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The House Committee on Ways and Means (Archer) on the President's plan for Social Security
Kenneth Apfel, Commissioner, testified, February 23, 1999.
Good morning, Mr. Chairman and Members of the Committee. I appreciate the opportunity to appear before you today to discuss the President's plan to strengthen Social Security. I believe that assuring the future financing of Social Security and Medicare is the most important domestic issue that we face as a Nation and I am delighted to be a part of these ongoing discussions.
In my testimony today I will briefly review for you the importance of Social Security as well as its long-range solvency situation, the Nation's changing demographics, and then discuss why I believe the President's framework for protecting Social Security is the right approach.
Importance of Social Security
In the course of the past year, thousands of Americans, in forums and town hall meetings across this country, have made it clear that they believe that Social Security is important and it is worth protecting. I personally have spoken to women, minorities, people with disabilities, older Americans, baby boomers, college students, to business and labor leaders, to academicians and policy makers. And what I have learned from my year-long dialogue with the American people, is that they understand just how important Social Security is for retirees and their families, for people with disabilities, for children who have lost a parent, for young widows and widowers struggling to raise children alone. They know what Social Security means to those millions of Americans for whom those monthly benefit checks make the difference between dignity and devastation.
Today, Social Security provides benefits to 44 million men, women and children. In 1998, an estimated 150 million people worked in jobs covered by the Social Security program and paid contributions on their earnings, giving them peace of mind that comes from knowing that they and their families will be protected when they retire or if they should become disabled or die. Nearly 1 in 6 Americans receives Social Security benefits and 95 percent of Americans have the benefit protection provided by our programs.
Social Security is the most effective anti-poverty program in history. It is the major source of income for two-third of beneficiaries age 65 and older, and contributes 90 percent or more of income for about one-third percent. Today, only about 11 percent of older Americans are poor. Without Social Security, about half of all older Americans would be living in poverty. This is a program that has worked. It has worked extraordinarily well for the American people - young and old - for over a half of a century. We should be very careful to protect the guaranteed benefit that Americans - both those who are now recipients and those who have been promised benefits - will need.
The program also provides a financial floor of protection for millions of working-age Americans. About a third of our beneficiaries are not retirees, but are severely disabled workers, their children, or the surviving family members of workers who have died untimely deaths. This protection is extremely important, especially for young families struggling to afford adequate private insurance policies. For a young married average worker with two children, Social Security is the equivalent of a $300,000 disability insurance policy and a $300,000 life insurance policy. About one in six of today's twenty year olds will die before retirement, and nearly thirty percent will become disabled.
For all of these reasons, the program is irreplaceable, and I am delighted to have an opportunity to talk to you today about the President's framework for making Social Security strong for the 21st century.
Trustees' Estimates
As you know, under the 1998 Trustees Report intermediate assumptions, the annual combined tax income of the OASDI program is projected to exceed annual expenditures from the funds until 2013. After that, because of interest income, total income is projected to continue to exceed expenditures until 2021. The funds would begin to decline in 2021 and would be exhausted in 2032. In 2032, when the trust funds are projected to become exhausted, the Social Security system will have enough income to cover only about three-fourths of benefit obligations.
We are all familiar with our Nation's demographics - and it can be summed up this way: we are living longer lives, but it is not just the number of years we are living, it is also the number of people who are living longer. This is good news. More of us are living to retirement age, and life expectancy at age 65 is increasing:
- In the U.S. in 1995, the elderly population (aged 65 and over) was about 34 million, making up about 12 percent of the population. In contrast, there were about 9 million aged people in the U.S. in 1940, and then they accounted for less than 7 percent of the population.
- The elderly population growth rate is expected to be modest from now through 2010, but it will increase dramatically between 2010 and 2030 as the baby-boom generation ages into the 65-or-older age group. By 2030 our elderly population will have doubled from 34 million, about 12 percent of the population, in 1995 to 68 million, about 20 percent of the population.
- When benefits were first paid in 1940, a 65-year old on average lived about 12 ½ more years. Today, a 65-year old can expect to live about 17 ½ more years. By 2070, life expectancy at age 65 is projected to be 20 ½ years.
Acting Now is Important
These millions of people, retired and working, rely on Social Security for their retirement security, and protection for their families against loss of earnings due to severe disability and death. Clearly, we must preserve and protect Social Security; millions are counting on us for strong and decisive action. The time to act is now. Not because Social Security is in crisis, but because delay will greatly increase the cost of achieving solvency. At the present time, our financing is sound. We can have modest changes now, or much more drastic changes later. The size of the financing gap will double if we delay for a generation, and young Americans could lose faith in our system. We face serious but manageable challenges with early action. We can prevent a crisis from ever occurring with responsible action in the near term.
Window of Opportunity
I strongly support the Administration's decision to try to use the window of opportunity presented by the budget surpluses to advance fund more of the nation's Social Security system. This is the first time in a generation our fiscal position enables us to take such action. Through advance funding, we can prepare for the inevitable challenges of the retirement of the baby boomers and succeeding generations.
President's Framework
I'd like to talk about how the President's framework would impact the Social Security program. The President proposed the following three distinct actions to solve the Social Security program financing problem:
- The framework provides for transferring amounts equal to 62 percent of projected federal budget surpluses over the next 15 years-about $2.8 trillion--to the Social Security system. Except for a small investment in corporate equities, the framework uses this transfer to pay down the publicly held debt, strengthening our economy for the future.
- The framework calls for investing a small portion of the transferred amounts in the private sector to achieve higher returns for Social Security. The amount of the Trust Funds invested in the private sector would be about 15 percent, representing, on average, no more than about 4 percent of the stock market. Funds would be invested in broad market indexes by private managers, not the government.
- The President's framework calls for a bipartisan effort to take further action to ensure the system's solvency until at least 2075. There are hard choices that we must face. To assure confidence in Social Security it is important to bring the program into 75-year actuarial balance.
The first two steps will keep Social Security solvent until 2055, and bipartisan agreement on the hard choices could extend that solvency at least through 2075.
Benefits of the President's Plan
By paying down publicly held debt, the President's plan will ensure that the country will have the resources necessary to pay Social Security until the middle of the next century. Merrill Lynch recently released a report that concluded:
Allocating a portion of budget surpluses to debt reduction, as the President proposes, is a conservative strategy that makes sense. Reducing the debt will result in increased national savings, lower interest rates, and stronger long-term economic growth than would otherwise be the case.
The lower interest costs and higher growth will make it possible for the Social Security Trust Fund to redeem its bonds without creating pressure on other government programs. Indeed, OMB calculations indicate that the decline in government interest payments will provide sufficient resources so that the combined government expenditures on interest and Social Security benefits will be below current levels as a share of the economy until 2050 and beyond.
Investment in the Private Sector
The President's plan would require that transfers be made from the U.S. Treasury to the Social Security trust fund each year for 15 years. The amount transferred each year would be specified in law, so that by 2015, about $2.8 trillion would have been transferred. A portion of these funds would be invested in the private sector each year, from 2000 through 2014, until such time as 14.6 percent of the Trust Funds are in private investments. The remainder, 85.4 percent, would continue to be held in government securities. This allows the trust funds to achieve a higher rate of return without assuming undue risk.
Stocks over time have returned about 7 percent annually after inflation, while Treasury bonds have yielded about half as much. Diversifying the trust fund investment to include stocks would produce more investment income and reduce the projected shortfall that needs to be made up through potential revenue and benefit changes.
Under the proposal, total investment in the private sector would account, on average, for around 4 percent or less of the U.S. stock market over the next 30 to 40 years. This, by the way, is about the size of Fidelity's share of the stock market today. State and local pension funds now represent more than twice as much-about 10 percent-of total stock market investments. If State and local pensions had not, years ago, gone in the direction of a diversified portfolio, then States and localities would have had to increase taxes or curtail pensions significantly. State and local government pension plans now hold roughly 60 percent of their total investment portfolios in the private sector.
We must provide safeguards to avoid politicizing the investment process. Under the President's proposal, the Administration and Congress together would craft a plan that ensures independent management without political interference. I believe that this can be done, and that the Federal Reserve Board and the Federal Retirement Thrift Investment Board could serve as models. The Federal Reserve Board makes extremely important and sensitive economic decisions and no one doubts its independence. The Federal Retirement Thrift Investment Board oversees the investment of billions of dollars in the private sector and there has been no allegation of political interference in those investment decisions.
USA Accounts
Social Security is one part of a "three legged" retirement system, which includes employer sponsored retirement plans and personal savings. I strongly support the President's program to create Universal Savings Accounts (USAs) by using part of the budget surpluses to help Americans build up wealth to finance their longer lifespans. Under the proposal, we will reserve 12 percent of the projected surpluses over the next 15 years - averaging about $36 billion per year.
These accounts would be separate from Social Security, not a substitute for the guaranteed benefit. No resources for these accounts would be drained from the Social Security system.
The President would extend this savings opportunity on a progressive basis to assure that those most in need of increased resources in retirement would benefit. The USA accounts will provide individuals with additional resources and individual choices in saving for retirement. Today the overwhelming preponderance of funds from pensions and savings go to the top half of the population by income, leaving only a tiny percentage for the bottom half by income. USA accounts, separate from Social Security, will mean hundreds of dollars in targeted tax cuts for working Americans who choose to save more for retirement, with more help for lower-income workers.
Program Improvements
The President said a comprehensive reform package must include provisions to reduce poverty among elderly women. While the poverty rate for the elderly population is approximately 11 percent, for elderly widows it's 18 percent. Elderly women often are more dependent on Social Security because they are less likely to have pensions, and sometimes outlive their assets. Almost three-quarters of Social Security beneficiaries over age 85 are women-our mothers, grandmothers and great grandmothers. It is essential that we work together in a bipartisan effort to ensure that they have the best protection that society can provide.
In addition, as part of the broader reform package, the President's proposal would eliminate the retirement earnings test. This provision of the law is a confusing and anachronistic hold-over from the earliest years of the program. Eliminating this work disincentive will allow people the freedom to choose to continue to work in their retirement.
Today we have a remarkable window of opportunity-a window created by the responsible fiscal policy of the last six years and the economy it helped to produce. The President's framework does much more than protect Social Security and Medicare. President Clinton's approach would pay down the publicly held debt, thereby increasing national savings and promoting economic growth which will reduce burdens on future generations.
This is a moment we could not have foreseen just a few years ago. It is a moment in which we can begin to deal with the future. It is the moment to address long-term generational challenges. The President's framework for Social Security solvency gives a solid foundation on which to preserve our social insurance program for the 21st century. The Administration and the Congress worked together successfully to achieve a robust economy. We now must focus on strengthening and protecting the Social Security system for future generations of Americans.


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Majaslapa » Iepakojums » Iepakojuma saturs
NNZ is a multinational company owned and run by the family Boot since 1922. Its employees create packaging solutions for their clients in the fresh produce and industrial market. In 1922 NNZ started trading jute bags from 'Pakhuis Libau' in Groningen (The Netherlands), the start of a family business with international ambitions.
Today, NNZ has grown into an organisation with more than 250 employees, serving clients from offices in Austria, BeNeLux, Canada, Denmark, Norway, Germany, Italy, Poland, Latvia, Lithuania, Estonia, South Africa, United Kingdom, USA.
In close cooperation with our partners in 40 other countries NNZ provides packaging solutions to a worldwide customer base.

subset: commoncrawl


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The Samsung Galaxy M20 SM-M205FN/DS is a good Android phone with 1.8Ghz Octa-Core processor that allows run games and heavy applications.
An advantage of the Samsung Galaxy M20 SM-M205FN/DS is the possibility of using two mobile carriers, a Dual-SIM device with two SIM card slots.
Great connectivity of this device includes Bluetooth 5.0 version A2DP/LE, WiFi 802.11 b/g/n (2.4Ghz) and NFC to make payments and allows connection to other devices.
Including the battery, the Samsung Galaxy M20 SM-M205FN/DS phone has 186 grams and it's a very thin device, only 8.8 mm.
Samsung Galaxy M20 versions (variations) with different specifications
How can the online gambling industry benefit from blockchain technology?
Can blockchain make a change in developing countries land registry?
How to find safe casino apps


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Britney Spears Nuzzles With Hunk on Set of 'Perfume' Video [PHOTOS]
Britney Spears shot the video for her new, lovelorn ballad 'Perfume' on a rooftop in L.A., looking sexy and like a regular (but really hot) gal in a leather jacket and jeans. She also nuzzled up to a hunk on set (Nov. 19).
The duo exhibited some sizzling, scorching chemistry, as exhibited in these snaps from the set. The shots have us all amped up for the finished product.
Brit Brit is currently dating David Lucado (who is not famous), after splitting with fiance Jason Trawick earlier this year.


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Pelosi to remain Democratic leader
Nancy Pelosi announced Wednesday she is sticking around as House Democratic leader, extending her tight hold on a caucus that she has ruled for the last decade
Pelosi first revealed her decision in a private meeting with House Democrats, receiving a standing ovation from her colleagues, many of whom had privately lobbied her to stay on. She then made a public announcement, flanked by dozens of elected Democratic women.
Story Continued Below
"The message is clear from the American people," Pelosi told an excited Democratic Caucus, according to sources in the room. "They want us to work together to get things done. And that's what these folks are here to do. Just like all of you. We may not have the gavel, but as I can see in this room, we have the unity."
In a later press conference, Pelosi made it official. "I have made the decision to submit my name to my colleagues to once again serve as the House Democratic leader," Pelosi said.
( PHOTOS: Nancy Pelosi's career)
"My colleagues made it very clear. In fact, I think they must have coordinated with each other. Their message was clear - don't even think of leaving," Pelosi asserted. "That was I got over and over and over again."
The decision by the California Democrat to stay on freezes in place the House Democratic leadership for another two years.
And the way she did it - the image of Pelosi surrounded by women after having taken a full week to make up her mind - is a clear message to everyone in the House: Pelosi is firmly in charge, and Democrats look very different from their GOP counterparts.
Minority Whip Steny Hoyer of Maryland and Assistant Democratic Leader Jim Clyburn of South Carolina will hold onto their spots as the second- and third-highest-ranking House Democrats, while Rep. Xavier Becerra of California will take over as Democratic Caucus chairman. Becerra replaces Rep. John Larson (Conn.), who was term-limited out.
( Also on POLITICO: Pelosi plans leadership elections)
Pelosi told Democrats that part of the reason she is staying is to help guide the new Democrats who won election last week — a caucus that for the first time in history has a majority of nonwhite men.
"This new class makes our caucus historic," Pelosi told her colleagues in private. "The first time in legislative history that a caucus will be a majority of women and minorities."
Pelosi's decision is also a blow to the 73-year-old Hoyer, whom Pelosi defeated in a bitter leadership battle in 2001. Since then, Hoyer has been forced to play second fiddle to Pelosi, with the California Democrat calling the shots inside the Democratic Caucus while Hoyer plays the role of loyal lieutenant. The two have formed a good working relationship during their time together both in the majority and minority, but relations between them have never reached the friendship level.
Hoyer was expected to replace Pelosi if she stepped down, a possibility that Republicans — and some Democrats — had privately been hoping would occur.
( Also on POLITICO: Boehner makes speaker bid official)
Now, with Pelosi remaining in her second floor office in the Capitol, Hoyer is not expected to get his shot at the brass ring — becoming Democratic leader — until the 114th Congress.


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|Diploma burning has replaced
flag burning as the youths protest
of choice
A blog on the intertwining of History, Culture, Geopolitics and Economics from a millennial.
Monday, August 13, 2012
Don't Get a Finance Degree
4 comments:
As someone with a finance degree, I couldn't agree more.ReplyDelete
I figure I've been getting contact from about one in every eighty reumes I send out. And that from jobs at sporting goods stores, grocery stores, Lowe's, etc. And also despite my relatively high iq and, I think, good work history, with nothing but good references from my previous employers.
This comment has been removed by the author.ReplyDelete
- AnonymousNovember 17, 2012 at 5:05 PM
Jobs, degrees, entreprenorship.ReplyDelete
There is a last option that is never discussed which also involves risk taking and could provide great rewards ... WAR
I will only be happy on the battlefield, not in the HR's office.
Disagreements and countervailing views are welcome, however, comments will be deleted if:
-They have emoticons.
-If it is obvious that you have not read the post.
-Obvious Spam, and it takes me about a quarter second to determine if it is spam since you all write your comments the same way.
About Me
- Cogitans Iuvenis
- Seattle resident whose real name is Kevin Daniels. This blog covers the following topics, libertarian philosophy, realpolitik, western culture, history and the pursuit of truth from the perspective of a libertarian traditionalist.


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I hesitate cause the one who smash me into pieces has return. - Love and Romance
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When I posted this question on the Gays.com Facebook page a while back, I was more than a tad surprised by the overwhelming response from our


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Hump Ridge Track
Discover Fiordland's southern edge on this fantastic tramp. Beach, forest and mountain views...and a glass of wine at the end of your day!
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The Tuatapere Hump Ridge Track is one of Southland's hidden secrets. This 55km, 3 day loop walk takes trampers along the south coast of New Zealand, up to the sub-alpine zone of the Hump Ridge, and over historic viaducts in the heart of native forest.
Only 5000 people are allowed to walk the track every year, guaranteeing peace and calm on your tramp, rather than crowds and a mad rush for bed-space.
The two back-country lodges offer a unique stopping point along the walk. The first, Okaka, is right at the top of the Hump Ridge itself, and amazing views over the Southern Ocean are to be had from the lounge balcony and short loop track.
Day 2's lodge is at the old saw-milling settlement of Port Craig and, if you're lucky, you may get to see the pod of Hectors Dolpins that live in the nearby sandy cove.
Each lodge supplies pillows and pillow slips, and the bunk rooms have a maximum of 8 beds: no sleeping with 50 other people! Hot porridge and brown sugar is given to trampers for breakfast, and the kitchen is well stocked with pots, pans, plates, cutlery and camping gas.
The lodge shops sell a range of beers and wines, as well as snacks and other refreshments. Sipping on a glass of wine while watching the sun set over Fiordland isn't too bad a way to end a day's hard tramping!
The track itself offers some of the most diverse scenery in NZ: experience golden sandy beaches, ancient podocarp forest, and glorious alpine views, all in a single day.
360 degree panoramic views of the Southern Ocean and the wilderness of southwest Fiordland are afforded from the top of the track.
Descending the Hump Ridge, trampers walk across the famous Percy Burn viaduct, the largest wooden viaduct in the world, and on to Port Craig – at the start of the 20th century, site of the most remote and technologically advanced sawmill in NZ.
A hot shower, the chance to upgrade to a private room (duvet and linen supplied!) or have your pack flown to the lodges by helicopter make each day's walk just that little bit more special.
The Tuatapere Hump Ridge Track is committed to sustainability, recycling, and green energy. Any profits from the track are returned to the Tuatapere community and used to fund local projects: the track prides itself on working closely with local communities and businesses to create a truly local product.
A variety of packages are available, from do-it-yourself Freedom Walking to fully-catered guided trips. Bookings are mandatory, so give the office a call and they'll talk you through all the options available.
More wilderness....less people. Brilliant.


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ST. PAUL, Minn. (AP) — A Minnesota campaign finance oversight board is weighing whether to impose new fees on lobbyists, candidates and political parties to address budget strains within the regulatory agency.
The fees discussed Monday are a backup plan if lawmakers balk a request for increased funding from the state's general treasury. Campaign board members and staff freely acknowledged that required annual fees could face free-speech court challenges or discourage political participation.
The six-member board gravitated toward a recommendation urging Gov. Mark Dayton and legislators to use general tax dollars for a $1 million a year operating budget. The board also authorized staff members to devise a fee structure to present to the Legislature as an alternative.
Preliminary proposals suggest fees that could generate $250,000 to $350,000 a year.
(© Copyright 2012 The Associated Press. All Rights Reserved. This material may not be published, broadcast, rewritten or redistributed.)
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Picasso and Portraiture: Representation and Transformation
Pablo Picasso, William Stanley Rubin, Anne Baldassari
Museum of Modern Art, distributed by Harry N. Abrahams, 1996 - Art - 496 pages
The first 100 years of modern art witnessed the popularization of photography and an increasing emphasis on abstraction in painting, which threatened the survival of portraiture as a genre. It continued to flourish, however, because modern painters--Picasso foremost among them--sought and found new ways to portray the human face. The hundreds of works reproduced here illustrate the multiple solutions Picasso invented to solve the "problem" of the modernist portrait. Illustrations, 230 in color.
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Foreword Glenn D Lowry
Reflections on Picasso and Portraiture 12
Picassos SelfPortraits
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Common terms and phrases
Armchair artist Barcelona Braque Brassai Bust caricature color Cubism Daniel-Henry Kahnweiler December Demoiselles d'Avignon Dora Maar drawing early Eluard Etching exhibition eyes face Fernande figure Francoise Gilot friends frontal Gallery Geiser/Baer Gertrude Stein Gosol Guillaume Apollinaire hair Harlequin head Helena Rubinstein India ink Ingres ink on paper Jacqueline January KIRK VARNEDOE later Leonardo Marie-Therese Walter Matisse Matisse's Max Jacob Maya MICHAEL FITZGERALD Modern Art Musee Picasso Museum of Modern Neoclassical Neoclassicism Nude Nusch Oil on canvas OLGA KHOKHLOVA Olga's Pablo Picasso painter painting Paris Paul Paul Eluard pencil on paper Photograph by Picasso PICASSO AND PORTRAITURE Picasso Archives PICASSO S SELF-PORTRAITS Picasso's art Picasso's studio Pierre Daix poet PORTRAITS OF DORA pose PRIMITIVISM Private collection REFLECTIONS ON PICASSO Roland Penrose Salmon sculpture Seated Seckel seems sketch studies style summer Surrealist tion transformed Vollard WILLIAM RUBIN Woman women Zervos VII Zervos XVI


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Carmelo Anthony and three other Knicks were thrown out of a foul-filled game, and the Chicago Bulls beat New York for the second time this season, 110-106 on Friday night.
Knicks center Tyson Chandler and Bulls counterpart Joakim Noah were tossed after a fourth-quarter altercation, shortly after New York coach Mike Woodson had been ejected following his second technical, drawing a loud ovation from Knicks fans who angrily booed the officiating for much of the second half.
Luol Deng had season highs of 29 points and 13 rebounds despite briefly leaving the game with an injured left shoulder. Marco Belinelli added 22 points as Chicago won for the fourth time in five games.
Anthony finished with 29 points on 10-of-25 shooting, ending his streak of four straight 30-point games. The Knicks lost for the second time in three home games after winning their first 10.


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Rolling Stones legend Ronnie Wood and his new wife made their first red carpet appearance as a married couple on Monday night by attending a party hosted by the fashion mogul who designed the bride's wedding dress.
The veteran rocker, 65, married theatre producer Sally Humphreys, 34, at London's The Dorchester hotel on December 21 after a six-month whirlwind romance.
The newlyweds returned to the spotlight on Monday and posed happily for the cameras as they attended a party hosted by fashion designer Tommy Hilfiger in London to mark the launch of a new menswear collection.
Hilfiger revamped Humphreys' mother's wedding dress for the couple's big day.
Other guests who attended the bash at London's Zetter Townhouse venue included actors Benedict Cumberbatch and Jeremy Piven, and rapper Tinie Tempah.


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Maker's Mark Rethinks Cutting Alcohol Content
(LORETTO, Ky.) -- Maker's Mark drew a storm of complaints when the venerable bourbon distiller announced this week it would be diluting its whisky due to anticipated supply shortages, but on Sunday it announced it is scrapping the plan.
"While we thought we were doing what's right, this is your brand — and you told us in large numbers to change our decision," the company said in a statement released on Sunday. "You spoke. We listened. And we're sincerely sorry we let you down."
Effective immediately, the company said, it was reversing its decision to lower the alcohol content of Maker's Mark, and would resume production at 45 percent alcohol by volume.
"The unanticipated dramatic growth rate of Maker's Mark is a good problem to have, and we appreciate some of you telling us you'd even put up with occasional shortages," said the statement, signed by COO Rob Samuels and chairman emeritus Bill Samuels Jr. "We promise we'll deal with them as best we can, as we work to expand capacity at the distillery."
The response came after angry Maker's Mark lovers took to Twitter to complain about the company lowering the alcohol content.
"Hey, @MakersMark Raise prices if you must, but don't mess with success! Ever heard of New Coke? #bourbon" wrote one Twitter user.
Maker's Mark had said it was forced to make the decision to decreasing the proof of its whisky from 90 proof to 84 proof because of "unforeseen demand." Bill Samuels Jr. had said that the brand wanted to keep its prices competitive.
"While not every part of the country has seen shortages yet, many have, and the demand is continuing to grow at a pace we've never before experienced. While we are investing today to expand capacity for the future, by producing 42 percent ABV Maker's Mark we'll be able to better meet our ongoing supply issues without compromising the taste," he said in a statement.
The one-brand company doesn't purchase bourbon from other distillers, making forecasting difficult. The age range of the whiskey, five years nine months to seven years, had allowed the brand to keep ahead of market shortages in the past.
The owners said they had tested the watered-down bourbon themselves and validated their own findings with consumer research. Both agreed that "there's no difference in the taste," Samuels said.
Copyright 2013 ABC News Radio


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Buying a Bakersfield Mazda 626 at DriveTime
Used Mazda 626s in Bakersfield aren't hard to come by. What is hard is finding a car dealer who is going to make your purchase of a used Mazda 626 easy and enjoyable. At DriveTime Bakersfield we simplify the used car shopping process so you can find the right Mazda 626 for you.
The Mazda 626s we show online are the same vehicles we have waiting for you on our sales lot. Sort our Mazda 626's by year and mileage to browse our newest options. Some of our Mazda 626s even come with unique features like premium speakers, satellite radio and integrated entertainment systems. Explore color options — both inside and out — to add that final touch.
Once you've found the Mazda 626 for you, get to your nearest Bakersfield DriveTime to see it in person. Get behind the wheel of what could be your very own Mazda 626 at Bakersfield DriveTime today!


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The seat is a comfortable 14 inches in diameter, with your choice of our standard heights of 32" or 24"...or specify you custom height.
* If you chose the custom height option, please tell us the height you would like in the delivery information comments area at checkout.
Available Options:
*Seat Height:24" High32" HighCustom Height (+$10.00)
Knotty Pine or Blue Pine:Knotty PineBlue Pine
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Old Ranger
(before 2003)
Read the story. Click the "LISTEN" button at the bottom of the page to hear the story. When you are done, click the "NEXT" button.
Carl Sharsmith loves the mountains. Carl is a park ranger in Yosemite National Park. He has worked for 63 years in the park.
Carl wakes up every morning at 6:00 a.m. His cabin door looks out toward the top of a mountain. At ninety years old, Carl is the oldest park ranger.
Ranger Carl likes to walk in his favorite meadow. Many visitors have walked with him over the years. He points out wild berries and onions. He tells people stories about the beauty of the high country.
Other rangers say Carl helps the visitors feel good about being there. Even though he has seen things at the park, he believes it is a miracle.
There is a book about Carl. It is called Mountain Sage. It tells about Carl's love of the meadows he cares for. He tries to show the meadows to everyone who visits.


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HBCU - I just went to amazon.com to try to find some books on investing. You're right, there's a whole lot to choose from. I'm completely new to investing and have no background in business whatsoever so I'm looking for book (or books) that's basic but thorough. So far, it looks like I may buy "The Four Pillars of Investing: Lessons for building a Winning Portfolio" since it has good reviews on amazon. Are there any books that you would personally recommend I check out?
I just read a column recently in either the WSJ or the NYT about wealth building and privatization of social security which claimed that private accounts would help black families build wealth because the $$ could be passed on to heirs. Apparently now, elderly people collect Social Security until they die (or until their spouse dies) but if both die relatively young, they could have paid more into the system than they take out. Since blacks on average have shorter life spans than whites, I believe the argument was that, on average, blacks are not getting as much benefit from social security as whites. I thought this was an unusual argument, and I don't really know much about privatization plans. Of course, now that I go back and try to search for the article (I think it was an op-ed piece) I can't find it... sorry to be so vague here. But I wonder if anyone else knows more or has strong opinions about the capacity for social security changes to help/hinder wealth building?
As a stockbroker, I would definitely say you could look into stocks, bonds, mutual funds and a myriad of other investment products that you can find in the market. Its not easy to tell you exactly where you should put your money because there is no such thing as a one size fits all investment strategy. You have to look at things like your current debt, annual/monthly income, your education and your family life. Your 5-10 year goals are important. Its important for a investment advisor to know if you have kids, a wife and if you own a home. I would say that before you make any big decision to get in the market you should definitely buy a home first. Well, unless you feel like you have a sure thing and we are dealing with a 90s market for example. I mean, if the opportunity presents itself I say go for it. However, thats another issue all together: risk tolerance. Who knows, perhaps you want large caps, small caps, options, or you may even want to do day trading or long term investing. There are really so many ways you can approach the market. With that said I would just go to the library and read a few books on investing. You know, I use to read IBD, Barrons, and the wall street journal a lot. Be smart about it though. Do some research on the subject first that way you will have more specific question about the market if you feel like that is where you want to go. There are so many books on investing that it will make your nose bleed. HTH
Maybe instead of blaming Republicans you ought to blame the black rappers/athletes that basically swindle black youth into spending what money they have on jewelry and basketball shoes. Blacks need to get their priorities straight.By the way, privatization does not hurt the poor, rather it helps them. Why would you not want build wealth that can be passed onto your children in the event that you don't live to realize the full amount of your social security benefits? I find it funny that liberals have swindled so many blacks into believing that being beholdent to the government will somehow improve their lot in life.
I'm a Republican and I don't believe in privatization. As a stockbroker I can see who really benefits for this a mile away. INVESTMENT FIRMS! PERIOD! Hell, they are going to make so much money on commissions that you would have to be crazy not to buy stock in etrade, scott trade, merrill lynch, etc. See, in finance, there is this concept of diversification. The way social security is set up now helps SPREAD THE RISK. Buddy, if you bring in privatization you are going to put the RISK in the hands of INDIVIDUAL investors who don't know jack sh*t about the market! They don't know a stop order from a market order. Also, depending on how the market is doing some people will make more money than others depening on the ebb and flow of the DOW. Think of the word SOCIAL SECURITY. It's not SOCIAL SPECULATION. By the way, this is why Black Democrats need to have more respect for Black Republicans. It's possible for Black Dem and Black Rep to come together and work on issues that are important for black people. We may not agree on everything but it would be good to have a friend in the Rep. party, like myself, to help you when your party is not in power.


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While product complexity is a growing concern for many industries, aerospace and defense (A&D) companies produce some of the most complex products in the world. Engineers must deal with all sorts of factors which drive complexity, including long development cycles, thousands of components, and multiple engineering disciplines. With so much complexity, it is interesting to note what A&D companies report as their top development challenges. In our recent Tech-Clarity study, Addressing the Bottlenecks of FEA Simulation we looked at the top challenges facing companies as they develop products. You can hear more about this study at an upcoming webinar on Thursday, September 29, 2016 at 2:00 PM ET/ 11:00 AM PT.
Figure 1 shows how A&D companies responded compared to all respondents.
Figure 1: Top Product Development Challenges
While all companies struggle with responding to frequent changes, even more A&D companies report it as a top challenge. Given the amount of product complexity, it's not surprising that frequent changes are a problem. However, simulation can help with better insight into product performance to guide design decisions. More informed design decisions can help reduce the number of changes later on.
Mitigating the risk of new designs is an even bigger issue for A&D companies than for other industries. Compliance and FAA certification contribute to the challenges associated with new designs. Plus, unlike some other industries, a defect can be catastrophic. Again, simulation can help to catch problems that could complicate compliance or certification. By catching problems early on in a virtual environment, simulation can also help improve quality and reduce the risk of new designs.
Finally, verifying requirements have been met is another big challenge. Predicting product behavior is very difficult, especially when dealing with products as complex as what A&D companies produce. This is a key area where simulation can help. Simulation can be used to verify requirements throughout the design process. Verification along the way helps to avoid finding bigger problems later on at the end of the development cycle.
With the opportunity for simulation to help with some of the biggest development challenges A&D companies face, let's take a look at how A&D companies can get even more value from simulation. To do this, we will identify which parts of the simulation process take the most time. Figure 2 shows how much time A&D companies spend on each phase of the simulation process.
Figure 2: Breakdown of Simulation Process for A&D CompaniesAll industries report that preprocessing takes the most time, but even more so for A&D companies. (For more information on what all companies report, as well as the definitions of the different phases of simulation, please see the post titled, Announcing New Research on FEA Simulation Bottlenecks.)
What parts of preprocessing consume the most time? Figure 3 shows that cleaning up the geometry takes up close to half of the preprocessing time for A&D companies.
Figure 3: Breakdown of Preprocessing Time for A&D CompaniesWith geometry cleanup taking so much time, let's take a look at where the geometry comes from (Figure 4).
Figure 4: Source of Geometry for A&D CompaniesBased on Figure 4, A&D companies need better ways to work with IGES and STEP files, in addition to multi-CAD data. What's especially striking is that 40% report they cannot even use existing CAD data and create geometry from scratch. In fact, Figure 5 shows that the time wasted re-creating CAD geometry is the top challenge A&D companies face when defining the geometry for the simulation model.
Figure 5: A&D Top Challenges Defining Simulation Model Geometry
After defining the geometry for the simulation model, the next step involves setting up the model for simulation. Figure 6 shows some of the top challenges A&D companies report for this part.
Figure 6: A&D Top Challenges Defining Simulation Models
Figure 7 shows some of the top ways A&D companies solve these challenges.
Figure 7: How A&D Companies Solve Top Challenges
Fifty-three percent (53%) of A&D companies report that using simulation tools that support multi-CAD helps, with another 13% wanting to implement this. With so many A&D companies needing to work with IGES, STEP, and multi-CAD data, a simulation tool that will work with the multi-CAD data easily can help to reduce the time wasted on recreating CAD geometry.
With so many A&D companies reporting that the time required to define assembly contacts is a top challenge, it makes sense that A&D companies say that using tools that automatically detect and define assembly contacts saves time. When dealing with thousands of components, defining the assembly contact for each component can be incredibly tedious. While many say it helps, another 27% say they would like to implement this.
Another top preprocessing challenge is the time it takes to run all the desired simulation iterations. Setting up for each iteration is very time-consuming. To overcome this, many A&D companies have found it helpful to use a simulation tool that has the ability to re-mesh the model with new parameters. This way they can preserve the work they already did, but test the impact of different changes to different parameters. In addition to the 53% who already find it helpful, another 33% would like to implement this.
For more insights and findings from this study, you can download the complete report here (free of charge, registration required). I will also be sharing findings from this study at a webinar on Thursday, September 29, 2016 at 2:00 PM ET/ 11:00 AM PT. You can register for this event here. I will be joined by Mark Beyer from The Spaceship Company (Virgin Galactic) who will share further insights on the use of simulation at his company.
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Carrie Underwood has brushed off rumors of a feud with fellow country star Taylor Swift, insisting she's actually a fan of her country music peer.
The "We Are Never Ever Getting Back Together" hit maker was reported to be hoping to avoid the "American Idol" winner at Sunday's Grammy Awards in Los Angeles amid claims Swift was not a fan of Underwood's attitude.
A source told Us Weekly magazine, "Taylor feels Carrie is always rude to her, so she steers clear of her."
However, Underwood insists there is no friction "that I know of at least" and she reveals she loves Swift's latest single, saying, "I really like 'I Knew You Were Trouble.' It sounded a lot different for her. I liked the branching out, trying some different sounds."


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Family, Ivan, Izac, Photography, Playtime
Euro Fun Park Revisited
I spent the Deepavali weekend over at mum's place with the kids. Yesterday evening, we decided to give the kids a treat and brought them to Euro Fun Park since we didn't have anything planned for them for the long weekend. The park set itself up at Aeon Bukit Tinggi's carpark, like the last time they set themselves up at the 1Utama carpark when we brought a duck-walking Ivan almost 3 years ago.
Like previously, they charged entrance fees of RM3 for adults and RM2 for kids 3 to 12 years old. On top of the entrance fees, we have to pay for rides as well… mostly costing 2 tokens (RM2 for 1 token). Needless to say, the kids had fun and for just a short 2 hours of fun we spent about RM140 in total.
I guess it's considered money well spent, as going for a short trip away from home would cost much more than this. And what's more, the photography buff in me just couldn't miss this chance of trying out panning technique on the merry-go-round.
As you can see from the picture, I was wondering why Izac's got that stoned face while Ivan was absolutely ecstatic! I was afraid that he got scared on some of the rides. It turned out that he was merely so tired that he conked out as soon as we reached home.
27 Oct 2008 Sue 25 comments


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The wasps that we are dealing with in the Sierra are not foreign ones that came from Europe two decades ago.
The wasps that we are dealing with in the Sierra are not foreign ones that came from Europe two decades ago.
I have worked in the Sierra every summer for 50 years and we always have them in late summer. As The Record's Sept. 9 article, "Wasp invasion spreads," points out some years there are more, particularly after mild winters such as the most recent.
The nests that these make are of paper material and either above or below ground. Some of the nests are as big as a volleyball. Try not to disturb these.
My younger sister did just that back about 50 years ago and was badly stung. Ever since then she has been reluctant to visit the Sierra at this time of year.
There are wasp traps that are quite effective and visitors to the mountains should make sure that they do not leave food, particularly sweet food, out where the wasps can find it.
We often have people come into the Visitor Center at Calaveras Big Trees State Park who have been stung. Ice packs are recommended to reduce the swelling. If that doesn't work and the swelling increases and spreads you should visit a physician as soon as possible as you may be hypersensitive to the stings and the treatment may require a prescription.
Steve Stocking
San Andreas
I read your Sept. 6 editorial, "Control of Rim Fire is finally in sight," and I agree that it is not likely that the person who started it will pay very much of its cost.
However, there may be deep pockets that the government can go after. That is the group that touts hunting so much, the good old National Rifle Association. It has been decided in court that corporations are people for the purposes of donations, so they should also be people for the purposes of paying for fires.
Reuven E. Epstein
Once in awhile you see a letter to the editor on topics regarding our four-legged friends. One of my little dogs had surgery and it is going to take a few days to recover.
My concern is that when you are offered or told your little guy should stay overnight, ask if someone will be there all night. You would be surprised at how many vets have nobody there.
I always take mine home with instructions so if there are any complications I can take my pet to the nearest emergency vet. I took my guy home. I am not a vet but he will not be alone.
I am by no means pointing fingers at anyone vet since my vets are amazing; I am just suggesting you to ask the right questions.
Cecilia Gonzales
Our criminals both in and out of jail are entitled to conditions that "are not cruel and unusual," as specified in our Constitution.
So, what we need is a constitutional amendment that requires all of our veterans be provided with their needs after leaving service to their country.
Judges apparently are complying with constitutional law, so if we had a constitutional mandate our veterans would be given at least the same protection as criminals.
Daniel L. Giesing
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Interracial MILFs 3 from Dark X is sure to satisfy IR porn lovers and those who appreciate mature women.


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Starting today, you'll be able to send a text message to 911 in an emergency situation. The service will be supported by AT&T, Sprint, Verizon and T-Mobile. Text 911 is only available in a small set of select cities to start, however it will be rolled out everywhere by the end of 2014.
Using the service is easy, just send a new text message to 911 with the details of your emergency — though you'll need to remember to send your location as pinning things down over text isn't the same as it is with phone calls. You'll also be able to send a photo along with your message, though that feature isn't supported across the board just yet.
You can read more on the Text-to-911 service at the FCC's website.
Source: FCC; Via: Lifehacker


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Mike Wallace was a solid starting wide receiver that was paid like a superstar during his first season in Miami. During his second offseason, we've predictably heard the team claiming they will use him more effectively in 2014.
We've read stories about Wallace moving around the team's formations, and possibly lining up in the backfield. But we haven't heard about him possibly returning kicks until now.
"I might get back there for kickoff returns," Wallace told Neil Reynolds for an interview that will air on Sky Sports in the UK. "I just want to be on the field making an impact for my team. I've always wanted to return kicks ever since I've been in the NFL."
Wanting to return kicks doesn't mean that Wallace will be returning kicks, as Wallace learned when he was a Steeler. He returned some kicks in the preseason in Pittsburgh, but was never allowed to during the regular season. There has been no indication the Dolphins will use Wallace on returns.
"At this point of my career, I just want to get the ball in my hands and make some plays," Wallace said.
It's not that crazy of an idea. The Dolphins' kick-return situation is unsettled, and Wallace could provide more value if he excelled at returns. Dolphins fans probably don't want to hear this, but perhaps Wallace could best earn his keep as a rich man's version of Ted Ginn.
The latest "Around The League Podcast" bangs the table for Cordarrelle Patterson and predicts which stars will soon descend.


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Value-oriented Bench Test Engineers Have a Powerful Yet Affordable Solution for Microwave Spectrum Analysis
Download CopyAnritsu Company introduces the MS271xB family of economy microwave spectrum analyzers covering 9 kHz to 7.1 GHz, 13 GHz, and 20 GHz frequency ranges. Offering excellent RF measurement performance and a full suite of measurement features, the MS271xB family consists of three models that are cost-effective alternatives for bench testing of microwave components, subsystems, and systems used in the wireless, aerospace/defense, and university markets.
No other spectrum analyzers in this price class offer the features and performance of the MS271xB family. They have 1 Hz to 3 MHz RBW, amplitude accuracy better than +/- 1.3 dB, and low phase noise of -114 dBc/Hz at 10 kHz offset. With such high measurement performance, the spectrum analyzers can accurately measure most wireless local oscillators and synthesizers. Their superior dynamic range of typically 100 dB allows the MS271xB family to quickly and precisely test RF and microwave devices that require exceptional linearity.
A full suite of measurement features helps engineers and technicians improve productivity, increase measurement capabilities, and lower test costs when analyzing RF and microwave components. Among the powerful features are RMS detection and channel power ratio measurements, as well as AM/FM demodulation, limit testing, and extensive marker functions, including counted markers and marker noise measurements.
The MS271xB family provides bench engineers with a number of other benefits. For EMC pre-compliance testing, the spectrum analyzers have a quasi-peak detector and CISPR bandwidths as standard features. They also offer a 65 dB range input step attenuator and 20 watt input protection to reduce the potential of damage that can be caused by inexperienced operators. An optional high-accuracy power meter functionality supports Anritsu's 6 GHz PSN50 sensor with +/- 0.16 dB power measurement accuracy.
All three models offer optional WCDMA/HSDPA RF measurements, and optional IQ demodulation hardware to support WCDMA demodulation. The 7.1 GHz MS2717B has an optional tracking generator to support filter and amplifier measurements, and optional WiMAX measurements that can be used by Fixed WiMAX equipment manufacturers.
Ergonomically designed, the MS271xB family has controls that are designed to improve productivity for manufacturing, R&D, and general purpose test. Compactly designed, the MS271xB family measures only 242H x 372W x 339D (mm) and weighs 5.6 kg. The analyzers also provide flexibility in the manufacturing environment, as they have 256 MB compact flash drive, 256 MB USB flash drive, Ethernet, and USB 2.0 connectivity to archive setups, update firmware, and transfer results. Another benefit of the MS271xB family on the manufacturing line is its whisper-quiet operation and its low power consumption of only 35 Watts.
The 9 kHz to 7.1 GHz MS2717B has a delivery of 10 weeks ARO. The 9 kHz to 13 GHz MS2718B has a delivery of 12 weeks ARO. The 9 kHz to 20 GHz MS2719B has a delivery of 12 weeks ARO.
About AnritsuAnritsu Company (www.us.anritsu.com) is the American subsidiary of Anritsu Corporation, a global provider of innovative communications test and measurement solutions for more than 110 years. With its acquisition of NetTest (www.nettest.com), Anritsu provides solutions for existing and next-generation wired and wireless communication systems and operators. Anritsu products include wireless, optical, microwave/RF, and digital instruments as well as operations support systems for R&D, manufacturing, installation, and maintenance. Anritsu also provides precision microwave/RF components, optical devices, and high-speed electrical devices for communication products and systems. With offices throughout the world, Anritsu sells in over 90 countries with approximately 4,000 employees.


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Try these Ingredient Substitutions
Almond extract
Use Amaretto
Brown sugar
For each cup: use 1 cup granulated sugar mixed with 1 Tablespoon molasses
For each cup: Mix 1 cup of plain yogurt or sour cream mixed with ¼ cup skim milk (use only 1 cup of the mixture)
Cake flour
For each cup: Measure 1 cup of all-purpose flour, remove 2 Tablespoons and replace with 2 Tablespoons of cornstarch
Chili Sauce
For one cup: Combine 1 cup tomato sauce, ¼ cup brown sugar, 2 Tablespoons vinegar, 1/4 teaspoons cinnamon, dash of ground cloves and dash of allspice
Use green onion or scallion tops instead
Cornstarch (for thickening sauces)
For each Tablespoon: Use 2 Tablespoons all-purpose flour
Corn syrup
Replace with honey
Cream of Tartar
For ½ teaspoon: Use 1½ teaspoons of lemon juice
Ground Red Pepper
For ¼ teaspoon: use 8 drops of Tabasco (or other hot pepper sauce)
Pumpkin Pie Spice
For 1 teaspoon: Combine 1/2 teaspoon cinnamon, 1/4 teaspoon ginger, 1/8 teaspoon allspice, and 1/8 teaspoon nutmeg
Use red onion
Sour cream
Use plain yogurt
Tomato Sauce
For a 15-oz can: Combine a small can of tomato paste with 1½ cups of water. Mix well!
Unsweetened Chocolate (melted)
For each ounce: Use 3 Tablespoons unsweetened cocoa mixed with melted butter or margarine
Vanilla Extract
Use brandy
Whipped cream
Chill a 13 ounce can of evaporated milk for 12 hours. Add 1 Tablespoon lemon juice. Whip until stiff
For ½ cup: Use ¼ cup of wine vinegar (red or white wine vinegar depending on what the recipe calls for) mixed with 1 Tablespoon of sugar and ¼ cup of water
Have your own recommendations? Tell us!
Want to learn more kitchen secrets?
Mom's Helpful Tips
Handy Measurement Conversions
Grocery Shopping 101 -- Money Saving Ideas
*DISCLAIMER*: The information contained in or provided through this site section is intended for general consumer understanding and education only and is not intended to be and is not a substitute for professional advice. Use of this site section and any information contained on or provided through this site section is at your own risk and any information contained on or provided through this site section is provided on an "as is" basis without any representations or warranties.


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If you have any questions,Please do not hesitate to contact us.
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Lead Time:15-20 days


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Ask Matt: Murder, Parenthood and Finales, Longmire, Big Bang, Supernatural's 200th, NCIS
Nov 17, 2014 12:20 PM EST
Send questions and comments to firstname.lastname@example.com and follow me on Twitter! Question: Thanks for being the voice of reason in the sometimes crazy cluttered world of TV. You're the only person I trust to tell me if I'm overreacting. Because I… Read more


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Alamo Offers Services in China,
Through a Joint Venture
Partnership with eHi
About eHi
Founded in January 2006 with headquarters in Shanghai, eHi provides car rental service nationwide in China. Branch offices are located in more than 60 cities with a total of more than 400 service outlets.
eHi offers self-drive and chauffeur drive service to both consumer and corporate clients throughout China.


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What was supposed to be a routine maintenance job for two workers turned into a near life threatening experience. A mechanical malfunction of electrical equipment coupled with improper working practices and lack of proper personal protective equipment sparked a hazardous chain of events these workers will never forget.
When Bob, a maintenance electrician, and Chuck, a contract field service technician, reported to a remote facility housing ventilation equipment for a highway roadway tunnel, their purpose was to check out an abnormal vibration on a medium-voltage 1500-hp motor powering a ventilation fan. The motor's 4.16kV full-voltage across-the-line contactors consisted of double-stacked construction (one contactor assembly on top of another). There were several fans at the site, each with its own motor controlled separately by the switchgear. The seven-year-old switchgear and other equipment in the fan equipment room appeared to be well maintained, and the facility's general housekeeping was excellent (Photo 1 in the original article).
As work progressed, Chuck was on the far side of the room, to the rear of the switchgear where Bob was working. Bob had racked out the contactor for the No. 2 fan that Chuck was to repair. As Bob performed a meter measurement in the open compartment of the 4.16kV motor's starting contactor, he called Chuck over to watch.
A blinding flash and burned electricians
As Bob placed the leads of his digital multimeter between the bottom of the motor contactor's 4.16kV fuse and the metal cabinet, a blinding flash came from the compartment. Bob recoiled, knocking Chuck over. Temporarily blinded by the flash, Chuck could not help Bob, who also had burns on his hands and face. A few minutes later, Chuck was able to call for medical assistance.
The company operating the highway tunnel asked us to independently review the accident. Our forensic investigation began that same afternoon. First, we performed an overall inspection of the electrical system, giving special attention to the switchgear. Since the injured workers were away from the facility recuperating from their injuries, the facility manager gave us a recap of their story. From this summary, we could not determine what measurement the workers were performing at the time of the flash (Photo 2, in the original article).
Next, we documented the condition of the switchgear components. We de-energized the switchgear. The main disconnect was locked out and tagged, and the switchgear bus work remained grounded. We performed tests to determine and record the position of all draw-out contactor assemblies in the switchgear. We also took dimensions from full-racked in to full-racked out positions, as well as the position of all safety interlock brackets and lever arms.
To provide documentation of how the interlock operated, we made a videotape of a simulated operation of the switchgear contactor draw-out procedure, performed according to the manufacturer's recommended maintenance instructions. The compartment door would open with the contactor partially racked out and still energized. When we performed the same test on all the contactor compartment doors of the switchgear, two out of three failed-opening while the contactor remained energized.
How did the accident happen?
In our preliminary findings, we determined the draw-out contactor had not been completely racked out and disengaged from the energized stabs at the rear of the cubicle before the workers began their maintenance activities. The draw-out operating handle was in the mid-position, and the compartment door remained open (Photo 3 in the original article). Since we did not have the opportunity to interview either of the workers, we never determined exactly why Bob used a low-voltage meter to perform a measurement on equipment operating at 4.16kV.
After piecing together the facts, we found several factors contributed to this accident. First, no one had maintained the switchgear in accordance with the manufacturer's recommended practices. The door's safety interlock mechanism had, over time (possibly by abuse), become misaligned (Photo 4 in the original article). This situation allowed the compartment door to open when the contactor rack-out mechanism, operated manually by the draw-out handle, had not completely disengaged the contactor from the 4.16kV connection stabs. With the door open, the workers apparently assumed the rack-out of the contactor was complete.
Secondly, the pair did not follow proper safety practices, nor were they wearing proper working attire and safety equipment to protect themselves from an arc-flash. Lastly, Bob's use of a low-voltage instrument on medium-voltage equipment was obviously inappropriate (Photo 5 in the original article).
The workers could have prevented this accident. First, and perhaps most importantly, had the workers performed the manufacturer's recommended maintenance and routine check of the safety interlocks, they would have identified the defect before the accident.
In one of our tests, not included in the manufacturer's procedures, we attempted to open the contactor compartment door by pulling on the door as the draw-out handle operated mechanism moved through its entire motion.
This test determined the integrity of the door interlock as the contactor moves from its fully racked-in position to its fully racked-out and de-energized position. We revealed when the handle was in the halfway position, the door opened, and the contactor remained energized.
Manufacturers take time and effort to develop maintenance instructions to include with their equipment upon shipping. Make sure you never discard this information when you install any equipment, and include it in your company's maintenance department procedures. Finally, don't let unqualified workers perform tasks beyond their expertise or capabilities.


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News editor
With changes in federal school lunch standards, Marion High School's cafeteria is emptier this year than in the past.
Head cook Kathy Holub said the cafeteria serves about 160 meals a day, down from about 180 last year. The main reason for the decrease is more juniors and seniors leaving school for lunch. And now sophomores are seeking approval from USD 408 Board of Education to extend open lunch to sophomores.
"We don't get enough food, and I don't like it," sophomore Landon Petersen said Thursday. "Every day I'm still hungry after lunch."
Petersen said he started bringing lunch from home more often this year.
"There are certainly students who would like more to eat," USD 408 Superintendent Lee Leiker said.
Hillsboro schools haven't seen quite as much drop off in meals served, head cook Teresa Bernhardt told USD 410 Board of Education on Monday, but they aren't satisfied with the changes to meals.
"Our kids are used to getting their calories from protein and carbohydrates," Bernhardt said. "I had to take the potato off the potato bar. Now it's just chili."
Most students walk right past the salad bar, she said.
Under the new guidelines, school lunches can have a maximum of 650 calories for kindergarten through fifth grade, 700 calories for sixth through eighth grade, and 850 calories for high school. There are also limits on how much sodium and sugar can be in meals. Holub said meeting the calorie limits is the biggest planning challenge.
Leiker said planning every meal to meet those standards takes more time, and that extra planning time by cooks is increasing the district's cost.
Holub said those calorie limits aren't high enough for growing, active children.
"I think it is a hardship for some kids, especially the athletes, but also for the kids that only get one meal a day," she said. "Some don't get the nutrition they need at home."
Bernhardt also said the calorie limits aren't enough for football players, but enough food for a football player would be too much for someone who goes home after school and works on a computer. There are similar issues with elementary school lunches, she said.
"What bothers me is we have to put the same food on a kindergarten tray as on a fifth-grade tray," Bernhardt said.
Mandates that every student receive a certain amount of fruits and vegetables also mean that there is less room in the calorie budget for what students do want, entrees.
The changes to lunches are driving more students to go on open lunch, and most of those students are probably turning to unhealthy options, defeating the purpose of the school lunch standards, Holub said.
"I have a nephew who is a big boy, and he would rather go to Casey's and get what he wants, eat junk food, than eat a nutritious lunch here," she said.
But the problem isn't one that USD 408, USD 410, or any school district can do much about. The guidelines were set by the U.S. Department of Agriculture. If a school doesn't meet those requirements, it risks losing federal reimbursement for free and reduced-price lunches, and those reimbursements add up in a hurry.
Hillsboro USD 410 received more than $140,000 in reimbursements for the 2011-12 school year, business manager Jerry Hinerman said. That is more than three times the salary and benefits of a new teacher.
With that much money at stake, school districts can't afford to make a statement by serving meals outside the federal guidelines.
"A lot of kids are very understanding," Holub said. "They aren't happy about it, but they understand that it comes from above."


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The operating team gathered behind Dr. Alejandro Berenstein as 6-year-old Haylie Howe lay unconscious on a table, where seconds before, a special dye had been injected into a catheter to highlight the blood vessels in her brain.
Berenstein, director of the Center for Endovascular Surgery at St. Luke's-Roosevelt Hospital in New York, watched as the negative X-ray image of Haylie's skull transformed to show only her blood vessels.
"We do like that," the Mexico City native said, crossing his fingers in the air and encouraging his colleagues to do the same. "Hopefully, it's all gone."
He paused, searching the screen for a problem.
"Cured," he said, before performing a few more double-checks and giving a few high fives. "Let's get mama here."
Lisa Hribal walked into the room as doctors lowered the blinds on the glass window to the operating room. Still, she had to put on a blue clean room suit, complete with fabric booties and a hair net. She looked around tentatively and took a few steps toward Berenstein.
"Hi," he said. "It's all gone."
Her hands flew to her face as she gasped. She thanked him and hugged him before backing up to tearfully listen to Berenstein use phrases like "normal life" as she clasped her hands and shook her head in shock.
Haylie was born with vein of Galen malformation, a rare brain condition in which the brain is missing the blood vessels -- capillaries -- that would normally slow blood flow from high-pressure arteries to low-pressure veins. Without capillaries, blood rushes to those veins, causing them to expand and allowing blood to pool where it's not needed.
But while some areas of Haylie's brain drowned in blood, other areas weren't getting the blood they needed, and her heart was forced to work overtime to keep up with the high pressure.
"It's basically a big channel full of blood," said radiologist Dr. Daniel Lefton, pointing to Haylie's old MRI scan, which showed a long, thick tube with a bubble at the end in the center of her brain. "With something like this, this kid never would have survived."
He explained that most babies with vein of Galen malformation die of heart failure because the heart is pumping blood with almost no resistance, causing it to pump too hard.
Haylie Howe, 6, was born with a deadly brain malformation. Thursday, doctors declared her cured. (Credit: Lisa Hribal)
"It's literally always fatal in 98 percent of them," Berenstein said, adding that patients with the untreated malformation often die in the first year of life of heart failure with seemingly no explanation. Those with a mild enough malformation to survive the first months of life suffer other complications and still die young without (and sometimes with) treatment.
Haylie wasn't diagnosed when she was born in a suburb of Chicago in 2006. Her mother noticed Haylie wasn't meeting certain milestones and had prominent blue veins on her face, but doctors always told her that Haylie would catch up. They pointed out that Haylie's skin was pale, so she was more likely to have visible veins anyway.
When Haylie still wasn't able to sit up on her own by the time she was a year old, Hribal grew anxious. "Something is wrong," Hribal recalled saying. "I can't keep hearing she's going to catch up."
At the next pediatrician appointment, a doctor noticed that Haylie's head was measuring large and suggested hydrocephalus, which is an abnormal accumulation of cerebrospinal fluid. A specialist touched Haylie's head and told Hribal that her baby's skull was actually starting to corrode. Several tests later, doctors reached a diagnosis: vein of Galen malformation.
Berenstein had begun working on a cure in the 1970s. In a procedure called embolization, he closed the malformations using glue, causing the enlarged veins to eventually disappear and allowing blood to flow to the normal vessels at normal pressure.
"We started working with Krazy Glue – literally Krazy Glue we took from the hardware store," he said, adding that technology had since advanced to a medical grade version of the super glue.
The glue goes into the bad veins through a catheter, which is a microscopic tube that enters through the femoral artery in the thigh and snakes its way to the brain. The goal is to get the catheter to reach as close to the problem area as possible before injecting the glue – a delicate process that Berenstein prefers to undertake with a little music in the background.
But Berenstein wasn't Haylie's doctor back when she was a baby. She underwent several embolizations in Chicago, but a complication during one of them caused then-2-year-old Haylie to have a stroke. Hribal said she noticed the doctor giving Haylie extra high fives with both hands to test her after a procedure, but she didn't think anything of it.
"The next morning she was eating breakfast and her face just started drooping," Hribal said.
She called for help, and the doctor confirmed it was a stroke. He then told her that Haylie's case was over his head, and he didn't have a referral.
After frantic Internet searching, Hribal found Berenstein, or "Dr. B," as she and the rest of the vein of Galen malformation parents call him. They've since formed several Facebook groups to offer support and guidance to one another for a disease that was nearly always fatal just a few decades ago. Now, Berenstein says he can save 80 percent of people who have it, but the road to recovery is long and hard for the children and their parents.
For instance, Hribal remembers bringing tiny Haylie to her big sister's elementary school, prompting the older kids to tease Haylie for the blue veins on her face. Haylie's sister, Jocelyn, came to the rescue.
"'They're just beauty veins! They're beauty veins! Leave her alone,'" Hribal remembers Jocelyn shouting at her classmates.
After nine procedures in Chicago and another eight in New York, the veins on Haylie's face are nearly invisible. Her MRI, which she wasn't nervous about until the last second, looks just about normal. A year and a half ago, she had her final embolization, and last Thursday, Berenstein gave her the all clear.
"I feel like she's an old soul," Hribal said. "She knows how lucky she is, but she doesn't know why. At the grocery store, she will say, 'This is the best day of my life.'"


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Pesticides Pose Risk in Rural and Urban Communities Alike
Organic farms like this one in California offer a healthy alternative to conventional farms that use lots of pesticides.Photo by Mary Mactavish via Flickr
In a recent study of 60 children of Latino farmworkers in the U.S. state of North Carolina, nearly 90 percent of those tested were found to have pesticide metabolites in their urine, according to a report in Environmental Health Perspectives. On average, the children had four different pesticides present in their urine, posing a potential long-term health risk. "Because children are so much smaller than adults and because they are developing rapidly, the effects of pesticides on their neurological systems can be devastating," says Danielle Nierenberg, a food and agriculture researcher at the Worldwatch Institute in Washington, D.C.
Children of farmworkers tend to have higher levels of exposure to pesticides because they may live near or spend time in fields that are treated with chemicals, or the pesticides may be present on their parents' clothing. But children in urban neighborhoods, particularly those in low-income homes, may frequently be exposed to the same or similar harmful chemicals, according to some reports. A 2006 study in Pediatrics noted that pregnant women in New York City are commonly exposed to pesticides used indoors to control cockroaches. The study found that children with high levels of prenatal exposure to chlorpyrifos, a once-common residential insecticide that has since been banned from residential use, exhibited delays in motor skills and mental development, as well as attention problems in later stages of life.
Pesticide use worldwide has increased dramatically since 1961, from an estimated 0.49 kilograms per hectare to 2.0 kilograms in 2004, according to Worldwatch's Vital Signs 2006–2007 report. In 2004, global exports of pesticides totaled $15.9 billion, a new high for the industry. But the chemicals can run off of farmers' fields and contaminate drinking water, and every year some 3 million people suffer from severe pesticide poisoning as a result of direct contact or other exposure.
Other Worldwatch Articles You Might Enjoy
Alternative farming methods that use little or no pesticides can benefit farmworkers and their families, as well as food consumers and the environment. Integrated pest management (IPM), sustainable agriculture, and organic agriculture all offer healthier options, according to experts. Although conventionally raised produce in the United States is less expensive in the short term, "we pay a high cost for it in lots of ways," says Nierenberg.
This story was produced by Eye on Earth, a joint project of the Worldwatch Institute and the blue moon fund. View the complete archive of Eye on Earth stories, or contact Staff Writer Alana Herro at aherro [AT] worldwatch [DOT] org with your questions, comments, and story ideas.


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For an annual fee of $79, Amazon.com AMZN, +0.50% offers customers free two-day shipping on most of its inventory — a business model that defies conventional wisdom and, perhaps, the laws of gravity.
One doesn't have to be Sir Isaac Newton to know that the heavier an item is, the more energy it takes to hoist it off the ground and transport it around the country. But the online retailer sets few limits, if any, on the weight of the items it ships for free.
While sending off something as a light as an 0.8-ounce pack of feathers doesn't cost the company much, analysts say Amazon may lose hundreds of dollars covering the cost of lugging around heftier items, such as 149-pound sofabeds or 300-pound treadmills. Shoppers, on the other hand, can more than make up for that $79 Amazon Prime enrollment fee with a single purchase.
"It's really an amazing deal," says Amazon spokeswoman Pia Arthur, even if the heaviest items sometimes have to be handled by "specialty shippers" instead of UPS or FedEx and can't always be delivered within the usual two-day time frame. See Amazon's policy for shipping large items.
So what's the heaviest item Amazon will ship for free? The company declined to say, but the makers of a 1,509-pound safe (shipping weight: 1,672 pounds) claim the prize for biggest bang for one's 79 bucks. See Cannon Safe CO54 Commander Series Premium 90 Minute Fire Safe
These days, if Wile E. Coyote wanted a safe to drop on the Road Runner, he would be better off ordering from Amazon than Acme, which probably charged for shipping.
The Cannon Commander Series 54 is designed by Cannon Safe to hold up to 48 guns, but can also be used to protect jewelry and important documents. It stands 6-feet tall, features a 5.75-inch thick steel door with 13 locking bolts and sells for $3,486.57 on Amazon.
"We charge customers around $700 to ship this safe, but when they buy it through Amazon they get it shipped for free," says Pasquale Murena, marketing manager for Cannon Safe. "As a result, we get orders through Amazon every day." In fact, Amazon will pick up the tab for shipping the safe even for non-Prime members, if they are willing to wait a few extra days for delivery. Like many items priced over $25, it qualifies for "Super Saver Shipping," which usually take five to eight days to arrive.
Some families are forgoing pricey student loans in favor of alternative strategies. Photo: AP.
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Amazon would not comment on its shipping costs. And that, analysts say, is the elephant in Amazon's mail room. "Amazon discloses almost nothing about the economics of Prime, not even how many Prime members there are," says Colin Gillis, an analyst with BGC Partners. The company has also been criticized for a similar lack of transparency about the economics of its e-reader and tablet business. "If I were an investor paying a multiple premium for Amazon, I'd want a little more information about this,"Gillis says.
What investors do know is this: The company reported $636 million in shipping losses in the quarter ended Sept. 30 ($2.8 billion in the past year) — that's represents 4.6% of its sales. Amazon reported a net $274 million loss that quarter, but "they would have earned a hefty profit were it not for the costs of free shipping," says Gillis. In fact, free shipping reduces Amazon's profit margin on any one item to about 1%, compared with the 5% retailers earn typically, he says.
CEO Jeff Bezos insists its shipping costs are a calculated risk. "It's not like we didn't do some arithmetic ahead of time," he told AllThingsD in September. "Despite what some have said from time to time, Amazon is a for-profit business. So, we looked at some numbers, and we believed that this would be a good program for customers and for Amazon." See Making Money While Keeping Prices Low: Amazon CEO Jeff Bezos Explains It All (Mostly)
Gillis and other Wall Street analysts say Bezos is betting that Prime customers will become so loyal to the service that they won't shop around at rivals' sites. And for his part, Gillis says the strategy appears to be working. "I buy everything from Amazon now — even my underwear," he says.


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One big snowfall averted, another coming
While CBS was re-running the 1964 U.S. premier of the Beatles on Sunday night, Mother Nature pulled the plug on what could have a significant snow event.
As of Sunday evening, forecasters like Lauren Collier of Cablevision's News 12 and Gary Lessor, who heads Western Connecticut University's weather center, were predicting anywhere from about an inch along the coastline to, at the most, 3 inches inland of fresh snow.
But keep the faith kids -- there could be a snowy, slippery mix headed our way Wednesday night into Thursday. And it might lead to school delays or cancellations.
More could be storming this way the following week, according to some computer models.
"I'm just saying I want to be in Florida now," Collier quipped late Sunday afternoon. "Keep in mind there's just 39 days until spring."
That 39 is something of a sore point. That's the inch count of snow dumped on Fairfield and New Haven counties from Feb. 8-13, last year.
Those who have had enough of snow this winter can be thankful the two systems that were supposed to converge Sunday -- and bring significant snow to Connecticut -- didn't. A stagnant high-pressure system kept the low pressure well off the southeastern coastline.
What the area got instead, Collier said was "a fast-moving clipper system.'
But come late Wednesday, Southwestern Connecticut could endure another costal storm that begins as snow, then turns to freezing rain and, by Thursday afternoon, all rain -- leaving a slushy mess to freeze at night. Kind of sounds like what the area went through last week.
"This has the potential to be a significant one," Lessor said.
While that's what some long-range computer models are saying, Collier preferred Sunday to wait at least another "two or three days" before finalizing a prediction.
Yet another system is forecast to come through Friday, bringing light snow or flurries, depending on where you live.


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MILLEDGEVILLE, Ga. - With the local weather patterns still not allowing for outdoor competition, the No. 19 Georgia College & State University women's tennis (3-3, 3-2 PBC) match against No. 10 Clayton State University originally scheduled for today (March 2) at 2:30 p.m. will be moved to Wednesday, March 4 at 3 p.m.
Visit www.GCSUBobcats.com to nominate your favorite former Bobcats and Colonials to the GCSU Athletics Hall of Fame. The GCSU Department of Athletics sponsors 10 varsity athletic programs at the NCAA Division II level. As a Division II program, GCSU prides itself on balancing the life of the student-athlete, evidenced by the Bobcats' multiple appearances in post-season competition as well as documented academic success and community-service involvement.


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UPDATE: Although it has been confirmed by @MuscleNerd that evasi0n would support Apple TV 2, it seems that it doesn't. Based on earlier news from evad3rs team, we believed their jailbreak was compatible with Apple TV 2 when publishing the below post just a few minutes after evasi0n went live. We are very sorry for causing confusion. We now have to wait for Seas0nPass to be updated with iOS 6.x support for Apple TV 2. We believe it won't take long.
Evad3rs, a group of four top iOS hackers (@pod2g, @musclenerd, @pimskeks and @planetbeing) has just released a long-awaited evasi0n jailbreak for all iDevices running iOS 6.0 through 6.1, that include Apple TV 2 running software version 5.1, 5.1.1 or the latest 5.2. This is an untethered jailbreak, meaning you will be able to reboot your Apple TV without attaching it to a computer. Evasi0n jailbreak doesn't support Apple TV 3 (however, there is some hope that it will in the future).


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On behalf of all of us at SUNY Broome Community College, welcome. Whether you are just beginning your higher educational experience or are returning to college to attain new skills, here at SUNY Broome, you will find faculty and staff committed to making your educational experience a rewarding one. Welcome also to the SUNY Broome web-site where you will find answers to many of your questions about SUNY Broome Community College.
For over sixty years, SUNY Broome Community College has been addressing the ever-changing educational needs of students from this region as well as from across New York State and around the world. At SUNY Broome, you can choose from a broad array of educational programming designed to prepare you for success as you transfer to a four year college or university or enter the workplace. Recently, SUNY Broome has been ranked number one among SUNY's thirty community colleges for retention of students who continue their education at the four year level. I'm confident that you too will share in the pride that so many in the college community feel about SUNY Broome's focus on teaching and learning, innovation including the College's affiliation with ITunes University and the success of our over 41,000 graduates.
Dr. Kevin Drumm


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FIFA welcomes the labour law reforms announced today by Qatar's Ministry of Labour and Social Affairs as well as the Ministry of the Interior at a media briefing in Doha. Given these new developments in the 2022 FIFA World Cup host country, FIFA President Blatter and FIFA Executive Committee member Dr Theo Zwanziger decided to postpone a scheduled trip in mid-May to until after the 2014 FIFA World Cup. This allows for time to gain a better understanding of the measures that were presented today. The announced reforms confirm the expressed commitment of the country's authorities to improve the welfare of migrant workers and to use the hosting of the 2022 FIFA World Cup as a catalyst for positive social change.
"This announcement is a significant step in the right direction for sustainable change in the workers' welfare standards in Qatar. We look forward to seeing the implementation of these concrete actions over the next months. We will continue our close cooperation with Qatari authorities as well as dialogue with all key stakeholders", says FIFA President Blatter.


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