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First-Party d4C Trusts
There is no such thing as a one-size-fits-all estate plan. Instead, estate planning is a highly personal matter, since one person's wants and needs will vary substantially from another's. Marital status, family relationships, relative wealth, current health, and other considerations must be taken into account not only when drafting a will or another document that will become effective upon the testator's death but also in addressing the needs of individuals who may need to apply for assistance from a means-tested government program like Medicaid or TennCare. At the Randy Ratliff Law Offices, PLLC, Nashville estate planning lawyer Randy Ratliff will be glad to sit down with you and go over your estate planning options, including possibly a first-party d4C trust.Understanding the Potential Usefulness of a First-Party d4C Trust
Documents such as living wills and durable powers of attorney can be useful for people who are currently in good health but want some security about who will be making health care decisions for them should they become legally incapacitated at some point in the future. Meanwhile, people who are already in declining health or who have special needs often need additional legal tools, such as a trust document. Some people are more familiar with the kind of trust through which a testator may leave property to a person who is too young to manage an inheritance (or who is a spendthrift) once he or she passes. These are called "testamentary trusts."
However, there are also other trusts, called "inter vivos" trusts, which are effective while the trustor is still living. Some of these trusts are revocable (that is, they may be changed if the trustor so desires), while others are irrevocable (they cannot be changed once established). Special needs trusts are trusts set up for the benefit of a person who is disabled and wishes to qualify for a governmental assistance program like Medicaid, TennCare, or Supplemental Security Income. In most cases, the beneficiary of the trust would not meet the needs test required for these benefits if the assets of the trust were taken into consideration. Fortunately, there are federal laws that permit these individuals (and sometimes family members acting on their behalf) to set aside certain funds in a trust without disqualifying the disabled individual from the program(s) from which he or she needs assistance.
Some special needs trusts are "first-party" trusts, meaning that the disabled individual sets up and funds the trust, while other trusts are "third-party" trusts set up and funded by a qualifying family member. Exactly who may set up or fund a trust is a matter of statute and should be addressed with an attorney on a case-by-case basis. A first-party d4C trust is set up by the beneficiary of the trust, using his or her own assets. It differs from other trusts in that it is a "pooled" trust, administered by a nonprofit entity, in which several different individuals may participate simultaneously. Each has a separate account within the trust, from which funds may be paid to sustain or improve the beneficiary's quality of life. Funds not paid out during the beneficiary's lifetime may be required to be turned over to the government to pay back the benefits received through programs such as Medicaid. First-party d4C trusts are typically less expensive to set up and maintain than many other types of trusts; thus, they may be a good option for people of more modest means.Schedule an Appointment with a Nashville Attorney to Discuss Your Options
At the Randy Ratliff Law Offices, PLLC, we assist people with a wide range of estate planning needs, including not only trusts, wills, and powers of attorney but also charitable planning and the determination of rightful heirs. We also handle family law and elder law cases for people in Nashville, Brentwood, Cool Springs, Franklin, and other areas in Davidson and Williamson Counties. Call us at 615-656-8282 or contact us online to schedule an appointment with a lawyer to discuss your legal needs.


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Blog Archives
Who Buys Games Anymore Anyway?
I was feeling the "play something else" itch the other day, and instead of scratching it with one of the 800 unplayed titles in my Steam library, I wanted to buy something new. In looking around, I found the game I had been subconsciously looking for: Forager.
But then… I paused. Doesn't this seems like, you know, the sort of game that might end up on the free Epic Store list? Or as a front-runner for Humble Bundle? Or otherwise in one of the dozens of bundles around the internet? Same thing with my #2 choice, Fate Hunters, a Slay the Spire-esque game currently 25% off on Steam. I love Slay the Spire, I have 130+ hours with that game.
But, you know… Slay the Spire is currently a front-runner for the September Humble Bundle.
So, I didn't buy Forager. Instead, I'm playing a few of the free games from the Epic store, like Moonlighter and Enter the Gungeon. They don't scratch the itch in exactly the same way, but they also don't cost $13.59. Or any amount of money, actually. All of which is making me wonder when again exactly that I will be back to purchasing games.
Finally Burned by the Bundle
The Steam Summer sale came to a close a few days ago.
The end actually snuck up on me. I talked about the items on my wishlist before, but what ended up happening is A) I bought State of Decay 2 at full MSRP, B) I bought The Division (Gold) for $18, and C) I bought Conan: Exiles for $18 via two discounts on GMG. There still seemed to be relatively good deals available, but I wanted to spend all my time playing State of Decay 2 recently, and figured that that was worthwhile. Why buy more games than you can immediately play?
That would have been good and all, but… well…
Yep, that's Conan: Exiles as one of the early unlocks for Humble Monthly Bundle.
What's worse is that I'm pretty done with State of Decay 2, and I'm having very little fun with The Division. I'm level 8 at the moment, and wondering if the rest of the game is going to be basically this the whole time. And so I may have been inclined to boot up Conan next, and yet I could have gotten it for $5 cheaper + a bunch of other games had I waited like two days – GMG doesn't allow refunds once the code is activated. I could always pause for the month, but the cosmic odds are such that the hidden games are probably going to be more stuff I want. Until it's actually purchased, of course, and what's inside is really a dead cat. Quantum physics is truly the biggest troll of them all.
Humble Destiny
The latest Humble Monthly bundle has Destiny 2 as an early unlock. I've been subscribing month-to-month for a while now, and this was a no-brainer month to pay early.
Destiny 2 is the much maligned sequel to a game that should have been ported over to the PC the first time around. I am well aware that the endgame sucks, and that the (short?) campaign really just serves as a vehicle for expensive, disappointing DLC. Oh, and they actually removed content from the base game when the first DLC came out. Classic Activision Blizzard. Still, $12 is $12, and I wanted to see this train-wreck for myself.
You know, as a member of the Press©.
First impressions? It is a staggeringly beautiful game. Skyboxes are skyboxes, but D2's are great. The gunplay thus far as been as good as they say as well.
Once out of the immediate tutorial area, I found the sort of free-roam mechanics rather interesting. The first mission had a recommend gearscore Power level of 30, and I only had 20 at the time, so I stuck around and randomly killed enemies with other strangers until enough loot dropped to take me over the finish line. There were periodic public events, so things didn't take too long, but it was interesting seeing this sort of MMO-ish Public Quest mechanic in a FPS. I'm sure things get significantly less interesting once you're no longer getting upgrades, but until then… wheee!
Regardless, I am still super early in the experience – or maybe not… heard the story is like 5-6 hours? – having just unlocked the free-roam areas on Titan. Not sure that I like the rock-paper-scissor style of weapons though. Yeah, it's fine have energy weapons be better at breaking shields than kinetic weapons. But having energy weapons deal less damage to normal mobs than basically any kinetic weapon? That means I basically only have the one weapon to use 90% of the time. Also disappointed that fun stuff like shotguns are limited to the "power weapon" slot that competes with grenade launchers and such.
I'm basically treating this like a non-cel-shaded Borderlands, so I'll enjoy the ride until I don't.
My gaming purchasing decisions go through two processing stages:
- Is the game discounted from MSRP?
- Do I anticipate more fun spending X on this game, than X on Y game(s)?
That second step really stops the vast majority of my purchases, especially since the advent of Humble sales and similar bundles. Ironically though, I often don't end up purchasing those cheaper, great (indie) games because they get caught in the same filter, creating a sort of recursive loop that prevents all purchases.
You will note that my backlog of games shamefully has no impact on my purchasing decision.
Last night was the final day that I could preorder 70 packs of Hearthstone's latest expansion, Witchwood. I sat looking at the purchase screen for a long, long time. I would not say that Hearthstone is necessarily a must-play game for me, but it is something I have been playing off-and-on for… how long? Jesus Christ, five years?! Wow. How is that even possible?
What was I talking about again?
The preorder for Witchwood was $49.99. For a game I have been playing for 5 (!!!) years, that doesn't seem like a lot. But you know what else is $49.99, listed in the same Battle.net launcher? WoW's next expansion, Battle for Azeroth. I'm not super excited for the next expansion, but I do have $70 in BlizzBucks on my account (from selling my Legion stockpile of gold) and a New Year's resolution to fund my Blizzard gaming using it. Between the two, WoW is absolutely going to give me more bang for my BlizzBucks.
There is also the more salient point that $50 can get you a LOT of gaming these days. An absurd amount, honestly. The current Strategy Bundle at HB will net you Endless Legends and Endless Space 2 for $12. There is a complete edition for Civ 5 which is like $15. There is something to be said about fun depth probably being better than simply time spent (e.g. just because you spend 500 hours playing Civ, doesn't mean it's your favorite game ever), the fact remains that you can get a lot of value for your dollar these days and games are largely fungible.
Of course, what ends up happening far too often with me is that I get in the mood to play a particular type of game, and everything that isn't that specific game becomes less fun to play. Which means I am generally better off buying games on sale, even when I have a ridiculous backlog, in the off-chance that my hankering is satisfied with something I already bought.
Or, sometimes, I just end up playing the same damn game over and over for a long-ass time, until my mood shifts again. Have I mentioned I have 70 hours in RimWorld now? The only thing that could bring me out of this Survival kick is an update to 7 Days to Die or me deleting enough games to make room for Ark again (100+ GB, ugh).
Or until the winds change again, I suppose.
Auspicious Timing
Looked at my email earlier today, and saw these three right in a row:
While I neglected to unsubscribe from the Humble Monthly before and got burned a month or two back, the current offering is something I am interested in:
The wishlist item on sale in Steam today? Hmm:
Technically, the above Steam offering includes the Season Pass for the game, which includes DLC that adds ~3 hours to the story, some new game modes, more outfits/weapons, and so on. You can buy the Season Pass for $12 by itself, making the Steam bundle technically cost the same as the Humble Monthly… aside from the free mystery games, of course.
Looking back years from now, Steam is still going to be known as one of those transformative phenomenons that changed the way we bought and played games. But more and more, sites like Humble Bundle are going to deserve something more of a footnote on that same page of history.
Home is Where My PC Is
And that's moving today. Around three miles away, but still.
It's a relatively inconvenient time though, with all the discounts and pre-expansion patches and such.
I was very, very tempted to pop the first of my nine WoW Tokens (purchased over a year ago) on Monday to ensure I wasn't holding onto goods that would be deprecated. Then I thought through it rationally. "Okay… so I'd be spending a Token worth X amount to save… what? More than X amount?" A year of "lost" Garrison revenue has led me to believe price inflation would have rendered me non-competitive anyway, assuming I even had the time to spend dicking around the AH at the moment. Which I don't.
Still, I will be in Legion. I haven't decided if it will be right at the start, or later on like with Draenor.
Meanwhile, the Guild Wars 2 expansion is currently selling for $25 for another week or so. Although my attempts to get back into GW2 earlier this year didn't go particularly well, I feel that part of that was due to the lack of buy-in. Not necessarily in forcing the feeling of investment per se, but knowing that next to none of the content I had access to would be new. Want to try the Revenant? Nope. See new zone? Denied. Living Story? Sorry, that'll be a few thousand gems.
On the other hand, half off something I don't ultimately end up using is 100% wasted. So we'll see.
The last deal I wanted to mention was that current Humble Bundle in which they are selling Battleborn for basically $15. That's gotta sting, yeah? From $60 to $15 in 2.5 months. I was tempted to pick it up… for Borderlands: the Pre-Sequel, not for Battleborn. On the other hand, I've mainlined Borderlands 2 to the degree that I'm not even sure I want to play that type of game anymore.
Hmm. Perhaps this move hasn't impacted my purchasing decisions as much as I thought it has.
Game Collector
I think I just need to admit it: I no longer play games, I collect them.
There is no other explanation for what just transpired. Which was me buying the Humble Capcom Bundle, that included Resident Evil 4 & 5, Devil May Cry, and Remember Me. In my defense, it was the inclusion of Resident Evil 4 – which I have heard is one of the best in the series – and Remember Me that pushed me over the edge. In my prosecution, this was a few days after getting the Humble Weekly Bundle Valentine's Day 2. For the pants. Or for Hatoful Boyfriend for $1. Your choice.
Indeed, the entire reason I am writing this post is as a distraction to not also pick up Grand Theft Auto 5 for ~$32. Granted, GTA 5 is on my 970 hit-list along with Far Cry 4, and this is an all-time low price. At the same time… I'm at 45 hours in Witcher 3 and I doubt even halfway done with the game. Then there's Pillars of Eternity still languishing in my Steam account. And, you know, the literal library of other games that were purchased presumably for a reason. Don't get me started on all those PS3 games on my shelf either.
This shit is the first-worldest of problems. And it has to get sorted out in the next three weeks because Fallout 4.
I don't even know anymore.
Humble Bundle: Best Thing, or Worst for Indie?
Current Humble Bundle up is the Humble Indie Bundle 12, featuring:
- SteamWorld Dig
- Hammerwatch
- Gunpoint
- [BTA] Papers, Please
- [BTA] Gone Home
- [$10+] Prison Architect
Prison Architect by itself is a $29.99 Early Release game that has only ever hit $9.99 before… in Humble Bundle's own store, in fact. So for the price of that one game, you get at least four other titles that have made some waves (i.e. Gaming Journalism™) in the indie scene: Gunpoint, Papers Please, LUFTRAUSERS, and Gone Home. Granted, most of these were topical back in 2013, but still, those four games were on my watch list (and I even bought two of them last year) without even considering Prison Architect.
As some Reddit commenters point out though, it is precisely bundles like this one that cement the "bundle or bust" mentality that surrounds indie games. I mean, let's face it, I probably shouldn't be buying any more games anyway, but it's to the point these days that I don't even bother checking Steam sales for most of these titles. If I hadn't bought Gunpoint and Papers, Please last year, I could have gotten even more consumer surplus for that sweaty Hamilton. Which makes me think "maybe I should remove Transistor, Spelunky, Banished, Child of Light, and Ironclad Tactics from my Steam wishlist and wait for a bundle sale."
Is that good for, well, anybody? I'll save some dollars at the expense of being topical and relevant, perhaps. I suppose the creators of SteamWorld Dig and Hammerwatch get a win in the form of a "sale" that they would likely have never made otherwise. Who knows, maybe I'll find those games super fun and end up eagerly awaiting their next release? Of course, by "eagerly awaiting" I likely mean eagerly waiting for the next bundle.
I Come Bearing Time-Sensitive Gifts
First, the US Playstation Store is having a "flash" sale on PS1 classics. There are 28 total games going for $0.99, but here are the ones I picked up:
- Legend of Dragoon
- Harvest Moon: Back to Nature
- Wild ARMS
- Wild ARMS 2
Given my pirating travails, I decided on principal to put my dollar(s) where my mouth was and purchase the above legitimately. Plus, since those four activated on the PSP, I got to test out whether it was a memory card issue or what. Turns out it might have been a memory card issue because they became corrupt files too. However, the eBay'd PSP came with a 4gb card that successfully transferred my legally-acquired goods so… yeah.
As for the rest of the games not listed, you might find something worth something. I hope you do, actually, because apparently the Playstation Store has a $5 minimum buy-in, so you can't just pay your dollar; the rest will sit around as store credit for the next sale. Which is kind of good to know that they are willing/capable of putting those older games on sale in the first place. Alternatively, Twisted Metal: Black is pretty good if you enjoy the series at all, but I already own the actual game.
Second, there is a Humble Bundle going on featuring 2K games. What's amusing about it is that someone fucked up which games get hidden behind the beat-the-average and flat-amount paywalls. At least, that is what I imagine is going on. For example, they put XCOM and Bioshock Infinite behind a $20+ lock… despite the fact that XCOM was like $3 in May and Bioshock Infinite was about $7.50 in March. Meanwhile, a cool Washington (that's $1 USD for you foreigners) gets you Bioshock, Darkness 2, and more importantly The Bureau: XCOM Declassified. The beat-the-average is filled with filler that has likely filled your Steam library from a dozen similar sales already.
Now, perhaps The Bureau is as bad as they say (66 on Metacritic), but seeing as how it's the only item on that list that I haven't seen already in a bundle, I would say that it is worth the risk. I'm not usually so cavalier with my dolla dolla bills y'all, but the first step is recognizing how utterly insane I come across most of the time, and thus take steps to remedy the affliction. Unless the affliction is in fact buying games I likely will never play, in which case fuck that.
BM Steam?
So what are the odds that Steam is selling RPG Maker VXA for $17.50 (75% off) the same day that RPG Maker VXA is a part of the Weekly Humble Bundle (i.e. buy it for $1)?
I mean, it can't be all just some amazing coincidence, right? And I would imagine that the Humble Bundles are, err, less nimble than Steam sales. Then again, maybe this is actually Good Guy Steam for letting us use RPG Maker VXA for free before deciding if one American dollar is worth the risk. Tough call.
On a related note, I was all set to plunk down some monies on the bundle before I realized that I already owned RPG Maker VXA. I'm not sure how, when, or why, but I do. Back in the day, I used a similar program on the PlayStation to start up what would inevitably be The One game that broke me into the industry. But after spending literally 15 hours coding item stats via controller (Stone Sword –> Iron Sword –> Steel Sword –> etc) I decided that my dreams were dumb.
I still have a lot of ideas, but they are tempered in the reality of getting other people to do them.

subset: commoncrawl


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Your search results
2 resources
Buck, M. Laurel. "The Abbotts of St. Andrews: Two Pioneering Brothers and Their Remarkable Offspring." Quebec Heritage News Vol. 5, no. 4 (August 2009): 20–21.
McGibbon, Grace D. Glimpses of the Life and Work of the Reverend Richard Bradford as Scholar, School Principal, Chaplain, Priest of the Church of England and S.P.G. Missionary. Calgary, AB: Printed at Macleod Letter and Printing Services, 1970.


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the plan was to make better choices. I follow a very simple guideline for food. Breakfast is a protein and carb (a veggie earns extra credit) Lunch is a protein, carb and veggie. If you need a snack it should be a protein and carb and only after lunch . Dinner should be veggies and protein, with the veggies being about 75% of the meal. I struggle with this. Mostly because I love carbs…today was no different. This time my carbs was a glass of champagne. I am not stressed about it. I liked it and it was nice to sit down to dinner tonight with it.
Sometimes I let all the guilt get to me about my food. I hang with people who are super healthy and fit, then I feel bad because I am not there yet. I let the guilt of my upcoming doctor appointments in December (three of them) make me feel bad that I am not down those extra six pounds I wanted from the last appointment. Unfortunately the doctors scale is always five pounds more than mine. The nurses there are not very kind about your weight and when it doesn't budge they seem to judge you. Funny how an oncologist office can make you feel bad about you weight.
The other day my husband told me that he has seen a change in my attitude. Not in my weight, even though I am down twelve pounds from last year, guess you can't see it. Makes me mad. Not mad enough to stick to my basic plan and that actually makes me angrier.
It truly is about making better choices on a consistent basis. Guess I am not there yet, I just have to keep trying.
Here is how my food played out today:
Breakfast two cups of coffee and creamer. Cafe Latte super foods shake with blueberries and spinach.
Work: coffee with creamer, two cups. 3 Triscuit crackers with a tablespoonful of a homemade cheese ball. (port cheese, cheddar and cream cheese) Very good.
Lunch: cottage cheese, three slices of bacon (thank you Scott Woods!) half of a honey crisp apple, spinach salad with garbanzo beans and black olives. Tossed it with balsamic vinaigrette.
Dinner tonight is pictured above: Steamed Brussel sprouts and a hamburger patty followed by the last of the champagne.
My headache is finally starting to disappear so that is a good thing.
Worked out this morning Yoga abs and ten minutes of meditation.
Water is at 185 ounces.
How did you do today?


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The Resort Municipality of Whistler announced on Wednesday afternoon that it would be raising program fees for non-residents, starting in August. The changes will apply to registered programs such as swimming lessons, skating programs and fitness programs, while drop-in rates, passes, licensed childcare programs, personal training programs and Registration Service Agreement (RSA) programs (program hosted by third parties at RMOW facilities, with RMOW handling registration) will be unaffected.
The surcharge rate will be 33 per cent.
"The decision to introduce a non-resident registration programming fee was a difficult one to make," said Mayor Nancy Wilhelm-Morden. "It was the least impactful way to continue to offer high quality recreational programs and services to all of our users at fair rates."
The RMOW currently subsidizes Meadow Park Sports Centre by over $2.1 million annually, over 50 per cent of the facility's annual budget. They did approach other governments in the region, the Village of Pemberton and Squamish-Lillooet Regional District, to contribute to the cost of running the centre, but were denied.
Roughly 10 per cent of the people using Meadow Park are non-residents, although registration in some programs is even higher. For example, some 33 per cent of swim class participants are non-residents, and the pool represents the most expensive operational costs for the centre.
Five different scenarios were looked at for recovering costs, ranging from increased fees to increasing admission. The decision to increase fees for non-residents was based on public feedback.
The RMOW is not the only local government charging non-residents more for programming. According to a release from the RMOW, a study of other communities across Canada found surcharges that range from 25 to 70 per cent.
It's unknown how much revenue the fee changes will generate for the municipality, which is in its second year of a "net zero" budget freeze that has prompted department heads to adopt cost-cutting measures as well as look at opportunities for increased revenues.


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"I had to get my first job (as a miner) a little deceptively. A lot of folks thought it was bad luck for a woman to be around a mine site at all, let alone work at one."
Senator Robin L. Webb, Senate District 18 (Boyd, Carter and Greenup Counties, Kentucky); Grayson, Kentucky:
"[As a child] We had ponies, and horses, we had a farm where we had cattle, so I spent most of my time with my Dad and my grandpa shooting guns, plowing, gardening, working in hay, riding ponies, and fishing, and those kinds of things. I liked to read, liked to write poetry, liked to write. My grandmother did a lot of that, so I had a pretty normal childhood, normal to me, anyway. I was the kid that had the Tonka set out back rerouting the stream, so mining was always an interest of mine.
[In high school] I was an athlete. Back then you could play more than one sport, and I always showed horses. I've shown horses most of my life, so that continued. [Again], I stayed in the field as much as I could with Dad.
I have two mining degrees from Morehead State University, one in Underground Mine Safety, and one in Surface Mining Production. I worked underground in Martin County, and worked in Boyd County on surface jobs and underground. I was lucky that I worked in a company that gave me the opportunity to do that. I had to get my first job a little deceptively. A lot of folks thought it was bad luck for a woman to be around a mine site at all, let alone work at one.
At Morehead, I got the award for the most outstanding mining student. I had a teacher that worked for Ashland Coal, and he was in charge of co-ops. There was a coal company in Ashland, [and the operator] called my teacher, and said, 'I want the best student you have for the co-op.' [My teacher] said, 'I've got one that's the outstanding mining student.' [The mine operator said] 'Yeah, that's what I want. You send him over. Who is it?' [My teacher knew the operator] and said he knew it wouldn't fly if he told him I was a girl, [so he told him my name was] Rob Webb.
I'd worked for another coal company here [and] I was making pretty good money doing little things for them. I had a pretty nice car, and I pulled up and opened the door. He told me later, 'When I looked out that window, I said, Oh, my Lord, if this is Rob Webb, what have I got myself into?' He told me later ([after] I promised not to sue or anything), 'I gave you every job to make you quit. Everything I asked you to do, you'd do it, and want to do more. I couldn't get rid of you. Then I just decided to keep you.' (Laughs) I operated every kind of piece of equipment, I worked on every crew, and I had a lot of opportunities to learn about the business.
I was tickled to death. That was my four-year degree goal, and that's where I felt safest. We had a safe mine, and everybody looked out for each other, but it's an unnatural atmosphere and Mother Nature can trick you up pretty quick with a pocket of methane, or a spark from one of the pieces of equipment. A lot of things can happen underground. When you're an underground miner, you knew that when you went in there, some days you might not come out. That's something you have to accept, and your families have to accept. It's just an inherently dangerous environment, but I always felt quite safe there, and quite comfortable.
Once I got in there everybody was a little leery [not knowing] if I could pull my weight, if I could do the job, but I did. I was treated with a great deal of respect, and the men taught me a lot. Of course, being a Webb from Johnson County, my grandpa was born in Van Lear, and a lot of the guys in Martin County had family that was Webbs, I was really more like family, so my experience probably wasn't a normal one for a woman who was going into a mine like that.
I started working in the coal industry probably '79. [Women in the mines] was sort of an anomaly at the time. I was working underground when [actress] Cheryl Ladd came, and they filmed 'Kentucky Woman' right across the hill. Our guys came back from a retraining where they'd met her, and they said [to me], 'we met that little girl playing a coal miner, and she don't weigh ninety pounds soaking wet. We told 'em, we've got a blonde girl mining for us and she looks like a coal miner. She ought to be in the movie.' I think there's a compliment in there, but I wasn't sure.
Larry Addington, from Elliott County, ended up being very successful in the mining industry. Larry was a friend of our family's, a friend of mine. He had sold out his first coal company, and I was working for another one. Some days I would be out operating equipment, and I'd look up on the hill, and I'd see his truck. Then, I'd see him socially in town, and I'd say, 'Larry, did I see you up on the hill watching me the other day?' He said, 'Yeah, sometimes I get to thinking about you out there operating equipment in the strip pit and I'd have to go see it for myself.' And we'd have a few laughs.
I was graduating [with my undergrad degree], and he said, 'You need to think about going to law school.' I didn't have much interest in that. I was looking at geology or hydrology, or something like that to stay near the mining industry. He said, 'I'm getting tired of training lawyers about the coal industry.' He encouraged me to go to law school because I knew every area of production, maintenance, safety, and I had the opportunity to actually operate heavy equipment from rock trucks, front-end loaders, and underground, I was a scoop operator.
I passed the bar in 1986. My first job was being Environmental Prosecutor for the state in the surface mining [division]. I was the youngest in surface mine litigation, and eventually went to Hazard to represent a lot of major companies there in a firm [and] had my own practice. The full circle of the Addington story though was when I came back, he hired me as his General Counsel. At that time we were the fourth largest coal producer in the nation, and had operations in eight states. I felt like his advice was good, and I give him all the credit for my legal career, which led to my political career. Larry Addington had a huge influence on my life, and all that rushed back to me a few weeks ago when he passed away. He gave a lot of people a lot of jobs for a lot of years in East Kentucky. His heart was really here.
My Dad was an optometrist in Grayson, and he was Fish and Wildlife Commissioner here, and represented the area. I was in the House of Representatives for ten years, and I've been a State Senator here since 2009, and of course, I'm on energy committees and natural resources committees in our General Assembly, and then nationally, too, I serve on a few. I still stay involved in the energy industry.
I've been offered jobs doing international coal litigation, moving from Pennsylvania to Colorado, but this is home for me. My family came in with the Boones, and there's nowhere else that holds the heartstrings for me. This is where I want to be.
[Coal has] gone downward in a spiral. We've lost so many jobs. I love working in the coal industry, and made good money. We did it in a responsible manner. You can mine coal in a responsible manner, and that's important. I'm a conservationist, too, so historically there's a little conflict there. But you know, I tear up driving down 23, when the way of life has changed so much, and I don't know what the future holds. I know from a global energy standpoint, there's nothing else that can replace [coal]. Energy diversity is something I've always been an advocate of, even when I was making a living in the coal industry. Oil and gas are fossil fuels, as well. They're going to have their share of environmental battles, too.
Wind and solar can't pull the weight of the grid with any consistency and reliability. Coal will eventually come back to a stabilization of the market. The demand is there, if we're allowed to mine it from an environmental agenda standpoint. The other countries across the way, they want it, and the export market is there, and will be there.
Coal is sort of predictable in the way that they approach it in certain areas. Nobody wanted to plan ahead, and that's been the cultural change that we have to work with. When I was a young lawyer in Southeast Kentucky, we created a group [and] we talked about it every year. We were trying to find ways for sustainability and diversity, [to] strike that balance. We talked about tourism then, talked about other things. Tech wasn't such a hot item back then, when we were carrying cellphone bags. Some of the same people are still there, and we've got some political clout behind it, and money, and a real need. But now we've waited till the need is so great, we've got a hole to dig out of if we're going to retain our people that we have here, let alone attract any more in.
I think we're on the right track with broadband. We have to have that. That's the technology infrastructure. Unless we get that capacity, we're just talking, so we're working on that at the federal and state level [and] we're making progress. I was there when the first elk hit the ground up there. There's mixed reviews on that, but the bottom line is, an economy in adventure tourism, like trail rides [can be successful]. We've got music, the Country Music Highway [and] venues, so we're working on ways to connect artists, venues and fans. I think hemp is a good opportunity for Eastern Kentucky. I've worked on that for over a decade. Then again, nothing is going to be the salvation. It's just going to be the pieces to a puzzle that we're working on one by one. We've inventoried and inventoried, and we know what we've got. Now to put it all together before everybody leaves.
I don't take much offense to the stereotypes. I'm liable to take pride in them. I just bought a new truck, and I asked Mom, 'Does this look like I'm a big redneck?' And she said, 'Oh, yeah, it does, and you are.' And that's okay with me. I don't want to start categorizing and saying, 'Oh, that offends me, and that offends me.' I just usually kind of laugh, and go on. I like my guns. I've got my Bible. I've got all that. As a lawyer, yeah, I've got an accent. Yeah, sometimes they take me lightly. Sometimes they think I'm some idiot from East Kentucky and they treat you different. Usually we trick them pretty good, so that's okay with me.
Losing my Dad was one of the worst things that I've gone through. I miss him every day. But again, I think of the cultural shift lately when I drive up 23, and just can't fathom the thought of these kids. I know the poverty. I know there's a drug problem, because they can't go to the mine opening and have any hope of getting a job. This is an incidental coal economy up here because we have a steel mill, and we have all that, and all those good paying jobs. You can't just not go to school, and walk out and get a job anymore. Schools are expensive. If you've got a drug problem now, you're not going to get in school. You're not going to flourish in school, and there are not enough treatment facilities.
It's a cultural shift that makes me the saddest, knowing that these kids can't graduate from high school, and have any hope of making a decent living drug free. I'm not saying that it can't be done, but it's just sad that the opportunity is not there as much. Maybe we sold them short in some ways, because it is so desperate down there. But when I go and see the inactivity, or the change of culture, whether it's downtown, or going to the convenience store and not seeing any coal miners at shift change, it saddens me, and I know that it's never going to be the same.
I get a lot of joy out of my children. I'm real proud of them [and they] are real good. I've got a daughter [and] she's married and lives in Virginia, and my son's at Morehead State University, my Alma Mater. I take a lot of [personal] joy in them. As far as professionally, every time I win my election, I'm just proud to serve. That's a big accomplishment for me, my people having that much faith in me. They don't always agree with me, it's going to happen, but they keep electing me, and [it] means a lot to me that they do.
I got an email a couple of days ago from an environmental lawyer. We had been against each other [in the past] and he said, 'I'm sitting here listening to a KET committee meeting, back when you first got elected [and] you were a young Representative talking about telecommunications; keeping [and] protecting land lines, protecting the elderly, protecting vulnerable people in rural communities, and not letting them get left behind or left out, especially in the land lines, telecom arguments.' And he said, 'Thank you. You have always represented those who didn't have a voice.'
One of my former seatmates called me The Queen of Lost Causes. I've been called the voice of the inmates, and that's fine with me, too. The elderly living up the head of a holler, drug addicts, or somebody that society's forgotten, that's who I protect. (Overcome with emotion) That's the way that I want to be remembered."


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Day One
In him we were also chosen, having been predestined according to the plan of him who works out everything in conformity with the purpose of his will.
Taken from the Letter of Paul to the Ephesians
Chapter 1 verse 11
What a challenge it is to reflect upon the concept of predestination. It is a concept that goes to the very core of defining both who you are and how you are to relate to your creator. It defines who you are in that you were not created in and of yourself but rather by an entity who knew you prior to your existence. Additionally, it defines your creator as a responsible entity, one that creates with a sense of purpose. Your world was not therefore created by mere chance or contingency but rather by an infinitely intelligent individual who created with a desire to draw near to you. In order to accomplish that end, he in fact created a world loaded with messages that are designed to share with you his views of you and how you are to relate to him. This is what it means to live in a world which is ultimately controlled by its creator.
Additionally, your world with all of its experiences bumps and bruises and at times loaded with seemingly indecipherable messages was so created for the express purpose of bringing you to your highest and grandest self. This process of spiritual growth is the element of your humanity that is eternal and as such is the element that surpasses time itself with a life that extends beyond the grave.
Standing therefore before a predestinating God, the many paths that trace out before you now are in fact all revelatory of many elements of the divine nature. This is so because you were predestined not for misery but rather for good, finding your place in fulfilling the divine will both in and around you. That being so, take ownership of your life right now with all that is going on within it knowing that wherever you are in your journey, you are now standing in the vantage point designed for you that you with all the uniqueness of your nature might have a clear view of your creator.


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Part 1: Atheist 2.0
More Americans than ever are backing away from religion . . . and God. Not because atheism is attractive, but because religion is unattractive. Religion is seen as the problem. It's thought of as a source of conflict and violence. So, it's worth asking the question: Who Needs God?
Part 2: Gods of the No Testament
Everyone has religious doubts. Certain things about God are unsettling. Our circumstances can make God seem distant or vengeful. Science can make God seem unnecessary. Those doubts can cause us to abandon faith. But maybe our perspectives are wrong. Maybe the gods we abandon never existed to begin with.
Part 3: The Bible Told Me So
Do you find some of the Bible's stories about God unsettling? Does Christianity seem like a fragile house of cards that may tumble down in the face of scientific or archeological discovery? Before you abandon your faith, it's worth exploring this question: What if the Bible isn't the foundation of the Christian faith?
Part 4: The God of Jesus
Are you caught between doubt and despair because you've been trying to worship the bodyguard god, on-demand god, boyfriend god, guilt god, anti-science god, gap god, or angry-Old-Testament god? If big-G God has lost his appeal because you've mixed him up with a gaggle of little-g gods who don't exist, then how can you know what God is really like?
Part 5: In-Justice For All
We all want to rid the world of injustice. But we can only recognize injustice if we know what justice is to begin with. But maybe the best way to rid the world of injustice is to rid the world of God. We don't always agree about what is just. So, who gets to define justice if not God? When God is gone, injustice leaves with him because justice leaves with him.
Part 6: I Do
We all want to be masters of our own destinies. We all want to feel in control of our lives. The idea of autonomy is attractive. It makes life feel ordered and predictable. But our desire for autonomy can stand in the way of faith. One of the biggest barriers to belief in God is that we don't want to believe because we don't want to need anyone. But what if autonomy is an illusion?


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What to do After Signing a Bad Lease
Oh, No! I Signed a Bad Lease What Now?
Let's say the shady sales rep at a company rushed you into signing a copier lease that did not work in your favor. What do you do? First, you have to understand that copier leases are extraordinarily hard to break because you have signed a contract. Once you have signed it, you are at the mercy of the company for 36 to 60 months, whether they are good or bad. This is why you have to put some thought into signing a lease.
While you may not be able to break the lease contract, you can avoid further trouble by avoiding the auto-renewal clause. You will find this in every standard lease. What does it say? If you fail to give a written notice to your leasing company within a certain number of days (usually between 60 to 180 days), your lease will automatically be extended up to another year. A lot of leasing companies make thousands of extra dollars on this clause. An extra year with a bad lease can break your business.
Finally, look for loopholes in the lease that will allow you to break them. In rare cases, you can break a nightmarish copier lease, but it is very difficult. In most situations, the best that you can do is to avoid further damage with the auto-renewal clause and learn from the mistake.


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Leading London Market managing agent has a fantastic opportunity for a qualified non-life actuary to manage the development and parameterisation of syndicate capital models including signing off on complex changes in the capital modelling platform, ensuring compliance with Solvency II policies.
With experience in actuarial capital modelling alongside excellent IT skills, the successful candidate will possess well-honed interpersonal and communication skills.
An excellent role offering exciting development opportunities so contact us now for more information.
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Eye Tracking: A UX Case Study
About Event
Eye tracking tools can open up unique insights about how your audience interacts with your product or service.
Peter Grierson, Senior UX Researcher at REA Group, joins UX Gatherings on April 5th to talk about the practical application of eye tracking using the high tech Tobii Pro Glasses 2 for realestate.com.au.
Peter will talk about the advantage of seeing exactly what people are looking at through case studies where eye tracking created better outcomes for users and business.
About Speaker
Peter has over 16 years of experience in interaction design, usability, and UX Research. Now a Senior UX Researcher, Peter has been with REA Group as a Researcher for 5 years advocating for research as a core component of product design.
Code Of Conduct
UX Gatherings is dedicated to harassment-free event experiences for everyone. You can find our anti-harassment policy in our Code of Conduct.


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What's love got to do with it? Every couple starts out the same way: so in love. We are all fed visions of the "perfect relationship" and "happily ever after" from a young age. Maybe it holds true at first, but as time passes and people grow and change, suddenly our life is not so happily ever after.
Love, like every other emotion, is not a lasting or stable place, it is not a noun. It is not a person, place, or thing. It is an act. An act of kindness, of gentle intimacy, or it is a choice to move in the direction of love every single day. The couples I work with often hold the misconception that when we marry or chose to be with our partner for life that we have a full box of "love" that will never run out. When it is actually an empty box and our task it to choose to fill it over and over. That misconception can lead to lost love: "we live like roommates" or "we don't talk or have fun any longer" situations. This can happen even with the best intentions. Love can slip away if we assume our love can never run out. Slowly over time life happens, we fall into a comfortable routine, maybe things get hard, maybe life isn't working the way the fairy tale said.
According to the research from divorce statistics 45%-50% of first marriages end in divorce. Infidelity rates are between 30%-60% of all marriages. According to John Gottman, a relationship expert who spent over 40 years researching couples, there are two types of relationships, Masters and Disasters. So, what makes a Master relationship? A master is a couple who after six years are still happy in their relationship, they are slower to become upset in disagreements, and they had an environment of trust and intimacy.
Couples in Master Relationships Do These 3 Things to Keep Love Alive:
1. They Respond to Bids:
According to Gottman, a bid is any time a partner is requesting a response from you. It might be "hey look at this bird outside" or "wanna go to dinner." This is a quick intentional connection that says, this person loves me and values what I see as important. In each of these moments, a spouse can "turn toward or turn away from the bid." This has a profound effect on emotional connection or disconnection. Those in Master Relationships turn toward bids 87% of the time. That is 9 out of 10 times that they were meeting their spouses need. This allows couples to know each other's worlds and be active in their dreams.
2. They Build Appreciation and Respect:
Individuals in a master relationship look for the good. They seek things to appreciate every single day. These couples are kind, generous, and gentle they have humor and connection that builds and maintains a friendship. These couples act with intention and don't have time to point out "mistakes". Most of the time our partner is trying to do the right thing even if it is poorly executed. Try to appreciate the intent.
3. They Address and Repair Regrettable Incidents:
Regrettable incidents are conflicts or emotional conversations that did not go well. Maybe you said something you regret, or maybe things got too emotional and you hurt each other's feelings. These incidents happen with all couples, however, the masters were able to come back after and repair. They may say "hey, that was really rough can we talk?". They listen with understanding, they take responsibility where they can, and they apologize. These actions build trust and communication.
Life happens, stress builds, we have children, a career, our parent's age, or we have difficult families. All of these things naturally pull time away from romance and intimacy. Becoming a master couple is obtainable. It begins with nurturing your love every single day by choosing love, kindness, and generosity in our relationship.


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What Happens to Sam Shields Now?
Cornerback Sam Shields has been battling concussion symptoms since Week 1 and said recently they're not letting up. He counts for $12.125 million against the cap next year. Both Shields and the Packers have significant decisions to make.
Shields has a history of concussions, and if he's still facing symptoms now, there isn't a lot of reason to think that he won't continue to have issues for some time to come. The best move for his health could be retirement.
His close friend Micah Hyde agrees, telling ESPN's Rob Demovsky that he wouldn't count on retirement, "but if I was in his shoes, I would definitely think about the return and whether I would want to or not because the number of concussions he's had. That's serious."
For his part, Shields wants to play. "I'm thinking it's not over," he told Jason Wilde after the Packers' loss to Atlanta in the NFC Championship. "I just love the game, man, and I feel that I can get back out there and play."
The Packers, meanwhile, have already dealt with similar situations in Nick Collins, Jermichael Finley, and Sean Richardson. Those three faced neck injuries, but Shields' predicament isn't that different. Given what we know about head injuries and how much the Packers could face in cap issues if Shields tries to come back and can't play, the team could choose to move on sooner rather than later.
Regardless of his health, Shields could be a cap casualty. Releasing him would save the Packers $9 million in cap space, and they could be ready to try to reduce Shields' cap figure even if he does return. The team has gone to battle for less.
Finally, the Packers may also have to consider a possible suspension when evaluating Shields' future. Shields is facing two charges for a drug-related arrest in October, and depending on where Shields currently falls in the NFL's drug program, he could be missing some games next season. The Packers will have to weigh his health, financial impact, and legal standing before making an ultimate decision on his future with the team.


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Work in Progress: A Funder Looks at Key Challenges Around Creative Placemaking/
Creative placemaking has been both a promising and frustrating proposition ever since it started gaining traction across the funding community roughly a decade ago.
On one hand, many funders believe that the arts can transform underserved communities. On the other hand, the risk of promoting gentrification—or, at the very least, creating the impression of promoting gentrification—is very real.
This vexed reality has come into sharper focus over the past few years as foundations have pivoted to combating inequality. So a new white paper, "Rethinking Neighborhood Change and Tracking Progress," by the Kresge Foundation's Maria Rosario Jackson, a must-read for anyone interested in how Kresge sees creative placemaking and its evolving role across the fields of both arts philanthropy and community development.
I'll delve into the nuance and context of the white paper in a moment, but first I'd like to skip ahead to the report's key takeaway. In short: "Addressing urban inequality through Creative Placemaking practices—the integration of arts, culture and community-engaged design into community development—requires a broader and more comprehensive approach, and an evolution in methods to track community impact."
The observations and insights the paper presents draw from an examination of selected grantees of the Kresge Foundation Arts & Culture team's Creative Placemaking initiative, who are operating primarily in low-income neighborhoods. This is the third installment in a series of Kresge reports aimed at sharing lessons, identifying challenges, and encouraging discussion in the creative placemaking field.
Kresge's first white paper, titled "Arts & Culture Program—The First Decade," traced the evolution of Kresge's program from providing capital challenge grants to the foundation's current creative placemaking strategy. The second, "Creative Placemaking and Expansion of Opportunity—Observations and Reflections," surveyed the state of creative placemaking and, according to Jackson, provided "a point of departure for further examination, discussion and action as the field continues to develop."
That second paper, published last year, addressed two key themes—understanding the root causes of urban inequality and the need for more effective performance measurement. Regarding root causes, Jackson argued that effectively addressing the issue of urban inequality requires funders to pay more attention to "how change relevant to expansion of opportunity actually happens at various levels—on the ground in neighborhoods, as well as across local, regional and national systems."
Similarly, the field, according to Jackson, was "hungry for stronger evidence of creative placemaking's impact in expanding opportunity for low-income communities." At the time, it was "a question that community development and arts practitioners, funders, policymakers, community leaders and others wish they could answer definitively." According to Jackson's most recent report, it still is.
In order to get a better understanding of the urban inequality challenge and stakeholders' inability to meaningfully measure impact, we must first establish a conceptual baseline in terms of nomenclature. What, exactly, is "creative placemaking?" It's a complicated question.
Consensus Remains Elusive
The term "creative placemaking" was coined by Ann Markusen and Anne Gadwa Nicodemus for the National Endowment for the Arts in 2010. At the time, they defined it as a process where "partners from public, private, non-profit, and community sectors strategically shape the physical and social character of a neighborhood, town, city or region around arts and cultural activities."
In the intervening years, though, consensus around its definition has been elusive. Back in 2014, we noted that Kresge, on its website, said, "Many elements of creative placemaking are not well understood, and that lack of clarity inhibits more widespread adoption of the practice." And in her most recent white paper, Jackson writes that despite some progress, "a persistent and basic challenge is that the practice" of creative placemaking "has been difficult to describe," since the term "requires a translation of the concept suitable for its audience" and "the concept continues to be difficult to convey quickly."
Another reason for this confusion, according to Jackson, is the fact that "definitions of art and the roles of artists in society are frequently narrow and not inclusive of cultural assets in low-income communities, arts-based processes or the diverse roles of artists, designers and culture-bearers in planning and community development."
I'd like to extend Jackson's point a bit further. Kresge has reframed the term as a tool that holistically describes structural, systemic and institutional changes "critical to eradicating inequity"—to quote Jackson—in urban areas. It's an audacious goal, and one that, given the inherent complexity of the challenge and its associated root causes, can make tracking progress in a conventional sense difficult for practitioners.
A Focus on Urban Inequality
Urban inequality, Jackson writes, stems from "flaws in the socioeconomic opportunity structure, shortcomings in the institutions that exist to connect people to opportunity, and people's responses to long-term exclusion and disconnection from opportunity."
As a result, creative placemaking practitioners—to paraphrase a key takeaway from Jackson's previous white paper—must get a "clear understanding and articulation of the sources and consequences of urban inequality and the process of change at various levels" in order to "improve current practices."
You could describe this mandate as a case of "mission creep." It's worth noting that Markusen and Nicodemus' 2010 definition of "creative placemaking" doesn't limit the practice to urban areas, nor does it mention the term "inequality." What was originally envisioned as a mechanism to foster community improvement through the arts has now evolved into something more expansive, at least from Kresge's point of view.
Kresge's interpretation makes perfect sense, however, as it aligns with its urban-focused mission. It's also a natural development flowing from a stepped-up focus on inequality within philanthropy after the Ford Foundation repositioned itself in 2015 around the goal of reducing inequality in "all its forms." This trend has permeated the arts space writ large, as funders increasingly view the arts as a vehicle to drive meaningful social change.
In a similar vein, the other big player in the creative placemaking space, ArtPlace America, defines the field as one "engaging in social change." However, unlike Kresge, ArtPlace has focused a good portion of it its creative placemaking efforts on the often-ignored pockets of rural America. After allocating roughly 30 percent of investments to rural communities, ArtPlace boosted that number to 52 percent for 2017's round of funding.
After investing $87 million in 279 projects in 208 communities of all sizes across the nation, ArtPlace, whose creative placemaking program is due to sunset in 2020, has done its own fair share of introspection as of late. In May of 2018, it published its "Creative Placemaking Field Study," which aimed to "gather a clear understanding of the current state of the creative placemaking field across this country."
I encourage you to check out the key takeaways here. Bottom line? The creative placemaking field is "moderately strong." What's more:
We've also learned that lasting change—to have these sorts of partnerships be standard operating practice and not just a grant-funded one-off—must happen on the local level, within an existing ecosystem. And for that change to take root on the local level, there must be local ownership of both the resources and the responsibility.
Looking ahead, ArtPlace will not be continuing the National Creative Placemaking Fund. Instead, it will "transfer funding in up to six geographies to strengthen the local ecosystems of creative placemaking."
Things remain fluid, so funders, arts organizations, and commentators shouldn't be surprised if the definition, expectations and metrics for success pertaining to "creative placemaking" continue to evolve. Jackson acknowledges this reality, writing that recognizing that "preconditions for longer-term change are imperative has implications for how the community-development field initiates strategy development and gauges progress."
Development Vs. Displacement
Another big topic in the Kresge white paper is the need for creative placemaking stakeholders to embrace responsible urban planning. Proponents are acutely aware of the risks here. Community members are suspicious of creative placemakers parachuting into a poor neighborhood and drumming up development only to displace longtime residents who can no longer afford skyrocketing rent.
Jackson expounds on this idea in Kresge's recent paper. The problem, she writes, is that historically, developers rarely made the distinction between "good" and "bad" development. If, after years of neglect, a neighborhood boasts a new coffee shop, a yoga studio, and affordable art studios, developers have been conditioned to view this an inherently "good" (and lucrative) outcome. But it's also short-sighted.
"No one was sufficiently trained to manage the unbridled reinvestment or return to the urban core and related racialized dynamics that we see in many cities today," Jackson writes. "The community-development and urban-planning fields have been caught unprepared and must catch up."
The good news is that responsible creative placemaking is possible. Kresge recently published case studies of creative placemaking stakeholders allaying residents' fears of gentrification in Cleveland and Washington, D.C. Efforts in those places found stakeholders rolling out financing mechanisms to help artists buy homes and supplementing "informational meeting" formats with arts-based activities for families.
Moving forward, "in real estate markets where displacement concerns are warranted," Jackson writes, "it is incumbent upon planners, developers, funders and community leaders to ensure that Creative Placemaking strategies are integrated with a suite of related interventions that, at minimum, mitigate displacement and, at best, truly expand opportunity."
Understanding "Social Impacts"
The final key theme is the idea of what Jackson calls "better understanding and documenting the social impacts of the arts as well as impacts related to health and well-being." This goal is also attuned to the larger trends across the philanthropy space, in which funders seek to generate a measurable return on investment, as well as the arts space, where funders continue to push for "hard" and "soft" metrics that illustrate the impact of the arts experience.
Jackson alluded to this challenge in her previous white paper, listing some softer metrics for success, like how a project fosters "greater social cohesion and sense of agency among residents, increased pride and stewardship of place, physical transformation, and greater control over community narrative." In her most recent piece, Jackson refers to these "soft" metrics as "indicators," defined as "studies of social cohesion, agency and similar concepts that are important precedents." However unquantifiable, these "indicators" provide "important signals and insights that can inform policy and program development."
Yet five or so months after Jackson's previous report, proponents are still searching for stronger evidence of creative placemaking's impact in expanding opportunity for low-income communities. "Practitioners and researchers do not yet have all of the skills and tools required to make the case for the value of the arts in ways that resonate with what we are learning about the various roles of arts and culture in communities," Jackson writes.
How can we interpret Jackson's analysis? After all, organizations like Americans for the Arts have been making the case for the value of the arts for decades. In 2015, the Wallace Foundation allotted $52 million to study and boost arts engagement, and has been methodically rolling out its findings ever since. In announcing its 2018 Public Art Challenge, Bloomberg Philanthropies noted that the initiative has thus far generated $13 million for local economies, employed 820 individuals, and created 490 programs and activities like tours, workshops and lectures.
Last year, I spoke with Kate D. Levin, the woman who oversees Bloomberg Philanthropies' Arts program. She pointed out that Inaugural Public Art Challenge winner ArtHouse: A Social Kitchen in Gary, Indiana spurred positive change in the context of Gary's larger economic development efforts. "Both the mayor and the city's leading philanthropic foundation said that ArtHouse has been a catalyst for change in downtown Gary," Levin said, "where key revitalization projects have since kicked off, such as the transformation of the City Methodist Church ruins into a garden and the launch of Steel City Salvage's reclaimed building material warehouse."
Levin told me that Bloomberg's cumulative work in the public art space has cultivated a "growing appreciation among city leadership of the creative sector's ability to address pressing civic issues and bring a range of positive benefits to communities."
Now, I admit that "creative placemaking" isn't identical in approach and measurement to Wallace's efforts or Bloomberg's work in the public art space—but there are certainly areas of overlap. Indeed, in its recent analysis of the creative placemaking field, ArtPlace America said it has "added both to a knowledge base and to standards of practice, and we have been able to identify, support and engage leaders, practitioners, funders and policy makers." That's good news!
So what explains Jackson's contention that creative placemaking proponents still can't adequately make the case for the arts?
Rethinking Measurement
One culprit, Jackson argues, has to do with "existing standards of excellence and corresponding well-developed validation systems that are poor fits for creative placemaking." In other words, traditional metrics for success in the art world—the price of a painting, for example—aren't applicable, since creative placemaking is "process-heavy" and "does not result in products for conventional presentation or sale." In addition, "many artists involved in creative placemaking acquire their skills on the job, often through baptism by fire, working through trial and error in and with communities."
I'd like to propose an additional theory: the actual composition of the metrics themselves as they pertain to Kresge's vision of "eradicating inequality."
Consider the funder's approach in a previous post looking at the foundation's gift to fund the New York City-based EmcArts' Community Innovation Labs program. The funding was earmarked to support the completion of two labs—one in Winston-Salem, North Carolina, to "build local capacity to take on complex social challenges by integrating the arts into a rigorous process framework." Here are the "core questions" the Winstom-Salem Lab hoped to address:
How can we create a more equitable and abundant Winston-Salem?
How can we move systems of race, class and power to do so?
How can we, as a community, build enough trust to enable transformative change to happen?
Metric No. 1 can be measured. Metrics No. 2 and 3? Not so much. Here, stakeholders have to rely on what Jackson called "indicators" after agreeing on what, precisely, it means to "move systems of race," "build enough trust" and "enable transformative change." Are they powerful and important questions? Of course. But they're relatively subjective ones when compared with traditional and technocratic Bloomberg-esque performance metrics. (It's also worth noting that Bloomberg Philanthropies hasn't embraced "anti-inequality" messaging as forcefully as funders like Ford, Kresge and many others.)
This challenge becomes all the more pronounced when considering that the giants of modern philanthropy, after allocating millions to fight inequality over the past three years, have made little meaningful headway on the issue.
This isn't to say the arts can't combat inequality and drive positive social change. The Art for Justice Fund, for example, played a role in pushing the recent criminal justice reform bill, the First Step Act, across the finish line. But the larger challenge of urban inequality, as Jackson eloquently noted, is an amalgamation of smaller, yet incredibly complex and interrelated forces. It will be interesting to see how Kresge's approach evolves within this fluid socio-economic context.
We'll let Jackson have the last word.
"The Kresge Foundation's experience with Creative Placemaking, teaches us that developing viable, new ways of framing and capturing community change involves taking risks," she writes. "It also requires calibrating expectations about timelines and management methods inherent in blending different perspectives; trying new approaches; and attempting to build the structures and validation systems that support new, smarter and more holistic, ethical, impactful ways of working.
"Most importantly, it requires leadership, a willingness to reconsider commonly accepted practices; the resolve to try something different, and to accept the process of failing, learning, adapting and trying again."


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Speaking to the Wall Street Journal about the US trade talks with China, discussing challenges Secretary Mnuchin and the US team are facing on their trip to Beijing.
Why Sprint and T-Mobile are using China to get deal approved
Segment on Yahoo! Finance TV discussing why Sprint & T-Mobile are using China to get a deal approved and exploring how an emphasis on jobs and China will help to mitigate regulatory concerns for the deal in Washington.
In My Letter To Harvard Magazine...
Discussing ignorance and unreason in American discourse as seen through the current assault on international trade.
Trump set to hit China with billions in annual tariffs
Former Undersecretary of Commerce Stefan Selig on how President Trump's steel and aluminum tariffs impact China. Selig also weighed in on the Trump administration's push to put additional tariffs on Beijing.
Trump's tariffs raise concern in steel industry
CNBC Contributor Gillian Tett and Stefan Selig, managing partner of BridgePark Advisors, discuss the impact President Trump's proposed tariffs would have on jobs, the economy and the global steel markets.
Trump, Australia's Turnbull talk TPP as trade debate continues
Former Obama administration Under Secretary of Commerce for International Trade Stefan Selig explains why President Trump should reconsider having tossed aside the Trans-Pacific Partnership (TPP) deal.
NAFTA has been largely good for our farmers, ranchers: Fmr. Undersecretary of Commerce
Stefan Selig, Bridepark Advisors managing partner & former undersecretary of Commerce, discusses what could be on Trump's trade agenda ahead of his speech at the Farm Bureau Convention.
The Trump administration is in danger of making a 'huge' mistake in Nafta talks
Five of seven planned rounds of negotiations for the North American Free Trade Agreement recently concluded in Mexico City, yet we remain far from a deal. As an investment banker and trade negotiator who has seen many deals crater because one party overplayed its hand, risk of a failed negotiation is real.
The toughest issues in a complicated negotiation are often saved for last. Still unresolved are the so-called "poison pills" that the administration has positioned as take-it-or-leave-it items. Those include the proposed sunset clause, which dissolves the agreement after five years if the three countries do not agree to continue it, and unrealistic demands that 50 percent of car parts come from the U.S.
The Trump administration's tough posture and its apparent willingness to pull out of Nafta is the result of its notion that our relationship with many of our trading partners, and Mexico in particular, is a net loss for American businesses and workers and a zero-sum game for our economy. Clips of President Trump claiming that Mexico is "killing us on jobs and trade" play on a loop on cable news and social media daily.
But to use the current administration's vernacular, this is "fake news." The reality is that when it comes to renegotiating Nafta, the best way for the administration to deliver on its promise of putting America first, is to put North America first.
Read the rest of the post here.
Trump Made Mistake Withdrawing from Trans-Pacific Partnership
BridgePark Advisors Managing Partner Stefan Selig discusses the deals President Trump has reached with China regarding American companies. Watch here.
Assessing President Trump's Trip to Asia
Former Under Secretary of Commerce for International Trade Stefan Selig discusses President Trump's Asia trip, the deals that were made, and where the U.S. stands on trade. Watch here.
Why Trump's 'Art of the Deal' diplomacy won't work in China
President Trump campaigned on and was elected in part because of his deal-making acumen. These are skills he says will lead to better deals for American businesses and workers.
As the president embarks on his first trip to Asia, the administration will showcase its deal-making skills with some of our nation's most important trading partners, particularly China. If his rhetoric (or recent NAFTA negotiations) is any guide, the administration's approach will be highly transactional – extending "asks" to the Chinese to receive "gets" to advance our interests.
But as an investment banker for nearly 30 years before joining the Obama administration – an appointment that had me regularly (and successfully) negotiating with the Chinese -- I believe success will depend on commercial diplomacy, not on transactional deal-making.
I say that for four primary reasons. Read the rest of the post here.
Here's what Trump needs to focus on during high-stakes Asia trip
Stefan M. Selig, founder of BridgePark Advisors, and Dean Cheng, Heritage Foundation senior research fellow, discuss President Trump's high-stakes trip to Asia. Watch here.
Trade Policy Is More Than Just Trade Balance
Adopting policies to reduce imports risks jeopardizing inputs that U.S. manufacturers rely on to create globally competitive goods. Read more of Stefan's Letter to the Editor here.
Why Trade Should Be Core To Trump's Pro-Growth Economic Policy
The administration's action's on trade—including withdrawal from the Trans-Pacific Partnership (TPP), threats to renegotiate the North American Free Trade Agreement (NAFTA), considering tariffs on Mexican and Chinese imports, as well as a border adjustment tax—reflect the mistaken assumption that trade is a zero-sum game.
The truth is that there is no path to robust, sustainable, inclusive economic growth that does not embrace global trade and investment. And with 95% of global consumers outside of our borders, trade is fundamental to maintaining American competitiveness in a global marketplace.
Read more here.


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Turquoise tango shoes are designed and handmade in Istanbul by a team of dancers and shoemakers, committed to creating comfortable, light and beautiful footwear for dancers around the world.
Having danced tango for over a decade, we the owners of Turquoise, can say that we have spent a fortune on tango shoes. We went shoe shopping in many countries, only finding some shoes to be far from elegant, others to be designed without proper understanding of anatomy or geometry; some to have balance issues while others to be lacking the comfort so essential for every tanguero wanting to dance for hours at milongas and festivals.
Our shoe shopping experience has led us all to the same conclusion that "good enough is not enough". So we decided to create our own line of tango shoes, personally testing them on some of the busiest dance floors, to see if that ideal combination of quality, durability and elegance could be achieved.
At Turquoise, we believe that perfection is a journey, which – just like tango – evolves continuously. And just as dancers work on improving their technique, the Turquoise team constantly strives to improve the shoes.
Detail oriented and quality focused, we do our best to turn every single pair into a little masterpiece.
To ensure a perfect fit, Turquoise tango shoes come in half sizes, which is not often the case with many other top tango shoe brands.


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This was so much fun! The effect alone was done really fast, I ended up using method one and two as well because they look better. I think taking the photo was the hardest part! The marker kept moving, it gave ugly shadows to the letters, it wasn't centered and so so on. I do lettering just as a hobby so I had never taken a decent photo of my work for which I never realized how hard it was.
My photo was looking really dark so I used levels as Gabie explained and I made the background a bit brighter, it helped a lot. I took this with my iphone and I set it to 1:1 so I could get a square.
I'm very happy with the result, I think it looks really nice. I ended up using a pattern from colourlovers too oh and yes my tombows are very worn out too! Hahaha


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Ramona and Beezus (2010)
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Hi guys! Check out the new trailer for my upcoming film, Ramona and Beezus. I'm showing it to my fans first. I'm so excited - I hope you guys like it. ♫ [pop rock music] (narrator) The beloved classic series by Beverly Cleary... >>Ramona! >>Ramona! >>Ramona! (guy) But she keeps you on your toes. (Beezus) You are so welcome to borrow her for the next, like 10 years or so. (narrator) ...is coming to the big screen. [short girl screech] [kids laughing] (teacher) I hope you are enjoying 3rd grade - I think you may be here a while. (narrator) And if you think you know Ramona... ...get ready to see her in a who new light. (Beezus) You're your own person. You don't worry about coloring inside the lines. Well, that depends on the picture. (narrator) This summer, imagination runs wild... What are you... [they scream, he laughs] ...adventure runs free... ...and wonder runs in the family. (man) Why don't we draw the longest picture in the world? Every princess needs a little sparkle. Joey King, Selena Gomez, John Corbett, Bridget Moynahan, Ginnifer Goodwin, Josh Duhamel, Sandra Oh, [Beezus laughing] [Ramona screeching] ♪ [Selena Gomez - "Live Like There's No Tomorrow"] Ramona and Beezus [scream, crash] We saw your underpants [laughs] [Ramona laughs] Directed by Elizabeth Allen, ♪ [Captions by Captionwire.com]
Video Details
Duration: 1 minute and 56 seconds
Country: United States
Language: English
Genre: Trailer
Views: 1,056
Posted by: ccwebguy on Jun 14, 2010
Captioned Trailer, Selena Gomez in Ramona and Beezus
Caption and Translate
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January 6, 2017
JICA launched the Initiative for Food and Nutrition Security in Africa recently at a side event of the sixth Tokyo International Conference on African Development (TICAD Ⅵ), held in Africa for the first time.
The initiative, abbreviated as IFNA, aims to improve nutrition in Africa, with a particular focus on the region south of the Sahara Desert, which is said to have some 220 million undernourished people.It is also said that nearly 800 million people in the world are chronically undernourished. What's more, some 159 million children ages 5 and under reportedly are stunted.
<Indices Related to Food and Nutrition Security in Africa>
Conference to launch the Initiative for Food and Nutrition Security in Africa
Nutrition education for children
"End hunger, achieve food security and improved nutrition, and promote sustainable agriculture" is one of the sustainable development goals (SDGs) adopted by the United Nations in 2015 to be achieved by 2030.
The IFNA supports the promotion of specific initiatives in the field and the achievement of nutrition improvement goals by helping various African countries and aid agencies to deepen their partnerships. It is working to formulate a nutrition improvement strategy for African countries and to promote and spread practical activities to improve nutrition in African countries during the 10 years leading up to 2025.
JICA will continue proactively engaging in food and nutrition improvement activities including IFNA, and it will work toward solving the world's food and nutrition problems.


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RICHMOND, Va. (CBS.MW) -- Reynolds Metals on Thursday said strong demand and higher aluminum pricing drove a first-quarter revenue increase of 24 percent, lifting the company back into the black with earnings that surpassed Wall Street expectations.
Reynolds RLM posted a profit of $71 million, or $1.10 a share, 3 cents better than the First Call consensus estimate of $1.07.
Revenue rose to $1.32 billion, up from $1.1 billion during the year-ago quarter.
In the same period a year ago, it recorded a loss of $10 million, or 15 cents share, reflecting foreign-exchange related losses.
In addition to strong business during the first quarter, Reynolds attributed the results to success of its portfolio review, which it completed at the end of 1998.
Through that effort, which included expense and cost reductions, stock buybacks and increased oversight for management and capital spending, the company's performance has improved.
Reynolds shares closed at 68 9/16, up 9/16 on the New York Stock Exchange..


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March is here! Our winner for the entire March Release will be announced later today! So be sure if you haven't yet, pop on by to our designers to enter yourself to win our ENTIRE March Release in the post below this one.
We have an amazing collection of coordinating items this month with Spring in mind.
My company focuses on the "complete package". We work hard to offer coordinating products that are easily interchangeable with previously released products. We really enjoy being able to share the ideas and versatility each product holds.
Given the tough economy, we announced on the 27th, that as of today, we have now decreased our prices by 20%!
I may be a company owner, but I am really just like you. I'm a stay at home mom to 3 children, living on one primary income. I get to share what I love with the world and enjoy what I do. I KNOW how hard it can be to try to keep your family going, while maintaining your sanity through crafting, and be able to afford to buy some items without a lot of guilt! So after much debate I feel this change will help all our very valued customers 😀
So here is what we have that is NEW for MARCH:
We have released:
2 NEW! Pretty Packaging Templates
4 NEW! Pretty Impressions Stamp Set Singles
1 NEW! Pretty Printable Digital Paper Collection
Also be sure you check out our Pretty Package Collection, where you will always save 25%!
We'd like to introduce you to our 4 NEW Design Team members today!
We are excited to have them join our team. Each has a NEW project for you today, so please WELCOME them. Also be sure you check out our entire team today,as we are each sharing some creative ways to use the *NEW* products for March as well!
Today I am going to share another fun project using our NEW! Display template.
This template can be used to display ANYTHING you want…
This template actually came about because I was going to a baby shower of a family friend and her theme was FROGS!
She was having a baby girl, and her entire room was purple and green with froggy accents. I ALWAYS have to stick to the theme and I even made the centerpiece as well, my very first Diaper Cake! Photos on that at the end of the post 😀
I used a fun embossed cardstock that was double sided. It was cute because the dots reminded me of the frogs skin. One side of the cardstock was olive, and the other a very pale green.
Perfect because it was just like the frogs skin. The inside being lighter, like the belly of the frog.
I added eyelashes to the frog eyes with a marker. Brushed on some chalk for the cheeks, and used a oval to draw on a mouth! ANYONE could do this!
I found a super cute handmade SOFT baby blanket on Etsy that was a frog, and I just HAD to get it for her. Once it arrived I was trying to think HOW I would package it up. As you know I am all about the packaging. THAT blanket sparked this entire template.
I rolled it up, and placed it into my cut Frog themed Display box!
The Frog piece COME WITH the template, so no need to try to make your own. A great box for boys too 😀 Or Princess & the Frog themed party maybe?!
I love how the frog hands are holding the little tag, and the feet are sticking out.
The tag was created using the Round Off © set, colored digitally, and layered onto a tag cut out of lavender using the Fine Finish © tag cut file.
I have to say it was a BIG hit!
Here is the gift set, completed
I used the Lil' One-sie © cut file to create my card for the gift.
The rose is from our A Spot of Tea ©set, and the sentiment is from the Bringing Home Baby © set. Simple & easy, but OH-SO-CUTE!
As was the diaper cake I made, as requested for the centerpiece of the shower!
My very first one, I was SO PROUD of it.
My 8 year old daughter Amber helped by wrapping ALL the diapers.
I then layered them and wrapped them with my receiving blankets.
I made the little frog from cardstock., and placed her on top of the diaper cake with some pretty spiral ribbon I curled.
I added some ribbon, pearls, and some little ribbon flowers. In between the layers I rolled baby socks into "roses" and I wrapped them with tulle "leaves", and added them to the layers.
NOTHING is GLUED! The blankets and baby socks are all usable, as are the entire package of diapers!
I bought a cake board that is basically scalloped silver cardstock. It provided a sturdy base and made it look more professional.
I was pretty happy with how well everything turned out considering I never made one before. People couldn't believe I never made one before (yes giving my own horn a little TOOT!) I hadn't had that much fun in a LONG time!!
I had also made the centerpieces, as you may recall a while ago
These flower pots used the Tending The Garden © 50 Images – Digital set!
I LOVE digital images because you can nix, match and resize everything to suit your needs, as I did here.
Filled the flower pots with the little "rose" baby socks. Just like on my cake.
This was the back side…same little frog as my cake topper!
I made 15 in all.
We tied balloons to the centerpieces as well.
It turned our really pretty.
I hope that got your creative wheels a churnin'!
I'll be back to announce our winner for the March Release items.
Come back tomorrow because we will have many more fabulous project ideas for you all to try.
Have to say those frogs are pretty darn cute …
Your articles are always interesting and understandable. Thank you!
It looks like the frog box is cuddling the frog blanket! Cute idea!
You are so extraordinarily talented! That baby shower will be stunning with all your gorgeous makes! Tracy:)
Great baby gifts and I love the colors. All the sweet embelishments are fabulous.
I'm not stuck on the frogs but the cake and center pieces were adorable! Love them!
I have to agree with you.
善を提供していますデートナイキMercurialの蒸気ファイバーコンポジットソールと特許取得済みの蒸気牽引システム用レディースシークトラクションと快適さが エアジョーダン 人気 – 事務所や柔らかい地面、ソールプレートであるかどうか、プロのサッカー選手の
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なビーニー帽子のニューラインを手に入れたSnapbacksの帽子は?ここGoogleLAキングスClothingBuy ナイキ スニー
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Co jste říkal dělal hodně smysl. Ale, myslím, že o tom, co když jste přidali trochu obsah? Myslím, Nechci říct, jak spustit svůj blog, ale co když jste přidali něco možná si národy pozornost? Stejně jako video nebo obrázek nebo dva, aby si. Chcete-li prozkoumat tuto úroveň své příslušné celní záruka vrácení peněz, navštivte webové stránky CENY v důsledku hledáním toho všeho v celém vyhledávání Google.
I like this post! It's really cool.


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Mail Order 08000 4848 54 / 0114 285 9854 Order by 3.30pm Mon-Fri for same day dispatch
Mail Order 08000 4848 54 / 0114 285 9854 Order by 3.30pm Mon-Fri for next working day delivery
Product Code: ELLIE-G
Ellie L-Bracket in Slate Grey is the most configurable, modular and innovative Universal L-Bracket in the World. Ellie's unique vertical aspect has dual-Arca Swiss profiled edges, and symmetrical ends with twin 1/4"-20 threads, enabling 8 possible side configurations. This gives Ellie unprecedented compatibility and functionality. Ellie's uniquely configurable side aspect enables users to transform almost any standard ball-head into a long-lens rocker. Particularly useful if used in conjunction with 3LT's 360-Clamp.
Ellie's detachable release plate can be used in isolation, or with the vertical aspect. Dual Arca-Swiss profile sides and symmetrical 1/4"-20 threaded ends enable the vertical axis to be configured in 8 positions, enabling more cable access than ever before. With two-axis adjustments, Ellie fits more cameras than any other universal L-Bracket, with an unprecedented level of functionality.
|Horizontal Aspect Length
|95 mm - 128 mm / 3.74 " - 5.04 "
|Horizontal Aspect Width
|38 mm / 1.5 "
|Vertical Aspect Height
|85 mm / 3.35 "
|Vertical Aspect Width
|38 mm / 1.5 "
|96 g / 0.21 lb
|Standard Arca-Swiss
Free Delivery
Free delivery on all orders over £30
£2.95 on orders below £30
Express and Saturday also available
Same day dispatch on all orders placed by 3:30pm Monday - Friday (excluding bank holidays)
Trade In
Have equipment to trade in?
Finance Options
Finance is available on all orders over £250


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"Thank you so much for your understanding and the excellent care you took pruning my Hornbeam trees. I want you to know how much we appreciate all you do to take care of my yard and my neighbor's yard. You are the best!!!"
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"Thanks to the work you did my trees look first rate, especially my funny Weeping Crabapple and the Silver Maple out back, which looks tall and elegant and graceful - truly beautiful, just the way a Silver Maple should look. I feel much better about my trees and the yard as a whole. I really needed good attention to the trees."
-Virginia J.
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"Excellent workmanship and a craftsman's pride in a job well done compounded with a strong and efficient work ethic were the hallmark of this job and other's that Madison Tree has done for me in the past. In an era when one has to wonder if pride in getting the job well done had disappeared from the commercial landscape it is good to see that it is alive and well at Madison Tree Care & Landscaping. Many thanks again for the great job you did and congratulations to the entire staff."
-Steve D.
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"Awesome work removing my big Ash tree! You are proof positive that you get what you pay for. The weekly gossip in my neighborhood is how much damage and mess was left over (for the homeowner to clean up) by a cheap, uninsured amateur tree guy. But not me, I hired you and I can't find a single limb, twig, wood chip or even chain saw dust in my yard. So, instead of cleaning my yard, I'll be golfing all Memorial Day Weekend!"
-Tom P.
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"I just wanted you to know that the crew you sent out here today did a really great job!
The renovation of the old "dumping ground" area behind the new fence looks really nice for a change. I am looking forward to seeing how this new grass looks.
The job of cutting up the fallen tree behind our pond went exactly as I had hoped. This was exceptionally arduous work to do in this location under the awful weather conditions today. I really admire them for sticking to the job in order to get it done right.
They also cleared out a bunch of troublesome weeds from our garden area.
Thanks again for your help with these issues."
- Bob C.
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"I just wanted to follow up and say how happy we are with the work done by you guys! Everything could not have been done more professionally and exceptionally. Every detail was perfect. From your excellent level of customer service and communication to the level of care the team provided when they were here, we thank you. The guys that were here were meticulous in their work ...cleaning as they worked and they left the yard spotless...even my neighbors were impressed. The most important aspect was to see how the guys truly worked as a team and had fun while they worked. It is a testament to Madison Tree and Jack's team when you see the employees truly enjoying their job. We look forward to working with you all again in the spring and for all our landscaping needs going forward. We are truly grateful and truly impressed!! Thank you again and congrats for an amazing team!"