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Modern Bitcoin Casino
- BetPay – Where to Bet in Nigeria?
- Best Sporting Betting for 2022
- Best Crypto Betting Sites in Nigeria in 2024
- Tekedia WhatsApp School Opens Registrations with AI Lecture Companion
Finding a reliable and safe sports betting site that accepts Bitcoin in Nigeria isn't as easy as it seems. Our list of the top Bitcoin bookies ensures you enjoy unrivaled convenience and security. Just register an account and start enjoying the benefits that come with BTC betting. The first crypto bookie we recommend is BC.Game – an established platform only dedicated to sports betting.
Visit the 1xBit website, follow the simple registration steps, and you're ready to start betting with cryptocurrencies. Melbet is the final betting brand that we have a promo code with and the code is 100NGN. They are also an international brand, but they have been in Nigeria for quite a while, more than 5 years.
You will see between 100 and 200 live football games covered throughout the day. Each game will have between 1000 and 1500 bets available throughout its lifecycle and over 100 bets types will be open at any given point of the game. Betting is usually open up until the last minute and cashout is also available. The platform offers its users an opportunity to choose between many different types of bets.
Because of that, we want to give you something exclusive, something that you will not get anywhere else. Together with 1xBit we've prepared a promo code, you can use this code on the registration page to get an additional boost to your welcome bonus. Betting is a very popular way not only to have a good time, but also to win good money.
You don't even need to remember your credentials, as they can be emailed to you upon registration. Now it is time to talk about local betting brands – sportsbooks built by Nigerians and for Nigerians. There are a handful of reasons why you might want to use a local bookmaker. For example, by supporting a local business, you help it grow, therefore making more workplaces. You will also get a better betting product tailored specifically for Nigerian sports fans. Local betting sites are quite technologically advanced and have a wide range of offered sports, tournaments and bet types.
This platform supports fast deposits and withdrawals, giving you access to your money as soon as a transaction is confirmed on the blockchain. 1xBit doesn't charge its players any transaction or withdrawal fees. Another attractive factor about betting at 1xBit is the range that the sportsbook offers. With 1xBit, you are not restricted to betting on a few sports because there isn't a range of options featured. Instead, the sportsbook offers a robust range of options from NBA to NHL leagues, with games covering a wide spectrum of options to bet on.
You will then receive an email with a link, which you need to open in order to confirm and verify your email address. This is the last step, so once you are done with this step – you are ready to roll. This is one of the top betting companies in Nigeria as well as one of the most competitive betting sites in the country.
We are always happy to give you something extra, and that is exactly where our promo codes come into play. Use this code on the registration page to get an extra warm welcome. You will get a 30% increase to the base welcome offer and some additional bonuses along the way.
The Supporter tickets prize draw has 32 winners per place with the 1st place winners emerging with 10 mBTC. Finally, the Play-off tickets prize draw has 1 winner per place with the 1st place winner emerging with 250 mBTC. The two best places where people from Nigeria can get crypto are Nairaex and Bitpesa.
There are many different types of bets you can place including a single, double, treble four-fold and multibet. A multibet is a bet with over five selections and will have tend to have higher odds than a single bet. For example, in February 2021, the Central Bank of Nigeria (CBN) issued a directive banning commercial banks from engaging in cryptocurrency transactions. However, in 2023, the CBN reversed this ban, citing the need to regulate such activities in line with global trends.
With 1xbit, you'll be quickly integrated in this market segment and start winning from the first time. 1win Nigeria is one of our top recommended betting operators if you are looking to use PerfectMoney. You will be able to top up your player account using any local bank account, however withdrawals can only be done using crypto or PerfectMoney. Promo codes are a way for betting operators to know where a new player came from.
In that case, you will love to hear that 1xBit provides its customers with numerous live markets for goals, bookings, Asian Handicaps, etc. You will not be asked to undergo identity verification and lose your privacy compared to other betting sites. In case of any questions or doubts, you can always get in touch with one of the support agents 24/7. Another particularly impressive fact about betting at 1xBit is the fact that registration is super easy. To register an account on 1xBit, all you have to do is to film just your Email and Password, and just like that, you can fund your account with your wallets. Participating in 1xBit's Ticket Rush is all you need to have a fun World Cup experience.
This tournament offers you the avenue to stay on top of the game, enjoying fascinating matches and securing impressive prizes. One thing that makes Ticket Rush worth its name is the number of people eligible to participate. Additionally, there's a long list of prizes, making the tournament meaningful for many. 1xBet operates only using cryptocurrencies, so there is no single minimum deposit limit because this may vary depending on the virtual assets you want to use. The iOS app is not currently available on the app store, so there are a couple of additional steps you need to perform in order to install it. A full guide to installing the Apple application can be found on the official 1xBit website, however you need to have a player account before you can use the app.
There are plenty of matches and therefore a broad chance to win amazing prizes. 1xBit has created Ticket Rush with numerous fanciful prizes that could change your entire gambling experience. With multiple prize draws designed to select many winners, you have a chance at winning big. From what we can see, self-exclusion is not available in the user interface. If you want to temporarily or permanently close down your account – please reach out to support.
- Use our 100NGN promo code on the registration page and get an extra 30% boost to the new player bonus.
- Many new players feel the same way upon debuting the gambling scene, especially on platforms like 1xBit with impressive features.
- Still, they are a decent bookmaker with a lot to show – the promo code you can use with them is 100NGN.
- However, ODUWA COIN, a Nextgen cryptocurrency now offers indemnity and insurance against the volatility of the cryptocurrencies listed on the platform.
- To calculate the quality of certain odds, you should consider the possibility of winning the game based on the said odds.
Paripesa is quite a big betting company that works in many countries around the world – our promo code is 200NGN. They have been in Nigeria for over two years now and it is clear that they are here to stay. Paripesa holds a valid betting permit issued by the Oyo State Gaming Board. As a new player with our exclusive code, you can get an extra 30% boost to the standard welcome offer. Crypto gambling sites like 1xBit keep your anonymous veil intact because there is no KYC, and you are given a wallet ID and a strong password for transactions. The crypto betting site 1xBit also has more benefits that you can enjoy.
You have the freedom to select whichever coins and tokens you prefer and easily switch between them. Among the most popular options, there are, of course,Bitcoin, Ethereum, Litecoin, XRP, USDT, Dogecoin, and many others. Considering that one of the bedrocks that 1xBit stands on is that it focuses on employing just crypto payment methods, you can be assured that payments will be fast. This way, you don't have to wait for hours to get your withdrawals because they are swift. This is very rare among traditional betting platforms that use bank transfers for payouts.
An additional advantage of cooperation with professionals is the increased rates for these outcomes. Thanks to 1xBit bitcoin bet, it's easy to make them one of the main sources of your income. As with anything you sign up for, you want to make sure that you are getting what you signed up for.
Even though many offer this option, the quality of the service you receive may drastically differ. Cryptocurrency transactions, at times, may involve pretty large fees or if you aren't experienced may fail causing you to lose your funds. However, one notable thing that has made the platform even more popular among players is its support for crypto.
When you evaluate your games with this metric, you'd be more cautious in how you place bets. The professionals always offer the most interesting options of cooperation. Among them, you will definitely find those that you understand well. Football, basketball, tennis, boxing, hockey — all these and much more are available here in full. Simply visit the 1win website, click on the registration button, and follow the prompts to complete the sign-up process, allowing you to start betting in no time. Navigating the regulatory waters of the igaming industry in Nigeria requires a thorough understanding of the various regulatory bodies that govern this space.
It will give you an overview of the game if it is being played and some statistics and standings if the game has not yet started. Just below that you will see a list of available markets – it is configurable, you can choose the number of columns based on your screen size. All markets are also divided into several different filterable categories and if you know exactly what you are looking for – there is also a search box. This means that all live games are licensed and tested, so you can be sure of the results of the game. It is on 1xBit that players will be able to implement their gaming strategy and win good money.
Use our 100NGN promo code on the registration page and get an extra 30% boost to the new player bonus. Explore the best free bets and bookmaker offers for Nigerian bookmakers and start playing instantly with world leading bookmakers today. Despite these uncertainties, many experts believe that crypto will continue to influence the future of sports betting. If you want to learn more about all of the Bitcoin betting sites mentioned above, visit the website of crypto gambling experts Bitcasinorank.com. It includes player favorites such as soccer, basketball, tennis, and baseball, to mention a few. In addition, when you open a betting account, you gain access to a multi-currency account.
In addition, you will discover excellent promotions and benefits for players and a wide variety of payment options to pick from. Nowadays, we can now find best online casinos that payout as well as online betting sites that won't ask you for your age verification before/after players gamble. As we move into 2024, this trend shows no signs of slowing down, with more Nigerian bettors turning to crypto betting sites for their wagering needs. In the realm of online sports betting, 1xBit shines as a formidable platform, catering to bettors from all corners of the world.
1xBit is one of the best Nigerian betting sites that accept bitcoin and other cryptos, they have a lot of options for you to fund your account and withdraw your winnings. You can use over 40 different currencies and 1xBit also gives you an option to buy crypto via a number of different exchanges directly from your player account. The entire process is simplified beyond belief, so even a person who had never bought crypto before will be easily able to do it here. If you don't know what to do with the virtual assets you have won – you can sell them on a number of integrated Nigerian exchanges. 1xBit has a massive selection of sports betting options, including popular sports such as football, basketball, tennis, and esports.
BetPay – Where to Bet in Nigeria?
You have an option to ensure part (10%, 30%, 50%, etc.) of your bet for an additional payment to secure your stake if your bet happens to lose. Let us illustrate that with an example – you placed ₦200 bet with the odds of 2.00 and now you want to ensure 100% of your stake. You can pay a ₦50 insurance fee, which will be taken from your balance. You might have already seen in the beginning that 1xBit has a welcome offer for new players, we are going to talk about it in more details here.
Best Sporting Betting for 2022
There is no single minimum withdrawal limit, it generally depends on the crypto you are using. First off, we would like to tell you about the mobile website, we understand that not everyone can or is willing to download and install applications. We tested the mobile website with a number of different devices, two older Android and iOS phones and a relatively new Samsung smartphone. As a result of that, we are glad to tell you that we had absolutely no issues using the website on any of the mentioned devices. 1xBit did a great job at making their website as mobile-friendly as possible. They also have Android and iOS apps, let's take a closer look at all of this below.
Have you been involved in crypto gambling, wondering when you'll win big? You don't even have to travel down to watch the match before earning some funds. All you need to do is participate in Ticket Rush, the latest 1xBit tournament, and you might just be one of the many lucky winners. Initially planned to start in July 2020, the implementation of the new rules had to be delayed as a consequence of the COVID-19 pandemic. They will be submitted to the FIFA Council for approval at its next meeting with a view to their entering into force on 1 July 2022. The greatest choice is given in such sports as hockey, basketball, tennis, volleyball.
Join the professionals right now to evaluate all the advantages of cryptocurrencies and to bring your savings to a new level. Visit their website, complete the registration form, and you're set to start your betting journey. For example, you can easily watch all live game streams, play all bonus mini-games and access all additional content like game trackers and score centers. The app is available only for Android devices, so if you are an iPhone owner, you can stick with the mobile website.
The casino section features games from top providers, with over 5,000 slots and various table games like blackjack, roulette, and baccarat. The crypto gambling niche expands increasingly, offering its players advanced experience and top security. In online casinos, users don't need to leave their rooms to feel the thrill of placing bets or playing live table games. The minimum deposit you have to make in order to activate the offer is 1 mBTC – equal to ~₦18,000. Your bonus funds will be valid for 30 days and you have to wager them 40 times before they get converted to your real-money balance. The minimum odds requirement for wagering is 1.60 – single bets also count towards wagering.
1Win is a decent sports betting site that has been trusted by hundreds of thousands of players from all over the world. If you sign up for the loyalty program, you will get up to 11% cashback. With regular promotions, you will be offered crypto prizes for playing slots or live dealer games of the particular providers. The Live Casino category is packed with live dealer games featuring attractive hostesses and croupiers.
Despite having a strong start in the industry, not everything went as planned and BetPay had to stop taking bets. For example, you can lose the private keys that give you access to your funds. And then there is phishing, hacking, and all the other attempts to get control by fraudulent means.
They operate only crypto payments and make it easy regardless of where you are from. Therefore, we decided to recommend them as our number 1 crypto betting site for local betting enthusiasts. You can use over 50 different coins and tokens to bet and receive your winnings and new ones are constantly being added. 1xBet is one of the most recognized betting brands in the world, even people who are not into sports or betting have heard about them. 1xBet holds a valid Nigerian license and that means – 1xbet registration in Nigeria is open for all local sports fans.
Melbet holds licenses issued by the Oyo State Gaming Board and the National Lottery Regulatory Commission, two biggest local regulators. If you are looking for something reliable – this might be your best bet. In case you don't have the time to read this entire page or are simply not interested in this – we will drop a short list of promo codes right here. Nevertheless, if you have some spare time, we strongly recommend reading the actual article because there will be some things that you may find interesting. Crypto is not native to any region or country; you can access it anywhere as all you need is an internet connection. Crypto betting sites can allow people from anywhere worldwide to access their services with no constraints on Forex transactions.
At the same time, provide a service that allows for easy access and convenience. There is nothing more frustrating than betting at a site that has too many glitches. Likewise is filled with advertisements popping up all over the screen. However, ODUWA COIN, a Nextgen cryptocurrency now offers indemnity and insurance against the volatility of the cryptocurrencies listed on the platform.
Follow the registration link to create an account and open the "Mobile Applications" link in the footer of the website once you are done. Choose the iOS app and follow the given instructions to get the app installed. The 1xBit app for Android devices can be downloaded directly from their official website.
Even if you aren't into sports betting yourself, you have likely seen their retail betting shops with lots of people inside. Finally, like most other Nigerian betting sites, Bangbet has a phone support line. You don't have to write an email or wait in a chat queue, you can give them a call and get straight to the point. Phone support is always a good addition to any service, as it shows that the company is willing to listen to its customers.
For those Nigerians new to the world of cryptocurrencies, BC.GAME still has a solution. They can use their credit cards through MoonPay or Banxa on the platform for easy and quick conversion of fiat currency to their preferred crypto. Everything is available, from card games, slots, dice, jackpots, lotteries, and popular table and board games.
It operates under a license from the Curacao eGaming authority, ensuring that it adheres to industry-standard safety and security protocols. It is a leading online sports betting and gaming destination that is a welcome sight for many African players. Betway Nigeria has a superb bonus system that offers a wide range of opportunities.
Baccarat, Poker, Roulette, and Blackjack are just a tiny part of the 200+ live casino games offered by 1xBit. The desktop website user interface layout is quite similar to a number of other well-known betting brands, which we aren't going to name right now for obvious reasons. Nevertheless, this is by no means a negative thing, the platform 1xBit runs on has proven itself to be stable and user-friendly. Even though you are likely familiar with most things here – let's still take a quick look around.
There is no reason to doubt why a crypto betting site should have better odds than betting sites that accept fiat currencies. The reasons are simple, as stated earlier, cryptocurrency is automated and has no middlemen. These inherent merits reduce operational costs for the crypto gambling sites enabling them to be able to increase their odds and still maintain profits.
Use the exclusive 1xBit promo code "100NGN" to unlock special bonuses and promotions, enhancing your betting experience from the outset. Compared to the two betting companies that we already mentioned above, 1win is not as big and known. Still, they are a decent bookmaker with a lot to show – the promo code you can use with them is 100NGN. 1win has a rather unique design and definitely stands out compared to many local betting sites, especially on the visual side. You can bet on any sports of your choice, from local games to international matches; they are all at your fingertips when you are on 1xBit. You also enjoy casino games like slots, live dealers and an immersive virtual reality experience.
The approach proposed by ODUWA should provide benefits way beyond the platform. The concept can stabilize the crypto market by limiting the volatility that has to a great extent crippled its growth. And the best part for investors is that at present, the platform has no competitors. The list is expected to grow in line with the platform's journey to maturity. Cryptocurrencies have become a part of our everyday life so rapidly, that many people even didn't notice how it happened. However, it's important to note that it's more difficult to earn encrypted units now.
Please bear in mind that you would need to already have some cryptocurrency at your disposal. If you don't have any, visit one of the recommended crypto exchanges. The registration process is as easy as it can possibly be – you simply need to enter your email address, your desired password and press the "Register" button.
Best Crypto Betting Sites in Nigeria in 2024
Read unbiased bookmaker reviews on the biggest bookmakers operating in Nigeria. This promotion is expected to run from December 20, 2022 through January 10, 2023. Get ready to be amazed because the Big Leagues Streak has got a lot to offer. For the Individual match tickets prizes, the 1st place winner will emerge with 500 mBTC. The first-place winner in the Supporters' tickets prize draw goes home with 10 mBTC while the first place winner in the Play-off tickets prize draw will win 250 mBTC. The Individual match ticket prize draw has 1 winner per place, with the 1st place winner going home with 500 mBTC.
Choosing 1xBit gives access to a world of impressive betting rewards. You'll also check numerous informational blogs to keep you updated. Being fully in charge of your own money is becoming increasingly popular and cryptocurrency is one of the best ways to achieve that. 1xBit allows you to use your virtual assets to fuel your sports betting hobby. You don't need to give anyone a share or pay any extra taxes that don't make sense – your money belongs to you.
It removes the stress of first converting your cryptocurrency to fiat before depositing it in a sportsbook to bet on your favorite games. Football betting (World Cup betting, the latest 2022 World Cup odds), basketball betting, volleyball, badminton, table tennis, tennis, and other sports betting. Pre-match betting, live betting, getting the best betting odds, predicting the result, bet anytime, anywhere. Using the live streaming section, sports fans around the globe can place their bets online in real time. Here are a few of these online betting sites that don't require age verification.
One of the simplest and most expedient ways to do this is the cooperation with the reliable bookmaker 1xbit. There has been a constant rise in the number of players who prefer to gamble anonymously. Although gamblers have been bypassing this through the use of e-wallets and cryptocurrencies to add a new layer of protection to players' financial data. Before we go, we would like to remind you that it is important to always stay in control of your betting hobby. Sports betting is something that should make your favorite sporting events even more exciting, so if the fun is gone – it might be a good time to take a break. The short answer is yes, Mozzartbet is definitely a good choice for any Nigerian betting enthusiast.
It is an online sports betting site that was established in 2013 with the goal of becoming one of Nigeria's leading betting sites. Betking provides users with an extensive range of betting opportunities, including all major worldwide and regional sporting events. They will be not only able to bet on football, but also on other popular sports, including tennis, volleyball, and much more.
High betting odds, excellent customer support, and numerous outlets within the country are some major pros of betting. Together with 1xBit, you will quickly turn valuable information into crypto currency assets. Even if now you have only fiat funds, the reliable bookmaker will help you to exchange them for digital units for faster and easier integration to this platform.
These organizations ensure that betting platforms operate within legal boundaries, providing a safe and fair environment for bettors. There is also the availability of over 40 cryptocurrencies to choose from while surfing the crypto betting site. There have been cases where gambling sites refuse to pay players their deserved earnings because of a network glitch or fraudulent reasons. Crypto betting was designed to check such scenarios because every transaction is automated. BetBonanza is a well-known betting site, they opened way back in 2014, so you can say they have been around for a long time.
Simply scroll down to the footer of the website and find the "Mobile Applications" button. You will then be forwarded to the applications page, where you need to choose the application you want to download (Android or iOS). The new player offer consists of four separate bonuses, which all together can potentially add up to 7 BTC. Even though most of us likely can't afford to get the maximum out of this offer, it is still possible to make good use of it. Let's take a look at each individual bonus to find out how to get them and how to use them. Pick the payment method you would like to use and press the "Next" button to move over to the next page.
Sadly, not all local betting brands play a fair game – there are instances where players are mistreated. We haven't seen any proven claims of unethical behavior that would relate to BetBonanza and that actually means something. Integrating all of the above payment options to fit the local betting landscape is not the only thing Megapari are noteworthy for. They are also one of the most crypto-friendly betting websites in Nigeria. Although, unlike the two brands we mentioned earlier in this section – Megapari aren't a crypto-only bookmaker.
Margin size 1xBit is from 3-7% depending on the choice of sport and event. The player is automatically assigned a number, which can be sent to e-mail or just downloaded a picture. Just like Bitcoin, the total supply of ODUWA worldwide is 21 million. From the 21 million coins, 17,850,000 will be released to the public during the ICO. Investors interested in the ICO can partake in it by sending ETH using ERC20 supporting wallets to the ODUWA COIN that will be released on the website.
It offers all major sports including football, tennis, rugby, boxing, golf, racing, and much more. They offer a great welcome bonus, and they also have a referral program in which you can earn free bets by referring friends or family. You can win up to 135% of your bet by placing several bets and accumulating bonus winnings. Therefore, ensure you're in charge of making your betting decisions.
This made them turn to online bookmakers that don't require age verification. This will help them avoid becoming a victim of fraudulent activities or poor gambling experiences. Overall, BetOnline.ag is a great choice for anyone looking for a diverse and trustworthy online gambling platform.
Here are some handy tips you can follow when signing-up for a bookmaker. Don't miss the latest free bets and offers for the newest online sportsbooks in Nigeria. Even the most demanding players will find many betting opportunities, from well-known to niche. Options include soccer, boxing, baseball, basketball, ice hockey, water polo, cycling, and several popular TV shows.
Cloudbet is a well-established online casino and sportsbook that offers a wide range of betting options. They specialize in cryptocurrency transactions and offer high betting limits for both casino and sportsbook customers. The site features a user-friendly interface and provides 24/7 customer support. This platform is mostly known for its anonymity, so you won't have to worry about providing documents you don't wish to provide.
You can set up a new account and be ready to start betting in just under 1 minute. New accounts can be created using your social media profiles (Google or Facebook) or your GitHub profile if you have one. If you want, you can, of course, go with the "classic" registration form, where you need to verify your email address.
There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. The Oyo State Gaming Board takes charge of regulating gaming activities within Oyo State. It focuses on licensing, monitoring, and ensuring compliance among gaming operators, contributing to a regulated and safe betting ecosystem. If you will create a new account using our code, it will give you an extra 30% boost to your welcome offer if you decide to claim it.
In this https://apkdownload.top/leon-betting-app/ guide, we have assembled a list of top betting sites that accept Bitcoin in Nigeria. Also, we will explain the process of depositing and withdrawing your BTC winnings from these sites. Its popularity has led to the emergence of many betting platforms in the country, supporting it as a payment method. So, how do you pick the right BTC betting site to join from the dozens of options available? Players can take advantage of the highest odds on the market and place pre-match or live bets for 40 different sports. Make your predictions on the English Premier League, the Champions League, or the NBA.
All Nigeria Football is the best football prediction site that can give accurate football prediction and today soccer prediction. The crypto space is not as regulated as other industries are, so most such brands operate in a slightly different way. Nevertheless, 1xBit has been audited and is one of the most trusted crypto sportsbooks you can find. If you have already used up the welcome offer or if you aren't planning to do that – there are some other offers you might be interested in. Things like bet insurances, jackpots, loyalty points and daily bets, all of which we will talk about now.
Go to 1xbit.com and press the registration button on the top of your screen. You will need to enter your email address (make sure it is correct) and the password you want to have. Once you submit the registration form, an email with a verification link will be sent to your email address.
Having that in mind, it comes as no surprise that you would also want to use your phone to place bets. It is even better, when an online sportsbook has complementary things like live streaming also available on mobile. There are a number of things, which make Bangbet stand out among many other betting sites.
TradeStable | Cryptocurrency Exchanges in Nigeria shows the most accurate live prices, charts and market rates from trusted top crypto exchanges globally. TradeStable | Cryptocurrency Exchanges in Nigeria have over 2100+ cryptocurrencies, trusted historical data, details of active, upcoming and finished ICOs. The website provides a list of cryptocurrency and blockchain related events, valid and authentic list of cryptocurrency wallets and Bitcoin mining pools. We also provide rich advertisement campaings to advertise your business on this website.
Bangbet is one of the fastest growing Nigerian bookmakers and they have the biggest accumulator bet boost you will ever see. You will likely see Paripesa being mentioned quite a few times going forward and that is largely related to the quality of their betting product. Their betting website is tailored specifically for Nigerian sports betting enthusiasts, it has pretty much everything you might need on a daily basis. As you may have already guessed – they have an impressive football betting section.
However, those who employ cryptocurrencies haven't found any place to do the same kind of highly exciting activity. Making sports wagers is an activity that is performed by more and more people every day. Finally, we believe it is important to mention the technical side of things. The Android app and the mobile website are built in a way that maximally utilizes your device's caching capability. Such an approach significantly reduces loading times (even with slower connections) and also reduces overall network usage. The second point we want to tell you about is tightly related to the first one – this is the minimum deposit requirement.
Most of us use sportsbooks to bet on football, so let's take a look at what 1xBit has to offer in regards to football betting. We will use real-life examples to give you the best possible overview. 22bet also offers a 100% welcome bonus of up to N50,000 to its users. 22bet, which has a similar website to Melbet, provides customers with the ability to place live bets against other users. When you consider the key factors relevant to betting, you get to make more informed decisions while at it. You can't afford to place bets based on your emotions for the club you support.
Getting an app listed on Apple's app store is considerably more difficult than getting into Google Play. Despite that, Mozzartbet went above and beyond and actually listed their mobile app on both marketplaces. Now, even if you are an Apple user – you can still enjoy their betting app along with all the benefits it brings. We can confidently say that 1win is definitely a good place for any sports fan. As a Nigerian player you have nothing to worry about – as we mentioned above, you can use any local bank to top up your account.
Therefore, you should separate your love for sports from your desire to make returns from betting. To calculate the quality of certain odds, you should consider the possibility of winning the game based on the said odds. That is, before you choose to go ahead with a particular odd, you should find out that the potential rewards outweigh the risks.
Including internet gaming, horse racing, soccer, and cricket among other sports. Bitcoin betting 1xbit.com is an opportunity to quickly convert your own knowledge of cryptocurrencies into a real gain. Now, professionals offer a wide choice of events and their number will only grow in the future. Playing here is the simplest way to earn cryptocurrencies to make new secure transactions with minimal expenditures.
Here, the users can choose from several entertainments that'll let you not only relax, but also earn good money. Every successful bet is a chance to double your own funds and multiply your cryptocurrencies that have a high value in the modern environment. People seek out no-verification betting sites mostly because they want to make a quick bet on a platform without having to upload several documents to a website. Plus, most of the time, players are not always in possession of those documents. They only want to place bets on their favourite team as quickly as possible without obstructions.
Each football fan undoubtedly has their own "go-to" sportsbook, however if you are new to this or don't yet have one – this might be exactly for you. Well designed interface and the detailed line of events make it easy to find exactly what you know best. Moreover, convenient work is ensured both when using a PC and a mobile phone. Here, forecasts are accepted not only on popular outcomes of confrontations, but also on really specific ones, which opens up wide opportunities for ordinary bettors.
The first one is 100% up to 1 BTC, the second one is 50% up to 1 BTC, the third one is 100% up to 2 BTC and the final fourth one is 50% up to 3 BTC. Each bonus is valid for 40 days and has to be wagered 40 times before it can be converted into real money balance. Single bets are also counted towards wagering – each bet has to be placed with the odds of 1.60 or more. Finally, make sure to use up your existing bonus funds before trying to activate the next bonus offer.
These are obviously not the only places, just the ones we can personally recommend. The way 1xBit built their mobile website almost guarantees short loading time and low traffic usage. Your browser will cache those interface elements, so they will not have to be loaded over and over again every time you move to a different page.
This is achieved by combining Blockchain technology and insurance to give investors a way to insure themselves from losses in the cryptocurrency market. The casino holds a license from the Panama Gaming Control Board, which ensures that it operates with fairness and transparency. It also uses advanced encryption technology to protect players' personal and financial information.
Cloudbet also offers a generous welcome bonus and ongoing promotions for their players. With a license from the government of Montenegro, Cloudbet ensures safe and fair gaming. They have a large selection of games from top software providers and offer fast and easy withdrawals. Cloudbet's focus on cryptocurrency and high betting limits makes it an attractive option for high rollers and those looking for a unique betting experience.
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SAO PAULO (AP) — The cars roll endlessly off the local assembly lines of the industry's biggest automakers, more than 10,000 a day, into the eager hands of Brazil's new middle class. The shiny new Fords, Fiats, and Chevrolets tell the tale of an economy in full bloom that now boasts the fourth largest auto market in the world.
What happens once those vehicles hit the streets, however, is shaping up as a national tragedy, experts say, with thousands of Brazilians dying every year in auto accidents that in many cases shouldn't have proven fatal.
The culprits are the cars themselves, produced with weaker welds, scant safety features and inferior materials compared to similar models manufactured for U.S. and European consumers, say experts and engineers inside the industry. Four of Brazil's five bestselling cars failed their independent crash tests.
Unsafe cars, coupled with the South American nation's often dangerous driving conditions, have resulted in a Brazilian death rate from passenger car accidents that is nearly four times that of the United States, according to an Associated Press analysis of Brazilian Health Ministry data on deaths compared to the size of each country's car fleet. In fact, the two countries are moving in opposite directions on survival rates — the U.S. recorded 40 percent fewer fatalities from car wrecks in 2010 compared with a decade before. In Brazil, the number killed rose 72 percent, according to the latest available data.
Dr. Dirceu Alves, of Abramet, a Brazilian association of doctors that specializes in treating traffic accident victims, said poorly built cars take an unnecessary toll.
"The gravity of the injuries arriving at the hospitals is just ugly," he said, "injuries that should not be occurring."
Automakers in Brazil point out that their cars meet the nation's safety laws. Some said they build even tougher cars for the country because of its poorly maintained roadways and rejected any notion that cost-cutting in production leads to fatalities.
But the country's few safety activists perceive a deadly double standard, with automakers earning more money from selling cars that offer drivers fewer safeguards — a worrisome gap for new middle-class households, whose surging spending power has outpaced consumer protections taken for granted in more developed countries. The problem extends beyond Brazil, with economic forecasts showing the majority of global growth in auto sales taking place in emerging-market nations as the world's auto fleet doubles to 1.5 billion by 2020.
"Entry-level cars in Brazil are incredibly dangerous, it can't be denied. The death rate from accidents is far too high," said Maria Ines Dolci, coordinator of the Rio de Janeiro-based consumer defense group Proteste. "The manufacturers do this because the cars are a little cheaper to make and the demands of the Brazilian consumers are less; their knowledge of safety issues is lower than in Europe or the U.S."
Manufacturers earn a 10 percent profit on Brazilian-made cars, compared with 3 percent in the U.S. and a global average of 5 percent, according to IHS Automotive, an industry consulting firm.
Only next year will laws require frontal air bags and antilock braking systems on all cars, safety features that have been standard in industrial countries for years. The country will also have new impact regulations on paper, at least; Brazilian regulators don't have their own crash-test facility to verify automakers' claims about vehicle performance, nor are there independent labs in the country.
Experts say those requirements alone are not sufficient to meet basic safety standards. Some models sold in Brazil, like the Chinese-made JAC J3, scored only one star in a recent crash test despite having air bags and antilock brakes.
An independent pilot effort known as the Latin New Car Assessment Program has run initial tests of Brazil's most popular car models, and the results are bleak.
The cheapest models of four of the five top-selling cars, made by General Motors, Volkswagen and Fiat, received a one-star rating, out of five stars, while other top sellers also scored poorly. Such a rating means cars provide little protection in serious head-on wrecks, compared to four- or five-star rated cars, which are virtually the minimum that consumers in the U.S. and Europe buy.
"The difference is you're talking about somebody dead in the vehicle or dying very quickly, or somebody being able to get out of the vehicle themselves," said David Ward, director general of the London-based FIA Foundation for auto safety, which supports the Euro and Latin NCAP programs. "It's definitely a difference between life and death."
The squat Ford Ka hatchback sold in Europe scored four stars when it was tested by Euro NCAP in 2008; its Latin American version scored one star.
Ford acknowledged that particular Ka is built on an outdated platform, and said it cannot be compared with the European version of the same name — it's that different. The company said it aims to have all its cars produced in Brazil built on updated, global platforms by 2015.
The Mexico-produced Nissan March compact sold in Latin America received a two-star rating from Latin NCAP, while the version sold for about the same price in Europe, called the Micra, scored four stars. The crash tests found the Latin American model had a weak, unstable body structure that offered occupants little protection in even non-serious wrecks.
In an emailed statement, Nissan said the March sold in Brazil is "practically the same model" offered in Europe. "The difference in the results achieved in Europe and Latin America is due to variations in the NCAP tests applied in different parts of the world."
Not so, said Alejandro Furas, technical director for the Global NCAP crash test programs.
"We perform the frontal crash test exactly in the same way as the Euro NCAP," he said. "The March and Micra were tested in the same lab, with the same type of crash test dummies, under the same conditions with the same people running the laboratory."
The Euro NCAP tests are more complete. They include side-impact and other tests, while the Latin American version only records front-impacts. Each type of impact test is individually scored on a 16-point scale.
The March sold in Brazil obtained a 7.62 rating in its frontal-impact test. The Micra fared much better, 12.7 points.
Italian automaker Fiat said in an emailed statement that "in general, Brazilian projects receive more reinforcements" within the cars' bodies to fortify them against the nation's "harsher roads and terrain."
However, NCAP tests found that Fiat's best-selling car in Brazil, called the Novo Uno, had an unstable body structure and scored it just one star.
Crash-test footage shows the front of the car folding up like an accordion, giving it a 2.0 point rating, the second lowest of the 28 cars NCAP has examined. Consumers purchased nearly 256,000 Novo Uno's last year — the second-most popular car in the country.
Renault's safety standards also vary. The French company builds its Sandero in Brazil, selling 98,400 cars last year. That car scored one star on the Latin NCAP test, but the model sold in Europe, made by Renault's Romanian subsidiary Dacia, scored three stars.
Renault said the safety record of the Sandero and its other cars were on par with autos of the same class in Brazil.
One of those is the VW Gol, Brazil's best-selling car for the last decade.
Volkswagen said it strives to maintain a global standard for body strength, putting the same number of welds on the same models regardless of where they're produced, and using high-strength steel in Brazilian cars. It added that since 1998 it's given Brazilian consumers the option of buying a car with air bags — its Gol Trend model with two frontal air bags scored three stars, while the same model without air bags scored one star.
The company didn't respond to requests for figures on how many consumers requested air bags.
"Structural integrity during a crash is a global standard for Volkswagen," the company said in an emailed statement. "The passenger compartment for the Gol remained stable and thus guarantees survival space for occupants."
Latin NCAP has tested three VW models. The Gol and the Polo had stable bodies. The Bora sedan, however, was rated as unstable, though other factors helped it score three stars.
And then there are the cars the companies do not market outside Latin America, such as the Celta by GM. Celta is Brazil's No. 5 car in terms of sales, with 137,615 sold last year. It received one star after its door unhinged and the passenger cabin roof bent into an inverted V shape during its crash test.
General Motors had no comment other than to say that its cars in Brazil are legal.
An engineer for a major U.S. automaker, speaking only on condition of anonymity for fear of losing his job, said he has watched for years as his company failed to implement more advanced safety features in Brazil, simply because the law did not require them.
"''The automakers are pleased to make more profitable cars for countries where the demands, whatever they may be, are less rigorous," he said. "It happens everywhere — India, China and Russia, for example."
About 40 million Brazilians moved into the middle class during the past decade with more income than ever to buy their first car. The growth potential is enormous: One out of every seven Brazilians owns a car, while the U.S. vehicle fleet covers nearly every American.
But as auto sales boom in Brazil, so have the number of accidents and deaths.
An analysis of Health Ministry data shows that 9,059 car occupants died in vehicle crashes in Brazil in 2010, according to the most recent statistics available. That same year, 12,435 people in the U.S. were killed in car crashes, though the U.S. passenger car fleet is five times larger than Brazil's. The result: Brazilian automobile crash victims died at four times the rate as those in the U.S.
The dangers come down to basics, engineers said: the lack of body reinforcements, lower-quality steel in car bodies, weaker or fewer weld spots to hold the vehicles together and car platforms designed decades before modern safety advances.
"The electricity used in building a car is about 20 percent of the cost of the structure," said Marcilio Alves, an engineering professor at Brazil's premier University of Sao Paulo and one of the few independent researchers in the nation looking at car safety.
"If you save on electricity, you save on cost. One way to save electricity is either reducing the number of spot welds or using less energy for each spot weld made. This affects structural performance in the event of a crash."
In a car with no air bags and an unstable body structure, a driver's biggest danger is the steering wheel.
A weak body structure and fragile steering column make it easier for the wheel to slam into the driver's chest and abdomen in frontal crashes, the deadliest and most common, causing serious damage to vital organs.
Ward talks of steering wheels that break off and "float" during wrecks in poorly made cars — moving around the cabin in the driver's area. That means that even if an air bag is deployed, the steering wheel may go around or under it and directly hit the driver.
Many Brazilian car bodies also don't contain crumple zones, areas that absorb energy during wrecks. The omission endangers occupants' lower limbs, as foot wells rip off and expose feet and legs to car parts slamming into them from the front.
"If a car's body cannot absorb the energy of a crash, it will logically result in more damage, more injuries to passengers," said Alves, the doctor who specializes in traffic accident victims.
One auto engineer described the situation by sketching two car body designs with identical perimeters, but one depicted internal gaps — missing body reinforcements.
He worked three decades for Volkswagen and spent the last 10 years as an independent engineering consultant for big automakers. He asked that his name not be published for fear of losing contracts and benefits.
"The secret of a car's body being able to withstand the crash test are the weld spots," he said.
"Let's say this is a German car," he pointed to the gapless sketch. "It's really sophisticated. Nothing is missing."
Then he pointed at the car made in Brazil, full of incomplete ink strokes.
"The Brazilian version looks the same from the outside, but it's missing pieces," he said. "In one version they include the reinforcement, in the other they don't. What's of interest is the final shape. What's inside, nobody can see."
In 2008, Carlos Alberto Lopes, then a 23-year-old waiter, was riding in a one-star car traveling about 50 mph on a rainy highway in the southeastern Brazilian state of Minas Gerais when the road curved smoothly left. The car hydroplaned, skidded into an embankment and rolled several times down a long incline. Of the four occupants, Lopes was the only one with serious injuries, leaving him paralyzed from the waist down.
Lopes says the three-point seatbelt he was wearing didn't lock his body in place, allowing him to repeatedly hit the collapsing roof as the car rolled. He suffered a crushed vertebra.
"If the seatbelt had locked when the car rolled I wouldn't have hit my back. None of this would have happened," Lopes said.
A study by a chain of Brazilian rehabilitation centers where Lopes is being treated found that in 2011, 40 percent of the patients it worked with in Sao Paulo with serious spinal injuries were hurt in traffic accidents.
Lopes never considered a lawsuit. In fact, in more than a dozen interviews with accident victims left paralyzed after crashes, not one considered taking legal action against vehicle manufacturers.
That's in part a reflection of the lack of police investigations into car accidents, the majority of which, like Lopes', only result in simple "occurrence bulletins" that include minimal information.
But it's also indicative of the deference Brazil's new middle class consumers show to automakers and most other industries.
"We're 20 years behind the U.S. and Europe in terms of consumer awareness," said Dolci, coordinator of the Proteste consumer defense group. "The new, emerging middle class entering the market has little information on car safety. They think little of automobile security. It's this very class of consumer the automakers are targeting and to whom they're selling a mountain of cars."
Accidents like Lopes' involve more than a poorly built car.
Drivers fail to obey traffic laws, which many of the region's governments notoriously don't enforce. Cars must navigate crumbling roads and poorly designed highway systems that all but make gridlock and accidents unavoidable. And many drivers simply value perks such as alloy wheels and sound systems over unseen crumple zones.
In 1965, there were 47,089 motor vehicle fatalities in the U.S. That same year, consumer activist Ralph Nader's famous indictment of the auto industry was published, Unsafe at Any Speed. The book ignited a national discussion on auto safety and ultimately led to reforms that dramatically refashioned the industry's standards, helping lead to a 32 percent drop in deaths by 2011.
Nader said halting the growing number of auto deaths in Brazil would take "a public uproar, product liability lawsuits, selective boycotts by motorists or by mandatory Brazilian law equalizing safety standards with the safest engineering required in other countries."
"These responses in the past have worked in other countries confronted by auto industry double standards for protecting lives on the highway. Such actions are long overdue but now Brazilians know the truth in more detail," he said.
The Brazilian government says its new laws mandating frontal air bags and anti-lock brakes will dramatically improve safety, as will new impact standards. But because there are no independent crash-test centers in Brazil, companies will not face the same scrutiny as elsewhere. They will run the impact tests themselves and present the results to the government for approval. Because there is no "conformity of production" clause in the Brazilian legislation, cars won't be spot-checked to ensure they meet safety laws.
Alexandre Cordeiro, the top government minister overseeing auto safety laws, acknowledged that the government doesn't have its own crash-test center — but said Brazil will monitor crash tests conducted outside the country.
"Regarding front- and rear-end crash tests, our cars are as secure as European or American cars," Cordeiro said.
However, when asked about the stark differences in performance that the NCAP tests document between Brazilian and European cars, Cordeiro acknowledged improvements need to be made, saying "we need to evolve and we're working on it."
Over the years Ward said he has watched the same battles play out over auto safety — the only thing that changes is the location.
"The sad thing is, this has been the experience in the 1960s in the U.S., in the 1990s in Europe and now in Latin America," Ward said. "The industry does the least it can get away with until they're forced to do something different. It's maddening."

subset: commoncrawl


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May 18, 2016
AMFA proudly joined Southwest pilots and flight attendants in a show of labor solidarity at the SWA annual shareholder meeting in downtown Chicago.
"It was a momentous occasion where mechanics joined with pilots and flight attendants to express our extreme displeasure with the pace of negotiations at SWA," said Justin Madden, National Secretary/Treasurer. "We work with these folks every day, and are honored to stand together in an effort to bring more attention to our respective plights."
"I would like to thank those who came out today and sacrificed their personal time on behalf of AMFA and our membership. I would also like to give a special thanks to those who put together the logistics for the event."


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*update* I returned to the mall today to file a formal complaint and noticed that there was a phone number on the sign in front of the trampolines (where the same girl was working again today, I might add). I called the number and spoke with the man who owns the trampolines. He was very kind and extremely apologetic for her behavior. He told me that this was the second complaint in two weeks he'd gotten on this girl…and she only works two days/week. Yikes. Anyway, he apologized profusely and told me he would be calling me in the next couple of days to set up a time for me to bring the kids in and let them bounce for free. So I just wanted to put that out there – it was the employee, not the establishment and I'm very pleased with the outcome. Happy New Year everyone!
Tonight I had the privilege of taking Sloan on a date to the movies. We are not movie folk. Lee and I don't love going to the movies (it's more that we don't love paying for the movies) and so we rarely go, which means I can count on one hand the number of times we've taken Sloan to the theater.
Needless to say, going to see a movie is a HUGE treat. So huge, in fact, that as we walked through the mall, Sloan grabbed my hand and put it on his cheek and said, "Thanks for taking me to the movie mom. This is the bestest night of my whole life…AND of my whole year!"
Glad I could finish out 2009 with a bang for you little man.
We saw Alvin and the Chipmunks. Sloan thought is was HI-LAR-I-OUS. He slapped his knee, he bent over and gripped his sides, he cackled and I think I even heard a guffaw. Even I thought it was a funny movie, though I had considerably more fun watching him clutch his sides in hysterics than I did watching the screen. (The two scenes that had him laughing until I thought he might have an accident? When Alvin gave the football jocks a wedgie and when Theodore got trapped beneath the sheets after Toby passed gas. Ugh – is he all boy or what?)
After the movie, Sloan wanted to walk around the mall for a bit and since it was date night, I decided to give in and let him pick one more special thing to do. He chose to jump on the inflated trampolines in the center of the mall. Lucky for me, I still had Tia's wallet in my purse from a trip to the store the other day and I was able to borrow the cash needed from her to allow him to do that.
Remind me to replace that before she starts looking for her wallet!
We approached the gates of the trampoline area and Sloan asked if he could jump. The girl in charge looked up from her soup in a bread bowl long enough to roll her eyes then slid off her chair and stomped over to us and flung the gate open.
"Take off your shoes," she barked at Sloan.
*eyeroll* "Take. off. your. shoes," she said all slow and snotty like. At this point my blood reached a simmering point. I took a deep breath and told myself that maybe, just maybe, she had low blood sugar and our interuppting her dinner was causing an adverse reaction in her body. Benefit of the doubt. I was working hard on it.
Once Sloan had his shoes and jacket off, he climbed up on the trampoline all giggly and smily – oblivious to the snotty girl yanking the belt around his waist. She jerked the straps up then gave him a little shove backwards to the center of the tramp. And my blood reached boiling point. I literally had to grip the sides of the gate to keep myself from lunging over.
At this point, another family walked up and their daughter headed in to the other trampoline, receiving the same rude and rough treatment. The other mom and I made eye contact. I could see that her blood was at the same temperature mine was. Her knuckles were white too.
Our kids commensed to jumping. Sloan wooped and hollered and had the time of his life. I tried to enjoy his glee, but I was too busy watching the girl, making sure that she was doing her job and keeping an eye on the jumpers. She wasn't. She was busy pouring her soup into her bread bowl and taking a bite.
After a few minutes, she lowered the kids down and without a word motioned for Sloan to step forward so she could remove his harness. He wasn't looking at her so he didn't see her. She motioned again. He still didn't see. So she kicked at the tramp with her knee to get his attention and when he looked at her she motioned vigorously and rudely for him to step forward…still not talking and asking him politely. Then she yanked – and I mean literally yanked – his harness off and stomped over to the other tramp.
When she came to me for the money, I was taking very deep breaths. My face was so hot I feared it might spontaneously combust into a flaming inferno. I leaned way forward and put my nose about an inch from her and began speaking through clenched teeth.
I said, "I understand that it's late and you've probably had a long day, and I see that you are trying to eat some dinner so I'm assuming you're hungry, but the way that you just treated my son is unacceptable. You've been nothing but a snot from the moment we stepped up here and I want you to know that I was watching you and I don't appreciate it."
At this point, she rolled her eyes at me. She ROLLED HER EYES AT ME. Perhaps I misjudged her earlier. She didn't have low blood suger, she had a freaking death wish.
To my credit, I kept my cool and never raised my voice, although my hands began shaking with fury.
"Nobody pushes my kid around, do you understand? That's my kid right there and he deserves your respect and you will respect him. I don't care if you like your job or not – you have no right to push my kid around and think you can get away with it."
I then handed her the money and said, "I will pay you this money, but I want you to know that I am going to the Information desk where I will be filling out a complaint and recommending that you be removed from a job that requires you working with children since you clearly don't want to be around them. And I sincerely hope that you shape up your attitude and treat the children standing in line behind me better than you've treated my son."
She stared at me and did not respond. Not even a nod. Oh my Lord, you guys, it is by the grace of God I was able to step away I was so furious.
I grabbed Sloan's hand and as calmly as I could walked away. As I stopped to put his shoes on him, the dad of the other little girl that was jumping with Sloan walked by and gave me two thumbs up. I also noticed a mom who had been standing in line behind me leave the line.
When I got to the Information desk, they told me they were out of complaint forms (!) but I could come back tomorrow and fill one out in the main mall office. And you better believe I'll be doing that. That girl has no business working that job.
As we left, Sloan asked me why I told that girl to change her attitude – I decided to use it as a teaching moment and explained to him that that girl was rude and disrespectful not only to me, but more so to him.
"We're a family, kiddo, and if someone isn't treating your family right, you need to defend your family."
He nodded and I think he got the message. He's a perceptive kid and he knew that she wasn't acting kind. (Kind! She wasn't acting human…she was a little monster.) For my part, I'm actually pretty proud of how I handled the situation. I have a tendency to, ahem, fly off the handle and when she rolled her eyes at me I had to fight H-A-R-D not to raise my voice and use a few choice words. Seriously – just thinking about it right now I'm biting my lip with such force that I may pierce it.
But I knew little eyes were watching and I kept my cool. And I think she got the message. I don't think she cared, but she got the message.
Yay me! *deep breath*
Now I'm off to go release on the punching bag in the basement…


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A study published in the October issue of the Journal of Labor Economics suggests an unexpected consequence of the housing bust: lower college attendance.
The study, by Cornell economist Michael Lovenheim, finds evidence that when home values soared in the late 1990s and early 2000's, many families borrowed against that new equity to send kids to college, boosting overall college attendance nationwide. Now that the boom is over and families have less equity in their homes, it could mean fewer students heading to college, especially kids from middle and lower income households.
To see how the housing boom affected college attendance, Lovenheim looked at differences in real estate markets around the country.
"Housing prices grew dramatically in the 1990's, but they didn't do so evenly across cities," Lovenheim said. "For example, housing prices in San Francisco increased six-fold during the housing boom, whereas in places like Oklahoma City, prices barely doubled. If housing wealth affects college enrollment, any increases in college attendance during the boom years should be much larger in a place like San Francisco compared to Oklahoma City."
Using data from cities across the U.S., Lovenheim found that a strong correlation between home prices and college attendance does exist. According to his model, each $10,000 in home equity increases the likelihood of a student enrolling in college by 1.37 percent. "Because home equity increased by an average of nearly $60,000 between 2001 and 2005, this marginal effect leads to sizable changes in college enrollment due to the housing boom," Lovenheim said.
Overall, Lovenheim estimates that the housing boom increased nationwide college attendance by nearly 8 percent.
The effect of higher equity was particularly strong among middle and lower income families, Lovenheim found. For families earning less than $70,000, each $10,000 increase in equity increases the chances of college enrollment by 13.8 percent.
Whether we'll see a similar-sized drop in college attendance as prices decline isn't clear, but these results do suggest some decline is likely.
"Since their peak, home prices nationally have declined by 35 percent, and it has become more difficult for homeowners to borrow against that equity," Lovenheim said. "My estimates suggest these trends will reduce college-going, particularly among middle class families."


text: Golisano Children's Hospital / Pediatric Pulmonology / Cystic Fibrosis Center Cystic Fibrosis Center Accredited by the Cystic Fibrosis Foundation (CFF), we are a premiere Cystic Fibrosis Center serving Upstate New York. Our Center adheres to the stringent standards set forth by the CF Foundation using approved guidelines resulting in an appropriate management of patients with CF. Our sweat test laboratory uses only CFF-approved techniques, which result in accurate diagnoses and quality ongoing care of patients of all ages. At the Golisano Children's Hospital, we incorporate a team approach. Our pulmonologists are supported by a core team of dietitians, social workers, nurses, and respiratory therapists. We also have available the consultative expertise of gastroenterologists, surgeons, psychiatrists, radiologists, and other specialists needed in the evaluation of new patients and the ongoing management of CF. Part of Strong Memorial Hospital Before Your Appointment Download and complete the Pre-Clinic Questionnaire for the Pediatric CF Clinic National Involvement Our national involvement strengthens our clinical and research position by keeping us abreast of rising issues in the study, education, and treatment of cystic fibrosis. Our faculty and nurses have served in an advisory capacity to the Cystic Fibrosis Foundation in several areas, including Quality Improvement, the Patient and Family Education Committee, and the Program Planning for the North American CF Conference. Through the Epidemiological Study of CF, we have participated in data analysis and the publication of results addressing questions to improve the quality of specific care initiatives in cystic fibrosis, keeping us on the forefront for new therapies. We are also active participants in the North American CF Conference, an annual professional conference of clinical and basic science research professionals sponsored by the Cystic Fibrosis Foundation. Community Outreach and Professional Development We are fortunate to have the Kit Taylor Memorial Lectureship at the Golisano Children's Hospital, established in 1982. The annual two-day event is an opportunity for parents, trainees, nurses, physicians and community medical professionals to learn from renown national experts in CF. An evening is devoted to parents, patients, and interested community members, and the lecture is also presented at Pediatric Grand Rounds. Guest speakers have presented such topics as latest improvements in care, newborn screening, new therapies, genetics, and lung transplants. 44th Annual Kit Taylor Memorial Lectureship "Gene therapy strategies for the prevention and treatment of cystic fibrosis lung disease" Dr. Paul McCray April 16, 2024, 7-8 p.m. Join on Zoom Sponsored by: The Kit Taylor Memorial Fund and Department of Pediatrics, University of Rochester Medical Center. For more information, go to Kit Taylor Memorial Lecture, or contact the Division of Pediatric Pulmonology at (585) 275-2464.


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Originally posted 2010-11-15 11:47:00. Republished by Blog Post Promoter
Everything I've written about here for the last five years, or just about everything, is about to get a lot worse, explains David Post:
Congress is set to once again consider the Sen Leahy's Combating Online Infringements and Counterfeit Act, a truly awful bill (with the appropriately awful acronym "COICA†. . . ). I have written a (relatively brief) "Law Professors' Letter in Opposition,†which now has about 35 signatories, which you can read here. [There's a summary of the bill's provisions in the Letter — and the full text of the current version is posted here]
The bill would allow the Attorney General to institute an in rem action against the domain name of any Internet site "dedicated to infringing activities†— defined to include any site that "engages in†copyright or trademark-infringing activities where those activities, "taken together,†are "central to the activity†of the site. The court would then be authorized to issue injunctions — not against the offending website, but against "the domain name†itself — ordering the domain name registrar where the target site's domain name was registered, and the domain name registry responsible for maintaining the authoritative database of names for the target site's top-level domain, to "lock out†the domain name (and therefore prevent access to the site through use of the domain name). The court could also enjoin any of the thousands of Internet Service Providers, or any "operator of a nonauthoritative domain name server†(a category that includes virtually all ISPs or operators of networks linked to the Internet), ordering them to "take technically feasible and reasonable steps designed to prevent [the] domain name from resolving to that domain name's Internet protocol address.â€
It's awful on many fronts. It would allow a court to effectively shut down a site operated out of Brazil, or France, without any adversary hearing (unless, I suppose, "the domain name†itself comes into court to argue the case) or any reasoned determination that the site actually is engaged in unlawful activity. There is a name for that in our law: "prior restraint,†and we don't like them — even in cases where truly compelling governmental interests are at stake, let alone where the purpose is merely to protect the rights of copyright and trademark owners.
The fact is, these proposals are reactions to real problems. But in typical piggy fashion, Big IP wants to use a sledgehammer where perhaps some fine carpentry would do.
Now learning how to build things right — even radically different things, but things that will stand up — takes hard work, diligence and practice, and not just everyone can be a cabinet maker. The IP enforcement community, however, is flummoxed. They don't want to spend the money on craftsmanship; they want the big, wide problem of IP enforcement to be amenable to solution by journeymen. This reaction is understandable, considering how expensive the work of master can be — and often, how little there can be to show for it.
Consider, for example, Gibson Dunn & Crutcher: As elite a litigation department as you can think of (unless perhaps you're in Montana, but who cares about flyover country?) and leaders in IP-enforcement litigation. What has this leadership achieved for its clients? I don't say this lightly, but not a whole heck of a lot. Not much for Rosetta Stone. Not much for Tiffany. Heck, even on the defense side, they didn't exactly work any magic for Baidu. Well, it isn't really whether you win or lose, now, is it? I sure don't feel that way. So we, their colleagues, still think the world of Gibson Dunn, and envy its success and wealth. But as a cost-effective solution to the IP enforcement problems of Big IP, Big Law is not working out so well . . . except for Big Law.
Thus Big IP wants cookbook enforcement laws that can be handled by the journeyman IP law firms whose rates are about half the going price for white shoes. (No, I won't link anywhere for this; either you know who I'm talking about or you won't get it anyway.) The anti-counterfeiting amendments to the Lanham Act and the DMCA, which so much that is, contrary to Anglo-Saxon tradition, self-executing, along with statutory damages provisions that make neat-o press releases, are quite rationally seen in this community as an ideal model for how this can work, at least on the streets and at the swap meets.
Well, almost ideal — in fact, there is some tension here, because the DMCA has not been all good for Big IP, what with its judicially stretched Section 230 carve-out, and the tendency of judges to borrow from it, improperly in my view, when deciding trademark cases. But the shortcuts enshrined in these laws still beat the heck out of annoying things like burdens of proof and rigorous evidentiary and procedural standards, which some judges sometimes require plaintiffs to trouble themselves with. It's enough to tax your average meatball IP bucket shop in the rare case a plaintiff is called on it — which is, again, not usually a problem.
Big IP's problem, however, is real. It got no respect from the courts in the Tiffany case when its master carpenters argued, not meritlessly in my view, that brand owners should not bear essentially the whole cost of enforcing trademarks against counterfeiting when outfits such as eBay are profiting magnificently from such illegitimate sales. Offshore websites are immune from practical judicial enforcement. Outliers such as Baidu aside, IP enforcement by proxy — secondary trademark liability — has not ported well from flea markets to the Internet. And at the same time, what has Big IP reaped using bulldozers to harvest low-hanging fruit such as casual file-sharers? Despite a goal of protecting those monopoly-like profit margins of the past, the paradoxical result has been strange fruit indeed: a cultural crisis of buy-in to the whole concept of IP, as I argued in this recent article. As a result, the tycoons of brand equity are flailing helplessly in a world that, far from needing "protection" from counterfeits, is pretty cool with fake Rolex watches and Vuitton bags and considers paying for music a sucker's game.
The answer, however, is not more bulldozers, though it's not as if Congress won't always buy whatever heavy equipment is requested by these generous donors. It is to be hoped that David Post is right and COICA won't survive judicial scrutiny — that eventually some plaintiff whose rights matter enough will find a judge who takes the trouble to care about the law and the old fashioned concepts of due process, burdens of proof and the Rules of Evidence (no, really, listen to Mike Masnick and read the article!).
Returning to our carpenter image, yes, when you're a hammer, everything looks like a nail, yes — but do you have to smash it to smithereens? The IP crackup continues and, as is always the case in any good crackup, it is happening mainly at the hands of those that claim to love it best.
And what's not to love?
UPDATE: Ed Morrissey focuses on the free expression piece of it all — which is a big piece. (Hat tip to Instapundit.) And here I'm interviewed about the thing.


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'Cosmic Latte' Blackout Window Curtain Panels/ Drapes (Cream)
Useful links
Not sure which heading style to choose? Browse our DRAPERY STYLE GUIDE
Need help measuring? Visit our CURTAIN MEASUREMENT GUIDE
Not sure which lining to choose? Read blog post here about OUR LINING OPTIONS
Add trims & ribbon borders to your curtains? Shop DRAPERY TRIMMINGS
**Prices are per panel, not per pair
Good to know:
- Pricing is per one single panel, NOT per pair.
- Hardware is not included.
- We highly recommend ordering fabric samples before final window treatment orders.
- All our products are lovingly handcrafted by artisans in India.
Composition: Satin.
Care instructions: Dry clean with any solvent, except Trichloroethylene.
Pattern repeat:
- Horizontal: 2.54cm
- Vertical: 2.54cm
Fabric width: 122cm.
Measurement Tips
For detailed steps on how to measure, please visit our CURTAIN MEASUREMENT GUIDE.
- Prices on our site for curtains are per single panel, *NOT* per pair. To order a pair, please purchase 2 units.
- If specifying a non-pinch pleat heading style such as the wave pleat or grommet top, we recommend ordering panels that are double the width of your curtain pole/track. For example, if your curtain pole/window is 120cm long, we suggest *two* panels of 120 cm *each*, and not two panels of 60cm each. This will get you a luxurious fall/gather. If your window/pole is 120cm long and you order curtain panels that are also 120cm wide altogether, the drapery will hang flat like a sheet with no gather/pleats!
- If ordering a pinch pleat style, we recommend panels that are 15-25cm wider than your curtain track/pole. For example, we suggest 135-145cm wide curtains altogether for a 120cm long pole. Then depending on whether you are looking for a single wide curtain panel or a pair, you can either order one panel that is about 140cm wide or two panels of 70cm each.
- Most fabric bolts come in standard widths of 140cm. This means that most non-pinch pleat curtain panels more than 120cm wide and pinch pleat panels more than 50cm wide will have vertical joining hems to achieve the necessary width. These are unavoidable and standard industry practice.
- We do *not* require measurements for your windows, frames, poles or tracks. Instead, please enter the exact final sizes of the ready curtain panels you'd like us to stitch.
Shipping & Delivery
Curtains & Valances: Window treatment orders are targeted for dispatch within three weeks, though we are able to ship out many orders ahead of schedule. We use DHL or FedEx with typical transit time of 3-7 days. Majority of our clients receive their packages within three weeks from the date of order, but if our pipeline happens to be busy – especially during the holiday season – we do ask for your patience and aim for delivery in four weeks.
*Some drapes and valances with trims *may* take up to six weeks as our trims are sourced from Turkey & USA, thereby adding to our processing timeline in some instances.
Swatches & Fabrics: Fabric samples and fabric bought by metre are typically delivered within seven days of order.
Cushion Covers & Tiebacks: We do NOT sell pillow covers or tiebacks standalone. These accessories are sold and dispatched only as part of window treatment orders. Please see above for applicable timelines accordingly.
If there are any delays due to non-availability of fabric, or holds by customs officials for inspection, we will write to you as soon as possible.
- All import duties and taxes are included in our prices for shipments to the United Kingdom. For shipments to other European countries, our prices do *not* include import duties and taxes that the individual countries may impose. Buyers are solely responsible for paying any import taxes and duties once the shipment reaches their country.
- We cannot deliver to PO Box numbers so please provide a non-PO delivery address at checkout.
- All our products require a signature for proof of delivery. After three delivery attempts, if no one is available to sign for delivery or the package is not collected from the depot, the shipment is returned to the sender. We do NOT bear the cost of return/refund in this scenario, and therefore request our clients to accept within the carrier's timeframe.
Returns & Refunds
For detailed information on returns & cancellations, please click HERE.
Since each article at The White Window is cut and tailored to our customers' exact specifications, by default, we do not accept any returns.
We recommend ordering fabric samples before placing an order as computer monitors/device screens can affect colour representation and we do not accept returns based on feedback on colour variance or personal aesthetic preferences.
From start to finish, every single product is manually handled from picking and cutting of fabric to sewing, ironing, folding and wrapping. In light of this rather intense human process, it's not uncommon for end products to sometimes show minor signs of handling such as light tailor chalk marks, a rare stray thread, or specks of smudge from fabric production run. These minor flaws are unfortunately unavoidable, and we therefore do not accept requests for replacements or returns on these bases under any circumstances.
We follow standard industry guidelines for constructing custom window treatments, which include articles sewn with joining hems to achieve custom widths. Since joins are necessary to achieve certain sizes, we do not offer any compensation, return or replacement whatsoever on account of necessary joining hems.
Under rare circumstances where we may have made a mistake, we do consider returns on a case-by-case basis only as long as any issues/faults are communicated within five business days of receipt of merchandise.
Cancellation of orders will result in a 100% refund only if work has not started on the products. In most cases, work starts on orders within 2-3 hours of order being placed. After that, only the value of the order less costs incurred up to that point can be refunded. Since made-to-measure products are unlikely to be able to be resold, we do not offer refunds for cancellations after order is ready.
Why The White Window Curtains are Right for You
Honest Handcraft
We believe in old-world craftsmanship and honesty of human hands, woven into every piece with meticulous attention to detail.
Fair Pricing
Because bespoke should not mean going broke. Give your shopaholic heart a free rein with our transparent pricing & free shipping.
Fast Delivery
Long waits aren't our thing either. Our made-to-measure drapes reach you within just three short weeks. Yes - that easy, that fast.
Commitment to Communities
With every purchase from us, you support the craft, heritage and livelihood of artisans from a small town in India.