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Living below your means is one of the smartest ways to save money. Whether you're saving up for a big purchase, or simply want to cut down your expenses to put money into a savings account, it's important to be hyper-conscious of your spending so you know where your money is going. Saving money each month can help you pay off debts faster, put more money into investments and savings, and live a less cluttered and consumerist lifestyle. And the best part? There are TONS of ways to save money, and they're all pretty easy to implement.
I wrote this list because I've been in your shoes, tons of times. Saving money was critical when I decided to quit my job and save up for a year-long career break, and even now, when my break is coming to a close and I'm starting to build my career back up again. These tips worked for me then, and they're working for me now. Hopefully, at least a few of these money-saving tips will work for you too!
If you're interested in even more unique and practical ways to save money every day, subscribe to our emails below and we'll send them straight to your inbox:
Lastly, a quick note: don't feel like you have to implement these tips all at once. Saving money is a long game, a set of habits and practices you'll need to implement over a long period of time. As Rome wasn't built in a day, your financial empire won't be, either. Start with just 1-2 of the most impactful ones, then slowly start to incorporate more and more at a pace that's reasonable for you.
Anyway, let's cut to the chase. Below, you can find 85 impactful ways to save money and live better.
General Money Saving Tips for Getting Started
1. Set up a savings account
In order to save money, you'll need a place to put it in order to hide it away and made it inaccessible from your daily spending habits. Of course, you can put additional money away into retirement accounts, investments, or pay off debt. However, if you're saving for something specific or simply want your money to be more liquid, keeping it in a high-yield savings account is a great way to keep your savings safe.
There are tons of savings accounts you can choose from that provide a decent amount of interest each month. Most of the best savings accounts are run through online banks (or branches of banks). Do plenty of research to figure out which of the online options is best for you.
Once you've chosen a savings account, be sure to connect it to your checking account (where your direct deposits come in) so you can set up automated savings transfers each month.
2. Track every expense
Tracking expenses is the key to saving money. While it may seem tedious, it's the only way to identify how much money you're spending and where. When you track and categorize all of your expenses, you can easily identify spending habits and which categories suck the most money from your wallet.
So how exactly do you get started with expenses? If you're a nerd like me, you can use a good old Excel document (or Google sheet) to track your expenses each day. Some people also use phone apps to track expenses on the go.
3. Create visible, daily reminders of your savings goals
Whether you've got a big progress chart on your refrigerator of your student loan or mortgage payments, or you have pictures of a big international trip taped all over your house, visible reminders of your savings goals help you remember why you've decided to adopt this frugal lifestyle. They also, in a way, help you keep yourself accountable for your spending decisions.
By constantly tracking and physically seeing progress, you'll remember that your spending habits DO have an impact…in defeating debt, saving for a big purchase, or contributing to retirement accounts so you can live a great life later.
4. Examine your habits (especially those that cost money)
Our habits directly affect our spending. If you always grab a coffee at the cafeteria downstairs before work, you can count on spending that $3 every weekday. Sure, it's only $3, but weekly it adds up to $15 and monthly, it's $60. That means, just due to this tiny little daily habit, you could spend up to $780, totally mindlessly! By examining your daily and weekly habits, you can figure out what habits are sucking all of your money.
5. Automate your savings and finances
If you can make putting money into your savings or retirement accounts totally automatic, then you can set it and forget it, never worrying about if your money is landing in the right place. With your accounts working together, you can make this an easy regular deposit. Here are a couple of ways to automate your savings:
- Set up split direct deposits from your employer, noting the percentage you'd like to send to each savings area. Usually employers will have their own 401K or Roth retirement accounts, but you can also split your direct deposits into external checking and savings accounts, too.
- Create a monthly transfer from your checking account into your savings account for a specific dollar amount.
6. Create a rewards system for hitting your savings goals
Set up small rewards for meeting your savings milestones to help you stay on track and solidify your spending activities. It's impossible to create good habits without any rewards, so be sure to track your milestones and set rewards for yourself periodically for achieving your goals. These can be as simple as relaxing your social budget for a week, or treating yourself to a fun day out. You don't necessarily need to spend money for your rewards.
7. Evaluate your personal needs
List out your current expenses and label each as a "want" or a "need." Then, sort them out, and brainstorm the complete list of exactly what your "needs" are. How much apartment/home space do you need? What monthly expenses do you have to incur to stay alive? What "wants" can you afford, given your budget and savings goals? Do a little bit of soul-searching to figure out exactly what you need, and what expenses you can cut out.
8. Cancel unnecessary subscriptions/recurring payments
Subscription payments are the easiest way to lose track of your money, especially if you aren't using them. Look through your bank/credit card statements and write down every single one of your recurring expenses, then evaluate whether it's something you need or something that you barely use. Then, cancel the ones you don't use regularly.
9. Embrace minimalism
With a mindset of buying and spending, it will be very, very hard to stick to your financial goals and save money. However, if you embrace the joy and excitement of having less stuff and less clutter, you'll be much, much better off in your journey to save money. Embrace the aspects of minimalism that help you find peace and joy in having less stuff.
10. Commit to being frugal
It's easy to cut down on spending for a week, or a month. But it's much, much more difficult to commit to living a frugal lifestyle in the long run. If you incorporate frugality into how you view yourself, it will become ingrained in your identity. Frugality isn't just a set of actions, it truly is a lifestyle, and if you abide by the rules you set for yourself, incredible rewards await.
Around the House
11. Fix things instead of throwing them out
It might feel like a natural inclination to throw things out when they break. However, fixing items at home instead of buying new ones can drastically help reduce your costs. Sewing up old clothes, using duct tape liberally, ignoring cosmetic damages, and deciding whether a breakage actually warrants being fixed can all help alleviate the costs of running a house.
12. Sell things before replacing them
When you do decide to buy new things, be sure to sell your old ones before you buy (when possible). This guarantees you have capital to spend on the new appliance/electronic/furniture/etc. Some great places to sell used furniture and appliances are Craigslist, Facebook Marketplace, or eBay.
13. Get rid of unnecessary items around the house (clothes, appliances, etc.)
Having extra items you don't use in your house clogs up physical space and headspace. When you get rid of things you don't need, you embrace a more minimalistic approach to life and you will realize just how little you need to actually be happy. The Minimalists have a great 30-day challenge to help you get rid of the things in your life that you don't need.
14. Unplug things when you're not using them
Many of the devices you use every day could be "energy vampires," meaning they use up electricity even when they're turned off. Unplugging devices around your home when you aren't using them could save you hundreds of dollars each year.
15. Take advantage of natural light
One thing around the home that we often take for granted is natural light. It's beautiful, it's abundant, and it's free. During the day, draw back the curtains and take advantage of the natural light streaming in, instead of using harsh bulbs and indoor lighting. You'll save on your electricity bill AND enjoy a tiny bit of nature in your own home.
16. Avoid using AC/heat as much as possible
Of course, this really depends on where you live. I'm not saying to cut off your heat in the middle of a Chicago winter, nor am I saying to swelter in the Texas summer heat. What I am saying is to broaden the range, just slightly, that you're willing to go without heating or air conditioning. Can you bundle up in blankets and feel comfortable? Are you okay to just use a fan? If so, you can save a LOT of energy on your utilities.
17. Use an automatic thermostat system
Using an automatic thermostat that sets the temperature based on the time of day can also help reduce your heating/AC costs, maximizing your use when you're actually home. This way, you won't have to worry about spending money on heating/cooling your home while you're at work or on vacation.
18. Cook more than you eat out
Cooking is a fun at-home activity and a fantastic learning experience. Whenever you're tempted to eat out and splurge on your favorite restaurant dish, look up how to make it at home instead. When you have a craving for a specific food, see if it's something you can whip up with the ingredients in your refrigerator. Taking this attitude towards cooking can help you save money on eating out or ordering food.
19. Schedule a meal prep day to cook for the week
The best way to getting used to home cooking is by making it as easy as possible to enjoy it. One great way to create easy meals for the week is by doing meal prep on the weekends, so your meals will be ready to go for the rest of the week. That way, you'll never have to come home from a busy day at work and slave over the stove for another 3 hours to try and whip something up for dinner.
20. Use energy efficient lightbulbs
Replace any non-efficient bulbs in your house with energy efficient ones to save hundreds of dollars from your energy bills each year. Most of the time, you won't even notice a difference in light between the efficient bulbs and your current ones.
21. Choose smart appliances
Choosing smart appliances when researching them for your home can help you save LOTS of money on energy bills. Some of the most energy sucking appliances include your clothes washer and dryer, your dishwasher, and your refrigerator.
Purchasing EnergyStar certified appliances can help you save hundreds, if not thousands, of dollars on energy bills each year. Plus, they're better for the environment.
22. Curb your snacking and overeating
Mindless snacking and overeating is a major cause for both weight gain and food expenditures. Instead of snacking when you're bored, think of other things you can do, like squeezing a stress ball, taking a reading break, or going outside for some fresh air. The more aware you are of your snacking and overeating, the easier it will be to combat your behaviors and save money on excess foods and drinks.
23. Wash your clothes in cold water
Several studies have concluded that it's cheaper and more eco-friendly to wash your clothes in cold water instead of warm water. You can save a lot of money and energy just by choosing the cold water setting for your clothes instead of warm water. Additionally, your clothes will last longer and be better-preserved with each cold water wash (as opposed to warm water).
24. Create a capsule wardrobe
Most people I know have WAY more clothes than they actually need. Instead of clogging up your closets and free space with clothes, choose to create a capsule wardrobe instead. At its core, a capsule wardrobe is a set of 30-40 pieces that you'll wear for a particular time of year. These pieces should be everything you need to get you through the entire season.
Once you've created a capsule wardrobe, you won't have to worry about buying new clothes. It will help you keep track of your entire clothes repository and evaluate whether any new purchases fit into your capsule (or if they're impulsive/extraneous).
25. Repurpose old clothes for household purposes
If you can't manage to sell your used clothes, use them for tasks around the house instead of buying things. Old, dark-colored cotton t-shirts work great as cleaning towels or furniture sliders. You can lay old coats or sweaters down as a bed for your pets. Socks are fantastic for holding and organizing small electronics, like chargers, cameras, and old phones.
26. Scrutinize your bills
You might be tempted to put your monthly spending on autopilot. However, when your monthly utilities, phone bills, and subscription invoices all come in, take the time to read them. You may find easy areas of savings or billing mistakes that will help save you significant amounts of cash each month. Putting these bills on direct deposit without taking a second look at them can potentially cost you LOTS of money in savings.
Making Purchases
27. Sign up for loyalty and cash back programs
Signing up for retail and company loyalty programs can help you save money on your everyday purchases. Many stores have loyalty programs where you can get discounts after a certain number of purchases, or if you carry a loyalty card on you to scan when you go shopping.
Online programs like eBates have a simple browser extension that you can install to get cash back with dozens of popular online retailers. Using every loyalty program to get money back means more money in your pocket.
28. Get a no-fee cash back credit card
*IGNORE THIS ADVICE IF YOU TEND TO CARRY A BALANCE ON YOUR CREDIT CARDS. If you pay off your credit cards each month and hold low balances, getting a no-fee cash back card can help you save even more money on regular purchases. The Chase Freedom is my preferred cash back card, which gives me 1% cash back regularly with a whopping 5% back on categories like groceries and gas (depending on the quarter).
29. Adopt a "one in, one out" spending policy
The "one in, one out" policy is one I've lived by for the last few years, and it helps me keep a check on clutter at home. For every one "want" item that I purchase, I have to get rid of something similar from my home. This way, before I buy anything, I evaluate if my purchases are necessary and worth giving up something else for.
30. Use coupons
I know, coupons aren't always the most convenient or glamorous thing out there, but they work and can help you save a lot of money if you use them regularly.
Of course, you can clip out coupons from flyers, etc., but you can also use an aggressive coupon strategy online, too. Whenever you go to purchase something, check online for coupons or promotions going on that you can take advantage of. Doing this for every single purchase can add up significantly over the course of a month or a year.
31. Stick to a 10-day rule
When you are deciding whether or not to purchase something, adopt a rule of waiting 10 days before you buy it. This way, you can thoroughly think through whether you need it and if you can justify the cost. Also, by waiting 10 days to purchase anything, you can get your finances ready for your purchase, figuring out where you can cut costs to make up for your purchase.
Of course, this strategy doesn't work with small, everyday items like pasta or bread, but it will work for more substantial items, like a new TV or a computer.
32. Watch out for sales
Watch out for sales and promotions on items you buy regularly OR items you've had your eye on. For larger items, stay on the lookout for sales during your 10-day waiting period so you can reduce the cost of your larger purchases, too.
33. Buy generic brands
Although we, as humans, are often tempted to buy the nicest brands of everything, there's really not much difference between name brands and generic brands from a product perspective. Wherever you can (but especially with commodities like paper towels and toothpaste), stick to buying generic brands and you'll be sure to save money.
34. Choose where you shop carefully
When I was living in downtown DC, I always shopped at Whole Foods because it was the closest grocery store to me. However, if I just walked a few extra blocks, I could shop at a grocery store that was often over 25% cheaper! Being wise about the stores where you shop regularly can help drastically reduce your weekly costs.
35. Always comparison shop before you buy
Whenever you're making a larger purchase, be sure to compare the prices across many different stores and online retailers to make sure you're getting the best price. Also, consider taking advantage of any price match policies you can find nearby, so you don't have to pay for shipping from the (usually cheaper) online retailers.
36. Buy secondhand
You might be surprised at just how much you can save on EVERYTHING if you buy secondhand. From luxury goods like designer clothes to household items like toasters, if you can find it secondhand, you can save anywhere from 50% to 90%. There are tons of thrift stores that operate locally, or you can check websites like eBay or Craigslist for used items, too. Just double check every secondhand item you buy to make sure it works and has no (deal breaker) defects!
37. Make a grocery/shopping list every time
It's really easy to overspend when you don't know exactly what you're buying. Make a grocery list on your phone or on paper and bring it with you every time you shop. This way, it will be easier to say "no" to extraneous items, temptations, and cravings as they come up in the store. If you're going to go through the trouble of making a list, you need to make sure to stick to it, too!
38. Purchase perishable groceries sparingly
Food waste is money down the drain. While it may be tempting to buy perishables in bulk, chances are you probably won't use them all (unless you have a large family). Monitor your consumption habits to figure out exactly how much of each item you need each week, and if all else fails, buy less at the grocery store and make multiple trips, instead.
39. Buy non-perishable groceries and household items in bulk
For non-perishables, have at it! Buy in bulk as much as you can to cut costs, since your non-perishables will likely not go bad for a long, long time. When I shop, I usually buy things like rice, canned veggies, flour, frozen foods, etc. in bulk so that I can save money and have a stock of food in case of emergencies.
40. Avoid impulsive food purchases
Impulse buys can definitely kill your budget, so be extra careful about adding items to your shopping list on the fly. Instead, think about your impulse buys at home, then add them to your list before you head to the store.
Another way to minimize impulsive food purchases is to eat before you go to the grocery store, instead of shopping while you're hungry.
41. Look for free furniture on Craigslist
If you're looking for new furniture or household items, see if you can find a free one on Craigslist first. Of course, you need to be extra careful about buying things that are damaged or broken, but sometimes, people simply just want to get rid of furniture and household stuff as fast as possible and will offer it up for free if you can provide transportation.
42. Preference quality over quantity
This might seemingly go against the "saving money" lifestyle, but hear me out. Buying high-quality goods can actually save you money in the long-run.
For example: if you often spend money on "fast fashion" clothes that last a few months before becoming threadbare, you have to continuously spend money to replace them. However, if you buy a capsule wardrobe that's more expensive but lasts a year or more, then your money will go a lot farther.
Now, remember that quality does not equal brand names. Sometimes brands tour quality as their main differentiator, but sometimes, more expensive brands actually have worse quality products than their generic counterparts. Be sure to judge the product, NOT the brand, when you're deciding on the quality of a purchase.
43. If you're unsure, put it back
If you're wavering between buying something or not, adopt a rule of putting the item back. Of course, you can always come back and purchase it later, but by putting it back, you're exercising control of your spending and reminding yourself to be mindful of your purchases. Putting things back that you're not absolutely sure about encourages good spending habits and will help your bank accounts, too.
Work and Daily Life
44. Eat breakfast every day
45. Bring your breakfast and lunch instead of buying it
46. Drink lots of water
47. Exercise regularly
48. Turn "coffee breaks" into "walking breaks"
49. Take public transportation, walk, or bike
50. Don't speed
51. Telework when possible
52. Choose monthly parking options instead of daily
53. Attend happy hours sparingly
54. Enjoy any work-sponsored events
55. Take advantage of all of your employer benefits
Social Life, Family, and Friends
56. Become an expert on your city
Spend time away from expensive nights out and explore all the hidden nooks that your city has to offer. You will find this task enjoyable and when friends come to visit you'll have a list of free things to do with them. If you are looking to make some money, you can even begin a city walking tour gig.
57. Choose free activities
Opt for the inexpensive or free activities you discovered while exploring your city, like hanging out at the park or attending free plays and musicals. The cost of going out to eat or drink can quickly add up. You may even find these activities more fun and planning your social nights out around them will give you something to look forward to.
58. Explore the outdoors
Find your local state or national park and plan some hiking trips. Although these parks sometimes cost money, like the national parks, you can purchase a year long pass or get discounted entrance tickets if you are a resident of the nearby area. With a season pass in hand, you can spend every single weekend exploring a nearby park and not see everything it has to offer.
59. Stay up to date on what's going on in your city
Similar to #57 above, plan some of your social activities around free events in your city. You can often find discounted tickets to big events like concerts or plays. Keep tabs on the free local festivals and events going on in your city (you can do this easily by Googling "events in [CITY]"), and suggest these to your friends as new places to hang out or explore.
60. Swap items or services with your friends and family
Need your computer fixed? Looking to get some photos taken? Save money on these potentially expensive services by reaching out to your friends and family first and see if they can help you fix it. Similarly, you can do an exchange like watching a friend's dog for a weekend, in exchange for free pet-sitting services from them on a different weekend.
61. Invite friends over to your house
In most parts of the world, in-home hospitality is an important part of the culture and social life there. Bring back more traditional forms of entertainment and invite friends over to your place to hang out as opposed to hitting up restaurants and bars. Not only will you be saving money, but you'll also introduce a break in your social routine.
62. Play board games
Everyone has at least one old board game lying around in a bookshelf. You can also find them cheap at thrift shops, secondhand stores, and online. Invite your friends over, prepare some snacks and chips, and host a board game night to save money on going out. Instead, tell everyone it's BYOB and cozy in for a fun and competitive night in.
63. Organize potlucks instead of eating out
Additionally, you can combine any board game night or in-home gathering with a potluck dinner and save even more money! This will give you a good chance to improve and practice your cooking skills, and encourages your friends to do the same.
64. When eating out, choose restaurants with a wide price range
It can understandably be difficult to plan when your friends have already picked out a place. Don't splurge on a 5 course prix fixe meal on your night out. Look for the cheap meals and try to find a place that has a big range of dishes so you can save money by getting something small, like a soup or an appetizer.
65. Always bring home the leftovers
Don't let your food go to waste. Take home the leftovers (even your friends' leftovers if you feel comfortable!) and you can save money on your next meal. Even better, bring a reusable container so you can take your leftovers home without any single-use waste.
66. Go out without spending money
Eat a meal at home before meeting up with your friends so you aren't tempted to buy an overpriced meal. Make it a money saving challenge to go an entire night without spending a dime.
67. Don't buy drinks out, ever
This is a no-brainer. Alcohol is extremely expensive, and is often marked up even more at upscale restaurants and bars. A single night out can easily set you back $50 or more if you aren't careful with what you order. However, if you stick to water only when you're outside the house (and pregame with store-bought beverages before leaving, if you really feel the need to drink).
68. Share rides whenever possible
Heading out to a friend's place or a social outing? Find someone to carpool with to social outings and events. Text your friends who live nearby and see if anyone can pick you up on the way. Not only will you save money on gas but you'll be making a sustainable, eco-friendly choice!
69. Give experiences instead of gifts during the holidays
Buying presents for Christmas and the holidays is expensive. People easily spend hundreds of dollars individually on gifts for family and friends. You can save money and make the holidays more memorable by gifting thoughtful experiences. This can include setting up a Christmas scavenger hunt around the city, or buying tickets to a play. Be creative! Your loved ones will appreciate it.
Odds and Ends
70. Refinance your loans
Refinancing your loans can be incredibly freeing. When I first started paying down my student loans, I realized quickly that my interest rates were ridiculous – some of them in the double digits! After a freak-out moment, I gathered my bearings and looked for a solution, which led me to the simple act of refinancing.
Basically, what refinancing means is working with a new company to buy out your loans. With the new company, you can typically enjoy much lower interest % rates, and you can choose exactly how long you want your payout schedule to be. I used SoFi for my student loan refinancing and I loved them so much, I refinance a second time with them. They're really easy to work with, the interest rates are MUCH lower than mine were before, and they can set up automatic payments so you don't have to give a second thought to your loans (if you don't want to).
71. Take advantage of any discount you can find
Often, stores, restaurants, museums, etc. will give discounts to certain groups of people with a valid card or ID. If you're a student, association member, military, or senior citizen, you can often get discounts at a variety of different stores and organizations.
Even if you work at a large organization, your employer often has partnerships or deals with other companies to provide benefits to employees. Be sure to do your research on the stores, restaurants, or entertainment areas you frequent to see if you're eligible for any kind of discount. Hey, every last dollar you can save is money in the bank for you!
72. Evaluate every purchase or subscription
While you may be tempted to only think long and hard about big purchases, it's actually often the smaller ones that add up most quickly. For this reason, I recommend thinking about every new purchase and how it fits into your needs.
Then, follow the below steps to ensure you've evaluated the purchase fully:
- Decide whether it's a need (immediate) or a want (flexible)
- Compare prices across different vendors
- Wait for sales or discounts
- Look for coupons
- (For subscriptions) Determine your cost per use for all subscription services
- Understand the return/refund policy should your purchase be unsatisfactory
Once you know you're going to buy something, you can rest easier in your decision since you've taken the time and energy to fully vet it.
73. Meditate and practice mindfulness every day
Meditation can help you become much more aware of yourself, your behaviors, and your habits. For this reason, I highly recommend meditating daily to increase your mindfulness of every single action. When you stop spending money mindlessly, you become much more intentional about your finances and the way you approach spending (and saving) money.
I used to be skeptical of meditation. I was a busy consultant who couldn't be bothered to take time out of my day to sit still and do nothing. However, last year, I decided to give it a try. After just a few weeks of daily meditation, I was surprised at how calm, collected, and non-reactive I felt. My meditation practice has had implications on my diet, my exercise, my daily habits, and my finances. I attribute it to the heightened self-awareness I got from focusing inward every morning.
If you're new to meditation, an app like Calm or Headspace can help you learn the ropes. Once you've got a good foundation, you can easily set aside 10-15 minutes each day (I prefer the morning) to clear your mind and focus on awareness of the present.
74. Use your local library
If you love to read and learn constantly, you don't have to spend an arm and a leg. Instead, simply get a library card! Libraries are a fantastic resource that are often forgotten in the modern days of Kindles, audio books, and 2-day shipping on regular books. Your local library is a wealth of resources, and the best part is that IT'S FREE.
When a book or video isn't available at your library branch, many libraries have exchanges set up with other locations and universities so you can find the books you're looking for.
75. Tap into free online resources
Just like your local (physical) library, there are a ton of online free learning resources as well. No matter what you want to learn, there's probably a free resource on that topic online. Get in the habit of exhausting your free resources before paying for a more robust offering.
Some of my favorite places to learn and find free information include: MIT OpenCourseWare, Udacity, and YouTube, but you can also take advantage of limited free trials on Skillshare, Coursera, and Treehouse.
76. Share your home
This may or may not be feasible depending on where you are in your life, but sharing your home with one or more roommates can drastically cut your costs and help you save money.
Say the average one-bedroom apartment in your city is $1,500. If a 2-bedroom, 2-bath apartment costs $2,500, you'll shave $250 off your rent by sharing with just one other person. If you can find a 4-bedroom house for $3,000 and split it four ways, you'll be paying half the rent of a one-bedroom apartment. This is just an example, but I've heard of real life situations that offer even more significant cost savings.
77. Grow your own food
Again, the feasibility of this one really depends on where you live. However, you can save money on groceries by growing your own food. Community gardens, patios, and shared rooftop space offer urban dwellers a new chance at permaculture that never existed before.
To do this, find out what types of crops can be grown in a small scale (like peppers and tomatoes) and start your own garden. Then, tend to your garden every day so you can cultivate your own vegetables, herbs, and even fruits. This way, you'll have a plentiful harvest during the season for your crops, and you can cut your produce expenses significantly.
78. Take preventive measures, especially with your health
Going to the doctor regularly might seem like a HUGE expense, but even worse are the expenses you need to incur when you're actually sick. Instead, be sure to take care of your health and your body with regular checkups and preventive measures like vaccines and annual flu shots. This way, you won't need to pay for expensive doctor's fees or medications later when you get the flu (which are usually even more costly than your checkup copay).
79. Learn to DIY
Learning how to make your own stylish furniture, chic clothes, and amazing dishes will help you save money AND embellish your life with unique things. There are SO many free online resources and YouTube videos that will teach you how to cook restaurant-grade food, build our own furniture, and design your own clothes.
A great example of this is house renovations. I renovated a room in my mom's basement for ~$500 in supplies and paint. We learned how to lay hardwood floors, put in baseboards, replaced the light fixtures, and paint the walls and the ceiling. Of course, it took several days of hard work, but it also saved us a TON of money, like thousands of dollars. If we'd hired contractors, it would have easily cost over $3,000.
80. Don't confuse self-care with spending frivolously
Self-care is an important aspect of life, and one you should treat yourself to regularly. According to Psych Central, self care is "any activity that we do deliberately in order to take care of our mental, emotional, and physical health." But what self care isn't, is an excuse to spend recklessly without any aim.
When you need to provide yourself with resources to take care of yourself, treat it like any other expense. Determine your needs, figure out your budget, do some research, and decide what the best, most cost-effective method of self-care is.
81. Allow yourself to splurge selectively
Complete deprivation isn't good for the mind or for long-term habit formation. You need to reward yourself for meeting your goals or keeping to your rules from time to time. An occasional splurge here and there won't kill your bank account, and it will help you stay motivated to keep working towards your goals.
82. Treat luxuries like they are scarce
Sometimes it's easy to get so wrapped up in life's luxuries, we treat them as if they're normal. Then, we almost become addicted to luxurious things. Getting hooked on luxuries signals the end of any frugal budget, so instead, treat splurges and nice things exactly as they are: luxuries. Think of treats like a nice dinner or a nice haircut as one-off surprises and enjoy every last second of them.
83. Engage in stress-reducing activities that don't cost anything
Often, we spend money when we're stressed or tired to help alleviate some of the pain or burden we feel. We decide to eat out, or go to the spa, or go for a drink at the bar. However, you don't have to spend money to effectively decrease your stress levels.
Some of the best stress-reducing activities include meditation, exercise, and sleep…which are all FREE. When you're feeling stressed or burned out, turn to one of these activities as your go-to for taking a break and decompressing.
84. Create accountability with your loved ones
If you want to put pressure on yourself to stick to your money saving rules and goals, make it public. Tell your friends and family that you're hoping to be more frugal and save more money every week. This way, they can help support and guide you through your frugal journey.
Once your loved ones are aware of your intentions, they won't feel bad when you turn them down for dinner at a fancy restaurant or tickets to that big-name concert. However, if they don't know, they can't help you. Let your loved ones help you reach your savings goal by letting them know your rules!
85. Surround yourself with similarly frugal people
As humans, we tend to learn from and adapt to the people around us. If you're constantly hanging out with people who ball out like Kanye, it will be REALLY hard to stick to your frugal ways.
On the other hand, if you surround yourself with similarly frugal people, keeping your budget will feel completely natural. You can adopt their habits and learn from them. Creating community around your frugality will make it easier than ever to save money for the important things in life.
BONUS: Create and stick to a budget
Having a budget will make all of this ten times easier, because you'll know EXACTLY how much you can spend each month. Budgets create boundaries that can help your decide where to cut and where to spend.
Creating a budget can be as simple as writing your monthly spending limits down in a notebook or a piece of paper, or as complex as an Excel sheet with all kinds of crazy formula. While I prefer the latter, YOU should choose whatever method works best for you.
Did you learn something valuable in this post? Ready to bump up your savings?! Pin it for later!


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Mining to rank second in terms of deployment of mobile crushers and screeners There has been significant investments in the region, especially in Eastern Europe, for the development of the mining
latest research on crushers in mining Mine Equipments crushing Mining News and Commentary MINING The QI440 is the latest crushing development from that combines expertise in . Minerals has inaugurated a new Research Center in Tampere.
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subset: commoncrawl


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Qatar continues to suffer economic isolation since Monday, when Saudi Arabia broke diplomatic relations with Qatar, closed Qatar's only land border, and closed Saudi airspace to planes from Qatar. Bahrain, United Arab Emirates (UAE), Egypt and other Arab countries followed Saudi Arabia's lead. However, Turkey is strongly supporting Qatar, and criticizing the Saudi-led effort to isolate Qatar. Turkey's president Erdogan said that Turkey will do everything in its power to help end the crisis. Daily Sabah (Turkey)
On Wednesday, Turkey's parliament fast-tracked a bill to deploy 3,000 troops to Qatar. The troops will be stationed at a Turkish military base in Qatar that was originally set up in 2014, during the last period of time when Saudi Arabia had broken diplomatic relations with Qatar.
Although Turkey denies that the plans for a troop deployment are related to Qatar's split with Saudi Arabia, some analysts suggest the purpose of the planned troop deployment was to help forestall a possible coup attempt in Qatar provoked by the Saudi government.... Al Jazeera (Qatar)


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Adipur is a city in the Kutch District of Gujarat. It is located very close to the Gulf of Kutch, about 8 km away. Originally founded as a refugee camp, it was later transformed into a city. Adipur was built on the land donated by the then Maharaja of Kutch. Adipur is famous for its large number of Charlie Chaplin impersonators as well as fans.
Places to Stay
There are a few hotels such as Hotel Jai Residency and Hotel Shiv Regency that offer accommodation to visitors. However, it's usually more useful to have a local contact or find a tour operator to organize it for you.
Festivals like Holi, Sharad Purnima, Ram Navami, Navaratri, HindolaMahotsava, Diwali, and Eid are celebrated in town.
Gujarati is the local language spoken in Anjar. Kutchi and Hindi are commonly used languages.
Places to Visit
Santoshi Mata temple and Om Mandir are the places to visit in Adipur.
How to Get There
The closest airports areKandla airport and Bhuj Airport. Direct flights to Mumbai are available here. Domestic flights to major Indian cities are available here.
Anjar station is connected by train to cities such Pune, Delhi, Mumbai and Jaipur. Although not a major station, most trains passing through stop at Adipur for a brief period.
Adipur is connected to cities such as Ahmedabad, Baroda, Gandhinagar, Indore and Udaipur. The best bus operators that offer quality service include HK Travels, Patel Tours and Travels, and TicketGoose.com, a leading Online Bus Ticket Booking Service, provides low price, high quality options for bus travellers. Bus booking online facility enables travellers to get to popular destinations without any hassle.
Meghpar is a town in the westernmost Indian state of Gujarat. It is a part of the Kutch region. The nearest major urban agglomeration is the city of Bhuj at a distance of 50 km west. The town is sandwiched between the Rann of Kutch lake on the north and the Gulf of Kutch on the south. Those with a drive to explore the Kutchi culture can visit this place.
Places to Stay
Some of the best budget hotels which are worth a try while in the region are in Bhuj. Among them are Dollar Hotel (Tariff – Rs. 700), Ryan Resort & Residency (Tariff – Rs. 1,000), Poonam Residency Hotel (Tariff – Rs. 700), Anjali Hotel (Tariff – Rs. 700) and others.
The official language of Bhuj is Gujarati. Hindi is also widely spoken and understood.
The important festivals celebrated are Holi in March, Hanuman Jayanti, Dusshera in September-October, Diwali in November and the two Eid(s).
Places of Interest
The town as a whole does not have any reputation as a tourist place. There are many places to visit in Bhuj. One can always go on a ride to the coastal areas at a distance of 58 km (one hour away) and enjoy the magnificent sunset views over the Arabian Sea. Some of the places which are worth visiting in the city are Kutch Museum, Cenotaphs Complex , Prag Mahal, Aina Mahal Palace and others.
How to Get There
The nearest airport to the city is Bhuj Airport located at a distance of 52 km.
Bhuj Railway Station is the major railway station at a distance of 50 km west of the town.
Various state transport buses as well as private buses connect Bhuj to different towns in the region. Buses to the place are readily available from Bhuj. When you make use of your bus ticket discount coupon from various travel websites, you can save a lot of money.


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Becky Wilson
October 3, 2012
Dr. David E. Ferguson
Every Organization or business has to have organizational structure in order to succeed because it prioritizes the hierarchy, identifies the guidelines, policies and procedures needed for a company achieve goals and objectives. The Organizational structure also depicts levels of management from the top down. The organization that I would like to work for is Apple Inc., In this essay, I will give a brief overview of the company's history, define it organizational structure and effects it have on the success of the organization, distinguish between leadership and management, describe the culture and the core capabilities which lead to …show more content…
Steve Jobs was the brain behind Apple Inc., because of his ability to create a unique organizational structure and willingness to adapt to change has made Apple the most successful organization in the


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Schools Forums were set up to give schools greater involvement in the distribution of funding within their Local Authority. They became mandatory in January 2013 and the powers of the Forum have grown with changes to school funding regulations.
The Schools Forum has a consultative role in relation to: formula change, contracts, financial issues, minimum funding guarantee and decision making power on some other issues.
The forum is responsible for decisions on:
For more information please visit the Schools Forum website.
Somerset Schools Forum
Phone: 01823 356911


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DIY Network explains the best option to make a kitchen "bigger" without including sq. footage. Crucial are finances, longevity, and what other owners in the neighborhood are doing with their kitchens. Owners ought to count on to spend a mean of $5,000 for a low-value rework, $25,000 for a mid-vary rework and $forty five,000 for a major kitchen transform.
Bray & Scarff is so confident in our transforming that we provide a lifetime warranty on our labor. You want somebody you possibly can trust and work with simply all through the remodeling course of. In an 1850s gem , white cabinetry sets off a backsplash in Mosaic House's Batha Moroccan tile.
Plan for the unforeseeable: Even if you've planned down to the number of nails you will want in your rework, count on the unexpected. Unless you are planning to maneuver your oven and stove cooktop to an entirely otherwise place in your kitchen – which shouldn't be needed in most remodels – you need to have the ability to keep away from this value.
The kitchen might be the most used room in the dwelling. Our customers have the choice of granite, ceramic, quartz, Corian®, laminate, wooden, or marble for their kitchen counter tops. For those who need additional inspiration, you'll find extra kitchen design ideas here on the blog or in the RoomSketcher Home Design Gallery on our website.
Our dwelling remodeling experts can use an present structure or begin completely from scratch, creating customized kitchen plans that may work best along with your area. You want to achieve clutter-free counter tops, so additionally think about spaces you may never have before, corresponding to corners or under the sink.


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Share on ThriftyFunThis page contains the following solutions. Have something to add? Please share your solution!
I use white terry car-washing towels for dish rags and dish towels. You can get eight of these for $3.50 at most dollar type stores.
By Tammie from Auburn, GA
My children have grown past the baby stage and I do not plan to have more babies. I had a ton of cloth diapers and burp cloths. Some of them where very nice and had embroidery on them. I needed some more hand towels in the kitchen to dry hands and dry dishes so I thought, "Why don't I use them?" I can also reminisce about my children when they were babies while I use them in another way.
My husband goes to visit other people's homes and finds their towels to be either rag like or thin. For years, at least once a month, he buys a medium sized towel when doing grocery shopping. They are never expensive because at a large store, they are between $4 -7 each. You do not miss the money because it is part of your grocery shopping and you will always have nice towels for your family and visitors.
By buying a medium towel, there is no necessity to buy large bath or sauna towels, because a med. towel can do everything or use two for a bath or shower and when you have to do laundry these towels wash and dry with less water and less air time, saving you money in two places and keeping up appearances.
Then he recycles the old towels to the rag bin thus not using a paper towel and saving money in a third place. It is good to have some fancy towel sets for important guests and special occasion that you put aside in your cupboard.
Source: His mother and common sense to listen to her.
By Carolyn from Chilliwack, BC
I have been hanging up my washcloths and small towels by their labels in the bathroom on a nail in the wall. I wanted to do something similar in my kitchen with the kitchen towels, but I had only an old cloth napkin available with no label. I inserted a paperclip in the border and hung it up with that. Please remove before washing, as the paperclips have a tendency to rust, but a paperclip is easy to take out.
By pam munro from L.A., CA
Ask a QuestionHere are the questions asked by community members. Read on to see the answers provided by the ThriftyFun community or ask a new question.
What causes towels to "bunch" along the decorative stitching near the hemlines. Can this be fixed? I have many towels in good condition except for the "bunching".
By Cyndi Dann from NJ
Very likely the thread or stitching at the hemline has shrunk. I'll bet you dry them in the dryer. Over-drying causes this problem, too. Try stretching them back to shape when they are wet, then let them air dry.
Ditto OliveOyl. We usually line dry, but when needed we dry our towels on PermaPress setting, taking them out when still very slightly damp. All the lint you see in the dryer's filter trap is your clothes and towels being worn out.
That's right. It could also be that the trim is poly and the towel cotton which shrinks at a different rate, while the trim doesn't shrink at all, or vice versa?
It seems to be the difference between the better quality expensive towels, although a few of those do the same occasionally.
The mfgrs. know this will happen, and often put them on great bargain/sales. Only experience will teach you what to watch for. Added trimmings are unpredictable. The industry had a glut of it since no one sews much anymore and they used to add tirm to everything, like competition.
The trims were mostly imported until the sewing machines could make the trim for you instead. Now they feel they want consumers to pay for their bad quality trims and greed for profit. It's like buying a towel that stretches out of shape, as well. Both the sellers and the mfgrs know this will happen, but don't care if they can dump them onto the unsuspecting trusting public.


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1988 Porsche 911 Carrera 3.2
In 1988 the 911 turned 25 years old and it is now over 50 years old. Over that first 25 years the 911 evolved into a better performing car. The 3.2-liter engine is a reliable unit and the G50 transmission was a major leap forward from the 915 that it replaced.


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Mobile Disco based in Norwich
Creating an atmosphere like no other! Mixing up the best of the dance floor fillers folrom 1960 to recent times to get the dancefloor flowing with a controlled mic technique to bring your party to the next level. Recommended time after time Vinny is one of Norfolk's most seasoned party & wedding DJ's dedicated to providing a high level of service. Only using high end equipment - you have the choice of having the professional white or black setups that look and sound amazing and brings that little extra elegance to your wedding!! Vinny can also provide uplighting for your event - transforming your venue to the colour theme of your day.
£ 75.00
£ 50.00


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12-Day Luxury Zimbabwe Safari
12-Day Luxury Zimbabwe Safari
- Location:
- Zimbabwe
- Duration:
- 11 nights & 12 Days
- Departure City:
- Johannesburg
- Departure Date:
- Any Date
- Johannesburg
- Yes
- 8650
Are you ready for an exciting African Safari?
Experience one of the best tourism offerings in Africa during this 12 Day Luxury Zimbabwe Safari with Jewel of Africa Safaris. This safari combines all of the top destinations in this beautiful country, including Victoria Falls, Hwange National Park, Lake Kariba and Mana Pools National Park. These offer you access to magnificent waterfalls, wildlife-rich wilderness, vast lakes and the chance to experience wildlife and scenic wonders alongside the majestic Zambezi River.
Enhance your Trip with?
- Elephant back safari White water rafting on the mighty Zambezi
- Helicopter Flight over the Victoria Falls
- Walk with lions
- Visit a Cultural Village
- Fishing on the Zambezi River
What's Included
- Victoria Falls: Flight from Johannesburg to Victoria Falls, Transfer to hotel, Luxury accommodation, Breakfast 1 x Dinner at The Boma, All activities
- Hwange National Park: Road transfer to Park, Luxury accommodation, All meals & snack, All drinks, All safari activities, Conservation fees, National Park fees, Laundry
- Lake Kariba: Charter flight to Kariba, Transfer to lodge, Luxury accommodation, All meals & snacks, All drinks, All safari activities, Conservation fees, National Park fees, Laundry
- Mana Pools: Charter flight transfer, Luxury accommodation, All meals, All drinks, All safari activities, Laundry, National Park fees, Conservation fees, Charter flight to Victoria Falls, Flight to Johannesburg
What's Excluded
- International flights
- Visa costs
- Medical insurance
- Travel insurance
- Gratuities
- Personal expenses
- Lunch & Dinner in Victoria Falls
- Drinks in Victoria Falls
- Other activities in Victoria Falls
What to expect?
On arrival in South Africa, board a flight from OR Tambo International Airport, Johannesburg to Victoria Falls Airport, Zimbabwe.
The Victoria Falls constitutes one of the most spectacular natural wonders of the world and is a must-visit site for any traveler. The local people call it "Mosi-oa-Tunya", the smoke that thunders and the Zambezi River and its epic waterfall forms the border between Zambia and Zimbabwe. The Victoria falls is 1 708 meters wide, making it the largest curtain of water in the world.
On arrival you will be met by our experienced ground crew and transferred to your hotel.
The Victoria Falls Hotel was the very first hotel to be built in Victoria Falls. The hotel exudes original Edwardian charm but recent refurbishments offer guests the modern comforts one would expect from a luxury hotel. The hotel lies within a vast manicured garden which has an unobscured view of the Victoria Falls bridge and the spray of the Falls. A private path leads guests from the gardens to the entrance of the Victoria Falls rainforest in an easy 10 minute stroll. The Victoria Falls Hotel has a charm and energy like no other, offering excellent service in a world class setting.
On arrival, check in, relax and settle in at the hotel. Lunch can be enjoyed at the hotel.
Later in the afternoon you will be collected for your welcoming sunset cruise on the majestic Zambezi River. Enjoy snacks and drinks, while viewing the wide variety of animal and bird life on the riverbanks, including hippo's, crocodiles and a wide variety of antelope.
Dinner can be enjoyed at the hotel.
After breakfast, you will be collected at the hotel for your morning guided tour of the Falls.
During this 2 – 3-hour tour guests will be accompanied through the rainforest and your guide will give you a brief history of the Falls as well as detailing the flora, fauna, bird & wildlife and other points of interest. You will make your way along the designated path which takes you to the 16 view points along the edge. The heart-pounding sensation of actually standing on the edge of the precipice above the raging Zambezi waters is something quite unforgettable. Raincoats are provided when needed.
After your guided tour the rest of the day will be at leisure. Additional activities can be arranged for you on request.
Tonight, dinner is served at The Boma Restaurant from 7PM.
This is a legendary 4-course dining and entertainment experience that offers an unforgettable fusion of mouth-watering local cuisine, spirited dance performances, interactive drumming and traditional storytelling.
After breakfast you will check out and be collected at your hotel.
You will enjoy a direct road transfer from your hotel to your lodge in Hwange National Park. The transfer is approximately 1-2 hours in duration on a good tar road.
On arrival at the main gate of the Park you will be met by a representative of The Hide and will travel by open 4x4 vehicle to the lodge. You can expect to see a wide variety of wildlife during this drive, so have your camera ready!
On arrival, check in, relax and unwind. Lunch can be enjoyed at the lodge, after which you will enjoy your first afternoon safari activity.
The Lodge
The Hide has set a bar of excellence and luxury for Hwange National Park accommodation and is consistently voted as one of the "Best Safari Lodges" in Zimbabwe. Located in a prime position in the Park, The Hide offers a life-enriching safari experience for its guests.
The hub of the camp is the signature "A" frame which houses the dining room, a downstairs sun lounge and a large comfortable lounge / viewing area upstairs. There is also plunge pool near the main lounge and dining room. All looks out on the nearby, active waterhole.
The deluxe tents have a myriad of different configurations with indoor and/or outdoor bathtubs and showers. They are fan cooled for your comfort in summer and have extra warm blankets and hot water bottles for the cool winter months. Each has a private veranda from where guests may be entertained by the comings and goings of a large variety of game at the waterhole.
Because the lodge is situated in its own private concession, a 5 km square area in Zimbabwe's largest national park, the range of activities on o?er is varied and more exciting. There is no typical day at The Hide as it really depends on you how much or little you would like to do.
The lodge offers morning, afternoon and evening game drives and bush walks. Furthermore, you can also enjoy fantastic birding and access to hidden, waterhole-facing hides for a close-up view of the animals.
The waterhole at The Hide is particularly special, being the only source of permanent water for a good-sized area. So even if you don't feel like venturing out, you will still be able to enjoy seeing the daily visitors to the camp.
See day 3.
See day 3.
After your last morning safari activity in Hwange, and breakfast, say your final goodbyes and check out. From here you will enjoy a short transfer to the nearby airstrip.
From here you will enjoy a charter flight transfer to your lodge located in Matusadona National Park on Lake Kariba. The flight is approximately 90 minutes long.
Check in, relax and unwind before enjoying something to eat and drink. Later on you will depart on your first afternoon safari activity.
The Lodge
Changa Safari Camp is perfectly set in a remote and secluded part of the Matusadona National Park located in the heart of Lake Kariba. Boasting nearly 4km of lakeshore frontage, Changa Safari Camp offers a unique and authentic safari experience.
The main thatched area boasts a comfortable bar and lounge area, with the nearby swimming pool overlooking the lake.
Each one of the eight luxury tents has been created to reflect the environment, providing you with an authentic bush experience. The unique landscape surrounding Changa, provides each tent with its own breath-taking view of the unspoilt environment. Each tent provides comfortable twin or double beds, en-suite bathroom, outdoor bathtub, private deck and hammock.
There are a varied range of exciting and relaxing activities to choose from including both morning and afternoon game drives in Matusadona National Park, boat cruises, fishing for the famed fighting Tiger fish and stunning morning and afternoon game walks on the concession with an experienced and knowledgeable guide. Bird watching can also be done on either a gentle boat cruise or a game drive in the morning or afternoon.
The lodge also offers trips to the scenic Sanyati Gorge. The Sanyati Gorge is both unspoilt and undisturbed with an abundance of birdlife, the occasional sighting of antelope and great fishing. Don't forget your camera and binoculars for this activity as the dramatic landscape will leave you speechless.
See day 6.
After breakfast, check out and make your way to the nearby airstrip for your charter flight transfer to Mana Pools National Park. On arrival you will be met by a representative of Nyamatusi Camp and transferred to the lodge.
A UNESCO World Heritage Site, Mana Pools National Park in northern Zimbabwe is one of the most remote and least developed safari parks in the country. A remote and truly 'African' safari park, Mana Pools National Park is located in the extreme north of Zimbabwe right on the majestic Zambezi River. Mana is simply bursting with birdlife and wildlife, especially during the dry season from June to October.
The Lodge
Set in one of the wildest and most remote parts of Africa, on the banks of one of the oldest rivers in the world, the newly built Nyamatusi Camp (opening April 2019) allows guests to experience an authentic view of the old untouched Africa.
The communal area reveals a two-storey timber-and-thatch structure with comfortable lounge and bar areas on both levels, and dining spaces on the ground floor. The fire-pit area offers a full ring of cushioned seating around the campfire, the perfect place to enjoy pre-dinner drinks and swap stories of your day on safari!
Consisting of six luxury tented suites with uninterrupted views of the river and escarpment beyond, the camp inspires a feeling of remoteness. Each tent features a spacious bedroom with mosquito net, lounge area, luxurious en-suite facilities, with indoor and outdoor showers, bathtubs, as well as a private deck, plunge pool, air-conditioning and mini bars. Designed following the principles of environmental consciousness and sustainability, the camp is completely solar powered with in-room charging facilities.
Activities and Wildlife
The camp offers morning and afternoon game drives, canoeing safaris, walking safaris and fantastic bird watching. Guests can also try their hand at catch-and-release fishing.
Mana Pools is made up of numerous water sources, in addition to river banks, sandbanks, islets, and forests. Four of the Big Five are in residence – lion, leopard, elephant, and buffalo. The smaller carnivore count includes cheetah, hyena, and occasional wild dog, while among the herbivores you can expect to see are zebra, warthog, waterbuck, eland, impala, monkey, and baboon. The rivers, streams, and pools are very popular with hippopotamus and crocodile, and you'll be able to observe these species particularly closely during canoe trips from camp. Walking safaris will also present great opportunities for scrutiny of wildlife, not least the concession's plants, insects, and hundreds of types of birds! This activity has a minimum age requirement of 16 years.
See day 8.
See day 8.
See day 8.
After an early breakfast, you will be transferred to the local airstrip. From here you will fly via Lake Kariba to Harare. A short stop will be made in Lake Kariba.
On arrival in Harare you will board a direct flight to Johannesburg.
You will remember this 12 Day Zimbabwe experience for years to come!
Extend Your Safari
- 3 nights in Kruger National Park
- 3 nights in Cape Town
- 3 nights in Hwange National Park
"Jewel of Africa safaris: a jewel in the crown of South-Africa!"
Peter Dewaele. Belgium.Read Our Review on TripAdvisor
"Best trip ever - totally awesome"
Tammy. USA.Read Our Review on TripAdvisor
"An unforgettable tour from Johannesburg to Capetown"
Kees & Marion van Belzen. Netherlands.Read Our Review on TripAdvisor
The Jewel of Africa Safaris Team has a combined experience of more than 30 years in African travel and tourism. Our expert team will help you build your ulimate African holidayEnquire Now


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Trivia is back at Blackstones Grill and Bar this Wednesday night from 7:00 - 9:00pm. Come out and test yourself against the competition.
Back to All Events
Earlier Event: May 8Final Trivia with BlackStones this Friday night May 8 at 9:00pm
Later Event: October 24Pre-Halloween Costume Party & Contest with 32" Flatscreen Giveaway!


text: Our team of experts provide everything from bespoke cocktail classes for two people, to corporate events for over a thousand guests. We pride ourselves of our ability to create unique, seasonal, and tailor-made offering for your events, either private or corporate. Whether you are looking for bespoke menus to make special a themed evening, or simply for great seasonal cocktails to accompany mouth-watering canapés, we will do our best to exceed your expectations.


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Mayson + Tyler Engagement Session | Molten Sky Media | Wicklow, Ireland
These two have such a special place in my heart and we are SO thrilled to be a part of Mayson + Tyler's April 2019 wedding at Little River Farms! My husband and I are so inspired by the love story and influence of Tyler's parents in our lives and I am excited to be a part of this special wedding day! Mayson and Tyler got engaged this past Fall on a trip to Ireland! Aren't they adorable?! Tyler flew over to surprise Mayson and pulled off an amazing proposal during her family's vacation! We absolutely cannot wait for their wedding day and the opportunity to celebrate alongside them! The surprise was captured by Molten Sky Media!


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Susan and her SOLscape team serve the mid and top-end holiday rental market in the Port Macquarie coastal area, by focusing on value and guest experience, rather than competing on price. We catch up with Susan, to see what's new and exciting in the industry.
It has been a while since we read your story in the Women in Business edition; how are you doing?
I am doing great, and SOLscape is also doing great. We have been growing steadily and currently have a portfolio of 18 holiday houses in the mid and high range of the holiday accommodation market. I have a great team of dedicated people working for our guests and owners every day, including reservation managers, quality managers, cleaners and gardeners. With this team in place, SOLscape's service provision is safeguarded 24/7. It even allows me to go for a holiday myself sometimes!
Has the sharing economy like Airbnb impacted SOLscape?
There is much more competition now from individual home owners who rent out their home or spare rooms. This gives travellers more choice, and keeps us on our toes to keep improving what we do.
This new reality of the sharing economy and digital savvy travellers requires us to have a solid (online) marketing strategy in place, to ensure a steady flow of happy guests and a reliable income for our property owners.
Our brand promise of flexibility, convenience and excellent value resonates well with the modern traveller. We make things easy. All they have to do is to rock up to the holiday accommodation and enjoy themselves. We take care of the rest. These elements, combined with our proactive service, gives us great results.
Can you expand on results?
We get more bookings and better bookings compared to local industry averages. SOLscape's holiday homes are all performing well. Our guests consistently rate us 4.7 out of 5 stars on average; 80% give us a full 5 star review. Our most successful properties are fully booked over 200 days of the year, equating to 55% – 60% occupancy per annum. Many of the holiday houses achieve higher yields compared to permanent rentals.
Is holiday renting more lucrative than opting for permanent tenants?
Reality check: not all properties make a good holiday home, nor is holiday renting everybody's cup of tea. Suitability of the property for holiday letting depends on the location, space and amenities. Many owners underestimate the amount of work that is involved in holiday renting. While we perform most the work involved, regular upkeep is required to maintain the property's appeal to guests.
While holiday rental income is "uncapped" compared to permanent renting, cash flow patterns fluctuate based on seasonality. You know exactly what you get in hand at the end of each month when renting your property permanently. Property owners need to be aware of this. Permanent renting is not the preferred choice of many of our clients, since they either like to use the house themselves during the year, have had bad experiences with permanent renting, and they like the fact that the house generally cops less wear and tear while holiday renting, or a combination of these factors.
Hence, I am transparent with owners up front and advise them on the best option for their situation. In the end, we want the best result for all.
The NSW Government is planning to introduce new regulations for short-term holiday letting; can you tell us more?
This in response to market changes seen in big cities like London, New York and San Franciso where many apartment buildings have seen a dramatic shift in residency composition from permanent tenants to holiday makers. The government objectives are to address housing affordability, avoid so called party houses and parking issues, and ensure residential quiet enjoyment and security.
The NSW planning commission is assessing rules such as limiting the number of nights a property can be rented out during the year (to 90 days a year), limiting the number of adults per bedroom, expanding strata rules, applying a registration process, and other administrative requirements.
What would these new rules mean to SOLscape and the greater Port Macquarie area?
These rules, in their current form, would be devastating to our communities and economy. We would lose out on tourism dollars and jobs would be lost.
Applying these rules to regional NSW does not make sense. Some of the rules do make sense to metropolitan and high density areas, like Sydney and the Gold Coast.
Traditionally, people from out of town have owned holiday homes in our region for decades. These houses will never become available to the permanent rental market, since the owners use the houses themselves during the year, similar for owners who holiday let their primary home while they travel during the year. Hence, 90% of our holiday houses do not negatively impact housing affordability in the Hastings area.
The issues such as noise and parking that the government likes to avoid are unsupported by factual evidence. For instance, the number of complaints last year across all SOLscape holiday rentals was less than 1%.
Holiday guests stimulate our economy and help our local small businesses flourish. Everybody goes shopping, buys a coffee and goes for dinner at local restaurants! Without the influx of tourists, jobs would be lost. Think about the cleaners, tradesmen, laundry operators and gardeners we employ. We all support each other.
SOLscape is one of the parties that has made our voice heard in a formal response to the NSW Government and trust that an independent party will advise smartly on metropolitan versus regional guidelines and introduce industry self-regulation.
We notice a new logo; what's the story?
Our direct booking website launches in December 2017, which is very exciting, as it will be easier for guests to book their next holiday. We found that the new logo is more visible. The logo is still a modern representation of the sun and took inspiration from the Aboriginal symbol for "place of rest". The dots in the outer ring symbolise the sun's rays, its rotation and the strong connection with all other planets. The centre resembles the sun as the heart of our being.
The logo also resembles Port Macquarie as the centre, with its radius of outerlying beach towns such as Lake Cathie, Bonny Hills, North Haven and Camden Head area and even further afield like Crescent Head in the north and Forster/Hallidays Point area in the south.
What is happening over summer?
We are getting ready for the busy season; we have over 700 guests arriving in December, January and early February. Here are some fun facts:
- Guests stay 4.6 nights on average.
- 35% bring their pet(s).
- We welcome many travellers up and down the coast for one night stays.
We will keep doing what we do best to put a smile on the faces of our guests and owners! Happy summer, everyone!
Thanks Susan.


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Writing for magazines, newspapers and online outlets, Katie has covered a variety of topics from the best breweries in Colombia to tiny houses in Colorado.
She recently collaborated with Horizon Press on the guidebook Visiting Antarctica: Responsible Travel to the White Continent. Katie interviewed experts, edited contributions and wrote many sections of this free guidebook which is now available for download.
Below is a sample of her work. Click on the images to read more.


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Shell shares dropped more than 2 per cent after the Anglo-Dutch oil group on Thursday reported sharply lower second-profits, missing consensus estimates. The company said adjusted net profits fell 38 per cent to $2.2bn from $3.5bn a year ago as oil and natural gas prices fell and the refining market contracted. The market had expected profits to come in between $2.4bn and $2.6bn. Earnings per share fell to €0.67 ($0.63) for Royal Dutch Petroleum nl:00947 and 6.2p for Shell Transport and Trading uk:shel. The oil major raised its interim dividend by 2.9 per cent to €0.72 and 1.7 per cent to 5.95p for Royal Dutch and Shell respectively. Comparatively, UK rival BP BP, -0.52% raised its interim dividend by 9 per cent when it reported earnings in line with expectations on Wednesday. In London, Shell dropped 11p or 2.5 per cent to 425.5p after trading as high as 446p ahead of the results. In Amsterdam, Royal Dutch Petroleum was 1.9 per cent lower at €45.73
Shell drops after Q2 earnings disappoint
Quote References
-2.55 -0.52%


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I don't know what normal looks like anymore. I don't know what normal feels like anymore. I know what normal is supposed to look like and feel like, but I don't know if I can find normal again.
A and I put some normal back in our lives this week. We both started cooking again. It may not sound like much, but we've lived on take out, fast food, pizza, frozen food, and leftovers sent home with us by my in-laws after a family dinner since chemo began. Yes, I know, I'm supposed to be eating healthy and all that. I know. I really do, but here's the thing…when you work full time, when your husband works full time, when you have two kids involved in activities, when you have cancer, when you're undergoing treatment after treatment and surgeries, something has to give. Or, it did for me. I know there are people out there who are able to do it all. I'm not them. I'm just not. Neither is A. So, what gave for us was cooking. If eating fast food and all that hinders my ability to deal with this cancer, well, I guess that's on me. I don't know what else to say.
As I sit here listening to conversations around me, I want to scream at the top of my lungs "I would love to have your normal!" I want to just gripe about my day because something asinine happened and not because I have a burn on my mastectomy scar that isn't healing and keeps bleeding and I'm worried about infection. I'd like to vent about something silly like I'm hearing as I sit here outside my daughter's dance class. And, go ahead, keep glaring at my son as he watches Super Hero Squad for the thousandth time. Say something to him. Watch how fast I'll tell you that this is some of the most normal parts of his day because his mom is dealing with breast cancer and can't do everything she used to do with him.
God, I crave normalcy. I crave not feeling like a failure. I crave not feeling like I'm the walking dead.
I saw a new commercial for Neulasta today and yelled at the TV screen "No one on strong chemo who needs Neulasta looks that healthy and happy!" But, maybe they are. Maybe they do look that healthy and happy. Maybe it's just me who was unhappy and felt like death. I know there are some chemos that don't make you look sick. I shouldn't assume, but it's a commercial, so I feel pretty confident in my assumption. I know it's different in real life, and that's something that gets me about the cancer narrative: the drugs and such directed at cancer patients show the best scenario. I'm not asking for the worst case scenario, but how about the realistic scenario? It'd be nice for something to seem realistic with cancer if it's marketed towards cancer patients.
I'm obviously not at my best today. But, I am being honest and realistic. There are good days and bad days. I'm not having a bad day, per se. I don't feel bad. My burns don't hurt too badly today. I'm tired, but that's because I woke up at 2:30 am with blood running down my tissue expander from the bleeding burn and had to deal with it. I guess my I Have no Cares to Give attitude has left the building tonight. Maybe I'll find it again. Or maybe I'll keep being mad.
I want to take my kids to the water park this summer. I don't want to have surgeries this summer because I'm 38 with breast cancer. I want to go on a vacation with A where I don't have to arrange it around infusions, tests, and surgeries because I'm 38 and have breast cancer. I just want some normal. I crave it as much as I crave chocolate, a Dr. Pepper, and seeing my children grow up.
I crave my normal life, and I don't have it, and no matter how much A and I purposely do things we term normal, nothing will make things the way they used to be, and that's what I want.
My life before breast cancer.


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Campsite Information
Even though this is technically a rest area, it's not at all like your typical roadside snoozing spot. The main loop is a dirt road with an outhouse building and what seems to be a water pump (didn't test it), but once you turn down one of the many grassy paths, there are hidden campsites throughout. Behind the trees and far from the highway are nice little spots that are more private than even most paid campgrounds. Some even have fire rings but they're mostly just open clearings where you can hang out and relax for the night or even a couple days. Don't let the "rest area" category throw you off, it's a great spot!
✓ Generic Van Life Verified
Campsite Type:
Saskatchewan 7, Harris, Saskatchewan S0L 1K0
51.706662, -107.62177
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text: This event comes with a "no refund policy" because we believe in full commitment to your goals and desires. Every woman is just as committed and ambitious as you. This live event is only for women who are ready for pure and everlasting transformation. If that sound's like you then this investment is more than worth it. Many of my clients make back their investment within the first month of working with me.