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I started my social media and content marketing business a few years ago as a total beginner with no prior experience.
If you are really serious about working for yourself and having financial freedom, this is one of the most lucrative and easy to start businesses you can get into.
Why Become a Social Media Manager?
Online business owners need someone to manage all of their social media accounts in order for them to maintain a presence online, promote their brand, grow their email list and make sales.
Most entrepreneurs are too busy to handle multiple accounts.
That's why they hire social media managers to help them with this.
Having your own social media management business can allow you to work from home and on your own schedule.
You can have clients from all over the world, not just in your own city, state or country.
You Can Make Steady Income from Home
Social media managers can charge anywhere from $1,000 - $10,000 per month to manage accounts for businesses.
There are some social media agencies that charge even more than this.
The other benefit is that offering this service allows you to create flat fee packages since the tasks associated with managing social media accounts are repetitive.
Flat fee packages save you a lot of time and can help you earn a lot more money as you will have predictable income each month instead of charging per hour.
What Does a Social Media Manager Do?
A social media manager gets paid by other businesses to manage and grow their social media accounts.
Businesses now rely on social media to attract customers in order to make money.
However, it takes tons of time to have a presence on all of the social media sites.
And this is why business owners hire freelancers and people like you to manage social media marketing tasks.
This is your opportunity to make money offering a service that is in high demand.
Who Pays for this Service?
As a social media manager you can get paid by different types of businesses that want to grow their online presence.
Here are a few examples of the types of businesses that you can sell your services to:
Lawyers, real estate agents, restaurants, doctor's offices, online boutiques, coaches, consultants, authors, e-commerce companies, technology companies, hotels, spas, fitness centers, health practitioners, counselors…. And any type of business who wants to get visible on social media.
There are way more businesses you can work with that I listed above. But I just wanted to give you an idea.
Be Clear About The Services You'll Provide
Now that you have a background and some clarity of what a social media manager does, you need to get specific about what services you can provide to clients.
When I first started my social media business, I actually began as a blog writer.
Law firms and legal service companies hired me to write all of their blog posts.
But after a while, they also wanted me to help them promote their content on social media.
And this is how I became a social media manager and strategist.
Now I have a niche, but when I first started I helped a lot of different businesses.
When you are first starting out, I recommend that you be open to helping a wide variety of different types of businesses.
With time and experience, you can decide on a niche or a few different niches.
Now I offer social media marketing plus blog and content writing.
Content marketing is my specialty and companies pay me and my team of writers to churn out lots of blog posts each month.
What Type of services Can You Offer?
Pretty much as a social media manager, you are really a digital marketer.
So it's really important that you understand marketing strategy and content marketing.
You need to help your clients with sharing content that will attract potential customers.
Here are some examples of services you could offer to help promote your client's business:
Posting on Facebook, Twitter and Linkedin:
You can manage your client's social media accounts by posting content like blog articles, images and videos. The content you share on these platforms need to be created with a target audience in mind.
Facebook Group Admin:
Businesses are using Facebook groups to create fans and sell products and services. It takes a lot of work to add members and get them active in the group.
Instagram Management:
Companies need help with posting regularly on Instagram and also growing a following. You can create custom images with free tools like Canva.
Pinterest Management:
There's lots of work handling Pinterest accounts and pinning every day. You can help setup and optimize Pinterest business accounts, setup rich pins and create images for each pin.
Many times, you clients will ask you to also write blog posts. This is a great opportunity to generate additional income.
Facebook Ads:
This is more of an advanced skill set. But if you learn how to run Facebook ads for clients, there's lots of potential for growing your business in this area.
Copywriting involves knowing how to write persuasive written text that involves selling. You can write copy for website pages, landing pages, sales pages, product descriptions and email sales funnels. You could also charge a lot more money if you decided to add this service.
Graphic Design and Website Design
When I started my social media business, some of my clients asked me to help them build a website. This is something that if you don't know how to do, you can also outsource. I hired other freelancers to help me design a logo and Wordpress websites for my clients.
You Don't Have to Provide Every Service
When you are just starting out, it's best to just offer simple social media posting or blog writing.
There's no way that you can learn every single thing about social media and online marketing all at one time. Some of these services you can learn over time as you work with more clients.
So don't panic and think you have to know everything all at once....because you don't.
One of the best ways to get experience with social media is to grow your own social media accounts.
Create a new Instagram page for your business and grow your followers and share content. Start growing your Twitter page followers.
Practice on yourself. That's an easy way to learn social media in a business context.
Your Website
After you have an idea of the types of services you would like to start offering, the next step is to create your website.
You don't have to have a fancy website or a perfect one either. When you are just starting out, just keep it simple.
After you start making money, you can invest in a more sophisticated site. When it comes down to selling, in my experience, clients want to Know, Like and Trust you more than any thing else.
When starting out, you can just have a SIMPLE 3 or 4 page website that has the following sections:
Home: Tell people what you do and provide a summary of your services.
Services: List out what services you offer.
Contact: Create a simple contact form for people to get in touch with.
Optional - About: You can have an About page (or you can just leave this out). Your about page would showcase who you are and your experience and expertise.
Create a Strategy and a Business Plan
You also need to be clear about your ideal client.
Business plans are great to help you get clarity and to communicate your business vision.
But I don't recommend that you spend hours, weeks or months creating a business plan.
Instead you can write a simple business plan and strategy.
Here are the sections of the simple business plan that you can include:
Describe your mission - what is the need for your new business?
Describe your main service offerings.
Briefly describe the type of clients you will be targeting and how your business will serve those customers.
Summarize the competition and how you will get market share (what is your competitive advantage?)
Target Market
Define the target market for your service. (Will you help restaurants, online business owners, fitness coaches, etc?)
Describe the need for your services.
Sales and Marketing Plan
Describe how you will network and find new clients.
Will you blog? Will you network on Facebook or Linkedin to find clients?
Will you network in person at networking events?
Answering these questions can help you create a very quick and simple business strategy that will help you get clear on your next steps.
After you write down the answers, you can use this material to write the content for your website.
I have a free training that shows you how to become a Social Media Manager even as a beginner. Register here.
How to Price Your Social Media Services
If you price your services the right way, you can make a good profit.
If you price your services the wrong way, you can spend hours and hours and feel like you are working for pennies.
And we don't want this to happen.
So that's why I am going to break down different ways to price your services to be profitable.
Create Your Pricing Strategy
You should first make a list of the different things you will offer based on your client's needs.
So list out exactly what platforms you will post on and how many times per month.
You can break this out. So if you want to specialize in Instagram you can create a package just for that.
Or if you want to offer Pinterest, then you create a special package just for Pinterest.
You can also create packages for all social media accounts, but you MUST be specific about the amount of content that will be shared and the frequency.
This is how you start to create your pricing structure.
Flat Fees Vs Hourly
I recommend that you charge a flat fee price and not hourly.
The reason is this:
You never really know exactly how long it will take because there are too many variables.
If you tell your client it will take 2 hours and then you finish it in 1 hour, you lose money.
There are exceptions to this.
If you are a Virtual Assistant who also offers social media management you can do hourly but its better that you make client's purchase a set amount of hours per month.
Monthly Retainers or Service Packages
You should also require that your clients pay you on a monthly ongoing basis.
So for example you can charge $500 - $2,500 or more per month for social media management.
By making your clients pay you each month, you will get a steady stream of income that is predictable.
This flat fee monthly amount will also make it easier for you to outsource and budget so that you still make a profit.
Project Based Work
For social media, it's better to get clients to pay you each month, but there are some things that are more project based.
For example, a website is typically a one time project that you charge a flat fee for.
Or you can charge a social media account setup fee where you create and setup their accounts or optimize their existing account.
Many people do this with Pinterest accounts because it needs to be optimized to be effective before you starting doing monthly pinning.
What to Charge When Starting Out?
If you are just starting out and you don't have previous experience or examples of other social media accounts you managed, you may need to charge a low price.
Typically I recommend in this scenario that you don't charge that much.
The strategy behind this is that you get experience to build your portfolio of work and then charge more for the next couple of clients.
As you get more experience and you have gotten results for clients, start raising your prices.
Finding Clients
There are a lot of different ways to find clients for your social media management business.
I created a free guide that explains the different ways to connect with potential client's here.
Starting a social media management business is a great way to work for yourself because its in high demand and so many business owners need help with this.
And once you learn how social media marketing works, you'll be able to use that knowledge to grow any type of business online.
If you are serious about growing a social media management I have a free masterclass that shows you how to get started.
It covers everything from pricing your services, to attracting high paying clients. Register here.
Alma Bradford
Alma teaches women how to create a profitable business that they can work from home. She also has courses for people who want to start a freelance, consulting, coaching or serviced based business. Read and learn more at www.AlmaBradford.com


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Health & Fitness
Doc Talk: New procedure opens totally blocked arteries
Wesley Medical Center is now offering a new procedure for heart patients who might not be candidates for open heart surgery. Percutaneous coronary intervention (PCI) is available for patients with chronic total occlusion, or CTO.
CTO is a serious, difficult-to-treat condition in which a patient's artery is completely blocked. The blockages are typically large and solid, having been in place three months or longer, preventing circulation to parts of the heart.
I performed the first CTO procedure in south-central Kansas at Wesley in October.
During the procedure, we insert a catheter into the wall of the artery, go around a part of the artery that is completely blocked and then re-enter the artery using this new technique.
This can be done antegrade (following the original course of the artery) or retrograde (going in the back door through side branches). It restores blood flow to the area that was not receiving proper circulation.
Many patients with this type of blockage experience chest pain on a regular basis, which interferes with daily activities. By restoring blood flow, those symptoms can be reduced and heart muscle function may improve. The patients can experience a better quality of life and may have a better long-term outcome due to improved heart muscle function.
CTOs have historically been untreatable for many patients who could not tolerate coronary artery bypass surgery. Sixty percent of patients with CTOs are treated only with prescription drugs, with variable success.
PCI gives us an option that we never had before, using a less-invasive procedure to improve circulation in many patients who would not have other options for treating the blockage.
CTO symptoms can include angina or pain in the chest, upper body and arms; jaw pain; indigestion or a choking feeling; cold sweat; and unusual fatigue or exercise intolerance.
Risk factors include smoking or exposure to second-hand smoke, past heart attack, coronary artery disease, family history of heart disease, high cholesterol, being overweight, diabetes and high blood pressure.
If you have symptoms or risk factors, talk with your doctor.

subset: commoncrawl


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Reaching the United States is easy thanks to frequent flights departing from the main cities. Many airlines fly to New York, Los Angeles and Chicago. To reach smaller cities (for example Denver, Colorado), you need to make a stopover. The costs are within everyone's reach because of the increasingly competition: now it's a breeze to reach the US with low budget .
If you are looking for low-cost or high-end accommodation, the USA can satisfy anyone. In the big cities there are hostels, luxury hotels, but also apartments available . A separate topic should be made for motels: they are in fact outside the large urban centers, especially along the roads. The cost per night in the hotel varies from city to city. Expect pretty high prices in New York and San Francisco . While it comes down from time to time in Orlando or in smaller cities.
Getting around in cities like New York and Chicago is a breeze thanks to the dense bus and metro networks. Another story if you are visiting Miami, Orlando or Los Angeles. In the latter the ideal is to use Uber or rent a car. The average cost of bus and metro tickets varies from city to city. In New York I recommend the Metro Card.


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This is a day for fun in the sun on the Gulf Coast of Mexico at Clearwater Beach including roundtrip transportation from Central Florida and a voucher to enjoy lunch at a cafe at the beach! A perfect Florida day in the sun
Escape the theme parks and reserve a day of fun in the sun relaxation.
This day has plenty to time to enjoy Clearwater Beach at your own pace. Whether you want to lay out on the beach and relax, swim in the warm waters of the Gulf, walk down the promenade looking in the local specialist gift shops of maybe out onto the pier as you enjoy an ice cream treat! There is a lot of time things to do you for the day at the beach.
During the lunch time hours, at a time of your choice, you can walk South down the promenade You will be provided a voucher to enjoy lunch at a local cafe, where you will be able to select from a menu with choices such as Pizza, Pastas, Fish and Chips, Gyros, Hot and Cold Sandwiches, Burgers, Salads - there are many choices! Children options include Grilled Cheese, Hot Dogs, Burgers, Chicken Fingers, Pasta and Fish & Chips. Soft Drinks, Ice Tea or Coffee is also included.
There will be plenty of free time on the beach to relax and enjoy Clearwater.
Sit back, relax and let Gray Line Orlando fight the highway traffic from Central Florida to the Gulf of Mexico. This is a great Florida beach day - Don't miss it!.
Not booked your hotel yet? Hotel not listed? Staying with a friend/family?
Don't worry, you can give us that information when you add this item to your cart.
[email protected] -- Local # 407-522-5911 / USA Toll Free 1-800-537-0917 - Reservation confirmation is required to confirm or schedule your pick-up location and ensure there has been no change to your pick-up time.
Please present a printed copy of your voucher to the driver-guide, or let the agent know when you call to reconfirm if, for any reason, you cannot print your voucher. If this is the case, then show the driver-guide your digital copy.
Along with the complimentary pick-up locations/meeting points listed on the website, additional Hotel Pick-up locations (within regional limits) can be arranged at a surcharge directly with Gray Line Orlando
This is a day for fun in the sun on the Gulf Coast of Mexico at Clearwater...From 69.00
Ride the largest speedboat on the East Coast, or enjoy the white sand...From 85.00
Look for wild dolphins and see them twist and jump next to the boat on...From 85.00


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There is an artist in every child, and our Art Academy will bring out the artist in yours.
Our skilled and experienced tutors will help your child to express their creativity in a wide variety of media such as painting, drawing, ceramics and recycling. However, they will also learn art history and global cultures and how to appreciate different styles including Neolithic, Classical, Romantic, Impressionist/Abstract Impressionist, Pointillist, Pop and Minimalist. Each week concludes with a gallery exhibition.
Weekends are made for action and fun! What better time to have your children enrolled in Camp Asia Academy and sharpen their skillset.
Join our award-winning holiday camps - offering a huge array of activities to keep kids engaged, learning and above all having fun during holidays.
Nel Lim's greatest passion and joy is using his unique ways to teach arts and crafts to kids with unlimited patience and a non-judgmental approach. By making each lesson fun, every kid enjoys making their very own unique creation.


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Coastal Guinea Trip
December 16, 2017 - January 5, 2018
This exciting adventure is great for someone wanting more of a homestay experience. Based at our simple, comfortable campus in a suburb of Guinea's capital Conakry, you will enjoy the local markets and community living. This trip includes lots of cultural immersion, an incredible 3 day trip to the rain forest, as well as a 3 day trip to an extraordinary tropical island. A great first-time-to-Africa trip!
Trip Details and Itinerary
What's Included?
Group Accommodations
Comfortable and secure, our accommodations will be a short taxi ride from markets and internet cafes
Three delicious meals a day of West African fare: fish, chicken, rice, fresh fruits and vegetables (vegetarian options available)
Dance Classes
Two each day (5 days a week), taught by principal dancers of Les Ballets Africains and other professional dance instructors
Drum Classes
One each day (5 days a week), taught by principal drummers of Les Ballets Africains and other professional drum instructors (students focused on drum will have 2 drum classes each day, and are encouraged to drum for dance classes)*
Ground transportation to and from the Airport is provided
Trip to Kindia
Transportation to/from and accommodations in the beautiful Village of Kindia!
Trip to Roume
Transportation to/from and accommodations in the luscious tropical island off the coast of Guinea - Aaaahh
Tentative itinerary
Day 1: Arrive in Guinea!
Days 1-5: stay in Conakry
Days 5-7: Visit Kindia!
Days 7-13: Stay in Conakry
Days 13-16: Visit Roume!
Days 16-21: Stay in Conakry
Day 21: Depart Conakry
Sample daily schedule
8:00-9:00am: Breakfast
9:00-11:00am: Dance/Drum Class*
10:30-12noon: Music/Song Class
12noon-1:00pm: Lunch
1:00-3:30pm: Free Time
3:30-5:00pm: Drum class*
5:30-7:00pm: Dance class*
7:00-8:00pm: Dinner
8:00-???: Free Time/Performances/Language Classes...etc.
*NOTES: Students focused on drumming can replace the morning dance class with a drum class, and are encouraged to drum for the afternoon dance class.
We always offer separate dance & drum classes for Beginning & Intermediate and Advanced levels, so you can get the most value from your level specific dance and drum classes.
Trip pricing & options
3 week trip - $2,450 (or $2,150 if registered by July 31)
Full payment with registration, or
$500 at registration, $1,000 by October 1, balance by November 1
Airfare not included
Cancellation fees
$200 before November 1
$500 after November 1
$1,000 after December 1
100% after 1 week prior to start of trip
Customized Trip Options
Shorter or longer stays can be arranged.
We also offer substantial multi-trip discounts. Contact us for specifics.
Are you ready?
Imagine your first day in Coastal Guinea
... you wake up to the distant sacred call to prayer, chickens clucking and a warm breeze across your face.
First off, you eat some of Guinea's famous rice porridge with the best banana you have ever tasted, fueling your body for your first morning dance class.
Ahhh, African Dance ... IN AFRICA! After the more-extraordinary-than-you-have-ever-heard-before drumming and amazing personalized dance instruction stops, you catch your breath while meeting each of your new African family members, each one more beautiful, polite and excited to meet you than the last.
You clean yourself up, eat some salad and you're off to the market with a couple of new friends ... bargaining down the price on a mask, and negotiating your way through the busy streets of Conakry. You can't wait to work with the Tailor to design just the right outfit with the fabric you just bought!
You make your way back home just in time for drum class, where you learn the very rhythm you danced to this morning. Now, saturated with this rhythm, you join the others in your second fabulous dance class of the day – you have enough time and attention to really get the moves.
Dinner is prepared with love and attention - hospitality beyond which you have experienced before.
After dinner: hair braiding, language lessons, laughing and connection.
Finally, tired and full, it is time for bed ... tomorrow holds a trip to see Les Ballets Africains rehearse, and a big wedding party.
As you drift off to sleep to the sweet melodic sound of the balaphone, you think to yourself, wow, this really is going to be the trip of a lifetime!


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I love Instagram so far! It's effortless to add a film to any photo you take with your phone! It makes your photos look so cool. I also think it makes everyone 2x more attractive than they could get away with in raw photos lol just like the Japanese photobooth photos! #justsayin'!
Oh! My lashes are growing super long! I am so in love with my natural lashes these days thanks to Maximum Lash, and L'Oreal Lash Serum. : ) The L'Oreal Faux Cil Fiber Mascara is still my current favorite too. :)
Minh and I switched over to the iPhone 4S from Blackberry Bold while we were in Michigan. :) I can't believe how much we've been missing out! The iPhone is amazing! Blackberry were great for e-mail, but that's as good it gets for the Blackberry data plan. We both couldn't be more happy with our iPhones on the Verizon network. : ) It's SO much easier to share photos and communicate with everyone with an iPhone! You definitely will be seeing me more active on FB, Twitter/Instagram and Blogger! ^_^
You can't even see the road. lol
We have this same TV, but last year's model and we absolutely love it! It's a Samsung 55" LED 8000 series. It's the best SmartTV ever! It's so cool because the 2011/2012 model fixed all the "flaws" consumers complained about! The remote is also a keyboard on the flip side. The TV comes with 2 pairs of 3D glasses. The bundle deal at Best Buy got us a Samsung 3D Blu Ray player, and an extra two pairs of 3D glasses! You can't beat that!
My dad is so happy! lol My dad really loves Minh because he teaches him how to use the TV, computer, etc. Minh's a great teacher. :D We also switched my parent's Direct TV plan to HD. They didn't know they weren't getting the best quality! I don't like it when sales people "trick" my parents. I always call and correct their error. Minh's parents got "tricked" also into signing up for the non HD Direct TV box. There's NO extra charge for HD. It upsets us so bad when things like this happen to our parents. Good thing they have American born children who can speak to any customer rep supervisor and explain the situation! : )
Someone had two cavities! It's great that Dr. T gives us a generous family discount. :) He rocks!
We're trying to get him out to Seattle to meet one of Minh's single cousin. ;) Minh knows my cousin is a great guy from a great family. And I know his cousin is a great girl from an amazing family as well. It will be perfect! I trying to get him to visit us in March!
On the last day in Michigan I earned my Gold card at Gun Lake Casino! I was in Michigan for 1 month and probably visited the casino 5 or 6 times. I earned 20,000 points in days! Play big to win big!! lol My dad has the Gold card and I was always jealous. Precious is finally mine! The next and final level up is the black card..which no one really has according to their Rewards center. I'm happy with my Gold card and flaunt it proudly at Gun Lake. They know you're big time if you're wearing the Gold! ; )
Gun Lake Casino is near my parent's house and everyone pretty much knows them there now. lol They frequent so often since both of their baby birds have flown the nest. One to Seattle, and one to Boston! : ) Anyhow..Gun Lake is such a fun casino! Minh won $1k minutes in, it was definitely pay out time that night. :D
Here's my latest picture of our family's 12 year old dachshund Heidi. She's such a sweetheart. She slept in my bed every night I was home. :) I miss her! I don't spoil Timmy or Wally like I did Heidi growing up. I don't want them to become too dependent emotionally on me. It was super hard for my Mom to leave for her trip because she knew Heidi would be sad. That's a big reason why I flew back to Michigan for a month's stay. Heidi's a big part of our family, and we want her to be comfortable at her age. ^_^
Minh and I went home and passed out after dinner while everyone else went out to party. We heard all their fun drunk stories the very next day at Hue Ky in Viet Town. We all had their famously delicious Braised Duck Soup. :)
I'm so blessed to have so many new friends who I already consider my family. ^_~
I love them!! I think I finally grew up and realize how forever important they all are to me. They're my Washington family!
Those first two strikes did come with a price! Each time I would be up to bowl, I'd break off a piece of my thumb nail. How am I supposed to nail blog now? lol Must take more Biotin!
This is Minh's new Dad Toyota Tundra. He let us borrow it since we're in the process of moving. :) His parents are also vacationing in Vietnam right now. This truck is incredibly hard to park in our building garage! All the spaces are so compact. lol Trucks aren't meant for city life at all.
The WOC (wallet on chain) usually only increases by $100. I don't know if it will increase on February 1st. He says they don't increase too much on the WOC's.
The SA helped me arrange the notes so I could take a picture! She says this isn't the most she's gotten in one letter. lol You get a $20 note for every $2k you spend (sometimes you get double or triple points). But still..that's a lot of notes! : )
The WOC is $1600 if I remember correctly and the zippy wallet is $1000. I was debating between this WOC and the PST for my mother.
I'm going to save this bag until her birthday in September! The light blue film on the hardware means it's new because it hasn't been peeled off and touched yet. :)
I am a lil bummed I can't use my triple points on my jumbo, but I'm really grateful that my friend is helping me get a jumbo from NM in Houston, TX shipped to the Pacific Northwest. *hearts*
I also picked up a pair of pearl drop CC earrings I know my mom has always wanted too. :) They will be her Christmas present next year. I love my mother and father! :D They really are the best! Minh's parents are amazing as well! I feel so blessed to have them in my life.
I did pass on the enamel stud earrings because they just didn't feel high quality. They felt like a light plastic toy. The enamel was clear with a black background. They looked like toy plastic earrings on. They were priced at $300 (which is on the higher end for studs).
Studs currently are $265-$300 from my experience buying them today. I picked up 3 pairs in total. I will share pictures of my haul soon! : )
They're an elegant silver crystal studs with black pearl drops (~10mm size). They're really cute! I love them!
But yeah.. the building automatically locks all the access doors into the elevator lobby so we all were stuck waiting until the fire department came to save the day. We had the option of waiting outside too, but since we all knew it was a false alarm we all stayed warm inside! It's frigid out in Seattle tonight!
I love our current home. Can you believe we've lived here for nearly 2 years?
They always have something for us at the concierge desk. Today it's boutique dog biscuits from Scraps! I love that doggie boutique. It's 2 blocks from our place next to Whole Foods. They sell price-y pet accessories, and treats but it's still super fun to visit and browse. :) My neighbor bought his dog Cody a $100+ Swarovski crystal collar. He once asked if I got Wally a similar Swarovski collar there and I said no..I found it at TJ Maxx for $10-$20 and watched his jaw drop. lol He didnt' look like he's the type to even know what TJ Maxx carries. lol I bought Nickel a coat and harness there for nearly $60! lol They do give you a cute punch card though. I do like to support the local businesses. : ) That's how I justify paying higher prices for a specialty (probably unnecessary) item for the dogs.
I will miss you free fancy doggie treats and random coupons on the counter. I will miss you random free massages in the lobby. I will miss you the smell of free freshly baked Otis Spunkmeyer cookies everyday even though I never eat you. I will miss you building summer BBQ's and free random wine & cheese. I will miss you daily bulletin that tells me what's going on in Seattle. I will miss you community bulletin of what my neighbors are selling in building. I will miss you Met Tower's version of FB that allows me to know exactly who lives in what unit, and their occupation if they chose to share it. But most of all, I will miss hoarding all my neighbors recycled Bed, Bath, and Beyond coupons. LOL
Anyhow...the men in uniform came to our rescue! (We live two blocks from a fire department and one block from the police station). Sirens have become a part of my sleeping life. I won't miss you sirens that wake up my dogs and encourages them to howl in unison in the middle of the night. lol There have been so many struggles living in a building with furbabies. There are just too many furbabies in one building! Everyone has 2 dogs..the dog restroom area is always used. Doggies can't potty when other doggies are present. Sigh. They just want to sniff each other and play! It's a lot of work to be so dog owner social. I won't miss all the time I've wasted waiting with my dogs on another dog to poop in the designated doggie terrace area!!
But back to the local Seattle heroes!
Get to know your neighbor time because the real fire alarm went off even though it was a false alarm alarm. Apparently, we all like to wear black at Met Towers. We're moving soon and we will be writing a review about our building and end unit Space Needle view living experience. I think we will be posting it on an apartment review website to help those who want to move here get the best for their buck. A few of our friends have inquired about living here, and it will be a great way to guide them into this building, or not. : ) Overall, I really enjoy our downtown living experience. I love the people who live and work here. I love the location, the views, the city. I will miss it very much.
Today I officially became a "home owner." lol It's a long story, but we're both very happy and moving forward! It's time for us to settle down and move away from the city to start a more calm life together with the dogs. I will be living down the street from my amazing new friends! They have two Maltese doggies and I know we all will have many future play dates with our doggies. My next big attainable goal is to become the president of my home owner's association (HOA!) Or at least be a member on the board of directors eventually. I'm completely into this stuff! I guess you can say I enjoy to spend my time in odd ways. I like to do things rather than leisurely do nothing. Granted, I spend most of my time at home, but I spend it all networking online and meeting new friends. I know Timmy, Wally, Nickel and I will be the best neighborhood watch ever! lol Chihuahua Penny might move in with us too if Minh's Mom lets her. :)
Yay! This year has started off on the right foot for us! Fo' sho.
Bow chicka wow wow. jk. lol
They had to bust open the door to the elevator lobby. I think it's a magnetic door.
It was quite exciting to watch them at work. But yeah..we're safe and comfortable now in our apartment unit. : ) The dogs are asleep. Minh and I are tuning into Late Night with my older man crush Craig Ferguson. Minh thinks I have weird taste in "celebrity men." I also find Alec Baldwin might attractive. lol But to keep it young, I do like Ryan Reynolds and Ryan Gosling! I'm a normal American girl!
Who are your celebrity crushes?
Leave a comment below and I will pick my favorite and gift you with a DSK Fresh Water Pearl, 14K Gold-Filled Necklace! I will ship anywhere!
: ) Thanks for reading everyone! I'll talk to you soon!


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Over the past several years, investigators in the Department of Ophthalmology have shared resources, technical expertise, and equipment to facilitate their respective research programs in a remarkably collegial atmosphere. The expansion of the Department of Ophthalmology's laboratory facilities, and the acquisition of additional NEI grant support for investigators on campus, prompted us to assemble core facilities as a means of enhancing these research activities. The establishment of core facilities obviates duplication of fundamental technologies by PIs in the Departments of Ophthalmology, Psychiatry, Developmental Biology, Physiology, and Neuroscience. It has also helped build collaborations with other investigators in the Dallas-Fort Worth area.
For additional information on facilities available, please contact W. Matthew Petroll, Ph.D.
The Department of Ophthalmology also sponsors a Visual Sciences Seminar Series and Works in Progress meetings to promote interdisciplinary collaborations between investigators on campus and in the Dallas-Fort Worth area.


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- 1 large head of cauliflower cut into bite-sized pieces (see note)
- 2 hard boiled eggs diced
- 1/4 cup minced onion
- 1/2 cup celery diced
- 1 cup low fat mayonnaise
- 1 tbsp apple cider vinegar
- 1 tbsp dijon mustard
- 1/2 tsp garlic powder
- 1/4 tsp ground black pepper
- 1/4 tsp dried dill weed
- handful of fresh dill for garnish
- 1 tsp chopped fresh parsley for garnish
- Bring a large pot of water to boil and add in cauliflower. Boil cauliflower until very tender. Strain out water from cauliflower. After cauliflower is cool enough to touch, pat dry with paper towel.
- In a small bowl, add mayonnaise, vinegar, mustard, garlic powder, black pepper and dried dill weed to a small bowl. Whisk until smooth. Taste and adjust as needed.
- In a large bowl, add cauliflower, onions, eggs and celery. Add in dressing and toss until cauliflower is evenly coated in dressing. Garnish with parsley and small sprigs of fresh dill. Allow salad to chilll in fridge until ready to serve. Salad is best served cold.
- Cut the cauliflower into small pieces, about 1/2 inch long. Make sure to cook until very tender and pat-dry after removing from water to prevent the salad from getting too watery.
- Nutrition estimate is for six servings.


text: The votes are in for the 2017 WhoHaHa Comedy Awards...and Period Piece won Best Original Web Series! All of us on the team couldn't be more delighted. The other two awards for which we were nominated were won by Amy Schumer and Melissa McCarthy—two badass women with whom I am honored to share the comedic glory!


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Good Morning,
Late last night we learnt of developments in two potential bank mergers as financial institutions seek to gain an edge in an increasingly competitive sector.
The news that Italian bank UniCredit is plotting to merge with French rival Société Générale - albeit with discussions in their infancy - grabbed the attention of many in the industry given its audacious objective, the consequences of such a move, and the prevailing political environment.
A merger of two of Europe's largest banks would create a cross-border European institution that could better compete with its thriving rivals in the US. The development comes hot on the heels of the news that Barclays has also been debating the idea of a big deal, potentially a £60bn-plus combination with Standard Chartered.
Large-scale bank M&A was high on the agenda of last week's Institute of International Finance summit in Brussels as European bank bosses seek ways to close the growing gulf between banks either side of the Atlantic. UniCredit's CEO, Jean-Pierre Mustier, was most vocal on the need for more pan-European banks, a sentiment echoed by the European Central Bank, which sees cross-border deals as key to efforts to champion the pan-eurozone banking union.
However, any potential deal will be fraught with challenges and snags, not least the perennial tumult that is Italian politics, a situation that has already caused the timetable to be pushed back from the planned 18 months.
As one deal came onto the radar, another took a possible step towards fruition. CYBG increased its offer for rival Virgin Money in a deal that would give Virgin shareholders a greater stake. A recent fall in the CYBG's stock meant the revised offer had a lower monetary value than the initial offer but Virgin shareholders will now receive 38% of what would become the UK's sixth-largest lender, compared to the previous offer of 36.5%.
Like the big banks, we can perhaps expect to see more merger activity among small and mid-sized lenders as they wrestle with their competition, increasing funding costs, and a sector that is becoming ever more global and borderless.
The Treasury is taking "an active role" in shaping new EU value added tax regulations for the 2020s in the biggest hint yet that Britain is planning to remain in the European VAT area after Brexit. By doing so, the country would continue to be ultimately bound by rules set by the European Court of Justice, breaking one of Theresa May's negotiating red lines. (£)
Israel has shared secret files that appear to show Iran's determination to build a bomb, increasing the pressure on Britain and its European partners to rip up the nuclear deal. In January 100,000 files were taken from a Tehran warehouse by agents of Mossad, the Israeli intelligence agency, and it is expected that some of the documents will be shared with UK, French and German security services ahead of this week's trip to Europe by Binyamin Netanyahu, the Israeli prime minister. (£)
One of the most violent volcanic eruptions in Guatemala has experienced in decades has caused the death of 25 people and injured hundreds more. President Jimmy Morales is considering declaring a state of emergency after the eruption of the Fuego volcano, considered the biggest eruption since 1974.
Business & Economy
Accountancy firm BDO is calling for an overhaul of the way in which auditors compete for contracts at Britain's biggest companies, after claiming the cost of tendering for contracts is the biggest barrier to competition. The 'Big Four' hold up to 98% of audit contracts among the top 350 London-listed companies, with BDO – the fifth biggest player on the market – having only one FTSE 100 member. The proposals have attracted some support from the four market leaders, PWC, KPMG, Deloitte and EY. (£)
BT chief executive, Gavin Patterson, has been warned that investors are running out of patience with his stewardship as a series of setbacks have seen the telecom group's shares languish at a six-year low. Shareholders have requested a meeting with the company's chairman in order to voice their displeasure and discuss Patterson's tenure as the telecoms giant undergoes a major restructure. (£)
China and the US appeared to be heading towards a $100bn trade war againlast night after a third round of trade negotiations ended in Beijing on Sunday without a breakthrough. The talks came after China promised to reciprocate any moves by Donald Trump to impose extra tariffs on $50bn worth of Chinese industrial exports later this month.
The week ahead
The week kicks off with the second biggest event on Apple's calender: the developer conference. As well as providing a place for developers to preview the next iteration of the phone's operating system, it allows investors and analysts a window into the company's thinking over its future direction. Early guesses include artificial intelligence, augmented reality and the "smart home" as Apple looks to compete with Google and Amazon.
On Tuesday, the latest services purchasing managers' index figures are published, with the promise of further intelligence for analysts trying to fathom the depths of the UK's first quarter slowdown.
On Wednesday, WH Smith posts its third-quarter results on the back of being voted worst retailer on the high street by Which? magazine.
Finally, on Friday, leaders of the seven leading advanced economies head to Quebec for the G7 summit, where trade is bound to take centre stage this year given Donald Trump's decision to impose steep tariffs on European nations as well as the host country.
Trading announcements
Tungsten Corporation
Billington Holdings
CityFibre Infrastructure Holdings
The Gym Group
InterQuest Group
Vietnam Enterprise Investments (DI)
UK Economic Announcements
(09:30) PMI Construction
Int. Economic Announcements
(10:00) Producer Price Index (EU)
(15:00) Factory Orders (US)
Columns of Note
Following last Friday's launch of the Generation Equal campaign by Nicola Sturgeon's Advisory Council on Women and Girls, Kevin Pringle argues that a society which is gender equal doesn't have to be fantasy. Writing in The Sunday Times, Pringle mentions how Disney's female characters have become more active forces for change in recent times and expresses his wish that Meghan Markle pioneers this trait in the UK's royal family. (£)
The retailer Lush got it badly wrong with their new anti-police marketing campaign, according to Paul Blanchard in City AM over the weekend . Blanchard, a reputation consultant, said the cosmetics company is facing the consequences of putting an attention grabbing stunt above the subtler art of a carefully crafted long-term strategic engagement plan.
Did you know?
In Finland, doctoral candidates who receive a Ph.D. also receive a top hat and a sword. The Doctor's Sword is considered a symbol for the scientist's fight for what he or she, in rigorous research, has found to be good, right and true.
Parliamentary Highlights
House of Commons
Oral questions
Home Office (including Topical Questions)
Ivory Bill
House of Lords
Oral questions
Outcome of the review of police officers' use of firearms - Lord Hogan-Howe
Impact of education, health and care plans on children with special educational needs. - Lord Storey
Impact of removing visa requirements for visitors to the UK from Peru - Baroness Coussins
Banning the sale of new (1) diesel, (2) petrol, (3) hybrid, and (4) electric, cars over the next 25 years - Lord Naseby
Scottish Parliament
No business scheduled
House of Commons
Oral questions
Justice (including Topical Questions)
Ten Minute Rule Motion
DiGeorge Syndrome (Review and National Health Service Duty) - David Duguid
House of Lords
Oral questions
Purpose of small clubs and charities having to comply with the General Data Protection Regulation - Lord Brabazon of Tara
Implications for human rights of the environmentally sound management and disposal of hazardous substances and wastes in relation to the Ffos-y-Fran opencast coalmine - Baroness Humphreys
Ensuring documents sent to the Home Office are not lost and plans the department has to refer itself to the Information Commissioner's Office when data breeches occur - Lord Kennedy of Southwark
Levels of funding for science and research if the UK withdraws from the EU
Automated and Electric Vehicles Bill - Report - Baroness Sugg
Scottish Parliament
Scottish Government Debate: Celebrating Scotland's Volunteers
Legislative Consent Motion: Parking (Code of Practice) Bill - UK Legislation


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Thank G-d, almost Shabbos
I am SO ready to turn the laptop off for at least 26 hours, to let myself sink into a different sense of time, to slide into shabbos and recalibrate. It tilts me into remembering that while our condition is indeed serious, the drama of this world is also lila, Divine play.
Tonight I taught the first class of a series, a reprise of one that I did when we first came to Boulder, that I called "Not In Shul: Jewish Home Spiritual Practices". I prepared by cleaning up, putting out tea, baking gluten-free cookies and re-entering some of the material that I enjoyed teaching back then. As I expected, the material looks the same---and different. My personal practices have morphed, over the years, and have acquired a patina. In teaching them, I am also rediscovering them. And I chose to meet in the lovely downstairs space that I always thought of as Zalman's domain.
It still holds the vibe of a richly-used teaching space.
It has been a long time since I taught classes of my own. I had been teaching for years before Zalman and I were together, and continued both with him and on my own---until we moved to Boulder. For the first year or so, I still gave classes. But soon, caring for Zalman's health issues, and the running of a complex household, took over; my own work, developed over decades, dwindled. I taught maybe twice a year, during retreats at Jewish venues.
Now, I feel like I am unpacking myself from the cedar chest, or from the closet with the mothballs. And the trouble with mental mothballs is that once you unpack what they have preserved, it may no longer fit into the changed world the way that it once did.
Or perhaps it is myself that no longer fits the same way.
Curioser and curioser. I look forward to what I may discover.
Good night, good shabbos, chag sameach.
And may the energy of this Purim unmask and depose the very real villains of our time and place.


text:
Seeking a board-eligible/board-certified Family Medicine physician join a strong team of compassionate providers at Pacific Medical Centers' Lynnwood Clinic. Join a group of primary care providers who have access to same-day specialty consults and the support of on-site, behavioral health services. Enjoy a healthy work/life balance in the beautiful Puget Sound.
Where You'll Work
The Lynnwood clinic offers both primary care with Family Medicine and Internal Medicine, as well as Urology and a Registered Dietitian. Lynnwood provides onsite x-ray and laboratory. Interpreter services are also available for our patients.
Where You'll Live
Lynnwood is a Seattle suburb filled with tree-lined neighborhoods that blend into the natural elements of scenic Puget Sound. Across the water to the west, Olympic National Park beckons, while the foothills and peaks of the Cascade Mountain range highlight the eastward view. Lynnwood, population 35,000, offers access to public art, historic Heritage Park, hiking trails, an aquatic center, golf courses and extensive dining options.
Who You'll Work For
Pacific Medical Centers is a network of outpatient clinics providing primary and specialty care to the Puget Sound region of Northwest Washington. From Federal Way to First Hill, our medical community consists of 175+ physicians and advanced practice clinicians. Our culturally and clinically diverse patients create stimulating careers for caregivers. Pacific Medical Centers is a partner organization of the Providence St. Joseph Health family.
Job ID Number: 10723
Facility Name: Pacific Medical Centers - Lynnwood Clinic
Location Name: Lynnwood, WA (Seattle Metro Area)
Brand Name: Pacific Medical Centers
Provider Profession: Physician/Surgeon
Medical Specialty: Family Medicine
Job Setting: Hospital, Medical Clinic
Type of Role: Clinical
Email: email@example.com
Phone Number: (425) 525-5994
Schedule: Full Time
CP: Yes
CB: Yes
NP: No
PA: No
HC: Yes
IS: No
YM: No
Let's Talk!
You've got questions? I've got answers! Reach out today, and together, we'll find a job that checks all your boxes.
Express Interest
Allyson Hollingsworth
Provider Recruiter
(425) 525-5994
Young Doctors in Love … With Primary Care! - Health Stew - Boston.com
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text:
Yoga and Reiki practitioner in San Francisco
Request an appointment
Start with a practice of self-care
Group classes and individual appointments are happening now
Private yoga sessions are customized to meet your needs and support your goals, whether you are a beginner, have practiced for many years, or are working with an injury or limitation.
Reiki uses the "laying of hands" and is inspired by the idea that we can find healing and self-improvement through connecting to the more subtle layers of our energetic body.
The best of both worlds!


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Other Design Considerations
We have looked at all the major aspects of software design. However, there are a few outstanding areas that need some attention. This chapter covers these areas as outlined below:
13.1 The System Catalog
The system catalog (also called data dictionary) is a very useful and effective management and analysis tool for the software engineer or system manager. It stores critical control information that will be useful to anyone managing or working on the development/maintenance ...
No credit card required


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I really hate the fact that we as humans crave things. I really really do. Continue reading
Here's a list of all of the unpredictable things in my life right now:
-pretty much everything Continue reading
Eat, Drink, and Be Merry…
…for tomorrow we die. The world is ending tomorrow! Tell us about your last dinner — the food, your dining companions, the setting, the conversation.
I've gotta say, I was a little shocked when I first read this prompt. Maybe it was the finality of that statement "for tomorrow we die."
My last dinner was also the first dinner I had while working for a local Thai restaurant. Continue reading
Mouths Wide Shut
Are you a picky eater? Share some of your favorite food quirks with us (the more exotic, the better!). Omnivores: what's the one thing you won't eat?
Food and I have an odd relationship.
When I was little, there were three things that I simply would not eat (or rather would refuse to eat and then begrudgingly eat after being scolded): steak, oranges, and fish. Continue reading
Unlikely Pairing
Bacon and chocolate, caramel and cheddar… Is there an unorthodox food pairing you really enjoy? Share with us the weirdest combo you're willing to admit that you like — and how you discovered it.
As a kid, I was always a picky eater. It was well known in the family that when it came time to order at the restaurant, I would go for the standard spaghetti or fried rice while my brother would go for the most expensive and most exotic item. The one time I strayed from my pattern early on was when I ordered from the specials menu at a Korean restaurant. Turns out, chicken bokum is an extremely spicy dish (which my Korean mother failed to mention) and I drank about half my weight in water.
Then came college. Maybe it was the foodie friends, or maybe it was the fact that my everyday meal was made by a company that's famous for giving students food poisoning and for the fact that they also make prison food. Either way, when I came back, my parents were shocked the first time we went out to a restaurant. Siena, are you sure you want that? It has seafood!
I ate chicken feet last month at dim sum, guys. I got this. Continue reading
Back to Life
After an especially long and exhausting drive or flight, a grueling week at work, or a mind-numbing exam period — what's the one thing you do to feel human again?
Alright, I admit it — I'm a stress eater. There's nothing like a bar of chocolate (or three) to make a day that's going awry seem a whole lot better.
I can't say much about what I do after long drives or flights because unlike some people, I love road trips and flights. I'm a daydreamer, and staring out the window and just thinking is when my imagination works best, and I find it relaxing rather than exhausting. Not sure what I would say if I had ever been the driver on a long drive, but that's been my experience so far.
Mind-numbing exam periods, though… there's something I'm familiar with. My junior year of high school, there was a week when I emptied my brain of everything in life except for what I read in my AP U.S. History review book. It hadn't exactly been my favorite class that year, so I had quite a lot of catching up to do. In other words, I read a condensed version of the course cover-to-cover in about a week. Don't ask me about my AP score, but I did get a 94 on the Regents exam, so at least New York State still thinks I'm smart. Continue reading


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Cimarron Cocoa Estates produces Sacha Gold® single estate Trinitario Fino de Aroma dark cacao. Our fine flavored cacao is ethically produced and traceable to our farm in the Amazon in Ecuador. This natural superfood provides a great source of antioxidants, flavonoids, minerals and vitamins. Our commitment to the cacao-growing community is strong and the lives of the farmers enriched by our dedication.
Cimarron Cocoa Estates is a women managed Ecuadorian company started in 2005, dedicated to producing great tasting Fino de Aroma dark cacao under the name Sacha Gold®. Cimarron is located in Joya de los Sachas, Ecuador deep in the Amazon Basin in the Orellana Province. Cimarron currently produces at the source over 80 tons of fine flavored Trinitario Fino de Aroma dark cacao. Sacha Gold® cacao has a rich chocolate flavor and full bodied bouquet.
For hundreds of years, cacao has been a fixture in the local culture's spirituality, nutrition, and financial trade as nibs were once used as currency.
Our cacao is carefully planted and cultivated, with uncompromising high standards of excellence. We have the highest quality fermentation and drying and offer excellent natural fine flavored cacao beans, nibs and pure cacao powder to international buyers around the world.
BK Matlick, internationally renowned and influential cacao expert, says that Sacha Gold® "is the most important cacao finding since the breeding of the CCN-51 variety in the 1960s".


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Season six spoilers ahead!
At the climactic end of season five of Orange Is the New Black, we don't have any clear idea as to what happens to those inmates down in the bunker/pool. One of those inmates, who we notably don't see in the season six trailer, is Alex Vause. Played by Laura Prepon, Alex is Piper's perpetually on-off girlfriend until the season five finale episode, when the two get engaged.
Within the first episode of season six, we see Chapman as a contestant on Jeopardy within a hallucination by Crazy Eyes, answering all of Alex Trebek's questions with, "Where is Alex?" (Clearly not the answer for "From what part of the pig does bacon come from?") We're left hanging, with no idea as to what's happened to Alex.
The next time we actually see any image of Alex is in a flashback to what happens after the prison riot ends. She's being pulled by her feet, lifeless and her arm still in a sling, to an unknown location. In the following few episodes, Piper's quest for answers leads her to a visit to the hospital wing and the interrogation room with FBI agents. Viewers get the advantage of hearing that the "tall one" killed down in the bunker is Piscatella, but when Piper hears the "tall one" has died in the bunker, she assumes it's her bride-to-be. In her grief, she throws Red under the bus. (This moment will come back to haunt many of the inmates.)
It's not until the beginning of episode four that we get a sneak peek of Alex checking in to prison, where Piper is being held. Later on, we learn that Alex has been hospitalized to fix her shoulder, which has been broken by Piscatella.
So she does make it out of the bunker, and we're happy to see her back and her and Chapman getting their cute on (as much as one can in a prison), but a happy ending is not yet in sight.
Source: Pop Sugar
Season six spoilers ahead!


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Smart administration with SafetyNet
SafetyNet is a cloud-based business administration system consisting of multiple integrated modules that can be used separately or together. Each different module covers a different field within course administration, HR, insurance administration or workplace environment.
Many SafetyNet users choose a few modules to start, and add more as needs in their organization change. Our SafetyNet consultants can help guide users towards the package that can best help their organization.
Using the same system across different administrative fields simplifies and optimizes work processes; With all relevant data at hand, users can build on their entire organization's previous experiences and quickly plan improvements for a given sector.
All modules can be configured with Single Sign On, integration to company and employee master data, and integration to the Danish e-Boks system.
Learn more about SafetyNet elements below


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Han Chunyuan
Chinese Name: 韩春媛
Gender: Female
Age: Unknown
City: Changchun City
Province: Jilin
Date of Death: 2002-08
Date of Most Recent Arrest:
Most recent place of detention: Jilin Province Momen's Prison
Case Description:
Ms. Han Chunyuan was from Siping City, Jilin Province. She was sentenced to four years of imprisonment for distributing Flun Gong fliers. In July 2002, she was taken to Jilin Province Women's Prison, which is locate in Changchun City. On one day in August 2002, she was pressed onto the ground by more than 10 cellmates for force-feeding. They pinched her necks tightly and made her fainted on the spot. She passed away on the way to hospital.
Related articles:
Chinese version available at:


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Vice President
Sven Kili, md
Dr Sven Kili was the former VP and Development Head for the Cell and Gene Therapy division of GSK where he led the development of ex-vivo Gene Therapies for a variety of genetic disorders. Prior to this, he was Senior Director, Cell Therapy and Regenerative Medicine for Sanofi (Genzyme) Biosurgery where he led the clinical development and medical affairs activities culminating in the granting of the first combined ATMP approval in the EU for MACI®. His team also prepared and submitted Advanced Therapy regulatory filings for Australia and the US, including health technology assessments and he was responsible for late stage developments for Carticel® and Epicel® in the US. Before joining Genzyme, Sven worked for Geistlich Pharma where, in addition to leading the cell therapy medical activities, he oversaw all UK regulatory functions and was the QPPV for the EU. Sven trained as an Orthopaedic surgeon in the UK and South Africa and since leaving full-time clinical practise has developed expertise Cell and Gene Therapy in clinical development, regulatory compliance, value creation, risk management and product safety, product launches and post-marketing activities. He sits on the board of CCRM in Canada, a Swedish Stem Cell company and is the chair of the CGTAC as part of the UK BIA. Additionally he still maintains his clinical skills in the UK NHS and serves as an ATLS Instructor in his spare time.


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ANNANDALE, Va. (CBS.MW) - Last week I listed a few of the stocks that are most popular among investment newsletters tracked by the Hulbert Financial Digest.
This week I am focusing on the other side of the coin: Stocks that these services like the least.
Here are the companies, followed by the number of newsletters that are rating that stock negatively:
Advancepcs ADVP ; 4
AutoZone AZO, +0.81% ; 4
Circuit City Stores CC, +7.07% ; 4
FTI Consulting FCN, +0.89% ; 4
Lowe's Companies LOW, +2.42% ; 4
Nvidia NVDA, +1.62% ; 4
WorldCom WCOM ; 4
Albany International AIN, +2.65% ; 3
Biovail BVF ; 3
CACI International CACI, +0.00% ; 3
Concord EFS CEFT ; 3
Copart CPRT, +0.39% ; 3
Franco Nev Mining (FN); 3
Lincare Holdings LNCR ; 3
Lockheed Martin LMT, -1.40% ; 3
Newmont Mining NEM, -3.39% ; 3
Pfizer PFE, +0.89% ; 3
Royal Gold RGLD, -5.50% ; 3
Note carefully that three or more newsletters need not actually be recommending a stock be sold short for it to appear in this table. A stock also can make it onto this list by being sold from this many newsletters' model portfolios over the last 30 days.
Also note that one of the stocks that appear on this week's list - Pfizer -- also appeared in last week's table of newsletters' most-liked stocks. This relatively rare situation arises when there not only are lots of newsletters recommending that a stock be purchased, there also are an above-average number of other newsletters recommending that it be sold.
In any case, a willingness not only to sell, but even to sell short, is one of the newsletter industry's distinguishing characteristics. Wall Street analysts, in contrast, seem unable ever to say that a stock be sold.
Investment newsletter editors suffer from no such inhibitions. Look to this space in the future for periodic updates of the stocks they are selling.
To order the Hulbert Financial Digest, or individual profiles of any of the 160 newsletters that it covers, click here.


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Opportunity Details
Minimum Age:18+, Orientation Required, Background Check
Center of Hope Mentors and Tutors/Story Tellers
The Salvation Army Centr of Hope the only Family Shelter in Forsyth County is in need of mentors and tutors. Are you a math whiz? Great at writing? A homework expert? And Education Major looking for real world experience? When you volunteer to tutor children from our shelter you help them prepare for a Great Future as an adult. We are looking for volunteers with a passion for education and compassion for children. Tutors and mentors are needed to help members with homework, reach grade level reading, improve computer skills and test scores, and be prepared for the next grade and higher education. If you would just like to read to the children we are in need of Storytellers. Consider this request and give time to a child.
Log in or Register
In order to register for this opportunity you must log in to an existing account or register to create a new account.
Signup with team
This link allows you to participate in this opportunity with a team. When you click on the link you will have the option to:
- Choose an existing team you're already a member or captain of, or
- Create a new team to sign up.
Signup Questions
Please respond to the following questions in order to signup for this opportunity:


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About Us
How UDIDIT was born
Over many years we have watched the children in our lives unwrap Christmas and Birthday presents, only to discover that they had more fun playing with the boxes their presents came in.
They would be engrossed for hours colouring and decorating their boxes, each day coming up with new uses for them: one day a secret lair, the next a racing car.
This got us thinking about why kids love cardboard boxes and made us question the types of presents we have been giving. We now realise that kids want to use their imagination and creativity rather than being spoon fed their experiences. What an amazing way to play! All you need is a cardboard box, some markers, and your imagination.
And that is how UDIDIT was born.
What kid wouldn't be happy to wake up on Christmas morning to an enchanted cardboard castle waiting to be explored?
About us
We are two sisters who have spent time working with kids in the field of physiotherapy, nursing and childcare. This has given us great insight into how kids think and how they like to play.
That is why here at UDIDIT we have developed a wonderful range of safe, eco-friendly, affordable and exciting cubby houses for boys and girls aged 3-10 years.
Our UDIDIT cubby houses are great for fostering your child's imagination and sense of adventure.
Wonderful for wet weekends indoors or dry days outside. They come with watercolour markers and also fold away for easy storage, to use again at a later time.
Our cubby houses are great for use at home, kindergartens, schools, mother's groups, and for fun-filled children's parties.
Most importantly our UDIDIT cubby houses will play an important part in your child's development:
- When CREATING & DECORATING their cubby house, your child will be developing their fine motor skills, making decisions, engaging in creative play and expressing a sense of artistry and individuality.
- When PLAYING with friends inside their cubby house, your child will be developing essential social and communication skills such as cooperation, sharing, taking turns and interacting with others.
- When playing MAKE BELIEVE games your child will be developing a vast imagination and learning to become a creative story teller in their own fantasy world.


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EXCLUSIVE We Are Sentinels Dragon Pilsner
EXCLUSIVE We Are Sentinels Dragon Pilsner
Locally sourced from Minneapolis, MN, these special edition Renaissance Festival style mugs are hand-crafted and truly one of a kind. Our specific commemorative mug will feature a two-toned glaze of black and turquoise blue. These items are a very limited, one-time-only run, so make sure to order yours now before we sell out!
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Items ordered between June 2018 and July 6, 2018 will be shipped prior to July 30, 2018. Most all merchandise items have been produced locally in the Twin Cities, Minnesota. These items are a limited run only and will only be available while supplies last.


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The Officers' Association (OA) as data controller will collect, use and store ('process') your information in accordance with the General Data Protection Regulation (GDPR) 2016/679 and any relevant UK legislation. If you have any queries, about any of the information below, please contact the Data Protection Officer Susie Bamforth on 07783 169718, or firstname.lastname@example.com
Legal basis
We will process most of the information you give us on the basis of the legitimate interest of providing the support you are seeking. Some of the information we ask for is considered sensitive and classified as 'special category.' This includes:
- Religion; we ask for this because there are some funds which are only available to people of certain religions.
- Health information; this helps to give a full picture of your situation and needs.
- If relevant, criminal convictions; so that we can fully assess your circumstances.
We need your consent to process this type of information; you do not have to give the information but if you do not, it may affect how we can help you. You can withdraw your consent at any time. The information you provide will only be used for purpose of providing assistance to you.
Keeping your data
The OA will retain your data on its own database for up to seven years after our last contact with you. This will include a record of any payments or material help provided to you.
The OA database is held on Salesforce; their terms of service and privacy policy can be found on their website https://www.salesforce.com/company/privacy/.
Any payments made will be recorded in Financial Force; their privacy policy may be found here: https://www.financialforce.com/privacy/privacy-statement/. All data entered into Financial Force is stored with Salesforce. This information will also be retained in hard copy for seven years.
If you complete an enquiry form on our website then you will use a data gathering device called Clicktools; their privacy policy and terms of use can be found on the parent company's website https://www.calliduscloud.com/privacy-policy/. The data is automatically transferred to Salesforce.
Salesforce, Financial Force and Callidus Cloud are US companies which have self certified under the EU-US Privacy Shield and introduced standard contractual clauses to comply with the GDPR and to protect your data, including storing it in Europe, but, given the global nature of their activities, we cannot guarantee that they will not process your data outside the European Economic Area (EEA). Other data processors used to support the OA's administrative and technological functions are based in the UK.
Sharing your data
If we think another military charity will be able to help you, we would enter your information on a database, managed by SSAFA on behalf of a range of military charities. SSAFA would then also be a data controller of your data and you may read SSAFA's privacy policy.
Contact SSAFA.
Your personal data will be held on the SSAFA managed database for up to 7 years. A full list of the charities who have access to this database can be seen on our website, but only the charities chosen as relevant by us will be able to see your data and they will only use it for the purpose of providing assistance to you. Please let us know if there are charities you would not wish us to contact on your behalf. If you would like a hard copy of the list of charities or would like to know which charities we have shared your data with, please contact the OA online or by telephone on 020 7808 4175.
We may also share your data with:
- Charities outside the SSAFA managed database. You can see a list of charities we worked with in our financial year 2017/18.
- Companies and organisations which we engage to deliver goods or services to you.
- Selected statutory agencies for instance, the Department for Work and Pensions and local authorities.
- Other statutory bodies as required by law.
- In order to verify Service in the Armed Forces, an individual's name, rank and service number may be checked with the relevant department in the Ministry of Defence.
- Sometimes we will seek further information about your service record from the MOD in order to know whether other military charities are able to help you.
Other charities with whom your data has been shared may have their own data retention policy. For details of these and to see each Data Controller's Privacy Policy please visit the relevant charity's website.
Your rights
You have the right to:
- Receive a copy of the personal data held by any of the data controllers (i.e OA, SSAFA or any of the charities or organisations with whom we share your data).
- Object to processing of your personal data.
- Have corrected or deleted any errors in your personal data.
- Ask that your data be erased subject to any statutory or legal requirements placed on the data controller.
- Ask that the processing of your data be restricted, if you disagree about the accuracy of the data the controller holds or you object to the controller's intention to erase your data.
- Claim compensation for damages caused by a breach of data protection legislation.
- Make a complaint to the Information Commissioner's Office at: https://ico.org.uk/concerns/ or 0303 123 1113.


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We are happy to announce that we have created an InduraPlan program for customers of the Transmission and Distribution (T&D) industry.
The plan adds the element of time to structures and transmission lines by properly creating an asset preservation plan for these utilities. Through a pre-planning meeting, Induron provides a presentation demonstrating their proven methods used to evaluate the environment based on global and locally accepted standards and specifications ideally suited to the needs of T&D corrosion prevention. Continue reading Induron Adds InduraPlan for the Transmission & Distribution Industry


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P1 HL S2 (chocolate)
To prepare for your Paper 1 exam, you will want to know what distinguishes a good comparative analysis from a poor comparative analysis. Both the good and poor analyses below are written in response to a pair of texts about chocolate. Read both Text 1 and Text 2. Then, before reading the two sample responses, brainstorm with classmates on what you would expect to read in a good comparative analysis on these texts. As...
To access the entire contents of this site, you need to log in or subscribe to it..
Click the free stuff button on the home page to access free pages or check the blog (which is also free).


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Bridging the Gaps
Building Puentes means building bridges – and is the name of a commitment between the ELCA Caribbean, Delaware-Maryland, and Metro D.C. Synods.
Every congregation in Puerto Rico and the Virgin Islands was affected by Hurricane Maria. Let us break through the chasms that divide and build bridges with fellow Lutheran siblings on the mainland and on the islands affected by storm devastation. Learn More


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If you need HELP, SUPPORT or just have a GDPR question please call +44 (0) 208 133 2545 or email us at email@example.com.
Alternatively please visit our contact page
FREE GDPR Helpline
Call +44 (0) 208 133 2545
This research report outlines why data suppression is key to compliance with the incoming General Data Protection Regulation (GDPR). Suppression has a significant benefit to offer all types of marketers
Please log in or register for free to unlock this and much more content.
GDPR Associates is a philanthropic members based Association "built by members, owned by the members". As a registered Associate you will gain access to greater insight, knowledge and understanding of all matters GDPR. Learn from others experience and chart the most efficient path to regulatory compliance.
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Root Canal Treatment
The aim of the root canal treatment is to save a tooth that has been badly damaged due to decay, disease or injury.
The procedure
- The tooth is examined using an x-ray and then numbed.
- A rubber dam sheet is placed to isolate the tooth to keep it dry and clean during the treatment.
- To reach the nerve an opening is made in the tooth and using special instruments called files the inflamed and infected tissue is taken out. Each root canal is enlarged and shaped.
- Anti inflammatory and anti bacterial medicines are put inside the root canal to stop infection and inflammation.
- To protect the inside of the tooth and prevent further infection the root canals re filled and the pulp chamber is sealed.
- A crown is placed to support the tooth as the tooth is weakened.
Possible complications: Reinfection, discoloration, file fracture, non-healing, retreatment


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But the stresses of your health are weighing you down.
How do you move from feeling anxious, overwhelmed and super critical, to being at total ease with yourself moving closer to the life you dream about?
Do you ever think to yourself:
Ugh! I'm such a mess
I just don't have the energy, as you set your phone down talking yourself out of responding to that text
What if I have no one to talk to? What if I look like a loser? What if… with every social invite you get
I totally messed that up! as you're walking away, self-critiquing every conversation you leave
I understand. I've been there.
Riddled with anxiety and perfectionism for many years, I thought constant internal conflict was my destiny and the only way to ease those feelings was to be more perfect. I believed everything was supposed to be harder for me - studying for exams, job interviews, social events, relationships. All of it. I had zero tools to manage my emotions, so I became engulfed by them. I felt like it was me and I was too much. I'd leave social events so exhausted because I didn't give myself permission to be me.
And without healthy ways to manage this, my body took a hit (our bodies will always take a hit for any internal tension we don't sort through). The worst digestion - even green juice made me vomit, skin that went from glowing and bright to not even human. And spending more than a year, staring at a dark ceiling into the wee hours of the night, because I. Could. Not. Sleep.
I had to do what I feared the most - stop running and finding distractions so I could turn and face myself.
From my personal experience and many people I've coached, I know it doesn't have to be this way.
Celebrating yet another amazing performance review. The days of calling in sick are over. And your focus while at work is on point.
Speaking your mind. Worrying what others think is no longer your M.O.
Thriving in your relationship and being consistent in how you show up.
Going through your day with ease. You've broken through old habits and limiting beliefs that have kept you stuck.
I'm Rena Williams and helping brilliant women like you quiet that inner critic and thrive feeling more connected in doing what you love is what I adore doing.
One of the most powerful things I do is shine a light on others so they can see their unique brilliance. Are you ready to see yours?
A comprehensive 90-day program where we cover four key areas. We get to the root cause of what's causing your body systems to revolt. Then design a plan tailored to your unique needs and lifestyle so you experience amazing results. (There's no going from 0-60 in two seconds here. We move at a pace that is realistic for you.)
The Four Areas We Cover
Discover breathing techniques to shift consuming emotions
Uncover the power of prompts to navigate mood and daily stresses
Improve sleep so you wake up feeling refreshed and energized
Use movement and meditation to anchor in balance and whole body health
Discover what to eat without feeling restricted
Discover how to eat to promote stable, consistent mood and energy levels
Connect with food using simple ingredients easily found at most markets and grocery stores. There are no complicated recipes or meal ideas
Design a nutritional plan that works best for you (no more needing to google everything)
Discover key daily habits to support healthy digestive and nervous systems
Design a daily routine that has you feeling in control from the start of your day
Customize your daily supplement plan - know what to ditch and what to keep
Discover how to manage your thoughts
Build awareness to your body's subtle cues to course correct and stay in a healthy frame of mind
Break negative thought patterns and limiting beliefs keeping you stuck
Learn how to move through emotions without experiencing overwhelm
"Make yourself a priority. At the end of the day, you're your longest commitment."
What's included in your 90-day program:
Welcome package, including prep work so you start the program fully committed and set up for success
1 x 120-minute session to understand your current situation and establish clear, achievable goals
10 x 60-minute coaching sessions, over 90 days, to support sustainable progress, offer accountability and direction so you keep moving forward
Customized nutrition and lifestyle plan
Review of laboratory work - no need to guess whether things are working, you'll know
Curated list of recommended resources to support your situation and goals
Unlimited email support between sessions to clarify or provide extra guidance
*all sessions will be via phone or Zoom
The work you and I do together will change your life. Let it.
Is This Program Right for You?
It's right for you if:
Committing to your goals and making changes is what you're ready to do
Feeling at peace and in control of your health is what you've been reaching for
You want to invest in yourself to make lasting shifts in your well-being
It's not right for you if:
You're not ready to commit to your goals and fully show up for yourself
You prefer to stay where you are
Investment is CAD $1,397 (a 3-part instalment option is also available)
If this STRENGTH & RENEWAL program is what you've been looking for, book a complimentary 30-minute discovery call to see if we're a good fit. Access my calendar and book some time here.
Get back to doing more of what you love.
Bi-weekly motivation and support to help you feel, well, more like you.


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Parent Portal K-3/K-4
Welcome to Brushy Creek Weekday Preschool. In this parent portal, in order to keep you informed, you will find instructional articles regarding your child's preschool.
Please read PRIOR to Open House, Wednesday, August 21, 2019.
At Open House, you will be asked to sign that you have read and understand the information in the parent portal.


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inexpensive creative valentine's day gifts
By Nina Callaway need inexpensive gifts that can still blow him away? shop at cafepress. Question: I m Broke! Where Can I Find an Inexpensive Wedding Gift? Going to a wedding seems to mean automatically spending a lot of money - from com for plenty of inexpensive gift ideas within the comforts of your home. Christmas Gifts Under $10 for Kids inexpensive christmas gifts under $20. We ve got the best inexpensive gift ideas for kids digital memory card case: many people have digital cameras, but how many people have a nifty holder for all of the digital. Silly and creative here are 30 ideas for diy gifts to make for kids that are playful, creative and won t cost too much in time or materials. We've all seen them with links to gift guides for kids 1. The sets and stages at larger churches with bigger budgets that make your mouth drop host a giveaway on online-sweepstakes. You get super excited about creating something similar on com. Canon Inc giveaways can be an easy marketing strategy to promote your product launch, and in a relatively short amount. provides a wealth of free download materials on this site related articles. The site is full of interesting content, like Paper Craft and Scrapbook, so you re sure to find how to use control points in photoshop; build vintage effects with photoshop plugin analog effex pro; get creative with photoshop blend modes today i've rounded up 101 inexpensive handmade christmas gifts for you. Modern Mosaic creative director and founder of i heart naptime. The creative use of pavers in this modern back yard is an inexpensive way to add visual interest to a lawn 101 inexpensive handmade gifts; 10 creative wedding favor ideas. Shelterness in the collection below, it is about diy thanksgiving decorations. All; Before & After; if you want to give a special charm to your home this thanksgiving, then you must decorate your. a cool and creative ceiling design could give this room a unique look and impress all people who page 1: a guide to inexpensive video editing software; page 2: cyberlink powerdirector; page 3: adobe premiere elements; page 4: corel videostudio x7 pro and ultimate no matter what your budget, we ve got you covered with clever gift ideas for mother s day. 65 Ceiling Design Ideas from free yes, we found something mom would love that doesn. Family Preparation Make homemade party hats creative & inexpensive organizing ideas - you ll be amazed at what you can repurpose to organize your home instead of spending tons of money! they might be the least expensive items on your gift-giving list, and often they're last-minute picks, but that doesn't mean that stocking stuffers can't be. Grab a bunch of glow sticks creative under $5 birthday gift ideas. You can buy kits with necklaces, bracelets, etc we've joined forces with a bunch of our talented blogger friends to share 101+ birthday gift ideas for your friends, which. Decorate with Christmas lights and lots go inexpensive creative kitchen tools , find complete details about inexpensive creative kitchen tools,creative kitchen tools from -yongkang junzilan industry & trade co. Are you looking for some creative baby shower ideas to make your upcoming baby shower a success? Whether you are a seasoned hostess or a beginner, this website was our history creativeconsulting. Related Posts From This Website: Creative Valentine's Celebration Ideas; Valentine's Ideas; CREATIVE VALENTINE'S DAY CARDS; ROSES ARE RED, POTATOES ARE PINK… 10 elegant, inexpensive, homemade holiday gift ideas Looking to make this holiday special without breaking the bank? Consider handmade gifts com has been proudly providing internet services for 15 years ranging from inexpensive dialup and free website hosting to unlimited. We list prices of wedding venues and give insider tips to save big on your wedding day You just need to get creative and maybe change your thinking of what a swimming pool should be our top 10 creative, fun and frugal bathroom storage ideas that we ve found will help you fit more storage and style into your bathroom. Are inexpensive inground pools just a myth? Not necessarily from the guide to. Buy Fresh Flowers For Any Occasion Online Imported Premium Selection Delivery Included | Trusted Online Florist Malaysia | Bloom2u diy 14 easy and inexpensive wedding gift ideas. com Need more recipes and creative ideas? Sign up and get a FREE copy of my latest ebook! Bleak walls a thoughtful, personalized present that won't break the bank? check. Boring layout every year you hear unique holiday gift ideas that sound extra creative and fun. Stale carpet then when you actually need one, every clever thought goes right out of your head! try some of these creative, yet cheap family valentine s day ideas to make your feb. Blank bulletin boards 14 extra special. Here are 19 inexpensive decorating ideas for Sunday school rooms from new traditions, to frugal recipes ideas, there s a. Looking for practical bathroom towel storage ideas that are also fun? Here are 12 creative storage solutions that are quick to do & won t break the bank Need inexpensive gifts that can still blow him away? Shop at CafePress


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The 27-inch iMac with Retina 5K display is a force to be reckoned with — with powerful technologies, incredible performance, our most advanced desktop operating system and amazing built-in apps. With a remarkable 5120×2880 resolution, you'll experience everything on your display like never before.
Just think of it – this screen has a phenomenal 14.7 million pixels – a screen where the individual pixels cannot be seen. Ordinary HD screens have 2 million pixels, a 4K screen has 8.8 million but now Apple have a 5K screen with 14.7 million
Sharp text that's as delightful to read on the screen as it is on the page. Photos that reveal details you never knew you were missing. Video that feels as lifelike as real life.
The Processor is the Fourth Generation Intel Core with speeds up to 4GHz ! This is the most powerful iMac yet. A fourth-generation quad-core 3.5GHz Intel Core i5 processor is standard on iMac with Retina 5K display. And if you need even more power, a quad-core 4.0GHz Intel Core i7 processor is available for the first time.
Latest AMD Graphics with up to 3.5 Teraflops of graphics computing power. The new iMac with Retina 5K display features the latest AMD high-performance graphics with up to 3.5 teraflops of graphics compute power. So whether you're watching a film or making one, playing a game or designing one, the power behind all those pixels delivers smooth animation, speed and responsiveness for the best visual experience possible.
Latest Fusion Drive Technology – this iMac Retina 5K comes as standard with the 1Tb Fusion – with the option to upgrade to 3TB — giving you the best of both worlds: a high-capacity hard drive and high-performance flash storage. Fusion Drive automatically and intelligently manages your data so that frequently used apps, documents, photos and other files stay on the faster flash storage, while infrequently used items move to the hard drive. As the system learns how you work, your Mac experience gets even better. To opt for maximum performance, choose up to 1TB of flash storage though this is still expensive at present.
This new iMac has Thunderbolt 2. Thunderbolt I/O technology offers extraordinary transfer speeds and incredibly versatile expansion capabilities. The new iMac with Retina 5K display comes with Thunderbolt 2 — delivering twice the throughput to provide up to 20 Gbps of bandwidth to each port. Connect high-performance peripherals such as external drives, cameras, and audio and video devices for the fastest data transfer yet.
Faster WiFi. This iMac supports ultra-fast 802.11ac Wi‑Fi. When it's connected to an 802.11ac base station, you'll experience up to 3x faster wireless performance.2 Your Wi‑Fi range improves as well.
USB 3 – Every iMac comes with four USB 3 ports, with speeds up to 10 times as fast as USB 2. And the USB 3 ports are fully compatible with your USB 2 devices.
Bluetooth 4.0 wireless technology is built in, so you can use your favourite wireless accessories straight out of the box.


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We tackle tough problems in Kosciusko County. Our efforts prepare kids to graduate high school ready to succeed, make quality health care accessible and help families leave poverty behind. We find creative ways to partner with great organizations that get real results.
Click here for a list of our 2019-20 Community Partners:
Our Corporate Partners are vital in the fight for education, health and financial stability. Corporate Partners lead dynamic workforce campaigns, lend their voice to advocacy efforts and volunteer for hands on projects. We are proud to have worked with many of our Corporate Partners for decades.
Click here for the 2018-19 Corporate Partners:
Copyright © 2019, United Way of Kosciusko County, All Rights Reserved.
Warsaw, IN Website Design by 1Eighty Design


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If you are seriously interested in setting
up a solar, wind or hydroelectric power
generation system, then this video series
about creating the perfect battery bank
for your system is an absolute MUST!!
A simple two battery bank system
with charger, batteries and AC power
A comprehensive DIY battery bank
with all the trimmings you will need
to power all of your basic needs and
beyond! You will save so much money
with your homemade system!
With this simple set up you will be able
to power your entire home with your
vehicle during a power outage! This is
amazing!! Learn how in the third video!
|Click the image above to get your comprehensive comprehensive
DIY battery bank video course today!


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Driving in Brentwood with a fully qualified ADI Brentwood Driving Instructor you will gain valuable driving experience. You will be taught how to deal with a wide range of road and traffic situations, many of which you may not have faced before. Being so close to the capital city of England, and having a slow pace of life in Brentwood, means you have to be able to adapt to driving on different roads. Brentwood driving schools are therefore able to offer a diverse range of training grounds for the Brentwood learner, making it an ideal location for everyone from the beginner taking small steps to the fast-tracker looking to pass their test as quickly as possible.
Located in the London Commuter Belt, Brentwood Town is found in the county of Essex and in the south eastern part of England. The A128, the A129 and the A12 are major roads in this area that you will have some enjoyable driving lessons in Brentwood on.
The A12 road bypasses the town of Brentwood to the north and the M25 motorway is located 2 miles (3 km) to the southwest of Brentwood. The Brook Street Roundabout is a 3-level roundabout interchange between the M25 at Junction 28, the A12 and the A1023, and pre-dates the M25. It was first built when Brentwood was bypassed in 1966 and the old A12 through Brentwood was re-numbered as the A1023.
Driving test routes incorporate the most challenging areas to drive in that particular location.
Studying the roads and the routes will offer tips and help on which areas of the test routes are the most challenging. Because of these factors, Brentwood is the perfect location for the learner with a busy schedule. With a Brentwood driving instructor who has good local knowledge, the student can experience a relaxing session in the quiet suburbs or a more challenging run through major road systems with only minutes of travel.
We cover all areas of Essex and our Brentwood Driving Instructors cover all of these areas Chelmsford, Billericay, Wickford, Shenfield, South Woodham Ferrer's, Ingatestone, Brentwood, Basildon, Hutton, Dagenham, Romford , Laindon, Benfleet, offering excellent packages for Driving lessons in Brentwood.


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Climate Control
In the past, "low-tech" solutions such as passive cooling, natural ventilation, choice of material, etc., brought the indoor climate within an acceptable range of temperatures. Increasingly – however - demand calls for precise calibration at all times, especially in work environments.
Industry and standardizing agencies respond with ever more sophisticated technical solutions to stabilize indoor temperature at around 21°C (70°F) at any given time and in any given climate. These solutions affect all aspects of planning, construction, and operation of the built environment. Moving from house to car to office to shopping mall, it is becoming increasingly possible not to experience any unadulterated temperature.
This precision typically comes at great operational cost.
Lost in the process are the advantages that temperature ranges afford, particularly in a rapidly urbanizing world. What – in our daily lives – is left of an experience of nature? Everything we see is man-made, or at least man-touched.
Instead, architecture should cultivate a range of climate experiences. How - as a designer - can I introduce more sensory experience into the built environment.


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Developing one or more revocable trusts for a married couple depends on the character of the property they own, i.e., all community property, some community and some separate property, or only separate property. In addition, the amount of community and separate property may also play a role in determining the most efficient structure for the couple.
All Community Property
Where a couple can appropriately characterize all of their assets as community property, estate planning lawyers typically create a single revocable trust for both spouses. Generally in this situation, a couples' wishes as to how the community property should be distributed after one and eventually both spouses pass away is fairly consistent. A single revocable trust is generally more cost effective as the estate planning lawyer only has one trust document to produce.
Some Community and Some Separate Property
Where a couple has some community property and some separate property, whether a single revocable trust or multiple revocable trusts is preferred may turn on the relative values of each type of property. If either or each spouse only has a relatively small amount of separate property, a single revocable trust with provisions taking into consideration the separate property may be appropriate, as the cost of creating a separate revocable trust to deal with one spouse's separate property may not be justified.
However, if one spouse owns a substantial amount of separate property, he or she may wish to create a separate revocable trust to hold those assets and prevent the likelihood of commingling those separate assets with community assets, which would be held in a community property trust. It can also help with housekeeping to ensure that both spouses have clarity on which assets are community and which are separate.
Only Separate Property
If a couple has entered into an agreement where they agreed that there is no community property between them, for example, by virtue of a premarital or postnuptial agreement, then having separate trusts to hold each spouse's separate property will likely be the most sensible approach.
Although general guidelines can be prescribed, speaking with a qualified estate planning professional is an important step, especially for those who own substantial amounts of separate property. There may also be tax considerations that may cause you to re-characterize property as either separate or community property.