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text: The Lake Anna Fishing Report forum has the most recent Lake Anna Fishing Reports from both recreational anglers as well as Lake Anna Bass Fishing Tournaments. Log in and post your Lake Anna Fishing Report and share your observations with other anglers. Clubs who have tournaments on Lake Anna are also encouraged to post outings and club dates for events in the Lake Anna forums.

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May All Beings Be Happy.
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A collection of essays, poems, stories & reflections
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Tuesday Early morning Texas Rangers Enhance
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Tuesday Early morning Texas Rangers Enhance
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British rider Chris Froome showed why he remains the overwhelming Tour de France favorite by winning Sunday's grueling 15th stage up to Mont Ventoux to extend his lead over main rival Alberto Contador.
Froome attacked about two-thirds of the way up the mammoth 13-mile Ventoux, and his acceleration was too much for two-time former champion Contador. The Spaniard dropped back to sixth and finished about 1 minute, 40 seconds behind as tens of thousands of people crammed the roadside on Bastille Day — France's National Day.
"This is massive. Everyone wanted to win this stage today, on Bastille Day, being on top of Mont Ventoux," Froome said. "It really was an epic stage today."
The win means Froome effectively made up the time he lost on Friday's sprint stage, when Contador caught him with a surprise attack. He leads Dutchman Bauke Mollema by 4 minutes, 14 seconds and Contador by 4:25.
"It wasn't really about sending (Contador) a message, but I'm obviously going to take as much time as I can," Froome said. "I'm really happy to have this advantage now."
Colombian Nairo Quintana was second, 29 seconds behind, and Mikel Nieve of Spain was third, 1:23 behind.
"My objective today was to take a bit of time in the general classification, but I didn't think I could win the stage," Froome said. "I thought Quintana would win it. But his legs started to go in the last two kilometers."
The longest stage of the race took riders over 151 miles from Givors in the winemaking Rhone Valley and ended in the Provence region.
Ventoux is one of the most famed climbs in the Tour's 110-year history. Britain's Tom Simpson collapsed and died on it during the 1967 Tour.
Froome raised his right arm in the air when he crossed the line for his second stage win of the race after winning a mountain stage in the Pyrenees on Stage 8 with a similarly decimating attack.
"It was incredible today, incredible. This is the biggest victory of my career," Froome said. "I didn't imagine this, this climb is so historical. It means so much to this race, especially being the 100th edition."
Froome said he needed "five or 10 minutes on the oxygen" mask after the stage.
Froome's Sky team manager Dave Brailsford hailed his rider as "above his competitors," adding that "every time it's been man against man, Chris has shown he's up to the challenge."
It is the first Tour since Lance Armstrong was stripped of his seven Tour titles (1999-2005) for serial doping. Froome has twice been asked during the race if he is racing clean and answered in the affirmative.
He was not asked after Sunday's stage, but Brailsford said "we have a great performance and 10 minutes later I jump for joy like this, and then 10 minutes later I guarantee you I'll be answering all these questions and allegations about doping for the next few days."
A nine-man breakaway group, including sprint champion Peter Sagan and French veteran Sylvain Chavanel, led early in the race. Sagan picked up more valuable points in his quest to win the green jersey for the second straight year, extending his already massive lead over Brit Mark Cavendish, the 2011 Tour sprint champion.
Reputed to be one of cycling's showmen, Sagan lifted his front wheel and did a wheelie, followed by a salute to the crowd in a rare moment of frivolity on an otherwise difficult day.
The small group of front-runners split open on Ventoux, leaving Chavanel alone in front, and with about 9 miles of climbing still to go. Froome, meanwhile, only had two Sky teammates — Australian Richie Porte and Britain's Peter Kennaugh — to help him.
Andy Schleck, the 2010 Tour champion, was dropped straight away while the 36-year-old Cadel Evans, who won the 2011 Tour, also faded, as did Chavenel.
"It was a terrible day for me," Evans said.
Quintana didn't have enough at the end of the race.
"I needed more strength, but I couldn't find it," Quintana said. "I'd already made an enormous effort."
With about 6 miles to go, Contador still had three teammates with him but Froome would lose them all.
Other countries were well represented. There were dozens of Union Jacks and Norwegians and Danes wearing Viking costumes. Pockets of Belgians and Dutch swigged beers, others dressed up as animals or ran alongside the riders in inflatable body suits.
The chaotic, raucous, deafeningly loud scene included motorbikes and spectators perilously close to the riders. Toward the top it was windy, overcast and cool, a welcome respite from the stifling heat below, with temperatures again well into the 90s.
Following a rest day Monday, there is a medium mountain stage on Tuesday — 104 miles from the medieval cliff-top town of Vaison-la-Romaine in Provence to Gap in the Alps.
Then come the final few days of agony in the mountains.
There are three straight days of tortuous climbing — including two ascents up the famed l'Alpe d'Huez pass in one day on Stage 18. The next two days both feature two Hors Categorie climbs each — so tough they are considered beyond classification.
The race ends July 21 with an evening finish on the Champs-Elysees.


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Many jurisdictions across the country are looking at the issue of sexual assault evidence that has not been submitted to a crime lab for testing. It is unknown how many unanalyzed sexual assault kits (SAKs) there are nationwide. There are many reasons for this, but one is that tracking and counting SAKs is an antiquated process in many U.S. jurisdictions. And, importantly, the availability of computerized evidence-tracking systems has been a significant issue for many of the nation's jurisdictions for years.
Also, history matters. Modern DNA forensic analysis was not widely used until the late 1990s. A database against which to compare the DNA of a suspected sexual assault perpetrator is only as robust as the amount of information in it. The Combined DNA Index System (CODIS) took years to build up the number of profiles in its database to allow law enforcement to routinely submit DNA samples and to enable crime labs to complete the extensive processes to qualify and upload DNA profiles.
In 2010, NIJ — in partnership with the Office on Violence Against Women — brought together sexual assault nurse examiners, crime laboratory directors, cold case detectives, prosecutors and victim advocates from across the country to discuss the challenges surrounding untested SAKs.
See a full report of the meeting (pdf, 59 pages)
In 2011, NIJ also published a special report in response to the recent discoveries of thousands of untested SAKs in police evidence rooms nationwide.
The Road Ahead: Unanalyzed Evidence in Sexual Assault Cases (pdf, 29 pages) explores a wide range of issues, including how untested SAKs affect various stakeholders in the nation's criminal justice system: the police and crime laboratories; the courts; victim service agencies; policymakers at the federal, state and local levels; and the victims.
In 2011, after a competitive selection process, NIJ awarded "action-research" grants to the Houston, Texas, Police Department and the Wayne County (Detroit), Mich., Prosecutor's Office to form multidisciplinary teams to look at the issue of unsubmitted SAKs in their jurisdictions. On the teams were boots-on-the-ground practitioners who deal with sexual assaults day-in and day-out: police officers, crime lab analysts, prosecutors and victim advocates. And, because NIJ is a research agency — dedicated to finding answers to criminal justice problems through science — it also ensured that social-science researchers with nationwide reputations were on the teams to work hand-in-hand with the practitioners.
The overarching goal in the Detroit and Houston projects was, first, to understand the scope of the issue: How many unsubmitted kits were there, and how and why did the problem develop? Then, the teams were charged with identifying effective, sustainable responses. NIJ's goal was to not only help Houston and Detroit, but to determine if lessons learned in these two cities might help other jurisdictions.
One of the most interesting — and challenging — features of action research is that it does not capture a single snapshot in time. It takes place in the ever-evolving real world where policies and protocols, technologies, and political realities are changing all the time. In Houston, two relevant changes occurred during the project: (1) the city moved to a state-of-the-art evidence storage facility with sophisticated evidence-tracking capabilities, and (2) the state passed a law requiring that all SAKs (both in storage and current cases) be tested. Therefore, lessons learned in the NIJ-funded project were inextricably intertwined with other changes in that jurisdiction.
Just as in Houston, the Detroit action-research team had to do its work within the larger context of changing realities, including statewide legislation that required testing of all SAKs with the victim's approval and an infusion of $4 million from the Michigan Attorney General's Office to test all previously unsubmitted SAKs.
How applicable are the findings in Houston and Detroit — including the protocols they developed for performing a census, DNA testing, and victim notification — to other jurisdictions? Or, as scientists, put it, 'How generalizable are they?'
Although the projects in Detroit and Houston are only two "case studies" and other jurisdictions are likely to find different results from similar activities, there is no doubt that other jurisdictions may be able to draw upon lessons learned.
Learn more about each city's project:
One of the most important findings to come out of both jurisdictions is the value of forming multidisciplinary teams when addressing the issue of a large number of previously unsubmitted SAKs. Solving sexual assault crimes — bringing rapists to justice and supporting victims — is much more complicated than simply testing the kits: police must perform investigations to develop other potential evidence in the case; prosecutors must file charges; juries must render verdicts; and judges must sentence. The Detroit and Houston team members were able to bring their unique expertise to bear on devising DNA testing, victim-notification, and other protocols.
CODIS is the FBI's national database of DNA profiles. Analysts use CODIS to search DNA profiles obtained from crime scene evidence against DNA profiles from other crime scenes and from convicted offender and, in some states, arrestees.
Learn more about CODIS.
Among the successes in Houston that the action-research team played a role in:
Among the successes that the Detroit team played a role in:
Read from the Detroit report:
Chapter 6: Discussion - Summary of Findings, Implications, and Community Changes (pdf, 551 pages), including the project's goals, overall lessons learned, and implications and changes in policies and practices.
When the NIJ-funded projects began in the spring of 2011, officials in Houston and Detroit did not know how many untested SAKs were stored in their evidence property rooms, but the number was in the thousands.
See a step-by-step process of how the testing plan was created in Detroit here (pdf, 551 pages).
In Detroit, the first step was to perform a census. Team members manually counted every kit collected from 1980–Nov. 1, 2009, opening each one (approximately 11,300 SAKs) and recording the name of the victim, date of birth, and the date of the assault. The census in Detroit took 15 weeks and 2,365 person-hours.
Detroit found 2,512 SAKs with lab numbers but could not determine how many of these had been tested; 8,707 had never been submitted to the lab.
Read more from the Detroit report:
Chapter 2: The Scope of the Problem - How Many Unsubmitted SAKs (pdf, 551 pages), including conducting a census.
In Houston, there were an estimated 16,000 rape kits in police storage. However, the action-research project was occurring in tandem with the HPD's move to a new evidence-storage facility, so HPD was already performing an audit of all SAKs in their custody. When the audit was completed, HPD determined that 6,663 SAKs had not previously been tested. This included approximately 4,000 kits stored in the property room freezer. Of these 4,000, the researchers randomly selected a sample of 500 to be studied in the NIJ action-research project. Results from that study are expected soon.
One of the questions NIJ asked the teams in Houston and Detroit to answer was why there were so many unsubmitted SAKs. In Detroit, the researchers examined 20 years of records and interviewed detectives, prosecutors, advocates, elected officials, laboratory personnel and sexual assault nurse examiners. They determined that the problem was rooted in long-standing relationships within and between organizations. The "risk factors" revealed in Detroit include:
Watch an interview with Rebecca Campbell on NIJ's YouTube Channel.
Read more from the Detroit report:
Chapter 2: Underlying Reasons Why So Many Unsubmitted SAKs, including the larger historical context and particular risk factors for law enforcement, the prosecutor's office, the medical system, victims advocacy agencies, and the crime lab.
In Detroit, the SAKs that were tested as part of the action-research project were broken into four testing groups:
See an overview of these testing categories here (pdf, 551 pages).
Of the 1,595 kits tested in the NIJ-sponsored action-research project in Detroit, nearly half (49 percent; 785 kits) yielded DNA profiles that could be uploaded to CODIS. Out of the 785 profiles uploaded to CODIS, there were 455 "hits." That means that 28 percent of the SAKs tested in the Detroit action-research project revealed the DNA identification of a potential suspect. Of these, 127 serial assaults were identified. [NOTE: All figures in the Detroit final report are as of Dec. 31, 2013.]
Additional research is underway to understand more about serial assaults in Detroit.
Read more from the Detroit report:
Chapter 4: Testing Kits - Developing & Evaluating a SAK Testing Plan (pdf, 551 pages), including DNA-testing outcomes and CODIS hits on the randomly selected sample of 1,600 kits that were tested in the action-research project.
The cooperation of the victim can be critical to the success of a sexual assault investigation and prosecution. Determining a victim's willingness to be part of the criminal justice process can be particularly problematic in older cases where the victim may not have heard anything since agreeing to the rape-kit exam.
Significant research — including that done by Dr. Rebecca Campbell, the lead researcher on the Detroit action-research project — has shown that reactivation of memories of an assault may:
Notifying Sexual Assault Victims After Testing Evidence (pdf, 20 pages), co-published by NIJ and the Office for Victims of Crime.
Therefore, one of the goals of the projects in Detroit and Houston was to develop victim-notification protocols that were victim-centered and trauma-informed. For more details on victim-notification protocols developed in Detroit:
In Houston, detailed protocols were created for contacting victims depending on the results of SAK testing and whether there was a CODIS hit. A hotline for victims to call was also created.
Read Houston's report on victim-notification protocols (pdf, 21 pages).
This report includes step-by-step details regarding victim notification and investigative reviews of case files in Houston. It also includes protocols regarding Houston's creation of two databases — one containing details of SAK-testing results, one for documenting calls/emails — to ensure that the most up-to-date information is conveyed to victims who call the hotline or send an email.
Watch interviews with researchers from the Houston team who discuss victim notification issues, the justice advocate position and the Houston hotline.
As part of its work, the Houston action-research team also explored the importance of victim cooperation in a sexual assault investigation. To help address this issue, the Houston Police Department temporarily hired a justice advocate in 2013. (See a position description for Houston's justice advocate [pdf, 21 pages].)
Thereafter, the Houston action-research team conducted focus-group sessions with detectives to explore the impact of the justice advocate position on sexual assault investigations. The response was so positive that when results were presented to HPD leadership, the position was made permanent.
Learn more about the victim-notification work done in Houston in these reports:
In 2006, NIJ provided grant support to researchers at California State University to examine the role of DNA testing of untested SAKs in judicial outcomes. The grant was modest — $100,000 — and, therefore, the study had a narrow focus, including time limitations.
The researchers randomly selected 371 SAKs (from approximately 11,000 kits in the property rooms of the Los Angeles Police Department and the Los Angeles Sheriff's Department) to:
The findings with respect to the study's second goal were surprising to many. In the first six months after the 371 SAKs were tested, no new arrests were made, new charges were filed in one case, and there were two convictions. In fact, it is probable that the DNA testing was not responsible for the single filing and the two convictions.
There are a number of important facts to keep in mind when trying to understand these results. First, the study looked at case adjudication in only the first six months after testing. The researchers did not examine whether there have been additional arrests, charges filed or convictions since that time. Second, the sample size was small, and the findings are from only one site. Great caution should be used in trying to extend the findings to other locales. Indeed, the reasons for large numbers of untested SAKs in police property rooms may be very different in other jurisdictions.
Learn more about the project in:
In 2011, NIJ supported a one-year project to perform DNA testing of 1,000 SAKs in New Orleans: 830 SAKs were in the custody of the New Orleans Police Department at the time the project began and 178 SAKs were collected during the project ("current" cases).
There were hits against CODIS that aided police investigations in 13 percent of the cases.
Among the SAKs that had not been tested before the project began, 10 percent yielded a CODIS hit: 9 percent were hits to an individual who had not previously been identified as a suspect in the case, 0.5 percent were forensic hits in which the offender was unknown, and 0.5 percent were offender hits between an offender (either known or named by the victim) and the evidence.
Among the current cases, 31.5 percent yielded a CODIS hit: 21.4 percent were hits to an offender who had not previously been identified as a suspect, 1.7 percent were forensic hits in which the offender was unknown, and 8.4 percent were offender hits between an offender (either known or named by the victim) and the evidence.
Learn more about the results of the New Orleans project in:
National Institute of Justice, 810 Seventh Street, NW, Washington, DC 20531


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The sunny side of Engelberg has two beautiful snowshoe trails covering a total distance of around 6 km. Here, you can immerse yourself in unspoilt nature and pass by nature reserves, where you will usually see traces of wild animals – an incredible experience that will stay with you long after the holiday is over.
Snowshoe hire: Snowshoes are available for hire at CHF 15.00 per day from the Yeti-Park at Ristis. Please be aware that there is a limited number of snowshoes, so we recommend larger groups book in advance.
RIEDALP-TRAIL (duration: approx. 1h 30min.; distance: 2.46 km)
Experience the magic of nature far from the hustle and bustle of daily life. The trail begins 1,600 metres above sea level at the Bergrestaurant Ristis. From here you set off in an easterly direction across the Ried, where you are rewarded with breathtaking views of the snow-covered Hahnen. The path then heads in the direction of Ruchweg back to the start point. The path is hilly in places, but not steep, leading you past the nature reserve and through some of our most beautiful winter landscapes.
SCHÖNENBODEN TRAIL (duration: approx. 2h; distance: 3.52 km)
Discover the Brunni area by snowshoe – breath the fresh Alpine air and take in an incredible mountain panorama. This trail also begins at the Bergrestaurant Ristis. From here you set off west past the valley chairlift station and head along the road. After about 1 km you start the ascent. From the highest point you can enjoy magnificent views over Engelberg. Then you set off on a slow descent through the forest below the Ristis and back to the starting point. This trail involves a few changes in altitude and is slightly more challenging than the Riedalp trail.


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Next Episode of Top of the Pops 2 is
Mark Radcliffe presents clips of past "Top of the Pops" shows, normally centered around a theme. The show aired regular episodes between 1994 and 2007 and since then has aired sporadically, normally with new festive specials shown.
Steve Wright(Presenter)
Johnnie Walker(Presenter)
Mark Radcliffe(Presenter)
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Jacobson Scores In First Half For Yale
FAIRFIELD, Conn. – The final non-league game of the season for the Yale men's soccer team had a little bit of everything. Yale and Sacred Heart combined for 26 shots, and both team failed to capitalize on penalty kicks. The end result was a 1-1 tie on a cold and raw night at Campus Field.
"It's a frustrating outcome for us," said Yale head coach Brian Tompkins. "I thought we created enough chances to win it, but a few key moments didn't go our way."
Sacred Heart had the first penalty kick midway through the first half, but Yale goalkeeper Bobby Thalman stopped Omer Levy's attempt.
Eleven minutes later, Yale (6-5-2) got on the board when Jenner Fox sent a free kick to Peter Jacobson, who headed it past SHU goalkeeper Alex Fait.
The Pioneers then tied it early in the second half when Levy snuck a shot inside the far post.
Yale had its penalty kick opportunity midway through the second half, but Fait was able to stop Brad Rose's attempt.
Both teams had three shots in the two 10-minute overtime periods. The Bulldogs had a chance early in the second extra session when Rose got his head on a Max Morice corner kick, but it went wide.
"We had good possession but couldn't make it count," Tompkins said. "Their goalkeeper made a couple of big saves."
Yale outshot Sacred Heart 14-12 in the game. Sacred Heart had a 6-4 edge in corner kicks.
Thalman finished with six saves for the Bulldogs, while Fait stopped eight shots for SHU.
Tompkins used a total of 19 players in the game.
"It was valuable experience for some of the guys that haven't played a lot," he said.
Yale returns to Ivy League action on Saturday at Penn. Kickoff is slated for 7:30 p.m.
Report filed by Tim Bennett, Yale Sports Publicity


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Don't miss BizTakeouts #onTheFLIPSIDE #StateoftheMedia with Nadia Hearn, every second Tuesday of the month at 2pm on 2oceansvibe Radio
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Congressman Albio Sires (NJ) has reintroduced the Urban Revitalization
and Livable Communities Act (H.R. 709),
which would provide assistance to communities seeking to transform their
neighborhoods by creating new or rehabilitating existing parks and recreation
spaces. With this small government
investment, communities can plan and construct projects that will not only
provide critical recreational opportunities, but will also attract economic
development opportunities and other private sector investments.
Creating new and rehabilitating existing parks and other
outdoor recreation spaces has a myriad of benefits, including:
Attracting businesses and other economic development
Increasing residential and commercial property values
Creating and
sustaining skilled, well-paying, community-based, jobs
Serving as community hubs that connect housing, schools, and business
corridors via public transportation and bicycle and pedestrian trails.
Promoting public healthy by providing much-needed community spaces for
outdoor activity and exercise.
Providing affordable community
and environmental benefits; Parks and other green spaces effectively
mitigate expensive stormwater management
issues, Parks counteract the urban heat island effect, and Parks help improve
air quality.
This bill remains one of ASLA's top legislative priorities;
in the 111th Congress this bill had the support of over 130 members
of the House of Representatives. Please
encourage your elected officials to support this important legislation via
ASLA's Advocacy
Network. For more information visit
ASLA's Campaign
for Urban Parks, where you can learn more about this bill, and send a
message to your legislator.
For more on ASLA Advocacy asla.org/advocacy
Kevin FryDirector, PR and Communications firstname.lastname@example.com JR Taylor PR Coordinator firstname.lastname@example.com


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Explore Scotland's destinations - a selection of our cities and towns, browse through our regions, or start planning your trip to Scotland with our handy travel map.Skip to content
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We're not exaggerating when we say that we think Glasgow is one of the most exciting cities you'll ever come across. Scotland's largest city is a lively, bustling place, distinctive and full of character, where you are bound to get a very warm welcome indeed.
Standing proudly on the east coast of Scotland, historic St Andrews is a jewel in the crown of Fife. The town offers panoramic views out across the North Sea and is famous for its historic university, medieval streets, gorgeous traditional buildings and, of course, its world-famous golf courses.
Start your Ayrshire & Arran adventure in Ayr. The town is the perfect base to explore the
area further with stunning coastlines, mysterious castles, Burns heritage attractions, accessible islands, impressive golf courses and of course mesmerising dark skies all within easy reach.
The Scottish Borders has a colourful past which belies its serene landscape. The many stately homes, haunting castles and four magnificent abbeys are testament to its rich and occasionally turbulent history.
Get to Scotland's inhabited islands by ferry. Caledonian MacBrayne (CalMac) operates routes to over 20 destinations in the the Firth of Clyde and the Inner and Outer Hebrides. NorthLink Ferries connect Orkney and Shetland to the mainland, and inter-island travel is served by council-run ferries.


text:
Financing the Present
In this part of the report the Council presents the results of
its study of the financial status of the existing social security
program and of the principles underlying the legislative provisions
for social security financing. The financial implications of the
Council's recommendations for program improvements as set forth
in parts II and III of the report are presented in conjunction with
those recommendations.
The financing provisions of present law are as follows: Employees
pay contributions on their annual earnings up to a maximum of $4,800.
Each employer pays at the same rate as the employee on the first
$4,800 paid to each of his employees in the year. The self-employed
pay at a rate approximately equal to 1.5 times the rate paid by
employees. Contribution rates are scheduled to increase from an
employer and employee rate of 3 5/8 percent each in 1965 to 4 1/8
percent each in 1966 and to an ultimate rate of 4 5/8 percent each
in 1968. The contribution rates now scheduled are intended to provide
enough income to meet all of the costs of the system, including
administration, into the indefinite future.
Funds not needed for immediate benefit payments are invested in
obligations of the United States Government and the interest earnings
on these obligations are available to help pay the cost of the system.
The scheduled contribution rates include an allocation to the separate
disability insurance trust fund of one-half of one percent from
the combined employer and employee contribution (three-eighths of
one percent for the self-employed).
1. The Status of the Program and Allocation of Contribution
The social security program as a whole is soundly financed,
its funds are properly invested, and on the basis of actuarial estimates
that the Council has reviewed and found sound and appropriate, provision
has been made to meet all of the costs of the program both in the
short run and over the long-range future. The contribution income
should be reallocated between the two trust funds, however, so that
the disability insurance part of the program, like the old-age and
survivors insurance part of the program and the program as a whole,
will be in close actuarial balance.
As indicated in the latest Trustees' Report, the social security
program as a whole is in actuarial balance both over the short run
and for the long-range future. The review of the actuarial estimates
conducted by the Council supported this conclusion of the Trustees.
In the Council's opinion, based on actuarial estimates that the
Council has reviewed and found sound and appropriate, the contribution
rates in present law will supply income which, together with interest
earnings on the funds, will be sufficient to meet all benefit costs
and administrative expenses as they fall due.
While the old-age and survivors insurance part of the program and
the program as a whole are in close actuarial balance, the disability
insurance part of the program(which involves only a small proportion
of the total cost of the system) when looked at separately, is underfinanced.
It was recognized at the time of the last major disability amendments
in 1960 that the income to the disability fund was likely to be
about 0.06 percent of covered payroll short of what was needed for
the long- run. Experience since that timehas indicated that disability
benefit termination rates due to death and recovery of the beneficiary
are lower than had been assumed in the earlier estimates, so that
the expected deficit is now about 0.14 percent of covered payroll.
To correct this situation, the Council endorses the recommendation
of the Board of Trustees that there be a small reallocation of contribution
income--the Council would favor 0.15 percent of covered payroll
for present law--from the old-age and survivors insurance trust
fund to the disability insurance trust fund. {1}
This could be done without any increase in the over-all contribution
rates now scheduled for the program and would put the disability
insurance part of the program in close actuarial balance, while
also leaving the old-age and survivors insurance part and the program
as a whole in close balance.
In arriving at the conclusion that the system as a whole is in
actuarial balance, the Council examined not only the results of
the estimates but also the techniques used and the assumptions on
which the estimates are based. It found that the techniques used
in preparing the estimates of the cost of the program are in accordance
with sound actuarial practice and that the assumptions on which
these estimates are based are appropriate. The estimates take full
and proper account of the various economic and demographic factors
affecting the future cost of the program.{2} The Council favors the continuance of present practice
under which estimating techniques and the assumptions underlying
the estimates and the contribution schedule are re-examined and
adjusted in the light of developing experience.
The Council believes that it is proper for a national system of
compulsory social insurance to use what is known as an "open-group"
technique in preparing actuarial cost estimates--that is, to take
into account not only present assets, future benefits for present
beneficiaries, and future contributions and benefits with respect
to workers now covered, but also the contributions and benefits
to be paid with respect to workers to be covered in the future as
well. The Council is in agreement with the previous groups that
have studied the financing of the program that it is unnecessary
and would be unwise to keep on hand a huge accumulation of funds
sufficient without regard to income from new entrants, to pay all
future benefits to past and present contributors. A compulsory social
insurance program is correctly considered soundly financed if, on
the basis of actuarial estimates, current assets plus future income
are expected to be sufficient to cover all the obligations of the
program; the present system meets this test. The claim sometimes
made that the system is financially unsound, with an unfunded liability
of some $300 billion, grows out of a false analogy with private
insurance, which because of its voluntary character cannot count
on income from new entrants to meet a part of the future obligations
for the present covered group.
It is important to note that the long-range cost estimates prepared
for the program are based on the assumption that earnings will remain
at a given level (at the 1963 level under the estimates shown in
this report). If average earnings continue to rise in the future,
as there is reason to expect they will, then, assuming no change
in other cost factors, the income of the program relative to outgo
will be considerably higher than the estimates show. {3}
The Council believes that making the estimates on a level-wage assumption
allows for a desirable margin of safety and recommends that the
practice be continued in making the long-range estimates. If the
assumptions which underlie the intermediate or low-cost estimates
are borne out by experience, then the use of level wages allows
for benefit increases if wages rise without any increase in the
contribution rates. If experience comes close to the high-cost assumptions,
then the use of the level-wage assumption will result, if wages
rise, in an offset to the cost consequences of the unfavorable experience
and still allow for some upward adjustment in benefits without any
increase in the contribution rates.
The Council suggests only one significant change in the assump-tions
underlying the long-range estimates. In the past an attempt has
been made to present cost estimates into perpetuity. Specifically,
it has been assumed for purposes of the estimates that trends for
the factors affecting the cost of the program will level off at
some point in the distant future (about 85 to 90 years) and continue
at that level indefinitely. The Council believes that it serves
no useful purpose to present estimates as if they had validity in
perpetuity. A period of 75 years would span the lifetime of virtually
all covered persons living on the valuation date and is as long
a period as can be expected to have a realistic basis for estimating
purposes. When costs are reassessed at frequent intervals, as has
always been the practice, 75-year projections allow sufficient time
to adjust to new and changing experience as it emerges. The long-range
cost estimates shown in this report, therefore, are developed for
a period of 75 years and it is our recommendation that long-range
estimates in the future also be made on this assumption. The effect
of this changed procedure is to make the estimated level-cost of
the present program about 3 percent lower (about 0.25 percent of
payroll) than when using the earlier procedure. At the same time
the Council believes that the financing should be such that the
actuarial status of the program will be reasonably close to an exact
balance according to the intermediate-cost estimates.{4}
The Council has also examined the practices followed with respect
to investment of the funds of the program. From the inception of
the program in 1937, the investment of trust fund assets has been
restricted by law to interest-bearing obligations of the United
States or obligations guaranteed as to principal and interest by
the United States. The investments can be either in special obligations
issued exclusively for purchase by the trust funds or in publicly
available obligations of the Federal Government. Under the present
provisions of the Social Security Act relating to the investments
of the trust funds, the special obligations issued exclusively to
the trust funds bear interest rates equal to the average market
yield at the end of the preceding month on all interest-bearing
marketable obligations of the United States not due or callable
for 4 or more years after that date. This market-yield formula,
based on the recommendations of the Advisory Council on Social Security
Financing appointed in 1957, has served as a model for determining
interest rates on special obligations issued to certain other Federal
trust funds. This Councilbelieves that the present procedures for
investing the trust funds and for setting the interest rates on
the special obligations are satisfactory.
2. Adjustment in the Contribution Rate Schedule in the
Short Range
The contribution rates now scheduled in the law should
be adjusted to avoid the rapid increase in trust fund assets that
will otherwise begin with the rate increases
scheduled for 1966 and 1968.
The 1956 legislation establishing the social security advisorycouncils
scheduled them so that each would make its report 1 year before
the date when an increase in the social security contribution rates
was due to go into effect, and one of the primary duties of the
councils, as specified in the law, is to make recommendations with
respect to the social security contribution schedule. Thus the Council
recognizes a special obligation, without regard to other change
it is recommending, to report its findings and make recommendations
regarding the social security contribution rates designed to support
the existing program.
The benefit outgo of the program will increase for many years,
mainly because of the increasing number of people eligible for benefits
at age 62 or over. This increased cost is to be met under the present
law by raising the rates to 4 1/8 percent each for employees and
employers and to 6.2 percent for the self-employed in 1966, and
finally to 4 5/8 percent each for employees and employers and 6.9
percent for the self-employed in 1968. The question to which the
Council is here addressing itself is whether changes should be made
in these scheduled rate increases.
On the basis of the actuarial cost estimates the Council has examined,
it is clear that some increase in income to the program over what
the 3 5/8 percent tax rate now in effect would produce will be needed
in 1966. The Council finds, however, that the increase to 4 1/8percent
each for employers and employees now scheduled for 1966 and 1967
is higher than it believes is desirable forseveral years.
The Council is recommending an increase in the contribution and
benefit base in order to maintain the wage-related character of
the benefits, to restore a broader financial base for the program,
and to apportion the cost of the program appropriately between high-paid
and low-paid workers. If the increase in the base is adopted in
accordance with the Council's recommendation, the increase needed
in 1966 in the income of the program will be provided thereby. If
the base is not increased, and if all other provisions remain unchanged,
the Council would propose the contribution rate be increased in
1966 to 3.9 percent. This rate would produce a slight excess of
income over outgo for about 2 years. In the Council's opinion it
is highly desirable that the income to the funds exceed
outgo year by year. As has been evidenced in several recent years,
if this is not the situation, there is danger of public misunderstanding
of the financial condition of the program. On the other hand,
as nearly as can now be determined, it would seem to be desirable
from the standpoint of the general economy to avoid the deflationary
effect of large trust fund accumulations. In the absence of any
other changes in the law the Council would also propose revisions
in the rates scheduled for 1968 and later years. The imposition
of the 4 5/8 percent rate as scheduled in 1968 would build very
large trust fund accumulations--as much as $4 billion a year--and
would also involve the possibility of imposing rates higher than
will ever be needed to pay for the benefits provided under present
law. The rate of 4 5/8 percent in 1968 is designed to meet long-range
costs falling about halfway between the high- and the low-cost estimates.
If the actual experience is close to the low-cost estimates, for
example, a contribution rate of 4 1/8 percent in 1968, rather than
4 5/8 percent, would cover the cost of the present program for 75
This Council agrees with the last Advisory Council in the view
that once the social security contribution rates actually in effect
are high enough to cover the long-range cost of the program as shownby
a reasonable minimum estimate, then decisions on whether scheduled
rate increases are allowed to go into effect should be guided largely
by conditions expected in the 15- or 20-year period immediately
ahead. The Council recommends that if the present program continues
unchanged in other respects the proposed 3.9 percent rate for 1966
be continued through 1968 and the rate scheduled for 1969-1971 be
4.1 percent of payroll. This figure is close to the 75-year level
cost of the program under the low-cost estimates. The recommendations
for rates to be included in the law for years after 1971--but to
be allowed to go into effect only if developing conditionsindicate
that they will be necessary--are given on page 21.
The Council believes that reducing the scheduled rates as suggested
for the 6 years after 1965 would not threaten the financial soundness
of the program. Since continuing income from social -security contributions
is assured, the only fund balances required are those needed to
meet temporary excesses of outgo over income due to relatively high
benefit costs or low social security tax revenue in a particular
period. In the opinion of the Council, fund balances high enough
to maintain the solvency of the program in the face of recession
conditions as severe as, say, those referred to in the annual report
of the Board of Trustees--that is, conditions that would prevail
if there were a drop of 5 million in the number of people with covered
earnings in a year--would be adequate to provide protection against
any contingency that might reasonably be expected, and the trust
fund balances resulting from the Council's recommended rate schedule
would be sufficient to do this. {5}
Holding the trust funds to reasonable continency levels, instead
of allowing them to increase as they would under the present tax
schedule, will of course mean a loss of interest income to the program.
However, despite the very substantial funds that would be built
up under the present schedule, the interest earned on these funds
is expected to supply only about 10 to 15 percent of the income
of the program over the long-range future. Thus the role of thetrust
funds as interest-earning reserves is not very great even underthe
present schedule; the funds are even now to be thought of largely
as a reserve to meet unexpected contingencies rather than as fundsfor
the purpose of earning interest. Moreover, if the system is improved
as earnings levels rise in the future, as seems likely to be the
case, interest earnings on a fund of any given size will meeta decreasing
proportion of benefit costs. It may therefore prove to be unwise
to count on interest earnings meeting even as large a partof benefit
costs in the distant future as is now contemplated.
The Council does not consider the use of interest in the financing
of the program to be a major issue. A reasonable contingencyfund
will result in interest earnings which will supply 4 to 5 percentof
benefit costs. Even under the present contribution schedule interest
earnings may not exceed 10 percent of costs. The Councilbelieves
that, on balance, any advantage of imposing rates that willbuild
up large interest-earning trust funds is outweighed by thedisadvantages.
3. The Contribution Rates in the Long- Range
There should continue to be included in the law a schedule
of contribution rates which, according to the intermediate -cost
estimates, will be sufficient to support the Program over the long-range
future. However, decisions about putting future rate increases into
effect, once the rates actually being charged are high enough to
cover the long-range cost of the program as shown by a reasonable
minimum estimate, should be guided largely by estimates of program
costs over a 15- or 20- year period.
Like the last Advisory Council, the present Council endorses the
practice of including in the law a contribution schedule that, according
to the intermediate-cost estimates, places the system in actuarial
balance over the long-range future. As that Council pointed out,
this procedure is needed to make people conscious of the long-range
costs of the program and the costs of proposals to change the program.
Accordingly, this Council is recommending that for the present
program, if the contribution rates it recommends for 1966 and
1969 are put into effect (bringing the rates about to the level
needed for the next 75 years under the low-cost estimates), further
contribution rate increases nevertheless should be scheduled in
the law for 1972 and 1975. The 1972 rate should reflect the estimated
cost for the next 3 years on the basis of the long-range intermediate-cost
estimate, while the 1975 rate should represent the level cost for
the succeeding 65 years. The employee (and employer) rate for 1972-74
should be 4.3 percent. A rate of 4.7 percent effective in 1975 would
be sufficient to finance the present program under the intermediate-cost
estimate throughout the period covered by the estimate.
While the Council believes that the rates for 1972 and 1975 should
be scheduled in the law in order to assure public appreciation of
the approximate long-range cost of the program, decisions on whether
theserates should be put into effect as scheduled, since they are
higher than would be needed if the low-cost estimates are borne
out by experience, should be made in the light of circumstances
prevailing just before the proposed effective dates. These decisions
should be made largely in the light of conditions that are expected
to exist over the 15 or 20 years following the proposed effective
If there are no other changes in the program, and if the contribution
and benefit base is not increased, the Council would recommend that
the 4.125 percent rate scheduled for employees and employers in
1966 be reduced to 3.9 percent, that the rate be held at this level
through 1968, and that the rate for 1969 be set at 4.1 per cent.
Rates of 4.3 percent in 1972 and 4.7 percent in 1975 should be scheduled
in the law, subject to future review. If the Council's recommendations
for improvements in the program are adopted, the rates would of
course need to be higher than those shown here, the cost of the
changes and the recommended rates for the cash-benefit program as
it would be improved are shown on pages 84 and 85. The financing
of hospital insurance is discussed on pages 45-52.
4. The Contribution and Benefit Base
The maximum amount of annual earnings that is taxable and creditable
toward benefits needs to be substantially increased in order to
maintain the wage-related character of the benefits, to restore
a broader financial base for the program and to apportion the cost
of the system among low-paid and higher-paid workers in the most
desirable way.
The Council recommends that the maximum amount of annual earnings
that is taxable and creditable toward benefits--the contribution
and benefit base--be increased to at least $6,000 effective in 1966
and $7,200 effective in 1968. These increases are needed in order
to maintain the wage-related character of the benefits, to restore
a broader financial base for the program, thus keeping the contribution
rates lower than they would otherwise have to be, and to apportion
the cost of the system appropriately.
As is discussed in Part III, failure to keep the contribution and
benefit base up to date has serious effects on the benefit protection
provided as more and more workers have earnings above the base and
their benefits are related to a smaller and smaller part of their
earnings. In addition, unless the contribution and benefit base
is increased as earnings rise, the foundation of the financing of
the: program--the proportion of the Nation's payrolls which is subject
to social security contributions--is weakened.
Moreover, if benefits were raised without increasing the contribution
and benefit base, the increases in the contribution rates would
have to be higher than they would have to be if the base were raised.
and lower-paid workers as well as those earning at or above the
maximum would have to pay these higher rates. It is much more desirable
to meet the cost of increased protection for workers at average
or higher earnings levels by increasing the amount of earnings on
which those workers contribute than by increasing the contribution
rates that all workers pay.{6}
The contribution and benefit base is now substantially out of date
because of large advances in the general wage level. When the program
was enacted in 1935, the $3,000 base providedwould have covered
95 percent of total earnings in covered workin that year, and would
have covered the full earnings of 98 percent of all workers and
of 97 percent of regularly employed men.{7} When
the base was raised to $3,600 in 1950, the $3,600 base would have
covered 86 percent of earnings in covered work andall of the earnings
of 81 percent of all workers and of 62 percentof regularly employed
men. In 1965, with the $4,800 base, only about 72 percent of earnings
in covered employment will be taxedto support the program and only
66 percent of all workers and 36percent of regularly employed men
will have all their earnings covered.
The concept embodied in the original $3,000 base was thatpractically
all of the Nation's covered payrolls should be subject to contributions
for the support of the program and that all but
the mosthighly paid workers should have all their earnings counted
toward benefits. The Council does not think it would be practicable
to attempt at this time to restore all of the ground that has been
lost over the years. A base of $14,500 would be needed now to cover
95 percent of total earnings in covered work, as was contemplated
in 1935. Nor does the Council believe it necessary that the original
situation with respect to the proportion of total earnings covered
under the program be fully restored in order to carry out the general
principles of the original Act.
The Council believes that a return to the relationship that existed
in 19550, the first year the Congress increased the contribution
and benefit base, is a practical goal. The Council recognizes, however,
that it may not be practical to move to this level in one step,
and is recommending, therefore, that the base be increased at least
to $6,000 for 1966 and 1967 and to $7,200 in 1968. A contribution
and benefit base of $7,200, if effective in 1968, would, it is estimated,
tax about 80 percent 6f total earnings in covered work and would
result in 82 percent of all workers, and 63 percent of regularly
employed men, having all their earnings counted toward benefits.
{8} The result would be comparable to the 1950
situation in respect to the last two measures and somewhat short
in respect to the first measure.
The members of the Council are agreed on the changes here recommended
as the minimum desirable. Some members, however, think that the
proposed amounts for the contribution and benefit base are not high
enough and would recommend that they be substantially greater, rising
in the second step to nine or ten thousanddollars. This group believes
that it is important to go beyond restoring the 1950 situation and
move toward the situation contemplated under the original Social
Security Act.
5. The Contribution Rate for the Self-Employed
Increases in the social security contribution rate for the
self- employed beyond the present rate should be put into effect
gradually, and only to the extent that the ultimate rate will be
no more than 1 percent of earnings greater than the rate paid by
Since 1951, when self-employed people were first brought into the
social security program, they have paid social security contributions
at a rate 1.5 times the rate paid by employees. The policy of imposing
the contribution at this 1.5 times rate balances two opposite considerations.
On the one hand, to the extent that the self-employed person does
not contribute at rates as high as the combined employee-employer
rate, there is a financial disadvantage to the program in covering
him, as compared to covering an employee. On the other hand, looked
at from the standpoint of an individual contributing toward his
own protection, some self-employed people willbe "overcharged"
when paying over a lifetime at the ultimate rate now scheduled.
Although the policy of setting the self-employed rate at 1.5 times
the employee rate seemed a reasonable compromise at the time it
was adopted, the Council believes that, as the rates have gone up,
the substantial difference between the employee rate and the self-employed
rate has become difficult to justify. The contributions paid by
self-employed people above the rates paid by employees are, like
employers' contributions to the program, used in large partto help
provide protection for low-paid workers, workers with large families
and workers who were already on in years when their jobs were first
covered.{9} The Council believes that it is reasonable
to use the contributions of an employer for general purposes, rather
than for the benefit of the particular employees on whose earningsthe
contributions are based, as long as the employee can in general
be said to get his own money's worth. On the other hand, the Council
does not believe that self-employed workers should as a rule be
charged rates for their own coverage beyond the rates needed to
pay for the protection they are provided by the program in order
to helpmeet the cost of the protection provided to others.
The Council recommends, therefore, that, except for the financing
of new types of benefits such as hospital insurance, increases in
the social security tax rate for the self-employed beyond the rate
now being charged be put into effect only to the extent that the
self-employed will pay no more than 1 percent of covered earnings
above the rate paid by employees at the time the ultimate rate goes
into effect.{10} With self-employed contributors
paying, ultimately, 1 percent of earnings more than employees, their
contribution ratewould reflect the fact that to a degree they are
in the same position asan employer, that is, that they are their
own employers. At the same time, they would not be overcharged when
paying for a full workinglifetime at the ultimate contribution rate.
6. Maintaining the Integrity of the Trust Funds
To maintain the integrity of the trustfunds, the reirnbursement
of the trust funds for the cost of paying social security benefits
basedon military service for which no contributions were paid should
begin without further delay and the Board of Trustees should begiven
specific responsibility for reviewing those administrative charges
against the trust f unds which are based on estimates ratherthan
on actual costs.
The last Advisory Council called the management of the social security
trust funds "the greatest financial trusteeship in history."
This Council agrees, and it has reviewed the management of the funds
to be sure that their integrity is maintained. As a result of its
study, the Council has concluded that, in general, the trust funds
are managed with due regard for their nature as funds held in trust
for the contributors and beneficiaries of the program. The Council
does, however, want to call attention to two respects in which improvement
should be made.
Military service after 1956 is covered in the same way as is all
other work in covered employment, and social security employee and
employer contributions with respect to military service are paid
into the trust fund by the Federal Government just as are the contributions
of private employers and employees. For service prior to 1957 (and
after September 16, 1940), however, non-contributory wage credits
were provided, and, in addition, benefits were provided for the
Survivors of certain World War II veterans who died within 3 years
after discharge. Social security contributions were not paid with
respect to those special wage credits and benefits.
The social security system has been reimbursed from the general
fund of the Treasury for the cost resulting from the special benefits
paid through August 1950. The authorization for such reimbursement
was repealed by the 1950 amendments. In 1956 the law authorized
reimbursement of the system for the cost resulting fromthe payment
of the special benefits from September 1950 on and for the cost
resulting from the non-contributory wage credits for military service.
Although the 1956 legislation authorized such reimbursement beginning
in fiscal year 1960, no reimbursement has yet been made.
The Council views the reimbursement owed the trust funds by the
United States Government for benefits arising from non-contributory
military service credits in the same light as social security contributions
payable by employers generally, and therefore urges that the Government
as the employer of the servicemen discharge its obligations to the
trust funds just as it requires employers generally to meet their
obligations. The Council also believes that this reimbursement should
begin without delay.
The Council notes also that, although the Board of Trustees is
directed to review the general policies followed in managing the
trust funds, there is no specific requirement in the law that it
review the way in which administrative costs incurred outside of
the Social Security Administration--for example, by the Internal
Revenue Service in the collection of social security taxes and by
the Treasury Disbursing Office in issuing benefit checks--are arrived
at and charged to the funds, nor has any other agency of Government
beenassigned this responsibility. Many of these costs, unlike those
of the Social Security Administration, are charged to the trust
funds on the basis of estimates rather than of actual cost. The
Council believes that there should be a review of such charges and
that the Board of Trustees should do it.
The Council does not believe that the Board of Trustees should
be required by law to meet every 6 months, as it now is. The Council
has been informed that important financial policy issues suitable
for consideration by the Trustees do not come up every 6 months.
The Council recommends that the law be changed so that the Trustees
would not be required to meet more than once every year.


text:
Inspired by Back on Track from designer Carrie Nelson of Miss Rosie's Quilt Co.
Quilt tester: Laura Boehnke
2⁄3 yard multicolor plaid (block backgrounds)
1⁄2 yard black floral (sashing, inner border, blocks)
3⁄4 yard total assorted green, orange, black, and yellow prints (blocks)
2⁄3 yard light blue print (block backgrounds)
1 yard gray paisley (outer border, binding)
2-5⁄8 yards backing fabric
47" square batting
Acrylic ruler with 45 degree marking
9" square or larger acrylic ruler (optional)
Finished quilt: 39" square
Finished blocks: 8-1⁄2" square
Quantities are for 44/45"-wide, 100% cotton fabrics.
Measurements include 1/4" seam allowances. Sew with right sides together unless otherwise stated.


text:
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text:
Reel World
Who's Uncle Graham?—Filmmaker Candy Jones takes viewers on a humorous, but insightful 60-year tour through New Mexico's nuclear history in her new documentary Do It for Uncle Graham. The film will screen on Saturday, March 27, at 11 a.m. at the Guild Cinema in Nob Hill. Exploring her "big three" topics—denial, deception and creative communication—writer/director/narrator Jones takes us from Trinity to Hiroshima to the Waste Isolation Pilot Plant to examine some well-known and some not-so-well-known events in our state's history. Interviews include former Secretary of the Interior Stuart Udall, Navajo Tribal President Joe Shirley and New Mexico Interior Departments James Bearzi. The film is inspired by Jones' relative, Uncle Graham, a former State Legislator during New Mexico's pioneer days. For more information on the film and the screening, log on to www.doitforunclegraham.com
Film Review
Jersey Girl
Making lemonade out of unwanted lemons
Ben Affleck has had an amazing career, nailing roles in hit films such as Good Will Hunting, Armageddon, Dogma and Changing Lanes. He's got the ability to play the jerk as well as the compassionate guy, but when it comes to romantic characters Affleck should leave them to the experts instead of getting in over his head the way he did in Gigli, and now Jersey Girl.
Idiot Box
Anything You Can Do, I Can Do Better
"Kenny vs. Spenny" on GSN
Following the "Great Blackout of 2004"—during which all Viacom channels were removed from the DISH Network service for a torturous 48-hour period—I found myself scraping the bottom of my satellite dish, looking for some small scraps of entertainment. At the time, there was every possibility that I would never see the likes of Comedy Central, Nickelodeon or MTV2 ever again. Since life without "Spongebob Squarepants" was far too dark to contemplate, I flipped channels searching for solace in some heretofore-undiscovered gem. I can't say I found very many of them, but I did spend a bit of time checking out some stations I'd previously remote controlled my way right past.
Week in Sloth
"Rumsfeld's Rules of War" (KOAT-7 7 p.m.) Creepy Secretary of Defense Donald Rumsfeld gets his own one-hour biography on ABC. Maybe, if we're lucky, they'll take us on a tour of the coffin he sleeps in during the day.
"Clone Wars" (Cartoon Network 9 p.m.) CN finally gets around to launching the final 10 episodes of its animated Star Wars micro-series. Starting at 9 p.m., you can catch the first five episodes. The next five launch at 10. At 10:30, you get to see the brand new chapter 11. The final episodes play out over the next few nights. Chances are this Genndy ("Dexter's Laboratory") Tartakovsky cartoon is gonna be better than Star Wars III, so enjoy it while you can.
Film News
Austin Stories
A Trip to the SXSW Film Festival and Conference
Cannes is the prestigious film festival. Hollywood goes there to rub elbows with Europeans and to prove how arty it is. Sundance is the trendy film festival. Hollywood goes there to see and be seen. Toronto is the industry film festival. Hollywood goes there to sell product and to promote its upcoming slate of movies. Which leaves Austin's annual South by Southwest Film Festival and Conference with one distinction. SXSW is the cool film fest.


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I do this every year. Then, I am shocked and bewildered into tears when I fail... every damn year. Future Kristin, future participants, here is why NaNoWriMo may not be the best option for you.
Unless you are already writing, sitting in front of a computer or notebook for hours every day will give you the willies. You will begin talking to plants, dogs, or that fuzzy google-eyed end of your eraser. If you hate cats, you may find yourself outside talking to them, changing your voice inflection. "Hell-oh, ki-ttens." Suddenly, you have lost yourself, loving kittens, wanting to write about your newfound feeling for ki-tten rights. Then, when there are peers around, you get busted talking to plants, dogs, or that fuzzy google-eyed end of your eraser... or, the ki-ttens. There is no "method writing" excuse for us.
If you are writing, fantastic. Keep it up. You have a set schedule. You are, as I tell other writers, doing the main thing: keeping your ass in the chair. This is the hardest part of being a writer, especially when one wants to flit over to the coffee shop ("I'm a WRITER!") or a reading at a local college ("I'm a WRITER!) or just leave snarky messages about other books on BN.com or Amazon ("I'm a WRITER who goes by A1Author69!").
But, if you are writing, the email to join NaNoWriMo is like a siren's call: finish a book in a month. Dreams begin to fast-forward on the mental loop. This baby could be sold by Valentine's Day. My tour could fit with my summer sabbatical. And, the insanity begins.
What have you completed to perfection in one month's time? I figured out how to combine the ingredients for Dodge's cocoa, but I have not been able to make it perfectly since. I have written beautiful sentences that I re-read to remind me to keep writing, but there are also some clunkers to steer me toward a career in dog or ki-tten grooming.
Writing takes time. Writing takes a personal rhythm. Only you know the beat of the week, the earworm of the month. Guilt produces nothing but empty pages. Remember this.


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Can national statistics be self-fulfilling?
John Kemp has a timely reminder, in the wake of the news that the UK is now back in recession after posting a -0.2% GDP figure:
Modern societies have made a fetish of official statistics, particularly the national income and production accounting (NIPA) system developed by Nobel Laureates Simon Kuznets and Richard Stone during the 1930s and 1940s.
NIPAs, especially the top-line figure for gross domestic product (GDP), as well as monthly employment data such as U.S. nonfarm payrolls, have become the arbiters of economic policy and the success and failure of politicians.
In a strange way, Britain's ONS, and similar agencies like the Bureau of Labor Statistics (BLS) and Bureau of Economic Analysis (BEA) in the United States, hold the fate of politicians in their hands because they help write the political narrative.
It is only a slight exaggeration to say BEA is one of the most powerful agencies in the U.S. government. It may not have as many tanks as the Pentagon, but by measuring the success and failure of economic policies, it can make and break presidencies, as President George H W Bush could confirm and Barack Obama fears.
As Kemp points out, it's silly to imagine that the UK's Office for National Statistics can measure the entire economic output of the United Kingdom between January and March, hone it to within a single decimal point, and release an accurate figure before April's even out.
But I do wonder about all those studies tying election results to various economic statistics like GDP growth or the unemployment rate. To what degree are voters responding to economic activity and joblessness, and to what degree are they responding to statistics? On an individual level, of course, no one has the kind of direct sensitivity to national economic growth which would make vote one way if it was low and another way if it was high. That's why we need statistical offices. Still, in aggregate, it's plausible to believe that the population as a whole will be happier, and more well-disposed towards incumbents, when the economy is growing and unemployment is low.
Certainly there's a very strong way in which national statistics — rather than the underlying economy — drive the national conversation, especially in an election year: Jim Surowiecki's column in this week's New Yorker is a prime example. And the strongest word of all is "recession": it's incredibly hard for a politician to win an election so long as her opponent can correctly say that she has driven the economy into a recession.
That's the real reason why there was so much anger when the ONS released its first-quater GDP statistic in the UK: the fact that everybody now knows (or thinks that they know) that the economy is back in recession is itself going to slow down the pace of economic activity in the second quarter.
None of which is to say that national statistical agencies are a bad thing, or that they shouldn't release their data as efficiently and quickly as they can. It's just to say that, in good Heisenbergian fashion, they affect the economy just by observing it. It's even possible that all those lies told by the Argentine statistics office were more than just spin, and actually helped the real economy, somehow. Not that I'd ever recommend such a course of action.


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Surely you can spare a few seconds Monday morning to for the 13th annual Silver Creek Bridge Walk.
Really, that's all it takes, less than half a minute.
First come the speeches from local dignitaries, but even those are kept on the short side. Any visitor wishing to step to the microphone is given a minute to deliver their message.
Morenci Chamber of Commerce member Kyle Griffith has contacted the usual array of speakers, ranging from Doug Spade to Cameron Brown to Jim Berryman, but you never know who might show up.
"There's always a surprise," he said.
Morenci mayor Russ Sutherland will serve as master of ceremonies and he'll give the marching orders to cross the bridge.
Morenci's Legion color guard will lead the procession while sound man Les Robertson provides the appropriate music.
Walkers should meet on the south side of the pedestrian bridge new Morenci's industrial park before the 11 a.m. start of the ceremonies. Those who drive to the event should park along Skyline Drive, the road leading into the park.
To prepare for the walk ahead of time, this year's bridge walk T-shirts can be purchased in advance at Stair Public Library, Johnson's Hardware and the United Bank and Trust. Shirts will also be available at the bridge.


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This report is one of the eight state and territory supplementary reports that accompany the national report on the use of government-funded specialist homelessness services in 2010-11. These supplements include data specific to each state and territory and a summary of key results.
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Louis Vuitton Malletage Alma Bag in New ColorsCategories:Louis Vuitton
The Louis Vuitton Alma Bag has survived through rain and storm; it has existed since 1930's and has become one of the house's iconic, next to the Speedy and Noe Bags.
The Alma Bag reinterpreted, released in the Fall Winter 2014 Collection, we've already reviewed this bag extensively, but we want to show you more colors and more options.
The refined style is innovated from the crisscross pattern that lined the Maison's trunks; it's named the Malletage leather and is beyond chic. Lithe and soft, the Alma has been reinvented; the timeless style blends a rich heritage and modernization.
Choose red to make a statement, it's very notable when carried down town. Pick blue as a neutral color and combine it with the best casual outfit in your wardrobe.
Louis Vuitton Malletage Alma BB Bag
Size: 9.1′ x 6.7′ x 4.3′
Price: $3950 USD, €2600 euro, £2230 GBP
Louis Vuitton Malletage Alma PM Bag
Size: 12.2′ x 9.1′ x 5.9′
Price: $4700 USD, €3100 euro, £2660 GBP
Tags: Louis Vuitton Alma bag Malletage
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Street Snaps: Louis Vuitton Twist Malletage BagCategories:Louis Vuitton
Malletage is the new thing introduced for the Cruise 2015 Collection. It's not like that Louis Vuitton is starting to craft handbags with quilted or something, but in fact, the crisscross lining is inspired by the Classic Louis Vuitton Trunks.
A bag that's made with traditional elements, it's something to drool about. A versatile accessory that matches great to dressed-up daytime looks. Mixed with Epi and Malletage design, it's a powerful combination.
The Louis Vuitton Twist Epi Malletage bag offers ample storage for essentials accouterments, owing the wave design of its base. It comes with extra long chain handles so that we can carry it cross-body or simply just to hung from the shoulder. You can also use the handles to carry it round the hand.
The embossed Malletage motif brings extra textural interest to the colorful Epi leather and it adds a distinctive heritage touch. The ingenious LV twist-lock with 3D effect in smooth and shiny brass hardware is a touchable beauty.
Louis Vuitton Epi Malletage Twist Bag
Size: 7.1′ x 5.1′ x 3.5′ (L x H x W)
Prices: $3550 USD, €2400 euro's, £2000 GBP
Tags: Louis Vuitton bag Malletage Twist
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Louis Vuitton Malletage Pochette Flap Bag Fall Winter 2014 ColorwaysCategories:Louis Vuitton
In the latest new 2014 Fall Winter Louis Vuitton Collection, we will introduce you another style bags below. The timeless and stylish LV Malletage Pochette Flap bag is made with smooth lambskin and a sheepskin covered strap. An inspired piece that cleverly mixes iconic Louis Vuitton malletage pattern with the new.
New Malletage Pochette Flap bag design in 1 zipped pocket and 2 open pockets, guaranteed enough space to store your daily essentials. The chain shoulder strap is covered with sheepskin for the comfort of carrying, the body is blended with lambskin, cotton and synthetic ribbons. Featured with cowhide leather trim, it's a shoulder bag refined in the tiniest details. It is available four colorway including white, black, red and beige, size measuring 10.2′ x 7.1′ x 3.9′ (W x H x D) inches with a $4,400 USD price. You can pick them at eshoplouisvuittonbag.com for lower price, free shipping!
Tags: Louis Vuitton bag Flap 2014 Pochette Fall Winter Malletage
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2014 Fall Louis Vuitton Doc BB Bags Sizes And PricesCategories:Louis Vuitton
Yesterday, we just take a reference guide Louis Vuitton Alma Malletage Bag for the fall season, and here, another new model lv bags this upcoming fall 2014 will be introduce here in its sizes and prices below.
The Louis Vuitton Doc BB bags also is part of Louis Vuitton Fall/Winter 2014 Collection, it is also the newest design by Nicolas Ghesquiere. As the pics show, we now the new LV Doc BB bag version made from the iconic Speedy bag, which features a single handle which includes a detachable shoulder strap.
There are several different materials made like Epi leather, Crocodile and the newest style Malletage. Take a view below for more detailed about the new lv bags and visit our site for more new lv bags sale info!
Style & Price
Tags: Louis Vuitton Alma bag Malletage


text: DE Kendal Vickers of Havelock, NC will wear orange, not garnet, and will get to the SEC sooner than he expected after developments this week led to his opportunity to join the Tennessee football program. Vickers was a late qualifier and had planned to attend Georgia Military JC this semester and then transfer to USC in January. The Gamecocks didn't have room to add him to their 2013 class. But the Vols did and they moved in on Vickers this week. "They watched my film and wanted to get me down to take an official visit, and I did that," said Vickers Friday night from the UT campus. "I fell in love with everything. The people are great down here. The facilities are awesome. They are up and coming I think. Everything just fell into place." Vickers said he contacted USC recruiter Deke Adams and explained the situation. "They understand and they wished me all good luck," he said. "They are a class act. I wanted to do it the right way because they've done everything good for me. They gave me a chance to get looks from a D-1 college and I can't thank them enough for it. I will always have a special place in my heart but I had to do what's best for me and I think I did that."


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Garage Doors In Branford, CT
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text: Fruita Area Chamber of Commerce Fruita Farmer's Market 2019 Share: Name: Fruita Farmer's Market 2019 Date: July 6, 2019 Time: 8:30 AM - 12:30 PM MDT Trip Builder: View Trip Event Description: Fruita Farmers Market To Current Calendar Location: Civic Center Park 325 East Aspen Avenue Fruita, CO 81521 Date/Time Information: Saturday mornings, 8:30 am -12:30 pm Contact Information: Jennifer Seal Send an Email Fees/Admission: Free to the public, only vendor fees apply. Set a Reminder: Enter your email address below to receive a reminder message. -- Select Days Before Event -- 1 Day 2 Days 3 Days 1 Week To Current Calendar Business Directory News Releases Events Calendar Hot Deals Member To Member Deals MarketSpace Job Postings Contact Us Information & Brochures Weather Join The Chamber Diamond Members Upcoming Events New Members What to Do in Fruita


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For over 215 years, HCMA has represented the voice of Hartford County physicians and their patients. We offer not just a wealth of benefits, like networking events, discounts, action alerts and workshops, we also give you and your patients a way to get involved in the fight for the future of health care.
click for complete member benefits
Don't be left behind! Find out the latest news, whether it's a policy change, a contract change, billing and coding news and alerts or anything else that affects the way you practice medicine.
see action alerts in your area
HCMA's Event Calendar includes a variety of valuable seminars and events. Our goal is to offer our physician members and their staffs the knowledge and resources necessary to manage a successful practice.
Looking for a doctor who supports quality patient care? Search our directory of HCMA members for a physician in your community. You can search by speciality or geographic location.