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You can't blame parents for wanting to help their adult children. But when they fork over cash for their kids' daily living expenses, parents may jeopardize their children's long-term financial success — and put their own retirement at risk.
Fifty-six percent of parents with children age 18 or older said they've paid for their adult children's groceries, 40% have covered their health insurance and 21% have paid for rent or housing, according to a new NerdWallet survey, conducted by Harris Poll, of 656 parents with children age 18 and older.
That's not all. Parents have also helped their adult children in these ways:
- 39% have paid a cell phone bill
- 34% helped out with car insurance
- 32% paid for clothing
- 20% paid for entertainment
When helping starts to hurt
Helping out adult children "isn't necessarily a bad thing," says Julie Fortin, certified financial planner and financial behavior specialist with Northstar Financial Planning in Windham, New Hampshire.
Of course you'll try to help your child in an emergency — but be careful that short-term aid doesn't become a long-term habit. That's because setting up shop as the Bank of Mom and Dad can lead to two problems: One is that your child might become overly dependent on you for money. The other is that those payouts can jeopardize your financial outlook, Fortin says.
Shelling out small dollar amounts each month might not seem so bad, but they can add up to a surprisingly big hit to your potential savings. Say that for three years you spend $95 per month on groceries for your adult child. That's the average amount someone under 25 years old spends on groceries each month, according to the U.S. Labor Department's Bureau of Labor Statistics.
If you'd invested that money instead, that seemingly small handout would be worth more than $11,600 to you in retirement. That figure assumes you're 44 years old when you start paying for those groceries, you retire at 67 and earn a 6% annual return.
» Check out the NerdWallet study, which includes a calculator to test how much your own child's expenses may cost you in retirement.
Or maybe you kick in some cash for your child's cell phone. That's generous of you, but it might be short-sighted. Just $28 per month over three years adds up to a loss of about $3,400 once you retire, given the assumptions as above.
But the real concern comes from bigger ticket items. If you pay your adult child's rent for three years, you'll slash your potential retirement nest egg by about $48,000. That's assuming a monthly rent of $392, the BLS's average for someone younger than 25.
Reaching financial independence
Even if your bank account can withstand these headwinds, giving money isn't a great way to teach your child financial savvy.
"It's actually reducing the child's own personal success," says Susan Zimmerman, a chartered financial consultant, marriage and family therapist and co-founder of Mindful Asset Planning, in Apple Valley, Minnesota.
Luckily, there are ways for you and your child to achieve a healthier relationship with money — one in which your child gains financial independence and you get your retirement savings on track. Consider these steps:
1. Figure out why
The first step is identifying why you're providing the support. Helping kids is "virtually always born out of love and concern," Zimmerman says.
Often, a secondary driver is a desire to keep your child happy. "What makes it hard for parents to stop is the same thing that made it easy for them to start: They have a need to please that child," Zimmerman says. "They have an intolerance for the child being displeased or even angry."
Wanting to please others isn't necessarily wrong, but "you can end up having too much of a good thing," she adds. Keep that in mind as you take the next steps to trim back your financial aid.
Here are more insights on how to avoid being a financial rescuer.
2. Get clarity on your own finances
Before explaining the new arrangement to your adult child, figure out where you stand in terms of retirement savings. If you understand your money picture, you can tell your child exactly why you need to cut back. Plus, it's a good way to model smart financial behavior.
3. Have the conversation
The next step is to talk with your child. This could be a touchy topic, so give him or her fair warning, Zimmerman says. For example, when you're setting a date to talk, you could say: "We have a topic we need to discuss with you, because it's causing us worry and difficulty in our own financial life."
Once you're together, explain why your financial assistance will need to stop. For example, Zimmerman suggests saying something like this: "We calculated our income needs for retirement, and we're falling short. That's why we need to start preserving the little bit of excess that we have."
4. Create a timeline
Give your child some time to prepare by setting a date for when your contributions will end.
5. Offer other types of support
If your retirement savings are on track and you can spare the cash, consider using that money to invest in your children's financial future.
"Sometimes the better thing for the wealthy parent to do is to start connecting those children to the many resources that exist now: career counseling, life coaching, financial counseling," Zimmerman says.
That way, she says, you can tell your child: "I want you to feel the joy of experiencing achievement and success, however you define it for yourself."
Check out more retirement advice from NerdWallet:


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You already know that exercise is good for your body. But did you know it can also boost your mood, improve your sleep, and help you deal with depression, anxiety, stress, and more?
What are the mental health benefits of exercise?
Exercise is not just about aerobic capacity and muscle size. Sure, exercise can improve your physical health and your physique, trim your waistline, improve your sex life, and even add years to your life. But that's not what motivates most people to stay active.People who exercise regularly tend to do so because it gives them an enormous sense of well-being. They feel more energetic throughout the day, sleep better at night, have sharper memories, and feel more relaxed and positive about themselves and their lives. And it's also a powerful medicine for many common mental health challenges.
Regular exercise can have a profoundly positive impact on depression, anxiety, and ADHD. It also relieves stress, improves memory, helps you sleep better, and boosts your overall mood. And you don't have to be a fitness fanatic to reap the benefits. Research indicates that modest amounts of exercise can make a real difference. No matter your age or fitness level, you can learn to use exercise as a powerful tool to deal with mental health problems, improve your energy and outlook, and get more out of life.
Exercise and depression
Studies show that exercise can treat mild to moderate depression as effectively as antidepressant medication—but without the side-effects, of course. As one example, a recent study done by the Harvard T.H. Chan School of Public Health found that running for 15 minutes a day or walking for an hour reduces the risk of major depression by 26%. In addition to relieving depression symptoms, research also shows that maintaining an exercise schedule can prevent you from relapsing.
Exercise is a powerful depression fighter for several reasons. Most importantly, it promotes all kinds of changes in the brain, including neural growth, reduced inflammation, and new activity patterns that promote feelings of calm and well-being. It also releases endorphins, powerful chemicals in your brain that energize your spirits and make you feel good. Finally, exercise can also serve as a distraction, allowing you to find some quiet time to break out of the cycle of negative thoughts that feed depression.
Exercise and anxiety
Exercise is a natural and effective anti-anxiety treatment. It relieves tension and stress, boosts physical and mental energy, and enhances well-being through the release of endorphins. Anything that gets you moving can help, but you'll get a bigger benefit if you pay attention instead of zoning out.
Try to notice the sensation of your feet hitting the ground, for example, or the rhythm of your breathing, or the feeling of the wind on your skin. By adding this mindfulness element—really focusing on your body and how it feels as you exercise—you'll not only improve your physical condition faster, but you may also be able to interrupt the flow of constant worries running through your head.
Exercise and stress
Ever noticed how your body feels when you're under stress? Your muscles may be tense, especially in your face, neck, and shoulders, leaving you with back or neck pain, or painful headaches. You may feel a tightness in your chest, a pounding pulse, or muscle cramps. You may also experience problems such as insomnia, heartburn, stomachache, diarrhea, or frequent urination. The worry and discomfort of all these physical symptoms can in turn lead to even more stress, creating a vicious cycle between your mind and body.
Exercising is an effective way to break this cycle. As well as releasing endorphins in the brain, physical activity helps to relax the muscles and relieve tension in the body. Since the body and mind are so closely linked, when your body feels better so, too, will your mind.
Exercise and ADHD
Exercising regularly is one of the easiest and most effective ways to reduce the symptoms of ADHD and improve concentration, motivation, memory, and mood. Physical activity immediately boosts the brain's dopamine, norepinephrine, and serotonin levels—all of which affect focus and attention. In this way, exercise works in much the same way as ADHD medications such as Ritalin and Adderall.
Exercise and PTSD and trauma
Evidence suggests that by really focusing on your body and how it feels as you exercise, you can actually help your nervous system become "unstuck" and begin to move out of the immobilization stress response that characterizes PTSD or trauma. Instead of allowing your mind to wander, pay close attention to the physical sensations in your joints and muscles, even your insides as your body moves. Exercises that involve cross movement and that engage both arms and legs—such as walking (especially in sand), running, swimming, weight training, or dancing—are some of your best choices.
Outdoor activities like hiking, sailing, mountain biking, rock climbing, whitewater rafting, and skiing (downhill and cross-country) have also been shown to reduce the symptoms of PTSD.
Other mental health benefits of exercise
Even if you're not suffering from a mental health problem, regular physical activity can still offer a welcome boost to your mood, outlook, and mental well-being.
Exercise can help provide:
Sharper memory and thinking. The same endorphins that make you feel better also help you concentrate and feel mentally sharp for tasks at hand. Exercise also stimulates the growth of new brain cells and helps prevent age-related decline.
Higher self-esteem. Regular activity is an investment in your mind, body, and soul. When it becomes habit, it can foster your sense of self-worth and make you feel strong and powerful. You'll feel better about your appearance and, by meeting even small exercise goals, you'll feel a sense of achievement.
Better sleep. Even short bursts of exercise in the morning or afternoon can help regulate your sleep patterns. If you prefer to exercise at night, relaxing exercises such as yoga or gentle stretching can help promote sleep.
More energy. Increasing your heart rate several times a week will give you more get-up-and-go. Start off with just a few minutes of exercise per day, and increase your workout as you feel more energized.
Stronger resilience. When faced with mental or emotional challenges in life, exercise can help you build resilience and cope in a healthy way, instead of resorting to alcohol, drugs, or other negative behaviors that ultimately only make your symptoms worse. Regular exercise can also help boost your immune system and reduce the impact of stress.
Reaping the mental health benefits of exercise is easier than you think
You don't need to devote hours out of your busy day to train at the gym, sweat buckets, or run mile after monotonous mile to reap all the physical and mental health benefits of exercise. Just 30-minutes of moderate exercise five times a week is enough. And even that can be broken down into two 15-minute or even three 10-minute exercise sessions if that's easier.
Even a little bit of activity is better than nothing
If you don't have time for 15 or 30 minutes of exercise, or if your body tells you to take a break after 5 or 10 minutes, for example, that's okay, too. Start with 5- or 10-minute sessions and slowly increase your time. The more you exercise, the more energy you'll have, so eventually you'll feel ready for a little more. The key is to commit to some moderate physical activity—however little—on most days. As exercising becomes a habit, you can slowly add extra minutes or try different types of activities. If you keep at it, the benefits of exercise will begin to pay off.
You don't have to suffer to get results
Research shows that moderate levels of exercise are best for most people. Moderate means:
1. That you breathe a little heavier than normal, but are not out of breath. For example, you should be able to chat with your walking partner, but not easily sing a song.
2. That your body feels warmer as you move, but not overheated or very sweaty.
Overcoming obstacles to exercise
Even when you know that exercise will help you feel better, taking that first step is still easier said than done. Obstacles to exercising are very real—particularly when you're also struggling with a mental health issue.
Here are some common barriers and how you can get past them.
Feeling exhausted. When you're tired, depressed, or stressed, it seems that working out will just make you feel worse. But the truth is that physical activity is a powerful energizer. Studies show that regular exercise can dramatically reduce fatigue and increase your energy levels. If you are really feeling tired, promise yourself a quick, 5-minute walk. Chances are, once you get moving you'll have more energy and be able to walk for longer.
Feeling overwhelmed. When you're stressed or depressed, the thought of adding another obligation to your busy daily schedule can seem overwhelming. Working out just doesn't seem practical. If you have children, finding childcare while you exercise can also be a big hurdle. However, if you begin thinking of physical activity as a priority (a necessity for your mental well-being), you'll soon find ways to fit small amounts of exercise into even the busiest schedule.
Feeling hopeless. Even if you've never exercised before, you can still find ways to comfortably get active. Start slow with easy, low-impact activities a few minutes each day, such as walking or dancing.
Feeling bad about yourself. Are you your own worst critic? It's time to try a new way of thinking about your body. No matter your weight, age or fitness level, there are plenty of others in the same boat. Ask a friend to exercise with you. Accomplishing even the smallest fitness goals will help you gain body confidence and improve how you think about yourself.
Feeling pain. If you have a disability, severe weight problem, arthritis, or any injury or illness that limits your mobility, talk to your doctor about ways to safely exercise. You shouldn't ignore pain, but rather do what you can, when you can. Divide your exercise into shorter, more frequent chunks of time if that helps, or try exercising in water to reduce joint or muscle discomfort.
Getting started with exercise when you have a mental health issue
Many of us find it hard enough to motivate ourselves to exercise at the best of times. But when you feel depressed, anxious, stressed or have another mental health problem, it can seem doubly difficult. This is especially true of depression and anxiety, which can leave you feeling trapped in a catch-22 situation. You know exercise will make you feel better, but depression has robbed you of the energy and motivation you need to work out, or your social anxiety means you can't bear the thought of being seen at an exercise class or running through the park.
Start small. When you're under the cloud of anxiety or depression and haven't exercised for a long time, setting extravagant goals like completing a marathon or working out for an hour every morning will only leave you more despondent if you fall short. Better to set achievable goals and build up from there.
Schedule workouts when your energy is highest. Perhaps you have most energy first thing in the morning before work or school or at lunchtime before the mid-afternoon lull hits? Or maybe you do better exercising for longer at the weekends. If depression or anxiety has you feeling tired and unmotivated all day long, try dancing to some music or simply going for a walk. Even a short, 15-minute walk can help clear your mind, improve your mood, and boost your energy level. As you move and start to feel a little better, you'll often boost your energy enough to exercise more vigorously—by walking further, breaking into a run, or adding a bike ride, for example.
Focus on activities you enjoy. Any activity that gets you moving counts. That could include throwing a Frisbee with a dog or friend, walking laps of a mall window shopping, or cycling to the grocery store. If you've never exercised before or don't know what you might enjoy, try a few different things. Activities such as gardening or tackling a home improvement project can be great ways to start moving more when you have a mood disorder—as well as helping you become more active, they can also leave you with a sense of purpose and accomplishment.
Be comfortable. Wear clothing that's comfortable and choose a setting that you find calming or energizing. That may be a quiet corner of your home, a scenic path, or your favorite city park.
Reward yourself. Part of the reward of completing an activity is how much better you'll feel afterwards, but it always helps your motivation to promise yourself an extra treat for exercising. Reward yourself with a hot bubble bath after a workout, a delicious smoothie, or with an extra episode of your favorite TV show, for example.
Make exercise a social activity. Exercising with a friend or loved one, or even your kids, will not only make exercising more fun and enjoyable, it can also help motivate you to stick to a workout routine. You'll also feel better than if you were exercising alone. In fact, when you're suffering from a mood disorder such as depression, the companionship can be just as important as the exercise.
Easy ways to move more that don't involve the gym
Don't have a 30-minute block of time to dedicate to yoga or a bike ride? Don't worry. Think about physical activity as a lifestyle rather than just a single task to check off your to-do list. Look at your daily routine and consider ways to sneak in activity here, there, and everywhere.
Move in and around your home. Clean the house, wash the car, tend to the yard and garden, mow the lawn with a push mower, sweep the sidewalk or patio with a broom.
Sneak activity in at work or on the go. Bike or walk to an appointment rather than drive, use stairs instead of elevators, briskly walk to the bus stop then get off one stop early, park at the back of the lot and walk into the store or office, or take a vigorous walk during your coffee break.
Get active with the family. Jog around the soccer field during your kid's practice, make a neighborhood bike ride part of your weekend routine, play tag with your children in the yard, go canoeing at a lake, walk the dog in a new place.
Get creative with exercise ideas. Pick fruit at an orchard, boogie to music, go to the beach or take a hike, gently stretch while watching television, organize an office bowling team, take a class in martial arts, dance, or yoga.
All copyrights pertaining to this article are owned by CIO Global.

subset: commoncrawl


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HUNTINGTON BEACH, California / USA (Friday, July 29, 2011) – Beginning tomorrow, July 30, 2011 the highly-anticipated Nike US Open of Surfing will commence at the California's iconic Huntington Beach Pier and this year's ASP PRIME event is set to host 30 of the elite international ASP World Title Series surfers.
The opening weekend of the Nike US Open of Surfing will see the completion of the Round of 128 trials for the main event as well as the opening rounds of men's and women's ASP 4-Star Nike Pro Junior action. The men's main Round of 96 will begin on Monday, August 1.
Joel Parkinson (AUS), 30, current frontrunner on the ASP World Title Rankings, is returning to Huntington Beach for the first time in over a decade and is looking to partake in the many upgrades that this year's ASP PRIME Nike US Open of Surfing will have to offer.
"The last time I surfed in the US Open I was 18 and I'd just flown in from J-Bay where I'd won the contest, so it must have been 1999," Parkinson said. "I remember I won my first two heats at Huntington but was so homesick that I just packed up and flew back home to Australia. A lot has changed at Huntington since then with it being a PRIME event now and being such a really huge show. For the last few years all the boys on tour who've surfed it have said how good a time they've had, so I thought I should check it out for myself."
Parkinson was also quick to admit that the stacked field of ASP Top 34 talent and elite up-and-comers in this year's Nike US Open of Surfing draw will offer up both crucial points and stiff competition for all of the top ranked surfers.
"The two tours are so close these days with the way the ratings are structured that it's actually really important to surf those PRIME events and surf them well," Parkinson said. "Not only do your points actually count for something, but you're surfing against guys who you could be surfing against the following week, not just the following year."
Julian Wilson (AUS), 22, current rookie on the elite ASP World Title Series, has been building momentum throughout the last few events, taking a major ASP PRIME victory in Portugal before earning an impressive Quarterfinals finish in Jeffreys Bay and feels that the relief of his breakthrough results will help lend to a relaxed approach to competition in Huntington Beach.
"It's a big relief to no longer have the half way cut on my mind," Wilson said. "I'm enjoying the events a lot more now and feel like it's starting to show in my surfing."
Wilson is also excited to be one international talent to bring next-level surfing to the massive crowds at this year's Nike US Open of Surfing.
"I think it's great having an event like this," Wilson said. "Obviously you run the risk of sacrificing waves for spectators but the sport needs that every once in awhile."
Brian Toth (PRI), 26, Nike US Open of Surfing event wildcard, has been on the cusp of entering the last few ASP PRIME events and is hoping to capitalize on the mass of points on offer to build his ASP World Ranking.
"I've been trying to get in to the last few PRIME contests and have been first alternate or just outside of getting in," Toth said. "I'm really psyched to get the wildcard for the US Open and hopefully get some good points to build my seed back up."
Toth is also ready to compete against the world's best surfers and feels that surfing against the stacked draw will push his own personal performance barriers.
"The US Open is a high-profile event and all of the World Tour surfers are there and you want to beat those guys," Toth said. "I'm looking forward to surfing against them."
Running in conjunction with the men's ASP PRIME event will be the final stop on the 2011 ASP Women's World Tour as well as men's and women's ASP 4-Star Pro Junior divisions. The Nike US Open of Surfing is also a part of a massive action sports festival which hosts BMX and Skate events as well as Fashion, Art and Music shows, all of which are free to the public.
LIVE coverage of the Nike US Open of Surfing will begin on Monday, August 1, 2011. To


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Green Mountain Falls Business Signs
VIEW GALLERYAre you in need of attractive business signs to promote and build your business and brand? Pinnacle Signs & Graphics crafts custom signage to help you do just that!
As a full-service signage provider, Pinnacle Signs & Graphics has worked with every industry to provide business and commercial signage to help get their business the foot traffic it needs to grow! Regardless of your business size or marketing goals, we will design, fabricate, and install the attractive signage you need to help you achieve your goals.
Our signage experts will show you how our signage can help you increase your visibility with our custom signage, whether you need a towering pole sign or a dynamic window display. Our Green Mountain Falls business sign professionals understand the unique needs of different industries and will work with you to help identify the key signage blends to help you meet your marketing needs within a budget and timeline works for you.
Call Pinnacle Signs & Graphics at (719) 428-6274 for your Free Consultation with a Business Signs Expert!
Cohesive Commercial Signs
Competition in today's market is fierce, and you need every resource you can muster to stand above your competition. Custom commercial signage allows you to not only include your business name, but also your logo, and other pertinent information your customers readily require such as hours of operations, accessibility and ADA information.
The blend of indoor and outdoor signage you choose for your business will not only attract potential customers or retain returning customers. It will also provide the information your business needs to reinforce your brand as an expert in your industry and highlight your products or services to your community. Pinnacle Signs & Graphics is dedicated to delivering the signage solutions you need to help grow your business and increase customer recognition and brand awareness.
We offer a comprehensive selection of signage services to help you promote special deals, marketing events, product launches, and more. We craft beautiful storefront signs to introduce your business to your community. We create impressive monument signs to create a powerful first impression to visiting guests. We manufacture towering pole signs to help your brand reach customers along busy roadways and interstates. If you need an attractive way to protect your visitors and storefront from the elements, we create awning and canopy signs to do just that.
So no matter what signage solution you need, the Green Mountain Falls, UT commercial signage experts at Pinnacle Signs & Graphics will create the combination of signage to help you increase brand visibility and help drive your business into the future!
Complete Business Signage
Your storefront signage is designed to compel visitors and guests to enter your facility. The indoor signage you choose needs to reinforce your visitor's decision and then provide them with the information needed to navigate your facility effectively, ultimately selling themselves on the products and services you offer. Indoor signage may include lobby signage, vinyl graphics and banners, POP signage, wayfinding signage, ADA signs, and more.
Whether you need to highlight new products or services with dynamic window displays or assist customers to navigate your facility effectively or are in need of a complete signage collection, Pinnacle Signs & Graphics has the knowledge, resources, and tools to deliver the attractive, high-impact signage you need!
Our business sign services include:
As the seasons' change or new products and services become available, your signage needs will also change, often requiring new signage. Whatever your needs are, Pinnacle Signs & Graphics is ready to tackle your signage challenges including, vehicle wraps, interior and exterior signage, and more. Our dedicated signs and graphics team is looking forward to showing you why Pinnacle Signs & Graphics is the only Colorado Springs sign company you will ever need for attractive, impactful Green Mountain Falls business signs and graphics solutions.
Free Business Signs Consultation
Your signage is the way potential customers and the community learn about your business. With attractive, professionally made commercial signage, you can set your business above your competition and capitalize on the missed opportunities that other distractions create. Whether you are looking to entice new customers to look away from their phones or stand above the competition, we are here to help you accomplish your goals with eye-catching signage!
Pinnacle Signs & Graphics is a full-service Green Mountain Falls business signage provider. Our goal is to design, fabricate, install, and maintain the signage solutions that help grow your business to the next level. We accomplish this by including you in every aspect of the signage process so that the solutions you receive from us are tailored to fit your business and brand personality. After all this is your sign, let us help make sure that it reflects your business and brand perfectly.
Call Pinnacle Signs & Graphics at (719) 428-6274 for your Free Consultation with a Business Signage Specialist!


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Relying on Digital Partners Helps SMBs Drive Transformation.
Driving transformational change in your business can be difficult. However, the right technology partner can help by bridging the knowledge and implementation gap.
Disruption is the name of the game today. Employers find it more difficult than ever to hire knowledgeable IT workers. Most SMBs (small to mid-sized businesses) don't have an IT team with the in-depth knowledge they need.
The same technology that helped you grow your organization in the past has quickly become outdated. Plus, it's a security liability without a continuous focus on updates. Fortunately, there's an answer. SMBs can harness the power of cloud computing with the assistance of reliable digital partners to help drive transformational change.
Myth: Transformation Equals Disruption
Serious disruptions occur when your employees work with out-of-date technology. However, some business owners are afraid to undergo the transformational change required. They believe it will be a disruptive influence on their operations.
The opposite is true. Digital transformation initiatives help business owners and managers discover significant metrics, automate routine processes, and provide employees with a better work environment. Competitors can quickly pass you by if you're not willing to accept a short-term IT disruption to drive long-term and meaningful change for the better.
Deep Cultural Changes
Digital transformation is more than simply bringing on a few new software tools. It requires a fundamental change in organizational culture and thought processes. Employees who have always worked in the office are now looking for ways to be productive regardless of their physical location. And technology teams are under stress to provide easy and secure access to software and documents. While this can often be accomplished through the implementation of cloud-based productivity and file storage software, ensuring that you're not compromising security while providing a satisfactory worker experience can be a delicate balancing act.
Moving to The Cloud
There's been a significant shift in IT spending in the SMB segment, with leaders identifying the value of moving towards cloud-based software as opposed to investments in hardware. This shift towards cloud computing provides businesses with the ability to be more flexible with their technology investments, scaling up and down as needed based on business trends and seasonality.
The average annual SMB technology spend is on the rise, and is expected to continue growing in the coming years as change accelerates on a variety of levels. Business leaders are looking for new and creative ways to drive efficiencies while improving productivity, to increase competitiveness. Since many SMBs spend a significant amount of their time focused on operations. The business leaders who form effective IT partnerships will move to the front in terms of digital transformation.
The Importance of Digital Partnerships
Keeping a business running can be challenging for understaffed SMBs. Having a digital partner who assists with new initiatives is critical. Technology tools that are meant to simplify ongoing operations can be remarkably complex to implement—And overtaxed (or nonexistent) IT teams results in poor decision making due to a lack of information or time for security hardening or testing.
IT Partners provide an extra set of "heads and hands" to research, understand the security risks, and map the competitive landscape for new technology initiatives. They can then support implementation and training in a very hands-on way. Having a trusted digital partner allows business leaders to focus on their core specialties, and to grow their business.
Finding the Right Digital Partner is Essential.
Customer satisfaction is a key component driving digital transformation—And, customer demands continue to morph as technology advances at "light speed." Increased capabilities, and more cost-effective operations are required in order to keep up with their requirements, the changing economy, regulatory laws, and the demands of business partners.
A focus on process and innovation can be supported by the right digital partner—One who has the knowledge and experience to introduce best practices into the organization. The end result is a new transparency that provides the business leader with access to actionable metrics that support decision points at all levels of the organization.
Embrace technology and the positive impact that it can have on your organization when you work with {company}. We'll be your trusted Digital Partner and help drive IT transformation throughout your organization in {city}. Contact us today at {phone} or via email to {email}, and see how a partnership with us will support an enhanced customer experience, positive employee engagement, and operational efficiencies.


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Elizabeth Reid
Cashmere Crew Sock Gift Pack | Gold & Silver
Gift box includes TWO PAIRS of white cashmere socks with navy and purple metallic trim.
Everyday luxury DEFINED. Cashmere everyday? Sounds excessive right? Not when they're on your feet. Cozy, comfortable and lightweight - our cashmere wool blend socks are the ultimate luxe essential. Unlike any other sock, they have just the right amount of stretch, warmth, and a seamless toe to fit snug. With a premium texture that's naturally soft and smooth on the skin - we make cashmere an everyday affairs.
Where the edge of the sock meets the calf, you'll find a metallic sparkle roll that was specially designed for comfort as to not leave an indentation on your leg. The roll detail adds a feminine touch and metallic yarns a "these aren't your regular cashmere socks" statement.
The versatility of our cashmere blend allows you to wear these with most styles, and certainly with your favorite boot in colder months. It is made up of 35% cashmere for ultimate softness, 65% wool for antimicrobial properties, and 10% elastane for the perfect stretch. The Y stitch heel ensures a snug fit, too!
Fits women's US shoe size 6-9.


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Chocolate Peanut Butter Pinwheel Cookies
This recipe has not been reviewed. Be the first to rate this recipe!
From the kitchen of Idahogurl
This recipe has been on northpole.com from the beginning… since 1996! We hope you enjoy this classic North Pole recipe. Let us know your opinion by submitting a review!
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Recipe Details
Bake Time: |
minutes |
Yields: Tags: |
10-12 cookies Good for parties/potlucks, Travels well |
1/4 cup semi-sweet chocolate chips
2 tablespoons water
2 cups all-purpose flour
1/2 teaspoon baking powder
1/2 teaspoon salt
1/2 cup butter, softened
1 cup light brown sugar, firmly packed
2/3 cup creamy peanut butter
1 large egg
When ready to bake, preheat oven to 350 degrees. Dough must be allowed to chill for several hours.
Put the chocolate and water in a double boiler, stir occasionally until the chocolate has melted, remove from heat; set aside to cool.
In a bowl combine the flour with the baking powder and salt, stir well to mix, using an electric mixer, beat the butter and the brown sugar together on medium speed until light about 2minutes.
Beat in the peanut butter and the egg beating smooth after each addition, remove the bowl from the mixer and stir in flour mixture.
Remove a little more than half the dough from the bowl and set aside, add the cooled chocolate mixture to the dough left in the bowl and stir it in thoroughly.
On a floured piece of wax paper, pat each piece of dough into an 8- inch square, if the dough is extremely soft and sticky, slide the paper onto a cookie sheet and chill briefly.
Use a pastry brush to paint the square of chocolate dough with water, top it with the square of plain dough, starting anywhere, roll up the two dough's as you would a jelly roll, keeping the roll straight and even, roll the dough onto a piece of plastic wrap and chill for several hours or it may be frozen.
To bake the cookies, preheat to 350 degrees F.
Slice the roll about 3/16 inch and arrange cookie on cookie sheet 2 inches from the next one and from the edges of the pan.
Bake for about 14-17 minutes until they are firm and light in color
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Applications for the new First Home Loan Deposit Scheme are now open, with 10,000 guarantees available to first home buyers looking to get a leg up into the property market.
Now, with 10,000 spots it might sound like you've got plenty of time up your sleeve to take advantage of the new scheme, but consider this: 110,000 Australians bought their first home in 2018.
So if you're interested in applying for this scheme, you'll want to put it at the top of your to-do list in 2020 and get in touch with us ASAP.
Back up a little. What's this new scheme again?
Ok, so currently people with a deposit of less than 20% usually have to pay Lenders Mortgage Insurance (LMI).
But under the government scheme, first home buyers with only a 5% deposit could be eligible to purchase a property without forking out for LMI.
Now, it's important to note that this is not a handout – it's simply a government guarantee.
But this guarantee can give first home buyers a "leg up", says the federal government, as it could save you as much as $10,000 in LMI insurance.
Any more details?
The scheme commenced on 1 January 2020.
In order to be eligible first home buyers can't have earned more than $125,000 in the previous financial year, or $200,000 for couples (and both need to be first home buyers).
More details on eligibility can be found here.
The property price caps
Below are the property price caps for each city and regional centre with a population over 250,000, followed by the price caps for the rest of the state.
– NSW: $700,000 (Sydney, Newcastle/Lake Macquarie, Illawarra) and $450,000 (rest of state)
– VIC: $600,000 (Melbourne and Geelong) and $375,000 (rest of state)
– QLD: $475,000 (Brisbane, Gold Coast, Sunshine Coast) and $400,000 (rest of state)
– WA: $400,000 (Perth) and $300,000 (rest of state)
– SA: $400,000 (Adelaide) and $250,000 (rest of state)
– TAS: $400,000 (Hobart) and $300,000 (rest of state)
Get the ball rolling
If you're considering purchasing your first home in 2020 but don't have a 20% deposit saved up yet – get in touch.
We'd love to run you through this new scheme in more detail and, if you're eligible, help you apply for finance with one of the scheme's participating lenders.
Disclaimer: The content of this article is general in nature and is presented for informative purposes. It is not intended to constitute financial advice, whether general or personal nor is it intended to imply any recommendation or opinion about a financial product. It does not take into consideration your personal situation and may not be relevant to circumstances. Before taking any action, consider your own particular circumstances and seek professional advice. This content is protected by copyright laws and various other intellectual property laws. It is not to be modified, reproduced or republished without prior written consent.


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The global defense market is projected to grow robustly over the forecast period (2016 to 2024). This attributes to high military budgets being set aside by most governments worldwide. A number of countries are investing greatly in research & development of newer technologies for military applications. Rising defense budgets is a direct reflection of increasing economic development. It is because of favorable economic growth that countries can invest in defense and thus protect themselves from external aggression.
However, demilitarization is a major hindrance to the growth of the worldwide defense market. Several countries are striving towards reducing the use of arms and weapons in order to move towards greater global peace. There is an air of dilemma among most economies whether or not to import defense technologies. Some countries are typically advanced in the area of defense technologies, while many others aren't. Most Asian economies rely majorly on imports of defense equipment. However, ongoing trends suggest that this pattern might undergo a noteworthy change over the forecast period. These countries may begin directing their resources towards greater R&D of defense equipment.
For Market Research Report on "Defense Market" Visit - https://www.hexaresearch.com/research-report/defense-market
The worldwide defense market is segmented on the basis of type of equipment and regions. Defense equipment encompass naval systems, sensors & radars, ground vehicles, unmanned systems, and missile systems. Demand for ground vehicles is by far the highest. Growing significance of radars & missiles attributes to innovations that have led to the development of modern and highly sophisticated radar systems. These systems are an amalgam of digital signal processors, complex A-D convertors, solid state modules, and advanced materials.
Modern radar systems are often equipped with excellent imaging capabilities. As against earlier radar systems that needed separate systems for performing the same tasks, these sophisticated radars are quite versatile. They perform varied functions, like weather monitoring, target tracking, wide area searches, and fire control. Since they call for minimal human intervention, unmanned vehicles may gain much importance in the near future. The incorporation of intelligent systems in unmanned vehicles may further increase the latter's significance in defense.
On the basis of regions, the worldwide defense market is segmented into North America, the Middle East & Africa, Europe, and Asia Pacific. Europe and North America have taken to 'demilitarization' in a strong manner, which is why military expenditure from these regions may plunge rapidly in the near future. Most global manufacturers are gradually shifting their focus towards the Asia Pacific market because this region is witnessing a surge in military budgets by various governments. This regional market is fuelled by robust investments in defense equipment by China, India, and Japan. Low income economies of Africa and the Middle East invest in defense equipment mainly to protect their economic development.
Prominent companies in the global defense market are Lockheed Martin, Northrop Grumman, United Technologies (UTX), BAE Systems, and General Dynamics. Northrop Grumman is a leading manufacturer of space equipment, missile electronics, aircraft, and ships. BAE Systems, a non U.S. based company is the largest manufacturer of space equipment, electronics, missiles, and aircraft. And Lockheed Martin manufactures the F-35 weapon system.


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Brian Kimberling's debut novel, Snapper, is a lovely, loose-limbed collection of stories about an aimless ornithologist named Nate, who as the book opens is possessed of a glitter-covered pickup truck and a massive (somewhat requited) crush on redheaded dream girl Lola. Nate and his friends wander toward marriage and maturity over the course of 13 linked stories — encountering angry snapping turtles, bald eagles and mystic mechanics along the way. In this excerpt, Nate and his friend Shane (the unfortunate victim of that snapping turtle) decide to while away a rainy weekend with a copy of The Anarchist Cookbook. Snapper will be published April 23.
Squander Indiana
Shane once hitchhiked across Indiana for a weekend visit. He had welts on his hips from his backpack and blistered feet from his boots. The trek involved more hiking than hitching, he said. Drivers stopped but they proved to be drunk or deranged. One mustachioed driver in a Toyota Corolla coolly placed his free hand on Shane's thigh for twenty minutes while opining on the merits of various handguns. When he pulled in for gas, Shane fled. An older man in a pickup truck had been jolly and full of good stories, but he was also three-quarters into a bottle of Dark Eyes. They got lost on a gravel road, to Shane's relief. He offered to drive and the man got angry, so Shane struck off on foot through a cornfield in heavy November rain. Twenty minutes later a clarinettist from Ohio took pity on him and talked about his wife's leukemia for thirty miles, until grief overwhelmed him and he couldn't drive either. Shane offered to drive or at least keep him company but the clarinettist just asked to be alone.
"And the moral of the story," said Shane, "is that I hope you have some beer."
"Maybe you should have used your other thumb," I said. I took every opportunity to remind him of that absurd turtle. By then all you could see on Shane's thumb was a broad white ring of scar tissue.
"Funny," he said flatly.
I did have some beer — though I hadn't known he was coming — but we didn't stay up long. He was bone-weary and hadn't arrived until almost eleven on a Friday night. We agreed I'd lend him the fare for a Greyhound home on Sunday. He fell across the couch and drifted off while I was still talking. The rain had followed him and battered my windows as if angry that he had got away.
In the morning we decided to smoke banana peels. The weather remained foul and the bars weren't open yet. Shane said he was just curious to see if it really worked. In high school we smoked tea leaves once for the same reason. On another occasion he made a sextant from a compact disc, some Legos, and a compact makeup mirror just to prove it could be done. (It was adequate to show that you were somewhere in the Northern Hemisphere.) I'm pretty sure he had hitchhiked just to see if that worked, too. I couldn't match his enthusiasm, but I enjoyed laughing at him. He had brought The Anarchist Cookbook with him, damp around the edges despite the protection of his backpack. Among the instructions for credit card fraud and nail bombs it contained a recipe. It explained that bananadine, harvested from the skins, is a mild, short-lived psychedelic. We set off for the grocery store in my truck.
We caught up as I drove. Shane was pursuing a master's degree in library science. He hated it. He wanted to work with books, but was compelled instead to study "information architecture" and all manner of new technology.
"One of the professors called the phone book a database with limited search functionality the other day. With a straight face. That's when I decided to take a break."
I had my own database woes. The results of fieldwork I did in spring and summer had to be compiled in fall and winter. At the time I was studying variations in migration times. The Eastern phoebe has kept the same schedule for one hundred years — clearly a form of climate change denial. The yellow warbler, on the other hand, had begun to freak out, showing up early by a matter of weeks. Other migrants fell somewhere on a spectrum between them. I was trying to figure it all out in a rented one-bedroom apartment in Richmond, where I didn't know anybody. Or almost nobody. I also explained to Shane that I had been seeing a woman named Emma who got fed up with me for talking constantly about Lola. I took her exasperated advice and rang Lola up; she came for a weekend visit the next day. When I told Emma she threw her high-heeled shoe at me outside a café.
Fifteen pounds of bananas was all the grocery store had in stock and more than I could fit in my freezer (the Anarchist Cookbook recipe does not call for the fruit itself ). The cashier peered at us quizzically. "I got a gorilla," said Shane, and she didn't pursue the subject. On the way home Shane tried to start a game. State licence plates then all read WANDER INDIANA across the bottom in bold black lettering.
"Squander Indiana," said Shane.
"Okay," I said. "Ponder Indiana." It was weak but the best I could come up with. Shane went quiet for a while.
"Launder Indiana?" he said, and the game was over before it ever got off the ground.
The stringy pieces inside the banana peel are what you're after. They're thin and sparsely distributed, which is why you need so many bananas. We sat in the kitchen peeling them and began talking about another game we used to play.
In high school we had made up book titles that people we didn't like might write. How to Look Down Your Nose at People Taller Than You, for example, by Shane's sniffy though beautiful neighbor Carol Arbuckle. Shane suggested that we compare our predictive titles with real results.
Somehow we were unable to laugh. The author of Same Size Dick & Brain had recently played Russian roulette alone, nobody knew why. He had removed five bullets from his revolver and left them standing in a neat row on his coffee table. His body was discovered two days later by his girlfriend, and we cringed to recollect that she wrote I Floss My Ass Twice a Day. That casual, youthful malice of ours was embarrassing in hindsight. Meanwhile, the author of 80 Greatest Bloodlines: My Family Tree was selling real estate in Boonville. That could not be a full-time job. The girl who wrote How to Suck a Golf Ball Through a Garden Hose was in rehab for the third time, and her twin daughters were wards of the state because nobody knew their father's whereabouts. The handsome baritone who got all the leads in school plays and musicals worked in a video rental store. We couldn't remember what he wrote.
We had given each other titles, too. Shane wrote Am I Wishy-Washy? Or Just Equivocal? while apparently I penned Droll Sneers of Self-Defense.
"I'm updating yours," said Shane. "You'll fill a bookshelf seven feet long with twenty-two volumes all called Lola."
Once you have scraped out your peels with a sharp knife, you boil the scrapings in a large pot until it obtains a solid paste consistency. We stood over the pot, stirring and exchanging further bulletins on mutual friends. These tidings were not as grim, but more touching, because we liked these people.
Our friend Matt had finished his PhD in biology and found a job — after all, he wrote Mister Spock Got Nothin' on Me — but already his academic career was in jeopardy, because he had become involved with an undergraduate. There was no question of wrongdoing on his part, we thought, but in those PC panic years it seemed he might have to seek tenure elsewhere. Apparently — Shane heard from his dad, who was still on the academic grapevine — Matt had proposed to the girl shortly after receiving a letter from his dean. It carried a whiff of Matt attempting to do some desperate and unnecessary version of the honorable thing.
I told Shane that Sam, who wrote I Will Tie My Own Shoes Before I Reach Thirty, had been indicted for tax fraud.
"You remember Eddie?" said Shane. He had written Porn in the USA: A Concordance, among other things. "He's slinging burgers in a blues bar, apparently. They call him Fast Eddie."
Shane told me that our friend Alex, who wrote 88 Ways to Please 88 Women, was married and miserable in England. He stayed in his office until nine every night.
"It's a matter of time until the secretary bats an eyelid," I suggested.
"I don't think so," said Shane. "That's what's so tragic. He wants kids and stuff. She's on medication for panic attacks. It's like after they married they moved to opposite poles of the emotional earth."
"Emotional earth?"
"You know what I mean."
"Right. So someone dances around his emotional pole and that's that."
"I don't think he will," said Shane.
"Why not?" "He wants kids, not just some hearty low roll in the hay. That's what's so depressing."
"One leads to the other." Shane was always charitable to a fault.
Once you have your paste, you put it on a cookie sheet and stick it in the oven until it becomes a black powder, about twenty minutes.
"Let's change the subject," I said. I felt vaguely ashamed of our callow youth. Grown men smoke banana peels, after all.
Shane told me he had taken up driving a bus in the mornings and afternoons, fitting his academic work around that. "Not a bus, a van, really. Shuttling kids to a Montessori school." It kept him in beer.
"Rich kids," I said.
"Yeah. It's hilarious," he said. "And kind of worrying. These little kids, five and six years old, get on and the first thing they say to each other is you can't have the fucking rumble seat, you had it yesterday asshole, give me the fucking rumble seat." He mimed kicks and punches. "You can't tell their parents. I mean, you can, but they won't listen. They think Dakota or Priscilla or Cheyenne or Tabitha is an angel and you must be mistaken, it was the other kids."
"Sounds terrible," I said.
"Well, it was. For the first week I thought, How can I defuse all this anger? I tried to get them to sing songs. They told me to fuck off. I tried to tell jokes. They ignored me. So I thought, How can I channel all this rage?"
He paused dramatically and I dutifully asked how he channeled it.
"I showed them cars that don't signal and drivers that overtake the van when they shouldn't, stuff like that. I said when you see those people, flip them the bird. They didn't know what that meant so I showed them."
"You're showing six-year-olds how to give the finger?"
"Only to people who deserve it."
Once your paste has browned and solidified, you crush it with a mortar and pestle, and it's ready to smoke. Shane had loose tobacco and rolling papers, and we rolled one very fat starter joint and a couple of smaller ones in reserve.
"How is Lola, anyway?" he said. They had met a few times but they didn't seem to like each other. Neither said so directly to me, but I gathered that Shane found her pretentious, and Lola once called him "earthy."
"When small birds sigh, she sighs back at them," I said.
"What?" "That's a poem you showed me in seventh grade. Theodore Roethke."
"I don't remember that," said Shane. "What I remember," he said, and left it hanging while he inhaled deeply from the first joint and held it in as long as he could.
"Harsh," he said, coughing and handing it to me.
I inhaled. Banana smoke is grating and deeply unpleasant.
"What I remember," he said, "is you finding a bucket of huge frogs in the biology lab." I had flung them individually down the smooth marble halls just before the bell rang, spraying formaldehyde everywhere. Boys flung them farther, girls screamed, and teachers panicked. I was a hero for the afternoon.
"What I remember," I said, when it was his turn to smoke, "is you climbing out the window of my car into the window of Holiday Hancock's car at forty-five miles an hour." Holiday probably wrote The Anarchist Cookbook herself.
The cookbook promises that the effects of bananadine are felt after two or three cigarettes. We smoked eight in succession, reminiscing on the stupid, shallow, dangerous dumb things we used to do.
"It's a hoax," I said. Neither of us could feel a thing. "It has to be. Otherwise you could buy the stuff on the street. Banana prices would spike."
"I thought it might be," he said. I looked at the clock. It was nearly five. Outside the rain continued.
"Well, that's one afternoon shot to hell," I said.
"No," said Shane. "Other people are watching TV."
From the book Snapper, by Brian Kimberling. Copyright 2013 by Brian Kimberling. Published by arrangement with The Knopf Doubleday Publishing Group and Random House Audio Publishing Group divisions of Random House, Inc.
Copyright 2023 NPR. To see more, visit https://www.npr.org.


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Construction Techniques to Prevent Water Penetration at Windows
Leave a CommentWindows, and their interface with the exterior walls, are an important part of a building's envelope that resists the intrusion of water. Most builders take many precautions to protect a house from water damage. One of the most important factors in keeping the water out is the installation of window flashing, a thin material that prevents water from seeping in around a window. (more…)


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Over a span of five days and three programs, ABC donated 24 minutes of coverage to Ron Reagan's new book and the allegations that his father had symptoms of Alzheimer's while being President. On Tuesday, he appeared on Good Morning America for almost eight minutes of promotional coverage.
Guest co-host Elizabeth Vargas teased the segment by proclaiming, "Coming up in just a moment, new revelations about President Reagan and when he developed Alzheimer's." Wouldn't "allegations" have been the fair way to describe the claims of Ronald Reagan's liberal son?
In addition to appearing on Tuesday's GMA, the book was discussed on the Monday, Sunday and Saturday edition of the program. Vargas interviewed Ron Reagan for almost nine minutes on Friday's 20/20. Additionally, World News anchors highlighted the insinuations on Friday, Sunday and Monday. The grand total comes out to 24 minutes and 12 seconds of interviews or coverage.
On Tuesday, Vargas asked a question she skipped on Friday's 20/20 she finally wondered, "How do you respond to the people who say, Ron Reagan is not a doctor?" She added, "I mean, you are not equipped to recognize possible early signs of Alzheimer's...and you shouldn't be speculating."
Regarding outrage from brother Michael Reagan that Ron is an "embarrassment," co-anchor George Stephanopoulos gently queried, "So, what do you say to Michael?"
However, Stephanopoulos did offer this tough question: "When you look back, because so much of the public felt they had such a personal connection to him. Do you think there's anything on your side you could have done to make that connection with him?"
Yet, Ron Reagan's allegations about his father were couched with qualifiers, such as this one: "...In retrospect, given what we know, it's a reasonable supposition that [he might have had early symptoms.]"
So, perhaps, during ABC's five day deluge of coverage, tougher questions should have been asked from the start.
A transcript of the January 18 segment, which aired at 7:30am EST, follows:
7:21 tease
VARGAS: Coming up in just a moment, new revelations about President Reagan and when he developed Alzheimer's. His son Ron Reagan joins us to talk about his new book and, boy, is it controversial.
GEORGE STEPHANOPOULOS: But, first, this February 6th will mark the 100th anniversary of former President Ronald Reagan's birth. An event the family will mark along with the former President's loyal followers. But it might be tough getting the whole Reagan family in the same place, thanks to a family feud that's erupted between his sons, Ron and Michael. It started after Ron told Elizabeth Vargas what he wrote in his book, My Father at 100, that he believed his father had early symptoms of Alzheimer's in the Oval Office. Michael responded in a flash on Twitter, accusing him to sell out his father to sell books. In an interview with Sean Hannity Monday, Michael Reagan did not back down from his cutting remarks.
MICHAEL REAGAN: Where's the backup for what Ron is saying? And it's just sad this debate has started, when, in fact, my father accomplished so much in the last four years of his presidency.
STEPHANOPOULOS: Over the weekend, Michael also tweeted, "My brother was an embarrassment to my father when he was alive. And today, he became an embarrassment to his mother." Ron Jr. says it was his performance in a 1984 debate that first made him wonder about Alzheimer's. And he told Elizabeth Vargas that he even counseled his father not to run for re-election.
RON REAGAN JR: Now, partly, that was because I didn't want somebody shooting him again. That was certainly true. There was something that was off. I couldn't quite put my finger on it.
STEPHANOPOULOS: President Reagan was diagnosed with Alzheimer's in 1994, five years after leaving office. But in 1980, before being elected at age 69, candidate Reagan contemplated potential health problems. Telling The New York Times, "If I were President and had any feeling at all that my capabilities had been reduced before a second term came, I would walk away. Son Ron agrees, writing, had the diagnosis been made in, say, 1987, would he have stepped down? I believe he would have." And Ron Reagan joins us again right now. So, you haven't said anything since Michael spoke out over the weekend.
REAGAN: No, no. The feud is really one-side, I believe. I think there's some confusion here and some misunderstanding between Alzheimer's the disease, and dementia, which is a symptom of Alzheimer's and shows up in the later stages. What I've- what I've deduced, given what we now know about Alzheimer's, that it is a disease that's a process that takes place over years and decades, even, before actual symptoms arise is that, given when he was finally diagnosed, and given what we now know about Alzheimer's, it's a simple deduction to say that the disease must have been present when he was in office. I did not say- in fact, said exactly the opposite- that I did not see symptoms of dementia or anything like that while he was in office. The worries that I talked about with you and mention in the book-
STEPHANOPOULOS: But the early signs you saw. You were seeing little clues.
REAGAN: I had no- no. I wasn't thinking, "Gee, I am seeing signs of Alzheimer's here." I was hypersensitive, of course, to somebody I know very, very well. He had already been shot and nearly killed. He's in his mid 70s. He's in the toughest job of the world and I worried about him all the time, for all kinds of reasons.
VARGAS: You're likened it to a parent who doesn't know something is wrong with his or her child.
REAGAN: Exactly.
VARGAS: But, you were clear with me and in the book, that you thought there was something off, there was something wrong?
REAGAN: Something I would occasionally, I would notice and I would wonder, "Gee, why is there a hitch in the giddy-up," as I put it to you. But, I had no idea what it was and I can't say definitively that I was seeing a sign of Alzheimer's. It could have been anything. I mean, again, he was shot and clearly killed.
VARGAS: Well, you did tell me that because of what we now know about Alzheimer's, now you're sure that what you were seeing was the precursors of Alzheimer's.
REAGAN: No, I didn't say that I was sure. I said that in retrospect, given what we know, it's a reasonable supposition that that might have been the case. I can't diagnose-
STEPHANOPOULOS: So, what do you say to Michael?
REAGAN: I don't get into inter-familial squabbles in public. I just think that's a bad idea.
STEPHANOPOULOS: [Laughs] You have before.
REAGAN: No, not really.
VARGAS: But, Were you expecting this reaction?
REAGAN: Not really. I hadn't really thought what Mike might say. The bit about embarrassment to your mother, that's a little strange. I just spoke to my mother last night.
STEPHANOPOULOS: What did she say?
REAGAN: She didn't mention embarrassment. Well, I asked her. I knew this was all- she was worried about me. She said, "Are you all right? Yeah. I'm fine. But they're going to ask me what you think of the book. So, what should I say to them?" And she said, "You tell them that I've read it. I loved it. It made me cry and I'm very proud of you."
STEPHANOPOULOS: Can't do better than that. How is she doing?
REAGAN: She's doing great, actually. She'll be 90 in July this year. But she's doing fine.
VARGAS: I want to get back to one of the other revelations in the book that you talked about the people, that people have been talking about, which is when your father fell off the horse in Mexico shortly after he left the Oval Office. You say in the book he had brain surgery.
REAGAN: No, I don't.
VARGAS: And people seized on that. You say they opened up the skull, quote, "to relieve pressure on the brain." You say that happened in San Diego.
REAGAN: Yes, they did. No- I made a- This was a fact that I got wrong and we caught it too late. The book had gone to the printer. It was actually Tucson. In my mind, it was San Diego. But it was actually Tucson. And it was the second stop he made two stops at a hospital. First in Tucson, where they just kind of patched him up after he was thrown from the horse, I should say. And then, two months later, he went to the Mayo Clinic. And there is where they burrowed a hole in his skull to relieve pressure on the brain. that was the first suspicion, the first time that anybody in the family heard suspicions of Alzheimer's that was when it was broached. We'll do tests in a year. And see where we are then. After a year, more suspicion. A little hard to make a definitive diagnosis of Alzheimer's back then without actually doing brain surgery.
VARGAS: But, when people say there were no signs of it. He didn't have a shaved head.
REAGAN: Yes, he did.
VARGAS: There wasn't stitches. So, you're saying he had that and it just wasn't made public?
REAGAN: No. There are photographs that exist of him taking his hat off on his way up the steps to an airplane, with his head shaved on one side. And that's what I referred to in the book is that procedure to relieve pressure on the brain.
VARGAS: How do you respond to the people who say, Ron Reagan is not a doctor?
REAGAN: I'm not.
VARGAS: I mean, you are not equipped to recognize possible early signs of Alzheimer's.
REAGAN: I wasn't and I made that point.
VARGAS: And shouldn't be speculating.
REAGAN: No, I'm saying, I can't say that I was seeing signs of Alzheimer's. I had little worries. They may, in retrospect, have been very early inklings of this. But I can't say that for sure. You're right. I'm not a doctor. I'm just trying to deal with this in an open and honest way as I experienced. That's all.
STEPHANOPOULOS: One of the things you write was how difficult a man your father was to know personally.
REAGAN: Yes, yes, he was. Because I would hate for people to think that the whole book is also Alzheimer's. That's about really about this much [makes a small amount sign with his fingers] of a much larger story.
STEPHANOPOULOS: That often does happen with books. When you look back, because so much of the public felt they had such a personal connection to him. Do you think there's anything on your side you could have done to make that connection with him?
REAGAN: Um, well, I felt that I had a personal connection with him. It's not that. It's just that, you know, I talk about the book. There's a sort of metaphorical ten percent that he would keep to himself. He's very private that way. You would see glimpses every once in a while. I mention early on in his life when he announced to his friends back in Dixon, within a few years he would be making $5,000 a year. This is the beginning of the Depression. That's a sign of that inner ambition he was there, that he kept hidden most of the time because he didn't think it was a very admiral thing to be personally ambitious. So, we would cover that up.
STEPHANOPOULOS: But, you don't get to be president if you're not ambitious.
REAGAN: Some ambition burning in side there.
STEPHANOPOULOS: Thanks a lot for sharing this all with us.
— Scott Whitlock is a news analyst for the Media Research Center. Click here to follow him on Twitter.


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"People are going to have these conversations with or without you," Wade Hewitt, vice president, apartmentratings.com said. "Engagement can really be a difference maker."
In addition to steering the conversation about your property, reviews can also be used to see what other communities are doing right. "Use reviews to find out about your competitors and about what people like," Erica Galos-Alioto, vice president, local, Yelp, said.
Negative reviews can also be useful to property managers. "Every review has some truth," Patrick Grandinetti, head of real estate, Google, said. "If not, someone wouldn't have posted it. Getting a bad review is a fact of life… so if you get a bad review, it helps ground you in reality," he said.
Ultimately the panelists agreed that the most important thing is to engage your residents. Continue reading How to manage online apartment reviews. From the Apartment Internet Marketing Conference last week.


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Fitting astigmatic patients with lenses can present unique challenges. Our Toric Calculator* can help.
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* The calculator is designed to help eye care practitioners. It is not a substitute for a professional contact lens fitting by a qualified eye care practitioner.


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We offer variety of guest posting packages to suit the needs of all our clients ranging from individual webmasters, and small business owners down to the larger SEO agencies looking to outsource guest posting projects in bulk. Our starter package is affordable enough for the individual bloggers who're looking to push their blog to the next level, and garner some attention on the World Wide Web.
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Now, the VOA Special English program WORDS AND THEIR STORIES.
From birth to death, the word kick has been given an important part in expressing human experience. The proud and happy mother feels the first signs of life kicking inside her womb. And that same life -- many years later -- comes to its end in a widely-used expression, to kick the bucket, meaning to die.
The expression to kick the bucket is almost two hundred years old. One belief is that it started when an English stableman committed suicide by hanging himself while standing on a pail, or bucket. He put a rope around his neck and tied it to a beam in the ceiling, and then kicked the bucket away from under him.
After a while, to die in any way was called kicking the bucket.
Another old expression that comes from England is to kick over the traces, meaning to resist the commands of one's parents, or to oppose or reject authority. Traces were the chains that held a horse or mule to a wagon or plow. Sometimes, an animal rebelled and kicked over the traces.
The word kick sometimes is used to describe a complaint or some kind of dissatisfaction. Workers, for example, kick about long hours and low pay.
There are times when workers are forced to kick back some of their wages to their employers as part of their job. This kickback is illegal. So is another kind of kickback: a secret payment made by a supplier to an official who buys supplies for a government or company.
Kick around is a phrase that is heard often in American English. A person who is kicked around is someone who is treated badly. Usually, he is not really being kicked by somebody's foot. He is just not being treated with the respect that all of us want.
A person who has kicked around for most of his life is someone who has spent his life moving from place to place. In this case, kicking around means moving often from one place to another.
Kick around has a third meaning when you use it with the word idea. When you kick around an idea, you are giving that idea some thought.
There is no physical action when you kick a person upstairs, although the pain can be as strong. You kick a person upstairs by removing him from an important job and giving him a job that sounds more important, but really is not.
Still another meaning of the word kick is to free oneself of a bad habit, such as smoking cigarettes. Health campaigns urge smokers to kick the habit.
This VOA Special English program, WORDS AND THEIR STORIES, was written by Marilyn Rice Christiano. Maurice Joyce was the narrator. I'm Shirley Griffith.


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Sihanoukville is a province in the southwest of Cambodia at the Gulf of Thailand. The provincial capital is also Sihanoukville that is a deepwater port city and a growing urban center of the province. The name of the province is named as the name of king Norodom Sihanouk which is in honor of the dedication of the king for the independence of the country. The deepwater port of Cambodia consists of a mineral oil terminal and a transport logistic facility as well.
About the province's politic system, this province is divided into 4 districts. Each of its has its own economic character that defined by the location and natural resources. In addition to the port and the tourism industry, the activities of countless NGO's and international investors have contributed to the economic development over the last decade. The industrial departments that are focusing on developing consist of the transport and logistics industry, process manufacturing, agriculture and fishery, textile and the real estate market.
Sihanoukville possesses the beautiful untouched islands and beaches that are on top in Cambodia that attract a large number of international and domestic tourists. The province has lied in the zone of the tropical monsoon climate that has two distinctive seasons including a wet season and a dry season. The average temperatures range from 14 Celsius degree to 36 Celsius degree. The total annual rainfall varies approximately from 1,000 to 1,500 millimeters, whereas the heaviest rainfall season is from August to September. During the months of the dry season, the humidity averages about 50% or lower a bit, but in general, it doesn't reach over 60% in the rainy season.


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Need some soothing sounds to put your Wednesday blues in perspective? We've got you covered. Grab your headphones and check out this hot new MP3 track from NASA, currently the number one hit across the universe:
That's the sound of the Earth "singing," as recorded by the awesomely-named Storm Probe mission — a couple of satellites investigating the famous Van Allen belts, intense radiation zones that surround our planet like a doughnut. The Storm Probes, launched last month, are mapping the density of charged particles.
The whale song is an audio rendering of radio waves captured by the Probes and caused by the two Van Allen belts, inner and outer. You don't actually hear the audio in space, of course, but the radio waves — known as "chorus" — are for real.
Ham radio operators have been hearing chorus in the background for years, but there's never been a recording this clear. "Our data is sampled at 16 bits, the same as a CD, which has not been done before in the radiation belts," says mission scientist Dave Sibeck. "This makes the data very high quality and shows that our instrument is very, very healthy."
The instruments may be, but chorus isn't. The soothing radio waves are used by loose electrons to gain energy, much like a surfer gaining speed on real waves — creating what NASA calls "killer electrons" that can harm humans and electronics.
Sibek's next goal: use the two spacecraft in tandem to create a stereo recording of chorus. That should make for a truly killer sound.
Filed Under: Aerospace + defense


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Hi Everyone. It's Lisa here today to share a little bit of inspiration as we end the month of August.
We have been so busy taking holidays and getting ready for my eldest to start school in September that I have been a bit absent from blogland so I actually have two creations to share with you today.
My first card uses the super sweet Maggie from StampArt by Kathryne:
More details on this card can be found here.
The second is a tag card using the adorable Scarecrow and Friend from Crissy's Digis:
More details can be found on my blog here.
Thanks for stopping by and don't forget that over on the Whimsy Stamps Blog tomorrow will the blog hop for September's new Digi releases.


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Administrators Frequently Asked Questions
A subscriber does not receive the list messages
To find the cause of the problem, do as follows:
- Check that the user is really subscribed to the list on the 'Manage subscribers' page.
- Check the subscriber's message delivery mode; the page about the subscriber is available by clicking on their email address from the members list. When the delivery mode is the 'Digest' mode, it is normal that the subscriber does not receive messages as soon as they are sent.
- Check that the subscriber's email address is not bouncing on the 'Bounces' page. A subscriber email address is considered to be bouncing when messages sent to it generate error logs (called "bounces"). These errors can be temporary (inbox full, mail server unavailable) or permanent (no email account for the user). In any case, the mailing list server automatically manages the deletion of addresses generating too many errors.
- Try and send a message yourself to the subscriber in order to check if he/she receives it.
- As a last resort, contact the listmaster, who will check the mail server logs in order to find the cause of the problem.


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Generate screenshots of your WordPress page across multiple mobile and desktop browsers in a single click. Debug instantly by starting a Live session from the screenshot dashboard.
Why should you use this plugin?
- Test your web pages instantly by generating screenshots.
- Ensure uniform rendering across all device-browser combinations.
- Debug instantly by starting a BrowserStack Live session from the screenshot dashboard.
Steps to use:
- Install the plugin, and enable it after the installation is complete.
- Open the WordPress dashboard, hover over the page/post you want to take a screenshot of.
- Click on the 1-click screenshot button to generate screenshots of your page/post.
Detailed documentation available here.
About BrowserStack
BrowserStack is the most reliable web and mobile app testing platform on the market today. Founded by developers, for developers, BrowserStack allows users to quickly and easily test their mobile and web applications across thousands of devices and desktop browsers in order to ensure their software meets and exceeds organizational and customer expectations. More than 25,000 customers around the globe rely on BrowserStack. Founded in 2011, BrowserStack's North American headquarters are located in San Francisco. The privately held company is backed by Accel.
For detailed documentation about BrowserStack and all its features, please refer to this.
If you face any issues, you can reach us here.
Once you have installed the plugin and created your account, you can start taking screenshots for your pages and posts. You can take screenshots from the preview section of your page and posts as well.
- Any questions?
You can ask your questions here
Contributors & Developers
"BrowserStack for WordPress" is open source software. The following people have contributed to this plugin.
ContributorsTranslate "BrowserStack for WordPress" into your language.
Interested in development?
Browse the code, check out the SVN repository, or subscribe to the development log by RSS.
Release Date – 15 May 2019
- First realease of browserstack 1-click screenshots plugin from WordPress.
Release Date – 30 May 2019
- Bug fix for draft page screenshots and extra security for draft pages.
Release Date – 10 Oct 2019
- Bug fix for published page screenshots.


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Pistons-Hornets Game Had the Greatest Game-Winning Buzzer Beater That Never Was
The (rear) end of this game was pretty amazing.
The Pistons were clinging to 115-114 lead with half-a-second remaining as the Hornets inbounded the ball on Wednesday night. Charlotte's Marco Belinelli couldn't find an open man, so he got creative by bopping the ball off Marcus Morris' tush, which ricocheted back into his hands as he stepped inbounds and banked in a three-pointer that won the game for Charlotte.
It was the most brilliant butt-er beater you'll ever see.
The only problem was Belinelli didn't get the shot off in time. A closer look reveals that the buzzer had sounded and the shot rightfully shouldn't have counted.
Watch for yourself. The action picks up around the 30-second mark. There's nothing quite like a buzzer beater, except the lunacy that comes from a buzzer beater that doesn't count, as these high school teams know all too well.


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Cisco SG300-20
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The Cisco 300 Series, part of the Cisco Small Business line of network solutions, is a portfolio of managed switches that provides a powerful, reliable foundation for small business networks.
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For over 15 years Nexstor has architected, implemented and supported best of breed data platforms which house the critical information that powers your business.
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The material world is illusory and the veil remains a mythological symbol that, through a gash, presents the opportunity, for each of us, to cross the edge of the material living.
The great comeback of a sensitive and engaging performer. Convincing also where the others would be mushy or taken for granted, if not mainstream.
This amazing Italian music makes you feel proud of your country and the listening pleasure is infinite.
A kaleidoscope of cultures and traditions that disrobe their boundaries and merge into a galaxy of expressions where the undisputable technical skills of the performers blend in.
This GN Records reissue, Gold Note's label, is probably the best circulating vinyl version of a Henry Mancini's classic.
Elementalea comes from Elementali, Paracelsus' s way to call the "nature spiritual beings" and it is within this shapeless and fleeting orbit that Mariani's musical sphere revolves.
Beautiful record of piano solo, composed and performed by an excellent pianist, through an excellent audio recording.
A vinyl by a supergroup, one of the reference rhythmic sections of the entire Jazz Encyclopedia, in audiophile reissue by Gold Note.
This record is a real act of love: a desire ripened in course of time and accomplished. Marco Lincetto, producer and talent-scout, as well as owner of Velut Luna label, makes it clear.
Verdi is the musical interpreter of the Italian Risorgimento. No, Verdi is not a revolutionary, at least not in the current sense of the term. Verdi pertains to Risorgimento and to Romanticism.
Of Simone's discography, widely available both in shelf and on the web, we would not exclude any title, but in this occasion we want to mention one in particular.
Speaking of a masterpiece about someone that has written songs like Senza fine, Il cielo in una stanza, Sassi, La gatta, Sapore di sale, Che cosa c'è, would be in this case out of place…
The jazz roots are still present, even though it is very complicated to detect their tracks. The impression is that a great leap forward has been made.
The LP covers have always been "bigger" than necessary. We are talking about the perceived size, not just the material size. They expressed something else. They said who you were.
The title could refer to a human or artistic fragility of the protagonist, but Cristina seems to me anything but fragile, from both sides…
She looks like a veteran. Birdland, Smalls Jazz Club, BBKing's, Dizzy's at Lincoln Center, The Living Room. Just some of the stages on which Dida has performed and that every musician would trample on
A ReMusic Record from the first listening. A record selected and appreciated for its artistic quality, for its recording, and that expresses the most authentic cultural roots of a cultured and refined Sardinia.
With his Steinway & Sons Grand Piano built in 1929, Vatter rides the wave of a brand new artistic form where the pianist uses the piano as the painter uses the brush or the palette knife.
Most probably, Terra is one of the best jazz records ever issued in Italy, at least in the last ten years...
A record where jazz, African and Caribbean music are blended together in a succession of rhythmic and melodic inventions, in an original blues, always very fascinating and refined.
"Let me tell you that I have never met before a so beautiful voice, fitted with everything a jazz voice must have and, therefore, a so talented jazz singer …"
The Legendary 1956 Session was included in a series of studio recordings, arranged by the producer Norman Granz, with the purpose of gathering up the great names of jazz that seldom or never had played together.
Total music: the documented encounter between the Hadouk Trio of Didier Malherbe, Steve Shehan and Loy Ehrlich, and the amazing Mauritanian singer Malouma Mint Meidah.
Till very late in life, Burnside used to work as a peasant, but at the beginning of the 90's he literally shattered and desecrated the ultra traditional structure of the blues.
Ginger Baker, Bill Frisell and Charlie Haden: the three of them, helped by an excellent sound reprise, show off with an amazing outcome.
It's hard to understand what pushed the Japanese percussionist to choose the musicians, but most probably they were the best guys on the market. Go is unanimously considered one of the greatest rock masterpieces.
Born from the electric turning point of Wayne Shorter and Miles Davis, who have merged some influences and rock veins into the traditional jazz, fusion has been like a comet in the musical universe.
Even if it's only a selection, the overall work with its complete repertory and interpretative suavity, reaches the uppermost historical and artistic value and has to be considered fundamental and unique in its genre.
You have got it! It is not a CD but a LP: the old, black, long-playing realized in rare 180-gram virgin vinyl, made in EU.
Back to the years of psychedelia, of Jimi Hendrix, Janis Joplin, Freedom by Richie Havens, Joe Cocker singing With a Little Help From My Friends and of what could result somehow lysergic or annoying. And from there something new. But what and how do you know that?
An awesome album of blues, properly produced by Roy Rogers and supported, when released in 1989, by a videoclip aired on the major international TV music channels.
When released, Young was quite unknown and the images out-of-focus, therefore unrecognizable, that appeared on the booklet, didn't show him either.
Artist unique and for certain aspects controversial and misleading, Rod Stewart has often given an easy and exhaustive reading of himself.
One of the best albums of the year in the Italian jazz panorama and not only.
A guitar that you can hear only in the big universal book of masterpieces.
Roger Waters' first important issue after having left the Pink Floyd, when the name of the group still had a wide appeal.
Only on rare occasions, Chet Baker and Bill Evans recorded together...
Among all the albums of the band, L'Anima du Munnu (The Soul of the World) represents the highest moment of Taberna's self-expression, creativity and technical ability.
After this live performance, Take Five became one the most listened tracks in jazz history.
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