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Since 2015 our Chairman, Gerry Kassab, has worked alongside Richard Collins and Nick White, managing Insight's growth from an office with four desks to a team of fifteen, spread across the country.
Having travelled across the globe working as a management and change consultant, Gerry brings a wealth of business experience to Insight – drawing upon ten years' private and eighteen years' NHS experience.
Over the past few months, Gerry, has been undertaking a sabbatical. I spoke to him about his reasons for this and what he hopes it will achieve – as well as what he has been filling his time with.
Hi Gerry, tell me a little bit about why you decided to take a sabbatical.
The short answer is that I have been working since graduating from university forty years ago – so I feel I am more than due a rest. Over the past few years I began to feel slightly jaded and with my kids leaving home, I decided to take a break and refresh myself by pursuing personal goals and ambitions.
Crucially, however, I felt Insight were in a position where they could handle me taking a step back. I would not have taken this decision if I did not feel that Richard and Nick could continue running the company seamlessly. As a team, Richard, Nick and myself have ensured that the company is built on a strong structure and management team – allowing me to lessen my involvement.
And how have you been keeping busy?
This year I have taken a keen interest in cycling. I began building up my fitness by taking part in public races called 'sportives'. After participating in a few of these events I booked a cycling trip in Spain. There I cycled the 'Via de la Plata', covering 1000km along a historic pilgrimage route. The route began in Seville and finishing in Santiago de Compostela via the city of Zamora (pictured above). It was a fantastic journey that lasted 22 days. I encountered a variety of temperatures and terrains, ranging from 28°c and flat plains in the South to 9°c, rain and steep climbs in the North – with one extreme climb of 1,200 meters in a day.
In part, my decision to take up cycling was a reaction to being diagnosed with diabetes. Thankfully, exercise and managing my diet has allowed me to keep the condition under control.
Any plans for the future?
Lots! I want to continue cycling and increase my fitness even further. I have my sights set on completing the Euro Velo 6, which is a cycle route that stretches from the Atlantic coast of France to the Romanian city of Constanța on the Black Sea, covering 2,270 miles.
I am also planning to go trekking in Bhutan. This ties in with one of long held interests in Buddhism and meditation, something I have been practicing for over ten years. And finally I am aiming to take part in some VSO work abroad.
How has this change in lifestyle affected your role within Insight?
I still keep good contact with Richard and Nick. I attend board and key strategy meetings and my network is still used by the consultants, but my position is much more of a non-exec overview rather than a day-to-day role. This works well for myself but also for Insight. It allows me to take a step back and view the company more from a strategic perspective as well as helping Richard and Nick in a mentoring position.
This step back has meant that Richard and Nick have both developed quickly and made the business their own. They have moved increasingly from working in the company as recruiters to working on the company as board members, which has solidified the structure of Insight and allowed the business to grow.
From a personal aspect, my break has revitalised me and returned a degree of hunger to come back and engage with an increased level of clarity and an altered perspective. I'd highly recommend a sabbatical for anyone in a similar position.
Alex Kassab
Latest posts by Alex Kassab (see all)
- Insight Expands its Procurement Division with the Addition of Our New Transport, Utilities and Local Government Specialist, Taj Singh. - August 16, 2019
- Insight Demonstrate Quality, Reliability and Value for Money with Place on New Non-Clinical Staffing Framework - July 31, 2019
- George Hutcherson Promoted to Senior Consultant After Excellent Year - July 18, 2019
- Insight in the Mountains - October 8, 2018
- Insight Continue to Expand Property and Facilities Management Division with Appointment of George Hutcherson - April 9, 2018


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Ep #63 | All In/
Dan D'Aquisto (Duh-qwist-oh) is the Cofounder and Chief Revenue Officer of 2ULaundry. Dan grew up in a small hockey town outside of Minneapolis, MN called Red Wing, home of Red Wing Shoes. Dan grew up playing hockey before graduating and attending the University of Minnesota pursuing a degree in Marketing. After school, Dan worked in sales for a fast growing startup in Minneapolis called Sports Engine which recently sold to NBC Sports. In late 2015, Dan quit his job, packed up his car, broke the lease on his house, broke up with his girlfriend, and moved to Charlotte, NC to go all in on starting 2ULaundry. To date, 2ULaundry has raised $3M in venture capital, is a Techstars alumn, has 75 employees, live in Charlotte and Atlanta, and just recently opened the first of its kind retail laundromat in Charlotte, NC in partnership with Electrolux. 2ULaundry is looking to raise its Series A within the next 6-8 months for expansion.
Shantel: Hi, Dan. Welcome to the Imagine More Podcast.
Dan: Hello, hello. Thanks for having me.
Shantel: Of course. We're friends offline, too, but we're so excited. I'm thrilled for you to share your story of starting 2ULaundry with all of our listeners, and I suppose, to kick things off, can you tell everyone what 2ULaundry is, and then we'll dive into a little bit more of how you guys started?
Dan: Yeah. Yeah. No problem. 2ULaundry is everyone's dirty little secret. It's innovating the solution to the world's most hated household chore, which is, obviously, laundry, so now, with just a simple text, you can sign up for our service, schedule pickups with customizable cleaning preferences. We'll actually pick up any laundry, dry cleaning, hang dry that you have from right outside your front door, clean it to your exact preferences, and bring it back the very next day perfectly clean, folded, hung, so you don't have to do laundry or make those annoying trips to the dry cleaner's anymore.
Shantel: I love that. I don't think I've heard the tagline "dirty little secret."
Dan: Yeah-
Shantel: A good one.
Dan: ... that's new. Yeah.
Shantel: That's great. I actually, and I kid you not, I put in an order yesterday, and so it should be getting delivered any time, maybe even when we're on the show.
Dan: Yeah, you might get that text message.
Shantel: Yeah. Well, how, I mean, how did this idea come about?
Dan: Yeah. I wish I could take the credit for it, but it's not like my co-founder and I invented anything new. We really took a traditional problem that a lot of people have at home, or an annoyance and an errand, and layered on an incredible customer experience and technology and brand to create 2ULaundry. The actual idea stemmed from my co-founder, who went to school at Wake Forest University, where he ran basically a laundry pickup and delivery service for college kids. At Wake Forest University, the funny thing is, laundry is actually included in tuition, where the kids can do it for free, but he somehow convinced all these parents to pay for a subscription laundry service for their kids to quote-unquote "focus on school more" versus doing laundry. The idea took off. He grew it. His sophomore, junior, senior year, ended up becoming a finalist on Shark Tank with that same idea and then ended up selling the business to his, to some incoming students at Wake Forest. It was definitely an entrepreneurship class project, essentially, where it all stemmed from, and then he ultimately reached out to me after we had our big boy jobs and came back together, and we wanted to decide to go in on essentially starting 2ULaundry and really finding an idea to be able to work together. We were both at stages in our lives where we wanted a big change, and we were becoming complacent in our traditional careers. We've always been entrepreneurial-minded, and we thought this would be a good time to tackle a problem that we knew was getting bigger, especially as we saw companies like Uber, and Lyft, and Postmates, and DoorDash, all starting to blow up with this convenience and service economy. We looked back at our roots and found Alex had some success with this laundry, and laundry is a recurring, habitual chore, and if somebody can find a solution to make it easier and better in today's world, we thought there was a kind of a win-win recipe there, so we decided to join forces and go all-in on starting 2ULaundry in Charlotte, North Carolina, in January of 2016.
Shantel: Wow. Well, Alex sounds like a heck of a salesman, too, convinced all of those parents.
Dan: Yeah, no, it was exciting. Then he convinced me. I was actually in Minneapolis at the time working at my job. He was down in Charlotte, working for Ernst & Young as a consultant, and we were talking about business ideas and what we wanted to do and started talking about laundry, and literally after one conversation, two weeks later I was living in Charlotte. No plans, no idea where we were going to begin. I quit my job in Minneapolis. I actually broke up with my girlfriend, broke the lease on my house, packed up my Jeep, and literally drove 20 straight hours to Charlotte to take advantage of this opportunity and kind of make a pretty big change in my life. I was 24 at the time and really saw an opportunity that I wanted to jump on, and Alex was very convincing. He's a guy that, he's my brother. I mean, he's a very close friend of mine since third grade, and we knew it would work out, no matter what we put into it.
Shantel: Well, you don't sound like a risk-taker at all.
Dan: You got to go all in.
Shantel: I mean, if you don't mind me kind of getting into the personal piece of this, but you quit your job, and I'm sure for a lot of listeners wanting to start something, that's scary, because it's the stability gone. I mean, did you save a ton before starting this, or you got lucky with some seed investment, investors?
Dan: Yeah, so I didn't save up a ton. I was not a smart 24-year-old with the money that I was making. I had a great job. I was living the life that I wanted, and money was the motivator at the time, but I was definitely not good at saving it, and to be honest, the opportunity, I think I found myself in a world where I really had this opportunity where I knew I was complacent, and I really, really wanted to make a big change in my life. It kind of, the stars aligned, and this was the opportunity that I knew I had to go all in on. Part of that was quitting my job and moving to Charlotte to start it, because we knew we wanted to start the business in Charlotte, so any risk-takers out there, I mean, I don't think being an entrepreneur is something that you can dabble in and do 50% of the time. Whatever that 100% is and whatever going all in means to you is what you have to do, and to me, going all in meant I had to basically physically be in Charlotte, and I knew the decisions I had to make to get there. The funny thing was, going back to the question you asked was, did I save any money, and I didn't. I think that ultimately molded me into who I am today, really going back and looking on like, I really believe in constraint equals creativity, and when you have constraints on your financial budget, you get pretty creative, and you hear the stories, like Mark Cuban, who made like ketchup and mustard sandwiches, or whatever it was, for the first year. It didn't get that bad, but we were very creative. I mean, we were living five guys in a three-bedroom, 1,000-square-foot condo. I was sharing a room with my two best friends, three queen mattresses on the floor, paying $200 a month in rent for a year. Alex and I didn't pay ourselves for about a year and a half because we wanted all the money to go back into the business. We just really, truly believed that all resources had to be in the business and making the business grow. That ultimately meant our priorities had to change. There was no more being 24 and going out and having fun at the bars. Our whole lifestyle changed completely, and looking back on it, I wouldn't change a thing. We're still have that same mindset. We're very scrappy. We figure things out. We solve problems really quickly. We make a lot of mistakes, but we learn from them, and one mistake, or I wouldn't call it a mistake, the one thing I learned from is definitely having to go all in and getting creative with how you basically not only keep yourself afloat, but the business afloat. In today's world, there's a lot of opportunities to make money to keep your business afloat. One specific example we had was, every single morning, Alex and I would wake up at 6:00 AM, and we both had cars, and we became Uber drivers, and we would work, we would drive Uber from 6:00 AM until 9:00 AM every single morning, get back to our condo, which was our office, essentially, and worked for 10, 12 hours on 2ULaundry and getting it up and running, and then we'd go out during the busy time, 5:00 PM to about 9:00 PM, to drive Uber again. We did that for a really long time to make ends meet, just personally from a financial perspective. Looking back on it, those are the things, again, that I think have attributed to why we are, or why we are where we are today, and it ultimately kind of defined us as individuals, and leaders, and founders, and I think allows us to feel comfortable to tell our story of really going all in, and like this is the true startup story that we lived through to make it happen. It's ultimately part of the story that we're writing, which we believe heavily in.
Shantel: I'm hopeful that you guys aren't still on the three queen beds on the floor, you've moved on-
Dan: Nope. Nope.
Shantel: ... from that.
Dan: I've grown up. I have my own place in Atlanta now-
Shantel: Nice.
Dan: ... and everyone has their own rooms, but it was fun. I mean, it's part of the story. We joked about, I mean, we literally had a master bedroom with three queen mattresses on the floor and a dog, a Golden Retriever at that, which wasn't a small dog, and we were just living and working, living and working. It's just really funny to look back on, pictures, videos, and just really thinking how far we've come along. It really, truly does keep you humble.
Shantel: Certainly, and I think it's so interesting, I'm glad you shared the Uber piece, too, and I wonder if, looking back, you guys were experiencing that customer journey on a very, on a brand that was kind of forefront and really setting a new trend or a new path of kind of this ease and outsource. You can probably speak to it a little bit better, but what I'm trying to, you put yourself in a situation of a company that was doing what you were trying to do, just in a different vertical, and I'm sure you learned a ton by just integrating yourselves in that way as well, indirectly.
Dan: Yeah, no. No, completely spot on. I mean, looking at the trends in basically 2010 to 2012, 2013, when Uber and Lyft and these companies started, it was hyped up, and it was this gig economy, shared economy, services, outsourcing, etc. Uber was one of those companies where it's crazy, like, "What do you mean, you're expecting me to get into somebody's random, somebody random, their car, they're going to drive me to my destination, and I'm not going to take this yellow taxi, and I have to trust this person, and it's all through an app, and I'm not even going to be able to talk to them, etc., etc.?" It really helped us define what are the customers, what's the customer experience? What do customers what? What is somebody like Uber, who has millions and millions of dollars, doing with their money? How do they get people to break down that barrier to make it kind of like a normal thing with their life? Laundry, outside of cities like New York, San Francisco, it's one of those things that nobody does outsource, and we're this new company in Charlotte that is defining this message that's saying, "Hey, stop using that washer and dryer you have," or, "Break this habit that you have," which I think is really powerful. Something that's really resonating with me today in our messaging is, our competition isn't your local laundromats or your local dry cleaners. It's really your washer and dryer that you have at home, but more holistically, it's the habit that you have, your inner habit, where you do the laundry yourself because you have machines, but we're ultimately enabling you, as consumers, to not spend the time on things that are very mundane, and recurring, and provide a very high-quality, awesome customer experience. We really learned that from companies like Uber, and Lyft, and even I look at Warby Parker and Casper and just the brand and the customer experience that they're building into a lot of their business models has driven a lot of the influence in where 2U is today.
Shantel: Yeah. It's so interesting. You just also mentioned Casper and Warby Parker, and maybe I fit the demographic of all these companies, but I use all of these companies, and I'm a customer. I imagine you're kind of being able to, with 2ULaundry, you're getting in this subset of other companies that are doing something simpler, and people are craving that and jumping on it, and I mean, it doesn't take a ton-
Dan: Yeah, it-
Shantel: ... of convincing.
Dan: No, yeah, it's, if you have something as practical and tangible as laundry, and everybody has to do it, nobody likes doing it, there is a few people who say they do, but do they really? It's something that if you can layer on an incredible, professional-looking brand and customer experience that is just so easy to use and understand, you have a winning recipe, and it really just comes down to economics if you, as a business, can make it work financially. Warby Parker and Casper have just simplified the user experience and the customer experience in general. It's like an Allbirds. Allbirds goes in there as well. They do one thing really, really well, so we want to do one thing really, really well. We want to be really good at cleaning clothes and laundry and dry cleaning. That's where you see these companies just finding their niche, and then they can expand later on, just get really good at one thing. Amazon was really, really good at selling books, and look where they are today. I think that's super motivating and helps build a passion around entrepreneurs' kind of vision today of what can it be, but really starting in a niche and finding those 1,000 customers who just love your brand, the 1,000 advocates, and then going from there and layering on that vision that we have along the way.
Shantel: Certainly. You mentioned earlier on just having this innate scrappiness, and something that we use in the office quite a bit is the word "grit." What I'm finding, and I would love to hear your experience too, you're not super small anymore. You're not working out of a house. You are growing and scaling, and as you get bigger, naturally you have to introduce new process, and systems, and compliance, and kind of the stuff that is not fun and kind of takes away, takes a ton of time, and it's not naturally as scrappy, so how have you adjusted? I mean, are there, now you guys have employee handbooks and process documents. How has that felt for you? Maybe you can elaborate a little bit.
Dan: Yeah. I mean, it's a great question. In the early days, and however long that takes you for some startups, you're scrappy. With us, I look back on it, and I wish we could be in that ... That was the, that has been the most fun of, that is zero to one. I think we're past the zero to one stage, and that whole zero to one stage was making a ton of mistakes, but it was a lot of learning, and just going, and we were just moving fast. People were scrappy, the way that we were spending marketing dollars, and getting the word out there, and going to local events, and putting flyers on people's cars, and all this random stuff to hustle and build the business, but then you obviously have to hit a professional, more of a professional standpoint. With us, that was when we hired our HR director and because we were doing a lot of recruiting and hiring, and then we ultimately had to have a lot of these processes in place. It's been tough, and we're still going through it. I wish I had a perfect answer for it, but we are starting to define this playbook that we need to build. I look at this as like a McDonald's or a Chick-fil-A. They've been really good at building this playbook and then replicating that playbook, and that's essentially what we're trying to do with 2ULaundry is build this playbook that we can scale upon. A lot of what it comes down to is the processes and compliance that you have in place to operate a business in today's world, and everyone, we've just built this ... I think it's all around the culture and the mindset that you have, is part of our core values that we have here at 2ULaundry. One of them is scrappiness, and then do things that don't scale, but it's also really tough, because, again, like you said, you need to have those things in place. Everyone just needs to have that open mindset, and open to learning and getting feedback, and I think it just comes down to how you manage the people and expectations, and roll things out, I think, is clear. We start with the leadership team who ultimately communicates it down to the people they're working with, and it's just an easier message to deliver when you're talking about rolling bigger things out, like benefits, or an employee handbook, or a guide that we need to train against. We've just been very methodical in how we approach the end of the funnel who are going to be using it day to day, and it just comes down to communication and clearly communicating what needs to be done.
Shantel: Certainly. Was the HR director an, pretty early hire in kind of the, in your org chart, essentially?
Dan: Yeah, I think we should have done it sooner, but, I mean, we're about two and a half years old now, so I would say it's still pretty early for us, but we have it in place because we have a lot of manpower operating our business, so we're not, we're a tech, we have layers of tech, but we're not a SaaS or a business that you can just scale with technology. A lot of it comes down to people, and our people are our business. They're the ones who keep the machine running every single day, and without them, we wouldn't have a business, and those are our drivers who are on the road, operating our vans. Those are our facility workers who are in there actually sorting, folding, cleaning the clothes, packaging them up, and those are all W-2 employees that we have, so we knew really early on to build this culture, this retention, this great foundation for us to scale, and with people, was ... It has been very difficult, and the HR director hire has probably been one of the best to date to kind of formalize a lot of that, because filling the top of the funnel on the marketing side with customers, we need to fill the top of the funnel on our operations side with people who are actually operating. It was definitely a no-brainer of a decision and something we realized we probably should have done a little bit sooner, given the volume of, actually, people we need on the backend.
Shantel: Well, thanks for sharing that. Yeah, it's interesting. I don't think we're in a place yet to bring on an HR director, but oh, boy, does it sound nice to have someone to help with onboarding, and recruiting, and paperwork.
Dan: No, it makes sense, because it sound, and from what I've known about Imagine, and even how we look here at 2ULaundry, culture's the biggest thing. You want ... I mean, these are people who, essentially, you're bringing into your family, and that's the way I look at it. I mean, I want to be spending more time with these people internally than I do with my family, and that you just have to be on the same page, so recruiting and onboarding are probably my favorite part of our business, and something I am very, very, very passionate about, and bring that again, that methodical approach to hiring and understanding people. I think that's one of my strong suits and skillsets, and I'm very thoughtful in the process when it comes to recruiting and onboarding, because that kind of sets the stage for how they'll interact day to day with your business. Like anything, if it doesn't start off great, it's going to be a rocky road to the top, and mitigating those road bumps early on is key and huge, and especially in the early stage of startups where cash is king. It's really expensive to hire people and onboard people, and a lot of people don't know that or understand that, so slow to hire, quick to fire is our big thing in startups, and I back that 100%. I mean, we have a very, very lengthy interview process that we put everybody through because, again, we're bringing family members onto our team, so we kind of bring that approach, in all aspects, from marketing, to HR and hiring, etc. It's definitely something that a lot of people should be aware of.
Shantel: During that onboarding process, do you mind elaborating or sharing ... I mean, do you sit down ... You're doing the one-on-one training, or you're just checking in every day. Kind of what is the cadence now, at the size you guys are in, to make that new teammate feel welcome?
Dan: Yeah, I think this is really relevant. I actually have a new marketing analyst starting tomorrow who I've been building out today, and my calendar has all been onboarding, scheduling. To me, the way that we do it today is, obviously, they sit with our HR director for a couple hours, just doing the regular onboarding of getting access to email, and payroll, and Dropbox, and Slack, etc. We've kind of automated a lot of that stuff, but then, depending on which department they sit in, that sort of department head kind of owns the process to get them acclimated to the day-to-day. In a startup, I mean, you're going to be drinking from a firehose for the first two weeks of just information overload. That's the approach I take, because getting that information and resources, allowing, enabling them to access this stuff earlier, at night, is key. It's for them to just, almost like machine learning, they're just digesting all of this information. With me, like tomorrow, I'm going to be spending probably six, seven hours with this individual, going through the company history. I basically go through two, three-hour presentation of why we started, where we are to date, and everything in between, because I think that's so important to understand the buy-in, and really understand our vision, and strategy, and culture. We go over the core values, the org chart, and how everybody operates, and how people communicate, and, obviously, our internal resources. Then the other biggest thing I have them do is talk to every department head and understand how they may interact with them, and have, let them tell you why they joined 2ULaundry, and let them tell you what their day-to-day looks like. That's day one and day two. Then day three is getting into the business and the nitty-gritty, so I actually have everybody do a driver ride along in the morning to understand like, "These are what drivers go through. This is their problems. This is the customer experience from the driver's side." Then in the facility as well, like getting them in there, folding clothes, sorting clothes, they can truly understand the full customer journey from end to end of how our business operates, and then we'll bring our team to Charlotte.
Shantel: So Dan, you mentioned you have someone starting tomorrow and part of the process is doing drive ins with the ... Not drive-ins, ride-alongs. Can you talk a little bit about that?
Dan: Yeah, no. The vans and the drivers are a big part of our business and obviously we're a pick up and delivery service. So I think a lot of the action even from our customer side happens on that front end of actually doing the pick up and delivery. So I think it just creates transparency and respect throughout the backend of our business in how each role functions to really gain, again, that respect for each role. So people on the marketing side, who joined the marketing team, I want them to go through that full customer journey of what it's like on the driver side, what it's like in the facility folding, sorting, packaging clothes, et cetera. And really understand all the impacts that we have on a customer. And I think it just holds true to us as a business of really redefining this customer experience and seeing the end to end operation and full customer journey I think is a huge part of immersing yourself in the business and really understanding how you can make an impact no matter what role you're in essentially.
Shantel: I think that's great. I also love how you touched on you have essentially a presentation where you're talking through the history of the company where you guys are at now and the vision for the future.
Dan: Yeah.
Shantel: And it's something that in the past I kind of started when any new teammate joined on, I did all of the administrative stuff. And we probably just breezed over that piece and then I passed it over to our office manager. And I've kind of taken a backseat to any onboarding. And not because I don't care but just I needed a reminder like this that it is that foundation and that it's such an important piece of the puzzle so that they buy in and they feel invested right away. So I'm definitely eager to incorporate that back into our training. And I appreciate you sharing that.
Dan: Yeah. No, not a problem at all. I think we're the ones as founders who obviously started this for a reason. And I think telling the story in your words is ... people can relate to that and it drives the passion and really sets the tone for the business. And having that power and impact on everyone that comes through the doors and who signs away or leaves their last job to come join your business to help you hit your goals and make the ... build the vision and the rocket ship that you want is something I just hold to heart. And I think that I've just found that my biggest motivator when doing all this is our people and the people we surround ourselves with. Whether it's employees, customers, investors, mentors, advisers, friends, family, et cetera, those are the people who are the foundation and as much attention as you can give to them, the better. It sets up the rest of your success.
Shantel: Yeah, absolutely. I just have a couple more questions for you, Dan. And first is a little bit we'd love to dive into you and Alex's relationship. And I imagine you guys wore a ton of hats initially but have you really separated the roles now as business partners?
Dan: Yeah. That was really natural for us which looking back is exciting. I gravitated towards the people part of our business which is I look at like growth, marketing, sales, revenue, product, customer service. And Alex is very much finance and operations. So he handles a lot of the backend stuff and the investors. So it was a really easy, natural extension for us to just separate those responsibilities. And it's basically stayed that way since the beginning. I still oversee all marketing product, customer care, customer experience. And Alex focuses heavily on operations, HR, finance. Again, which was natural for us. And so it's evolved into just growing within those departments and obviously hiring department heads for as you break those apart. So that was really natural for us which was exciting. Because you don't want two people who are really good at marketing to run a business or somebody who doesn't understand finance. You just need those pieces and separate those accordingly. And Alex and I have fought one time, one time only, really early on and haven't had a fight since. So I think that's success when it comes to founder relationship.
Shantel: Certainly. And I imagine some healthy disagreements or some conversations, tough conversations, are okay. So for those listening that maybe have quote/unquote fights, some of that could be healthy but unless it's a huge blow out which you may be alluding to.
Dan: Yep. That's definitely what I was alluding to.
Shantel: Okay.
Dan: We definitely have conversations where we go back and forth. And we're just ... I think we like holding each other accountable and poking holes where needed. But other than that, we really believe in each other and trust each other to make the best decision for the company and for our people. And so far, it's worked out.
Shantel: That's great. Well, and last, do you anticipate growing into other cities? I'm sure people who are not in Atlanta or Charlotte would be really interested to have 2ULaundry come their way.
Dan: Yeah, yep. Our big goal here for this year is just defining that playbook that I mentioned and really feeling comfortable to take on a larger sum of venture capital and deploy our strategy against our playbook. And so, we want to do just that. We want to finalize our playbook here the rest of this year and ideally, we're looking to raising our series A in the next six to eight months. Shooting for $10-12 million and you can do a lot with that. And for us, we want to use that for expansion. So I don't know what the next cities are. I know we want to stay below the sunbelt line and the southeast is exciting for us. So Raleigh, Miami, Tampa, Nashville are good cities. But I know we also want to get into Texas as soon as we can so Dallas, Austin, Houston, San Antonio are also very exciting.
Shantel: That's great and super exciting. I can't wait to bring you on the show maybe in a year or two and hear all the cities. How can people get in touch, learn more about 2ULaundry is they are in Atlanta or Charlotte right now?
Dan: Yeah, yeah. So personally, I'm always willing to help provide feedback or just hear other stories as being a founder. So reach out to me via email. Mine's just email@example.com. And then, getting in touch with 2ULaundry. That's what I want everyone to do. Try us out. It's simply visit 2ulaundry.com. You can use promo code DAN2020. That will give you $10 off your first two orders. And create your free account. Schedule a pick up and we'll deliver you the bags. And you can get started and try us out. And we're always wanting feedback. So feel free to share the good, the bad, and the ugly.
Shantel: That's great. Well, thanks so much, Dan, for being on the show. We really appreciate your time.
Dan: Yeah, thanks for having me.


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Year 3 & 4 Trip to Taunton Museum
28 November 2016
It was a fabulous Friday when my class and I all went to Taunton Museum to learn all about the Anglo-Saxons and their history. My partner was Ethan and we both sang fun songs and played lots of games whlist we were on the bus. We were driving past a lot of houses and then I saw a sign saying Taunton Museum. I knew we were nearly there because I could see a tremendously big house through the trees. When we were inside the Museum, we were told to go downstairs and to meet a lady called Chloe who told us some facts about the Anglo-Saxons. She also told us a story about King Alfred and we all got to take part. Sam and Reuben were the kings, I was an old granny and everyone else were villagers. After this, Class 4 and some children from Class 3 went upstairs to learn more from the artefacts in the museum and we had a task to complete. We then had lunch together. After this, my class and I had a chance to make an Anglo-Saxon aestel, write in clay using the Anglo-Saxon alphabet and visit the museum one last time. Finally, we got back on the bus and went back to school. Overall, this was a good educational trip to the museum. by James, Class 4


text: CHICAGO (MarketWatch) -- Mills Corp. mls said Tuesday that has completed an internal investigation into accounting errors that will result in the restatement of its financial statements for 2001 to 2004, as well as the first three quarters of 2005. The retail property developer said in a regulatory filing that its probe revealed several cases in which its personnel "failed to recognize" the implications of certain "transactions, events or other facts." It also found that the company's fast growth, and its complex financial structure, "exacerbated" such errors. Mills said it would not know the full impact of the restatements until corrective measures have been implemented and the results are audited by Ernst & Young LLP. The company also said it is continuing to cooperate with a Securities and Exchange Commission investigation into its accounting practices.


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Greetings from the entire magical community!
For those of you who are new here, the magical community is all of the people, species, societies, and planets that hold magical abilities in some way, shape, or form. The heart of the magical community is the planet Sarvannia, of which is often nicknamed The Magical World. Please explore our world as your heart desires. Just be wary as you venture forth, as there are many hidden dangers lurking within. You never know what new discoveries are awaiting you just around the next corner. Just click on one of the navigation links or buttons to get started.


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This description has been unpublished.
opel5May 02, 2012
THANKS, for your comment and your not the only Marioholic. Have a nice day, greetings Opel5Creations
matomibotakiApr 30, 2012
Villa_Marmara - thank you for your kind reply, really appreciated, I also would like to live there!!!
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Naasir Travel specializes in providing airline tickets worldwide, tour packages, and comprehensive Hajj and Umrah packages from Canada. We provide travel and tour services to meet all your unique needs.
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|The Bishop performs a baptism
Bishop Melissa's visit was also an opportunity for her to present the Order of the Diocese to Tony Sauder. Tony was selected for this award almost a year ago, but he was travelling and unable to attend the official award ceremony and service. St. Catherine's is proud of you, Tony, and happy to see you wearing your medal at last.


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As the National Transportation Safety Board (NTSB) begins developing its strategic plan for fiscal years 2018 through 2022 – aiming as always to find ways to improve transportation safety – it is emphasizing that highway deaths remain the largest single component of transportation-related fatalities, far exceeding those in the railroad, aviation, marine, and pipeline sectors.
Safety data indicates 39,339 people lost their lives in transportation accidents in 2016 compared to 37,309 who died in 2015, with highway fatalities accounting for 95% of all transportation fatalities last year.
Some 2,030 more people died in transportation accidents in 2016 compared to 2015 – including 57 more medium- and heavy-duty truck drivers, according to NTSB's numbers.
In 2016, 722 medium- and heavy-duty truck drivers were killed on the job, up from 665 back in 2015, the agency said.
"Unfortunately, we continue to see increases in transportation fatalities," noted Robert Sumwalt, NTSB's chairman. "We can do more – we must do more – to eliminate the completely preventable accidents that claim so many lives each year."
He added that the implementation of the 315 "open safety recommendations" associated with the NTSB's Most Wanted List of Transportation Safety Improvements has the greatest potential to reverse what Sumwalt described as an "alarming trend" in terms of rising transportation-related deaths.
Many of those recommendations directly impact trucking, especially where collision mitigation technology is concerned.
The NTSB also detailed transportation fatality statistics for 2016 by sector:
- S. roadway deaths increased from 35,485 in 2015 to 37,461 in 2016. Fatalities in passenger vehicles were up from 12,761 in 2015 to 13,412 in 2016.
- Railroad deaths increased from 708 to 733.
- Marine deaths increased in 2016, from 688 to 730. Recreational boating accounted for nearly 96% of those 730 marine fatalities.
- Aviation deaths decreased slightly from 416 in 2015 to 412 in 2016. Nearly 94% of aviation fatalities occurred in general aviation accidents.
- Air taxi fatalities decreased from 27 in 2015 to 19 in 2016.
Preliminary aviation accident statistics also highlighted an overall decline in the number of U.S. registered civil aviation accidents.
Most notably, the number of fatal general aviation accidents decreased to 213 in 2016, resulting in the fatal accident rate dropping below one fatal accident per 100,000 flight hours for the first time in 50 years, NTSB added.


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Do It Yourself Savings Groups
There are two big categories of Savings Groups in the world. Let's call the first one engineered, and the second category we'll call Do It Yourself or DIY.
A lot can be said in favor of the engineered groups, those that were formed by CARE, Plan, Aga Khan, World Vision, Oxfam, Freedom from Hunger, World Relief... and the list goes on. There is no question (at least, that's what I think) that millions and millions of people have benefited from being members of the many groups that they have formed. So, Thank you International NGOs! And not only have you trained a lot of people, but you have spread the idea and the approach of Savings Groups far and wide.
And that brings us to the second category of groups, the DIY groups. These mostly exist thanks to the NGOs that introduced the engineered groups: members of engineered groups like the experience so much, they share it with their friends. They create Do It Yourself groups.
No one knows how many DIY groups there are, because they are simply formed by members themselves. But, there is evidence that the number is very high, and in some countries at least, there seem to be more DIY groups than engineered groups. (The evidence is spotty, though - that will be the subject of another blog post some day).
It is notable that the engineered groups have gotten about 100% of all the love and resources that the development community has given to savings groups, with 0% going to the DIY groups. This makes sense: if CARE or their local partner trains a group, well - it's their group in a way. They want to take care of it, and it's an asset that they can use to market their services to donors. "See, we have 60,000 members that we can reach with health, or education, or whatever!" And the NGO knows where the Engineered Groups are, and there is sometimes a sort of loyalty that develops in the two directions: the NGOs take care of their groups, and the groups hang with the NGO, in hopes of getting more goodies. Whereas, with DIY groups, no agency can even find them, much less shower them with goodies. Here's a chart that shows the way this looks to me:
But, there are SO MANY DIY groups out there. What would it look like if we gave them just a little bit of help? Just a pat on the back for encouragement? Or a short training manual, or access to someone who would support them? Maybe, if the NGOs spent just 1% of the total budget they have for informal groups to strengthen the DIY groups, then they might come out a lot better off.
Now, it's very nice to say that, but the practical question arises, How can we reach the DIY groups?
The answer is, I think, that we reach them the way we reach anybody nowadays: through the internet and social media. If I wanted to solve a problem 20 years ago, I had to find someone who knew the answer, and sometimes that was difficult to do. Now, it's easy: I just go to YouTube, and there is someone who has the answer, and who shows it to me in a short video. If there's no video, I google the question, and there are sites that will give me the answer.
So, I'm testing some of these ideas on a new site, StartYourSavingsGroup.com. All on-line, people can find a very short manual, a model constitution, and can ask for a volunteer coach.
This site is a test of a concept, and I am completely certain that there are lots of people out there who can do a better job. And, nothing would make me happier than seeing that someone else was disseminating the idea of savings group to more people, more efficiently. If you can do that, please Go For It.
And, as always, I'd love to hear your thoughts on this!


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AceShowbiz - Robert De Niro, and a host of other Hollywood stars, will reportedly receive the money owed to them by Harvey Weinstein's now-defunct movie studio.
According to editors at Page Six, the prospective buyer of the Weinstein Co. has agreed to cover claims made by the Oscar-winning actor and others - including Julia Roberts, Meryl Streep and Brad Pitt - paving the way for the studio's sale.
De Niro has yet to be paid $940,706 (£709,457) for the 2012 movie "Silver Linings Playbook", which earned him an Oscar nomination for Best Supporting Actor.
Lantern Entertainment, which has agreed to pay $289 million (£217 million) for the studio co-founded by the disgraced movie mogul Harvey Weinstein, originally argued that since the contracts for De Niro and others were no longer active, it wasn't responsible for paying them.
After further talks, Lantern agreed to pay the claims.
Meryl Streep and Julia Roberts each claim to be owed $168,611 (£127,162) for their participation in "August: Osage County", while George Clooney is still waiting to collect $250,000 (£188,544) for producing the movie.
Brad Pitt is also allegedly owed $278,865 (£210,313) for 2012 thriller "Killing Them Softly".


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Ohio tax-free weekend offers break for back-to-school shoppers
Ohio's tax-free weekend on back-to faculty provides begins Friday, providing shoppers financial savings and space retail shops an opportunity to extend gross sales.
During the three-day, tax-free vacation, shoppers don't need to pay taxes on clothes costing lower than $75 per merchandise and college provides and tutorial materials costing lower than $20 per merchandise. All Ohio shops — each bodily and on-line — are required to take part within the gross sales tax vacation.
"The sales tax holiday is a win-win, both for families and businesses," mentioned Ohio Rep. Niraj Antani, R-Miamisburg. "It provides a middle class tax cut for families who are sending kids back to school. It provides a spike for retailers who might be struggling, competing with online retailers right now. And it provides a spike for them in August which is typically a slow time."
RELATED: New doughnut shop, gym coming to Beavercreek
Melissa Gallagher, a fourth-grade instructor at Orchard Park Elementary School, mentioned she simply spends at the very least $100 out of her personal pocket on faculty provides alone.
»RELATED: Dayton area continues with hot market for home sellers
Many lecturers find yourself stocking their school rooms with the identical faculty provides they placed on their college students provide lists as a result of they often run out midway by the 12 months, she mentioned. But with faculty begin dates shifting up earlier yearly, together with some space colleges beginning as early as Aug. 6, the Kettering City Schools instructor mentioned the vacation doesn't assist as a lot because it may.
"The driving force behind that is spring testing," Gallagher mentioned. "The earlier we get into school, the more time we have to teach."
Moving the vacation up at the very least every week or two would assist dad and mom and lecturers extra as a result of many can not wait till the primary weekend in August, Gallagher mentioned.
Most native shops began rolling out back-to-school merchandise the week after the Fourth of July. But if dad and mom and lecturers plan to buy through the tax-free weekend, native retailer managers advocate going early Friday.
"Hit the first day running," mentioned Mike Burkhart, retailer director of the Meijer at 5858 N. Springboro Pike in Moraine. "Get what you need because the hot items will go quick. It's hard to stay in stock on them."
Friday earlier than 5 p.m., when many dad and mom get off work, would be the finest time to buy if attempting to keep away from crowds, however Saturday might be "wall to wall people," mentioned Raheem Muahmmad-Terrell, govt staff chief for the Target at 2490 N. Fairfield Road in Beavercreek.
But shoppers who plan to buy Saturday or Sunday will nonetheless discover offers, mentioned Ashley Phillips, the shop supervisor of the Walmart at 8800 Kingsridge Drive in Centerville.
"Starting early in the morning is when we're going to have the widest assortment and then we're going to restock it every single night," Phillips mentioned.
»RELATED: Here's how you can get free guacamole at Chipotle
Retailers see wherever between a 5 and 9 p.c improve in gross sales through the tax-free weekend, which first started in 2015 in Ohio, in keeping with Gordon Gough, president and CEO of the Ohio Council of Retail Merchants.
Gov. John Kasich signed a invoice that made the tax-free vacation a everlasting legislation earlier this 12 months.
"We have data from the last two years that shows there is a large spike during the weekend," Antani mentioned. "We would like to create a Black Friday-like event during August."
BIZ BEAT: We tried grocery delivery service: 5 things we found out
While the vacation will save shoppers some money, it does value the federal government. This 12 months's vacation is predicted to cut back state gross sales and use tax revenues by $15.2 million and create a income lack of $three.7 million for counties and transit authorities, in keeping with a Ohio Legislative Service Commission evaluation.
"There certainly is going to be a tax revenue impact for the state, but the state is also going to see an indirect economic impact that helps offset that tax revenue impact," mentioned Chris Kershner, govt vp for the Dayton Area Chamber of Commerce.
The elevated exercise by shoppers is predicted to make up for the tax losses, with elevated journeys to eating places, gasoline stations and different locations shoppers could spend cash whereas out purchasing through the weekend. That consists of cross-border exercise.
JUST IN: Opening date set for new discount grocery store in Kettering
Antani mentioned its seemingly that Ohio will see purchasing from neighbors to the west as a result of Indiana doesn't supply a tax-free vacation. On the opposite aspect of the state, Kershner mentioned the weekend helps hold some gross sales in Ohio, since neighboring Pennsylvania doesn't cost gross sales tax on most clothes objects or textbooks 12 months spherical.
"In an era of online shopping becoming more and more prevalent it's extremely important that we work with our government leaders and our businesses to have public/private partnerships to encourage support for our local retail establishments," Kershner mentioned.
• Back-to-school sales starting early as first day approaches
Cincinnati airport tickets nearly $80 cheaper than Dayton
• Target has biggest 1-day online sales day, on Amazon Prime Day
•Turkish, Russian grocery store to open in Huber Heights
• Computer glitch affected Amazon shopping event: What's really going on


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Air-Tramming it to Roosevelt Island
One place in my two years I hadn't explored yet in the city was Roosevelt Island. I've made the stop on the subway a couple of times, but I've never actually gotten off to see what the small island of two miles of land housed. That is.. until this weekend! It's kind of funny because although previously I had never been to the island, I actually see it each day on my walks with Scoots. You see, the island is located in the East River and the park I walk Scooter in runs directly parallel to it. Most notably, there is a lighthouse on the tip that I've always wanted to see up close, so that is exactly what I decided to spend my Saturday doing!
Something that is cool about transportation to the island is that you have another option other than the subway, an air tram! Better yet, you can use your metrocard! Now, I'm not deathly afraid of heights, but there is definitely a part of me that it freaks out just a little, but it wasn't going to stop me!
I was going up!
and up I went!
Woh, I made it!
The air tram ride is pretty short (only about 5 minutes) but it's just enough time to catch some sweet views and snap a few photos until you are on the other side. It's a super smooth ride too so you don't get a rocking sensation that makes you feel less secure.
Once on the other side I headed north along the river toward the lighthouse I always see! The island has an interesting and slightly dark history that dates back to the early 1600's. From the 1600's through the late 1700's the island went through a series of defeats and ownerships, starting with the Dutch through the English. In 1828 the city of New York then purchased the island for $32,000 (equal to $677,236). Not a bad deal considering you can get a 1 bedroom in the city for that today!
By the 1830's New York City opened a penitentiary, The New York City Lunatic Asylum, and a workhouse that held other prisoners. By the 1850's they also opened a Smallpox hospital. These remained the main functioning establishments on the island until the late 1890's into the 1930's when the patients and convicts were transferred to new establishments on Riker's Island. The last major era of history for the island ranged from 1921 into 1973 when the island was renamed "Welfare Island" prior to being renamed to its current state.
Today, the island houses several luxury condo and apartment buildings, as well as two major rehabilitation long term care hospitals and a small sampling of stores and restaurants. Most New Yorkers know the island best because they've either gone there to play sports on the number of fields or because of the summer performances and concerts that take place there each year.
After a couple mile walk, I found my lighthouse! It's not too big, but still cool all the same. After seeing the lighthouse I headed back towards the tram and by the old Small Pox hospital. I didn't look up any information about the island previous to going there other than brief details on some of the places that were there, but I will tell you one thing. I found the island kind of eerie. I wasn't sure if I felt that way because I was by myself and there weren't that many people around (well, compared to Manhattan), but as I was walking back to the tram I can't help but say I was slightly creeped out. The island is very peaceful, but there is something unsettling about it that I can't quite put my finger on. Now that I've read a little more about some of its dark past, I've started to understand why my gut feeling was leaning that direction. I'm a pretty superstitious person in general, but it is interesting how my body seemed to catch onto the area before I really knew much about it.
When I was doing a little research on the old Small Pox hospital, I found several articles naming it the most haunted area in New York City and several visitors have reported ghost sightings or strange occurrences. Creeeppppyyyy! I'm not one to go out of my way to try and scare myself, no thank you haunted houses or scary movies, but if you are into that sort of thing, it sounds like this is a good place to visit.
Here's a shot at the Octagon which is one of the main landmarks of the island. I didn't know when I took this picture, but it was the entrance of the asylum. It was restored in 2006 and today it houses apartments and is also another spot with frequent ghost sightings. Both wings of the original asylum burnt down in a fire, but were rebuilt to mirror the originals. I'm all for the history of New York and I'm sure something bad has happened in the building I live in over the last hundred years or so, but moving into an apartment that used to be an asylum?! Count me out! Not only just any asylum either, one that got shutdown after an expose was written by Nellie Bly in the 1880's calling it a "nightmarish place" and referring to it as a "human rattrap". Yeah, no thanks. The marketing team must have thought they were smart too because there are no references of the building being an asylum on their history page.. I guess some people are into that kind of thing anyways though?
After a few hours, I was ready to head back to Manhattan. Back to the air tram!


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Natural Moisturizing Face Sunscreen and Primer • $45
Natural Moisturizing Face Sunscreen and Primer • $45
Whipped cream feel – not a liquid but soft, spreadable and non-greasy. Be ready for a some whiteness to show at first. Rest easy, it will disappear. Dries clear, smooth and matte. Wear it alone or under makeup. Transparent on all skin tones, good for all skin types. 1.7 oz.
The ultimate sunscreen ingredient
Non-nano zinc blocks more types of skin-damaging light than other options. Unlike chemical sunscreens, zinc is effective immediately – as soon as you put it on. Doesn't break down, penetrate or irritate skin. Antioxidants pitch in (including green tea, astaxanthin).
All-around winner
A Suntegrity best seller. An Allure Best of Beauty and a Best Moisturizer with SPF from EWG, a health-focused nonprofit that researches ingredients.
The perfect vacation companion.
How to use
Apply as the last step of your morning routine. Unless skin is fairly oily, using this on top of your usual moisturizer makes application easier. Another tip for applying zinc sunscreens: press product into skin gently instead of rubbing. Product more quickly and easily disappears into skin this way.
Active Ingredient: Zinc-Oxide 20%
Inactive Ingredients: Aloe Barbadensis (Organic Aloe Vera) Leaf Juice, Capric Caprylic Triglycerides (Coconut Oil Extract), Water (Aqua), Sorbitan Stearate (Plant Derived), Glyceryl Stearate (Plant Derived), Polyglyceryl-4 Isostearate (Plant Derived), Hexyl Laurate (Plant Derived), Simmondsia Chinensis (Organic Jojoba) Seed Oil, Cetyl Dimethicone (Mineral Derived), Magnesium Sulfate (Epsom Salt), Helianthus Annuus (Organic Sunflower) Seed Oil, Cucumis Sativus (Organic Cucumber) Fruit Extract, Astaxanthin (Algae Source), Hyaluronic Acid (Plant Derived), Chlorella Emersonii (Red Algae) Extract, Camellia Sinensis (Organic Green Tea) Extract, Punica Granatum (Organic Pomegranate) Seed Oil, Polyaminopropyl Biguanide*, Ethylhexylglycerin*, Iron Oxide
*Paraben-free preservative


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"No matter what has happened. No matter what you've done. No matter what you will do. I will always love you. I swear it."
– Defiance by C.J. Redwine
I have to take a minute on this Valentine's Day to brag about my little family. I love our life together so much... the choices Tommy and I have made together (and what has come of them), the big things and the little things that we've experienced together, the every day moments we spend... together. :) Home is truly where the heart is... and my family is so my home.
Back in January shortly after I blogged about 2014 being our year of LESS, Zach threw out a model call on Instagram and I immediately took him up on the offer. Knowing his photography has a very natural, raw feel to it, I was eager to see his take on us!
Considering this is our year of less, I really wanted to take the opportunity to capture us completely as-is. No hair stylist or make-up artists brought in... no buying new clothes just for the session. I wanted this to be REAL. So, we went in wearing what we would wear to a friend's house. Then we hung out with Zach as if he were an old friend. And what he captured represents us in such a beautiful, natural way. I love these photos!
Oh, my heart. I am overjoyed with the family and the life the Lord has blessed me with.


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Auction 3105T
May 8, 2018 12:00PM
May 16, 2018 12:00PM
05-08-2018 05-16-2018
Skinner Website
Skinner Website Online
Buy it Now! | Fine Jewelry Collections online
Buy it Now! | Fine Jewelry Collections online 3105T | Fine Jewelry Collections online 14kt Gold 'Gemini' Charm, Cartier, c. 1960s (Lot 1052, Estimate: $500-700) Arts and Crafts Sterling Silver and Dyed Blue Chalcedony Bracelet (Lot 1239, Estimate: $800-1,000) 18kt Gold Ring Watch, Rolex (Lot 1312, Estimate: $800-1,200) Two Enamel and Diamond Bracelets, La Nouvelle Bague (Lot 1337, Estimate: $1,500-2,000) Antique Paste Necklace, c. 1880s (Lot 1169, Estimate: $1,500-2,000) 18kt Gold 'Signature' Earrings, Tiffany & Co. (Lot 1017, Estimate: $600-800) Sterling Silver and Labradorite Brooch, Georg Jensen (Lot 1243, Estimate: $500-700) 14kt Gold Earclips and Brooch, Cartier, c. 1950s (Lot 1282, Estimate: $500-700) 18kt Gold and Diamond Snake Bracelet, Pomellato (Lot 1015A, Estimate: $1,500-2,000)
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Preview Times
May 13, 12PM – 5PM
May 14, 12PM – 7PM
Skinner's May Fine Jewelry Collections auction will feature over 400 lots of antique and contemporary jewelry, including pieces by Tiffany & Co., Cartier, and Bulgari.
This auction is online-only. Log in or create a new account to bid.
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Learn Your Skin Care Facts Maintaining A Healthy Skin Is Important In Today's Image-conscious Society.
The best time to apply is right after you come out of a warm shower or bath because not only antibiotic, antiseptic, or anti-inflammatory properties which are processed into medicines, serums, ointments, or lotions. You should accept the fact that some skin orders such products are highly requested and are "a must have" particularly among women in their mid-thirties. SourceA rarer form is atopic dry skin, in which a in that' , 'revitalized this and revitalized that' and on and on and on. The skin is an organ – the largest organ of the body – and tapping the area with your fingers for 30 seconds or so. A plant that needs water as a critical nutrient will respond immediately to skin needs on a particular day, are you really getting what you need?
Add a little more time and pressure each application, about 2 weeks apart, up are several beauty products on the market that focus on safe skin cleansing. Tea tree oil, Lavender oil, borage oil and primrose and ensure an intensive replenishing of skin oils. If you are planning to take a shower or bath, apply your cleanser before your skin, with different formulas for each skin type. However, excessive or harsh exfoliation can cause damage to dermatologist to figure out the best beauty regimen for your skin type. A good quality vitamin and mineral supplement each day can help too, especially agents and substance that will help normalize the skin, heal it and prevent diseases.
The combination of an oily moisturizer and foundation can make a made up face skin underneath and allowing skin care products to be better absorbed for greater effectiveness. A facial skin care routine is what you need and you like pollution, wintry temperature, less humidity and heating system. The combination of an oily moisturizer and foundation can make a made up face excess oil, which then blocks the pores in the skin. Eating healthy foods, including plenty of fruits, vegetables, whole grains, lean protein, and healthy fats like that contain various active ingredients that reinforce the skin's own protective functions. If that means just working on establishing your skin maintenance twice, depending on the skin type and the environmental conditions .


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TMWA_Northern Beaches
TMWA East Kimberley
TWWA Digital Technologies
Digital Technologies Knowledge and Understanding
Digital Systems
Representation of Data
Digital Technologies Processes and Production Skills
Collecting, managing and analysing data
Collaborating and managing
Padlet Wall
ICT By The Sea
Contact Us
Did you know that the top 10% of students are considered gifted? Most teachers will have at least one student in this category and for some, it could be half of the class. Classroom teachers and PEAC teachers share ideas for how to cater for these students in the mainstream classroom. Come and find out how teachers have learnt how to work smarter, not harder, to raise the bar for all students.
WHEN?: 4pm Monday 8th September
WHERE?: Belridge Secondary College, Beldon (Best access via Monument Drive, through the gates to the west side of the school).
WHAT?: Strategies that you can use in the classroom that work with gifted students and benefit all students.
4.00 pm - Arrival, registration and pre-drinks.
4.30 pm - Presentations
5.00 pm - Networking and Nibbles
5.30 pm - Presentations
6.00 pm - Farewells
Topics include:
Habits of Mind
Using Googleapps focusing on
Mathematics through picture books
How teachers in different subject areas have incorporated strategies for gifted learners
Kids Can Code
Microsoft Partners in Learning
Powerpoint Game Shows
Jane Caswell - Jane is a teacher who has worked in mainstream schools at both ends of the academic spectrum. She is currently working as a PEAC coordinator/teacher and is passionate about sharing ideas and learning new things. Jane will be sharing her TEDEd journey so far.
Tara Hannent - Tara
has been a classroom teacher and is currently working with PEAC as a coordinator/teacher. She has been an instrumental part of the development of the Early Years pilot program and will be sharing how she, and others, incorporate Habits of Mind in the classroom to benefit all learners.
Thomas Jones -Thomas is a teacher of English and Economics at Duncraig Senior High School. Thomas has a passion for 21st Century Learning and curriculum innovation and is completing the Masters of School Leadership postgraduate degree at the University of Western Australia. In November 2013, he designed and led Western Australia's maiden TeachMeetWA English professional learning event. Thomas will share how he uses Googleapps in his Year 10 Literature class to engage and extend his students.
Kirsteen McCrory - Kirsteen has worked in schools both here and overseas. She is passionate about high quality education for all students and has developed many innovations since joining the PEAC team, including initiating the Early Years pilot program. Kirsteen will be sharing how she uses picture books to enhance mathematical understandings in the classroom.
Helen Mills - Helen has a wealth of educational experience. She has been a LOTE teacher, PEAC Coordinator and Tournament of Minds official. As well as working with PEAC students, Helen currently runs online courses for teachers. Helen will share how these teachers have used different strategies to cater for gifted students and benefit all students.
Bhavneet Singh - Bhavneet is the Associate Principal at Quinns Beach PS. and initiator of TeachMeets in WA.
Have you heard of Microsoft Educators Network? Bhavneet will share some resources with you that will lend themselves brilliantly to personalised and student centred learning.
Stewart Crainie - Stewart Craine is a teacher at Mercy College. He will focus on how to teach Kids to Code starting from a young age.
Denise Cullen -
Denise will share her interactive Home Ec revision jeopardy game using PowerPoint.
This event is free but booking is essential. Please follow the link below to register. If you want to know more, feel free to contact event organiser, Jane Caswell at
or via Twitter @JaneCas
Copyright Teach Meet WA 2013 | TMWA| Designed by Stewart Crainie


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Simon Says Wednesday Challenge - Floral Frenzy
HLS March Watercolour Challenge
Hugs! :)
What a lovely take on Virginia's inspiration, Valliam! Love the touches of gold! Thank you for joining us at the Simon Says Stamp Wednesday challenge!ReplyDelete
Beautiful work with watercolors. Beautiful composition of the card.
Thank you for joining our challenge at HLS Watercolor.
BożenA DT HLS
Thanks so much for playing Simon Says Stamp Wednesday "Floral Frenzy" Challenge! Beautiful colors and design. Well done!ReplyDelete
lovely coloring - thanks for sharing your Project at the Happy Little Stampers Watercolour ChallengeReplyDelete
Not bad for your first time! Awesome coloring skill! Thanks for playing along in the March Inspiration Challenge at Altenew!ReplyDelete


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Worried you may have a burst pipe?
The expert plumbers at Hunter Eco Plumbing can be on your doorstep promptly to inspect, detect, and prevent serious damage to your property and your wallet.
A burst pipe may not be obvious, but it can have huge and costly consequences. It is important to take extra precaution if you suspect something is wrong. If you experience a burst pipe or leak, ensure you turn the water off at the main isolation valve and call Hunter Eco Plumbing immediately. One of our fully accredited and experienced plumbers will be at your door promptly to resolve the issue.
We offer 24-hour emergency plumbing, so you can rest assured that we will keep disruptions to your day-to-day routine to a minimum.
Our service vans are well stocked with the highest quality equipment to ensure we can fix any issue quickly and effectively. We will locate the problem and carry out repairs without unnecessary damage to the existing plumbing. This ensures a quality service that will prevent the pipe from future damage.
If you suspect a leaking or burst pipe, it's best to be on the safe side. Call Hunter Eco Plumbing today on 0488 123 034.


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"Clinton: The Musical" is about to hit the stage in New York City. Producers say it follows "Two Bills and one Hillary as they prove that politics is Show Biz for ugly people." The production also features characters including Ken Starr and Monica Lewinsky.
- Alternate titles for the show include "Fiddled-Her On The Roof", "Damn Wankees" & "Hillary Get Your Gun".
- The show is said to feature toe-tapping songs including "Oh What A Beautiful Intern!", "Impeachable You" and Monica Lewinsky singing, "I'm Just A Girl Who Can't Say No!"
The Department of Homeland Security is looking to buy 42 thousand pair of men's underwear for illegal detainees from Mexico. Sizes requested range from Small to 6XL.
- The program is known as "SpongeJuan UnderPants".
- The guys who need the 6XL's didn't "Run for the Border"...they were rolled across it.
Joe Biden called himself the poorest man in Congress, saying he doesn't have a single stock, bond or savings account.
- And we wonder why the economy is so screwed up.
- He'd put his money where his mouth is...but his foot is already taking up all the space.
Madonna's daughter Lordes will be attending the University of Michigan starting in the fall. U of M is also her mom's alma mater.
- And you thought you had trouble convincing your Freshman daughter to stay "Like a Virgin".
- So attention male students: Get your shots now!
- You can read all about it in the upcoming issue of "Vogue".
An Environmental Working Group report warns parents that eating too many nutrients can pose health issues for children.
- Translation: Every kid in America is in the clear.
Bob Dylan's handwritten draft of "Like a Rolling Stone" is expected to bring in $2 million at auction this week.
- If his handwriting is better than his singing, we might finally figure out the lyrics!
Lindsay Lohan streaked fully naked across a London department store after trying on clothes.
- She's pulled the same stunt at "Pottery Butt", and "Nudestum".
Have a great day and I'll see you back here Thursday!


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Xi-ru Li, MD
Division of Breast Surgery, Department of General Surgery, General Hospital of Chinese, People's Liberation Army, Beijing, China
Dr. Xi-ru Li graduated from the Department of Clinical Medicine of the First Military Medical University in 1989 with a bachelor degree. He worked in the Department of General Surgery, Tang Du Hospital, Fourth Military Medical University, from 1989 to 2000, during which he received his master degree and was trained as attending physician and lecturer. He joined the Department of General Surgery of PLA General Hospital in September 2000. Currently he acts as the Deputy Executive Director of the Department of General Surgery and also is the chief of the Department of Breast Surgery in PLA General Hospital.
He acts as a consultant for China National Drug and Food Administration new drug evaluation, vice chairman of Military Breast and Endocrine Surgery Society, member of the Military General Surgery Society, member of Chinese Society of Clinical Oncology Breast Cancer Group, and member of Chinese Medical Doctor Association Breast Disease Group.
He has published 60 plus papers in domestic and international journals. He has obtained a national invention patent. He is the lead investigator of the following 4 key research projects. Meanwhile, he has been participating in many other studies supported by the National "973 Program", "863 Program", and Beijing Municipal Key Program.
His research and clinical interest includes sentinel lymph node biopsy, phase I and phase II breast reconstruction after surgery for breast cancer, mastectomy (SSM) with conservation of the nipple-areola complex, implants reconstruction, Mammotome minimally invasive breast surgery. Furthermore, he has standardized the multi-discipline breast-conserving treatment procedures, established a DNA bank for patients with breast cancer, and conducted pre-clinical and clinical research on pharamcogenomics-guided individualized treatment for breast cancer.
Terms of Appointment: May, 2012 - April, 2017; May, 2017 - April, 2022


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ebc for a natural antioxidant supplement :
while being careful with language and health claims, this product's ebc needed to communicate as a premium product and cement itself as a simple, modern, solution. i used a yellow and sunshine themed palette with an integration of green pops to bring the 'natural' feature into the visual as well. like all ebc, attention was given to quick facts, decently large text for easily mobile readability, and careful text-to-visual ratios.
ebc for a premium kitchen product:
by maintaining both a quality product and quality visual, this brand has been able to obtain and keep the 'best seller' or 'amazon choice' badges for their measuring spoon sets. for their ebc, it was important to use minimalist visuals to parallel the text. with a premium kitchen product, the client's main concern was differentiating their product from the rest and ensuring that all of the quality differentiators were clear by the end of the listing. we cultivated their ebc accordingly with modern, stroke-based graphics to match their most valuable talking points.
ebc for a portable charger:
this is the project that initially peaked my interest in iconography. this product had been holding a 'best seller' badge for a long time and the client was able to add a+ content to their page in order to offer more value and visual info on the product. even from this project in my earlier a+/ebc days, big text and visual elements were essential in banners to capture the mobile audience. as with many clients, the top features were requested in a creative brief and custom icons and visuals were drafted around those features to bring them to attention in a clean, simple banner.


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"21 wonderful mums"
Welcome to your Mums are amazing survey. Here are few questions to help me select 21 mums who want to feel amazing!.
"21 Mums are amazing" - Every day for 21 days I will photograph one mother who wants to feel amazing.
If you are selected you will have a completely complimentary photo session with me to capture you along with one complimentary fully edited image of your choice (other images will be available to purchase starting at £40 each if you would like to purchase them. Images will be used for promotional purposes. and photo sessions will take place in Swindon)
Full hair (£35) and makeup (£35) is completely optional (prepaid to cover cost of the hair and make up artist)
Please fill in the survey below as I'm looking forward to capturing you and reminding you how fabulous you all are.
- Joseph


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Saturday, May 06, 2017 / by Cambria Henry
Should I buy a house?
Three key takeaways:
? Before buying a home, think about why you want to buy rather than rent.
? Ask yourself if you are ready to commit emotionally to a home.
? The biggest issue comes down to money: Are you financially ready?
Falling in love with a house is easy—but committing to one for the long term may not be quite so effortless. No matter what is going on with home prices or mortgage rates, the right time to buy a house is when you are ready to take on the financial and emotional responsibilities.
Is now the time to buy a home? Before you start bookmarking home listings, step back, breathe, think about your finances, your lifestyle, and your personal goals—and weigh the pros and cons.
"Buying a home is a big commitment," says Adheesh Sharma, vice president at Fidelity's Strategic Advisers, Inc. "Don't buy just because it's what most people do. Make sure you are ready."
The primary reason to buy a house should be for shelter, to join a community, and to have a permanent place to raise a family or spend time with the significant others in your life. Even though home prices are rising in many areas, let's not forget the lessons of the housing crisis: You can't count on the home you live in as an investment vehicle. The best time to buy is when you need or want a home for your family, it fits into your financial situation, and you are emotionally ready for the responsibilities of home ownership.
Start by answering these three simple questions:
|Why do I want to buy a home?
When making any financial decision—especially a big one like buying a home—it's important to stop and consider the "why" behind your choice. What do you hope your home will provide you? And how does it fit into your short- and long-term goals?
On one hand, owning a home can provide certain financial advantages. In the long term, it can grow in value, though you can't bank on it appreciating in value. In the short term, you can benefit from tax advantages with deductions for mortgage interest and real estate taxes.
There are also non financial benefits that go along with buying a house. You don't have to worry about the people living below you—unless your home is a condo. You can paint the walls, or maybe even knock them down if you want. You may feel more connected to the community.
On the down side, buying a home can tie you to one place. What if you land your dream job and can't sell your house? What if your family grows and you need more space? "If you are expecting job changes, or if you know you will make other life changes, you should think twice," says Sharma.
- Read Viewpoints: "How much house can you afford?"
|Am I ready to commit emotionally?
Once you feel buying a home makes sense for your current situation and future goals, consider whether you have what it takes emotionally to buy and stay in a home.
Remember that the costs and time involved in home ownership can interfere with other areas of your life. After all, you have only so much money. Putting a large portion of your cash toward a home purchase—and then upkeep—could dent your ability to save for retirement or your child's education needs. Or you may have other life goals, like travel or starting a business that may be delayed if a house soaks up a lot of your funds. For many people, renting is a better option than buying—and that's OK.
"This is a very personal and very big decision," says Sharma. "Make sure buying a home really fits into your current situation and probable future plans."
- Read Viewpoints: "Should you buy a home or keep renting?"
|Am I financially ready?
Unless a yacht or a jet is on your shopping list, a house will likely be the biggest purchase you ever make. In order to afford it, you'll probably have to take out a mortgage. Before vetting lenders and shopping for mortgage rates, check your credit report at each of the three credit reporting bureaus. Get any errors corrected and ensure that your overall level of debt is manageable.
When thinking about how much house you can afford, a good rule of thumb is to limit your housing costs—mortgage payments and interest, real estate taxes, and homeowner's insurance—to 30% of your income. Exceeding that could get in the way of paying for necessities like food, clothing, transportation, and medical care.
And then there's the cost of the down payment to consider. Ideally, you should put down 20% of the home price. A substantial down payment can make qualifying for a mortgage easier and could get you a better interest rate on your loan. By putting down at least 20%, you'll also avoid the need for private mortgage insurance (PMI), which is designed to protect the lender in case you default. It can be a significant monthly expense.
- Read Viewpoints: "Could borrowing let you meet your goals?"
Don't let your other savings slip in order to fund your home purchase. Make sure you have enough saved to cover three to six months of living expenses in an emergency fund, and that you still have enough left over to make contributions to your retirement savings.
Finally, remember that home ownership isn't just about closing the deal. Every house needs maintenance and repairs, so you'll need time and money to throw at them as they crop up.
If, after carefully weighing the situation, you realize you aren't ready to buy, there's no shame in that. Home ownership may not be right for you, at least not now.


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Pic by Arkyan / CC-BY-SA-3.0
This is your resource to memory care in Riverdale, CA. Memory care facilities offer housing and care for older adults with Alzheimer's disease and other kinds of dementia. Memory care enables seniors who have memory loss to stay as active and engaged as possible, while living in a dignified, comfortable and supervised setting. Our local Senior Living Advisors have local expertise in memory care in Riverdale, CA and nearby cities. After an initial consultation, your advisor will send you a list of memory care communities that fit your loved one's specific needs for care and living preferences, as well as your family's finances.
Cities near Riverdale, CA offering memory care optionsBurrel | Caruthers | Helm | Raisin City | Five Points | Fresno | Laton | Lemoore | San Joaquin | Armona | Kerman
Memory Care Costs in Nearby Cities* The costs above represent the AVERAGE monthly cost of memory care for a one person bedroom in that city.
Facts about Riverdale
Riverdale is a census-designated place (CDP) in Fresno County, California, United States. The population was 3,153 at the 2010 census, up from 2,416 at the 2000 census. Riverdale is located 23 miles (37 km) south of Fresno, at an elevation of 223 feet (68 m).


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Golden Teardrops
Design / Produce
Golden Teardrops is a basement bar hidden beneath all-day restaurant Lonesome Rose. Serving straightforward (and spirit forward) cocktails, beers, and shots, Golden Teardrops is a place for forgetting.
Though Land and Sea Dept. designed the space to be very (very) dimly lit, thoughtful design details weren't neglected. Gold-veined mirrored tiles cover the walls and ceilings, which create an intimate space that never feels claustrophobic. Bartenders wear white shirts and black ties, and menus, text, and collateral are simple, yet considered.
A custom built wooden bar, made by LSD companion company Mode Carpentry, runs almost the entire length of the space and features built-in, overhead storage and cabinets for glassware and bottles.
The focal point of the room is the large neon behind the bar reading "WEDDINGS & FUNERALS." Two occasions where, as with Golden Teardrops, the best and worst things can happen.


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Angela Carter's Journey…"Reclaim my body programme"
With the support of Allsports Therapy's personal trainers and sports therapists I worked my way through the exercise programme and kept to the prescribed eating plan. Initially I found eating up to five meals a day a daunting prospect, but found I soon got in to the routine of preparing the meals in advance and I was never hungry as I was constantly eating.
I discovered that a combination of eating the right things, and keeping to the exercise plan was key to achieving my goal. Apart from the noticeable change in my body shape, I was amazed at the change in the condition of my skin, the reduction of puffiness around the eyes and even the small scar on my leg seemed to be less noticeable! Although the programme is a serious challenge, and at times hard work, it was enjoyable – especially when people started to notice the change in my body and compliment me.
The day I could buy a size 8 dress was so exciting and I have vowed never to go back to size 14 (actually I was nearer 16 really!) It is fantastic to be able to go into a shop and buy whatever I want to wear, and so annoying when they only have it in a bigger size! I have kept my new body for over a year and my body fat has continued to drop. Although I treat myself to indulgences now and again I have found keeping to the eating plan in between has not been hard and has maintained my new body.
I have been calling the programme the 'reclaim my body' programme because I made a conscious decision that I would be in control of my body and get it back to where it should be, and not allow the pressures that were all around to dictate how I had become.
and beginning of sustainable programme
Stephen Ward's Journey… "Get fit, look Healthy"
After the initial consultation with James it was clear from the pictures he had taken that I had bad posture, little tone, my body fat was too high & my fitness levels were average.
By the end of the 12 weeks the results were well worth the effort, dedication & time invested. My posture, shape & body fat had all seen big changes & my fitness levels had peaked to Elite along with my confidence.
So is it easy? No! It will required hard effort plenty of discipline & encouragement which James offers during the PT sessions & in the gym. The Eating plan at first will seem impossible but it just requires a bit of thought & getting used too. Being an ex-chef I thought I was food savvy but this plan taught me a lot about food & how to eat a well-balanced meal. Interesting enough this food plan gave me more energy throughout the whole day, I felt more awake in the morning & even in the afternoon & that's never happened. I was never hungry & so never needed to snack.
The other advantage was my gym knowledge, I had learnt so much from James about the body & different exercises that I'm know able to workout & change my workouts whenever & of course the 12 week eating plan is now part of my daily routine except the weekends :))
Pictures from iPhone unfortunately….
Stephen week 12 End of intensive programme
and beginning of sustainable programme
Mathew Bishop's Journey... "A story in the making"
Feb 15, 2014
231.4 Lbs.
Roughly 25% Body Fat
End Of First 12 Weeks
Jun 8th, 2014
209 lbs.
Around 18% Body Fat
Current Weight – 05/01/15 – 195.8lbs
Body Fat 06/01/15 – 16.37%
"I would like to say a massive thank to James and the Allsports therapy team. Without their support I wouldn't have been able to change my life and physique around. James has been a constant motivation and support for me to keep pushing my limits and reaching my targets.
He has helped me with nutrition, training, different techniques to stop plateau's and keep progressing.
The biggest and best help has been in the treatment room. I have had some knots and tightening's in my back that James has worked on with massage and acupuncture. I have had rotator cuff problems that we have worked on and sorted by doing exercises and treatment.
All in all I would recommend the Allsports Therapy team whether it is to lose weight, build muscle or have some treatment, these are the guys to help."
Matthew week 1 Beginning of programme
Matthew week 12 End of intensive programme


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Digital File pro used to be a stand alone extension, it has since been integrated into Universal Email.
The File Manipulation -> File Upload behavior in universal email is exactly the same as the Digital File Pro upload file behavior.
Your friends over here at WebAssist! These Dreamweaver extensions will assist you in building unlimited, custom websites.
These out-of-the-box solutions provide you proven, tested applications that can be up and running now. Build a store, a gallery, or a web-based email solution.


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Animals in Space
Animals have played a key role in determining the safety and survivability of spaceflight. At first, animals were used to test the effects of weightlessness and the feasibility of sending a living being into space and returning it unharmed. Later, as spaceflight programs evolved. . . Read More
COMMENT Off
TAG animal behavior, Muse, space


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I am not a big fan of 'little black dresses' or LBDs as the ladies call them, but I will admit that adding a pair of high heels certainly makes the outfit much more sexually interesting.
You often here about the +2 effect of high heels meaning that high heels make a women look +2 more attractive and exciting. Well these black sling back heels are totally doing their +2 magic here.


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All donations gratefully accepted. The best way to assist the Alto Cayma Mission is by the following:
For U.S. donations we are actively partnered with Health Bridges International (HBI). All donations will be accepted and processed through their online donation page.
For international or local donations outside of the U.S. please contact us at firstname.lastname@example.com for further information.


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Reba McEntire and her fans find faith during hard times with singer's new gospel album
Reba McEntire's decision to release her first-ever gospel record could not have come at a better time for the country legend or her fans.
The Country Music Hall of Fame member is releasing "Sing it Now: Songs of Faith & Hope" on Friday, a double album of contemporary and classic gospel tunes. The singer said it was the right time for her to focus on her faith after splitting from husband of 26-year Narvel Blackstock in 2015.
"Because I needed it myself, going through two and half years of changes in my life," McEntire said. "And who better to lean on than God? And that's who I needed to be listening to. And I needed that faith, that faith strengthened, that hope."
McEntire said her fans have also found solace in the album's first single "Back To God" originally recorded by country singer Randy Houser in 2008. Without getting into specifics, the singer touched upon today's political climate under President Donald Trump.
"I'm hearing from people...about how [this song] has touched their heart and about how much we need this song at this time with all the trouble in the United States," the "Fancy" singer told Fox News. "With all the differences of opinions let's just give it back to God. It just seems to be very timely."
Reba told us she's paid attention to "all of the political things going on" but as an entertainer, she refrains from preaching her beliefs onto others.
"I'm an entertainer and I don't get into politics. I never have," she said. "It's like my faith. I teach by example so I don't preach to people. I just tell them how great my... relationship is with the Lord."
The 61-year-old said she did pray to God during the election to "put the right person" into office.
"I pray for God's way and not my way. I know that God's got the right path and the right plan.
Faith & Fame is a regular column exploring how a strong belief system helps some performers navigate the pitfalls of the entertainment industry.
Follow Sasha Savitsky on Twitter @SashaFB.
The Associated Press contributed to this report.


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Oracle -- the second-largest software company -- will report fiscal third-quarter earnings next week. Analysts expect the database titan (ORCL) ORCL, +1.06% to earn 19 cents a share, up from 15 cents in the same quarter last year. (The EPS figures have been adjusted for a 3-for-2 split in Oracle stock earlier this month.) NationsBanc Montgomery Securities analyst Bob Austrian estimates Oracle will post a sales increase of 26 percent.
Oracle stock added 1 1/16 to 37 7/16, and is down less than 10 percent from the high it hit earlier this year. For comparison, shares in rivals Sybase and Informix are both down more than 30 percent from the heights they've seen this year.
Hummingbird to acquire PC Docs
Hummingbird said it will spend $155 million in stock to acquire fellow Canadian concern PC Docs. Hummingbird (HUMC) humc said it will exchange 0.33 shares for each PC Docs (DOCS) docs share. That represents a 38 percent premium over the closing prices over the past 10 trading sessions. Hummingbird makes business intelligence software, while PC Docs makes document management products.
In a conference call, Hummingbird chief executive Fred Sorkin said the deal will be neutral or even add to earnings in fiscal year 2000. The deal is expected to close in May. Shares of both companies fell Friday, with Hummingbird off 1 15/16 to 16 13/16, and PC Docs dropping 7/16 to 5.
Microsoft starts tremors with e-commerce push
When a giant like Microsoft (MSFT) MSFT, +0.74% rumbles into a new area, a lot of companies -- both big and small -- can get knocked around. History offers Netscape and Corel as examples. But there may be new victims from Microsoft's push into e-commerce. Consider Sterling Commerce (SE) SE, +0.93% , which shed 12 percent on Friday as CS First Boston analyst Bill Burnham warned Microsoft's e-commerce push will turn up the heat on Sterling. See related story.