the ability to relate to people at any level of business and management. He possesses invaluable experience of working in multiple technologies across various domains. Ananda is a creative, conscientious and adaptable leader who develops strong working relationships and sets standards for employees. View All Posts


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Free shipping on orders over $150.
This isn't just the lightest mountain bike frame we've ever made, it's our lightest frame—period. The Men's Epic Hardtail was redesigned from the ground-up to give you an unparalleled performance advantage on the XC track. It flies up hills with ease, sends descents with confidence, and wastes nary a watt. Consider it a cross country revolution, and remember, this is going to be epic.


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The first record of the family was Geoffrey Maloret who was listed in the Domesday Book of 1086. Later Richard Mallorei was found in Nottinghamshire c. 1155 and almost twenty years later, William Maleuerei was listed in the Pipe Rolls of Yorkshire in 1170. [2]CITATION[CLOSE]
Reaney, P.H and R.M. Wilson, A Dictionary of English Surnames. London: Routledge, 1991. Print. (ISBN 0-415-05737-X)
During the reign of Henry III., Anketil de Malore was listed in Berkshire, Oxfordshire and and Yorkshire. About the same time, Robert Malhore, or Mallore, or Mallori, or Mallory, or Mallure was found in Northamptonshire. The Hundredorum Rolls of 1273 list Anketil Malore in Shropshire and Crispiane Malure in Leicestershire. Later, the Yorkshire Poll Tax Rolls listed Johannes Malore, Alicia filius Johannes Maulore and Peter Mature (Herefordshire.) [3]CITATION[CLOSE]
Bardsley, C.W, A Dictionary of English and Welsh Surnames: With Special American Instances. Wiltshire: Heraldry Today, 1901. Print. (ISBN 0-900455-44-6)
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Monday, August 20, 2012
Kiva Camp gets students, teachers geared up for the new school year
As Margaret Mead once said, "Never doubt that a small group of thoughtful, committed people can change the world." We like to live by this philosophy at Kiva -- not only because our mission is rooted in this idea, but also because we frequently see it in action.
Recently, we hosted our first-ever Kiva Camp, an innovative student and educator leadership training retreat. The camp was designed to get our education community geared up to lead and grow their Campus Kiva and Kiva High School chapters this coming school year.
21 amazing student leaders and 2 remarkable educators from across the country made their way to Kiva headquarters in San Francisco for a weekend packed with inspiring speakers, training sessions, networking, and fun.
Students and teachers alike were able to expand their knowledge through trainings on Kiva's mission, vision and values, the power of lending, community engagement, social media, fundraising, and hosting offline events – all led by Kiva staff.
Most of all, it was here, within the walls of the Kiva office, that we experienced and saw firsthand the drive, compassion, and commitment that this small group -- who represents Kiva's larger education programs -- has to advocate, educate, and act on behalf of Kiva's mission to connect people through lending to alleviate poverty.
Inspired by the independent efforts of these students and teachers to bring Kiva to their schools, we also looked to them to find out how Kiva could be a stronger resource for chapters as we develop our education program.
Our question: How can Kiva empower students and teachers to share Kiva on their campuses and in their classrooms more effectively?
We didn't have to look very far. It's clear that today's elementary, high school, and college-aged students are part of a generation that will force a shift in philanthropy. The students who participated in Kiva Camp, along with their counterparts in schools worldwide, are part of a generation that has grown up on the Internet, values social connection, and believes in their capacity to make a direct and tangible impact on the world.
Their teachers, committed to this very same mission, guide them to reach their full potential to be catalysts for a changed world. We see them band together, as clubs, as classes, or as a group of Kiva Campers, to prove that Mead's statement is a living and breathing reality.
At Kiva, we strive to support this energy, dedication and will to achieve. We couldn't have been more excited to host Kiva Camp and support these extraordinary students and teachers, so that when they return back to their home campuses, they live out their passion to help others and share their actions with their communities in a bigger and brighter way.
During a brainstorm session on Saturday afternoon, one high school student leader pointed out that "ambition is a waste without action." It's this kind of compelling insight from our education community -- overflowing with motivation-- that makes us confident that they will act, and ensure that no ambition goes to waste.
If you're interested in getting a Kiva chapter started at your school, or have an existing Kiva curriculum, email us at firstname.lastname@example.com.
This post was written by Erin Viray, Kiva's Education Outreach Coordinator.
Posted by Anonymous at 8:48 PM


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Emergency Forages for Planting Early to Mid-Summer
Cornell University (http://nmsp.cals.cornell.edu/publications/factsheets/factsheet24.pdf). Brassica ... These species contain high moisture content, so they should be used for grazing only. Brassicas have ... increase protein content but only in the first harvest because they don't regrow after cutting. Legumes ...
Making High Quality Baleage
https://fyi.extension.wisc.edu/forages/files/2015/06/Making-Baleage.pdf Hall M., and J. Williamson, "Bale Density Effects on Baleage Quality" Penn State Extension, May ...
Milk Prices, Costs of Nutrients, Margins and Comparison of Feedstuffs Prices
reasons other than its NE L and MP contents. Appendix For those of you who use the 5-nutrient group values ...
Manure Sampling for Nutrient Analysis
Applying livestock manure based on nutrient content is one factor involved in using manure more ...
2019 Dairy Margin Coverage Program – Sign-up Coming Soon!
participation net losses from 2014, 2015, 2016, or 2017. Repayment can be received either as cash (50% of the ... and Premiums for the Dairy Margin Protection Program (2014 – 2018), and Dairy Margin Coverage Program ...
Early-Spring Planted Forages for Dairy Farms
protein content, but peas are generally higher in seed cost. Small grains can be planted about 1.5 inches ... energy and about the same CP content as high-quality alfalfa. At the milk stage, CP averages 12%, NDF ... Compared with alfalfa, milk stage small grain forage has about the same energy content but lower CP. When ...
Milk Prices, Costs of Nutrients, Margins and Comparison of Feedstuffs Prices
at 7.8¢/lb and-2¢/lb (i.e., feeds with a significant content of non-effective NDF are priced at ... for reasons other than its NE L and MP contents. Appendix For those of you who use the 5-nutrient ...
Ohio Watershed Academy
collaborative watershed management initiatives. We are in the process of updating the course with new content ...
Cold Weather Dairy Calf Care
accelerated growth programs. The fat content should be at least 15%, and higher fat content milk replacers of ... up to 20% fat are preferred as temperatures decline. The solids content of liquid milk replacer can ... be increased in cold weather from a typical 12.5 to 16%, but be careful in going above this content ...
Considerations When Fat-Reduced Corn-Distillers Grain with Solubles Is Fed to Dairy Cows
its high protein and fiber contents. Because of its lower price compared with soybean meal (SBM), ... partial fat removal from DG. Because of low fat content of RFDG, negative effects that were observed with ...


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When actresses step onto the Screen Actors Guild red carpet this Sunday, the world will be poring over every flounce, every sequin, every slit, strap, pump and peplum. "Who are you wearing?" has become the ubiquitous question on interviewers' lips.
The answers may be surprising. Every year brings a crop of relatively unknown designers yearning for the big breakthrough a red carpet triumph can bring with it.
They've seen it happen before. When Halle Berry accepted her groundbreaking lead actress Oscar in 2002 in a maroon gown with a daring sheer leaf-strewn beaded top, it was also a career-making victory for her till-then unknown designer, Elie Saab.
Out of...


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Welcome to FSI: Fraud Scene Investigator, an online interactive investor education program that teaches and empowers students how to detect and stop a million-dollar investment fraud and put the mysterious con man, "Mr. X," behind bars. Through this free resource, students will learn how to research companies and understand the warning signs of fraudulent investment pitches.
To take your first steps on the road to
becoming an FSI, click the badge (left).
Resource Guide for Teachers
NASAA is pleased to offer a guide to provide additional resources for teachers, including pre- and post-program student assessment surveys, definitions of investment terms, quizzes, and additional materials to support class discussions on how to research a company, what to look for in a prospectus, and how to read a balance sheet. Download the FSI Guide for Teachers.
Newspaper Association of America
NASAA's partner in youth investor education, the Newspaper Association of America Foundation, has compiled a great list of resources, including the new FSI board game. Check it out here.
Your Opinion Counts!
Teachers: Let us know what you think about the FSI Program and how we can make it even better. Complete the online feedback form.
The FYI on FSI
- FSI Frequently Asked Questions
- FSI Podcasts: students/ teachers
- Please send questions or comments here.


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CENTER VALLEY, Pa. – Howard Kulp, principal of Howard Kulp Architects PC, was voted Best Architect in Lehigh Valley Magazine's annual Best of the Valley readers' poll. This is the 18th year the magazine has conducted the poll but the first year for the architecture category. Kulp was recognized for this achievement at a ceremony held by Lehigh Valley Magazine on June 24.
"It is wonderful to see the residents of the Lehigh Valley laud Howard for his talent and commitment to our region," said Chancellor Ann Williams. "Howard has been a great friend and supporter of Penn State Lehigh Valley, and we congratulate him for receiving this well-deserved recognition."
Kulp is a 1973 graduate of Penn State's College of Arts and Architecture and a member of the Penn State Lehigh Valley Advisory Board since 2007. Kulp and his firm are responsible for numerous architectural achievements in the Lehigh Valley, where he has based his business for more than three decades. Some of his most recognizable projects include Melt at the Promenade Shops in Saucon Valley, the Sands Event Center in Bethlehem and the AAA building in Bethlehem.
Additionally, Kulp has leant his design expertise to more than 20 projects at Penn State Lehigh Valley's Center Valley campus since it opened in 2009, including the gallery, library, the Nittany Lion terrace and, most recently, the Markowitz Music Room, charging the campus just $1 per project.


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The chairman of the Young Conservatives of Texas has filed an open records request with the Lt. Governor's office wanting to know why David Dewhurst had his controversial "Mr. South Texas" speech and others removed from his state website.
Dewhurst said in the 2007 speech that he supported guest workers programs "for those here illegally", a comment highlighted by the Ted Cruz campaign after Dewhurst said in debate that he was against guest worker programs unless the border was secured.
Lauren Thurston, the Lt. Governor's state spokesperson, said the office asked for the speeches to be archived by the secretary of the Senate last year, which would have deleted from the website, but that task was never completed. After calls came in regarding Cruz's use of Dewhurst's comments the office says it realized the error and asked for the speeches to be archived again.
YCT's request asks to see recorded conversations between Dewhurst's office and the secretary of Senate regarding the archiving request. YCT also wants to see the archived speeches made available to the organization, and the dates and times of the requests to remove the speeches from the website.
In its press release, YCT says it hopes the records are received in time for Texas votersto see the documents before the July 31 runoff. YCT endorsed Cruz in January.


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EU Danube Strategy to promote basin-wide development
Posted on 05 March 2010
The EU's initiative to develop a Danube Strategy can help bring together and implement existing policies and legislation to achieve a "green economy" in the Danube basin.WWF welcomes the EU's initiative to develop a Danube Strategy, which can help bring together and implement existing policies and legislation to achieve long-term sustainable development across the Danube basin.
Development of the Strategy comes at a time when the Danube region faces a series of unprecedented crises: financial, economic and -- even more ominously -- from climate change and loss of biodiversity and related ecosystem services.
"The EU Danube Strategy presents an opportunity for the countries of the Danube region to get ahead of the development curve -- to pull themselves together and put themselves on a path toward a long-term and prosperous future, including a green, carbon-free and resource-efficient economy," said Andreas Beckmann, director of the WWF Danube-Carpathian Programme.
Baltic inspiration
The initiative has been inspired by the Baltic Strategy, which was officially adopted last year and is now focusing efforts of Baltic countries from Sweden to Estonia to address issues including marine pollution and transportation.
A five-month public consultation process for the Danube Strategy got under way on February 2 with a kick-off conference that took place in Ulm in Germany. Follow-up events are planned to take place through June in Budapest, Vienna, Ruse (Bulgaria) and Constanta (Romania), providing input for a draft to be developed by the European Commission in the summer that is expected to be officially adopted under the Hungarian EU Presidency in spring 2011.
WWF has published a discussion paper (see download to the right) related to the Danube Strategy; an official position will follow in early April.
European Commission officials have been clear that the Strategy will bring no new funding, no new legislation and no new institutions – i.e. it can thus only focus and coordinate efforts on issues of common interest to countries in the Danube basin. Nevertheless, the Strategy can influence the allocation of existing funds, and shape priorities for the EU's next financial period, 2014-21.
Danube basin
The Danube is the most international river basin in the world, including all or parts of the territories of 19 countries and home to some 83 million people. The region includes some of the economically poorest and richest countries in Europe, as well as a major portion of the continent's natural wealth.
The key challenge and opportunity for the future of the Danube basin is to find ways to enhance livelihoods while preserving and even enhancing the ecosystems that provide essential goods and services for people and nature – and addressing through this significant differences in socioeconomic development between countries such as Austria and Germany on the one hand, and Bulgaria and Romania on the other.
The EU and Danube countries already have most if not all of the tools they need to achieve this objective, from progressive legislation such as the EU Water Framework Directive to funding programmes that in theory can provide financing for investments in a green economy, including investments in e.g. wetland restoration or nature conservation.
The problem in most cases has been putting what is required or possible on paper into actual practice. The Danube Strategy may help in focusing and integrating efforts to implement relevant policies, both across sectors and national borders, and including with those Danube countries like Ukraine or Serbia that are not presently members of the Union. It can also help address specific environmental challenges, including nutrient pollution, e.g. from agriculture and household detergents; networking protected areas; or promoting energy efficiency.
In addition, the Strategy can also complement and build on existing initiatives and achievements, including the Carpathian Convention and the recently adopted Danube River Basin Management Plan – the first comprehensive, cross-sectoral plan for the region, which has been developed and adopted by all countries in the Danube river basin, including both EU and non-EU member states.
Déjà vu?
But the Danube Strategy may have gotten off on the wrong foot in terms of addressing the key challenge of integrating environment and development.
In its current form, the Strategy envisions three pillars, including environment, socio-economic development and connectivity, especially related to transport and energy. The approach risks repeating the present major challenge of treating the issues separately and in isolation -- an approach that has many efforts working at cross-purposes, e.g. on the lower Danube, where current approaches to developing navigation risk unnecessarily cutting sturgeon migration routes, possibly pushing the ancient Danube species to extinction.
Interventions planned through the Danube Strategy must maintain and enhance the region's natural and social capital as the foundations for long-term development in the region.
"The unprecedented crises that we are facing are ample proof that business as usual is simply not an option", Beckmann said. "We need a paradigm shift, and with a bit of imagination and courage, the Danube Strategy can provide this by painting and helping to realise a bold and long-term vision for sustainable development in the region."
Irene Lucius, Senior Policy Coordinator, WWF-DCPO


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Adapted from the Sprouted Kitchen blog.
Combine in a large bowl:
There are approximately 53 pie recipes in the Joy of Cooking, the vast majority of which call for flaky pastry dough. You could go through life only making pies with crumb crusts, and that would be a tasty existence indeed, but there are some pies where a crumb crust simply will not do. And pie dough is easy to make. Really. If our forebears could turn out legendary pies without refrigeration, without air conditioning, and with temperamental wood stoves and hearths, we can easily do the same. The only thing we are lacking today that our grandmothers and great-grandmothers possessed is confidence and the heirloom know-how that used to be passed down from mother to daughter. Confidence is gained through making pie dough over and over and over, making mistakes, fixing those mistakes, and remembering not to make the same mistakes the next time around. The know-how is what we're here for.
The trickiest, most accident-prone aspect of making a pie crust is the rolling process. This is my opinion, of course. There are lots of other places where pie dough can go from lovely to lamentable, but the rolling seems to be the point where a lot of would-be pie bakers go wrong.
I have discovered why unsuccessful or inferior crusts are so common--pie dough can sense fear. Of course there is more to it than that. It does matter what kind of flour you use, if you overwork the dough, what kind of fat and how much you use...but the clincher, and perhaps what is hardest to understand, even more difficult to explain, is that it matters how you approach your dough.
After giving the dough a long rest in the refrigerator, it may be tough and unyielding. Let the dough rest for several minutes at room temperature. If you try to roll out a very cold, very hard piece of dough, it will crack. This is not the end of all things, but you can save yourself the frustration.
Lightly but evenly flour your work surface. Roll out the dough with intent, pausing to rotate the dough to prevent sticking. This is crucial. One of the more common mistakes I see in this regard is the cook moving around the dough, approaching it warily from every direction. You must move the dough rather than letting the dough move you. Move it constantly. After every stroke of the pin, rotate the dough. At any sign of sticking, throw a little flour underneath and keep going. At first, this will feel awkward, but you will come into your own soon enough.
Once rolled, the dough should be approximately 1/8-inch thick. A common pastry mistake is to roll the dough so that it is thicker in the center than at the edges. This is to be avoided because thinner places in the dough will brown (read: burn) more quickly than thicker areas. To prevent this, try using a French rolling pin (a wooden pin that is thick in the middle and tapered at the ends) and refrain from rolling the dough to the very edges. Roll from the center of the dough to within 1 inch of the edge, rotate, and repeat.
Once you've rolled your dough, transfer it to the dish you intend to use. Wind the dough around your rolling pin, making sure it is floured and will not stick to itself. Unroll the dough over the dish, and gently press it into the corners of the pan. Trim any excess dough, leaving an overhang of about 1/2 to 1 inch. Chill the dough immediately for about 30 minutes.
If you should be so lucky as to have a marble rolling pin (and if you do a lot of pie baking or have any interest in flaky pastry doughs, such as croissant, I recommend getting one), use it for this application. You should not need to bear down on the pin at all, as it is significantly heavier than a wooden pin. Marble pins are marvelous to work with, since their mass and conductivity keep the dough cooler. Should you own a marble slab and a marble rolling pin...well...you've got it made. Just remember to turn the dough as you roll and you're set.
Don't miss the next installment of this series, where I will discuss blind baking a pie crust.
I've inherited my mother's "pie crust paranoia." She was a wonderful cook but said that she could never make a good pie crust. I figured that if she couldn't make one, I certainly couldn't, so I've stuck with the pre-made refrigerated crusts whenever I've made pies.
No more! I too shall (without trepidation) make a perfectly tender, flaky crust for my next pie. Thanks for the great directions!
I agree that roll and turn is important too. I also make sure that I make the crust the day before I bake it. It gets firm, and rolls out like a breeze. For those who can do it, I also replace half of the water with vodka. The vodka evaporates and leaves a really good buttery and crisp crust...
vodka! interesting, I just saw an old recipe for empandada dough that called for dry white wine..I thought at first it was a joke and the wine was for the cook, but no! I used it and my dough has been coming so beautiful! light, airy, flaky...I never thought I would get there, but I did! so next time I will try the vodka...thanks
I can cook/bake anything- except a pie crust! And I really think that a pastry dough CAN feel your fear. However, I'm ready to try again and this is the method I'll use. One of the first cookbooks I bought when I got married almost 41years ago was The Joy of Cooking. It is very well used! I'm thinking it may be time to but the75th Anniversary Issue. So happy I found your web site!
Thank you Meg for this! I've "tried" to roll out dough on the counter before but failed. Now I've done it 3x with great success!! Turn, turn, turn is the secrete. I've always used waxed paper, but needed to master on the counter. Got an apple pie in the oven as I type. Soooooo happy I've found this site!!!
I love the action shot, blurry hands - whoosh! :D Making pastry rolling cool again.
The only home-ec class I missed in my entire school life is the one on making dough and pie crust. This has inspired me. After all if I fail, the sky will not fall and I can try and try again.
It is not true that a marble rolling pin stays 10° cooler than ambient. This contravenes the laws of Physics. The marble will be at room temperature - say 70° -and is a good conductor of heat compared to wood. So when you touch it it cools down your skin, which is potentially at body temperature of 98°, so the marble feels cold.
You're right Robert. Thanks for catching that!
When I got married to my chef husband in 1957, he came to the marriage with the original copy of "The Joy of Cooking." As a newlywed, I read that front to back and repeated. Then after a year of marriage, he upgraded. That to got read more than once. Like so many, it became my "bible". Thanks to all the Rombauer family members for a lot of happy memories.
On behalf of all Rombauers and Beckers past and present, your welcome and thank you!
This airy effect can also be achieved with a little baking powder. It does the same thing the vodka did in your dough, and is a good substitute for alcohol.


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The German Pronunciation and Accent Masterclass
Welcome and Essential Information
Introduction (2:38)
Your First Challenge
Section 1: The German Alphabet
Welcome to Section 1 (1:13)
Consonants, the Unsung Heroes of The Alphabet (5:43)
The Letter ß (It's not a B) (1:46)
Vowel Sounds: A-E-I-O-U (3:37)
When is a Vowel Short? When is a Vowel Long? Answers Inside! (3:18)
Härdcöre: Enter The Umlauts (3:50)
Close-Up Video: Every Letter of the Alphabet (1:23)
Alphabet Party
Challenging Sounds and Letter Combinations
What's Inside Section 2? (1:03)
Master the Fricatives F, V and PF and you'll never sound like a 70s comedian (4:35)
Zwei, Drei, Vier: Pronounce "ie" and "ei" correctly (2:31)
What is the secret behind pronouncing the German W? (2:22)
What You Need To Know About Pronouncing Diphthongs in German (3:59)
How to Understand and Use The Sch And Ch Sounds (2:50)
Quirks of the Letter G (3:18)
How to Pronounce the Difficult Combination "ch+s" (6:08)
Fine-Tuning your Spoken German
"Reiche Freunde" - How to pronounce the German r (4:40)
How to Get "Sp" And "Sp" Right When Speaking German (4:03)
Mastering Two Difficulties: -e And -er End Of Word (4:10)
Word Stress: The Key To a Good German Accent (5:24)
A Word About Dialects (4:21)
Before You Go..
FAQ - Answers to Support You
Closing Letter: Where To Find Free Practice Materials
Bonus: Audio News Article for Listening Practice
Welcome to Section 1
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Alice Through the Looking Glass
The Mad Hatter needs help, so Alice goes back to Wonderland, and back in time, to save the day. Johnny Depp, Helena Bonham Carter, Sacha Baron Cohen and Anne Hathaway head up the cast. Rated PG. 1:53. Hampton Towne Centre 24, Kiln Creek 20, Harbour View Grande 16, Cinema Café Hampton
Angry Birds
Did you ever wonder why Red, Chuck and Bomb are so angry? They started out quite peaceful until an invasion of green piggies. Here's the full story, with a voice cast that includes Jason Sudeikis, Josh Gad, Maya Rudolph, Bill Hader, Peter Dinklage and Sean Penn. Rated PG-13.1:37. Hampton Towne Center 24,...


text: Copyright © 2019 Bleacher Report, Inc. Turner Broadcasting System, Inc. All Rights Reserved. BleacherReport.com is part of Bleacher Report – Turner Sports Network, part of the Turner Sports and Entertainment Network. Certain photos copyright © 2019 Getty Images. Any commercial use or distribution without the express written consent of Getty Images is strictly prohibited. AdChoices


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Responsibilities With a Reverse Mortgage
Apr 15, 2013
Reverse mortgages, also known as a Home Equity Conversion Mortgages, are growing in popularity as more homeowners age 62 and up use the product to tap into their home equity. These mortgages are called "reverse" because homeowners can receive money from their mortgage company instead of sending monthly mortgage payments. The payments (and interest charged on the loan) increase the loan's balance and decrease the homeowner's equity.
Most reverse mortgages are insured by the Federal Housing Administration (FHA), as part of its Home Equity Conversion Mortgage (HECM) program. As long as the borrowers live in the home as their primary residence, maintain the home, and pay homeowner's insurance, HOA dues, and property taxes, they don't have to repay the loan.
If the borrowers move or pass away, the loan becomes due and must be paid off. Usually, the home is sold to repay the loan and, if FHA-insured, FHA pays for amounts not fully covered by the sale proceeds.
What's the Catch?
Not understanding your obligations under a reverse mortgage can lead to serious consequences including foreclosure. That's why homeowners are required to take HUD-approved counseling (which details the loan's commitments and conditions) before being approved for the loan.
Even so, in a 2012 report to Congress, the U.S. Department of Housing and Urban Development estimated 9.4% of reverse mortgages (of 582,000 total) are at risk of foreclosure due to nonpayment of taxes and insurance, and stated "counseling may be insufficient to counter the effects of misleading advertising, aggressive sales tactics, or questionable business practices."
Consider This
In addition to living in the home as your primary residence and paying property taxes and insurance, AARP thinks every homeowner with (or considering) a reverse mortgage should know:
- Reverse mortgages do not automatically transfer to a surviving spouse. If you die or leave the home (such as to live in an assisted living facility) and your spouse's name is not on the loan, the loan becomes immediately due. He or she will have to pay back the loan (to stay in the home) or face eviction.
- You can opt to have taxes and insurance money set aside when the loan is originated, but such arrangements only last for a specified number of years. After that, you must pay property taxes and homeowners insurance on your own. Make sure your budget can support paying these expenses on time.
- You must still pay for items like flood, fire, hurricane and earthquake insurance and condominium fees. If you don't pay these bills, the mortgage company can foreclose.
While a reverse mortgage can provide extra cash, seniors need to understand the unique terms of this loan product.
If you have questions, contact a HUD-certified housing counselor, or call 888-995-HOPE (4673). For free information, visit HUD.gov or AARP.org. If you have a complaint about a reverse mortgage, contact the Consumer Financial Protection Bureau at 1-855-411-CFPB or visit www.consumerfinance.gov.


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Just copy and paste the code below to embed this station in your blog, website or social profile.
You've chosen Circuit Dance Radio, if you want to select another radio station, go back to the Radio Directory
Back to Circuit Dance Radio - Cleveland, OH.
Note: You can also go further and add a Banner of Streema in your site, to do that, go here.


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Brigading Caltrans for safety improvements
3 months ago
This Blog will discuss various anecdotal topics about the Post "Peak Everything" world from my daily life in which I am clearly "Holier Than Thou". Note that even the holierthanthou blog name peaked before this blog started...
I live in the neighborhood and the problem is the gas station and people who drive down Fell street with total disregard for the residents of the area. Fell Street traffic moves at a fast pace, what needs to be address is the speed limit and bike and pedestrian safety. There should be no right hand turns on a red at Fell and Divisadero. Penalizing the residents of the area whom do happen to drive and park in their neighborhood is wrong.Translation: I live on Fell and want the people driving through here to slow down, but I want parking for myself. I want a lowered speed limit on this street that people will magically obey, but when the original plan called for removing a lane - which would actually lower the speeds on Fell, I protested it.
I've lived in the neighborhood for 22 years and eliminating my parking spaces would greatly affect me since my house does not have garage and I can not afford $250/month rental for a parking space.It would be a huge hardship for me to have to pay $250 a month to rent a space for my car given my 2 Bedroom rent controlled apartment is $245 a month.
I do agree that Fell and Oak have become dangerous with people driving too fast and Ted & Al's towing constantly double parking AT RUSH HOUR causing massive frustration, confusion and back ups. I don't see how removing the parking spaces will solve this problem.I don't care if removing the parking spaces will solve this problem. Fixed.
My car is part of my family and i already spend hours each week looking for parking.In this stress filled world, most people do not get the chance to spend hours each week with their family. Fortunately for this person, a lack of parking has solved this problem - hours weekly with "part of my family".
I think the current Fell St bike lane is perfectly fine.. The same kind of bicycle lane should be placed on Oak street. I don't believe that the current bike lane is hazardous for cyclists. A more serious problem in this neighborhood is the large number of cyclists on the sidewalk. In both directions and on both sides of the street. I have almost been run down several times coming out of my front door or going around a corner.Please remove parking on someone else's street for a bike lane but not mine. I think the bike lane on my street is perfectly safe for cyclists, despite the fact they are so scared shitless riding on my street that they ride on the sidewalk. Come to think of it, that makes it safe for cyclists, but it's hell on pedestrians. Wait...


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empower educated financial decision making
Our dedicated team helps make a difference for others.
Trusted organizations work with NEFE to reach the underserved.
We value your questions and comments about NEFE's public services.
NEFE has several resources to meet your various needs.
Find practical resources and materials designed with educators in mind.
In the spirit of cooperation, we can accomplish great things.
NEFE identifies and promotes in-depth exploration of financial issues.
NEFE helps consumers with financial well-being in practical ways.
Read about NEFE's current and past research endeavors.
NEFE funds original exploratory research on personal finance.
Tap into a variety of research-based resources to help you help others.
Read up on NEFE's latest news and timely stories.
With partners and independently, NEFE reaches many specific audiences.
The National Endowment for Financial Education (NEFE) is the leading private nonprofit 501(c)(3) national foundation dedicated to inspiring empowered financial decision making for individuals and families through every stage of life.
With more than a quarter-century of dedication to the public good, NEFE continues its legacy of service with commitment to providing financial education and practical information to people at all financial levels, including:
posted 8.2.18
NEFE is proud to announce Ann House as the recipient of the 2018 CashCourse Financial Educator of the Year Award. Currently serving as the director of the University of Utah's Student Money Management Center, House has been instrumental in state legislation that has made Utah a leader in personal finance.
West promotion Boutique promotion Heels Nine Boutique NEFE provides research funding for exploratory projects on personal finance and financial behaviors. We currently have several projects in progress, including research on young adults, debt, and the diminished capacity of aging Americans. Please check this page for information and updates for ongoing projects.
@ NEFE_ORG Out of about 7.3 million undergrads at 4-year colleges, 20% identify as first-generation. That means 1 in 5 student… https://t.co/Jbk5fYcDf8
@ NEFE_ORG RT @DrBillyHensley: Fascinating... Workplace financial education helps lower employee stress, Prudential says https://t.co/FyKQUsB2CD
Stay up-to-date about NEFE via press releases, feature articles, and the NEFE Digest


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Software and Solutions
Print management software and cost recovery solution for colleges, universities, K-12 schools and their libraries
Advanced management for all device features (copy, print, scan, fax) and document cost control
Easy scanning and archiving direct from the Xerox device
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Powerful entry-level document scanning software for any organization wanting to automate document capture workflows.
Server-based scanning and routing software
Simplify with one universal printer driver to print to most printers and MFPs


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January FeatureI must say, this is one of the things I look forward to doing every month. I get to share all the wonderful images I have come across and share them with those of you lucky enough to end up on my page! :-P Wishing you a Wonderful New Year. Damn, I'm getting old..
https://www.facebook.com/dreamsofgeneva <~~~Come check us out. We hit 4000 likes this month and just added our 50th Content Creator. It absolutely amazes me that you guys say yes to being apart of it. So thank you again.
Love's Beauty by *DeadLuluRevamp - Surrender by *DemonikaDemiseMirror by *Sisterslaughter165xenia by *BrownzWorXGuardian by *Garden-Of-BlackRosesWarm Winter by *La--BohemeSurrounded by Magic by *cavami
Do you believe in magic ? by =ZirineSacred Muse of Poetry by *mi-eterna-primaveraGood morning crazy people by *Doucesse


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Welcome to Online Delivery – Online Delivery is the way you can find flowers, cake and gifts.You can send Flower, Cake and Gift Item to your love one. A definitive online gifts store of India ready to pamper you and your loved ones with specialized gifts idea for every occasion. India is a festive land. From region to region the festivals change as do the people. Online Delivery flowers and gifts shop of India gives you plethora of options to pick an ideal gift. access Online Delivery and make your life easy.
Send Gifts to India for Every Occasion - India celebrates many festivals owing to its diversity and cultural variation. Therefore, festivals are taking place every day. On grand festivals and occasions we upscale our capacity to meet the flexing demands to send gifts, flowers, cakes and sweets to India. The exemplary gift ideas on Diwali like lovely red roses with a hamper of mithai that would make anyone happy. Sisters can send teeka thali with mithai to brothers on Raksha Bandhan and bonds the relation even from long distance. Special occasions like Valentines day, Rose day, Mothers day, Fathers day and similar personal festivals means a lot and each occasion should have gifts and happiness as the essential ingredient. Send Teddy bear to India through Online Delivery.
Copyright © 2016 Online Delivery. All rights reserved


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In this ongoing series, we ask executives, entrepreneurs and business leaders about mistakes that have shaped their business philosophy.
Bob Elfanbaum
World Wide Technology Asynchrony Labs is a St. Louis-based information technology consulting firm specializing in areas including business innovation, application development and mobile computing. Formerly known as Asynchrony Inc., the company was acquired by World Wide Technology in 2015.
The Mistake:
Not having a leadership plan in place that accounted for rapid growth.
Our company really started in 1999 as a dot-com when rapid growth was expected and we were all trying to chase this dream of how fast we could get to market and how fast we could go to an IPO.
We had a little stumble when the dot-com bubble burst, but we continued to grow very quickly afterward. We never envisioned how we could grow beyond 50 based on the three or four of us who were leading the company. I would say we spent a lot of energy on process and how we'd create a culture of people who were self-managing and self-directing. I think we created a really awesome culture that evolved into a neat company because of grassroots innovation and grassroots leadership that emerged.
But I think, all along, the core leaders continued to plug the gaps as problems happened with customers, with deliveries, with culture. So we continued to grow and we expanded the leadership team. But I would say it got to the point where it became really challenging to the company because, as you keep growing, it gets too unwieldy for a small group to somehow plug all the gaps.
We're investing in leadership proactively and consciously versus thinking leaders will grow just through giving them experience.
The Lesson:
We got acquired by World Wide Technology, which has a mature leadership program. That gives us a structure, a curriculum and an approach to really investing in leadership. The other thing is we grew almost 100 percent between about June 2015 and the end of 2016. It was the pain being felt by customers and employees as the result of that massive growth without enough leadership, plus the structure from World Wide Technology, that told us we needed to fundamentally do something about leadership.
Today, what we're doing — rather than expanding the senior leadership team — is really figuring out how to create leaders across the organization by taking the time and money to focus on leadership training and mentoring. This allows us to grow, not a layer of leaders, but a large group of leaders that not only serves us today but serves us as we continue to grow.
The senior management team is actually still about six, but we have a whole layer of other leaders beyond that who manage projects or manage areas like design. Just as importantly, we've created probably another layer of maybe 30 or 40 leaders in charge of smaller things, and we're really investing in their skills. The investment we're making probably goes to maybe 50 or 75 and, on the cultural level, we're also really trying to give people some level of leadership across the organization.
We're investing in leadership proactively and consciously versus thinking leaders will grow just through giving them experience. I think it's this concept of deliberate investment in a culture and a leadership plan that allows an organization to expand beyond the vision and control of those initial founders and leaders.
Especially for a small business, it is a tangible investment you make in growing leaders. It's a hard-dollar investment. So, No. 1, an organization has to believe in it enough to make the dollar investment. You have to believe in its value and your organization has to believe in its value. Going through the motions but not having an impact is almost more devastating than not doing anything at all.
Bob Elfanbaum is on Twitter at @bobelf, Asynchrony Labs is at @asynchrony and World Wide Technology is at @wwt_inc.


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Solar Lunch & Learn – Portland, ME
Share this event
July 13
Noon - 1 PM
ReVision Energy Office
142 Presumpscot Street
Portland, ME
Have you ever wondered how you can transition into a clean energy future?
Over the past 10 years, solar technology has dropped in price by more than 75% making today, more than ever, a great time to invest. Join ReVision Energy as we provide you a free lunch and help you learn about the solar lifestyle and why you should make the switch to renewable energy. ReVision Energy will give you all the tools you need to know for a clean energy transition at your home.
Come join ReVision Energy for a delicious free lunch and learn. Please let us know if you have any dietary needs!
Please RSVP below as space is limited. Questions? Contact Jill at [email protected] or 207.517.5219.


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|Goal 1
Choose a teaching standard that you plan to meet i.e.
INTASC Standard Three: Diverse Learners. The teacher understands how learners differ in their approaches to learning and creates instructional opportunities that are adapted to learners from diverse cultural backgrounds and with exceptionalities.Write a goal based on this standard; i.e.
I will be able to identify the different learning styles and diverse cultural backgrounds of my students, and then will design differentiated curriculum that meets all of their needs.Write several objectives to meet this goal; i.e.
Objective 1: Create a survey or use an assessment tool that helps me identify the different learning styles and reading levels of my students.Write or share outcomes met such as an example lesson, video example of you teaching the lesson, or several samples of student work (pre and post)
Objective 2: Learn about the different cultures of my students.
Objective 3: Redesign an existing lesson to meet the different learning styles and reading levels.


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Black Jersey Skort - 11 yearstuc129089747
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Enjoy the best of both worlds with this stylish navy skort. Rendered in a cotton rich jersey with a stretch-to-fit waistband, these bottoms are great as activewear.
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The small print
*Prices correct as displayed but are subject to change.
The customer and brand answers you'll see above are submitted independently. As we don't review these answers, we can't take responsibility for anything they may say. The responses from Argos colleagues are accurate at the time of publishing. For the latest info, you should check the product page.


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The Trunk and I have different views of President Bush's speech last night. Mine is optimistic; I read the speech as abandoning the pretense (or maybe reality) of neutrality between Israel and the Palestinians; requiring the demise of Arafat and the rest of the PA terrorists; and giving the Israelis a green light to do whatever is necessary until such time as the Palestinians get their act together by dumping Arafat, adopting normal institutions, and ceasing all terror activity. I think that's how the Israelis are viewing it, at least according to this article in the Jerusalem Post.
The Trunk can explain his more pessimistic view better than I can, but I take it that the main risk he sees is that these principles will be betrayed in their implementation. A huge risk, I agree, but now that Bush has (as I read it) broken free of the State Department's policy of evenhandedness, I'm hopeful it won't happen. The other fundamental question, obviously, is whether acceptable leadership will emerge, and more broadly, whether the Palestinians as a whole really prefer peace and freedom to the opportunity to continue being mass murderers. I think we have to have faith that even in the crazed world of the Palestinian Arabs, most people, given the opportunity, would like to enjoy peace, freedom and prosperity. If that's the case, then I don't think it is unrealistic to hope that responsible leadership can emerge over time.
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After successfully removing the KLX 150, PT Kawasaki Motor Indonesia (KMI) seems not satisfied to make the world blow two wheels Indonesia.
Because KMI secretly plan apparently being issued akan version KLX 150 SuperMoto road alias in the upcoming year 2010.
It is presented by Manager of Marketing and Research Development PT Kawasaki Motor Indonesia (KMI) Freddyanto Basuki when talking with detikOto, Thursday (6/8/2009).
"KLX 150 SuperMoto version which at this time we are still learning, but the target is out next year," Freedy said.
Freedy also explains that there are still some things to be considered KMI intention to yield, among other learning situations with the market's future and the selling price that is suitable for this product.
KLX 150 SuperMoto own version was exhibited at the event Indonesia International Motor Show (IIMS) 2009 closed last week.
However KLX 150 SuperMoto version is displayed in IIMS ago Freedy fact that the only modification is the result of the government, which ban 'hack' is used by trail bike to paw the ground and digusur has been replaced with a tire that has a flat surface of a more solid when it is used for
grind asphalt.
Modification of the motor according to any Freedy is deliberately displayed to see the market response to these products.
However, as illustration, KLX 150 SuperMoto version is displayed in IIMS cost around Rp 1.5 million from the more expensive version trailnya. The bustling markets just two wheels Indonesia.


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The restaurant manager who has been linked romantically to Tom Cruise has dismissed reports the two are dating.
Cynthia Jorge and Cruise were spotted dancing together at New York club Le Baron on December 18, sparking
rumors that the movie star had found a new love to fill the void left by his actress ex Katie Homes.
Reports suggested Cruise swept Jorge off her feet after meeting her in the Big Apple restaurant where she works, but the pretty 26-year-old, who is almost half the star's age, has told friends there's no romance.
One pal tells blogger Perez Hilton, "Cynthia told me they went out for drinks and it was nothing but a casual night out. She said he's a nice guy."


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The University of Hawaii at Hilo has been awarded a share of a nearly $1.5 million National Science Foundation grant to provide undergraduate math research training and experience.
UH Hilo's share of the five-year award entitled "Pacific Undergraduate Research Experience in Mathematics" (PURE Math) totals $707,718, while Sam Houston State University (SHSU) in Texas will receive the $765,973 balance. The program, which will be housed at UH Hilo, will be administered, staffed and managed by two faculty members at each participating institution.
PURE Math is a dual-tiered, academic mentoring program that will heavily recruit undergraduates from the Pacific and underrepresented groups for a research program not usually available to those populations.
The two primary goals are to increase the number of native Pacific Islanders earning degrees and pursuing careers in the mathematical sciences, and providing valuable, lasting mentoring experiences to junior faculty who will be trained in directing undergraduate research.
Principal Investigator and UH Hilo Assistant Mathematics Professor Dr. Roberto Pelayo said the program will expand the growing infrastructure of scientific training and opportunities available at the University.
"UH Hilo is a uniquely positioned and ideal university for research in many scientific fields," Pelayo said. "PURE Math will establish mathematics as a contributing science to our growing reputation as a hub for scholarly activity in the Pacific."
PURE Math will consist of an Interns program and a Residents program, which will be conducted over five summers. The Interns program will be a five-week advanced mathematics workshop in which 60 lower-level undergraduates will discover topics not typically included in an undergraduate mathematics curriculum.
The Residents program will be an eight-week undergraduate research experience introducing 54 upper-level undergraduates to active fields of mathematics led by seasoned researchers.
"This program will have a lasting, positive impact on 114 STEM undergraduates interested in the mathematical sciences and several junior faculty members who wish to engage students in research," said UH Hilo Assistant Mathematics Professor and Co-Principal Investigator Dr. Efren Ruiz. "At the same time, it will establish a network of underrepresented mathematicians at various levels in their careers, including undergraduates, graduates, junior faculty, and research mathematicians."
PURE Math will conduct its first sessions beginning in June 2011. In its inaugural year, the program will include mathematics students from the Federated States of Micronesia and Guam.
For more information about the PURE Math program, email email@example.com or visit www2.hawaii.edu/~pure