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Flu activity in Vermont reaches "widespread" level
An update just rolled in from the Vermont Department of Health: The department has confirmed cases of H1N1 influenza in all regions of the state, and increased levels of influenza-like illness are being reported in most regions. Vermont will report "widespread" influenza activity for the week ending Oct. 17 to the Centers for Disease Control and Prevention (CDC). Most U.S. states (41) have already reported widespread activity levels.That "widespread" activity was slower to hit New England than other parts of the country.The increased activity level was based on influenza surveillance from provider offices, hospitals and schools statewide, as well as additional confirmed H1N1 samples at the Vermont Department of Health Laboratory in Burlington. The 2009 H1N1 influenza virus continues to be the predominant type of flu circulating nationwide and in Vermont.Vermonters are urged to protect themselves and their families by getting vaccinated against seasonal flu and 2009 H1N1 flu — though, <a href="http://www.addisonindependent.com/200910vermont-clinics-hit-flu-vaccine-... to a delay in vaccine production</a href>, vaccination clinics scheduled at schools in Vermont will need to be postponed. The advice from the Department of Health runs along "common sense" lines when it comes to avoiding illness: Wash your hands often and well, cover your cough when you cough or sneeze, stay home from work or school and away from others when you are sick – for at least 24 hours after your fever has gone.


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Celery Stamp Roses! I still remember the look on my kids faces when we tried this little experiment of ours. It worked so well and was SO much fun!
My Quilted Heart Throw Pillow, you can find the tutorial for this project right here.
Our Heart Felt Garland. I made three of these, they were so much fun! This project was inspired by the amazing Betz White!
My son Jacob and I made these bakers twine pom poms together last year. A pompom first for the both of us!
Our Warm Hearts. The tutorial for these is available right here. My kiddos still have them and occasionally will ask me to heat them up in the microwave.
My new Improv Valentine Mini Quilt! Thank you for all the kind comments yesterday, you made my day!!
Last Year's Valentines -- project by Noodlehead, tutorial available here.
My most recent tutorial -- A Valentine Appliqued Apron Set, but definitely not just for this holiday! We plan to wear ours until we wear them out!

subset: commoncrawl


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This is a sample registry
Joan & Steven
Joan Whitman and Steven Finley's Honeymoon Registry
|This is a sample registry
"Well Wishes" From Our Family & Friends
|"What a beautiful and wonderful wedding celebration! It is clear how in love you are and how happy you make each other. Best wishes for a lifetime of happiness together!"
- Doug Hill
|"Hey guys! I hope you are having a lovely honeymoon so far. Jordan, please don't let Lana wear her ruskie shoes on safari.... you can't flee from an angry lion very fast in nine inch heels!"
- Tara &Hanny
|"Hope the honeymoon is a great success.
warmest wishes,"
- Jason
|"Sorry I'm a bit late, but I had a blast at your wedding. Hope you guys have a fun trip!"
- Mike Trudeau
|"Leave some for us."
- The spirits of Runcible,Valentine,Algy,Chuck, and Ernie
|"We wish you many years of joy and love together. Congratulations!"
- Christian &Kristen
|"We are so excited that you two found each other -- its wonderful to see such a great match, and so much love between you. Thank you for sharing your wonderful wedding with us."
- Mike and Tina Rosenthal
|"Congratulations on your marriage! I had such a wonderful time at your wedding and was so glad I could be a part of it. I look forward to sharing many more memories in the future!"
- Dave Gallo
|"CONGRATULATIONS! I wish you both only the very best for your lives together. May you always make each other happy, take care of each other, and have a whole lot of fun."
- Vicki Litvinov
|"Congratulations and best wishes for a lifetime of happiness together!!"
- Love, Rosie and John Castle
|"Such a beautiful couple! We're thrilled for you. We hope you enjoy every moment of your honeymoon - and the honeymoon phase that comes after!"
- Katie and Charles Katz
|"Best wishes on your new life together."
- Paula M. McFarlane
|"Here's to a wonderful adventure and a lifetime of many more!"
- Matt and Barbara Mattox
|"Enjoy yourselves to the max in field camp
You couldn't have asked for a better gift"
- Aunt Susan
|"Congratulations! We can't wait to celebrate with you this weekend."
- Ed and Lauren
|"Mazel Tov! we are so excited to share this amazing time with you. We wish you all the love and happiness in the world. Enjoy every moment of your spectacular honeymoon."
- Love, Robyn and Jessica
|"Best wishes for a lifetime of peace, love, and joy. Congratulations on this momentous occasion. All our love,"
- Price &Peggy
|"Mazel tov on your wedding! May you have many long and happy years together."
- Warmest Wishes, Becky and Joe Nadis
|"You two are a magical couple, and it is so wonderful that the two of you have found each other and will be building your lives together. We wish you both full lives of health, happiness and success together!"
- Love, Dan, Avery &Julia
|"We wish you every good thing a couple could hope for in a long and happy marriage. We're looking forward to joining you on this wonderful occassion"
- Anita and Bill Heller
|"Nothing says honeymoon quite like breakfast in bed! I am so happy for the two of you and cannot wait to see you at the wedding. I love you both and wish you nothing but the best."
- Claire
|"Wishing you a long and happy life together. Congratulations and Love"
- Sasha
|"Wishing you a wonderful life together, full of love, prosperity, happiness and joy. You are both truly deserving. Lana…I could not be happier that you have found someone special to share your life with. Jordan…you're cool. We wish you all the best"
- Kim and Ian
|"Wish you both a lifetime of happiness and love as you venture into the journey of marriage and travel the world as husband and wife!"
- From Archna and Russell Randall
|"I wish you all the happiness in the world!
- Nicole Tartak
|"Wishing you a lifetime of joy together and happy trails for your amazing honeymoon! We can't wait to watch you guys get hitched!
Sophi and Jon"
- Sophi and Jon
|"Congratulations!!! We are so happy for you and excited to be a part of the celebrations. We wish you a lifetime of happiness, joy and many more wonderful travels."
- Dan, So Young and Annie
|"I hope you guys have a beautiful wedding, an adventurous honeymoon, and a wonderful life together."
- Charlie and Allison Ackerman
|"We are so delighted for you and wish you a lifetime of happiness. Happy engagement and congratulations on your upcoming wedding. Much love,"
- Grier and Tristana
|"Congratulations! We wish you a lifetime of love, laughter, adventures, and good food/cocktails! We are so excited to celebrate with you. Have a wonderful time on your honeymoon- can't wait to hear all about it."
- Love, Shorty and Scott xoxoxo
|"Wishing you a wonderful life together. May your challenges be few and your joys be many."
- Layne and Jeff Lepes
|"It has been a joy sharing the excitement of your wedding through Susan. May your lives together be filled with love and happiness . God Bless"
- Dr Al and Kim Wilson Owens
|"Congratulations! We're so sorry we can't join you for your big day - darn second child is due on your wedding day!"
- Chris, Samantha and Bella
|"We hope this provides relaxation of the physical and liquid kind. We love you and wish you a lifetime of happiness."
- Jen and Dave Linn
|"Very hapy for you, wish you many, many years together and have a lots of fun on yours honemoon. Best wishes.
Love you."
- Rakhkin family.
|"Wishing you an exciting and memorable honeymoon followed by a wonderful life together!"
- Love, Joy and Russ Leavitt
|"Sounds like a great trip- Enjoy!"
- THe Haas Family
|"We wish you the very best of luck and look forward to celebrating with you."
- From Gail and Bruce Stone
|"May your honeymoon suite be sweet. Congratulations! We are so happy for you."
- Love, Amy, Dave &Vivien
|"Wishing you much joy and happiness!
Best wishes,"
- Jane and Neil Levy
|"For a wonderful honeymoon"
- Roxanne and Leonard
|"Many congratualtions! with lots of love &good wishes!"
- Chris, Liz, Oliver &Teddy
|"Two marvelous individuals together make up an exponentially fabulous couple. I know that your marriage will be deeply loving, filled with laughter and joy, and one in which your compassionate generosity of spirit will be shared with the world."
- Much love, (Aunt) Gail
Thank You for visiting our honeymoon bridal registry and wedding website. We decided to use this honeymoon bridal registry to allow us to pre plan all the wonderful things we want to do on our dream honeymoon. If you have any questions about how our honeymoon bridal registry works, please contact a honeymoon registry specialist at 858-433-1506 and they can help with our wedding registry list. Again, Thank You so much for using our honeymoon bridal registry and wedding website. Most of all, thank you for being part of our wedding and helping us have the romantic honeymoon and wedding we've always imagined.
This is a sample registry
Items cannot be purchased from a sample registry.
If you're looking for a specific couple please search for them here.


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Communist evolution Tea Bazaar embraces Reds
When Dish tried to join the masses at the Twisted Branch Tea Bazaar's "communist lunch" last week, we discovered that it was already history. Why make such a novel idea passé? Matteus Frankovich, who happens to be the most mellow connoisseur we've ever met, was glad to explain the evolution of his nearly three-month-old "brewery" on– or, more appropriately, above– the Downtown Mall.
"We've been letting the place evolve naturally," he says, "and offering food throughout the day and evening seemed more in-tune with both our customers' wishes and the nature of a traditional Chinese teahouse." We wondered if the outrage expressed by some community members (letter to The Hook, "Communism isn't cute," October 17) played any part in his decision to oust communism from the menu. Though he did intend for his revival of outdated social-political movements to "provide contrast to today's nationalist fervor," Frankovich says such reactions had "no direct influence" on the change.
Politics aside, hungry tea lovers can now order from both a "daily cuisine" (hearty Indian dal and rice, buckwheat sesame noodles, a "Goatherder Supreme" snack plate) and a dessert menu whenever the bazaar is open (Tues-Sat, 11am11pm).
Not only that, but thanks to a new ABC license and more, slowly steeped decisions, patrons can now sip the fragrant port and dessert wines in the dimly lit, cushioned "harem"– though tables and chairs are also an option. By offering a limited selection of high-end dessert wines, and emphasizing the subtle, sensual, and seasonal pleasures of the tasting experience, Frankovich hopes to keep his tea haven from becoming another (crowded, noisy) Blue Light Grill.
But what if you happen to be in the mood for a wine that's less precious than an Oremus Asju or a Muscat de Beaumes de Venise (both $8)? Well, there's also a more affordable house red called– what else? Reds ($4).
A sign that communism lives on in spirits, each Reds cork is imprinted with a picture of a different communist leader. Pure coincidence? Frankovich assures us it is. This Zinfandel-Grenache– Barbera blend is made in new-agey California, a long way from old-world China.
If we were going to hibernate through the winter, this cozy, eclectic, and utterly laid-back tea (and wine) bazaar is probably the place we'd pick, too. Especially now that we can drink and eat the day away.
Boudreau's is (Hickory) smoked out
Got a hankering for some seafood gumbo, jambalaya, or chicken fricassee? If so, don't expect to satisfy your craving at Boudreau's anymore. While driving past this Cajun cuisine and live music hotbed on E. Rio Road last week, we noticed that the sign had been changed to "Wolfie's Bar and Grill." In terms of culinary sophistication, it may be more of a regression than an evolution, but the fact stands that, as of last week, Boudreau's is now the home of Charlottesville's newest Old Hickory rotisserie smoker.
We called native Mississippian and restaurateur Allen Powell, who started Boudreau's five years ago with his wife, Suzi, to find out why he made the switch from hot sauce to barbecue sauce. Was Cajun losing its spice? "Not at all," he told us, "I just needed a new toy."
When we rang, just a few days before Thanksgiving, Powell's new toy was in the process of smoking 100 turkeys (he says it can fit up to 200). What else can this baby do? Hickory-smoked ribs, St. Louis chopped barbecue, chicken, and Carolina-pulled barbecue are just a few of Wolfie's BBQ options. Oyster and catfish (fried) platters are some of the un-smoked specialties, which can be enjoyed along with the restaurant's newly painted murals and mahogany floors.
So what are customers saying about the new Southern eats? "They're lovin' it. They're cravin' it," Powell says proudly.Read more on: twisted branch tea bazaar


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The following sections provide information about what is supported and what is not in MySQL replication, and about specific issues and situations that may occur when replicating certain statements.
Statement-based replication depends on compatibility at the SQL level between the master and slave. In others, successful SBR requires that any SQL features used be supported by both the master and the slave servers. For example, if you use a feature on the master server that is available only in MySQL 5.1 (or later), you cannot replicate to a slave that uses MySQL 5.0 (or earlier).
Such incompatibilities also can occur within a release series when
using pre-production releases of MySQL. For example, the
SLEEP() function is available
beginning with MySQL 5.0.12. If you use this function on the
master, you cannot replicate to a slave that uses MySQL 5.0.11 or
For this reason, use Generally Available (GA) releases of MySQL for statement-based replication in a production setting, since we do not introduce new SQL statements or change their behavior within a given release series once that series reaches GA release status.
If you are planning to use statement-based replication between MySQL 5.1 and a previous MySQL release series, it is also a good idea to consult the edition of the MySQL Reference Manual corresponding to the earlier release series for information regarding the replication characteristics of that series.
With MySQL's statement-based replication, there may be issues with replicating stored routines or triggers. You can avoid these issues by using MySQL's row-based replication instead. For a detailed list of issues, see Section 19.7, "Binary Logging of Stored Programs". For more information about row-based logging and row-based replication, see Section 188.8.131.52, "Binary Logging Formats", and Section 16.1.2, "Replication Formats".
For additional information specific to replication and
InnoDB, see
Section 14.6.11, "InnoDB and MySQL Replication". For information
relating to replication with MySQL Cluster, see
Section 17.6, "MySQL Cluster Replication".


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News and musings from New York Times bestselling mystery writer Rhys Bowen, creator of the Royal Spyness and Molly Murphy mysteries. Sparkling British royal comedies and atmospheric historical drama.
Monday, September 16, 2013
Fall Schedule for Rhys
They are: Had to finish my next Royal Spyness novel, called Queen of Hearts.
Had to do the copy edits on my next Molly Murphy novel called City of Darkness and Light. (Great cover, by the way. it's already up on Amazon for pre-order, coming out next March.
Had to prepare for the Bouchercon world mystery conference in Albany this week. I am hosting the Jungle Red Writers panel which will be a game show called Famous First Lines. We'll try to stump the audience by writing fictitious first lines to famous books. Should be a lot of fun.
I'm also on a non-panel with two of my favorite people: Louise Penny and Deborah Crombie. We are repeating our very successful chat, non-scripted, non-moderated, just the three of us talking. It's always such fun and we never know what will come out next.
Then after the conference husband John flies in and we take off for Canada and Nova Scotia. I'm already drooling about fresh seafood and fall colors. What a terrific break.
On the way back to New York I stop off in Boston and have three events scheduled with my fellow Jungle Reds. I'm appearing at Robbins Library, Arlington MA on Sept 30th, Melrose Library in Melrose MA on October 1 and The New England Mobile Book Fair in Newton MA on Oct 2.
Do come and say hello if you live in the area!
And maybe when I get home I'll have a few moments to breath before I start on the next book!
3 comments:
Thanks for the update! I can't wait for Queen of Hearts. You may not remember, but I am the reader who asked if you could sprinkle a couple people of Color throughout the storylines of Her Royal Spyness mysteries. You mentioned that in Georgie's next adventure, she would be traveling to America. Does that occur in Queen of Hearts?
I'm in Philadelphia, PA so I can't pop in to your events in New England, but I hope you have a blast :-)
Thanks for the wonderful stories, and I hope your Hubby's eyes heal quickly (my husband goes to bed for days with a case of the sniffles. Men!).
- AnonymousOctober 19, 2013 at 6:52 PM
Love your books particularly the Royal Spryness series. Unfortunately they are not available in New Zealand so I have to wait for the Kindle issue, but I am really looking forward to reading Heirs and Graces and it's great to know there will be yet another one after. Don't work too hard.
I hooe you enjoyed you time in Nova Scotia. As a true Bluenoser and a HUGE fan of your books, I am really looking forward to the "Queen of Hearts" release. Do you have famiky or friends in Nova Scotia?ReplyDelete


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Are you interested in Coronary Bypass Surgery and monitoring related services? If yes, then you have come to the perfect place.Our team can help you with your Cardiac Device Monitoring needs
To get your questions answered, you can reach out to us by phone or email.
Contact: 888.948.7884
Email: firstname.lastname@example.com
Address 1: Rhythm Management Group, PLLC 1050 Connecticut Ave Ste. 500 Washington, DC 20036
Address 2: Rhythm Management Group Corp. 300 Cadman Plaza West One Pierrepont Plaza, 1 12th Floor Brooklyn, NY 11201
To improve the patient's quality of life is the right environment all over the nation
Rhythm Management Group is a national provider of your reliable heart machine monitoring necessities all over the country. Rhythm Management Group gives answers for patients wishing to enhance the welfare of life benefits of their implanted devices. Our services are compatible for all implantable apparatus for the heart like the following: single Pacemakers (for single chamber pacing), dual and multi-lead Pacemakers, defibrillators, Heart Failure monitors and the most recent Loop Recorder implant, also referred to as insertable cardiac monitor.
Real Time Monitoring For Coronary Bypass Surgery
Real-time monitoring and event examination and reporting of a patient's machine are being performed to improve mortality and the frequency of patients that will be going to the clinic will be lessened.
What We Do
Uncompromised Care for Our Patients
Rhythm Management Group is specialized only in giving a compliant and effective observation system for patients searching for the leading quality of care and enhanced quality of life.
Putting the Advantages of Technology to work for the Patient
All presently implanted devices for the heart can accomplish a real-time remote observation and is accessible nationwide. Our work is to extract the information while working with the device makers and the doctors so that if any irregularities that may manifest between the regular appointments of a patient, we can report on events to the Doctor's office. The greatest advantage patients can have is preventing to be in a hospital for if potential problems occur, it will be quickly acknowledged and can be cared for in the comfort of their house.
Our Excellent Group of Specialists
Our group is comprised of competent individuals with high background and the passion about patient care. Our administrative team is leading the system of machine implantation and has experience working in the cardiac device sector and supervising main machine clinics for more than 30 years. All of our clinicians are Registered Nurses and/or IBHRE (International Board of Heart Rhythm Examiners) Certified device technicians.
Rhythm Management Group provides you monitoring and assistance for Coronary Bypass Surgery.


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IMAGin WallNOODLE Adhesive Wall Vinyl
Have open wall space and not sure what to do with it? Apply some MACtac® wallNOODLE and transform it into a work of art or prime advertising space in minutes.
WN628 wallNOODLE™ is a 6.0-mil matte white, semi rigid calendered PVC film designed for UV screen, and solvent-based ink jet printing. The product is coated on one side with a removable and repositionable acrylic pressure sensitive adhesive and supplied with a 90# P.E. coated kraft liner. WN628 is designed for short term (6 month) indoor wall graphics on smooth, flat surfaces.
Please contact your local Laird Plastics representative for more details about wallNOODLE™ and other exciting products from MACtac!
wallNOODLE is a revolutionary product designed specifically for interior wall decorating. It is an excellent choice for home décor and retail wall graphics that can be removed or repositioned with ease. wallNOODLE is a 6-mil matte white vinyl with a heavy weight liner and an ultra-removable adhesive.
The IMAGin wallNOODLE can be screen printed and digitally printed with most OEM and third party inks. The special ultra-removable adhesive allows you to apply it, reposition it, and remove it to re-apply at a later date (save the liner for storage) without leaving behind adhesive residue.
- 6-Mil matte white face
- Easily applied and removed from most interior wall surfaces
- Reusable
- Designed for screen and digital printing
- Available in 54 inch width
- Six months indoor durability
- Covered by MACtac Open Image Warranty™
|Physical Properties
|Typical Values
|Thickness, inches (µm) Film plus adhesive
|0.007 (112)
|Peel Adhesion, PP1W (N/25mm) 180° on Stainless Steel - 24 hr.
|0.85 (3.72)
|Quick Tack on SS, lb./in2 (N/25 mm)
|0.80 (3.50)
|Dimensional Stability, (%)
48 hours @ 158°F (70°C)
|Temperature Ranges,
Minimum Application
End Use
-20° to 158°F (-6° to 70°C)
|Printing Conditions
50% Relative Humidity
|Shelf Life
|2 Years from D.O.M. when stored at 60/70°F (15/25°C) and 50% Relative Humidity


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Get the Flash Playerto see this player.
|Japan Boyz
Short review: Smooth and sexy oriental boys show off their lithe bodies in solo and action scenes that are caught on video and in image galleries. You can download the movies to your iPod or hard drive and then burn them to DVD. The stars are sexy and uninhibited, the movies are uncensored and there are other Japanese themed extras too, like a message board and a personals area. The site keeps well within its niche.
Content Amount: Exclusively there were 26 movies that ran for between 10 and 15 minutes each. File sizes were between 45 and 250 MBs in size. There were also 33 exclusive image galleries with an average 75 images per set. You also have 22 feed sites and three bonus sites


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Togo, Ivory Coast Into Last Eight
Togo took the last quarterfinal place at the Africa Cup of Nations to maintain the flow of outsiders into the last eight at the end of the group phase on Wednesday.
A 1-1 draw with Tunisia in Nelspruit ensured the point they needed to finish second behind the Ivory Coast in Group D and a first place in the last eight after failing in their seven previous attempts.
The Ivorians, fielding their second-string side but restoring Didier Drogba to the team, came from two goals down to draw 2-2 with Algeria in a dead rubber in Rustenburg having already secured top place.
Togo now join the other unfancied countries, the Cape Verde Islands and Burkina Faso, in the knockout stage of a tournament strewn with upsets.
They will face Burkina Faso in the last of the quarterfinals on Sunday in Nelspruit.
Togo faced a surprisingly timid showing from former winners Tunisia, who had to win the game to progress, plus several controversial calls in a game in which South African referee Daniel Bennett took centre stage.
Bennett awarded Tunisia a penalty in each half, denied Togo captain Emmanuel Adebayor a legitimate-looking claim and booked the wrong Togolese defender in a final 20 minutes of near pandemonium at the Mbombela Stadium.
Khalid Mouelhi's failure to convert the second penalty in the 78th minute effectively cost his side their chance to progress but, in truth, Tunisia lacked the necessary attacking rigour to force the desired result.
Mouelhi did score the first spot-kick on 30 minutes when Dare Nibombe was penalised for holding on to Tunisia's Walid Hicheri in a wrestling tussle as he was defending a corner.
Tugging and pulling between players at set pieces has become commonplace and largely unchecked but Bennett bucked the trend by awarding a penalty.
Togo had the cushion of an early goal in the 13th minute when Serge Gakpe looked offside as he collected a sublime pass from Adebayor but the goal was allowed to stand.
Adebayor's penalty appeal came as he wriggled free of the Tunisia defence to go one-on-one with goalkeeper Moez Ben Cherifia and went tumbling down as he attempted to round him.
Togo were still arguing the decision to ignore the claim when Bennett handed another penalty to Tunisia, again against Nibombe for clipping Saber Khlifa from behind by Nibombe. It further inflamed an already ill-tempered affair and four Togo players were booked in quick succession.
However, Mouelhi struck his shot against the upright.
"Togo showed its quality and its heart. I'm very happy for Togo, we were the little team in this group," said coach Didier Six.
Ivory Coast coach Sabri Lamouchi made nine changes from the team who beat Tunisia 3-0 to qualify for the quarterfinals, resting players ahead of the quarters.
He restored Drogba, who has admitted he is in need of proper match fitness, for a meeting between the two top-ranked African sides that, ironically, had no bearing on the group's outcome.
All four goals at the Royal Bafokeng Sports Palace came in a 16-minute spell in the second half with Algeria, already eliminated after losing their first two matches, taking the lead in the 64th minute with substitute Sofiane Feghouli scoring two minutes after coming on for Ryad Boudebouz, who missed a penalty in the first half.
They doubled their lead six minutes later when Hilal Soudani thundered in a header after escaping his marker and meeting a long perfect cross from Feghouli wide on the right.
The Ivorians struck back in the 77th minute when Drogba outjumped the defence to head home.
They equalised three minutes later when a powerful shot from Wilfried Bony took a huge deflection off Algerian defender Djamel Mesbah.
The Ivorians next meet Nigeria in Rustenburg on Sunday.


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text:
Tournament Rules
1. Obey all State of California fishing regulations
2. Only 6 species count towards length total. A fish must be a legal size as defined by DFW regulations, before it can be counted.
a. Calico Bass (14")
b. Surf Perch (5")
c. Halibut (22")
d. White Sea Bass (28")
e. Sand Bass (14")
f. Corbina
3. No mackerel, bonito, barracuda, rays or other fish will count. Only the six species specifically mentioned in #2 will be counted.
4. The tournament encourages catch and release. There will be a 2" penalty for each fish killed.
5. Fish will measured up to the nearest half inch.
6. Fish are to be measured by another tournament participant who will initial his/her name.
7. The angler catching the greatest number of inches for their top 10 fish will win 1st place as well as 5 additional "Angler" raffle tickets. The 2nd place finisher will receive 3 additional raffle tickets and 3rd place will receive two additional raffle tickets.
8. Judges decision is final.
Tournament Morning
- You must check in before fishing at Danny's Deli between 6:00-8:00am
- There is an angler's meeting at Danny's Deli at 6:15am
- Lines in at 6:30am
- Tally sheets must be returned to Danny's Deli no later than 11:30am
- Lunch will be served at 12:00 with awards and raffle to follow.
The Sportfishing Conservancy Code of Ethics
An Ethical Angler:
1. Supports and promotes conservation efforts
2. Uses light touch techniques to conserve habitat and resources
3. Keeps no more fish than needed for consumption. Never sells, trades or wastes fish that are retained
4. Practices effective catch and release of fish not kept for consumption or that are prohibited to retain
5. Doesn't pollute: recycles and disposes of trash
6. Learns and obeys fishing and boating regulations
7. Practices safe angling and boating by following the law and using common sense to prevent injury
8. Doesn't spread exotic plants, animals or release live baits into waters
9. Respects resources, respects public and private property and respects others
10. Promotes ethical sportfishing by sharing knowledge, skills and ethics
11. Leaves fishing grounds as clean or cleaner than found


text:
A robotic arm transports the discs to the drive for burning and then into the integrated 4800dpi color printer. All supplies and the finished discs are accessible entirely from the front of the unit. This allows Bravo XR to be placed on shelves, on or under counters or even mounted in a standard 19" 4U rack opening with an optional rack mount kit. It has a steel case and frame and a lockable front panel for use in environments in which an extra measure of ruggedness and security is advantageous. Just a few of these applications include data archival and backup, medical imaging, digital photo minilabs, retail music and video download, and kiosks.
Bravo XR incorporates toughened mechanical components as well as an 11-gauge, all-steel front bezel and a black painted 18-gauge steel case. These features deliver a very high level of structural and mechanical integrity. Integrated blue LED lighting clusters and a clear front panel makes it easy to view the disc burning and printing process.
The DVD/CD recordable drive utilized in the Bravo XR is from Plextor. This premium-grade drive delivers high-quality recordings at optimum speeds using CD-R, DVD-R, DVD+R and DVD R Dual-Layer media. To double capacity and offer redundancy, two Bravo XR systems can be stacked on top of each other and operated from a single PC. This not only increases disc output but also saves valuable desk and counter space. An optional rackmount kit is also available.
All supplies and the finished discs are accessible from the front of Bravo XR for easy installation, operation, and supplies replenishment. An integrated blue light illuminates the interior making it simple to view operation. An optional Kiosk Kit allows users to dispense discs out of the front in jobs of up to 50 discs at a time. Or, for disc publishing applications in which the data on every disc is unique, discs can be dispensed one at a time out the front of the unit without having to open the lockable front door.
For Windows users, Bravo XR includes PrimoDVD burning software from Sonic, the world's leading manufacturer of CD/DVD recording software. PrimoDVD has a range of professional authoring and mastering tools for both CD and DVD burn and print jobs. Labeling software called SureThing(TM) CD Labeler Primera Edition is also included for graphic design. Or, users can design disc graphics in Adobe Photoshop, Adobe Illustrator, and CorelDRAW, among others. CharisMac's Discribe software for the Mac is also included. Templates for Adobe Illustrator and Photoshop are also included.
The Bravo XR Disc Publisher is priced at US$2995 MSRP. The Rack Mount Kit is US$99.95 and the Kiosk Adapter Kit is US$59.95. For control from other software applications, programmers can integrate Bravo XR by utilizing Primera's PTBurn DevSuite. This comprehensive API for Windows XP/2000 provides full control of Bravo XR's burning, printing and robotic functions. PTBurn DevSuite is available at no extra cost to registered developers. The Bravo XR Disc Publisher is available immediately from Primera's Authorized Resellers and Distributors in more than 80 countries.


text:
Warning!: Spoilers
This is a quick review on the movie American Sniper. I have not read the book (yet) but I am aware of the Chris Kyle story, as are many who pursue the same hobby and interests as myself.
Went to see American Sniper yesterday with some friends that I shoot and camp with that are collectively known to ourselves as "The Posse". Apparently we weren't alone as the movie has grossed over $100 million in just a few days. Just so you get an idea of our point of view and possible biases viewing this let me break down some of our demographics:
- All 5 of us are veterans.
- 4 of us served together at various times in the National Guard.
- 3 of us have served at least tour overseas since 9/11, 1 as a DA civilian.
- 4 of our group have completed Infantry training.
- 1 of our group is a veteran of the Ranger Regiment
That being said, we obviously have a pro America bias going into this film. That's fine. That is who this movie is made for. If you are a left wing, anti-war, flag burning, hug-the-enemy-and-he-will-hug-us-back type...simply don't watch this film. Although my eyes are tinted by red, white and blue, I know enough to see that the events as portrayed in this film are scripted and crafted to present a story from a certain point of view, as are all movies. If you are a pro-death penalty proponent, don't go see Dead Man Walking....Not a big Notre Dame fan, skip Rudy. Get the idea? All of these ass wipes who came out even before the general release of the film condemning it need to go pound sand and ask themselves if that they already knew that they would not like the movie ahead of time, why waste the time to watch it?
Chris Kyle
For those of you that have been living under a rock or on the liberal left, Chris Kyle was a Navy SEAL that was officially credited with 160 confirmed kills. although by his own log the number was much higher but confirmed targets must be correlated by a witness which was not always possible. That puts him squarely up there with the top of the list of American snipers. Long story short, he got out of the Navy after the war, went home to Texas and worked as a security consultant and trainer (as many SPECOPS guys are apt to do) and was tragically murdered in Feburary of 2013 at a shooting range along with a friend by a 25 year old Marine that they were taking out to try and help out with supposed PTSD issues. The trial for that murder has not yet happened. His story might of been a footnote to history save for the fact that he did pen a best selling book, aptly named American Sniper, which generated a defamation lawsuit by former Frogman turned wrestler turned movies star turned DOUCHEBAG Jesse Ventura that continued past Kyle's death and landed in the lap of his widow, and you got a story to grab the attention of any American patriot.
|Chris Kyle
The movie
I think going into this having NOT already read the book cleared me of a lot of bias about what to expect. What resulted was a somewhat mixed reception by myself (the reactions of my cohorts I will save for a bit later as we compared notes) where I understood where director Clint Eastwood was heading with the plot and could tell where elements were thrown in, removed or simplified for the sake of weaving the story, cinematography or simply filling in details.
|Bradley Cooper on the set of American Sniper
From the get go the movie grips and pulls the viewer in. This is in no small part due to the efforts of actor Bradley Cooper (American Hustle, The Hangover 1-3, Wedding Crashers, The A Team) who is totally absorbed in his role. From physically transforming his body into an impressively solid and commanding physique to his Texan drawl and constant grasp of Kyle's commitment to selfless service he really does make this movie happen for me.
Again the movie pulls you in from the start, commencing with a life or death choice that none of us really want to face before Eastwood snaps us back to some background on Kyle's upbringing and training before resolving the opening shots conflict....defining how the character will be perceived going forward. The movie attempts to show Kyle as a man who is in conflict with his dedication to his family and to what he believes is a just fight against evil and takes the loss of American lives very personally and is unwillingly thrust into the limelight and attention of other service members due to his skills. Jokingly referred to as "The Legend" by his SEAL team mates and more respectfully and earnestly by the Marines he protects on overwatch duty from behind his sniper rifle, it seems to be a title and position Kyle is uncomfortable with. In one scene when Kyle is home between tours he is in a tire store getting service when a Marine comes up and introduces himself a somebody that Kyle personally saved in Fallujah and basically fawns all over him going so far as to tell Kyle's kid that their Daddy was a hero..something about that scene made me uncomfortable and squirm a bit in my seat.
Throughout the movie this entire pull between his duty and his family becomes more polarizing and the rift between him and his wife widens until another decisive event at the end similar to the one that starts the film cues the viewer that Kyle has had enough and snaps him back to his family. This resolution is somewhat colluded by one last scene where, in Hollywood grandstanding fashion, he has to make one remarkable shot to take care of one last bit of business so he can go home knowing the Marines he overwatched would be "safe" and a no holds barred final battle, in the middle of a Shamal dust storm to boot.
Overall, despite the somber overtones it is a flag waving drama much in the same vane as Lone Survivor was (also about SEALS, as was Zero Dark Thirty...and Act of Valor... and Tears of the Sun... Hollyweird does love the SEALS). And you know what, I'm totally cool with that. Maybe what this country needs from time to time is a little flag waving in cinema depicting some of America's finest doing what they do best. Some critics will obviously point this out in the same way that The Green Berets was over the top patriotic at a time when the war in Vietnam was a decidedly unpopular affair. The thing is nowadays, the war wanes in popularity and support, but the support for the people fighting it has stayed high.
Yes, there are cliches in this movie, as in most movies, especially war movies when death is omnipresent in many scenes. You have the life and death decision involving civilians, you have the evil beyond belief enemy (actually thats true more than a cliche), you have the military grabassery that is a bond of service (Actually a lot of truth there as well) and you obviously have the training montage at the beginning of the film as establishing scenes. Being that I am a vet and a "gun guy" there were a few glaring technical gaffes that many people will not notice but seem all the more odd to somebody like me watching, Again, as I state above I realize many of these are put in for emphasis of certain points in the story, to enable the camera to get a comprehensive shot for the film, to compress time or due to a person or event being a composite of several people or events in the book. After the movie my friends and I compared notes and came up with a few things that stood out to us:
- In many of the scenes troops are shown in traveling positions much to close to what you would normally encounter (to avoid grouping targets for the enemy)
- Kyle's "spotters" in his positions neither spot nor actually provide any security for him. One actually plays games in the middle of the battlefield on a gameboy thing and tells him before a shot "you mess this up and they will burn your ass and send you to Leavenworth".
- The scenes at Kyle's sniper training were laughable, with guys who would of been chosen based on their natural marksmanship skills were missing targets at 100 yards or so way to the side, with Kyle being one of the better shots but only able to make 8" groups at that range, until it comes time shoot a rattlesnake in which he is able to shoot the 2" wide snake with one shot.
- There is a scene where an areal reconnaissance drone flies over Fallujah (or whatever city they were supposed to be in) at only a few hundred feet, done so they could pan from it to the ground easily. A drone like that would be high overhead with its cameras able to still make out ground targets, to keep the drone out of small arms danger and also to not alert the enemy to its presence.
- Ranges spoken of in reference and the distances depicted in the movie were often way off.
- Air support seems to be a (dramatic) afterthought.
- At the end of the movie Kyle is shown using very poor weapons safety by pointing a gun at his wife in jest and then simply putting on a shelf with kids in the room before leaving.
Again, most viewers will never notice these things, but its stuff we noticed, and I bet a few of you did as well. I know enough to turn off my brain when necessary to enjoy a movie and it did not detract itself from my viewing experience.
One last thing, the ending. Much has been written on social media about how quiet theaters are when this movie ends. Mine was except for some guy in the rear that said "God Bless America" a couple of times...it sounded akward. This is no fluke. Eastwood ends the move rather abruptly with a scene where Kyle seems to have his life back where he wants it to be and leaving to help some Marine that has PTSD. His wife watches as he leaves with this young man with a look of concern on her face, and why she would have it on this particular occasion is left unanswered. The film fades to black with a statement that Kyle was killed that day, and then goes to actual footage of his 200 mile procession on Rt 35 in Texas from his hometown to Dallas and scenes of his memorial service at AT&T stadium. The credits then roll without sound. In effect, Eastwood has drawn you into a wonderful memorial of this sailor's life and triumphs and allowed each and every viewer to pay their own private respects at the end, if they chose to. A lot of people would not of know about Chris Kyle's life prior to this. Matter of fact, a woman sitting next to our group let out a audible gasp and made comment when the frame with his death announcement came up, like she had no clue that the movie was about somebody that was dead. I bet there were a lot of similar reactions across the nation this weekend.
Eastwood nailed that ending, I was actually humbled to watch this movie and to be a part of the shared experience that that packed theater obviously felt at that time.
Oscar worthy....hell yes.
Go see it.


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Subject: Capital Planning
Date: June 7, 2012
To: Chief Executive Officers of All National Banks and Federal Savings Associations, Department and Division Heads, All Examining Personnel, and Other Interested Parties
Description: Guidance for Evaluating Capital Planning and Adequacy
This bulletin summarizes the Office of the Comptroller of the Currency's (OCC) expectations for national banks and federal savings associations (collectively, banks) regarding capital adequacy and provides guidance on capital planning.1 This bulletin also discusses the OCC's processes for evaluating a bank's capital planning and adequacy, and, as appropriate, the various actions the OCC may take to ensure a bank's capital planning process and capital level remain adequate for its complexity and overall risks. This bulletin rescinds Office of Thrift Supervision CEO Memorandum 380, "Capital Management," March 15, 2011.
The 2008 economic downturn and the ensuing increase in problem banks underscored the need for all banks to build and maintain sufficient capital to weather stressed environments when raising capital may be difficult. Capital planning helps to ensure a bank's ongoing safety and soundness. The OCC expects every bank, regardless of size or charter type, to have an effective internal process to (1) assess its capital adequacy in relation to its overall risks and (2) plan for maintaining appropriate capital levels. National banks and federal savings associations in a holding company structure that conducts capital planning on a consolidated basis are independently responsible for assessing their own capital adequacy based on their individual risk profile and business model.2 The OCC will evaluate the adequacy of a bank's assessment and its compliance with OCC policies and regulatory capital requirements as part of the OCC's ongoing supervision of the bank.
The appropriate level of capital for an individual bank cannot be determined solely through the application of a mathematical formula or wholly quantitative criteria. In this regard, the regulatory minimum capital ratios are standards that address only a subset of risks3 faced by banks. Therefore, a bank should maintain capital well above regulatory minimum capital ratios,4 especially during expansionary periods when the economy may be growing robustly and bank earnings are strong but the inherent risks in a bank's operations and balance sheet may be increasing. Equally emphasized in this bulletin, a bank at the "well-capitalized" level under the Prompt Corrective Action rule should not automatically assume that it has sufficient capital to cover all of its risks.5
Capital levels at peer institutions with similar risk profiles can play a useful role in the capital planning process by providing benchmarks for comparison. While peer comparisons are useful, their value is limited; an effective approach to capital planning and capital adequacy should account for factors that are unique to each bank.
The OCC's assessment of a bank's capital adequacy includes a review of the bank's own capital assessment and planning process. Examiners evaluate the bank's approach to identifying and measuring material risks, assessing capital adequacy, identifying capital sources, raising capital when necessary, and preparing for contingencies. Examiners also consider management's capital assessment processes and the board's oversight.
The guidance contained in this bulletin does not affect the functioning of the Prompt Corrective Action rule. The guidance complements regulations and supervisory standards related to capital and risk management practices. The supervisory process described in this bulletin supports the OCC's existing ability to
Capital Planning
Capital planning is a dynamic and ongoing process that, in order to be effective, is forward-looking in incorporating changes in a bank's strategic focus, risk tolerance levels, business plans, operating environment, or other factors that materially affect capital adequacy. Capital planning assists the bank's board of directors and senior management to
The most effective capital planning considers both short- and longer-term capital needs and is coordinated with a bank's overall strategy and planning cycles, usually with a forecast horizon of at least two years. Banks need to factor events that occur outside of the normal capital planning cycle into the capital planning process; for example, a natural disaster could have a major impact on future capital needs.
The capital planning process should be tailored to the overall risk, complexity, and corporate structure of the bank. The bank's range of business activities, overall risks, and operating environment have a significant impact on the level of detail needed in a bank's capital planning. A more complex institution with higher overall risk is expected to have a more detailed planning process than an institution with less complex operations and lower risks. The corporate structure is also a factor. Mutual savings associations have very limited means to increase capital quickly and build capital almost exclusively through retained earnings. As such, capital planning is critical for a mutual. While the exact content, extent, and depth of the capital planning process may vary, an effective capital planning process includes the following components:
1. Identifying and Evaluating Risks
The first component of capital planning is to identify and evaluate all material risks. Risks that can be quantified with reasonable confidence should be measured to determine how those risks affect the bank's overall capital adequacy. Banks should also consider qualitative factors that incorporate management's experience and judgment in evaluating all risks. A qualitative assessment is especially critical in understanding and evaluating risks that cannot be reasonably quantified.
Some of the risks to which a bank may be exposed include credit, operational, interest rate, liquidity, price, and compliance risks.6 Other risks, such as reputation risk and strategic risk, may be material for some banks. Risks may also arise from significant subsidiaries and operating units. Every bank should have a process in place that allows it to identify its material risks on an ongoing basis so that it can plan appropriately for those risks.
Banks should not allow current financial performance to mask or compensate for weaknesses that exist in risk management practices and processes. There is often a lag between the creation of risks and when they materialize in a bank's financial performance. Once the bank faces problems in the form of deteriorating credit quality, increased loan charge-offs, strained funding, increased processing errors, or other financial performance measures, the underlying root causes are already well established and difficult to reverse quickly. Furthermore, once weaknesses materialize, it may be difficult, or more expensive, to raise capital. Capital alone does not mitigate excessive risk taking or unsafe and unsound practices that deviate from sound governance, internal controls, risk management principles, or OCC supervisory guidance. Banks need to be alert to deterioration in risk management processes and rising indicators of future risk, such as
2. Setting and Assessing Capital Adequacy Goals That Relate to Risk
The second component of effective capital planning is to determine the bank's capital needs in relation to material risks and strategic direction. A well-run bank regularly assesses capital adequacy to ensure that capital levels remain adequate not just at a point in time, but over time, and recognizes both short- and longer-term capital needs. Because overall risks and choices of risk tolerance may differ across banks, capital needs also differ. Banks with higher risk exposure, plans for acquisition or growth, or less access to capital need to operate with higher levels of capital. Certain identified risks may be deemed too high regardless of capital levels, as capital alone does not compensate for excessive risk taking. Some examples of activities that may warrant higher capital levels are
In assessing capital needs, a bank should evaluate not only its exposures to risks, including operational, fiduciary, and other off-balance-sheet activities, but also the potential impact of risks arising from third party relationships, contingent exposures, the business cycle, and changes in the financial and economic environment. Incorporating the results of stress testing into capital planning is an effective means of quantifying the potential impact of identified risks particularly for complex banks and those with higher risk profiles.7 Banks may use a variety of methodologies to translate risks into capital needs; regardless of the methodology chosen, the bank needs to ask the appropriate "what if" questions and incorporate the answers into the risk management process. The overall goal is to quantify loss potential and the impact on earnings and capital adequacy. Other important factors to consider in the capital planning process include
Banks should express their internal capital needs as ratios based on regulatory definitions and capital requirements. In addition, banks may express capital needs based on measures important to key stakeholders. Capital needs or targets may be expressed as a range as well.
3. Maintaining a Strategy to Ensure Capital Adequacy and Contingency Planning
The third component of capital planning is having a strategy to maintain capital adequacy and build capital if needed. Through discussions with senior management, the board or its designee should evaluate both internal and external sources of capital in defining a strategy to build capital when necessary. One strategy may be strengthening capital through earnings retention. Another option may be an infusion from principal shareholders or a parent holding company, or, in the case of a mutual institution, a partial or full conversion to stock. A bank may also be able to raise capital from external sources. During strong economic times, financially sound banks or banks that are subsidiaries of strong bank holding companies can generally find purchasers for their equity and debt issuances. In evaluating external sources of capital, banks should consider their history of public or private offerings, current equity market conditions, and the cost of equity.
A bank's capital planning process should also consider contingency or back-up plans. Contingency planning should be commensurate with the bank's overall risk and complexity. Effective contingency planning includes identification of credible mechanisms and strategies for capital preservation and enhancement during an economic downturn or other times of stress. Effective boards hold management accountable for identifying and taking corrective actions if shortcomings or weaknesses in the capital planning process become apparent or if the level of capital falls below identified needs.
Actions may include increasing capital using one of the strategies noted above, subject to any applicable regulatory approvals. Banks may also adjust the balance sheet to reduce risk exposures (for example, asset sales), improve internal governance processes, strengthen risk management systems, or reinforce internal controls. Banks may need to consider restricting capital distributions. It is particularly important for a bank's board of directors to ensure the dividend level is prudent relative to the bank's financial position. Decisions on the dividend level should not be based on overly optimistic earnings scenarios or pressure from a holding company or other controlling party. Comprehensive capital distribution/dividend policies clearly articulate the institution's objectives and approaches for maintaining a strong capital position, including restricting dividends and other discretionary capital distributions when the institution does not, or may not, meet required capital levels or internal targets.
4. Ensuring Integrity in the Internal Capital Planning Process and Capital Adequacy Assessments
The fourth component of capital planning is ensuring the integrity, objectivity, and consistency of the process through adequate governance. A bank's success depends on the strong and independent oversight by its board of directors in all areas, including capital planning. The board should articulate to management its risk-tolerance level, for example by setting approved limits. A bank's internal audit function also plays a key role in reviewing the controls and governance surrounding the capital planning process. Capital adequacy is influenced by the quality, experience, and depth of bank management. Sound management entails implementing and monitoring policies and procedures, internal controls, and audit coverage. Documenting the capital planning process and expectations/goals approved by the board is important to maintaining the integrity of the capital planning process and appropriateness of capital level determinations.
The board should review the capital planning process and capital goals at least annually to ensure that a sufficient level of capital exists at all times to fully support the bank's overall risks and anticipated needs. When management provides the board with regular reports and updates, the board can clearly understand the financial resiliency of the bank. Reports should typically highlight any changes in the bank's overall risk profile or risk components, proposed risk management enhancements to better manage any new or increasing risks, and, if applicable, stress-testing results that affect the need for capital. A range of techniques, approaches, and models are used by banks for a variety of purposes in capital planning (for example, loss estimation, scenario analysis, sensitivity analysis, or reverse stress testing). As models play an increasing role in decision-making processes, it is critical that bank management reduce the likelihood of erroneous model output or incorrect interpretation of model results. Model risk management begins with robust model development, implementation, and use, followed by a sound model validation process and effective governance.8
An effective capital planning process and capital goals would be documented and would include
Capital planning needs to evolve with changes in the bank's overall risks and activities, as well as with advances in risk measurement and management practices.
Supervisory Review of Capital Planning and Capital Adequacy
The supervisory review process assesses whether (1) the bank has a sound and effective process commensurate with its overall risk and complexity to determine that its overall capital is adequate and (2) the bank maintains a capital level that is commensurate with its risks and is consistent with the bank's internal assessment and identified capital needs on an ongoing basis and as underlying conditions change (for example, changes in a bank's overall risks or economic conditions). Examiners review the capital planning process at least once during each supervisory cycle. Conclusions about the capital planning process are considered and incorporated in the assessment of the capital and management component ratings.9
Examiners should consider the quality of the bank's overall corporate governance of the bank's risk taking activities, including senior management and board oversight, when assessing capital adequacy. As part of this evaluation, examiners should consider the quality of risk management, internal control, model validation, and audit processes as well as management's expertise and ability to identify and control financial and operating risks. When serious deficiencies exist in any of these areas, examiners may determine that the bank should hold capital above the level suggested in the bank's assessments of specific risks.
A bank's failure to have an effective capital planning process may be an unsafe and unsound banking practice. If a bank does not have an effective capital planning process that is commensurate with its overall risks, the OCC may require immediate corrective action. An ineffective or weak capital planning process may invalidate the bank's internal capital assessment and necessitate that examiners determine an appropriate capital level. The OCC may impose higher capital requirements if a bank's level of capital is insufficient in relation to its risks; determining the appropriate capital level is necessarily based in part on judgment grounded in agency expertise.10 Potential OCC actions to ensure adequate capital may include, as deemed necessary, an individual minimum capital ratio, memorandum of understanding, formal written agreement, consent order, cease-and-desist order, or a prompt corrective action directive.
Examiners should discuss with the board of directors and management any material risks that the capital planning process did not capture and any other material issues regarding capital adequacy or contingency plans. The board should direct management to address any gaps in the bank's capital planning process to ensure that the quality and quantity of capital is sufficient to support the risks in the bank.
When examiners identify inconsistencies between the level of capital and a bank's overall risks, they should articulate which key components are missing from the bank's capital planning process and direct management to incorporate and quantify such components in current and future assessments.
A robust capital planning process is an integral and significant part of a bank's governance process necessary to ensure safe and sound operations and ongoing viability. The exact content, extent, and depth of the capital planning process should be commensurate with the overall risks, complexity, and corporate structure of the bank. Examiners assess the capital planning process to ensure that the bank maintains sufficient capital to support the risks it faces.
For further information, contact Operational Risk Policy at (202) 649-6550.
John C. Lyons Jr.
1Banks operating under the Basel II advanced approaches should also refer to the supervisory guidance published jointly by the U.S. federal banking agencies at 73 FR 44620. See OCC Bulletin 2008-20, "Final Guidance on Supervisory Review Process (Pillar 2): Supervisory Guidance on Pillar 2 Reviews Related to Implementation of Basel II Advanced Approaches Rule," July 31, 2008. In general, the Basel II advanced approach is mandatory for banks that have consolidated total assets of $250 billion or more, consolidated on-balance-sheet foreign exposure of $10 billion or more, or are a subsidiary or parent of an advanced approaches organization. National banks should refer to 12 CFR 3, appendix C, section 22(a); federal savings associations should refer to 12 CFR 167, appendix C, section 22(a). See OCC Bulletin 2007-47, "Implementation of the Advanced Approaches of the Basel II Capital Accord: Final Rulemaking," December 7, 2007; and 72 FR 69288. Additionally, this guidance, as well as guidance contained in OCC Bulletin 2007-21, "Supervision of National Trust Banks: Revised Guidance: Capital and Liquidity," June 26, 2007, is applicable to bank and thrift trust-only institutions.
2Top-tier bank holding companies with $50 billion or more of total consolidated assets—and those deemed subject to the rule based on size, level of complexity, risk profile, scope of operations, or financial condition—are required to submit capital plans to the Federal Reserve on an annual basis and, under certain circumstances, obtain approval before making a capital distribution (see 12 CFR 225.8, 76 FR 74631). Subsidiary banks of such bank holding companies may be an integral part of the holding company's capital plan and planning process.
3Minimum capital ratios are based primarily on broad credit and market risk considerations and do not directly take into account certain risks, both specific to individual banks and more generally to the economy at large, including operational risk (for banks not subject to the Basel II operational risk capital requirements), interest rate risk, liquidity risk, and the amplification of risks through the effects of correlations, concentrations, and the business cycle.
4See 12 CFR 3.6 on minimum capital ratios for national banks, and 12 CFR 167.2 and 12 CFR 167.8 for federal savings associations.
512 CFR 6.4 for national banks and 12 CFR 165.4 for federal savings associations.
6Comprehensive descriptions of risks, including indicators of high-risk and weak-risk management, are outlined in the "Large Bank Supervision" and "Community Bank Supervision" booklets of the Comptroller's Handbook. Basel II banks should also see OCC Bulletin 2011-21, "Interagency Guidance on the Advanced Measurement Approaches for Operational Risk," June 3, 2011.
7The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 requires all banking organizations with total consolidated assets of $10 billion or more to conduct annual stress tests in accordance with regulations to be issued by each primary federal financial regulatory agency. On January 24, 2012, the OCC issued a notice of proposed rulemaking to implement this requirement (77 FR 3408). Separately, on May 17, 2012, the federal banking agencies issued guidance on stress testing for banking organizations with more than $10 billion in consolidated assets (77 FR 29458). See OCC Bulletin 2012-14. That guidance outlines high-level principles for stress-testing practices applicable to all banking organizations with more than $10 billion in total consolidated assets.
8See OCC Bulletin 2011-12, "Sound Practices for Model Risk Management: Supervisory Guidance on Model Risk Management," April 4, 2011, for additional guidance on model risk management.
9See the "Bank Supervision Process" booklet of the Comptroller's Handbook.
10For example, Subpart C of 12 CFR Part 3 (for national banks) and Subpart B of 12 CFR Part 167 (for federal savings associations) outline the procedures that the OCC may use to impose higher individual minimum capital ratios/requirements.


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Quick Search: Choose Model and Year, then enter search topic.
Page: 116
Lap details
You see the lap details in the right half of the display. It comprises:
– the time of the fastest lap,
– the current lap time,
– information on the remaining tank range (in remaining laps and as a distance) as well as
– the available remaining memory.
The left half of the display shows a circle diagram.
It indicates the distance covered referred to a
complete lap.
The circle diagram assumes different colors depending on whether the current lap is faster, as fast as, or slower than the previous fastest lap:
– green - current lap is faster,
– yellow - current lap is as fast,
– red - current lap is slower.
The number in the center of the colored circle indicates the current lap.
The first recorded lap is used as the reference
lap if you have not loaded an existing
reference lap.
Neither the remaining number of laps nor the fastest lap time is displayed while the first lap is being recorded. The circle diagram is not filled yet either.
Available memory is full
If the available memory is full, a message to this effect appears in the display. The lap details will continue to be displayed, however the lap during which the message appears as well as any further laps will no longer be recorded.
A maximum of 8 hours can be recorded.
Stopping recording
You stop the stopwatch and therefore the
recording in progress by selecting "Stop timing" in
the on-board computer menu.
The recorded data is stored.
Continuing recording
You are returned to the Sport display the next time
you restart the stopwatch by means of "Continue"
in the on-board computer menu.
This is only possible, however, if you do not reset the stopwatch in the on-board computer menu.
Ending a lap/starting a new lap
Selecting "Intermediate time" > "New lap?" in the
on-board computer menu ends one lap and starts
a new lap.
"Interval" initiates timekeeping and "New lap" initiates storage (storage must take place within 3 seconds).
Timing the interval
Selecting "Intermediate time" in the on-board computer menu and then pressing the operating lever forwards displays the interval for approx. 5 seconds.


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Obamacare's health insurance Exchanges opened for business, in most states, sort of, on Tuesday. Millions of people have reportedly flooded the Exchanges, but have had so much difficulty using the web sites that reporters have had a hard time finding anyone who has successfully enrolled in an Obamacare plan. The Washington Post's Sarah Kliff writes:
Just moments after writing a blog post Thursday morning, about the lack of information on Obamacare enrollees, Enroll America reached out with contact information for Chad Henderson, a 21-year-old in Georgia who had successfully enrolled in coverage on the federal marketplace.
Chad is evidently a scarce commodity.
It was a little difficult to reach Henderson, mostly because so many other reporters wanted to talk to him. "I'm supposed to talk to the Chattanooga Times Free Press in a half hour," Henderson said. "And The Wall Street Journal is supposed to call."
Luckily, Henderson managed to squeeze me in for a few minutes.
Kliff reports that after a three-hour ordeal, Chad bought an Obamacare plan that cost him $175 per month – pretty steep, considering he makes less than $11,500 per year. His Obamacare premium comes to least 18 percent of his income. And no, Chad is not eligible for subsidies.
Compare that to what Chad could have paid if he bought one of the pre-Obamacare plans still available on eHealthInsurance.com until December 31. The cheapest such plan for someone meeting Chad's profile is just $44.72 – as little as 5 percent of his annual income and about one-quarter of his Obamacare premium.
I can't yet say whether Chad's $175 premium is the lowest-cost plan available to him through the Exchange. (I'm in the process of researching that. Let's just say it'll probably take a few hours.) But it's probably close. The cheapest plan available to him through eHealthInsurance.com after Obamacare's community-rating price controls take effect in 2014, and drive up premiums for young, healthy people market-wide, is $190.23. That's with the maximum cost-sharing allowed under Obamacare. So it appears Obamacare quadrupled Chad's premiums, and Enroll America thinks that is a success story.
To me, the most interesting part is that Chad didn't buy health insurance when it was available to him for just $45 per month, but did buy it at an unsubsidized $175/month premium. Why? Again, Kliff:
He describes himself as a supporter of President Obama who has anxiously awaited Obamacare's rollout…
Part of his decision was ideological: He wants the health-care law to succeed.


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- A new set of diabetes-friendly recipes
- A one-day diabetes meal plan that includes the recipes of the month
- Tips to adjust carbohydrates and calories in your meal plan
- Videos that demonstrate how to prepare our recipes and other healthy foods
- A food or meal planning article plus quick tips for staying healthy when time is tight
MyFoodAdvisor Online Tool
Tracking what you eat can help manage your diabetes and in turn prevent the onset of complications.
Note: MyFoodAdvisor opens in a new window. Please unblock any pop-up blockers.
- Explore 5,000 different foods
- Search database by setting your own criteria for carbohydrates and 4 other nutrients
- Search for healthier alternatives
- Easily add up the carb, fat and 20 other nutrients you eat in a day
- Browse recipes or search by criteria that you select
- Save meals & recipes to your personal recipe box


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It's done when it's done.
So you want us to hurry up?
You rather want a quickly released than an in-depth tested version, maybe with some bugs but now?
5.10 is almost done. Enough information for you?
WHEN WILL BE NEW VERSION without BUGS????
General discussion about Gamers.IRC, the world and everything which isn't actually Off-Topic.
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Heart Attack Relief? The Truth About Omega-3 Fatty Acids
As More Foods Are Fortified With Omega-3, Questions Arise About Its Effectiveness
More than 230 new products enriched with omega-3 fatty acids hit the market this past year, with more on the way. (ABC News)
By JOHN MCKENZIE
Jan. 15, 2007 —
Most Americans don't get enough omega-3 in their diets, but there are questions as to whether the fortified version of this fatty acid is really the answer.
Omega-3 is known to reduce heart attacks and deaths by reducing inflammation and blood clots. It can also relieve joint tenderness for those suffering from arthritis.
More than 230 new products enriched with omega-3 hit the market this past year, with more on the way, including Tropicana orange juice, which will unveil a "healthy heart" version this week that contains tilapia, sardines and anchovies.
"It doesn't taste like a Caesar salad at all. It tastes like orange juice," one person sampling the juice told ABC News.
But can a glass a day of this fortified orange juice really help your heart?
"The amount of omega-3 that's being added to orange juice is pretty small," said Dr. Walter Willett of the Harvard School of Public Health. "Adding this to a glass of juice is going to make a minimal difference."
Food manufacturer Unilever makes spreads and salad dressings with much higher levels of omega-3, something their customers want, according to spokesperson Mike Bauer.
"Consumers want to be health savvy," he said. "They've read what the scientific community has to say and they believe products high in omegas are good for them."
Most new products that contain high levels of omega-3 use a type derived from plants, such as flax and soy, where the science regarding the health benefits is much less conclusive.
"There's very strong evidence that the benefits from fatty acids from fish are beneficial on cardiovascular disease," said Tufts University professor Alice Lichtenstein. "The data are not strong for the plant-derived omega-3 fatty acids."
To know which form of the fatty acid is fortified in the foods you buy, look at the ingredients label. Alpha linolenic acid (ALA) indicates the omega-3 fatty acids are derived from plants. Any listing of eicosapentaenoic acid (EPA) and docosahexaenoic acid (DHA) indicate the omega-3 comes from fish oils.
But it's unclear how these will help — not only do nutritionists debate the benefits of omega-3 from plants, they can't agree on how safe it is. Some preliminary evidence suggests high doses can increase the risk of prostate cancer and macular degeneration.
"This is an area where there is uncertainty, and in that case, it makes sense to be cautious," Willett said.
Nutritionists say the best way to get all the omega-3 you need is to obtain it the old fashioned way: Eat at least a couple of servings of fish a week.


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Well, okay, as long as it's Texas. Twins-Nats-Rangers. In one sense Cristian Guzman has spent his entire career playing baseball for Washington. You have to admire the symmetry.
Farewell to GUZMANIA!, the longest tenured player in Washington Nationals history, and the only member of the 2005 club to have remained in DC for the full five and a half seasons.
Over an even 550 games with the Nationals, Cristian put up a .282/.317/.389 line, good for an 87 OPS+. Coincidentally, that's better than his career line, so the Nats really did get Guzman's best years, no matter how much Jim Bowden over paid for them.
Later this evening I'm planning a full retrospective and appreciation of the Guzman Era, coupled with some drinking. So for one day at least, kindly keep your oh-so-clever snark to yourself.


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The illustrated Fortune Telling Hand teaches you the art of palmistry, so you can read your friends' palms in minutes. The hand can also answer your questions about the future by magically tapping out the answers all on its own!
Learn how to read a palm in minutes!
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