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The purpose of this document is to advise you of the possible associated risks with trading Contracts for Difference (CFDs), and Foreign Exchange (Forex, FX) as required under the Market and the IFSC. By reviewing this disclosure document, you are under no obligation to commit to an investment with us; however, the content is based on those proposing to trade with MTrading. It is acknowledged and therefore should be noted, that this Risk Disclosure does not contain all the risks involved in trading CFDs and Forex and is there as a guide to assist the Client in acknowledging the possible risks involved. Each Client should ensure that their decision is made on an informed basis and that they are happy with the information available to them. If you are unsure or do not understand this Risk Disclosure document, please seek independent financial advice.
Prior to trading CFDs, and Forex you must be aware of the risks involved. The high degree of leverage associated with these types of investments means that the degree of risk compared to other financial products is higher. Leverage (or margin trading) may work against you resulting in substantial loss as well as for you resulting in substantial gain.
Past performance of these types of investments does not guarantee any future results. You must bear in mind any commission and tax liabilities you personally will have from investing with us. MTrading accepts no liability for any tax you may be required to pay on any profits made during the time you are an account holder with us.
Trading on Margin involves a high level of risk and is not suitable for all investors. The high degree of leverage can work against you as well as for you and the speeds, which profits and losses can occur, means that clients should monitor positions closely – it is the clients' sole responsibility to monitor open trades. Before trading, you should carefully consider your investment objectives, level of financial experience, and risk appetite. If you are at all unsure as to the suitability of the products offered by MTrading, please seek independent financial advice. There is always a relationship between high reward and high risk. Any type of market or trade speculation that can yield unusually high returns is subjected to high risk. Only surplus funds should be placed at risk and anyone who does not have such funds should not participate in trading CFDs or Forex.
TRADING IS NOT SUITABLE FOR EVERYONE. TRADING CFD's AND FOREX INVOLVES HIGH RISKS AND CAN CAUSE YOU A COMPLETE LOSS OF YOUR FUNDS
Different instruments involve different levels of exposure to risk, and in deciding whether to trade in such instruments you should be aware of the following points:
CFDs are complex financial products which generally only close when a client chooses to close an existing open position, and therefore generally have no set maturity date.
CFDs can be likened to futures, which can be entered into in relation to certain indexes, precious metals, oil, commodities or financial instruments. However, unlike other futures, these contracts can only be settled in cash. Investing in a CFD carries risks similar to investing in a future and you should be aware of these. Transactions in CFDs may also have a contingent liability and you should be aware of the implications of this as set out in paragraphs 3, 5, 17 and 18 below. All CFD trades are contracts for difference, which means that clients do not have any right to the underlying instrument or the rights, which are attached unless specifically stated in the CFD. This includes no right to the reference shares or any voting rights.
Investing in rolling Forex, indexes, precious metals, oil and commodities carries similar risks as investing in a future and you should be aware of these. Margined transactions in rolling forex, indexes, precious metals, oil and commodities may also have a contingent liability and you should be aware of the implications of this as set out in paragraphs 3 and 4 below.
In addition to standard industry disclosures contained in this Risk Disclosure, you should be aware that margined rolling Forex, indexes, precious metals, oil and commodities trading are some of the riskiest forms of investment available in the financial markets and are only suitable for sophisticated individuals and institutions. Given the possibility of losing an entire investment, speculation in the precious metals, indexes, oil, commodities or foreign exchange markets should only be conducted with risk capital funds that if lost, will not significantly affect your personal or institution's financial wellbeing.
The placing of certain orders (e.g. "stop loss" or "stop limits" orders) that are intended to limit losses to certain amounts may not always work because market conditions or technological limitations may make it impossible to execute such orders. Should a client trade using such orders or strategy they do so accepting this risk.
CFDs and Forex are margined transactions requiring you to make a series of payments against the contract value, instead of paying the entire contract value immediately. You may sustain a total loss of the margin you deposit with MTrading to establish or maintain a position. MTrading revalues your open positions continuously during each business day, and any profit or loss is immediately reflected in your account and a loss may result in you being called upon to pay substantial additional margin on short notice to maintain your open positions.
MTrading may also change its rates of initial margin and/or notional trading requirements at any time, which may also result in a change to the margin you are required to maintain. If you do not maintain sufficient margin on your account at all times and/or provide such additional funds within the time required, your open positions may be closed at a loss and you will be liable for any resulting deficit.
Whilst derivatives instruments can be utilised for the management of the risk, some investments are unsuitable for many investors. CFDs and Forex trading carry a high degree of risk. The gearing and leverage that is obtainable with CFDs and Forex trading means that you only need to place a small deposit to commence trading with MTrading although this small deposit may result in large losses or large gains. Highly leveraged transactions are subject to significant changes in value as a result of relatively small changes in the value or level of an underlying or related market factor.
When trading CFDs you speculate on the anticipated price change for a particular underlying. This trading does not occur on a regulated market. You will enter directly into a contract with MTrading in respect of the financial instrument or other underlying you wish to trade under a CFD. All open positions with MTrading must be closed with MTrading and cannot be closed with any other party.
Trading in OTC financial transactions may expose you to greater risks than trading on a regulated market because there is no market on which to close out your open positions and prices and other conditions are set by us subject to any legal/regulatory requirements. OTC transactions may increase the liquidity risk and introduce other significant risk factors: it may be impossible, for example, to assess the value of a position resulting from an off-market transaction or to determine the risk exposure. Also, bid prices and offer prices need not be quoted by MTrading and, even where they are, MTrading may find it difficult to establish a fair price particularly when the relevant exchange or market for the underlying is closed or suspended. You are also exposed to the risk of MTrading's default.
The prices posted on the MTrading platform (the "Platform") may not necessarily reflect the broader market. MTrading will select closing prices to be used in determining margin requirements and in periodically marking to market the positions in your account and closing out such positions. Although MTrading expects that these prices will be reasonably related to those available on what is known as the interbank market or any appropriate exchange or other financial market (the "Reference Market"), prices MTrading uses may vary from those available to banks and other participants in the Reference Market. Consequently, MTrading may exercise considerable discretion in setting margin requirements and collecting margin funds. As the products are in part related to the underlying you should ensure you are aware of the risks involved in the underlying including currency fluctuation, volatility and gapping (a sudden price shift which can be caused by many factors including but not exclusively, economic events, market announcements and periods where trading in the underlying does not take place).
A non-guaranteed stop will not protect you against this risk as it is not immediate and only triggers an order to close the position at the nearest available price.
Various situations, developments or events may arise over a weekend when the markets generally close for trading, that may cause the markets to open at a significantly different price from where they closed on Friday afternoon. You will not be able to use the Platform to place or change orders over the weekend and at other times when the markets are generally closed. There is a substantial risk that stop-loss orders left to protect open positions held over the weekend will be executed at levels significantly worse than their specified price. When doing this a client accepts this risk and that they will be liable for any resulting deficit.
Trading in OTC contracts through the Platform may differ from trading on other electronic trading systems as well as from trading in a conventional or open market. You will be exposed to risks associated with the electronic trading system including the failure of hardware and software and system down time, with respect to the Platform, your systems and the communications infrastructure (for example the Internet) connecting the Platform with you.
Online intraday trading can lead you to make numerous transactions.
Under certain conditions it may be difficult or impossible to liquidate a position. This can occur, for example, at times of rapid price movement where the price for an underlying rises or falls during one trading session to such an extent that trading in the underlying is restricted or suspended. Where this occurs the client accepts any associated risk and that they will be liable for any resulting deficit. The client should also be aware that under certain circumstances MTrading may be required to close positions due to regulatory or exchange instructions and as such MTrading is not responsible for any losses that mat result.
Before you begin to trade, you should obtain details of all commissions and other charges for which you will be liable, as indicated in the Rates Schedule available on the website of MTrading. Clients should make themselves aware of potential costs or liabilities that could ensue from that position including but not exclusively: Swaps, Corporate Actions such as Rights Issues, Dividends, Stock Splits etc.
Any client insolvency or default may lead to positions being liquidated or closed out without your consent. Additionally, you will transfer full ownership and title to a portion of all the money you will deposit with MTrading. This will represent an amount necessary to secure your present or future, actual or contingent liabilities to MTrading including margin requirements. MTrading will determine the amount of money required to secure your obligations to MTrading in its sole discretion on a daily basis (based on your daily open positions and trading, taking account of market conditions), which amount may be greater than the margin requirements. You will have no proprietary claim over this amount of money, which will not be subject to segregation or other duties pursuant to client money rules in force from time to time under applicable law and may be dealt with by MTrading on its own account. Such amount of money may therefore be irrecoverable in the event of an insolvency or default of MTrading.
MTrading accepts no responsibility for any losses that arise as a result of delayed or unreceived communication sent to a client from us by any form. The client further accepts that any losses arising as a result of unauthorised access of a third party to the clients trading platform is not the responsible if MTrading except in the case of gross negligence on behalf of the company or its staff. The client is responsible for keeping all login details safe and MTrading strongly recommends that user details are not written down or saved.
MTrading does not provide investment advice and is an execution only venue. Whilst we may under our authorisations make general assessments of the markets, such assessments are not individual investment advice and do not take into consideration your individual circumstances. Any decision to trade is made by the Client alone.
Under IFSC we are required to assess the appropriateness of this type of product for a generic person who provides similar information as you. This does not mean by allowing you to open an account we are providing individual investment advice that this product is in fact suitable for you in your individual circumstances – rather we are indicating that it may be suitable for someone who falls into the same general category of wealth and experience. To do this we will ask you information regarding: your trading experience and your financial assets and earnings. We do not monitor on your behalf that the information you provided on application remains true or that your financial situation remains the same, Clients take sole responsibility to ensure we are updated with any relevant information that may affect the appropriateness of the product.
Please note that the treatment you receive during a corporate action may be less favorable that if you owned the underlying instrument because changes we make may need to be made reactionary and in place prior to that required by the corporate action. Therefore the time you have to make decisions could be considerably less; the options available may be more restrictive/less advantageous and may be such that there is no option for you to close the position. Given that corporate events can often be announced at extremely short notice you may have no opportunity or choice to close positions out to avoid such consequences and such actions may require you to provide more funds to cover margin at very short notice.
Going short on CFDs shares has additional risks that do not apply to the long position. This includes, but not exclusively, you will be obliged to take the other side of a purchase opportunity e.g. a rights issue resulting in you going further short at what could be unfavorable prices or paying a sum to buy back the rights the choice of which may be decided by MTrading without your input, on terms decided by MTrading or input being required at shorter notice than would be on the underlying share; you may experience forces buy-back due to corporate actions, stock borrowing conditions or regulatory requirements/changes, and you may experience variable borrowing charges whilst the position is open.
It is the clients' responsibility to monitor at all times the positions they have opened and you should always be in a position to do so. Whilst we will attempt to close positions once your margin has been used up, we cannot guarantee this will be possible and therefore you will remain liable for any resulting shortfall.
This document should be read in conjunction with any other document supplied or otherwise made available to the client on our website.
Any dividend adjustment shall be conducted at the sole discretion of MTrading.
A 'Dividend Adjustment' is an adjustment that is applied when a share passes its ex-dividend date (including the ex-date of any special dividend) in the underlying stock market.
In the case of long positions, the dividend adjustment is credited to your account.
In the case of short positions, the dividend adjustment is debited from your account.
When a stock or an index goes ex-dividend, we make a cash adjustment to your account so that your position is not affected by the drop in price that occurs in the market for that share or index. If you're long, we credit your account. If you're short, we debit it.
When a company goes ex-dividend (that is, they pay a dividend to shareholders) the value of the share will generally fall by the same amount as the dividend. Since a stock index is made up of a number of companies, the fall in value of the shares will also cause a fall in the value of the index.
When the price of a stock or index drops after going ex-dividend, your running profit & loss (P&L) is affected. If you're long, this means you miss out on potential profit. If you're short, this means your P&L is better than it should be.
Given that the drop in price is an expected market movement, we must make an adjustment so that your P&L is not affected.
Adjustment = size of your position x dividend amount
The dividend amount will vary depending on the company or index.
Some indexes do not have dividend adjustments; they are called Total Return indexes.
A type of equity index that tracks both the capital gains of a group of stocks over time, and assumes that any cash distributions, such as dividends, are reinvested back into the index. Looking at an index's total return displays a more accurate representation of the index's performance. By assuming dividends are reinvested, you effectively have accounted for stocks in an index that do not issue dividends and instead, reinvest their earnings within the underlying company.


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Join us, along with Kinematic Automation, and BBI Solutions in Cork, Ireland for our 3-day technical seminar. This course will take you through the development and manufacture of a lateral flow test, incorporating raw materials, research and development considerations plus machinery. Attendees will become familiar with all these aspects further through hands-on practical sessions. Learn about future technologies and market trends from industry leaders and take advantage of great networking opportunities.
Topics that will be covered include:
Merck Millipore + Sigma-Aldrich =
the life science business of Merck
Operating in the U.S. and Canada
as MilliporeSigma
For more information, please contact email@example.com or:
Darla Falk
Product Training Analyst
Customer Education and Training
Phone: 314-236-8702
Email: firstname.lastname@example.com

subset: commoncrawl


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Last update Feb. 19, 2021
Likely Compatibility
IgG humanized monoclonal antibody with specific immunosuppressive effect.
Indicated in the treatment of relapsing remitting multiple sclerosis, RRMS (Almas 2016), and in the prevention of kidney transplant rejection (Cree 2013).
Intravenous administration.
Withdrawn from the world market in 2018 due to severe encephalitis as a side effect (Rommer 2020).
We did not find published data regarding the excretion of this substance through breast milk at the time this last update was completed.
It´s very high molecular weight (> 100,000 Da) makes it very unlikely to pass into breast milk in a significant quantity, since molecules of more than 800 - 1,000 Da do not pass into breast milk (Hale, Almas 2016, Anderson 2016).
Its pharmacokinetic data (low oral bioavailability, wide volume of distribution, moderately high molecular weight, and high percentage of protein binding) explain the minimal passage to breast milk that is observed ().
Null or negligible passage into breast milk of similar monoclonal antibodies, such as adalimumab, belimumab, certolizumab, golimumab, infliximab, ipilimumab, natalizumab, rituximab, tocilizumab and ustekinumab has been confirmed (Bar-Gil 2021, LaHue 2020, Ciplea 2020, Saito 2020, 2019 and 2018, Krysko 2019, Whittam 2019, Klenske 2019, Matro 2018, Anderson 2018, Bragnes 2017, Witzel 2014, Ross 2014, Fritzsche 2012).
Due to its protein nature, it is inactivated in the gastrointestinal tract without being absorbed (practically nil oral bioavailability) and this hinders or prevents its passage into the infant´s plasma from ingested breast milk (Lactmed, Rademaker 2018, Bragnes 2017, Götestam 2016 , Witzel 2014, Butler 2014, Mervic 2014) except for premature infants and during the immediate neonatal period when there might be a greater intestinal permeability (Sammaritano 2020).
No problems have been detected in infants whose mothers received other similar monoclonal antibodies such as belimumab, bevacizumab, infliximab, rituximab, tocilizumab, or ustekinumab (Bar-Gil 2021, LaHue 2020, Saito 2020, 2019 and 2018, Klenske 2019, Mugheddu 2019, Krysko 2019, Matro 2018, Bragnes 2017, Hyrich 2014, Danve 2014).
Expert authors consider that the use of this and other monoclonal antibodies during breastfeeding is safe or very likely to be safe (Hale, Whittam 2019, Matro 2018, Anderson 2018 and 2016, Briggs 2015, Witzel 2014, Pistilli 2013).
Given the strong evidence that exists on the benefits of breastfeeding and the development of babies and the health of their mothers, it might be appropriate to evaluate the risk-benefit of any maternal treatment, including chemotherapy, and counsel individually each mother who wishes to continue breastfeeding (Koren 2013).
Suggestions made at e-lactancia are done by APILAM team of health professionals, and are based on updated scientific publications. It is not intended to replace the relationship you have with your doctor but to compound it. The pharmaceutical industry contraindicates breastfeeding, mistakenly and without scientific reasons, in most of the drug data sheets.
Your contribution is essential for this service to continue to exist. We need the generosity of people like you who believe in the benefits of breastfeeding.
Thank you for helping to protect and promote breastfeeding.
Daclizumab is also known as
Daclizumab in other languages or writings:
Daclizumab belongs to these groups or families:
Main tradenames from several countries containing Daclizumab in its composition:
Variable | Value | Unit |
Oral Bioavail. | 0 | % |
Molecular weight | 142.612 | daltons |
VD | 2.5 | l/Kg |
Tmax | 120 - 168 | hours |
T½ | 504 (264 - 912) | hours |
Write us at email@example.com
e-lactancia is a resource recommended by El Parto Es Nuestro of Spain
Would you like to recommend the use of e-lactancia? Write to us at corporate mail of APILAM


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Informative Information for the Uninformed | ||||||||||||||
Engineering in Reverse
Improving Automated Analysis of Windows x64 Binaries
As Windows x64 becomes a more prominent platform, it will become necessary to develop techniques that improve the binary analysis process. In particular, automated techniques that can be performed prior to doing code or data flow analysis can be useful in getting a better understanding for how a binary operates. To that point, this paper gives a brief explanation of some of the changes that have been made to support Windows x64 binaries. From there, a few basic techniques are illustrated that can be used to improve the process of identifying functions, annotating their stack frames, and describing their exception handler relationships. Source code to an example IDA plugin is also included that shows how these techniques can be implemented. Exploitation Technology
Exploiting the Otherwise Non-Exploitable on Windows
This paper describes a technique that can be applied in certain situations to gain arbitrary code execution through software bugs that would not otherwise be exploitable, such as NULL pointer dereferences. To facilitate this, an attacker gains control of the top-level unhandled exception filter for a process in an indirect fashion. While there has been previous work illustrating the usefulness in gaining control of the top-level unhandled exception filter, Microsoft has taken steps in XPSP2 and beyond, such as function pointer encoding, to prevent attackers from being able to overwrite and control the unhandled exception filter directly. While this security enhancement is a marked improvement, it is still possible for an attacker to gain control of the top-level unhandled exception filter by taking advantage of a design flaw in the way unhandled exception filters are chained. This approach, however, is limited by an attacker's ability to control the chaining of unhandled exception filters, such as through the loading and unloading of DLLs. This does reduce the global impact of this approach; however, there are some interesting cases where it can be immediately applied, such as with Internet Explorer. General Research
Abusing Mach on Mac OS X
This paper discusses the security implications of Mach being integrated with the Mac OS X kernel. A few examples are used to illustrate how Mach support can be used to bypass some of the BSD security features, such as securelevel. Furthermore, examples are given that show how Mach functions can be used to supplement the limited ptrace functionality included in Mac OS X. Rootkit Technology
GREPEXEC: Grepping Executive Objects from Pool Memory
As rootkits continue to evolve and become more advanced, methods that can be used to detect hidden objects must also evolve. For example, relying on system provided APIs to enumerate maintained lists is no longer enough to provide effective cross-view detection. To that point, scanning virtual memory for object signatures has been shown to provide useful, but limited, results. The following paper outlines the theory and practice behind scanning memory for hidden objects. This method relies upon the ability to safely reference the Windows system virtual address space and also depends upon building and locating effective memory signatures. Using this method as a base, suggestions are made as to what actions might be performed once objects are detected. The paper also provides a simple example of how object-independent signatures can be built and used to detect several different kernel objects on all versions of Windows NT+. Due to time constraints, the source code associated with this paper will be made publicly available in the near future. What Were They Thinking?
Anti-Virus Software Gone Wrong
Anti-virus software is becoming more and more prevalent on end-user computers today. Many major computer vendors (such as Dell) bundle anti-virus software and other personal security suites in the default configuration of newly-sold computer systems. As a result, it is becoming increasingly important that anti-virus software be well-designed, secure by default, and interoperable with third-party applications. Software that is installed and running by default constitutes a prime target for attack and, as such, it is especially important that said software be designed with security and interoperability in mind. In particular, this article provides examples of issues found in well-known anti-virus products. These issues range from not properly validating input from an untrusted source (especially within the context of a kernel driver) to failing to conform to API contracts when hooking or implementing an intermediary between applications and the underlying APIs upon which they rely. For popular software, or software that is installed by default, errors of this sort can become a serious problem to both system stability and security. Beyond that, it can impact the ability of independent software vendors to deploy functioning software on end-user systems. |


text: Breadcrumb Home EAC EAC The EurAsian Conformity mark (EAC) is a product marking to indicate that the products conforms to all technical regulations of the Eurasian Customs Union assessment procedures. This means that it meets all requirements and technical regulations applicable to the product, and that it can be serviced in all service centers of the producer in the territory of all Customs Union member countries (Belarus, Kazakhstan Russia, Armenia and Kyrgyzstan). The mark came into use in August 2013. Before this marking came into use, the prevalent product marking in some member countries was GOST 50460-92: Mark of conformity for mandatory certification. STAMFORD® products can be supplied on request with the EAC conformity mark to assist the import of products into the Eurasian Customs Union member countries. Contact the applications team


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Welcome to Letterkenny's top independent auctioneers and estate agents. We pride ourselves in attention to detail and quality of service. Call into our office today for a competitive quote on selling or renting your property.
O'Riains Auctioneers provide a professional sales service to vendors in the north west of Ireland and further afield. We have been involved in many substantial transactions throughout Donegal in the the past few year.
Read MoreWith over 15 years experience, O'Riain Auctioneers are best positioned to get your property the best tenants and best return for your investment.
Read MoreWe take the hassle out of renting. Easy-Let Limited offers a professional and reliable service to Landlords wishing to rent out property.
Read More


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Tate & Lyle establishes "Fairtrade For All" for cane sugar in partnership with the Fairtrade Foundation and the Belize Sugar Cane Farmers Association
Reflecting a long-term commitment to their suppliers, in February 2008 Tate & Lyle announced a decision to convert all UK retail cane sugar to Fairtrade by the end of 2009.
The decision to move the entire range of UK retail cane sugars involved two years of planning and working in partnership with the Fairtrade Foundation to help cane farmers in Belize to meet Fairtrade standards. This involved working with over 6,000 smallholder farmers represented by the Belize Sugar Cane Farmers' Association, and with Belize Sugar Industries, the sole sugar processor in the country.
Over the years, these farming communities in Belize have been affected by higher input prices and changes in the EU market, not to mention natural disasters. Now, every time a customer buys a pack of Tate & Lyle Fairtrade cane sugar, the farmers will benefit from the commitment. In the first year alone, the move to Fairtrade will create an additional return of at least £2 million in premiums for these communities. This money will be invested collectively by farmers who decide democratically how to use it, overseen by an elected committee.
Further information
- Fairtrade Labelling Organisations International standards
- Fairtrade document on the sugar cane industry in Belize
- Fairtrade photos available for media use
- Tate & Lyle archived press article


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In 2016, I found myself in the middle of a lively debate because of my work on climate change and the ethics of having children.
NPR correspondent Jennifer Ludden profiled some of my work in procreative ethics with an article entitled, "Should we be having kids in the age of climate change?," which summarized my published views that we ought to consider adopting a "small family ethic" and even pursuing fertility reduction efforts in response to the threat from climate change. Although environmentalists for decades have worried about overpopulation for many good reasons, I suggest the fast-upcoming thresholds in climate change provide uniquely powerful reasons to consider taking real action to slow population growth.
Clearly, this idea struck a nerve: I was overwhelmed by the response in my personal email inbox as well as op-eds in other media outlets and over 70,000 shares on Facebook. I am gratified that so many people took the time to read and reflect on the piece.
Having read and digested that discussion, I want to continue it by responding to some of the most vocal criticisms of my own work, which includes research on "population engineering" – the intentional manipulation of human population size and structure – I've done with my colleagues, Jake Earl and Colin Hickey.
In short, the varied arguments against my views – that I'm overreacting, that the economy will tank and others – haven't changed my conviction that we need to discuss the ethics of having children in this era of climate change.
How bad will things get?
Some comments – those claiming climate change is a hoax, devised by those who wish to control the world's resources – are not worth responding to. Since 97 percent of all relevant experts cannot convince climate change skeptics of the basic scientific facts, then nothing I say will change their minds.
Other concerns, however, do require a response. Many people reacted to my work on procreation ethics by saying climate change will not be so bad, and so curbing individual desires, such as having children, in its name is unnecessary fear-mongering.
In my work, I suggest that 1.5-2 degrees Celsius warming over preindustrial levels will be "dangerous" and "very bad," while 4 degrees C will be "catastrophic" and will leave large segments of the Earth "largely uninhabitable by humans." Here is a very brief survey of the evidence for those claims based on what I consider reputable sources.
At 1.5-2 degrees C, a World Bank report predicts an increase in extreme weather events, deadly heat waves and severe water stress. Food production will decrease, and changing disease vectors will create unpredictable infectious disease outbreaks. Sea levels will rise, combining with increased storm severity to place coastal cities at risk. The World Health Organization (WHO) estimates that from the years 2030-2050 – as we reach this level of warming – at least 250,000 people will die every year from just some of the climate-related harms.
Perhaps many of us in rich countries (the "us" who might be reading this) will be largely protected from these early harms; but that doesn't make them less real to the vulnerable citizens of, say, Bangladesh, Kiribati or the Maldives. In fact, it escalates the injustice, as the global wealthy have benefited from and contributed to climate change the most, while the global poor will be hurt first and worst.
At 4 degrees C warming, the World Bank predicts that every summer month will be hotter than any current record heat wave, making the Middle East, North Africa and the Mediterranean deadly during the summer months. Many coastal cities will be completely under water, and all low-lying island nations will likely have to be abandoned. Hundreds of millions, if not billions of people could become climate refugees, as their homelands become uninhabitable.
Based on these descriptions, I stand by my predictions.
No, environmentalists don't hate babies
Other critics have argued that advocating for a lower birth rate = hating babies or being "anti-life."
Obviously I don't hate babies! I'm pretty wild about my own kid, and small humans in general.
This anti-life charge is more interesting, but equally wrong. The premise seems to be that those who wish to lower fertility rates must be misanthropic, or fail to see the value of humans. But that gets things exactly backwards: A radical concern for climate change is precisely motivated by a concern for human life – in particular, the human lives that will be affected by climate disruptions.
A valuable philosophical contribution here is the distinction between "making people happy" and "making happy people." When I feed a hungry person, or prevent a harm from befalling someone, I improve a person's well-being. But when I create a person whom I will then feed and prevent from harm, I make a person who will predictably be well off. In the first case, I added happiness to the world by helping an existing person; whereas in the second case, I added happiness by creating a person who will be happy. See the difference?
I, like many philosophers, believe that it's morally better to make people happy than to make happy people. Those who exist already have needs and wants, and protecting and providing for them is motivated by respect for human life. It is not a harm to someone not to be created.
In fact, I would argue that it is more "anti-life" to prioritize creating new life over caring for, or even not harming, those who already exist.
Can the economy grow with lower population growth?
Another opposing argument: People are not only consumers – they are also producers, and so will make the world better.
Yes, humans are producers, and many wonderful things have come from human genius. But each person, whatever else they are (genius or dunce, producer or drag on the economy) is also a consumer. And this is the only claim needed in order to be worried about climate change.
The problem here is that we have a finite resource – the ability of the Earth's atmosphere to absorb greenhouse gases without violently disrupting the climate – and each additional person contributes to the total amount of greenhouse gas in the atmosphere. So although humans will hopefully save us (we do, in fact, desperately need brilliant people to develop scaleable technology to remove carbon from the air, for instance), the solution to this cannot be to have as many babies as possible, with the hope that this raises our probability of solving the problem. Because each baby is also an emitter, whether a genius or not.
Lastly, there's the view that lowering fertility rates will kill the economy.
Several commenters point to low-fertility countries like Japan, Italy and Germany, and argue that problems experienced by such countries are proof that the "real" population crisis is our dropping fertility rate. We need more babies to grow into healthy young producers to keep our economic engine humming.
The truth in this objection is the following: An economy that requires infinite growth to be healthy will be harmed in a world of finite resources. But if it's true that our economies can't survive slowing or even reversing population growth, then we're in some trouble no matter what.
Why? It's simple logic that we cannot grow our population forever. We can either reflect now on how to protect our economy while working toward a sustainable population, or we can ignore the problem until nature forces it on us, perhaps violently and unexpectedly.
I'll conclude with one, final thought: I don't enjoy arguing for a small family ethic, or a population engineering scheme. Despite snide accusations to the contrary, I get no research funds or any other incentive for making this case. I'm arguing these points because I'm genuinely worried about the future of our planet, and the people who will inherit it, and I believe difficult yet civil discussion is the crucial first step to making that future one we won't be condemned for creating.


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Trane Showcases Latest Solutions and Teaches ASHE Attendees to Effectively Communicate with Hospital Leadership
Trane Showcases Latest Solutions and Teaches ASHE Attendees to Effectively Communicate with Hospital Leadership
Boston, July 8, 2015 — Trane will showcase some of its latest offerings and teach attendees to more effectively communicate with hospital leadership at the American Society for Healthcare Engineering (ASHE) of the American Hospital Association, held in Boston, July 12-15.
A leading global provider of indoor comfort solutions and services and a brand of Ingersoll Rand, Trane will showcase the following offerings at ASHE at booth #1005:
Trane has expanded its lineup of Performance Climate Changer™ outdoor air handler units to create the industry's most comprehensive air handler portfolio. The outdoor air handler units are designed to deliver increased energy efficiency, reduced operating costs, and improved indoor air quality and occupant comfort to serve the wide variety of customer applications. To optimize the environment of care in a hospital, Performance Climate Changer air handlers use the Trane Catalytic Air Cleaning System to combine high-efficiency MERV 13 filtration with UV-C lights and photo-catalytic oxidation.
Trane recently introduced the Trane® Sintesis™ family of air-cooled chiller which is now available for order in Europe, the Middle East, North and Latin America. Sintesis chillers are part of the Ingersoll Rand® EcoWise™ portfolio of products designed to lower their environmental impact with next-generation, low global warming potential (GWP) refrigerants and high-efficiency operation. Sintesis chillers offer customers a choice to use either R-134a or DuPont Opteon® XP10 (R-513A), a next-generation, low-GWP refrigerant to address sustainability objectives.
Trane recently earned Type III Environmental Product Declaration (EPD) verification and registration for the entire Trane® CenTraVac™ portfolio of chillers. Type III EPD verification proves the environmental claims regarding chiller performance and documents conformance with stringent certification requirements of the International Standards Organization. The certification provides specifiers and building owners independent, third-party verification of environmental performance claims. Trane EarthWise™ CenTraVac chillers became the first commercial chillers to earn Type III EPD registration in 2011 and now includes Trane Series L™, Series S™ and Series E™ CenTraVac chillers.
The Trane Building Advantage brand represents the suite of energy services offerings that assist healthcare facility managers with managing and operating efficient and sustainable facilities. The collection of offerings help facilities management staff recognize their buildings as assets by offering choices for delivering bottom-line financial results and furthering completion of regulatory require-ments. Offerings include: building controls and automation, renewable power and energy solutions, energy contracting, energy procurement and management services, energy management and services.
Representatives will be on hand to discuss Trane solutions and services, including Trane Air-FiTM Wireless and Energy Assessment, utilizing Trane Energy Optics[1].
- Air-Fi wireless technology for building controls replaces the need for wired building controls, allowing installations to be completed quickly with less disruption to occupants in existing buildings, while also providing greater reliability, simplified installation and more flexibility as building spaces change.
- Trane Energy Assessment, using Energy Optics features a three-dimensional graphic depiction of current energy use that helps hospital facilities staff make well-informed decisions about energy efficiency improvement opportunities that can lower costs and optimize the environment of care. Based on this analysis, Trane works with building owners to develop solutions and remedies to improve energy and operational efficiency.
ASHE Attendees Learn to Hone Communication with Hospital leaders
Trane representatives, Laura Rygielski Preston, FACHE, vice president, strategy and offering development; and Iona Canada, director, strategic relations, will discuss how to effectively present business cases to hospital leadership, a skill that is becoming increasingly important for facilities teams. This session will provide best practices and tools to help bridge the communication gap between facility team members and executives.
Attendees will learn to:
- Communicate more effectively with executive leadership/C-suite.
- Gain tools and best practices to help increase approval of proposed projects.
- Effectively communicate with multiple generations in the workplace.
- Integrate ongoing metrics in a timely manner within their organizations
About the Presentation:
Title: Selling Your Vision: Presenting Effective Business Cases to Hospital Leadership
Date/Time: Monday, July 13, 9:45-10:45 a.m.
Location: John B. Hynes Memorial Convention Center
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About the ASHE Annual Conference
The 52nd ASHE Annual Conference & Technical Exhibition, held in Boston on July 12-15, is an annual industry event for health care facility management and engineering professionals. The conference, which is sponsored by ASHE, provides opportunities for education, networking and advancement for healthcare facility. More than 3,000 professionals gather on-site each year to network, get vital information on health care compliance, codes and standards updates, emerging trends, and best practices for efficiency, sustainability, emergency preparedness, and other pressing topics in the field. Trane is a platinum sponsor of the event.
About Ingersoll Rand and Trane
Ingersoll Rand (NY: IR) advances the quality of life by creating comfortable, sustainable and efficient environments. Our people and our family of brands — including Club Car®, Ingersoll Rand®, Thermo King® and Trane® — work together to enhance the quality and comfort of air in homes and buildings; transport and protect food and perishables; and increase industrial productivity and efficiency. We are a $13 billion global business committed to a world of sustainable progress and enduring results. Trane solutions optimize indoor environments with a broad portfolio of energy efficient heating, ventilation and air conditioning systems, building and contracting services, parts support and advanced control. For more information, visit www.ingersollrand.com.or trane.com.
[1] Trane Energy Optics is powered by Agilis Energy US Patent 8,583,531
SOURCE: Trane


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Flagma is a business-ad portal, where more than 555,878 different companies sell their products. Each of them has its own terms of payment, delivery, and service guarantees.
1. Carefully read the information about the seller, the terms of the order, delivery, payment, refund, and warranty service..
2. Request incorporation documents, check the company against the state register
3. Save all correspondence with the seller
Save all correspondence with the seller until you receive the order.
4. Do not share your personal data with third parties.
Do not disclose your personal data to strangers, namely:
5. Save your purchase confirmation documents
Keep everything you need to prove your purchase: receipts, payment orders, bank statements, warranty cards, postal declarations, phone numbers, and any other documents that you received from the seller (company).
6. Check your order upon receipt


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These are so easy to make. With kids its even more fun to do. Easy for little hands to help.
Marshmallows, Chocolate Jimmie Sprinkles, Pop Sticks & Candy Melts
Simply press the sticks into the bottom of the marshmallows
We melted green candy melts into a glass cup. So that it was deep to submerge the marshmallows in. Melt them in the microwave and stir in 5 -7 second intervals. If you melt too long/too hot you will ruin the candy. Be careful. Once it is smooth, you can dip your marshmallow into the candy melt and tap off the excess.
Turn upside down and dip into the chocolate sprinkles.
Allow them all to harden. We put them in the freezer for 2 minutes. If you leave them too long they will begin to sweat. Just long enough to harden. You will need a stand to hold them up. We used one we have in our home. However you can use floral styrofoam blocks to stick them in to stand up.
Then we use a Gourmet Writer Food Decorator Pens, Assorted Colors, Set of 10 black marker to draw the faces on. Do not try this with a Wilton brand it will not work. I know from experience.
Once I drew my face on my little girl decided to do her faces the same 🙂
Sweet little hands hard at work. She is creating a batch to take to school to share with her classmates. She is extremely excited.
Allow the ink to dry and you have an easy/tasty treat 🙂 Just spooky enough for Halloween 🙂


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Personalized instruction means that every second of your gym time is devoted to meeting your needs. Your personal coach can help you build a specific skill set, strengthen weak areas, gain a competitive edge in your sport, and stay motivated to reach your goals.
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Award–Winning Airline Goes Out–for–Sale in the Big D and Celebrates with a "Texas Sized" Fare Sale
San Francisco – August 10, 2010 – Virgin America, the California–based airline that is reinventing travel, today announces it will bring its low–fare, upscale service to Dallas–Fort Worth International Airport (DFW) with daily flights from the West Coast starting in December 2010. The new service will launch with daily flights from Los Angeles International Airport (LAX) to DFW as of December 1, 2010, and daily flights from San Francisco International Airport (SFO) to DFW as of December 6, 2010. Dallas–Fort Worth will be the twelfth destination in the airline's expanding network. To kick off a big new route in a big way, the airline today also launches a "Texas Sized" three–day fare sale for travel across Virgin America's network.
Virgin America Does Dallas
"Dallas–Fort Worth is one of the largest metropolitan areas in North America and a major center of business with strong ties to California – most notably in the financial services, energy and the Silicon Prairie–Silicon Valley high–tech sectors," said Virgin America President and CEO David Cush. "With unrivalled value and a flight experience unlike anything else in the North American skies, we think our service will be a breath of fresh air for Dallas–Fort Worth travelers. Before today, travelers along these routes had very little choice and we think a little healthy competition is always a good thing – especially for consumers."
Virgin America is a new U.S. airline that offers travelers a host of inventive amenities, including beautifully designed mood–lit cabins, fleetwide WiFi, power outlets near every seat and the most advanced in–flight entertainment platform in the skies. The Red? entertainment system offers films, live TV, videogames and even an on–demand menu — all via a nine inch touch–screen at every seatback. Since its 2007 launch, Virgin America has swept the major reader–based travel awards, including "Best Domestic Airline" in both Condé Nast Traveler's 2008 and 2009 Readers' Choice Awards and Travel + Leisure's 2008, 2009 and 2010 World's Best Awards.
"Virgin America at DFW Airport clearly represents an outstanding new travel option for our city and our region," said Dallas Mayor Tom Leppert. "We welcome Virgin America and its innovative approach to airline service and look forward to a long and productive partnership."
"Our region's incredible growth over the past decade makes Fort Worth and all of North Texas a very strong target for expansion for Virgin America," said Fort Worth Mayor Mike Moncrief. "Our diverse communities, exciting attractions and strong business environment make an outstanding and rich marketplace for Virgin America to do business. We are proud to welcome Virgin America as a new member of our North Texas family."
"Texas Sized" fare sale tickets must be purchased by 11:59pm PDT on August 12, 2010. DFW fares start at $129*in Main Cabin. Main Cabin fares start as low as $44** on short–hauls like Los Angeles (LAX)–San Francisco (SFO) and SFO–Las Vegas (LAS). Long haul fares start from $124** for LAX–Washington Dulles (IAD) and SFO–Fort Lauderdale (FLL). For most of the network, travel on fare sale tickets must occur between August 17, 2010–November 17, 2010.*** Tickets are on sale today on the airline's Web site (www.virginamerica.com) and at 1.877.FLY.VIRGIN (1.877.359.8474).****
"Virgin America's decision to launch service from DFW Airport to two major markets is a testament to the strength and vitality of the North Texas region," said Jeff Fegan, CEO of Dallas–Fort Worth International Airport. "Our passengers will see a big benefit from the increased competition and the new Virgin America service."
The airline's DFW schedule includes:
* LAX–DFW: two nonstop daily flights
* SFO–DFW: two nonstop daily flights
* DFW–LAX: two nonstop daily flights
* DFW–SFO: two nonstop daily flights
Connecting flights will also be available to Dallas–Fort Worth from Las Vegas (LAS), San Diego (SAN) and Seattle (SEA).
Known for its design–driven and high–tech flight experience, Virgin America has been winning over consumers since its launch. In May 2009, the airline became the first to offer WiFi on every flight. The airline's Red entertainment platform offers touch–screen and remote control interactivity with a wealth of options, including:
* 700 hours of entertainment content: The Red platform offers 18 channels of live satellite TV, +30 on–demand films, premium TV like HBO, an on–demand music video library and more;
* Games: A variety of videogames are available via the Red platform, including cult favorites like DOOM, navigated by a Qwerty keyboard handset at every seat;
* Seat–to–seat chat: Guests can chat with other flyers via text message and can even block chat requests;
* Maps: Interactive Google Maps with terrain–view, that zoom at eight levels and track the aircraft in–flight;
* On–demand menu: A first–of–its–kind on–demand seatback menu that allows guests to order what they want, when they want it during a flight. The menu was named best in the U.S. by Travel + Leisure;
* Shopping: First ever digital in–flight shopping platform allows flyers to choose from hundreds of products, swipe a credit card via the credit card reader at every seat – and shop at 35,000 feet;
* Music: Guests can access a 3000 track MP3 library and even create their own playlists in–flight.
In addition to a Main Cabin that offers custom–designed leather seats with a deeper, more comfortable pitch, the airline's First Class offers plush white leather seats with 55 inches of pitch, 165 degrees of recline and lumbar massagers. The carrier's Main Cabin Select option offers 38–inches of pitch, free food and cocktails, an all–access pass to the Red system's countless media options, dedicated overhead bins and priority check–in/boarding.
Virgin America is one of the fastest growing new airlines in U.S. history, with significant growth and five city expansions slated for 2010 alone. In July, the airline announced plans to order 60 new aircraft. The airline's fleet is projected to grow from its current 28 aircraft to 90 aircraft by 2016. Virgin America flies to San Francisco, Los Angeles, New York, Washington D.C., Seattle, Las Vegas, San Diego, Boston, Fort Lauderdale, Toronto, Orlando (starting October 6, 2010) and Dallas–Fort Worth (starting in December 2010).


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Slovak Republic
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Issuer | Weight (%) |
Issuer | Weight (%) |
Issuer Ticker | Name | Sector | Asset Class | Market Value | Weight (%) | Notional Value | Nominal | Par Value | ISIN | Price | Location | Exchange | Duration | Maturity | Coupon (%) | Market Currency | Effective Date |
The ENA Yield metric does not include the impact of cash reinvestment rates (e.g., during the final year prior to maturity), potential losses arising from credit downgrades or defaults, or changes to the portfolio composition over time.
The Estimated Net Acquisition Yield is an annualized number. For periods less than one year, the yield adjustment will be magnified for a given change in price. This effect will increase as the fund approaches maturity.
Securities lending is an established and well regulated activity in the investment management industry. It involves the transfer of securities (such as shares or bonds) from a Lender (in this case, the iShares fund) to a third-party (the Borrower). The Borrower will give the Lender collateral (the Borrower's pledge) in the form of shares, bonds or cash, and will also pay the Lender a fee. This fee provides additional income for the fund and thus can help to reduce the total cost of ownership of an ETF.
At BlackRock, securities lending is a core investment management function with dedicated trading, research and technology capabilities. The lending programme is designed to deliver superior absolute returns to clients, whilst maintaining a low risk profile. Funds participating in securities lending retain 62.5% of the income, while BlackRock receives 37.5% of the income and covers all the operational costs resulting from securities lending transactions.
Ticker | Name | Asset Class | Weight % | ISIN | SEDOL | Exchange | Location |
Collateral Types | |||
Loan Type | Equities | Government, Supranational and Agency Bonds | Cash (Not for Reinvestment) |
Equities | 105%-112% | 105%-106% | 105%-108% |
Government Bonds | 110%-112% | 102.5%-106% | 102.5%-105% |
Corporate Bonds | 110%-112% | 104%-106% | 103.5%-105% |
We also accept selected physically replicating Equity, Government Bond, Credit and Commodity ETFs as collateral.
Collateral parameters depend on the collateral and the loan combination, and the over collateralisation level may range from 102.5% to 112%. In this context, "Over Collateralisation" means that the aggregate market value of collateral
taken will exceed the overall on-loan value. Collateral parameters are reviewed on an ongoing bases and are subject to change.
With securities lending there is a risk of loss should the borrower default before the securities are returned, and due to market movements, the value of collateral held has fallen and/or the value of the securities on loan has risen.
Exchange | Ticker | Currency | Listing Date | SEDOL | Bloomberg Ticker | RIC |
Xetra | IVOA | EUR | 07-Sept-2023 | BQRGYB1 | IVOA GY | IVOA.DE |
Borsa Italiana | IVOA | EUR | 14-Sept-2023 | BQRGYC2 | IVOA IM | IVOA.MI |
Nyse Euronext - Euronext Paris | B28A | EUR | 07-Sept-2023 | BQV1RM4 | B28A FP | B28A.PA |


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The FRA is issuing a Vacancy Notice in order to recruit a Contract Agent, for the following post:
- IT Service Assistant - Grade: Function Group III - Ref. CA-ITSA-FGIII-2017 - Apply online
The duration of the contract shall be of two years. The contract may be renewed.
The FRA urges anyone meeting the eligibility criteria and interested in the position to apply.
The FRA is an equal opportunities employer and encourages applications without distinction on the basis of gender, colour, racial, ethnic or social origin, genetic features, language, religion or belief, political or any other opinion, membership of a national minority, property, birth, disability, nationality, age, sexual orientation or gender identity.
The FRA will not return applications to candidates. The personal data provided by the candidate shall be processed pursuant to the European Regulation related to personal data protection and in particular Regulation (EC) N° 1725/2018 of the European Parliament and of the Council of 21 November 2018 on the protection of natural persons with regard to the processing of personal data by the Union institutions, bodies, offices and agencies and on the free movement of such data. Personal data shall be processed solely for the purpose of the selection procedure. Should the candidate have any query concerning the processing of his/her personal data, he/she shall address them to the following address: firstname.lastname@example.com.
The Selection Committee has been established as follows:
Decision of the Director in respect of the establishment of the Selection Committee for the post of "IT Service assistant" ref. CA-ITSA-FGIII-2021
Please note that the Selection Committee's work and deliberations are highly confidential: any contact with its members is strictly forbidden and may disqualify candidates from the selection.
Please read the online application instructions carefully before applying.
Applications should only be submitted online.
The closing date for the submission of applications is 22/04/2021 at 13:00 CET (Local time). FRA reserves the right to disregard any application sent after that date/time.


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It's Not Over
September 7, 2010
Back to Residential Reality
Here we are, the Tuesday after Labor Day, 2010, and many of us are wondering what the rest of the year will look like in the New York residential market. Many attempts have been made to keep home ownership out of the abyss: bailing out the banks; bailing out Fannie and Freddie; a home buyer's tax credit; extraordinarily low interest rates; short sales; mortgage modifications; and deep discounted home prices. Yet despite the best efforts of government and industry, there has been no significant sign of a housing recovery.
The New Remedy
Apparently, there is a new remedy on the horizon that some real estate "experts" are starting to advocate: do nothing. Seriously. As David Streitfeld points out in his September 6th New York Times article, "Housing Woes Bring New Cry: Let Market Fall", some real estate professionals are asserting that it's time to stop additional attempts at stimulating the market and allow prices to fall further. Once this additional price dip occurs, the hordes of purchasers waiting in the wings (who supposedly are currently renting) will finally come into the market, and scoop up housing inventory at the deeper discounted and finally affordable pricing.
Not all Professionals Agree
Of course, some are advocating additional stimulus, like a new tax credit or government refinancing of millions of government owned or insured mortgages, as Bill Gross of Pimco has suggested. Taking the political mood into consideration at the moment, the chance of additional dollars being spent on yet another attempt to prop up the housing industry are twofold: slim and none. By default, there's a good shot this new approach will be tested in the markets which can least afford a further price drop.
What About Us?
In the end, we're all New York centric, and the question has to be asked, will this new "remedy" find its way to the New York market? I'll let the real estate economists and statisticians make their predictions, but it seems unlikely that this new approach will be a significant factor here in Gotham. Why?
Here's a good rule of thumb: So goes the financial industry in Manhattan, so goes New York. And bonus season may be early this year…


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Northern District of Illinois
CHICAGO—A Joliet man is facing an agreed maximum 10-year prison sentence after pleading guilty today to a federal civil rights crime for setting fire to the home of an African-American family on his street in 2007. The defendant, Brian James Moudry, admitted that at approximately 4 a.m. on June 17, 2007, he carried a can containing gasoline to the home, splashed the gasoline on the residence, and ignited it. No one was injured, although the home was occupied by eight children and an adult at the time of the fire.
Moudry, 36, formerly of the 300 block of South Reed Street, Joliet, pleaded guilty to using fire to interfere with the housing rights on the basis of race under the terms of an agreement that, if accepted, provide he will be sentenced to the maximum of 10 years on that count. U.S. District Judge Robert Gettleman scheduled sentencing for 10 a.m. on April 26.
Moudry has remained in federal custody without bond since he was arrested on May 30, 2012.
"One of our most important responsibilities is to protect members of all racial and ethnic groups from intimidation and violence," said Gary S. Shapiro, Acting United States Attorney for the Northern District of Illinois, who announced the guilty plea with Cory B. Nelson, Special Agent in Charge of the Chicago Office of the Federal Bureau of Investigation.
According to the plea agreement, Moudry was upset that an African-American family rented a house at 318 South Reed St., on the same block as his house. He admitted that he set the fire because African-Americans were occupying the home and that he intended to interfere with their continued ability to rent the residence and to intimidate the owner from continuing to rent to African-Americans.
The government is being represented by Assistant U.S. Attorneys Nancy DePodesta and Steven Dollear.


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Feeling tense in the neck? You need to relax Experience much-needed relief — now anytime you want — without needing a significant other or a professional to help. Say hello to comforting kneading and rolling on-demand with the Intelligent Neck Massager. Designed for anyone who needs to loosen up stiff…
Been working from home for several months due to COVID-19 and without proper seating setup as what I have at work, I started to have issue with my neck.. came across this when searching for gadget to relief neck pain. The item came partially charged and I was able to used it right away and liked it within first few minutes. :) this massager is very light weight and just comfortably sitting on my neck. As far as actual massage goes, it's great with 3 different modes and several intensity to choose from. Recommended
I though I received a broken product. However, I just misused it. First of all, I need to gently wet my neck area before putting on the massager. Then, push the start button. I feel comfortable to use this neck massager, and it feels like electricity flows through my neck, relaxing my neck muscles. This neck massager has a U-shaped design, which can fit almost everyone's neck. And come with a remote that can control 15 different power levels and 3 different massage models. Most important, it comes with a heating mode. I like it white color. I like it light. I like it comes with soft cushion. I like it easy to use. I like it can relief my neck pain. The overall quality is good. I really like it.
The massager is good! I liked it! immediately turned on a strong mode because such procedures did constantly in the hospital, After 15 min, the signal paged and turned off!!!! I liked everything very much. I recommend to buy a massager and store as it pleases both the goods and delivery. The remote is very convenient! Thank you so much!!!!
This little gadget took a little getting used to at first but after my second use, it felt wonderful. Fits comfortably around my neck and the heating function feels amazing. Simple operation and the instructions were easy to read. The beep sound is loud so I can be sure that I can hear the modes changing or the unit turning off. The auto shut off after 15 minutes was a nice touch as well. Small and low profile makes this easy to take with me when I am traveling.
AMAZING! This neck massager is very good quality and does a great job relaxing the neck and shoulders. It warms up very quickly and is easy to control the strength of the pulses. I HIGHLY recommend the store who did a great job communicating and did a great job with the packaging. Try it out, it's definitely worth every penny :)
Saw on Instagram an add about this product, bought one, has been delivered faster than thought and it works great. Even my mother who has cervical pain it helped her to relieve her pain. Recommend store and product.
It's all working. the whole family likes it. Happy with the purchase. Thank you
I get a lot of sinus headache and tension in my neck. I use this upon waking and before bed. It has helped me out so much since receiving. Very happy with purchase.
Constantly plagued by neck muscle pain. Hate to be tied to a heating pad and electric outlet. This is the best solution to comfort and maneuverability. Fifteen minutes of this therapy and my neck pain diminished to near zero and full mobility to turn my head was restored. Love this product - it was definitely worth the money. Highly recommend.
Nice portable tense machine, two factors kept this from a 5 start review. 1) it comes with a remote and without the remote the device no longer works. There are no buttons on the device itself other than the power button. 2) the pulsing settings are too simple and only allow you to change the intensity. If you could change the pulse pattern this device would be a lot better. I find my neck loosening up with one pattern only to feeling slight pain with the pattern change.
The appearance of massage instrument is delicate and compact, simple and easy to operate, it is very easy to get started, charging is also very fast, and there are a lot of gears, suitable for different types, specially bought for the wife, she likes it very much, its is used in the office at ordinary times, and it is alleviated to some extent after two times. Tell me about the feeling. It's a really good massager. It's comfortable after use and of good quality.
Purchased for a stiff neck awaiting medical review. Works well once the instructions are carefully understood. The heat feature is nice. The different modes are difficult to discern which once is operating but still the gadget is great!
Bought this for my sister whose job entails physical labor. Many nights she'd come home from work with sore neck and shoulders. She was skeptical anything would help and was excited to find this did. She's been a regular user (2-3 times at least per week) and is very pleased. Easy to use - the vibration and heat relax neck and shoulders enabling sleep. Would recommend this without hesitation.
Good goods and appropriate store! Was shipped fast, good quality, looks as in the photo.
My husband and I both use the device for our intermittent neck issues and it is extremely effective. I love that it is so compact and portable and holds the charge for longer than expected. The 15 minute sessions (3 treatment types) are very effective and the love the option to add heat and control the strength of the pulses using the convenient remote control. I really feel that it has helped reduce the number of times I have had to had to have chiropractic treatments. It helps me maintain a pain free lifestyle and for that I am extremely grateful.
I was in a car accident at 57 years old and had accute whiplash. That was 5 months ago. I went through physical therapy but little help. This is amazing and feel so much better now after using this
This is so easy to use!!! I usually puts my muscle stimulation massager on when my muscles are sore and tense. It gets annoying with all the lines that are connected. Most of the time I fall asleep with it and they just get tangled. With this I don't need to worry about that. I can just put it on my neck any where any time and I won't have to worry about annoying lines or needing to bring the main machine. I can be mobile with it. It also heats up which feels wonderful!! I love it!
I was pleasantly surprised at how intense the massage was. Easily control the intensity levels with the remote.
Great price massager! I use a computer a lot, so I have started using it on a computer sitting in a chair, which provides deep massage to my back and reduces tension. Any pulse massager will produce a slight pain at the beginning of use. The feeling of being charged varies from person to person but it is safe to use. After each massage, I feel very relaxed. The build quality is strong and the value for money surprised me. It will be a perfect gift for those who complain of neck soreness. All in all, an excellent product. Definitely recommend!
Works but doesn't hold a charge very long.
Good product, everything is fine. I like the feeling when turn massager on, relaxing. Arrived in 10days that is super fast! Recommended!
The product looks exactely like the description and the pictures! Very nice soft touch. Works perfectly fine.
Seems to work great! The family likes it. Just hard to position with the muscles in your neck to your shoulder. Stays upward a bit and I wish it did not. The heat part is very nice. Relaxing!
When I bought it I was expecting one that massage your neck not impulses of electricity. But it helps
I am suffering from neck pain badly. I feel much better every time after I use the massager for 15 minutes. It's wireless and has a separate remote. It's very moveable and portable. The two connectors are full of elasticity. They are able to move down and extend out a little bit, so it fits my neck perfectly. It's really really comfortable and soft. It can warm up right around my neck area. The warming sensation is really nice. It delivers pretty decent pulsations. The battery life is really amazing. I recharge it about every 3 weeks. It is doing really great. It would be better if the remote has a screen and can show the current level and mode.
Fast shipping and product is as advertised. Just like a tens unit but without the cords and sticky pads. Really helps my neck pain!
Great product. Everything works like in the description. I am so glad I ordered this! Really helps with my neck stiff neck and neck pain. Highly recommended!
I've had headaches and a tense neck for a long time so I want to try this neck massager. Looks like a lot of people are recommending it. After several uses, I think I did have a big relief and I'm sleeping better at nights. I like that it's portable so I can still walk around while using it and don't have to sit still at the same place near the power outlet. There are 3 different massage modes and 15 levels. I think level 3 is already strong enough for me. The remote control is separated from the massager, I know some of these massagers don't have a separate remote control, I'm not sure which one is better. I guess having a separate controller is more convenient because you can see what buttons you are pressing but there might be a risk of losing the controller because it's small. The heat mode is also amazing. I'm really glad that I've bought this.
Fast delivery, great device, works well. Make sure you dampen you neck before using it for best results. Thank you
I recently bought this Neck massager, and I really love it. A very good product offering excellent value for money. It has 3 massage modes-all of them work beautifully. It combines three types of relief: acupuncture, knocks, and massage. My favorite one is the automatic mode, and the massage mode worked the best for me. The fact that you can increase and decrease the vibration according to your liking is really cool. If you like a little heat with the vibration, it has a button to add that as well. Just the right neck massager for you when you want to relax after a hard day's work. It's comfortable and good looking.
For the price it's not bad. It has good power. And seems to do the job. The beeper when you change speeds is loud and annoying. Other than that seems to be ok.
I really like the look, it works good. The remote could be a little bit better quality.
I buy this neck massager for myself because I often sit at front of computer to play video games and that make my neck always feel Street. This electric pulse neck massager helps to relax my neck muscle and reduce my neck pain. Right now, I used it every night to relax before to bad, and it works pretty well. There are 3 different modes and 15 levels of strength to choose from. It's very easy to use, and also come with heat function. It looks pretty, great quality,, and with affordable price. No complain.
The neck massager works great for my mom. My mom always have neck problem and she got pains all the time with her neck, so I decided to buy the neck massager as a gift for her. She loves the massager and she said it really release her pain after only one time use. There are 3 treatments in 15 minutes, but they are very effective and there is heat option. Also, my mom said she can control the strength of the pulses, so it wouldn't be too hard sometimes and it is very convenient too. Overall, the massager is worth of 5 stars
I was a little skeptical about buying it and if it would work but after using it, it is probably one of the best products for my neck I ever bought.
Oh how we really love this neck massager! The whole family! Husband and I work a ton in front of the computer and our neck always gets so stiff and sore. We just love putting this massager on our neck while watching TV in the night. It did feel a little weird first time though. Just be careful not to put it on high first if you don't know how strong you can take because it may create involuntary muscle spasm while using it. It's such a weird feeling! Lol! Father had shoulder surgery and he loves it too. I'm thinking about getting one for him as Christmas gift.
I'm so glad I bought this neck massager! Since working from home, I constantly get neck pain (and honestly pain all over). I was looking for something lightweight and wireless so that I am not restricted from moving around. This was perfect! At first, I was a little intimidated by the electric therapy aspect of it but it turns out to be nothing but relaxing. I have even been able to sleep better the past two nights since I've used it! I think this would make a great gift as well, so this is definitely going on my list of possible gifts for family and friends!
Appears to be a quality product. It works but heating isn't quite good. Will add review on effectiveness after using it for some time.
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Suze Orman has been called "a force in the world of personal finance" and a "one-woman financial advice powerhouse" by USA Today.
A two-time Emmy Award-winning television host, New York Times mega bestselling author, magazine and online columnist, writer/producer, and one of the top motivational speakers in the world today, Orman is undeniably America's most recognized expert on personal finance.
Suze Orman is the contributing editor to "O" The Oprah Magazine, the Costco Connection Magazine and for the last nine years host of the award winning Suze Orman Show, which airs every Saturday night on CNBC. Over her television career Suze has accomplished that which no other television personality ever has before. Not only is she the single most successful fundraiser in the history of Public Television, but she has also garnered an unprecedented seven Gracie awards, more than anyone in the 35-year history of this prestigious award. The Gracies recognize the nation's best radio, television, and cable programming for, by, and about women.
In May 2010 Suze Orman was presented with an Honorary Doctor of Commercial Science degree from Bentley University. In 2010 Orman also received the Gracie Allen Tribute Award from the American Women in Radio and Television (AWRT); the Gracie Allen Tribute Award is bestowed upon an individual who truly plays a key role in laying the foundation for future generations of women in the media. In October 2009 Orman was the recipient of a Visionary Award from the Council for Economic Education for being a champion on economic empowerment. In July 2009 Forbes named Suze Orman 18th on their list of The Most Influential Women In Media. In May 2009 Orman was presented with an honorary degree Doctor of Humane Letters from the University of Illinois. In May 2009 and May 2008 Time Magazine named Orman as one of the TIME 100, The World's Most Influential People. In October 2008 Orman was the recipient of the National Equality Award from the Human Rights Campaign. In April 2008 Suze Orman was presented with the Amelia Earhart Award for her message of financial empowerment for women. Saturday Night Live has spoofed Suze numerous times.
Suze Orman who grew up on the South Side of Chicago earned a bachelor's degree in social work at the University of Illinois and at the age of 30 was still a waitress making $400 a month.
Categories: Economics and Finance


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Breasts was the collective term for physical protrusions of mammary glands on most species, both male and female. In most humanoid species, females were distinguished from males through larger breasts, which was commonly a source of sexual attraction. Male breasts were typically useless, while females might use theirs for breast feeding. (TNG: "A Matter Of Honor"; VOY: "Deadlock")
On Earth, only mammals breastfeed, making it unclear what their function was in the many non-mammalian-looking breasted species seen on Star Trek.
Cultural significance
Most cultures in the known galaxy required women to cover their breasts in public, and it was considered shameful to appear in public with them exposed. One exception to this rule was Betazoid wedding ceremonies, in which all attendees were naked. (TNG: "Cost Of Living"; Star Trek Nemesis). If, for some reason, a woman ended up topless in public, she would frequently use an arm or any object to prevent her breasts from being seen by others.
Such was the case when Enterprise NX-01 was captured and impounded by Cabal. The crew communicated through the EPS conduits to formulate a plan to escape. The only escape route was through the air vents and Ensign Hoshi Sato was small enough to fit. When she made her way to the outside of Lieutenant Malcolm Reed's room, her shirt was caught on a hook and she tried to get free, but ended up losing her shirt while sliding through. When she opened Reed's door, she held her hands over her breasts and told him to not say anything and to fetch her a shirt. (ENT: "Shockwave, Part II")
Until the reforms of Zek, Ferengi females were required by law to not wear clothing. (DS9: "Little Green Men") They also were prohibited from leaving their homes, due to the taboo of a Ferengi female appearing nude in public. In order to get around this, many Ferengi females would tightly wrap their breasts and pretend to be male in order to acquire profit and to travel away from Ferenginar. Such was the case of Pel in 2370, who in addition to wrapping her breasts, also enhanced her lobes in order to leave Ferenginar and work at Quark's. (DS9: "Rules of Acquisition") Additionally, in order to fill in for the ill Ishka, working on Zek's behalf, to prove the value of females to Nilva an influential FCA commissioner, Quark underwent cosmetic surgery and posed as a female Ferengi named Lumba. (DS9: "Profit and Lace")
Quark strongly implied that he hired Leeta due to the size of her breasts. (DS9: "Doctor Bashir, I Presume")
Some dabo girls at Quark's wore dresses that showed part of their breasts so as to appear attractive to the male customers, who would look more at them than the game and thus lose money. (DS9: "The Abandoned")
Additional references
The protrusion of a man's breast was mentioned in "A British Tar". (Star Trek: Insurrection). "Breast", in this case, was used in the classical sense, referring to the chest in general.
"His eyes should flash,
and his breast protrude,
And this should be his customary attitude."
Audrid Dax (in Quark's body during Jadzia's zhian'tara) thought there was "nothing quite like" holding a baby to one's breast. (DS9: "Facets")
While on the Ba'ku planet, Deanna Troi asked Beverly Crusher if she had noticed how her boobs had started to firm up as a result of the metaphasic radiation that affected that planet, to which Crusher replied, "Not that we care about such things in this day and age," though Troi's snickering reaction suggested otherwise. Data, who overheard this conversation, repeated it to Worf. (Star Trek: Insurrection)
On the IKS Pagh, Klingons made fun of William T. Riker, who was posted on the ship to learn about Klingon culture. They told him that if he was afraid of the food, they could try to convince a female to breastfeed him. (TNG: "A Matter Of Honor")
The females on Draylax were known for having three breasts. Travis Mayweather once joked he knew it "first-hand, second-hand, third-hand". (ENT: "Broken Bow") The feline dancer on Nimbus III also had three breasts. (Star Trek V: The Final Frontier)
Several pieces of art, like Grande Odalisque and a statue on Starbase 173, depicted bare-chested women. (TNG: "The Measure Of A Man"; VOY: "The Killing Game", "The Killing Game, Part II")