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Jagger gets 35 years for brutal murder
Roland Routh Windhoek Judge Alfred Siboleka on Tuesday sentenced Edmund Jagger to 35 years behind bars after he was convicted of stabbing and killing Renelda Alien Oamite Hoeses. The victim, who was 22 at the time of her death, was stabbed 18 times in the frenzied attack that cut short her life. Jagger was convicted by Judge Siboleka of murder with direct intent on July 21 for killing Renelda Hoeses at her father's residence at Erf 1978, Build Together in Orwetoveni in Otjiwarongo during the late-night hours of Friday March 1, 2013, or the early morning hours of March 2, 2013. The deceased died on the scene due to hypovolemic shock caused by the multiple stab wounds. According to Judge Siboleka, the murder of a female partner in a domestic setting for terminating the relationship is unacceptable and calls for severe custodial sentences. He said the brutality perpetrated by male persons on their female partners is increasing, despite the communities' continuous pleas that it be halted. "The imposition of heavy custodial sentences on convictees of these crimes does not seem to calm down this tendency," Judge Siboleka stressed, adding that some male persons appear to be under the impression that they are entitled to end the lives of their female partners whenever they see fit, which is totally unacceptable. regard to the sentence he imposed, Siboleka said the court took into consideration the fact that Jagger was a first offender and remained in custody while awaiting trial for a period of four years and five months. He further stated that in mitigation of sentence the counsel for the accused submitted that alcohol played a part in the commission of the crime. "It is my considered view that this does not take the accused's mitigation anywhere, because in his defense he denied knowledge of the attack on the deceased," the judge said. He noted the accused is using the excuse of alcohol as an afterthought in an attempt to persuade the court that he was not fully conscious of what he was doing, which on evidence, is not the case. At any rate, the judge found that this consideration was by far outweighed by the circumstances of the crime. He said the accused came to the residence of the deceased on the day in question and it is not clear what transpired between them, as the only eyewitness to the murder only saw the deceased lying on her stomach with the accused sitting on top of her busy stabbing her with a knife. The accused was granted permission by the father of the deceased to reside with the deceased in a shack in his yard. They resided together and a son was born to them, the judge recounted, but noted that soon after the baby's birth things started to unravel and the deceased woman informed the accused that she no longer wanted to continue with the relationship. The relationship soured to such an extent that the help of the police had to be sought to remove the accused from the residence of the deceased, the judge stated. But the Jagger returned to the shack to forcibly take away his child, who was still breastfeeding. All of the evidence, as well as the fact that Jagger did not testify in mitigation, left the court no choice but to impose a heavy sentence, the judge concluded. Jagger was represented by Josua Kaumbi on instructions of the legal aid directorate and Deputy Prosecutor General Karin Esterhuizen represented the State.
New Era Reporter
2017-08-31 09:41:10 2 years ago


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One of the most closely read elements of Electrical Wholesaling's annual Top 200 ranking is its sales-per-employee data, which lists the distributors of electrical supplies with the highest sales-per-employee. It's a popular metric to watch because it's an indicator of how efficiently a company operates. As in the past, specialty distributors, which tend to have fewer employees than full-line electrical distributors, dominate the list of distributors as ranked by sales per
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subset: commoncrawl


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items added to your bag
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AceShowbiz - It's summer, so it's time for some summer loves. Following the scandalous season 4, "Bachelor in Paradise" will be returning soon for another season as ABC has officially announced the premiere date of the upcoming fifth season of "The Bachelor" spin-off.
The new season of the dating show will arrive on Tuesday, August 7, just a day after the finale of Becca Kufrin's season of "The Bachelorette". Following the premiere episode, "Bachelore in Paradise" season 5 will continue to air on Mondays and Tuesdays.
The cast has yet to be announced, but it is expected to see some of contestants from Arie Luyendyk Jr.'s season of "The Bachelor" and Becca's season of "The Bachelorette" heading to Mexico to find their love. However, returning host Chris Harrison appears to give a hint in a cryptic tweet.
"I hope they have grocery stores in Paradise!!!" he writes on his account. It seems like he's suggesting Joe, the grocery store owner, who was recently eliminated in the current season of "The Bachelorette" is going to be on "Bachelor in Paradise". He seems to be a new fan favorite as his elimination broke the internet.
I hope they have grocery stores in Paradise!!!— Chris Harrison (@chrisbharrison) May 29, 2018
The filming of the previous season of "Bachelor in Paradise" was abruptly halted over alleged misconduct involving co-stars Corrine Olympios and DeMario Jackson. As the investigation later found no evidence of the said misconduct, ABC decided to resume the filming. Though Corrine wasn't returning, she appeared in the reunion episode.
"Bachelor in Paradise" returns on Tuesday, August 7 at 8 P.M. on ABC.


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A second razor blade was found hidden in the handlebar of a shopping cart at a Festus Walmart. The first report was made on Sunday when a shopper made the disturbing discovery. "When she wiped down the handle with an antibacterial
wipe, she cut her finger on it," said Michelle Patterson.
Patterson doesn't blame Walmart for the incident. She wants others to be aware so no one is hurt in the future "Either way, it's horrible. To leave the blade it was crooked, so the sharp end was out and it just poked me. But a little kid, it could have been pretty bad," said Michelle Patterson. READ MORE


text:
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This product, combined with a diet and physical exertion, speeds up the reduction of cellulite. You don't believe it works? Try on your own skin!
Capacity: 400 ml


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FreeBSD Manual Pages
XHIPPO(1) Audio Software XHIPPO(1) NAME xhippo - A GTK-based playlist manager for various UNIX sound players. SYNOPSIS xhippo [options] [dir | file ...] INTRODUCTION GNU `xhippo' is a generic playlist manager program for a variety of UNIX sound players. It's been shown to work with `mpg123', `madplay', `bplay', `s3mod', `tracker', `xmp', `mtvp', `splay', `ogg123' and `timidity', and should work with more-or-less anything that can take a filename on the command line. It is capable of automatically deciding which player to use depending on a file's extension; the defaults are set in a config file. It uses textual playlist files, which are easily generated with the `find' or `locate' utilities. The interface of `xhippo' is very loosely modelled on the shareware `HippoPlayer' player for the Amiga. `xhippo' 3 is firmly in maintainance mode; I will continue to fix bugs if anyone finds any, but new users are strongly advised to try out the rewritten `Potamus' branch which will eventually become `xhippo' 4, available from http://offog.org/code/potamus.html. `xhippo' was developed under GNU/Linux, but it contains nothing Linux- specific, so it will probably work on any UNIX-like system where gcc, glib and GTK are available. (Additionally, it supports GNU long options where getopt_long is available.) If you're using NetBSD or FreeBSD, a port is available---see See Installation. `xhippo' can be compiled as a GNOME 1 application, and it can be compiled against GTK+ 1.2, 2.0 or 2.2. `xhippo' supports standard drag-and-drop (which works with the GNOME, KDE and ROX file managers, and any other supporting the standard protocol). `xhippo' comes with NO WARRANTY, to the extent permitted by law. You may redistribute copies of GNU `xhippo' under the terms of the GNU Gen- eral Public License. For more information about these matters, see the file named COPYING. If you've installed a previous version of `xhippo', read the ChangeLog for information on what's changed recently. `xhippo' uses GNU gettext for internationalisation; you can pick the language you want by setting your LANG environment variable. If your C library's gettext support doesn't work, you can give the --with-in- cluded-gettext option to the configure script to make it use the copy of gettext included in the package. If you've downloaded `xhippo', please send me some mail to tell me what you think of it. Suggestions for improvements will be gratefully re- ceived. INSTALLATION Before reading this section, check that your operating system distribu- tion doesn't already contain a package for `xhippo'. If it does, then you will probably be best off using that rather than building it by hand. If it doesn't, or if you want to use a more recent version, then read on. `xhippo' uses `GTK+', and requires `GTK+ 1.2' or higher; it needs `gtk- config' in your path in order to build. It uses GNU `automake' and `au- toconf', so it will automatically detect some features of your system that can affect `xhippo''s performance. If you have `libid3tag' from the `libmad' package installed (available along with the `madplay' MPEG audio player, which works well with `xhippo', from http://mad.source- forge.net/), `xhippo' will use it to read ID3 tags. (If you don't have it installed, `xhippo' will use its own simple implementation which only understands ID3v1.) To compile, change to the source directory and do ./configure make If you want (minimal) GNOME 1 support, do ./configure --with-gnome in- stead of ./configure. If you wish to use `GTK+ 2.0' or higher, do ./configure --with-gtk2. If you encounter problems finding GTK while building, do ./configure --help to find out how to specify where GTK files are stored. If you want to install into a different place, do ./configure --prefix=/usr/local/xhippo or wherever. Several other op- tions are available; try ./configure --help for more information. To install the program, do make install Each user who wants to use `xhippo' should create a .xhippo directory in their home directory. `xhippo' will look for the config and gtkrc files there, and will save its window state into the winstate file there if configured to. Playlists should be kept in a .xhippo/playlists/ directory. `xhippo' finds your home directory by looking for the HOME environment variable. If this is not set by default, you should add a line of the form export HOME=`pwd` or your shell's equivalent to your profile script. INVOCATION To use `xhippo', you need to give it at least one playlist. You can either load a playlist by specifying it on the command line or in the config file, or you can build a playlist by dropping files from a file manager into the `xhippo' window or using the "Add Song" option on the pop-up menu. Playlists are files containing names of files to play, one per line. This is compatible with XMMS's playlist format, so if you have an XMMS playlist called Nice, you could do xhippo $HOME/.x11amp/Nice to use it. (GQmpeg can also import `xhippo' playlists.) Alternately, you can gen- erate them with the `find' command; for instance, if you keep your .ogg files in your $HOME/sound directory, you could do find $HOME/sound -name *.ogg | sort >$HOME/.xhippo/playlists/ogg xhippo $HOME/.xhippo/playlists/ogg to make a playlist and play it. (With a little trickery, `xhippo' can be persuaded to automatically build playlists from a directory on startup; see the example config file for more information.) Playlists can also include other playlists by name; to do this, put a line of the form !foo in the playlist. `xhippo' will then try to load the file foo as a playlist, inserting its entries into the list at that point. If the -i command-line option or readid3 config-file option are enabled, `xhippo' will try to find ID3 tags in the listed files and will put them in the list rather than the filenames if found. To start playing automatically once a playlist is loaded, use the -a option anywhere on the command line (or the autostart command in the config file). You can specify multiple playlists on the command line. Alternatively, you can specify the -f option to make `xhippo' treat command-line argu- ments as files to be added to the playlist rather than playlists to load (for instance, xhippo -f *.ogg), or -D to make `xhippo' treat com- mand-line arguments as directories to be searched for playable files. xhippo -h or xhippo --help will give you some simple help instructions. GUI The status line shows a little information about the player; it shows the number of playlist entries upon startup, and what player is being used to play the current song (and the PID of the player process, if you use -p or showpid:1 in the config file). To start a song, click on it in the list, or click "Next" to pick either a random song (see the mustplayall config file option below to find out how to control this), or the next song in the playlist, depending on the setting of the "Ran- dom" checkbox. Clicking on "Prev" will play the previous song (if the "Random" checkbox is enabled, the last random song picked). To restart the current song from the beginning, click "Restart". To stop, click "Stop". `xhippo' supports a number of keyboard accelerators: `r' for Restart, `s' or keypad `/' for Stop, `p' or keypad `+' for Pause, `n', keypad `*' or keypad `-' for Next, `b' for Prev, ``' for Mini, `h' for Random, `a' for Add File, `d' for Add Directory, `l' for Load Playlist, `v' for Save Playlist, `o' for Sort By Name, `w' for Sort By Swapped Name, `t' for Sort By Mtime, `c' for Clear Playlist, `0' to `9' for user-defined menu entries and `q' for quit. When the end of a song is reached, `xhippo' will pick either a random one or the next one from the list depending on whether the "Random" checkbox is set or not. Optionally, `xhippo' can scroll the list so that the randomly-picked song is at the top of the visible section; to enable this, use the -s command-line option, or the scroll:1 config- file option below. To quit, use your window manager's close button, pick Quit from the pop-up menu or send `xhippo' a `SIGINT' `Ctrl-C'. If you check the "Mini" checkbox, the list of files will disappear, making the window smaller; unchecking it will make it reappear. You can make `xhippo' start up in this "minified" state by using the -t switch or the startmini:1 option in your config file. You can drop `file:' URLs (such as files from your file manager) onto the `xhippo' window to add songs to the playlist (if you drop a direc- tory, it will search the directory for files to add). Other URLs (such as `http:') are not supported, as there's no simple mechanism that all players understand to stream a file from a network connection. Right-clicking on the playlist or the status bar will bring up a pop-up menu, which allows you to bring up an information window for a song showing the song's size, location and the date it was last modified, move songs up and down within the playlist, remove songs from the playlist, add songs or directories to the playlist, sort the playlist by song name, swapped song name (the part after the first - in the name) or song mtime, load and save playlists, or bring up the prefer- ences dialog. The default directory for loading and saving playlists is $HOME/.xhippo/playlists. Left-clicking on the status bar will bring up the information window for the song that is currently playing. If you use the -w switch or the savewinstate config file option, `xhippo' will save its window position and size to your $HOME/.xhippo/winstate file when you close the window, and will reload it on startup. CONFIG FILE `xhippo' searches for its config file as /usr/local/etc/xhippo.config (or wherever you specified with the --prefix option to `configure'), $HOME/.xhippo/config and xhippo.config (in the current directory); all that are present will be read. Most config-file options have a command-line equivalent; these support both traditional (-x) and GNU-style long (--extended) options. The long options have the same name as the config-file options; --option is equivalent to option:1 in the config file (i.e. it forces the option on). The command-line options override the config file. Invoke `xhippo' as xhippo --help for more information. Many config-file options are alterable from within the GUI at runtime through the Preferences dialog, which can be brought up from the con- text menu. A config file line starting with a # will be ignored. Lines have the format command:arg1:arg2.... Arguments can be of several types: booleans, integers, strings and sort types. Booleans represent on/off conditions; yes, on, true or any non-zero integer will enable the attribute, and any other value will disable it. For sort types, none (or any other unrecognised value) means don't sort, name (or, for backwards compatibility, any non-zero numeric value) means sort by name, swapped means sort by swapped name, mtime means sort by mtime. The following configuration commands are accepted: `type:extension:command[:options]' When `xhippo' encounters a file whose name ends in .extension, it will use command file to play it. The extension is case-in- sensitive. options is optional and controls how the player will be started by `xhippo'; if it contains g then the player will be started in its own process group (necessary to properly kill some multithreaded players); if it contains i then the player will be started with stdin connected to `/dev/null'. Examples: type:mp3:mpg123 -b 1024, type:ogg:ogg123:i About the only requirement that `xhippo' has on the players that it uses is that they must quit cleanly when sent a `SIGTERM', and be pauseable with `SIGSTOP' and `SIGCONT'. Some versions of the multithreaded `ogg123' have the problem that, when sent a `SIGTERM', the main thread exits immediately but the audio de- vice isn't closed until the buffer is empty (which could be up to a couple of seconds later). This means that `xhippo' thinks the player has exited before the audio device is available again. This is merely annoying if your operating system and hardware permits the audio device to be opened by multiple pro- cesses at once, but if it doesn't, then when a song finishes xhippo will attempt to start the next and fail, and do this re- peatedly until the audio device is available again. One solution is to use another Vorbis player instead of `ogg123' (such as the somewhat-more-heavyweight `mplayer'). `autostart:boolean' If enabled, `xhippo' will play a random song on startup. This is equivalent to -a on the command line. `scroll:boolean' If enabled, `xhippo' will scroll the list when a random item is selected so that the selected song is visible. This is equiva- lent to -s on the command line. `mustplayall:boolean' If enabled, `xhippo' will always pick an item that it hasn't played before from the playlist when asked to pick a random en- try. This continues until it has played all the entries, at which point it will just pick a random one as before. This is equivalent to -m on the command line. `readid3:boolean' If enabled, `xhippo' will try to read ID3 tags from the files listed in the playlists and will use them as the playlist en- tries if found. This slows down `xhippo' startup considerably, so it's disabled by default. This is equivalent to -i on the command line. `exec:command' command will be executed as a shell command (using /bin/sh) be- fore any further config commands are parsed. For an example of why I included this, look at the example config file (xhippo.config). `load:playlist' playlist will be loaded as a playlist file. This is equivalent to including playlist on the command line. `savewinstate:boolean' If enabled, `xhippo' will save its window position, size and state (whether it is minified or not) between sessions in the $HOME/.xhippo/winstate file. If it is zero, `xhippo' will allow your window manager to place it, will start with a "standard" (small) size, and won't start minified (unless the next option is specified). This is equivalent to -w on the command line. `startmini:boolean' If enabled, `xhippo' will start up in the "minified" state, as if you'd clicked the "Mini" button (even if the winstate file says that the window wasn't tinified). This is equivalent to -t (for "tiny") on the command line. `showpid:boolean' If enabled, `xhippo' will show the PID of its player process in the status line when not in mini mode. This is equivalent to -p on the command line. `ordered:boolean' If enabled, `xhippo' will start with the "Random" checkbox turned off. This is equivalent to -o on the command line. `stripextension:boolean' If enabled, `xhippo' will strip the extensions from the file- names displayed in the playlist. This is equivalent to -S on the command line. `leftscroll:boolean' If enabled, `xhippo' will place the vertical scrollbar on the left side of the playlist. This looks better with NeXTStep-like themes. This is equivalent to -l on the command line. `hideplayeroutput:boolean' If enabled, `xhippo' will redirect the output (stdout and stderr) of child player processes to /dev/null. This is equiva- lent to -q on the command line. `sortonload:sorttype' sorttype specifies how `xhippo' should sort playlists when they are loaded. -O on the command line is equivalent to sorton- load:name. `playlistdir:dir' Use dir as the default directory for loading or saving playlists. `demanglenames:boolean' If enabled, `xhippo' will replace _ (underscores) and %20s in song names with spaces on the display. This is equivalent to -d on the command line. `onetime:boolean' If enabled and either ordered or mustplayall are turned on, `xhippo' will stop when all the items in the playlist have been played. This is equivalent to -1 on the command line. `playlisttitle:boolean' If enabled, then `xhippo' will set the window title to include the name of the current playlist. This is equivalent to -T on the command line. `titlebasename:boolean' If enabled, then `xhippo' will use the basename of the playlist name when setting the window title if playlisttitle is set. This is equivalent to -b on the command line. `nocheckfiles:boolean' Normally, when a playlist is loaded, `xhippo' will check to see whether all the listed files exist and discard them if they don't. If enabled, then `xhippo' won't bother checking, which will make startup significantly faster on large playlists. This is equivalent to -c on the command line. Note that `xhippo' will read the information if it's needed at a later time, so if you sort the playlist by mtime then it'll need to scan all the files to get the mtimes. `writeplaying:boolean' If enabled, then `xhippo' will write the name of the song that is currently playing to $HOME/.xhippo/current_song. (If the file cannot be written, `xhippo' will silently ignore it.) This is equivalent to -W on the command line. `skippath:integer' Normally when displaying song names in the playlist, `xhippo' will use the basename of the file (i.e. it will strip off the path to the file). If integer is set to something other than zero, `xhippo' will only strip the first integer elements of the path; this could be useful if you sort your music collection into albums and want to display the album names in the playlist. This is equivalent to -k integer on the command line. `usercommand:description:command' Define a user command. This will add an entry titled description to the context menu (and assign it a numerical accelerator starting from `0'); when the entry is picked, command will be run (with a single instance of %s in the command replaced by the full filename of the selected song, or the empty string if the menu is invoked while not over a song). `commandlinesongs:boolean' If enabled, `xhippo' will treat command-line arguments as songs to add to the playlist rather than playlists to load. This is equivalent to -f on the command line; you can therefore do some- thing like xhippo -f *.ogg to start `xhippo' listing all the `.ogg' files in the current directory. `commandlinedirs:boolean' If enabled, `xhippo' will treat command-line arguments as direc- tories to search for songs to add to the playlist. This is equivalent to -D on the command line. `deletewhenplayed:boolean' If enabled, `xhippo' will remove songs from the playlist once they have been played. This is equivalent to -x on the command line. `persistplaylist:boolean' If enabled, `xhippo' will attempt to load a playlist from $HOME/.xhippo/saved_playlist on startup (if no other files are given on the command line), and will save the current playlist to that file on exit. This is equivalent to -P on the command line. `commandlineguess:boolean' If enabled, `xhippo' will attempt to guess what the command-line arguments are. If they have a known extension (one specified with type above) then they are assumed to be songs; if they are directories they are assumed to be directories; otherwise they are assumed to be playlists. You probably want this turned on unless you're in the habit of calling your playlist playlist.ogg. This is equivalent to -g on the command line. `persistfrequently:boolean' If enabled and persistplaylist is also enabled, `xhippo' will save the current playlist whenever a new song is started. You may want this if you're in the habit of killing xhippo randomly. GTKRC To allow for customised GTK appearances, `xhippo' reads a standard gtkrc file in $HOME/.xhippo/gtkrc. For more information about gtkrc files, consult the GTK documentation. DISTRIBUTION If you want an archive to give to somebody else, invoke make dist in the `xhippo' source directory. This will produce the same xhippo-VER- SION.tar.gz file that I distribute. If you wish to mail me a modified version, do exactly the same (after removing the doc directory); I can then `diff' it against my last release to see what you've changed. (Al- ternately, just send me a diff -Naur between a clean distributed `xhippo' and your modified version.) CONTACT `xhippo' is far from perfect. Please contact <firstname.lastname@example.com> if you discover any bugs, or have any suggestions. `xhippo' was written by me, Adam Sampson, <email@example.com>. My other software can always be found at http://offog.org/; `xhippo' is now a GNU (http://www.gnu.org/) application and is distributed from ftp://ftp.gnu.org/ or from mirror sites. The original German translation was done by Volker Assmann, <volka@big- foot.de>, who was also responsible for betatesting. Hubert Feyrer first alerted me to the problems with GTK+-1.0 and 1.1 compatibility, and created the NetBSD package. Rod Taylor created the FreeBSD port, and Kevin Lo created the OpenBSD port. Craig Knudsen provided a routine to read ID3 tags. Joseph Turian suggested the idea of file inclusion in playlists. Jeff Covey supplied a Perl script which provided the functionality of the current "Load" button, which encouraged me build the feature in. Kevin Everets implemented the Pause button, the leftscroll option, translated the documentation to texinfo and provided patches for or suggested various other features. Several other people who contributed are credited in the ChangeLog file. AUTHOR Adam Sampson <firstname.lastname@example.com> and others; see the section ChangeLog for details. SEE ALSO mpg123(1), ogg123(1), bplay(1), xmp(1), mtvp(5), s3mod(5), tracker(5), madplay(5) Version 3.5 27th August 2007 XHIPPO(1)
Want to link to this manual page? Use this URL:


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Mr. Remora's Bananas
Lynley Jones
This week, we explore the misuse of bananas, the proper use of apostrophes, and a tragic lack of library resources.
Return to A Series of Unfortunate Recipes: Season 2 homepage.
Institutions of Learning
When I attended a certain preparatory institution in my youth, I learned many things. I learned to measure a raw chicken breast according to the metric system. I learned that some children can be horridly obnoxious, and at times, obnoxiously horrid. I learned that a library is like an island in the middle of a vast sea of ignorance, particularly if the library is very tall and the surrounding area has been flooded.
When I later studied to become the protocol assistant to a zookeeper in Madagascar, I learned the importance of avoiding serious grammatical errors. I learned that there are times when a comma or apostrophe can change the meaning of an entire sentence, or save your life. The zookeeper learned the hard way that a certain angry gorilla with a disdain for the Oxford comma eats fruit, leaves and shoots. Fortunately, in that order.
However, of all the institutions of learning I've attended and/or escaped from, it was at Lake Lachrymose Cooking School where I learned about the proper use of bananas.
Mr. Remora's Bananas
The bananas of Mr. Remora were savagely abused. I'm sorry to have to tell you this, but that is how the story goes. Not only were they loathsomely eaten in front of innocent schoolchildren, but they were also repulsively smeared onto Mr. Remora's face and clothing, and their peels were recklessly strewn all over the floor.
The spectre of Mr. Remora's bananas, so boorishly mistreated, drove many members of the faculty and staff to a life of villainy in later years.
Mr. Remora's Bananas
Mr. Remora was driven to insantity due to a lack of adequate library resources. In a world too often governed by corruption and arrogance, it can be difficult to stay true to one's literary and philosophical principals, especially when the library is only open for 10 minutes each day. As a result, it's a well-known fact that Mr. Remora's quite bananas.
To my kind Webmaster,
I am posting this from an undisclosed location in the walk-in refrigerator at the Veblen Food Department in the city. I'm attaching a recipe for a Very Fancy Dish called Bananas Foster. Please post this recipe here, so that those who may be suffering from a lack of adequate library resources can avoid a life of villainy and banana abuse.
With all due respect,
Lynley Jones, Proprietress
P.S. Please alert members of the Volunteer Fire Department that this recipe involves flambe, a cooking technique which requires the use of flames.
Dining in a Very Fasionable District
Return to A Series of Unfortunate Recipes: Season 2 homepage.
If you would like to avoid exposure to villainy and banana abuse, you can start by avoiding this book:


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Anchovy dip
|1 clove
|Garlic, crushed
|50 g
|Anchovies, good quality, drained and oil reserved
|2 tsp
|Shallots, minced
|1 handful
|Parsley, small
|100 g
|Black olives, pitted
|1 tsp
|Red wine vinegar
|Olive oil
- Whizz the anchovies, garlic, shallot, parsley and olives in a food processor until pureed. Add vinegar and some freshly ground black pepper.
- With the motor running pour in the reserved anchovy oil and enough olive oil to create your preferred consistency. Taste and adjust the seasoning and add more vinegar to taste.


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A girl next door who ignored her health for studies , now seeks a healthy life in a leaner body n shares her journey online. Here on fitnessvsweightloss we write about fitness, weight loss,mobile app reviews,weight loss product reviews,Fitness studio review, dieticians etc. Eating a healthy low-fat diet is much easier when you have a list of low-fat foods as a resource. This list of low-fat foods includes most common options available at your local grocery store. Dietary Guidelines for Americans recommends two servings of dairy foods daily for people eating fewer than 1,600 calories or three servings for people eating more calories than that. Whole grains are a good source of B vitamins, Vitamin E, magnesium, iron and fiber, and they make a better choice than processed grains.
Along with being low-fat, fruit is also low in sodium and offers natural vitamins, minerals and plant phytochemicals. Remember the importance of learning to read and understand the nutritional information on food labels. When cooking, there are a number of ways you can reduce fat by making healthy substitutions. When marinating, skip the fat and use herbs, spices, and acid such as lemon juice or vinegar instead. The USDA My Plate recommends eating a diet that contains 30 percent of its calories or less from fat.
While making sure you keep the overall fat percentage down is essential, eating low-fat isn't going to help much for weight control if you eat giant serving sizes. Specifically encourages whole foods and discourages modern processed foods and refined carbohydrates, therefore this diet is substantially healthier than the typical diet. This general dietary pattern has been shown in clinical studies to reduce blood pressure, LDL cholesterol, and triglyceride levels. This dietary pattern has been shown to improve blood sugar control in people who have Type II Diabetes.
There are a few published case reports of people having cured themselves of chronic illnesses such as cancer by adopting this dietary pattern, but there have been no formal clinical studies of these diets in cancer patients.
These diets can be very high in complex carbohydrates (grains, legumes and starchy vegetables), which can pose problems for carbohydrate-sensitive people.
This diet is low in omega-3 fatty acids and high in omega-6 fatty acids, therefore supplementation with omega-3 fatty acids may be prudent. The philosophy behind these popular diets is that animal foods are unhealthy and plant foods are healthy. There are numerous studies demonstrating that these diets are healthier than the Standard American Diet (SAD), but because they differ in so many ways from the SAD, it is impossible to say why they are healthier.
The few studies comparing lower-fat versions of this diet (10 to15% fat) to higher-fat versions (30% fat) do not show significant differences in effectiveness, so the potential health benefits seem to be unrelated to fat content. Sign up to be notified of my latest posts!Signup now and receive an email once I publish new content. I am not able to find any studies that compared 10 – 15 % fat to 30% fat and did not find significant differences in effectiveness.
Despite people acknowledging the fact that fat is not our enemy, after they see me hogging on butter and losing so much weight, my friends still give in to some of the low fat foods. Low fat muffins or cookies or pastries would be full of sugar and your insulin level spikes immediately. Subscribe to the mailing list and get a daily update with the most important news from California! Low-fat diets give increased protection against the risk of heart disease, many different cancers and other illnesses.
Nails and hair are made up of mostly protein, and your body needs protein to build strong bones and muscles and for healthy skin and blood.
However, eating nuts and seeds in moderation (fewer than 2 ounces per day) can be part of an overall healthy low-fat plan.
I am following an approximately 15% fat diet, so I would be really interested in seeing these few studies you mention in your diet discription of low fat whole foods diets. Please consult with your healthcare professional before beginning any new approach to be sure it is safe and appropriate for you.
I haven't watched any movie since a month or two, what's a good one releasing this weekend? You could also run to washroom to offload ?? and very soon your tummy could scream for food! A low fat muffin say for example has 100 calories, a full fat regular muffin would have 160-170 calories. If you think you can have low fat ice cream which makes you think its a healthy treat, you are one hundred percent wrong. Eating a variety of low-fat foods can also help to lower caloric intake resulting in weight loss. However, just as with all eating and diet plans, check with your personal physician before making any significant changes to your diet. Bodies don't store protein, so foods that contain protein need to be a regular part of a healthy diet. They also discourage processed foods, refined plant foods (such as refined flours), salt, and sugars, and generally recommend that fat intake be kept very low (as low as 10% of calories, in some cases).
You could add dressings to your salad which will keep you full for longer, but most of them are nothing but sugar and preservatives. Most of the sugar in baked items comes from high fructose corm syrup, the yuckiest sugar ever! You also are more likely to eat a bigger portion because the fat that makes you full has been reduced! When you make tea with a low fat milk, you will add more milk as compared to the tea in which you add full fat milk. When you add fat to your salad, it helps your body absorb antioxidants like beta-carotene and lycopene from carrots, peppers and tomatoes.
Since you don't get the right density of your tea, you add more low fat milk , meaning more sugar.
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Annie was blessed on April 8th and it was such a sweet day. She has been the greatest blessing in our little family. She has increased our love and made us so happy. Dan blessed her to stay committed to her covenants throughout her life. I can think of nothing better! We had a great day with our family and enjoyed some delicious smoked meat. It was the best day! The kids were excited to wear their Easter clothes on Annie's day.
One Reply to "Annie's Blessing Day"
So sweet! I just love your little family. I never got my kids in their Easter dress.


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Bulk White Hydrangea
|White Hydrangea is beautiful flower with a large bloom. The bloom is made up of little clusters of flowers.
- 10 stems per bunch
- Priced by stem; sold by the bunch
- 1 bloom per stem
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- Hydrangea are available year round
- We recommend selecting a delivery date that is 2-3 days before your event
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Tip: Hydrangea is an elegant wedding flower that looks great in bridal bouquets and centerpieces
- All orders should be made two weeks in advance to avoid 20% surcharge
- Shades of color may vary at Mother Nature's discretion
- If you have any specific requests please make them upon ordering


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Please visit our Open House at 5448 AERIAL CRES in Regina.
Open House on Sunday, June 4, 2017 12:00PM - 2:00PM
Welcome to 5448 Aerial Crescent ..... Location, location !! This sprawling 1800 sq ft 3 bed/3bath home with bonus room is on a quiet crescent backing a green space, but just minutes from the all the amenities a new subdivision has to offer including shopping, dining and a brand new school opening this fall. .................. Enter into one of the largest foyers you will come across with dual closets and 2 pc bathroom. Open concept main floor starts with a great kitchen w/walk in pantry and huge peninsula with eating bar overlooking expansive living room. Dining room has patio doors that open to large maintenance free deck and a yard that is much larger than you would expect to find in a new development. The green space behind this home is just a hint of what this neighbour hood offers with 120 acres of park spaces and 16 kms of walking paths. ............. Upstairs you find a massive master bedroom with 3 pc ensuite and xlg walk in closet. 2 additional bedrooms, laundry and a large bonus room for your family's game room and library complete this floor. This home is priced to sell and is ready to welcome your family!!


text: It is easy to show someone an existing product or website but it gets more difficult to pitch ideas without some type of visual backing. As 500 LEVEL has grown, we have had to pitch many large companies, brands, agencies, and player associations. It is important to keep pitch decks as short and precise as possible. They are used to tell a story, build excitement, and show the potential opportunities utilizing each other's strengths.


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PRODUCT: Radiation Repair. 60 vegecaps
DESCRIPTION: Pure natural, non-radiated herbs, no additives. Provides blood purification, antibiotic properties, cell rejuvenation, and overall immune boost
BENEFITS: A blend of several natural herbs formulated to repair the damage caused by radiation
FURTHER INFORMATION: Ingredients -
Feverfew - helps keep blood vessel expansion balanced during crisis
Butterbur - fortifies the basophils (a type of white blood cell)
Ginko- calms allergy based reactions, reducing histamines
White willow bark - lowers inflammation and reduces pain
Skullcap - soothes tense nerves
Valerian Root - relaxes the vagus nerve and reduces hypertension associated with migraine pain
Recommended dosage:
2 Capsules every hour until relief is felt, then 2-3 capsules daily to finish the course, or as recommended by your health care practitioner.
Astragalus, Dandelion Leaf and Root, Nettle, Red Clover and Plantain Leaf


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Pasta e Fagioli is an Italian pasta and bean soup or stew. It is wonderfully frugal, hearty and full of great simple flavours.
Pasta e Fagioli.
The classic Italian pasta and bean soup, pasta e fagioli is a hearty simple big flavoured soup.
Whether it be a minestrone or ribollita the Italians have a fine portfolio of comforting simple soups. This one is no different, hearty filling ingredients like pasta and beans in a full flavoured tomato based soup.
It is gloriously cheap to cook, full of flavour and a proper winter beating bowl of grub.
I use a big whack of fresh parsley in my version, but only at the start of the season.
Once my parsley in the garden dies back in winter I skip it all together. I typically add dried basil for a slightly different peppery vibe.
I genuinely refuse to pay supermarket prices for fresh herbs, so in winter there are no fresh herbs. Simples!
Cooking With Anchovies.
My pasta e fagioli recipe forgoes the often common pancetta or bacon and opts for a big savoury hit of anchovy.
You can relax it does not make this hearty soup taste fishy in the slightest. It adds a warm right almost meaty flavour, or umami as it is referred to.
I use this technique in dishes as diverse as soups like this, through to my veal scallopini recipe to this simple creamy chicken pasta recipe.
It is one of those techniques that I picked up and have no idea where from. But it has stick with me and I love the depth of flavour it adds.
In case you are wondering I hate anchovies on my pizza, they overpower everything. But used in this way they add to a dish rather than fighting a dish, almost adding a layer of seasoning.
How To Store Beans.
I am on a bit of a beany push at the moment, I love cooking with them in winter. They do however need to be looked after!
It is often said that dried beans have a long shelf life and it is true they do.
But if they are stored improperly you can end up with a batch that will never soften no matter what you do. As far as I am concerned, the only thing worse than uncooked beans is uncooked potatoes.
So make sure you know how old your beans are. Store them in dark and cool place and store them in an airtight container.
Try not to store them for more than a year without testing them before using. If you have a pressure cooker chuck a handful in with some water and give it a cook for 25 minutes at high pressure.
The great thing is about this test is that there is no soaking required. So you can test your beans in half an hour or so, otherwise, you need to soak then cook which can be a pain!
Can I Use Canned Beans In Pasta e Fagioli?
Of course, is the short answer! However, I will try and persuade you not to.
If you want to rework this recipe with canned beans then skip all of the soaking and reduce the cooking time to 20-25 minutes.
It will change the flavours or more specifically the texture very much. The cooking of the beans in the tomato soup part of this recipe adds a silky finish to the recipe.
The starches and proteins from the beans leach into the cooking medium and adds so much.
You can fake this to an extent by using some of the liquid from the can. However personally speaking it never quite matches up and the salt content in canned beans adds a level of unpredictability.
Pasta e Fagioli: Italian Pasta and Bean Soup
Pasta e Fagioli is an Italian pasta and bean soup or stew. It is wonderfully frugal, hearty and full of great simple flavours.
- 125 g White Beans
- 2 Tbsp Olive Oil
- 4 Fillets Anchovy
- 200 g Onion
- 2 Cloves Garlic
- 400 g Can of Tomatoes
- 1 Tsp Dried Oregano
- 300 ml Water
- 75 g Dried Pasta
- 1 Tsp Tomato Puree
- 75 g Sun Dried Tomatoes
- 10 g Fresh Parsley
- Soak your beans for at least 3 hours.
- Bring a pan of water to a rapid boil then cook the beans for 15 minutes.
- Whilst the beans are boiling slice your anchovies, chop your onion and slice your garlic.
- Heat a pan over a medium heat and then add the olive oil.
- Add in the anchovies and cook for a minute before adding in the onion and cooking for a further 5 minutes.
- Throw in the garlic and cook for a further minute.
- Now add in the tomato, tomato puree, oregano and water and bring to a simmer.
- By now your beans should have been cooking for 15 minutes, drain the beans and add to the pan with the tomatoes.
- Cover and cook on a gentle simmer for an hour.
- Whilst this is cooking drain your sun dried tomatoes and finely slice.
- After an hour add the pasta and sun-dried tomatoes and return the lid and cook for 10 minutes or until the pasta is cooked.
- Stir in the parsley just before serving.
Nutrition Information:Yield: 2 Serving Size: 1
Amount Per Serving:Calories: 464 Total Fat: 17g Saturated Fat: 2g Trans Fat: 0g Unsaturated Fat: 13g Cholesterol: 7mg Sodium: 581mg Carbohydrates: 67g Fiber: 15g Sugar: 25g Protein: 19g


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5/24/15: Demographic Shifts – Double Digit Returns with Assisted Living Facilities
Even when people stay still, time doesn't.
So today, one of the largest and most economically powerful demographics…the baby boomers…are living in "empty nests", enjoying or preparing for retirement…and thinking about things like long term care for their parents…and ultimately for themselves.
Of course, every time the baby boomers hit a new economic phase of life, they move markets.
And when they do, smart investors and entrepreneurs find ways to serve those boomers' needs…and earn great profits.
In the studio to talk about another facet of "the silver tsunami"…Assisted Living Facilities:
- Your silver-tongued host, Robert Helms
- His blowhard co-host, Russell Gray
- Special guest, Assisted Living Facilities entrepreneur, Gene Guarino
Ever since Rich Dad Advisors Josh and Lisa Lannon showed us how they turned McMansions into cash flowing addiction recovery centers, we've been fascinated with the concept of combining business with social service with real estate.
So you can imagine how excited we were when we met Gene Guarino!
Gene is a Certified Financial Planner turned real estate entrepreneur. And he's found a very profitable niche converting single family homes into assisted living facilities.
Even better, Gene is a a gifted teacher. So not only does he know how to make money with assisted living facilities, he's expert at teaching others how to do it too.
The opportunity in assisted living seems obvious…when you think about it. And once Gene brought it to our attention, the more we think about it, the more sense it makes.
After all, you've got this HUGE demographic of baby-boomers getting older. And they happen to be the most affluent demographic on the planet.
So the opportunity to help them set up their elderly parents in a nearby home in a nice area…with 24/7 care and a "homey" feeling (versus a "clinical" feeling)…is a great way to get some cash flowing your way.
And with high income per "tenant"…and multiple tenants per home…you end up with more than enough cash flow to pay care providers…and end up with lots of extra cash at the end of every month.
So you can make enough money to pay for a very nice home…providing a valuable service to an affluent demographic who can afford to pay you…and have a tenant base who don't abuse your property, typically stay for years and are highly motivated to pay the rent on time.
We like it. And we think you'll like it too.
So listen in to our interview with Gene Guarino. And when you you're done, be sure to check out Gene's webinar explaining how YOU can turn a single family home into a cash flowing assisted living facility.
Listen Now:
- Want more? Sign up for The Real Estate Guys™ free newsletter and visit our Special Reports library.
- Don't miss an episode of The Real Estate Guys™ radio show. Subscribe to the free podcast!
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The Real Estate Guys™ radio show and podcast provides real estate investing news, education, training and resources that help real estate investors succeed.
5/17/15: Economic Shifts – Real Estate Diversification and Emerging Markets
We all know shift happens…and it can be messy.
But rather than complain about it, nimble and resourceful investors find new markets, strategies and product types to keep their portfolio chugging down the track.
Of course, for professional fund managers this is nothing new. But for most day-to-day nose-to-the-grindstone real estate investors, the idea of investing even just outside their own neighborhood can be daunting.
So spend a lot of time traveling around and sitting down face to face with some of the smartest investors on earth…and that's exactly what we do in this episode.
In the studio for this edition of The Real Estate Guys™ Radio Show:
- Your engineer of education, host Robert Helms
- His coal-shoveling co-host, Russell Gray
- Special guest, noted money manager and publisher of the Gloom, Boom and Doom Report, Dr. Marc Faber
Like it or not, believe it or not, follow it or not…central bank policy around the world…and especially the issuer of the world's reserve currency, The Federal Reserve Bank of the United States…is affecting the prices of everything including stocks, bonds, mortgages, real estate…even wages.
And it isn't just the central banks.
Ever since President Nixon opened up trade with China and President Clinton signed the U.S. up for NAFTA (North American Free Trade Agreement) and the World Trade Organization (WTO), the globalization of the economy has changed the way money and prosperity flows around the world.
These macro factors trickle down to Main Street consumers (your tenants) and investors (you)…from the value and future of those dollars you're trying to accumulate…to the interest rates you pay on your mortgages…to what your building materials and labor costs…and how much money your tenants can afford to pay you in rent.
Our special guest, Dr. Marc Faber is a Swiss born magna cum laude PhD in economics. From 1978 to 1990 he was the Managing Director of Drexel Burnham Lambert (HK) Ltd.
In 1990 he set up his own business, Marc Faber Limited, which acts as an investment adviser and fund manager. If you watch financial TV, you've probably seen him more than a few times.
Since 1973, Dr. Faber has lived and worked in Asia…with offices in Hong Kong and a residence in Thailand.
All that to say, Dr. Faber is not only a smart guy…he's very experienced, highly regarded and he's got a VERY global perspective.
And he likes real estate right now.
Faber says we're not really in a currency "war"…because central banks appear to all be working in a coordinated effort to devalue their currencies.
This means the "money" you work so hard to accumulate is likely to lose much of its value over time. For the U.S. dollar, that's a trend that's been going on for 100 years…and in spite of the dollar's recent "strength" relative to other currencies that are falling faster…it's probably going to continue.
So smart money managers and rich investors are looking for alternatives to currencies as place to store wealth. Recent record auctions for fine art is an indication of this.
But you don't have to be a billionaire to see the writing on the wall…or to put yourself in a position to both survive and thrive. Faber say you're better off with real assets…like real estate...versus paper assets like stocks.
Some think he's crazy because the stock market is BOOMING.
Faber thinks the stock valuations are a big BUBBLE. And the problem with bubble driven booms is when the air comes out, those phony values crash. So the BOOM becomes GLOOM…and for those out of position…it's DOOM.
So listen in to our conversation with Dr. Marc Faber…and consider how you're positioned…in case the shift hits the fan.
Listen Now:
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- Don't miss an episode of The Real Estate Guys™ radio show. Subscribe to the free podcast!
- Stay connected with The Real Estate Guys™ on Facebook!
The Real Estate Guys™ radio show and podcast provides real estate investing news, education, training and resources that help real estate investors succeed.
5/10/15: New Media's Role in Helping Investors Find Opportunties
Ever since Thomas Edison electrified the world, technology has been changing how people connect to information, opportunities and each other.
Over 100 years later, that trend continues…
And just as radio, telephones and television expanded the reach of marketers…as well as the choices for consumers…today, podcasting, webinars, websites, mobile apps and even good 'ole email…are changing how business…and investing…gets done.
Like all revolutions, there are early adopters…those intrepid pioneers who embrace the change and chart new territory.
When it comes to real estate investing education and content, The Real Estate Guys™ are happy to be among the leaders. But we're not the only ones.
In this episode, we visit with another pioneer in virtual real estate content to compare notes…reflecting on the past and looking towards the future.
In the studio for this edition of The Real Estate Guys™ Radio Show:
- Your pioneer of pontification, host Robert Helms
- His unsettled co-host, Russell Gray
- Special guest, host of the Creating Wealth with Real Estate podcast, Jason Hartman
The Real Estate Guys™ radio show started broadcasting on regular radio…way back in 1997. By 2007, we were on more than a dozen stations nationwide with plans to add more.
Then a not-so-funny thing happened on the road to broadcast fame and fortune…a little setback called the 2008 financial crisis.
Our then-producer came to us and told us our advertising base was drying up…and suggested we try something new called "podcasting"…to expand our reach with less reliance on advertising.
"Great!" we said…."What's a podcast?"
Now…over 4 million downloads later…The Real Estate Guys™ radio show is heard in more than 190 countries….even though we're still on broadcast radio too…just for old times' sake.
But back when we first showed up on the podcast scene…we weren't the only real estate investing content creators. Among them was Jason Hartman.
And over the years, we noticed that Jason didn't put out just one podcast…but many…including his flagship Creating Wealth with Real Estate program…along with The Speed of Money, The Commercial Investing Show, Young Wealth and even the Holistic Survival Show.
Wow. Jason's a busy guy!
The point is that while new media may not have achieved the prestige of traditional media…yet…it's arguably got more reach. And it allows Main Street ideas to make their way into a marketplace that was traditionally dominated by just a few voices…arguably feeding a Wall Street agenda.
Today, thanks to new media, there's more content and more choices for consumers…and a global, highly targeted market for advertisers.
This is a powerful development….because for decades real estate investing has been both a local and an insider's game. That means it's been difficult for investors to go outside of their own geography and network to find deals.
But the new media of real estate investing is changing that…and it's a win-win-win-win scenario.
When investors are able to affordably discover new markets and service providers through interviews and live events (like The Real Estate Guys™ educational market field trips)…they can "Live they want to live, but invest where the numbers make sense." Great!
Of course, when real estate sellers, brokers and turnkey providers can affordably attract buyers from all over the globe, they can do more business faster…and more profitably. Terrific!
Then you have the local communities, where money from outside comes in and fixes up dilapidated properties, builds new ones…and creates jobs along the way. Super!
And our personal favorite…the medium by which all these parties get introduced to all the aforementioned fabulous benefits…enjoys a growing and loyal audience…which in turn attracts advertisers, sponsors and affiliates. Wonderful.
Of course, like any new terrain…there are some new rules of the road…in terms of etiquette, best practices, etc.
Along the way, you get new players…some are hardworking, quality people who are looking to add value…and occasionally you get some short-sighted takers…who usually get found out and fade away into distant memory.
It's been said that half of being successful is simply showing up for work every day. That's something we have in common with Jason Hartman.
Listen in as we chat with Jason…and consider how the new media revolution will continue to benefit real estate investors worldwide.
Listen Now:
- Want more? Sign up for The Real Estate Guys™ free newsletter and visit our Special Reports library.
- Don't miss an episode of The Real Estate Guys™ radio show. Subscribe to the free podcast!
- Stay connected with The Real Estate Guys™ on Facebook!
The Real Estate Guys™ radio show and podcast provides real estate investing news, education, training and resources that help real estate investors succeed.
Robert Kiyosaki Talks Second Chance – For Your Money, Your Life and Our World
Exclusive Robert Kiyosaki Second Chance Interview
Like him or not, Robert Kiyosaki has had an ENORMOUS impact on the world. Kiyosaki's signature book, Rich Dad Poor Dad is the greatest selling personal finance book in the history of the world.
Over the years, we've become good friends with Mr. Kiyosaki. He's far more cerebral and complex than you might imagine. In fact, he's downright brilliant. So yes, we're fanboys.
In his latest book, Second Chance, Robert Kiyosaki reviews the past, analyzes the present and predicts the future.
And like Peter Schiff, Robert Kiyosaki is not afraid to go on the record with controversial predictions. Check this out…
So when we heard that the Robert Kiyosaki Second Chance book was out, we jumped in our semi-private jet (the one we share with 145 other people and affectionately call "Southwest") and landed in Scottsdale to sit down face to face with the Man himself…
In the Rich Dad Radio studios talking the past, present and future of the global economy and what it means to you:
- Your very present host, Robert Helms
- His past-his-prime co-host, Russell Gray
- The best-selling financial author in the history of the world, Robert Kiyosaki
Broadcasting since 1997 with over 300 episodes on iTunes!
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You might be wondering if Robert Kiyosaki has anything left to say…after all, he's written a gazillion books. And if you've read any of them, you probably recognize some recurring themes.
So is Second Chance just really just a second chance for Kiyosaki to ring the cash register again with a souped up retread of Rich Dad Poor Dad?
First, Robert isn't really money motivated. Otherwise, he'd make us pay him a big fat fee when he appears at our events. And he doesn't. He already has tons of money.
The Robert Kiyosaki we've gotten to know is mission minded. He REALLY wants people to understand how to play the financial game in a practical way. And he feels strongly that financial training is a HUGE missing part of the world's educational systems.
Second Chance explains, with data (charts and graphs), where we (primarily the U.S., which has in turn infected…er, impacted…the world) came from; where we are now…and then looks forward to where we're headed.
The data is credible. The picture it paints is disconcerting. But if you care about your financial future, you need to look at it.
For the unprepared, the future will be "messy".
For those who can see what's coming and organize their resources, and develop the skills, knowledge and relationships to prosper…the future has hope.
And the first step towards preparation is education.
So Kiyosaki gets into the mechanics of the financial system…how the educational and financial institutions have worked (conspired?) together to create paradigms which don't empower prosperity for the average person; and then he predicts what he thinks will happen and why.
Then most importantly, Kiyosaki shares what anyone alert and brave enough can do to not just survive, but thrive, as major changes occur globally.
Is it alarming? Yes.
Is it gloom and doom? No.
The past provides case studies we can learn from to predict the future.
The present is what we have to create the future we want…but it must be based on the realities of what's happening around us.
For example, global debt levels are astronomical.
Central banks worldwide are engaged in what James Rickards calls "Currency Wars".
These policies have a direct impact on interest rates, job creation, food and energy prices, asset values (stocks, real estate, precious metals, etc.), and financial system stability (or better stated…instability).
Some will get rich. Many will become poor. BOTH very DIFFERENT outcomes will occur in the SAME set of circumstances.
How can that be?
One of the things we've most enjoyed learning from Robert Kiyosaki is a generalized principle he learned from futurist Bucky Fuller (whom Kiyosaki dedicated Second Chance to)…
Unity is plural and at a minimum, two.
Noodle on that for a moment.
In other words, to see the WHOLE, you must see ALL sides. In the Robert Kiyosaki Second Chance book, he uses the analogy of a coin…saying there's heads, there's tails….and there's the edge. And only when you stand on the edge can you see the whole.
In the future, there will be winners and there will be losers. Some will be prepared and profit. Others will be unprepared and be impoverished. Same world. VERY different results. You MUST decide which side you want to be on. And no decision IS a decision.
None of us can stop the future. The forces are too great. But we can stand on the edge and see the opportunity in every problem.
So yes, Kiyosaki draws attention to the problems. But he also shines the light of hope on the opportunities…and in this case, it starts with financial education…something that is readily available to anyone willing to seek it out.
That's a good thing, because we all need a Second Chance.
Listen on YouTube
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The Real Estate Guys™ radio show and podcast provides real estate investing news, education, training and resources that help real estate investors succeed.
Picking the Right Niche in a Booming Market
We've talked many times about the baby boomers. While many are homeowners and will remain so in retirement, there's a chunk who will either remain or become renters.
In a 70 million person demographic, a "chunk" can be a sizable market! And when you're building any kind of a business, rental real estate or otherwise, it's nice to have a big market.
But in addition to having a big market, it's also important to have a good understanding of what the customer wants and needs.
So when a summary of a survey of 55+ year olds from the webinar (below) by John Burns Consulting popped up in our inbox, we took note of some interesting findings.
But before we go there, let's talk a moment about why a boomer might want or need to rent rather than buy.
You've probably heard rumblings from the Fed that they plan to raise interest rates "sometime". The reason we fixate on interest rates is because rates influence consumer and investor behavior.
Right now, low interest rates incentivize home buyers to finance because a) the payment is as low or lower than renting in many nice areas, b) the money not used in a down payment can be invested elsewhere at a yield higher than the mortgage rate, and c) mortgage interest remains tax deductible, while rent is not.
But if rates rise, things change.
If the house payment with a loan becomes too high, either paying all cash or renting are both more appealing. And while some boomers will have the wherewithal and the willingness to tie up a chunk of cash in illiquid home equity, others won't…so they'll rent.
Also, if rates rise, then fixed income investments like bank accounts, CD's, bonds and annuities all become more attractive to boomers trying to live off passive income.
When they do the math, some boomers may discover than it makes more sense to rent and use their cash to generate income to live on.
All that to say, there will be a sizable portion of boomers who will be renting.
So back to the survey…
Probably the most-telling, but least surprising, is that 77% of boomers want a single-story home. And while it may seem obvious that aging occupants would prefer to not have to deal with stairs, 77% is an overwhelming majority.
63% of boomers have pets. Again, not surprising that empty-nesters would like the companionship and security of a pet, but it's nice to see the assumption confirmed with hard data.
So simply based on those two revelations from the survey, it seems that a residential landlord who wanted to focus on serving the housing needs of renting boomers would be wise to invest in single-story homes with a pet-friendly policy.
Add to the mix that 41% want to accommodate an adult child and another another 33% need room for a elderly parent, and it seems obvious that more bedrooms is better than less…even though it would seem older couples might want to downsize.
But before you go buy up a bunch of single-family 4 bedroom homes in a 55+ community, consider this: Only 23% of the boomers surveyed want age-restricted.
That's why it pays to do your homework.
Here's the webinar:
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9/7/14: From Orlando With Love – Tips and Tricks from the Trenches
Let's face it. Property management isn't the most glamorous profession.
But your property managers are arguably the most important member of any buy and hold real estate investor's team.
So we spied out a 20 year veteran real estate investor who self-manages his dozens of properties and asked him to share some of his secrets for profitable property management.
Under the Cone of Silence in a secret bunker hidden beneath a non-descript building somewhere near the Windy City:
- Your suave and debonair host, Robert Helms
- His oft kicked in the side sidekick, Robert Helms
- An international man of mystery, a double "O" as in Orlando agent….Bond. Greg Bond
The iconic movie spy, James Bond, was cool with a double O.
Though it wasn't easy, some how, some way, he always managed to come out on top…in more ways than one.
He was well-trained, had all the gadgets, he had years of experience, and he seldom lost his composure or sense of humor.
James Bond would have made a GREAT property manager.
We tried to get James for this interview, but he was in the middle of a long shoot with a beautiful starlet. So we connected with his distant cousin, Greg Bond.
Greg isn't quite the ladies man that James is. And he doesn't have a license to kill (though we're sure there are those occasions as a property manager when he wishes he did).
But he's one heck of a property manager…which pretty much gives him a license… to print money. 🙂
We first met Greg when he joined us on our 12th annual Investor Summit at Sea™. When we found out that he owned and managed dozens of properties in Orlando (one of our favorite markets), we couldn't wait to interrogate him.
Turns out, he's very focused on single family homes. He's particularly active in specific sub-markets and neighborhoods.
He's developed all kinds of techniques for making his properties profitable over the long term….including thriving through the Great Recession, even though Florida was among the hardest hit.
No surprise his success is the result of diligent attention to detail and consistent application of proven practices.
Of course, those practices were proven in trenches over the last 20 years. So we asked him to share the things he knows today that he wishes we would have known from the beginning.
Greg is a big believer in checklists and standardization. When his portfolio was small, he could rely on memory and make decisions on the fly. But when he started having to keep track of dozens of properties, there's too much to carry around in your head.
So Greg has a checklist for tenant screening. He has standards for paint, floor coverings, door locks, etc.
He's also learned how to buy better, because a reduction in expense is just as good as a rent increase for boosting the bottom line…but it doesn't risk chasing the tenant away.
He shares a lot in the interview, but we also hit him up to write a report on some of his most important tips and tricks. You can get it for free here.
Meanwhile, we don't want to steal any of Mr. Bond's thunder(ball)…so listen to the interview, then request the report (for you eyes only)…
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8/31/14: The One Skill that Solves Every Problem
If there were only ONE skill you could have…the one that would help you overcome nearly every problem and get everything you want or need out of life…what would it be?
That's the topic of this edition of The Real Estate Guys™ radio show!
In the studio, to contemplate this curious question…
- Your skillful host, Robert Helms
- His problematic co-host, Russell Gray
- The Godfather of Real Estate, Bob Helms
Our good friend, mentor and uber-successful real estate investor, Ken McElroy, says, "Sales solves every problem".
At the time, he was talking about revenue being the answer to every business problem. After all, when you have revenue, you can pay for all the rest of the help you might need.
But it got us thinking. His statement is far bigger and more universal than simply making money.
In fact, most people only work at making money so they can use the money to do something else they'd rather be doing. That's a little sad, though very common. But that's a topic for another day.
Meanwhile, consider how sales skills translates into non-business areas of your life.
If you've ever tried to win the heart of the special guy or gal, or convince a headstrong child to make better choices in life, or simply want to win the debate about where to go on vacation this year…you've been using sales skills.
And if things aren't going your way more often than not, it's most likely because your sales skills need some attention.
We talk to LOTS of real estate investors. Everyone wants to know the magic formula for picking the a great market, doing the best deal analysis, what kind of financing to use, or what returns to offer a prospective investor.
Sometimes our answer is a little rote…and irritating. Because we always say, "It depends."
That's because life is a customized game. It's all about choices.
Better stated, it's about applying customized solutions to very personal problems. There is no "one-size-fits-all" answer.
And the key to finding the unique solution to a particular problem is to master the art of asking great questions.
That is the core skill of master salesmanship. Learn to ask great questions.
Think about it.
As real estate investors, we're constantly negotiating with buyers and sellers, vendors and lenders, tenants and neighbors, partners and investors…and the list goes on and on.
It's non-stop negotiating.
But isn't negotiating simply finding out what the other party wants and is willing to do, and matching it up against what you want and what you're willing to do?
Once you find some common ground you focus on it and build out from there.
When you get good at this (which is salesmanship), you can attract every other resource you need into your life.
And while we love the idea of educating, delegating and motivating to do more through other people, isn't sales the core skill you use to build and lead a team?
So just like exercising, you really can't hire someone to do it for you. If you want to have more in your life and business, then make it a priority to develop and practice sales skills.
Because if there is a magic formula to success, sales skills are it!
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8/17/14: Property Rights – The Foundation of Prosperity
The ability to own private property is the foundation for building wealth with real estate…or anything else for that matter.
But what is "ownership" without control? And what happens when society's needs and desires slam up against individual rights?
Sometimes it's just heated debate and angry rhetoric. Often, it ends up in litigation with issues being decided in the courts.
In this episode, we visit with two lawyers…each of whom are involved in defending individual property owners' rights against incursions by governmental agencies.
In the studio courtroom and on location exercising our first amendment rights:
- Your prosperous host and landlord of the microphone, Robert Helms
- Tenant of the co-host seat, Russell Gray
- Attorney, filmmaker, activist and farmer, Karen Bulich Moreau
- Attorney with Pacific Legal Foundation, Anastasia Boden
When rank and file real estate investors think about property rights, it's usually in terms of zoning, building codes and rent control.
But there are a whole host of other rights that are often part of property ownership including air, water and mineral rights…and more besides!
During the mortgage crisis and even today, we hear stories about the government essentially forcing a property owner to turn over their private property to the government for "fair compensation"…even if the property owner doesn't want to sell. And who decides what's "fair"?
More importantly, how the government just step in and force a private citizen to sell (or buy…but that's a different debate) something against their will?
The government invokes a power called eminent domain. The premise is that the private property owner's rights subordinate to the "greater good" in the sole judgment of the government. That may not be the technical legal definition, but for all practical purposes, that's the way it works.
The potential for abuse is obvious and to no great surprise uncomfortably common.
Similarly, government agencies from city to federal, can (and do) restrict the ability of property owners to use, develop or harvest resources from their own private property.
So while the government doesn't necessarily take title to the property, the restrictions imposed can dramatically affect the value of the property or the economic benefit derived therefrom.
In this episode we visit with two attorneys. Each is actively involved in litigation defending individual owners from value eroding restrictions on the use of their privately owned property.
Karen Moreau is at the heart of an energetic debate surrounding the rights of private property owners in New York state from harvesting rich natural gas deposits located under their property.
The state says the property owners can't lease the mining rights to energy companies because of environmental concerns. Some say it's more about nearby property owners simply wanting to preserve the serenity of their vacation homes.
It's a controversial topic.
It seems logical in a civilized society that an individual property owner should have some degree of responsibility and accountability to fellow citizens.
After all, should a property owner really have the unfettered right to set up a nuclear waste dump or run a skunk farm in the middle of a suburb?
On the other hand, it's easy for non-owners who are insulated from the financial consequences to impose their will on a property owner simply through majority vote.
For example, what if the residents of a tract of homes adjacent to your undeveloped acreage decide they like to look at the open space your property provides? They each have one vote and so do you.
Can they decide you don't have the right to enrich yourself by building more houses on your land? Or should you have an inalienable right to do with your own property what you wish?
As you can see, it's not cut and dried. And because of that, it's a hot topic of debate from local planning commission meetings to the halls of Congress in Washington DC.
We're not here to venture an opinion about the way it should be.
Instead, we want to raise awareness among real estate investors that the politics of property rights can affect your economic benefit of ownership.
And the problems caused by these conflicts can also create some very interesting investment opportunities.
So listen in to the insights of these lawyers and expand your ability to recognize the risks and opportunities hidden in the property rights debate.
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8/10/14: Ask The Guys – Getting Started, Using Leverage and Strategic Default
One our favorite things to do is answer listener questions! And as the show grows (now up 3.5 million downloads!) we get lots of them.
So we asked our email room manager Walter to send us a stack of emails and we picked some fun questions to talk about for this edition of Ask The Guys!
In the studio for another episode of powerful pontifications:
- Your brainiac host, Robert Helms
- His brainless co-host, Russell Gray
- The oldest brain in the business, The Godfather of Real Estate, Bob Helms
How to get started as a real estate investor is…by FAR…the most popular question we get. But there are always variations on the theme.
This one is about…
Finding a Mentor
In this episode, a listener wants to know how to persuade an experienced investor / developer to mentor him. Now that's a GREAT question!
Of course, this isn't really an investing question. It's a sales question. And that brings up the whole topic of sales as an essential skill for everyone…including real estate investors.
Sadly, many people consider sales simply as a vocation…and not a very noble one at that.
They think just as some people know how to cook, do carpentry, perform brain surgery, or program computers…that salesmanship is simply something people do to make a living.
Salesmanship is a LIFE skill. Like reading, writing, arithmetic, budgeting and tying your shoes.
In other words, EVERYONE needs to know how to do it.
Think about it. If you've ever tried to get a job, win a lover, negotiate a good deal on a car, ask for a raise or promotion, etc….you've been using salesmanship. And the better you are at it, the more good things you can attract into your life.
Okay…off the soapbox…
So in this case, the answer to getting into a relationship where someone who doesn't need your money (that is, you can't pay them to mentor you even if you could afford it), is to uncover some unmet need, want or desire. This requires asking good questions and listening carefully.
Most inexperienced people will go in talking…pitching all the features of whatever they're offering. Or worse, they lead with their own needs…like a beggar. Ugh.
Don't be that guy or gal. Look for things that you can do to help your prospective mentor, investor, lender, seller, employee, partner, vendor…and then negotiate a relationship where you exchange benefit for benefit.
We know. It sounds so simply and obvious. But watch the people around you. Most do not do this consistently or effectively. So they don't attract as much into their lives as they could or would like to.
Using Leverage…
In case you hadn't noticed, equity happened to a lot of folks smart enough to acquire properties when everyone else was scattering like cockroaches.
So a question came in about what do with the equity…leave it, reposition it, or sequester it?
Another GREAT question!
So we dusted off some of our old equity optimization strategies and shared some thoughts.
First, it's important to remember that equity is wealth on paper. It's based on a differential between the market value and the loan balance.
The challenge is that market values can change, and because the loan balance doesn't change, when it comes to equity, the market giveth and the market taketh away.
Unless you beat the market to it.
If you don't like the future prospects of the particular property or local market, you may decide to sell the appreciated property and 1031 exchange the equity into a more promising market and property.
But if you still like the current property, you may decide to reposition the equity by refinancing the existing property and using the proceeds to purchase another property.
Of course, the downside of this is that you potentially negatively impact your cash flow. Usually, a bigger loan means bigger payments (unless you replace a higher rate loan with a lower rate loan).
But if the property's income has increased, your net cash flow may end up being the same.
And if the new property cash flows at a rate higher than the cost of the loan on the first property, you could create positive cash flow on the loan proceeds. That is, if you take $100,000 out at a 5% rate, your cost of funds is $5,000 per year (deductible).
So if you invest the proceeds in a new property that returns 10% cash-0n-cash, you have $10,000 per year coming in. You just created a positive spread of $5,000 a year. Nice!
Meanwhile, you own more real estate. And if values keep going up, then appreciation occurs over a larger base. That is, 5 % appreciation on $1 million in property is $50,000. While 5% appreciation on $200,000 in property is only $20,000.
Of course, there's a dark side…
Your equity is thinner. After all, $50,000 of equity on a $100,000 portfolio means you have 50% equity. But $50,000 of equity on $500,000 of property means you only have 10% equity.
So if the market pulls back, you could end up underwater. A LOT of that happened in 2008.
Of course, if you have good cash flow, and plan to hold long term, it really doesn't matter. You simply wait.
Even if the market NEVER recovers, eventually the properties are paid off. And no matter what the pricing structure, in any economy, paid off properties are nice to have.
If there's concern about the cash flows on real estate, you might use harvested equity to invest in some other cash flow instrument or investment.
Even though we aren't fans of being a creditor in a falling dollar world, if you're using loan proceeds from property A to make a higher interest loan to on a property with a lot of protective equity (i.e., a $100,000 loan on a property worth $200,000), it can still make sense.
Let's say you borrow $100,000 at 5% and loan it back out at 10%. You just created $5,000 positive cash flow with less exposure to falling values.
So if the market drops 20%, you have negative equity on the first property with the cheap loan, but you have positive protective equity securing your loan to the borrower on property B ($200,000 less 20% decline means the property is only worth $160,000).
Now if the borrower defaults, you foreclose and own a positive equity property.
There are other variations, but you get the idea.
As long as there are better things you can do with your real estate equity than leave it in the property, and it only costs you a modest interest rate and some fees to extract it, it can be a very powerful tool to accelerate your cash flow and equity growth.
However, if you have negative equity AND negative cash flow, you might decide that it's not worth writing a check each month from other resources simply to save your credit score or hold on to a property you've lost faith in…which brings up another question about…
Strategic Default
We had a great question come in from a guy with a nice home in the Phoenix area. It's underwater and he can't rent it out for enough to cover the mortgage and expenses. Ouch.
So he's trying to decide if just handing the lender the keys (deed in lieu of foreclosure) might be worth it.
He's got a non-recourse loan so the lender can't ask for anything else besides the house. So his personal assets are safe. That's good.
BUT…it means a big hit to his credit score.
However, he says he hasn't really used his credit score for anything for nearly 9 years, and he knows that it will heal itself over time, so why not just take the hit and get out from underneath the negative cash flow?
Another great question! Though not exactly the way he asked it…
He's looking for reasons to walk away from the property. Emotionally, he's done.
We, on the other hand, see the value in a high credit score, and would like to see him keep the property if possible.
First, about the property…
It's a very nice executive home in one of the top retirement metros in the U.S. And last time we looked, over 11,000 baby boomers are retiring EVERY day. AND…they're looking for big city amenities at a more affordable price.
In fact, if only 5% of the 11,000 boomers retiring every day want warm weather, big big city amenities, and quality infrastructure (travel, shopping, health care, entertainment, open space, golf, etc…), that's 550 people each day who may choose a place like Phoenix.
So even though there's a glut of properties on the market in his neighborhood right now, that probably won't last forever.
Next, we know the Fed and the government are doing everything they can to prop up the value of homes. There's an old saying in investing – Don't fight the Fed. You might disagree with their policies, but they're inflating real estate anyway.
Also, remember that prices fell because of de-leveraging when the mortgage industry imploded. But recent headlines tell us lending is loosening up…especially at the higher end of the market.
So we think there's a good chance more purchasing power is headed into his property niche. That's positive for long term values.
Also, he's got a good loan on the property. Good loans are nice to have. Especially in an inflationary environment. Every dollar in debt gets to be paid back with a dollar of lesser value. Borrowers win when inflation is present.
Second, about his credit score…
Banks are loosening guidelines right now because they want to make loans. They're trying to attract borrowers. But not on the low end. They want good credit scores, solid balance sheets and documentable income.
This guy has all three.
So, his credit score is valuable asset because he can get his hands on cheap capital. And he can make money with cheap capital.
In fact, he can probably very easily make enough money with just his credit score that he could more than make up the negative cash flow on the underwater property.
But, you say, doesn't that put his credit score at risk?
Yes. But he's already decided he's willing to throw it away. So why not go for it? As long as the future deals are all set up non-recourse, the only thing at risk is the credit score.
And the only thing missing is knowledge about how to do it.
The point here is that before you get emotional and simply throw in the towel, it's important to explore ALL the options. And when your focus is on how to make profit versus simply cut losses, a whole new world of opportunities open up to your imagination.
So listen in to yet another imaginative episode of Ask The Guys!
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8/3/14: Clues in the News – Banks, Millennials, the Middle Class and Interest Rates
U.S. home ownership is around a 19 year low…banks are lowering their standards for jumbo loans…millennials aren't buying houses…and the middle class is moving inland to more affordable markets.
Other than that, there's not a lot going on. 😉
But what do all these headlines mean to everyday real estate investors?
Behind the shiny silver microphones to explore the Clues in the News:
- Your clued in host, Robert Helms
- His clueless co-host, Russell Gray
We like to watch the news. Each headline is like a piece of a jigsaw puzzle.
Viewed separately, it's hard to see the big picture. But when you look at a series of headlines, they start to tell a story.
So when we're not sitting in the studio or gallivanting around the world seeking out interesting guests and real estate markets, we bury our noses in the news.
For this episode, there were a few headlines that popped out.
First, Reuters reports that Wells Fargo is loosening their lending standards. But this time, it isn't for the lowly sub-prime borrower…it's JUMBO loans.
So it's no surprise that Bloomberg reports million dollar home loans have surged to new records.
Well, partly because, as CNBC reports, millennials aren't buying homes.
We also see that banks are showing interest in cash out refinances and home equity loans.
So on the one hand, this is all very exciting. We're having flashbacks to 2003.
Yes, we know it all ended badly. But everyone made a ton of money until the music stopped.
Maybe it's possible to take all the lessons from the last crash, and use them to prepare better for the next one?
We think so. But, as we've been discussing in our weekly newsletter, this isn't your parent's real estate market…which is both good and bad.
Of course, bad can be good too.
What's good is that interest rates remain low and lenders are opening up to allow more people to qualify. They're also creating loan programs which permit the repositioning of equity.
What's bad is that first time home buyers aren't pushing up the demand. In fact, a lot of the price appreciation is the result of hot money looking to real estate for yields. This includes both foreigners and hedge funds.
Of course, because hedge funds and foreigners don't use loans, prices are up, but lending is down.
That's bad for lenders, but good for borrowers…because as lenders try to create business, they lower their standards and their interest rates.
Meanwhile, every day real estate investors aren't competing heavily with home buyers…at least not yet. And that's good.
In fact, home ownership is at a 19 year low. The inverse of that is there are more people renting. Great!
It also means that without home buyers to bid up prices, even though prices are up in many markets, they are still at or below replacement costs.
In short, houses and the mortgages to buy them remain on sale!
How long will this window last? We don't know.
But when you can buy a real asset for less than it's replacement cost, and lock in low cost financing for the long term, it seems like you'd want to get all you can.
Of course, as we always say, market and team selection are important factors. And being sure to structure your deals so you can weather the next financial crisis….whatever that looks like, and whenever it comes.
For those with money in the bank, the latest inflation numbers should be giving you fits compared with real estate. Sure, there's no guarantees with real estate. But it seems like the only thing a bank account can guarantee is the long term loss of purchasing power. The need to hedge inflation seems obvious.
With savers are being crushed by Fed policy, no wonder everyone has piled into the stock market. If you recall, this is exactly what happened last time.
Do you remember what came after the last stock market bubble?
Yep. It was the real estate bubble. But if you structure your deals right, even if there is a bubble, as long as you have the cash flow to service your low fixed rate loan, you have a fighting chance. We know many investors who rode out the last crash…and we took notes.
So it seems to us that properly structured income producing real estate could be one of the hottest investment opportunities right now.
We'll keep watching the news to see if the forecast is changing…so listen in for each edition of Clues in the News!
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The Real Estate Guys™ radio show and podcast provides real estate investing news, education, training and resources that help real estate investors succeed.


text:
ImmigrationLawHelp.org | Helping low-income immigrants find legal help
TODEC Legal Center
TODEC (Training Occupational Development Educating Communities) Legal Center serves migrant communities in Riverside, San Bernardino, and Imperial Counties. TODEC's mission is to ensure equitable access to information and services for limited and non-English speaking people.
|Counties served:
|Imperial, Inyo, Riverside, San Bernardino
|Detention Facilities Served:
|Adelanto Detention Center (CA)
Services Provided
|Areas of immigration legal assistance:
|Adjustment of Status, Consular Processing, Deferred Action for Childhood Arrivals (DACA), Employment authorization, Employment-based immigrant and non-immigrant petitions, Family-based petitions, Naturalization/Citizenship
|Types of immigration legal services provided:
|Help completing forms, Filings with USCIS, Representation before the Board of Immigration Appeals (BIA)
|Other areas of legal assistance:
|Civil Rights, Community Development, Education, Health, Housing, Nonprofit Organizations, Taxes
|Non-legal services:
|Citizenship / Civics classes, ESL, Legal Orientation Programs (LOP) / Know Your Rights Presentations (KYR), Legislative advocacy (state or national), Referrals to other services, Social services
|Populations served:
|Detained individuals, Domestic Violence Victims, Farm workers, Human Trafficking Survivors, Individuals who are not in legal immigration status, Individuals with criminal histories, Juveniles, Lesbian, gay, bisexual & transgender
|Languages spoken:
|English, Signers for the deaf: ASL, Spanish, Purepecha
|Access to a commercial interpreting service or language bank:
|Nominal fee charged?
|Other information:
|Mailing address: PO Box 1733 Perris, CA 92570


text:
Wood Lane is located within the Highgate Conservation area in north London. North were approached by the Client to produce ideas for increased 'curb appeal' for a recently purchased house which backed onto Highgate tube station.
The house was constructed in the 1980's, and lacked a coherent facade and adequate car-parking space for a house of this size.
North presented options for the over cladding and extension of the facade, while also identifying defined areas for vehicle, pedestrian and services access on the narrow front garden. The resulting design brings together the entrance doors and garage doors into a bespoke timber arrangement, while increasing space at the first floor and maintaining the feeling of natural light within the house.


text: We welcome parents to share their special talents with our class. Through the years we have had parents share science experiments, wellness, music, yoga, fitness, gardening, cooking, sign language, Spanish and other lessons within our school day. Students are always excited to see their family member share their special talent with the class!