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The Company
Raforninn ehf, with its roots in medical imaging equipment service and testing, and The Phantom Laboratory, a manufacturer of medical imaging phantoms, realized that by working together they could offer the medical imaging community QA processing tools and support through an online service.
The concept became a reality in 2006 when The Phantom Laboratory saw the need to process the data obtained from the Magphan® Quantitative Imaging, or ADNI (Alzheimer's Disease Neuroimaging Initiative), phantom. The phantom and software was designed by world renowned MRI physicist Richard Mallozzi, Ph.D.. The ADNI phantom and processing algorithm was developed to evaluate the spatial characteristics of MR scanners. The system provides standardized tracking of the spatial fidelity of MRI systems based on the ADNI algorithm. Image Owl's first priority was to provide a reliable, easy to use, cost-effective service.
Since numerous groups want to apply the methodology used in this study, there is a need for a system of standardized tracking of the spatial fidelity of MRI systems based on the ADNI algorithm. Image Owl's first priority was to provide such a reliable, cost-effective service.
The next project was designed to provide Catphan® customers with detailed CT and CBCT performance testing and reports based on their phantom images. Image Owl developed the Catphan® QA service with physicist David Goodenough, Ph.D., a pioneer in the field of CT scanner performance measurements, to ensure the scientific validity of the service and reported results. The service measures CT and CBCT scanner imaging performance using DICOM images of Catphan® phantoms, world renowned for their precision and integrity.
The most recent cloud QA solution was developed to provide radiation oncology physicists and therapists with a comprehensive, easy to use Quality Assurance (QA) program based on national and international standards. Under the direction of Todd Pawlicki Ph.D. a thought leader and published authority on radiation therapy QA, Image Owl developed a state of the art QA solution for the therapy community leveraging their cloud and automation experience. The result is a comprehensive, template driven QA solution with an integrated database and data analysis software (SPC).
The Team
The Image Owl team has diverse backgrounds from all sides of medical imaging, radiation oncology, and cloud-database technology fields. The team is united by a common passion for the value of high-level quality assurance and a desire to move the medical imaging and radiation oncology QA fields beyond data gathering and measurement to supporting better clinical decisions and patient outcomes.
Management Team
Geoffrey Dalbow
President and Chief Executive Officer
Geoffrey is a proven executive and healthcare technology innovator with extensive experience in the commercialization and development of imaging and QA solutions. Through the application and optimization of emerging technologies, he has delivered solutions that improved health care quality, safety, and efficiencies, while reducing the cost of care.
Geoffrey comes to the Owl Services from CMS, Roper Industries where he was recently employed as the CTO and Director of Business Development. Prior to Roper, Geoffrey was the Director of Research and Development for Philips Medical Systems, CTO for R2 Technologies where he directed the research and development of medical solutions for computer-aided detection and diagnosis of cancer, and held several leadership positions with Varian Medical Systems.
Geoffrey's wealth of imaging and product development expertise provides the leadership needed to build the company's innovative development and growth platform.
Richard Mallozzi, Ph.D.
Chief Technical Officer
Richard is a physicist with extensive experience in MRI systems, applications, physics, and engineering. Richard earned an A.B. in Physics from Harvard University, and a Ph.D. in Physics from University of California at Berkeley in 1998, where he studied high-temperature superconductivity. After graduating from U.C. Berkeley, Richard joined GE Global Research as a Magnetic Resonance Scientist, where he worked on diverse projects ranging from MRI acoustic noise reduction, interventional MRI, gradient and RF coil development, and applications of MRI to neuroimaging.
While at GE Global Research, Richard collaborated with the Phantom Laboratory and GE scientist Daniel Blezek to develop the phantom and analysis technique that formed the basis of the control method. Richard joined ONI Medical Systems in 2007, where he helped develop the first high-field (1.5 Tesla) commercial extremity MRI system.
Richard joined Phantom Laboratory and Image Owl in 2014, where he works on a variety of physics and application issues pertinent to medical imaging.
Joshua Levy
Chief Operating Officer
Josh has extensive experience with phantom design and manufacturing. After working in the medical imaging phantom field for over ten years he started The Phantom Laboratory, Incorporated in 1989. Along with management of the company, Josh has worked with renowned scientists and physicists in the development of numerous phantoms used in the medical imaging and radiation field. Along with several patented designs developed for The Phantom Laboratory, he has also developed a host of custom phantoms used by scientists and engineers in research and development areas. Josh also has developed a number of OEM phantoms, manufactured by The Phantom Laboratory, for multiple medical equipment manufactures.
Josh, along with his partners, seeing the value and need for cloud-based quality and image processing services, founded Image Owl in 2006.
Advisory Board
David Goodenough, Ph.D.
CT Physicist
First Studying Radiation Therapy Physics (Radiological Physics) with two of the grandfathers of Medical Physics, Professors Lester Skaggs and Larry Lanzel, David went on to work in the emerging fields of Radiological Image Analysis working under his Ph.D. Thesis Advisor, Kurt Rossman and Lee Lusted, MD leading to his thesis on the use of ROC Analysis for medical imaging. He was awarded his Doctorate in Medical Physics from University of Chicago 1972, where he then served on the faculty of the Radiology Department working with Kunio Doi, Charles Metz, and other distinguished faculty at the Center for Radiological Image Analysis.
He subsequently moved on the faculty of The Johns Hopkins University Department of Radiology working in Radiology and Nuclear Medicine with Henry Wagner and other colleagues. He was recruited to the George Washington University in 1975 to become the Director of the Division of Radiation Physics. He served as a tenured Professor of Radiology at the GWU and became Co-Director of the Institute for Medical Imaging and Image Analysis before being awarded Emeritus rank in 2010. While at George Washington University Medical School, David pioneered many methods in the field of CT Image Quality measurement with his work on one of the original EMI CT scanners. At the end of the 1970′s, he developed the first Catphan® phantom and has been the scientific driver for the six generations of phantoms that have followed. In 1984 David took a sabbatical year in Europe to study MR imaging resulting in additional test phantom development in the field of MRI. David also developed the first comprehensive automated CT QA measurement software for CT and MRI and worked as a consultant to The Phantom Laboratory in the fields of Medical Imaging including CT, MRI, PET, SPECT.
Along with a wide array of papers, presentations, and courses, David has been involved with extensive medical imaging testing providing him with a truly practical knowledge complementing his scientific knowledge.
Smári Kristinsson
Web Application Advisor
Smári has comprehensive experience in managing medical imaging engineering services. He created Raförninn in 1984 with a portfolio of service offerings including consulting for deployment of new medical technologies and comprehensive service agreements focused on long-term customer relationships.
Smári has enjoyed the privilege of working with well-known scientists in various fields of medicine, physics, and engineering. The Raförninn customer and collaboration list include The Children's Hospital of Philadelphia, UC Davis MIND Institute, The Icelandic Heart Association, The Icelandic Cancer Society, The PATH Malaria Vaccine Initiative (MVI), The IRIS, and The Phantom laboratory.
Smári has also participated in international development projects. Starting in the year 2000, with a focus on reaching out to the end user of engineering services, Smári lead the design and deployment of web-based solutions to collect and manage service and QA data. This laid the foundation for some of today's cloud-based Owl services.
Matt Whitaker, B.Sc.(I.E.), MBA
VP Engineering
Matt holds a B.Sc. in Industrial Engineering from the University of Manitoba and an MBA from the University of Colorado, Colorado Springs.
Matt has been involved in engineering, management, and QA for a wide variety of industries. For the last 18 years, Matt has been involved in product development for radiotherapy QA software and has a passion for introducing modern industrial QA techniques into the field.
He has co-authored several peer-reviewed papers on radiotherapy QA topics and holds a number of patents in image processing and QA measurement and evaluation techniques.
Erica Kirkbride
Senior Software Developer
Erica holds a Bachelors degree in Computer Engineering and a Masters degree in Computer Science, both from the University of Colorado. She focused on overlapping Psychology with Computer Science by architecting a web-based system to increase users' knowledge and self-efficacy, leading to a more full recovery from PTSD.
Erica has advanced experience in full-stack web applications development and process. She has held both leadership and development positions in a vast range of industries including psychology, university research, game development, content management systems, and data security. She is excited to continue her education and apply her knowledge in the medical industry with the Image Owl team.
Sigurbjörn Jónsson
Software Engineer
Sigurbjörn holds a B.Sc. in Software Engineering from the University of Iceland. He is a full-stack developer who started working with Image Owl in 2015. His duties concentrate on the development of Image Owl's web-based Total QA system.
Sigurbjörn continues to educate himself as he's working on earning a masters degree in Digital Media engineering from the Technical University of Denmark to strengthen his user experience and data science skills.
Ariel Epstein Dickson
Director of Operations
Ariel holds Bachelor degrees in Biology and Music and completed a Master of Music degree. She began working for The Phantom Laboratory on the phantom production side in 2005. Ariel started ISO quality system and regulation training in 2006 and in April 2007, became the Quality Systems Manager for The Phantom Laboratory.
While maintaining her duties at The Phantom Laboratory, Ariel joined Image Owl in 2007 managing customer services and developing the quality system. She has continued to educate herself on the ever-changing medical device regulations and the dynamic field of medical imaging.
Sales and Marketing
Jeffrey Catinella
Director of Sales & Marketing
Jeff has been a successful healthcare executive in the radiation oncology and information technology market for over 25 years. He has held multiple leadership positions at Siemens Ultrasound, Siemens Oncology and Varian Medical Systems.
During his career, Jeff earned a solid reputation for customer service and industry knowledge. He made it his mission to become an integral part of his customers decision making team. His customer focused approach generated in excess of $225 million dollars in business.
Jeff joined Image Owl in 2019. His focus at Image Owl is on increasing value for our customers while building a top-tier sales organization for the future growth of the company.
Applications and Physics Support
David Kirkaldie
Director of Customer Service and Support
David Kirkaldie holds a B.S. in Business and has extensive experience building customer support teams from the ground up; creating the infrastructure and processes to make his teams successful. David started in field service and worked his way up through every role, from technical support to management which gives him a unique perspective.
He believes that every customer interaction and process should have a system in place to ensure that customers feel confident that they will be taken care of and their problems resolved. There is no single path to the best customer service, teams need to be given the mentoring and tools to tailor every customer experience to the unique needs of the customer and situation.
David joined Image Owl in 2018 because he was searching for a job where he could make a difference. David has seen how cancer can unravel lives, so he is excited to help in the fight against cancer however he can. When David is not at work he can be found enjoying live music or exploring trails with his dog.
Austin Healy
Physicist Technical Support
Austin holds an MS in Physics and after graduation, he worked in Astrophysics and taught undergraduate courses at Manhattanville College. In 2003 he began work with The Phantom Laboratory developing new software and improving the IT infrastructure. As he gained knowledge of Medical Physics he expanded his duties to include materials research, product development, and customer support.
While maintaining his duties at The Phantom Laboratory, Austin joined Image Owl at its creation in 2006. He works on product development and provides technical customer support for all Image Owl services.


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It looked like a storm was brewing..but the only thing that happened was the clouds kept it a lot cooler than it would have been without them!
This is the prep area. A place for the riders to rest, gear up, talk and just have fun.
Here we all are.
Gearing up.
Going to the track.
Start line with all of the groups together.
Joy's riding group
Just in case!
The green top was worn so when she was riding without her group, her instructor could still easily see her.
Joy's instructor was telling her to SLOW DOWN!
Getting her Dad's approval.
Patches on Joy's riding suit.
Her Grandad wants her to put on on her back that says, "My Grandad Objects!"
Not Joy!I have a lot of pictures of this guy.....can you guess why??

subset: commoncrawl


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The Law Weekly reached out to affinity group leaders to write for us in a feature we are calling "Spotlight." Our goal is to give leaders a regular platform to start conversations about issues they are facing, to reflect on the events of August 11th and 12th, and to educate the UVa Law community about their diverse experiences so that we can become better allies to our fellow classmates.
If you or your organization would like to be featured, please reach out to us at firstname.lastname@example.com.
Kimberly Delk (she/her/hers) '19
Vice President, UVa BLSA
It's hard to be a person of color in America. It was difficult four hundred years ago when slaves were first brought to this country. It was a slap in the face two hundred and fifty years later when slaves were set free without educational resources. One hundred years ago, it was painful to endure mass lynchings throughout the South and just fifty years ago, Martin Luther King, Jr. sacrificed his life in furtherance of a dream for equality. Sadly, it was equally as onerous on August 11th and 12th to watch Klansmen, white supremacists, and neo-Nazis wave their flags, flaunt their guns, and shout their racist ideologies free from legal retribution.
What made that weekend most difficult was not the physical proof that racism still exists; we already knew that. The events that took place are forever etched into our memory because society, the city of Charlottesville, and the University of Virginia defended free speech for bigots and racists. As a consequence of their actions, inactions, and mis-actions, Black and Brown people were denied their most basic, inalienable rights to life, liberty, and the pursuit of happiness.
Before James Madison established the First Amendment's freedom of speech, Charlottesville's beloved Thomas Jefferson granted a series of inalienable rights to every American. Putting aside Jefferson's contradictory and hypocritical ownership of slaves at the time, those rights were challenged throughout history by the racism that permeated through Jim Crow laws, poll taxes, gerrymandering, zoning, mass incarceration, maximum sentencing, standardized testing, etc. Unfortunately, the "Unite the Right" rally opened the door to the most herculean tool in racism's arsenal: fear.
Fear for Life. The protesters shouted "Blood and Soil" throughout the streets of Charlottesville. This Nazi slogan refers to the unification of pure-blooded, Anglo-Saxon people and the acquisition of territory for their people. By also chanting, "you will not replace us" the protesters made it clear that America was theirs for the taking. Considering how the Americas were "taken" in the first place, the only way to fulfill the prophecies of their slogans is to take the land by force: placing the lives of people of color in jeopardy.
Some Americans interpreted these chants as hate speech or just the ignorant opinions of a small group of deplorables. It is imperative to understand that Black and Brown Americans heard real, tangible, life-altering threats. As we tuned into CNN, MSNBC, and FOX, we could feel the heat from a burning cross in our front yards. We could see the noose hanging from an oak tree in our local parks. We could even smell the bonfire used to burn our belongings and possibly our kinfolk. We feared for our lives while the law allowed these protesters to not only promote the supremacy of their race, but also the inferiority of all others. We were forced to bear witness that some Americans do not believe our lives matter.
Fear for Liberty. For all of the students that were in Charlottesville that weekend, we were denied the liberty to leave our homes out of fear. We feared what would happen if we were out there and found ourselves in the wrong place at the wrong time. We wanted the protesters to go home so that we could be free from the cameras, free from the hate, and free from the chaos. To date, our minds are still constrained as we constantly think and talk about what transpired.
While most of the student body was impacted in this way, Black and Brown students were further constrained by fear because we were the targets of their spiteful rhetoric. It was like being a kid standing in the screen door of your home while every bully from kindergarten through twelfth grade told you how worthless you are from your front yard. In a moment of bravery, you may think to go outside and tell the bullies how wrong they are and how successful you will be one day. That bravery fades as you realize you are outnumbered and that those bullies have the upper hand due to privileges and "good ole boy" networks that you will never be a part of.
Fear for the Pursuit of Happiness. The scariest part of that weekend is knowing that everyone who participated in the protest went back to their lives where they serve as CEOs, managers, and employers for people of color. It would be nice to think that the protesters were an isolated group whose ideals only reach the wicked and forgotten members of our society; however, this is not the case. Even though the rallies were extreme portrayals of racism, micro-aggressions and covert racism continue to plague our society when the cameras are off and the protesters are home.
Unfortunately, Black and Brown people have to question whether our neighbors, employers and acquaintances possess similar ideologies. While the rest of America can focus on being a productive member of society, we live in fear of how racism can manifest itself in our individual pursuits of happiness. Therefore, we walk with extra caution in the hallways, and flash a fake smile at the inappropriate comments made by our colleagues. We even offer to take on unwanted tasks just to tear down a stereotype or to convince the team that we are assets and not liabilities. Before the rally, these things were optional. Now, fear of negative repercussions on the job, at school, or in our communities make such precautions mandatory.
With everything that happened that weekend, we still prepared for church on Sunday and work on Monday because fear is exactly what they wanted from us. We contained the fear within our friendships and families while portraying strength and confidence to our coworkers and classmates. We'll continue to exude such strength because fear will not bring about the prevention tactics, support, and legislation necessary for change.
Yes, the rallies reminded greater America of her past and present issues with acceptance and diversity. Yes, the rallies opened the hearts of millions of Americans who now understand that a post racial society is far in the distance for today's America. On the other hand, Black and Brown America took those revelations a step further and realized that at any point in time, racists can gather to promote the destruction and extinction of entire ethnicities. If this extremist practice of free speech continues to gain traction and the law does not conform to punish such rhetoric, we fear that the difficulties of fifty, one hundred, and two hundred and fifty years ago will be the realities of the future.


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Tales from the southern Indian state of Karnataka. Home to various architectural masterpieces, a beautiful coastline and the birthplace of the most famous cuisine in South India.
A road trip following the Kaveri
The Kaveri (or Cauvery) has been in the news for all the wrong reasons lately. For peasants and the gentry, it is a source of life and livelihood, for pilgrims it is as sacred as the Ganges and for politicians, it is a pivot that might decide the fate of the next election. For tourists and travelers though, the river can be a source of great inspiration. For it is born in a spring adjoining a temple, been a witness to kingdoms and civilizations of great importance through the ages, it's waters irrigate the great rice bowl lands of Karnataka and Tamil Nadu. A gently flowing river, I have often wondered…
Back in time: A weekend at Kadamane in Sakleshpur
The Kadamane estate in Sakleshpur is a hidden gem. Tales from the British planters will keep you enchanted if the rains don't.
A filter kaapi in Bengaluru
The simple joys of an early morning breakfast in namma Bengaluru
Snapshots in our memories
Some memories are better captured in our minds than in our cameras. What are yours ?
The taste of Udupi
My earliest memories of eating out, is going to the Udupi joint in our town and digging into the humble Vada Sambar. Crunchy outside, piping hot inside, dipped in a slightly spicy sambar – it has passed down the years as my go-to snack whenever I step into an Udupi restaurant for breakfast. And speaking of restaurants in Udupi, one of the reasons I traveled the Karnataka coastline was also to taste Udupi's eponymous cuisine. And we had in Chethan, our friend and also a native of Udupi, our best guide to the place and it's famous food. Woodlands hotel Udupi Our first stop, was for lunch at the famous Woodlands hotel. We…


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Darian was so excited when we surprised her on a late Saturday night. We had burgers and milkshakes before going to the beach, where Payton conquered her fear of the dark and Chris got us lost in the dunes on the way back. The next day, we got donuts and drove to the river where Sierra and I took a long time to jump off the rocks.
I spent a lot of time looking at how the light outlined my dear friends.


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So as a big music addict, I recently noticed that my iTunes library consisted of very little in the way of female artists and I couldn't work out why. Surely I didn't just listen to male artists all the time? However, I found that every time I put my iPod on shuffle 9 times out of 10, the song played was either a male artist or band. This made me question whether it was my dislike for female singers or the fact that they may well be dying out altogether. That may seem a bit of a sweeping statement but just take a look at your own iTunes library and you might be surprised at what you find or rather not find there.
10 years ago, if I had have had an iPod I guarantee you it would be filled with female artists from The Spice Girls to S Club 7 but this just isn't the case anymore. Not only did they break up years ago like all bands eventually do but there is a lack of good women artists or rather more notably; girl bands on the scene at the moment. We have the likes of The Saturdays whom although I am not a fan of, have done well for themselves and continue to do so but for how long? Little Mix have also just appeared on the scene but X Factor talent is few and far between and let's face it, somehow is never well received by audiences because of the foundations of the artist. Well, except for One Direction I guess but they're not female so let's move on. Then we go on to more indie bands that are rising in popularity such as HAIM who are one of my favourites. They haven't been around as long but provide a different, more edgy version of pop music.
It isn't quite the same situation for female solo artists as they seem to have had more success. Just look at the likes of Beyoncé who came from popular band Destiny's Child and pursued a solo career. This never normally seems to work for band members who go it alone. There are many examples like Geri Halliwell from The Spice Girls, Charlie Simpson from Busted and Noel Gallagher from Oasis. It just doesn't work. In some cases it does such as Cheryl Cole from Girls Aloud, Phil Collins from Genesis and Beyoncé Knowles from Destiny's Child.
Beyoncé is the most notable talent from the list above and the reason is because of her tenacity. She is a strong woman who know what she wants and isn't afraid to do whatever it takes to get there. Now this isn't going to turn into some Beyoncé fan post, not at all. I like her as an artist as much as the next person but most female artists have the ability to be as big as her if they have the drive to do it. I guess it also helps if you are married to one of the most successful rappers in the world too but you know.
Then we have Adele. Trying but failing not to be biased, I have to admit I think she's got an absolutely stunning voice. What makes her so important to the small clan that is female music artists is that she is popular with a mass audience. I think that is one of the most important things in the music industry; marketing. Like Beyoncé, Adele knows what kind of artist she is and sticks to it. That is why her music is so good, it is clear what you are going to get as a listener and we like routine so it's all good. Also, both these artists write their own songs which make us connect more to the artist. Furthermore, they don't crave fame to get recognition for their music unlike big stars Lady Gaga and Katy Perry.
Lady Gaga is a massive worldwide start, there is no denying that. As I go through these artists I am starting to see that maybe there are more famous female artists than I thought but it still seems to be a male dominated industry. Gaga though, knows exactly what she is doing. She uses the technique of synergy and makes the most of it. Not only is she a music artist, but she designs clothes and protests for Gay and Lesbian rights. By getting her face out there and understanding the world around her, she is not only engaging with her audience but making a hell of a lot of money. Male artists never appear to engage in this sort of activity as much but seem to be popular nonetheless. They may be popular due to their appearance aimed at female listeners but the male artists that appeal to men are somehow always more popular than females.
Music producers are predominantly male which affects the artists who reach the mainstream and who are getting signed. It is very hard to make it in the music industry in the 21st century for any artist but are we being deprived of a whole generation of women artists who aren't being given the opportunity to gain in popularity or are they simply not popular enough with audiences to gain the popularity?


text: Deep Sleep: Reference To Go: 50 Natural Sleep-inducing Techniques - Chronicle Books Tired of staring at the ceiling or watching late-night television while the precious hours tick by? For those of you... ePub format apps only, non-refundable! Download 10.99 USD X The seller ebook-reader offers you 15.0% on each sale!


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Electronics Engineering
During teaching Electronics & Communication Engineering students, I observed that most of the students are not clear with the concept of BJT and other electronic devices therefore this course is designed for those persons who feel uncomfortable in the semiconductor electronics devices like diodes, BJT, FET etc. This is the right course for someone who wants to strengthen his/her concepts of electronic circuits and devices. This course runs in various universities with different names like- Electronics Engineering, Basic Electronics, semiconductor devices etc.
Services offered Online classes through video Lectures
Services offered:
Online classes through video Lectures
Online Live Interactions
Assignment Solutions
Lecture Notes
Note: To facilitate students, syllabus can be customized as per the individual's requirements.


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Interview with Hannah Kromminga // Founder of Silfir.com
"What is most impactful is to drastically reduce the amount of clothes we buy."
What does sustainable fashion mean to you?
For me the meaning of sustainable fashion really goes back to the word 'sustain' - how can we create a way of consuming fashion that sustains our environment, as well as the people and animals who live in it? The word also stands for any effort to take us back into an economic model that is self sustainable and not depleting our resources.
Why did you feel like the sustainable fashion market needed a new solution?
I started my research back in October 2016 because I was frustrated with the experience of buying sustainable fashion - either it didn't fit my style or I felt that it was overpriced. It seemed like there was no hassle free way to shop clothes without contradicting my values.
How did you come up with the concept for Silfir.com?
I did interviews with other women in their late 20ies and 30ies to understand their relationship to sustainable fashion and realised that almost everyone I talked to felt the same as I did: They wanted to buy more sustainably but felt like there was no solution that combined style and a justifiable price point. Doing several workshops and researching the environmental impact of fashion I then came to the conclusion that what is most impactful is to drastically reduce the amount of clothes we buy, that's how I came up with our repair and recycle circular economy proposition. I also recently published my first article on Medium about my approach to changing the fashion industry. I would love to hear your thoughts on it.
How does the repair & recycle service actually work?
For now we offer our customers to send their clothes back for a repair service for which we use the original yarn, buttons etc to ensure they can be reinstated to look like new. If a garment is worn out we offer to recycle it and give customers a voucher towards their next purchase. It would be amazing to take this proposition to the next level and offer people a full maintenance service for their wardrobe. I believe both us as the retailer as well as the consumer need to work towards the same goal of maintaining clothes for a longer period of time and selling quality over quantity. Our repair offering fosters this mindset for everyone involved.
How do you choose the pieces and brands you offer?
I researched sustainable brands for almost two years before making the initial selection of the brands to collaborate with. It was an organic process but ultimately I wanted to create an everyday wardrobe for a modern and urban woman who subscribes to a minimalist style and quality. Everything is made of innovative natural materials. We have affordable everyday basics as well as 'special basics' that enhance an everyday look like our silk bomber jackets. Going through the process of selecting brands to work with I realised that every brand has a different approach to sustainability, to create visibility for our customers we added a chart to every product description which clearly illustrates the brands approach to material production, processing and retailing. This visibility means that people can choose for themselves which approach they want to support.
Do you have your own designs?
For now we are only working with selected European brands from which we handpick our styles. Because it is our goal to fully enable our customers to live a positive and sustainable, lifestyle we are however secretly working on the ultimate capsule outfit. Stay tuned.
Where do you see Silfir.com in 5 years?
People are ready for a world where products are designed in a way that is fun, engaging AND sustainable. To bring this vision to life we would like to expand our repair and recycle offering and combine it with the ultimate capsule outfit. In this way everyone involved is incentivised to work towards reducing the environmental impact of clothes as well as reducing waste. I think circular economic models are the ultimate way to create the world we want to live in.
Your sustainable fashion recommendations for us?
I love this TED talk on sustainable fashion and of course Fashion Revolution is on the top of my list. Other than that some sustainable fashion blogs I would like to recommend are Fair Knallt, Green Me Berlin, Fashion Fika, At Least Blog and Hey Lila Hey.
All photos ©Cherie Birkner


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Hello, Lovely!
I'm Karen. I enjoy creating all the pretty things for wedding days as well as building fantastic relationships with my beautiful couples. Enjoying the wedding planning journey is important and I am here to make that possible! I can't wait to meet you!
How May We Help?
From full planning and design to wedding management (formerly known as "day of coordination") we do it all. We look forward to making everything stress free and fun for you!
we love love
We truly have the best couples and enjoyed every step of our journey with them.
we love adventure!
Did you know we are destination wedding planners, too? We encourage travel to wild and exotic places and love to be part of elopements!
— Susan S.


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We hope that this collection of former players will bring back some happy memories of watching Charlton Athletic over the years.
The list is by no means exhaustive but is being added to all the time so please do check back from time to time. The current list of players can be found a little further down this page and this section is broken down by the first letter of their surname.
We are keen to include as many Charlton Athletic footballers as possible. If you know what has happened to any former players not listed here, please do let us know - thanks.
If you like this site then we would recommend that you have a look at Amazon's latest collection of Charlton Athletic items for sale (often at a discounted price!). Although best known for selling books, they now have expanded their range to include all sorts of goodies - you never know what you might find!
How would you like to become a published author?
We are keen to expand our range of 'Where Are They Now?' books by creating a separate edition for every club and would love to hear from you if you would like to compile one for your favourite team. You do not have to have any technical knowledge or writing experience (although the ability to put words together would help!) - a genuine interest in the subject and willingness to undertake the research is all that is required.
Please do get in touch if you would like to know more.
HALES Derek | HALOM Vic | HALSE Harold | HARFORD Ray | HARRIS Carl | HARRISON Steve | HARRISON Lee | HASSELBAINK Jimmy | HAYDOCK Frank | HAYWARD Keith | HAZEL Tony | HEANEY Neil | HEWIE John | HICKS Martin | HINCE Paul | HINTON Marvin | HOLMES Matty | HOLTON Cliff | HORN Graham | HORSFIELD Arthur | HUMPHREY John
SALAKO John | SANDERS Jimmy | SAUNDERS Ron | SCOTT Kevin | SCOTT Geoff | SETTERS Maurice | SEWELL John | SHAW Peter | SHIPLEY George | SIMONSEN Allan | SMALL Mike | SMART Roger | SMERTIN Aleksey | SMITH Paul | SNEDDEN John | STEWART Michael | STUART Graham | STUART Mark | STUART Mark | SUMMERS Johnny | SVENSSON Mathias
A task like this would not be possible without lots of help. Whether you are a researcher, football fan or a player yourself, we would love to hear from you.
If you know what happened to any former Charlton Athletic player(s) and/or if you have any photos that we could use on the site, please either make contact by e-mail.
ACHAMPONG Kenny | ALLEN Ralph | AMBROSE Darren | ANDERSON Eric | ASTLEY Dai
BAILEY Dennis | BENT Darren | BENT Marcus | BESSONE Federico | BINGHAM John | BISWELL George | BONDS Billy | BOTHROYD Jay | BOWYER Lee | BREEN Gary | BROWN Jason | BROWN Sailor | BROWN Tommy | BULLIVANT Terry | BURKETT Jack | BURNS Tony | BURTON Frank | BUTTERFIELD Daniel
CAIG Tony | CAIRNS John | CANN Sydney | CATON Tommy | CHEESMUR Fred | CHEETHAM Roy | CHIPPERFIELD Jimmy | CLARE Jimmy | COOK Lee
DAVIES Paul | DI CANIO Paolo | DICKENSON Kevin | DODGIN William | DOHERTY Gary | DOHERTY Lee | DRINKWATER Charlie | DWYER Noel
FAYE Amdy | FENTON Benny | FORSTER Matt
GARLAND Peter | GOODMAN Bert | GOWER Mark | GRAY Andy | GREGORY Harry
HALFORD Greg | HAMMOND Geoff | HANNAFORD Charlie | HENDRY John | HEROD Baden | HINCE Paul | HODDY Kevin | HOLLAND Matt | HOLMES Matty | HOPE George | HOUGHTON Scott | HREIDARSSON Hermann | HUDSON Mark | HUGHES Andrew | HUGHES Stephen | HULSE Rob | HUNT Andy | HUTCHINS Arthur
JACKSON Johnnie | JEFFERS Francis | JENSEN Claus | JOHNSON Neil | JOHNSON Roger | JONES Frederick | JONES Steve
KANDOL Tresor | KARKOURI Talal El | KELLY Gerry | KHALEJ Tahar El | KIMBLE Garry | KISHISHEV Radostin | KONCHESKY Paul
LANSDOWNE Billy | LITA Leroy | LOCK Frank
MADDEN David | MCALLISTER Don | MCAULEY Hugh | MCCARTHY Paddy | MCDOUGALL Jimmy | MCKAY Bobby | MCLEOD Izale | MILLS Danny | MOORE Graham | MORTIMER Paul | MURPHY Danny | MYHRE Thomas
NEWSON Mark | NEWTON Parris | NICHOLLS Kevin
PARDEW Alan | PARKER Scott | PARKES Alan | PATES Colin | PEARSON John | PHILLIPS Leighton | POOLE Gary | POWELL Chris | PREEDY Charlie | PURDY Albert | PURVES Charlie
RACON Therry | REID Andy | REYNOLDS Tommy | RICHARDSON Frazer | ROBINSON Bill | ROBINSON Martin | ROBSON Mark | ROSENIOR Leroy | RYAN John
SAM Lloyd | SAMUEL Jlloyd | SODJE Sam | SPRING Matthew | STEPHENSON George | SWEENEY Eric
TAYLOR Matt | THATCHER Ben | TRICKER Reginald | TURNBULL Robert | TURNER Michael | TUTTLE Dave
WAKEHAM Peter | WALSH Paul | WARNER Tony | WEAVER Nicky | WELSH Andrew | WHYTE Chris | WILLIAMS Paul | WILSON Richard | WOODLEY Derek | WORLEY Len


text:
Standards of repair and estimating for the PDR industry
GENERAL GUIDELINES DAMAGE ESTIMATION GUIDELINES REMOVAL AND INSTALLATION GUIDELINES These pages are designed as a guideline to educate technicians, adjusters, body shops and the general public on which procedures could be required to perform proper PDR (paintless dent removal) repairs on a vehicle. These pages do not state that all procedures listed must be required at all times but instead give insight to the procedures that may need be required and should always be considered when requested by the technician repairing the vehicle.
VEHICLE CONDITION: Estimate should be completed on a cleaned vehicle, indoors, and using professional PDR lighting equipment.
SPECIAL CAUTIONS: Details of this guide are subject to the specifics of each situation. It is understood that no two dents, storms, or technicians are alike and should be evaluated on an individual basis. This includes but is not limited to variance in repair location, damage specific to each storm, previous damage to the location of current repair, and more. All claims should be assessed individually.
ESTIMATING EXPLANATION: The necessities of the following procedures should be left to the discretion of the servicing PDR technician. The noted procedures may be needed to gain access to any damaged areas for the dent removal process to begin. Proper R&I techniques shall be used according to manufacturer's specs. It is understood that the listed items below do not include: Dent removal, cleaning or preparing the panel, or circling/highlighting the damage for estimating purposes. The finish of the vehicle is of vital importance in consideration of PDR as a viable method of repair. To obtain the desired end result of a quality PDR repair, paint must be in good condition. Factors that may prohibit complete auto-body factory condition restoration include (but are not limited to):
Matte finish
Vehicle wraps
Stripes, decals, transfers or overlays
Aftermarket panels
Non factory paint Damaged/checked paint
Rock chips
Panels with prior conventional repairs or repainted panels
Previous damage unrelated to storm event In high winds, some damage may be caused by storm debris such as broken branches from nearby trees, solid objects being carried by high winds, etc
DETERMINING DENT SIZE: When using the sizing coin/magnet, the edges of the dent must be inclusive of the size of the measured circles to be considered that specific size. If the edges of the dent damage exceed the size of the circle on the magnet, then the dent is counted as being the next size up and will not be estimated at the size down or smaller than the actual damage. The affected area is to be determined by the PDR Technician and may include surface area greater than that of the measured indentation.
DENTS/PANELS THAT SHOULD NOT BE SUBJECT TO STANDARD PRICING: The following items can be added to an estimate and may incur additional repair costs. Additional items should not be limited to one per panel since each item independently adds to the time and difficulty of the repair. The vehicle and vehicle damage will be inspected to determine access and repair technique/difficulty. Items that may result in a longer, and/or more difficult repair and may incur additional repair costs include but are not limited to:
Tall Vehicles
Vehicle panels that require a technician to use the assistance of a bench/ladder in order to gain access to perform the repair.
Panels with Laminated Glass
Laminated glass is especially susceptible to damage. Special caution must be taken in order to properly perform a repair on panels containing laminated glass.
Extended Roof
Extra time and advanced techniques/tools can be required to properly repair an extended roof.
Glue Pulling
Glue pulling a dent(s) takes significantly longer to repair than the standard repair method. Some panels require the glue pulling method in order to be repaired properly.
Double Panels/Heavily Braced Panels
This should not be limited to roof rails, doors, and deck lids. This includes areas that are not typically involved in the discussion of double paneled areas. Front of hoods, tops of doors, door area underneath belt molding, quarter panels at front, and deck lids are often heavily braced. A panel is considered a heavily braced / and or a double panel when there is little to no direct access to the damaged area.
High Strength Steel (HSS) and Ultra High Strength Steel (UHSS)
HSS/UHSS have a higher Tensile Strength (MPa), resulting in a more challenging and time consuming repair.
Aluminum has less metal memory, resulting in a more challenging and time consuming repair.
Extra Thin Metal
Extra thin metal results in a more challenging and time consuming repair.
Panels with Sound Deadening
Sound deadening creates a barrier between the technician's tool and the damage, resulting in a more challenging and time consuming repair.
Poor Access
Extra/tight bracing and lack of factory access holes can create poor access.
Extra Large Panel
Unusually large panels can create leverage problems, access difficulty and require extra time and advanced techniques.
Ribbed Roof
A ribbed roof results in having to repair dents on concave and convex surfaces. Dents that are not on flat surfaces result in a more challenging and time consuming repair.
Deep Dents
Dent depth can be assessed visually by qualified technicians, or measured in mm using a depth gauge.
Over-Sized Dents
See section titled "DETERMINING DENT SIZE". With minute increases in size of the damage the difficulty of repair increases exponentially. Half dollar, Egg, Tennis ball, Baseball, Softball, and Grapefruit; should all be evaluated as their own respective categories.
Sharp Dents
The ratio between dent size and dent depth (determined by the technician), as well as metal type, may result in a sharp dents which require special technique and result in a more challenging and time consuming repair.
Multiple connected dents or one or more dents that fall in the affected area of another dent.
Stretched dents
Corner or edge dents
Dents on tight radius, extra stiff curves
Shop supplies, tool tips, glue supplies, solvents, tape, compounds, etc.
Corrosion Protection Refinishing/sealing undersides of painted panels where soft tipping is not an option
R&I labor times should be used to estimate time needed to remove and replace portions of the vehicle that cause obstruction to access points needed to repair damage. These items will vary depending on size/depth/location of the dents, vehicle age and condition, technician's experience, equipment, vehicle make/model, etc. Labor rates default by regional location.
R&I of any obstruction to enable visibility of repair area, on any vehicle, deemed necessary by the repairing technician, in order to gain access and/or leverage on the backside of the damaged area.
Lifting of the vehicle when needed to see, gain access, or perform the repair
Preparation of vehicle including but not limited to: removal of dirt/snow/ice, etc.
Light buffing if needed to see the damage and repair it correctly
R&I of aftermarket items
Areas of vehicle paneling with ribbon sealer
PCM/BCM reset, ABS, taillights, window memory and power liftgate, etc.
R&R pinstripe, vinyl decals, stripes, clear bra
Paint sealer, wax application/removal
Sound deadening, panel stiffening
Panel to bracing glue
Weatherstrip clips
Back glass on trucks should be considered for removal if any of the following criteria is met:
1. Glass is a single pane
2. Sliding glass window does not provide adequate access for a complete and proper repair
3. Vehicle has a ribbed roof Quarter glass on SUVs and coupes should be considered for removal if technician deems it necessary for a complete and proper repair.
Hood insulator pad
Removing and securing the panel in a workable position
Replacing the panel to original position on vehicle upon completion of repair
Hood scoops
Air deflector, bug guard Clear bra
Hood moldings, trim pieces, clips
Washer nozzles
Fender liners
Headlamps – Some vehicles require the front bumper to be removed to gain access to the headlamp anchor points for a full removal
Clear bra
Plow frame
Bumper guard
Side marker light
Air intake housing
Windshield cowl
Hood hinges
Deflectors / trim pieces located in engine bay, inner fender
Wheel flare
Appearance grill
Sound deadener
Door panel
Belt Moldings
Vapor barrier
Sound deadener
Aftermarket window visor
Exterior handle
Striker catch
Regulator assembly
Wire harness
Door removal as needed
Laminated glass window
Side view mirror
Tail lights – Some vehicles require the rear bumper to be removed to gain access to the tail light anchor points for a full removal Interior trim
Quarter glass
Fuel door
Computer modules
Sound equipment
Antenna motor
Bumper Wheel
Wheel opening trim / wheel flare
Fuel door repair
Tail lamp
Bed rail caps
Camper shell, tonneau cover
Rear wheel
Wheel opening trim, flares
Headache rack
Toolbox Bumper
Drip molding
Glue materials
Headliner R&I
Overhead console
Rear view mirror
Roof mounted A/V equipment
Liftgate/Hatch on SUV/Van/Crossover
Roof racks
Roof mounted antenna
Roof mounted 3rd brake lamp
Additional lamps
Back glass on coupes, trucks
Quarter panel glass
Sunroof including tray when applicable
Liftgate / rear hatch
Windshield and or rear glass
Restraint systems
Exterior adhesive trim
Drip moldings
Sound deadener materials
Interior liner
Removing and securing the panel in a workable position
Replacing the panel to original position on vehicle upon completion of repair
3rd brake lamp
Deck lid interior handle
Additional panel mounted lamps
Wiring harness
License plate trim piece
Backup camera
Interior trim
Removing and securing the panel in a workable position
Replacing the panel to original position on vehicle upon completion of repair
Liftgate mounted tire
Glass Moldings
Panel mounted lamps
License plate trim piece
Wiring harness
3rd brake lamp
Washer nozzles
Washer hoses
Wiper arm
Backup camera
Trim panel
Removing and securing the panel in a workable position
Replacing the panel to original position on vehicle upon completion of repair
Handle assembly
Latch assembly
Rail cap
Ladder assembly/grab bar
3rd brake lamp
Backup camera


text:
|Previous Close
|Expire Date
|Day's Range
|10.90 - 11.58
|Contract Range
|Open Interest
Despite having high-profile defections in the past week, Facebook's Libra Association proceeded with its inaugural members meeting.
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A software engineer at Facebook Inc. says he was fired for speaking out about his colleague's suicide at the company's Menlo Park headquarters.
Libra could be the ideal digital currency to benefit emerging markets owing to its technical expertise and secure blockchain technology.
The Facebook executive behind the Libra blockchain project says its developers are designing the cryptocurrency under the assumption that it could grow large enough to present risks to the economy.
There were variations among the dozen Democratic presidential candidates, but it was clear that the wealthiest, who own the lion's share of financial assets, were being targeted.
(Bloomberg) -- One of the sharper exchanges in Tuesday's Democratic primary debate centered on the crucial public policy question of what to do about President Donald Trump's Twitter account.During a broader back-and-forth over the power of large technology companies, Senator Kamala Harris repeatedly demanded that Senator Elizabeth Warren support her effort to pressure Twitter to kick President Donald Trump off the platform. In response, Warren steered the conversation to her commitment not to accept big checks from tech executives. Entrepreneur Andrew Yang, who had been lamenting the prevalence of smartphone addiction a moment earlier, jumped in to complain that Americans weren't getting paid for their data. "Who remembers getting your data check in the mail?" he asked. The exchange illustrated a wider dynamic of the Democrats' approach to tech. The candidates all agree that something needs to be done about America's technology giants. They just can't agree on what that something is.The need for a crackdown on large U.S. technology companies has become an area of bipartisan agreement, with Republicans and Democrats alike raising concerns about market power, privacy and the influence large tech companies have over political discourse. But unlike time-worn political flash points like abortion or gun control, the tech debate has yet to be boiled down to simple left-right bromides that candidates can repeat on the stump. The result was an unfocused conversation on the debate stage. Warren, who was treated as the frontrunner throughout the evening, has put out the clearest plans among the Democratic candidates. For months she's been calling to break up Facebook Inc., Amazon Inc. and Google. "I'm not willing to give up and let a handful of monopolists dominate our democracy and our economy. It's time to fight back," she said Tuesday. Yang said he agreed with her diagnosis. "Monopolies need to be dealt with," added Tom Steyer.But the conversation quickly shifted from antitrust to privacy to election security. And candidates weren't just thinking about breaking up Big Tech. Senator Cory Booker called for antitrust action that focused on everything from "pharma to farms" – referencing efforts to investigate consolidation in the pharmaceutical and agricultural industry. Most candidates focused their ire on Facebook and Twitter Inc. Harris's attempt to browbeat Warren into supporting her stance on banning Trump's Twitter account was notable for how it highlighted a parallel with Warren's own crusade to pressure Facebook to ban misleading Trump ads on Facebook. Warren declined to comply and called out Amazon's dominance in online shopping, saying that it held a much larger share of online sales than Walmart does of brick-and-mortar commerce. At another moment in the debate, Senator Amy Klobuchar brought up the Honest Ads Act, a bill she co-sponsored that increases disclosure requirements on who is paying for online advertisements. For his part, former Congressman Beto O'Rourke said that Facebook should be treated like a publisher, seemingly an allusion to a 1990s-era law protecting technology platforms from much legal liability for content their users post to their websites. "We would allow no publisher to do what Facebook is doing," O'Rourke said. On the other hand, O'Rourke said that he did not see it as the role of a presidential candidate to call out particular companies that needed to be broken up. It was a subtle dig at Warren, whose explicit plan to break up the companies has clearly made her the candidate who other candidates measure their own ideas on tech against. To contact the author of this story: Eric Newcomer in New York at firstname.lastname@example.com contact the editor responsible for this story: Joshua Brustein at firstname.lastname@example.com more articles like this, please visit us at bloomberg.com©2019 Bloomberg L.P.
Last week, lawmakers warned Libra Association members that they would share liability for issues with Facebook's planned digital currency.
(Bloomberg) -- Google's latest smartphone demonstrates how artificial intelligence and software can enhance a camera's capabilities, one of the most important selling points of any mobile device.The Pixel 4, the latest entrant in a phone line defined by its cameras, touts an upgraded ability to zoom in when shooting photos as its biggest upgrade. But the Alphabet Inc. company isn't going about it the way that Samsung Electronics Co., Huawei Technologies Co. or Apple Inc. have done -- instead of adding multiple cameras with complicated optics, Google has opted for a single extra lens that relies on AI and processing to fill in the quality gap.In place of the usual spec barrage, Google prefers to talk about a "software-defined camera," Isaac Reynolds, product manager on the company's Pixel team, said in an interview. The device should be judged by the end-product, he argued, which Google claims is a 3x digital zoom that matches the quality of optical zoom from multi-lens arrays. The Pixel 4 has two lenses with a magnification factor between them that's less than 2x, and the tech that extends that useful range is almost entirely software.The success of the Pixel's camera is instrumental to Google's broader ambitions: it drives Google Photos adoption, provides more fodder for Google's image libraries, and helps create better experiences with augmented-reality applications -- such as this year's new on-screen walking directions in Google Maps.Google's IPhone Retort: More Cameras and AI in New Pixel PhonesSuper Res Zoom, a feature Google launched last year, uses the slight hand movements of a photographer when capturing a shot -- usually a hurdle to creating crisp images -- as an advantage in crafting an image that's sharper than it otherwise would be. The camera shoots a burst of quick takes, each one from a slightly different position because of the camera shake, then combines them into a single image. It's an algorithmic trick that lets Google collect more information from imaging hardware, and potentially also a moat against any rivals trying to copy Google -- because others can't just buy the same imaging sensors and replicate the results.To augment its reliance on AI and machine-learning tasks, Google has designed and added its own Pixel Neural Core chip for the Pixel 4 lineup. It accelerates the machine-learning speed of the device and, again, is intended to differentiate Google's offering from other Android smartphones on the market with a Qualcomm Snapdragon processor at its core.The other major tool in Google's AI kit is called RAISR, or Rapid and Accurate Image Super Resolution, which trains AI on vast libraries of images so it can more effectively enhance the resolution of images. The system is taught to recognize particular patterns, edges and visual features, so that when it detects them in lower-quality shots, it knows how to improve them. That's key to creating zoom with "a lot smoother quality degradation," as Reynolds put it. With more than a billion Google Photos users, the U.S. company has a massive supply of images to train its software on.Among the other features that Google offers with the Pixel 4 is the ability to identify the faces of people that a user photographs most often and ensure that they're prioritized when capturing new snapshots -- making sure the camera focuses on them and that their eyes aren't closed, for instance. That use of software technology has defined Google's devices to date and is also evident in the way Facebook Inc., Amazon.com Inc. and Apple aim to employ their own AI systems.To contact the reporter on this story: Vlad Savov in Tokyo at email@example.com contact the editors responsible for this story: Edwin Chan at email@example.com, Peter ElstromFor more articles like this, please visit us at bloomberg.com©2019 Bloomberg L.P.
(Bloomberg Opinion) -- India's largest startup is ready to birth its own unicorn. That'd be unusual anywhere, but that it's happening in India offers some hope for the country's long-awaited tech renaissance. This is also great news for Walmart Inc. The U.S. retail behemoth paid $16 billion for 77% of India e-commerce company Flipkart Group in May last year. That deal included payments unit PhonePe — an early pioneer in the digital-wallet business — which Flipkart had acquired two years earlier. Now Walmart is engineering a spinoff as part of a $1 billion funding round that could value payment unit at up to $10 billion and give the retailer an 82% stake in PhonePe and Flipkart, India's Economic Times reported. From one $20.8 billion company 18 months ago, India will get two unicorns at a combined value of up to $30 billion.(1)There are already indications that PhonePe has shed its Flipkart training wheels. From 50% of its transactions three years ago, Flipkart now accounts for just 0.5%, Indian media outlet The Ken reported, citing PhonePe's head of strategy and planning. During Flipkart's annual Big Billion Days sale last month, PhonePe's logo no longer had top billing on the e-commerce website, according to The Ken. Instead it was listed as just one of the many payment options available to online shoppers. That PhonePe is preparing to fly solo is also a sign of India's maturing digital sector. Not only is the company willing to directly tackle rivals such as Alphabet Inc.'s Google Pay and Facebook Inc.'s forthcoming WhatsApp payments, but it's also managing to survive in the scary wilderness beyond the gates of Flipkart. (Survive, of course, is a relative term. It's likely still burning cash and posting losses, though at least it can keep up with well-funded adversaries, a key measure of success at this point in the game.)More broadly, the PhonePe spinoff would strengthen the case that a homegrown hero can hold its own when foreign rivals enter. Paytm, another Indian startup, is on the verge of landing a $2 billion round of funding from investors including Ant Financial, SoftBank Group Corp. and Discovery Capital Management which could give it a $16 billion valuation, Bloomberg News reported this week.Hopefully the momentum at both PhonePe and Paytm will spur more Indian entrepreneurship, feeding a rebirth in India's tech sector not seen since the IT-outsourcing boom two decades ago. While that gave us Tata Consultancy Services Ltd., Infosys Ltd., Wipro Ltd. and dozens more, most of those businesses focused on serving foreign needs. Now, a crop of stars is emerging to meet the needs of India's 1.3 billion people. It's not a big step from this spinoff to an actual IPO, a development that will put India back on the global technology map.(1) This assumes no reduced valuation for Flipkart.To contact the author of this story: Tim Culpan at email@example.com contact the editor responsible for this story: Rachel Rosenthal at firstname.lastname@example.com column does not necessarily reflect the opinion of the editorial board or Bloomberg LP and its owners.Tim Culpan is a Bloomberg Opinion columnist covering technology. He previously covered technology for Bloomberg News.For more articles like this, please visit us at bloomberg.com/opinion©2019 Bloomberg L.P.
(Bloomberg) -- Democratic presidential candidates vowed to rein in dominant tech companies through tougher antitrust enforcement, complaining that companies like Facebook Inc. and Amazon.com Inc. are too big and powerful.The candidates said Tuesday night at the Democratic presidential debate in Ohio that the U.S. suffers from monopoly power across the economy and they supported more vigorous enforcement of antitrust laws."We have a massive crisis in our democracy with the way these tech companies are being used, not just in terms of anti-competitive practices but also to undermine our Democracy," said Senator Cory Booker of New Jersey.The debate underscored that support for a tougher approach to dealing with big technology companies goes beyond Senator Elizabeth Warren of Massachusetts, who has called for breaking up Facebook, Google and Amazon.Warren called out Amazon specifically for running an online marketplace and competing with third-party sellers on the platform."You get to be the umpire in the baseball game or you get to have a team, but you don't get to do both at the same time," Warren said. "We need to enforce our antitrust laws. Break up these giant companies that are dominating – big tech, big pharma, big oil. all of them."Still, there were differences among them in approach. Andrew Yang said breaking up tech companies won't revive main street businesses. Former Texas Representative Beto O'Rourke said tech companies should be treated like publishers instead of like utilities. He criticized Warren for targeting specific companies, something he said President Donald Trump has done."We will be unafraid to break up big businesses if we have to do that," he said. "But I don't think it's the role of a president or a candidate for the presidency to specifically call out which companies will be broken up."Harris and O'Rourke criticized social media companies for unevenly enforcing their rules for political content. Their comments came days after Warren's campaign bought Facebook ads claiming Chief Executive Officer Mark Zuckerberg had endorsed President Donald Trump -- a falsehood quickly corrected in the ad itself but used to showcase that politicians can lie on the platform.Tech companies are facing rising bipartisan pressure throughout the U.S., and the Trump administration, Congress and even the states have quickly ramped up pressure on the companies, particularly on the question of whether they use their size to squelch competition.Alphabet Inc.'s Google faces antitrust probes by the Justice Department, and a separate investigation by a group of 51 attorneys general led by Texas who have demanded documents on the company's sprawling and lucrative digital ads business. The Federal Trade Commission is also speaking to third-party merchants who sell through Amazon, Bloomberg has reported.Both the FTC and Justice Department, which split antitrust jurisdiction, are also probing the technology sector general, as is a congressional committee led by Democratic Representative David Cicilline that issued extensive document requests to Facebook, Google, Amazon and Apple Inc. in September.After years of hands-off approach by policy-makers, Washington's concerns have followed a swift decrease in the public's positive attitudes toward big tech. Just 50% of U.S. adults said technology companies have a positive impact on the country, down from 71% in four years earlier, according to Pew Research Center survey results released July 29. Pew has previously found that a majority of Americans think tech wields too much power.\--With assistance from Ben Brody.To contact the reporters on this story: David McLaughlin in Washington at email@example.com;Naomi Nix in Washington at firstname.lastname@example.com contact the editor responsible for this story: Sara Forden at firstname.lastname@example.com more articles like this, please visit us at bloomberg.com©2019 Bloomberg L.P.
With tech stocks leading the market higher, Apple is separating from the pack, but Intel is not nimble enough to keep up.
(Bloomberg) -- The Facebook Inc. executive responsible for the embattled Libra cryptocurrency said he doesn't fault companies that pulled out of the project, adding that he's optimistic more organizations will sign on despite intense opposition from politicians who seem to fear financial innovation."I totally respect the fact that those businesses and those leaders have a responsibility to their shareholders, employees and stakeholders," Facebook's David Marcus said in a Tuesday interview with Bloomberg Television. "We are going to move forward. We are going to add more members."Facebook suffered a setback in recent days when a quarter of the membership of Libra's governing body, the Libra Association, defected from the effort amid pushback from regulators and lawmakers. Among those who stepped away are some of the association's most high-profile names, including Visa Inc., Stripe Inc. and Mastercard Inc.Visa, Stripe and Mastercard received letters earlier this month from Democratic U.S. Senators Sherrod Brown and Brian Schatz that urged the companies to "carefully consider" how they would manage potential risks associated with Libra before proceeding with the project. Asked if he thought the letter constituted a threat from the senators to the companies, Marcus responded, "I don't know, what did it sound like to you?" He added that such correspondence can have a chilling effect."For these types of letters to be circulated for a thing that is an idea -- a project -- and telling people you should not explore innovation," that is a concern, Marcus said. "The core of our financial system has not evolved much. Consumers all around the world are paying the price for it," he added.Facebook announced its Libra plans in June, saying the digital token would give consumers a low-cost way to make payments and transfer money across the globe. Regulators and lawmakers have expressed concerns that the coin would be used to bypass money-laundering rules and might undermine central banks' control over monetary policy.The Libra Association, which held its first meeting in Geneva this week, has said it has more than enough willing companies waiting in the wings to join the project. There are 1,500 organizations who have expressed interest in signing on, the association said, though so far only 180 of them meet the organization's criteria.Even if new backers do sign on, Libra is still a long way from reality. Facebook executives and the Libra Association have said they won't launch the currency until regulators in the U.S. and elsewhere have been appeased.Industry-watchers will soon get a fresh look at lawmakers' sentiment toward Libra. Facebook Chief Executive Officer Mark Zuckerberg is slated to testify before the House Financial Services Committee next week.To contact the reporters on this story: Julie Verhage in New York at firstname.lastname@example.com;Kurt Wagner in San Francisco at email@example.com contact the editors responsible for this story: Jesse Westbrook at email@example.com, Anne VanderMeyFor more articles like this, please visit us at bloomberg.com©2019 Bloomberg L.P.
The Yum! Brands chain pulled 2.3 million pounds of seasoned meat over fears it was laced with metal shavings
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On CNBC's "Fast Money Halftime Report," Jon Najarian spoke about unusually high options activity in American Airlines Group Inc (NASDAQ: AAL ) and Facebook, Inc. (NASDAQ: FB ). American Airlines ...
With the Dow rising, and risks from Brexit and the trade war lower, investors are apparently ready to take a little risk. They're selling utilities and staples and buying the market's most risky stocks.
Senator Elizabeth Warren and former vice president Joe Biden are both critics of how Facebook runs its huge advertising business.
(Bloomberg) -- Elizabeth Warren pledged Tuesday to forgo any high-dollar fundraising events if she becomes the Democratic nominee, a move that would make her the first general-election candidate to do so and could be a high-stakes gamble against a cash-rich incumbent and a well-funded GOP apparatus.But Warren would still accept high-dollar contributions from most people who choose to write her a check without getting special access or seeing her in person. She also vowed to refuse to accept "any contributions over $200 from executives at big tech companies, big banks, private equity firms, or hedge funds."Warren's pledge also wouldn't stop the party or super-PACs from raising vast amounts of money on her behalf. But it may stop wealthy donors from cutting big checks if they believe it won't help them get access to the nominee."When I'm the Democratic nominee for president, I'm not going to change a thing in how I run my campaign: No PACs. No federal lobbyists. No special access or call time with rich donors or big dollar fundraisers to underwrite my campaign," Warren said in a statement released by her campaign.Still, some Democrats fear it would put the party at a huge fundraising disadvantage against President Donald Trump, who's raking in vast sums of money from big donors by his own campaign and by super-PACs that support him.Rufus Gifford, the finance director for former President Barack Obama's 2012 campaign, has said Warren's earlier suggestions to avoid high-dollar events was "a colossally stupid decision" that would cost Democrats not only in the presidential contest but also in down-ballot races.But it also reflects her populist pitch to be a different kind of candidate who isn't corrupted by special interest money, and so far she has proven adept at generating small-dollar contributions that are envied by her party rivals.A Warren campaign aide said the decision to accept no more than $200 from executives and big tech or financial firms was "retroactive" and any contributions above $200 from those people would be returned.The aide also said that big tech companies under this guideline will include Alphabet Inc., which is Google's parent company; Amazon.com Inc., Apple Inc., Facebook Inc., Microsoft Corp., Lyft Inc. and Uber Technologies Inc.Nominees traditionally complain about the amount of time needed to raise money in a campaign and call for changes in financing presidential races, but then say they can't "unilaterally disarm" against a well-funded opponent.Warren's bet is that her pitch will propel her campaign in the Democratic contest -- where she's tied with Joe Biden for the top spot -- and mobilize many of the estimated 100 million eligible voters who didn't turn out in the 2016 election. Biden spends a significant amount of time raising money from traditional donor bases.It's unclear how Warren's pledge would apply to the Democratic National Committee, which can accept contributions from individuals of as much as $355,000 for various accounts, including $35,500 per donor that can be used to influence the election.And it wouldn't apply to outside groups like super-PACs, which under federal law cannot coordinate their activities with campaigns. In 2016, Priorities USA had more than 30 individual donors who contributed more than $1 million.Obama barred contributions from registered lobbyists and corporate PACs. The DNC was outraised by its Republican counterpart in 2012 by almost $100 million, yet Obama, a popular incumbent, won overwhelmingly against rival Mitt Romney in the election. The party lifted the bans in 2016, and the DNC raised $354 million compared to $343 million for the Republican National Committee.Warren often highlights her approach to fundraising on the campaign trail, reassuring prospective voters that her campaign is fueled by them, not big dollar donors."I don't spend my time at fundraisers for bazilionaires and corporate executives," Warren said during a town hall in Austin, Texas, last month. "I just don't do it."When asked whether her grassroots fundraising model could leave her without enough money to go against Trump in the general election, Warren was adamant that a flurry of contributions between $5 and $25 would be enough. Trump and the RNC raised $125 million in the first quarter, more than all of the major Democrats combined."If you think it's going to be all about scooping up a bunch of money from rich people, and then buying a bunch of TV ads, and that's how it is someone's gonna win, then, yeah, it looks like Trump's doing a lot here," Warren said recently in San Diego. "I just don't think that's how democracy works anymore. And I sure don't think that's how it's going to work in 2020. I think it's going to be about getting out and building a grassroots movement."In his battle against Hillary Clinton in 2016, Bernie Sanders relied primarily on small-dollar donors to raise $235.4 million through the end of May 2016, nearly matching the $238.2 million she raised over the same period.But Clinton also had joint fundraising committees that raised millions for the Democratic National Committee and state parties.Trump is using the same arrangements to build a huge financial advantage over his rivals. His campaign and the RNC, plus a pair of joint fundraising committees that raise money for each, have taken more than $300 million through this year, according to Federal Election Commission reports and totals announced by Trump's re-election effort.Warren has raised $60.2 million in the same period, including about $10 million she transferred from her Senate campaign.(Updates with Warren aide saying big tech donation policy was retroactive in eighth, ninth paragraphs.)To contact the reporters on this story: Sahil Kapur in Washington at firstname.lastname@example.com;Bill Allison in Washington at firstname.lastname@example.com;Misyrlena Egkolfopoulou in Washington at firstname.lastname@example.com contact the editors responsible for this story: Wendy Benjaminson at email@example.com, Max BerleyFor more articles like this, please visit us at bloomberg.com©2019 Bloomberg L.P.
The head of Facebook's blockchain project discussed the future of Libra, regulatory hurdles and improving commerce on the platform in a wide-ranging interview with Yahoo Finance reporter Brian Cheung in Washington, DC.
The "delete Facebook" trend is on the rise again. The hashtag started popping up on Twitter again after Politico reported the company's CEO Mark Zuckerberg was meeting secretly with conservative pundits. Yahoo Finance's Zack Guzman and Heidi Chung discuss with JMP Securities Managing Director and Equity Research Analyst Devin Ryan on YFi PM.


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Deep Creek (Hardcover)
Finding Hope in the High Country
W. W. Norton & Company, 9780393241020, 288pp.
Publication Date: January 29, 2019
Other Editions of This Title:
Paperback (1/7/2020)
Library Binding, Large Print (4/10/2019)
February 2019 Indie Next List
— Stan Hynds, Northshire Saratoga, Saratoga Springs, NY
View the List
On her 120-acre homestead high in the Colorado Rockies, beloved writer Pam Houston learns what it means to care for a piece of land and the creatures on it. Elk calves and bluebirds mark the changing seasons, winter temperatures drop to 35 below, and lightning sparks a 110,000-acre wildfire, threatening her century-old barn and all its inhabitants. Through her travels from the Gulf of Mexico to Alaska, she explores what ties her to the earth, the ranch most of all. Alongside her devoted Irish wolfhounds and a spirited troupe of horses, donkeys, and Icelandic sheep, the ranch becomes Houston's sanctuary, a place where she discovers how the natural world has mothered and healed her after a childhood of horrific parental abuse and neglect.
In essays as lucid and invigorating as mountain air, Deep Creek delivers Houston's most profound meditations yet on how "to live simultaneously inside the wonder and the grief...to love the damaged world and do what I can to help it thrive."


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Folding Travel Pad with Pocket and Handle
Take your pooch everywhere? Always looking for something to put down on a slippery patio chair? Need something to put in the Shopping Cart Basket?
We have the answer. Our travel pads are soft and fuzzy on one side and durable fabric on the outside. They fold up with a handle for easy carrying and an outside pocket for things like a water dish or pick up bags (not included).
Two sizes:
Small 20" x 20"
Large 25" x 25"
Designed and manufactured in dog friendly Palm Springs, Ca where we take our dogs everywhere.


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Birthday party at l'Aquarium de Paris
Celebrate your birthday at l'Aquarium de Paris
Celebrate your birthday with over 15 000 fishy friends at l'Aquarium de Paris. Invite your friends and we will take care of the rest. Only Wednesday, Saturday and Sunday. Do you want to celebrate your special day with sharks ?
Saturday and Sunday morning (3 -12 years old) :
10am - 10:30 am : Welcoming children
10:30 am - 11:45 am : Treasure hunt, a tour of l'Aquarium de Paris, fish feeding with our animator. Then they participate in fishing workshop.
11:45 am - 1pm : Lunch at the restaurant
After 1pm : You can visit the Aquarium and attend animations.
Wednesday, Saturday and Sunday afternoon (3 -12 years old) :
2pm - 2:30 pm : Welcoming children
10:30 am - 11:30 am : Treasure hunt, a tour of l'Aquarium de Paris with their parents (the group is not supported by our teams).
2:30 pm - 4pm : Treasure hunt, a tour of l'Aquarium de Paris, fish feeding with our animator. Then they participate in fishing workshop.
4pm - 4:30 pm : Snack with a slice of cacke, pastries, candy and juice.
4:30 pm - 4:45 pm : Delivery of gifts and rewards of treasure hunting
After 4:45 pm : You can visit the Aquarium and attend animations.
Saturday evening (12 -15 years old) :
5:30 pm - 6pm : Welcoming the groups and delivery of the "Scientific Journey" to each of the participants, as well as a bracelet.
6pm - 6:45pm : The young people visit l'Aquarium de Paris around an "aquatic adventure". One or two parents accompany them during this free visit.
6:45 pm : Meeting with a scientist and observation under the microscope of the evolution of jellyfish, followed by a tactile discovery of live jellyfish!
7:15 pm - 8:45 pm : Dance party with unlimited drinks (no alcohol), salty and sweet buffet, followed by birthday cake with candle fountain.
In parallel at this time, parents have access to the visit of l'Aquarium de Paris in its nocturnal configuration, with a glass of champagne (or soft).
The service ends at 9pm. Parents take over the supervision of young people. You have the possibility to visit l'Aquarium de Paris until it closes at 10pm.
Organise your birthday
For more information (prices, activities or additional questions), please don't hesitate to contact us by mail at firstname.lastname@example.com or by phone : +33 1 40 69 23 23.


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On-Demand Webinars
The MPF Program provides free, on-demand learning resources for our members. Some MPF webinars are recorded and made available on-demand. While we try to post only the most recent offerings, some of the information in these presentations may have changed since recording. Always consult the MPF Guides for the most current information about MPF products and procedures.
New MPF On-Demand Webinar offerings coming soon!
Construction to Permanent Loans: Guidelines for the MPF® Traditional and MPF Xtra® Products
This webinar will explore the eligibility requirements for construction to permanent loans delivered under the MPF® Traditional and MPF Xtra® products. The differences between single-close and dual-close transactions will be discussed along with guidance on determining loan-to-value ratios. General industry information about construction lending and terminology will also be included in this session.
Who should attend?
This presentation is recommended for:
- Loan Originators
- Processors
- Underwriters
- Closers
- Post-closing staff


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Ab Ovo
by Joseph Brodsky, from So Forth
Ultimately, there should be a language
in which the word "egg" is reduced to O
entirely. The Italian comes the closest,
naturally, with its uova. That's why Alighieri thought
it the healthiest food, sharing the predilection
with sopranos and tenors whose pear-like torsos
in the final analysis embody "opera."
The same pertains to the truly Romantic, that is,
German poets, with practically every line
starting the way they'd begin a breakfast,
or to the equally cocky mathematicians
brooding over their regularly laid infinity,
whose immaculate zeros won't ever hatch.


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Price: $24.95
Product ID : 1-59921-212-9
Manufacturer: Globe Pequot
E-mail to a friend
Please complete this form.
All fields are required.
Money Saving, Do-It-Yourself Ideas for the Farm, Arena, and table By Jessie C. Shiers and Jason W. Shiers. Money-saving and fun do-it-yourself projects for barn, riding arena and paddock or pasture. This unique book will be of interest to the entire horse-keeping family. There are instructions for small, useful projects such as like saddle stands and grooming boxes, how-to advice for ambitious undertakings such as barn and stall doors, details about making your own jumps, and indoor crafts projects involving sewing and cooking.


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Loveseats to Pair with the West Elm Eddy Sofa
One of the things I don't want to fall victim to (and that I'm prone to do, out of laziness) is buying all of my furniture and home goods from one store. For me that store is West Elm.
You probably knew that already.
West Elm products look great, but they are on the higher end of "affordable decor" and, to be honest, I have encountered a couple of duds. Plus, floor-to-ceiling West Elm doesn't exactly scream "I put thought into this," so I'm constantly trying to diversify my go-to shops.
Once we got rid of our oversized armchair we finally had enough space for a sofa. We chose the West Elm Eddy Sofa because it fit our budget and we liked the feather gray ready-to-ship color.
West Elm Eddy Sofa
- Price: $999 (we purchased it on sale with free shipping, so it was more like $700)
- Width: 82"
- Height: 33"
The low profile and clean lines of the Eddy Sofa made it our first choice. We purchased it and crossed our fingers, hoping it would be comfortable. The Eddy Sofa isn't the comfiest couch I've ever sat on - it has basically no lumbar support - but it does the job. I'll put it this way: it's a very good party couch, but it's not a great "lounge all day" couch. In the end that was what we wanted, and we're happy with our purchase.
The Search for a New Loveseat: Our Criteria
Now that we have a new couch, we are looking to replace the hand-me-down leather loveseat that we currently have. Our criteria for the replacement:
- Must have a design to complement the Eddy Sofa
- Bottom must be raised off the ground, like the Eddy Sofa
- Can't be significantly taller than the Eddy Sofa, which is only 33" tall
- Should fit a small space, around 65" wide or less
- Be conscious of budget (under $1000 seemed reasonable to us)
I scoured the internet looking for love seats. As I scrolled through hundreds of options, I wondered if our criteria was too limiting. To my surprise, I found 5 sofas that I would consider buying.
Although I'm not ready to buy a new loveseat right this minute (we have to buy gutters first), I thought it might be helpful to others to share what I found.
Side note: no, I haven't purchased any of these loveseats or sat in them myself. Yes, shipping might put some of these pieces at over $1000. Use your own discretion!
Dwell Home Sofa 2 Go Parlour Loveseat
- Price: $690 regular price ($456 at time of post)
- Width: 60"
- Height: 33"
This couch is currently my front-runner. If I did buy it, I would purchase different legs - maybe through Pretty Pegs, which I discovered today. I love the casual vibe, the exaggerated seams, it's the smallest couch at 60" wide, and ... that price. It's currently under $500, so this couch seems too good to be true. To be fair, it might be: it only has one review, and it's 3 out of 5 stars. I still might go for it, though.
Modway Empress Loveseat
- Price: $677 at time of post
- Width: 72.5"
- Height: 35"
I know, I know. This goes WAY over the limit of 65" wide. But at this price point, I feel like I had to include it. It's an affordable modern sofa and the legs mirror the Eddy sofa well. I think anyone would mistake it another West Elm piece. Just because we don't have room for this love seat doesn't mean no one else will!
I Love Living Astoria Austria Fabric Loveseat
- Price: $999 at time of post
- Width: 65.5"
- Height: 31.5"
Although it's the most expensive sofa on this list, this sofa has pillowy-looking cushions and positive reviews. And technically it's under $1000. I think this sofa looks like it's at least twice that price. Personally, I prefer the straight sofa legs to the angled sofa legs, but I think this couch looks so inviting and stylish that no one would care. I don't.
Ikea Norsborg Loveseat
- Price: $579
- Width: 60.5"
- Height: 33.5"
Gotta love Ikea. The Norsborg loveseat is another compact sofa that manages to combine comfy-looking cushions with clean lines. This is another sofa that would benefit greatly from different legs, but otherwise it seems promising. Plus it has nifty side pockets to store remotes and other items.
Article Ceni Loveseat
- Price: $799
- Width: 61"
- Height: 31"
My sister has an Article couch and she loves it, so I always go over and check what they have. Most of their sofas seem wide and luxurious, so I was surprised that the Ceni loveseat was just over 60" wide. And at 31" tall, it's fairly low to the ground. I feel that the dimensions would pair well with the Eddy. Bonus: it comes in several ready-to-ship colors.
You'll notice there are no leather options. With the $1000 budget limit, leather wasn't happening. I'm okay without a leather couch. Although they look great, we have so much natural wood in our home (wood floors, wood furniture, etc.), it's nice to get away from anything else that is brown.
I also created a Pinterest-friendly chart below to help sort out all these sofas on-the-fly. To be secretly helpful, I also tried to size the images to scale so you can see how they compare to the Eddy.
I hope you found this guide helpful! Have a favorite one? Let me know inn the comments. And if you are a fellow Eddy Sofa owner and have more pairing suggestions, feel free to write them in the comments, too.
Happy loveseat hunting!


text: The Huawei Ascend P1 is a sleek and powerful Android smartphone with a slim chassis that measures only 7.69mm. The Android 4.0 OS is powered by a dual-core 1.5GHz processor for impressive multitasking and ensuring even the most demanding tasks run smoothly. The 4.3-inch Super AMOLED touchscreen delivers super rich graphics and acts as the viewfinder for the 8-megapixel camera. Dual-LED flash, autofocus and geo-tagging as well as HD video recording ensure you get impressive image results and there is a 1.3-megapixel front facing camera for video chats. Social network integration ensures you are always up to date with the latest wall posts and tweets and with 3.5G, DLNA, Bluetooth, GPS and Wi-Fi on board you will always find the right connection option. The feature list is endless with this handset such as Dolby Mobile 3.0 Plus sound enhancement, TV Out and a document viewer as well as a photo editor, multimedia player and an expandable memory up to 32GB. The Huawei Ascend P1 manages to pack all these great features into its tiny dimensions and here you can compare the best mobile phone deals for this fantastic Android phone.Read review »


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Tamil superstar Ajith and director Siva are teaming up for the 57th film of the former's acting career.
Catch had previously reported that the shooting schedule of the untitled film will begin in London on 15 July. However, according to the latest update, Sathya Jyothi Films - the production house that is bankrolling Thala 57 - plans to kickstart work on the film sooner. The decision has been taken in keeping with the auspicious Tamil month of Aadi - which falls between 16 July to 17 August. This period is considered to be an inauspicious time to conduct poojas for films and to start new projects.
The film, which will see Ajith play a double role, will be actor's third outing with director Siva. The duo's previous films, Veeram and Vedalam were huge hits at the Box Office. According to reports, one of Ajith's roles in the film is that of an FBI agent.
The names of Kajal Aggarwal, Anushka Shetty and Irudhi Suttru fame Ritika Singh are doing the rounds for the female lead of the film.
An official confirmation about the shooting date, the title of the film and the female lead is expected soon.


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Here are a few tips to help you reach your health and fitness goals :-)
1. Feeling healthy and fit isn't a goal! A "feeling" isn't a goal, it's a reward and you need to figure out what you can do to bring this about. Do you want to squat a 100kg? Do you want to run the Dublin Marathon? Do you want to master a new yoga pose? When you achieve this reward (or feeling) you will feel not only healthy and fit you will also feel strong, confident and empowered.
2. Find something that works for you! Just because everyone else joins a gym doesn't mean you have to. Going to a gym isn't for everyone and it's totes OK if you are not into it .
3. Find something that is fun: If you are not having fun, you won't last. Exercise is fun. It is not a reward or punishment. Exercise should be something we do because it is fun and empowering. It makes us smile and is one of the best possible mechanisms to experience progress in life.
4. Write your goal down. Surround yourself with your goal everywhere you go! Make it your screen saver or write it down on a piece of paper and keep it in your wallet.
5. Condition yourself! Identify one little thing you need to do to bring you closer to your goal and do it every day. There is so much power in the little things, or the ritual, so master this and become unstoppable.
6. Visualise yourself achieving your goals. See yourself crossing the finishing line in your first ever Dublin Marathon :-)
7. Demand a high standard. Make it a must to succeed and you will!
8. Come from a position of strength. Be motivated by positive change and progress. Do not use fear or hatred to motivate yourself. Motivate yourself using inspiring, positive and rewarding goals (For e.g I want to run the Dublin Marathon because I know it will make me feel strong and NOT I want to run the Marathon because I need to loose 10lbs because I feel fat and lazy <--- That will not work!!!)
I like making goals, accomplishing them and working with people on theirs too. I like what goals can inspire and alleviate.
The right goal can turn survival into thriving and boredom into excitement
8 Tips to Help You Reach Your Health and Fitness Goals
Here are a few tips to help you reach your health and fitness goals :-)


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It is important that by making this investment you are able to enjoy your photographs every day and for years to come. We strive to offer simplicity in our pricing and no hidden fees.
Standard Session fee -$300
Add $25 per person if group is larger than 4 individualsAdd $75 per location if multiple locations are requested What's included:Minimum of 20 edited and full resolution digital files from session Online viewing, sharing and ordering for one month after session *All locations within a 30 mile radius are included in the price. Locations outside of this distance may include additional charges. *Studio Sessions are not available at this time.


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Cheap prices from over 900 car rental suppliers
7-SEATER rental cars available in Oaxaca - Airport (OAX), Mexico
Look over our great 7-SEATER Oaxaca - Airport car rental deals and select the most suitable offer. Find out car rental models, their prices, and suppliers of 7-SEATER rental cars that are available in OAX Airport.
7 seater
Dodge Caravan
$65.88 / day
Chevrolet Spark
$25.92 / day
Hyundai Accent
$27.00 / day
Volkswagen Vento
$30.24 / day
Jeep Patriot
$55.08 / day
Information about 7-SEATER car rental class in Oaxaca - Airport (OAX), Mexico
The name of this car rental class speaks for itself, as it entitles that these cars have 7 seats unlike smaller 5-seat vehicles. These additional 2 seats not only allow travelling in a larger group of people, but also provide some extra space for luggage and personal possessions. Due to this, 7 seaters are often chosen for family holidays or large group trips.
It is sometimes a better idea to rent a single car with excessive space instead of renting 2 separate vehicles to fit a big group of people. If space is one of your top priorities while choosing a rental car, the oversize rental class will be an excellent decision for you.
7-SEATER OAX Airport car rental
7-SEATER car rental class in Oaxaca - Airport is presented by the following car rental models: Dodge Caravan, or similar 7-SEATER rental vehicles.
Best suppliers of 7-SEATER Oaxaca - Airport car rentals
To make the best choice of 7-SEATER car rental deal in Oaxaca - Airport [OAX], pay attention not only to car rental model and its price, but also to car rental vendor who provides this deal. Car rental agencies that offer 7-SEATER vehicles in Oaxaca - Airport have different car rental conditions and rating average scores from our previous customers.
The biggest variety of 7-SEATER car rental deals in Oaxaca - Airport is provided by ALAMO EHI.
ALAMO 60 reviews
7.3 / 10
Hertz 111 reviews
4.9 / 10
Europcar 82 reviews
3.4 / 10
FAQ - 7-SEATER rent a car in Oaxaca - Airport
How to book 7-SEATER car rental in in Oaxaca - Airport?
Start typing the necessary pickup location and return address in the search form and select the most suitable one from the drop-down list. Choose the required date and time of your rental. On the search results page, you will be able to filter and sort all car rental deals based on your preferred car rental class.
What is the cheapest 7-SEATER car rental in OAX Airport?
The cheapest 7-SEATER car in Oaxaca - Airport is Dodge Caravan from europcar. The current relevant price is $65.88 per day.
How much will I spend on fuel for 7-SEATER car in Oaxaca - Airport?
The gasoline prices near OAX Airport varies from $2.80 to $3.51 per gallon.
So, you will spend about 6.2 $ to drive 7-SEATER car for 100 km. A 100 US mile drive in 7-SEATER vehicle will cost you approximately 9.9 $.
What do I need to have when picking up 7-SEATER rental car in Oaxaca - Airport Airport?
Generally, it is enough to present:
- A full driving license. UK licence holders also need to provide the photocard. If your Driving licence is not in the Roman alphabet (i.e. in Arabic, Greek, Cyrillic, or Chinese), you are required to bring an International Driving Permit along with your domestic licence.
- A valid photo ID (passport or national ID).
- A valid credit card in the name of the main driver. It is needed to pre-authorise a car rental deposit at the rental desk.
How old do I have to be to rent 7-SEATER vehicle in Oaxaca - Airport Airport?
You usually have to be between 25 and 70 years of age to rent 7-SEATER car in Oaxaca - Airport. Age restrictions of car rental companies in Oaxaca - Airport differ dramatically.
If you fall outside these age limitations, you always can find car rental suppliers who will allow you to rent a vehicle on condition that you pay an additional young driver surcharge or senior driver fee or purchase additional insurance.
Is it possible to rent 7-SEATER car one way?
Yes, some vendors provide one way 7-SEATER car rentals in Oaxaca - Airport. Be attentive when selecting a provider. If you are looking for one way rentals, be prepared that some restrictions and additional payments may apply. Don't forget to contact the company to make sure of actual availability and cost of one way rentals.


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Dawn drove us into Braggs to pick up our mail. We have a wonderful friend that sends us our mail about once a month.
We also went into Muskogee to K-Mart to pick up a 6' ladder (Cosco) I noticed the other day and didn't buy. This ladder is way too cool. It is lite weight, has a carrying handle, a paper towel holder and it has a large step at the top. Our current ladder wasn't tall enough to allow me to blow off the top of the slide-outs. I didn't want a heavy ladder that I would have to man handle in order to use it. I wanted something lite weight enough that I could handle by myself. This is the one! It was a good price too, $49.99. That's lite on the wallet too.
On the way back to the state park we stopped off at a produce stand. We bought a green tomato, new potatoes, okra and squash. I can't wait for dinner!!!
Travel Safe Dawn and Denise