text:
Audio engineer
An audio engineer (also sometimes recording engineer or a vocal engineer) works on the recording, manipulating the record using equalization and electronic effects, mixing, reproduction, and reinforcement of sound. Audio engineers work on the "...technical aspect of recording—the placing of microphones, pre-amp knobs, the setting of levels. The physical recording of any project is done by an engineer ... the nuts and bolts."[1] Many audio engineers creatively use technologies to produce sound for film, radio, television, music, electronic products and computer games.[2] Audio engineers also set up, sound check and do live sound mixing using an audio console and a sound reinforcement system for music concerts, theatre, sports games and corporate events.
Alternatively, the term "audio engineer" can refer to a scientist or professional engineer who holds a B.Sc. or M.Sc. who designs, develops and builds new audio technologies working within the field of acoustical engineering.[3]
Audio engineering concerns the creative and practical aspects of sounds including speech and music, as well as the development of new audio technologies and advancing scientific understanding of audible sound.[3]
Research and development
Research and development audio engineers invent new technologies, equipment and techniques, to enhance the process and art of audio engineering.[4] They might design acoustical simulations of rooms, shape algorithms for audio signal processing, specify the requirements for public address systems, carry out research on audible sound for video game console manufacturers, and other advanced fields of audio engineering. They might also be referred to as acoustic engineers.[5][6]
Audio engineers working in research and development may come from backgrounds such as acoustics, computer science, broadcast engineering, physics, acoustical engineering, electrical engineering and electronics. Audio engineering courses at university or college fall into two rough categories: (i) training in the creative use of audio as a sound engineer, and (ii) training in science or engineering topics, which then allows students to apply these concepts while pursuing a career developing audio technologies. Audio training courses give you a good knowledge of technologies and their application to recording studio and sound reinforcement systems, but do not have sufficient mathematical and scientific content to allow you to get a job in research and development in the audio and acoustic industry.[7]
Audio engineers in research and development usually possess a bachelor's degree, master's degree or higher qualification in acoustics, physics, computer science or another engineering discipline. They might work in acoustic consultancy, specializing in architectural acoustics.[8] Alternatively they might work in audio companies (e.g. headphone manufacturer), or other industries that need audio expertise (e.g., automobile manufacturer), or carry out research in a university. Some positions, such as faculty (academic staff) require a Doctor of Philosophy. In Germany a Toningenieur is an audio engineer who designs, builds and repairs audio systems.
The listed subdisciplines are based on PACS (Physics and Astronomy Classification Scheme) coding used by the Acoustical Society of America with some revision.[9]
Audio signal processing
Audio engineers develop algorithms to allow the electronic manipulation of audio signals. These can be processed at the heart of much audio production such as reverberation, Auto-Tune or perceptual coding (e.g. mp3 or Opus). Alternatively, the algorithms might carry out echo cancellation on Skype, or identify and categorize audio tracks through Music Information Retrieval (e.g., Shazam).[10]
Architectural acoustics
Architectural acoustics is the science and engineering of achieving a good sound within a room.[11] For audio engineers, architectural acoustics can be about achieving good speech intelligibility in a stadium or enhancing the quality of music in a theatre.[12] Architectural Acoustic design is usually done by acoustic consultants.[8]
Electroacoustics is concerned with the design of headphones, microphones, loudspeakers, sound reproduction systems and recording technologies.[6] Examples of electroacoustic design include portable electronic devices (e.g. mobile phones, portable media players, and tablet computers), sound systems in architectural acoustics, surround sound in movie theater and vehicle audio.
Musical acoustics
Musical acoustics is concerned with researching and describing the science of music. In audio engineering, this includes the design of electronic instruments such as synthesizers; the human voice (the physics and neurophysiology of singing); computer analysis of audio; music therapy, and the perception and cognition of music.[13]
Psychoacoustics is the scientific study of how humans respond to what they hear. At the heart of audio engineering are listeners who are the final arbitrator as to whether an audio design is successful, such as whether a binaural recording sounds immersive.[10]
The production, computer processing and perception of speech is an important part of audio engineering. Ensuring speech is transmitted intelligibly, efficiently and with high quality; in rooms, through public address systems and through mobile telephone systems are important areas of study.[14]
Producer, engineer, and mixer Phil Ek has described audio engineering as the "technical aspect of recording—the placing of microphones, the turning of pre-amp knobs, the setting of levels. The physical recording of any project is done by an engineer ... the nuts and bolts."[1] A variety of terms are used to describe audio engineers who install or operate sound recording, sound reinforcement, or sound broadcasting equipment, including large and small format consoles. Terms such as "audio technician," "sound technician," "audio engineer," "audio technologist," "recording engineer," "sound mixer" and "sound engineer" can be ambiguous; depending on the context they may be synonymous, or they may refer to different roles in audio production. Such terms can refer to a person working in sound and music production; for instance, a "sound engineer" or "recording engineer" is commonly listed in the credits of commercial music recordings (as well as in other productions that include sound, such as movies). These titles can also refer to technicians who maintain professional audio equipment. Certain jurisdictions specifically prohibit the use of the title engineer to any individual not a registered member of a professional engineering licensing body.
In German, the "Tontechniker" (audio technician) is the one who operates the audio equipment and the "Tonmeister" (sound master) is a person who creates recordings or broadcasts of music, who is both deeply musically trained (in classical and non-classical genres), and who also has a detailed theoretical and practical knowledge of virtually all aspects of sound.
Education and training
Audio engineers come from backgrounds and/or postsecondary training in fields such as audio, fine arts, broadcasting, music, or electrical engineering. Training in audio engineering and sound recording is offered by colleges and universities. Some audio engineers are autodidacts with no formal training, but who have attained professional skills in audio through extensive on-the-job experience.
Training and background
Audio engineers must have extensive knowledge of audio engineering principles and techniques. They have to understand, to name a few, how to mic different instruments and amplifiers, what types of mics to use, where to place the mics, how to attenuate "hot" instrument signals that are overloading and clipping the channel, how to prevent audio feedback, how to set the audio compression for different instruments and vocals, and how to prevent unwanted distortion of the sound. However, to be a professional sound engineer, an individual needs more than just technical knowledge. She or he must also understand the types of sounds and tones that rock and pop music bands and other musical ensembles expect in different genres. This knowledge of musical styles is typically learned from years of experience listening to and mixing bands in recording and/or live sound contexts. A sound engineer must know, for example, the difference between creating the powerful drum sound that a heavy metal drummer will want for her kit, versus a drummer from a Beatles tribute band.
In the recording studio environment, a sound engineer records, edits, manipulates, mixes, or masters sound by technical means to realize the creative vision of the artist and record producer. While usually associated with music production, an audio engineer deals with sound for a wide range of applications, including post-production for video and film, live sound reinforcement, advertising, multimedia, and broadcasting. In larger productions, an audio engineer is responsible for the technical aspects of a sound recording or other audio production, and works together with a record producer or director, although the engineer's role may also be integrated with that of the producer. In smaller productions and studios the sound engineer and producer are often the same person.
In typical sound reinforcement applications, audio engineers often assume the role of producer, making artistic and technical decisions, and sometimes even scheduling and budget decisions.[15]
Role of women
According to Women's Audio Mission (WAM), a nonprofit organization based in San Francisco dedicated to the advancement of women in music production and the recording arts, less than 5% of the people creating sound and media are women. Although there are high-achieving female producers, they are less well-known than their male counterparts.[16]"Only three women have ever been nominated for best producer at the Brits or the Grammys" and none won either award.[17] "Women who want to enter the [producing] field face a boys' club, or a guild mentality".[17] The UK "Music Producers' Guild says less than 4% of its members are women" and at the Liverpool Institute of Performing Arts, "...only 6% of the students enrolled on its sound technology course are female."[17]
Women's Audio Mission was started in 2003 to address the lack of women in professional audio by training over 6,000 women and girls in the recording arts and is the only professional recording studio built and run by women. Notable recording projects atInclude the Grammy Award-winning Kronos Quartet, Angelique Kidjo (2014 Grammy winner), author Salman Rushdie, the Academy Award-nominated soundtrack to "Dirty Wars", Van-Ahn Vo (NPR's top 50 albums of 2013), Grammy-nominated St. Lawrence Quartet, and world music artists Tanya Tagaq and Wu Man.
One of the first women to produce, engineer, arrange and promote music on her own rock and roll music label was Cordell Jackson (1923-2004). Trina Shoemaker is a mixer, record producer and sound engineer who became the first woman to win the Grammy Award for Best Engineered Album in 1998 for her work on The Globe Sessions.[18]
Gail Davies was the '...first female producer in country music, delivering a string of Top 10 hits in the '70s and '80s including "Someone Is Looking for Someone Like You," "Blue Heartache" and "I'll Be There (If You Ever Want Me)." [19] When she moved to Nashville in 1976, men "...didn't want to work for a woman" and she was told women in the city were "...still barefoot, pregnant and [singing] in the vocal booth." [19]
Wendy Waldman, who became a producer after Davies, saw that Davies had a difficult time. When Jonell Polansky arrived in Nashville in 1994, with a degree in electrical engineering and recording experience in the Bay Area, she was told "...[y]ou're a woman, and we already had one"–a reference to Waldman. [19] KK Proffitt, who is a studio "owner and chief engineer" states that men in Nashville do not want to have women in the recording booth. At a meeting of the Audio Engineering Society, Proffitt was told to "shut up" by a male producer when she raised the issue of updating studio recording technologies.[19]Proffitt said she finds "...finds sexism rampant in the industry". [19]
Other notable women include:
- Sylvia Robinson, early hip hop music producer
- Susan Rogers, engineer for Purple Rain
- Genya Ravan, producer The Dead Boys' Young, Loud and Snotty;
- Delia Derbyshire, British electronics pioneer
- Lari White, a co-producer on Toby Keith's White Trash With Money
- Leslie Ann Jones
- Beyoncé, for I Am ... Sasha Fierce.[20]
There are four distinct steps to commercial production of a recording: recording, editing, mixing, and mastering. Typically, each is performed by a sound engineer who specializes only in that part of production.
- Studio engineer – an engineer working within a studio facility, either with a producer or independently.
- Recording engineer – engineer who records sound.
- Assistant engineer – often employed in larger studios, allowing them to train to become full-time engineers. They often assist full-time engineers with microphone setups, session breakdowns and in some cases, rough mixes.[15]
- Mixing engineer – a person who creates mixes of multi-track recordings. It is common to record a commercial record at one studio and have it mixed by different engineers in other studios.
- Mastering engineer – typically the person who mixes the final stereo tracks (or sometimes just a few tracks or stems) that the mix engineer produces. The mastering engineer makes any final adjustments to the overall sound of the record in the final step before commercial duplication. Mastering engineers use principles of equalization and compression to affect the coloration of the sound.
- Game audio designer engineer – deals with sound aspects of game development.
- Live sound engineer
- Front of House (FOH) engineer, or A1.[21] – a person dealing with live sound reinforcement. This usually includes planning and installation of loudspeakers, cabling and equipment and mixing sound during the show. This may or may not include running the foldback sound. A live/sound reinforcement engineer hears source material and tries to correlate that sonic experience with system performance.[22]
- Wireless microphone engineer, or A2. This position is responsible for wireless microphones during a theatre production, a sports event or a corporate event.
- Foldback or Monitor engineer – a person running foldback sound during a live event. The term "foldback" comes from the old practice of "folding back" audio signals from the front of house) (FOH) mixing console to the stage so musicians can hear themselves while performing. Monitor engineers usually have a separate audio system from the FOH engineer and manipulate audio signals independently from what the audience hears so they can satisfy the requirements of each performer on stage. In-ear systems, digital and analog mixing consoles, and a variety of speaker enclosures are typically used by monitor engineers. In addition most monitor engineers must be familiar with wireless or RF (radio-frequency) equipment and must communicate personally with the artist(s) during each performance.
- Systems engineer – responsible for the design setup of modern PA systems, which are often very complex. A systems engineer is usually also referred to as a "crew chief" on tour and is responsible for the performance and day-to-day job requirements of the audio crew as a whole along with the FOH audio system. This is a sound-only position concerned with implementation, not to be confused with the interdisciplinary field of system engineering, which typically requires a college degree.
- Re-recording mixer – a person in post-production who mixes audio tracks for feature films and/or television programs.
An audio technician is proficient with different types of recording media, such as analog tape, digital multi-track recorders and workstations, and computer knowledge. With the advent of the digital age, it is increasingly important for the audio technician to understand software and hardware integration, from synchronization to analog to digital transfers. In their daily work, audio engineers use many tools, including:
- Amplifiers
- Analog-to-digital converters
- Digital audio workstations (DAW)
- Digital-to-analog converters
- Dynamic range compressions
- Loudspeakers
- Microphones
- Mixing consoles
- Music sequencers
- Preamplifiers
- Signal processors
- Tape machines
Recording engineers of note
- Steve Albini
- Jim Anderson
- Michael J. Bishop
- Bill Bottrell
- David Bottrill
- Helmut Burk
- Chuck Britz
- Patrick Brown
- Terry Brown
- John Burns
- Dru Castro
- Fred Catero
- Roy Cicala
- Bob Clearmountain
- Mike Crossey
- Terry Date
- Rhett Davies
- Nick Davis
- Charles De Schutter
- Tom Dowd
- Mark "Flood" Ellis
- Geoff Emerick
- Jack Endino
- Bob Ezrin
- David R. Ferguson
- Dave Fridmann
- Rudy Van Gelder
- Nigel Godrich
- Doug Grean
- James Guthrie
- Mick Guzauski
- Roy Halee
- Wally Heider
- David Hentschel
- Bones Howe
- Andrew Jackson
- Andy Johns
- Glyn Johns
- Leslie Ann Jones
- Neil Kernon
- Jacquire King
- Eddie Kramer
- Greg Ladanyi
- Maxime Le Guil
- James Lock
- Chris Lord-Alge
- Tom Lord-Alge
- Reinhold Mack
- Mike Marciano
- George Martin
- Tony Maserati
- George Massenburg
- Mario J. McNulty
- Joe Meek
- Yuri Morozov
- Alan Moulder
- Jack Mullin
- Evgeny Murzin
- Roger Nichols
- Clif Norrell
- Justin Niebank[23]
- Paul Northfield
- Gary Paczosa
- Hugh Padgham
- Robert Parker
- Alan Parsons
- Les Paul
- Dave Pensado
- Lynn Peterzell
- Tony Platt
- Resul Pookutty
- Bill Porter
- Bill Putnam
- Phil Ramone
- Emitt Rhodes
- Bruce Robb (producer)
- Susan Rogers
- Scott Salem
- Elliot Scheiner
- Andrew Scheps[24]
- Al Schmitt
- Tom Scholz
- Jim Scott
- Ken Scott
- Da-Hong Seetoo
- Eberhard Sengpiel
- Norman Smith
- H. Sridhar
- Chris Steinmetz
- Mike Stone
- Neil Strauch
- Stephen Street
- Bruce Swedien
- Bill Szymczyk
- Mike Terry
- Wharton Tiers
- Devin Townsend
- Ken Townshend
- Phil Thornalley
- John Travis
- Robert Venable
- Tony Visconti
- Andy Wallace
- Dave Aron
- Kenneth Wilkinson
- Jonathan Wilson[25]
Mastering engineers of note
Live sound engineers of note
See also
- 1 2 "Interview with Phil Ek". HitQuarters. 25 May 2009. Retrieved Sep 3, 2010.
- ↑ Dawn Rosenberg McKay. "Audio Engineer". About.com Careers.
- 1 2 wiseGeek. "What Is Audio Engineering?". Retrieved 17 May 2013.
- ↑ Daley, Dan, "The Engineers Who Changed Recording: Fathers Of Invention", Sound on Sound magazine, October 2004
- ↑ University of Salford. "Graduate Jobs in Acoustics". Retrieved 13 May 2013.
- 1 2 Acoustical Society of America. "Acoustics and You". Retrieved 13 May 2013.
- ↑ University of Salford, Acoustics. "Physics and music technology degrees". Retrieved 17 May 2013.
- 1 2 National Careers Service. "Job profiles: Acoustics consultant". Retrieved 13 May 2013.
- ↑ Acoustical Society of America. "PACS 2010 Regular Edition—Acoustics Appendix". Retrieved 22 May 2013.
- 1 2 Pohlmann, Ken (2010). Principles of Digital Audio, Sixth Edition. McGraw Hill Professional. p. 336. ISBN 978-0-07-166347-2.
- ↑ Morfey, Christopher (2001). Dictionary of Acoustics. Academic Press. p. 32.
- ↑ Templeton, Duncan (1993). Acoustics in the Built Environment: Advice for the Design Team. Architectural Press. ISBN 978-0-7506-0538-0.
- ↑ Technical Committee on Musical Acoustics (TCMU) of the Acoustical Society of America (ASA). "ASA TCMU Home Page". Retrieved 22 May 2013.
- ↑ Speech Communication Technical Committee. "Speech Communication". Acoustical Society of America. Archived from the original on 4 June 2013. Retrieved 22 May 2013.
- 1 2 Huber, D.M. (1995). Modern Recording Techniques. (5th ed.). Burlington, MA: Focal Press
- ↑ Ncube, Rosina (September 2013). "Sounding Off: Why So Few Women In Audio?". Sound on Sound.
- 1 2 3 "Why are female record producers so rare?". BBC News.
- ↑ Dunbar, Julie C. (2010). Women, Music, Culture: An Introduction. Taylor & Francis. p. 304. ISBN 0415875625.
- 1 2 3 4 5 "Women account for less than 5 percent of producers and engineers — but maybe not for long - Cover Story - Nashville Scene". Nashville Scene.
- ↑ "Women account for less than 5 percent of producers and engineers — but maybe not for long - Cover Story - Nashville Scene". Nashville Scene.
- ↑ "Front of House (FOH) Engineer", Get in Media Entertainment Careers
- ↑ Davis, G., Jones R. (1990). Yamaha Sound Reinforcement Handbook. (2nd ed.) Milwaukee, WI: Hal Leonard Corp.
- ↑ "Justin Niebank Dicography". AllMusic. Retrieved 28 October 2015.
- ↑ "Andrew Scheps". McDonough Management. Retrieved 27 October 2015.
- ↑ "Jonathan Wilson: Fanfare Reviving The West Coast Sound". Sound On Sound. Retrieved 27 October 2015.
External links
Wikimedia Commons has media related to Audio engineers. |
- Audio Engineering Society
- Audio engineering formulas and calculators
- Recording engineer video interviews
- A free collection of online audio tools for audio engineers
- Audio Engineering online course under Creative Commons Licence
- Audio White Papers, Articles and Books
- Audio Engineering School Directory
- Rane Pro Audio Reference
- Audio Engineers Freelancer Marketplace
- Audio Engineering Articles, Tutorials and Interviews


text:
Ludwig van Beethoven |
That's pretty much it.
Along the way, he broke new ground in symphonies, string quartet and piano music. His vast output resounds with a fierce, humanist spirit, a love of nature, and (as expressed in the words of the Ninth Symphony) a fierce desire for universal brotherhood.
Here's a few of the essential works of Beethoven to get you started. As always, the hyperlinks go to recommended recordings.
Piano Sonata No. 21 "Waldstein"
It's hard to pick one among Beethoven's 32 piano sonatas, and this writer will admit that the 'Waldstein' is a personal favorite. The galloping first movement is decked with difficult runs and trills. The slow central movement leads into the finale, with a searching theme of great beauty. A good place to start exploring the piano works. And if that doesn't work, try the 'Pathetique', the 'Appasionata' and the 'Moonlight' sonatas. No, they don't all have cool nicknames.
Symphony No. 5 in c minor
With its four hammered opening notes, the beginning of the Fifth has become a cliché. But what's amazing is that the entire symphony, all four movements, are constructed based on that theme. This style of musical development paved the way for the 'motivic' music of Wagner and Strauss.
When you write only one opera in your career, make it Fidelio. Although this work had a complex, tortured birth (and went through four different versions and a title change) the story of a wife who cross-dresses and poses as a prison guard in order to rescue her wrongfully jailed husband has particular resonance today. Highlights include the quartet 'Mir est so wunderbar' and the Prisoners' Chorus: 'O welche lust.'
String Quartet No. 8 in e minor ("Razumovsky No. 2")
This is one of the more accessible string quartets, part of a set which Beethoven dedicated to his benefactor, a Russian prince. Its final movement incorporates the 'Hymn to the Tsar', a Russian melody that also shows up in the Grand Coronation Scene from Mussorgsky's Boris Godunov.
Symphony No. 9 in d minor
Written toward the very end of his life, and premiered when the composer was suffering from total deafness, the Ninth Symphony was the first work to add voice to the symphony's traditional four-movement structure. Its climactic movement, a setting of the poet Schiller's "Ode to Joy" is one of the most popular melodies ever written. But it's the development of that theme to celestial heights (including a brain-melting double fugue for chorus and orchestra) that makes the Ninth a fitting climax to Beethoven's career.

subset: commoncrawl


text:
Reproduction portrait painting print of a woman's back by William Merritt Chase. Mix the old with the new by adding vintage art into your modern or farmhouse decor.
This ultra-premium fine art paper is printed using high quality archival inks. This paper has the ultimate thickness and feel with a slight watercolor texture. These giclee prints are printed on top of the line printers so you can be certain your artwork will look incredible.
As these are reproductions of vintage artwork, there will be some imperfections. We have digitally modified the prints in some cases to improve the colors and images while still trying to maintain the integrity of the painting. There may be marks and imperfections in the image. Please also remember that your print may need to be cropped depending on the size picked.
Our art prints are beautifully printed using archival inks on high quality matte paper. They are printed on top of the line printers so you can be certain the artwork will look incredible.
Shipping & Returns
Shipping & Returns
Prints shipped within 2 business days. Framed art are shipped 5-10 days from purchase.
For returns, ship items back within 30 days of delivery. Request a cancellation within 2 hours of purchase.
More details here
With most prints, customization of the text and colors is available. Contact us with your request for more details.
Don't see what you're looking for?
If you don't see the size or frame style you are looking for, contact us at firstname.lastname@example.com or here for more details.


text:
Lost Inheritance: How To Find a Deceased Parent's Assets
If you have a relative who recently died and left you in charge of his or her finances, you are not alone. You probably have colleagues at work in the same boat. A neighbor or two (or 10) and even your millennial yoga teacher might very well be working through a quagmire of wills, probates and assets nobody can find. You are definitely not the only one.
The internet has made it much easier to keep track of our checking, savings and investment accounts. But the elder generation generally missed out on the convenience of dashboard consolidation and app trackers. What most of them leave behind are file cabinets full of bank statements and old bills, bookshelves of file folders and prospectuses – perhaps once carefully catalogued. You may start rummaging through papers and not find anything more recent than five years ago.
How do you wrap your hands around investments and assets you know your dad owned but have no idea where they are?
Bear in mind that when there is no activity in an account for a year or more, assets may be deemed dormant or abandoned. They could eventually become property of the domicile state through a process called escheat, so it is important that you do not wait too long before finding lost assets.
Start at Home
If your parent used a computer, you should get access to his file folders and dig into his email account to see if he received any electronic communications from financial companies. If he wasn't computer literate, then start with the mail. It may take six months to a year to get your hands on all of the paperwork, but if your relative did not sign up for electronic delivery then companies are required to send him statements through the U.S. mail.
If no one continues to live at his home, the easiest way to do this is to notify the post office to route all of his mail to your address. To do this, you will need to complete a Forwarding Change of Address order at the post office and provide proof that you are authorized to manage the deceased's mail.
As you're rummaging through Dad's paperwork, here are some tips on what to do:
- Look for bills and check if those entities are holding a utility deposit;
- Look for statements for bank accounts, bonds, stocks, mutual funds, CDs, dividend or payroll checks, life insurance policies and retirement accounts;
- Look for any record of a safe deposit box, such as a bill for the rental or a key; if he has one it is most likely located at his bank branch;
- Contact his past employers to ask if they have any record of pensions, retirement plans or employer-purchased life insurance for your parent.
Once you get your hands on any statements, call the company or broker listed. You will need to send them certain documents to verify your parent is deceased (or a durable power of attorney document if he is incapacitated). Different firms and circumstances might have different requirements, but you'll definitely need to send a copy of the death certificate. You may also be asked to provide a Court Letter of Appointment naming you as executor, a "stock power" of attorney that enables you to transfer ownership of stock, a state tax inheritance waiver, affidavit of domicile, trustee certification showing successor trustee, and/or a letter of authorization for joint accounts.
You'll need to call and provide these or similar documents for each institution where your parent holds assets. Don't worry, these companies have trained staff to help guide you through the legal process of how to manage the assets of deceased account owners.
Move to the Internet
Check unclaimed property lists at every state where your father lived. Get started at Unclaimed.org, a free website that allows you to search for unclaimed property held by each state. Also search at MissingMoney.com to conduct a national search.
Go to the Pros
If you're sure your relative had more assets than you're able to find, consider hiring a forensic accountant. These professionals have the tools and expertise to find offshore accounts, shell companies and other types of financial accounting practices. For example, a forensic accountant may request an IRS transcript that reports past 1099-DIV and 1099-INT distributions. Note that banks are required to issue such forms for account activity involving $10 or more.
You also may want to share your task with your own financial advisors. They might be able to recommend ways to help you track down, transfer and manage your parents' assets, particularly if you need to set up income sources for another parent or relative. The point is, you don't have to go it alone. This is a common problem and there are experts to help you work through it – but it will likely take time, patience and a lot of paperwork.
Leave a Reply
You must be logged in to post a comment.


text:
A Yom Tov meal, especially a regal one like Rosh Hashanah, deserves a dish fit for a king. In this recipe, a French roast is braised in red-wine with jewels of dried fruit reduced in it's sauce. I can't think of anything more festive or delicious for a chag in which we coronate Hashem as our king!
Rosh Hashana Roast
1 large onion
olive oil, for sauteeing
2 lb. French, Chuck, or Minute steak roast
1 1/2 cups port (or any sweet red) wine
salt and pepper, to taste
2-3 cups assorted dried fruit (apricots, dates, figs, prunes)
1/4 c honey
1/4 c brown sugar
1 tsp cinnamon
1/2 tsp nutmeg
1/2 cup water
Method: Saute onions in olive oil until golden, set aside. Season the roast with salt and pepper and sear on all sides (see tip). Pour wine into pot and scrape up any bits and pieces from the seared meat. Return onions to the pot and spread around the meat. Bring wine to a boil over high heat. Simmer, uncovered, for 1-2 minutes until the alcohol evaporates. Cover the pot and cook for 1 1/2 hours over low heat. Turn over meat, add dried fruit and season with honey, brown sugar, cinnamon and nutmeg. Add 1/2 cup water and simmer for 30 more minutes. Remove meat from the pot, and cover with foil to keep warm. If needed, continue to simmer the dried fruit until the sauce has reduced and thickened, about 30 minutes. Slice roast against the grain and spoon sauce over meat before serving.
TIP: Searing the roast seals in the juices resulting in meat with a nice brown color and moist flavor. For a good sear, make sure the pan is nice and hot. Once the meat is browned, turn over and repeat. Hold the meat on it's sides using tongs, so that every edge is covered.
NOTE: For a larger roast, increase cooking time (in the beginning, before you add the dried fruits) approximatley 30 minutes-1 hour per lb.
FREEZING: This roast freezes beautifully. Slice it first so that it's easier to thaw and freeze it separately from the dried fruit.
UPDATE: 9/1/2014: While I used to simmer my roasts over a low flame, I have learned over time that gentle cooking in the oven is best. You may use an oven-safe pot and place in the oven at 350 degrees for the 1 1/2 hour cooking time. Turn over the meat, add the dried fruit and seasoning and return to the oven for 30 minutes (or more, if roast is larger than 2 lbs.). Remove the roast from the pan and simmer the sauce until thickened.


text:
Want to take the next step in your career, but not sure which course is for you? Contact our friendly training team for advice and support today.
IT Governance aims to deliver a consistent and seamless experience for training delegates. Through our regional one-stop shops, all IT Governance training delegates now have full control of their training course bookings, directly from within their account area, meaning they can add delegate details, supply dietary and special requirements, and change delegate or course dates, once per booking.
Training delegates can also now access their training materials in advance of their course and download their certificate of attendance, directly from their online account.
Please use the links below to find out more information about how you can manage and edit your training course bookings online, how you can download your course materials prior to attending your course, and how you will receive your exam results and certificate once you have completed your training course.
You can view the training course terms and conditions here.
We would like to reassure our clients that all training and consultancy services will go ahead as scheduled during the current COVID-19 situation. As a company that fully embraces flexible and remote working, we are adjusting our delivery methods to allow us to provide consultancy services, penetration tests and training remotely where necessary. Please also refer to our COVID-19 policy.
Speak to one of our training experts for more information and advice on the best training option for you.


text:
Which led me to The Lego Movie! If you haven't seen the movie, go rent it! Adults and kids will get a kick out of it. And it has some really funny and touching moments. The theme song for the movie is "Everything is Awesome, Everything is Cool when you're part of the Team". Those words perfectly capture exactly how the kids at our school feel about their teachers. They are all awesome, and they make our kids feel cool to be part of the team.
So with a theme decided, I began working. Our Staff Appreciation Week has several parts. First, up I collected donated gift cards from the parents to award to the staff. The gift cards will be used in a drawing every morning during that special week. I publicized the collection of gift cards in our school newsletter with this graphic.
Next, I chose different activities for each day during Staff Appreciation Week. That way the kids could get involved with making our teachers feel extra 'awesome'. Here is the flyer that I sent home to all the kids that details 'The Plan'. (If you have seen the movie, you know all about following 'The Plan'. )
For the first day, you see that it says 'Draw your teacher as a LEGO figure'. I made this template for the kids to use on that day. The pages can be put together to make a book for the teacher or they can be hung about around the room. I think it is a thoughtful way for the kids to creatively tell their teachers how awesome they are. Making a gift is just as special as buying one.
The next several days give the kids a chance to bring their teachers something. (At the beginning of the year I had each teacher fill out a 'favorites' list. All the homeroom moms have them on file and have emailed copies to the classroom parents.)
Here |
Here |
Here |
After the week is over, I will be back to share some photos. I am really excited to spoil our staff. They really are awesome!
Like this post? Join the thousands of other readers that have subscribed to Crafty Texas Girls.
Click below to get your free subscription delivered directly to your inbox.
Keep in Touch with Crafty Texas Girls
Facebook | Instagram | Pinterest | Twitter | Blog
Follow my blog with Bloglovin
All photos and text on craftytexasgirls.com are copyright protected. You may not copy entire articles or posts (even with a link) without my express written permission. Email any requests or links used to firstname.lastname@example.com.


text:
Need Help? Use Contact Form
146 King Street, New York
Victoria 35 / 65
United States (USA)
Victoria 35 / 65
United States (USA)
Error: Contact form not found.
We have divided the range of our services and products into six clearly-arranged product lines. There is a group of guarantors responsible for each product line.
Their task is to bring forward innovative and valuable concepts which represent an added value for company. Our company has provided services in the field.


text:
Andrews Of Kent Removals & Storage Limited for the Maidstone area. Whether you're looking to move your home from Maidstone or relocate your business locally, nationally or overseas you have come to the right place. With over 35 years of industry experience serving Hythe customers, you are in safe hands.
Using our removal services you can always be sure that your belongings are being handled with great care and attention to detail. As members of the British Association of Removers with Trading Standards Code Approval, we operate to very strict guidelines and best working practices that result in successful removals. See our testimonials for first-hand evidence.
Our office staff will arrange for a relocation representative to visit your home to ensure that your move is made as individual as yourself. We offer various packing services and materials to suit your needs and will dismantle & reassemble items for you. You will receive a comprehensive written quote based upon your own requirements outlining all services you wish for us to provide, from moving the largest piece of furniture to your smallest piece of china/glassware.
- Local, national and international moves
- Fully insured
- Free quotes with NO OBLIGATION
- Expert packing service
- A family run company with over 35 years in the removals business
- Award winning company
Remember, we come to your house to give you the best quote possible and this visit is "Free of Charge" and you are under NO OBLIGATION.
We cater to all clientele in the Maidstone area and all types of moves from single objects to a full house. We have fully licensed HGV vehicle operators under VOSA and members of the Road Haulage Association. This means our vehicles undergo rigorous regular inspections to ensure they are maintained in an excellent roadworthy condition.
Watch the video below for a good insight as to who Andrews Of Kent Removals & Storage Limited are and the values we stand for – "Satisfied Customers Are Our Future"
So if you require an established local removal company contact us today. We look forward to hearing from you.
"Satisfied Customers Are Our Future"
Home Removal Services in Ramsgate, Margate, Ashford, Thanet, Kent, Dover, Deal, Faversham, Herne Bay, Canterbury, Broadstairs, Folkestone, Hythe, Sandwich, Cliftonville, Whitstable, Minster, Birchington, Chestfield and Aylesham.


text:
« Prev | Chapter XIV.—Unless the flesh were to be saved,… | Next » |
Chapter XIV.—Unless the flesh were to be saved, the Word would not have taken upon Him flesh of the same substance as ours: from this it would follow that neither should we have been reconciled by Him.
1. And inasmuch as the apostle has not pronounced against the very substance of flesh and blood, that it cannot inherit the kingdom of God, the same apostle has everywhere adopted the term "flesh and blood" with regard to the Lord Jesus Christ, partly indeed to establish His human nature (for He did Himself speak of Himself as the Son of man), and partly that He might confirm the salvation of our flesh. For if the flesh were not in a position to be saved, the Word of God would in no wise have become flesh. And if the blood of the righteous were not to be inquired after, the Lord would certainly not have had blood [in His composition]. But inasmuch as blood cries out (vocalis est) from the beginning [of the world], God said to Cain, when he had slain his brother, "The voice of thy brother's blood crieth to Me."45634563 Gen. iv. 10. And as their blood will be inquired after, He said to those with Noah, "For your blood of your souls will I require, [even] from the hand of all beasts;"45644564 Gen. ix. 5, 6, LXX. and again, "Whosoever will shed man's blood,45654565 One of the mss. reads here: Sanguis pro sanguine ejus effundetur. it shall be shed for his blood." In like manner, too, did the Lord say to those who should afterwards shed His blood, "All righteous blood shall be required which is shed upon the earth, from the blood of righteous Abel to the blood of Zacharias the son of Barachias, whom ye slew between the temple and the altar. Verily I say unto you, All these things shall come upon this generation."45664566 Matt. xxiii. 35, etc.; Luke xi. 50. He thus points out the recapitulation that should take place in his own person of the effusion of blood from the beginning, of all the righteous men and of the prophets, and that by means of Himself there should be a requisition of their blood. Now this [blood] could not be required unless it also had the capability of being saved; nor would the Lord have summed up these things in Himself, unless He had Himself been made flesh and blood after the way of the original formation [of man], saving in his own person at the end that which had in the beginning perished in Adam.
2. But if the Lord became incarnate for any other order of things, and took flesh of any other substance, He has not then summed up human nature in His own person, nor in that case can He be termed flesh. For flesh has been truly made [to consist in] a transmission of that thing moulded originally from the dust. But if it had been necessary for Him to draw the material [of His body] from another substance, the Father would at the beginning have moulded the material [of flesh] from a different substance [than from what He actually did]. But now the case stands thus, that the Word has saved that which really was [created, viz.,] humanity which had perished, effecting by means of Himself that communion which should be held with it, and seeking out its salvation. But the thing which had perished possessed flesh and blood. For the Lord, taking dust from the earth, moulded man; and it was upon his behalf that all the dispensation of the Lord's advent took place. He had Himself, therefore, flesh and blood, recapitulating in Himself not a certain other, but that original handiwork of the Father, seeking out that thing which had perished. And for this cause the apostle, in the Epistle to the Colossians, says, "And though ye were formerly alienated, and enemies to His knowledge by evil works, yet now ye have been reconciled in the body of His flesh, through His death, to present yourselves holy and chaste, and without fault in His sight."45674567 Col. i. 21, etc. He says, "Ye have been reconciled in the body of His flesh," because the righteous flesh has reconciled that flesh which was being kept under bondage in sin, and brought it into friendship with God.
3. If, then, any one allege that in this respect the flesh of the Lord was different from ours, because it indeed did not commit sin, neither 542 was deceit found in His soul, while we, on the other hand, are sinners, he says what is the fact. But if he pretends that the Lord possessed another substance of flesh, the sayings respecting reconciliation will not agree with that man. For that thing is reconciled which had formerly been in enmity. Now, if the Lord had taken flesh from another substance, He would not, by so doing, have reconciled that one to God which had become inimical through transgression. But now, by means of communion with Himself, the Lord has reconciled man to God the Father, in reconciling us to Himself by the body of His own flesh, and redeeming us by His own blood, as the apostle says to the Ephesians, "In whom we have redemption through His blood, the remission of sins;"45684568 Eph. i. 7. and again to the same he says, "Ye who formerly were far off have been brought near in the blood of Christ;"45694569 Eph. ii. 13. and again, "Abolishing in His flesh the enmities, [even] the law of commandments [contained] in ordinances."45704570 Eph. ii. 15. And in every Epistle the apostle plainly testifies, that through the flesh of our Lord, and through His blood, we have been saved.
4. If, therefore, flesh and blood are the things which procure for us life, it has not been declared of flesh and blood, in the literal meaning (proprie) of the terms, that they cannot inherit the kingdom of God; but [these words apply] to those carnal deeds already mentioned, which, perverting man to sin, deprive him of life. And for this reason he says, in the Epistle to the Romans: "Let not sin, therefore, reign in your mortal body, to be under its control: neither yield ye your members instruments of unrighteousness unto sin; but yield yourselves to God, as being alive from the dead, and your members as instruments of righteousness unto God."45714571 Rom. vi. 12, 13, etc. In these same members, therefore, in which we used to serve sin, and bring forth fruit unto death, does He wish us to [be obedient] unto righteousness, that we may bring forth fruit unto life. Remember, therefore, my beloved friend, that thou hast been redeemed by the flesh of our Lord, re-established45724572 "Et sanguine ejus redhibitus," corresponding to the Greek term ἀποκατασταθείς. "Redhibere" is properly a forensic term, meaning to cause any article to be restored to the vendor. by His blood; and "holding the Head, from which the whole body of the Church, having been fitted together, takes increase"45734573 Col. ii. 19. —that is, acknowledging the advent in the flesh of the Son of God, and [His] divinity (deum), and looking forward with constancy to His human nature45744574 Harvey restores the Greek thus, καὶ τὸν αὐτοῦ ἄνθρωπον βεβαίως ἐκδεχόμενος, which he thinks has a reference to the patient waiting for "Christ's second advent to judge the world." The phrase might also be translated, and "receiving stedfastly His human nature." (hominem), availing thyself also of these proofs drawn from Scripture—thou dost easily overthrow, as I have pointed out, all those notions of the heretics which were concocted afterwards.
« Prev | Chapter XIV.—Unless the flesh were to be saved,… | Next » |


text:
Bava Kama 86 - 92
A Blind Sage and a Bar Mitzvah
Who | deserves greater credit | ? |
A blind sage, Rabbi Yosef, had different ideas on this subject at various stages in his life. At first he thought that someone who voluntarily fulfills a mitzvah deserves more credit. He therefore looked forward to a decision being reached by the Sages to uphold the controversial opinion of Rabbi Yehuda that a blind man is exempt from the obligation to fulfill positive commands. He even pledged to make a feast for the Torah scholars when such a decision should be forthcoming to celebrate his opportunity to fulfill so many commandments voluntarily.
But Rabbi Yosef had a change of heart when he heard the declaration of the great Rabbi Chanina that one who is obligated deserves more credit for fulfillment than his voluntary counterpart. The former must contend with the anxiety and tension natural for one concerned whether he has properly fulfilled his obligation while the latter has the relaxed ability to comfort himself with the thought that he is exempt anyway.
Rabbi Yosef therefore pledged to make his aforementioned feast for Torah scholars if a decision were reached by the Sages to reject Rabbi Yehuda's opinion and to thus make him obligated and deserving of greater credit.
- Bava Kama 87a
This principle is cited as a source for the celebration surrounding a youngster becoming a Bar Mitzvah, for it is at that point in his life that he is transformed from a child with no obligation - only the chinuch training for the future which is imposed on his parents - into a man with obligations and an opportunity to gain greater credit for each mitzvah.
How Great Gratitude?
This is a bit of folk wisdom regarding the importance of gratitude. When the Sage Rabbah bar Mori was challenged by the Sage Rava to identify a scriptural source for this approach he referred him to the Torah's command (Devarim 23:8-9) to allow a third-generation Egyptian convert to Judaism to marry any Jew. We are directed to not hold the Egyptian "in total abomination" (even though his ancestors at one stage cast Jewish male babies into the river) "because you were a stranger in his land" (your ancestors enjoyed their hospitality when Yacov and his family came there in a time of famine).
- Bava Kama 92b


text:
36 Years Ago: Megadeth Release 'So Far, So Good… So What!'
When Megadeth frontman Dave Mustaine fired drummer Gar Samuelson and guitarist Chris Poland for failing to show up for soundchecks and exhibiting other irresponsible and substance-impaired behavior, the band had to find replacements fast. They were scheduled to start working on their third album, So Far, So Good… So What!, as soon as they finished touring and needed to act quickly. Samuelson was easily replaced with capable drum tech Jeff Behler, but locking in someone for the guitar slot was more of a challenge.
The band initially hired ex-Malice guitarist Jay Reynolds to play on the record, which was released on Jan. 19, 1988. But when Megadeth entered Music Grinder studio to work on the album, they realized Reynolds was out of his league. After Mustaine laid down the rhythms for one of the songs he told Reynolds to play his part and the guitarist asked Mustaine if he could invite his guitar teacher, Jeff Young, to the studio to help him out with the solos.
"It was like he'd been trying to hide for weeks the fact that he was in over his head and now he'd come up with a solution. Only it wasn't a solution at all," Mustaine wrote in his memoir, Mustaine.
Young, did, indeed, show up at the studio, but it was to audition for the second guitar slot, which Reynolds was relieved of before recording a note for the album. Considering the abrupt changes that took place before it was written, So Far, So Good… So What! is a surprisingly strong and consistent album -- maybe not quite up to the standards of Peace Sells… But Who's Buying?, but impressively bleak, heavy and virtuosic.
For the instrumental album opener "Into the Lungs of Hell," Mustaine integrated horn, flute and percussion samples within the framework of tumbling double-bass drums, crushing rhythms and flailing lead guitars. The second track, "Set the World Afire" was the first song Mustaine wrote after being fired from Metallica. Not only did he pen the lyrics on the back of a political pamphlet from California Senator Alan Cranston, he was inspired to name the band Megadeth after reading a term in Cranston's pamphlet.
Megadeth, "Set the World Afire" - Live (1988)
"It said, 'The arsenal of Megadeath can't be rid,' Mustaine told Louder Than Hell: The Definitive Oral History of Metal. " I thought, 'What a fantastic song title.' That song later became 'Set the World Afire.' So, in the midst of having a problem naming the band, it was suggested that we call ourselves Megadeth instead of the song. With extreme lack of foresight, I decided to go with that, not knowing what a professional setback the name would be for us. No one imagined this band would become this successful at the level where the name would affect us. When you're thinking about ruling the club circuit and playing the arenas, and unsafe sex and drugs and alcohol and parties and fighting and speeding down the roads, the thought of someone not liking your band because the name's "Megadeth'—it's like, 'Fuck you, it's your loss.' But when you're trying to get on the radio that's something else entirely."
With several strong songs written, including the barreling "Hook in Mouth" and the doomy thrash of "In My Darkest Hour" -- which Mustaine penned about the death of Metallica bassist Cliff Burton -- Megadeth's frontman decided to record a cover song, as he had on the band's first two albums. He planned to go with Sex Pistols "Problems," but was convinced by his label to record "Anarchy in the UK" since it was more instantly recognizable.
Megadeth, "Anarchy in the UK" (Sex Pistols cover)
"The coolest thing about the entire thing was getting [Sex Pistols guitarist] Steve Jones to play guitar on the track," Mustaine wrote in his memoir. "We didn't know how he would respond to the invitation, but he was quick to accept. He was living in Southern California at the time, and he just rode in one day on his Triumph motorcycle and strolled in with a smile on his face… and a cast on his arm. Jonesy wasn't about to let a little thing like a broken arm prevent him from playing."
READ MORE: The Most Played Song Live Off Every Megadeth Album
Megadeth recorded So Far, So Good… So What! with producer Paul Lani in mid-1987, and the process was relatively pain-free. But when it was time to mix and master the album Lani thought a change of scenery was a good idea, so he convinced Mustaine to finish the record with him at Bearsville Studio near Woodstock, N.Y. While Lani had previously remixed Peace Sells... But Who's Buying?, it soon became clear that the relationship wasn't going to work out.
"Everything about the guy just rubbed me the wrong way," Mustaine wrote. "From his insistence on offering lessons in etiquette at mealtime to his maddeningly persnickety approach to the mixing process."
Megadeth in Decline of the Western Civilization Part II: The Metal Years
The breaking point with Lani came one morning when Mustaine was making himself a pot of coffee after waking up, and he looked out the window to see Lani in his underwear feeding a peeled apple to a deer. Mustaine fired Lani on the spot and was on a plane back to Los Angeles a few hours later. He immediately replaced Lani with German engineer Michael Wagener, who had previously worked with Metallica, among other major bands. Despite Wagener's credentials, Mustaine was ultimately unhappy with how he mixed the album. "He turned in a pedestrian effort, burying everything under reverb and generally giving the record a muddy feel," Mustaine wrote.
While So Far, So Good… So What! was created during a turbulent time for Megadeth, and was the only album Behler and Young played on, it sold more rapidly than any of the band's records to date, shifting 400,000 copies during its first month in stores. The record spawned three singles, "Anarchy in the U.K.," "Mary Jane" and "Liar" and was certified platinum on May 26, 1998.
Young and Behler were fired from Megadeth in August 1998, immediately after the band finished touring. They were replaced by guitarist Marty Friedman and drummer Nick Menza.
Mustaine and Ralph Patlan remixed So Far, So Good… So What! in 2004 and hired Tom Baker to remaster the record. The release also featured four mixes by Lani, assumedly created while he was wearing pants and a shirt.
Loudwire contributor Jon Wiederhorn is the author of Raising Hell: Backstage Tales From the Lives of Metal Legends, co-author of Louder Than Hell: The Definitive Oral History of Metal, as well as the co-author of Scott Ian's autobiography, I'm the Man: The Story of That Guy From Anthrax, and Al Jourgensen's autobiography, Ministry: The Lost Gospels According to Al Jourgensen and the Agnostic Front book My Riot! Grit, Guts and Glory.
Top 75 Hard Rock + Metal Guitarists of All Time
Gallery Credit: Loudwire Staff


text:
Medical Doctor
Dr. Phoebus Wong
Either you are frustrated with your current skin condition, or simply looking for new ways to maintain the healthy state of your skin, you should be able to find the solutions that best suit your personal needs at Richmond Laser Skin Care & Wellness Centre.
A comfortable environment with advanced facilities that allows you to enjoy the newest technology on skin rejuvenation; a professionally developed medical skin care product line that provide effortless skin improvement in no time; knowledgeable consultants and technicians who give helpful suggestions on various skin conditions; together with Dr. Phoebus Wong's expertise in laser and cosmetic skin procedures – your goal of having healthy glowing skin is accomplished at the moment you step into Richmond Laser Skin Care & Wellness Centre.
Distinction and Membership
A Dedicated Cosmetic Medical Clinic by Dr. Phoebus Wong
Welcome to Richmond Laser Skin Care & Wellness Clinic
With more than 20 years of experience in cosmetic and laser skincare, Dr. Phoebus Wong is committed to provide his patients up-to-date and truthful facts on the most advanced technology in the skincare field. The goal of fulfilling each and every of his patient's unique and personal need is achieved by continuous inputting: inputting time in new researches and educational events for the best technologies available on the market, and inputting investment to new and improved equipment from time to time.
Call our clinic today and find out what you can do to impress others, impress yourself.


text:
Slender-striped Rufous
Superficially similar to several other species of Wave, but in particular the Dwarf Cream Wave (Idaea fuscovenosa). That species has conspicuous dark dots or dashes along the wing margins and also has a distinct dot near the middle of the forewing and hindwing. Readily disturbed from vegetation by day, flies from dusk and comes to light.
Size and Family
- Family - Waves (Sterrhines)
- Small Sized
- Wing Span Range (male to female) - 20-22mm
Conservation status
- UK BAP: Priority Species
- Red Data Book
Caterpillar Description
Overwinters as a part-grown larva, becoming full-fed around May
Particular Caterpillar Food Plants
Common Rock-rose (Helianthemum nummularium) and possibly other low-growing plants
- Countries – England and Wales
- Avon Gorge (Bristol), Great Orme (Caernarvonshire) and the Gower Peninsula (Glamorgan)
- Distribution Trend Since 1970's = Britain: Stable
Sparse vegetation, usually with some scrub, on well-drained limestone slopes
Silky Wave Priority Species Factsheet
pdf 553.41 KB


text:
Turbulence ahead has been saved
Turbulence ahead
The future of general insurance
Transformative forces are effecting the general insurance industry – what may the future look like?
The financial services industry is experiencing vast and varied transformation – and insurance is no exception. New technologies and changing customer behaviors may result in a market that looks very different from the one we see today.
This report from Deloitte Global looks at transformative forces in the general insurance industry and outlines several possible scenarios for the future. We look at forces in the insurance industry such as the emergence of peer-to-peer insurance and the expansion of digital intermediaries. But we also consider those outside of the insurance industry, including big data and blockchain. The combination of these internal and external forces are pushing general insurers to rethink what their long-term strategies will be.
The report builds off of the Deloitte and the World Economic Forum report entitled The future of financial services: How disruptive innovations are reshaping the way financial services are structured, provisioned and consumed.
To receive a copy of the report, please drop us an email at firstname.lastname@example.com.


text:
Tuesday, April 28, 2009
Paint It Black.
The Rolling Stones told me to Paint It Black.
So I did.
Quite a few of you also suggested I paint my bathroom black. Remember? Click here for a reminder and the Before photo.
Actually, I used chalkboard paint on the walls (if it's good enough for Jenna Lyons...) and glossy black on the tub. The chalkboard paint is not quite flat and not quite glossy and it reads somewhere between black and the deepest blue.
I tried black feet but it looked blah and I was going to replace all the towel bars, etc., with polished nickel or chrome but we're in a Depression people so I decided to go with the brass since that's what I have (except the lights go either way - I just haven't found anything I like yet). Fresh new white towels are on order from Restoration Hardware (I went here and got 10% off my order which also reduced my shipping - yay for discounts!).
So I think I'm in the market for a gold/gilt mirror (which is why my daughter's 1st grade artwork is on the floor - for frame color reference) - that is, unless I can have chrome lights and mirror and everything else brass? Light ideas? I love this combo - she mixes chrome and gold and more; more of a beach look but you get the idea. Opinions?
30 comments:
- Pigtown*Design said...
Brilliant job! I am so glad you kept the window.
- April 28, 2009 at 9:59 PM
- mamacita said...
I wouldn't mix the metals. There's a lot going on in your room already (I don't mean that in a bad way); the stained glass already brings a lot of different colors to the party.
I absolutely love the black. Excellent move. - April 28, 2009 at 10:37 PM
- Raina Cox said...
ROCK ON, girlfriend! The black looks smashing.
- April 29, 2009 at 12:08 AM
How does blackboard paint hold up in a high-humidity environment like a bathroom?
- April 29, 2009 at 12:26 AM
- Paul Anater said...
I love the black tub; that room's transformed. Brava!
- April 29, 2009 at 12:37 AM
- Raina Cox said...
I'm back for more comments. ;)
- How many coats did you paint?
- Keep it all brass. It looks warm and lovely.
- Maybe you could spritz you shiny brass bits with saltwater (a la Jenna) to get an antiqued look.
- Did I mention I love this bath? - April 29, 2009 at 2:44 AM
- Unknown said...
looks terrific! good on you for going for it!
and i'll give you a vote for mixing metals- i do it all the time, and i think it produces a lovely, random "oh, this room just grew organically over time" feel. may i suggest getting vintage lighting, something with modern look to contrast with all the victoriana, but some wear and age, so it doesn't look brand new- like maybe chrome fixtures, but with a bit of pitting. i think a couple vintage modern/deco looking chrome/brass fixtures on either side of a gilt baroque mirror would look smashing in the room. or conversely, a pair of gilt baroque sconces on either side of the current mirror...
and your kid's first grade art is spectacular! there is some talent goin' on there! - April 29, 2009 at 2:49 AM
- vicki archer said...
Fantastic - it looks absolutely brilliant, xv.
- April 29, 2009 at 6:28 AM
- Greta said...
You left the beautiful stained glass window! I love it.
- April 29, 2009 at 6:59 AM
- ticklishfromadistance said...
So great. Love it!!!!
- April 29, 2009 at 7:11 AM
Luscious. The only thing that I would change still are the shades on the sconces. As Maison suggests, perhaps something a bit more baroque?
- April 29, 2009 at 7:14 AM
- La Maison Fou said...
This looks great! I also love the vintage feel of the window.
Leslie - April 29, 2009 at 7:45 AM
- hello gorgeous said...
m21: I love your ideas.
And my girl? Graduating this year and headed to art school... :-) with a scholarship!! Yay for college $$!
Anon: I don't know how it will hold up. It's not a bathroom that's used very often.
Raina: It's really one coat with touch ups. I painted it with a brush because I wasn't sure how a roller would work with chalkboard paint.
I should try spritzing.
Thanks everyone else for comments. My bathroom feels vulnerable being up there all naked for y'all. - April 29, 2009 at 7:47 AM
- hello gorgeous said...
Oh, yeah, the window still needs fixin'. But then I'll have plywood until it's fixed, so...
- April 29, 2009 at 7:49 AM
- lucitebox said...
Love the black. Can't wait to see what you choose for lighting. (You're changing those, right? New sconces might be the cheapest option.)
Unless the mixed metals bothers you, why not stick with what you have until an inexpensive but good looking solution presents itself. - April 29, 2009 at 9:22 AM
- Jill said...
1st grade?!! Really? Very impressive. Love the bath so far. The black is bold, fantastic and glam.
- April 29, 2009 at 10:14 AM
- Decorina said...
Fabulous! Love the black.
- April 29, 2009 at 10:45 AM
- Fifi Flowers said...
OOOOh... good thing you listened to the Rolling Stones... that Mick is FAB... and YOUR BATHROOM is DIVINE!!! LOVE LOVE LOVE it!
Fifi - April 29, 2009 at 11:13 AM
- home before dark said...
Love what you have done. The black is a beautiful backdrop for the window. Mixed metals is a great look. Matchy-matchy is for the fearful. And congrats on the artist daughter. Aren't great genes a wonderful thing?
- April 29, 2009 at 12:00 PM
- The Townhouselady said...
LOVE THE BLACK! It looks SO high-end.
My guess is that the chalkboard paint will hold up fine in a bathrooms as I've often used damp cloths to wipe down chalkboards with no issues.
BTW the artwork your daughter did in first grade is incredible. Wowzers. - April 29, 2009 at 3:13 PM
- Unknown said...
i am liking the black paint - in fact, i've been drawn to that for a while now. the contrast with the white appliances and white trim is very chic and clean.
xoxo - April 29, 2009 at 11:50 PM
- jess@thehomebound said...
Wonderful! So glad you shared this as I am in the middle of painting my bathroom a dark gray and love some more inspiration.
I debated black and I think I maybe should have gone there after seeing your space. - April 30, 2009 at 12:04 AM
- cotedetexas said...
FABULOUS!!!!!!!!!!!!!!!!!! did I tell you black? heheh. now I have to see what I thought would have looked good. this is soooosooo perfect. i like the brass with the black.
- April 30, 2009 at 2:38 AM
- Linda@ Lime in the Coconut said...
And...everyones butt looks smaller in black :)
I LOVE it...that window is Killer!
Very cool vibe happening in that slimming bathroom of yours. Yep. - April 30, 2009 at 9:35 AM
- erin@designcrisis said...
AWESOME! I was a bit worried about the black tub, but my fears were for naught.
Love the brass fixtures you already have, so tired of chrome blah blah (even though that's what I have). New lights/mirror are a must - Maison 21's ideas are great.
Fantastic job! - April 30, 2009 at 11:15 AM
- MFAMB said...
perfect!!! black is beautiful!!
- April 30, 2009 at 4:33 PM
- *moggit girls said...
- April 30, 2009 at 7:04 PM
- Design Addict said...
Me likey, me likey!!!
- April 30, 2009 at 8:10 PM
- Maria Killam said...
Beautiful! Love the brass accents! You are totally current since it's a hot look!
- May 1, 2009 at 12:27 AM
- franki durbin said...
love the finished look - and I'm not a black walls kind of girl. The window, the white beadboard...the gold fixtures. Tres Elegante
- May 4, 2009 at 6:58 AM