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Environmental Studies
The Concentration in Environmental Studies
Number of Units
Six units are required.
Required Courses
One from each group is required of all concentrators:
BIOL 115 Environmental Science or BIOL 224 Ecology & Conservation with Lab
CHEM 101 Chemistry and Society or CHEM 105 The Physical Earth or CHEM 120 Chemical Reactivity
ECON 235 Environmental and Resource Economics
(pre-requisite of ECON 101)*
ENVS 490 Environmental Studies Senior Seminar or SEMN 408 Slow Farming: Resilient, Just, and Joyful Agriculture
BIOL 115 Environmental Science (if not used above)
BIOL 312 Population and Community Ecology with Lab
BIOL 322 General Microbiology with Lab
CHEM 105 The Physical Earth (if not used above)
CHEM 240 Analytical Chemistry with Lab
CHEM 420 Instrumental Analysis with Lab
ECON 490 Senior Topic (if topic relates to env. economics)
ENGL 151 RTW: Environments
ENGL 217 World Indigenous Literature: The People and the Land
HIST 212 American Environmental History
HIST 217 History of Leisure and Recreation in America
PHIL 108 Ecological Philosophy
POLS 295 Oil and Politics
PHYS 105 Energy and the Environment
SEMN 401 Energy Policy & Use Worldwide
*Additional special topics one-time course offerings may count as electives depending on content (e.g. ENGL, RELG); please discuss the suitability of these courses with Dr. Girdler or Dr. Hussen.
The concentration in environmental studies is open to students regardless of their majors and prepares students for graduate work and/or careers in a variety of areas including resource economics and management, city and regional planning, natural resource conservation, aquatic or terrestrial environments, environmental law, environmental education, environmental journalism, public administration, agribusiness, and food and population. For general advice and effective planning of their schedules, all students desiring this concentration are encouraged to see one of the directors as early as possible, preferably no later than the sophomore year.
Students interested in environmental studies are urged to keep this interest in mind when selecting a site for study abroad. If approved ahead of time by the co-directors, up to one course from study abroad can count toward the completion of the concentration. Moreover, pursuing these interests abroad emphasizes the important international dimensions of many environmental issues while often permitting students to gain familiarity with some problems (and their possible solutions) in other countries. Courses from study abroad sites in Costa Rica, Ecuador, Kenya, and Thailand are particularly suitable.
Additional courses that may be relevant to students interested in this concentration include BIOL 232, 296; COMP 105, 110; ECON 240, 412; MATH 260, 360.


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Checking in on… the Atlantic SunPosted by rtmsf on December 26th, 2010
Bucky Dent is the RTC correspondent for the Atlantic Sun Conference.
A Look Back
- Belmont's the Best: There is no team as consistent in this league as the Bruins, who came within a Scotty Hopson layup of scoring an upset win at Tennessee Thursday night. How good is Belmont? It went 8-of-35 from the 3-point line, had a 37-10 disadvantage in free throw chances and still fought a top 20 team — a top 20 team with decisive neutral court wins over Villanova and Pittsburgh — down to the wire. Between ripping his team after the game, Volunteers coach Bruce Pearl couldn't stop expressing his admiration for the Bruins' half court offense. If Belmont wins this league, it could win a first round game in the NCAA Tournament with the right draw.
- Jacksonville's Not Far Behind: And what about those Dolphins, going into Florida on December 20 and walking away with an overtime win against a team which two days earlier held Kansas State to 44 points? Right now, Cliff Warren is the favorite for A-Sun Coach of the Year. All he's done is take a team which lost its top scorers to graduation (Ben Smith and Lehmon Colbert) and usually has no one taller than 6'5 in its lineup and make it a much better defensive outfit. While it helps to have a do-it-all type like Ayron Hardy in your lineup, JU keeps getting meaningful contributions from the likes of Keith McDougald, Glenn Powell and Travis Cohn. Mark down January 10 on your calendar; that's when the Dolphins visit Belmont.
- Player of the Week: Scott Saunders, Belmont. Coming off the bench — which should tell you just how deep this team is — Saunders averaged 12.7 PPG and 7.3 RPG in wins over Kennesaw State, Troy and Alabama State. His 19-point, 10-rebound performance December 16 against Kennesaw State represented the first double-double of his career. A year after his arrival, the Rice transfer is having the impact many thought he would. Just missing the gold medal is Jacksonville's Keith McDougald, a freshman who averaged 15 PPG in road games against Saint Louis and Florida. McDougald canned four free throws in OT to clinch the Dolphins' 71-68 upset of the No. 20 Gators.
Power Rankings
1. Belmont (9-3, 2-0)
Next Week: 12/30 vs. Miami (OH)
Want to know two more reasons why the Bruins win? Rebounding and depth. They are outrebounding foes by nearly four per game, including an impressive 47-40 wiping of the boards at Tennessee, and play 10 players at least 10 minutes per game. In that respect, they play the game exactly like a BCS school, which is why they are this league's favorite until further notice. One troubling trend, though, is that sophomore Ian Clark's scoring average is down to 11.9 ppg. He had just six points and fouled out late in the loss at Tennessee. Belmont becomes a bit more vulnerable if Clark keeps slumping.
2. Jacksonville (7-3, 2-0)
Next Week: 12/30 vs. Bethune-Cookman
The Dolphins' win at Florida made them the first A-Sun team to beat a top 25 foe since Mercer walloped USC and O.J. Mayo in the 2007 season opener. They don't win with a lot of style points, given their low shooting percentages across the board, but JU is better equipped to win games in March this year thanks to its emphasis on defense. It is in some ways harder to guard because of the absence of a go-to player like it had last year in Ben Smith. If Belmont has some slippage, this looks like the team best suited to jump into the breach.
3. Lipscomb (7-3, 2-0)
Next week: 12/30 at Memphis
Predictably, Jordan Burgason has found his lost 3-point shooting touch, canning 16-of-32 in the team's last three games and averaging 20 points in that span. Center Adnan Hodzic continued his run to 2,000 career points, climbing to 1,670 for his career after a rare off-game netted him just 12 at Alabama. That was about the only thing worth mentioning from a 71-51 loss which was highly disappointing to coach Scott Sanderson, who said his team competed for five minutes of the second half. Losing at a BCS school is expected, but losing by 20 against a .500 BCS school when you expect to contend for a league title just doesn't sit well with Wimp's son. Nor should it.
4. Campbell (7-3, 1-0)
Next Week: 12/30 at East Tennessee State
No team in the league won in more dramatic fashion last week than the Camels, who trailed UNC Wilmington almost all night until Junard Hartley unloaded a game-winning 3-pointer with 1.4 seconds left for a 57-56 decision Dec. 22. Campbell is winning with defense, limiting its last four opponents to less than 40 percent marksmanship from the field. We'll start finding more out about the Camels next Thursday night when they visit two-time conference tourney champ East Tennessee State.
5. East Tennessee State: (5-7, 0-1)
Next Week: 12/30 vs. Campbell
The Buccaneers' inconsistent point guard play is a nightly concern, but so are their slow starts. Until a 79-51 win on Christmas Eve against Appalachian State, they fell behind by double figures before the second media timeout in three straight games — all losses. It appears more and more likely that senior forward Tommy Hubbard is headed for a redshirt year, shifting more of the load to Mike Smith, Micah Williams, Justin Tubbs and Isiah Brown. So far, none of those four has consistently been able to be the No. 1 offensive option for more than a game or two at a time. Someone has to at some point or a once-promising season could end in a sea of mediocrity.
6. North Florida: (4-7, 1-1)
Next Week: 12/29 at Maryland
Now we get to the A-Sun's second division, where there presently seems to be little difference from sixth place to the cellar. On the premise that the Ospreys have played the toughest schedule in the league, we'll go with them at No. 6. It's not a good sign that they continue to have trouble scoring the ball. It's an even worse sign that they have failed to earn more trips to the foul line than their opponents in 11 straight games. For a team which struggles to score consistently, it needs to find more ways to draw fouls and get easy points.
7. Mercer (3-8, 0-2)
Next week: 12/30 vs. Charlotte
You had to feel bad for Brian Mills, who fumbled a potential game-winning layup against Georgia Dec. 23 through his hands and out of bounds. Talk about the Grinch rappelling down your chimney at rocket speed. It was a lost opportunity for a team which continues to struggle to score points. And it was a rotten ending to a great game for Mills, who had 21 points and 12 boards. The Bears are still getting almost nothing out of underclassmen, a bad sign long-term.
8. Florida Gulf Coast (3-7, 0-2)
Next week: 12/27 vs. IUPUI
Reed Baker is going out with a bang, firing in a game-high 25 points in a Dec. 21 win over North Carolina Central. The senior guard is averaging nearly 18 points per game, although his usage rate suggests he needs to score more to justify his low shooting percentage. Other than sophomore forward Anthony Banks, who might be the league's top offensive rebounder, there's still little to like about this team across the board. Ole Miss transfer Kevin Cantinol hasn't contributed much, suggesting there's considerable rust to chip off his game.
9. USC Upstate: (2-9, 1-1)
Next week: 12/30 at Virginia Tech
Unlike Mercer, which recruited a bunch of freshmen and isn't getting much production from them, the Spartans can boast of freshmen who lead the team in scoring (Torrey Craig), rebounding (Craig) and blocked shots (Babatunde Olomuyiwa). In fact, Olomuyiwa's 35 blocked shots are more than six teams in the conference. So while Upstate is probably headed for another 20-loss season, it at least is bringing along young players who appear capable of leading this program to brighter days in 2-3 years.
10. Stetson: (3-9, 1-1)
Next week: No games scheduled
One could say the Hatters crapped out in Las Vegas, where they lost on consecutive days to Rice, Akron and Arkansas-Little Rock to stretch their losing streak to five games. Defense was an issue in the final two games as the Zips and Trojans combined to hit a total of 25 3-pointers. The one consistent scorer individually continues to be sophomore Ridge Graham, who's eighth in the league at 15 points per game and third in rebounding at 7.3. With the Nashville schools coming to town after the New Year, followed by a road trip to Upstate and ETSU, Stetson needs to improve first-shot defense soon or their five-game losing streak might not end for a while.
11. Kennesaw State: (2-9, 0-2)
Next Week: Dec. 28 at Wyoming
What's happened here? Since an 80-63 blowout of Georgia Tech Nov. 15, the Owls have lost nine in a row and are getting blown out more often than worn tires on a pothole-strewn expressway. Not even a lineup shakeup in a Dec. 22 loss at Fordham could change this team's slumping ways. This team shouldn't be losing nine in a row, but will lose more than that unless it starts hitting more shots and making more of a commitment to playing tough defense like it did in last year's A-Sun tourney.
Playing the Percentages
Every week, we'll look at an intriguing individual or team stat and determine fluke or trend. This week, we eyeball Belmont's first half dominance. Until it trailed 35-23 at halftime of a December 23 game at Tennessee, the Bruins had outscored their first 11 opponents by a combined 156 points, or an average of 41-27. We're going to say fluke, even though we think this is the conference's top team. With conference opponents — the guys who see you twice a year — on the docket for most of the season's remainder, Belmont might not display this type of dominance immediately.
A Look Ahead
After opening Santa's presents, A-Sun teams will mostly practice and get ready for the bulk of conference play in the last week of 2010, although there are some intriguing games.
- Campbell tries to improve to 2-0 in conference play when it makes its final trip to Johnson City for a date with two-time A-Sun tourney champ East Tennessee State.
- Belmont plays Miami (Ohio) in what should be a fascinating battle for tempo control. The Bruins love to play fast but Miami coach Charlie Coles gets almost everyone to play at a waltz pace.
- North Florida goes back to the road (and the bank) when it fleshes out a brutal non-conference schedule with a Maryland-Kansas State swing.
- Lipscomb takes its last swing at a significant non-conference road win when it makes a 200-mile bus trip to Memphis. The more experienced Bisons will have had nine days to stew over a rotten performance in a loss at Alabama.

subset: commoncrawl


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Serving the God of Holy-Love
Serving is not, of course, uniquely Christian. Indeed, the language of service has popped up everywhere in our society. To access the Internet, for example, we must have a network service provider. In business, there is a service sector. We …Read More
The Soul-Shaping Reality of the Gospel: An Interview with David Wells
TT: Besides the Bible, what has been the most influential book you have read this past year? DW: Most politicians answer a slightly different question from the one they have been asked, and so may I do so, too? The …Read More
Quitting and Finding Church
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There are one billion Roman Catholics worldwide, one billion people who are subject to the Pope's authority. How, one might ask, did all of this happen? The answer, I believe, is far more complex and untidy than Catholics have argued …Read More
David Wells
Dr. David F. Wells is distinguished research professor at Gordon-Conwell Theological Seminary in South Hamilton, Massachusetts. He is author of God In the Whirlwind: How the Holy-Love of God Reorients the World.


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Like in any good portrayal of sport on film, Lagaan captures the cardinal principles of sport rather well. This is admirable, given Lagaan is not primarily a film on sport. Those films are supposed to be dictated more by how the games are played than by wins and losses (although the triumphant underdog theme is prevalent across world cinema), but for a group of villagers fighting to increase the chances they'll survive with enough to eat, taking heart from anything other than winning hardly serves any purpose. Yet, they and not Russell's men play with a sporting spirit. And that is where the character sketches that define their being are as effective and consistent as one could expect.
For the greatest match ever played not to have any [inherently] neutral members in the audience is a shame (but fair in a way -- there are only two sides to the coin of justice), because as spectators, games in which opponents give their all are the best to witness. And that is exactly what Bhuvan's and Russell's teams delivered. A see-saw battle that went down to the wire, and one that could just as easily have been a disaster for Lagaan XI were it not for a tremendous stroke of luck (how else would one explain it?) in the final over, with a no-ball (think of it as the cricket equivalent of a ball after two strikes in baseball) off the last delivery (or 'pitch').
But things obviously wouldn't have gotten that far had a British cantonment commanding officer named Andrew Russell (Paul Blackthorne) not meant ill and toyed around with the sentiments of, in the words of Champaner's leading political representative (Rajendra Gupta the Mukhiya), a 'silly child' named Bhuvan (Aamir Khan). And this brings us to one of the most powerful scenes in a film packed with one powerful moment after another.
Every time I see the film, this scene is among those I am most awed by. If not for the dialogue, for its delivery.
If not for the near-speechless emotion, for its obvious focus on greed or redemption depending on whose perspective is considered.
If not for the magnificent camerawork, for the awesome, in the true sense of the word, background score to the scene (which includes silence as well). Here's audio from the scene:
For the intense focus employed by the characters on what the challenge is. An opportunity that must be availed, leading to a challenge that must be accepted because it's too good to pass. Topped off with an exchange for the ages between siblings on opposite sides. "This is not fair," says Elizabeth (Rachel Shelley), to which her brother replies (and there's no debating the validity of his statement, is there?):
Back to the team, then. It's only fair this post be dedicated to the complete team -- the Lagaan XI -- as they are referred to in cricketing circles. Too often, actors other than the superstars are overlooked. Almost like sports stars and their teams. Thankfully, the film arguably does justice to each. So here they are, in order of the batting lineup in the film. I've tried to list other films in which these actors have worked with Aamir, but can't vouch for completeness of the lists.
1. Bhuvan (Aamir Khan): Team founder and leader, we've talked much about throughout, of course. There's little value I can add with more words to his presence. Let the outcome of the cricket match and film speak for themselves.
2. Deva (Pradeep Rawat): Former sepoy and a fine all-rounder. One of the best strategists for the team, and the most experienced, who fell a run shy of a half-century in the most unfortunate of dismissals. Among Rawat's works alongside Aamir are Sarfarosh (1999) and Ghajini (2008). If you've seen him in either film, especially in the latter, you know how menacing he can be. Neat little subtext here is that Rawat belongs to a family of soldiers (Bhatkal, 99), and replaced Mukesh Rishi for the role of Deva when Rishi backed out of the project.
3. Arjan (Akhilendra Mishra): His lightbulb moment came courtesy a Captain Russell mighty angry at his superiors in the British Raj. "You slaves will stay under our shoes," Arjan was told. "No matter their thickness, soles eventually wear out in sweltering heat," he replied. Too bad impulse got the better of him in the match. Mishra's previous film with Aamir was Sarfarosh (1999).
4. Lakha (Yashpal Sharma): Woodcutter, traiter, and part of a self-made love triangle involving Bhuvan and Gauri. He probably did not atone enough, but who am I to argue when Gauri forgave him? He did not score any runs (bodyline has its ugly side), but his comeback as a legitimate contributor to the team from day 2 onward gave Ashutosh Gowariker and his action director Abbas Ali Mogul one of the more difficult sequences for film. And boy did it elevate Lakha to Jonty Rhodes-like levels! It also earned him this dedication from yours truly (it was hard work!)
5. Bagha (Amin Hajee): Mute, but a great listener and communicator. Among the very first to support Bhuvan in forming a team, his optimism more than made up for his abysmal fielding skills. And when he hit the ball, the ball stayed hit. Works alongside Aamir include Ghulam (1998) and The Rising: Ballad of Mangal Pandey (2005).
6. Ismail (Rajendranath Zutshi): Solid, calm-headed batsman, who played through injury to help give the team a fair opportunity to push for a win on the final day (day 3) of the match. Other works alongside Aamir include: Holi (1984), Qayamat Se Qayamat Tak (1988), and Tum Mere Ho (1990).
7. Ishwar (Shri Vallabh Vyas): The medic among the group, and perhaps the first and only team doctor in the history of sport to replace an athlete out in the field! Could be blamed for lack of stamina as the game wore on (IV was probably out of the question back then), but never a lack of commitment. Dedicated a Father's Day post to him here. Major intangible -- he's Gauri's father! Works alongside Aamir include Sarfarosh (1999).
8. Guran (Rajesh Vivek): Fortune-teller and spiritual leader of the group. An unusual batting stance and a constant desire to talk smack while out in the field made his character the perfect catalyst for comic relief. It also drew him a "coming from the jungle" comment during the match.
9. Goli (Daya Shankar Pandey)! Phenk gola! (Throw the ball!) A ridiculous bowling action one cannot begin to describe earned the team some vital wickets, although there's no excuse for a first-ball duck. He was also alongside Aamir in Ghulam (1998).
10. Bhura (Raghuvir Yadav): His chickens helped the team learn how to field, and his split-second decision-making during a mixup between the wickets gave the villagers an opportunity by keeping Bhuvan at the pitch. A fine actor whose previous film with Aamir was 1947 Earth (1998).
11. Kachra (Aditya Lakhia): The crippled and the 'untouchable' who would never have made it to the team without Bhuvan's support. His bowling kept the game within reach on day 2, and it was his over-and-a-half long partnership with Bhuvan at the very end that would help seal the deal. His previous films with Aamir were Jo Jeeta Wohi Sikandar (1992) and 1947 Earth (1998).
12. Tipu (Amin Gazi): He came on as runner for an injured Ismail, and the role of the kid who was the first to join Bhuvan in playing cricket in the village was crucial in facilitating the largest partnership of the match for the team. The cricket rulebooks allow the mode of his (Ismail's) dismissal, but it is as unsportsmanlike as running up the score in (American) football, for example. This was Amin's debut film.
The Coach: No mention of the team is complete without mention of its coach. Elizabeth Russell (Rachel Shelley) was the driving force behind the success of Lagaan XI. If there's one thing I could change about the film, as blasphemous as this might sound, it's treatment of her character after the match. Oh, well.
So there you have it. The unlikeliest of heroes from the unlikeliest of sources. And a team purposefully comprising individuals that collectively represent unity of religions and the potential humanity carries to fight a divide-and-rule philosophy with one that says we have more than binds us than separates us. I also like that Lagaan XI largely comprised individuals from the very same group of people that was present when the challenge was issued. Now, isn't that a coincidence? :)
Also see:
Lagaan Week 2009
And finally...
Cricket fans have always admired the extent of detail involved in setting up for and filming this particular match. Credit Ashutosh Gowariker and Aamir for their work. So we went from bad field placements (from the national squad, no less) and laughable camerawork in Awwal Number (1990) to a team of villagers getting it right.
Here's an excerpt from (page 95 of) The Spirit of LAGAAN by Satyajit Bhatkal (click the image to enlarge), in which we're given an introduction to the challenge of finding nineteenth century cricket gear. See, I *knew* this film was hardly fiction! ;)


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Welcome to the Podiatry Blog of Dr Richard Blake of San Francisco. At present (from June 2019) I am no longer opening up for questions. It will take a few months to answer everyone until I catch up. I am so sorry for the inconvenience. If the blog helps you, consider a $5 donation to keep the blog growing. $10 has been donated in July 2019 so far. Thank you so very much for the generosity. My new more secure email for this blog is email@example.com Dr Rich Blake
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Texas on the Potomac regularly shares with you the work of some of Hearst Newspapers' best columnists. Today, we are pleased to share with you this commentary by San Antonio Express-News columnist Jonathan Gurwitz.
Lt. Col. Joseph Fenty was killed in action in Afghanistan on May 5, 2006. He and his wife, Kristen, had been married 20 years. His only child — daughter Lauren, who he would never hold — was born 28 days earlier.
The last thing Kristen should have needed to worry about in the weeks and months that followed was money. At age 41, Joseph was 21 days short of his 20th service anniversary in the Army. He had voluntarily paid premiums for the Survivor Benefit Plan, a Department of Defense program that pays a monthly annuity based on the projected retirement benefits of a deceased service member.
She and her daughter were also entitled to receive Dependency and Indemnity Compensation, a Department of Veterans Affairs program. DIC pays a flat-rate benefit of $1,154 per month to the families of service members who die while on active duty and to veterans whose deaths result from a service-related injury or disease.
Two different benefit programs, one of which the Fentys had paid into from their own pockets. Two different life insurance policies, essentially. Anyway, the United States takes care of the family members of its heroes who make the ultimate sacrifice, doesn't it?
As Kristen would discover, that's not necessarily the case. While she was grieving her husband's loss, she also came to a disturbing realization: For every dollar she received in Dependency and Indemnity Compensation, the government was making a corresponding reduction in the Survivor Benefit Plan annuity.
If insurance companies in the private sector tried to offset the death benefits of separate life insurance policies, they'd get sued to high heaven. When the federal government does so, it carries the force of law — and trims the Pentagon's budget without cutting personnel or weapons programs.
So Kristen, who lives in Virginia, became an advocate, visiting with members of Congress and theirs staffs, and joining with the growing ranks of war widows who have encountered the same hardship. "This is a national debt, it's not simply a DOD debt," she says. "And if we go to war, we ought to be able to pay for the losses that come from war — pay the survivor benefits of those who are lost."
The leader of the advocacy effort is Edith Smith, a member of the government relations committee of the Gold Star Wives of America. Smith, whose husband died of a service-related disability in 1998, has been working Capitol Hill on this issue for two decades. "The Congress cares about this issue," Smith says. But, speaking of war widows, "We're one of the constituencies they least hear from."
The offset isn't the only problem with the coordination of SBP and DIC benefits. There are complicated tax and benefit implications associated with whether a spouse or children are the beneficiaries. In a partial effort to redress the offset in 2003, Congress actually created a perverse, two-class system that punishes widowed spouses who remarry before age 57 while creating an incentive for them to remarry as quickly as possible after age 57. And while the offset attaches to the benefits of military members who die on active duty, it doesn't apply to federal civilian workers who are also veterans.
There's consistently strong bipartisan support in Congress for efforts to eliminate the offset. What politician wants to be on record in favor of shortchanging military families? A current House bill has 188 cosponsors. The corresponding Senate measure has 50 cosponsors. The Congressional Budget Office estimates the cost of eliminating the offset would be $536 million in 2012, the same amount as the Solyndra loan guarantees. Yet somehow, a fix has never made it out of conference committee.
"Compared to what my husband would likely be earning at this point, what I'm asking for is miniscule," Fenty says. "All I want, though, is what he earned and what the family is entitled to."
Gold Star families have paid a high enough price. In a nation that is largely divorced from the consequences of war, it's unconscionable to attempt to balance the budget on their backs.


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Retirees, here's another thing to add to your holiday "to do" list: Take the annual withdrawal you are required to take from your individual retirement accounts by year-end—or face a 50% excise tax on the amount you should have withdrawn.
The penalty is harsh because Uncle Sam wants his tax dollars. Those who contribute to tax-deferred retirement accounts, such as traditional IRAs and 401(k)s, don't pay income tax on the money they put into these plans. But beginning when they turn 70 ½, Uncle Sam requires them to start taking the money out, and paying income taxes in the process.
"The government gives you a tax break when you make your contributions. When you retire and are presumably in a lower tax bracket, it wants the tax revenue it deferred," Ed Slott, an IRA expert from Rockville Centre, N.Y., told me during one of our many conversations on the topic.
While time is running out for taking required minimum distributions (RMDs) in 2013, Fidelity Investments reports that, as of Dec. 6, 49% of its more than 500,000 IRA customers who are 70 ½ or older had yet to withdraw the full amount they are supposed to for 2013. Forty two percent had not withdrawn so much as a penny, Fidelity says. As of Dec. 6, only 30% of Vanguard customers subject to RMDs had taken one from their Vanguard IRAs.
Not everyone has to take an RMD by Dec. 31 – although most people do.
Normally, IRA owners must begin withdrawing money from these accounts by April 1 of the year after they turn 70 ½. That means that someone who turned 70 ½ in 2013, for example, has until April 1, 2014, to take his or her first required distribution. But older IRA owners must take their annual distributions by Dec. 31 of each year—no excuses.
Vanguard notes that many IRA owners take their distributions as late as possible in December. That way, they can get the most tax-deferred growth in the account before making a withdrawal. In addition, those with multiple IRAs can take a distribution from just one account – as long as they take enough to satisfy their total obligation.
Still, Fidelity notes, "it can be easy for investors to forget to take (RMDs) since the deadline coincides with the holidays and other year-end priorities."
To prevent costly penalties, Fidelity recommends automating distributions—a service it offers for free. In all, 47% of its IRA clients subject to RMDs have done so—with the number of new automated plans rising 167% this year.
To calculate how much to withdraw, look at your total IRA balance as of the previous Dec. 31, and then divide that figure by your remaining life expectancy. (Life-expectancy data can be found in actuarial tables in IRS Publication 590.)
You can always withdraw more. But if you take less, you will be subject to the 50% penalty. These requirements also apply to 401(k)s and some other employer-sponsored plans, but not to defined-benefit pension plans or Roth IRAs. (If you are still working, you aren't required to take distributions from your current employer's retirement plan.)
If you want to donate any or all of your RMD to charity, you can do so without paying income taxes first—provided you act by year-end. A popular tax provision, which expires Dec. 31, allowsindividuals age 70 ½ or older to donate as much as $100,000 from an IRA to a public charity. No taxes are due on the withdrawal, and the donation counts toward a person's required annual withdrawal. By reducing taxable income, the provision can help retirees avoid or reduce a host of taxes and penalties—including many tax increases that took effect this year. (For more on this topic, see my recent article in The Wall Street Journal.)
Also worth reading:
Giving to charity to dodge a tax hassle
Retirement could cost less than you think
Anne Tergesen covers retirement for The Wall Street Journal. Follow her on Twitter @AnneTergesen.


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Items where Department is "Health Research" and Year is 2002
|Up a level
Brewster, C and Harris, H and Sparrow, P R (2002) United Nations. People Management, 8 (14). pp. 32-34. ISSN 1358-6297
Budhwar, P S and Sparrow, P R (2002) Strategic HRM through the cultural looking glass: mapping the cognition of British and Indian managers. Organization Studies, 23 (4). pp. 599-638. ISSN 0170-8406
Budhwar, P S and Sparrow, P R (2002) An integrative framework for understanding cross-national human resource management practices. Human Resource Management Review, 12 (3). pp. 377-403. ISSN 1053-4822
Game, Annilee and West, Michael (2002) Principles of publishing. Psychologist, 15 (3). pp. 126-129. ISSN 0952-8229
Hodgkinson, G P and Sparrow, P R (2002) The Competent Organization: A Psychological Analysis of the Strategic Management Process. Open University Press, Maidenhead. ISBN 0335199046
Holman, D and Wall, T D and Clegg, C and Sparrow, P R and Howard, A (2002) The New Workplace : A Guide to the Human Impact of Modern Working Practices. John Wiley and Sons Ltd, Chichester. ISBN 0471485438
Ragazzoni, Paola and Baiardi, Paola and Zotti, Anna Maria and Anderson, Neil and West, Michael (2002) Italian validation of the team climate inventory:a measure of team climate for innovation. Journal of Managerial Psychology, 17 (4). pp. 325-336. ISSN 0268-3946
Robinson, M and Sparrow, P R and Clegg, C and Birdi, K (2002) The Selection, Development, and Retention of People Working in the Future Design Processes in Rolls-Royce. University of Sheffield: Institute of Work Psychology, Sheffield.
Shipton, Helen and Dawson, Jeremy and West, Michael and Patterson, Malcolm (2002) Learning in manufacturing organizations:what factors predict effectiveness? Human Resource Development International, 5 (1). pp. 55-72. ISSN 1367-8868
Sparrow, P R (2002) Globalization as an uncoupling force: internationalization of the HR process. In: The John Lovett Lectures: A Decade of Developments in Human Resource Management. Liffey Press, Dublin. ISBN 1904148085
Sparrow, P R (2002) Knowledge management, organizational learning and cognitive psychology: unravelling important individual and organizational competencies. Revista de Psicología del Trabajo y de las Organizaciones, 18 (2). pp. 131-156. ISSN 1135-0806
Sparrow, P R (2002) To use competencies or not use competencies? That is the question. In: Individual Differences and Development in Organizations. John Wiley and Sons Ltd, Chichester, pp. 107-130. ISBN 0-471-48540-3
Sparrow, P R (2002) The future of work? In: The New Workplace : A Guide to the Human Impact of Modern Working Practices. John Wiley and Sons Ltd, Chichester. ISBN 0471485438
Sparrow, P R and West, M (2002) Psychology and organizational effectiveness. In: Organizational Effectiveness: The Role of Psychology. John Wiley and Sons Ltd, Chichester, pp. 13-44. ISBN 0471492647
Sparrow, P R and Zimmerman, A (2002) The challenge of working in international management teams: Key leaning points from recent research. Managing Internationally Mobile Employees, 19. pp. 1-16.
West, Michael (2002) Ideas are ten a penny:It's team implementation not idea generation that counts. Applied Psychology, 51 (3). pp. 411-424. ISSN 0269-994X
West, Michael (2002) Sparkling fountains or stagnant ponds:An integrative model of creativity and innovation implementation in work groups. Applied Psychology, 51 (3). pp. 355-387. ISSN 0269-994X
West, Michael (2002) A matter of life and death. People Management. pp. 30-36. ISSN 1358-6297
West, Michael and Borrill, Carol S and Dawson, Jeremy F and Scully, Judy and Carter, Matthew and Anelay, Stephen and Patterson, Malcolm G and Waring, Justin (2002) The link between the management of employees and patient mortality in acute hospitals. The International Journal of Human Resource Management, 13 (8). pp. 1299-1310. ISSN 0958-5192


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Reviewed by WC (age 8)
I like this book especially when he hid in the snowman after hearing a scary noise. That was funny. My favorite part was when Scooby was trying to see if he was any good at skiing-- but he wasn't! I thought the illustrations were exciting because they showed lots of action.
I recommend this book because I found it to be awesome. I think students who like winter would like this book because it is fun to read about winter activities and it takes place outside during the winter season.


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It's the final Sunday of the regular season. That means one more time to update you on all the injury information before kickoff.
1. NFL.com's Albert Breer reported that New England Patriots tight end Rob Gronkowski (arm) will return to the field this week against the Miami Dolphins. Gronkowski later was listed as active for the game.
2. Baltimore Ravens coach John Harbaugh said his team was "playing to win" Sunday against the Cincinnati Bengals, but it sounds like he won't follow up on that promise. Ray Rice is expected to sit after playing a series or two Sunday. Rice will start the game. Ray Lewis is inactive. Wide receiver Anquan Boldin (shoulder) is inactive.
3. Chicago Bears running back Matt Forte (ankle) told Breer that he'd play through pain Sunday in Detroit. Linebacker Brian Urlacher (hamstring) is out.
4. Houston Texans outside linebacker Brooks Reed (groin) is inactive against the Indianapolis Colts. He returned from injury last week, but he didn't last the whole game.
5. Carolina Panthers running back Jonathan Stewart (ankle) is inactive against the New Orleans Saints.
6. New York Jets tight end Dustin Keller is inactive against the Buffalo Bills, as expected. Could his Jets career be over? Mark Sanchez will start at quarterback.
7. San Francisco 49ers tight end Vernon Davis is active against the Arizona Cardinals. Davis' status was uncertain after he suffered a concussion last week against the Seattle Seahawks.
8. Green Bay Packers wide receiver Randall Cobb is inactive against the Minnesota Vikings. Cobb was a limited participant in practice during the week leading up to the game because of an injured ankle.
Follow Gregg Rosenthal on Twitter @greggrosenthal.


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They say the weather's going to be unpredictable over the weekend, so here are some ideas for indoor and outdoor ventures.
- Butterflies in the house. Wing your way to our Butterfly Explorers exhibition. Just this week some beautiful new species have arrived. The vibrant zebra butterflies are already making their presence felt in the butterfly house and the shy glasswings are still hiding out, but in about 9 weeks these will be much more noticeable. Did you know the zebra butterfly (right) was declared the Florida State Butterfly? And that if you ever decided to eat a glasswing it would have a nasty taste (due to the poisonous sap it sucks on heliotrope leaves). Inside the butterfly house, the vegetation is thriving with bright bromelias and milkweed. Also look out for the peanut plants, a hit with the blue morpho caterpillars. Outside in the British garden, all the border seedlings and nasturtiums are really starting to show. Kids are loving the outdoor treehouse, log pile house and maze in the garden area. So let's hope the sun shines for some of the weekend.
- Butterflies in the cocoon. Continuing on the butterfly theme, and to check that you've actually learned something at Butterfly Explorers, head into the magnificent Darwin Centre Cocoon and spend some time at the 'Organising nature' butterfly interactive display. Have fun using the touch screen to play at identifying butterfly species. There are lots of fun interactive games and displays in the Darwin Centre. At the Darwin Centre you can also catch a family show or talk in the Attenborough Studio, so check what's on. Browse the Darwin Centre Cocoon highlights on our website.
- Wildlife in the garden. This is one of the best times to explore the Museum's Wildlife Garden and after the last 2 weeks of sunshine and recent rain, it's really a pretty sight with the apple blossom and bluebells. The latest excitement in the garden is that a family of foxes and little cubs have been spotted recently, but we can't say where as we wouldn't want them disturbed.
- Life's a beach for a fossil fan. Discover the Jurassic Coast at the free Lyme Regis Fossil Festival (above). Over 20 of our Museum scientists will be there identifying fossils, and leading talks and walks. This popular family event mixes science with music and the arts, on the beach. 'Dead...And Alive!' is the theme of this year's festival, which celebrates the 2010 International Year of Biodiversity. Find fossils in fossil digs, go on 'fossilteering' walks and learn about the seashore. We celebrate some extraordinary fossils in our Species of the Day this weekend.
- Walk on the wild side of Brighton. Head down to Brighton seafront and experience our free Wild Planet outdoor exhibition featuring some of the best wildlife images in the world. 80 panels make up this stunning promenade display of winning photographs from past Wildlife Photographer of the Year competitions.


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"Michael Jordan wouldn't pass." Perhaps (even though he often did). But LeBron James is a special player, and passing is a fundamental part of his game. Why do many want him to change?
SAN ANTONIO — Miami Heat coach Erik Spoelstra scoffs at the criticism of superstar LeBron James.
"It's the theater of the absurd when you're dealing with what plays he makes at the end of the game," Spoelstra said. "He makes the right basketball play. We trust him to make the right plays."
Isn't that what basketball people want out of a player? Selflessness. A team player focused solely on winning championships.
So then, what about James bothers so many people?
LEBRON, BOSH: Quell critics
WADE: Fined for Game 2 flop
Is it that he passes sometimes instead of shooting? That he is his own player and plays the game his way instead of imitating someone else? Still bothered by the way he announced his decision to sign with the Miami Heat? Irritated that he teamed up with two other All-Stars? "Not one, not two, not three"?
Really, what is it?
People want James to be someone he's not, even though what he is is a once-in-a-generation player. Sunday, NBA Commissioner Adam Silver called James one of the best ever and said, "For all we know, LeBron is just getting started." That was before Game 2 of the NBA Finals, when James had 35 points and 10 rebounds as the Heat beat the San Antonio Spurs to even the series at 1-all.
Here's some honesty: James is dedicated to the game, works to improve — he has gotten better when that seemed he couldn't possibly — and is a multi-dimensional threat offensively and defensively.
"He's an unbelievable performer," Spurs coach Gregg Popovich said. "What may be more amazing to me is the way he's conducted himself over the years with all the scrutiny. None of us really understand what that is. He's done it pretty damn well."
VIDEO: Heat have momentum heading into Game 3
USA TODAY Sports' Jeff Zillgitt previews Game 3 of the NBA Finals.
That's from one of the greatest NBA coaches ever. But it doesn't matter if Popovich, Michael Jordan, Bill Russell, Larry Bird, Magic Johnson and Jerry West delivered praise. Not much will curtail the criticism.
It's odd, really.
Ballhogs are chastised, but when James is not a ballhog, he is crucified with silly talk. He often talks about playing the game the right way, as he did after Miami's 98-96 victory vs. the Spurs in Game 2.
"When the ball is in my hands, I'm going to make the right play," James said. "To have that trust from my teammates, they know when I got the ball, I'm going to make the right play. Doesn't mean it's going to go in. Doesn't mean it's going to result in a win, but they believe in my ability to do that."
Sometimes that means shoot, sometimes pass. But the right play is the right play.
SPURS: Last year's demons returning?
LEBRON: Why he likes Jordan parallels
With the game on the line Sunday, James passed the ball to Chris Bosh, who missed a three-pointer with 2 minutes, 7 seconds left in the fourth quarter. When Bosh missed, it was reminiscent of when James passed to Bosh late in Game 5 against the Indiana Pacers in the Eastern Conference finals.
James was criticized for passing instead of shooting. But he relies on a simple philosophy: Draw two defenders and pass the ball. And 47 seconds after Bosh missed that three, James went back to him and Bosh made the three, putting Miami ahead for good.
James said he didn't even consider Bosh's previous miss.
"Not at all," James said. "I went right back to him and he knocked it down."
When James passes, the first thing people say is "Michael Jordan wouldn't pass." That's revisionist history at its best, as if Jordan did not give the ball up to Scottie Pippen in the final seconds of Game 6 of the 1993 Finals against the Phoenix Suns or pass to Steve Kerr for the winning shot in Game 6 of the 1997 Finals against the Utah Jazz.
But if it's not the way James plays, he's criticized for how many championships he has or doesn't have. That's another silly point. James is 2-2 in Finals, including a 2007 Finals loss to the Spurs.
You know who the key contributors were on that Cleveland Cavaliers team with James? Sasha Pavlovic, Drew Gooden, Zydrunas Ilgauskas, Larry Hughes, Anderson Varejao, Daniel Gibson, Eric Snow. It's amazing the Cavs even made it out of the first round.
VIDEO: Why LeBron is the smartest player in the NBA right now
Eddie Johnson breaks down the maturation of LeBron James.
Larry Bird was 3-2 in the Finals and Magic Johnson was 5-4. Jerry West was 1-8, and he's the NBA's logo. Did those Finals losses take away from their legacy? Not at all.
If it's not the way he plays or the number of championships won, it's his inability to play through leg cramps even though every player asked, including those on the Spurs, said it is impossible to play through cramps that lock up your legs.
The critics have to find something, anything.
Every coach at every level would love for players to play like James, and name an NBA player doesn't want to be James' team. Bill Russell said he would've enjoyed playing on the same team.
Not even that is enough.
"I'm here and I know who I'm playing for and what I'm playing for and what I stand for, not only as a basketball player but as man and as a role model," James said. "I know what I stand for. To be able to put an NBA uniform on every single night with my name on the back, knowing where I come from, let's me know that I've done something special.
"I just try to give back to the game as much as I can while I'm here."
Jeff Zillgitt is an NBA insider for USA TODAY Sports. Follow him on Twitter at @JeffZillgitt.
GALLERY: Top shots from the NBA Finals


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Family Website Templates
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Need a place for family to get together and share photos, addresses, stories, and more? Start a family website today with one of these family website templates! Start a family album for family vacations. Setup a place for the family Christmas photos to share with the rest of the family. Create a place for your family to get together and communicate. If you're setting up a family oriented site to help others there's something for you in these family website templates too.
Our Family Website templates are premade web designs that can be used as a starting point for an internet website. The majority of these family templates consist of HTML and static images. Some of these family templates may use Adobe Flash in the headers, but all of the templates will have a non-Flash version included. The templates are completely customizable and ready for immediate download once purchased.


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AUDIO: First Listen - Jennifer Holliday's THE SONG IS YOU, Out Jan 21
On January 21, 2014, Shanachie Entertainment/Euphonic Records will release Jennifer Holliday's highly anticipated label debut, The Song Is You, an enchanting collection of R&B and Jazz numbers that showcase Holliday at her best. Listen to a sampling of the album below!The Song Is You is Jennifer's first pop album in 23 years and it defies expectations. Produced by Daniel Moore and Jennifer, much of it is her take on standards but there are also previously unrecorded songs and lesser-known compositions. The dynamic vocalist draws from jazz, R&B and Broadway but even when the song is well-known, her interpretation transports the songs into fresh territory. When Holliday tackles "At Last," for instance, a song that has been done countless times, one would think that there is not much new that could be done with this standard but Jennifer builds it into a hurricane of emotion that is ultimately transcendent. Her version of the Kern/Hammerstein chestnut "The Song Is You," a song associated with Frank Sinatra, follows the template of Sinatra's classic Nelson Riddle-arranged recordings but Jennifer brings R&B testifying to the big-band swing. Jennifer actually dedicates the title track to Michael Bublé - who she affectionately calls "Mr. Wonderful." For more about the album, click here.
Jennifer Holliday is undeniably one of R&B and Broadway's greatest voices. Endowed with a commanding and irresistible voice, immeasurable range and artistry that few can rival, Holliday has long stood in a class by herself. The dynamic songstress' now legendary show-stopping, heart-wrenching performance of the torch ballad "And I'm Telling You, I'm Not Going" in the smash hit Broadway musical, Dreamgirls, made her a household name and introduced her big soulful voice to the world. Her portrayal of Effie "Melody" White, a role she co-created, not only brought theatergoers to their feet for eight performances a week, but also garnered her a Tony-Award for Best Actress in a Musical and her first Grammy-Award for Best R&B Female Vocalist.
From Broadway to major TV appearances including (Ellen, Ally McBeal and Touched By An Angel) and half-a-dozen soundtrack credits, Jennifer Holliday is one of the most distinctive, enviable and revered voices in modern music.
Through the years, Holliday has collaborated with everyone from Barbra Streisand, Luther Vandross, David Foster and Paul Simon, to Michael Jackson, Maurice White and Foreigner. She has also sung with the Boston Pops and The Philadelphia Symphony Orchestra with Peter Nero, among numerous other esteemed orchestras. She considers herself to be a Broadway Baby and theater continues to be a significant part of her career.
Her illustrious resume includes such theatre credits as Sing Mahalia Sing: The Mahalia Jackson Story, Downhearted Blues: The Bessie Smith Story, Harlem Suite (withAretha Franklin), Chicago (starring as "Mama Morton"), Grease (starring as "Teen Angel") and Black Nativity (starring as the "Angel of God"). The in-demand star has also been invited to participate in Chaka Khan's induction into the Apollo Legends Hall of Fame ceremony to take place June 10 at the Apollo Theatre and broadcast later on BET. Considering herself a "bi-partisan songbird," Jennifer is both honored and grateful to have performed at the White House for President Ronald Reagan, President George Bush, President Bill Clinton and President George W. Bush.


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SANTA CLARA, Calif. – San Francisco 49ers right tackle Anthony Davis isn't concerned about defensive players trying to hit quarterback Colin Kaepernick when he doesn't have the ball.
In fact, if the Green Bay Packers want to try that approach in Sunday's opener, Davis is all for it.
GAME TO WATCH: Packers-49ers tops Sunday slate
"They need to worry about finding the ball. Period," Davis told USA TODAY Sports on Friday.
"They've got a lot of other (bleep) to worry about than just hitting him. They can hit him and we can take off for 60 yards. They can hit him. He'll get back up."
The issue became a talking point after Packers linebacker Clay Matthews said in multiple interviews this week the plan is to test the NFL's rules on hitting read-option quarterbacks by knocking around Kaepernick whenever they get the chance.
Matthews told ESPN Radio that the Packers began working on "this read-option, pistol, fake offense" on the first day of offseason practices – no surprise, given that Kaepernick ran for a QB record 181 yards and two scores as the 49ers won January's divisional playoff matchup 45-31.
"I think all those yards counted," Davis said. "Nothing fake about that."
Calling the rules "flawed and biased," 49ers coach Jim Harbaugh resorted to pantomime at his Friday media conference to illustrate his frustration with the gray area in the explanation he's gotten from the league about when hitting a quarterback carrying out a play fake can be hit.
BEST MOMENTS: That haven't happened yet
"When you start using words like 'clearly' – he 'clearly' doesn't have the ball – then what does that really mean?" Harbaugh said, then stepped back and made an exaggerated pointing motion.
"I just handed it off. I don't have the ball! Who's got the ball?' Or put your hands up?"
Harbaugh acted that out, too, before adding he believes the quarterback should be "a quarterback until he leaves the pocket as a running threat" – providing protection for players such as Kaepernick from getting hit in the head or the knees, or getting hit without the ball.
Dean Blandino, the NFL's vice president of officiating, said in his weekly officiating video that the quarterback's posture dictates how he can be contacted on read-option plays and referees have discretion to make the judgment.
"If he's running with the football or presenting a running posture," Blandino said, "normal unnecessary-roughness rules apply."
In other words, a quarterback who looks like he's running, even if he's not, is to be treated like running backs, who aren't afforded the same protections of the higher-profile position.
"I think they're trying to get rid of these type of quarterbacks," Davis said. "For them to make a rule that's so anti-option-read quarterbacks, it's kind of like sending a message that they eventually want to get rid of them."
Yet more and more teams are incorporating read-option elements into their playbooks, due in large part to the success of Kaepernick, the Washington Redskins' Robert Griffin III and the Seattle Seahawks' Russell Wilson last season.
As Harbaugh pointed out, a play fake is a deceptive maneuver. The better it's carried out, the more easily a defensive player could plausibly claim he believed he was hitting a player who had the ball.
PHOTOS: Best of NFL Week 1
"It just seems to be a flip-flop of what the league's trying to get accomplished: player safety," Harbaugh said. "I've heard (competition committee chair) Rich McKay talking about … looking into ways to reduce chop blocks or players getting hit at the knee.
"Now, you're really opening up the door and giving a license to defensive players to say, 'I couldn't tell if he clearly had the ball or not, so now we can hit him in the knee or the head.' It doesn't make sense."
There have been discussions about establishing a "strike zone" for where quarterbacks can be hit on such plays, Harbaugh said, but the competition committee told him there's no appetite to look at it further.
Will it all affect how the 49ers approach Sunday's game against the Packers?
"We're going to play football," Harbaugh said. "We're going to play. Kaep's going to play. We're going to play the game."
Follow on Twitter: @TomPelissero


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IT'S called the ''Complete Freedom account'', but St George Bank probably didn't have in mind the same kind of latitude as Luke Brett Moore.
The unemployed 25-year-old allegedly defrauded the financial institution to the tune of more than $2.1 million over 18 months, simply by overdrawing his account.
According to police documents seen by Fairfax Media, Mr Moore set up the Complete Freedom account in March 2010.
It was established with the proviso that a relationship officer would oversee transactions, police allege.
However, it seems that never occurred, and Mr Moore allegedly took full advantage. Police claim he overdrew the account on 48 separate occasions, netting him $2,189,000 which he spent between early 2010 and July 13 this year.
In that time, he allegedly made some impressive purchases to show off around Goulburn.
A Maserati, an Alfa Romeo, a new Stessl Sea Hawk boat and trailer, a 2012 Hyundai Veloster and a car key for an Aston Martin DB7.
He also had a framed Michael Jordan shirt, signed photos of Kylie Minogue, an autographed Michael Jackson picture, and a signed picture of the stars from TV show Top Gear.
Then there was the art - including a piece from the renowned British street artist Banksy, of a framed £10 note, among other documents.
Astonishingly, it seems, nobody noticed.
While he was allegedly withdrawing more than $2 million, the same account only received $6682.04 in deposits from Centrelink Newstart and an insurer.
Police allege Mr Moore tried to disguise his actions by transferring the money out of the St George account into others.
In October 2010, Mr Moore opened an iSaver account with the National Australia Bank.
Further credits totalling $2153 arrived from Centrelink Newstart, but then three months later a cheque to the value of $17,638.31 was deposited into the account. Seven days later, another of $103,691.30 was added to the account. As of July 16 this year, the NAB account held a total of $507,566.29.
The accused had also previously opened a PayPal account with NAB.
Between December 21, 2011, and July 13 this year, a total of $1,789,000 had been transferred from Mr Moore's complete freedom St George account to the NAB paypal account.
On December 16 last year, Mr Moore opened a second NAB iSaver account, this time through a Surfers Paradise branch.
By August 31 this year, that account held $271,525.83.
Mr Moore opened a third iSaver account on May 17 this year, through NAB's Canberra City branch. By August 31, the account contained $202,839.42.
The documents seen by Fairfax Media suggest by the time Mr Moore's St George account was closed on August 10 of this year, it was overdrawn by the sum of $2,180,583.86.
Noticing the rather glaring anomaly, St George contacted Goulburn police in September and began an investigation.
On Wednesday morning, police raided Mr Moore's West Goulburn home, seizing hundreds of thousands of dollars worth of goods and arresting Mr Moore.
He was charged with knowingly dealing with proceeds of crime and dishonestly obtaining a financial advantage by deception.
Mr Moore was granted strict conditional bail at Goulburn Local Court on Wednesday, and he is due to appear at Goulburn Local Court on February 13.
with Goulburn Post


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With unemployment reaching an all-time high in Michigan and the situation even worse in Lenawee County, the need to help those hurting from the poor economy continues to grow, said Rev. Rich Burstall of Morenci's United Methodist Church.
The Morenci Food Bank has assisted many people in the community, but the shelves are getting bare.
"This small source of food and other items has been a blessing to well over 100 people and families," Rev. Burstall said. "However, times are getting tougher for those who are under- or unemployed and the need is greater than we imagined. Our shelves are getting empty, and donations are becoming harder to receive."
The Morenci Ministerial Association is asking community members to make an extra effort during October to help restock the food bank.
Local pastors are working with First Federal Bank to collect donations. Nonperishable food items, diapers, boxed meals, cereal, personal care items, feminine care products, canned meats and soups, soaps, bathroom tissue, household cleaning products and any canned food except vegetables should be taken to the Morenci bank location.
"The next time you are in the store," Rev. Burstall said, "purchase one or two extra items for the food bank. Every little bit helps."
Cash donations are also welcomed. One area resident gives a donation every month, Rev. Burstall said, and other people are encouraged to do the same during the tough economic times.
For additional information, call United Methodist Church at 458-6923.


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Customers Service Consultant position for Thai?Filipino in Zhongshan city, start immediately
Zhongshan Non teaching job Id: 7938
Salary: ¥5000CNY to ¥6000CNY per month
Location: Sanxiang Town Zhongshan, China
Industry: Non education related
Working Hours: Monday to Saturday 8:00am – 6:00pm, Sunday off
Positions: 3
Date posted: Thu, 13 Jun 2019 00:00:00 +0000
USD $726.50 to $871.80 monthly
EUR €648.50 to €778.20 monthly
GBP £583.00 to £699.60 monthly
CAD $954.00 to $1,144.80 monthly
AUD $1,034.50 to $1,241.40 monthly
ZAR R10,100.00 to R12,120.00 monthly
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We're recruiting Customer Service Consultants to join our fast paced and professional team who support customers with fair, ethical and realistic light management in Zhongshan city, Guangdong province. Our products about different kinds of lamp, light and chandelier, western style furniture, the main market is North America and South America.
*Confer with customers by telephone or email to provide information about products or services, take or enter orders, cancel accounts, or obtain details of complaints through Amazon.
*Check to ensure that appropriate changes were made to resolve customers' problems.
*Keep records of customer interactions or transactions, recording details of inquiries, complaints, or comments.
*Monthly salary is 5000-6000RMB per month;
*Accommodation is provided;
*Business visa accepted;
*Single trip airfare ticket provided after completing one year contract;
*Working visa not provided;
Working Schedule:
*Monday to Saturday 8:00am – 6:00pm, Sunday off;
*Thai,Filipino nationality;
*Female candidates only;
* Fluent in oral English;
*Experience working in customer services is not essential, we're looking for passionate candidates who are hungry to progress, further their career and reap the rewards of hard work.
*The ideal candidate will want to learn, develop and become a valuable member of the team.
If this sounds like an ideal role for you then please do not hesitate to contact us. We would be delighted to receive your CV. Please send your CV, copy of passport, recent photo to: firstname.lastname@example.com
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AIG MCAAs give Wairarapa Bush tough test in New Zealand
MASTERTON, New Zealand – The USA Rugby AIG Men's Collegiate All-Americans continued their New Zealand Tour Wednesday with a 23-30 loss to Heartland Championship club Wairarapa Bush.
Jake Anderson missed a penalty kick in the second minute and Wairarapa Bush punished the MCAAs a few minutes later by taking a scrum 10 meters out and taking it over the line for a 5-0 lead.
The MCAAs received another blow in the 19th minute when a Wairarapa Bush line break through the middle resulted in a 50-meter try and a 12-0 lead. On the play, Colton Cariaga broke his arm making a tackle. He will be out of action for the remainder of the tour.
Wairarapa Bush scored another try in the 29th minute from a counter attack and took advantage of a MCAA penalty in the 37th minute to add another. Anderson converted a penalty kick before the break to put the MCAAs on the board at 3-24.
"We did some good things in the first half," MCAA Head Coach Matt Sherman said. "In general I thought possession, territory and opportunities were relatively equal in the first stanza, we just weren't able to finish while they were."
Kyle Sumison gave the MCAAs a perfect start to the second half with a try in the 43rd minute and Anderson kicked another penalty in the 48th minute to make the score 13-24. Anderson missed a 40-meter penalty kick in the 55th minute but made up for it in the 65th minute with a successful kick after a great kick and chase play between Paris Hollis and Josh Tucker.
In the 73rd minute, John Cullen scored a try for the resurgent MCAAs and Anderson added the conversion to draw within one point at 23-24. Penalty trouble in the final few minutes killed the MCAA momentum, as Wairarapa Bush kicked two penalties and wound down the clock to defeat the MCAAs.
"While we came up short at the end, I'm proud of the guys and how well they came together and battled back against a tough opponent when things weren't going our way," Sherman said. "We need to take that cultural identity of being a mentally-tough team into our final game with New Zealand Universities, and we feel that if we do that, along with improving in some targeted performance areas, we can earn a tough victory over a good side on New Zealand soil.
"We're excited about that challenging opportunity."
The MCAAs finish their New Zealand Tour with a rematch against New Zealand Universities Saturday. Follow updates on Twitter @aarugby.
AIG Men's Collegiate All-Americans | vs. Wairarapa Bush
1. Paris Hollis (Maricelli @ 67)
2. Gabriel Sochanek (Shepherd @ 46)
3. Eric Parsons (MacLellan @ 62)
4. Benjamin Landry (Barrett @ 35)
5. John Cullen
6. Kyle Sumison
7. Jordan Badia-Bellinger
8. Shaun Potgieter (Roundy @ 52)
9. Randy Pati (McFadden @ 58)
10. Colton Cariaga (Eloff @ 27)
11. Timothy Maupin (Mizell @ 60)
12. Michael Haley
13. Stephen Tomasin
14. Josh Tucker
15. Jake Anderson
AIG Men's Collegiate All-Americans | Reserves
16. Glen Maricelli
17. Michael Shepherd
18. Angus MacLellan
19. Daniel Barrett
20. Ryan Roundy
21. Jacob McFadden
22. JP Eloff
23. Zachary Mizell
AIG Men's Collegiate All-Americans | 23
Tries: Sumison, Cullen
Conversions: Anderson (2)
Penalties: Anderson (3)


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In 1987 Tony Jadczak, Maine's State Apiarist and David Smith of Sparky's Apiaries, were featured on the Reading Rainbow television show The Life Cycle of the Honeybee. It is a a terrific educational piece. Kudos gentlemen. The segment where Tony appears begins at 5:55. The Life Cycle of the Honeybee from WVPT on Vimeo. Where does honey come from? And how is it made? LeVar's … [Read more...]
Reading Rainbow – The Life Cycle of the Honeybee
October 19, 2012 By


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URBANA, Md.— Dr. Nancy Little used a wheelchair during the build out on her veterinary business.
She was about ready to get back on her feet after breaking one leg and spraining the other one.
But having foresight, the veterinarian had the architect design wider doors, a wheelchair-accessible shower, and placement of the examining tables and equipment so it could be used by someone in a wheelchair.
"I didn't think I would need it, but here I am," said Little, pushing herself around the animal hospital after a fall down her stairs left her with a broken leg. "I did the same thing before."
Little, 54, who lives in Poolesville, said her doctor told her to stay in bed. "I took the cast off and came to work." When her car pulls in, Tammi Sarkisian, business manager and vet technician, meets the doctor with her wheelchair and pushes her inside.
Once in, Little moves about the hospital's examining rooms, laboratory, pharmacy and other areas.
"I've done several surgeries, as well as regular care for dogs and cats," Little said. The examination and operating tables move up and down to whatever height is needed.
"I'm not sure when I'll be back on my feet," Little said. She has her next appointment with the doctor next week.
Visitors to Village Vet of Urbana, 335 Worthington Blvd., are usually greeted by Rick James, Little's pug dog. Besides Sarkisian, the hospital has hosted a number of interns from Urbana High School. Student Laura King is currently an intern and plans to be a veterinarian.
Born in Washington, Little graduated from the Virginia-Maryland College of Veterinary Medicine in 1990. Before that, and during her studies, she worked for a number of veterinarians. With more than 22 years in treating animals, Little has worked in emergency and intensive care situations and gained experience in laser therapy for animals. She has worked for veterinarians who do more than the traditional dogs and cats, including birds, guinea pigs and ferrets.
"I'm a single mother and worked a lot of permanent part-time jobs as I had twin sons to take care of. They are now 21, and I felt I could open my own place," Little said.
The front lobby features an attractive water device, which is actually designed to clean the air. "And it is soothing to people and animals," Little said. Rick James helps out, as well, she said, in making customers at home. The dog will take a toy out to another dog and sit beside an owner while their pet is being examined to keep them company.
"Most veterinary businesses don't have all of this," Little said, noting the radiology section, an isolation area, a large operatory and an overnight area where technicians will stay with the patient all night if needed.
"We are the only place in the shopping center with a window to the back," Little said. "The animals really like that." There is an area in the back where the dogs can be walked.
Little has helped at the Frederick County Animal Shelter, doing 3,000 spay and neuter treatments for dogs and cats. "I did a cleft palate operation on a dog. It would have been a $3,000 operation. I did for free," Little said.
And for larger dogs, such as a Great Dane that can't walk, Little has a cart that can be pushed out to the owner's car, the dog put on it and wheeled in.
Follow WNEW on Twitter.
(© Copyright 2013 The Associated Press. All Rights Reserved. This material may not be published, broadcast, rewritten or redistributed.)


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We take great pride in our products and are confident that HiBurn8 is the most effective and most complete weight loss product on the market today.
NOW, for the FIRST TIME EVER, Skinny Body Care has combined some of the world's most powerful ingredients to help maintain healthy sleep with some of the most researched and documented ingredients when it comes to managing weight, to create what we believe is the BEST NIGHTTIME WEIGHT MANAGEMENT FORMULA EVER!
How It Works?
Simply take 1 tbsp of great tasting HiBurn8 on an empty stomach (2 to 3 hours after eating) before bed.
That's it!
When we sleep, the body uses that time to rebuild and restore damaged and worn out cells, rebuild lean muscle, restore body tissues, and more.
Collagen, Calcium and Garcinia, three of HiBurn8's amazing ingredients act as a catalyst to the body's natural restorative processes. The reason not to eat two to three hours before bed is because if your body is still digesting food, it's not going to be able to completely absorb the HiBurn8 formula and maximize its functionality.
Midnight snacks are another enemy to healthy weight management. Take HiBurn8 2 to 3 hours after you eat, and get your body the building blocks it needs for optimal weight management!
Innovation! Technology! Results!
HiBURN8 represents a new level of cutting edge innovation and breakthrough technology. Exclusively formulated and manufactured using only the highest quality ingredients, HiBURN8 provides bio-available proteins in a simple, easy to use, great tasting liquid that can help your body manage weight, improve sleep and so much more.
The Power of Collagen
One of the best kept secrets to anti-aging and weight loss is a protein that represents one-third of all the protein produced in your body. As we age, the collagen production in our bodies decreases causing many people to lose muscle, organs don't function as well, digestion and metabolism slow down, and it becomes more and more difficult to get rid of extra fat. Not only does Collagen help control appetite, it also provides highly usable protein to help rebuild muscle mass and connective tissues allowing the body to use up more fats and sugars to promote weight management. And unlike many weight management products, HiBURN8's Hydrolized Collagen contains no fillers, hormones, acids, or antibiotics!
Less Stress = Better Sleep
Stress is one of the biggest enemies to weight management. People who are stressed tend to eat more, have more anxiety, fatigue, and can't get a good night's sleep because their minds are constantly worrying. All of these things make managing weight even more difficult, yet very few weight management products focus on this challenge.
On top of a formulation packed with weight management ingredients, one of the keys to HiBurn8's unique design is ingredients that help calm your body and manage stress levels.
Including Sensoril, Chamomille, Melatonin, Ginseng, and more, taking HiBurn8 before bed can help calm your body and help manage stress levels, making it easier to sleep. And the better we sleep, the more POWER our body has to stay healthy, rebuild and restore cells, metabolize food, and MANAGE OUR WEIGHT!


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Contemporary Hand Woven Rug 3'11 x 5'8
A contemporary style, hand woven using a combination of the finest of materials. This genuine hand loomed rug will brighten up any room.
Product Specifications
- Dimensions
- Width: 3.92 Length: 5.67
- Lead Time
- 0-3 Weeks (Quick Ship)
Nearby Showrooms
About Bokara Rug Company
Providing the highest quality and finest designs in Hand Made Rugs & Tapestries, from Contemporary,Traditional,European to Antique, plus the largest collection of Over & Unusual size rugs.
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text: Annual eventsLanguagesCalendarsVenues English Русский pll_5b3e5ff6472a3 pll_5b3ea2b3d99d6 pll_5b3eb3ed81448 pll_5b3fc255333f1 pll_5b4361827f4dd pll_5b436443cd59f pll_5b44f8b44f865 pll_5b44fc12a54a0 pll_5b45008d69f08 pll_5b450298a3165 pll_5bfc5a02d9175 pll_5bfc68a30ef79 pll_5d0d52759bd35 pll_5d0d5ae40d2bf pll_5d0d5ca28dca0 pll_5d0d5e6ce34b2 pll_5d0d60424bcba pll_5d2ce180cf577 pll_5d2cff8e7eaca pll_5d2d019fe8aa7 pll_5d2d0371204ef pll_5d2d04eb07c74 Annual Ambassador Speaker Series Annual events Board meetings CEO Roundtable CERA Conferences Events out of US MIOGE NAPE Neftegaz Networking events Outbound Trade Mission Past events 2012 Past events 2013 Past events 2014 Past events 2015 Past events 2016 Past events 2017 Past events 2018 Past events 2019 Reception Russia Investment Forum Sister cities Committee Upcoming Sister Cities Past events Speaker Series Upcoming T&I Committee past events T&I Committee Upcoming Trade Mission Upcoming events Women's Series YP Committee Upcoming YP Past events Aurora, Colorado Chicago, IL Crocus Expo Hotel Zaza Houston, Texas The West End – A Public House Moscow, Russia NAPA International New York, NY St. Petersburg, Russia Tyumen, Russia University of Houston Downtown iCal Feed iCal feed URL Get Feed for iCal (Google Calendar). This is for subscribing to the events in the Calendar. Add this URL to either iCal (Mac) or Google Calendar, or any other calendar that supports iCal Feed. Copy feed url to clipboard Download ICS fileOlder eventsNext events


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Since the last Friday of October, small red poppies can be seen dotting the crowds and streets in Canada.
Sunday, November 11th, is Remembrance Day (the Canadian equivalent to Memorial Day) where Canadians all across the country remember those who have died serving our country. The Royal Canadian Legion actually proclaims the poppy as the "sacred" symbol of remembrance and donations from poppies fund an important part of veteran rehabilitation and helping the families of those who have passed.
I may not be a fan of the political decisions surrounding the military, but I will honour and respect those who have died for my country.
In particular, I wear my poppy in honour of my grand-père Albert (who passed away 5 years ago) who fought in the infantry in World War II. Remembrance Day meant a lot to him.
The entire system of the Poppy Campaign however, necessitates waste. In order to raise money, the Legion counts on people throwing away their poppies and purchasing new ones each year. If 70% of Canadians wear poppies, that's a lot of wasted plastic.
Recently, several knitting groups, specifically one in Fredericton New Brunswick, were asked to stop knitting reusable poppies by the Legion. One reason being that a reusable poppy means that person won't purchase one the following year. I think it's a shame a compromise couldn't have been found.
For the past two years, after Remembrance Day, Andrew and I placed our poppies in a drawer where they are protected and bring them out the following year... As they are plastic they last through the rain and snow of November and look virtually the same as the day we bought them. No extra waste.
I do believe in giving back to the Legion, as they have helped my grandparents as well as myself (with a scholarship during my undergraduate degree).


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Traditional Medicinals, Just for Kids, Organic, Nighty Night, Naturally Caffeine Free Herbal Tea, 18 Wrapped Tea Bags, .96 oz (27 g) (Discontinued Item)
Flash Deals are limited time, limited quantity promotions, so act fast! Limited to: 1 unit of 1 product per order. If you order more, you will pay our regular every day low price.
Traditional Medicinals, Just for Kids, Organic, Nighty Night, Naturally Caffeine Free Herbal Tea, 18 Wrapped Tea Bags, .96 oz (27 g) (Discontinued Item)
Shipping Weight:?0.32 lbsSwitch to Metric unitsShipping WeightThe Shipping Weight includes the product, protective packaging material and the actual shipping box. In addition, the Shipping Weight may be adjusted for the Dimensional Weight (e.g. length, width & height) of a package. It is important to note that certain types of products (e.g. glass containers, liquids, fragile, refrigerated or ice packed) will often require protective packaging material. As such, these products will reflect a higher Shipping Weight compared to the unprotected product.
- Product Code: TRA-00186
- UPC Code: 032917001863
- Package Quantity: 18 Count
2.7 x 3.1 x 5.4 in, 0.15 lbsSwitch to Metric units
Featured Products
- Traditional Medicinals Since 1974
- Created by Organic Herbalists
- USDA Organic
- New Look Same Great Tea!
- Herbal Supplement
- Fair Trade Certified Ingredients
- Non GMO Project Verified
- FairWild
- Kosher
Oliver Owl stays awake all night! He loves to look at the stars. He loves to play with his toys. He's always too excited to go to sleep at bedtime. But going to bed late makes getting up hard! Oliver needs his sleep like everyone else.
Luckily, he's got Tea-ger the Tiger for a friend. Tea-ger knows all about special plants that can help make Oliver relax and go to sleep easily.
Tea-ger makes a special bedtime tea for Oliver with chamomile and linden tree blossoms. Flowers can be herbs too! These flowers have a relaxing effect on Oliver.
Tea-ger makes the tea a pretty pink color, plus, he makes it taste good, so Oliver will love his Organic Nighty Night Tea. Your child will enjoy the pleasant taste of chamomile and hibiscus in organic Night Night tea. Feeling calm never tasted so good!
Organic Night Night Just for Kids
Just for Kids Organic Night Night tea is made especially for your child. Children's bodies need special attention and care. We've made this tea for your child with mild herbs in child-size amount that will help relax and calm your child, promoting sleep at night or relaxation during the day.
Using classic European herbal combinations, the wisdom of generations has been merged with a tea that will help your child's body relax.
Organic Nighty Night is good for your child and good for the Earth! The Fair Trade Certified and FairWild Certified labels are a simple way for you to know that the herbs in this product were produced under socially, environmentally and economically sustainable conditions. Fair Trade Certified herbs are grown on farms. FairWild Certified herbs are harvested in the wild.
We've Got the Right Stuff
We raise the bar. The quality standard of the herbs we use is hard to pronounce, difficult to meet, and it's what makes us different, better. We're not ashamed to say it. Pharmacopoeial: it's the only quality standard our herbalists can rely on when blending teas for your health and wellness.
Suggested Use
Brew well to be well!
Pour 8 oz. freshly boiled water over 1 tea bag.
Cover cup & Steep for 5-10 minutes.
- Children 8 to 12 years: Drink 1 cup 2-3 times daily
- Children 4 to 8 years: Drink ½ cup 2-3 times daily.
- Children 2 to 4: Drink 1/3 to ½ cup of tea once daily, may be mixed with warm or room temperature juice or water
- Children 2: Consult a pediatrician prior to use.
Enjoy if your children like honey, add some to sweeten the taste.
Children under 12 months should not be given honey.
Other Ingredients
100% Organic ingredients
Naturally Caffeine Free Herbal Tea
Certified by the California Certified Organic Farmers (CCOF)
Safety information: Do not use this product if your child has known allergies to plants of the Asteraceae (daisy) family such as calendula, chamomile, echinacea.
|Supplement Facts
|Serving Size: 1 cup brewed tea
|Servings Per Container: 18
|Amount per serving
|Proprietary Blend:
|1,500 mg
|Organic linden flower††† [PhEur]**
|Organic chamomile flower†† [PhEur]**
|Organic hibiscus flower†† [PhEur]**
† Daily Values (DV) not established.


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"When Love is Not Enough", try Porn. Look I just saved you two hours.
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Oct. 2, 2010
SOUTH BEND, Ind. -
Complete Results in PDF Format
UC Santa Barbara senior Amanda Moreno ran a 16:48 to finish 11th out of 194 runners at the Notre Dame Invitational on Friday. Moreno's effort led the Gauchos to a 14th-place finish out of 24 teams.
UCSB 368 points to finish two points behind Iowa, the 13th-place team. Villanova, the nation's top-ranked team, won the meet with 64 points. Oregon, which is ranked fifth nationally, finished second with 118 points and Florida State, the No. 2 team, finished third with 129 points.
One other Gaucho, senior Breanne Strenkowski ran a 17:24 over the 5K course to finish in 40th-place. The only other UCSB runner to finish among the top-100 was senior Crystal Reed who clocked a 17:51 to finish 77th.
Andrea Jacobs (18:21, 122nd-place), Ashley Beecnah (18:23/124th-place), Justine Diaz (18:32, 139th-place), Callie Mulgannon (18:58, 164th-place) and Cassie Brooker (19:06, 173rd-place) rounded out the Santa Barbara contingent at the meet.
Lucy Van Dalen of Stony Brook University ran a 16:22 to win the individual title. Van Dalen finished four seconds ahead of Villanova's Sheila Reid and five seconds ahead of Texas El Paso's Risper Kimaiyo.
UCSB returns to action on Oct. 15 when both the men's and women's teams travel to the Northridge Invitational.


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Don't let the name and INCREDIBLE ugly cover scare you away. It would lead you to believe it's another mediocre mid 80's Euro HC or d-clone band but it's not. What immediately comes to mind is a mix of Void, United Mutation and early Husker Du. Yeah it's that good! Still, as with 90% of the early 80's USHC/punk bands, they have a sound of their own(how many times have I used this exact sentence?). And talking about Husker Du it's produced by no other then the living God Bob Mould. So do anybody know if they released anything else or what happened to 'em? Fuck powerpop, Fuck New Wave, This is Hardcore. You're a slave.
Country: USA
Year: 1983
Label: Reflex
Format: 7″
In The Family.mp3
Lines Have Faded.mp3
Self Defeated.mp3


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Published at Saturday, 09 March 2019. Bar stools. By Frederica.
Buying Bar Stools - A Simple Guide on How to Get Quality Bar Stools. When it comes to purchasing bar stools. one has to follow a guide to simplify the method of finding great deals of high standard and comfortable seating. Apparently. to become a wise consumer. you need to be cautious and skeptical on every purchase you are making. With so many stools for bars to choose from. it is undeniable that you will get lost during your quest. Hence. here is a simple guide on how to buy bar stools quickly and easily without feeling stress in the process.
Does the bar stool swivel? One of the chief advantages of choosing a stool that swivels is that you can easily get into and out of the seat without ever dragging it across the floor. This is especially helpful if you have small children. who may struggle. trying to pull their stool close enough to the bar to allow them to reach their plate.
What To Consider Before Buying Breakfast Barstools, The most important thing to consider before buying a breakfast barstool is the height of the stool. In a small kitchen where there is not enough space to place a regular kitchen table. 24-26 inch bar stools are normally used at the breakfast bar. Bar stools of this height are ideal for counters measuring up to 30-36 inches. If you are not sure of the dimensions of your kitchen counter or breakfast bar. always measure before you buy your barstools. Compatibility and durability are just as important as any other consideration. It`s a good idea to set your budget beforehand. You should neither splurge too much on substandard furniture nor buy poor quality bar stools for lower price. You`ll also find manufacturers and dealers who offer custom options. usually at an upgrade cost. You will have to research this carefully if you want a custom finish. specific fabric or unusual size.
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"Business Resource Roundtable" – 3-27-18 –Habitat for Humanity Restore
The Melville Chamber of Commerce presents the Business Resource Roundtable. The purpose of the Roundtable is to provide a forum for Chamber members to bring their specific business questions, issues or problems to a group of peers. Based on their knowledge & experiences, attendees offer possible solutions and/or identify available resources that may assist in the solution. Roundtable participants can request solutions, offer experienced advice, and assist each other in bringing their companies to a higher level of performance.
This is a free resource to Chamber members and will be hosted by a different chamber member business each month. Attendance is limited, so registering is required.
Photos provided by:
Michael Azzato
Selective Eye Photograph


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- Home
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- Baby Feeding
- Breast & Bottle Feeding
- Twistshake Anti-Colic 260ml Bottle Green
Twistshake Anti-Colic 260ml Bottle Green
Shipping charges can be calculated on the shopping cart page; only country and postal code are required.
* subject to manufacturer restrictions; we are unable to ship some manufacturers' products out of New Zealand
Note: exact shipping charge will be displayed in the shopping cart prior to checking out and before payment. Additional items added to the shopping cart will increase the shipping charge payable.
Note: Additional items added to the shopping cart will increase the shipping charge payable (based on item weight and package dimensions).
Winkalotts Rewards Program
The Winkalotts Rewards Program is free of charge and available to all customers that create an account on our website.
For every order placed, a registered customer will receive 1 point for every NZ$ spent (including GST & shipping). Points can be used for a variety of rewards on winkalotts.co.nz
Current Rewards:
- 30 points: $1 off any order
- 120 points: $4 off any order
- 150 points: $5 off any order
- 300 points: $10 off any order
- 600 points: $20 off any order
- 1,000 points: $35 off any order * NEW *
Product Description
Twistshake's baby bottle is perfect to use in combination with regular breastfeeding. Every bottle contains a practical container as well as a mixing net. The unique system TwistFlow actively reduce baby colic and ensures an even flow. The bottle has a wide neck, making it easy to clean. It also has a grip-friendly design that retains heat.
BPA-free – safe for both your baby and yourself
PP-plastic – manufactured in premium, high quality polypropylene
Teat – made from silicon, M (2+m) included
Mixer net – actively dissolves clumps
Anti-colic valve – reduce baby colic
Container – prepare your meal at home and store it in the practical container
Extra wide neck – the wide neck makes both refills and clean-up an easy task
Ergonomically designed – grip-friendly, for both parent and child
Available in; Pink, Blue, Green, White, Peach, Turquiose, Yellow, and Black
Product Videos
We know what a regular day looks like for a parent with babies. We recognize the inconveniences and burdensome moments that inevitably arise. This is the basis from which we draw inspiration for our products. Through close co-operation with parents we then develop and improve the product until it meets Twistshake's high standards. Visit us at: www.twistshake.com www.facebook.com/twistshake instagram.com/twistshakebaby
Twistshake – a...We know what a regular day looks like for a parent with babies...
Twistshake - W...Mix and match your favorite color combination!