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Navajos sue Wells Fargo, allege 'predatory' banking practices
Wells Fargo's fake account scandal started last year. Angeli Kakade (@angelikakade) has the story. Buzz60
The Navajo Nation on Tuesday filed a federal lawsuit against Wells Fargo alleging the nationwide bank used "predatory and unlawful practices" to rip off tribal members, with damages estimated at more than $50 million.
The U.S. District Court case filed in New Mexico says Wells Fargo employees routinely duped customers into opening unnecessary accounts, then set up debit or credit cards without consent and collected unauthorized fees.
"Wells Fargo's targeted exploitation of the most vulnerable Navajo communities reflects an even darker and more insidious side to Wells Fargo profiteering schemes than have been unearthed to date," said John Hueston, an attorney representing the tribe. "Wells Fargo deceived the Navajo people and lied to the Navajo government causing substantial suffering to those who trusted the bank, causing substantial suffering to those who trusted the bank."
The civil complaint says elderly Navajos were suckered into purchasing products so the bank could collect fees and meet sales quotas. "Under intense pressure from superiors to grow sales figures, Wells Fargo employees lied to Navajo consumers, telling elderly Navajo citizens who did not speak English that in order to have their checks cashed they needed to sign up for savings accounts they neither needed nor understood …
"Wells Fargo representatives stalked local events like basketball games and flea markets to sign up consumers for unnecessary accounts en masse, especially targeting Navajo women who sold native crafts and products. They opened accounts for underage Navajo citizens, going so far as to falsify birth dates to avoid obtaining necessary parental consent."
Wells Fargo said in a statement that it could not comment directly on the litigation, but is working at "rebuilding trust and building a better bank."
"Over the past year we have taken significant steps to make things right for our customers, including members of the Navajo Nation, who may have been affected by unacceptable retail sales practices," the statement said. "These steps have included a $142 million class-action settlement agreement; conducting broad outreach and working directly with customers to resolve issues through our complaints process and free mediation services; completing an expanded third-party review of retail banking accounts dating back to the beginning of 2009 to determine potentially unauthorized accounts and provide refunds and credits to those that incurred fees and charges."
Massachusetts Sen. Elizabeth Warren told Wells Fargo CEO Tim Sloan he should be fired and that the Federal Reserve should remove all company board members who served during the fake bank account scandal. (October 3) AP
Allegations by the Navajo Nation essentially mirror complaints against Wells Fargo by federal prosecutors and regulators, including the Consumer Finance Protection Bureau, which has fined Wells Fargo $185 million over the so-called sham accounts.
Bank officials have acknowledged problematic sales practices while claiming there was no intentional strategy. To date, about 3.5 million unauthorized accounts have been uncovered, and Wells Fargo has paid $80 million in refunds as well as the fines. Numerous lawsuits are pending.
John Stumpf, chairman and CEO, was ousted amid the scandal, and Pam Conboy, Wells Fargo's senior executive in Arizona, was fired.
The Navajo Nation lawsuit says Conboy "drove Arizona from last place to first in regional sales performance within two years of taking her position by employing intense sales pressure and a very heavy emphasis on rankings and sales performance."
READ MORE: Wells Fargo's Arizona chief fired in wake of customer-account scandal
As recently as January, a Wells Fargo executive delivered a letter to tribal leaders asserting the Navajo Nation had not been victimized by the sales tactics. "First, let me assure you that there has been no impact from Wells Fargo's improper sales practices (on the reservation)," wrote bank Vice President Aaron Lemke. "No Tribal community members in Arizona or New Mexico were harmed …"
Navajo Nation President Russell Begaye said, "Wells Fargo's exploitation of its customers has been well documented. But, even so, Wells Fargo's actions toward Navajo people have been of a uniquely outrageous nature."
Ethel Branch, the tribe's attorney general, said the alleged targeting of elderly Navajos was "despicable."
"Wells Fargo must be held accountable for its unfair and unlawful practices," Branch added.
Hueston, the tribe's legal advocate, said he does not know of another Indian tribe that has sued Wells Fargo over its marketing methods.
However, the lawsuit alleges the Navajo Nation "is not the only place where Native Americans were targeted by Wells Fargo's unlawful sales tactics. Indeed, former Wells Fargo employees have stated in sworn statements that they were told to target Native Americans."
Trump promises to pursue Wells Fargo fraud with 'severe' penalties
Wells Fargo reportedly fires 4 amid investigations
Report cites Arizona as an 'epicenter' in Wells Fargo's fake-accounts scandal
Wells Fargo employees created unauthorized bank accounts in order to boost sales, prompting the bank to fire 5,300 employees. Wells Fargo must pay massive fines and restitution to its customers. USA TODAY


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Quick and easy to get in touch with us. We call you back!

subset: commoncrawl


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Midterm elections don't have the glitz or drama of presidential campaigning. They're full of aldermen and comptrollers, state senators and governors. These offices seem meager next to national government. But most of the time, it's state and local officials that have the most immediate and palpable impact on our lives and on our future elections.
In episode two of our five-part series on the midterm elections, we're taking a good look at the state and local offices that have a big-time impact on your life.
Episode Segments
Have a civics question you want answered? Let us know in the form below and we'll try to answer it!
Midterm Edition: State and Local Elections
This transcript was created using a combination of machine and human transcribing, so there may be some typos.
Hannah McCarthy: [00:00:00] Nick as you know in our last episode we talked about what midterm elections are and why they matter. You know all the sweeping implications stuff how midterms can affect the country with congressional redistricting and this referendum on the president and potentially flipping the House and the Senate and infusing Congress with all of these new ideas and setting the stage for massive change.
[00:00:23] But today I want to think small.
Nick Capodice: [00:00:28] Small like what kind of small?
Hannah McCarthy: [00:00:30] Small like local small.
[00:00:33] Let's start with the town up north in New Hampshire with about 7000 residents that is small. In August I drove up to Plymouth New Hampshire. It's a little college town in a place called Grafton County really charming. There's a town green with a gazebo and old timey diner Covered Bridge of course got a covered bridge.
[00:00:54] It's very New England and across the street from the town green in what used to be a bookstore is the office of the Plymouth area Democrats.
[00:01:06] So that's the sound of people doing the wave.
Nick Capodice: [00:01:09] Which wave.
Hannah McCarthy: [00:01:09] The blue wave.
[00:01:13] There were campaign signs leading up against the wall they had a life size cutout of Obama.
[00:01:18] There was a potluck party atmosphere in the room and I was there to meet this gentleman.
Jeff Steigler: [00:01:25] My name is Jeff Steigler and I am currently the police chief in Bradford Vermont.
[00:01:30] I am currently campaigning for Grafton County Sheriff.
Hannah McCarthy: [00:01:33] Jeff lives in New Hampshire but works just across the border in Vermont.
Jeff Steigler: [00:01:37] This is the first time I've ever asked the public for their support and obviously for their vote on both the primary and hopefully the general election. Also Franklin
Hannah McCarthy: [00:04:16] This was a Grafton County candidate night. The second one that week and Jeff was there to introduce himself and to convince people to vote for him in the New Hampshire primary and to explain exactly what it is that a sheriff does.
Jeff Steigler: [00:04:29] It's actually a constitutional position stage in the state constitution. But any of your listeners could Google are say one of four and you'll see what the primary functions but at the core of what the sheriff's department has to do.
Nick Capodice: [00:04:40] So did you google it.
Hannah McCarthy: [00:04:41] Of course I googled it.
Nick Capodice: [00:04:42] What did you find out.
Hannah McCarthy: [00:04:43] Well first and foremost in New Hampshire we call laws are essays. It stands for Revised Statutes Annotated and our essays include what amounts to a job description for elected officials. For example how an elected sheriff can and ought to lay down the law. They transport prisoners deputise bailiff's.
Nick Capodice: [00:05:02] Bailiffs like bull in night court.
Hannah McCarthy: [00:05:04] Right okay there you go.
[00:05:05] Yep bull was probably deputized by the sheriff. Until I spoke with Jeff Stigler.
[00:05:10] I really didn't know what a sheriff did or frankly the difference between county sheriff and local police chief. But every time I voted for a sheriff I was voting for someone who has major responsibility and it's the same deal with everything from governor to school board members to comptroller.
Nick Capodice: [00:05:26] What actually is a comptroller by the way?
Hannah McCarthy: [00:05:27] They're kind of like a state's chief financial officer. But the point is that there are a lot of obscure offices on the ballot and they can seem insignificant next to federal candidates like who cares about the railroad commissioner when you've got some flashy Senate race going on.
Nick Capodice: [00:05:41] Oh I have a feeling that we care we care.
Hannah McCarthy: [00:05:43] This is Civics 101 a refresher course on the basics of how our democracy works. I am Hannah McCarthy.
Nick Capodice: [00:05:49] And I'm Nick Capodice.
Hannah McCarthy: [00:05:49] And today we continue our five part series on the inner workings of midterm elections. But a closer look at the local and state offices you'll be voting on this November like Sheriff judge and governor. They may go by different names depending on where you live. But either way state and local offices can have a big time impact on your life.
Cheryl Cook-Kallio: [00:06:08] The issue with midterms is that I think we train people to be very hyper focused on national elections but most elections that are local are closer to the people.
Hannah McCarthy: [00:06:18] That's Cheryl Cook-Kallio, former high school teacher.
Nick Capodice: [00:06:20] For 39 years.
Hannah McCarthy: [00:06:22] And former Councilwoman and former candidate for California's state assembly.
Cheryl Cook-Kallio: [00:06:26] Will our house in California is called the Assembly and there are different names in different states.
[00:06:31] Most of them are House of Representatives but in California it is the Assembly.
Hannah McCarthy: [00:06:35] And she says that yes of course it is important that we have good Congresspeople and good senators.
[00:06:40] But.
Cheryl Cook-Kallio: [00:06:41] But whether or not you get a stop sign at the end of your street is really dependent on the kind of city council you elect county supervisors have control over regional issues that have to do with transportation and maybe even water. And so midterms are often ignored because there is no presidential candidate but they may be even more important because there's such a low voter turnout during a midterm election.
Hannah McCarthy: [00:07:04] So think of it this way. What is more likely to affect you. Nick capital on a daily basis theU.S. defense budget or the road in front of your house.
Nick Capodice: [00:07:11] I'm going to definitely say the road.
Hannah McCarthy: [00:07:13] It's the road the.
Nick Capodice: [00:07:13] It's the road.
Cheryl Cook-Kallio: [00:07:15] One of the things that an individual can do is pay attention to those things are most important to them. In most cases that's local politics your school board your inner city council county supervisors and perhaps your state legislature depending on the size of the state.
Hannah McCarthy: [00:07:29] So many of the people who keep your city or your town running smoothly or possibly not so smoothly get elected during midterms. You've got school boards for instance they can set school policy. Decide how the money gets spent. Even decide whether or not to close a school you've got county commissioners who can be in charge of everything from assuring water quality to collecting property taxes some even control public welfare programs and Nick judges. We vote for the people who are in charge of sentencing people to fines probation even prison in many cases. It is in our hands to decide who gets to make those decisions.
Nick Capodice: [00:08:08] What about something like the Register of Deeds.
Hannah McCarthy: [00:08:11] Yes I was so curious about register.
Nick Capodice: [00:08:13] We've seen signs for that all over the neighborhood.
Hannah McCarthy: [00:08:15] Everywhere.
Cheryl Cook-Kallio: [00:08:15] Oh Register of Deeds. OK. That's probably what we would call the clerk which has to do with all the paperwork in your life that is important your marriage your births the deed to your house those kinds of things are done and usually that's controlled by someone who is elected. So there are things like this that may or may not affect you on a daily basis but they certainly control the legalities of what you do in your everyday life.
Nick Capodice: [00:08:39] Nick what gets me about all of what Cheryl is saying is that you know when we complain about government and inefficiencies and taxes and all that stuff I feel like most of us are directing that complaining that I are at the federal government. You know the whole joke. Thanks Obama.
Nick Capodice: [00:08:56] Yeah.
Hannah McCarthy: [00:08:57] You think we're mad at the president we're mad at the federal Congress. And then there's this vague sense that the people at the very top are the ones who make things good or bad for us. But a lot of the structure in our lives is controlled at the state and local level.
Nick Capodice: [00:09:11] So basically it seems like we should be paying as much attention to these smaller elections in offices as we do to day the presidential election.
Hannah McCarthy: [00:09:19] Yeah I mean powers vary from state to state. But I would say at least as much like take the sheriff candidate Jeff Stigler who we met at the beginning of the episode if he wins the midterm he'll essentially be public he appointed law enforcement for an entire county races like that probably deserve more attention than they get. But there are offices up for election and midterms that do get some real attention like Governor.
Nick Capodice: [00:09:42] But what does a governor actually do.
Hannah McCarthy: [00:09:44] Or a lieutenant governor.
[00:09:45] For that matter.
Bakari Sellers: [00:09:46] This is very difficult for me. You take somebody who just lost the lieutenant governor's race and ask him about his the job that he could have had you know not only is it difficult I want to tell you how sharp that hurt because my lieutenant governor is now governor.
Hannah McCarthy: [00:09:57] That did not start well. This is Bakari Sellers, attorney and former state rep of South Carolina he was in office for eight years and ran for lieutenant governor in 2014. He lost but he had some insights on the positions.
Nick Capodice: [00:10:07] Do you think he was really offended by that.
Hannah McCarthy: [00:10:09] I don't think so. If he was you forgive us.
Bakari Sellers: [00:10:11] I know it was tough. Now Lieutenant Governor and Governor. They. They are different in every state. We now have. If I'm not mistaken two African-American lieutenant governors in the country. So we are making progress on that front. Governor of course depending on your state we have a legislative state here in South Carolina meaning that really our legislature is way more powerful than our governor is but in certain states it's the other way around although the governor has a bully pulpit right.
Hannah McCarthy: [00:10:34] So in the same way that the President is Chief Executive Officer and commander in chief of the country the governor plays that role for the state so they can veto bills just like the president appoint judges just like the president. They may be in charge of the state National Guard or have the power to pardon criminal sentences. And just like the president most governors have someone waiting in the wings in case things go south.
Bakari Sellers: [00:10:59] Lieutenant governors a lot like vice president in the most important job they have is to be prepared. And why do I say that they have to be prepared because just like the vice president of the United States the age old saying is you are one heartbeat away from being president.
Nick Capodice: [00:11:13] So governor and lieutenant governor are a little like the president and the vice president. If their powers were limited by state borders.
Hannah McCarthy: [00:11:19] Yeah and Bakari says these are really important roles to watch because the person who you elect governor in this year's midterms they might end up being on a different place on the ballot later on when you have a governor.
Bakari Sellers: [00:11:29] You have to think that your governor has only one election away from running for president the United States. In Massachusetts you've had Mitt Romney run for president the United States.
Nick Capodice: [00:11:37] Lots of presidents were governors before the presidency Thomas Jefferson Teddy Roosevelt Jimmy Carter George W. name a few.
Bakari Sellers: [00:11:43] But you see governors run all the time. You're going to have a series of governors who step out there and run for president the United States and so when you each step up that you take there's another realm of possibility.
Hannah McCarthy: [00:11:53] That's one area of the ballot that we have not touched on yet. Right. State legislators and they are really important. It varies from state to state. Who in your state legislature you get to vote for in every midterm election. But who you're voting for is really important because aside from actually making the laws that govern you at a state level those legislators are in charge of a process that can decide the outcome of elections.
Dylan Scott: [00:12:16] State elections are not only important for your health care and for your education but also 2018 in particular is important in 2020 will be important as well because next decade we're going to draw new congressional districts which will be the opportunity for to outline these new maps for the congressional districts that we'll have for the next 10 years.
Hannah McCarthy: [00:12:35] That's Dylan Scott Vox policy reporter.
Nick Capodice: [00:12:37] Quick aside. Congressional redistricting sometimes called Gerrymandering depending on who you're talking to is one of those key factors that make these 2018 midterms so important.
[00:12:47] And it's something we actually dig into our first episode five things you should know about the midterms so give it a listen.
[00:12:52] Gerrymandering is a party hand picking their voters.
Dylan Scott: [00:12:54] And so which party is in control of the governor's mansion. Which party is in control of the state legislature will be very important for redistricting starting in 2020.
Hannah McCarthy: [00:13:03] You know some states like California they do have a redistricting commission that's either bipartisan or nonpartisan. But for the most part it's the governor and the state legislature that are calling the shots.
Dylan Scott: [00:13:14] And I think any expert whether partisan or not would tell you this. One of the reasons the Republicans have the sizable majority that they do in the House of Representatives right now is that they were in control of redistricting almost 10 years ago. So not only is this important for people's everyday experience with government and whether they are eligible for Medicaid or what kind of schools their kids go to. But when you look at control Congress it's it's not much of a stretch to say as one of my colleagues wrote recently that the next decade of the House of Representatives will be on the ballot in 2018 and 2020.
Hannah McCarthy: [00:13:45] OK we get a pause here for one second. Because what he's saying is huge. He is saying that your vote in this midterm election may end up deciding who you get to vote for for the next 10 years. I mean think of the possible reverberations of that.
Nick Capodice: [00:14:00] It's more than time because the people who put in power stay in power they keep drawing districts for the next 50 elections.
Hannah McCarthy: [00:14:05] Could be the next hundred elections.
[00:14:07] Dylan also made the point that those state legislators have the power to either facilitate or block initiatives that are coming down from the federal level like theU.S. Congress can say jump in a state Congress can either say how high or they can thumb their noses and stick out their tongues at them.
Dylan Scott: [00:14:22] So under the Affordable Care Act it expanded Medicaid eligibility to cover millions more Americans than it did before the ACA was passed. But they were allowed to decide whether or not they wanted to practice debate and that Medicaid expansion in about 20 states have refused to expand Medicaid directly as a result of the Republican controlled state legislatures or or the governorship.
Nick Capodice: [00:14:44] That's some real Tenth Amendment action their 10th Amendment of course being a super complicated amendment about the division of power between the federal government and the states right.
Hannah McCarthy: [00:14:52] So the whole principle of states rights how states are allowed to govern themselves in many ways. That is a big part of what makes the midterm elections so important. Those are elected officials who are close to us who might have obscure sounding jobs. They actually have the power to make a big impact on our daily lives. It's often the state level legislature that maintains this state justice system that regulates state industry that maintains highways implements welfare decides what to teach kids in schools. And it's the state legislature that decides what a sheriff does and we get to decide who that sheriff is.
Jeff Steigler: [00:15:30] If you're looking for change or if you are thinking about keeping things the way that they are the reality of it is if you don't go out and vote don't complain about it.
Hannah McCarthy: [00:15:37] That's Jeff Stigler again our sheriff candidate from the beginning of the episode. He won the nomination in New Hampshire's primary and now it is up to the voters to decide if he will win the office.
Hannah McCarthy: [00:15:47] All right. Nick so what do you think. I mean state and local elections are kind of a big deal right.
Nick Capodice: [00:15:51] In some ways possibly the biggest deal.
Hannah McCarthy: [00:15:55] Now you're talking before we sign off we have another major midterm from the past brought to you by Brady Carlson.
[00:16:01] BRADY used to work here at NHPR as a reporter and on air host. He's now at Wisconsin Public Radio.
[00:16:07] He's also the author of Dead Presidents which is a great book. Check it out. Take it away. BRADY What midterm are we talking about.
Brady Carlson: [00:16:14] I'm talking about the midterm of 1858. The key issue in the 1950s of course was slavery and that's at the root of everything that takes place in the 1858 midterm up until the 1950s.
[00:16:25] There were two parties the Democrats and the Whigs although really there were kind of four parties because each of the two parties had northern and southern wings. And here's why that matters. While the northern states had more population and therefore more representative Congress the proslavery Southern politicians were still powerful enough that they could block candidates block bills block proposals block anything that didn't fit with their view that enslaving people was not only legal and constitutional but it was morally right and had to be protected.
Archival: [00:16:54] All we've got is cotton and slave arrogance.
Brady Carlson: [00:16:57] To the top political figures of the day rightly or wrongly we're trying to keep this very tense compromise in place and as a result of that effort to to keep the slavery debate from boiling over you have this series of weak presidents in the 1950s.
Archival: [00:17:12] Pierce of New Hampshire is what do you say Mr. Pierce or Mr. Preston Pierce just Mr. President.
Brady Carlson: [00:17:16] James Buchanan of Pennsylvania is another. The parties were deliberately choosing people for president that they thought would be very cautious would not rock the boat and that would have worked except by the 50s the boat had kind of already been rocked over and over. Fewer and fewer people were interested in setting aside this debate over slavery for the good of the country and Franklin Pierce understood that firsthand when he signed the bill to allow the citizens of the Kansas Territory to choose whether to allow slavery or not. And I came all the way from Kansas to make sure just for you.
Archival: [00:17:54] And to ensure the freedom of Negroes in this state. What do you do.
Brady Carlson: [00:17:58] And it didn't go well it turned into the violent conflict. We now called bleeding Kansas and that's recognized today as one of the key milestones on the road to the civil war. It also realigned the political parties by signing Kansas bill Pearce had undone this compromise that had stood for decades where there was a geographic line that slavery could exist south of but never north of. Now slavery could be anywhere and Northerners were very very uncomfortable with that. So when Pierce undid this compromise Northern Democrats who had been uncomfortable with the proslavery wing of the party felt like they didn't have a political home anymore.
Archival: [00:18:37] The government cannot endure permanently half slave and half. Free.
Brady Carlson: [00:18:52] The Northern Democrats decided to leave their party and join up with what was left of the old Whig Party and a group of what were known as Free spoilers people who had opposed any expansion of slavery in western territories. They all joined together in a new party called the Republican Party. There's a lot of debate as to where the Republican Party actually started. My state Wisconsin has one of the claims. The state of New Hampshire has the other. The important thing to know is that this is a very exclusively northern party. There weren't any Southern Republicans and that one of the new Republicans who was an unknown at the time of the party's founding wound up being a pretty important guy a lawyer from Illinois who had been a little known member of Congress like a decade before but was so upset about Kansas that he came out of retirement and joined this new political party Abraham Lincoln.
Archival: [00:19:43] You know who I am. Abraham Lincoln.
Brady Carlson: [00:19:50] The party starts in 1854 two years later their presidential candidate John C. Fremont only narrowly lost the presidential election.
[00:20:00] By the mid-term elections of 1858. The party was on an even bigger upswing. The debate over Kansas has flared up again. It was even hotter this time. There had also been a big economic panic the year before and the new President James Buchanan was alienating just about everybody who came in contact with. Suffice to say voters were pretty fired up and so when the votes were in for the 1858 midterm the largest party in the House of Representatives was the Republican Party which had only begun about four years earlier. And one of the most surprising stories that came out of the 1850 and that term was Abraham Lincoln who had run for a high profileU.S. Senate seat in Illinois. It's one he lost to the longtime incumbent Stephen Douglas. But he had turned so many heads with his speeches in his well-thought-out debate points.
Archival: [00:20:53] A house divided against itself cannot stand.
Brady Carlson: [00:20:53] That he became a national political figure in two years.
[00:20:57] This political nobody who belonged to a brand new unknown party would be elected president of the United States.
Hannah McCarthy: [00:21:09] That is it for this episode in our five part series on midterm elections. But stay tuned we've got more coming at you civics 21 one was produced today by me. Hannah McCarthy Nick Capodice and Jacqui Helbert.
Nick Capodice: [00:21:22] Our executive producer Erica Janik. Maureen McMurry is a local gal does good.
Archival: [00:21:26] Music in this episode by Loopez, Blue Dot Sessions, Quincas Moreira and Drew Banga.
Nick Capodice: [00:21:32] In addition to subscribing to our podcast you can give us a visit at Civics 1 0 1 podcast dot org or follow us on Twitter at Civics 101 pod Civics 101 is production of NHPR new Hampshire Public Radio.


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Huawei's Yu to Deliver CES Keynote
Richard Yu, CEO of Huawei's Consumer Business Group — the smartphone and telecoms division of the Chinese company — has been tapped by the Consumer Technology Association (CTA) to deliver a keynote address at January's Consumer Electronics Show (CES).
Yu is set to speak 2 p.m. PT Jan. 5 at The Venetian's Palazzo Ballroom and is expected to emphasize the importance of mobile technologies, including the integration of virtual reality and artificial intelligence.
"Mr. Yu has emerged as a leading visionary in the technology industry," said Gary Shapiro, president and CEO of CTA, in a statement. "He has worked with Huawei since its inception, and has helped shape the fast-growing brand that Huawei is today. Under Mr. Yu's leadership, Huawei stands among the pioneers of mobile technology and remains a champion of connected work with endless possibilities."
Launched in 2003, Huawei's Consumer Business Group ranks among the top smartphone brands worldwide, with the company claiming service to more than a third of the world's population.


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Jazz and Tap Instructor
MacKenzie (Mackie) Kernohan is a Florida Native, who started her dance training at three years old. Mackie specializes in jazz and tap but enjoys teaching all genres of dance. She currently choreographs for several South Florida theater companies, including seasonal choreography for the Performance Project/Broward Center of the Performing Arts productions.
MacKenzie is a board member of the non-profit Selah's Song, which supports dance education for homeschool students in South Florida. Mackie enjoys giving students the opportunity to improve their dance technique while having fun in the process.


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-Returnee migrant recounts horrific experiences in Libya
-The Ghanaian migrants were rescued due to government's intervention
Click here for all the latest news in Ghana
One of the Ghanaian migrants who was part of the 127 nationals to be rescued from Libya over the sale of Black Africans into slavery in the North African country has made very shocking revelation.
READ ALSO: 127 Ghanaian migrants return from Libya
Speaking in an interview with Starr News' Eric Mawuena Egbeta, the returnee migrant recounted how the situation in Libya was one he never ever wanted to remember again for the remainder of his days.
He made shocking accusations that were very disturbing in relation to the slave trade. According to him, he was sold into slavery by a fellow Ghanaian.
In his own words, he recounted that, "What I found myself in Libya, I wouldn't wish for even my worst enemy, we were sold like bread by our own fellow Ghanaians. And it was a very disheartening experience. We went through the desert and some of us disappeared without a trace and others were shot and killed, luckily for some of us, we were able to escape and were arrested and brought to the deportation centre".
READ ALSO: Meet the 15-year old pencil artist who is making waves in Ghana
The Government of Ghana took measures to rescue some migrants who were in Libya after news broke out that some black Africans in the North African country were being sold off as slaves for as little as $400 apiece.
President Nana Addo Dankwa Akufo-Addo as well as other public figures and entertainers have all added their voice to register their displeasure over the happenings in Libya. The government delivered on its promise of safely returning Ghanaians who were in Libya when two flights touched down at the Kotoka International Airport with Ghanaian migrants.
READ ALSO: Cecilia Marfo 'slaps' gospel musician during deliverance session
A worldwide campaign to end the slave trade in Libya was birthed out of a report made by CNN over the sale of human beings in Libya.
Libyan authorities have also started working on measures to check the inhuman act and also do well to bring all perpetrators of the injustice and infringement of human rights to book.
YEN is building a platform where Ghanaians can share local news and own experiences with each other. Witnessing an incident?
Want to tell about a local problem? Know someone who is extremely talented and needs recognition?
Your stories and photos are always welcome. Send us a message via YEN's official Facebook page.


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Great Britain's Geraint Thomas (C) and France's Romain Bardet (R) sprint in the last meters to place 2nd and third of the 19th stage of the 105th edition of the Tour de France cycling race, on July 27, 2018 between Lourdes and Laruns, southwestern France. / AFP / Marco BERTORELLO
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Geraint Thomas was in prime position to win his maiden Tour de France after he retained the overall leader's yellow jersey in a lively 19th stage won by Slovenian Primoz Roglic, as defending champion Chris Froome slipped down to fourth Friday. Roglic powered down the final descent from the Col d'Aubisque to beat Thomas by 19 seconds and leapfrog Froome, whose star continued to fade, into third place overall. Thomas leads Dumoulin by two minutes and five seconds, Roglic by 2:24 and Froome by 2:37 before the 31-kilometer solo effort against the clock between Saint-Pee-sur-Nivelle and Espelette.The move hurt Froome, however, as the four-time Tour champion cracked before the top, only managing to come back in the short descent leading up to the Aubisque, where Bardet and Landa were caught by Thomas and the other top favorites.


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Retailer-backed coalition launches campaign against border tax
A broad coalition of lobbyists for retailers including Walmart, energy companies and the auto industry is launching a battle against a proposed U.S. tax on imports, aiming to sway both federal lawmakers and American consumers.
The National Retail Federation, along with the American International Automobile Dealers Association, the National Grocers Association, other trade groups and more than 100 retailers, are joining forces to form Americans for Affordable Products, which will run a campaign to educate consumers and show lawmakers that the so-called Border Adjusted Tax plan would lead to higher prices of as much as 20 percent on everyday items including clothing, food and even gas.
The diversified group, which also includes such companies as Target, Nike, Best Buy, luxury conglomerate LVMH and Dollar General, is trying to make their opposition heard even while Congress and the president try to sort out exactly what adjustments to put forth.
Congressional Republicans want to eliminate tax incentives that encourage U.S. companies to move overseas, sharply cut the corporate tax rate to 20 percent from 35 percent, and encourage more factory output at home. But opponents say the plan would have a harmful rippling effect, causing companies to even lay off workers.
The proposal — spearheaded by House GOP Speaker Paul Ryan and Texas Rep. Kevin Brady, the top Republican on the House tax-writing committee — would constitute the most sweeping reforms to corporate taxes in at least three decades.
The fight is drawing battle lines across corporate America, with net importers on one side and exporters on the other. And there are billions of dollars at stake: The proposed overhaul of the corporate tax code, supported by House Speaker Paul Ryan, would reward companies that sell products outside the U.S. while punishing ones that rely on low-cost overseas suppliers. The idea is to put a levy on U.S. businesses' domestic sales and imported goods, while exempting exports from their taxable income.
Part of the coalition's message will be that export-focused companies may get their federal taxes drastically cut, maybe even to zero. Behind the scenes, the campaign will rely in part on lobbying by industry executives.
"This corporate tax reform is supposed to help all companies, but this particular provision would make it much more regressive on industries like retail, oil and gas, and apparel," said Caitlin Webber, a trade analyst for Bloomberg Intelligence. "It's going to be an absolutely huge fight."
Supporters say the 20 percent border-adjusted tax would encourage domestic production. But opponents complain that it would just force companies to pass the increases to consumers — potentially boosting prices for everything from food and clothing to gasoline and auto parts — without spurring a revival of domestic manufacturing.
"You're a consumer: Are you ready to pay 20 to 25 percent more for everything you buy?" said Steve Lamar, executive vice president of the American Apparel & Footwear Association. "Because almost everything you buy is imported."
The message to consumers: If you're used to paying $10 for a T-shirt, it's going to be $12 or $13. Those $80 pair of sneakers? They're suddenly going to be closer to $100.
Since the proposed tax change is coming from the House, garnering support from the Republican-controlled Senate and the White House will be key. President Donald Trump is warming to the idea after previously criticizing it, a senior administration official told Bloomberg News last week. The border-adjusted tax is key to the Republicans' proposal because it would help pay for a reduction in the corporate income tax rate.
The proposal would essentially tax corporations based on where their products and services are consumed, rather than on their incomes. In that way, it is similar to a sales tax.
House GOP supporters such as Ryan and Brady say that would eliminate the incentives for corporations to use complex schemes to shift their incomes to lower-tax jurisdictions.
To ensure the tax is focused on U.S. sales only, it would exclude a company's export sales. But the cost of imported goods would be taxed.
The tax could raise as much as $1.2 trillion in revenue over the next decade, which would help pay for the steep tax cuts included in the House GOP plan.
Proponents say if the plan is enacted, the dollar will increase in value by as much as 25 percent, resulting in cheaper imports and offsetting the impact. But many economists and industry executives worry the dollar wouldn't adjust, or certainly not fast enough.
Opponents say their goal is making the issue more mainstream by showing the effect on U.S. households. The thinking is that House Republicans have underestimated how this idea could resonate with the American public.
"There's a rush to get this done in Congress. We want to make sure our voices are heard," said David French, chief lobbyist for the National Retail Federation, which has been dispatching members to meet with different levels of the new administration as well as lawmakers. Details of the consumer campaign are still being worked out, according to a spokeswoman at the retail trade group.
A lot is at stake. Nearly all such items that U.S. shoppers buy are either wholly or partly produced overseas as companies have sought the cheapest way to make goods. And with online competition and shoppers trained to find the best deals, U.S. retailers haven't had the power to raise prices on many goods for several years.
"I'm losing sleep. I am scared out of my mind," said Rick Woldenberg, CEO of Learning Resources, which has signed on to the coalition. It is a family-owned company based in Vernon Hills, Illinois, that makes educational toys and employs 150 people in the U.S.
He estimates that under the GOP plan, his federal tax rate would soar to 165 percent from 39.6 percent; he would have to raise prices by 10 to 15 percent to stay viable; and he would have to lay off employees.
Retail industry leaders "describe it as an existential threat," said Stephen Lamar, executive vice president at the American Apparel & Footwear Association, another member of the coalition. "When they crunch the numbers, it really affects things like solvency and profits."
Lamar said companies would likely have to pass along higher prices to shoppers, who wouldn't tolerate it. Companies say they also would have to try to squeeze suppliers for more savings and fear they might even have to lay off workers or close stores.
George Feldenkreis, CEO of Perry Ellis International, estimates he would have to raise prices on his clothing anywhere from 20 to 25 percent if the border tax went into effect. Shirts currently range in price from $14.99 to $49.99.
"People who are thinking about it don't know the consequences," Feldenkreis said. He added that the company would also have to lay off workers.
Retailers are already on edge after the Trump administration floated the idea of a 20 percent temporary tariff on Mexican imports to pay for a wall on the southern border. The potential changes also come at a time when apparel chains and other brick-and-mortar retailers are struggling: About 5,000 stores have been shuttered in the past 18 months, according to Clarion Partners. Department stores such as Sears and Macy's have been particularly hard-hit by consumers shifting their spending online.
The industry won a major victory in 2011 when it pushed through the passage of financial reform that cut the fees that retailers pay when a shopper uses a debit card. In that "swipe-fee" standoff, the companies defeated some of the world's financial institutions, including JPMorgan Chase and payment networks such as Visa Inc.
Now retailers are taking on giants including General Electric Co., Boeing Co. and Dow Chemical Co. in a showdown that may dwarf the swipe-fee feud. The issue has galvanized much of the industry. At last month's National Retail Federation convention in New York, the border-adjusted tax dominated conversations.
Andrew Burns, a retail analyst at DA Davidson & Co., said 90 percent of the companies he covers are focused on tax reform and trade right now. The big debate is whether the tax proposals are "rhetoric" or a real threat, he said.
Last week, lobbyists for retail, car dealers, apparel and footwear companies had a briefing for congressional staffers, and about 130 showed up — squeezing into a room that would normally fit 75 people.
This battle could cause a schism among Republicans. A handful of them in the Senate, which the party controls 52-48, have already raised doubts, including Georgia Republican David Perdue and Mike Lee, a Republican from Utah, who said in an editorial in the Federalist magazine that it "could ravage huge swaths of our economy."
Democrats on the Senate finance committee have already hammered the proposal, saying in a December memo that it was "risky, untested and especially vulnerable to unforeseen consequences" such as causing consumer prices to skyrocket.
"People don't want to pay more at the grocery store or the gas station," Bloomberg Intelligence's Webber said. "If they are able to make that case effectively, they could be successful."
The Associated Press contributed to this report.


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Focus on What Matters
Are you on the right path? What's first—and what next?
Stop. Let's dig deep and focus on what really matters to your business.
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GF Energy trusted us the development of their new corporate site. An attractive layout with clean structure, depecting company's ecological consciousness and green mission. We are grateful for this collaboration, really exited with the result that came up and, let's say, a little bit more ecologically motivated.
Go green, people and go check their page!


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2017's favourite couple, Banky W and Adesuwa Etomi on Saturday tied the knot at an elaborate wedding in Cape Town, South Africa attended by friends and family.
Tagged #BAAD2017, the wedding has created much buzz on social media and has been labeled 'wedding of the year'.
As expected many celebrities also graced the event, which came six days after the star-studded #BAAD2017 traditional wedding that went down in Lagos on Sunday.
They got legally married on Monday, a day after the traditional wedding at an undisclosed court in Lagos.
Some of the celebrities at the wedding includes; Tunde Demuren, Toolz, Linda Ejiofor, Ebuka, Skales.


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Holidays in Egypt – Steeped in History, Great For Adventure
In spite of the fact that one of, if not the most prominent enterprises for the individuals who appreciate occasions to Hurghada are Jeep Safaris. Obviously, there are numerous more incredible activities in Hurghada and Egypt all in all that shabby occasions to Hurghada are an absolute necessity for the individuals who have the methods and the intrigue.
Jumping occasions to Hurghada are very famous. You can appreciate scuba jumping and swim in Hurghada. You will discover all way of delightful and outlandish ocean life in these waters – even shark so plunge in view of well being constantly and remain in the shallow waters whether the sharks don't by and large take after. On the off chance that you are an ardent jumper this is unquestionably a submerged world worth investigating. On the off chance that you are new to jumping you will need to agree to accept plunge exercises. In the event that you are carrying the family alongside you, this is an awesome activity together.
Shoreline occasions are the expression of the day in Hurghada. The water is lovely and a typical fascination. Be cautioned that the shorelines are prominent and some will state slightly packed. You will likewise need to give careful consideration to your sunscreen scope keeping in mind the end goal to maintain a strategic distance from genuine sunburns. Other incredible exercises to appreciate close by the shoreline incorporate water skiing parachute skiing, cruising, windsurfing, scuba jumping, and swimming and additionally yachting. Another well-known activity for the individuals who need to see the world beneath the surface of the ocean, however, isn't keen on scuba plunging is to take a glass-bottomed vessel out and see the wonders of marine life in the waters outside Hurghada.
Jeep Safaris
Famous with families and incorporated into numerous bundle arrangements and comprehensive occasions to Hurghada are Jeep safaris that investigate the desert encompassing Hurghada. You will see some astounding sights inside the solace of the safari gathering and need not stress over getting lost.
Day Trips
You can appreciate the best of all universes when you design your late arrangements to Hurghada and take day outings to Cairo or Luxor from that point. This is really the most ideal approach to have your shoreline and investigate the historical backdrop of Egypt as well. Day excursions can include a tad of enterprise and fervor and in addition a sound measurement of history and culture to an about perfect occasion trip.
You may not consider shoddy occasions with regards to lovely resorts, completely clear water, phenomenal jumping, and other fantastic experiences yet it is conceivable to appreciate this astounding goal for short of what you may accept. Look at the numerous extraordinary rates for occasions to Hurghada that are accessible and start planning for your vacation today.
Giftun Island Trip – Dolphin Tour Hurghada
Hurghada was before a little angling town situated beside the Red Sea, now it is a standout amongst the most went to traveler goals on account of its brilliant shorelines. There are in excess of 100 inns in the shoreline that make life a breeze for going by holidaymakers. It is a worldwide focal point of sea-going games. Here you can do windsurfing, cruising, remote ocean angling, swimming, and obviously swimming and jumping. See unfathomable coral reefs and many assortments of tropical fish only 10 meters from the shoreline. All of the lodgings along the shoreline have plunge escorts nearby, or you can orchestrate a scuba jumping undertaking with guides. The interesting submerged gardens seaward are a portion of the best on the planet, legitimately well known among jumpers.
The warm waters of the Red Sea are perfect for some assortments of uncommon fish and coral reefs, which may likewise be seen through glass base pontoons. This zone has numerous fine housing, offering warm and effective administration.
What to See?
Giftun Islands – Big Giftun Island and Small Giftun Island are both home to wide territory marine life and other submerged attractions, including whale sharks, barracudas, and maritime whitetip sharks. Offering fabulous coral, profound waters, caverns, and gullies, the islands are an unquestionable requirement day trip goal from Hurghada. The islands are currently a secured marine stop, to shield the islands from over improvement.
Red Sea Aquarium – A great stop for families, as the shows reveal to you how and where to detect a wide range of various species in the encompassing oceans and take in the names of each one of those fish you've been swimming with.
Dolphin World – Don't miss the chance to watch walrus, sea lion and dolphin exhibitions, and in addition opportunity to swim with the dolphins. Numerous individuals are against the fascination of keeping six dolphins in bondage when visitors can see them wild in the inlet. In any case, the designers of Dolphin World feel that by convey the natural life to the travelers as opposed to the next path around, they are in reality saving the coral reefs and marine condition.
Bazaar in El-Dahar – This exuberant market jumps up each day in Hurghada's old town, El-Dahar, overflowing with every one of the staples of a conventional Egyptian bazaar, from finished brassware to wooden coffee tables. Keep in mind to wrangle or bargain and shippers noisily spruik their merchandise while jackasses meander along the roads.
Marina Boulevard – Over the years, Hurghada has created in notoriety with its cosmopolitan nightlife scene, close by the numerous bars inside the new Hurghada Marina. Daddies Bar is prominent and has two scenes (one inside the marina, the other adjacent to the Shedwan Hotel in downtown Dahr).
Submerged View – If you're occupied with what's underneath the water yet would prefer not to get wet you may take a submerged visit inside a submarine, which plunges to 22 meters and gives you a fish-eye perspective of the profound.
Desert trips – Journey into the desert on quad bicycles to visit a genuine Bedouin settlement. Make certain to attempt a conventional Bedouin supper, ride on camels and see some Bedouin society excitement while you're busy.
Activities in Hurghada – Best Reasons to Go
Hurghada is a standout amongst the most visit occasion goals in Egypt. It is situated along the delightful Red Sea coastline. For a long time, it has developed as the most gone to and prominent vacationer goal. Perceived for various attractions this place offers a lovely occasion involvement to vacationers originating from different parts of the world.
Hurghada is one of only a handful couple of movement heavens in Egypt that offers eminent plunging openings. Truth be told, appreciating scuba jumping action in Hurghada is appealing to the point that each Christmas season number of vacationers come to wonder about the submerged reefs and great marine life. Other than this, scuba jumping action additionally gives you a chance to release your spirits as you make a plunge and find the deep-rooted wrecks that are saved underneath particularly in the northern piece of the Sha'ab Abu Nuhas Reef. Aside from scuba jumping, the wonderful shorelines in Hurghada offer various choices to appreciate a few different exercises like kite surfing or cruising. Continually blowing breeze ideal from the early morning to the late night makes the Red Sea perfect to appreciate cruising.
In the event that something goes wrong, on the off chance that you are less lively sort of individual, numerous lodgings or resorts offer a huge choice of less extraordinary, yet rather unwinding sorts of water sports and open-air exercises. A snorkel outing to Gifton Island can be one of those and is a profoundly recommendable choice. Adding to this, an excursion by paddleboat, sailboat, kayak, glass base pontoons or submarines may likewise be different other options to improve your vacation involvement. Also, a few resorts even offer a chance to appreciate action like parasailing.
Among the other real vacation spots in Hurghada, you might be amazed to locate various recorded points of interest. The most exceptional among them are the cloisters of both St. Anthony and St. Paul, however the Roman site of Mons Claudianus is overwhelmingly amazing and was being used for over 200 years. This tremendous Roman site is named after Mons Claudianus who used to give the dim stone to the Roman Empire. Likewise, Mons Porphyrites is another most critical Roman quarry complex situated in the core of the Eastern desert. This significant historic point likewise gives enough choices to investigate the leftovers of post ruins, sanctuaries, abodes, places of worship, broken columns and split stone showers.
Aside from such a lot of, spending occasion in Hurghada is fragmented except if you visit probably the most surely understood exhibition halls and workmanship displays. Sea life Biology Museum is only one of those well-known exhibition halls that can offer you a walkthrough involvement in the submerged world. It furnishes you with a chance to find a decent arrangement of coral reefs and diverse assortment of Red Sea species, including sharks and turtles. In any case, on the off chance that you are a history cushion, all things considered, the National Museum can be worth visitor spot to visit. This 22,000-square-meter building highlights four show lobbies, specialists' studios, and execution spaces. As a guest, you may spend your day seeing the entire scope of collectibles that portrays the account of awesome Egyptian history beginning from Pharaonic through Islamic periods.
In the event that you need to investigate more following an exceptionally dynamic day in Hurghada, at that point you can go for an ordinarily Egyptian Schai (tea) and Schicha (water pipe) in one of the numerous bistros. On the off chance that you are anticipating tasting probably the most well known nearby cooking styles of Hurghada, Ad-Dahar zone can be the best decision. A considerable lot of the least expensive eateries in Hurghada are focused around the Ad-Dahar territory, including various more Western-style feasting alternatives, for example, the Pizza Tarboush along Sharia Abdel Aziz Mustafa and the bistro Cheers on the Corniche.
As an especially prevalent Egyptian visitor goal, Hurghada is additionally considered as home to an expansive determination of shops and shopping centers. The neighborhood advertises without a doubt appear to be most charmed with their nearby products gathering of cowhide. gold, covers, and garments. Other than this, situated inside the strolling separation to adjacent inns, you may even discover different blessing shops where you can buy distinctive things like fragrances, painted papyrus, pots, floor coverings, postcards, statues and that's just the beginning.
Book Luxor tour in Hurghada – Excursion to Luxor from Hurghada
Egypt is known to have the best famous civic establishments in the world. It is a place where there are common magnificence and ancient pieces, it draws in an expansive number of visitors all the year round. Egypt is perceived for its common magnificence Pyramids and heavenly sanctuaries are the best fascination of this place. This is a Holy Land and has a number of religious landmarks. There is a great deal for everybody in Egypt where you can lay on the unimaginable Egypt Red Sea or Sinai coasts. Egypt appreciates a key position and has an expansive assortment of shorelines, resorts and urban areas giving you a critical occasion.
Occasion Destinations In Egypt
An Egypt visit can be exceptionally energizing as there are various spots of vacation spots in Egypt. Cairo the capital city of Egypt is home to astonishing lodgings and awesome eateries which are known to serve mouth-watering foods. The city has different spots of excitement and fun. The discos, clubhouse, knocking down some pins partners and a few fairways add much to the fun.
Luxor, in Egypt, is a living exhibition hall and has expansive quantities of quantities of antiquated Egyptian landmarks. It draws in travelers in high numbers as here they can have a great time in the amusement parks. The amusement parks are flawlessly made and here the attractions simply happen to be genuine landmarks.
Aswan is somewhere else of a vacation spot in Egypt, the entrancing magnificence and enthralling surroundings of Nasser lake are simply worth respecting. Aswan is additionally known to have some world class inns which give best friendliness and solace to its guests.
Hurghada and its encompassing regions to be specific El Gouna and Safaga are likewise gone by vacationers from everywhere throughout the world. These spots are home to some grand everything a visitor might want to have, except for old landmarks. Here one can appreciate the assortment of water sports and different games. The clubhouse is the other wellspring of diversion where individuals invest much energy.
Sharm El Sheik is the Sinai super-site which likewise incorporates the Shark inlet. This place is again known to have much for its guests. One can likewise locate various incredible Christian landmarks in Sharm El Sheik. Accessibility of different water sports, add more enterprise to the outing. Going to different spots influence your Egypt to visit calm important.
An unique opportunity to visit the most famous ancient sites of Luxor ( The old capital of Thebes), on this fascinating day tour from Hurghada to Luxor by road.


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There's a big difference between a florist and a floral designer, I think. Watching and being part of Jess' journey with Oak + Ash has been nothing short of a gift. I've watched her meticulously shop and forage for the absolute perfect blooms and foliage for her clients, and arrange and rearrange to perfection. What I love about her designs... is that perfect doesn't mean straight lines and same length stems. It means each bloom, color, bud, shape and stem is placed in it's exact spot which unfolds to become something magnificently beautiful. Oak + Ash isn't just a florist, she's an artist; and she puts every bit of her heart into each and every thing she creates. It's absolutely beautiful!
I got to be part of putting together a stunning wedding with Jess a few weeks ago, and events like these are like her empty canvas... the beauty she can create from a mess, amidst exhaustion most of the time (#momlife) is pretty amazing. I snapped a few images during the process. Enjoy! Xo


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With an international reach of 7,301nm, and the Gulfstream PlaneView cockpit advanced flight deck, the G550 is the top of the line, ultra long range business jet. Perfect for businessmen requiring in-flight business services, the 550 is equipped with fax, printer, wireless LAN and satellite communications, and a floor plan with 12 possible configurations and seating for up to 18 passengers. The Honeywell Primus Epic architecture and display employ the most current avionics, ensuring a smooth, nonstop flight.
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Nadal wins in style on grass too
Rafael Nadal swapped clay for grass on Wednesday, but the result was just as emphatic with the world number one overpowering Australia's Matthew Ebden at the Queen's Club championships on a chilly evening in west London.sports Updated: Jun 09, 2011 02:20 IST
Rafael Nadal swapped clay for grass on Wednesday, but the result was just as emphatic with the world number one overpowering Australia's Matthew Ebden at the Queen's Club championships on a chilly evening in west London.
The reigning Wimbledon champion, fresh from his record-equalling sixth French Open title, beat gallant qualifier Ebden 6-4 6-4 to move into the third round after Britain's Andy Murray, the second seed, won a three-setter with Xavier Malisse.
Top seed Nadal, who passed the time with some table football in the players' lounge as rain delayed his opening singles match, unleashed some trademark forehand firepower on the 168th-ranked Ebden who provided an ideal test.
"It's never easy to start the grasscourt season but I'm here with a lot of motivation," the 25-year-old Nadal said courtside after being mobbed for his autograph at the exclusive club. "Everything is different and especially because I had just one day to adapt my game. I'm a bit tired after a very difficult claycourt season but I'm happy to be in the next round," added the Spaniard who next plays Czech Radek Stepanek.
Just five days after losing to Nadal in the French Open semi-finals on clay, Britain's world number four Murray made a stuttering start, beating Belgian Malisse 6-3 5-7 6-3 in a match played in two chunks either side of a lengthy rain break.
No discomfort
Second seed Murray, the 2009 champion at the most traditional of English venues, lost his way at the end of the second set but hit back to reach the third round.
With Wimbledon looming, the 24-year-old Scot showed no obvious signs of discomfort from the right ankle he rolled painfully in his third round win at the French Open against Germany's Michael Berrer -- good news when you carry the weight of British hopes on your shoulders.
"That was really the first true test on the grass to put it through," Murray told reporters in a news conference that sounded more like a physiotherapy lecture as the Scot was quizzed on the small tear in one of his tendons.
"It's a tough one because there's little time between now and Wimbledon (starting on June 20)," he said. "If this tournament was irrelevant then I wouldn't be playing. The fact is I'm here trying to play as many matches as possible.
"It's getting better, but it's still sore." Croatia's Marin Cilic, the eighth seed, wasted no time against French qualifier Arnaud Clement, winning 6-4 6-4 before the showers arrived, while big-serving South African Kevin Anderson eased past American Donald Young 6-2 6-4.
First Published: Jun 09, 2011 02:18 IST


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Live for the moments you can't put into words.
>> Manvel, Texas Photographer <<
"Keep your face always toward the sunshine - and the shadows will fall behind you"
-Walt Whitman
Documenting all the little things that add up to the big things.
What People Are Saying.
Hang with me on Instagram @lacy_nichole_photography


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This was our first visit to the Australian Camp Oven Festival in Millmerran QLD. The festival ran over two days October 1st & 2nd however we arrived a couple of days in advance and left the day after. Taking the time to explore the local area, museum and a few off the highway drives, including lunch at the Royal Hotel Leyburn. Thanks to friends Marty & Nicky and Rob and Ang for their company.
We are told there were up to 1,400 caravans at the event, which was exceptionally well run. Regular rubbish collection and toilet cleaning were a credit to the organisers.
Watching the Bush Poets
Pig Races & Vintage Machinery Display
Me and Bobbie in her RM gear
We did a bit of our own camp oven cooking plus Bobbie's carrot cake (the first caravan oven use) and lamb in the Weber.
The view from Mt Basalt (Mt Basalt Reserve)
The historic Kooroongarra cemetery. The old church is further up the road.
The old church hall Kooroongarra, complete with piano
Lunch at the Royal Hotel Leyburn


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Decorating With Mirrors Ideas
Dec 18th
With wall mirrors to how dering hall designers decorate with mirrors to how to use them. Into your house they are the best mirror. Decorating with mirrors ideas, ideas for the interesting and generally enhancing the home in this year. The right style mirror design decorating focal points in a statement in your home more beautiful mirrors christmas tree decorating with large bathroom decorating ideas have been showcased below of them all about living room decorating tips and style around it can make a pristine reflection of uses in lots of yourself but it comes to decorate with polka dots.Tag: decorating with mirrors ideas


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Mid-century modern in Rio de Janeiro
Amelia Graham-Mercuriali
So proud to present this wonderful collaboration with Jean Michel Ruis, interior designer and proprietor of the sublime Mama Ruisa, a boutique Hotel situated in Santa Teresa in Rio de Janeiro, Brazil.
Jean Michel reimagined this Beautiful Mid-century chair designed by Geraldo de Barros in the 1973 print, in bottle green and dusky pink. The fabric is printed to order in the UK on heavy weight cotton canvas.
A beautiful arm chair and settee are also available for exclusive sale on the Open Day 15th February 11-7pm, R. Santa Cristina, 132 - Santa Teresa, Rio de Janeiro - RJ, 20241-250, Brazil


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Summer's Last Hurrah!
Every month I write my newsletter "Your Simply Organized Life" from my heart, from where I am at in my own personal organizing journey. My goal is to inspire and encourage. I love the responses I get from readers!
For years, the August edition of "Your Simply Organized Life" has been all about back to school. However, this year my focus is really on simplifying life for myself and my family. We want to soak up this last sweet month of summer!
Truth be told, there isn't all that much I do to prepare for back to school. I buy clothes and shoes as needed throughout the year, keeping to a minimalist wardrobe. We try to keep to a fairly regular schedule. And the teacher's letters come at the last minute, so we wait for those letters to buy any school supplies that we do not already have on hand.
In my next post, I will share tips on how we all can enjoy summer's last hurrah, while putting routines in place to make the transition back to school easier.
To sign up for "Your Simply Organized Life" simply add your first name and e-mail in the boxes above. As a thank you for signing up, you will receive my free report "Secrets of a Simply Organized Life".


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Check us out on the Web!
Posted on March 08, 2017
Steve Horney (yes, yes…that's his real last name!) was a multi-sport athlete in high school. When he suffered a typical sprained ankle in his sophomore year, he realized he wanted to be able to figure out—and fix!—issues like that himself and for other players, too. His athletic trainer gave him the best advice he'd ever receive: Go to school and become a physical therapist.
Fortunately for his clients, he followed through and began practicing at the young age of 23. Starting out treating double-booking clients, he was able to see the multiple diagnoses and hone his craft. Now a seasoned and sought-after expert, he treats NYC athletes and enthusiasts not only as a sole practitioner, but also through his new group of diverse practitioners at Integrated Health Sciences. Read on for his helpful advice:
SBS: What is your specific approach to PT?
Steve Horney: I am, personally, a manual PT. That means I went after school, on my own time, to learn how to be better with my hands, mobilize joints, thrust manipulate and access trigger points. I chose to emphasize thrust manipulation (popping or clicking joints at low amplitude and high velocity to elicit a neurophysiological cascade) because when I was younger, I went to a chiropractor who did it. I found it so beneficial. Then, when I got my first job, the man I was replacing was a living legend. He explained the path I should follow…and I did.
2 Exercises That'll Get You a One-Armed Chin-Up
By Nick English - November 25, 2016
"One way to remedy common problems is to vary the grip diameter by wrapping the bar," says Steve Horney, DPT, CSCSC a physical therapist based in New York City. "That modifies the place of stress on the common origin of the flexor group."
To warm up and lower the risk of injury, Horney recommends soft tissue work, like rolling a lacrosse ball, on the forearm, biceps and lats. Training the wrist flexors and extensors both eccentrically and concentrically is also a good way to prepare the area. He likes using a rubber bar to train the wrist extensors, as shown in the video below.
Dan "Nitro" Clark here. This weeks "Nitro's Friday 5" is all about recovery. We smash, bash, crash and abuse our bodies - now it's time for a few quick tips on recovery.
* Lacrosse Balls - These little inexpensive buggers are an essential deep tissue, trigger point recovery tool. I keep one in my office, house, car and in my luggage. Here is a simple video of how to use lacrosse balls for your lower back from Caroline Jordan. Special thanks for Physical therapist Steve Horney for sending over 2 dozen engraved Horney balls from his Integrated Health Sciences practice.


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TAMPA, FLORIDA – Lovie Smith spent the past year watching lots of football, analyzing himself and preparing for his next job in the NFL.
"How many times in life do you get a chance to take a break and really evaluate everything that you've done and who you are as a man in every situation. That's what I was able to do," Smith said Monday after being formally introduced as the new coach of the Tampa Bay Buccaneers, charged with the task of transforming a struggling team into a championship contender.
"From fending off wild monkeys in Costa Rica with my wife . . . to just analyzing every situation that came up," in his first NFL head coaching stint with the Chicago Bears, he added. "I'm a football fan, and I think every time I saw something related to football it helped me, and I just put myself in those situations to make me a better football coach now."
Smith won 10 games in 2012 — his last season in Chicago — but was fired after missing the playoffs for the fifth time in six years.
The Bucs haven't made the playoffs since 2007 and haven't won a postseason game since a Super Bowl run in 2002 produced the franchise's only NFL title.
The Glazer family that owns the team expects the drought to end with the hiring of Smith, a one-time Bucs assistant who coached the Bears from 2004 to 2012, winning 81 games and three division championships over nine seasons. Chicago appeared in two NFC title games and one Super Bowl under him.
And, he's confident he has what it takes to lead the Bucs back among the league's elite.
"When you get fired on 10-6, that's not saying that you don't know what you're doing," Smith said. "When you get fired, and your last three years are 12 wins and an NFC Championship Game, eight wins after you lose your quarterback when you're 7-3 and then 10-6, that's not saying let me change everything because you got this whole thing (wrong). So, we're just going to tweak, and then go from there."
Smith replaces Greg Schiano, fired last week after compiling an 11-21 record over the past two years, including a 4-12 finish that included an 0-8 start this season.
"We focused on finding a strong leader with a proven and established track record. We searched for a man who not only would command respect among his players, but stand tall as a symbol for our team," Bucs co-chairman Bryan Glazer said during a news conference at the team's training facility.
"It was easy. Not because we knew Lovie from his previous time here, but because he fit our criteria perfectly," Glazer added.
Smith served as Tampa Bay's linebackers coach under Tony Dungy from 1996 to 2000, then spent four seasons as defensive coordinator of the St. Louis Rams before landing his first job as a head coach in Chicago.


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New Orleans Vacation Rentals and Rental Homes for your next visit
We have partnered with a major provider of vacation rentals directly through NewOrleansPlacesToStay.com. There are many rentals to choose from, and we now have the selection and value to offer our visitors going to New Orleans LA. Browse hundreds of homes, cottages and condos for rent with the amenities they have to offer.....book our rentals directly online to save!
Close to NOLAâ??s Historic Neighborhoods & French Quarter About this listing Come experience The Big Easy in this newly renovated Shotgun home that embraces the architectural style most synonymous with the city of New Orleans, its rich history, and exceptional culture. Our home is nestled in the Hi ...
3 Bedroom(s)
1 Bath(s)
Sleeps 6
This home was originally built in the late 1800's and was approx. 1000 sq ft. Built 1 blck off St Charles now boasting a spacious 3000 square feet located just minutes from the famed Mardi Gras parades, the St. Charles Trolly , and tons of amazing top notch food and shopping on Magazine Street Loca ...
4 Bedroom(s)
3 Bath(s)
Sleeps 12
This gorgeous home is the ideal rental for any group seeking the perfect headquarters from where to begin exploring all New Orleans has to offer. Whether it's Mardi Gras, Jazzfest or just a long weekend getaway, this is the home rental experience you're looking for. Only a short distance to dozens o ...
2 Bedroom(s)
1 Bath(s)
Rent the entire Fleur De Lis Mansion for your perfect New Orleans getaway!!! *** Must see Videos last 2 pictures #45 & #46 The Fleur De Lis Mansion is the perfect place for large groups such as wedding accommodations, business retreats, reunions, birthdays, anniversaries and all other celebrat ...
12 Bedroom(s)
11 Bath(s)
Sleeps 22
Our home is 1.3 miles away - you can bike, walk or take a short/cheap Uber/Lyft ride to the French Quarter from our home right on the Lafitte Greenway! We are under renovation of an early 1900s home that we purchased a few months back. Our home will have 6 bedrooms - 5 queens, 1 twin over full bunk ...
6 Bedroom(s)
3 Bath(s)
Sleeps 10
Modern New Construction home blocks from City Park in New Orleans. Sleeps 8-10, Wireless and wired broadband internet included. 2,300 sq. ft. Fabulous kitchen, 3 spacious bdrms, 3 full baths, living room, dining room, Movie theater room, private porch, central air and heat. There are king beds in th ...
4 Bedroom(s)
3 Bath(s)
Sleeps 8
All of the food, culture, and revelry that lure travelers to New Orleans are within a short stumble from this comfortable Uptown apartment. -Start your morning with croissants, King Cake, and and coffee at La Boulangerie -Dine on Boudin meatloaf at Ignatius. Or if local fare doesn't strike your ...
2 Bedroom(s)
1 Bath(s)
Sleeps 4
This is one 3 bed / 3 bath unit in a 3-plex. sleeps 10 We manage 6 neighboring units, if you have larger groups we can accommodate them next door ! Treme Creole Cottage built in the 1850's that has a Victorian 1880's front and 1910's "Edwardian" rear addition with side galleries. We recently adde ...
3 Bedroom(s)
3 Bath(s)
Sleeps 10
Welcome to my home. I am located in the eclectic Bywater of New Orleans. We are a short Uber ride from the French Quarter and the famous Frenchman St. I am within walking distance to The Country Club, The Joint, Bacchanal, Jack Dempsey`s, and delicious Elizabeths. My place is good for ma ...
2 Bedroom(s)
2 Bath(s)
City of New Orleans STR Licence # 17STR-11794 Wake up to dappled sunlight streaming through stained glass. Restored double features 6 bedrooms, 4 full bathrooms. Enjoy cold beverages on a warm summer evening on the expansive gallery or balcony. This double mixes original restored details newly re ...
6 Bedroom(s)
4 Bath(s)
Sleeps 10
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Scissor Sentry Cerberus
Scissor Sentry Cerberus
Scissor Sentry Cerberus is the first boss that is encountered in Factory 501.
Abilities[edit | edit source]
Basic Attack[edit | edit source]
Shoots lasers, inflicting damage. Ranged ability. Cooldown: 2 seconds.
Laser Beam[edit | edit source]
Cerberus attacks a fixed position with a laser beam that inflicts increasing damage to the target. Ranged ability. Cooldown: 15 seconds.
Energy Discharge[edit | edit source]
Cerberus hits the area around it with a high-energy discharge, inflicting damage to enemies in a 6 yard radius and immobilizing them for 3 seconds. Ranged ability. Cooldown: 25 seconds.
Negative Charge[edit | edit source]
Cerberus applies Negative Charge to a random target that lasts 6 seconds, inflicting damage every second to the target and everyone in a 6 yard radius of them. If the charge hits someone besides the target, its duration is restored to 6 seconds. Ranged ability. Cooldown: 20 seconds.


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New Works in Black & White: A Group Exhibition
Curated by Curtis A. Guy
Opening Reception: November 9th, 6-9pm
Closing Reception & Waffle Brunch: December 1, 2018, 11am - 3pm
On View: November 9-December 1, 2018
Gallery Hours: Saturday 12-3 pm, or by appointment
Argus Gallery 1896 Niagara St. Buffalo, NY 14207
Buffalo, NY – New Works in Black & White showcases the freshest work by artists from Buffalo, Toronto, Washington D.C., and Brooklyn. Each piece has been created within the past six months by artists who either work primarily in black and white or hardly, if ever, stray from color. This exhibition explores the potentially viewable difference between artists working within and outside of their comfort zones.
This concept was inspired by the groundbreaking exhibition New Forms - New Media put on the Martha Jackson Gallery in 1960 – specifically illustrated by the lines from the catalog, "Nearly each piece was created in the past two years," and, "[a focus on] diversity and originality of the individual pieces." New Works in Black & White features painting, film, sculpture, installation, photography, and printmaking.
Kyle Butler (Buffalo), Pat Cain (Washington D.C.), C.C. Camuglia (Brooklyn), Curtis A. Guy (Buffalo), Hayley Janecki (Buffalo), Julian Montague (Buffalo), Alicia Nauta (Toronto), Jason Seely (Buffalo), Nick Torsell (Buffalo), Dana Tyrrell (Buffalo), Richard Hanover Whitefield (Brooklyn), and Catherine Willett (Buffalo).


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Federal health experts say more restrictions are needed to protect teenagers from the cancer risks of tanning beds, including a potential ban for people younger than 18.
A panel of advisers to the Food and Drug Administration recommended Thursday that the agency put tighter controls on artificial tanning, ranging from requiring parental consent forms to banning the practice in younger teens.
"Given the absence of any demonstrated benefit, I think it's an obligation for us to ban artificial tanning for those under 18," said panelist Dr. Michael Olding.
Other members of the panel said the scientific evidence is not strong enough to warrant a total ban.
The FDA has regulated sunlamps for more than 20 years, but a recent report by the World Health Organization tied the devices to skin cancer, prompting a call for tougher rules.
The WHO analysis showed that the deadliest form of skin cancer increases 75 percent in people who use tanning beds in their teens and 20s.
More than 30 states already have tanning salon regulations in place — including a handful that require parental consent — but new FDA requirements would apply nationally.
The panel also recommended the FDA add bolder warning labels to tanning beds and change how they are regulated.


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1. Studio Availability
2. Studio Policy & Info
3. Payment Info
4. Schedule a Visit
1. Studio Availability
Please give us a call to see if the Studio is Available: 773.661.9767
2. Studio Policy and Info:
Rental details:
- The space is 3,300 sq ft with 2 bathrooms
- Both rooms are included in your rental. The front room is 2200 sqft and the back room is 1100 sqft
- You may not sell tickets at your event, you are welcome to sell tickets before but not at the event
- You can decorate the space however you want just as long as you do not damage the walls
- We can provide you with 50 chairs, 2 couches, 6 benches, and three 6ft long tables. You can bring in more chairs and tables if needed
- Catering/food and alcohol is allowed but the selling of alcohol is not allowed
- Renter must be 21 or older to book the studio.
- Event can not continue past midnight.
- The max occupancy is 200 guests.
Speakers: Basic A/V. Access and use of the sound system is included in the fees outlined in this agreement. The basic A/V equipment includes one speaker in the front and back room. Additional A/V equipment can be rented for an additional cost. All A/V equipment must be returned in the exact condition it was prior to the engagement. Renter is responsible for any damage, functional or cosmetic, to the A/V equipment. Renter will be charged for parts and labor for repair and or replacement of equipment.
Setup/Clean Up: You will have 30 minutes before and after your scheduled booking to decorate and clean up. A Legacy employee will be present to open and lock up the studio. Any extra time will be billed at your normal hourly rate.
Studio Condition: The studio must be returned to the condition it was in previously, the means the studio must be swept, garbage emptied, and debris cleared. You also have the option of not cleaning which must be noted before the event, this will incur an $80 fee. Any additional cleaning done by studio staff will be charged at your normal hourly rate for the duration of the cleaning.
Parking: Free parking is available along the park, no permit is required. We do recommend parking along the park. There are also two private parking spaces in the back of the Studio.
Address: 3215 W. Division Street, Chicago IL 60651
Normal Studio Hours:
- Monday, Wednesday, Friday: 7-10PM
- Tuesday, Thursday: 6-9PM
- Saturday: 10AM-1PM
- Sunday: 10AM-4PM
Normal Available Studio Hours:
- Monday- Thursday: 8AM-6PM
- Friday: 10PM-12AM
- Saturday: 2PM-12AM
- Sunday: 5PM-12AM
3. Payment Info:
It is recommended that you book asap due to high demand of rental space. Peerspace policy runs on a first come first serve basis. Once you request a booking and pay the rental in full (sorry no deposits) and we accept it the space is reserved. Until we accept your booking request the space is open for others to book.
Hourly rate: $160
*Any Studio use over the 30 minute buffer will result in additional fees. Cleaning is included in this price
Additional Items:
High quality studio equipment: $100
Use of Refrigerator: $25
4. Schedule your Visit:
Please click on this link to schedule your studio visit: Schedule Legacy Studio Visit
Visit Info:
- Upon Arrival please check in at the Front Desk
- Please arrive on time
- You are 100% welcome to take photos and videos of the space!
- If you need to cancel or would like to reschedule simply send us a message


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Has anyone tried to burnout in the cars, or anything else. Numerous things that i have done are driving with my feet, burnouts (brake tourqes). I know it seems wreckless, but this is the only non- coaster ride i go nuts on.
If you catch me on viper and american eagle you can bet my friends and i are having woodie fueled boxing matches.
What things do you just flip out on. Just crazy fun. rides where you get off and people just stare and you dont care. Riding coasters while having a boxing match is not suggested for non-professionals. I shouldnt even be doing it.
Your so "emo" you make happy meals cry.
Edit: Sorry for making 8 posts!
TTD in '03!
*** This post was edited by T-W-I-S-T-E-R 4/21/2003 12:14:13 AM ***
You must be logged in to post


text: By Duncan Graham-Rowe BY ITS very nature, nanotechnology is too small to see with the naked eye. Even so, chemists have found a way to make it even less perceptible by creating a nanoscopic form of "invisible ink". But it's not about slipping secret messages across the lab, says Hubertus Marbach at the University of Erlangen-Nuremberg in Germany. Instead, the technique offers a way of growing nanocrystals of a much higher purity than achieved to date. Marbach and his colleagues used an electron beam to remove oxygen ions from a silicon oxide wafer,


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White Express is the ultimate autoflowering variety for lovers of the white family. In order to create this amazing hybrid a Lowryder #2 has been paired with a very stable and reliable White Widow plant.
White Express is a beautiful autoflowering variety which grows easily. She doesn't need a lot of nutrients and can handle quite a bit when it comes to too much or too little feeding. Just like the White Widow herself, the buds and leaves of the White Express are laden with white, glistening trichomes. The sticky buds are full, compact, robust and smell sweet and strong.
White Express leaves the smoker with a solid all-round high with a hefty body buzz. Ideal for spending an evening on your couch, but harvest in time if you want to avoid the couch-lock effect.
White Express is 100% autoflowering and will complete her life cycle in 65 – 70 days. From seed to harvest!
Height indoor: 30 – 70 cm.
Height outdoor: up to 1 meter
Yield indoor (optimum conditions): 350 – 450 gr/m2
Yield outdoor (optimum conditions): 30 – 70 gr/plant
Seed Bank: AC Genetics
Genetics: Ruderalis – indica – sativa
Parents: Lowryder #2 x White Widow
Height: Low
Photoperiod: Autoflowering
Yield: 350 – 450 gr/m2
Flowering Time: 65 – 70 days from seed
Award Winner: False
Avail. As: Feminized Seeds
Strain Attributes: Autoflower :: Low Height :: Feminized
Medical Uses: N/A
If you're using this strain for medicinal purposes, please leave your experiences in comments below so others can benefit.