text:
Living Life ReFRESHED
As I sit here with the threat of a Tropical Storm, strong winds, rain, electricity outages, I realized during this downtime that I've been turned on for months. I work non stop building a business, studying real estate, working 2 part time jobs, being mom, and believe it or not, requesting information to enter back in school to complete my degree. As a single mom, providing is a huge part of life. Every decision is your own and may or may not have a profound affect on you and your kids. As I post different positive messages for my Instagram, hoping that a mom will take a look and be inspired, I saw one that merely said "Passion led me here". What a passion a mom has for her child, for being the best that they can be in all areas. Before I posted it (which I never did by the way) I asked myself, if passion led me here, then why am I exhausted, worried, angry at times, struggling at other times? What is it about passion that led me to where I am and was it really thinking about what was best for me?
Here I am, The I.M. shouting to the rooftops for moms to bring it down a notch and take care of themselves, follow their passions, yet I'm absolutely doing the most and then some. There are times when we are conscious of being present, taking care of ourselves, being intentional, being joyful and then there are time when we need a reminder because we've allowed life in all of it's challenges to become part of our day to day.
This takes me back to last year, when I was once again full in with tons of To Do's and not enough Just Not's. Over the past year, life challenges have hit me literally like a tropical storm and each time, I try to go back and remember the things I've learned. Last year, I had the honor of attending Re:FRESH. Like a cool drink on the hottest of days, this was truly refreshing, it was deeper than a retreat, more than just a group of women getting together. This was two women Helen and Trina who thought about the challenges of life, women, moms, and came together to offer a solution that if learned would be a great way to live life, and if forgotten would stick with you forever as a reminder.
Healthy selfish, being intentional, having joy these were my takeaways! They came with peace, joy, fulfillment, hope and answers. We were asked to choose a word. My word was transformed. As I sat there I Googled the word. It meant to make a thorough or dramatic change in the form, appearance or character of. I can honestly say that it couldn't have been more true. I was reminded of living this life with intention and joy! Even on today, threatened with rain, winds, outages, lack, I can sit here on my sofa, with the door open after going intensely for months, being reminded of the things that are permanently etched in my soul as a reminder that I learned from Re:FRESH. My healthy selfish, my alignment, my intention, my joy!
There were questions asked while we were there and I feel compelled to share this one.
What was my intention for being at Re:FRESH? (My answer) To transform my mind, so that I can transform my life, to heal, to become, to accept, to live, to let go. Each reason had and still has a profound affect on how I live out my days and serve as magnificent gentle reminders of how I do life.
There will be many more Re:FRESH gatherings in the future, helping moms and women and I'm sure that each person will leave with their own word, their own intention and their own goals of joy. I am and will be always grateful for being extended an invitation to experience the deeper side of a retreat. Learn more about Re:Fresh @ https://therefreshexperience.com/ Much Love to Helen Mitchell and Trina Lewis for your warm, embracing, truthful spirits!


text:
CBU Work Study Bursary Program – Art Gallery Assistant, 2018F006
Close Date: September 14, 2018 4:00 pm
The Gallery Assistant is responsible for handling day-to-day tasks such as operating the reception desk as well as helping the curator with collections management projects and in executing gallery events. The Gallery Assistant will interface with a variety of audiences including faculty, students, and the public through in-person visits and maintaining a current social media presences (Facebook/Twitter). Previous knowledge of visual art is not required but is considered an asset.
Students from all academic programs are encouraged to apply. We are looking for students who can demonstrate:
- Effective oral and written communication skills
- Enthusiasm when answering telephone and visitor inquiries about current and upcoming gallery programming
- Comfort with using social media platforms (Twitter / Facebook) and awareness of social media policy/etiquette
- an work well independently as well as part of a team
- Excellent time management skills
- Answering telephone calls and emails
- Managing data records
- Assisting in the set up and take down of events (mild physical labour in moving furniture and/or AV equipment)
- Supporting and editing promotion of the gallery through social media
Application Details
Hours: All positions are part-time, hours TBD
September Start/April End
Learning Outcomes:
- An introductory understanding of the operational activities of a public art gallery/museum and hands-on learning and skills development (collections management system, art handling, etc.).
- Improved interpersonal communication skills through engaging with co-workers and the public in the planning and execution phases of public events.
- Improved written communication skills through developing advertisements for gallery event/promotion
- Only eligible students can apply to a CBU Work Study Bursary position. If eligible send resume, cover letter and an application to the CBU Work Study Bursary Program to: email@example.com Submissions that do not include an application to the CBU Work Study Bursary Program will not be considered. All applications must also reference the above Job Number.
To determine eligibility and to complete an application go to: http://www.cbu.ca/come-to-cbu/tuition-finances/scholarships-bursaries/work-study-bursary-program/
Deadline for applications is Friday, September 14th, 2018.

subset: commoncrawl


text:
December Ambassador Surprise Cookie Patrol Chamber Member of the Month is Quest Industrial! Stop out and get your name in the cookie jar in the next 4 weeks for your chance at a great prize! Thanks to Tim Wilson for your warm welcome and tour of the facility. Since 2001 This company has seen nothing but growth and innovation. We are fortunate to have them as part of our Business Community.
Learn more about Quest Industrial by visiting their website questindustrial.com
Ambassadors: Dawn Mulligan, Doug Sutter, Kim Berg, Becky, Tim Wilson(Quest Industrial VP of Communications) Melissa Even, Colette Walters, Erik Haworth. Trent Henning and Mike Mancini


text:
Dinner at the Movies
Food is an integral part of the movie-going experience in India. Kamakshi Ayyar traces the evolution of food at the cinemas.
The Bombay High Court is one of the busiest courts in the country, and every day the newspapers are filled with details of various cases. Many of these are of significance to the public — some more than others — and one recently caught my eye. The court was hearing a public interest litigation filed by one Jainendra Baxi who challenged the rule that prohibits cinema-goers from bringing outside food into movie halls. Baxi argued that since there was no statutory prohibition on the matter, theatres couldn't stop patrons from bringing their own eatables.
The case got me thinking about what I usually eat at the movies. Most of my food memories in theatres revolve around caramel popcorn and Coke, but there is one that stands out. I was 10 years old and watching Hera Pheri at Gaiety-Galaxy, one of Mumbai's most famous cinemas. For some reason, my super-sized Gujarati family had decided to carry food into the theatre, including homemade chutney sandwiches and a box of chaklis that my nani had made. This was before guests were frisked and bags were checked, so it wasn't too difficult to sneak the food in. Between chugging Thums-Up from giant 1-litre bottles, and stuffing chaklis into chutney sandwiches to make a delicious (though some might say dubious) combination, I laughed through what is still one of my favourite movies.
Theatre food has changed a lot since the year 2000. You've still got the popcorn-samosa-sandwich-soda quartet, but today, most multiplex chains serve pizza slices and pasta bowls, and dim sum platters and gourmet cookies. The options are mind-boggling. It feels like 'dinner and a movie' has transformed into 'dinner at the movies'.
Food writer Vikram Doctor recalls the chicken rolls at Sterling Theatre in Mumbai. "They were great because they used real mayonnaise, and you could tell they were homemade, not mass-produced in some factory," he said. For chef Vicky Ratnani, the samosas from A1-Gurukripa in Sion, a neighbourhood in central Mumbai, were to die for. "I remember there were only a few things to eat, and we'd have to run to beat the queue and make sure we got it before it was sold out," he said. A1's samosas are synonymous with the movie experience in Mumbai. The shop has been supplying the city's cinema halls since the 1980s, and their potato-stuffed golden triangles can be found across concession stands, serving two in a white paper bag often stained translucent from the oil. Even today, despite the fancy fare available in chains like PVR and INOX, A1 samosas are standard in about 40 multiplexes and single screens like Chitra, Chandan and Gaiety-Galaxy.
In Madhurai, local snacks like murukku and mutta bonda or spicy hard-boiled egg fritters find takers; and sherbets, with colourful essences and flavours, were the drink of choice before sodas became popular. In Chennai, Sathyam Theatre's popcorn flavours have been delighting cinema-goers for over 15 years now. Patrons can choose from seasonings like Mexican Cheese and Sour Cream Onion to sprinkle on the popcorn and create unique flavour combinations. There was a reason this innovative idea came about: Tamil Nadu theatres had a cap on ticket prices and owners needed to increase revenue through food. "Our food needed to stand out to bring audiences into the theatres... we couldn't afford increasing salaries and costs, otherwise," Bhavesh Shah, head of experiences at SPI Cinemas (Sathyam's owners) told The Hindu.
The change in food has been gradual. It started with small stalls that sold steamed corn, Subway sandwich counters and kathi roll stands. It was only once the multiplexes sprouted that things really changed. Now in addition to regular chicken and chutney sandwiches, there was mushroom pesto sandwiches, bhel puri and French fries. During the interval, you didn't have to queue for more snacks because sales representatives would walk through the aisles with a menu, asking to take your order. In an attempt to integrate the dining element into the movie experience, ticketing apps and websites offered discounts on meal combos while buying tickets. Some theatres even installed touch-screen kiosks where guests could place their orders without the hassle of lines, and have the food delivered to their seats.
Once theatre owners realized that people were willing to pay more for better services, they rolled out high-end screens like PVR Gold, PVR Director's Cut and INOX Insignia with new and improved menus across cities. The attention to food and beverages made sense given that it became a major revenue stream for them. These new screens promised plush, reclining seats and amenities like blankets, on-call butler service, and restaurant-style food.
PVR's Gold and Director's Cut cinemas were among the first to really revamp the food on offer under the PVR Luxury Collection banner. Items are generally divided into 'Finger' and 'Fork,' and includes mezze platters, shawarmas, rice bowls, freshly rolled pizzas and salads. You can wash it down with jaljeera, Darjeeling tea or an Oreo cookie shake. Rahul Singh, Chief Operating Officer, PVR, said, "Some of our sandwich breads are flown in from France, the pizzas are prepared in an imported make-line and one-of-its-kind oven."
A few years ago, PVR teamed up with Yutaka Saito, the chef of Japanese restaurant Megu at The Leela Palace, Delhi, to introduce sushi and Japanese hot dogs on the menu. Choose from options like salmon sashimi, veggie California rolls and 'Japadogs' such as potato croquette and gari mayo, or spicy teriyaki onions, pineapple and garlic chips with a chicken frank or pork bratwurst. Even Masterchef Australia contestant Sarah Todd partered with PVR to offer fine dining dishes on their menu.
In late 2016, INOX unveiled Insignia, a glitzy theatre in Mumbai's Nariman Point neighbourhood that offers similar amenities. Hoping to extend the upscale viewing experience to the food, INOX got Vicky Ratnani to develop a menu for their Insignia guests. "I tried to keep a few things in mind while putting the menu together," he said, "The food should be easy to prepare, quick to serve, not too heavy on the palate, and easy to eat on a recliner sofa." It also had to be an all-vegetarian menu keeping in mind the religious sentiments of the theatre's owners. This led to a menu that includes popcorn flavours like habanero tabasco and cheesy gunpowder, a gourmet cheese platter, Mumbai toastie sandwiches, biryani and twice-baked khichdi. A recently-opened outlet of INOX Insignia in Worli, Mumbai, features open kitchens and live counters where you can order, among other things, freshly-tossed makhana.
While many enjoy the variety on offer in theatres now, there are those who would prefer it otherwise. Doctor isn't a fan of all the options. "I'd rather they did something more exciting," he said, "Gourmet popcorn doesn't have that smell of fresh, hot buttered popcorn… for me that's part of the experience of going to the movie." I agree with him to an extent, but have to admit I am taken in by the cinema hall spread. Though I wouldn't mind munching on a chakli-chutney sandwich at the movie now and then.
Kamakshi Ayyar is a freelance journalist based in Bombay. She tweets as @kamakshi138.


text:
In Which Country Did the Custom of Putting up a Christmas Tree Originate
As the Christmas comes up, we bring a Christmas tree and decorate it. In fact, now Christmas tree is widely believed to be a symbol of Christmas, and that's why most of us think that it's been around forever. The Christmas tree is somehow related to paganism. If you look closely, the Bible never specifically states about when Jesus was born. People tried their best to pick a date clearly make a statement that on this day we shall celebrate the birth of Jesus Christ. Most of the Eastern countries decided to begin celebrating the birth of Jesus Christ on January 6, which worked perfectly until the idea of Christmas started to spread towards the western region.
The management of Churches in the west made up a clever idea to convert pagans by adding Christian touch to the winter solstice which priests thought would help attract pagans. As they already had made a tradition to celebrate it. The shortest day of the year is winter solace, and it is the day that precisely marks the transition between days getting shorter and when they start is a symbol of green fields that will come with summer. Other groups out there did this as they had a firm belief that evergreen plants possessed magical powers that would help to protect from Dolf ghosts and other evil spirits. As Christianity and the celebration of Christmas began to grow, majority of the pagans that converted brought within the traditions they had already known which is how evergreen plants as a whole became affiliated with the holiday and since evergreen trees such as spruces and conifers were readily available, people began bringing them into their homes and decorating them.
Long ago, even before Christianity, many plants that remained evergreen throughout the year had a special meaning to the people, especially in winter. Just like that, the tradition continued to evolve, and now people decorate their houses with a variety of evergreen plants and trees like spruce, fir trees, pine and many others. The people in ancient trees had evergreen boughs hanging over the doors and windows of old houses. People in many countries have a firm belief that every green flower is useful for protecting them from witches, ghosts, and evil spirits.
They were commonly decorated with apples to symbolize the forbidden fruit, as well as nuts and under random ornaments. Allegedly it was Martin Luther who decided to put lights on the first Christmas tree. The story started when he was walking home. When he looked up and was mesmerized by all of the stars in the night sky, he decided when he got home to place candles on his Christmas tree to recreate the scene. But the Christmas tree didn't catch on in America for quite a while, as usual, the Americans didn't want to keep up with the rest of the world, in metric system and the first instance of a Christmas tree in America wasn't even recorded until 1830 by German settlers in Pennsylvania.
But even by the 1840s most Americans saw the Christmas tree as a pagan symbol and rejected it, in fact, an English scholar Oliver Cromwell often preached against ethnic traditions. Such as holiday carols and Dekker trees.
Royal family stands as an icon of fashion and tradition. People started following whatever fashion they did and whatever tradition they followed. So the Royal Family basically sets the standards of fashions and traditions all across the world and still, people from all around the globe follow them and even after so many years, the Royal family is a trendsetter. So back in 1841 when Queen Victoria married Prince Albert, they started this custom of putting Christmas trees, and the wealthier middle and higher class families started to follow this trait.
The trend changed drastically when Queen Victoria and her German Prince decided that they would celebrate with a Christmas tree in 1846. At the time anything the Queen did was instantly the new fashion and not only in Europe but also in America which helps set the Christmas tree once and for all as a symbol of Christmas itself. By the 1900's homemade ornaments began decorating many trees followed by brightly colored popcorn and as time progressed electric lights came about allowing trees to be lit up much safer and in the modern air mass-produced Christmas orange became all the rage. Today a tree with lights and decorations is immediately recognized as a Christmas tree.
So, Germany was the first company to combine the concept of these evergreen trees with Christmas, and that resulted in naming the tree as Christmas tree. The German settlers residing in Pennsylvania displayed the first ever tree with decorations.
During the 20th century, Americans had a prevalent tradition to decorate their Christmas trees with homemade décor items and other ornaments while the Germans still followed the apples, nuts, and marzipan. With electric lights and other fairy lights, Christmas trees started looking even more lit, and they were seen all across the countries, and after some time, it became a tradition to decorate a Christmas tree at home.
Rockefeller Center Christmas tree:
The Rockefeller Christmas tree is displayed at the Rockefeller Center back in 1948 and was the tallest tree with a height of 100 feet. It was basically a Norway spruce, and it dates back to the depression era.
Setting up and the taking down of the evergreen Christmas tree also is associated with some specific dates. As per the tradition, people buy and decorate a Christmas tree on 24th of December (Christmas Eve), and they remove the Christmas Tree from their houses on 5th January which comes after the Twelfth night. Christians strictly follow these dates of putting and removing the tree as they believe that having a Christmas tree before or after these dates is a bad omen which brings bad luck. So, just after the twelfth night, the tree is removed and moved out of the house to avoid bad luck for any of the members living in the house.
In some areas, a custom has evolved to put a Christmas tree in the start of the Advent season. Some families residing in U.S. and Canada follow the tradition of putting up a Christmas tree a week before Thanksgiving which comes on 4th Thursday of November. So for that Christmas trees and their various decorations are brought to the store even earlier, often the day after Halloween (31st October). Many Canadian families follow a different trait of waiting till the Remembrance Day. This is because they show respect to their fallen soldiers. Some families don't follow the custom of bringing Christmas tree before the second week of December, and they leave the Christmas tree for one more day after the Twelfth night, i.e., 6th January. Germans traditionally bring a Christmas tree in their houses on 24th December, and they remove the tree on 7th January, but some also start that one or two weeks earlier.
In some countries of Latin America along with Italy Argentina and Ireland, people bring Christmas tree in their houses on 8th December, and they remove it on 6th January. Australians also put up a Christmas tree on 1st December, and they leave it until it's taken down. Various traditions suggest that a Christmas tree should be kept no longer than 2nd February when Christmas season closes. As per many superstitions, it's a bad omen to keep the Christmas tree is not removed by Candlemas Eve.
About 33 to 36 million Christmas trees are produced in America every year. In Europe, approximately 50 to 60 million trees are produced. According to the stats of 1998, there were around 15 thousand growers of Christmas trees in America. In the same year, the estimated amount of money that Americans spend on Christmas trees was found out to be around 1.5 billion dollars. The amount increased to about $2.04 billion spent on natural trees and approximately 1.86 billion dollars spent on artificial trees. Around 75 million trees which cost around 2.4 billion euros are annually harvested in Europe.
European trees include:
• Norway spruce
• Silver fir
• Nordmann Fir
• Noble fir
• Serbian spruce
• Scots pine
• Stone pine
• Swiss pine
In North America, Central America and South America the commonly used trees are:
• Douglas fir
• Balsam fir
• Fraser Fir
• Grand fir
• Guatemalan fir
• Noble fir
• Red fir
• White fir
• Pinyon pine
• Jeffrey pine
• Scots pine
• Stone pine
• Norfolk Island pine
But it's important to know this was not always the case and as with many things, history tells us a different story. Old traditions aren't still as old as we think they are.


text:
Tag Archives: feminism
Cover Reveal Announcement
Hi everyone! I've been hard at work lately on my series reboot. Sere from the Green is already with the editor and Through Storm and Night is coming along beautifully. I cannot wait for readers to dive right back into … Continue reading
"Embraceable" is now Available
Embraceable, the anthology I have an essay in, is now available on Kindle. There will also be a physical paperback released eventually. Edited by the fantastic August McLaughlin, this is a phenomenal anthology and I could not be happier to … Continue reading
EMBRACEABLE Cover Reveal and an Opportunity for Bloggers!
Source: EMBRACEABLE Cover Reveal and an Opportunity for Bloggers! Sometimes in life, you meet people who change your life (hopefully for the better). August McLaughlin is one of these people for me. We met when August stumbled across my Twitter account. … Continue reading


text:
No products
You have to add to cart 14 or at least 21 bottles or any program to make checkout.
You have to add to cart 14 or at least 21 bottles or any program to make checkout.
Detoxing is great. Finishing a detox only to immediately start eating like before is not. In fact, this could neutralise the positive effects of your detox program. This article could help you understand what and how you should eat following a successful detox.
So, you've successfully completed your detox. Congratulations on that! However, this doesn't mean that you should immediately go back to the way you were eating before.
Keep in mind that a detox is like fasting—you limit yourself to certain foods for a specific period of time and your body eventually gets used to it. Furthermore, detoxing allows your body to cleanse the toxins from all-important organs responsible for facilitating the natural detoxification process. Therefore, if you immediately start eating the way you did before you started detoxing, this could put a lot of undue stress on your body, causing weight gain and digestion problems, acne, and more.
Just like it's extremely important to prepare before going on a detox, it's similarly essential to take it slow and easy upon finishing one. So, how should one eat post-detox?
It's important to focus on light meals and small portions. For example, you could try eating fresh fruits (1 cup at a time), smoothies, different soups (warm and blended), and salads. Foods like these are very easy on the stomach and shouldn't cause discomfort.
You should also be mindful of the process itself. Don't rush into introducing all new products at once—instead, try eating them one by one for a couple of days to see how your body reacts. If you feel like something's causing you discomfort, try making the portions smaller or analyse the products you ate to find out who the culprit is. Keeping a journal associated with your reactions to different foods can be very helpful in this process.
If you were eating animal products before the detox, be especially careful with reintroducing them to your daily diet. Try eating them in small portions, adding some fresh vegetables too. Don't start eating meat immediately; instead, start with eggs or dairy, then move on to fish, and finally meat again.
Consider trying a digestive enzyme as well to help the process along.
Sometimes, following a detox programme can be less successful than you hoped it would be. As such, it might be tempting to cave completely and eat something you know you shouldn't. And your digestive system might even pay the consequences. But regardless of what happens, give yourself a break. Simply wake up the next day and try to eat healthier once more. You can't be too hard on yourself, otherwise you will never be able to naturally progress in your detoxing efforts. This is the most effective approach that can help you build healthy habits in the long-run.
Generally speaking, you can return to eating everything you want if you take it slow. But if you do want to maximise and prolong the effect of your detox, you should consider building new, healthier habits as well.
Ask yourself, which part of the detox did I like best? Maybe you especially enjoyed drinking a certain juice or trying out our Uzuma Meraki Detox tea. Perhaps you liked staying super hydrated in general. Consider integrating that favourite part into your daily diet. Subtle changes can have a great effect over time. For instance, switching from drinking sugary sodas to nutritious slow juices will sustain massive improvements on your health.
Another way to improve your detox over time is to plan ahead. This includes accounting for everything from grocery shopping and meal planning during the detox, to what foods you will eat following the programme. In the long-run, having a planned-out, consistent system is what keeps people doing detoxes time and time again.
Also, don't forget to monitor your results after finishing a detox programme. Take some time to think about how you feel, what was hard for you and what wasn't, how did it benefit you, etc. Again, jot these results down in a notebook. This way, you will have a better idea of what to do for future detoxes!
Such an approach could also be useful for those planning on starting their first detox. Take some time to write down your goals and expectations, making it easier to monitor your progress along the way.
Anyone who wants to improve digestion, lose weight, or simply feel better overall should consider trying a detox. But remember, it's not just about what you do during the programme, but after too. So keep these tips in mind and do your best to plan your post-detox meals successfully!


text:
It feels so good when you complete a project well before a deadline. :) I joined a Kit Swap at HSS (Happy Scrappin' Scrapbooking) and I just got it finished. Each person in the swap was paired up with two other people. You are supposed to design a card sketch and a card kit with all the supplies needed to complete the project. Each recipient will receive a sketch and a kit. I can't wait to receive my kits from the people I was paired with. I'll be sure to post my finished cards. Once I know my swap partners have received their kits I will post the card that I designed.
HSS has a fun message board...a great group of ladies. I usually just lurk around, but I've decided that I'd like to get more involved. So I joined the kit swap and a layout challenge. The sketch for the layout challenge comes from Becky Fleck. She has a lot of wonderful skethes and ideas.
Now I have to decide what to work on next...I'm a little torn...I could go and work on my layout challenge, but I may play some WOW with my husband. Yes...I play an online role playing game. I NEVER thought I would ever get into playing a game like that, but I gave it a try one day and I've played ever since. I have a level 37 Hunter and a level 26 Priest. My husband and I have several friends that play and it's a lot of fun. It's a way that I can spend some fun time with my husband. Are there any other WOW players out there? Leave me a comment. :)
Saturday, April 7, 2007
No comments:
Subscribe to: Post Comments (Atom)


text:
@FollowOller Cover of "Crawl"5 Jan
Tony Oller does it again! He released his newest cover tonight. He did not disappoint with his cover of "Crawl" by Chris Brown. Tony seriously needs to be signed with a record label soon or release an EP soon! We and the rest of their fans can't wait for more covers and original songs from Tony Oller! Awesome job Tony!
Tony Oller Cover of Lollipop12 Dec
Tony Oller did it once again! He blew us away with his newest cover of "Lollipop" by Lil Wayne featuring his friend Malcolm Middle. We know we've said it multiple times, but why hasn't Tony been signed with a record label?! What do you think of his newest cover?
Miley Cyrus: Every Rose Has Its Thorn10 Dec
Miley Cyrus performs her cover of Every Rose Has It's Thorn by Poison. The song is supposed to be on her next album.
What do you guys think? Do you guys like Miley's version better?


text:
Employee Benefit Adviser
By Bruce Shutan
August 7, 2012
Are health savings accounts simply better than 401(k) plans?…
"HSAs are the only investment savings vehicle in America that has triple-tax advantage; namely that the money contributed goes in on a tax-free basis, the earnings on that money are not taxed and the money that comes out of the account is not taxed," explains Kimberly Sexton, vice president of Total Benefit Communications, LLC. In contrast, she notes, 401(k) distributions are taxed and Roth IRA contributions require an upfront tax….
In the event that there is no 401(k) plan company match, Sexton says plan participants are better off putting their money into an HSA whose balance can be rolled over from one year to the next than a 401(k) because of the aforementioned tax advantages. …
HSAs can serve as a substantial rainy day fund that supplements the ability of taxpayers to deduct medical expenses that exceed 7% of their annual gross income. The magic of compound interest can certainly help account holders walk away with a substantial sum at retirement. For example, she notes that a $5,000 annual contribution earning 6% a year for 25 years would generate $290,782 in savings.
HSAs represent "a wonderful way" to pay for medical expenses considering that Medicare doesn't kick in until age 65, according to Sexton.
So why isn't every employee taking full advantage of an HSA whenever it's offered?
She believes these accounts are "a harder sell for employees who are not saving for retirement in any way, shape or form because they just don't have that kind of money," while highly compensated individuals understand and appreciate the concept.
There are some other interesting selling points about HSAs that need to be communicated, Sexton says. One such issue involves covering an adult child who is under the age of 26 who is married and has a child.
"The husband and wife may contribute the family contribution to the HSA, including catch-ups as appropriate," she explains. "The adult child may also contribute the family limits. And it doesn't have to be the adult child that puts that money in; it can be the parents who put that money in on behalf of that child to be used for their spouse and child as well."
For more information, visit www.benefits-forum.com.
Bruce Shutan, a former EBN managing editor, is a freelance writer based in Los Angeles.
Thursday, August 9, 2012
Triple tax advantages touted for HSAs
Posted by Unknown at 1:21 PM
Subscribe to: Post Comments (Atom)


text: Home | View Shopping Cart Merry Marcos, Theby: Angelo, ValentiNew York , The Viking Press, 1st, 1963, Book: Very Good, Dust Jacket: Good, 141 pages, black and white illustrations by the author. Dust jacket shows wear especially at spine, price clipped. Story of an Italian family of troupers and their traveling circus adventures. Record # 175910Isbn: Price: $56.00


text:
Thanks dear serena❤❤❤❤
Create a Life You Love
Thank you for participating in Create a Life You Love that Loves You Back Summit. In my interview, I shared a few experiences and stories from my book, Don't Die with Your Music Still in You.
As a special gift to those of you interested in learning more, here is a bonus look at Chapter 1 — just for friends of the Summit. I hope you enjoy !
With Love,
← Previous Story Did You Miss It? Get a Life You Love!


text:
On-site Security
We have on site security that are there to keep everyone safe. Our security guards are hand-picked, friendly and approachable so if you are worried or concerned about anything please speak to them and make them aware of your security based issue. Equally, if they ask you to do something there will always be a good reason. Please follow their instructions.
You will know they are our security guards as they will have logoed clothing and their licence clearly displayed on their arms. However, they can't be everywhere all the time (although they do cover the whole site) so the best kind of security is the security you provide for yourself and your friends, keep an eye on each other and everyone will remain safe.
Personal Safety
We endeavour to make Solfest a safe place to be so you can relax and have a brilliant weekend. Have fun but please look after yourselves and those around you. Here are some tips to help keep you safe…
Make sure your mobile is charged up on a daily basis – in the early afternoon – so that it is ok for the night when it's dark, the site gets busy and you are more likely to get lost. You can charge your phone in the Information Tent just inside the main entrance to the arena, ask a steward for directions. Plan ahead; the day can easily drift by at Solfest and it gets dark quickly.
Keep your phone safe – how annoying would it be to lose all your contacts? If you can, try and back them up before you get to Solfest.
Stay in groups and make sure that you arrange a meeting point with your mates when you get to the festival; somewhere you'll be able to meet up a few times a day at pre-arranged times. No one likes to be left to have fun on their own for too long.
At night, stay on the main roads in the campsites – don't go exploring darker, quieter areas where you might trip or fall.
If you become a victim of crime – DO NOT RESIST – give them what they want and make sure you get a good look at them or their clothes to help us to identify them. Make a note of exactly where you were, if you can – look out for loos, venues, traders, memorable tents, and contact a Steward or member of the Security Team immediately.
The welfare tent is there for you, as is the onsite medical tent. These facilities are there to help you if you need them. Your Solfest stewards, security, managers and the Solfest team in the office are also there for you, twenty four hours a day. If you need anything please speak to us and we'll do all we can to help.
If you have an incident with a security guard, steward or any other member of our staff that you want to tell us about – please make a note of their name on their pass. Without this information we can do very little as identifying them without a name or number is very difficult.
Please don't be alarmed by our advice – just be forewarned that it does happen to some people and we don't want it to be you. Plan ahead and have the most memorable festival of your life for all the right reasons!
Hearing Protection
There is a chance that the sound pressure may exceed 96dB. Prolonged exposure to loud noise can affect your hearing. Have you thought about protecting your hearing? Visit www.actionhearingloss.org.uk to find out how to protect your hearing.
Families and Children
Solfest is, at its heart a family festival. How brilliant is it that young and old, often several generations of the same family can party and have fun together in the same place. We aim to provide something for each generation, from activities in the Children's Arena to the workshops and events in the Healing Garden, and a vast array of music and performance spaces around the site. There really is something for every generation to enjoy together. We want you to bring your grans, granddads, brothers, sisters, mums, dads, aunts and uncles and all have a brilliant time together.
Information Tent
The information tent is your one stop shop for everything you need to know about Solfest from line-ups to bus times, info on traders to workshops, and everything in between. It is well worth stopping by to see what is happening. This is also the place where you can buy a must have Solfest programme and charge your mobile phone should you need too.
Medical Services
We have an onsite medical facility that runs 24 hours a day and is staffed by trained health care professionals. If you need them, contact your nearest steward and they'll ensure that the medical team will come to your aid.


text:
Travel SurfDurt by SurfDurt
Regular price
An all-natural, reef-safe sunblock made without any of the toxins or hormone disruptors found in chemical sunscreens. Safer for you, your baby and the ocean.
Retail Value: $14.00
Why We Love Surf Durt by Surf Durt
The only all-natural, extreme adventure sunscreen made with Solar Powered Manufacturing
High performance premium
All Natural, Reef-Safe, Zinc Sunscreen with Broad Spectrum Protection SPF 30.
Why it's Eco
UVA/UVB Broad Spectrum Protection
80 Minute Water Resistance
Cruelty Free
Non Nano Zinc Oxide, Cacao Butter, Coconut Oil, Jojoba Oil, Avocado Oil, Beeswax, Carrot Seed Oil, Raspberry Seed Oil, Iron Oxide Pigment
Travel Size 1.5 oz
About SurfDurt
Surfdurt is meant to be different.
By switching to a reef safe sunscreen, you are helping to prevent 8 million pounds of toxic pollution from destroying the international coral reefs every year.
Created by two california surfers & a chemist dad from hawaii, surfdurt goes on smooth for coverage you can see. it's safe for you, your skin & the most essential ocean ecosystem. there are no added chemicals, hormone disrupters or toxins. we don't even add scent. it just naturally smells like cookies.
Solar powered, surf driven.


text:
At-home family sessions are a favorite of ours to capture. The wild + the whimsical mix to create a perfect blend of the reality of parenting, which is both magical and let's be honest, a little bit crazy too. One moment the kids are demanding they run free in their underwear and the next they are snuggling in close for a kiss. We are firm believers that it's all magic: there is no "bad" when it comes to family sessions. A moment of frustration can lead to the beauty of connection and if we are all patient then the magic will find us.
Alex and her boys are such beautiful, genuine souls. Alex is an inspiring, creative mom. If you live in or near Montclair then you probably remember her store, Apple Village. She has now moved on to The Village Montclair. The bright and cheerful display of goods are made by mostly local artists and I know this is what so many are looking for; A one-stop location that introduces you to the talent nearby. The humans doing their thing and making great art. If you live in the area or you're in the area give The Village Montclair a visit. You'll be supporting this lovely family and so many other creative souls. <3


text:
The Stanley Family | Family Photos
A few weeks ago I had the pleasure of photographing this beautiful family. We spent the morning exploring Wellington Point, I always find it really interesting how different siblings can be. Seeing their little personalities and then trying to capture that in the photos to hopefully create real memories to look back on.


text:
Fun for Cats before Christmas, Not so much once the tree goes up (GIVEAWAY)
Yep, despite my protestations (Christmas decorations and ads should not go up after Thanksgiving — am I right?), it's beginning to look a lot like Christmas. And whether you put up a Christmas tree or Hanukkah bush, cats can pose a problem, both to themselves and your tree and ornaments.
We've tried tying the tree to the ceiling. I can still hear the cats laughing over that one. In recent years, with a geezer cat and two didn't show much interest in the tree, it had ceased to be a major problem. That will change this year in the form of Banzai. This kitten sees EVERYTHING as a toy be jumped on, climbed up or scurried beneath. And OH! How he loves sparkly things! Behind this angelic face lurks a hooligan.
So Christmas Tree Defender might be just the thing to thwart him.
Here's how it works:
Despite Banzai's frequent descents into hooliganism, he's always willing to help out around the house, so when I opened up the Christmas Tree Defender box,he begged me to let him assemble it. First, he carefully read the directions:
Then he helped snap the four wedge-shaped sections together.Despite the lack of opposable thumbs, he's quite handyl.
Where to Buy Christmas Tree Defender
Category: Featured, Giveaways & Freebies, It's the Holiday Season, Last Week, Product Review, zzz Previous 3 cat articles
About the Author (Author Profile)Mousebreath Magazine is an award-winning online magazine that celebrates cats and the cat-centric lifestyle. Editor Karen Nichols is a popular conference speaker and writer, whose current project is The Cat Scout Handbook. She is also the denmaster at CatScouts.com.
Comments (7)
Trackback URL | Comments RSS Feed
My human says we will have a tree this year – apparently she went for several years without putting one up for varying reasons, none of them cat-related. She does not think I will do anything too awful to the tree. We will see how that plays out.
I love my cats and I love Christmas time. I lost a cat due to injuries from him playing in the Christmas tree. So sad. Also, I don't like hearing friends say they don't put a tree up anymore because it is such an important part of awesome family memories at Christmas. Try our product out, please. I am sure you will be pleased. Watch the demo videos and you will see it works like a charm! www.christmastreedefender.com
Have happy holidays!
Nicely Clicked. The Christmas Tree Defender will be ours this year.
To keep your pet looking awsome this Christmas you can go for our Woof Deals selection to get cheap pet beds, Discount on Pet Supplies & Accessories.
Last year our two cats knocked our tree down during the middle of the night. Easy enough to set it back up, but then I discovered in the morning that the tree branches had scratched big marks into the custom family photos that were hanging on the wall behind. That was a $170 expense. We'll avoid it this year with trying this product and keeping the cats out of the tree. I'll let you know since we're putting our tree up this week!
Agnes loved climbing the tree – she would climb to the top, jump to the floor, run around the room and start all over again. She eventualy knocked the tree over and broke some really nice ornaments. She did this som much that she completey warped my tree. But I loved her anyway!
Pixel will jump to the tree. I wonder if it will helP against toddlers too
The first year I had Enzo, it became apparent that he had decided that the Christmas tree was going to be his own personal cat tree. So that year the Christmas tree had no lights, no tinsel and three Star Wars plastic ornaments. He enjoyed the tree so much that year that I had to throw it away and buy a new one.


text:
In secret and behind closed doors we have some pretty dirty habits. Writing them down makes them sound super grim and causes us to shudder a little. But we ALL do them - don't we? (Shudder.)
1 Hardly ever wash our bras
We have ONE bra that is super comfy and maybe one other for going out that makes our boobs look amazing, but is so uncomfortable. And then one that really doesn't fit ...
And so we wear our trusted comfy favourite day in, day out, only washing it when it pongs or those white bits of deodorant gather in huge piles in the seams. Eww ...
2 Trim our pubes with nail scissors
No-one will ever know - right?
3 Put toilet paper in our knickers when we start a period and have no pads to hand
What's a girl to do? It's either that or let it dribble into our pants. Yuck - sorry.
4 Not chuck away pants with stains in them
Yeah - they look a bit grim but they come in handy when that time of the month swings round again. We just hope no-one inspects them as they hang them on the washing line!
5 Keep make-up that we've had for years
That clogged up mascara that has been kicking about for aeons, the eye shadow you think you must have bought back in the day when you trusted Just Seventeen to show you how to apply it. It's probably a health hazard but we cling onto it anyway.
6 Pick dead skin off the heels of our feet
It's just so hard NOT to ... Yeah we should get out a pumice stone or one of those foot file things but it's too easy to just pick, pick, pick ...
7 Hardly ever wash our bed sheets
Face it - you never ever find the bottom of the sodding laundry basket anyway so washing bedsheets is just one more headache. They are SOOOO huge and take ages to dry. Then getting fresh sheets back on the bed is a pain in the ass ... Surely they can last another couple of days ...?
8 Eat spat-out food
Our kids spit out some soggy banana and there's no where to put it. What do we do? Just eat it. Shudder.
9 Bung greasy mum-hair in a messy pony tail
And then spray bits with dry shampoo. There's just never enough time!
10 Not shave our pegs and pits enough
Well it IS autumn. They'll be all covered up anyway. And so we let it grow long enough to plait!
11 Carry out 'tache maintenance
Not gross but we certainly keep this one secret. Whether it's plucking, waxing, bleaching or pulling prickly hairs out with tweezers, we do this when no-one's looking. Hell - we don't even TALK about it.
Please tell us we're not alone!


text:
Bahrain, a nation comprising more than 30 islands in the Arabian Gulf, has been at the center of major trade routes since antiquity. In its modern capital, Manama, the acclaimed Bahrain National Museum showcases artifacts from the ancient Dilmun civilization that flourished in the region for millennia. The city's thriving Bab al-Bahrain bazaar offers wares ranging from colorful handwoven fabrics and spices to pearls.
Urgently Required for Bahrain Petroleum Refinary Constractor
Direct Interview & Selection by Foreign Client
on 19th / 20th cot 2017 (2 days)
Chief Accountant :CA(01 Nos)
Estimator : Mechanical
QA/QC Engg
Quality Supervisor
Transport Co-ordinator
Workshop Supervisor
CNC Machine OPTR
Crane Technician Mobile
Submerge Arc Welder
Indl. Electricians
Auto A/C Mechanics
Auto Spray Painter
Welders-6G SMAW
Metal Trade/Pipe Fitter
Salary Negotiable + Free Food Allowns + Acco & OT.,
Long Terms Renewable Contract Departure in 25 days
Int & Exp Candidate can Apply in Person with Relevant Doc, PP & 2 Photos to:
Mukund House,1st Floor,S.VRoad Behind Metro Bridge,
Andheri Naka(West) , Mumbai – 400058
For More : Click Here ( Source)


text:
VOORHEES, N.J. — Chuck Fletcher had a few nice words Monday for what his players did in the second half of the season before bowing inevitably to early spring reality.
He had a few other carefully chosen words, too.
"I think we need to add a couple more proven players, for sure," the Flyers' general manager with an agenda said. "I think we could add in any area. Clearly we need to find a goaltender to play with Carter (Hart). Certainly a veteran defenseman could help. I think some help up front, as well. I think we score, but maybe finding another experienced guy that can help with that mindset, playing the right way, that could contribute both ways."
Well, that almost runs the gamut. As Fletcher said shortly after he was hired, Claude Giroux and his no-trade clause was/were the only untouchable on the team. Asked if that's still the case, Fletcher added, "Yes, absolutely."
The reason is obvious.
"We're just trying to find ways to get better," Fletcher said. "The ice time will sort itself out based on merit. We're not good enough right now. It's not about individuals, it's about the team and how do we get better?"
It won't only be about trades, though once the playoffs end, trades are going to be a consistent talking point. Fletcher said he's also going to look long and hard at free agency ... once he gets his younger, restricted free agents (most notably Ivan Provorov) in order.
"We do have a lot of cap space, but we also have some players we have to sign," Fletcher said. "Once we sign our RFAs, we're not going to have quite as much cap space. We have the ability to go out and add some pieces, but I wouldn't call it unlimited cap space once you bring back some of the young guys that we hope to bring back."
Fletcher hinted he'd like a scoring center, maybe an experienced one who could man the second line role that Nolan Patrick isn't yet suited for. Either aging vet Joe Pavelski or younger but sometimes puzzling Matt Duchene could fit that bill, but at what price?
While Fletcher ponders such questions, the scoring talents of Columbus left wing Artemi Panarin should be up for barter. That wouldn't be a bad starting point, even if it would empty the salary cap bank account.
Defensively, Erik Karlsson is going to get a huge payday. The Flyers need more of a two-way, cheaper option.
Anton Stralman might be on the move out of Tampa Bay, especially if the Lightning indeed win a Cup. At 32, he's due a nice raise and would be a perfect fit here.
Other than that, as far as ways to improve fast ... hey Chuck, what about trading Carter Hart?
"Sure, if someone wants to give me three or four of their best players and a couple first round picks," Fletcher said with a semi-straight face. "I should get fired if I don't do that. Of course, everybody has a price. Am I going to trade Carter Hart? Probably be crazy. Someone would have to give me a deal that's so stupid, but if they're going to do it, then I'll do it. It's like Fantasyland."
Or Fantasy Island. Mr. Fletcher is out there on his own expected to grant everyone's wishes.
He'll start with deciding on a new head coach. He'll probably fuel it by trading a few of his 10 draft picks and an unsuspecting veteran on the first night of the draft. He'll finish it with an attack plan for free agency, all jokes about his untouchable kid goalie aside.
"You could look outside for help. You can get better defensively, which is a key," Fletcher said. "The third way I hope we get better is the continued improvement of the young players, and that has to be part of it. You can't go outside your group and add four or five guys every year. It's just hard to expend all those assets to go outside your system, so we're going to continue to need growth from the players that are here.
"We're going to actively look for some outside solutions, but part of getting better next year will be the continued growth from the key young players."
At least those who survive an anticipated mini-purge.
• • •
NOTES >> Fletcher said the Flyers are relatively healthy. He expects no major surgeries in the offseason, just a couple of minor procedures which wouldn't keep anyone from starting training camp on time. ... In addition to Provorov, Fletch will have to qualify or re-sign Travis Konecny, Travis Sanheim, Scott Laughton, Phil Myers and maybe Ryan Hartman.


text:
Hi, I'm Blob Pink Dragon. For a long time I was just another random lurker until one day I decided to have my own identity. Thus Blob Pink Dragon was born.
Facts about me
I have been a fan of the site for 2 years.
I try to be optimistic most of the time when I can be.
As you all can see, my grammer skills are not the greatest in the world but I still try.
I love the color green.
I am a total geek when it comes to video games.
I am a part of the 'I hope to take over the world some day' community.
I have a scary Evil Laugh... AHAHAHAHAHAHAHAHAHA *cough*
I have a thing for useless knowledge.
My favorite food is sushie
And I have a weakness for cute things


text:
Next Regular Club Meeting - Quiz Night - Tuesday Eve March 13th 07.30pm
Wheel Inn at Burwash Address: Heathfield Road, Etchingham TN19 7LA
We are looking at doing the Area 16 drive tour to France next year from Thursday 26th April to the Sunday 29th April 2018
Next Regular Club Meeting Tuesday: 14th November 07.00pm Election Night at Blackboys Inn, Lewes Road, Blackboys, Uckfield TN22 5LG Tel 01825 890283
Next Regular Club Meeting Tuesday: 11th July 2017 7.30pm
The Coach and Horses, School Lane, ( Danehill), Haywards Heath, RH17 7JF. Tel: 01825 740369
This site uses cookies.
More info


text:
Online:Count Verandis Ravenwatch
|Count Verandis Ravenwatch
|Ravenwatch Castle
|Other Information
|House Ravenwatch
Count Verandis Ravenwatch is an Altmer vampire who lives in Ravenwatch Castle in Rivenspire. He leads a small team of vampires who have learned how to fight blood hunger and do not kill the people who provide their blood meals. He is involved throughout the main Rivenspire questline.
You first meet him in Shornhelm during the quest Shornhelm Divided, arguing with Countess Eselde Tamrith and Baron Alard Dorell. Countess Tamrith, a keen follower of Arkay, is suspicious of him because of his vampirism and because he used to be friends with Baron Montclair, the instigator of the current hostilities. However Baron Dorell and later, High King Emeric himself, assure you that Count Ravenwatch is loyal to the crown and to be trusted. Ironically perhaps, depending on choices you make during The Blood-Splattered Shield, he may assist Countess Tamrith's sister, Captain Janeve after she is turned by Reezal-Jul.
To some extent, the situation with Baron Montclair is Count Ravenwatch's "fault". Baron Montclair's wife, Baroness Leila, fell ill and was close to death. Baron Montclair wanted Verandis to turn her into a vampire, so that she would live. Leila, however, did not wish to be a vampire, and instead Verandis used an Ayleid relic to cure her. Unfortunately her illness returned, and Baron Montclair forced his wife, daughter, and Count Ravenwatch to locate a more powerful Ayleid relic, the Lightless Remnant. As you later discover from Ayleid spirits, this relic had been corrupted in ancient times, and it was corrupted further when the vampire came into contact with it. This caused the entire Montclair family to become vampires themselves. Leila asked Verandis to kill her rather than live as a vampire, and her decision enraged Baron Montclair to the point where he decided to unleash bloodfiends upon the people of Rivenspire. Count Ravenwatch felt great remorse for his involvement, and issued a Proclamation stating his loyalty to King Emeric and desire to destroy the Lightless Remnant.
Related Quests[edit]
- Shornhelm Divided: Help reunify the city of Shornhelm.
- Dream-Walk Into Darkness: Discover the true nature of the threat to Rivenspire.
- The Blood-Splattered Shield: Help House Tamrith and the Crestshade refugees in Eyebright Feld.
- The Concealing Veil: Head to Westmark Moor to assist the Count in some Ayleid research.
- Northpoint in Peril: Help House Dorell find a way into their own city.
- The Liberation of Northpoint: Free Northpoint from the control of House Montclair.
- Puzzle of the Pass: Head to the Boralis mountains and find a way through the Shrouded Pass.
- The Lightless Remnant: Strike down the traitor and restore peace to Rivenspire.
Quest-Related Events[edit]
Shornhelm Divided[edit]
When you first meet him, he will look like a normal Altmer noble.
- "Yes. Captain Janeve of the Rivenspire Guard. In fact, the Countess just sent the good Captain to investigate disturbing rumors from the western countryside.
But rumors are for later. We have a more immediate problem right here in Shornhelm."
- Baron Montclair is your friend?
- "I assume you have come to rescue the nobles and stop Montclair's reinforcements. But Reezal-Jul is here, you shouldn't have to face him alone."
- How did you find out about this place?
- "I am not without resources of my own. When I discovered that Montclair had left the city and heard that nobles had been taken captive, it wasn't difficult to ferret out the mad Argonian's hiding place."
- You have spies working for you?
- "I have... loyal associates. Let's leave it at that for the time being. Suffice to say, we have nothing but Rivenspire's best interests at heart.
Now, let's go rescue those nobles."
- Can you tell me anything about Reezal-Jul?
- "The Argonian? He has been at Montclair's side for a long time. He is a skilled warrior and alchemist. I believe he may also have darker interests, including necromancy.
Understand this: Reezal-Jul is powerful and not quite sane."
- "I'm surprised Baron Dorell didn't accompany you here. He's never been one to shy away from getting his hands bloody in defense of House and country."
- Why are you so anxious to help resolve the situation in Shornhelm?
- "Shornhelm's stability affects all of Rivenspire. If Montclair and his allies take over the city, I fear all of Rivenspire would soon fall.
And then they would look beyond out borders. He's always fancied himself the true heir to Ranser's throne."
- That doesn't explain everything.
- "I usually leave politics to the other nobles. I prefer to deal quietly with... more unusual problems.
As for the why of things, I call it an obligation. But now is not the time to discuss the past."
Further down:
- "I can feel the magic. There's a portal close by. We need to close it before we're overrun by more Montclair soldiers."
- You need to close the portal.
- "(?)"
- '
Fighting back Montclair's reinforcements:
- Count Verandis Ravenwatch: "I should be able to close the portal. It won't take me more than a few seconds."
Dream-Walk Into Darkness[edit]
Entering Ravenwatch Castle, you find Verandis and Gwendis at the dinner table... feeding on Kallin, one of the servants of House Ravenwatch. Verandis is trying to teach better table manners to his protege: "Gwendis, my child, slow down. You eat too fast. You don't want to harm poor Kallin."
Gwendis: "We need to feed to get stronger. When Montclair shows up, I want to be ready."
Verandis: "That is not our way, child, and you know it. Stop feasting! Now!"
Gwendis: "Fine. Whatever. I mean... I'm sorry Count Verandis. You know I really want to help."
Verandis: "Of course, my child. Now, let's clear away our meal and welcome our friend. Kallin, as always, I thank you for sharing your life's blood with us."
Kallin: "I live to please, my lord."
Speaking to the count afterwards, he apologizes.
- "I apologize if the scene before you makes you uncomfortable. I did not expect you to arrive during our meal time.
As for why I kept my true nature hidden? Well, let's just say that Emeric insisted. And one does not refuse the High King lightly."
- You're a vampire?
- "I have been called far worse. But I prefer to think of myself and my companions as gifted. We are not ashamed of our condition. We are not monsters.
Now this is the part where you gasp and ask calmly, "How can I trust you?""
- That's exactly my point. You're a vampire!
- "We all have to eat. But unlike your meals, my sustenance voluntarily allows me to sup. And then it gets to walk away and go on with its life. When was the last time a deer or a rabbit approached you and gladly died so that you could have your fill?"
- [Intimidate] Vampires are evil! I must destroy you!
- "There's the reaction I was waiting for! But what will attacking me gain you? A sound beating? The enmity of my friend the High King?
Understand this--no one knows Montclair better than I. If you hope to defeat him, you need my help."
- All right. So where do we begin?
- "You were able to drive off Reezal-Jul and take back Shornhelm. Those were no small feats, I assure you. But Emeric needs our help to restore Rivenspire's Tranquility.
You need to understand. There is more to Montclair than simple ambition."
- You've hinted at this before. Tell me what you're talking about.
- "Walk with me and I'll explain. There is much I need to show you and time grows short."
- High King Emeric said I should trust you.
- "The High King is a wise man, which is why I supported him and not the mad king, Ranser.
We all have the ability to make our own decisions. Long ago, I decided to live in peace with the mortal world, not feast upon it."
- Can you tell me anything that can help us deal with Montclair?
- "You were able to drive off Reezal-Jul and take back Shornhelm. Those were no small feats, I assure you. But Emeric needs our help to restore Rivenspire's tranquility.
You need to understand. There is more to Montclair than simple ambition."
- You've hinted at this before. Tell me what you're talking about.
- "Walk with me and I'll explain. There is much I need to show you and time grows short."
Leaving the table, he says:
- Count Verandis Ravenwatch: "Adusa, please make sure Gwendis behaves herself. Poor Kallin needs time to recover."
- Adusa-Daro: "The little one gets no dessert this evening. Adusa will make sure."
Verandis then makes a proposal:
- "To understand the path that Montclair follows, you must understand how he came to walk upon it. I believe the key to stopping him hides within my own memories.
Memories are elusive shadows, hiding truths behind our own perceptions. But what if someone else could examine them? What would they see that we do not? I'd like to try something, if you're willing."
He then offers you the Dream-Walk Potion. "This potion will allow you to dreamwalk through my memories. Perhaps your eyes will see what I have missed." Before drinking the potion, you can ask him for further explanation:
- "I would never bring an outsider into my memories if I didn't believe it was imperative. The memories we will revisit. They are... painful to me. It is with a heavy heart that I ask you to embark upon this journey with me."
- I need to know more before I agree to this.
- "Ask your questions, then. I will answer what I can."
- What's in this potion?
- "Nothing that will harm you, rest assured. The mixture contains various herbs, dusk nectar, and a few drops of my blood. But don't worry. It takes more than a little blood to turn someone into a vampire."
- What if I choose not to drink the potion?
- "Then we learn nothing new. Montclair continues his campaign and Rivenspire eventually falls. It is inevitable. Please. As you will see, I have blind spots where Montclair is concerned. I need a fresh perspective to determine our next moves."
- Why me? Why not one of your vampires?
- "They know me too well, and they are used to acquiescing to my will. They don't have the perspective, the distance, to see beyond what I saw. I need someone who has proven their worth, a relative stranger that I can trust."
Now you can drink the potion. You see through the eyes of the Count in his memories. You see the Baron and his daughter at the bedside of the dying Baroness Leila Montclair.
- Lleraya Montclair: "Mother... please. You have to take the medicine. Reezal-Jul can help you!"
- Baroness Leila Montclair: "Oh, sweet daughter. I can't go on like this. I don't want to spend my final days as an experiment. Instead, let me spend them with the ones I love."
The Count comments as he watches this scene play out,
- Count Verandis Ravenwatch: "Even in retrospect, reliving this is difficult. Her pain, her suffering. She had so much courage."
After speaking with the Baron and his daughter:
- Count Verandis Ravenwatch: "Something's wrong. I have vague recollections of talking to someone else, but why can't I remember? You need to look around, see what we missed...."
After speaking with Reezal-Jul, the next memory begins:
- Count Verandis Ravenwatch: "Without your help, my friend, I would have never recalled that Reezal-Jul lead us to the Ayleid relic. What else have I forgotten, I wonder?"
- Baron Wylon Montclair: "Three cheers for Verandis! He gave me the means to save my beautiful wife!"
- Baroness Leila Montclair: "Yes, to our dear friend, Verandis! How can we ever repay him?"
- Gwendis: "He is great, isn't he? And so handsome! But I want to cheer about this wine. By the Divines, this stuff is delicious!"
- Count Verandis Ravenwatch: "We were so happy at this moment. We were all together, friends and family, enjoying each other's company. For the final time ...."
- Baroness Leila Montclair: "Verandis, may I speak to you for a moment? Alone."
- Count Verandis Ravenwatch: "I... I don't recall speaking with Leila. Why can't I remember that?"
After speaking with Leila:
- "As I now recall, Reezal-Jul gave me a shard—a piece of an Ayleid relic. I presented it to Montclair and he, in turn, used it to heal his wife. In less than a day, Leila was recovering and on her feet again.
It was nothing short of miraculous."
- The shard cured her?
- "Not exactly. It helped, but I can't remember why. We were here, celebrating Leila's improved condition, when .... And that's all I can recall.
I'm sure the key is hidden in my memories. Please, explore this moment and see what you can learn."
You then talk to Reezal-Jul after touching the shard, which reacts.
After this memory, you speak with him again:
- "(?)"
- (?)
- "A perilous peak that rises from the mountains to the north. It has always been a haunted, desolate place.
Look for anything I may have missed. But more, I want you to see what happened to Montclair. I want you to understand why he must be stopped."
After the third memory, you wake up and speak with the Count.
- "(?)"
- (?)
- "Disorientation is understandable.
Somehow, when I joined the ritual, I altered the power of the relic. I turned Leila into a monster. I had to kill her. And Montclair and the others... they became vampires imbued with the power of the relic."
- How did you escape?
- "I have Gwendis to thank for that. She pulled me out of there before Montclair and the others were fully recovered.
Now Montclair claims he wants to end death and suffering. That he wants to take the throne of Ranser. And it's all my fault."
- So what happens now?
- "quest ending dialogue line"
The Concealing Veil[edit]
Meeting him outside the Lorkrata Hills ruins, he greets you:
- Count Verandis Ravenwatch: "There you are! I hope you didn't have any trouble finding this place."
Speak with him.
- "Ah, I take it Gwendis found you? And I assume that you dealt with Reezal-Jul? Then we are ready to begin. Let's find out why they tried so hard to hide this place from my memories."
- What is this place?
- "A forgotten tumble of ruins in the desolate Lorkrata Hills. I found a trap door that should grant us access to the chambers beneath, but it's locked tight. Look around for a way to open the trap door and I'll meet you at the west tower."
- I'll try to find a way to open the trap door.
- "I advise caution, my friend. As with Reezal-Jul and Camp Tamrith, I have a feeling that the enemy remains at least one step ahead of us. Since I assume that Montclair's memory was never affected, who knows what we may find in the ruins below?"
- Can I ask a few question?
- "Of course. It isn't as though we're trying to save Rivenspire or anything, now is it? Go ahead. Ask your questions."
- I understand Montclair and Reezal-Jul's role in all this, but what about Lleraya?
- "Lleraya was a sweet young woman, committed to her family and infatuated with me. She didn't ask for what happened to her, but that doesn't excuse her behavior since."
- What do you mean?
- "Her father gave her command of a portion of his troops - just as he did with Reezal-Jul. She's been active in the north and east, creating bloodfiends and causing chaos. I assume she has her eye on Northpoint. It would make a handsome prize."
- What are we looking for here?
- "When you restored my missing memories, I recalled that the Ayleid manuscript mentioned two ancient outposts - the Doomcrag and a place in the hills to the east. My research indicates that an Ayleid ruin lies beneath this abandoned Breton fortress."
- What do you hope to find down there?
- "I'm not sure. But there must be something here that we need. Why else would the two Ayleid outposts be linked as they are in the manuscript? First, however, we need a way to open the path down. Without that, this ruin is nothing but a dead end."
You see each other again at the west tower.
- Count Verandis Ravenwatch: "Over here! Did you find anything that might help us?"
Speak with him.
- "You found a key? Very good. Enter the ruins and I'll follow right behind you."
- I need to ask you something before we go down there.
- "More questions? You are a curious one. But who am I to deny your intellectual fulfillment. Ask, and I shall answer."
- What are we looking for again?
- "Something Ayleid, that's all I know. The fragments of manuscript I was able to study weren't very specific about what was stored at the Lorkrata site. I have high hopes, however, that we will find something we can use against Montclair."
- What can we expect down there?
- "I honestly have no idea. But that lock is new, so we could be facing bandits or Montclair troops. Or they just locked the door and moved on. Ruins do have a habit of attracting monsters, however. If we work together, I have no doubt we can succeed."
Beyond the trap door, you notice something bright ahead:
- Count Verandis Ravenwatch: "The way ahead... can it be? It is! A veil has been cast upon these ruins! It is just as I expected. Lleraya knew I'd come here, and has placed an obstacle in our way."
He is not very happy about this development.
- "As I feared. The delay caused by my missing memories allowed Montclair to reach this place before us. This veil... it has Lleraya's deft touch about is."
- Veil? What do you mean?
- "Lleraya has placed a veil upon these ruins. It's a simple illusion spell that she amplified using the power of the Lightless Remnant. It hides the true topography and makes us see exactly what she wants. She set the trap and we walked right into it."
- So what do we do now?
- "We push forward. Lleraya's veil is far from perfect, and she made it specifically to hinder me and my vampiric charges. She wasn't expecting you, however. You should be able to guide us through the veil using the tears that litter the illusion."
You examine the first bright tear in the illusion right before you. The scene changes, the lava pool disappears. Count Verandis exclaims:
- Count Verandis Ravenwatch: "You did it! You were able to widen the tear so that we can see the path ahead, as it truly is!"
You explore the ruins and fight some undead enemies. As you two come to a portcullis blocking the way, Verandis says:
- Count Verandis Ravenwatch: "The way ahead appears blocked. But I'm sure it's another illusion."
He is right; another tear is right behind you. After activating it, the scene changes again, multiple fire traps litter the corridors.
- Count Verandis Ravenwatch: "The veil hid this gauntlet of traps from us. We need to move through this area with caution."
After avoiding the traps, you two come to a chasm in the floor.
- Count Verandis Ravenwatch: "Real chasm or another illusion? We probably shouldn't chance it. See if you can locate another tear."
Of course, you find and activate another tear.
- Count Verandis Ravenwatch: "This way! With the veil torn, I can see a way up over there!"
Before examining the next tear, you need to talk to him.
- "We need to clear this portion of the veil so that we can move forward. See if you can rip open a tear and shred this illusion."
- Are you ready to move forward?
- "Whenever you are, my friend. I just hope there are a sufficient number of tears for you to rip apart. I'd hate to get trapped within Lleraya's veil with no way out."
After the next change of scene, he says:
- Count Verandis Ravenwatch: "Hopefully, that's the last of the veil. Let's see if we can get through that door now."
You reach the double door.
- Count Verandis Ravenwatch: "Well done, my friend. I'll meet you on the other side."
He runs through the door into the relic vaults.
- Count Verandis Ravenwatch: "I think what we're looking for is just beyond this chamber."
He is right, he finds an interesting book.
- Count Verandis Ravenwatch: "This must be what we're looking for! Amazing! It's as though as it's been waiting for us all of this time! I wonder... Is this book real or just another of Lleraya's illusions?"
He starts reading the book.
- "Remarkable. It appears to be an intact volume of Ayleid lore. If it's real, then this is what we came here to... No. This can't be correct."
- What does the book say?
- "This is all about the Remnant of Light. Before it became corrupted. It mentions that the remnant requires a vessel to make full use of its limitless potential. A container for its abundant power."
- Is Montclair that vessel?
- "That seems likely. Between the relic's magic and the vampiric abilities I inadvertently provided, Montclair has become more powerful than I expected. The book also says that if we break the vessel, we break the relic. I will need to think upon that."
You locate another tear and you find yourself outside the ruins with the count.
- "Well, my friend, it appears that the book is real and not part of Lleraya's illusion. I believe it will be of great help to us in the trials ahead. That said, I have much research to do. Ancient Ayleid isn't my native language, you know."
- Is this book really going to help us?
- "I believe so, yes. I have much more reading to do before we get to that point, though. Know that we wouldn't have this advantage if not for you. I could never have navigated Lleraya's veil without your help." The quest is concluded and you receive a pair of Ravenwatch Boots as a reward.
Northpoint In Peril[edit]
Still outside Lorkrata ruins, he orders you.
- "While I continue my research, you should head to Northpoint. Gwendis caught wind of Lleraya in that area, and I had her direct Dorell and Tamrith to take their troops north. I'm sure they'd appreciate any help you can provide."
- What can you tell me about Northpoint?
- "Baron Dorell considers Northpoint to be his seat of power. He has a number of holdings there, including a lucrative maritime endeavor. It makes sense that Montclair would send Lleraya there. If they control Northpoint, they control the north."
- Should I look for anyone in particular when I get to Northpoint?
- "Gwendis reported that Northpoint has been sealed. I fear Montclair already controls the city. Find Baron Dorell. He commands the troops amassing outside the city. I'm sure he has a plan in motion. Talk to the Baron and see what you can do to help."
- I'll find Baron Dorell.
- "I expect that Baron Dorell and his troops will have found a good vantage point outside the city. While you help them liberate Northpoint, I'll continue to study the Ayleid book we discovered."
- I have a few questions before I go.
- "Very well. Ask your questions. And then I expect you to make your way to Northpoint with all due haste."
- Have you finished translating that Ayleid book?
- "Finished? I have only just begun! And I certainly won't make any progress while we stand here and continue to discuss matters that have little immediate relevance to the mission at hand."
- Are you certain that Lleraya commands the troops at Northpoint?
- "Certain? No. But her hand was definitely present here at Lorkrata, and we know she commands Montclair's forces in this area. I expect you will face Lleraya before your work at Northpoint comes to an end."
- Has there been any sign of Baron Montclair recently?
- "As far as I can tell, no one other than Reezal-Jul and Lleraya have seen Montclair since the events at Doomcrag a few weeks ago. He could still be atop that desolate peak. On the other hand, he could be anywhere. So stay on your guard."
The Liberation of Northpoint[edit]
While under Lleraya's curse, he contacts you as a projection:
- Count Verandis Ravenwatch: "You need to resist her, my friend! You must break free of her spell before all is lost! Just as in Lorkrata, Lleraya has cast a veil. It hides her, protects her.
You must find a way to enter the illusion. The basement! I can feel slight imperfections in the spell down there..."
You find the tear in the veil and break the spell.
- Count Verandis Ravenwatch: "The veil is a powerful illusion. But just as at Lorkrata, you can manipulate its power using a tear. You have entered the veil. Now, find Lleraya and finish this!"
After defeating Lleraya, he once again appears as a projection.
- Count Verandis Ravenwatch: "Poor Lleraya. I never wanted it to come to this."
- "I had hoped to save Lleraya from this fate. Or else, I should have been the one to end her campaign.
I'm sorry this unfortunate task fell to you."
- I'm not sure I understand what happened here.
- "Lleraya gathered the nobles here, played with them, forced them to love her. It was the closest she could get to real happiness since the loss of her mother.
When she was done playing, she was going to turn them all into bloodfiends."
- This veil is slightly different from the one at Lorkrata.
- "Your perceptions are excellent. She used this veil in two ways - to hide herself and to overwhelm your senses with illusion.
Unlike Lorkrata, instead of shredding the veil, this time you used the veil to enter Lleraya's illusion."
- What happened to the nobles?
- "With Lleraya's death, the power of the veil fades. As soon as it dissipates, the nobles will appear.
But now the final confrontation draws near. Gather our forces and meet me at the Shrouded Pass. We must return to the Doomcrag to end this."
Puzzle of the Pass[edit]
You meet him again at the military camp by Shrouded Pass.
- "My friend, I am sorry you had to be the one to end Lleraya's troubled existence. It was unfortunate, but necessary. And now if we are to save Rivenspire, we must engage in another unfortunate act. The time to deal with Baron Montclair is upon us."
- Are you sure Baron Montclair is here?
- "Montclair is here. Of that there can be no doubt. He waits atop the Doomcrag, where he somehow activated ancient defenses to block our path. We need to find a way around these defenses and then set up portals to transport our troops up the mountain."
- What can I do to help?
- "The book we uncovered at Lorkrata contains maps of the ruins, among other things. These maps show two portal chambers leading to the top of the Doomcrag. If you can reach the first chamber and open a portal, we can begin moving troops into position."
- I'll find a way to reach the first portal chamber.
- "Be on your guard. In addition to activating ancient defense, Baron Montclair has somehow awakened the Ayleid guardians that haunt these ruins. You may have to deal with them as well as you make your way into the first portal chamber."
- Can I ask a few questions before I begin?
- "Of course. But let's try to move this along. I fear Baron Dorell will charge straight into an Ayleid trap in his haste to make something happen."
- Why is this place called the Shrouded Pass?
- "A recent appellation, it refers to the thick fog that develops within the pass up the mountain.
But my translation of the text tells me this was once a great place of learning and worship, with pilgrimages occurring daily to the top of the Doomcrag."
- You said something about defenses being triggered?
- "Baron Montclair must have triggered the ancient wards. Many of the passages have barriers that were not present the last time I was here.
He also seems to have disturbed the bones of the ancient Ayleids. They are now awake and angry that we're here."
- How do we stop Baron Montclair?
- "The Lorkrata text may provide us with some insight that will help us deal with Baron Montclair. I just need to finish my translation.
This requires great care and concentration. I don't want to make an error that will cost us dearly later."
You solve the puzzle in Varlasel and reach the first portal chamber. "I knew you would find the chamber and open the portal."
- What should I do next?
- "As out troops emerge from the portal and take up position outside, you need to make your way to the second portal chamber. Once you activate that portal, we can get the troops that much closer to the top of the Doomcrag."
- Then what happens?
- "Let's not get ahead of ourselves. We must step through each door we come upon in turn. For now, you need to reach the second portal chamber."
- "Go on. The second portal chamber should be on the third level. I want to make sure this portal is stable and then I'll follow up."
In the Chamber of the Stone Guardian, Verandis is clearly frustrated.
- Count Verandis Ravenwatch: "Another barrier blocks our way. Look around and see if you can find a way to disable it."
While you look at the statues in the chamber, he adds helpful comments.
- Count Verandis Ravenwatch: "Anga... that could mean iron, or cold. I suppose this one refers to winter."
- Count Verandis Ravenwatch: "Morilatta? The dark light? Dusk? I think this one is referring to autumn."
- Count Verandis Ravenwatch: "The green shine? That's close but not quite right. I'm guessing this refers to summer."
- Count Verandis Ravenwatch: "Larelleis... The time of sweet water? That must refer to spring rains."
With his help, you successfully solve the riddles. "The barrier has fallen. The portal chamber should be just a short way ahead." You may now enter Ceynaril and open the second portal. "Once again, you succeeded at the task set before you. Well done, my friend."
- I think everyone is here. The pass is ours.
- "A battle won, but the war rages on. We must reach the Lightless Remnant and destroy it. But Montclair will grow more desperate the closer we get to that cursed relic. Are you ready, my friend? Once more into the breach?" This concludes the quest and you receive an Ayleid Greatsword.
The Lightless Remnant[edit]
- "I fear that Montclair will have a surprise or two waiting for us within the Doomcrag. I suddenly have the feeling that bringing an army up here was a terrible mistake."
- A mistake? What are you talking about?
- "Never mind that now. We must reach the Lightless Remnant and end this madness.
Tell the troops to remain here. They need to make sure none of Montclair's soldiers follow us up into the Doomcrag."
- You had us bring the troops all the way up here just to stand guard?
- "Do not question me! If my orders aren't followed to the letter, Montclair will defeat us and Rivenspire will be lost!
Talk to Countess Tamrith and Baron Dorell. Tell them what I have said. Then meet me at the bridge that leads to the Doomcrag."
- All right. I'll pass on your order to Dorell and Tamrith.
When you climb high enough, you'll find Verandis speaking with Gwendis.
- Count Verandis Ravenwatch: "You must do exactly as I taught you. The power of the Remnant will call to you, tempt you. You must be strong enough to withstand that lure."
- Gwendis: "I'm ready for this. You know that. Stop treating me like I'm a novice, Verandis."
- Gwendis: "I won't fail you. I won't let you down."
- Count Verandis Ravenwatch: "You have never disappointed me, Gwendis. But the Remnant is more powerful than you can imagine. Be on your guard. Now head inside. I'll join you in a moment."
Speak with the Count.
- "I didn't think. Didn't realize that our proximity to the Remnant would be our undoing.
The Remnant feeds off life. Devours it. Not only will Gwendis and I be susceptible to its lure, but the soldiers—they're just more fodder for the blood-curse."
- I can try to make them see reason.
Verandis stops during your climb.
- Count Verandis Ravenwatch: "This is where it happened. Where Leila died and Montclair... changed."
- Gwendis: "Where are Montclair's forces? I thought for sure we'd have to fight a horde of bloodfiends to make it through this place."
- Count Verandis Ravenwatch: "Montclair is a strategist. He's waiting for us to make a mistake that he can take advantage of. I fear that mistake is about to be made."
missing a few lines Suddenly, the cursed Baron appears.
- Baron Wylon Montclair: "My wife... my daughter... you've taken everything I've ever loved, Verandis!"
- Count Verandis Ravenwatch: "Wylon, I'm sorry. I never meant for any of this to happen."
- Baron Wylon Montclair: "My daughter loved you, Verandis. She loved you!"
- Gwendis: "The Remnant... the power. It drove Lleraya insane! Are those giant skeletons?"
You will be forced to fight a bone colossus. missing a few lines
- Count Verandis Ravenwatch: "No, Montclair! Stop this madness!"
- Baron Wylon Montclair: "Come, Gwendis. You look famished. Allow me to prepare you a feast fit for my new queen!"
- Count Verandis Ravenwatch: "No, Montclair! Please!"
Speak to Verandis. Missing a few lines maybe??
- "I am still connected to the one who turned me. The answer to our problem rests with him.
If we're going to defeat Montclair, you must trust me this one last time. I will not betray you."
- The one who turned you?
- "We can discuss that later. For now, we need to reach Gwendis before the Remnant corrupts her and she feasts upon the others.
Head upstairs and I'll follow right behind you."
- Let's go find Gwendis and the others.
A bit higher up, Verandis rejoins you and you find Gwendis:
- Count Verandis Ravenwatch: "incomplete linethat Gwendis is nearby."
- Count Verandis Ravenwatch: "Gwendis? What has he done to you?"
- Gwendis: "Verandis... help. Please, help me. Their blood... smells so good! These restraints. They won't hold me back much longer."
- Count Verandis Ravenwatch: "Try to restrain yourself, Gwendis. We'll find a way to get you out of there."
- Count Verandis Ravenwatch: "Show yourself, Wylon! Tell me what you want!"
- Count Verandis Ravenwatch: "Damn you, Montclair! Answer me! I'm sorry, my friend, but it seems we're going to have to play Montclair's game to free the others."
Speak with Verandis:
- "Montclair has constructed a blood ward to imprison Gwendis and the others.
The Remnant. It's proximity is playing havoc with Gwendis' hunger. The urge to feed is stronger in her than ever."
- What about the statues? What are they doing?
- "(?)"
- (?)
- Count Verandis Ravenwatch: "fragmentunconscious. I'm proud of your restraint, Gwendis."
- Darien Gautier: "What's going on in here? Is the Countess all right?"
- Skordo the Knife: "Damn it, Darien! Slow down! Wait for me, you long-legged bastard!"
- Count Verandis Ravenwatch: "The Baron and the Countess are fine. But you both arrived just in time to move them to safety."
- Darien Gautier: "Take them out? But we just got here. We want to help take down Montclair! Neither of us has had a good fight in... well, it's been at least a couple of minutes."
- Count Verandis Ravenwatch: "No, Darien. This battle is not one that you and Skordo can win. Leave Montclair to us."
- Darien Gautier: "But... but... oh, very well! But I get to help take down the next would-be world conqueror we come across. Deal?"
- Count Verandis Ravenwatch: "As you wish, brave Darien, as you wish. And now, my friend, the time has come to face Montclair."
Speak with Verandis:
- "(?)"
- (?)
- "They will, with my help. Besides, I can't face Montclair just yet. There are preparations I must make to ensure our success.
But time grows short and you must distract Montclair to give me the time I need for my preparations."
- I don't understand.
- "If Montclair dies while connected to the Remnant, the relic breaks and unleashes its curse upon Rivenspire. No one would be safe from the bloodfiend plague.
We need to stop Montclair, but we need to do so in a way that doesn't doom Rivenspire."
- And how do we do that?
- "That, my friend, is what I still need to work out. And while I do that, I need you to keep Montclair busy.
You have done mroe than I ever hoped, my friend, and I am proud to have fought beside you. Now go. We both have jobs left to do."
After killing Baron Montclair:
- Count Verandis Ravenwatch: "The Remnant... it's cracking. You did it!"
- Count Verandis Ravenwatch: "The power threatens to break free. I can feel it... the power. I could consume it. Become stronger than I ever imagined ...."
- Count Verandis Ravenwatch: "No! I can't give in to this temptation. I must remove the Remnant from this place... take it to the plane of my master. We need to talk... this one last time."
Talk to the Count.
- "Time is against us, my friend. I must remove the Remnant from this place before it's too late.
I... I need you to do something for me first, though."
- What do you need?
- "Because I need to take this relic out of this realm. It needs to be transported to a place where it can't do any harm.
I have made a deal with my master. Molag Bal has agreed to take me and the relic to Coldharbour."
- You're giving the Lightless Remnant to Molag Bal?
- "It is the only way to make certain that Rivenspire is saved. Molag Bal will take the relic into his realm.
Rivenspire, all of Nirn, will be safe."
- There must be another way.
- "The deal has already been made. It's either this or allow everyone to turn into the very fiends we worked so hard to save them from.
There is no other way. Tell Gwendis that I will miss her. She was always so full of life. Farewell, my friend."
- "The deal has already been made. It's either this or allow everyone to turn into the very fiends we worked so hard to save them from.
- Do what you think is best.
- "I thank you for your trust. Rivenspire will be safe and life will go on.
Tell Gwendis that I'll miss her. That I'm proud of her. Farewell, my friend."
- "I thank you for your trust. Rivenspire will be safe and life will go on.
- There must be another way.
And with that, you will be teleported out of the Doomcrag.


text:
Best Execution
By Heather McKenzie
January 22, 2018
Article reports that the regulations such as the Basel Committee on Banking Supervision's BCBS 239, the General Data Protection Regulation (GDPR) and the US Federal Reserve's CFO Attestation require banks to be accountable for their data sets and strengthen their risk data aggregation capabilities and reporting. As a result, financial institutions are evaluating and implementing data lineage tools in order to track data throughout the trade lifecycle more effectively.
Article quotes Varun Singhal, senior vice-president and product manager at AxiomSL who says that getting data lineage right and in an automated fashion is challenging work. In order to get it right, Varun states that an integrated and holistic approach is required. He adds that firms are working towards building a more comprehensive solution with the ability to track the financial instrument from the point of origin where the instrument was booked to the final stage where it is reported to the regulator.
Lastly, Singhal says that understanding the origin of the data, its flows and the transformations it undertakes, provides an organisation with a complete picture that ensures data integrity. For regulatory disclosure, it is critical to have the ability to quickly respond to enquiries relating to numbers on the regulatory-facing reports. Also, complying with constantly changing legislation and technology improvements requires using tools which demonstrate the impact of those changes across all systems/reports using them.
Click here to read the full article.